5 Home Improvement Ideas to Increase Home Value
What Adds the Most Value to a Home? When it comes to home improvements, you probably know that the answer is “yes” to the question: Does adding a bathroom add value? But do you know the answer to the question: How much value does a bathroom add? Determining what adds the most value to a […]
A Brief History of Finance and Equality
“Give me your tired, your poor, Your huddled masses yearning to breathe free, The wretched refuse of your teeming shore. Send these, the homeless, tempest-tost to me, I lift my lamp beside the golden door!” -The New Colossus by Emma Lazarus, inscribed at the base of the Statue of Liberty The American dream has always […]
What is the Consumer Financial Protection Bureau (CFPB)?
What comes to mind when you hear the words “Consumer Financial Protection Bureau”? It’s pretty straightforward that it’s an official government agency, but beyond that, what does the Consumer Financial Protection Bureau do? And what resources do they offer that you, as a consumer, can use to boost your own financial empowerment? Let’s break it […]
What is a FICO® Score?
Most adults in the United States have at the very least, heard of a FICO® Score. However, most lack knowledge of the nitty-gritty of a FICO score – its meaning, how it differs from other credit scores, what it’s used for, why it changes, what a “good” FICO score is, and more. Luckily, Prosper is […]
What is the Debt Snowball Method?
The debt snowball is a tried and true strategy to pay down personal debt. Prosper’s got the lowdown on how to use this for your benefit!
Credit Reports: Everything You Need to Know
Most Americans know they have a credit report. But…what’s in it? Prosper takes a deep dive into all-things credit reports.
Saving vs. Investing: What’s the Difference?
Commonly confused, both as words and concepts, saving and investing are not the same. There are similarities between the two, but let’s look closely at saving vs. investing to learn how each approach to putting money aside can help you today and in the future. What Is Saving? Saving is a term used for safely […]
Free FICO® Score Tracking Now Available in Your Personal Loans Account
We know how important your credit score is to your financial well-being. That is why we have brought your FICO® Score to your Prosper account, for free! Did you know: 90% of top U.S. lenders use FICO® Scores as the gold standard for credit readiness. FICO is committed to credit education and empowering consumers to take better […]
Take Charge of Your Credit With the New the Prosper® Card
“Consumers working to build their credit profile have historically found it difficult to find an attractive entry point and are often forced to rely on costly alternatives. With the Prosper® Card, people can access the affordable credit they need when they need it, as well as tools and resources to help them stay on track with their personal finances,” said David Kimball, CEO, Prosper Marketplace. “Since launching in 2006, our platform has facilitated $20 billion of affordable credit solutions for more than a million consumers across personal loans and home equity lines of credit, and we are excited to reach even more people with the credit card product.”