When we think of home renovations, we usually imagine these projects kicking off in the spring or summer months. But more time at home this season means we’re bursting with home improvement ideas for winter, too. Winter is a great time to hunker down and tackle those projects you’ve been thinking about all year. Plus, […]
How to Deal with Holiday Financial Stress
The holidays are often filled with two disparate things: the fragrant aroma of fresh baked cookies and evergreen trees, and financial stress. Add in a global pandemic, furloughs and high unemployment, and this year’s holiday season could be even more challenging. Wondering how to deal with financial stress while spending time with loved ones? Here […]
Avoiding Holiday Debt: 5 Tips to Manage Shopping Debt
Online shopping debt from quarantine life aside, this year has been extra tough for many of us. This holiday season may bring more temptation to splurge as we attempt to bring a bit of joy to those around us. While overspending on holiday gifts for kids and loved ones who’ve spent the year tucked away […]
What Are the Tax Benefits of Donating to Charity?
‘Tis the season of giving, and with that, you might be wondering about the tax benefits of donating to charity. As American historian, author, and social justice advocate Mary Ritter Beard said, “The results of philanthropy are always beyond calculation.” Philanthropy is key to living a fulfilling life, not only because of the possible tax […]
10 Questions to Ask Before Applying for Personal Loans Online
There are several questions you should be asking, of yourself and of potential lenders, before applying for personal loans online. Spending time reflecting on your own financial needs and asking questions about how the loan can be structured may go a long way to ensuring your personal loan fits within your budget. 1. Do I […]
Refinancing Your Mortgage: The Best Time to Take Advantage of Low Refinance Rates
For many homeowners, low-interest rates mean one thing: it’s time to think about refinancing your mortgage. With 30- and 15-year fixed-rates hovering near record lows, these low refinance rates could be too tempting to pass up even if you’ve recently purchased your home in the past couple of years. Refinancing Your Mortgage A refinance is […]
