Sales Report:Supplement No. 3 dated Jan 02, 2013 to Prospectus dated Nov 19, 2012File pursuant to Rule 424(b)(3)
Registration Statement No. 333-182599
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Nov 19, 2012 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Nov 19, 2012 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
648213
This series of Notes was issued and sold upon the funding of the borrower loan #79800, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-31-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1978 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,975 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| camaraderi-maracas460 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $10416
Monthly expenses: $
Housing: $2795
Insurance: $225
Car expenses: $200
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $450
Clothing, household expenses: $125
Credit cards and other loans: $350
Other expenses: $320
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DasMula | $25.00 | 12/19/2012 9:16:58 AM |
treasure-bliss | $50.00 | 12/19/2012 12:05:50 PM |
Gregger | $25.00 | 12/19/2012 1:13:58 PM |
liberty-tostada7 | $25.00 | 12/19/2012 11:39:29 AM |
worthy-bid8 | $100.00 | 12/20/2012 9:07:53 AM |
a-helping-hand | $125.00 | 12/22/2012 5:24:12 PM |
let_me_retire | $25.00 | 12/23/2012 2:44:12 AM |
Tscheddar | $25.00 | 12/24/2012 7:35:53 PM |
kind-credit-bear | $50.00 | 12/26/2012 6:48:28 PM |
sdcc72 | $25.00 | 12/27/2012 8:57:08 AM |
benjamins-worker5 | $25.00 | 12/27/2012 7:18:54 PM |
jkeller4000 | $25.00 | 12/28/2012 10:57:40 AM |
gotjack-IRA | $100.00 | 12/28/2012 7:51:12 PM |
green-loyalty-web | $25.00 | 12/29/2012 12:16:53 PM |
Skynxhunt | $25.00 | 12/29/2012 1:50:31 PM |
Whatssofunnybout | $33.00 | 12/29/2012 3:59:16 PM |
brightest-dignified-worth | $50.00 | 12/29/2012 10:47:28 PM |
907 | $25.00 | 12/30/2012 7:45:46 AM |
power-spartan5 | $25.00 | 12/30/2012 12:20:09 PM |
ResQDoc | $25.00 | 12/31/2012 4:43:38 AM |
impala6464 | $37.90 | 12/30/2012 3:08:19 PM |
discrete-truth7 | $50.00 | 12/30/2012 6:41:53 PM |
priceless-euro0 | $50.00 | 12/31/2012 8:00:50 AM |
burgeoning-affluence5 | $50.00 | 12/30/2012 8:40:15 PM |
valiant-contract | $25.00 | 12/31/2012 9:11:26 AM |
J1mS | $100.00 | 12/30/2012 4:33:51 PM |
impressive-balance8 | $26.00 | 12/30/2012 6:01:51 PM |
Rockymtnhi | $50.00 | 12/31/2012 9:59:25 AM |
deal-sitar4 | $25.00 | 12/31/2012 5:20:20 AM |
basis-excellency9 | $25.00 | 12/31/2012 6:17:29 AM |
riveting-credit5 | $25.00 | 12/19/2012 9:10:06 AM |
restless-dime | $100.00 | 12/19/2012 9:06:46 AM |
obduro_1 | $25.00 | 12/19/2012 11:08:24 AM |
vutah | $45.00 | 12/19/2012 11:15:23 AM |
exponential-fairness2 | $25.00 | 12/20/2012 6:20:36 PM |
deal-hickory5 | $100.00 | 12/21/2012 9:17:25 AM |
Cookstersalibi | $25.00 | 12/21/2012 11:02:28 AM |
Roux1 | $25.00 | 12/22/2012 12:34:23 PM |
greencat | $50.00 | 12/24/2012 7:57:16 AM |
diplomatic-wealth7 | $25.00 | 12/24/2012 6:48:14 PM |
banker34 | $221.52 | 12/24/2012 2:12:15 PM |
CA-Lender | $25.00 | 12/25/2012 8:52:02 AM |
bold-social-widget | $25.00 | 12/26/2012 7:03:11 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:20 PM |
kingryan | $150.00 | 12/27/2012 10:52:18 AM |
compassion-twister2 | $25.00 | 12/27/2012 8:05:09 PM |
ideal-fairness339 | $50.00 | 12/28/2012 5:16:00 AM |
rmkrish55 | $25.00 | 12/28/2012 8:50:37 AM |
berniemadeoff | $80.00 | 12/28/2012 10:27:57 AM |
djh47a | $25.00 | 12/28/2012 4:40:00 PM |
ready-agreement5 | $25.00 | 12/28/2012 12:01:07 PM |
incbx | $100.00 | 12/28/2012 3:22:57 PM |
bid-ace937 | $50.00 | 12/28/2012 6:10:04 PM |
california111 | $50.00 | 12/28/2012 5:28:08 PM |
attractive-rate | $25.00 | 12/29/2012 5:15:58 AM |
money-fort | $25.00 | 12/28/2012 7:07:57 PM |
the-hope-workhorse | $25.00 | 12/29/2012 12:28:20 PM |
panga68 | $25.00 | 12/29/2012 7:54:05 AM |
transformer855 | $25.00 | 12/29/2012 2:12:45 PM |
Freedom_Lending | $25.00 | 12/29/2012 3:58:49 PM |
corndog4000 | $40.00 | 12/30/2012 12:44:40 AM |
thoughtful-payment587 | $107.38 | 12/30/2012 6:57:58 AM |
hml | $50.00 | 12/29/2012 9:19:19 PM |
Digger85 | $100.00 | 12/30/2012 6:53:57 PM |
Loan_shark718 | $35.00 | 12/30/2012 5:23:43 PM |
Cybercusp | $25.00 | 12/31/2012 9:56:51 AM |
circuitfive | $25.00 | 12/31/2012 9:57:05 AM |
unforgettable-market7 | $75.00 | 12/31/2012 9:47:34 AM |
tolerant-responsibility051 | $750.00 | 12/31/2012 10:02:46 AM |
voipguy88 | $49.20 | 12/31/2012 10:16:00 AM |
70 Investments
|
Borrower Payment Dependent Notes Series
668605
This series of Notes was issued and sold upon the funding of the borrower loan #79885, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Dec-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $597.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $12,061 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| No | | |
Screen name:
| HappyLife7 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Payoff all revolving credit and to purchase Christmas gifts.
My financial situation: PNC Bank
I am a good candidate for this loan because...I have a stable job with a bright future and I have made timely payments on all my bills over the last 6-7 years. I have also, just paid off a 14K loan to my sister in a year and a half, though this is not listed on my credit report. I have, in addition, paid off a separate short term installment loan early, which is listed on my credit report. I have very limited expenses, as I rent a room, in a private home that includes all household supplies and utilities. Also My position at work provides me with a company insured vehicle. I also will most likely pay this loan off before the 3 year term. Thanks.
Monthly net income: $3200
Monthly expenses:
Housing: $500
Insurance: $0
Car expenses: $ 0
Utilities: $ 0
Phone, cable, internet: $ 35
Food, entertainment: $400
Clothing, household expenses: $ 0
Credit cards and other loans: $ 14,000
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pennybypenny | $25.00 | 12/27/2012 5:23:28 PM |
daw1878 | $25.00 | 12/16/2012 12:23:22 PM |
valiant-return584 | $50.00 | 12/16/2012 12:08:15 PM |
nickel-ferret | $25.00 | 12/17/2012 9:39:26 AM |
gravbox | $25.00 | 12/16/2012 2:05:48 PM |
bill-tent1 | $50.00 | 12/17/2012 9:33:34 AM |
DarkInvestor | $27.00 | 12/17/2012 1:59:36 PM |
radiant-dollar9 | $200.00 | 12/17/2012 9:41:54 AM |
affluence-microscope2 | $200.00 | 12/17/2012 9:18:12 AM |
HoosierDaddie | $32.00 | 12/17/2012 9:21:02 AM |
repayment-pagoda8 | $100.00 | 12/17/2012 9:28:15 AM |
prudent-dough458 | $25.00 | 12/17/2012 6:35:50 PM |
palu2619 | $25.00 | 12/17/2012 5:19:03 PM |
shamonn_p2p | $50.00 | 12/17/2012 5:23:36 PM |
windguy | $50.00 | 12/17/2012 5:29:52 PM |
ideal-peace5 | $100.00 | 12/18/2012 5:11:08 PM |
wise-honorable-rate | $25.00 | 12/18/2012 5:44:18 PM |
special-dinero553 | $25.00 | 12/18/2012 5:32:25 PM |
auction-eclipse8 | $50.00 | 12/18/2012 6:59:07 PM |
lionheart722 | $25.00 | 12/19/2012 5:04:57 PM |
heerzaquestion | $30.00 | 12/20/2012 7:14:18 AM |
the-magnificent-loan | $200.00 | 12/20/2012 5:42:53 PM |
bonus-apricot366 | $25.00 | 12/20/2012 6:45:18 PM |
principal-kung-fu | $25.00 | 12/21/2012 5:12:39 PM |
deal-vibrato | $25.00 | 12/21/2012 5:41:34 PM |
first-credit-meridian | $25.00 | 12/21/2012 5:54:03 PM |
tech310 | $50.00 | 12/22/2012 12:25:34 PM |
a-helping-hand | $125.00 | 12/22/2012 5:23:47 PM |
transparency-sapling | $25.00 | 12/23/2012 12:17:12 PM |
IP | $25.00 | 12/23/2012 1:04:49 PM |
benjamins-wasp | $50.00 | 12/23/2012 12:58:42 PM |
Avicell | $25.00 | 12/24/2012 9:15:14 AM |
ready-agreement5 | $25.00 | 12/24/2012 9:29:35 AM |
dominickf | $50.00 | 12/24/2012 10:33:59 AM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:07 PM |
Cai8899 | $25.00 | 12/24/2012 5:45:25 PM |
compoundinterest | $25.00 | 12/24/2012 5:09:53 PM |
dollardave | $50.00 | 12/24/2012 6:39:39 PM |
principal-cooker2 | $50.00 | 12/25/2012 9:37:15 AM |
helpinghand63 | $25.00 | 12/25/2012 9:33:42 AM |
supersarah61 | $25.00 | 12/25/2012 7:15:40 AM |
transparency-futurist3 | $25.00 | 12/25/2012 9:09:02 AM |
Investoman | $25.00 | 12/25/2012 9:59:55 AM |
chief64 | $200.00 | 12/25/2012 5:11:06 PM |
whitegoldira | $150.00 | 12/25/2012 10:54:40 AM |
commerce-viking1 | $50.00 | 12/25/2012 9:53:41 AM |
new-start18100 | $25.00 | 12/25/2012 5:55:21 PM |
newest-peace-surgeon | $45.00 | 12/25/2012 11:07:59 AM |
courteous-fund9 | $25.00 | 12/25/2012 4:44:44 PM |
best-virtuous-return | $50.00 | 12/26/2012 7:15:57 AM |
wise-virtuous-vigilance | $100.00 | 12/26/2012 9:33:53 AM |
riskreward | $250.00 | 12/26/2012 9:54:34 AM |
HLender | $35.00 | 12/25/2012 9:39:07 PM |
ouyangers | $50.00 | 12/26/2012 2:03:09 AM |
benevolent-loot5 | $200.00 | 12/26/2012 9:27:04 AM |
commerce-artisan8 | $50.00 | 12/26/2012 9:27:35 AM |
abundanceforever | $52.50 | 12/26/2012 9:29:01 AM |
crown-year | $1,200.00 | 12/26/2012 10:38:23 AM |
natural-liberty4 | $200.00 | 12/26/2012 9:47:48 AM |
enchanted-investment447 | $100.00 | 12/26/2012 10:02:44 AM |
successful-agreement7 | $100.00 | 12/26/2012 9:23:02 AM |
RocketSurgeon | $25.00 | 12/26/2012 11:22:46 AM |
dime-mandolin9 | $50.00 | 12/26/2012 9:23:55 AM |
Cheburashka | $30.00 | 12/26/2012 10:38:26 AM |
wetlands | $200.00 | 12/26/2012 9:36:16 AM |
the-silver-blaster | $55.00 | 12/26/2012 10:49:04 AM |
reducereuserecycle | $29.21 | 12/26/2012 2:36:57 PM |
likeable-money4 | $25.00 | 12/26/2012 2:42:19 PM |
gustavholstopus32 | $25.00 | 12/26/2012 11:31:46 AM |
everythingbagel | $91.00 | 12/26/2012 5:26:22 PM |
deal-bison6 | $25.00 | 12/26/2012 4:52:09 PM |
resolute-justice413 | $38.00 | 12/26/2012 5:13:00 PM |
commanding-treasure2 | $26.00 | 12/26/2012 5:53:57 PM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:19:55 PM |
the-impressive-power | $100.00 | 12/26/2012 4:07:05 PM |
mercuriant | $25.00 | 12/26/2012 6:22:10 PM |
progressive-economy261 | $400.00 | 12/26/2012 6:28:00 PM |
steady-silver6 | $31.00 | 12/26/2012 5:08:56 PM |
syounker | $25.00 | 12/26/2012 5:12:54 PM |
Eisande | $50.00 | 12/26/2012 6:45:31 PM |
dignified-truth7 | $164.00 | 12/26/2012 5:16:22 PM |
kindness-jedi | $25.00 | 12/26/2012 5:57:34 PM |
new-ore-venture | $25.95 | 12/26/2012 7:25:25 PM |
Marathon418 | $25.00 | 12/27/2012 5:30:45 AM |
peso-chief | $100.00 | 12/27/2012 5:59:03 AM |
wishihadmore | $35.00 | 12/26/2012 6:52:39 PM |
pleasant-bid | $35.00 | 12/26/2012 6:53:55 PM |
jmurray40 | $25.62 | 12/27/2012 9:01:37 AM |
oracle3 | $50.00 | 12/26/2012 6:15:59 PM |
supreme-exchange547 | $25.00 | 12/26/2012 6:21:11 PM |
halfasked1 | $25.00 | 12/27/2012 12:38:05 AM |
cerebral-dollar773 | $25.00 | 12/27/2012 4:47:06 AM |
mister_waffle | $25.00 | 12/27/2012 9:30:43 AM |
bold-worth-wrangler | $25.00 | 12/26/2012 6:42:04 PM |
cmg891 | $25.00 | 12/26/2012 6:47:22 PM |
Brisket_Bob | $25.00 | 12/27/2012 7:32:42 AM |
devoider | $25.00 | 12/27/2012 8:43:01 AM |
Cory79 | $30.00 | 12/26/2012 7:13:29 PM |
green28 | $100.00 | 12/27/2012 9:59:58 AM |
rate-hawk | $25.00 | 12/27/2012 10:15:21 AM |
Atranes | $100.00 | 12/27/2012 10:31:19 AM |
Wicky | $25.00 | 12/27/2012 6:59:06 AM |
Priusdude | $25.00 | 12/27/2012 7:01:38 AM |
stable-cash4 | $25.00 | 12/27/2012 9:49:10 AM |
rutzebach | $184.43 | 12/27/2012 7:31:38 AM |
bright-payment2 | $25.00 | 12/27/2012 12:16:10 PM |
twirl2 | $50.00 | 12/27/2012 10:01:09 AM |
healthy-worth5 | $25.00 | 12/27/2012 12:45:31 PM |
SamyFromRI | $25.00 | 12/27/2012 8:51:31 AM |
helping-out | $29.75 | 12/27/2012 12:56:49 PM |
commitment-farm | $40.00 | 12/27/2012 9:08:21 AM |
shrewd-dedication2 | $25.00 | 12/27/2012 1:18:38 PM |
zassociate | $200.00 | 12/27/2012 5:12:20 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:11 PM |
DadWarbucks | $25.00 | 12/27/2012 5:24:36 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:36 PM |
ItsJustMe79 | $25.00 | 12/27/2012 5:56:07 PM |
abundant-power | $25.00 | 12/27/2012 6:02:36 PM |
cnovak | $25.00 | 12/27/2012 5:13:11 PM |
dariop | $25.01 | 12/27/2012 6:08:15 PM |
theaterguy | $30.00 | 12/27/2012 6:27:35 PM |
jonathan10s | $25.00 | 12/27/2012 6:55:46 PM |
Lender1521 | $25.00 | 12/27/2012 4:36:11 PM |
reward-walnut | $25.00 | 12/27/2012 5:07:41 PM |
Peacepower | $35.00 | 12/27/2012 6:38:53 PM |
paradigm_shift | $100.00 | 12/28/2012 2:57:15 AM |
sgt-schultz | $25.00 | 12/28/2012 3:41:25 AM |
valiant-liberty4 | $25.00 | 12/27/2012 7:17:31 PM |
first-class-yield9 | $30.00 | 12/28/2012 6:27:03 AM |
PFTLender | $25.00 | 12/27/2012 5:44:28 PM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:02 PM |
investmentgeek | $25.00 | 12/28/2012 8:14:55 AM |
reverent-finance79 | $66.00 | 12/28/2012 8:36:19 AM |
bbanzai | $25.00 | 12/28/2012 9:04:28 AM |
indomitable-economy8 | $25.00 | 12/28/2012 6:06:12 AM |
Bank42 | $25.00 | 12/28/2012 6:09:10 AM |
proud-pound4 | $25.00 | 12/27/2012 7:15:59 PM |
tranquil-diversification8 | $100.00 | 12/28/2012 6:38:36 AM |
Blue_HorseShoe | $25.00 | 12/28/2012 6:55:58 AM |
octoberfresh | $25.00 | 12/28/2012 7:18:50 AM |
the-laudable-peso | $40.00 | 12/28/2012 9:16:37 AM |
engbusres | $30.00 | 12/27/2012 8:38:51 PM |
return-buddy | $25.00 | 12/28/2012 8:16:32 AM |
rmkrish55 | $25.00 | 12/28/2012 8:50:14 AM |
Smalltimelender | $25.00 | 12/28/2012 1:32:49 AM |
awe-inspiring-nickel2 | $25.00 | 12/28/2012 9:01:49 AM |
otto3investments | $25.00 | 12/28/2012 9:04:37 AM |
vagrantprodigy | $25.00 | 12/28/2012 4:27:32 AM |
ethical-truth211 | $100.00 | 12/28/2012 4:44:13 AM |
investment-pro4 | $50.00 | 12/28/2012 9:10:22 AM |
LaGrangeLender | $50.00 | 12/28/2012 6:10:14 AM |
grafikpro | $25.00 | 12/28/2012 6:41:20 AM |
transparency-futurist3 | $25.00 | 12/28/2012 7:07:19 AM |
Desa_Miwu | $50.00 | 12/28/2012 7:23:32 AM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:12 AM |
five-star-nickel8 | $80.00 | 12/28/2012 8:19:47 AM |
streak269 | $25.00 | 12/28/2012 9:14:37 AM |
skuba | $50.00 | 12/28/2012 9:15:03 AM |
economy-coup | $100.00 | 12/22/2012 12:33:17 AM |
BostonCapital | $100.00 | 12/16/2012 12:50:55 PM |
kindness-warmth3 | $50.00 | 12/16/2012 12:58:09 PM |
JeremyLinFan | $30.00 | 12/16/2012 2:31:49 PM |
RJN | $25.00 | 12/16/2012 6:49:56 PM |
entertaining-dollar298 | $25.00 | 12/16/2012 12:17:10 PM |
bowdish1 | $25.00 | 12/16/2012 12:56:00 PM |
bazaar-tulip | $25.00 | 12/16/2012 1:00:43 PM |
phenomenal-rate1 | $286.00 | 12/17/2012 9:19:54 AM |
PoundSmart | $100.00 | 12/17/2012 9:45:09 AM |
transaction-seahorse0 | $25.00 | 12/17/2012 9:48:13 AM |
GCInvestments | $25.00 | 12/17/2012 6:57:21 PM |
qsolo | $25.00 | 12/18/2012 5:38:44 PM |
kingryan | $250.00 | 12/19/2012 5:34:04 PM |
justice-inspector | $50.00 | 12/19/2012 1:58:44 PM |
HereToHelp305 | $200.00 | 12/19/2012 4:40:35 PM |
logical-principal8 | $50.00 | 12/19/2012 5:17:56 PM |
commerce-yeller | $45.00 | 12/19/2012 8:14:04 PM |
Roux1 | $25.00 | 12/21/2012 11:17:21 AM |
kind-euro-mirth | $50.00 | 12/21/2012 9:28:48 AM |
loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:21 AM |
california111 | $50.00 | 12/22/2012 10:21:44 AM |
Harry | $25.00 | 12/22/2012 12:32:29 PM |
nodebtin3 | $25.00 | 12/22/2012 1:10:45 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:01 PM |
petangerie | $35.60 | 12/22/2012 4:28:01 PM |
nourishing-affluence678 | $25.00 | 12/24/2012 9:43:30 AM |
acropiloterau2002 | $25.00 | 12/24/2012 10:55:53 AM |
fortytwo | $100.00 | 12/24/2012 6:08:52 PM |
profitable-fairness1 | $50.00 | 12/24/2012 5:01:36 PM |
kulender | $50.00 | 12/24/2012 5:51:32 PM |
payout-paradise5 | $25.00 | 12/24/2012 7:10:52 PM |
pleasant-listing712 | $25.00 | 12/24/2012 2:41:25 PM |
Vegasjim | $25.00 | 12/25/2012 10:35:30 AM |
Aimvest | $25.00 | 12/25/2012 10:19:42 AM |
unrivaled-deal676 | $50.00 | 12/25/2012 9:38:53 AM |
Jalebi | $25.00 | 12/25/2012 9:41:54 AM |
Interloper | $25.00 | 12/25/2012 11:02:19 AM |
lending401 | $50.00 | 12/25/2012 10:05:19 PM |
Mommo | $50.00 | 12/26/2012 9:06:43 AM |
amicablenemesis | $50.00 | 12/26/2012 9:08:00 AM |
anacent | $25.00 | 12/25/2012 11:14:58 AM |
chac | $100.00 | 12/25/2012 12:22:52 PM |
openness-zenith6 | $50.00 | 12/26/2012 9:25:44 AM |
bohsandos | $25.00 | 12/26/2012 6:30:16 AM |
Social_Catapult | $25.00 | 12/26/2012 9:42:20 AM |
LeReve | $500.00 | 12/26/2012 9:56:55 AM |
newest-payment-trapper | $62.50 | 12/26/2012 9:17:11 AM |
Zorro_970 | $100.00 | 12/26/2012 9:24:59 AM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:42 PM |
shaps | $40.00 | 12/26/2012 9:44:45 AM |
Thunderswan | $100.00 | 12/26/2012 9:52:00 AM |
hitsman | $50.00 | 12/26/2012 10:59:26 AM |
otto3investments | $25.00 | 12/26/2012 2:19:00 PM |
WhiteInvestor | $27.00 | 12/26/2012 2:40:39 PM |
marketplace-pinnacle964 | $25.00 | 12/26/2012 3:21:31 PM |
ready-vigilance3 | $25.00 | 12/26/2012 3:32:07 PM |
value-pouch | $30.00 | 12/26/2012 11:27:54 AM |
brandall | $25.00 | 12/26/2012 4:18:26 PM |
Rogesparkguy | $25.00 | 12/26/2012 4:38:30 PM |
Smallbear | $25.00 | 12/26/2012 12:56:02 PM |
investment-sapling | $50.00 | 12/26/2012 3:57:04 PM |
timbob | $500.00 | 12/26/2012 5:22:50 PM |
jazzlender | $50.00 | 12/26/2012 5:43:01 PM |
TheCount | $25.00 | 12/26/2012 5:09:28 PM |
harmonious-asset9 | $25.00 | 12/26/2012 5:51:40 PM |
determined-bill5 | $100.00 | 12/26/2012 4:41:16 PM |
standanddeliver | $30.00 | 12/26/2012 5:26:54 PM |
GenerousGentleMan | $25.00 | 12/26/2012 6:31:19 PM |
mrsasman | $25.00 | 12/26/2012 6:48:46 PM |
top-inspired-felicity | $25.00 | 12/26/2012 5:18:52 PM |
dukeiyer | $25.00 | 12/26/2012 7:10:27 PM |
mindful-generosity1 | $50.00 | 12/26/2012 6:28:55 PM |
vigorous-payment6 | $25.00 | 12/26/2012 5:44:56 PM |
clean-penny059 | $100.00 | 12/27/2012 6:35:45 AM |
hl8428 | $31.00 | 12/27/2012 6:49:43 AM |
platinum-czar | $47.24 | 12/26/2012 5:55:25 PM |
HelloKittySanrio | $25.00 | 12/27/2012 7:31:35 AM |
mattpet | $25.00 | 12/26/2012 7:27:31 PM |
wealth-cheetah7 | $25.00 | 12/27/2012 9:03:38 AM |
burgeoning-affluence5 | $50.00 | 12/26/2012 10:56:36 PM |
wealth-grasshopper0 | $50.00 | 12/27/2012 9:27:12 AM |
red-benefit-ruler | $25.00 | 12/27/2012 6:15:29 AM |
kmcolo | $25.00 | 12/27/2012 6:18:59 AM |
income-plato | $25.00 | 12/27/2012 8:28:39 AM |
quest0 | $50.00 | 12/27/2012 8:31:48 AM |
Supernick | $250.00 | 12/26/2012 8:14:33 PM |
blue-attractive-coin | $100.00 | 12/27/2012 10:36:02 AM |
TurboTaxi | $25.00 | 12/27/2012 9:53:59 AM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:19 AM |
designer_10 | $25.00 | 12/27/2012 12:42:52 PM |
Flaca-buena | $25.00 | 12/27/2012 8:52:55 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:32 PM |
flexible-basis345 | $25.00 | 12/27/2012 10:17:40 AM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:16 PM |
jybank | $50.00 | 12/27/2012 11:09:32 AM |
loyalty-circuitry | $100.00 | 12/27/2012 4:24:14 PM |
dordee | $40.00 | 12/27/2012 11:27:39 AM |
letsmakeitsuccessful | $25.00 | 12/27/2012 9:56:10 AM |
wwwUniversal | $25.00 | 12/27/2012 5:06:26 PM |
noble-leverage035 | $33.00 | 12/27/2012 10:14:17 AM |
happy-return2 | $30.00 | 12/27/2012 10:24:01 AM |
social-tostada9 | $50.00 | 12/27/2012 5:20:20 PM |
mad4wknds | $25.00 | 12/27/2012 10:27:30 AM |
nimble-dedication1 | $56.41 | 12/27/2012 3:23:34 PM |
Petite_Rose | $25.00 | 12/27/2012 4:02:46 PM |
the-charming-integrity | $30.00 | 12/27/2012 4:17:53 PM |
Ocean713 | $75.00 | 12/27/2012 11:15:45 AM |
1313mark1313 | $75.08 | 12/27/2012 12:29:25 PM |
point-hunter4 | $25.00 | 12/27/2012 1:03:43 PM |
grabtakeout | $25.00 | 12/27/2012 6:24:59 PM |
note-venture | $25.00 | 12/27/2012 3:09:09 PM |
revolutionary769 | $50.00 | 12/27/2012 6:53:01 PM |
Ben_Graham | $30.00 | 12/27/2012 3:33:47 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:38 PM |
WeAlNe | $25.00 | 12/27/2012 5:49:08 PM |
compassionate-dime0 | $50.00 | 12/27/2012 6:19:25 PM |
Errylend | $50.00 | 12/27/2012 9:16:25 PM |
decisive-return611 | $100.00 | 12/27/2012 6:19:50 PM |
Q9-X3 | $100.00 | 12/27/2012 6:50:53 PM |
inspired-payment1 | $25.00 | 12/28/2012 5:01:21 AM |
Munnie | $25.00 | 12/28/2012 6:09:04 AM |
currency-persimmon | $25.00 | 12/28/2012 6:25:44 AM |
life-is-great | $25.00 | 12/28/2012 6:32:54 AM |
intrepid-compassion29 | $25.00 | 12/28/2012 6:42:21 AM |
DrNano | $50.00 | 12/27/2012 10:58:35 PM |
receptive-vigilance799 | $25.00 | 12/27/2012 6:25:19 PM |
Mario-Galaxy | $100.00 | 12/28/2012 4:29:27 AM |
enriching-value332 | $25.00 | 12/28/2012 8:55:18 AM |
schnarff | $25.00 | 12/28/2012 5:17:10 AM |
editengine | $25.00 | 12/28/2012 5:23:38 AM |
gold-fluffy-bunny4 | $33.00 | 12/28/2012 7:12:32 AM |
logical-peso2 | $25.00 | 12/28/2012 9:18:00 AM |
SecondChanceLendingSERV | $25.52 | 12/28/2012 7:50:59 AM |
MIKLIZ_FUNDING | $25.00 | 12/28/2012 8:04:01 AM |
chato2345 | $25.00 | 12/28/2012 8:17:37 AM |
payout-thinker7 | $25.00 | 12/28/2012 5:31:00 AM |
Elbanko | $29.00 | 12/28/2012 9:15:41 AM |
chemistry220 | $25.00 | 12/28/2012 7:31:21 AM |
297 Investments
|
Borrower Payment Dependent Notes Series
673977
This series of Notes was issued and sold upon the funding of the borrower loan #80068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-31-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| May-1982 |
Debt/Income ratio:
| 43% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
24 | Length of status: | 29y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 68 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $51,716 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| determined-economy5 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off some debt
My financial situation:
I am a good candidate for this loan because...I ear enough money and I will pay this loan off when I receive my bonus. It has consistently been 15% of my annual earnings
Monthly net income: $8500
Monthly expenses: $4000
Housing: $2100
Insurance: $200
Car expenses: $600
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
thrilling-point2 | $40.00 | 12/19/2012 5:24:38 PM |
worthy-bid8 | $100.00 | 12/19/2012 5:59:37 PM |
liberty-tostada7 | $25.00 | 12/19/2012 6:52:37 PM |
gotjack-IRA | $25.00 | 12/20/2012 11:13:33 AM |
professional-dinero753 | $25.00 | 12/20/2012 3:50:32 PM |
deal-sitar4 | $30.00 | 12/20/2012 1:09:22 PM |
Cookstersalibi | $25.00 | 12/21/2012 11:02:30 AM |
deal-hickory5 | $100.00 | 12/22/2012 12:56:00 PM |
a-helping-hand | $125.00 | 12/22/2012 5:24:25 PM |
let_me_retire | $50.00 | 12/23/2012 2:53:09 AM |
poorboy18 | $25.00 | 12/23/2012 5:25:51 PM |
diplomatic-wealth7 | $25.00 | 12/24/2012 6:48:19 PM |
aquariano2 | $25.00 | 12/25/2012 8:31:49 PM |
Numbat77 | $25.00 | 12/26/2012 8:03:19 PM |
dl_data | $250.00 | 12/27/2012 4:36:59 AM |
kingryan | $150.00 | 12/27/2012 10:52:21 AM |
enterprising-pound5 | $50.00 | 12/28/2012 8:43:47 AM |
berniemadeoff | $80.00 | 12/28/2012 10:27:58 AM |
incbx | $100.00 | 12/28/2012 3:23:01 PM |
SudianX | $25.00 | 12/28/2012 5:37:16 PM |
money-fort | $25.00 | 12/28/2012 7:00:48 PM |
green-loyalty-web | $25.00 | 12/28/2012 6:01:49 PM |
global-invest-group | $25.00 | 12/28/2012 7:07:32 PM |
burrben | $25.00 | 12/28/2012 7:12:55 PM |
djh47a | $25.00 | 12/29/2012 11:14:02 AM |
thoughtful-payment587 | $50.00 | 12/29/2012 7:48:25 AM |
Skynxhunt | $25.00 | 12/29/2012 1:50:42 PM |
hml | $100.00 | 12/29/2012 11:37:33 PM |
melodious-openness | $55.68 | 12/30/2012 4:41:34 AM |
Reefwalker | $25.00 | 12/30/2012 1:45:05 AM |
impala6464 | $25.00 | 12/30/2012 3:05:05 PM |
power-spartan5 | $25.00 | 12/30/2012 12:20:17 PM |
01a_MrUSC_IRA | $45.00 | 12/31/2012 9:49:00 AM |
unforgettable-market7 | $200.00 | 12/31/2012 9:41:59 AM |
integrity-palm9 | $25.00 | 12/31/2012 8:36:47 AM |
Rockymtnhi | $50.00 | 12/31/2012 9:58:33 AM |
01a_MrsUSC | $25.00 | 12/31/2012 9:59:25 AM |
elog238 | $25.00 | 12/31/2012 7:36:54 AM |
riveting-credit5 | $25.00 | 12/19/2012 5:18:10 PM |
reaction18 | $50.00 | 12/19/2012 6:48:40 PM |
Roux1 | $25.00 | 12/22/2012 12:34:27 PM |
greencat | $50.00 | 12/24/2012 7:57:41 AM |
WriteTheLegend | $331.00 | 12/24/2012 11:09:15 AM |
CA-Lender | $25.00 | 12/25/2012 8:50:34 AM |
sdcc72 | $25.00 | 12/27/2012 9:11:06 AM |
rmkrish555 | $25.00 | 12/27/2012 3:22:23 PM |
rmkrish55 | $25.00 | 12/28/2012 8:50:47 AM |
benjamins-worker5 | $25.00 | 12/27/2012 7:18:57 PM |
droopie1 | $25.00 | 12/28/2012 9:26:11 AM |
jmeasn | $25.00 | 12/28/2012 11:20:39 AM |
britches318 | $50.00 | 12/28/2012 5:10:49 PM |
california111 | $50.00 | 12/28/2012 5:28:11 PM |
panga68 | $25.00 | 12/29/2012 7:52:02 AM |
gotjack-IRA | $75.00 | 12/28/2012 10:56:28 PM |
justasoldier | $60.00 | 12/29/2012 7:49:33 PM |
Whatssofunnybout | $33.00 | 12/29/2012 4:00:27 PM |
compatible-deal9 | $25.00 | 12/29/2012 5:09:26 PM |
exponential-fairness2 | $25.00 | 12/30/2012 6:48:02 AM |
jkeller4000 | $25.00 | 12/29/2012 2:05:45 PM |
907 | $25.00 | 12/30/2012 7:45:48 AM |
intuitive-euro8 | $25.00 | 12/29/2012 5:03:24 PM |
boogienation | $44.28 | 12/29/2012 8:15:12 PM |
Disposable_Hero85 | $25.00 | 12/31/2012 8:09:03 AM |
Digger85 | $100.00 | 12/30/2012 6:55:49 PM |
silver-stacker | $25.00 | 12/30/2012 10:14:03 PM |
Kqwik | $25.00 | 12/31/2012 5:54:33 AM |
riveting-nickel0 | $30.00 | 12/30/2012 10:37:36 PM |
Fdeer | $100.00 | 12/30/2012 11:57:26 PM |
fairgirl | $25.00 | 12/31/2012 7:53:07 AM |
tolerant-responsibility051 | $406.04 | 12/31/2012 10:02:47 AM |
01a_MrUSC | $45.00 | 12/31/2012 9:46:06 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
678515
This series of Notes was issued and sold upon the funding of the borrower loan #80117, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Dec-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-30-2012 |
|
Lender yield:
| 21.62% |
Borrower rate/APR:
| 22.62% / 25.13% |
Monthly payment:
| $377.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.16% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 30y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,138 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| interest-burrito3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 21 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $17,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Nov-2011)
660-679
(Jan-2011)
680-699
(Oct-2010)
680-699
(Jun-2010)
|
Principal balance:
| $7,465.80 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 12/19/2012 9:04:13 AM |
credit-missile | $105.00 | 12/30/2012 8:09:50 AM |
best-point-pursuit | $100.00 | 12/19/2012 9:02:31 AM |
MoneyForNothing | $42.21 | 12/19/2012 9:02:48 AM |
entertaining-rate9 | $25.00 | 12/19/2012 9:57:45 AM |
RGlad | $65.00 | 12/19/2012 10:30:06 AM |
Dubbs360 | $50.00 | 12/19/2012 9:07:10 AM |
zipemdown | $25.00 | 12/19/2012 9:10:35 AM |
scholarly-order6 | $65.00 | 12/19/2012 1:12:17 PM |
BigHorizon | $250.00 | 12/19/2012 2:14:38 PM |
mr_haldane | $25.00 | 12/19/2012 9:15:27 AM |
Forward-Looking | $25.00 | 12/19/2012 9:23:44 AM |
Tscheddar | $25.00 | 12/19/2012 10:31:25 AM |
RGlad | $70.00 | 12/19/2012 10:51:50 AM |
Soulphoniks-Holdings | $25.00 | 12/19/2012 11:14:12 AM |
Military_Money_Wise | $25.00 | 12/19/2012 11:44:40 AM |
radiant-dollar9 | $200.00 | 12/19/2012 9:52:53 AM |
reaction18 | $100.01 | 12/19/2012 10:26:35 AM |
melodious-openness | $123.24 | 12/20/2012 2:25:45 AM |
broker048 | $35.00 | 12/20/2012 8:38:09 AM |
simplelender80 | $262.00 | 12/20/2012 5:30:16 PM |
BJnRJames | $50.00 | 12/20/2012 2:15:02 PM |
WalnutCreekguy | $50.00 | 12/20/2012 5:45:33 PM |
first-serene-credit | $25.00 | 12/21/2012 11:54:32 AM |
kind-bazaar-kitten | $25.00 | 12/21/2012 9:24:31 PM |
rich329 | $25.00 | 12/22/2012 7:25:34 AM |
XP | $65.00 | 12/22/2012 7:33:45 AM |
fcrick | $50.00 | 12/23/2012 12:51:45 PM |
purposeful-durability8 | $100.00 | 12/23/2012 12:17:05 PM |
thankful-nickel2 | $25.00 | 12/23/2012 2:12:47 PM |
jybank | $49.00 | 12/23/2012 7:30:31 PM |
vigorous-market5 | $200.00 | 12/24/2012 10:17:10 AM |
312-Lender | $50.00 | 12/24/2012 12:11:59 PM |
AF-Chief | $25.00 | 12/24/2012 11:30:53 AM |
C2Banking | $40.00 | 12/24/2012 8:22:05 PM |
Dont_Worry_Be_Happy | $25.00 | 12/24/2012 9:08:25 PM |
california111 | $25.00 | 12/24/2012 10:35:50 PM |
ChoiceInvestments | $25.00 | 12/24/2012 10:58:02 PM |
top-visionary-truth | $25.00 | 12/26/2012 8:47:10 AM |
atomantic | $25.00 | 12/25/2012 11:02:25 AM |
trumpeter391 | $50.00 | 12/25/2012 6:50:38 PM |
fund-dragster | $100.00 | 12/25/2012 2:09:13 PM |
FinanceEngine | $60.00 | 12/26/2012 9:18:27 AM |
principal-laser | $70.00 | 12/26/2012 6:09:17 AM |
treasure-hunter270 | $50.00 | 12/26/2012 7:38:45 AM |
kls4560 | $25.00 | 12/26/2012 10:04:06 AM |
yield-voyager8 | $25.00 | 12/26/2012 11:01:47 AM |
plentiful-platinum5 | $50.00 | 12/26/2012 11:57:18 AM |
affluence-hickory | $25.00 | 12/26/2012 12:20:42 PM |
intrepid-loot | $25.00 | 12/26/2012 5:54:52 PM |
timbob | $500.00 | 12/26/2012 5:23:25 PM |
melodious-openness | $64.16 | 12/27/2012 8:35:18 AM |
hitsman | $50.00 | 12/27/2012 9:07:42 AM |
top-deal-achievement | $34.65 | 12/27/2012 9:13:47 AM |
CA-Lender | $25.00 | 12/26/2012 6:43:52 PM |
appetizing-velocity4 | $25.00 | 12/27/2012 10:07:18 AM |
gold-mate1 | $26.00 | 12/27/2012 3:31:16 AM |
Fine-Times | $40.00 | 12/27/2012 3:04:22 PM |
global-invest-group | $25.00 | 12/27/2012 1:27:55 PM |
zassociate | $200.00 | 12/27/2012 5:12:42 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:32 PM |
grammaspurse | $25.00 | 12/27/2012 2:32:20 PM |
compatible-deal9 | $25.00 | 12/27/2012 5:48:21 PM |
peaceful-farmer | $30.00 | 12/28/2012 7:40:25 AM |
order-prospector | $25.00 | 12/27/2012 6:12:17 PM |
helping-out | $25.00 | 12/28/2012 9:08:28 AM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:47 PM |
rmkrish55 | $25.00 | 12/28/2012 8:50:38 AM |
JeremyLinFan | $30.00 | 12/28/2012 7:07:51 AM |
forceful-note8 | $50.00 | 12/28/2012 10:16:32 AM |
Feyenoord | $30.00 | 12/28/2012 11:19:32 AM |
incbx | $100.00 | 12/28/2012 3:22:57 PM |
Imaginos1892 | $50.00 | 12/28/2012 4:14:51 PM |
MadHun | $200.00 | 12/28/2012 5:25:12 PM |
natural-greenback6 | $25.00 | 12/28/2012 9:53:40 PM |
HereToHelp305 | $150.00 | 12/28/2012 7:02:44 PM |
profitable-money | $50.00 | 12/29/2012 7:16:59 AM |
thoughtful-payment587 | $50.00 | 12/29/2012 8:09:54 AM |
Peacepower | $25.00 | 12/29/2012 8:13:18 AM |
blackberry313 | $63.71 | 12/29/2012 9:11:41 AM |
Socorro_Capital_Partners | $25.01 | 12/29/2012 11:41:09 AM |
desertoasis | $25.00 | 12/29/2012 7:49:58 AM |
benjamins-worker5 | $30.00 | 12/29/2012 8:56:41 AM |
basis-excellency9 | $50.00 | 12/28/2012 9:09:32 PM |
producer455 | $25.25 | 12/29/2012 12:41:18 PM |
dannycarter10 | $25.00 | 12/29/2012 1:28:01 PM |
dedicated-diversification5 | $42.00 | 12/29/2012 12:55:13 PM |
CalBear08 | $100.00 | 12/29/2012 1:35:27 PM |
JJ-Loans | $200.00 | 12/29/2012 1:14:33 PM |
Skynxhunt | $25.00 | 12/29/2012 1:50:32 PM |
bewitching-dollar5 | $100.00 | 12/29/2012 12:43:29 PM |
Nopa | $25.00 | 12/29/2012 12:47:22 PM |
dordee | $43.84 | 12/29/2012 2:22:58 PM |
interstellar | $47.00 | 12/29/2012 1:04:19 PM |
1313mark1313 | $25.07 | 12/29/2012 5:41:23 PM |
fund-didgeridoo3 | $25.00 | 12/29/2012 3:55:20 PM |
the-generosity-wildcat | $25.00 | 12/30/2012 7:21:32 AM |
lawrence_bacchus | $42.32 | 12/30/2012 9:00:21 AM |
resplendent-dollar | $26.41 | 12/30/2012 2:27:04 AM |
bid-lightning9 | $25.00 | 12/30/2012 8:28:32 AM |
power-bluebird2 | $25.00 | 12/30/2012 9:53:53 AM |
felicity-contributor3 | $25.00 | 12/29/2012 6:17:34 PM |
gravbox | $25.00 | 12/29/2012 6:51:17 PM |
order-taco-bell | $25.00 | 12/29/2012 9:33:34 PM |
spirited-worth335 | $36.00 | 12/30/2012 10:55:33 AM |
MoneyForNothing | $7.94 | 12/30/2012 11:13:39 AM |
benjaminsky | $25.00 | 12/30/2012 9:00:45 AM |
TheSituation | $25.00 | 12/19/2012 9:04:03 AM |
kind-credit-bear | $100.00 | 12/19/2012 9:04:04 AM |
djmikmik | $50.00 | 12/19/2012 9:31:44 AM |
valiant-return584 | $50.00 | 12/19/2012 9:42:59 AM |
belief-integrity | $750.00 | 12/19/2012 9:51:35 AM |
five-star-note | $50.00 | 12/19/2012 10:08:02 AM |
commerce-venture1 | $50.00 | 12/19/2012 9:02:02 AM |
trumpeter5 | $25.00 | 12/19/2012 9:03:37 AM |
treasure-bliss | $25.00 | 12/19/2012 11:47:48 AM |
Hedge-Fund | $25.00 | 12/19/2012 12:00:25 PM |
bazaar-tulip | $25.00 | 12/19/2012 9:15:16 AM |
integrity-doctor | $100.00 | 12/19/2012 12:28:26 PM |
stylish-revenue4 | $100.00 | 12/19/2012 9:24:40 AM |
Wrats6 | $25.00 | 12/19/2012 2:27:25 PM |
affluence-microscope2 | $200.00 | 12/19/2012 9:40:32 AM |
gain-equator | $25.00 | 12/19/2012 9:03:46 AM |
capital-investor8 | $25.00 | 12/19/2012 9:09:05 AM |
DasMula | $50.00 | 12/19/2012 9:10:02 AM |
fitiwalt | $25.00 | 12/19/2012 9:15:42 AM |
cr8on | $100.00 | 12/19/2012 10:07:53 AM |
Dubbly | $25.00 | 12/19/2012 9:34:45 AM |
janeybooboo | $75.00 | 12/19/2012 10:47:39 AM |
gotjack-IRA | $150.01 | 12/19/2012 11:00:25 AM |
thrilling-fund427 | $50.00 | 12/19/2012 9:43:20 AM |
truth-companion | $25.00 | 12/19/2012 9:43:41 AM |
MG_Holdings | $35.00 | 12/19/2012 12:01:50 PM |
BigHorizon | $250.00 | 12/19/2012 2:15:03 PM |
blueshound | $25.00 | 12/19/2012 5:18:20 PM |
Mikale360 | $25.00 | 12/19/2012 7:42:28 PM |
Charlie010 | $25.00 | 12/20/2012 8:35:05 AM |
return-point2 | $100.00 | 12/20/2012 6:43:12 PM |
WisconsinFinance | $25.00 | 12/22/2012 9:42:47 AM |
moneylender25 | $25.00 | 12/21/2012 5:37:02 PM |
workorbe | $25.00 | 12/22/2012 12:26:33 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:45 PM |
jmeasn | $40.00 | 12/23/2012 5:51:14 PM |
Whatssofunnybout | $33.00 | 12/24/2012 9:09:34 AM |
glroark | $100.00 | 12/24/2012 7:05:00 AM |
sublime-liberty6 | $50.00 | 12/24/2012 7:09:23 AM |
pembull | $25.00 | 12/24/2012 11:09:27 AM |
moola-accelerator6 | $30.00 | 12/24/2012 8:32:10 PM |
fund-explorer4 | $100.00 | 12/24/2012 10:59:45 PM |
helpinghand63 | $25.00 | 12/25/2012 9:34:38 AM |
mikeandcat | $150.00 | 12/25/2012 1:15:59 PM |
FarmersBank | $75.00 | 12/26/2012 8:19:54 AM |
tolerant-currency6 | $25.00 | 12/25/2012 12:40:43 PM |
ethical-truth211 | $500.00 | 12/26/2012 6:25:52 AM |
XP | $35.00 | 12/26/2012 8:26:30 AM |
thehousewife | $25.00 | 12/26/2012 9:59:58 AM |
halothane_logic | $25.04 | 12/26/2012 11:49:03 AM |
otto3investments | $25.00 | 12/26/2012 2:00:59 PM |
Rogesparkguy | $25.00 | 12/26/2012 11:02:58 AM |
freefly67 | $25.00 | 12/26/2012 2:20:10 PM |
likeable-money4 | $25.00 | 12/26/2012 2:43:37 PM |
tolerant-responsibility051 | $500.00 | 12/26/2012 5:39:47 PM |
Kaj | $25.00 | 12/26/2012 5:13:57 PM |
bob450-roth | $25.00 | 12/26/2012 6:49:43 PM |
rlaboy | $25.00 | 12/27/2012 4:35:05 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:42 PM |
supersarah61 | $25.00 | 12/27/2012 1:17:47 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:20 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:17:30 PM |
interestimator | $25.00 | 12/27/2012 4:06:25 PM |
EL_Papin | $25.00 | 12/27/2012 7:09:46 PM |
Bob450 | $25.00 | 12/27/2012 6:54:55 PM |
EthanColeInvestingGroup | $25.00 | 12/27/2012 8:14:03 PM |
oxnard | $75.00 | 12/28/2012 8:42:36 AM |
MIKLIZ_FUNDING | $25.00 | 12/28/2012 8:16:08 AM |
Marietta | $25.00 | 12/28/2012 2:51:55 AM |
Leshan | $100.00 | 12/28/2012 7:51:40 AM |
order-pony8 | $34.27 | 12/28/2012 10:25:39 AM |
bid-stockpiler1 | $50.00 | 12/28/2012 12:40:21 PM |
persistent-dinero953 | $25.00 | 12/28/2012 2:19:40 PM |
money-baron-roth-IRA | $50.00 | 12/28/2012 11:20:14 AM |
XP | $25.00 | 12/28/2012 10:50:57 AM |
affluence-birdie7 | $25.00 | 12/28/2012 2:02:18 PM |
heroic-dime7 | $50.00 | 12/28/2012 11:39:07 AM |
foldingbenny2 | $45.00 | 12/28/2012 11:55:03 AM |
Investor_DP | $100.00 | 12/28/2012 12:12:00 PM |
brightest-bonafide-deal | $25.00 | 12/28/2012 1:35:29 PM |
villagers | $50.00 | 12/28/2012 5:22:08 PM |
squadron820 | $26.28 | 12/28/2012 6:38:15 PM |
green-loyalty-web | $25.00 | 12/28/2012 6:01:48 PM |
income-buffalo1 | $71.80 | 12/29/2012 9:06:52 AM |
Comoparklender | $25.00 | 12/29/2012 12:43:10 PM |
belief-integrity | $250.00 | 12/29/2012 9:17:45 AM |
daisuke | $25.00 | 12/29/2012 11:59:13 AM |
money-bauble | $100.00 | 12/29/2012 1:27:22 PM |
usd1027 | $25.00 | 12/29/2012 3:11:12 PM |
Affluent-Ninja | $25.00 | 12/29/2012 1:23:57 PM |
907 | $100.00 | 12/30/2012 8:23:05 AM |
BHopkins | $25.00 | 12/29/2012 1:57:49 PM |
exchange-fort0 | $40.00 | 12/30/2012 11:12:10 AM |
jinx1016 | $33.78 | 12/29/2012 10:08:40 PM |
bonus-demon | $25.00 | 12/30/2012 12:45:55 AM |
ethical-truth211 | $500.00 | 12/30/2012 7:39:26 AM |
commerce-yeller | $75.00 | 12/29/2012 5:31:03 PM |
icon7 | $50.00 | 12/30/2012 10:48:16 AM |
111TaxMan | $25.00 | 12/29/2012 7:18:40 PM |
206 Investments
|
Borrower Payment Dependent Notes Series
682199
This series of Notes was issued and sold upon the funding of the borrower loan #79641, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $431.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,309 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diverse-wampum971 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Acquisition
Purpose of loan: Business Acquisition
This loan will be used to... purchase an existing business and to have sufficient capital during the transition of owners. The existing business is being sold due to the owner having two business that they do not have sufficient time to invest in running. This business has been open for 18 months and has already shown a profit for this existing year.
My financial situation:
I am a good candidate for this loan because... I am fully employed and will continue to earn my full income in addition to running this business. The business requires approximately 10-15 hours a week in owner involvement, which i have sufficient time to invest. I make all my payments on time and pay more than the minimum required.
Monthly net income: $5720
Monthly expenses: $4615
Housing: $950
Insurance: $80
Car expenses: $300
Utilities: $230
Phone, cable, internet: $90
Food, entertainment: $300
Clothing, household expenses: $300
Credit cards and other loans: $1835
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scoobiedoo | $30.01 | 12/18/2012 6:36:37 PM |
alpha-lending | $25.00 | 12/19/2012 9:37:01 AM |
Edakers | $25.00 | 12/18/2012 9:07:52 AM |
reaction18 | $50.00 | 12/18/2012 10:30:04 AM |
Wrats6 | $25.00 | 12/18/2012 2:52:45 PM |
five-star-note | $25.00 | 12/18/2012 11:22:51 AM |
kila-designer | $124.00 | 12/18/2012 9:16:11 AM |
DreisersFinancier | $50.00 | 12/18/2012 10:14:54 AM |
gotjack-IRA | $75.00 | 12/18/2012 11:13:55 AM |
berniemadeoff | $65.00 | 12/18/2012 11:25:32 AM |
kind-lovely-marketplace | $50.00 | 12/18/2012 5:25:52 PM |
goat0 | $150.00 | 12/19/2012 10:08:37 AM |
return-point2 | $100.00 | 12/19/2012 5:24:32 PM |
octoberfresh | $25.00 | 12/19/2012 5:22:38 PM |
belief-integrity | $100.00 | 12/19/2012 7:12:41 PM |
WalnutCreekguy | $50.00 | 12/20/2012 10:21:22 AM |
rmkrish555 | $25.00 | 12/20/2012 5:15:02 PM |
radiant-dollar9 | $200.00 | 12/21/2012 9:47:32 AM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:24 PM |
Tscheddar | $25.00 | 12/22/2012 12:50:57 PM |
zorg77 | $50.00 | 12/24/2012 9:24:08 AM |
zorg77 | $100.00 | 12/24/2012 9:23:59 AM |
justreturns | $25.00 | 12/25/2012 9:19:57 AM |
helpinghand63 | $25.00 | 12/25/2012 9:34:16 AM |
LuckyDuck49 | $25.00 | 12/25/2012 12:41:23 PM |
courteous-justice415 | $25.00 | 12/26/2012 10:25:41 AM |
dedicated-hope640 | $50.00 | 12/26/2012 8:21:53 AM |
tolerant-responsibility051 | $2,500.00 | 12/26/2012 12:54:27 PM |
Myrick | $25.00 | 12/26/2012 3:25:29 PM |
supersarah61 | $25.00 | 12/26/2012 4:47:47 PM |
investment-sapling | $50.00 | 12/26/2012 3:57:10 PM |
crown-year | $2,000.00 | 12/26/2012 4:20:16 PM |
timbob | $500.00 | 12/26/2012 5:23:21 PM |
youthful-currency959 | $62.00 | 12/27/2012 9:02:13 AM |
orange-dedication-maple | $25.00 | 12/26/2012 9:42:22 PM |
hope-den1 | $25.00 | 12/27/2012 6:29:41 AM |
Midwestvalues | $100.00 | 12/27/2012 10:02:26 AM |
tender-ore | $25.00 | 12/27/2012 12:57:52 PM |
ciscoparrot | $25.00 | 12/27/2012 1:09:39 PM |
whitegold24k | $150.00 | 12/27/2012 3:16:02 PM |
dukeiyer | $25.00 | 12/27/2012 7:18:12 PM |
zassociate | $200.00 | 12/27/2012 5:12:40 PM |
wendyhop | $25.00 | 12/27/2012 8:41:54 PM |
AEH_Now | $25.00 | 12/27/2012 6:59:19 PM |
gotjack | $25.00 | 12/27/2012 7:18:28 PM |
MIKLIZ_FUNDING | $25.00 | 12/28/2012 8:14:17 AM |
LoanerPrincipal | $25.00 | 12/27/2012 7:18:36 PM |
cxl9 | $50.00 | 12/28/2012 7:54:56 AM |
successful-agreement7 | $100.00 | 12/28/2012 9:23:22 AM |
enriched-return057 | $50.00 | 12/28/2012 8:45:06 AM |
Comoparklender | $25.00 | 12/28/2012 10:43:56 AM |
p2p-paradise | $25.00 | 12/28/2012 10:45:34 AM |
nex | $25.00 | 12/28/2012 11:10:19 AM |
affluence-birdie7 | $25.00 | 12/28/2012 2:02:16 PM |
receptive-vigilance799 | $25.00 | 12/28/2012 10:24:43 AM |
return-kung-fu2 | $39.76 | 12/28/2012 11:18:36 AM |
HereToHelp305 | $150.00 | 12/28/2012 11:19:35 AM |
guardian3 | $25.00 | 12/28/2012 11:33:55 AM |
suave-durability1 | $50.00 | 12/28/2012 10:32:35 AM |
Investor_DP | $100.00 | 12/28/2012 12:11:59 PM |
Index_Plus | $2,909.50 | 12/28/2012 2:04:21 PM |
silver-plato | $75.00 | 12/18/2012 10:16:01 AM |
zipemdown | $25.00 | 12/18/2012 9:09:15 AM |
Bank_Of_XL | $30.00 | 12/18/2012 9:36:23 AM |
valiant-return584 | $50.00 | 12/18/2012 10:12:14 AM |
credit-adventurer313 | $25.00 | 12/18/2012 11:54:31 AM |
bazaar-tulip | $25.00 | 12/18/2012 10:03:31 AM |
EngineersAlliance | $25.00 | 12/18/2012 10:42:44 AM |
affluence-microscope2 | $200.00 | 12/19/2012 5:22:23 PM |
thrilling-fund427 | $50.00 | 12/19/2012 5:24:48 PM |
312-Lender | $52.13 | 12/19/2012 10:56:49 AM |
Interest2thePeople | $100.00 | 12/19/2012 5:22:28 PM |
truth-companion | $25.00 | 12/19/2012 5:25:12 PM |
ell25 | $25.00 | 12/19/2012 6:22:39 PM |
capital-investor8 | $25.00 | 12/20/2012 6:39:53 AM |
rmkrish55 | $25.00 | 12/20/2012 5:26:22 PM |
graceful-IRAinvestment | $30.00 | 12/21/2012 1:39:42 PM |
luminous-finance9 | $26.00 | 12/21/2012 5:38:06 PM |
a-helping-hand | $125.00 | 12/22/2012 5:24:03 PM |
authentic-finance194 | $300.00 | 12/23/2012 4:40:46 AM |
california111 | $50.00 | 12/24/2012 1:02:50 PM |
profitable-fairness1 | $50.00 | 12/24/2012 5:01:46 PM |
Kaj | $25.00 | 12/24/2012 6:09:09 PM |
OTM84 | $200.00 | 12/25/2012 10:30:56 AM |
top-inspired-felicity | $25.00 | 12/26/2012 9:11:22 AM |
selector568 | $300.00 | 12/26/2012 11:09:05 AM |
likeable-money4 | $25.00 | 12/26/2012 2:43:33 PM |
green-high-five7 | $50.00 | 12/26/2012 6:17:00 PM |
tranquil-gain1 | $46.00 | 12/26/2012 6:58:13 PM |
dt_one | $25.00 | 12/26/2012 10:25:17 PM |
thefisherman | $25.00 | 12/26/2012 9:57:07 PM |
stable-cash4 | $30.71 | 12/27/2012 10:08:03 AM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:25 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:17:22 PM |
dl_data | $350.00 | 12/27/2012 5:20:34 PM |
order-prospector | $25.00 | 12/27/2012 6:12:13 PM |
wildcard451 | $25.00 | 12/27/2012 1:48:56 PM |
Leshan | $50.00 | 12/27/2012 6:33:34 PM |
EL_Papin | $25.00 | 12/27/2012 7:09:45 PM |
stocker | $28.10 | 12/27/2012 8:40:59 PM |
hitsman | $50.00 | 12/27/2012 6:18:30 PM |
tommymtg7 | $25.00 | 12/27/2012 6:23:42 PM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:46 PM |
JeremyLinFan | $40.00 | 12/28/2012 7:59:25 AM |
enterprising-pound5 | $50.00 | 12/28/2012 8:41:04 AM |
inspired-payment1 | $25.00 | 12/28/2012 4:57:45 AM |
rtfproducer | $25.00 | 12/28/2012 6:14:52 AM |
coin-kin | $25.00 | 12/28/2012 5:55:58 AM |
receptive-affluence035 | $25.00 | 12/28/2012 6:51:54 AM |
market-maximizer472 | $25.00 | 12/28/2012 7:26:58 AM |
fund-tom-tom6 | $25.00 | 12/28/2012 9:20:41 AM |
tech310 | $50.00 | 12/28/2012 9:23:46 AM |
the-silver-blaster | $75.00 | 12/28/2012 10:26:47 AM |
platinum-confidant963 | $100.00 | 12/28/2012 10:12:07 AM |
RoZu_Lending | $100.00 | 12/28/2012 9:46:17 AM |
Scrooge_McDuck2 | $100.00 | 12/28/2012 11:09:45 AM |
FinanceFrazier | $136.79 | 12/28/2012 11:31:36 AM |
foldingbenny2 | $25.00 | 12/28/2012 11:44:29 AM |
SimpleChoice | $25.00 | 12/28/2012 10:41:00 AM |
mercuriant | $25.00 | 12/28/2012 10:44:34 AM |
wwwUniversal | $25.00 | 12/28/2012 11:50:15 AM |
121 Investments
|
Borrower Payment Dependent Notes Series
683123
This series of Notes was issued and sold upon the funding of the borrower loan #79979, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| >1000% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,702 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| No | | |
Screen name:
| loyalty-paladin0 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2,200
Monthly expenses: $1,500
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
riveting-credit5 | $25.00 | 12/14/2012 9:52:35 AM |
rmkrish55 | $25.00 | 12/14/2012 9:07:55 AM |
rmkrish555 | $25.00 | 12/20/2012 5:14:52 PM |
diplomatic-wealth7 | $25.00 | 12/21/2012 6:14:08 PM |
nex | $25.00 | 12/21/2012 6:27:10 PM |
zydeco337 | $25.00 | 12/23/2012 1:11:49 PM |
bid-ace937 | $50.00 | 12/24/2012 10:43:07 AM |
businessbroker101 | $50.00 | 12/24/2012 5:32:59 PM |
productive-note2 | $50.00 | 12/25/2012 10:19:05 AM |
natural-liberty4 | $200.00 | 12/26/2012 9:49:54 AM |
copper | $32.00 | 12/26/2012 6:36:44 PM |
reward-adventure | $50.00 | 12/26/2012 5:27:51 PM |
impala6464 | $25.00 | 12/26/2012 6:45:10 PM |
loyalty-cupcake6 | $25.00 | 12/26/2012 5:55:43 PM |
LuvToLend | $25.00 | 12/26/2012 10:50:10 PM |
bryant05 | $50.00 | 12/27/2012 6:15:45 AM |
blue-relentless-hope | $50.00 | 12/27/2012 7:50:39 AM |
green-market-drum | $25.00 | 12/27/2012 9:15:47 AM |
djh47a | $27.00 | 12/27/2012 9:23:36 AM |
versatile-dime442 | $28.00 | 12/27/2012 9:30:34 AM |
wishihadmore | $25.00 | 12/27/2012 1:28:11 PM |
flexible-basis345 | $25.00 | 12/27/2012 10:17:36 AM |
p2p-mushroom1 | $25.00 | 12/27/2012 10:25:11 AM |
s_man1 | $25.00 | 12/27/2012 10:38:08 AM |
spark548 | $25.00 | 12/27/2012 5:06:58 PM |
investment-happiness | $100.00 | 12/27/2012 3:40:22 PM |
euro-banker | $25.00 | 12/27/2012 7:40:18 PM |
robust-money141 | $60.00 | 12/27/2012 9:52:09 PM |
jonathan10s | $25.00 | 12/27/2012 6:55:41 PM |
ideal-fairness339 | $25.00 | 12/28/2012 5:10:40 AM |
Bank42 | $25.00 | 12/28/2012 6:09:08 AM |
power-spartan5 | $25.00 | 12/27/2012 5:42:18 PM |
Botanka | $66.85 | 12/27/2012 10:40:37 PM |
historic-dough5 | $25.00 | 12/27/2012 6:17:32 PM |
sgt-schultz | $26.00 | 12/28/2012 3:40:06 AM |
bsmtloan | $80.45 | 12/28/2012 4:39:56 AM |
trumpeter391 | $25.00 | 12/28/2012 6:10:44 AM |
gain-expert | $25.00 | 12/27/2012 7:15:11 PM |
maal99 | $25.00 | 12/27/2012 7:46:01 PM |
LuvToLend | $25.00 | 12/28/2012 5:03:47 AM |
helping-out | $6.16 | 12/28/2012 6:37:47 AM |
professional-dinero753 | $25.00 | 12/14/2012 11:37:23 AM |
worthy-bid8 | $100.00 | 12/14/2012 10:15:42 AM |
deal-hickory5 | $100.00 | 12/15/2012 1:50:37 PM |
shawnw2 | $35.00 | 12/20/2012 9:29:03 AM |
Weaverville | $25.00 | 12/21/2012 6:06:14 PM |
a-helping-hand | $125.00 | 12/22/2012 5:23:38 PM |
MrBojangles01 | $25.00 | 12/24/2012 3:23:00 AM |
fervent-repayment | $100.00 | 12/24/2012 6:37:44 PM |
commitment-galaxy | $25.00 | 12/26/2012 9:09:13 AM |
enriching-dollar1 | $100.00 | 12/26/2012 9:22:12 AM |
tolerant-responsibility051 | $628.00 | 12/26/2012 12:50:49 PM |
GourmetPizzaGuy | $100.00 | 12/26/2012 1:53:36 PM |
organized-dedication696 | $25.00 | 12/26/2012 2:06:10 PM |
KB-IRA | $100.00 | 12/26/2012 1:30:19 PM |
affluence-broker | $25.00 | 12/26/2012 5:08:33 PM |
Cybercusp | $25.00 | 12/26/2012 5:47:16 PM |
alluring-yield5 | $25.00 | 12/26/2012 4:43:24 PM |
queentut | $52.00 | 12/26/2012 5:27:47 PM |
foothillender | $25.00 | 12/27/2012 6:30:04 AM |
draggon77 | $25.00 | 12/27/2012 7:21:07 AM |
msb-emba | $25.00 | 12/27/2012 8:18:27 AM |
rabbidlender | $25.00 | 12/26/2012 6:05:46 PM |
britches318 | $44.10 | 12/27/2012 8:59:25 AM |
JC_12 | $50.00 | 12/27/2012 7:06:28 AM |
ben1crew | $25.44 | 12/27/2012 10:19:17 AM |
kingryan | $150.00 | 12/27/2012 10:52:03 AM |
greencat | $50.00 | 12/27/2012 10:03:28 AM |
paytonbrigadier | $214.00 | 12/27/2012 2:33:46 PM |
opp4loan | $25.00 | 12/27/2012 1:12:27 PM |
sincere-agreement9 | $25.00 | 12/27/2012 6:08:55 PM |
52digital | $75.00 | 12/27/2012 6:44:00 PM |
aslidsiksoraksi | $25.00 | 12/28/2012 12:02:14 AM |
benjamins-worker5 | $25.00 | 12/27/2012 7:18:39 PM |
74 Investments
|
Borrower Payment Dependent Notes Series
683613
This series of Notes was issued and sold upon the funding of the borrower loan #79967, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $324.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1985 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,294 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| terrific-peso1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5244
Monthly expenses: $2695
Housing: $935
Insurance: $160
Car expenses: $200
Utilities: $100
Phone, cable, internet: $300
Food, entertainment: $400
Clothing, household expenses: $300
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-missile | $50.00 | 12/27/2012 10:18:45 AM |
Dubbs360 | $50.00 | 12/13/2012 5:01:00 PM |
commerce-venture1 | $25.00 | 12/13/2012 5:24:45 PM |
valiant-return584 | $50.00 | 12/13/2012 5:51:57 PM |
toblerone | $25.00 | 12/13/2012 7:14:34 PM |
Edakers | $25.00 | 12/13/2012 6:17:47 PM |
zipemdown | $25.00 | 12/13/2012 5:22:35 PM |
treasure-bliss | $25.00 | 12/14/2012 4:50:45 AM |
Tscheddar | $25.00 | 12/13/2012 7:17:05 PM |
Rogelio48 | $30.00 | 12/14/2012 12:07:01 PM |
return-point2 | $100.00 | 12/14/2012 5:38:16 PM |
thrilling-fund427 | $50.00 | 12/15/2012 10:56:11 AM |
truth-companion | $25.00 | 12/17/2012 9:23:26 AM |
tolerant-responsibility051 | $2,500.00 | 12/20/2012 5:28:54 PM |
TumbleWeed88 | $25.00 | 12/20/2012 5:43:03 PM |
Weaverville | $25.00 | 12/21/2012 6:06:11 PM |
Roux1 | $25.00 | 12/22/2012 12:33:58 PM |
nex | $25.00 | 12/23/2012 2:19:46 PM |
order-singularity430 | $31.84 | 12/25/2012 5:29:32 AM |
fantastic-dedication6 | $50.00 | 12/24/2012 6:04:54 PM |
careful-vigilance4 | $25.00 | 12/25/2012 9:04:38 AM |
engrossing-responsibility0 | $50.00 | 12/25/2012 9:18:14 AM |
power-spartan5 | $25.00 | 12/25/2012 9:43:58 AM |
persistent-dinero953 | $25.00 | 12/25/2012 10:12:01 AM |
rmkrish555 | $25.00 | 12/25/2012 10:38:51 AM |
best-basis-trooper | $25.00 | 12/25/2012 7:20:49 PM |
best-virtuous-return | $50.00 | 12/26/2012 9:19:11 AM |
stable-bonus | $25.00 | 12/26/2012 8:19:00 AM |
desertoasis | $25.00 | 12/25/2012 9:12:43 PM |
roux | $25.00 | 12/26/2012 11:06:05 AM |
successful-agreement7 | $100.00 | 12/26/2012 9:23:23 AM |
fwpatters | $25.00 | 12/26/2012 9:39:23 AM |
zorg77 | $100.00 | 12/26/2012 2:09:03 PM |
LeReve | $488.00 | 12/26/2012 9:57:22 AM |
Wellman | $25.00 | 12/26/2012 10:31:38 AM |
likeable-money4 | $25.00 | 12/26/2012 2:43:20 PM |
PoundSmart | $98.00 | 12/26/2012 5:20:23 PM |
investment-sapling | $50.00 | 12/26/2012 3:56:54 PM |
timbob | $500.00 | 12/26/2012 5:24:11 PM |
deal-bison6 | $25.00 | 12/26/2012 4:52:06 PM |
trumpeter391 | $25.00 | 12/26/2012 5:39:59 PM |
cropdust3r | $25.00 | 12/26/2012 6:22:38 PM |
Eisande | $50.00 | 12/26/2012 6:45:28 PM |
social-heart | $25.00 | 12/26/2012 5:28:03 PM |
Flaca-buena | $25.00 | 12/27/2012 8:52:52 AM |
stepatatime-together | $100.00 | 12/26/2012 6:14:59 PM |
Priusdude | $25.00 | 12/27/2012 7:01:33 AM |
MadKay | $25.00 | 12/27/2012 9:53:37 AM |
handshake5 | $59.00 | 12/27/2012 9:56:14 AM |
ahalls | $25.00 | 12/27/2012 9:17:41 AM |
toomanyfishtanks | $50.00 | 12/27/2012 10:33:06 AM |
friends-helping-friends | $25.00 | 12/27/2012 5:38:30 AM |
newest-currency-vibrato | $30.00 | 12/27/2012 12:19:49 PM |
DreDub | $25.00 | 12/27/2012 8:39:48 AM |
Moorish1Privateer | $25.00 | 12/27/2012 9:05:19 AM |
britches318 | $100.00 | 12/27/2012 9:11:02 AM |
mad4wknds | $25.00 | 12/27/2012 10:27:28 AM |
rwhite1682 | $25.00 | 12/27/2012 11:43:07 AM |
aggresive-nickel2 | $25.00 | 12/27/2012 10:01:16 AM |
flexible-basis345 | $25.00 | 12/27/2012 10:17:33 AM |
Leshan | $50.00 | 12/27/2012 11:17:56 AM |
whitegold24k | $91.16 | 12/27/2012 3:18:29 PM |
economy-coup | $200.00 | 12/13/2012 8:17:05 PM |
economy-coup | $200.00 | 12/25/2012 3:56:41 PM |
pennybypenny | $25.00 | 12/26/2012 5:53:37 PM |
cr8on | $30.00 | 12/13/2012 5:52:51 PM |
CA-Lender | $25.00 | 12/14/2012 10:10:04 AM |
asset-professor | $25.00 | 12/14/2012 5:20:57 PM |
receptive-affluence035 | $25.00 | 12/14/2012 5:19:03 PM |
jiftostada | $25.00 | 12/14/2012 5:58:03 PM |
Interest2thePeople | $100.00 | 12/15/2012 10:49:58 AM |
WalnutCreekguy | $50.00 | 12/14/2012 6:28:35 PM |
kenji4861 | $25.00 | 12/15/2012 1:09:16 PM |
Skynxhunt | $25.00 | 12/15/2012 2:06:13 PM |
HereToHelp305 | $50.00 | 12/19/2012 4:52:30 PM |
Kaj | $25.00 | 12/21/2012 5:07:52 PM |
nodebtin3 | $25.00 | 12/22/2012 1:10:30 PM |
bazaar-tulip | $500.00 | 12/24/2012 11:33:49 AM |
supersarah61 | $25.00 | 12/24/2012 5:43:48 PM |
kulender | $50.00 | 12/24/2012 5:51:15 PM |
helpinghand63 | $25.00 | 12/25/2012 9:33:16 AM |
a-credit-rotation | $25.00 | 12/25/2012 9:18:06 AM |
ResQDoc | $25.00 | 12/25/2012 3:51:56 PM |
williemc44 | $25.00 | 12/25/2012 10:12:11 AM |
ethical-truth211 | $1,000.00 | 12/25/2012 9:51:20 AM |
payout-mongoose | $25.00 | 12/26/2012 5:34:07 AM |
aggresive-compassion612 | $25.00 | 12/25/2012 10:30:19 AM |
Trondheim_Norway | $136.10 | 12/26/2012 9:12:26 AM |
spark548 | $100.00 | 12/26/2012 9:13:36 AM |
benjamins-nest | $100.00 | 12/26/2012 9:16:15 AM |
pierrelasvegas | $25.00 | 12/26/2012 9:31:41 AM |
market-pudding | $25.00 | 12/26/2012 9:02:21 AM |
brightest-income-hunter | $50.00 | 12/26/2012 9:07:39 AM |
california111 | $25.00 | 12/25/2012 9:06:19 PM |
grf1945 | $31.00 | 12/26/2012 10:01:10 AM |
fulfilling-responsibilityOFU | $43.00 | 12/26/2012 10:06:10 AM |
courteous-justice415 | $25.00 | 12/26/2012 10:25:19 AM |
interstellar | $75.00 | 12/26/2012 10:39:49 AM |
Mindful7 | $25.00 | 12/26/2012 11:15:04 AM |
VesuvianMan | $25.00 | 12/26/2012 11:25:01 AM |
kila-designer | $100.00 | 12/26/2012 11:26:56 AM |
integrity-doctor | $100.00 | 12/26/2012 12:31:41 PM |
B1-Lancer | $30.38 | 12/26/2012 1:00:35 PM |
nalaari | $39.50 | 12/26/2012 11:28:51 AM |
E-2 | $55.00 | 12/26/2012 5:07:48 PM |
solo423 | $67.69 | 12/26/2012 5:44:19 PM |
natural-liberty4 | $200.00 | 12/26/2012 5:19:28 PM |
newest-phenomenal-dinero | $75.00 | 12/26/2012 10:01:31 PM |
1randyp | $25.00 | 12/26/2012 6:16:09 PM |
miked8303 | $75.00 | 12/26/2012 5:30:03 PM |
JC_12 | $50.00 | 12/27/2012 7:08:11 AM |
msb-emba | $25.00 | 12/27/2012 8:16:55 AM |
helping-out | $25.00 | 12/27/2012 8:50:56 AM |
LuvToLend | $25.00 | 12/26/2012 10:48:26 PM |
NewPairOfShoes | $25.00 | 12/27/2012 9:35:48 AM |
ore-accomplishment | $25.00 | 12/27/2012 7:31:48 AM |
Lamaroni | $25.00 | 12/27/2012 9:09:29 AM |
Atranes | $100.00 | 12/27/2012 10:31:13 AM |
fairhelper | $25.00 | 12/27/2012 9:27:52 AM |
Millertime_496 | $25.00 | 12/27/2012 9:36:46 AM |
market-bearer0 | $25.00 | 12/27/2012 6:38:14 AM |
loan-keeper9 | $74.33 | 12/27/2012 11:18:20 AM |
economy-shrubbery6 | $25.00 | 12/27/2012 9:49:43 AM |
rate-hawk | $25.00 | 12/27/2012 1:34:49 PM |
wealth-grasshopper0 | $50.00 | 12/27/2012 9:27:01 AM |
dordee | $40.00 | 12/27/2012 11:23:06 AM |
deal-banker | $50.00 | 12/27/2012 12:39:14 PM |
transaction-competitor0 | $25.00 | 12/27/2012 1:08:21 PM |
128 Investments
|
Borrower Payment Dependent Notes Series
683621
This series of Notes was issued and sold upon the funding of the borrower loan #79969, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 27.27% |
Borrower rate/APR:
| 28.27% / 30.93% |
Monthly payment:
| $250.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.93% | | |
| |
Estimated return*:
| 13.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 16% |
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 17y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,327 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| Love-61413 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $200.00 | 12/20/2012 6:56:34 PM |
toblerone | $25.00 | 12/20/2012 5:27:54 PM |
Edakers | $25.00 | 12/20/2012 6:34:05 PM |
valiant-return584 | $50.00 | 12/20/2012 5:57:48 PM |
thrilling-fund427 | $50.00 | 12/21/2012 9:31:55 AM |
receptive-affluence035 | $25.00 | 12/21/2012 5:12:56 PM |
kind-lovely-marketplace | $50.00 | 12/21/2012 9:39:25 AM |
the-hope-workhorse | $25.00 | 12/22/2012 2:17:06 PM |
Rogelio48 | $25.00 | 12/22/2012 4:04:49 PM |
asset-professor | $35.00 | 12/23/2012 1:24:59 PM |
WalnutCreekguy | $50.00 | 12/25/2012 5:20:19 PM |
likeable-money4 | $25.00 | 12/26/2012 2:43:45 PM |
Bob450 | $25.00 | 12/26/2012 5:17:49 PM |
hope-den1 | $25.00 | 12/27/2012 6:24:51 AM |
bob450-roth | $25.00 | 12/26/2012 6:48:22 PM |
Hummer-Guy | $25.00 | 12/27/2012 6:42:10 AM |
rate-hawk | $25.00 | 12/27/2012 1:34:55 PM |
Leshan | $50.00 | 12/27/2012 11:17:01 AM |
newest-currency-vibrato | $25.00 | 12/27/2012 12:20:28 PM |
supersarah61 | $25.00 | 12/27/2012 1:13:58 PM |
order-prospector | $25.00 | 12/27/2012 6:12:29 PM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:50 PM |
dandasarge | $25.00 | 12/28/2012 5:36:11 AM |
ethical-truth211 | $500.00 | 12/28/2012 6:11:14 AM |
headred | $25.70 | 12/28/2012 6:20:01 AM |
amlu1988 | $25.00 | 12/27/2012 8:50:15 PM |
octoberfresh | $25.00 | 12/28/2012 7:20:02 AM |
radforj22 | $25.00 | 12/28/2012 2:27:16 PM |
C_M | $30.20 | 12/28/2012 1:59:45 PM |
incbx | $100.00 | 12/28/2012 3:23:05 PM |
Mattlk13 | $253.05 | 12/28/2012 8:31:57 PM |
basis-excellency9 | $25.00 | 12/28/2012 9:13:56 PM |
economy-coup | $200.00 | 12/25/2012 3:52:04 PM |
zipemdown | $25.00 | 12/20/2012 6:52:00 PM |
credit-adventurer313 | $25.00 | 12/20/2012 7:22:16 PM |
DreisersFinancier | $50.00 | 12/20/2012 6:02:04 PM |
SLN-10 | $60.00 | 12/20/2012 6:29:36 PM |
vutah | $45.00 | 12/20/2012 7:00:37 PM |
selector568 | $300.00 | 12/21/2012 6:06:40 PM |
kenji4861 | $25.00 | 12/24/2012 10:13:38 AM |
Tscheddar | $25.00 | 12/24/2012 7:35:58 PM |
helpinghand63 | $25.00 | 12/25/2012 9:35:07 AM |
froggieboy | $197.05 | 12/25/2012 12:01:40 PM |
california111 | $25.00 | 12/25/2012 9:06:36 PM |
truth-companion | $25.00 | 12/26/2012 9:15:28 AM |
tolerant-responsibility051 | $2,500.00 | 12/26/2012 4:00:20 PM |
timbob | $500.00 | 12/26/2012 5:24:37 PM |
stepatatime-together | $100.00 | 12/26/2012 6:15:14 PM |
let_me_retire | $67.09 | 12/27/2012 3:41:33 AM |
kind-credit-bear | $50.00 | 12/26/2012 6:48:28 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:26 PM |
ethical-truth211 | $700.00 | 12/27/2012 10:41:33 AM |
commerce-enlistment | $50.00 | 12/27/2012 5:30:28 PM |
benjamins-worker5 | $30.00 | 12/27/2012 7:27:34 PM |
inspired-payment1 | $25.00 | 12/28/2012 4:59:04 AM |
wilchik | $25.00 | 12/28/2012 8:33:01 AM |
vigorous-velocity | $85.00 | 12/28/2012 9:22:18 AM |
market-bearer0 | $25.00 | 12/28/2012 8:20:58 AM |
rmkrish55 | $25.00 | 12/28/2012 8:51:09 AM |
111TaxMan | $25.00 | 12/28/2012 9:05:16 AM |
successful-agreement7 | $26.00 | 12/28/2012 9:23:33 AM |
principal-exec | $25.00 | 12/28/2012 11:34:04 AM |
repayment-uprising | $25.00 | 12/28/2012 2:53:28 PM |
Kaj | $25.00 | 12/28/2012 10:52:13 AM |
payout-mongoose | $25.00 | 12/28/2012 3:36:15 PM |
villagers | $50.00 | 12/28/2012 5:22:40 PM |
yield-hut | $25.00 | 12/28/2012 5:57:35 PM |
Journey_Loans | $300.00 | 12/28/2012 7:01:25 PM |
careful-vigilance4 | $25.00 | 12/28/2012 6:12:39 PM |
MadHun | $200.00 | 12/28/2012 5:25:24 PM |
trumpeter391 | $25.00 | 12/28/2012 9:05:46 PM |
platinum-czar | $20.91 | 12/29/2012 12:59:27 AM |
friends-helping-friends | $25.00 | 12/28/2012 7:55:34 PM |
rupee-motor8 | $25.00 | 12/29/2012 12:59:14 AM |
74 Investments
|
Borrower Payment Dependent Notes Series
684473
This series of Notes was issued and sold upon the funding of the borrower loan #79930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-21-2012 |
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $139.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-2007 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,121 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| No | | |
Screen name:
| unbeatable-dedication513 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Buster & Helping Mom :)
I would like to consolidate a few debts and help my Mom with moving
expenses.
Immediately upon leaving the military I was hired by a private contractor doing much of the same thing I was doing in the military but making triple the income.
My job is very secure.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $100.00 | 12/11/2012 12:31:24 PM |
treasure-bliss | $50.00 | 12/11/2012 9:16:21 AM |
zipemdown | $25.00 | 12/11/2012 10:01:16 AM |
authentic-finance194 | $300.00 | 12/11/2012 9:35:42 AM |
open-minded-p2p1 | $25.00 | 12/11/2012 10:19:39 AM |
transparency-position | $110.00 | 12/11/2012 11:40:54 AM |
Money__Tree | $200.00 | 12/11/2012 10:36:51 AM |
commerce-venture1 | $25.00 | 12/11/2012 5:00:57 PM |
SLN-10 | $60.00 | 12/11/2012 11:05:12 AM |
scholarly-order6 | $125.00 | 12/11/2012 1:39:29 PM |
Edakers | $25.00 | 12/11/2012 1:50:27 PM |
kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:28 PM |
Nco | $150.00 | 12/11/2012 5:32:51 PM |
superb-kindness2 | $50.00 | 12/12/2012 4:56:35 AM |
Tscheddar | $25.00 | 12/11/2012 7:20:15 PM |
fund-medalist171 | $39.00 | 12/12/2012 10:50:38 AM |
scoobiedoo | $35.00 | 12/12/2012 10:09:30 AM |
historic-nickel | $25.00 | 12/12/2012 11:54:47 AM |
newest-currency-vibrato | $25.00 | 12/12/2012 5:25:33 PM |
skillful-asset5 | $25.00 | 12/13/2012 7:14:50 PM |
bob450-roth | $25.00 | 12/13/2012 6:45:52 PM |
msd71258 | $25.00 | 12/14/2012 6:44:30 AM |
Skynxhunt | $25.00 | 12/15/2012 2:04:41 PM |
credit-commander1 | $25.00 | 12/15/2012 2:35:58 PM |
payment-halo | $25.00 | 12/17/2012 9:38:51 AM |
consummate-liberty8 | $25.00 | 12/17/2012 5:11:03 PM |
platinum-scientist9 | $25.00 | 12/17/2012 10:01:41 PM |
zorg77 | $100.00 | 12/18/2012 6:20:41 PM |
friendinmoney | $25.00 | 12/19/2012 8:24:23 AM |
jjb516 | $25.00 | 12/18/2012 7:13:54 PM |
ResQDoc | $25.00 | 12/19/2012 4:24:30 AM |
HereToHelp305 | $50.00 | 12/19/2012 4:52:20 PM |
beans53 | $25.00 | 12/19/2012 12:44:57 PM |
LendingPimp_2 | $100.00 | 12/19/2012 11:45:34 PM |
avm-the-investor | $100.00 | 12/19/2012 11:59:52 PM |
Vaanolo | $25.00 | 12/20/2012 6:15:36 AM |
the-debt-mate | $25.00 | 12/20/2012 1:56:20 PM |
revolutionary769 | $50.00 | 12/21/2012 5:26:08 AM |
MyPFBlog | $25.00 | 12/21/2012 10:14:27 AM |
KeyS80 | $50.00 | 12/21/2012 12:07:54 PM |
helping-out | $65.77 | 12/21/2012 3:11:09 PM |
pennybypenny | $25.00 | 12/16/2012 9:31:45 PM |
superb-funds335 | $25.00 | 12/11/2012 9:23:07 AM |
octoberfresh | $25.00 | 12/11/2012 10:52:11 AM |
valiant-return584 | $50.00 | 12/11/2012 9:56:32 AM |
toblerone | $25.00 | 12/11/2012 10:33:01 AM |
Dubbs360 | $50.00 | 12/11/2012 10:57:11 AM |
favorite-commerce | $30.00 | 12/11/2012 11:40:34 AM |
money-genome84 | $250.00 | 12/11/2012 11:27:48 AM |
obduro_1 | $25.00 | 12/11/2012 11:32:12 AM |
Interest2thePeople | $100.00 | 12/11/2012 5:19:14 PM |
DevinHill_IRA | $25.00 | 12/11/2012 5:46:52 PM |
vutah | $45.00 | 12/11/2012 5:47:54 PM |
return-enforcer5 | $25.00 | 12/12/2012 6:32:21 AM |
Bob450 | $25.00 | 12/11/2012 8:44:59 PM |
intrepid-loot | $25.00 | 12/12/2012 9:31:28 AM |
bonus-seahorse | $30.00 | 12/12/2012 6:33:27 PM |
the-hope-workhorse | $25.00 | 12/13/2012 6:33:42 PM |
receptive-affluence035 | $25.00 | 12/14/2012 5:19:02 PM |
1313mark1313 | $25.13 | 12/14/2012 5:09:15 PM |
tommymtg7 | $25.00 | 12/14/2012 10:55:36 AM |
finance-investor3 | $25.00 | 12/15/2012 11:40:30 AM |
ethical-truth211 | $250.00 | 12/16/2012 6:54:16 AM |
ALFLoan | $25.00 | 12/16/2012 12:38:03 PM |
Ty-man | $33.25 | 12/15/2012 10:58:59 PM |
RedmondMan | $25.00 | 12/16/2012 7:54:11 AM |
dunkard13 | $200.00 | 12/17/2012 6:28:13 PM |
integrity-doctor | $100.00 | 12/17/2012 4:24:42 PM |
britches318 | $300.00 | 12/18/2012 8:04:43 AM |
Numbat77 | $25.00 | 12/18/2012 7:09:18 PM |
Crie | $150.00 | 12/19/2012 8:56:21 AM |
BradP | $25.00 | 12/20/2012 1:27:41 PM |
SpreadsheetSolutions | $25.00 | 12/20/2012 11:40:50 AM |
srsock | $32.74 | 12/21/2012 3:21:38 AM |
keichi03 | $25.00 | 12/20/2012 5:43:20 PM |
persistent-income2 | $44.11 | 12/21/2012 2:29:24 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
685195
This series of Notes was issued and sold upon the funding of the borrower loan #80012, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,800.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $398.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 15% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 26y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,740 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| No | | |
Screen name:
| newest-entertaining-ore |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,683.99 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2011)
700-719
(Jun-2011)
|
Principal balance:
| $3,178.26 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... payoff outstanding debt into one payment.
My financial situation:
I am a good candidate for this loan because... This is my second loan with Prosper, I have great military pension income, a stable home, and very concerned about paying my debts. Thank you for your kind consideration.
Monthly net income: $ 7700.00
Monthly expenses: $
Housing: $ 1100.00
Insurance: $ 78.00
Car expenses: $ 265.00
Utilities: $ 285.00
Phone, cable, internet: $ 99.00
Food, entertainment: $ 260.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 350.00
Other expenses: $00.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $100.00 | 12/22/2012 12:33:15 AM |
MoneyForNothing | $30.15 | 12/15/2012 12:04:07 PM |
return-point2 | $100.00 | 12/15/2012 12:38:25 PM |
DasMula | $25.00 | 12/15/2012 12:03:46 PM |
Dubbs360 | $50.00 | 12/15/2012 1:20:20 PM |
john0720 | $100.00 | 12/15/2012 12:24:14 PM |
zipemdown | $25.00 | 12/15/2012 12:43:04 PM |
Skynxhunt | $25.00 | 12/15/2012 2:06:58 PM |
Bob450 | $25.00 | 12/15/2012 9:42:02 PM |
RGlad | $111.69 | 12/15/2012 2:52:31 PM |
thehousewife | $25.00 | 12/16/2012 8:09:01 AM |
Charlie010 | $30.00 | 12/15/2012 2:44:55 PM |
mikeandcat | $100.00 | 12/15/2012 5:55:07 PM |
commerce-venture1 | $50.00 | 12/17/2012 4:49:14 AM |
affluence-microscope2 | $200.00 | 12/17/2012 5:03:14 PM |
truth-companion | $25.00 | 12/17/2012 9:23:07 AM |
kind-lovely-marketplace | $50.00 | 12/17/2012 9:31:48 AM |
thrilling-fund427 | $50.00 | 12/17/2012 5:07:19 PM |
workorbe | $25.00 | 12/22/2012 12:27:23 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:59 PM |
fcrick | $50.00 | 12/23/2012 12:51:41 PM |
jmeasn | $50.00 | 12/23/2012 5:52:32 PM |
aggresive-compassion612 | $25.00 | 12/24/2012 11:14:08 AM |
AF-Chief | $25.00 | 12/24/2012 11:30:50 AM |
BJnRJames | $50.00 | 12/24/2012 4:18:14 PM |
nex | $25.00 | 12/24/2012 6:49:14 PM |
cvlender | $25.00 | 12/24/2012 6:19:50 PM |
california111 | $25.00 | 12/24/2012 10:35:45 PM |
OTM84 | $400.00 | 12/25/2012 10:25:40 AM |
power-spartan5 | $25.00 | 12/25/2012 6:02:49 PM |
atomantic | $25.00 | 12/25/2012 11:02:24 AM |
FinanceEngine | $60.00 | 12/26/2012 9:20:03 AM |
FarmersBank | $25.00 | 12/26/2012 8:20:11 AM |
natural-liberty4 | $200.00 | 12/26/2012 9:49:35 AM |
Rogesparkguy | $25.00 | 12/26/2012 10:59:25 AM |
oxnard | $25.00 | 12/26/2012 1:09:21 PM |
investment-sapling | $50.00 | 12/26/2012 3:57:01 PM |
courteous-justice415 | $25.00 | 12/26/2012 10:25:27 AM |
auction-eclipse8 | $50.00 | 12/26/2012 11:03:55 AM |
likeable-money4 | $25.00 | 12/26/2012 2:43:28 PM |
tommymtg7 | $25.00 | 12/26/2012 6:02:33 PM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:19:54 PM |
Caine1974 | $100.00 | 12/26/2012 6:54:59 PM |
Investor_DP | $100.00 | 12/26/2012 7:24:00 PM |
youthful-currency959 | $100.00 | 12/27/2012 9:02:07 AM |
Atranes | $150.00 | 12/27/2012 10:38:37 AM |
kingryan | $150.00 | 12/27/2012 10:52:06 AM |
appetizing-velocity4 | $25.00 | 12/27/2012 10:07:07 AM |
zassociate | $200.00 | 12/27/2012 5:12:36 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:36 PM |
LaGrangeLender | $40.00 | 12/28/2012 6:27:07 AM |
Priusdude | $25.00 | 12/27/2012 7:32:39 PM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:11 AM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:46 PM |
Munnie | $25.00 | 12/28/2012 6:09:02 AM |
magnitude787 | $30.00 | 12/28/2012 9:08:41 AM |
britgsb | $25.00 | 12/27/2012 7:08:31 PM |
hitsman | $50.00 | 12/28/2012 9:19:32 AM |
responsive-principal8 | $25.00 | 12/28/2012 9:24:44 AM |
rmkrish55 | $25.00 | 12/28/2012 8:50:12 AM |
inspired-investment8 | $100.00 | 12/28/2012 9:26:13 AM |
mtquan | $25.00 | 12/28/2012 9:04:38 AM |
progressive-economy261 | $400.00 | 12/28/2012 9:35:31 AM |
bill-thinker135 | $35.00 | 12/28/2012 9:14:36 AM |
life-is-great | $25.00 | 12/28/2012 6:32:52 AM |
benevolent-moola291 | $50.00 | 12/28/2012 9:18:41 AM |
intrepid-loot | $25.00 | 12/28/2012 9:21:54 AM |
Desa_Miwu | $25.00 | 12/28/2012 7:28:24 AM |
value-wind0 | $50.00 | 12/28/2012 9:22:51 AM |
tender-commerce8 | $50.00 | 12/28/2012 9:24:05 AM |
jazzlender | $50.00 | 12/28/2012 9:24:46 AM |
TheHillsAreAlive | $25.00 | 12/28/2012 9:52:10 AM |
yield-voyager8 | $25.00 | 12/28/2012 9:31:04 AM |
Jloaner | $70.00 | 12/28/2012 9:34:53 AM |
unassuming-p2ploan774 | $40.00 | 12/28/2012 9:43:55 AM |
CAGE-Investments | $25.00 | 12/28/2012 9:44:57 AM |
cash-kin7 | $25.00 | 12/28/2012 9:45:33 AM |
openness-surge0 | $25.00 | 12/28/2012 9:27:08 AM |
vegibenz | $25.00 | 12/28/2012 10:31:15 AM |
restless-currency | $40.00 | 12/28/2012 10:40:48 AM |
nimble-revenue5 | $47.00 | 12/28/2012 9:31:49 AM |
velocity-solo | $25.00 | 12/28/2012 10:14:17 AM |
cforell | $35.71 | 12/28/2012 10:47:00 AM |
rescue | $100.00 | 12/28/2012 10:19:06 AM |
bewitching-dollar5 | $100.00 | 12/28/2012 10:27:36 AM |
blue-competent-hope | $100.00 | 12/28/2012 11:11:13 AM |
wwwUniversal | $25.00 | 12/28/2012 11:12:15 AM |
haplender | $50.00 | 12/28/2012 11:16:25 AM |
1randyp | $25.00 | 12/28/2012 10:04:54 AM |
Comoparklender | $25.00 | 12/28/2012 10:43:55 AM |
diversification-medalist | $25.00 | 12/28/2012 10:47:44 AM |
brightest-community-atmosphere | $25.00 | 12/28/2012 10:15:27 AM |
triguy | $500.00 | 12/28/2012 11:09:50 AM |
derauma | $50.00 | 12/28/2012 11:11:57 AM |
best-active-listing | $25.00 | 12/28/2012 11:14:45 AM |
plentiful-note6 | $25.00 | 12/28/2012 11:15:06 AM |
melodious-fairness | $50.00 | 12/28/2012 10:28:16 AM |
sjc224 | $25.00 | 12/28/2012 10:28:23 AM |
tnjohnso | $25.00 | 12/28/2012 10:44:48 AM |
social-cocktail1 | $200.00 | 12/28/2012 10:50:03 AM |
unforgettable-order9 | $25.00 | 12/28/2012 11:13:44 AM |
friendly-gold | $43.00 | 12/28/2012 11:14:25 AM |
panda-lender | $25.00 | 12/28/2012 11:17:57 AM |
HereToHelp305 | $150.00 | 12/28/2012 11:19:32 AM |
entertaining-rate9 | $25.00 | 12/15/2012 12:29:41 PM |
stylish-revenue4 | $100.00 | 12/15/2012 12:36:55 PM |
LittleMingo | $25.00 | 12/15/2012 12:03:47 PM |
WalnutCreekguy | $50.00 | 12/15/2012 1:04:45 PM |
bazaar-tulip | $25.00 | 12/15/2012 12:08:21 PM |
valiant-return584 | $50.00 | 12/15/2012 1:00:45 PM |
Tscheddar | $25.00 | 12/15/2012 1:49:29 PM |
moneylender25 | $25.00 | 12/15/2012 3:45:41 PM |
belief-integrity | $1,000.00 | 12/15/2012 1:24:40 PM |
five-star-note | $25.00 | 12/15/2012 3:28:05 PM |
Dubbly | $25.00 | 12/15/2012 1:53:41 PM |
sensible-fund | $30.00 | 12/16/2012 6:09:17 AM |
janeybooboo | $75.00 | 12/15/2012 2:24:55 PM |
berniemadeoff | $50.00 | 12/16/2012 7:46:35 AM |
orange-preeminant-bill | $25.00 | 12/16/2012 9:35:44 AM |
CMJ-Partners | $25.00 | 12/16/2012 4:49:40 PM |
capital-investor8 | $25.00 | 12/17/2012 6:24:32 AM |
312-Lender | $50.00 | 12/17/2012 9:10:48 AM |
lostviajero | $25.00 | 12/17/2012 6:01:12 PM |
radiant-dollar9 | $200.00 | 12/17/2012 5:24:34 PM |
purposeful-durability8 | $100.00 | 12/20/2012 9:29:53 AM |
broker048 | $25.00 | 12/20/2012 8:41:39 AM |
ptjg | $39.00 | 12/24/2012 6:31:54 PM |
helpinghand63 | $25.00 | 12/25/2012 9:33:40 AM |
halothane_logic | $25.04 | 12/24/2012 7:32:41 PM |
superb-kindness2 | $25.00 | 12/25/2012 1:33:22 PM |
fund-dragster | $50.00 | 12/25/2012 2:10:43 PM |
tolerant-responsibility051 | $2,000.00 | 12/26/2012 12:09:03 AM |
successful-agreement7 | $100.00 | 12/26/2012 9:23:14 AM |
moola-accelerator6 | $30.00 | 12/26/2012 2:48:37 PM |
receptive-affluence035 | $25.00 | 12/26/2012 12:02:05 PM |
supersarah61 | $25.00 | 12/26/2012 4:47:41 PM |
the-magnetic-transaction | $200.00 | 12/26/2012 5:02:59 PM |
global-invest-group | $25.00 | 12/26/2012 6:02:18 PM |
timbob | $500.00 | 12/26/2012 5:23:15 PM |
bob450-roth | $25.00 | 12/26/2012 6:50:55 PM |
C2Banking | $25.00 | 12/26/2012 11:54:33 PM |
JC_12 | $50.00 | 12/27/2012 7:21:56 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:31 PM |
order-prospector | $25.00 | 12/27/2012 6:12:03 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:13 PM |
listing-enlightenment1 | $100.00 | 12/27/2012 2:23:44 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:09 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:17:17 PM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:01 PM |
RB_Double-A_Bravo | $39.57 | 12/27/2012 8:10:26 PM |
blackstar | $33.99 | 12/28/2012 7:38:01 AM |
investment-pro4 | $29.00 | 12/28/2012 9:10:21 AM |
Leshan | $100.00 | 12/28/2012 7:52:04 AM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:44 PM |
supreme-treasure8 | $88.00 | 12/28/2012 9:22:09 AM |
interstellar | $75.00 | 12/28/2012 9:26:42 AM |
P2P_Investor | $794.00 | 12/28/2012 9:03:21 AM |
pierrelasvegas | $25.00 | 12/28/2012 9:29:41 AM |
money-bauble | $100.00 | 12/28/2012 9:12:54 AM |
five-star-justice | $25.00 | 12/28/2012 6:43:54 AM |
versatile-integrity8 | $26.24 | 12/28/2012 6:45:41 AM |
red-power-pecan | $50.00 | 12/28/2012 9:45:30 AM |
finance-prescription | $100.00 | 12/28/2012 9:47:53 AM |
bold-sunny-generosity | $25.00 | 12/28/2012 9:52:17 AM |
TheLoanManCan | $25.00 | 12/28/2012 9:31:41 AM |
BankofRon_IRA | $100.00 | 12/28/2012 9:32:28 AM |
transparency-sapling | $25.00 | 12/28/2012 9:10:04 AM |
CapitalismRocks | $25.00 | 12/28/2012 10:14:29 AM |
HoosierDaddie | $50.00 | 12/28/2012 9:15:14 AM |
Hambone1111 | $25.00 | 12/28/2012 9:32:07 AM |
kindness-electron577 | $25.00 | 12/28/2012 9:33:26 AM |
wampum-optimization | $25.00 | 12/28/2012 10:19:26 AM |
Cronos | $82.00 | 12/28/2012 10:20:32 AM |
green-fund-sitar | $25.00 | 12/28/2012 10:21:10 AM |
heart514 | $25.00 | 12/28/2012 10:22:06 AM |
Preferred-Lender | $25.00 | 12/28/2012 10:23:50 AM |
compounding21 | $25.00 | 12/28/2012 10:24:56 AM |
ore-authority2 | $50.00 | 12/28/2012 9:53:56 AM |
Feyenoord | $30.00 | 12/28/2012 11:17:39 AM |
logical-principal8 | $46.00 | 12/28/2012 10:33:40 AM |
capital-renewal | $25.00 | 12/28/2012 9:57:44 AM |
monster4 | $50.00 | 12/28/2012 10:35:02 AM |
handshake5 | $100.00 | 12/28/2012 10:08:48 AM |
pragmatic-auction8 | $25.00 | 12/28/2012 11:10:24 AM |
money-baron-roth-IRA | $50.00 | 12/28/2012 11:20:14 AM |
repayment-walnut2 | $25.00 | 12/28/2012 10:41:21 AM |
musegaze | $50.00 | 12/28/2012 10:42:16 AM |
proper-exchange8 | $50.00 | 12/28/2012 10:45:40 AM |
zone6 | $39.00 | 12/28/2012 10:55:50 AM |
enthusiastic-point | $25.00 | 12/28/2012 11:11:39 AM |
kegs | $5.61 | 12/28/2012 11:20:54 AM |
191 Investments
|
Borrower Payment Dependent Notes Series
685495
This series of Notes was issued and sold upon the funding of the borrower loan #79858, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-24-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $240.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 20% |
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
13 | Length of status: | 13y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,336 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| green-handy-credit |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Consolidate
Purpose of loan: Consolidate bills
This loan will be used to consolidate some outstanding bills and get my credit record in better shape.
My financial situation:
I am a good candidate for this loan because... I am a steady employee and have some assets which will mature in a year to pay this loan off. I have a steady record of paying my loans.
Monthly net income: $11,000
Monthly expenses: $
Housing: $2100
Insurance: $300
Car expenses: $500
Utilities: $250
Phone, cable, internet: $145
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
orange-preeminant-bill | $50.00 | 12/11/2012 9:31:26 AM |
zipemdown | $25.00 | 12/11/2012 10:01:25 AM |
commerce-venture1 | $25.00 | 12/11/2012 9:05:18 AM |
RGlad | $100.00 | 12/11/2012 10:04:57 AM |
valiant-return584 | $50.00 | 12/11/2012 9:56:44 AM |
janeybooboo | $75.00 | 12/11/2012 9:57:58 AM |
open-minded-p2p1 | $25.00 | 12/11/2012 10:50:48 AM |
bold-social-widget | $25.00 | 12/11/2012 11:12:58 AM |
TheSituation | $25.00 | 12/11/2012 12:04:03 PM |
Interest2thePeople | $100.00 | 12/11/2012 5:19:16 PM |
integrity-web | $25.00 | 12/11/2012 5:46:50 PM |
scoobiedoo | $35.00 | 12/12/2012 9:59:57 AM |
312-Lender | $152.40 | 12/12/2012 5:01:06 PM |
Tscheddar | $25.00 | 12/12/2012 6:00:20 PM |
cr8on | $30.00 | 12/12/2012 5:09:19 PM |
LuvToLend | $25.00 | 12/14/2012 9:24:07 AM |
adamdroker | $25.00 | 12/13/2012 9:13:56 PM |
the-hope-workhorse | $25.00 | 12/14/2012 4:26:41 PM |
Kaj | $25.00 | 12/14/2012 10:08:40 AM |
orchestra960 | $147.00 | 12/15/2012 10:56:58 AM |
Skynxhunt | $25.00 | 12/15/2012 2:04:45 PM |
a-restless-dollar | $30.00 | 12/16/2012 10:47:19 PM |
aggresive-compassion612 | $25.00 | 12/17/2012 9:12:52 AM |
integrity-doctor | $100.00 | 12/17/2012 4:10:59 PM |
brainy-return234 | $50.00 | 12/18/2012 10:25:26 AM |
availableloan | $25.00 | 12/18/2012 11:33:31 PM |
trumpeter391 | $25.00 | 12/20/2012 7:07:14 PM |
BradP | $25.00 | 12/20/2012 1:31:36 PM |
dynrep | $25.00 | 12/20/2012 6:42:21 PM |
EL_Papin | $25.00 | 12/21/2012 10:17:01 AM |
Roux1 | $25.00 | 12/22/2012 12:33:55 PM |
Weaverville | $25.00 | 12/21/2012 6:05:48 PM |
nex | $25.00 | 12/21/2012 6:26:51 PM |
payment-gusto | $25.00 | 12/22/2012 12:36:31 PM |
OTM84 | $200.00 | 12/23/2012 2:13:49 PM |
ethical-truth211 | $200.00 | 12/24/2012 3:48:57 AM |
Bob450 | $25.00 | 12/24/2012 8:41:11 AM |
historic-dough5 | $25.00 | 12/23/2012 8:30:30 PM |
careful-vigilance4 | $25.00 | 12/24/2012 10:14:32 AM |
zorg77 | $100.00 | 12/24/2012 9:20:51 AM |
pennies_from_heaven | $25.00 | 12/24/2012 9:54:12 AM |
nwwineguy | $100.80 | 12/24/2012 4:57:03 PM |
fantastic-dedication6 | $50.00 | 12/24/2012 3:07:37 PM |
friedokra | $25.00 | 12/24/2012 11:58:56 AM |
yield-hut | $25.00 | 12/24/2012 6:03:45 PM |
commerce-venture1 | $25.00 | 12/24/2012 7:35:19 PM |
Wellman | $25.00 | 12/24/2012 6:10:53 PM |
DER | $25.00 | 12/24/2012 5:23:12 PM |
Katburg | $25.00 | 12/24/2012 5:32:57 PM |
money-bauble | $100.00 | 12/24/2012 7:02:29 PM |
bazaar-festivity | $25.00 | 12/24/2012 7:43:12 PM |
miamibeachloaner | $25.00 | 12/24/2012 6:48:04 PM |
liberty-tostada7 | $25.00 | 12/11/2012 11:57:54 AM |
toblerone | $25.00 | 12/11/2012 10:33:02 AM |
berniemadeoff | $40.00 | 12/11/2012 11:51:46 AM |
Dubbs360 | $50.00 | 12/11/2012 10:57:14 AM |
vutah | $45.00 | 12/11/2012 5:46:22 PM |
Nco | $150.00 | 12/11/2012 5:32:53 PM |
WalnutCreekguy | $50.00 | 12/12/2012 5:14:32 PM |
elog238 | $25.00 | 12/13/2012 7:28:36 AM |
selector568 | $300.00 | 12/13/2012 9:23:04 AM |
return-point2 | $53.00 | 12/13/2012 10:24:23 AM |
WisconsinFinance | $25.00 | 12/13/2012 12:05:06 PM |
thrilling-fund427 | $50.00 | 12/13/2012 12:11:49 PM |
asset-professor | $25.00 | 12/13/2012 5:43:20 PM |
kenji4861 | $25.00 | 12/14/2012 10:19:42 AM |
ChoiceInvestments | $26.50 | 12/15/2012 7:14:56 AM |
__A1B2 | $27.00 | 12/15/2012 9:30:59 PM |
bazaar-tulip | $500.00 | 12/16/2012 1:21:58 PM |
power-spartan5 | $25.00 | 12/18/2012 9:02:13 AM |
cardminger | $25.00 | 12/18/2012 9:17:02 AM |
Quiza12 | $100.00 | 12/19/2012 11:24:31 AM |
bold-joyful-coin9 | $25.00 | 12/19/2012 10:50:37 AM |
HereToHelp305 | $50.00 | 12/19/2012 4:52:21 PM |
tolerant-responsibility051 | $2,500.00 | 12/20/2012 5:28:44 PM |
thelovebug | $100.00 | 12/21/2012 9:06:21 AM |
payment-halo | $25.00 | 12/20/2012 6:42:08 PM |
nodebtin3 | $25.00 | 12/22/2012 6:57:13 AM |
HelpWhenNeeded | $50.00 | 12/21/2012 10:09:12 PM |
Kyileo | $25.00 | 12/22/2012 4:09:08 PM |
ethical-truth211 | $500.00 | 12/22/2012 4:40:44 PM |
wwwUniversal | $25.00 | 12/23/2012 1:27:10 PM |
gothampark | $25.00 | 12/24/2012 6:06:26 AM |
zorg77 | $50.00 | 12/24/2012 9:20:57 AM |
vigilance-frontier | $25.00 | 12/24/2012 6:47:42 AM |
glroark | $50.00 | 12/24/2012 7:06:20 AM |
the-enthralling-coin | $25.00 | 12/24/2012 9:44:53 AM |
jpblan11 | $25.00 | 12/24/2012 10:35:57 AM |
marcomnzs | $25.00 | 12/24/2012 10:04:06 AM |
pug90000 | $37.03 | 12/24/2012 11:39:58 AM |
kulender | $50.00 | 12/24/2012 5:50:47 PM |
Astyanax | $30.00 | 12/24/2012 1:00:36 PM |
loancrusader | $50.00 | 12/24/2012 11:46:16 AM |
pembull | $25.00 | 12/24/2012 12:00:38 PM |
oxnard | $50.00 | 12/24/2012 1:25:41 PM |
pierrelasvegas | $25.00 | 12/24/2012 2:31:51 PM |
natural-greenback6 | $21.27 | 12/24/2012 8:02:45 PM |
roux | $25.00 | 12/24/2012 6:42:00 PM |
mammalian4 | $25.00 | 12/24/2012 7:48:40 PM |
99 Investments
|
Borrower Payment Dependent Notes Series
685823
This series of Notes was issued and sold upon the funding of the borrower loan #79578, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-14-2012 |
Term:
| 12 months | | |
Listing End date:
| Dec-20-2012 |
|
Lender yield:
| 14.63% |
Borrower rate/APR:
| 15.63% / 23.42% |
Monthly payment:
| $452.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.58% | | |
| |
Estimated return*:
| 5.59% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 23% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,226 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| SnatchedPoet |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loan
Purpose of loan: Wedding expenses
This loan will be used to...finance the photography for our wedding.
My financial situation: Very stable
I am a good candidate for this loan because...I have very few expenses since I live at home and any extra income I save towards the wedding. I pay all my credit cards in full and carry no interest on any of them.
Monthly net income: $3100
Monthly expenses: $100
Housing: $0
Insurance: $900/year (mostly car insurance)
Car expenses: $500/month (gas, auto loan, maintenance, etc.)
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100/month
Clothing, household expenses: $0
Credit cards and other loans: $300 mostly (student loans)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Vegasjim | $25.00 | 12/14/2012 9:05:51 AM |
bazaar-paladin7 | $25.00 | 12/14/2012 9:35:18 AM |
golffish2 | $25.00 | 12/14/2012 9:06:45 AM |
zipemdown | $25.00 | 12/14/2012 9:40:56 AM |
majestic-bill8 | $25.00 | 12/14/2012 10:30:00 AM |
Aberdeen | $100.00 | 12/14/2012 10:41:11 AM |
healthy-peace427 | $100.00 | 12/14/2012 9:03:12 AM |
octoberfresh | $25.00 | 12/14/2012 10:12:01 AM |
Rockymtnhi | $100.00 | 12/14/2012 9:42:39 AM |
DevinHill | $25.00 | 12/14/2012 10:54:30 AM |
Interloper | $25.00 | 12/14/2012 12:00:27 PM |
kinetic-loot436 | $100.00 | 12/15/2012 4:06:09 AM |
SudianX | $25.00 | 12/15/2012 4:43:05 AM |
nevee | $25.00 | 12/14/2012 6:31:11 PM |
payment-halo | $25.00 | 12/15/2012 10:50:16 AM |
bonus-animal4 | $25.00 | 12/15/2012 9:53:02 AM |
missing-link | $25.00 | 12/15/2012 12:51:31 PM |
PCity-LOA15 | $30.23 | 12/15/2012 12:45:49 PM |
hidavehi | $41.00 | 12/15/2012 12:58:07 PM |
newest-generous-income | $25.00 | 12/15/2012 1:19:00 PM |
theogeer | $25.00 | 12/15/2012 1:09:28 PM |
Prowess_in_Babylon | $25.00 | 12/15/2012 8:19:15 PM |
FinDoc | $25.00 | 12/16/2012 7:29:13 AM |
integrity-revolutionary5 | $25.00 | 12/16/2012 10:24:32 AM |
Reddy_Capital | $25.00 | 12/16/2012 12:09:33 PM |
bold-economy-kayak | $25.56 | 12/16/2012 12:04:25 AM |
thg0703 | $25.00 | 12/16/2012 5:46:52 PM |
diplomatic-justice6 | $37.00 | 12/17/2012 12:08:57 AM |
frankdelraza | $25.00 | 12/17/2012 9:41:45 AM |
slxvq | $25.85 | 12/17/2012 7:19:03 AM |
burgeoning-affluence5 | $50.00 | 12/17/2012 8:42:44 PM |
slowgains | $25.00 | 12/17/2012 8:45:43 PM |
new-dynamic-value | $25.00 | 12/18/2012 8:32:43 AM |
hopeful-trade | $25.00 | 12/18/2012 9:49:47 AM |
greenback-upholder9 | $25.00 | 12/18/2012 7:21:34 AM |
Uylsses | $33.00 | 12/18/2012 10:28:26 AM |
ingenious-truth684 | $25.00 | 12/18/2012 5:13:15 PM |
note-willow8 | $25.00 | 12/18/2012 6:13:15 PM |
dl_data | $200.00 | 12/18/2012 8:22:58 PM |
KirosPOS | $50.00 | 12/18/2012 9:39:10 PM |
natural-worth9 | $100.00 | 12/19/2012 4:05:11 PM |
wwwUniversal | $25.00 | 12/19/2012 5:22:25 PM |
-PokerNut | $50.00 | 12/19/2012 5:27:13 PM |
WalnutCreekguy | $50.00 | 12/19/2012 5:43:19 PM |
compatible-deal9 | $25.00 | 12/19/2012 1:12:03 PM |
ryan6853 | $25.11 | 12/19/2012 6:10:05 PM |
BostonCapital | $100.00 | 12/19/2012 5:51:37 PM |
Phunder | $25.00 | 12/20/2012 12:43:08 AM |
adeline057 | $200.00 | 12/20/2012 1:03:23 AM |
money-sequoia9 | $25.00 | 12/14/2012 9:27:02 AM |
smear87 | $50.00 | 12/14/2012 9:35:58 AM |
DreisersFinancier | $50.00 | 12/14/2012 9:02:32 AM |
weatherman89 | $30.00 | 12/14/2012 9:07:56 AM |
DevinHill | $25.00 | 12/14/2012 9:37:22 AM |
Edakers | $25.00 | 12/14/2012 10:49:15 AM |
natural-worth9 | $400.00 | 12/14/2012 10:52:00 AM |
84928429 | $25.00 | 12/14/2012 9:28:26 AM |
scholarly-order6 | $75.00 | 12/14/2012 10:54:09 AM |
bazaar-tulip | $25.00 | 12/14/2012 5:19:34 PM |
I_Like_to_Invest | $25.00 | 12/14/2012 10:16:43 AM |
valiant-return584 | $50.00 | 12/14/2012 10:19:53 AM |
daw1878 | $25.00 | 12/14/2012 10:53:46 AM |
Relaxo | $200.00 | 12/14/2012 2:49:13 PM |
Bank42 | $25.00 | 12/14/2012 4:33:55 PM |
ghettodrvr | $25.00 | 12/14/2012 8:17:16 PM |
enticing-affluence6 | $50.00 | 12/15/2012 9:52:32 AM |
kind-lovely-marketplace | $50.00 | 12/15/2012 11:06:27 AM |
tomdooley12520 | $35.00 | 12/15/2012 9:49:04 AM |
green-dollar-buffalo | $50.00 | 12/15/2012 10:58:44 AM |
gjm6d | $25.00 | 12/15/2012 1:09:59 PM |
dynrep | $25.00 | 12/15/2012 1:18:37 PM |
Skynxhunt | $25.00 | 12/15/2012 2:06:28 PM |
assets_and_elbows | $84.06 | 12/15/2012 8:18:32 PM |
scojo | $25.10 | 12/16/2012 9:00:13 AM |
djh47a | $50.00 | 12/17/2012 6:07:04 AM |
durability-mover5 | $150.00 | 12/17/2012 3:09:32 PM |
lalock | $25.00 | 12/17/2012 7:43:01 AM |
consummate-liberty8 | $25.00 | 12/17/2012 5:15:53 PM |
djalan | $50.00 | 12/17/2012 1:42:00 PM |
Trebuchez | $50.00 | 12/18/2012 4:27:11 AM |
friendinmoney | $25.00 | 12/18/2012 6:14:30 AM |
mad-scientist418 | $25.00 | 12/17/2012 6:47:55 PM |
bonus-seahorse | $65.00 | 12/18/2012 11:32:59 AM |
red-capital-harmonica | $25.00 | 12/18/2012 11:36:53 PM |
Aristocrat | $25.00 | 12/18/2012 10:34:55 PM |
Plow_n_Sow | $25.00 | 12/18/2012 8:00:23 PM |
red-joyful-dinero | $100.00 | 12/19/2012 11:50:22 AM |
best-unbeatable-transaction | $25.00 | 12/19/2012 3:28:32 PM |
HereToHelp305 | $150.00 | 12/19/2012 4:50:43 PM |
historic-value7 | $100.00 | 12/19/2012 10:19:20 AM |
JonDough | $50.00 | 12/19/2012 10:45:14 AM |
profitable-fairness1 | $75.00 | 12/19/2012 12:34:03 PM |
newest-thrilling-income | $35.00 | 12/19/2012 6:20:49 PM |
witty-compassion | $25.00 | 12/19/2012 1:53:11 PM |
auction-eclipse8 | $50.00 | 12/19/2012 5:23:28 PM |
truth-companion | $25.00 | 12/19/2012 5:25:08 PM |
cerebral-dollar773 | $25.00 | 12/19/2012 8:11:30 PM |
indomitable-benefit6 | $48.09 | 12/20/2012 2:06:51 AM |
LuvToLend | $25.00 | 12/19/2012 5:00:40 PM |
CoolPlexer | $25.00 | 12/19/2012 6:36:59 PM |
Kaj | $25.00 | 12/19/2012 6:02:11 PM |
unassailable-funds754 | $25.00 | 12/19/2012 6:04:48 PM |
jetspeedfuture | $35.00 | 12/19/2012 7:27:02 PM |
103 Investments
|
Borrower Payment Dependent Notes Series
685883
This series of Notes was issued and sold upon the funding of the borrower loan #80039, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-26-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $567.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 11y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,520 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| marketplace-emperor212 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit cards with higher interest.
My financial situation:
I am a good candidate for this loan because...I have a steady employment history. I have good payment history and have no late payments on anything.
I have also have rental income for another mortgage and a separate business income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DonaldColorado | $50.00 | 12/13/2012 5:26:08 PM |
loot-prescription3 | $25.00 | 12/13/2012 5:18:57 PM |
bazaar-tulip | $25.00 | 12/13/2012 5:57:16 PM |
CreditBuilder2 | $25.01 | 12/13/2012 7:27:18 PM |
blot44 | $25.00 | 12/14/2012 6:42:07 AM |
Ripsaw4U | $50.00 | 12/14/2012 10:23:17 AM |
elasermd | $100.00 | 12/14/2012 5:26:23 PM |
neighborly-hope6 | $100.00 | 12/14/2012 5:35:55 PM |
compassion-twister2 | $50.00 | 12/14/2012 5:36:47 PM |
prudent-dough458 | $25.00 | 12/14/2012 5:29:28 PM |
logical-reward8 | $25.00 | 12/14/2012 6:04:33 PM |
riskreward | $250.00 | 12/15/2012 11:26:47 AM |
Hy-FineAnts-33 | $50.00 | 12/15/2012 12:41:30 PM |
bill-tent1 | $50.00 | 12/15/2012 11:07:55 AM |
compoundinterest | $25.00 | 12/15/2012 12:26:05 PM |
commerce-gargantuan2 | $25.00 | 12/15/2012 1:35:36 PM |
Skynxhunt | $25.00 | 12/15/2012 2:06:15 PM |
supersarah61 | $25.00 | 12/16/2012 1:59:28 PM |
djs81 | $75.00 | 12/18/2012 5:17:49 PM |
dharma1 | $25.00 | 12/18/2012 5:28:25 PM |
auction-eclipse8 | $50.00 | 12/18/2012 6:58:59 PM |
logical-principal8 | $50.00 | 12/19/2012 9:27:41 AM |
american6 | $50.00 | 12/19/2012 9:04:31 AM |
euro-grove4 | $25.00 | 12/19/2012 5:18:28 PM |
amicablenemesis | $50.00 | 12/19/2012 9:39:39 AM |
community-seahorse0 | $25.00 | 12/19/2012 6:01:17 PM |
natural-liberty4 | $200.00 | 12/19/2012 5:37:04 PM |
bill-magnolia5 | $25.00 | 12/20/2012 3:35:39 PM |
bonus-apricot366 | $25.00 | 12/19/2012 7:05:42 PM |
the-magnificent-loan | $200.00 | 12/20/2012 5:42:47 PM |
principal-admirer5 | $25.00 | 12/21/2012 3:41:35 PM |
impeccable-penny | $50.00 | 12/22/2012 8:12:12 AM |
logical-peso2 | $25.00 | 12/22/2012 12:19:07 PM |
Batman2u | $25.00 | 12/22/2012 5:45:44 AM |
first-credit-meridian | $25.00 | 12/22/2012 1:52:32 PM |
debt-legend | $25.00 | 12/22/2012 1:18:34 PM |
qsolo | $50.00 | 12/22/2012 1:05:57 PM |
nodebtin3 | $25.00 | 12/22/2012 1:10:30 PM |
SkipMcGrath | $50.00 | 12/23/2012 12:01:22 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:33 PM |
kaykarun | $47.00 | 12/24/2012 9:24:40 AM |
prudent-payment316 | $25.00 | 12/24/2012 10:52:03 AM |
enriching-trade2 | $30.00 | 12/24/2012 10:44:48 AM |
member_98419 | $25.00 | 12/24/2012 11:22:58 AM |
loan-arrow3 | $25.00 | 12/24/2012 5:26:02 PM |
clean-point9 | $25.00 | 12/24/2012 2:22:55 PM |
FlexFunding | $100.00 | 12/24/2012 11:40:21 AM |
Syzygy | $25.00 | 12/24/2012 11:41:31 AM |
radiant-moola5 | $25.00 | 12/24/2012 1:17:24 PM |
Trentsteel_98 | $25.00 | 12/24/2012 5:21:33 PM |
bowdish1 | $75.00 | 12/24/2012 6:44:44 PM |
transparency-futurist3 | $25.00 | 12/25/2012 9:08:54 AM |
knowledgeable-silver6 | $25.00 | 12/25/2012 10:08:21 AM |
Kyne | $25.00 | 12/25/2012 11:50:05 AM |
commanding-treasure2 | $75.00 | 12/25/2012 10:10:45 AM |
fuzed | $25.00 | 12/25/2012 4:36:18 PM |
fandacom | $25.00 | 12/26/2012 7:59:16 AM |
spirit07a | $100.00 | 12/26/2012 9:23:20 AM |
benevolent-loot5 | $162.00 | 12/26/2012 9:26:53 AM |
adaptable-benefit6 | $25.00 | 12/25/2012 6:05:29 PM |
imbaldjerry | $25.00 | 12/26/2012 8:20:10 AM |
shaps | $50.00 | 12/26/2012 9:44:41 AM |
emphatic-gold584 | $100.00 | 12/26/2012 10:26:15 AM |
downtownfarm | $25.00 | 12/26/2012 10:39:05 AM |
girlwithglasses | $50.00 | 12/26/2012 10:42:49 AM |
Mommo | $50.00 | 12/26/2012 9:06:23 AM |
funds-nebula | $50.00 | 12/26/2012 10:45:25 AM |
j2ee | $50.00 | 12/26/2012 9:11:17 AM |
johanson07 | $25.00 | 12/26/2012 10:56:12 AM |
enchanted-compassion012 | $25.00 | 12/26/2012 10:58:03 AM |
Panna | $25.00 | 12/26/2012 10:58:51 AM |
economy-molecule3 | $500.00 | 12/26/2012 10:59:12 AM |
income-banjo | $25.00 | 12/26/2012 9:57:25 AM |
money-hunter6 | $25.00 | 12/26/2012 11:00:33 AM |
kind-credit-jedi | $50.00 | 12/26/2012 11:06:13 AM |
dbzen | $25.00 | 12/26/2012 11:07:33 AM |
Duchdad | $25.00 | 12/26/2012 11:14:33 AM |
payout-harmony4 | $75.00 | 12/26/2012 11:16:34 AM |
jazz619 | $25.00 | 12/26/2012 11:23:38 AM |
Tasmir | $25.00 | 12/26/2012 11:26:15 AM |
Warwick | $25.00 | 12/26/2012 11:28:14 AM |
note-paddle6 | $25.00 | 12/26/2012 11:41:08 AM |
SojournerMobile | $25.00 | 12/26/2012 10:33:31 AM |
larslfe | $25.00 | 12/26/2012 10:36:30 AM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:36 PM |
Kame | $25.00 | 12/26/2012 10:40:06 AM |
versatile-dime442 | $148.00 | 12/26/2012 9:45:28 AM |
diversification-surge | $25.00 | 12/26/2012 10:49:44 AM |
jmb_lending | $50.00 | 12/26/2012 10:50:26 AM |
multiplex | $50.00 | 12/26/2012 10:55:21 AM |
peace-cadence | $25.00 | 12/26/2012 10:59:44 AM |
lifegrowth | $25.00 | 12/26/2012 11:04:14 AM |
likeable-money4 | $25.00 | 12/26/2012 2:40:29 PM |
Taxman44 | $25.00 | 12/26/2012 11:05:14 AM |
sturdy-fairness0 | $50.00 | 12/26/2012 11:05:43 AM |
riproaringrapids | $50.00 | 12/26/2012 11:06:35 AM |
timbob | $200.00 | 12/26/2012 11:07:53 AM |
nimble-money0 | $25.00 | 12/26/2012 11:09:22 AM |
ramsbladder | $25.00 | 12/26/2012 11:14:31 AM |
pbo922 | $25.00 | 12/26/2012 2:54:52 PM |
ryreesado | $25.00 | 12/26/2012 10:25:09 AM |
currency-agave | $50.00 | 12/26/2012 10:27:54 AM |
The_Minimalist | $25.00 | 12/26/2012 12:34:22 PM |
bold-luminous-wealth | $25.00 | 12/26/2012 5:01:09 PM |
iolaire | $25.00 | 12/26/2012 5:01:31 PM |
bltzn123 | $35.00 | 12/26/2012 5:01:53 PM |
Brain_m | $25.00 | 12/26/2012 10:40:34 AM |
kewgdns | $30.00 | 12/26/2012 5:04:33 PM |
wtrboy | $25.00 | 12/26/2012 5:04:59 PM |
responsibility-fortress | $25.00 | 12/26/2012 5:05:31 PM |
joedeshon | $25.00 | 12/26/2012 5:08:11 PM |
adevadeh | $25.00 | 12/26/2012 10:58:18 AM |
cliffjumper | $25.00 | 12/26/2012 5:09:27 PM |
JasmineTrust | $25.00 | 12/26/2012 11:00:19 AM |
meenan | $25.00 | 12/26/2012 11:00:23 AM |
flexiboy35 | $25.00 | 12/26/2012 11:00:53 AM |
tillit | $25.00 | 12/26/2012 5:10:10 PM |
wise-alluring-penny | $50.00 | 12/26/2012 5:13:30 PM |
onegoodlender | $25.00 | 12/26/2012 5:14:36 PM |
budyzr | $25.00 | 12/26/2012 11:14:13 AM |
gojackgo | $50.00 | 12/26/2012 11:15:31 AM |
bdloans | $50.00 | 12/26/2012 5:17:25 PM |
RocketSurgeon | $25.00 | 12/26/2012 11:22:45 AM |
diversification-medalist | $25.00 | 12/26/2012 5:21:16 PM |
golden-bid9 | $25.00 | 12/26/2012 5:21:34 PM |
brightest-repayment-patriot | $75.00 | 12/26/2012 5:21:47 PM |
peso-tamer5 | $25.00 | 12/26/2012 11:37:23 AM |
affluence-kingdom9 | $100.00 | 12/26/2012 5:26:10 PM |
roman2008 | $25.00 | 12/26/2012 5:27:27 PM |
MrMoney0622 | $25.00 | 12/26/2012 5:00:45 PM |
funds-captain4 | $50.00 | 12/26/2012 5:01:48 PM |
mason13a | $25.00 | 12/26/2012 5:28:52 PM |
building-america | $25.00 | 12/26/2012 5:29:00 PM |
power-haven459 | $25.00 | 12/26/2012 5:03:41 PM |
generosity-giraffe0 | $50.00 | 12/26/2012 5:03:53 PM |
adaptable-camaraderi | $25.00 | 12/26/2012 5:05:18 PM |
hawaiiangirl76 | $25.00 | 12/26/2012 5:33:15 PM |
srilm | $25.00 | 12/26/2012 5:06:11 PM |
solarwind | $25.00 | 12/26/2012 5:34:57 PM |
fishintime | $100.00 | 12/26/2012 5:38:08 PM |
lancetc | $25.00 | 12/26/2012 5:40:43 PM |
Plutis | $25.00 | 12/26/2012 5:09:01 PM |
Peer-to-PeerFunding | $25.00 | 12/26/2012 5:09:08 PM |
vigorous-payment6 | $25.00 | 12/26/2012 5:44:55 PM |
financelover | $50.00 | 12/26/2012 5:11:37 PM |
chicagobear23 | $25.00 | 12/26/2012 5:46:12 PM |
banker727 | $25.00 | 12/26/2012 5:12:46 PM |
Zarks | $25.00 | 12/26/2012 5:48:08 PM |
MoonMama | $25.00 | 12/26/2012 5:14:52 PM |
BidDaddyBigBucks | $25.00 | 12/26/2012 5:17:10 PM |
fund-booster4 | $25.00 | 12/26/2012 3:44:34 PM |
blazing-euro8 | $25.00 | 12/26/2012 3:44:48 PM |
point-leather9 | $25.00 | 12/26/2012 5:25:03 PM |
don8ter | $50.00 | 12/26/2012 5:00:56 PM |
GATrust | $25.00 | 12/26/2012 5:02:08 PM |
TCayce | $25.00 | 12/26/2012 5:27:04 PM |
imyorleadr | $25.00 | 12/26/2012 5:03:04 PM |
enterprising-bazaar2 | $25.00 | 12/26/2012 5:28:12 PM |
fantastic-dedication6 | $50.00 | 12/26/2012 5:29:43 PM |
Arpad | $30.00 | 12/26/2012 5:04:35 PM |
euro-speaker8 | $250.00 | 12/26/2012 5:04:41 PM |
Shingu | $50.00 | 12/26/2012 5:05:02 PM |
shaker348 | $25.00 | 12/26/2012 5:05:39 PM |
larrybird | $1,000.00 | 12/26/2012 5:32:27 PM |
exchange-pledge | $50.00 | 12/26/2012 5:06:34 PM |
capital-dynamo0 | $25.00 | 12/26/2012 5:36:28 PM |
asset-equilibrium0 | $25.00 | 12/26/2012 5:37:38 PM |
unrivaled-silver | $25.00 | 12/26/2012 5:07:38 PM |
Holden-Caulfield | $25.00 | 12/26/2012 5:39:21 PM |
asdf9876 | $25.00 | 12/26/2012 5:08:22 PM |
g0avs3327 | $25.00 | 12/26/2012 5:40:59 PM |
proper-exchange8 | $50.00 | 12/26/2012 5:10:23 PM |
value-caravan | $25.00 | 12/26/2012 5:43:58 PM |
bvzm | $25.00 | 12/26/2012 5:46:26 PM |
progressive-asset | $100.00 | 12/26/2012 5:47:19 PM |
psanganee | $25.00 | 12/26/2012 5:49:52 PM |
aggresive-commerce8 | $50.00 | 12/26/2012 5:50:27 PM |
murren | $25.00 | 12/26/2012 5:14:15 PM |
afotherg | $25.00 | 12/26/2012 5:15:53 PM |
dfealk | $25.00 | 12/26/2012 5:17:03 PM |
cash-merry-maker | $25.00 | 12/26/2012 5:18:33 PM |
knitwit | $25.00 | 12/26/2012 5:19:06 PM |
durability-officer | $50.00 | 12/26/2012 5:20:19 PM |
bid-papyrus | $25.00 | 12/26/2012 5:23:03 PM |
RankPaid | $25.00 | 12/26/2012 5:25:38 PM |
jetscore | $25.00 | 12/26/2012 5:26:01 PM |
totoro | $25.00 | 12/26/2012 5:27:20 PM |
first-favorite-bonus9 | $25.00 | 12/26/2012 5:27:39 PM |
sail120 | $25.00 | 12/26/2012 5:30:09 PM |
penny-leader416 | $25.00 | 12/26/2012 5:32:05 PM |
speedy-point4 | $50.00 | 12/26/2012 5:32:12 PM |
jjd2 | $25.00 | 12/26/2012 5:36:15 PM |
enticing-note | $25.00 | 12/26/2012 5:36:39 PM |
unequaled-loyalty7 | $25.00 | 12/26/2012 5:38:13 PM |
reaction5 | $25.00 | 12/26/2012 5:40:39 PM |
bansir | $25.00 | 12/26/2012 5:43:12 PM |
gracej | $25.00 | 12/26/2012 5:43:36 PM |
LogicalCC | $25.00 | 12/26/2012 5:47:05 PM |
community-pipeline | $25.00 | 12/26/2012 5:47:46 PM |
johntims | $25.00 | 12/26/2012 5:48:55 PM |
Spadgaon | $50.00 | 12/26/2012 5:49:29 PM |
revenue-serenity5 | $25.00 | 12/26/2012 5:51:06 PM |
Zolton | $300.00 | 12/13/2012 5:21:11 PM |
cerebral-dollar773 | $25.00 | 12/14/2012 7:18:28 AM |
uncl-sammy | $25.00 | 12/14/2012 5:10:10 PM |
hero007 | $50.00 | 12/14/2012 6:15:16 PM |
indomitable-coin | $25.00 | 12/14/2012 6:22:27 PM |
cardminger | $25.00 | 12/14/2012 5:33:52 PM |
wahoos20 | $100.00 | 12/15/2012 2:17:30 AM |
Arvicco | $400.00 | 12/15/2012 11:28:38 AM |
fairness-musician3 | $25.00 | 12/15/2012 12:22:44 PM |
palu2619 | $25.00 | 12/15/2012 11:11:47 AM |
ucantbeetit | $25.00 | 12/15/2012 12:46:35 PM |
fortytwo | $100.00 | 12/15/2012 1:43:44 PM |
well-rounded-diversification | $25.00 | 12/16/2012 3:54:47 PM |
commitment-orca7 | $100.00 | 12/17/2012 6:16:53 AM |
mr_haldane | $25.00 | 12/16/2012 1:45:53 PM |
social-tostada9 | $100.00 | 12/17/2012 7:57:31 AM |
sympathetic-funds818 | $50.00 | 12/16/2012 12:42:19 PM |
benevolent-power3 | $50.00 | 12/17/2012 2:03:46 PM |
wise-honorable-rate | $25.00 | 12/17/2012 5:44:59 PM |
YampaQuant | $25.00 | 12/18/2012 9:48:29 AM |
commerce-artisan8 | $50.00 | 12/18/2012 5:30:09 PM |
johnayan | $25.00 | 12/19/2012 9:12:02 AM |
HereToHelp305 | $250.00 | 12/19/2012 4:30:16 PM |
Rivervale_Westwood | $25.00 | 12/19/2012 5:03:03 PM |
wealth-scout124 | $50.00 | 12/20/2012 10:01:37 AM |
WhiteInvestor | $27.00 | 12/20/2012 1:39:32 PM |
resplendent-income544 | $100.00 | 12/21/2012 7:41:32 AM |
AmericanCredit | $100.00 | 12/21/2012 10:08:36 AM |
excellent-balance196 | $25.00 | 12/21/2012 2:37:38 PM |
Cookstersalibi | $25.00 | 12/21/2012 10:47:40 AM |
california111 | $50.00 | 12/22/2012 10:21:39 AM |
funds-pie8 | $50.00 | 12/23/2012 12:17:18 PM |
bosco44 | $25.00 | 12/23/2012 12:30:24 PM |
Canassatego | $25.00 | 12/23/2012 8:49:32 AM |
georgethesir | $50.00 | 12/23/2012 6:33:50 PM |
MrBojangles01 | $25.00 | 12/24/2012 3:22:58 AM |
profitable-benefit952 | $100.00 | 12/24/2012 5:48:02 AM |
Investoman | $25.00 | 12/24/2012 9:49:45 AM |
octoberfresh | $25.00 | 12/24/2012 10:37:41 AM |
AFairDeal | $25.00 | 12/24/2012 10:42:33 AM |
power-amusement | $25.00 | 12/24/2012 11:26:28 AM |
Castellan | $50.00 | 12/24/2012 11:00:47 AM |
adaboy65 | $100.00 | 12/24/2012 11:07:28 AM |
Clambake | $25.00 | 12/24/2012 5:55:42 PM |
CJMC | $76.00 | 12/24/2012 2:30:29 PM |
prudent-deal662 | $25.00 | 12/24/2012 7:41:29 PM |
rockytop | $25.00 | 12/24/2012 8:21:11 PM |
red-delectable-reward | $25.00 | 12/24/2012 8:34:49 PM |
Maraxus | $50.00 | 12/25/2012 6:36:05 AM |
nuclearmoose | $50.00 | 12/24/2012 5:51:57 PM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:01 PM |
aasx1108 | $25.00 | 12/25/2012 9:01:11 AM |
loyalty-delight6 | $25.00 | 12/25/2012 5:17:19 PM |
invincible-marketplace | $50.00 | 12/25/2012 5:25:23 PM |
Vegasjim | $25.00 | 12/25/2012 10:35:30 AM |
jonathan10s | $43.00 | 12/25/2012 12:56:52 PM |
Aimvest | $25.00 | 12/25/2012 10:19:37 AM |
velocity-solo | $25.00 | 12/25/2012 6:25:25 PM |
newyork6264 | $25.00 | 12/26/2012 9:19:04 AM |
be_wise | $25.00 | 12/25/2012 5:14:27 PM |
awwaww | $25.00 | 12/26/2012 9:32:37 AM |
sparky1129 | $50.00 | 12/26/2012 8:34:22 AM |
emphatic-responsibility | $36.00 | 12/26/2012 9:51:35 AM |
fervent-currency5 | $25.00 | 12/25/2012 9:31:38 PM |
Frankieb21 | $25.00 | 12/26/2012 10:39:34 AM |
Thunder08 | $25.00 | 12/26/2012 10:48:03 AM |
MtnLend | $25.00 | 12/26/2012 10:53:17 AM |
deegeeman | $50.00 | 12/26/2012 10:55:45 AM |
peso-genome | $50.00 | 12/26/2012 10:58:24 AM |
note-admiral548 | $25.00 | 12/26/2012 11:00:13 AM |
mulberry4 | $50.00 | 12/26/2012 11:01:37 AM |
kind-genuine-dough | $25.00 | 12/26/2012 11:02:11 AM |
dpjd | $25.00 | 12/26/2012 11:04:51 AM |
newest-payment-trapper | $51.00 | 12/26/2012 9:16:57 AM |
br4444 | $39.00 | 12/26/2012 10:09:20 AM |
Atlanta-Buyer | $25.00 | 12/26/2012 11:14:36 AM |
finance-assembler | $30.00 | 12/26/2012 11:14:51 AM |
rmsyvt | $25.00 | 12/26/2012 11:14:59 AM |
the-bright-velocity | $25.00 | 12/26/2012 11:16:02 AM |
enriching-dollar1 | $38.00 | 12/26/2012 9:21:28 AM |
browsir | $25.00 | 12/26/2012 11:18:42 AM |
balance-voyager | $40.00 | 12/26/2012 11:21:58 AM |
value-pouch | $50.00 | 12/26/2012 11:22:54 AM |
transparency-baton | $25.00 | 12/26/2012 11:28:12 AM |
figs4u2 | $100.00 | 12/26/2012 10:30:33 AM |
shamonn_p2p | $50.00 | 12/26/2012 9:38:55 AM |
Great-Mom | $25.00 | 12/26/2012 10:46:09 AM |
transparency-halo | $25.00 | 12/26/2012 11:03:15 AM |
Chutney | $25.00 | 12/26/2012 11:05:37 AM |
ianakacg | $25.00 | 12/26/2012 11:08:25 AM |
mtp | $100.00 | 12/26/2012 11:13:30 AM |
crsgrl1223 | $25.00 | 12/26/2012 10:07:30 AM |
Pasagam | $50.00 | 12/26/2012 11:18:33 AM |
keeks | $25.00 | 12/26/2012 11:19:59 AM |
holstj | $50.00 | 12/26/2012 11:21:12 AM |
zone6 | $100.00 | 12/26/2012 11:29:26 AM |
hardwareman | $25.00 | 12/26/2012 11:30:14 AM |
Cheburashka | $30.00 | 12/26/2012 10:38:13 AM |
ddprice | $25.00 | 12/26/2012 5:01:23 PM |
wise-treasure-banker | $100.00 | 12/26/2012 5:01:38 PM |
boghdan2000 | $25.00 | 12/26/2012 5:02:00 PM |
independent-revenue4 | $100.00 | 12/26/2012 5:02:21 PM |
postalwhiz | $25.00 | 12/26/2012 5:03:24 PM |
SanJoser | $25.00 | 12/26/2012 5:05:14 PM |
invincible-deal82 | $25.00 | 12/26/2012 5:05:29 PM |
otto3investments | $25.00 | 12/26/2012 2:03:45 PM |
jfd287 | $25.00 | 12/26/2012 5:08:59 PM |
Sigonio | $50.00 | 12/26/2012 5:09:17 PM |
johnsails | $50.00 | 12/26/2012 10:59:53 AM |
slartibardfast | $25.00 | 12/26/2012 11:00:17 AM |
payment-associate5 | $100.00 | 12/26/2012 2:34:17 PM |
selfmademan | $25.00 | 12/26/2012 5:11:51 PM |
teega5 | $25.00 | 12/26/2012 5:11:58 PM |
ChicoBob | $25.00 | 12/26/2012 5:13:49 PM |
Avala | $100.00 | 12/26/2012 11:12:52 AM |
LowLeftJim | $25.00 | 12/26/2012 5:14:33 PM |
EnglishGeekInNYC | $50.00 | 12/26/2012 11:13:32 AM |
Heatguy | $50.00 | 12/26/2012 5:16:04 PM |
loiosh | $25.00 | 12/26/2012 11:16:53 AM |
OldFriend | $25.00 | 12/26/2012 5:17:13 PM |
emo13 | $50.00 | 12/26/2012 11:18:11 AM |
awe-inspiring-payment | $25.63 | 12/26/2012 3:11:51 PM |
freefly67 | $25.00 | 12/26/2012 3:29:34 PM |
steiglends | $100.00 | 12/26/2012 5:20:06 PM |
siddman | $25.00 | 12/26/2012 5:24:02 PM |
determined-bill5 | $100.00 | 12/26/2012 4:41:10 PM |
currency-persimmon | $25.00 | 12/26/2012 12:34:03 PM |
deal-bison6 | $25.00 | 12/26/2012 4:52:07 PM |
newest-orbital-justice | $25.00 | 12/26/2012 5:27:10 PM |
bbrinck | $25.00 | 12/26/2012 5:27:42 PM |
bradfid | $25.00 | 12/26/2012 5:01:04 PM |
green-tree-shake | $35.00 | 12/26/2012 5:28:55 PM |
determined-deal7 | $25.00 | 12/26/2012 5:05:36 PM |
bigballer105 | $50.00 | 12/26/2012 5:35:38 PM |
purdue98 | $100.00 | 12/26/2012 5:36:57 PM |
investment-tempo | $25.00 | 12/26/2012 5:08:02 PM |
MoneyMA | $25.00 | 12/26/2012 5:08:39 PM |
ktfritz | $25.00 | 12/26/2012 5:09:54 PM |
intuitive-integrity9 | $50.00 | 12/26/2012 5:45:02 PM |
nick5454 | $25.00 | 12/26/2012 5:11:18 PM |
reward-tamale1 | $25.00 | 12/26/2012 5:45:57 PM |
adelaide-moira | $25.00 | 12/26/2012 5:45:59 PM |
LordKinbote | $25.00 | 12/26/2012 5:46:11 PM |
syounker | $25.00 | 12/26/2012 5:12:54 PM |
MONEYLENDER101 | $50.00 | 12/26/2012 5:14:08 PM |
kinetic-openness0 | $25.00 | 12/26/2012 5:14:24 PM |
investment-network | $50.00 | 12/26/2012 5:50:23 PM |
money-floret | $50.00 | 12/26/2012 5:15:51 PM |
pbandjb | $25.00 | 12/26/2012 5:19:11 PM |
Oxbridge | $25.00 | 12/26/2012 5:20:04 PM |
investment-pro4 | $50.00 | 12/26/2012 5:22:25 PM |
ujiba | $50.00 | 12/26/2012 5:00:34 PM |
red-diversification-paradise | $25.00 | 12/26/2012 5:02:12 PM |
leeball | $50.00 | 12/26/2012 5:29:09 PM |
robertmm25 | $50.00 | 12/26/2012 5:04:07 PM |
justice-disk7 | $25.00 | 12/26/2012 5:32:03 PM |
unforgettable-wealth4 | $50.00 | 12/26/2012 5:32:31 PM |
JKKCapital | $25.00 | 12/26/2012 5:34:37 PM |
britgsb | $50.00 | 12/26/2012 5:07:11 PM |
integrity-samaritan | $25.00 | 12/26/2012 5:07:34 PM |
oaktownadam | $25.00 | 12/26/2012 5:07:51 PM |
sharpey | $25.00 | 12/26/2012 5:08:09 PM |
dionysus03 | $50.00 | 12/26/2012 5:10:59 PM |
pulmdoc | $25.00 | 12/26/2012 5:48:38 PM |
mr55262 | $25.00 | 12/26/2012 5:12:03 PM |
hybridatl | $25.00 | 12/26/2012 5:49:45 PM |
jaredorlofsky | $25.00 | 12/26/2012 5:12:48 PM |
market-waterfall5 | $100.00 | 12/26/2012 5:50:12 PM |
compassionate-payment218 | $25.00 | 12/26/2012 5:16:28 PM |
dwilson443 | $50.00 | 12/26/2012 5:21:22 PM |
krisran | $50.00 | 12/26/2012 5:22:44 PM |
special-wealth2 | $50.00 | 12/26/2012 5:24:05 PM |
allotment464 | $100.00 | 12/26/2012 5:26:12 PM |
versatile-silver644 | $50.00 | 12/26/2012 5:27:54 PM |
note-proton0 | $25.00 | 12/26/2012 5:28:28 PM |
Savings_EQ_Dignity | $50.00 | 12/26/2012 5:29:21 PM |
Natronpee | $25.00 | 12/26/2012 5:34:27 PM |
glimmering-velocity2 | $25.00 | 12/26/2012 5:34:33 PM |
EricLender | $25.00 | 12/26/2012 5:34:43 PM |
Annuit_Coeptis | $25.00 | 12/26/2012 5:36:03 PM |
HibbyD | $30.00 | 12/26/2012 5:38:24 PM |
asset-maximizer | $25.00 | 12/26/2012 5:43:09 PM |
jhussey | $100.00 | 12/26/2012 5:45:53 PM |
benjamins-explosion142 | $25.00 | 12/26/2012 5:47:34 PM |
infinitemudra | $25.00 | 12/26/2012 5:48:11 PM |
anti-wall-st | $50.00 | 12/26/2012 5:51:02 PM |
388 Investments
|
Borrower Payment Dependent Notes Series
685979
This series of Notes was issued and sold upon the funding of the borrower loan #79611, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $23,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $846.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2010 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,971 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| return-widget3 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay back my educational loan and my father's debt due to giving me the best education. I have completed my master's degree from Northwest Missouri State University and currently work as a Physical therapist in NYC, NY. Last time when I posted for loan, I was 94% funded I just needed around $1800 to complete my 100% funding unfortunately the listing had expired. I am posting it again. Please help me funded. Thanks!
My financial situation:
I am a good candidate for this loan because I am well educated and have a steady income. I am paid monthly salary irrespective of my hours at work (even if I don't work enough hours in a month, I will get paid). I am well settled financially. I will be able to pay my father's debt and educational loan even without this loan but I want to complete those quickly as possible.
Monthly net income: $ 4200
Monthly expenses: $1000 (including everything that mentioned below)
Housing: $400
Insurance: $0
Car expenses: $0
Utilities: $20
Phone, cable, internet: $10
Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
alpha-lending | $25.00 | 12/19/2012 9:36:44 AM |
economy-coup | $100.00 | 12/22/2012 12:33:11 AM |
pennybypenny | $25.00 | 12/27/2012 5:23:28 PM |
formula842 | $25.00 | 12/14/2012 5:08:54 PM |
return-point2 | $100.00 | 12/14/2012 5:38:18 PM |
superb-funds335 | $25.00 | 12/14/2012 5:49:16 PM |
dedicated-contract755 | $30.00 | 12/14/2012 5:18:09 PM |
bazaar-tulip | $25.00 | 12/14/2012 5:19:41 PM |
zipemdown | $25.00 | 12/14/2012 6:17:11 PM |
valiant-return584 | $50.00 | 12/14/2012 5:47:20 PM |
BostonCapital | $100.00 | 12/14/2012 5:03:43 PM |
Interloper | $25.00 | 12/15/2012 7:25:57 AM |
compassion-twister2 | $100.00 | 12/15/2012 10:30:42 AM |
nevee | $25.00 | 12/14/2012 6:31:12 PM |
CreditBuilder2 | $25.02 | 12/14/2012 6:32:26 PM |
kind-lovely-marketplace | $50.00 | 12/15/2012 11:06:29 AM |
PoundSmart | $100.00 | 12/15/2012 11:22:33 AM |
Tscheddar | $25.00 | 12/15/2012 11:15:06 AM |
affluence-microscope2 | $200.00 | 12/15/2012 10:48:25 AM |
truth-companion | $25.00 | 12/15/2012 10:56:41 AM |
radiant-dollar9 | $200.00 | 12/15/2012 11:18:50 AM |
CASSHMAN | $100.00 | 12/16/2012 3:09:10 PM |
enchanted-investment447 | $100.00 | 12/17/2012 8:49:00 AM |
LongTail | $35.00 | 12/17/2012 10:50:03 PM |
GoodScot | $25.00 | 12/18/2012 10:10:20 AM |
cahjoon | $25.00 | 12/18/2012 5:20:50 PM |
entertaining-revenue4 | $50.00 | 12/19/2012 10:02:22 AM |
HereToHelp305 | $150.00 | 12/19/2012 4:50:44 PM |
profitable-fairness1 | $50.00 | 12/21/2012 6:45:55 AM |
diversification-collider5 | $25.00 | 12/21/2012 9:55:15 AM |
qsolo | $50.00 | 12/22/2012 1:05:59 PM |
california111 | $50.00 | 12/22/2012 10:26:30 AM |
ell25 | $25.00 | 12/22/2012 1:36:43 PM |
a-helping-hand | $125.00 | 12/22/2012 5:23:40 PM |
Mucman72 | $25.00 | 12/23/2012 2:41:58 AM |
magnetic-duty4 | $25.00 | 12/24/2012 8:46:17 AM |
lionheart722 | $25.00 | 12/24/2012 9:03:24 AM |
nodebtin3 | $25.00 | 12/24/2012 10:01:56 AM |
kevin314 | $25.00 | 12/24/2012 11:12:36 AM |
enriching-trade2 | $30.00 | 12/24/2012 10:44:51 AM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:02 PM |
helpinghand63 | $25.00 | 12/25/2012 9:33:29 AM |
CincyTex | $98.00 | 12/26/2012 2:52:12 AM |
bohsandos | $25.00 | 12/26/2012 6:30:15 AM |
wise-direct-community | $25.00 | 12/25/2012 5:24:11 PM |
pierrelasvegas | $25.00 | 12/26/2012 9:31:27 AM |
HoosierDaddie | $50.00 | 12/26/2012 9:12:39 AM |
amicablenemesis | $49.00 | 12/26/2012 9:08:10 AM |
Thunderswan | $100.00 | 12/26/2012 9:52:22 AM |
Zorro_970 | $100.00 | 12/26/2012 9:25:11 AM |
courteous-justice415 | $25.00 | 12/26/2012 10:25:24 AM |
capital-web7 | $25.00 | 12/26/2012 12:54:44 PM |
first-pragmatic-power | $25.00 | 12/26/2012 10:45:35 AM |
Cai8899 | $25.00 | 12/26/2012 10:57:33 AM |
shaps | $25.00 | 12/26/2012 5:18:15 PM |
value-pouch | $25.00 | 12/26/2012 11:29:35 AM |
supersarah61 | $25.00 | 12/26/2012 4:47:40 PM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:40 PM |
enticing-finance758 | $25.00 | 12/26/2012 5:47:48 PM |
resolute-justice413 | $66.00 | 12/26/2012 5:13:09 PM |
dignified-truth7 | $67.00 | 12/26/2012 5:16:32 PM |
gain-chosen-one081 | $25.00 | 12/26/2012 6:10:31 PM |
1randyp | $25.00 | 12/26/2012 6:16:10 PM |
dynamic-money271 | $52.00 | 12/26/2012 6:20:49 PM |
special-dinero553 | $25.00 | 12/26/2012 5:14:20 PM |
P2P4me | $257.11 | 12/27/2012 4:20:17 AM |
GenerousGentleMan | $25.00 | 12/26/2012 6:31:17 PM |
whitegoldira | $150.00 | 12/26/2012 6:45:07 PM |
Eisande | $50.00 | 12/26/2012 6:45:30 PM |
silver-enlightenment0 | $25.00 | 12/26/2012 6:05:31 PM |
Flaca-buena | $25.00 | 12/27/2012 8:52:54 AM |
DLUVLY1 | $25.00 | 12/27/2012 9:03:11 AM |
clean-penny059 | $100.00 | 12/27/2012 6:35:44 AM |
Priusdude | $25.00 | 12/27/2012 7:01:37 AM |
gogene2002 | $25.00 | 12/27/2012 10:32:30 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:29 PM |
logical-principal8 | $50.00 | 12/27/2012 5:48:52 PM |
zassociate | $200.00 | 12/27/2012 5:12:36 PM |
farlik | $49.80 | 12/27/2012 1:46:54 PM |
paytonbrigadier | $200.00 | 12/27/2012 2:33:46 PM |
authentic-liberty7 | $25.00 | 12/27/2012 7:24:48 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:17:16 PM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:00 PM |
postalwhiz | $25.00 | 12/27/2012 6:52:00 PM |
indomitable-economy8 | $25.00 | 12/28/2012 6:06:11 AM |
Bank42 | $25.00 | 12/28/2012 6:09:08 AM |
deal-vibrato | $25.00 | 12/27/2012 5:42:48 PM |
PFTLender | $25.00 | 12/27/2012 5:44:28 PM |
green-truth-mountain | $200.00 | 12/28/2012 6:42:54 AM |
Desa_Miwu | $25.00 | 12/28/2012 7:28:24 AM |
new-gold-wrangler | $1,000.00 | 12/28/2012 9:08:47 AM |
muirheaj | $25.00 | 12/27/2012 7:19:09 PM |
vMbanusi | $50.00 | 12/28/2012 9:20:20 AM |
smoothmoniker | $25.00 | 12/28/2012 9:22:38 AM |
yield-lion | $25.00 | 12/28/2012 9:23:44 AM |
soulwork | $50.00 | 12/28/2012 8:33:08 AM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:46 PM |
mummey | $50.00 | 12/28/2012 9:24:48 AM |
madpaddy | $25.00 | 12/28/2012 9:25:21 AM |
rmkrish55 | $25.00 | 12/28/2012 8:50:09 AM |
bold-liberty-spartan | $25.00 | 12/28/2012 9:26:23 AM |
return-pioneer221 | $200.00 | 12/28/2012 9:27:00 AM |
orange-vigilance-shower | $50.00 | 12/28/2012 9:27:13 AM |
Bookophile | $50.00 | 12/28/2012 9:27:32 AM |
svandgts | $25.00 | 12/28/2012 9:30:52 AM |
new-start18100 | $25.00 | 12/28/2012 9:07:26 AM |
BankofRon_IRA | $100.00 | 12/28/2012 9:32:27 AM |
transparency-sapling | $25.00 | 12/28/2012 9:10:03 AM |
investment-pro4 | $50.00 | 12/28/2012 9:10:20 AM |
duty-viola | $35.00 | 12/28/2012 9:10:25 AM |
blazing-capital2 | $250.00 | 12/28/2012 9:11:07 AM |
skuba | $50.00 | 12/28/2012 9:15:00 AM |
Elbanko | $30.00 | 12/28/2012 9:15:40 AM |
spark548 | $49.00 | 12/28/2012 9:15:51 AM |
Beld | $50.00 | 12/28/2012 9:17:20 AM |
point653 | $25.00 | 12/28/2012 9:17:25 AM |
logical-peso2 | $25.00 | 12/28/2012 9:17:58 AM |
financial-frenzy | $50.00 | 12/28/2012 9:18:19 AM |
dunox | $75.00 | 12/28/2012 9:19:53 AM |
unassuming-p2ploan774 | $40.00 | 12/28/2012 9:43:55 AM |
red-power-pecan | $50.00 | 12/28/2012 9:45:30 AM |
chemistry220 | $25.00 | 12/28/2012 7:31:20 AM |
ready-agreement5 | $25.00 | 12/28/2012 9:23:15 AM |
blue-nourishing-principal | $50.00 | 12/28/2012 9:23:19 AM |
income-rocker2 | $50.00 | 12/28/2012 9:49:36 AM |
tkr2 | $25.00 | 12/28/2012 9:53:44 AM |
MoonMama | $25.00 | 12/28/2012 9:28:04 AM |
impeccable-liberty5 | $25.00 | 12/28/2012 9:55:38 AM |
chlebie | $26.00 | 12/28/2012 9:56:58 AM |
Vreet | $25.00 | 12/28/2012 10:00:40 AM |
P2P_Investor | $1,000.00 | 12/28/2012 9:03:20 AM |
shmb6508 | $50.00 | 12/28/2012 9:03:58 AM |
TheLoanManCan | $25.00 | 12/28/2012 9:31:41 AM |
ethical-truth211 | $100.00 | 12/28/2012 10:05:35 AM |
golden-cat | $25.00 | 12/28/2012 9:33:02 AM |
emphatic-responsibility | $26.00 | 12/28/2012 9:35:28 AM |
casserole9 | $35.00 | 12/28/2012 10:14:12 AM |
justice-economist | $25.00 | 12/28/2012 9:15:16 AM |
nanda | $25.00 | 12/28/2012 9:15:22 AM |
unforgettable-wealth4 | $28.00 | 12/28/2012 10:19:22 AM |
wampum-optimization | $25.00 | 12/28/2012 10:19:25 AM |
benevolent-moola291 | $50.00 | 12/28/2012 9:18:40 AM |
loyalty-sherpa | $25.00 | 12/28/2012 10:25:01 AM |
Zane314 | $50.00 | 12/28/2012 9:50:32 AM |
return-statuette139 | $44.00 | 12/28/2012 9:52:45 AM |
red-eloquent-rupee | $44.00 | 12/28/2012 9:26:34 AM |
HamachiMan | $50.00 | 12/28/2012 9:26:53 AM |
breadbroker | $25.00 | 12/28/2012 9:57:17 AM |
saihu | $25.00 | 12/28/2012 10:30:41 AM |
SummitAdvisors | $50.00 | 12/28/2012 9:27:50 AM |
ryanplays311 | $25.00 | 12/28/2012 9:59:05 AM |
arkayem | $39.00 | 12/28/2012 10:01:41 AM |
thedude393 | $25.00 | 12/28/2012 10:04:10 AM |
POLRBEAR | $25.00 | 12/28/2012 9:30:03 AM |
deal-goliath4 | $72.00 | 12/28/2012 9:30:13 AM |
independent-vigilance4 | $25.00 | 12/28/2012 10:09:15 AM |
RocketSurgeon | $25.00 | 12/28/2012 10:41:44 AM |
compassionate-payment218 | $25.00 | 12/28/2012 10:09:57 AM |
green-peso-backer | $29.00 | 12/28/2012 9:32:09 AM |
account98118 | $25.00 | 12/28/2012 10:43:05 AM |
hard-working-loot | $50.00 | 12/28/2012 9:32:17 AM |
EBITDA | $25.00 | 12/28/2012 10:43:52 AM |
ineba | $25.00 | 12/28/2012 9:33:49 AM |
sensational-yield833 | $25.00 | 12/28/2012 10:45:13 AM |
Tylerh | $163.00 | 12/28/2012 10:46:30 AM |
value-investor9 | $26.00 | 12/28/2012 10:46:36 AM |
durability-solstice8 | $30.00 | 12/28/2012 10:49:15 AM |
cbr600fs | $25.00 | 12/28/2012 10:16:45 AM |
bazaar-festivity | $25.00 | 12/28/2012 10:18:08 AM |
lowlite6647 | $25.00 | 12/28/2012 9:38:06 AM |
bid-czar8 | $100.00 | 12/28/2012 10:21:04 AM |
tremendous-contract2 | $25.00 | 12/28/2012 10:55:07 AM |
best-charming-leverage | $50.00 | 12/28/2012 10:55:56 AM |
CAGE-Investments | $25.00 | 12/28/2012 9:44:57 AM |
pedroballgame | $50.00 | 12/28/2012 10:24:06 AM |
Wonderstruk | $25.00 | 12/28/2012 9:46:44 AM |
finance-prescription | $100.00 | 12/28/2012 9:47:53 AM |
6moonbeams | $50.00 | 12/28/2012 9:50:22 AM |
kind-magnificent-bid | $50.00 | 12/28/2012 9:52:32 AM |
worth-web5 | $50.00 | 12/28/2012 9:55:24 AM |
wise-deal-panda | $100.00 | 12/28/2012 10:02:09 AM |
invincible-deal82 | $25.00 | 12/28/2012 10:04:00 AM |
gallant-economy9 | $37.00 | 12/28/2012 10:39:48 AM |
charming-economy438 | $25.00 | 12/28/2012 10:05:36 AM |
statuesque-affluence058 | $25.00 | 12/28/2012 10:05:48 AM |
handshake5 | $100.00 | 12/28/2012 10:08:46 AM |
benevolent-bonus | $25.00 | 12/28/2012 10:45:30 AM |
Supersasha | $25.00 | 12/28/2012 10:49:09 AM |
yield-trader | $25.00 | 12/28/2012 10:15:41 AM |
panther757 | $25.00 | 12/28/2012 10:53:58 AM |
durability-officer | $50.00 | 12/28/2012 10:21:30 AM |
grf1945 | $40.00 | 12/28/2012 10:22:28 AM |
EastBayCapital | $25.00 | 12/28/2012 10:34:19 AM |
HenryS | $25.00 | 12/28/2012 10:39:59 AM |
simplyonce | $25.00 | 12/28/2012 10:40:27 AM |
repayment-walnut2 | $25.00 | 12/28/2012 10:41:20 AM |
musegaze | $50.00 | 12/28/2012 10:42:15 AM |
credit-dandelion148 | $250.00 | 12/28/2012 10:42:28 AM |
SGDCOVER | $25.00 | 12/28/2012 10:51:25 AM |
eloquent-economy721 | $25.00 | 12/28/2012 10:55:53 AM |
income-buddy7 | $50.00 | 12/28/2012 10:58:01 AM |
mikrolown | $25.00 | 12/28/2012 10:58:22 AM |
octoberfresh | $25.00 | 12/14/2012 5:19:23 PM |
entertaining-dollar298 | $25.00 | 12/14/2012 5:27:11 PM |
missing-link | $25.00 | 12/14/2012 5:48:18 PM |
dannycarter10 | $25.00 | 12/14/2012 5:26:48 PM |
daw1878 | $25.00 | 12/14/2012 6:47:27 PM |
cattlebaron | $50.00 | 12/14/2012 5:01:36 PM |
toblerone | $25.00 | 12/14/2012 6:11:13 PM |
Kessler | $28.00 | 12/14/2012 6:35:16 PM |
prudent-dough458 | $25.00 | 12/14/2012 5:29:30 PM |
WalnutCreekguy | $50.00 | 12/14/2012 6:28:37 PM |
finder61 | $25.00 | 12/15/2012 1:12:48 AM |
nickel-ferret | $25.00 | 12/15/2012 11:15:00 AM |
green-dollar-buffalo | $50.00 | 12/15/2012 10:58:44 AM |
transaction-seahorse0 | $25.00 | 12/15/2012 11:26:03 AM |
riskreward | $250.00 | 12/15/2012 11:27:10 AM |
first-friendly-listing | $50.00 | 12/15/2012 12:53:40 PM |
Skynxhunt | $25.00 | 12/15/2012 2:06:40 PM |
lochinvar | $70.00 | 12/15/2012 2:49:10 PM |
SC2TX | $100.00 | 12/17/2012 8:59:47 AM |
peso-spartan6 | $25.00 | 12/17/2012 5:27:50 PM |
heerzaquestion | $30.00 | 12/17/2012 4:22:37 PM |
palu2619 | $25.00 | 12/17/2012 5:19:13 PM |
907 | $25.00 | 12/18/2012 7:49:56 PM |
Rockymtnhi | $50.00 | 12/20/2012 9:12:16 AM |
Kaj | $25.00 | 12/21/2012 9:23:30 AM |
aggresive-compassion612 | $25.00 | 12/22/2012 12:55:17 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:51 PM |
weatherman89 | $25.00 | 12/24/2012 7:31:41 AM |
auction-eclipse8 | $50.00 | 12/24/2012 9:10:29 AM |
bonus-apricot366 | $25.00 | 12/23/2012 2:43:32 PM |
calamango | $35.00 | 12/24/2012 11:43:41 AM |
tech310 | $50.00 | 12/24/2012 10:59:53 AM |
simplelender80 | $100.00 | 12/24/2012 12:08:45 PM |
robust-trade | $25.00 | 12/24/2012 11:11:14 AM |
benjamins-wasp | $50.00 | 12/24/2012 11:22:29 AM |
dariop | $25.01 | 12/24/2012 6:14:59 PM |
j2ee | $50.00 | 12/26/2012 9:11:31 AM |
Gladglide | $25.00 | 12/26/2012 10:17:15 AM |
openness-zenith6 | $50.00 | 12/26/2012 9:26:06 AM |
abundanceforever | $35.00 | 12/26/2012 9:29:15 AM |
wise-virtuous-vigilance | $100.00 | 12/26/2012 9:34:03 AM |
natural-liberty4 | $200.00 | 12/26/2012 9:49:33 AM |
order-tamale | $144.00 | 12/26/2012 9:08:33 AM |
principal-cooker2 | $50.00 | 12/26/2012 9:59:32 AM |
richboy56 | $25.00 | 12/26/2012 9:22:36 AM |
successful-agreement7 | $100.00 | 12/26/2012 9:23:13 AM |
worthy-bid8 | $400.00 | 12/26/2012 11:35:36 AM |
otto3investments | $25.00 | 12/26/2012 1:57:47 PM |
likeable-money4 | $25.00 | 12/26/2012 2:43:26 PM |
Cheburashka | $30.00 | 12/26/2012 10:38:20 AM |
Pickmar | $25.00 | 12/26/2012 11:43:11 AM |
repayment-hawk5 | $25.00 | 12/26/2012 11:49:06 AM |
investment-sapling | $50.00 | 12/26/2012 3:56:59 PM |
shiny-peso1 | $43.00 | 12/26/2012 5:21:26 PM |
monster4 | $50.00 | 12/26/2012 5:08:06 PM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:19:53 PM |
timbob | $500.00 | 12/26/2012 5:23:12 PM |
micko | $25.00 | 12/26/2012 6:19:56 PM |
kalamari | $30.00 | 12/26/2012 6:26:12 PM |
structure9 | $25.00 | 12/26/2012 6:26:16 PM |
vigorous-payment6 | $25.00 | 12/26/2012 5:44:56 PM |
foxtrot12 | $26.00 | 12/26/2012 6:37:51 PM |
acropiloterau2002 | $25.00 | 12/26/2012 6:50:15 PM |
youthful-currency959 | $100.00 | 12/27/2012 9:02:04 AM |
PCity-LOA15 | $48.94 | 12/27/2012 8:28:47 AM |
DreDub | $25.00 | 12/27/2012 8:39:49 AM |
shrewd-deal | $50.00 | 12/27/2012 6:18:21 AM |
velocity-solo | $25.00 | 12/27/2012 9:00:41 AM |
thorough-income854 | $25.00 | 12/27/2012 1:45:23 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:12 PM |
wealth-grasshopper0 | $50.00 | 12/27/2012 9:27:10 AM |
rmkrish555 | $25.00 | 12/27/2012 3:22:07 PM |
loyalty-circuitry | $40.00 | 12/27/2012 4:27:19 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:56 PM |
flexible-basis345 | $25.00 | 12/27/2012 10:17:38 AM |
social-tostada9 | $50.00 | 12/27/2012 5:20:20 PM |
capital-renewal | $25.00 | 12/27/2012 6:07:26 PM |
order-prospector | $25.00 | 12/27/2012 6:11:59 PM |
turbobrat | $25.00 | 12/27/2012 6:27:57 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:34 PM |
jcw3rd | $25.00 | 12/27/2012 8:09:51 PM |
dojo770 | $50.00 | 12/27/2012 10:46:14 PM |
MKProfSolutions | $25.00 | 12/27/2012 6:51:10 PM |
mydogissocute | $25.00 | 12/27/2012 6:54:33 PM |
Comoparklender | $25.00 | 12/27/2012 7:07:58 PM |
britgsb | $25.00 | 12/27/2012 7:08:30 PM |
Munnie | $25.00 | 12/28/2012 6:09:01 AM |
cash-kin7 | $25.00 | 12/27/2012 5:46:16 PM |
breathtaking-funds6 | $42.00 | 12/27/2012 5:57:42 PM |
compassionate-dime0 | $50.00 | 12/27/2012 6:19:24 PM |
power-secret-agent | $25.00 | 12/28/2012 4:30:32 AM |
dough-tsunami2 | $25.00 | 12/28/2012 5:49:02 AM |
durability-alien3 | $50.00 | 12/28/2012 9:05:44 AM |
Toby1montana | $50.00 | 12/28/2012 9:06:38 AM |
jonathan10s | $25.00 | 12/27/2012 6:55:45 PM |
winmals | $25.00 | 12/28/2012 6:24:25 AM |
Blue_HorseShoe | $25.00 | 12/28/2012 6:54:55 AM |
floret596 | $25.00 | 12/28/2012 9:18:49 AM |
jstefans | $25.00 | 12/28/2012 9:24:34 AM |
orange-spiritual-contract | $100.00 | 12/28/2012 9:27:11 AM |
aslidsiksoraksi | $25.00 | 12/28/2012 12:02:16 AM |
miamibeachloaner | $70.00 | 12/28/2012 9:28:10 AM |
valiant-liberty4 | $25.00 | 12/28/2012 9:02:20 AM |
basis-drummer | $25.00 | 12/28/2012 9:07:17 AM |
best-witty-income | $25.00 | 12/28/2012 9:31:25 AM |
Mathon | $25.00 | 12/28/2012 9:33:45 AM |
debt-force | $25.00 | 12/28/2012 9:10:45 AM |
Jloaner | $100.00 | 12/28/2012 9:34:53 AM |
williemc44 | $25.00 | 12/28/2012 9:13:06 AM |
progressive-economy261 | $400.00 | 12/28/2012 9:35:30 AM |
elegant-hope578 | $50.00 | 12/28/2012 9:13:23 AM |
terrific-dough6 | $50.00 | 12/28/2012 9:14:45 AM |
life-is-great | $25.00 | 12/28/2012 6:32:44 AM |
illustrado | $25.00 | 12/28/2012 9:38:17 AM |
brilliant-market680 | $25.00 | 12/28/2012 9:41:31 AM |
perls | $100.00 | 12/28/2012 9:41:35 AM |
supreme-treasure8 | $100.00 | 12/28/2012 9:22:09 AM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:09 AM |
escharfer | $25.00 | 12/28/2012 9:24:50 AM |
pound-mushroom3 | $25.00 | 12/28/2012 9:25:23 AM |
rate-authority2 | $25.00 | 12/28/2012 9:51:46 AM |
bold-sunny-generosity | $25.00 | 12/28/2012 9:52:16 AM |
fantastic-bazaar2 | $50.00 | 12/28/2012 9:53:51 AM |
economy-producer | $25.00 | 12/28/2012 9:27:26 AM |
sentimental-commerce4 | $250.00 | 12/28/2012 9:27:28 AM |
heavenly-bazaar3 | $100.00 | 12/28/2012 10:01:09 AM |
transaction-locomotive183 | $25.00 | 12/28/2012 10:02:02 AM |
dospapalotes | $35.00 | 12/28/2012 9:03:46 AM |
commerce-viking1 | $50.00 | 12/28/2012 10:04:31 AM |
brightest-trustworthy-star | $50.00 | 12/28/2012 9:32:45 AM |
compassionate-auction6 | $150.00 | 12/28/2012 9:06:25 AM |
versatile-dime442 | $47.00 | 12/28/2012 9:33:55 AM |
magnitude787 | $30.00 | 12/28/2012 9:08:40 AM |
mrsasman | $25.00 | 12/28/2012 9:08:51 AM |
oracle3 | $50.00 | 12/28/2012 9:09:33 AM |
duty-powerplant0 | $25.00 | 12/28/2012 10:13:37 AM |
armada24 | $25.00 | 12/28/2012 9:35:48 AM |
sharpey | $25.00 | 12/28/2012 10:14:44 AM |
rcflick | $25.00 | 12/28/2012 9:36:17 AM |
ASR3 | $50.00 | 12/28/2012 9:37:45 AM |
MT1130 | $25.00 | 12/28/2012 9:15:28 AM |
gelidfrank | $25.00 | 12/28/2012 10:18:26 AM |
new-sharp-leverage | $25.00 | 12/28/2012 9:18:18 AM |
lender2611 | $35.00 | 12/28/2012 9:42:41 AM |
green-fund-sitar | $25.00 | 12/28/2012 10:21:09 AM |
Argbargle | $25.00 | 12/28/2012 9:44:06 AM |
commerce-web5 | $25.00 | 12/28/2012 10:21:24 AM |
dragonfly-amulet | $25.00 | 12/28/2012 10:22:30 AM |
mvalley | $25.00 | 12/28/2012 10:25:14 AM |
washboard1 | $25.00 | 12/28/2012 10:25:32 AM |
tender-commerce8 | $50.00 | 12/28/2012 9:24:05 AM |
ore-authority2 | $50.00 | 12/28/2012 9:53:56 AM |
impressive-return173 | $50.00 | 12/28/2012 9:54:07 AM |
natural-interest7 | $25.00 | 12/28/2012 9:54:23 AM |
dor | $25.59 | 12/28/2012 10:29:10 AM |
openness-surge0 | $25.00 | 12/28/2012 9:27:08 AM |
rakstar | $25.00 | 12/28/2012 9:57:55 AM |
1jlmas | $50.00 | 12/28/2012 10:36:06 AM |
payout-paradise5 | $25.00 | 12/28/2012 10:38:02 AM |
commanding-treasure2 | $31.00 | 12/28/2012 10:38:12 AM |
affluence-kitten6 | $25.00 | 12/28/2012 10:05:45 AM |
restless-currency | $40.00 | 12/28/2012 10:40:47 AM |
fortytwo | $100.00 | 12/28/2012 10:40:52 AM |
fantastic-wampum1 | $100.00 | 12/28/2012 10:09:54 AM |
nimble-revenue5 | $100.00 | 12/28/2012 9:31:49 AM |
transaction-squirrel734 | $25.00 | 12/28/2012 10:42:53 AM |
the-dollar-topper | $150.00 | 12/28/2012 10:11:21 AM |
zeelender | $25.00 | 12/28/2012 9:33:06 AM |
Lacimae | $230.00 | 12/28/2012 10:44:24 AM |
mercuriant | $25.00 | 12/28/2012 10:44:30 AM |
Dowanhill | $25.00 | 12/28/2012 9:33:47 AM |
ore-holly | $25.00 | 12/28/2012 10:44:42 AM |
CapitalismRocks | $25.00 | 12/28/2012 10:14:29 AM |
independent-silver9 | $25.00 | 12/28/2012 10:15:12 AM |
diversification-medalist | $25.00 | 12/28/2012 10:47:40 AM |
ahalls | $25.00 | 12/28/2012 10:17:27 AM |
pious-market939 | $40.00 | 12/28/2012 10:18:03 AM |
visionary-payout274 | $25.00 | 12/28/2012 9:37:56 AM |
DadWarbucks | $25.00 | 12/28/2012 10:51:22 AM |
rogue_monster | $50.00 | 12/28/2012 10:51:28 AM |
velocity-pear | $25.00 | 12/28/2012 10:53:32 AM |
professional-vigilance9 | $100.00 | 12/28/2012 9:40:53 AM |
MrBailey | $25.00 | 12/28/2012 10:55:13 AM |
cash-reaction2 | $25.00 | 12/28/2012 10:56:27 AM |
MadHun | $200.00 | 12/28/2012 9:45:11 AM |
Fortuno_per_commodo | $25.00 | 12/28/2012 10:58:30 AM |
loyalty-locomotive | $92.00 | 12/28/2012 10:23:53 AM |
dogbait | $51.49 | 12/28/2012 11:01:25 AM |
hope-equation | $25.00 | 12/28/2012 9:47:58 AM |
urbane-duty560 | $50.00 | 12/28/2012 9:48:14 AM |
tostada88 | $25.00 | 12/28/2012 9:49:38 AM |
mpatrick | $75.00 | 12/28/2012 9:50:05 AM |
new-truth-chuckler | $30.00 | 12/28/2012 10:28:31 AM |
bountiful-social976 | $50.00 | 12/28/2012 10:29:30 AM |
Webpreneur | $37.00 | 12/28/2012 9:52:34 AM |
sgf | $25.00 | 12/28/2012 10:32:07 AM |
durability-ace9 | $25.00 | 12/28/2012 10:34:17 AM |
compassion-expert | $25.00 | 12/28/2012 10:35:36 AM |
truth-silo | $27.00 | 12/28/2012 10:00:19 AM |
RudyBarcenas | $25.00 | 12/28/2012 10:01:34 AM |
gizzywump | $25.00 | 12/28/2012 10:07:18 AM |
TommyTucker | $120.00 | 12/28/2012 10:43:50 AM |
social-cocktail1 | $200.00 | 12/28/2012 10:50:03 AM |
adventurer447 | $300.00 | 12/28/2012 10:13:58 AM |
brightest-community-atmosphere | $25.00 | 12/28/2012 10:15:27 AM |
scholarly-liberty3 | $25.00 | 12/28/2012 10:57:37 AM |
jo2y | $25.00 | 12/28/2012 10:17:19 AM |
first-resolute-deal | $25.00 | 12/28/2012 10:58:36 AM |
unassuming-note | $25.00 | 12/28/2012 10:18:31 AM |
awe-inspiring-commitment972 | $50.00 | 12/28/2012 10:19:01 AM |
rescue | $100.00 | 12/28/2012 10:19:06 AM |
heart514 | $25.00 | 12/28/2012 10:22:04 AM |
87Marc | $25.00 | 12/28/2012 10:24:17 AM |
dinero-jujitsu | $25.00 | 12/28/2012 10:24:22 AM |
durability-excellence | $25.00 | 12/28/2012 10:25:43 AM |
the-silver-blaster | $75.00 | 12/28/2012 10:26:46 AM |
wizard750 | $28.00 | 12/28/2012 10:27:09 AM |
melodious-fairness | $50.00 | 12/28/2012 10:28:16 AM |
sjc224 | $25.00 | 12/28/2012 10:28:22 AM |
p2p-czar3 | $25.00 | 12/28/2012 10:30:36 AM |
cberthiaume | $25.00 | 12/28/2012 10:31:35 AM |
fairwealth | $25.00 | 12/28/2012 10:40:24 AM |
BXA | $27.00 | 12/28/2012 10:40:44 AM |
proper-exchange8 | $50.00 | 12/28/2012 10:45:39 AM |
LesPaul1 | $25.00 | 12/28/2012 10:53:50 AM |
trade-beeper4 | $25.00 | 12/28/2012 10:56:45 AM |
vigilance-portait5 | $25.00 | 12/28/2012 11:06:57 AM |
429 Investments
|
Borrower Payment Dependent Notes Series
686057
This series of Notes was issued and sold upon the funding of the borrower loan #79879, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-14-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $178.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 21% |
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
9 | Length of status: | 5y 9m |
Amount delinquent:
| $10,995 |
Total credit lines:
| 47 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,961 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| finance-universe9 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to for a family emergency.
My financial situation:
I am a good candidate for this loan because I pay my bills on time. My home is free and clear and I have an excellent employment history. I am very conscientious when it comes to paying my bills.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
aztec | $50.00 | 12/14/2012 9:14:17 AM |
Sagamore | $50.00 | 12/14/2012 9:39:55 AM |
gravbox | $25.00 | 12/14/2012 10:24:14 AM |
kls4560 | $25.00 | 12/14/2012 11:08:55 AM |
marwadi-62 | $30.00 | 12/15/2012 2:38:54 PM |
justice-inspector | $25.00 | 12/15/2012 1:48:28 PM |
mr_haldane | $25.00 | 12/17/2012 10:51:58 AM |
radiant-dollar9 | $200.00 | 12/17/2012 5:24:05 PM |
cahjoon | $25.00 | 12/17/2012 10:51:01 AM |
affluence-microscope2 | $200.00 | 12/17/2012 5:02:27 PM |
first-sharp-payout5 | $100.00 | 12/18/2012 6:35:55 PM |
deal-vibrato | $25.00 | 12/19/2012 5:51:56 PM |
HereToHelp305 | $250.00 | 12/19/2012 4:34:37 PM |
IP | $25.00 | 12/22/2012 12:35:34 PM |
nodebtin3 | $25.00 | 12/22/2012 1:10:36 PM |
Sneezie | $100.00 | 12/24/2012 10:41:34 AM |
helpinghand63 | $25.00 | 12/25/2012 9:33:24 AM |
transparency-futurist3 | $25.00 | 12/25/2012 9:08:56 AM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:37 PM |
jdtv | $25.00 | 12/26/2012 10:22:46 AM |
astute-benjamins | $25.00 | 12/26/2012 11:30:55 AM |
compatible-deal9 | $25.00 | 12/26/2012 1:16:22 PM |
steady-silver6 | $30.00 | 12/26/2012 5:08:50 PM |
soular21804 | $25.00 | 12/26/2012 5:14:45 PM |
fantastic-dedication6 | $50.00 | 12/26/2012 5:29:44 PM |
roadtruck | $43.00 | 12/26/2012 1:32:16 PM |
fervent-revenue7 | $25.00 | 12/26/2012 5:45:27 PM |
brandall | $25.00 | 12/26/2012 4:18:23 PM |
determined-bill5 | $100.00 | 12/26/2012 4:41:12 PM |
DadWarbucks | $25.00 | 12/26/2012 5:53:40 PM |
RocketSurgeon | $25.00 | 12/26/2012 6:50:02 PM |
everythingbagel | $100.00 | 12/26/2012 5:26:21 PM |
standanddeliver | $50.00 | 12/26/2012 5:26:53 PM |
entertaining-greenback2 | $25.50 | 12/27/2012 6:47:40 AM |
Priusdude | $25.00 | 12/27/2012 7:01:34 AM |
Investoman | $25.00 | 12/26/2012 5:55:12 PM |
pilot1723 | $25.00 | 12/27/2012 7:52:06 AM |
Supernick | $300.00 | 12/26/2012 8:19:18 PM |
wildcard451 | $50.00 | 12/27/2012 7:08:43 AM |
greenback-loyalist8 | $25.00 | 12/27/2012 8:14:18 AM |
Atranes | $100.00 | 12/27/2012 10:31:15 AM |
wealth-cheetah7 | $25.00 | 12/27/2012 9:03:34 AM |
SB94114 | $25.00 | 12/27/2012 9:03:40 AM |
TurboTaxi | $25.00 | 12/27/2012 9:53:58 AM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:12 AM |
Flaca-buena | $25.00 | 12/27/2012 5:16:08 PM |
flexible-basis345 | $25.00 | 12/27/2012 10:17:37 AM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:10 PM |
genuine-greenback | $50.00 | 12/27/2012 4:25:21 PM |
mvalley | $25.00 | 12/27/2012 5:50:16 PM |
maldok1 | $25.00 | 12/27/2012 5:12:31 PM |
first-rate-mongoose | $25.00 | 12/27/2012 6:07:03 PM |
Velit | $27.43 | 12/27/2012 1:28:26 PM |
deal-contributor8 | $50.00 | 12/27/2012 6:17:59 PM |
ASLIBD | $25.00 | 12/27/2012 6:19:48 PM |
important-gold5 | $25.00 | 12/27/2012 5:41:16 PM |
allo | $25.00 | 12/27/2012 7:05:42 PM |
the-charming-integrity | $36.96 | 12/27/2012 4:15:32 PM |
otalon | $31.00 | 12/27/2012 7:16:43 PM |
shiftlock | $28.00 | 12/27/2012 5:48:04 PM |
Ducatiman1978 | $25.00 | 12/27/2012 7:19:56 PM |
resolute-basis9 | $25.00 | 12/27/2012 7:51:03 PM |
moola-trumpeter8 | $25.00 | 12/27/2012 6:14:59 PM |
turbobrat | $25.00 | 12/27/2012 6:27:56 PM |
siesta100 | $25.00 | 12/27/2012 5:33:27 PM |
KnowCode | $200.00 | 12/27/2012 7:27:21 PM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:21:58 PM |
newest-credit-catapult | $25.00 | 12/27/2012 7:46:54 PM |
VikingInvestments | $25.00 | 12/27/2012 8:01:38 PM |
trent98375 | $66.21 | 12/28/2012 12:49:52 AM |
pennybypenny | $25.00 | 12/27/2012 5:23:26 PM |
supersam | $50.00 | 12/14/2012 9:23:17 AM |
bazaar-tulip | $25.00 | 12/14/2012 9:36:22 AM |
Zolton | $300.00 | 12/14/2012 9:55:12 AM |
CreditBuilder2 | $25.01 | 12/14/2012 10:49:43 AM |
wetlands | $200.00 | 12/15/2012 11:15:50 AM |
bill-tent1 | $50.00 | 12/15/2012 11:07:46 AM |
supersarah61 | $25.00 | 12/15/2012 4:32:43 PM |
Skynxhunt | $25.00 | 12/15/2012 2:06:29 PM |
sprinter | $50.00 | 12/17/2012 5:40:15 PM |
indomitable-coin | $25.00 | 12/17/2012 5:13:58 PM |
loot-prescription3 | $25.00 | 12/17/2012 7:09:16 PM |
Hy-FineAnts-33 | $50.00 | 12/18/2012 10:03:04 AM |
auction-eclipse8 | $50.00 | 12/18/2012 6:59:01 PM |
logical-principal8 | $50.00 | 12/19/2012 5:17:49 PM |
commitment-orca7 | $100.00 | 12/21/2012 9:57:35 AM |
Avicell | $25.00 | 12/23/2012 12:22:53 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:44 PM |
california111 | $25.00 | 12/23/2012 4:42:28 PM |
franzzua | $25.00 | 12/24/2012 9:42:08 AM |
bxsquad | $25.00 | 12/24/2012 7:02:45 PM |
rokman | $40.00 | 12/25/2012 6:28:52 AM |
Aimvest | $25.00 | 12/25/2012 10:19:38 AM |
anacent | $25.00 | 12/25/2012 11:14:56 AM |
axp2000 | $100.00 | 12/25/2012 5:42:06 PM |
compoundinterest | $25.00 | 12/26/2012 10:00:17 AM |
Arvicco | $207.00 | 12/26/2012 9:56:28 AM |
elasermd | $100.00 | 12/26/2012 10:32:16 AM |
likeable-money4 | $25.00 | 12/26/2012 2:42:16 PM |
chazz02 | $25.00 | 12/26/2012 9:57:14 AM |
Cheburashka | $30.00 | 12/26/2012 10:38:16 AM |
hitsman | $50.00 | 12/26/2012 10:59:24 AM |
otto3investments | $25.00 | 12/26/2012 2:24:36 PM |
value-pouch | $40.00 | 12/26/2012 11:26:20 AM |
Trigirl23 | $25.00 | 12/26/2012 5:56:04 PM |
yerkster1 | $25.00 | 12/26/2012 5:59:20 PM |
investment-sapling | $50.00 | 12/26/2012 3:56:56 PM |
timbob | $500.00 | 12/26/2012 5:21:54 PM |
vibrant-trade8 | $35.00 | 12/26/2012 6:05:12 PM |
Jalebi | $25.00 | 12/26/2012 5:59:26 PM |
mattpet | $25.00 | 12/26/2012 7:27:29 PM |
momoney2lend | $25.00 | 12/27/2012 9:08:39 AM |
flyfisherman99 | $80.00 | 12/27/2012 2:37:54 PM |
zassociate | $200.00 | 12/27/2012 5:11:45 PM |
platinum-jujitsu8 | $25.00 | 12/27/2012 5:28:35 PM |
cclady | $500.00 | 12/27/2012 5:41:08 PM |
sympathetic-funds818 | $50.00 | 12/27/2012 5:46:11 PM |
igloo268 | $25.00 | 12/27/2012 5:48:59 PM |
jonathan10s | $25.00 | 12/27/2012 6:55:42 PM |
hardwareman | $25.00 | 12/27/2012 7:03:26 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:32 PM |
authentic-liberty7 | $25.00 | 12/27/2012 7:24:47 PM |
mad4wknds | $25.00 | 12/27/2012 5:04:47 PM |
kochan123 | $25.00 | 12/27/2012 8:50:51 PM |
Errylend | $50.00 | 12/27/2012 9:16:21 PM |
Anonymous_Guy | $25.00 | 12/27/2012 6:57:37 PM |
market-assembler | $50.00 | 12/27/2012 5:39:25 PM |
ItsJustMe79 | $25.00 | 12/27/2012 5:56:07 PM |
progressive-economy261 | $400.00 | 12/27/2012 6:04:39 PM |
aslidsiksoraksi | $25.00 | 12/28/2012 12:02:15 AM |
Spadgaon | $50.00 | 12/27/2012 6:35:05 PM |
blue-finance-trapper | $24.89 | 12/28/2012 6:02:10 AM |
Approved1234 | $25.00 | 12/27/2012 6:58:42 PM |
ianakacg | $25.00 | 12/27/2012 7:00:45 PM |
134 Investments
|
Borrower Payment Dependent Notes Series
686063
This series of Notes was issued and sold upon the funding of the borrower loan #79985, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $19,170.11 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 1.99% |
Listing Start date:
| Dec-14-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 10.01% |
Borrower rate/APR:
| 11.01% / 13.25% |
Monthly payment:
| $434.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.78% | | |
| |
Estimated return*:
| 7.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $81,810 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| moola-society437 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt by paying off existing debt. I will use the Prosper loan to pay off my 401 K loan then I will take out another 401K loan to pay the proper loan and existing debt. Currently my 401 k only allows one loan at a time. I realize this is not ideal for retirement but the money I save in consolidating can be used to repay the 401k faster.
My financial situation:
I am a good candidate for this loan because my income is over $150K and my employment is very stable. I am not a commissioned employee. I have a salary plus bonus. I did not include my bonus in the income, as it is not realistic to rely on it. I am also a member of the National Guard and my income is sufficent to pay the loan off. I have a good credit rating that will get better with the debt consolidated. I pay on time and I hope to pay sooner rather than later.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pennybypenny | $25.00 | 12/27/2012 5:23:27 PM |
loan-mongoose1 | $25.00 | 12/14/2012 9:06:44 AM |
Bank_Of_XL | $30.00 | 12/14/2012 9:07:41 AM |
green-trade-dolphin2 | $36.02 | 12/14/2012 9:02:40 AM |
loot-prescription3 | $25.00 | 12/14/2012 9:51:23 AM |
bazaar-tulip | $25.00 | 12/14/2012 9:36:23 AM |
indomitable-coin | $25.00 | 12/14/2012 9:15:17 AM |
ucantbeetit | $25.00 | 12/14/2012 9:30:10 AM |
ready-interest9 | $25.00 | 12/14/2012 10:54:01 AM |
CreditBuilder2 | $25.01 | 12/14/2012 11:10:33 AM |
Interloper | $25.00 | 12/14/2012 12:00:28 PM |
best-bonafide-p2p | $25.00 | 12/14/2012 3:34:45 PM |
ForMyFamily | $50.00 | 12/14/2012 7:18:56 PM |
Arvicco | $400.00 | 12/15/2012 11:28:38 AM |
elasermd | $100.00 | 12/15/2012 12:52:20 PM |
djh47a | $25.00 | 12/15/2012 3:41:24 PM |
Skynxhunt | $25.00 | 12/15/2012 2:06:30 PM |
The_Third_Hand | $50.00 | 12/16/2012 3:51:33 AM |
octoberfresh | $25.00 | 12/15/2012 1:56:22 PM |
careful-responsibility9 | $25.00 | 12/16/2012 3:02:20 AM |
Senechal | $25.00 | 12/17/2012 4:28:22 AM |
commitment-orca7 | $100.00 | 12/17/2012 6:16:54 AM |
sympathetic-funds818 | $50.00 | 12/17/2012 10:12:23 AM |
principal-raccoon2 | $60.00 | 12/17/2012 3:07:07 PM |
Hexnut | $200.00 | 12/17/2012 10:24:06 PM |
american6 | $50.00 | 12/19/2012 9:04:32 AM |
logical-principal8 | $50.00 | 12/19/2012 9:27:41 AM |
euro-grove4 | $25.00 | 12/19/2012 5:18:30 PM |
djs81 | $75.00 | 12/19/2012 10:14:58 AM |
interest88 | $25.00 | 12/19/2012 5:48:41 PM |
resplendent-income544 | $100.00 | 12/21/2012 7:41:33 AM |
AmericanCredit | $100.00 | 12/21/2012 10:08:36 AM |
debt-legend | $25.00 | 12/22/2012 1:18:35 PM |
impeccable-penny | $50.00 | 12/22/2012 8:12:13 AM |
nodebtin3 | $25.00 | 12/22/2012 1:10:36 PM |
Investoman | $25.00 | 12/24/2012 9:49:49 AM |
Castellan | $50.00 | 12/24/2012 11:00:48 AM |
auction-seeker | $25.00 | 12/24/2012 12:10:01 PM |
eveaclir | $25.00 | 12/25/2012 9:31:55 AM |
red-delectable-reward | $25.00 | 12/24/2012 8:34:50 PM |
transparency-futurist3 | $25.00 | 12/25/2012 9:08:56 AM |
bowdish1 | $75.00 | 12/25/2012 6:41:38 PM |
wise-honorable-rate | $25.00 | 12/26/2012 7:00:57 AM |
lazyeye | $50.00 | 12/26/2012 10:05:26 AM |
Great-Mom | $25.00 | 12/26/2012 10:46:10 AM |
Bamaman205 | $25.00 | 12/26/2012 11:01:13 AM |
Cai8899 | $25.00 | 12/26/2012 11:21:15 AM |
value-pouch | $50.00 | 12/26/2012 11:22:55 AM |
velocity-solo | $25.00 | 12/26/2012 11:05:28 AM |
KWarrior | $100.00 | 12/26/2012 6:16:02 PM |
excellent-funds649 | $32.00 | 12/26/2012 6:28:23 PM |
sjlender | $100.00 | 12/26/2012 6:11:45 PM |
fotep-financial | $25.00 | 12/26/2012 6:12:43 PM |
Tradesmanlender | $25.00 | 12/26/2012 6:21:57 PM |
peso-chief | $200.00 | 12/27/2012 5:53:59 AM |
shrewd-deal | $50.00 | 12/27/2012 6:18:20 AM |
minista | $25.00 | 12/26/2012 6:44:52 PM |
meux99 | $25.00 | 12/26/2012 6:00:44 PM |
adaboy65 | $100.00 | 12/26/2012 6:04:25 PM |
RodBlizz42 | $29.00 | 12/27/2012 9:09:12 AM |
wealth-cheetah7 | $25.00 | 12/27/2012 9:03:35 AM |
dunox | $75.00 | 12/27/2012 9:21:48 AM |
feedpaulyfaster | $25.00 | 12/27/2012 9:28:49 AM |
kingryan | $150.00 | 12/27/2012 10:52:03 AM |
blue-famous-kindness | $25.00 | 12/27/2012 9:45:35 AM |
Priusdude | $25.00 | 12/27/2012 7:01:35 AM |
tedsrfdude | $25.00 | 12/27/2012 9:50:54 AM |
Woodworker57 | $25.00 | 12/27/2012 9:04:33 AM |
thunderd | $25.00 | 12/27/2012 9:25:35 AM |
emphatic-responsibility | $31.00 | 12/27/2012 9:32:25 AM |
funds-captain4 | $50.00 | 12/27/2012 9:50:10 AM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:12 AM |
credit-birch | $34.97 | 12/27/2012 12:17:14 PM |
TC_12June12 | $25.00 | 12/27/2012 5:04:38 PM |
balance-hornet | $50.00 | 12/27/2012 10:12:36 AM |
flyfisherman99 | $80.00 | 12/27/2012 2:39:07 PM |
loaninvesting | $25.00 | 12/27/2012 5:29:48 PM |
loyalty-circuitry | $100.00 | 12/27/2012 4:24:13 PM |
magical-fairness4 | $25.00 | 12/27/2012 11:42:10 AM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:32 PM |
Brisket_Bob | $35.10 | 12/27/2012 12:38:35 PM |
ciscoparrot | $25.00 | 12/27/2012 1:09:28 PM |
Schuld66 | $25.00 | 12/27/2012 6:09:33 PM |
bvzm | $25.00 | 12/27/2012 6:54:59 PM |
natural-worth9 | $330.00 | 12/27/2012 6:57:46 PM |
runner262 | $25.00 | 12/27/2012 7:00:09 PM |
bluesky55 | $25.00 | 12/27/2012 5:50:47 PM |
astute-benjamins | $25.00 | 12/27/2012 7:22:31 PM |
mosby | $25.00 | 12/27/2012 7:23:43 PM |
Dave0 | $25.00 | 12/27/2012 5:55:49 PM |
LAKESPRING | $25.00 | 12/27/2012 7:28:53 PM |
finance-fan7 | $25.00 | 12/27/2012 5:13:37 PM |
BDL-Roth | $40.00 | 12/27/2012 5:14:43 PM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:21:58 PM |
ethical-truth211 | $100.00 | 12/27/2012 5:20:57 PM |
Spadgaon | $50.00 | 12/27/2012 6:35:05 PM |
jamesgamble | $25.00 | 12/28/2012 3:02:47 AM |
dggusmc | $25.00 | 12/27/2012 5:32:43 PM |
KnowCode | $200.00 | 12/27/2012 7:27:22 PM |
proper-exchange8 | $50.00 | 12/27/2012 5:36:48 PM |
Surprises423 | $25.00 | 12/27/2012 5:40:43 PM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:07 AM |
penny-injector8 | $25.00 | 12/28/2012 12:05:45 AM |
otto3investments | $25.00 | 12/28/2012 8:59:41 AM |
BeanCownter | $25.75 | 12/28/2012 6:14:15 AM |
jonathan10s | $25.00 | 12/27/2012 6:55:43 PM |
currency-persimmon | $25.00 | 12/28/2012 6:23:00 AM |
crown-year | $2,000.00 | 12/28/2012 6:50:37 AM |
The-Penis-Martinez | $25.00 | 12/28/2012 7:59:24 AM |
kochan123 | $25.00 | 12/27/2012 8:48:19 PM |
chato2345 | $25.00 | 12/28/2012 8:31:12 AM |
community-saver158 | $50.00 | 12/28/2012 9:00:43 AM |
mclapperton | $32.21 | 12/28/2012 4:48:22 AM |
MSTCOURTJESTER | $50.00 | 12/28/2012 7:04:44 AM |
soulwork | $50.00 | 12/28/2012 8:33:42 AM |
Index_Plus | $5,200.00 | 12/27/2012 11:47:13 AM |
compassion-twister2 | $50.00 | 12/14/2012 9:35:15 AM |
Dollars4Rent | $50.00 | 12/14/2012 9:52:04 AM |
cerebral-dollar773 | $25.00 | 12/14/2012 9:22:28 AM |
HikeMoab | $50.00 | 12/14/2012 10:37:28 AM |
logical-reward8 | $25.00 | 12/14/2012 9:12:38 AM |
Zolton | $300.00 | 12/14/2012 9:55:12 AM |
fairness-musician3 | $25.00 | 12/14/2012 10:00:05 AM |
DonaldColorado | $50.00 | 12/14/2012 10:03:04 AM |
marketplace-singularity3 | $25.00 | 12/14/2012 10:12:23 AM |
neighborly-hope6 | $81.00 | 12/14/2012 11:02:29 AM |
corndog4000 | $30.00 | 12/14/2012 11:05:54 AM |
bill-tent1 | $50.00 | 12/15/2012 11:07:56 AM |
riskreward | $250.00 | 12/15/2012 11:26:49 AM |
Hy-FineAnts-33 | $50.00 | 12/15/2012 12:41:30 PM |
cardminger | $25.00 | 12/15/2012 12:27:24 PM |
windguy | $50.00 | 12/15/2012 11:27:41 AM |
compoundinterest | $25.00 | 12/15/2012 12:26:05 PM |
goat361 | $30.00 | 12/15/2012 2:06:14 PM |
themoneydoctor | $50.00 | 12/16/2012 1:29:05 PM |
kalamari | $30.00 | 12/16/2012 1:18:43 PM |
supersarah61 | $25.00 | 12/16/2012 1:59:29 PM |
social-tostada9 | $100.00 | 12/17/2012 7:57:31 AM |
benevolent-power3 | $50.00 | 12/17/2012 2:03:58 PM |
auction-eclipse8 | $50.00 | 12/18/2012 6:59:02 PM |
HereToHelp305 | $250.00 | 12/19/2012 4:30:17 PM |
dharma1 | $25.00 | 12/19/2012 5:57:37 PM |
natural-liberty4 | $200.00 | 12/19/2012 5:37:05 PM |
wealth-scout124 | $50.00 | 12/20/2012 10:01:38 AM |
the-magnificent-loan | $200.00 | 12/20/2012 5:42:49 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:44 PM |
community-seahorse0 | $25.00 | 12/22/2012 12:37:16 PM |
first-credit-meridian | $25.00 | 12/22/2012 1:52:34 PM |
Rivervale_Westwood | $25.00 | 12/23/2012 12:38:11 PM |
california111 | $25.00 | 12/23/2012 4:42:28 PM |
profitable-benefit952 | $100.00 | 12/24/2012 5:48:03 AM |
MrBojangles01 | $25.00 | 12/24/2012 3:23:01 AM |
rcldesign | $25.00 | 12/24/2012 10:31:51 AM |
AFairDeal | $25.00 | 12/24/2012 10:42:33 AM |
p1k4blu | $25.00 | 12/24/2012 11:01:24 AM |
funds-pie8 | $50.00 | 12/24/2012 10:31:45 AM |
Trentsteel_98 | $25.00 | 12/24/2012 5:21:34 PM |
Clambake | $25.00 | 12/24/2012 5:55:45 PM |
Aimvest | $25.00 | 12/25/2012 10:19:38 AM |
themoneydoctor | $50.00 | 12/25/2012 10:45:10 AM |
Kyne | $25.00 | 12/25/2012 11:50:05 AM |
sparky1129 | $50.00 | 12/26/2012 8:34:22 AM |
chibear34 | $25.00 | 12/26/2012 9:22:54 AM |
nuclearmoose | $50.00 | 12/26/2012 10:26:57 AM |
best-commerce-leader | $25.00 | 12/26/2012 9:27:56 AM |
likeable-money4 | $25.00 | 12/26/2012 2:40:31 PM |
Cheburashka | $30.00 | 12/26/2012 10:38:16 AM |
determined-bill5 | $100.00 | 12/26/2012 4:41:12 PM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:38 PM |
green-discrete-rupee | $25.00 | 12/26/2012 6:00:18 PM |
timbob | $500.00 | 12/26/2012 5:22:30 PM |
deal-bison6 | $25.00 | 12/26/2012 4:52:08 PM |
caring-investment692 | $25.00 | 12/26/2012 5:57:23 PM |
darknesscrown | $25.00 | 12/26/2012 7:16:15 PM |
mattpet | $25.00 | 12/26/2012 7:27:29 PM |
spartacusiam | $25.00 | 12/26/2012 5:52:05 PM |
glimmering-velocity2 | $25.00 | 12/27/2012 9:13:39 AM |
pious-benjamins1 | $25.00 | 12/26/2012 11:41:10 PM |
enriching-dollar1 | $100.00 | 12/27/2012 9:23:57 AM |
rewards | $25.00 | 12/27/2012 9:38:54 AM |
pbeach05 | $25.00 | 12/26/2012 8:56:29 PM |
benevolent-loot5 | $200.00 | 12/27/2012 9:26:20 AM |
auction-sage | $100.00 | 12/27/2012 9:28:34 AM |
platinum-genetics | $25.00 | 12/27/2012 9:36:26 AM |
1313mark1313 | $50.08 | 12/27/2012 12:22:45 PM |
impressive-yield3 | $25.00 | 12/27/2012 9:05:36 AM |
flexible-basis345 | $25.00 | 12/27/2012 10:17:37 AM |
Veridic | $25.00 | 12/27/2012 9:11:06 AM |
organic-durability7 | $25.00 | 12/27/2012 1:46:58 PM |
versatile-dime442 | $36.00 | 12/27/2012 9:30:20 AM |
rwhite1682 | $25.00 | 12/27/2012 11:43:10 AM |
Tylerh | $250.00 | 12/27/2012 10:17:49 AM |
Atranes | $100.00 | 12/27/2012 10:31:15 AM |
techron2012 | $100.00 | 12/27/2012 10:41:04 AM |
tenacious-payout | $25.00 | 12/27/2012 3:53:15 PM |
Rogesparkguy | $25.00 | 12/27/2012 4:11:51 PM |
sildoc | $25.00 | 12/27/2012 5:05:41 PM |
sunny1985 | $25.00 | 12/27/2012 1:16:18 PM |
farlik | $32.57 | 12/27/2012 1:45:09 PM |
ricebin | $25.00 | 12/27/2012 2:35:58 PM |
adaptable-benefit6 | $25.00 | 12/27/2012 5:27:55 PM |
revolutionary769 | $125.00 | 12/27/2012 6:54:35 PM |
hardwareman | $25.00 | 12/27/2012 7:03:26 PM |
fantastic-dedication6 | $50.00 | 12/27/2012 5:56:12 PM |
debt-fuse158 | $25.00 | 12/27/2012 7:40:43 PM |
knowledgeable-silver6 | $25.00 | 12/27/2012 6:12:46 PM |
auction-iris9 | $120.00 | 12/27/2012 6:14:23 PM |
Errylend | $50.00 | 12/27/2012 9:16:22 PM |
bbjones3 | $25.00 | 12/27/2012 6:20:55 PM |
aslidsiksoraksi | $25.00 | 12/28/2012 12:02:15 AM |
Vreet | $25.00 | 12/27/2012 6:45:29 PM |
Spring342 | $25.00 | 12/27/2012 6:57:32 PM |
BoughtTheFarm | $25.00 | 12/27/2012 5:35:23 PM |
krisran | $50.00 | 12/27/2012 5:42:05 PM |
transparency-futurist3 | $25.00 | 12/28/2012 7:06:37 AM |
DrNano | $50.00 | 12/27/2012 10:56:02 PM |
rl164 | $50.00 | 12/28/2012 8:32:05 AM |
RocketSurgeon | $25.00 | 12/27/2012 6:29:52 PM |
lenderme | $25.00 | 12/27/2012 7:16:23 PM |
kwan | $25.00 | 12/28/2012 9:00:42 AM |
a-unflappable-finance | $100.00 | 12/28/2012 9:00:46 AM |
GradEcon | $27.39 | 12/28/2012 4:58:53 AM |
asset-guitar5 | $32.01 | 12/28/2012 6:24:50 AM |
Desa_Miwu | $50.00 | 12/28/2012 7:23:27 AM |
VASLENDING | $25.00 | 12/28/2012 7:40:18 AM |
ham-vestor | $25.00 | 12/28/2012 7:41:48 AM |
euro-broadcaster | $25.00 | 12/28/2012 7:50:59 AM |
transparency-game-changer0 | $50.00 | 12/28/2012 9:00:30 AM |
228 Investments
|
Borrower Payment Dependent Notes Series
686229
This series of Notes was issued and sold upon the funding of the borrower loan #79966, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| Dec-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 7.64% |
Borrower rate/APR:
| 8.64% / 9.99% |
Monthly payment:
| $632.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.46% | | |
| |
Estimated return*:
| 5.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 19% |
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,792 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-loot-outpost |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off a high interest credit card
My financial situation:
I am a good candidate for this loan because I have a steady income, secure employment, and excellent credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loan-mongoose1 | $25.00 | 12/17/2012 5:06:12 PM |
Zolton | $300.00 | 12/17/2012 5:20:15 PM |
marketplace-singularity3 | $25.00 | 12/17/2012 5:44:24 PM |
loot-prescription3 | $25.00 | 12/17/2012 5:07:56 PM |
DonaldColorado | $50.00 | 12/17/2012 5:18:42 PM |
cardminger | $25.00 | 12/18/2012 9:17:07 AM |
Hy-FineAnts-33 | $50.00 | 12/17/2012 5:58:29 PM |
bazaar-tulip | $25.00 | 12/17/2012 6:39:19 PM |
cerebral-dollar773 | $30.80 | 12/17/2012 7:46:33 PM |
hero007 | $50.00 | 12/18/2012 7:17:40 PM |
logical-principal8 | $50.00 | 12/19/2012 9:27:44 AM |
uncl-sammy | $25.00 | 12/18/2012 5:59:36 PM |
wise-honorable-rate | $25.00 | 12/19/2012 9:51:59 AM |
djs81 | $75.00 | 12/19/2012 10:15:01 AM |
HereToHelp305 | $250.00 | 12/19/2012 4:30:22 PM |
bonus-apricot366 | $25.00 | 12/19/2012 7:05:46 PM |
supersarah61 | $25.00 | 12/19/2012 5:26:08 PM |
ucantbeetit | $25.00 | 12/19/2012 5:40:57 PM |
Plutis | $25.00 | 12/20/2012 4:09:13 PM |
the-magnificent-loan | $200.00 | 12/20/2012 5:42:55 PM |
commitment-orca7 | $100.00 | 12/21/2012 9:57:40 AM |
excellent-balance196 | $25.00 | 12/21/2012 2:37:42 PM |
nodebtin3 | $25.00 | 12/22/2012 1:10:46 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:19 PM |
euro-grove4 | $25.00 | 12/24/2012 9:47:57 AM |
sympathetic-funds818 | $50.00 | 12/24/2012 5:49:29 PM |
octoberfresh | $25.00 | 12/24/2012 6:43:04 PM |
transparency-futurist3 | $25.00 | 12/25/2012 9:09:10 AM |
american6 | $50.00 | 12/24/2012 6:41:50 PM |
P2P4me | $495.69 | 12/25/2012 5:38:46 AM |
Investoman | $25.00 | 12/25/2012 9:59:55 AM |
community-seahorse0 | $25.00 | 12/25/2012 10:56:42 AM |
invincible-marketplace | $50.00 | 12/25/2012 5:23:30 PM |
db0973 | $25.00 | 12/26/2012 8:54:28 AM |
dharma1 | $25.00 | 12/26/2012 9:58:14 AM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:44 PM |
enriching-trade2 | $25.00 | 12/26/2012 11:27:20 AM |
determined-bill5 | $100.00 | 12/26/2012 4:41:19 PM |
AFairDeal | $25.00 | 12/26/2012 10:47:58 AM |
Syzygy | $25.00 | 12/26/2012 6:03:51 PM |
kingryan | $150.00 | 12/27/2012 10:52:13 AM |
Katherine12 | $30.45 | 12/27/2012 12:36:17 PM |
GreenLender11 | $100.00 | 12/27/2012 3:05:13 PM |
JDKevin | $100.00 | 12/27/2012 9:11:18 PM |
social-tostada9 | $50.00 | 12/27/2012 5:20:21 PM |
Desa_Miwu | $50.00 | 12/28/2012 7:23:34 AM |
zassociate | $200.00 | 12/28/2012 9:21:31 AM |
eeyore101 | $25.00 | 12/28/2012 5:06:11 PM |
Traal | $25.00 | 12/28/2012 5:18:15 PM |
proud-pound4 | $25.00 | 12/28/2012 5:18:56 PM |
gigabit | $50.00 | 12/28/2012 5:33:34 PM |
mindful-generosity1 | $50.00 | 12/28/2012 5:37:00 PM |
obedient-dollar3 | $25.00 | 12/28/2012 5:40:47 PM |
helpishere777 | $25.00 | 12/28/2012 5:41:22 PM |
creature2 | $25.00 | 12/28/2012 5:43:27 PM |
downtownfarm | $25.00 | 12/28/2012 5:47:51 PM |
red-unequivocal-finance | $25.00 | 12/28/2012 5:48:35 PM |
daveinthecity | $25.00 | 12/28/2012 5:48:57 PM |
penny-leader416 | $25.00 | 12/28/2012 5:49:07 PM |
math1973 | $50.00 | 12/28/2012 5:49:09 PM |
nimble-money0 | $25.00 | 12/28/2012 5:50:27 PM |
wealth-influencer | $25.00 | 12/28/2012 5:51:26 PM |
freesia54 | $50.00 | 12/28/2012 5:51:33 PM |
adventurous-cash | $25.00 | 12/28/2012 5:56:25 PM |
pious-currency875 | $100.00 | 12/28/2012 5:57:50 PM |
Strato | $25.02 | 12/28/2012 5:59:05 PM |
brandilton | $25.00 | 12/28/2012 5:59:30 PM |
scrappy-peso0 | $25.00 | 12/28/2012 6:00:08 PM |
BizAnalyst | $50.00 | 12/28/2012 6:02:06 PM |
enticing-note | $25.00 | 12/28/2012 6:02:23 PM |
AvPro | $25.00 | 12/28/2012 6:02:36 PM |
green-discrete-rupee | $25.00 | 12/28/2012 6:04:27 PM |
ianakacg | $25.00 | 12/28/2012 6:06:49 PM |
fcb202 | $50.00 | 12/28/2012 6:08:40 PM |
TrustPlus | $50.00 | 12/28/2012 6:09:58 PM |
imagenki | $25.00 | 12/28/2012 6:11:34 PM |
boilermaker63 | $25.00 | 12/28/2012 6:16:29 PM |
Zuzu | $25.00 | 12/28/2012 6:16:45 PM |
benjamins-explosion142 | $25.00 | 12/28/2012 6:16:50 PM |
ChicoBob | $25.00 | 12/28/2012 6:19:11 PM |
commanding-treasure2 | $75.00 | 12/28/2012 5:12:25 PM |
ckatak | $50.00 | 12/28/2012 6:22:41 PM |
balance-hornet | $50.00 | 12/28/2012 6:22:51 PM |
iolaire | $25.00 | 12/28/2012 6:23:50 PM |
ryreesado | $25.00 | 12/28/2012 6:25:13 PM |
return-financier517 | $83.00 | 12/28/2012 5:40:35 PM |
grove88 | $25.00 | 12/28/2012 6:25:56 PM |
mizount | $25.00 | 12/28/2012 5:40:56 PM |
Chuck9802 | $25.00 | 12/28/2012 6:26:05 PM |
LendDoc | $25.00 | 12/28/2012 6:27:39 PM |
abundant-point0 | $50.00 | 12/28/2012 6:29:46 PM |
JKKCapital | $25.00 | 12/28/2012 6:30:14 PM |
ManhattanLender | $25.00 | 12/28/2012 6:30:47 PM |
Avala | $100.00 | 12/28/2012 5:46:08 PM |
martinatime | $50.00 | 12/28/2012 6:31:27 PM |
mdv | $25.00 | 12/28/2012 6:31:31 PM |
prudent-payment316 | $25.00 | 12/28/2012 6:31:38 PM |
moola-computer | $50.00 | 12/28/2012 6:31:50 PM |
JAVEHE | $25.00 | 12/28/2012 6:32:10 PM |
ebgb234 | $25.00 | 12/28/2012 5:48:43 PM |
awwaww | $25.00 | 12/28/2012 6:33:05 PM |
benevolent-moola291 | $50.00 | 12/28/2012 5:49:23 PM |
peace-flower9 | $50.00 | 12/28/2012 5:50:16 PM |
oracle3 | $50.00 | 12/28/2012 5:50:35 PM |
kind-cash-porcelain | $50.00 | 12/28/2012 6:35:48 PM |
mnmcarve | $25.00 | 12/28/2012 6:36:30 PM |
Hogpilot | $50.00 | 12/28/2012 5:53:17 PM |
Brain_m | $25.00 | 12/28/2012 5:54:32 PM |
SkipMcGrath | $50.00 | 12/28/2012 5:54:38 PM |
sympathetic-asset | $25.00 | 12/28/2012 6:43:26 PM |
MrG27 | $25.00 | 12/28/2012 5:57:07 PM |
narblark | $50.00 | 12/28/2012 5:58:41 PM |
the-bright-velocity | $25.00 | 12/28/2012 5:59:14 PM |
wealthstar | $25.00 | 12/28/2012 6:01:56 PM |
RandomMonkey | $25.00 | 12/28/2012 6:02:08 PM |
pimienta | $25.00 | 12/28/2012 6:02:12 PM |
nerdfactor | $25.00 | 12/28/2012 6:04:24 PM |
silverloan | $50.00 | 12/28/2012 6:05:22 PM |
Natronpee | $25.00 | 12/28/2012 6:06:42 PM |
hdolga | $25.00 | 12/28/2012 6:07:44 PM |
brainy-dedication | $50.00 | 12/28/2012 6:08:50 PM |
sensational-kindness | $25.00 | 12/28/2012 6:08:59 PM |
zoozka | $25.00 | 12/28/2012 6:09:26 PM |
basis-oasis7 | $50.00 | 12/28/2012 6:09:36 PM |
Jaguar-Nation | $25.00 | 12/28/2012 6:09:56 PM |
investment-pro4 | $50.00 | 12/28/2012 6:10:50 PM |
Willylump | $25.00 | 12/28/2012 6:12:54 PM |
Wilvara | $25.00 | 12/28/2012 6:13:21 PM |
lender987654321 | $50.00 | 12/28/2012 6:13:32 PM |
mlbox3k | $25.00 | 12/28/2012 6:13:47 PM |
sentry256 | $25.00 | 12/28/2012 6:15:56 PM |
impressive-yield3 | $25.00 | 12/28/2012 6:16:17 PM |
compassionate-payment218 | $25.00 | 12/28/2012 6:18:15 PM |
littlemonkey | $25.00 | 12/28/2012 6:18:25 PM |
Great-Mom | $25.00 | 12/28/2012 6:19:55 PM |
DesiKuber | $25.00 | 12/28/2012 6:20:57 PM |
a-balance-surgeon | $50.00 | 12/28/2012 6:21:57 PM |
first-coin-tweet | $25.00 | 12/28/2012 6:24:03 PM |
building-america | $25.00 | 12/28/2012 6:24:41 PM |
ocho | $25.00 | 12/28/2012 6:24:59 PM |
kewgdns | $30.00 | 12/28/2012 6:27:04 PM |
TWISBWM | $50.00 | 12/28/2012 6:27:11 PM |
meenan | $100.00 | 12/28/2012 6:27:25 PM |
credit-statuette8 | $25.00 | 12/28/2012 6:28:09 PM |
gaoche | $25.00 | 12/28/2012 6:28:32 PM |
flo_rida | $200.00 | 12/28/2012 6:29:25 PM |
gentle-gold | $25.00 | 12/28/2012 6:31:48 PM |
doomsday18 | $25.00 | 12/28/2012 6:32:21 PM |
sharp-income2 | $100.00 | 12/28/2012 6:32:35 PM |
JohnGalt94 | $25.00 | 12/28/2012 6:33:34 PM |
KarmaBum77 | $25.00 | 12/28/2012 6:33:58 PM |
CoolHelp | $50.00 | 12/28/2012 6:34:31 PM |
redmumba | $50.00 | 12/28/2012 6:35:03 PM |
my401K | $50.00 | 12/28/2012 6:35:10 PM |
finance-hope | $25.00 | 12/28/2012 6:37:58 PM |
HAVEANICEDAY | $25.00 | 12/28/2012 6:41:22 PM |
balance-whistle7 | $25.00 | 12/28/2012 6:42:10 PM |
bvzm | $25.00 | 12/28/2012 6:42:38 PM |
Woodworker57 | $25.00 | 12/28/2012 5:37:27 PM |
dschless | $25.00 | 12/28/2012 6:51:34 PM |
magical-greenback | $25.00 | 12/28/2012 5:41:48 PM |
blue-velocity-washboard | $25.00 | 12/28/2012 5:42:12 PM |
Panna | $25.00 | 12/28/2012 5:43:49 PM |
amsterq | $25.00 | 12/28/2012 5:48:03 PM |
benjamins-utopia | $100.00 | 12/28/2012 5:48:23 PM |
spaldorpv | $100.00 | 12/28/2012 5:51:49 PM |
best-deal-banker | $50.00 | 12/28/2012 5:52:18 PM |
bbjones3 | $25.00 | 12/28/2012 5:52:41 PM |
first-upright-payout | $25.00 | 12/28/2012 5:56:07 PM |
adamnash | $25.00 | 12/28/2012 5:57:40 PM |
excellent-greenback | $50.00 | 12/28/2012 5:58:27 PM |
Duchdad | $25.00 | 12/28/2012 6:00:23 PM |
richmondcowboy | $25.00 | 12/28/2012 6:00:27 PM |
rambone05 | $25.00 | 12/28/2012 6:02:15 PM |
tranquil-greenback9 | $100.00 | 12/28/2012 6:02:50 PM |
sildoc | $25.00 | 12/28/2012 6:03:26 PM |
PRGuyinVA | $25.00 | 12/28/2012 6:05:37 PM |
seasonedinvestor | $50.00 | 12/28/2012 6:12:30 PM |
MKLInvestments | $25.00 | 12/28/2012 6:13:30 PM |
peripatetic | $25.00 | 12/28/2012 6:15:04 PM |
power-amusement | $25.00 | 12/28/2012 6:15:33 PM |
extraordinary-silver5 | $25.00 | 12/28/2012 6:19:03 PM |
pragmatic-contract | $25.00 | 12/28/2012 6:20:30 PM |
Quiz18 | $25.00 | 12/28/2012 6:23:24 PM |
boatplug | $25.00 | 12/28/2012 6:23:44 PM |
deal-frontier | $25.00 | 12/28/2012 6:24:13 PM |
dayahn | $25.00 | 12/28/2012 6:25:33 PM |
LogicalCC | $25.00 | 12/28/2012 6:26:28 PM |
BuntyBoy | $25.00 | 12/28/2012 6:26:54 PM |
brutusbone | $25.00 | 12/28/2012 6:27:45 PM |
postalwhiz | $25.00 | 12/28/2012 6:28:06 PM |
g0avs3327 | $25.00 | 12/28/2012 6:28:46 PM |
Medops911 | $25.00 | 12/28/2012 6:29:31 PM |
goldeneye777 | $51.00 | 12/28/2012 6:30:27 PM |
bds9646 | $26.00 | 12/28/2012 6:32:53 PM |
mizon291 | $25.00 | 12/28/2012 6:34:33 PM |
debt-legend | $25.00 | 12/28/2012 6:35:33 PM |
knowledgeable-currency6 | $25.00 | 12/28/2012 6:36:32 PM |
kirkjerk | $50.00 | 12/28/2012 6:37:15 PM |
fairness-musician3 | $25.00 | 12/28/2012 6:39:31 PM |
tender-integrity3 | $100.00 | 12/28/2012 6:42:06 PM |
klin | $25.00 | 12/28/2012 6:43:10 PM |
zone6 | $100.00 | 12/28/2012 6:51:19 PM |
pennybypenny | $25.00 | 12/28/2012 5:56:36 PM |
indomitable-coin | $25.00 | 12/17/2012 5:14:02 PM |
bill-tent1 | $50.00 | 12/17/2012 5:16:28 PM |
riskreward | $250.00 | 12/17/2012 5:28:49 PM |
silver-plato | $75.00 | 12/17/2012 5:46:44 PM |
Bank_Of_XL | $30.00 | 12/17/2012 5:10:28 PM |
Ripsaw4U | $50.00 | 12/17/2012 6:04:11 PM |
palu2619 | $25.00 | 12/17/2012 5:18:55 PM |
neighborly-hope6 | $100.00 | 12/17/2012 6:24:50 PM |
CreditBuilder2 | $25.01 | 12/17/2012 7:04:13 PM |
LongTail | $28.00 | 12/17/2012 10:52:57 PM |
blot44 | $25.00 | 12/18/2012 5:47:11 AM |
ready-interest9 | $25.00 | 12/17/2012 6:47:52 PM |
GoldenKoi | $100.00 | 12/18/2012 2:22:01 AM |
prudent-dough458 | $25.00 | 12/18/2012 5:01:45 PM |
logical-reward8 | $25.00 | 12/18/2012 5:30:59 PM |
first-sharp-payout5 | $100.00 | 12/18/2012 6:38:38 PM |
compassion-twister2 | $25.00 | 12/18/2012 6:16:39 PM |
Arvicco | $204.00 | 12/19/2012 9:57:38 AM |
auction-eclipse8 | $50.00 | 12/18/2012 6:59:09 PM |
elasermd | $100.00 | 12/19/2012 6:20:26 PM |
WhiteInvestor | $27.00 | 12/20/2012 1:37:47 PM |
resplendent-income544 | $100.00 | 12/21/2012 7:41:36 AM |
principal-admirer5 | $25.00 | 12/21/2012 3:41:46 PM |
qsolo | $50.00 | 12/22/2012 1:06:10 PM |
california111 | $50.00 | 12/22/2012 10:21:50 AM |
first-credit-meridian | $25.00 | 12/22/2012 1:52:38 PM |
commerce-gargantuan2 | $25.00 | 12/23/2012 1:39:40 PM |
kalamari | $30.00 | 12/23/2012 1:25:13 PM |
profitable-benefit952 | $100.00 | 12/24/2012 5:48:06 AM |
well-rounded-diversification | $25.00 | 12/24/2012 9:55:40 AM |
AmericanCredit | $100.00 | 12/24/2012 10:48:56 AM |
compoundinterest | $25.00 | 12/24/2012 10:19:31 AM |
fortytwo | $100.00 | 12/24/2012 11:03:01 AM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:15 PM |
Aimvest | $25.00 | 12/25/2012 10:19:43 AM |
imbaldjerry | $25.00 | 12/26/2012 8:20:12 AM |
syrepsorp | $30.00 | 12/26/2012 9:18:58 AM |
emphatic-gold584 | $100.00 | 12/26/2012 10:26:27 AM |
Cheburashka | $30.00 | 12/26/2012 10:38:26 AM |
wealth-scout124 | $50.00 | 12/26/2012 10:13:16 AM |
likeable-money4 | $25.00 | 12/26/2012 2:40:33 PM |
Castellan | $50.00 | 12/26/2012 5:15:14 PM |
value-pouch | $50.00 | 12/26/2012 11:22:57 AM |
timbob | $500.00 | 12/26/2012 5:22:32 PM |
logical-peso2 | $25.00 | 12/26/2012 5:07:19 PM |
chac | $200.00 | 12/27/2012 9:05:07 AM |
pious-benjamins1 | $25.00 | 12/26/2012 11:41:13 PM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:32 AM |
nuclearmoose | $50.00 | 12/27/2012 9:04:29 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:38 PM |
tenacious-payout | $25.00 | 12/27/2012 3:55:15 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:23 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:43 PM |
dggusmc | $25.00 | 12/27/2012 5:32:46 PM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:17 AM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:05 PM |
Errylend | $50.00 | 12/27/2012 9:16:27 PM |
magical-credit523 | $25.00 | 12/28/2012 9:28:32 AM |
abundant-peace196 | $50.00 | 12/28/2012 11:17:26 AM |
proper-exchange8 | $32.00 | 12/28/2012 10:45:43 AM |
affluence-birdie7 | $30.00 | 12/28/2012 1:59:23 PM |
GenerousGentleMan | $25.00 | 12/28/2012 11:15:01 AM |
bosco44 | $25.00 | 12/28/2012 10:35:19 AM |
amicablenemesis | $50.00 | 12/28/2012 5:09:19 PM |
kegs | $250.00 | 12/28/2012 11:21:12 AM |
natural-liberty4 | $83.00 | 12/28/2012 5:26:24 PM |
BDL-Roth | $40.00 | 12/28/2012 5:26:34 PM |
tlam168 | $25.00 | 12/28/2012 5:15:51 PM |
camaraderi-universe2 | $25.00 | 12/28/2012 5:18:00 PM |
aasx1108 | $25.00 | 12/28/2012 5:20:16 PM |
pound-idol543 | $27.00 | 12/28/2012 5:38:27 PM |
Yaj | $25.00 | 12/28/2012 5:41:01 PM |
durability-officer | $50.00 | 12/28/2012 5:42:06 PM |
new-return-faire | $66.00 | 12/28/2012 5:22:58 PM |
ThomasC | $50.00 | 12/28/2012 5:23:38 PM |
unrivaled-silver | $25.00 | 12/28/2012 5:45:50 PM |
a-dollar-orchestra | $110.00 | 12/28/2012 5:47:49 PM |
adaptable-benefit6 | $25.00 | 12/28/2012 5:48:47 PM |
ingenious-order783 | $25.00 | 12/28/2012 3:51:22 PM |
mlender | $25.00 | 12/28/2012 5:50:49 PM |
important-penny3 | $25.00 | 12/28/2012 5:51:51 PM |
Veridic | $25.00 | 12/28/2012 5:52:39 PM |
compsciman | $25.00 | 12/28/2012 5:53:06 PM |
nickel-synapse | $25.00 | 12/28/2012 5:55:30 PM |
harty | $50.00 | 12/28/2012 5:56:23 PM |
tommyb34 | $25.00 | 12/28/2012 4:20:48 PM |
StPong | $25.00 | 12/28/2012 5:58:03 PM |
preeminant-hope7 | $100.00 | 12/28/2012 5:59:37 PM |
FlyingBobo | $25.00 | 12/28/2012 6:00:09 PM |
mommyhelper | $25.00 | 12/28/2012 6:01:41 PM |
wadeveloper | $25.00 | 12/28/2012 5:26:59 PM |
socrates520 | $50.00 | 12/28/2012 6:02:14 PM |
majestic-dedication | $50.00 | 12/28/2012 6:03:07 PM |
jump58 | $25.00 | 12/28/2012 5:00:51 PM |
systematic-dollar9 | $25.00 | 12/28/2012 6:04:56 PM |
withfries2 | $50.00 | 12/28/2012 6:06:53 PM |
auction-iris9 | $120.00 | 12/28/2012 6:07:28 PM |
income-banjo | $25.00 | 12/28/2012 6:08:44 PM |
MmeArgent | $25.00 | 12/28/2012 6:09:31 PM |
worth-sanctuary9 | $25.00 | 12/28/2012 6:10:40 PM |
syounker | $25.00 | 12/28/2012 6:11:09 PM |
red-delectable-reward | $25.00 | 12/28/2012 6:12:05 PM |
first-favorite-bonus9 | $25.00 | 12/28/2012 6:12:32 PM |
Asailorman | $50.00 | 12/28/2012 5:29:34 PM |
don8ter | $50.00 | 12/28/2012 6:14:09 PM |
abz | $50.00 | 12/28/2012 6:14:24 PM |
TelegramSam | $25.00 | 12/28/2012 6:15:06 PM |
token34 | $25.00 | 12/28/2012 6:15:28 PM |
innocent-loot | $25.00 | 12/28/2012 6:16:08 PM |
LahnDi | $25.00 | 12/28/2012 6:16:40 PM |
totoro | $25.00 | 12/28/2012 6:17:09 PM |
worth-web5 | $50.00 | 12/28/2012 6:18:32 PM |
transparency-baton | $25.00 | 12/28/2012 6:18:44 PM |
medman | $25.00 | 12/28/2012 6:19:39 PM |
brilliant-loyalty7 | $25.00 | 12/28/2012 6:21:07 PM |
figs4u2 | $100.00 | 12/28/2012 6:21:14 PM |
orchestra960 | $212.00 | 12/28/2012 5:13:44 PM |
safe-payment8 | $25.00 | 12/28/2012 6:22:14 PM |
credit-scout7 | $50.00 | 12/28/2012 6:22:46 PM |
Dave0 | $25.00 | 12/28/2012 5:38:51 PM |
gojackgo | $100.00 | 12/28/2012 6:24:28 PM |
hyla15 | $27.50 | 12/28/2012 6:25:11 PM |
unforgettable-wealth4 | $50.00 | 12/28/2012 5:40:42 PM |
iGeoff | $25.00 | 12/28/2012 5:42:10 PM |
1phantom | $25.00 | 12/28/2012 6:27:27 PM |
Clambake | $25.00 | 12/28/2012 5:42:24 PM |
JCPlending | $25.00 | 12/28/2012 6:28:55 PM |
rose88 | $25.00 | 12/28/2012 6:29:35 PM |
Rdodson11 | $25.00 | 12/28/2012 5:44:54 PM |
flexible-basis345 | $25.00 | 12/28/2012 5:47:08 PM |
nav1elt | $25.00 | 12/28/2012 5:47:28 PM |
Casman8815 | $25.00 | 12/28/2012 6:32:15 PM |
Tradesmanlender | $25.00 | 12/28/2012 6:32:37 PM |
fantastic-dedication6 | $50.00 | 12/28/2012 6:33:18 PM |
orange-courageous-dedication | $25.00 | 12/28/2012 6:33:56 PM |
gracej | $25.00 | 12/28/2012 5:50:57 PM |
top-community-voyage | $50.00 | 12/28/2012 5:51:02 PM |
MicroL | $25.00 | 12/28/2012 6:35:25 PM |
bobby5832708 | $25.00 | 12/28/2012 5:51:53 PM |
HH123 | $25.00 | 12/28/2012 5:53:01 PM |
asset-equilibrium0 | $25.00 | 12/28/2012 5:53:21 PM |
angelinvestor01 | $50.00 | 12/28/2012 6:37:56 PM |
bazaar-utensil7 | $50.00 | 12/28/2012 6:39:11 PM |
js60l | $25.00 | 12/28/2012 6:39:28 PM |
commerce-broker | $25.00 | 12/28/2012 5:54:09 PM |
conaty | $50.00 | 12/28/2012 5:55:09 PM |
riproaringrapids | $50.00 | 12/28/2012 6:43:32 PM |
IlliniActuary | $25.00 | 12/28/2012 6:50:16 PM |
AWTT | $25.00 | 12/28/2012 6:52:10 PM |
Sothenwhat | $100.00 | 12/28/2012 6:00:03 PM |
gursevak | $25.00 | 12/28/2012 6:02:29 PM |
Flyboy368 | $50.00 | 12/28/2012 6:03:37 PM |
bdiddy1268 | $25.00 | 12/28/2012 6:04:01 PM |
turbostar666 | $25.00 | 12/28/2012 6:04:10 PM |
larslfe | $25.00 | 12/28/2012 6:04:39 PM |
taz007 | $25.00 | 12/28/2012 6:05:09 PM |
reaction5 | $25.00 | 12/28/2012 6:05:49 PM |
kinetic-openness0 | $25.00 | 12/28/2012 6:08:42 PM |
RockCrown | $25.00 | 12/28/2012 6:10:29 PM |
skvat | $25.00 | 12/28/2012 6:11:20 PM |
woodenshoes | $25.00 | 12/28/2012 6:14:46 PM |
brazilofmux | $100.00 | 12/28/2012 6:14:52 PM |
agile-currency993 | $100.00 | 12/28/2012 6:15:54 PM |
slartibardfast | $25.00 | 12/28/2012 6:16:11 PM |
faithey | $50.00 | 12/28/2012 6:16:27 PM |
EDBB767 | $50.00 | 12/28/2012 6:18:11 PM |
elated-generosity01 | $25.00 | 12/28/2012 6:18:46 PM |
Unclejohn | $25.00 | 12/28/2012 6:19:14 PM |
adevadeh | $25.00 | 12/28/2012 6:19:20 PM |
alaskanone | $25.00 | 12/28/2012 6:20:06 PM |
whistledicksmith | $25.00 | 12/28/2012 6:24:23 PM |
Timchenko_LLC | $25.00 | 12/28/2012 6:25:04 PM |
ore-widget7 | $25.00 | 12/28/2012 6:25:37 PM |
TSC | $50.00 | 12/28/2012 6:27:16 PM |
revenue-serenity5 | $25.00 | 12/28/2012 6:28:53 PM |
likeable-value | $25.00 | 12/28/2012 6:30:55 PM |
Eastern | $50.00 | 12/28/2012 6:31:07 PM |
blooming-market | $25.00 | 12/28/2012 6:31:36 PM |
LoanBrkr | $25.00 | 12/28/2012 6:32:18 PM |
nickel-companion5 | $25.00 | 12/28/2012 6:33:32 PM |
velocityasaurus-rex4 | $100.00 | 12/28/2012 6:34:14 PM |
Gabriel02 | $25.00 | 12/28/2012 6:35:07 PM |
lounges | $50.00 | 12/28/2012 6:35:26 PM |
JohnW12 | $25.00 | 12/28/2012 6:36:17 PM |
Frankieb21 | $25.00 | 12/28/2012 6:36:53 PM |
roccofox | $25.00 | 12/28/2012 6:38:03 PM |
BxRealtor | $25.00 | 12/28/2012 5:34:16 PM |
MyKidsDad | $25.00 | 12/28/2012 6:39:26 PM |
openness-enforcer76 | $25.00 | 12/28/2012 6:41:16 PM |
principal-planetarium4 | $100.00 | 12/28/2012 5:36:55 PM |
loan-arrow3 | $25.00 | 12/28/2012 5:39:37 PM |
by32 | $25.00 | 12/28/2012 6:50:27 PM |
Logan7 | $25.00 | 12/28/2012 5:40:33 PM |
theboat | $30.00 | 12/28/2012 5:41:04 PM |
moola-rose8 | $25.00 | 12/28/2012 5:44:47 PM |
transparency-halo | $25.00 | 12/28/2012 5:47:15 PM |
larrybird | $152.00 | 12/28/2012 5:47:23 PM |
gold-position | $25.00 | 12/28/2012 5:47:37 PM |
Octavian315 | $33.00 | 12/28/2012 5:49:21 PM |
Tylerh | $250.00 | 12/28/2012 5:49:28 PM |
soheagle | $25.00 | 12/28/2012 5:50:22 PM |
Helping-U-Succeed | $25.00 | 12/28/2012 5:53:38 PM |
TRUST68 | $25.00 | 12/28/2012 5:53:45 PM |
kbodendorf | $25.00 | 12/28/2012 5:54:01 PM |
natural-benefit1 | $50.00 | 12/28/2012 5:55:25 PM |
thestartuplender | $40.00 | 12/28/2012 5:57:52 PM |
responsive-worth5 | $25.00 | 12/28/2012 5:58:44 PM |
Quaven | $25.00 | 12/28/2012 6:00:29 PM |
hawkhelp | $50.00 | 12/28/2012 6:00:49 PM |
well-mannered-power8 | $25.00 | 12/28/2012 6:01:19 PM |
Daneistes | $50.00 | 12/28/2012 6:01:32 PM |
Spadgaon | $50.00 | 12/28/2012 6:03:04 PM |
robust-loyalty | $25.00 | 12/28/2012 6:08:12 PM |
GeorgiaBoy2008 | $50.00 | 12/28/2012 6:08:29 PM |
glittering-nickel | $50.00 | 12/28/2012 6:09:16 PM |
Kame | $25.00 | 12/28/2012 6:10:10 PM |
atlacatl | $25.00 | 12/28/2012 6:11:36 PM |
jlgreen | $25.00 | 12/28/2012 6:11:46 PM |
ready-ore884 | $50.00 | 12/28/2012 6:14:04 PM |
community-pipeline | $25.00 | 12/28/2012 6:14:50 PM |
cebgop | $25.00 | 12/28/2012 6:16:18 PM |
reflective-worth1 | $25.00 | 12/28/2012 6:17:12 PM |
guardlender | $25.00 | 12/28/2012 6:17:56 PM |
MoneySiles | $25.00 | 12/28/2012 6:18:36 PM |
stable-penny27 | $25.00 | 12/28/2012 6:19:07 PM |
krisran | $50.00 | 12/28/2012 6:20:16 PM |
lrr34 | $25.00 | 12/28/2012 6:22:08 PM |
meux99 | $25.00 | 12/28/2012 6:23:26 PM |
soarmore | $50.00 | 12/28/2012 6:26:35 PM |
finance-negotiator2 | $25.00 | 12/28/2012 6:26:56 PM |
likeable-reward | $25.00 | 12/28/2012 6:29:23 PM |
felix-tower | $25.00 | 12/28/2012 6:31:09 PM |
minista | $25.00 | 12/28/2012 6:32:49 PM |
spirit07a | $100.00 | 12/28/2012 6:33:01 PM |
cmbkshne | $25.00 | 12/28/2012 6:34:39 PM |
credit-magician | $25.00 | 12/28/2012 6:35:23 PM |
illustrado | $25.00 | 12/28/2012 6:35:28 PM |
debt-legend | $25.00 | 12/28/2012 6:36:00 PM |
mtp | $100.00 | 12/28/2012 6:37:04 PM |
bluesky55 | $25.00 | 12/28/2012 6:37:29 PM |
knowledgeable-listing597 | $25.00 | 12/28/2012 6:38:07 PM |
dfealk | $25.00 | 12/28/2012 6:40:11 PM |
Thunder08 | $25.00 | 12/28/2012 6:43:03 PM |
Warwick | $25.00 | 12/28/2012 6:43:34 PM |
448 Investments
|
Borrower Payment Dependent Notes Series
686383
This series of Notes was issued and sold upon the funding of the borrower loan #79608, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,700.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-26-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $593.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2008 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,909 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| brightest-dime-melody |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate Credit Card debt, allow me to pay off auto loan or negotiate a trade in for a cheaper/ less flashy used car (honda civic, toyota tercel)
My financial situation:
I am a good candidate for this loan because...
I make enough income to cover this loan payment, however my goal is to pay off my car note and buy a car that has better fuel economy than 12 MPG. An unwise decision = $20,000 Jeep 5.7L spending total over $1100 a month for fuel, note, insurance. Will not make the same mistake twice. This car is a liability not an asset. I learned the definition the hard way. $3,000 for transmission last year and $800 for computer chip this year.
Monthly net income: $5000
Housing: $650
Insurance: $300
Car expenses: $300 NOTE $600 gas
Utilities: $350
Phone, cable, internet: $60
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $3000 VISA $1750 MASTERCARD $1600 GE CREDIT
$11,500 CHASE AUTO
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $35.02 | 12/12/2012 5:03:06 PM |
nonattender | $25.00 | 12/12/2012 5:15:22 PM |
dedicated-contract755 | $30.00 | 12/12/2012 5:44:42 PM |
daw1878 | $25.00 | 12/12/2012 5:18:40 PM |
bazaar-tulip | $25.00 | 12/12/2012 6:13:04 PM |
CreditBuilder2 | $25.02 | 12/12/2012 6:36:38 PM |
blueshound | $25.00 | 12/12/2012 8:21:18 PM |
dannycarter10 | $25.00 | 12/12/2012 6:13:22 PM |
bowdish1 | $25.00 | 12/12/2012 5:30:38 PM |
magnetic-duty4 | $25.00 | 12/12/2012 6:06:44 PM |
entertaining-dollar298 | $25.00 | 12/13/2012 9:09:06 AM |
Interloper | $25.00 | 12/13/2012 12:37:16 PM |
transaction-seahorse0 | $25.00 | 12/13/2012 12:31:48 PM |
repayment-ringleader | $25.00 | 12/13/2012 11:48:13 PM |
BostonCapital | $100.00 | 12/14/2012 5:03:42 PM |
deal-vibrato | $25.00 | 12/14/2012 5:09:55 PM |
lionheart722 | $25.00 | 12/14/2012 5:19:00 PM |
LendingSingularity | $50.00 | 12/14/2012 7:08:29 PM |
gotjack-IRA | $25.02 | 12/15/2012 5:01:02 AM |
bill-tent1 | $50.00 | 12/15/2012 11:08:05 AM |
113121 | $25.00 | 12/14/2012 8:01:05 PM |
palu2619 | $25.00 | 12/15/2012 11:11:57 AM |
finder61 | $25.00 | 12/15/2012 1:11:52 AM |
windguy | $50.00 | 12/15/2012 11:27:52 AM |
green-dollar-buffalo | $50.00 | 12/15/2012 10:57:58 AM |
special-dinero553 | $25.00 | 12/15/2012 11:12:41 AM |
PoundSmart | $100.00 | 12/15/2012 11:22:13 AM |
justice-inspector | $25.00 | 12/15/2012 1:48:21 PM |
openness-antioxidant | $100.00 | 12/15/2012 12:36:04 PM |
rmachi | $25.00 | 12/15/2012 1:22:16 PM |
enchanted-investment447 | $100.00 | 12/17/2012 9:19:31 AM |
HikeMoab | $25.00 | 12/17/2012 12:13:54 PM |
kingryan | $250.00 | 12/18/2012 5:35:54 PM |
transparency-sapling | $25.00 | 12/19/2012 9:28:04 AM |
logical-principal8 | $50.00 | 12/19/2012 9:27:40 AM |
hope-bull5 | $50.00 | 12/19/2012 1:41:15 PM |
dontvote | $25.00 | 12/19/2012 3:07:40 PM |
Rockymtnhi | $50.00 | 12/20/2012 9:16:48 AM |
IP | $25.00 | 12/19/2012 6:14:54 PM |
rmkrish555 | $25.00 | 12/20/2012 5:14:48 PM |
whitegoldira | $150.00 | 12/20/2012 10:19:07 AM |
Zorro_970 | $100.00 | 12/21/2012 9:39:45 AM |
dime-mandolin9 | $50.00 | 12/21/2012 9:38:44 AM |
dominickf | $50.00 | 12/21/2012 9:10:39 AM |
wetlands | $200.00 | 12/21/2012 9:45:47 AM |
orange-market-amigo | $200.00 | 12/21/2012 12:57:23 PM |
first-credit-meridian | $25.00 | 12/21/2012 5:53:51 PM |
yield-seeker | $25.00 | 12/22/2012 9:40:51 AM |
nodebtin3 | $25.00 | 12/22/2012 1:10:27 PM |
bright-payment2 | $25.00 | 12/23/2012 8:34:47 AM |
SkipMcGrath | $50.00 | 12/23/2012 12:01:21 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:26 PM |
discostu | $25.00 | 12/22/2012 3:49:15 PM |
coin-tweet | $25.00 | 12/22/2012 9:46:29 PM |
principal-cooker2 | $50.00 | 12/23/2012 12:51:58 PM |
supersarah61 | $25.00 | 12/23/2012 3:57:29 PM |
sjlender | $74.00 | 12/24/2012 9:06:53 AM |
bid-fluffy-bunny3 | $25.00 | 12/24/2012 9:08:47 AM |
MrBojangles01 | $25.00 | 12/24/2012 3:22:58 AM |
Cai8899 | $25.00 | 12/24/2012 9:36:49 AM |
bazaar-festivity | $25.00 | 12/24/2012 10:00:00 AM |
he-shoots-he-scores | $25.00 | 12/24/2012 9:37:44 AM |
TVOpsGuy | $25.00 | 12/24/2012 9:21:36 AM |
new-start18100 | $25.00 | 12/24/2012 9:40:48 AM |
franzzua | $25.00 | 12/24/2012 9:42:04 AM |
fortytwo | $100.00 | 12/24/2012 11:03:00 AM |
jazz619 | $25.00 | 12/24/2012 11:41:40 AM |
peace-photon1 | $50.00 | 12/24/2012 11:51:34 AM |
prudent-payment316 | $25.00 | 12/24/2012 10:52:02 AM |
bold-worth-wrangler | $25.00 | 12/24/2012 2:34:47 PM |
social-tostada9 | $50.00 | 12/24/2012 10:58:43 AM |
wise-deal-panda | $100.00 | 12/24/2012 5:40:03 PM |
money-bauble | $200.00 | 12/24/2012 12:03:49 PM |
ErsatzMike | $25.00 | 12/24/2012 5:47:29 PM |
auction-seeker | $25.00 | 12/24/2012 12:10:00 PM |
productive-dollar0 | $25.00 | 12/24/2012 1:06:10 PM |
commerce-viking1 | $50.00 | 12/24/2012 11:25:23 AM |
syounker | $25.00 | 12/24/2012 6:21:30 PM |
samo102us | $25.00 | 12/24/2012 6:28:15 PM |
lostontheedge | $25.00 | 12/24/2012 6:31:35 PM |
community-seahorse0 | $25.00 | 12/24/2012 6:34:33 PM |
affluence-tycoon | $25.00 | 12/24/2012 5:45:47 PM |
fantastic-wampum1 | $100.00 | 12/24/2012 7:14:55 PM |
rescue | $100.00 | 12/24/2012 6:18:48 PM |
Cash-Flow | $188.00 | 12/24/2012 6:19:55 PM |
dollardave | $50.00 | 12/24/2012 6:39:36 PM |
paladin847 | $50.00 | 12/24/2012 6:45:17 PM |
velocityasaurus-rex4 | $82.00 | 12/25/2012 9:04:49 AM |
unforgettable-wealth4 | $31.00 | 12/25/2012 9:06:35 AM |
momentous-velocity5 | $50.00 | 12/24/2012 7:23:11 PM |
geuvera-capital | $25.00 | 12/25/2012 9:18:16 AM |
SummitAdvisors | $50.00 | 12/24/2012 6:23:26 PM |
gain-neutron6 | $25.00 | 12/24/2012 6:36:59 PM |
haplender | $50.00 | 12/24/2012 7:01:28 PM |
the-capital-multiplier | $33.00 | 12/25/2012 9:37:40 AM |
Jalebi | $25.00 | 12/25/2012 9:41:52 AM |
BDL-Roth | $40.00 | 12/25/2012 9:49:44 AM |
flexible-treasure480 | $25.00 | 12/25/2012 9:56:36 AM |
hope-eagle6 | $25.00 | 12/25/2012 9:06:55 AM |
rogue_monster | $50.00 | 12/25/2012 10:07:18 AM |
bent300 | $25.00 | 12/24/2012 10:53:06 PM |
Aimvest | $25.00 | 12/25/2012 10:19:36 AM |
chief64 | $200.00 | 12/25/2012 10:25:37 AM |
structure9 | $25.00 | 12/25/2012 10:33:07 AM |
the-laudable-peso | $40.00 | 12/25/2012 9:03:03 AM |
neighborly-velocity4 | $25.00 | 12/25/2012 9:50:23 AM |
bid-czar8 | $100.00 | 12/25/2012 9:22:14 AM |
courteous-fund9 | $25.00 | 12/25/2012 4:44:43 PM |
Munnie | $25.00 | 12/25/2012 7:07:17 PM |
fair-pound5 | $25.00 | 12/25/2012 11:12:32 AM |
entertaining-revenue4 | $50.00 | 12/25/2012 9:52:27 AM |
anacent | $25.00 | 12/25/2012 11:14:55 AM |
cash-reaction2 | $25.00 | 12/25/2012 9:58:17 AM |
Alereon | $25.00 | 12/25/2012 10:31:34 PM |
smart-kindness8 | $25.00 | 12/26/2012 5:30:52 AM |
fuzed | $25.00 | 12/25/2012 4:36:17 PM |
trumpeter391 | $25.00 | 12/25/2012 4:39:07 PM |
be_wise | $25.00 | 12/25/2012 5:14:26 PM |
best-virtuous-return | $50.00 | 12/26/2012 7:15:55 AM |
Money_Hog | $25.00 | 12/26/2012 7:48:29 AM |
fandacom | $25.00 | 12/26/2012 7:59:16 AM |
cutter21 | $25.00 | 12/25/2012 10:35:35 AM |
funimuni | $25.00 | 12/25/2012 5:46:51 PM |
silver-breeze3 | $34.85 | 12/25/2012 10:48:11 AM |
market-pudding | $25.00 | 12/26/2012 9:08:14 AM |
syracuserei | $50.00 | 12/25/2012 11:12:07 AM |
chac | $150.00 | 12/25/2012 12:14:52 PM |
jonathan10s | $50.00 | 12/25/2012 12:56:52 PM |
breathtaking-funds6 | $50.00 | 12/25/2012 5:02:25 PM |
natural-worth9 | $325.00 | 12/25/2012 5:20:10 PM |
tclay77 | $50.00 | 12/26/2012 8:07:37 AM |
worldly-income2 | $25.00 | 12/26/2012 8:34:26 AM |
Social_Catapult | $27.49 | 12/25/2012 8:59:07 PM |
CincyTex | $25.00 | 12/26/2012 2:43:38 AM |
cyclingdiver | $25.00 | 12/26/2012 5:46:13 AM |
ethical-truth211 | $300.00 | 12/26/2012 6:11:41 AM |
nildivloans | $60.00 | 12/26/2012 6:58:25 AM |
zxr | $25.00 | 12/26/2012 7:05:37 AM |
CashBank | $25.00 | 12/26/2012 8:10:40 AM |
Mommo | $50.00 | 12/26/2012 9:06:42 AM |
benjamins-nest | $200.00 | 12/26/2012 9:06:49 AM |
amicablenemesis | $50.00 | 12/26/2012 9:07:59 AM |
natural-affluence6 | $25.00 | 12/18/2012 1:03:53 PM |
alpha-lending | $25.00 | 12/19/2012 9:36:29 AM |
economy-coup | $100.00 | 12/22/2012 12:33:04 AM |
valiant-return584 | $50.00 | 12/12/2012 6:15:21 PM |
cr8on | $30.00 | 12/13/2012 9:12:57 AM |
gravbox | $25.00 | 12/12/2012 6:36:31 PM |
janeybooboo | $75.00 | 12/13/2012 9:20:20 AM |
affluence-microscope2 | $200.00 | 12/13/2012 12:06:05 PM |
kind-lovely-marketplace | $50.00 | 12/13/2012 12:19:03 PM |
radiant-dollar9 | $200.00 | 12/13/2012 12:28:44 PM |
nevee | $25.00 | 12/13/2012 6:05:51 PM |
skillful-asset5 | $30.00 | 12/13/2012 6:47:26 PM |
WhiteInvestor | $27.00 | 12/14/2012 9:51:17 AM |
whitegold24k | $200.00 | 12/14/2012 10:52:25 AM |
qsolo | $25.00 | 12/14/2012 5:02:16 PM |
rmkrish55 | $25.00 | 12/14/2012 5:05:05 PM |
prudent-dough458 | $25.00 | 12/14/2012 5:29:25 PM |
hero007 | $50.00 | 12/14/2012 6:15:15 PM |
peso-spartan6 | $25.00 | 12/14/2012 6:20:27 PM |
Avicell | $25.00 | 12/14/2012 5:52:07 PM |
kalamari | $30.00 | 12/14/2012 6:14:47 PM |
reaction18 | $25.02 | 12/15/2012 5:17:16 AM |
phenomenal-rate1 | $500.00 | 12/15/2012 10:51:08 AM |
nickel-ferret | $25.00 | 12/15/2012 11:14:43 AM |
kind-euro-mirth | $50.00 | 12/15/2012 10:50:53 AM |
ideal-peace5 | $100.00 | 12/15/2012 10:52:26 AM |
repayment-pagoda8 | $100.00 | 12/15/2012 11:01:17 AM |
HoosierDaddie | $50.00 | 12/15/2012 10:53:30 AM |
enriching-trade2 | $30.00 | 12/15/2012 12:10:09 PM |
tech310 | $50.00 | 12/15/2012 1:06:29 PM |
Harry | $75.00 | 12/15/2012 12:48:20 PM |
kindness-warmth3 | $50.00 | 12/15/2012 1:10:24 PM |
Skynxhunt | $25.00 | 12/15/2012 2:05:53 PM |
loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:26 AM |
RGlad | $100.00 | 12/16/2012 10:34:38 PM |
P2P4me | $200.00 | 12/17/2012 9:29:51 AM |
riskreward | $250.00 | 12/17/2012 5:29:00 PM |
shamonn_p2p | $50.00 | 12/17/2012 5:23:34 PM |
TumbleWeed88 | $25.00 | 12/19/2012 9:03:58 AM |
auction-eclipse8 | $50.00 | 12/18/2012 6:58:56 PM |
907 | $25.00 | 12/18/2012 7:49:52 PM |
profitable-fairness1 | $50.00 | 12/19/2012 12:46:33 PM |
HereToHelp305 | $200.00 | 12/19/2012 4:40:28 PM |
sharp-platinum326 | $25.00 | 12/19/2012 6:27:01 PM |
bonus-apricot366 | $25.00 | 12/19/2012 7:05:41 PM |
benjamins-wasp | $50.00 | 12/20/2012 5:22:11 PM |
skidoo99 | $25.00 | 12/20/2012 10:37:38 AM |
bill-magnolia5 | $25.00 | 12/20/2012 3:35:38 PM |
the-magnificent-loan | $200.00 | 12/20/2012 5:42:45 PM |
djkaiser | $25.00 | 12/20/2012 7:19:15 PM |
brainy-credit1 | $40.00 | 12/21/2012 6:30:11 AM |
acropiloterau2002 | $25.00 | 12/21/2012 5:51:51 PM |
bentheredunthat | $125.00 | 12/21/2012 3:41:43 PM |
california111 | $50.00 | 12/22/2012 10:26:28 AM |
principal-kung-fu | $25.00 | 12/21/2012 5:12:34 PM |
a-helping-hand | $125.00 | 12/22/2012 5:23:31 PM |
Black_Dog_Lending | $50.00 | 12/22/2012 9:14:13 PM |
heerzaquestion | $30.00 | 12/23/2012 1:54:17 PM |
biglender5 | $25.00 | 12/24/2012 9:16:34 AM |
DadWarbucks | $25.00 | 12/24/2012 9:24:51 AM |
mikrolown | $25.00 | 12/24/2012 9:31:32 AM |
grasshopper288 | $25.00 | 12/24/2012 9:10:07 AM |
kind-durability-battalion | $125.00 | 12/24/2012 10:06:41 AM |
ready-agreement5 | $25.00 | 12/24/2012 9:29:33 AM |
Kjw19044 | $50.00 | 12/24/2012 9:31:36 AM |
unrivaled-deal676 | $50.00 | 12/24/2012 10:00:52 AM |
abradle2 | $25.00 | 12/24/2012 10:01:26 AM |
loan-arrow3 | $25.00 | 12/24/2012 10:43:01 AM |
euro-grove4 | $25.00 | 12/24/2012 9:47:56 AM |
Investoman | $25.00 | 12/24/2012 9:49:39 AM |
compoundinterest | $25.00 | 12/24/2012 10:19:24 AM |
commanding-treasure2 | $62.00 | 12/24/2012 10:23:11 AM |
GenerousGentleMan | $25.00 | 12/24/2012 9:56:29 AM |
leverage-sensai6 | $25.00 | 12/24/2012 11:06:55 AM |
octoberfresh | $25.00 | 12/24/2012 10:36:34 AM |
streak269 | $25.00 | 12/24/2012 10:44:44 AM |
mvalley | $25.00 | 12/24/2012 11:17:43 AM |
mrsasman | $25.00 | 12/24/2012 11:22:27 AM |
payout-paradise5 | $25.00 | 12/24/2012 11:26:41 AM |
newest-peace-surgeon | $51.00 | 12/24/2012 11:41:21 AM |
commerce-yeller | $75.00 | 12/24/2012 12:46:21 PM |
pleasant-listing712 | $25.00 | 12/24/2012 2:41:23 PM |
stanfordgrad05 | $50.00 | 12/24/2012 6:25:11 PM |
american6 | $50.00 | 12/24/2012 6:41:49 PM |
jcw3rd | $25.00 | 12/24/2012 12:37:21 PM |
britgsb | $50.00 | 12/24/2012 5:55:55 PM |
magnificent-dime4 | $25.00 | 12/24/2012 7:10:50 PM |
fantastic-dedication6 | $50.00 | 12/24/2012 3:07:44 PM |
RevREB | $25.00 | 12/24/2012 6:07:31 PM |
philantist | $25.00 | 12/24/2012 6:08:15 PM |
maestro119 | $25.00 | 12/24/2012 5:30:50 PM |
BGILlender | $30.00 | 12/25/2012 5:39:46 AM |
docdekay | $50.00 | 12/24/2012 5:48:44 PM |
kulender | $50.00 | 12/24/2012 5:51:04 PM |
community-engine750 | $25.00 | 12/25/2012 8:36:45 AM |
mercuriant | $25.00 | 12/24/2012 6:06:19 PM |
dariop | $25.01 | 12/24/2012 6:14:58 PM |
tom203 | $25.00 | 12/24/2012 6:20:52 PM |
dynamic-money271 | $100.00 | 12/25/2012 9:27:18 AM |
villagers | $25.00 | 12/25/2012 9:31:29 AM |
valiant-liberty4 | $25.00 | 12/24/2012 7:22:10 PM |
dukeiyer | $25.00 | 12/24/2012 8:02:41 PM |
jthowell77 | $26.00 | 12/25/2012 10:19:57 AM |
helpinghand63 | $25.00 | 12/25/2012 9:33:06 AM |
wwwUniversal | $25.00 | 12/25/2012 10:40:29 AM |
the-dollar-topper | $150.00 | 12/25/2012 9:37:21 AM |
no_agenda_lender | $25.00 | 12/25/2012 9:38:40 AM |
transparency-futurist3 | $25.00 | 12/25/2012 9:08:53 AM |
vigorous-payment6 | $25.00 | 12/25/2012 10:00:22 AM |
repayment-chihuahua3 | $25.00 | 12/25/2012 10:01:59 AM |
progressive-economy261 | $400.00 | 12/25/2012 9:31:08 AM |
FWF-kinetic | $25.00 | 12/25/2012 4:38:25 PM |
rs999 | $25.00 | 12/25/2012 9:36:43 AM |
natural-worth9 | $500.00 | 12/25/2012 11:03:37 AM |
lending401 | $50.00 | 12/25/2012 10:05:18 PM |
kind-exchange-association | $32.21 | 12/25/2012 11:19:24 PM |
ippoco | $25.00 | 12/25/2012 4:02:09 PM |
LaGrangeLender | $50.00 | 12/26/2012 6:33:27 AM |
value-showcase828 | $25.00 | 12/25/2012 10:31:09 AM |
bid-sushi9 | $25.00 | 12/26/2012 8:01:49 AM |
Vegasjim | $25.00 | 12/25/2012 10:35:29 AM |
grotheik | $30.00 | 12/26/2012 8:38:29 AM |
first-careful-currency | $300.00 | 12/26/2012 9:07:14 AM |
simplelender80 | $100.00 | 12/25/2012 11:03:59 AM |
igniter584 | $75.00 | 12/25/2012 11:55:01 AM |
intrepid-compassion29 | $25.00 | 12/25/2012 8:16:05 PM |
ouyangers | $50.00 | 12/26/2012 2:03:08 AM |
helping-out | $200.00 | 12/25/2012 4:35:05 PM |
Bomber | $25.12 | 12/26/2012 5:07:07 AM |
revolutionary769 | $600.00 | 12/25/2012 4:52:10 PM |
quad | $100.00 | 12/26/2012 5:51:21 AM |
youngster50 | $25.00 | 12/26/2012 6:15:08 AM |
Occhy | $25.00 | 12/26/2012 7:43:15 AM |
hamslice | $50.00 | 12/26/2012 8:00:06 AM |
Lacimae | $100.00 | 12/25/2012 6:18:35 PM |
penny-firestarter | $25.00 | 12/25/2012 6:45:39 PM |
Bank42 | $25.00 | 12/26/2012 9:01:48 AM |
pound-mushroom3 | $25.00 | 12/26/2012 9:10:25 AM |
HLender | $35.00 | 12/25/2012 9:39:06 PM |
truth-seeker8 | $100.00 | 12/26/2012 9:13:57 AM |
bohsandos | $25.00 | 12/26/2012 6:30:14 AM |
1LTRN | $25.00 | 12/26/2012 7:23:20 AM |
TRCRI | $50.00 | 12/26/2012 8:45:32 AM |
newest-payment-trapper | $30.24 | 12/26/2012 9:17:07 AM |
286 Investments
|
Borrower Payment Dependent Notes Series
686435
This series of Notes was issued and sold upon the funding of the borrower loan #80069, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $428.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1972 |
Debt/Income ratio:
| 59% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 3y 6m |
Amount delinquent:
| $1,792 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,357 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| marketplace-birdie5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to..pay off some debts with higher interest and reduce monthly payment by about $200 per month.
My financial situation: I am retired with Social Security of 1517 effective 12/1/12, a VA non taxable payment of $911 effective 12/1/12, and a pension payment of $343.07 per month.
I am a good candidate for this loan because. I pay my bills on time and am in the process of reducing # of credit cards. I am retiring them as balances are paid off.
Monthly net income: $ 2718
Monthly expenses: $
Housing: $ 300
Insurance: $17.08
Car expenses: $ 83
Utilities: $ 60
Phone, cable, internet: $115
Food, entertainment: $ 120
Clothing, household expenses: $
Credit cards and other loans: $1145 now- will drop after loan
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Index_Plus | $1,800.00 | 12/28/2012 11:13:33 AM |
pennybypenny | $25.00 | 12/28/2012 5:56:34 PM |
valiant-return584 | $50.00 | 12/15/2012 1:00:48 PM |
Wrats6 | $25.00 | 12/15/2012 12:05:17 PM |
bazaar-tulip | $25.00 | 12/15/2012 12:08:22 PM |
formula842 | $25.00 | 12/15/2012 2:18:52 PM |
riskreward | $250.00 | 12/17/2012 9:50:26 AM |
nickel-ferret | $25.00 | 12/19/2012 9:50:54 AM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:00 PM |
WalnutCreekguy | $50.00 | 12/24/2012 6:27:12 PM |
enchanted-investment447 | $100.00 | 12/26/2012 9:56:05 AM |
emphatic-gold584 | $100.00 | 12/26/2012 10:26:22 AM |
j2ee | $50.00 | 12/26/2012 5:03:21 PM |
successful-agreement7 | $100.00 | 12/26/2012 5:10:05 PM |
benjamins-wasp | $50.00 | 12/26/2012 11:01:55 AM |
supersarah61 | $25.00 | 12/26/2012 4:47:42 PM |
loan-fate | $50.00 | 12/26/2012 5:29:48 PM |
power-spartan5 | $25.00 | 12/26/2012 5:08:14 PM |
palu2619 | $25.00 | 12/26/2012 5:14:06 PM |
affluence-microscope2 | $200.00 | 12/26/2012 5:01:50 PM |
ell25 | $25.00 | 12/26/2012 6:48:59 PM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:19:54 PM |
tech310 | $50.00 | 12/26/2012 6:25:11 PM |
thorough-income854 | $25.00 | 12/27/2012 1:45:24 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:17:18 PM |
wise-honorable-rate | $25.00 | 12/27/2012 11:53:49 AM |
burrben | $40.00 | 12/27/2012 9:17:53 PM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:47 PM |
Munnie | $25.00 | 12/28/2012 6:09:03 AM |
life-is-great | $25.00 | 12/28/2012 6:32:53 AM |
Blue_HorseShoe | $25.00 | 12/28/2012 6:54:55 AM |
Thunderswan | $100.00 | 12/28/2012 9:35:41 AM |
cash-kin7 | $25.00 | 12/28/2012 9:45:33 AM |
Desa_Miwu | $25.00 | 12/28/2012 7:28:24 AM |
tender-commerce8 | $50.00 | 12/28/2012 9:24:06 AM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:11 AM |
rmkrish55 | $25.00 | 12/28/2012 8:50:13 AM |
dignified-truth7 | $77.00 | 12/28/2012 9:31:33 AM |
velocity-solo | $25.00 | 12/28/2012 10:14:18 AM |
CAGE-Investments | $25.00 | 12/28/2012 9:44:57 AM |
Zorro_970 | $100.00 | 12/28/2012 9:24:57 AM |
openness-surge0 | $25.00 | 12/28/2012 9:27:09 AM |
resolute-justice413 | $43.00 | 12/28/2012 9:27:59 AM |
silver-enlightenment0 | $25.00 | 12/28/2012 10:34:11 AM |
BankofRon_IRA | $100.00 | 12/28/2012 9:32:28 AM |
EBITDA | $25.00 | 12/28/2012 10:43:52 AM |
diversification-medalist | $25.00 | 12/28/2012 10:47:45 AM |
gain-neutron6 | $25.00 | 12/28/2012 10:52:28 AM |
red-power-pecan | $49.00 | 12/28/2012 9:45:30 AM |
triguy | $500.00 | 12/28/2012 11:09:50 AM |
meenan | $25.00 | 12/28/2012 11:44:06 AM |
brightest-community-atmosphere | $25.00 | 12/28/2012 10:15:28 AM |
Disposable_Hero85 | $31.00 | 12/28/2012 2:00:02 PM |
blue-competent-hope | $100.00 | 12/28/2012 11:11:14 AM |
haplender | $50.00 | 12/28/2012 11:16:26 AM |
money-baron | $100.00 | 12/28/2012 11:23:47 AM |
rjleves | $25.00 | 12/28/2012 11:45:01 AM |
green28 | $100.00 | 12/28/2012 12:25:18 PM |
incbx | $100.00 | 12/28/2012 3:22:48 PM |
HereToHelp305 | $150.00 | 12/28/2012 11:19:33 AM |
MadHun | $200.00 | 12/28/2012 5:24:46 PM |
TEAM-Jasper | $25.00 | 12/28/2012 11:31:36 AM |
metro457 | $42.00 | 12/28/2012 5:12:32 PM |
loyalty-goblin1 | $50.00 | 12/28/2012 5:23:35 PM |
generosity-battalion0 | $25.00 | 12/28/2012 3:31:01 PM |
versatile-dime442 | $25.00 | 12/28/2012 5:24:28 PM |
generosity-leather858 | $25.00 | 12/28/2012 4:48:07 PM |
income-buffalo1 | $50.00 | 12/28/2012 5:08:13 PM |
social-tostada9 | $50.00 | 12/28/2012 5:13:56 PM |
asset-guitar5 | $25.00 | 12/28/2012 6:51:24 PM |
yield-hut | $25.00 | 12/28/2012 5:57:28 PM |
grf1945 | $40.00 | 12/28/2012 6:07:37 PM |
vigilance-portait5 | $25.00 | 12/28/2012 6:47:13 PM |
reaction5 | $25.00 | 12/28/2012 6:05:48 PM |
social-cocktail1 | $200.00 | 12/28/2012 6:23:07 PM |
hero007 | $47.00 | 12/28/2012 6:53:41 PM |
Debt-Reduction-Plus | $64.38 | 12/28/2012 6:59:25 PM |
zipemdown | $25.00 | 12/15/2012 12:43:07 PM |
Skynxhunt | $25.00 | 12/15/2012 2:07:00 PM |
berniemadeoff | $35.00 | 12/15/2012 3:18:43 PM |
octoberfresh | $25.00 | 12/16/2012 12:55:51 PM |
payout-motivator0 | $45.00 | 12/17/2012 5:01:07 PM |
transaction-seahorse0 | $25.00 | 12/18/2012 5:45:16 PM |
BostonCapital | $100.00 | 12/21/2012 5:07:56 PM |
qsolo | $50.00 | 12/22/2012 1:06:03 PM |
return-point2 | $100.00 | 12/23/2012 12:08:02 PM |
california111 | $25.00 | 12/24/2012 10:35:46 PM |
helpinghand63 | $25.00 | 12/25/2012 9:33:41 AM |
openness-zenith6 | $50.00 | 12/26/2012 9:26:09 AM |
likeable-money4 | $25.00 | 12/26/2012 2:43:28 PM |
capital-web7 | $25.00 | 12/26/2012 12:54:47 PM |
investment-sapling | $50.00 | 12/26/2012 3:57:02 PM |
timbob | $500.00 | 12/26/2012 5:23:15 PM |
aggresive-compassion612 | $25.00 | 12/26/2012 5:11:40 PM |
radiant-dollar9 | $200.00 | 12/26/2012 5:17:52 PM |
diversification-collider5 | $25.00 | 12/26/2012 6:08:09 PM |
auction-eclipse8 | $50.00 | 12/26/2012 6:18:52 PM |
lionheart722 | $25.00 | 12/26/2012 6:38:01 PM |
GenerousGentleMan | $25.00 | 12/26/2012 6:31:18 PM |
youthful-currency959 | $100.00 | 12/27/2012 9:02:08 AM |
principal-cooker2 | $50.00 | 12/27/2012 9:13:29 AM |
worthy-bid8 | $300.00 | 12/27/2012 10:34:53 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:31 PM |
Lender2895a | $100.00 | 12/27/2012 10:13:58 AM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:13 PM |
kingryan | $150.00 | 12/27/2012 10:52:06 AM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:58 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:10 PM |
Cai8899 | $25.00 | 12/27/2012 6:51:50 PM |
order-prospector | $25.00 | 12/27/2012 6:12:03 PM |
zassociate | $200.00 | 12/27/2012 5:12:37 PM |
kfrench | $25.00 | 12/27/2012 6:22:12 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:37 PM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:02 PM |
Priusdude | $25.00 | 12/27/2012 7:32:41 PM |
pierrelasvegas | $25.00 | 12/28/2012 9:29:42 AM |
ore-authority2 | $50.00 | 12/28/2012 9:53:56 AM |
rhodylend | $25.00 | 12/28/2012 9:04:53 AM |
shaps | $38.00 | 12/28/2012 9:33:18 AM |
richboy56 | $25.00 | 12/28/2012 10:12:33 AM |
jthowell77 | $41.00 | 12/28/2012 9:36:04 AM |
micko | $25.00 | 12/28/2012 9:41:50 AM |
dynamic-money271 | $39.00 | 12/28/2012 9:50:02 AM |
Gladglide | $25.00 | 12/28/2012 9:51:59 AM |
bold-sunny-generosity | $25.00 | 12/28/2012 9:52:17 AM |
first-pragmatic-power | $25.00 | 12/28/2012 10:30:39 AM |
13nd3r | $25.00 | 12/28/2012 9:28:12 AM |
handshake5 | $45.00 | 12/28/2012 10:08:50 AM |
mercuriant | $25.00 | 12/28/2012 10:44:31 AM |
green-fund-sitar | $25.00 | 12/28/2012 10:21:10 AM |
kegs | $250.00 | 12/28/2012 11:21:01 AM |
monster4 | $42.00 | 12/28/2012 10:35:03 AM |
postalwhiz | $25.00 | 12/28/2012 11:25:16 AM |
payout-paradise5 | $25.00 | 12/28/2012 10:38:02 AM |
repayment-walnut2 | $25.00 | 12/28/2012 10:41:21 AM |
musegaze | $50.00 | 12/28/2012 10:42:16 AM |
cberthiaume | $25.00 | 12/28/2012 10:31:35 AM |
sopsop | $25.00 | 12/28/2012 4:19:04 PM |
compoundinterest | $25.00 | 12/28/2012 11:39:38 AM |
cnovak | $25.00 | 12/28/2012 5:02:34 PM |
proper-exchange8 | $50.00 | 12/28/2012 10:45:40 AM |
affluence-birdie7 | $25.00 | 12/28/2012 2:02:13 PM |
logical-principal8 | $50.00 | 12/28/2012 5:18:04 PM |
Leshan | $50.00 | 12/28/2012 3:32:27 PM |
Mindful7 | $25.00 | 12/28/2012 3:39:56 PM |
fervent-repayment | $100.00 | 12/28/2012 11:13:37 AM |
compatible-deal9 | $25.00 | 12/28/2012 4:56:39 PM |
emergeo | $56.17 | 12/28/2012 4:58:45 PM |
peso-raccoon6 | $25.00 | 12/28/2012 11:46:36 AM |
vagrantprodigy | $43.45 | 12/28/2012 4:21:20 PM |
community-seahorse0 | $25.00 | 12/28/2012 6:06:31 PM |
deal-vibrato | $25.00 | 12/28/2012 5:29:05 PM |
strive2 | $25.00 | 12/28/2012 5:37:12 PM |
progressive-economy261 | $251.00 | 12/28/2012 6:22:24 PM |
value-showcase828 | $25.00 | 12/28/2012 5:39:22 PM |
finance-prescription | $100.00 | 12/28/2012 5:15:32 PM |
transparency-sapling | $25.00 | 12/28/2012 6:28:11 PM |
Webpreneur | $31.00 | 12/28/2012 6:32:39 PM |
Isotope | $25.00 | 12/28/2012 6:33:41 PM |
villagers | $50.00 | 12/28/2012 5:21:55 PM |
hitsman | $50.00 | 12/28/2012 6:56:19 PM |
wwwUniversal | $25.00 | 12/28/2012 6:11:43 PM |
cash-reaction2 | $25.00 | 12/28/2012 6:10:31 PM |
nimble-revenue5 | $100.00 | 12/28/2012 6:14:38 PM |
debt-legend | $25.00 | 12/28/2012 6:18:07 PM |
165 Investments
|
Borrower Payment Dependent Notes Series
686749
This series of Notes was issued and sold upon the funding of the borrower loan #80021, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $212.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 10% |
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 8y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $385 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| lively-order4 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
alpha-lending | $25.00 | 12/19/2012 9:36:34 AM |
DreisersFinancier | $50.00 | 12/13/2012 5:18:48 PM |
bazaar-tulip | $25.00 | 12/13/2012 5:57:19 PM |
supersam | $50.00 | 12/13/2012 6:10:02 PM |
obduro_1 | $25.00 | 12/13/2012 6:18:04 PM |
superb-funds335 | $25.00 | 12/13/2012 5:11:46 PM |
goodhearted-basis4 | $25.00 | 12/13/2012 5:26:34 PM |
jubilant-capital1 | $25.00 | 12/13/2012 5:33:54 PM |
belief-integrity | $250.00 | 12/13/2012 7:25:56 PM |
brainy-credit1 | $50.00 | 12/14/2012 8:47:03 AM |
gravbox | $25.00 | 12/13/2012 7:01:42 PM |
CreditBuilder2 | $25.01 | 12/13/2012 7:09:22 PM |
toblerone | $25.00 | 12/13/2012 7:39:08 PM |
cerebral-dollar773 | $25.00 | 12/14/2012 4:25:29 AM |
integrity-smasher7 | $25.00 | 12/14/2012 9:51:03 AM |
Keystonekop | $100.00 | 12/14/2012 5:26:44 PM |
bill-tent1 | $50.00 | 12/15/2012 11:07:45 AM |
wetlands | $200.00 | 12/15/2012 11:15:50 AM |
cahjoon | $25.00 | 12/15/2012 1:32:41 PM |
supersarah61 | $25.00 | 12/15/2012 4:32:43 PM |
Skynxhunt | $25.00 | 12/15/2012 2:06:17 PM |
marwadi-62 | $200.00 | 12/15/2012 2:38:54 PM |
transparency-futurist3 | $25.00 | 12/17/2012 6:22:07 AM |
loyalty-czar | $110.98 | 12/17/2012 11:18:27 AM |
ucantbeetit | $25.00 | 12/17/2012 6:54:05 PM |
cfarther | $50.00 | 12/18/2012 9:09:39 AM |
the-inspired-justice | $25.00 | 12/18/2012 11:37:47 PM |
HereToHelp305 | $250.00 | 12/19/2012 4:34:36 PM |
Rockymtnhi | $100.00 | 12/19/2012 9:37:31 AM |
penny-flan6 | $25.00 | 12/19/2012 5:44:04 PM |
John_Galt | $25.00 | 12/21/2012 4:12:52 PM |
best-bonafide-p2p | $50.00 | 12/21/2012 5:39:34 PM |
cardminger | $25.00 | 12/22/2012 12:25:02 PM |
medarocket | $25.00 | 12/22/2012 12:52:02 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:35 PM |
first-credit-meridian | $25.00 | 12/22/2012 1:52:32 PM |
california111 | $25.00 | 12/23/2012 4:42:27 PM |
heerzaquestion | $25.00 | 12/23/2012 1:53:20 PM |
astute-benjamins | $25.00 | 12/24/2012 8:17:41 AM |
SBT | $25.00 | 12/24/2012 9:27:10 AM |
Archaeologist | $25.00 | 12/24/2012 10:26:06 AM |
rokman | $50.00 | 12/25/2012 6:31:15 AM |
Interloper | $25.00 | 12/25/2012 11:02:18 AM |
ippoco | $25.00 | 12/25/2012 4:00:56 PM |
patriot897 | $25.00 | 12/26/2012 9:15:34 AM |
syrepsorp | $30.00 | 12/26/2012 9:18:57 AM |
mjpka17 | $50.00 | 12/26/2012 6:40:46 AM |
top-inspired-felicity | $25.00 | 12/26/2012 10:51:35 AM |
enriching-trade2 | $25.00 | 12/26/2012 11:27:19 AM |
determined-bill5 | $100.00 | 12/26/2012 4:41:10 PM |
Rogesparkguy | $25.00 | 12/26/2012 12:25:18 PM |
otto3investments | $25.00 | 12/26/2012 1:35:38 PM |
value-pouch | $50.00 | 12/26/2012 11:17:16 AM |
Purpose_Standing71 | $25.00 | 12/26/2012 3:46:55 PM |
ethical-truth211 | $200.00 | 12/27/2012 4:06:48 AM |
otto3investments | $25.00 | 12/27/2012 5:57:17 AM |
helping-out | $25.00 | 12/27/2012 8:51:35 AM |
coin-popcorn | $25.00 | 12/27/2012 10:29:41 AM |
msb-emba | $25.00 | 12/27/2012 8:04:36 AM |
global-invest-group | $25.00 | 12/27/2012 10:41:41 AM |
Index_Plus | $702.46 | 12/27/2012 11:45:02 AM |
best-bonafide-p2p | $50.00 | 12/13/2012 5:12:27 PM |
xrycac | $25.00 | 12/13/2012 6:04:20 PM |
Zolton | $300.00 | 12/13/2012 5:21:12 PM |
whitegoldira | $150.00 | 12/13/2012 6:56:30 PM |
compassion-twister2 | $50.00 | 12/13/2012 6:05:49 PM |
blue111 | $25.00 | 12/13/2012 5:13:11 PM |
LoanerPrincipal | $25.00 | 12/13/2012 5:55:25 PM |
aztec | $50.00 | 12/13/2012 6:06:43 PM |
corndog4000 | $30.00 | 12/13/2012 7:40:43 PM |
justice-inspector | $25.00 | 12/15/2012 1:48:25 PM |
SteadyOne | $50.00 | 12/15/2012 9:18:00 PM |
silver-plato | $75.00 | 12/17/2012 11:07:51 AM |
radiant-dollar9 | $200.00 | 12/17/2012 5:24:04 PM |
affluence-microscope2 | $200.00 | 12/17/2012 5:02:26 PM |
Chosen-one | $25.00 | 12/18/2012 1:53:09 AM |
crown-year | $2,000.00 | 12/18/2012 1:05:39 PM |
magnetic-duty4 | $25.00 | 12/18/2012 11:07:34 PM |
gain-zeus8 | $25.00 | 12/19/2012 10:43:37 AM |
silver4711 | $50.00 | 12/19/2012 11:56:11 AM |
syracuserei | $75.00 | 12/20/2012 8:36:18 AM |
Capitalincome | $25.00 | 12/20/2012 11:01:23 AM |
MonkeyHero | $25.00 | 12/20/2012 1:41:00 PM |
UOweMe | $100.00 | 12/21/2012 4:46:00 PM |
kmprospeo | $25.00 | 12/21/2012 5:10:22 PM |
OswegoUSA | $25.00 | 12/22/2012 5:39:14 AM |
nodebtin3 | $100.00 | 12/22/2012 7:05:01 AM |
newest-return-wind | $25.00 | 12/22/2012 11:31:37 AM |
wam37 | $25.00 | 12/22/2012 4:38:29 PM |
indomitable-coin | $25.00 | 12/24/2012 9:51:14 AM |
djs81 | $75.00 | 12/24/2012 9:13:56 AM |
justreturns | $25.00 | 12/24/2012 10:26:30 AM |
SecondChanceLendingSERV | $26.22 | 12/24/2012 11:39:44 AM |
enriching-value332 | $25.00 | 12/24/2012 11:51:44 AM |
fantastic-dedication6 | $50.00 | 12/24/2012 3:07:48 PM |
BJnRJames | $25.00 | 12/24/2012 4:22:45 PM |
northern_paddler | $25.00 | 12/24/2012 5:59:03 PM |
mojii77 | $50.00 | 12/24/2012 6:10:47 PM |
KEOLEND | $25.00 | 12/24/2012 6:33:20 PM |
helpinghand63 | $25.00 | 12/25/2012 9:33:19 AM |
Bob450 | $25.00 | 12/25/2012 1:19:42 PM |
best-camaraderi-sniffer | $25.00 | 12/26/2012 4:39:13 AM |
lazyeye | $50.00 | 12/26/2012 10:04:05 AM |
Requiem | $25.00 | 12/26/2012 4:19:18 AM |
loot-prescription3 | $25.00 | 12/26/2012 10:24:03 AM |
Sneezie | $53.00 | 12/26/2012 11:06:57 AM |
green-dollar-buffalo | $50.00 | 12/26/2012 9:16:06 AM |
belief-integrity | $250.00 | 12/26/2012 3:00:47 PM |
currency-persimmon | $25.00 | 12/26/2012 12:33:29 PM |
timbob | $500.00 | 12/26/2012 5:21:52 PM |
brandall | $25.00 | 12/26/2012 4:18:22 PM |
circuitfive | $25.00 | 12/26/2012 6:06:30 PM |
order-gondola | $25.00 | 12/26/2012 6:11:28 PM |
RocketSurgeon | $25.00 | 12/26/2012 6:13:33 PM |
agile-diversification2 | $25.00 | 12/27/2012 9:04:02 AM |
unbeatable-integrity822 | $31.05 | 12/27/2012 9:52:47 AM |
welovebutterflies | $25.00 | 12/27/2012 8:40:45 AM |
golden-platinum7 | $25.00 | 12/27/2012 9:12:02 AM |
Future-Await21 | $31.28 | 12/27/2012 10:03:36 AM |
JDKevin | $100.00 | 12/27/2012 9:58:52 AM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:10 AM |
dordee | $60.00 | 12/27/2012 11:23:27 AM |
122 Investments
|
Borrower Payment Dependent Notes Series
686807
This series of Notes was issued and sold upon the funding of the borrower loan #79963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $558.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 15% |
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,470 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| peace-flow596 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring Financing
Purpose of loan: Engagement Ring Financing
This loan will be used for one purchase, an engagement ring for my girlfriend of eight and a half years.
My financial situation: Fair Credit with Solid Employment
I am a good candidate for this loan because, while my credit score is lower than it should be due to a missed payment, I earn a solid income from a steady job and have more than enough income after expenses to make my loan payments without burden and pay off this loan on time. I've been working hard over the past few years to improve my financial situation and establish credit. On a more personal note, I am really encouraged by the idea of Prosper and peer-to-peer lending in general. My genuine hope is that I can be a shining example of a positive lending experience on the site.
Monthly net income: ~$4000
Monthly expenses: ~$2800
Housing: $1040
Insurance: $89
Car expenses: $574
Utilities: ~$100
Phone, cable, internet: ~$250
Food, entertainment: ~$250
Clothing, household expenses: ~$100
Credit cards and other loans: ~$300
Other expenses: ~$100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Index_Plus | $4,000.00 | 12/28/2012 11:15:10 AM |
nevee | $25.00 | 12/17/2012 9:08:45 AM |
valiant-return584 | $50.00 | 12/17/2012 10:06:25 AM |
formula842 | $25.00 | 12/17/2012 10:22:25 AM |
vutah | $45.00 | 12/17/2012 11:20:44 AM |
ferocious-kindness8 | $35.00 | 12/17/2012 10:01:15 AM |
Interloper | $25.00 | 12/17/2012 5:13:43 PM |
kind-lovely-marketplace | $50.00 | 12/17/2012 9:32:00 AM |
zipemdown | $25.00 | 12/17/2012 10:02:11 AM |
octoberfresh | $25.00 | 12/17/2012 6:33:30 PM |
cattlebaron | $100.00 | 12/17/2012 5:39:35 PM |
zorg77 | $25.00 | 12/18/2012 10:59:38 AM |
zorg77 | $100.00 | 12/18/2012 10:59:26 AM |
transaction-seahorse0 | $25.00 | 12/19/2012 5:39:42 PM |
truth-companion | $25.00 | 12/19/2012 5:25:09 PM |
platinum-scientist9 | $25.00 | 12/19/2012 5:33:51 PM |
market-maximizer472 | $25.00 | 12/20/2012 7:09:47 AM |
nickel-ferret | $25.00 | 12/19/2012 5:32:56 PM |
PoundSmart | $100.00 | 12/19/2012 5:38:52 PM |
belief-integrity | $100.00 | 12/19/2012 7:12:40 PM |
gentle-gain235 | $150.00 | 12/20/2012 8:50:50 AM |
Tscheddar | $25.00 | 12/20/2012 10:25:53 AM |
rmkrish555 | $25.00 | 12/20/2012 5:14:57 PM |
BostonCapital | $100.00 | 12/20/2012 6:03:24 PM |
enriched-note6 | $25.00 | 12/21/2012 2:44:03 PM |
Roux1 | $25.00 | 12/21/2012 11:17:21 AM |
california111 | $50.00 | 12/22/2012 10:26:33 AM |
ell25 | $25.00 | 12/22/2012 1:36:44 PM |
a-helping-hand | $125.00 | 12/22/2012 5:23:54 PM |
Kaj | $25.00 | 12/23/2012 12:49:42 PM |
diversification-collider5 | $25.00 | 12/24/2012 10:32:47 AM |
robust-trade | $25.00 | 12/24/2012 11:11:14 AM |
lionheart722 | $25.00 | 12/24/2012 5:48:13 PM |
dukeiyer | $25.00 | 12/24/2012 8:16:31 PM |
tech310 | $50.00 | 12/24/2012 7:11:54 PM |
helpinghand63 | $25.00 | 12/25/2012 9:33:52 AM |
aggresive-compassion612 | $25.00 | 12/25/2012 5:48:15 PM |
selector568 | $300.00 | 12/25/2012 6:18:28 PM |
loan-fate | $50.00 | 12/25/2012 5:43:15 PM |
radiant-dollar9 | $200.00 | 12/26/2012 9:42:19 AM |
affluence-microscope2 | $200.00 | 12/26/2012 9:09:24 AM |
j2ee | $50.00 | 12/26/2012 9:11:32 AM |
JeremyLinFan | $30.00 | 12/26/2012 4:11:41 AM |
successful-agreement7 | $100.00 | 12/26/2012 9:23:16 AM |
nodebtin3 | $25.00 | 12/26/2012 10:11:22 AM |
courteous-justice415 | $25.00 | 12/26/2012 10:25:33 AM |
openness-zenith6 | $50.00 | 12/26/2012 9:26:10 AM |
missing-link | $25.00 | 12/26/2012 11:02:15 AM |
likeable-money4 | $25.00 | 12/26/2012 2:43:30 PM |
timbob | $500.00 | 12/26/2012 5:23:18 PM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:19:57 PM |
Haribelle | $25.00 | 12/26/2012 6:10:13 PM |
pleasant-bid | $35.00 | 12/26/2012 6:56:52 PM |
cognizant-integrity72 | $25.00 | 12/27/2012 4:04:51 AM |
GenerousGentleMan | $25.00 | 12/26/2012 6:31:20 PM |
kain11286 | $75.00 | 12/27/2012 6:50:23 AM |
orange-market-amigo | $200.00 | 12/27/2012 11:38:03 AM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:59 PM |
ciscoparrot | $25.00 | 12/27/2012 1:09:34 PM |
enticing-finance758 | $25.00 | 12/27/2012 10:02:49 AM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:21 PM |
thorough-income854 | $25.00 | 12/27/2012 1:45:25 PM |
Priusdude | $25.00 | 12/27/2012 7:32:48 PM |
zassociate | $200.00 | 12/27/2012 5:12:38 PM |
LoanerPrincipal | $25.00 | 12/27/2012 7:18:34 PM |
RoZu_Lending | $100.00 | 12/28/2012 9:46:13 AM |
repayment-walnut2 | $25.00 | 12/28/2012 10:41:23 AM |
dinero-philosopher1 | $25.00 | 12/28/2012 3:11:38 PM |
kegs | $250.00 | 12/28/2012 11:21:06 AM |
benjamins-wasp | $26.00 | 12/28/2012 10:29:33 AM |
ready-agreement5 | $25.00 | 12/28/2012 11:55:48 AM |
natural-worth9 | $150.00 | 12/28/2012 3:10:31 PM |
helping-out | $75.00 | 12/28/2012 3:29:27 PM |
compatible-deal9 | $25.00 | 12/28/2012 4:59:39 PM |
worthy-bid8 | $400.00 | 12/28/2012 11:35:30 AM |
foldingbenny2 | $25.00 | 12/28/2012 11:49:41 AM |
fund-medalist171 | $30.00 | 12/28/2012 12:00:31 PM |
natural-worth9 | $75.00 | 12/28/2012 12:20:51 PM |
global-invest-group | $25.00 | 12/28/2012 1:35:15 PM |
payment-labyrinth9 | $26.84 | 12/28/2012 5:19:17 PM |
MadHun | $200.00 | 12/28/2012 5:24:51 PM |
alpha-lending | $25.00 | 12/19/2012 9:36:57 AM |
Bank_Of_XL | $30.00 | 12/17/2012 9:32:55 AM |
TheSituation | $25.00 | 12/17/2012 9:05:07 AM |
EngineersAlliance | $35.00 | 12/17/2012 9:21:46 AM |
green-dollar-buffalo | $50.00 | 12/17/2012 9:24:47 AM |
superb-funds335 | $25.00 | 12/17/2012 9:40:44 AM |
marketplace-singularity3 | $25.00 | 12/17/2012 4:41:27 PM |
bazaar-tulip | $25.00 | 12/17/2012 9:15:50 AM |
commerce-venture1 | $50.00 | 12/17/2012 9:22:59 AM |
dannycarter10 | $25.00 | 12/17/2012 9:41:12 AM |
riskreward | $250.00 | 12/17/2012 9:50:30 AM |
DreisersFinancier | $50.00 | 12/17/2012 10:05:56 AM |
toblerone | $25.00 | 12/17/2012 10:18:54 AM |
Aberdeen | $100.00 | 12/17/2012 10:41:03 AM |
return-enforcer5 | $25.00 | 12/18/2012 7:12:24 AM |
HereToHelp305 | $150.00 | 12/19/2012 4:50:47 PM |
WalnutCreekguy | $50.00 | 12/19/2012 5:43:21 PM |
rmkrish55 | $25.00 | 12/19/2012 5:12:52 PM |
uncl-sammy | $25.00 | 12/19/2012 7:15:07 PM |
_nfx-ira_ | $36.01 | 12/20/2012 6:19:41 AM |
graceful-IRAinvestment | $25.00 | 12/21/2012 1:41:42 PM |
palu2619 | $25.00 | 12/21/2012 9:43:35 AM |
WisconsinFinance | $25.00 | 12/22/2012 9:46:22 AM |
income-awakening6 | $25.00 | 12/22/2012 10:39:06 AM |
qsolo | $50.00 | 12/22/2012 1:06:06 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:09 PM |
moremax | $33.00 | 12/23/2012 1:37:03 PM |
a-finance-nirvana | $25.00 | 12/24/2012 10:39:34 AM |
profitable-fairness1 | $50.00 | 12/24/2012 5:01:38 PM |
calamango | $35.00 | 12/24/2012 11:43:42 AM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:10 PM |
wealth-competitor | $25.00 | 12/25/2012 10:36:58 AM |
LuckyDuck49 | $25.00 | 12/25/2012 12:53:19 PM |
loyalist1 | $100.00 | 12/26/2012 8:36:57 AM |
DevinHill_IRA | $25.00 | 12/25/2012 7:00:24 PM |
CincyTex | $25.00 | 12/26/2012 3:00:06 AM |
bohsandos | $25.00 | 12/26/2012 6:30:17 AM |
supersarah61 | $25.00 | 12/26/2012 4:47:44 PM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:43 PM |
fund-tom-tom6 | $25.00 | 12/26/2012 5:16:10 PM |
capital-web7 | $25.00 | 12/26/2012 12:54:48 PM |
clean-penny059 | $100.00 | 12/27/2012 6:35:46 AM |
youthful-currency959 | $100.00 | 12/27/2012 9:02:09 AM |
power-spartan5 | $25.00 | 12/27/2012 5:42:18 PM |
order-prospector | $25.00 | 12/27/2012 6:12:08 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:17:20 PM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:04 PM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:51 PM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:15 AM |
life-is-great | $25.00 | 12/28/2012 6:32:57 AM |
Desa_Miwu | $25.00 | 12/28/2012 7:28:25 AM |
principal-cooker2 | $30.00 | 12/28/2012 9:35:06 AM |
bonus-rotation1 | $200.00 | 12/28/2012 10:00:14 AM |
nycfinance | $25.00 | 12/28/2012 9:38:00 AM |
RocketSurgeon | $25.00 | 12/28/2012 11:42:29 AM |
affluence-birdie7 | $25.00 | 12/28/2012 2:02:14 PM |
incbx | $100.00 | 12/28/2012 3:22:50 PM |
ethical-truth211 | $2,000.00 | 12/28/2012 3:34:08 PM |
enriching-trade2 | $25.00 | 12/28/2012 10:59:17 AM |
villagers | $50.00 | 12/28/2012 5:22:01 PM |
Iwillhuntyoudown | $25.00 | 12/28/2012 4:05:40 PM |
Imaginos1892 | $100.00 | 12/28/2012 4:09:02 PM |
dl_data | $350.00 | 12/28/2012 3:18:08 PM |
durability-giant4 | $25.00 | 12/28/2012 4:55:48 PM |
dough-kitten5 | $25.00 | 12/28/2012 5:32:52 PM |
cash-menifee | $23.15 | 12/28/2012 5:52:31 PM |
saxaphone6 | $25.00 | 12/28/2012 5:40:26 PM |
148 Investments
|
Borrower Payment Dependent Notes Series
686893
This series of Notes was issued and sold upon the funding of the borrower loan #79581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $320.88 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
2 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,965 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| responsibility-vibrato3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to purchase an orthotic device for my mother. The device is not yet approved for Medicare coverage because it is new on the market. My mom would really benefit from it; it helpds her walk and we tried it.
My financial situation:
I am a good candidate for this loan because I can repay it pretty quickly. I just don;t have this amount on the side because it wasn't in my budget.
Monthly net income: $10,500
Monthly expenses: $8,500
Housing: $2750
Health Insurance: $300
Nursing Home (additonal payment): $500
Car expenses: $500
Utilities: $50
Phone, cable, internet: $60
Food, entertainment: $1,000
Clothing, household expenses: $600
Credit cards and other loans: $800 (im on a payment program)
kids after-school & classes: $800
Tutoring: $200
Vacations: $700
Other expenses: $200-500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
alpha-lending | $25.00 | 12/19/2012 9:36:41 AM |
DreisersFinancier | $50.00 | 12/14/2012 9:02:35 AM |
superb-funds335 | $25.00 | 12/14/2012 9:16:13 AM |
commerce-venture1 | $50.00 | 12/14/2012 9:07:26 AM |
handy-justice | $50.00 | 12/14/2012 9:11:27 AM |
valiant-return584 | $50.00 | 12/14/2012 10:19:55 AM |
friedokra | $25.00 | 12/14/2012 3:39:28 PM |
zipemdown | $25.00 | 12/14/2012 9:40:58 AM |
octoberfresh | $25.00 | 12/14/2012 10:12:03 AM |
nonattender | $25.00 | 12/14/2012 10:45:05 AM |
zorg77 | $100.00 | 12/14/2012 4:03:31 PM |
bizlending | $250.00 | 12/15/2012 8:23:52 AM |
belief-integrity | $250.00 | 12/14/2012 7:14:22 PM |
Tscheddar | $25.00 | 12/15/2012 11:15:04 AM |
PoundSmart | $100.00 | 12/15/2012 11:22:55 AM |
transaction-seahorse0 | $25.00 | 12/15/2012 11:26:11 AM |
Skynxhunt | $25.00 | 12/15/2012 2:06:31 PM |
kenji4861 | $25.00 | 12/15/2012 1:09:17 PM |
truth-companion | $25.00 | 12/17/2012 5:07:58 PM |
shawnw2 | $35.00 | 12/20/2012 9:29:04 AM |
formula842 | $25.00 | 12/22/2012 4:55:51 AM |
Weaverville | $25.00 | 12/21/2012 6:06:15 PM |
organized-dedication696 | $25.00 | 12/21/2012 6:17:05 PM |
nodebtin3 | $25.00 | 12/22/2012 1:10:36 PM |
california111 | $50.00 | 12/22/2012 10:26:29 AM |
Roux1 | $25.00 | 12/22/2012 12:33:58 PM |
a-helping-hand | $125.00 | 12/22/2012 5:23:38 PM |
Kaj | $25.00 | 12/24/2012 9:46:11 AM |
bazaar-tulip | $293.00 | 12/24/2012 11:33:55 AM |
intelligent-yield | $50.00 | 12/24/2012 11:18:42 AM |
nex | $25.00 | 12/24/2012 6:49:10 PM |
kulender | $50.00 | 12/24/2012 5:51:25 PM |
authoritative-platinum7 | $50.00 | 12/24/2012 6:46:23 PM |
moremax | $32.00 | 12/25/2012 9:20:59 AM |
helpinghand63 | $25.00 | 12/25/2012 9:33:24 AM |
the-hope-workhorse | $25.00 | 12/25/2012 6:09:28 AM |
tech310 | $50.00 | 12/24/2012 7:11:53 PM |
wojo | $25.00 | 12/25/2012 10:37:21 AM |
rmkrish555 | $25.00 | 12/25/2012 10:38:52 AM |
worth-shower8 | $100.00 | 12/25/2012 12:07:38 PM |
unequivocal-power3 | $25.00 | 12/25/2012 6:09:27 PM |
evilkats | $50.00 | 12/25/2012 6:19:01 PM |
dukeiyer | $25.00 | 12/25/2012 11:47:20 AM |
principal-cooker2 | $50.00 | 12/25/2012 5:48:58 PM |
special-dinero553 | $25.00 | 12/26/2012 9:31:12 AM |
loyalist1 | $100.00 | 12/26/2012 8:36:56 AM |
sparkling-contract7 | $25.00 | 12/25/2012 6:48:29 PM |
brightest-income-hunter | $50.00 | 12/26/2012 9:05:14 AM |
phenomenal-rate1 | $73.00 | 12/26/2012 9:11:07 AM |
investment-comet | $25.00 | 12/26/2012 7:27:41 AM |
pierrelasvegas | $25.00 | 12/26/2012 9:31:42 AM |
belief-integrity | $500.00 | 12/26/2012 10:41:02 AM |
enlighter | $120.00 | 12/26/2012 11:13:14 AM |
careful-note1 | $25.00 | 12/26/2012 11:38:30 AM |
courteous-justice415 | $25.00 | 12/26/2012 10:25:23 AM |
careful-vigilance4 | $25.00 | 12/26/2012 10:37:59 AM |
gogene2002 | $25.00 | 12/26/2012 11:12:41 AM |
loan-scientist8 | $25.00 | 12/26/2012 5:47:56 PM |
timbob | $500.00 | 12/26/2012 5:24:13 PM |
dough-bear | $25.00 | 12/26/2012 5:13:11 PM |
diversification-collider5 | $25.00 | 12/26/2012 6:08:08 PM |
Mahogany_Group | $25.00 | 12/26/2012 5:27:28 PM |
halfasked1 | $25.00 | 12/27/2012 12:35:39 AM |
stock106 | $25.00 | 12/27/2012 5:35:19 AM |
AJ6 | $25.00 | 12/27/2012 7:33:20 AM |
silver-enlightenment0 | $25.00 | 12/26/2012 6:05:31 PM |
gpuck | $25.00 | 12/26/2012 6:08:45 PM |
RubyMartin | $25.00 | 12/26/2012 9:56:56 PM |
roux | $25.00 | 12/26/2012 7:05:19 PM |
clean-penny059 | $100.00 | 12/27/2012 6:35:43 AM |
bullwink27 | $25.00 | 12/27/2012 10:38:30 AM |
Zion-CIF | $25.00 | 12/27/2012 4:56:52 PM |
panga68 | $25.00 | 12/27/2012 12:28:43 PM |
deal-banker | $100.00 | 12/27/2012 12:40:12 PM |
spark548 | $77.00 | 12/27/2012 5:06:41 PM |
Atranes | $100.00 | 12/27/2012 10:31:16 AM |
CA-Lender | $25.00 | 12/14/2012 10:09:32 AM |
janeybooboo | $100.00 | 12/14/2012 9:32:33 AM |
toblerone | $25.00 | 12/14/2012 11:18:57 AM |
vutah | $45.00 | 12/14/2012 11:41:14 AM |
Edakers | $25.00 | 12/14/2012 10:49:17 AM |
asset-professor | $25.00 | 12/14/2012 5:20:58 PM |
WalnutCreekguy | $50.00 | 12/14/2012 6:28:37 PM |
return-point2 | $100.00 | 12/14/2012 5:38:17 PM |
kind-credit-bear | $50.00 | 12/15/2012 11:00:42 AM |
Investor_DP | $100.00 | 12/15/2012 12:47:54 PM |
genuine-money | $75.00 | 12/16/2012 6:26:47 PM |
LuvToLend | $25.00 | 12/17/2012 6:00:53 PM |
907 | $25.00 | 12/18/2012 7:49:55 PM |
HereToHelp305 | $50.00 | 12/19/2012 4:52:31 PM |
Spiceyduck | $100.00 | 12/24/2012 3:50:10 AM |
a-finance-nirvana | $25.00 | 12/24/2012 10:39:34 AM |
LoanerPrincipal | $25.00 | 12/24/2012 11:19:09 AM |
top-inspired-felicity | $25.00 | 12/25/2012 7:34:40 AM |
blue-subtle-integrity | $25.00 | 12/24/2012 7:41:14 PM |
gold-sushi | $50.00 | 12/25/2012 10:25:31 AM |
worthy-bid8 | $51.00 | 12/25/2012 10:46:59 AM |
kpengineer | $75.00 | 12/25/2012 4:53:46 PM |
grf1945 | $50.00 | 12/26/2012 5:29:06 AM |
bohsandos | $25.00 | 12/26/2012 6:30:15 AM |
cash-turbine1 | $25.00 | 12/26/2012 9:12:09 AM |
successful-agreement7 | $100.00 | 12/26/2012 9:23:24 AM |
djh47a | $25.00 | 12/26/2012 7:08:13 AM |
market-pudding | $25.00 | 12/26/2012 9:04:27 AM |
ethical-truth211 | $200.00 | 12/26/2012 5:59:38 AM |
Zorro_970 | $55.00 | 12/26/2012 9:25:21 AM |
MrBrightEyes | $25.00 | 12/26/2012 6:35:44 AM |
ralph44 | $25.00 | 12/26/2012 10:28:12 AM |
rockhound84 | $25.00 | 12/26/2012 10:53:30 AM |
worth-poblano9 | $200.00 | 12/26/2012 9:14:34 AM |
aggresive-compassion612 | $25.00 | 12/26/2012 10:05:02 AM |
dynamic-platinum | $25.00 | 12/26/2012 11:12:32 AM |
fortytwo | $100.00 | 12/26/2012 10:46:47 AM |
Cai8899 | $25.00 | 12/26/2012 10:57:32 AM |
Thunderswan | $100.00 | 12/26/2012 9:52:40 AM |
agalt | $40.00 | 12/26/2012 9:55:17 AM |
investment-sapling | $50.00 | 12/26/2012 3:56:57 PM |
capital-web7 | $25.00 | 12/26/2012 12:54:43 PM |
holdem-donk | $25.00 | 12/26/2012 1:12:57 PM |
Mindful7 | $25.00 | 12/26/2012 11:15:36 AM |
shaps | $28.00 | 12/26/2012 5:18:35 PM |
likeable-money4 | $25.00 | 12/26/2012 2:43:25 PM |
stepatatime-together | $100.00 | 12/26/2012 6:15:01 PM |
Gobsek | $25.00 | 12/26/2012 8:11:20 PM |
RubyMartin | $25.00 | 12/26/2012 10:15:23 PM |
Mahogany_Group | $25.00 | 12/26/2012 5:32:10 PM |
shrewd-deal | $50.00 | 12/27/2012 6:18:20 AM |
cognizant-integrity72 | $50.00 | 12/27/2012 4:00:19 AM |
stable-cash4 | $25.00 | 12/27/2012 9:30:40 AM |
pure-note0 | $27.79 | 12/26/2012 6:44:28 PM |
JC_12 | $50.00 | 12/27/2012 7:19:19 AM |
dordee | $40.00 | 12/27/2012 11:24:49 AM |
aggresive-nickel2 | $25.00 | 12/27/2012 10:01:19 AM |
helping-out | $25.00 | 12/27/2012 8:51:17 AM |
rate-hawk | $25.00 | 12/27/2012 1:34:50 PM |
britches318 | $100.00 | 12/27/2012 9:10:09 AM |
ethical-truth211 | $200.00 | 12/27/2012 3:30:42 PM |
trumpeter391 | $25.00 | 12/27/2012 12:30:19 PM |
tender-ore | $25.00 | 12/27/2012 12:56:38 PM |
wishihadmore | $25.00 | 12/27/2012 1:12:30 PM |
miked8303 | $8.21 | 12/27/2012 5:09:15 PM |
Leshan | $50.00 | 12/27/2012 11:19:10 AM |
142 Investments
|
Borrower Payment Dependent Notes Series
686933
This series of Notes was issued and sold upon the funding of the borrower loan #79593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $321.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 9% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 53 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bazaar-summoner869 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Advertising Funds Needed
Purpose of loan:
This loan will be used to...expand marketing efforts for my busy season (Jan-Feb). I used a slightly smaller prosper loan last year for the same purpose and am expanding on that program.
My financial situation:
I am a good candidate for this loan because...I have a full time job in addition to this seasonal business that would allow me to make the payments regardless of the success of the marketing. I have zero debt currently.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Zolton | $300.00 | 12/17/2012 5:20:16 PM |
a-finance-nirvana | $25.00 | 12/17/2012 5:06:59 PM |
PoundSmart | $100.00 | 12/17/2012 5:25:49 PM |
immaculate-return25 | $25.00 | 12/17/2012 5:41:43 PM |
penny-finder | $25.00 | 12/17/2012 5:08:03 PM |
bill-tent1 | $50.00 | 12/17/2012 5:16:16 PM |
radiant-dollar9 | $200.00 | 12/17/2012 5:23:42 PM |
secureincome | $555.00 | 12/17/2012 6:29:47 PM |
prudent-dough458 | $25.00 | 12/17/2012 6:35:50 PM |
silver-plato | $75.00 | 12/17/2012 5:46:44 PM |
kevin314 | $25.00 | 12/18/2012 9:57:02 AM |
Tscheddar | $25.00 | 12/17/2012 7:14:26 PM |
five-star-note | $25.00 | 12/17/2012 7:28:35 PM |
affluence-microscope2 | $200.00 | 12/18/2012 5:07:11 PM |
HereToHelp305 | $250.00 | 12/19/2012 4:34:44 PM |
immaculate-yield0 | $50.00 | 12/19/2012 5:57:17 PM |
indomitable-coin | $25.00 | 12/20/2012 9:17:29 AM |
Harry | $75.00 | 12/20/2012 6:06:18 PM |
principal-admirer5 | $25.00 | 12/21/2012 3:41:47 PM |
commitment-orca7 | $100.00 | 12/21/2012 9:57:40 AM |
TRCRI | $50.00 | 12/21/2012 12:07:08 PM |
sprinter | $50.00 | 12/21/2012 10:05:30 AM |
california111 | $50.00 | 12/22/2012 10:21:51 AM |
logical-principal8 | $50.00 | 12/23/2012 12:36:14 PM |
OTM84 | $500.00 | 12/23/2012 2:35:17 PM |
kmprospeo | $25.00 | 12/24/2012 9:37:59 AM |
CaptainBL | $25.00 | 12/24/2012 10:04:36 AM |
deal-vibrato | $25.00 | 12/24/2012 10:38:04 AM |
fantastic-dedication6 | $50.00 | 12/24/2012 3:07:56 PM |
IP | $25.00 | 12/24/2012 6:26:58 PM |
dime-vista2 | $25.00 | 12/25/2012 12:59:58 PM |
El_Scubano | $25.00 | 12/25/2012 10:28:24 AM |
killjoy00 | $25.00 | 12/26/2012 8:43:42 AM |
ralph44 | $25.00 | 12/26/2012 10:16:37 AM |
tough-cash4 | $36.16 | 12/26/2012 5:56:05 AM |
KSPHoldings | $47.00 | 12/26/2012 6:48:39 AM |
burrben | $65.00 | 12/26/2012 9:11:27 AM |
jdtv | $25.00 | 12/26/2012 10:17:24 AM |
blue-wildcats | $50.00 | 12/26/2012 1:22:23 PM |
fortytwo | $100.00 | 12/26/2012 10:46:47 AM |
compatible-deal9 | $25.00 | 12/26/2012 1:10:20 PM |
dhkny5 | $100.64 | 12/26/2012 1:56:07 PM |
currency-persimmon | $25.00 | 12/26/2012 12:27:39 PM |
handy-affluence9 | $53.92 | 12/26/2012 3:10:02 PM |
Trigirl23 | $25.00 | 12/26/2012 5:56:08 PM |
timbob | $500.00 | 12/26/2012 5:21:58 PM |
gpuck | $75.00 | 12/26/2012 6:10:17 PM |
productive-nickel | $47.00 | 12/27/2012 6:34:54 AM |
bold-important-dollar | $25.00 | 12/27/2012 7:08:43 AM |
treasure-serrano729 | $25.00 | 12/27/2012 9:00:54 AM |
RocketSurgeon | $25.00 | 12/26/2012 6:50:05 PM |
momoney2lend | $57.25 | 12/27/2012 9:09:12 AM |
worlds-best-worth2 | $25.00 | 12/26/2012 9:13:33 PM |
stable-cash4 | $50.00 | 12/27/2012 9:37:24 AM |
YellowJacket | $25.00 | 12/27/2012 8:43:56 AM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:23 PM |
Imperativity | $41.77 | 12/27/2012 10:35:57 AM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:08 PM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:33 AM |
top-power-apple | $25.52 | 12/27/2012 10:03:03 AM |
ptjg | $100.00 | 12/27/2012 5:24:40 PM |
Avicell | $25.00 | 12/27/2012 5:49:47 PM |
helping-out | $25.00 | 12/27/2012 12:54:50 PM |
Businessincubator | $50.00 | 12/27/2012 6:20:19 PM |
Q9-X3 | $100.00 | 12/27/2012 6:49:43 PM |
GoldenRule01 | $75.00 | 12/27/2012 6:17:28 PM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:05 PM |
blue-friendly-velocity | $50.00 | 12/27/2012 10:52:05 PM |
gain-keeper9 | $49.17 | 12/27/2012 6:45:43 PM |
Errylend | $50.00 | 12/27/2012 9:16:27 PM |
blue-friendly-velocity | $23.00 | 12/27/2012 10:52:39 PM |
nickel-ferret | $25.00 | 12/17/2012 5:20:36 PM |
entertaining-rate9 | $25.00 | 12/17/2012 5:43:01 PM |
Beechturner | $40.00 | 12/17/2012 5:15:02 PM |
bazaar-tulip | $25.00 | 12/17/2012 6:39:19 PM |
wetlands | $200.00 | 12/17/2012 5:21:40 PM |
CreditBuilder2 | $25.01 | 12/17/2012 6:49:55 PM |
aztec | $50.00 | 12/17/2012 5:26:56 PM |
qsolo | $25.00 | 12/17/2012 5:39:42 PM |
goodhearted-basis4 | $25.00 | 12/17/2012 5:45:18 PM |
DreisersFinancier | $50.00 | 12/17/2012 5:31:13 PM |
LaGrangeLender | $60.00 | 12/18/2012 9:10:30 AM |
simplelender80 | $500.00 | 12/18/2012 9:12:56 AM |
Vegasjim | $25.00 | 12/18/2012 9:31:28 AM |
locomotive7 | $25.00 | 12/17/2012 7:03:05 PM |
income-cocktail3 | $25.00 | 12/18/2012 12:40:14 PM |
cerebral-dollar773 | $25.00 | 12/17/2012 7:47:54 PM |
supersarah61 | $25.00 | 12/18/2012 4:05:18 PM |
cahjoon | $25.00 | 12/18/2012 5:20:51 PM |
palu2619 | $25.00 | 12/18/2012 5:31:23 PM |
auction-eclipse8 | $50.00 | 12/18/2012 6:59:10 PM |
supersam | $50.00 | 12/18/2012 6:20:53 PM |
the-magnificent-loan | $200.00 | 12/20/2012 5:42:55 PM |
Maraxus | $50.00 | 12/20/2012 2:55:25 PM |
bonus-apricot366 | $25.00 | 12/20/2012 6:45:19 PM |
purposeful-durability8 | $100.00 | 12/21/2012 10:11:33 AM |
excellent-balance196 | $25.00 | 12/21/2012 2:37:43 PM |
loot-prescription3 | $25.00 | 12/21/2012 5:34:20 PM |
first-credit-meridian | $25.00 | 12/21/2012 5:54:14 PM |
pure-treasure7 | $50.00 | 12/21/2012 11:28:38 AM |
nodebtin3 | $50.00 | 12/22/2012 7:50:24 AM |
rakey | $25.00 | 12/22/2012 8:12:53 AM |
afmentor | $75.00 | 12/22/2012 12:04:34 PM |
benjamins-wasp | $50.00 | 12/22/2012 12:22:30 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:20 PM |
sappy02 | $50.00 | 12/23/2012 1:23:22 PM |
radforj22 | $50.00 | 12/23/2012 9:54:08 PM |
green28 | $150.00 | 12/24/2012 9:40:14 AM |
Sneezie | $93.00 | 12/24/2012 10:41:35 AM |
Johnab | $25.00 | 12/24/2012 4:17:33 PM |
rmachi | $25.00 | 12/24/2012 6:17:53 PM |
fireboss | $25.00 | 12/25/2012 7:13:34 AM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:16 PM |
SweetSerenityInvest | $25.15 | 12/24/2012 8:30:12 PM |
ippoco | $25.00 | 12/25/2012 4:00:57 PM |
helpinghand63 | $25.00 | 12/25/2012 9:34:02 AM |
hitsman | $50.00 | 12/25/2012 9:59:26 AM |
Ruckus888 | $57.31 | 12/26/2012 8:06:39 AM |
tidy-greenback2 | $30.00 | 12/25/2012 12:11:01 PM |
penny-drum7 | $25.00 | 12/26/2012 9:18:17 AM |
benevolent-benefit7 | $50.00 | 12/26/2012 7:42:43 AM |
roblender | $50.00 | 12/26/2012 9:57:56 AM |
powerful-return1 | $35.52 | 12/26/2012 9:28:09 AM |
shamonn_p2p | $50.00 | 12/26/2012 9:37:53 AM |
openness-zenith6 | $50.00 | 12/26/2012 9:25:34 AM |
alluring-bonus4 | $140.00 | 12/26/2012 2:39:12 PM |
investment-sapling | $50.00 | 12/26/2012 3:57:10 PM |
emphatic-gold584 | $100.00 | 12/26/2012 10:26:28 AM |
determined-bill5 | $100.00 | 12/26/2012 4:41:19 PM |
otto3investments | $25.00 | 12/26/2012 2:24:36 PM |
steady-silver6 | $25.00 | 12/26/2012 5:08:47 PM |
brandall | $30.00 | 12/26/2012 4:14:41 PM |
affluence-tycoon | $25.00 | 12/26/2012 6:23:01 PM |
value-sequoia8 | $39.10 | 12/26/2012 5:52:07 PM |
riversmoke | $25.00 | 12/26/2012 6:49:30 PM |
Isaac007 | $35.13 | 12/27/2012 8:29:13 AM |
orange-dedication-maple | $50.00 | 12/26/2012 9:31:16 PM |
HoweMoney | $50.00 | 12/26/2012 9:14:37 PM |
MightyMataya | $25.00 | 12/27/2012 10:58:55 AM |
appetizing-velocity4 | $25.00 | 12/27/2012 10:07:09 AM |
wildcard451 | $25.00 | 12/27/2012 1:50:44 PM |
compassionate-dime0 | $50.00 | 12/27/2012 2:01:36 PM |
Atranes | $150.00 | 12/27/2012 10:32:26 AM |
wmf311 | $33.05 | 12/27/2012 3:43:59 PM |
established-cash7 | $25.00 | 12/27/2012 4:48:44 PM |
panga68 | $25.00 | 12/27/2012 12:37:06 PM |
ready-benefit3 | $25.00 | 12/27/2012 10:55:52 AM |
gmoney37 | $25.00 | 12/27/2012 5:42:55 PM |
zassociate | $200.00 | 12/27/2012 5:11:47 PM |
dproxima | $25.00 | 12/27/2012 3:55:10 PM |
tenacious-compassion9 | $25.00 | 12/27/2012 6:15:54 PM |
bonus-poplar2 | $25.00 | 12/27/2012 6:23:28 PM |
FL-Lender | $25.00 | 12/27/2012 6:53:04 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:43 PM |
engbusres | $30.00 | 12/27/2012 8:37:02 PM |
goodcents | $25.30 | 12/27/2012 10:43:11 PM |
lostperception | $25.00 | 12/27/2012 6:44:54 PM |
CSAworker | $25.00 | 12/27/2012 9:03:23 PM |
158 Investments
|
Borrower Payment Dependent Notes Series
687019
This series of Notes was issued and sold upon the funding of the borrower loan #79870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $337.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| value-acrobat1 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to... home improvements, Christmas, appliances for kitchen.
My financial situation:
I am a good candidate for this loan because... I have reliable employment that I can verify.
Monthly net income: $4k
Monthly expenses:
Housing:600
Insurance: $100
Car expenses: $220
Utilities: $250
Phone, cable, internet: $120
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 12/20/2012 9:02:01 PM |
appetizing-loyalty354 | $25.00 | 12/14/2012 9:17:21 AM |
DreisersFinancier | $50.00 | 12/14/2012 9:02:36 AM |
Kessler | $28.00 | 12/14/2012 10:38:14 AM |
rate-advocator7 | $250.00 | 12/14/2012 9:18:25 AM |
Nco | $150.00 | 12/14/2012 9:23:05 AM |
valiant-return584 | $50.00 | 12/14/2012 10:19:56 AM |
Sagamore | $50.00 | 12/14/2012 9:39:56 AM |
Edakers | $25.00 | 12/14/2012 10:49:17 AM |
vutah | $65.00 | 12/14/2012 10:58:06 AM |
SLN-10 | $50.00 | 12/14/2012 10:50:14 AM |
transaction-seahorse0 | $25.00 | 12/15/2012 11:26:11 AM |
zorg77 | $50.00 | 12/18/2012 6:15:20 PM |
907 | $25.00 | 12/18/2012 7:49:55 PM |
HereToHelp305 | $50.00 | 12/19/2012 4:52:32 PM |
selector568 | $300.00 | 12/23/2012 1:16:51 PM |
kenji4861 | $25.00 | 12/24/2012 10:13:16 AM |
asset-professor | $25.00 | 12/24/2012 10:39:09 AM |
fund-explorer4 | $100.00 | 12/24/2012 11:02:04 PM |
dannycarter10 | $25.00 | 12/25/2012 5:15:05 PM |
aggresive-compassion612 | $25.00 | 12/26/2012 5:11:39 PM |
timbob | $500.00 | 12/26/2012 5:24:13 PM |
return-point2 | $100.00 | 12/26/2012 5:31:23 PM |
a-finance-nirvana | $25.00 | 12/26/2012 5:28:05 PM |
TumbleWeed88 | $25.00 | 12/26/2012 6:18:23 PM |
principal-cooker2 | $50.00 | 12/26/2012 5:29:24 PM |
bazaar-tulip | $500.00 | 12/26/2012 6:52:34 PM |
nex | $25.00 | 12/26/2012 7:05:23 PM |
Investor_DP | $100.00 | 12/26/2012 6:07:45 PM |
Haribelle | $25.00 | 12/26/2012 6:10:12 PM |
stepatatime-together | $100.00 | 12/26/2012 6:15:01 PM |
burgeoning-affluence5 | $50.00 | 12/26/2012 10:55:08 PM |
Lea1791 | $50.00 | 12/26/2012 11:46:42 PM |
djh47a | $50.00 | 12/27/2012 9:23:37 AM |
stock106 | $25.00 | 12/27/2012 5:33:39 AM |
PCity-LOA15 | $30.00 | 12/27/2012 8:28:00 AM |
global-invest-group | $25.00 | 12/27/2012 10:09:37 AM |
toomanyfishtanks | $50.00 | 12/27/2012 3:27:59 PM |
miked8303 | $55.00 | 12/27/2012 5:09:21 PM |
Zorro_970 | $100.00 | 12/27/2012 5:14:27 PM |
best-point-pursuit | $100.00 | 12/27/2012 10:37:47 AM |
unassailable-fund | $40.00 | 12/27/2012 5:51:11 PM |
order-prospector | $25.00 | 12/27/2012 6:11:59 PM |
bazaar-paladin7 | $25.00 | 12/27/2012 6:45:54 PM |
benjaminsky | $25.00 | 12/26/2012 9:00:28 AM |
Index_Plus | $2,500.00 | 12/27/2012 8:54:33 AM |
RGlad | $100.00 | 12/14/2012 9:37:25 AM |
zipemdown | $25.00 | 12/14/2012 9:41:00 AM |
Scrooge_McDuck2 | $100.00 | 12/14/2012 10:28:54 AM |
toblerone | $25.00 | 12/14/2012 11:18:57 AM |
113121 | $25.00 | 12/14/2012 7:41:40 PM |
gotjack-IRA | $25.02 | 12/15/2012 5:03:29 AM |
reaction18 | $25.02 | 12/15/2012 5:16:11 AM |
Skynxhunt | $25.00 | 12/15/2012 2:06:32 PM |
commerce-venture1 | $25.00 | 12/17/2012 5:44:34 AM |
moneylender25 | $25.00 | 12/17/2012 9:09:39 AM |
organized-dedication696 | $25.00 | 12/21/2012 6:21:53 PM |
CA-Lender | $25.00 | 12/23/2012 1:28:46 PM |
formula842 | $25.00 | 12/24/2012 8:19:16 AM |
helpinghand63 | $25.00 | 12/25/2012 9:33:25 AM |
california111 | $25.00 | 12/25/2012 9:06:20 PM |
Tscheddar | $25.00 | 12/26/2012 11:44:39 AM |
WalnutCreekguy | $50.00 | 12/26/2012 5:04:09 PM |
truth-companion | $25.00 | 12/26/2012 5:06:02 PM |
careful-vigilance4 | $25.00 | 12/26/2012 5:06:28 PM |
investment-sapling | $50.00 | 12/26/2012 3:56:57 PM |
power-spartan5 | $25.00 | 12/26/2012 5:08:13 PM |
Kaj | $25.00 | 12/26/2012 5:13:52 PM |
pierrelasvegas | $25.00 | 12/26/2012 5:14:46 PM |
PoundSmart | $100.00 | 12/26/2012 5:20:12 PM |
silver-enlightenment0 | $25.00 | 12/26/2012 6:05:31 PM |
jgar_O | $35.00 | 12/26/2012 5:04:15 PM |
worth-poblano9 | $62.00 | 12/26/2012 5:05:06 PM |
successful-agreement7 | $100.00 | 12/26/2012 5:10:14 PM |
kind-credit-bear | $50.00 | 12/26/2012 6:48:28 PM |
authoritative-platinum7 | $50.00 | 12/26/2012 5:31:29 PM |
bold-important-dollar | $50.00 | 12/27/2012 7:09:40 AM |
shaps | $26.00 | 12/27/2012 9:30:01 AM |
ethical-truth211 | $200.00 | 12/27/2012 8:59:25 AM |
aggresive-nickel2 | $25.00 | 12/27/2012 10:01:20 AM |
dinero-launcher | $25.00 | 12/27/2012 6:59:31 AM |
farlik | $35.00 | 12/27/2012 1:43:19 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:07 PM |
worthy-bid8 | $400.00 | 12/27/2012 10:34:51 AM |
Leshan | $50.00 | 12/27/2012 11:20:47 AM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:32 PM |
panga68 | $25.00 | 12/27/2012 12:30:09 PM |
wishihadmore | $30.00 | 12/27/2012 1:13:16 PM |
rate-hawk | $25.00 | 12/27/2012 1:34:51 PM |
natural-liberty4 | $200.00 | 12/27/2012 5:21:15 PM |
benjamins-worker5 | $18.66 | 12/27/2012 7:03:19 PM |
productive-note2 | $50.00 | 12/27/2012 6:04:37 PM |
desertoasis | $25.00 | 12/27/2012 6:54:31 PM |
dough-bear | $25.00 | 12/27/2012 6:50:53 PM |
MasterTech33 | $25.30 | 12/27/2012 6:53:51 PM |
95 Investments
|
Borrower Payment Dependent Notes Series
687105
This series of Notes was issued and sold upon the funding of the borrower loan #79897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| Dec-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 25.92% |
Borrower rate/APR:
| 26.92% / 29.55% |
Monthly payment:
| $411.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.78% | | |
| |
Estimated return*:
| 13.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 55% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 17y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,508 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| revenue-admirer2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my credit card debt.
My financial situation:
I am a good candidate for this loan because Ihave aways paid my debts and will not default.
Monthly net income: $ 2550.00
Monthly expenses:
Housing: $1569.00
Insurance: $78
Car expenses: $0
Utilities: $60
Phone, cable, internet: $153.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $750.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
octoberfresh | $25.00 | 12/16/2012 12:55:51 PM |
valiant-return584 | $50.00 | 12/16/2012 12:08:18 PM |
Dubbs360 | $50.00 | 12/16/2012 12:19:04 PM |
CA-Lender | $25.00 | 12/16/2012 1:12:56 PM |
the-lean-bid | $25.00 | 12/17/2012 8:13:43 AM |
Wrats6 | $25.00 | 12/16/2012 12:04:54 PM |
money-genome84 | $250.00 | 12/16/2012 12:20:27 PM |
green-dollar-buffalo | $50.00 | 12/17/2012 9:25:09 AM |
asset-professor | $25.00 | 12/17/2012 9:39:30 AM |
kind-lovely-marketplace | $50.00 | 12/17/2012 9:32:02 AM |
vivid-return426 | $25.00 | 12/17/2012 5:59:56 PM |
return-point2 | $100.00 | 12/17/2012 5:20:03 PM |
deal-banker | $50.00 | 12/18/2012 8:56:26 AM |
best-point-pursuit | $50.00 | 12/19/2012 9:11:20 AM |
the-hope-workhorse | $25.00 | 12/24/2012 9:54:14 AM |
tolerant-responsibility051 | $2,500.00 | 12/25/2012 9:30:01 AM |
helpinghand63 | $25.00 | 12/25/2012 9:33:45 AM |
bazaar-tulip | $500.00 | 12/25/2012 6:41:39 PM |
california111 | $25.00 | 12/25/2012 9:06:24 PM |
nex | $25.00 | 12/25/2012 6:13:59 PM |
courteous-justice415 | $25.00 | 12/26/2012 10:25:29 AM |
careful-vigilance4 | $25.00 | 12/26/2012 10:38:02 AM |
investment-sapling | $50.00 | 12/26/2012 3:57:05 PM |
timbob | $500.00 | 12/26/2012 5:24:17 PM |
stepatatime-together | $100.00 | 12/26/2012 6:15:04 PM |
kingryan | $150.00 | 12/27/2012 10:52:08 AM |
zorg77 | $100.00 | 12/27/2012 2:47:56 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:11 PM |
aggresive-nickel2 | $25.00 | 12/27/2012 10:01:22 AM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:40 PM |
aggresive-compassion612 | $25.00 | 12/27/2012 5:42:00 PM |
order-prospector | $25.00 | 12/27/2012 6:12:05 PM |
benjamins-worker5 | $30.00 | 12/27/2012 7:24:36 PM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:44 PM |
rmkrish55 | $25.00 | 12/28/2012 8:50:15 AM |
tremendous-payment | $25.00 | 12/28/2012 9:08:30 AM |
benevolent-moola291 | $50.00 | 12/28/2012 9:18:42 AM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:13 AM |
deal-pinnacle7 | $25.00 | 12/28/2012 9:21:21 AM |
a-truth-upholder | $25.00 | 12/28/2012 9:25:49 AM |
exciting-loyalty3 | $25.00 | 12/28/2012 9:07:04 AM |
6515Wheat | $25.00 | 12/28/2012 9:08:24 AM |
nimble-revenue5 | $100.00 | 12/28/2012 9:31:50 AM |
oreyedoc | $50.00 | 12/28/2012 9:09:20 AM |
NewPairOfShoes | $25.00 | 12/28/2012 9:35:38 AM |
upright-revenue7 | $25.00 | 12/28/2012 9:36:31 AM |
life-is-great | $25.00 | 12/28/2012 6:32:55 AM |
brilliant-market680 | $25.00 | 12/28/2012 9:41:31 AM |
perls | $100.00 | 12/28/2012 9:41:36 AM |
supreme-treasure8 | $100.00 | 12/28/2012 9:22:10 AM |
systematic-listing2 | $25.00 | 12/28/2012 9:22:23 AM |
finance-prescription | $100.00 | 12/28/2012 9:47:54 AM |
Zorro_970 | $100.00 | 12/28/2012 9:25:17 AM |
rate-authority2 | $25.00 | 12/28/2012 9:51:47 AM |
economy-producer | $25.00 | 12/28/2012 9:27:26 AM |
top-historic-peso | $25.00 | 12/28/2012 9:27:53 AM |
ChefATL | $25.00 | 12/28/2012 9:57:28 AM |
capital-renewal | $25.00 | 12/28/2012 9:57:45 AM |
engrossing-responsibility0 | $50.00 | 12/28/2012 9:58:37 AM |
community-gyration7 | $25.00 | 12/28/2012 10:04:08 AM |
handshake5 | $100.00 | 12/28/2012 10:08:51 AM |
ASR3 | $36.00 | 12/28/2012 9:37:45 AM |
rescue | $100.00 | 12/28/2012 10:19:06 AM |
87Marc | $25.00 | 12/28/2012 10:24:17 AM |
DeltaGambler | $50.00 | 12/28/2012 9:49:05 AM |
TechnologyGuy | $25.00 | 12/28/2012 10:27:12 AM |
jstefans | $25.00 | 12/28/2012 9:24:35 AM |
ore-authority2 | $50.00 | 12/28/2012 9:53:56 AM |
AAAInvestments | $25.00 | 12/28/2012 9:54:43 AM |
profit-powerplant | $25.00 | 12/28/2012 9:55:15 AM |
payout-achievement | $50.00 | 12/28/2012 9:58:15 AM |
zone8 | $100.00 | 12/28/2012 10:34:06 AM |
pierrelasvegas | $25.00 | 12/28/2012 9:29:45 AM |
flexible-value | $43.00 | 12/28/2012 10:04:42 AM |
dedicated-transaction796 | $25.00 | 12/28/2012 10:05:32 AM |
Wellman | $25.00 | 12/28/2012 10:06:17 AM |
ITExec | $100.00 | 12/28/2012 10:07:00 AM |
svandgts | $25.00 | 12/28/2012 9:30:52 AM |
enchanted-note | $25.00 | 12/28/2012 10:42:13 AM |
alexander-hamilton | $200.00 | 12/28/2012 10:10:37 AM |
Comoparklender | $25.00 | 12/28/2012 10:43:55 AM |
bslavin | $25.00 | 12/28/2012 10:45:08 AM |
adventurer447 | $69.00 | 12/28/2012 10:13:58 AM |
brightest-community-atmosphere | $25.00 | 12/28/2012 10:15:28 AM |
social-cocktail1 | $200.00 | 12/28/2012 10:50:04 AM |
NewOrleans2012 | $25.00 | 12/28/2012 9:38:14 AM |
ivadood | $26.00 | 12/28/2012 9:39:37 AM |
heart514 | $25.00 | 12/28/2012 10:22:06 AM |
vibraphone3 | $25.00 | 12/28/2012 10:56:41 AM |
queentut | $100.00 | 12/28/2012 10:57:34 AM |
MadHun | $200.00 | 12/28/2012 9:45:11 AM |
red-power-pecan | $50.00 | 12/28/2012 9:45:30 AM |
Fortuno_per_commodo | $25.00 | 12/28/2012 10:58:31 AM |
FASTIZIO_P | $27.00 | 12/28/2012 10:25:54 AM |
melodious-fairness | $50.00 | 12/28/2012 10:28:16 AM |
mpatrick | $100.00 | 12/28/2012 9:50:36 AM |
rvfbroker | $25.00 | 12/28/2012 10:28:54 AM |
bountiful-social976 | $36.00 | 12/28/2012 10:29:31 AM |
GoodLuckLender | $25.00 | 12/28/2012 10:32:46 AM |
durability-ace9 | $25.00 | 12/28/2012 10:34:17 AM |
whartonmba | $50.00 | 12/28/2012 10:37:16 AM |
jmainc | $25.00 | 12/28/2012 10:11:47 AM |
gimmeopenroad | $50.00 | 12/28/2012 10:15:25 AM |
Pookie22 | $25.00 | 12/28/2012 10:17:25 AM |
tremendous-integrity | $50.00 | 12/28/2012 10:18:15 AM |
tornandfrayed | $25.00 | 12/28/2012 10:59:02 AM |
EnglishGeekInNYC | $25.00 | 12/28/2012 10:20:03 AM |
bid-czar8 | $100.00 | 12/28/2012 10:21:05 AM |
the-silver-blaster | $75.00 | 12/28/2012 10:26:46 AM |
SubmergedPilot | $25.00 | 12/28/2012 10:42:00 AM |
mercuriant | $25.00 | 12/28/2012 10:44:32 AM |
cash-reaction2 | $25.00 | 12/28/2012 10:56:28 AM |
gentle-social0 | $25.00 | 12/28/2012 11:03:19 AM |
SLN-10 | $60.00 | 12/16/2012 2:09:07 PM |
kila-designer | $25.00 | 12/16/2012 12:04:20 PM |
zipemdown | $25.00 | 12/16/2012 12:27:13 PM |
Interest2thePeople | $100.00 | 12/17/2012 9:19:21 AM |
Money__Tree | $200.00 | 12/16/2012 12:31:13 PM |
authentic-finance194 | $150.00 | 12/17/2012 9:07:46 AM |
thrilling-point2 | $40.00 | 12/17/2012 9:21:31 AM |
thrilling-fund427 | $50.00 | 12/17/2012 9:22:46 AM |
kenji4861 | $25.00 | 12/17/2012 5:32:20 PM |
WalnutCreekguy | $50.00 | 12/18/2012 9:14:20 AM |
aquariano2 | $25.00 | 12/18/2012 8:18:39 AM |
truth-companion | $25.00 | 12/18/2012 5:16:30 PM |
HereToHelp305 | $50.00 | 12/19/2012 4:52:37 PM |
shawnw2 | $35.00 | 12/20/2012 9:29:10 AM |
a-helping-hand | $125.00 | 12/22/2012 5:23:48 PM |
nodebtin3 | $25.00 | 12/23/2012 1:28:15 PM |
Kaj | $25.00 | 12/24/2012 9:46:14 AM |
justreturns | $25.00 | 12/24/2012 10:26:39 AM |
blue-subtle-integrity | $25.00 | 12/24/2012 7:41:14 PM |
Elefunt | $25.00 | 12/25/2012 5:59:50 PM |
wale-ld | $50.00 | 12/25/2012 9:01:43 PM |
successful-agreement7 | $100.00 | 12/26/2012 9:23:25 AM |
likeable-money4 | $25.00 | 12/26/2012 2:43:29 PM |
gasman-1 | $25.00 | 12/26/2012 1:42:25 PM |
a-credit-rotation | $25.00 | 12/26/2012 5:35:08 PM |
clean-penny059 | $100.00 | 12/27/2012 6:35:45 AM |
tommymtg7 | $25.00 | 12/27/2012 10:09:52 AM |
rate-hawk | $25.00 | 12/27/2012 1:34:52 PM |
power-spartan5 | $25.00 | 12/27/2012 5:42:18 PM |
Priusdude | $25.00 | 12/27/2012 7:32:43 PM |
duty-viola | $35.00 | 12/28/2012 9:10:26 AM |
miked8303 | $75.00 | 12/28/2012 9:12:41 AM |
money-bauble | $100.00 | 12/28/2012 9:12:56 AM |
PrimeFunding | $25.00 | 12/28/2012 9:21:58 AM |
bold-balanced-dime | $25.00 | 12/28/2012 9:22:59 AM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:47 PM |
POLRBEAR | $25.00 | 12/28/2012 9:30:04 AM |
progressive-economy261 | $400.00 | 12/28/2012 9:35:32 AM |
spark548 | $100.00 | 12/28/2012 9:16:00 AM |
the-laudable-peso | $40.00 | 12/28/2012 9:16:38 AM |
financial-frenzy | $28.00 | 12/28/2012 9:18:20 AM |
urbane-duty560 | $50.00 | 12/28/2012 9:48:14 AM |
6moonbeams | $50.00 | 12/28/2012 9:50:23 AM |
HamachiMan | $29.00 | 12/28/2012 9:26:54 AM |
openness-surge0 | $25.00 | 12/28/2012 9:27:09 AM |
Tradesmanlender | $25.00 | 12/28/2012 9:59:37 AM |
burrito6 | $50.00 | 12/28/2012 10:03:36 AM |
mikbos | $25.00 | 12/28/2012 9:34:12 AM |
the-healthy-commitment | $25.00 | 12/28/2012 10:10:32 AM |
economy-shrubbery6 | $25.00 | 12/28/2012 10:14:42 AM |
Katburg | $25.00 | 12/28/2012 9:15:43 AM |
ethical-truth211 | $27.00 | 12/28/2012 10:19:48 AM |
fighter122 | $25.00 | 12/28/2012 9:18:38 AM |
E-2 | $33.00 | 12/28/2012 9:19:09 AM |
unassuming-p2ploan774 | $40.00 | 12/28/2012 9:43:56 AM |
blue-nourishing-principal | $37.00 | 12/28/2012 9:23:20 AM |
escharfer | $25.00 | 12/28/2012 9:24:50 AM |
trajectory8 | $25.00 | 12/28/2012 10:28:20 AM |
Miklot | $30.00 | 12/28/2012 9:57:33 AM |
SummitAdvisors | $40.00 | 12/28/2012 9:27:51 AM |
organic-order | $25.00 | 12/28/2012 9:58:16 AM |
davisfl | $25.00 | 12/28/2012 9:28:14 AM |
thelovebug | $100.00 | 12/28/2012 10:33:16 AM |
hard-working-loot | $46.00 | 12/28/2012 9:32:17 AM |
nowits10 | $25.00 | 12/28/2012 9:32:55 AM |
52digital | $75.00 | 12/28/2012 10:13:54 AM |
market-jam | $25.00 | 12/28/2012 10:17:17 AM |
point-xylophone | $25.00 | 12/28/2012 9:41:06 AM |
vontuse | $25.00 | 12/28/2012 9:44:49 AM |
cash-kin7 | $25.00 | 12/28/2012 9:45:34 AM |
impressive-loan | $47.00 | 12/28/2012 10:26:55 AM |
bewitching-dollar5 | $100.00 | 12/28/2012 10:27:37 AM |
feedpaulyfaster | $25.00 | 12/28/2012 10:29:41 AM |
fantastic-bazaar2 | $31.00 | 12/28/2012 9:53:52 AM |
Sibelius2 | $25.00 | 12/28/2012 10:33:44 AM |
rhin0cerx | $50.00 | 12/28/2012 10:02:47 AM |
invincible-deal82 | $25.00 | 12/28/2012 10:04:01 AM |
erowis | $100.00 | 12/28/2012 10:04:40 AM |
musegaze | $50.00 | 12/28/2012 10:42:16 AM |
GGreg799 | $25.00 | 12/28/2012 10:43:07 AM |
lender4433 | $25.00 | 12/28/2012 10:43:40 AM |
prescription0 | $25.00 | 12/28/2012 10:14:59 AM |
yield-trader | $25.00 | 12/28/2012 10:15:42 AM |
best-charming-leverage | $50.00 | 12/28/2012 10:55:57 AM |
Scrooge_McDuck2 | $100.00 | 12/28/2012 11:09:45 AM |
triguy | $332.00 | 12/28/2012 11:09:51 AM |
grf1945 | $40.00 | 12/28/2012 10:22:28 AM |
worldly-gold | $50.00 | 12/28/2012 10:28:25 AM |
ItsJustMe79 | $25.00 | 12/28/2012 10:31:29 AM |
krisran | $38.00 | 12/28/2012 10:37:57 AM |
SimpleChoice | $25.00 | 12/28/2012 10:41:00 AM |
account98118 | $25.00 | 12/28/2012 10:43:05 AM |
p2ploan-charmer | $25.00 | 12/28/2012 10:44:02 AM |
Supersasha | $25.00 | 12/28/2012 10:49:09 AM |
social-heart | $25.00 | 12/28/2012 10:59:13 AM |
208 Investments
|
Borrower Payment Dependent Notes Series
687111
This series of Notes was issued and sold upon the funding of the borrower loan #79945, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $404.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
23 | Length of status: | 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 60 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,751 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fitzgerald42 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I have a good track record in paying my obligations.
Monthly net income: $ 106000
Monthly expenses: $200
Housing: $1110
Insurance: $
Car expenses: $
Utilities: $120
Phone, cable, internet: $120
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
alpha-lending | $25.00 | 12/19/2012 9:36:51 AM |
economy-coup | $100.00 | 12/22/2012 12:33:16 AM |
trumpeter5 | $25.00 | 12/15/2012 12:03:05 PM |
rmkrish55 | $25.00 | 12/15/2012 12:19:06 PM |
LaGrangeLender | $60.00 | 12/15/2012 1:03:20 PM |
wildanne | $50.00 | 12/15/2012 1:20:55 PM |
goat0 | $150.00 | 12/15/2012 1:25:41 PM |
MoneyForNothing | $25.01 | 12/15/2012 12:07:29 PM |
money-to-bless | $25.00 | 12/15/2012 1:29:30 PM |
EFS | $500.00 | 12/15/2012 1:31:49 PM |
toblerone | $25.00 | 12/15/2012 1:33:13 PM |
Astyanax | $35.00 | 12/15/2012 12:47:05 PM |
superb-funds335 | $25.00 | 12/15/2012 1:01:48 PM |
mikeandcat | $53.27 | 12/15/2012 5:52:35 PM |
compassion-twister2 | $100.00 | 12/15/2012 2:07:18 PM |
LittleMingo | $25.00 | 12/16/2012 4:13:20 AM |
roux | $25.00 | 12/15/2012 2:23:08 PM |
platinum-scientist9 | $25.00 | 12/15/2012 2:12:23 PM |
vutah | $45.00 | 12/15/2012 2:36:04 PM |
RGlad | $100.00 | 12/15/2012 2:51:22 PM |
Rogelio48 | $37.00 | 12/15/2012 3:12:56 PM |
five-star-note | $25.00 | 12/15/2012 3:28:06 PM |
Asgardian | $30.00 | 12/16/2012 2:23:05 PM |
Christophe | $25.00 | 12/15/2012 7:08:19 PM |
Fitiwalt7 | $25.00 | 12/16/2012 6:27:12 PM |
thankful-nickel2 | $25.00 | 12/15/2012 8:36:22 PM |
mr_haldane | $25.00 | 12/16/2012 12:47:58 PM |
LendingPimp | $53.00 | 12/16/2012 4:36:02 PM |
transaction-competitor0 | $25.00 | 12/17/2012 10:38:14 AM |
thrilling-point2 | $40.00 | 12/17/2012 9:21:28 AM |
capital-investor8 | $25.00 | 12/17/2012 6:24:32 AM |
affluence-microscope2 | $200.00 | 12/17/2012 5:03:15 PM |
thrilling-fund427 | $50.00 | 12/17/2012 5:07:19 PM |
dunkard13 | $200.00 | 12/17/2012 6:28:23 PM |
radiant-dollar9 | $200.00 | 12/17/2012 5:24:35 PM |
skillful-asset5 | $30.00 | 12/17/2012 8:08:07 PM |
TumbleWeed88 | $25.00 | 12/18/2012 9:03:16 AM |
first-graceful-contract | $25.00 | 12/17/2012 6:47:05 PM |
massuot | $25.00 | 12/18/2012 8:01:04 AM |
Lender3G | $25.00 | 12/18/2012 5:15:20 PM |
integrity-doctor | $100.00 | 12/19/2012 7:55:39 AM |
Soulphoniks-Holdings | $25.00 | 12/19/2012 11:20:04 AM |
investment-wildcat0 | $25.00 | 12/19/2012 7:32:52 PM |
MyPFBlog | $25.00 | 12/21/2012 10:15:03 AM |
Kaj | $25.00 | 12/21/2012 5:07:54 PM |
jmeasn | $25.00 | 12/23/2012 5:52:40 PM |
mad-scientist0 | $50.00 | 12/24/2012 10:40:44 AM |
peso-lyrics7 | $50.00 | 12/24/2012 11:12:30 AM |
kevin314 | $25.00 | 12/24/2012 5:21:44 PM |
AF-Chief | $25.00 | 12/24/2012 11:30:51 AM |
dime-advantage4 | $25.00 | 12/24/2012 6:19:36 PM |
hidavehi | $27.00 | 12/24/2012 8:01:33 PM |
california111 | $25.00 | 12/24/2012 10:35:46 PM |
kindest-credit-bear | $25.00 | 12/24/2012 7:17:44 PM |
helpinghand63 | $25.00 | 12/25/2012 9:33:41 AM |
burrben | $65.00 | 12/26/2012 9:11:22 AM |
power-spartan5 | $25.00 | 12/26/2012 9:22:21 AM |
natural-liberty4 | $200.00 | 12/26/2012 9:49:36 AM |
successful-agreement7 | $100.00 | 12/26/2012 9:23:15 AM |
courteous-justice415 | $25.00 | 12/26/2012 10:25:27 AM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:42 PM |
timbob | $500.00 | 12/26/2012 5:23:16 PM |
ptjg | $60.00 | 12/26/2012 5:37:32 PM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:19:55 PM |
investment-sapling | $50.00 | 12/26/2012 3:57:02 PM |
forceful-note8 | $43.00 | 12/26/2012 6:00:28 PM |
gauss02 | $25.00 | 12/26/2012 6:37:02 PM |
clean-penny059 | $100.00 | 12/27/2012 6:35:44 AM |
Investor_DP | $100.00 | 12/26/2012 7:24:00 PM |
value-fortress3 | $25.00 | 12/26/2012 6:35:06 PM |
auction-eclipse8 | $50.00 | 12/27/2012 9:33:10 AM |
BuzzyBee336 | $65.00 | 12/27/2012 9:12:06 AM |
kingryan | $150.00 | 12/27/2012 10:52:06 AM |
youthful-currency959 | $100.00 | 12/27/2012 9:02:08 AM |
benevolent-asset | $25.00 | 12/27/2012 12:56:21 PM |
zassociate | $200.00 | 12/27/2012 5:12:37 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:14 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:17:18 PM |
treasure-hunter270 | $50.00 | 12/27/2012 1:24:28 PM |
EL_Papin | $25.00 | 12/27/2012 7:09:44 PM |
PrimeFunding | $25.00 | 12/27/2012 5:47:03 PM |
britgsb | $25.00 | 12/27/2012 7:08:31 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:37 PM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:12 AM |
balance-bandit0 | $25.00 | 12/28/2012 9:02:04 AM |
life-is-great | $25.00 | 12/28/2012 6:32:53 AM |
Priusdude | $25.00 | 12/27/2012 7:32:42 PM |
Snoopylover | $25.00 | 12/28/2012 8:34:02 AM |
pierrelasvegas | $25.00 | 12/28/2012 9:29:42 AM |
BankofRon_IRA | $100.00 | 12/28/2012 9:32:28 AM |
principal-laser | $87.87 | 12/28/2012 5:55:32 AM |
ADIDASNO | $25.00 | 12/28/2012 9:13:50 AM |
duty-accomplishment | $25.00 | 12/28/2012 8:57:07 AM |
bbanzai | $25.00 | 12/28/2012 9:04:21 AM |
money-bauble | $100.00 | 12/28/2012 9:12:55 AM |
circuitfive | $25.00 | 12/28/2012 10:22:56 AM |
bewitching-dollar5 | $100.00 | 12/28/2012 10:27:37 AM |
impeccable-ore3 | $25.00 | 12/28/2012 10:12:10 AM |
reordan | $25.00 | 12/28/2012 10:21:18 AM |
unassuming-p2ploan774 | $40.00 | 12/28/2012 9:43:56 AM |
tolerant-truth2 | $40.00 | 12/28/2012 10:01:03 AM |
alexander-hamilton | $200.00 | 12/28/2012 10:10:36 AM |
Searlzy | $25.00 | 12/28/2012 11:00:28 AM |
EnglishGeekInNYC | $25.00 | 12/28/2012 10:20:02 AM |
impressive-loan | $100.00 | 12/28/2012 10:26:55 AM |
On-an-Escapade | $25.00 | 12/28/2012 10:27:37 AM |
DasMula | $25.00 | 12/15/2012 12:04:49 PM |
bazaar-tulip | $25.00 | 12/15/2012 12:08:23 PM |
WalnutCreekguy | $50.00 | 12/15/2012 1:04:46 PM |
zipemdown | $25.00 | 12/15/2012 12:43:08 PM |
Wrats6 | $25.00 | 12/15/2012 12:12:30 PM |
entertaining-rate9 | $25.00 | 12/15/2012 12:29:41 PM |
Tscheddar | $25.00 | 12/15/2012 1:49:31 PM |
return-point2 | $100.00 | 12/15/2012 12:38:25 PM |
finder61 | $25.00 | 12/15/2012 12:40:16 PM |
Skynxhunt | $25.00 | 12/15/2012 2:07:01 PM |
octoberfresh | $25.00 | 12/15/2012 12:58:31 PM |
valiant-return584 | $50.00 | 12/15/2012 1:00:49 PM |
kind-credit-bear | $100.00 | 12/15/2012 1:03:27 PM |
Dubbs360 | $50.00 | 12/15/2012 1:20:21 PM |
USMC0311 | $25.00 | 12/16/2012 8:06:42 AM |
reaction18 | $50.00 | 12/15/2012 2:36:20 PM |
FinDoc | $25.00 | 12/16/2012 7:34:52 AM |
Hedge-Fund | $50.00 | 12/16/2012 7:50:27 AM |
orange-preeminant-bill | $75.00 | 12/16/2012 9:34:12 AM |
janeybooboo | $75.00 | 12/15/2012 2:24:26 PM |
Charlie010 | $25.00 | 12/15/2012 2:45:30 PM |
commerce-venture1 | $25.00 | 12/17/2012 5:59:49 AM |
bid-starfish | $25.00 | 12/17/2012 7:56:26 AM |
312-Lender | $50.00 | 12/17/2012 11:34:39 AM |
HikeMoab | $25.00 | 12/17/2012 12:14:30 PM |
simplelender80 | $500.00 | 12/17/2012 5:40:38 PM |
Rockymtnhi | $50.00 | 12/18/2012 10:40:52 AM |
djmikmik | $100.00 | 12/18/2012 7:28:37 PM |
entertaining-revenue4 | $50.00 | 12/19/2012 10:02:23 AM |
profitable-fairness1 | $75.00 | 12/19/2012 12:44:05 PM |
purposeful-durability8 | $100.00 | 12/20/2012 5:35:19 PM |
rmkrish555 | $25.00 | 12/20/2012 5:14:54 PM |
Goat-herder | $25.00 | 12/20/2012 5:35:52 PM |
Roux1 | $25.00 | 12/21/2012 10:25:01 AM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:01 PM |
a-helping-hand | $125.00 | 12/22/2012 5:23:47 PM |
justreturns | $25.00 | 12/24/2012 10:26:38 AM |
drcoop | $25.00 | 12/24/2012 9:41:08 AM |
aggresive-compassion612 | $25.00 | 12/24/2012 6:06:08 PM |
tech310 | $50.00 | 12/25/2012 9:11:06 AM |
PaulW | $25.00 | 12/25/2012 6:13:38 AM |
quest0 | $50.00 | 12/25/2012 8:47:38 AM |
nex | $25.00 | 12/25/2012 11:00:48 AM |
wise-honorable-rate | $25.00 | 12/26/2012 7:01:02 AM |
nodebtin3 | $25.00 | 12/25/2012 5:17:46 PM |
Cheburashka | $30.00 | 12/26/2012 10:38:24 AM |
tolerant-responsibility051 | $2,500.00 | 12/26/2012 9:51:49 AM |
enriching-trade2 | $25.00 | 12/26/2012 11:27:20 AM |
receptive-affluence035 | $25.00 | 12/26/2012 12:02:06 PM |
otto3investments | $25.00 | 12/26/2012 1:42:54 PM |
Rogesparkguy | $25.00 | 12/26/2012 4:33:44 PM |
oxnard | $100.00 | 12/26/2012 4:54:25 PM |
yield-voyager8 | $25.00 | 12/26/2012 11:01:45 AM |
likeable-money4 | $25.00 | 12/26/2012 2:43:28 PM |
supersarah61 | $25.00 | 12/26/2012 4:47:42 PM |
ekmendenhall | $50.00 | 12/26/2012 5:27:15 PM |
the-magnetic-transaction | $36.00 | 12/26/2012 5:02:59 PM |
mercuriant | $25.00 | 12/26/2012 6:22:10 PM |
newest-phenomenal-dinero | $50.00 | 12/26/2012 10:08:41 PM |
cvlender | $25.00 | 12/26/2012 6:15:42 PM |
friendinmoney | $33.30 | 12/27/2012 9:33:09 AM |
appetizing-velocity4 | $25.00 | 12/27/2012 10:07:08 AM |
global-invest-group | $25.00 | 12/27/2012 10:09:39 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:32 PM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:47 PM |
organic-truth9 | $52.83 | 12/27/2012 6:50:45 PM |
order-prospector | $25.00 | 12/27/2012 6:12:04 PM |
Occhy | $25.00 | 12/28/2012 8:09:35 AM |
SweetSerenityInvest | $25.00 | 12/28/2012 8:16:05 AM |
overflowinglife | $37.00 | 12/27/2012 7:21:57 PM |
Desa_Miwu | $25.00 | 12/28/2012 7:28:25 AM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:44 PM |
vigorous-velocity | $45.00 | 12/28/2012 9:22:06 AM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:02 PM |
crown-year | $2,000.00 | 12/28/2012 6:58:36 AM |
cash-kin7 | $25.00 | 12/28/2012 9:45:33 AM |
velocity-warrior | $25.00 | 12/28/2012 9:47:47 AM |
bold-sunny-generosity | $25.00 | 12/28/2012 9:52:17 AM |
oracle3 | $50.00 | 12/28/2012 9:09:35 AM |
brightest-community-atmosphere | $25.00 | 12/28/2012 10:15:28 AM |
chrisb1414 | $25.00 | 12/28/2012 10:48:50 AM |
cash-boots7 | $100.00 | 12/28/2012 9:38:41 AM |
moola-accelerator6 | $35.00 | 12/28/2012 9:54:01 AM |
proper-exchange8 | $50.00 | 12/28/2012 10:45:41 AM |
slowgains | $25.00 | 12/28/2012 10:56:54 AM |
dariop | $25.01 | 12/28/2012 10:30:48 AM |
repayment-walnut2 | $25.00 | 12/28/2012 10:41:22 AM |
rockhound84 | $27.00 | 12/28/2012 10:43:21 AM |
listing-trapper3 | $30.00 | 12/28/2012 10:44:10 AM |
195 Investments
|
Borrower Payment Dependent Notes Series
687151
This series of Notes was issued and sold upon the funding of the borrower loan #79987, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Dec-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 9.00% |
Borrower rate/APR:
| 10.00% / 12.22% |
Monthly payment:
| $350.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.86% | | |
| |
Estimated return*:
| 7.62% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 28y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,369 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| steady-p2p10 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Baby &amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp; Adoption
Purpose of loan:
This loan will be used to help finance an adoption.
My financial situation:
I am a good candidate for this loan because I have excellent credit and pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Index_Plus | $4,000.00 | 12/28/2012 3:45:23 PM |
Zolton | $300.00 | 12/19/2012 9:27:50 AM |
DonaldColorado | $50.00 | 12/19/2012 9:18:16 AM |
HereToHelp305 | $250.00 | 12/19/2012 4:30:25 PM |
riskreward | $250.00 | 12/19/2012 9:56:16 AM |
neighborly-hope6 | $90.00 | 12/19/2012 5:41:10 PM |
ready-interest9 | $25.00 | 12/19/2012 10:28:55 AM |
DreisersFinancier | $50.00 | 12/19/2012 10:55:06 AM |
indomitable-coin | $25.00 | 12/19/2012 5:06:01 PM |
logical-principal8 | $50.00 | 12/19/2012 5:18:00 PM |
compassion-twister2 | $25.00 | 12/19/2012 6:47:07 PM |
DDPrime | $50.00 | 12/19/2012 5:25:45 PM |
supersarah61 | $25.00 | 12/19/2012 5:26:13 PM |
djs81 | $75.00 | 12/19/2012 5:01:52 PM |
first-credit-meridian | $25.00 | 12/22/2012 1:52:43 PM |
cerebral-dollar773 | $50.00 | 12/22/2012 6:04:12 PM |
ucantbeetit | $25.00 | 12/23/2012 12:23:42 PM |
profitable-benefit952 | $100.00 | 12/24/2012 5:48:08 AM |
california111 | $25.00 | 12/23/2012 4:42:34 PM |
compoundinterest | $25.00 | 12/24/2012 10:19:36 AM |
springpanda | $50.00 | 12/24/2012 2:25:18 PM |
johngaltline | $25.00 | 12/25/2012 9:56:20 AM |
octoberfresh | $25.00 | 12/25/2012 6:20:00 PM |
syrepsorp | $30.00 | 12/26/2012 9:19:01 AM |
Aimvest | $25.00 | 12/26/2012 10:05:08 AM |
kalamari | $30.00 | 12/26/2012 9:33:47 AM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:46 PM |
likeable-money4 | $25.00 | 12/26/2012 2:40:35 PM |
AmericanCredit | $100.00 | 12/26/2012 10:35:32 AM |
otto3investments | $25.00 | 12/26/2012 2:09:03 PM |
timbob | $500.00 | 12/26/2012 5:22:33 PM |
silvercertificate | $25.00 | 12/27/2012 9:58:49 AM |
nuclearmoose | $50.00 | 12/27/2012 7:06:00 PM |
Desa_Miwu | $50.00 | 12/28/2012 7:27:17 AM |
astute-benjamins | $25.00 | 12/28/2012 8:12:50 AM |
consummate-liberty8 | $25.00 | 12/28/2012 6:22:48 AM |
community-seahorse0 | $25.00 | 12/28/2012 6:06:33 PM |
p1k4blu | $25.00 | 12/28/2012 5:29:37 PM |
wealth-scout124 | $50.00 | 12/28/2012 6:23:30 PM |
Theofficer_roth_ira | $93.20 | 12/28/2012 7:50:41 PM |
gigabit | $50.00 | 12/28/2012 5:33:40 PM |
abundant-peace196 | $25.00 | 12/28/2012 6:54:29 PM |
well-rounded-benjamins | $25.00 | 12/28/2012 5:49:45 PM |
euro-grove4 | $25.00 | 12/28/2012 5:56:17 PM |
bold-worth-wrangler | $25.00 | 12/28/2012 9:01:20 PM |
blue-dollar-viking | $75.00 | 12/29/2012 8:52:10 AM |
well-rounded-investment | $27.61 | 12/28/2012 9:48:30 PM |
Actuary | $25.00 | 12/29/2012 10:23:26 AM |
bankojerry | $25.00 | 12/28/2012 7:03:46 PM |
burrben | $50.00 | 12/28/2012 7:33:36 PM |
income-buffalo1 | $50.00 | 12/29/2012 9:04:44 AM |
availableloan | $25.00 | 12/29/2012 10:20:49 AM |
emphatic-gold584 | $100.00 | 12/28/2012 9:35:51 PM |
totoro | $25.00 | 12/29/2012 12:37:04 PM |
advantage724 | $35.00 | 12/29/2012 12:38:03 PM |
meux99 | $25.00 | 12/29/2012 12:45:28 PM |
awwaww | $25.00 | 12/29/2012 12:46:35 PM |
vivacious-truth3 | $25.00 | 12/29/2012 12:28:05 PM |
cmw65 | $25.00 | 12/29/2012 12:37:44 PM |
thezfunk | $25.00 | 12/29/2012 12:43:25 PM |
keen-credit6 | $25.50 | 12/29/2012 11:09:20 AM |
sjlender | $100.00 | 12/29/2012 1:22:05 PM |
robust-contract7 | $25.00 | 12/29/2012 1:31:10 PM |
diversification-surge | $25.00 | 12/29/2012 1:03:53 PM |
SkynxhuntIRA | $25.00 | 12/29/2012 1:48:19 PM |
truth-explorer | $25.00 | 12/29/2012 1:23:18 PM |
Nopa | $25.00 | 12/29/2012 12:47:23 PM |
minista | $25.00 | 12/29/2012 1:17:31 PM |
riskadverse44 | $25.00 | 12/29/2012 2:09:27 PM |
dinero-chuckler5 | $25.00 | 12/29/2012 8:02:15 PM |
auctionator1 | $25.00 | 12/29/2012 2:59:43 PM |
donp79 | $25.00 | 12/29/2012 3:54:58 PM |
Solid-Platinum | $30.00 | 12/29/2012 2:54:25 PM |
ryancooper | $25.00 | 12/29/2012 3:06:45 PM |
mrfixerupper | $25.00 | 12/29/2012 3:29:30 PM |
bill-tent1 | $50.00 | 12/19/2012 9:48:18 AM |
marketplace-singularity3 | $50.00 | 12/19/2012 9:51:06 AM |
silver-plato | $75.00 | 12/19/2012 9:57:28 AM |
Sagamore | $125.00 | 12/19/2012 10:13:16 AM |
corndog4000 | $55.00 | 12/19/2012 10:38:34 AM |
HikeMoab | $50.00 | 12/19/2012 10:51:48 AM |
green-trade-dolphin2 | $31.02 | 12/19/2012 9:02:12 AM |
best-bonafide-p2p | $50.00 | 12/19/2012 9:11:11 AM |
Dollars4Rent | $50.00 | 12/19/2012 9:12:38 AM |
bazaar-tulip | $25.00 | 12/19/2012 9:15:17 AM |
auction-eclipse8 | $50.00 | 12/19/2012 5:23:29 PM |
CreditBuilder2 | $25.01 | 12/19/2012 10:54:48 AM |
blot44 | $25.00 | 12/19/2012 5:28:39 PM |
logical-reward8 | $25.00 | 12/19/2012 6:06:34 PM |
loot-prescription3 | $25.00 | 12/19/2012 5:06:26 PM |
cardminger | $25.00 | 12/19/2012 5:01:54 PM |
ForMyFamily | $50.00 | 12/19/2012 6:19:57 PM |
the-magnificent-loan | $200.00 | 12/20/2012 5:42:58 PM |
commitment-orca7 | $100.00 | 12/21/2012 9:57:44 AM |
fearless-wampum2 | $25.00 | 12/21/2012 6:23:03 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:46 PM |
nodebtin3 | $25.00 | 12/23/2012 1:28:19 PM |
elasermd | $100.00 | 12/24/2012 10:26:53 AM |
Rivervale_Westwood | $25.00 | 12/26/2012 9:18:50 AM |
Arvicco | $361.00 | 12/26/2012 9:56:33 AM |
top-inspired-felicity | $25.00 | 12/26/2012 10:06:22 AM |
value-pouch | $50.00 | 12/26/2012 11:22:58 AM |
Investoman | $25.00 | 12/26/2012 10:17:11 AM |
determined-bill5 | $100.00 | 12/26/2012 4:41:23 PM |
jcornehlsen | $25.00 | 12/26/2012 11:06:55 AM |
american6 | $50.00 | 12/26/2012 5:18:59 PM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:45 AM |
best-camaraderi-sniffer | $50.00 | 12/27/2012 10:58:58 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:43 PM |
AFairDeal | $25.00 | 12/27/2012 5:21:25 PM |
dggusmc | $25.00 | 12/27/2012 5:32:49 PM |
Errylend | $50.00 | 12/27/2012 9:16:29 PM |
zassociate | $200.00 | 12/28/2012 9:21:34 AM |
crown-year | $2,000.00 | 12/28/2012 6:50:10 AM |
Castellan | $50.00 | 12/28/2012 10:13:52 AM |
magical-credit523 | $25.00 | 12/28/2012 9:28:43 AM |
kinetic-platinum1 | $100.00 | 12/28/2012 10:16:22 AM |
sympathetic-funds818 | $25.00 | 12/28/2012 11:14:11 AM |
affluence-birdie7 | $30.00 | 12/28/2012 1:59:26 PM |
Zeenos | $25.00 | 12/28/2012 11:11:17 AM |
MJDAE | $50.00 | 12/28/2012 5:47:12 PM |
ThomasC | $50.00 | 12/28/2012 5:23:41 PM |
thorough-marketplace441 | $32.47 | 12/28/2012 6:10:13 PM |
panegryst | $50.00 | 12/28/2012 9:31:10 PM |
-PJC- | $25.00 | 12/28/2012 6:40:26 PM |
Senechal | $25.00 | 12/28/2012 6:54:45 PM |
hitsman | $50.00 | 12/28/2012 6:56:21 PM |
newest-dignified-leverage | $75.00 | 12/29/2012 5:52:46 AM |
BocaYogi50 | $25.00 | 12/29/2012 6:39:22 AM |
SecondChanceLendingSERV | $33.71 | 12/29/2012 9:06:21 AM |
stable-durability122 | $25.00 | 12/29/2012 9:35:16 AM |
mcgillis99 | $30.00 | 12/29/2012 10:48:11 AM |
treasure-serrano729 | $39.27 | 12/29/2012 8:03:08 AM |
jdtv | $25.00 | 12/28/2012 8:53:17 PM |
Howaboutsomemoney | $26.68 | 12/28/2012 10:06:17 PM |
social-elevator | $100.00 | 12/29/2012 9:18:28 AM |
Mookouw | $25.00 | 12/29/2012 1:09:59 PM |
Tradesmanlender | $25.00 | 12/29/2012 1:10:14 PM |
The_Lending_Expert | $25.00 | 12/29/2012 10:26:36 AM |
worth-web5 | $50.00 | 12/29/2012 1:19:56 PM |
gallant-economy9 | $50.00 | 12/29/2012 12:49:40 PM |
Cheburashka | $30.00 | 12/29/2012 12:10:49 PM |
britgsb | $50.00 | 12/29/2012 1:11:29 PM |
Skynxhunt | $25.00 | 12/29/2012 1:50:33 PM |
skuba | $50.00 | 12/29/2012 12:33:48 PM |
dharma1 | $25.00 | 12/29/2012 1:40:59 PM |
dedicated-diversification5 | $125.00 | 12/29/2012 12:55:13 PM |
johannesfactotum | $30.00 | 12/29/2012 12:56:12 PM |
piperdrsmith | $30.00 | 12/29/2012 3:56:14 PM |
jonesboyz | $25.00 | 12/29/2012 1:19:32 PM |
Cai8899 | $25.00 | 12/29/2012 2:20:00 PM |
Tropics | $25.00 | 12/29/2012 1:25:24 PM |
mountain_slope | $50.00 | 12/29/2012 1:27:21 PM |
usd1027 | $25.00 | 12/29/2012 3:18:06 PM |
JeffGeorge | $400.00 | 12/29/2012 8:00:52 PM |
first-favorite-bonus9 | $25.00 | 12/29/2012 1:57:54 PM |
belief-integrity | $1,918.53 | 12/29/2012 9:33:06 PM |
bowdish1 | $66.00 | 12/29/2012 2:23:20 PM |
velocity-solo | $25.00 | 12/29/2012 2:24:24 PM |
Saab93 | $25.00 | 12/29/2012 5:50:46 PM |
best-bonafide-p2p | $50.00 | 12/29/2012 6:12:36 PM |
161 Investments
|
Borrower Payment Dependent Notes Series
687217
This series of Notes was issued and sold upon the funding of the borrower loan #80057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,491.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-14-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $285.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,862 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| No | | |
Screen name:
| ThatCigarLady |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
My husband and I are small-business owners and with 5 kids (ages 6yrs to 15yrs), all of whom are very active and in sports, doctors and dentists get expensive. Being self-employed makes insurance expensive (especially with a husband who has diabetes) and high deductibles are even more so. We have a small line of credit with a medical credit company, but their interest rate is much higher than we would like to pay. Plus we believe in individuals benefiting from helping others. We do not want to use it unless we have an emergency.
We have two teens- a 13yo girl and a 15 (going on 21)yr old boy. The younger boys (ages 6,8, and 9) were definitely not born to be in ballet (think far from graceful!) I think we need a frequent flyer card for as much time as we have spent in the ER with various breaks, sprains, and stitches. Or at least a wing of the ER dedicated to us... Anyway, the younger 3 boys will all need some dental work coming up and our daughter's braces still have another year or so to go. My husband needs to have his physical with labwork to ensure his condition is being managed properly, which isn't covered under insurance. We would like to take care of all of their things at once rather than wait until we have the cash in hand, which sometimes means it needs to wait when you're self-employed.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
zipemdown | $25.00 | 12/14/2012 6:17:13 PM |
zorg77 | $100.00 | 12/14/2012 5:36:05 PM |
valiant-return584 | $50.00 | 12/14/2012 5:47:22 PM |
Edakers | $25.00 | 12/14/2012 6:52:17 PM |
return-point2 | $100.00 | 12/17/2012 5:20:01 PM |
WalnutCreekguy | $50.00 | 12/18/2012 9:14:18 AM |
credit-adventurer313 | $25.00 | 12/19/2012 2:04:38 PM |
truth-companion | $25.00 | 12/26/2012 9:15:23 AM |
timbob | $500.00 | 12/26/2012 5:24:15 PM |
stepatatime-together | $100.00 | 12/26/2012 6:15:02 PM |
rate-hawk | $25.00 | 12/27/2012 1:34:51 PM |
Foggy | $25.00 | 12/28/2012 9:58:18 AM |
RoZu_Lending | $100.00 | 12/28/2012 9:46:05 AM |
tolerant-responsibility051 | $1,271.00 | 12/28/2012 12:32:13 PM |
RoyFauntleroy | $50.00 | 12/28/2012 1:03:23 PM |
likeable-hope | $25.00 | 12/28/2012 2:23:12 PM |
supersarah61 | $25.00 | 12/28/2012 4:00:38 PM |
Cash4U2also | $50.00 | 12/28/2012 4:58:46 PM |
Index_Plus | $5,000.00 | 12/28/2012 12:30:52 PM |
DreisersFinancier | $50.00 | 12/14/2012 5:47:06 PM |
zorg77 | $25.00 | 12/14/2012 5:36:38 PM |
kind-lovely-marketplace | $50.00 | 12/15/2012 11:06:38 AM |
thrilling-fund427 | $50.00 | 12/15/2012 10:56:14 AM |
Skynxhunt | $25.00 | 12/15/2012 2:06:44 PM |
HereToHelp305 | $50.00 | 12/19/2012 4:52:34 PM |
Roux1 | $25.00 | 12/22/2012 12:33:59 PM |
Mucman72 | $25.00 | 12/23/2012 2:41:59 AM |
kenji4861 | $25.00 | 12/24/2012 10:13:21 AM |
helpinghand63 | $25.00 | 12/25/2012 9:33:30 AM |
california111 | $25.00 | 12/25/2012 9:06:22 PM |
benjamins-worker5 | $30.00 | 12/27/2012 7:27:26 PM |
order-prospector | $25.00 | 12/27/2012 6:12:00 PM |
ethical-truth211 | $300.00 | 12/28/2012 10:09:31 AM |
incbx | $100.00 | 12/28/2012 3:22:42 PM |
Imaginos1892 | $40.00 | 12/28/2012 4:10:37 PM |
Leshan | $50.00 | 12/28/2012 3:31:31 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
687271
This series of Notes was issued and sold upon the funding of the borrower loan #79650, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 6m |
Amount delinquent:
| $7,627 |
Total credit lines:
| 19 |
Occupation: | Investor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,377 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| No | | |
Screen name:
| proper-truth43 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Ivestment
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1700
Monthly expenses: $550
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $50.00 | 12/14/2012 5:37:55 PM |
worthy-bid8 | $100.00 | 12/14/2012 5:22:17 PM |
paytonbrigadier | $214.00 | 12/27/2012 2:33:47 PM |
benjamins-worker5 | $25.00 | 12/27/2012 7:18:41 PM |
javelin256 | $25.00 | 12/28/2012 9:04:11 AM |
elegant-hope578 | $50.00 | 12/28/2012 9:13:23 AM |
rmkrish55 | $25.00 | 12/28/2012 8:50:10 AM |
svandgts | $25.00 | 12/28/2012 9:30:52 AM |
the-laudable-peso | $40.00 | 12/28/2012 9:16:37 AM |
heart514 | $25.00 | 12/28/2012 10:22:05 AM |
perls | $100.00 | 12/28/2012 9:41:36 AM |
the-credit-maker | $100.00 | 12/28/2012 10:56:08 AM |
reward-adventure | $50.00 | 12/28/2012 10:22:47 AM |
kevlar | $25.00 | 12/28/2012 11:21:52 AM |
Happyhourcomics | $25.00 | 12/28/2012 2:18:35 PM |
gatsby2525 | $25.00 | 12/28/2012 2:20:07 PM |
UstedEsElHombre | $100.00 | 12/28/2012 11:18:10 AM |
spirited-worth335 | $29.00 | 12/28/2012 2:35:14 PM |
deal-hickory5 | $100.00 | 12/17/2012 10:21:32 AM |
diplomatic-wealth7 | $25.00 | 12/18/2012 6:08:43 PM |
Weaverville | $25.00 | 12/21/2012 6:06:18 PM |
nex | $25.00 | 12/24/2012 6:49:11 PM |
mrxtravis | $25.00 | 12/24/2012 6:59:14 PM |
natural-liberty4 | $165.00 | 12/26/2012 9:49:57 AM |
businessbroker101 | $50.00 | 12/26/2012 10:12:54 AM |
rmkrish555 | $25.00 | 12/27/2012 3:22:08 PM |
flexible-basis345 | $25.00 | 12/27/2012 10:17:39 AM |
spark548 | $72.00 | 12/28/2012 9:16:19 AM |
dedicated-transaction796 | $25.00 | 12/28/2012 10:05:32 AM |
phil172 | $25.00 | 12/28/2012 10:08:16 AM |
RoZu_Lending | $100.00 | 12/28/2012 9:46:05 AM |
fortytwo | $100.00 | 12/28/2012 10:40:52 AM |
principal-cooker2 | $50.00 | 12/28/2012 9:35:05 AM |
silver-enlightenment0 | $25.00 | 12/28/2012 10:34:10 AM |
cash-reaction2 | $25.00 | 12/28/2012 10:56:28 AM |
incbx | $80.00 | 12/28/2012 3:22:42 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
687307
This series of Notes was issued and sold upon the funding of the borrower loan #79976, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $335.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
2 | Length of status: | 6y 3m |
Amount delinquent:
| $40 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,063 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| goal-silver6 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: To begin a small farm operation
This loan will be used to pay off any existing loans to one payment.
My financial situation: good and Improving
I am a good candidate for this loan because...I pay my loan payments on time and sometimes ahead of schedule and over my minimum amounts. I will not do anything to hurt my credit score.
Monthly net income: $2800
Monthly expenses: $1600
Housing: $750
Insurance: $200
Car expenses: $250
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 12/14/2012 5:19:46 PM |
Sagamore | $50.00 | 12/14/2012 5:57:50 PM |
zipemdown | $25.00 | 12/14/2012 6:17:15 PM |
Edakers | $25.00 | 12/14/2012 6:52:18 PM |
transaction-seahorse0 | $25.00 | 12/15/2012 11:26:03 AM |
riskreward | $250.00 | 12/15/2012 11:27:10 AM |
a-finance-nirvana | $25.00 | 12/17/2012 5:06:58 PM |
dunkard13 | $200.00 | 12/17/2012 6:28:22 PM |
palu2619 | $25.00 | 12/18/2012 5:32:08 PM |
Kaj | $25.00 | 12/21/2012 9:23:30 AM |
diversification-collider5 | $25.00 | 12/21/2012 5:17:17 PM |
formula842 | $25.00 | 12/22/2012 4:55:51 AM |
qsolo | $50.00 | 12/22/2012 1:06:00 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:53 PM |
aggresive-compassion612 | $25.00 | 12/23/2012 12:42:31 PM |
bonus-apricot366 | $25.00 | 12/23/2012 2:43:33 PM |
lionheart722 | $25.00 | 12/24/2012 9:03:26 AM |
green28 | $100.00 | 12/24/2012 9:34:49 AM |
nodebtin3 | $25.00 | 12/24/2012 10:01:57 AM |
enriching-trade2 | $30.00 | 12/24/2012 10:44:52 AM |
benjamins-wasp | $50.00 | 12/24/2012 11:22:29 AM |
selector568 | $169.00 | 12/24/2012 7:08:11 PM |
trenttucker32 | $25.00 | 12/25/2012 6:14:33 AM |
auction-eclipse8 | $50.00 | 12/25/2012 10:14:46 AM |
j2ee | $50.00 | 12/26/2012 9:11:31 AM |
Thunderswan | $100.00 | 12/26/2012 9:52:22 AM |
openness-zenith6 | $50.00 | 12/26/2012 9:26:06 AM |
bohsandos | $25.00 | 12/26/2012 6:30:15 AM |
Cheburashka | $30.00 | 12/26/2012 10:38:21 AM |
natural-liberty4 | $200.00 | 12/26/2012 9:49:34 AM |
green-principal-maniac | $50.00 | 12/26/2012 9:08:36 AM |
successful-agreement7 | $100.00 | 12/26/2012 9:23:13 AM |
value-pouch | $25.00 | 12/26/2012 11:29:36 AM |
worthy-bid8 | $400.00 | 12/26/2012 11:35:37 AM |
investment-sapling | $50.00 | 12/26/2012 3:56:59 PM |
likeable-money4 | $25.00 | 12/26/2012 2:43:26 PM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:19:53 PM |
principal-cooker2 | $50.00 | 12/26/2012 5:29:25 PM |
pierrelasvegas | $25.00 | 12/26/2012 5:14:34 PM |
silver-enlightenment0 | $25.00 | 12/26/2012 6:05:37 PM |
first-class-wampum | $25.00 | 12/26/2012 7:23:42 PM |
compassionate-dime0 | $41.00 | 12/26/2012 5:48:01 PM |
youthful-currency959 | $100.00 | 12/27/2012 9:02:06 AM |
JC_12 | $50.00 | 12/27/2012 7:14:55 AM |
djh47a | $50.00 | 12/27/2012 9:23:39 AM |
Atranes | $100.00 | 12/27/2012 10:31:18 AM |
SamyFromRI | $25.00 | 12/27/2012 8:50:02 AM |
velocity-solo | $25.00 | 12/27/2012 9:00:41 AM |
thorough-income854 | $25.00 | 12/27/2012 1:45:23 PM |
InspireLife | $25.00 | 12/27/2012 1:54:07 PM |
wealth-grasshopper0 | $43.00 | 12/27/2012 9:27:11 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:30 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:17:16 PM |
panga68 | $25.00 | 12/27/2012 12:45:12 PM |
order-prospector | $25.00 | 12/27/2012 6:12:00 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:12 PM |
hitsman | $50.00 | 12/27/2012 6:18:29 PM |
sgt-schultz | $25.00 | 12/28/2012 3:40:24 AM |
best-commerce-leader | $32.92 | 12/28/2012 3:45:12 AM |
wowlender | $25.00 | 12/27/2012 7:02:11 PM |
britgsb | $25.00 | 12/27/2012 7:08:31 PM |
B2152 | $25.00 | 12/28/2012 4:56:29 AM |
gustavholstopus32 | $25.00 | 12/28/2012 5:15:54 AM |
Munnie | $25.00 | 12/28/2012 6:09:02 AM |
koolhandwv | $82.35 | 12/28/2012 6:13:47 AM |
compatible-deal9 | $25.00 | 12/27/2012 5:39:37 PM |
RubyMartin | $25.00 | 12/27/2012 9:28:52 PM |
mindful-exchange2 | $25.00 | 12/28/2012 5:24:48 AM |
gain-expert | $25.00 | 12/27/2012 7:05:57 PM |
historic-value7 | $100.00 | 12/27/2012 9:14:33 PM |
gothampark | $25.00 | 12/28/2012 6:17:24 AM |
life-is-great | $19.96 | 12/28/2012 6:32:45 AM |
economy-coup | $100.00 | 12/22/2012 12:33:12 AM |
Index_Plus | $1,500.00 | 12/27/2012 11:47:49 AM |
pennybypenny | $25.00 | 12/27/2012 5:23:28 PM |
valiant-return584 | $50.00 | 12/14/2012 5:47:24 PM |
vivid-p2ploan1 | $25.00 | 12/14/2012 5:25:53 PM |
wildanne | $50.00 | 12/14/2012 5:51:00 PM |
toblerone | $25.00 | 12/14/2012 6:11:13 PM |
affluence-microscope2 | $200.00 | 12/15/2012 10:48:25 AM |
BostonCapital | $100.00 | 12/15/2012 12:15:33 PM |
radiant-dollar9 | $185.00 | 12/15/2012 11:18:50 AM |
Skynxhunt | $25.00 | 12/15/2012 2:06:46 PM |
nickel-ferret | $25.00 | 12/17/2012 9:39:44 AM |
return-point2 | $100.00 | 12/17/2012 5:20:01 PM |
LuvToLend | $25.00 | 12/17/2012 6:00:53 PM |
Tscheddar | $25.00 | 12/17/2012 11:10:38 AM |
platinum-scientist9 | $25.00 | 12/17/2012 6:38:28 PM |
WalnutCreekguy | $50.00 | 12/18/2012 9:14:18 AM |
HereToHelp305 | $150.00 | 12/19/2012 4:50:44 PM |
california111 | $50.00 | 12/22/2012 10:26:30 AM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:03 PM |
TumbleWeed88 | $25.00 | 12/24/2012 6:42:50 PM |
helpinghand63 | $25.00 | 12/25/2012 9:33:31 AM |
jebber007 | $50.00 | 12/25/2012 3:15:37 PM |
HoosierDaddie | $37.00 | 12/26/2012 9:12:40 AM |
richboy56 | $25.00 | 12/26/2012 9:22:40 AM |
courteous-justice415 | $25.00 | 12/26/2012 10:25:25 AM |
wise-virtuous-vigilance | $100.00 | 12/26/2012 9:34:04 AM |
capital-web7 | $25.00 | 12/26/2012 12:54:44 PM |
otto3investments | $25.00 | 12/26/2012 1:48:40 PM |
supersarah61 | $25.00 | 12/26/2012 4:47:41 PM |
monster4 | $25.00 | 12/26/2012 5:08:07 PM |
Cai8899 | $25.00 | 12/26/2012 10:57:34 AM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:41 PM |
timbob | $500.00 | 12/26/2012 5:23:12 PM |
RocketSurgeon | $25.00 | 12/26/2012 6:50:03 PM |
healthy-worth5 | $25.00 | 12/27/2012 12:46:53 PM |
DLUVLY1 | $25.00 | 12/27/2012 9:03:11 AM |
wishihadmore | $35.00 | 12/27/2012 1:29:41 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:08 PM |
point-hunter4 | $25.00 | 12/27/2012 1:04:25 PM |
zassociate | $200.00 | 12/27/2012 5:12:36 PM |
currency-bumblebee487 | $25.00 | 12/27/2012 4:38:49 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:34 PM |
Odyssey77 | $25.00 | 12/27/2012 5:50:06 PM |
Q9-X3 | $50.00 | 12/27/2012 6:50:17 PM |
Comoparklender | $25.00 | 12/27/2012 7:07:58 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:56 PM |
myduck | $30.00 | 12/27/2012 6:14:11 PM |
Leshan | $50.00 | 12/27/2012 6:30:19 PM |
pug90000 | $34.77 | 12/28/2012 4:05:19 AM |
ResQDoc | $25.00 | 12/27/2012 8:34:05 PM |
engbusres | $30.00 | 12/27/2012 8:39:27 PM |
Joyflyer | $50.00 | 12/28/2012 3:51:06 AM |
grafikpro | $25.00 | 12/28/2012 6:15:42 AM |
pfh | $25.00 | 12/28/2012 6:16:12 AM |
Priusdude | $25.00 | 12/27/2012 7:32:36 PM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:46 PM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:00 PM |
dojo770 | $40.00 | 12/27/2012 10:49:56 PM |
payout-thinker7 | $25.00 | 12/28/2012 5:30:39 AM |
BankOfBastiat | $260.00 | 12/28/2012 6:00:15 AM |
133 Investments
|
Borrower Payment Dependent Notes Series
687411
This series of Notes was issued and sold upon the funding of the borrower loan #80129, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-30-2012 |
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $439.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| healthy-platinum991 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: To expand the company
This loan will be used to campaign, brand and promote my company
My financial situation: all my bills are paud on time and debt to ratio is way lower then the average
I am a good candidate for this loan because I always repay on time and will utilize the money to obtain key factors needed to futher the sucess of my business
Monthly net income: $4770
Monthly expenses: $1780
Housing: $280
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $60
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $290
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vivid-p2ploan1 | $25.00 | 12/17/2012 9:43:31 AM |
valiant-return584 | $50.00 | 12/17/2012 10:06:27 AM |
DreisersFinancier | $50.00 | 12/17/2012 10:05:58 AM |
Interest2thePeople | $100.00 | 12/17/2012 5:03:33 PM |
octoberfresh | $25.00 | 12/17/2012 6:33:31 PM |
zorg77 | $100.00 | 12/18/2012 11:28:37 AM |
paxnj | $25.00 | 12/18/2012 6:01:39 PM |
return-point2 | $100.00 | 12/19/2012 5:24:32 PM |
kenji4861 | $25.00 | 12/19/2012 5:55:47 PM |
rmkrish555 | $25.00 | 12/20/2012 5:14:58 PM |
simplelender80 | $100.00 | 12/25/2012 11:04:05 AM |
tech310 | $50.00 | 12/26/2012 11:19:33 AM |
successful-agreement7 | $65.00 | 12/26/2012 9:23:26 AM |
SBT | $25.00 | 12/26/2012 11:14:25 AM |
Elefunt | $25.00 | 12/26/2012 6:26:51 PM |
stepatatime-together | $100.00 | 12/26/2012 6:15:06 PM |
aggresive-nickel2 | $25.00 | 12/27/2012 10:01:26 AM |
benjamins-worker5 | $30.00 | 12/27/2012 7:27:28 PM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:45 PM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:51 PM |
order-prospector | $25.00 | 12/27/2012 6:12:09 PM |
mikbos | $25.00 | 12/28/2012 9:34:20 AM |
Priusdude | $25.00 | 12/28/2012 9:37:17 AM |
RoZu_Lending | $100.00 | 12/28/2012 9:46:14 AM |
pound-mushroom3 | $25.00 | 12/28/2012 9:25:24 AM |
kegs | $250.00 | 12/28/2012 11:21:07 AM |
money-baron-Roth401k | $50.00 | 12/28/2012 11:31:58 AM |
supersarah61 | $25.00 | 12/28/2012 5:00:06 PM |
jkeller4000 | $25.00 | 12/28/2012 11:22:30 AM |
MissionMicroFinance | $25.00 | 12/28/2012 5:27:48 PM |
E-2 | $50.00 | 12/28/2012 5:15:00 PM |
MadHun | $200.00 | 12/28/2012 5:24:53 PM |
3GuardianAngles | $30.00 | 12/29/2012 7:07:19 AM |
Bob450 | $25.00 | 12/29/2012 7:33:23 AM |
bold-worth-wrangler | $25.00 | 12/28/2012 9:01:17 PM |
gain-bull4 | $40.34 | 12/28/2012 10:14:49 PM |
sadls | $25.00 | 12/29/2012 11:36:28 AM |
SimpleChoice | $25.00 | 12/29/2012 12:04:42 PM |
Peacepower | $25.00 | 12/29/2012 8:12:56 AM |
point | $26.00 | 12/29/2012 12:07:54 PM |
MrBailey | $25.00 | 12/29/2012 12:12:00 PM |
McChan | $102.34 | 12/29/2012 10:35:32 AM |
cash-reaction2 | $25.00 | 12/29/2012 12:39:33 PM |
oreyedoc | $42.00 | 12/29/2012 12:58:30 PM |
vanpelt | $25.00 | 12/29/2012 1:04:44 PM |
the-laudable-peso | $31.00 | 12/29/2012 1:09:52 PM |
organic-order | $25.00 | 12/29/2012 12:36:58 PM |
rapid-credit428 | $25.00 | 12/29/2012 1:11:33 PM |
mcgillis99 | $30.00 | 12/29/2012 10:48:04 AM |
loan-fate | $43.00 | 12/29/2012 1:18:13 PM |
green-payment-ectasy | $150.00 | 12/29/2012 10:57:28 AM |
flexible-value | $47.00 | 12/29/2012 1:40:36 PM |
bonus-apricot366 | $29.00 | 12/29/2012 12:15:16 PM |
Tradesmanlender | $25.00 | 12/29/2012 1:10:12 PM |
6515Wheat | $25.00 | 12/29/2012 12:18:21 PM |
enchanted-diversification496 | $50.00 | 12/29/2012 1:48:24 PM |
miamibeachloaner | $25.00 | 12/29/2012 1:48:41 PM |
shmb6508 | $50.00 | 12/29/2012 1:26:58 PM |
kindness-jedi | $25.00 | 12/29/2012 1:27:37 PM |
ah-long | $25.00 | 12/29/2012 1:36:02 PM |
economy-producer | $25.00 | 12/29/2012 1:37:59 PM |
daisuke | $25.00 | 12/29/2012 2:23:58 PM |
soulful-money6 | $25.00 | 12/29/2012 3:44:00 PM |
1SteelerFan | $25.00 | 12/29/2012 3:55:28 PM |
Vreet | $25.00 | 12/29/2012 1:24:33 PM |
dordee | $40.00 | 12/29/2012 2:23:42 PM |
Beld | $50.00 | 12/29/2012 1:28:39 PM |
musegaze | $50.00 | 12/29/2012 1:31:05 PM |
red-rate-whistle | $50.00 | 12/29/2012 10:47:11 PM |
rameshupr | $25.00 | 12/29/2012 5:36:19 PM |
gravbox | $25.00 | 12/29/2012 6:48:35 PM |
Simple3 | $100.00 | 12/30/2012 9:43:06 AM |
the-hope-workhorse | $25.00 | 12/30/2012 10:45:46 AM |
icon7 | $50.00 | 12/30/2012 10:49:52 AM |
return-venture1 | $100.00 | 12/29/2012 1:54:09 PM |
rvfbroker | $25.00 | 12/29/2012 1:54:49 PM |
power-spartan5 | $25.00 | 12/30/2012 12:19:58 PM |
resplendent-dollar | $27.41 | 12/30/2012 2:27:36 AM |
listing-enlightenment1 | $100.00 | 12/30/2012 6:27:08 AM |
reverent-greenback219 | $25.00 | 12/30/2012 12:28:34 PM |
chrisb1414 | $25.00 | 12/30/2012 8:35:50 AM |
lovely-principal077 | $25.00 | 12/30/2012 2:47:35 PM |
gethsemane4 | $25.00 | 12/30/2012 12:54:31 PM |
farmn | $25.00 | 12/30/2012 7:13:48 PM |
Index_Plus | $3,500.00 | 12/28/2012 12:35:03 PM |
zipemdown | $25.00 | 12/17/2012 10:02:14 AM |
thrilling-fund427 | $50.00 | 12/17/2012 9:22:50 AM |
kila-designer | $124.00 | 12/17/2012 9:53:47 AM |
zorg77 | $50.00 | 12/18/2012 11:28:45 AM |
HereToHelp305 | $50.00 | 12/19/2012 4:52:40 PM |
rmkrish55 | $25.00 | 12/19/2012 5:12:52 PM |
credit-adventurer313 | $25.00 | 12/19/2012 2:04:40 PM |
WalnutCreekguy | $50.00 | 12/19/2012 5:43:21 PM |
truth-companion | $25.00 | 12/19/2012 5:25:21 PM |
authentic-finance194 | $150.00 | 12/20/2012 12:58:19 PM |
a-helping-hand | $125.00 | 12/22/2012 5:23:55 PM |
helpinghand63 | $25.00 | 12/25/2012 9:33:53 AM |
Kaj | $25.00 | 12/25/2012 6:33:04 PM |
california111 | $25.00 | 12/25/2012 9:06:26 PM |
nodebtin3 | $25.00 | 12/25/2012 5:17:47 PM |
courteous-justice415 | $25.00 | 12/26/2012 10:25:34 AM |
tolerant-responsibility051 | $2,500.00 | 12/26/2012 10:22:04 AM |
likeable-money4 | $25.00 | 12/26/2012 2:43:31 PM |
investment-sapling | $50.00 | 12/26/2012 3:57:07 PM |
timbob | $500.00 | 12/26/2012 5:24:20 PM |
bazaar-tulip | $320.00 | 12/26/2012 6:52:35 PM |
clean-penny059 | $100.00 | 12/27/2012 6:35:46 AM |
rate-hawk | $25.00 | 12/27/2012 1:34:53 PM |
pierrelasvegas | $25.00 | 12/28/2012 9:29:47 AM |
life-is-great | $25.00 | 12/28/2012 6:32:57 AM |
profit-powerplant | $25.00 | 12/28/2012 9:55:15 AM |
platinum-confidant963 | $100.00 | 12/28/2012 10:28:03 AM |
Wellman | $25.00 | 12/28/2012 10:06:19 AM |
money-baron | $100.00 | 12/28/2012 11:23:48 AM |
brightest-community-atmosphere | $25.00 | 12/28/2012 10:15:30 AM |
incbx | $100.00 | 12/28/2012 3:22:50 PM |
careful-vigilance4 | $25.00 | 12/28/2012 10:36:09 AM |
GGreg799 | $25.00 | 12/28/2012 10:43:09 AM |
phenomenal-rate1 | $59.00 | 12/28/2012 5:11:26 PM |
villagers | $50.00 | 12/28/2012 5:22:37 PM |
interstellar | $75.00 | 12/28/2012 6:09:20 PM |
ElPadrino0 | $25.00 | 12/28/2012 8:02:51 PM |
basis-excellency9 | $25.00 | 12/28/2012 9:08:12 PM |
nimble-revenue5 | $100.00 | 12/28/2012 6:14:40 PM |
stable-durability122 | $25.00 | 12/29/2012 9:33:08 AM |
Quiza12 | $100.00 | 12/29/2012 6:09:07 AM |
Diamond_Jim | $25.00 | 12/29/2012 12:04:26 PM |
blue-dollar-viking | $75.00 | 12/29/2012 8:54:14 AM |
Moorish1Privateer | $25.40 | 12/29/2012 11:26:01 AM |
Katburg | $25.00 | 12/29/2012 12:38:37 PM |
Nopa | $25.00 | 12/29/2012 12:47:20 PM |
tremendous-payment | $25.00 | 12/29/2012 12:09:39 PM |
desertoasis | $25.00 | 12/29/2012 7:48:15 AM |
repcool | $25.00 | 12/29/2012 1:25:10 PM |
Hambone1111 | $25.00 | 12/29/2012 1:26:56 PM |
mercuriant | $25.00 | 12/29/2012 12:50:11 PM |
decisive-commerce9 | $25.00 | 12/29/2012 1:31:15 PM |
DER | $25.00 | 12/29/2012 12:59:54 PM |
heart514 | $25.00 | 12/29/2012 1:36:11 PM |
thelovebug | $86.00 | 12/29/2012 12:08:44 PM |
brightest-affluence-motivator | $50.00 | 12/29/2012 1:43:17 PM |
CalBear08 | $100.00 | 12/29/2012 1:46:09 PM |
bid-czar8 | $100.00 | 12/29/2012 1:48:38 PM |
brainy-return234 | $25.00 | 12/29/2012 1:49:02 PM |
TheFamilyFund | $25.00 | 12/29/2012 1:25:25 PM |
Palacios | $42.00 | 12/29/2012 1:32:01 PM |
Comoparklender | $25.00 | 12/29/2012 12:43:09 PM |
Sibelius2 | $25.00 | 12/29/2012 1:33:50 PM |
vibraphone3 | $25.00 | 12/29/2012 2:11:23 PM |
marketplace-hut9 | $25.00 | 12/29/2012 2:13:47 PM |
diplomatic-wealth7 | $25.00 | 12/29/2012 2:36:26 PM |
Leshan | $50.00 | 12/29/2012 2:39:05 PM |
Skynxhunt | $25.00 | 12/29/2012 1:50:05 PM |
benefit-position | $25.00 | 12/29/2012 3:39:48 PM |
social-cocktail1 | $200.00 | 12/29/2012 1:52:03 PM |
haplender | $46.00 | 12/29/2012 1:10:58 PM |
money-bauble | $100.00 | 12/29/2012 1:27:21 PM |
market-jam | $25.00 | 12/29/2012 1:32:50 PM |
Assets-Up | $25.00 | 12/29/2012 2:55:40 PM |
Astyanax | $25.00 | 12/29/2012 1:36:01 PM |
1313mark1313 | $25.08 | 12/29/2012 5:40:31 PM |
cash-turbine1 | $25.00 | 12/30/2012 7:55:29 AM |
whitegoldira | $50.00 | 12/29/2012 1:56:30 PM |
rockhound84 | $25.00 | 12/30/2012 6:13:31 AM |
loyalty-circuitry | $50.00 | 12/30/2012 7:00:24 AM |
impeccable-funds5 | $25.00 | 12/29/2012 2:52:38 PM |
newest-organic-rupee | $40.00 | 12/29/2012 3:11:33 PM |
donp79 | $25.00 | 12/29/2012 3:54:56 PM |
Freedom_Lending | $25.00 | 12/29/2012 3:58:47 PM |
chief_wo | $25.00 | 12/30/2012 12:40:55 PM |
LKN2RTR | $25.00 | 12/30/2012 9:34:18 AM |
RubyMartin | $25.00 | 12/30/2012 10:48:11 AM |
YesMatt | $25.00 | 12/30/2012 11:21:57 AM |
platinum-jujitsu8 | $25.00 | 12/30/2012 1:12:05 PM |
order-taco-bell | $25.00 | 12/29/2012 9:34:08 PM |
nalaari | $26.00 | 12/30/2012 6:30:02 AM |
RMirish | $45.00 | 12/30/2012 8:01:28 AM |
social-zebra | $30.19 | 12/30/2012 4:12:36 PM |
belief-integrity | $250.00 | 12/30/2012 8:39:50 AM |
porter22 | $25.00 | 12/30/2012 8:53:51 AM |
Economicus | $25.00 | 12/30/2012 6:21:17 PM |
order-supernova6 | $50.00 | 12/30/2012 1:48:06 PM |
creative-p2p0 | $25.00 | 12/30/2012 6:55:22 PM |
payment-halo | $23.24 | 12/30/2012 8:20:57 PM |
184 Investments
|
Borrower Payment Dependent Notes Series
687509
This series of Notes was issued and sold upon the funding of the borrower loan #80060, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,250.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.99% |
Listing Start date:
| Dec-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 14.09% |
Borrower rate/APR:
| 15.09% / 18.73% |
Monthly payment:
| $390.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.37% | | |
| |
Estimated return*:
| 8.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,957 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| Khymaera |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
I will be using this to consolidate my household's loans into one repayment to a single source. Paying to multiple companies with varying rates is more complicated than is desirable.
My financial situation:
I have been employed in a stable fashion at my job for 4 years. My partner was recently employed, solving the biggest drain on my finances. Without having to pay for him, my income to debt ratio is high.
Monthly net income: $2600
Monthly expenses: $
Housing: $316
Insurance: $75
Car expenses: $260
Utilities: $50
Phone, cable, internet: $86
Food, entertainment: $400
Clothing, household expenses: $60
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $100.00 | 12/22/2012 12:33:22 AM |
toblerone | $25.00 | 12/19/2012 9:37:20 AM |
peso-spartan6 | $25.00 | 12/19/2012 9:41:12 AM |
HoosierDaddie | $50.00 | 12/19/2012 9:42:26 AM |
kind-lovely-marketplace | $50.00 | 12/19/2012 9:47:20 AM |
transaction-seahorse0 | $25.00 | 12/19/2012 9:55:17 AM |
affluence-microscope2 | $200.00 | 12/19/2012 9:40:12 AM |
valiant-return584 | $50.00 | 12/19/2012 9:42:59 AM |
nickel-ferret | $25.00 | 12/19/2012 9:50:40 AM |
radiant-dollar9 | $200.00 | 12/19/2012 9:52:33 AM |
bowdish1 | $25.00 | 12/19/2012 10:04:36 AM |
bill-tent1 | $50.00 | 12/21/2012 9:40:46 AM |
principal-kung-fu | $25.00 | 12/21/2012 5:12:47 PM |
qsolo | $25.00 | 12/21/2012 5:12:04 PM |
first-credit-meridian | $25.00 | 12/21/2012 5:54:28 PM |
the-magnificent-loan | $200.00 | 12/22/2012 12:23:19 PM |
auction-eclipse8 | $50.00 | 12/22/2012 12:31:54 PM |
Tscheddar | $25.00 | 12/22/2012 12:51:00 PM |
california111 | $50.00 | 12/22/2012 10:26:36 AM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:46 PM |
nodebtin3 | $25.00 | 12/22/2012 1:10:49 PM |
benjamins-wasp | $50.00 | 12/24/2012 11:22:32 AM |
Harry | $75.00 | 12/24/2012 5:52:30 PM |
kulender | $50.00 | 12/24/2012 5:51:39 PM |
helpinghand63 | $25.00 | 12/25/2012 9:34:39 AM |
payout-paradise5 | $25.00 | 12/24/2012 7:10:54 PM |
transparency-sapling | $25.00 | 12/25/2012 10:13:41 AM |
anacent | $25.00 | 12/25/2012 11:14:59 AM |
amicablenemesis | $50.00 | 12/26/2012 9:08:01 AM |
commerce-artisan8 | $50.00 | 12/26/2012 9:27:36 AM |
riskreward | $250.00 | 12/26/2012 9:54:40 AM |
openness-zenith6 | $50.00 | 12/26/2012 9:25:50 AM |
abundanceforever | $52.50 | 12/26/2012 9:29:02 AM |
wise-virtuous-vigilance | $100.00 | 12/26/2012 9:33:54 AM |
immaculate-return25 | $25.00 | 12/26/2012 9:10:04 AM |
kind-euro-mirth | $50.00 | 12/26/2012 9:10:41 AM |
ideal-peace5 | $100.00 | 12/26/2012 9:11:53 AM |
compoundinterest | $25.00 | 12/26/2012 10:00:22 AM |
dime-mandolin9 | $50.00 | 12/26/2012 9:23:56 AM |
palu2619 | $25.00 | 12/26/2012 9:30:11 AM |
mikrolown | $25.00 | 12/26/2012 10:37:56 AM |
Cheburashka | $30.00 | 12/26/2012 10:38:29 AM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:47 PM |
Cai8899 | $25.00 | 12/26/2012 10:57:44 AM |
investment-sapling | $50.00 | 12/26/2012 3:57:16 PM |
value-pouch | $30.00 | 12/26/2012 11:27:57 AM |
Mommo | $50.00 | 12/26/2012 5:00:58 PM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:19:59 PM |
timbob | $500.00 | 12/26/2012 5:22:54 PM |
pious-benjamins1 | $25.00 | 12/26/2012 11:41:16 PM |
mister_waffle | $25.00 | 12/27/2012 9:30:55 AM |
unrivaled-deal676 | $50.00 | 12/27/2012 9:22:00 AM |
rmkrish555 | $25.00 | 12/27/2012 3:22:21 PM |
Lender1521 | $25.00 | 12/27/2012 4:36:12 PM |
rate-hawk | $25.00 | 12/27/2012 10:15:29 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:43 PM |
Rogesparkguy | $25.00 | 12/27/2012 4:15:02 PM |
vagrantprodigy | $25.00 | 12/28/2012 4:27:33 AM |
Blue_HorseShoe | $25.00 | 12/28/2012 6:55:59 AM |
Errylend | $50.00 | 12/27/2012 9:16:30 PM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:07 PM |
commerce-viking1 | $50.00 | 12/28/2012 10:04:37 AM |
magical-credit523 | $25.00 | 12/28/2012 9:28:43 AM |
Investoman | $25.00 | 12/28/2012 9:31:19 AM |
brightest-community-atmosphere | $25.00 | 12/28/2012 10:15:31 AM |
Vegasjim | $25.00 | 12/28/2012 10:51:59 AM |
haplender | $50.00 | 12/28/2012 11:16:27 AM |
abundant-peace196 | $50.00 | 12/28/2012 11:17:27 AM |
kegs | $250.00 | 12/28/2012 11:21:15 AM |
fortytwo | $100.00 | 12/28/2012 10:40:53 AM |
duty-powerplant0 | $25.00 | 12/28/2012 10:13:38 AM |
casserole9 | $35.00 | 12/28/2012 10:14:12 AM |
affluence-birdie7 | $30.00 | 12/28/2012 1:59:26 PM |
ethical-truth211 | $300.00 | 12/28/2012 3:37:51 PM |
flexible-treasure480 | $25.00 | 12/28/2012 10:33:15 AM |
mad4wknds | $25.00 | 12/28/2012 5:01:36 PM |
the-laudable-peso | $40.00 | 12/28/2012 5:03:34 PM |
franzzua | $25.00 | 12/28/2012 5:12:52 PM |
bill-achievement | $50.00 | 12/28/2012 10:56:52 AM |
momentous-velocity5 | $50.00 | 12/28/2012 11:09:21 AM |
newest-peace-surgeon | $45.00 | 12/28/2012 11:51:18 AM |
metro457 | $100.00 | 12/28/2012 5:12:33 PM |
exact-p2p2 | $25.00 | 12/28/2012 5:15:35 PM |
hope-eagle6 | $25.00 | 12/28/2012 5:30:46 PM |
dinero-speaker | $25.00 | 12/28/2012 5:32:07 PM |
jmb_lending | $50.00 | 12/28/2012 5:37:42 PM |
tapesor | $88.00 | 12/28/2012 5:23:09 PM |
ThomasC | $50.00 | 12/28/2012 5:23:41 PM |
yield-hut | $25.00 | 12/28/2012 5:57:31 PM |
natural-liberty4 | $200.00 | 12/28/2012 5:26:28 PM |
wadeveloper | $25.00 | 12/28/2012 5:26:59 PM |
VAMUSIC | $25.00 | 12/28/2012 5:31:55 PM |
flexible-basis345 | $25.00 | 12/28/2012 5:47:09 PM |
euro-grove4 | $25.00 | 12/28/2012 5:56:17 PM |
sadls | $25.00 | 12/28/2012 5:32:52 PM |
income-buddy7 | $50.00 | 12/28/2012 5:49:05 PM |
reaction5 | $25.00 | 12/28/2012 6:05:49 PM |
Avicell | $25.00 | 12/28/2012 6:12:00 PM |
Jalebi | $25.00 | 12/28/2012 6:16:25 PM |
progressive-economy261 | $149.00 | 12/28/2012 6:22:25 PM |
pennybypenny | $25.00 | 12/28/2012 5:56:37 PM |
gravbox | $25.00 | 12/19/2012 10:43:41 AM |
entertaining-dollar298 | $25.00 | 12/19/2012 9:05:26 AM |
phenomenal-rate1 | $500.00 | 12/19/2012 9:41:28 AM |
bazaar-tulip | $25.00 | 12/19/2012 9:15:18 AM |
HereToHelp305 | $200.00 | 12/19/2012 4:40:48 PM |
PoundSmart | $100.00 | 12/21/2012 9:50:02 AM |
loyalty-cupcake6 | $25.00 | 12/22/2012 12:33:20 PM |
logical-principal8 | $50.00 | 12/23/2012 12:36:14 PM |
IP | $25.00 | 12/24/2012 6:27:00 PM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:27 PM |
supersarah61 | $25.00 | 12/25/2012 7:15:41 AM |
transparency-futurist3 | $25.00 | 12/25/2012 9:09:12 AM |
dominickf | $50.00 | 12/25/2012 6:38:40 PM |
Aimvest | $25.00 | 12/25/2012 10:19:46 AM |
deal-vibrato | $25.00 | 12/25/2012 10:19:55 AM |
principal-cooker2 | $50.00 | 12/25/2012 5:48:59 PM |
bohsandos | $25.00 | 12/26/2012 6:30:18 AM |
Thunderswan | $46.00 | 12/26/2012 9:52:02 AM |
TumbleWeed88 | $25.00 | 12/26/2012 9:59:26 AM |
Zorro_970 | $100.00 | 12/26/2012 9:24:59 AM |
shamonn_p2p | $50.00 | 12/26/2012 9:39:30 AM |
windguy | $50.00 | 12/26/2012 9:55:25 AM |
newest-payment-trapper | $62.50 | 12/26/2012 9:17:12 AM |
special-dinero553 | $25.00 | 12/26/2012 9:30:57 AM |
wetlands | $200.00 | 12/26/2012 9:36:20 AM |
otto3investments | $25.00 | 12/26/2012 2:26:06 PM |
likeable-money4 | $25.00 | 12/26/2012 2:42:21 PM |
brandall | $30.00 | 12/26/2012 4:14:42 PM |
determined-bill5 | $100.00 | 12/26/2012 4:41:23 PM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:45 AM |
zassociate | $200.00 | 12/27/2012 5:12:24 PM |
farlik | $25.00 | 12/27/2012 1:53:59 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:32 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:42 PM |
Priusdude | $25.00 | 12/27/2012 7:32:51 PM |
RocketSurgeon | $25.00 | 12/27/2012 6:29:53 PM |
life-is-great | $25.00 | 12/28/2012 6:33:04 AM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:45 PM |
Desa_Miwu | $46.00 | 12/28/2012 7:23:36 AM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:54 PM |
kmcolo | $25.00 | 12/28/2012 9:20:26 AM |
successful-agreement7 | $100.00 | 12/28/2012 9:23:13 AM |
rmkrish55 | $25.00 | 12/28/2012 8:50:41 AM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:19 AM |
unassuming-p2ploan774 | $28.00 | 12/28/2012 9:44:01 AM |
cougarltg | $37.00 | 12/28/2012 9:48:20 AM |
dynamic-money271 | $100.00 | 12/28/2012 9:50:02 AM |
commanding-treasure2 | $75.00 | 12/28/2012 10:38:13 AM |
compassionate-payment218 | $25.00 | 12/28/2012 10:10:01 AM |
bazaar-festivity | $25.00 | 12/28/2012 10:18:10 AM |
best-active-listing | $25.00 | 12/28/2012 11:17:06 AM |
value-investor9 | $50.00 | 12/28/2012 10:46:37 AM |
payment-associate5 | $100.00 | 12/28/2012 12:36:08 PM |
dreammachine | $49.00 | 12/28/2012 11:18:51 AM |
BlueLend | $52.00 | 12/28/2012 10:30:04 AM |
loan-warrior | $25.00 | 12/28/2012 4:55:13 PM |
debone44 | $25.00 | 12/28/2012 5:06:37 PM |
proper-exchange8 | $50.00 | 12/28/2012 10:45:45 AM |
LesPaul1 | $25.00 | 12/28/2012 11:00:22 AM |
villagers | $50.00 | 12/28/2012 5:21:26 PM |
atllender | $50.00 | 12/28/2012 12:09:47 PM |
BofM | $25.00 | 12/28/2012 5:12:57 PM |
green28 | $100.00 | 12/28/2012 12:29:14 PM |
Zane314 | $50.00 | 12/28/2012 5:29:27 PM |
funds-pie8 | $50.00 | 12/28/2012 5:34:35 PM |
value-showcase828 | $25.00 | 12/28/2012 5:39:22 PM |
larrybird | $1,000.00 | 12/28/2012 5:47:24 PM |
asset-conqueror6 | $25.00 | 12/28/2012 6:02:25 PM |
ItsJustMe79 | $25.00 | 12/28/2012 5:27:54 PM |
community-seahorse0 | $25.00 | 12/28/2012 6:06:34 PM |
YLlama | $50.00 | 12/28/2012 5:04:38 PM |
compatible-deal9 | $25.00 | 12/28/2012 5:06:35 PM |
social-tostada9 | $50.00 | 12/28/2012 5:13:56 PM |
sympathetic-funds818 | $50.00 | 12/28/2012 5:54:11 PM |
new-start18100 | $25.00 | 12/28/2012 6:00:53 PM |
wealth-grasshopper0 | $50.00 | 12/28/2012 6:09:33 PM |
cash-reaction2 | $25.00 | 12/28/2012 6:10:33 PM |
MadHun | $200.00 | 12/28/2012 5:25:13 PM |
gigabit | $50.00 | 12/28/2012 5:33:40 PM |
180 Investments
|
Borrower Payment Dependent Notes Series
687515
This series of Notes was issued and sold upon the funding of the borrower loan #79957, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $146.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 93% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 9y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,578 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| transaction-enforcer327 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $14,00.00
Monthly expenses: $225.00
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $150.00
Phone, cable, internet: $50.
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
octoberfresh | $25.00 | 12/18/2012 5:11:39 PM |
thrilling-fund427 | $50.00 | 12/18/2012 5:15:50 PM |
valiant-return584 | $50.00 | 12/18/2012 6:46:55 PM |
Interest2thePeople | $100.00 | 12/18/2012 5:09:17 PM |
kind-lovely-marketplace | $50.00 | 12/18/2012 5:26:40 PM |
transparency-position | $84.00 | 12/19/2012 5:46:07 PM |
a-helping-hand | $125.00 | 12/22/2012 5:24:11 PM |
kenji4861 | $25.00 | 12/24/2012 10:13:33 AM |
WalnutCreekguy | $50.00 | 12/24/2012 6:27:23 PM |
timbob | $500.00 | 12/26/2012 5:24:25 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:19 PM |
successful-agreement7 | $40.00 | 12/27/2012 5:13:07 PM |
tech310 | $50.00 | 12/27/2012 7:22:39 PM |
Bob450 | $25.00 | 12/27/2012 6:53:54 PM |
life-is-great | $25.00 | 12/28/2012 6:33:03 AM |
tolerant-responsibility051 | $2,000.00 | 12/27/2012 6:39:53 PM |
Leshan | $50.00 | 12/28/2012 7:49:33 AM |
Elefunt | $25.00 | 12/28/2012 10:54:20 AM |
gold-sushi | $50.00 | 12/28/2012 10:27:14 AM |
aggresive-nickel2 | $25.00 | 12/28/2012 10:28:44 AM |
wwwUniversal | $25.00 | 12/28/2012 11:12:17 AM |
truth-poplar | $25.00 | 12/28/2012 3:39:29 PM |
steady-silver6 | $25.00 | 12/28/2012 3:34:35 PM |
supersarah61 | $25.00 | 12/28/2012 3:59:32 PM |
yield-cosmos1 | $27.43 | 12/28/2012 4:21:49 PM |
MadHun | $169.00 | 12/28/2012 5:25:05 PM |
cajunguy | $30.00 | 12/28/2012 1:40:39 PM |
nevarmare2 | $39.57 | 12/28/2012 3:58:19 PM |
Edakers | $25.00 | 12/18/2012 6:55:46 PM |
engaging-worth | $25.00 | 12/18/2012 5:22:27 PM |
paxnj | $25.00 | 12/18/2012 5:55:40 PM |
zipemdown | $25.00 | 12/18/2012 6:48:50 PM |
heerzaquestion | $25.00 | 12/18/2012 6:00:50 PM |
zorg77 | $100.00 | 12/22/2012 8:39:32 AM |
return-point2 | $100.00 | 12/24/2012 5:46:36 PM |
helpinghand63 | $25.00 | 12/25/2012 9:34:35 AM |
california111 | $25.00 | 12/25/2012 9:06:31 PM |
truth-companion | $25.00 | 12/26/2012 9:15:26 AM |
rate-hawk | $25.00 | 12/27/2012 1:34:54 PM |
order-prospector | $25.00 | 12/27/2012 6:12:15 PM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:47 PM |
benjamins-worker5 | $30.00 | 12/27/2012 7:27:32 PM |
credit-adventurer313 | $50.00 | 12/28/2012 6:04:46 AM |
bob450-roth | $25.00 | 12/27/2012 7:03:21 PM |
Brisket_Bob | $25.00 | 12/28/2012 7:50:23 AM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:54 PM |
profit-powerplant | $25.00 | 12/28/2012 9:55:16 AM |
rmkrish55 | $25.00 | 12/28/2012 8:50:33 AM |
stepatatime-together | $100.00 | 12/28/2012 10:31:56 AM |
thelovebug | $100.00 | 12/28/2012 10:33:17 AM |
careful-vigilance4 | $25.00 | 12/28/2012 10:36:11 AM |
lhpd | $30.00 | 12/28/2012 12:43:53 PM |
mercuriant | $25.00 | 12/28/2012 10:44:37 AM |
villagers | $50.00 | 12/28/2012 5:22:38 PM |
incbx | $100.00 | 12/28/2012 3:22:56 PM |
Imaginos1892 | $50.00 | 12/28/2012 4:09:45 PM |
durability-giant4 | $25.00 | 12/28/2012 4:56:04 PM |
priceless-euro0 | $50.00 | 12/28/2012 5:14:22 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
687575
This series of Notes was issued and sold upon the funding of the borrower loan #79933, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-26-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $160.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 9% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,665 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| blue-capital-pouch |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
LOAN TO PAY OFF DEBTS & OTHER EXP
Purpose of loan:
This loan will be used to pay off my current credit cards, and to assist in holiday expenses.
My financial situation:
I am a good candidate for this loan because I have a steady income and pay all of my bills in a timely manner.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
money-atizer | $25.00 | 12/24/2012 9:54:05 AM |
bazaar-tulip | $25.00 | 12/19/2012 9:15:18 AM |
HereToHelp305 | $250.00 | 12/19/2012 4:34:49 PM |
superb-funds335 | $25.00 | 12/19/2012 9:42:37 AM |
bill-tent1 | $50.00 | 12/19/2012 9:48:07 AM |
affluence-microscope2 | $200.00 | 12/19/2012 9:39:49 AM |
radiant-dollar9 | $200.00 | 12/19/2012 9:52:01 AM |
DreisersFinancier | $50.00 | 12/19/2012 9:52:45 AM |
availableloan | $25.00 | 12/19/2012 10:39:00 AM |
Winged_Inspirations | $25.00 | 12/20/2012 11:56:51 AM |
belief-integrity | $100.00 | 12/19/2012 7:12:42 PM |
supersarah61 | $25.00 | 12/20/2012 5:15:53 PM |
Plutis | $25.00 | 12/20/2012 4:08:18 PM |
Vegasjim | $25.00 | 12/20/2012 5:33:51 PM |
Ripsaw4U | $50.00 | 12/21/2012 10:19:38 AM |
principal-admirer5 | $25.00 | 12/21/2012 3:41:53 PM |
qsolo | $25.00 | 12/21/2012 5:12:05 PM |
excellent-balance196 | $25.00 | 12/21/2012 2:37:53 PM |
djs81 | $75.00 | 12/21/2012 5:10:34 PM |
california111 | $50.00 | 12/22/2012 10:21:56 AM |
907 | $25.00 | 12/22/2012 3:50:33 PM |
djh47a | $25.00 | 12/23/2012 5:53:32 AM |
kmprospeo | $25.00 | 12/23/2012 12:12:51 PM |
commerce-yeller | $75.00 | 12/24/2012 6:15:33 AM |
D911ave | $50.00 | 12/24/2012 9:17:00 AM |
BHopkins | $25.00 | 12/24/2012 9:59:27 AM |
CaptainBL | $25.00 | 12/24/2012 10:04:37 AM |
indomitable-coin | $25.00 | 12/24/2012 9:51:23 AM |
belief-integrity | $650.00 | 12/24/2012 11:44:12 AM |
loot-prescription3 | $25.00 | 12/24/2012 11:07:08 AM |
Perdita_II | $25.00 | 12/24/2012 11:12:11 AM |
fantastic-dedication6 | $50.00 | 12/24/2012 3:08:00 PM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:27 PM |
benjamin67 | $25.00 | 12/24/2012 12:23:39 PM |
cello1 | $25.00 | 12/24/2012 1:01:20 PM |
Astyanax | $25.00 | 12/24/2012 1:20:57 PM |
OnePoorDude | $25.00 | 12/24/2012 6:08:02 PM |
goodhearted-basis4 | $25.00 | 12/24/2012 11:00:54 PM |
undaunted-fairness0 | $25.00 | 12/25/2012 9:24:42 AM |
crw1950 | $50.00 | 12/25/2012 5:14:47 AM |
enriching-trade2 | $30.00 | 12/25/2012 10:13:05 AM |
transparency-futurist3 | $25.00 | 12/25/2012 9:03:24 AM |
Guerrilla_Man | $25.00 | 12/25/2012 9:39:25 AM |
deal-vibrato | $25.00 | 12/25/2012 10:19:55 AM |
chac | $100.00 | 12/25/2012 12:47:55 PM |
ippoco | $25.00 | 12/25/2012 3:49:21 PM |
transparency-universe8 | $21.30 | 12/26/2012 6:15:22 AM |
ericsb | $200.00 | 12/26/2012 5:23:41 AM |
a-finance-nirvana | $25.00 | 12/19/2012 9:47:44 AM |
CreditBuilder2 | $25.01 | 12/19/2012 10:37:16 AM |
daw1878 | $25.00 | 12/19/2012 9:41:47 AM |
Zolton | $300.00 | 12/19/2012 9:27:51 AM |
wetlands | $176.00 | 12/19/2012 9:51:09 AM |
dunkard13 | $300.00 | 12/19/2012 10:13:20 AM |
obduro_1 | $25.00 | 12/19/2012 10:31:19 AM |
cerebral-dollar773 | $25.00 | 12/21/2012 11:35:09 AM |
cahjoon | $25.00 | 12/22/2012 12:08:01 PM |
first-credit-meridian | $25.00 | 12/21/2012 5:54:29 PM |
ucsd-triton | $25.00 | 12/21/2012 11:54:34 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:47 PM |
nodebtin3 | $100.00 | 12/22/2012 7:47:29 AM |
radforj22 | $25.00 | 12/23/2012 2:21:47 PM |
auction-eclipse8 | $50.00 | 12/23/2012 1:04:03 PM |
0_0 | $25.00 | 12/24/2012 9:46:34 AM |
Harry | $75.00 | 12/24/2012 9:07:13 AM |
Jassi | $25.00 | 12/24/2012 9:29:52 AM |
blue-lively-platinum | $25.00 | 12/24/2012 9:58:58 AM |
sprinter | $50.00 | 12/24/2012 10:00:42 AM |
prudent-dough458 | $25.00 | 12/24/2012 10:16:30 AM |
benjamins-wasp | $50.00 | 12/24/2012 11:22:32 AM |
sharp-return7 | $25.69 | 12/24/2012 12:57:04 PM |
dukeiyer | $25.00 | 12/24/2012 11:51:53 AM |
Sneezie | $100.00 | 12/24/2012 6:44:37 PM |
helpinghand63 | $25.00 | 12/25/2012 9:34:40 AM |
ScionAltera | $25.00 | 12/24/2012 7:10:05 PM |
syracuserei | $75.00 | 12/25/2012 11:11:16 AM |
fantastic-bazaar2 | $50.00 | 12/25/2012 9:51:04 AM |
KoJack9 | $47.00 | 12/25/2012 6:06:02 PM |
revolutionary769 | $75.00 | 12/25/2012 4:42:50 PM |
blue-useful-auction | $25.00 | 12/25/2012 8:31:29 PM |
80 Investments
|
Borrower Payment Dependent Notes Series
687655
This series of Notes was issued and sold upon the funding of the borrower loan #80050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-31-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $983 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-outpost1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
1. I have been told to start small.
2.. Need to pay off credit cards, but will start with one at a time. Will sign an affidavit stating this loan will be paid off in 4 months instead of two years. My credit score is 729, unsure why I'm high risk aside for lack of employment. Credit cards have high balance because of helping daughter.
3. I'm a 56 year old female, married 36 years, a homemaker with a 10 year old child that I home school
4. Currently residing with my daughter and son-in-law because of illness and who needed our assistance taking our grandson to school.
5. Own 2 cars that are paid off.
6. Obtained credit cards using own credit apart from my spouse.
7. Need willing investors to believe and take a risk on me.
8. Can't use husbands credit information as a result of the credit card act, however, he is gainfully employed with the sheriff department.
9. Don't want to ask husband for help, it's important to do this on my own.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
deal-hickory5 | $100.00 | 12/17/2012 5:10:53 PM |
professional-dinero753 | $25.00 | 12/18/2012 2:13:45 PM |
worthy-bid8 | $100.00 | 12/18/2012 9:47:27 AM |
diplomatic-wealth7 | $25.00 | 12/18/2012 6:08:49 PM |
octoberfresh | $25.00 | 12/24/2012 6:43:05 PM |
Math_Physics | $25.00 | 12/25/2012 6:32:18 PM |
refresher211 | $79.00 | 12/26/2012 9:33:32 AM |
fervent-repayment | $42.00 | 12/26/2012 10:54:08 AM |
rmkrish555 | $25.00 | 12/27/2012 3:22:15 PM |
benjamins-worker5 | $25.00 | 12/27/2012 7:18:46 PM |
fervent-currency5 | $39.54 | 12/28/2012 2:25:17 PM |
attractive-rate | $25.00 | 12/29/2012 5:15:32 AM |
thoughtful-payment587 | $25.00 | 12/29/2012 7:56:14 AM |
balance-vinyl5 | $100.00 | 12/29/2012 12:11:33 PM |
mcgillis99 | $30.00 | 12/29/2012 10:48:07 AM |
djh47a | $25.00 | 12/29/2012 11:13:58 AM |
Zingaro | $25.00 | 12/29/2012 12:34:30 PM |
businessbroker101 | $50.00 | 12/29/2012 1:02:16 PM |
elated-bid596 | $25.00 | 12/29/2012 6:37:48 PM |
ethical-truth211 | $100.00 | 12/30/2012 3:38:25 AM |
Freedom_Lending | $25.00 | 12/29/2012 3:58:48 PM |
basis-excellency9 | $25.00 | 12/31/2012 6:17:21 AM |
fairgirl | $25.00 | 12/31/2012 7:51:35 AM |
Digger85 | $200.00 | 12/30/2012 6:51:11 PM |
Disposable_Hero85 | $25.00 | 12/31/2012 8:07:53 AM |
dollar-wasp8 | $25.00 | 12/31/2012 9:10:49 AM |
Biturbo | $43.72 | 12/30/2012 10:29:12 PM |
ResQDoc | $25.59 | 12/31/2012 4:39:49 AM |
Soothsayer | $25.00 | 12/31/2012 5:41:32 AM |
quirky1981 | $25.00 | 12/31/2012 8:55:09 AM |
weatherman89 | $20.15 | 12/31/2012 9:38:25 AM |
jkeller4000 | $25.00 | 12/24/2012 7:08:39 PM |
mrxtravis | $25.00 | 12/26/2012 11:40:06 AM |
rmkrish55 | $25.00 | 12/28/2012 8:50:24 AM |
ideal-fairness339 | $25.00 | 12/28/2012 5:17:15 AM |
incbx | $100.00 | 12/28/2012 3:22:53 PM |
jmvingeorgia | $45.00 | 12/29/2012 9:07:49 AM |
california111 | $50.00 | 12/29/2012 2:44:15 PM |
Skynxhunt | $25.00 | 12/29/2012 1:50:15 PM |
exponential-fairness2 | $25.00 | 12/30/2012 6:43:49 AM |
DebDesert | $25.00 | 12/30/2012 1:41:16 PM |
green-loyalty-web | $25.00 | 12/30/2012 12:28:31 PM |
907 | $25.00 | 12/30/2012 8:23:42 AM |
LuvToLend | $25.00 | 12/31/2012 12:15:05 AM |
immaculate-treasure | $25.00 | 12/31/2012 6:04:54 AM |
foothillender | $25.00 | 12/31/2012 6:39:01 AM |
elog238 | $25.00 | 12/31/2012 6:56:09 AM |
orange-radiant-loot4 | $100.00 | 12/31/2012 9:32:15 AM |
48 Investments
|
Borrower Payment Dependent Notes Series
687733
This series of Notes was issued and sold upon the funding of the borrower loan #80078, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Student - College S... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,841 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| No | | |
Screen name:
| affluence-delight358 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to fund a trip to Europe over winter break
My financial situation:
I am a good candidate for this loan because I have a good credit score with no monthly expenses and will be able to pay back the loan before the 3 year term is over.
Monthly net income: $350
Monthly expenses: $150
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $100.00 | 12/17/2012 9:19:45 AM |
bid-ace937 | $50.00 | 12/18/2012 5:15:42 PM |
diplomatic-wealth7 | $25.00 | 12/18/2012 6:08:47 PM |
octoberfresh | $25.00 | 12/24/2012 10:36:37 AM |
mrxtravis | $25.00 | 12/24/2012 6:59:14 PM |
jkeller4000 | $25.00 | 12/24/2012 7:08:37 PM |
refresher211 | $100.00 | 12/26/2012 9:33:31 AM |
bold-pound-statuette | $25.00 | 12/26/2012 10:48:26 AM |
natural-liberty4 | $200.00 | 12/27/2012 5:21:46 PM |
gain-expert | $25.00 | 12/27/2012 7:10:07 PM |
52digital | $52.00 | 12/27/2012 6:44:00 PM |
rmkrish55 | $25.00 | 12/28/2012 8:50:18 AM |
Zingaro | $25.00 | 12/28/2012 10:52:07 AM |
money-baron-Roth401k | $31.00 | 12/28/2012 11:31:59 AM |
finance-mangrove4 | $25.00 | 12/28/2012 12:12:23 PM |
versatile-dime442 | $32.00 | 12/28/2012 5:24:38 PM |
youthful-reward0 | $25.00 | 12/28/2012 8:46:31 PM |
CincyTex | $25.00 | 12/29/2012 1:49:12 AM |
revolutionary769 | $40.00 | 12/29/2012 5:37:02 AM |
refined-return922 | $25.00 | 12/29/2012 7:09:30 AM |
nevee | $25.00 | 12/18/2012 10:04:31 AM |
deal-hickory5 | $100.00 | 12/18/2012 5:34:54 PM |
a-helping-hand | $125.00 | 12/22/2012 5:23:55 PM |
fervent-repayment | $100.00 | 12/26/2012 10:54:07 AM |
rmkrish555 | $25.00 | 12/27/2012 3:22:13 PM |
benjamins-worker5 | $25.00 | 12/27/2012 7:18:42 PM |
businessbroker101 | $50.00 | 12/27/2012 5:33:33 PM |
ideal-fairness339 | $25.00 | 12/28/2012 5:13:54 AM |
payout-shrubbery7 | $25.00 | 12/28/2012 11:22:05 AM |
excellent-wealth6 | $25.00 | 12/28/2012 11:06:08 AM |
incbx | $100.00 | 12/28/2012 3:22:50 PM |
britches318 | $50.00 | 12/28/2012 5:08:38 PM |
djh47a | $25.00 | 12/28/2012 4:39:59 PM |
bold-worth-wrangler | $25.00 | 12/28/2012 9:01:17 PM |
pious-openness | $25.00 | 12/29/2012 5:20:12 AM |
yield-hut | $25.00 | 12/28/2012 5:57:29 PM |
orange-dedication-maple | $25.00 | 12/28/2012 8:40:40 PM |
enthusiastic-ore5 | $75.00 | 12/29/2012 4:49:34 AM |
attractive-rate | $25.00 | 12/29/2012 5:12:37 AM |
Piitb08 | $150.00 | 12/29/2012 1:39:38 AM |
newest-dignified-leverage | $25.00 | 12/29/2012 6:12:35 AM |
foothillender | $20.00 | 12/29/2012 7:33:21 AM |
42 Investments
|
Borrower Payment Dependent Notes Series
687743
This series of Notes was issued and sold upon the funding of the borrower loan #80045, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $123.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2010 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $241 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| encouraging-deal639 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: 2610.04
Monthly expenses: $1043
Housing: $0
Insurance: $25
Car expenses: $400
Utilities: $0
Phone, cable, internet: $118
Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $25.00 | 12/19/2012 6:18:27 PM |
economy-coup | $200.00 | 12/19/2012 5:37:15 PM |
natural-affluence6 | $25.00 | 12/22/2012 1:03:30 PM |
economy-coup | $200.00 | 12/25/2012 3:50:01 PM |
thrilling-fund427 | $50.00 | 12/19/2012 5:24:57 PM |
Interest2thePeople | $100.00 | 12/19/2012 5:22:34 PM |
toblerone | $25.00 | 12/19/2012 5:41:54 PM |
DreisersFinancier | $50.00 | 12/19/2012 6:02:56 PM |
kind-lovely-marketplace | $50.00 | 12/19/2012 5:29:34 PM |
commerce-venture1 | $25.00 | 12/20/2012 9:35:33 AM |
valiant-return584 | $50.00 | 12/19/2012 6:04:57 PM |
LendingPimp_2 | $50.00 | 12/19/2012 11:47:29 PM |
appetizing-loyalty354 | $25.00 | 12/20/2012 9:01:46 AM |
treasure-bliss | $25.00 | 12/20/2012 3:33:32 AM |
tomdooley12520 | $25.00 | 12/20/2012 4:05:45 PM |
guild261 | $25.00 | 12/21/2012 2:45:53 PM |
bob450-roth | $25.00 | 12/22/2012 8:53:46 AM |
receptive-affluence035 | $25.00 | 12/21/2012 5:12:55 PM |
euro-eagle1 | $27.00 | 12/22/2012 7:07:25 PM |
Mucman72 | $25.00 | 12/23/2012 2:42:04 AM |
CA-Lender | $25.00 | 12/23/2012 1:28:22 PM |
asset-professor | $25.00 | 12/23/2012 12:50:55 PM |
kenji4861 | $25.00 | 12/24/2012 10:13:36 AM |
Tscheddar | $25.00 | 12/24/2012 7:35:56 PM |
helpinghand63 | $25.00 | 12/25/2012 9:34:56 AM |
WalnutCreekguy | $50.00 | 12/25/2012 5:20:18 PM |
dannycarter10 | $25.00 | 12/25/2012 5:16:04 PM |
smart-transparency099 | $25.00 | 12/26/2012 7:44:18 AM |
ethical-truth211 | $300.00 | 12/26/2012 6:15:18 AM |
boogienation | $25.00 | 12/26/2012 11:37:29 AM |
timbob | $500.00 | 12/26/2012 5:24:31 PM |
red-benefit-ruler | $25.00 | 12/27/2012 6:08:46 AM |
commerce-venture1 | $25.00 | 12/27/2012 6:53:57 AM |
kindness-warmth3 | $50.00 | 12/26/2012 5:59:15 PM |
deal-banker | $50.00 | 12/27/2012 12:39:34 PM |
Leshan | $50.00 | 12/27/2012 11:18:29 AM |
benjamins-worker5 | $50.00 | 12/27/2012 7:11:13 PM |
whirlingdervish | $25.00 | 12/27/2012 9:02:47 PM |
zipemdown | $25.00 | 12/19/2012 5:19:13 PM |
Edakers | $25.00 | 12/19/2012 7:00:43 PM |
felicity-contributor3 | $25.00 | 12/19/2012 7:38:37 PM |
gotjack-IRA | $25.02 | 12/19/2012 7:45:43 PM |
reaction18 | $25.02 | 12/19/2012 7:49:01 PM |
moneylender25 | $25.00 | 12/19/2012 6:51:24 PM |
rate-advocator7 | $250.00 | 12/19/2012 5:48:30 PM |
CreditBuilder2 | $25.02 | 12/19/2012 6:29:23 PM |
Bob450 | $25.00 | 12/19/2012 8:12:34 PM |
selector568 | $300.00 | 12/21/2012 6:06:39 PM |
integrity-doctor | $100.00 | 12/22/2012 5:13:48 PM |
the-hope-workhorse | $25.00 | 12/22/2012 2:16:42 PM |
let_me_retire | $100.00 | 12/25/2012 6:10:25 AM |
finance-investor3 | $25.00 | 12/25/2012 12:25:27 PM |
return-point2 | $100.00 | 12/25/2012 6:01:16 PM |
truth-companion | $25.00 | 12/26/2012 9:15:28 AM |
california111 | $25.00 | 12/25/2012 9:06:33 PM |
_nfx-ira_ | $36.01 | 12/26/2012 7:21:07 AM |
ethical-truth211 | $400.00 | 12/27/2012 4:07:38 AM |
Colorado2006 | $25.00 | 12/27/2012 7:24:50 PM |
Bob450 | $11.93 | 12/28/2012 8:51:44 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
687757
This series of Notes was issued and sold upon the funding of the borrower loan #79981, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $591.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 24% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 11y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $147,193 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| safe-rate711 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2012)
|
Principal balance:
| $4,359.78 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
alpha-lending | $25.00 | 12/19/2012 9:37:00 AM |
Index_Plus | $2,200.00 | 12/28/2012 12:35:36 PM |
riskreward | $250.00 | 12/17/2012 5:29:15 PM |
zipemdown | $25.00 | 12/17/2012 5:35:19 PM |
wildanne | $50.00 | 12/17/2012 5:59:43 PM |
truth-companion | $25.00 | 12/17/2012 5:07:47 PM |
roland1 | $25.00 | 12/17/2012 6:37:27 PM |
bazaar-tulip | $25.00 | 12/17/2012 6:39:22 PM |
reaction18 | $100.01 | 12/17/2012 6:48:56 PM |
JeremyLinFan | $30.00 | 12/17/2012 7:10:43 PM |
thrilling-point2 | $40.00 | 12/17/2012 5:06:09 PM |
return-point2 | $100.00 | 12/17/2012 5:20:07 PM |
nickel-ferret | $25.00 | 12/17/2012 5:20:55 PM |
valiant-return584 | $50.00 | 12/17/2012 6:26:24 PM |
octoberfresh | $25.00 | 12/17/2012 6:33:38 PM |
top-goodhearted-liberty | $25.00 | 12/18/2012 10:04:28 AM |
Tscheddar | $25.00 | 12/17/2012 6:53:39 PM |
WalnutCreekguy | $50.00 | 12/18/2012 9:14:23 AM |
907 | $25.00 | 12/18/2012 7:50:09 PM |
best-point-pursuit | $100.00 | 12/19/2012 9:02:26 AM |
PoundSmart | $100.00 | 12/19/2012 9:54:21 AM |
john0720 | $100.00 | 12/19/2012 5:18:04 PM |
transaction-competitor0 | $25.00 | 12/21/2012 9:18:27 AM |
pure-treasure7 | $50.00 | 12/21/2012 11:28:39 AM |
organized-dedication696 | $25.00 | 12/21/2012 2:00:05 PM |
pembull | $25.00 | 12/21/2012 6:12:59 PM |
california111 | $50.00 | 12/22/2012 10:24:47 AM |
goat361 | $25.00 | 12/22/2012 5:08:04 AM |
a-helping-hand | $125.00 | 12/22/2012 5:24:02 PM |
jmeasn | $25.00 | 12/23/2012 5:54:49 PM |
jwesleym | $25.00 | 12/24/2012 9:35:03 AM |
AF-Chief | $25.00 | 12/24/2012 11:30:52 AM |
american-investor | $25.00 | 12/24/2012 10:51:51 AM |
openness-antioxidant | $69.00 | 12/24/2012 10:54:47 AM |
Astyanax | $25.00 | 12/24/2012 12:27:58 PM |
profitable-fairness1 | $50.00 | 12/24/2012 5:01:42 PM |
Kaj | $25.00 | 12/24/2012 6:09:08 PM |
helpinghand63 | $25.00 | 12/25/2012 9:34:12 AM |
chac | $100.00 | 12/25/2012 12:35:02 PM |
top-inspired-felicity | $25.00 | 12/26/2012 9:05:58 AM |
cardminger | $25.00 | 12/26/2012 9:29:43 AM |
Bank42 | $25.00 | 12/26/2012 9:00:56 AM |
radiant-dollar9 | $200.00 | 12/26/2012 9:42:28 AM |
j2ee | $50.00 | 12/26/2012 9:11:33 AM |
palu2619 | $25.00 | 12/26/2012 9:30:18 AM |
Rogesparkguy | $25.00 | 12/26/2012 11:01:03 AM |
likeable-money4 | $25.00 | 12/26/2012 2:43:33 PM |
courteous-justice415 | $25.00 | 12/26/2012 10:25:39 AM |
toomanyfishtanks | $25.00 | 12/26/2012 3:14:31 PM |
timbob | $500.00 | 12/26/2012 5:23:21 PM |
supersarah61 | $25.00 | 12/26/2012 4:47:47 PM |
investment-sapling | $50.00 | 12/26/2012 3:57:10 PM |
rate-hawk | $25.00 | 12/27/2012 6:26:23 AM |
youthful-currency959 | $100.00 | 12/27/2012 9:02:12 AM |
techron2012 | $200.00 | 12/27/2012 10:43:28 AM |
thorough-income854 | $25.00 | 12/27/2012 1:45:25 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:24 PM |
ready-benefit3 | $25.00 | 12/27/2012 10:55:52 AM |
kingryan | $150.00 | 12/27/2012 10:52:14 AM |
rmkrish555 | $25.00 | 12/27/2012 3:22:16 PM |
order-prospector | $25.00 | 12/27/2012 6:12:12 PM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:53 PM |
WeshaTheLeopard | $25.00 | 12/28/2012 6:04:34 AM |
CashBank | $25.00 | 12/28/2012 8:52:38 AM |
duty-accomplishment | $25.00 | 12/28/2012 9:01:22 AM |
crown-year | $1,000.00 | 12/28/2012 6:55:38 AM |
tech310 | $50.00 | 12/28/2012 9:23:46 AM |
repayment-chihuahua3 | $25.00 | 12/28/2012 9:12:04 AM |
successful-agreement7 | $100.00 | 12/28/2012 9:23:22 AM |
ready-agreement5 | $25.00 | 12/28/2012 11:57:00 AM |
orearella3 | $30.00 | 12/28/2012 10:54:47 AM |
global-invest-group | $25.00 | 12/28/2012 11:21:38 AM |
compatible-deal9 | $25.00 | 12/28/2012 5:02:54 PM |
mercuriant | $25.00 | 12/28/2012 10:44:34 AM |
robust-trade | $25.00 | 12/28/2012 10:54:42 AM |
bid-stockpiler1 | $100.00 | 12/28/2012 1:06:32 PM |
Feyenoord | $30.00 | 12/28/2012 3:00:10 PM |
Leshan | $100.00 | 12/28/2012 3:35:22 PM |
first-graceful-contract | $25.00 | 12/28/2012 6:07:44 PM |
_wally_ | $25.00 | 12/28/2012 6:21:46 PM |
ironman84 | $25.00 | 12/29/2012 5:29:14 AM |
worthy-bid8 | $400.00 | 12/28/2012 7:12:02 PM |
freest8r | $100.00 | 12/29/2012 7:18:20 AM |
desertoasis | $25.00 | 12/29/2012 7:49:57 AM |
finance-vault | $25.00 | 12/28/2012 8:22:19 PM |
greenback-investor7 | $25.00 | 12/29/2012 8:02:37 AM |
cordial-affluence2 | $25.00 | 12/29/2012 10:01:55 AM |
point | $50.00 | 12/29/2012 12:07:55 PM |
MrBailey | $25.00 | 12/29/2012 12:12:00 PM |
bonus-apricot366 | $25.00 | 12/29/2012 12:13:07 PM |
mcgillis99 | $30.00 | 12/29/2012 10:48:08 AM |
lagnisiruk | $25.00 | 12/29/2012 12:28:57 PM |
Socorro_Capital_Partners | $25.01 | 12/29/2012 11:40:14 AM |
magnitude787 | $30.00 | 12/29/2012 12:38:05 PM |
aggresive-compassion612 | $25.00 | 12/29/2012 12:42:47 PM |
Quiza12 | $100.00 | 12/29/2012 6:09:08 AM |
Reinadog9 | $25.00 | 12/29/2012 12:44:44 PM |
3GuardianAngles | $26.23 | 12/29/2012 6:58:46 AM |
gallant-economy9 | $37.00 | 12/29/2012 12:49:39 PM |
payout-paradise5 | $25.00 | 12/29/2012 12:49:43 PM |
fortytwo | $100.00 | 12/29/2012 12:51:39 PM |
nimble-revenue5 | $46.00 | 12/29/2012 12:55:06 PM |
richboy56 | $25.00 | 12/29/2012 12:59:11 PM |
ekmendenhall | $50.00 | 12/29/2012 12:29:13 PM |
Cai8899 | $25.00 | 12/29/2012 1:05:53 PM |
blue-competent-hope | $33.00 | 12/29/2012 1:10:06 PM |
credit-adventurer313 | $25.00 | 12/29/2012 10:40:25 AM |
GoCougs | $39.00 | 12/29/2012 12:42:52 PM |
MAYBROOK | $47.00 | 12/29/2012 12:01:35 PM |
Mark-7 | $50.00 | 12/29/2012 12:59:17 PM |
Thinker2007 | $25.00 | 12/29/2012 12:13:34 PM |
ferdberfel | $25.00 | 12/29/2012 12:17:10 PM |
washboard1 | $25.00 | 12/29/2012 12:20:03 PM |
handshake5 | $19.58 | 12/29/2012 1:20:06 PM |
bill-expert | $25.00 | 12/29/2012 12:49:48 PM |
Tradesmanlender | $25.00 | 12/29/2012 1:10:12 PM |
yield-chihuahua9 | $50.00 | 12/29/2012 1:11:16 PM |
jazzlender | $50.00 | 12/29/2012 1:12:30 PM |
gauss02 | $25.00 | 12/29/2012 1:15:54 PM |
entertaining-rate9 | $25.00 | 12/17/2012 5:43:01 PM |
formula842 | $25.00 | 12/17/2012 5:21:44 PM |
stylish-revenue4 | $100.00 | 12/17/2012 5:27:20 PM |
liberty-tostada7 | $50.00 | 12/17/2012 7:56:13 PM |
ferocious-kindness8 | $35.00 | 12/17/2012 5:52:51 PM |
red-duty-carrier | $25.00 | 12/17/2012 5:17:11 PM |
marketplace-singularity3 | $25.00 | 12/17/2012 5:44:25 PM |
berniemadeoff | $65.00 | 12/17/2012 7:21:24 PM |
five-star-note | $25.00 | 12/17/2012 7:28:36 PM |
secureincome | $555.00 | 12/17/2012 6:29:47 PM |
fitiwalt | $25.00 | 12/18/2012 4:48:15 AM |
deal-banker | $50.00 | 12/18/2012 8:56:27 AM |
transaction-seahorse0 | $25.00 | 12/18/2012 5:45:17 PM |
paxnj | $25.00 | 12/18/2012 6:02:49 PM |
entertaining-revenue4 | $50.00 | 12/19/2012 10:02:33 AM |
Assets-Up | $25.00 | 12/19/2012 10:29:13 AM |
simplelender80 | $500.00 | 12/19/2012 5:59:45 PM |
HereToHelp305 | $150.00 | 12/19/2012 4:50:49 PM |
FrugalForLife2 | $25.00 | 12/19/2012 5:49:04 PM |
first-balance-neutron | $25.00 | 12/21/2012 10:22:51 AM |
purposeful-durability8 | $100.00 | 12/21/2012 5:06:01 PM |
qsolo | $50.00 | 12/22/2012 1:06:12 PM |
workorbe | $25.00 | 12/22/2012 12:26:31 PM |
ell25 | $25.00 | 12/22/2012 1:36:45 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:22 PM |
fcrick | $50.00 | 12/23/2012 12:51:42 PM |
peso-spartan6 | $25.00 | 12/24/2012 10:39:30 AM |
whitegold24k | $150.00 | 12/24/2012 10:57:04 AM |
CougarRoar | $25.00 | 12/24/2012 11:33:07 AM |
luann199 | $25.00 | 12/24/2012 5:59:53 PM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:20 PM |
dukeiyer | $25.00 | 12/24/2012 12:00:18 PM |
phaded | $25.00 | 12/24/2012 7:04:23 PM |
DiligentiaLLC | $25.00 | 12/24/2012 7:31:45 PM |
TumbleWeed88 | $25.00 | 12/24/2012 6:42:51 PM |
lionheart722 | $25.00 | 12/25/2012 9:07:07 AM |
justreturns | $25.00 | 12/25/2012 9:19:57 AM |
Hippo-IRA1 | $40.00 | 12/25/2012 1:45:34 PM |
XP | $25.00 | 12/26/2012 8:28:35 AM |
affluence-microscope2 | $200.00 | 12/26/2012 9:09:26 AM |
openness-zenith6 | $50.00 | 12/26/2012 9:26:12 AM |
emphatic-gold584 | $100.00 | 12/26/2012 10:26:29 AM |
gasman-1 | $25.00 | 12/26/2012 11:23:55 AM |
adventurous-credit466 | $25.00 | 12/26/2012 10:35:35 AM |
diversification-collider5 | $25.00 | 12/26/2012 10:47:11 AM |
credit-commander1 | $25.00 | 12/26/2012 5:14:03 PM |
wealth-competitor | $25.00 | 12/26/2012 6:09:53 PM |
wise-honorable-rate | $25.00 | 12/27/2012 11:53:50 AM |
blue-radiant-justice | $50.00 | 12/27/2012 5:04:03 PM |
ciscoparrot | $25.00 | 12/27/2012 1:09:39 PM |
appetizing-velocity4 | $25.00 | 12/27/2012 10:07:09 AM |
fulfilling-bazaar4 | $25.00 | 12/27/2012 6:01:49 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:17:21 PM |
tenacious-compassion9 | $25.00 | 12/27/2012 6:15:54 PM |
zassociate | $200.00 | 12/27/2012 5:12:40 PM |
burrben | $40.00 | 12/27/2012 9:17:55 PM |
rmkrish55 | $25.00 | 12/28/2012 8:50:25 AM |
durability-seahorse7 | $50.00 | 12/28/2012 10:17:31 AM |
RoZu_Lending | $100.00 | 12/28/2012 9:46:17 AM |
HappyToLoan | $35.00 | 12/28/2012 11:13:29 AM |
loan-fate | $50.00 | 12/28/2012 10:00:28 AM |
pietro_torna_indietro | $50.00 | 12/28/2012 10:40:16 AM |
heroic-dime7 | $50.00 | 12/28/2012 11:39:07 AM |
payment-labyrinth9 | $25.00 | 12/28/2012 5:04:51 PM |
affluence-birdie7 | $25.00 | 12/28/2012 2:02:15 PM |
USMC0311 | $25.00 | 12/28/2012 3:43:00 PM |
money-baron-roth-IRA | $50.00 | 12/28/2012 11:20:14 AM |
incbx | $100.00 | 12/28/2012 3:22:54 PM |
MadHun | $200.00 | 12/28/2012 5:24:57 PM |
Imaginos1892 | $100.00 | 12/28/2012 4:17:48 PM |
smart-kindness8 | $25.00 | 12/28/2012 5:38:37 PM |
villagers | $50.00 | 12/28/2012 5:22:04 PM |
thoughtful-payment587 | $25.00 | 12/28/2012 6:58:38 PM |
managedfund | $1,333.00 | 12/28/2012 6:18:05 PM |
commitment-melody1 | $50.00 | 12/28/2012 8:34:50 PM |
TheHillsAreAlive | $25.00 | 12/28/2012 6:14:48 PM |
USNCarst | $42.17 | 12/29/2012 10:59:33 AM |
hardatwork1 | $25.00 | 12/29/2012 6:17:02 AM |
Searlzy | $25.00 | 12/28/2012 6:53:10 PM |
hitsman | $50.00 | 12/28/2012 6:56:20 PM |
jdtv | $25.00 | 12/28/2012 8:50:55 PM |
wampum-optimization | $25.00 | 12/29/2012 12:24:20 PM |
melodious-fairness | $50.00 | 12/29/2012 12:29:41 PM |
mwl | $25.00 | 12/29/2012 12:33:00 PM |
elegant-hope578 | $50.00 | 12/29/2012 12:33:56 PM |
sadls | $25.00 | 12/29/2012 11:36:29 AM |
daisuke | $25.00 | 12/29/2012 11:59:10 AM |
rescue | $92.00 | 12/29/2012 12:04:13 PM |
SimpleChoice | $25.00 | 12/29/2012 12:04:42 PM |
silver-enlightenment0 | $25.00 | 12/29/2012 12:07:21 PM |
felicity-strawberry4 | $25.00 | 12/29/2012 7:18:23 AM |
wwwUniversal | $25.00 | 12/29/2012 12:13:46 PM |
first-resolute-deal | $25.00 | 12/29/2012 12:58:17 PM |
docdekay | $50.00 | 12/29/2012 12:26:43 PM |
brightest-excellent-rate | $81.00 | 12/29/2012 1:06:41 PM |
LightTheWay | $50.00 | 12/29/2012 1:08:24 PM |
Actuary | $25.00 | 12/29/2012 10:23:24 AM |
tender-commerce8 | $50.00 | 12/29/2012 12:06:12 PM |
CAGE-Investments | $25.00 | 12/29/2012 1:02:55 PM |
Comoparklender | $25.00 | 12/29/2012 12:43:09 PM |
terrific-dough6 | $50.00 | 12/29/2012 12:46:10 PM |
Nopa | $25.00 | 12/29/2012 12:47:21 PM |
tnjohnso | $25.00 | 12/29/2012 12:50:48 PM |
HammerSmith | $25.00 | 12/29/2012 12:59:51 PM |
bold-principal-thinker | $25.00 | 12/29/2012 1:01:45 PM |
224 Investments
|
Borrower Payment Dependent Notes Series
687849
This series of Notes was issued and sold upon the funding of the borrower loan #80042, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $339.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 55% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,542 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| delectable-dime3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2012)
|
Principal balance:
| $7,214.13 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Credit Card Debt Consolidation
Purpose of loan:
This loan will be used to combine my remaining credit card payments to 1 managable payment so that I am only paying interest towards one lending organization. Once these are paid I will then be debt free.
My financial situation:
I am a good candidate for this loan because I have a full time job and can afford to pay the monthly installment fees. I have not ever been late on a payment and I would just like to get myself debt free.
Monthly net income: $2640
Rent: $650
Car expenses: $200
Utilities: $75
Cell Phone, cable, internet: $160
Food, entertainment: $200
Credit card2: $375 Minimum - I am combining these payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Index_Plus | $1,469.02 | 12/28/2012 2:03:04 PM |
green-trade-dolphin2 | $36.71 | 12/18/2012 9:02:23 AM |
green-dollar-buffalo | $50.00 | 12/18/2012 5:17:26 PM |
auction-eclipse8 | $50.00 | 12/18/2012 6:59:11 PM |
radiant-dollar9 | $200.00 | 12/18/2012 5:37:24 PM |
repayment-pagoda8 | $100.00 | 12/18/2012 5:22:06 PM |
HereToHelp305 | $200.00 | 12/19/2012 4:40:46 PM |
kingryan | $250.00 | 12/19/2012 5:34:09 PM |
purposeful-durability8 | $100.00 | 12/20/2012 9:29:53 AM |
the-magnificent-loan | $200.00 | 12/20/2012 5:42:56 PM |
principal-kung-fu | $25.00 | 12/21/2012 5:12:45 PM |
tech310 | $50.00 | 12/23/2012 1:11:56 PM |
jmeasn | $25.00 | 12/23/2012 5:54:31 PM |
money-bauble | $64.00 | 12/24/2012 9:01:21 AM |
whitegold24k | $150.00 | 12/24/2012 11:00:54 AM |
kulender | $50.00 | 12/24/2012 5:51:35 PM |
randsenterprise | $25.00 | 12/24/2012 11:44:37 AM |
Astyanax | $35.00 | 12/24/2012 12:17:41 PM |
profitable-fairness1 | $50.00 | 12/24/2012 5:01:48 PM |
enthusiastic-balance5 | $100.00 | 12/24/2012 6:56:59 PM |
top-inspired-felicity | $25.00 | 12/25/2012 8:06:41 AM |
Aimvest | $25.00 | 12/25/2012 10:19:44 AM |
best-virtuous-return | $50.00 | 12/26/2012 9:19:11 AM |
natural-liberty4 | $200.00 | 12/26/2012 9:48:03 AM |
LeReve | $500.00 | 12/26/2012 9:57:07 AM |
Thunderswan | $59.00 | 12/26/2012 9:52:09 AM |
chief64 | $200.00 | 12/26/2012 10:58:59 AM |
successful-agreement7 | $36.00 | 12/26/2012 9:23:02 AM |
wetlands | $200.00 | 12/26/2012 9:36:18 AM |
Rogesparkguy | $25.00 | 12/26/2012 11:03:42 AM |
Investoman | $25.00 | 12/26/2012 10:17:11 AM |
investment-sapling | $50.00 | 12/26/2012 3:57:11 PM |
Cheburashka | $30.00 | 12/26/2012 10:38:27 AM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:45 PM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:19:59 PM |
likeable-money4 | $25.00 | 12/26/2012 2:42:20 PM |
beeper2 | $25.00 | 12/26/2012 5:52:20 PM |
influential-benjamins0 | $100.00 | 12/26/2012 5:30:07 PM |
blissful-benjamins676 | $25.00 | 12/26/2012 6:30:09 PM |
Marathon418 | $25.00 | 12/27/2012 5:30:46 AM |
mattpet | $25.00 | 12/26/2012 7:27:36 PM |
twirl2 | $25.00 | 12/27/2012 10:02:56 AM |
HoosierDaddie | $28.00 | 12/27/2012 9:18:36 AM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:37 AM |
appetizing-velocity4 | $25.00 | 12/27/2012 10:07:10 AM |
ethical-truth211 | $150.00 | 12/27/2012 10:56:20 AM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:44 PM |
zassociate | $200.00 | 12/27/2012 5:12:23 PM |
Priusdude | $25.00 | 12/27/2012 7:32:49 PM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:53 PM |
TurboTaxi | $25.00 | 12/27/2012 5:31:13 PM |
life-is-great | $25.00 | 12/28/2012 6:33:01 AM |
transparency-futurist3 | $25.00 | 12/28/2012 7:14:51 AM |
the-careful-fund | $25.00 | 12/28/2012 7:49:52 AM |
green-loyalty-web | $25.00 | 12/27/2012 6:04:50 PM |
vagrantprodigy | $25.00 | 12/28/2012 4:27:33 AM |
MIKLIZ_FUNDING | $25.00 | 12/28/2012 8:19:40 AM |
unassuming-p2ploan774 | $40.00 | 12/28/2012 9:44:00 AM |
rmkrish55 | $25.00 | 12/28/2012 8:50:28 AM |
lamsabuy | $29.00 | 12/28/2012 9:30:47 AM |
amf | $25.00 | 12/28/2012 9:39:51 AM |
american6 | $50.00 | 12/28/2012 9:19:44 AM |
heart514 | $25.00 | 12/28/2012 10:22:07 AM |
capital-renewal | $25.00 | 12/28/2012 9:57:45 AM |
gulch | $25.00 | 12/28/2012 10:34:59 AM |
commitment-mesh | $25.00 | 12/28/2012 9:36:38 AM |
cash-reaction2 | $25.00 | 12/28/2012 10:56:29 AM |
CPAMAN | $25.00 | 12/28/2012 11:00:43 AM |
bosco44 | $25.00 | 12/28/2012 11:07:44 AM |
cougarltg | $50.00 | 12/28/2012 9:48:20 AM |
best-active-listing | $25.00 | 12/28/2012 11:14:46 AM |
dreammachine | $50.00 | 12/28/2012 11:18:51 AM |
kegs | $250.00 | 12/28/2012 11:21:13 AM |
elasermd | $50.00 | 12/28/2012 11:33:36 AM |
proper-exchange8 | $50.00 | 12/28/2012 10:45:43 AM |
brightest-community-atmosphere | $25.00 | 12/28/2012 10:15:30 AM |
bazaar-festivity | $25.00 | 12/28/2012 10:18:09 AM |
keynaples | $50.00 | 12/28/2012 11:02:43 AM |
tranquil-revenue | $35.00 | 12/28/2012 1:59:51 PM |
orderandprogress | $50.00 | 12/28/2012 11:10:25 AM |
TheCount | $25.00 | 12/28/2012 10:22:52 AM |
Lam0nt | $25.00 | 12/28/2012 11:13:58 AM |
CapeDollars | $25.00 | 12/28/2012 11:17:04 AM |
cutter21 | $25.00 | 12/28/2012 10:25:38 AM |
fair-pound5 | $25.00 | 12/28/2012 11:18:48 AM |
heroic-dime7 | $50.00 | 12/28/2012 11:39:07 AM |
brightest-dynamic-liberty | $25.00 | 12/28/2012 11:50:56 AM |
payment-associate5 | $100.00 | 12/28/2012 12:36:08 PM |
diversification-medalist | $25.00 | 12/28/2012 10:47:46 AM |
affluence-birdie7 | $30.00 | 12/28/2012 1:59:23 PM |
MartiniCognac | $25.00 | 12/28/2012 10:56:57 AM |
appastk | $25.00 | 12/28/2012 10:59:08 AM |
Incredible_Bob | $25.00 | 12/28/2012 11:02:04 AM |
loot-prescription3 | $25.00 | 12/28/2012 11:48:27 AM |
Hokie83 | $50.00 | 12/28/2012 12:20:36 PM |
bid-stockpiler1 | $50.20 | 12/28/2012 1:05:48 PM |
brightest-bonafide-deal | $25.00 | 12/28/2012 1:34:16 PM |
economy-coup | $100.00 | 12/22/2012 12:33:20 AM |
bowdish1 | $25.00 | 12/18/2012 9:37:23 AM |
bazaar-tulip | $25.00 | 12/18/2012 10:03:34 AM |
valiant-return584 | $50.00 | 12/18/2012 10:12:17 AM |
Tscheddar | $25.00 | 12/18/2012 10:54:25 AM |
yield-voyager8 | $25.00 | 12/18/2012 9:07:19 AM |
gravbox | $25.00 | 12/18/2012 9:58:32 AM |
CreditBuilder2 | $25.06 | 12/18/2012 9:20:09 AM |
mymoneyblog | $25.00 | 12/18/2012 9:38:45 AM |
entertaining-rate9 | $25.00 | 12/18/2012 9:54:08 AM |
five-star-note | $25.00 | 12/18/2012 11:20:10 AM |
bill-tent1 | $50.00 | 12/18/2012 5:28:19 PM |
affluence-microscope2 | $200.00 | 12/18/2012 5:08:07 PM |
kind-lovely-marketplace | $50.00 | 12/18/2012 5:25:34 PM |
simplelender80 | $500.00 | 12/18/2012 5:40:19 PM |
AF-Chief | $25.00 | 12/20/2012 5:41:12 PM |
fcrick | $50.00 | 12/20/2012 5:50:41 PM |
logical-principal8 | $50.00 | 12/20/2012 5:25:08 PM |
windguy | $50.00 | 12/21/2012 9:53:49 AM |
TheHillsAreAlive | $25.00 | 12/21/2012 5:46:25 PM |
loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:23 AM |
ell25 | $25.00 | 12/22/2012 1:05:21 PM |
nex | $25.00 | 12/21/2012 6:27:15 PM |
nodebtin3 | $25.00 | 12/22/2012 1:10:47 PM |
a-helping-hand | $125.00 | 12/22/2012 5:24:04 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:26 PM |
108lender | $178.00 | 12/23/2012 1:17:53 PM |
hidavehi | $25.01 | 12/24/2012 7:30:14 AM |
california111 | $25.00 | 12/24/2012 9:35:27 AM |
IP | $25.00 | 12/24/2012 9:38:55 AM |
deal-vibrato | $25.00 | 12/24/2012 10:38:05 AM |
transparency-sapling | $25.00 | 12/24/2012 11:26:54 AM |
Investor_DP | $100.00 | 12/24/2012 11:49:33 AM |
helpinghand63 | $25.00 | 12/25/2012 9:34:20 AM |
supersarah61 | $25.00 | 12/25/2012 7:15:41 AM |
transparency-futurist3 | $25.00 | 12/25/2012 9:09:11 AM |
ouyangers | $50.00 | 12/26/2012 2:03:10 AM |
structure9 | $25.00 | 12/25/2012 5:20:55 PM |
social-aspen097 | $52.00 | 12/26/2012 9:09:46 AM |
anacent | $25.00 | 12/25/2012 11:14:59 AM |
FinanceEngine | $60.00 | 12/26/2012 9:21:32 AM |
riskreward | $250.00 | 12/26/2012 9:54:36 AM |
compoundinterest | $25.00 | 12/26/2012 10:00:20 AM |
astute-benjamins | $25.00 | 12/26/2012 11:30:19 AM |
Avicell | $25.00 | 12/26/2012 9:29:09 AM |
brandall | $25.00 | 12/26/2012 4:18:30 PM |
otto3investments | $25.00 | 12/26/2012 2:19:03 PM |
value-pouch | $30.00 | 12/26/2012 11:27:57 AM |
integrity-doctor | $100.00 | 12/26/2012 12:21:16 PM |
Jalebi | $25.00 | 12/26/2012 5:59:27 PM |
timbob | $500.00 | 12/26/2012 5:22:53 PM |
determined-bill5 | $100.00 | 12/26/2012 4:41:19 PM |
kmcolo | $25.00 | 12/27/2012 6:19:00 AM |
mercuriant | $25.00 | 12/26/2012 6:22:10 PM |
clean-penny059 | $100.00 | 12/27/2012 6:35:48 AM |
wealth-grasshopper0 | $50.00 | 12/27/2012 9:27:15 AM |
quest0 | $25.00 | 12/27/2012 8:28:16 AM |
mister_waffle | $25.00 | 12/27/2012 9:30:52 AM |
rmkrish555 | $25.00 | 12/27/2012 3:22:17 PM |
Lender1521 | $25.00 | 12/27/2012 4:36:12 PM |
ciscoparrot | $25.00 | 12/27/2012 1:09:40 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:25 PM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:06 PM |
flexible-basis345 | $25.00 | 12/27/2012 5:31:11 PM |
Errylend | $50.00 | 12/27/2012 9:16:27 PM |
skro | $25.00 | 12/27/2012 6:11:50 PM |
Desa_Miwu | $50.00 | 12/28/2012 7:23:35 AM |
hitsman | $50.00 | 12/28/2012 9:19:34 AM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:17 AM |
magical-credit523 | $25.00 | 12/28/2012 9:28:35 AM |
LaGrangeLender | $25.00 | 12/28/2012 6:27:48 AM |
Huck007 | $25.00 | 12/28/2012 9:52:03 AM |
vertigo2x | $25.00 | 12/28/2012 8:27:26 AM |
treasure-medalist0 | $25.00 | 12/28/2012 9:56:31 AM |
gethsemane4 | $25.00 | 12/28/2012 10:03:53 AM |
rescue | $100.00 | 12/28/2012 10:19:07 AM |
Cronos | $100.00 | 12/28/2012 10:20:33 AM |
Preferred-Lender | $25.00 | 12/28/2012 10:23:50 AM |
the-silver-blaster | $75.00 | 12/28/2012 10:26:47 AM |
mpatrick | $75.00 | 12/28/2012 9:52:55 AM |
jeb_31 | $25.00 | 12/28/2012 9:55:07 AM |
no_agenda_lender | $25.00 | 12/28/2012 9:39:35 AM |
bid-czar8 | $44.00 | 12/28/2012 10:21:07 AM |
primecreditseeker | $25.00 | 12/28/2012 10:21:56 AM |
scholarly-liberty3 | $25.00 | 12/28/2012 10:57:37 AM |
pious-gold | $25.00 | 12/28/2012 10:58:20 AM |
hopethisworks | $25.00 | 12/28/2012 10:58:57 AM |
adaboy65 | $74.00 | 12/28/2012 11:08:14 AM |
triguy | $500.00 | 12/28/2012 11:10:07 AM |
fantastic-investment9 | $25.00 | 12/28/2012 9:51:06 AM |
haplender | $50.00 | 12/28/2012 11:16:27 AM |
dospapalotes | $25.00 | 12/28/2012 11:20:05 AM |
bonus-genius | $25.00 | 12/28/2012 10:39:52 AM |
authentic-liberty7 | $25.00 | 12/28/2012 11:36:09 AM |
charming-economy438 | $25.00 | 12/28/2012 10:05:37 AM |
atllender | $50.00 | 12/28/2012 12:09:45 PM |
in_bag-217 | $25.00 | 12/28/2012 12:14:05 PM |
terryaj | $25.00 | 12/28/2012 12:41:02 PM |
practical-expectations | $25.00 | 12/28/2012 12:43:28 PM |
priceless-note7 | $44.00 | 12/28/2012 11:13:53 AM |
peterpossum | $25.00 | 12/28/2012 11:17:08 AM |
abundant-peace196 | $25.00 | 12/28/2012 11:20:42 AM |
meenan | $25.00 | 12/28/2012 11:44:07 AM |
newest-peace-surgeon | $51.00 | 12/28/2012 11:51:18 AM |
friendly-gold | $100.00 | 12/28/2012 11:14:25 AM |
cordial-affluence2 | $25.00 | 12/28/2012 11:21:28 AM |
innocent-loot | $25.00 | 12/28/2012 11:25:33 AM |
wi-cook | $100.00 | 12/28/2012 12:38:21 PM |
205 Investments
|
Borrower Payment Dependent Notes Series
688017
This series of Notes was issued and sold upon the funding of the borrower loan #80066, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,450.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $340.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 10% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,101 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 50 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| ExcellentROI |
Borrower's state:
| NorthCarolina |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
Hello, and thank you for taking the time to read my listing. This a re-list for a loan that was not fully funded. I am requesting $9,450 to consolidate and simplify payments on the high interest portion of my credit card debt and pay it off within a set period of time.
I am turning to Prosper at this juncture because my girlfriend and I have been making plans for our future together which include marriage and hopefully purchasing a house within the next couple of years. I would like to bring a clean financial slate to the commitment and the Prosper loan is one step towards that goal.
With the exception of my high-interest credit card debt, my financial situation is good. I have a long history of paying my bills on time. I currently have 690 Experian credit rating, along with 710 from Transunion and 702 from Equifax. Over 5 years ago, I was laid off while living in New York City and had to use credit cards to pay for many essential necessities, and as a result, acquired much more debt than I wanted. I have worked hard to pay off bills, get my credit score up, and save a bit too. I believe this Prosper loan will be one of the final steps to financial success.
My financial situation:
I am an excellent candidate for this loan because I pay all my bills on time, and should my loan be funded, I will make payments with automatic deductions from my verified checking account using money that has already been budgeted for my credit card payments. This loan will be paid off on-time or earlier. I welcome any inquiries about the information I have provided and I appreciate your consideration.
I currently have a very steady job (I was recently promoted), which pays a salary of $85,000, so my total debt/income ratio is rather low.
Monthly net income: $4,878
Housing: $1,295 per month total, split with girlfriend at $647.50
Insurance: $193.25 bi-annually car insurance
Car expenses: $165 per month on 2010 Nissan Sentra
Utilities: $60 per month on electricity
Phone, cable, internet: $185.00 per month, split with girlfriend
Food, entertainment: $200 per month
Clothing, household expenses: $75 per month
Credit cards and other loans: $600 per month
Other expenses: $199 student loan per month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cattlebaron | $100.00 | 12/18/2012 5:04:29 PM |
Nco | $150.00 | 12/18/2012 5:39:08 PM |
riskreward | $250.00 | 12/18/2012 5:46:50 PM |
zipemdown | $25.00 | 12/18/2012 6:48:51 PM |
toblerone | $25.00 | 12/18/2012 6:32:18 PM |
bazaar-tulip | $25.00 | 12/18/2012 6:35:30 PM |
valiant-return584 | $50.00 | 12/18/2012 6:46:56 PM |
nickel-ferret | $25.00 | 12/19/2012 9:50:56 AM |
return-point2 | $100.00 | 12/20/2012 6:43:11 PM |
Tscheddar | $25.00 | 12/20/2012 10:25:33 AM |
formula842 | $25.00 | 12/22/2012 4:55:53 AM |
california111 | $50.00 | 12/22/2012 10:26:36 AM |
Serenity-Cat | $25.00 | 12/24/2012 12:24:35 PM |
peso-spartan6 | $25.00 | 12/25/2012 5:39:30 PM |
Kaj | $25.00 | 12/26/2012 5:13:56 PM |
pious-benjamins1 | $25.00 | 12/26/2012 11:41:15 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:31 PM |
ciscoparrot | $25.00 | 12/27/2012 1:09:42 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:04:05 PM |
order-prospector | $25.00 | 12/27/2012 6:12:17 PM |
unbeatable-credit1 | $50.00 | 12/27/2012 9:48:06 PM |
rootcanaler | $75.00 | 12/27/2012 6:44:36 PM |
rmkrish55 | $25.00 | 12/28/2012 8:50:36 AM |
prudent-dough458 | $25.00 | 12/28/2012 9:17:01 AM |
ready-agreement5 | $25.00 | 12/28/2012 11:59:03 AM |
ChoiceInvestments | $26.00 | 12/28/2012 3:47:56 PM |
compatible-deal9 | $25.00 | 12/28/2012 5:05:16 PM |
generous-cash1 | $450.00 | 12/28/2012 5:11:11 PM |
incbx | $100.00 | 12/28/2012 3:22:57 PM |
BlueRockInvestor | $30.00 | 12/28/2012 5:17:29 PM |
Leshan | $50.00 | 12/28/2012 3:34:44 PM |
ethical-truth211 | $1,000.00 | 12/28/2012 3:37:01 PM |
radiant-dollar9 | $200.00 | 12/28/2012 5:24:19 PM |
point-nest4 | $383.14 | 12/28/2012 6:15:41 PM |
saxaphone6 | $25.00 | 12/28/2012 5:46:54 PM |
debt-legend | $25.00 | 12/28/2012 6:14:12 PM |
top-inspired-felicity | $25.00 | 12/28/2012 5:35:21 PM |
kmprospeo | $10.17 | 12/28/2012 6:40:27 PM |
Index_Plus | $2,500.00 | 12/28/2012 12:37:02 PM |
cattlebaron | $200.00 | 12/18/2012 5:07:52 PM |
friedokra | $25.00 | 12/18/2012 5:12:19 PM |
cr8on | $50.00 | 12/18/2012 7:01:15 PM |
transaction-seahorse0 | $25.00 | 12/18/2012 5:45:19 PM |
truth-companion | $25.00 | 12/18/2012 5:16:25 PM |
Edakers | $25.00 | 12/18/2012 6:55:47 PM |
907 | $25.00 | 12/18/2012 7:50:21 PM |
HereToHelp305 | $150.00 | 12/19/2012 4:50:51 PM |
usbank | $25.00 | 12/19/2012 7:56:11 PM |
WalnutCreekguy | $50.00 | 12/20/2012 5:45:33 PM |
qsolo | $50.00 | 12/22/2012 1:06:17 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:43 PM |
a-finance-nirvana | $25.00 | 12/24/2012 10:39:36 AM |
helpinghand63 | $25.00 | 12/25/2012 9:34:36 AM |
palu2619 | $25.00 | 12/26/2012 9:30:20 AM |
openness-zenith6 | $50.00 | 12/26/2012 9:26:14 AM |
PoundSmart | $100.00 | 12/26/2012 9:50:26 AM |
likeable-money4 | $25.00 | 12/26/2012 2:43:36 PM |
timbob | $500.00 | 12/26/2012 5:23:24 PM |
agile-diversification2 | $25.00 | 12/27/2012 9:04:06 AM |
j2ee | $50.00 | 12/27/2012 9:18:12 AM |
whitegold24k | $150.00 | 12/27/2012 3:12:38 PM |
supersarah61 | $25.00 | 12/27/2012 1:23:48 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:20 PM |
panga68 | $25.00 | 12/27/2012 12:58:28 PM |
thorough-income854 | $25.00 | 12/27/2012 1:45:27 PM |
zassociate | $200.00 | 12/27/2012 5:12:41 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:17:29 PM |
affluence-microscope2 | $200.00 | 12/28/2012 9:12:11 AM |
loyalist1 | $100.00 | 12/28/2012 8:29:34 AM |
dl_data | $250.00 | 12/28/2012 9:22:50 AM |
LesPaul1 | $25.00 | 12/28/2012 10:56:38 AM |
RoZu_Lending | $100.00 | 12/28/2012 9:46:19 AM |
persistent-dinero953 | $25.00 | 12/28/2012 2:21:21 PM |
justme4now | $25.69 | 12/28/2012 3:58:40 PM |
MadHun | $200.00 | 12/28/2012 5:25:10 PM |
affluence-birdie7 | $25.00 | 12/28/2012 2:02:17 PM |
treasure-coyote3 | $25.00 | 12/28/2012 5:59:16 PM |
villagers | $50.00 | 12/28/2012 5:22:07 PM |
78 Investments
|
Borrower Payment Dependent Notes Series
688061
This series of Notes was issued and sold upon the funding of the borrower loan #80033, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $308.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,611 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-brilliant-economy |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Pay off 3 Credit Cards Completely and A Motorcycle Loan that is secured.
This loan will be used to... Pay off an existing Motorcycle loan, that I have under contract with a buyer. I will also be paying off 3 credit cards in which I am paying over $250 per month, along with making the $225 for the Mortorcycle Loan cutting down our costs Monthly by over $125 per Month, giving me the opportunity to Only Make 1 Payment.
My financial situation:
I am a good candidate for this loan because... I have great History of paying my debts, never had a late payment,Need the balances to show zero to help increase my credit score and free up some extra cash to pay down the debt. We also saving to purchase our next home by the summer of 2013.
Monthly net income: $8,500
Monthly expenses: 4,250
Housing: $1029.95 ( Mortgage, Taxes, Insurance)
Insurance: $200
Car expenses: $535
Utilities: $150
Phone, cable, internet: $125
Food, entertainment: $700
Clothing, household expenses: $150
Credit cards and other loans: $650
Other expenses: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 12/24/2012 1:02:35 AM |
Money__Tree | $200.00 | 12/20/2012 9:05:25 AM |
vivid-p2ploan1 | $25.00 | 12/20/2012 9:09:52 AM |
gain-equator | $25.00 | 12/20/2012 9:25:01 AM |
nevee | $25.00 | 12/20/2012 9:48:29 AM |
money-genome84 | $250.00 | 12/20/2012 10:00:34 AM |
jiftostada | $25.00 | 12/20/2012 10:45:23 AM |
Edakers | $25.00 | 12/20/2012 10:46:24 AM |
the-hope-workhorse | $25.00 | 12/20/2012 10:43:53 AM |
restless-dime | $100.00 | 12/20/2012 12:59:39 PM |
return-point2 | $100.00 | 12/21/2012 9:12:29 AM |
djmikmik | $25.00 | 12/21/2012 9:15:21 AM |
REG_Z | $25.00 | 12/20/2012 5:16:30 PM |
berniemadeoff | $40.00 | 12/20/2012 6:49:35 PM |
truth-companion | $25.00 | 12/21/2012 9:32:50 AM |
green-dollar-buffalo | $50.00 | 12/21/2012 9:33:27 AM |
kind-lovely-marketplace | $50.00 | 12/21/2012 9:39:24 AM |
CA-Lender | $25.00 | 12/21/2012 4:57:18 PM |
kenji4861 | $25.00 | 12/22/2012 1:03:39 PM |
EFS | $100.00 | 12/23/2012 4:59:40 PM |
melodious-openness | $200.00 | 12/24/2012 6:23:00 AM |
auction-seeker | $25.00 | 12/24/2012 12:13:35 PM |
adamdroker | $25.00 | 12/24/2012 1:46:57 PM |
california111 | $25.00 | 12/25/2012 9:06:35 PM |
graceful-D4Sinvestment | $106.00 | 12/26/2012 1:55:09 PM |
likeable-money4 | $25.00 | 12/26/2012 2:43:42 PM |
Bob450 | $25.00 | 12/26/2012 5:18:27 PM |
timbob | $500.00 | 12/26/2012 5:24:34 PM |
stepatatime-together | $100.00 | 12/26/2012 6:15:12 PM |
Sweaty-Butt-Crack | $25.00 | 12/26/2012 6:32:28 PM |
evilkats | $50.00 | 12/26/2012 9:06:40 PM |
alluring-yield5 | $25.00 | 12/27/2012 9:07:35 AM |
red-benefit-ruler | $50.00 | 12/27/2012 6:17:05 AM |
hope-den1 | $25.00 | 12/27/2012 6:25:44 AM |
loan-hawk5 | $25.00 | 12/27/2012 7:36:25 AM |
integrity-electron9 | $50.00 | 12/27/2012 10:01:42 AM |
blue-attractive-coin | $50.00 | 12/27/2012 10:44:16 AM |
revenue-appraiser | $25.00 | 12/27/2012 7:11:48 AM |
astro128 | $26.62 | 12/27/2012 12:08:18 PM |
zorg77 | $100.00 | 12/27/2012 2:36:26 PM |
stable-cash4 | $25.00 | 12/27/2012 9:55:48 AM |
whitegold24k | $150.00 | 12/27/2012 3:21:28 PM |
supersarah61 | $25.00 | 12/27/2012 1:13:26 PM |
listing-enlightenment1 | $100.00 | 12/27/2012 2:35:54 PM |
order-prospector | $25.00 | 12/27/2012 6:12:27 PM |
money-fort | $25.00 | 12/27/2012 9:49:30 PM |
rdhfire | $25.00 | 12/27/2012 7:02:30 PM |
Blackberry_Hill_AFH | $25.00 | 12/28/2012 4:32:10 AM |
trumpeter391 | $28.69 | 12/28/2012 6:11:57 AM |
tech310 | $50.00 | 12/27/2012 7:22:39 PM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:49 PM |
new-felicity-burger | $52.45 | 12/27/2012 9:42:09 PM |
let_me_retire | $100.00 | 12/28/2012 4:33:29 AM |
a-credit-rotation | $25.00 | 12/28/2012 9:49:27 AM |
theaterguy | $25.00 | 12/28/2012 8:05:41 AM |
RMI_Babylon | $30.00 | 12/28/2012 8:46:14 AM |
erowis | $75.00 | 12/28/2012 10:07:51 AM |
principal-accordion | $25.00 | 12/28/2012 1:18:51 PM |
first-graceful-contract | $25.61 | 12/28/2012 11:53:05 AM |
Elefunt | $25.00 | 12/28/2012 10:54:20 AM |
cash-daisy | $45.69 | 12/28/2012 1:37:24 PM |
economy-coup | $200.00 | 12/20/2012 1:38:22 PM |
LittleMingo | $25.00 | 12/22/2012 1:22:04 AM |
economy-coup | $200.00 | 12/25/2012 3:46:57 PM |
Index_Plus | $499.58 | 12/28/2012 1:39:17 PM |
golffish2 | $25.00 | 12/20/2012 9:06:31 AM |
Dubbs360 | $50.00 | 12/20/2012 9:16:18 AM |
bold-joyful-exchange | $25.00 | 12/20/2012 10:03:58 AM |
octoberfresh | $25.00 | 12/20/2012 10:27:36 AM |
receptive-affluence035 | $25.00 | 12/20/2012 5:05:54 PM |
lowrater | $50.40 | 12/20/2012 10:57:34 AM |
zipemdown | $25.00 | 12/20/2012 10:17:08 AM |
valiant-return584 | $50.00 | 12/20/2012 10:18:48 AM |
thrilling-fund427 | $50.00 | 12/21/2012 9:31:54 AM |
vivid-return426 | $25.00 | 12/21/2012 9:54:42 AM |
the-lean-bid | $25.00 | 12/21/2012 6:36:14 AM |
Interest2thePeople | $100.00 | 12/21/2012 9:28:25 AM |
WalnutCreekguy | $50.00 | 12/21/2012 10:12:12 AM |
MyPFBlog | $25.00 | 12/21/2012 10:14:33 AM |
Roux1 | $25.00 | 12/22/2012 12:34:29 PM |
a-helping-hand | $125.00 | 12/22/2012 5:24:31 PM |
Curly-Girly | $25.00 | 12/24/2012 9:27:02 PM |
OTM84 | $100.00 | 12/25/2012 10:26:43 AM |
helpinghand63 | $25.00 | 12/25/2012 9:35:04 AM |
_nfx-ira_ | $36.01 | 12/26/2012 7:22:49 AM |
tolerant-responsibility051 | $2,500.00 | 12/26/2012 12:54:28 PM |
mpatrick | $75.00 | 12/26/2012 4:39:08 PM |
EthanColeInvestingGroup | $25.00 | 12/26/2012 5:12:29 PM |
COCHINOBOY | $108.40 | 12/26/2012 11:46:08 PM |
Tobias_Funke | $25.00 | 12/27/2012 6:23:16 AM |
centsoffreedom | $25.72 | 12/27/2012 6:47:50 AM |
ResQDoc | $25.00 | 12/26/2012 9:26:54 PM |
bob450-roth | $25.00 | 12/26/2012 6:49:14 PM |
Supernick | $200.00 | 12/26/2012 8:22:05 PM |
sdcc72 | $25.00 | 12/27/2012 9:14:16 AM |
newest-phenomenal-dinero | $75.00 | 12/26/2012 10:05:47 PM |
bold-important-dollar | $50.00 | 12/27/2012 7:11:34 AM |
point-hunter4 | $25.00 | 12/27/2012 1:04:59 PM |
coin-architect2 | $100.00 | 12/27/2012 10:23:10 AM |
cxl9 | $50.00 | 12/27/2012 9:24:36 AM |
toomanyfishtanks | $50.00 | 12/27/2012 10:34:35 AM |
betterthanstock | $25.00 | 12/27/2012 1:15:41 PM |
rate-hawk | $25.00 | 12/27/2012 1:34:55 PM |
RebuildALife | $25.00 | 12/27/2012 5:19:58 PM |
zorg77 | $50.00 | 12/27/2012 2:36:31 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:26 PM |
friedokra | $25.00 | 12/27/2012 3:23:06 PM |
kingryan | $150.00 | 12/27/2012 10:52:27 AM |
jybank | $50.00 | 12/27/2012 11:10:37 AM |
historic-dough5 | $25.00 | 12/27/2012 6:27:39 PM |
sprinkler5 | $25.00 | 12/28/2012 5:48:20 AM |
deepblue34 | $35.00 | 12/27/2012 9:18:04 PM |
greenback-chairman5 | $30.00 | 12/27/2012 9:43:20 PM |
ideal-fairness339 | $50.00 | 12/28/2012 5:10:03 AM |
intrepid-compassion29 | $25.00 | 12/28/2012 6:43:54 AM |
graceful-investment | $106.00 | 12/27/2012 8:19:09 PM |
successful-agreement7 | $100.00 | 12/28/2012 9:23:32 AM |
l2fp | $25.00 | 12/27/2012 11:12:50 PM |
RoZu_Lending | $100.00 | 12/28/2012 9:46:21 AM |
wise-interest-wildebeest | $25.00 | 12/28/2012 8:45:35 AM |
rmkrish55 | $25.00 | 12/28/2012 8:50:59 AM |
sentry256 | $25.00 | 12/28/2012 10:23:11 AM |
wwwUniversal | $25.00 | 12/28/2012 11:12:18 AM |
Foggy | $25.00 | 12/28/2012 9:58:19 AM |
MTF | $50.00 | 12/28/2012 12:30:27 PM |
euro-eagle1 | $25.53 | 12/28/2012 11:45:29 AM |
brightest-bonafide-deal | $25.00 | 12/28/2012 1:33:29 PM |
foldingbenny2 | $25.00 | 12/28/2012 11:36:56 AM |
iidemosthenesii | $28.30 | 12/28/2012 12:09:39 PM |
129 Investments
|
Borrower Payment Dependent Notes Series
688121
This series of Notes was issued and sold upon the funding of the borrower loan #79767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| Dec-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-31-2012 |
|
Lender yield:
| 25.92% |
Borrower rate/APR:
| 26.92% / 29.55% |
Monthly payment:
| $365.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.78% | | |
| |
Estimated return*:
| 13.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,174 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| p2p-mountain1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...pay off all the credit card balances in full
My financial situation: could be better, if the credit cards were paid off, no other debt but mortgage.
I am a good candidate for this loan because...once the credit cards are paid off, this and my mortgage will be the only financial obligations, except for normal living expenses (utilities, etc.)
Monthly net income: $ 3,140
Monthly expenses: $
Housing: $961
Insurance: $52
Car expenses: $75
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $510
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
alpha-lending | $25.00 | 12/21/2012 5:53:03 PM |
gain-equator | $25.00 | 12/20/2012 9:26:53 AM |
zipemdown | $25.00 | 12/20/2012 10:17:09 AM |
silver-plato | $75.00 | 12/20/2012 10:18:13 AM |
return-enthusiast1 | $50.00 | 12/20/2012 2:36:16 PM |
wildanne | $50.00 | 12/20/2012 9:10:59 AM |
superb-funds335 | $25.00 | 12/20/2012 9:04:49 AM |
the-hope-workhorse | $25.00 | 12/20/2012 10:44:19 AM |
NickelSteamroller | $25.00 | 12/20/2012 9:28:28 AM |
authentic-finance194 | $300.00 | 12/20/2012 12:48:29 PM |
octoberfresh | $25.00 | 12/20/2012 6:13:46 PM |
toblerone | $25.00 | 12/20/2012 10:03:47 AM |
SLN-10 | $60.00 | 12/20/2012 10:43:13 AM |
REG_Z | $25.00 | 12/20/2012 5:11:57 PM |
rmkrish55 | $25.00 | 12/20/2012 5:26:29 PM |
truth-companion | $25.00 | 12/21/2012 9:32:50 AM |
return-point2 | $100.00 | 12/21/2012 9:12:29 AM |
MyPFBlog | $25.00 | 12/21/2012 10:14:33 AM |
thrilling-fund427 | $50.00 | 12/21/2012 9:31:54 AM |
Star_Witness | $25.00 | 12/21/2012 6:11:27 PM |
asset-professor | $25.00 | 12/21/2012 6:28:28 PM |
Capitalincome | $25.00 | 12/22/2012 9:48:26 AM |
Tscheddar | $25.00 | 12/22/2012 12:51:01 PM |
kind-credit-bear | $50.00 | 12/23/2012 2:06:37 PM |
compassion-twister2 | $25.00 | 12/23/2012 3:21:25 PM |
helpinghand63 | $25.00 | 12/25/2012 9:35:05 AM |
finance-investor3 | $25.00 | 12/26/2012 3:16:36 PM |
timbob | $500.00 | 12/26/2012 5:24:35 PM |
hope-den1 | $50.00 | 12/27/2012 6:15:06 AM |
TumbleWeed88 | $25.00 | 12/26/2012 6:18:25 PM |
toomanyfishtanks | $50.00 | 12/27/2012 10:35:50 AM |
jennybobenny | $25.00 | 12/27/2012 10:26:55 AM |
rate-hawk | $25.00 | 12/27/2012 1:34:55 PM |
zorg77 | $50.00 | 12/27/2012 2:48:33 PM |
zorg77 | $100.00 | 12/27/2012 2:48:27 PM |
intrepid-loot | $25.00 | 12/27/2012 7:15:00 PM |
benjamins-worker5 | $30.00 | 12/27/2012 7:24:43 PM |
CA-Lender | $25.00 | 12/28/2012 9:36:44 AM |
successful-agreement7 | $100.00 | 12/28/2012 9:23:32 AM |
let_me_retire | $100.00 | 12/28/2012 12:06:43 PM |
Kaj | $25.00 | 12/28/2012 10:52:12 AM |
MadHun | $200.00 | 12/28/2012 5:25:23 PM |
villagers | $50.00 | 12/28/2012 5:22:39 PM |
incbx | $100.00 | 12/28/2012 3:23:03 PM |
Bob450 | $25.00 | 12/29/2012 7:38:29 AM |
green-loyalty-web | $25.00 | 12/28/2012 6:01:50 PM |
desertoasis | $25.00 | 12/29/2012 7:48:16 AM |
thoughtful-payment587 | $25.00 | 12/29/2012 8:06:30 AM |
careful-vigilance4 | $25.00 | 12/28/2012 6:12:38 PM |
organic-order | $25.00 | 12/29/2012 12:37:00 PM |
greenback-investor7 | $25.00 | 12/29/2012 8:02:41 AM |
interstellar | $75.00 | 12/29/2012 1:04:20 PM |
Firescreek | $25.00 | 12/29/2012 10:58:42 AM |
Wellman | $25.00 | 12/29/2012 12:04:39 PM |
Skynxhunt | $25.00 | 12/29/2012 1:50:47 PM |
diplomatic-wealth7 | $25.00 | 12/29/2012 2:36:28 PM |
Freedom_Lending | $25.00 | 12/29/2012 3:58:50 PM |
ethical-truth211 | $400.00 | 12/30/2012 3:31:10 AM |
new-impeccable-coin | $55.00 | 12/30/2012 8:22:54 AM |
supersarah61 | $25.00 | 12/29/2012 2:38:07 PM |
vigorous-vigilance223 | $100.00 | 12/30/2012 7:01:42 AM |
LKN2RTR | $25.00 | 12/30/2012 9:39:54 AM |
cathmorcorvus | $50.00 | 12/30/2012 12:47:33 PM |
epic-transaction | $42.99 | 12/30/2012 1:02:58 PM |
mikbos | $25.00 | 12/29/2012 7:56:36 PM |
corndog4000 | $90.00 | 12/30/2012 12:44:16 AM |
ookamikun | $50.00 | 12/30/2012 12:40:22 PM |
Beast_Mode_Money | $25.00 | 12/30/2012 6:49:24 PM |
willwc6 | $50.00 | 12/30/2012 7:16:30 PM |
tuxedo76 | $25.00 | 12/30/2012 8:22:16 PM |
reverent-greenback219 | $25.00 | 12/30/2012 12:28:52 PM |
gethsemane4 | $25.00 | 12/30/2012 12:54:33 PM |
farmn | $40.00 | 12/30/2012 7:15:41 PM |
reasonable-currency | $50.00 | 12/30/2012 7:20:55 PM |
Cash_Angel | $50.00 | 12/30/2012 8:28:58 PM |
fulfilling-responsibilityOFU | $36.84 | 12/30/2012 8:36:46 PM |
thrifty-gold5 | $25.00 | 12/31/2012 5:22:35 AM |
magical-credit523 | $25.00 | 12/31/2012 6:02:19 AM |
emergencyMD | $25.00 | 12/30/2012 4:52:04 PM |
jsak74 | $25.00 | 12/30/2012 8:53:58 PM |
benefit-javelin | $50.00 | 12/30/2012 9:24:40 PM |
valiant-return584 | $50.00 | 12/20/2012 10:18:49 AM |
Wrats6 | $25.00 | 12/20/2012 2:55:51 PM |
dunkard13 | $300.00 | 12/20/2012 9:10:53 AM |
Dubbs360 | $50.00 | 12/20/2012 9:16:19 AM |
red-duty-carrier | $25.00 | 12/20/2012 9:37:18 AM |
deal-galleon | $25.00 | 12/20/2012 5:24:15 PM |
Rogelio48 | $31.00 | 12/20/2012 10:18:02 AM |
HelpWhenNeeded | $25.00 | 12/20/2012 12:16:46 PM |
skillful-asset5 | $29.00 | 12/20/2012 7:49:28 PM |
rmkrish555 | $25.00 | 12/20/2012 5:15:11 PM |
jiftostada | $25.00 | 12/20/2012 5:55:25 PM |
WalnutCreekguy | $50.00 | 12/21/2012 10:12:13 AM |
best-point-pursuit | $100.00 | 12/20/2012 6:49:07 PM |
belief-integrity | $100.00 | 12/20/2012 6:53:20 PM |
finance7777 | $50.00 | 12/21/2012 2:39:24 PM |
thrilling-point2 | $40.00 | 12/21/2012 9:30:52 AM |
a-helping-hand | $125.00 | 12/22/2012 5:24:32 PM |
kenji4861 | $25.00 | 12/22/2012 1:03:40 PM |
brainy-return234 | $50.00 | 12/23/2012 2:32:52 PM |
cardminger | $25.00 | 12/24/2012 10:23:55 AM |
justreturns | $25.00 | 12/25/2012 9:20:01 AM |
1NiceLender | $25.00 | 12/25/2012 4:03:27 PM |
california111 | $25.00 | 12/25/2012 9:06:35 PM |
tolerant-responsibility051 | $2,500.00 | 12/26/2012 4:00:20 PM |
exponential-fairness2 | $25.00 | 12/26/2012 3:42:34 PM |
likeable-money4 | $25.00 | 12/26/2012 2:43:42 PM |
stepatatime-together | $100.00 | 12/26/2012 6:15:12 PM |
market-bearer0 | $35.00 | 12/27/2012 6:33:50 AM |
order-prospector | $25.00 | 12/27/2012 6:12:28 PM |
dudebrah | $25.00 | 12/27/2012 11:27:41 PM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:49 PM |
RoZu_Lending | $100.00 | 12/28/2012 9:46:22 AM |
sacopt | $25.00 | 12/28/2012 2:12:28 PM |
KindCharmingReflective-affluence | $25.00 | 12/28/2012 5:54:26 PM |
burrben | $50.00 | 12/28/2012 7:33:41 PM |
wale-ld | $60.00 | 12/28/2012 9:06:32 PM |
belief-integrity | $400.00 | 12/29/2012 9:10:58 AM |
Southbay96 | $25.00 | 12/29/2012 10:57:14 AM |
Quiza12 | $100.00 | 12/29/2012 6:09:15 AM |
emphatic-gold584 | $100.00 | 12/28/2012 9:35:53 PM |
bewitching-dollar5 | $100.00 | 12/29/2012 12:43:30 PM |
melodious-openness | $200.00 | 12/29/2012 6:00:00 AM |
mcgillis99 | $30.00 | 12/29/2012 10:48:15 AM |
CalBear08 | $100.00 | 12/29/2012 1:35:31 PM |
first-integrity-gravity | $50.00 | 12/29/2012 1:03:25 PM |
Chewylender | $25.00 | 12/29/2012 2:41:59 PM |
COCHINOBOY | $25.00 | 12/29/2012 4:27:08 PM |
frogperson | $300.00 | 12/29/2012 5:01:40 PM |
1313mark1313 | $25.07 | 12/29/2012 5:43:23 PM |
money-bauble | $100.00 | 12/29/2012 1:27:26 PM |
order-banshee3 | $30.00 | 12/29/2012 3:38:08 PM |
ethical-truth211 | $600.00 | 12/29/2012 4:12:14 PM |
compatible-deal9 | $25.00 | 12/29/2012 5:06:29 PM |
wormdc | $25.00 | 12/29/2012 2:07:01 PM |
belief-integrity | $250.00 | 12/29/2012 9:26:45 PM |
brightest-dignified-worth | $50.00 | 12/29/2012 10:45:44 PM |
Leshan | $50.00 | 12/29/2012 2:40:49 PM |
907 | $25.00 | 12/30/2012 8:19:13 AM |
bob450-roth | $25.00 | 12/30/2012 8:49:28 AM |
gravbox | $25.00 | 12/29/2012 6:43:37 PM |
leverage-galleon | $50.00 | 12/30/2012 12:21:26 PM |
J1mS | $100.00 | 12/30/2012 4:28:31 PM |
basis-excellency9 | $25.00 | 12/30/2012 6:23:16 PM |
Joyflyer | $25.00 | 12/30/2012 7:25:41 PM |
green-safe-wampum | $50.00 | 12/30/2012 2:06:29 PM |
lovely-principal077 | $50.00 | 12/30/2012 5:10:47 PM |
redrose1518 | $30.00 | 12/30/2012 7:56:23 PM |
profitable-loyalty8 | $25.00 | 12/30/2012 11:14:59 PM |
organic-truth9 | $25.00 | 12/31/2012 4:30:25 AM |
value-trophy8 | $36.54 | 12/31/2012 5:52:28 AM |
Kqwik | $25.00 | 12/31/2012 5:53:05 AM |
DadsHaudiService | $35.00 | 12/31/2012 7:17:10 AM |
raisingophelia | $25.00 | 12/30/2012 9:48:11 PM |
ResQDoc | $25.00 | 12/31/2012 4:40:53 AM |
gorhamics | $34.35 | 12/31/2012 5:28:30 AM |
glroark | $54.21 | 12/31/2012 7:48:22 AM |
157 Investments
|
Borrower Payment Dependent Notes Series
688273
This series of Notes was issued and sold upon the funding of the borrower loan #79984, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $19,300.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| Dec-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 7.64% |
Borrower rate/APR:
| 8.64% / 9.99% |
Monthly payment:
| $610.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.46% | | |
| |
Estimated return*:
| 5.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1983 |
Debt/Income ratio:
| 31% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,200 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| TryingToBetterMyFuture |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Second Time - Please Help Me Out
Purpose of loan:
This is my second go around, I hope I can obtain a loan this time. Thanks
I want to pay off my credit card debt. I pay more each month then I should due to having 4 cards with 4 different payments. I want to get myself debt free, and with consolidating my current debt with one easy monthly payment with a much lower interest rate I am 100% sure I will. I
My financial situation:
Monthly Income - 3,400 after tax
Rent - 1300
Utilities - 300
Student Loans - 400
Gas - 300
Food - 200
Car Expenses - 150
I am an excellent candidate for this debt consolidation loan. I have never missed a payment in my life for any type of bill, never missed or been late on any of my credit card payments, student loan payments, rent payment, utility bills and etc.. I have a promising career as a Project Engineer for a successful Construction Firm from San Francisco. Even though I have been only employed by my company for a few months, my position with my company is very protected. I truly hope through your analysis you will find me to be an excellent candidate, as I believe I am Thank You
I promise you I will make your investment worth it! Thanks
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
logical-reward8 | $25.00 | 12/18/2012 5:31:00 PM |
loan-mongoose1 | $25.00 | 12/18/2012 6:17:01 PM |
bazaar-tulip | $25.00 | 12/18/2012 6:35:31 PM |
bill-tent1 | $50.00 | 12/18/2012 5:28:04 PM |
CreditBuilder2 | $25.01 | 12/18/2012 7:04:29 PM |
indomitable-coin | $25.00 | 12/18/2012 5:33:08 PM |
riskreward | $250.00 | 12/18/2012 5:46:19 PM |
loot-prescription3 | $25.00 | 12/18/2012 5:48:27 PM |
DonaldColorado | $50.00 | 12/18/2012 6:41:26 PM |
logical-principal8 | $34.00 | 12/19/2012 9:27:45 AM |
auction-eclipse8 | $50.00 | 12/18/2012 6:59:13 PM |
blot44 | $25.00 | 12/18/2012 6:42:45 PM |
djs81 | $75.00 | 12/19/2012 10:15:01 AM |
prudent-dough458 | $25.00 | 12/19/2012 9:55:00 AM |
HereToHelp305 | $250.00 | 12/19/2012 4:30:24 PM |
heerzaquestion | $25.00 | 12/20/2012 12:58:51 PM |
commitment-orca7 | $100.00 | 12/21/2012 9:57:43 AM |
principal-admirer5 | $25.00 | 12/21/2012 3:41:52 PM |
california111 | $50.00 | 12/22/2012 10:21:54 AM |
qsolo | $50.00 | 12/22/2012 1:06:17 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:43 PM |
nodebtin3 | $25.00 | 12/23/2012 1:28:18 PM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:26 PM |
aabadabadoo | $25.00 | 12/24/2012 7:02:49 PM |
kalamari | $30.00 | 12/25/2012 9:41:15 AM |
AmericanCredit | $35.00 | 12/25/2012 9:22:43 AM |
OTM84 | $100.00 | 12/25/2012 10:36:08 AM |
chac | $150.00 | 12/25/2012 12:43:43 PM |
Aimvest | $25.00 | 12/26/2012 10:05:08 AM |
determined-bill5 | $100.00 | 12/26/2012 4:41:22 PM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:46 PM |
AFairDeal | $25.00 | 12/26/2012 5:33:28 PM |
american6 | $50.00 | 12/26/2012 5:18:59 PM |
kingryan | $150.00 | 12/27/2012 10:52:18 AM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:44 AM |
dggusmc | $25.00 | 12/27/2012 5:32:49 PM |
Errylend | $50.00 | 12/27/2012 9:16:29 PM |
fund-booster4 | $25.00 | 12/28/2012 9:23:03 AM |
magical-credit523 | $25.00 | 12/28/2012 9:28:42 AM |
Castellan | $50.00 | 12/28/2012 10:13:52 AM |
nuclearmoose | $50.00 | 12/28/2012 11:21:32 AM |
affluence-birdie7 | $30.00 | 12/28/2012 1:59:25 PM |
abundant-peace196 | $50.00 | 12/28/2012 11:17:27 AM |
ThomasC | $50.00 | 12/28/2012 5:23:40 PM |
gigabit | $50.00 | 12/28/2012 5:33:39 PM |
CornerKetch | $25.05 | 12/28/2012 5:30:16 PM |
Cheburashka | $30.00 | 12/28/2012 6:13:35 PM |
paladin510 | $25.00 | 12/28/2012 7:21:31 PM |
wealth-scout124 | $50.00 | 12/28/2012 6:23:29 PM |
proper-exchange8 | $50.00 | 12/29/2012 12:09:22 PM |
magical-greenback | $25.00 | 12/29/2012 12:10:37 PM |
stable-durability122 | $25.00 | 12/29/2012 9:35:15 AM |
mcgillis99 | $30.00 | 12/29/2012 10:48:11 AM |
blukestrel | $25.00 | 12/29/2012 12:33:33 PM |
a-unflappable-finance | $100.00 | 12/29/2012 12:39:49 PM |
selfmademan | $25.00 | 12/29/2012 12:40:28 PM |
meenan | $100.00 | 12/29/2012 12:41:20 PM |
g314 | $25.00 | 12/29/2012 12:41:31 PM |
jdashv | $25.00 | 12/29/2012 12:41:54 PM |
fireheart | $25.00 | 12/29/2012 12:44:52 PM |
akcoline | $25.00 | 12/29/2012 12:45:55 PM |
Nopa | $25.00 | 12/29/2012 12:47:22 PM |
awe-inspiring-nickel2 | $25.00 | 12/29/2012 12:51:27 PM |
treasure-singularity | $25.00 | 12/29/2012 12:55:35 PM |
PA2LA | $25.00 | 12/29/2012 12:55:43 PM |
Gabriel02 | $25.00 | 12/29/2012 12:57:30 PM |
huorn | $25.00 | 12/29/2012 12:58:51 PM |
bigballer105 | $50.00 | 12/29/2012 12:25:43 PM |
Strato | $25.02 | 12/29/2012 12:59:19 PM |
mohican21 | $50.00 | 12/29/2012 1:01:50 PM |
macgeek | $50.00 | 12/29/2012 1:02:51 PM |
diversification-surge | $25.00 | 12/29/2012 1:03:52 PM |
courteous-wealth6 | $60.00 | 12/29/2012 12:31:25 PM |
wtrboy | $25.00 | 12/29/2012 1:05:40 PM |
hptcrabbers | $25.00 | 12/29/2012 12:33:08 PM |
lucky6 | $25.00 | 12/29/2012 1:07:29 PM |
Tradesmanlender | $25.00 | 12/29/2012 1:10:13 PM |
bajeezus | $25.00 | 12/29/2012 12:37:34 PM |
Seadrag367 | $25.00 | 12/29/2012 1:11:46 PM |
Tylerh | $250.00 | 12/29/2012 1:11:57 PM |
Opptloans | $25.00 | 12/29/2012 1:12:23 PM |
revmax | $25.00 | 12/29/2012 1:12:43 PM |
banker727 | $25.00 | 12/29/2012 1:13:25 PM |
greenbacchus | $25.00 | 12/29/2012 1:13:36 PM |
bbrinck | $25.00 | 12/29/2012 12:41:14 PM |
blue-fervent-pound | $25.00 | 12/29/2012 12:41:58 PM |
create42xn | $25.00 | 12/29/2012 12:43:21 PM |
Nathan8823 | $25.00 | 12/29/2012 1:18:00 PM |
compassionate-income5 | $25.00 | 12/29/2012 1:18:42 PM |
Thelonius10 | $25.00 | 12/29/2012 12:43:40 PM |
Turkish101 | $25.00 | 12/29/2012 12:44:34 PM |
NASBHC | $50.00 | 12/29/2012 12:44:54 PM |
rodster | $50.00 | 12/29/2012 12:45:14 PM |
payout-paladin0 | $25.00 | 12/29/2012 1:20:56 PM |
9boag | $25.00 | 12/29/2012 1:22:53 PM |
randomguy100 | $25.00 | 12/29/2012 1:23:38 PM |
ExiledSeraph | $25.00 | 12/29/2012 12:48:02 PM |
gazelle1 | $25.00 | 12/29/2012 1:25:36 PM |
Trinkaloki | $25.00 | 12/29/2012 12:49:30 PM |
BidDaddyBigBucks | $25.00 | 12/29/2012 12:49:56 PM |
MrDavid | $75.00 | 12/29/2012 1:28:31 PM |
Snowflake6515 | $25.00 | 12/29/2012 12:53:11 PM |
soheagle | $25.00 | 12/29/2012 1:31:25 PM |
mountain_slope | $25.00 | 12/29/2012 1:32:40 PM |
gethsemane4 | $25.00 | 12/29/2012 1:32:58 PM |
elated-credit30 | $100.00 | 12/29/2012 1:33:48 PM |
Au-Ag-Pt | $25.00 | 12/29/2012 12:57:20 PM |
mpactlender | $50.00 | 12/29/2012 12:58:47 PM |
thoughtful-peso78 | $25.00 | 12/29/2012 1:01:56 PM |
pikopulling | $25.00 | 12/29/2012 1:02:02 PM |
RocketSurgeon | $25.00 | 12/29/2012 1:37:45 PM |
tedsrfdude | $25.00 | 12/29/2012 1:39:11 PM |
platinum-genetics | $25.00 | 12/29/2012 1:03:38 PM |
kewgdns | $30.00 | 12/29/2012 1:04:39 PM |
naniamo | $25.00 | 12/29/2012 1:04:58 PM |
intrepid-payment7 | $25.00 | 12/29/2012 1:41:21 PM |
return-marsupial3 | $25.00 | 12/29/2012 1:05:08 PM |
responsive-worth5 | $25.00 | 12/29/2012 1:05:29 PM |
money-floret | $50.00 | 12/29/2012 1:06:01 PM |
esabzb | $25.00 | 12/29/2012 1:43:13 PM |
aasx1108 | $25.00 | 12/29/2012 1:07:04 PM |
Willylump | $25.00 | 12/29/2012 1:44:19 PM |
downtownfarm | $25.00 | 12/29/2012 1:08:58 PM |
unforgettable-wealth4 | $50.00 | 12/29/2012 1:46:05 PM |
vigorous-payment6 | $25.00 | 12/29/2012 1:11:10 PM |
actuarial_investor | $25.00 | 12/29/2012 1:12:28 PM |
TrustPlus | $50.00 | 12/29/2012 1:48:58 PM |
transparency-halo | $25.00 | 12/29/2012 1:13:48 PM |
ManhattanLender | $25.00 | 12/29/2012 12:23:36 PM |
silver-explorer6 | $25.00 | 12/29/2012 1:19:36 PM |
proud-pound4 | $25.00 | 12/29/2012 1:20:23 PM |
phillipd48 | $25.00 | 12/29/2012 1:20:36 PM |
kinetic-openness0 | $25.00 | 12/29/2012 1:21:55 PM |
afotherg | $25.00 | 12/29/2012 12:30:03 PM |
ProjectVenture | $25.00 | 12/29/2012 12:33:04 PM |
bdloans | $50.00 | 12/29/2012 1:24:22 PM |
pdxtech | $50.00 | 12/29/2012 1:25:15 PM |
skuba | $50.00 | 12/29/2012 12:33:48 PM |
keyfig | $25.00 | 12/29/2012 12:34:06 PM |
bobby5832708 | $25.00 | 12/29/2012 12:35:08 PM |
Bikram | $50.00 | 12/29/2012 12:35:27 PM |
mtquan | $25.00 | 12/29/2012 1:26:12 PM |
the_prince | $50.00 | 12/29/2012 12:35:57 PM |
murren | $25.00 | 12/29/2012 12:36:21 PM |
rupee-lotus5 | $50.00 | 12/29/2012 1:26:51 PM |
totoro | $25.00 | 12/29/2012 12:37:03 PM |
innocent-loot | $25.00 | 12/29/2012 12:39:07 PM |
larslfe | $25.00 | 12/29/2012 1:52:21 PM |
hostbank | $100.00 | 12/29/2012 1:30:17 PM |
pappiandel | $25.00 | 12/29/2012 1:30:46 PM |
runner262 | $25.00 | 12/29/2012 1:55:33 PM |
compassionate-payment218 | $25.00 | 12/29/2012 12:41:56 PM |
IlliniActuary | $25.00 | 12/29/2012 12:42:38 PM |
MiniBank998 | $25.00 | 12/29/2012 12:42:59 PM |
GreenSun | $25.00 | 12/29/2012 1:32:27 PM |
riproaringrapids | $50.00 | 12/29/2012 1:57:45 PM |
first-favorite-bonus9 | $25.00 | 12/29/2012 1:57:54 PM |
agreement-surgeon6 | $100.00 | 12/29/2012 12:44:07 PM |
meux99 | $25.00 | 12/29/2012 12:45:28 PM |
consulguru | $99.00 | 12/29/2012 12:45:40 PM |
SB_Dollars | $50.00 | 12/29/2012 12:46:38 PM |
gojackgo | $50.00 | 12/29/2012 2:07:10 PM |
beachwalkingwoman | $50.00 | 12/29/2012 1:36:21 PM |
red-delectable-reward | $25.00 | 12/29/2012 1:39:41 PM |
determined-deal7 | $25.00 | 12/29/2012 1:40:02 PM |
velocity-solo | $25.00 | 12/29/2012 2:12:50 PM |
gallant-economy9 | $50.00 | 12/29/2012 12:49:40 PM |
diversification-medalist | $25.00 | 12/29/2012 12:49:49 PM |
joyful-worth486 | $25.00 | 12/29/2012 12:50:20 PM |
Iamthewalrus | $25.00 | 12/29/2012 1:43:07 PM |
lending401 | $25.00 | 12/29/2012 2:20:15 PM |
wise-repayment-kayak | $50.00 | 12/29/2012 1:45:24 PM |
lowrate | $50.00 | 12/29/2012 12:51:50 PM |
zenchef | $25.00 | 12/29/2012 1:46:59 PM |
dbzen | $25.00 | 12/29/2012 1:47:16 PM |
designer_10 | $25.00 | 12/29/2012 2:38:11 PM |
SkynxhuntIRA | $25.00 | 12/29/2012 1:48:19 PM |
fairness-musician3 | $25.00 | 12/29/2012 1:49:48 PM |
ramsbladder | $25.00 | 12/29/2012 1:00:26 PM |
tdswellington | $25.00 | 12/29/2012 1:01:14 PM |
adventurer447 | $300.00 | 12/29/2012 1:01:53 PM |
Relevance | $25.00 | 12/29/2012 1:02:49 PM |
scottburger | $100.00 | 12/29/2012 1:05:45 PM |
Kijib | $25.00 | 12/29/2012 1:08:30 PM |
consummate-dinero6 | $25.00 | 12/29/2012 1:09:37 PM |
adamnash | $25.00 | 12/29/2012 1:12:13 PM |
famous-marketplace9 | $25.00 | 12/29/2012 1:52:39 PM |
kindness-opera9 | $50.00 | 12/29/2012 1:13:47 PM |
attentive-compassion1 | $50.00 | 12/29/2012 1:54:29 PM |
thrftylendr | $25.00 | 12/29/2012 1:14:55 PM |
whistledicksmith | $25.00 | 12/29/2012 1:16:40 PM |
designs626 | $50.00 | 12/29/2012 1:17:40 PM |
Gorblum | $25.00 | 12/29/2012 1:18:44 PM |
CorporateT00l | $50.00 | 12/29/2012 1:19:38 PM |
worth-web5 | $50.00 | 12/29/2012 1:19:56 PM |
harty | $50.00 | 12/29/2012 1:22:01 PM |
auction-rocket | $25.00 | 12/29/2012 1:22:45 PM |
rokdim | $50.00 | 12/29/2012 2:16:50 PM |
responsibility-fortress | $25.00 | 12/29/2012 1:23:53 PM |
bixorama | $25.00 | 12/29/2012 2:20:18 PM |
guardlender | $25.00 | 12/29/2012 1:24:49 PM |
methodical-basis822 | $25.00 | 12/29/2012 1:25:28 PM |
soulful-income6 | $100.00 | 12/29/2012 1:25:49 PM |
serene-credit4 | $25.00 | 12/29/2012 1:31:08 PM |
Preteur | $25.00 | 12/29/2012 1:31:43 PM |
firewomin | $25.00 | 12/29/2012 1:33:16 PM |
riskadverse44 | $25.00 | 12/29/2012 1:33:59 PM |
green-agreement-animal | $25.00 | 12/29/2012 1:34:41 PM |
Svigel | $42.93 | 12/29/2012 2:52:56 PM |
JTCorp | $25.00 | 12/29/2012 1:36:49 PM |
sail120 | $25.00 | 12/29/2012 1:40:46 PM |
cash-merry-maker | $25.00 | 12/29/2012 1:43:54 PM |
nofreelunch | $50.00 | 12/29/2012 1:44:01 PM |
mizon291 | $25.00 | 12/29/2012 1:47:41 PM |
sb0453 | $25.00 | 12/29/2012 1:48:29 PM |
Skynxhunt | $25.00 | 12/29/2012 1:50:30 PM |
roman2008 | $25.00 | 12/29/2012 1:52:17 PM |
damanq | $25.00 | 12/29/2012 1:54:14 PM |
bowdish1 | $75.00 | 12/29/2012 2:23:19 PM |
neighborly-hope6 | $100.00 | 12/18/2012 5:40:39 PM |
daw1878 | $25.00 | 12/18/2012 5:55:16 PM |
palu2619 | $25.00 | 12/18/2012 5:31:38 PM |
Zolton | $300.00 | 12/18/2012 5:45:48 PM |
cerebral-dollar773 | $46.31 | 12/18/2012 8:30:56 PM |
benefit-banshee | $25.00 | 12/19/2012 9:15:27 AM |
bonus-apricot366 | $25.00 | 12/19/2012 7:05:47 PM |
supersarah61 | $25.00 | 12/19/2012 5:26:12 PM |
WhiteInvestor | $27.00 | 12/20/2012 1:38:49 PM |
the-magnificent-loan | $200.00 | 12/20/2012 5:42:57 PM |
Plutis | $25.00 | 12/20/2012 4:08:14 PM |
excellent-balance196 | $25.00 | 12/21/2012 2:37:48 PM |
first-credit-meridian | $25.00 | 12/22/2012 1:52:42 PM |
profitable-benefit952 | $100.00 | 12/24/2012 5:48:08 AM |
rmachi | $25.00 | 12/24/2012 10:03:20 AM |
compoundinterest | $25.00 | 12/24/2012 10:19:35 AM |
elasermd | $100.00 | 12/24/2012 10:26:52 AM |
wise-honorable-rate | $25.00 | 12/24/2012 11:26:49 AM |
Serenity-Cat | $25.00 | 12/24/2012 12:36:01 PM |
Investoman | $25.00 | 12/25/2012 9:59:57 AM |
simplelender80 | $100.00 | 12/25/2012 11:04:11 AM |
octoberfresh | $25.00 | 12/25/2012 6:19:59 PM |
imbaldjerry | $25.00 | 12/26/2012 8:20:13 AM |
Arvicco | $400.00 | 12/26/2012 9:56:32 AM |
open-dough6 | $25.00 | 12/26/2012 1:39:25 PM |
likeable-money4 | $25.00 | 12/26/2012 2:40:34 PM |
a2190b | $27.68 | 12/26/2012 1:41:30 PM |
timbob | $500.00 | 12/26/2012 5:22:33 PM |
peso-chief | $100.00 | 12/27/2012 6:09:15 AM |
Bothus | $25.00 | 12/27/2012 12:31:49 PM |
ciscoparrot | $25.00 | 12/27/2012 1:09:42 PM |
sympathetic-funds818 | $50.00 | 12/27/2012 5:46:11 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:25 PM |
Desa_Miwu | $50.00 | 12/28/2012 7:27:17 AM |
JDKevin | $100.00 | 12/27/2012 9:12:41 PM |
logical-peso2 | $25.00 | 12/28/2012 9:18:16 AM |
kinetic-platinum1 | $100.00 | 12/28/2012 10:16:22 AM |
zassociate | $200.00 | 12/28/2012 9:21:33 AM |
euro-grove4 | $25.00 | 12/28/2012 5:56:17 PM |
well-rounded-diversification | $25.00 | 12/28/2012 5:03:26 PM |
thorough-marketplace441 | $35.00 | 12/28/2012 6:11:40 PM |
Long-term2040 | $25.00 | 12/28/2012 6:51:35 PM |
community-seahorse0 | $25.00 | 12/28/2012 6:06:33 PM |
bosco44 | $25.00 | 12/28/2012 6:02:45 PM |
bold-worth-wrangler | $25.00 | 12/28/2012 9:01:20 PM |
dharma1 | $25.00 | 12/28/2012 6:17:07 PM |
Actuary | $25.00 | 12/29/2012 10:23:26 AM |
racing777 | $25.00 | 12/29/2012 11:04:20 AM |
newest-dignified-leverage | $65.00 | 12/29/2012 6:18:34 AM |
panegryst | $50.00 | 12/28/2012 9:31:08 PM |
Edwardtomo | $50.00 | 12/29/2012 12:24:52 PM |
1redfish | $100.00 | 12/29/2012 12:30:25 PM |
cmw65 | $25.00 | 12/29/2012 12:37:44 PM |
felicity-rotation6 | $25.00 | 12/29/2012 12:43:46 PM |
moneynmotion | $25.00 | 12/29/2012 12:45:06 PM |
Tasteslikechicken | $50.00 | 12/29/2012 12:48:25 PM |
Loan_Stranger | $25.00 | 12/29/2012 12:51:01 PM |
ujiba | $50.00 | 12/29/2012 12:15:37 PM |
invincible-deal82 | $25.00 | 12/29/2012 12:55:46 PM |
ZeoInvestments | $25.00 | 12/29/2012 12:56:21 PM |
Marfloogan | $25.00 | 12/29/2012 12:24:53 PM |
1phantom | $25.00 | 12/29/2012 12:57:55 PM |
adaptable-benefit6 | $25.00 | 12/29/2012 12:25:27 PM |
boilermaker63 | $25.00 | 12/29/2012 12:58:32 PM |
grove88 | $25.00 | 12/29/2012 1:00:51 PM |
income-banjo | $25.00 | 12/29/2012 1:02:10 PM |
deal-viking4 | $25.00 | 12/29/2012 12:29:53 PM |
revenue-serenity5 | $25.00 | 12/29/2012 1:02:44 PM |
ryreesado | $25.00 | 12/29/2012 12:30:27 PM |
pumped130 | $35.00 | 12/29/2012 1:04:43 PM |
point-leather9 | $25.00 | 12/29/2012 1:05:16 PM |
community-pipeline | $25.00 | 12/29/2012 1:06:19 PM |
wealthstar | $25.00 | 12/29/2012 12:33:10 PM |
oldandcrafty | $25.00 | 12/29/2012 12:34:07 PM |
groovy-watanabe | $25.00 | 12/29/2012 1:07:16 PM |
lounges | $50.00 | 12/29/2012 1:07:30 PM |
trevandtal | $25.00 | 12/29/2012 12:35:59 PM |
don8ter | $50.00 | 12/29/2012 12:36:27 PM |
first-upright-payout | $25.00 | 12/29/2012 12:36:40 PM |
rulender | $25.00 | 12/29/2012 1:10:35 PM |
finance-explosion6 | $25.00 | 12/29/2012 12:39:05 PM |
damage | $25.00 | 12/29/2012 1:13:06 PM |
gursevak | $25.00 | 12/29/2012 1:13:31 PM |
calessabay | $25.00 | 12/29/2012 1:14:07 PM |
JFKPilot | $25.00 | 12/29/2012 12:40:46 PM |
worldly-loyalty459 | $100.00 | 12/29/2012 10:44:18 AM |
durability-officer | $50.00 | 12/29/2012 1:15:52 PM |
TJ643 | $25.00 | 12/29/2012 1:15:56 PM |
influential-responsibility9 | $25.00 | 12/29/2012 1:16:19 PM |
BDL-Roth | $40.00 | 12/29/2012 12:43:15 PM |
thezfunk | $25.00 | 12/29/2012 12:43:25 PM |
deegeeman | $25.00 | 12/29/2012 1:18:39 PM |
eadamson | $25.00 | 12/29/2012 12:44:08 PM |
stuy1998 | $25.00 | 12/29/2012 12:44:30 PM |
deal-frontier | $25.00 | 12/29/2012 1:20:21 PM |
dingus | $25.00 | 12/29/2012 12:45:16 PM |
Paxman84 | $25.00 | 12/29/2012 11:23:26 AM |
Cashew6 | $25.00 | 12/29/2012 12:48:04 PM |
majestic-principal1 | $25.00 | 12/29/2012 1:24:45 PM |
social-pizza5 | $25.00 | 12/29/2012 12:49:15 PM |
skvat | $25.00 | 12/29/2012 12:49:21 PM |
dpfl55 | $25.00 | 12/29/2012 1:27:09 PM |
pound-idol543 | $50.00 | 12/29/2012 12:50:07 PM |
mg6619 | $25.00 | 12/29/2012 12:52:09 PM |
Natronpee | $25.00 | 12/29/2012 1:28:33 PM |
pawsitive | $30.00 | 12/29/2012 12:52:52 PM |
brazilofmux | $100.00 | 12/29/2012 12:54:12 PM |
wjf60 | $50.00 | 12/29/2012 12:54:42 PM |
Chutney | $25.00 | 12/29/2012 1:33:14 PM |
larrybird | $1,000.00 | 12/29/2012 12:55:48 PM |
gold-position | $25.00 | 12/29/2012 1:34:15 PM |
subtle-revenue0 | $25.00 | 12/29/2012 12:05:07 PM |
x27 | $25.00 | 12/29/2012 12:56:38 PM |
unrivaled-silver | $25.00 | 12/29/2012 12:05:47 PM |
ianakacg | $25.00 | 12/29/2012 12:57:32 PM |
laboheme | $25.00 | 12/29/2012 1:36:00 PM |
newyork6264 | $25.00 | 12/29/2012 1:01:58 PM |
EnglishGeekInNYC | $25.00 | 12/29/2012 1:37:18 PM |
TCayce | $25.00 | 12/29/2012 1:03:03 PM |
Nedly | $25.00 | 12/29/2012 1:38:40 PM |
benevolent-moola291 | $50.00 | 12/29/2012 1:39:43 PM |
ferocious-exchange3 | $25.00 | 12/29/2012 1:41:03 PM |
yachtmaster45 | $25.00 | 12/29/2012 1:07:43 PM |
auction-iris9 | $120.00 | 12/29/2012 1:09:15 PM |
ski bum | $100.00 | 12/29/2012 1:10:56 PM |
famous-ore2 | $50.00 | 12/29/2012 1:47:59 PM |
bbjones3 | $25.00 | 12/29/2012 1:48:48 PM |
balance-voyager | $75.00 | 12/29/2012 1:16:23 PM |
betaoption | $25.00 | 12/29/2012 1:17:33 PM |
jts | $25.00 | 12/29/2012 1:18:34 PM |
vikings23 | $25.00 | 12/29/2012 12:23:46 PM |
dthompso | $50.00 | 12/29/2012 1:19:17 PM |
impartial-silver085 | $50.00 | 12/29/2012 12:25:25 PM |
TheYellowDart | $25.00 | 12/29/2012 1:20:19 PM |
nimble-money0 | $25.00 | 12/29/2012 12:25:57 PM |
jmb_lending | $50.00 | 12/29/2012 12:26:39 PM |
atlacatl | $25.00 | 12/29/2012 1:21:31 PM |
diligent-leverage | $25.00 | 12/29/2012 1:21:58 PM |
bumblebee210 | $25.00 | 12/29/2012 1:22:29 PM |
pipopirate | $25.00 | 12/29/2012 12:31:50 PM |
lifegrowth | $25.00 | 12/29/2012 12:32:53 PM |
lostontheedge | $25.00 | 12/29/2012 12:33:27 PM |
snowman34 | $25.00 | 12/29/2012 1:25:02 PM |
commanding-treasure2 | $75.00 | 12/29/2012 1:25:17 PM |
Schuld66 | $25.00 | 12/29/2012 12:34:09 PM |
Goodtrip | $25.00 | 12/29/2012 1:25:38 PM |
thestartuplender | $40.00 | 12/29/2012 1:25:46 PM |
girlwithglasses | $50.00 | 12/29/2012 12:35:01 PM |
ms48105 | $25.00 | 12/29/2012 1:25:55 PM |
ebusinessagent | $25.00 | 12/29/2012 1:26:22 PM |
hitsman | $50.00 | 12/29/2012 1:26:33 PM |
bold-luminous-wealth | $25.00 | 12/29/2012 1:27:06 PM |
postalwhiz | $25.00 | 12/29/2012 12:37:52 PM |
PRGuyinVA | $25.00 | 12/29/2012 12:38:28 PM |
preciousjeni | $25.00 | 12/29/2012 1:28:28 PM |
mizinc | $25.00 | 12/29/2012 1:29:53 PM |
Emgolda | $25.00 | 12/29/2012 12:40:36 PM |
coin-saffron5 | $50.00 | 12/29/2012 12:40:49 PM |
everythingbagel | $100.00 | 12/29/2012 1:30:42 PM |
token34 | $25.00 | 12/29/2012 1:31:03 PM |
fair-rate | $25.00 | 12/29/2012 1:32:56 PM |
delivery | $25.00 | 12/29/2012 12:43:41 PM |
Helping-U-Succeed | $25.00 | 12/29/2012 1:58:34 PM |
Bendistraw | $25.00 | 12/29/2012 12:44:32 PM |
transparency-baton | $25.00 | 12/29/2012 12:45:04 PM |
first-pragmatic-note | $25.00 | 12/29/2012 1:59:36 PM |
Vegasjim | $25.00 | 12/29/2012 2:02:36 PM |
jazz619 | $25.00 | 12/29/2012 2:04:25 PM |
Brett834 | $250.00 | 12/29/2012 1:37:08 PM |
ManyBlessings | $25.00 | 12/29/2012 1:44:17 PM |
point-zebra | $25.00 | 12/29/2012 1:46:03 PM |
duty-windmill | $25.00 | 12/29/2012 12:52:07 PM |
credit-vinyl | $25.00 | 12/29/2012 12:52:27 PM |
JohnW12 | $25.00 | 12/29/2012 12:53:29 PM |
jakesworld | $25.00 | 12/29/2012 1:47:08 PM |
FrayBentos | $25.00 | 12/29/2012 12:55:29 PM |
active-reward7 | $50.00 | 12/29/2012 12:56:46 PM |
bradomino | $25.00 | 12/29/2012 12:57:13 PM |
jfd287 | $25.00 | 12/29/2012 12:58:07 PM |
RusRobo | $25.00 | 12/29/2012 12:58:41 PM |
principal-aggregator5 | $28.00 | 12/29/2012 2:48:13 PM |
larsowe | $50.00 | 12/29/2012 1:01:12 PM |
the_winning_ticket | $250.00 | 12/29/2012 1:01:47 PM |
efficient-marketplace | $25.00 | 12/29/2012 1:14:58 PM |
minista | $25.00 | 12/29/2012 1:17:30 PM |
dartmouth99 | $25.00 | 12/29/2012 1:18:40 PM |
vibrant-trade8 | $35.00 | 12/29/2012 1:19:14 PM |
mason13a | $25.00 | 12/29/2012 1:19:52 PM |
CPAMAN | $25.00 | 12/29/2012 2:09:11 PM |
ChicoBob | $25.00 | 12/29/2012 1:21:37 PM |
deborahz | $25.00 | 12/29/2012 1:22:37 PM |
fervent-revenue7 | $25.00 | 12/29/2012 1:22:47 PM |
mizount | $25.00 | 12/29/2012 1:22:50 PM |
hope-amigo | $25.00 | 12/29/2012 1:23:36 PM |
Avala | $100.00 | 12/29/2012 1:24:12 PM |
insuranceprofessional1 | $25.00 | 12/29/2012 1:24:24 PM |
best-heavenly-justice | $25.00 | 12/29/2012 1:25:26 PM |
pleasant-basis | $25.00 | 12/29/2012 1:25:52 PM |
Doc23 | $25.00 | 12/29/2012 1:27:51 PM |
robust-contract7 | $25.00 | 12/29/2012 1:31:10 PM |
MARSTUN | $100.00 | 12/29/2012 1:33:23 PM |
brightest-repayment-patriot | $75.00 | 12/29/2012 1:33:38 PM |
loyalty-delight6 | $25.00 | 12/29/2012 1:37:20 PM |
Clambake | $25.00 | 12/29/2012 1:38:59 PM |
exchange-pledge | $50.00 | 12/29/2012 1:41:32 PM |
Taxman44 | $25.00 | 12/29/2012 1:43:01 PM |
nerdfactor | $25.00 | 12/29/2012 1:47:23 PM |
enticing-note | $25.00 | 12/29/2012 1:49:07 PM |
emo13 | $50.00 | 12/29/2012 1:57:58 PM |
Warwick | $25.00 | 12/29/2012 1:58:36 PM |
Ellisdee | $25.00 | 12/29/2012 2:03:56 PM |
siege01 | $25.00 | 12/29/2012 2:07:50 PM |
jpblan11 | $25.00 | 12/29/2012 2:19:35 PM |
orange-mindful-bazaar | $50.00 | 12/29/2012 2:33:56 PM |
433 Investments
|
Borrower Payment Dependent Notes Series
688317
This series of Notes was issued and sold upon the funding of the borrower loan #79915, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $190.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1978 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,906 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| blue-ethical-fund |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to help payoff a credit card and for a deposit on a new apartment.
My financial situation:
I am a good candidate for this loan because I don't overspend and want to get my credit back up to the 700's like it was prior to the divorce.
Monthly net income: $3696
Monthly expenses: $2005
Housing: $750
Insurance: $100
Car expenses: $245
Utilities: $75
Phone, cable, internet: $75
Food, entertainment: $100
Clothing, household expenses: $80
Credit cards and other loans: $500
Other expenses: $80
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
I_Like_to_Invest | $25.00 | 12/19/2012 5:33:28 PM |
riveting-credit5 | $25.00 | 12/19/2012 5:18:11 PM |
obduro_1 | $25.00 | 12/19/2012 6:59:59 PM |
Nco | $150.00 | 12/19/2012 5:22:18 PM |
payment-halo | $25.00 | 12/19/2012 8:12:52 PM |
vivid-p2ploan1 | $25.00 | 12/19/2012 5:30:26 PM |
daw1878 | $25.00 | 12/19/2012 5:36:00 PM |
transaction-seahorse0 | $25.00 | 12/19/2012 5:39:53 PM |
formula842 | $25.00 | 12/19/2012 5:40:15 PM |
best-bonafide-p2p | $25.00 | 12/19/2012 6:26:04 PM |
Rockymtnhi | $100.00 | 12/19/2012 6:38:31 PM |
rate-advocator7 | $250.00 | 12/19/2012 5:48:30 PM |
commerce-venture1 | $25.00 | 12/20/2012 9:37:27 AM |
Megaton | $25.00 | 12/21/2012 7:19:19 PM |
a-helping-hand | $125.00 | 12/22/2012 5:24:27 PM |
missing-link | $25.00 | 12/24/2012 9:44:57 AM |
appetizing-loyalty354 | $25.00 | 12/24/2012 10:16:42 AM |
asset-professor | $35.00 | 12/24/2012 7:38:10 PM |
helpinghand63 | $25.00 | 12/25/2012 9:34:58 AM |
ethical-truth211 | $200.00 | 12/25/2012 9:44:25 AM |
bob450-roth | $25.00 | 12/25/2012 10:05:03 AM |
california111 | $25.00 | 12/25/2012 9:06:34 PM |
timbob | $500.00 | 12/26/2012 5:24:32 PM |
buddycat | $25.00 | 12/27/2012 9:11:43 AM |
daekpon | $200.00 | 12/26/2012 7:27:21 PM |
jtwildcat713 | $25.00 | 12/27/2012 7:57:02 AM |
Lender2895a | $200.00 | 12/27/2012 10:13:03 AM |
-PokerNut | $50.00 | 12/27/2012 10:31:15 AM |
wishihadmore | $30.00 | 12/27/2012 1:33:03 PM |
SecondChanceLendingSERV | $25.52 | 12/28/2012 7:53:22 AM |
LaGrangeLender | $50.00 | 12/28/2012 6:25:08 AM |
return-point2 | $100.00 | 12/28/2012 9:25:31 AM |
order-prospector | $25.00 | 12/28/2012 10:37:40 AM |
valiant-return584 | $50.00 | 12/19/2012 6:04:59 PM |
superb-funds335 | $25.00 | 12/19/2012 6:05:08 PM |
treasure-bliss | $25.00 | 12/20/2012 3:37:15 AM |
restless-dime | $100.00 | 12/20/2012 7:56:58 AM |
zipemdown | $25.00 | 12/19/2012 5:19:16 PM |
dunkard13 | $300.00 | 12/19/2012 5:26:28 PM |
Edakers | $25.00 | 12/19/2012 7:00:43 PM |
toblerone | $25.00 | 12/19/2012 6:25:36 PM |
return-enforcer5 | $25.00 | 12/20/2012 7:02:39 AM |
LiveNow | $25.00 | 12/20/2012 5:09:45 PM |
Winged_Inspirations | $25.00 | 12/20/2012 11:56:52 AM |
CA-Lender | $25.00 | 12/21/2012 11:59:28 AM |
octoberfresh | $25.00 | 12/21/2012 5:42:39 PM |
HereToHelp305 | $50.00 | 12/21/2012 5:48:23 PM |
Cookstersalibi | $25.00 | 12/21/2012 11:02:31 AM |
907 | $25.00 | 12/22/2012 3:50:38 PM |
Rockymtnhi | $100.00 | 12/23/2012 5:37:47 AM |
bullwink27 | $25.00 | 12/24/2012 7:20:32 AM |
selector568 | $300.00 | 12/24/2012 9:56:51 AM |
goat0 | $37.00 | 12/24/2012 10:04:24 AM |
gjm6d | $25.00 | 12/24/2012 11:05:59 AM |
djh47a | $25.00 | 12/24/2012 1:54:32 PM |
kenji4861 | $25.00 | 12/25/2012 9:32:07 AM |
Bob450 | $25.00 | 12/25/2012 9:46:33 AM |
BusinessIntegrationGroup-BIG | $25.00 | 12/26/2012 2:51:33 PM |
SpreadsheetSolutions | $25.00 | 12/27/2012 8:20:15 AM |
skillful-asset5 | $30.00 | 12/27/2012 7:59:21 PM |
Mostlycoins | $25.00 | 12/28/2012 5:25:53 AM |
simplelender80 | $100.00 | 12/27/2012 6:57:10 PM |
forceful-wealth244 | $25.00 | 12/28/2012 8:44:24 AM |
ethical-truth211 | $100.00 | 12/28/2012 9:29:43 AM |
scrappy-diversification7 | $817.48 | 12/28/2012 11:05:04 AM |
65 Investments
|
Borrower Payment Dependent Notes Series
688357
This series of Notes was issued and sold upon the funding of the borrower loan #79659, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Dec-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 14.64% |
Borrower rate/APR:
| 15.64% / 17.98% |
Monthly payment:
| $361.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.06% | | |
| |
Estimated return*:
| 10.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 35% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,101 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| No | | |
Screen name:
| auction-auctioneer |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2012)
|
Principal balance:
| $3,903.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate all past debt into one monthly bill to reduce interest, and help quickly raise my credit back up to an outstanding rating.
My financial situation:
I am a good candidate for this loan because my history of paying on any debt that I owe has been 100% timely.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $33.18 | 12/18/2012 9:02:59 AM |
Zolton | $300.00 | 12/18/2012 9:30:00 AM |
cash-mad-scientist3 | $25.00 | 12/18/2012 9:38:41 AM |
slimof37 | $25.00 | 12/18/2012 10:06:34 AM |
Tscheddar | $25.00 | 12/18/2012 10:54:25 AM |
kind-credit-bear | $100.00 | 12/18/2012 9:27:40 AM |
affluence-microscope2 | $200.00 | 12/18/2012 5:07:32 PM |
gravbox | $25.00 | 12/18/2012 9:58:33 AM |
radiant-dollar9 | $200.00 | 12/18/2012 5:36:55 PM |
loan-mongoose1 | $25.00 | 12/18/2012 10:00:25 AM |
bazaar-tulip | $25.00 | 12/18/2012 10:03:46 AM |
supersarah61 | $25.00 | 12/18/2012 4:05:19 PM |
CreditBuilder2 | $25.01 | 12/18/2012 10:22:34 AM |
bill-tent1 | $50.00 | 12/18/2012 5:27:49 PM |
wetlands | $200.00 | 12/18/2012 5:34:26 PM |
nex | $25.00 | 12/18/2012 6:33:30 PM |
simplelender80 | $500.00 | 12/18/2012 5:40:19 PM |
dhkny5 | $50.00 | 12/19/2012 8:35:37 AM |
HereToHelp305 | $250.00 | 12/19/2012 4:34:45 PM |
Oakland | $75.00 | 12/20/2012 7:04:54 AM |
indomitable-coin | $25.00 | 12/20/2012 9:17:30 AM |
the-magnificent-loan | $200.00 | 12/21/2012 9:34:57 AM |
purposeful-durability8 | $100.00 | 12/21/2012 10:11:33 AM |
ccook1998 | $25.00 | 12/21/2012 5:40:10 PM |
first-credit-meridian | $25.00 | 12/22/2012 1:52:40 PM |
ell25 | $25.00 | 12/22/2012 1:05:23 PM |
phaded | $25.00 | 12/23/2012 1:06:06 PM |
tornado351 | $25.00 | 12/24/2012 7:37:21 AM |
nodebtin3 | $25.00 | 12/24/2012 10:02:10 AM |
logical-principal8 | $50.00 | 12/24/2012 10:44:33 AM |
BJnRJames | $50.00 | 12/24/2012 4:23:43 PM |
mr_haldane | $25.00 | 12/24/2012 11:58:45 AM |
Astyanax | $25.00 | 12/24/2012 12:22:26 PM |
a-affluence-legend | $25.00 | 12/24/2012 12:43:12 PM |
IP | $25.00 | 12/24/2012 6:26:59 PM |
moola-accelerator6 | $35.00 | 12/24/2012 8:33:18 PM |
hidavehi | $27.00 | 12/24/2012 8:01:34 PM |
otto3investments | $25.00 | 12/26/2012 2:19:03 PM |
Trigirl23 | $25.00 | 12/26/2012 5:56:09 PM |
brandall | $25.00 | 12/26/2012 4:18:30 PM |
determined-bill5 | $100.00 | 12/26/2012 4:41:20 PM |
peso-chief | $100.00 | 12/27/2012 6:03:13 AM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:25 PM |
bold-steady-peso | $100.00 | 12/27/2012 6:26:12 PM |
Errylend | $50.00 | 12/27/2012 9:16:28 PM |
Desa_Miwu | $50.00 | 12/28/2012 7:23:35 AM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:17 AM |
successful-agreement7 | $67.00 | 12/28/2012 9:23:04 AM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:06 PM |
a-brainy-gain | $25.00 | 12/28/2012 9:47:57 AM |
elated-generosity01 | $25.00 | 12/28/2012 9:16:28 AM |
kmcolo | $25.00 | 12/28/2012 9:20:06 AM |
AFairDeal | $25.00 | 12/28/2012 10:25:59 AM |
magical-credit523 | $25.00 | 12/28/2012 9:28:36 AM |
TomDalonajay | $25.00 | 12/28/2012 10:00:54 AM |
Investoman | $25.00 | 12/28/2012 9:31:18 AM |
EnglishGeekInNYC | $25.00 | 12/28/2012 10:20:06 AM |
fantastic-investment9 | $25.00 | 12/28/2012 9:51:06 AM |
cablenews | $100.00 | 12/28/2012 10:00:10 AM |
wach | $25.00 | 12/28/2012 1:57:37 PM |
ivy-league-MBA | $25.00 | 12/28/2012 5:02:45 PM |
JDKevin | $100.00 | 12/28/2012 5:12:51 PM |
villagers | $50.00 | 12/28/2012 5:21:02 PM |
devoider | $25.00 | 12/28/2012 3:27:00 PM |
generosity-battalion0 | $30.00 | 12/28/2012 3:33:06 PM |
Imaginos1892 | $100.00 | 12/28/2012 4:16:58 PM |
atllender | $50.00 | 12/28/2012 12:09:45 PM |
payment-associate5 | $100.00 | 12/28/2012 12:36:08 PM |
MadHun | $200.00 | 12/28/2012 5:24:59 PM |
Avicell | $25.00 | 12/28/2012 6:11:59 PM |
TennSquire | $25.00 | 12/28/2012 5:38:55 PM |
adorable-economy9 | $25.00 | 12/28/2012 6:32:25 PM |
well-mannered-income3 | $80.00 | 12/28/2012 6:33:13 PM |
asset-guitar5 | $26.40 | 12/28/2012 6:51:24 PM |
green-loyalty-web | $25.00 | 12/28/2012 6:01:46 PM |
ThomasC | $50.00 | 12/28/2012 5:23:38 PM |
Sanford-N-Sons | $25.00 | 12/28/2012 5:27:17 PM |
bold-worth-wrangler | $25.00 | 12/28/2012 9:01:19 PM |
SweetSerenityInvest | $25.00 | 12/28/2012 10:49:36 PM |
smart-kindness8 | $25.00 | 12/28/2012 5:37:40 PM |
Moneypenny6 | $25.00 | 12/29/2012 6:58:33 AM |
3GuardianAngles | $31.71 | 12/29/2012 7:12:27 AM |
32669 | $33.85 | 12/29/2012 8:34:50 AM |
InvestForWealth | $25.47 | 12/29/2012 8:52:06 AM |
organic-truth9 | $30.58 | 12/29/2012 1:15:14 AM |
bold-liberty-spartan | $25.00 | 12/28/2012 6:44:45 PM |
benefit-ruler | $50.00 | 12/29/2012 6:59:04 AM |
abundant-peace196 | $25.00 | 12/28/2012 6:54:27 PM |
first-class-yield9 | $28.00 | 12/29/2012 7:24:53 AM |
hanoi10 | $25.00 | 12/28/2012 7:11:35 PM |
Jarod213 | $25.00 | 12/28/2012 7:53:43 PM |
finance-vault | $25.00 | 12/28/2012 8:21:37 PM |
jdtv | $25.00 | 12/28/2012 8:49:35 PM |
panegryst | $50.00 | 12/28/2012 9:31:07 PM |
2020Trader | $75.00 | 12/28/2012 10:27:04 PM |
gazza49185 | $38.33 | 12/29/2012 5:30:17 AM |
Quiza12 | $100.00 | 12/29/2012 6:09:09 AM |
durable-hope4 | $61.24 | 12/29/2012 7:52:51 AM |
Peacepower | $37.65 | 12/29/2012 8:10:20 AM |
El_Scubano | $25.00 | 12/29/2012 9:08:02 AM |
rutzebach | $101.46 | 12/29/2012 9:08:29 AM |
Index_Plus | $3,000.00 | 12/28/2012 12:36:33 PM |
fitiwalt | $25.00 | 12/18/2012 10:25:56 AM |
wildanne | $50.00 | 12/18/2012 10:57:09 AM |
five-star-note | $25.00 | 12/18/2012 11:20:11 AM |
entertaining-rate9 | $25.00 | 12/18/2012 9:54:08 AM |
auction-eclipse8 | $50.00 | 12/19/2012 9:01:12 AM |
windguy | $50.00 | 12/18/2012 5:47:19 PM |
first-graceful-contract | $25.00 | 12/18/2012 9:08:04 PM |
justice-inspector | $50.00 | 12/19/2012 1:58:47 PM |
Hy-FineAnts-33 | $50.00 | 12/19/2012 3:32:43 PM |
broker048 | $30.00 | 12/20/2012 9:03:08 AM |
commitment-orca7 | $100.00 | 12/21/2012 9:57:40 AM |
sprinter | $50.00 | 12/21/2012 10:05:30 AM |
marwadi-62 | $100.00 | 12/21/2012 5:04:09 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:29 PM |
ATWSPOON | $25.00 | 12/23/2012 12:26:25 PM |
california111 | $25.00 | 12/23/2012 4:42:32 PM |
loot-prescription3 | $25.00 | 12/23/2012 1:25:07 PM |
whitegoldira | $150.00 | 12/23/2012 2:44:13 PM |
Wordsmth | $25.00 | 12/24/2012 10:19:44 AM |
deal-vibrato | $25.00 | 12/24/2012 10:38:05 AM |
heerzaquestion | $40.00 | 12/24/2012 12:14:02 PM |
vinayski | $25.00 | 12/24/2012 7:12:30 PM |
helpinghand63 | $25.00 | 12/25/2012 9:34:23 AM |
Interloper | $25.00 | 12/25/2012 11:02:20 AM |
Anamorph | $25.00 | 12/26/2012 2:12:24 AM |
green-dollar-buffalo | $50.00 | 12/26/2012 9:16:10 AM |
entertaining-revenue4 | $50.00 | 12/26/2012 10:21:52 AM |
brightest-riveting-order | $25.00 | 12/26/2012 11:13:47 AM |
bonus-quark4 | $25.00 | 12/26/2012 1:00:31 PM |
Rogesparkguy | $25.00 | 12/26/2012 11:04:35 AM |
value-pouch | $40.00 | 12/26/2012 11:26:24 AM |
investment-sapling | $50.00 | 12/26/2012 3:57:12 PM |
timbob | $500.00 | 12/26/2012 5:22:01 PM |
appetizing-velocity4 | $25.00 | 12/27/2012 10:07:10 AM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:37 AM |
kingryan | $150.00 | 12/27/2012 10:52:16 AM |
Maverick158 | $25.00 | 12/27/2012 1:57:24 PM |
compassionate-dime0 | $50.00 | 12/27/2012 2:01:37 PM |
zassociate | $200.00 | 12/27/2012 5:11:47 PM |
life-is-great | $25.00 | 12/28/2012 6:33:01 AM |
treasure-generator | $25.00 | 12/28/2012 9:05:12 AM |
WeshaTheLeopard | $25.00 | 12/28/2012 6:05:08 AM |
responsive-worth5 | $25.00 | 12/28/2012 9:43:36 AM |
the-careful-fund | $25.00 | 12/28/2012 7:49:53 AM |
astute-benjamins | $25.00 | 12/28/2012 8:14:03 AM |
compoundinterest | $25.00 | 12/28/2012 9:59:55 AM |
enchanted-note14 | $25.00 | 12/28/2012 10:17:54 AM |
american6 | $50.00 | 12/28/2012 9:19:45 AM |
NoCal | $50.00 | 12/28/2012 10:31:33 AM |
Castellan | $50.00 | 12/28/2012 10:13:51 AM |
proper-exchange8 | $50.00 | 12/28/2012 10:45:44 AM |
skro | $25.00 | 12/28/2012 10:34:25 AM |
kegs | $250.00 | 12/28/2012 11:21:13 AM |
chestnut4 | $25.00 | 12/28/2012 10:09:07 AM |
ethical-truth211 | $200.00 | 12/28/2012 3:39:14 PM |
tremendous-deal8 | $125.00 | 12/28/2012 3:40:28 PM |
420limo | $75.00 | 12/28/2012 4:48:02 PM |
networks4ever | $25.00 | 12/28/2012 11:45:34 AM |
peace-twister2 | $25.00 | 12/28/2012 10:38:06 AM |
affluence-birdie7 | $100.00 | 12/28/2012 2:00:40 PM |
compatible-deal9 | $25.00 | 12/28/2012 5:04:00 PM |
affluence-birdie7 | $30.00 | 12/28/2012 1:59:24 PM |
derbier122x | $25.00 | 12/28/2012 2:41:20 PM |
gigabit | $50.00 | 12/28/2012 5:33:37 PM |
diligent-benefit386 | $500.00 | 12/28/2012 6:32:04 PM |
jaybank | $25.00 | 12/28/2012 6:14:07 PM |
compassionenstein0 | $25.00 | 12/28/2012 8:03:16 PM |
spirit07a | $100.00 | 12/28/2012 6:33:01 PM |
12Knocksinna | $25.00 | 12/29/2012 1:57:23 AM |
arckinteractive | $25.00 | 12/28/2012 6:56:36 PM |
KindCharmingReflective-affluence | $25.00 | 12/28/2012 5:51:08 PM |
managedfund | $299.00 | 12/28/2012 6:18:06 PM |
RiderIRA | $503.12 | 12/29/2012 9:14:26 AM |
cclady | $200.00 | 12/29/2012 9:21:27 AM |
revolutionary769 | $300.00 | 12/29/2012 5:40:01 AM |
freest8r | $50.00 | 12/29/2012 7:17:20 AM |
hitsman | $50.00 | 12/28/2012 6:56:21 PM |
burgeoning-greenback0 | $25.00 | 12/29/2012 8:11:24 AM |
scottssmcom | $96.00 | 12/29/2012 8:37:06 AM |
social-elevator | $25.00 | 12/29/2012 9:19:12 AM |
payout-detective7 | $25.00 | 12/28/2012 8:32:09 PM |
183 Investments
|
Borrower Payment Dependent Notes Series
688555
This series of Notes was issued and sold upon the funding of the borrower loan #79891, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $323.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 8y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,918 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| zippy-golf25 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 14 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $17,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2012)
720-739
(Jan-2011)
680-699
(Nov-2010)
|
Principal balance:
| $8,883.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Making a life long dream come true
Purpose of loan:
This loan will be used to...My sister has a medical condition that will not allow her to get pregnant. They have been trying to adopt for 2 1/2 yrs and have finally been selected to receive a child on 1/1/2013. The cost of adoption is astronomical and I want to help make her dream come true.
My financial situation: I continue to lead my company in sales (5yrs straight) and grow my income
I am a good candidate for this loan because...I am financially stable, continue to grow my income on a yearly basis, good debt to income ratio, past payment history with Prosper, good overall credit history, been employed with same company nearly 10 yrs, own our home
Monthly net income: $7200
Monthly expenses:
Housing: $1640
Insurance: $600
Car expenses: $750
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $475
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 12/19/2012 9:06:18 AM |
toblerone | $25.00 | 12/19/2012 9:37:21 AM |
Interest2thePeople | $100.00 | 12/19/2012 9:40:55 AM |
truth-companion | $25.00 | 12/19/2012 9:43:42 AM |
belief-integrity | $450.00 | 12/19/2012 10:13:55 AM |
TheSituation | $25.00 | 12/19/2012 9:04:35 AM |
Feyenoord | $30.00 | 12/19/2012 9:24:43 AM |
Silver_Rupee | $25.00 | 12/19/2012 9:37:26 AM |
kind-credit-bear | $100.00 | 12/19/2012 9:04:05 AM |
trumpeter5 | $25.00 | 12/19/2012 9:45:47 AM |
Sagamore | $30.00 | 12/19/2012 9:48:28 AM |
zipemdown | $25.00 | 12/19/2012 9:10:43 AM |
DreisersFinancier | $50.00 | 12/19/2012 9:52:47 AM |
entertaining-rate9 | $25.00 | 12/19/2012 9:57:47 AM |
stylish-revenue4 | $100.00 | 12/19/2012 9:20:54 AM |
Dubbly | $25.00 | 12/19/2012 10:10:49 AM |
Hedge-Fund | $30.00 | 12/19/2012 11:59:30 AM |
Tscheddar | $25.00 | 12/19/2012 10:31:26 AM |
MG_Holdings | $35.00 | 12/19/2012 12:01:33 PM |
jtc26 | $25.00 | 12/19/2012 4:55:40 PM |
kind-lovely-marketplace | $50.00 | 12/19/2012 5:29:22 PM |
broker048 | $25.00 | 12/20/2012 8:56:27 AM |
RGlad | $100.00 | 12/19/2012 5:56:49 PM |
Mikale360 | $25.00 | 12/19/2012 7:44:09 PM |
Charlie010 | $25.00 | 12/20/2012 8:32:32 AM |
return-point2 | $100.00 | 12/20/2012 6:43:13 PM |
thrilling-fund427 | $50.00 | 12/21/2012 9:31:46 AM |
simplelender80 | $500.00 | 12/21/2012 6:04:42 PM |
natural-balance881 | $35.00 | 12/22/2012 3:50:29 AM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:49 PM |
WisconsinFinance | $25.00 | 12/22/2012 9:43:18 AM |
thankful-nickel2 | $25.00 | 12/23/2012 2:12:22 PM |
fcrick | $50.00 | 12/23/2012 12:51:48 PM |
purposeful-durability8 | $100.00 | 12/24/2012 10:41:53 AM |
DiligentiaLLC | $25.00 | 12/24/2012 7:31:23 PM |
helpinghand63 | $25.00 | 12/25/2012 9:34:43 AM |
atomantic | $25.00 | 12/25/2012 11:02:25 AM |
income-cocktail3 | $25.00 | 12/25/2012 2:24:59 PM |
AF-Chief | $25.00 | 12/25/2012 10:47:17 AM |
elog238 | $25.00 | 12/26/2012 9:43:17 AM |
radiant-dollar9 | $200.00 | 12/26/2012 9:42:53 AM |
timbob | $500.00 | 12/26/2012 5:23:26 PM |
ethical-truth211 | $100.00 | 12/27/2012 11:26:41 AM |
newest-currency-vibrato | $30.00 | 12/27/2012 12:24:05 PM |
ethical-truth211 | $100.00 | 12/27/2012 11:26:18 AM |
zorg77 | $100.00 | 12/27/2012 2:26:58 PM |
Fine-Times | $40.00 | 12/27/2012 3:06:26 PM |
supersarah61 | $25.00 | 12/27/2012 1:23:48 PM |
grammaspurse | $25.00 | 12/27/2012 2:59:12 PM |
Bob450 | $25.00 | 12/27/2012 6:55:25 PM |
EL_Papin | $25.00 | 12/27/2012 7:09:47 PM |
platinum-frog | $25.00 | 12/27/2012 7:48:35 PM |
order-prospector | $25.00 | 12/27/2012 6:12:20 PM |
Macbethofscots | $25.00 | 12/27/2012 6:15:11 PM |
dl_data | $250.00 | 12/27/2012 5:14:17 PM |
intrepid-loot | $25.00 | 12/27/2012 7:07:31 PM |
payout-thinker7 | $25.00 | 12/28/2012 5:31:18 AM |
wendyhop | $25.00 | 12/27/2012 8:40:27 PM |
Leshan | $100.00 | 12/28/2012 7:48:39 AM |
l2fp | $25.00 | 12/27/2012 11:14:47 PM |
LaBamba | $100.00 | 12/28/2012 4:46:26 AM |
bid-stockpiler1 | $250.00 | 12/28/2012 5:17:09 AM |
tolerant-responsibility051 | $2,500.00 | 12/27/2012 6:39:54 PM |
octoberfresh | $25.00 | 12/28/2012 7:19:21 AM |
MIKLIZ_FUNDING | $25.00 | 12/28/2012 8:06:15 AM |
RiderIRA | $261.30 | 12/28/2012 9:29:09 AM |
Runegeld | $50.00 | 12/28/2012 6:27:11 AM |
sanych | $25.00 | 12/28/2012 8:00:14 AM |
handy-affluence9 | $135.43 | 12/28/2012 8:14:25 AM |
Frankdnb | $41.72 | 12/28/2012 8:47:15 AM |
ethical-truth211 | $100.00 | 12/28/2012 9:37:20 AM |
maniac3 | $393.77 | 12/28/2012 10:47:02 AM |
MoneyForNothing | $25.14 | 12/19/2012 9:05:48 AM |
Military_Money_Wise | $25.00 | 12/19/2012 11:45:18 AM |
integrity-doctor | $100.00 | 12/19/2012 11:58:14 AM |
bazaar-tulip | $25.00 | 12/19/2012 9:15:21 AM |
affluence-microscope2 | $200.00 | 12/19/2012 9:40:32 AM |
commerce-venture1 | $50.00 | 12/19/2012 9:04:05 AM |
valiant-return584 | $50.00 | 12/19/2012 9:43:03 AM |
belief-integrity | $550.00 | 12/19/2012 10:38:21 AM |
bob450-roth | $25.00 | 12/19/2012 3:50:17 PM |
capital-investor8 | $25.00 | 12/20/2012 6:39:54 AM |
mr_haldane | $25.00 | 12/19/2012 6:12:20 PM |
five-star-note | $25.00 | 12/19/2012 6:55:11 PM |
WalnutCreekguy | $50.00 | 12/20/2012 5:45:35 PM |
credit-adventurer313 | $50.00 | 12/21/2012 5:19:40 AM |
moneylender25 | $25.00 | 12/21/2012 5:36:48 PM |
workorbe | $25.00 | 12/22/2012 12:27:24 PM |
jmeasn | $40.00 | 12/23/2012 5:53:34 PM |
brondero | $87.00 | 12/24/2012 9:26:15 AM |
vigorous-market5 | $193.00 | 12/24/2012 10:17:12 AM |
Assets-Up | $25.00 | 12/24/2012 11:17:48 AM |
312-Lender | $50.00 | 12/24/2012 12:11:59 PM |
OTM84 | $500.00 | 12/24/2012 3:22:16 PM |
Astyanax | $40.00 | 12/24/2012 12:07:28 PM |
Hummer-Guy | $25.00 | 12/24/2012 7:43:55 PM |
california111 | $25.00 | 12/24/2012 10:35:51 PM |
top-inspired-felicity | $25.00 | 12/25/2012 7:27:15 AM |
allbalooboy2 | $28.53 | 12/25/2012 5:34:56 AM |
contract-student2 | $36.00 | 12/26/2012 5:40:04 AM |
FarmersBank | $50.00 | 12/26/2012 8:20:33 AM |
treasure-hunter270 | $50.00 | 12/26/2012 7:40:51 AM |
XP | $50.00 | 12/26/2012 8:30:27 AM |
FinanceEngine | $60.00 | 12/26/2012 9:19:34 AM |
moola-accelerator6 | $40.00 | 12/26/2012 2:49:22 PM |
likeable-money4 | $25.00 | 12/26/2012 2:43:38 PM |
halothane_logic | $25.04 | 12/26/2012 11:49:03 AM |
Kaj | $25.00 | 12/26/2012 5:13:58 PM |
kindest-credit-bear | $25.00 | 12/26/2012 5:19:44 PM |
ciscoparrot | $25.00 | 12/27/2012 1:09:44 PM |
appetizing-velocity4 | $25.00 | 12/27/2012 10:07:18 AM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:33 PM |
zorg77 | $50.00 | 12/27/2012 2:27:03 PM |
Prairiedog1116 | $158.00 | 12/27/2012 5:17:30 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:22 PM |
Q9-X3 | $100.00 | 12/27/2012 6:52:03 PM |
tommymtg7 | $25.00 | 12/27/2012 5:57:40 PM |
Colorado2006 | $25.00 | 12/27/2012 7:26:11 PM |
zassociate | $200.00 | 12/27/2012 5:12:42 PM |
intelligent-treasure075 | $25.00 | 12/28/2012 7:33:11 AM |
oxnard | $50.00 | 12/28/2012 8:41:55 AM |
best-ready-credit | $25.07 | 12/28/2012 5:48:44 AM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:47 PM |
rmkrish55 | $25.00 | 12/28/2012 8:50:44 AM |
commerce-yeller | $75.00 | 12/28/2012 9:33:51 AM |
penny-mad-scientist9 | $25.00 | 12/28/2012 7:05:22 AM |
Barrayaran | $25.00 | 12/28/2012 9:42:08 AM |
hitsman | $50.00 | 12/28/2012 9:19:35 AM |
designer_10 | $25.00 | 12/28/2012 8:46:11 AM |
yield-voyager8 | $25.00 | 12/28/2012 9:31:11 AM |
130 Investments
|
Borrower Payment Dependent Notes Series
688711
This series of Notes was issued and sold upon the funding of the borrower loan #79873, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| 31% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 26y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| duty-bassoon5 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolidate loans
My financial situation: is good
I am a good candidate for this loan because...
I always pay my bills
Monthly net income: $2036.00
Monthly expenses: $
Housing: $555.71
Insurance: $59.50
Car expenses: $130
Utilities: $75
Phone, cable, internet: $50.
Food, entertainment: $200
Clothing, household expenses: $25
Credit cards and other loans: $350.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
restless-dime | $200.00 | 12/19/2012 9:07:36 AM |
obduro_1 | $25.00 | 12/19/2012 11:08:25 AM |
treasure-bliss | $25.00 | 12/19/2012 12:03:29 PM |
thrilling-point2 | $40.00 | 12/19/2012 9:43:17 AM |
wildanne | $50.00 | 12/19/2012 9:50:58 AM |
rmkrish555 | $25.00 | 12/20/2012 5:15:06 PM |
transformer855 | $25.00 | 12/20/2012 9:51:33 AM |
exponential-fairness2 | $25.00 | 12/20/2012 6:16:22 PM |
worthy-bid8 | $100.00 | 12/20/2012 5:32:48 PM |
enriched-return057 | $25.00 | 12/21/2012 6:27:38 PM |
let_me_retire | $75.00 | 12/21/2012 11:23:18 PM |
Black_Dog_Lending | $50.00 | 12/22/2012 10:21:11 PM |
commerce-zebra3 | $25.00 | 12/23/2012 2:00:34 PM |
highyield | $25.00 | 12/24/2012 5:45:04 PM |
diplomatic-wealth7 | $25.00 | 12/24/2012 6:48:15 PM |
Winged_Inspirations | $25.00 | 12/24/2012 9:49:06 PM |
ethical-truth211 | $100.00 | 12/27/2012 8:57:58 AM |
britches318 | $50.00 | 12/27/2012 9:01:44 AM |
gasman-1 | $25.00 | 12/26/2012 8:53:54 PM |
blue-relentless-hope | $25.00 | 12/27/2012 7:51:23 AM |
sdcc72 | $25.00 | 12/27/2012 9:08:40 AM |
coin-architect2 | $50.00 | 12/27/2012 10:21:41 AM |
BigBroJake | $25.00 | 12/27/2012 11:22:56 AM |
the-hope-workhorse | $25.00 | 12/27/2012 11:29:29 AM |
Ben_Graham | $30.00 | 12/27/2012 3:35:44 PM |
WonderPup | $25.00 | 12/27/2012 1:54:34 PM |
wishihadmore | $25.00 | 12/27/2012 1:16:10 PM |
compatible-deal9 | $25.00 | 12/27/2012 5:50:36 PM |
yield-human | $50.00 | 12/27/2012 7:22:28 PM |
green-rapid-openness | $300.00 | 12/27/2012 6:39:17 PM |
benjamins-worker5 | $25.00 | 12/27/2012 7:18:56 PM |
Workaholic79 | $50.00 | 12/27/2012 5:45:00 PM |
revolutionary769 | $25.00 | 12/27/2012 6:52:02 PM |
ultimate-peace | $50.00 | 12/19/2012 12:07:22 PM |
rmkrish55 | $25.00 | 12/20/2012 5:26:26 PM |
professional-dinero753 | $25.00 | 12/20/2012 3:46:43 PM |
deal-hickory5 | $100.00 | 12/21/2012 9:17:27 AM |
a-helping-hand | $125.00 | 12/22/2012 5:24:19 PM |
boogienation | $25.00 | 12/23/2012 7:58:13 PM |
simplelender80 | $125.00 | 12/23/2012 1:59:30 PM |
greencat | $50.00 | 12/24/2012 7:59:17 AM |
_nfx-ira_ | $36.01 | 12/26/2012 7:20:15 AM |
Sweaty-Butt-Crack | $25.00 | 12/25/2012 6:27:32 PM |
PoundSmart | $100.00 | 12/26/2012 9:50:49 AM |
big-mac-50 | $1,000.00 | 12/27/2012 6:39:25 AM |
ethical-truth211 | $100.00 | 12/27/2012 8:57:44 AM |
kind-credit-bear | $46.00 | 12/26/2012 6:48:28 PM |
return-kung-fu2 | $33.33 | 12/27/2012 12:02:57 PM |
shawnw2 | $55.00 | 12/27/2012 8:20:05 AM |
trumpeter391 | $25.00 | 12/27/2012 12:32:38 PM |
Bob450 | $25.00 | 12/27/2012 8:43:31 AM |
integrity-electron9 | $50.00 | 12/27/2012 10:04:43 AM |
toomanyfishtanks | $50.00 | 12/27/2012 3:31:20 PM |
refined-return922 | $25.00 | 12/27/2012 11:36:30 AM |
1313mark1313 | $25.07 | 12/27/2012 12:30:30 PM |
transaction-competitor0 | $25.00 | 12/27/2012 1:06:50 PM |
buffalobills | $25.00 | 12/27/2012 4:31:58 PM |
theaterguy | $30.00 | 12/27/2012 6:26:24 PM |
EngineerUSMC | $42.00 | 12/27/2012 2:32:15 PM |
Zion-CIF | $25.00 | 12/27/2012 5:02:12 PM |
CA-Lender | $25.00 | 12/27/2012 7:27:06 PM |
emjo1219 | $12.59 | 12/27/2012 7:33:11 PM |
MyPFBlog | $25.00 | 12/27/2012 5:48:11 PM |
top-inspired-felicity | $25.00 | 12/27/2012 6:49:25 PM |
64 Investments
|
Borrower Payment Dependent Notes Series
688943
This series of Notes was issued and sold upon the funding of the borrower loan #79882, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $163.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 8% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 11m |
Amount delinquent:
| $11,228 |
Total credit lines:
| 17 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $699 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peaceful-market1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan:
This loan will be used to...
To purchase new living room and bedroom things after the storm
My financial situation:
I am a good candidate for this loan because...
I have low balance on credit cards
Recently paid off outstanding loans
I have not been late on payments
Paid off my car loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
immaculate-return25 | $25.00 | 12/23/2012 12:18:20 PM |
CreditBuilder2 | $25.01 | 12/23/2012 2:25:00 PM |
a-finance-nirvana | $25.00 | 12/23/2012 12:05:43 PM |
bazaar-tulip | $25.00 | 12/23/2012 1:19:59 PM |
Zolton | $300.00 | 12/23/2012 1:25:27 PM |
california111 | $25.00 | 12/23/2012 4:40:57 PM |
cahjoon | $25.00 | 12/25/2012 5:58:47 PM |
bill-tent1 | $50.00 | 12/26/2012 9:26:24 AM |
the-magnificent-loan | $200.00 | 12/26/2012 9:33:16 AM |
babyfund | $25.00 | 12/26/2012 11:03:16 AM |
openness-zenith6 | $50.00 | 12/26/2012 9:25:39 AM |
radiant-dollar9 | $200.00 | 12/26/2012 9:40:24 AM |
Sneezie | $100.00 | 12/26/2012 11:06:58 AM |
loot-prescription3 | $25.00 | 12/26/2012 10:24:06 AM |
auction-eclipse8 | $50.00 | 12/26/2012 11:03:56 AM |
silver4711 | $50.00 | 12/26/2012 5:15:39 PM |
value-pouch | $50.00 | 12/26/2012 11:18:08 AM |
0_0 | $25.00 | 12/26/2012 5:04:26 PM |
prudent-dough458 | $25.00 | 12/26/2012 5:32:34 PM |
timbob | $500.00 | 12/26/2012 5:22:16 PM |
roadtruck | $50.00 | 12/27/2012 6:52:35 AM |
greenback-loyalist8 | $25.00 | 12/27/2012 8:18:21 AM |
green28 | $100.00 | 12/27/2012 10:02:13 AM |
hitsman | $50.00 | 12/27/2012 9:07:43 AM |
Harry | $75.00 | 12/27/2012 9:46:13 AM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:39 PM |
finance-mammalian2 | $25.00 | 12/27/2012 1:37:35 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:16 PM |
zassociate | $200.00 | 12/27/2012 5:11:51 PM |
authoritative-loot | $25.00 | 12/27/2012 9:40:11 PM |
trent98375 | $25.00 | 12/28/2012 12:54:14 AM |
sgt-schultz | $25.00 | 12/28/2012 3:40:42 AM |
Eddy-2-Aces | $25.00 | 12/28/2012 4:30:55 AM |
gain-expert | $25.00 | 12/27/2012 7:04:23 PM |
asset-guitar5 | $32.00 | 12/28/2012 6:24:50 AM |
market-maximizer472 | $100.00 | 12/28/2012 7:53:27 AM |
Nyarpy | $25.00 | 12/28/2012 7:32:14 AM |
BeanCownter | $25.00 | 12/28/2012 6:08:40 AM |
Montiesholdings | $8.89 | 12/28/2012 8:00:49 AM |
orange-dollar-raccoon | $100.00 | 12/23/2012 12:50:35 PM |
first-credit-meridian | $25.00 | 12/23/2012 1:02:50 PM |
toblerone | $25.00 | 12/23/2012 1:35:51 PM |
supersarah61 | $25.00 | 12/23/2012 3:55:41 PM |
qsolo | $50.00 | 12/23/2012 12:32:45 PM |
excellent-balance196 | $25.00 | 12/23/2012 12:34:03 PM |
unrivaled-deal676 | $50.00 | 12/23/2012 12:42:16 PM |
aztec | $50.00 | 12/23/2012 1:13:24 PM |
HereToHelp305 | $250.00 | 12/23/2012 9:40:42 PM |
Vegasjim | $25.00 | 12/24/2012 10:41:20 AM |
indomitable-coin | $25.00 | 12/24/2012 9:51:38 AM |
spirited-greenback814 | $25.00 | 12/24/2012 1:57:33 PM |
helpinghand63 | $25.00 | 12/25/2012 9:35:34 AM |
kls4560 | $25.00 | 12/25/2012 11:05:00 AM |
ippoco | $25.00 | 12/25/2012 3:49:25 PM |
affluence-microscope2 | $200.00 | 12/26/2012 9:08:46 AM |
palu2619 | $25.00 | 12/26/2012 9:29:55 AM |
nickel-ferret | $25.00 | 12/26/2012 9:32:58 AM |
gain-neutron6 | $25.00 | 12/26/2012 9:22:08 AM |
blue-lively-platinum | $25.00 | 12/26/2012 9:55:49 AM |
Christian47 | $30.00 | 12/26/2012 11:41:16 AM |
wetlands | $200.00 | 12/26/2012 9:35:25 AM |
Guerrilla_Man | $25.00 | 12/26/2012 10:53:28 AM |
benjamins-wasp | $50.00 | 12/26/2012 11:01:56 AM |
mr_haldane | $25.00 | 12/26/2012 11:27:31 AM |
determined-bill5 | $100.00 | 12/26/2012 4:41:29 PM |
currency-persimmon | $25.00 | 12/26/2012 12:29:25 PM |
brandall | $25.00 | 12/26/2012 4:18:41 PM |
RocketSurgeon | $25.00 | 12/26/2012 6:50:09 PM |
Jassi | $25.00 | 12/26/2012 6:06:15 PM |
D911ave | $50.00 | 12/26/2012 5:39:30 PM |
HelloKittySanrio | $25.00 | 12/27/2012 7:32:13 AM |
djh47a | $50.00 | 12/27/2012 9:23:44 AM |
Katherine12 | $50.00 | 12/27/2012 12:35:31 PM |
Steelermoney | $33.49 | 12/27/2012 3:17:31 PM |
unbeatable-integrity822 | $30.00 | 12/27/2012 9:55:02 AM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:58 AM |
MonkeyBoy42 | $35.00 | 12/27/2012 2:35:37 PM |
compatible-deal9 | $25.00 | 12/27/2012 5:51:51 PM |
payout-thinker7 | $25.00 | 12/28/2012 5:30:49 AM |
ready-benefit3 | $25.00 | 12/27/2012 8:04:10 PM |
fantastic-dedication6 | $50.00 | 12/27/2012 5:56:12 PM |
encore06 | $30.61 | 12/28/2012 7:30:39 AM |
transparency-futurist3 | $25.00 | 12/28/2012 7:09:34 AM |
octoberfresh | $25.00 | 12/28/2012 7:19:01 AM |
Desa_Miwu | $50.00 | 12/28/2012 7:27:33 AM |
85 Investments
|
Borrower Payment Dependent Notes Series
689411
This series of Notes was issued and sold upon the funding of the borrower loan #79982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-26-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $236.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 10% |
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,279 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| acupuncturestudent |
Borrower's state:
| NewYork |
Borrower's group:
| 1st and BEST for Loans |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 29 ( 41% )
| 760-779 (Latest)
|
Principal borrowed:
| $2,658.00 | < 31 days late:
| 42
( 59% )
| 560-579
(Jan-2008)
560-579
(Dec-2007)
600-619
(Jun-2007)
520-539
(May-2007)
|
Principal balance:
| $0.05 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 71 | | |
Description
Home improvement
Purpose of loan:
This loan will be used for some electrical and plumbing upgrades in my home
My financial situation:
I am a good candidate for this loan because I have a stable job and plan to make timely monthly payments
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
trade-burrito4 | $35.00 | 12/25/2012 9:00:55 AM |
blue-silver-bull | $25.00 | 12/25/2012 9:18:56 AM |
radforj22 | $53.79 | 12/25/2012 9:49:39 AM |
loot-baton | $25.00 | 12/25/2012 9:57:10 AM |
fragonardlives | $25.00 | 12/25/2012 9:19:42 AM |
market-cougar3 | $50.00 | 12/25/2012 10:08:19 AM |
orange-dollar-raccoon | $100.00 | 12/25/2012 9:09:43 AM |
indomitable-coin | $25.00 | 12/25/2012 9:59:50 AM |
Ripsaw4U | $50.00 | 12/25/2012 9:22:53 AM |
excellent-balance196 | $25.00 | 12/25/2012 10:06:32 AM |
slimof37 | $25.00 | 12/25/2012 5:19:11 PM |
top-unforgettable-income | $25.00 | 12/25/2012 10:21:29 AM |
djs81 | $75.00 | 12/25/2012 9:36:07 AM |
DreisersFinancier | $50.00 | 12/25/2012 10:45:46 AM |
the-magnificent-loan | $200.00 | 12/25/2012 9:42:18 AM |
compassion-twister2 | $25.00 | 12/25/2012 6:32:46 PM |
chestnut4 | $25.00 | 12/25/2012 10:00:37 AM |
the-inspired-justice | $25.00 | 12/25/2012 11:17:52 PM |
cjames84 | $25.00 | 12/26/2012 4:14:14 AM |
auction-eclipse8 | $50.00 | 12/25/2012 10:14:46 AM |
enchanted-note14 | $25.00 | 12/25/2012 10:21:23 AM |
logical-reward8 | $25.00 | 12/25/2012 10:21:58 AM |
nodebtin3 | $25.00 | 12/25/2012 5:17:48 PM |
cerebral-dollar773 | $25.00 | 12/25/2012 6:39:17 PM |
Crisscross | $40.00 | 12/25/2012 11:44:37 AM |
Capitalincome | $25.00 | 12/25/2012 8:07:10 PM |
benjamins-nest | $100.00 | 12/26/2012 9:18:18 AM |
ippoco | $25.00 | 12/25/2012 4:00:58 PM |
bill-tent1 | $50.00 | 12/26/2012 9:26:27 AM |
compoundinterest | $25.00 | 12/25/2012 5:57:14 PM |
smart-transparency099 | $25.00 | 12/26/2012 7:51:48 AM |
Plutis | $25.00 | 12/26/2012 9:19:55 AM |
djh47a | $25.00 | 12/26/2012 7:08:22 AM |
riskreward | $250.00 | 12/26/2012 9:54:27 AM |
octoberfresh | $25.00 | 12/26/2012 11:06:30 AM |
jpblan11 | $25.00 | 12/26/2012 11:15:54 AM |
palu2619 | $25.00 | 12/26/2012 9:30:01 AM |
Senechal | $25.00 | 12/26/2012 10:45:04 AM |
Sneezie | $100.00 | 12/26/2012 11:06:59 AM |
drluong | $25.00 | 12/26/2012 2:51:15 PM |
crown-year | $1,500.00 | 12/26/2012 10:34:38 AM |
fortytwo | $100.00 | 12/26/2012 10:46:48 AM |
supersarah61 | $25.00 | 12/26/2012 1:36:59 PM |
fulfilling-bazaar4 | $100.00 | 12/26/2012 11:08:11 AM |
value-pouch | $50.00 | 12/26/2012 11:15:17 AM |
lagnisiruk | $25.00 | 12/26/2012 11:27:02 AM |
otto3investments | $25.00 | 12/26/2012 1:11:23 PM |
likeable-money4 | $25.00 | 12/26/2012 2:40:39 PM |
Zolton | $300.00 | 12/25/2012 9:01:07 AM |
bazaar-tulip | $25.00 | 12/25/2012 9:10:58 AM |
patriot897 | $25.00 | 12/25/2012 9:27:40 AM |
simplelender80 | $500.00 | 12/25/2012 9:36:09 AM |
obduro_1 | $25.00 | 12/25/2012 9:44:44 AM |
DaveTheWave | $25.00 | 12/25/2012 9:48:12 AM |
determined-revenue1 | $35.00 | 12/25/2012 9:02:30 AM |
profitable-benefit952 | $100.00 | 12/25/2012 9:04:19 AM |
innovator10 | $500.00 | 12/25/2012 10:22:25 AM |
logical-principal8 | $50.00 | 12/25/2012 10:39:57 AM |
qsolo | $50.00 | 12/25/2012 9:05:03 AM |
transparency-futurist3 | $25.00 | 12/25/2012 9:07:10 AM |
CreditBuilder2 | $25.01 | 12/25/2012 11:14:39 AM |
first-credit-meridian | $25.00 | 12/25/2012 11:15:15 AM |
gain-neutron6 | $25.00 | 12/25/2012 9:50:32 AM |
ChrisTJ | $25.00 | 12/25/2012 9:12:59 AM |
Jassi | $25.00 | 12/25/2012 9:14:02 AM |
loot-prescription3 | $25.00 | 12/25/2012 9:17:53 AM |
The-CAPS-fan | $25.00 | 12/25/2012 9:31:32 AM |
108lender | $200.00 | 12/25/2012 9:39:35 AM |
entertaining-rate9 | $25.00 | 12/25/2012 9:49:04 AM |
blue-useful-auction | $25.00 | 12/25/2012 8:33:29 PM |
BlessedEveryDay | $25.00 | 12/25/2012 8:34:30 PM |
neighborly-hope6 | $100.00 | 12/25/2012 10:06:59 AM |
blue-gold-giant | $25.00 | 12/25/2012 2:28:17 PM |
uncl-sammy | $25.00 | 12/25/2012 10:17:19 AM |
DonaldColorado | $50.00 | 12/25/2012 10:21:53 AM |
daw1878 | $25.00 | 12/25/2012 10:28:46 AM |
HereToHelp305 | $250.00 | 12/25/2012 10:33:41 AM |
wise-exchange-chooser | $25.00 | 12/25/2012 10:35:45 AM |
Tscheddar | $25.00 | 12/25/2012 11:36:20 AM |
california111 | $50.00 | 12/25/2012 8:57:45 PM |
martymaniaman | $25.00 | 12/25/2012 3:40:55 PM |
blot44 | $25.00 | 12/26/2012 7:23:18 AM |
schnatty | $25.00 | 12/26/2012 7:44:24 AM |
bejfishing | $25.00 | 12/25/2012 7:29:33 PM |
Danylostefan | $75.00 | 12/26/2012 6:18:20 AM |
nuclearmoose | $50.00 | 12/26/2012 10:27:06 AM |
Boba1964 | $25.00 | 12/26/2012 12:23:11 PM |
well-rounded-agreement9 | $25.00 | 12/26/2012 2:14:12 PM |
lamsabuy | $200.00 | 12/26/2012 9:54:53 AM |
natural-worth9 | $511.20 | 12/26/2012 3:19:50 PM |
colospgs | $25.00 | 12/26/2012 10:13:28 AM |
Dan4703 | $25.00 | 12/26/2012 12:08:33 PM |
return-runner8 | $25.00 | 12/26/2012 1:00:57 PM |
commerce-gargantuan2 | $25.00 | 12/26/2012 11:39:51 AM |
shellstar | $25.00 | 12/26/2012 2:12:50 PM |
95 Investments
|
Borrower Payment Dependent Notes Series
689545
This series of Notes was issued and sold upon the funding of the borrower loan #80105, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| Dec-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-30-2012 |
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $129.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 68% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
18 | Length of status: | 19y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,212 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| interest-galleon7 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $100.00 | 12/21/2012 9:37:25 AM |
DreisersFinancier | $50.00 | 12/21/2012 9:41:24 AM |
riveting-credit5 | $25.00 | 12/21/2012 9:07:29 AM |
CA-Lender | $25.00 | 12/21/2012 11:58:58 AM |
newest-sturdy-yield | $25.00 | 12/21/2012 8:09:49 PM |
dl_data | $250.00 | 12/21/2012 9:14:08 PM |
let_me_retire | $50.00 | 12/21/2012 11:24:37 PM |
a-helping-hand | $125.00 | 12/22/2012 5:24:41 PM |
Quest4euphoria | $25.00 | 12/24/2012 9:07:21 AM |
lovely-currency3 | $50.00 | 12/24/2012 9:32:17 AM |
bold-social-widget | $41.00 | 12/24/2012 10:15:02 AM |
simplelender80 | $125.00 | 12/24/2012 11:34:47 AM |
boogienation | $25.00 | 12/24/2012 3:34:07 PM |
money-fort | $25.00 | 12/24/2012 11:05:42 PM |
dl_data | $100.00 | 12/27/2012 4:57:20 AM |
rmkrish555 | $25.00 | 12/27/2012 3:22:29 PM |
benjamins-worker5 | $25.00 | 12/27/2012 7:19:00 PM |
jmeasn | $25.00 | 12/28/2012 11:20:40 AM |
incbx | $100.00 | 12/28/2012 3:23:08 PM |
5000Petsetakia | $25.00 | 12/28/2012 11:48:48 AM |
california111 | $50.00 | 12/28/2012 5:28:15 PM |
basis-excellency9 | $25.00 | 12/28/2012 9:14:53 PM |
dinero-plasma844 | $25.00 | 12/29/2012 8:34:38 AM |
djh47a | $25.00 | 12/29/2012 11:14:05 AM |
ethicalhumanist | $50.00 | 12/29/2012 9:34:29 AM |
donp79 | $50.00 | 12/29/2012 3:47:25 PM |
KB-IRA | $100.00 | 12/29/2012 7:46:26 PM |
priceless-euro0 | $50.00 | 12/29/2012 2:50:14 PM |
168RichCapital | $25.12 | 12/30/2012 6:25:03 AM |
Skynxhunt | $25.00 | 12/29/2012 1:50:56 PM |
dollar-doughnut6 | $88.00 | 12/29/2012 8:25:43 PM |
brightest-dignified-worth | $50.00 | 12/29/2012 10:48:51 PM |
Assets-Up | $25.00 | 12/29/2012 2:54:32 PM |
OregonDane | $25.00 | 12/30/2012 12:50:26 AM |
Budro | $25.00 | 12/21/2012 10:39:13 AM |
liberty-tostada7 | $50.00 | 12/21/2012 10:31:26 AM |
deal-hickory5 | $100.00 | 12/22/2012 12:56:02 PM |
enterprising-pound5 | $50.00 | 12/22/2012 4:59:15 AM |
greencat | $50.00 | 12/24/2012 8:04:19 AM |
diplomatic-wealth7 | $25.00 | 12/24/2012 6:48:24 PM |
p2p-oyster0 | $25.00 | 12/26/2012 6:04:18 AM |
cardminger | $25.00 | 12/26/2012 9:29:48 AM |
exponential-fairness2 | $25.00 | 12/26/2012 3:14:22 PM |
shawnw2 | $55.00 | 12/27/2012 8:20:10 AM |
dudebrah | $25.00 | 12/27/2012 11:34:46 PM |
rmkrish55 | $25.00 | 12/28/2012 8:51:16 AM |
JeremyLinFan | $41.00 | 12/28/2012 7:59:29 AM |
banker34 | $56.00 | 12/28/2012 3:51:54 PM |
SudianX | $25.00 | 12/28/2012 5:26:36 PM |
ethical-truth211 | $100.00 | 12/29/2012 4:32:31 AM |
fountain355 | $25.00 | 12/29/2012 5:27:14 AM |
ethical-truth211 | $100.00 | 12/29/2012 4:31:47 AM |
balance-vinyl5 | $100.00 | 12/29/2012 12:06:36 PM |
reasonable-kindness0 | $25.00 | 12/29/2012 12:51:45 PM |
historic-value7 | $100.00 | 12/29/2012 9:20:29 PM |
thisbucksforu | $25.64 | 12/30/2012 2:57:07 AM |
diversification-cycle4 | $68.24 | 12/30/2012 6:54:32 AM |
57 Investments
|
Borrower Payment Dependent Notes Series
689743
This series of Notes was issued and sold upon the funding of the borrower loan #80081, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Dec-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 20.53% |
Borrower rate/APR:
| 21.53% / 24.02% |
Monthly payment:
| $232.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.24% | | |
| |
Estimated return*:
| 12.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 15% |
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,652 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| HelpersHelp |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
wedding
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $100.00 | 12/21/2012 5:58:41 PM |
Wrats6 | $25.00 | 12/21/2012 5:03:55 PM |
rate-advocator7 | $250.00 | 12/21/2012 6:13:13 PM |
DreisersFinancier | $50.00 | 12/21/2012 5:37:40 PM |
superb-funds335 | $25.00 | 12/21/2012 5:05:01 PM |
valiant-return584 | $50.00 | 12/21/2012 6:00:24 PM |
appetizing-loyalty354 | $25.00 | 12/21/2012 5:13:13 PM |
SudianX | $25.00 | 12/21/2012 6:15:43 PM |
octoberfresh | $25.00 | 12/21/2012 5:42:44 PM |
toblerone | $25.00 | 12/22/2012 12:39:54 PM |
bazaar-tulip | $25.00 | 12/22/2012 1:11:24 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:16:24 PM |
best-bonafide-p2p | $25.00 | 12/22/2012 1:17:43 PM |
a-helping-hand | $125.00 | 12/22/2012 5:24:46 PM |
simplelender80 | $125.00 | 12/24/2012 11:34:48 AM |
SpaghettiMonster | $100.00 | 12/24/2012 3:33:12 PM |
california111 | $25.00 | 12/24/2012 10:36:00 PM |
helpinghand63 | $25.00 | 12/25/2012 9:35:25 AM |
Mucman72 | $25.00 | 12/26/2012 6:00:01 AM |
Interest2thePeople | $100.00 | 12/26/2012 9:10:01 AM |
kind-lovely-marketplace | $50.00 | 12/26/2012 9:24:27 AM |
profitable-fairness1 | $50.00 | 12/26/2012 10:10:12 AM |
natural-balance881 | $25.00 | 12/26/2012 4:41:07 PM |
LendingPimp_2 | $100.00 | 12/26/2012 1:22:23 PM |
whitegoldira | $150.00 | 12/26/2012 6:45:08 PM |
WalnutCreekguy | $50.00 | 12/27/2012 9:01:00 AM |
crown-year | $1,000.00 | 12/27/2012 7:05:23 AM |
rmkrish555 | $25.00 | 12/27/2012 3:22:29 PM |
zassociate | $200.00 | 12/27/2012 5:12:45 PM |
commerce-venture1 | $50.00 | 12/27/2012 5:17:07 PM |
order-prospector | $25.00 | 12/27/2012 6:12:32 PM |
heerzaquestion | $25.00 | 12/28/2012 7:18:39 AM |
prudent-deal662 | $25.00 | 12/28/2012 9:06:48 AM |
SecondChanceLendingSERV | $25.52 | 12/28/2012 7:57:52 AM |
enterprising-pound5 | $50.00 | 12/28/2012 8:43:14 AM |
fishcreek | $25.00 | 12/28/2012 11:41:26 AM |
villagers | $50.00 | 12/28/2012 5:22:15 PM |
big-mac-50 | $1,000.00 | 12/28/2012 2:39:08 PM |
incbx | $100.00 | 12/28/2012 3:23:08 PM |
hitsman | $50.00 | 12/28/2012 6:56:22 PM |
friends-helping-friends | $25.00 | 12/28/2012 7:58:03 PM |
ciscoparrot | $25.00 | 12/28/2012 6:06:16 PM |
first-graceful-contract | $25.39 | 12/28/2012 6:07:01 PM |
basis-excellency9 | $25.00 | 12/28/2012 9:09:08 PM |
emphatic-gold584 | $100.00 | 12/28/2012 9:35:56 PM |
payout-magician | $25.00 | 12/29/2012 10:11:09 AM |
hard-working-balance1 | $50.00 | 12/29/2012 10:20:12 AM |
ethical-truth211 | $200.00 | 12/29/2012 4:09:02 AM |
Moorish1Privateer | $25.40 | 12/29/2012 11:22:58 AM |
order-taco-bell | $25.00 | 12/29/2012 12:02:14 PM |
tech310 | $50.00 | 12/29/2012 12:07:39 PM |
wwwUniversal | $25.00 | 12/29/2012 12:13:50 PM |
marcopolo10 | $25.00 | 12/29/2012 9:33:53 AM |
CA-Lender | $25.00 | 12/29/2012 9:57:32 AM |
mlm_invests | $25.00 | 12/28/2012 9:25:03 PM |
well-rounded-investment | $25.00 | 12/28/2012 9:47:45 PM |
blue-dollar-viking | $75.00 | 12/29/2012 8:50:26 AM |
daisuke | $25.00 | 12/29/2012 11:59:18 AM |
economy-coup | $100.00 | 12/25/2012 3:54:37 PM |
I_Like_to_Invest | $25.00 | 12/21/2012 5:15:51 PM |
nevee | $25.00 | 12/21/2012 5:01:57 PM |
treasure-bliss | $25.00 | 12/22/2012 6:19:37 AM |
Megaton | $25.00 | 12/21/2012 7:19:31 PM |
transparency-position | $107.00 | 12/22/2012 2:09:00 PM |
zipemdown | $25.00 | 12/22/2012 1:01:59 PM |
Edakers | $25.00 | 12/22/2012 1:29:15 PM |
paxnj | $25.00 | 12/24/2012 10:27:41 PM |
OTM84 | $100.00 | 12/25/2012 10:33:40 AM |
truth-companion | $25.00 | 12/26/2012 9:15:15 AM |
green-dollar-buffalo | $50.00 | 12/26/2012 9:16:31 AM |
Tscheddar | $25.00 | 12/26/2012 11:44:40 AM |
integrity-doctor | $100.00 | 12/26/2012 12:26:52 PM |
timbob | $500.00 | 12/26/2012 5:23:39 PM |
dl_data | $250.00 | 12/26/2012 5:28:54 PM |
agile-diversification2 | $25.00 | 12/27/2012 9:04:11 AM |
enriching-trade2 | $30.00 | 12/27/2012 5:31:08 PM |
worthy-commitment7 | $25.00 | 12/27/2012 9:04:41 PM |
compassionate-dime0 | $50.00 | 12/27/2012 6:19:29 PM |
rmkrish55 | $25.00 | 12/28/2012 8:51:17 AM |
thrilling-fund427 | $50.00 | 12/28/2012 9:16:34 AM |
Interloper | $25.00 | 12/28/2012 8:06:48 AM |
bob450-roth | $25.00 | 12/28/2012 9:09:19 AM |
capital-investor8 | $25.00 | 12/28/2012 6:47:55 AM |
justreturns | $25.00 | 12/28/2012 10:16:07 AM |
supersarah61 | $25.00 | 12/28/2012 4:03:50 PM |
Imaginos1892 | $100.00 | 12/28/2012 4:18:38 PM |
MadHun | $200.00 | 12/28/2012 5:25:35 PM |
newest-dignified-leverage | $25.00 | 12/29/2012 6:14:28 AM |
draggon77 | $25.00 | 12/29/2012 7:45:20 AM |
contract-paloverde1 | $25.00 | 12/29/2012 7:57:35 AM |
greenback-investor7 | $25.00 | 12/29/2012 8:02:43 AM |
ElPadrino0 | $25.00 | 12/28/2012 9:04:45 PM |
income-buffalo1 | $50.00 | 12/29/2012 9:03:40 AM |
green-payment-ectasy | $250.00 | 12/29/2012 10:59:04 AM |
authentic-finance194 | $250.00 | 12/29/2012 6:13:35 AM |
HereToHelp305 | $150.00 | 12/28/2012 7:02:47 PM |
LoanerPrincipal | $25.00 | 12/28/2012 7:17:45 PM |
northwesttlr | $25.00 | 12/29/2012 10:04:54 AM |
credit-adventurer313 | $58.71 | 12/29/2012 10:38:49 AM |
cerebral-dollar773 | $28.11 | 12/29/2012 11:42:12 AM |
revolutionary769 | $50.00 | 12/29/2012 5:40:47 AM |
loot-heart | $25.00 | 12/29/2012 12:11:41 PM |
RFIRE914 | $177.73 | 12/29/2012 8:55:42 AM |
Schlawinzer | $25.00 | 12/29/2012 9:12:46 AM |
burrben | $47.14 | 12/29/2012 12:46:20 PM |
105 Investments
|
Borrower Payment Dependent Notes Series
689815
This series of Notes was issued and sold upon the funding of the borrower loan #79662, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Dec-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 23.12% |
Monthly payment:
| $350.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.14% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 12% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 10y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,124 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| healthy-balance053 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate higher interest rate debt.
My financial situation:
I am a good candidate for this loan because...I have never been late on a credit card or loan payment in over 20 years
Monthly net income: $5500
Housing: $1450
Insurance: $225
Car expenses: $175
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $250
Credit cards and other loans: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scoobiedoo | $50.01 | 12/21/2012 5:35:06 PM |
natural-affluence6 | $25.00 | 12/24/2012 9:02:46 PM |
JeremyLinFan | $40.00 | 12/21/2012 5:06:34 PM |
marketplace-singularity3 | $50.00 | 12/21/2012 5:47:02 PM |
valiant-return584 | $50.00 | 12/21/2012 6:00:25 PM |
octoberfresh | $25.00 | 12/21/2012 5:42:45 PM |
formula842 | $25.00 | 12/21/2012 5:02:15 PM |
Wrats6 | $25.00 | 12/21/2012 5:04:07 PM |
EngineersAlliance | $25.00 | 12/21/2012 6:05:01 PM |
zipemdown | $25.00 | 12/22/2012 1:02:00 PM |
RJN | $25.00 | 12/21/2012 6:22:55 PM |
finance-relaxation3 | $25.00 | 12/21/2012 9:42:31 PM |
new-impeccable-coin | $55.00 | 12/22/2012 8:08:47 AM |
red-duty-carrier | $25.00 | 12/22/2012 12:34:59 PM |
a-helping-hand | $125.00 | 12/22/2012 5:24:47 PM |
lowrater | $50.40 | 12/23/2012 6:48:04 AM |
skillful-asset5 | $30.00 | 12/23/2012 9:05:54 PM |
golffish2 | $25.00 | 12/23/2012 9:10:05 AM |
gain-equator | $25.00 | 12/23/2012 4:39:36 PM |
wise-charming-reward | $300.00 | 12/24/2012 2:39:23 PM |
Nipper99 | $100.00 | 12/24/2012 2:53:41 PM |
california111 | $25.00 | 12/24/2012 10:36:00 PM |
HereToHelp305 | $150.00 | 12/25/2012 10:41:19 AM |
transaction-seahorse0 | $25.00 | 12/26/2012 9:53:40 AM |
thrilling-point2 | $40.00 | 12/26/2012 9:12:51 AM |
truth-companion | $25.00 | 12/26/2012 9:15:15 AM |
openness-zenith6 | $50.00 | 12/26/2012 9:26:18 AM |
Nazbuster | $100.00 | 12/26/2012 12:25:27 PM |
TumbleWeed88 | $25.00 | 12/26/2012 9:59:26 AM |
first-graceful-contract | $25.00 | 12/26/2012 3:44:22 PM |
Pickmar | $25.00 | 12/26/2012 11:49:46 AM |
timbob | $500.00 | 12/26/2012 5:23:40 PM |
careful-compassion | $25.00 | 12/26/2012 8:40:46 PM |
Makemony | $25.00 | 12/27/2012 7:25:15 AM |
agile-diversification2 | $25.00 | 12/27/2012 9:04:11 AM |
dunkard13 | $300.00 | 12/27/2012 10:18:10 AM |
market-maximizer472 | $25.00 | 12/27/2012 12:46:31 PM |
dl_data | $250.00 | 12/27/2012 3:26:23 PM |
jcw3rd | $25.00 | 12/27/2012 8:08:59 PM |
incbx | $100.00 | 12/28/2012 3:23:09 PM |
supersarah61 | $25.00 | 12/28/2012 4:08:45 PM |
nickel-ferret | $25.00 | 12/28/2012 5:23:16 PM |
MadHun | $200.00 | 12/28/2012 5:25:35 PM |
rmkrish555 | $25.00 | 12/28/2012 5:33:21 PM |
rmkrish55 | $25.00 | 12/28/2012 5:44:50 PM |
global-invest-group | $25.00 | 12/28/2012 6:49:55 PM |
kmprospeo | $25.00 | 12/28/2012 6:40:31 PM |
syracuserei | $75.00 | 12/29/2012 4:37:08 AM |
profitable-fairness1 | $50.00 | 12/28/2012 5:53:56 PM |
HeroSupport | $60.00 | 12/28/2012 7:15:09 PM |
Endeavour | $150.00 | 12/28/2012 7:16:18 PM |
belief-integrity | $100.00 | 12/28/2012 7:22:29 PM |
burrben | $50.00 | 12/28/2012 7:33:42 PM |
gotjack-IRA | $100.02 | 12/29/2012 7:52:22 AM |
Money_Working | $30.00 | 12/28/2012 8:46:02 PM |
blue-dollar-viking | $65.00 | 12/29/2012 8:58:04 AM |
belief-integrity | $750.00 | 12/29/2012 9:11:52 AM |
marcopolo10 | $25.00 | 12/29/2012 9:31:59 AM |
ethicalhumanist | $50.00 | 12/29/2012 9:42:14 AM |
greenback-investor7 | $25.00 | 12/29/2012 8:02:44 AM |
finance-vault | $25.00 | 12/28/2012 8:25:00 PM |
belief-integrity | $750.00 | 12/29/2012 9:11:26 AM |
alpha-lending | $25.00 | 12/23/2012 12:56:41 PM |
ferocious-kindness8 | $35.00 | 12/21/2012 5:10:40 PM |
Capitalincome | $25.00 | 12/21/2012 6:13:44 PM |
cr8on | $50.00 | 12/21/2012 6:27:51 PM |
Nco | $150.00 | 12/21/2012 5:27:57 PM |
payout-motivator0 | $50.00 | 12/21/2012 5:03:01 PM |
blueshound | $25.00 | 12/22/2012 6:44:13 AM |
qsolo | $50.00 | 12/22/2012 1:06:26 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:16:24 PM |
wildanne | $50.00 | 12/22/2012 12:04:26 PM |
toblerone | $25.00 | 12/22/2012 1:17:26 PM |
best-bonafide-p2p | $25.00 | 12/22/2012 1:17:44 PM |
Ripsaw4U | $50.00 | 12/22/2012 1:21:47 PM |
bazaar-tulip | $25.00 | 12/22/2012 1:11:24 PM |
907 | $25.00 | 12/22/2012 3:50:50 PM |
Cookstersalibi | $25.00 | 12/22/2012 1:50:23 PM |
liberty-tostada7 | $50.00 | 12/22/2012 1:51:35 PM |
berniemadeoff | $65.00 | 12/22/2012 1:53:06 PM |
cattlebaron | $50.00 | 12/23/2012 12:13:30 AM |
commerce-venture1 | $25.00 | 12/24/2012 9:26:38 AM |
helpinghand63 | $25.00 | 12/25/2012 9:35:25 AM |
cardminger | $25.00 | 12/26/2012 9:29:49 AM |
emphatic-gold584 | $100.00 | 12/26/2012 10:26:48 AM |
riskreward | $250.00 | 12/26/2012 9:54:56 AM |
massuot | $25.00 | 12/27/2012 1:54:55 AM |
vivacious-fund2 | $25.00 | 12/26/2012 6:49:18 PM |
dsnybnd | $25.00 | 12/27/2012 12:46:40 PM |
RoZu_Lending | $100.00 | 12/28/2012 9:46:25 AM |
openness-antioxidant | $25.00 | 12/28/2012 11:08:59 AM |
a-finance-nirvana | $25.00 | 12/28/2012 5:09:53 PM |
PoundSmart | $100.00 | 12/28/2012 5:26:46 PM |
palu2619 | $25.00 | 12/28/2012 5:20:45 PM |
quest0 | $50.00 | 12/28/2012 5:37:12 PM |
villagers | $50.00 | 12/28/2012 5:22:15 PM |
uncl-sammy | $25.00 | 12/28/2012 7:08:02 PM |
Whipster | $60.00 | 12/28/2012 7:13:47 PM |
unequivocal-benefit897 | $100.00 | 12/28/2012 5:41:36 PM |
belief-integrity | $650.00 | 12/28/2012 7:37:48 PM |
return-point2 | $100.00 | 12/28/2012 6:03:56 PM |
RubyMartin | $25.00 | 12/28/2012 8:08:33 PM |
lunareclipse | $50.00 | 12/29/2012 8:01:28 AM |
panga68 | $25.00 | 12/29/2012 8:07:03 AM |
MarcusJames04 | $354.72 | 12/29/2012 9:31:35 AM |
Orthosie | $4.85 | 12/29/2012 9:43:12 AM |
euro-spark | $25.00 | 12/29/2012 4:49:30 AM |
glimmering-return863 | $60.00 | 12/29/2012 5:34:36 AM |
ell25 | $25.00 | 12/28/2012 6:49:01 PM |
ncg1983 | $25.00 | 12/28/2012 6:51:24 PM |
aabadabadoo | $25.00 | 12/29/2012 8:17:11 AM |
evilkats | $50.00 | 12/28/2012 7:58:18 PM |
unrelenting-euro7 | $50.00 | 12/29/2012 9:20:30 AM |
reinforced-market3 | $25.00 | 12/28/2012 9:53:29 PM |
ethical-truth211 | $400.00 | 12/29/2012 4:06:40 AM |
TBONE2008 | $100.00 | 12/29/2012 6:09:50 AM |
116 Investments
|
Borrower Payment Dependent Notes Series
689895
This series of Notes was issued and sold upon the funding of the borrower loan #79644, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| Dec-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-24-2012 |
|
Lender yield:
| 10.53% |
Borrower rate/APR:
| 11.53% / 14.35% |
Monthly payment:
| $131.96 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.15% | | |
| |
Estimated return*:
| 6.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 10% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,301 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| lg3741 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...Renovate my bathroom new sink redo walls.
My financial situation:
I am a good candidate for this loan because...i pay everything on time and early used prosper before and payed it of in 6 months
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BigHorizon | $250.00 | 12/24/2012 9:17:02 AM |
slimof37 | $25.00 | 12/24/2012 9:15:56 AM |
secureincome | $555.00 | 12/24/2012 9:18:17 AM |
Fdeer | $103.26 | 12/24/2012 10:32:52 AM |
first-credit-meridian | $25.00 | 12/24/2012 10:35:19 AM |
aztec | $50.00 | 12/24/2012 9:23:51 AM |
penny-finder | $36.00 | 12/24/2012 9:54:14 AM |
a-finance-nirvana | $25.00 | 12/24/2012 10:39:38 AM |
purposeful-durability8 | $100.00 | 12/24/2012 10:41:53 AM |
orange-dollar-raccoon | $100.00 | 12/24/2012 10:02:44 AM |
silver-plato | $75.00 | 12/24/2012 9:37:39 AM |
cahjoon | $25.00 | 12/24/2012 9:40:34 AM |
LaGrangeLender | $60.00 | 12/24/2012 10:58:02 AM |
excellent-balance196 | $25.00 | 12/24/2012 10:42:06 AM |
hidavehi | $29.00 | 12/24/2012 11:27:37 AM |
Beechturner | $40.00 | 12/24/2012 11:31:12 AM |
thankful-nickel2 | $25.00 | 12/24/2012 11:47:28 AM |
entertaining-rate9 | $25.00 | 12/24/2012 10:37:36 AM |
payment-halo | $25.00 | 12/24/2012 2:08:40 PM |
Johnab | $26.00 | 12/24/2012 2:32:38 PM |
fantastic-dedication6 | $50.00 | 12/24/2012 3:08:07 PM |
supersarah61 | $25.00 | 12/24/2012 5:47:31 PM |
sharp-return7 | $25.69 | 12/24/2012 12:22:11 PM |
CreditBuilder2 | $25.01 | 12/24/2012 12:48:03 PM |
the-magnificent-loan | $200.00 | 12/24/2012 6:07:40 PM |
bartb | $26.00 | 12/24/2012 2:29:41 PM |
benjamin67 | $25.00 | 12/24/2012 11:40:32 AM |
djh47a | $25.00 | 12/24/2012 1:54:33 PM |
jayk63 | $25.00 | 12/24/2012 2:04:39 PM |
cjames84 | $50.00 | 12/24/2012 2:44:04 PM |
kmprospeo | $25.00 | 12/24/2012 6:16:17 PM |
0_0 | $25.00 | 12/24/2012 6:04:29 PM |
Capitalincome | $25.00 | 12/24/2012 9:04:26 AM |
credit-guard5 | $25.00 | 12/24/2012 9:06:47 AM |
blue-useful-auction | $25.00 | 12/24/2012 10:03:28 AM |
DreisersFinancier | $50.00 | 12/24/2012 10:24:15 AM |
bazaar-tulip | $25.00 | 12/24/2012 9:11:58 AM |
qsolo | $50.00 | 12/24/2012 9:19:32 AM |
simplelender80 | $500.00 | 12/24/2012 9:47:21 AM |
indomitable-coin | $25.00 | 12/24/2012 9:51:41 AM |
california111 | $50.00 | 12/24/2012 9:32:48 AM |
exchange-mason | $25.00 | 12/24/2012 11:07:50 AM |
Zolton | $300.00 | 12/24/2012 10:17:44 AM |
toblerone | $25.00 | 12/24/2012 11:58:53 AM |
loot-prescription3 | $25.00 | 12/24/2012 11:07:16 AM |
jpblan11 | $25.00 | 12/24/2012 10:42:21 AM |
depalma13 | $25.00 | 12/24/2012 4:51:41 PM |
Tscheddar | $25.00 | 12/24/2012 12:05:59 PM |
friedokra | $25.00 | 12/24/2012 12:15:53 PM |
locomotive7 | $25.00 | 12/24/2012 12:28:55 PM |
brilliant-balance | $50.00 | 12/24/2012 11:24:23 AM |
supersam | $200.00 | 12/24/2012 3:55:29 PM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:36 PM |
platinum-mammalian7 | $25.00 | 12/24/2012 5:28:06 PM |
cello1 | $25.00 | 12/24/2012 1:00:13 PM |
radforj22 | $75.00 | 12/24/2012 1:48:35 PM |
jaxth83 | $114.04 | 12/24/2012 7:14:10 PM |
SV-AZ | $25.00 | 12/24/2012 6:28:02 PM |
greenback-watcher1 | $35.00 | 12/24/2012 5:26:47 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
690149
This series of Notes was issued and sold upon the funding of the borrower loan #80156, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-31-2012 |
|
Lender yield:
| 27.27% |
Borrower rate/APR:
| 28.27% / 30.93% |
Monthly payment:
| $312.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.93% | | |
| |
Estimated return*:
| 13.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 32% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 65 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,384 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| visionary-exchange238 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation to pay off high rate loans and credit cards
My financial situation:
I am a good candidate for this loan because I pay my bills on time and am working toward improving my financial outlook and to provide a good example of being a good steward of money to my kids
Monthly net income: $7,200.00
Monthly expenses:
Housing: $ 510.00 twice monthly
Insurance: $ 184.00 monthly this includes auto and home
Car expenses: $ gas around 100 per week and 260 every other week for car payment
Utilities: $ electric and gas -- 100.00
Phone, cable, internet: $ 150.00
Food, entertainment: $ 25-50 per month
Clothing, household expenses: $ 250.00 monthly
Credit cards and other loans: $ 250.00 monthly
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Interest2thePeople | $100.00 | 12/27/2012 5:04:55 PM |
Wrats6 | $25.00 | 12/27/2012 5:07:57 PM |
Money__Tree | $200.00 | 12/27/2012 5:11:03 PM |
zipemdown | $25.00 | 12/27/2012 5:30:02 PM |
intrepid-loot | $25.00 | 12/27/2012 7:35:36 PM |
thrilling-point2 | $40.00 | 12/27/2012 5:05:57 PM |
vutah | $65.00 | 12/27/2012 5:24:10 PM |
the-hope-workhorse | $25.00 | 12/27/2012 6:51:26 PM |
treasure-bliss | $25.00 | 12/28/2012 4:22:10 AM |
marketplace-singularity3 | $25.00 | 12/28/2012 6:39:53 AM |
zorg77 | $50.00 | 12/28/2012 7:20:55 AM |
TumbleWeed88 | $25.00 | 12/28/2012 9:46:42 AM |
receptive-affluence035 | $25.00 | 12/28/2012 10:32:09 AM |
erowis | $50.00 | 12/28/2012 10:09:11 AM |
truth-companion | $25.00 | 12/28/2012 5:13:31 PM |
MyPFBlog | $25.00 | 12/28/2012 5:38:53 PM |
timbob | $500.00 | 12/28/2012 5:27:33 PM |
octoberfresh | $25.00 | 12/28/2012 6:02:00 PM |
belief-integrity | $100.00 | 12/28/2012 7:22:29 PM |
burrben | $50.00 | 12/28/2012 7:33:49 PM |
wale-ld | $50.00 | 12/28/2012 9:08:05 PM |
paxnj | $25.00 | 12/28/2012 7:15:39 PM |
green-loyalty-web | $25.00 | 12/29/2012 12:16:54 PM |
ElPadrino0 | $25.00 | 12/28/2012 9:11:25 PM |
bewitching-dollar5 | $100.00 | 12/29/2012 12:43:34 PM |
dinero-plasma844 | $25.00 | 12/29/2012 8:42:18 AM |
money-bauble | $100.00 | 12/29/2012 1:27:34 PM |
gasman-1 | $25.00 | 12/29/2012 12:55:29 PM |
RebuildALife | $25.00 | 12/29/2012 12:35:54 PM |
EL_Papin | $25.00 | 12/29/2012 2:28:16 PM |
DevinHill_IRA | $25.00 | 12/29/2012 2:34:40 PM |
supersarah61 | $25.00 | 12/29/2012 2:38:44 PM |
corndog4000 | $90.00 | 12/30/2012 12:43:12 AM |
gravbox | $25.00 | 12/29/2012 6:43:38 PM |
ethical-truth211 | $200.00 | 12/30/2012 3:34:04 AM |
thankful-nickel2 | $25.00 | 12/30/2012 8:09:09 AM |
compatible-deal9 | $25.00 | 12/29/2012 5:07:30 PM |
power-spartan5 | $25.00 | 12/30/2012 12:20:56 PM |
rmkrish555 | $25.00 | 12/30/2012 12:56:05 PM |
Bank_of_the_Galaxy | $25.00 | 12/30/2012 5:46:11 PM |
squadron820 | $25.00 | 12/30/2012 10:10:57 AM |
basis-excellency9 | $25.00 | 12/30/2012 6:24:40 PM |
kila-designer | $75.00 | 12/30/2012 11:41:35 AM |
Cash_Angel | $50.00 | 12/30/2012 8:29:05 PM |
ResQDoc | $25.00 | 12/31/2012 4:40:33 AM |
Tensleep | $53.61 | 12/30/2012 3:04:15 PM |
emergencyMD | $25.00 | 12/30/2012 4:53:40 PM |
reasonable-bonus5 | $50.00 | 12/30/2012 8:14:45 PM |
JackinGreen | $45.39 | 12/31/2012 9:26:03 AM |
mpatrick | $100.00 | 12/31/2012 9:30:55 AM |
lender-inc | $25.72 | 12/31/2012 6:26:21 AM |
evilkats | $50.00 | 12/30/2012 5:41:08 PM |
gondeee | $25.00 | 12/31/2012 7:43:25 AM |
valiant-contract | $25.00 | 12/31/2012 9:10:38 AM |
bonus-seahorse | $25.00 | 12/31/2012 9:14:18 AM |
heavenly-interest9 | $1,000.00 | 12/28/2012 9:30:12 AM |
economy-coup | $200.00 | 12/29/2012 5:51:54 PM |
LittleMingo | $30.00 | 12/30/2012 6:08:09 PM |
elog238 | $50.00 | 12/31/2012 7:18:17 AM |
best-point-pursuit | $50.00 | 12/27/2012 5:22:52 PM |
kind-lovely-marketplace | $50.00 | 12/27/2012 5:13:55 PM |
valiant-return584 | $50.00 | 12/27/2012 5:20:12 PM |
Dubbs360 | $50.00 | 12/27/2012 5:04:29 PM |
Silver_Rupee | $25.00 | 12/27/2012 6:01:59 PM |
handy-justice | $50.00 | 12/27/2012 5:10:51 PM |
helpinghand63 | $25.00 | 12/27/2012 5:29:43 PM |
transparency-position | $25.00 | 12/27/2012 7:23:29 PM |
money-genome84 | $250.00 | 12/27/2012 5:31:52 PM |
wildanne | $50.00 | 12/27/2012 5:51:02 PM |
restless-dime | $100.00 | 12/27/2012 6:42:40 PM |
cr8on | $50.00 | 12/27/2012 6:46:24 PM |
skillful-asset5 | $30.00 | 12/27/2012 7:30:40 PM |
Nco | $150.00 | 12/28/2012 9:20:09 AM |
zorg77 | $100.00 | 12/28/2012 7:20:48 AM |
kenji4861 | $25.00 | 12/28/2012 10:11:26 AM |
lowrater | $50.70 | 12/28/2012 11:26:10 AM |
aquariano2 | $25.00 | 12/28/2012 12:01:45 PM |
MadHun | $200.00 | 12/28/2012 5:26:10 PM |
let_me_retire | $100.00 | 12/28/2012 12:07:36 PM |
Foggy | $25.00 | 12/28/2012 5:48:24 PM |
incbx | $100.00 | 12/28/2012 3:23:17 PM |
california111 | $50.00 | 12/28/2012 5:28:27 PM |
thrilling-fund427 | $50.00 | 12/28/2012 5:13:04 PM |
villagers | $50.00 | 12/28/2012 5:22:45 PM |
jiftostada | $25.00 | 12/28/2012 6:09:44 PM |
graceful-investment | $106.00 | 12/28/2012 8:41:47 PM |
CA-Lender | $50.00 | 12/28/2012 9:29:29 PM |
EFS | $100.00 | 12/28/2012 7:56:32 PM |
emphatic-gold584 | $100.00 | 12/28/2012 9:36:09 PM |
belief-integrity | $650.00 | 12/28/2012 7:38:52 PM |
global-invest-group | $25.00 | 12/28/2012 8:42:33 PM |
justasoldier | $75.00 | 12/28/2012 9:15:25 PM |
blackstar | $25.00 | 12/29/2012 10:47:40 AM |
graceful-IRAinvestment | $106.00 | 12/29/2012 8:27:49 AM |
Curly-Girly | $25.00 | 12/29/2012 9:26:20 AM |
mountain_slope | $25.00 | 12/29/2012 1:33:46 PM |
Skynxhunt | $25.00 | 12/29/2012 1:51:31 PM |
WalnutCreekguy | $50.00 | 12/29/2012 1:07:51 PM |
Whatssofunnybout | $33.00 | 12/29/2012 4:04:56 PM |
frogperson | $300.00 | 12/29/2012 5:00:23 PM |
CalBear08 | $100.00 | 12/29/2012 1:35:47 PM |
thoughtful-payment587 | $25.00 | 12/30/2012 6:54:28 AM |
exponential-fairness2 | $25.00 | 12/30/2012 6:56:21 AM |
friendship290 | $25.00 | 12/30/2012 6:02:08 AM |
seabass123 | $25.00 | 12/30/2012 8:34:46 AM |
gethsemane4 | $25.00 | 12/30/2012 12:54:36 PM |
UncleBuffett | $29.54 | 12/29/2012 7:01:32 PM |
order-prospector | $25.00 | 12/30/2012 12:31:40 PM |
a-helping-hand | $250.00 | 12/30/2012 3:20:15 PM |
justreturns | $25.00 | 12/30/2012 12:45:56 PM |
Fdeer | $100.00 | 12/30/2012 11:59:18 PM |
Economicus | $25.00 | 12/30/2012 6:24:22 PM |
market-pudding | $25.00 | 12/31/2012 8:22:25 AM |
jsak74 | $25.00 | 12/30/2012 8:52:52 PM |
Skatingbear | $100.00 | 12/31/2012 7:40:12 AM |
bullish2bearish | $35.00 | 12/31/2012 9:06:26 AM |
magical-credit523 | $25.00 | 12/31/2012 6:02:34 AM |
tolerant-responsibility051 | $1,410.04 | 12/31/2012 9:45:42 AM |
118 Investments
|
Borrower Payment Dependent Notes Series
690177
This series of Notes was issued and sold upon the funding of the borrower loan #79596, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Dec-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 20.53% |
Borrower rate/APR:
| 21.53% / 24.02% |
Monthly payment:
| $136.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.24% | | |
| |
Estimated return*:
| 12.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $7,614 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-sophisticated-dollar |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2012)
|
Principal balance:
| $7,439.25 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 12/25/2012 5:22:46 PM |
Fitiwalt7 | $25.00 | 12/25/2012 5:14:36 PM |
312-Lender | $50.00 | 12/25/2012 6:42:30 PM |
Interloper | $40.00 | 12/25/2012 8:10:42 PM |
orange-dollar-raccoon | $100.00 | 12/25/2012 5:52:44 PM |
MyPFBlog | $25.00 | 12/25/2012 6:00:48 PM |
AF-Chief | $25.00 | 12/25/2012 6:10:07 PM |
obduro_1 | $25.00 | 12/25/2012 6:28:17 PM |
MoneyForNothing | $25.07 | 12/25/2012 5:04:52 PM |
treasure-bliss | $25.00 | 12/26/2012 6:04:45 AM |
bullish2bearish | $45.85 | 12/26/2012 9:30:31 AM |
Dubbs360 | $50.00 | 12/25/2012 5:54:08 PM |
purposeful-durability8 | $100.00 | 12/25/2012 5:58:50 PM |
Edakers | $25.00 | 12/25/2012 6:12:00 PM |
gentle-generosity822 | $25.00 | 12/25/2012 8:01:32 PM |
Madtownwriter | $25.00 | 12/26/2012 1:09:38 AM |
ethical-truth211 | $200.00 | 12/26/2012 3:32:50 AM |
kevin314 | $25.00 | 12/26/2012 9:32:45 AM |
top-inspired-felicity | $25.00 | 12/26/2012 9:55:00 AM |
thrilling-fund427 | $50.00 | 12/26/2012 9:14:49 AM |
hidavehi | $29.00 | 12/26/2012 11:15:33 AM |
LendingPimp_2 | $100.00 | 12/26/2012 1:17:49 PM |
capital-investor8 | $25.00 | 12/26/2012 11:57:02 AM |
integrity-doctor | $100.00 | 12/26/2012 12:25:07 PM |
finagler | $25.00 | 12/26/2012 1:41:40 PM |
nuetron | $25.00 | 12/26/2012 10:54:34 AM |
Astyanax | $25.00 | 12/26/2012 11:57:07 AM |
wizardii | $25.00 | 12/26/2012 5:51:16 PM |
bob450-roth | $25.00 | 12/26/2012 6:50:06 PM |
quest0 | $50.00 | 12/27/2012 8:18:37 AM |
gilbrear | $25.00 | 12/27/2012 7:54:36 AM |
CSinvestments | $25.00 | 12/27/2012 1:13:42 PM |
supersarah61 | $25.00 | 12/27/2012 1:16:49 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:31 PM |
jmeasn | $25.00 | 12/27/2012 4:05:50 PM |
global-invest-group | $25.00 | 12/27/2012 10:09:43 AM |
jybank | $50.00 | 12/27/2012 11:12:28 AM |
goat0 | $150.00 | 12/27/2012 5:43:26 PM |
skillful-asset5 | $30.00 | 12/27/2012 7:53:33 PM |
crown-year | $778.00 | 12/28/2012 6:59:10 AM |
compatible-deal9 | $25.00 | 12/27/2012 5:53:35 PM |
obedient-payout0 | $25.00 | 12/27/2012 7:26:41 PM |
hml | $50.00 | 12/27/2012 11:34:41 PM |
alpha-lending | $25.00 | 12/25/2012 5:59:58 PM |
zipemdown | $25.00 | 12/25/2012 5:41:35 PM |
entertaining-rate9 | $25.00 | 12/25/2012 5:42:31 PM |
simplelender80 | $62.00 | 12/25/2012 5:54:47 PM |
return-point2 | $100.00 | 12/25/2012 6:01:19 PM |
Nco | $150.00 | 12/25/2012 6:03:54 PM |
Silver_Rupee | $25.00 | 12/25/2012 6:13:26 PM |
Tscheddar | $25.00 | 12/25/2012 6:16:47 PM |
DoctorJoe | $25.00 | 12/26/2012 4:22:47 AM |
WalnutCreekguy | $50.00 | 12/25/2012 5:20:20 PM |
superb-funds335 | $25.00 | 12/25/2012 5:44:05 PM |
ippoco | $25.00 | 12/25/2012 5:45:37 PM |
valiant-return584 | $50.00 | 12/25/2012 6:00:46 PM |
helpinghand63 | $25.00 | 12/25/2012 6:33:57 PM |
octoberfresh | $25.00 | 12/25/2012 5:03:31 PM |
bazaar-tulip | $25.00 | 12/25/2012 5:36:58 PM |
Frover | $25.00 | 12/26/2012 7:11:55 AM |
red-duty-carrier | $25.00 | 12/25/2012 6:02:15 PM |
exchange-mason | $25.00 | 12/25/2012 6:48:40 PM |
california111 | $50.00 | 12/25/2012 8:58:45 PM |
affluence-microscope2 | $169.00 | 12/26/2012 9:09:37 AM |
Military_Money_Wise | $25.00 | 12/26/2012 1:41:16 AM |
enthusiastic-balance5 | $59.00 | 12/26/2012 10:32:24 AM |
thrilling-point2 | $40.00 | 12/26/2012 9:12:52 AM |
truth-companion | $25.00 | 12/26/2012 9:15:19 AM |
timbob | $500.00 | 12/26/2012 5:23:49 PM |
FinDoc | $25.00 | 12/26/2012 12:12:38 PM |
mikeandcat | $50.00 | 12/26/2012 5:43:29 PM |
Bob450 | $25.00 | 12/26/2012 5:19:53 PM |
agile-diversification2 | $25.00 | 12/27/2012 9:04:13 AM |
hitsman | $50.00 | 12/27/2012 9:07:44 AM |
dukeiyer | $25.00 | 12/26/2012 7:02:54 PM |
fund-widget | $25.00 | 12/27/2012 8:55:25 AM |
intrepid-loot | $25.00 | 12/27/2012 9:21:09 AM |
appetizing-velocity4 | $25.00 | 12/27/2012 10:07:23 AM |
zassociate | $200.00 | 12/27/2012 5:12:46 PM |
glimmering-commerce452 | $25.00 | 12/27/2012 5:21:48 PM |
sensible-fund | $25.00 | 12/27/2012 3:33:36 PM |
duty-accomplishment | $25.00 | 12/27/2012 5:30:09 PM |
compassionate-dime0 | $50.00 | 12/27/2012 6:19:29 PM |
cmg891 | $25.00 | 12/27/2012 7:02:37 PM |
order-prospector | $25.00 | 12/27/2012 6:12:35 PM |
TorqueEnterprises | $25.00 | 12/27/2012 8:37:55 PM |
prudent-bid3 | $30.00 | 12/28/2012 6:58:58 AM |
money-hot-rod | $42.08 | 12/28/2012 2:05:04 AM |
88 Investments
|
Borrower Payment Dependent Notes Series
690531
This series of Notes was issued and sold upon the funding of the borrower loan #80171, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Dec-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-31-2012 |
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $386.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 25
/
17 | Length of status: | 8y 8m |
Amount delinquent:
| $23,100 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,228 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| agreement-mountain |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 14 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $17,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2012)
720-739
(Dec-2011)
|
Principal balance:
| $13,293.60 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off higher-interest loans.
My financial situation:
I am a good candidate for this loan because I have a stable job where I have been employed since 2004.
Purpose of loan:
This loan will be used to consolidate my accounts with much higher annual APRs.
My financial situation:
I am a good candidate for this loan because I have been employed by the same company for over 8 years. I pay my bills on time and would like to save money from higher interests.
Monthly net income: $8,030
Housing: $ 1576
Insurance: $ 211
Car expenses: $ 480
Utilities: $ 135
Phone, cable, internet: $ 180
Food, entertainment: $ 200
Clothing, household expenses: $ 300
Credit cards and other loans: $ 2381
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AF-Chief | $25.00 | 12/27/2012 9:10:50 AM |
affluence-microscope2 | $200.00 | 12/27/2012 9:17:19 AM |
wildanne | $50.00 | 12/27/2012 9:23:04 AM |
bill-tent1 | $50.00 | 12/27/2012 9:25:57 AM |
radiant-dollar9 | $200.00 | 12/27/2012 9:29:40 AM |
timbob | $500.00 | 12/27/2012 9:32:37 AM |
MoneyForNothing | $25.14 | 12/27/2012 9:06:51 AM |
principal-kung-fu | $25.00 | 12/27/2012 10:07:33 AM |
valiant-return584 | $50.00 | 12/27/2012 9:16:48 AM |
HoosierDaddie | $50.00 | 12/27/2012 9:18:31 AM |
Sagamore | $50.00 | 12/27/2012 10:22:02 AM |
the-magnificent-loan | $200.00 | 12/27/2012 9:33:18 AM |
Cookstersalibi | $25.00 | 12/27/2012 10:13:29 AM |
nickel-ferret | $25.00 | 12/27/2012 9:27:49 AM |
Feyenoord | $30.00 | 12/27/2012 9:35:52 AM |
integrity-doctor | $100.00 | 12/27/2012 12:41:23 PM |
BostonCapital | $100.00 | 12/27/2012 10:00:14 AM |
Dubbly | $25.00 | 12/27/2012 10:07:36 AM |
zassociate | $200.00 | 12/27/2012 5:12:28 PM |
ciscoparrot | $25.00 | 12/27/2012 1:09:55 PM |
tenacious-compassion9 | $25.00 | 12/27/2012 6:15:58 PM |
mlw | $60.00 | 12/27/2012 4:15:05 PM |
sjo1984111 | $25.00 | 12/27/2012 6:06:00 PM |
rootcanaler | $50.00 | 12/27/2012 6:10:38 PM |
MIKLIZ_FUNDING | $25.00 | 12/28/2012 8:24:40 AM |
simplelender80 | $500.00 | 12/28/2012 10:30:55 AM |
magical-credit523 | $25.00 | 12/28/2012 9:29:06 AM |
Tscheddar | $25.00 | 12/28/2012 9:30:00 AM |
abundant-peace196 | $50.00 | 12/28/2012 11:17:38 AM |
hidavehi | $25.01 | 12/28/2012 10:25:48 AM |
villagers | $50.00 | 12/28/2012 5:21:36 PM |
_wally_ | $25.00 | 12/28/2012 6:21:48 PM |
emphatic-gold584 | $100.00 | 12/28/2012 9:36:05 PM |
Sunshine2222 | $25.00 | 12/29/2012 6:54:36 AM |
mcgillis99 | $30.00 | 12/29/2012 10:48:18 AM |
burrben | $50.00 | 12/28/2012 7:33:47 PM |
shrewd-dedication2 | $25.00 | 12/28/2012 9:25:09 PM |
Investoman | $25.00 | 12/29/2012 12:02:08 PM |
Quiza12 | $100.00 | 12/29/2012 6:09:17 AM |
thoughtful-payment587 | $25.00 | 12/29/2012 7:45:21 AM |
Preferred-Lender | $25.00 | 12/29/2012 12:28:25 PM |
jazzlender | $42.00 | 12/29/2012 1:12:31 PM |
mikbos | $25.00 | 12/29/2012 7:56:42 PM |
p2p-mogul | $40.00 | 12/29/2012 8:08:48 PM |
cmg891 | $25.00 | 12/30/2012 6:08:48 AM |
907 | $25.00 | 12/30/2012 7:45:54 AM |
elated-bid596 | $25.00 | 12/29/2012 6:46:21 PM |
dinero-chuckler5 | $100.00 | 12/29/2012 7:59:51 PM |
compatible-deal9 | $25.00 | 12/29/2012 5:05:37 PM |
gilbrear | $25.00 | 12/30/2012 10:11:31 AM |
rewards | $25.00 | 12/30/2012 12:14:19 PM |
platinum-whomper8 | $100.00 | 12/30/2012 2:01:12 PM |
ookamikun | $92.64 | 12/30/2012 12:45:19 PM |
RuleOf70 | $33.00 | 12/30/2012 6:06:08 PM |
commerce-equilibrium7 | $50.00 | 12/30/2012 6:59:46 PM |
raisingophelia | $25.00 | 12/30/2012 9:48:13 PM |
order-supernova6 | $50.00 | 12/30/2012 1:51:58 PM |
gallant-camaraderi | $30.00 | 12/30/2012 4:04:47 PM |
lovely-principal077 | $25.00 | 12/30/2012 5:28:21 PM |
basis-excellency9 | $50.00 | 12/30/2012 6:30:54 PM |
booster73 | $25.00 | 12/31/2012 8:50:56 AM |
dollardave | $50.00 | 12/31/2012 9:09:22 AM |
Chief3394 | $25.00 | 12/31/2012 4:28:19 AM |
dignified-finance | $50.00 | 12/31/2012 9:46:25 AM |
PXM-Financial | $50.45 | 12/30/2012 8:09:26 PM |
wampum-influencer | $25.00 | 12/31/2012 12:12:47 PM |
birdie589 | $51.16 | 12/31/2012 7:06:18 AM |
Rockymtnhi | $100.00 | 12/31/2012 9:55:48 AM |
Social_Catapult | $25.00 | 12/31/2012 10:52:10 AM |
moneytolend72 | $35.00 | 12/31/2012 12:44:14 PM |
golaithze | $100.00 | 12/31/2012 12:50:17 PM |
elog238 | $25.00 | 12/31/2012 7:16:53 AM |
daw1878 | $25.00 | 12/27/2012 9:22:46 AM |
openness-zenith6 | $50.00 | 12/27/2012 9:25:14 AM |
patriot897 | $25.00 | 12/27/2012 9:26:12 AM |
qsolo | $50.00 | 12/27/2012 9:43:27 AM |
gravbox | $25.00 | 12/27/2012 10:30:21 AM |
secureincome | $555.00 | 12/27/2012 9:28:57 AM |
mister_waffle | $25.00 | 12/27/2012 9:31:28 AM |
california111 | $50.00 | 12/27/2012 11:16:40 AM |
Prairiedog1116 | $100.00 | 12/27/2012 10:00:06 AM |
bazaar-tulip | $25.00 | 12/27/2012 10:04:01 AM |
appetizing-velocity4 | $25.00 | 12/27/2012 10:07:27 AM |
fcrick | $50.00 | 12/27/2012 10:18:27 AM |
phenomenal-rate1 | $500.00 | 12/27/2012 9:17:59 AM |
unrivaled-deal676 | $32.00 | 12/27/2012 9:22:11 AM |
RGlad | $35.00 | 12/27/2012 10:41:13 AM |
orange-dollar-raccoon | $100.00 | 12/27/2012 9:31:46 AM |
rate-hawk | $25.00 | 12/27/2012 9:31:50 AM |
lionheart722 | $25.00 | 12/27/2012 9:32:00 AM |
transaction-seahorse0 | $25.00 | 12/27/2012 9:33:27 AM |
first-credit-meridian | $25.00 | 12/27/2012 9:34:50 AM |
marwadi-62 | $325.00 | 12/27/2012 10:18:17 AM |
palu2619 | $25.00 | 12/27/2012 5:17:53 PM |
determined-bill5 | $100.00 | 12/27/2012 10:22:24 AM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:42 PM |
note-venture | $25.00 | 12/27/2012 3:11:18 PM |
JeremyLinFan | $40.00 | 12/27/2012 10:37:30 AM |
rmkrish555 | $25.00 | 12/27/2012 3:22:40 PM |
helpinghand63 | $25.00 | 12/27/2012 5:29:32 PM |
belief-integrity | $450.00 | 12/27/2012 11:12:40 AM |
supersarah61 | $25.00 | 12/27/2012 1:21:00 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:50 PM |
purposeful-durability8 | $100.00 | 12/27/2012 6:17:39 PM |
bowdish1 | $25.00 | 12/27/2012 5:51:06 PM |
TumbleWeed88 | $25.00 | 12/27/2012 6:20:47 PM |
rmkrish55 | $25.00 | 12/28/2012 8:51:42 AM |
shamonn_p2p | $50.00 | 12/28/2012 9:31:59 AM |
foofightee | $25.00 | 12/28/2012 6:27:16 AM |
acropiloterau2002 | $25.00 | 12/28/2012 9:38:33 AM |
heroic-dime7 | $50.00 | 12/28/2012 11:39:12 AM |
justreturns | $25.00 | 12/28/2012 10:16:16 AM |
entertaining-rate9 | $25.00 | 12/28/2012 10:50:35 AM |
HereToHelp305 | $200.00 | 12/28/2012 11:09:02 AM |
radforj22 | $25.00 | 12/28/2012 2:21:54 PM |
TheHillsAreAlive | $25.00 | 12/28/2012 6:14:49 PM |
loyalty-cupcake6 | $25.00 | 12/28/2012 5:30:58 PM |
gigabit | $50.00 | 12/28/2012 5:33:58 PM |
compoundinterest | $25.00 | 12/28/2012 5:23:59 PM |
MadHun | $200.00 | 12/28/2012 5:26:00 PM |
red-delectable-reward | $25.00 | 12/28/2012 8:43:17 PM |
hope-eagle6 | $25.00 | 12/28/2012 5:30:53 PM |
wishihadmore | $25.00 | 12/29/2012 7:44:42 AM |
lunareclipse | $83.95 | 12/29/2012 7:57:57 AM |
randsenterprise | $25.00 | 12/28/2012 6:07:21 PM |
igniter584 | $75.00 | 12/29/2012 11:24:14 AM |
jtc26 | $50.00 | 12/28/2012 7:00:30 PM |
principal-admirer5 | $25.00 | 12/28/2012 10:22:59 PM |
stable-durability122 | $25.00 | 12/29/2012 9:35:18 AM |
managedfund | $531.00 | 12/29/2012 12:57:52 PM |
hitsman | $50.00 | 12/29/2012 1:26:34 PM |
wildguy | $100.00 | 12/29/2012 2:11:02 PM |
Skynxhunt | $25.00 | 12/29/2012 1:51:24 PM |
favorable-fund3 | $25.00 | 12/29/2012 5:00:40 PM |
Iowa65 | $25.11 | 12/30/2012 7:10:19 AM |
Badgworth | $26.25 | 12/30/2012 7:38:35 AM |
yield-seeker | $25.00 | 12/30/2012 12:19:40 PM |
coin-popcorn | $25.00 | 12/30/2012 12:12:59 PM |
WillyP345 | $50.00 | 12/29/2012 9:52:01 PM |
handy-affluence9 | $100.00 | 12/30/2012 4:23:31 AM |
reverent-greenback219 | $25.00 | 12/30/2012 12:29:00 PM |
worldly-income2 | $25.00 | 12/30/2012 4:20:31 PM |
worldly-income2 | $25.00 | 12/30/2012 4:21:58 PM |
Dreurmimker | $25.00 | 12/30/2012 6:06:55 PM |
curious166 | $35.92 | 12/30/2012 11:25:37 AM |
Breakfast_Gypsy | $25.00 | 12/30/2012 1:29:30 PM |
best-camaraderi-sniffer | $25.00 | 12/31/2012 7:06:57 AM |
MrEville | $25.00 | 12/31/2012 7:23:01 AM |
gethsemane4 | $25.00 | 12/30/2012 12:54:36 PM |
willwc6 | $50.00 | 12/30/2012 7:16:32 PM |
casper2u | $25.00 | 12/31/2012 8:30:31 AM |
djh47a | $25.00 | 12/31/2012 8:43:22 AM |
Darts | $50.00 | 12/31/2012 9:41:25 AM |
saver266 | $26.00 | 12/30/2012 4:05:38 PM |
Disposable_Hero85 | $25.00 | 12/31/2012 8:00:22 AM |
Ruckus888 | $49.80 | 12/31/2012 8:17:51 AM |
oyster767 | $46.29 | 12/30/2012 7:33:59 PM |
ajayne1953 | $51.71 | 12/30/2012 8:22:40 PM |
roadredwood | $29.82 | 12/30/2012 9:38:24 PM |
emonster23 | $25.00 | 12/31/2012 10:40:31 AM |
lender-inc | $27.71 | 12/31/2012 6:25:16 AM |
phathoe02 | $25.00 | 12/31/2012 6:38:23 AM |
global-invest-group | $25.00 | 12/31/2012 12:39:36 PM |
Skatingbear | $100.00 | 12/31/2012 7:37:08 AM |
msw_engr | $50.00 | 12/31/2012 10:57:45 AM |
coin-flower1 | $25.00 | 12/31/2012 9:46:05 AM |
scrappy-peso0 | $25.00 | 12/31/2012 11:47:41 AM |
helping_you_get_out_of_debt | $100.00 | 12/31/2012 10:32:33 AM |
mammalian4 | $25.00 | 12/31/2012 11:44:20 AM |
decisive-duty995 | $100.00 | 12/31/2012 1:41:48 PM |
Mr-Cash-Flow | $10.04 | 12/31/2012 2:30:24 PM |
171 Investments
|
Borrower Payment Dependent Notes Series
690619
This series of Notes was issued and sold upon the funding of the borrower loan #79590, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| Dec-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $172.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 75% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 19y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,114 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| bid-titan0 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2012)
|
Principal balance:
| $13,712.78 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 12/25/2012 5:21:51 PM |
ultimate-peace | $225.00 | 12/25/2012 5:01:06 PM |
kila-designer | $124.00 | 12/25/2012 5:18:19 PM |
riveting-credit5 | $25.00 | 12/25/2012 6:04:59 PM |
NickelSteamroller | $25.00 | 12/25/2012 6:11:42 PM |
thorough-duty641 | $25.00 | 12/25/2012 7:04:00 PM |
susurrus | $100.00 | 12/25/2012 5:03:17 PM |
hudget | $25.00 | 12/25/2012 5:06:51 PM |
rmkrish55 | $25.00 | 12/25/2012 5:25:08 PM |
fcrick | $50.00 | 12/25/2012 5:54:12 PM |
DoctorJoe | $25.00 | 12/26/2012 4:24:33 AM |
durability-seahorse7 | $50.00 | 12/26/2012 9:29:22 AM |
bmw2 | $28.00 | 12/26/2012 9:46:03 AM |
deal-pioneer1 | $75.00 | 12/26/2012 9:17:06 AM |
ethical-truth211 | $100.00 | 12/26/2012 3:28:06 AM |
bullish2bearish | $25.00 | 12/26/2012 9:22:51 AM |
p2p-oyster0 | $25.00 | 12/26/2012 6:04:51 AM |
boogienation | $50.00 | 12/26/2012 11:40:23 AM |
serene-capital | $25.00 | 12/26/2012 2:11:00 PM |
boston_mass | $25.00 | 12/26/2012 10:19:01 AM |
Assets-Up | $25.00 | 12/26/2012 11:50:10 AM |
Free-the-usa-1776 | $25.00 | 12/26/2012 11:09:49 AM |
jetavana | $25.00 | 12/26/2012 6:31:46 PM |
Sunshine2222 | $25.00 | 12/27/2012 7:04:25 AM |
professional-dinero753 | $25.00 | 12/27/2012 4:30:24 AM |
CA-Lender | $25.00 | 12/27/2012 5:22:43 AM |
global-invest-group | $25.00 | 12/27/2012 1:27:37 PM |
investordiy_dot_com | $25.00 | 12/27/2012 2:56:07 PM |
jmeasn | $30.00 | 12/27/2012 4:04:43 PM |
Bank_of_the_Galaxy | $25.00 | 12/27/2012 8:07:30 PM |
hml | $55.36 | 12/27/2012 10:44:00 PM |
gain-expert | $35.00 | 12/27/2012 7:03:56 PM |
new-felicity-burger | $52.00 | 12/27/2012 9:40:04 PM |
maal99 | $25.00 | 12/27/2012 7:45:48 PM |
ResQDoc | $25.00 | 12/27/2012 8:33:27 PM |
rmkrish555 | $25.00 | 12/25/2012 5:07:43 PM |
AF-Chief | $25.00 | 12/25/2012 6:10:07 PM |
newest-sturdy-yield | $25.00 | 12/25/2012 6:12:42 PM |
aquariano2 | $25.00 | 12/25/2012 8:30:01 PM |
grf1945 | $50.00 | 12/26/2012 5:29:09 AM |
scholarly-order6 | $25.00 | 12/26/2012 6:49:23 AM |
depalma13 | $25.00 | 12/26/2012 6:58:45 AM |
chameleon125 | $25.00 | 12/26/2012 7:17:57 AM |
worthy-bid8 | $100.00 | 12/25/2012 5:30:36 PM |
organized-dedication696 | $25.00 | 12/25/2012 5:45:23 PM |
top-goodhearted-liberty | $25.00 | 12/25/2012 5:46:38 PM |
Tscheddar | $25.00 | 12/25/2012 6:16:47 PM |
108lender | $200.00 | 12/25/2012 5:33:47 PM |
diplomatic-wealth7 | $25.00 | 12/25/2012 5:39:47 PM |
deal-hickory5 | $100.00 | 12/25/2012 5:50:51 PM |
restless-dime | $100.00 | 12/25/2012 6:08:50 PM |
DiligentiaLLC | $25.00 | 12/25/2012 6:09:30 PM |
handy-justice | $50.00 | 12/25/2012 6:13:49 PM |
djmikmik | $50.00 | 12/26/2012 10:14:01 AM |
simplelender80 | $500.00 | 12/26/2012 9:48:20 AM |
money-baron-Roth401k | $25.00 | 12/26/2012 10:50:05 AM |
droopie1 | $25.00 | 12/26/2012 9:41:33 AM |
exponential-fairness2 | $25.00 | 12/26/2012 3:12:27 PM |
kila-designer | $50.00 | 12/26/2012 11:22:54 AM |
enriched-return057 | $25.00 | 12/26/2012 6:38:44 PM |
shawnw2 | $55.00 | 12/27/2012 8:20:10 AM |
california111 | $50.00 | 12/26/2012 10:12:51 PM |
ibano | $25.00 | 12/26/2012 8:13:32 PM |
wishihadmore | $25.00 | 12/27/2012 1:32:28 PM |
sensible-fund | $25.00 | 12/27/2012 3:32:25 PM |
mlw | $30.00 | 12/27/2012 4:13:03 PM |
MrDance123 | $50.00 | 12/27/2012 5:40:39 PM |
purposeful-durability8 | $100.00 | 12/27/2012 6:17:39 PM |
green-rapid-openness | $300.00 | 12/27/2012 6:34:30 PM |
MyPFBlog | $25.00 | 12/27/2012 5:48:53 PM |
benjamins-worker5 | $25.00 | 12/27/2012 7:19:02 PM |
squadron820 | $26.72 | 12/27/2012 9:58:32 PM |
Codextreme07 | $28.92 | 12/27/2012 8:30:29 PM |
leverage-ectasy | $55.00 | 12/27/2012 8:52:51 PM |
fulfilling-bazaar4 | $25.00 | 12/27/2012 6:01:50 PM |
euro-spark | $25.00 | 12/27/2012 7:46:38 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
690659
This series of Notes was issued and sold upon the funding of the borrower loan #80063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Dec-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 11.03% |
Borrower rate/APR:
| 12.03% / 14.86% |
Monthly payment:
| $166.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.61% | | |
| |
Estimated return*:
| 7.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 13y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,660 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| currency-razor147 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 27 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2012)
680-699
(Sep-2008)
|
Principal balance:
| $1,549.81 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 27 | | |
Description
Debt consolidation
I would like to make one payment instead of several little payments
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
alpha-lending | $25.00 | 12/28/2012 6:21:53 PM |
affluence-microscope2 | $200.00 | 12/28/2012 5:10:05 PM |
openness-zenith6 | $50.00 | 12/28/2012 5:18:17 PM |
Beechturner | $40.00 | 12/28/2012 5:20:32 PM |
blue-radiant-justice | $50.00 | 12/28/2012 5:09:30 PM |
green-dollar-buffalo | $50.00 | 12/28/2012 5:14:08 PM |
friedokra | $25.00 | 12/28/2012 5:30:22 PM |
SergRoosterDu | $26.00 | 12/28/2012 5:21:42 PM |
Sneezie | $100.00 | 12/28/2012 5:22:52 PM |
wetlands | $200.00 | 12/28/2012 5:23:21 PM |
openness-antioxidant | $100.00 | 12/28/2012 5:48:51 PM |
radiant-dollar9 | $200.00 | 12/28/2012 5:24:04 PM |
payout-reaction740 | $50.00 | 12/28/2012 6:08:06 PM |
determined-revenue1 | $26.00 | 12/28/2012 5:04:49 PM |
OnePoorDude | $25.00 | 12/28/2012 5:49:18 PM |
durability-seahorse7 | $50.00 | 12/28/2012 5:50:55 PM |
pious-benjamins1 | $25.00 | 12/28/2012 5:58:57 PM |
nickel-ferret | $25.00 | 12/28/2012 5:22:55 PM |
LaGrangeLender | $60.00 | 12/28/2012 6:07:19 PM |
unrivaled-deal676 | $50.00 | 12/28/2012 6:08:56 PM |
BJnRJames | $50.00 | 12/28/2012 6:23:38 PM |
1stBankAndHal | $25.06 | 12/28/2012 6:27:05 PM |
mymoneyblog | $25.00 | 12/28/2012 6:28:49 PM |
cordial-bonus | $25.00 | 12/28/2012 6:07:24 PM |
Approved | $50.00 | 12/28/2012 6:09:02 PM |
loan-mongoose1 | $25.00 | 12/28/2012 6:22:56 PM |
xrycac | $25.00 | 12/28/2012 6:29:48 PM |
qsolo | $50.00 | 12/28/2012 5:11:08 PM |
Jassi | $25.00 | 12/28/2012 5:06:47 PM |
ippoco | $25.00 | 12/28/2012 5:08:35 PM |
secureincome | $555.00 | 12/28/2012 5:10:17 PM |
bazaar-tulip | $25.00 | 12/28/2012 5:14:13 PM |
thankful-nickel2 | $55.55 | 12/28/2012 5:20:02 PM |
virtuous-repayment | $25.00 | 12/28/2012 5:43:58 PM |
agile-diversification2 | $25.00 | 12/28/2012 5:23:55 PM |
timbob | $500.00 | 12/28/2012 5:27:12 PM |
MoneyForNothing | $25.27 | 12/28/2012 5:06:19 PM |
windguy | $50.00 | 12/28/2012 5:29:20 PM |
belief-integrity | $750.00 | 12/28/2012 6:15:52 PM |
HereToHelp305 | $250.00 | 12/28/2012 6:22:35 PM |
Zolton | $300.00 | 12/28/2012 5:41:24 PM |
helpinghand63 | $25.00 | 12/28/2012 5:16:02 PM |
chac | $100.00 | 12/28/2012 5:48:52 PM |
bill-tent1 | $50.00 | 12/28/2012 5:18:53 PM |
villagers | $50.00 | 12/28/2012 5:21:17 PM |
MadHun | $200.00 | 12/28/2012 5:26:19 PM |
Perdita_II | $25.00 | 12/28/2012 6:26:12 PM |
indomitable-coin | $25.00 | 12/28/2012 6:26:45 PM |
GoGalt | $50.00 | 12/28/2012 5:34:46 PM |
D911ave | $50.00 | 12/28/2012 5:44:10 PM |
orange-dollar-raccoon | $100.00 | 12/28/2012 5:56:50 PM |
entertaining-revenue4 | $50.00 | 12/28/2012 6:10:07 PM |
MoneyForNothing | $12.12 | 12/28/2012 6:30:16 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
690683
This series of Notes was issued and sold upon the funding of the borrower loan #79960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Dec-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 26.86% |
Borrower rate/APR:
| 27.86% / 31.79% |
Monthly payment:
| $144.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.47% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 10y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,588 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| growingbiz2010 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 75 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Dec-2011)
620-639
(Nov-2009)
620-639
(Oct-2009)
640-659
(Jun-2008)
|
Principal balance:
| $2,692.43 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 75 | | |
Description
Business Loan to Purchase Software
Purpose of loan:
This loan will be used to purchase tax software and supplies for the upcoming tax season. I am a small business owner (tax and accounting) and have been in business since 2002.
My financial situation:
This is my fourth loan through Prosper (1st two loans paid off, 3rd loan is current and in good standing). I have an excellent repayment history. I have never missed or had a late payment.
I have a high revolving balance (due to slow business in 2008-2010 - like many small business owners I relied on personal credit to get through the lean times) which is why my credit score is low, but I do not have any late or missed payments in my credit history. Being an accountant, my credit history is very important to me, so you can be sure that I will go above and beyond to repay my loans and to keep my credit in good standing.
I expect my income from the business to be approximately $60,000 gross, $45,000 net in 2013. Monthly expenses are approximately $3,000.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $100.00 | 12/28/2012 5:20:28 PM |
ultimate-peace | $100.00 | 12/28/2012 5:03:28 PM |
scholarly-order6 | $100.00 | 12/28/2012 5:05:31 PM |
Free-the-usa-1776 | $57.59 | 12/28/2012 5:13:06 PM |
elog238 | $27.50 | 12/28/2012 5:18:34 PM |
JeremyLinFan | $50.00 | 12/28/2012 5:21:49 PM |
trumpeter5 | $30.00 | 12/28/2012 5:01:54 PM |
handy-justice | $25.00 | 12/28/2012 5:03:31 PM |
dl_data | $350.00 | 12/28/2012 5:05:25 PM |
rmkrish555 | $25.00 | 12/28/2012 5:33:24 PM |
five-star-note | $250.00 | 12/28/2012 5:25:16 PM |
atlas-shrugged | $250.00 | 12/28/2012 5:02:20 PM |
MoneyForNothing | $75.75 | 12/28/2012 5:03:07 PM |
RecoveryLender | $25.00 | 12/28/2012 5:28:38 PM |
SergRoosterDu | $25.00 | 12/28/2012 5:08:17 PM |
slowgains | $25.00 | 12/28/2012 5:39:39 PM |
gold-miser9 | $39.46 | 12/28/2012 5:42:55 PM |
heroic-dime7 | $50.00 | 12/28/2012 5:43:01 PM |
thankful-nickel2 | $55.55 | 12/28/2012 5:20:02 PM |
methodical-interest039 | $30.06 | 12/28/2012 5:23:17 PM |
transaction-seahorse0 | $25.00 | 12/28/2012 5:28:48 PM |
the-brilliant-currency | $25.00 | 12/28/2012 5:38:10 PM |
credit-missile | $74.00 | 12/28/2012 5:05:19 PM |
exchange-squirrel | $201.00 | 12/28/2012 5:04:29 PM |
felicity-contributor3 | $50.00 | 12/28/2012 5:08:04 PM |
Hedge-Fund | $25.00 | 12/28/2012 5:20:17 PM |
DasMula | $250.00 | 12/28/2012 5:23:18 PM |
asset-sprout | $25.00 | 12/28/2012 5:02:45 PM |
DreisersFinancier | $50.00 | 12/28/2012 5:05:44 PM |
Macbethofscots | $25.00 | 12/28/2012 5:32:47 PM |
myutmost | $80.00 | 12/28/2012 5:12:05 PM |
greenback-watcher1 | $35.00 | 12/28/2012 5:12:22 PM |
respectful-dough429 | $100.00 | 12/28/2012 5:34:14 PM |
fcrick | $50.00 | 12/28/2012 5:39:12 PM |
helpinghand63 | $25.00 | 12/28/2012 5:16:03 PM |
purposeful-durability8 | $100.00 | 12/28/2012 5:17:14 PM |
MadHun | $200.00 | 12/28/2012 5:26:19 PM |
the-respectful-transaction | $25.00 | 12/28/2012 5:30:12 PM |
shawnw2 | $400.00 | 12/28/2012 5:36:43 PM |
smart-kindness8 | $50.00 | 12/28/2012 5:40:19 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
690781
This series of Notes was issued and sold upon the funding of the borrower loan #79973, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Dec-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $123.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 11
/
8 | Length of status: | 8y 3m |
Amount delinquent:
| $441 |
Total credit lines:
| 36 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,658 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| power-beaker049 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Emergency Debt Consolidation
Purpose of loan:
This loan will be used to stop collection efforts due to family medical issues & a death in the family that occurred earlier this last year. I am trying to make ends meet for a few more months until I get my annual bonus in a few months and can catch up again.
My financial situation:
I am a good candidate for this loan because I have the money to cover most of my debts but due to some unforeseen family hardships most of my savings has been used up. I get annual bonus that will cover this debt, and several others, in a few months but need to make ends meet till then.
Monthly net income: $3600
Monthly expenses: $2500
---------------------------------------------------------
Housing: $900
Insurance: $80
Car expenses: $200
Utilities: $280
Phone, cable, internet: $300
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $25.00 | 12/26/2012 5:09:44 PM |
formula842 | $25.00 | 12/26/2012 5:10:49 PM |
kenji4861 | $25.00 | 12/26/2012 5:36:01 PM |
helpinghand63 | $25.00 | 12/26/2012 6:32:45 PM |
Tscheddar | $25.00 | 12/26/2012 5:48:06 PM |
Nco | $150.00 | 12/26/2012 5:59:33 PM |
dannycarter10 | $25.00 | 12/26/2012 5:20:35 PM |
timbob | $500.00 | 12/26/2012 5:25:00 PM |
transaction-seahorse0 | $25.00 | 12/26/2012 5:25:42 PM |
Free-the-usa-1776 | $25.00 | 12/26/2012 11:47:49 PM |
dl_data | $250.00 | 12/27/2012 4:38:35 AM |
toblerone | $25.00 | 12/26/2012 6:32:50 PM |
EngineersAlliance | $25.00 | 12/26/2012 6:29:52 PM |
return-point2 | $100.00 | 12/27/2012 9:52:12 AM |
loan-hawk5 | $25.00 | 12/27/2012 8:10:48 AM |
stable-cash4 | $25.00 | 12/27/2012 10:07:05 AM |
ethical-truth211 | $200.00 | 12/27/2012 10:40:40 AM |
bullwink27 | $25.00 | 12/27/2012 10:20:23 AM |
zorg77 | $50.00 | 12/27/2012 2:31:55 PM |
greenback-frog7 | $29.08 | 12/27/2012 3:35:06 PM |
belief-integrity | $250.00 | 12/27/2012 11:22:23 AM |
wishihadmore | $25.00 | 12/27/2012 1:16:59 PM |
rate-hawk | $25.00 | 12/27/2012 1:35:00 PM |
helping-out | $50.00 | 12/27/2012 5:15:26 PM |
fascinating-benefit279 | $33.00 | 12/27/2012 5:29:13 PM |
the-hope-workhorse | $25.00 | 12/27/2012 11:42:11 AM |
wildcard451 | $50.00 | 12/27/2012 1:39:33 PM |
Astyanax | $25.00 | 12/27/2012 7:29:48 PM |
OTM84 | $50.00 | 12/27/2012 6:21:24 PM |
gain-expert | $25.00 | 12/27/2012 7:08:20 PM |
compatible-deal9 | $25.00 | 12/27/2012 5:56:43 PM |
alpha-lending | $25.00 | 12/26/2012 5:18:56 PM |
zipemdown | $25.00 | 12/26/2012 5:31:21 PM |
brondero | $32.00 | 12/26/2012 5:05:16 PM |
Hedge-Fund | $25.00 | 12/26/2012 5:36:18 PM |
wildanne | $50.00 | 12/26/2012 6:17:43 PM |
MG_Holdings | $25.00 | 12/26/2012 5:36:56 PM |
Endeavour | $70.00 | 12/26/2012 5:18:56 PM |
Edakers | $25.00 | 12/26/2012 6:52:53 PM |
Endeavour | $70.00 | 12/26/2012 5:20:04 PM |
TumbleWeed88 | $25.00 | 12/26/2012 6:18:26 PM |
valiant-return584 | $50.00 | 12/26/2012 6:36:02 PM |
red-duty-carrier | $25.00 | 12/26/2012 6:45:15 PM |
deal-banker | $50.00 | 12/26/2012 6:56:56 PM |
historic-nickel | $25.00 | 12/27/2012 6:42:01 AM |
Investor_DP | $100.00 | 12/27/2012 9:47:45 AM |
newest-generous-income | $25.00 | 12/27/2012 5:05:53 AM |
newest-currency-vibrato | $30.00 | 12/27/2012 12:19:08 PM |
zorg77 | $100.00 | 12/27/2012 2:31:46 PM |
preeminant-moola6 | $25.00 | 12/27/2012 2:59:59 PM |
supersarah61 | $25.00 | 12/27/2012 1:12:02 PM |
ddog0224 | $50.00 | 12/27/2012 2:55:59 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:37 PM |
myduck | $25.00 | 12/27/2012 6:12:34 PM |
order-prospector | $25.00 | 12/27/2012 6:12:39 PM |
repayment-uprising | $25.74 | 12/27/2012 7:39:06 PM |
revolutionary769 | $35.00 | 12/27/2012 6:51:12 PM |
fairness-coup8 | $0.18 | 12/27/2012 7:42:13 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
690895
This series of Notes was issued and sold upon the funding of the borrower loan #79605, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Dec-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 26.12% |
Borrower rate/APR:
| 27.12% / 31.03% |
Monthly payment:
| $163.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.82% | | |
| |
Estimated return*:
| 11.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1962 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 9y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 | Stated income: | $75,000-$99,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,033 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| spirited-velocity4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income:6500.00
Monthly expenses: $5800.00
Housing: $850.00
Insurance: $450.00
Car expenses: $600.00
Utilities: $500.00
Phone, cable, internet: $150.00
Food, entertainment: $450.00
Clothing, household expenses: $250.00
Credit cards and other loans: $200.00
Other expenses: $2200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 12/26/2012 5:03:56 PM |
berniemadeoff | $75.00 | 12/26/2012 5:06:23 PM |
riveting-credit5 | $25.00 | 12/26/2012 5:21:04 PM |
octoberfresh | $25.00 | 12/26/2012 6:07:23 PM |
kind-lovely-marketplace | $50.00 | 12/26/2012 5:11:02 PM |
CA-Lender | $50.00 | 12/27/2012 5:23:10 AM |
ultimate-peace | $225.00 | 12/26/2012 6:01:10 PM |
stepatatime-together | $100.00 | 12/26/2012 6:15:27 PM |
helpinghand63 | $25.00 | 12/26/2012 6:32:45 PM |
treasure-bliss | $25.00 | 12/27/2012 7:16:55 AM |
loyalty-circuitry | $50.00 | 12/27/2012 4:28:16 PM |
zorg77 | $25.00 | 12/27/2012 2:20:25 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:46 PM |
belief-integrity | $250.00 | 12/27/2012 6:15:31 PM |
P2P_Investor | $192.00 | 12/27/2012 7:25:04 PM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:51 PM |
Investor_DP | $100.00 | 12/27/2012 5:51:44 PM |
dudebrah | $25.00 | 12/27/2012 11:28:30 PM |
diplomatic-wealth7 | $25.00 | 12/27/2012 6:29:33 PM |
shmb6508 | $50.00 | 12/28/2012 9:04:02 AM |
speedy-peso1 | $100.00 | 12/28/2012 9:13:10 AM |
benevolent-moola291 | $50.00 | 12/28/2012 9:18:43 AM |
transparent-silver6 | $25.00 | 12/28/2012 9:07:50 AM |
dough-tsunami2 | $25.00 | 12/28/2012 5:47:06 AM |
Learning2Lend | $25.00 | 12/28/2012 9:10:39 AM |
MadHun | $53.00 | 12/28/2012 9:45:12 AM |
desertoasis | $25.00 | 12/28/2012 9:40:29 AM |
perls | $100.00 | 12/28/2012 9:41:37 AM |
E-2 | $26.00 | 12/28/2012 9:19:37 AM |
productive-note2 | $50.00 | 12/28/2012 9:54:56 AM |
top-benefit-sequoia | $26.00 | 12/28/2012 9:26:48 AM |
economy-shrubbery6 | $25.00 | 12/28/2012 10:14:42 AM |
loyalty-dragster7 | $100.00 | 12/28/2012 9:35:03 AM |
heart514 | $5.97 | 12/28/2012 10:22:08 AM |
red-power-pecan | $50.00 | 12/28/2012 9:45:31 AM |
finance-prescription | $100.00 | 12/28/2012 9:47:55 AM |
dedicated-transaction796 | $25.00 | 12/28/2012 10:05:33 AM |
handshake5 | $100.00 | 12/28/2012 10:08:54 AM |
DreisersFinancier | $50.00 | 12/26/2012 5:11:32 PM |
first-credit-meridian | $25.00 | 12/26/2012 6:28:18 PM |
valiant-return584 | $50.00 | 12/26/2012 6:36:03 PM |
transaction-seahorse0 | $25.00 | 12/26/2012 5:25:49 PM |
zipemdown | $25.00 | 12/26/2012 5:31:22 PM |
zorg77 | $100.00 | 12/27/2012 2:20:20 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:37 PM |
CreditBuilder2 | $25.03 | 12/27/2012 11:36:31 AM |
108-IRA | $50.00 | 12/27/2012 7:25:42 PM |
the-brilliant-currency | $25.00 | 12/27/2012 5:26:15 PM |
Bank42 | $25.00 | 12/28/2012 6:09:10 AM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:19 AM |
let_me_retire | $100.00 | 12/28/2012 4:30:43 AM |
wise-felicity-blossom | $100.00 | 12/28/2012 9:20:25 AM |
openness-surge0 | $25.00 | 12/28/2012 9:27:10 AM |
rmkrish55 | $25.00 | 12/28/2012 8:51:34 AM |
economy-producer | $25.00 | 12/28/2012 9:27:27 AM |
aslidsiksoraksi | $25.00 | 12/28/2012 12:02:16 AM |
compassionate-auction6 | $121.00 | 12/28/2012 9:06:27 AM |
power-chihuahua | $25.00 | 12/28/2012 9:08:02 AM |
duty-viola | $35.00 | 12/28/2012 9:10:29 AM |
elegant-hope578 | $50.00 | 12/28/2012 9:13:24 AM |
jiggaman7 | $51.00 | 12/28/2012 9:16:58 AM |
interest-agave | $25.00 | 12/28/2012 9:39:21 AM |
nimble-revenue5 | $100.00 | 12/28/2012 9:31:50 AM |
rate-hawk | $25.00 | 12/28/2012 10:10:54 AM |
principal-cooker2 | $50.00 | 12/28/2012 9:35:08 AM |
52digital | $75.00 | 12/28/2012 10:13:54 AM |
cash-kin7 | $25.00 | 12/28/2012 9:45:35 AM |
pierrelasvegas | $25.00 | 12/28/2012 9:29:57 AM |
versatile-dime442 | $48.00 | 12/28/2012 9:34:02 AM |
mikbos | $25.00 | 12/28/2012 9:34:21 AM |
brightest-community-atmosphere | $25.00 | 12/28/2012 10:15:32 AM |
bid-czar8 | $100.00 | 12/28/2012 10:21:07 AM |
urbane-duty560 | $42.00 | 12/28/2012 9:48:14 AM |
ore-authority2 | $50.00 | 12/28/2012 9:53:57 AM |
74 Investments
|
Borrower Payment Dependent Notes Series
691219
This series of Notes was issued and sold upon the funding of the borrower loan #79674, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.24% |
Listing Start date:
| Dec-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 14.59% |
Borrower rate/APR:
| 15.59% / 19.24% |
Monthly payment:
| $349.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.82% | | |
| |
Estimated return*:
| 8.58% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 1
/
1 | Length of status: | 8y 1m |
Amount delinquent:
| $48,865 |
Total credit lines:
| 14 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Live2Share |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2012)
680-699
(Dec-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Auto
Purpose of loan:
This loan will be used to purchase a vehicle for our family and business use. Our current vehicle is a 1998 and we are having to continue to put money into it every month and would rather put that money to a better investment. My wife works with me, so we have been sharing our vehicle. She is wanting to get another job and a 2nd vehicle would sure help out.
My financial situation:
I am a good candidate for this loan because I have been a part of the Prosper family before and my loan was paid in excellent standing. I am working to improve my credit score and would like the opportunity to have the Prosper account reported so that I may continue to do so. We do not have any other debt right now, so now is a good time to get a loan.
Monthly net income: $4100
Monthly expenses: $50
Housing: $300
Insurance: $314
Car expenses: $140 (gas)
Utilities: $160
Phone, cable, internet: $250
Food, entertainment: $500
Clothing, household expenses: $125
Credit cards and other loans: $0
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-microscope2 | $200.00 | 12/27/2012 5:04:42 PM |
qsolo | $50.00 | 12/27/2012 5:07:56 PM |
transaction-seahorse0 | $25.00 | 12/27/2012 5:25:04 PM |
phenomenal-rate1 | $500.00 | 12/27/2012 5:05:08 PM |
HoosierDaddie | $50.00 | 12/27/2012 5:05:26 PM |
mr_haldane | $25.00 | 12/27/2012 6:27:28 PM |
bazaar-tulip | $25.00 | 12/27/2012 6:33:00 PM |
helpinghand63 | $25.00 | 12/27/2012 5:29:45 PM |
rich329 | $25.00 | 12/27/2012 7:11:43 PM |
Edakers | $25.00 | 12/27/2012 7:42:12 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:16:52 PM |
Roux1 | $25.00 | 12/27/2012 6:22:09 PM |
orange-dollar-raccoon | $100.00 | 12/27/2012 5:22:34 PM |
panga68 | $25.00 | 12/28/2012 12:59:21 AM |
twjh | $25.02 | 12/27/2012 6:51:31 PM |
serene-capital | $50.00 | 12/27/2012 7:27:55 PM |
marwadi-62 | $350.00 | 12/27/2012 6:01:06 PM |
rmkrish55 | $25.00 | 12/28/2012 8:51:49 AM |
Mikale360 | $25.00 | 12/28/2012 6:39:14 AM |
stu6703 | $25.00 | 12/27/2012 9:27:53 PM |
asset-sprout | $25.00 | 12/28/2012 12:55:18 AM |
shamonn_p2p | $50.00 | 12/28/2012 9:31:59 AM |
moola-accelerator6 | $75.00 | 12/28/2012 9:41:13 AM |
magical-credit523 | $25.00 | 12/28/2012 9:29:08 AM |
thehousewife | $25.00 | 12/28/2012 9:30:17 AM |
AF-Chief | $25.00 | 12/28/2012 10:11:07 AM |
paladin847 | $50.00 | 12/28/2012 11:39:19 AM |
enthusiastic-balance5 | $100.00 | 12/28/2012 10:58:52 AM |
Feyenoord | $30.00 | 12/28/2012 11:22:23 AM |
simplelender80 | $500.00 | 12/28/2012 10:30:56 AM |
mauge35 | $49.02 | 12/28/2012 11:43:27 AM |
Rollshaft | $25.00 | 12/28/2012 12:32:10 PM |
DoctorJoe | $25.00 | 12/28/2012 3:06:12 PM |
mtb_investing | $25.00 | 12/28/2012 3:16:38 PM |
maniac3 | $1,000.00 | 12/28/2012 11:00:33 AM |
HereToHelp305 | $200.00 | 12/28/2012 11:09:03 AM |
abundant-peace196 | $50.00 | 12/28/2012 11:17:39 AM |
depalma13 | $25.00 | 12/28/2012 4:37:48 PM |
heroic-dime7 | $50.00 | 12/28/2012 11:39:12 AM |
moneylender25 | $25.00 | 12/28/2012 12:56:04 PM |
california111 | $50.00 | 12/28/2012 1:04:13 PM |
hope-eagle6 | $25.00 | 12/28/2012 5:30:53 PM |
friedokra | $25.00 | 12/28/2012 3:17:30 PM |
myglobal | $44.61 | 12/28/2012 4:41:40 PM |
Brisket_Bob | $25.29 | 12/28/2012 5:06:13 PM |
_wally_ | $25.00 | 12/28/2012 6:21:48 PM |
hitsman | $50.00 | 12/28/2012 6:56:23 PM |
jdtv | $25.00 | 12/28/2012 8:52:23 PM |
burrben | $50.00 | 12/28/2012 7:33:50 PM |
gustavholstopus32 | $25.00 | 12/29/2012 9:01:47 AM |
newest-dignified-leverage | $50.00 | 12/29/2012 6:10:46 AM |
triumphant-point5 | $50.00 | 12/29/2012 11:37:55 AM |
impressive-fund0 | $25.00 | 12/29/2012 7:32:25 AM |
red-delectable-reward | $25.00 | 12/28/2012 8:43:17 PM |
emphatic-gold584 | $100.00 | 12/28/2012 9:36:10 PM |
Socorro_Capital_Partners | $25.01 | 12/29/2012 11:40:52 AM |
platinum-czar | $29.09 | 12/29/2012 1:01:37 AM |
Investoman | $25.00 | 12/29/2012 12:02:11 PM |
wwwUniversal | $25.00 | 12/29/2012 12:13:51 PM |
prudent-bid3 | $35.00 | 12/29/2012 8:29:54 AM |
JJ-Loans | $250.00 | 12/29/2012 1:19:44 PM |
organic-generosity1 | $163.93 | 12/29/2012 7:30:01 PM |
Skynxhunt | $25.00 | 12/29/2012 1:51:33 PM |
Lo0se_mo0se | $25.00 | 12/29/2012 8:22:00 PM |
crw1950 | $40.00 | 12/29/2012 3:40:31 PM |
investmentgroup | $50.00 | 12/27/2012 6:37:12 PM |
MoneyForNothing | $45.35 | 12/27/2012 5:06:30 PM |
openness-zenith6 | $50.00 | 12/27/2012 5:14:57 PM |
radiant-dollar9 | $200.00 | 12/27/2012 5:20:25 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:54 PM |
zassociate | $200.00 | 12/27/2012 5:12:29 PM |
LaGrangeLender | $60.00 | 12/27/2012 6:12:53 PM |
fcrick | $50.00 | 12/27/2012 5:36:07 PM |
the-magnificent-loan | $200.00 | 12/27/2012 5:57:25 PM |
tenacious-compassion9 | $25.00 | 12/27/2012 6:16:00 PM |
bill-tent1 | $50.00 | 12/27/2012 5:15:53 PM |
nickel-ferret | $25.00 | 12/27/2012 5:18:32 PM |
valiant-return584 | $50.00 | 12/27/2012 5:20:16 PM |
timbob | $500.00 | 12/27/2012 5:24:19 PM |
Vegasjim | $25.00 | 12/27/2012 5:28:39 PM |
principal-kung-fu | $25.00 | 12/27/2012 5:36:03 PM |
secureincome | $555.00 | 12/27/2012 6:16:13 PM |
brondero | $46.00 | 12/28/2012 8:41:28 AM |
janeybooboo | $25.25 | 12/27/2012 6:54:56 PM |
Nco | $150.00 | 12/28/2012 9:20:10 AM |
oxnard | $25.00 | 12/28/2012 8:43:33 AM |
TennSquire | $25.00 | 12/28/2012 9:48:34 AM |
appetizing-velocity4 | $25.00 | 12/28/2012 10:14:56 AM |
purposeful-durability8 | $100.00 | 12/28/2012 9:33:22 AM |
entertaining-rate9 | $25.00 | 12/28/2012 10:50:37 AM |
brightest-riveting-order | $25.00 | 12/28/2012 10:19:44 AM |
bowdish1 | $25.00 | 12/28/2012 9:53:14 AM |
radforj22 | $50.00 | 12/28/2012 2:16:24 PM |
FinanceFrazier | $200.00 | 12/28/2012 11:30:46 AM |
mister_waffle | $25.00 | 12/28/2012 10:42:45 AM |
transparency-futurist3 | $25.00 | 12/28/2012 3:36:42 PM |
MadHun | $200.00 | 12/28/2012 5:26:11 PM |
foldingbenny2 | $45.00 | 12/28/2012 11:56:40 AM |
Disposable_Hero85 | $25.00 | 12/28/2012 2:02:23 PM |
villagers | $50.00 | 12/28/2012 5:21:39 PM |
dinero-philosopher1 | $25.00 | 12/28/2012 3:12:48 PM |
supersarah61 | $25.00 | 12/28/2012 4:03:05 PM |
compatible-deal9 | $25.00 | 12/28/2012 5:09:47 PM |
xplnusa | $26.00 | 12/28/2012 5:11:34 PM |
gigabit | $50.00 | 12/28/2012 5:34:00 PM |
BJnRJames | $39.00 | 12/28/2012 6:32:23 PM |
Hexnut | $200.00 | 12/28/2012 7:16:33 PM |
principal-admirer5 | $25.00 | 12/28/2012 10:23:01 PM |
Sunshine2222 | $25.00 | 12/29/2012 7:00:59 AM |
Tscheddar | $25.00 | 12/28/2012 7:40:19 PM |
vutah | $25.00 | 12/28/2012 8:11:24 PM |
wxman12 | $25.00 | 12/29/2012 8:08:34 AM |
invincible-wampum3 | $50.00 | 12/28/2012 6:41:51 PM |
wishihadmore | $25.00 | 12/29/2012 7:39:39 AM |
point-doughnut | $35.82 | 12/28/2012 8:27:06 PM |
gazza49185 | $25.00 | 12/29/2012 5:32:18 AM |
igniter584 | $100.00 | 12/29/2012 11:23:12 AM |
ferdberfel | $25.00 | 12/29/2012 12:17:48 PM |
Piaoliang | $28.02 | 12/29/2012 12:29:11 PM |
dordee | $50.00 | 12/29/2012 2:21:54 PM |
designer_10 | $25.00 | 12/29/2012 2:45:01 PM |
usd1027 | $100.00 | 12/29/2012 3:10:08 PM |
dinero-chuckler5 | $100.00 | 12/29/2012 7:59:52 PM |
hml | $77.51 | 12/29/2012 9:14:57 PM |
compoundinterest | $25.00 | 12/29/2012 1:42:06 PM |
1313mark1313 | $50.08 | 12/29/2012 5:39:31 PM |
UncleBuffett | $50.00 | 12/29/2012 6:56:59 PM |
Whitey | $25.00 | 12/29/2012 3:21:20 PM |
mikbos | $25.00 | 12/29/2012 7:56:44 PM |
129 Investments
|
Borrower Payment Dependent Notes Series
691345
This series of Notes was issued and sold upon the funding of the borrower loan #79599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.24% |
Listing Start date:
| Dec-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 14.59% |
Borrower rate/APR:
| 15.59% / 19.24% |
Monthly payment:
| $69.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.82% | | |
| |
Estimated return*:
| 8.58% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1977 |
Debt/Income ratio:
| 35% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 14y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,222 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| smart-order4 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5,000.00
Monthly expenses: $2,061.00Housing: $746
Car expenses: $645
Utilities: $150
Phone, cable, internet: $45
Food, entertainment: $100
Clothing, household expenses: $75
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
blue-radiant-justice | $50.00 | 12/27/2012 5:03:54 PM |
affluence-microscope2 | $200.00 | 12/27/2012 5:04:43 PM |
HoosierDaddie | $50.00 | 12/27/2012 5:05:26 PM |
zassociate | $200.00 | 12/27/2012 5:12:29 PM |
PoundSmart | $90.00 | 12/27/2012 5:22:01 PM |
rmkrish555 | $25.00 | 12/27/2012 5:04:26 PM |
nickel-ferret | $25.00 | 12/27/2012 5:18:32 PM |
orange-dollar-raccoon | $100.00 | 12/27/2012 5:22:35 PM |
direct-social3 | $50.00 | 12/27/2012 5:07:51 PM |
green-dollar-buffalo | $50.00 | 12/27/2012 5:08:26 PM |
repayment-pagoda8 | $100.00 | 12/27/2012 5:11:14 PM |
openness-zenith6 | $50.00 | 12/27/2012 5:14:57 PM |
radiant-dollar9 | $200.00 | 12/27/2012 5:20:25 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:16:57 PM |
valiant-return584 | $50.00 | 12/27/2012 5:20:17 PM |
timbob | $260.00 | 12/27/2012 5:24:19 PM |
phenomenal-rate1 | $175.00 | 12/27/2012 5:05:09 PM |
qsolo | $50.00 | 12/27/2012 5:07:57 PM |
kind-lovely-marketplace | $50.00 | 12/27/2012 5:13:24 PM |
rmkrish55 | $25.00 | 12/27/2012 5:24:03 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
691411
This series of Notes was issued and sold upon the funding of the borrower loan #79867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| Dec-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 25.01% |
Monthly payment:
| $113.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.73% | | |
| |
Estimated return*:
| 9.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,234 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| No | | |
Screen name:
| dollar-genetics4 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2012)
|
Principal balance:
| $1,859.93 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
credit cards and other loans
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 12/27/2012 5:06:03 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:04:16 PM |
qsolo | $50.00 | 12/27/2012 5:07:57 PM |
john0720 | $100.00 | 12/27/2012 5:08:09 PM |
openness-zenith6 | $50.00 | 12/27/2012 5:15:12 PM |
fcrick | $50.00 | 12/27/2012 5:36:08 PM |
dunkard13 | $300.00 | 12/27/2012 5:49:28 PM |
DreisersFinancier | $50.00 | 12/27/2012 5:58:53 PM |
kind-lovely-marketplace | $50.00 | 12/27/2012 5:13:40 PM |
nickel-ferret | $25.00 | 12/27/2012 5:18:49 PM |
LaGrangeLender | $60.00 | 12/27/2012 6:12:54 PM |
orange-dollar-raccoon | $100.00 | 12/27/2012 5:22:37 PM |
timbob | $500.00 | 12/27/2012 5:24:34 PM |
transaction-seahorse0 | $25.00 | 12/27/2012 5:25:19 PM |
helpinghand63 | $25.00 | 12/27/2012 5:29:46 PM |
organized-dedication696 | $25.00 | 12/27/2012 5:37:52 PM |
trumpeter5 | $30.00 | 12/27/2012 5:03:02 PM |
superb-funds335 | $25.00 | 12/27/2012 5:53:41 PM |
tenacious-compassion9 | $25.00 | 12/27/2012 6:16:01 PM |
hitsman | $50.00 | 12/27/2012 6:18:31 PM |
Mucman72 | $25.00 | 12/27/2012 5:22:47 PM |
zipemdown | $25.00 | 12/27/2012 5:30:06 PM |
Sagamore | $50.00 | 12/27/2012 5:25:44 PM |
velocity-winner | $25.00 | 12/27/2012 5:47:56 PM |
truth-companion | $25.00 | 12/27/2012 5:07:32 PM |
valiant-return584 | $50.00 | 12/27/2012 5:20:18 PM |
secureincome | $555.00 | 12/27/2012 6:16:13 PM |
riskreward | $250.00 | 12/27/2012 5:26:34 PM |
quantum_leap | $25.00 | 12/27/2012 5:46:06 PM |
well-rounded-dinero | $25.00 | 12/27/2012 6:13:07 PM |
return-point2 | $75.00 | 12/27/2012 6:22:01 PM |
commerce-venture1 | $25.00 | 12/27/2012 5:27:36 PM |
euro-deployment | $25.00 | 12/27/2012 6:10:35 PM |
OTM84 | $200.00 | 12/27/2012 6:16:53 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
672344
This series of Notes was issued and sold upon the funding of the borrower loan #79972, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $378.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 12% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 17y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,969 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| graceful-euro314 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to consolidate date in to lower monthly payments while preparing to pay out of pocket for my last semester of graduate school in completion of a doctoral degree.
My financial situation: Stable and consistent.
I am a good candidate for this loan because I have continued my career as an educator for more than 18 years and is a semester from completing a doctoral degree.
Monthly net income: $ 3500
Monthly expenses: $600
Housing: $650
Insurance: $200
Car expenses: $0
Utilities: $160
Phone, cable, internet: $ 250
Food, entertainment: $200
Clothing, household expenses: $100.00
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
zipemdown | $25.00 | 12/17/2012 5:35:04 PM |
thrilling-point2 | $40.00 | 12/17/2012 5:06:07 PM |
EngineersAlliance | $35.00 | 12/17/2012 6:08:52 PM |
cr8on | $50.00 | 12/17/2012 6:37:42 PM |
907 | $25.00 | 12/18/2012 7:50:05 PM |
HereToHelp305 | $150.00 | 12/19/2012 4:50:47 PM |
transaction-seahorse0 | $25.00 | 12/21/2012 9:51:38 AM |
truth-companion | $25.00 | 12/21/2012 9:32:32 AM |
formula842 | $25.00 | 12/22/2012 4:55:52 AM |
WalnutCreekguy | $50.00 | 12/21/2012 5:05:11 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:10 PM |
Kaj | $25.00 | 12/24/2012 9:46:15 AM |
a-finance-nirvana | $25.00 | 12/24/2012 10:39:34 AM |
diversification-collider5 | $25.00 | 12/25/2012 10:29:41 AM |
helpinghand63 | $25.00 | 12/25/2012 9:33:54 AM |
affluence-microscope2 | $200.00 | 12/26/2012 9:09:25 AM |
j2ee | $50.00 | 12/26/2012 9:11:32 AM |
successful-agreement7 | $100.00 | 12/26/2012 9:23:16 AM |
palu2619 | $25.00 | 12/26/2012 9:30:18 AM |
nickel-ferret | $25.00 | 12/26/2012 9:33:21 AM |
loyalist1 | $100.00 | 12/26/2012 8:36:57 AM |
burrben | $65.00 | 12/26/2012 9:11:25 AM |
PoundSmart | $100.00 | 12/26/2012 9:50:24 AM |
courteous-justice415 | $25.00 | 12/26/2012 10:25:34 AM |
supersarah61 | $25.00 | 12/26/2012 4:47:44 PM |
investment-sapling | $50.00 | 12/26/2012 3:57:07 PM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:43 PM |
youthful-currency959 | $100.00 | 12/27/2012 9:02:10 AM |
rmkrish555 | $25.00 | 12/27/2012 3:22:13 PM |
techron2012 | $100.00 | 12/27/2012 10:43:48 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:35 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:21 PM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:51 PM |
order-prospector | $25.00 | 12/27/2012 6:12:09 PM |
britgsb | $25.00 | 12/27/2012 7:08:32 PM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:04 PM |
Priusdude | $25.00 | 12/28/2012 9:37:18 AM |
panga68 | $25.00 | 12/28/2012 1:41:13 PM |
incbx | $100.00 | 12/28/2012 3:22:51 PM |
kegs | $250.00 | 12/28/2012 11:21:10 AM |
worthy-bid8 | $211.00 | 12/28/2012 11:35:31 AM |
foldingbenny2 | $25.00 | 12/28/2012 11:52:34 AM |
repayment-walnut2 | $25.00 | 12/28/2012 10:41:23 AM |
generous-cash1 | $400.00 | 12/28/2012 5:12:32 PM |
persistent-dinero953 | $25.00 | 12/28/2012 2:15:16 PM |
Leshan | $50.00 | 12/28/2012 3:33:03 PM |
villagers | $50.00 | 12/28/2012 5:22:02 PM |
MadHun | $200.00 | 12/28/2012 5:24:54 PM |
compatible-deal9 | $25.00 | 12/28/2012 5:00:38 PM |
ONECENTATATIME | $35.00 | 12/28/2012 1:33:07 PM |
Cheburashka | $30.00 | 12/28/2012 6:13:35 PM |
invincible-wampum3 | $50.00 | 12/28/2012 6:42:30 PM |
nodebtin3 | $25.00 | 12/28/2012 5:57:16 PM |
hitsman | $50.00 | 12/28/2012 6:56:20 PM |
nimble-revenue5 | $100.00 | 12/28/2012 6:14:40 PM |
bold-worth-wrangler | $25.00 | 12/28/2012 9:01:17 PM |
coin-paddle | $25.00 | 12/29/2012 1:49:22 AM |
newest-dignified-leverage | $75.00 | 12/29/2012 5:58:57 AM |
Quiza12 | $100.00 | 12/29/2012 6:09:07 AM |
commitment-melody1 | $50.00 | 12/28/2012 8:34:49 PM |
five-star-order1 | $50.00 | 12/28/2012 9:22:49 PM |
knowledgeable-silver6 | $25.00 | 12/28/2012 6:23:32 PM |
2020Trader | $68.71 | 12/28/2012 10:24:47 PM |
lagnisiruk | $25.00 | 12/28/2012 6:25:47 PM |
paradigm_shift | $100.00 | 12/29/2012 4:37:52 AM |
unger | $135.00 | 12/28/2012 7:17:11 PM |
compassionenstein0 | $25.00 | 12/28/2012 8:03:15 PM |
jdtv | $25.00 | 12/28/2012 8:48:58 PM |
ironman84 | $25.00 | 12/29/2012 5:32:34 AM |
note-mad-scientist | $35.00 | 12/29/2012 6:28:52 AM |
3GuardianAngles | $8.29 | 12/29/2012 7:10:39 AM |
Index_Plus | $2,500.00 | 12/28/2012 11:16:00 AM |
cattlebaron | $50.00 | 12/17/2012 5:38:08 PM |
toblerone | $25.00 | 12/17/2012 6:52:58 PM |
riskreward | $250.00 | 12/17/2012 5:29:10 PM |
silver-plato | $75.00 | 12/17/2012 5:46:40 PM |
kind-lovely-marketplace | $50.00 | 12/17/2012 5:15:22 PM |
bazaar-tulip | $25.00 | 12/17/2012 6:39:08 PM |
valiant-return584 | $50.00 | 12/17/2012 6:26:08 PM |
return-point2 | $100.00 | 12/21/2012 5:48:41 PM |
california111 | $50.00 | 12/22/2012 10:26:33 AM |
peso-spartan6 | $25.00 | 12/22/2012 12:11:36 PM |
Tscheddar | $25.00 | 12/22/2012 12:50:56 PM |
qsolo | $50.00 | 12/22/2012 1:06:06 PM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:12 PM |
selector568 | $300.00 | 12/25/2012 6:18:29 PM |
bohsandos | $25.00 | 12/26/2012 6:30:18 AM |
immaculate-return25 | $25.00 | 12/26/2012 9:10:04 AM |
cardminger | $25.00 | 12/26/2012 9:29:42 AM |
openness-zenith6 | $50.00 | 12/26/2012 9:26:11 AM |
robust-trade | $25.00 | 12/26/2012 10:40:12 AM |
emphatic-gold584 | $100.00 | 12/26/2012 10:26:26 AM |
radiant-dollar9 | $200.00 | 12/26/2012 9:42:24 AM |
aggresive-compassion612 | $25.00 | 12/26/2012 10:05:04 AM |
Pickmar | $25.00 | 12/26/2012 11:43:12 AM |
Rogesparkguy | $25.00 | 12/26/2012 1:52:16 PM |
likeable-money4 | $25.00 | 12/26/2012 2:43:31 PM |
Haribelle | $25.00 | 12/26/2012 6:10:15 PM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:19:57 PM |
timbob | $500.00 | 12/26/2012 5:23:18 PM |
pious-benjamins1 | $25.00 | 12/26/2012 11:41:11 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:04:01 PM |
zassociate | $200.00 | 12/27/2012 5:12:38 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:17:20 PM |
thorough-income854 | $25.00 | 12/27/2012 1:45:25 PM |
rmkrish55 | $25.00 | 12/28/2012 8:50:19 AM |
life-is-great | $25.00 | 12/28/2012 6:32:57 AM |
Blue_HorseShoe | $25.00 | 12/28/2012 6:54:56 AM |
RoZu_Lending | $100.00 | 12/28/2012 9:46:15 AM |
power-spartan5 | $25.00 | 12/28/2012 10:38:40 AM |
grafikpro | $25.00 | 12/28/2012 11:54:47 AM |
green28 | $75.00 | 12/28/2012 12:30:10 PM |
investment-cluster | $30.00 | 12/28/2012 1:47:32 PM |
ready-agreement5 | $25.00 | 12/28/2012 11:56:25 AM |
affluence-birdie7 | $25.00 | 12/28/2012 2:02:14 PM |
Disposable_Hero85 | $25.00 | 12/28/2012 2:15:37 PM |
principal-cooker2 | $50.00 | 12/28/2012 5:47:34 PM |
BankofRon_IRA | $99.00 | 12/28/2012 5:56:54 PM |
auction-eclipse8 | $50.00 | 12/28/2012 6:11:30 PM |
yield-hut | $25.00 | 12/28/2012 5:57:29 PM |
bonus-demon | $25.00 | 12/28/2012 6:04:37 PM |
value-travels | $25.00 | 12/28/2012 8:29:33 PM |
first-pragmatic-power | $25.00 | 12/28/2012 5:50:07 PM |
engbusres | $30.00 | 12/28/2012 9:36:18 PM |
responsible-finance9 | $25.00 | 12/28/2012 9:36:53 PM |
TBONE2008 | $100.00 | 12/29/2012 6:12:14 AM |
compoundinterest | $25.00 | 12/28/2012 6:51:01 PM |
Ambassador | $28.00 | 12/29/2012 6:41:18 AM |
128 Investments
|
Borrower Payment Dependent Notes Series
678542
This series of Notes was issued and sold upon the funding of the borrower loan #79888, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $513.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 20% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,673 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| rose549 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt
My financial situation:
I am a good candidate for this loan because I have a good income and history of paying bills on time and also have an IRA for fallback.
Monthly net income: $4500
Monthly expenses: $100
Housing: $1000
Insurance: $170
Car expenses: $50
Utilities: $100
Phone, cable, internet: $106
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $25.00 | 12/17/2012 9:08:45 AM |
vivid-p2ploan1 | $25.00 | 12/17/2012 9:43:30 AM |
valiant-return584 | $50.00 | 12/17/2012 10:06:08 AM |
toblerone | $25.00 | 12/17/2012 10:18:52 AM |
corndog4000 | $30.00 | 12/17/2012 10:54:46 AM |
affluence-microscope2 | $200.00 | 12/17/2012 9:18:19 AM |
green-dollar-buffalo | $50.00 | 12/17/2012 9:24:31 AM |
gravbox | $25.00 | 12/17/2012 10:43:57 AM |
Interloper | $25.00 | 12/17/2012 5:13:42 PM |
Ripsaw4U | $50.00 | 12/17/2012 7:15:25 PM |
wise-charming-reward | $200.00 | 12/18/2012 12:22:53 PM |
907 | $25.00 | 12/18/2012 7:50:01 PM |
HereToHelp305 | $200.00 | 12/19/2012 4:40:39 PM |
blueshound | $25.00 | 12/20/2012 2:09:05 PM |
djmikmik | $50.00 | 12/20/2012 12:35:24 PM |
qsolo | $25.00 | 12/21/2012 5:11:59 PM |
PARAGONChief | $200.00 | 12/21/2012 3:07:09 PM |
california111 | $50.00 | 12/22/2012 10:21:48 AM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:06 PM |
peso-spartan6 | $25.00 | 12/24/2012 10:39:29 AM |
zchamilton | $26.00 | 12/24/2012 12:23:58 PM |
phenomenal-rate1 | $500.00 | 12/26/2012 9:10:57 AM |
palu2619 | $25.00 | 12/26/2012 9:30:09 AM |
openness-zenith6 | $50.00 | 12/26/2012 9:25:46 AM |
PoundSmart | $100.00 | 12/26/2012 9:50:11 AM |
windguy | $50.00 | 12/26/2012 9:55:23 AM |
brandall | $30.00 | 12/26/2012 4:14:40 PM |
belief-integrity | $100.00 | 12/26/2012 11:43:31 AM |
newest-payment-trapper | $62.50 | 12/26/2012 5:07:29 PM |
transparency-sapling | $25.00 | 12/26/2012 5:08:00 PM |
repayment-pagoda8 | $100.00 | 12/26/2012 5:09:10 PM |
nickel-ferret | $25.00 | 12/26/2012 5:15:38 PM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:19:56 PM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:43 PM |
principal-cooker2 | $50.00 | 12/26/2012 5:29:26 PM |
loyalty-cupcake6 | $25.00 | 12/26/2012 5:55:44 PM |
EthanColeInvestingGroup | $25.00 | 12/26/2012 4:51:22 PM |
benjamins-wasp | $50.00 | 12/26/2012 6:16:52 PM |
structure9 | $25.00 | 12/26/2012 6:26:16 PM |
Investoman | $25.00 | 12/26/2012 5:55:13 PM |
mattpet | $25.00 | 12/26/2012 7:27:35 PM |
kalamari | $30.00 | 12/26/2012 6:26:13 PM |
kmcolo | $25.00 | 12/27/2012 6:18:59 AM |
clean-penny059 | $100.00 | 12/27/2012 6:35:45 AM |
Flaca-buena | $25.00 | 12/27/2012 8:52:55 AM |
chac | $100.00 | 12/27/2012 9:01:37 AM |
uncl-sammy | $25.00 | 12/26/2012 7:55:09 PM |
BostonCapital | $100.00 | 12/26/2012 6:13:14 PM |
tech310 | $50.00 | 12/26/2012 6:25:11 PM |
mister_waffle | $25.00 | 12/27/2012 9:30:47 AM |
shrewd-deal | $50.00 | 12/27/2012 6:18:21 AM |
nodebtin3 | $25.00 | 12/26/2012 6:38:08 PM |
Eisande | $50.00 | 12/26/2012 6:45:31 PM |
Isaac007 | $35.00 | 12/27/2012 8:33:08 AM |
unrivaled-deal676 | $50.00 | 12/27/2012 9:21:59 AM |
peso-chief | $200.00 | 12/27/2012 6:06:32 AM |
gentle-gain235 | $150.00 | 12/27/2012 7:57:12 AM |
RocketSurgeon | $25.00 | 12/27/2012 10:10:54 AM |
wetlands | $200.00 | 12/27/2012 9:28:29 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:34 PM |
wishihadmore | $35.00 | 12/27/2012 1:36:03 PM |
flexible-basis345 | $25.00 | 12/27/2012 10:17:41 AM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:20 PM |
adaptable-benefit6 | $25.00 | 12/27/2012 5:27:56 PM |
ethical-truth211 | $200.00 | 12/27/2012 10:49:14 AM |
CSinvestments | $25.00 | 12/27/2012 1:11:56 PM |
mercuriant | $25.00 | 12/27/2012 5:24:38 PM |
Rogesparkguy | $25.00 | 12/27/2012 4:12:55 PM |
loyalty-circuitry | $50.00 | 12/27/2012 4:27:19 PM |
Avicell | $25.00 | 12/27/2012 5:49:47 PM |
zassociate | $200.00 | 12/27/2012 5:12:21 PM |
IP | $25.00 | 12/27/2012 6:29:58 PM |
persistent-funds9 | $26.17 | 12/27/2012 9:55:41 PM |
Neighbor-Bob | $75.00 | 12/28/2012 2:59:08 AM |
new-start18100 | $25.00 | 12/27/2012 5:46:41 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:40 PM |
bobb72 | $32.04 | 12/27/2012 5:55:04 PM |
Truckie-FD | $35.00 | 12/28/2012 7:31:24 AM |
Errylend | $50.00 | 12/27/2012 9:16:26 PM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:48 PM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:03 PM |
MIKLIZ_FUNDING | $25.00 | 12/28/2012 8:13:23 AM |
investmentgeek | $25.00 | 12/28/2012 8:15:33 AM |
BeanCownter | $25.00 | 12/28/2012 6:12:45 AM |
life-is-great | $25.00 | 12/28/2012 6:32:55 AM |
octoberfresh | $25.00 | 12/28/2012 7:17:53 AM |
the-laudable-peso | $40.00 | 12/28/2012 9:16:38 AM |
seabass123 | $29.67 | 12/28/2012 7:24:12 AM |
logical-peso2 | $25.00 | 12/28/2012 9:18:15 AM |
P2P4me | $200.00 | 12/28/2012 8:21:14 AM |
chato2345 | $25.00 | 12/28/2012 8:23:44 AM |
rmkrish55 | $25.00 | 12/28/2012 8:50:15 AM |
famous-reward9 | $181.00 | 12/28/2012 9:26:56 AM |
GTFreeFlyer | $30.55 | 12/28/2012 8:52:48 AM |
vagrantprodigy | $25.00 | 12/28/2012 4:27:32 AM |
riskadverse44 | $25.00 | 12/28/2012 9:37:33 AM |
Blue_HorseShoe | $25.00 | 12/28/2012 6:55:59 AM |
transparency-futurist3 | $25.00 | 12/28/2012 7:07:39 AM |
Desa_Miwu | $50.00 | 12/28/2012 7:23:33 AM |
successful-agreement7 | $100.00 | 12/28/2012 9:23:12 AM |
brightest-affluence-motivator | $50.00 | 12/28/2012 9:46:51 AM |
Rusheen_Capital_Partners | $49.00 | 12/28/2012 9:33:44 AM |
LeReve | $500.00 | 12/28/2012 9:38:50 AM |
no_agenda_lender | $25.00 | 12/28/2012 9:39:32 AM |
lender2611 | $50.00 | 12/28/2012 9:42:42 AM |
chablist | $33.00 | 12/28/2012 9:43:11 AM |
unassuming-p2ploan774 | $40.00 | 12/28/2012 9:43:59 AM |
enthralling-investment | $25.00 | 12/28/2012 9:45:16 AM |
emphatic-responsibility | $28.00 | 12/28/2012 9:35:26 AM |
dougm | $25.00 | 12/28/2012 9:36:51 AM |
illustrado | $25.00 | 12/28/2012 9:38:18 AM |
gillijr1001 | $25.00 | 12/28/2012 9:46:53 AM |
transaction-seahorse0 | $25.00 | 12/17/2012 9:48:19 AM |
dedicated-contract755 | $30.00 | 12/17/2012 10:07:03 AM |
WhiteInvestor | $27.00 | 12/17/2012 2:01:04 PM |
Edakers | $25.00 | 12/17/2012 10:25:58 AM |
bazaar-tulip | $25.00 | 12/17/2012 9:15:46 AM |
JeremyLinFan | $30.00 | 12/17/2012 10:57:44 AM |
Tscheddar | $25.00 | 12/17/2012 11:10:39 AM |
kind-lovely-marketplace | $50.00 | 12/17/2012 9:31:31 AM |
radiant-dollar9 | $200.00 | 12/17/2012 9:41:57 AM |
bowdish1 | $25.00 | 12/17/2012 5:32:39 PM |
cr8on | $50.00 | 12/17/2012 6:37:40 PM |
Nipper99 | $100.00 | 12/18/2012 12:31:08 PM |
Cookstersalibi | $25.00 | 12/21/2012 11:05:33 AM |
principal-kung-fu | $25.00 | 12/21/2012 5:12:42 PM |
first-credit-meridian | $25.00 | 12/21/2012 5:54:06 PM |
a-helping-hand | $125.00 | 12/22/2012 5:23:52 PM |
lionheart722 | $25.00 | 12/25/2012 9:07:03 AM |
helpinghand63 | $25.00 | 12/25/2012 9:33:48 AM |
invincible-marketplace | $50.00 | 12/25/2012 5:33:47 PM |
bill-tent1 | $50.00 | 12/26/2012 9:26:34 AM |
special-dinero553 | $25.00 | 12/26/2012 9:30:57 AM |
HoosierDaddie | $50.00 | 12/26/2012 9:12:25 AM |
profitable-fairness1 | $50.00 | 12/26/2012 10:10:08 AM |
likeable-money4 | $25.00 | 12/26/2012 2:42:19 PM |
marketplace-pinnacle964 | $25.00 | 12/26/2012 3:21:32 PM |
Mommo | $50.00 | 12/26/2012 5:00:57 PM |
otto3investments | $25.00 | 12/26/2012 2:19:01 PM |
commerce-viking1 | $50.00 | 12/26/2012 5:19:42 PM |
investment-sapling | $50.00 | 12/26/2012 3:57:05 PM |
value-pouch | $30.00 | 12/26/2012 11:27:55 AM |
timbob | $500.00 | 12/26/2012 5:22:51 PM |
supersarah61 | $25.00 | 12/26/2012 1:39:01 PM |
Jalebi | $25.00 | 12/26/2012 5:59:26 PM |
green-discrete-rupee | $25.00 | 12/26/2012 6:00:19 PM |
determined-bill5 | $100.00 | 12/26/2012 4:41:17 PM |
prudent-dough458 | $25.00 | 12/26/2012 5:32:33 PM |
chief64 | $200.00 | 12/26/2012 6:40:36 PM |
shamonn_p2p | $41.00 | 12/26/2012 5:16:53 PM |
the-magnificent-loan | $200.00 | 12/26/2012 5:18:25 PM |
bazaar-festivity | $25.00 | 12/26/2012 5:25:16 PM |
auction-eclipse8 | $50.00 | 12/26/2012 6:18:57 PM |
bold-worth-wrangler | $25.00 | 12/26/2012 6:42:04 PM |
extraordinary-return995 | $50.00 | 12/26/2012 6:05:54 PM |
wealth-cheetah7 | $25.00 | 12/27/2012 9:03:39 AM |
gain-neutron6 | $25.00 | 12/27/2012 9:07:29 AM |
wise-honorable-rate | $25.00 | 12/26/2012 6:21:08 PM |
Tradesmanlender | $25.00 | 12/26/2012 6:21:58 PM |
GenerousGentleMan | $25.00 | 12/26/2012 6:31:19 PM |
Priusdude | $25.00 | 12/27/2012 7:01:39 AM |
crown-year | $500.00 | 12/27/2012 7:06:24 AM |
TurboTaxi | $25.00 | 12/27/2012 9:53:59 AM |
green28 | $100.00 | 12/27/2012 10:07:07 AM |
entertaining-revenue4 | $50.00 | 12/27/2012 10:14:07 AM |
pious-benjamins1 | $25.00 | 12/26/2012 11:41:11 PM |
benevolent-loot5 | $200.00 | 12/27/2012 9:26:28 AM |
availableloan | $25.00 | 12/27/2012 9:54:59 AM |
letsmakeitsuccessful | $25.00 | 12/27/2012 9:56:11 AM |
bohsandos | $25.00 | 12/27/2012 10:00:19 AM |
SamyFromRI | $25.00 | 12/27/2012 8:52:08 AM |
rate-hawk | $25.00 | 12/27/2012 10:15:25 AM |
Atranes | $100.00 | 12/27/2012 10:31:20 AM |
wealth-grasshopper0 | $50.00 | 12/27/2012 9:27:13 AM |
kingryan | $150.00 | 12/27/2012 10:52:10 AM |
riskreward | $250.00 | 12/27/2012 9:34:04 AM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:28 AM |
mad4wknds | $25.00 | 12/27/2012 5:04:47 PM |
dunkard13 | $300.00 | 12/27/2012 10:17:58 AM |
Vegasjim | $25.00 | 12/27/2012 10:22:11 AM |
Lender1521 | $25.00 | 12/27/2012 4:36:12 PM |
scrappy-leverage6 | $25.00 | 12/27/2012 5:39:40 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:39 PM |
compoundinterest | $25.00 | 12/27/2012 5:49:36 PM |
rootcanaler | $50.00 | 12/27/2012 6:06:37 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:11 PM |
Q9-X3 | $100.00 | 12/27/2012 6:54:24 PM |
deal-vibrato | $25.00 | 12/27/2012 5:42:48 PM |
breathtaking-funds6 | $50.00 | 12/27/2012 5:57:42 PM |
progressive-economy261 | $152.00 | 12/27/2012 6:04:39 PM |
hitsman | $50.00 | 12/27/2012 6:18:29 PM |
RubyMartin | $25.00 | 12/27/2012 9:32:48 PM |
natural-worth9 | $180.00 | 12/28/2012 6:11:12 AM |
ballz694 | $25.00 | 12/27/2012 7:29:44 PM |
tranquil-diversification8 | $60.96 | 12/28/2012 6:39:29 AM |
transaction-fuse964 | $29.14 | 12/28/2012 7:04:05 AM |
logical-principal8 | $50.00 | 12/27/2012 5:48:53 PM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:14 AM |
syracuserei | $50.00 | 12/28/2012 4:29:23 AM |
Peacepower | $25.00 | 12/27/2012 6:39:50 PM |
Munnie | $25.00 | 12/28/2012 6:09:05 AM |
Cai8899 | $25.00 | 12/27/2012 6:51:51 PM |
intrepid-compassion29 | $25.00 | 12/28/2012 6:45:07 AM |
reward-walnut | $25.00 | 12/28/2012 9:24:32 AM |
escharfer | $25.00 | 12/28/2012 9:24:50 AM |
daisuke | $25.00 | 12/28/2012 9:25:28 AM |
cerebral-dollar773 | $25.00 | 12/28/2012 4:42:36 AM |
deal-goliath4 | $55.00 | 12/28/2012 9:30:10 AM |
prudent-deal662 | $25.00 | 12/28/2012 9:06:47 AM |
mrsasman | $25.00 | 12/28/2012 9:08:55 AM |
oracle3 | $50.00 | 12/28/2012 9:09:38 AM |
shaps | $34.00 | 12/28/2012 9:33:12 AM |
jthowell77 | $50.00 | 12/28/2012 9:36:11 AM |
GatorBux | $50.00 | 12/28/2012 9:38:31 AM |
perls | $100.00 | 12/28/2012 9:41:36 AM |
value-showcase828 | $25.00 | 12/28/2012 9:43:08 AM |
american6 | $50.00 | 12/28/2012 9:19:43 AM |
flo_rida | $152.00 | 12/28/2012 9:43:31 AM |
gold-gazelle | $25.00 | 12/28/2012 9:22:56 AM |
ready-agreement5 | $25.00 | 12/28/2012 9:23:16 AM |
sentimental-commerce4 | $34.00 | 12/28/2012 9:27:15 AM |
Aimvest | $25.00 | 12/28/2012 9:27:56 AM |
magical-credit523 | $25.00 | 12/28/2012 9:28:28 AM |
Endeavour | $150.00 | 12/28/2012 9:31:00 AM |
RiderIRA | $198.97 | 12/28/2012 9:33:04 AM |
ivadood | $50.00 | 12/28/2012 9:39:38 AM |
PFTLender | $25.00 | 12/28/2012 9:41:53 AM |
benevolent-moola291 | $50.00 | 12/28/2012 9:18:43 AM |
piper1636 | $50.00 | 12/28/2012 9:42:58 AM |
orange-stable-gain | $50.00 | 12/28/2012 9:19:47 AM |
MadHun | $200.00 | 12/28/2012 9:45:12 AM |
hope-equation | $10.00 | 12/28/2012 9:47:59 AM |
hope-eagle6 | $25.00 | 12/28/2012 9:25:19 AM |
bold-liberty-spartan | $25.00 | 12/28/2012 9:26:24 AM |
resolute-justice413 | $25.00 | 12/28/2012 9:27:41 AM |
biglender5 | $25.00 | 12/28/2012 9:30:15 AM |
rautility | $50.00 | 12/28/2012 9:30:32 AM |
dignified-truth7 | $174.00 | 12/28/2012 9:31:30 AM |
RevREB | $25.00 | 12/28/2012 9:38:55 AM |
felicity-chairman3 | $39.00 | 12/28/2012 9:41:16 AM |
Nunuson | $25.00 | 12/28/2012 9:42:46 AM |
the-yield-surfer | $25.00 | 12/28/2012 9:43:28 AM |
top-community-voyage | $25.00 | 12/28/2012 9:46:47 AM |
DcUnited | $25.00 | 12/28/2012 9:46:54 AM |
244 Investments
|
Borrower Payment Dependent Notes Series
679474
This series of Notes was issued and sold upon the funding of the borrower loan #80020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-30-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 26% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,207 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| speedy-penny648 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DreisersFinancier | $50.00 | 12/18/2012 10:14:59 AM |
deal-hickory5 | $100.00 | 12/18/2012 5:34:55 PM |
Sweaty-Butt-Crack | $25.00 | 12/19/2012 4:12:07 PM |
bold-pound-statuette | $200.00 | 12/22/2012 9:21:15 AM |
let_me_retire | $25.00 | 12/24/2012 2:55:32 AM |
octoberfresh | $25.00 | 12/25/2012 9:20:53 AM |
big-mac-50 | $1,000.00 | 12/27/2012 8:12:03 AM |
greencat | $50.00 | 12/27/2012 10:11:09 AM |
ledesma31 | $44.66 | 12/27/2012 4:52:54 PM |
benjamins-worker5 | $25.00 | 12/27/2012 7:18:48 PM |
rmkrish55 | $25.00 | 12/28/2012 8:50:29 AM |
djh47a | $25.00 | 12/28/2012 4:39:59 PM |
fervent-repayment | $100.00 | 12/28/2012 10:41:38 AM |
incbx | $100.00 | 12/28/2012 3:22:54 PM |
vigorous-velocity | $25.00 | 12/28/2012 5:16:55 PM |
basis-excellency9 | $25.00 | 12/28/2012 9:14:29 PM |
ethical-truth211 | $200.00 | 12/29/2012 4:25:26 AM |
the-hope-workhorse | $25.00 | 12/28/2012 7:14:27 PM |
impala6464 | $25.00 | 12/28/2012 8:49:01 PM |
s_man1 | $25.00 | 12/29/2012 9:48:27 AM |
worldly-loyalty459 | $25.00 | 12/29/2012 10:37:19 AM |
balance-vinyl5 | $100.00 | 12/29/2012 12:06:10 PM |
Valley-of-the-Dollar | $25.00 | 12/28/2012 8:25:23 PM |
amlu1988 | $25.00 | 12/29/2012 9:25:12 AM |
Skynxhunt | $25.00 | 12/29/2012 1:50:20 PM |
1313mark1313 | $25.08 | 12/29/2012 5:42:44 PM |
dukeiyer | $25.00 | 12/29/2012 1:21:50 PM |
order-taco-bell | $25.00 | 12/29/2012 9:35:40 PM |
brightest-dignified-worth | $50.00 | 12/29/2012 10:49:19 PM |
Freedom_Lending | $25.00 | 12/29/2012 3:58:49 PM |
hml | $40.00 | 12/29/2012 11:43:18 PM |
thoughtful-payment587 | $25.00 | 12/30/2012 6:53:02 AM |
herefishy | $25.00 | 12/30/2012 8:44:13 AM |
curious166 | $50.00 | 12/30/2012 11:24:06 AM |
diversification-cycle4 | $50.00 | 12/30/2012 6:55:28 AM |
marketplace-flan9 | $42.11 | 12/30/2012 10:54:23 AM |
friends-helping-friends | $50.00 | 12/30/2012 5:06:33 PM |
lovely-principal077 | $50.00 | 12/30/2012 4:31:44 PM |
pennybypenny | $25.00 | 12/27/2012 5:23:28 PM |
diplomatic-wealth7 | $25.00 | 12/19/2012 9:25:55 AM |
worthy-bid8 | $100.00 | 12/18/2012 6:35:38 PM |
SecondChanceLendingSERV | $25.00 | 12/19/2012 5:44:38 PM |
bid-ace937 | $50.00 | 12/19/2012 6:07:51 PM |
SudianX | $28.13 | 12/21/2012 6:14:14 PM |
california111 | $50.00 | 12/22/2012 10:26:35 AM |
a-helping-hand | $125.00 | 12/22/2012 5:24:06 PM |
jkeller4000 | $25.00 | 12/24/2012 7:08:40 PM |
simplelender80 | $100.00 | 12/25/2012 11:04:08 AM |
grf1945 | $50.00 | 12/26/2012 5:29:08 AM |
rmkrish555 | $25.00 | 12/27/2012 3:22:17 PM |
wildcard451 | $26.91 | 12/27/2012 10:03:36 AM |
Ben_Graham | $30.00 | 12/27/2012 3:36:03 PM |
green-trade-wildcat | $25.00 | 12/28/2012 7:08:30 AM |
ideal-fairness339 | $25.00 | 12/28/2012 5:19:52 AM |
KindCharmingReflective-affluence | $25.00 | 12/28/2012 11:57:09 AM |
banker34 | $72.44 | 12/28/2012 1:40:34 PM |
CincyTex | $25.00 | 12/29/2012 1:50:41 AM |
reasonable-kindness0 | $25.00 | 12/29/2012 12:49:51 PM |
businessbroker101 | $50.00 | 12/29/2012 1:02:17 PM |
reinforced-velocity158 | $25.00 | 12/29/2012 7:08:16 PM |
cashcache | $26.00 | 12/30/2012 12:21:15 PM |
power-spartan5 | $25.00 | 12/30/2012 12:20:05 PM |
corndog4000 | $45.00 | 12/30/2012 12:43:42 AM |
starside8 | $44.67 | 12/30/2012 6:21:10 PM |
order-supernova6 | $50.00 | 12/30/2012 1:50:27 PM |
listing-enlightenment1 | $50.00 | 12/30/2012 3:44:07 PM |
66 Investments
|
Borrower Payment Dependent Notes Series
684236
This series of Notes was issued and sold upon the funding of the borrower loan #79602, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $584.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 33% |
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
20 | Length of status: | 11y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,777 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| new-inspired-duty |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... continue to pay off everything I can, as I have daughter starting college in 2 years and want to try and have any non essentials paid off or as much as possible.
My financial situation:
I am a good candidate for this loan because... I am responsible and pay my bills
Monthly net income: $4500
Monthly expenses: $3200 approx
Housing: $1722
Insurance: $100
Car expenses: $552
Utilities: $200
Phone, cable, internet: $ 66
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Index_Plus | $3,000.00 | 12/27/2012 11:48:23 AM |
commerce-venture1 | $50.00 | 12/14/2012 5:16:10 PM |
valiant-return584 | $50.00 | 12/14/2012 5:47:25 PM |
wildanne | $50.00 | 12/14/2012 5:51:01 PM |
nonattender | $25.00 | 12/14/2012 5:53:23 PM |
payment-halo | $35.00 | 12/14/2012 7:40:53 PM |
marketplace-singularity3 | $45.00 | 12/14/2012 5:53:32 PM |
EngineersAlliance | $35.00 | 12/14/2012 5:57:08 PM |
kind-lovely-marketplace | $50.00 | 12/15/2012 11:06:40 AM |
reaction18 | $50.00 | 12/15/2012 2:36:19 PM |
thankful-nickel2 | $25.00 | 12/15/2012 8:48:05 PM |
Christophe | $25.00 | 12/17/2012 10:13:31 AM |
photon8 | $32.93 | 12/16/2012 4:31:19 PM |
kenji4861 | $25.00 | 12/17/2012 5:32:19 PM |
asset-professor | $25.00 | 12/17/2012 5:51:10 PM |
return-point2 | $100.00 | 12/17/2012 5:20:01 PM |
skillful-asset5 | $30.00 | 12/17/2012 8:12:34 PM |
WalnutCreekguy | $50.00 | 12/18/2012 9:14:19 AM |
aquariano2 | $25.00 | 12/18/2012 8:21:56 AM |
DevinHill_IRA | $25.00 | 12/18/2012 9:28:41 AM |
berniemadeoff | $50.00 | 12/18/2012 4:02:12 PM |
rmkrish55 | $25.00 | 12/18/2012 10:33:35 AM |
907 | $25.00 | 12/18/2012 7:49:57 PM |
sensible-interest2 | $30.00 | 12/18/2012 8:12:10 PM |
loyalist1 | $150.00 | 12/19/2012 7:34:20 AM |
HereToHelp305 | $50.00 | 12/19/2012 4:52:35 PM |
Lender2895a | $100.00 | 12/20/2012 11:26:20 AM |
Rockymtnhi | $100.00 | 12/20/2012 9:07:58 AM |
Ben_Graham | $29.00 | 12/20/2012 7:47:46 AM |
Roundhouse | $100.00 | 12/20/2012 9:44:40 PM |
rmkrish555 | $25.00 | 12/20/2012 5:14:52 PM |
Cookstersalibi | $25.00 | 12/21/2012 11:02:25 AM |
Black_Dog_Lending | $50.00 | 12/22/2012 9:32:03 PM |
MrBojangles01 | $25.00 | 12/24/2012 3:23:01 AM |
Kaj | $25.00 | 12/24/2012 9:46:11 AM |
justreturns | $25.00 | 12/24/2012 10:26:33 AM |
nex | $25.00 | 12/24/2012 6:49:12 PM |
kulender | $50.00 | 12/24/2012 5:51:27 PM |
blue-subtle-integrity | $25.00 | 12/24/2012 7:41:14 PM |
worthy-bid8 | $266.00 | 12/25/2012 6:24:19 PM |
enriched-return057 | $25.00 | 12/25/2012 2:40:33 PM |
CincyTex | $25.00 | 12/26/2012 2:54:33 AM |
authoritative-platinum7 | $50.00 | 12/25/2012 5:09:03 PM |
EthanColeInvestingGroup | $25.00 | 12/25/2012 9:05:30 PM |
worth-poblano9 | $121.00 | 12/26/2012 9:14:34 AM |
emphatic-gold584 | $100.00 | 12/26/2012 10:26:18 AM |
heerzaquestion | $25.00 | 12/26/2012 6:39:31 AM |
SBT | $25.00 | 12/26/2012 11:14:22 AM |
careful-vigilance4 | $25.00 | 12/26/2012 10:38:00 AM |
loyalty-czar | $84.32 | 12/26/2012 10:44:23 AM |
return-enthusiast1 | $50.00 | 12/26/2012 2:40:04 PM |
likeable-money4 | $25.00 | 12/26/2012 2:43:27 PM |
principal-cooker2 | $50.00 | 12/26/2012 9:59:34 AM |
gasman-1 | $25.00 | 12/26/2012 5:05:41 PM |
timbob | $500.00 | 12/26/2012 5:24:16 PM |
kalamari | $30.00 | 12/26/2012 6:26:13 PM |
clean-penny059 | $100.00 | 12/27/2012 6:35:44 AM |
enchanted-diversification496 | $50.00 | 12/26/2012 6:55:16 PM |
ethical-truth211 | $200.00 | 12/27/2012 11:23:29 AM |
PeePaw | $25.00 | 12/27/2012 12:01:07 PM |
belief-integrity | $400.00 | 12/27/2012 12:33:13 PM |
britches318 | $50.00 | 12/27/2012 9:08:05 AM |
kingryan | $150.00 | 12/27/2012 10:52:05 AM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:35 PM |
wishihadmore | $35.00 | 12/27/2012 1:35:32 PM |
natural-worth9 | $400.00 | 12/27/2012 6:58:06 PM |
burrben | $40.00 | 12/27/2012 9:17:52 PM |
RebuildALife | $25.00 | 12/27/2012 5:19:58 PM |
RubyMartin | $25.00 | 12/27/2012 9:30:19 PM |
shaps | $26.00 | 12/27/2012 5:21:01 PM |
Q9-X3 | $50.00 | 12/27/2012 6:52:57 PM |
benjamins-worker5 | $30.00 | 12/27/2012 7:24:35 PM |
compatible-deal9 | $25.00 | 12/27/2012 5:41:12 PM |
openness-arch | $25.00 | 12/28/2012 7:04:51 AM |
historic-value7 | $150.00 | 12/27/2012 9:16:05 PM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:10 AM |
order-prospector | $25.00 | 12/27/2012 6:12:01 PM |
l2fp | $25.00 | 12/27/2012 11:11:41 PM |
forceful-durability7 | $40.18 | 12/28/2012 8:46:37 AM |
subtle-bill727 | $25.00 | 12/28/2012 9:05:40 AM |
compassionate-auction6 | $150.00 | 12/28/2012 9:06:26 AM |
elegant-hope578 | $50.00 | 12/28/2012 9:13:24 AM |
KarlMarx | $25.00 | 12/28/2012 9:13:57 AM |
theaterguy | $25.00 | 12/28/2012 8:04:56 AM |
investmentgeek | $25.00 | 12/28/2012 8:14:38 AM |
designer_10 | $25.00 | 12/28/2012 8:46:56 AM |
oxnard | $50.00 | 12/28/2012 8:50:25 AM |
Nojukbong | $40.52 | 12/28/2012 2:08:11 AM |
nodrivelpls | $25.00 | 12/28/2012 9:03:36 AM |
Toby1montana | $31.00 | 12/28/2012 9:06:39 AM |
tremendous-payment | $25.00 | 12/28/2012 9:08:30 AM |
LaGrangeLender | $50.00 | 12/28/2012 6:10:47 AM |
miked8303 | $75.00 | 12/28/2012 9:12:40 AM |
korby524 | $25.00 | 12/28/2012 9:13:39 AM |
nalaari | $27.18 | 12/28/2012 7:20:47 AM |
6515Wheat | $25.00 | 12/28/2012 9:08:22 AM |
oreyedoc | $50.00 | 12/28/2012 9:09:04 AM |
Learning2Lend | $25.00 | 12/28/2012 9:10:33 AM |
debt-force | $25.00 | 12/28/2012 9:10:48 AM |
silver-trident5 | $500.00 | 12/28/2012 9:12:49 AM |
alpha-lending | $25.00 | 12/19/2012 9:36:46 AM |
cr8on | $30.00 | 12/14/2012 5:37:19 PM |
zipemdown | $25.00 | 12/14/2012 6:17:16 PM |
finder61 | $25.00 | 12/15/2012 1:09:33 AM |
formula842 | $25.00 | 12/14/2012 5:08:57 PM |
best-bonafide-p2p | $25.00 | 12/14/2012 5:16:25 PM |
octoberfresh | $25.00 | 12/14/2012 5:19:25 PM |
Wrats6 | $25.00 | 12/14/2012 6:25:00 PM |
LittleMingo | $25.00 | 12/15/2012 6:39:46 AM |
daw1878 | $25.00 | 12/14/2012 6:47:28 PM |
Nipper99 | $100.00 | 12/15/2012 7:46:12 AM |
green-dollar-buffalo | $50.00 | 12/15/2012 10:59:05 AM |
grnii78 | $125.00 | 12/14/2012 7:34:56 PM |
dynrep | $35.00 | 12/14/2012 7:41:06 PM |
wise-charming-reward | $400.00 | 12/15/2012 7:36:09 AM |
DevinHill | $25.00 | 12/15/2012 10:06:24 AM |
transaction-seahorse0 | $25.00 | 12/15/2012 11:26:13 AM |
thrilling-point2 | $40.00 | 12/15/2012 10:54:20 AM |
callmebryan | $25.00 | 12/15/2012 11:19:39 AM |
transparency-position | $50.00 | 12/15/2012 12:47:35 PM |
LiveNow | $25.00 | 12/15/2012 8:54:07 PM |
Skynxhunt | $25.00 | 12/15/2012 2:06:47 PM |
orange-preeminant-bill | $50.00 | 12/16/2012 9:43:24 AM |
truth-companion | $25.00 | 12/17/2012 5:07:59 PM |
WonderPup | $25.00 | 12/17/2012 11:29:47 AM |
selector568 | $300.00 | 12/17/2012 6:08:08 PM |
missing-link | $25.00 | 12/17/2012 5:09:06 PM |
EFS | $65.00 | 12/17/2012 7:02:25 PM |
BostonCapital | $100.00 | 12/17/2012 6:08:56 PM |
deal-banker | $50.00 | 12/18/2012 8:56:25 AM |
crdcteng | $25.00 | 12/17/2012 6:15:37 PM |
belief-integrity | $100.00 | 12/17/2012 7:12:38 PM |
first-graceful-contract | $25.00 | 12/18/2012 2:48:08 PM |
Investor_DP | $100.00 | 12/18/2012 9:30:47 AM |
PoundSmart | $100.00 | 12/19/2012 9:54:35 AM |
slowgains | $25.00 | 12/18/2012 7:22:52 PM |
chinolatino | $25.00 | 12/19/2012 11:05:53 AM |
best-point-pursuit | $50.00 | 12/19/2012 9:11:19 AM |
intuitive-velocity4 | $25.00 | 12/19/2012 9:16:24 AM |
simplelender80 | $125.00 | 12/19/2012 10:08:13 AM |
__A1B2 | $27.00 | 12/19/2012 2:05:38 PM |
dontvote | $25.00 | 12/19/2012 3:04:57 PM |
special-transparency2 | $30.00 | 12/20/2012 4:11:05 PM |
TumbleWeed88 | $25.00 | 12/20/2012 5:43:03 PM |
organized-dedication696 | $25.00 | 12/20/2012 5:51:41 PM |
nodebtin3 | $25.00 | 12/22/2012 1:10:43 PM |
a-helping-hand | $125.00 | 12/22/2012 5:23:41 PM |
JeremyLinFan | $30.00 | 12/24/2012 8:02:57 AM |
dollar-tornado3 | $25.00 | 12/24/2012 5:14:05 AM |
yield-journey | $25.00 | 12/24/2012 9:14:39 AM |
credit-maverick1 | $50.00 | 12/24/2012 10:33:55 AM |
contract-victor5 | $50.00 | 12/24/2012 4:17:13 PM |
bazaar-tulip | $500.00 | 12/24/2012 7:23:55 PM |
helpinghand63 | $25.00 | 12/25/2012 9:33:31 AM |
california111 | $25.00 | 12/25/2012 9:06:22 PM |
bohsandos | $25.00 | 12/26/2012 6:30:16 AM |
Elefunt | $25.00 | 12/25/2012 10:48:25 AM |
successful-agreement7 | $100.00 | 12/26/2012 9:23:25 AM |
pierrelasvegas | $25.00 | 12/26/2012 9:31:42 AM |
courteous-justice415 | $25.00 | 12/26/2012 10:25:25 AM |
Thunderswan | $30.00 | 12/26/2012 9:52:47 AM |
aggresive-compassion612 | $25.00 | 12/26/2012 10:05:03 AM |
benefit-banshee | $25.00 | 12/26/2012 10:24:01 AM |
PaulW | $25.00 | 12/26/2012 3:27:37 PM |
investment-sapling | $50.00 | 12/26/2012 3:56:59 PM |
power-spartan5 | $25.00 | 12/26/2012 5:08:13 PM |
capital-web7 | $25.00 | 12/26/2012 12:54:45 PM |
stepatatime-together | $100.00 | 12/26/2012 6:15:02 PM |
JC_12 | $100.00 | 12/27/2012 7:20:15 AM |
rolltide09 | $26.00 | 12/26/2012 7:08:01 PM |
supersarah61 | $25.00 | 12/27/2012 1:12:37 PM |
tommymtg7 | $25.00 | 12/27/2012 10:09:52 AM |
rate-hawk | $25.00 | 12/27/2012 1:34:52 PM |
bob450-roth | $25.00 | 12/27/2012 3:33:28 PM |
greenback-frog7 | $25.00 | 12/27/2012 3:47:49 PM |
aggresive-nickel2 | $25.00 | 12/27/2012 10:01:21 AM |
whitegold24k | $148.44 | 12/27/2012 3:23:23 PM |
moola-buddy | $25.00 | 12/27/2012 5:02:44 PM |
zorg77 | $100.00 | 12/27/2012 6:01:22 PM |
global-invest-group | $25.00 | 12/27/2012 1:28:34 PM |
engbusres | $30.00 | 12/27/2012 8:40:15 PM |
Leshan | $50.00 | 12/27/2012 6:31:15 PM |
wale-ld | $50.00 | 12/28/2012 1:27:29 AM |
Neighbor-Bob | $75.00 | 12/28/2012 3:17:45 AM |
sonicpluto | $25.00 | 12/27/2012 6:52:34 PM |
klend4 | $25.00 | 12/28/2012 5:45:06 AM |
Bank42 | $25.00 | 12/28/2012 6:09:09 AM |
Priusdude | $25.00 | 12/27/2012 7:32:38 PM |
Brisket_Bob | $25.28 | 12/28/2012 7:32:35 AM |
zorg77 | $50.00 | 12/27/2012 6:01:28 PM |
SecondChanceLendingSERV | $25.52 | 12/28/2012 7:51:45 AM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:46 PM |
Iwillhuntyoudown | $25.00 | 12/27/2012 9:40:23 PM |
sgt-schultz | $27.00 | 12/28/2012 3:43:01 AM |
helvet | $25.00 | 12/28/2012 5:08:56 AM |
Comoparklender | $25.00 | 12/27/2012 7:08:00 PM |
intrepid-compassion29 | $25.00 | 12/28/2012 6:42:45 AM |
hellasow | $25.00 | 12/27/2012 7:50:00 PM |
careful-note1 | $25.00 | 12/28/2012 8:37:59 AM |
Bob450 | $25.00 | 12/28/2012 8:58:49 AM |
Canidae | $25.00 | 12/28/2012 9:01:28 AM |
MissionMicroFinance | $25.00 | 12/28/2012 9:03:10 AM |
shmb6508 | $50.00 | 12/28/2012 9:04:01 AM |
Blackberry_Hill_AFH | $38.36 | 12/28/2012 4:30:58 AM |
payout-thinker7 | $25.00 | 12/28/2012 5:31:28 AM |
niceville80 | $25.00 | 12/28/2012 9:12:13 AM |
tranquil-gain1 | $75.00 | 12/28/2012 9:13:41 AM |
life-is-great | $25.00 | 12/28/2012 6:32:51 AM |
tmdmf | $25.00 | 12/28/2012 6:51:18 AM |
contract-snowdome493 | $25.00 | 12/28/2012 7:56:27 AM |
helping-out | $74.40 | 12/28/2012 9:03:58 AM |
km007 | $25.00 | 12/28/2012 9:05:37 AM |
exciting-loyalty3 | $25.00 | 12/28/2012 9:07:03 AM |
csa_101824 | $25.00 | 12/28/2012 9:13:21 AM |
214 Investments
|
Borrower Payment Dependent Notes Series
685246
This series of Notes was issued and sold upon the funding of the borrower loan #79918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $250.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1981 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
9 | Length of status: | 1y 5m |
Amount delinquent:
| $141 |
Total credit lines:
| 48 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,263 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| contract-hug |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $200.00 | 12/10/2012 8:37:52 PM |
pennybypenny | $25.00 | 12/17/2012 6:28:58 PM |
new-start18100 | $25.00 | 12/10/2012 5:05:34 PM |
PrimeFunding | $25.00 | 12/10/2012 5:17:12 PM |
valiant-return584 | $50.00 | 12/10/2012 5:21:09 PM |
kulender | $50.00 | 12/10/2012 5:28:22 PM |
toblerone | $25.00 | 12/10/2012 5:23:32 PM |
Nco | $150.00 | 12/10/2012 5:59:22 PM |
jiftostada | $25.00 | 12/10/2012 6:06:41 PM |
CreditBuilder2 | $25.03 | 12/10/2012 7:27:52 PM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:54 AM |
careful-vigilance4 | $25.00 | 12/11/2012 9:28:33 AM |
RGlad | $100.00 | 12/11/2012 10:07:05 AM |
sunwell | $100.00 | 12/11/2012 10:16:50 AM |
benevolent-loot5 | $200.00 | 12/11/2012 5:36:44 PM |
HeroSupport | $60.00 | 12/11/2012 5:56:18 PM |
subtle-bill727 | $25.00 | 12/12/2012 9:56:11 AM |
ItsJustMe79 | $25.00 | 12/12/2012 5:05:34 PM |
trumpeter391 | $25.00 | 12/12/2012 11:28:35 AM |
loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:33 PM |
melodious-openness | $100.00 | 12/13/2012 9:57:56 AM |
ucantbeetit | $25.00 | 12/13/2012 10:03:30 AM |
emphatic-gold584 | $100.00 | 12/14/2012 8:36:51 AM |
Bob450 | $25.00 | 12/15/2012 9:28:20 AM |
sympathetic-funds818 | $25.00 | 12/15/2012 4:35:09 AM |
frogperson | $200.00 | 12/15/2012 10:16:56 AM |
kevin314 | $25.00 | 12/15/2012 12:25:32 PM |
trimwork99 | $25.00 | 12/16/2012 12:24:22 PM |
Wordsmth | $25.00 | 12/16/2012 1:45:05 PM |
TronMedici | $50.00 | 12/17/2012 9:26:15 AM |
mckhbnpc | $50.00 | 12/17/2012 10:56:43 AM |
interest-agave | $25.00 | 12/18/2012 5:50:57 PM |
versatile-dime442 | $220.00 | 12/18/2012 5:39:59 PM |
JGENERAL | $25.00 | 12/19/2012 9:47:53 AM |
bold-joyful-coin9 | $25.00 | 12/19/2012 10:50:36 AM |
korby524 | $25.00 | 12/19/2012 9:59:53 AM |
tolerant-responsibility051 | $2,000.00 | 12/19/2012 11:15:47 AM |
natural-liberty4 | $200.00 | 12/19/2012 5:37:55 PM |
help4u | $50.00 | 12/19/2012 6:59:51 PM |
profitable-loyalty8 | $25.00 | 12/19/2012 11:15:23 PM |
Dr_No | $25.00 | 12/19/2012 7:09:28 PM |
melodious-openness | $72.66 | 12/20/2012 11:19:34 AM |
revolutionary769 | $25.00 | 12/20/2012 2:05:32 PM |
zipemdown | $25.00 | 12/10/2012 5:06:34 PM |
Dubbs360 | $50.00 | 12/10/2012 6:21:42 PM |
asset-professor | $25.00 | 12/10/2012 5:50:11 PM |
power-spartan5 | $25.00 | 12/10/2012 6:24:38 PM |
dannycarter10 | $25.00 | 12/10/2012 6:09:37 PM |
LuvToLend | $25.00 | 12/10/2012 6:11:55 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:43 PM |
authentic-finance194 | $200.00 | 12/11/2012 9:34:00 AM |
Endeavour | $150.00 | 12/11/2012 9:21:36 AM |
truth-companion | $25.00 | 12/11/2012 10:48:53 AM |
let_me_retire | $25.00 | 12/11/2012 1:18:02 PM |
cr8on | $30.00 | 12/11/2012 5:09:27 PM |
desertoasis | $25.00 | 12/12/2012 9:14:44 AM |
mummey | $50.00 | 12/12/2012 6:31:04 PM |
Tscheddar | $25.00 | 12/12/2012 6:00:18 PM |
alexander-hamilton | $50.00 | 12/13/2012 11:26:26 AM |
djh47a | $25.00 | 12/13/2012 2:23:15 PM |
IIP77 | $25.00 | 12/14/2012 6:50:56 AM |
the-hope-workhorse | $25.00 | 12/14/2012 4:23:35 PM |
PFTLender | $25.00 | 12/15/2012 5:58:35 AM |
vigorous-velocity | $300.00 | 12/15/2012 11:02:24 AM |
five-star-bonus6 | $25.00 | 12/15/2012 11:44:52 AM |
unforgettable-wealth4 | $50.00 | 12/15/2012 12:50:01 PM |
E-2 | $98.00 | 12/15/2012 10:59:33 AM |
economy-shrubbery6 | $25.00 | 12/16/2012 12:55:25 PM |
Dave0 | $25.00 | 12/16/2012 12:04:14 PM |
jamiee73 | $25.00 | 12/16/2012 4:39:51 PM |
joyous-peace443 | $25.00 | 12/17/2012 9:19:58 AM |
DreDub | $25.00 | 12/17/2012 8:53:52 AM |
ectasy683 | $25.00 | 12/16/2012 8:22:02 PM |
philanthroful | $25.00 | 12/17/2012 10:06:59 AM |
Johnny2Dogs | $25.00 | 12/17/2012 3:52:26 PM |
britches318 | $100.00 | 12/18/2012 7:57:52 AM |
social-heart | $25.00 | 12/18/2012 10:03:21 AM |
euro-banker | $25.00 | 12/18/2012 6:39:57 PM |
108-IRA | $50.00 | 12/18/2012 7:39:16 PM |
Toby1montana | $50.00 | 12/19/2012 10:09:39 AM |
dignified-coin128 | $25.00 | 12/19/2012 9:40:07 AM |
enriching-dollar1 | $94.00 | 12/19/2012 9:46:33 AM |
hope-wrangler1 | $50.00 | 12/19/2012 11:56:24 AM |
ethical-truth211 | $400.00 | 12/20/2012 3:06:38 AM |
transaction-competitor0 | $25.00 | 12/20/2012 3:14:42 PM |
YLlama | $50.00 | 12/20/2012 9:19:08 AM |
NewPairOfShoes | $25.00 | 12/20/2012 9:51:10 AM |
ethical-truth211 | $200.00 | 12/20/2012 3:06:52 AM |
farlik | $25.00 | 12/20/2012 6:45:16 AM |
tech310 | $50.00 | 12/20/2012 10:53:56 AM |
djmikmik | $25.00 | 12/20/2012 2:35:08 PM |
CA-Lender | $25.00 | 12/20/2012 11:06:25 AM |
Leshan | $40.31 | 12/20/2012 5:40:45 PM |
93 Investments
|
Borrower Payment Dependent Notes Series
685430
This series of Notes was issued and sold upon the funding of the borrower loan #80036, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $19,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| Dec-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 10.01% |
Borrower rate/APR:
| 11.01% / 13.25% |
Monthly payment:
| $413.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.78% | | |
| |
Estimated return*:
| 7.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 17% |
Credit score:
| 840-859 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,027 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| agreement-cell9 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit cards
My financial situation:
I am a good candidate for this loan because I pay my bills on time and have been working at the same employer for the past six years and was recently promoted. In this economy. This loan will improve my financial situation by consolidating all debt in one place. the loan payment is the minimum amount one of the credit cards. It is my intent to pay back in 48 months opposed to 60
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $32.25 | 12/15/2012 12:03:11 PM |
bazaar-tulip | $25.00 | 12/15/2012 12:08:19 PM |
syrepsorp | $30.00 | 12/15/2012 12:27:40 PM |
DonaldColorado | $50.00 | 12/15/2012 1:58:35 PM |
Skynxhunt | $25.00 | 12/15/2012 2:06:54 PM |
compassion-twister2 | $25.00 | 12/15/2012 2:11:05 PM |
Zolton | $300.00 | 12/15/2012 1:01:59 PM |
loan-mongoose1 | $25.00 | 12/15/2012 2:13:03 PM |
vigorous-vigilance773 | $25.00 | 12/16/2012 4:26:11 PM |
bowler252 | $25.00 | 12/16/2012 4:53:09 PM |
zippy-revenue8 | $25.00 | 12/16/2012 9:48:15 AM |
jubilant-capital1 | $25.00 | 12/16/2012 8:41:51 PM |
GoldenKoi | $100.00 | 12/17/2012 9:24:03 AM |
benevolent-power3 | $50.00 | 12/17/2012 2:04:00 PM |
return-mad-scientist137 | $25.00 | 12/18/2012 5:11:14 PM |
logical-principal8 | $50.00 | 12/19/2012 9:27:43 AM |
auction-eclipse8 | $50.00 | 12/18/2012 6:59:06 PM |
first-sharp-payout5 | $100.00 | 12/18/2012 6:37:39 PM |
Senechal | $25.00 | 12/19/2012 2:55:16 PM |
djs81 | $75.00 | 12/19/2012 10:15:00 AM |
crown-year | $1,500.00 | 12/19/2012 12:44:38 PM |
wealth-scout124 | $50.00 | 12/20/2012 10:01:41 AM |
income-awakening6 | $25.00 | 12/20/2012 7:48:58 AM |
syracuserei | $100.00 | 12/21/2012 5:06:34 AM |
payment-halo | $25.00 | 12/20/2012 6:55:27 PM |
AmericanCredit | $100.00 | 12/21/2012 10:08:40 AM |
euro-grove4 | $25.00 | 12/21/2012 9:39:11 AM |
nodebtin3 | $25.00 | 12/22/2012 1:10:44 PM |
debt-legend | $25.00 | 12/22/2012 1:18:37 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:58 PM |
bothaus | $100.00 | 12/22/2012 3:43:04 PM |
interest88 | $25.00 | 12/24/2012 9:23:23 AM |
wise-interest-wildebeest | $25.00 | 12/24/2012 8:59:08 AM |
sympathetic-funds818 | $50.00 | 12/24/2012 10:56:51 AM |
encore06 | $25.00 | 12/24/2012 7:16:35 PM |
dharma1 | $25.00 | 12/24/2012 5:14:42 PM |
community-seahorse0 | $25.00 | 12/24/2012 6:34:34 PM |
transparency-futurist3 | $25.00 | 12/25/2012 9:09:01 AM |
repaymeplease | $26.51 | 12/26/2012 6:07:46 AM |
Aimvest | $25.00 | 12/25/2012 10:19:41 AM |
privatebankerva | $25.00 | 12/26/2012 6:16:46 AM |
JaceSpade | $25.00 | 12/26/2012 8:31:02 AM |
Castellan | $50.00 | 12/26/2012 10:00:30 AM |
best-camaraderi-sniffer | $25.00 | 12/26/2012 4:39:15 AM |
Rogesparkguy | $25.00 | 12/26/2012 1:50:56 PM |
WhiteInvestor | $25.00 | 12/26/2012 2:47:06 PM |
enriching-trade2 | $25.00 | 12/26/2012 11:27:20 AM |
determined-bill5 | $100.00 | 12/26/2012 4:41:15 PM |
value-pouch | $50.00 | 12/26/2012 11:22:56 AM |
chicagobanker | $50.00 | 12/26/2012 4:38:59 PM |
subtle-revenue0 | $25.00 | 12/26/2012 5:50:42 PM |
fairness-musician3 | $25.00 | 12/26/2012 6:19:48 PM |
Marathon418 | $25.00 | 12/27/2012 5:30:45 AM |
mattpet | $25.00 | 12/26/2012 7:27:31 PM |
ciscoparrot | $25.00 | 12/27/2012 1:09:30 PM |
flexible-basis345 | $25.00 | 12/27/2012 10:17:40 AM |
kingryan | $150.00 | 12/27/2012 10:52:05 AM |
CSinvestments | $25.00 | 12/27/2012 1:14:44 PM |
sunny1985 | $25.00 | 12/27/2012 1:17:04 PM |
Atranes | $100.00 | 12/27/2012 10:31:19 AM |
Errylend | $50.00 | 12/27/2012 9:16:23 PM |
sajitk | $25.00 | 12/27/2012 11:05:52 PM |
basejump0 | $25.00 | 12/27/2012 5:25:17 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:35 PM |
euro-broadcaster | $25.00 | 12/28/2012 7:52:49 AM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:10 AM |
DrNano | $50.00 | 12/27/2012 10:57:23 PM |
preciouschild | $44.00 | 12/28/2012 8:31:39 AM |
awe-inspiring-nickel2 | $25.00 | 12/28/2012 9:01:47 AM |
edsmoney | $100.00 | 12/28/2012 5:32:38 AM |
astute-benjamins | $25.00 | 12/27/2012 7:24:27 PM |
friendinmoney | $30.00 | 12/28/2012 7:59:11 AM |
JDKevin | $100.00 | 12/27/2012 9:10:10 PM |
Spiv_51 | $25.00 | 12/28/2012 9:59:43 AM |
Avala | $55.00 | 12/28/2012 10:02:29 AM |
red-fervent-deal | $25.00 | 12/28/2012 10:21:12 AM |
johnny128 | $100.00 | 12/28/2012 9:44:38 AM |
responsive-worth5 | $25.00 | 12/28/2012 9:45:26 AM |
zassociate | $200.00 | 12/28/2012 9:21:28 AM |
Great-Mom | $25.00 | 12/28/2012 9:48:56 AM |
reflective-worth1 | $25.00 | 12/28/2012 9:51:35 AM |
bluesky55 | $25.00 | 12/28/2012 9:57:15 AM |
scorpi073 | $25.00 | 12/28/2012 10:46:05 AM |
kegs | $250.00 | 12/28/2012 11:20:54 AM |
first-favorite-bonus9 | $25.00 | 12/28/2012 10:43:03 AM |
foldingbenny2 | $25.00 | 12/28/2012 11:47:05 AM |
adevadeh | $25.00 | 12/28/2012 11:50:37 AM |
diversification-medalist | $25.00 | 12/28/2012 10:47:41 AM |
cake7 | $25.00 | 12/28/2012 12:15:51 PM |
OoM | $30.00 | 12/28/2012 1:10:02 PM |
credit-socrates648 | $660.40 | 12/28/2012 1:42:53 PM |
triguy | $500.00 | 12/28/2012 11:09:49 AM |
cebgop | $25.00 | 12/28/2012 10:24:30 AM |
brutusbone | $25.00 | 12/28/2012 11:17:23 AM |
adamnash | $25.00 | 12/28/2012 11:25:03 AM |
global-invest-group | $25.00 | 12/28/2012 11:37:15 AM |
Unclejohn | $25.00 | 12/28/2012 11:38:58 AM |
Cai8899 | $25.00 | 12/28/2012 11:41:32 AM |
RocketSurgeon | $25.00 | 12/28/2012 11:42:28 AM |
p1k4blu | $25.00 | 12/28/2012 10:37:22 AM |
finance-mangrove4 | $25.00 | 12/28/2012 12:15:37 PM |
grafikpro | $25.00 | 12/28/2012 1:14:36 PM |
wonderful-rupee | $25.00 | 12/28/2012 11:12:05 AM |
integrity-smasher7 | $25.00 | 12/28/2012 11:30:48 AM |
indomitable-coin | $25.00 | 12/15/2012 12:54:45 PM |
best-bonafide-p2p | $50.00 | 12/15/2012 12:40:51 PM |
ready-interest9 | $25.00 | 12/15/2012 1:57:20 PM |
marketplace-singularity3 | $25.00 | 12/15/2012 1:03:01 PM |
loot-prescription3 | $25.00 | 12/15/2012 1:59:00 PM |
Bank_Of_XL | $30.00 | 12/15/2012 6:29:17 PM |
special-transparency2 | $25.00 | 12/15/2012 1:39:05 PM |
blot44 | $25.00 | 12/16/2012 7:36:43 AM |
djh47a | $25.00 | 12/15/2012 3:41:24 PM |
CreditBuilder2 | $25.01 | 12/15/2012 2:36:22 PM |
Hy-FineAnts-33 | $50.00 | 12/17/2012 9:14:45 AM |
riskreward | $250.00 | 12/17/2012 9:49:41 AM |
neighborly-hope6 | $100.00 | 12/17/2012 9:51:15 AM |
commitment-orca7 | $100.00 | 12/17/2012 6:16:55 AM |
supersarah61 | $25.00 | 12/16/2012 1:59:31 PM |
windguy | $50.00 | 12/17/2012 9:51:09 AM |
tender-wealth0 | $25.00 | 12/17/2012 10:24:20 AM |
bill-tent1 | $50.00 | 12/17/2012 9:33:17 AM |
UncleBuffett | $61.00 | 12/17/2012 5:59:53 PM |
logical-reward8 | $25.00 | 12/18/2012 10:22:17 AM |
themoneydoctor | $75.00 | 12/18/2012 5:23:30 PM |
Searlzy | $25.00 | 12/18/2012 6:10:26 PM |
elasermd | $100.00 | 12/18/2012 6:30:13 PM |
Arvicco | $400.00 | 12/19/2012 9:57:38 AM |
HereToHelp305 | $250.00 | 12/19/2012 4:30:21 PM |
compoundinterest | $25.00 | 12/19/2012 5:23:38 PM |
loyalty-czar | $100.00 | 12/20/2012 7:23:31 AM |
the-magnificent-loan | $200.00 | 12/20/2012 5:42:52 PM |
resplendent-income544 | $100.00 | 12/21/2012 7:41:35 AM |
UOweMe | $100.00 | 12/21/2012 5:33:46 PM |
Capitalincome | $25.00 | 12/21/2012 8:01:04 PM |
Sturgee | $25.00 | 12/21/2012 3:26:34 PM |
kalamari | $30.00 | 12/21/2012 5:34:59 PM |
marketplace-singularity3 | $35.00 | 12/22/2012 1:19:23 PM |
first-credit-meridian | $25.00 | 12/22/2012 1:52:36 PM |
impeccable-penny | $50.00 | 12/22/2012 8:12:19 AM |
simplelender80 | $125.00 | 12/23/2012 1:59:26 PM |
california111 | $25.00 | 12/23/2012 4:42:31 PM |
Black_Dog_Lending | $50.00 | 12/22/2012 9:17:01 PM |
exchange-jet | $26.32 | 12/24/2012 12:04:36 AM |
profitable-benefit952 | $100.00 | 12/24/2012 5:48:05 AM |
Investoman | $25.00 | 12/24/2012 9:49:54 AM |
american6 | $50.00 | 12/24/2012 9:46:56 AM |
octoberfresh | $25.00 | 12/24/2012 10:36:37 AM |
commerce-yeller | $100.00 | 12/24/2012 12:58:12 PM |
a-affluence-legend | $25.00 | 12/24/2012 12:40:18 PM |
AFairDeal | $25.00 | 12/24/2012 5:49:54 PM |
social-tostada9 | $50.00 | 12/24/2012 5:59:28 PM |
jcornehlsen | $25.00 | 12/24/2012 8:00:03 PM |
red-delectable-reward | $25.00 | 12/24/2012 8:34:51 PM |
chibear34 | $25.00 | 12/25/2012 6:46:33 AM |
kevin314 | $25.00 | 12/25/2012 10:02:07 AM |
senior1 | $25.00 | 12/25/2012 5:04:14 PM |
wise-honorable-rate | $25.00 | 12/26/2012 7:01:01 AM |
nuclearmoose | $50.00 | 12/26/2012 10:26:59 AM |
julijask | $100.00 | 12/26/2012 10:27:49 AM |
Cheburashka | $30.00 | 12/26/2012 10:38:23 AM |
sparky1129 | $50.00 | 12/26/2012 8:34:23 AM |
magnetic-duty4 | $25.00 | 12/26/2012 9:44:23 AM |
Niffler | $25.00 | 12/26/2012 12:57:12 PM |
primetime | $25.00 | 12/26/2012 11:18:39 AM |
Moneypenny6 | $25.00 | 12/26/2012 11:34:04 AM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:41 PM |
well-rounded-benjamins | $25.00 | 12/26/2012 5:07:16 PM |
otto3investments | $25.00 | 12/26/2012 2:06:21 PM |
likeable-money4 | $25.00 | 12/26/2012 2:40:31 PM |
refined-peso9 | $80.00 | 12/26/2012 5:49:42 PM |
timbob | $500.00 | 12/26/2012 5:22:31 PM |
peso-chief | $200.00 | 12/27/2012 5:57:50 AM |
Clambake | $25.00 | 12/26/2012 6:07:34 PM |
velocity-solo | $25.00 | 12/26/2012 7:01:24 PM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:16 AM |
magical-fairness4 | $25.00 | 12/27/2012 11:42:11 AM |
tenacious-payout | $25.00 | 12/27/2012 3:54:11 PM |
rlmtr | $25.00 | 12/27/2012 7:55:31 PM |
Spadgaon | $50.00 | 12/27/2012 6:35:08 PM |
ALFLoan | $25.00 | 12/28/2012 4:30:28 AM |
bowdish1 | $75.00 | 12/27/2012 7:22:16 PM |
dggusmc | $25.00 | 12/27/2012 5:32:44 PM |
market-maximizer472 | $25.00 | 12/28/2012 7:58:21 AM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:01 PM |
cerebral-dollar773 | $25.00 | 12/28/2012 4:46:59 AM |
exchange-portait7 | $30.00 | 12/28/2012 9:04:42 AM |
meux99 | $25.00 | 12/28/2012 9:18:45 AM |
SecondChanceLendingSERV | $25.51 | 12/28/2012 7:58:45 AM |
organized-dough5 | $25.00 | 12/28/2012 5:29:15 AM |
Desa_Miwu | $50.00 | 12/28/2012 7:23:31 AM |
moremax | $50.00 | 12/28/2012 9:25:32 AM |
Tradesmanlender | $25.00 | 12/28/2012 9:59:36 AM |
Aldebtaran | $25.00 | 12/28/2012 9:05:15 AM |
pound-idol543 | $50.00 | 12/28/2012 9:12:23 AM |
minista | $25.00 | 12/28/2012 10:21:49 AM |
Zuzu | $25.00 | 12/28/2012 9:51:20 AM |
magical-credit523 | $25.00 | 12/28/2012 9:28:24 AM |
ethical-truth211 | $300.00 | 12/28/2012 10:12:30 AM |
EnglishGeekInNYC | $25.00 | 12/28/2012 10:20:01 AM |
larrybird | $28.00 | 12/28/2012 10:55:30 AM |
Index_Plus | $2,500.00 | 12/28/2012 11:12:28 AM |
geekguy | $25.00 | 12/28/2012 10:29:38 AM |
worth-web5 | $50.00 | 12/28/2012 9:55:25 AM |
bomdel | $25.00 | 12/28/2012 10:36:21 AM |
puifais | $50.00 | 12/28/2012 10:38:05 AM |
surge11 | $25.00 | 12/28/2012 12:07:53 PM |
payout-thinker7 | $25.00 | 12/28/2012 12:38:38 PM |
Index_Plus | $3,000.00 | 12/28/2012 1:42:11 PM |
meenan | $25.00 | 12/28/2012 11:44:05 AM |
currency-persimmon | $41.00 | 12/28/2012 12:07:31 PM |
mike40 | $25.00 | 12/28/2012 12:39:40 PM |
proper-exchange8 | $50.00 | 12/28/2012 10:45:40 AM |
adaboy65 | $75.00 | 12/28/2012 11:08:13 AM |
payment-associate5 | $100.00 | 12/28/2012 12:36:06 PM |
215 Investments
|
Borrower Payment Dependent Notes Series
685694
This series of Notes was issued and sold upon the funding of the borrower loan #79861, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,496.81 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $675.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 19y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,514 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| greenback-caper882 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I will pay back this money on time or before time.
Monthly net income: $ 6000
Monthly expenses: $2000
Housing: $1000
Insurance: $600
Car expenses: $0
Utilities: $80
Phone, cable, internet: $0
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $ 300-monthly
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
alpha-lending | $25.00 | 12/19/2012 9:36:36 AM |
economy-coup | $100.00 | 12/22/2012 12:33:07 AM |
Index_Plus | $6,000.00 | 12/27/2012 11:45:47 AM |
red-duty-carrier | $25.00 | 12/13/2012 5:14:39 PM |
toblerone | $25.00 | 12/13/2012 7:14:36 PM |
bazaar-tulip | $25.00 | 12/14/2012 9:36:17 AM |
Dubbs360 | $50.00 | 12/14/2012 10:22:28 AM |
thrilling-point2 | $40.00 | 12/15/2012 10:54:09 AM |
Skynxhunt | $25.00 | 12/15/2012 2:06:20 PM |
mr_haldane | $25.00 | 12/17/2012 5:47:48 PM |
rmkrish555 | $25.00 | 12/20/2012 5:14:51 PM |
MyPFBlog | $25.00 | 12/21/2012 10:14:29 AM |
power-spartan5 | $25.00 | 12/22/2012 12:38:07 PM |
auction-eclipse8 | $50.00 | 12/22/2012 12:31:52 PM |
justreturns | $25.00 | 12/23/2012 1:40:20 PM |
a-helping-hand | $125.00 | 12/22/2012 5:23:36 PM |
tech310 | $50.00 | 12/24/2012 10:59:51 AM |
profitable-fairness1 | $50.00 | 12/24/2012 5:01:35 PM |
logical-principal8 | $25.00 | 12/25/2012 10:39:56 AM |
grf1945 | $50.00 | 12/26/2012 5:29:04 AM |
loancrusader | $60.00 | 12/25/2012 5:26:10 PM |
the-magnetic-transaction | $200.00 | 12/26/2012 9:10:21 AM |
Journey_Loans | $425.00 | 12/25/2012 1:55:55 PM |
affluence-microscope2 | $200.00 | 12/26/2012 9:09:33 AM |
thrilling-fund427 | $50.00 | 12/26/2012 9:14:47 AM |
stollcm | $25.00 | 12/26/2012 6:49:18 AM |
top-inspired-felicity | $25.00 | 12/26/2012 9:09:36 AM |
burrben | $65.00 | 12/26/2012 9:11:20 AM |
paladin847 | $50.00 | 12/26/2012 10:59:49 AM |
Sutpen55 | $25.00 | 12/26/2012 11:52:15 AM |
Cheburashka | $30.00 | 12/26/2012 10:38:14 AM |
radiant-dollar9 | $200.00 | 12/26/2012 9:42:45 AM |
natural-liberty4 | $200.00 | 12/26/2012 9:49:30 AM |
courteous-justice415 | $25.00 | 12/26/2012 10:25:21 AM |
ready-vigilance3 | $25.00 | 12/26/2012 3:32:05 PM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:19:52 PM |
receptive-affluence035 | $25.00 | 12/26/2012 12:02:05 PM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:37 PM |
ferris2484 | $25.00 | 12/26/2012 5:33:59 PM |
likeable-money4 | $25.00 | 12/26/2012 2:43:25 PM |
deal-bison6 | $25.00 | 12/26/2012 4:52:07 PM |
Bookophile | $50.00 | 12/26/2012 6:20:02 PM |
best-charming-leverage | $50.00 | 12/26/2012 6:27:41 PM |
progressive-economy261 | $400.00 | 12/26/2012 6:27:59 PM |
yield-trader | $25.00 | 12/26/2012 5:39:19 PM |
witty-credit467 | $25.00 | 12/26/2012 6:30:04 PM |
money-bauble | $100.00 | 12/26/2012 5:46:02 PM |
1randyp | $25.00 | 12/26/2012 6:16:10 PM |
social-cocktail1 | $200.00 | 12/26/2012 5:34:08 PM |
clean-penny059 | $100.00 | 12/27/2012 6:35:43 AM |
Priusdude | $25.00 | 12/27/2012 7:01:34 AM |
BankofRon_IRA | $100.00 | 12/26/2012 6:59:59 PM |
shmb6508 | $50.00 | 12/26/2012 6:04:06 PM |
pollosquawk | $26.00 | 12/26/2012 6:07:40 PM |
IOHOVA | $25.00 | 12/26/2012 10:43:00 PM |
yield-lion | $25.00 | 12/26/2012 6:20:03 PM |
panda-lender | $25.00 | 12/26/2012 6:21:19 PM |
repayment-walnut2 | $25.00 | 12/26/2012 6:39:56 PM |
Eisande | $50.00 | 12/26/2012 6:45:28 PM |
a-social-nebula | $25.00 | 12/26/2012 6:51:43 PM |
wdworld | $25.81 | 12/26/2012 11:37:02 PM |
fairhelper | $25.00 | 12/27/2012 9:27:54 AM |
DLUVLY1 | $25.00 | 12/27/2012 9:03:10 AM |
integrity-electron9 | $50.00 | 12/27/2012 10:03:31 AM |
mad4wknds | $25.00 | 12/27/2012 10:27:29 AM |
Atranes | $100.00 | 12/27/2012 10:31:14 AM |
chops21 | $90.00 | 12/27/2012 10:34:04 AM |
loyalty-circuitry | $50.00 | 12/27/2012 4:27:19 PM |
a-value-piano6 | $25.00 | 12/27/2012 12:01:57 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:10 PM |
Rogesparkguy | $25.00 | 12/27/2012 4:11:11 PM |
octoberfresh | $25.00 | 12/13/2012 5:21:36 PM |
superb-funds335 | $25.00 | 12/13/2012 5:11:48 PM |
valiant-return584 | $50.00 | 12/13/2012 5:52:04 PM |
Wrats6 | $25.00 | 12/13/2012 5:06:53 PM |
zipemdown | $25.00 | 12/13/2012 5:22:40 PM |
kind-lovely-marketplace | $50.00 | 12/15/2012 11:06:26 AM |
Tscheddar | $25.00 | 12/17/2012 11:10:34 AM |
truth-companion | $25.00 | 12/17/2012 5:07:43 PM |
return-point2 | $60.00 | 12/17/2012 5:19:59 PM |
rmkrish55 | $25.00 | 12/20/2012 5:26:19 PM |
WalnutCreekguy | $50.00 | 12/21/2012 5:05:10 PM |
Kaj | $25.00 | 12/21/2012 5:07:53 PM |
aggresive-compassion612 | $25.00 | 12/21/2012 5:02:18 PM |
nex | $25.00 | 12/21/2012 6:27:09 PM |
nodebtin3 | $25.00 | 12/22/2012 1:10:32 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:36 PM |
authentic-finance194 | $300.00 | 12/23/2012 4:34:28 AM |
compassion-twister2 | $50.00 | 12/23/2012 3:22:40 PM |
MrBojangles01 | $25.00 | 12/24/2012 3:22:59 AM |
capital-investor8 | $25.00 | 12/24/2012 7:07:14 AM |
shiny-peso1 | $35.00 | 12/24/2012 9:58:50 AM |
kulender | $50.00 | 12/24/2012 5:51:21 PM |
Investor_DP | $100.00 | 12/24/2012 7:06:11 PM |
california111 | $25.00 | 12/24/2012 10:35:42 PM |
tolerant-responsibility051 | $2,500.00 | 12/25/2012 9:29:54 AM |
helpinghand63 | $25.00 | 12/25/2012 9:33:21 AM |
monster4 | $50.00 | 12/26/2012 9:20:15 AM |
HelpWhenNeeded | $25.00 | 12/25/2012 4:16:46 PM |
pierrelasvegas | $25.00 | 12/26/2012 9:31:26 AM |
Bank42 | $25.00 | 12/26/2012 9:01:49 AM |
LeReve | $500.00 | 12/26/2012 9:57:16 AM |
EBITDA | $25.00 | 12/26/2012 10:40:46 AM |
successful-agreement7 | $100.00 | 12/26/2012 9:23:12 AM |
value-pouch | $25.00 | 12/26/2012 11:29:34 AM |
five-star-justice | $25.00 | 12/26/2012 11:54:37 AM |
supersarah61 | $25.00 | 12/26/2012 4:47:39 PM |
emphatic-responsibility | $28.00 | 12/26/2012 5:21:36 PM |
supreme-treasure8 | $100.00 | 12/26/2012 5:49:02 PM |
investment-sapling | $50.00 | 12/26/2012 3:56:56 PM |
musegaze | $50.00 | 12/26/2012 5:34:20 PM |
magnitude787 | $30.00 | 12/26/2012 6:34:49 PM |
restless-currency | $40.00 | 12/26/2012 5:46:47 PM |
vigilance-portait5 | $25.00 | 12/26/2012 6:49:12 PM |
green-discrete-rupee | $25.00 | 12/26/2012 6:00:17 PM |
timbob | $500.00 | 12/26/2012 5:23:10 PM |
finance-prescription | $100.00 | 12/26/2012 6:10:08 PM |
HenryS | $25.00 | 12/26/2012 5:26:03 PM |
velocity-solo | $25.00 | 12/26/2012 6:25:02 PM |
grandson02 | $25.00 | 12/27/2012 5:14:08 AM |
shrewd-deal | $50.00 | 12/27/2012 6:18:20 AM |
chief64 | $138.00 | 12/26/2012 6:40:36 PM |
treasure-widget | $25.00 | 12/26/2012 6:55:36 PM |
washboard1 | $25.00 | 12/26/2012 6:09:27 PM |
youthful-currency959 | $100.00 | 12/27/2012 9:02:03 AM |
bid-czar8 | $100.00 | 12/26/2012 6:24:28 PM |
bold-worth-wrangler | $25.00 | 12/26/2012 6:42:03 PM |
PFTLender | $25.00 | 12/26/2012 6:42:07 PM |
finance7777 | $25.00 | 12/26/2012 6:44:20 PM |
ahalls | $25.00 | 12/26/2012 6:52:32 PM |
MadKay | $25.00 | 12/27/2012 9:53:38 AM |
handshake5 | $100.00 | 12/27/2012 9:56:15 AM |
williemc44 | $25.00 | 12/27/2012 9:00:47 AM |
flexible-basis345 | $25.00 | 12/27/2012 10:17:36 AM |
JC_12 | $50.00 | 12/27/2012 7:11:16 AM |
letsmakeitsuccessful | $25.00 | 12/27/2012 9:56:08 AM |
rwhite1682 | $25.00 | 12/27/2012 11:43:09 AM |
DreDub | $25.00 | 12/27/2012 8:39:48 AM |
Flaca-buena | $25.00 | 12/27/2012 8:52:53 AM |
top-payout-fixer | $25.00 | 12/27/2012 10:02:52 AM |
angelgirl777 | $25.00 | 12/27/2012 1:01:17 PM |
nerdbomber | $25.00 | 12/27/2012 9:15:27 AM |
paytonbrigadier | $214.00 | 12/27/2012 2:33:45 PM |
wealth-grasshopper0 | $50.00 | 12/27/2012 9:27:03 AM |
eastboimerchandise | $40.00 | 12/27/2012 10:46:49 AM |
Journey_Loans | $150.00 | 12/27/2012 4:16:14 PM |
peace-fixer8 | $25.00 | 12/27/2012 10:15:48 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:27 PM |
global-invest-group | $25.00 | 12/27/2012 1:28:44 PM |
Lender1521 | $25.00 | 12/27/2012 4:37:18 PM |
150 Investments
|
Borrower Payment Dependent Notes Series
686286
This series of Notes was issued and sold upon the funding of the borrower loan #79942, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-26-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $451.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 51% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,646 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| methodical-interest7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Debt consolidation and lowering monthly payments.
My financial situation: Very Stable
I am a good candidate for this loan because...
I am very responsible person when it comes down to finance. I am never late with any payments nor do i miss any payments.
Monthly net income: $1500
Monthly expenses: $750
Housing: $0
Insurance: $160 a month (Health & Life)
Car expenses: $140 a month (gas)
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100 a week
Clothing, household expenses: No set amount. Only when needed.
Credit cards and other loans: $750
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
octoberfresh | $25.00 | 12/13/2012 9:07:51 AM |
Money__Tree | $200.00 | 12/13/2012 9:43:52 AM |
Dubbs360 | $50.00 | 12/13/2012 10:47:50 AM |
money-genome84 | $250.00 | 12/13/2012 9:15:50 AM |
Interest2thePeople | $100.00 | 12/13/2012 12:07:58 PM |
kind-lovely-marketplace | $50.00 | 12/13/2012 12:19:25 PM |
return-point2 | $100.00 | 12/13/2012 5:54:34 PM |
aquariano2 | $25.00 | 12/14/2012 8:29:21 AM |
asset-professor | $25.00 | 12/14/2012 9:57:08 AM |
kila-designer | $124.00 | 12/14/2012 5:58:33 PM |
truth-companion | $25.00 | 12/15/2012 10:56:47 AM |
deal-banker | $50.00 | 12/18/2012 8:56:23 AM |
NickelSteamroller | $25.00 | 12/18/2012 10:11:57 AM |
HereToHelp305 | $50.00 | 12/19/2012 4:52:28 PM |
rmkrish555 | $25.00 | 12/20/2012 5:14:49 PM |
Weaverville | $25.00 | 12/21/2012 6:06:07 PM |
Kaj | $25.00 | 12/21/2012 5:07:52 PM |
nodebtin3 | $25.00 | 12/22/2012 1:10:28 PM |
bazaar-tulip | $90.00 | 12/22/2012 1:34:24 PM |
MrBojangles01 | $25.00 | 12/24/2012 3:22:58 AM |
aggresive-compassion612 | $25.00 | 12/23/2012 12:42:31 PM |
tech310 | $50.00 | 12/24/2012 7:11:52 PM |
careful-vigilance4 | $25.00 | 12/25/2012 9:04:36 AM |
loan-fate | $39.00 | 12/25/2012 9:14:35 AM |
grf1945 | $50.00 | 12/26/2012 5:29:03 AM |
desertoasis | $25.00 | 12/25/2012 9:12:39 PM |
commitment-neutron1 | $39.00 | 12/26/2012 9:07:26 AM |
Miklot | $30.00 | 12/26/2012 10:00:27 AM |
CincyTex | $25.00 | 12/26/2012 2:44:04 AM |
musegaze | $50.00 | 12/26/2012 10:27:19 AM |
GGreg799 | $25.00 | 12/26/2012 10:33:15 AM |
mikbos | $25.00 | 12/26/2012 10:41:39 AM |
spark548 | $100.00 | 12/26/2012 9:13:35 AM |
symbiosis | $27.00 | 12/26/2012 9:58:06 AM |
tommymtg7 | $25.00 | 12/26/2012 11:10:16 AM |
52digital | $75.00 | 12/26/2012 10:08:13 AM |
E-2 | $100.00 | 12/26/2012 9:17:54 AM |
miked8303 | $75.00 | 12/26/2012 10:09:27 AM |
social-heart | $25.00 | 12/26/2012 10:23:40 AM |
miamibeachloaner | $25.00 | 12/26/2012 11:41:51 AM |
EBITDA | $25.00 | 12/26/2012 10:40:43 AM |
indomitable-dedication | $25.00 | 12/26/2012 10:52:52 AM |
the-laudable-peso | $40.00 | 12/26/2012 10:57:04 AM |
vibraphone3 | $25.00 | 12/26/2012 11:00:31 AM |
Fortuno_per_commodo | $25.00 | 12/26/2012 11:15:09 AM |
finance-prescription | $100.00 | 12/26/2012 11:18:36 AM |
brainy-return234 | $25.00 | 12/26/2012 11:29:56 AM |
svandgts | $25.00 | 12/26/2012 10:28:45 AM |
blue-loan-euphoria | $560.00 | 12/26/2012 4:33:12 PM |
Beld | $50.00 | 12/26/2012 5:06:57 PM |
money-baron | $100.00 | 12/26/2012 11:12:11 AM |
red-power-pecan | $50.00 | 12/26/2012 11:13:34 AM |
gustavzantanon | $25.00 | 12/26/2012 11:20:51 AM |
trumpeter391 | $35.61 | 12/26/2012 3:44:44 PM |
jstefans | $25.00 | 12/26/2012 5:22:46 PM |
Sutpen55 | $25.00 | 12/26/2012 11:52:14 AM |
wormdc | $25.00 | 12/26/2012 11:52:33 AM |
worldly-gold | $50.00 | 12/26/2012 5:12:58 PM |
natural-liberty4 | $200.00 | 12/26/2012 5:19:28 PM |
ethical-truth211 | $1,000.00 | 12/26/2012 4:31:50 PM |
top-historic-peso | $25.00 | 12/26/2012 5:00:54 PM |
6515Wheat | $25.00 | 12/26/2012 5:02:19 PM |
utmom | $25.00 | 12/26/2012 5:27:32 PM |
unassailable-funds754 | $25.00 | 12/26/2012 5:04:29 PM |
deal-pinnacle7 | $25.00 | 12/26/2012 5:10:03 PM |
durability-ace9 | $25.00 | 12/26/2012 5:18:04 PM |
daniel5075 | $100.00 | 12/26/2012 5:25:52 PM |
Index_Plus | $2,500.00 | 12/26/2012 2:59:01 PM |
LittleMingo | $30.00 | 12/26/2012 4:52:31 PM |
orange-preeminant-bill | $25.00 | 12/13/2012 9:24:39 AM |
rmkrish55 | $25.00 | 12/13/2012 9:02:11 AM |
cr8on | $30.00 | 12/13/2012 9:12:58 AM |
valiant-return584 | $50.00 | 12/13/2012 9:34:37 AM |
jiftostada | $25.00 | 12/13/2012 10:33:08 AM |
zipemdown | $25.00 | 12/13/2012 10:01:35 AM |
thrilling-fund427 | $50.00 | 12/13/2012 12:11:51 PM |
berniemadeoff | $40.00 | 12/13/2012 11:49:15 AM |
transparency-position | $84.00 | 12/13/2012 12:34:26 PM |
WalnutCreekguy | $50.00 | 12/14/2012 9:19:55 AM |
kenji4861 | $25.00 | 12/14/2012 10:19:48 AM |
Skynxhunt | $25.00 | 12/15/2012 2:05:57 PM |
best-point-pursuit | $100.00 | 12/19/2012 9:08:13 AM |
tolerant-responsibility051 | $2,500.00 | 12/20/2012 5:28:53 PM |
nex | $25.00 | 12/21/2012 6:27:07 PM |
a-helping-hand | $125.00 | 12/22/2012 5:23:31 PM |
authentic-finance194 | $250.00 | 12/23/2012 4:29:42 AM |
power-spartan5 | $25.00 | 12/24/2012 9:59:48 AM |
kulender | $50.00 | 12/24/2012 5:51:07 PM |
blue-subtle-integrity | $25.00 | 12/24/2012 7:41:13 PM |
Elefunt | $25.00 | 12/24/2012 6:42:07 PM |
frogperson | $250.00 | 12/25/2012 12:04:08 PM |
loancrusader | $46.00 | 12/25/2012 9:27:53 AM |
helpinghand63 | $25.00 | 12/25/2012 9:33:08 AM |
HLender | $35.00 | 12/25/2012 9:39:06 PM |
PrimeFunding | $25.00 | 12/25/2012 6:16:45 PM |
california111 | $25.00 | 12/25/2012 9:06:17 PM |
LeReve | $500.00 | 12/26/2012 9:57:20 AM |
enriching-dollar1 | $100.00 | 12/26/2012 9:21:49 AM |
successful-agreement7 | $100.00 | 12/26/2012 9:23:23 AM |
stoopidnoodle | $25.00 | 12/26/2012 10:23:09 AM |
courteous-justice415 | $25.00 | 12/26/2012 10:25:17 AM |
best-virtuous-return | $50.00 | 12/26/2012 7:15:55 AM |
JamesStock | $25.00 | 12/26/2012 10:36:10 AM |
melodious-fairness | $50.00 | 12/26/2012 10:37:31 AM |
michaelray703 | $25.00 | 12/26/2012 10:45:30 AM |
Thunderswan | $100.00 | 12/26/2012 9:52:50 AM |
rhin0cerx | $35.00 | 12/26/2012 10:01:56 AM |
daisuke | $25.00 | 12/26/2012 11:16:45 AM |
asset-portait013 | $78.00 | 12/26/2012 9:30:29 AM |
bohsandos | $25.00 | 12/26/2012 10:33:46 AM |
pierrelasvegas | $25.00 | 12/26/2012 9:31:40 AM |
chief64 | $200.00 | 12/26/2012 10:58:57 AM |
Palacios | $44.00 | 12/26/2012 11:04:40 AM |
pixeldave | $25.00 | 12/26/2012 11:09:33 AM |
valiant-liberty4 | $25.00 | 12/26/2012 11:14:55 AM |
nodrivelpls | $25.00 | 12/26/2012 10:28:26 AM |
Wellman | $25.00 | 12/26/2012 10:31:36 AM |
money-bauble | $100.00 | 12/26/2012 10:51:02 AM |
whatknows | $25.00 | 12/26/2012 10:59:35 AM |
otto3investments | $25.00 | 12/26/2012 2:27:23 PM |
TronMedici | $50.00 | 12/26/2012 11:06:03 AM |
likeable-money4 | $25.00 | 12/26/2012 2:43:19 PM |
new-gold-wrangler | $1,000.00 | 12/26/2012 11:14:02 AM |
economy-shrubbery6 | $25.00 | 12/26/2012 5:21:00 PM |
nimble-revenue5 | $100.00 | 12/26/2012 5:00:36 PM |
economy-producer | $25.00 | 12/26/2012 5:02:35 PM |
blackattak67 | $25.00 | 12/26/2012 5:03:47 PM |
investment-sapling | $50.00 | 12/26/2012 3:56:53 PM |
timbob | $500.00 | 12/26/2012 5:24:09 PM |
deal-bison6 | $25.00 | 12/26/2012 4:52:05 PM |
handshake5 | $93.39 | 12/26/2012 5:27:34 PM |
subtle-bill727 | $25.00 | 12/26/2012 5:05:42 PM |
lillian27 | $25.00 | 12/26/2012 5:18:12 PM |
mistertao | $25.00 | 12/26/2012 5:26:45 PM |
134 Investments
|
Borrower Payment Dependent Notes Series
686720
This series of Notes was issued and sold upon the funding of the borrower loan #80044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,402.61 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-31-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 32% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 8m |
Amount delinquent:
| $202 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,582 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| camaraderi-guru |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
treasure-bliss | $25.00 | 12/17/2012 9:42:31 AM |
worthy-bid8 | $100.00 | 12/17/2012 9:19:35 AM |
diplomatic-wealth7 | $25.00 | 12/17/2012 9:35:54 AM |
let_me_retire | $25.00 | 12/18/2012 3:23:29 AM |
grf1945 | $50.00 | 12/26/2012 5:29:07 AM |
oracle3 | $50.00 | 12/28/2012 9:09:39 AM |
versatile-dime442 | $60.00 | 12/28/2012 9:34:23 AM |
vigorous-velocity | $248.00 | 12/28/2012 9:22:57 AM |
nex | $25.00 | 12/28/2012 11:10:19 AM |
money-baron | $50.00 | 12/28/2012 11:23:48 AM |
money-baron-Roth401k | $50.00 | 12/28/2012 11:31:58 AM |
impala6464 | $25.00 | 12/28/2012 8:53:15 PM |
panegryst | $50.00 | 12/28/2012 9:31:06 PM |
Caed-Aldwych | $25.00 | 12/29/2012 10:59:59 AM |
the-laudable-peso | $40.00 | 12/29/2012 1:09:51 PM |
gallant-economy9 | $50.00 | 12/29/2012 12:49:38 PM |
fortytwo | $100.00 | 12/29/2012 12:51:38 PM |
benefit-position | $25.00 | 12/29/2012 4:05:01 PM |
KB-IRA | $100.00 | 12/29/2012 7:46:38 PM |
LuvToLend | $25.00 | 12/29/2012 8:27:39 PM |
CalBear08 | $100.00 | 12/29/2012 1:35:23 PM |
power-spartan5 | $25.00 | 12/30/2012 12:19:56 PM |
payout-harmony4 | $75.00 | 12/31/2012 5:19:33 AM |
J1mS | $100.00 | 12/30/2012 4:24:54 PM |
basis-excellency9 | $25.00 | 12/30/2012 6:24:24 PM |
leverage-accelerator | $25.00 | 12/30/2012 10:55:40 PM |
credit-adventurer313 | $50.00 | 12/31/2012 5:37:35 AM |
ultimate-peace | $225.00 | 12/17/2012 3:18:27 PM |
deal-hickory5 | $100.00 | 12/17/2012 10:21:37 AM |
MrBojangles01 | $25.00 | 12/24/2012 3:23:01 AM |
fervent-repayment | $100.00 | 12/26/2012 10:54:06 AM |
businessbroker101 | $50.00 | 12/26/2012 5:16:42 PM |
natural-liberty4 | $200.00 | 12/27/2012 9:31:32 AM |
rmkrish555 | $25.00 | 12/27/2012 3:22:11 PM |
greencat | $50.00 | 12/27/2012 10:13:17 AM |
gain-expert | $32.61 | 12/27/2012 7:16:11 PM |
benjamins-worker5 | $25.00 | 12/27/2012 7:18:42 PM |
duty-viola | $25.00 | 12/28/2012 9:10:27 AM |
YeoLenderSource | $25.00 | 12/28/2012 9:34:59 AM |
rmkrish55 | $25.00 | 12/28/2012 8:50:16 AM |
Foggy | $25.00 | 12/28/2012 9:58:19 AM |
reward-adventure | $50.00 | 12/28/2012 10:22:48 AM |
incbx | $100.00 | 12/28/2012 3:22:49 PM |
safe-bill7 | $25.00 | 12/28/2012 4:27:47 PM |
djh47a | $25.00 | 12/28/2012 4:39:59 PM |
california111 | $50.00 | 12/28/2012 5:27:59 PM |
bold-worth-wrangler | $25.00 | 12/28/2012 9:01:16 PM |
mcgillis99 | $30.00 | 12/29/2012 10:48:03 AM |
cash-reaction2 | $25.00 | 12/29/2012 12:39:33 PM |
copper | $50.00 | 12/29/2012 12:52:41 PM |
Skynxhunt | $25.00 | 12/29/2012 1:50:03 PM |
Cybercusp | $25.00 | 12/29/2012 1:25:30 PM |
principal-cooker2 | $50.00 | 12/29/2012 1:46:38 PM |
exponential-fairness2 | $25.00 | 12/30/2012 6:41:00 AM |
diversification-cycle4 | $50.00 | 12/30/2012 7:00:36 AM |
paytonbrigadier | $292.00 | 12/30/2012 5:40:25 PM |
benefit-hunter5 | $25.00 | 12/31/2012 5:37:40 AM |
Isotope | $25.00 | 12/31/2012 6:58:35 AM |
healer264 | $25.00 | 12/31/2012 7:55:50 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
687060
This series of Notes was issued and sold upon the funding of the borrower loan #79991, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $186.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 5% |
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 8y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $295 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| capital-cypress7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: to help me start a fresh New Year (2013)
This loan will be used to..To pay rent, bills and have a christmas
My financial situation: if I just pay my rent and some of my bills I may have a small christmas.
I am a good candidate for this loan because... I am a hard working single woman and I would like very much to have a fresh start financially for the new year.
Monthly net income: $2855
Monthly expenses: $0
Housing: $1305
Insurance: $0
Car expenses: $150
Utilities: $60
Phone, cable, internet: $198
Food, entertainment: $175
Clothing, household expenses: $80
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kind-lovely-marketplace | $50.00 | 12/17/2012 5:15:24 PM |
valiant-return584 | $50.00 | 12/17/2012 6:26:12 PM |
Edakers | $25.00 | 12/17/2012 6:39:37 PM |
riskreward | $250.00 | 12/17/2012 5:29:12 PM |
vutah | $45.00 | 12/17/2012 5:13:52 PM |
Vegasjim | $25.00 | 12/18/2012 9:31:27 AM |
toblerone | $25.00 | 12/17/2012 6:52:59 PM |
907 | $25.00 | 12/18/2012 7:50:06 PM |
bold-joyful-coin9 | $25.00 | 12/19/2012 10:46:16 AM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:13 PM |
TumbleWeed88 | $25.00 | 12/24/2012 9:33:51 AM |
return-point2 | $100.00 | 12/24/2012 9:30:02 AM |
trenttucker32 | $25.00 | 12/25/2012 6:14:35 AM |
Tscheddar | $25.00 | 12/24/2012 7:35:47 PM |
a-finance-nirvana | $25.00 | 12/25/2012 9:52:20 AM |
WalnutCreekguy | $50.00 | 12/25/2012 10:34:10 AM |
ippoco | $25.00 | 12/25/2012 3:49:20 PM |
openness-zenith6 | $50.00 | 12/26/2012 9:26:11 AM |
PoundSmart | $100.00 | 12/26/2012 9:50:25 AM |
NolockHolmes | $100.00 | 12/26/2012 5:51:25 PM |
agile-diversification2 | $25.00 | 12/27/2012 9:04:04 AM |
blue-radiant-justice | $50.00 | 12/27/2012 5:04:01 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:17:20 PM |
radiant-dollar9 | $200.00 | 12/27/2012 5:20:41 PM |
aggresive-compassion612 | $25.00 | 12/27/2012 5:42:01 PM |
compassionate-dime0 | $50.00 | 12/27/2012 6:19:25 PM |
investment-sapling | $50.00 | 12/27/2012 6:35:26 PM |
Kaj | $25.00 | 12/27/2012 5:05:13 PM |
zassociate | $200.00 | 12/27/2012 5:12:39 PM |
diversification-collider5 | $25.00 | 12/27/2012 5:17:32 PM |
RocketSurgeon | $25.00 | 12/27/2012 6:29:52 PM |
TorqueEnterprises | $25.00 | 12/27/2012 8:39:51 PM |
selector568 | $300.00 | 12/27/2012 6:47:44 PM |
j2ee | $50.00 | 12/28/2012 9:13:44 AM |
penny-mad-scientist9 | $30.00 | 12/28/2012 7:07:23 AM |
loyalist1 | $100.00 | 12/28/2012 8:29:32 AM |
rmkrish55 | $25.00 | 12/28/2012 8:50:22 AM |
panga68 | $25.00 | 12/28/2012 12:53:37 AM |
affluence-microscope2 | $200.00 | 12/28/2012 9:12:11 AM |
ttnk62918 | $25.00 | 12/28/2012 9:19:11 AM |
mennleo | $67.00 | 12/28/2012 9:30:08 AM |
hitsman | $50.00 | 12/28/2012 9:19:33 AM |
oregonusa | $25.00 | 12/28/2012 9:26:30 AM |
MasterTech33 | $25.00 | 12/28/2012 9:37:55 AM |
Nco | $150.00 | 12/17/2012 5:41:27 PM |
zipemdown | $25.00 | 12/17/2012 5:35:09 PM |
bazaar-tulip | $25.00 | 12/17/2012 6:39:12 PM |
truth-companion | $25.00 | 12/18/2012 5:16:15 PM |
nickel-ferret | $25.00 | 12/19/2012 9:50:55 AM |
transaction-seahorse0 | $25.00 | 12/19/2012 9:55:24 AM |
HereToHelp305 | $150.00 | 12/19/2012 4:50:48 PM |
BostonCapital | $100.00 | 12/22/2012 12:29:51 PM |
qsolo | $50.00 | 12/22/2012 1:06:07 PM |
helpinghand63 | $25.00 | 12/25/2012 9:33:55 AM |
california111 | $50.00 | 12/25/2012 8:58:42 PM |
timbob | $500.00 | 12/26/2012 5:23:19 PM |
green28 | $100.00 | 12/27/2012 10:14:52 AM |
Rogesparkguy | $25.00 | 12/27/2012 4:17:27 PM |
Miami | $25.00 | 12/27/2012 5:19:50 PM |
Leshan | $50.00 | 12/28/2012 7:50:27 AM |
ciscoparrot | $25.00 | 12/27/2012 6:06:50 PM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:52 PM |
order-prospector | $25.00 | 12/27/2012 6:12:11 PM |
dinero-launcher | $25.00 | 12/28/2012 6:25:17 AM |
life-is-great | $25.00 | 12/28/2012 6:32:59 AM |
equitable-capital758 | $433.00 | 12/28/2012 9:18:32 AM |
successful-agreement7 | $100.00 | 12/28/2012 9:23:21 AM |
MIKLIZ_FUNDING | $25.00 | 12/28/2012 8:12:37 AM |
68 Investments
|
Borrower Payment Dependent Notes Series
687118
This series of Notes was issued and sold upon the funding of the borrower loan #79864, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-14-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 22.33% |
Borrower rate/APR:
| 23.33% / 25.86% |
Monthly payment:
| $283.80 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.76% | | |
| |
Estimated return*:
| 12.77% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 13% |
Credit score:
| 600-619 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 10
/
10 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,467 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| No | | |
Screen name:
| DVC-Junkie |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 1 ( 11% )
| 600-619 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 8
( 89% )
| 660-679
(Feb-2012)
|
Principal balance:
| $9,119.48 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan: Debt Consolidation
Im a good candidate because i pay my bills. I have had an identity theft case that I have been fighting for years, and it has plagued by credit score.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $200.00 | 12/14/2012 2:11:02 PM |
economy-coup | $200.00 | 12/25/2012 3:51:03 PM |
entertaining-rate9 | $25.00 | 12/14/2012 9:23:14 AM |
return-point2 | $100.00 | 12/14/2012 10:01:54 AM |
Tscheddar | $25.00 | 12/14/2012 11:31:01 AM |
capital-investor8 | $25.00 | 12/17/2012 6:24:31 AM |
kevin314 | $25.00 | 12/17/2012 5:41:39 PM |
aggresive-compassion612 | $25.00 | 12/22/2012 12:55:16 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:48 PM |
nex | $25.00 | 12/23/2012 2:19:46 PM |
Mucman72 | $25.00 | 12/23/2012 2:41:58 AM |
auction-eclipse8 | $50.00 | 12/23/2012 1:04:01 PM |
AF-Chief | $25.00 | 12/24/2012 11:30:49 AM |
power-spartan5 | $25.00 | 12/24/2012 6:43:41 PM |
tolerant-responsibility051 | $238.00 | 12/25/2012 9:30:01 AM |
freedomlender | $25.00 | 12/25/2012 9:19:27 AM |
Investor_DP | $100.00 | 12/25/2012 10:44:00 AM |
successful-agreement7 | $100.00 | 12/26/2012 9:23:12 AM |
natural-liberty4 | $200.00 | 12/26/2012 9:49:32 AM |
the-magnetic-transaction | $49.00 | 12/26/2012 9:10:21 AM |
courteous-justice415 | $25.00 | 12/26/2012 10:25:23 AM |
Cheburashka | $30.00 | 12/26/2012 10:38:19 AM |
investment-sapling | $50.00 | 12/26/2012 3:56:58 PM |
receptive-affluence035 | $25.00 | 12/26/2012 12:02:05 PM |
monster4 | $50.00 | 12/26/2012 5:08:06 PM |
logical-principal8 | $50.00 | 12/26/2012 5:15:18 PM |
ready-vigilance3 | $25.00 | 12/26/2012 3:32:05 PM |
deal-bison6 | $25.00 | 12/26/2012 4:52:08 PM |
social-zebra | $30.00 | 12/26/2012 5:16:28 PM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:19:52 PM |
unique-kindness882 | $26.50 | 12/26/2012 3:57:11 PM |
supersarah61 | $25.00 | 12/26/2012 4:47:40 PM |
Hambone1111 | $25.00 | 12/26/2012 6:13:50 PM |
timbob | $500.00 | 12/26/2012 5:23:11 PM |
HammerSmith | $25.00 | 12/26/2012 5:39:03 PM |
BankofRon_IRA | $100.00 | 12/26/2012 6:59:59 PM |
J-Rott | $171.00 | 12/26/2012 6:12:24 PM |
respectful-note5 | $25.00 | 12/26/2012 6:20:20 PM |
velocity-solo | $25.00 | 12/26/2012 6:25:03 PM |
progressive-economy261 | $400.00 | 12/26/2012 6:27:59 PM |
fairhelper | $25.00 | 12/27/2012 9:27:54 AM |
DreDub | $25.00 | 12/27/2012 8:39:49 AM |
87Marc | $25.00 | 12/26/2012 7:06:28 PM |
darknesscrown | $25.00 | 12/26/2012 7:16:16 PM |
flexible-basis345 | $25.00 | 12/27/2012 10:17:38 AM |
wealth-grasshopper0 | $50.00 | 12/27/2012 9:27:09 AM |
DLUVLY1 | $25.00 | 12/27/2012 9:03:10 AM |
ahalls | $25.00 | 12/27/2012 9:17:43 AM |
MadKay | $25.00 | 12/27/2012 9:53:38 AM |
WalnutCreekguy | $50.00 | 12/14/2012 9:19:57 AM |
Nco | $150.00 | 12/14/2012 9:23:06 AM |
bazaar-tulip | $25.00 | 12/14/2012 9:36:28 AM |
toblerone | $25.00 | 12/14/2012 10:18:59 AM |
valiant-return584 | $50.00 | 12/14/2012 10:19:58 AM |
zipemdown | $25.00 | 12/14/2012 9:41:04 AM |
Dubbs360 | $50.00 | 12/14/2012 10:22:30 AM |
yield-voyager8 | $25.00 | 12/14/2012 9:54:02 AM |
vutah | $45.00 | 12/14/2012 11:30:03 AM |
five-star-note | $25.00 | 12/14/2012 11:18:22 AM |
prudent-cash353 | $25.00 | 12/14/2012 12:03:42 PM |
312-Lender | $50.00 | 12/14/2012 6:46:35 PM |
Interest2thePeople | $100.00 | 12/15/2012 10:49:52 AM |
thrilling-fund427 | $50.00 | 12/15/2012 10:56:02 AM |
momoney2lend | $25.00 | 12/15/2012 11:45:30 AM |
Skynxhunt | $25.00 | 12/15/2012 2:06:37 PM |
belief-integrity | $450.00 | 12/15/2012 2:54:34 PM |
belief-integrity | $300.00 | 12/16/2012 7:34:17 AM |
lostviajero | $25.00 | 12/17/2012 9:34:52 AM |
affluence-microscope2 | $200.00 | 12/17/2012 5:03:12 PM |
radiant-dollar9 | $200.00 | 12/17/2012 5:24:34 PM |
enthusiastic-balance5 | $100.00 | 12/17/2012 5:40:23 PM |
simplelender80 | $500.00 | 12/17/2012 5:40:34 PM |
TumbleWeed88 | $25.00 | 12/18/2012 9:03:12 AM |
Kaj | $25.00 | 12/18/2012 9:35:54 AM |
purposeful-durability8 | $100.00 | 12/19/2012 5:37:39 PM |
nodebtin3 | $25.00 | 12/23/2012 1:28:13 PM |
selector568 | $300.00 | 12/24/2012 7:08:11 PM |
kulender | $50.00 | 12/24/2012 5:51:26 PM |
helpinghand63 | $25.00 | 12/25/2012 9:33:27 AM |
california111 | $50.00 | 12/25/2012 8:58:42 PM |
pierrelasvegas | $25.00 | 12/26/2012 9:31:27 AM |
grf1945 | $40.00 | 12/26/2012 10:01:11 AM |
Rogesparkguy | $25.00 | 12/26/2012 10:58:51 AM |
LeReve | $277.00 | 12/26/2012 9:57:17 AM |
value-pouch | $25.00 | 12/26/2012 11:29:35 AM |
Sutpen55 | $25.00 | 12/26/2012 11:52:15 AM |
hitsman | $50.00 | 12/26/2012 5:01:20 PM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:39 PM |
compatible-deal9 | $25.00 | 12/26/2012 1:07:18 PM |
likeable-money4 | $25.00 | 12/26/2012 2:43:26 PM |
point | $50.00 | 12/26/2012 6:04:12 PM |
Comoparklender | $25.00 | 12/26/2012 6:14:03 PM |
1randyp | $25.00 | 12/26/2012 6:16:10 PM |
bold-worth-wrangler | $25.00 | 12/26/2012 6:42:04 PM |
beeper2 | $25.00 | 12/26/2012 5:52:20 PM |
Eisande | $50.00 | 12/26/2012 6:45:30 PM |
EBITDA | $25.00 | 12/26/2012 5:17:35 PM |
Preferred-Lender | $25.00 | 12/26/2012 6:56:20 PM |
managedfund | $1,333.00 | 12/26/2012 6:04:01 PM |
newest-phenomenal-dinero | $100.00 | 12/26/2012 10:00:55 PM |
vegibenz | $25.00 | 12/26/2012 6:24:08 PM |
loancrusader | $25.00 | 12/26/2012 6:41:49 PM |
TheHillsAreAlive | $25.00 | 12/26/2012 6:42:24 PM |
Priusdude | $25.00 | 12/27/2012 7:01:36 AM |
skro | $25.00 | 12/27/2012 9:45:17 AM |
mckhbnpc | $41.00 | 12/26/2012 6:56:38 PM |
youthful-currency959 | $100.00 | 12/27/2012 9:02:03 AM |
top-payout-fixer | $25.00 | 12/27/2012 10:02:53 AM |
dordee | $45.28 | 12/27/2012 11:25:16 AM |
Flaca-buena | $25.00 | 12/27/2012 8:52:54 AM |
appetizing-velocity4 | $25.00 | 12/27/2012 10:07:07 AM |
paytonbrigadier | $214.00 | 12/27/2012 2:33:46 PM |
letsmakeitsuccessful | $25.00 | 12/27/2012 9:56:09 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:29 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:07 PM |
zassociate | $200.00 | 12/27/2012 5:12:35 PM |
Prairiedog1116 | $85.22 | 12/27/2012 5:17:05 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:11 PM |
zorg77 | $100.00 | 12/27/2012 2:29:32 PM |
119 Investments
|
Borrower Payment Dependent Notes Series
687174
This series of Notes was issued and sold upon the funding of the borrower loan #80000, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $439.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 28% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 8y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,224 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| payout-pizza750 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: This loan will be used to pay off my credit card debt. My financial situation: I am a good candidate for this loan because I have been in good standing with all my credit cards, have never missed a payment and have a good credit history.I have even managed to pay off 5 out of the 10 credit cards I have. However, I am only making the minimum amount and not seeing any headway in decreasing my total amounts. I have a steady job, but I need to pay this debt so I can make a fresh start financially. Monthly net income: $ 3101.84Monthly expenses: $ 1200/approximatelyHousing: $0.00 I do not make the house paymentsInsurance: $83.12Car expenses: $0.00 My car is paid offUtilities: $0.00Phone, cable, internet: $340Food, entertainment: $150Clothing, household expenses: $250Credit cards and other loans: $22,984.72 (credit cards) totalOther expenses: $ 233. 42/month student loan; day care $300 every other month, 214.18/month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kind-lovely-marketplace | $50.00 | 12/17/2012 5:15:12 PM |
green-trade-dolphin | $40.02 | 12/17/2012 5:01:28 PM |
valiant-return584 | $50.00 | 12/17/2012 6:26:13 PM |
bazaar-tulip | $25.00 | 12/17/2012 6:39:13 PM |
reaction18 | $50.00 | 12/17/2012 7:18:11 PM |
gotjack-IRA | $100.00 | 12/17/2012 7:52:23 PM |
CreditBuilder2 | $25.06 | 12/17/2012 6:21:33 PM |
finder61 | $25.00 | 12/17/2012 6:36:34 PM |
gravbox | $25.00 | 12/17/2012 6:57:56 PM |
repayment-pagoda8 | $100.00 | 12/18/2012 5:22:05 PM |
justice-inspector | $50.00 | 12/19/2012 1:58:46 PM |
HereToHelp305 | $200.00 | 12/19/2012 4:40:40 PM |
rmkrish555 | $25.00 | 12/20/2012 5:14:58 PM |
nex | $25.00 | 12/21/2012 6:27:12 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:13 PM |
a-helping-hand | $125.00 | 12/22/2012 5:23:56 PM |
california111 | $50.00 | 12/23/2012 9:10:48 PM |
profitable-fairness1 | $50.00 | 12/24/2012 5:01:39 PM |
helpinghand63 | $25.00 | 12/25/2012 9:33:56 AM |
overflowinglife | $50.00 | 12/25/2012 11:00:22 AM |
money-bauble | $100.00 | 12/25/2012 10:11:24 AM |
chris-heretoinvest | $25.00 | 12/26/2012 5:17:54 AM |
Investor_DP | $100.00 | 12/25/2012 10:44:06 AM |
supersarah61 | $25.00 | 12/26/2012 1:39:02 PM |
investment-sapling | $50.00 | 12/26/2012 3:57:08 PM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:44 PM |
brandall | $25.00 | 12/26/2012 4:18:29 PM |
bazaar-festivity | $25.00 | 12/26/2012 5:25:16 PM |
ell25 | $25.00 | 12/26/2012 5:29:12 PM |
Investoman | $25.00 | 12/26/2012 5:55:13 PM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:19:58 PM |
timbob | $500.00 | 12/26/2012 5:22:52 PM |
mattpet | $25.00 | 12/26/2012 7:27:36 PM |
pious-benjamins1 | $25.00 | 12/26/2012 11:41:12 PM |
clean-penny059 | $100.00 | 12/27/2012 6:35:46 AM |
finance7777 | $25.00 | 12/26/2012 6:44:20 PM |
EthanColeInvestingGroup | $25.00 | 12/27/2012 8:52:10 AM |
well-mannered-income3 | $80.00 | 12/26/2012 7:51:49 PM |
HoosierDaddie | $50.00 | 12/27/2012 9:18:35 AM |
wealth-grasshopper0 | $50.00 | 12/27/2012 9:27:14 AM |
kmcolo | $25.00 | 12/27/2012 6:19:00 AM |
Christophe | $25.00 | 12/27/2012 8:04:06 AM |
flexible-basis345 | $25.00 | 12/27/2012 10:17:41 AM |
wetlands | $111.00 | 12/27/2012 9:28:29 AM |
peso-chief | $100.00 | 12/27/2012 6:01:11 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:37 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:22 PM |
smart-gain | $50.00 | 12/27/2012 6:28:52 PM |
loyalty-cupcake6 | $25.00 | 12/27/2012 5:38:31 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:42 PM |
Flaca-buena | $25.00 | 12/27/2012 5:16:08 PM |
transparency-sapling | $25.00 | 12/27/2012 5:49:01 PM |
compoundinterest | $25.00 | 12/27/2012 5:49:37 PM |
structure9 | $25.00 | 12/27/2012 5:54:48 PM |
astute-benjamins | $25.00 | 12/28/2012 8:12:15 AM |
vagrantprodigy | $25.00 | 12/28/2012 4:27:33 AM |
organized-dough5 | $25.00 | 12/28/2012 5:30:18 AM |
new-start18100 | $25.00 | 12/28/2012 9:07:29 AM |
bill-thinker135 | $35.00 | 12/28/2012 9:14:28 AM |
Priusdude | $25.00 | 12/27/2012 7:32:49 PM |
american6 | $50.00 | 12/28/2012 9:19:44 AM |
oracle3 | $50.00 | 12/28/2012 9:09:41 AM |
mad4wknds | $25.00 | 12/28/2012 9:32:52 AM |
Desa_Miwu | $50.00 | 12/28/2012 7:23:33 AM |
successful-agreement7 | $100.00 | 12/28/2012 9:23:12 AM |
return-statuette139 | $50.00 | 12/28/2012 9:52:45 AM |
buyrite334 | $25.00 | 12/28/2012 9:53:04 AM |
cbllender | $25.00 | 12/28/2012 9:53:24 AM |
breadbroker | $25.00 | 12/28/2012 9:57:17 AM |
rakstar | $25.00 | 12/28/2012 9:57:56 AM |
Endeavour | $150.00 | 12/28/2012 9:28:45 AM |
LendGuy | $42.00 | 12/28/2012 9:58:57 AM |
TomDalonajay | $25.00 | 12/28/2012 10:00:53 AM |
the-dollar-topper | $150.00 | 12/28/2012 10:11:21 AM |
brightest-community-atmosphere | $25.00 | 12/28/2012 10:15:30 AM |
joshuaajones | $34.00 | 12/28/2012 10:18:43 AM |
unforgettable-wealth4 | $50.00 | 12/28/2012 10:19:23 AM |
commitment-tom-tom | $25.00 | 12/28/2012 10:20:16 AM |
rhyno92 | $50.00 | 12/28/2012 10:21:41 AM |
heart514 | $25.00 | 12/28/2012 10:22:07 AM |
saffron4 | $25.00 | 12/28/2012 10:22:34 AM |
Washington_Loan | $25.00 | 12/28/2012 10:23:30 AM |
loyalty-locomotive | $100.00 | 12/28/2012 10:23:53 AM |
angelinvestor2 | $40.00 | 12/28/2012 10:24:25 AM |
loyalty-sherpa | $25.00 | 12/28/2012 10:25:01 AM |
josuae | $25.00 | 12/28/2012 9:51:03 AM |
dinero-ecstasy3 | $25.00 | 12/28/2012 10:26:37 AM |
riproaringrapids | $50.00 | 12/28/2012 9:52:14 AM |
p2p-czar3 | $25.00 | 12/28/2012 10:30:37 AM |
Nil2008 | $99.00 | 12/28/2012 10:31:10 AM |
logical-principal8 | $50.00 | 12/28/2012 10:33:41 AM |
euro-watcher7 | $25.00 | 12/28/2012 10:00:14 AM |
gulch | $25.00 | 12/28/2012 10:34:59 AM |
best-phenomenal-treasure | $25.00 | 12/28/2012 10:04:27 AM |
adventurer447 | $300.00 | 12/28/2012 10:13:58 AM |
studious-bonus7 | $100.00 | 12/28/2012 10:15:54 AM |
poeman | $25.00 | 12/28/2012 10:47:10 AM |
diversification-medalist | $25.00 | 12/28/2012 10:47:46 AM |
durability-solstice8 | $50.00 | 12/28/2012 10:49:15 AM |
aader | $25.00 | 12/28/2012 10:16:46 AM |
tremendous-integrity | $50.00 | 12/28/2012 10:18:16 AM |
RetiredATC | $50.00 | 12/28/2012 10:50:48 AM |
rescue | $100.00 | 12/28/2012 10:19:07 AM |
sbsahm | $25.00 | 12/28/2012 10:52:34 AM |
jasontao | $25.00 | 12/28/2012 10:52:38 AM |
market-dancer8 | $25.00 | 12/28/2012 10:53:35 AM |
soarmore | $42.00 | 12/28/2012 10:24:10 AM |
durability-excellence | $25.00 | 12/28/2012 10:25:43 AM |
cougarltg | $50.00 | 12/28/2012 9:48:19 AM |
loan-wasp | $50.00 | 12/28/2012 9:49:24 AM |
rate-authority2 | $25.00 | 12/28/2012 9:51:47 AM |
ItsJustMe79 | $25.00 | 12/28/2012 10:31:29 AM |
ranstlin | $25.00 | 12/28/2012 9:55:00 AM |
jeb_31 | $25.00 | 12/28/2012 9:55:07 AM |
fcukciti | $31.00 | 12/28/2012 10:32:53 AM |
AspiringJunzi | $25.00 | 12/28/2012 10:35:45 AM |
adaptable-benefit6 | $25.00 | 12/28/2012 10:00:08 AM |
heavenly-bazaar3 | $100.00 | 12/28/2012 10:01:09 AM |
DarthContinent | $25.00 | 12/28/2012 10:03:17 AM |
XwileycoyoteX | $25.00 | 12/28/2012 10:40:33 AM |
mikyazmar | $25.00 | 12/28/2012 10:45:54 AM |
goingplaces99 | $25.00 | 12/28/2012 10:11:46 AM |
thoughtful-commerce8 | $38.00 | 12/28/2012 10:48:43 AM |
E_G | $42.00 | 12/28/2012 10:49:13 AM |
down-with-big-banks-2 | $25.00 | 12/28/2012 10:49:42 AM |
bonanza1973 | $25.00 | 12/28/2012 10:51:11 AM |
p2p-chief5 | $25.00 | 12/28/2012 10:17:50 AM |
treasure-pipeline | $25.00 | 12/28/2012 10:18:20 AM |
awe-inspiring-commitment972 | $50.00 | 12/28/2012 10:19:02 AM |
Banker7371 | $25.00 | 12/28/2012 10:19:28 AM |
EnglishGeekInNYC | $25.00 | 12/28/2012 10:20:06 AM |
bid-czar8 | $100.00 | 12/28/2012 10:21:05 AM |
commerce-web5 | $25.00 | 12/28/2012 10:21:25 AM |
Ivan2007 | $26.00 | 12/28/2012 10:21:54 AM |
dinero-jujitsu | $25.00 | 12/28/2012 10:24:23 AM |
graceful-durability246 | $25.00 | 12/28/2012 10:31:42 AM |
upright-silver | $25.00 | 12/28/2012 10:35:43 AM |
gallant-economy9 | $50.00 | 12/28/2012 10:39:48 AM |
lendacity | $25.00 | 12/28/2012 10:41:18 AM |
larslfe | $25.00 | 12/28/2012 10:42:08 AM |
credit-dandelion148 | $250.00 | 12/28/2012 10:42:29 AM |
transaction-squirrel734 | $25.00 | 12/28/2012 10:42:54 AM |
Lacimae | $250.00 | 12/28/2012 10:44:25 AM |
Tylerh | $250.00 | 12/28/2012 10:46:31 AM |
rogue_monster | $50.00 | 12/28/2012 10:51:29 AM |
alpha-lending | $25.00 | 12/19/2012 9:36:57 AM |
bowdish1 | $25.00 | 12/17/2012 5:32:42 PM |
cr8on | $50.00 | 12/17/2012 6:37:44 PM |
green-dollar-buffalo | $50.00 | 12/17/2012 5:08:30 PM |
vivid-p2ploan1 | $25.00 | 12/17/2012 5:14:30 PM |
wildanne | $50.00 | 12/17/2012 5:59:41 PM |
marketplace-singularity3 | $25.00 | 12/18/2012 6:13:32 AM |
credit-adventurer313 | $25.00 | 12/18/2012 10:27:55 AM |
skillful-asset5 | $30.00 | 12/17/2012 7:51:03 PM |
affluence-microscope2 | $200.00 | 12/18/2012 5:08:06 PM |
radiant-dollar9 | $200.00 | 12/18/2012 5:37:23 PM |
Interloper | $25.00 | 12/19/2012 8:11:28 AM |
rmkrish55 | $25.00 | 12/20/2012 5:26:20 PM |
the-sharp-openness | $25.00 | 12/20/2012 6:10:12 PM |
bill-tent1 | $50.00 | 12/21/2012 9:40:45 AM |
principal-kung-fu | $25.00 | 12/21/2012 5:12:43 PM |
privatebanker | $25.00 | 12/24/2012 10:24:37 AM |
tech310 | $26.00 | 12/24/2012 10:59:54 AM |
windguy | $50.00 | 12/26/2012 9:55:41 AM |
otto3investments | $25.00 | 12/26/2012 2:19:01 PM |
likeable-money4 | $25.00 | 12/26/2012 2:42:20 PM |
value-pouch | $30.00 | 12/26/2012 11:27:55 AM |
determined-bill5 | $100.00 | 12/26/2012 4:41:18 PM |
the-magnificent-loan | $200.00 | 12/26/2012 5:18:26 PM |
Jalebi | $25.00 | 12/26/2012 5:59:26 PM |
crown-year | $1,000.00 | 12/26/2012 4:18:51 PM |
TumbleWeed88 | $25.00 | 12/26/2012 6:18:24 PM |
mckhbnpc | $50.00 | 12/26/2012 6:56:38 PM |
mister_waffle | $25.00 | 12/27/2012 9:30:49 AM |
auction-eclipse8 | $50.00 | 12/27/2012 9:33:11 AM |
TurboTaxi | $25.00 | 12/27/2012 9:54:00 AM |
stockpiler608 | $25.00 | 12/26/2012 7:36:40 PM |
Atranes | $100.00 | 12/27/2012 10:31:20 AM |
entertaining-revenue4 | $50.00 | 12/27/2012 10:14:08 AM |
riskreward | $113.00 | 12/27/2012 9:34:04 AM |
loyalty-circuitry | $50.00 | 12/27/2012 4:27:20 PM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:31 AM |
PoundSmart | $89.00 | 12/27/2012 5:22:16 PM |
kingryan | $150.00 | 12/27/2012 10:52:11 AM |
Lender1521 | $25.00 | 12/27/2012 4:36:12 PM |
zassociate | $200.00 | 12/27/2012 5:12:22 PM |
vivacious-fund2 | $25.00 | 12/27/2012 6:06:11 PM |
credit-commander1 | $25.00 | 12/27/2012 5:38:30 PM |
nodebtin3 | $25.00 | 12/27/2012 6:03:36 PM |
extraordinary-return995 | $50.00 | 12/27/2012 5:53:00 PM |
alexander-hamilton | $200.00 | 12/27/2012 6:08:33 PM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:52 PM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:05 PM |
Neighbor-Bob | $75.00 | 12/28/2012 3:01:04 AM |
elated-generosity01 | $25.00 | 12/28/2012 5:30:23 AM |
Munnie | $25.00 | 12/28/2012 6:09:05 AM |
letsmakeitsuccessful | $25.00 | 12/27/2012 6:56:12 PM |
life-is-great | $25.00 | 12/28/2012 6:32:59 AM |
Errylend | $50.00 | 12/27/2012 9:16:26 PM |
Zorro_970 | $100.00 | 12/28/2012 9:24:52 AM |
the-magnetic-transaction | $41.00 | 12/28/2012 9:13:17 AM |
enthralling-investment | $25.00 | 12/28/2012 9:45:16 AM |
100units | $200.00 | 12/28/2012 9:23:42 AM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:16 AM |
Whipster | $60.00 | 12/28/2012 9:24:30 AM |
hope-eagle6 | $25.00 | 12/28/2012 9:25:19 AM |
market-assembler | $43.00 | 12/28/2012 9:56:22 AM |
samo102us | $25.00 | 12/28/2012 9:56:34 AM |
Tradesmanlender | $25.00 | 12/28/2012 9:59:38 AM |
gold-pudding6 | $46.00 | 12/28/2012 10:02:58 AM |
invincible-deal82 | $25.00 | 12/28/2012 10:04:01 AM |
flexible-value | $50.00 | 12/28/2012 10:04:42 AM |
LoanMonkey | $50.00 | 12/28/2012 10:06:08 AM |
Cash-Flow | $1,347.00 | 12/28/2012 10:06:47 AM |
gizzywump | $25.00 | 12/28/2012 10:07:19 AM |
openness-linkage | $25.00 | 12/28/2012 10:12:14 AM |
thepillowsack | $25.00 | 12/28/2012 9:14:33 AM |
gelidfrank | $25.00 | 12/28/2012 10:18:26 AM |
think-become | $25.00 | 12/28/2012 9:44:14 AM |
kind-payment-viking3 | $38.00 | 12/28/2012 10:25:10 AM |
Duanep01 | $25.00 | 12/28/2012 9:53:59 AM |
Railbird | $50.00 | 12/28/2012 10:28:09 AM |
new-truth-chuckler | $33.00 | 12/28/2012 10:28:32 AM |
ready-justice7 | $27.00 | 12/28/2012 9:57:13 AM |
Ducatiman1978 | $25.00 | 12/28/2012 10:33:02 AM |
magical-credit523 | $25.00 | 12/28/2012 9:28:30 AM |
truth-silo | $50.00 | 12/28/2012 10:00:20 AM |
first-coin-tweet | $25.00 | 12/28/2012 10:36:04 AM |
dignified-finance | $28.00 | 12/28/2012 10:36:40 AM |
cnovak | $25.00 | 12/28/2012 10:03:34 AM |
a-smart-p2p | $25.00 | 12/28/2012 9:29:37 AM |
charming-economy438 | $25.00 | 12/28/2012 10:05:36 AM |
DDHMoney | $25.00 | 12/28/2012 10:06:45 AM |
mercuriant | $25.00 | 12/28/2012 10:44:33 AM |
sharpey | $25.00 | 12/28/2012 10:14:44 AM |
breathtaking-funds6 | $50.00 | 12/28/2012 9:35:23 AM |
progressive-economy261 | $400.00 | 12/28/2012 9:35:32 AM |
gavinfh | $25.00 | 12/28/2012 10:50:53 AM |
DadWarbucks | $25.00 | 12/28/2012 10:51:23 AM |
happy-asset | $25.00 | 12/28/2012 10:51:44 AM |
LeReve | $36.00 | 12/28/2012 9:38:50 AM |
no_agenda_lender | $25.00 | 12/28/2012 9:39:33 AM |
durability-officer | $50.00 | 12/28/2012 10:21:32 AM |
codavee | $29.00 | 12/28/2012 10:24:12 AM |
ethical-truth211 | $800.00 | 12/28/2012 10:25:16 AM |
cutter21 | $25.00 | 12/28/2012 10:25:37 AM |
omniviper | $25.00 | 12/28/2012 10:26:08 AM |
the-silver-blaster | $75.00 | 12/28/2012 10:26:47 AM |
telegon | $25.00 | 12/28/2012 10:28:37 AM |
Huck007 | $25.00 | 12/28/2012 9:52:03 AM |
tkr2 | $25.00 | 12/28/2012 9:53:44 AM |
mbell | $25.00 | 12/28/2012 10:31:20 AM |
lootarella8 | $40.00 | 12/28/2012 10:31:49 AM |
worth-web5 | $50.00 | 12/28/2012 9:55:26 AM |
Lender12 | $25.00 | 12/28/2012 10:33:19 AM |
chlebie | $50.00 | 12/28/2012 9:56:59 AM |
capital-renewal | $25.00 | 12/28/2012 9:57:45 AM |
arkayem | $50.00 | 12/28/2012 10:01:42 AM |
krisran | $50.00 | 12/28/2012 10:37:58 AM |
thevogelfamily | $29.00 | 12/28/2012 10:02:23 AM |
indomitable-dedication | $25.00 | 12/28/2012 10:38:22 AM |
RocketSurgeon | $25.00 | 12/28/2012 10:41:44 AM |
julijask | $50.00 | 12/28/2012 10:12:36 AM |
Tideman | $25.00 | 12/28/2012 10:15:18 AM |
unrelenting-auction7 | $25.00 | 12/28/2012 10:21:26 AM |
primecreditseeker | $25.00 | 12/28/2012 10:21:55 AM |
dragonfly-amulet | $25.00 | 12/28/2012 10:22:30 AM |
SB_Dollars | $27.00 | 12/28/2012 10:22:59 AM |
sentry256 | $25.00 | 12/28/2012 10:23:10 AM |
intuitive-benefit3 | $64.00 | 12/28/2012 10:23:14 AM |
CaptainBlueberry | $25.00 | 12/28/2012 10:24:32 AM |
mvalley | $25.00 | 12/28/2012 10:25:15 AM |
green-loyalty-web | $25.00 | 12/28/2012 10:27:27 AM |
velocity-javelin8 | $25.00 | 12/28/2012 10:36:20 AM |
ASLIBD | $25.00 | 12/28/2012 10:39:20 AM |
deal-zoo | $50.00 | 12/28/2012 10:39:26 AM |
wayman | $25.00 | 12/28/2012 10:40:21 AM |
BXA | $50.00 | 12/28/2012 10:40:45 AM |
sensational-yield833 | $25.00 | 12/28/2012 10:45:14 AM |
proper-exchange8 | $50.00 | 12/28/2012 10:45:42 AM |
gold-commander0 | $25.00 | 12/28/2012 10:45:51 AM |
income-champion | $25.00 | 12/28/2012 10:46:12 AM |
transaction-animal8 | $25.00 | 12/28/2012 10:48:50 AM |
agreement-guild | $50.00 | 12/28/2012 10:51:13 AM |
urbane-income7 | $25.00 | 12/28/2012 10:53:08 AM |
larrybird | $338.92 | 12/28/2012 10:55:31 AM |
286 Investments
|
Borrower Payment Dependent Notes Series
687182
This series of Notes was issued and sold upon the funding of the borrower loan #79978, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $378.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 24y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,999 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| No | | |
Screen name:
| euro-wildebeest0 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to..
pay off my credit card debt and make one payment each month.
My financial situation:
I am a good candidate for this loan because...I have very good credit score and I have had steady employment for almost 25 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bill-tent1 | $50.00 | 12/18/2012 5:28:04 PM |
indomitable-coin | $25.00 | 12/18/2012 5:33:07 PM |
loot-prescription3 | $25.00 | 12/18/2012 5:48:26 PM |
loan-mongoose1 | $25.00 | 12/18/2012 6:16:59 PM |
special-transparency2 | $25.00 | 12/18/2012 5:35:57 PM |
riskreward | $250.00 | 12/18/2012 5:46:18 PM |
uncl-sammy | $25.00 | 12/19/2012 10:05:13 AM |
HereToHelp305 | $250.00 | 12/19/2012 4:30:23 PM |
supersarah61 | $25.00 | 12/19/2012 5:26:10 PM |
bonus-apricot366 | $25.00 | 12/19/2012 7:05:46 PM |
Barky52 | $25.00 | 12/20/2012 12:04:33 PM |
commitment-orca7 | $100.00 | 12/21/2012 9:57:41 AM |
excellent-balance196 | $25.00 | 12/21/2012 2:37:46 PM |
resplendent-income544 | $100.00 | 12/21/2012 7:41:36 AM |
axelducheck | $25.00 | 12/21/2012 9:29:24 AM |
principal-admirer5 | $25.00 | 12/21/2012 3:41:51 PM |
nodebtin3 | $25.00 | 12/22/2012 1:10:48 PM |
mr_haldane | $25.00 | 12/22/2012 1:42:08 PM |
coin-tweet | $25.00 | 12/22/2012 9:46:32 PM |
compoundinterest | $25.00 | 12/24/2012 10:19:33 AM |
elasermd | $100.00 | 12/24/2012 10:26:52 AM |
fortytwo | $100.00 | 12/24/2012 11:03:01 AM |
AmericanCredit | $28.00 | 12/24/2012 10:48:57 AM |
FlexFunding | $100.00 | 12/24/2012 11:45:26 AM |
octoberfresh | $25.00 | 12/25/2012 9:20:54 AM |
simplelender80 | $100.00 | 12/25/2012 11:04:08 AM |
chac | $200.00 | 12/25/2012 12:38:51 PM |
nuclearmoose | $50.00 | 12/26/2012 10:27:00 AM |
AFairDeal | $25.00 | 12/26/2012 10:47:59 AM |
sympathetic-funds818 | $50.00 | 12/26/2012 9:12:43 AM |
community-seahorse0 | $25.00 | 12/26/2012 9:41:08 AM |
Arvicco | $400.00 | 12/26/2012 9:56:30 AM |
value-pouch | $50.00 | 12/26/2012 11:22:57 AM |
brandall | $30.00 | 12/26/2012 4:14:41 PM |
likeable-money4 | $25.00 | 12/26/2012 2:40:34 PM |
well-rounded-diversification | $25.00 | 12/26/2012 5:48:48 PM |
kermitdafrog | $25.00 | 12/27/2012 9:06:30 AM |
cerebral-dollar773 | $25.00 | 12/27/2012 4:42:28 AM |
dharma1 | $25.00 | 12/26/2012 6:56:41 PM |
pious-benjamins1 | $25.00 | 12/26/2012 11:41:14 PM |
Marathon418 | $25.00 | 12/27/2012 5:30:46 AM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:07 PM |
rootcanaler | $50.00 | 12/27/2012 6:41:18 PM |
dggusmc | $25.00 | 12/27/2012 5:32:48 PM |
dreamhope | $25.00 | 12/28/2012 7:49:09 AM |
elated-generosity01 | $25.00 | 12/28/2012 5:21:33 AM |
JDKevin | $100.00 | 12/27/2012 9:11:51 PM |
logical-peso2 | $25.00 | 12/28/2012 9:18:15 AM |
P2P4me | $200.00 | 12/28/2012 8:22:44 AM |
kryptonite51 | $25.00 | 12/28/2012 8:58:08 AM |
zassociate | $200.00 | 12/28/2012 9:21:32 AM |
bosco44 | $25.00 | 12/28/2012 10:35:20 AM |
affluence-birdie7 | $30.00 | 12/28/2012 1:59:24 PM |
abundant-peace196 | $50.00 | 12/28/2012 11:17:26 AM |
social-tostada9 | $50.00 | 12/28/2012 5:13:56 PM |
gigabit | $50.00 | 12/28/2012 5:33:38 PM |
subtle-revenue0 | $25.00 | 12/28/2012 5:42:32 PM |
ThomasC | $50.00 | 12/28/2012 5:23:39 PM |
gojackgo | $52.00 | 12/28/2012 6:24:29 PM |
bomdel | $25.00 | 12/28/2012 5:41:44 PM |
CWA_Financial | $50.00 | 12/28/2012 5:46:32 PM |
steiglends | $100.00 | 12/28/2012 6:55:53 PM |
hardwareman | $25.00 | 12/28/2012 6:59:34 PM |
robust-loyalty | $25.00 | 12/28/2012 6:08:12 PM |
peaceful-wealth2 | $25.00 | 12/28/2012 9:19:19 PM |
fairness-musician3 | $25.00 | 12/28/2012 6:39:31 PM |
paladin510 | $25.00 | 12/28/2012 7:17:44 PM |
brightest-inspired-gain | $25.00 | 12/28/2012 8:01:15 PM |
friendinmoney | $25.00 | 12/29/2012 8:54:13 AM |
totoro | $25.00 | 12/28/2012 6:17:10 PM |
justalender | $50.00 | 12/28/2012 6:21:05 PM |
meux99 | $25.00 | 12/28/2012 6:23:27 PM |
swissbanker | $25.00 | 12/29/2012 10:03:33 AM |
wishihadmore | $30.00 | 12/29/2012 10:23:23 AM |
sparkling-income | $50.00 | 12/29/2012 1:38:02 AM |
loot-hyperdrive7 | $54.00 | 12/29/2012 12:00:40 PM |
nukespike | $25.00 | 12/29/2012 12:02:45 PM |
krisran | $50.00 | 12/29/2012 12:03:19 PM |
nagster | $25.00 | 12/29/2012 12:03:25 PM |
the-bright-velocity | $25.00 | 12/29/2012 12:03:41 PM |
TelegramSam | $25.00 | 12/29/2012 12:05:38 PM |
new-smart-deal | $25.00 | 12/28/2012 7:17:58 PM |
burgeoning-greenback0 | $25.00 | 12/29/2012 8:09:18 AM |
rexryan1470 | $25.00 | 12/28/2012 7:21:41 PM |
MONEYLENDER101 | $50.00 | 12/29/2012 12:07:00 PM |
haleysred | $25.00 | 12/29/2012 12:07:15 PM |
Theofficer | $30.18 | 12/28/2012 7:58:44 PM |
loot-heart | $25.00 | 12/29/2012 12:11:41 PM |
mighty-credit57 | $25.00 | 12/29/2012 12:12:25 PM |
inspired-investment8 | $100.00 | 12/29/2012 12:15:43 PM |
bold-worth-wrangler | $25.00 | 12/28/2012 9:01:19 PM |
loan-paladin470 | $25.00 | 12/29/2012 12:17:39 PM |
kind-genuine-dough | $25.00 | 12/29/2012 12:18:01 PM |
sensational-kindness | $25.00 | 12/29/2012 12:20:37 PM |
kurg | $25.00 | 12/29/2012 12:20:41 PM |
mcgillis99 | $30.00 | 12/29/2012 10:48:09 AM |
1traveler | $25.00 | 12/29/2012 1:29:04 AM |
flopcat | $50.00 | 12/29/2012 12:01:29 PM |
Bladewil | $25.00 | 12/29/2012 12:01:38 PM |
michaelwong | $50.00 | 12/29/2012 12:01:49 PM |
yarg | $25.00 | 12/29/2012 12:03:04 PM |
Mantis75 | $25.00 | 12/29/2012 12:03:07 PM |
C_Mark | $50.00 | 12/29/2012 12:03:17 PM |
red-enthralling-justice | $25.00 | 12/29/2012 12:03:54 PM |
iolaire | $25.00 | 12/29/2012 12:04:08 PM |
newest-dignified-leverage | $50.00 | 12/29/2012 6:09:18 AM |
virtualbank | $25.00 | 12/29/2012 12:06:59 PM |
abkennedy | $25.00 | 12/29/2012 12:07:49 PM |
Duchdad | $25.00 | 12/29/2012 12:08:19 PM |
sharpey | $25.00 | 12/29/2012 12:09:47 PM |
freest8r | $100.00 | 12/29/2012 7:21:33 AM |
magical-greenback | $25.00 | 12/29/2012 12:10:37 PM |
DrMoneyBags | $50.00 | 12/29/2012 12:14:17 PM |
13loans | $25.00 | 12/29/2012 12:17:22 PM |
investor7257 | $16.81 | 12/29/2012 12:23:23 PM |
turbobrat | $25.00 | 12/29/2012 9:10:12 AM |
stable-durability122 | $25.00 | 12/29/2012 9:35:15 AM |
return-chairman284 | $25.00 | 12/29/2012 12:00:52 PM |
unrivaled-silver | $25.00 | 12/29/2012 12:05:47 PM |
investment-tempo | $25.00 | 12/29/2012 12:06:03 PM |
JohnGalt94 | $25.00 | 12/29/2012 12:06:15 PM |
SB-Funding | $50.00 | 12/29/2012 12:08:07 PM |
jenkris | $25.00 | 12/29/2012 12:08:21 PM |
asset-equilibrium0 | $25.00 | 12/29/2012 12:08:55 PM |
CapeDollars | $25.00 | 12/29/2012 12:09:50 PM |
excellent-funds649 | $50.00 | 12/29/2012 12:14:00 PM |
flexiboy35 | $25.00 | 12/29/2012 12:16:10 PM |
pennybypenny | $25.00 | 12/28/2012 5:56:37 PM |
daw1878 | $25.00 | 12/18/2012 5:55:11 PM |
Zolton | $300.00 | 12/18/2012 5:45:37 PM |
Ripsaw4U | $50.00 | 12/18/2012 5:57:45 PM |
logical-reward8 | $25.00 | 12/18/2012 5:31:00 PM |
palu2619 | $25.00 | 12/18/2012 5:31:38 PM |
neighborly-hope6 | $100.00 | 12/18/2012 5:40:38 PM |
patriot897 | $25.00 | 12/19/2012 9:14:32 AM |
logical-principal8 | $50.00 | 12/19/2012 9:27:44 AM |
CreditBuilder2 | $25.01 | 12/18/2012 7:04:28 PM |
bazaar-tulip | $25.00 | 12/18/2012 6:35:22 PM |
DonaldColorado | $50.00 | 12/18/2012 6:41:25 PM |
blot44 | $25.00 | 12/18/2012 6:42:03 PM |
auction-eclipse8 | $50.00 | 12/18/2012 6:59:12 PM |
compassion-twister2 | $25.00 | 12/19/2012 9:41:42 AM |
prudent-dough458 | $25.00 | 12/19/2012 9:54:59 AM |
Hy-FineAnts-33 | $50.00 | 12/19/2012 3:32:44 PM |
alpinaut | $25.00 | 12/20/2012 10:00:57 AM |
wise-honorable-rate | $25.00 | 12/20/2012 10:01:52 AM |
Plutis | $25.00 | 12/20/2012 4:08:14 PM |
the-magnificent-loan | $200.00 | 12/20/2012 5:42:57 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:35 PM |
california111 | $50.00 | 12/22/2012 10:21:53 AM |
qsolo | $50.00 | 12/22/2012 1:06:15 PM |
hero007 | $50.00 | 12/22/2012 12:33:23 PM |
first-credit-meridian | $25.00 | 12/22/2012 1:52:40 PM |
profitable-benefit952 | $100.00 | 12/24/2012 5:48:07 AM |
rmachi | $25.00 | 12/24/2012 10:03:19 AM |
kalamari | $30.00 | 12/24/2012 9:52:08 AM |
american6 | $50.00 | 12/24/2012 6:41:52 PM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:23 PM |
Investoman | $25.00 | 12/25/2012 9:59:56 AM |
Aimvest | $25.00 | 12/25/2012 10:19:45 AM |
enriching-trade2 | $30.00 | 12/25/2012 10:13:04 AM |
kevin314 | $25.00 | 12/26/2012 9:32:41 AM |
imbaldjerry | $25.00 | 12/26/2012 8:20:13 AM |
bankojerry | $25.00 | 12/26/2012 10:36:48 AM |
euro-grove4 | $25.00 | 12/26/2012 10:07:12 AM |
WhiteInvestor | $27.00 | 12/26/2012 2:40:02 PM |
determined-bill5 | $100.00 | 12/26/2012 4:41:20 PM |
Cheburashka | $27.00 | 12/26/2012 10:38:28 AM |
obedient-payout0 | $25.00 | 12/26/2012 10:48:34 AM |
otto3investments | $25.00 | 12/26/2012 2:07:59 PM |
timbob | $500.00 | 12/26/2012 5:22:33 PM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:45 PM |
Kunakiku | $25.00 | 12/26/2012 5:20:09 PM |
SamyFromRI | $25.00 | 12/27/2012 8:54:34 AM |
kingryan | $150.00 | 12/27/2012 10:52:17 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:40 PM |
Long-term2040 | $25.00 | 12/27/2012 9:06:15 AM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:24 PM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:39 AM |
Errylend | $50.00 | 12/27/2012 9:16:28 PM |
Castellan | $50.00 | 12/27/2012 5:30:10 PM |
Desa_Miwu | $50.00 | 12/28/2012 7:27:15 AM |
arenangelchild | $100.00 | 12/28/2012 6:49:18 AM |
prudent-deal662 | $25.00 | 12/28/2012 9:06:48 AM |
Syzygy | $25.00 | 12/28/2012 9:36:48 AM |
magical-credit523 | $25.00 | 12/28/2012 9:28:37 AM |
peace-twister2 | $25.00 | 12/28/2012 10:38:51 AM |
cablenews | $100.00 | 12/28/2012 10:00:11 AM |
thickhead | $25.00 | 12/28/2012 5:27:37 PM |
stable-penny27 | $25.00 | 12/28/2012 6:19:07 PM |
wealth-scout124 | $50.00 | 12/28/2012 6:23:29 PM |
impartial-deal | $25.00 | 12/28/2012 5:39:25 PM |
mjosa | $25.00 | 12/28/2012 5:42:46 PM |
martinatime | $30.00 | 12/28/2012 6:31:28 PM |
responsive-worth5 | $25.00 | 12/28/2012 5:58:44 PM |
GenerousGentleMan | $25.00 | 12/28/2012 6:08:08 PM |
cunning-worth5 | $25.00 | 12/28/2012 7:16:03 PM |
Jalebi | $25.00 | 12/28/2012 7:34:05 PM |
Chutney | $25.00 | 12/28/2012 7:40:00 PM |
proper-exchange8 | $50.00 | 12/28/2012 6:24:52 PM |
insuranceprofessional1 | $25.00 | 12/28/2012 6:26:02 PM |
mdf | $50.00 | 12/28/2012 6:53:24 PM |
tramb | $25.00 | 12/28/2012 7:05:24 PM |
Moneypenny6 | $25.00 | 12/29/2012 6:58:09 AM |
panegryst | $50.00 | 12/28/2012 9:31:08 PM |
Actuary | $25.00 | 12/29/2012 10:23:25 AM |
GameDesign | $25.00 | 12/29/2012 10:27:44 AM |
lion445 | $30.00 | 12/29/2012 4:29:57 AM |
jjb3 | $25.00 | 12/28/2012 6:52:40 PM |
tlp43 | $25.00 | 12/29/2012 12:01:03 PM |
StPong | $25.00 | 12/29/2012 12:02:27 PM |
figs4u2 | $100.00 | 12/29/2012 12:03:56 PM |
jazz619 | $25.00 | 12/28/2012 7:19:48 PM |
jedi053 | $100.00 | 12/29/2012 12:07:11 PM |
mlkhamilton | $25.00 | 12/29/2012 12:07:46 PM |
Vegasjim | $25.00 | 12/28/2012 7:34:25 PM |
blissful-responsibility4 | $25.00 | 12/29/2012 12:08:45 PM |
kyomoon | $50.00 | 12/29/2012 12:09:14 PM |
GATrust | $25.00 | 12/29/2012 12:11:39 PM |
marketplace-cello5 | $25.00 | 12/29/2012 12:13:32 PM |
integrity-american | $25.00 | 12/29/2012 12:14:34 PM |
availableloan | $25.00 | 12/29/2012 10:21:17 AM |
paramjit | $50.00 | 12/29/2012 12:18:41 PM |
dough-cherry4 | $25.00 | 12/29/2012 12:19:36 PM |
visionary-community | $25.00 | 12/29/2012 12:20:42 PM |
worldly-loyalty459 | $200.00 | 12/29/2012 10:41:49 AM |
LogicalCC | $25.00 | 12/29/2012 12:21:01 PM |
currency-agave | $50.00 | 12/29/2012 12:21:06 PM |
dcr_545 | $25.00 | 12/29/2012 10:44:39 AM |
financelover | $50.00 | 12/29/2012 12:02:25 PM |
smurf163 | $50.00 | 12/29/2012 12:03:01 PM |
truth-prospector | $25.00 | 12/29/2012 12:03:09 PM |
jamschmidt | $25.00 | 12/29/2012 12:03:46 PM |
slartibardfast | $25.00 | 12/29/2012 12:03:58 PM |
lend2end | $25.00 | 12/29/2012 12:04:21 PM |
fiddlerzvi | $50.00 | 12/29/2012 12:04:53 PM |
Gross_Income | $25.00 | 12/29/2012 12:06:35 PM |
worth-victor6 | $50.00 | 12/29/2012 6:51:44 AM |
Thecozychick | $25.00 | 12/29/2012 12:10:35 PM |
loot-caper | $25.00 | 12/29/2012 12:12:22 PM |
Kame | $25.00 | 12/29/2012 12:12:46 PM |
dodgriz | $25.00 | 12/29/2012 12:13:57 PM |
brandilton | $25.00 | 12/29/2012 12:14:36 PM |
tenacious-affluence | $25.00 | 12/29/2012 12:15:57 PM |
SanJoser | $25.00 | 12/29/2012 12:16:14 PM |
Great-Mom | $25.00 | 12/29/2012 12:17:20 PM |
mlandrid | $25.00 | 12/29/2012 12:18:25 PM |
best-decisive-peace | $25.00 | 12/29/2012 12:18:51 PM |
bold-yield-rumbler | $25.00 | 12/29/2012 12:19:17 PM |
mr55262 | $25.00 | 12/29/2012 12:20:23 PM |
marcopolo10 | $25.00 | 12/29/2012 9:45:07 AM |
ctgscott | $25.00 | 12/29/2012 12:00:34 PM |
strawberry_fields | $50.00 | 12/29/2012 12:02:39 PM |
repayment-launcher | $25.00 | 12/29/2012 12:02:43 PM |
TeamN | $25.00 | 12/29/2012 12:04:02 PM |
geekguy | $25.00 | 12/29/2012 12:06:53 PM |
Namrok | $25.00 | 12/29/2012 12:07:22 PM |
RSB-VA | $50.00 | 12/29/2012 12:08:11 PM |
riproaringrapids | $50.00 | 12/29/2012 12:09:24 PM |
medman | $25.00 | 12/29/2012 12:10:11 PM |
thoughtful-fairness2 | $25.00 | 12/29/2012 12:10:59 PM |
fishintime | $100.00 | 12/29/2012 12:11:12 PM |
tdinmanhattan | $25.00 | 12/29/2012 12:16:27 PM |
ocho | $25.00 | 12/29/2012 12:21:33 PM |
jasperpants | $25.00 | 12/29/2012 12:23:12 PM |
265 Investments
|
Borrower Payment Dependent Notes Series
687218
This series of Notes was issued and sold upon the funding of the borrower loan #79677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $306.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,826 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| handy-transparency1 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off and put away my credit cards unless dire emergency.
My financial situation:
I am a good candidate for this loan because I have never been without a job since I was 24. As an RN I will always be able to find a job if needed. I had to declare bankruptcy 4 years ago because I had a small stroke and was forced to take a job that paid more than $20,000 less than what I was making, I had a lot of medical bills and after my illness had gotten a divorce. My credit was perfect until that point. I have worked my way back up to making more than before that event, have stuck to a budget since that time and have never missed a payment since the filing. I have the mortgage on my home, my husband pays all utilities, food and extras. We have separate accounts for everything with the exception of a joint loan which he is responsible for paying. My credit cards were used to help my elderly father when someone charged $20,000 on his credit card and took all of his money from the bank. I replaced everything, helped him file for bankruptcy, paid his bills and took care of everything. He is currently doing fine with his finances.
Monthly net income: $2,979.58
Monthly expenses: $2232.33/total
Housing: $800
Insurance: $235.33
Car expenses: $240
Utilities: $husband pays
Phone, cable, internet: $242
Food, entertainment: $husband pays
Clothing, household expenses: $husband pays
Credit cards and other loans: $650
Other expenses: $husband pays
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Nco | $150.00 | 12/18/2012 5:39:07 PM |
EngineersAlliance | $25.00 | 12/18/2012 5:44:45 PM |
bazaar-tulip | $25.00 | 12/18/2012 6:35:22 PM |
valiant-return584 | $50.00 | 12/18/2012 6:46:51 PM |
zipemdown | $25.00 | 12/18/2012 6:48:44 PM |
riskreward | $250.00 | 12/18/2012 5:46:49 PM |
cr8on | $50.00 | 12/18/2012 7:01:14 PM |
907 | $25.00 | 12/18/2012 7:50:19 PM |
JeremyLinFan | $30.00 | 12/18/2012 6:48:41 PM |
WalnutCreekguy | $50.00 | 12/19/2012 9:50:19 AM |
return-point2 | $100.00 | 12/19/2012 9:54:51 AM |
HereToHelp305 | $150.00 | 12/19/2012 4:50:50 PM |
PoundSmart | $99.00 | 12/21/2012 9:50:14 AM |
formula842 | $25.00 | 12/22/2012 4:55:53 AM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:35 PM |
helpinghand63 | $25.00 | 12/25/2012 9:34:29 AM |
gain-neutron6 | $25.00 | 12/25/2012 5:17:58 PM |
Kaj | $25.00 | 12/25/2012 6:33:04 PM |
palu2619 | $25.00 | 12/26/2012 9:30:18 AM |
openness-zenith6 | $50.00 | 12/26/2012 9:26:13 AM |
selector568 | $300.00 | 12/26/2012 11:09:06 AM |
emphatic-gold584 | $100.00 | 12/26/2012 10:26:34 AM |
investment-sapling | $31.00 | 12/26/2012 3:57:14 PM |
timbob | $500.00 | 12/26/2012 5:23:23 PM |
supersarah61 | $25.00 | 12/26/2012 4:47:48 PM |
j2ee | $50.00 | 12/26/2012 5:03:21 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:18 PM |
zassociate | $200.00 | 12/27/2012 5:12:40 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:04:03 PM |
sudeep104 | $25.00 | 12/27/2012 7:52:15 PM |
order-prospector | $25.00 | 12/27/2012 6:12:14 PM |
loyalist1 | $100.00 | 12/28/2012 8:29:33 AM |
RoZu_Lending | $100.00 | 12/28/2012 9:46:18 AM |
kmprospeo | $25.00 | 12/28/2012 10:55:08 AM |
affluence-birdie7 | $25.00 | 12/28/2012 2:02:16 PM |
ethical-truth211 | $500.00 | 12/28/2012 3:46:02 PM |
ready-agreement5 | $25.00 | 12/28/2012 11:57:46 AM |
MadHun | $200.00 | 12/28/2012 5:25:03 PM |
hitsman | $50.00 | 12/28/2012 6:56:21 PM |
Quiza12 | $100.00 | 12/29/2012 6:09:10 AM |
dinero-launcher | $25.00 | 12/29/2012 6:51:46 AM |
Borbole | $47.53 | 12/29/2012 8:45:17 AM |
mcgillis99 | $30.00 | 12/29/2012 10:48:09 AM |
pious-openness | $25.00 | 12/29/2012 5:23:41 AM |
MrBailey | $25.00 | 12/29/2012 12:12:02 PM |
jdtv | $25.00 | 12/28/2012 8:55:12 PM |
mikrolown | $25.00 | 12/29/2012 12:21:03 PM |
1800porsche | $25.00 | 12/29/2012 12:24:45 PM |
fantastic-wampum1 | $100.00 | 12/29/2012 12:25:08 PM |
djh47a | $25.00 | 12/29/2012 11:14:00 AM |
diversification-collider5 | $25.00 | 12/29/2012 12:42:11 PM |
thoughtful-payment587 | $25.00 | 12/29/2012 7:38:40 AM |
desertoasis | $25.00 | 12/29/2012 7:49:58 AM |
ferdberfel | $25.00 | 12/29/2012 12:20:02 PM |
ethicalhumanist | $100.00 | 12/29/2012 9:33:40 AM |
commerce-viking1 | $45.00 | 12/29/2012 1:21:29 PM |
HenryS | $25.00 | 12/29/2012 1:23:59 PM |
receptive-vigilance799 | $25.00 | 12/29/2012 12:48:14 PM |
Astyanax | $30.00 | 12/29/2012 1:33:13 PM |
Tropics | $25.00 | 12/29/2012 1:18:37 PM |
robust-trade | $25.00 | 12/29/2012 12:34:50 PM |
MAYBROOK | $25.00 | 12/29/2012 1:55:04 PM |
InvestorJunkie | $25.00 | 12/29/2012 2:04:23 PM |
principal-cooker2 | $50.00 | 12/29/2012 1:46:38 PM |
doopers | $25.00 | 12/29/2012 2:45:51 PM |
newest-organic-rupee | $33.00 | 12/29/2012 3:13:33 PM |
chinolatino | $25.00 | 12/29/2012 6:24:19 PM |
sappy02 | $37.00 | 12/29/2012 1:27:47 PM |
philantist | $0.64 | 12/29/2012 9:20:54 PM |
simeonthewhale | $25.00 | 12/29/2012 4:55:40 PM |
Skynxhunt | $25.00 | 12/29/2012 1:50:24 PM |
billybragg | $25.00 | 12/29/2012 8:24:59 PM |
boybert | $25.00 | 12/29/2012 8:36:47 PM |
balance-force | $25.00 | 12/29/2012 9:17:33 PM |
dordee | $43.84 | 12/29/2012 2:22:28 PM |
compatible-deal9 | $25.00 | 12/29/2012 5:03:18 PM |
LuvToLend | $25.00 | 12/18/2012 6:22:51 PM |
thrilling-point2 | $40.00 | 12/18/2012 5:14:18 PM |
truth-companion | $25.00 | 12/18/2012 5:16:22 PM |
kind-lovely-marketplace | $50.00 | 12/18/2012 5:25:54 PM |
nickel-ferret | $25.00 | 12/18/2012 5:34:12 PM |
transaction-seahorse0 | $25.00 | 12/18/2012 5:45:18 PM |
prudent-dough458 | $25.00 | 12/18/2012 5:01:48 PM |
silver-plato | $75.00 | 12/18/2012 5:16:57 PM |
Edakers | $25.00 | 12/18/2012 6:55:43 PM |
BostonCapital | $100.00 | 12/18/2012 5:47:04 PM |
california111 | $50.00 | 12/22/2012 10:26:35 AM |
qsolo | $50.00 | 12/22/2012 1:06:15 PM |
likeable-money4 | $25.00 | 12/26/2012 2:43:35 PM |
radiant-dollar9 | $200.00 | 12/26/2012 5:17:53 PM |
CaptainBL | $25.00 | 12/26/2012 5:14:48 PM |
affluence-microscope2 | $200.00 | 12/26/2012 5:01:51 PM |
Haribelle | $25.00 | 12/26/2012 6:10:16 PM |
power-secret-agent | $25.00 | 12/27/2012 7:11:59 AM |
immaculate-return25 | $25.00 | 12/26/2012 6:09:46 PM |
dl_data | $250.00 | 12/27/2012 4:43:24 AM |
agile-diversification2 | $25.00 | 12/27/2012 9:04:05 AM |
chac | $125.00 | 12/27/2012 9:08:00 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:40 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:17:23 PM |
thorough-income854 | $25.00 | 12/27/2012 1:45:26 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:28 PM |
RocketSurgeon | $25.00 | 12/27/2012 6:29:53 PM |
Tscheddar | $25.00 | 12/27/2012 4:48:31 PM |
burrben | $40.00 | 12/27/2012 9:17:55 PM |
MIKLIZ_FUNDING | $25.00 | 12/28/2012 8:23:25 AM |
rmkrish55 | $25.00 | 12/28/2012 8:50:30 AM |
fund-tom-tom6 | $25.00 | 12/28/2012 9:20:41 AM |
incbx | $100.00 | 12/28/2012 3:22:55 PM |
LesPaul1 | $25.00 | 12/28/2012 10:55:41 AM |
panga68 | $25.00 | 12/28/2012 1:38:30 PM |
villagers | $50.00 | 12/28/2012 5:22:06 PM |
freest8r | $100.00 | 12/29/2012 7:21:00 AM |
commitment-melody1 | $50.00 | 12/28/2012 8:34:51 PM |
wishihadmore | $25.00 | 12/29/2012 10:51:59 AM |
sadls | $25.00 | 12/29/2012 11:36:30 AM |
glimmering-generosity0 | $50.00 | 12/29/2012 10:09:06 AM |
Comoparklender | $25.00 | 12/29/2012 12:43:10 PM |
bonus-apricot366 | $25.00 | 12/29/2012 12:13:07 PM |
Nopa | $25.00 | 12/29/2012 12:47:21 PM |
daisuke | $25.00 | 12/29/2012 11:59:11 AM |
the-silver-blaster | $75.00 | 12/29/2012 1:24:18 PM |
payout-paradise5 | $25.00 | 12/29/2012 12:49:43 PM |
richboy56 | $25.00 | 12/29/2012 12:59:12 PM |
Gladglide | $25.00 | 12/29/2012 1:01:03 PM |
1313mark1313 | $25.06 | 12/29/2012 5:35:27 PM |
britgsb | $25.00 | 12/29/2012 2:05:24 PM |
worthy-bid8 | $400.00 | 12/29/2012 2:08:23 PM |
commanding-treasure2 | $28.00 | 12/29/2012 1:25:17 PM |
Leshan | $50.00 | 12/29/2012 2:37:45 PM |
BGILlender | $36.00 | 12/29/2012 8:08:06 PM |
crw1950 | $31.54 | 12/29/2012 3:38:39 PM |
1SteelerFan | $25.00 | 12/29/2012 3:46:24 PM |
panther757 | $25.00 | 12/29/2012 1:46:28 PM |
repayment-chihuahua3 | $25.00 | 12/29/2012 6:03:28 PM |
unger | $105.00 | 12/29/2012 7:15:15 PM |
malomar66 | $42.39 | 12/29/2012 9:20:03 PM |
wildguy | $100.00 | 12/29/2012 2:11:01 PM |
top-inspired-felicity | $25.00 | 12/29/2012 4:22:58 PM |
139 Investments
|
Borrower Payment Dependent Notes Series
687328
This series of Notes was issued and sold upon the funding of the borrower loan #79988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $24,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $839.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $680 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-economy-fighter |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2012)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Business
Purpose of loan: New product launch for existing software business
This loan will be used to...
Loan is needed for marketing and to complete development of a new iPad quoting system for sales professionals for the Window Treatment industry. This is a supplementary application to be used in conjunction with an existing fabrication package, so this isn't something new or untested. There is currently no iPad based solution for salespeople to use for quoting. I have 90% of a solution ready to go and feedback has been very positive from the first few test cases. With this loan, I should be able to hit the 100 user mark within 4 months (@ $65 per user = $6500 monthly) and thus will be able to repay the loan within the first year. Otherwise, my financial situation is such that I would still be able to repay in the event of a failure.
My financial situation:
Currently earning around $50-60 hourly as a software developer (I have 15 years experience and extensive portfolio).
I am a good candidate for this loan because...
For one, I've already had a Prosper loan that I paid off a few months back. Also, my career expertise and experience makes it almost a guarantee that I have work. Even in this economy, I have constant opportunities for software development.
Monthly net income: $ 6375
Monthly expenses: $3730 total
Housing: $1600
Insurance: $80
Car expenses: $200
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $100.00 | 12/22/2012 12:33:14 AM |
MoneyForNothing | $25.01 | 12/15/2012 12:12:14 PM |
BostonCapital | $100.00 | 12/15/2012 12:15:34 PM |
qsolo | $25.00 | 12/15/2012 12:07:12 PM |
valiant-return584 | $50.00 | 12/15/2012 1:00:42 PM |
secureincome | $555.00 | 12/15/2012 1:15:02 PM |
simplelender80 | $500.00 | 12/17/2012 9:28:08 AM |
radiant-dollar9 | $200.00 | 12/17/2012 9:41:54 AM |
nickel-ferret | $25.00 | 12/17/2012 9:39:23 AM |
phenomenal-rate1 | $500.00 | 12/17/2012 9:19:54 AM |
kind-lovely-marketplace | $50.00 | 12/17/2012 9:31:24 AM |
special-dinero553 | $25.00 | 12/17/2012 9:37:13 AM |
PoundSmart | $100.00 | 12/17/2012 9:45:07 AM |
transaction-seahorse0 | $25.00 | 12/17/2012 9:48:11 AM |
kevin314 | $25.00 | 12/17/2012 5:41:40 PM |
palu2619 | $25.00 | 12/17/2012 5:19:03 PM |
Hexnut | $200.00 | 12/17/2012 10:14:57 PM |
purposeful-durability8 | $100.00 | 12/18/2012 9:04:08 AM |
fcrick | $50.00 | 12/18/2012 5:17:34 PM |
logical-principal8 | $50.00 | 12/19/2012 5:17:55 PM |
HereToHelp305 | $200.00 | 12/19/2012 4:40:34 PM |
cvlender | $25.00 | 12/20/2012 9:13:22 AM |
TheHillsAreAlive | $25.00 | 12/19/2012 5:30:38 PM |
bonus-apricot366 | $36.00 | 12/19/2012 7:08:23 PM |
IP | $25.00 | 12/20/2012 6:03:56 PM |
commerce-yeller | $100.00 | 12/21/2012 5:12:02 AM |
the-magnificent-loan | $200.00 | 12/20/2012 5:42:52 PM |
Roux1 | $25.00 | 12/21/2012 10:25:01 AM |
Harry | $75.00 | 12/21/2012 5:02:38 PM |
loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:21 AM |
MTGuy | $33.00 | 12/21/2012 7:14:27 PM |
Avicell | $25.00 | 12/24/2012 9:15:13 AM |
acropiloterau2002 | $25.00 | 12/24/2012 10:55:52 AM |
trade-burrito4 | $35.00 | 12/24/2012 10:43:44 AM |
pleasant-listing712 | $25.00 | 12/24/2012 2:41:24 PM |
blissful-benjamins676 | $25.00 | 12/24/2012 11:30:19 AM |
ptjg | $100.00 | 12/24/2012 11:04:40 AM |
silver-wonder278 | $33.00 | 12/24/2012 11:05:21 AM |
kulender | $50.00 | 12/24/2012 5:51:31 PM |
enthusiastic-balance5 | $100.00 | 12/24/2012 11:33:40 AM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:05 PM |
Cai8899 | $25.00 | 12/24/2012 5:45:25 PM |
supersarah61 | $25.00 | 12/25/2012 7:15:38 AM |
commerce-viking1 | $50.00 | 12/24/2012 6:32:52 PM |
newest-bid-britches | $100.00 | 12/25/2012 9:31:11 AM |
beeper2 | $25.00 | 12/24/2012 6:57:29 PM |
ivy-league-MBA | $25.00 | 12/25/2012 9:41:30 AM |
mikrolown | $25.00 | 12/25/2012 9:03:32 AM |
streak269 | $25.00 | 12/25/2012 9:52:42 AM |
forceful-note8 | $50.00 | 12/25/2012 9:56:34 AM |
commanding-treasure2 | $75.00 | 12/25/2012 10:10:46 AM |
newest-peace-surgeon | $51.00 | 12/25/2012 11:07:59 AM |
courteous-fund9 | $25.00 | 12/25/2012 4:44:44 PM |
affluence-tycoon | $25.00 | 12/25/2012 10:02:13 AM |
chief64 | $200.00 | 12/25/2012 5:11:06 PM |
amicablenemesis | $50.00 | 12/26/2012 9:08:00 AM |
anacent | $25.00 | 12/25/2012 11:14:57 AM |
successful-agreement7 | $100.00 | 12/26/2012 9:23:01 AM |
benevolent-loot5 | $200.00 | 12/26/2012 9:27:04 AM |
natural-liberty4 | $200.00 | 12/26/2012 9:47:40 AM |
LeReve | $500.00 | 12/26/2012 9:56:55 AM |
lending401 | $50.00 | 12/25/2012 10:05:18 PM |
sharp518 | $25.00 | 12/26/2012 10:29:10 AM |
adventurous-credit466 | $50.00 | 12/26/2012 10:35:34 AM |
Cheburashka | $30.00 | 12/26/2012 10:38:24 AM |
villagers | $25.00 | 12/26/2012 10:40:03 AM |
Mommo | $50.00 | 12/26/2012 9:06:42 AM |
ChrisTJ | $25.00 | 12/26/2012 11:04:35 AM |
DadWarbucks | $25.00 | 12/26/2012 10:02:52 AM |
Zorro_970 | $100.00 | 12/26/2012 9:24:58 AM |
shaps | $50.00 | 12/26/2012 9:44:44 AM |
Thunderswan | $100.00 | 12/26/2012 9:51:59 AM |
duty-gusto6 | $75.00 | 12/26/2012 9:54:09 AM |
Sibelius2 | $25.00 | 12/26/2012 11:19:53 AM |
investment-sapling | $50.00 | 12/26/2012 3:57:01 PM |
bohsandos | $25.00 | 12/26/2012 10:33:49 AM |
peace-saber0 | $25.00 | 12/26/2012 11:09:51 AM |
ready-vigilance3 | $25.00 | 12/26/2012 3:32:06 PM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:19:54 PM |
brandall | $25.00 | 12/26/2012 4:18:25 PM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:42 PM |
dough-cherry4 | $25.00 | 12/26/2012 5:33:51 PM |
likeable-money4 | $25.00 | 12/26/2012 2:42:19 PM |
managedfund | $1,333.00 | 12/26/2012 6:04:02 PM |
und-alum | $25.00 | 12/26/2012 6:09:22 PM |
determined-bill5 | $100.00 | 12/26/2012 4:41:16 PM |
J-Rott | $200.00 | 12/26/2012 6:12:26 PM |
deal-bison6 | $25.00 | 12/26/2012 4:52:09 PM |
F16Pilot | $25.00 | 12/26/2012 6:16:21 PM |
lender2611 | $25.00 | 12/26/2012 6:47:19 PM |
silver-explorer6 | $25.00 | 12/26/2012 6:01:06 PM |
baobab_co | $25.00 | 12/26/2012 7:07:52 PM |
gold-gazelle | $25.00 | 12/26/2012 6:11:41 PM |
decisive-return611 | $100.00 | 12/26/2012 6:12:30 PM |
MadHun | $200.00 | 12/26/2012 6:12:49 PM |
dariop | $25.01 | 12/26/2012 6:14:36 PM |
rcm87 | $50.00 | 12/26/2012 6:24:49 PM |
currency-persimmon | $25.00 | 12/27/2012 5:15:20 AM |
CasaDeTomas | $50.00 | 12/26/2012 6:33:17 PM |
JC_12 | $50.00 | 12/27/2012 7:21:11 AM |
point-oyster5 | $25.00 | 12/26/2012 7:01:00 PM |
Flaca-buena | $25.00 | 12/27/2012 8:52:54 AM |
greenback-bull6 | $47.00 | 12/26/2012 6:09:25 PM |
power-trophy7 | $25.00 | 12/26/2012 6:11:18 PM |
adaptable-benefit6 | $25.00 | 12/26/2012 6:15:45 PM |
heart514 | $25.00 | 12/26/2012 6:17:40 PM |
piter-to-la-investment | $25.00 | 12/26/2012 6:21:32 PM |
bid-czar8 | $100.00 | 12/26/2012 6:24:29 PM |
deal-contributor8 | $50.00 | 12/27/2012 9:25:08 AM |
ICHITECH | $25.00 | 12/27/2012 4:56:58 AM |
BlueRoom | $25.00 | 12/26/2012 6:36:04 PM |
Reddress4u | $25.00 | 12/26/2012 7:05:54 PM |
impressive-yield3 | $25.00 | 12/27/2012 9:05:37 AM |
mad4wknds | $25.00 | 12/27/2012 10:27:29 AM |
invest-in-ed | $200.00 | 12/27/2012 11:36:20 AM |
greenback-loyalist8 | $25.00 | 12/27/2012 8:21:04 AM |
wealth-cheetah7 | $25.00 | 12/27/2012 9:03:37 AM |
treasure-hunter270 | $50.00 | 12/27/2012 1:24:03 PM |
Illini | $25.00 | 12/27/2012 2:55:54 PM |
mister_waffle | $25.00 | 12/27/2012 9:30:42 AM |
tranquil-revenue | $25.00 | 12/27/2012 3:24:06 PM |
TurboTaxi | $25.00 | 12/27/2012 9:53:59 AM |
cutter21 | $25.00 | 12/27/2012 5:06:01 PM |
appetizing-velocity4 | $25.00 | 12/27/2012 10:07:07 AM |
flexible-basis345 | $25.00 | 12/27/2012 10:17:40 AM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:13 PM |
haplender | $50.00 | 12/27/2012 5:20:22 PM |
franzzua | $25.00 | 12/27/2012 5:20:40 PM |
FL-Lender | $25.00 | 12/27/2012 6:39:58 PM |
Peacepower | $60.00 | 12/27/2012 6:41:42 PM |
daisuke | $25.00 | 12/27/2012 5:34:22 PM |
Herluftrolle | $25.00 | 12/27/2012 6:58:51 PM |
lhpd | $40.00 | 12/27/2012 4:26:03 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:36 PM |
RevREB | $25.00 | 12/27/2012 5:50:31 PM |
reflective-cash0 | $50.00 | 12/27/2012 7:41:34 PM |
Q9-X3 | $100.00 | 12/27/2012 6:53:45 PM |
authentic-liberty7 | $25.00 | 12/27/2012 7:24:48 PM |
Errylend | $50.00 | 12/27/2012 9:16:24 PM |
capital-renewal | $25.00 | 12/27/2012 6:07:26 PM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:01 PM |
rutzebach | $207.75 | 12/28/2012 8:06:12 AM |
soulwork | $50.00 | 12/28/2012 8:32:38 AM |
ajst1 | $25.00 | 12/28/2012 2:39:12 AM |
turbobrat | $25.00 | 12/27/2012 6:27:57 PM |
fulfilling-bazaar4 | $25.00 | 12/27/2012 6:30:59 PM |
payout-thinker7 | $25.00 | 12/28/2012 5:31:51 AM |
basis-ferret8 | $44.00 | 12/28/2012 9:05:50 AM |
skuba | $50.00 | 12/28/2012 9:15:02 AM |
active-market | $50.00 | 12/28/2012 9:16:10 AM |
octoberfresh | $25.00 | 12/28/2012 7:20:13 AM |
penny-firestarter | $36.00 | 12/28/2012 8:08:51 AM |
value-wind0 | $50.00 | 12/28/2012 9:22:51 AM |
jazzlender | $50.00 | 12/28/2012 9:24:46 AM |
CashGuardian | $26.00 | 12/28/2012 9:24:54 AM |
durability-goat644 | $25.00 | 12/28/2012 9:26:48 AM |
sentimental-commerce4 | $250.00 | 12/28/2012 9:27:15 AM |
ohnezweck | $39.00 | 12/28/2012 9:02:00 AM |
WolRab | $50.00 | 12/28/2012 9:05:00 AM |
zerocreativity1 | $85.08 | 12/28/2012 9:06:10 AM |
gristle | $25.00 | 12/28/2012 9:06:15 AM |
LoWRec | $25.00 | 12/28/2012 9:31:28 AM |
zeelender | $25.00 | 12/28/2012 9:33:06 AM |
Munnie | $25.00 | 12/28/2012 6:09:02 AM |
Elbanko | $30.00 | 12/28/2012 9:15:41 AM |
Kjw19044 | $50.00 | 12/28/2012 9:19:39 AM |
friendly-yield187 | $25.00 | 12/28/2012 9:20:21 AM |
chemistry220 | $25.00 | 12/28/2012 7:31:21 AM |
e6400 | $25.00 | 12/28/2012 9:23:37 AM |
harperpotok | $34.00 | 12/28/2012 9:24:09 AM |
yield-trapper9 | $25.00 | 12/28/2012 9:24:29 AM |
inspired-investment8 | $100.00 | 12/28/2012 9:26:11 AM |
red-eloquent-rupee | $50.00 | 12/28/2012 9:26:35 AM |
SummitAdvisors | $50.00 | 12/28/2012 9:27:51 AM |
MoonMama | $25.00 | 12/28/2012 9:28:05 AM |
aggresive-truth179 | $25.00 | 12/28/2012 9:05:09 AM |
lisanate | $25.00 | 12/28/2012 9:05:30 AM |
logical-investment4 | $25.00 | 12/28/2012 9:07:12 AM |
otto3investments | $25.00 | 12/28/2012 9:08:13 AM |
heavenly-treasure542 | $25.00 | 12/28/2012 9:08:27 AM |
order-tamale | $400.00 | 12/28/2012 9:10:42 AM |
JJ9876 | $25.00 | 12/28/2012 9:11:38 AM |
terrific-dough6 | $50.00 | 12/28/2012 9:14:46 AM |
point653 | $25.00 | 12/28/2012 9:17:26 AM |
benevolent-moola291 | $50.00 | 12/28/2012 9:18:41 AM |
downtownfarm | $25.00 | 12/28/2012 9:19:59 AM |
aggregator573 | $36.00 | 12/28/2012 9:23:58 AM |
britgsb | $50.00 | 12/28/2012 9:29:51 AM |
mennleo | $150.00 | 12/28/2012 9:30:07 AM |
brightest-breathtaking-finance | $55.00 | 12/28/2012 9:30:44 AM |
green-peso-backer | $50.00 | 12/28/2012 9:32:10 AM |
Relevance | $25.00 | 12/28/2012 9:32:23 AM |
pennybypenny | $25.00 | 12/27/2012 5:23:28 PM |
DreisersFinancier | $50.00 | 12/15/2012 12:17:13 PM |
entertaining-rate9 | $25.00 | 12/15/2012 12:29:40 PM |
LaGrangeLender | $60.00 | 12/15/2012 1:03:20 PM |
immaculate-return25 | $25.00 | 12/15/2012 1:26:06 PM |
bazaar-tulip | $25.00 | 12/15/2012 12:08:20 PM |
Vegasjim | $25.00 | 12/15/2012 12:55:00 PM |
bowdish1 | $25.00 | 12/15/2012 12:47:45 PM |
Tscheddar | $25.00 | 12/15/2012 2:19:40 PM |
justice-inspector | $25.00 | 12/15/2012 1:48:36 PM |
deal-vibrato | $25.00 | 12/15/2012 1:21:01 PM |
five-star-note | $25.00 | 12/15/2012 3:28:04 PM |
Skynxhunt | $25.00 | 12/15/2012 2:06:56 PM |
best-camaraderi-sniffer | $50.00 | 12/17/2012 7:14:59 AM |
affluence-microscope2 | $200.00 | 12/17/2012 9:18:11 AM |
bill-tent1 | $50.00 | 12/17/2012 9:33:32 AM |
HoosierDaddie | $50.00 | 12/17/2012 9:21:01 AM |
AF-Chief | $25.00 | 12/17/2012 5:12:36 PM |
shamonn_p2p | $50.00 | 12/17/2012 5:23:36 PM |
ideal-peace5 | $100.00 | 12/18/2012 5:11:06 PM |
auction-eclipse8 | $50.00 | 12/18/2012 6:59:07 PM |
kingryan | $250.00 | 12/19/2012 5:34:03 PM |
kind-euro-mirth | $50.00 | 12/19/2012 5:22:55 PM |
hero007 | $50.00 | 12/21/2012 9:54:51 AM |
first-credit-meridian | $25.00 | 12/21/2012 5:54:02 PM |
principal-kung-fu | $25.00 | 12/21/2012 5:12:38 PM |
benjamins-wasp | $50.00 | 12/22/2012 12:22:29 PM |
nodebtin3 | $25.00 | 12/22/2012 1:10:44 PM |
california111 | $50.00 | 12/22/2012 10:24:02 AM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:59 PM |
transparency-sapling | $25.00 | 12/23/2012 12:17:12 PM |
dominickf | $50.00 | 12/24/2012 10:33:55 AM |
principal-cooker2 | $50.00 | 12/24/2012 10:16:16 AM |
payout-paradise5 | $25.00 | 12/24/2012 11:26:42 AM |
-------Loaner | $25.00 | 12/24/2012 5:55:07 PM |
compoundinterest | $25.00 | 12/24/2012 5:09:52 PM |
dollardave | $50.00 | 12/24/2012 6:39:38 PM |
fortytwo | $100.00 | 12/24/2012 6:08:51 PM |
transparency-futurist3 | $25.00 | 12/25/2012 9:09:01 AM |
Jalebi | $25.00 | 12/25/2012 9:41:54 AM |
moola-accelerator6 | $25.00 | 12/24/2012 8:30:02 PM |
helpinghand63 | $25.00 | 12/25/2012 9:33:38 AM |
Investoman | $25.00 | 12/25/2012 9:59:54 AM |
vigorous-payment6 | $25.00 | 12/25/2012 10:00:23 AM |
ouyangers | $50.00 | 12/26/2012 2:03:09 AM |
ippoco | $25.00 | 12/25/2012 4:02:10 PM |
Aimvest | $25.00 | 12/25/2012 10:19:41 AM |
newest-payment-trapper | $62.50 | 12/26/2012 9:17:10 AM |
100units | $200.00 | 12/26/2012 9:23:33 AM |
dime-mandolin9 | $50.00 | 12/26/2012 9:23:54 AM |
commerce-artisan8 | $50.00 | 12/26/2012 9:27:35 AM |
resolute-justice413 | $200.00 | 12/26/2012 9:29:26 AM |
best-virtuous-return | $50.00 | 12/26/2012 7:15:56 AM |
dignified-truth7 | $194.00 | 12/26/2012 9:36:53 AM |
mvalley | $25.00 | 12/26/2012 9:57:53 AM |
openness-zenith6 | $50.00 | 12/26/2012 9:25:44 AM |
abundanceforever | $52.50 | 12/26/2012 9:29:01 AM |
deal-goliath4 | $150.00 | 12/26/2012 9:32:21 AM |
bill-mushroom | $50.00 | 12/26/2012 10:40:52 AM |
lamsabuy | $158.00 | 12/26/2012 9:54:52 AM |
paladin847 | $50.00 | 12/26/2012 10:59:50 AM |
dunox | $75.00 | 12/26/2012 9:18:48 AM |
zassociate | $36.00 | 12/26/2012 9:20:23 AM |
wise-virtuous-vigilance | $100.00 | 12/26/2012 9:33:53 AM |
wetlands | $200.00 | 12/26/2012 9:36:15 AM |
emphatic-responsibility | $50.00 | 12/26/2012 9:51:41 AM |
bold-worth-wrangler | $25.00 | 12/26/2012 9:53:15 AM |
riskreward | $250.00 | 12/26/2012 9:54:32 AM |
repayment-chihuahua3 | $25.00 | 12/26/2012 11:19:48 AM |
value-pouch | $30.00 | 12/26/2012 11:27:53 AM |
american6 | $50.00 | 12/26/2012 5:18:59 PM |
shiny-peso1 | $50.00 | 12/26/2012 5:21:27 PM |
Social_Catapult | $25.00 | 12/26/2012 4:28:00 PM |
otto3investments | $25.00 | 12/26/2012 2:26:06 PM |
fantastic-investment9 | $25.00 | 12/26/2012 5:18:39 PM |
timbob | $500.00 | 12/26/2012 5:22:49 PM |
reward-walnut | $25.00 | 12/26/2012 6:23:08 PM |
progressive-economy261 | $400.00 | 12/26/2012 6:28:00 PM |
igloo268 | $25.00 | 12/26/2012 5:44:32 PM |
Eisande | $50.00 | 12/26/2012 6:45:30 PM |
scrappy-leverage6 | $25.00 | 12/26/2012 5:58:39 PM |
just-money930 | $25.00 | 12/26/2012 6:09:55 PM |
forthright-cash596 | $25.00 | 12/26/2012 6:14:52 PM |
ItsJustMe79 | $25.00 | 12/26/2012 6:16:47 PM |
armny | $117.64 | 12/27/2012 5:41:11 AM |
agreement-network | $25.00 | 12/26/2012 6:33:11 PM |
foxtrot12 | $75.00 | 12/26/2012 6:37:51 PM |
PFTLender | $25.00 | 12/26/2012 6:42:07 PM |
resolute-payment | $25.00 | 12/26/2012 7:00:22 PM |
LoanMonkey | $50.00 | 12/26/2012 6:08:15 PM |
investisure | $50.00 | 12/26/2012 6:11:21 PM |
siesta100 | $25.00 | 12/27/2012 9:03:25 AM |
dynamic-money271 | $100.00 | 12/26/2012 6:20:50 PM |
FortuneFundII | $74.00 | 12/26/2012 6:25:34 PM |
SB94114 | $25.00 | 12/27/2012 9:24:46 AM |
urbane-duty560 | $50.00 | 12/26/2012 6:36:24 PM |
Priusdude | $25.00 | 12/27/2012 7:01:37 AM |
receptive-vigilance799 | $25.00 | 12/26/2012 6:54:16 PM |
Preferred-Lender | $25.00 | 12/26/2012 6:56:20 PM |
letsmakeitsuccessful | $25.00 | 12/27/2012 9:56:09 AM |
social-tostada9 | $50.00 | 12/26/2012 6:57:48 PM |
stable-cash4 | $50.00 | 12/27/2012 9:58:52 AM |
green28 | $200.00 | 12/27/2012 10:01:16 AM |
mattpet | $25.00 | 12/26/2012 7:27:31 PM |
hitsman | $50.00 | 12/27/2012 9:07:41 AM |
orange-dedication-maple | $50.00 | 12/26/2012 9:35:36 PM |
balance-hornet | $50.00 | 12/27/2012 10:12:37 AM |
nerdbomber | $25.00 | 12/27/2012 9:15:28 AM |
noble-leverage035 | $33.00 | 12/27/2012 10:14:17 AM |
aader | $25.00 | 12/27/2012 9:28:23 AM |
rate-hawk | $25.00 | 12/27/2012 6:26:23 AM |
marabu | $25.00 | 12/27/2012 7:37:57 AM |
truth-haven5 | $46.00 | 12/27/2012 8:33:08 AM |
the-dollar-topper | $150.00 | 12/27/2012 10:04:17 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:30 PM |
cxl9 | $50.00 | 12/27/2012 9:18:20 AM |
Atranes | $100.00 | 12/27/2012 10:31:19 AM |
blue-attractive-coin | $50.00 | 12/27/2012 10:39:47 AM |
skro | $25.00 | 12/27/2012 9:45:17 AM |
Lender1521 | $75.00 | 12/27/2012 4:36:11 PM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:17 AM |
the-laudable-peso | $40.00 | 12/27/2012 5:01:05 PM |
rwhite1682 | $25.00 | 12/27/2012 11:43:11 AM |
bonus-birch4 | $25.00 | 12/27/2012 5:49:44 PM |
Katherine12 | $50.00 | 12/27/2012 12:35:03 PM |
theshef | $25.00 | 12/27/2012 5:16:19 PM |
commerce-enlistment | $25.00 | 12/27/2012 5:29:48 PM |
treasure-atmosphere | $25.00 | 12/27/2012 6:38:24 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:09 PM |
valiant-liberty4 | $25.00 | 12/27/2012 7:17:28 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:36 PM |
Bendan | $100.00 | 12/27/2012 7:28:07 PM |
rescue | $100.00 | 12/27/2012 5:04:33 PM |
ectasy683 | $25.00 | 12/27/2012 6:04:59 PM |
tenacious-compassion9 | $25.00 | 12/27/2012 6:15:53 PM |
Businessincubator | $36.00 | 12/27/2012 6:20:18 PM |
vagrantprodigy | $36.70 | 12/28/2012 4:27:32 AM |
coin-kin | $25.00 | 12/28/2012 5:53:24 AM |
Railbird | $50.00 | 12/27/2012 5:48:22 PM |
MIKLIZ_FUNDING | $25.00 | 12/28/2012 8:11:05 AM |
aslidsiksoraksi | $25.00 | 12/28/2012 12:02:16 AM |
compassionate-dime0 | $50.00 | 12/27/2012 6:19:24 PM |
mtquan | $25.00 | 12/28/2012 9:04:35 AM |
EIRA | $35.00 | 12/28/2012 9:04:57 AM |
indomitable-economy8 | $25.00 | 12/28/2012 6:03:55 AM |
durability-alien3 | $50.00 | 12/28/2012 9:05:47 AM |
jonathan10s | $25.00 | 12/27/2012 6:55:46 PM |
prudent-hope7 | $25.00 | 12/28/2012 9:07:07 AM |
wowlender | $25.00 | 12/27/2012 7:02:12 PM |
life-is-great | $25.00 | 12/28/2012 6:32:52 AM |
Headhunter14 | $30.00 | 12/27/2012 7:08:49 PM |
investment-pro4 | $50.00 | 12/28/2012 9:10:21 AM |
benjamin67 | $25.00 | 12/27/2012 7:15:46 PM |
selfmademan | $25.00 | 12/28/2012 9:13:31 AM |
the-productive-agreement | $25.00 | 12/28/2012 9:14:31 AM |
KnowCode | $200.00 | 12/27/2012 7:27:24 PM |
Desa_Miwu | $50.00 | 12/28/2012 7:23:31 AM |
equitable-capital758 | $750.00 | 12/28/2012 9:18:32 AM |
the-careful-fund | $25.00 | 12/28/2012 7:49:52 AM |
transaction-titan1 | $25.00 | 12/27/2012 8:30:57 PM |
velger25 | $25.00 | 12/28/2012 8:10:11 AM |
C525 | $25.00 | 12/27/2012 9:18:48 PM |
Emgolda | $25.00 | 12/27/2012 10:47:09 PM |
miamibeachloaner | $100.00 | 12/28/2012 9:28:11 AM |
currency-chihuahua3 | $28.00 | 12/28/2012 9:03:42 AM |
POLRBEAR | $25.00 | 12/28/2012 9:30:03 AM |
useful-p2ploan | $25.00 | 12/28/2012 9:30:12 AM |
TheLoanManCan | $25.00 | 12/28/2012 9:31:41 AM |
epic-value6 | $50.00 | 12/28/2012 9:32:32 AM |
JJYossarian | $50.00 | 12/28/2012 9:11:15 AM |
user1010 | $25.00 | 12/28/2012 9:12:52 AM |
marketplace-cello5 | $25.00 | 12/28/2012 9:15:20 AM |
palmetto933 | $25.00 | 12/28/2012 9:16:23 AM |
AFFlyboy | $25.00 | 12/28/2012 9:18:22 AM |
transparency-futurist3 | $25.00 | 12/28/2012 7:07:04 AM |
abundant-power | $25.00 | 12/28/2012 9:23:08 AM |
intelligent-treasure075 | $25.00 | 12/28/2012 7:39:20 AM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:10 AM |
HamachiMan | $50.00 | 12/28/2012 9:26:54 AM |
banchan | $28.00 | 12/28/2012 9:27:21 AM |
magical-credit523 | $25.00 | 12/28/2012 9:28:25 AM |
rmkrish55 | $25.00 | 12/28/2012 8:50:12 AM |
a-unflappable-finance | $67.00 | 12/28/2012 9:00:57 AM |
awe-inspiring-nickel2 | $25.00 | 12/28/2012 9:01:48 AM |
dospapalotes | $50.00 | 12/28/2012 9:03:48 AM |
the-magnetic-transaction | $42.00 | 12/28/2012 9:13:08 AM |
financial-frenzy | $50.00 | 12/28/2012 9:18:20 AM |
vMbanusi | $50.00 | 12/28/2012 9:20:13 AM |
unafraid-cash2 | $50.00 | 12/28/2012 9:20:48 AM |
escharfer | $25.00 | 12/28/2012 9:24:50 AM |
hope-eagle6 | $25.00 | 12/28/2012 9:25:19 AM |
pound-mushroom3 | $25.00 | 12/28/2012 9:25:23 AM |
durability-caravan4 | $25.00 | 12/28/2012 9:31:55 AM |
Rusheen_Capital_Partners | $250.00 | 12/28/2012 9:33:30 AM |
386 Investments
|
Borrower Payment Dependent Notes Series
687408
This series of Notes was issued and sold upon the funding of the borrower loan #79665, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $503.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 27% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 14y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,642 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| needachance45 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off 401K Loan
Would like to pay off 401K loan which was used to help pay for mother in laws funeral and fix ups around her house after she passed. The loan would allow me to start building my 401K back up and it would be a lower payment that what I'm paying on my current loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 12/17/2012 9:15:48 AM |
kind-lovely-marketplace | $50.00 | 12/17/2012 9:31:57 AM |
Money__Tree | $200.00 | 12/17/2012 9:34:45 AM |
Wrats6 | $25.00 | 12/17/2012 9:11:11 AM |
finder61 | $25.00 | 12/17/2012 9:15:14 AM |
finance-boomerang0 | $25.00 | 12/17/2012 9:27:38 AM |
truth-companion | $25.00 | 12/18/2012 5:16:11 PM |
creative-p2p0 | $25.00 | 12/18/2012 8:09:58 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:07 PM |
cah1942 | $25.00 | 12/22/2012 11:10:14 AM |
Mucman72 | $25.00 | 12/23/2012 2:42:01 AM |
authentic-finance194 | $200.00 | 12/23/2012 4:36:35 AM |
return-point2 | $100.00 | 12/23/2012 12:08:04 PM |
WalnutCreekguy | $50.00 | 12/24/2012 6:27:15 PM |
ore-dojo | $30.00 | 12/25/2012 4:47:08 PM |
Interest2thePeople | $100.00 | 12/26/2012 9:09:58 AM |
affluence-microscope2 | $200.00 | 12/26/2012 5:02:10 PM |
Kaj | $25.00 | 12/26/2012 5:13:53 PM |
tolerant-responsibility051 | $2,500.00 | 12/26/2012 4:00:19 PM |
supersarah61 | $25.00 | 12/26/2012 4:47:44 PM |
likeable-money4 | $25.00 | 12/26/2012 2:43:29 PM |
radiant-dollar9 | $200.00 | 12/26/2012 5:18:02 PM |
timbob | $500.00 | 12/26/2012 5:23:17 PM |
justreturns | $25.00 | 12/26/2012 6:31:09 PM |
aggresive-compassion612 | $25.00 | 12/26/2012 5:11:40 PM |
receptive-affluence035 | $25.00 | 12/27/2012 6:34:30 AM |
selector568 | $300.00 | 12/26/2012 6:55:28 PM |
Investor_DP | $100.00 | 12/26/2012 7:24:01 PM |
the-magnetic-transaction | $54.00 | 12/27/2012 9:17:46 AM |
zassociate | $200.00 | 12/27/2012 5:12:37 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:17:19 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:41 PM |
nodebtin3 | $25.00 | 12/27/2012 6:03:35 PM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:48 PM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:45 PM |
Desa_Miwu | $25.00 | 12/28/2012 7:28:25 AM |
life-is-great | $25.00 | 12/28/2012 6:32:56 AM |
wowlender | $25.00 | 12/28/2012 9:23:10 AM |
rmkrish55 | $25.00 | 12/28/2012 8:50:16 AM |
pierrelasvegas | $25.00 | 12/28/2012 9:29:43 AM |
credit-adventurer313 | $50.00 | 12/28/2012 6:04:46 AM |
rtfproducer | $25.00 | 12/28/2012 6:17:36 AM |
persistent-dinero953 | $25.00 | 12/28/2012 2:15:16 PM |
Iwillhuntyoudown | $25.00 | 12/28/2012 4:13:27 PM |
commerce-venture1 | $25.00 | 12/28/2012 4:59:37 PM |
Feyenoord | $30.00 | 12/28/2012 2:23:15 PM |
Leshan | $50.00 | 12/28/2012 3:33:32 PM |
ChoiceInvestments | $25.00 | 12/28/2012 3:44:15 PM |
Cheburashka | $30.00 | 12/28/2012 11:16:02 AM |
kegs | $250.00 | 12/28/2012 11:21:03 AM |
whitegold24k | $105.94 | 12/28/2012 1:42:23 PM |
affluence-birdie7 | $25.00 | 12/28/2012 2:02:14 PM |
Vaanolo | $25.00 | 12/28/2012 3:47:43 PM |
credit-bliss8 | $25.00 | 12/28/2012 5:55:45 PM |
income-buffalo1 | $50.00 | 12/28/2012 5:12:15 PM |
green-loyalty-web | $25.00 | 12/28/2012 6:01:43 PM |
MadHun | $200.00 | 12/28/2012 5:24:50 PM |
deal-pioneer1 | $100.00 | 12/28/2012 6:11:54 PM |
tender-ore | $25.00 | 12/28/2012 6:14:44 PM |
wale-ld | $60.00 | 12/28/2012 9:04:47 PM |
well-rounded-investment | $30.00 | 12/28/2012 9:47:20 PM |
sunny-dough9 | $200.00 | 12/28/2012 10:04:12 PM |
auction-eclipse8 | $50.00 | 12/28/2012 6:11:29 PM |
basis-excellency9 | $50.00 | 12/28/2012 9:09:59 PM |
Brisket_Bob | $25.41 | 12/29/2012 8:49:39 AM |
panegryst | $50.00 | 12/28/2012 9:31:06 PM |
tolerant-truth2 | $40.00 | 12/28/2012 6:19:57 PM |
stable-durability122 | $25.00 | 12/29/2012 9:33:06 AM |
helping-out | $25.00 | 12/29/2012 10:12:24 AM |
Actuary | $25.00 | 12/29/2012 10:23:24 AM |
ethical-truth211 | $200.00 | 12/29/2012 4:14:26 AM |
cash-spinner | $25.00 | 12/29/2012 10:35:49 AM |
green-payment-ectasy | $167.92 | 12/29/2012 10:53:37 AM |
Quiza12 | $100.00 | 12/29/2012 6:09:06 AM |
Moorish1Privateer | $25.40 | 12/29/2012 11:21:55 AM |
freest8r | $50.00 | 12/29/2012 7:17:57 AM |
hitsman | $50.00 | 12/28/2012 6:56:19 PM |
order-taco-bell | $25.00 | 12/29/2012 12:00:42 PM |
efficient-truth | $25.00 | 12/29/2012 12:02:18 PM |
burrben | $50.00 | 12/28/2012 7:33:35 PM |
commitment-melody1 | $50.00 | 12/28/2012 8:34:49 PM |
availableloan | $25.00 | 12/29/2012 10:33:16 AM |
sadls | $25.00 | 12/29/2012 11:36:27 AM |
daisuke | $25.00 | 12/29/2012 11:59:09 AM |
ore-authority2 | $50.00 | 12/29/2012 12:02:36 PM |
brilliant-justice214 | $50.00 | 12/29/2012 6:15:31 AM |
awesome-generosity4 | $34.00 | 12/29/2012 7:26:06 AM |
lunareclipse | $200.00 | 12/29/2012 7:55:59 AM |
SecondChanceLendingSERV | $33.00 | 12/29/2012 9:05:39 AM |
RiderIRA | $54.83 | 12/29/2012 9:15:16 AM |
jubilant-durability9 | $25.00 | 12/29/2012 11:10:19 AM |
unconquerable-cash | $25.00 | 12/29/2012 11:41:09 AM |
ksmorrow | $25.00 | 12/29/2012 11:42:33 AM |
superb-vigilance49 | $120.25 | 12/29/2012 11:43:55 AM |
bold-direct-asset | $50.00 | 12/29/2012 12:02:29 PM |
Index_Plus | $3,750.00 | 12/28/2012 11:14:26 AM |
wildanne | $50.00 | 12/17/2012 9:32:28 AM |
zipemdown | $25.00 | 12/17/2012 10:02:01 AM |
thrilling-point2 | $40.00 | 12/17/2012 9:21:28 AM |
Dubbs360 | $50.00 | 12/17/2012 9:46:04 AM |
ferocious-kindness8 | $35.00 | 12/17/2012 10:01:14 AM |
valiant-return584 | $50.00 | 12/17/2012 10:06:14 AM |
Sagamore | $50.00 | 12/17/2012 9:20:16 AM |
treasure-bliss | $50.00 | 12/17/2012 9:43:57 AM |
money-genome84 | $250.00 | 12/17/2012 10:19:28 AM |
special-transparency2 | $35.00 | 12/17/2012 7:26:18 PM |
DevinHill_IRA | $25.00 | 12/18/2012 9:28:28 AM |
skillful-asset5 | $30.00 | 12/17/2012 7:56:39 PM |
the-hope-workhorse | $25.00 | 12/20/2012 10:36:44 AM |
platinum-jujitsu8 | $25.00 | 12/21/2012 6:18:29 PM |
simplelender80 | $112.00 | 12/24/2012 12:00:02 PM |
california111 | $25.00 | 12/24/2012 10:35:47 PM |
helpinghand63 | $25.00 | 12/25/2012 9:33:49 AM |
top-inspired-felicity | $25.00 | 12/26/2012 10:20:43 AM |
thrilling-fund427 | $50.00 | 12/26/2012 5:05:20 PM |
successful-agreement7 | $46.00 | 12/26/2012 5:10:05 PM |
investment-sapling | $50.00 | 12/26/2012 3:57:05 PM |
capital-investor8 | $25.00 | 12/26/2012 11:57:02 AM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:19:56 PM |
green-high-five7 | $50.00 | 12/26/2012 6:18:31 PM |
nex | $25.00 | 12/26/2012 7:05:24 PM |
EFS | $100.00 | 12/26/2012 7:53:01 PM |
youthful-currency959 | $100.00 | 12/27/2012 9:02:09 AM |
thefisherman | $25.00 | 12/26/2012 9:57:39 PM |
power-spartan5 | $25.00 | 12/27/2012 9:32:46 AM |
lean-dedication | $25.00 | 12/26/2012 6:43:52 PM |
ciscoparrot | $25.00 | 12/27/2012 1:09:34 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:12 PM |
zorg77 | $100.00 | 12/27/2012 5:57:14 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:20 PM |
britgsb | $25.00 | 12/27/2012 7:08:32 PM |
zorg77 | $50.00 | 12/27/2012 5:57:20 PM |
Priusdude | $25.00 | 12/27/2012 7:32:45 PM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:15 AM |
order-prospector | $25.00 | 12/27/2012 6:12:06 PM |
money-bauble | $40.00 | 12/28/2012 9:12:57 AM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:04 PM |
ethical-truth211 | $500.00 | 12/28/2012 6:20:32 AM |
fund-blackberry6 | $25.00 | 12/28/2012 9:20:59 AM |
Sid-K | $25.00 | 12/28/2012 9:38:57 AM |
bazaar-festivity | $25.00 | 12/28/2012 10:18:09 AM |
PrimeFunding | $25.00 | 12/28/2012 9:21:58 AM |
bewitching-dollar5 | $100.00 | 12/28/2012 10:27:38 AM |
bold-sunny-generosity | $25.00 | 12/28/2012 9:52:18 AM |
HenryS | $25.00 | 12/28/2012 10:40:00 AM |
compoundinterest | $25.00 | 12/28/2012 11:39:40 AM |
HereToHelp305 | $150.00 | 12/28/2012 11:19:34 AM |
wwwUniversal | $25.00 | 12/28/2012 11:50:15 AM |
repayment-walnut2 | $25.00 | 12/28/2012 10:41:23 AM |
brightest-community-atmosphere | $25.00 | 12/28/2012 5:04:25 PM |
enchanted-note | $25.00 | 12/28/2012 10:42:13 AM |
RoyFauntleroy | $50.00 | 12/28/2012 1:04:26 PM |
incbx | $100.00 | 12/28/2012 3:22:49 PM |
blue-competent-hope | $100.00 | 12/28/2012 11:11:15 AM |
global-invest-group | $25.00 | 12/28/2012 1:36:07 PM |
Imaginos1892 | $150.00 | 12/28/2012 4:14:04 PM |
Razor129 | $28.27 | 12/28/2012 4:19:07 PM |
compatible-deal9 | $25.00 | 12/28/2012 4:57:51 PM |
nimble-revenue5 | $100.00 | 12/28/2012 6:14:39 PM |
villagers | $50.00 | 12/28/2012 5:21:59 PM |
Loanstou | $96.93 | 12/28/2012 6:44:02 PM |
BankofRon_IRA | $100.00 | 12/28/2012 5:56:54 PM |
interstellar | $75.00 | 12/28/2012 6:09:20 PM |
emphatic-gold584 | $100.00 | 12/28/2012 9:35:48 PM |
CA-Lender | $25.00 | 12/29/2012 9:57:10 AM |
FinDoc | $25.00 | 12/29/2012 10:03:15 AM |
mcgillis99 | $30.00 | 12/29/2012 10:48:03 AM |
velocity-solo | $25.00 | 12/28/2012 6:40:09 PM |
cerebral-dollar773 | $25.00 | 12/29/2012 11:40:55 AM |
desertoasis | $100.00 | 12/29/2012 7:49:56 AM |
pleasant-nickel0 | $25.00 | 12/29/2012 12:02:50 PM |
yield-cougar0 | $25.00 | 12/29/2012 8:26:30 AM |
blackberry313 | $50.00 | 12/29/2012 9:13:38 AM |
compassionenstein0 | $25.00 | 12/28/2012 8:03:15 PM |
rutzebach1 | $258.41 | 12/29/2012 9:21:44 AM |
bold-worth-wrangler | $25.00 | 12/28/2012 9:01:16 PM |
natural-balance881 | $40.00 | 12/28/2012 11:59:58 PM |
mango_man | $25.00 | 12/29/2012 11:46:51 AM |
marcopolo10 | $25.00 | 12/29/2012 9:33:07 AM |
payout-magician | $25.00 | 12/29/2012 10:10:43 AM |
brightest-funds-spruce | $35.85 | 12/29/2012 10:16:10 AM |
McChan | $100.00 | 12/29/2012 10:27:32 AM |
intrepid-compassion29 | $25.44 | 12/29/2012 11:14:47 AM |
183 Investments
|
Borrower Payment Dependent Notes Series
687502
This series of Notes was issued and sold upon the funding of the borrower loan #79900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $451.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 28% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 24y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,997 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bill-philosopher5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt which is at higher interest rates.
My financial situation:
I am a good candidate for this loan because I have a sound history of on time payment history and long term secure employment.
Monthly net income: $ 8500
Monthly expenses: $
Housing: $ 1800
Insurance: $ 300
Car expenses: $ 150
Utilities: $ 150
Phone, cable, internet: $ 180
Food, entertainment: $ 500
Clothing, household expenses: $ 250
Credit cards and other loans: $1800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
alpha-lending | $25.00 | 12/19/2012 9:36:54 AM |
TheSituation | $25.00 | 12/16/2012 12:04:33 PM |
heavenly-interest9 | $1,000.00 | 12/16/2012 12:08:27 PM |
gotjack-IRA | $50.00 | 12/16/2012 2:20:30 PM |
best-bonafide-p2p | $25.00 | 12/16/2012 3:50:15 PM |
zipemdown | $25.00 | 12/16/2012 12:27:16 PM |
wildanne | $50.00 | 12/16/2012 1:21:05 PM |
liberty-tostada7 | $25.00 | 12/16/2012 2:01:16 PM |
vutah | $65.00 | 12/16/2012 12:42:20 PM |
RGlad | $200.00 | 12/16/2012 10:35:35 PM |
credit-commander1 | $25.00 | 12/16/2012 2:20:28 PM |
restless-dime | $100.00 | 12/17/2012 8:07:22 AM |
Colorado2006 | $25.25 | 12/17/2012 8:33:04 AM |
the-hope-workhorse | $25.00 | 12/17/2012 11:13:35 AM |
treasure-bliss | $75.00 | 12/17/2012 9:18:10 AM |
janeybooboo | $125.00 | 12/16/2012 10:27:39 PM |
marketplace-singularity3 | $35.00 | 12/17/2012 7:08:30 AM |
asset-professor | $25.00 | 12/17/2012 5:51:11 PM |
Interest2thePeople | $100.00 | 12/17/2012 5:03:32 PM |
jiftostada | $25.00 | 12/17/2012 5:11:55 PM |
belief-integrity | $100.00 | 12/17/2012 7:12:40 PM |
skillful-asset5 | $30.00 | 12/17/2012 7:59:45 PM |
integrity-web | $25.00 | 12/17/2012 8:14:03 PM |
thrilling-fund427 | $50.00 | 12/17/2012 5:07:31 PM |
return-point2 | $100.00 | 12/17/2012 5:20:05 PM |
cr8on | $50.00 | 12/17/2012 6:37:39 PM |
octoberfresh | $25.00 | 12/17/2012 6:33:29 PM |
NickelSteamroller | $25.00 | 12/18/2012 10:11:59 AM |
WalnutCreekguy | $50.00 | 12/18/2012 9:14:21 AM |
brainy-return234 | $50.00 | 12/18/2012 10:25:28 AM |
gondeee | $25.00 | 12/18/2012 11:37:24 AM |
hope-den1 | $25.00 | 12/18/2012 10:53:30 PM |
rmkrish555 | $25.00 | 12/20/2012 5:14:55 PM |
WisconsinFinance | $25.00 | 12/22/2012 9:46:52 AM |
Roux1 | $25.00 | 12/22/2012 12:34:02 PM |
graceful-IRAinvestment | $25.00 | 12/21/2012 10:18:45 PM |
nodebtin3 | $25.00 | 12/24/2012 10:02:03 AM |
justreturns | $25.00 | 12/24/2012 10:26:40 AM |
pembull | $25.00 | 12/24/2012 12:00:39 PM |
1NiceLender | $25.00 | 12/25/2012 4:03:52 PM |
successful-agreement7 | $100.00 | 12/26/2012 9:23:25 AM |
tolerant-responsibility051 | $2,001.00 | 12/26/2012 9:51:50 AM |
Elefunt | $25.00 | 12/26/2012 11:13:12 AM |
careful-vigilance4 | $25.00 | 12/26/2012 10:38:02 AM |
ethical-truth211 | $125.00 | 12/26/2012 10:11:10 AM |
courteous-justice415 | $25.00 | 12/26/2012 10:25:29 AM |
top-inspired-felicity | $25.00 | 12/26/2012 10:59:56 AM |
kila-designer | $150.00 | 12/26/2012 11:33:10 AM |
investment-sapling | $50.00 | 12/26/2012 3:57:05 PM |
stepatatime-together | $100.00 | 12/26/2012 6:15:04 PM |
tranquil-gain1 | $75.00 | 12/26/2012 6:58:12 PM |
timbob | $500.00 | 12/26/2012 5:24:18 PM |
ethical-truth211 | $375.00 | 12/27/2012 8:37:38 AM |
EL_Papin | $25.00 | 12/26/2012 7:24:37 PM |
global-invest-group | $25.00 | 12/27/2012 10:24:23 AM |
av22 | $211.10 | 12/27/2012 9:36:42 AM |
clean-penny059 | $100.00 | 12/27/2012 6:35:45 AM |
ethical-truth211 | $500.00 | 12/27/2012 8:38:22 AM |
aggresive-nickel2 | $25.00 | 12/27/2012 10:01:23 AM |
zorg77 | $100.00 | 12/27/2012 3:11:32 PM |
currency-bumblebee487 | $25.00 | 12/27/2012 4:42:18 PM |
market-pudding | $25.00 | 12/27/2012 10:05:08 AM |
kingryan | $150.00 | 12/27/2012 10:52:09 AM |
jybank | $50.00 | 12/27/2012 11:11:14 AM |
betterthanstock | $25.00 | 12/27/2012 1:12:56 PM |
supersarah61 | $25.00 | 12/27/2012 1:14:46 PM |
order-prospector | $25.00 | 12/27/2012 6:12:06 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:40 PM |
evilkats | $50.00 | 12/27/2012 5:59:00 PM |
sprinkler5 | $25.00 | 12/28/2012 5:49:46 AM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:48 PM |
benjamins-worker5 | $30.00 | 12/27/2012 7:24:37 PM |
Priusdude | $25.00 | 12/27/2012 7:32:45 PM |
SugarMommy | $25.00 | 12/28/2012 9:18:26 AM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:14 AM |
vertigo2x | $25.00 | 12/28/2012 8:27:15 AM |
inspired-investment8 | $100.00 | 12/28/2012 9:26:15 AM |
openness-surge0 | $25.00 | 12/28/2012 9:27:09 AM |
TheLoanManCan | $25.00 | 12/28/2012 9:31:42 AM |
mikbos | $25.00 | 12/28/2012 9:34:12 AM |
Katburg | $25.00 | 12/28/2012 9:15:44 AM |
life-is-great | $25.00 | 12/28/2012 6:32:55 AM |
fighter122 | $25.00 | 12/28/2012 9:18:38 AM |
benevolent-moola291 | $49.00 | 12/28/2012 9:18:42 AM |
wojo | $25.00 | 12/28/2012 7:05:40 AM |
buffalobills | $25.00 | 12/28/2012 9:43:25 AM |
unassuming-p2ploan774 | $40.00 | 12/28/2012 9:43:58 AM |
finance-prescription | $100.00 | 12/28/2012 9:47:54 AM |
DeltaGambler | $39.00 | 12/28/2012 9:49:05 AM |
davisfl | $25.00 | 12/28/2012 9:28:14 AM |
enriched-return057 | $27.65 | 12/28/2012 8:43:57 AM |
Miklot | $30.00 | 12/28/2012 9:57:33 AM |
erowis | $75.00 | 12/28/2012 10:05:14 AM |
dedicated-transaction796 | $25.00 | 12/28/2012 10:05:32 AM |
Wellman | $25.00 | 12/28/2012 10:06:18 AM |
progressive-economy261 | $331.00 | 12/28/2012 9:35:32 AM |
spark548 | $100.00 | 12/28/2012 9:16:01 AM |
red-power-pecan | $50.00 | 12/28/2012 9:45:31 AM |
cash-kin7 | $25.00 | 12/28/2012 9:45:34 AM |
ore-authority2 | $50.00 | 12/28/2012 9:53:57 AM |
melodious-fairness | $41.00 | 12/28/2012 10:28:17 AM |
profit-powerplant | $25.00 | 12/28/2012 9:55:15 AM |
musegaze | $50.00 | 12/28/2012 10:42:17 AM |
GGreg799 | $25.00 | 12/28/2012 10:43:08 AM |
ethical-truth211 | $200.00 | 12/28/2012 9:35:44 AM |
the-silver-blaster | $75.00 | 12/28/2012 10:26:46 AM |
zone8 | $100.00 | 12/28/2012 10:34:06 AM |
Comoparklender | $25.00 | 12/28/2012 10:43:55 AM |
mercuriant | $25.00 | 12/28/2012 10:44:32 AM |
rockhound84 | $25.00 | 12/28/2012 10:46:26 AM |
thelovebug | $100.00 | 12/28/2012 10:33:16 AM |
EBITDA | $25.00 | 12/28/2012 10:43:53 AM |
dukeiyer | $25.00 | 12/28/2012 10:59:45 AM |
lovely-currency3 | $49.00 | 12/16/2012 12:35:11 PM |
Dubbs360 | $50.00 | 12/16/2012 12:19:05 PM |
exciting-fairness | $200.00 | 12/16/2012 7:08:25 PM |
Bad_Debt | $25.00 | 12/16/2012 10:43:33 PM |
CA-Lender | $50.00 | 12/16/2012 1:12:32 PM |
berniemadeoff | $70.00 | 12/16/2012 1:18:20 PM |
gain-equator | $25.00 | 12/16/2012 12:03:58 PM |
Wrats6 | $25.00 | 12/16/2012 12:05:25 PM |
valiant-return584 | $50.00 | 12/16/2012 12:08:24 PM |
handy-justice | $50.00 | 12/16/2012 12:13:37 PM |
authentic-finance194 | $250.00 | 12/17/2012 9:13:24 AM |
thrilling-point2 | $40.00 | 12/17/2012 9:21:32 AM |
intrepid-loot | $25.00 | 12/16/2012 4:21:58 PM |
commerce-venture1 | $25.00 | 12/17/2012 5:56:30 AM |
integrity-doctor | $100.00 | 12/17/2012 2:58:06 PM |
lowrater | $75.40 | 12/17/2012 3:38:39 PM |
FL-Lender | $25.00 | 12/17/2012 6:13:52 PM |
aquariano2 | $25.00 | 12/18/2012 8:21:14 AM |
deal-banker | $50.00 | 12/18/2012 8:56:26 AM |
kenji4861 | $25.00 | 12/17/2012 5:32:21 PM |
knee_caps | $25.00 | 12/17/2012 7:55:02 PM |
truth-companion | $25.00 | 12/18/2012 5:16:31 PM |
cardminger | $25.00 | 12/18/2012 9:17:06 AM |
bold-social-widget | $25.00 | 12/18/2012 10:32:43 AM |
credit-adventurer313 | $25.00 | 12/18/2012 11:54:31 AM |
rmkrish55 | $25.00 | 12/18/2012 5:51:07 PM |
HereToHelp305 | $50.00 | 12/19/2012 4:52:37 PM |
shawnw2 | $35.00 | 12/20/2012 9:29:12 AM |
MyPFBlog | $25.00 | 12/21/2012 10:14:30 AM |
industrious-p2ploan393 | $250.00 | 12/22/2012 11:34:37 AM |
a-helping-hand | $125.00 | 12/22/2012 5:23:51 PM |
Kaj | $25.00 | 12/24/2012 6:09:06 PM |
wise-peaceful-p2ploan | $41.88 | 12/24/2012 6:53:23 PM |
helpinghand63 | $25.00 | 12/25/2012 9:33:47 AM |
bazaar-tulip | $500.00 | 12/25/2012 6:41:40 PM |
california111 | $25.00 | 12/25/2012 9:06:25 PM |
orchestra960 | $206.00 | 12/26/2012 9:15:40 AM |
graceful-investment | $106.00 | 12/25/2012 9:35:55 PM |
fund-medalist171 | $37.00 | 12/26/2012 11:39:57 AM |
nex | $25.00 | 12/26/2012 11:14:07 AM |
blackstar | $32.64 | 12/26/2012 11:36:59 AM |
gasman-1 | $25.00 | 12/26/2012 5:06:23 PM |
likeable-money4 | $25.00 | 12/26/2012 2:43:29 PM |
orearella3 | $30.00 | 12/26/2012 6:38:51 PM |
Iwillhuntyoudown | $25.00 | 12/27/2012 12:59:52 AM |
rate-hawk | $25.00 | 12/27/2012 1:34:52 PM |
first-integrity-gravity | $50.00 | 12/27/2012 10:21:28 AM |
Maximum_Investment | $25.00 | 12/27/2012 2:02:11 PM |
jennybobenny | $25.00 | 12/27/2012 10:26:54 AM |
zorg77 | $50.00 | 12/27/2012 3:11:38 PM |
integrity-electron9 | $50.00 | 12/27/2012 10:02:34 AM |
vivacious-fund2 | $25.00 | 12/27/2012 5:28:34 PM |
Leshan | $50.00 | 12/27/2012 11:14:39 AM |
WakkaWakkaWakka | $39.13 | 12/27/2012 1:22:41 PM |
RebuildALife | $25.00 | 12/27/2012 5:19:58 PM |
PoundSmart | $91.00 | 12/27/2012 5:22:49 PM |
wealth-pizza | $50.89 | 12/28/2012 3:15:39 AM |
intrepid-compassion29 | $25.00 | 12/28/2012 6:44:39 AM |
roux | $25.00 | 12/27/2012 6:25:47 PM |
ideal-fairness339 | $25.00 | 12/28/2012 5:11:44 AM |
ore-achievement329 | $25.00 | 12/28/2012 9:03:42 AM |
moola-buddy | $25.00 | 12/28/2012 9:11:55 AM |
miked8303 | $75.00 | 12/28/2012 9:12:41 AM |
blue-subtle-integrity | $25.00 | 12/28/2012 9:08:12 AM |
money-bauble | $100.00 | 12/28/2012 9:12:56 AM |
JeremyLinFan | $40.00 | 12/28/2012 7:59:24 AM |
pierrelasvegas | $25.00 | 12/28/2012 9:29:46 AM |
rhin0cerx | $38.00 | 12/28/2012 10:02:47 AM |
burrito6 | $50.00 | 12/28/2012 10:03:36 AM |
Bob450 | $25.00 | 12/28/2012 9:03:41 AM |
new-start18100 | $25.00 | 12/28/2012 9:07:28 AM |
heart514 | $25.00 | 12/28/2012 10:22:06 AM |
interstellar | $75.00 | 12/28/2012 9:26:42 AM |
Sid-K | $25.00 | 12/28/2012 9:38:56 AM |
mpatrick | $100.00 | 12/28/2012 9:46:35 AM |
payout-achievement | $39.00 | 12/28/2012 9:58:15 AM |
CalBear08 | $33.33 | 12/28/2012 10:36:38 AM |
handshake5 | $100.00 | 12/28/2012 10:08:53 AM |
social-cocktail1 | $200.00 | 12/28/2012 10:50:04 AM |
brightest-community-atmosphere | $25.00 | 12/28/2012 10:15:29 AM |
rescue | $85.00 | 12/28/2012 10:19:07 AM |
bewitching-dollar5 | $100.00 | 12/28/2012 10:27:37 AM |
trajectory8 | $25.00 | 12/28/2012 10:28:20 AM |
worldly-gold | $32.00 | 12/28/2012 10:28:25 AM |
social-heart | $25.00 | 12/28/2012 10:59:13 AM |
triguy | $98.73 | 12/28/2012 11:09:58 AM |
199 Investments
|
Borrower Payment Dependent Notes Series
687606
This series of Notes was issued and sold upon the funding of the borrower loan #80072, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 28% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 5y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,007 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| towering-gain394 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...personal
My financial situation:
I am a good candidate for this loan because...I pay my bills
Monthly net income: $3500
Monthly expenses: $
Housing: $1920
Insurance: $
Car expenses: $
Utilities: $100
Phone, cable, internet: $110
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Something-Corporate | $25.00 | 12/19/2012 9:38:49 AM |
worthy-bid8 | $100.00 | 12/19/2012 9:43:26 AM |
cr8on | $50.00 | 12/19/2012 10:28:41 AM |
riveting-credit5 | $25.00 | 12/19/2012 9:10:08 AM |
best-point-pursuit | $50.00 | 12/19/2012 9:11:22 AM |
DreisersFinancier | $50.00 | 12/19/2012 9:52:49 AM |
reaction18 | $50.00 | 12/19/2012 11:03:59 AM |
belief-integrity | $100.00 | 12/19/2012 7:12:43 PM |
transparency-position | $25.00 | 12/19/2012 5:47:42 PM |
let_me_retire | $75.00 | 12/20/2012 2:27:42 PM |
rmkrish55 | $25.00 | 12/20/2012 5:26:27 PM |
rmkrish555 | $25.00 | 12/20/2012 5:15:06 PM |
organized-dedication696 | $25.00 | 12/21/2012 6:34:03 PM |
DevinHill | $25.00 | 12/24/2012 11:59:12 AM |
diplomatic-wealth7 | $25.00 | 12/24/2012 6:48:17 PM |
money-fort | $25.00 | 12/24/2012 11:06:31 PM |
jennybobenny | $25.00 | 12/26/2012 9:37:22 AM |
graceful-investment | $106.00 | 12/26/2012 1:57:32 PM |
britches318 | $50.00 | 12/27/2012 9:01:25 AM |
ideal-fairness339 | $25.00 | 12/28/2012 5:20:23 AM |
JaceSpade | $25.00 | 12/28/2012 9:02:17 AM |
refined-return922 | $25.00 | 12/28/2012 9:00:31 AM |
sentry256 | $25.00 | 12/28/2012 10:23:11 AM |
britches318 | $50.00 | 12/28/2012 5:10:15 PM |
california111 | $50.00 | 12/28/2012 5:28:10 PM |
bold-pound-statuette | $200.00 | 12/28/2012 2:01:31 PM |
yield-hut | $25.00 | 12/28/2012 5:57:33 PM |
priceless-euro0 | $50.00 | 12/28/2012 5:10:42 PM |
impala6464 | $25.00 | 12/28/2012 8:46:53 PM |
prudent-loot | $25.00 | 12/28/2012 6:30:59 PM |
Valley-of-the-Dollar | $25.00 | 12/28/2012 8:25:53 PM |
trumpeter391 | $25.00 | 12/28/2012 9:06:06 PM |
the-hope-workhorse | $25.00 | 12/28/2012 7:15:14 PM |
responsible-finance9 | $25.00 | 12/28/2012 9:35:32 PM |
bazaar-paladin7 | $47.24 | 12/28/2012 10:38:50 PM |
enticing-revenue5 | $25.00 | 12/28/2012 4:08:26 PM |
gotjack-IRA | $25.00 | 12/19/2012 11:21:57 AM |
restless-dime | $100.00 | 12/19/2012 9:08:47 AM |
treasure-bliss | $25.00 | 12/19/2012 11:54:09 AM |
bold-joyful-coin9 | $25.00 | 12/19/2012 10:58:40 AM |
berniemadeoff | $55.00 | 12/19/2012 11:07:33 AM |
obduro_1 | $25.00 | 12/19/2012 11:08:26 AM |
boogienation | $33.33 | 12/20/2012 4:45:03 PM |
shawnw2 | $35.00 | 12/20/2012 9:29:17 AM |
ferocious-kindness8 | $35.00 | 12/21/2012 9:16:50 AM |
deal-hickory5 | $100.00 | 12/21/2012 5:07:41 PM |
banker34 | $100.00 | 12/21/2012 6:35:54 PM |
graceful-IRAinvestment | $25.00 | 12/21/2012 10:23:08 PM |
a-helping-hand | $125.00 | 12/22/2012 5:24:22 PM |
greencat | $50.00 | 12/24/2012 8:03:57 AM |
graceful-IRAinvestment | $75.00 | 12/24/2012 9:53:19 PM |
CA-Lender | $25.00 | 12/25/2012 8:51:31 AM |
PoundSmart | $100.00 | 12/26/2012 9:50:50 AM |
EngineersAlliance | $25.00 | 12/26/2012 9:51:10 AM |
graceful-D4Sinvestment | $44.63 | 12/26/2012 1:55:55 PM |
dl_data | $250.00 | 12/27/2012 4:41:48 AM |
GoldLetters | $90.00 | 12/26/2012 8:39:04 PM |
ethical-truth211 | $50.00 | 12/27/2012 10:50:35 AM |
ledesma31 | $30.00 | 12/27/2012 4:51:13 PM |
global-invest-group | $25.00 | 12/27/2012 10:09:41 AM |
benjamins-worker5 | $25.00 | 12/27/2012 7:18:56 PM |
amlu1988 | $25.00 | 12/28/2012 8:40:28 AM |
dukeiyer | $25.00 | 12/28/2012 9:48:32 AM |
Foggy | $25.00 | 12/28/2012 9:58:19 AM |
jkeller4000 | $25.00 | 12/28/2012 10:57:41 AM |
exchange-upholder0 | $25.00 | 12/28/2012 11:32:01 AM |
incbx | $100.00 | 12/28/2012 3:23:00 PM |
jmeasn | $25.00 | 12/28/2012 11:20:39 AM |
Imaginos1892 | $100.00 | 12/28/2012 4:15:44 PM |
finance-mangrove4 | $25.00 | 12/28/2012 12:11:34 PM |
supersarah61 | $25.00 | 12/28/2012 4:02:19 PM |
HAWK-Investing | $373.80 | 12/28/2012 6:20:33 PM |
jbloans | $25.00 | 12/28/2012 7:53:33 PM |
friends-helping-friends | $25.00 | 12/28/2012 8:04:48 PM |
basis-excellency9 | $25.00 | 12/28/2012 9:13:41 PM |
thoughtful-payment587 | $50.00 | 12/28/2012 6:56:29 PM |
blue-silver-ruler | $25.00 | 12/28/2012 7:01:32 PM |
77 Investments
|
Borrower Payment Dependent Notes Series
687640
This series of Notes was issued and sold upon the funding of the borrower loan #79954, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Dec-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 8.38% |
Borrower rate/APR:
| 9.38% / 11.58% |
Monthly payment:
| $314.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.30% | | |
| |
Estimated return*:
| 7.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 17% |
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 12y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,877 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-vivacious-integrity |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate my higher interest credit cards.
My financial situation:
I am a good candidate for this loan because.I own my home and I am a reliable and dependable professional educator.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $31.02 | 12/17/2012 9:02:40 AM |
best-bonafide-p2p | $50.00 | 12/17/2012 9:08:49 AM |
marketplace-singularity3 | $25.00 | 12/17/2012 9:14:17 AM |
Aberdeen | $100.00 | 12/17/2012 10:41:02 AM |
Dollars4Rent | $50.00 | 12/17/2012 9:12:38 AM |
blot44 | $25.00 | 12/17/2012 4:04:48 PM |
bazaar-tulip | $25.00 | 12/17/2012 9:15:48 AM |
corndog4000 | $30.00 | 12/17/2012 10:54:47 AM |
loot-prescription3 | $25.00 | 12/17/2012 5:07:55 PM |
benevolent-power3 | $50.00 | 12/17/2012 2:04:00 PM |
indomitable-coin | $25.00 | 12/18/2012 5:33:06 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:07 PM |
first-credit-meridian | $25.00 | 12/22/2012 1:52:37 PM |
HereToHelp305 | $250.00 | 12/23/2012 9:38:13 PM |
logical-reward8 | $25.00 | 12/24/2012 9:26:06 AM |
ForMyFamily | $50.00 | 12/24/2012 11:43:08 AM |
djs81 | $75.00 | 12/26/2012 9:55:12 AM |
likeable-money4 | $25.00 | 12/26/2012 2:40:32 PM |
value-pouch | $50.00 | 12/26/2012 11:22:56 AM |
logical-principal8 | $50.00 | 12/27/2012 9:54:52 AM |
auction-eclipse8 | $50.00 | 12/27/2012 9:33:10 AM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:28 AM |
dggusmc | $25.00 | 12/27/2012 5:32:45 PM |
Black_Dog_Lending | $50.00 | 12/27/2012 8:22:17 PM |
compassion-twister2 | $50.00 | 12/28/2012 9:03:01 AM |
simplelender80 | $100.00 | 12/27/2012 6:57:05 PM |
american6 | $50.00 | 12/28/2012 9:19:44 AM |
Marathon418 | $25.00 | 12/28/2012 9:23:18 AM |
johnny128 | $100.00 | 12/28/2012 9:44:38 AM |
magical-credit523 | $25.00 | 12/28/2012 9:28:28 AM |
enriching-trade2 | $30.00 | 12/28/2012 9:16:40 AM |
zassociate | $200.00 | 12/28/2012 9:21:29 AM |
compoundinterest | $25.00 | 12/28/2012 9:59:55 AM |
diversification-medalist | $25.00 | 12/28/2012 10:47:46 AM |
kinetic-platinum1 | $100.00 | 12/28/2012 10:16:20 AM |
kevin314 | $25.00 | 12/28/2012 10:48:25 AM |
mizon291 | $25.00 | 12/28/2012 10:53:54 AM |
Clambake | $25.00 | 12/28/2012 9:40:36 AM |
Danylostefan | $25.00 | 12/28/2012 11:00:19 AM |
the-magnificent-loan | $200.00 | 12/28/2012 9:51:43 AM |
kegs | $250.00 | 12/28/2012 11:21:05 AM |
vinayski | $25.00 | 12/28/2012 10:01:56 AM |
jcornehlsen | $25.00 | 12/28/2012 11:41:50 AM |
Castellan | $50.00 | 12/28/2012 10:13:51 AM |
luminous-finance9 | $25.00 | 12/28/2012 12:43:50 PM |
triguy | $493.00 | 12/28/2012 11:10:07 AM |
point-hunter4 | $40.00 | 12/28/2012 2:14:35 PM |
insuranceprofessional1 | $25.00 | 12/28/2012 10:28:13 AM |
elasermd | $50.00 | 12/28/2012 11:33:36 AM |
tommyb34 | $25.00 | 12/28/2012 4:24:44 PM |
themoneydoctor | $75.00 | 12/28/2012 4:27:41 PM |
kyomoon | $50.00 | 12/28/2012 5:03:54 PM |
wise-unequivocal-return | $25.00 | 12/28/2012 5:04:13 PM |
wtrboy | $25.00 | 12/28/2012 5:08:16 PM |
keeks | $25.00 | 12/28/2012 5:09:21 PM |
JDKevin | $100.00 | 12/28/2012 5:09:44 PM |
BuffetRocks | $50.00 | 12/28/2012 5:11:36 PM |
value-guru3 | $25.00 | 12/28/2012 5:12:04 PM |
derbier122x | $29.61 | 12/28/2012 2:43:45 PM |
eadamson | $25.00 | 12/28/2012 5:00:36 PM |
Avala | $100.00 | 12/28/2012 11:40:02 AM |
bold-luminous-wealth | $25.00 | 12/28/2012 5:07:04 PM |
chicago1228 | $25.00 | 12/28/2012 5:07:53 PM |
adaboy65 | $100.00 | 12/28/2012 5:10:31 PM |
point-zebra | $25.00 | 12/28/2012 5:11:31 PM |
feedpaulyfaster | $25.00 | 12/28/2012 5:12:21 PM |
currency-chihuahua3 | $8.97 | 12/28/2012 5:13:15 PM |
devoider | $25.00 | 12/28/2012 3:26:24 PM |
LOST-ANOTHER-ONE | $27.32 | 12/28/2012 3:36:22 PM |
loan-warrior | $25.00 | 12/28/2012 4:55:13 PM |
bid-papyrus | $25.00 | 12/28/2012 5:04:35 PM |
YLlama | $50.00 | 12/28/2012 5:04:37 PM |
enterprising-exchange6 | $50.00 | 12/28/2012 5:05:09 PM |
camaraderi-entrepreneur | $25.00 | 12/28/2012 5:05:56 PM |
MoonMama | $25.00 | 12/28/2012 5:06:04 PM |
tenacious-affluence | $25.00 | 12/28/2012 5:06:51 PM |
kingdom323 | $50.00 | 12/28/2012 5:09:06 PM |
adventurous-commerce | $25.00 | 12/28/2012 5:12:59 PM |
Index_Plus | $4,500.00 | 12/28/2012 12:33:15 PM |
riskreward | $250.00 | 12/17/2012 9:49:41 AM |
special-transparency2 | $25.00 | 12/17/2012 10:19:14 AM |
loan-mongoose1 | $25.00 | 12/17/2012 10:33:49 AM |
CreditBuilder2 | $25.01 | 12/17/2012 11:17:29 AM |
GoldenKoi | $100.00 | 12/17/2012 9:24:30 AM |
bill-tent1 | $50.00 | 12/17/2012 9:33:17 AM |
windguy | $50.00 | 12/17/2012 9:51:10 AM |
mr_haldane | $25.00 | 12/17/2012 10:52:00 AM |
Zolton | $300.00 | 12/17/2012 9:21:06 AM |
DonaldColorado | $50.00 | 12/17/2012 9:56:40 AM |
zippy-revenue8 | $25.00 | 12/17/2012 5:40:48 PM |
cerebral-dollar773 | $50.00 | 12/17/2012 7:50:29 PM |
bid-starfish | $25.00 | 12/18/2012 6:30:29 AM |
supersarah61 | $25.00 | 12/19/2012 5:26:07 PM |
california111 | $50.00 | 12/23/2012 5:30:22 PM |
profitable-benefit952 | $100.00 | 12/24/2012 6:21:24 PM |
neighborly-hope6 | $100.00 | 12/24/2012 7:37:13 PM |
tender-wealth0 | $25.00 | 12/26/2012 10:03:53 AM |
primetime | $25.00 | 12/26/2012 11:19:23 AM |
Niffler | $25.00 | 12/26/2012 12:58:47 PM |
timbob | $500.00 | 12/26/2012 5:22:31 PM |
syrepsorp | $30.00 | 12/26/2012 5:33:32 PM |
ciscoparrot | $25.00 | 12/27/2012 1:09:34 PM |
dharma1 | $25.00 | 12/28/2012 9:25:47 AM |
responsive-worth5 | $25.00 | 12/28/2012 9:45:26 AM |
aabadabadoo | $25.00 | 12/28/2012 9:29:53 AM |
community-seahorse0 | $25.00 | 12/28/2012 10:03:07 AM |
Investoman | $25.00 | 12/28/2012 9:31:17 AM |
sentry256 | $25.00 | 12/28/2012 10:23:10 AM |
flexible-basis345 | $25.00 | 12/28/2012 10:28:47 AM |
Aimvest | $25.00 | 12/28/2012 9:27:56 AM |
nodebtin3 | $25.00 | 12/28/2012 10:02:08 AM |
first-favorite-bonus9 | $25.00 | 12/28/2012 10:43:03 AM |
EnglishGeekInNYC | $25.00 | 12/28/2012 10:20:04 AM |
velocity-solo | $25.00 | 12/28/2012 11:01:58 AM |
AFairDeal | $25.00 | 12/28/2012 10:25:59 AM |
social-tostada9 | $50.00 | 12/28/2012 9:50:16 AM |
octoberfresh | $25.00 | 12/28/2012 11:15:37 AM |
Cheburashka | $30.00 | 12/28/2012 11:16:02 AM |
Tradesmanlender | $25.00 | 12/28/2012 9:59:37 AM |
pwkpwk | $25.00 | 12/28/2012 2:00:05 PM |
natural-worth9 | $100.00 | 12/28/2012 3:10:00 PM |
SecondChanceLendingSERV | $46.96 | 12/28/2012 3:27:30 PM |
BlessedEveryDay | $29.00 | 12/28/2012 4:54:22 PM |
dough-cherry4 | $25.00 | 12/28/2012 5:02:06 PM |
BCD | $25.00 | 12/28/2012 5:03:12 PM |
spankysdad | $25.00 | 12/28/2012 5:05:16 PM |
handy-money9 | $75.00 | 12/28/2012 5:08:21 PM |
durability-warmth | $50.00 | 12/28/2012 5:08:51 PM |
a-transparency-prodigy | $25.00 | 12/28/2012 5:09:24 PM |
maximumwealth | $25.00 | 12/28/2012 5:09:39 PM |
green-tree-shake | $35.00 | 12/28/2012 5:09:42 PM |
proper-exchange8 | $50.00 | 12/28/2012 10:45:42 AM |
sympathetic-funds818 | $50.00 | 12/28/2012 10:47:38 AM |
crown-year | $2,000.00 | 12/28/2012 1:58:05 PM |
affluence-birdie7 | $30.00 | 12/28/2012 1:59:23 PM |
subtle-revenue0 | $25.00 | 12/28/2012 10:56:13 AM |
transparency-futurist3 | $25.00 | 12/28/2012 3:34:51 PM |
Bendistraw | $25.00 | 12/28/2012 5:00:43 PM |
NLB-PHX | $25.00 | 12/28/2012 5:07:17 PM |
midde551 | $25.00 | 12/28/2012 5:08:37 PM |
good_lender | $25.00 | 12/28/2012 5:09:22 PM |
investment-network | $50.00 | 12/28/2012 5:10:01 PM |
ronkr | $25.00 | 12/28/2012 5:10:20 PM |
Bikram | $50.00 | 12/28/2012 5:10:53 PM |
rangers94 | $25.00 | 12/28/2012 5:11:22 PM |
dynamic-gold3 | $25.00 | 12/28/2012 5:11:59 PM |
payment-associate5 | $100.00 | 12/28/2012 12:36:07 PM |
Goodnotlucky | $109.11 | 12/28/2012 1:35:32 PM |
affluence-birdie7 | $100.00 | 12/28/2012 2:00:11 PM |
CSAworker | $25.00 | 12/28/2012 3:12:58 PM |
compatible-deal9 | $50.00 | 12/28/2012 4:58:39 PM |
Preteur | $25.00 | 12/28/2012 5:01:13 PM |
oaktownadam | $25.00 | 12/28/2012 5:01:54 PM |
julijask | $100.00 | 12/28/2012 5:04:00 PM |
REVSTJ999 | $25.00 | 12/28/2012 5:05:18 PM |
pixeldave | $50.00 | 12/28/2012 5:05:21 PM |
Pasagam | $50.00 | 12/28/2012 5:08:00 PM |
Jeffersonbank | $50.00 | 12/28/2012 5:08:30 PM |
moola-gondola1 | $25.00 | 12/28/2012 5:09:08 PM |
ultimatepaintball | $25.00 | 12/28/2012 5:11:34 PM |
160 Investments
|
Borrower Payment Dependent Notes Series
687648
This series of Notes was issued and sold upon the funding of the borrower loan #79970, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,804.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $291.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 32% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
7 | Length of status: | 12y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $21,085 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| currency-rapture022 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2012)
|
Principal balance:
| $14,195.35 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-microscope2 | $200.00 | 12/17/2012 5:03:16 PM |
thrilling-fund427 | $50.00 | 12/17/2012 5:07:21 PM |
radiant-dollar9 | $200.00 | 12/17/2012 5:24:35 PM |
truth-companion | $25.00 | 12/17/2012 5:07:45 PM |
cr8on | $100.00 | 12/17/2012 5:17:36 PM |
return-point2 | $100.00 | 12/17/2012 5:20:07 PM |
belief-integrity | $450.00 | 12/17/2012 6:55:16 PM |
gotjack-IRA | $150.01 | 12/17/2012 7:31:43 PM |
capital-investor8 | $25.00 | 12/18/2012 6:53:32 AM |
octoberfresh | $25.00 | 12/17/2012 6:33:33 PM |
reaction18 | $100.01 | 12/17/2012 6:48:56 PM |
treasure-bliss | $25.00 | 12/18/2012 4:29:45 AM |
berniemadeoff | $65.00 | 12/17/2012 7:21:24 PM |
five-star-note | $25.00 | 12/17/2012 7:28:34 PM |
skillful-asset5 | $30.00 | 12/17/2012 7:49:06 PM |
fitiwalt | $25.00 | 12/18/2012 4:49:05 AM |
simplelender80 | $500.00 | 12/18/2012 5:40:18 PM |
integrity-doctor | $100.00 | 12/18/2012 11:55:23 AM |
transaction-competitor0 | $25.00 | 12/18/2012 7:10:16 PM |
purposeful-durability8 | $100.00 | 12/21/2012 10:11:32 AM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:15 PM |
fcrick | $50.00 | 12/23/2012 12:51:42 PM |
gotjack | $75.01 | 12/23/2012 2:23:30 PM |
jmeasn | $25.00 | 12/23/2012 5:53:23 PM |
first-graceful-contract | $25.00 | 12/24/2012 9:46:40 AM |
california111 | $25.00 | 12/24/2012 10:35:48 PM |
Hippo-IRA1 | $25.00 | 12/25/2012 1:45:12 PM |
KB-IRA | $100.00 | 12/26/2012 1:29:27 PM |
investment-sapling | $50.00 | 12/26/2012 3:57:08 PM |
compatible-deal9 | $25.00 | 12/26/2012 1:09:28 PM |
belief-integrity | $300.00 | 12/26/2012 3:01:13 PM |
payout-detective7 | $25.00 | 12/26/2012 3:39:36 PM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:19:58 PM |
hitsman | $50.00 | 12/26/2012 5:01:20 PM |
payout-detective7 | $25.00 | 12/26/2012 1:08:33 PM |
timbob | $500.00 | 12/26/2012 5:23:20 PM |
intrepid-loot | $25.00 | 12/26/2012 5:40:09 PM |
ethical-truth211 | $100.00 | 12/27/2012 8:50:29 AM |
hope-den1 | $25.00 | 12/27/2012 6:31:03 AM |
receptive-affluence035 | $25.00 | 12/27/2012 6:34:31 AM |
averagefore | $25.00 | 12/27/2012 8:17:16 AM |
kingryan | $150.00 | 12/27/2012 10:52:12 AM |
appetizing-velocity4 | $25.00 | 12/27/2012 10:07:08 AM |
helpwithoutbanks | $25.00 | 12/27/2012 1:25:03 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:23 PM |
shawnb777 | $50.00 | 12/27/2012 10:49:52 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:38 PM |
Workaholic79 | $89.70 | 12/27/2012 5:45:20 PM |
zassociate | $200.00 | 12/27/2012 5:12:39 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:17:21 PM |
alpha-lending | $25.00 | 12/19/2012 9:36:58 AM |
TheSituation | $25.00 | 12/17/2012 5:04:03 PM |
kind-lovely-marketplace | $50.00 | 12/17/2012 5:15:27 PM |
bazaar-tulip | $25.00 | 12/17/2012 6:39:14 PM |
zipemdown | $25.00 | 12/17/2012 5:35:11 PM |
thrilling-point2 | $40.00 | 12/17/2012 5:06:08 PM |
entertaining-rate9 | $25.00 | 12/17/2012 5:43:00 PM |
Dubbs360 | $50.00 | 12/17/2012 5:14:54 PM |
wildanne | $50.00 | 12/17/2012 5:59:41 PM |
valiant-return584 | $50.00 | 12/17/2012 6:26:15 PM |
Tscheddar | $25.00 | 12/17/2012 6:53:38 PM |
WalnutCreekguy | $50.00 | 12/18/2012 9:14:23 AM |
paxnj | $25.00 | 12/18/2012 5:59:54 PM |
entertaining-revenue4 | $50.00 | 12/19/2012 10:02:29 AM |
rmkrish55 | $25.00 | 12/19/2012 5:12:53 PM |
rmkrish555 | $25.00 | 12/20/2012 5:14:58 PM |
MyPFBlog | $25.00 | 12/21/2012 10:15:04 AM |
crown-year | $1,000.00 | 12/21/2012 11:35:01 AM |
WisconsinFinance | $25.00 | 12/22/2012 9:44:50 AM |
jwesleym | $25.00 | 12/23/2012 12:48:39 PM |
a-helping-hand | $125.00 | 12/22/2012 5:23:56 PM |
Kaj | $25.00 | 12/24/2012 9:46:18 AM |
dukeiyer | $25.00 | 12/24/2012 12:00:18 PM |
AF-Chief | $25.00 | 12/24/2012 11:30:52 AM |
fantastic-dedication6 | $50.00 | 12/24/2012 3:07:55 PM |
USMC0311 | $25.00 | 12/24/2012 3:25:19 PM |
justreturns | $25.00 | 12/25/2012 9:19:55 AM |
moola-accelerator6 | $25.00 | 12/24/2012 8:30:35 PM |
kindest-credit-bear | $25.00 | 12/24/2012 7:17:45 PM |
helpinghand63 | $25.00 | 12/25/2012 9:33:57 AM |
thorough-duty641 | $25.00 | 12/25/2012 7:06:10 PM |
burrben | $65.00 | 12/26/2012 9:11:26 AM |
courteous-justice415 | $25.00 | 12/26/2012 10:25:37 AM |
wise-honorable-rate | $25.00 | 12/26/2012 7:01:03 AM |
Rogesparkguy | $25.00 | 12/26/2012 11:11:53 AM |
nex | $25.00 | 12/26/2012 11:14:07 AM |
tolerant-responsibility051 | $2,500.00 | 12/26/2012 12:54:26 PM |
likeable-money4 | $25.00 | 12/26/2012 2:43:32 PM |
yield-voyager8 | $25.00 | 12/26/2012 4:32:12 PM |
supersarah61 | $25.00 | 12/26/2012 4:47:47 PM |
handy-affluence9 | $25.00 | 12/26/2012 3:09:21 PM |
Comoparklender | $25.00 | 12/26/2012 6:14:05 PM |
social-zebra | $30.00 | 12/26/2012 5:16:46 PM |
XenonX | $25.00 | 12/26/2012 9:38:48 PM |
awesome-generosity4 | $44.00 | 12/27/2012 5:20:52 AM |
bryant05 | $35.57 | 12/27/2012 6:16:09 AM |
bold-important-dollar | $25.00 | 12/27/2012 7:04:06 AM |
gilbrear | $25.00 | 12/27/2012 7:49:03 AM |
circuitfive | $25.00 | 12/26/2012 6:06:31 PM |
youthful-currency959 | $100.00 | 12/27/2012 9:02:12 AM |
ResQDoc | $25.00 | 12/26/2012 9:25:26 PM |
JC_12 | $100.00 | 12/27/2012 7:17:22 AM |
new-ore-venture | $100.00 | 12/26/2012 7:04:27 PM |
wwwUniversal | $25.00 | 12/26/2012 7:18:25 PM |
impressive-yield3 | $50.00 | 12/26/2012 7:41:47 PM |
global-invest-group | $25.00 | 12/27/2012 10:09:40 AM |
first-class-yield9 | $29.00 | 12/27/2012 5:19:37 AM |
clean-penny059 | $100.00 | 12/27/2012 6:35:47 AM |
dinero-launcher | $25.00 | 12/27/2012 6:57:43 AM |
point-hunter4 | $25.00 | 12/27/2012 1:02:49 PM |
Ocean713 | $75.00 | 12/27/2012 11:13:30 AM |
bright-payment2 | $25.00 | 12/27/2012 12:12:49 PM |
helping-out | $125.00 | 12/27/2012 12:53:46 PM |
onecooldrink | $25.00 | 12/27/2012 1:05:26 PM |
finance-mammalian2 | $25.00 | 12/27/2012 1:36:49 PM |
currency-bumblebee487 | $25.00 | 12/27/2012 4:29:05 PM |
basis-hero8 | $25.00 | 12/27/2012 5:45:58 PM |
MoneyForNothing | $0.70 | 12/27/2012 5:49:11 PM |
vivacious-fund2 | $25.00 | 12/27/2012 5:27:04 PM |
119 Investments
|
Borrower Payment Dependent Notes Series
687912
This series of Notes was issued and sold upon the funding of the borrower loan #79587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $408.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 21y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $115,325 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| impeccable-commerce9 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $17,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2012)
760-779
(Jan-2012)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to finance repairs and improvements to recent bank owned properties I have purchased.
My financial situation:
I am a good candidate for this loan because this is my third loan with Prosper and I have made all payments on time and even paid off previous Prosper loans early.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
alpha-lending | $25.00 | 12/19/2012 9:37:07 AM |
LaGrangeLender | $60.00 | 12/18/2012 9:10:30 AM |
Beechturner | $40.00 | 12/18/2012 9:18:04 AM |
youqianderen | $25.00 | 12/18/2012 10:12:35 AM |
uncl-sammy | $25.00 | 12/18/2012 10:23:05 AM |
bartb | $25.00 | 12/18/2012 1:33:56 PM |
Johnab | $25.00 | 12/18/2012 1:36:03 PM |
toblerone | $25.00 | 12/18/2012 10:38:51 AM |
qsolo | $25.00 | 12/18/2012 5:38:45 PM |
payout-reaction740 | $50.00 | 12/18/2012 9:43:56 AM |
supersarah61 | $25.00 | 12/18/2012 4:05:20 PM |
Tscheddar | $25.00 | 12/18/2012 10:54:26 AM |
djmikmik | $150.00 | 12/18/2012 7:11:13 PM |
907 | $25.00 | 12/18/2012 7:50:18 PM |
secureincome | $555.00 | 12/18/2012 5:40:48 PM |
palu2619 | $25.00 | 12/19/2012 9:49:29 AM |
justice-inspector | $50.00 | 12/19/2012 1:58:48 PM |
HereToHelp305 | $250.00 | 12/19/2012 4:34:46 PM |
simplelender80 | $500.00 | 12/20/2012 9:47:32 AM |
djs81 | $75.00 | 12/20/2012 10:13:34 AM |
auction-eclipse8 | $50.00 | 12/21/2012 9:52:15 AM |
crown-year | $500.00 | 12/21/2012 11:35:48 AM |
indomitable-coin | $25.00 | 12/21/2012 9:05:44 AM |
the-magnificent-loan | $200.00 | 12/22/2012 12:23:18 PM |
radforj22 | $50.00 | 12/22/2012 7:43:21 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:30 PM |
sprinter | $50.00 | 12/23/2012 1:01:12 PM |
thankful-nickel2 | $25.00 | 12/23/2012 2:13:24 PM |
benjamins-wasp | $50.00 | 12/23/2012 12:58:43 PM |
Hy-FineAnts-33 | $50.00 | 12/23/2012 6:27:09 PM |
jpblan11 | $25.00 | 12/24/2012 9:58:56 AM |
deal-vibrato | $25.00 | 12/24/2012 10:38:06 AM |
Astyanax | $30.00 | 12/24/2012 11:52:10 AM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:22 PM |
DDPrime | $50.00 | 12/25/2012 9:09:37 AM |
Mountain-Lion-IRA1 | $50.00 | 12/25/2012 1:46:47 PM |
themoneydoctor | $75.00 | 12/25/2012 10:11:24 AM |
benevolent-benefit7 | $50.00 | 12/26/2012 7:50:08 AM |
RyanTH9893 | $25.00 | 12/26/2012 7:55:57 AM |
openness-zenith6 | $50.00 | 12/26/2012 9:25:35 AM |
XP | $25.00 | 12/26/2012 8:31:03 AM |
benjamins-nest | $50.00 | 12/26/2012 9:11:26 AM |
wise-honorable-rate | $25.00 | 12/26/2012 10:23:59 AM |
justinology | $25.00 | 12/26/2012 8:25:42 AM |
TRCRI | $50.00 | 12/26/2012 8:47:30 AM |
emphatic-gold584 | $100.00 | 12/26/2012 10:26:31 AM |
elog238 | $26.40 | 12/26/2012 5:07:57 PM |
Masdevallia | $25.00 | 12/26/2012 5:09:05 PM |
investment-sapling | $50.00 | 12/26/2012 3:57:12 PM |
brandall | $25.00 | 12/26/2012 4:18:31 PM |
listing-trapper3 | $50.00 | 12/26/2012 5:54:17 PM |
cognizant-integrity72 | $50.00 | 12/27/2012 4:03:07 AM |
equitable-p2ploan8 | $25.00 | 12/27/2012 7:08:33 AM |
GenerousGentleMan | $25.00 | 12/26/2012 6:31:21 PM |
Rearden_Steel | $25.00 | 12/27/2012 6:10:24 AM |
stable-cash4 | $25.00 | 12/27/2012 9:38:59 AM |
TMBank | $25.00 | 12/27/2012 1:16:58 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:27 PM |
Rabid_Dove | $30.00 | 12/27/2012 2:23:57 PM |
refined-velocity5 | $25.00 | 12/27/2012 3:24:15 PM |
Petite_Rose | $50.00 | 12/27/2012 4:00:28 PM |
helping-out | $50.00 | 12/27/2012 12:54:25 PM |
zassociate | $200.00 | 12/27/2012 5:11:48 PM |
LenderToAll | $100.00 | 12/27/2012 5:58:08 PM |
currency-bumblebee487 | $25.00 | 12/27/2012 4:33:18 PM |
Zion-CIF | $50.00 | 12/27/2012 5:01:14 PM |
kalamari | $30.00 | 12/27/2012 5:05:36 PM |
compatible-deal9 | $25.00 | 12/27/2012 5:44:47 PM |
openness-antioxidant | $100.00 | 12/18/2012 9:58:45 AM |
ready-interest9 | $25.00 | 12/18/2012 10:15:13 AM |
Ripsaw4U | $50.00 | 12/18/2012 10:25:45 AM |
belief-integrity | $100.00 | 12/18/2012 10:44:56 AM |
penny-finder | $30.00 | 12/18/2012 11:10:40 AM |
Zolton | $300.00 | 12/18/2012 9:30:01 AM |
leodaguy | $100.00 | 12/18/2012 9:37:26 AM |
entertaining-rate9 | $25.00 | 12/18/2012 9:54:09 AM |
bill-tent1 | $50.00 | 12/18/2012 5:27:51 PM |
CreditBuilder2 | $25.01 | 12/18/2012 10:22:36 AM |
radiant-dollar9 | $200.00 | 12/18/2012 5:36:40 PM |
five-star-note | $25.00 | 12/18/2012 11:20:12 AM |
prudent-dough458 | $25.00 | 12/18/2012 9:15:01 AM |
bazaar-tulip | $25.00 | 12/18/2012 10:03:51 AM |
DreisersFinancier | $50.00 | 12/18/2012 10:15:00 AM |
corndog4000 | $55.00 | 12/18/2012 10:46:43 AM |
wetlands | $200.00 | 12/18/2012 5:34:27 PM |
windguy | $50.00 | 12/18/2012 5:47:07 PM |
affluence-microscope2 | $200.00 | 12/18/2012 5:07:16 PM |
nickel-ferret | $25.00 | 12/18/2012 5:33:36 PM |
PoundSmart | $100.00 | 12/18/2012 5:41:24 PM |
Aristocrat | $25.00 | 12/18/2012 10:29:55 PM |
Mikale360 | $25.00 | 12/18/2012 7:26:56 PM |
pure-treasure7 | $50.00 | 12/21/2012 11:28:39 AM |
excellent-balance196 | $25.00 | 12/21/2012 2:37:45 PM |
purposeful-durability8 | $100.00 | 12/21/2012 5:06:02 PM |
commitment-orca7 | $100.00 | 12/21/2012 9:57:41 AM |
hero007 | $50.00 | 12/21/2012 9:54:51 AM |
principal-admirer5 | $25.00 | 12/21/2012 3:41:50 PM |
credit-flan0 | $200.00 | 12/22/2012 8:08:20 AM |
first-credit-meridian | $25.00 | 12/21/2012 5:54:22 PM |
availableloan | $25.00 | 12/22/2012 12:06:57 PM |
Harry | $75.00 | 12/22/2012 12:32:30 PM |
california111 | $50.00 | 12/22/2012 10:24:13 AM |
justreturns | $25.00 | 12/22/2012 12:09:18 PM |
coin-tweet | $25.00 | 12/22/2012 9:46:31 PM |
loot-prescription3 | $25.00 | 12/23/2012 2:21:12 PM |
revolutionary769 | $650.00 | 12/24/2012 6:42:36 AM |
bonus-apricot366 | $25.00 | 12/23/2012 2:43:34 PM |
logical-principal8 | $50.00 | 12/24/2012 10:44:33 AM |
p2p-paradise | $25.00 | 12/24/2012 11:06:32 AM |
CougarRoar | $25.00 | 12/24/2012 11:33:08 AM |
USMC0311 | $25.00 | 12/24/2012 3:25:56 PM |
commerce-gargantuan2 | $25.00 | 12/24/2012 7:16:53 PM |
fantastic-dedication6 | $50.00 | 12/24/2012 3:07:58 PM |
valiant-money | $30.00 | 12/24/2012 7:45:16 PM |
nodebtin3 | $25.00 | 12/24/2012 6:26:34 PM |
JASHoldingsLTD1 | $25.00 | 12/25/2012 4:00:55 PM |
helpinghand63 | $25.00 | 12/25/2012 9:34:25 AM |
blue-greenback-saver | $500.00 | 12/25/2012 5:31:01 PM |
rcs2003 | $25.00 | 12/25/2012 1:34:38 PM |
treasure-hunter270 | $75.00 | 12/26/2012 7:36:41 AM |
chac | $300.00 | 12/25/2012 12:37:56 PM |
Byrd24 | $100.00 | 12/25/2012 4:56:28 PM |
shamonn_p2p | $50.00 | 12/26/2012 9:37:57 AM |
novice-speculator | $25.00 | 12/25/2012 10:47:01 PM |
Plutis | $25.00 | 12/26/2012 9:19:44 AM |
benevolent-benefit7 | $75.00 | 12/26/2012 7:49:37 AM |
db0973 | $25.00 | 12/26/2012 8:54:28 AM |
IP | $25.00 | 12/26/2012 9:08:51 AM |
top-inspired-felicity | $25.00 | 12/26/2012 9:45:11 AM |
octoberfresh | $25.00 | 12/26/2012 11:06:26 AM |
value-pouch | $50.00 | 12/26/2012 11:15:41 AM |
Rogesparkguy | $25.00 | 12/26/2012 1:46:31 PM |
timbob | $500.00 | 12/26/2012 5:22:01 PM |
nuclearmoose | $50.00 | 12/26/2012 11:30:51 AM |
determined-bill5 | $100.00 | 12/26/2012 4:41:20 PM |
otto3investments | $50.00 | 12/26/2012 1:33:21 PM |
fortytwo | $85.00 | 12/26/2012 5:13:24 PM |
Trigirl23 | $25.00 | 12/26/2012 5:56:09 PM |
value-human | $50.00 | 12/26/2012 11:35:19 PM |
hl8428 | $31.00 | 12/27/2012 6:49:22 AM |
generosity-battalion0 | $26.00 | 12/27/2012 7:08:23 AM |
circuitfive | $25.00 | 12/26/2012 6:06:31 PM |
gpuck | $25.00 | 12/26/2012 6:09:53 PM |
misit | $25.00 | 12/27/2012 9:27:57 AM |
elated-generosity01 | $25.00 | 12/27/2012 9:51:34 AM |
SamyFromRI | $25.00 | 12/27/2012 8:52:54 AM |
ready-benefit3 | $25.00 | 12/27/2012 10:55:52 AM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:38 AM |
belief-integrity | $900.00 | 12/27/2012 12:35:10 PM |
appetizing-velocity4 | $25.00 | 12/27/2012 10:07:16 AM |
Rider | $50.00 | 12/27/2012 4:47:53 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:09 PM |
Rider | $25.00 | 12/27/2012 5:27:58 PM |
PDJ | $416.59 | 12/27/2012 5:59:50 PM |
farlik | $25.00 | 12/27/2012 1:51:03 PM |
Ben_Graham | $30.00 | 12/27/2012 3:33:33 PM |
trucklawyer | $25.00 | 12/27/2012 5:54:44 PM |
reflective-commerce348 | $25.00 | 12/27/2012 5:34:25 PM |
158 Investments
|
Borrower Payment Dependent Notes Series
687968
This series of Notes was issued and sold upon the funding of the borrower loan #80027, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $203.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 40% |
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,044 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| blue-reasonable-integrity |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2012)
|
Principal balance:
| $13,536.15 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to...help with the payment of household expenses and not utilize any more credit cards. I am currently rebuilding my credit and have a plan to manage my expenses carefully while making sure all my debts are paid within my monthly budget.
My financial situation:
I am a good candidate for this loan because...I make my payments on-time and have never been late on payment. I have been employed with the same organization for over 7 years and have a very stable job and income.
Monthly net income: $2665
Monthly expenses: $1400
Housing: $350 (shared expense)
Insurance: $110
Car expenses: $300
Utilities: $60
Phone, cable, internet: $80
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 12/19/2012 5:08:20 PM |
alpha-lending | $25.00 | 12/19/2012 5:14:23 PM |
economy-coup | $100.00 | 12/19/2012 5:37:46 PM |
economy-coup | $100.00 | 12/25/2012 3:59:45 PM |
octoberfresh | $25.00 | 12/19/2012 5:22:53 PM |
DreisersFinancier | $50.00 | 12/19/2012 6:02:54 PM |
valiant-return584 | $50.00 | 12/19/2012 6:04:54 PM |
kind-lovely-marketplace | $50.00 | 12/19/2012 5:29:26 PM |
Tscheddar | $25.00 | 12/19/2012 6:28:46 PM |
belief-integrity | $450.00 | 12/19/2012 6:44:40 PM |
rmkrish555 | $25.00 | 12/20/2012 5:15:07 PM |
return-point2 | $100.00 | 12/20/2012 6:43:16 PM |
enthusiastic-balance5 | $100.00 | 12/20/2012 6:00:52 PM |
berniemadeoff | $65.00 | 12/20/2012 6:36:16 PM |
Interest2thePeople | $100.00 | 12/21/2012 9:28:14 AM |
a-helping-hand | $125.00 | 12/22/2012 5:24:24 PM |
fcrick | $50.00 | 12/23/2012 12:51:51 PM |
jmeasn | $30.00 | 12/23/2012 5:52:20 PM |
whitegold24k | $50.00 | 12/24/2012 10:46:58 AM |
108lender | $200.00 | 12/24/2012 11:15:04 AM |
DiligentiaLLC | $25.00 | 12/24/2012 7:30:53 PM |
Assets-Up | $25.00 | 12/24/2012 7:12:12 PM |
nuetron | $25.00 | 12/25/2012 9:21:31 AM |
top-inspired-felicity | $25.00 | 12/25/2012 7:25:39 AM |
helpinghand63 | $25.00 | 12/25/2012 9:34:53 AM |
AF-Chief | $25.00 | 12/25/2012 10:47:18 AM |
mikeandcat | $100.00 | 12/25/2012 1:08:40 PM |
california111 | $50.00 | 12/25/2012 8:58:42 PM |
Mountain-Lion-IRA1 | $43.00 | 12/25/2012 1:47:12 PM |
radiant-dollar9 | $200.00 | 12/26/2012 9:43:09 AM |
affluence-microscope2 | $200.00 | 12/26/2012 9:09:35 AM |
agalt | $65.00 | 12/26/2012 9:58:38 AM |
KB-IRA | $100.00 | 12/26/2012 1:29:43 PM |
selector568 | $99.00 | 12/26/2012 11:09:08 AM |
Rogesparkguy | $25.00 | 12/26/2012 11:15:43 AM |
jsnryn | $111.31 | 12/26/2012 11:59:19 AM |
zorg77 | $100.00 | 12/26/2012 2:01:06 PM |
timbob | $500.00 | 12/26/2012 5:23:31 PM |
generosity-battalion0 | $26.00 | 12/27/2012 7:05:19 AM |
stable-cash4 | $25.00 | 12/27/2012 9:53:46 AM |
appetizing-velocity4 | $25.00 | 12/27/2012 10:07:20 AM |
global-invest-group | $25.00 | 12/27/2012 10:09:41 AM |
zassociate | $200.00 | 12/27/2012 5:12:43 PM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:48 PM |
intelligent-treasure075 | $25.00 | 12/28/2012 7:36:23 AM |
MIKLIZ_FUNDING | $25.00 | 12/28/2012 8:08:06 AM |
WeshaTheLeopard | $25.00 | 12/28/2012 6:05:45 AM |
WxChem | $25.00 | 12/28/2012 9:51:40 AM |
money-baron-roth-IRA | $50.00 | 12/28/2012 11:20:17 AM |
cordial-affluence2 | $25.00 | 12/28/2012 11:21:29 AM |
bonus-genius | $37.26 | 12/28/2012 10:41:52 AM |
Kaj | $25.00 | 12/28/2012 10:52:11 AM |
mymoneyblog | $25.00 | 12/19/2012 5:27:00 PM |
entertaining-rate9 | $25.00 | 12/19/2012 5:49:52 PM |
zipemdown | $25.00 | 12/19/2012 5:19:11 PM |
bazaar-tulip | $25.00 | 12/19/2012 5:21:58 PM |
Silver_Rupee | $25.00 | 12/19/2012 5:23:03 PM |
green-dollar-buffalo | $50.00 | 12/19/2012 5:26:05 PM |
ferocious-kindness8 | $35.00 | 12/19/2012 6:03:04 PM |
DoctorJoe | $25.00 | 12/20/2012 4:20:52 AM |
belief-integrity | $300.00 | 12/20/2012 6:02:22 AM |
rmkrish55 | $25.00 | 12/20/2012 5:26:27 PM |
trumpeter391 | $25.00 | 12/20/2012 3:38:42 PM |
five-star-note | $25.00 | 12/20/2012 6:36:46 PM |
capital-investor8 | $25.00 | 12/21/2012 7:54:57 AM |
WalnutCreekguy | $50.00 | 12/21/2012 10:12:11 AM |
truth-companion | $25.00 | 12/21/2012 9:32:34 AM |
simplelender80 | $274.00 | 12/21/2012 6:04:43 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:58 PM |
LuvToLend | $25.00 | 12/22/2012 12:19:50 PM |
Astyanax | $25.00 | 12/24/2012 11:59:37 AM |
purposeful-durability8 | $100.00 | 12/24/2012 6:22:41 PM |
dukeiyer | $25.00 | 12/24/2012 12:00:20 PM |
auction-seeker | $25.00 | 12/24/2012 12:13:34 PM |
USMC0311 | $25.00 | 12/24/2012 3:24:59 PM |
profitable-fairness1 | $50.00 | 12/25/2012 10:18:41 AM |
thrilling-fund427 | $50.00 | 12/26/2012 9:14:48 AM |
moneytolend72 | $25.00 | 12/26/2012 11:12:28 AM |
hitsman | $50.00 | 12/26/2012 10:59:32 AM |
tech310 | $50.00 | 12/26/2012 11:19:34 AM |
compatible-deal9 | $25.00 | 12/26/2012 1:13:11 PM |
supersarah61 | $25.00 | 12/26/2012 1:33:48 PM |
shellstar | $25.00 | 12/26/2012 2:11:15 PM |
yield-voyager8 | $25.00 | 12/26/2012 11:01:51 AM |
well-rounded-agreement9 | $25.00 | 12/26/2012 2:20:24 PM |
payout-detective7 | $25.00 | 12/26/2012 1:03:03 PM |
zorg77 | $50.00 | 12/26/2012 2:01:13 PM |
Hippo-IRA1 | $30.00 | 12/26/2012 5:57:19 PM |
Lea1791 | $50.00 | 12/26/2012 11:45:54 PM |
LoanerPrincipal | $25.00 | 12/26/2012 7:02:56 PM |
agile-diversification2 | $25.00 | 12/27/2012 9:04:08 AM |
gilbrear | $25.00 | 12/27/2012 7:51:50 AM |
authentic-finance194 | $200.00 | 12/27/2012 9:44:36 AM |
integrity-doctor | $100.00 | 12/27/2012 12:44:19 PM |
ciscoparrot | $25.00 | 12/27/2012 1:09:46 PM |
order-prospector | $25.00 | 12/27/2012 6:12:22 PM |
sensible-fund | $25.00 | 12/27/2012 3:34:01 PM |
benjamins-worker5 | $50.00 | 12/27/2012 7:11:12 PM |
goat361 | $25.00 | 12/28/2012 5:33:34 AM |
awesome-generosity4 | $49.00 | 12/28/2012 6:29:15 AM |
BankofRon | $25.00 | 12/28/2012 9:26:26 AM |
jwill2172 | $40.54 | 12/28/2012 12:50:45 AM |
value-trophy8 | $91.80 | 12/28/2012 9:08:25 AM |
gold-sushi | $50.00 | 12/28/2012 10:27:14 AM |
FinDoc | $25.00 | 12/28/2012 10:22:15 AM |
heroic-dime7 | $50.00 | 12/28/2012 11:39:09 AM |
foldingbenny2 | $25.00 | 12/28/2012 11:40:26 AM |
tolerant-responsibility051 | $728.09 | 12/28/2012 12:32:13 PM |
108 Investments
|
Borrower Payment Dependent Notes Series
688102
This series of Notes was issued and sold upon the funding of the borrower loan #79997, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $378.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 11% |
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
2 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,459 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| No | | |
Screen name:
| exact-deal419 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan to clear pers debt
Purpose of loan:
This loan will be used to clear debt of family members. I feel I am in the position to help and would like to do so.
My financial situation:
I am a good candidate for this loan because I have excellent credit and the ability to pay. I have been employed full time since the summer of 1983 and I don't see that changing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marketplace-singularity3 | $25.00 | 12/17/2012 5:44:24 PM |
special-transparency2 | $25.00 | 12/17/2012 5:04:02 PM |
loan-mongoose1 | $25.00 | 12/17/2012 5:06:12 PM |
DonaldColorado | $50.00 | 12/17/2012 5:18:40 PM |
Zolton | $300.00 | 12/17/2012 5:20:14 PM |
CreditBuilder2 | $25.01 | 12/17/2012 7:04:12 PM |
penny-finder | $35.00 | 12/17/2012 5:14:16 PM |
daw1878 | $25.00 | 12/17/2012 6:11:47 PM |
blue-useful-auction | $25.00 | 12/18/2012 6:28:47 AM |
availableloan | $25.00 | 12/17/2012 7:26:15 PM |
market-maximizer472 | $25.00 | 12/19/2012 7:48:42 AM |
logical-principal8 | $50.00 | 12/19/2012 5:17:56 PM |
djs81 | $75.00 | 12/19/2012 10:15:00 AM |
indomitable-coin | $25.00 | 12/19/2012 10:22:01 AM |
HereToHelp305 | $250.00 | 12/19/2012 4:30:22 PM |
sturzstrom | $25.00 | 12/19/2012 12:08:51 PM |
compoundinterest | $25.00 | 12/19/2012 5:23:38 PM |
neighborly-hope6 | $100.00 | 12/19/2012 5:41:09 PM |
wise-honorable-rate | $25.00 | 12/19/2012 5:19:40 PM |
auction-eclipse8 | $50.00 | 12/19/2012 5:23:29 PM |
logical-reward8 | $25.00 | 12/19/2012 6:06:34 PM |
alpinaut | $30.00 | 12/20/2012 9:59:49 AM |
bonus-apricot366 | $25.00 | 12/19/2012 7:05:46 PM |
Barky52 | $25.00 | 12/20/2012 12:04:31 PM |
the-magnificent-loan | $200.00 | 12/20/2012 5:42:55 PM |
ingenious-order783 | $50.00 | 12/21/2012 6:13:19 AM |
resplendent-income544 | $100.00 | 12/21/2012 7:41:35 AM |
commitment-orca7 | $100.00 | 12/21/2012 9:57:39 AM |
excellent-balance196 | $25.00 | 12/21/2012 2:37:42 PM |
qsolo | $50.00 | 12/22/2012 1:06:09 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:18 PM |
well-rounded-diversification | $25.00 | 12/23/2012 1:02:31 PM |
coin-tweet | $25.00 | 12/22/2012 9:46:31 PM |
rbc_ventures | $25.00 | 12/24/2012 9:38:34 AM |
PaulW | $40.00 | 12/24/2012 8:30:58 AM |
american6 | $50.00 | 12/24/2012 9:46:57 AM |
Investoman | $25.00 | 12/24/2012 9:49:57 AM |
AmericanCredit | $100.00 | 12/24/2012 10:48:55 AM |
sympathetic-funds818 | $25.00 | 12/24/2012 11:28:52 AM |
flopcat | $50.00 | 12/24/2012 5:24:41 PM |
community-seahorse0 | $25.00 | 12/24/2012 6:34:35 PM |
octoberfresh | $25.00 | 12/24/2012 6:43:04 PM |
top-inspired-felicity | $25.00 | 12/25/2012 7:37:31 AM |
enriching-trade2 | $30.00 | 12/25/2012 10:13:04 AM |
Aimvest | $25.00 | 12/25/2012 10:19:43 AM |
simplelender80 | $100.00 | 12/25/2012 11:04:06 AM |
friendinmoney | $30.00 | 12/25/2012 12:44:06 PM |
Long-term2040 | $25.00 | 12/25/2012 6:04:43 PM |
logical-peso2 | $25.00 | 12/25/2012 9:36:49 AM |
Rivervale_Westwood | $25.00 | 12/25/2012 5:32:42 PM |
red-delectable-reward | $25.00 | 12/26/2012 10:10:36 AM |
syrepsorp | $30.00 | 12/26/2012 9:18:58 AM |
nuclearmoose | $50.00 | 12/26/2012 10:27:00 AM |
fallentimbers | $25.00 | 12/26/2012 8:47:35 AM |
retiresecure | $25.00 | 12/26/2012 10:42:29 AM |
AFairDeal | $25.00 | 12/26/2012 10:47:57 AM |
BenR | $100.00 | 12/26/2012 10:28:39 AM |
otto3investments | $25.00 | 12/26/2012 2:05:31 PM |
fantastic-dedication6 | $50.00 | 12/26/2012 10:02:13 AM |
brandall | $30.00 | 12/26/2012 4:14:40 PM |
determined-bill5 | $100.00 | 12/26/2012 4:41:18 PM |
freefly67 | $25.00 | 12/26/2012 3:28:25 PM |
prudent-deal662 | $25.00 | 12/26/2012 5:41:53 PM |
RocketSurgeon | $25.00 | 12/26/2012 6:50:04 PM |
mattpet | $25.00 | 12/26/2012 7:27:36 PM |
social-tostada9 | $50.00 | 12/26/2012 6:57:49 PM |
SamyFromRI | $25.00 | 12/27/2012 8:53:56 AM |
JDKevin | $100.00 | 12/27/2012 10:06:00 AM |
pious-benjamins1 | $25.00 | 12/26/2012 11:41:13 PM |
Marathon418 | $25.00 | 12/27/2012 5:30:46 AM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:32 AM |
stable-cash4 | $25.00 | 12/27/2012 10:08:36 AM |
spiff666 | $26.66 | 12/27/2012 3:09:22 PM |
twirl2 | $100.00 | 12/27/2012 10:02:23 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:38 PM |
JazzFranchise | $25.00 | 12/27/2012 6:00:31 PM |
subtle-revenue0 | $25.00 | 12/27/2012 6:08:07 PM |
wildcard451 | $25.00 | 12/27/2012 1:46:35 PM |
educationfirst | $50.00 | 12/27/2012 5:21:48 PM |
hitsman | $50.00 | 12/27/2012 6:18:29 PM |
bicyclist2270 | $25.00 | 12/27/2012 2:25:11 PM |
db0973 | $25.00 | 12/27/2012 4:04:00 PM |
MKKBucks | $25.00 | 12/27/2012 8:49:00 PM |
benjamin67 | $25.00 | 12/27/2012 5:13:57 PM |
Errylend | $50.00 | 12/27/2012 9:16:26 PM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:05 PM |
halfcr83 | $50.00 | 12/27/2012 6:29:08 PM |
BorthersKeeper | $25.00 | 12/28/2012 2:08:52 AM |
Senechal | $25.00 | 12/28/2012 7:34:28 AM |
h110hawk | $25.00 | 12/27/2012 9:11:40 PM |
P2P4me | $200.00 | 12/28/2012 8:22:22 AM |
mtquan | $25.00 | 12/28/2012 9:04:39 AM |
tranquil-diversification8 | $100.00 | 12/28/2012 6:40:04 AM |
penny-mad-scientist9 | $38.25 | 12/28/2012 7:07:49 AM |
Desa_Miwu | $50.00 | 12/28/2012 7:23:33 AM |
bourgy420 | $25.00 | 12/28/2012 7:35:53 AM |
zassociate | $200.00 | 12/28/2012 9:21:30 AM |
elated-generosity01 | $25.00 | 12/28/2012 5:24:06 AM |
Mad_Scientist | $25.00 | 12/28/2012 9:46:19 AM |
aasx1108 | $25.00 | 12/28/2012 9:58:41 AM |
thickhead | $25.00 | 12/28/2012 10:11:38 AM |
SMU_ponies | $25.00 | 12/28/2012 9:09:51 AM |
tolerant-truth6 | $300.00 | 12/28/2012 9:44:24 AM |
power-amusement | $25.00 | 12/28/2012 10:05:30 AM |
unassailable-funds754 | $25.00 | 12/28/2012 10:26:38 AM |
impartial-deal | $25.00 | 12/28/2012 9:58:55 AM |
radforj22 | $25.00 | 12/28/2012 10:37:34 AM |
tramb | $25.00 | 12/28/2012 10:39:28 AM |
maniac3 | $723.45 | 12/28/2012 10:49:30 AM |
loyalty-locomotive | $100.00 | 12/28/2012 10:23:53 AM |
proper-exchange8 | $50.00 | 12/28/2012 10:45:43 AM |
loot-prescription3 | $25.00 | 12/17/2012 5:07:55 PM |
bill-tent1 | $50.00 | 12/17/2012 5:16:26 PM |
Ripsaw4U | $50.00 | 12/17/2012 6:04:10 PM |
riskreward | $250.00 | 12/17/2012 5:28:49 PM |
bazaar-tulip | $25.00 | 12/17/2012 6:39:18 PM |
GoldenKoi | $100.00 | 12/18/2012 2:21:32 AM |
blot44 | $25.00 | 12/18/2012 5:46:56 AM |
Hy-FineAnts-33 | $50.00 | 12/18/2012 10:47:22 AM |
palu2619 | $25.00 | 12/18/2012 5:31:37 PM |
compassion-twister2 | $25.00 | 12/19/2012 10:26:18 AM |
elasermd | $100.00 | 12/19/2012 10:18:50 AM |
uncl-sammy | $25.00 | 12/19/2012 5:56:12 PM |
prudent-dough458 | $25.00 | 12/19/2012 6:03:39 PM |
commerce-gargantuan2 | $25.00 | 12/19/2012 5:07:15 PM |
Arvicco | $400.00 | 12/19/2012 5:41:35 PM |
supersarah61 | $25.00 | 12/19/2012 5:26:08 PM |
hero007 | $50.00 | 12/19/2012 5:34:58 PM |
patriot897 | $25.00 | 12/20/2012 10:28:20 AM |
Plutis | $25.00 | 12/20/2012 4:08:13 PM |
axelducheck | $25.00 | 12/21/2012 9:29:23 AM |
principal-admirer5 | $25.00 | 12/21/2012 3:41:46 PM |
kaykarun | $50.00 | 12/21/2012 5:47:48 PM |
nodebtin3 | $25.00 | 12/22/2012 1:10:46 PM |
impeccable-penny | $33.00 | 12/22/2012 8:12:20 AM |
california111 | $50.00 | 12/22/2012 10:21:50 AM |
first-credit-meridian | $25.00 | 12/22/2012 1:52:38 PM |
kalamari | $30.00 | 12/22/2012 12:27:10 PM |
fortytwo | $100.00 | 12/23/2012 1:07:52 PM |
profitable-benefit952 | $100.00 | 12/24/2012 5:48:06 AM |
rmachi | $25.00 | 12/24/2012 10:03:18 AM |
wealth-scout124 | $50.00 | 12/24/2012 10:40:19 AM |
euro-grove4 | $25.00 | 12/24/2012 9:47:56 AM |
cablenews | $100.00 | 12/24/2012 6:01:04 PM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:13 PM |
Kunakiku | $25.00 | 12/25/2012 9:42:44 AM |
transparency-futurist3 | $25.00 | 12/25/2012 9:09:09 AM |
chac | $200.00 | 12/25/2012 12:31:47 PM |
kevin314 | $25.00 | 12/25/2012 5:55:44 PM |
Rockymtnhi | $100.00 | 12/26/2012 9:07:46 AM |
tender-wealth0 | $25.00 | 12/26/2012 10:03:54 AM |
imbaldjerry | $25.00 | 12/26/2012 8:20:12 AM |
Cheburashka | $30.00 | 12/26/2012 10:38:26 AM |
value-pouch | $50.00 | 12/26/2012 11:22:56 AM |
benefit-thunder0 | $25.00 | 12/26/2012 9:26:26 AM |
bankojerry | $26.01 | 12/26/2012 10:34:44 AM |
WhiteInvestor | $27.00 | 12/26/2012 2:39:46 PM |
likeable-money4 | $25.00 | 12/26/2012 2:40:33 PM |
dharma1 | $25.00 | 12/26/2012 9:58:13 AM |
obedient-payout0 | $25.00 | 12/26/2012 10:48:34 AM |
jcornehlsen | $25.00 | 12/26/2012 11:06:54 AM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:44 PM |
Castellan | $50.00 | 12/26/2012 5:15:14 PM |
timbob | $500.00 | 12/26/2012 5:22:32 PM |
romario | $25.00 | 12/26/2012 5:36:40 PM |
GenerousGentleMan | $25.00 | 12/26/2012 6:31:21 PM |
QuincyCapital | $25.00 | 12/26/2012 5:54:27 PM |
Arg3998 | $75.00 | 12/26/2012 6:12:53 PM |
Income-Scout | $100.00 | 12/26/2012 5:58:44 PM |
Syzygy | $25.00 | 12/26/2012 6:03:51 PM |
cerebral-dollar773 | $50.00 | 12/27/2012 4:41:57 AM |
justinology | $31.38 | 12/27/2012 3:06:06 PM |
mjosa | $25.00 | 12/27/2012 9:32:31 AM |
kingryan | $150.00 | 12/27/2012 10:52:12 AM |
Ben_Graham | $30.00 | 12/27/2012 3:33:09 PM |
tenacious-payout | $25.00 | 12/27/2012 3:54:57 PM |
compassionate-dime0 | $50.00 | 12/27/2012 2:01:36 PM |
dggusmc | $25.00 | 12/27/2012 5:32:46 PM |
liberty-point | $60.00 | 12/27/2012 3:13:27 PM |
rootcanaler | $75.00 | 12/27/2012 6:40:06 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:22 PM |
compassion-twister2 | $25.00 | 12/27/2012 8:12:26 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:42 PM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:16 AM |
SecondChanceLendingSERV | $25.52 | 12/28/2012 7:53:53 AM |
credit-birch | $44.94 | 12/28/2012 12:06:48 AM |
kryptonite51 | $25.00 | 12/28/2012 8:55:56 AM |
Charmart | $25.00 | 12/28/2012 5:22:32 AM |
basis-ferret8 | $100.00 | 12/28/2012 9:05:50 AM |
transparency-futurist3 | $25.00 | 12/28/2012 7:10:29 AM |
secobarbital | $100.00 | 12/28/2012 9:15:12 AM |
inspired-investment8 | $100.00 | 12/28/2012 9:26:15 AM |
the-loyalty-wildebeest | $25.00 | 12/28/2012 9:01:11 AM |
loot-heart | $25.00 | 12/28/2012 9:34:56 AM |
coin-lesson3 | $40.00 | 12/28/2012 6:27:04 AM |
mortikai | $100.00 | 12/28/2012 6:36:29 AM |
a2190b | $27.75 | 12/28/2012 7:13:01 AM |
RiderIRA | $401.03 | 12/28/2012 9:34:13 AM |
newest-bountiful-basis | $25.00 | 12/28/2012 10:13:13 AM |
prudent-payment316 | $25.00 | 12/28/2012 10:18:55 AM |
fund-booster4 | $25.00 | 12/28/2012 9:22:09 AM |
dough-souffle | $25.00 | 12/28/2012 9:59:46 AM |
magical-credit523 | $25.00 | 12/28/2012 9:28:32 AM |
caring-marketplace6 | $30.00 | 12/28/2012 10:14:30 AM |
ksamba | $25.00 | 12/28/2012 10:15:23 AM |
extraordinary-platinum727 | $25.00 | 12/28/2012 10:46:28 AM |
bosco44 | $25.00 | 12/28/2012 10:35:19 AM |
objective-investor | $250.00 | 12/28/2012 10:43:26 AM |
208 Investments
|
Borrower Payment Dependent Notes Series
688172
This series of Notes was issued and sold upon the funding of the borrower loan #80090, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Dec-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $385.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 5% |
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 13y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Pilot - Private/Com... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,194 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| leverage-utensil4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation.
This loan will be used to...pay off my high interest credit cards and medical bills.
My financial situation: Bank of America
I am a good candidate for this loan because...I've always payed off my loans and make all credit card payments on time. All I want is one payment and pay off my med bills and credit cards.
Monthly net income: $6800.00
Monthly expenses: $3500
Housing: $1500.00
Insurance: $110.00
Car expenses: $0
Utilities: $300.00
Phone, cable, internet: $180.00
Food, entertainment: $300
Clothing, household expenses: $50.00
Credit cards and other loans: $800.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $1,000.00 | 12/20/2012 9:38:21 AM |
alpha-lending | $25.00 | 12/20/2012 9:38:13 AM |
superb-funds335 | $25.00 | 12/20/2012 9:04:49 AM |
marketplace-singularity3 | $50.00 | 12/20/2012 9:32:46 AM |
formula842 | $25.00 | 12/20/2012 9:58:14 AM |
valiant-return584 | $50.00 | 12/20/2012 10:18:43 AM |
grnii78 | $125.00 | 12/20/2012 10:22:50 AM |
loanman2007 | $25.00 | 12/20/2012 12:11:47 PM |
Nipper99 | $100.00 | 12/20/2012 12:47:19 PM |
best-bonafide-p2p | $25.00 | 12/20/2012 10:20:28 AM |
RGlad | $100.00 | 12/20/2012 11:29:25 AM |
treasure-bliss | $25.00 | 12/20/2012 12:19:46 PM |
toblerone | $25.00 | 12/20/2012 10:03:45 AM |
Nco | $150.00 | 12/20/2012 10:13:26 AM |
brightest-dignified-penny | $25.00 | 12/20/2012 5:22:10 PM |
janeybooboo | $75.00 | 12/20/2012 1:44:32 PM |
thrilling-point2 | $40.00 | 12/21/2012 9:30:51 AM |
Capitalincome | $25.00 | 12/20/2012 7:45:32 PM |
return-enforcer5 | $25.00 | 12/21/2012 6:24:44 AM |
transaction-seahorse0 | $25.00 | 12/21/2012 9:51:51 AM |
HereToHelp305 | $50.00 | 12/21/2012 5:48:24 PM |
Megaton | $25.00 | 12/21/2012 7:19:10 PM |
Roux1 | $25.00 | 12/22/2012 12:34:29 PM |
spiff666 | $26.66 | 12/23/2012 7:56:09 AM |
907 | $25.00 | 12/22/2012 3:50:39 PM |
Gregger | $25.00 | 12/24/2012 1:12:23 PM |
first-graceful-contract | $25.00 | 12/24/2012 9:55:34 PM |
timbob | $500.00 | 12/26/2012 5:24:33 PM |
rmkrish555 | $25.00 | 12/27/2012 5:04:22 PM |
PoundSmart | $100.00 | 12/27/2012 5:22:39 PM |
Wangchuk | $25.13 | 12/27/2012 12:17:21 PM |
truth-companion | $25.00 | 12/27/2012 5:07:45 PM |
Investor_DP | $100.00 | 12/27/2012 5:51:41 PM |
zorg77 | $100.00 | 12/27/2012 6:10:34 PM |
return-point2 | $100.00 | 12/27/2012 6:21:57 PM |
gasman-1 | $25.00 | 12/27/2012 5:39:22 PM |
burrben | $40.00 | 12/27/2012 9:17:56 PM |
order-refuge8 | $25.00 | 12/27/2012 9:27:56 PM |
unbeatable-credit1 | $50.00 | 12/27/2012 9:46:34 PM |
jwill2172 | $35.00 | 12/27/2012 11:57:09 PM |
compassion-twister2 | $50.00 | 12/27/2012 8:02:31 PM |
loyalist1 | $100.00 | 12/28/2012 8:29:34 AM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:57 PM |
bob450-roth | $25.00 | 12/28/2012 9:08:52 AM |
mpatrick | $75.00 | 12/28/2012 9:51:52 AM |
truth-chooser1 | $25.00 | 12/28/2012 10:50:55 AM |
Elefunt | $25.00 | 12/28/2012 10:54:20 AM |
Kumasan | $108.00 | 12/28/2012 12:20:02 PM |
justreturns | $25.00 | 12/28/2012 10:16:04 AM |
berniemadeoff | $80.00 | 12/28/2012 10:27:58 AM |
green28 | $52.94 | 12/28/2012 12:31:10 PM |
persistent-dinero953 | $37.00 | 12/28/2012 2:25:05 PM |
smart-kindness8 | $25.00 | 12/28/2012 5:39:02 PM |
invincible-wampum3 | $50.00 | 12/28/2012 6:41:11 PM |
green-loyalty-web | $25.00 | 12/28/2012 6:01:49 PM |
responsible-finance9 | $48.99 | 12/28/2012 9:42:20 PM |
yield-hut | $25.00 | 12/28/2012 5:57:33 PM |
panga68 | $25.00 | 12/29/2012 7:44:12 AM |
kalamari | $30.00 | 12/28/2012 6:44:23 PM |
roux | $25.00 | 12/28/2012 7:11:02 PM |
Wellman | $25.00 | 12/29/2012 12:04:39 PM |
income-buffalo1 | $50.00 | 12/29/2012 9:05:34 AM |
glimmering-generosity0 | $50.00 | 12/29/2012 10:06:09 AM |
greenback-frog7 | $101.00 | 12/28/2012 10:15:15 PM |
generous-cash1 | $350.00 | 12/29/2012 12:36:28 PM |
gold-sushi | $40.00 | 12/29/2012 12:42:32 PM |
Quiza12 | $100.00 | 12/29/2012 6:09:14 AM |
thelopper | $25.00 | 12/29/2012 9:07:37 AM |
belief-integrity | $250.00 | 12/29/2012 9:10:20 AM |
InvestorPartners | $25.00 | 12/29/2012 12:38:33 PM |
mcgillis99 | $30.00 | 12/29/2012 10:48:14 AM |
dough-souffle | $25.00 | 12/29/2012 1:19:09 PM |
sadls | $25.00 | 12/29/2012 11:36:31 AM |
pfh | $25.00 | 12/29/2012 1:31:24 PM |
credit-bliss8 | $25.00 | 12/29/2012 1:45:54 PM |
circuitfive | $25.00 | 12/29/2012 12:16:12 PM |
worthy-bid8 | $253.00 | 12/29/2012 2:08:24 PM |
ChoiceInvestments | $26.00 | 12/29/2012 1:42:50 PM |
Skynxhunt | $25.00 | 12/29/2012 1:50:45 PM |
MoneyForNothing | $5.80 | 12/29/2012 2:10:38 PM |
LittleMingo | $25.00 | 12/22/2012 1:17:00 AM |
wildanne | $50.00 | 12/20/2012 9:10:58 AM |
careful-compassion | $25.00 | 12/20/2012 9:41:11 AM |
Hedge-Fund | $30.00 | 12/20/2012 11:40:21 AM |
restless-dime | $100.00 | 12/20/2012 12:50:12 PM |
commerce-venture1 | $25.00 | 12/20/2012 9:01:47 AM |
dunkard13 | $300.00 | 12/20/2012 9:10:53 AM |
wise-charming-reward | $300.00 | 12/20/2012 12:41:01 PM |
zipemdown | $25.00 | 12/20/2012 10:17:06 AM |
five-star-note | $25.00 | 12/20/2012 10:21:36 AM |
Edakers | $25.00 | 12/20/2012 10:46:23 AM |
Wrats6 | $25.00 | 12/20/2012 2:56:12 PM |
brightest-dignified-penny | $25.00 | 12/20/2012 5:22:52 PM |
lowrater | $75.40 | 12/21/2012 1:30:44 PM |
octoberfresh | $25.00 | 12/21/2012 5:42:39 PM |
dickfore | $25.00 | 12/22/2012 9:57:47 PM |
a-helping-hand | $125.00 | 12/22/2012 5:24:29 PM |
belief-integrity | $250.00 | 12/23/2012 3:55:21 PM |
money-to-bless | $25.00 | 12/23/2012 9:11:09 PM |
credit-maverick1 | $100.00 | 12/24/2012 10:38:21 AM |
helpinghand63 | $25.00 | 12/25/2012 9:35:02 AM |
kenji4861 | $25.00 | 12/25/2012 9:32:08 AM |
california111 | $25.00 | 12/25/2012 9:06:34 PM |
CA-Lender | $25.00 | 12/25/2012 11:24:20 AM |
helpful-loan245 | $25.00 | 12/26/2012 1:51:43 AM |
DevinHill_IRA | $50.00 | 12/26/2012 5:43:20 PM |
wishihadmore | $25.00 | 12/26/2012 6:33:26 PM |
rmkrish55 | $25.00 | 12/27/2012 5:24:02 PM |
order-prospector | $25.00 | 12/27/2012 6:12:26 PM |
WalnutCreekguy | $50.00 | 12/27/2012 6:00:06 PM |
zorg77 | $50.00 | 12/27/2012 6:10:41 PM |
global-invest-group | $25.00 | 12/27/2012 7:53:23 PM |
ethical-truth211 | $200.00 | 12/28/2012 4:50:25 AM |
LaGrangeLender | $50.00 | 12/28/2012 6:24:02 AM |
enriched-return057 | $25.00 | 12/28/2012 8:47:48 AM |
skillful-asset5 | $30.00 | 12/27/2012 7:57:17 PM |
successful-agreement7 | $100.00 | 12/28/2012 9:23:31 AM |
pietro_torna_indietro | $50.00 | 12/28/2012 10:40:17 AM |
Kaj | $25.00 | 12/28/2012 10:52:11 AM |
deal-banker | $42.00 | 12/28/2012 10:33:54 AM |
careful-vigilance4 | $25.00 | 12/28/2012 10:36:12 AM |
a-finance-nirvana | $25.00 | 12/28/2012 10:40:06 AM |
Disposable_Hero85 | $25.00 | 12/28/2012 2:08:21 PM |
stepatatime-together | $100.00 | 12/28/2012 10:31:56 AM |
foldingbenny2 | $30.00 | 12/28/2012 11:59:47 AM |
incbx | $100.00 | 12/28/2012 3:23:03 PM |
Feyenoord | $30.00 | 12/28/2012 2:59:08 PM |
villagers | $50.00 | 12/28/2012 5:22:39 PM |
MadHun | $200.00 | 12/28/2012 5:25:22 PM |
nodebtin3 | $25.00 | 12/28/2012 5:57:19 PM |
FORESTCITYCAPITAL | $25.00 | 12/28/2012 5:58:55 PM |
finance-vault | $25.00 | 12/28/2012 8:23:50 PM |
transaction-competitor0 | $25.00 | 12/28/2012 9:17:24 PM |
mlm_invests | $40.00 | 12/28/2012 9:26:56 PM |
young_investor112 | $25.00 | 12/29/2012 12:14:14 AM |
thoughtful-payment587 | $200.00 | 12/29/2012 7:18:09 AM |
RubyMartin | $25.00 | 12/28/2012 8:07:09 PM |
basis-excellency9 | $25.00 | 12/28/2012 9:08:42 PM |
justasoldier | $100.00 | 12/28/2012 9:12:53 PM |
Money_Working | $30.00 | 12/29/2012 11:32:26 AM |
unrelenting-euro7 | $50.00 | 12/29/2012 9:19:37 AM |
wwwUniversal | $25.00 | 12/29/2012 12:13:47 PM |
blackstar | $25.00 | 12/29/2012 10:06:08 AM |
organic-order | $25.00 | 12/29/2012 12:36:59 PM |
ethical-truth211 | $100.00 | 12/29/2012 4:08:00 AM |
desertoasis | $25.00 | 12/29/2012 7:48:16 AM |
yield-cougar0 | $25.00 | 12/29/2012 8:33:37 AM |
Piaoliang | $25.00 | 12/29/2012 12:30:39 PM |
intuitive-velocity4 | $25.00 | 12/29/2012 1:18:59 PM |
youthful-currency959 | $100.00 | 12/29/2012 1:24:42 PM |
HRVRfunding | $25.08 | 12/29/2012 1:25:27 PM |
historic-dough5 | $25.00 | 12/29/2012 1:04:12 PM |
MrBailey | $25.00 | 12/29/2012 12:12:03 PM |
moremax | $33.00 | 12/29/2012 12:16:17 PM |
Astyanax | $30.00 | 12/29/2012 1:20:18 PM |
stock106 | $25.00 | 12/29/2012 12:27:43 PM |
trustworthy-money2 | $25.00 | 12/29/2012 1:22:03 PM |
mountain_slope | $50.00 | 12/29/2012 1:25:50 PM |
Nopa | $25.00 | 12/29/2012 12:47:26 PM |
159 Investments
|
Borrower Payment Dependent Notes Series
688504
This series of Notes was issued and sold upon the funding of the borrower loan #79584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $320.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 800-819 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,936 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| darkstar057 |
Borrower's state:
| Virginia |
Borrower's group:
| Our Values |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off higher rated credit cards and medical bills
My financial situation:
I am a good candidate for this loan because i have great credit, I have been running a successful small business for 4 years, i have 3 employees. I am making a smarter financial decision as I understand the cost of credit. I have written out my financial goals and plan to work hard to achieve these. I own my own house and take roommates to offset the cost of mortgage.
Monthly net income: $ 4100
Monthly expenses: $ 300
Housing: $1700
Insurance: $ 60
Car expenses: $ 0
Utilities: $ 250
Phone, cable, internet: $ 200
Food, entertainment: $ 300
Clothing, household expenses: $ 100
Credit cards and other loans: $ 700
Other expenses: $ none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kind-lovely-marketplace | $50.00 | 12/18/2012 5:25:55 PM |
nickel-ferret | $25.00 | 12/18/2012 5:34:12 PM |
daw1878 | $25.00 | 12/18/2012 5:55:13 PM |
octoberfresh | $25.00 | 12/18/2012 5:11:34 PM |
truth-companion | $25.00 | 12/18/2012 5:16:23 PM |
belief-integrity | $100.00 | 12/18/2012 6:57:49 PM |
principal-star | $45.00 | 12/18/2012 7:48:10 PM |
withering-flounder | $25.00 | 12/18/2012 5:01:49 PM |
paxnj | $25.00 | 12/18/2012 5:56:22 PM |
zipemdown | $25.00 | 12/18/2012 6:48:47 PM |
transaction-seahorse0 | $25.00 | 12/18/2012 5:45:18 PM |
prudent-dough458 | $25.00 | 12/19/2012 9:54:59 AM |
vivid-p2ploan1 | $25.00 | 12/18/2012 7:11:17 PM |
BostonCapital | $100.00 | 12/19/2012 9:19:40 AM |
return-point2 | $100.00 | 12/19/2012 5:24:33 PM |
Tscheddar | $25.00 | 12/20/2012 10:25:33 AM |
Lender2895a | $100.00 | 12/20/2012 11:26:27 AM |
CA-Lender | $25.00 | 12/20/2012 11:08:46 AM |
WalnutCreekguy | $50.00 | 12/20/2012 5:45:32 PM |
rmkrish555 | $25.00 | 12/20/2012 5:15:04 PM |
qsolo | $50.00 | 12/22/2012 1:06:16 PM |
first-graceful-contract | $25.00 | 12/22/2012 10:19:07 AM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:39 PM |
zippy-revenue8 | $25.00 | 12/24/2012 6:40:10 AM |
greenback-buckeye | $25.00 | 12/24/2012 5:26:28 AM |
patriot897 | $25.00 | 12/24/2012 10:50:27 AM |
dukeiyer | $25.00 | 12/24/2012 12:00:19 PM |
heerzaquestion | $30.00 | 12/24/2012 12:16:43 PM |
kfrench | $75.00 | 12/24/2012 7:17:55 PM |
tech310 | $50.00 | 12/24/2012 7:11:56 PM |
enchanted-investment447 | $100.00 | 12/26/2012 9:58:36 AM |
168RichCapital | $25.00 | 12/26/2012 6:41:25 AM |
LoanerPrincipal | $25.00 | 12/26/2012 11:03:05 AM |
gain-neutron6 | $25.00 | 12/26/2012 9:22:07 AM |
palu2619 | $25.00 | 12/26/2012 9:30:19 AM |
likeable-money4 | $25.00 | 12/26/2012 2:43:35 PM |
otto3investments | $25.00 | 12/26/2012 1:37:28 PM |
timbob | $500.00 | 12/26/2012 5:23:23 PM |
affluence-microscope2 | $200.00 | 12/26/2012 5:01:51 PM |
top-courteous-peso | $41.00 | 12/26/2012 6:28:29 PM |
vivacious-fund2 | $25.00 | 12/26/2012 6:46:22 PM |
Iwillhuntyoudown | $25.00 | 12/27/2012 1:01:07 AM |
first-class-wampum | $25.00 | 12/26/2012 7:18:54 PM |
agile-diversification2 | $25.00 | 12/27/2012 9:04:06 AM |
SpreadsheetSolutions | $25.00 | 12/27/2012 8:21:44 AM |
stable-cash4 | $25.00 | 12/27/2012 10:06:21 AM |
kingryan | $150.00 | 12/27/2012 10:52:17 AM |
jybank | $50.00 | 12/27/2012 11:11:59 AM |
Leshan | $50.00 | 12/27/2012 11:15:56 AM |
super_pickle | $100.00 | 12/27/2012 11:53:53 AM |
quest0 | $50.00 | 12/27/2012 8:27:05 AM |
Midwestvalues | $100.00 | 12/27/2012 10:02:28 AM |
winger66 | $43.45 | 12/27/2012 10:05:01 AM |
brightest-direct-return | $55.97 | 12/27/2012 2:18:33 PM |
ethical-truth211 | $300.00 | 12/27/2012 10:27:49 AM |
zorg77 | $100.00 | 12/27/2012 2:30:04 PM |
crw1950 | $41.56 | 12/27/2012 2:46:02 PM |
Mavdyaus | $50.00 | 12/27/2012 4:27:03 PM |
wise-honorable-rate | $25.00 | 12/27/2012 11:53:52 AM |
onecooldrink | $25.00 | 12/27/2012 1:06:55 PM |
zassociate | $200.00 | 12/27/2012 5:12:41 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:04:04 PM |
panga68 | $25.00 | 12/27/2012 12:46:58 PM |
ciscoparrot | $25.00 | 12/27/2012 1:09:41 PM |
helping-out | $55.00 | 12/27/2012 5:13:58 PM |
thorough-income854 | $25.00 | 12/27/2012 1:45:26 PM |
Richlaw | $400.00 | 12/27/2012 2:26:40 PM |
ddog0224 | $100.00 | 12/27/2012 2:54:07 PM |
direct-dollar4 | $31.96 | 12/27/2012 4:00:56 PM |
iamwhatiam | $25.00 | 12/27/2012 4:25:43 PM |
riskreward | $250.00 | 12/18/2012 5:46:50 PM |
payout-motivator0 | $50.00 | 12/18/2012 6:28:54 PM |
valiant-return584 | $50.00 | 12/18/2012 6:46:53 PM |
Assets-Up | $25.00 | 12/18/2012 5:51:22 PM |
green-dollar-buffalo | $50.00 | 12/18/2012 5:17:46 PM |
missing-link | $25.00 | 12/18/2012 6:24:52 PM |
JeremyLinFan | $30.00 | 12/18/2012 6:48:41 PM |
formula842 | $25.00 | 12/18/2012 6:01:55 PM |
bazaar-tulip | $25.00 | 12/18/2012 6:35:27 PM |
treasure-bliss | $50.00 | 12/19/2012 5:07:37 AM |
wkeboarder21 | $100.00 | 12/19/2012 7:18:00 AM |
real-return2 | $26.00 | 12/18/2012 7:24:53 PM |
907 | $25.00 | 12/18/2012 7:50:20 PM |
LuvToLend | $25.00 | 12/19/2012 9:08:31 AM |
scarlet-velvet | $50.08 | 12/18/2012 9:14:02 PM |
the-lean-bid | $25.00 | 12/19/2012 6:40:06 AM |
SOP_Bank | $25.00 | 12/19/2012 11:23:37 AM |
HereToHelp305 | $150.00 | 12/19/2012 4:50:51 PM |
historic-dough5 | $25.00 | 12/19/2012 7:50:52 PM |
rmkrish55 | $25.00 | 12/20/2012 5:26:25 PM |
organized-dedication696 | $25.00 | 12/20/2012 5:40:45 PM |
california111 | $50.00 | 12/22/2012 10:26:36 AM |
x32248 | $25.00 | 12/22/2012 10:07:13 PM |
ell25 | $25.00 | 12/22/2012 1:36:48 PM |
a-helping-hand | $125.00 | 12/22/2012 5:24:10 PM |
ChoiceInvestments | $25.00 | 12/23/2012 9:02:16 PM |
chad-bro-chill | $25.00 | 12/24/2012 10:08:17 AM |
rolltide09 | $50.00 | 12/24/2012 10:45:17 AM |
jpblan11 | $25.00 | 12/24/2012 10:20:41 AM |
auction-seeker | $25.00 | 12/24/2012 12:13:33 PM |
twjh | $25.01 | 12/24/2012 7:37:27 PM |
top-inspired-felicity | $25.00 | 12/25/2012 8:02:40 AM |
simplelender80 | $100.00 | 12/25/2012 11:04:09 AM |
helpinghand63 | $25.00 | 12/25/2012 9:34:33 AM |
EthanColeInvestingGroup | $25.00 | 12/25/2012 9:06:42 PM |
openness-zenith6 | $50.00 | 12/26/2012 9:26:13 AM |
loyalist1 | $150.00 | 12/26/2012 8:24:29 AM |
loyalty-czar | $100.00 | 12/26/2012 10:46:04 AM |
Nazbuster | $100.00 | 12/26/2012 12:27:36 PM |
yield-journey | $25.00 | 12/26/2012 5:09:57 PM |
BankofRon | $25.00 | 12/26/2012 5:57:41 PM |
j2ee | $50.00 | 12/26/2012 5:03:22 PM |
radiant-dollar9 | $200.00 | 12/26/2012 5:17:53 PM |
RubyMartin | $25.00 | 12/26/2012 10:05:11 PM |
lionheart722 | $25.00 | 12/26/2012 6:38:01 PM |
dl_data | $250.00 | 12/27/2012 4:42:52 AM |
orange-market-amigo | $200.00 | 12/27/2012 11:29:31 AM |
ralph44 | $25.00 | 12/27/2012 8:20:12 AM |
quickstep | $150.00 | 12/27/2012 1:35:31 PM |
Zion-CIF | $25.00 | 12/27/2012 4:58:05 PM |
Neighbor-Bob | $75.00 | 12/27/2012 12:34:34 PM |
InspireLife | $25.00 | 12/27/2012 1:51:37 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:29 PM |
whitegold24k | $150.00 | 12/27/2012 3:14:54 PM |
nimble-dedication1 | $50.00 | 12/27/2012 3:22:03 PM |
belief-integrity | $400.00 | 12/27/2012 12:35:59 PM |
supersarah61 | $25.00 | 12/27/2012 1:18:51 PM |
Prairiedog1116 | $154.97 | 12/27/2012 5:17:24 PM |
128 Investments
|
Borrower Payment Dependent Notes Series
688522
This series of Notes was issued and sold upon the funding of the borrower loan #79668, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $271.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 15% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $555 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| auction-seagull6 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: To pay up bills in advance and complete renovation to house expansion .
This loan will be used to...To pay bills a year in advance and to finish home repairs .
My financial situation: We want to be able to finish house quickly instead of drawing the project out.
I am a good candidate for this loan because...Our finances are stable and with paying the bills in advance we will save an additional pool of income to continue with yearly expences . The savings will continue from year to year . Even with the loan repayment we will save money.
Monthly net income: $4300.00
Monthly expenses: $1600.00
Housing: $0.00
Insurance: $140.00
Car expenses: $510.00
Utilities: $180.00
Phone, cable, internet: $120.00
Food, entertainment: $250.00
Clothing, household expenses: $250.00
Credit cards and other loans: $150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $100.00 | 12/18/2012 6:14:11 PM |
economy-coup | $100.00 | 12/25/2012 3:44:54 PM |
cattlebaron | $50.00 | 12/18/2012 5:03:15 PM |
Nco | $150.00 | 12/18/2012 5:39:07 PM |
rate-advocator7 | $250.00 | 12/18/2012 5:19:29 PM |
appetizing-loyalty354 | $25.00 | 12/18/2012 6:14:13 PM |
bazaar-tulip | $25.00 | 12/18/2012 6:35:27 PM |
DreisersFinancier | $50.00 | 12/18/2012 6:44:54 PM |
valiant-return584 | $50.00 | 12/18/2012 6:46:53 PM |
zipemdown | $25.00 | 12/18/2012 6:48:47 PM |
Edakers | $25.00 | 12/18/2012 6:55:45 PM |
truth-companion | $25.00 | 12/19/2012 9:43:41 AM |
WalnutCreekguy | $50.00 | 12/21/2012 5:05:12 PM |
return-point2 | $100.00 | 12/21/2012 5:48:42 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:39 PM |
Tscheddar | $25.00 | 12/22/2012 12:50:59 PM |
zorg77 | $100.00 | 12/24/2012 9:29:16 AM |
zorg77 | $50.00 | 12/24/2012 9:29:22 AM |
california111 | $50.00 | 12/24/2012 1:02:51 PM |
helpinghand63 | $25.00 | 12/25/2012 9:34:33 AM |
goat0 | $150.00 | 12/25/2012 10:36:55 AM |
affluence-microscope2 | $200.00 | 12/26/2012 9:09:34 AM |
Kaj | $25.00 | 12/26/2012 9:26:56 AM |
selector568 | $300.00 | 12/26/2012 11:09:07 AM |
likeable-money4 | $25.00 | 12/26/2012 2:43:35 PM |
tolerant-responsibility051 | $2,500.00 | 12/26/2012 4:00:20 PM |
timbob | $500.00 | 12/26/2012 5:23:23 PM |
Bob450 | $25.00 | 12/26/2012 5:21:36 PM |
global-invest-group | $25.00 | 12/27/2012 10:24:28 AM |
zassociate | $200.00 | 12/27/2012 5:12:41 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:17:29 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:18 PM |
note-venture | $25.00 | 12/27/2012 3:09:40 PM |
EL_Papin | $25.00 | 12/27/2012 7:09:46 PM |
Marietta | $25.00 | 12/28/2012 2:48:44 AM |
rtfproducer | $25.00 | 12/28/2012 6:15:37 AM |
order-prospector | $25.00 | 12/27/2012 6:12:15 PM |
wilchik | $50.00 | 12/28/2012 8:20:02 AM |
Leshan | $50.00 | 12/28/2012 7:51:16 AM |
MIKLIZ_FUNDING | $25.00 | 12/28/2012 8:15:18 AM |
loot-heart | $25.00 | 12/28/2012 9:34:57 AM |
affluence-birdie7 | $25.00 | 12/28/2012 2:02:17 PM |
the-silver-blaster | $67.00 | 12/28/2012 10:26:48 AM |
investment-sapling | $50.00 | 12/28/2012 10:31:18 AM |
HereToHelp305 | $150.00 | 12/28/2012 11:19:36 AM |
Imaginos1892 | $100.00 | 12/28/2012 4:12:52 PM |
invincible-wampum3 | $50.00 | 12/28/2012 6:43:04 PM |
Speedfreak | $25.00 | 12/28/2012 7:31:19 PM |
Astyanax | $25.00 | 12/28/2012 11:18:51 PM |
ets2011 | $25.00 | 12/28/2012 5:57:48 PM |
red-penny-philosopher | $25.00 | 12/29/2012 5:04:13 AM |
ksmorrow | $25.00 | 12/29/2012 11:41:53 AM |
thoughtful-payment587 | $50.00 | 12/28/2012 6:55:35 PM |
dariop | $10.96 | 12/29/2012 12:07:29 PM |
mcgillis99 | $30.00 | 12/29/2012 10:48:10 AM |
mr_haldane | $25.00 | 12/18/2012 5:17:37 PM |
toblerone | $25.00 | 12/18/2012 6:55:26 PM |
kind-lovely-marketplace | $50.00 | 12/18/2012 5:25:56 PM |
credit-adventurer313 | $25.00 | 12/18/2012 7:19:22 PM |
balanced-balance6 | $25.00 | 12/19/2012 7:18:22 AM |
Rogelio48 | $30.00 | 12/18/2012 7:30:19 PM |
commerce-venture1 | $25.00 | 12/20/2012 9:10:58 AM |
Mucman72 | $25.00 | 12/23/2012 2:42:03 AM |
the-inspired-justice | $25.00 | 12/22/2012 10:09:17 PM |
capital-investor8 | $25.00 | 12/24/2012 7:07:14 AM |
newest-bid-britches | $27.00 | 12/25/2012 9:31:12 AM |
thrilling-fund427 | $50.00 | 12/26/2012 9:14:47 AM |
radiant-dollar9 | $200.00 | 12/26/2012 9:42:49 AM |
bob450-roth | $25.00 | 12/26/2012 6:46:41 PM |
RocketSurgeon | $25.00 | 12/26/2012 6:50:07 PM |
hope-den1 | $25.00 | 12/27/2012 6:26:54 AM |
TumbleWeed88 | $25.00 | 12/26/2012 6:18:24 PM |
agile-diversification2 | $25.00 | 12/27/2012 9:04:06 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:41 PM |
Midwestvalues | $100.00 | 12/27/2012 10:02:28 AM |
supersarah61 | $25.00 | 12/27/2012 1:23:46 PM |
vivacious-fund2 | $25.00 | 12/27/2012 5:30:03 PM |
hitsman | $50.00 | 12/27/2012 6:18:30 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:30 PM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:46 PM |
compatible-deal9 | $25.00 | 12/27/2012 5:46:18 PM |
compassionate-dime0 | $50.00 | 12/27/2012 6:19:27 PM |
ethical-truth211 | $200.00 | 12/28/2012 6:15:10 AM |
rmkrish55 | $25.00 | 12/28/2012 8:50:31 AM |
cahjoon | $25.00 | 12/28/2012 9:21:12 AM |
objective-investor | $250.00 | 12/28/2012 10:43:26 AM |
wwwUniversal | $25.00 | 12/28/2012 11:50:16 AM |
Investor_DP | $100.00 | 12/28/2012 12:12:00 PM |
incbx | $100.00 | 12/28/2012 3:22:55 PM |
Scrooge_McDuck2 | $100.00 | 12/28/2012 11:09:47 AM |
villagers | $50.00 | 12/28/2012 5:22:06 PM |
deal-pioneer1 | $130.68 | 12/28/2012 6:15:09 PM |
MadHun | $200.00 | 12/28/2012 5:25:05 PM |
wale-ld | $50.00 | 12/28/2012 9:05:16 PM |
basis-excellency9 | $25.00 | 12/28/2012 9:10:42 PM |
coin-paddle | $25.00 | 12/29/2012 1:50:08 AM |
desertoasis | $25.00 | 12/29/2012 7:49:58 AM |
well-rounded-investment | $30.00 | 12/28/2012 9:46:57 PM |
platinum-czar | $49.36 | 12/29/2012 12:55:18 AM |
bid-catalyst0 | $100.00 | 12/29/2012 5:05:11 AM |
green-payment-ectasy | $500.00 | 12/29/2012 10:55:27 AM |
daisuke | $25.00 | 12/29/2012 11:59:12 AM |
Quiza12 | $100.00 | 12/29/2012 6:09:11 AM |
credit-adventurer313 | $25.00 | 12/29/2012 10:39:35 AM |
magnetic-exchange14 | $200.00 | 12/29/2012 11:54:06 AM |
order-taco-bell | $25.00 | 12/29/2012 12:02:50 PM |
106 Investments
|
Borrower Payment Dependent Notes Series
688552
This series of Notes was issued and sold upon the funding of the borrower loan #79927, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $248.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2006 |
Debt/Income ratio:
| 18% |
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,759 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| No | | |
Screen name:
| listing-sage8 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
Consolidate my debt!
My financial situation:
I am a good candidate for this loan because I have a stable job. And I have always paid off every loan I have ever made, on time, every time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Index_Plus | $861.70 | 12/28/2012 1:40:03 PM |
indomitable-coin | $25.00 | 12/18/2012 5:33:08 PM |
compassion-twister2 | $25.00 | 12/18/2012 6:16:40 PM |
green-trade-dolphin2 | $31.02 | 12/18/2012 5:02:44 PM |
DonaldColorado | $50.00 | 12/18/2012 6:41:25 PM |
blot44 | $25.00 | 12/18/2012 6:41:48 PM |
bill-tent1 | $50.00 | 12/18/2012 5:28:04 PM |
patriot897 | $25.00 | 12/18/2012 5:30:28 PM |
neighborly-hope6 | $100.00 | 12/18/2012 5:40:38 PM |
windguy | $50.00 | 12/18/2012 5:47:48 PM |
loot-prescription3 | $25.00 | 12/18/2012 5:48:26 PM |
nevee | $25.00 | 12/18/2012 5:06:53 PM |
riskreward | $250.00 | 12/18/2012 5:46:18 PM |
auction-eclipse8 | $50.00 | 12/18/2012 6:59:12 PM |
first-sharp-payout5 | $100.00 | 12/18/2012 6:38:55 PM |
CreditBuilder2 | $25.01 | 12/18/2012 7:04:28 PM |
dlenz | $25.00 | 12/19/2012 7:59:48 AM |
crown-year | $1,200.00 | 12/19/2012 8:21:33 AM |
logical-principal8 | $50.00 | 12/19/2012 9:27:45 AM |
passivesf | $25.00 | 12/19/2012 6:34:12 AM |
cerebral-dollar773 | $25.00 | 12/19/2012 11:05:49 AM |
basejump0 | $25.00 | 12/19/2012 6:14:37 PM |
HereToHelp305 | $250.00 | 12/19/2012 4:30:24 PM |
special-transparency2 | $25.00 | 12/20/2012 4:12:34 PM |
resplendent-income544 | $62.00 | 12/21/2012 7:41:37 AM |
Moneypenny6 | $25.00 | 12/21/2012 11:39:57 AM |
commitment-orca7 | $100.00 | 12/21/2012 9:57:42 AM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:41 PM |
california111 | $25.00 | 12/23/2012 4:42:33 PM |
Capitalincome | $25.00 | 12/23/2012 9:10:26 PM |
nodebtin3 | $25.00 | 12/23/2012 1:28:18 PM |
aabadabadoo | $25.00 | 12/24/2012 10:35:03 AM |
compoundinterest | $25.00 | 12/24/2012 10:19:33 AM |
Investoman | $25.00 | 12/25/2012 9:59:57 AM |
AmericanCredit | $100.00 | 12/25/2012 9:22:42 AM |
grotheik | $30.00 | 12/26/2012 8:40:26 AM |
magnetic-duty4 | $25.00 | 12/26/2012 9:44:29 AM |
top-inspired-felicity | $25.00 | 12/26/2012 8:58:25 AM |
american6 | $50.00 | 12/26/2012 10:08:48 AM |
syrepsorp | $30.00 | 12/26/2012 9:19:00 AM |
CornerKetch | $25.05 | 12/26/2012 10:36:34 AM |
AFairDeal | $25.00 | 12/26/2012 10:48:00 AM |
Arvicco | $400.00 | 12/26/2012 9:56:31 AM |
debtfree_lender_777 | $25.00 | 12/26/2012 12:49:45 PM |
value-pouch | $50.00 | 12/26/2012 11:22:58 AM |
nuclearmoose | $50.00 | 12/26/2012 10:27:02 AM |
determined-bill5 | $100.00 | 12/26/2012 4:41:22 PM |
Zeenos | $25.00 | 12/26/2012 5:56:45 PM |
kevin314 | $25.00 | 12/26/2012 5:26:38 PM |
pious-benjamins1 | $25.00 | 12/26/2012 11:41:15 PM |
community-seahorse0 | $25.00 | 12/26/2012 6:18:33 PM |
RocketSurgeon | $25.00 | 12/26/2012 6:50:07 PM |
Theofficer_roth_ira | $163.84 | 12/26/2012 8:55:59 PM |
stable-cash4 | $25.00 | 12/27/2012 10:02:24 AM |
ethical-truth211 | $100.00 | 12/27/2012 10:25:18 AM |
peso-chief | $200.00 | 12/27/2012 6:07:46 AM |
dlenz | $25.00 | 12/27/2012 7:38:26 AM |
32669 | $41.24 | 12/27/2012 7:57:06 AM |
loans-from-us-2-u | $50.00 | 12/27/2012 10:04:05 AM |
JDKevin | $100.00 | 12/27/2012 10:04:06 AM |
Neighbor-Bob | $50.00 | 12/27/2012 12:25:35 PM |
ciscoparrot | $25.00 | 12/27/2012 1:09:41 PM |
keen-credit6 | $27.00 | 12/27/2012 2:11:51 PM |
compassion-twister2 | $25.00 | 12/27/2012 8:15:17 PM |
kinetic-platinum1 | $25.00 | 12/27/2012 9:22:07 PM |
dggusmc | $25.00 | 12/27/2012 5:32:48 PM |
grafikpro | $25.00 | 12/28/2012 6:25:25 AM |
Jmascis | $25.00 | 12/27/2012 7:52:45 PM |
market-maximizer472 | $100.00 | 12/28/2012 7:26:01 AM |
Brisket_Bob | $25.10 | 12/28/2012 7:35:27 AM |
Charmart | $25.00 | 12/28/2012 5:21:30 AM |
Q9-X3 | $100.00 | 12/27/2012 6:54:00 PM |
friendinmoney | $25.00 | 12/28/2012 7:51:02 AM |
Errylend | $50.00 | 12/27/2012 9:16:29 PM |
Rulea72 | $25.00 | 12/28/2012 8:52:45 AM |
db0973 | $25.00 | 12/28/2012 6:43:01 AM |
Desa_Miwu | $50.00 | 12/28/2012 7:27:16 AM |
peaceful-farmer | $40.00 | 12/28/2012 7:41:32 AM |
ethical-truth211 | $200.00 | 12/28/2012 9:26:58 AM |
julijask | $100.00 | 12/28/2012 10:12:36 AM |
order-pony8 | $50.00 | 12/28/2012 10:25:24 AM |
fairwealth | $25.00 | 12/28/2012 10:36:45 AM |
shoupster | $25.00 | 12/28/2012 10:08:31 AM |
Castellan | $50.00 | 12/28/2012 10:13:52 AM |
dharma1 | $25.00 | 12/28/2012 11:07:55 AM |
radforj22 | $25.00 | 12/28/2012 10:33:09 AM |
asset-reaction | $25.00 | 12/28/2012 12:06:00 PM |
radareye2 | $39.00 | 12/28/2012 1:30:46 PM |
best-bonafide-p2p | $50.00 | 12/18/2012 5:42:48 PM |
Zolton | $300.00 | 12/18/2012 5:45:46 PM |
logical-reward8 | $25.00 | 12/18/2012 5:31:00 PM |
Aberdeen | $100.00 | 12/18/2012 7:13:58 PM |
marketplace-singularity3 | $50.00 | 12/18/2012 5:32:49 PM |
bazaar-tulip | $25.00 | 12/18/2012 6:35:28 PM |
corndog4000 | $55.00 | 12/18/2012 7:04:31 PM |
Tscheddar | $25.00 | 12/19/2012 5:26:14 AM |
Hy-FineAnts-33 | $50.00 | 12/19/2012 3:32:44 PM |
tender-wealth0 | $25.00 | 12/19/2012 9:59:56 AM |
Senechal | $25.00 | 12/19/2012 5:07:24 PM |
sturzstrom | $25.00 | 12/19/2012 12:07:34 PM |
djs81 | $75.00 | 12/19/2012 10:15:01 AM |
supersarah61 | $25.00 | 12/19/2012 5:26:11 PM |
the-magnificent-loan | $200.00 | 12/20/2012 5:42:57 PM |
heavensfx | $25.00 | 12/22/2012 6:43:56 AM |
first-credit-meridian | $25.00 | 12/22/2012 1:52:42 PM |
profitable-benefit952 | $100.00 | 12/24/2012 5:48:07 AM |
themoneydoctor | $29.01 | 12/23/2012 1:56:19 PM |
awesome-dollar6 | $50.00 | 12/24/2012 6:20:28 AM |
kalamari | $30.00 | 12/24/2012 9:52:10 AM |
bowl800 | $25.00 | 12/24/2012 10:32:42 AM |
elasermd | $100.00 | 12/24/2012 10:26:52 AM |
astute-benjamins | $25.00 | 12/25/2012 7:36:11 AM |
octoberfresh | $25.00 | 12/25/2012 9:20:55 AM |
heerzaquestion | $40.00 | 12/25/2012 12:22:12 PM |
Tootpick | $50.00 | 12/25/2012 9:29:14 AM |
enriching-trade2 | $30.00 | 12/25/2012 10:13:05 AM |
Aimvest | $25.00 | 12/25/2012 10:19:46 AM |
simplelender80 | $100.00 | 12/25/2012 11:04:10 AM |
wise-honorable-rate | $25.00 | 12/26/2012 7:01:03 AM |
axl163 | $25.00 | 12/26/2012 9:57:10 AM |
Goat-herder | $50.00 | 12/26/2012 1:11:47 PM |
otto3investments | $25.00 | 12/26/2012 2:04:53 PM |
money-to-bless | $25.00 | 12/26/2012 11:47:19 AM |
likeable-money4 | $25.00 | 12/26/2012 2:40:34 PM |
Rogesparkguy | $25.00 | 12/26/2012 1:49:41 PM |
sympathetic-funds818 | $50.00 | 12/26/2012 5:07:45 PM |
the-capital-shooter | $49.69 | 12/26/2012 7:02:21 PM |
timbob | $500.00 | 12/26/2012 5:22:33 PM |
elated-generosity01 | $25.00 | 12/27/2012 6:43:04 AM |
devoider | $25.00 | 12/27/2012 8:36:23 AM |
order-gondola | $25.00 | 12/26/2012 6:09:41 PM |
hitsman | $50.00 | 12/27/2012 9:07:41 AM |
bothaus | $100.00 | 12/27/2012 6:48:15 AM |
msb-emba | $50.00 | 12/27/2012 8:08:28 AM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:43 AM |
educationfirst | $50.00 | 12/27/2012 10:04:28 AM |
brightest-fascinating-principal | $25.00 | 12/27/2012 11:08:47 AM |
averagefore | $25.00 | 12/27/2012 8:18:38 AM |
momoney2lend | $25.00 | 12/27/2012 9:08:33 AM |
best-camaraderi-sniffer | $25.00 | 12/27/2012 10:55:38 AM |
zpellman | $100.00 | 12/27/2012 3:46:50 PM |
liberty-point | $64.59 | 12/27/2012 3:13:42 PM |
Cheburashka | $30.00 | 12/27/2012 5:24:05 PM |
kingryan | $150.00 | 12/27/2012 10:52:18 AM |
tenacious-payout | $25.00 | 12/27/2012 3:55:53 PM |
compatible-deal9 | $50.00 | 12/27/2012 5:47:06 PM |
Heleadstheway | $25.00 | 12/27/2012 7:56:56 PM |
bboy21385 | $52.94 | 12/28/2012 5:06:53 AM |
gilbrear | $25.00 | 12/28/2012 6:56:33 AM |
bourgy420 | $25.00 | 12/28/2012 7:35:18 AM |
CSAworker | $25.00 | 12/27/2012 9:05:36 PM |
chato2345 | $34.75 | 12/28/2012 8:22:38 AM |
chrisb1414 | $25.00 | 12/28/2012 5:21:14 AM |
organized-dough5 | $28.24 | 12/28/2012 5:26:10 AM |
BeanCownter | $25.00 | 12/28/2012 6:09:17 AM |
rockhound84 | $25.00 | 12/27/2012 6:59:20 PM |
coin-lesson3 | $29.69 | 12/28/2012 6:26:30 AM |
zassociate | $200.00 | 12/28/2012 9:21:33 AM |
El_Scubano | $25.00 | 12/28/2012 8:34:23 AM |
authoritative-loot | $25.00 | 12/27/2012 9:41:51 PM |
djmikmik | $50.00 | 12/28/2012 9:10:58 AM |
powerful-return1 | $31.13 | 12/28/2012 8:10:58 AM |
inspired-investment8 | $69.00 | 12/28/2012 9:26:16 AM |
magical-credit523 | $25.00 | 12/28/2012 9:28:41 AM |
gain-zeus8 | $25.00 | 12/28/2012 10:00:04 AM |
objective-investor | $250.00 | 12/28/2012 10:43:26 AM |
rupeeasaurus7 | $25.00 | 12/28/2012 12:02:00 PM |
cake7 | $25.00 | 12/28/2012 12:13:53 PM |
foldingbenny2 | $25.00 | 12/28/2012 11:38:51 AM |
Goodnotlucky | $100.00 | 12/28/2012 1:31:23 PM |
BlessedEveryDay | $25.00 | 12/28/2012 11:15:26 AM |
171 Investments
|
Borrower Payment Dependent Notes Series
688656
This series of Notes was issued and sold upon the funding of the borrower loan #80123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-30-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,051 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| snorgplat |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off all of my credit card debt, and a loan I'd taken out while in college allowing me to focus on only one loan (this) and normal expenses like rent and car payments.
My financial situation:
I am a good candidate for this loan because my financial situation has become more secure as I've become more successful in my career as a stage manager. I work constantly at several theaters, including currently the Disney Concert Hall where I'm working with the Los Angeles Philharmonic Orchestra. I still have a backup safety job at a restaurant where I still work several days a week to help keep money constant in the event that there are dry spells in the theater. I've also been using my free time to create audio books for Audible which is also beginning to make me a profit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dl_data | $500.00 | 12/20/2012 5:14:12 PM |
rmkrish55 | $25.00 | 12/20/2012 5:26:31 PM |
worthy-bid8 | $100.00 | 12/20/2012 5:32:50 PM |
exciting-fairness | $200.00 | 12/20/2012 7:04:42 PM |
exponential-fairness2 | $25.00 | 12/20/2012 6:12:47 PM |
professional-dinero753 | $25.00 | 12/21/2012 12:19:59 AM |
blitzen40 | $25.00 | 12/21/2012 10:04:29 AM |
enterprising-pound5 | $100.00 | 12/22/2012 4:53:54 AM |
a-helping-hand | $125.00 | 12/22/2012 5:24:36 PM |
greencat | $50.00 | 12/24/2012 8:11:28 AM |
bankbuddy55 | $100.00 | 12/24/2012 1:44:16 PM |
diplomatic-wealth7 | $25.00 | 12/24/2012 6:48:22 PM |
StrongMonty | $100.00 | 12/25/2012 2:19:21 AM |
Sweaty-Butt-Crack | $25.00 | 12/25/2012 6:27:18 PM |
toomanyfishtanks | $25.00 | 12/27/2012 10:42:11 AM |
RoZu_Lending | $100.00 | 12/28/2012 9:46:23 AM |
alaskanbearcub | $25.00 | 12/28/2012 2:31:24 PM |
KindCharmingReflective-affluence | $25.00 | 12/28/2012 5:53:29 PM |
green-loyalty-web | $25.00 | 12/28/2012 6:01:50 PM |
foothillender | $25.00 | 12/29/2012 7:29:13 AM |
thoughtful-payment587 | $25.00 | 12/29/2012 7:57:27 AM |
impala6464 | $25.00 | 12/29/2012 8:49:36 AM |
EddiesMoney | $25.00 | 12/29/2012 9:15:15 AM |
ethical-truth211 | $200.00 | 12/29/2012 4:28:41 AM |
Bob450 | $25.00 | 12/29/2012 7:28:52 AM |
ethicalhumanist | $50.00 | 12/29/2012 9:35:49 AM |
djh47a | $25.00 | 12/29/2012 11:14:05 AM |
MilitaryMTP | $50.00 | 12/29/2012 12:08:35 PM |
Mostlycoins | $25.00 | 12/29/2012 7:34:46 AM |
friendinmoney | $25.00 | 12/29/2012 9:00:00 AM |
BHopkins | $25.00 | 12/29/2012 1:51:28 PM |
brightest-dignified-worth | $50.00 | 12/29/2012 10:46:13 PM |
168RichCapital | $25.12 | 12/30/2012 6:28:19 AM |
vigorous-vigilance223 | $300.00 | 12/30/2012 6:57:30 AM |
1313mark1313 | $25.06 | 12/29/2012 5:45:09 PM |
roguewinner | $25.00 | 12/30/2012 12:25:40 PM |
refined-return922 | $25.00 | 12/30/2012 8:30:16 AM |
power-bluebird2 | $25.00 | 12/30/2012 9:56:21 AM |
basis-excellency9 | $25.00 | 12/30/2012 6:21:41 PM |
CA-Lender | $25.00 | 12/30/2012 11:28:41 AM |
skythex | $28.55 | 12/30/2012 4:11:10 PM |
saver266 | $25.00 | 12/30/2012 4:16:42 PM |
saver266 | $25.72 | 12/30/2012 4:03:08 PM |
basis-excellency9 | $0.08 | 12/30/2012 6:22:03 PM |
nevee | $25.00 | 12/20/2012 6:03:42 PM |
rmkrish555 | $25.00 | 12/20/2012 5:15:15 PM |
skillful-asset5 | $30.00 | 12/20/2012 7:28:57 PM |
deal-hickory5 | $100.00 | 12/22/2012 12:56:01 PM |
boogienation | $25.00 | 12/23/2012 7:57:33 PM |
_nfx-ira_ | $36.01 | 12/26/2012 7:19:48 AM |
octoberfresh | $25.00 | 12/26/2012 11:06:29 AM |
green-trade-wildcat | $25.00 | 12/27/2012 7:23:50 AM |
sdcc72 | $25.00 | 12/27/2012 9:12:42 AM |
benjamins-worker5 | $25.00 | 12/27/2012 7:18:59 PM |
I-Believe-In-You | $40.82 | 12/27/2012 7:57:47 PM |
britches318 | $100.00 | 12/28/2012 5:11:41 PM |
incbx | $100.00 | 12/28/2012 3:23:05 PM |
natural-point1 | $25.00 | 12/28/2012 9:01:45 PM |
SudianX | $31.00 | 12/28/2012 5:38:34 PM |
unrelenting-euro7 | $50.00 | 12/29/2012 9:23:25 AM |
jubilant-durability9 | $25.00 | 12/29/2012 11:12:44 AM |
attractive-rate | $25.00 | 12/29/2012 5:17:04 AM |
balance-vinyl5 | $100.00 | 12/29/2012 12:07:07 PM |
amlu1988 | $25.00 | 12/29/2012 9:24:11 AM |
Piaoliang | $25.00 | 12/29/2012 12:45:11 PM |
Skynxhunt | $25.00 | 12/29/2012 1:50:52 PM |
mountain_slope | $25.00 | 12/29/2012 1:30:20 PM |
california111 | $50.00 | 12/29/2012 2:44:15 PM |
compatible-deal9 | $25.00 | 12/29/2012 5:04:33 PM |
DRS | $25.00 | 12/30/2012 7:14:56 AM |
panga68 | $25.00 | 12/30/2012 9:13:18 AM |
squadron820 | $25.00 | 12/30/2012 10:09:28 AM |
spirited-camaraderi | $25.00 | 12/30/2012 11:42:22 AM |
reinforced-velocity158 | $25.00 | 12/29/2012 7:08:47 PM |
peso-sniffer | $25.00 | 12/30/2012 6:29:48 AM |
ookamikun | $50.00 | 12/30/2012 12:43:52 PM |
lucrative-penny079 | $32.64 | 12/30/2012 1:29:04 PM |
77 Investments
|
Borrower Payment Dependent Notes Series
688878
This series of Notes was issued and sold upon the funding of the borrower loan #79921, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Dec-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-22-2012 |
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 23.12% |
Monthly payment:
| $165.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.14% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 16% |
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $701 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| scottrobinson25 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 81 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $14,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Nov-2011)
520-539
(Oct-2007)
540-559
(Apr-2007)
|
Principal balance:
| $6,346.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 81 | | |
Description
Wanting our 2013 to start clean
Purpose of loan:
This loan will be used to...
Pay off two small payday loans I received after an August destination wedding, pay off my credit card completely in order to help with increasing my credit score overall, assist my new wife in getting snow tires for the Michigan winter and to start 2013 ahead of my expenses before we begin looking to move out of our current duplex and look for a home in the Spring.
My financial situation:
I am a good candidate for this loan because...
Prosper loans and the great individual lenders through this service have enabled me to have great success through previous Prosper loans, including last year's which allowed me to take the footstep into engagement and marriage with a clean slate. The additional $165 payment will be more than manageable addition to my monthly expenses, especially with the expenses the loan will take care off (as referenced above).
While we are slowly learning/beginning to combine insurance and other expenses, my individual expenses out the door have begun to decrease a bit, while my yearly performance on the job gave me a salary increase in September. We feel come spring/summer we should be in a good place to have increased credit scores, reduced expenses and put money away to assist in the searching and purchasing our first home as a family.
Monthly net income: $5641.36
Monthly expenses: $
Housing: $850.00
Insurance: $275
Car expenses: $580
Utilities: $0 - wife handles
Phone, cable, internet: $0 - wife handles
Food, entertainment: $75
Clothing, household expenses: $75
Credit cards and other loans: $400 ($340 Prosper loan 11/23/11)
Other expenses: $30 - monthly jewelry insurance (engagement ring/wedding band)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marwadi-62 | $250.00 | 12/21/2012 5:00:48 PM |
moneylender25 | $25.00 | 12/21/2012 5:35:59 PM |
entertaining-rate9 | $25.00 | 12/21/2012 5:49:45 PM |
EngineersAlliance | $25.00 | 12/21/2012 6:04:59 PM |
moola-accelerator6 | $61.77 | 12/21/2012 9:34:54 PM |
cjames84 | $25.00 | 12/22/2012 2:42:15 AM |
dollar-tornado3 | $25.00 | 12/22/2012 4:40:35 AM |
formula842 | $25.00 | 12/22/2012 4:55:54 AM |
Hedge-Fund | $25.00 | 12/21/2012 5:29:11 PM |
Forward-Looking | $25.00 | 12/21/2012 5:32:20 PM |
susurrus | $100.00 | 12/21/2012 5:39:19 PM |
gain-equator | $50.00 | 12/21/2012 5:40:31 PM |
rich329 | $25.00 | 12/22/2012 7:25:55 AM |
MoneyForNothing | $81.81 | 12/21/2012 5:02:41 PM |
caper945 | $100.00 | 12/22/2012 9:02:27 AM |
trumpeter391 | $100.00 | 12/22/2012 10:55:12 AM |
greenback-surge4 | $25.00 | 12/21/2012 5:17:43 PM |
felicity-contributor3 | $50.00 | 12/21/2012 6:09:25 PM |
greenback-watcher1 | $40.00 | 12/21/2012 6:14:29 PM |
organized-dedication696 | $25.00 | 12/21/2012 5:32:49 PM |
workorbe | $25.00 | 12/22/2012 12:26:34 PM |
vutah | $25.00 | 12/22/2012 12:28:14 PM |
knee_caps | $25.00 | 12/21/2012 8:11:10 PM |
stylish-revenue4 | $100.00 | 12/21/2012 10:21:53 PM |
slowgains | $25.00 | 12/21/2012 10:43:54 PM |
valiant-return584 | $50.00 | 12/21/2012 6:00:20 PM |
ethical-truth211 | $201.41 | 12/22/2012 1:00:58 PM |
Mikale360 | $25.00 | 12/22/2012 6:45:17 AM |
RGlad | $150.00 | 12/22/2012 7:40:28 AM |
friedokra | $25.00 | 12/22/2012 8:52:58 AM |
Bank42 | $25.00 | 12/22/2012 9:31:17 AM |
first-economy-spectacle | $25.00 | 12/22/2012 10:33:39 AM |
return-point2 | $100.00 | 12/22/2012 12:35:37 PM |
LittleMingo | $30.00 | 12/21/2012 5:33:02 PM |
Wrats6 | $25.00 | 12/21/2012 5:03:03 PM |
Beechturner | $25.00 | 12/21/2012 5:27:55 PM |
Sagamore | $30.00 | 12/21/2012 5:35:01 PM |
DreisersFinancier | $50.00 | 12/21/2012 5:37:35 PM |
trumpeter5 | $25.00 | 12/21/2012 5:01:07 PM |
janeybooboo | $74.74 | 12/21/2012 5:09:47 PM |
janeybooboo | $75.26 | 12/22/2012 4:42:06 AM |
XP | $25.00 | 12/22/2012 7:32:28 AM |
HereToHelp305 | $150.00 | 12/21/2012 5:47:38 PM |
secureincome | $555.00 | 12/21/2012 5:14:25 PM |
VegasBank | $500.00 | 12/22/2012 11:45:08 AM |
Vegasjim | $25.00 | 12/21/2012 5:37:33 PM |
Tscheddar | $25.00 | 12/21/2012 6:26:11 PM |
reaction18 | $100.01 | 12/21/2012 5:45:28 PM |
belief-integrity | $500.00 | 12/22/2012 8:16:20 AM |
kind-bazaar-kitten | $25.00 | 12/21/2012 9:21:12 PM |
bonus-demon | $150.00 | 12/22/2012 10:20:57 AM |
DoctorJoe | $25.00 | 12/22/2012 10:49:51 AM |
nodebtin3 | $25.00 | 12/22/2012 7:23:44 AM |
XP | $25.00 | 12/22/2012 7:32:47 AM |
california111 | $50.00 | 12/22/2012 10:24:49 AM |
OGS_Capital | $25.00 | 12/22/2012 12:03:15 PM |
roblender | $50.00 | 12/22/2012 12:35:55 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
688900
This series of Notes was issued and sold upon the funding of the borrower loan #80075, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Dec-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 13.59% |
Borrower rate/APR:
| 14.59% / 18.21% |
Monthly payment:
| $516.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 31% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 19y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $20,782 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| green-reasonable-gain |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off my high rate credit cards.
My financial situation:
I am a good candidate for this loan because...my husband pays for our mortgage which is$1500.Plus i am a good payer.My car is paid off.Lexus Rx300 2002.
Monthly net income: $3900
Monthly expenses: $2300
Housing: $0
Insurance: $300
Car expenses: $o
Utilities: $150
Phone, cable, internet: $318
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $1150
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $100.00 | 12/22/2012 12:33:24 AM |
bazaar-tulip | $25.00 | 12/20/2012 10:07:22 AM |
gravbox | $25.00 | 12/20/2012 10:14:06 AM |
best-bonafide-p2p | $25.00 | 12/20/2012 10:20:28 AM |
cr8on | $50.00 | 12/20/2012 10:37:21 AM |
JeremyLinFan | $30.00 | 12/20/2012 6:15:03 PM |
green-dollar-buffalo | $50.00 | 12/21/2012 9:33:04 AM |
radiant-dollar9 | $200.00 | 12/21/2012 9:47:03 AM |
transaction-seahorse0 | $25.00 | 12/21/2012 9:51:27 AM |
marwadi-62 | $100.00 | 12/21/2012 5:04:42 PM |
Cookstersalibi | $25.00 | 12/21/2012 11:02:32 AM |
principal-kung-fu | $25.00 | 12/21/2012 5:12:50 PM |
qsolo | $25.00 | 12/21/2012 5:12:10 PM |
nodebtin3 | $25.00 | 12/22/2012 1:10:52 PM |
belief-integrity | $500.00 | 12/22/2012 1:35:13 PM |
the-magnificent-loan | $200.00 | 12/22/2012 12:23:22 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:16:08 PM |
a-helping-hand | $125.00 | 12/22/2012 5:24:30 PM |
justreturns | $25.00 | 12/23/2012 1:40:24 PM |
auction-eclipse8 | $50.00 | 12/23/2012 1:04:06 PM |
tech310 | $40.00 | 12/23/2012 1:11:58 PM |
crown-year | $1,000.00 | 12/24/2012 7:19:08 AM |
radforj22 | $25.00 | 12/23/2012 10:02:45 PM |
kulender | $50.00 | 12/24/2012 5:51:44 PM |
profitable-fairness1 | $50.00 | 12/24/2012 5:01:51 PM |
yank918 | $25.00 | 12/24/2012 6:32:43 PM |
prudent-dough458 | $25.00 | 12/25/2012 9:10:54 AM |
supersarah61 | $25.00 | 12/25/2012 7:15:43 AM |
logical-principal8 | $50.00 | 12/25/2012 10:39:56 AM |
Interloper | $25.00 | 12/25/2012 11:02:20 AM |
burrben | $65.00 | 12/26/2012 9:11:28 AM |
chac | $100.00 | 12/25/2012 12:59:26 PM |
dime-mandolin9 | $50.00 | 12/26/2012 9:23:56 AM |
commerce-artisan8 | $50.00 | 12/26/2012 9:27:40 AM |
abundanceforever | $39.00 | 12/26/2012 9:29:02 AM |
kind-euro-mirth | $50.00 | 12/26/2012 9:10:42 AM |
ideal-peace5 | $100.00 | 12/26/2012 9:11:53 AM |
newest-payment-trapper | $62.50 | 12/26/2012 9:17:13 AM |
PoundSmart | $100.00 | 12/26/2012 9:50:17 AM |
amicablenemesis | $50.00 | 12/26/2012 9:08:01 AM |
enchanted-investment447 | $100.00 | 12/26/2012 10:01:16 AM |
Aimvest | $25.00 | 12/26/2012 10:05:09 AM |
openness-zenith6 | $50.00 | 12/26/2012 9:25:51 AM |
special-dinero553 | $25.00 | 12/26/2012 9:31:01 AM |
nickel-ferret | $25.00 | 12/26/2012 9:33:05 AM |
shamonn_p2p | $50.00 | 12/26/2012 9:39:43 AM |
ethical-truth211 | $26.00 | 12/26/2012 5:00:33 PM |
otto3investments | $25.00 | 12/26/2012 2:19:08 PM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:20:01 PM |
determined-bill5 | $100.00 | 12/26/2012 4:41:28 PM |
timbob | $500.00 | 12/26/2012 5:22:56 PM |
mister_waffle | $25.00 | 12/27/2012 9:31:05 AM |
ethical-truth211 | $274.00 | 12/27/2012 8:35:59 AM |
kingryan | $150.00 | 12/27/2012 10:52:25 AM |
clean-penny059 | $100.00 | 12/27/2012 6:35:48 AM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:52 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:50 PM |
elated-generosity01 | $25.00 | 12/27/2012 5:37:22 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:45 PM |
Marietta | $25.00 | 12/28/2012 2:57:00 AM |
Neighbor-Bob | $50.00 | 12/28/2012 3:04:28 AM |
rootcanaler | $75.00 | 12/27/2012 6:09:49 PM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:57 PM |
Wu_Minghua | $25.00 | 12/28/2012 7:14:23 AM |
Desa_Miwu | $50.00 | 12/28/2012 7:27:30 AM |
hitsman | $50.00 | 12/28/2012 9:19:35 AM |
syracuserei | $50.00 | 12/28/2012 4:31:23 AM |
intrepid-compassion29 | $25.00 | 12/28/2012 6:46:06 AM |
debtfreenow-82 | $50.00 | 12/28/2012 10:23:33 AM |
compoundinterest | $25.00 | 12/28/2012 10:00:03 AM |
riskreward | $232.00 | 12/28/2012 9:37:42 AM |
FinanceFrazier | $200.00 | 12/28/2012 11:29:54 AM |
persistent-dinero953 | $25.00 | 12/28/2012 2:15:17 PM |
abundant-peace196 | $50.00 | 12/28/2012 11:17:33 AM |
the-silver-blaster | $75.00 | 12/28/2012 10:26:48 AM |
jdrez | $43.21 | 12/28/2012 5:06:18 PM |
compatible-deal9 | $25.00 | 12/28/2012 5:08:00 PM |
affluence-birdie7 | $30.00 | 12/28/2012 1:59:28 PM |
Chief3394 | $25.00 | 12/28/2012 2:36:44 PM |
appcoder | $45.00 | 12/28/2012 11:01:03 AM |
guardian3 | $30.00 | 12/28/2012 11:22:59 AM |
MadHun | $200.00 | 12/28/2012 5:25:23 PM |
atllender | $50.00 | 12/28/2012 12:09:49 PM |
market-trooper3 | $30.00 | 12/28/2012 5:32:54 PM |
villagers | $50.00 | 12/28/2012 5:21:28 PM |
greenback-maniac | $50.00 | 12/28/2012 2:56:37 PM |
silver4711 | $50.00 | 12/28/2012 4:45:42 PM |
income-buffalo1 | $50.00 | 12/28/2012 5:08:58 PM |
red-delectable-reward | $25.00 | 12/28/2012 8:43:15 PM |
gigabit | $50.00 | 12/28/2012 5:33:50 PM |
natural-greenback6 | $25.00 | 12/28/2012 9:52:46 PM |
-PJC- | $25.00 | 12/28/2012 6:39:36 PM |
principal-admirer5 | $25.00 | 12/28/2012 10:22:55 PM |
power-secret-agent | $25.00 | 12/29/2012 2:08:28 AM |
revolutionary769 | $400.00 | 12/29/2012 5:39:32 AM |
Quiza12 | $100.00 | 12/29/2012 6:09:14 AM |
yield-hut | $25.00 | 12/28/2012 5:57:33 PM |
crw1950 | $32.10 | 12/28/2012 8:22:06 PM |
transparency-sapling | $25.00 | 12/28/2012 6:28:11 PM |
nourishing-order8 | $25.00 | 12/28/2012 7:34:23 PM |
value-travels | $25.00 | 12/28/2012 8:30:57 PM |
commitment-melody1 | $50.00 | 12/28/2012 8:34:52 PM |
ethical-truth211 | $100.00 | 12/29/2012 4:21:08 AM |
alpha-lending | $25.00 | 12/21/2012 5:53:02 PM |
wildanne | $50.00 | 12/20/2012 9:10:58 AM |
finder61 | $25.00 | 12/20/2012 11:48:48 AM |
wise-charming-reward | $400.00 | 12/20/2012 12:40:31 PM |
valiant-return584 | $50.00 | 12/20/2012 10:18:45 AM |
Lender2895a | $100.00 | 12/20/2012 11:26:30 AM |
Nipper99 | $100.00 | 12/20/2012 12:47:03 PM |
HereToHelp305 | $200.00 | 12/20/2012 1:04:23 PM |
bowdish1 | $25.00 | 12/20/2012 5:01:48 PM |
affluence-microscope2 | $200.00 | 12/21/2012 9:27:28 AM |
kind-lovely-marketplace | $50.00 | 12/21/2012 9:39:05 AM |
rmkrish555 | $25.00 | 12/21/2012 5:01:51 PM |
lionheart722 | $25.00 | 12/21/2012 6:08:43 PM |
DarkInvestor | $27.00 | 12/21/2012 11:20:45 AM |
BostonCapital | $100.00 | 12/21/2012 5:07:58 PM |
first-credit-meridian | $25.00 | 12/21/2012 5:54:37 PM |
california111 | $50.00 | 12/22/2012 10:26:39 AM |
rmkrish55 | $25.00 | 12/22/2012 1:03:17 PM |
belief-integrity | $500.00 | 12/22/2012 2:53:49 PM |
907 | $25.00 | 12/22/2012 3:50:40 PM |
unforgettable-return6 | $25.00 | 12/23/2012 9:49:14 AM |
coin-tweet | $25.00 | 12/22/2012 9:46:35 PM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:33 PM |
transparency-futurist3 | $25.00 | 12/25/2012 9:09:16 AM |
helpinghand63 | $25.00 | 12/25/2012 9:35:03 AM |
friedokra | $25.00 | 12/25/2012 6:11:56 PM |
wise-honorable-rate | $25.00 | 12/26/2012 7:01:03 AM |
anacent | $25.00 | 12/25/2012 11:15:00 AM |
phenomenal-rate1 | $500.00 | 12/26/2012 9:11:00 AM |
Zorro_970 | $100.00 | 12/26/2012 9:25:00 AM |
palu2619 | $25.00 | 12/26/2012 9:30:12 AM |
loyalty-cupcake6 | $25.00 | 12/25/2012 7:06:26 PM |
windguy | $50.00 | 12/26/2012 9:55:28 AM |
HoosierDaddie | $50.00 | 12/26/2012 9:12:27 AM |
bill-tent1 | $50.00 | 12/26/2012 9:26:38 AM |
repayment-pagoda8 | $100.00 | 12/26/2012 9:20:06 AM |
availableloan | $25.00 | 12/26/2012 11:17:12 AM |
entertaining-revenue4 | $50.00 | 12/26/2012 10:21:53 AM |
emphatic-gold584 | $100.00 | 12/26/2012 10:26:42 AM |
Social_Catapult | $25.00 | 12/26/2012 4:31:20 PM |
WhiteInvestor | $27.00 | 12/26/2012 2:36:38 PM |
investment-sapling | $50.00 | 12/26/2012 3:57:20 PM |
value-pouch | $30.00 | 12/26/2012 11:28:02 AM |
brandall | $25.00 | 12/26/2012 4:18:38 PM |
starry2001 | $25.00 | 12/27/2012 5:05:17 AM |
SamyFromRI | $25.00 | 12/27/2012 8:57:35 AM |
rate-hawk | $25.00 | 12/27/2012 10:15:32 AM |
unrivaled-deal676 | $50.00 | 12/27/2012 9:22:03 AM |
Lender1521 | $25.00 | 12/27/2012 4:36:14 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:36 PM |
zassociate | $200.00 | 12/27/2012 5:12:26 PM |
Income-Scout | $100.00 | 12/27/2012 6:19:33 PM |
MIKLIZ_FUNDING | $25.00 | 12/28/2012 8:17:39 AM |
LaGrangeLender | $50.00 | 12/28/2012 6:12:30 AM |
tranquil-diversification8 | $50.00 | 12/28/2012 6:40:46 AM |
skillful-asset5 | $30.00 | 12/27/2012 7:56:56 PM |
SecondChanceLendingSERV | $25.52 | 12/28/2012 7:56:10 AM |
friendinmoney | $25.00 | 12/28/2012 7:57:24 AM |
chato2345 | $25.00 | 12/28/2012 8:26:29 AM |
Brisket_Bob | $25.10 | 12/28/2012 7:45:15 AM |
magical-credit523 | $25.00 | 12/28/2012 9:28:50 AM |
ethical-truth211 | $200.00 | 12/28/2012 9:41:03 AM |
impressive-loan | $100.00 | 12/28/2012 10:26:56 AM |
WonderPup | $26.23 | 12/28/2012 10:06:47 AM |
mercuriant | $25.00 | 12/28/2012 10:44:38 AM |
kinetic-platinum1 | $100.00 | 12/28/2012 10:16:26 AM |
proud-wealth2 | $32.84 | 12/28/2012 10:26:12 AM |
first-graceful-contract | $26.00 | 12/28/2012 12:01:39 PM |
Disposable_Hero85 | $25.00 | 12/28/2012 2:05:41 PM |
unflappable-pound3 | $100.00 | 12/28/2012 2:39:25 PM |
steady-silver6 | $28.10 | 12/28/2012 3:34:56 PM |
wwwUniversal | $25.00 | 12/28/2012 11:50:16 AM |
green28 | $100.00 | 12/28/2012 12:27:59 PM |
HomerdohNY | $25.00 | 12/28/2012 1:30:54 PM |
ThomasC | $50.00 | 12/28/2012 5:23:43 PM |
foldingbenny2 | $25.00 | 12/28/2012 11:51:15 AM |
theaterguy | $30.00 | 12/28/2012 12:29:27 PM |
hope-eagle6 | $25.00 | 12/28/2012 5:30:49 PM |
wetlands | $71.00 | 12/28/2012 5:23:28 PM |
sunny-dough9 | $200.00 | 12/28/2012 10:14:35 PM |
China-man | $101.49 | 12/29/2012 2:13:24 AM |
natural-point1 | $25.00 | 12/28/2012 8:45:39 PM |
newest-dignified-leverage | $100.00 | 12/29/2012 5:28:40 AM |
compassionenstein0 | $25.00 | 12/28/2012 8:03:18 PM |
Money_Working | $25.00 | 12/28/2012 8:42:53 PM |
jdtv | $25.00 | 12/28/2012 8:51:43 PM |
bold-worth-wrangler | $25.00 | 12/28/2012 9:01:22 PM |
note-bee8 | $30.00 | 12/28/2012 9:31:48 PM |
skinzfan | $1,060.91 | 12/29/2012 6:20:02 AM |
192 Investments
|
Borrower Payment Dependent Notes Series
688996
This series of Notes was issued and sold upon the funding of the borrower loan #79728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-19-2012 |
Term:
| 12 months | | |
Listing End date:
| Dec-30-2012 |
|
Lender yield:
| 11.79% |
Borrower rate/APR:
| 12.79% / 18.53% |
Monthly payment:
| $1,338.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.09% | | |
| |
Estimated return*:
| 5.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,409 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| entertaining-dough067 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to consolidate my debt.
My financial situation:
I am a good candidate for this loan because I take financial matters seriously and I am a responsible person.
Monthly net income: $ 3900
Monthly expenses: Total $1708
Housing: $1118
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $240
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $18409
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $100.00 | 12/22/2012 12:33:24 AM |
bazaar-tulip | $25.00 | 12/19/2012 5:22:02 PM |
kind-lovely-marketplace | $50.00 | 12/19/2012 5:29:11 PM |
Bosibz | $50.00 | 12/19/2012 5:32:16 PM |
DreisersFinancier | $50.00 | 12/19/2012 6:02:54 PM |
green28 | $75.00 | 12/19/2012 5:03:43 PM |
new-dynamic-value | $25.00 | 12/19/2012 11:41:46 PM |
valiant-return584 | $50.00 | 12/19/2012 6:04:56 PM |
nevee | $25.00 | 12/19/2012 5:56:20 PM |
ghettodrvr | $25.00 | 12/19/2012 6:06:08 PM |
weatherman89 | $40.00 | 12/19/2012 11:20:37 PM |
healthy-peace427 | $100.00 | 12/19/2012 6:26:28 PM |
note-willow8 | $25.00 | 12/20/2012 5:30:19 PM |
WhiteInvestor | $27.00 | 12/21/2012 11:26:15 AM |
skillful-justice879 | $25.00 | 12/21/2012 1:35:23 PM |
joe_matadatz | $25.00 | 12/21/2012 3:22:44 PM |
first-credit-meridian | $25.00 | 12/21/2012 5:54:34 PM |
enticing-affluence6 | $25.00 | 12/22/2012 12:08:42 PM |
Interloper | $25.00 | 12/22/2012 8:17:00 AM |
Prowess_in_Babylon | $25.00 | 12/22/2012 7:38:36 PM |
907 | $25.00 | 12/22/2012 3:50:38 PM |
openness-antioxidant | $75.00 | 12/23/2012 1:50:11 PM |
tech310 | $50.00 | 12/23/2012 1:11:58 PM |
fmanjoo | $25.00 | 12/24/2012 9:33:09 AM |
young_investor112 | $45.75 | 12/23/2012 4:05:43 PM |
corley989 | $25.00 | 12/24/2012 7:25:53 AM |
Helping_1_at_a_time | $25.00 | 12/24/2012 10:23:28 AM |
MicroLender357 | $25.00 | 12/24/2012 11:07:52 AM |
first-riveting-dollar | $26.71 | 12/24/2012 11:36:49 AM |
thankful-nickel2 | $25.00 | 12/24/2012 5:49:27 PM |
credit-grove9 | $44.00 | 12/24/2012 10:57:42 PM |
imdave4me | $27.50 | 12/25/2012 1:50:45 AM |
octoberfresh | $25.00 | 12/24/2012 6:43:07 PM |
rakem777 | $25.00 | 12/24/2012 6:53:16 PM |
simplelender80 | $100.00 | 12/25/2012 11:04:15 AM |
Aimvest | $25.00 | 12/25/2012 10:19:48 AM |
punctual-kindness3 | $30.00 | 12/26/2012 6:24:18 AM |
enchanted-investment447 | $100.00 | 12/26/2012 10:07:50 AM |
bold-towering-velocity | $26.00 | 12/26/2012 7:42:36 AM |
kalamari | $30.00 | 12/26/2012 9:33:48 AM |
ingenious-truth684 | $25.00 | 12/26/2012 11:20:10 AM |
thg0703 | $25.00 | 12/26/2012 12:10:49 PM |
payout-paradise5 | $25.00 | 12/26/2012 11:13:42 AM |
Rogesparkguy | $25.00 | 12/26/2012 1:44:40 PM |
investment-sapling | $50.00 | 12/26/2012 3:57:18 PM |
brandall | $30.00 | 12/26/2012 4:14:49 PM |
timbob | $500.00 | 12/26/2012 5:22:56 PM |
payment-labyrinth9 | $25.00 | 12/26/2012 5:20:00 PM |
clean-penny059 | $100.00 | 12/27/2012 6:35:48 AM |
market-aspen9 | $25.00 | 12/27/2012 8:53:33 AM |
mister_waffle | $25.00 | 12/27/2012 9:31:03 AM |
durability-mover5 | $50.00 | 12/26/2012 10:30:33 PM |
Johnab | $25.00 | 12/27/2012 2:25:39 PM |
The_Secret | $36.06 | 12/27/2012 1:16:48 PM |
shawnb777 | $50.00 | 12/27/2012 10:53:02 AM |
co98senior | $25.00 | 12/27/2012 7:50:18 PM |
skillful-asset5 | $30.00 | 12/27/2012 8:01:16 PM |
pound-pine5 | $25.00 | 12/27/2012 6:52:41 PM |
BigBag | $25.00 | 12/27/2012 7:33:03 PM |
receptive-vigilance799 | $25.00 | 12/27/2012 9:18:56 PM |
oxnard | $25.00 | 12/28/2012 8:48:12 AM |
robust-money141 | $100.00 | 12/27/2012 9:49:35 PM |
marketplace-pinnacle964 | $25.00 | 12/28/2012 9:12:19 AM |
heerzaquestion | $40.00 | 12/28/2012 7:20:10 AM |
principal-cooker2 | $50.00 | 12/28/2012 9:35:07 AM |
Harry | $28.00 | 12/28/2012 9:52:06 AM |
sharp-platinum326 | $25.00 | 12/28/2012 10:27:50 AM |
Investoman | $25.00 | 12/28/2012 9:31:21 AM |
alexander-hamilton | $200.00 | 12/28/2012 10:10:37 AM |
kinetic-platinum1 | $100.00 | 12/28/2012 10:16:24 AM |
supernova719 | $40.00 | 12/28/2012 10:54:28 AM |
KindCharmingReflective-affluence | $25.00 | 12/28/2012 11:56:06 AM |
cnovak | $25.00 | 12/28/2012 5:02:35 PM |
ams294 | $33.97 | 12/28/2012 2:42:05 PM |
safe-bill7 | $25.00 | 12/28/2012 4:25:36 PM |
kegs | $250.00 | 12/28/2012 11:21:16 AM |
payment-associate5 | $100.00 | 12/28/2012 12:36:09 PM |
affluence-birdie7 | $30.00 | 12/28/2012 1:59:27 PM |
MadHun | $200.00 | 12/28/2012 5:25:19 PM |
worth-burst | $27.55 | 12/28/2012 5:02:23 PM |
hope-eagle6 | $25.00 | 12/28/2012 5:30:48 PM |
IP | $25.00 | 12/28/2012 5:10:34 PM |
villagers | $50.00 | 12/28/2012 5:21:28 PM |
thorough-marketplace441 | $25.00 | 12/28/2012 6:13:28 PM |
compassionenstein0 | $25.00 | 12/28/2012 8:03:17 PM |
daisuke | $25.00 | 12/28/2012 6:30:12 PM |
american6 | $50.00 | 12/28/2012 6:33:21 PM |
principal-admirer5 | $25.00 | 12/28/2012 10:22:54 PM |
thoughtful-payment587 | $50.00 | 12/29/2012 7:12:25 AM |
panegryst | $50.00 | 12/28/2012 9:31:10 PM |
sensible-interest2 | $86.93 | 12/28/2012 6:32:54 PM |
mcgillis99 | $30.00 | 12/29/2012 10:48:13 AM |
piter-to-la-investment | $25.00 | 12/29/2012 12:07:18 PM |
grafikpro | $25.00 | 12/28/2012 7:55:04 PM |
friendinmoney | $43.00 | 12/29/2012 9:09:39 AM |
stable-durability122 | $25.00 | 12/29/2012 9:33:13 AM |
DadWarbucks | $25.00 | 12/29/2012 12:29:21 PM |
thezfunk | $25.00 | 12/29/2012 12:43:26 PM |
newest-dignified-leverage | $75.00 | 12/29/2012 5:58:58 AM |
pound-mushroom3 | $25.00 | 12/29/2012 12:43:43 PM |
6moonbeams | $32.00 | 12/29/2012 12:04:45 PM |
fortytwo | $100.00 | 12/29/2012 12:51:46 PM |
reflective-cash0 | $47.00 | 12/29/2012 12:59:29 PM |
social-elevator | $25.00 | 12/29/2012 9:19:13 AM |
ready-agreement5 | $25.00 | 12/29/2012 12:32:22 PM |
fantastic-bazaar2 | $50.00 | 12/29/2012 1:08:32 PM |
dominickf | $50.00 | 12/29/2012 12:39:55 PM |
ivadood | $37.00 | 12/29/2012 12:43:07 PM |
terrific-dough6 | $50.00 | 12/29/2012 12:46:10 PM |
the-silver-blaster | $75.00 | 12/29/2012 1:24:18 PM |
gallant-economy9 | $50.00 | 12/29/2012 12:49:41 PM |
deal-promiser1 | $50.00 | 12/29/2012 12:52:44 PM |
wise-deal-panda | $100.00 | 12/29/2012 12:52:54 PM |
rakstar | $25.00 | 12/29/2012 12:04:24 PM |
Tylerh | $234.00 | 12/29/2012 1:11:58 PM |
SummitAdvisors | $50.00 | 12/29/2012 12:25:41 PM |
Skynxhunt | $25.00 | 12/29/2012 1:50:42 PM |
robust-contract7 | $25.00 | 12/29/2012 1:31:11 PM |
mercuriant | $25.00 | 12/29/2012 12:50:12 PM |
Cai8899 | $25.00 | 12/29/2012 1:05:54 PM |
CPAMAN | $25.00 | 12/29/2012 1:14:13 PM |
Lender12 | $25.00 | 12/29/2012 1:53:52 PM |
kindness-jedi | $25.00 | 12/29/2012 1:27:38 PM |
lovely-principal077 | $75.00 | 12/30/2012 1:13:37 AM |
peso-sniffer | $25.00 | 12/30/2012 6:28:06 AM |
diversification-cycle4 | $148.55 | 12/30/2012 7:08:57 AM |
five-star-principal0 | $25.00 | 12/29/2012 1:48:35 PM |
bazaar-tiramisu4 | $25.00 | 12/30/2012 8:11:24 AM |
green28 | $158.52 | 12/30/2012 8:42:07 AM |
mikbos | $25.00 | 12/29/2012 7:56:36 PM |
curious166 | $75.00 | 12/30/2012 11:23:07 AM |
keen-credit6 | $25.00 | 12/29/2012 9:47:50 PM |
MikeMann | $100.00 | 12/30/2012 12:15:47 PM |
reverent-greenback219 | $25.00 | 12/30/2012 12:28:46 PM |
chief_wo | $25.00 | 12/30/2012 12:41:00 PM |
funds-gourd4 | $44.00 | 12/29/2012 5:39:57 PM |
Simple3 | $25.23 | 12/30/2012 9:48:33 AM |
belief-integrity | $500.00 | 12/29/2012 9:35:24 PM |
the-generosity-wildcat | $50.00 | 12/30/2012 7:19:50 AM |
bid-lightning9 | $25.00 | 12/30/2012 8:28:34 AM |
deal-enlistment6 | $25.00 | 12/30/2012 8:31:21 AM |
cutter21 | $25.00 | 12/30/2012 1:14:31 PM |
benjamins-nest | $25.00 | 12/30/2012 1:17:36 PM |
Breakfast_Gypsy | $25.00 | 12/30/2012 1:29:27 PM |
DebDesert | $25.00 | 12/30/2012 1:39:10 PM |
yield-seeker | $25.00 | 12/30/2012 12:19:37 PM |
TheInvested | $39.53 | 12/30/2012 12:41:14 PM |
top-inspired-felicity | $25.00 | 12/30/2012 1:53:15 PM |
order-supernova6 | $46.77 | 12/30/2012 2:07:14 PM |
terrific-p2ploan | $25.00 | 12/30/2012 3:23:21 PM |
crown-year | $563.21 | 12/30/2012 3:38:35 PM |
alpha-lending | $25.00 | 12/19/2012 5:14:23 PM |
money-atizer | $25.00 | 12/28/2012 6:07:26 PM |
Gold-bug | $50.00 | 12/19/2012 5:10:46 PM |
green-dollar-buffalo | $50.00 | 12/19/2012 5:25:55 PM |
vivid-p2ploan1 | $25.00 | 12/19/2012 5:30:25 PM |
glowing-pound3 | $100.00 | 12/20/2012 9:52:47 AM |
bowdish1 | $25.00 | 12/19/2012 6:10:19 PM |
ace230 | $25.00 | 12/19/2012 6:20:30 PM |
HereToHelp305 | $200.00 | 12/20/2012 1:04:22 PM |
rmkrish555 | $25.00 | 12/21/2012 5:01:51 PM |
marwadi-62 | $100.00 | 12/21/2012 5:04:40 PM |
BostonCapital | $100.00 | 12/21/2012 5:07:57 PM |
qsolo | $25.00 | 12/21/2012 5:12:06 PM |
active-wealth3 | $25.00 | 12/21/2012 3:08:29 PM |
principal-kung-fu | $25.00 | 12/21/2012 5:12:49 PM |
kinetic-loot436 | $25.00 | 12/21/2012 6:01:30 PM |
california111 | $50.00 | 12/22/2012 10:26:37 AM |
auction-eclipse8 | $50.00 | 12/22/2012 12:31:54 PM |
rmkrish55 | $25.00 | 12/22/2012 1:03:17 PM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:16:01 PM |
Davidson2 | $100.00 | 12/22/2012 9:54:56 AM |
nodebtin3 | $25.00 | 12/22/2012 1:10:51 PM |
coin-tweet | $25.00 | 12/22/2012 9:46:33 PM |
a-helping-hand | $125.00 | 12/22/2012 5:24:25 PM |
finder61 | $25.00 | 12/22/2012 9:31:06 PM |
Shomee_dmoney | $25.00 | 12/22/2012 11:56:40 PM |
djh47a | $25.00 | 12/23/2012 5:56:15 AM |
prudent-dough458 | $25.00 | 12/24/2012 10:16:36 AM |
rmachi | $25.00 | 12/24/2012 10:03:21 AM |
logical-principal8 | $50.00 | 12/24/2012 10:44:35 AM |
gain-neutron6 | $25.00 | 12/24/2012 6:37:31 PM |
kulender | $50.00 | 12/24/2012 5:51:42 PM |
profitable-fairness1 | $50.00 | 12/24/2012 5:01:50 PM |
richboy56 | $25.00 | 12/24/2012 6:56:33 PM |
sun818 | $25.00 | 12/24/2012 6:12:26 PM |
supersarah61 | $25.00 | 12/25/2012 7:15:42 AM |
nickel-sapling586 | $25.00 | 12/25/2012 9:02:13 AM |
transparency-futurist3 | $25.00 | 12/25/2012 9:09:15 AM |
anacent | $25.00 | 12/25/2012 11:15:00 AM |
helpinghand63 | $25.00 | 12/25/2012 9:34:55 AM |
UncleBuffett | $50.00 | 12/25/2012 11:48:34 AM |
loyalty-cupcake6 | $25.00 | 12/25/2012 7:06:26 PM |
bill-tent1 | $50.00 | 12/26/2012 9:26:37 AM |
Jofga | $45.00 | 12/26/2012 6:51:54 AM |
GenerousGentleMan | $50.00 | 12/26/2012 10:29:53 AM |
riskreward | $74.00 | 12/26/2012 9:54:45 AM |
rocker137 | $50.00 | 12/26/2012 9:15:36 AM |
transparency-sapling | $25.00 | 12/26/2012 10:11:31 AM |
structure9 | $25.00 | 12/26/2012 10:43:21 AM |
value-pouch | $30.00 | 12/26/2012 11:28:01 AM |
Cheburashka | $30.00 | 12/26/2012 10:38:31 AM |
D100 | $25.00 | 12/26/2012 12:46:50 PM |
velocity-motivator6 | $25.00 | 12/26/2012 11:01:54 AM |
otto3investments | $25.00 | 12/26/2012 2:19:07 PM |
determined-bill5 | $100.00 | 12/26/2012 4:41:26 PM |
charming-pound552 | $25.00 | 12/26/2012 8:11:48 PM |
Prairiedog1116 | $100.00 | 12/27/2012 9:59:50 AM |
peso-magnifico | $50.00 | 12/27/2012 9:11:12 AM |
SamyFromRI | $25.00 | 12/27/2012 8:55:54 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:47 PM |
rate-hawk | $25.00 | 12/27/2012 10:15:31 AM |
panga68 | $25.00 | 12/27/2012 12:25:15 PM |
interest-sequoia4 | $100.00 | 12/27/2012 2:03:35 PM |
zassociate | $200.00 | 12/27/2012 5:12:25 PM |
wetlands | $181.00 | 12/27/2012 5:19:23 PM |
gjm6d | $25.00 | 12/27/2012 5:20:51 PM |
life-is-great | $25.00 | 12/28/2012 6:33:07 AM |
dojo770 | $25.00 | 12/27/2012 10:41:58 PM |
vagrantprodigy | $25.00 | 12/28/2012 4:27:35 AM |
Priusdude | $25.00 | 12/27/2012 7:32:54 PM |
just-benefit | $25.00 | 12/27/2012 7:49:45 PM |
Errylend | $50.00 | 12/27/2012 9:16:31 PM |
grafikpro | $25.00 | 12/28/2012 6:18:43 AM |
magical-credit523 | $25.00 | 12/28/2012 9:28:47 AM |
compoundinterest | $25.00 | 12/28/2012 10:00:01 AM |
WonderPup | $25.00 | 12/28/2012 10:03:56 AM |
bazaar-festivity | $25.00 | 12/28/2012 10:18:10 AM |
projectpcs | $25.00 | 12/28/2012 10:28:56 AM |
dariop | $25.01 | 12/28/2012 10:30:48 AM |
atllender | $50.00 | 12/28/2012 12:09:48 PM |
abundant-peace196 | $50.00 | 12/28/2012 11:17:30 AM |
euro-grove4 | $25.00 | 12/28/2012 5:56:18 PM |
ThomasC | $50.00 | 12/28/2012 5:23:42 PM |
commitment-melody1 | $50.00 | 12/28/2012 8:34:52 PM |
bold-worth-wrangler | $25.00 | 12/28/2012 9:01:21 PM |
gigabit | $50.00 | 12/28/2012 5:33:46 PM |
red-delectable-reward | $25.00 | 12/28/2012 8:43:14 PM |
safe-kindness5 | $31.94 | 12/29/2012 9:34:41 AM |
Greylox | $25.00 | 12/29/2012 10:00:19 AM |
Actuary | $25.00 | 12/29/2012 10:23:28 AM |
wishihadmore | $25.00 | 12/29/2012 7:51:11 AM |
greenback-investor7 | $25.00 | 12/29/2012 8:02:40 AM |
bold-payment-guard | $37.00 | 12/29/2012 12:05:16 PM |
bonus-apricot366 | $25.00 | 12/29/2012 12:13:09 PM |
cmw65 | $25.00 | 12/29/2012 12:37:45 PM |
efficient-truth | $25.00 | 12/29/2012 12:02:21 PM |
Quiza12 | $100.00 | 12/29/2012 6:09:13 AM |
rescue | $100.00 | 12/29/2012 12:04:13 PM |
sgordon46 | $25.00 | 12/29/2012 12:04:28 PM |
JeremyLinFan | $50.00 | 12/29/2012 6:39:50 AM |
no_agenda_lender | $25.00 | 12/29/2012 12:05:36 PM |
bullet-shark | $25.00 | 12/29/2012 9:03:23 AM |
ethicalhumanist | $100.00 | 12/29/2012 9:40:10 AM |
generous-cash1 | $350.00 | 12/29/2012 9:46:08 AM |
CanLend | $25.00 | 12/29/2012 1:22:57 PM |
special-generosity2 | $25.00 | 12/29/2012 1:24:16 PM |
hitsman | $50.00 | 12/29/2012 1:26:34 PM |
incbx | $100.00 | 12/29/2012 1:00:22 PM |
wwwUniversal | $25.00 | 12/29/2012 1:44:08 PM |
Yogidog | $25.00 | 12/29/2012 12:14:56 PM |
Middleman06 | $39.82 | 12/29/2012 2:37:57 PM |
bid-czar8 | $45.00 | 12/29/2012 1:48:39 PM |
Freedom_Lending | $25.00 | 12/29/2012 3:58:50 PM |
ethical-truth211 | $400.00 | 12/29/2012 4:10:51 PM |
the-laudable-peso | $40.00 | 12/29/2012 1:09:53 PM |
jazzlender | $50.00 | 12/29/2012 1:12:31 PM |
mountain_slope | $50.00 | 12/29/2012 1:31:03 PM |
p2p-mogul | $50.00 | 12/29/2012 8:06:34 PM |
loyalty-circuitry | $100.00 | 12/30/2012 6:57:49 AM |
currency-persimmon | $25.00 | 12/30/2012 7:23:41 AM |
LimaGuy | $25.00 | 12/30/2012 8:31:10 AM |
porter22 | $25.00 | 12/30/2012 8:53:52 AM |
dinero-chuckler5 | $100.00 | 12/29/2012 7:59:47 PM |
WillyP345 | $50.00 | 12/29/2012 9:51:58 PM |
ITGuyPW | $25.00 | 12/29/2012 2:37:59 PM |
compassion-angel4 | $84.80 | 12/30/2012 6:26:32 AM |
nalaari | $25.70 | 12/30/2012 6:31:31 AM |
Blucruz | $100.00 | 12/30/2012 8:56:19 AM |
LKN2RTR | $25.00 | 12/30/2012 9:35:46 AM |
the-sweet-penny2 | $25.00 | 12/30/2012 11:06:44 AM |
rewards | $25.00 | 12/30/2012 12:14:17 PM |
Namioto | $50.00 | 12/30/2012 1:22:11 AM |
KDW08 | $25.00 | 12/30/2012 12:31:45 PM |
WeAlNe | $25.00 | 12/30/2012 8:14:31 AM |
bright-idea11 | $25.00 | 12/30/2012 1:13:32 PM |
deal-thinker7 | $25.00 | 12/30/2012 1:34:17 PM |
gethsemane4 | $25.00 | 12/30/2012 12:54:33 PM |
UroDoc | $57.45 | 12/30/2012 3:04:33 PM |
289 Investments
|
Borrower Payment Dependent Notes Series
689560
This series of Notes was issued and sold upon the funding of the borrower loan #80174, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-31-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $287.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 39% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,510 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| listing-genius542 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off credit cards
My financial situation: BMO Harris
I am a good candidate for this loan because...I pay my bills on time
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 12/21/2012 9:06:41 AM |
NickelSteamroller | $25.00 | 12/21/2012 9:35:55 AM |
liberty-tostada7 | $50.00 | 12/21/2012 10:58:13 AM |
valiant-return584 | $50.00 | 12/21/2012 9:07:08 AM |
green-dollar-buffalo | $50.00 | 12/21/2012 9:33:15 AM |
kind-lovely-marketplace | $50.00 | 12/21/2012 9:39:15 AM |
rmkrish555 | $25.00 | 12/21/2012 9:41:58 AM |
octoberfresh | $25.00 | 12/21/2012 10:03:36 AM |
vivid-p2ploan1 | $25.00 | 12/21/2012 10:08:25 AM |
Dubbs360 | $50.00 | 12/21/2012 9:49:09 AM |
return-point2 | $100.00 | 12/21/2012 5:48:45 PM |
mr_haldane | $25.00 | 12/21/2012 9:52:32 AM |
treasure-bliss | $25.00 | 12/21/2012 2:09:37 PM |
integrity-doctor | $100.00 | 12/22/2012 5:03:49 PM |
the-hope-workhorse | $25.00 | 12/24/2012 9:48:44 AM |
capital-investor8 | $25.00 | 12/24/2012 7:07:15 AM |
helpinghand63 | $25.00 | 12/25/2012 9:35:18 AM |
paxnj | $25.00 | 12/24/2012 10:28:35 PM |
heerzaquestion | $45.00 | 12/25/2012 12:16:06 PM |
affluence-microscope2 | $200.00 | 12/26/2012 9:09:35 AM |
quest0 | $50.00 | 12/27/2012 8:22:41 AM |
blueshound | $25.00 | 12/27/2012 6:07:48 AM |
agile-diversification2 | $25.00 | 12/27/2012 9:04:09 AM |
ciscoparrot | $25.00 | 12/27/2012 1:09:51 PM |
ethical-truth211 | $400.00 | 12/28/2012 6:22:06 AM |
CA-Lender | $25.00 | 12/28/2012 9:36:21 AM |
incbx | $100.00 | 12/28/2012 3:23:06 PM |
supersarah61 | $25.00 | 12/28/2012 4:08:45 PM |
CalBear08 | $33.33 | 12/29/2012 12:51:21 PM |
BankofRon | $25.00 | 12/29/2012 1:32:36 PM |
Skynxhunt | $25.00 | 12/29/2012 1:50:54 PM |
bewitching-dollar5 | $100.00 | 12/29/2012 12:43:31 PM |
Kaj | $25.00 | 12/29/2012 12:59:03 PM |
gravbox | $25.00 | 12/29/2012 6:26:04 PM |
power-spartan5 | $25.00 | 12/30/2012 12:20:24 PM |
reverent-greenback219 | $25.00 | 12/30/2012 12:28:53 PM |
green-loyalty-web | $25.00 | 12/31/2012 9:17:14 AM |
decisive-duty995 | $100.00 | 12/31/2012 1:41:35 PM |
elog238 | $25.00 | 12/31/2012 7:37:53 AM |
money-genome84 | $250.00 | 12/21/2012 9:37:26 AM |
Money__Tree | $200.00 | 12/21/2012 9:38:51 AM |
zipemdown | $25.00 | 12/21/2012 9:08:24 AM |
truth-companion | $25.00 | 12/21/2012 9:32:43 AM |
rmkrish55 | $25.00 | 12/21/2012 10:29:27 AM |
berniemadeoff | $65.00 | 12/21/2012 10:55:19 AM |
Edakers | $25.00 | 12/21/2012 10:37:39 AM |
orange-dollar-raccoon | $100.00 | 12/22/2012 1:16:17 PM |
WalnutCreekguy | $50.00 | 12/23/2012 12:33:21 PM |
a-helping-hand | $125.00 | 12/22/2012 5:24:37 PM |
california111 | $25.00 | 12/24/2012 10:35:58 PM |
profitable-fairness1 | $50.00 | 12/25/2012 5:10:26 PM |
scarlet-velvet | $50.08 | 12/26/2012 2:35:50 AM |
chris-heretoinvest | $25.00 | 12/26/2012 5:19:49 AM |
thrilling-fund427 | $50.00 | 12/26/2012 9:14:48 AM |
tech310 | $50.00 | 12/26/2012 11:19:35 AM |
radiant-dollar9 | $200.00 | 12/26/2012 5:18:03 PM |
timbob | $500.00 | 12/26/2012 5:23:36 PM |
TumbleWeed88 | $25.00 | 12/26/2012 6:18:25 PM |
treasure-bliss | $25.00 | 12/27/2012 7:13:00 AM |
kingryan | $150.00 | 12/27/2012 10:52:27 AM |
zassociate | $200.00 | 12/27/2012 5:12:45 PM |
order-prospector | $25.00 | 12/27/2012 6:12:30 PM |
JeremyLinFan | $40.00 | 12/28/2012 7:59:29 AM |
LoanerPrincipal | $25.00 | 12/28/2012 11:30:22 AM |
MadHun | $200.00 | 12/28/2012 5:25:29 PM |
villagers | $50.00 | 12/28/2012 5:22:14 PM |
thoughtful-payment587 | $25.00 | 12/29/2012 8:14:27 AM |
HereToHelp305 | $150.00 | 12/28/2012 7:02:47 PM |
daisuke | $25.00 | 12/29/2012 11:59:17 AM |
orearella3 | $30.00 | 12/29/2012 1:03:11 PM |
money-bauble | $100.00 | 12/29/2012 1:27:27 PM |
Investor_DP | $100.00 | 12/29/2012 2:02:41 PM |
profitable-loyalty8 | $25.00 | 12/30/2012 11:14:59 PM |
Occhy | $25.00 | 12/31/2012 7:57:07 AM |
vineet | $25.00 | 12/30/2012 11:43:04 PM |
magical-credit523 | $25.00 | 12/31/2012 6:02:21 AM |
tolerant-responsibility051 | $2,500.00 | 12/31/2012 9:45:35 AM |
voipguy88 | $50.00 | 12/31/2012 10:17:44 AM |
dukeiyer | $25.00 | 12/31/2012 11:16:28 AM |
basis-excellency9 | $25.00 | 12/31/2012 10:13:39 AM |
gethsemane4 | $25.00 | 12/31/2012 10:20:06 AM |
scrappy-peso0 | $25.00 | 12/31/2012 11:47:29 AM |
golaithze | $100.00 | 12/31/2012 12:50:13 PM |
crown-year | $2,061.59 | 12/31/2012 2:36:19 PM |
84 Investments
|
Borrower Payment Dependent Notes Series
689736
This series of Notes was issued and sold upon the funding of the borrower loan #80048, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 12.25% |
Listing Start date:
| Dec-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 25.39% |
Borrower rate/APR:
| 26.39% / 30.29% |
Monthly payment:
| $161.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.18% | | |
| |
Estimated return*:
| 10.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 34% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,341 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| hope-aspen7 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
valiant-return584 | $50.00 | 12/24/2012 9:05:49 AM |
handy-justice | $50.00 | 12/24/2012 9:04:53 AM |
riveting-credit5 | $25.00 | 12/24/2012 9:58:04 AM |
treasure-bliss | $25.00 | 12/24/2012 9:50:30 AM |
nodebtin3 | $25.00 | 12/24/2012 10:02:23 AM |
zipemdown | $25.00 | 12/24/2012 11:10:36 AM |
CreditBuilder2 | $25.03 | 12/24/2012 1:04:37 PM |
Nco | $150.00 | 12/24/2012 11:04:11 AM |
callmebryan | $25.00 | 12/24/2012 9:23:30 PM |
Investor_DP | $100.00 | 12/25/2012 10:21:09 AM |
helpinghand63 | $25.00 | 12/25/2012 9:35:37 AM |
TumbleWeed88 | $25.00 | 12/26/2012 9:59:27 AM |
careful-vigilance4 | $25.00 | 12/26/2012 10:38:05 AM |
PoundSmart | $100.00 | 12/26/2012 9:50:46 AM |
PoundSmart | $100.00 | 12/26/2012 9:51:14 AM |
kind-lovely-marketplace | $50.00 | 12/26/2012 9:24:48 AM |
108-IRA | $50.00 | 12/26/2012 11:23:05 AM |
IIP77 | $25.00 | 12/26/2012 10:32:55 AM |
worldly-gold | $50.00 | 12/26/2012 5:12:58 PM |
likeable-money4 | $25.00 | 12/26/2012 2:43:52 PM |
queentut | $100.00 | 12/26/2012 5:27:48 PM |
diplomatic-wealth7 | $25.00 | 12/26/2012 6:53:56 PM |
DreDub | $25.00 | 12/27/2012 8:39:50 AM |
djh47a | $50.00 | 12/27/2012 9:23:49 AM |
jkeller4000 | $25.00 | 12/26/2012 6:44:31 PM |
Millertime_496 | $25.00 | 12/27/2012 9:36:52 AM |
flexible-basis345 | $25.00 | 12/27/2012 10:17:42 AM |
sweetsassymolassy | $25.00 | 12/27/2012 2:36:54 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:30 PM |
global-invest-group | $25.00 | 12/27/2012 10:09:43 AM |
natural-liberty4 | $200.00 | 12/27/2012 5:21:30 PM |
loyalty-circuitry | $50.00 | 12/27/2012 4:28:16 PM |
power-spartan5 | $25.00 | 12/27/2012 5:42:19 PM |
desertoasis | $25.00 | 12/27/2012 1:34:47 PM |
rate-hawk | $25.00 | 12/27/2012 1:41:27 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:45 PM |
P2P_Investor | $807.97 | 12/27/2012 7:25:02 PM |
benevolent-loot5 | $200.00 | 12/27/2012 5:16:10 PM |
muirheaj | $25.00 | 12/27/2012 7:19:11 PM |
vivid-p2ploan1 | $25.00 | 12/24/2012 10:20:16 AM |
first-credit-meridian | $25.00 | 12/24/2012 10:35:20 AM |
finder61 | $25.00 | 12/24/2012 12:16:01 PM |
EthanColeInvestingGroup | $25.00 | 12/24/2012 12:22:58 PM |
auction-seeker | $25.00 | 12/24/2012 12:13:36 PM |
octoberfresh | $25.00 | 12/24/2012 5:25:55 PM |
kulender | $50.00 | 12/24/2012 5:51:49 PM |
CA-Lender | $25.00 | 12/25/2012 8:48:08 AM |
HereToHelp305 | $25.00 | 12/25/2012 10:45:44 AM |
nex | $25.00 | 12/25/2012 6:14:00 PM |
restless-dime | $100.00 | 12/25/2012 12:59:24 PM |
aquariano | $25.00 | 12/25/2012 8:27:45 PM |
calbertrand | $25.00 | 12/26/2012 6:54:44 AM |
transaction-seahorse0 | $25.00 | 12/26/2012 9:54:00 AM |
boogienation | $25.00 | 12/26/2012 11:35:12 AM |
LendingPimp_2 | $25.00 | 12/26/2012 1:20:30 PM |
investment-sapling | $50.00 | 12/26/2012 3:57:24 PM |
stepatatime-together | $100.00 | 12/26/2012 6:15:19 PM |
loan-fate | $50.00 | 12/26/2012 5:29:50 PM |
economy-shrubbery6 | $25.00 | 12/26/2012 5:21:01 PM |
clean-penny059 | $100.00 | 12/27/2012 6:35:50 AM |
Priusdude | $25.00 | 12/27/2012 7:01:39 AM |
kingryan | $150.00 | 12/27/2012 10:52:27 AM |
generosity-battalion0 | $26.00 | 12/27/2012 7:02:57 AM |
NewPairOfShoes | $25.00 | 12/27/2012 9:35:48 AM |
Dr_No | $25.00 | 12/27/2012 3:56:15 PM |
ethical-truth211 | $50.00 | 12/27/2012 5:22:01 PM |
loyalty-dragster7 | $34.00 | 12/27/2012 5:23:33 PM |
productive-note2 | $48.00 | 12/27/2012 6:04:37 PM |
E-2 | $34.00 | 12/27/2012 5:09:25 PM |
jennybobenny | $25.00 | 12/27/2012 6:20:13 PM |
jonathan10s | $25.00 | 12/27/2012 6:55:47 PM |
71 Investments
|
Borrower Payment Dependent Notes Series
689828
This series of Notes was issued and sold upon the funding of the borrower loan #79912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Dec-27-2012 |
Term:
| 12 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 13.58% |
Borrower rate/APR:
| 14.58% / 22.35% |
Monthly payment:
| $180.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.66% | | |
| |
Estimated return*:
| 5.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2006 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
12 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,411 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bonafide-loan214 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
helpinghand63 | $25.00 | 12/27/2012 9:01:21 AM |
skillful-justice879 | $25.00 | 12/27/2012 9:05:32 AM |
simplelender80 | $125.00 | 12/27/2012 10:30:24 AM |
timbob | $500.00 | 12/27/2012 9:32:49 AM |
money-sequoia9 | $25.00 | 12/27/2012 9:58:42 AM |
newest-generous-income | $25.00 | 12/27/2012 9:03:01 AM |
wishihadmore | $25.00 | 12/27/2012 1:18:45 PM |
rmkrish555 | $25.00 | 12/27/2012 10:20:39 AM |
rmkrish55 | $25.00 | 12/27/2012 10:21:30 AM |
daw1878 | $25.00 | 12/27/2012 9:22:45 AM |
calm-value5 | $25.00 | 12/27/2012 2:35:34 PM |
loot-chemistry2 | $51.00 | 12/27/2012 2:47:24 PM |
qsolo | $50.00 | 12/27/2012 9:43:24 AM |
scholarly-order6 | $25.00 | 12/27/2012 12:39:28 PM |
IPG1 | $25.00 | 12/27/2012 10:28:42 AM |
panga68 | $25.00 | 12/27/2012 12:24:12 PM |
finder61 | $25.00 | 12/27/2012 1:27:14 PM |
agile-diversification2 | $25.00 | 12/27/2012 9:04:25 AM |
Milonguero | $100.00 | 12/27/2012 9:08:21 AM |
orange-dollar-raccoon | $100.00 | 12/27/2012 9:31:37 AM |
yield-orbiter | $29.09 | 12/27/2012 9:47:44 AM |
missing-link | $25.00 | 12/27/2012 9:49:13 AM |
zipemdown | $25.00 | 12/27/2012 9:56:28 AM |
ippoco | $25.00 | 12/27/2012 10:02:02 AM |
Cookstersalibi | $25.00 | 12/27/2012 10:43:01 AM |
Cawse | $25.00 | 12/27/2012 11:14:43 AM |
engaging-worth | $25.00 | 12/27/2012 9:51:06 AM |
valiant-return584 | $50.00 | 12/27/2012 9:16:11 AM |
friedokra | $25.00 | 12/27/2012 3:02:16 PM |
platinum-scientist9 | $25.00 | 12/27/2012 9:47:11 AM |
dontvote | $25.00 | 12/27/2012 10:01:49 AM |
tommymtg7 | $25.00 | 12/27/2012 10:09:53 AM |
Relaxo | $250.00 | 12/27/2012 2:50:49 PM |
DreisersFinancier | $50.00 | 12/27/2012 10:30:05 AM |
Gregger | $25.00 | 12/27/2012 10:33:50 AM |
spirited-worth335 | $39.91 | 12/27/2012 3:20:50 PM |
simiray | $30.00 | 12/27/2012 2:00:42 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
689936
This series of Notes was issued and sold upon the funding of the borrower loan #80087, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 12.25% |
Listing Start date:
| Dec-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 25.39% |
Borrower rate/APR:
| 26.39% / 30.29% |
Monthly payment:
| $161.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.18% | | |
| |
Estimated return*:
| 10.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,752 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wildebeest450 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
transaction-seahorse0 | $25.00 | 12/27/2012 9:33:44 AM |
first-credit-meridian | $25.00 | 12/27/2012 9:34:48 AM |
rate-advocator7 | $250.00 | 12/27/2012 9:47:50 AM |
valiant-return584 | $50.00 | 12/27/2012 9:16:13 AM |
Nco | $150.00 | 12/27/2012 9:54:49 AM |
appetizing-loyalty354 | $25.00 | 12/27/2012 9:57:18 AM |
helpinghand63 | $25.00 | 12/27/2012 9:01:23 AM |
toblerone | $25.00 | 12/27/2012 9:41:04 AM |
CreditBuilder2 | $25.03 | 12/27/2012 11:36:32 AM |
diplomatic-wealth7 | $25.00 | 12/28/2012 11:43:34 AM |
IIP77 | $25.00 | 12/28/2012 10:26:59 AM |
money-baron | $100.00 | 12/28/2012 11:23:48 AM |
E-2 | $38.00 | 12/28/2012 5:15:08 PM |
incbx | $100.00 | 12/28/2012 3:23:14 PM |
harmonious-contract5 | $30.00 | 12/28/2012 3:50:19 PM |
benevolent-loot5 | $200.00 | 12/28/2012 5:19:40 PM |
nodebtin3 | $25.00 | 12/28/2012 5:57:20 PM |
loyalty-dragster7 | $58.00 | 12/28/2012 5:27:06 PM |
credit-artisan8 | $25.00 | 12/28/2012 6:11:15 PM |
stepatatime-together | $100.00 | 12/28/2012 6:00:20 PM |
desertoasis | $25.00 | 12/28/2012 7:03:16 PM |
burrben | $25.00 | 12/28/2012 7:12:55 PM |
missing-link | $25.00 | 12/28/2012 6:39:06 PM |
basis-excellency9 | $25.00 | 12/28/2012 9:08:56 PM |
greenback-investor7 | $25.00 | 12/29/2012 8:02:47 AM |
friends-helping-friends | $25.00 | 12/28/2012 8:02:04 PM |
melodious-fairness | $50.00 | 12/29/2012 12:29:41 PM |
social-heart | $25.00 | 12/29/2012 12:29:43 PM |
Comoparklender | $25.00 | 12/29/2012 12:43:11 PM |
JauaFlash | $25.00 | 12/29/2012 12:17:29 PM |
red-power-pecan | $50.00 | 12/29/2012 12:30:39 PM |
finance-prescription | $36.00 | 12/29/2012 12:45:13 PM |
TheCount | $25.00 | 12/29/2012 12:47:54 PM |
MrBailey | $25.00 | 12/29/2012 12:12:03 PM |
jiggaman7 | $38.00 | 12/29/2012 1:07:13 PM |
community-spartan | $50.00 | 12/29/2012 12:33:41 PM |
the-wealth-taxi | $25.54 | 12/29/2012 1:07:07 PM |
Astyanax | $25.00 | 12/29/2012 1:16:31 PM |
joyous-peace443 | $25.00 | 12/29/2012 1:17:08 PM |
zipemdown | $25.00 | 12/27/2012 9:56:28 AM |
handy-justice | $25.00 | 12/27/2012 9:24:49 AM |
best-bonafide-p2p | $25.00 | 12/27/2012 10:28:50 AM |
DreisersFinancier | $50.00 | 12/27/2012 10:30:06 AM |
riveting-credit5 | $25.00 | 12/27/2012 10:13:49 AM |
octoberfresh | $25.00 | 12/27/2012 5:26:38 PM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:52 PM |
careful-vigilance4 | $25.00 | 12/28/2012 10:36:15 AM |
Investor_DP | $100.00 | 12/28/2012 11:13:25 AM |
alexander-hamilton | $50.00 | 12/28/2012 11:27:52 AM |
marketplace-hut9 | $25.00 | 12/28/2012 11:29:01 AM |
worthy-bid8 | $400.00 | 12/28/2012 11:35:31 AM |
nex | $25.00 | 12/28/2012 11:10:19 AM |
jmeasn | $25.00 | 12/28/2012 11:20:40 AM |
djh47a | $25.00 | 12/28/2012 4:40:03 PM |
income-sycamore2 | $25.00 | 12/28/2012 12:42:45 PM |
supersarah61 | $25.00 | 12/28/2012 4:57:52 PM |
money-baron-Roth401k | $50.00 | 12/28/2012 11:32:00 AM |
108-IRA | $50.00 | 12/28/2012 11:49:57 AM |
natural-liberty4 | $200.00 | 12/28/2012 5:26:37 PM |
california111 | $50.00 | 12/28/2012 5:28:21 PM |
versatile-dime442 | $26.00 | 12/28/2012 5:24:31 PM |
MadHun | $200.00 | 12/28/2012 5:25:55 PM |
nimble-revenue5 | $100.00 | 12/28/2012 6:14:44 PM |
CA-Lender | $25.00 | 12/28/2012 9:30:33 PM |
bold-worth-wrangler | $25.00 | 12/28/2012 9:01:23 PM |
Bluehorseshoe15 | $153.43 | 12/29/2012 7:15:44 AM |
panegryst | $50.00 | 12/28/2012 9:31:11 PM |
mcgillis99 | $30.00 | 12/29/2012 10:48:18 AM |
gallant-economy9 | $50.00 | 12/29/2012 12:49:41 PM |
circuitfive | $25.00 | 12/29/2012 12:16:12 PM |
mikbos | $25.00 | 12/29/2012 12:52:47 PM |
best-charming-leverage | $50.00 | 12/29/2012 12:36:49 PM |
SnE | $28.00 | 12/29/2012 12:39:43 PM |
dedicated-transaction796 | $25.00 | 12/29/2012 12:54:37 PM |
74 Investments
|
Borrower Payment Dependent Notes Series
690040
This series of Notes was issued and sold upon the funding of the borrower loan #79614, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $171.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| durability-jujitsu6 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2012)
|
Principal balance:
| $3,325.74 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Medical/Dental
Purpose of loan:
The purpose of this loan is to help me pay off medical bills that my baby accrued during the fall when she was admitted into the hospital for a fever of 105.3. We were there for several days with no explanation for the fever. The doctors performed every test possible on a very brave 17 month old. They never found a reason for the high fever, but put her on antibiotics and the fever broke. My insurance only covered a small portion of the hospital say and now I am making payments on a very high bill while trying to pay my everyday bills, any savings I did have I have used to pay bills.
My financial situation:
I am a good candidate for this loan because I have a steady job, I make all of my payments on time no matter what. I have had a Prosper Loan before and have never been late, or missed a payment. I have made financial mistakes in my past and have learned from them. I do not use credit cards, I buy only what I have the money for. I have done a lot of research and thinking and this loan would help a mommy and family out significantly. The payments would be on time and when I can I will pay more towards the balance.
Monthly net income: $3,416
Monthly expenses: $2,940
Housing: $1,400
Insurance: $46
Car expenses: $150
Utilities: $
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $694
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
truth-companion | $25.00 | 12/26/2012 5:06:06 PM |
DreisersFinancier | $50.00 | 12/26/2012 5:11:27 PM |
kinder-credit-bear | $25.00 | 12/26/2012 5:15:44 PM |
timbob | $500.00 | 12/26/2012 5:24:59 PM |
transaction-seahorse0 | $25.00 | 12/26/2012 5:25:40 PM |
return-point2 | $100.00 | 12/26/2012 5:31:25 PM |
money-baron-Roth401k | $25.00 | 12/26/2012 5:06:09 PM |
Tscheddar | $25.00 | 12/26/2012 5:48:04 PM |
purposeful-durability8 | $100.00 | 12/26/2012 5:54:32 PM |
fcrick | $50.00 | 12/26/2012 6:01:28 PM |
zipemdown | $25.00 | 12/26/2012 5:31:15 PM |
simplelender80 | $500.00 | 12/26/2012 5:06:14 PM |
kenji4861 | $25.00 | 12/26/2012 5:35:59 PM |
Wrats6 | $25.00 | 12/26/2012 5:07:38 PM |
enthusiastic-balance5 | $100.00 | 12/26/2012 6:36:58 PM |
Edakers | $25.00 | 12/26/2012 6:52:50 PM |
a-finance-nirvana | $25.00 | 12/26/2012 5:28:07 PM |
DevinHill_IRA | $25.00 | 12/26/2012 5:40:05 PM |
WalnutCreekguy | $68.00 | 12/26/2012 6:45:22 PM |
pembull | $25.00 | 12/26/2012 6:50:58 PM |
kind-credit-bear | $100.00 | 12/26/2012 6:06:07 PM |
fitiwalt | $30.54 | 12/26/2012 11:44:57 PM |
stable-cash4 | $25.00 | 12/27/2012 10:03:11 AM |
green28 | $100.00 | 12/27/2012 10:05:14 AM |
newest-generous-income | $25.00 | 12/27/2012 4:57:10 AM |
rate-hawk | $25.00 | 12/27/2012 1:29:51 PM |
wildcard451 | $25.00 | 12/27/2012 1:52:02 PM |
zorg77 | $100.00 | 12/27/2012 2:23:45 PM |
Steelermoney | $30.00 | 12/27/2012 3:16:21 PM |
order-prospector | $25.00 | 12/27/2012 6:12:36 PM |
sensible-fund | $25.00 | 12/27/2012 3:33:17 PM |
orange-pound-party | $27.34 | 12/28/2012 8:34:57 AM |
Peacepower | $25.00 | 12/27/2012 6:43:15 PM |
168RichCapital | $25.12 | 12/28/2012 6:22:23 AM |
octoberfresh | $25.00 | 12/28/2012 7:19:50 AM |
skillful-asset5 | $35.00 | 12/27/2012 7:48:12 PM |
enterprising-pound5 | $50.00 | 12/28/2012 8:44:21 AM |
ttnk62918 | $25.00 | 12/28/2012 9:19:21 AM |
kindest-credit-bear | $25.00 | 12/28/2012 9:26:33 AM |
rmkrish55 | $25.00 | 12/28/2012 8:51:29 AM |
wise-deal-panda | $100.00 | 12/28/2012 10:02:10 AM |
hidavehi | $25.01 | 12/28/2012 10:26:36 AM |
LittleMingo | $25.00 | 12/26/2012 5:06:25 PM |
MoneyForNothing | $25.09 | 12/26/2012 5:12:55 PM |
PoundSmart | $100.00 | 12/26/2012 5:20:13 PM |
stepatatime-together | $100.00 | 12/26/2012 6:15:21 PM |
handy-justice | $50.00 | 12/26/2012 5:02:14 PM |
helpinghand63 | $25.00 | 12/26/2012 6:32:29 PM |
Investor_DP | $100.00 | 12/26/2012 6:07:50 PM |
Fitiwalt7 | $25.00 | 12/26/2012 11:41:54 PM |
DoctorJoe | $25.00 | 12/27/2012 3:57:24 AM |
dl_data | $250.00 | 12/27/2012 4:37:31 AM |
toblerone | $25.00 | 12/26/2012 6:32:49 PM |
valiant-return584 | $50.00 | 12/26/2012 6:35:55 PM |
AF-Chief | $25.00 | 12/26/2012 6:12:02 PM |
alluring-yield5 | $25.00 | 12/27/2012 9:09:25 AM |
zorg77 | $50.00 | 12/27/2012 2:23:54 PM |
SB94114 | $25.00 | 12/27/2012 9:25:38 AM |
rmkrish555 | $25.00 | 12/27/2012 3:22:32 PM |
invest-in-ed | $150.00 | 12/27/2012 11:32:20 AM |
integrity-doctor | $100.00 | 12/27/2012 12:43:38 PM |
jmeasn | $25.00 | 12/27/2012 4:05:44 PM |
supersarah61 | $25.00 | 12/27/2012 1:16:15 PM |
loyalist1 | $150.00 | 12/28/2012 8:23:02 AM |
q4golf | $26.00 | 12/28/2012 3:18:24 AM |
cbfresh | $30.00 | 12/28/2012 8:44:14 AM |
Bob450 | $25.00 | 12/28/2012 9:00:36 AM |
sgt-schultz | $27.00 | 12/28/2012 3:45:31 AM |
oskizzle | $25.00 | 12/28/2012 5:56:06 AM |
benefit-flow | $25.00 | 12/28/2012 9:44:14 AM |
RoZu_Lending | $100.00 | 12/28/2012 9:46:27 AM |
generous-cash1 | $147.90 | 12/28/2012 11:14:25 AM |
ChoiceInvestments | $28.00 | 12/28/2012 11:03:46 AM |
73 Investments
|
Borrower Payment Dependent Notes Series
690066
This series of Notes was issued and sold upon the funding of the borrower loan #79894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Dec-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 15.28% |
Borrower rate/APR:
| 16.28% / 18.64% |
Monthly payment:
| $195.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.64% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 22% |
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 4y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,447 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| truth-igniter |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 94% )
| 780-799 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 6% )
| 760-779
(Jul-2011)
620-639
(Oct-2008)
|
Principal balance:
| $3,240.19 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off a few credit cards and lower our monthly outgoing bill payments.
My financial situation:
I am a good candidate for this loan because I have a steady job that I have had for the last 5 years, and I also have a decent amount of stock options at this company that I will be able to sell within the next 6 months to one (1) year. This means it is highly likely that I will be paying off this loan WELL before the 5 years are up. In fact, that is my goal. I am looking to be completely debt-free by the end of 2013.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-microscope2 | $200.00 | 12/27/2012 5:04:36 PM |
bill-tent1 | $50.00 | 12/27/2012 5:15:28 PM |
windguy | $50.00 | 12/27/2012 5:27:05 PM |
agile-diversification2 | $25.00 | 12/27/2012 5:01:39 PM |
greenback-watcher1 | $35.00 | 12/27/2012 5:46:20 PM |
dunkard13 | $300.00 | 12/27/2012 5:49:27 PM |
commerce-venture1 | $25.00 | 12/27/2012 5:06:54 PM |
BlessedEveryDay | $25.00 | 12/27/2012 5:53:26 PM |
xrycac | $25.00 | 12/27/2012 5:10:51 PM |
wetlands | $200.00 | 12/27/2012 5:19:08 PM |
CreditBuilder2 | $25.01 | 12/27/2012 6:33:27 PM |
marwadi-62 | $300.00 | 12/27/2012 6:41:01 PM |
nex | $25.00 | 12/27/2012 6:50:29 PM |
cahjoon | $25.00 | 12/27/2012 5:59:20 PM |
MoneyForNothing | $30.15 | 12/27/2012 5:11:04 PM |
CSAworker | $25.00 | 12/27/2012 9:04:55 PM |
Wordsmth | $25.00 | 12/27/2012 6:19:07 PM |
bazaar-tulip | $25.00 | 12/27/2012 6:32:54 PM |
belief-integrity | $500.00 | 12/27/2012 7:10:21 PM |
Rogesparkguy | $25.00 | 12/27/2012 5:39:15 PM |
leodaguy | $100.00 | 12/27/2012 5:47:50 PM |
wonder3 | $30.00 | 12/28/2012 7:24:07 AM |
the-magnificent-loan | $200.00 | 12/27/2012 5:57:23 PM |
ell25 | $25.00 | 12/27/2012 6:08:10 PM |
availableloan | $25.00 | 12/27/2012 6:13:38 PM |
indomitable-coin | $25.00 | 12/27/2012 6:20:38 PM |
real-return | $25.00 | 12/28/2012 8:48:59 AM |
__A1B2 | $30.00 | 12/28/2012 9:06:12 AM |
EretzCapital | $100.00 | 12/28/2012 9:08:11 AM |
transparency-futurist3 | $25.00 | 12/28/2012 7:13:42 AM |
boston_mass | $25.00 | 12/28/2012 7:42:14 AM |
wilchik | $70.00 | 12/28/2012 8:26:42 AM |
bob450-roth | $30.00 | 12/28/2012 9:09:49 AM |
Brisket_Bob | $25.00 | 12/28/2012 7:54:52 AM |
Prairiedog1116 | $200.00 | 12/27/2012 5:16:25 PM |
radiant-dollar9 | $200.00 | 12/27/2012 5:19:54 PM |
orange-dollar-raccoon | $100.00 | 12/27/2012 5:22:29 PM |
timbob | $500.00 | 12/27/2012 5:23:50 PM |
helpinghand63 | $25.00 | 12/27/2012 5:29:35 PM |
enriching-trade2 | $30.00 | 12/27/2012 5:31:08 PM |
belief-integrity | $750.00 | 12/27/2012 5:31:31 PM |
Kessler | $28.00 | 12/27/2012 5:42:03 PM |
felicity-contributor3 | $50.00 | 12/27/2012 5:43:57 PM |
phaded | $25.00 | 12/27/2012 5:46:38 PM |
friedokra | $25.00 | 12/27/2012 5:10:50 PM |
loan-mongoose1 | $25.00 | 12/27/2012 5:56:48 PM |
aztec | $50.00 | 12/27/2012 6:23:24 PM |
patriot897 | $25.00 | 12/27/2012 5:26:09 PM |
slimof37 | $25.00 | 12/27/2012 6:36:56 PM |
Astyanax | $30.00 | 12/27/2012 7:16:57 PM |
appetizing-velocity4 | $25.00 | 12/27/2012 5:01:58 PM |
Zolton | $300.00 | 12/27/2012 5:02:59 PM |
astute-benjamins | $25.00 | 12/27/2012 7:22:48 PM |
global-invest-group | $25.00 | 12/27/2012 8:19:42 PM |
slowgains | $25.00 | 12/27/2012 9:10:55 PM |
established-responsibility10 | $25.00 | 12/27/2012 5:18:10 PM |
Sagamore | $50.00 | 12/27/2012 5:25:42 PM |
loot-prescription3 | $25.00 | 12/27/2012 5:33:15 PM |
serene-capital | $30.00 | 12/27/2012 7:26:02 PM |
ready-benefit3 | $25.00 | 12/27/2012 5:34:14 PM |
market-maximizer472 | $25.00 | 12/28/2012 7:28:22 AM |
jmeasn | $50.00 | 12/27/2012 5:59:39 PM |
enriched-return057 | $30.65 | 12/28/2012 8:48:06 AM |
ethical-truth211 | $500.00 | 12/28/2012 6:26:23 AM |
belief-integrity | $750.00 | 12/27/2012 7:10:13 PM |
velocity-haven3 | $25.00 | 12/28/2012 9:11:37 AM |
HereToHelp305 | $170.32 | 12/28/2012 9:12:04 AM |
vigilance-spinner3 | $25.00 | 12/28/2012 7:14:18 AM |
gravbox | $25.00 | 12/27/2012 7:28:32 PM |
Abece | $328.33 | 12/27/2012 8:40:50 PM |
Bob450 | $30.00 | 12/28/2012 8:56:26 AM |
helping-out | $250.00 | 12/28/2012 9:03:31 AM |
Dan4703 | $25.00 | 12/28/2012 9:03:37 AM |
Hybodant | $60.00 | 12/28/2012 4:00:10 AM |
Oakland | $100.00 | 12/28/2012 6:15:01 AM |
6_kids_college_fund | $25.00 | 12/28/2012 6:41:09 AM |
prudent-bid3 | $50.00 | 12/28/2012 6:55:23 AM |
Fdeer | $200.00 | 12/28/2012 7:19:35 AM |
entertaining-revenue4 | $42.00 | 12/28/2012 9:08:35 AM |
djmikmik | $25.54 | 12/28/2012 9:09:19 AM |
80 Investments
|
Borrower Payment Dependent Notes Series
690198
This series of Notes was issued and sold upon the funding of the borrower loan #80018, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Dec-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $333.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 12% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 6y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,234 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| 7elephants |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2011)
|
Principal balance:
| $7,729.79 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off some debts due to Hurricane Sandy
My financial situation:
I am a good candidate for this loan because I have one loan with Prosper that I pay early every month and make good money and most of the this is going to be paying off payments I am already making.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 12/26/2012 9:04:55 AM |
secureincome | $555.00 | 12/26/2012 9:01:11 AM |
phenomenal-rate1 | $500.00 | 12/26/2012 9:11:03 AM |
HoosierDaddie | $50.00 | 12/26/2012 9:12:29 AM |
USMC0311 | $25.00 | 12/26/2012 9:14:26 AM |
Feyenoord | $30.00 | 12/26/2012 9:26:21 AM |
bazaar-tulip | $25.00 | 12/26/2012 9:27:42 AM |
principal-kung-fu | $25.00 | 12/26/2012 9:45:44 AM |
affluence-microscope2 | $200.00 | 12/26/2012 9:09:07 AM |
helpinghand63 | $25.00 | 12/26/2012 9:57:59 AM |
cr8on | $100.00 | 12/26/2012 9:58:09 AM |
fcrick | $50.00 | 12/26/2012 9:58:19 AM |
bowdish1 | $25.00 | 12/26/2012 10:11:15 AM |
nodebtin3 | $25.00 | 12/26/2012 10:11:24 AM |
palu2619 | $25.00 | 12/26/2012 9:30:12 AM |
BankOfShaun | $25.00 | 12/26/2012 10:34:23 AM |
special-dinero553 | $25.00 | 12/26/2012 9:31:03 AM |
the-magnificent-loan | $200.00 | 12/26/2012 9:33:17 AM |
thehousewife | $25.00 | 12/26/2012 10:00:39 AM |
benefit-trident | $25.00 | 12/26/2012 10:02:45 AM |
Cookstersalibi | $25.00 | 12/26/2012 11:15:19 AM |
stylish-revenue4 | $100.00 | 12/26/2012 11:17:23 AM |
openness-zenith6 | $50.00 | 12/26/2012 9:26:01 AM |
lokiswolf | $25.00 | 12/26/2012 11:48:54 AM |
money-hercules4 | $100.00 | 12/26/2012 9:32:49 AM |
AF-Chief | $25.00 | 12/26/2012 10:46:16 AM |
transaction-seahorse0 | $25.00 | 12/26/2012 9:53:03 AM |
ethical-truth211 | $300.00 | 12/26/2012 9:54:51 AM |
auction-eclipse8 | $50.00 | 12/26/2012 11:03:56 AM |
windguy | $50.00 | 12/26/2012 9:55:32 AM |
lowrater | $50.40 | 12/26/2012 10:04:32 AM |
best-bonafide-p2p | $25.00 | 12/26/2012 11:17:46 AM |
wildanne | $50.00 | 12/26/2012 10:08:57 AM |
silver4711 | $50.00 | 12/26/2012 3:25:09 PM |
JeremyLinFan | $40.00 | 12/26/2012 11:19:50 AM |
vivid-p2ploan1 | $25.00 | 12/26/2012 10:15:20 AM |
runbix7 | $25.00 | 12/26/2012 4:28:29 PM |
Druidsoft | $25.00 | 12/26/2012 11:52:35 AM |
Astyanax | $29.01 | 12/26/2012 11:54:08 AM |
green-order-captain | $50.00 | 12/26/2012 10:36:12 AM |
Goat-herder | $100.00 | 12/26/2012 1:06:27 PM |
steady-silver6 | $35.00 | 12/26/2012 5:09:53 PM |
DarkInvestor | $27.00 | 12/26/2012 2:33:03 PM |
gravbox | $25.00 | 12/26/2012 11:26:32 AM |
Tscheddar | $25.00 | 12/26/2012 11:43:54 AM |
best-income-fertilizer | $100.00 | 12/26/2012 4:51:34 PM |
investing-in-our-future | $37.07 | 12/26/2012 12:48:59 PM |
blue-wildcats | $25.00 | 12/26/2012 1:21:37 PM |
supersarah61 | $25.00 | 12/26/2012 1:39:05 PM |
voipguy88 | $50.00 | 12/26/2012 1:54:02 PM |
wwwUniversal | $25.00 | 12/26/2012 5:31:47 PM |
CougarRoar | $25.00 | 12/26/2012 5:41:27 PM |
new-impeccable-coin | $55.00 | 12/26/2012 6:44:24 PM |
BBsapphire-2-loan | $100.00 | 12/26/2012 6:52:19 PM |
lnuss25 | $34.00 | 12/26/2012 6:00:54 PM |
kmprospeo | $25.00 | 12/26/2012 6:08:00 PM |
timbob | $500.00 | 12/26/2012 5:23:00 PM |
jwill2172 | $36.23 | 12/26/2012 9:38:16 PM |
Fitiwalt7 | $25.00 | 12/26/2012 11:37:30 PM |
depalma13 | $25.00 | 12/27/2012 2:32:04 AM |
value-fortress3 | $25.00 | 12/26/2012 6:28:17 PM |
pfh | $25.00 | 12/26/2012 6:46:15 PM |
prudent-bid3 | $25.00 | 12/26/2012 5:54:25 PM |
revolutionary769 | $300.00 | 12/27/2012 8:57:38 AM |
treasure-serrano729 | $25.00 | 12/27/2012 9:00:21 AM |
cgoca | $25.00 | 12/27/2012 9:25:38 AM |
cerebral-dollar773 | $25.32 | 12/27/2012 4:38:05 AM |
Win_With_P2P | $30.00 | 12/26/2012 7:32:46 PM |
db0973 | $25.00 | 12/27/2012 9:08:05 AM |
Smalltimelender | $25.00 | 12/27/2012 12:07:25 AM |
rate-hawk | $25.00 | 12/27/2012 6:26:25 AM |
helping-out | $150.00 | 12/27/2012 8:50:16 AM |
alpha-lending | $25.00 | 12/26/2012 10:28:52 AM |
belief-integrity | $750.00 | 12/26/2012 9:08:46 AM |
orange-dollar-raccoon | $100.00 | 12/26/2012 9:21:43 AM |
gain-neutron6 | $25.00 | 12/26/2012 9:22:08 AM |
nickel-ferret | $25.00 | 12/26/2012 9:33:10 AM |
rmkrish555 | $25.00 | 12/26/2012 9:36:37 AM |
simplelender80 | $500.00 | 12/26/2012 9:48:58 AM |
Nco | $150.00 | 12/26/2012 9:05:33 AM |
enchanted-investment447 | $100.00 | 12/26/2012 10:03:48 AM |
phaded | $25.00 | 12/26/2012 10:28:23 AM |
shamonn_p2p | $50.00 | 12/26/2012 9:39:54 AM |
Social_Catapult | $25.00 | 12/26/2012 9:41:15 AM |
radiant-dollar9 | $200.00 | 12/26/2012 9:41:57 AM |
MoneyForNothing | $25.12 | 12/26/2012 9:04:05 AM |
PoundSmart | $100.00 | 12/26/2012 9:50:21 AM |
first-credit-meridian | $25.00 | 12/26/2012 9:08:16 AM |
kind-euro-mirth | $28.00 | 12/26/2012 9:10:43 AM |
money-to-bless | $25.00 | 12/26/2012 9:11:19 AM |
greenback-watcher1 | $25.00 | 12/26/2012 10:59:55 AM |
entertaining-rate9 | $25.00 | 12/26/2012 11:05:05 AM |
Capitalincome | $25.00 | 12/26/2012 9:18:15 AM |
qsolo | $50.00 | 12/26/2012 9:20:30 AM |
profitable-fairness1 | $50.00 | 12/26/2012 10:10:19 AM |
value-pouch | $30.00 | 12/26/2012 11:28:08 AM |
bill-tent1 | $50.00 | 12/26/2012 9:26:42 AM |
felicity-contributor3 | $25.00 | 12/26/2012 10:35:18 AM |
integrity-doctor | $100.00 | 12/26/2012 12:32:55 PM |
XP | $75.00 | 12/26/2012 9:36:50 AM |
valiant-return584 | $50.00 | 12/26/2012 9:37:28 AM |
purposeful-durability8 | $100.00 | 12/26/2012 10:46:22 AM |
thankful-nickel2 | $25.00 | 12/26/2012 2:09:31 PM |
TumbleWeed88 | $25.00 | 12/26/2012 9:59:28 AM |
mymoneyblog | $25.00 | 12/26/2012 9:59:49 AM |
rmkrish55 | $25.00 | 12/26/2012 10:09:49 AM |
openness-antioxidant | $75.00 | 12/26/2012 11:19:37 AM |
Rogesparkguy | $25.00 | 12/26/2012 11:23:16 AM |
wise-honorable-rate | $25.00 | 12/26/2012 10:24:01 AM |
investment-sapling | $50.00 | 12/26/2012 3:57:25 PM |
marketplace-singularity3 | $50.00 | 12/26/2012 10:24:57 AM |
marwadi-62 | $325.00 | 12/26/2012 11:30:54 AM |
brandall | $25.00 | 12/26/2012 4:18:42 PM |
num1irish | $25.00 | 12/26/2012 4:48:20 PM |
rich329 | $25.00 | 12/26/2012 12:53:09 PM |
quest0 | $58.33 | 12/26/2012 11:14:34 AM |
well-rounded-dinero | $25.00 | 12/26/2012 11:29:32 AM |
commerce-venture1 | $25.00 | 12/26/2012 4:55:35 PM |
otto3investments | $25.00 | 12/26/2012 2:19:12 PM |
gpuck | $25.00 | 12/26/2012 6:04:54 PM |
determined-bill5 | $100.00 | 12/26/2012 4:41:30 PM |
charming-exchange7 | $25.00 | 12/26/2012 5:42:14 PM |
lionheart722 | $25.00 | 12/26/2012 6:38:05 PM |
CincyTex | $25.00 | 12/27/2012 1:07:14 AM |
Sniper312 | $25.00 | 12/27/2012 2:47:01 AM |
SkyLoan | $30.00 | 12/27/2012 5:09:13 AM |
SOP_Bank | $25.00 | 12/27/2012 7:52:17 AM |
investment-comet | $25.00 | 12/27/2012 8:11:43 AM |
order-gondola | $50.00 | 12/26/2012 6:11:16 PM |
sturdy-responsibility7 | $25.00 | 12/27/2012 5:06:39 AM |
hl8428 | $32.56 | 12/27/2012 6:48:10 AM |
wishihadmore | $25.00 | 12/26/2012 6:57:40 PM |
cordial-affluence2 | $25.00 | 12/26/2012 7:27:12 PM |
ralph44 | $25.00 | 12/26/2012 8:52:22 PM |
pshans | $45.00 | 12/27/2012 9:10:43 AM |
DoctorJoe | $25.00 | 12/27/2012 3:55:29 AM |
skillful-justice879 | $16.96 | 12/27/2012 9:32:56 AM |
credit-orca | $25.00 | 12/27/2012 8:59:45 AM |
agile-diversification2 | $25.00 | 12/27/2012 9:04:13 AM |
abundant-power | $25.00 | 12/27/2012 9:17:55 AM |
unrivaled-deal676 | $50.00 | 12/27/2012 9:22:04 AM |
mister_waffle | $25.00 | 12/27/2012 9:31:25 AM |
142 Investments
|
Borrower Payment Dependent Notes Series
690318
This series of Notes was issued and sold upon the funding of the borrower loan #79936, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,800.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| Dec-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 25.01% |
Monthly payment:
| $181.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.73% | | |
| |
Estimated return*:
| 9.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 16y 7m |
Amount delinquent:
| $56,288 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $960 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rate-plane897 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to.consolidate debt..
My financial situation:
I am a good candidate for this loan because...i have good earning potential
Monthly net income: $3700.00
Monthly expenses: $2000.00
Housing: $1200.00
Insurance: $133.40
Car expenses: $75.00
Utilities: $250.00
Phone, cable, internet: $120.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $100.00 | 12/26/2012 5:13:24 PM |
hillerod | $26.26 | 12/26/2012 5:02:06 PM |
a-finance-nirvana | $25.00 | 12/26/2012 5:28:07 PM |
Beechturner | $30.00 | 12/26/2012 5:29:16 PM |
entertaining-rate9 | $25.00 | 12/26/2012 5:43:05 PM |
MoneyForNothing | $25.04 | 12/26/2012 5:13:53 PM |
Nco | $150.00 | 12/26/2012 5:59:32 PM |
orange-dollar-raccoon | $100.00 | 12/26/2012 6:05:18 PM |
qsolo | $50.00 | 12/26/2012 6:10:58 PM |
simplelender80 | $500.00 | 12/26/2012 5:06:16 PM |
bazaar-tulip | $25.00 | 12/26/2012 6:33:51 PM |
friedokra | $25.00 | 12/26/2012 5:11:48 PM |
vutah | $35.00 | 12/26/2012 5:49:45 PM |
Roux1 | $25.00 | 12/26/2012 6:48:26 PM |
Edakers | $25.00 | 12/26/2012 6:52:50 PM |
ChoiceInvestments | $25.00 | 12/26/2012 7:32:40 PM |
Pod1313 | $25.76 | 12/26/2012 10:35:52 PM |
zipemdown | $25.00 | 12/26/2012 5:31:16 PM |
purposeful-durability8 | $100.00 | 12/26/2012 5:54:32 PM |
vanklein | $25.00 | 12/26/2012 7:00:19 PM |
helpinghand63 | $25.00 | 12/26/2012 6:32:31 PM |
newest-generous-income | $25.00 | 12/27/2012 4:54:41 AM |
Rogesparkguy | $25.00 | 12/27/2012 7:03:44 AM |
1willray | $25.00 | 12/27/2012 8:02:16 AM |
Social_Catapult | $25.00 | 12/26/2012 8:19:49 PM |
rate-hawk | $25.00 | 12/27/2012 6:26:26 AM |
zassociate | $200.00 | 12/27/2012 5:12:47 PM |
compatible-deal9 | $25.00 | 12/27/2012 6:02:18 PM |
burrben | $40.00 | 12/27/2012 9:17:58 PM |
order-prospector | $25.00 | 12/27/2012 6:12:37 PM |
ajst1 | $50.00 | 12/28/2012 2:38:01 AM |
sgt-schultz | $25.00 | 12/28/2012 3:39:45 AM |
LittleMingo | $25.00 | 12/26/2012 5:05:37 PM |
yield-lion2 | $100.00 | 12/27/2012 10:26:27 AM |
ippoco | $25.00 | 12/26/2012 5:16:40 PM |
LaGrangeLender | $60.00 | 12/26/2012 5:41:04 PM |
nickel-ferret | $25.00 | 12/26/2012 5:15:48 PM |
riskreward | $250.00 | 12/26/2012 5:26:05 PM |
Vegasjim | $25.00 | 12/26/2012 5:27:23 PM |
Mikale360 | $25.00 | 12/26/2012 6:17:25 PM |
WalnutCreekguy | $50.00 | 12/26/2012 5:04:11 PM |
return-point2 | $100.00 | 12/26/2012 5:31:25 PM |
toblerone | $25.00 | 12/26/2012 6:32:49 PM |
openness-zenith6 | $50.00 | 12/26/2012 5:11:34 PM |
secureincome | $555.00 | 12/26/2012 5:11:48 PM |
timbob | $500.00 | 12/26/2012 5:23:53 PM |
AF-Chief | $25.00 | 12/26/2012 6:12:02 PM |
transaction-seahorse0 | $25.00 | 12/26/2012 5:25:22 PM |
Oak-Parker | $25.00 | 12/26/2012 10:45:58 PM |
valiant-return584 | $50.00 | 12/26/2012 6:35:56 PM |
Tscheddar | $25.00 | 12/26/2012 5:48:04 PM |
treasure-bliss | $25.00 | 12/27/2012 7:01:06 AM |
wwwUniversal | $25.00 | 12/26/2012 7:18:28 PM |
pshans | $25.00 | 12/27/2012 9:12:37 AM |
ILoveBearHats | $34.09 | 12/27/2012 9:17:10 AM |
exchange-mason | $25.00 | 12/26/2012 6:35:07 PM |
belief-integrity | $450.00 | 12/26/2012 6:47:01 PM |
McDeeter | $25.00 | 12/27/2012 12:07:07 PM |
treasure-hunter270 | $50.00 | 12/27/2012 1:23:17 PM |
appetizing-velocity4 | $25.00 | 12/27/2012 10:07:24 AM |
jessica9432 | $36.88 | 12/27/2012 2:59:02 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:35 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:04:13 PM |
organized-dedication696 | $25.00 | 12/27/2012 5:32:34 PM |
tenacious-compassion9 | $25.00 | 12/27/2012 6:15:56 PM |
point-doughnut | $80.11 | 12/28/2012 4:59:21 AM |
q4golf | $26.86 | 12/28/2012 3:12:10 AM |
67 Investments
|
Borrower Payment Dependent Notes Series
690438
This series of Notes was issued and sold upon the funding of the borrower loan #79680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| Dec-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 10.53% |
Borrower rate/APR:
| 11.53% / 14.35% |
Monthly payment:
| $329.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.15% | | |
| |
Estimated return*:
| 6.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $91,047 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| responsible-finance9 |
Borrower's state:
| Florida |
Borrower's group:
| Military Veterans helping eachother. |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Feb-2012)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
2nd Prosper Loan-Debt Consolidation
Purpose of loan:
This loan will be used to pay off Discover Card which has a higher interest rate.
My financial situation:
I am a good candidate for this loan because, I have had one Prosper loan which I paid in full early. I started my childcare business and currently make over $2000 a month which is going toward paying credit cards. My spouse pays our mortgage, car and utility payments.
In 18 years, we have been late on one payment which was lost in the mail. We pay all our bills on time, every time. Your investment is safe with me.
Information in the Description is not verified.
Friends And Family Investments
Navy-Retired has invested a total of
$384.67.
Navy_Wife_Retired has invested a total of
$259.21.
2 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
agile-diversification2 | $25.00 | 12/27/2012 5:01:40 PM |
Prairiedog1116 | $200.00 | 12/27/2012 5:16:26 PM |
nickel-ferret | $25.00 | 12/27/2012 5:18:19 PM |
radiant-dollar9 | $200.00 | 12/27/2012 5:19:40 PM |
Zolton | $300.00 | 12/27/2012 5:03:00 PM |
ready-benefit3 | $25.00 | 12/27/2012 5:34:15 PM |
blue-radiant-justice | $50.00 | 12/27/2012 5:03:19 PM |
determined-bill5 | $100.00 | 12/27/2012 6:01:28 PM |
OTM84 | $200.00 | 12/27/2012 6:18:46 PM |
indomitable-coin | $25.00 | 12/27/2012 6:20:38 PM |
cjames84 | $25.00 | 12/28/2012 3:41:11 AM |
Tscheddar | $25.00 | 12/28/2012 4:31:12 AM |
mymoneyblog | $25.00 | 12/27/2012 5:29:49 PM |
loan-mongoose1 | $25.00 | 12/27/2012 5:56:48 PM |
the-magnificent-loan | $200.00 | 12/27/2012 5:57:24 PM |
best-tenacious-revenue | $25.00 | 12/28/2012 7:51:01 AM |
secureincome | $555.00 | 12/27/2012 6:16:12 PM |
rootcanaler | $50.00 | 12/27/2012 6:30:33 PM |
Brisket_Bob | $25.00 | 12/28/2012 8:04:30 AM |
magical-credit523 | $25.00 | 12/28/2012 9:29:07 AM |
Navy_Wife_Retired | $129.58 | 12/28/2012 4:22:49 AM |
CoolPlexer | $25.00 | 12/28/2012 9:27:17 AM |
sci_guy | $25.00 | 12/28/2012 9:51:39 AM |
simplelender80 | $500.00 | 12/28/2012 10:30:55 AM |
abundant-peace196 | $50.00 | 12/28/2012 11:17:39 AM |
california111 | $50.00 | 12/28/2012 1:04:12 PM |
valiant-money | $30.00 | 12/28/2012 4:16:02 PM |
whitegold24k | $107.00 | 12/28/2012 1:40:42 PM |
loot-prescription3 | $25.00 | 12/28/2012 10:51:46 AM |
chac | $75.00 | 12/28/2012 5:39:48 PM |
depalma13 | $25.00 | 12/28/2012 4:38:49 PM |
kaykarun | $25.00 | 12/28/2012 6:40:03 PM |
MadHun | $200.00 | 12/28/2012 5:26:07 PM |
_wally_ | $25.00 | 12/28/2012 6:21:48 PM |
gigabit | $50.00 | 12/28/2012 5:33:59 PM |
BobInWisconsin | $95.00 | 12/29/2012 6:31:02 AM |
fireboss | $40.15 | 12/29/2012 6:52:23 AM |
shrewd-dedication2 | $25.00 | 12/28/2012 9:17:02 PM |
fair-interest6 | $57.05 | 12/29/2012 10:54:20 AM |
Oupa-George | $25.00 | 12/29/2012 11:07:51 AM |
MoneyBagsRUs | $25.00 | 12/29/2012 6:16:25 AM |
freest8r | $100.00 | 12/29/2012 7:22:17 AM |
Socorro_Capital_Partners | $25.01 | 12/29/2012 11:42:10 AM |
marcopolo10 | $25.00 | 12/29/2012 9:43:06 AM |
gogrannygo | $30.00 | 12/29/2012 10:05:11 AM |
McChan | $25.00 | 12/29/2012 10:30:13 AM |
BigBag | $25.00 | 12/28/2012 9:20:58 PM |
wishihadmore | $25.00 | 12/29/2012 10:53:08 AM |
keen-credit6 | $25.00 | 12/29/2012 11:08:21 AM |
a2190b | $30.11 | 12/29/2012 7:10:02 AM |
pinballeffect | $78.00 | 12/29/2012 7:44:44 AM |
wxman12 | $25.00 | 12/29/2012 8:11:37 AM |
mountain_slope | $50.00 | 12/29/2012 1:28:53 PM |
benjamins-wasp | $50.00 | 12/29/2012 12:50:30 PM |
Navy_Wife_Retired | $33.29 | 12/29/2012 2:47:16 PM |
Solid-Platinum | $25.00 | 12/29/2012 2:55:37 PM |
value-fortress3 | $30.00 | 12/29/2012 6:33:27 PM |
blue-gold-giant | $50.00 | 12/29/2012 1:25:15 PM |
hitsman | $50.00 | 12/29/2012 1:26:35 PM |
Navy-Retired | $188.42 | 12/29/2012 2:48:08 PM |
LOANS-LOANS-LOANS | $25.00 | 12/29/2012 2:57:14 PM |
belief-integrity | $811.98 | 12/29/2012 9:30:45 PM |
A-Win-Win | $37.11 | 12/29/2012 3:40:13 PM |
rwm684 | $25.00 | 12/29/2012 1:57:23 PM |
kind-exchange-association | $29.00 | 12/29/2012 8:54:49 PM |
DalCowboys | $25.00 | 12/29/2012 9:05:39 PM |
FWF-kinetic | $33.54 | 12/29/2012 9:07:18 PM |
SV-AZ | $25.71 | 12/29/2012 2:18:33 PM |
superluminova | $25.00 | 12/29/2012 3:16:44 PM |
MrBadExample | $151.00 | 12/29/2012 3:56:48 PM |
newest-thrilling-income | $26.09 | 12/29/2012 6:02:40 PM |
dinero-chuckler5 | $25.00 | 12/29/2012 8:01:03 PM |
qsolo | $50.00 | 12/27/2012 5:07:54 PM |
openness-zenith6 | $50.00 | 12/27/2012 5:14:41 PM |
wetlands | $200.00 | 12/27/2012 5:19:08 PM |
orange-dollar-raccoon | $100.00 | 12/27/2012 5:22:30 PM |
windguy | $50.00 | 12/27/2012 5:26:51 PM |
helpinghand63 | $25.00 | 12/27/2012 5:29:37 PM |
appetizing-velocity4 | $25.00 | 12/27/2012 5:01:59 PM |
LaGrangeLender | $60.00 | 12/27/2012 6:12:52 PM |
CreditBuilder2 | $25.01 | 12/27/2012 6:33:28 PM |
affluence-microscope2 | $200.00 | 12/27/2012 5:04:32 PM |
bill-tent1 | $50.00 | 12/27/2012 5:15:28 PM |
bazaar-tulip | $25.00 | 12/27/2012 6:32:56 PM |
timbob | $500.00 | 12/27/2012 5:23:51 PM |
wise-honorable-rate | $25.00 | 12/27/2012 5:38:03 PM |
arenangelchild | $100.00 | 12/28/2012 6:44:10 AM |
tenacious-compassion9 | $25.00 | 12/27/2012 6:15:59 PM |
Navy-Retired | $53.19 | 12/28/2012 4:21:36 AM |
djmikmik | $50.00 | 12/28/2012 9:04:58 AM |
goldtreasure | $25.00 | 12/28/2012 9:08:58 AM |
brightest-fund-base | $25.00 | 12/28/2012 8:28:17 AM |
HereToHelp305 | $250.00 | 12/28/2012 9:12:06 AM |
Navy-Retired | $143.06 | 12/28/2012 9:51:20 AM |
unrivaled-deal676 | $50.00 | 12/28/2012 9:56:49 AM |
Navy_Wife_Retired | $96.34 | 12/28/2012 9:50:30 AM |
radforj22 | $25.00 | 12/28/2012 10:28:39 AM |
OGS_Capital | $25.25 | 12/28/2012 11:22:45 AM |
entertaining-rate9 | $25.00 | 12/28/2012 10:50:36 AM |
nourishing-order8 | $25.00 | 12/28/2012 2:31:16 PM |
maniac3 | $640.31 | 12/28/2012 11:01:39 AM |
supersarah61 | $25.00 | 12/28/2012 4:06:22 PM |
RocketSurgeon | $25.00 | 12/28/2012 11:42:30 AM |
villagers | $50.00 | 12/28/2012 5:21:13 PM |
sparkling-income | $50.00 | 12/29/2012 1:39:36 AM |
note-bee8 | $35.00 | 12/28/2012 9:21:55 PM |
principal-admirer5 | $25.00 | 12/28/2012 10:21:02 PM |
ncg1983 | $25.00 | 12/28/2012 6:50:30 PM |
worth-victor6 | $25.00 | 12/29/2012 6:51:47 AM |
bankojerry | $25.00 | 12/28/2012 7:06:15 PM |
panga68 | $25.00 | 12/29/2012 8:05:57 AM |
Rulea72 | $25.00 | 12/29/2012 9:53:57 AM |
dcr_545 | $25.00 | 12/29/2012 10:50:09 AM |
feiandasun | $25.00 | 12/29/2012 10:58:17 AM |
Paxman84 | $25.09 | 12/29/2012 11:19:38 AM |
BeanCownter | $25.00 | 12/29/2012 11:27:39 AM |
LendingZone | $25.00 | 12/29/2012 12:35:09 PM |
bonafide-cash | $100.00 | 12/29/2012 12:39:48 PM |
flopcat | $25.00 | 12/29/2012 12:01:29 PM |
Heleadstheway | $25.00 | 12/29/2012 12:41:04 PM |
3GuardianAngles | $30.00 | 12/29/2012 7:09:24 AM |
gustavholstopus32 | $25.00 | 12/29/2012 9:10:06 AM |
availableloan | $25.00 | 12/29/2012 10:37:05 AM |
soular21804 | $25.00 | 12/29/2012 12:08:38 PM |
reinforced-reward | $25.00 | 12/29/2012 12:22:45 PM |
Skynxhunt | $25.00 | 12/29/2012 1:51:27 PM |
dordee | $55.12 | 12/29/2012 2:24:17 PM |
usd1027 | $128.46 | 12/29/2012 3:13:16 PM |
compatible-deal9 | $25.00 | 12/29/2012 5:00:39 PM |
designer_10 | $25.00 | 12/29/2012 2:39:19 PM |
ccclaireee333 | $25.00 | 12/29/2012 4:10:39 PM |
power-leader1 | $25.00 | 12/29/2012 4:54:25 PM |
1313mark1313 | $40.13 | 12/29/2012 5:34:10 PM |
prudent-bid3 | $50.00 | 12/29/2012 6:13:26 PM |
elated-bid596 | $25.00 | 12/29/2012 6:42:55 PM |
meoweo | $25.00 | 12/29/2012 7:17:31 PM |
136 Investments
|
Borrower Payment Dependent Notes Series
690616
This series of Notes was issued and sold upon the funding of the borrower loan #79975, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| Dec-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $172.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,065 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| No | | |
Screen name:
| LOAN_DOC |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2012)
|
Principal balance:
| $4,185.79 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off a high interest credit card balance.
My financial situation:
I am a good candidate for this loan because...I pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
susurrus | $100.00 | 12/25/2012 5:03:18 PM |
dl_data | $500.00 | 12/25/2012 5:19:53 PM |
deal-hickory5 | $100.00 | 12/25/2012 5:50:51 PM |
Tscheddar | $25.00 | 12/25/2012 6:16:47 PM |
well-rounded-dinero | $25.00 | 12/25/2012 7:18:17 PM |
enterprising-pound5 | $100.00 | 12/26/2012 4:47:54 AM |
depalma13 | $25.00 | 12/26/2012 7:00:55 AM |
diplomatic-wealth7 | $25.00 | 12/25/2012 5:39:48 PM |
restless-dime | $100.00 | 12/25/2012 6:08:51 PM |
treasure-bliss | $25.00 | 12/26/2012 9:15:37 AM |
bullish2bearish | $40.00 | 12/26/2012 9:18:03 AM |
fcrick | $50.00 | 12/25/2012 5:54:13 PM |
DasMula | $50.00 | 12/26/2012 9:10:32 AM |
COtheBeast | $25.00 | 12/27/2012 8:11:05 AM |
professional-dinero753 | $25.00 | 12/27/2012 4:32:00 AM |
Fitiwalt7 | $25.00 | 12/26/2012 11:33:16 PM |
Bob450 | $25.00 | 12/27/2012 6:51:46 PM |
graceful-D4Sinvestment | $55.00 | 12/27/2012 8:26:15 PM |
green-rapid-openness | $300.00 | 12/27/2012 6:35:45 PM |
rmkrish55 | $25.00 | 12/28/2012 8:51:28 AM |
money-baron | $100.00 | 12/28/2012 9:47:14 AM |
purposeful-durability8 | $100.00 | 12/28/2012 9:33:21 AM |
heroic-dime7 | $50.00 | 12/28/2012 11:39:10 AM |
money-baron-roth-IRA | $50.00 | 12/28/2012 11:20:17 AM |
compatible-deal9 | $25.00 | 12/28/2012 5:09:00 PM |
whitegold24k | $100.00 | 12/28/2012 1:34:34 PM |
yield-hut | $25.00 | 12/28/2012 5:57:36 PM |
boogienation | $25.00 | 12/28/2012 6:15:24 PM |
spirited-greenback814 | $25.00 | 12/28/2012 8:17:24 PM |
bid-stockpiler1 | $50.00 | 12/29/2012 12:04:00 AM |
thoughtful-payment587 | $25.00 | 12/28/2012 6:59:20 PM |
balance-vinyl5 | $100.00 | 12/29/2012 12:05:41 PM |
YellowJacket | $25.00 | 12/29/2012 8:59:48 AM |
trumpeter391 | $25.00 | 12/28/2012 9:06:30 PM |
green-payment-ectasy | $100.00 | 12/29/2012 11:00:10 AM |
djh47a | $25.00 | 12/29/2012 11:14:07 AM |
competent-credit9 | $30.61 | 12/29/2012 4:42:35 AM |
freest8r | $50.00 | 12/29/2012 7:18:42 AM |
dinero-plasma844 | $25.00 | 12/29/2012 8:25:29 AM |
pennybypenny | $25.00 | 12/28/2012 5:56:39 PM |
chameleon125 | $25.00 | 12/26/2012 7:18:12 AM |
AF-Chief | $25.00 | 12/25/2012 6:10:08 PM |
ultimate-peace | $100.00 | 12/25/2012 5:01:39 PM |
worthy-bid8 | $100.00 | 12/25/2012 5:30:36 PM |
riveting-credit5 | $25.00 | 12/25/2012 6:05:01 PM |
DiligentiaLLC | $25.00 | 12/25/2012 6:09:17 PM |
exponential-fairness2 | $100.00 | 12/26/2012 3:09:34 PM |
money-baron-Roth401k | $25.00 | 12/26/2012 10:50:07 AM |
mikeandcat | $50.00 | 12/26/2012 5:53:01 PM |
Iceman1347 | $25.00 | 12/26/2012 3:28:59 PM |
california111 | $50.00 | 12/26/2012 10:12:52 PM |
Risk4Reward | $25.00 | 12/27/2012 8:39:02 AM |
sensible-fund | $25.00 | 12/27/2012 3:32:06 PM |
benevolent-asset | $25.00 | 12/27/2012 12:59:59 PM |
rmkrish555 | $25.00 | 12/27/2012 3:22:32 PM |
benjamins-worker5 | $25.00 | 12/27/2012 7:19:02 PM |
skillful-asset5 | $30.00 | 12/27/2012 7:52:48 PM |
WeshaTheLeopard | $25.00 | 12/28/2012 6:03:51 AM |
Preferred-Lender | $25.00 | 12/28/2012 10:23:51 AM |
incbx | $100.00 | 12/28/2012 3:23:12 PM |
green-merciful-income | $25.00 | 12/28/2012 4:10:58 PM |
five-star-note | $75.00 | 12/28/2012 5:24:06 PM |
gain-expert | $42.01 | 12/28/2012 8:27:49 PM |
green-loyalty-web | $25.00 | 12/28/2012 6:01:52 PM |
Laissez-faire | $25.00 | 12/28/2012 8:00:22 PM |
commerce-cymbal8 | $29.66 | 12/29/2012 7:54:21 AM |
transaction-competitor0 | $25.00 | 12/28/2012 9:16:26 PM |
2020Trader | $25.00 | 12/28/2012 10:30:26 PM |
2020Trader | $27.72 | 12/29/2012 11:04:05 AM |
Brisket_Bob | $25.00 | 12/29/2012 8:51:10 AM |
CA-Lender | $20.00 | 12/29/2012 12:21:41 PM |
social-comet7 | $25.00 | 12/29/2012 10:46:20 AM |
attractive-rate | $25.00 | 12/29/2012 5:11:38 AM |
ksmorrow | $25.00 | 12/29/2012 11:45:20 AM |
contract-equinox | $100.00 | 12/29/2012 12:00:25 PM |
75 Investments
|
Borrower Payment Dependent Notes Series
690672
This series of Notes was issued and sold upon the funding of the borrower loan #79656, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.24% |
Listing Start date:
| Dec-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 14.59% |
Borrower rate/APR:
| 15.59% / 19.24% |
Monthly payment:
| $139.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.82% | | |
| |
Estimated return*:
| 8.58% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1980 |
Debt/Income ratio:
| 2% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
1 | Length of status: | 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| eloquent-loan2 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Other
Purpose of loan:
This loan will be used to...pay Christmas bills and vehecile repairs
My financial situation:
I am a good candidate for this loan because...
past loan history
Monthly net income: $3612.00
Monthly expenses: $1200.00
Housing: $1700.00
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
a-finance-nirvana | $25.00 | 12/28/2012 5:09:53 PM |
dunkard13 | $300.00 | 12/28/2012 5:13:12 PM |
helpinghand63 | $25.00 | 12/28/2012 5:15:55 PM |
openness-zenith6 | $50.00 | 12/28/2012 5:18:29 PM |
nickel-ferret | $25.00 | 12/28/2012 5:23:06 PM |
california111 | $50.00 | 12/28/2012 5:28:36 PM |
commerce-venture1 | $25.00 | 12/28/2012 5:15:21 PM |
fcrick | $50.00 | 12/28/2012 5:39:11 PM |
magical-credit523 | $25.00 | 12/28/2012 5:01:21 PM |
transaction-seahorse0 | $25.00 | 12/28/2012 5:27:39 PM |
Sagamore | $50.00 | 12/28/2012 6:08:24 PM |
belief-integrity | $750.00 | 12/28/2012 6:15:48 PM |
HoosierDaddie | $50.00 | 12/28/2012 5:11:49 PM |
greenback-watcher1 | $25.00 | 12/28/2012 5:14:45 PM |
villagers | $50.00 | 12/28/2012 5:21:43 PM |
Beechturner | $50.00 | 12/28/2012 5:22:05 PM |
MadHun | $200.00 | 12/28/2012 5:26:17 PM |
hope-eagle6 | $25.00 | 12/28/2012 5:30:55 PM |
heroic-dime7 | $50.00 | 12/28/2012 5:42:57 PM |
LaGrangeLender | $60.00 | 12/28/2012 6:07:18 PM |
secureincome | $555.00 | 12/28/2012 5:10:16 PM |
radiant-dollar9 | $200.00 | 12/28/2012 5:24:10 PM |
MoneyForNothing | $25.11 | 12/28/2012 5:08:58 PM |
qsolo | $50.00 | 12/28/2012 5:11:05 PM |
gigabit | $50.00 | 12/28/2012 5:34:04 PM |
timbob | $500.00 | 12/28/2012 5:27:21 PM |
ready-benefit3 | $25.00 | 12/28/2012 6:12:09 PM |
blue-radiant-justice | $50.00 | 12/28/2012 5:09:55 PM |
affluence-microscope2 | $200.00 | 12/28/2012 5:10:28 PM |
bazaar-tulip | $25.00 | 12/28/2012 5:14:11 PM |
bowdish1 | $25.00 | 12/28/2012 5:19:10 PM |
susurrus | $100.00 | 12/28/2012 5:55:42 PM |
cahjoon | $25.00 | 12/28/2012 6:13:44 PM |
chac | $50.00 | 12/28/2012 5:45:19 PM |
orange-dollar-raccoon | $100.00 | 12/28/2012 5:56:46 PM |
clemclan | $125.00 | 12/28/2012 6:02:44 PM |
principal-kung-fu | $25.00 | 12/28/2012 6:06:11 PM |
wwwUniversal | $25.00 | 12/28/2012 6:11:44 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
690774
This series of Notes was issued and sold upon the funding of the borrower loan #79939, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $133.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 28% |
Credit score:
| 600-619 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 17
/
14 | Length of status: | 9y 11m |
Amount delinquent:
| $567 |
Total credit lines:
| 60 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,553 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| david07 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 42 ( 89% )
| 600-619 (Latest)
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 5
( 11% )
| 620-639
(Dec-2011)
560-579
(Mar-2008)
|
Principal balance:
| $7,628.05 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 47 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off existing credit cards.
My financial situation:
I am a good candidate for this loan because...I pay all my accounts on time and previous prosper loans on time.
Monthly net income: $ 68,000
Monthly expenses: $ 250
Housing: $ 600
Insurance: $ 75
Car expenses: $ 580
Utilities: $ 70
Phone, cable, internet: $ 200
Food, entertainment: $ 100
Clothing, household expenses: $ 100
Credit cards and other loans: $ 400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 12/27/2012 5:02:13 PM |
AF-Chief | $25.00 | 12/27/2012 5:01:29 PM |
kinder-credit-bear | $25.00 | 12/27/2012 5:17:39 PM |
felicity-contributor3 | $50.00 | 12/27/2012 5:35:46 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:46 PM |
handy-justice | $50.00 | 12/27/2012 5:05:49 PM |
valiant-return584 | $50.00 | 12/27/2012 5:20:05 PM |
jiftostada | $25.00 | 12/27/2012 5:27:33 PM |
twjh | $25.08 | 12/27/2012 6:35:11 PM |
CreditBuilder2 | $25.03 | 12/27/2012 6:48:18 PM |
College4theGirls | $25.00 | 12/27/2012 5:43:58 PM |
the-respectful-transaction | $25.00 | 12/27/2012 5:49:42 PM |
108-IRA | $50.00 | 12/27/2012 7:25:43 PM |
myutmost | $60.00 | 12/27/2012 6:05:03 PM |
NekHoldings | $25.00 | 12/27/2012 5:12:15 PM |
TumbleWeed88 | $25.00 | 12/27/2012 6:20:48 PM |
MoneyForNothing | $42.42 | 12/27/2012 5:16:42 PM |
the-hope-workhorse | $25.00 | 12/27/2012 6:50:29 PM |
zipemdown | $25.00 | 12/27/2012 5:29:59 PM |
Mikale360 | $25.00 | 12/28/2012 6:37:43 AM |
zorg77 | $50.00 | 12/28/2012 7:17:28 AM |
whirlingdervish | $50.00 | 12/27/2012 9:06:11 PM |
Gregger | $25.00 | 12/28/2012 12:55:57 AM |
janeybooboo | $25.25 | 12/27/2012 6:54:53 PM |
RSV | $25.00 | 12/27/2012 11:27:27 PM |
bid-stockpiler1 | $250.00 | 12/28/2012 5:09:33 AM |
capital-deployment | $25.00 | 12/28/2012 9:10:58 AM |
mikbos | $25.00 | 12/28/2012 9:34:21 AM |
melodious-openness | $200.00 | 12/28/2012 6:24:28 AM |
vigorous-velocity | $300.00 | 12/28/2012 9:22:41 AM |
Champion_Lending | $25.00 | 12/28/2012 8:10:42 AM |
Tscheddar | $25.00 | 12/28/2012 9:29:30 AM |
mikeandcat | $71.21 | 12/28/2012 8:59:38 AM |
MoneyForNothing | $10.23 | 12/28/2012 10:12:29 AM |
Nco | $150.00 | 12/28/2012 9:20:08 AM |
cash-kin7 | $25.00 | 12/28/2012 9:45:36 AM |
thehousewife | $25.00 | 12/28/2012 9:24:12 AM |
interstellar | $75.00 | 12/28/2012 9:26:42 AM |
techron2012 | $200.00 | 12/28/2012 10:05:24 AM |
trumpeter5 | $30.00 | 12/27/2012 5:01:33 PM |
DasMula | $250.00 | 12/27/2012 5:21:24 PM |
commerce-venture1 | $50.00 | 12/27/2012 5:02:22 PM |
Dubbs360 | $50.00 | 12/27/2012 5:04:28 PM |
marwadi-62 | $350.00 | 12/27/2012 6:01:05 PM |
purposeful-durability8 | $100.00 | 12/27/2012 6:17:40 PM |
halothane_logic | $25.01 | 12/27/2012 6:31:01 PM |
helpinghand63 | $25.00 | 12/27/2012 5:29:37 PM |
five-star-note | $200.00 | 12/27/2012 5:55:12 PM |
treasure-bliss | $25.00 | 12/28/2012 4:05:22 AM |
Rip128 | $80.00 | 12/28/2012 6:11:32 AM |
Edakers | $25.00 | 12/27/2012 7:42:00 PM |
diplomatic-wealth7 | $25.00 | 12/27/2012 6:29:34 PM |
scholarly-order6 | $25.00 | 12/28/2012 6:49:25 AM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:53 PM |
ajst1 | $25.00 | 12/28/2012 2:35:09 AM |
let_me_retire | $25.77 | 12/28/2012 4:07:48 AM |
Beechturner | $25.00 | 12/28/2012 4:13:18 AM |
Sunshine2222 | $25.00 | 12/28/2012 4:59:52 AM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:20 AM |
moola-accelerator6 | $25.00 | 12/28/2012 9:51:32 AM |
FarmersBank | $100.00 | 12/28/2012 8:34:38 AM |
rmkrish55 | $25.00 | 12/28/2012 8:51:45 AM |
ethical-truth211 | $100.00 | 12/28/2012 9:33:04 AM |
desertoasis | $25.00 | 12/28/2012 9:40:29 AM |
E-2 | $25.00 | 12/28/2012 9:19:40 AM |
a-credit-rotation | $25.00 | 12/28/2012 9:49:28 AM |
66 Investments
|
Borrower Payment Dependent Notes Series
690808
This series of Notes was issued and sold upon the funding of the borrower loan #79824, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-31-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $300.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1986 |
Debt/Income ratio:
| 25% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 13y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $90,238 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| generosity-gargantuan7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off some credit card debt
My financial situation:
I am a good candidate for this loan because I am honest, full-time employed and have never missed or made a late payment in my life. I accumulated most debt by lending a large amount of money to a relative that I never got back when the economy went bad. I am trying to pay down this debt and any money lent will be used for that purpose.
Monthly net income: $6389
Monthly expenses: $4498
Housing: $1601
Insurance: $ 66
Car expenses: $70
Utilities: $273
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $1888
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
alpha-lending | $25.00 | 12/28/2012 6:21:51 PM |
Interest2thePeople | $100.00 | 12/26/2012 5:02:45 PM |
zipemdown | $25.00 | 12/26/2012 5:31:18 PM |
thrilling-point2 | $40.00 | 12/26/2012 5:04:13 PM |
red-duty-carrier | $25.00 | 12/26/2012 6:45:14 PM |
kenji4861 | $25.00 | 12/26/2012 5:36:00 PM |
restless-dime | $100.00 | 12/26/2012 6:03:05 PM |
Money__Tree | $200.00 | 12/26/2012 7:30:56 PM |
transparency-position | $25.00 | 12/26/2012 7:33:12 PM |
money-genome84 | $250.00 | 12/26/2012 7:29:33 PM |
gasman-1 | $25.00 | 12/26/2012 8:49:15 PM |
treasure-bliss | $25.00 | 12/27/2012 7:19:30 AM |
jennybobenny | $25.00 | 12/27/2012 10:26:57 AM |
Silver_Rupee | $25.00 | 12/27/2012 10:37:04 AM |
moneylender25 | $25.00 | 12/27/2012 1:02:08 PM |
the-hope-workhorse | $25.00 | 12/27/2012 11:34:13 AM |
zorg77 | $100.00 | 12/27/2012 3:12:33 PM |
benjamins-worker5 | $30.00 | 12/27/2012 7:24:45 PM |
Endeavour | $150.00 | 12/28/2012 9:32:23 AM |
thrilling-fund427 | $50.00 | 12/28/2012 5:13:04 PM |
truth-companion | $25.00 | 12/28/2012 5:13:29 PM |
incbx | $100.00 | 12/28/2012 3:23:13 PM |
villagers | $50.00 | 12/28/2012 5:22:43 PM |
WalnutCreekguy | $50.00 | 12/28/2012 6:38:56 PM |
belief-integrity | $650.00 | 12/28/2012 7:38:20 PM |
graceful-investment | $106.00 | 12/28/2012 8:44:56 PM |
Whipster | $60.00 | 12/28/2012 7:12:15 PM |
HeroSupport | $60.00 | 12/28/2012 7:14:44 PM |
order-prospector | $25.00 | 12/29/2012 12:56:10 PM |
let_me_retire | $200.00 | 12/29/2012 1:04:22 PM |
Curly-Girly | $25.00 | 12/29/2012 9:27:22 AM |
justreturns | $25.00 | 12/29/2012 12:01:09 PM |
Skynxhunt | $25.00 | 12/29/2012 1:51:14 PM |
CalBear08 | $33.33 | 12/29/2012 12:51:23 PM |
stepatatime-together | $100.00 | 12/29/2012 1:21:33 PM |
LikesToLend | $25.00 | 12/29/2012 8:57:52 PM |
corndog4000 | $50.00 | 12/30/2012 12:58:42 AM |
gethsemane4 | $25.00 | 12/30/2012 12:54:35 PM |
Joyflyer | $50.00 | 12/30/2012 7:22:32 PM |
green-loyalty-web | $25.00 | 12/30/2012 12:28:32 PM |
rmkrish555 | $25.00 | 12/30/2012 12:56:03 PM |
frogperson | $100.00 | 12/31/2012 8:47:05 AM |
Skatingbear | $100.00 | 12/30/2012 8:23:08 PM |
magical-credit523 | $25.00 | 12/31/2012 6:02:29 AM |
scrappy-peso0 | $25.00 | 12/31/2012 11:47:36 AM |
global-invest-group | $25.00 | 12/31/2012 12:39:04 PM |
integrity-doctor | $100.00 | 12/31/2012 10:10:19 AM |
mammalian4 | $25.00 | 12/31/2012 11:43:13 AM |
economy-coup | $100.00 | 12/26/2012 5:14:57 PM |
Wrats6 | $25.00 | 12/26/2012 5:05:49 PM |
vutah | $35.00 | 12/26/2012 5:45:57 PM |
Dubbs360 | $50.00 | 12/26/2012 5:16:08 PM |
helpinghand63 | $25.00 | 12/26/2012 6:32:35 PM |
octoberfresh | $25.00 | 12/26/2012 6:07:21 PM |
best-point-pursuit | $50.00 | 12/26/2012 5:37:50 PM |
wonder3 | $35.00 | 12/27/2012 5:51:09 AM |
valiant-return584 | $50.00 | 12/26/2012 6:35:58 PM |
Nco | $150.00 | 12/26/2012 5:59:33 PM |
asset-professor | $25.00 | 12/26/2012 6:14:14 PM |
wildanne | $50.00 | 12/26/2012 6:17:42 PM |
intrepid-loot | $25.00 | 12/26/2012 6:26:08 PM |
cr8on | $50.00 | 12/26/2012 7:02:01 PM |
zorg77 | $50.00 | 12/27/2012 3:12:39 PM |
authentic-finance194 | $250.00 | 12/28/2012 5:22:29 AM |
MyPFBlog | $25.00 | 12/28/2012 5:38:53 PM |
MadHun | $200.00 | 12/28/2012 5:25:51 PM |
return-point2 | $100.00 | 12/28/2012 6:03:57 PM |
burrben | $50.00 | 12/28/2012 7:33:46 PM |
timbob | $500.00 | 12/28/2012 5:27:31 PM |
deal-banker | $25.00 | 12/28/2012 6:20:43 PM |
emphatic-gold584 | $100.00 | 12/28/2012 9:36:01 PM |
belief-integrity | $100.00 | 12/28/2012 7:22:29 PM |
greenback-investor7 | $25.00 | 12/29/2012 8:02:47 AM |
jiftostada | $25.00 | 12/28/2012 6:09:43 PM |
graceful-IRAinvestment | $106.00 | 12/29/2012 8:29:18 AM |
dinero-plasma844 | $25.00 | 12/29/2012 8:42:16 AM |
money-bauble | $100.00 | 12/29/2012 1:27:30 PM |
bewitching-dollar5 | $100.00 | 12/29/2012 12:43:33 PM |
gravbox | $25.00 | 12/29/2012 6:48:38 PM |
california111 | $50.00 | 12/29/2012 2:44:17 PM |
AJ6 | $25.00 | 12/29/2012 10:14:41 PM |
power-spartan5 | $25.00 | 12/30/2012 12:20:43 PM |
mikbos | $25.00 | 12/30/2012 12:48:41 PM |
RebuildALife | $25.00 | 12/30/2012 12:05:29 PM |
supersarah61 | $25.00 | 12/30/2012 1:47:54 PM |
thoughtful-payment587 | $25.00 | 12/30/2012 2:06:19 PM |
Cash_Angel | $50.00 | 12/30/2012 8:29:03 PM |
jsak74 | $25.00 | 12/30/2012 8:54:32 PM |
ResQDoc | $25.00 | 12/31/2012 4:46:02 AM |
a-helping-hand | $250.00 | 12/30/2012 3:20:09 PM |
ethical-truth211 | $500.00 | 12/31/2012 7:14:14 AM |
aquariano2 | $25.00 | 12/30/2012 4:56:24 PM |
glroark | $50.00 | 12/31/2012 7:50:08 AM |
CA-Lender | $25.00 | 12/31/2012 10:03:02 AM |
voipguy88 | $50.00 | 12/31/2012 10:13:27 AM |
basis-excellency9 | $25.00 | 12/31/2012 9:08:15 AM |
GL464 | $32.44 | 12/31/2012 2:31:10 PM |
nethawk00 | $25.00 | 12/31/2012 10:25:05 AM |
mmeyer_jr | $30.00 | 12/31/2012 10:31:57 AM |
jderek01 | $50.00 | 12/31/2012 10:40:36 AM |
dukeiyer | $25.00 | 12/31/2012 10:57:01 AM |
Trondheim_Norway | $81.92 | 12/31/2012 11:23:44 AM |
tolerant-responsibility051 | $2,500.00 | 12/31/2012 9:45:39 AM |
Military_Money_Wise | $25.00 | 12/31/2012 11:48:41 AM |
Rockymtnhi | $50.00 | 12/31/2012 10:00:21 AM |
stammyc3 | $25.31 | 12/31/2012 10:49:01 AM |
106 Investments
|
Borrower Payment Dependent Notes Series
690918
This series of Notes was issued and sold upon the funding of the borrower loan #80024, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $160.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 45% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 15y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,050 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| nodebtwannabe |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2012)
620-639
(Feb-2008)
|
Principal balance:
| $353.04 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Vacation
Purpose of loan:
This loan will be used to...
have a family vacation to see my sister's family in Minnesota
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3192.30
Monthly expenses: $2629.50
Housing: $0.00
Insurance: $155.71
Car expenses: $200.00
Utilities: $
Phone, cable, internet: $140.26
Food, entertainment: $400.00
Clothing, household expenses: $200.00
Credit cards and other loans: $1533.53
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-missile | $135.00 | 12/28/2012 10:08:55 AM |
yield-lion2 | $65.00 | 12/28/2012 11:18:48 AM |
fabulous-community4 | $60.00 | 12/28/2012 11:19:05 AM |
dl_data | $500.00 | 12/28/2012 9:05:37 AM |
trumpeter5 | $30.00 | 12/28/2012 9:11:00 AM |
truth-companion | $25.00 | 12/28/2012 9:17:18 AM |
transaction-seahorse0 | $25.00 | 12/28/2012 9:37:00 AM |
rmkrish555 | $25.00 | 12/28/2012 9:48:53 AM |
payout-reaction740 | $50.00 | 12/28/2012 9:30:24 AM |
handy-justice | $50.00 | 12/28/2012 9:02:36 AM |
ethical-truth211 | $100.00 | 12/28/2012 9:12:28 AM |
vutah | $65.00 | 12/28/2012 10:17:00 AM |
jmeasn | $50.00 | 12/28/2012 9:53:28 AM |
order-prospector | $25.00 | 12/28/2012 10:37:46 AM |
timbob | $500.00 | 12/28/2012 9:36:36 AM |
fcrick | $50.00 | 12/28/2012 10:50:24 AM |
DiligentiaLLC | $75.00 | 12/28/2012 11:00:45 AM |
Wrats6 | $25.00 | 12/28/2012 10:30:42 AM |
simplelender80 | $500.00 | 12/28/2012 10:30:57 AM |
formula842 | $25.00 | 12/28/2012 10:37:31 AM |
branaa99 | $25.00 | 12/28/2012 11:27:31 AM |
Assets-Up | $25.00 | 12/28/2012 11:37:23 AM |
lowrater | $75.40 | 12/28/2012 11:39:06 AM |
heroic-dime7 | $50.00 | 12/28/2012 11:39:14 AM |
LaGrangeLender | $60.00 | 12/28/2012 10:50:14 AM |
BostonCapital | $100.00 | 12/28/2012 10:20:22 AM |
vivid-p2ploan1 | $25.00 | 12/28/2012 11:10:22 AM |
helpinghand63 | $25.00 | 12/28/2012 10:58:06 AM |
money-baron-Roth401k | $25.00 | 12/28/2012 10:59:35 AM |
well-rounded-dinero | $25.00 | 12/28/2012 11:26:36 AM |
jennybobenny | $25.00 | 12/28/2012 11:40:36 AM |
5000Petsetakia | $25.00 | 12/28/2012 11:43:32 AM |
LittleMingo | $30.00 | 12/28/2012 9:08:56 AM |
MoneyForNothing | $25.10 | 12/28/2012 9:12:37 AM |
green-dollar-buffalo | $50.00 | 12/28/2012 9:18:34 AM |
kind-lovely-marketplace | $50.00 | 12/28/2012 9:24:36 AM |
bullwink27 | $25.00 | 12/28/2012 9:11:27 AM |
1stBankAndHal | $50.22 | 12/28/2012 9:47:11 AM |
money-baron | $100.00 | 12/28/2012 9:47:15 AM |
thehousewife | $25.00 | 12/28/2012 9:28:00 AM |
purposeful-durability8 | $100.00 | 12/28/2012 9:33:22 AM |
treasure-bliss | $25.00 | 12/28/2012 10:16:19 AM |
DreisersFinancier | $50.00 | 12/28/2012 10:20:43 AM |
rmkrish55 | $25.00 | 12/28/2012 9:49:40 AM |
RecoveryLender | $25.00 | 12/28/2012 10:33:40 AM |
zipemdown | $25.00 | 12/28/2012 9:30:37 AM |
AF-Chief | $25.00 | 12/28/2012 10:11:10 AM |
valiant-return584 | $50.00 | 12/28/2012 9:34:07 AM |
NekHoldings | $25.00 | 12/28/2012 9:43:38 AM |
lucrative-loan | $150.00 | 12/28/2012 11:18:30 AM |
kenji4861 | $25.00 | 12/28/2012 10:11:28 AM |
BigSkyFinancial | $60.22 | 12/28/2012 10:25:06 AM |
Aristocrat | $25.00 | 12/28/2012 10:38:49 AM |
KindCharmingReflective-affluence | $1.83 | 12/28/2012 11:52:27 AM |
organized-dedication696 | $25.00 | 12/28/2012 10:47:57 AM |
wormdc | $25.00 | 12/28/2012 11:04:08 AM |
money-baron-roth-IRA | $50.00 | 12/28/2012 11:06:25 AM |
bmw2 | $40.00 | 12/28/2012 11:19:40 AM |
foldingbenny2 | $27.23 | 12/28/2012 11:34:38 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
691158
This series of Notes was issued and sold upon the funding of the borrower loan #79812, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $289.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,046 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| theloneprospector |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $9,600.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
Purpose of loan:
I will use this money to consolidate revolving credit
My financial situation:
I obtained and repaid a Prosper loan of $9,000 several years ago to finish improvments on my house. I have owned my house outright for over two years now, and do not have any payments for autos, etc. I do not wish to go through the extreme complications of getting a first mortgage on the house for less than $10,000. When I spoke to my bank they said such a small amount was not available. I have never been late on any of my credit card payments, but do not wish to continue paying their high interest rates and would much rather just make one monthly payment that is less than the aggregate of the total of them.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 12/28/2012 9:05:24 AM |
slimof37 | $25.00 | 12/28/2012 9:06:12 AM |
wetlands | $200.00 | 12/28/2012 9:30:48 AM |
Zolton | $300.00 | 12/28/2012 9:56:56 AM |
youqianderen | $25.00 | 12/28/2012 9:09:56 AM |
radforj22 | $72.91 | 12/28/2012 10:28:10 AM |
Sneezie | $100.00 | 12/28/2012 10:38:25 AM |
radiant-dollar9 | $200.00 | 12/28/2012 9:32:15 AM |
justreturns | $25.00 | 12/28/2012 10:16:18 AM |
belief-integrity | $750.00 | 12/28/2012 10:47:58 AM |
timbob | $500.00 | 12/28/2012 9:35:51 AM |
qsolo | $50.00 | 12/28/2012 9:37:07 AM |
windguy | $50.00 | 12/28/2012 9:38:09 AM |
RGlad | $65.00 | 12/28/2012 10:55:48 AM |
cordial-bonus | $25.00 | 12/28/2012 10:50:44 AM |
secureincome | $555.00 | 12/28/2012 10:29:06 AM |
CreditBuilder2 | $25.01 | 12/28/2012 11:39:55 AM |
determined-bill5 | $100.00 | 12/28/2012 10:36:36 AM |
janeybooboo | $25.25 | 12/28/2012 11:49:35 AM |
Beechturner | $30.00 | 12/28/2012 1:00:14 PM |
listing-flower2 | $100.00 | 12/28/2012 1:40:37 PM |
JDKevin | $100.00 | 12/28/2012 5:13:55 PM |
loot-prescription3 | $25.00 | 12/28/2012 10:51:47 AM |
grammaspurse | $25.00 | 12/28/2012 2:18:53 PM |
abundant-peace196 | $50.00 | 12/28/2012 11:17:40 AM |
djh47a | $25.00 | 12/28/2012 4:40:05 PM |
Astyanax | $30.00 | 12/28/2012 12:19:04 PM |
villagers | $50.00 | 12/28/2012 5:21:16 PM |
supersarah61 | $25.00 | 12/28/2012 4:06:24 PM |
chac | $150.00 | 12/28/2012 5:43:32 PM |
MadHun | $200.00 | 12/28/2012 5:26:13 PM |
myduck | $50.00 | 12/28/2012 5:31:03 PM |
emphatic-gold584 | $100.00 | 12/28/2012 9:36:14 PM |
principal-admirer5 | $25.00 | 12/28/2012 10:21:03 PM |
wise-honorable-rate | $25.00 | 12/28/2012 5:39:08 PM |
appetizing-velocity4 | $25.00 | 12/28/2012 5:48:20 PM |
freest8r | $100.00 | 12/29/2012 7:26:43 AM |
aabadabadoo | $25.00 | 12/29/2012 8:09:12 AM |
simplelender80 | $62.00 | 12/28/2012 6:36:36 PM |
burrben | $70.00 | 12/29/2012 10:50:45 AM |
cerebral-dollar773 | $45.23 | 12/29/2012 6:15:06 AM |
spry-dinero44823 | $25.00 | 12/29/2012 11:43:07 AM |
Socorro_Capital_Partners | $25.01 | 12/29/2012 11:44:41 AM |
rpd1211 | $25.00 | 12/29/2012 9:21:04 AM |
brightest-fund-base | $25.00 | 12/29/2012 10:54:49 AM |
young_investor112 | $25.00 | 12/29/2012 12:14:54 AM |
unique007 | $25.00 | 12/29/2012 4:41:28 AM |
panga68 | $25.00 | 12/29/2012 8:03:53 AM |
bonafide-cash | $150.00 | 12/29/2012 12:37:51 PM |
entertaining-rate9 | $25.00 | 12/29/2012 1:17:56 PM |
Money_Working | $41.31 | 12/29/2012 11:30:01 AM |
blue-useful-auction | $25.00 | 12/29/2012 12:46:37 PM |
usd1027 | $100.00 | 12/29/2012 3:17:20 PM |
blue-gold-giant | $25.00 | 12/29/2012 1:23:07 PM |
RocketSurgeon | $25.00 | 12/29/2012 1:37:45 PM |
moonpi78 | $25.00 | 12/29/2012 1:41:29 PM |
Skynxhunt | $25.00 | 12/29/2012 1:51:37 PM |
investmentgroup | $50.00 | 12/28/2012 11:34:20 AM |
LoanerPrincipal | $25.00 | 12/28/2012 9:05:34 AM |
HereToHelp305 | $250.00 | 12/28/2012 9:12:07 AM |
xrycac | $25.00 | 12/28/2012 9:20:02 AM |
thankful-nickel2 | $55.55 | 12/28/2012 9:22:25 AM |
agile-diversification2 | $25.00 | 12/28/2012 9:25:02 AM |
openness-zenith6 | $50.00 | 12/28/2012 9:25:26 AM |
silver-plato | $75.00 | 12/28/2012 9:26:45 AM |
indomitable-coin | $25.00 | 12/28/2012 9:33:10 AM |
tenacious-compassion9 | $25.00 | 12/28/2012 9:20:16 AM |
mymoneyblog | $25.00 | 12/28/2012 9:25:06 AM |
bill-tent1 | $50.00 | 12/28/2012 9:26:29 AM |
Prairiedog1116 | $100.00 | 12/28/2012 9:26:47 AM |
thehousewife | $25.00 | 12/28/2012 9:28:34 AM |
nickel-ferret | $25.00 | 12/28/2012 9:30:21 AM |
blue-radiant-justice | $50.00 | 12/28/2012 9:09:47 AM |
Payout_Assured | $25.82 | 12/28/2012 10:13:35 AM |
affluence-microscope2 | $200.00 | 12/28/2012 9:11:18 AM |
RG | $30.00 | 12/28/2012 9:45:08 AM |
ready-benefit3 | $25.00 | 12/28/2012 9:21:44 AM |
the-magnificent-loan | $200.00 | 12/28/2012 9:51:44 AM |
magical-credit523 | $25.00 | 12/28/2012 9:29:11 AM |
virtuous-repayment | $25.00 | 12/28/2012 10:11:33 AM |
orange-dollar-raccoon | $100.00 | 12/28/2012 9:34:36 AM |
LaGrangeLender | $60.00 | 12/28/2012 10:50:15 AM |
OGS_Capital | $25.00 | 12/28/2012 11:11:57 AM |
HammerKnuckleLending | $25.00 | 12/28/2012 10:29:25 AM |
unrivaled-deal676 | $50.00 | 12/28/2012 9:56:50 AM |
helpinghand63 | $25.00 | 12/28/2012 10:58:06 AM |
investment-artist | $95.10 | 12/28/2012 10:19:04 AM |
Feyenoord | $30.00 | 12/28/2012 11:10:17 AM |
cashhelp | $30.00 | 12/28/2012 11:29:51 AM |
dkjl | $50.00 | 12/28/2012 4:04:24 PM |
california111 | $50.00 | 12/28/2012 1:04:16 PM |
CoolPlexer | $25.00 | 12/28/2012 10:54:22 AM |
Mikale360 | $25.00 | 12/28/2012 3:11:45 PM |
belief-integrity | $250.00 | 12/28/2012 3:36:15 PM |
217bid | $25.00 | 12/28/2012 12:36:23 PM |
Byrd24 | $100.00 | 12/28/2012 2:20:02 PM |
vinayski | $25.00 | 12/28/2012 5:40:13 PM |
themoneydoctor | $50.22 | 12/28/2012 6:07:42 PM |
bluebird5 | $25.00 | 12/28/2012 6:18:38 PM |
durability-seahorse7 | $50.00 | 12/28/2012 5:50:55 PM |
dcm6276 | $25.00 | 12/28/2012 9:16:05 PM |
gigabit | $33.00 | 12/28/2012 5:34:02 PM |
sparkling-income | $75.00 | 12/29/2012 12:21:11 AM |
worth-victor6 | $25.00 | 12/29/2012 6:51:47 AM |
newest-thrilling-income | $35.00 | 12/29/2012 8:48:14 AM |
promise2 | $63.19 | 12/29/2012 10:41:03 AM |
revolutionary769 | $249.39 | 12/29/2012 5:41:27 AM |
frankdelraza | $25.00 | 12/29/2012 11:21:39 AM |
friendinmoney | $25.00 | 12/29/2012 8:47:28 AM |
unrelenting-euro7 | $50.00 | 12/29/2012 9:25:14 AM |
lucrative-durability | $25.00 | 12/29/2012 11:01:55 AM |
BocaYogi50 | $35.16 | 12/29/2012 6:51:30 AM |
prudent-bid3 | $75.00 | 12/29/2012 8:27:25 AM |
jubilant-agreement0 | $200.00 | 12/29/2012 9:36:45 AM |
producer455 | $25.25 | 12/29/2012 12:39:50 PM |
wishihadmore | $35.00 | 12/29/2012 10:50:40 AM |
Moosifer44 | $25.00 | 12/29/2012 11:21:02 AM |
bill-expert | $25.00 | 12/29/2012 12:50:22 PM |
james1844 | $55.82 | 12/29/2012 12:56:10 PM |
mountain_slope | $50.00 | 12/29/2012 1:37:56 PM |
Vans1975 | $27.82 | 12/29/2012 1:08:13 PM |
the-sunny-loot | $25.00 | 12/29/2012 1:00:20 PM |
conductor146 | $25.00 | 12/29/2012 1:52:11 PM |
jpblan11 | $25.00 | 12/29/2012 2:21:47 PM |
Hy-FineAnts-33 | $50.00 | 12/29/2012 2:27:30 PM |
lucrative-rate2 | $91.96 | 12/29/2012 3:32:27 PM |
126 Investments
|
Borrower Payment Dependent Notes Series
691336
This series of Notes was issued and sold upon the funding of the borrower loan #79647, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Dec-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 29.97% |
Borrower rate/APR:
| 30.97% / 33.71% |
Monthly payment:
| $131.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 13.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 34% |
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 26
/
23 | Length of status: | 9y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,456 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| asset-awakening |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate store and regular credit card balances into one monthly payment.
My financial situation:
I am a good candidate for this loan because I pay all bills on time and have never been late with a payment. I would be considered a great borrower through my payment history on all accounts.
Monthly net income: $3,200.00
Monthly expenses: $
Housing: $673.13
Insurance: $67.00
Car expenses: $270.00
Utilities: $100.00
Phone, cable, internet: $200.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $250.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
yield-lion2 | $54.00 | 12/27/2012 5:32:46 PM |
Dubbs360 | $50.00 | 12/27/2012 5:04:28 PM |
PoundSmart | $100.00 | 12/27/2012 5:23:17 PM |
reverent-greenback219 | $25.00 | 12/27/2012 5:47:47 PM |
Relient-K | $25.00 | 12/27/2012 5:22:13 PM |
lucrative-loan | $100.00 | 12/27/2012 5:31:44 PM |
the-hope-workhorse | $25.00 | 12/27/2012 6:52:30 PM |
thrilling-point2 | $40.00 | 12/27/2012 5:06:13 PM |
cardminger | $25.00 | 12/27/2012 5:10:35 PM |
LaGrangeLender | $60.00 | 12/27/2012 6:12:52 PM |
kind-lovely-marketplace | $50.00 | 12/27/2012 5:14:09 PM |
TumbleWeed88 | $25.00 | 12/27/2012 6:20:48 PM |
valiant-return584 | $50.00 | 12/27/2012 5:20:06 PM |
stu6703 | $25.00 | 12/27/2012 9:31:21 PM |
jmeasn | $25.00 | 12/27/2012 6:40:38 PM |
Sunshine2222 | $25.00 | 12/28/2012 5:01:00 AM |
108-IRA | $28.00 | 12/27/2012 7:25:43 PM |
168RichCapital | $25.12 | 12/28/2012 6:25:23 AM |
zorg77 | $100.00 | 12/28/2012 7:18:05 AM |
leverage-ectasy | $25.00 | 12/27/2012 8:56:15 PM |
thorough-duty641 | $25.00 | 12/28/2012 4:00:32 AM |
Roux1 | $25.00 | 12/27/2012 6:22:08 PM |
rich329 | $25.00 | 12/27/2012 7:11:16 PM |
Mikale360 | $25.00 | 12/28/2012 6:38:19 AM |
whirlingdervish | $25.00 | 12/27/2012 9:05:11 PM |
melodious-capital3 | $26.59 | 12/28/2012 8:44:59 AM |
mikeandcat | $157.62 | 12/28/2012 3:52:39 AM |
fascinating-money236 | $25.00 | 12/28/2012 9:08:09 AM |
melodious-openness | $246.59 | 12/28/2012 6:26:21 AM |
mikbos | $25.00 | 12/28/2012 9:34:22 AM |
brightest-community-atmosphere | $25.00 | 12/28/2012 10:15:32 AM |
tolerant-responsibility051 | $868.96 | 12/28/2012 10:19:58 AM |
AF-Chief | $25.00 | 12/28/2012 10:10:57 AM |
fabulous-community4 | $50.00 | 12/27/2012 5:30:08 PM |
LittleMingo | $35.00 | 12/27/2012 5:07:49 PM |
handy-justice | $50.00 | 12/27/2012 5:06:30 PM |
NekHoldings | $25.00 | 12/27/2012 5:11:48 PM |
brainy-return234 | $50.00 | 12/27/2012 6:01:40 PM |
MoneyForNothing | $25.07 | 12/27/2012 5:18:30 PM |
vutah | $65.00 | 12/27/2012 5:20:30 PM |
DasMula | $25.00 | 12/27/2012 5:22:21 PM |
helpinghand63 | $25.00 | 12/27/2012 5:29:39 PM |
zipemdown | $25.00 | 12/27/2012 5:29:59 PM |
FL-Lender | $25.00 | 12/27/2012 6:45:26 PM |
CaptainCrunch | $50.02 | 12/27/2012 6:49:16 PM |
trumpeter5 | $30.00 | 12/27/2012 5:03:27 PM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:53 PM |
On-an-Escapade | $25.00 | 12/27/2012 5:15:18 PM |
diplomatic-wealth7 | $25.00 | 12/27/2012 6:29:35 PM |
CreditBuilder2 | $25.03 | 12/27/2012 6:48:18 PM |
treasure-bliss | $50.00 | 12/28/2012 4:07:44 AM |
jiftostada | $25.00 | 12/27/2012 5:27:33 PM |
fcrick | $50.00 | 12/27/2012 5:36:06 PM |
skillful-asset5 | $30.00 | 12/27/2012 7:35:16 PM |
encore06 | $28.00 | 12/28/2012 7:09:58 AM |
amlu1988 | $25.00 | 12/27/2012 8:45:59 PM |
insuranceprofessional1 | $25.00 | 12/28/2012 7:53:20 AM |
RSV | $25.00 | 12/27/2012 11:27:27 PM |
let_me_retire | $100.00 | 12/28/2012 4:09:31 AM |
pembull | $25.00 | 12/27/2012 7:09:37 PM |
brondero | $40.00 | 12/27/2012 7:58:26 PM |
droopie1 | $25.00 | 12/28/2012 9:21:15 AM |
JeremyLinFan | $40.00 | 12/28/2012 7:59:34 AM |
djmikmik | $25.00 | 12/28/2012 9:02:10 AM |
bid-stockpiler1 | $200.00 | 12/28/2012 5:10:42 AM |
auction-turtle0 | $25.00 | 12/28/2012 9:32:05 AM |
purposeful-durability8 | $100.00 | 12/28/2012 9:33:22 AM |
desertoasis | $25.00 | 12/28/2012 9:40:30 AM |
zorg77 | $25.00 | 12/28/2012 7:18:11 AM |
rmkrish55 | $25.00 | 12/28/2012 8:51:45 AM |
slowgains | $25.00 | 12/28/2012 9:23:35 AM |
gimmeopenroad | $50.00 | 12/28/2012 10:15:25 AM |
72 Investments
|
Borrower Payment Dependent Notes Series
691432
This series of Notes was issued and sold upon the funding of the borrower loan #79876, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-27-2012 |
Term:
| 12 months | | |
Listing End date:
| Dec-27-2012 |
|
Lender yield:
| 19.01% |
Borrower rate/APR:
| 20.01% / 27.88% |
Monthly payment:
| $370.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.39% | | |
| |
Estimated return*:
| 6.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 52% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 2y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,960 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ChefATL |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 33 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2010)
|
Principal balance:
| $983.51 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
Small Business Expansion - Mfg.
Purpose of loan:
This loan will be used to purchase a piece of manufacturing equipment.
My financial situation:
I am a good candidate for this loan because my business is in its third full year of operations, and all debts are paid on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
trumpeter5 | $30.00 | 12/27/2012 5:02:01 PM |
rmkrish555 | $25.00 | 12/27/2012 5:04:25 PM |
helpinghand63 | $25.00 | 12/27/2012 5:29:39 PM |
zipemdown | $25.00 | 12/27/2012 5:30:00 PM |
fcrick | $50.00 | 12/27/2012 5:36:07 PM |
LittleMingo | $30.00 | 12/27/2012 5:05:10 PM |
money-sequoia9 | $25.00 | 12/27/2012 5:06:48 PM |
DreisersFinancier | $50.00 | 12/27/2012 5:58:51 PM |
jubilant-agreement0 | $200.00 | 12/27/2012 6:02:08 PM |
Feyenoord | $30.00 | 12/27/2012 6:05:10 PM |
order-prospector | $25.00 | 12/27/2012 6:12:41 PM |
money-exchanger4 | $25.00 | 12/27/2012 6:34:46 PM |
FL-Lender | $25.00 | 12/27/2012 6:37:43 PM |
kenji4861 | $25.00 | 12/27/2012 5:44:50 PM |
Astyanax | $30.42 | 12/27/2012 7:08:34 PM |
rich329 | $25.00 | 12/27/2012 7:11:30 PM |
dl_data | $250.00 | 12/27/2012 5:03:17 PM |
commerce-venture1 | $50.00 | 12/27/2012 5:03:43 PM |
1stBankAndHal | $50.22 | 12/27/2012 5:07:14 PM |
corndog4000 | $165.00 | 12/27/2012 6:10:24 PM |
Wrats6 | $25.00 | 12/27/2012 5:07:41 PM |
just-benefit | $25.00 | 12/27/2012 7:52:48 PM |
NekHoldings | $25.00 | 12/27/2012 5:11:35 PM |
1stBankAndHal | $25.00 | 12/27/2012 5:13:40 PM |
kind-lovely-marketplace | $50.00 | 12/27/2012 5:13:55 PM |
five-star-note | $50.00 | 12/27/2012 6:29:14 PM |
bazaar-paladin7 | $138.22 | 12/27/2012 6:47:56 PM |
halothane_logic | $25.02 | 12/27/2012 6:59:34 PM |
moola-accelerator6 | $25.00 | 12/27/2012 7:33:15 PM |
fairness-coup8 | $25.00 | 12/27/2012 7:44:45 PM |
ResQDoc | $31.34 | 12/27/2012 8:31:42 PM |
first-class-dime | $41.27 | 12/27/2012 8:40:33 PM |
exchange-squirrel | $200.00 | 12/27/2012 6:00:49 PM |
value-allocator1 | $100.00 | 12/27/2012 6:07:31 PM |
Assets-Up | $25.00 | 12/27/2012 6:40:24 PM |
emjo1219 | $25.00 | 12/27/2012 7:35:56 PM |
handy-justice | $25.00 | 12/27/2012 5:05:06 PM |
marwadi-62 | $350.00 | 12/27/2012 6:01:06 PM |
valiant-return584 | $50.00 | 12/27/2012 5:20:07 PM |
purposeful-durability8 | $100.00 | 12/27/2012 6:17:40 PM |
thankful-nickel2 | $55.55 | 12/27/2012 6:18:47 PM |
organized-dedication696 | $25.00 | 12/27/2012 5:35:41 PM |
janeybooboo | $25.25 | 12/27/2012 6:54:54 PM |
gain-expert | $35.00 | 12/27/2012 7:05:10 PM |
atlas-shrugged | $250.00 | 12/27/2012 5:03:38 PM |
ghettodrvr | $100.00 | 12/27/2012 7:25:23 PM |
MoneyForNothing | $33.33 | 12/27/2012 5:05:28 PM |
XP | $50.00 | 12/27/2012 5:05:47 PM |
truth-companion | $25.00 | 12/27/2012 5:07:47 PM |
hillbilly40 | $45.00 | 12/27/2012 5:08:19 PM |
restless-dime | $100.00 | 12/27/2012 6:40:31 PM |
twjh | $25.03 | 12/27/2012 6:54:07 PM |
octoberfresh | $25.00 | 12/27/2012 5:26:40 PM |
Colorado2006 | $25.00 | 12/27/2012 7:27:47 PM |
virtuous-repayment | $25.00 | 12/27/2012 5:41:19 PM |
skillful-asset5 | $30.00 | 12/27/2012 7:34:14 PM |
simplelender80 | $312.00 | 12/27/2012 5:43:19 PM |
Banker2OO7 | $75.00 | 12/27/2012 5:50:26 PM |
crw1950 | $32.33 | 12/27/2012 8:17:21 PM |
supertux | $25.02 | 12/27/2012 6:01:20 PM |
Forward-Looking | $25.00 | 12/27/2012 6:08:40 PM |
LaGrangeLender | $60.00 | 12/27/2012 6:12:52 PM |
pound-pine5 | $25.00 | 12/27/2012 7:02:21 PM |
Charlie010 | $25.00 | 12/27/2012 7:23:20 PM |
TorqueEnterprises | $25.00 | 12/27/2012 8:37:28 PM |
65 Investments
|
Borrower Payment Dependent Notes Series
691444
This series of Notes was issued and sold upon the funding of the borrower loan #79635, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Dec-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,573 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| camaraderi-floret5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay for unexpected bills
Purpose of loan: Pay for unexpected expenses
This loan will be used to...pay for car repairs and household improvements.
My financial situation: Good, stable
I am a good candidate for this loan because...I am employed by a prosperous and rapidly growing company. I maintain stable employment. I have been with this company for over two years, and I was with my prior company for twelve. I have worked very hard to build my credit, and it's very important to me to maintain it so I can provide for my family and attain my future goals.
Monthly net income: $5125
Monthly expenses:
Housing: $1300
Insurance: $100
Car expenses: $300
Utilities: $75
Phone, cable, internet: $80
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
withering-flounder | $75.00 | 12/27/2012 5:01:23 PM |
helpinghand63 | $25.00 | 12/27/2012 5:29:40 PM |
dl_data | $500.00 | 12/27/2012 5:02:12 PM |
Scrooge_McDuck2 | $39.00 | 12/27/2012 5:37:40 PM |
DreisersFinancier | $50.00 | 12/27/2012 5:58:51 PM |
ultimate-peace | $225.00 | 12/27/2012 5:01:34 PM |
skillful-asset5 | $30.00 | 12/27/2012 7:33:12 PM |
SLN-10 | $50.00 | 12/27/2012 7:52:45 PM |
handy-justice | $50.00 | 12/27/2012 5:08:33 PM |
valiant-return584 | $50.00 | 12/27/2012 5:20:08 PM |
vutah | $65.00 | 12/27/2012 5:24:44 PM |
liberty-tostada7 | $50.00 | 12/27/2012 8:33:53 PM |
exciting-fairness | $200.00 | 12/27/2012 5:56:47 PM |
bold-wampum-compadre | $100.00 | 12/28/2012 7:49:54 AM |
CreditBuilder2 | $25.03 | 12/27/2012 6:48:18 PM |
green-ore-expert | $25.00 | 12/28/2012 10:26:11 AM |
the-brilliant-currency | $25.00 | 12/28/2012 10:27:28 AM |
Sibelius2 | $25.00 | 12/28/2012 10:33:45 AM |
silver-enlightenment0 | $25.00 | 12/28/2012 10:34:12 AM |
rate-hawk | $25.00 | 12/28/2012 10:10:55 AM |
rvfbroker | $25.00 | 12/28/2012 10:28:55 AM |
cberthiaume | $25.00 | 12/28/2012 10:31:37 AM |
rpd1211 | $25.00 | 12/28/2012 11:21:16 AM |
forthright-trade | $40.00 | 12/28/2012 10:47:51 AM |
Ryderz | $25.00 | 12/28/2012 10:28:18 AM |
alexander-hamilton | $48.00 | 12/28/2012 11:27:53 AM |
StPong | $25.00 | 12/28/2012 11:38:19 AM |
social-cocktail1 | $200.00 | 12/28/2012 10:50:05 AM |
Investor_DP | $100.00 | 12/28/2012 11:13:27 AM |
money-baron-Roth401k | $50.00 | 12/28/2012 11:32:00 AM |
zipemdown | $25.00 | 12/27/2012 5:30:00 PM |
PoundSmart | $100.00 | 12/27/2012 5:23:03 PM |
best-point-pursuit | $50.00 | 12/27/2012 6:47:23 PM |
progress-credit | $25.00 | 12/28/2012 12:18:00 AM |
treasure-bliss | $25.00 | 12/28/2012 4:09:13 AM |
transaction-seahorse0 | $25.00 | 12/27/2012 5:25:51 PM |
fund-medalist171 | $30.00 | 12/27/2012 5:38:32 PM |
first-felicity-pursuit | $25.00 | 12/28/2012 7:03:20 AM |
let_me_retire | $100.00 | 12/28/2012 4:26:34 AM |
Edakers | $25.00 | 12/27/2012 7:42:02 PM |
zorg77 | $100.00 | 12/27/2012 8:16:28 PM |
JeremyLinFan | $40.00 | 12/28/2012 7:59:34 AM |
RoZu_Lending | $100.00 | 12/28/2012 9:46:36 AM |
Rogelio48 | $40.00 | 12/28/2012 8:13:19 AM |
enterprising-pound5 | $100.00 | 12/28/2012 8:39:56 AM |
FASTIZIO_P | $27.00 | 12/28/2012 10:25:55 AM |
melodious-fairness | $50.00 | 12/28/2012 10:28:17 AM |
worldly-gold | $50.00 | 12/28/2012 10:28:26 AM |
JauaFlash | $25.00 | 12/28/2012 10:28:45 AM |
Comoparklender | $25.00 | 12/28/2012 10:43:56 AM |
heart514 | $25.00 | 12/28/2012 10:22:14 AM |
madisonboy123 | $25.00 | 12/28/2012 11:00:04 AM |
IIP77 | $25.00 | 12/28/2012 10:27:00 AM |
RebuildALife | $25.00 | 12/28/2012 10:28:11 AM |
ItsJustMe79 | $25.00 | 12/28/2012 10:31:30 AM |
stepatatime-together | $100.00 | 12/28/2012 10:31:57 AM |
careful-vigilance4 | $25.00 | 12/28/2012 10:36:16 AM |
fastmoney001 | $25.00 | 12/28/2012 11:22:28 AM |
mauge35 | $25.00 | 12/28/2012 11:37:47 AM |
GGreg799 | $25.00 | 12/28/2012 10:43:09 AM |
brightest-community-atmosphere | $25.00 | 12/28/2012 10:15:33 AM |
best-charming-leverage | $25.00 | 12/28/2012 10:55:57 AM |
87Marc | $25.00 | 12/28/2012 10:24:18 AM |
reasonable-nickel6 | $25.00 | 12/28/2012 10:24:46 AM |
diplomatic-wealth7 | $25.00 | 12/28/2012 11:43:35 AM |
108-IRA | $15.97 | 12/28/2012 11:49:57 AM |
fortytwo | $100.00 | 12/28/2012 10:40:56 AM |
musegaze | $50.00 | 12/28/2012 10:42:17 AM |
Supersasha | $25.00 | 12/28/2012 10:49:10 AM |
the-credit-maker | $100.00 | 12/28/2012 10:56:09 AM |
kind-credit-bear | $50.00 | 12/28/2012 11:49:09 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
691474
This series of Notes was issued and sold upon the funding of the borrower loan #79671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| Dec-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 23.15% |
Borrower rate/APR:
| 24.15% / 26.70% |
Monthly payment:
| $115.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.43% | | |
| |
Estimated return*:
| 12.69% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 36% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,314 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jcshell |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am currently in a rough patch, where I started a new job a year ago and am trying to get back on track. This loan will help to eliminate credit cards completely from my life and start on the road to being debt free. The interest rates offered here are lower than my current two credit lines and will allow me to pay off the debt faster.
Monthly net income: $ 2158.48 + bonuses (which vary)
Monthly expenses: $ 1582.50
Housing: $550.00
Insurance: $ 186.50
Car expenses: 314.00 (selling rent house to pay off vehicle)
Utilities: $ 185.00
Phone, cable, internet: $ 69.00
Food, entertainment: $ eat at home, buy in bulk
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 128.00
Other expenses: $ 50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $100.00 | 12/29/2012 5:56:02 PM |
agile-diversification2 | $25.00 | 12/27/2012 5:01:41 PM |
rmkrish555 | $25.00 | 12/27/2012 5:04:25 PM |
Dubbs360 | $50.00 | 12/27/2012 5:04:29 PM |
Wrats6 | $25.00 | 12/27/2012 5:07:21 PM |
timbob | $500.00 | 12/27/2012 5:24:33 PM |
zipemdown | $25.00 | 12/27/2012 5:30:00 PM |
bazaar-tulip | $25.00 | 12/27/2012 6:32:58 PM |
obduro_1 | $25.00 | 12/27/2012 5:58:05 PM |
zorg77 | $50.00 | 12/27/2012 6:05:18 PM |
truth-companion | $25.00 | 12/27/2012 5:07:31 PM |
treasure-bliss | $25.00 | 12/28/2012 4:13:16 AM |
authentic-finance194 | $150.00 | 12/28/2012 5:23:19 AM |
transparency-position | $110.00 | 12/27/2012 7:20:21 PM |
exciting-fairness | $200.00 | 12/27/2012 5:54:17 PM |
Edakers | $25.00 | 12/27/2012 7:42:03 PM |
return-enforcer5 | $25.00 | 12/27/2012 8:26:29 PM |
Boiler7777 | $25.00 | 12/28/2012 4:04:39 AM |
ethical-truth211 | $200.00 | 12/28/2012 6:18:33 AM |
RoZu_Lending | $100.00 | 12/28/2012 9:46:36 AM |
tommymtg7 | $25.00 | 12/28/2012 11:02:25 AM |
sacopt | $33.91 | 12/28/2012 2:14:20 PM |
supersarah61 | $25.00 | 12/28/2012 4:08:51 PM |
kind-credit-bear | $50.00 | 12/28/2012 11:49:09 AM |
octoberfresh | $25.00 | 12/28/2012 6:01:59 PM |
profitable-fairness1 | $50.00 | 12/28/2012 5:53:56 PM |
freest8r | $50.00 | 12/29/2012 7:23:06 AM |
paxnj | $25.00 | 12/28/2012 7:13:52 PM |
foothillender | $25.00 | 12/29/2012 7:38:09 AM |
lunareclipse | $50.00 | 12/29/2012 8:01:02 AM |
aabadabadoo | $25.00 | 12/29/2012 8:16:14 AM |
hitsman | $50.00 | 12/29/2012 1:26:35 PM |
zwx1997 | $25.00 | 12/29/2012 12:21:44 PM |
CalBear08 | $100.00 | 12/29/2012 1:35:43 PM |
top-inspired-felicity | $25.00 | 12/29/2012 4:24:39 PM |
COCHINOBOY | $25.00 | 12/29/2012 4:29:35 PM |
paradise-foothill | $50.00 | 12/29/2012 1:53:26 PM |
CoolPlexer | $25.00 | 12/29/2012 2:23:02 PM |
1SteelerFan | $25.00 | 12/29/2012 3:47:15 PM |
jhernand17 | $25.00 | 12/29/2012 6:59:38 PM |
thrilling-point2 | $40.00 | 12/27/2012 5:05:43 PM |
valiant-return584 | $50.00 | 12/27/2012 5:20:09 PM |
orange-dollar-raccoon | $100.00 | 12/27/2012 5:22:32 PM |
helpinghand63 | $25.00 | 12/27/2012 5:29:40 PM |
kind-lovely-marketplace | $50.00 | 12/27/2012 5:13:39 PM |
reduce_US_govt_debt | $32.00 | 12/27/2012 7:06:49 PM |
skillful-asset5 | $25.00 | 12/27/2012 7:32:47 PM |
MadHun | $200.00 | 12/28/2012 5:26:08 PM |
green-loyalty-web | $25.00 | 12/28/2012 6:01:53 PM |
california111 | $50.00 | 12/28/2012 5:28:25 PM |
villagers | $50.00 | 12/28/2012 5:22:26 PM |
emphatic-gold584 | $100.00 | 12/28/2012 9:36:07 PM |
Bob450 | $25.00 | 12/29/2012 7:39:20 AM |
CA-Lender | $25.00 | 12/28/2012 9:30:09 PM |
ElPadrino0 | $25.00 | 12/28/2012 9:07:13 PM |
basis-excellency9 | $25.00 | 12/28/2012 9:14:39 PM |
return-point2 | $100.00 | 12/29/2012 12:37:21 PM |
justreturns | $25.00 | 12/29/2012 12:01:11 PM |
burrben | $50.00 | 12/29/2012 12:46:26 PM |
scarlet-velvet | $50.08 | 12/29/2012 8:48:48 AM |
MilitaryMTP | $50.00 | 12/29/2012 12:10:54 PM |
ferdberfel | $25.00 | 12/29/2012 12:18:58 PM |
mountain_slope | $25.00 | 12/29/2012 1:27:59 PM |
BHopkins | $25.00 | 12/29/2012 2:01:13 PM |
Astyanax | $30.00 | 12/29/2012 1:37:56 PM |
Leshan | $50.00 | 12/29/2012 2:39:46 PM |
spirited-greenback814 | $25.00 | 12/29/2012 2:12:13 PM |
friedokra | $25.00 | 12/29/2012 3:13:44 PM |
gravbox | $25.00 | 12/29/2012 6:26:07 PM |
Skynxhunt | $25.00 | 12/29/2012 1:51:29 PM |
doopers | $25.00 | 12/29/2012 2:47:43 PM |
prudent-bid3 | $25.00 | 12/29/2012 6:12:34 PM |
value-fortress3 | $25.00 | 12/29/2012 6:29:37 PM |
justasoldier | $79.01 | 12/29/2012 7:48:04 PM |
74 Investments
|
Borrower Payment Dependent Notes Series
691572
This series of Notes was issued and sold upon the funding of the borrower loan #80084, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,600.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| Dec-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2012 |
|
Lender yield:
| 7.64% |
Borrower rate/APR:
| 8.64% / 9.99% |
Monthly payment:
| $82.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.46% | | |
| |
Estimated return*:
| 5.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 10% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $318 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| deal-network4 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 25 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $12,846.27 | < 31 days late:
| 0
( 0% )
| 740-759
(Jul-2011)
780-799
(Apr-2011)
760-779
(Dec-2009)
|
Principal balance:
| $7,559.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 25 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...Finish Basement Bathroom with shower,vanity,flooring, lighting,etc.
My financial situation:
I am a good candidate for this loan because...I use prosper as a borrower and lender often, I have great credit and I have never defaulted on a loan.
Thank You,
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
elephantparty | $50.00 | 12/29/2012 12:06:19 PM |
daw1878 | $25.00 | 12/29/2012 12:40:38 PM |
blue-useful-auction | $25.00 | 12/29/2012 12:42:44 PM |
auction-eclipse8 | $50.00 | 12/29/2012 12:50:57 PM |
fortytwo | $100.00 | 12/29/2012 12:51:48 PM |
Premierelender | $25.00 | 12/29/2012 12:18:47 PM |
phaded | $25.00 | 12/29/2012 12:55:11 PM |
ready-benefit3 | $25.00 | 12/29/2012 1:00:44 PM |
elasermd | $100.00 | 12/29/2012 12:29:32 PM |
Beechturner | $30.00 | 12/29/2012 12:40:47 PM |
elated-generosity01 | $25.00 | 12/29/2012 12:52:12 PM |
logical-reward8 | $25.00 | 12/29/2012 12:07:42 PM |
kmprospeo | $25.00 | 12/29/2012 1:04:17 PM |
NJournalist | $25.00 | 12/29/2012 12:25:16 PM |
BHopkins | $25.00 | 12/29/2012 12:40:07 PM |
ciscoparrot | $25.00 | 12/29/2012 12:40:32 PM |
blue-silver-bull | $25.00 | 12/29/2012 12:43:13 PM |
agile-diversification2 | $25.00 | 12/29/2012 12:51:35 PM |
neighborly-hope6 | $100.00 | 12/29/2012 12:57:11 PM |
Astyanax | $34.42 | 12/29/2012 1:02:35 PM |
loot-baton | $25.00 | 12/29/2012 12:08:36 PM |
Letsboogiedown | $50.00 | 12/29/2012 12:17:48 PM |
zwx1997 | $25.00 | 12/29/2012 12:18:02 PM |
ready-interest9 | $25.00 | 12/29/2012 12:23:55 PM |
slimof37 | $25.00 | 12/29/2012 12:24:24 PM |
Investoman | $25.00 | 12/29/2012 12:02:15 PM |
loot-prescription3 | $25.00 | 12/29/2012 12:05:12 PM |
tenacious-compassion9 | $25.00 | 12/29/2012 12:06:46 PM |
burrben | $50.00 | 12/29/2012 12:46:30 PM |
thankful-nickel2 | $55.55 | 12/29/2012 12:47:29 PM |
rmachi | $25.00 | 12/29/2012 12:09:28 PM |
enriching-trade2 | $30.00 | 12/29/2012 12:47:41 PM |
orange-dollar-raccoon | $100.00 | 12/29/2012 12:17:06 PM |
ThomasC | $50.00 | 12/29/2012 12:53:45 PM |
Rivervale_Westwood | $25.00 | 12/29/2012 12:53:47 PM |
kls4560 | $25.00 | 12/29/2012 12:57:43 PM |
uncl-sammy | $25.00 | 12/29/2012 12:26:07 PM |
top-unforgettable-income | $25.00 | 12/29/2012 12:59:27 PM |
american6 | $50.00 | 12/29/2012 12:30:30 PM |
gigabit | $50.00 | 12/29/2012 1:03:48 PM |
CIC | $25.00 | 12/29/2012 12:46:44 PM |
determined-bill5 | $100.00 | 12/29/2012 12:01:25 PM |
Centerline15 | $25.00 | 12/29/2012 12:52:19 PM |
Sneezie | $100.00 | 12/29/2012 12:59:56 PM |
patriot897 | $25.00 | 12/29/2012 1:03:09 PM |
silver-plato | $75.00 | 12/29/2012 12:18:15 PM |
payout-reaction740 | $50.00 | 12/29/2012 12:45:18 PM |
Zolton | $300.00 | 12/29/2012 1:00:47 PM |
simplelender80 | $375.03 | 12/29/2012 1:06:34 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
691648
This series of Notes was issued and sold upon the funding of the borrower loan #79994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| Dec-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2012 |
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $172.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| 62% |
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,866 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-adventurer510 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 84 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Aug-2011)
600-619
(Oct-2009)
620-639
(Oct-2008)
|
Principal balance:
| $3,998.23 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 84 | | |
Description
Taxes
Purpose of loan: taxes
This loan will be used to...pay property taxes
My financial situation:
I am a good candidate for this loan because...
I have been teaching for 31 years. I am a very dedicated and hard working teacher. I have never been late on previous Prosper loans. I will not be late on this one either!
Monthly net income: $2,400
Monthly expenses: $954.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $84.84 | 12/28/2012 9:02:49 AM |
felicity-contributor3 | $50.00 | 12/28/2012 9:04:20 AM |
real-return | $25.00 | 12/28/2012 9:04:34 AM |
dl_data | $500.00 | 12/28/2012 9:05:04 AM |
susurrus | $100.00 | 12/28/2012 9:36:39 AM |
Wish-Granted | $26.00 | 12/28/2012 9:43:19 AM |
CA-Lender | $25.00 | 12/28/2012 9:22:40 AM |
Feyenoord | $30.00 | 12/28/2012 9:48:38 AM |
Slick58 | $25.00 | 12/28/2012 9:04:31 AM |
Wish-Granted | $32.50 | 12/28/2012 10:05:09 AM |
atlas-shrugged | $250.00 | 12/28/2012 9:06:22 AM |
stylish-revenue4 | $25.00 | 12/28/2012 10:08:35 AM |
AF-Chief | $25.00 | 12/28/2012 10:11:11 AM |
RecoveryLender | $25.00 | 12/28/2012 9:09:54 AM |
greenback-watcher1 | $25.00 | 12/28/2012 9:11:46 AM |
NekHoldings | $25.00 | 12/28/2012 9:36:45 AM |
Jordan1123 | $25.00 | 12/28/2012 9:36:49 AM |
asset-sprout | $25.00 | 12/28/2012 9:14:18 AM |
platinum-boss2 | $40.00 | 12/28/2012 10:16:52 AM |
restless-dime | $100.00 | 12/28/2012 9:44:04 AM |
just-finance2 | $25.00 | 12/28/2012 9:21:48 AM |
thankful-nickel2 | $55.55 | 12/28/2012 9:22:25 AM |
shawnw2 | $400.00 | 12/28/2012 9:56:47 AM |
money-baron | $100.00 | 12/28/2012 9:47:15 AM |
rmkrish555 | $25.00 | 12/28/2012 9:48:53 AM |
moola-accelerator6 | $45.00 | 12/28/2012 9:52:14 AM |
worthy-bid8 | $100.00 | 12/28/2012 10:04:03 AM |
kingdom-investor | $25.00 | 12/28/2012 10:15:49 AM |
LittleMingo | $60.00 | 12/28/2012 9:03:54 AM |
credit-missile | $125.72 | 12/28/2012 10:05:05 AM |
benjamins-rumbler | $100.00 | 12/28/2012 9:03:08 AM |
handy-justice | $50.00 | 12/28/2012 9:03:31 AM |
clemclan | $125.00 | 12/28/2012 9:08:16 AM |
trumpeter5 | $30.00 | 12/28/2012 9:04:46 AM |
gain-equator | $25.00 | 12/28/2012 9:29:55 AM |
mikeandcat | $50.00 | 12/28/2012 9:06:33 AM |
purple-balloons | $25.00 | 12/28/2012 9:07:20 AM |
LENDO-CALRISSIAN | $25.00 | 12/28/2012 9:08:22 AM |
Peleadona | $25.00 | 12/28/2012 9:37:54 AM |
rmkrish55 | $25.00 | 12/28/2012 9:49:40 AM |
kindest-credit-bear | $25.00 | 12/28/2012 9:26:33 AM |
five-star-note | $200.00 | 12/28/2012 9:28:01 AM |
the-respectful-transaction | $25.00 | 12/28/2012 9:59:29 AM |
bullish2bearish | $39.44 | 12/28/2012 9:06:13 AM |
__A1B2 | $25.00 | 12/28/2012 9:07:29 AM |
treasure-bliss | $75.00 | 12/28/2012 10:13:33 AM |
scholarly-order6 | $100.00 | 12/28/2012 9:37:28 AM |
Forward-Looking | $25.00 | 12/28/2012 9:38:29 AM |
BBsapphire-2-loan | $100.00 | 12/28/2012 10:16:30 AM |
RoZu_Lending | $100.00 | 12/28/2012 9:46:39 AM |
ultimate-peace | $350.00 | 12/28/2012 10:01:59 AM |
CMJ-Partners | $25.00 | 12/28/2012 10:07:00 AM |
DreisersFinancier | $5.95 | 12/28/2012 10:20:44 AM |
53 Investments
|