Sales Report:Supplement No. 1 dated May 23, 2013 to Prospectus dated May 21, 2013File pursuant to Rule 424(b)(3)
Registration Statement Nos. 333-179941 and 333-179941-01
Prosper Funding LLC
Borrower Payment Dependent Notes
Prosper Marketplace, Inc.
PMI Management Rights
This Sales Report supplements the prospectus dated May 21, 2013 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that Prosper Funding LLC has recently sold. You should read this Sales Report supplement together with the prospectus dated May 21, 2013 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes. As described in the prospectus dated May 21, 2013, each Note comes attached with a PMI Management Right issued by Prosper Marketplace, Inc.
Prosper Funding LLC has sold the following series of Notes:
Borrower Payment Dependent Notes Series
708915
This series of Notes was issued and sold upon the funding of the borrower loan #90439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| May-05-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-05-2013 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 25.01% |
Monthly payment:
| $75.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.73% | | |
| |
Estimated return*:
| 9.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 6y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,999 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| economy-confidant7 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
720223
This series of Notes was issued and sold upon the funding of the borrower loan #90963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.74% |
Listing Start date:
| May-21-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-22-2013 |
|
|
Lender yield:
| 20.39% |
Borrower rate/APR:
| 21.39% / 23.87% |
Monthly payment:
| $409.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.98% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 31
/
16 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,971 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loan-statue249 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consolidate debt
This loan will be used to consolidate my debt into one lower monthly payment and allow me to pay it off in a shorter period of time.
My financial situation:
I am a good candidate for this loan because I have steady income and have been reliable with making all of my payments. I would have a higher credit score but made some credit card mistakes in my younger years that I am now working hard to correct. I never miss my payments, I have increased my financial responsibility and accountability and this is the last step I need to take to be debt free.
Monthly net income: $ 3000
Monthly expenses: $ 100
Housing: $ 1100
Insurance: $ 120
Car expenses: $ 225
Utilities: $ 200
Phone, cable, internet: $ 80
Food, entertainment: $ 50
Clothing, household expenses: $ 50
Credit cards and other loans: $ 562
Other expenses: $ 350 Student Loans
(Note: This debt consolidation would remove $400 of credit card and loan payments.)
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
737175
This series of Notes was issued and sold upon the funding of the borrower loan #91034, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| May-19-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-19-2013 |
|
|
Lender yield:
| 7.49% |
Borrower rate/APR:
| 8.49% / 9.84% |
Monthly payment:
| $378.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.31% | | |
| |
Estimated return*:
| 5.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $322 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Big_Eug |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan: This loan will be used to... consolidate my debtMy financial situation: I am a good candidate for this loan because... I am financially stable and have been in the same job for 9 years now.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
738807
This series of Notes was issued and sold upon the funding of the borrower loan #91283, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| May-18-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 7.69% |
Borrower rate/APR:
| 8.69% / 10.88% |
Monthly payment:
| $51.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.51% | | |
| |
Estimated return*:
| 5.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1980 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 800-819 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 6y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,630 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hatchcrane |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Jan-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I just paid off a loan in Feb of 2013 of 10,000.00 at Prosper.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
743303
This series of Notes was issued and sold upon the funding of the borrower loan #90571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 15.25% |
Listing Start date:
| May-02-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-03-2013 |
|
|
Lender yield:
| 29.79% |
Borrower rate/APR:
| 30.79% / 34.79% |
Monthly payment:
| $171.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.10% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 7y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,476 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blue-trade-human |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
744487
This series of Notes was issued and sold upon the funding of the borrower loan #90655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| May-04-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-04-2013 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $154.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,954 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| abundant-gain2 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
745771
This series of Notes was issued and sold upon the funding of the borrower loan #90542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| May-06-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-06-2013 |
|
|
Lender yield:
| 5.99% |
Borrower rate/APR:
| 6.99% / 8.33% |
Monthly payment:
| $92.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.90% | | |
| |
Estimated return*:
| 4.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 820-839 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,330 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thoughtful-felicity70 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 28 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $13,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2011)
740-759
(Dec-2010)
|
|
Principal balance:
| $3,269.28 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Paying off final debt
Purpose of loan:
This loan will be used to refinance my current Prosper loan at a lower rate and to pay off the debt at a faster pace.
My financial situation:
I am a good candidate for this loan because I'm employed and pay all of my bills on time.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
746135
This series of Notes was issued and sold upon the funding of the borrower loan #90460, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| May-08-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-08-2013 |
|
|
Lender yield:
| 24.79% |
Borrower rate/APR:
| 25.79% / 28.39% |
Monthly payment:
| $268.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.74% | | |
| |
Estimated return*:
| 11.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (Apr-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,605 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| agreement-equator2 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit cards/consolidate debt
My financial situation:
I am a good candidate for this loan because...i have been in the same profession for over 30 years in a career that is VERY stable, and i have a high steady income
Monthly net income: $5,000
Monthly expenses: $2,600
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
752897
This series of Notes was issued and sold upon the funding of the borrower loan #90442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,600.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| May-02-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-03-2013 |
|
|
Lender yield:
| 6.59% |
Borrower rate/APR:
| 7.59% / 8.93% |
Monthly payment:
| $205.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.47% | | |
| |
Estimated return*:
| 4.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 760-779 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,160 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Grimwulf99 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Debt consolidation
I am looking to consolidate my credit card debts that have an average interest rate of 30%. I have been trying to get out of debt so that I can start over with a clean slate. This loan will allow me to do that.
I am financially stable and have a stable job in the energy field. I am in good standing and was just promoted to Senior engineer. I budget along with my wife every month. This is left over credit card debt from college. I am now more mature and financially smart. However because of my high interest rates, it will take much longer time to pay off my debt by paying the minimums every month. I have a great credit score as you can see which is proof that I pay my debts. Thank you for your help.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
753921
This series of Notes was issued and sold upon the funding of the borrower loan #90769, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 11.19% |
Borrower rate/APR:
| 12.19% / 14.45% |
Monthly payment:
| $335.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.76% | | |
| |
Estimated return*:
| 7.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1981 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 720-739 (Apr-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
21 | Length of status: | 16y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,299 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-principal-jaunt |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 40 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $26,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2011)
660-679
(Feb-2011)
|
|
Principal balance:
| $15,202.94 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 40 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off higher rate credit cards.
My financial situation:
I am a good candidate for this loan because of stablility with job, homeowner, previous loan paid as agreed and good credit score.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
754435
This series of Notes was issued and sold upon the funding of the borrower loan #90601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| May-11-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 23.12% |
Monthly payment:
| $405.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.14% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 720-739 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
10 | Length of status: | 17y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,183 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| payment-statuette191 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
756753
This series of Notes was issued and sold upon the funding of the borrower loan #90378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| May-13-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $461.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-659 (Apr-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 10y 5m |
|
Amount delinquent:
| $39,484 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $298 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| compassionate-openness5 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2012)
|
|
Principal balance:
| $13,442.66 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Business
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
756815
This series of Notes was issued and sold upon the funding of the borrower loan #91118, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $172.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1986 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
6 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $519 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thoughtful-auction38 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2012)
660-679
(Apr-2012)
660-679
(Jul-2011)
660-679
(May-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because we pay Our bills on time and are remodeling to increase home value, adding bamboo flooring, office, etc.
Monthly net income: $9500
Monthly expenses: $4700
Housing: $2000
Insurance: $640
Car expenses: $100
Utilities: $180
Phone, cable, internet: $450
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $ 400
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
757951
This series of Notes was issued and sold upon the funding of the borrower loan #90740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| Apr-22-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-04-2013 |
|
|
Lender yield:
| 6.59% |
Borrower rate/APR:
| 7.59% / 8.93% |
Monthly payment:
| $467.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.47% | | |
| |
Estimated return*:
| 4.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 780-799 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 17y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,518 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| astute-bill4 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: credit card payoff
This loan will be used to...pay off cc
My financial situation: good
I am a good candidate for this loan because...I always pay off my bills
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
758141
This series of Notes was issued and sold upon the funding of the borrower loan #90516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Apr-23-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-07-2013 |
|
|
Lender yield:
| 9.49% |
Borrower rate/APR:
| 10.49% / 12.72% |
Monthly payment:
| $397.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.19% | | |
| |
Estimated return*:
| 6.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 760-779 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 35y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,462 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| compatible-reward9 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit cards and a personal loan at higher rates.
My financial situation:
I am a good candidate for this loan because...I have a good steady income at a solid company. I have been a valued employee for many years, and expect to be here many more years.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
758671
This series of Notes was issued and sold upon the funding of the borrower loan #90482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| Apr-28-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 7.69% |
Borrower rate/APR:
| 8.69% / 10.88% |
Monthly payment:
| $412.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.51% | | |
| |
Estimated return*:
| 5.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 800-819 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Tradesman - Plumber |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,811 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| special-community357 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: heip put pay off high credit rates
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
i always pay loans on time and off
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
758747
This series of Notes was issued and sold upon the funding of the borrower loan #90520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.24% |
Listing Start date:
| May-04-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-04-2013 |
|
|
Lender yield:
| 21.09% |
Borrower rate/APR:
| 22.09% / 24.59% |
Monthly payment:
| $415.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.57% | | |
| |
Estimated return*:
| 11.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-719 (Apr-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 14y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,197 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| natural-penny418 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...Fix up House and pay off a few bills
My financial situation:
I am a good candidate for this loan because...steady job, over $2,000 every two weeks.
Monthly net income: $3,200
Monthly expenses: $1,500
Housing: $ 535 per month
Insurance: $200 every 3 months
Car expenses: $ own 2005 Chevy Eqinoux
Utilities: $300
Phone, cable, internet: $95
Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $17,000
Other expenses: $none
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
758873
This series of Notes was issued and sold upon the funding of the borrower loan #90853, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| May-01-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-01-2013 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 32.39% |
Monthly payment:
| $128.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.12% | | |
| |
Estimated return*:
| 12.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 760-779 (Apr-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 13y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,408 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| persistent-contract8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan: home improvement
This loan will be used to... home improvement
My financial situation: excellent
I am a good candidate for this loan because... because I qualify for it. my credit score is exellent. I have never been late in any payment. I'm a homeowners.
Monthly net income: $3,400
Monthly expenses: $
Housing: $830
Insurance: $100
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
759535
This series of Notes was issued and sold upon the funding of the borrower loan #90231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Apr-23-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-02-2013 |
|
|
Lender yield:
| 8.49% |
Borrower rate/APR:
| 9.49% / 11.70% |
Monthly payment:
| $314.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 6.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 760-779 (Mar-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 14y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,859 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| repayment-frog4 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because my credit score is excellent and I have a very secure position at my company.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
760005
This series of Notes was issued and sold upon the funding of the borrower loan #90413, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Apr-30-2013 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-30-2013 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $169.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 680-699 (Apr-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,476 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| worth-hornet1 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
760375
This series of Notes was issued and sold upon the funding of the borrower loan #91204, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| May-04-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 6.59% |
Borrower rate/APR:
| 7.59% / 8.93% |
Monthly payment:
| $778.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.47% | | |
| |
Estimated return*:
| 4.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 860-879 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,566 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| income-reformer0 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Weight Loss and Wellness
Purpose of loan:
This loan will be used to purchase an existing, profitable and growing Weight Loss and Wellness Clinic. The current owners got offer to relocate and they can not move franchise. Our personal experience working with the medical staff and following the protocols have produced tremendous weight loss. We could not be happier with our results and when the opportunity came to keep this business open to help others we could not resist such a golden opportunity.
My financial situation:
I am a good candidate for this loan due to the revenue from the business we are buying and my current employment salary combined should allow me to pay off this loan with in 18 months. Cheers and thanks for your support.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
761015
This series of Notes was issued and sold upon the funding of the borrower loan #90872, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Apr-26-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-07-2013 |
|
|
Lender yield:
| 9.99% |
Borrower rate/APR:
| 10.99% / 13.23% |
Monthly payment:
| $282.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.65% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 760-779 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Landscaping |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,935 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unrivaled-exchange230 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
763521
This series of Notes was issued and sold upon the funding of the borrower loan #90427, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Apr-29-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-02-2013 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $501.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Apr-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $610 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Deluxe365 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to provide funds for home improvements and also help with unexpected medical bills.
My financial situation:
I am a good candidate for this loan because I have excellent credit and have had the same checking and savings account with the same financial institution for over 30 years. I have been employed as a retail manager for over 8 years.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
763853
This series of Notes was issued and sold upon the funding of the borrower loan #90826, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| May-01-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-06-2013 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $842.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (Apr-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,364 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| SteadyCourse |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate 3 x credit cards and 1 x line of credit. This will simplify my monthly payments, reduce my rate, and improve cash flow for the purpose of savings and additional credit reduction.
My financial situation:
I am a good candidate for this loan because I make sufficient income from multiple income sources, pay all bills on time, and have altered my spending habits. This loan is an effort to finalize the changes and fully commit to the debt elimination without negatively affecting my credit (because I want to purchase a home and need to be out of debt and have savings).
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
763931
This series of Notes was issued and sold upon the funding of the borrower loan #90225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| May-03-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-04-2013 |
|
|
Lender yield:
| 14.19% |
Borrower rate/APR:
| 15.19% / 17.52% |
Monthly payment:
| $597.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.50% | | |
| |
Estimated return*:
| 8.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (Apr-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,667 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Pegasus-PMC |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jan-2012)
800-819
(Nov-2011)
|
|
Principal balance:
| $9,288.18 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
764345
This series of Notes was issued and sold upon the funding of the borrower loan #90862, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| May-01-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-02-2013 |
|
|
Lender yield:
| 13.59% |
Borrower rate/APR:
| 14.59% / 18.21% |
Monthly payment:
| $413.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,562 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| meteoric-integrity95 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: Home improvement
This loan will be used to...Replace a deck on house
My financial situation: Citizans Bank
I am a good candidate for this loan because...I am looking to pay this loan back in 6 months.
Monthly net income: $15,833.33
Monthly expenses: $ 300.00
Housing: $ 2445.35
Insurance: $ 150.00
Car expenses: $ 720.00
Utilities: $ 200.00
Phone, cable, internet: $ 180.00
Food, entertainment: $ 800.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 200.00
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
764585
This series of Notes was issued and sold upon the funding of the borrower loan #91285, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| May-13-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 21.84% |
Borrower rate/APR:
| 22.84% / 25.36% |
Monthly payment:
| $702.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.21% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1976 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,848 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| affluence-fixer8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consol debt. Other expenses
My financial situation:
I am a good candidate for this loan because... Very good credit. Payment history
Monthly net income: $4200
Monthly expenses: $ 800
Housing: $ 0
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
764589
This series of Notes was issued and sold upon the funding of the borrower loan #90845, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| May-16-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $324.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Apr-2013) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 26
/
22 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $78,618 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Sound_Advice |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2009)
720-739
(Sep-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Business
Purpose of loan:
This loan will be used to market for new customers
My financial situation:
I am a good candidate for this loan because I have previously had a Prosper loan which was paid on time and in full.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
764713
This series of Notes was issued and sold upon the funding of the borrower loan #91001, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-14-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 17.19% |
Borrower rate/APR:
| 18.19% / 20.59% |
Monthly payment:
| $254.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.19% | | |
| |
Estimated return*:
| 10.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 56% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 27y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,611 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cognizant-dime4 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
765461
This series of Notes was issued and sold upon the funding of the borrower loan #90704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| May-03-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-03-2013 |
|
|
Lender yield:
| 18.84% |
Borrower rate/APR:
| 19.84% / 22.28% |
Monthly payment:
| $528.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.65% | | |
| |
Estimated return*:
| 10.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 17y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $40,109 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-fulfilling-market |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...reduce/eliminate credit card debt
My financial situation: good
I am a good candidate for this loan because...i have been a home owner for 14 years and have been with the same company for 18 years.
Monthly net income: $7000
Monthly expenses: $2,000
Housing: $1,400
Insurance: $243
Car expenses: $0
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $900
Clothing, household expenses: $200
Credit cards and other loans: $809 before this loan for consolidation
Other expenses: $500
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
765701
This series of Notes was issued and sold upon the funding of the borrower loan #90547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| May-03-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-03-2013 |
|
|
Lender yield:
| 14.19% |
Borrower rate/APR:
| 15.19% / 17.52% |
Monthly payment:
| $238.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.50% | | |
| |
Estimated return*:
| 8.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 660-679 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
17 | Length of status: | 9y 1m |
|
Amount delinquent:
| $18,406 |
Total credit lines:
| 34 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,201 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| deal-rapture8 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 93% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 1
( 7% )
| 740-759
(Jan-2012)
|
|
Principal balance:
| $12,829.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Debt consolidation to help my mom
Purpose of loan:
This loan will be used to assist my mother in medical expense bills and have some extra money for prescriptions and home care.
My financial situation:
I am a good candidate for this loan because I still work overseas and havent missed a current payment eventhough family matters are slowing my early pay off plan.
Extra note. I missed one payment recently due to a emergency matter which took my bank account for this loan down below the payment limit. Please dont let my one short coming ruin this extra loan which is in desperate need!! Thank You.
Monthly net income: $13,000 till furlow and mandatory rest
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
766027
This series of Notes was issued and sold upon the funding of the borrower loan #90438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| May-03-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-03-2013 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 25.01% |
Monthly payment:
| $566.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.73% | | |
| |
Estimated return*:
| 9.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 15y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,769 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-auction-investor |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate my credit card debt.
My financial situation: I have been at my current job for over 16 years. I'm am paid a weekly salary.
I am a good candidate for this loan because...The monthly amount is affordable on my budget. The monthly amount for this loan is less than what I pay currently. I would like to consolidate to pay off my debt faster.
Monthly net income: $ 3,500
Monthly expenses: $
Housing: $500
Insurance: $302
Car expenses: $ 742
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 760
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
766585
This series of Notes was issued and sold upon the funding of the borrower loan #90722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| May-03-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $501.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 12
/
12 | Length of status: | 9y 2m |
|
Amount delinquent:
| $175 |
Total credit lines:
| 41 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $330 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gain-flan1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
To purchase a barber shop for my son. He too has great credit and can apply w/me so that we can qualify for more.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
766885
This series of Notes was issued and sold upon the funding of the borrower loan #90222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.24% |
Listing Start date:
| May-06-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-06-2013 |
|
|
Lender yield:
| 14.59% |
Borrower rate/APR:
| 15.59% / 19.24% |
Monthly payment:
| $349.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.82% | | |
| |
Estimated return*:
| 8.58% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 740-759 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 24y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $43,472 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| integrity-igniter2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to... Pay off all my existing credit cards . I would like to be approved for $10000so I can pay off my master card and
American Express .
I was offered a rate of 11% earlier
Please consider that same interest rate
My financial situation: jpmorgan chase
I am a good candidate for this loan because...I always pay my loans and bills on time . I have a great job that is secure and I've been there for more than 20 years . I got into debt because I went through a divorce and was left with all debt bills . I will do my best not to get into this credit card debt again and pay this loan on time . Please consider to lend me 25,0000 and I will repay this 3 years or before .
Thanks
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
767029
This series of Notes was issued and sold upon the funding of the borrower loan #90147, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| May-04-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-08-2013 |
|
|
Lender yield:
| 13.74% |
Borrower rate/APR:
| 14.74% / 17.06% |
Monthly payment:
| $354.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.10% | | |
| |
Estimated return*:
| 8.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,286 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| entertaining-marketplace126 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consolidate debt
This loan will be used to...Pay off high interest credit cards, and consolidate debt. To be able to support children is further studies.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
767143
This series of Notes was issued and sold upon the funding of the borrower loan #90597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| May-16-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 7.49% |
Borrower rate/APR:
| 8.49% / 9.84% |
Monthly payment:
| $315.63 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.31% | | |
| |
Estimated return*:
| 5.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 28y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,133 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| pound-scout7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 22 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2012)
720-739
(Jan-2012)
|
|
Principal balance:
| $14,431.89 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have the ability to payback with a excellent pay history.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
767391
This series of Notes was issued and sold upon the funding of the borrower loan #90944, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| May-04-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-04-2013 |
|
|
Lender yield:
| 23.19% |
Borrower rate/APR:
| 24.19% / 28.03% |
Monthly payment:
| $196.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.26% | | |
| |
Estimated return*:
| 10.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 10y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Dentist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,057 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| triumphant-deal531 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
767435
This series of Notes was issued and sold upon the funding of the borrower loan #90630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.24% |
Listing Start date:
| May-05-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-06-2013 |
|
|
Lender yield:
| 15.49% |
Borrower rate/APR:
| 16.49% / 18.85% |
Monthly payment:
| $368.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.67% | | |
| |
Estimated return*:
| 9.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,417 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| youthful-deal376 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt and lower interest rates.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
767481
This series of Notes was issued and sold upon the funding of the borrower loan #90168, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| May-04-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-04-2013 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $311.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 15y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $57,853 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| CleaningUp2008 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate debt
My financial situation:
I am a good candidate for this loan because...
In fairness I do carry some debt but i have never walked away from any obligations. I was a recent victim of arson and was underinsured so that set me back a little on my progress in life and finances.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
767577
This series of Notes was issued and sold upon the funding of the borrower loan #90479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.24% |
Listing Start date:
| May-06-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-06-2013 |
|
|
Lender yield:
| 21.09% |
Borrower rate/APR:
| 22.09% / 24.59% |
Monthly payment:
| $415.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.57% | | |
| |
Estimated return*:
| 11.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1986 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 17y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,131 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| agreement-galleon2 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
767685
This series of Notes was issued and sold upon the funding of the borrower loan #90324, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $19,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| May-05-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-07-2013 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $616.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 8y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,599 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| five-star-yield8 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 32 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $16,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2012)
640-659
(Feb-2011)
|
|
Principal balance:
| $6,191.26 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Debt consolidation/homeimprovement
Purpose of loan:
This loan will be used to...pay off a higher interest loan with Prosper, pay off a high interest credit card, and build a deck for my house.
My financial situation:
I am a good candidate for this loan because...I have a steady retirement income from the government in the amount of appproximately $6,000.00 per month, and my house and vehicle are both paid off.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
767911
This series of Notes was issued and sold upon the funding of the borrower loan #90554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| May-10-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 18.14% |
Borrower rate/APR:
| 19.14% / 21.57% |
Monthly payment:
| $338.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.02% | | |
| |
Estimated return*:
| 10.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 8 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,413 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| iBoy |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my high interest credit cards to 1 manageable payment.
My financial situation:
Monthly net income: $2900
Monthly expenses: $2875
Housing: $925
Insurance: $220
Car expenses: $100
Utilities: $30
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $300
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
767913
This series of Notes was issued and sold upon the funding of the borrower loan #90123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| May-05-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-06-2013 |
|
|
Lender yield:
| 20.79% |
Borrower rate/APR:
| 21.79% / 24.28% |
Monthly payment:
| $275.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.32% | | |
| |
Estimated return*:
| 11.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1985 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 12y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,291 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| virtuous-openness7 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
767977
This series of Notes was issued and sold upon the funding of the borrower loan #90327, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-06-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 17.19% |
Borrower rate/APR:
| 18.19% / 20.59% |
Monthly payment:
| $382.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.19% | | |
| |
Estimated return*:
| 10.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1980 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 30
/
30 | Length of status: | 38y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 58 |
Occupation: | Principal |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $50,456 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orbital-benjamins835 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debts...
My financial situation:
I am a good candidate for this loan because.I have never defaulted on a loan. I pay on time..
Monthly net income: $6672
Monthly expenses: $2500
Housing: $1426
Insurance: $300.00
Car expenses: $150.00
Utilities: $120.00
Phone, cable, internet: $200.00
Food, entertainment: $300.00
Clothing, household expenses: $120.00
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
768227
This series of Notes was issued and sold upon the funding of the borrower loan #90920, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $35,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| May-06-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 12.59% |
Borrower rate/APR:
| 13.59% / 17.19% |
Monthly payment:
| $1,189.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.02% | | |
| |
Estimated return*:
| 7.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 28
/
21 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 74 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,784 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| secret-agent458 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
768497
This series of Notes was issued and sold upon the funding of the borrower loan #90390, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| May-11-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 22.59% |
Borrower rate/APR:
| 23.59% / 26.13% |
Monthly payment:
| $427.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.85% | | |
| |
Estimated return*:
| 11.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 24y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,550 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| auction-plane5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
768533
This series of Notes was issued and sold upon the funding of the borrower loan #90126, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| May-06-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-06-2013 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $96.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1973 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 10y 1m |
|
Amount delinquent:
| $82 |
Total credit lines:
| 44 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,128 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| revenue-accruer9 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...purchase an automobile
My financial situation:
I am a good candidate for this loan because...I repay my debts and I am reestablishing my creditworthiness
Monthly net income: $ 3725
Monthly expenses: $
Housing: $ 825
Insurance: $ varies depending on policy
Car expenses: $ 100 (just gas) auto is owned outright
Utilities: $ 200
Phone, cable, internet: $ 100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
769257
This series of Notes was issued and sold upon the funding of the borrower loan #90545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| May-06-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-06-2013 |
|
|
Lender yield:
| 14.19% |
Borrower rate/APR:
| 15.19% / 17.52% |
Monthly payment:
| $358.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.50% | | |
| |
Estimated return*:
| 8.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,680 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vamra82 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
769309
This series of Notes was issued and sold upon the funding of the borrower loan #91135, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| May-06-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-06-2013 |
|
|
Lender yield:
| 24.79% |
Borrower rate/APR:
| 25.79% / 28.39% |
Monthly payment:
| $298.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.74% | | |
| |
Estimated return*:
| 11.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 660-679 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 7y 10m |
|
Amount delinquent:
| $518 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,239 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| velocity-bugle2 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit cards, looking to become debt free. Working on building a more secure future.
My financial situation:
I am a good candidate for this loan because I am motivated to becoming more secure with my finances.
Monthly net income: $ 4400
Monthly expenses: $
Housing: $ 1346
Insurance: $ 98
Car expenses: $ 340
Utilities: $ 180
Phone, cable, internet: $ 78
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
769357
This series of Notes was issued and sold upon the funding of the borrower loan #90616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| May-08-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 11.69% |
Borrower rate/APR:
| 12.69% / 14.97% |
Monthly payment:
| $338.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.22% | | |
| |
Estimated return*:
| 7.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 740-759 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 11y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,923 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| peaceful-integrity814 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit cards, car payment and medical bills.
My financial situation:
I am a good candidate for this loan because I am currently paying twice as much per month, and you can see by my credit report that I am always on time with my payments. The main reason that I am looking to consolidate debt is because medical expenses for my children have me paying minimum payments on debt which is costing way to much money.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
769565
This series of Notes was issued and sold upon the funding of the borrower loan #90418, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.99% |
Listing Start date:
| May-07-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 14.79% |
Borrower rate/APR:
| 15.79% / 18.14% |
Monthly payment:
| $605.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.04% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 19y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,517 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| p2p-eagle3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: to consolidate credit bills into one payment
This loan will be used to...
My financial situation: stable
I am a good candidate for this loan because...my bills are payed on time
Monthly net income: $2007.51 every 2 weeks
Monthly expenses: $
Housing: $ mortgage is shared with my mother because we own the house together so I pay 1207.00 a month which is 1/2 of the mortgage
Insurance: $?
Car expenses: $ car is paid in fuller's
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
769595
This series of Notes was issued and sold upon the funding of the borrower loan #91051, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| May-15-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 26.36% |
Borrower rate/APR:
| 27.36% / 30.00% |
Monthly payment:
| $461.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.10% | | |
| |
Estimated return*:
| 12.35% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,462 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| first-rupee-paddle |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off all of my credit cards and put it all into one easy payment.
My financial situation:
I am a good candidate for this loan because...I've never defaulted on a loan!
Monthly net income: $1460
Monthly expenses: $98 cell phone bill
Housing: $200 rent
Insurance: $280 bi-annual
Car expenses: $0. Have a company vehicle
Utilities: $50
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
769599
This series of Notes was issued and sold upon the funding of the borrower loan #90816, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| May-15-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $397.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 15y 2m |
|
Amount delinquent:
| $328 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,000 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| market-liberator3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Home Remodel
This loan will be used to...Remodel my home
My financial situation: Good
I am a good candidate for this loan because...I will be paying it off very quickly
Monthly net income: $3800
Monthly expenses: $1900
Housing: $667
Insurance: $100
Car expenses: $0
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
769745
This series of Notes was issued and sold upon the funding of the borrower loan #90297, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| May-07-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 7.69% |
Borrower rate/APR:
| 8.69% / 10.88% |
Monthly payment:
| $412.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.51% | | |
| |
Estimated return*:
| 5.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 800-819 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 11y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,780 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| harmonious-vigilance637 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770089
This series of Notes was issued and sold upon the funding of the borrower loan #90463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| May-07-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-07-2013 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $154.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,755 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| first-dignified-hope9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770389
This series of Notes was issued and sold upon the funding of the borrower loan #90457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 15.39% |
Borrower rate/APR:
| 16.39% / 20.05% |
Monthly payment:
| $247.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.52% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1979 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 18
/
17 | Length of status: | 2y 0m |
|
Amount delinquent:
| $790 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,783 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| moola-juniper7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Reduction
Purpose of loan:
This loan will be used to pay off some debt instead of pulling out savings or 401K.
My financial situation:
I am a good candidate for this loan because I have good employment, 401K, and savings.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770427
This series of Notes was issued and sold upon the funding of the borrower loan #91318, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| May-07-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.21% |
Monthly payment:
| $233.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.73% | | |
| |
Estimated return*:
| 6.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 12y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,216 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hope-assembler5 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770573
This series of Notes was issued and sold upon the funding of the borrower loan #90883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.99% |
Listing Start date:
| May-11-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 22.19% |
Borrower rate/APR:
| 23.19% / 25.72% |
Monthly payment:
| $283.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.51% | | |
| |
Estimated return*:
| 11.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
6 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,544 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| knickers0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Consolidate debt
My financial situation:
I am a good candidate for this loan because...I have a consistant income
Monthly net income: $7000 per month
Monthly expenses: $
Housing: $991
Insurance: $200
Car expenses: $400
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770603
This series of Notes was issued and sold upon the funding of the borrower loan #90624, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| May-07-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 11.19% |
Borrower rate/APR:
| 12.19% / 14.45% |
Monthly payment:
| $223.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.76% | | |
| |
Estimated return*:
| 7.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 25y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,621 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| eloquent-dinero417 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770867
This series of Notes was issued and sold upon the funding of the borrower loan #90532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.24% |
Listing Start date:
| May-08-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-08-2013 |
|
|
Lender yield:
| 21.09% |
Borrower rate/APR:
| 22.09% / 24.59% |
Monthly payment:
| $276.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.57% | | |
| |
Estimated return*:
| 11.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1977 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 12y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,844 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enriching-dinero260 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Debt Consolidation
My financial situation: working to lower debt
I am a good candidate for this loan because...I have been timely in my previous obligations
Monthly net income: $ 6200
Monthly expenses: $3500
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770969
This series of Notes was issued and sold upon the funding of the borrower loan #91213, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| May-08-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $450.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 16y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,976 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-vivacious-credit |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to start our plan to pay off revolving credit.
My financial situation:
I am a good candidate for this loan because I pay my debts. I just need a little help at the moment as my husband has had some health issues (where he missed almost three months of work) which generated medical bills that are taxing my income to the maximum.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770987
This series of Notes was issued and sold upon the funding of the borrower loan #91144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| May-16-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 26.36% |
Borrower rate/APR:
| 27.36% / 30.00% |
Monthly payment:
| $153.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.10% | | |
| |
Estimated return*:
| 12.35% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 10y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,513 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-shiny-currency |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used for debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
771303
This series of Notes was issued and sold upon the funding of the borrower loan #90120, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| May-07-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-07-2013 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $467.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 9y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,016 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| impressive-revenue038 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income:
Monthly expenses:
Housing:
Insurance:
Car expenses:
Utilities:
Phone, cable, internet: Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
771547
This series of Notes was issued and sold upon the funding of the borrower loan #91016, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.25% |
Listing Start date:
| May-20-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 27.09% |
Borrower rate/APR:
| 28.09% / 30.75% |
Monthly payment:
| $124.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.73% | | |
| |
Estimated return*:
| 12.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 620-639 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 6m |
|
Amount delinquent:
| $94 |
Total credit lines:
| 31 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,921 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Kotoku |
Borrower's state:
| Virginia |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 78 ( 98% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 2
( 3% )
| 620-639
(Jan-2013)
600-619
(Oct-2011)
620-639
(Nov-2009)
640-659
(Jan-2008)
|
|
Principal balance:
| $3,384.18 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 80 | | |
Description
Cutting Costs for my Business
Purpose of loan:
This loan will be used to upgrade the loading dock for my small business.
My financial situation:
I am a good candidate for this loan because I have been a very long term prosper user, with a phenomenal payment history and a deep sense of honor and ethics. I already have an established IT business and this is not a gamble, simply a way to upgrade my loading/unloading area to a regulation dock so I can stop paying the $150 lift gate fee twice a month when I take deliveries. I'd rather pay prosper members a small portion of that amount for a short time than pay the lift gate fee in perpetuity. I also have a full-time job so my income is stable and will provide a stable pay back.
Monthly net income: $35000
Monthly expenses: $1844
Housing: $300
Insurance: $220
Car expenses: $229
Utilities: $100
Phone, cable, internet: $79
Food, entertainment: $350
Clothing, household expenses: $100
Credit cards and other loans: $450
Other expenses: $0
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
771549
This series of Notes was issued and sold upon the funding of the borrower loan #90535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| May-07-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-07-2013 |
|
|
Lender yield:
| 24.06% |
Borrower rate/APR:
| 25.06% / 27.64% |
Monthly payment:
| $117.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.11% | | |
| |
Estimated return*:
| 11.86% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $603 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| upbeat-funds1 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to cover living expenses over the next few months as I pursue funding for a beta-stage startup I am owner of. I am confident that this will materialize but have a strong back up plan should it not.
My financial situation:
I am a good candidate for this loan because when employed regularly I make 50-80k easily and should my venture over the next few months not materialize, I will return to work and pay off this loan immediately. This is a golden opportunity for me but should it not pan out I always can fall back on my profession. I need this two months to make it happen.
Monthly net income: $ 2200 currently, under full time employment it is typically $4000+
Monthly expenses: $
Housing: $ 1500
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $ 120
Food, entertainment: $ 300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $ 120 (student loan)
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
771551
This series of Notes was issued and sold upon the funding of the borrower loan #90540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| May-08-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 9.33% |
Monthly payment:
| $313.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.84% | | |
| |
Estimated return*:
| 5.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 10y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,461 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| p2p-safehouse580 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used for Credit Card debt consolidation
My financial situation:
I am a good candidate for this loan because I have a steady and long standing job with a solid health insurance company. My credit history will show I pay on time. I have worked very hard to improve my credit score and my credit score has improved greatly. This loan wll help me eliminate my debt.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
771767
This series of Notes was issued and sold upon the funding of the borrower loan #90703, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| May-08-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 23.46% |
Monthly payment:
| $405.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.64% | | |
| |
Estimated return*:
| 11.15% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,905 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| velocity-fighter |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses: $
Housing:
Insurance:
Car expenses:
Utilities:
Phone, cable, internet:
Food, entertainment:
Clothing, household expenses:
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
771797
This series of Notes was issued and sold upon the funding of the borrower loan #90153, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| May-08-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-08-2013 |
|
|
Lender yield:
| 19.59% |
Borrower rate/APR:
| 20.59% / 23.05% |
Monthly payment:
| $402.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.29% | | |
| |
Estimated return*:
| 11.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 10y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,137 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enrichment011 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
771907
This series of Notes was issued and sold upon the funding of the borrower loan #90548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $673.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
15 | Length of status: | 15y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,101 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| needmoto |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 56 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $20,300.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2011)
680-699
(Apr-2010)
660-679
(Aug-2009)
640-659
(Mar-2008)
|
|
Principal balance:
| $2,652.18 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 56 | | |
Description
Debt consolidation
Purpose of loan:
The purpose of this loan is to consolidate a number of other higher interest debt.
My financial situation:
I am a good candidate for this loan because I have a high income (140K per year) and I've never defaulted on a debt. I have good credit and a stable job that I've been with for the last 15 years. I've also had 2 other previous prosper loans that I never missed a payment on.
Thanks for your consideration!
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
772067
This series of Notes was issued and sold upon the funding of the borrower loan #90639, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| May-08-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-08-2013 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $128.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.79% | | |
| |
Estimated return*:
| 9.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1975 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 26
/
24 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 81 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,038 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| spry-income929 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
Modernize and update my kitchen
My financial situation:
I am a good candidate for this loan because...
I pay my bills on time and often pay more than the minimum payment
Monthly net income: $ 13,500
Monthly expenses: $ 10,000
Housing: $2700
Insurance: $500
Car expenses: $900
Utilities: $450
Phone, cable, internet: $350
Food, entertainment: $300
Clothing, household expenses: $300
Credit cards and other loans: $3000
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
772079
This series of Notes was issued and sold upon the funding of the borrower loan #90523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| May-08-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $336.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 10y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $56,831 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gold-enthusiast389 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2012)
|
|
Principal balance:
| $13,098.73 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt
My financial situation:
I am a good candidate for this loan because have full time job and employed with the same employer for more than 10 years.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
772643
This series of Notes was issued and sold upon the funding of the borrower loan #90129, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| May-09-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 25.72% |
Borrower rate/APR:
| 26.72% / 29.34% |
Monthly payment:
| $455.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.55% | | |
| |
Estimated return*:
| 12.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 7m |
|
Amount delinquent:
| $84 |
Total credit lines:
| 16 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52,918 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| p2p-taxi0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
772725
This series of Notes was issued and sold upon the funding of the borrower loan #90961, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| May-09-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 13.19% |
Borrower rate/APR:
| 14.19% / 16.50% |
Monthly payment:
| $350.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.60% | | |
| |
Estimated return*:
| 8.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 4m |
|
Amount delinquent:
| $103 |
Total credit lines:
| 33 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,657 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| smart-ore566 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate Credit Cards and pay off higher interest cards
My financial situation:
I am a good candidate for this loan because...I am in good satndings with all my cards, and totally capable of making loan payment.
Monthly net income: $7280.00
Monthly expenses: $2510
Housing: $700
Insurance: $100
Car expenses: $600
Utilities: $150
Phone, cable, internet: $60
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $450
Other expenses: $100
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
772999
This series of Notes was issued and sold upon the funding of the borrower loan #90478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| May-09-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 28.16% |
Borrower rate/APR:
| 29.16% / 31.85% |
Monthly payment:
| $127.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.66% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 620-639 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,877 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| asw2006 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 560-579
(Jun-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to help further consolidate my revolving credit card debt while I continue to attend school full-time and work full-time.
My financial situation:
I am a good candidate for this loan because I have a steady job and always make my loan payments on time. I have several revolving bills that I need to consolidate in order to help me budget better and pay down my debt easier.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773003
This series of Notes was issued and sold upon the funding of the borrower loan #90300, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| May-09-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 13.74% |
Borrower rate/APR:
| 14.74% / 17.06% |
Monthly payment:
| $236.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.10% | | |
| |
Estimated return*:
| 8.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 52% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 18y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $69,908 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-auction-idol |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off high interest credit card
My financial situation:
I am a good candidate for this loan because...
I pay my bills on time.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773017
This series of Notes was issued and sold upon the funding of the borrower loan #90710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,863.23 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| May-11-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 11.69% |
Borrower rate/APR:
| 12.69% / 14.97% |
Monthly payment:
| $358.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.22% | | |
| |
Estimated return*:
| 7.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 800-819 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 6m |
|
Amount delinquent:
| $39,409 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Beach_Ballers |
Borrower's state:
| Virginia |
Borrower's group:
| Caphill Consulting, LLC |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 17 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $25,918.69 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2012)
680-699
(Oct-2011)
|
|
Principal balance:
| $19,136.77 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to continue debt consolodation and improve credit rating.
My financial situation:
I am a good candidate for this loan because I am in good standing with Prosper and typically pay off loans early.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773029
This series of Notes was issued and sold upon the funding of the borrower loan #90461, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| May-08-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 9.33% |
Monthly payment:
| $313.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.84% | | |
| |
Estimated return*:
| 5.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 29
/
29 | Length of status: | 18y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,477 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| majestic-trade545 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit cards
My financial situation:
I am a good candidate for this loan because I consistently pay bills on time and I can afford to pay the amount listed as monthly payment.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773137
This series of Notes was issued and sold upon the funding of the borrower loan #90249, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| May-09-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 8.49% |
Borrower rate/APR:
| 9.49% / 11.70% |
Monthly payment:
| $314.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 6.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 16y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,263 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Rusty3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 87 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $22,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2011)
820-839
(Jun-2008)
800-819
(Aug-2007)
|
|
Principal balance:
| $2,935.69 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 87 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773141
This series of Notes was issued and sold upon the funding of the borrower loan #91246, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $544.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 9.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,405 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| benefit-harmonica9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate credit card debit for earlier pay off.
My financial situation:
I am a good candidate for this loan because...i have never defaulted on a loan and have never been late on a payment.
Monthly net income: $3300
Monthly expenses: $
Housing: $800
Insurance: $100
Car expenses: $600
Utilities: $200
Phone, cable, internet: $160
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773169
This series of Notes was issued and sold upon the funding of the borrower loan #90602, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.24% |
Listing Start date:
| May-08-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 21.09% |
Borrower rate/APR:
| 22.09% / 24.59% |
Monthly payment:
| $276.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.57% | | |
| |
Estimated return*:
| 11.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,283 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bazaar-influencer4 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate all credit cards to lower monthly payment & to grow my business and add the technology & people needed to expand.
My financial situation:
I am a good candidate for this loan because with this loan I will be able to increase my profits by 25% from 2012 by allowing me to hire an assistant and take on more work. This loan with not only increase my monthly income but lower my monthly liability currently paid to credit cards.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773477
This series of Notes was issued and sold upon the funding of the borrower loan #90333, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 10.53% |
Borrower rate/APR:
| 11.53% / 14.35% |
Monthly payment:
| $824.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.15% | | |
| |
Estimated return*:
| 6.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 24y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $160,575 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| treasure-celebration0 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Taxes and Medical bills
Purpose of loan:
This loan will be used to pay Federal and State taxes that we underestimated and for medical procedures for my Wife.
My financial situation: Good
I am a good candidate for this loan because I have long term employment and history of on time payments.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773691
This series of Notes was issued and sold upon the funding of the borrower loan #90651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| May-13-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 11.19% |
Borrower rate/APR:
| 12.19% / 14.45% |
Monthly payment:
| $268.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.76% | | |
| |
Estimated return*:
| 7.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,441 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 30 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| spiritual-silver159 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773701
This series of Notes was issued and sold upon the funding of the borrower loan #91345, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| May-13-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 17.74% |
Borrower rate/APR:
| 18.74% / 21.16% |
Monthly payment:
| $180.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.68% | | |
| |
Estimated return*:
| 10.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,306 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-market-mate |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773711
This series of Notes was issued and sold upon the funding of the borrower loan #90843, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 9.33% |
Monthly payment:
| $438.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.84% | | |
| |
Estimated return*:
| 5.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 23y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $18,324 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| scholarly-loyalty7 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773993
This series of Notes was issued and sold upon the funding of the borrower loan #90159, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $129.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 55% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 31
/
29 | Length of status: | 14y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,338 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gold-commando7 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2012)
|
|
Principal balance:
| $2,967.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774033
This series of Notes was issued and sold upon the funding of the borrower loan #90748, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $181.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 9.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 16y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,784 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| organized-peso437 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off all my credit cards and have one payment, to pay off in 3yrs.
My financial situation: US Bank
I am a good candidate for this loan because...
Monthly net income: $1730.00
Monthly expenses: $250.00
Housing: $519.03
Insurance: $135.00
Car expenses: $290.00
Utilities: $149.00
Phone, cable, internet: $140.00
Food, entertainment: $100.00
Clothing, household expenses: $30.00
Credit cards and other loans: $250.00
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774075
This series of Notes was issued and sold upon the funding of the borrower loan #90111, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 7.49% |
Borrower rate/APR:
| 8.49% / 9.84% |
Monthly payment:
| $473.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.31% | | |
| |
Estimated return*:
| 5.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 17y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,059 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unrivaled-deal7 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt. I am tired of paying the banks for money I have no choice in spending. I live in a very high cost area and bills seem to continue to build. However, I have never been late on any commitment, I just want a fair shake at keeping my debt down. Prosper's rate, being what they are, help me and you (profit goes to you) more than conventional loans or credit card rates.
My financial situation:
I am a good candidate for this loan because: This will be my second Prosper loan if I am deemed worthy. I used the first loan to deal with my home that I own but can't live in due to military service. I paid the loan off in a short period of time becuase I did not need the rest of the money. I am trust worthy and hard working. I hope to help you make some money while saving money myself.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774151
This series of Notes was issued and sold upon the funding of the borrower loan #90466, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| May-09-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 7.69% |
Borrower rate/APR:
| 8.69% / 10.88% |
Monthly payment:
| $267.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.51% | | |
| |
Estimated return*:
| 5.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 25y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,354 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| prometheus422 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Dec-2011)
|
|
Principal balance:
| $7,255.64 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774197
This series of Notes was issued and sold upon the funding of the borrower loan #90788, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $362.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 9.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1985 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
23 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,064 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| power-kayak9 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off debt
My financial situation:
I am a good candidate for this loan because...I will be able to repay the loan.
Monthly net income: $4000
Monthly expenses: 800
Housing: $8oo
Insurance: 55/month
Car expenses: 300/ month
Utilities: $
Phone, cable, internet: $125/monthly
Food, entertainment: $500
Clothing, household expenses: $250
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774227
This series of Notes was issued and sold upon the funding of the borrower loan #90682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $490.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 73 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,716 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| agreement-shepherd2 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774243
This series of Notes was issued and sold upon the funding of the borrower loan #90240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,100.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $73.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2007 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,283 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| porsche_89 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 72 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $8,775.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2010)
680-699
(Aug-2009)
620-639
(Feb-2008)
|
|
Principal balance:
| $66.70 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 72 | | |
Description
Motorcycle
Purpose of loan:
This loan will be used for economical transportation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774333
This series of Notes was issued and sold upon the funding of the borrower loan #91280, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-22-2013 |
|
|
Lender yield:
| 6.59% |
Borrower rate/APR:
| 7.59% / 8.93% |
Monthly payment:
| $467.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.47% | | |
| |
Estimated return*:
| 4.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1978 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 820-839 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,851 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kind-integrity-system |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Various Accounts
Purpose of loan:
This loan will be used to..pay off various accounts for home improvement, dental bills
My financial situation:
I am a good candidate for this loan because...secure employment, excellent credit, good salary
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774355
This series of Notes was issued and sold upon the funding of the borrower loan #90428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.24% |
Listing Start date:
| May-09-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 21.09% |
Borrower rate/APR:
| 22.09% / 24.59% |
Monthly payment:
| $553.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.57% | | |
| |
Estimated return*:
| 11.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 13y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,343 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| agile-liberty343 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consolidate debt and lower monthly payments
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because... I am in good standing on all major loans such as Mortgage, auto, etc.
Monthly net income: $3400
Monthly expenses:
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774423
This series of Notes was issued and sold upon the funding of the borrower loan #90538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| May-10-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 28.16% |
Borrower rate/APR:
| 29.16% / 31.85% |
Monthly payment:
| $127.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.66% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 11y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Student - College F... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,406 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wonderous-greenback149 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774529
This series of Notes was issued and sold upon the funding of the borrower loan #90957, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $19,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| May-10-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 16.69% |
Borrower rate/APR:
| 17.69% / 20.08% |
Monthly payment:
| $479.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.75% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 800-819 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 15y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,258 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dignified-felicity4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7515.00
Monthly expenses:
Housing: $1930.00
Insurance: $200
Car expenses: $200
Utilities: $200
Phone, cable, internet: $150.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774615
This series of Notes was issued and sold upon the funding of the borrower loan #90528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| May-11-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 23.46% |
Monthly payment:
| $108.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.64% | | |
| |
Estimated return*:
| 11.15% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 9y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,155 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kinetic-community483 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774655
This series of Notes was issued and sold upon the funding of the borrower loan #90180, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| May-10-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 19.36% |
Monthly payment:
| $74.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.12% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 14y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,082 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 46 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| industrious-openness895 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan request
Purpose of loan: auto repair/medical and personal
This loan will be used to... repair car and pay medical expenses (husband recently had a stroke)
My financial situation: I work full time at a very respectful local warehouse and have been there almost 15 years.
I am a good candidate for this loan because... I am consistant in paying my bills, and I keep my job.. I am a good worker to take care of my obligations.
Monthly net income: $ 2400.00
Monthly expenses: $ 50.00
Housing: $ 864.00
Insurance: $ 156.00
Car expenses: $ 160.00
Utilities: $ 150.00
Phone, cable, internet: $ 65.00
Food, entertainment: $120.00
Clothing, household expenses: $50.00
Credit cards and other loans: $ 150.00
Other expenses: $0
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774657
This series of Notes was issued and sold upon the funding of the borrower loan #90878, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $97.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,373 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| penny-blaster0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774865
This series of Notes was issued and sold upon the funding of the borrower loan #91069, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| May-13-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $160.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 620-639 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 11y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,349 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| order-tuba2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 22 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $21,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2012)
720-739
(Jul-2011)
|
|
Principal balance:
| $12,702.57 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Debt consolidation
Purpose of loan: To consolidate loans
This loan will be used to...to consolidate loans and have one lower monthly payment
My financial situation: Good
I am a good candidate for this loan because...
I have used peer to peer in the past and it has been a good experience. I have never missed a payment and in many cases have paid the loans off early.
Monthly net income: $4300
Monthly expenses: $3063
Housing: $800
Insurance: $185
Car expenses: $400
Utilities: $89
Phone, cable, internet: $89
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774987
This series of Notes was issued and sold upon the funding of the borrower loan #90312, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 23.19% |
Borrower rate/APR:
| 24.19% / 28.03% |
Monthly payment:
| $432.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.26% | | |
| |
Estimated return*:
| 10.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1983 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $28,306 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 49 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| marketplace-proton6 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate current credit card debt primarily incurred for business purposes.
My financial situation:
I am a good candidate for this loan because income is expected to increase as business development accelerates. Income listed does not include monthly child support of $1,600. I am paid 100% by commission so while I don't have the same income on a month to month basis, it has never fallen below the minimum for monthly overall expenses (excluding business ). I've been in financial services since 1995 and am in the process of rebuilding a million dollar practice that I was forced to abandon due to divorce and a significant financial settlement to my ex-spouse. This loan will allow me to eliminate much of my credit card debt, reduce my monthly payout and over time help me improve my credit score (better debt utilization ratio of approved credit lines).
Monthly net income: $12,500 (varies - paid by commission)
Monthly expenses: $5,000 (on average - not counting business)
Housing: $1,850
Insurance: $151
Car expenses: $650
Utilities: $225
Phone, cable, internet: $180 (+ cell @ $160)
Food, entertainment: $800
Clothing, household expenses: $400
Credit cards and other loans: $1000
Other expenses: $1500 (business related)
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775163
This series of Notes was issued and sold upon the funding of the borrower loan #90270, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| May-11-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $146.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.79% | | |
| |
Estimated return*:
| 9.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,045 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| spiritual-finance2 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... I am about $15,000.00 in debt and would like to pay it off.
My financial situation:
I am a good candidate for this loan because...I am a steady worker who is never late with a payment. I am not usually out of work for more than a couple of months and I have been with the same employer now for almost 2 years. When I started my position with Mr. Thompson it was at a large law firm and he has since moved on to self-employment, taking me with as an employee and I believe I will be working with him for many years to come. My base wage is about 28,000 per year but I work several hours of overtime and my yearly salary will more than likely be over 30,000.
Monthly net income: $2000
Monthly expenses: $2,375.00, I am only responsible for half of the expenses.
Housing: $750
Insurance: $100
Car expenses: $100
Utilities: $200
Phone, cable, internet: $300
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $423.00
Other expenses: $200
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775221
This series of Notes was issued and sold upon the funding of the borrower loan #90680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.99% |
Listing Start date:
| May-14-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $266.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.00% | | |
| |
Estimated return*:
| 11.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
16 | Length of status: | 7y 2m |
|
Amount delinquent:
| $181 |
Total credit lines:
| 46 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,855 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| funds-observatory0 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
My financial situation
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775385
This series of Notes was issued and sold upon the funding of the borrower loan #90604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| May-11-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $501.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 23y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,789 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 56 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blue-adaptable-rate |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Provide an emergency fund
This loan will be used to...Pay down or pay off 2 credit cards
My financial situation: tight, but staying above water
I am a good candidate for this loan because...
I am now working regularly. I spent the better part of 3 years with 1 to 2 days a week being laid-off. Now, for the last 13 months, I've had 10 days off. We are still recovering from that period, I want to get "over the hump".
Monthly net income: $5903
Monthly expenses:
Housing: $899
Insurance: $264.33
Car expenses: $435
Utilities: $202
Phone, cable, internet: $130
Food, entertainment: $900
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: 750
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775467
This series of Notes was issued and sold upon the funding of the borrower loan #90793, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-10-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 17.19% |
Borrower rate/APR:
| 18.19% / 20.59% |
Monthly payment:
| $637.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.19% | | |
| |
Estimated return*:
| 10.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,814 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| scholarly-cash551 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my credit cards and get debt free.
My financial situation:
I am a good candidate for this loan because I been gainfully employed making 6 figures for the last 7 years.
Monthly net income: $ 15000
Monthly expenses: $ 5000
Housing: $ 680
Insurance: $ 161
Car expenses: $ 797
Utilities: $ 400
Phone, cable, internet: $ 300
Food, entertainment: $ 800
Clothing, household expenses: $ 800
Credit cards and other loans: $ 2000
Other expenses: $ Varies
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775487
This series of Notes was issued and sold upon the funding of the borrower loan #90925, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| May-11-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 32.39% |
Monthly payment:
| $128.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.12% | | |
| |
Estimated return*:
| 12.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 61 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,623 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| best-revenue-pillow |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775489
This series of Notes was issued and sold upon the funding of the borrower loan #90309, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| May-10-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 21.84% |
Borrower rate/APR:
| 22.84% / 25.36% |
Monthly payment:
| $365.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.21% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,671 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| order-fuse1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Get rid off all of my debt and give me a fresh start.
My financial situation:
I am a good candidate for this loan because...
Always pay my bills on time and this loan will give me a fresh start. I have steady employment and great job security.
Monthly net income: $3700
Monthly expenses: $
Housing: $1200
Insurance: $90
Car expenses: $530
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $0 After this loan
Other expenses: $0
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775501
This series of Notes was issued and sold upon the funding of the borrower loan #90701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $86.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 93% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,429 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| finance-advantage7 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Some extra help in the short term
Purpose of loan:
This loan will be used to pay a recording engineer's fee -- he needs it by the first of June and I won't be able to save up enough with my current job in time. I don't want to make the payment late.
My financial situation:
I am a good candidate for this loan because I pay bills on time and keep things current. The reason I need this loan is to ensure I make a payment on time. I am also on the verge of moving up in position and pay rate.
Monthly net income: $1600
Monthly expenses: $
Housing: $500
Insurance: $100
Car expenses: $40
Utilities: $0
Phone, cable, internet: $40
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $250
Other expenses: $0
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775521
This series of Notes was issued and sold upon the funding of the borrower loan #90445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $202.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 17y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,060 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dedication-pony1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2013)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775619
This series of Notes was issued and sold upon the funding of the borrower loan #90321, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| May-11-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 10.53% |
Borrower rate/APR:
| 11.53% / 14.35% |
Monthly payment:
| $313.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.15% | | |
| |
Estimated return*:
| 6.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 28y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,861 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balance-cedar |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 18 ( 86% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 3
( 14% )
| 680-699
(Jul-2012)
700-719
(Aug-2011)
|
|
Principal balance:
| $398.70 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to...Keep me going
My financial situation:
I am a good candidate for this loan because... I have shown for 2 years i can do this
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775689
This series of Notes was issued and sold upon the funding of the borrower loan #90560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| May-10-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 25.72% |
Borrower rate/APR:
| 26.72% / 29.34% |
Monthly payment:
| $242.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.55% | | |
| |
Estimated return*:
| 12.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 14y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 60 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,771 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| -------itylady |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 6 ( 19% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $18,000.00 | < 31 days late:
| 25
( 81% )
| 660-679
(Apr-2012)
660-679
(Aug-2010)
620-639
(May-2006)
|
|
Principal balance:
| $13,368.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Medical Equip/Debt Reduction
Purpose of loan:
This loan will be used to... Further reduce debt pay off to additional 2 credit cards and assist my mother with purchasing a Scooter wheel chair to help he gain her independence and mobility after suffering a medical situation. The Insurance company will only cover a portion. Also, she is in need of safety shower.
My financial situation:
I am a good candidate for this loan because...I have stable employment, same job for 15 years, pay my debts on time. Previously borrowed from Prosper, on time payments and paid one loan off.
Monthly net income: $7500
Monthly expenses: $
Housing: $ 1380
Insurance: $105
Car expenses: $450
Utilities: $400
Phone, cable, internet: $90.00
Food, entertainment: $ 200
Clothing, household expenses: $ 150
Credit cards and other loans: $ 600
Other expenses: $
460
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775741
This series of Notes was issued and sold upon the funding of the borrower loan #90493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 6.59% |
Borrower rate/APR:
| 7.59% / 8.93% |
Monthly payment:
| $140.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.47% | | |
| |
Estimated return*:
| 4.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 29
/
28 | Length of status: | 11y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,173 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lucrative-deal249 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $18,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to complete home repairs including replacing an aging heating and cooling system.
My financial situation:
I am a good candidate for this loan because I have excellent credit and payment history. I have had a prosper loan before and paid it on time and in full. I appreciate the faith lenders place with people needing short term loans.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775747
This series of Notes was issued and sold upon the funding of the borrower loan #91321, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,600.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| May-21-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-22-2013 |
|
|
Lender yield:
| 6.59% |
Borrower rate/APR:
| 7.59% / 8.93% |
Monthly payment:
| $392.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.47% | | |
| |
Estimated return*:
| 4.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,402 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Peleus |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate a few small balance credit cards plus pay a negotiated medical bill from my wife emergency c-section and my son's NICU stay. (He was born 6 weeks early. He's 3 months old now and a healthy little guy!)
My financial situation:
I am a good candidate for this loan because I have a stable IT job in a well-known Chicago Hospital. I have a very good credit score with no late payments. I also have one successful (paid off) prosper loan in the past few years. This consolidated payment will also be lower than my current payments so you can rest assured I can afford the payment.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775769
This series of Notes was issued and sold upon the funding of the borrower loan #90517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 18.14% |
Borrower rate/APR:
| 19.14% / 21.57% |
Monthly payment:
| $390.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.02% | | |
| |
Estimated return*:
| 10.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 9y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $16,319 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balanced-worth718 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775817
This series of Notes was issued and sold upon the funding of the borrower loan #91243, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 24.79% |
Borrower rate/APR:
| 25.79% / 28.39% |
Monthly payment:
| $163.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.74% | | |
| |
Estimated return*:
| 11.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 14
/
11 | Length of status: | 20y 2m |
|
Amount delinquent:
| $98 |
Total credit lines:
| 56 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,032 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| durability-burrito0 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775823
This series of Notes was issued and sold upon the funding of the borrower loan #90165, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 21.84% |
Borrower rate/APR:
| 22.84% / 25.36% |
Monthly payment:
| $56.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.21% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
18 | Length of status: | 8y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,352 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lively-wealth6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Aug-2012)
|
|
Principal balance:
| $8,821.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Vacation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775853
This series of Notes was issued and sold upon the funding of the borrower loan #90936, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 5.66% |
Borrower rate/APR:
| 6.66% / 7.00% |
Monthly payment:
| $614.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.59% | | |
| |
Estimated return*:
| 4.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,433 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| riveting-dedication8 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt. I would like to pay off two credit cards and one personal loan that have higher interest rates.
My financial situation:
I am a good candidate for this loan because I have an excellent payment history. I have no missed or late payments.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775869
This series of Notes was issued and sold upon the funding of the borrower loan #90589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| May-10-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 19.36% |
Monthly payment:
| $74.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.12% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,572 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yield-euphoria5 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
Cover start up costs of new mental health counseling business
My financial situation:
I will be making the money back fairly quickly. I am currently employed and hoping to transition to self-employed over the next few months. This will help get my business up and running, while maintaining a steady flow of income from my job.
Monthly net income: $4000
Monthly expenses: $3700
Housing: $1500
Insurance: $125
Car expenses: $213
Utilities: $100
Phone, cable, internet: $ 125
Food, entertainment: $ 400
Clothing, household expenses: $200
Credit cards and other loans: $1000
Other expenses: $250
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775915
This series of Notes was issued and sold upon the funding of the borrower loan #90565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| May-11-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 5.99% |
Borrower rate/APR:
| 6.99% / 8.33% |
Monthly payment:
| $308.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.90% | | |
| |
Estimated return*:
| 4.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 800-819 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,144 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| admirable-trade |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Jan-2013)
820-839
(Sep-2009)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Home improvement
Purpose of loan:
We've been in our house for over 5 years now and have not finished our basement yet. Your loan will help create a warm and inviting space for our family and friends.
My financial situation:
I work for a growing company and have been promoted 4 times in 5 years, more than tripling my income along the way. My ability to repay this loan is a sure thing. I'm also a second time Prosper borrower with a proven track record.
Thank you for your help!
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776037
This series of Notes was issued and sold upon the funding of the borrower loan #90695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| May-11-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 9.49% |
Borrower rate/APR:
| 10.49% / 12.72% |
Monthly payment:
| $161.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.19% | | |
| |
Estimated return*:
| 6.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,109 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| zoo46 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be to may the upside down balance of a bad car purchase 1 year ago.
My financial situation:
I am a good candidate for this loan because after getting rid of this car I will no longer have a recurring payment of $600+ a month car payment. Instead I will be able to pay off the loan and another car and still have money from that recurring payment left over.
Please contact me for verification or an explanation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776153
This series of Notes was issued and sold upon the funding of the borrower loan #91156, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| May-17-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 5.04% |
Borrower rate/APR:
| 6.04% / 6.38% |
Monthly payment:
| $106.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.99% | | |
| |
Estimated return*:
| 4.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 860-879 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 12y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,600 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rapid-loan834 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan: Home improvement
This loan will be used to...
Help purchase a new fence for my 1/2 acre lot.
My financial situation:
I am a good candidate for this loan because I have an excellent track record of paying all my bills on time. I have been working in the same job for 10+ years and have very stable income.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776175
This series of Notes was issued and sold upon the funding of the borrower loan #90607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 19.59% |
Borrower rate/APR:
| 20.59% / 23.05% |
Monthly payment:
| $241.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.29% | | |
| |
Estimated return*:
| 11.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 12y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,016 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| money-supporter9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bills payoff & Balance Reduction
Purpose of loan: Reduce debt.
This loan will be used to...Payoff credit card debts and reduce balances
My financial situation:Union Bank
I am a good candidate for this loan because...I keep my debts up to date and pay on time. My out look is to be responsible for my debts.
Monthly net income: $2851.00
Monthly expenses: $
Housing: $1423.00
Insurance: $130.00
Car expenses: $382.00
Utilities: $185.00
Phone, cable, internet: $230.00
Food, entertainment: $130.00
Clothing, household expenses: $60.00
Credit cards and other loans: $450.00
Other expenses: $150.00
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776181
This series of Notes was issued and sold upon the funding of the borrower loan #90728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| May-11-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $544.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 9.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2007 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,237 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reliable-compassion536 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay-off debt.
My financial situation:
I am a good candidate for this loan because I have a stable income.
Monthly net income: $4500
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776183
This series of Notes was issued and sold upon the funding of the borrower loan #91018, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 9.99% |
Borrower rate/APR:
| 10.99% / 13.23% |
Monthly payment:
| $326.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.65% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 7y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,152 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| spiritual-p2ploan9 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776195
This series of Notes was issued and sold upon the funding of the borrower loan #91288, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| May-19-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-19-2013 |
|
|
Lender yield:
| 29.32% |
Borrower rate/APR:
| 30.32% / 33.04% |
Monthly payment:
| $130.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.67% | | |
| |
Estimated return*:
| 12.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,331 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| new-power-enclave |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776205
This series of Notes was issued and sold upon the funding of the borrower loan #90505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| May-11-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 9.49% |
Borrower rate/APR:
| 10.49% / 12.72% |
Monthly payment:
| $214.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.19% | | |
| |
Estimated return*:
| 6.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 14y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,989 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| GIBar |
Borrower's state:
| Virginia |
Borrower's group:
| Active Duty Military Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt and pay one easy payment per month.
My financial situation:
I am a good candidate for this loan because I am an active duty military member (no problems paying back loan). I have a good credit history of paying on time and paying off early.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776221
This series of Notes was issued and sold upon the funding of the borrower loan #90693, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| May-15-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 13.59% |
Borrower rate/APR:
| 14.59% / 18.21% |
Monthly payment:
| $344.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 14y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $35,087 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| trident897 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Advanced Environmental Mgmt. Group
Purpose of loan:
This loan will be used to fund new business anticipated to schedule in June 2013
My financial situation:
I am a good candidate for this loan because I have been paying our bills on time and my business has enough backlog to pay this loan without any constraints.
Monthly net income: $95,000.00
Monthly expenses: $1500.00
Housing: $1030.0
Insurance: $350.00
Car expenses: $525.00
Utilities: $600.00
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776245
This series of Notes was issued and sold upon the funding of the borrower loan #90628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $100.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1980 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,255 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| red-clean-leverage |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...debt consolidation
My financial situation:
I am a good candidate for this loan because...I have steady work and keep up my payments
Monthly net income: $4400
Monthly expenses: $900
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776303
This series of Notes was issued and sold upon the funding of the borrower loan #90387, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| May-13-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $183.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.79% | | |
| |
Estimated return*:
| 9.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1984 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,939 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| creative-community527 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776365
This series of Notes was issued and sold upon the funding of the borrower loan #90396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 10.53% |
Borrower rate/APR:
| 11.53% / 14.35% |
Monthly payment:
| $296.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.15% | | |
| |
Estimated return*:
| 6.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
10 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,517 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| worlds-best-bill738 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... PAYOFF BENEFICIAL FINANCE LOAN
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776421
This series of Notes was issued and sold upon the funding of the borrower loan #90679, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| May-11-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $113.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,993 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vigilance-utopia5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Debt Consolidation
Purpose of loan:
This loan will be used to pay off my credit card at a lower interest rate.
My financial situation:
I have a steady good paying job; however, I've had some medical bills that I had to put on my credit card. Making the monthly payments isn't an issue, but dealing with a 27% interest rate is. I'd love to be able to pay this debt off sooner, without the astronomical interest rate.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776441
This series of Notes was issued and sold upon the funding of the borrower loan #90456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| May-13-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 10.53% |
Borrower rate/APR:
| 11.53% / 14.35% |
Monthly payment:
| $197.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.15% | | |
| |
Estimated return*:
| 6.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,379 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bonus-equation394 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Combine credit cards and loans into 1 payment.
My financial situation:
I am a good candidate for this loan because... I have a good job, and work full time. I pay my bills on time, usually paying a little extra.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776631
This series of Notes was issued and sold upon the funding of the borrower loan #90497, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| May-11-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 21.84% |
Borrower rate/APR:
| 22.84% / 25.36% |
Monthly payment:
| $168.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.21% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1984 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $65,930 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-duty-protector |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Medical/Dental/Household
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776665
This series of Notes was issued and sold upon the funding of the borrower loan #90838, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.24% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $187.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.08% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
8 | Length of status: | 7y 2m |
|
Amount delinquent:
| $1,615 |
Total credit lines:
| 11 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,708 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-yield-orchid |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776731
This series of Notes was issued and sold upon the funding of the borrower loan #90760, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $96.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,567 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| deal-exec018 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Other
Purpose of loan:
To buy a trailer. I need a trailer to put my tools in to make money on the side for some projects cars I'm building.
My financial situation:
I am a good candidate for this loan because I pay my bills on time. Most of the time I pay early because I don't like owing money. I had a loan on here before for a motorcycle which I had payed off early. My credit is Good to Excellent. I will pay this loan off so your putting your money to a guaranteed investment. Thank You for your time.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776735
This series of Notes was issued and sold upon the funding of the borrower loan #90455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| May-13-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 27.62% |
Borrower rate/APR:
| 28.62% / 31.29% |
Monthly payment:
| $126.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.19% | | |
| |
Estimated return*:
| 12.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1985 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
11 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $9,737 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| newearth |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 38 ( 72% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 13
( 25% )
| 680-699
(Sep-2012)
700-719
(Aug-2011)
600-619
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 2
( 4% )
|
|
Total payments billed:
| 53 | | |
Description
Taxes
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776861
This series of Notes was issued and sold upon the funding of the borrower loan #90644, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.99% |
Listing Start date:
| May-13-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 14.79% |
Borrower rate/APR:
| 15.79% / 18.14% |
Monthly payment:
| $242.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.04% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,257 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nickel-sasquatch6 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776895
This series of Notes was issued and sold upon the funding of the borrower loan #90575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.24% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 14.59% |
Borrower rate/APR:
| 15.59% / 19.24% |
Monthly payment:
| $524.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.82% | | |
| |
Estimated return*:
| 8.58% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 8y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,311 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| auction-bopbop-a-loobop7 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Refi = Goal of Fin. Freedom
Purpose of loan:
This loan will be used to refinance a consumer loan and other credit card debt.
My financial situation:
I am a good candidate for this loan because I have a proven credit record, payment history, and stable income of eight years + employment with the same employer.
Monthly net income: $ 5500.00
Monthly expenses: $ 5220.00 total
Housing: $ 2477.00
Insurance: $ 62.00
Car expenses: $ 100.00
Utilities: $ 100.00
Phone, cable, internet: $ 200.00
Food, entertainment: $ 400.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 1780.00
Other Expenses: $ 80.00
Savings: + $ 200.00
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776959
This series of Notes was issued and sold upon the funding of the borrower loan #91007, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $154.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,226 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| organized-yield4 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776981
This series of Notes was issued and sold upon the funding of the borrower loan #90775, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| May-13-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $151.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 66% |
|
Credit score:
| 620-639 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
26 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Waiter/Waitress |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,024 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| stable-marketplace939 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2012)
|
|
Principal balance:
| $2,489.43 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Pay down more debt and get myself in a good place financially. Also will be used to get medical insurance started to get much needed medical attention.
My financial situation:
I am a good candidate for this loan because... I already have a loan through Prosper and the payment is on time every time every month never late. I am safe to invest in so you can make a return on the investment. I will make additional payments on this second loan besides the minimum payment.
Monthly net income: $ 2200
Monthly expenses: $
Housing: $ 755
Insurance: $
Car expenses: $ 0
Utilities: $ 107
Phone, cable, internet: $ 55
Food, entertainment: $ 25
Clothing, household expenses: $
Credit cards and other loans: $ 350
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777011
This series of Notes was issued and sold upon the funding of the borrower loan #90572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| May-13-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 19.59% |
Borrower rate/APR:
| 20.59% / 23.05% |
Monthly payment:
| $268.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.29% | | |
| |
Estimated return*:
| 11.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 54% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 7y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,421 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-return-matador |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777053
This series of Notes was issued and sold upon the funding of the borrower loan #91319, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| May-14-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 11.03% |
Borrower rate/APR:
| 12.03% / 14.86% |
Monthly payment:
| $830.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.61% | | |
| |
Estimated return*:
| 7.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1984 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $65,169 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-deal-orbit |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to... pay off credit card debt
My financial situation: solid.
I am a good candidate for this loan because... I pay my bills on time. I just want to reduce the interest rate I am paying so I can pay off my debts quicker.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777109
This series of Notes was issued and sold upon the funding of the borrower loan #91111, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| May-19-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 6.59% |
Borrower rate/APR:
| 7.59% / 8.93% |
Monthly payment:
| $467.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.47% | | |
| |
Estimated return*:
| 4.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,148 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| punctual-transaction635 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement & Debt consol
Purpose of loan:
This loan will be used to do some home improvements and to consolidate credit card debt.
My financial situation:
I am a good candidate for this loan because I make all my payments timely.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777117
This series of Notes was issued and sold upon the funding of the borrower loan #91162, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,304.90 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $623.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,431 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| the-diverse-wampum |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Pay off credit cards
This loan will be used to pay off credit cards
My financial situation:
I am a good candidate for this loan because... My credit report will show that I pay my bills on time. I would like to get rid of my credit cards.
Monthly net income: $3900
Monthly expenses: $3611
Housing: $1000
Insurance: $336
Car expenses: $350
Utilities: $200
Phone, cable, internet: $390
Food, entertainment: $700
Clothing, household expenses: $150
Credit cards and other loans: $485
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777275
This series of Notes was issued and sold upon the funding of the borrower loan #90932, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| May-14-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $117.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
25 | Length of status: | 29y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,467 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| green-industrious-durability |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to...build a carport cover for RV
My financial situation:
I am a good candidate for this loan because...I am responsible for all my debt and make all payments due on time and I am NEVER late.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777367
This series of Notes was issued and sold upon the funding of the borrower loan #90617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| May-13-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 11.19% |
Borrower rate/APR:
| 12.19% / 14.45% |
Monthly payment:
| $279.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.76% | | |
| |
Estimated return*:
| 7.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 9y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,040 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| emilyiangroup |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 88 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $35,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Aug-2012)
800-819
(Aug-2011)
800-819
(May-2010)
800-819
(Jul-2008)
|
|
Principal balance:
| $13,642.10 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 88 | | |
Description
Fin Advisor
Purpose of loan:
This loan will be used as working capital for long term investments in my certification, office supplies, seeking client etc.
My financial situation:
I am a good candidate for this loan because I have a proven track record at Prosper in loan repayments. I have a very good credit score and a history of paying debts on time.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777487
This series of Notes was issued and sold upon the funding of the borrower loan #90342, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| May-14-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 15.39% |
Borrower rate/APR:
| 16.39% / 20.05% |
Monthly payment:
| $353.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.52% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
20 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,331 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| best-flexible-loan |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777503
This series of Notes was issued and sold upon the funding of the borrower loan #90414, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| May-14-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $158.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 7 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 3m |
|
Amount delinquent:
| $25 |
Total credit lines:
| 32 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,738 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bid-detective2 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
Consolidate a Few Small Credit Card bills, Auto repairs to keep my older auto running. Much Needed Dental Work.
My financial situation:
I am a good candidate for this loan because... I am more than able to pay this amount off in a timly manor.
Monthly net income: $ 5000.00
Monthly expenses: $
Housing: $ 800.00
Insurance: $ 95.00
Car expenses: $
Utilities: $ 300.00
Phone, cable, internet: $ 50.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 59.00
Credit cards and other loans: $ 140.00
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777565
This series of Notes was issued and sold upon the funding of the borrower loan #90805, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,830.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| May-13-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 11.03% |
Borrower rate/APR:
| 12.03% / 14.86% |
Monthly payment:
| $226.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.61% | | |
| |
Estimated return*:
| 7.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1979 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 34
/
30 | Length of status: | 33y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 58 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,533 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nimble-revenue475 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off credit card with higher interest rate
My financial situation:
I am a good candidate for this loan because... I work full time and have never been late with any payment
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777573
This series of Notes was issued and sold upon the funding of the borrower loan #90809, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| May-13-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $397.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 22y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,709 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| JBAKER2882 |
Borrower's state:
| Texas |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 94% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 2
( 6% )
| 600-619
(Dec-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777673
This series of Notes was issued and sold upon the funding of the borrower loan #90785, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| May-13-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 23.12% |
Monthly payment:
| $368.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.14% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,393 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dynamic-bill03 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit card
My financial situation:
I am a good candidate for this loan because...yes i will pay my loal in full
Monthly net income: $3,500,00
Monthly expenses: $2,000
Housing: $650,00
Insurance: $107,oo
Car expenses: $0
Utilities: $include in the rent
Phone, cable, internet: $200
Food, entertainment: $300,00
Clothing, household expenses: $200,00
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777685
This series of Notes was issued and sold upon the funding of the borrower loan #90381, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| May-14-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $366.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.79% | | |
| |
Estimated return*:
| 9.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 51% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
18 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,837 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| compassionate-payment316 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777819
This series of Notes was issued and sold upon the funding of the borrower loan #90907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $19,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| May-13-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $667.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,125 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jubilant-dollar820 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt on two very high interest rate credit cards.
My financial situation:
I am a good candidate for this loan because I have a stable income and a decent credit score.
Monthly net income is just under $6k and mortgage is $1250/month.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777827
This series of Notes was issued and sold upon the funding of the borrower loan #90949, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| May-14-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 25.72% |
Borrower rate/APR:
| 26.72% / 29.34% |
Monthly payment:
| $455.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.55% | | |
| |
Estimated return*:
| 12.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,819 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| commitment-maximizer6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...home improvement, purchase of a heating and air system
My financial situation:
I am a good candidate for this loan because...good credit score, payment history good
Monthly net income: $5,833.00
Monthly expenses: $
Housing: $906.00
Insurance: $41.00
Car expenses: $none
Utilities: $ none
Phone, cable, internet: $235.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $520.00
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777907
This series of Notes was issued and sold upon the funding of the borrower loan #90501, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| May-14-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 24.06% |
Borrower rate/APR:
| 25.06% / 27.64% |
Monthly payment:
| $440.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.11% | | |
| |
Estimated return*:
| 11.86% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1986 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 29y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,738 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| repayment-hugger747 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6000.00
Monthly expenses: $
Housing: $880.00 mortgage 264.00 HOA
Insurance: $217.00 two cars
Car expenses: $
Utilities: $250.00 on avg.
Phone, cable, internet: $350.00
Food, entertainment: $400.00
Clothing, household expenses: $
Credit cards and other loans: $the loan intended to pay cards off.
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777911
This series of Notes was issued and sold upon the funding of the borrower loan #90916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.99% |
Listing Start date:
| May-15-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 14.79% |
Borrower rate/APR:
| 15.79% / 18.14% |
Monthly payment:
| $254.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.04% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1982 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 9y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,092 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| first-triumphant-return |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate my higher interest credit cards and make one payment.
My financial situation:
I am a good candidate for this loan because...I have worked very hard to get my credit rating to where it is and consider it truly an asset that must be protected under any circumstances. I am good for the money, and will pay back every cent so that this resource, Prosper, may be utilized again in the future if the need arises.
Monthly net income: $5333.00
Monthly expenses: $4013.00
Housing: $1575.00
Insurance: $275.00
Car expenses: $300.00
Utilities: $243.00
Phone, cable, internet: $320.00
Food, entertainment: $500.00
Clothing, household expenses: $200.00
Credit cards and other loans: $600.75
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777935
This series of Notes was issued and sold upon the funding of the borrower loan #90974, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| May-15-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 11.69% |
Borrower rate/APR:
| 12.69% / 14.97% |
Monthly payment:
| $361.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.22% | | |
| |
Estimated return*:
| 7.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 8y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,321 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ore-relief5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777969
This series of Notes was issued and sold upon the funding of the borrower loan #90735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| May-13-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 26.86% |
Borrower rate/APR:
| 27.86% / 31.79% |
Monthly payment:
| $165.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.47% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,689 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Chip4Success |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Debt Consolidation
My financial situation:
I am a good candidate for this loan because...
I have an excellent payment/payback history.
Monthly net income: $7700
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778141
This series of Notes was issued and sold upon the funding of the borrower loan #91015, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| May-16-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $155.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,356 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| casserole494 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off 3 loans
My financial situation:
I am a good candidate for this loan because...I work 2 jobs and current with my bills
Monthly net income: $4700.00
Monthly expenses:
Housing: $1300.00
Insurance: $65.00
Car expenses: $0
Utilities: $100.00
Phone, cable, internet: $150.00
Food, entertainment: $350.00
Clothing, household expenses: $100.00
Credit cards and other loans: $420.00
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778181
This series of Notes was issued and sold upon the funding of the borrower loan #91177, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| May-14-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 10.69% |
Borrower rate/APR:
| 11.69% / 13.94% |
Monthly payment:
| $331.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.30% | | |
| |
Estimated return*:
| 7.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,560 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| a-logical-basis7 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off high interest credit cards
My financial situation:
I am a good candidate for this loan because I have 2 stable stable jobs working and average 48 hours or more weekly. I work as a registered nurse at Newington Healthcare 240 Church street Newington CT for 5 years and still currently employed. I also started a second job because of career growth at Hebrew Healthcare since the past 6 months where I am not on a probation period. I have never been late with any credit payments all bills are always paid on time. I value the importance of maintaining good credit. I plan to summarize all my minimal monthly payments into one lump sum to pay off this loan as I will be using the money to pay off existing credit cards which will save me a lot more money on interest rate. I have already paid off one big loan which was my car payment over a 5 year spanned and was never late with my payments. I can therefore guarantee if given a loan my payments will always be on time.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778221
This series of Notes was issued and sold upon the funding of the borrower loan #90935, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| May-14-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 13.19% |
Borrower rate/APR:
| 14.19% / 16.50% |
Monthly payment:
| $584.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.60% | | |
| |
Estimated return*:
| 8.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 20y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,994 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bill-commander0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...debt consolidation
My financial situation:
I am a good candidate for this loan because...great monthly income,....same job for 21 years, never late on mortgage or car payments.
Monthly net income: $17000
Monthly expenses: $6000
Housing: $3248
Insurance: $105
Car expenses: $720
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $520
Other expenses: $400
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778359
This series of Notes was issued and sold upon the funding of the borrower loan #90666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| May-17-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-19-2013 |
|
|
Lender yield:
| 14.19% |
Borrower rate/APR:
| 15.19% / 17.52% |
Monthly payment:
| $430.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.50% | | |
| |
Estimated return*:
| 8.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,680 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 51 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| market-emblem017 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to add a pool to our home.
My financial situation:
I am a good candidate for this loan because my financial situation has completely changed. I was out of work 4 years ago when the economy was at its worst. I got behind on payments. Over the last 3 years we have worked hard at paying off our debts. I now have reliable, steady career with a large organization and a substantial income level. My credit rating is a reflection of my past, not my ability to make payments in the future.
Monthly net income: $12917 (pre-tax) / ($9,466 net)
Monthly expenses: $7,223
Housing: $2,477
Insurance: $110.00
Car expenses: $1,364
Utilities: $695.00
Phone, cable, internet: $201.00
Food, entertainment: $645.00
Clothing, household expenses: $665.00
Credit cards and other loans: $ 702.00
Other expenses( Pre-School/Cell Phone): $364.00
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778367
This series of Notes was issued and sold upon the funding of the borrower loan #90717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| May-14-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 22.59% |
Borrower rate/APR:
| 23.59% / 26.13% |
Monthly payment:
| $399.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.85% | | |
| |
Estimated return*:
| 11.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,143 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unequivocal-gain242 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2012)
|
|
Principal balance:
| $2,723.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation: Very good, I have a stable job as a Police Officer and I do alot of overtime including part time work with vendors through the job.
I am a good candidate for this loan because... automatic payments will come out my checking account and I have always been concerned about my credit with my ups and downs.
Monthly net income: 4960
Monthly expenses: $1900
Housing: $1300
Insurance: $105
Car expenses: $154
Utilities: $80
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $250
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778381
This series of Notes was issued and sold upon the funding of the borrower loan #90664, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| May-14-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $172.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 71% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,073 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| forceful-integrity123 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to... pay off some bills.
My financial situation:
I am a good candidate for this loan because... I am a full-time teacher who gets paid all year long including summer months. I have a steady income.
Monthly net income: $2,600
Monthly expenses: $2,500
Housing: $465.00
Insurance: $198.00
Car expenses: $459.00
Utilities: $120
Phone, cable, internet: $350
Food, entertainment: $60
Clothing, household expenses: $150
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778415
This series of Notes was issued and sold upon the funding of the borrower loan #91019, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| May-15-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 7.49% |
Borrower rate/APR:
| 8.49% / 9.84% |
Monthly payment:
| $631.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.31% | | |
| |
Estimated return*:
| 5.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 800-819 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,639 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| compassion-library1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...payoff credit card debt accumulated over time and to help me begin a fresh start.
My financial situation:
I am a good candidate for this loan because...I have an excellent payment history, as shown by my three credit bureau reports. This consolidation will be much less than what I am currently paying in my attempts to pay down these cards. It will be even easier for me to manage my ONE payment then my multiple payments since there will be only one creditor to remember. With the extra money, I will make extra payments to principal and save more money so that I can eliminate my reliance on high-interest rate credit cards.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778451
This series of Notes was issued and sold upon the funding of the borrower loan #90453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| May-15-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 16.69% |
Borrower rate/APR:
| 17.69% / 20.08% |
Monthly payment:
| $214.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.75% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1976 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 14
/
12 | Length of status: | 39y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 65 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,132 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| remraf |
Borrower's state:
| Tennessee |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2012)
640-659
(Nov-2006)
|
|
Principal balance:
| $11,850.29 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Auto
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778475
This series of Notes was issued and sold upon the funding of the borrower loan #90393, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| May-15-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 26.86% |
Borrower rate/APR:
| 27.86% / 31.79% |
Monthly payment:
| $165.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.47% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 620-639 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,052 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| forthright-commerce161 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Invention
Purpose of loan:
This loan will be used to fund an invention that has passed the pre-development stage and is now ready for development. The loan will also help cover patenting expenses.
My financial situation:
I am a good candidate for this loan because I recently paid off a previous loan with Prosper for debt consolidation and have a consistent income with good job security.
Monthly net income: $4500
Monthly expenses: $2500
Housing: $1330
Insurance: $105
Car expenses: $80
Utilities: $175
Phone, cable, internet: $150
Food, entertainment: $175
Clothing, household expenses: $60
Credit cards and other loans: $190
Other expenses: $250
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778491
This series of Notes was issued and sold upon the funding of the borrower loan #90521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| May-14-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 29.32% |
Borrower rate/APR:
| 30.32% / 33.04% |
Monthly payment:
| $130.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.67% | | |
| |
Estimated return*:
| 12.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 620-639 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 15y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Pharmacist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $126,476 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| integrity-party4 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2012)
|
|
Principal balance:
| $4,618.57 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778517
This series of Notes was issued and sold upon the funding of the borrower loan #90549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $22,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-15-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 17.19% |
Borrower rate/APR:
| 18.19% / 20.59% |
Monthly payment:
| $573.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.19% | | |
| |
Estimated return*:
| 10.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,031 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| majestic-p2ploan587 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to... pay off bills
My financial situation: good
I am a good candidate for this loan because... I am motivated to pay off all debt and become debt free.
Monthly net income: $ 3500
Monthly expenses: $ 200
Housing: $ 600
Insurance: $ 150
Car expenses: $ 350
Utilities: $ 200
Phone, cable, internet: $ 200
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 350
Other expenses: $ 500
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778883
This series of Notes was issued and sold upon the funding of the borrower loan #90665, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,700.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| May-15-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 21.59% |
Borrower rate/APR:
| 22.59% / 25.10% |
Monthly payment:
| $578.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.01% | | |
| |
Estimated return*:
| 11.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 12y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,999 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| visionary-credit921 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit cards.
My financial situation:
I am a good candidate for this loan because I have never missed a payment, I am in the military so I have a steady income without the chance of lose of pay
Monthly net income: $6626.00
Monthly expenses: $
Housing: $2664.00
Insurance: $115
Car expenses: $784.00
Utilities: $0.00
Phone, cable, internet: $215.00
Food, entertainment: $350
Clothing, household expenses: $100
Credit cards and other loans: $550
Other expenses: $0
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778925
This series of Notes was issued and sold upon the funding of the borrower loan #90450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.99% |
Listing Start date:
| May-15-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 20.59% |
Borrower rate/APR:
| 21.59% / 25.37% |
Monthly payment:
| $379.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.03% | | |
| |
Estimated return*:
| 10.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1982 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 32y 2m |
|
Amount delinquent:
| $21,944 |
Total credit lines:
| 31 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,804 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| plentiful-credit091 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2013)
760-779
(Aug-2011)
|
|
Principal balance:
| $2,249.58 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4200
Monthly expenses: $
Housing: $1546
Insurance: $100
Car expenses: $661
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $300
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
779095
This series of Notes was issued and sold upon the funding of the borrower loan #91198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| May-17-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 23.32% |
Borrower rate/APR:
| 24.32% / 26.88% |
Monthly payment:
| $72.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.48% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-1985 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,504 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| optimizer071 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate credit cards into one payment
My financial situation:
Good. I went through a divorce that took me down after 28 years of marriage and
now I am just trying to get back on my feet. I worked with the same company for 30
years left last April took some personal time off and am back to work with a new company
and a new start and this loan would help clean a few things up financially for me
Monthly net income: $3000.00
Monthly expenses: $
Housing: $1500.00
Insurance: $66.00
Car expenses: $299
Utilities:$95.00
Phone, cable, internet: $65
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
779197
This series of Notes was issued and sold upon the funding of the borrower loan #90366, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| May-15-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $358.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1979 |
Debt/Income ratio:
| 59% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
20 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,907 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| peaceful-economy083 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my credit cards debt.
My financial situation:
I am a good candidate for this loan because I take ownership and pride in maintaining good credit.
Monthly net income: $1,800.00
Monthly expenses: $1,787.00
Housing: $1,017.00
Insurance: $
Car expenses: $80.00
Utilities: $100.00
Phone, cable, internet: $50.00
Food, entertainment: $100.00
Clothing, household expenses: $30.00
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
779231
This series of Notes was issued and sold upon the funding of the borrower loan #90856, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| May-15-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 6.59% |
Borrower rate/APR:
| 7.59% / 8.93% |
Monthly payment:
| $311.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.47% | | |
| |
Estimated return*:
| 4.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,892 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Danickita |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 54 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $22,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2011)
740-759
(May-2008)
|
|
Principal balance:
| $7,892.33 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 54 | | |
Description
Home improvement
I want to improve my kitchen, I will use this loan to buy the materials and pay the person who will fix it, I have excellent credit but proper offer better rates than my credit cards
I have my own business since 2001 and I borrow with prosper 3 times and I was always on time
thanks for considering me
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
779715
This series of Notes was issued and sold upon the funding of the borrower loan #91075, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| May-17-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $152.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 7y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,563 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-sharp-asset |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
779931
This series of Notes was issued and sold upon the funding of the borrower loan #91180, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| May-15-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $397.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 17y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 10 |
Revolving credit balance:
| $6,367 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| transaction-leader9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: consolidate existing debt
This loan will be used to...pay off credit cards
My financial situation: good
I am a good candidate for this loan because...I have been long employed at both my jobs, have lived in the same town all my life,
Monthly net income: $2,300.00
Monthly expenses: $150.00
Housing: $300
Insurance: $125.00
Car expenses: $280.00
Utilities: $80.00
Phone, cable, internet: $125.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $450.00
Other expenses: $50.00
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780131
This series of Notes was issued and sold upon the funding of the borrower loan #90621, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| May-16-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 26.86% |
Borrower rate/APR:
| 27.86% / 31.79% |
Monthly payment:
| $165.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.47% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 620-639 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,959 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| adorable-p2p2 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2012)
|
|
Principal balance:
| $13,443.68 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Household Expenses
Purpose of loan:
My financial situation:
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780133
This series of Notes was issued and sold upon the funding of the borrower loan #90982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| May-15-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 25.01% |
Monthly payment:
| $151.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.73% | | |
| |
Estimated return*:
| 9.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,147 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| merciful-leverage743 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780435
This series of Notes was issued and sold upon the funding of the borrower loan #90606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| May-15-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $169.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,428 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| basis-motion1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I pay my bills on time and I have a very good credit
Monthly net income: $1350
Monthly expenses: $750
Housing: $550
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780439
This series of Notes was issued and sold upon the funding of the borrower loan #90504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| May-16-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $101.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,036 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kindness-zenith596 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2012)
|
|
Principal balance:
| $3,692.05 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Household Expenses
Renting a bigger place and need some more furniture
My financial situation:
Am financial stable, don't want credit cards
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780555
This series of Notes was issued and sold upon the funding of the borrower loan #90863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| May-15-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 26.86% |
Borrower rate/APR:
| 27.86% / 31.79% |
Monthly payment:
| $165.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.47% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 7m |
|
Amount delinquent:
| $67 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,761 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| asset-electron6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780613
This series of Notes was issued and sold upon the funding of the borrower loan #90507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| May-16-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 18.84% |
Borrower rate/APR:
| 19.84% / 22.28% |
Monthly payment:
| $79.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.65% | | |
| |
Estimated return*:
| 10.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $311 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| liberty-arboretum2 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 83% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 2
( 17% )
| 780-799
(Apr-2012)
|
|
Principal balance:
| $2,308.64 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Home improvement
Purpose of loan: update home
This loan will be used to...home repair and pay off small nagging loans
My financial situation: stable, I collect SSI each month and do artwork on the side
I am a good candidate for this loan because...I always pay my debts
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780625
This series of Notes was issued and sold upon the funding of the borrower loan #90513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| May-16-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 29.32% |
Borrower rate/APR:
| 30.32% / 33.04% |
Monthly payment:
| $130.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.67% | | |
| |
Estimated return*:
| 12.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 620-639 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,558 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| platinum-axis0 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 1
( 11% )
| 660-679
(Jul-2012)
|
|
Principal balance:
| $4,900.97 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate several small loans
My financial situation: Good
I am a good candidate for this loan because... I have been continually employed for over 30 years. My job situation is very secure and salary has increased 5% since my last request. I fully expect my income to continue to rise over the next few years as the chemical manufacturing industry recovers.
Monthly net income: $ 9,500
Monthly expenses: $ 3000
Housing: $ 3000
Insurance: $ 200
Car expenses: $200
Utilities: $250
Phone, cable, internet: $250
Food, entertainment: $ 400
Clothing, household expenses: $ 300
Credit cards and other loans: $2000
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781003
This series of Notes was issued and sold upon the funding of the borrower loan #90967, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| May-16-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 13.19% |
Borrower rate/APR:
| 14.19% / 16.50% |
Monthly payment:
| $233.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.60% | | |
| |
Estimated return*:
| 8.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 12y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,119 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| empire715 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781065
This series of Notes was issued and sold upon the funding of the borrower loan #90564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| May-17-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $155.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-2007 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 12y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,225 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Maruchan |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2012)
|
|
Principal balance:
| $975.55 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Vacation
Purpose of loan:
This loan will be used to...This loan will be partly use for...Road trip expenses: Gas, Food, Lodging, entrance fees to Museums, Amusement Parks, National Parks and/or River/Lakes...The rest of the unused portion will be used as backup money and to add extra money to my loan monthly payments.
My financial situation:
I am a good candidate for this loan because...I am a good candidate for this loan because...I have a steady job, working with the same employer almost 13 straight years, I take work very seriously and just as i do the rest of my responsibilities specially something as precious as my credit status. financed a car in 2007 from the local dealer never missing a payment or late payments, Got a loan with prosper as well and proudly can say that i'm on top of my payments and even putting extra money on my monthly payments. ...There are three things in life i don't take chances or neglect for anything: my family, my job and my credit score/debts
Monthly net income: $2000
Monthly expenses: $150
Housing: $725
Insurance: $77
Car expenses: $0
Utilities: $70
Phone, cable, internet: $55
Food, entertainment: $250
Clothing, household expenses: $0
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781137
This series of Notes was issued and sold upon the funding of the borrower loan #91306, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| May-16-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.21% |
Monthly payment:
| $318.63 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.73% | | |
| |
Estimated return*:
| 6.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1985 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 14y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,306 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-community-bridge |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781139
This series of Notes was issued and sold upon the funding of the borrower loan #91046, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| May-17-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 25.01% |
Monthly payment:
| $377.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.73% | | |
| |
Estimated return*:
| 9.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 8y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,237 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vigorous-credit145 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to
My financial situation:
I am a good candidate for this loan because
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781143
This series of Notes was issued and sold upon the funding of the borrower loan #90923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-17-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 17.19% |
Borrower rate/APR:
| 18.19% / 20.59% |
Monthly payment:
| $382.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.19% | | |
| |
Estimated return*:
| 10.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
18 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,208 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-friendly-pound |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Consolidate higher interest debt into one payment
My financial situation:
I am a good candidate for this loan because... I have been in my field of work for over 20 years with no break in employment and have a positive credit history and Fico.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781245
This series of Notes was issued and sold upon the funding of the borrower loan #91124, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 11.03% |
Borrower rate/APR:
| 12.03% / 14.86% |
Monthly payment:
| $498.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.61% | | |
| |
Estimated return*:
| 7.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,808 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| young_Professional24 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2012)
660-679
(Dec-2009)
640-659
(Oct-2009)
|
|
Principal balance:
| $3,781.35 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Debt consolidation - Lower 28.5%
Purpose of loan:
This loan will be used to consolidate my debt and lower my credit card interest rate of 28.5% and pay off my debt within 3 years. I would like to continue increasing my credit score and look forward to developing a savings account while paying off this loan. I understand this is a large loan. By combining my loans and credit card debt, this will allow me to pay off my debt within 3 years. With a possible payment of $498 for a 3 year loan term, I will have $700 monthly net left after all my bills and expenses. Thank you very much for your support and funding!
My financial situation:
I am a good candidate for this loan because I have previously obtained a prosper loan and have paid it off successfully with payments consistently being paid on time. I am in a lucrative field where I have a good base salary and a healthy sales commission plan. I would like to consolidate my debt and lower my credit card interest rate of 28.5% and pay off my debt within 3 years.
Monthly net income: $3925
Monthly expenses: $2953
Housing: $895
Insurance: $365
Car expenses: $100
Utilities: $60
Phone, cable, internet: $165
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $934
Other expenses: $85
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781373
This series of Notes was issued and sold upon the funding of the borrower loan #90975, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.99% |
Listing Start date:
| May-20-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 14.79% |
Borrower rate/APR:
| 15.79% / 18.14% |
Monthly payment:
| $48.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.04% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2005 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,630 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| heroic-affluence3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Pay off my credit cards from college
My financial situation: Is stable and improving
I am a good candidate for this loan because...I have a stable job and good credit with a long history of timely payments.
Monthly net income: $ 3208.00
Monthly expenses: $
Housing: $ 800
Insurance: $140
Car expenses: $350
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $250
Credit cards and other loans: $300
Other expenses: $225
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781391
This series of Notes was issued and sold upon the funding of the borrower loan #91279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.24% |
Listing Start date:
| May-18-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 15.49% |
Borrower rate/APR:
| 16.49% / 18.85% |
Monthly payment:
| $491.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.67% | | |
| |
Estimated return*:
| 9.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,724 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| creative-platinum894 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my credit card debt a lower monthly payment.
My financial situation:
I am a good candidate for this loan because I have a solid job and pay my bills on time.
Monthly net income: $5,956
Monthly expenses: $
Housing: $1,140
Insurance: $180
Car expenses: $466
Utilities: $300
Phone, cable, internet: $63
Food, entertainment: $400
Clothing, household expenses: $400
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781467
This series of Notes was issued and sold upon the funding of the borrower loan #90783, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| May-17-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 5.99% |
Borrower rate/APR:
| 6.99% / 8.33% |
Monthly payment:
| $262.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.90% | | |
| |
Estimated return*:
| 4.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 840-859 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,770 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jbadawg1017 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 28 ( 100% )
| 840-859 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Jan-2011)
|
|
Principal balance:
| $1,339.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to... Replace my roof shingles.
My financial situation:
I am a good candidate for this loan because...
I have a great credit score and great history with my previous Prosper loan. This monthly payment will not be a problem to add to my monthly expenses.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781479
This series of Notes was issued and sold upon the funding of the borrower loan #90828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| May-16-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $673.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 6m |
|
Amount delinquent:
| $13,280 |
Total credit lines:
| 41 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,774 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| refined-greenback515 |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2013)
720-739
(Jun-2012)
|
|
Principal balance:
| $4,751.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit cards
My financial situation:
I am a good candidate for this loan because I have the income to make the monthly payments and already have a good payment standing with Prosper.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781575
This series of Notes was issued and sold upon the funding of the borrower loan #91276, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| May-17-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $353.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 2
/
2 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,049 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| stable-p2p521 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 93% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 1
( 7% )
| 660-679
(Feb-2012)
|
|
Principal balance:
| $6,917.47 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate two loans and lower the payment.
My financial situation:
I am a good candidate for this loan because I have a positive repayment history.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781657
This series of Notes was issued and sold upon the funding of the borrower loan #90851, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| May-17-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $155.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 19
/
20 | Length of status: | 14y 4m |
|
Amount delinquent:
| $36 |
Total credit lines:
| 39 |
Occupation: | Religious |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,347 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jhn316alex1 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 53 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Nov-2011)
680-699
(May-2008)
680-699
(Apr-2007)
660-679
(Mar-2007)
|
|
Principal balance:
| $2,151.78 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 53 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to paid off some bills .
My financial situation:
I am a good candidate for this loan because I have previous loans and hvae keep them current and paid them in timely matter.
Monthly net income:
Monthly expenses:
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781703
This series of Notes was issued and sold upon the funding of the borrower loan #91072, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| May-19-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $372.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1986 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 15y 0m |
|
Amount delinquent:
| $1,318 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,856 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| euro-uprising199 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781765
This series of Notes was issued and sold upon the funding of the borrower loan #91123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| May-17-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $113.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 10y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,197 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-responsibility-cosmos |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
Used to build a screen in porch. So I can enjoy the summertime without bugs biting me.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781789
This series of Notes was issued and sold upon the funding of the borrower loan #90965, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| May-17-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 23.32% |
Borrower rate/APR:
| 24.32% / 26.88% |
Monthly payment:
| $115.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.48% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,690 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| performer3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2011)
|
|
Principal balance:
| $2,653.55 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
2nd Loan;PropTaxes,BofA,CareCredit
Purpose of loan: consolidation loan
This loan will be used to...payoff property taxes totaling 1500....payoff Care Credit of 2000....payoff Bank of America of $2500.
My financial situation:
I am a good candidate for this loan because...
I pay my bill with propsperon time.
Monthly net income: $1438
Monthly expenses: $
Housing: $200 rent
Insurance: $ 40 per month for auto insurance
Car expenses: $0.00
Utilities: $0.00
Phone, cable, internet: $105.00 per month
Food, entertainment: $120.0 per month
Clothing, household expenses: $50
Credit cards and other loans: $52 per month for Macys
Other expenses: $100
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781805
This series of Notes was issued and sold upon the funding of the borrower loan #90960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| May-19-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-19-2013 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $77.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-2006 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $848 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| deal-circuit2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Consolidate my loan so I can be debt free and to start saving for the future.
My financial situation:
I am a good candidate for this loan because I am responsible and very reliable, I have never missed a payment in any of my credit cards and utilities
Monthly net income: $2300
Monthly expenses: $600
Housing: $0
Insurance: $100
Car expenses: $386
Utilities: $0
Phone, cable, internet: $30
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1700
Other expenses: $0
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781827
This series of Notes was issued and sold upon the funding of the borrower loan #90994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| May-17-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 11.03% |
Borrower rate/APR:
| 12.03% / 14.86% |
Monthly payment:
| $83.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.61% | | |
| |
Estimated return*:
| 7.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
3 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,678 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| USCMBA010 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 52 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $25,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2012)
720-739
(Sep-2009)
720-739
(Aug-2009)
700-719
(Jun-2008)
|
|
Principal balance:
| $6,696.44 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 52 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my remaining credit card debts and to start building my credit score.
My financial situation:
For the past years I have been taking cost cutting measures and practiced frugality. My loan to debt ratio has been drastically decreased from 85% to around 25%, and expenses are currently at a very manageable level (Cars have been paid). My current home and personal expenses amounts to 70% of total income.
I have been a long time Prosper borrower (dating back to June 2008), and I am a strong believer and evangelist of the Prosper peer borrowing system. I have successfully received three peer-funded loans with prosper totaling $25,500 (two loans paid in full and never late) and currently owe $6K that will be repaid in March 2015 (never late).
Additional Information:
I hold both a Bachelors and a Masters and a stable full time job (same industry for the past 18 years).
Thank you for your consideration
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781901
This series of Notes was issued and sold upon the funding of the borrower loan #91354, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| May-19-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $389.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,502 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blazing-silver1 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt ..
My financial situation: working ..
I am a good candidate for this loan because... I pay my debts ..
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781937
This series of Notes was issued and sold upon the funding of the borrower loan #90924, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| May-19-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-19-2013 |
|
|
Lender yield:
| 18.84% |
Borrower rate/APR:
| 19.84% / 22.28% |
Monthly payment:
| $264.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.65% | | |
| |
Estimated return*:
| 10.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 27y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,850 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| money-rascal549 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit card debts
My financial situation:
I am a good candidate for this loan because...I have not been delinquent in my monthly payments.
Monthly net income: $3366.08
Monthly expenses: $2461.25
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
782029
This series of Notes was issued and sold upon the funding of the borrower loan #91241, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| May-18-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 5.99% |
Borrower rate/APR:
| 6.99% / 8.33% |
Monthly payment:
| $324.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.90% | | |
| |
Estimated return*:
| 4.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $669 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| inventive-durability652323 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
782045
This series of Notes was issued and sold upon the funding of the borrower loan #90995, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| May-19-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-19-2013 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 600-619 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
12 | Length of status: | 11y 10m |
|
Amount delinquent:
| $2,336 |
Total credit lines:
| 47 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,955 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hendu30349 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 84 ( 95% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $8,841.00 | < 31 days late:
| 4
( 5% )
| 660-679
(Dec-2011)
720-739
(Mar-2010)
600-619
(Jul-2007)
|
|
Principal balance:
| $1,305.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 88 | | |
Description
Large Purchases
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
782181
This series of Notes was issued and sold upon the funding of the borrower loan #91085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| May-17-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 19.36% |
Monthly payment:
| $496.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.12% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,925 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-durability-sitar4 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Paying Down Credit Cards
This loan will be used to... Paying Down Credit Cards
My financial situation: Excellant
I am a good candidate for this loan because...
Monthly net income: $5834
Monthly expenses: $2000
Housing: $700
Insurance: $0
Car expenses: $0
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
782397
This series of Notes was issued and sold upon the funding of the borrower loan #91262, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| May-18-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $129.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1987 |
Debt/Income ratio:
| 136% |
|
Credit score:
| 660-679 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $4,337 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| magnetic-compassion65 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
782419
This series of Notes was issued and sold upon the funding of the borrower loan #91259, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| May-19-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-19-2013 |
|
|
Lender yield:
| 23.19% |
Borrower rate/APR:
| 24.19% / 28.03% |
Monthly payment:
| $177.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.26% | | |
| |
Estimated return*:
| 10.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 620-639 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
5 | Length of status: | 7y 1m |
|
Amount delinquent:
| $337 |
Total credit lines:
| 9 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $5,310 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vibrant-capital9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2012)
|
|
Principal balance:
| $2,063.63 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
782421
This series of Notes was issued and sold upon the funding of the borrower loan #91138, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| May-18-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 26.12% |
Borrower rate/APR:
| 27.12% / 31.03% |
Monthly payment:
| $163.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.82% | | |
| |
Estimated return*:
| 11.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 620-639 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 10y 11m |
|
Amount delinquent:
| $89 |
Total credit lines:
| 18 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,009 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Broallentaylor |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 56 ( 97% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 2
( 3% )
| 640-659
(May-2011)
520-539
(Sep-2008)
|
|
Principal balance:
| $1,116.63 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 58 | | |
Description
Auto
Purpose of loan:
This loan will be used to buy a car
My financial situation:
I have been financially stable with a good job for more than 10 years. Check my Prosper Loan history. Payment is automatically drafted from my account and I paid the past 2 loans faithfully for several years.
Monthly net income: $4,100
Monthly expenses: $2,400
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
782425
This series of Notes was issued and sold upon the funding of the borrower loan #91300, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| May-19-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-22-2013 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $668.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
20 | Length of status: | 13y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,279 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| truth-knickers6 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt
My financial situation:
I am a good candidate for this loan because I have shown commitment to pay my debts and would like to consolidate and have one bill and be debt-free quicker.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
782477
This series of Notes was issued and sold upon the funding of the borrower loan #91094, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $337.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 26y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,279 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| angelhart47 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 34 ( 71% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $15,500.00 | < 31 days late:
| 14
( 29% )
| 700-719
(Apr-2012)
540-559
(Jan-2008)
620-639
(Jul-2007)
|
|
Principal balance:
| $4,284.86 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to...pay off medical loans from surgery last year.
My financial situation:
I am a good candidate for this loan because...I have paid back one loan already.
Monthly net income: $3,000
Monthly expenses: $
Housing: $1,250
Insurance: $25
Car expenses: $25
Utilities: $50
Phone, cable, internet: $250
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $208
Other expenses: $
medical $25 paying the min
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
782699
This series of Notes was issued and sold upon the funding of the borrower loan #91100, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| May-20-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 18.14% |
Borrower rate/APR:
| 19.14% / 21.57% |
Monthly payment:
| $91.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.02% | | |
| |
Estimated return*:
| 10.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,854 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| independent-peace767 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
782919
This series of Notes was issued and sold upon the funding of the borrower loan #90966, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| May-19-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $167.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1981 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
15 | Length of status: | 17y 7m |
|
Amount delinquent:
| $13,581 |
Total credit lines:
| 53 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $26,368 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| first-felicity-confidant |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
PAY OFF BILLS, TAKE A VACATION
My financial situation:
I am a good candidate for this loan because...
THE LOAN WILL BE REPAID, THERE HAS NOT BEEN A BREAK IN MY
EMPLOYMENT.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783017
This series of Notes was issued and sold upon the funding of the borrower loan #90780, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,800.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 5.99% |
Borrower rate/APR:
| 6.99% / 8.33% |
Monthly payment:
| $148.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.90% | | |
| |
Estimated return*:
| 4.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 800-819 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
21 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,880 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| income-tiramisu |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 20 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $13,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jul-2012)
800-819
(Jul-2010)
|
|
Principal balance:
| $4,819.29 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to reduce my interest rate.
My financial situation:
I am a good candidate for this loan because I have been responsible with paying my debt. I have payoff a loan with Prosper and currently in good standing paying of my second one.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783233
This series of Notes was issued and sold upon the funding of the borrower loan #91214, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| May-21-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $87.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 13y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,435 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| diversification-brilliance0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2012)
|
|
Principal balance:
| $1,931.87 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Vacation
Purpose of loan:
This loan will be used to... visit my granddaughter in Arkansas. I don't see her very often and want to be a bit more visible in her life as she gets older.
My financial situation:
I am a good candidate for this loan because... I pay all of my bills on time and my current loan is paid on time monthly.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783237
This series of Notes was issued and sold upon the funding of the borrower loan #90696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,387.71 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| May-19-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-19-2013 |
|
|
Lender yield:
| 15.39% |
Borrower rate/APR:
| 16.39% / 20.05% |
Monthly payment:
| $508.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.52% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1980 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $96,148 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| durable-commerce679 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $22,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Aug-2012)
|
|
Principal balance:
| $20,612.29 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Outstanding Taxes
Purpose of loan:
This loan will be used to.pay off can IRS lien for a 2009 tax error.
My financial situation:
I am a good candidate for this loan because I have positive track record with a current Prpsper.com loan and a stable salary with a very, very stable company. I have been in my profession for 25 years.
In addition to my employment salary, I have a additional monthly income of $2,850 from rental property. All properties are mortgage free due to cash purchases made between 2008-2010 transactions and I am the sole owner. (I also have 2 additional properties that are owned with a partner and the rental income has not been included in this listing.) . All tenants are original tenants. No tenant turnover or unstable tenant activities.
Monthly net income: $ 6,324 (includes $1,700/month 401K contribution)
Housing: $ 1,600.00
Insurance: $ 100.00
Car expenses: $0.00
Utilities: $ 95.00 (budget plan electricity is the only expenses.)
Phone, cable, internet: $ 185
Food, entertainment: $ 250
Clothing, household expenses: $ 85
Credit cards and other loans: $ $990
Other expenses: $485 (HOA fee)
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783263
This series of Notes was issued and sold upon the funding of the borrower loan #91115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $66.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 14y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Investor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,354 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| CA-Lender |
Borrower's state:
| California |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 6 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,540.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2012)
760-779
(Oct-2011)
760-779
(Mar-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
4th Propser Loan (Prosper Lender)
Purpose of loan: Special Prosper promo....Getting a Amazon Gift Card
This is my 4rd Prosper loan and I have over $65,000 invested in Prosper loans.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783299
This series of Notes was issued and sold upon the funding of the borrower loan #91109, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 26.12% |
Borrower rate/APR:
| 27.12% / 31.03% |
Monthly payment:
| $163.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.82% | | |
| |
Estimated return*:
| 11.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
15 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,402 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| basis-merry-maker6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2012)
|
|
Principal balance:
| $1,573.12 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783491
This series of Notes was issued and sold upon the funding of the borrower loan #91226, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| May-21-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 32.39% |
Monthly payment:
| $128.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.12% | | |
| |
Estimated return*:
| 12.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 600-619 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
6 | Length of status: | 13y 10m |
|
Amount delinquent:
| $886 |
Total credit lines:
| 25 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,156 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wise-riveting-yield |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 2 ( 18% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 9
( 82% )
| 700-719
(Jul-2012)
760-779
(Feb-2012)
|
|
Principal balance:
| $1,802.79 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I am using this loan for consolidation purposes. I plan to pay off my existing Prosper loan and my current credit card debt as well as get caught up on my rent. If I am granted this loan, I will be in a better position to manage my income/debt ratio and pay all my bills in a timely manner. I will be able to pay off this loan without any problems as long as I stick to this plan.
Monthly net income: $2,200.00
Monthly expenses: $1,595.00 (includes monthly credit card and other loan payments)
Housing: $770.00
Insurance: $65.00 (car)
Car expenses: $(none/paid off)
Utilities: $40.00 (electric only)
Phone, cable, internet: $180.00
Food, entertainment: $320.00
Clothing, household expenses: $ none
Credit cards and other loans: $1,063.06 (JCPenney), $4,811.99 (Citizens Bank), $100.00 (Kohls), $1,862.78 (Prosper) -These amounts are the full amounts and not monthly.
Other expenses: $ none
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783537
This series of Notes was issued and sold upon the funding of the borrower loan #90912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-22-2013 |
|
|
Lender yield:
| 10.53% |
Borrower rate/APR:
| 11.53% / 14.35% |
Monthly payment:
| $494.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.15% | | |
| |
Estimated return*:
| 6.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 10y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,576 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| engrossing-pound5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off 5 different bills. This will allow me to pay off more of my debts at a quicker rate then I was currently doing.
My financial situation:
I am a good candidate for this loan because... I have a good credit rating that is getting better every month. I also have addition income that wasn't listed because it is not taxable and I do not receive a W-2 for it.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783603
This series of Notes was issued and sold upon the funding of the borrower loan #90798, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| May-20-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 21.84% |
Borrower rate/APR:
| 22.84% / 25.36% |
Monthly payment:
| $323.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.21% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $45,970 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brainy-p2ploan610 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 21 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $26,637.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2012)
680-699
(Jul-2011)
|
|
Principal balance:
| $16,457.44 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Home improvement
Purpose of loan: Home imporvement
This loan will be used to...add onto my deck and replace the kitchen carpet
My financial situation: Excellent, last year I earned $170,000 and am on pace to exceed that this year,
I am a good candidate for this loan because...My income is good I have paid back one Prosper loan ahead of time and am coming into my highest earnings month of the year (summer) for my job.
Monthly net income: $8500
Monthly expenses: $300
Housing: $950
Insurance: $375
Car expenses: $600
Utilities: $350
Phone, cable, internet: $250
Food, entertainment: $500
Clothing, household expenses: $250
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783709
This series of Notes was issued and sold upon the funding of the borrower loan #90900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $381.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $14,555 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| greenback-saguaro384 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bath Remodel
No description is available.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783895
This series of Notes was issued and sold upon the funding of the borrower loan #90825, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| May-20-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 26.36% |
Borrower rate/APR:
| 27.36% / 30.00% |
Monthly payment:
| $353.63 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.10% | | |
| |
Estimated return*:
| 12.35% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 620-639 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 9
/
9 | Length of status: | 14y 4m |
|
Amount delinquent:
| $1,783 |
Total credit lines:
| 33 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,990 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| value-bassoon7 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2011)
|
|
Principal balance:
| $4,074.62 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783897
This series of Notes was issued and sold upon the funding of the borrower loan #91106, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $134.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 33
/
30 | Length of status: | 19y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,894 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unique-compassion6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2012)
|
|
Principal balance:
| $2,410.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Other
Purpose of loan:
Home repair, car repair, and pay off two credit cards completely.
My financial situation:
I am a good candidate for this loan because, you will see from my repayment record that I am doing good. With high gas prices, groceries, and cost of living increasing; my company has not done pay increases or bonuses in four years so my savings has been comprised temporarily.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783933
This series of Notes was issued and sold upon the funding of the borrower loan #91312, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-22-2013 |
|
|
Lender yield:
| 6.59% |
Borrower rate/APR:
| 7.59% / 8.93% |
Monthly payment:
| $311.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.47% | | |
| |
Estimated return*:
| 4.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1977 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 20y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $316,797 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| engaging-funds0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Aug-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 5 | | |
Description
Home improvement
Purpose of loan: Repairs to my home in Sherman Oaks
This loan will be used to... Put on a new roof, paint the outside of the house and a few other maintenance items.
My financial situation:
I am a good candidate for this loan because...I have a solid credit rating and always pay my debs on time.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783937
This series of Notes was issued and sold upon the funding of the borrower loan #91273, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 7.49% |
Borrower rate/APR:
| 8.49% / 9.84% |
Monthly payment:
| $252.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.31% | | |
| |
Estimated return*:
| 5.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,015 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fulfilling-p2ploan461 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $27,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Aug-2011)
820-839
(Nov-2010)
|
|
Principal balance:
| $9,069.33 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate loans into a lower interest rate.
My financial situation:
I am a good candidate for this loan because I have never been late on a payment for a loan and have an adequate income for my debt situation.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784047
This series of Notes was issued and sold upon the funding of the borrower loan #91052, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,400.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 10.53% |
Borrower rate/APR:
| 11.53% / 14.35% |
Monthly payment:
| $112.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.15% | | |
| |
Estimated return*:
| 6.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 20y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $41,391 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| HackShack |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 70 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $16,400.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2011)
700-719
(Nov-2010)
660-679
(May-2010)
660-679
(Apr-2010)
|
|
Principal balance:
| $8,202.29 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 70 | | |
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Consolidate debt while lower the interest rate
My financial situation: Good
I am a good candidate for this loan because...I have had previous loans through Prosper and paid on time and paid the loans off early.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784103
This series of Notes was issued and sold upon the funding of the borrower loan #90894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.24% |
Listing Start date:
| May-21-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 15.49% |
Borrower rate/APR:
| 16.49% / 18.85% |
Monthly payment:
| $405.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.67% | | |
| |
Estimated return*:
| 9.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,465 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-return-catapult |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit cards from a divorce
My financial situation:
I am a good candidate for this loan because...I am a school teacher/athletic coordinator and need to get rid of monthly bills to start saving towards buying a new home. Also, my wife received the house in the divorce, however, it is in both of our names until one year from the finality of the divorce. At that time, I can put the house on the market if she has not refinanced or sold the home. She lives in it and I receive monthly updates from Chase stating that the payments have been made.
Monthly net income: $4250
Monthly expenses: $3500
Housing: $ 825
Insurance: $158
Car expenses: $200
Utilities: $80
Phone, cable, internet: $150
Food, entertainment: $ 400
Clothing, household expenses: $50
Credit cards and other loans: $ 588
Car Loan: $472
Child Support: $750
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784129
This series of Notes was issued and sold upon the funding of the borrower loan #90864, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-20-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 17.19% |
Borrower rate/APR:
| 18.19% / 20.59% |
Monthly payment:
| $509.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.19% | | |
| |
Estimated return*:
| 10.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 34y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $5,091 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| revenue-giant2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 90% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 1
( 10% )
| 660-679
(Jun-2012)
|
|
Principal balance:
| $11,651.12 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $1200.00
Insurance: $650.00
Car expenses: $420.00
Utilities: $150.00
Phone, cable, internet: $250.00
Food, entertainment: $150.00
Clothing, household expenses: $150.00
Credit cards and other loans: $4000.00
Other expenses: $11700.00
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784169
This series of Notes was issued and sold upon the funding of the borrower loan #90870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| May-21-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $133.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,895 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cozy-dime6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2012)
680-699
(Dec-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
I am a good candidate for this loan because I always pay my bills on time and have never been late on a payment. I have already established a good track record with prosper and always paid my payments on time. As well as having a job that allows me to paid a little extra on my payments each month.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784327
This series of Notes was issued and sold upon the funding of the borrower loan #90882, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,692.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| May-21-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 24.79% |
Borrower rate/APR:
| 25.79% / 28.39% |
Monthly payment:
| $199.53 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.74% | | |
| |
Estimated return*:
| 11.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,681 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bountiful-agreement046 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: pay off credit card debt
This loan will be used to pay down a high interest credit card.
My financial situation:
I am a good candidate for this loan because despite having a lot of credit and being close to the limit I have paid every bill on time consistently since 2005 and have NO missed payments on any of my bills. I just cannot pay it down fast enough to put any aside for savings or make any headway on my mortgage.
Monthly net income: $3474
Monthly expenses: $3213
Housing: $1037
Insurance: $230
Car expenses: $431
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $315
Other expenses: $200
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784485
This series of Notes was issued and sold upon the funding of the borrower loan #91316, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| May-21-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $76.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,384 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sculpture795 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to cover unexpected auto repairs.
My financial situation:
I am a good candidate for this loan because my financial situation is stable. Personal collateral for loan is fully vested 401K plan should unexcepted changes in employment stauts occur.
Monthly net income: $3,222.00
Monthly expenses: $2,249
Housing: $920
Insurance: $114
Car expenses: $650
Utilities: $100
Phone, cable, internet: $85
Food, entertainment: $80
Clothing, household expenses: Included in credit card expense
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784551
This series of Notes was issued and sold upon the funding of the borrower loan #90876, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| May-21-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 5.99% |
Borrower rate/APR:
| 6.99% / 8.33% |
Monthly payment:
| $61.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.90% | | |
| |
Estimated return*:
| 4.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
22 | Length of status: | 23y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 95 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,484 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| JGuide |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 4 |
On-time:
| 66 ( 97% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $8,340.00 | < 31 days late:
| 2
( 3% )
| 760-779
(Jun-2012)
760-779
(Oct-2011)
740-759
(Dec-2010)
760-779
(Jan-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 68 | | |
Description
www.JacobGuide.com
Help my Son and I build our website!
We are looking to upgrade the Jacob Guide to Arizona Fun Things to Do website:
http://www.jacobguide.com/arizona.html
Take a look and leave a note on the page!
If you are looking for more investing advice take a look at our PRosper Lenders Group here:
LendersClub
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784615
This series of Notes was issued and sold upon the funding of the borrower loan #91348, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| May-21-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 14.19% |
Borrower rate/APR:
| 15.19% / 17.52% |
Monthly payment:
| $167.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.50% | | |
| |
Estimated return*:
| 8.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,205 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| listing-pouch9 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 39% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 14
( 61% )
| 660-679
(Jun-2011)
|
|
Principal balance:
| $946.47 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Dept Consolidation (including Prosper current loan)
My financial situation:
I am a good candidate for this loan because...I currently receive a pension and S.S. plus I will be working from 1 to 3 days a week starting in June at the facility which I retired from.(must go thru an agency in order to keep pension active ,U.S. Engineering Services) Due to these facts,I firmly believe that monthly payments will be made. 2012 Federal tax return has already been sent to Mr. Irish as well as Social Security and Pension documents
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784645
This series of Notes was issued and sold upon the funding of the borrower loan #90834, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| May-21-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 18.84% |
Borrower rate/APR:
| 19.84% / 22.28% |
Monthly payment:
| $79.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.65% | | |
| |
Estimated return*:
| 10.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1984 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $58,723 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| intelligent-platinum049 |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2012)
|
|
Principal balance:
| $1,852.28 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate credit card debt
My financial situation:
I am a good candidate for this loan because...I pay my bills on time.
Monthly net income: $ 5600
Monthly expenses: $ 4700
Housing: $ 1050.00
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784663
This series of Notes was issued and sold upon the funding of the borrower loan #90915, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| May-21-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 19.36% |
Monthly payment:
| $372.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.12% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1978 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 26
/
23 | Length of status: | 35y 7m |
|
Amount delinquent:
| $631 |
Total credit lines:
| 65 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,784 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| direct-currency9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Mar-2012)
|
|
Principal balance:
| $12,574.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay credit cards
My financial situation:
I am a good candidate for this loan because I have a good job.
Monthly net income: $5000
Monthly expenses: $ 3000
Housing: $ 1500
Insurance: $ 300
Car expenses: $ 500
Utilities: $ 200
Phone, cable, internet: $ 300
Food, entertainment: $ 200
Clothing, household expenses: $ 200
Credit cards and other loans: $ 500
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784665
This series of Notes was issued and sold upon the funding of the borrower loan #90984, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.99% |
Listing Start date:
| May-21-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 14.09% |
Borrower rate/APR:
| 15.09% / 18.73% |
Monthly payment:
| $520.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.37% | | |
| |
Estimated return*:
| 8.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 12y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Principal |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,551 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kind-pragmatic-value |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... consolidate debt.
My financial situation:
I am a good candidate for this loan because... I am able to always pay my bills on time.
Monthly net income: $3700
Monthly expenses: $3200
Housing: $875
Insurance: $100
Car expenses: $300
Utilities: $100
Phone, cable, internet: $250
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $1100
Other expenses: $125
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784711
This series of Notes was issued and sold upon the funding of the borrower loan #90921, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.99% |
Listing Start date:
| May-21-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 20.59% |
Borrower rate/APR:
| 21.59% / 25.37% |
Monthly payment:
| $759.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.03% | | |
| |
Estimated return*:
| 10.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 14y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,779 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| value-chorus396 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jul-2012)
|
|
Principal balance:
| $8,989.40 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off some debt before son starts college next year
My financial situation:
I am a good candidate for this loan because... I always pay my bills
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784759
This series of Notes was issued and sold upon the funding of the borrower loan #91166, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| May-21-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $114.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 7y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,484 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-return-hugger |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Sep-2012)
780-799
(Apr-2010)
|
|
Principal balance:
| $1,633.68 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to get rid of some of my higher interest rate loans.
My financial situation:
I am a good candidate for this loan because my credit history shows that I pay my bills on time and I am dependable.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784931
This series of Notes was issued and sold upon the funding of the borrower loan #90945, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| May-22-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-22-2013 |
|
|
Lender yield:
| 7.49% |
Borrower rate/APR:
| 8.49% / 9.84% |
Monthly payment:
| $94.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.31% | | |
| |
Estimated return*:
| 5.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
6 | Length of status: | 3y 11m |
|
Amount delinquent:
| $2,362 |
Total credit lines:
| 37 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $382 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| point-serenity0 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 39 ( 95% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 2
( 5% )
| 660-679
(Oct-2011)
740-759
(Sep-2010)
720-739
(May-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 41 | | |
Description
Automobile Pay-Offs
Purpose of loan: I am taking this loan out to help my sister and nephew pay off the balances on their high interest loans.
This loan will be used to...Pay off my sister's & nephew's auto loans.
My financial situation:
I am a good candidate for this loan because...I have had multiple loans with Prosper and have had an excellent payment history.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
785087
This series of Notes was issued and sold upon the funding of the borrower loan #90948, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| May-22-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-22-2013 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $100.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,751 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lean-auction6 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2011)
|
|
Principal balance:
| $216.26 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off small credit cards.
My financial situation:
I am a good candidate for this loan because I pay off my bills to keep my credit standing and my reputation as a professional. My goal is to be debt free before I retire.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
785179
This series of Notes was issued and sold upon the funding of the borrower loan #91232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| May-21-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $151.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1987 |
Debt/Income ratio:
| 70% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 18y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,177 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| durability-whomper0 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 90% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 1
( 10% )
| 700-719
(Jun-2012)
|
|
Principal balance:
| $2,461.42 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Household Expenses
Purpose of loan: pay off small bills and pay off other prosper loan
This loan will be used to...payoff bills
My financial situation: good
I am a good candidate for this loan because...will pay back on time
Monthly net income: $1600.00
Monthly expenses: $1000
Housing: $560
Insurance: $321
Car expenses: $526
Utilities: $108
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $125
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
718206
This series of Notes was issued and sold upon the funding of the borrower loan #90526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| May-05-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $505.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1982 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 22y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,023 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balanced-treasure2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate and cancel existing credit cards
My financial situation:
I am a good candidate for this loan because...
-I live with my partner of over 10 years, he pays the housing, utilities, internet, and insurance bills.
Monthly net income: $2600.00
Monthly expenses:
Housing: $0
Insurance: $0
Car expenses: $100.00
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $1000.00
Other expenses: $50.00
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
749808
This series of Notes was issued and sold upon the funding of the borrower loan #90865, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| May-07-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 9.99% |
Borrower rate/APR:
| 10.99% / 13.23% |
Monthly payment:
| $391.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.65% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 780-799 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 35y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,249 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| principal-fountain0 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Payoff loans to increase my monthly cash flow.
My financial situation:
I am a good candidate for this loan because...
Good credit history with stable long term employment & above average income - I have had the same residence for last 23 years
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
750570
This series of Notes was issued and sold upon the funding of the borrower loan #90470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| May-07-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 14.19% |
Borrower rate/APR:
| 15.19% / 17.52% |
Monthly payment:
| $597.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.50% | | |
| |
Estimated return*:
| 8.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 740-759 (Apr-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 26
/
23 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,600 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| diligent-affluence922 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt
My financial situation:
I am a good candidate for this loan because I have good credit, always pay my bills on time, good employment history with increasing income yearly, have history of paying off large loans such as car purchase, student loans, etc.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
751934
This series of Notes was issued and sold upon the funding of the borrower loan #90440, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| May-08-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-08-2013 |
|
|
Lender yield:
| 28.16% |
Borrower rate/APR:
| 29.16% / 31.85% |
Monthly payment:
| $127.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.66% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 620-639 (Apr-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,710 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| order-appraiser0 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $11,346.56 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2011)
|
|
Principal balance:
| $7,916.05 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...payoff credit cards total monthly payments of $210
My financial situation:
I am a good candidate for this loan because...already have loan through prosper for last 3 years and 2 more tp pay that one off.
Monthly net income: $2500
Monthly expenses: $1900
Housing: $0
Insurance: $280
Car expenses: $250
Utilities: $0
Phone, cable, internet: $190
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
754520
This series of Notes was issued and sold upon the funding of the borrower loan #90751, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| May-11-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 24.06% |
Borrower rate/APR:
| 25.06% / 27.64% |
Monthly payment:
| $293.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.11% | | |
| |
Estimated return*:
| 11.86% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1982 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 760-779 (Apr-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 27y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,874 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| compassion-champion634 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
754572
This series of Notes was issued and sold upon the funding of the borrower loan #91264, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $35,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| May-10-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 13.19% |
Borrower rate/APR:
| 14.19% / 16.50% |
Monthly payment:
| $817.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.60% | | |
| |
Estimated return*:
| 8.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 800-819 (Apr-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,008 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| contract-marble367 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation - 2013
Purpose of loan:
I am applying for this loan to help consolidate high interest rate credit card debt, some as high as 24%, as well as an outstanding 401k loan. I pay all my debts on time, but I currently have a hard time paying enough to make large dents in each of my debts.
By consolidating it all into one loan, I can apply better focus, as well as fund my future by repaying my current 401k loan.
My financial situation:
I am a good candidate for this loan because, I have a high paying and secure job, and I make all payments on time.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
754868
This series of Notes was issued and sold upon the funding of the borrower loan #90806, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| May-07-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $856.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 740-759 (Apr-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,941 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| p2p-generator4 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
756680
This series of Notes was issued and sold upon the funding of the borrower loan #90702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| May-05-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-05-2013 |
|
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 680-699 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
2 | Length of status: | 0y 9m |
|
Amount delinquent:
| $28 |
Total credit lines:
| 16 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,346 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| FourBears |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off medical bills related to our daughter's surgery last year. She has made a full recovery and I am now, thankfully, back at work full-time!
My financial situation:
Our household income has nearly doubled now that I am back at work, and we are making excellent progress on paying down credit card debt incurred during her hospitalization.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
756800
This series of Notes was issued and sold upon the funding of the borrower loan #91292, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $35,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.99% |
Listing Start date:
| May-20-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 14.79% |
Borrower rate/APR:
| 15.79% / 18.14% |
Monthly payment:
| $847.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.04% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 740-759 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 13y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,280 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wonderful-credit847 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...consolidate debt.
My financial situation:
I am a good candidate for this loan because...I have clean and well established credit. Being a military officer adds to my credibility as a lender.
Monthly net income: $ 9000
Monthly expenses:
Housing: $1200
Insurance: $80
Car expenses: $
Utilities: $300
Phone, cable, internet: $250
Food, entertainment: $450
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
757452
This series of Notes was issued and sold upon the funding of the borrower loan #90817, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $385.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,911 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| first-efficient-gold |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
my credit cards
My financial situation:
I am a good candidate for this loan because...
the monthly payment is perfect amount for me to pay.my hours at work are steady.
Monthly net income: $1900
Monthly expenses: $1854
Housing: $400
Insurance: $0
Car expenses: $500
Utilities: $120
Phone, cable, internet: $134
Food, entertainment: $300
Clothing, household expenses: $0
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
757924
This series of Notes was issued and sold upon the funding of the borrower loan #91333, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| May-21-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 12.59% |
Borrower rate/APR:
| 13.59% / 17.19% |
Monthly payment:
| $67.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.02% | | |
| |
Estimated return*:
| 7.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 760-779 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,847 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| triumphant-vigilance7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Relocating for Job College Graduate
Purpose of loan:
This loan will be used to...
Relocation for new job.
My financial situation:
I am a good candidate for this loan because I have over a 760+ credit score. I graduated this month from graduate school and have secured a professional job. The job starts July 8, 2013. My yearly salary will be $45,000. Currently I work two part time jobs.
Monthly net income: $1200
Monthly expenses: $100
Housing: $ 250
Insurance: $ 75
Car expenses: $
Utilities: $ 100
Phone, cable, internet: $ 50
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
758906
This series of Notes was issued and sold upon the funding of the borrower loan #91013, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 26.86% |
Borrower rate/APR:
| 27.86% / 31.79% |
Monthly payment:
| $165.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.47% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| May-1983 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 620-639 (Apr-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,805 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| TrulyNOTaRisk |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2012)
|
|
Principal balance:
| $734.76 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Advance PgMP certification
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
759748
This series of Notes was issued and sold upon the funding of the borrower loan #90514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $154.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 660-679 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 9y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,777 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enthusiastic-diversification179 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off high interest rate credit cards.
My financial situation:
I am a good candidate for this loan because I have a steady income that will allow me to repay this loan quickly.
Monthly net income: $3000
Monthly expenses: $
Housing: $0
Insurance: $0
Car expenses: $350
Utilities: $50
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $100
Monthly Credit cards and other loans: $1700
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
761140
This series of Notes was issued and sold upon the funding of the borrower loan #90410, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Apr-26-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-07-2013 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 9.33% |
Monthly payment:
| $469.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.84% | | |
| |
Estimated return*:
| 5.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 740-759 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Engineer - Chemical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,437 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| equitable-deal738 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate the outstanding balances (and monthly payments) I have on several higher-interest rate credit cards into one single monthly payment so that I would then be able to begin saving for a home.
My financial situation:
I am a good candidate for this loan because I currently have a credit rating of better than 720 and an excellent credit history. I have a history of paying more than the minimum monthly payments on all my charge accounts.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
762440
This series of Notes was issued and sold upon the funding of the borrower loan #90859, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.25% |
Listing Start date:
| May-10-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 27.09% |
Borrower rate/APR:
| 28.09% / 30.75% |
Monthly payment:
| $93.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.73% | | |
| |
Estimated return*:
| 12.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 660-679 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,081 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-just-wealth |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation, Medical Bills
Purpose of loan: Debt Consolidation and Medical Bills
My financial situation: Low-ish income, but I have steady work as an adjunct college teacher at several schools. I also work as a private tutor.
I am a good candidate for this loan because I fully intend to use the money to manage debt and medical bills and will make the monthly payments a top priority!
Monthly net income: $2500
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
762724
This series of Notes was issued and sold upon the funding of the borrower loan #90726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| May-19-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-19-2013 |
|
|
Lender yield:
| 16.69% |
Borrower rate/APR:
| 17.69% / 20.08% |
Monthly payment:
| $454.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.75% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 780-799 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,832 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| peace-thinker9 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
762964
This series of Notes was issued and sold upon the funding of the borrower loan #90895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| May-13-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 18.84% |
Borrower rate/APR:
| 19.84% / 22.28% |
Monthly payment:
| $158.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.65% | | |
| |
Estimated return*:
| 10.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 720-739 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,476 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| systematic-investment39 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to assist with a down payment to buy a small business.
My financial situation:
I am a good candidate for this loan because I have a good credit rating due to my bills always being paid on time. I never borrow money that I wouldn't be able to pay back. These borrowed funds would possibly be able to be paid back earlier than 60 months but I want to make sure that I don't cut myself short.
Monthly net income: $ 4500.00
Monthly expenses: $200.00
Housing: $644.00
Insurance: $387.00
Car expenses: $676.00
Utilities: $285.00
Phone, cable, internet: $243.00
Food, entertainment: $100.00
Clothing, household expenses: $300.00
Credit cards and other loans: $800.00
Other expenses: Daycare $450.00
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
763136
This series of Notes was issued and sold upon the funding of the borrower loan #90677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| May-11-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 13.19% |
Borrower rate/APR:
| 14.19% / 16.50% |
Monthly payment:
| $584.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.60% | | |
| |
Estimated return*:
| 8.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-759 (Apr-2013) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
13 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,555 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| creature759 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6000
Monthly expenses: $ 3298
Housing: $1470
Insurance: $88
Car expenses: $150
Utilities: $200
Phone, cable, internet: $40
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: $50
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
763196
This series of Notes was issued and sold upon the funding of the borrower loan #91126, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $127.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1982 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 660-679 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 21y 11m |
|
Amount delinquent:
| $1,750 |
Total credit lines:
| 15 |
Occupation: | Waiter/Waitress |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,566 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cash-dynamo870 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
763230
This series of Notes was issued and sold upon the funding of the borrower loan #91027, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.74% |
Listing Start date:
| May-03-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-06-2013 |
|
|
Lender yield:
| 18.79% |
Borrower rate/APR:
| 19.79% / 23.53% |
Monthly payment:
| $667.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.49% | | |
| |
Estimated return*:
| 9.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Apr-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,896 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| worth-refresher4 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4253.94
Monthly expenses: $2,315.20
Housing: $1050.00
Insurance: $124.90
Car expenses: $426.00
Utilities: $30.00
Phone, cable, internet: $134.90
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $973.05
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
763286
This series of Notes was issued and sold upon the funding of the borrower loan #90584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| May-11-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 7.49% |
Borrower rate/APR:
| 8.49% / 9.84% |
Monthly payment:
| $157.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.31% | | |
| |
Estimated return*:
| 5.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 740-759 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,802 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| interest-cherry |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 27 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
New toy
Purpose of loan: to pick up a motorcycle
My financial situation: Mid 700 credit score, long, stable and good employment
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
764244
This series of Notes was issued and sold upon the funding of the borrower loan #90725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Apr-30-2013 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-30-2013 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 19.36% |
Monthly payment:
| $248.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.12% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 760-779 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,761 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gallant-bazaar781 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Payoff credit cards and add to savings
My financial situation:
I am a good candidate for this loan because...I have allways paid my debts and on time
Monthly net income: $ 3000
Monthly expenses: $ 1700
Housing: $ 550
Insurance: $ 110
Car expenses: $ 230
Utilities: $ 75
Phone, cable, internet: $ 200
Food, entertainment: $ 350
Clothing, household expenses: $ 50
Credit cards and other loans: $ 135
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
764528
This series of Notes was issued and sold upon the funding of the borrower loan #91028, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 6.59% |
Borrower rate/APR:
| 7.59% / 8.93% |
Monthly payment:
| $373.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.47% | | |
| |
Estimated return*:
| 4.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,073 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Horatio |
Borrower's state:
| Maryland |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 5 |
On-time:
| 53 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $34,400.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2012)
720-739
(Jul-2011)
700-719
(Jul-2009)
700-719
(Dec-2007)
|
|
Principal balance:
| $6,395.79 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 53 | | |
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
764672
This series of Notes was issued and sold upon the funding of the borrower loan #90477, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| May-02-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 5.99% |
Borrower rate/APR:
| 6.99% / 8.33% |
Monthly payment:
| $617.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.90% | | |
| |
Estimated return*:
| 4.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 780-799 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,892 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-worldly-credit |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to... For home improvement and to pay off two high interest rate credit cards
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
764892
This series of Notes was issued and sold upon the funding of the borrower loan #91160, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| May-01-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-04-2013 |
|
|
Lender yield:
| 5.99% |
Borrower rate/APR:
| 6.99% / 8.33% |
Monthly payment:
| $463.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.90% | | |
| |
Estimated return*:
| 4.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 800-819 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,296 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vibrant-ore1 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 37 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2012)
740-759
(Mar-2011)
|
|
Principal balance:
| $10,043.72 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 37 | | |
Description
condo purchase
Purpose of loan: Rental property purchase
This loan will be used to complete a purchase of a rental property.
My financial situation: good
I am a good candidate for this loan because I have my regular income and I also have rental income coming in I have almost completely paid my credit cards and I have had a loan with prosper before and paid it off early.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
764978
This series of Notes was issued and sold upon the funding of the borrower loan #90897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| May-10-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 26.36% |
Borrower rate/APR:
| 27.36% / 30.00% |
Monthly payment:
| $184.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.10% | | |
| |
Estimated return*:
| 12.35% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,097 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fishking3 |
Borrower's state:
| Georgia |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 85 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $10,001.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2011)
660-679
(Jun-2010)
520-539
(Mar-2007)
520-539
(Jan-2007)
|
|
Principal balance:
| $2,238.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 85 | | |
Description
Kitchen upgrade
Purpose of loan:
This loan will be used to...update our kitchen.
My financial situation:
I am a good candidate for this loan because...I have paid off two other loans and not far from a third.
Monthly net income: $5400
Monthly expenses: $
Housing: $802
Insurance: $200
Car expenses: $300
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
765606
This series of Notes was issued and sold upon the funding of the borrower loan #90991, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| May-05-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 12.34% |
Borrower rate/APR:
| 13.34% / 15.63% |
Monthly payment:
| $309.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.81% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 9y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,805 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| compassion-pinnacle3 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
I am paying off debt on revolving credit to work hard for improving my finances and saving some of my income in the future and planning efficiently .
My financial situation:
I am a good candidate for this loan because...I am a hard worker that will pay this loan timely and make sure to meet payments every month and commitment to this loan responsibility! I also will reduce my revolving credit card debt and set up a savings account for financial stability and place some of my income in savings account as my goal !
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
765710
This series of Notes was issued and sold upon the funding of the borrower loan #90583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $31,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| May-03-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 10.69% |
Borrower rate/APR:
| 11.69% / 13.94% |
Monthly payment:
| $684.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.30% | | |
| |
Estimated return*:
| 7.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 800-819 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52,734 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| keen-deal396 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bank of America CC Payoff
Purpose of loan:
This loan will be used to payoff a Bank of America credit card.
My financial situation:
I am a good candidate for this loan because of my credit rating, employment status and the fact that this is used to payoff existing debt.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
765756
This series of Notes was issued and sold upon the funding of the borrower loan #90267, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| May-03-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-06-2013 |
|
|
Lender yield:
| 18.84% |
Borrower rate/APR:
| 19.84% / 22.28% |
Monthly payment:
| $343.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.65% | | |
| |
Estimated return*:
| 10.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 9y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $18,954 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| DesertStormVet |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
766124
This series of Notes was issued and sold upon the funding of the borrower loan #90800, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,900.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-04-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-07-2013 |
|
|
Lender yield:
| 17.19% |
Borrower rate/APR:
| 18.19% / 20.59% |
Monthly payment:
| $252.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.19% | | |
| |
Estimated return*:
| 10.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
9 | Length of status: | 9y 11m |
|
Amount delinquent:
| $3,424 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,973 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-tremendous-currency0 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to..as a disabled veteran, I need to consolidate my debt, and replace windows in my trailer...the loan will free up extra monthly cash to do so.
My financial situation: Good and stable.
I am a good candidate for this loan because...I pay my debts on time.
Monthly net income: $2400.00
Monthly expenses: $
Housing: $468.00
Insurance: $58.00
Car expenses: $40.00
Utilities: $155.00
Phone, cable, internet: $153.00
Food, entertainment: $200.00
Clothing, household expenses:
Credit cards and other loans: $450.00
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
766126
This series of Notes was issued and sold upon the funding of the borrower loan #90618, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| May-03-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-07-2013 |
|
|
Lender yield:
| 5.66% |
Borrower rate/APR:
| 6.66% / 7.99% |
Monthly payment:
| $460.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.59% | | |
| |
Estimated return*:
| 4.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,545 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sensai269 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Pay off credit card debt
My financial situation:
I am a good candidate for this loan because my credit history shows I have never missed a loan or credit card payment.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
766386
This series of Notes was issued and sold upon the funding of the borrower loan #90473, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| May-04-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $324.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,279 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| capital-empenada0 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: pay off credit cards.
This loan will be used to pay off high interest credit card debt more quickly.
My financial situation:
I am a good candidate for this loan because the loan repayment amount is less than I currently pay per month on the existing cards - they would just be paid off faster with a lower interest rate.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
766388
This series of Notes was issued and sold upon the funding of the borrower loan #91024, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-04-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-04-2013 |
|
|
Lender yield:
| 17.19% |
Borrower rate/APR:
| 18.19% / 20.59% |
Monthly payment:
| $254.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.19% | | |
| |
Estimated return*:
| 10.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,789 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| durability-fields |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
766398
This series of Notes was issued and sold upon the funding of the borrower loan #90498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| May-03-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-03-2013 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 25y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,588 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| duty-sycamore9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
766512
This series of Notes was issued and sold upon the funding of the borrower loan #90399, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.24% |
Listing Start date:
| May-03-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-03-2013 |
|
|
Lender yield:
| 14.59% |
Borrower rate/APR:
| 15.59% / 19.24% |
Monthly payment:
| $244.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.82% | | |
| |
Estimated return*:
| 8.58% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,616 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jubilant-income799 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to replace the heating and central air unit in my home. It is on its last legs.
My financial situation:
I am a good candidate for this loan because I am a 100% disabled Iraq War Veteran who is on a fixed income. I receive Social Security Disability as well as full VA Disability compensation. My monthly net income is $ 3,900.00.
Thank You for considering this loan.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
766816
This series of Notes was issued and sold upon the funding of the borrower loan #90198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| May-04-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-08-2013 |
|
|
Lender yield:
| 16.69% |
Borrower rate/APR:
| 17.69% / 20.08% |
Monthly payment:
| $327.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.75% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 14
/
13 | Length of status: | 2y 5m |
|
Amount delinquent:
| $1,605 |
Total credit lines:
| 48 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $12,967 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| commitment-dolphin6 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car Repair, loan cosolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
766910
This series of Notes was issued and sold upon the funding of the borrower loan #90252, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| May-05-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-07-2013 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $301.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1982 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 8y 9m |
|
Amount delinquent:
| $17,649 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,427 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-exchange-swashbuckler |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $12,400.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Sep-2012)
|
|
Principal balance:
| $10,260.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Other
Purpose of loan:
This loan will be used to..pay for moving expenses to Shorewood, Wis. and first and last months' rents.
My financial situation:
I am a good candidate for this loan because...I have already proved that I am a dependable borrower by my sucessful payments since October, 2012 on Prosper loan.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
766974
This series of Notes was issued and sold upon the funding of the borrower loan #90525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| May-05-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $572.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 8y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,310 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| duty-microscope6 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Payoff credit cards and consolidate to lower payments monthly.
My financial situation:
I am a good candidate for this loan because...
I have a very strong credit history and pay my bills on time. Established job time with employer.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
767106
This series of Notes was issued and sold upon the funding of the borrower loan #90228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| May-04-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-04-2013 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 25.01% |
Monthly payment:
| $151.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.73% | | |
| |
Estimated return*:
| 9.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1981 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 8y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $10,007 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 39 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wampum-nucleus624 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4900.00
Monthly expenses: $3200.00
Housing: $600.00
Insurance: $189.00
Car expenses: $425.00
Utilities: $100.00
Phone, cable, internet: $124.00
Food, entertainment: $450.00
Clothing, household expenses: $500.00
Credit cards and other loans: $4800.00 Total
Other expenses: $500,00
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
767110
This series of Notes was issued and sold upon the funding of the borrower loan #90117, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| May-04-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-04-2013 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $155.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 10 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 10y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $664 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 67 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jimkim |
Borrower's state:
| Tennessee |
Borrower's group:
| Debt Consolidators Unite! |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to... Buffer new home purchase
My financial situation:
I am a good candidate for this loan because...my income is all tax free and rock solid. It is Social Security disability and Private insurance disability I have been drawing for 10+ years
Monthly net income: $ 6195
Monthly expenses: $
Housing: $ 2350
Insurance: $ 69
Car expenses: $ 171
Utilities: $ 410
Phone, cable, internet: $ 185
Food, entertainment: $ 1250
Clothing, household expenses: $
Credit cards and other loans: $ 120
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
767274
This series of Notes was issued and sold upon the funding of the borrower loan #90402, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| May-04-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-04-2013 |
|
|
Lender yield:
| 20.79% |
Borrower rate/APR:
| 21.79% / 24.28% |
Monthly payment:
| $68.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.32% | | |
| |
Estimated return*:
| 11.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 8y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,138 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| songbird785 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to.consolidate credit cards..
My financial situation:
I am a good candidate for this loan because.i pay all my bills on time and i have a good credit score..
Monthly net income: $2000
Monthly expenses: $
Housing: $400
Insurance: $50
Car expenses: $200
Utilities: $0
Phone, cable, internet: $70
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
767424
This series of Notes was issued and sold upon the funding of the borrower loan #90492, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| May-04-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-04-2013 |
|
|
Lender yield:
| 25.72% |
Borrower rate/APR:
| 26.72% / 29.34% |
Monthly payment:
| $60.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.55% | | |
| |
Estimated return*:
| 12.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,666 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| loot-snowdome2 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2013)
740-759
(Oct-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Green Loans
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3794.00
Monthly expenses: $800.00
Housing: $0
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
767636
This series of Notes was issued and sold upon the funding of the borrower loan #90207, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| May-06-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-06-2013 |
|
|
Lender yield:
| 18.14% |
Borrower rate/APR:
| 19.14% / 21.57% |
Monthly payment:
| $260.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.02% | | |
| |
Estimated return*:
| 10.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,940 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| exciting-finance074 |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,100.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Debt consolidation
Purpose of loan: I will be using this to consolidate my two loans. By doing this I will have a lower interest rate and save over $100.00 a month on a payment. As a single Mom trying very hard to get on her feet after being laid off last year, those things will make a huge difference
My financial situation:
I am a good candidate for this loan because I have a solid income, in fact I work two jobs right now to make sure I have enough money each month. I am a single mom with a high school student and two in college and have worked hard all my life to make sure I can always pay the bills. Even during the months I was unemployed I stayed current with my bills.
Monthly net income: $ 2750.00
Monthly expenses: $
Housing: $ 1050.00
Insurance: $ 90.00
Car expenses: $200.00 (much of that is for gas to and from work )
Utilities: $ 115.00
Phone, cable, internet: $250.00
Food, entertainment: $250.00
Clothing, household expenses: $
Credit cards and other loans: $450.00 (this will go down by 130.00 a month with this loan.)
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
767676
This series of Notes was issued and sold upon the funding of the borrower loan #90138, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.25% |
Listing Start date:
| May-04-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-04-2013 |
|
|
Lender yield:
| 25.39% |
Borrower rate/APR:
| 26.39% / 30.29% |
Monthly payment:
| $161.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.18% | | |
| |
Estimated return*:
| 10.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 12y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $616 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| five-star-power7 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to Install a New Roof on our home.
My financial situation:
I am a good candidate for this loan because I have a very long stable career with the same company. Our company is currently one of the top in our industry and seeing stable growth in a difficult market place with new products announced this year.
Monthly net income: $ 5300.00 + Bonuses paid quarterly on performance
Monthly expenses: $ 2800
Housing: $ 998.00
Insurance: $ 200.00
Car expenses: $ 1300
Utilities: $ 300
Phone, cable, internet: $ 100
Food, entertainment: $ 400
Clothing, household expenses: $ 300
Credit cards and other loans: $ 80
Other expenses: $ 0
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
767828
This series of Notes was issued and sold upon the funding of the borrower loan #91258, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,265.62 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.74% |
Listing Start date:
| May-06-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $486.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1968 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
22 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $96,577 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| happy-income1 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off Citibank card in my wifes name and reduce credit line to $3,000.00
My financial situation:
I am a good candidate for this loan because... I have a great credit rating. I have one negative on a home I walked away from because its value fell from purchase price of $450,000 to $200,000. Every crediot I have ever had has been handled perfectly.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
767924
This series of Notes was issued and sold upon the funding of the borrower loan #90627, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.24% |
Listing Start date:
| May-06-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-06-2013 |
|
|
Lender yield:
| 21.09% |
Borrower rate/APR:
| 22.09% / 24.59% |
Monthly payment:
| $553.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.57% | | |
| |
Estimated return*:
| 11.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 11y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,408 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rambo0002 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
768060
This series of Notes was issued and sold upon the funding of the borrower loan #91058, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| May-05-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-07-2013 |
|
|
Lender yield:
| 24.79% |
Borrower rate/APR:
| 25.79% / 28.39% |
Monthly payment:
| $298.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.74% | | |
| |
Estimated return*:
| 11.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 8 |
Current / open credit lines:
| 8
/
8 | Length of status: | 11y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,852 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ernest88 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolate and establish good credit
My financial situation: deceit
I am a good candidate for this loan because...i've been very steady at my job
Monthly net income: $2260.00
Monthly expenses: $1300.00
Housing: $500.00
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
768066
This series of Notes was issued and sold upon the funding of the borrower loan #91130, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| May-05-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 16.69% |
Borrower rate/APR:
| 17.69% / 20.08% |
Monthly payment:
| $504.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.75% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,449 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Deandrea |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
768562
This series of Notes was issued and sold upon the funding of the borrower loan #90114, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| May-06-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-06-2013 |
|
|
Lender yield:
| 15.39% |
Borrower rate/APR:
| 16.39% / 20.05% |
Monthly payment:
| $353.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.52% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 9y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,319 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| principal-injector653 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2012)
|
|
Principal balance:
| $9,356.07 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Cosmetic Procedures
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
768738
This series of Notes was issued and sold upon the funding of the borrower loan #90384, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| May-06-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 11.69% |
Borrower rate/APR:
| 12.69% / 14.97% |
Monthly payment:
| $451.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.22% | | |
| |
Estimated return*:
| 7.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 13y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,625 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Chardonnay |
Borrower's state:
| Georgia |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 97% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 3% )
| 700-719
(Sep-2006)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Leadership Development Conference
Purpose of loan:
This loan will be used to... fund the deposit for dates and location for a High Potential Leadership Development Conference in Atlanta. This conference targets the top 3% of leaders in Fortune 1000 companies.
My financial situation:
I am a good candidate for this loan because... I currently have the funds in my savings, although I would love to keep them liquid, as back up. I have had a loan with Prosper previously and have paid timely and in full. I have a good credit rating, a high level of integrity, and the committment to make your investment worth your while. I have been employed with my current Fortune 50 company for over 13 years.
Monthly net income: $ 5000
Monthly expenses: $ 2500
Details of Expenses
Housing: $ 1400
Insurance: $ 250
Car expenses: $ 0
Utilities: $ 100
Phone, cable, internet: $ 100
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 0
Other expenses: $ 0
I look forward to partnering again with my fellow colleeagues at Prosper. Thank you in advance for your consideration.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
768824
This series of Notes was issued and sold upon the funding of the borrower loan #91360, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| May-06-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $836.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2006 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 740-759 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Chemist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,561 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dollar-circuit8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...help me with a lower interest and rather pay people than big banks to be debt free sooner.
My financial situation:
I am a good candidate for this loan because... I can afford a higher payment than what I am requesting and have spotless long history of credit score.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
768980
This series of Notes was issued and sold upon the funding of the borrower loan #90144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $35,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| May-07-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $1,179.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 800-819 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,158 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| exciting-deal159 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Crossfit small business loan
Purpose of loan:
This loan will be used to fund a Crossfit business in Canal Winchester Ohio the perfect location between Columbus and Lancaster. I have stratigetically placed the business in a very busy area with great visibility and multiple accesses to the leased building. I have signed a two year lease agreement and have Crossfit affiliation and necessary insurance to provide excellent Crossfit training to the local area. Canal Winchester is a growing area and only has one ther gym in the vicinity that does not provide personal one to one and one to six scheduled training sessions. Crossfit is a form of intense functional movement and can be scaled for even the least athletic fit person. I am providing training to ages 14 thru eternity! The workouts are not only physically challenging but mentally challenging as well. These workouts provide the building of character on an individual basis and each new achievement is celebrated by everyone in the gym or what Crossfit calls "a box". I have employed my husband as the level 1 certified trainer and I will be running the business aspect until the middle of June when I am set to take the certification as well and incorporate kids Crossfit into the mix. As a registered nurse I feel it is very important to get our new generation of kids up and moving and challenging themselves for the future of our community.
My financial situation:
I am a good candidate for this loan because I am a registered nurse and am not leaving my current position. I plan on just incorporating this gym into my already existing schedule. I need the loan to buy the equipment and miscellaneous costs of starting a business. I have personally already invested 10,000.00 in the building, affiliation, business registration and insurance. I have priced out what the cost of the needed equipment to be at roughly 18,000 and will need office equipment as well along with advertising on a budget. ...we are planning on opening in June of 2013. My business plan projection based on very reasonable new members and retention of members looks as though in September I will be bringing in approximately 8000.00 with 4200.00 going to expenses. My plan with this loan would to be sustain and pay off in the quickest amount of time possible however three years is a very reasonable time frame. Please consider my loan request and help a small community become strong and fit.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
769104
This series of Notes was issued and sold upon the funding of the borrower loan #90803, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| May-08-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 26.36% |
Borrower rate/APR:
| 27.36% / 30.00% |
Monthly payment:
| $399.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.10% | | |
| |
Estimated return*:
| 12.35% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
7 | Length of status: | 1y 1m |
|
Amount delinquent:
| $3,251 |
Total credit lines:
| 27 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,131 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| helpful-power83 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off IRS debt
My financial situation:
I am a good candidate for this loan because I make a very large amount of money but would rather pay the IRS right away
Monthly net income: $11,396
Monthly expenses: $200
Housing: $1500
Insurance: $200
Car expenses: $520
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $750
Clothing, household expenses: $250
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
769144
This series of Notes was issued and sold upon the funding of the borrower loan #90757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $107.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 56% |
|
Credit score:
| 620-639 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 13y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,638 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| palexa_mba |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2011)
|
|
Principal balance:
| $1,333.06 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
769174
This series of Notes was issued and sold upon the funding of the borrower loan #90930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| May-08-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 11.03% |
Borrower rate/APR:
| 12.03% / 14.86% |
Monthly payment:
| $431.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.61% | | |
| |
Estimated return*:
| 7.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1984 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 29
/
18 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,373 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| benjamins-glider55 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to.pay in full several loans I now have at high interest rates...
My financial situation:
I am a good candidate for this loan because..I pay my bills on time despite my obligations.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
769390
This series of Notes was issued and sold upon the funding of the borrower loan #90734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| May-07-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 13.19% |
Borrower rate/APR:
| 14.19% / 16.50% |
Monthly payment:
| $350.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.60% | | |
| |
Estimated return*:
| 8.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 13y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,375 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thriller897 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
769448
This series of Notes was issued and sold upon the funding of the borrower loan #90357, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| May-09-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 24.06% |
Borrower rate/APR:
| 25.06% / 27.64% |
Monthly payment:
| $117.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.11% | | |
| |
Estimated return*:
| 11.86% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,653 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| currency-spa3 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
This loan will be used to... Consolidate my credit cards to into one bill.
My financial situation:
I am a good candidate for this loan because... I go to work every day and I always pay my bills on time.
Monthly net income: $1947.20
Monthly expenses:
Housing: $0
Insurance: $50.00
Car expenses: $447.00
Utilities: $60.00
Phone, cable, internet: $45
Food, entertainment: $50.00
Clothing, household expenses: $50.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
769582
This series of Notes was issued and sold upon the funding of the borrower loan #90522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| May-06-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-06-2013 |
|
|
Lender yield:
| 14.19% |
Borrower rate/APR:
| 15.19% / 17.52% |
Monthly payment:
| $358.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.50% | | |
| |
Estimated return*:
| 8.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 8y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,898 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| economy-sergeant6 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off 4 other credit cards with the same interest rate. It's easier for me to have a fixed payment plan and with my busy schedule to worry about 1 automated payment rather that due dates on 4 other credit cards
My financial situation:
I am a good candidate for this loan because...I am paying more than the minimums on all 4 current cards, I have 2 jobs, one in technology sales (salary plus commission) and as a Physical Therapist Assistant (hourly-25-30 hours a week)
Monthly net income: $5000
Monthly expenses: $4000
Housing: $850
Insurance: $150
Car expenses: $500
Utilities: $100
Phone, cable, internet: $250
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $1500
Other expenses: $200
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
769694
This series of Notes was issued and sold upon the funding of the borrower loan #91223, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| May-07-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 13.59% |
Borrower rate/APR:
| 14.59% / 18.21% |
Monthly payment:
| $516.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1963 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 2m |
|
Amount delinquent:
| $166 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,034 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-pound-grove |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
769790
This series of Notes was issued and sold upon the funding of the borrower loan #91009, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| May-07-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-07-2013 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $128.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.79% | | |
| |
Estimated return*:
| 9.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1976 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,145 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lively-treasure136 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
pay off a higher rate credit card
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3500
Total Monthly expenses: $2300
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
769830
This series of Notes was issued and sold upon the funding of the borrower loan #91222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $23,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $828.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $16,900 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| priceless-generosity2 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
769832
This series of Notes was issued and sold upon the funding of the borrower loan #90599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $28,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| May-09-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 19.36% |
Monthly payment:
| $695.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.12% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,351 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| adaptable-p2p893 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...payoff higher interest credit cards
My financial situation: Bank of America
I am a good candidate for this loan because...I have over $320,000 in stocks, bonds, and gold investments in my portfolio. Additionally, we own a farm real estate valued at $190,000 plus I have another $200,000 equity in my primary and secondary residence. I didnt want to go through a home equity loan and dont want to touch my investments. In addition I have additional funds in 401k but dont want to take a loan froom the account unless I have too.
Monthly net income: $8,000 including $800 vehicle allowance
Monthly expenses: $
Housing: $2,000
Insurance: $250
Car expenses: $1100 (I get $800 month net allowance in addition to salary)
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $600
Clothing, household expenses: $
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770050
This series of Notes was issued and sold upon the funding of the borrower loan #90234, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-07-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-07-2013 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $124.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 17y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $56,318 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| aggresive-p2p782 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other to help a friend out
Purpose of loan:
This loan will be used to...help a friend out with there medical bills
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770080
This series of Notes was issued and sold upon the funding of the borrower loan #91049, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| May-14-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $158.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,991 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| shiny-affluence8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770126
This series of Notes was issued and sold upon the funding of the borrower loan #90183, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| May-07-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 10.69% |
Borrower rate/APR:
| 11.69% / 13.94% |
Monthly payment:
| $331.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.30% | | |
| |
Estimated return*:
| 7.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 10y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,832 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| benjamins-goblin316 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770180
This series of Notes was issued and sold upon the funding of the borrower loan #90904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| May-07-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-07-2013 |
|
|
Lender yield:
| 26.86% |
Borrower rate/APR:
| 27.86% / 31.79% |
Monthly payment:
| $165.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.47% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 4m |
|
Amount delinquent:
| $301 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $495 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vibrant-money993 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770208
This series of Notes was issued and sold upon the funding of the borrower loan #90437, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $172.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
11 | Length of status: | 27y 4m |
|
Amount delinquent:
| $641 |
Total credit lines:
| 15 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,097 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balance-zeus0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2012)
|
|
Principal balance:
| $2,699.48 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...paying 4 cards off.
My financial situation:
I am a good candidate for this loan because... NEVER MIST A PAYMENT. NEVER WILL!!
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770354
This series of Notes was issued and sold upon the funding of the borrower loan #90953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| May-07-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-07-2013 |
|
|
Lender yield:
| 15.39% |
Borrower rate/APR:
| 16.39% / 20.05% |
Monthly payment:
| $106.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.52% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 14y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,978 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| happy-euro015 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...do repairs to my front porch, I also need to have some carpeting repaired, garage disposal has to be replaced as well as having a patio laid.
My financial situation:
I am a good candidate for this loan because...I pay my bills. My debt is due in part to college loans for me as well as cosigning for my daughter that is pursuing a nursing degree. I have a Master's Degree in Business (2002) and I have Management position (Legal Administrator/COO) with my current employer. Where I've been employed for 14 years. I will pay the loan back.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770374
This series of Notes was issued and sold upon the funding of the borrower loan #91030, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| May-07-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-07-2013 |
|
|
Lender yield:
| 18.14% |
Borrower rate/APR:
| 19.14% / 21.57% |
Monthly payment:
| $247.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.02% | | |
| |
Estimated return*:
| 10.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,098 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| duty-sycamore082 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3200
Monthly expenses: $
Housing: $450
Insurance: $80
Car expenses: $450
Utilities: $150
Phone, cable, internet: $60
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770390
This series of Notes was issued and sold upon the funding of the borrower loan #90813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| May-17-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $385.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,440 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payment-gala0 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770670
This series of Notes was issued and sold upon the funding of the borrower loan #90605, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| May-07-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 7.69% |
Borrower rate/APR:
| 8.69% / 10.88% |
Monthly payment:
| $329.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.51% | | |
| |
Estimated return*:
| 5.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1985 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,510 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| transaction-clarinet40 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off my 2 high interest credit cards
My financial situation:
I am a good candidate for this loan because...I am a foreman at the Convention Center in San Diego. We are booked thru 2015. So I have a steady good job. I have no payment delinquencies or late payments, no negative public records, the inquiries on my credit were from when I bought my home, I don't know why the checked it so many times for just 1 purchase. I would really like to pay less interest and get my dept paid.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770920
This series of Notes was issued and sold upon the funding of the borrower loan #90745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| May-11-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $172.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-1996 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,892 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| majestic-benjamins4 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I am willing to pay back all the money borrowed, and I am able to.
Monthly net income: $2407.44
Monthly expenses: $1,200.00
Housing: $0.00
Insurance: $167.00
Car expenses: $169.00
Utilities: $110.00
Phone, cable, internet: $72.00
Food, entertainment: $220.00
Clothing, household expenses: $200.00
Credit cards and other loans: $175.00
Other expenses: $87.00
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
770930
This series of Notes was issued and sold upon the funding of the borrower loan #90261, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| May-08-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-08-2013 |
|
|
Lender yield:
| 17.74% |
Borrower rate/APR:
| 18.74% / 21.16% |
Monthly payment:
| $257.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.68% | | |
| |
Estimated return*:
| 10.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 17y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,427 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gain-trident5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jan-2012)
|
|
Principal balance:
| $20,259.92 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Other
Purpose of loan:
This loan will be used to...pay a tsp loan so that in one year i can take out and pay my car loan and credit cards and aim to be debt free in four years. so i can help my 12 year old daughter and fourteen year son old attend college.
My financial situation:
I am a good candidate for this loan because...I always believe in paying what I barrow. I may have forgotten a payment here n there but i make sure I get back on track.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
771130
This series of Notes was issued and sold upon the funding of the borrower loan #90779, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 25.72% |
Borrower rate/APR:
| 26.72% / 29.34% |
Monthly payment:
| $364.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.55% | | |
| |
Estimated return*:
| 12.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 16y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,808 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| systematic-bonus380 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
771152
This series of Notes was issued and sold upon the funding of the borrower loan #90821, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| May-08-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $294.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $10,024 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| first-gentle-finance |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt. I'm currently paying more than the minimum amount but due to high interest rate it is difficult to pay that down. My payments have been timely.
My financial situation:
I am a good candidate for this loan because my payments have been timely and paid more than the minimum amount. Although I did not have good history in past I've been working on improving this in past few years. I like to consolidate the debt and have lower interest so that I can work on paying this off faster.
thank you
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
771162
This series of Notes was issued and sold upon the funding of the borrower loan #90511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| May-07-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 9.33% |
Monthly payment:
| $469.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.84% | | |
| |
Estimated return*:
| 5.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 30y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,952 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| credible-loyalty6 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate two credit cards (Bank of America and Discover)
My financial situation:
I have never defaulted on any obligation in my life. I am a senior officer on active duty (29 years of service U.S. Army) and currently being buried in interest payments due to a hardship situation that occurred several years ago. Am very appreciative of the help and will certainly repay this obligation. I will still have one major credit card with a high balance, but the interest rate is low enough that I can payoff this card at the same time.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
771410
This series of Notes was issued and sold upon the funding of the borrower loan #90429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| May-13-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 6.59% |
Borrower rate/APR:
| 7.59% / 8.93% |
Monthly payment:
| $545.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.47% | | |
| |
Estimated return*:
| 4.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 800-819 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 10y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,804 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-dollar-communicator |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to pay off a three credit cards, a quad and do a couple of home improvements.
My financial situation:
I am a good candidate for this loan because I am a responsible person and this loan will reduce the interest that I am currently paying on all four accounts. Thank you very much for the consideration!
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
771576
This series of Notes was issued and sold upon the funding of the borrower loan #90830, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| May-07-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 5.66% |
Borrower rate/APR:
| 6.66% / 7.99% |
Monthly payment:
| $353.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.59% | | |
| |
Estimated return*:
| 4.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 9y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,062 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-gold-swashbuckler |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to fund some improvements to a rental property that I own. I refinanced my loan within the past year to take advantage of the low rate environment, a prosper loan will save me the expense of a new appraisal, taxes and closing costs.
My financial situation:
I am a good candidate for this loan because I have excellent credit, with a flawless repayment history. I have solid income both from my banking job ($100K +) and from the rental property in question. I receive monthly rent of $3,000 from the property and have a monthly mortgage obligation of $1,350. After other expenses, this property alone provides me with free cash flow of nearly $1,000 per month.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
771716
This series of Notes was issued and sold upon the funding of the borrower loan #90539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| May-08-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 9.99% |
Borrower rate/APR:
| 10.99% / 13.23% |
Monthly payment:
| $326.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.65% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,411 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tranquil-exchange4 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Pay off credit card and installment loan debt. I pay high interest rates on my credit cards and auto loan. I would like to lower the total monthly interest I pay as well as consolidate the payments into one, easy to manage payment instead of five payments that are all due at different times of the month.
My financial situation:
I am a good candidate for this loan because my total monthly debt to income ratio is very low and I have never had a 30+ day delinquency with any of my creditors. I have a degree in economics and have a full time job supervising mortgage processors for one of the largest credit unions in the nation. I will never be laid off from my job (my company has not laid anyone off since it started in 1935).
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
771812
This series of Notes was issued and sold upon the funding of the borrower loan #90339, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.99% |
Listing Start date:
| May-08-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 14.79% |
Borrower rate/APR:
| 15.79% / 18.14% |
Monthly payment:
| $242.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.04% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1984 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,133 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-ore-tambourine |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
771834
This series of Notes was issued and sold upon the funding of the borrower loan #90579, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| May-07-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 25.01% |
Monthly payment:
| $755.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.73% | | |
| |
Estimated return*:
| 9.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 12
/
12 | Length of status: | 3y 6m |
|
Amount delinquent:
| $7,972 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,683 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fairness-bandit8 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...debt consolidation and settlement to end marriage
My financial situation:
I am a good candidate for this loan because...I have a good paying job and am credit conscience now that I am on the right road from previous years bad histry. My goal is to achieve an 800 credit score and start savings.
Monthly net income: $3900 plus bonus 15th each month $2000 sometime $3000
Monthly expenses: $200
Housing: $1250
Insurance: $108
Car expenses: $no car payment
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $900
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
771928
This series of Notes was issued and sold upon the funding of the borrower loan #91169, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| May-15-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 10.69% |
Borrower rate/APR:
| 11.69% / 13.94% |
Monthly payment:
| $331.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.30% | | |
| |
Estimated return*:
| 7.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,084 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mommouse |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 86 ( 98% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $18,300.00 | < 31 days late:
| 2
( 2% )
| 720-739
(Oct-2011)
680-699
(Apr-2010)
660-679
(Jul-2008)
|
|
Principal balance:
| $3,956.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 88 | | |
Description
Auto
Purpose of loan:
It is time to replace our vehicles. After doing our research, we decided that we don't want to buy brand new, but get 2 cars that are 2 years old. With our down payment and the Prosper loan, we can get 2 cars and 1 loan. We did consider some of the dealer offers, but this is a better fit for us.
My financial situation:
I have been employed for over 3 years at my current job and have been promoted twice in the past year. My income has increased over 20%. Savings has grown which is why we can put some of own cash into the deal and still have a comfortable reserve.
My credit report shows 2 less than 30 day late payments. These were both errors on my part of the due date - I logged in to pay online and did not realize I missed the cut off time. I now pay them a few days early to not make that same mistake again.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
772062
This series of Notes was issued and sold upon the funding of the borrower loan #90657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| May-19-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-19-2013 |
|
|
Lender yield:
| 16.69% |
Borrower rate/APR:
| 17.69% / 20.08% |
Monthly payment:
| $163.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.75% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2008 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,037 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| silver-rocket2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Other-Taking the Bar Exam
Purpose of loan:
This loan will be used to pay for review costs and fees in taking the July 2013 California Bar Exam.
My financial situation:
I am a good candidate for this loan because I have a good track record for paying off my loans. I try to pay down my loan balance as soon as possible, and I have made provision for loan payments in my budget.
Monthly net income: $2112
Monthly expenses: $
Housing: $850
Insurance: $120
Car expenses: $215
Utilities: $20
Phone, cable, internet: $30
Food, entertainment: $235
Clothing, household expenses: $55
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
772218
This series of Notes was issued and sold upon the funding of the borrower loan #90959, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| May-08-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-08-2013 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $169.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,729 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bid-cadence4 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
772244
This series of Notes was issued and sold upon the funding of the borrower loan #90979, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| May-16-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 7.49% |
Borrower rate/APR:
| 8.49% / 9.84% |
Monthly payment:
| $473.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.31% | | |
| |
Estimated return*:
| 5.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 10y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Pharmacist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,993 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| resolute-felicity4 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 18 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $26,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2012)
740-759
(Oct-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Investment in Stocks & Options
Purpose of loan:
This loan will be used to invest in high quality stocks like IBM and their underlying options. I have been investing for several years and have successfully utilized the covered call strategy to generate reasonable returns. This loan amount will be polled with my existing portfolio to increase my investable capital.
My financial situation:
I am a good candidate for this loan because I have a steady job in the non-cyclical healthcare sector. In addition, over the past 2 years, I have repaid the 2 loans that I took through Prosper.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
772276
This series of Notes was issued and sold upon the funding of the borrower loan #90593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| May-08-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-08-2013 |
|
|
Lender yield:
| 23.19% |
Borrower rate/APR:
| 24.19% / 28.03% |
Monthly payment:
| $157.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.26% | | |
| |
Estimated return*:
| 10.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 620-639 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,100 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vskee |
Borrower's state:
| Georgia |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 97% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 3% )
| 640-659
(Aug-2009)
660-679
(Feb-2008)
660-679
(Sep-2006)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Business
Purpose of loan:
This loan will be used to assist in my Expo business that operates in the Southeastern US region. My plan is to use the $4000 as incremental funds for my events which have already sold out the previous 2 times. I plan to pay back the loan early. I have secured another Prosper loan in the past which I paid back with no issues.
My financial situation:
I am a good candidate for this loan because I have a primary income that allows me to pay this money back even if my expo profit margins are lower than what I expect them to be. I also believe in paying my bills. I was laid off 5.5 years ago and tried to work with my bank on my house payments. They would not assist unless I was behind so my credit took a hit due to that but I have paid off ALL outstanding loans since. and am current on ALL of my current accounts.
Monthly net income: $5126
Monthly expenses: $3268
Housing: $1550
Insurance: $190
Car expenses: $Company Car
Utilities: $478.23
Phone, cable, internet: $N/A
Food, entertainment: $575
Clothing, household expenses: $250
Credit cards and other loans: $75
Other expenses: $225
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
772340
This series of Notes was issued and sold upon the funding of the borrower loan #91093, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $172.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1966 |
Debt/Income ratio:
| 54% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 42
/
38 | Length of status: | 25y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 68 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $125,282 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vivid-point1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2012)
|
|
Principal balance:
| $3,236.05 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
772478
This series of Notes was issued and sold upon the funding of the borrower loan #90421, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| May-09-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 9.49% |
Borrower rate/APR:
| 10.49% / 12.72% |
Monthly payment:
| $322.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.19% | | |
| |
Estimated return*:
| 6.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 11m |
|
Amount delinquent:
| $10,298 |
Total credit lines:
| 26 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,520 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 30 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| paytonsdad |
Borrower's state:
| Missouri |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 67 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2012)
680-699
(Dec-2010)
740-759
(Mar-2007)
|
|
Principal balance:
| $3,259.43 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 67 | | |
Description
Debt Consol 4th Loan I'm good!
This will be my 4th loan, I have not had a late payment and 2 are already paid off, I will be using part of this funds to pay off the 3rd loan..The balance will go towards my other bills paying of higher rate amounts will reduce monthly costs by about $400 and a few things around the house. I will then have a set pay off time instead of the never ending revolving payment plans.
As you can see I have always paid off my loans and just want to finish off everything instead of bit by bit,. Thank you for your consideration!
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
772504
This series of Notes was issued and sold upon the funding of the borrower loan #90315, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| May-08-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $381.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1982 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 6y 9m |
|
Amount delinquent:
| $7,704 |
Total credit lines:
| 37 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,233 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 88 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| luminous-cash510 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Combine 2 credit cards where the end date is obtainable
My financial situation:
I am a good candidate for this loan because...
Because of outstanding credit worthingness
Monthly net income: $6500.00
Monthly expenses: $3250.00
Housing: $1250,00
Insurance: $109.00
Car expenses: $600.00
Utilities: $300.00
Phone, cable, internet: $200.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $200.00
Other expenses: $200.00
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
772786
This series of Notes was issued and sold upon the funding of the borrower loan #90622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| May-08-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $513.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 18
/
17 | Length of status: | 19y 7m |
|
Amount delinquent:
| $411 |
Total credit lines:
| 33 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $17,240 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| profitable-openness1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off high interest credit cards.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
772900
This series of Notes was issued and sold upon the funding of the borrower loan #90556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| May-08-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-08-2013 |
|
|
Lender yield:
| 22.59% |
Borrower rate/APR:
| 23.59% / 26.13% |
Monthly payment:
| $285.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.85% | | |
| |
Estimated return*:
| 11.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 11y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,775 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| first-generosity-magnifico |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
772924
This series of Notes was issued and sold upon the funding of the borrower loan #91012, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 5.04% |
Borrower rate/APR:
| 6.04% / 6.38% |
Monthly payment:
| $213.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.99% | | |
| |
Estimated return*:
| 4.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 820-839 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 62 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,560 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| eloquent-nickel9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
No description is available.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
772948
This series of Notes was issued and sold upon the funding of the borrower loan #90392, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| May-08-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 8.24% |
Borrower rate/APR:
| 9.24% / 12.02% |
Monthly payment:
| $382.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.02% | | |
| |
Estimated return*:
| 5.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 30y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,804 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vigilance-doughnut1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
772964
This series of Notes was issued and sold upon the funding of the borrower loan #90578, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.99% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 17.64% |
Borrower rate/APR:
| 18.64% / 22.35% |
Monthly payment:
| $72.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.49% | | |
| |
Estimated return*:
| 9.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,012 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| camaraderi-society2 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to pay for car repairs.
My financial situation:
I am a good candidate for this loan because it will be used responsibly. I am a responsible person who always pays my bills on time.
Monthly net income: $1200
Monthly expenses: $
Housing: $360
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $160
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773166
This series of Notes was issued and sold upon the funding of the borrower loan #90237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| May-11-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 28.16% |
Borrower rate/APR:
| 29.16% / 31.85% |
Monthly payment:
| $127.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.66% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
22 | Length of status: | 10y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,233 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| urboman1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773174
This series of Notes was issued and sold upon the funding of the borrower loan #91255, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $301.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| May-1977 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 15y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,951 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| velocity-opera |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2012)
|
|
Principal balance:
| $6,520.82 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
taxes
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773314
This series of Notes was issued and sold upon the funding of the borrower loan #90586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| May-09-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 23.32% |
Borrower rate/APR:
| 24.32% / 26.88% |
Monthly payment:
| $86.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.48% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 17y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,731 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kindness-chemistry627 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2012)
|
|
Principal balance:
| $2,853.82 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773352
This series of Notes was issued and sold upon the funding of the borrower loan #90204, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| May-08-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-08-2013 |
|
|
Lender yield:
| 19.59% |
Borrower rate/APR:
| 20.59% / 23.05% |
Monthly payment:
| $536.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.29% | | |
| |
Estimated return*:
| 11.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2008 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,967 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| spry-interest964 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Payments
Purpose of loan: Consolidate Credit Card Payments into one
This loan will be used to... payoff all credit card bills
My financial situation: good
I am a good candidate for this loan because... i apy all my payments onetime
Monthly net income: $5,400
Monthly expenses: $2000
Housing: $ 1780
Insurance: $
Car expenses: $500
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $500
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773374
This series of Notes was issued and sold upon the funding of the borrower loan #90531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $248.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $321 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| revenue-magician529 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Boat
Purpose of loan: Replace the motor on my boat
This loan will be used to...
My financial situation: I am the manager of a strong business
I am a good candidate for this loan because...
Monthly net income:
Housing: Insurance:
Car expenses: $
Utilities: $200.00
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773686
This series of Notes was issued and sold upon the funding of the borrower loan #90636, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $549.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.79% | | |
| |
Estimated return*:
| 9.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 34
/
34 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,003 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| upbeat-justice078 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773690
This series of Notes was issued and sold upon the funding of the borrower loan #90724, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 10.53% |
Borrower rate/APR:
| 11.53% / 14.35% |
Monthly payment:
| $329.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.15% | | |
| |
Estimated return*:
| 6.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,239 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| durability-bluebird |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt accumulated from the purchase of my first home.
My financial situation:
I am a good candidate for this loan because I have a steady full-time job and income as well as a second full-time income in my home to support the repayment of the loan. I just want to get rid of this debt and a 3 year loan is perfect.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773730
This series of Notes was issued and sold upon the funding of the borrower loan #90434, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 26.86% |
Borrower rate/APR:
| 27.86% / 31.79% |
Monthly payment:
| $156.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.47% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1985 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 620-639 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 6
/
5 | Length of status: | 15y 0m |
|
Amount delinquent:
| $23,571 |
Total credit lines:
| 44 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,681 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| first-class-basis |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2012)
|
|
Principal balance:
| $311.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Home improvement
No description is available.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773770
This series of Notes was issued and sold upon the funding of the borrower loan #90416, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 26.12% |
Borrower rate/APR:
| 27.12% / 31.03% |
Monthly payment:
| $143.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.82% | | |
| |
Estimated return*:
| 11.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 600-619 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,431 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| icfortune |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 40 ( 89% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 5
( 11% )
| 620-639
(Feb-2010)
600-619
(Dec-2009)
620-639
(Apr-2008)
|
|
Principal balance:
| $15.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 45 | | |
Description
Auto purchase
Purpose of loan:
This loan will be used to...buy a used car go work
My financial situation:
I am a good candidate for this loan because...I have a great repayment history. This will be my third Prosper loan
Monthly net income: $3200
Monthly expenses: $500
Housing: $1500
Insurance. : $ 120
Car expenses: $60
Utilities: $200
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773786
This series of Notes was issued and sold upon the funding of the borrower loan #90887, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $180.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 7m |
|
Amount delinquent:
| $28,684 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,168 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| industrious-fund097 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
773912
This series of Notes was issued and sold upon the funding of the borrower loan #90258, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Apr-2005 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,212 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| deal-american7 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing:
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774162
This series of Notes was issued and sold upon the funding of the borrower loan #91303, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 11.19% |
Borrower rate/APR:
| 12.19% / 14.45% |
Monthly payment:
| $335.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.76% | | |
| |
Estimated return*:
| 7.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 800-819 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
16 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,780 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| duty-sitar7 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to pay off some outstanding revolving credit debit
My financial situation:
I am a good candidate for this loan because I'm reliable, will make payments on time. My empoloyer uses a third party to verify employment and salary. They use the Work Number.Contact number; 1.800.367.5690, salary key assigned to me is 974433, employer code: Liberty Mutual Group #10667 and my social security number.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774204
This series of Notes was issued and sold upon the funding of the borrower loan #90508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,870.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $322.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 14y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,104 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| impressive-loan77 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off a couple of credit cards that have high rates and to replace a heat pump.
My financial situation:
I am a good candidate for this loan because...work every day and make pretty good wages.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774222
This series of Notes was issued and sold upon the funding of the borrower loan #90348, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 23.12% |
Monthly payment:
| $552.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.14% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 9y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,863 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| subtle-rate892 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774242
This series of Notes was issued and sold upon the funding of the borrower loan #90574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 23.19% |
Borrower rate/APR:
| 24.19% / 28.03% |
Monthly payment:
| $393.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.26% | | |
| |
Estimated return*:
| 10.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,178 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| proud-loot0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to Pay Off The Credit Cards
My financial situation:
I am a good candidate for this loan because I pay bills on time. I really want to get debt free ASAP and finally enjoy the life please?
Monthly net income: $2,400
Monthly expenses: $300
Housing: $0.00
Insurance: $0.00
Car expenses: $0.00
Utilities: $0.00
Phone, cable, internet: $0.00
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774274
This series of Notes was issued and sold upon the funding of the borrower loan #90162, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| May-09-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 25.72% |
Borrower rate/APR:
| 26.72% / 29.34% |
Monthly payment:
| $121.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.55% | | |
| |
Estimated return*:
| 12.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 29y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,363 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| delicious-balance7 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2012)
|
|
Principal balance:
| $1,661.55 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off bills and medical expenses
My financial situation:
I am a good candidate for this loan because I have a strong work history of 29+ years with same employer, am very reliable and have never missed a payment.
Monthly net income: $4900
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774354
This series of Notes was issued and sold upon the funding of the borrower loan #90919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.25% |
Listing Start date:
| May-17-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 25.39% |
Borrower rate/APR:
| 26.39% / 30.29% |
Monthly payment:
| $161.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.18% | | |
| |
Estimated return*:
| 10.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-2005 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,049 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| historic-money784 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Home Repair
Purpose of loan:
This loan will be used to...Fix and repair heating and AC unit
My financial situation: Good
I am a good candidate for this loan because...I have an excellent payment history and my debt to income ratio is very good.
Monthly net income: $5400
Monthly expenses: $2145
Housing: $875
Insurance: $120
Car expenses: $0
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774366
This series of Notes was issued and sold upon the funding of the borrower loan #90942, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| May-09-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 22.59% |
Borrower rate/APR:
| 23.59% / 26.13% |
Monthly payment:
| $285.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.85% | | |
| |
Estimated return*:
| 11.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1977 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,361 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| five-star-credit714 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to..pay off credit cards and taxes.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774432
This series of Notes was issued and sold upon the funding of the borrower loan #90192, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| May-09-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2013 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 32.39% |
Monthly payment:
| $128.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.12% | | |
| |
Estimated return*:
| 12.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 9 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,055 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| p2p-blossom944 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Server Engineer
Purpose of loan:
This loan will be used to...
Make some minor home repairs.
My financial situation:
I am a good candidate for this loan because...because I have a good record of paying my bills on time, I don't overuse my credit, I have a very stable job with a good pay rate $43 an hour, normally 40 hours a week. I feel I am very responsible with my finances. Thank you for your consideration.
Monthly net income: $5284
Monthly expenses: $
Housing: $1538
Insurance:
Car expenses: $216
Utilities:
Phone, cable, internet:
Food, entertainment:
Clothing, household expenses: $
Credit cards and other loans: $40
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774678
This series of Notes was issued and sold upon the funding of the borrower loan #90581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| May-09-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $653.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,365 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| stable-dinero15 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off high interest credit card debt.
My financial situation: Bank of America
I am a good candidate for this loan because I am determined to get out of debt over the next three years. Once my credit card debt is paid off I would like to work on paying down my mortgage and contributing more to my 401K each month.
Thank you for your consideration!
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774778
This series of Notes was issued and sold upon the funding of the borrower loan #90530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| May-11-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $126.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 63% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 28
/
28 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,745 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| diversification-architect9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774836
This series of Notes was issued and sold upon the funding of the borrower loan #90189, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| May-11-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $64.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
3 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,950 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bazaar-shooter0 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Debt Consolidation
This loan will be used to...
Will be used to pay one smaller loaner
My financial situation:
Good
I am a good candidate for this loan because...
I always pay my bolls on time
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774966
This series of Notes was issued and sold upon the funding of the borrower loan #90273, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| May-09-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 11.19% |
Borrower rate/APR:
| 12.19% / 14.45% |
Monthly payment:
| $446.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.76% | | |
| |
Estimated return*:
| 7.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,017 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| treasure-paradise712 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to update the roof and siding on a rental property that I own. I have owned the property since 2007 (6 years) and in that time by investing on interior renovations and marketing I have taken the gross income from $3000/month to $4000/month. I am now looking to invest in the roof and siding for this long term investment.
My financial situation:
I am a good candidate for this loan because I have multiple sources of income. I have a 9-5 job as a Mechanical Engineer designing medical equipment, I am the owner of my own property management company, and am a license NH Real Estate Salesperson.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
774986
This series of Notes was issued and sold upon the funding of the borrower loan #91021, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $219.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.79% | | |
| |
Estimated return*:
| 9.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1961 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 13
/
13 | Length of status: | 10y 2m |
|
Amount delinquent:
| $33,324 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,629 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tomahawk958 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...CONSOLIDATE DEBT
My financial situation: TD Bank
I am a good candidate for this loan because...
I am gainfully employed and have been at my job for 10 years.
Monthly net income: $3,500
Monthly expenses:
Housing: $1,200
Insurance: $140/month
Car expenses: $100
Utilities: $80
phone, cable, internet: $120
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775012
This series of Notes was issued and sold upon the funding of the borrower loan #90934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| May-11-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 14.19% |
Borrower rate/APR:
| 15.19% / 17.52% |
Monthly payment:
| $597.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.50% | | |
| |
Estimated return*:
| 8.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,508 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| agreement-boots8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
Purpose of loan:
This loan will be used to...Reduce some high interest debt
My financial situation:
I am a good candidate for this loan because...Good Employment history, good payment history, Don't miss payments
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775122
This series of Notes was issued and sold upon the funding of the borrower loan #90264, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 26.86% |
Borrower rate/APR:
| 27.86% / 31.79% |
Monthly payment:
| $165.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.47% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 11y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,826 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benevolent-treasure1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775140
This series of Notes was issued and sold upon the funding of the borrower loan #90737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $385.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1978 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 17
/
16 | Length of status: | 27y 5m |
|
Amount delinquent:
| $1,907 |
Total credit lines:
| 46 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,597 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| truth-sasquatch8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: pay off debt
This loan will be used to...pay my current credit cards and have only 1 payment, i will be closing most accounts
My financial situation: good
I am a good candidate for this loan because...i am eager to payoff and be almost debt free, i plan to pay this loan before 3 years, my rent is only 579.00 and will stay at this rate for a long time, it is a family owned property. if i dont correct the amount on monthly income it should be 2800.00.
Monthly net income: $1400
Monthly expenses: $300
Housing: $579.00
Insurance: $
Car expenses: $1 payment left
Utilities: $0
Phone, cable, internet: $65
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775330
This series of Notes was issued and sold upon the funding of the borrower loan #90171, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| May-13-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 11.19% |
Borrower rate/APR:
| 12.19% / 14.45% |
Monthly payment:
| $67.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.76% | | |
| |
Estimated return*:
| 7.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 13y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,871 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| return-genome7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 34 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jan-2012)
740-759
(Oct-2010)
740-759
(Dec-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to assist my family with medical bills due to an unexpected illness. They are retired and on a fixed income so they do not have the funds to pay their share of the cost of the procedure.
My financial situation:
I am a good candidate for this loan because I have a steady job I have been at for over 13 years and I have had Prosper loans in the past and have never missed or been late with a payment. I find this a great way to fund home improvement projects or unexpected large expenditures such as this.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775474
This series of Notes was issued and sold upon the funding of the borrower loan #90868, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-13-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 17.19% |
Borrower rate/APR:
| 18.19% / 20.59% |
Monthly payment:
| $280.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.19% | | |
| |
Estimated return*:
| 10.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,053 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| point-zenith5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to pay down credit card debt and set a fixed payment schedule.
My financial situation is solid. Thankfully, I have never been unemployed.
I am a good candidate for this loan because I have always paid my bills on time. After purchasing a home and making repairs, I now need to pay down credit card debt that was accumulated during that period.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775486
This series of Notes was issued and sold upon the funding of the borrower loan #90424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 25.01% |
Monthly payment:
| $188.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.73% | | |
| |
Estimated return*:
| 9.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 15y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,359 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| appetizing-deal917 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...personal
My financial situation:
I am a good candidate for this loan because...on time payments , own house , modern auto
Monthly net income: $4700
Monthly expenses: $2850
Housing: $720
Insurance: $80
Car expenses: $500
Utilities: $130
Phone, cable, internet: $120
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $750
Other expenses: $200
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775500
This series of Notes was issued and sold upon the funding of the borrower loan #90389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2013 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $334.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $813 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Priorityfemale |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2012)
700-719
(Jul-2008)
|
|
Principal balance:
| $3,590.74 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off other higher interest debt.
My financial situation:
I am a good candidate for this loan because I always pay my bills and have been a terrific Prosper borrower. I am dependable.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775504
This series of Notes was issued and sold upon the funding of the borrower loan #91351, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $888.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Apr-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,630 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-responsibility-berserker |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775628
This series of Notes was issued and sold upon the funding of the borrower loan #90786, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-11-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $533.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 5y 2m |
|
Amount delinquent:
| $3,127 |
Total credit lines:
| 37 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $858 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dedication-mechanic8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan:
This loan will be used to...
My financial situation: great
I am a good candidate for this loan because...
Monthly net income: $5920.00
Monthly expenses: $
Housing: $000
Insurance: $100
Car expenses: $600.00
Utilities: $0
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775658
This series of Notes was issued and sold upon the funding of the borrower loan #90659, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.99% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $399.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.00% | | |
| |
Estimated return*:
| 11.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 16y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,606 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| income-smasher9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate debt.
My financial situation:
I am a good candidate for this loan because...I pay all my bills on time. I am looking for one primary place to make payments as opposed to several different credit card companies.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775758
This series of Notes was issued and sold upon the funding of the borrower loan #90279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| May-10-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $172.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 89% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $34,854 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| money-base8 |
Borrower's state:
| Wyoming |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
pay unexpected debt
My financial situation:
I am a good candidate for this loan because...
Always pay my debts. A responsible person. My husband pays all house hold bills including house
Monthly net income: $1766.66
Monthly expenses: $400
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775784
This series of Notes was issued and sold upon the funding of the borrower loan #90796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 16.69% |
Borrower rate/APR:
| 17.69% / 20.08% |
Monthly payment:
| $252.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.75% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 18y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,498 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| p2ploan-papyrus8 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to.. DEDT CONSOLIATION.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775846
This series of Notes was issued and sold upon the funding of the borrower loan #90781, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $23,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| May-11-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 17.74% |
Borrower rate/APR:
| 18.74% / 21.16% |
Monthly payment:
| $593.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.68% | | |
| |
Estimated return*:
| 10.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2009 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,000 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| community-pal927 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to consolidate high interest credit cards and pay off another loan
My financial situation:
I am a good candidate for this loan because as per creditkarma.com, my credit utilization is 19% and 100% payments on time and I have good credit score 712
Monthly net income: $5500.00
Monthly expenses: $
Housing: $1650
Insurance: $230
Car expenses: $100
Utilities: $110
Phone, cable, internet: $76
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $0.0
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
775886
This series of Notes was issued and sold upon the funding of the borrower loan #90484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 13.19% |
Borrower rate/APR:
| 14.19% / 16.50% |
Monthly payment:
| $350.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.60% | | |
| |
Estimated return*:
| 8.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 24y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,105 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| BikerRob528 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 25 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Eliminate higher interest credit card debt.
My financial situation:
I am a good candidate for this loan because... I have a solid repayment history. I previously used Prosper and payed off my loan early. I am employed in a stable industry by a very solid company.
Monthly net income: $4800
Monthly expenses: Total approximately $4500, detailed below.
Housing: $ 1700
Insurance: $ 150
Car expenses: $ 500
Utilities: $225
Phone, cable, internet: $ 250
Food, entertainment: $600
Clothing, household expenses: $500
Credit cards and other loans: $ 400
Other expenses: $200
Savings: $300
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776016
This series of Notes was issued and sold upon the funding of the borrower loan #90926, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $35,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| May-10-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 11.69% |
Borrower rate/APR:
| 12.69% / 14.97% |
Monthly payment:
| $790.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.22% | | |
| |
Estimated return*:
| 7.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $66,503 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| duty-steward7 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate higher interest loans.
My financial situation:
I am a good candidate for this loan because I am a timely bill payer with a solid employment history.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776058
This series of Notes was issued and sold upon the funding of the borrower loan #90595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| May-10-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 17.74% |
Borrower rate/APR:
| 18.74% / 21.16% |
Monthly payment:
| $257.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.68% | | |
| |
Estimated return*:
| 10.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1984 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
17 | Length of status: | 27y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $132 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| supporter5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2012)
|
|
Principal balance:
| $14,174.58 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my credit card debt to lower interest rate paid and to lower my monthly payments
My financial situation:
I am a good candidate for this loan because I have been employed at the same company for 27 years with a good paying job.
Monthly net income: $7500
Monthly expenses: $6150
Housing: $2900
Insurance: $150
Car expenses: $350
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $900
Other expenses: $800.00
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776132
This series of Notes was issued and sold upon the funding of the borrower loan #90423, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $572.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1972 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $166,257 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| euro-albatross541 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to pay off taxes.
My financial situation:
I am a good candidate for this loan because I am a successful business owner with a good income looking to finance affordable monthly payments.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776148
This series of Notes was issued and sold upon the funding of the borrower loan #90971, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $181.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 9.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1985 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,730 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 50 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| integrity-channel |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Dept
This loan will be used to...Pay down bills
My financial situation: Good
I am a good candidate for this loan because... Good Credit
Monthly net income: $2681.52
Monthly expenses: $
Housing: $1061.00
Insurance: $0
Car expenses: $700.00
Utilities: $65.00
Phone, cable, internet: $35.00
Food, entertainment: $150.00
Clothing, household expenses: $0.
Credit cards and other loans: $200.
Other expenses: $
0.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776180
This series of Notes was issued and sold upon the funding of the borrower loan #90689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.24% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 21.09% |
Borrower rate/APR:
| 22.09% / 24.59% |
Monthly payment:
| $110.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.57% | | |
| |
Estimated return*:
| 11.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 3y 8m |
|
Amount delinquent:
| $25 |
Total credit lines:
| 36 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $951 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-compatible-nickel |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jun-2012)
|
|
Principal balance:
| $13,229.77 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776192
This series of Notes was issued and sold upon the funding of the borrower loan #90303, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 26.12% |
Borrower rate/APR:
| 27.12% / 31.03% |
Monthly payment:
| $163.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.82% | | |
| |
Estimated return*:
| 11.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,905 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| youthful-openness225 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Not available
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776274
This series of Notes was issued and sold upon the funding of the borrower loan #91082, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| May-11-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 11.69% |
Borrower rate/APR:
| 12.69% / 14.97% |
Monthly payment:
| $158.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.22% | | |
| |
Estimated return*:
| 7.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1975 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
10 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,161 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| friendly-felicity94 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...build decking in my yard
My financial situation:
I am a good candidate for this loan because... i have no mortgage on my home and wish to increase its value, never late and pay my debts in full.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776282
This series of Notes was issued and sold upon the funding of the borrower loan #91112, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 16.69% |
Borrower rate/APR:
| 17.69% / 20.08% |
Monthly payment:
| $504.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.75% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 9y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,181 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-goal-commitment |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Financial Security
Purpose of loan:
This loan will be used to...I would like to pay off my two credit cards so that I can contribute more money towards my 401K. Additionally I would like to pay off my car loan as I commute 142 miles to and from work and would like to hold the title to purchase a new vehicle when necessary. Any money left over would be ued to make home improvements.
My financial situation:
I am a good candidate for this loan because...I have worked for the same company for 10 years and have steadily worked my way up through the ranks. I am a government contractor with a SSBI and a full lifestyle poly. I am obligated to take a full poly every five years and to complete a financial disclosure form every year to ensure my clearance status. Loan defults or bankruptacy, even late payments, can cost me my clearances which are required for the Agency I am contracted to work for. Through my company I have an investment advisor and I am making wise decisions for my future in regards to money management.
Monthly net income: $3,000
Monthly expenses: $1800
Housing: $955 (mortage) monthly included in my monthly expenses
Insurance: $130
Car expenses: $220
Utilities: $120
Phone, cable, internet: $85
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $580
Other expenses: $160
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776332
This series of Notes was issued and sold upon the funding of the borrower loan #90411, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $97.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 28y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,407 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| witty-dinero9 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776344
This series of Notes was issued and sold upon the funding of the borrower loan #90598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 21.84% |
Borrower rate/APR:
| 22.84% / 25.36% |
Monthly payment:
| $702.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.21% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,552 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| efficient-loot152 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolidate debts into one payment at a lower interest rate
My financial situation:
I am a good candidate for this loan because...
In addition to the annual salary listed I have a 25% annual bonus and $22,000 of annual stock options. The stock options can be exercised starting in 2015. This company is a rehire so my employment there is 7 years in total. I also contribute 6% to my matching 401k
Monthly net income: $8000
Monthly expenses: $7600
Housing: $2400
Insurance: $800
Car expenses: $120
Utilities: $400
Phone, cable, internet: $500
Food, entertainment: $2000
Clothing, household expenses: $200
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776386
This series of Notes was issued and sold upon the funding of the borrower loan #90537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 19.36% |
Monthly payment:
| $372.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.12% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 8y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $16,216 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dollar-pro2 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776392
This series of Notes was issued and sold upon the funding of the borrower loan #90476, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 20.79% |
Borrower rate/APR:
| 21.79% / 24.28% |
Monthly payment:
| $96.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.32% | | |
| |
Estimated return*:
| 11.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 24y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,594 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| truth-thriller0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to...pay property taxes
My financial situation:
I am a good candidate for this loan because...very stable, homeowner, 25 years on current employment.
Monthly net income: $3400.00
Monthly expenses: $
Housing: $909
Insurance: $118
Car expenses: $390
Utilities: $45,00
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776476
This series of Notes was issued and sold upon the funding of the borrower loan #91250, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $225.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,243 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unflappable-p2p1 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to purchase furniture, decorate and fix up home.
My financial situation:
I am a good candidate for this loan because my have a solid profession! I have great work history and am determined to rebuild my credit.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776520
This series of Notes was issued and sold upon the funding of the borrower loan #90898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.99% |
Listing Start date:
| May-11-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 20.59% |
Borrower rate/APR:
| 21.59% / 25.37% |
Monthly payment:
| $569.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.03% | | |
| |
Estimated return*:
| 10.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 620-639 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 12 |
Current / open credit lines:
| 8
/
8 | Length of status: | 24y 4m |
|
Amount delinquent:
| $9,728 |
Total credit lines:
| 46 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,974 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hershey88 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 34 ( 61% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $13,500.00 | < 31 days late:
| 22
( 39% )
| 620-639
(Jun-2011)
660-679
(Jul-2007)
620-639
(Jun-2007)
|
|
Principal balance:
| $2,871.59 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 56 | | |
Description
3rd Prosper Loan
Purpose of loan:
This loan will be used to...Business and Debt Consolidation
My financial situation:
I am a good candidate for this loan because...I have proven that I am credit worthy by my past two loans. I love Prosper, what Prosper stand for which is Peer to Peer Lending. I promise that I will never be 30 days late on my payment. I have been employed since I was 15. My present job; 24 years and 5 months. Never a break in employment, with a part-time job that
I am on track to make an extras $14,000.00 in 2013. I have the ability and willingness to pay.
Monthly net income: $$5274.00
Monthly expenses: $300.00
Housing: $1248.00
Insurance: $172.00
Car expenses: $267.00
Utilities: $275.00
Phone, cable, internet: $125.00
Food, entertainment: $50.00
Clothing, household expenses: $100.00
Credit cards and other loans: $203.00
Other expenses: $
75.00
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776548
This series of Notes was issued and sold upon the funding of the borrower loan #90836, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $321.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,881 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| affluence-handshake4 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...make improvements on my home such as gutter replacement, deck replacement and having a tree removed.
My financial situation:
I am a good candidate for this loan because...I have never defaulted on a loan. I have a solid income and I've been working in my industry for over 12 years now with the last 6+ with the same employer.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776596
This series of Notes was issued and sold upon the funding of the borrower loan #90764, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $160.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1957 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 33y 8m |
|
Amount delinquent:
| $138 |
Total credit lines:
| 9 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $630 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| compassion-awakening2 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...Re-roof
My financial situation:
I am a good candidate for this loan because...I need to get back in control
Monthly net income: $5350 Net
Monthly expenses: $ 250 Gasoline
Housing: $1738
Insurance: $278
Car expenses: $0
Utilities: $250
Phone, cable, internet: $ 195
Food, entertainment: $850
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $50
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776604
This series of Notes was issued and sold upon the funding of the borrower loan #91175, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| May-11-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $486.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 8y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Teacher's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,476 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| financier268 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to clear up bills put on our credit card to remodel or home after a pipe broke in the ceiling causing more damage then our home owners insurance paid for.
My financial situation:
I am a good candidate for this loan because...I always pay my bills on time and when they are due.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776694
This series of Notes was issued and sold upon the funding of the borrower loan #90282, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.99% |
Listing Start date:
| May-11-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2013 |
|
|
Lender yield:
| 20.59% |
Borrower rate/APR:
| 21.59% / 25.37% |
Monthly payment:
| $189.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.03% | | |
| |
Estimated return*:
| 10.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1980 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,466 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| well-mannered-duty058 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2012)
|
|
Principal balance:
| $3,563.93 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776814
This series of Notes was issued and sold upon the funding of the borrower loan #90543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 24.79% |
Borrower rate/APR:
| 25.79% / 28.39% |
Monthly payment:
| $298.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.74% | | |
| |
Estimated return*:
| 11.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
16 | Length of status: | 6y 4m |
|
Amount delinquent:
| $167 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,009 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| processor663 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $Car expenses: $
Insurance: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776896
This series of Notes was issued and sold upon the funding of the borrower loan #91057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| May-17-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,375 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kind-penny-tempo |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolidate debt.
My financial situation:
I am a good candidate for this loan because...I'm a homeowner with a good income and work history.
Monthly net income: $3,845.00
Monthly expenses: $200.00
Housing: $1,650.00
Insurance: $25.00
Car expenses: $0
Utilities: $60.00
Phone, cable, internet: $120.00
Food, entertainment: $225.00
Clothing, household expenses: $125.00
Credit cards and other loans: $550.00
Other expenses: $55.00
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
776934
This series of Notes was issued and sold upon the funding of the borrower loan #90594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 13.59% |
Borrower rate/APR:
| 14.59% / 18.21% |
Monthly payment:
| $516.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 64 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,486 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| impressive-basis729 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
We plan to pay off every credit card and line of credit we possess and close out all these accounts but two small cards to continue improving our credit. We have never been late on our home or car payments in the past 5 years.
The 3 year pay off plan is exciting because our payment on the total loan is less than all of our minimum payments combined.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777000
This series of Notes was issued and sold upon the funding of the borrower loan #90880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $888.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 13y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,727 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wonderous-gold2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off high interest credit cards and a car loan. I would like to make one payment to one creditor, instead of 5 payments to 5 different creditors.
My financial situation:
I am a good candidate for this loan because...I have never been late on any payments, and have a good credit score.
Monthly net income: $6,660.00
Monthly expenses: $850.00
Housing: $2750.00
Insurance: $148.00
Car expenses: $550.00
Utilities: $ 300.00
Phone, cable, internet: $100.00
Food, entertainment: $300.00
Clothing, household expenses: $150.00
Credit cards and other loans: $18,000.00
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777048
This series of Notes was issued and sold upon the funding of the borrower loan #90494, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 23.46% |
Monthly payment:
| $81.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.64% | | |
| |
Estimated return*:
| 11.15% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,203 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-enchanted-bazaar |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777180
This series of Notes was issued and sold upon the funding of the borrower loan #90901, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.99% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 17.64% |
Borrower rate/APR:
| 18.64% / 22.35% |
Monthly payment:
| $729.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.49% | | |
| |
Estimated return*:
| 9.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,621 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| harmonious-social596 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777214
This series of Notes was issued and sold upon the funding of the borrower loan #90778, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| May-13-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 8.49% |
Borrower rate/APR:
| 9.49% / 11.70% |
Monthly payment:
| $209.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 6.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 740-759 (Apr-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 13y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,946 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| graceful-moola1 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I am a hard worker and times are hard right now with the slow economy.I had to relay on credit cards to help get by. My work is picking up so a would like to combind my debets, and get ahead again. Hopefully with your help I can. Thank you
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777288
This series of Notes was issued and sold upon the funding of the borrower loan #90808, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 17.19% |
Borrower rate/APR:
| 18.19% / 20.59% |
Monthly payment:
| $344.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.19% | | |
| |
Estimated return*:
| 10.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
8 | Length of status: | 12y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,063 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| income-chemistry2 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777306
This series of Notes was issued and sold upon the funding of the borrower loan #90841, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| May-12-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $401.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,701 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reinforced-money769 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off high interest retail credit accounts.
My financial situation: stable
I am a good candidate for this loan because I have stable employment and I derive additional income from contract work in my field of mental health counseling.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777330
This series of Notes was issued and sold upon the funding of the borrower loan #90557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| May-12-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-12-2013 |
|
|
Lender yield:
| 23.32% |
Borrower rate/APR:
| 24.32% / 26.88% |
Monthly payment:
| $173.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.48% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,969 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dollar-songbird4 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2012)
|
|
Principal balance:
| $1,660.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Auto
Purpose of loan:
This loan will be used to purchase a small used car.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777348
This series of Notes was issued and sold upon the funding of the borrower loan #91108, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.74% |
Listing Start date:
| May-13-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 20.39% |
Borrower rate/APR:
| 21.39% / 23.87% |
Monthly payment:
| $272.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.98% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 27y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,813 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| respectful-repayment3 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2012)
|
|
Principal balance:
| $7,828.79 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan: Pay off current Prosper loan and extra cash for home improvement. Current propser loan balance is $7,973.97.
This loan will be used to...Pay off loan and home improvement.
My financial situation:
I am a good candidate for this loan because...never missed payment, good credit score.
Monthly net income: $ 3,080
Monthly expenses: $
Housing: $ 1,013
Insurance: $ 55
Car expenses: $ 379
Utilities: $ 100
Phone, cable, internet: $ 200
Food, entertainment: $ 400
Clothing, household expenses: $
Credit cards and other loans: $ 300
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777358
This series of Notes was issued and sold upon the funding of the borrower loan #90763, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-14-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $71.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,081 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| first-class-truth4 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2012)
|
|
Principal balance:
| $1,469.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Small Business Loan
Purpose of loan:
This loan will be used to invest in inventory and marketing needs.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777378
This series of Notes was issued and sold upon the funding of the borrower loan #90360, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-13-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 17.19% |
Borrower rate/APR:
| 18.19% / 20.59% |
Monthly payment:
| $280.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.19% | | |
| |
Estimated return*:
| 10.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 11y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 9 |
Revolving credit balance:
| $10,895 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| treasure-persimmon8 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit accounts. This will enable me to increase personal savings.
My financial situation:
I am a good candidate for this loan because I have stable employment and the financial means to repay the loan.
Monthly net income: $4510.00
Housing: $1515.00
Insurance: $128.00
Car expenses: $230.00
Utilities: $166.00
Phone, cable, internet: $291.00
Credit card payments: $400.00
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777394
This series of Notes was issued and sold upon the funding of the borrower loan #90458, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| May-13-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $86.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 55% |
|
Credit score:
| 600-619 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 26
/
25 | Length of status: | 40y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $113,146 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| new-priceless-asset |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2011)
|
|
Principal balance:
| $12,414.69 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Business
Purpose of loan: Business Start up
This loan will be used to...Advertising
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777422
This series of Notes was issued and sold upon the funding of the borrower loan #90708, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.99% |
Listing Start date:
| May-14-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 22.19% |
Borrower rate/APR:
| 23.19% / 25.72% |
Monthly payment:
| $113.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.51% | | |
| |
Estimated return*:
| 11.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 13y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Waiter/Waitress |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,636 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| exact-platinum3 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolidate my debt.
My financial situation: I work full time and receive monthly child support and ssi for my daughter.
I am a good candidate for this loan because... I pay all my bills on time and every month. I never miss payments and I have been employeed by the same company for the past 13yrs
Monthly net income: $24,000.00
Monthly expenses: $2,000.00
Housing: $201.00
Insurance: $69.00
Car expenses: $252.00
Utilities: $67.00
Phone, cable, internet: $30.00
Food, entertainment: $400.00
Clothing, household expenses: $200.00
Credit cards and other loans: $800.00
Other expenses: $
20.00
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777426
This series of Notes was issued and sold upon the funding of the borrower loan #90687, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.99% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 14.09% |
Borrower rate/APR:
| 15.09% / 18.73% |
Monthly payment:
| $520.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.37% | | |
| |
Estimated return*:
| 8.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Car Dealer |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $12,397 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hope-ladybug6 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777466
This series of Notes was issued and sold upon the funding of the borrower loan #91192, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| May-15-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $401.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 12y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,736 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-duty-fighter |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan: medical purposes
This loan will be used to...Surrogacy
My financial situation: good
I am a good candidate for this loan because...
Because I'm a good borrower and pay in time
Monthly net income: $4400
Monthly expenses: $2500
Housing: $1020
Insurance: $115
Car expenses: $231
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $80
Credit cards and other loans: $400
Other expenses: $300
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777474
This series of Notes was issued and sold upon the funding of the borrower loan #90174, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,700.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| May-13-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 6.59% |
Borrower rate/APR:
| 7.59% / 8.93% |
Monthly payment:
| $177.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.47% | | |
| |
Estimated return*:
| 4.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $924 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| nbcnottv |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 62 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,300.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2012)
660-679
(Jan-2010)
620-639
(Mar-2008)
|
|
Principal balance:
| $1,726.05 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 62 | | |
Description
Home improvement
Purpose of loan:
Last year I xeriscaped my front yard thanks to prosper and it looks great, this year I am working on the back yard. I currently have an above ground impact sprinkler set up, both time consuming and inefficient, I am looking to put in an underground more waterwise system and replace the grass/weed lot with drought tolerant sod. I have two bids in for the sprinkler system both come in around 2800 and 2000 for the sod. The remainder of the loan balance will be for curbing and a 20% buffer for incidentals.
My financial situation:
I have an excellent record using Prosper, I have never been late and always act as a safe investment. I have two options, one wait a year and do it then or enjoy my finished yard this year, I am opting for the later. Please feel free to contact me with any questions.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777504
This series of Notes was issued and sold upon the funding of the borrower loan #90306, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| May-13-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-13-2013 |
|
|
Lender yield:
| 14.19% |
Borrower rate/APR:
| 15.19% / 17.52% |
Monthly payment:
| $131.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.50% | | |
| |
Estimated return*:
| 8.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 10y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| MontanaWillPay |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2012)
|
|
Principal balance:
| $5,434.11 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to... finish home improvement (after finding some major problems that needed to be fixed)
My financial situation:
I am a good candidate for this loan because... I have another Prosper loan that I am current on.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
777980
This series of Notes was issued and sold upon the funding of the borrower loan #90603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| May-14-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 19.36% |
Monthly payment:
| $248.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.12% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 14y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,345 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| caring-payout332 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $pay off
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778372
This series of Notes was issued and sold upon the funding of the borrower loan #90908, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.24% |
Listing Start date:
| May-15-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 14.59% |
Borrower rate/APR:
| 15.59% / 19.24% |
Monthly payment:
| $139.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.82% | | |
| |
Estimated return*:
| 8.58% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 7m |
|
Amount delinquent:
| $7,137 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,887 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blissful-greenback7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: DEBT CONSOLIDATION
This loan will be used to...PAY OFF CREDIT CARD
My financial situation: GOOD
I am a good candidate for this loan because...I AM A VERY RESPONSIBLE PERSON
Monthly net income: $2500
Monthly expenses: $
Housing: $0
Insurance: $100
Car expenses: $375
Utilities: $0
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778392
This series of Notes was issued and sold upon the funding of the borrower loan #90432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| May-14-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 7.69% |
Borrower rate/APR:
| 8.69% / 10.88% |
Monthly payment:
| $164.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.51% | | |
| |
Estimated return*:
| 5.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,792 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| return-jalapeno |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Feb-2012)
820-839
(Jul-2010)
|
|
Principal balance:
| $5,650.91 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778406
This series of Notes was issued and sold upon the funding of the borrower loan #90837, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| May-16-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $350.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
4 | Length of status: | 23y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,096 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brilliance325 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778560
This series of Notes was issued and sold upon the funding of the borrower loan #91022, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| May-17-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 23.46% |
Monthly payment:
| $270.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.64% | | |
| |
Estimated return*:
| 11.15% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,717 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| principal-hammock |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778594
This series of Notes was issued and sold upon the funding of the borrower loan #90471, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| May-14-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $286.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,552 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| productive-generosity393 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778650
This series of Notes was issued and sold upon the funding of the borrower loan #90580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,200.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.24% |
Listing Start date:
| May-14-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 14.59% |
Borrower rate/APR:
| 15.59% / 19.24% |
Monthly payment:
| $76.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.82% | | |
| |
Estimated return*:
| 8.58% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,606 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| intrepid-payment1 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2012)
|
|
Principal balance:
| $3,724.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Vacation/ Going to see family .
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778720
This series of Notes was issued and sold upon the funding of the borrower loan #90771, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| May-20-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 14.19% |
Borrower rate/APR:
| 15.19% / 17.52% |
Monthly payment:
| $310.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.50% | | |
| |
Estimated return*:
| 8.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 800-819 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 15y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,406 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| scrappy-payment648 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to home improvement & loan consolidation.
My financial situation:
I am a good candidate for this loan because my credit score is good and I am employed.
Monthly net income: $4,500
Monthly expenses: $3675
Housing: $1400
Insurance: $130
Car expenses: $80
Utilities: $400
Phone, cable, internet: $165
Food, entertainment: $450
Clothing, household expenses: $150
Credit cards and other loans: $500
Other expenses: $400
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778744
This series of Notes was issued and sold upon the funding of the borrower loan #91099, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| May-14-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $366.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.79% | | |
| |
Estimated return*:
| 9.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 9y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $17,664 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| coin-rapture7 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...pay some credit cards
My financial situation: its very good
I am a good candidate for this loan because...I make monthly payments on time
Monthly net income: $1,890.00
Monthly expenses: $650.00
Housing: $150.00
Insurance: $205.00
Car expenses: $120.00
Utilities: $39.34
Phone, cable, internet: $115.00
Food, entertainment: $160.00
Clothing, household expenses: $40.00
Credit cards and other loans: $370.00
Other expenses: $80.00
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
778982
This series of Notes was issued and sold upon the funding of the borrower loan #90811, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| May-15-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $537.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 17y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,193 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| famous-marketplace714 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to assume a better financial position with regards to amount of debt owed.
My financial situation:
I am a good candidate for this loan because I can pay off the loan in time, if not earlier...
Monthly net income: $ 5000
Monthly expenses: $ 200
Housing: $ 1200
Insurance: $ 354
Car expenses: $ 1200
Utilities: $ 200
Phone, cable, internet: $ 300
Food, entertainment: $ 100
Clothing, household expenses: $ 100
Credit cards and other loans: $ 300
Other expenses: $ 0
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
779010
This series of Notes was issued and sold upon the funding of the borrower loan #90648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| May-14-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 8.49% |
Borrower rate/APR:
| 9.49% / 11.70% |
Monthly payment:
| $251.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 6.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1982 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 37y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,971 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| enthralling-benefit199 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $22,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2012)
|
|
Principal balance:
| $18,709.11 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Auto
Purpose of loan:
This loan will be used to replace my vehicle which has seen it's last day.
My financial situation:
I am a good candidate for this loan because I pay my debts and have very good employment.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
779050
This series of Notes was issued and sold upon the funding of the borrower loan #90720, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| May-16-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 27.62% |
Borrower rate/APR:
| 28.62% / 31.29% |
Monthly payment:
| $126.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.19% | | |
| |
Estimated return*:
| 12.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $401 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-commitment-amplifier |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
779144
This series of Notes was issued and sold upon the funding of the borrower loan #90877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-15-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 17.19% |
Borrower rate/APR:
| 18.19% / 20.59% |
Monthly payment:
| $382.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.19% | | |
| |
Estimated return*:
| 10.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 11y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,685 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| funds-volcano5 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
779280
This series of Notes was issued and sold upon the funding of the borrower loan #90773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| May-14-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 26.86% |
Borrower rate/APR:
| 27.86% / 31.79% |
Monthly payment:
| $165.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.47% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 8y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $23,649 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fox386 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan: Home Improvement
This loan will be used to... add a garage to my home
My financial situation:
I am a good candidate for this loan because...I pay my bills on time, pay above minimum due and never exceed my credit limits.
Monthly net income: $2916.00
Monthly expenses: $1350
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
779300
This series of Notes was issued and sold upon the funding of the borrower loan #90850, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| May-15-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $280.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 14y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,404 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reinforced-basis9 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2012)
|
|
Principal balance:
| $11,992.18 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to Consolidate two final debts of our Martial Arts Business
My financial situation:
I am a good candidate for this loan because we have been increase enrollment by 40% since we took over in September of 2013.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
779340
This series of Notes was issued and sold upon the funding of the borrower loan #90483, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| May-14-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2013 |
|
|
Lender yield:
| 26.12% |
Borrower rate/APR:
| 27.12% / 31.03% |
Monthly payment:
| $163.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.82% | | |
| |
Estimated return*:
| 11.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $162 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| scholarly-payment8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: consolidate unsecured debt
This loan will be used to... consolidate loan, 2 small cc's and 2 medical bills
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
779398
This series of Notes was issued and sold upon the funding of the borrower loan #90656, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| May-15-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 10.69% |
Borrower rate/APR:
| 11.69% / 13.94% |
Monthly payment:
| $187.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.30% | | |
| |
Estimated return*:
| 7.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
24 | Length of status: | 22y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,667 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| MRSMLC66 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 25 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2013)
740-759
(Oct-2011)
740-759
(Feb-2011)
700-719
(Aug-2008)
|
|
Principal balance:
| $3,249.38 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
IT'S NOT THE COLD - IT'S THE WIND!!
The tough winter in Chicago wasn't the snow but the wind... In the need of a new roofs for my home and garage. Gainfully employed 22+ years - great credit!
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
779440
This series of Notes was issued and sold upon the funding of the borrower loan #90761, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,900.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| May-15-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 14.19% |
Borrower rate/APR:
| 15.19% / 17.52% |
Monthly payment:
| $236.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.50% | | |
| |
Estimated return*:
| 8.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1972 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 13y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,367 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| generosity-statesperson |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 51 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $18,525.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2012)
680-699
(May-2011)
700-719
(Sep-2009)
|
|
Principal balance:
| $7,821.67 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 51 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I have repaid all my other prosper loans and always in good standing
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
779634
This series of Notes was issued and sold upon the funding of the borrower loan #91084, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| May-15-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 14.19% |
Borrower rate/APR:
| 15.19% / 17.52% |
Monthly payment:
| $358.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.50% | | |
| |
Estimated return*:
| 8.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
13 | Length of status: | 6y 5m |
|
Amount delinquent:
| $30 |
Total credit lines:
| 27 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,665 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| punctual-revenue3 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...add a bedroom on the first floor of my home for my mother-in-law who is in her late seventies. She has a hard time climbing the stairs when she visits and she lives alone. I am trying to encourage her to come and live with us and having a bedroom on the first floor would be a great asset.
My financial situation: I am employed fulltime and earn a decent wage, looking forward to retirement within the next ten years.
I am a good candidate for this loan because... I am an honest, hard working, a veteran and an ordained minister who love to help others. This loan will help me and other elderly relatives who visit.
Monthly net income: $5000.00
Monthly expenses:
Housing: $14445.00
Insurance: $95.00
Car expenses: $338.
Utilities: $150.00
Phone, cable, internet: $120.00
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
779638
This series of Notes was issued and sold upon the funding of the borrower loan #90733, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| May-15-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 22.59% |
Borrower rate/APR:
| 23.59% / 26.13% |
Monthly payment:
| $71.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.85% | | |
| |
Estimated return*:
| 11.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 14y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Bus Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| interest-chuckler0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
|
|
Principal balance:
| $1,241.58 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
779908
This series of Notes was issued and sold upon the funding of the borrower loan #90692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| May-15-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $269.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 7 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,912 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| openbox |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 31 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2012)
820-839
(Jan-2011)
|
|
Principal balance:
| $1,487.59 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Business Working Capital
Purpose of loan:
This loan will be used to pay off the sole business credit card and provide working capital until the jobs I am working on can be invoiced. My work is semi-seasonal being slow Feb-May and then being super-busy June-December. I am in the corporate office furnishings business where I am a contract Project Manager. I've steadily added clients, but the industry is still a bit seasonal so this is my lean time of the year.
My financial situation:
I am a good candidate for this loan because I have a number of contract projects guaranteed through Feb 2014 right now. And on top of that I will be filled in with additional work from my maintenance-type account with a national bank chain who has been my client for 13 years. I have (3) paid off cars and a very modest house payment. This would be my 3rd prosper loan. One was paid off last year, and the other one will be paid off within the next year.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780012
This series of Notes was issued and sold upon the funding of the borrower loan #90567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| May-15-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2013 |
|
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $145.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 9.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,826 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| currency-toro3 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal use
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780268
This series of Notes was issued and sold upon the funding of the borrower loan #90609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.99% |
Listing Start date:
| May-16-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 14.09% |
Borrower rate/APR:
| 15.09% / 18.73% |
Monthly payment:
| $173.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.37% | | |
| |
Estimated return*:
| 8.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
2 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $540 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| safehouse896 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investment for Retirement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780314
This series of Notes was issued and sold upon the funding of the borrower loan #90561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| May-16-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $70.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
20 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,908 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| power-armada4 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2011)
|
|
Principal balance:
| $1,331.27 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used for my mortgage expenses.
My financial situation:
I am a good candidate for this loan because I had previous loans and always have paid them off on-time.
Monthly net income: $1625.00
Monthly expenses: $
Housing: $670.00
Insurance: $80.00
Car expenses: $0
Utilities: $100
Phone, cable, internet: $130
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780484
This series of Notes was issued and sold upon the funding of the borrower loan #91096, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| May-18-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 21.59% |
Borrower rate/APR:
| 22.59% / 25.10% |
Monthly payment:
| $125.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.01% | | |
| |
Estimated return*:
| 11.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 7y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,333 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| inventive-gain155 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation- credit cards
Purpose of loan: To pay off credit card debt sooner and with less interest.
This loan will be used to...
My financial situation: I am paying bills on time, but not happy with time it will take to pay off credit cards. I want to pay off this debt so I can be more financial secure.
I am a good candidate for this loan because...Paying my bills and on time is important to me and I have been paying monthly payments to credit cards currently so this payment will not be a problem.
Monthly net income: $2170
Monthly expenses:
Housing: $556
Insurance: $80
Car expenses: $60
Utilities: $80
Phone, cable, internet: $110
Food, entertainment: $ 40
Clothing, household expenses: $400
Credit cards and other loans: $180
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780494
This series of Notes was issued and sold upon the funding of the borrower loan #90860, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.99% |
Listing Start date:
| May-16-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $332.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.00% | | |
| |
Estimated return*:
| 11.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $66,987 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mobleymba |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780634
This series of Notes was issued and sold upon the funding of the borrower loan #90818, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| May-16-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $80.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,441 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| open-minded-commitment914 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to add a bathroom to my home.
My financial situation:
I am a good candidate for this loan because I have a good job that I plan to stay at for quite a while. (well beyond 36 months) My credit history should prove that I pay often and early when it comes to my debts.
Monthly net income: $2300
Monthly expenses: $250
Housing: $450
Insurance: $90
Car expenses: $390
Utilities: 30
Phone, cable, internet: $30
Food, entertainment: $20
Clothing, household expenses: $50
Credit cards and other loans: $30
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780690
This series of Notes was issued and sold upon the funding of the borrower loan #91244, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| May-16-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 9.49% |
Borrower rate/APR:
| 10.49% / 12.72% |
Monthly payment:
| $429.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.19% | | |
| |
Estimated return*:
| 6.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 17y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,117 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| newest-balanced-p2ploan5 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
investment property
Purpose of loan: I am requesting a loan to buy income property
This loan will be used to...This loan will be used to buy income property I currently own 3 and would like to keep providing low income families with homes.
My financial situation: I work for the city of Chicago going on 18 years. So I am financially stable I also have additional income from two rental properties and I also have a third rental property that I just completed, that will be rented out as well.
I am a good candidate for this loan because...I am a good candidate for this loan because it will be used for a good cause by providing low income families the opportunity to live in striving neighborhoods. I also think my credit report speaks for itself demonstrating my ability and willingness to pay my bills in a timely fashion. I appreciate your consideration and personally guarantee that you will not be disappointed.
Thank You
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780786
This series of Notes was issued and sold upon the funding of the borrower loan #90873, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| May-16-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2013 |
|
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $725.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 9.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
24 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,475 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jld5571 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation; Major Purchase
Purpose of loan:
This loan will be used to...consolidate a couple debts and used towards a major purchase
My financial situation:
I am a good candidate for this loan because...I have a solid position within my company and am on a upward track with my career in the Finance/Accounting field.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780794
This series of Notes was issued and sold upon the funding of the borrower loan #91301, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| May-17-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 25.01% |
Monthly payment:
| $755.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.73% | | |
| |
Estimated return*:
| 9.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1959 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 26y 0m |
|
Amount delinquent:
| $467 |
Total credit lines:
| 23 |
Occupation: | Flight Attendant |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,286 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| robust-exchange25 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780896
This series of Notes was issued and sold upon the funding of the borrower loan #90977, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| May-17-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 11.19% |
Borrower rate/APR:
| 12.19% / 14.45% |
Monthly payment:
| $223.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.76% | | |
| |
Estimated return*:
| 7.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 11y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,718 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| calm-fairness0 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off 1 consolidation loan and 1 outstanding credit card. Your rate is lower than the current rates I am paying. Your rate is lower than the current loan.
My financial situation:
I am a good candidate for this loan because...I have been employed 11 years by the same employer and am homeowner. I just want to finish paying off debt as fast as possible with 1 easy payment :).
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780928
This series of Notes was issued and sold upon the funding of the borrower loan #90914, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| May-16-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 5.99% |
Borrower rate/APR:
| 6.99% / 8.33% |
Monthly payment:
| $370.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.90% | | |
| |
Estimated return*:
| 4.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1980 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 800-819 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,513 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-soulful-reward |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2012)
|
|
Principal balance:
| $8,068.06 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Auto
Purpose of loan:
Buying a used car to replace the 15 year old Suburban 2500 gas guzzler. Have our first grandchild 4 hours away and need reliable safe transportation for what will likely be a frequent trip.
My financial situation:
I am a good candidate for this loan because I have a very stable position with a fast growing company and excellent book of business that will provide for long term stability.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
780956
This series of Notes was issued and sold upon the funding of the borrower loan #91151, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,255.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| May-17-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 17.74% |
Borrower rate/APR:
| 18.74% / 21.16% |
Monthly payment:
| $393.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.68% | | |
| |
Estimated return*:
| 10.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 16
/
15 | Length of status: | 16y 1m |
|
Amount delinquent:
| $16,167 |
Total credit lines:
| 46 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,459 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sherpa222 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
To consolidate debt.
My financial situation:
I am a good candidate for this loan because, I have a good payment history and good employment history.
Monthly net income: $6500
Monthly expenses: $ 4885
Housing: $ 1785
Insurance: $ 350
Car expenses: $ 650
Utilities: $ 300
Phone, cable, internet: $ 200
Food, entertainment: $ 300
Clothing, household expenses: $ 400
Credit cards and other loans: $ 600
Other expenses: $ 300
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781112
This series of Notes was issued and sold upon the funding of the borrower loan #90855, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| May-20-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 29.96% |
Borrower rate/APR:
| 30.96% / 33.70% |
Monthly payment:
| $131.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.25% | | |
| |
Estimated return*:
| 12.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Pilot - Private/Com... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $15,968 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| safe-justice756 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781192
This series of Notes was issued and sold upon the funding of the borrower loan #91037, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| May-17-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 17.74% |
Borrower rate/APR:
| 18.74% / 21.16% |
Monthly payment:
| $257.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.68% | | |
| |
Estimated return*:
| 10.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
18 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,421 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| felicity-tiger1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781228
This series of Notes was issued and sold upon the funding of the borrower loan #91298, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| May-21-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $389.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 5y 2m |
|
Amount delinquent:
| $2,464 |
Total credit lines:
| 21 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,217 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| shelbywildcat |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781382
This series of Notes was issued and sold upon the funding of the borrower loan #91154, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| May-18-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $878.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $853 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| logical-loan936 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to purchase, rehab and resell and foreclosed property.
My financial situation:
I am a good candidate for this loan because I have a strong real estate background and I have a core group of dependable and knowledgeable contractors to help with the process.
Monthly net income: $6735.40
Monthly expenses: $
Housing: $1150
Insurance: $133
Car expenses: $120
Utilities: $250
Phone, cable, internet: $160
Food, entertainment: $320
Clothing, household expenses: $225
Credit cards and other loans: $515
Other expenses: $75
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781428
This series of Notes was issued and sold upon the funding of the borrower loan #91184, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| May-16-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $544.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 9.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 18y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,426 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payout-grove0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781432
This series of Notes was issued and sold upon the funding of the borrower loan #91064, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| May-19-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-19-2013 |
|
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $172.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 126% |
|
Credit score:
| 620-639 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
13 | Length of status: | 2y 4m |
|
Amount delinquent:
| $221 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,335 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| finance-zenith |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,900.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2011)
|
|
Principal balance:
| $3,369.88 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to...
do repairs around house and take a trip to AZ
My financial situation:
I am a good candidate for this loan because...
i am honest and dependable
Monthly net income: $1500
Monthly expenses: $1000
Housing: $695
Insurance: $0
Car expenses: $0
Utilities: $125
Phone, cable, internet: $65
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $100
Other expenses: $0
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781490
This series of Notes was issued and sold upon the funding of the borrower loan #90992, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| May-18-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $572.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,469 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| indomitable-auction944 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to purchase commercial production equipment that allows large volume Handmade Luxury Skin Care Products From All Natural Organic Ingredients.
In addition to my advanced experience in luxury handmade skin care products, I am a good candidate for this loan because I have completed/obtained the following: new construction 2,200 sqft production facility, delivery truck, legal structure, accounting structure, corporate attorney, CPA, liability insurance, comprehensive market research, pending commercial contracts with regional Hotels & B/Bs to provide in room sundries & boutique shop supplies, secured wholesale rate suppliers, . Additionally, I am in mid-process of WBE National Certification to assist in getting preferred status for large commercial contract with two well know Natural Food Grocery Store chains. I will also be keeping my full time job until such time the loan is repaid in full.
Monthly net income: $8,200
Monthly expenses: $3,615
Commercial Workshop Lease: $1,500 (2,200sqft)
Insurance: $125
Car expenses: $775 (Delivery Truck)
Utilities: $200
Phone, cable, internet: $135
Food, entertainment: $575
Clothing, household expenses: $175
Credit cards: $55
Other expenses: $75
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781604
This series of Notes was issued and sold upon the funding of the borrower loan #91087, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| May-18-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $269.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
10 | Length of status: | 13y 11m |
|
Amount delinquent:
| $56 |
Total credit lines:
| 28 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,251 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| indomitable-greenback984 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781676
This series of Notes was issued and sold upon the funding of the borrower loan #91067, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $155.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-2006 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,690 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| phenomenal-rupee5 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2012)
|
|
Principal balance:
| $1,799.98 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Family Celebration
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I am a responsible borrower. My intentions are to pay off the balance of my current loan (less than half of the requested amount) and also have the monies I need to celebrate two graduations, an anniversary, and two birthdays next month. This loan will actually have a lower monthly rate than my current loan making it even more attractive, and I will not need to hurt my savings schedule. (I will basically continue making a similar monthly payments.)Since my last loan my credit score has gone up and I more financially stable. I just need a little extra money to celebrate great events of life
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781700
This series of Notes was issued and sold upon the funding of the borrower loan #90681, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| May-19-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 10.69% |
Borrower rate/APR:
| 11.69% / 13.94% |
Monthly payment:
| $121.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.30% | | |
| |
Estimated return*:
| 7.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 800-819 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 9y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,149 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-refined-p2ploan |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card and get a better % rate.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781766
This series of Notes was issued and sold upon the funding of the borrower loan #90690, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| May-19-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-19-2013 |
|
|
Lender yield:
| 20.79% |
Borrower rate/APR:
| 21.79% / 24.28% |
Monthly payment:
| $357.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.32% | | |
| |
Estimated return*:
| 11.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1970 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 10y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,966 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-contract-sapling |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit card debt
My financial situation:
I am a good candidate for this loan because...I have an excellent credit score and currently in my 11th year at my job
Monthly net income: $3801
Monthly expenses: $
Housing: $1000
Insurance: $70
Car expenses: $0
Utilities: $50
Phone, cable, internet: $85
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $900
Other expenses: $0
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781794
This series of Notes was issued and sold upon the funding of the borrower loan #91088, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| May-17-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $158.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1985 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 640-659 (Apr-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 12y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 74 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $25,131 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| skillful-marketplace4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6066.00
Monthly expenses: $
Housing: $
Insurance: $390
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781820
This series of Notes was issued and sold upon the funding of the borrower loan #90762, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-19-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-19-2013 |
|
|
Lender yield:
| 17.19% |
Borrower rate/APR:
| 18.19% / 20.59% |
Monthly payment:
| $254.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.19% | | |
| |
Estimated return*:
| 10.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 14y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,472 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lively-euro2 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781878
This series of Notes was issued and sold upon the funding of the borrower loan #91168, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| May-17-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 16.69% |
Borrower rate/APR:
| 17.69% / 20.08% |
Monthly payment:
| $100.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.75% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
16 | Length of status: | 3y 4m |
|
Amount delinquent:
| $971 |
Total credit lines:
| 35 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $298 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gallant-justice3 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Egress and light work in basement
No description is available.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
781884
This series of Notes was issued and sold upon the funding of the borrower loan #90968, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| May-17-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-17-2013 |
|
|
Lender yield:
| 24.79% |
Borrower rate/APR:
| 25.79% / 28.39% |
Monthly payment:
| $119.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.74% | | |
| |
Estimated return*:
| 11.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
3 | Length of status: | 23y 7m |
|
Amount delinquent:
| $394 |
Total credit lines:
| 38 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $486 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 34 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dago01 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
start up business.
Purpose of loan: To start a loan business on prosper
This loan will be used to..file a business name that i have and to obtain license. want to start out on prosper and expand over time to a physical place of business. This is just to start and i can add to every month. This will be a home based business. I will keep my job that i have been on for almost 24 years.
My financial situation:
I am a good candidate for this loan because...even tho i had some problems in the past i dont have alot of debt now and would be able to put money monthly into my business. As well as my 2 yearly bonuses.
Monthly net income: $3000 and july bonus of $3000 and christmas bous of $10-$12,000.
Monthly expenses: $
Housing: $377
Insurance: $116
Car expenses: $0 2 trucks 1 car all paid for.
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
782150
This series of Notes was issued and sold upon the funding of the borrower loan #91274, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| May-22-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-22-2013 |
|
|
Lender yield:
| 23.32% |
Borrower rate/APR:
| 24.32% / 26.88% |
Monthly payment:
| $159.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.48% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1977 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 36y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,147 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| baseballnut |
Borrower's state:
| Maryland |
Borrower's group:
| We the People |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 81 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $13,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2012)
720-739
(May-2010)
720-739
(Jul-2008)
740-759
(Jan-2008)
|
|
Principal balance:
| $1,396.37 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 81 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...repair roof and make master bathroom handicapped accessible.
My financial situation:
I am a good candidate for this loan because...I have successfully paid off 2 prior loans. I have had steady, secure employment for 37 years at the U of MD
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
782170
This series of Notes was issued and sold upon the funding of the borrower loan #91295, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| May-21-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 19.36% |
Monthly payment:
| $223.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.12% | | |
| |
Estimated return*:
| 9.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 13y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,804 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dollar-universe0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2250
Monthly expenses:
Housing: $495
Insurance: $62
Car expenses: $543
Utilities: $50
Phone, cable, internet: $40
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
782218
This series of Notes was issued and sold upon the funding of the borrower loan #91102, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.25% |
Listing Start date:
| May-18-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2013 |
|
|
Lender yield:
| 25.39% |
Borrower rate/APR:
| 26.39% / 30.29% |
Monthly payment:
| $161.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.18% | | |
| |
Estimated return*:
| 10.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 660-679 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 8y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,784 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| flexible-rate453 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
782684
This series of Notes was issued and sold upon the funding of the borrower loan #90711, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| May-20-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 22.59% |
Borrower rate/APR:
| 23.59% / 26.13% |
Monthly payment:
| $85.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.85% | | |
| |
Estimated return*:
| 11.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
21 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,490 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Bobby8888 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 93 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $8,050.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jun-2011)
680-699
(Apr-2010)
700-719
(Aug-2009)
620-639
(Jul-2006)
|
|
Principal balance:
| $941.81 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 93 | | |
Description
Auto
This will be used to...purchase an used car
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
782862
This series of Notes was issued and sold upon the funding of the borrower loan #91225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $22,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.99% |
Listing Start date:
| May-19-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 14.09% |
Borrower rate/APR:
| 15.09% / 18.73% |
Monthly payment:
| $763.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.37% | | |
| |
Estimated return*:
| 8.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,019 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| likeable-loan1 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...for debt consolidation
My financial situation: good have stable job been at current employer 5+ years
I am a good candidate for this loan because...am stable
Monthly net income: $4100
Monthly expenses: $
Housing: $900
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783116
This series of Notes was issued and sold upon the funding of the borrower loan #90972, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 12.59% |
Borrower rate/APR:
| 13.59% / 17.19% |
Monthly payment:
| $169.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.02% | | |
| |
Estimated return*:
| 7.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 28y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $2,660 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 49 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hard-working-credit085 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783212
This series of Notes was issued and sold upon the funding of the borrower loan #91211, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| May-21-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 18.14% |
Borrower rate/APR:
| 19.14% / 21.57% |
Monthly payment:
| $104.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.02% | | |
| |
Estimated return*:
| 10.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2008 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Investor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,540 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fantastic-cash |
Borrower's state:
| California |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 53 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2011)
640-659
(Feb-2011)
640-659
(Apr-2010)
640-659
(Nov-2009)
|
|
Principal balance:
| $1,550.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 53 | | |
Description
4th Prosper Loan
Purpose of loan: Large Purchase
This loan will be used to... purchase things for my apartment. New Bed, TV, PC, and other things needed for my new apartment.
My financial situation:
I am a good candidate for this loan because...I have had 3 other prosper loans 2 paid off all the way without ever having been late on a payment and another loan being more than half way paid off. I work in my family business and make more than 2.5T a month.
Monthly net income: $ 2500-3000
Monthly expenses: $ 1750
Housing: $ 500
Insurance: $ 250
Car expenses: $ 250
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $250
Clothing, household expenses: $ 50
Credit cards and other loans: $ 250
Other expenses: $ 100
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783268
This series of Notes was issued and sold upon the funding of the borrower loan #91103, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 5.66% |
Borrower rate/APR:
| 6.66% / 7.99% |
Monthly payment:
| $92.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.59% | | |
| |
Estimated return*:
| 4.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $88,746 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| atomantic |
Borrower's state:
| Washington |
Borrower's group:
| Computer Professionals, Engineers and Business Startups |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investing: 6 Successful Years
Purpose of loan: I am experimenting with adding prosper as a source of funding diversity. I have been actively loaning on Prosper for the last 6 years and have been making 12.5+% constantly.
This loan will be used to... Reinvest in Prosper.com loans.
My financial situation: I have a stable job in a field that constantly has a deficit of people with my skills. Additionally, I have enough liquid capital to pay this loan off immediately--though, since I am experimenting with using Prosper as a sort of ouroboros, I am not planning on paying this loan off early.
I am a good candidate for this loan because... I have a long history with prosper, no delinquencies and great credit. I pay all my credit card balances off immediately--using them as another way of making money (cash-back+delayed billing while spent money returns from investments) rather than as a spending tool :)
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783762
This series of Notes was issued and sold upon the funding of the borrower loan #91240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 5.99% |
Borrower rate/APR:
| 6.99% / 8.33% |
Monthly payment:
| $246.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.90% | | |
| |
Estimated return*:
| 4.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,433 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kip2003 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 68 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $16,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jun-2010)
760-779
(May-2010)
760-779
(Mar-2008)
|
|
Principal balance:
| $767.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 68 | | |
Description
Debt Consolidation
This loan will be used to consolidate higher interest accounts and save on finance charges. I have an excellent repayment history and a solid job. The numbers look good. Thanks!
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783786
This series of Notes was issued and sold upon the funding of the borrower loan #91120, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 6.59% |
Borrower rate/APR:
| 7.59% / 8.93% |
Monthly payment:
| $62.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.47% | | |
| |
Estimated return*:
| 4.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 11y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,647 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| invincible-loot0 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 5 ( 83% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $9,940.00 | < 31 days late:
| 1
( 17% )
| 740-759
(Feb-2012)
760-779
(Oct-2011)
800-819
(Feb-2011)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Amazon investment
I'm excited to participate in Prosper's newest promotion to post a new loan to earn an amazon gift card.
The funds will be added to a reward checking account, and I expect this will be a very short term loan. Thanks everyone who can help make this happen!
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783818
This series of Notes was issued and sold upon the funding of the borrower loan #91145, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| May-21-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 26.12% |
Borrower rate/APR:
| 27.12% / 31.03% |
Monthly payment:
| $102.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.82% | | |
| |
Estimated return*:
| 11.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,957 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| credit-tostada0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: help pay my bills
This loan will be used to...help pay my bills
My financial situation: recovering
I am a good candidate for this loan because...am slowly paying off debt, need boost
Monthly net income: $386190
Monthly expenses: $1196.40
Housing: $1500.77
Insurance: $166.67
Car expenses: $0
Utilities: $195.00
Phone, cable, internet: $200.00
Food, entertainment: $400.00
Clothing, household expenses: 0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783832
This series of Notes was issued and sold upon the funding of the borrower loan #91282, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| May-20-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 12.34% |
Borrower rate/APR:
| 13.34% / 15.63% |
Monthly payment:
| $160.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.81% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 10y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,837 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| return-cloud370 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: This would be an excellent way to get out of debt.
This loan will be used to pay the remaining balances on all of my high interest credit cards and any other non-credit card debts I may have. My credit history shows that I don't have any late payments and I would love to be able to bring several of those balances to zero.
My financial situation: I currently bank with Chase Bank.
I am a good candidate for this loan because I am a very responsible person. I have over 10 years of credit history with zero late payments. I love my job, and I've been with my current employer for over 11 years which shows my strong work history.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783916
This series of Notes was issued and sold upon the funding of the borrower loan #91055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $235.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1960 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 49y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,671 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| TEXAN7 |
Borrower's state:
| Texas |
Borrower's group:
| Christian Opportunities |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2012)
660-679
(Jan-2011)
600-619
(Jan-2008)
640-659
(Mar-2007)
|
|
Principal balance:
| $3,882.25 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 45 | | |
Description
Business
Purpose of loan:
This loan will be used to. Start-up and advertising expenses to cover certifications & changes to our business brought on by the new Healthcare Reform Regulations & Guidelines .
My financial situation:
I am a good candidate for this loan because.of new supplemental products we are bringing into the agency and we will be representing the new insurance exchanges, all of which should increase our income drastically during the next year. Also, I have paid off one Prosper
loan in full & am in the process of paying off another. All payments have been on time
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783918
This series of Notes was issued and sold upon the funding of the borrower loan #91187, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| May-20-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 26.86% |
Borrower rate/APR:
| 27.86% / 31.79% |
Monthly payment:
| $165.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.47% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,884 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| indomitable-return118 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783926
This series of Notes was issued and sold upon the funding of the borrower loan #90840, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| May-21-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $176.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1981 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,284 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| glimmering-contract1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Aug-2012)
780-799
(Jan-2012)
|
|
Principal balance:
| $3,839.56 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to..pay down a higher loan..
My financial situation: is good
I am a good candidate for this loan because...I pay ahead when I can.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783960
This series of Notes was issued and sold upon the funding of the borrower loan #91327, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $19,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| May-20-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-22-2013 |
|
|
Lender yield:
| 16.69% |
Borrower rate/APR:
| 17.69% / 20.08% |
Monthly payment:
| $479.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.75% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,253 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| diversification-accelerator6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
783984
This series of Notes was issued and sold upon the funding of the borrower loan #91277, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| May-20-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2013 |
|
|
Lender yield:
| 18.14% |
Borrower rate/APR:
| 19.14% / 21.57% |
Monthly payment:
| $208.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.02% | | |
| |
Estimated return*:
| 10.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 10y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 67 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,766 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| commitment-poblano8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2012)
|
|
Principal balance:
| $3,322.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784212
This series of Notes was issued and sold upon the funding of the borrower loan #91325, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| May-21-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-22-2013 |
|
|
Lender yield:
| 5.99% |
Borrower rate/APR:
| 6.99% / 8.33% |
Monthly payment:
| $401.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.90% | | |
| |
Estimated return*:
| 4.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-799 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 10y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,103 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mountainskierandhiker |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate and pay off 3 higher interest rate credit cards, which is the only debt I have besides my mortgage and a student loan payment of $260/month.
My financial situation:
I am a good candidate for this loan because I have a secure job (I have worked for the same company for over 11 years) that provides me more than enough income to pay the loan payments each month on time. The loan will be used to consolidate my 3 credit cards each of which have interest rates of 13-17%. Other than my 3 credit cards, the only outstanding debt I have is my mortgage and a very manageable student loan payment. I currently pay more than the minimum due on my credit cards each month, but it would be much easier to pay them off with a lower interest rate.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784306
This series of Notes was issued and sold upon the funding of the borrower loan #91229, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| May-21-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $66.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 760-779 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $774 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| adaptable-p2p079 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2012)
|
|
Principal balance:
| $3,837.48 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Motorcycle
Purpose of loan:
Will be to purchase a used motorcycle for restoration and rebuild (non-salvage title). I already have the replacement motor rebuilt and a good source for powder coating and a painter for the fairing and fuel tank. I have realistic expectations to sell the finished bike at $3800 with hopes of breaking $4200 since the season will still be in full swing by the time I'm finished in two months.
My financial situation:
I have twice the balance of the loan principal socked away in a savings account, but prefer to have that on hand for any potential family emergencies. I'm a salaried professional at a local manufacturer, so this is more of a hobby income for something I love doing on the side. And although this is my first foray into a quick turnaround bike refurb I'm confident in both timing and potential results.
Thanks for your consideration.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784324
This series of Notes was issued and sold upon the funding of the borrower loan #91142, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| May-21-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $142.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,515 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| moola-papyrus2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2012)
|
|
Principal balance:
| $5,377.12 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Business
Purpose of loan:
This loan will be used to further my small business to Phase 2, which I launched in August 2012. I will be using the funds to set up an online retail website, and for supplies for a fall/winter collection of handmade accessories and home goods.
My financial situation:
I am a good candidate for this loan because I have a business plan and have been following it step by step since day 1. I am organized and pay my bills on time. I have had very successful sales so far and simply need a cash infusion to build my website.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784566
This series of Notes was issued and sold upon the funding of the borrower loan #91270, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| May-21-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 15.39% |
Borrower rate/APR:
| 16.39% / 20.05% |
Monthly payment:
| $141.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.52% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (May-2013) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,683 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| loan-euphoria8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Sep-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784614
This series of Notes was issued and sold upon the funding of the borrower loan #90858, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| May-21-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 16.69% |
Borrower rate/APR:
| 17.69% / 20.08% |
Monthly payment:
| $151.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.75% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 8m |
|
Amount delinquent:
| $26,536 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,683 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| social-dreams35 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784662
This series of Notes was issued and sold upon the funding of the borrower loan #91208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| May-21-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 21.59% |
Borrower rate/APR:
| 22.59% / 25.10% |
Monthly payment:
| $335.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.01% | | |
| |
Estimated return*:
| 11.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
23 | Length of status: | 7y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 72 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,124 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bonus-festivity6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2012)
|
|
Principal balance:
| $9,449.72 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...pay bills
My financial situation: good
I am a good candidate for this loan because...I am going to school for my doctorate and will be graduating in two years. At that time my salary will increase.
Monthly net income: $7000
Monthly expenses: $6000
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
784700
This series of Notes was issued and sold upon the funding of the borrower loan #91330, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| May-21-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 23.19% |
Borrower rate/APR:
| 24.19% / 28.03% |
Monthly payment:
| $157.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.26% | | |
| |
Estimated return*:
| 10.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 720-739 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
5 | Length of status: | 1y 8m |
|
Amount delinquent:
| $204 |
Total credit lines:
| 25 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $81 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| triumphant-openness871 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan:
This loan will be used to... help pay off debt.
My financial situation:
I am a good candidate for this loan because... I am a hard working individual.
Monthly net income: $ 2500.00
Monthly expenses: $ 1500.00
Housing: $ 0
Insurance: $ 125.00
Car expenses: $ 295.37
Utilities: $ 0
Phone, cable, internet: $ 145.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 97.00
Other expenses: $
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
785100
This series of Notes was issued and sold upon the funding of the borrower loan #90906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| May-21-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 28.16% |
Borrower rate/APR:
| 29.16% / 31.85% |
Monthly payment:
| $127.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.66% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2007 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 620-639 (May-2013) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,492 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| notocards |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $8,900.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2011)
760-779
(Nov-2010)
540-559
(Apr-2007)
|
|
Principal balance:
| $1,926.77 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 52 | | |
Description
Home improvement
No description is available.
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
785176
This series of Notes was issued and sold upon the funding of the borrower loan #91339, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.99% |
Listing Start date:
| May-22-2013 |
|
Term:
| 36 months | | |
Listing End date:
| May-22-2013 |
|
|
Lender yield:
| 20.59% |
Borrower rate/APR:
| 21.59% / 25.37% |
Monthly payment:
| $132.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.03% | | |
| |
Estimated return*:
| 10.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 6y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,585 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fairness-samaritan5 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 8 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $11,200.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2012)
660-679
(Oct-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to... to pay off credit cards
My financial situation: Good
I am a good candidate for this loan because... I am a hard working, responsible adult. I been employed by the City of Isle, MN as Chief of Police for the last 7 years. My Financial situation is good. I have been a client of Prosper in the past with an excellent credit history with them. I have always made my payments on time and have paid off the loans before the due date. I need $3,500.00 dollars to pay off my credit card debt. With obtaining this loan, I will improve my credit score with zero balances. When I viewed the "preview listing" I noticed that Prosper had me rated as a "C". I don't understand that rating because, I have alway's paid on time, and paid my loans off early. I don't know if I was penalized by paying off the loans early and that dropped my rating. I believe that I was rated around an "A" before. If I need to go the full term of the loan, I will do so.
Thank you
Monthly net income: $ 3,167.04
Monthly expenses: $ 1,300.00
Housing: $ Zero
Insurance: $ 360.00 per year
Car expenses: $ Paid off
Utilities: $ 200.00
Phone, cable, internet: $ 150.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 250.00
Credit cards and other loans: $ 250.00
Other expenses: $ Fuel around $300.00
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
785736
This series of Notes was issued and sold upon the funding of the borrower loan #90903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| May-21-2013 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2013 |
|
|
Lender yield:
| 13.74% |
Borrower rate/APR:
| 14.74% / 17.06% |
Monthly payment:
| $106.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.10% | | |
| |
Estimated return*:
| 8.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1976 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (May-2013) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
7 | Length of status: | 36y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,638 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brilliant-p2p |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 34 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $19,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2012)
680-699
(Jul-2011)
700-719
(Nov-2010)
700-719
(Nov-2009)
|
|
Principal balance:
| $7,116.73 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay back a stock loan, allowing me to withdraw several times this amount from 401k (it is high now, and believe market will drop) Therefore paying off this loan should make some financial sense. Plus allowing my payments to be lower (loan is 280 a month) Also just FYI this is my 5th loan on Prosper, all paid off quite early and with no mistakes at all.
My financial situation:
I am a good candidate for this loan because... I have more income than Prosper reports as I own a small business besides my job as an engineer for a large automotive company. Nearly 40 years there. It would be a great help for me and my family and allow you to make a couple bucks ... rather pay People than a Bank.
Monthly net income: $5000
Monthly expenses: $4100
Housing: $728
Insurance: $250
Car expenses: $375
Utilities: $325
Phone, cable, internet: $140
Food, entertainment: $675
Clothing, household expenses: $325
Credit cards and other loans: $650
Other expenses: $700 gifts, church, small business insurance and much shipping.
Information in the Description is not verified.