Financial Wellness

‘Tis the season of giving, and with that, you might be wondering about the tax benefits of donating to charity. As American historian, author, and social justice advocate Mary Ritter Beard said, “The results of philanthropy are always beyond calculation.” Philanthropy is key to living a fulfilling life, not only because of the possible tax […]

There are several questions you should be asking, of yourself and of potential lenders, before applying for personal loans online. Spending time reflecting on your own financial needs and asking questions about how the loan can be structured may go a long way to ensuring your personal loan fits within your budget. 1. Do I […]

For many homeowners, low-interest rates mean one thing: it’s time to think about refinancing your mortgage. With 30- and 15-year fixed-rates hovering near record lows, these low refinance rates could be too tempting to pass up even if you’ve recently purchased your home in the past couple of years. Refinancing Your Mortgage A refinance is […]

Waking up to start your workday on camera from the kitchen table is an adjustment. But for many of us, there are benefits of working from home, from our finances to our lifestyle and even health. What Are the Financial Benefits of Working From Home? There are many benefits to working from home. Some are […]

As we’ve discussed previously, there are several ways to build an emergency fund to help see you through a seismic life event or an urgent financial situation, but is cashing out a 401k one of the best options for an emergency fund? The Financial Impact of Cashing Out a 401k Cashing out a 401k may […]

Even before COVID, expensive healthcare costs had many Americans wondering what happens if you don’t pay medical bills. If you’re struggling with medical bill debt, from emergency hospital stays or simply as a result of regularly scheduled doctor’s office visits, whether those bills are COVID-related or not, there may be long lasting damage’s from not […]