Nobody wants to think about getting divorced, and planning for an emergency scenario or major life event is hard enough as it is without juggling divorce and finances simultaneously. The unnerving reality of relationships, however, is that, statistically speaking, one third of marriages will end in divorce — and the divorce rate in 2020 may […]
Financial Wellness
Is Student Loan Consolidation Smart?
It may be smart to consider a student loan consolidation if your student debt picture from college is more of a collage than a still life painting. With different lenders often being responsible for federal loan programs every semester, it’s entirely possible that you’re currently responsible for repaying a number of different loans, both private […]
COVID-19 Financial Health Calculator: Extending Your Quarantine Budget
You don’t need to enter data into a Financial Health Calculator to know that saying the COVID-19 crisis has been a challenge would be a significant understatement. Even if you’ve been fortunate enough to stay healthy, not lose your job, and didn’t have the virus take a loved one away from you, the emotional and […]
HELOC: Best Way To Finance Home Improvements
There are a number of ways to pay for your next home renovation project, but if you’re a homeowner who’s accrued equity, the best option for a home improvement loan may be with a home equity line of credit (HELOC). This is because while undergoing home repairs, the costs of and timetables for completion of […]
How to Use Home Equity for Debt Consolidation
Ever since making your very first mortgage payment years ago, you’ve been slowly building up home equity. Now, if you have a variety of high-interest debt weighing heavy on your mind, you may be wondering how to use home equity to consolidate those bills and sleep easier at night. Why Use Home Equity to Consolidate […]
The Struggle to Access Home Equity: How to get a HELOC During COVID-19
COVID-19 has drastically changed our lives in many ways — from jobs to finances — and now it’s impacting how to get a HELOC. If you’re a homeowner looking for emergency funding, debt consolidation, or cash for home improvements, a home equity line of credit, or HELOC, may be a great option. But the opportunity […]
