When you talk to people about how to save for retirement, you’ll likely hear one of three things… I’m too young to worry about retirement. I’m too old to start. I’m already saving. Aside from the final reply (well done!), such thoughts are incorrect but sadly all too common. People just starting on their employment […]
Prosper Blog
Better Money Habits: 9 Steps to Developing a Positive Money Mindset
How do you feel about money? Do you feel anxious, overwhelmed or at ease when it comes to your bank account balance, monthly budget and ability to save for your future? The answers to these questions make up a part of your overall money mindset. It’s important to have a positive money mindset because it […]
Budgeting for a Vacation Post-COVID — When to Start and How Much to Save
Summer is still months away, but no one will blame you for looking ahead toward a possible warm weather vacation. After 12 months of lockdown life, dreaming of a getaway is not only understandable, it might be just what we all need right now. And now is the time to start budgeting for a vacation […]
HELOC vs. Cash-Out Refinance: What’s the Difference?
With every mortgage payment you make, you’re building equity in your home. And equity equals ownership. Once you’ve built up a significant amount of equity, you’re able to access that money and use the funds for any purpose you wish. How you access your home’s equity, however, depends on your needs. The two most common […]
11 Ideas for What to Do with Your Tax Refund This Year
It’s a tax season like no other. Given all that’s going on in the world, it’s understandable that for many folks, priorities have shifted. This year’s tax refunds will likely be greeted with exhausted enthusiasm. But what should you do with your tax return to get the most out of your refund this year? While […]
How to Budget Better in 2021 and Why You Need to Start Now
Budgeting may seem like an archaic skill in a world of well-designed banking websites and smartphone apps with convenient notifications alerting you of new charges the moment you buy something. However, knowing how to budget will not only help you to live within your means today, but also give you a view into your long-term […]
