A debt consolidation loan can help you combine and pay off your credit card balances with one loan with low-interest, fixed monthly payments
MANAGE ONE PAYMENT
No more juggling payments. One fixed monthly payment through Prosper and you’re up to date.
STAY ON TRACK
Know exactly when your debt will be paid with a fixed end date.
Save money with no pre-payment penalties.
A debt consolidation loan through Prosper can help you pay off your existing loans faster by reducing the number of interest charges you accrue each month.
Keeping track of your credit cards can be stressful, especially with multiple due dates each month. Ever missed a payment because your monthly bill was hidden in a stack of statements? You can solve that problem with a debt consolidation loan through Prosper.
Check Your Rate
Select your debt consolidation loan amount, answer a few questions and get your lowest eligible rate instantly.
Choose Your Loan
Choose the offer with the terms that work best for you.
Get Your Funds
Your money goes straight to your bank account via direct deposit.
Put a stop to the pattern of snowballing interest by paying off your existing debt with a debt consolidation loan through Prosper.
Manage one simple fixed monthly payment with the potential to save you money.
Here's why a Debt Consolidation Loan through Prosper may be better for you
DEBt consolidation loan
It can be frustrating to drain your bank account each month and still get slammed with growing interest. If you’re consistently making only the minimum payment on your credit card bills, your debt may continue to rise.
Missed payments only make the situation worse, as you can rack up fees. Plus, your credit card interest rate could change at any time.
With a debt consolidation loan through Prosper, you’ll have a single monthly payment and a fixed low interest rate with no prepayment penalty fees.
If your credit debt is taking you in the wrong direction, it's time to make a change. Applying for a debt consolidation loan is the first step toward advancing your financial well-being.
Medical Bill Debt: What Happens If You Don’t Pay Medical Bills.
Is Student Loan Consolidation Smart?
How to Use Home Equity for Debt Consolidation
The Struggle to Access Home Equity: How to get a HELOC During COVID-19
What is Home Equity? Here’s Everything You Need to Know.
How a Personal Loan Can Help During a Recession