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Why Invest with Prosper?

Prosper provides investors direct, low cost access to high-yield consumer loans from creditworthy borrowers.

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Competitive Returns

AA
A
B
C
D
E
HR

5.41%
6.03%
9.19%
11.12%
12.47%
11.91%
14.12%

Seasoned Returns* by Prosper Rating

Power of Diversification

For Notes purchased since July 2009, every Prosper investor with 100 or more Notes has experienced positive returns. 100 Notes can be obtained with an investment of just $2,500.

100 Notes = 100% Positive Returns

Monthly Cash Flow from Consumer Loans

Prosper flow

Prosper finds
creditworthy borrowers

You invest in a
portfolio of loans

Borrowers make scheduled payments and
Prosper deposits them into your account

What We Offer

Investments in personal loans from qualified borrowers, as little as $25 per Note
Capability to build high-yield income ladders with 3- and 5-year Notes
Flexibility to diversify across credit grades and estimated yields
Experienced credit risk management

What role can Prosper play in your investment strategy?

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Investment Account Prosper IRA

Prosper for

Financial Professionals

Institutional Investors, RIAs and Asset Managers

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Investing in People

Michelle

Michelle
Florida

Member since: 02/2007

"To help someone fix their credit, buy a house, start a business -- it's great."

Invest in people

Prosper Funding LLC. | 221 Main Street, Suite 300 | San Francisco, CA 94105

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**All loans made by WebBank. All Prosper personal loans are unsecured, fully amortized personal loans.

Notes offered by Prospectus. Notes investors receive are dependent for payment on personal loans to borrowers. Not FDIC-insured; Investments may lose value; No Prosper or bank guarantee. Prosper does not verify all information provided by borrowers in listings. Investors should review the prospectus before investing.

*Seasoned Return calculations represent historical performance data for the Borrower Payment Dependent Notes (ï¿½Notesï¿½) issued and sold by Prosper since July 15, 2009. To be included in the calculations, Notes must be associated with a borrower loan originated more than 10 months ago; this calculation uses loans originated through May 31, 2012. Our research shows that Prosper Note returns historically have shown increased stability after theyï¿½ve reached ten months of age. For that reason, we provide ï¿½Seasoned Returnsï¿½, defined as the Return for Notes aged 10 months or more.

To calculate the Return, all payments received on borrower loans, net of principal repayment, credit losses, and servicing costs for such loans, are aggregated and then divided by the average daily amount of aggregate outstanding principal. To annualize this cumulative return, it is divided by the dollar-weighted average age of the loans in days and then multiplied by 365.

All calculations were made as of September 30th, 2013. Seasoned Return is not necessarily indicative of the future performance on any Notes.

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