With every mortgage payment you make, you’re building equity in your home. And equity equals ownership. Once you’ve built up a significant amount of equity, you’re able to access that money and use the funds for any purpose you wish. How you access your home’s equity, however, depends on your needs. The two most common […]
11 Ideas for What to Do with Your Tax Refund This Year
It’s a tax season like no other. Given all that’s going on in the world, it’s understandable that for many folks, priorities have shifted. This year’s tax refunds will likely be greeted with exhausted enthusiasm. But what should you do with your tax return to get the most out of your refund this year? While […]
How to Budget Better in 2021 and Why You Need to Start Now
Budgeting may seem like an archaic skill in a world of well-designed banking websites and smartphone apps with convenient notifications alerting you of new charges the moment you buy something. However, knowing how to budget will not only help you to live within your means today, but also give you a view into your long-term […]
Filing Taxes: What You Need to Know Before Tax Season
It’s that time of year! To help you prepare ahead of filing taxes this tax season, we’ll discuss: What documents and information to gather Why you might want to consider last-minute deductions The best time to file depending on whether you’re expecting a refund versus owing additional tax Keep in mind that for specific questions […]
2020 Tax Guide for Prosper Investors
It’s tax season, and to help Prosper retail investors navigate the process, we’ve created the 2020 Prosper Tax Guide. This guide has general information about the 1099 tax form(s) you may receive from Prosper.
HELOC Home Improvement: The Best Home Improvements to Increase Value
Of course you want your home to be worth as much as possible should you ever sell it, but the other benefit of making some of the best home improvements to increase value is that those upgrades, everything from a fresh coat of paint to a new kitchen, may also make you happier while living […]