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Prosper Blog

How to Save for Retirement at Any Age

March 17, 2021 by Christine Cueto

Saving for Retirement

When you talk to people about how to save for retirement, you’ll likely hear one of three things… I’m too young to worry about retirement. I’m too old to start. I’m already saving. Aside from the final reply (well done!), such thoughts are incorrect but sadly all too common. People just starting on their employment […]

Financial Wellness, Prosper Blog, Saving and Investments

Better Money Habits: 9 Steps to Developing a Positive Money Mindset

March 10, 2021 by Christine Cueto

How to Develop Better Money Habits

How do you feel about money? Do you feel anxious, overwhelmed or at ease when it comes to your bank account balance, monthly budget and ability to save for your future? The answers to these questions make up a part of your overall money mindset.  It’s important to have a positive money mindset because it […]

Financial Habits, Financial Wellness, Prosper Blog

Budgeting for a Vacation Post-COVID — When to Start and How Much to Save

March 3, 2021 by Christine Cueto

Budgeting for a Vacation

Summer is still months away, but no one will blame you for looking ahead toward a possible warm weather vacation. After 12 months of lockdown life, dreaming of a getaway is not only understandable, it might be just what we all need right now. And now is the time to start budgeting for a vacation […]

Financial Lifestyle, Financial Wellness, Prosper Blog

HELOC vs. Cash-Out Refinance: What’s the Difference?

February 24, 2021 by Sarah Cain

HELOC vs. Cash-Out Refinance

With every mortgage payment you make, you’re building equity in your home. And equity equals ownership. Once you’ve built up a significant amount of equity, you’re able to access that money and use the funds for any purpose you wish. How you access your home’s equity, however, depends on your needs. The two most common […]

Finance for Homeowners, Home Equity, Prosper Blog

11 Ideas for What to Do with Your Tax Refund This Year

February 17, 2021 by Sarah Cain

How to Use Your Tax Return

It’s a tax season like no other. Given all that’s going on in the world, it’s understandable that for many folks, priorities have shifted. This year’s tax refunds will likely be greeted with exhausted enthusiasm. But what should you do with your tax return to get the most out of your refund this year? While […]

Financial Literacy, Financial Trends, Prosper Blog

How to Budget Better in 2021 and Why You Need to Start Now

February 10, 2021 by Sarah Cain

How to Budget Better

Budgeting may seem like an archaic skill in a world of well-designed banking websites and smartphone apps with convenient notifications alerting you of new charges the moment you buy something.  However, knowing how to budget will not only help you to live within your means today, but also give you a view into your long-term […]

Budgeting, Credit Management, Prosper Blog

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