Getting ready to welcome a new member of the family is both joyous and challenging. There’s so much to learn and prepare for. Not only that, becoming a parent is an expensive endeavor, and many people are unaware of how to prepare for a baby financially. Have no fear, we’re here to break it down […]
Prosper’s guide on how to use a credit card responsibly will help you get all the benefits of credit card usage without the drawbacks.
Teaching children money skills and other positive financial habits at an early age is one of the most important things parents can do to help their kids succeed. Unfortunately, this lesson often gets overlooked. According to the 12th annual T. Rowe Price Parents, Kids & Money Survey, while an overwhelming majority of parents acknowledge the […]
The entrance to warmer months means you switch your thermostat from heat to A/C. Yet, this change can cause your electric bill to skyrocket. The Department of Energy (DOE) reports that air conditioners use at least 6% of all electricity in the U.S. And with three-quarters of homes having A/C units, this costs homeowners a […]
You may already know that a home equity line of credit (HELOC) may be one of the smartest ways to fund significant home repairs, pay for education costs or consolidate outstanding high-interest debt into a single loan at a lower interest rate. But how much equity do you need for a HELOC? In this post, […]
You’ve worked hard to build equity in your home, but just how much is your investment worth? Our home equity loan calculator gives you a free and instant estimate of just how much money — aka equity — you’ve built into your home! There are two main financial tools which allow borrowers to generate funds […]