It may be smart to consider a student loan consolidation if your student debt picture from college is more of a collage than a still life painting. With different lenders often being responsible for federal loan programs every semester, it’s entirely possible that you’re currently responsible for repaying a number of different loans, both private […]
HELOC: Best Way To Finance Home Improvements
There are a number of ways to pay for your next home renovation project, but if you’re a homeowner who’s accrued equity, the best option for a home improvement loan may be with a home equity line of credit (HELOC). This is because while undergoing home repairs, the costs of and timetables for completion of […]
How to Use Home Equity for Debt Consolidation
Ever since making your very first mortgage payment years ago, you’ve been slowly building up home equity. Now, if you have a variety of high-interest debt weighing heavy on your mind, you may be wondering how to use home equity to consolidate those bills and sleep easier at night. Why Use Home Equity to Consolidate […]
What Debt to Pay Off First: How to Prioritize Debt on a Limited Budget
As the pandemic takes its toll on our economy, our unemployment rate and your personal financial wellness, there is no better time to figure out what debt to pay off first, especially if you are already on a limited budget. As we prepare for what is being called “the coronavirus recession”, there are steps you […]
Emergency Loans With No Job: Options for the Unemployed
While the unemployment rate in June showed a decline to 11.1%, that rate is still extremely high. Add to that the possibility of future declines as we continue to grapple with coronavirus, and it’s easy to see why the need for emergency loans has increased. But what if you’re among the millions of unemployed workers? […]
How to Protect Your Credit During Tough Times
During tough economic times like COVID-19, you may be as concerned with your financial wellness as you are with your physical health. One thing you can do is keep your finances in check, and more specifically, your credit. It’s important to be proactive about making sure your credit remains good. We’ll explore how to protect […]
