Are you always over budget? It happens to everyone. We spend more than we make in a given month, or worse, every month. Sometimes there is a valid reason, such as an unexpected necessary expense like a car repair or medical bill. But too often, there is no apparent reason for our dwindling cash flow. […]
Once you file your 2018 tax return, it’s time to celebrate with your refund, right? Yes, but just not the way you might think. Last year, the Internal Revenue Service (IRS) said the majority of taxpayers received an average refund of $2,800. Although spending a few grand on a big, shiny object might feel good […]
With much of the country battling record low temps, it’s never too late to look at ways to make your home more energy efficient. With a few adjustments, you can make saving money on your energy bill a reality, all while staying warm and comfortable. We’ve compiled our favorite tips, many of which are easy […]
Having better control of your day-to-day and month-to-month finances means you’re better able to absorb bumps in the road, make progress toward your financial goals and, ultimately, have the financial freedom to make choices to enjoy life. We all make mistakes on the path to achieving financial well-being — but the good news is, it’s not too late to fix many of these slip-ups.
What would it be like to live debt-free? Can you imagine the positive feelings of freedom and financial well-being? Unfortunately, only 25% of Americans are living in this reality right now. If you want to start down the path toward a debt-free life, try borrowing a page from people who have already found success. Check out these 10 habits of debt-free people that you can adopt.
When you ghost a person, you suddenly and with no explanation stop communicating, poof – into the ether, never to be heard from or seen again, you just cut it off. When you ghost on your finances you decide you’re not going to deal with them, you refuse to be in dialogue with the numbers and you won’t admit to yourself why.