About Prosper Loans. People Helping People at Prosper.com - the P2P Lending Marketplace - Prosper

Borrower Tools

Calculator

Personal Loan Calculator

Enter a loan amount and interest rate, and see a breakdown of that loan's actual total cost, monthly payments, and any fees.

Go to Personal Loan Calculator

Borrower Tutorial

Borrower Tutorial

We'll walk you through how to create a loan listing on Prosper, one step at a time.

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Prosper Ratings

Prosper Ratings

Learn about Prosper's proprietary borrower rating system.

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Prosper Fees

Prosper Fees

The fees charged to borrowers and investors are very straightforward. There are no fees to use the Prosper site or post a loan listing. Fees only result once you have obtained a loan as a borrower or have had your loan serviced as an investor.

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Blog

Blog

Subscribe to Prosper’s blog for regular updates on performance reports, stats, service enhancements, and more.

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Check Your Rate
CHECK YOUR LOAN RATES
6.38
%
FOR AA LOANS*
FIXED RATES FROM 6.38% to 35.36% APR
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* Based on one year personal loans made to first time borrowers with an AA Prosper Rating. To qualify for an AA Prosper Rating, applicants must have excellent credit and meet other conditions. APRs by Prosper Rating range from 6.38% (AA) to 35.36% (HR) for first time borrowers. Repeat borrowers may qualify for discounted rates. Rate offered is based on Prosper Rating and other factors, and your actual rate may differ. Eligibility for a loan is not guaranteed and requires that a sufficient number of investors commit to fund your loan. Refer to Borrower Registration Agreement for all terms and conditions. All loans made by WebBank, a Utah-chartered Industrial Bank.