Sales Report:Supplement No. 2 dated Dec 28, 2012 to Prospectus dated Nov 19, 2012File pursuant to Rule 424(b)(3)
Registration Statement No. 333-182599
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Nov 19, 2012 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Nov 19, 2012 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
663153
This series of Notes was issued and sold upon the funding of the borrower loan #79542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 7.64% |
Borrower rate/APR:
| 8.64% / 9.99% |
Monthly payment:
| $632.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.46% | | |
| |
Estimated return*:
| 5.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 17y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,406 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| restless-openness9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off and consolidate my credit card debt.
My financial situation:
I am a good candidate for this loan because I have a steady job and intend to be working for at least another 10 years. Other than the credit card debt and a mortgage I have no other major financial obligations, no car loan and have a reliable car that should last another 10 years or more without issue. I want to get my debts paid off as quick as I can to work on paying off my mortgage before I retire. I have an excellent credit rating and other than a couple of late payments, all the debts are current and not late or in collection. I just need help getting the debts all in one loan instead of six or seven cards coming due at different times in the month and having trouble meeting more than the minimum payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| HereToHelp305 | $250.00 | 12/19/2012 4:30:16 PM |
| logical-reward8 | $25.00 | 12/14/2012 9:12:37 AM |
| loan-mongoose1 | $25.00 | 12/14/2012 9:06:43 AM |
| Zolton | $300.00 | 12/14/2012 9:55:11 AM |
| daw1878 | $25.00 | 12/14/2012 10:53:45 AM |
| ready-interest9 | $25.00 | 12/14/2012 10:54:00 AM |
| CreditBuilder2 | $25.01 | 12/14/2012 11:10:32 AM |
| wahoos20 | $100.00 | 12/15/2012 2:19:43 AM |
| bill-tent1 | $50.00 | 12/15/2012 11:07:56 AM |
| riskreward | $250.00 | 12/15/2012 11:26:48 AM |
| neighborly-hope6 | $100.00 | 12/15/2012 1:50:02 PM |
| marketplace-singularity3 | $35.00 | 12/15/2012 7:37:34 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:53 AM |
| compoundinterest | $25.00 | 12/17/2012 5:18:51 PM |
| special-transparency2 | $25.00 | 12/17/2012 7:21:37 PM |
| benefit-thunder0 | $25.00 | 12/17/2012 8:25:14 PM |
| uncl-sammy | $25.00 | 12/17/2012 5:06:27 PM |
| elasermd | $100.00 | 12/17/2012 5:57:28 PM |
| sympathetic-funds818 | $50.00 | 12/18/2012 10:12:29 AM |
| dharma1 | $25.00 | 12/18/2012 5:28:25 PM |
| first-sharp-payout5 | $100.00 | 12/18/2012 6:35:17 PM |
| excellent-funds025 | $50.00 | 12/19/2012 11:18:37 AM |
| commerce-artisan8 | $50.00 | 12/19/2012 9:48:52 AM |
| social-tostada9 | $50.00 | 12/19/2012 5:06:30 PM |
| simplelender80 | $125.00 | 12/19/2012 10:08:12 AM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:05 PM |
| fairness-musician3 | $25.00 | 12/19/2012 5:47:58 PM |
| amicablenemesis | $50.00 | 12/19/2012 5:20:55 PM |
| well-rounded-diversification | $25.00 | 12/19/2012 5:42:17 PM |
| wealth-scout124 | $50.00 | 12/20/2012 10:01:37 AM |
| bill-magnolia5 | $25.00 | 12/20/2012 3:35:39 PM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:48 PM |
| excellent-balance196 | $25.00 | 12/21/2012 2:37:39 PM |
| california111 | $50.00 | 12/22/2012 10:21:40 AM |
| first-credit-meridian | $25.00 | 12/22/2012 1:52:33 PM |
| SkipMcGrath | $50.00 | 12/23/2012 12:01:22 PM |
| profitable-benefit952 | $100.00 | 12/24/2012 5:48:03 AM |
| MrBojangles01 | $25.00 | 12/24/2012 3:23:00 AM |
| Investoman | $25.00 | 12/24/2012 9:49:47 AM |
| bosco44 | $25.00 | 12/24/2012 9:17:33 AM |
| funds-pie8 | $50.00 | 12/24/2012 10:31:44 AM |
| Castellan | $50.00 | 12/24/2012 11:00:48 AM |
| AFairDeal | $25.00 | 12/24/2012 10:42:33 AM |
| Trentsteel_98 | $25.00 | 12/24/2012 5:21:33 PM |
| nuclearmoose | $50.00 | 12/24/2012 5:51:57 PM |
| radiant-moola5 | $25.00 | 12/24/2012 1:17:25 PM |
| FlexFunding | $100.00 | 12/24/2012 11:42:51 AM |
| prudent-payment316 | $25.00 | 12/24/2012 6:29:16 PM |
| gain-neutron6 | $25.00 | 12/24/2012 6:37:02 PM |
| red-delectable-reward | $25.00 | 12/24/2012 8:34:50 PM |
| impartial-deal | $25.00 | 12/24/2012 6:50:58 PM |
| Clambake | $25.00 | 12/24/2012 5:55:43 PM |
| transparency-futurist3 | $25.00 | 12/25/2012 9:08:55 AM |
| duty-accomplishment | $25.00 | 12/24/2012 10:26:17 PM |
| Aimvest | $25.00 | 12/25/2012 10:19:37 AM |
| Vegasjim | $25.00 | 12/25/2012 10:35:30 AM |
| CWA_Financial | $50.00 | 12/25/2012 10:21:33 AM |
| sparky1129 | $50.00 | 12/26/2012 8:34:22 AM |
| db0973 | $25.00 | 12/26/2012 8:54:27 AM |
| velocity-solo | $25.00 | 12/25/2012 6:38:32 PM |
| syrepsorp | $30.00 | 12/26/2012 9:18:57 AM |
| emphatic-gold584 | $100.00 | 12/26/2012 10:26:16 AM |
| Cheburashka | $30.00 | 12/26/2012 10:38:15 AM |
| Great-Mom | $25.00 | 12/26/2012 10:46:09 AM |
| likeable-money4 | $25.00 | 12/26/2012 2:40:31 PM |
| determined-bill5 | $100.00 | 12/26/2012 4:41:11 PM |
| deal-bison6 | $25.00 | 12/26/2012 4:52:08 PM |
| glimmering-velocity2 | $25.00 | 12/26/2012 5:34:34 PM |
| britgsb | $27.00 | 12/26/2012 5:07:12 PM |
| proper-exchange8 | $50.00 | 12/26/2012 5:10:23 PM |
| reward-tamale1 | $25.00 | 12/26/2012 5:45:58 PM |
| investment-network | $47.00 | 12/26/2012 5:50:24 PM |
| gold-hero4 | $50.00 | 12/26/2012 5:51:36 PM |
| duty-windmill | $25.00 | 12/26/2012 5:55:03 PM |
| worth-web5 | $50.00 | 12/26/2012 5:55:19 PM |
| moola-computer | $50.00 | 12/26/2012 5:56:51 PM |
| Frankieb21 | $25.00 | 12/26/2012 5:20:31 PM |
| timbob | $500.00 | 12/26/2012 5:22:30 PM |
| ready-ore884 | $50.00 | 12/26/2012 6:04:32 PM |
| Rdodson11 | $25.00 | 12/26/2012 6:05:56 PM |
| Coach94566 | $25.00 | 12/26/2012 6:06:05 PM |
| asset-upholder2 | $25.00 | 12/26/2012 6:08:29 PM |
| beleza | $25.00 | 12/26/2012 6:09:00 PM |
| fotep-financial | $25.00 | 12/26/2012 6:12:43 PM |
| capital-arboretum | $80.00 | 12/26/2012 6:14:16 PM |
| soheagle | $25.00 | 12/26/2012 6:14:23 PM |
| zenchef | $25.00 | 12/26/2012 6:16:38 PM |
| andrew491 | $50.00 | 12/26/2012 6:18:35 PM |
| vb3jmg | $50.00 | 12/26/2012 6:23:15 PM |
| Marfloogan | $25.00 | 12/26/2012 6:23:41 PM |
| LR_Biker | $50.00 | 12/26/2012 6:26:41 PM |
| mindful-generosity1 | $50.00 | 12/26/2012 6:28:55 PM |
| awwaww | $25.00 | 12/26/2012 5:39:49 PM |
| graduatey2k | $25.00 | 12/26/2012 6:33:42 PM |
| dinero-gusto9 | $25.00 | 12/26/2012 6:34:11 PM |
| minista | $25.00 | 12/26/2012 6:44:52 PM |
| velocity-javelin8 | $25.00 | 12/26/2012 5:53:10 PM |
| mjosa | $25.00 | 12/26/2012 6:48:21 PM |
| kyomoon | $50.00 | 12/26/2012 5:56:59 PM |
| RocketSurgeon | $25.00 | 12/26/2012 6:50:02 PM |
| loot-electron6 | $25.00 | 12/26/2012 5:58:19 PM |
| GreenSun | $25.00 | 12/26/2012 5:59:17 PM |
| magical-greenback | $25.00 | 12/26/2012 6:00:00 PM |
| meux99 | $25.00 | 12/26/2012 6:00:43 PM |
| Delamere | $50.00 | 12/26/2012 6:02:40 PM |
| transparency-silo2 | $25.00 | 12/26/2012 6:03:15 PM |
| gallant-economy9 | $50.00 | 12/26/2012 6:04:21 PM |
| Panna | $25.00 | 12/26/2012 6:06:40 PM |
| goodacu | $25.00 | 12/26/2012 6:06:55 PM |
| stensonb | $25.00 | 12/26/2012 6:08:11 PM |
| aiming_for_42 | $25.00 | 12/26/2012 6:08:45 PM |
| Supernick | $500.00 | 12/26/2012 8:20:36 PM |
| spirit07a | $100.00 | 12/26/2012 5:25:45 PM |
| KWarrior | $100.00 | 12/26/2012 6:16:01 PM |
| fervent-reward0 | $25.00 | 12/26/2012 6:16:26 PM |
| masonn | $50.00 | 12/26/2012 6:17:17 PM |
| jmb_lending | $50.00 | 12/26/2012 5:28:22 PM |
| deegeeman | $25.00 | 12/26/2012 6:23:42 PM |
| BDL-Roth | $40.00 | 12/26/2012 6:25:21 PM |
| glowing-benjamins1 | $25.00 | 12/26/2012 6:29:06 PM |
| currency-persimmon | $25.00 | 12/27/2012 5:13:15 AM |
| yenlowang | $25.00 | 12/26/2012 6:32:59 PM |
| finance-fan7 | $25.00 | 12/26/2012 6:35:27 PM |
| perzzz | $50.00 | 12/26/2012 6:40:11 PM |
| SojournerMobile | $25.00 | 12/26/2012 5:47:23 PM |
| intrepid-credit5 | $25.00 | 12/26/2012 6:45:33 PM |
| a-transparency-prodigy | $25.00 | 12/26/2012 5:51:38 PM |
| wishihadmore | $25.00 | 12/26/2012 6:48:40 PM |
| tsui517 | $50.00 | 12/26/2012 5:54:20 PM |
| openness-enforcer76 | $25.00 | 12/26/2012 5:54:39 PM |
| unafraid-loan5 | $30.00 | 12/27/2012 7:09:06 AM |
| Cash4YourMonthlyPayments | $25.00 | 12/26/2012 5:55:21 PM |
| cingular | $25.00 | 12/26/2012 5:55:51 PM |
| fiddlerzvi | $50.00 | 12/26/2012 5:56:30 PM |
| StPong | $25.00 | 12/26/2012 6:54:33 PM |
| marketplace-cello5 | $25.00 | 12/26/2012 5:57:39 PM |
| TC_12June12 | $25.00 | 12/26/2012 5:57:55 PM |
| p123 | $50.00 | 12/26/2012 5:59:47 PM |
| SeattleAngel | $50.00 | 12/26/2012 6:58:55 PM |
| silver-explorer6 | $25.00 | 12/26/2012 6:01:05 PM |
| ansset | $25.00 | 12/26/2012 6:02:56 PM |
| louisprima | $100.00 | 12/26/2012 6:03:48 PM |
| Granddad | $25.00 | 12/26/2012 6:04:09 PM |
| tender-integrity3 | $100.00 | 12/26/2012 6:04:53 PM |
| graceful-durability246 | $35.00 | 12/26/2012 6:05:42 PM |
| useful-money715 | $25.00 | 12/26/2012 6:06:50 PM |
| payout-crescendo9 | $200.00 | 12/26/2012 7:26:40 PM |
| Emgolda | $25.00 | 12/26/2012 6:07:52 PM |
| JebkaClan | $25.00 | 12/26/2012 6:09:04 PM |
| lighthouseman | $35.00 | 12/26/2012 8:12:16 PM |
| Kyjamune | $25.00 | 12/26/2012 6:11:25 PM |
| biobulator | $25.00 | 12/26/2012 6:12:28 PM |
| skubwa | $25.00 | 12/26/2012 6:12:54 PM |
| ralph44 | $25.00 | 12/26/2012 8:53:25 PM |
| Theofficer | $45.57 | 12/26/2012 9:00:12 PM |
| velocityasaurus-rex4 | $100.00 | 12/26/2012 6:19:15 PM |
| ThomasC | $50.00 | 12/26/2012 6:27:08 PM |
| benjamins-utopia | $100.00 | 12/26/2012 6:31:49 PM |
| ianakacg | $25.00 | 12/26/2012 6:35:09 PM |
| auction-iris9 | $120.00 | 12/26/2012 6:37:11 PM |
| deadbabyseal | $25.00 | 12/26/2012 6:37:29 PM |
| a-unflappable-finance | $100.00 | 12/26/2012 6:38:12 PM |
| orange-courageous-dedication | $25.00 | 12/26/2012 6:38:35 PM |
| innocent-loot | $25.00 | 12/26/2012 6:45:34 PM |
| cmg891 | $25.00 | 12/26/2012 6:46:51 PM |
| crown-year | $1,000.00 | 12/27/2012 7:06:52 AM |
| brutusbone | $25.00 | 12/26/2012 6:51:12 PM |
| loyalty-delight6 | $25.00 | 12/26/2012 6:53:19 PM |
| jazz619 | $25.00 | 12/26/2012 7:26:02 PM |
| iem2509 | $35.00 | 12/26/2012 7:33:55 PM |
| pbeach05 | $25.00 | 12/26/2012 8:56:28 PM |
| coinasaurus-rex7 | $28.23 | 12/26/2012 9:25:49 PM |
| pious-benjamins1 | $25.00 | 12/26/2012 11:41:10 PM |
| halfasked1 | $25.00 | 12/27/2012 12:36:39 AM |
| Marathon418 | $25.00 | 12/27/2012 5:30:44 AM |
| chandler66 | $25.00 | 12/27/2012 5:49:45 AM |
| JC_12 | $100.00 | 12/27/2012 7:07:25 AM |
| Index_Plus | $1,975.86 | 12/27/2012 8:50:08 AM |
| indomitable-coin | $25.00 | 12/14/2012 9:15:17 AM |
| green-trade-dolphin2 | $33.02 | 12/14/2012 9:03:11 AM |
| DonaldColorado | $50.00 | 12/14/2012 10:03:03 AM |
| bazaar-tulip | $25.00 | 12/14/2012 9:36:19 AM |
| loot-prescription3 | $25.00 | 12/14/2012 9:51:22 AM |
| cerebral-dollar773 | $25.00 | 12/14/2012 9:23:42 AM |
| blot44 | $25.00 | 12/14/2012 2:53:12 PM |
| palu2619 | $25.00 | 12/15/2012 11:11:48 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:26 PM |
| supersarah61 | $25.00 | 12/16/2012 1:59:29 PM |
| dough-reformer9 | $25.00 | 12/17/2012 8:10:50 AM |
| tender-wealth0 | $100.00 | 12/17/2012 7:04:13 AM |
| Hy-FineAnts-33 | $50.00 | 12/17/2012 9:14:44 AM |
| benevolent-power3 | $50.00 | 12/17/2012 2:03:47 PM |
| Arvicco | $400.00 | 12/17/2012 5:30:54 PM |
| fortytwo | $100.00 | 12/17/2012 6:00:03 PM |
| hero007 | $50.00 | 12/17/2012 5:18:11 PM |
| prudent-dough458 | $25.00 | 12/17/2012 6:35:49 PM |
| kalamari | $30.00 | 12/18/2012 5:04:06 PM |
| rmachi | $25.00 | 12/18/2012 9:38:14 AM |
| wise-honorable-rate | $25.00 | 12/18/2012 5:44:16 PM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:41 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:59:00 PM |
| ucantbeetit | $25.00 | 12/18/2012 5:57:21 PM |
| djs81 | $75.00 | 12/19/2012 10:14:58 AM |
| johnayan | $25.00 | 12/19/2012 9:12:02 AM |
| american6 | $50.00 | 12/19/2012 9:04:31 AM |
| euro-grove4 | $25.00 | 12/19/2012 5:18:30 PM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:43 PM |
| community-seahorse0 | $25.00 | 12/19/2012 6:01:18 PM |
| WhiteInvestor | $27.00 | 12/20/2012 1:37:34 PM |
| octoberfresh | $25.00 | 12/20/2012 10:27:35 AM |
| floridahelper | $25.00 | 12/21/2012 4:44:02 AM |
| Plutis | $25.00 | 12/20/2012 4:08:09 PM |
| Premierelender | $25.00 | 12/20/2012 7:12:12 PM |
| resplendent-income544 | $100.00 | 12/21/2012 7:41:32 AM |
| AmericanCredit | $100.00 | 12/21/2012 10:08:36 AM |
| principal-admirer5 | $25.00 | 12/21/2012 3:41:35 PM |
| nodebtin3 | $25.00 | 12/22/2012 1:10:35 PM |
| impeccable-penny | $50.00 | 12/22/2012 8:12:12 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:39 PM |
| qsolo | $50.00 | 12/22/2012 1:05:58 PM |
| debt-legend | $25.00 | 12/22/2012 1:18:34 PM |
| CornerKetch | $25.05 | 12/24/2012 9:08:39 AM |
| logical-peso2 | $25.00 | 12/24/2012 9:59:56 AM |
| Aldebtaran | $25.00 | 12/24/2012 5:43:47 PM |
| bomdel | $25.00 | 12/24/2012 6:23:08 PM |
| bowdish1 | $75.00 | 12/24/2012 6:44:45 PM |
| Tradesmanlender | $25.00 | 12/24/2012 7:52:02 PM |
| Kyne | $25.00 | 12/25/2012 11:50:05 AM |
| commanding-treasure2 | $49.00 | 12/25/2012 10:10:46 AM |
| be_wise | $25.00 | 12/25/2012 5:14:27 PM |
| chac | $200.00 | 12/25/2012 12:18:09 PM |
| fervent-currency5 | $25.00 | 12/25/2012 9:31:38 PM |
| invincible-marketplace | $50.00 | 12/25/2012 5:26:26 PM |
| best-camaraderi-sniffer | $25.00 | 12/26/2012 4:39:14 AM |
| shamonn_p2p | $37.00 | 12/26/2012 9:38:57 AM |
| shaps | $31.00 | 12/26/2012 9:44:41 AM |
| imbaldjerry | $25.00 | 12/26/2012 8:20:10 AM |
| Mommo | $43.00 | 12/26/2012 9:06:23 AM |
| j2ee | $28.00 | 12/26/2012 9:11:18 AM |
| adaboy65 | $75.00 | 12/26/2012 11:04:31 AM |
| Avala | $83.00 | 12/26/2012 11:12:52 AM |
| FmrEngr2Phd | $25.00 | 12/26/2012 11:01:34 AM |
| sturdy-fairness0 | $50.00 | 12/26/2012 11:05:44 AM |
| debtfree_lender_777 | $25.00 | 12/26/2012 12:49:37 PM |
| power-amusement | $25.00 | 12/26/2012 10:43:40 AM |
| mizon291 | $25.00 | 12/26/2012 5:06:25 PM |
| EnglishGeekInNYC | $25.00 | 12/26/2012 5:06:46 PM |
| aasx1108 | $25.00 | 12/26/2012 10:54:31 AM |
| value-pouch | $50.00 | 12/26/2012 11:22:54 AM |
| funds-captain4 | $35.00 | 12/26/2012 5:01:48 PM |
| Wilvara | $25.00 | 12/26/2012 5:52:07 PM |
| pennybypenny | $25.00 | 12/26/2012 5:53:38 PM |
| versatile-dime442 | $74.00 | 12/26/2012 5:18:44 PM |
| larslfe | $25.00 | 12/26/2012 5:19:20 PM |
| Schuld66 | $25.00 | 12/26/2012 5:56:00 PM |
| Preteur | $25.00 | 12/26/2012 5:57:58 PM |
| whiterabbit1874 | $25.00 | 12/26/2012 6:00:24 PM |
| gatorbanker | $25.00 | 12/26/2012 6:00:49 PM |
| anwn | $50.00 | 12/26/2012 6:01:48 PM |
| Nopa | $25.00 | 12/26/2012 6:02:10 PM |
| jakesworld | $25.00 | 12/26/2012 6:04:03 PM |
| Pasagam | $50.00 | 12/26/2012 6:05:39 PM |
| felicity-taxi4 | $25.00 | 12/26/2012 6:07:54 PM |
| ManhattanLender | $25.00 | 12/26/2012 6:09:48 PM |
| cebgop | $25.00 | 12/26/2012 6:12:19 PM |
| kind-transparency-ferret | $100.00 | 12/26/2012 6:14:18 PM |
| listing-bandit6 | $50.00 | 12/26/2012 6:14:38 PM |
| PRGuyinVA | $25.00 | 12/26/2012 6:15:52 PM |
| ski bum | $100.00 | 12/26/2012 6:19:18 PM |
| redmumba | $50.00 | 12/26/2012 6:21:30 PM |
| laststrawman | $25.00 | 12/26/2012 6:22:13 PM |
| Lev8 | $25.00 | 12/26/2012 6:22:43 PM |
| macgeek | $50.00 | 12/26/2012 6:22:57 PM |
| stuy1998 | $25.00 | 12/26/2012 6:27:38 PM |
| excellent-funds649 | $50.00 | 12/26/2012 6:28:22 PM |
| moneynmotion | $25.00 | 12/26/2012 6:29:08 PM |
| truth-futurist | $50.00 | 12/26/2012 6:30:01 PM |
| GenerousGentleMan | $25.00 | 12/26/2012 6:31:16 PM |
| KHODADAD | $25.00 | 12/26/2012 6:33:36 PM |
| MTLoans | $25.00 | 12/26/2012 6:34:25 PM |
| adventurous-cash | $25.00 | 12/26/2012 6:39:36 PM |
| snowman34 | $25.00 | 12/26/2012 6:41:00 PM |
| kind-cash-porcelain | $50.00 | 12/26/2012 6:41:39 PM |
| Daneistes | $50.00 | 12/26/2012 5:51:57 PM |
| sympathetic-asset | $25.00 | 12/26/2012 5:54:54 PM |
| lostontheedge | $25.00 | 12/26/2012 5:55:28 PM |
| ZeoInvestments | $25.00 | 12/26/2012 6:46:50 PM |
| gentle-gold | $25.00 | 12/26/2012 6:47:31 PM |
| benevolent-moola291 | $50.00 | 12/26/2012 5:56:53 PM |
| zhiguli | $25.00 | 12/26/2012 5:57:50 PM |
| majestic-dedication | $50.00 | 12/26/2012 6:50:48 PM |
| InvestinginU | $25.00 | 12/26/2012 6:51:33 PM |
| serene-truth2 | $100.00 | 12/26/2012 5:59:05 PM |
| GMOD026 | $25.00 | 12/26/2012 6:58:59 PM |
| hope-wrangler1 | $50.00 | 12/26/2012 6:01:51 PM |
| C_Mark | $50.00 | 12/26/2012 6:03:00 PM |
| ore-widget7 | $25.00 | 12/26/2012 7:04:56 PM |
| blue-basis-flower | $25.00 | 12/26/2012 6:04:56 PM |
| zanglish101 | $30.00 | 12/26/2012 6:06:19 PM |
| platinum-sorcerer6 | $50.00 | 12/26/2012 6:07:26 PM |
| zone6 | $100.00 | 12/26/2012 7:28:09 PM |
| kanpur63 | $25.00 | 12/26/2012 6:08:41 PM |
| ChewyAXE | $30.00 | 12/26/2012 6:09:06 PM |
| power-trophy7 | $25.00 | 12/26/2012 6:11:18 PM |
| Hanalei712 | $50.00 | 12/26/2012 6:13:20 PM |
| adaptable-benefit6 | $25.00 | 12/26/2012 6:15:44 PM |
| mg6619 | $25.00 | 12/26/2012 6:16:03 PM |
| ultimatepaintball | $25.00 | 12/26/2012 6:16:19 PM |
| Agflyer | $30.00 | 12/26/2012 11:34:29 PM |
| region123 | $50.00 | 12/26/2012 6:18:29 PM |
| attentive-compassion1 | $50.00 | 12/26/2012 6:20:12 PM |
| NObama | $25.00 | 12/26/2012 6:21:38 PM |
| hostbank | $100.00 | 12/26/2012 6:21:43 PM |
| SJM10011a | $25.00 | 12/26/2012 6:23:46 PM |
| bradomino | $25.00 | 12/26/2012 6:24:04 PM |
| excellent-greenback | $50.00 | 12/26/2012 6:24:34 PM |
| income-banjo | $25.00 | 12/26/2012 5:31:06 PM |
| tj1683 | $25.00 | 12/26/2012 6:29:31 PM |
| OneTwoChange | $165.00 | 12/26/2012 6:31:33 PM |
| gcf325 | $25.00 | 12/26/2012 6:32:08 PM |
| dthompso | $50.00 | 12/26/2012 6:32:54 PM |
| wealth-nexus091 | $25.00 | 12/26/2012 6:35:48 PM |
| abz | $50.00 | 12/26/2012 6:37:46 PM |
| studious-peso | $25.00 | 12/26/2012 6:38:37 PM |
| bbjones3 | $25.00 | 12/26/2012 5:46:18 PM |
| elated-generosity01 | $100.00 | 12/27/2012 6:41:20 AM |
| TheSmartAtheist | $25.00 | 12/26/2012 6:45:45 PM |
| girlwithglasses | $50.00 | 12/26/2012 5:52:48 PM |
| get30inc | $50.00 | 12/26/2012 5:54:37 PM |
| caring-investment692 | $25.00 | 12/26/2012 5:57:22 PM |
| Canassatego | $25.00 | 12/26/2012 5:57:48 PM |
| economy-voyage9 | $25.00 | 12/26/2012 6:58:24 PM |
| red-enthralling-justice | $25.00 | 12/26/2012 6:00:47 PM |
| L-vex | $25.00 | 12/26/2012 7:02:18 PM |
| kubien | $25.00 | 12/26/2012 7:04:32 PM |
| trade-solo | $25.00 | 12/26/2012 7:08:29 PM |
| riskadverse44 | $25.00 | 12/26/2012 6:04:48 PM |
| stolan | $50.00 | 12/26/2012 6:05:52 PM |
| worth-sanctuary9 | $25.00 | 12/26/2012 6:06:38 PM |
| mattpet | $25.00 | 12/26/2012 7:27:28 PM |
| ceg451 | $25.00 | 12/26/2012 6:07:43 PM |
| keyfig | $25.00 | 12/26/2012 6:08:36 PM |
| greenbacchus | $25.00 | 12/26/2012 6:08:58 PM |
| greenback-bull6 | $50.00 | 12/26/2012 6:09:25 PM |
| loyalty-hornet6 | $25.00 | 12/26/2012 6:10:06 PM |
| gold-position | $25.00 | 12/26/2012 6:11:57 PM |
| skuba | $50.00 | 12/26/2012 6:13:57 PM |
| best-decisive-peace | $25.00 | 12/26/2012 6:14:44 PM |
| mizount | $25.00 | 12/26/2012 6:15:50 PM |
| oracle3 | $50.00 | 12/26/2012 6:15:59 PM |
| mlkhamilton | $25.00 | 12/26/2012 6:16:56 PM |
| kvandivo | $25.00 | 12/26/2012 6:18:15 PM |
| transparent-principal679 | $100.00 | 12/26/2012 6:20:00 PM |
| knowledgeable-silver6 | $25.00 | 12/26/2012 6:21:47 PM |
| cotito | $25.00 | 12/26/2012 6:22:03 PM |
| RockCrown | $25.00 | 12/26/2012 6:22:46 PM |
| GO4NY23 | $25.00 | 12/26/2012 6:27:02 PM |
| bndlending2u | $25.00 | 12/26/2012 6:27:25 PM |
| gold-mate1 | $25.26 | 12/27/2012 3:34:48 AM |
| new-vivid-interest | $25.00 | 12/26/2012 6:34:32 PM |
| morewhatsinstore | $25.00 | 12/27/2012 5:54:45 AM |
| peso-chief | $100.00 | 12/27/2012 5:55:15 AM |
| ScottW | $25.00 | 12/26/2012 6:37:31 PM |
| dpfl55 | $25.00 | 12/26/2012 6:44:54 PM |
| generosity-battalion0 | $26.00 | 12/27/2012 7:06:20 AM |
| Flyinerb | $50.00 | 12/26/2012 6:47:38 PM |
| blueisland | $30.00 | 12/26/2012 7:07:29 PM |
| knowledgeable-listing597 | $25.00 | 12/26/2012 7:09:17 PM |
| XenonX | $25.00 | 12/26/2012 9:37:49 PM |
| scientists | $25.00 | 12/27/2012 5:44:06 AM |
| Priusdude | $25.00 | 12/27/2012 7:01:34 AM |
| msb-emba | $50.00 | 12/27/2012 8:06:22 AM |
| therodabides | $25.00 | 12/27/2012 8:16:12 AM |
| devoider | $25.00 | 12/27/2012 8:34:57 AM |
| 374 Investments
|
Borrower Payment Dependent Notes Series
681393
This series of Notes was issued and sold upon the funding of the borrower loan #79575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,520.01 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.49% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.32% |
Monthly payment:
| $594.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.46% | | |
| |
Estimated return*:
| 9.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1984 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 23y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,525 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cognizant-interest685 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate all of my credit card debt so that I can put the credit cards away and only use them in an emergency to pay off in full the next month.
My financial situation:
I am a good candidate for this loan because I have been employed with the State of Texas for the last 23.5 years. I work hard to stay above water, however the last year I have seen some difficult times and used my credit cards more than I should. I would prefer to get the paid off and only have one payment to be responsible for. I will be attending a Dave Ramsey Financial class starting in Jan 2013 to get some insight on my finances and how to stay debt free.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| HereToHelp305 | $250.00 | 12/19/2012 4:34:27 PM |
| yield-voyager8 | $25.00 | 12/24/2012 12:07:07 PM |
| Zolton | $300.00 | 12/10/2012 5:07:25 PM |
| best-bonafide-p2p | $25.00 | 12/10/2012 8:07:46 PM |
| wetlands | $200.00 | 12/11/2012 5:43:54 PM |
| economy-huckleberry0 | $25.00 | 12/13/2012 6:45:48 PM |
| napmanger | $50.00 | 12/15/2012 10:50:47 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:25 PM |
| Oakland | $50.00 | 12/16/2012 11:15:12 AM |
| affluence-microscope2 | $200.00 | 12/17/2012 5:02:17 PM |
| deal-vibrato | $25.00 | 12/18/2012 9:39:20 AM |
| Hy-FineAnts-33 | $50.00 | 12/18/2012 10:03:03 AM |
| cardminger | $25.00 | 12/18/2012 9:17:00 AM |
| green-dollar-buffalo | $50.00 | 12/18/2012 5:17:10 PM |
| franzzua | $25.00 | 12/18/2012 5:20:20 PM |
| credit-maple | $25.00 | 12/18/2012 6:20:59 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:33 PM |
| entertaining-revenue4 | $50.00 | 12/19/2012 10:02:19 AM |
| djs81 | $75.00 | 12/19/2012 10:14:52 AM |
| daisuke | $25.00 | 12/19/2012 10:41:05 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:26 AM |
| kalamari | $30.00 | 12/19/2012 10:21:54 AM |
| inventive-dollar498 | $25.00 | 12/19/2012 6:29:20 PM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:35 PM |
| wealth-scout124 | $50.00 | 12/20/2012 10:01:31 AM |
| euro-grove4 | $25.00 | 12/20/2012 5:47:51 PM |
| commitment-orca7 | $100.00 | 12/21/2012 9:57:34 AM |
| Proactive-Financial-Lending | $25.00 | 12/21/2012 9:43:14 AM |
| tom203 | $25.00 | 12/21/2012 5:28:50 PM |
| impeccable-penny | $50.00 | 12/22/2012 8:12:02 AM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:17 AM |
| 29Palms | $75.00 | 12/22/2012 11:03:46 AM |
| first-credit-meridian | $25.00 | 12/22/2012 1:52:22 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:13:36 PM |
| DadWarbucks | $25.00 | 12/23/2012 12:33:44 PM |
| treasure-generator | $25.00 | 12/23/2012 1:20:30 PM |
| ccook1998 | $25.00 | 12/22/2012 9:00:28 PM |
| asset-angel7 | $25.00 | 12/22/2012 4:32:33 PM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:38:05 AM |
| leverage-galleon | $50.00 | 12/23/2012 8:21:58 PM |
| MrBojangles01 | $25.00 | 12/24/2012 3:22:53 AM |
| california111 | $25.00 | 12/23/2012 4:42:24 PM |
| studious-bonus7 | $71.00 | 12/24/2012 9:09:47 AM |
| matt84003 | $25.00 | 12/24/2012 9:11:28 AM |
| macjp123 | $28.00 | 12/24/2012 9:28:59 AM |
| ski bum | $32.00 | 12/24/2012 9:33:15 AM |
| downtownfarm | $25.00 | 12/24/2012 9:36:01 AM |
| impressive-yield3 | $25.00 | 12/24/2012 9:40:00 AM |
| tender-integrity3 | $80.00 | 12/24/2012 9:46:26 AM |
| chief64 | $200.00 | 12/24/2012 9:04:09 AM |
| Avala | $100.00 | 12/24/2012 10:06:51 AM |
| larslfe | $25.00 | 12/24/2012 9:05:17 AM |
| loyalty-sherpa | $25.00 | 12/24/2012 10:22:32 AM |
| resolute-basis9 | $25.00 | 12/24/2012 10:24:08 AM |
| ASLIBD | $25.00 | 12/24/2012 9:47:43 AM |
| enthralling-investment | $25.00 | 12/24/2012 10:32:32 AM |
| skuba | $50.00 | 12/24/2012 9:48:47 AM |
| income-fortress | $25.00 | 12/24/2012 9:49:12 AM |
| djindepth | $43.00 | 12/24/2012 10:35:45 AM |
| Tradesmanlender | $25.00 | 12/24/2012 9:55:47 AM |
| Woodworker57 | $25.00 | 12/24/2012 10:37:23 AM |
| networks4ever | $25.00 | 12/24/2012 9:30:18 AM |
| BCdiggs | $25.00 | 12/24/2012 10:39:54 AM |
| thezfunk | $25.00 | 12/24/2012 9:33:30 AM |
| BDL-Roth | $40.00 | 12/24/2012 10:00:09 AM |
| meenan | $98.00 | 12/24/2012 10:40:46 AM |
| lost-money-so-far-on-these | $25.00 | 12/24/2012 10:41:04 AM |
| ijspence | $25.00 | 12/24/2012 9:34:27 AM |
| kyomoon | $30.00 | 12/24/2012 10:41:12 AM |
| Kravcorp | $25.00 | 12/24/2012 10:41:59 AM |
| AFairDeal | $25.00 | 12/24/2012 10:42:27 AM |
| puifais | $50.00 | 12/24/2012 9:36:32 AM |
| jubilant-bill4 | $25.00 | 12/24/2012 10:44:17 AM |
| fairness-musician3 | $25.00 | 12/24/2012 10:44:24 AM |
| sturdy-fairness0 | $100.00 | 12/24/2012 10:06:15 AM |
| Aimvest | $25.00 | 12/24/2012 9:39:24 AM |
| bonanza1973 | $25.00 | 12/24/2012 10:48:11 AM |
| excellent-funds649 | $50.00 | 12/24/2012 10:49:20 AM |
| lending_well | $25.00 | 12/24/2012 10:49:54 AM |
| wtrboy | $25.00 | 12/24/2012 9:47:03 AM |
| lakshmilila | $25.00 | 12/24/2012 10:51:46 AM |
| victorcab | $25.00 | 12/24/2012 10:54:05 AM |
| treasure-pipeline | $25.00 | 12/24/2012 10:54:42 AM |
| debt-fuse158 | $25.00 | 12/24/2012 10:55:04 AM |
| allo | $25.00 | 12/24/2012 10:55:49 AM |
| LogicalCC | $25.00 | 12/24/2012 10:55:57 AM |
| jtn4148 | $25.00 | 12/24/2012 10:57:19 AM |
| dunedin | $25.00 | 12/24/2012 11:00:29 AM |
| ohnezweck | $37.00 | 12/24/2012 9:55:32 AM |
| a-resplendent-commitment | $25.00 | 12/24/2012 9:56:40 AM |
| scrappy-peso0 | $25.00 | 12/24/2012 11:02:26 AM |
| silver-saber | $125.00 | 12/24/2012 11:03:15 AM |
| power-trophy7 | $25.00 | 12/24/2012 11:03:23 AM |
| math1973 | $50.00 | 12/24/2012 11:04:19 AM |
| asya | $27.00 | 12/24/2012 11:04:50 AM |
| pennyloafer | $25.00 | 12/24/2012 11:06:36 AM |
| adaboy65 | $100.00 | 12/24/2012 11:07:27 AM |
| Dazz2061 | $25.00 | 12/24/2012 11:07:33 AM |
| kind-cash-porcelain | $50.00 | 12/24/2012 11:07:54 AM |
| KEOLEND | $25.00 | 12/24/2012 11:09:48 AM |
| FortuneFund | $45.00 | 12/24/2012 11:11:22 AM |
| wealthstar | $25.00 | 12/24/2012 10:36:26 AM |
| riskadverse44 | $25.00 | 12/24/2012 11:11:43 AM |
| otalon | $25.00 | 12/24/2012 10:36:50 AM |
| immaculate-compassion8 | $25.00 | 12/24/2012 11:13:43 AM |
| wicker1 | $25.00 | 12/24/2012 11:14:00 AM |
| jms1983 | $25.00 | 12/24/2012 10:38:52 AM |
| ladybird1 | $50.00 | 12/24/2012 11:14:51 AM |
| BB-ptoploan | $42.00 | 12/24/2012 11:16:27 AM |
| faifar | $50.00 | 12/24/2012 11:16:29 AM |
| platinum-genetics | $25.00 | 12/24/2012 11:18:05 AM |
| donicurioso | $25.00 | 12/24/2012 10:41:30 AM |
| relaxation798 | $100.00 | 12/24/2012 11:20:27 AM |
| pound-doughnut | $25.00 | 12/24/2012 10:42:12 AM |
| BofM | $25.00 | 12/24/2012 11:20:32 AM |
| peace-flower9 | $39.00 | 12/24/2012 10:43:26 AM |
| ocean99 | $50.00 | 12/24/2012 11:23:12 AM |
| pound-idol543 | $50.00 | 12/24/2012 10:44:14 AM |
| Trolley08 | $25.00 | 12/24/2012 11:23:58 AM |
| dough-guard3 | $100.00 | 12/24/2012 11:24:51 AM |
| invincible-deal82 | $25.00 | 12/24/2012 11:25:40 AM |
| pound-albatross7 | $250.00 | 12/24/2012 10:45:46 AM |
| balance-voyager | $25.00 | 12/24/2012 10:46:15 AM |
| SanJoser | $25.00 | 12/24/2012 11:28:09 AM |
| zoomdrm57 | $25.00 | 12/24/2012 11:28:12 AM |
| steiglends | $100.00 | 12/24/2012 10:49:11 AM |
| rmaazar | $25.00 | 12/24/2012 10:50:06 AM |
| harperpotok | $100.00 | 12/24/2012 11:31:51 AM |
| hopethisworks | $25.00 | 12/24/2012 10:24:57 AM |
| rcm87 | $50.00 | 12/24/2012 10:50:35 AM |
| ready-ore884 | $50.00 | 12/24/2012 10:51:48 AM |
| spirit07a | $100.00 | 12/24/2012 10:52:46 AM |
| GreatReturnForYou | $25.00 | 12/24/2012 11:34:56 AM |
| authentic-liberty7 | $25.00 | 12/24/2012 11:35:05 AM |
| kencox | $25.00 | 12/24/2012 11:36:02 AM |
| enticing-note | $25.00 | 12/24/2012 10:54:31 AM |
| SecondChanceLendingSERV | $26.00 | 12/24/2012 11:37:53 AM |
| enriching-liberty629 | $25.00 | 12/24/2012 11:40:48 AM |
| RocketSurgeon | $25.00 | 12/24/2012 11:40:52 AM |
| icchok | $50.00 | 12/24/2012 10:56:31 AM |
| wealth-pal3 | $25.00 | 12/24/2012 11:41:47 AM |
| satisfying-deal5 | $50.00 | 12/24/2012 10:58:22 AM |
| Preteur | $25.00 | 12/24/2012 10:59:46 AM |
| Herluftrolle | $25.00 | 12/24/2012 10:59:57 AM |
| loan-rider7 | $25.00 | 12/24/2012 11:45:23 AM |
| Prairiedog1116 | $33.00 | 12/24/2012 11:01:07 AM |
| theboat | $27.00 | 12/24/2012 11:46:30 AM |
| intuitive-benefit3 | $100.00 | 12/24/2012 11:02:17 AM |
| emelia | $25.00 | 12/24/2012 11:47:46 AM |
| Rick21 | $50.00 | 12/24/2012 10:37:02 AM |
| BicyclePostLendingDivision | $26.00 | 12/24/2012 11:03:57 AM |
| Pennywize | $25.00 | 12/24/2012 11:56:51 AM |
| new-truth-chuckler | $33.00 | 12/24/2012 10:39:00 AM |
| ultimatepaintball | $25.00 | 12/24/2012 10:40:02 AM |
| ready-bid9 | $50.00 | 12/24/2012 10:40:10 AM |
| mondial4 | $100.00 | 12/24/2012 10:41:00 AM |
| C_Mark | $50.00 | 12/24/2012 11:09:22 AM |
| urbane-deal152 | $50.00 | 12/24/2012 11:12:03 AM |
| Kame | $25.00 | 12/24/2012 10:42:48 AM |
| knowledgeable-currency6 | $25.00 | 12/24/2012 10:43:12 AM |
| Natronpee | $25.00 | 12/24/2012 11:13:27 AM |
| proper-exchange8 | $50.00 | 12/24/2012 11:14:45 AM |
| market-assembler | $100.00 | 12/24/2012 11:14:52 AM |
| by32 | $25.00 | 12/24/2012 11:18:01 AM |
| DaveG56313 | $25.00 | 12/24/2012 10:45:19 AM |
| the-precious-bid | $25.00 | 12/24/2012 11:20:22 AM |
| organic-responsibility530 | $25.00 | 12/24/2012 10:47:52 AM |
| maldok1 | $25.00 | 12/24/2012 10:48:13 AM |
| Tylerh | $250.00 | 12/24/2012 11:22:40 AM |
| velocity-javelin8 | $25.00 | 12/24/2012 10:49:04 AM |
| Relevance | $25.00 | 12/24/2012 10:50:46 AM |
| BrooklynJim | $25.00 | 12/24/2012 10:51:21 AM |
| bold-worth-wrangler | $25.00 | 12/24/2012 2:34:42 PM |
| mogul42 | $25.00 | 12/24/2012 10:55:06 AM |
| Panna | $25.00 | 12/24/2012 10:56:47 AM |
| topper480 | $25.00 | 12/24/2012 11:29:15 AM |
| iolaire | $25.00 | 12/24/2012 11:31:38 AM |
| Enjoying_Life | $25.00 | 12/24/2012 11:00:36 AM |
| bxdoc | $25.00 | 12/24/2012 11:36:44 AM |
| lendacity | $25.00 | 12/24/2012 11:03:38 AM |
| power-haven459 | $25.00 | 12/24/2012 11:39:46 AM |
| Breakfast_Gypsy | $25.00 | 12/24/2012 11:04:15 AM |
| velocity-blossom161 | $100.00 | 12/24/2012 11:09:34 AM |
| zone6 | $100.00 | 12/24/2012 11:46:32 AM |
| dukeiyer | $25.00 | 12/24/2012 11:51:52 AM |
| first-favorite-bonus9 | $25.00 | 12/24/2012 11:53:19 AM |
| dood2112 | $25.00 | 12/24/2012 11:15:14 AM |
| Jalebi | $25.00 | 12/24/2012 11:15:24 AM |
| Downs108 | $25.00 | 12/24/2012 11:16:59 AM |
| dignified-finance | $25.00 | 12/24/2012 12:07:27 PM |
| EvalCrux | $50.00 | 12/24/2012 11:17:58 AM |
| commerce-yeller | $75.00 | 12/24/2012 12:20:23 PM |
| happy-asset | $25.00 | 12/24/2012 11:20:04 AM |
| the-bid-sorcerer | $50.00 | 12/24/2012 11:26:05 AM |
| Medic05 | $25.00 | 12/24/2012 11:27:35 AM |
| stilleto8 | $25.00 | 12/24/2012 11:28:31 AM |
| timbob | $100.00 | 12/24/2012 11:33:47 AM |
| donloah | $25.00 | 12/24/2012 11:35:12 AM |
| Pasagam | $50.00 | 12/24/2012 11:35:33 AM |
| jasperpants | $25.00 | 12/24/2012 11:37:11 AM |
| Ducatiman1978 | $25.00 | 12/24/2012 11:38:27 AM |
| first-unequivocal-deal | $75.00 | 12/24/2012 11:40:23 AM |
| Rulea72 | $25.00 | 12/24/2012 3:28:00 PM |
| Great-Mom | $25.00 | 12/24/2012 11:44:24 AM |
| taylor883 | $50.00 | 12/24/2012 11:45:04 AM |
| DJSco | $50.00 | 12/24/2012 11:46:05 AM |
| diversification-medalist | $25.00 | 12/24/2012 11:57:10 AM |
| money-bauble | $200.00 | 12/24/2012 12:03:49 PM |
| Approved1234 | $25.00 | 12/24/2012 5:02:04 PM |
| ready-interest9 | $25.00 | 12/10/2012 6:37:57 PM |
| bazaar-tulip | $25.00 | 12/10/2012 6:16:11 PM |
| CreditBuilder2 | $25.01 | 12/10/2012 7:12:53 PM |
| marketplace-singularity3 | $125.00 | 12/11/2012 6:22:10 AM |
| natural-worth9 | $75.00 | 12/11/2012 7:42:42 AM |
| windguy | $50.00 | 12/11/2012 5:55:25 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:55 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:57 PM |
| supersarah61 | $25.00 | 12/17/2012 4:56:33 PM |
| radiant-dollar9 | $200.00 | 12/17/2012 5:23:58 PM |
| indomitable-coin | $25.00 | 12/18/2012 9:27:51 AM |
| elasermd | $100.00 | 12/18/2012 9:30:50 AM |
| sprinter | $50.00 | 12/18/2012 10:04:00 AM |
| justreturns | $25.00 | 12/18/2012 5:48:40 PM |
| kingryan | $36.00 | 12/18/2012 5:35:44 PM |
| loot-prescription3 | $25.00 | 12/18/2012 5:48:24 PM |
| Avicell | $25.00 | 12/18/2012 6:31:37 PM |
| octoberfresh | $25.00 | 12/18/2012 6:46:22 PM |
| alpha-lending | $25.00 | 12/19/2012 9:35:39 AM |
| natural-liberty4 | $200.00 | 12/19/2012 5:36:43 PM |
| IP | $25.00 | 12/19/2012 6:14:41 PM |
| resplendent-income544 | $100.00 | 12/21/2012 7:41:13 AM |
| kinetic-platinum1 | $50.00 | 12/21/2012 12:20:54 AM |
| Munnie | $25.00 | 12/21/2012 6:12:55 AM |
| kegs | $150.00 | 12/21/2012 2:49:01 PM |
| open-minded-loot6 | $450.00 | 12/21/2012 6:25:19 PM |
| BaxterEvil | $25.00 | 12/22/2012 3:39:23 PM |
| nodebtin3 | $25.00 | 12/22/2012 1:10:15 PM |
| debt-legend | $25.00 | 12/22/2012 1:18:28 PM |
| spoolin18t | $50.00 | 12/23/2012 6:37:09 AM |
| ericd523 | $25.00 | 12/23/2012 11:47:19 AM |
| jdrez | $50.00 | 12/24/2012 6:48:01 AM |
| ready-vigilance3 | $25.00 | 12/23/2012 5:49:33 PM |
| BiggestG | $25.00 | 12/24/2012 9:09:02 AM |
| minista | $25.00 | 12/24/2012 9:21:41 AM |
| don8ter | $50.00 | 12/24/2012 9:39:42 AM |
| Trigirl23 | $25.00 | 12/24/2012 9:40:08 AM |
| w3alter | $50.00 | 12/24/2012 9:40:38 AM |
| tornado351 | $25.00 | 12/24/2012 7:38:28 AM |
| heyokafinancial | $25.00 | 12/24/2012 8:20:41 AM |
| ItsJustMe79 | $25.00 | 12/24/2012 9:50:06 AM |
| pennybypenny | $25.00 | 12/24/2012 9:53:39 AM |
| blue-calm-commitment | $25.00 | 12/24/2012 9:16:27 AM |
| point653 | $25.00 | 12/24/2012 9:20:05 AM |
| unforgettable-wealth4 | $50.00 | 12/24/2012 9:22:42 AM |
| power-kin | $25.00 | 12/24/2012 10:17:29 AM |
| compoundinterest | $25.00 | 12/24/2012 10:19:06 AM |
| HamachiMan | $50.00 | 12/24/2012 10:20:03 AM |
| proud-pound4 | $25.00 | 12/24/2012 9:11:52 AM |
| marketplace-cello5 | $25.00 | 12/24/2012 9:12:59 AM |
| awwaww | $25.00 | 12/24/2012 10:33:03 AM |
| Investoman | $25.00 | 12/24/2012 9:49:28 AM |
| MadHun | $200.00 | 12/24/2012 10:37:33 AM |
| JJ9876 | $25.00 | 12/24/2012 10:37:45 AM |
| mizon291 | $25.00 | 12/24/2012 10:38:00 AM |
| hrubinst | $50.00 | 12/24/2012 10:38:26 AM |
| point-oyster5 | $25.00 | 12/24/2012 10:38:38 AM |
| diverse2 | $30.00 | 12/24/2012 10:40:35 AM |
| the_winning_ticket | $36.00 | 12/24/2012 10:42:52 AM |
| responsibility-cherry6 | $25.00 | 12/24/2012 10:05:20 AM |
| knowledgeable-silver6 | $25.00 | 12/24/2012 10:11:49 AM |
| awe-inspiring-commitment972 | $50.00 | 12/24/2012 10:48:05 AM |
| redmumba | $50.00 | 12/24/2012 10:49:31 AM |
| lounges | $50.00 | 12/24/2012 10:50:49 AM |
| american6 | $50.00 | 12/24/2012 9:46:47 AM |
| 6moonbeams | $50.00 | 12/24/2012 10:51:11 AM |
| Justbiz | $50.00 | 12/24/2012 10:53:14 AM |
| wonderous-principal083 | $25.00 | 12/24/2012 10:53:24 AM |
| bluebird343 | $50.00 | 12/24/2012 10:55:55 AM |
| E_G | $50.00 | 12/24/2012 10:20:56 AM |
| TelegramSam | $25.00 | 12/24/2012 10:57:31 AM |
| worth-sanctuary9 | $25.00 | 12/24/2012 11:00:40 AM |
| Castellan | $50.00 | 12/24/2012 11:00:46 AM |
| Aljasa2008 | $25.00 | 12/24/2012 11:00:54 AM |
| gold-commander0 | $25.00 | 12/24/2012 11:01:26 AM |
| Nikelaos | $25.00 | 12/24/2012 11:04:45 AM |
| inspiring-payout5 | $25.00 | 12/24/2012 11:04:52 AM |
| FredHead3 | $40.00 | 12/24/2012 11:06:49 AM |
| Cash-Flow | $1,500.00 | 12/24/2012 11:10:00 AM |
| mtp | $100.00 | 12/24/2012 10:36:19 AM |
| Tai | $25.00 | 12/24/2012 11:13:04 AM |
| dcmotorcyclemayhem | $50.00 | 12/24/2012 10:37:58 AM |
| gold-pudding6 | $60.00 | 12/24/2012 10:38:34 AM |
| KHU2-B | $50.00 | 12/24/2012 11:14:48 AM |
| progressive-economy261 | $400.00 | 12/24/2012 10:09:18 AM |
| productive-finance | $25.00 | 12/24/2012 10:39:17 AM |
| miamibeachloaner | $100.00 | 12/24/2012 10:39:56 AM |
| Macinvest | $25.00 | 12/24/2012 11:17:32 AM |
| topher515 | $25.00 | 12/24/2012 10:41:23 AM |
| YLlama | $50.00 | 12/24/2012 10:41:25 AM |
| roman2008 | $25.00 | 12/24/2012 10:43:24 AM |
| hard-working-income0 | $25.00 | 12/24/2012 11:22:56 AM |
| UstedEsElHombre | $100.00 | 12/24/2012 10:43:32 AM |
| rudyindc | $25.00 | 12/24/2012 11:24:06 AM |
| forthright-affluence3 | $25.00 | 12/24/2012 10:18:03 AM |
| TrustPlus | $50.00 | 12/24/2012 11:25:14 AM |
| phillipd48 | $25.00 | 12/24/2012 11:26:03 AM |
| eg192 | $25.00 | 12/24/2012 10:46:19 AM |
| HeadHunter | $50.00 | 12/24/2012 11:28:07 AM |
| madmccoy | $25.00 | 12/24/2012 11:28:46 AM |
| carlover | $25.00 | 12/24/2012 10:22:55 AM |
| reaction5 | $25.00 | 12/24/2012 10:49:27 AM |
| engaging-yield4 | $25.00 | 12/24/2012 10:49:39 AM |
| afotherg | $25.00 | 12/24/2012 11:31:54 AM |
| brutusbone | $25.00 | 12/24/2012 10:50:19 AM |
| Clambake | $25.00 | 12/24/2012 10:53:43 AM |
| bixorama | $25.00 | 12/24/2012 11:37:48 AM |
| leeball | $50.00 | 12/24/2012 11:38:14 AM |
| Science7124 | $25.00 | 12/24/2012 10:56:01 AM |
| gallant-economy9 | $50.00 | 12/24/2012 10:56:19 AM |
| sympathetic-funds818 | $50.00 | 12/24/2012 10:56:50 AM |
| gotyourgear | $29.00 | 12/24/2012 10:58:19 AM |
| dpjd | $25.00 | 12/24/2012 10:58:34 AM |
| gracej | $25.00 | 12/24/2012 10:33:21 AM |
| hurricaneditka | $34.00 | 12/24/2012 10:35:56 AM |
| funds-twister3 | $25.00 | 12/24/2012 10:36:29 AM |
| Cheburashka | $30.00 | 12/24/2012 11:01:33 AM |
| credit-scout7 | $50.00 | 12/24/2012 10:36:52 AM |
| Splangy613 | $25.00 | 12/24/2012 11:51:29 AM |
| larrybird | $1,000.00 | 12/24/2012 10:37:50 AM |
| Nascar1 | $50.00 | 12/24/2012 11:52:02 AM |
| BxRealtor | $25.00 | 12/24/2012 11:55:43 AM |
| priceless-note7 | $100.00 | 12/24/2012 10:40:13 AM |
| 6515Wheat | $25.00 | 12/24/2012 10:40:23 AM |
| bid-papyrus | $25.00 | 12/24/2012 10:41:27 AM |
| auction-seeker | $25.00 | 12/24/2012 12:09:58 PM |
| ALVO | $50.00 | 12/24/2012 10:41:45 AM |
| the-shrewd-wampum | $25.00 | 12/24/2012 10:41:48 AM |
| ranstlin | $25.00 | 12/24/2012 11:11:33 AM |
| themoneydoctor | $100.00 | 12/24/2012 11:14:54 AM |
| ProjectVenture | $25.00 | 12/24/2012 10:44:22 AM |
| kind-unassuming-fund | $25.00 | 12/24/2012 10:44:40 AM |
| Chervianne | $50.00 | 12/24/2012 11:18:47 AM |
| ibay17 | $25.00 | 12/24/2012 11:23:18 AM |
| bobby5832708 | $25.00 | 12/24/2012 10:50:02 AM |
| intrepid-payment7 | $25.00 | 12/24/2012 11:24:09 AM |
| PRGuyinVA | $25.00 | 12/24/2012 10:51:17 AM |
| SaltCityLending | $25.00 | 12/24/2012 11:24:26 AM |
| zzztimbo | $25.00 | 12/24/2012 10:53:33 AM |
| important-gold5 | $25.00 | 12/24/2012 11:25:57 AM |
| smithd76 | $25.00 | 12/24/2012 11:27:33 AM |
| JKEnterprises | $25.00 | 12/24/2012 10:56:33 AM |
| THREE-POINTS-LENDING | $25.00 | 12/24/2012 11:31:20 AM |
| Spring342 | $25.00 | 12/24/2012 11:31:57 AM |
| Alpha-AssistU | $25.00 | 12/24/2012 11:00:00 AM |
| kingdom323 | $32.00 | 12/24/2012 11:00:17 AM |
| ualf | $50.00 | 12/24/2012 11:01:47 AM |
| payout-harmony4 | $36.00 | 12/24/2012 11:35:50 AM |
| slojudy | $25.00 | 12/24/2012 11:36:20 AM |
| chapman18 | $25.00 | 12/24/2012 5:02:00 PM |
| money-floret | $50.00 | 12/24/2012 11:03:04 AM |
| dschaaf | $25.00 | 12/24/2012 11:05:46 AM |
| riproaringrapids | $50.00 | 12/24/2012 11:09:53 AM |
| KVEER | $25.00 | 12/24/2012 11:48:35 AM |
| transparency-galleon | $25.00 | 12/24/2012 11:49:12 AM |
| CaboWaboRobo | $25.00 | 12/24/2012 11:54:34 AM |
| greenback-visionary4 | $25.00 | 12/24/2012 11:14:36 AM |
| goldie414 | $50.00 | 12/24/2012 11:15:11 AM |
| luminous-marketplace5 | $50.00 | 12/24/2012 11:15:21 AM |
| dospapalotes | $25.00 | 12/24/2012 11:16:14 AM |
| mvalley | $25.00 | 12/24/2012 11:17:38 AM |
| bowdish1 | $75.00 | 12/24/2012 12:21:45 PM |
| kindness-festivity | $25.00 | 12/24/2012 11:24:42 AM |
| heatherwood | $45.00 | 12/24/2012 1:03:13 PM |
| Astyanax | $25.00 | 12/24/2012 1:10:18 PM |
| WorldlyWorker | $25.00 | 12/24/2012 11:25:53 AM |
| the-transaction-stronghold | $25.00 | 12/24/2012 11:26:26 AM |
| adventurer447 | $300.00 | 12/24/2012 11:28:20 AM |
| euro-speaker8 | $250.00 | 12/24/2012 11:36:05 AM |
| fantastic-dedication6 | $50.00 | 12/24/2012 3:07:34 PM |
| methodical-principal2 | $25.00 | 12/24/2012 11:39:06 AM |
| BJnRJames | $25.00 | 12/24/2012 4:20:18 PM |
| Refugee | $25.00 | 12/24/2012 11:46:37 AM |
| friendly-gold | $25.00 | 12/24/2012 12:08:20 PM |
| BigBag | $25.00 | 12/24/2012 12:16:23 PM |
| lendme2 | $50.00 | 12/24/2012 12:25:38 PM |
| bb575 | $50.00 | 12/24/2012 2:03:30 PM |
| brightest-momentous-income | $100.00 | 12/24/2012 3:46:47 PM |
| b7kahuna | $25.00 | 12/24/2012 3:49:40 PM |
| dinero-speaker | $25.00 | 12/24/2012 5:02:20 PM |
| 389 Investments
|
Borrower Payment Dependent Notes Series
681407
This series of Notes was issued and sold upon the funding of the borrower loan #79910, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1975 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $5,962 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| refresher338 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate various credit cards.
My financial situation:
I am a good candidate for this loan because I am retired, have a stable income,
and am trying to improve my credit rating.
Monthly net income: $6193
Monthly expenses: $5273
Housing: $1250
Insurance: $388
Car expenses: $ 640
Utilities: $343
Phone, cable, internet: $285
Food, entertainment: $608
Clothing, household expenses: $702
Credit cards and other loans: $824
Other expenses: $576
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| nonattender | $25.00 | 12/5/2012 5:10:59 PM |
| worthy-bid8 | $100.00 | 12/5/2012 6:37:22 PM |
| let_me_retire | $75.00 | 12/6/2012 12:07:41 PM |
| first-economy-spectacle | $25.00 | 12/9/2012 1:23:03 PM |
| boogienation | $25.00 | 12/10/2012 7:26:15 PM |
| heartpounding-note972 | $25.00 | 12/11/2012 9:55:12 AM |
| belief-integrity | $250.00 | 12/13/2012 7:25:29 PM |
| diplomatic-wealth7 | $25.00 | 12/14/2012 10:13:45 AM |
| deal-hickory5 | $100.00 | 12/14/2012 5:23:44 PM |
| helping-out | $50.00 | 12/15/2012 8:26:14 AM |
| PoundSmart | $100.00 | 12/15/2012 11:23:30 AM |
| thelopper | $25.00 | 12/15/2012 1:37:03 PM |
| ethical-truth211 | $725.00 | 12/16/2012 6:33:46 AM |
| tommymtg7 | $25.00 | 12/15/2012 2:07:59 PM |
| Bob450 | $25.00 | 12/15/2012 8:47:20 PM |
| EngineersAlliance | $25.00 | 12/5/2012 6:55:46 PM |
| Rogelio48 | $30.00 | 12/6/2012 7:29:53 AM |
| dannycarter10 | $25.00 | 12/6/2012 9:52:58 AM |
| exponential-fairness2 | $25.00 | 12/6/2012 6:35:56 PM |
| epic-interest0 | $25.00 | 12/7/2012 4:27:47 PM |
| jebber007 | $25.00 | 12/9/2012 9:37:27 AM |
| enterprising-pound5 | $50.00 | 12/9/2012 7:34:43 PM |
| bonus-seahorse | $45.00 | 12/11/2012 11:28:39 AM |
| professional-dinero753 | $25.00 | 12/13/2012 9:24:35 PM |
| newest-sturdy-yield | $25.00 | 12/14/2012 8:16:19 AM |
| djh47a | $25.00 | 12/15/2012 7:38:22 AM |
| the-hope-workhorse | $25.00 | 12/15/2012 11:06:09 AM |
| bid-ace937 | $50.00 | 12/15/2012 12:45:53 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
681991
This series of Notes was issued and sold upon the funding of the borrower loan #79527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,136.23 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-26-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 10y 4m |
|
Amount delinquent:
| $58 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,282 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| money-fort850 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Loan Needs
Purpose of loan: Debt Consolidation
This loan will be used to...Payoff credit cards with high interest rates
My financial situation:
I am a good candidate for this loan because...I have good credit worthiness. I pay by bills on time each and every month without fail.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $100.00 | 12/12/2012 5:59:01 PM |
| graceful-IRAinvestment | $50.00 | 12/13/2012 7:51:33 PM |
| diplomatic-wealth7 | $25.00 | 12/17/2012 5:24:12 PM |
| graceful-investment | $106.00 | 12/17/2012 7:00:54 PM |
| nex | $25.00 | 12/21/2012 6:27:04 PM |
| a-helping-hand | $250.00 | 12/22/2012 4:42:52 PM |
| businessbroker101 | $50.00 | 12/22/2012 12:20:32 PM |
| reward-adventure | $31.00 | 12/24/2012 6:41:43 PM |
| affluence-broker | $25.00 | 12/24/2012 5:42:28 PM |
| Cybercusp | $25.00 | 12/24/2012 7:19:55 PM |
| loyalty-cupcake6 | $25.00 | 12/25/2012 7:06:25 PM |
| commitment-galaxy | $25.00 | 12/26/2012 9:08:29 AM |
| tolerant-responsibility051 | $500.00 | 12/26/2012 12:08:03 AM |
| burrben | $25.00 | 12/26/2012 9:16:19 AM |
| greenback-travels5 | $25.00 | 12/26/2012 10:11:44 AM |
| best-virtuous-return | $50.00 | 12/26/2012 9:19:10 AM |
| Bank42 | $25.00 | 12/26/2012 9:01:48 AM |
| KB-IRA | $100.00 | 12/26/2012 1:28:35 PM |
| natural-liberty4 | $200.00 | 12/26/2012 9:49:49 AM |
| graceful-D4Sinvestment | $106.00 | 12/26/2012 1:48:58 PM |
| the-hope-workhorse | $25.00 | 12/26/2012 11:11:06 AM |
| GourmetPizzaGuy | $200.00 | 12/26/2012 1:46:07 PM |
| Index_Plus | $500.00 | 12/26/2012 2:55:50 PM |
| money-fort | $25.00 | 12/26/2012 2:59:43 PM |
| alluring-yield5 | $25.00 | 12/26/2012 4:42:11 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:24:50 PM |
| exponential-fairness2 | $25.00 | 12/20/2012 6:23:03 PM |
| Weaverville | $25.00 | 12/21/2012 6:06:03 PM |
| discostu | $25.00 | 12/22/2012 4:05:44 PM |
| power-spartan5 | $25.00 | 12/24/2012 9:59:48 AM |
| adamdroker | $25.00 | 12/24/2012 1:42:20 PM |
| rabbidlender | $25.00 | 12/25/2012 9:23:56 AM |
| enriching-dollar1 | $100.00 | 12/26/2012 9:22:11 AM |
| versatile-dime442 | $100.00 | 12/26/2012 9:46:24 AM |
| boogienation | $25.00 | 12/26/2012 11:46:31 AM |
| wise-peaceful-p2ploan | $33.23 | 12/26/2012 10:40:32 AM |
| forthright-trade | $35.00 | 12/26/2012 11:02:24 AM |
| wishihadmore | $25.00 | 12/26/2012 4:20:53 PM |
| blue-relentless-hope | $25.00 | 12/26/2012 11:54:36 AM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
682195
This series of Notes was issued and sold upon the funding of the borrower loan #79819, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $244.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
15 | Length of status: | 23y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,148 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| logical-capital162 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,047.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2011)
|
|
Principal balance:
| $3,627.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Medical/Dental
Purpose of loan: Medical and Dental Expenses
This loan will be used to...To pay Dental and Medical Expenses
My financial situation:
I am a good candidate for this loan because...I pay my bills on time and I am employed full time
in a stable company.
Monthly net income: $3200.00
Monthly expenses: $2400.00
Housing: $1250.00
Insurance: $150.00
Car expenses: $50.00
Utilities: $150.00
Phone, cable, internet: $100.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| yield-voyager8 | $25.00 | 12/5/2012 10:40:03 AM |
| MoneyForNothing | $28.14 | 12/4/2012 9:04:28 AM |
| entertaining-rate9 | $25.00 | 12/4/2012 9:07:53 AM |
| john0720 | $100.00 | 12/4/2012 9:56:45 AM |
| Charlie010 | $50.00 | 12/4/2012 9:30:02 AM |
| LuvToLend | $25.00 | 12/4/2012 9:18:32 AM |
| kila-designer | $149.00 | 12/4/2012 10:41:03 AM |
| enthusiastic-balance5 | $100.00 | 12/4/2012 9:57:49 AM |
| bazaar-tulip | $25.00 | 12/4/2012 9:59:34 AM |
| return-point2 | $100.00 | 12/4/2012 10:11:16 AM |
| Socorro_Capital_Partners | $26.01 | 12/4/2012 10:11:38 AM |
| integrity-doctor | $100.00 | 12/4/2012 1:37:16 PM |
| nuetron | $25.00 | 12/4/2012 10:44:37 AM |
| gauss02 | $25.00 | 12/4/2012 11:04:07 AM |
| ImNotSoDumb | $25.01 | 12/4/2012 11:14:07 AM |
| fcrick | $50.00 | 12/4/2012 11:00:20 AM |
| Hippo-IRA1 | $25.00 | 12/4/2012 11:24:25 AM |
| gotjack-IRA | $150.01 | 12/4/2012 12:00:07 PM |
| DoctorJoe | $25.00 | 12/4/2012 1:28:50 PM |
| thrilling-fund427 | $50.00 | 12/4/2012 5:20:37 PM |
| Astyanax | $25.00 | 12/5/2012 1:19:21 AM |
| stylish-revenue4 | $100.00 | 12/4/2012 7:00:54 PM |
| pembull | $25.00 | 12/5/2012 9:18:10 AM |
| 01a_MrUSC_IRA | $25.00 | 12/5/2012 9:52:33 AM |
| Tscheddar | $25.00 | 12/5/2012 11:32:41 AM |
| CougarRoar | $25.00 | 12/5/2012 6:53:30 PM |
| jmeasn | $40.00 | 12/5/2012 5:54:46 PM |
| dollar-authority | $40.00 | 12/6/2012 6:04:07 AM |
| Interest2thePeople | $100.00 | 12/6/2012 5:22:42 PM |
| green-high-five7 | $65.00 | 12/6/2012 7:11:24 PM |
| atlas100 | $25.00 | 12/7/2012 7:29:53 AM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:37 AM |
| jwesleym | $25.00 | 12/7/2012 9:13:23 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:55 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:43:04 PM |
| quantum_leap | $25.00 | 12/7/2012 6:46:37 PM |
| forceful-note8 | $50.00 | 12/8/2012 12:32:43 PM |
| whitegoldira | $100.00 | 12/9/2012 8:41:36 AM |
| pierrelasvegas | $25.00 | 12/9/2012 12:18:45 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:36 PM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:22 PM |
| Dubbly | $25.00 | 12/10/2012 9:35:45 AM |
| workorbe | $25.00 | 12/10/2012 2:36:13 PM |
| tnjohnso | $25.00 | 12/10/2012 5:36:41 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:31:23 PM |
| global-invest-group | $40.56 | 12/11/2012 8:06:19 AM |
| ekmendenhall | $50.00 | 12/11/2012 5:29:11 PM |
| dunox | $75.00 | 12/11/2012 5:27:44 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:23 PM |
| bold-pleasant-gold | $25.00 | 12/12/2012 9:05:34 AM |
| green-safe-wampum | $50.00 | 12/12/2012 8:28:53 AM |
| trumpeter391 | $25.00 | 12/12/2012 11:18:23 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:09 PM |
| pragmatic-auction8 | $50.00 | 12/12/2012 6:11:43 PM |
| Macbethofscots | $25.00 | 12/13/2012 10:01:48 AM |
| HelpWhenNeeded | $50.00 | 12/13/2012 10:51:30 AM |
| money-bauble | $100.00 | 12/13/2012 5:18:37 PM |
| ethical-truth211 | $100.00 | 12/13/2012 6:00:42 PM |
| us957165 | $25.00 | 12/13/2012 6:15:04 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:35 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:22 AM |
| sensible-fund | $30.00 | 12/14/2012 5:53:40 AM |
| life-is-great | $25.00 | 12/14/2012 6:14:22 AM |
| impeccable-ore3 | $25.00 | 12/14/2012 9:14:32 AM |
| bunnybear | $40.00 | 12/14/2012 6:21:26 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:10 AM |
| dinero-festivity2 | $100.00 | 12/15/2012 6:31:25 AM |
| zorg77 | $25.00 | 12/14/2012 5:38:37 PM |
| ralph44 | $25.00 | 12/14/2012 8:32:45 PM |
| red-ethical-duty6 | $50.00 | 12/15/2012 9:12:46 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:13:59 AM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:57 AM |
| bid-stockpiler1 | $50.00 | 12/14/2012 6:28:00 PM |
| the-magnetic-transaction | $200.00 | 12/15/2012 10:50:32 AM |
| deal-goliath4 | $117.00 | 12/15/2012 11:14:14 AM |
| Capitalincome | $25.00 | 12/15/2012 10:03:34 AM |
| tolerant-dinero2 | $25.00 | 12/15/2012 10:11:20 AM |
| LeReve | $173.00 | 12/15/2012 11:29:21 AM |
| LittleMingo | $30.00 | 12/4/2012 9:07:08 AM |
| persist_in_doing | $25.00 | 12/4/2012 9:42:52 AM |
| ucantbeetit | $25.00 | 12/4/2012 9:49:36 AM |
| deal-vibrato | $25.00 | 12/4/2012 9:51:46 AM |
| DasMula | $25.00 | 12/4/2012 9:04:43 AM |
| Silver_Rupee | $25.00 | 12/4/2012 9:04:45 AM |
| valiant-return584 | $50.00 | 12/4/2012 9:23:50 AM |
| Kaj | $25.00 | 12/4/2012 10:41:45 AM |
| economy-coup | $100.00 | 12/4/2012 10:20:19 AM |
| berniemadeoff | $65.00 | 12/4/2012 11:54:38 AM |
| Feyenoord | $30.00 | 12/4/2012 10:14:23 AM |
| Sagamore | $50.00 | 12/4/2012 10:35:37 AM |
| WalnutCreekguy | $50.00 | 12/4/2012 10:51:03 AM |
| AF-Chief | $25.00 | 12/4/2012 11:03:05 AM |
| felicity-contributor3 | $25.00 | 12/4/2012 11:26:20 AM |
| five-star-note | $25.00 | 12/4/2012 11:42:45 AM |
| FinanceEngine | $60.00 | 12/4/2012 2:19:07 PM |
| purposeful-durability8 | $100.00 | 12/4/2012 6:15:07 PM |
| Assets-Up | $25.00 | 12/4/2012 7:22:43 PM |
| DiligentiaLLC | $76.13 | 12/4/2012 7:36:22 PM |
| first-serene-credit | $25.00 | 12/5/2012 10:07:50 AM |
| gold-sushi | $25.00 | 12/5/2012 10:49:14 AM |
| successful-agreement7 | $100.00 | 12/5/2012 10:41:11 AM |
| kind-lovely-marketplace | $50.00 | 12/5/2012 10:41:47 AM |
| voipguy88 | $50.00 | 12/5/2012 6:15:05 PM |
| whitegold24k | $100.00 | 12/6/2012 12:56:36 PM |
| monster4 | $50.00 | 12/6/2012 5:35:46 PM |
| zipemdown | $25.00 | 12/6/2012 6:07:33 PM |
| HammerSmith | $25.00 | 12/7/2012 10:29:54 AM |
| tommymtg7 | $25.00 | 12/7/2012 5:21:59 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:33 PM |
| gotjack | $75.01 | 12/7/2012 7:39:20 PM |
| Wrats6 | $25.00 | 12/8/2012 12:06:35 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:43 PM |
| dukeiyer | $25.00 | 12/10/2012 9:38:44 AM |
| Masdevallia | $25.00 | 12/10/2012 9:48:07 AM |
| intrepid-loot | $25.00 | 12/10/2012 6:47:21 PM |
| palm864 | $26.00 | 12/10/2012 7:39:51 PM |
| truth-companion | $25.00 | 12/11/2012 10:47:00 AM |
| kls4560 | $25.00 | 12/11/2012 10:18:22 AM |
| E-2 | $100.00 | 12/11/2012 5:26:06 PM |
| GoldenRule01 | $70.00 | 12/11/2012 12:44:42 PM |
| wealth-infusion6 | $50.00 | 12/13/2012 11:11:35 AM |
| reaction18 | $100.01 | 12/13/2012 10:16:45 AM |
| belief-integrity | $350.00 | 12/13/2012 7:05:10 PM |
| Quiza12 | $100.00 | 12/14/2012 7:33:00 AM |
| orange-responsive-leverage | $25.00 | 12/14/2012 2:45:15 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:00 PM |
| mkm | $25.00 | 12/14/2012 2:49:51 PM |
| fulfilling-bazaar4 | $100.00 | 12/14/2012 5:53:05 PM |
| zorg77 | $100.00 | 12/14/2012 5:38:29 PM |
| CalBear08 | $33.33 | 12/14/2012 5:54:51 PM |
| Sid-K | $25.00 | 12/14/2012 5:15:53 PM |
| natural-balance881 | $35.00 | 12/14/2012 9:32:31 PM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:44 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:31 AM |
| kulender | $100.00 | 12/15/2012 9:24:03 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:35 AM |
| momoney2lend | $25.00 | 12/15/2012 11:31:32 AM |
| finance-coyote3 | $920.79 | 12/15/2012 11:34:27 AM |
| order-tweet2 | $25.00 | 12/15/2012 10:58:29 AM |
| vigorous-velocity | $45.00 | 12/15/2012 11:01:53 AM |
| Zorro_970 | $100.00 | 12/15/2012 11:07:20 AM |
| emphatic-responsibility | $50.00 | 12/15/2012 11:24:31 AM |
| 142 Investments
|
Borrower Payment Dependent Notes Series
684575
This series of Notes was issued and sold upon the funding of the borrower loan #79934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-25-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $362.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 11y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,909 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-dollar-visionary |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:Consolidate credit cards and need additional funds for down payment on home, will be saving $1200 a month buying this home base on what we paying now in rent of $2254 for the last 3 years. New home payment will be around $1000 a month.
We are a good candidate for this loan because: I have work for the government for 12 years and I can not have any bad debt. And with the the $1200 we will be saving we truly have the cash flow to pay the loan off in the timeframe given.
Help make our dreams come true!!!!!!!!!!!!!!!!!!!!!!!!!!!
Have a wonderful christmas and new year!!!!!!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tranquil-gain1 | $75.00 | 12/11/2012 9:23:20 AM |
| valiant-return584 | $50.00 | 12/11/2012 9:56:33 AM |
| janeybooboo | $75.00 | 12/11/2012 9:57:17 AM |
| treasure-bliss | $50.00 | 12/11/2012 9:14:46 AM |
| rate-advocator7 | $250.00 | 12/11/2012 9:54:23 AM |
| nonattender | $25.00 | 12/11/2012 1:42:35 PM |
| goat0 | $150.00 | 12/11/2012 10:24:03 AM |
| toblerone | $25.00 | 12/11/2012 10:33:01 AM |
| Sagamore | $50.00 | 12/11/2012 10:37:01 AM |
| BostonCapital | $100.00 | 12/11/2012 5:03:34 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:53:31 PM |
| return-point2 | $100.00 | 12/12/2012 9:21:58 AM |
| asset-professor | $25.00 | 12/12/2012 10:04:21 AM |
| WalnutCreekguy | $50.00 | 12/12/2012 10:18:21 AM |
| commerce-venture1 | $25.00 | 12/12/2012 5:18:44 PM |
| Tscheddar | $25.00 | 12/12/2012 5:57:19 PM |
| trumpeter391 | $25.00 | 12/12/2012 8:24:20 PM |
| kenji4861 | $25.00 | 12/13/2012 9:53:07 AM |
| Wildcat23 | $40.00 | 12/13/2012 9:52:10 PM |
| skillful-asset5 | $30.00 | 12/13/2012 7:15:23 PM |
| Kaj | $25.00 | 12/14/2012 10:08:39 AM |
| brilliant-balance | $50.00 | 12/14/2012 10:55:42 AM |
| kevin314 | $25.00 | 12/15/2012 12:25:33 PM |
| aggresive-compassion612 | $25.00 | 12/15/2012 12:08:14 PM |
| enriching-trade2 | $30.00 | 12/15/2012 12:10:08 PM |
| Mucman72 | $25.00 | 12/15/2012 7:00:57 PM |
| investmentgeek | $25.00 | 12/18/2012 7:48:31 PM |
| 907 | $25.00 | 12/18/2012 7:49:41 PM |
| first-friendly-listing | $42.00 | 12/19/2012 9:52:04 AM |
| formula842 | $25.00 | 12/22/2012 4:55:49 AM |
| california111 | $50.00 | 12/22/2012 10:26:24 AM |
| diversification-collider5 | $25.00 | 12/21/2012 5:17:16 PM |
| nex | $25.00 | 12/21/2012 6:26:49 PM |
| payment-gusto | $25.00 | 12/22/2012 12:36:29 PM |
| terrific-dough6 | $50.00 | 12/24/2012 9:16:44 AM |
| Tradesmanlender | $25.00 | 12/24/2012 9:55:51 AM |
| gold-sushi | $50.00 | 12/24/2012 9:22:00 AM |
| dariop | $25.01 | 12/24/2012 9:36:07 AM |
| Cai8899 | $25.00 | 12/24/2012 9:36:45 AM |
| kind-durability-battalion | $125.00 | 12/24/2012 9:55:24 AM |
| social-heart | $25.00 | 12/24/2012 11:06:47 AM |
| productive-note2 | $50.00 | 12/24/2012 10:40:15 AM |
| principal-cooker2 | $50.00 | 12/24/2012 10:16:03 AM |
| Wellman | $25.00 | 12/24/2012 10:16:25 AM |
| Elefunt | $25.00 | 12/24/2012 10:29:09 AM |
| trajectory8 | $25.00 | 12/24/2012 11:02:05 AM |
| fortytwo | $100.00 | 12/24/2012 11:02:54 AM |
| payment-halo | $25.00 | 12/24/2012 2:08:11 PM |
| fantastic-dedication6 | $50.00 | 12/24/2012 3:07:36 PM |
| worthy-bid8 | $400.00 | 12/24/2012 11:38:34 AM |
| new-gold-wrangler | $1,000.00 | 12/24/2012 11:42:30 AM |
| economy-shrubbery6 | $25.00 | 12/24/2012 5:38:07 PM |
| rhin0cerx | $50.00 | 12/24/2012 5:57:52 PM |
| burrito6 | $50.00 | 12/24/2012 6:21:43 PM |
| EBITDA | $25.00 | 12/24/2012 6:21:55 PM |
| global-invest-group | $25.00 | 12/24/2012 11:44:11 AM |
| Beld | $45.00 | 12/24/2012 6:41:56 PM |
| melodious-fairness | $50.00 | 12/24/2012 6:44:23 PM |
| payment-pursuit3 | $25.00 | 12/24/2012 6:50:25 PM |
| bob450-roth | $25.00 | 12/24/2012 1:02:56 PM |
| finance-prescription | $100.00 | 12/24/2012 7:04:44 PM |
| blazing-capital2 | $250.00 | 12/24/2012 7:08:45 PM |
| postalwhiz | $25.00 | 12/24/2012 7:09:55 PM |
| pierrelasvegas | $25.00 | 12/24/2012 2:31:50 PM |
| yield-hut | $25.00 | 12/24/2012 6:03:43 PM |
| bazaar-festivity | $25.00 | 12/24/2012 7:43:11 PM |
| ethical-truth211 | $100.00 | 12/25/2012 2:26:37 AM |
| miamibeachloaner | $25.00 | 12/24/2012 6:48:03 PM |
| kulender | $50.00 | 12/24/2012 5:50:45 PM |
| wwwUniversal | $25.00 | 12/24/2012 6:53:08 PM |
| power-maple122 | $100.00 | 12/25/2012 7:37:32 AM |
| vibraphone3 | $25.00 | 12/24/2012 6:55:10 PM |
| Miklot | $30.00 | 12/24/2012 6:56:53 PM |
| Littlepeng | $25.00 | 12/25/2012 8:42:58 AM |
| red-power-pecan | $50.00 | 12/24/2012 7:01:52 PM |
| MissionMicroFinance | $25.00 | 12/24/2012 6:14:24 PM |
| rescue | $72.00 | 12/24/2012 6:18:46 PM |
| guild221 | $25.00 | 12/24/2012 10:06:00 PM |
| svandgts | $25.00 | 12/24/2012 6:49:24 PM |
| Tylerh | $172.00 | 12/24/2012 6:49:46 PM |
| valiant-liberty4 | $25.00 | 12/24/2012 6:58:30 PM |
| robust-trade | $25.00 | 12/24/2012 7:03:52 PM |
| marketplace-hut9 | $25.00 | 12/24/2012 7:09:10 PM |
| pfh | $25.00 | 12/24/2012 7:19:05 PM |
| commerce-venture1 | $25.00 | 12/24/2012 7:39:09 PM |
| bent300 | $25.00 | 12/24/2012 10:53:00 PM |
| Rulea72 | $25.00 | 12/25/2012 6:27:46 AM |
| Littlepeng | $8.17 | 12/25/2012 8:45:42 AM |
| scoobiedoo | $50.01 | 12/12/2012 7:16:24 PM |
| HereToHelp305 | $50.00 | 12/18/2012 8:08:34 PM |
| zipemdown | $25.00 | 12/11/2012 10:01:16 AM |
| EngineersAlliance | $75.00 | 12/11/2012 10:25:50 AM |
| appetizing-loyalty354 | $25.00 | 12/11/2012 5:11:31 PM |
| Plow_n_Sow | $75.00 | 12/11/2012 5:27:04 PM |
| Edakers | $25.00 | 12/11/2012 1:50:27 PM |
| Nco | $150.00 | 12/11/2012 5:32:52 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:29 PM |
| selector568 | $300.00 | 12/12/2012 9:08:39 AM |
| magnetic-duty4 | $25.00 | 12/12/2012 5:46:21 PM |
| cr8on | $30.00 | 12/12/2012 5:09:19 PM |
| loyalist1 | $150.00 | 12/13/2012 8:07:37 AM |
| intuitive-velocity4 | $25.00 | 12/13/2012 9:28:31 AM |
| Investor_DP | $100.00 | 12/13/2012 10:15:56 AM |
| a-finance-nirvana | $25.00 | 12/14/2012 9:47:05 AM |
| TumbleWeed88 | $25.00 | 12/14/2012 5:54:11 PM |
| liberty-thinker | $25.00 | 12/15/2012 5:19:09 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:51 AM |
| truth-companion | $25.00 | 12/15/2012 10:56:44 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:42 PM |
| power-spartan5 | $25.00 | 12/16/2012 12:43:20 PM |
| bazaar-tulip | $500.00 | 12/16/2012 1:21:57 PM |
| dunkard13 | $200.00 | 12/17/2012 6:28:14 PM |
| Quiza12 | $100.00 | 12/19/2012 11:24:30 AM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:34 PM |
| fantastic-wampum1 | $38.00 | 12/22/2012 12:51:20 PM |
| Weaverville | $25.00 | 12/21/2012 6:05:47 PM |
| nodebtin3 | $25.00 | 12/22/2012 1:10:18 PM |
| Spiceyduck | $100.00 | 12/24/2012 3:28:30 AM |
| careful-vigilance4 | $25.00 | 12/24/2012 10:14:31 AM |
| dough-bear | $25.00 | 12/24/2012 10:20:24 AM |
| first-pragmatic-power | $25.00 | 12/24/2012 9:09:57 AM |
| authoritative-platinum7 | $50.00 | 12/24/2012 10:36:55 AM |
| acropiloterau2002 | $25.00 | 12/24/2012 10:55:51 AM |
| commerce-viking1 | $30.00 | 12/24/2012 11:25:21 AM |
| EL_Papin | $25.00 | 12/24/2012 11:41:28 AM |
| loancrusader | $50.00 | 12/24/2012 11:46:16 AM |
| credible-balance0 | $25.00 | 12/24/2012 12:50:09 PM |
| Bob450 | $25.00 | 12/24/2012 12:50:52 PM |
| Astyanax | $30.00 | 12/24/2012 1:48:24 PM |
| money-baron-Roth401k | $50.00 | 12/24/2012 12:07:59 PM |
| sabot6 | $25.00 | 12/24/2012 4:37:11 PM |
| mummey | $28.00 | 12/24/2012 6:33:03 PM |
| Katburg | $25.00 | 12/24/2012 5:32:55 PM |
| 52digital | $75.00 | 12/24/2012 5:34:16 PM |
| listing-flower2 | $100.00 | 12/24/2012 12:16:54 PM |
| silver-enlightenment0 | $25.00 | 12/24/2012 5:52:24 PM |
| ttnk62918 | $25.00 | 12/24/2012 7:07:20 PM |
| klend4 | $25.00 | 12/24/2012 7:27:08 PM |
| fighter122 | $25.00 | 12/24/2012 7:47:35 PM |
| zone8 | $100.00 | 12/24/2012 6:27:37 PM |
| brondero | $26.00 | 12/24/2012 10:18:19 PM |
| gothampark | $25.00 | 12/24/2012 10:26:04 PM |
| DER | $25.00 | 12/24/2012 5:23:11 PM |
| ethical-truth211 | $200.00 | 12/25/2012 4:17:10 AM |
| davisfl | $25.00 | 12/24/2012 6:43:12 PM |
| PeerlessChino | $25.00 | 12/25/2012 6:37:30 AM |
| CA-Lender | $25.00 | 12/25/2012 8:44:11 AM |
| poetic-reward0 | $25.00 | 12/24/2012 7:03:17 PM |
| payout-paradise5 | $25.00 | 12/24/2012 7:28:13 PM |
| mammalian4 | $50.00 | 12/24/2012 7:51:09 PM |
| TronMedici | $25.00 | 12/24/2012 7:51:46 PM |
| scarecrow4188 | $40.53 | 12/25/2012 4:06:46 AM |
| Whatssofunnybout | $33.00 | 12/24/2012 7:29:12 PM |
| Serenity-Cat | $25.00 | 12/24/2012 11:58:31 PM |
| five-star-order1 | $50.00 | 12/25/2012 2:16:21 AM |
| BGILlender | $36.00 | 12/25/2012 5:39:45 AM |
| vutah | $25.00 | 12/25/2012 6:17:05 AM |
| 111TaxMan | $31.28 | 12/25/2012 6:39:21 AM |
| Zion-CIF | $25.00 | 12/25/2012 6:41:17 AM |
| awesome-generosity4 | $33.00 | 12/25/2012 7:22:05 AM |
| DRS | $25.00 | 12/25/2012 7:52:43 AM |
| community-engine750 | $25.00 | 12/25/2012 8:36:44 AM |
| 162 Investments
|
Borrower Payment Dependent Notes Series
684827
This series of Notes was issued and sold upon the funding of the borrower loan #79946, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $223.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,807 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commerce-recorder |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2012)
|
|
Principal balance:
| $7,214.13 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan: Consolidate credit card
This loan will be used to pay credit card and pay medical bills incurred a few months ago (son)
My financial situation: Is getting better as my income has increased significantly since I finished training and have a significantly higher income
I am a good candidate for this loan because I have long record of paying on time, and have an income that can afford this debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $32.86 | 12/12/2012 5:04:25 PM |
| elephantparty | $50.00 | 12/12/2012 5:36:01 PM |
| Letsboogiedown | $50.00 | 12/12/2012 5:56:52 PM |
| bazaar-tulip | $25.00 | 12/12/2012 6:12:53 PM |
| leodaguy | $100.00 | 12/12/2012 6:01:57 PM |
| cerebral-dollar773 | $25.00 | 12/13/2012 5:09:44 AM |
| mymoneyblog | $25.00 | 12/12/2012 5:22:31 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:23:06 PM |
| LoanerPrincipal | $25.00 | 12/12/2012 6:51:13 PM |
| gravbox | $25.00 | 12/12/2012 6:36:28 PM |
| CreditBuilder2 | $25.01 | 12/12/2012 6:49:58 PM |
| Sagamore | $250.00 | 12/12/2012 7:37:56 PM |
| corporatejim | $32.68 | 12/13/2012 9:39:56 AM |
| kevin314 | $25.00 | 12/13/2012 5:18:11 PM |
| wetlands | $200.00 | 12/13/2012 12:26:43 PM |
| CougarRoar | $25.00 | 12/13/2012 5:16:48 PM |
| windguy | $50.00 | 12/13/2012 12:33:33 PM |
| belief-integrity | $350.00 | 12/13/2012 7:05:12 PM |
| natural-worth9 | $300.00 | 12/14/2012 7:20:05 AM |
| five-star-note | $25.00 | 12/14/2012 11:18:12 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:40 AM |
| Astyanax | $30.00 | 12/15/2012 12:30:09 PM |
| vinayski | $25.00 | 12/15/2012 1:18:35 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:43 PM |
| mighty-return326 | $200.00 | 12/17/2012 5:46:52 AM |
| a-restless-dollar | $35.00 | 12/16/2012 10:43:37 PM |
| themoneydoctor | $50.00 | 12/16/2012 1:35:14 PM |
| pennybypenny | $25.00 | 12/17/2012 9:31:38 AM |
| blueshound | $25.00 | 12/17/2012 7:38:16 AM |
| loot-prescription3 | $25.00 | 12/17/2012 5:07:53 PM |
| steady-silver6 | $50.00 | 12/17/2012 5:10:39 PM |
| Avicell | $25.00 | 12/17/2012 6:05:50 PM |
| radiant-dollar9 | $200.00 | 12/17/2012 5:24:02 PM |
| Guiren | $100.00 | 12/18/2012 12:31:10 PM |
| TechieLender | $50.00 | 12/18/2012 11:41:22 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:54 PM |
| MoneyTree79 | $50.00 | 12/18/2012 6:42:03 PM |
| natural-worth9 | $100.00 | 12/19/2012 10:20:24 AM |
| silver4711 | $100.00 | 12/19/2012 9:48:27 AM |
| purposeful-durability8 | $100.00 | 12/19/2012 9:51:56 AM |
| djs81 | $75.00 | 12/19/2012 10:14:57 AM |
| gain-zeus8 | $50.00 | 12/19/2012 10:42:52 AM |
| greenback-watcher1 | $25.00 | 12/19/2012 7:53:43 PM |
| kingryan | $250.00 | 12/19/2012 5:33:48 PM |
| logical-principal8 | $50.00 | 12/19/2012 5:17:42 PM |
| IP | $25.00 | 12/19/2012 6:14:50 PM |
| prudent-deal662 | $25.00 | 12/20/2012 9:11:58 AM |
| SkinnyFish | $50.00 | 12/20/2012 3:57:18 PM |
| promise2 | $50.00 | 12/20/2012 11:11:38 AM |
| ethical-truth211 | $40.00 | 12/21/2012 2:13:02 AM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:44 PM |
| R3P0MAN | $50.00 | 12/21/2012 2:42:29 AM |
| SageSimCollege | $51.73 | 12/21/2012 11:08:09 AM |
| Neighbor-Bob | $75.00 | 12/20/2012 7:12:10 PM |
| astute-benjamins | $25.00 | 12/21/2012 9:06:55 AM |
| wisebri224 | $25.00 | 12/20/2012 7:29:54 PM |
| revolutionary769 | $150.00 | 12/21/2012 5:29:59 AM |
| Earn_money | $45.00 | 12/21/2012 9:22:31 AM |
| HereToHelp305 | $250.00 | 12/19/2012 4:34:33 PM |
| loan-mongoose1 | $25.00 | 12/12/2012 6:14:44 PM |
| Zolton | $300.00 | 12/12/2012 5:10:04 PM |
| Tscheddar | $25.00 | 12/12/2012 5:52:11 PM |
| trumpeter391 | $25.00 | 12/12/2012 8:21:51 PM |
| entertaining-rate9 | $25.00 | 12/12/2012 5:53:29 PM |
| market-maximizer472 | $25.00 | 12/13/2012 8:55:57 AM |
| availableloan | $25.00 | 12/12/2012 7:13:15 PM |
| cahjoon | $25.00 | 12/13/2012 9:28:40 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:03 PM |
| Capitalincome | $25.00 | 12/13/2012 11:05:26 AM |
| jubilant-capital1 | $25.00 | 12/13/2012 5:44:30 PM |
| janeybooboo | $75.00 | 12/14/2012 8:59:27 AM |
| sprinter | $50.00 | 12/14/2012 10:07:59 AM |
| zchamilton | $50.00 | 12/14/2012 9:45:49 AM |
| supersarah61 | $25.00 | 12/14/2012 4:55:47 PM |
| cilution | $50.00 | 12/14/2012 4:58:35 PM |
| belief-integrity | $350.00 | 12/14/2012 11:30:32 AM |
| first-serene-credit | $25.00 | 12/15/2012 12:36:23 AM |
| valiant-money | $35.00 | 12/15/2012 9:16:41 AM |
| compassion-twister2 | $100.00 | 12/15/2012 10:32:38 AM |
| simplelender80 | $500.00 | 12/15/2012 12:50:33 PM |
| justice-inspector | $25.00 | 12/15/2012 1:48:18 PM |
| RGlad | $100.00 | 12/15/2012 2:50:46 PM |
| gjm6d | $25.00 | 12/16/2012 12:07:38 PM |
| Mountain-Lion-IRA1 | $25.00 | 12/16/2012 4:21:38 AM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:50 AM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:32 PM |
| affluence-microscope2 | $200.00 | 12/17/2012 5:02:21 PM |
| EverettFinancial | $25.00 | 12/17/2012 9:16:19 AM |
| deal-vibrato | $25.00 | 12/17/2012 5:12:01 PM |
| indomitable-coin | $25.00 | 12/17/2012 5:13:51 PM |
| best-bonafide-p2p | $50.00 | 12/17/2012 5:20:46 PM |
| crown-year | $1,000.00 | 12/17/2012 9:50:32 AM |
| Hy-FineAnts-33 | $50.00 | 12/17/2012 5:58:26 PM |
| FL-Lender | $25.00 | 12/17/2012 6:06:36 PM |
| heerzaquestion | $45.00 | 12/17/2012 6:00:30 PM |
| JustMee | $25.00 | 12/18/2012 6:29:24 AM |
| Rockymtnhi | $200.00 | 12/18/2012 10:43:24 AM |
| nimble-money086 | $25.00 | 12/18/2012 11:46:43 AM |
| djmikmik | $250.00 | 12/18/2012 8:04:50 PM |
| Nickle-Back | $30.00 | 12/19/2012 4:22:14 AM |
| money-atizer | $25.00 | 12/19/2012 9:44:16 AM |
| Rivervale_Westwood | $25.00 | 12/19/2012 5:03:02 PM |
| primed | $25.00 | 12/19/2012 8:20:02 PM |
| mlm_invests | $50.00 | 12/19/2012 8:27:00 PM |
| broker048 | $25.00 | 12/20/2012 8:25:01 AM |
| ore-dojo | $50.00 | 12/20/2012 10:19:40 AM |
| MonkeyHero | $50.00 | 12/20/2012 1:43:04 PM |
| best-shiny-hope | $25.00 | 12/20/2012 3:25:30 PM |
| resplendent-income544 | $100.00 | 12/21/2012 7:41:30 AM |
| LiquidLender | $25.00 | 12/20/2012 6:42:02 PM |
| natural-worth9 | $100.00 | 12/21/2012 9:56:23 AM |
| crown-year | $897.72 | 12/21/2012 11:37:35 AM |
| 112 Investments
|
Borrower Payment Dependent Notes Series
685555
This series of Notes was issued and sold upon the funding of the borrower loan #79949, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $21,414.39 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.49% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-25-2012 |
|
|
Lender yield:
| 11.03% |
Borrower rate/APR:
| 12.03% / 14.86% |
Monthly payment:
| $830.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.61% | | |
| |
Estimated return*:
| 7.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1981 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 6y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,886 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| 2futurenow |
Borrower's state:
| Georgia |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 39 ( 93% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $26,000.00 | < 31 days late:
| 3
( 7% )
| 700-719
(Jul-2010)
700-719
(Jan-2010)
660-679
(Nov-2007)
700-719
(Mar-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 42 | | |
Description
Wedding Loan
Purpose of loan:
This loan will be used to.pay for my child's wedding. We are so excited about the engagement but haven't had the time needed to save up! Help us meet our timeline for a late Spring wedding. Thank you for making our dreams come true
My financial situation:
I am a good candidate for this loan because I have previously paid off 2 Prosper loans and have fulltime employment and adequate income. I just do not have savings needed in time for the wedding!.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $47.00 | 12/11/2012 9:02:17 AM |
| prudent-dough458 | $25.00 | 12/11/2012 9:06:03 AM |
| youqianderen | $25.00 | 12/11/2012 9:09:24 AM |
| DreisersFinancier | $50.00 | 12/11/2012 9:57:54 AM |
| entertaining-rate9 | $25.00 | 12/11/2012 9:12:52 AM |
| RGlad | $100.00 | 12/11/2012 10:05:55 AM |
| __A1B2 | $30.00 | 12/11/2012 9:10:06 AM |
| thankful-nickel2 | $55.55 | 12/11/2012 10:09:04 AM |
| jjd2 | $100.00 | 12/11/2012 4:52:17 PM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:05 PM |
| nickel-ferret | $25.00 | 12/11/2012 5:42:01 PM |
| best-bonafide-p2p | $25.00 | 12/11/2012 5:16:47 PM |
| wetlands | $200.00 | 12/11/2012 5:43:56 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:46:25 PM |
| hero007 | $50.00 | 12/13/2012 9:03:59 AM |
| Harry | $33.00 | 12/13/2012 10:15:15 AM |
| bonafide-openness665 | $25.00 | 12/13/2012 9:45:42 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:57 PM |
| loot-prescription3 | $25.00 | 12/13/2012 9:38:54 AM |
| simplelender80 | $185.00 | 12/13/2012 5:31:21 PM |
| deal-vibrato | $25.00 | 12/14/2012 9:31:44 AM |
| just-loyalty643 | $25.00 | 12/15/2012 10:45:59 AM |
| new-orbital-transaction | $50.00 | 12/15/2012 10:44:39 AM |
| PoundSmart | $100.00 | 12/15/2012 11:21:45 AM |
| indomitable-coin | $25.00 | 12/15/2012 12:54:39 PM |
| dollar-tornado3 | $25.00 | 12/15/2012 12:31:40 PM |
| justice-inspector | $25.00 | 12/15/2012 1:48:05 PM |
| benefit-thunder0 | $25.00 | 12/15/2012 5:36:12 PM |
| calbertrand | $25.00 | 12/17/2012 9:29:26 AM |
| mr_haldane | $25.00 | 12/16/2012 1:45:52 PM |
| best-camaraderi-sniffer | $25.00 | 12/17/2012 7:14:57 AM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:22 PM |
| eries | $25.00 | 12/17/2012 5:28:46 PM |
| johnayan | $25.00 | 12/19/2012 9:12:01 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:41 PM |
| 907 | $25.00 | 12/18/2012 7:49:42 PM |
| contract-student2 | $30.00 | 12/19/2012 5:54:06 AM |
| IP | $25.00 | 12/19/2012 6:14:45 PM |
| wealth-watcher3 | $100.00 | 12/20/2012 3:49:38 PM |
| shamonn_p2p | $50.00 | 12/21/2012 9:46:09 AM |
| pure-treasure7 | $50.00 | 12/21/2012 11:28:35 AM |
| euro-grove4 | $25.00 | 12/21/2012 9:39:10 AM |
| platinum-jujitsu8 | $25.00 | 12/21/2012 5:56:36 PM |
| valiant-money | $40.00 | 12/22/2012 10:08:29 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:13:49 PM |
| spoolin18t | $50.00 | 12/23/2012 6:37:10 AM |
| tom203 | $25.00 | 12/23/2012 12:41:46 PM |
| octoberfresh | $25.00 | 12/23/2012 1:39:29 PM |
| peace-adventurer3 | $25.00 | 12/23/2012 2:38:59 PM |
| MrBojangles01 | $25.00 | 12/24/2012 3:22:54 AM |
| cybernosha | $25.00 | 12/24/2012 9:29:29 AM |
| ready-bid9 | $38.00 | 12/24/2012 10:40:11 AM |
| compoundinterest | $25.00 | 12/24/2012 10:19:12 AM |
| affluence-tycoon | $25.00 | 12/24/2012 10:55:00 AM |
| paladin847 | $70.00 | 12/24/2012 10:23:35 AM |
| Tradesmanlender | $25.00 | 12/24/2012 9:55:54 AM |
| silver-explorer6 | $25.00 | 12/24/2012 11:06:01 AM |
| Hiro07 | $25.00 | 12/24/2012 11:09:45 AM |
| RDCoop | $25.00 | 12/24/2012 11:11:41 AM |
| urbane-deal152 | $50.00 | 12/24/2012 11:12:03 AM |
| rs999 | $25.00 | 12/24/2012 11:16:53 AM |
| mrsasman | $25.00 | 12/24/2012 11:22:26 AM |
| adventurer447 | $300.00 | 12/24/2012 11:28:21 AM |
| gain-neutron6 | $25.00 | 12/24/2012 11:56:33 AM |
| rudyindc | $25.00 | 12/24/2012 11:57:22 AM |
| resolute-basis9 | $25.00 | 12/24/2012 11:59:10 AM |
| ahansen | $25.00 | 12/24/2012 10:42:23 AM |
| TennSquire | $25.00 | 12/24/2012 11:12:00 AM |
| bowdish1 | $75.00 | 12/24/2012 12:21:46 PM |
| determined-revenue1 | $28.00 | 12/24/2012 11:13:11 AM |
| TrustPlus | $34.00 | 12/24/2012 5:08:21 PM |
| Thunder08 | $25.00 | 12/24/2012 11:07:48 AM |
| SpareChangeHero | $25.00 | 12/24/2012 5:29:20 PM |
| steamboatgal | $50.00 | 12/24/2012 5:29:54 PM |
| soheagle | $25.00 | 12/24/2012 5:31:45 PM |
| first-favorite-bonus9 | $25.00 | 12/24/2012 11:53:19 AM |
| charming-economy438 | $25.00 | 12/24/2012 5:33:38 PM |
| chestnut4 | $25.00 | 12/24/2012 11:55:02 AM |
| aasx1108 | $25.00 | 12/24/2012 11:15:57 AM |
| mvalley | $25.00 | 12/24/2012 11:17:40 AM |
| ErsatzMike | $25.00 | 12/24/2012 5:47:28 PM |
| dspmn | $25.00 | 12/24/2012 5:48:31 PM |
| funds-pie8 | $50.00 | 12/24/2012 5:50:16 PM |
| ivy-league-MBA | $25.00 | 12/24/2012 11:21:34 AM |
| almar | $25.00 | 12/24/2012 5:52:58 PM |
| SacramentoChad | $25.00 | 12/24/2012 5:53:12 PM |
| vigorous-payment6 | $25.00 | 12/24/2012 11:23:36 AM |
| mtp | $74.00 | 12/24/2012 6:00:15 PM |
| stoopidnoodle | $25.00 | 12/24/2012 6:01:54 PM |
| bb575 | $50.00 | 12/24/2012 2:03:31 PM |
| influential-wampum525 | $25.00 | 12/24/2012 6:09:19 PM |
| spiceguy | $50.00 | 12/24/2012 6:10:22 PM |
| bonanza1973 | $25.00 | 12/24/2012 6:12:08 PM |
| Soxxes | $25.00 | 12/24/2012 6:13:20 PM |
| lDewey | $25.00 | 12/24/2012 6:14:10 PM |
| Daneistes | $43.00 | 12/24/2012 6:15:11 PM |
| dennisuello | $50.00 | 12/24/2012 6:19:23 PM |
| Vegasjim | $25.00 | 12/24/2012 11:41:11 AM |
| Aimvest | $25.00 | 12/24/2012 6:27:40 PM |
| Great-Mom | $25.00 | 12/24/2012 11:44:24 AM |
| krisran | $50.00 | 12/24/2012 6:30:20 PM |
| lostontheedge | $25.00 | 12/24/2012 6:31:34 PM |
| investment-pro4 | $50.00 | 12/24/2012 6:31:40 PM |
| bxdoc | $25.00 | 12/24/2012 6:32:54 PM |
| bid-fort3 | $25.00 | 12/24/2012 5:09:01 PM |
| riproaringrapids | $50.00 | 12/24/2012 5:09:35 PM |
| FigTree | $25.00 | 12/24/2012 5:16:12 PM |
| studious-bonus7 | $100.00 | 12/24/2012 5:20:24 PM |
| brightest-affluence-motivator | $50.00 | 12/24/2012 6:37:41 PM |
| opportunity85 | $25.00 | 12/24/2012 5:23:06 PM |
| iolaire | $25.00 | 12/24/2012 5:24:03 PM |
| Money2Lend_U | $39.00 | 12/24/2012 5:29:15 PM |
| rainorshine47 | $25.00 | 12/24/2012 5:30:14 PM |
| E_G | $50.00 | 12/24/2012 5:34:45 PM |
| dignified-finance | $25.00 | 12/24/2012 6:45:13 PM |
| Jalebi | $25.00 | 12/24/2012 6:47:31 PM |
| runner262 | $25.00 | 12/24/2012 6:48:42 PM |
| fishtale | $25.00 | 12/24/2012 6:53:20 PM |
| emelia | $25.00 | 12/24/2012 6:54:50 PM |
| lowestghost | $35.00 | 12/24/2012 5:49:56 PM |
| ianakacg | $25.00 | 12/24/2012 6:58:48 PM |
| peripatetic | $25.00 | 12/24/2012 5:54:39 PM |
| Carpetkid | $30.00 | 12/24/2012 5:56:40 PM |
| perls | $84.00 | 12/24/2012 5:59:32 PM |
| wtrboy | $25.00 | 12/24/2012 6:01:34 PM |
| harperpotok | $100.00 | 12/24/2012 7:19:02 PM |
| snowball65 | $25.00 | 12/24/2012 6:04:15 PM |
| forceful-nickel6 | $25.00 | 12/24/2012 7:26:43 PM |
| ore-jalapeno4 | $32.00 | 12/24/2012 7:27:32 PM |
| figs4u2 | $100.00 | 12/24/2012 7:31:57 PM |
| chlebie | $50.00 | 12/24/2012 7:34:43 PM |
| OTM84 | $300.00 | 12/24/2012 3:19:04 PM |
| flypenguin | $25.00 | 12/24/2012 6:12:29 PM |
| Cronos | $100.00 | 12/24/2012 6:14:26 PM |
| BayTech | $25.00 | 12/24/2012 6:15:27 PM |
| mammalian4 | $50.00 | 12/24/2012 7:55:32 PM |
| cgkid | $38.00 | 12/24/2012 6:19:56 PM |
| Cpay2Me | $25.00 | 12/24/2012 6:21:01 PM |
| dukeiyer | $25.00 | 12/24/2012 8:08:55 PM |
| successful-generosity | $25.00 | 12/24/2012 5:07:04 PM |
| zzztimbo | $25.00 | 12/24/2012 5:14:45 PM |
| hayman2013 | $25.00 | 12/24/2012 6:29:47 PM |
| financelover | $42.00 | 12/24/2012 5:22:36 PM |
| Redmond | $25.00 | 12/24/2012 6:35:10 PM |
| kingbutthd | $25.00 | 12/24/2012 6:35:48 PM |
| openness-revolutionary567 | $33.00 | 12/24/2012 5:31:26 PM |
| chief64 | $200.00 | 12/24/2012 5:32:01 PM |
| LandE2BG | $25.00 | 12/24/2012 5:44:33 PM |
| HamachiMan | $50.00 | 12/24/2012 5:46:45 PM |
| loan-rider7 | $25.00 | 12/24/2012 6:47:56 PM |
| sympathetic-funds818 | $27.00 | 12/24/2012 5:49:29 PM |
| brazilofmux | $100.00 | 12/24/2012 6:53:45 PM |
| TeamAmerica | $25.00 | 12/24/2012 6:56:07 PM |
| worthy-value1 | $25.00 | 12/24/2012 6:57:03 PM |
| matthart | $25.00 | 12/24/2012 5:56:22 PM |
| zoomdrm57 | $25.00 | 12/24/2012 7:01:43 PM |
| ChrisTJ | $25.00 | 12/24/2012 6:03:16 PM |
| mar97 | $25.00 | 12/24/2012 6:03:37 PM |
| newest-rate-relaxation | $50.00 | 12/24/2012 7:05:07 PM |
| gjh37 | $25.00 | 12/24/2012 7:06:02 PM |
| fantastic-dedication6 | $50.00 | 12/24/2012 6:04:52 PM |
| babokd | $100.00 | 12/24/2012 6:05:19 PM |
| philantist | $25.00 | 12/24/2012 6:08:14 PM |
| Gabriel02 | $25.00 | 12/24/2012 6:09:23 PM |
| shred123 | $25.00 | 12/24/2012 6:14:16 PM |
| checkuto | $25.00 | 12/24/2012 6:17:01 PM |
| adaptable-benefit6 | $25.00 | 12/24/2012 6:19:26 PM |
| Cash-Flow | $1,500.00 | 12/24/2012 6:19:54 PM |
| lending_well | $25.00 | 12/24/2012 6:21:33 PM |
| treasure-dreamer7 | $25.00 | 12/24/2012 7:32:31 PM |
| pious-currency875 | $50.00 | 12/24/2012 6:23:13 PM |
| iamdehaan | $25.00 | 12/24/2012 6:24:50 PM |
| carlover | $25.00 | 12/24/2012 6:24:53 PM |
| dparkhom | $50.00 | 12/24/2012 6:26:29 PM |
| donloah | $25.00 | 12/24/2012 7:42:32 PM |
| rate-mogul | $50.00 | 12/24/2012 6:28:41 PM |
| siesta100 | $25.00 | 12/24/2012 7:49:16 PM |
| TheArtOfLogic | $25.00 | 12/24/2012 6:28:52 PM |
| otalon | $30.00 | 12/24/2012 7:58:45 PM |
| phillipd48 | $25.00 | 12/24/2012 8:00:21 PM |
| flexible-value | $50.00 | 12/24/2012 6:38:02 PM |
| dollardave | $50.00 | 12/24/2012 6:40:53 PM |
| azali | $25.00 | 12/24/2012 6:41:11 PM |
| math1973 | $28.00 | 12/24/2012 6:46:26 PM |
| srgriff | $25.00 | 12/24/2012 6:47:13 PM |
| bent300 | $25.00 | 12/24/2012 10:53:01 PM |
| groovy-watanabe | $25.00 | 12/24/2012 6:54:55 PM |
| five-star-order1 | $50.00 | 12/25/2012 2:16:22 AM |
| meenan | $25.00 | 12/24/2012 6:57:08 PM |
| best-payment-antioxidant | $25.00 | 12/24/2012 6:59:45 PM |
| first-upright-payout | $25.00 | 12/24/2012 7:00:08 PM |
| mooselegs19 | $25.00 | 12/24/2012 7:00:20 PM |
| greenback-museum | $25.00 | 12/24/2012 7:02:37 PM |
| credible-compassion6 | $25.00 | 12/24/2012 7:07:36 PM |
| top-inspired-felicity | $25.00 | 12/25/2012 7:03:39 AM |
| jasperpants | $25.00 | 12/24/2012 7:11:11 PM |
| fireboss | $27.75 | 12/25/2012 7:06:29 AM |
| gojackgo | $46.00 | 12/24/2012 7:12:01 PM |
| the-shrewd-wampum | $45.00 | 12/24/2012 7:12:51 PM |
| Eastern | $50.00 | 12/24/2012 7:20:41 PM |
| Iwillhuntyoudown | $25.00 | 12/24/2012 7:27:13 PM |
| transparency-futurist3 | $25.00 | 12/25/2012 8:59:57 AM |
| efficient-marketplace | $25.00 | 12/25/2012 9:01:27 AM |
| important-penny3 | $25.00 | 12/24/2012 7:40:53 PM |
| cunning-worth5 | $25.00 | 12/24/2012 7:41:34 PM |
| durability-seahorse7 | $25.00 | 12/24/2012 9:05:49 PM |
| historic-value7 | $100.00 | 12/24/2012 10:03:55 PM |
| brewman | $25.00 | 12/25/2012 9:01:32 AM |
| HereToHelp305 | $250.00 | 12/19/2012 4:34:28 PM |
| sharp-platinum326 | $25.00 | 12/11/2012 10:14:17 AM |
| Zolton | $300.00 | 12/11/2012 9:29:18 AM |
| secureincome | $555.00 | 12/11/2012 9:37:25 AM |
| janeybooboo | $74.74 | 12/11/2012 9:47:30 AM |
| Beechturner | $30.00 | 12/11/2012 10:58:27 AM |
| CreditBuilder2 | $25.01 | 12/11/2012 11:09:03 AM |
| moola-accelerator6 | $40.00 | 12/11/2012 10:32:49 AM |
| slimof37 | $25.00 | 12/11/2012 11:21:48 AM |
| Only_Money | $25.00 | 12/11/2012 11:03:03 AM |
| leodaguy | $100.00 | 12/11/2012 11:22:18 AM |
| natural-worth9 | $500.00 | 12/11/2012 12:08:13 PM |
| bazaar-tulip | $25.00 | 12/11/2012 6:24:31 PM |
| JeremyLinFan | $30.00 | 12/11/2012 6:16:05 PM |
| Tscheddar | $25.00 | 12/11/2012 6:17:34 PM |
| frankdelraza | $25.00 | 12/11/2012 10:20:55 PM |
| trumpeter391 | $25.00 | 12/12/2012 9:19:57 AM |
| supersarah61 | $25.00 | 12/12/2012 5:21:01 PM |
| qsolo | $25.00 | 12/13/2012 9:28:26 AM |
| palu2619 | $25.00 | 12/13/2012 12:23:16 PM |
| Avicell | $25.00 | 12/13/2012 6:21:56 PM |
| sprinter | $50.00 | 12/14/2012 10:07:57 AM |
| five-star-note | $25.00 | 12/14/2012 11:18:01 AM |
| money-atizer | $25.00 | 12/14/2012 5:21:28 PM |
| LaGrangeLender | $60.00 | 12/14/2012 5:18:20 PM |
| tolerant-dinero2 | $25.00 | 12/15/2012 10:26:09 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:47 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:42 AM |
| Hy-FineAnts-33 | $50.00 | 12/17/2012 9:14:39 AM |
| lostperception | $25.00 | 12/17/2012 6:50:42 PM |
| Hexnut | $200.00 | 12/17/2012 9:50:31 PM |
| purposeful-durability8 | $100.00 | 12/18/2012 9:04:04 AM |
| elasermd | $100.00 | 12/18/2012 6:30:10 PM |
| 888GoldIngots | $25.00 | 12/18/2012 5:21:43 PM |
| wise-honorable-rate | $25.00 | 12/18/2012 5:44:14 PM |
| benjamins-wasp | $50.00 | 12/18/2012 6:20:06 PM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:33 AM |
| franzzua | $25.00 | 12/19/2012 9:48:46 AM |
| djs81 | $75.00 | 12/19/2012 10:14:53 AM |
| alpha-lending | $25.00 | 12/19/2012 9:35:53 AM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:35 PM |
| kingryan | $250.00 | 12/19/2012 5:33:45 PM |
| natural-liberty4 | $171.00 | 12/19/2012 5:36:45 PM |
| wealth-scout124 | $50.00 | 12/20/2012 10:01:33 AM |
| bill-magnolia5 | $25.00 | 12/20/2012 3:35:34 PM |
| resplendent-income544 | $100.00 | 12/21/2012 7:41:23 AM |
| WhiteInvestor | $27.00 | 12/21/2012 11:22:49 AM |
| excellent-balance196 | $25.00 | 12/21/2012 2:37:27 PM |
| Munnie | $25.00 | 12/21/2012 6:12:56 AM |
| commerce-artisan8 | $50.00 | 12/21/2012 9:41:37 AM |
| enticing-capital6 | $50.00 | 12/21/2012 5:46:38 PM |
| first-credit-meridian | $25.00 | 12/21/2012 5:53:42 PM |
| principal-admirer5 | $25.00 | 12/21/2012 3:41:27 PM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:19 AM |
| california111 | $50.00 | 12/22/2012 10:23:59 AM |
| impeccable-penny | $50.00 | 12/22/2012 8:12:04 AM |
| debt-legend | $25.00 | 12/22/2012 1:18:29 PM |
| nodebtin3 | $25.00 | 12/22/2012 1:10:18 PM |
| 420limo | $150.00 | 12/23/2012 1:24:30 AM |
| rasengan89 | $25.00 | 12/22/2012 4:45:54 PM |
| DadWarbucks | $25.00 | 12/23/2012 2:03:07 PM |
| bosco44 | $25.00 | 12/23/2012 12:30:23 PM |
| social-comet7 | $37.57 | 12/23/2012 6:38:27 AM |
| SkipMcGrath | $50.00 | 12/23/2012 12:01:19 PM |
| TVOpsGuy | $25.00 | 12/24/2012 9:21:31 AM |
| cilynx | $25.00 | 12/23/2012 2:07:09 PM |
| american6 | $50.00 | 12/24/2012 9:46:50 AM |
| benevolent-asset | $25.00 | 12/24/2012 1:38:35 AM |
| listing-trapper3 | $50.00 | 12/24/2012 10:21:10 AM |
| spaldorpv | $52.00 | 12/24/2012 10:32:12 AM |
| trade-burrito4 | $35.00 | 12/24/2012 10:43:44 AM |
| Investoman | $25.00 | 12/24/2012 9:49:32 AM |
| loan-arrow3 | $25.00 | 12/24/2012 10:42:59 AM |
| enthralling-investment | $25.00 | 12/24/2012 11:30:09 AM |
| AFairDeal | $25.00 | 12/24/2012 10:42:28 AM |
| britgsb | $50.00 | 12/24/2012 10:50:00 AM |
| bold-worth-wrangler | $25.00 | 12/24/2012 2:34:45 PM |
| invincible-deal82 | $25.00 | 12/24/2012 11:25:45 AM |
| Clambake | $25.00 | 12/24/2012 10:53:45 AM |
| suave-durability1 | $50.00 | 12/24/2012 11:31:02 AM |
| BJnRJames | $50.00 | 12/24/2012 4:14:01 PM |
| Castellan | $50.00 | 12/24/2012 11:00:46 AM |
| fortytwo | $100.00 | 12/24/2012 11:02:55 AM |
| skro | $25.00 | 12/24/2012 5:07:11 PM |
| ptjg | $100.00 | 12/24/2012 11:04:39 AM |
| open-wealth492 | $25.00 | 12/24/2012 5:09:58 PM |
| point653 | $25.00 | 12/24/2012 5:10:09 PM |
| silver-wonder278 | $50.00 | 12/24/2012 11:05:20 AM |
| ski bum | $37.00 | 12/24/2012 5:16:02 PM |
| Headhunter14 | $39.00 | 12/24/2012 5:19:18 PM |
| egw | $50.00 | 12/24/2012 5:20:39 PM |
| larrybird | $932.00 | 12/24/2012 5:26:31 PM |
| finance_mba | $25.00 | 12/24/2012 5:29:25 PM |
| LendGuy | $50.00 | 12/24/2012 5:33:45 PM |
| marketplace-cello5 | $25.00 | 12/24/2012 5:35:23 PM |
| minista | $25.00 | 12/24/2012 5:38:53 PM |
| Tai | $25.00 | 12/24/2012 5:42:23 PM |
| brandonm78 | $25.00 | 12/24/2012 5:42:31 PM |
| hopethisworks | $25.00 | 12/24/2012 5:50:11 PM |
| benevolent-moola291 | $50.00 | 12/24/2012 5:52:01 PM |
| MBIntl | $100.00 | 12/24/2012 5:56:31 PM |
| skurfa | $25.00 | 12/24/2012 6:01:45 PM |
| JJ9876 | $25.00 | 12/24/2012 6:02:19 PM |
| 6moonbeams | $50.00 | 12/24/2012 6:02:50 PM |
| sparkmeister | $25.00 | 12/24/2012 6:05:00 PM |
| bigballer105 | $47.00 | 12/24/2012 6:05:39 PM |
| DirtyJenga | $25.00 | 12/24/2012 6:12:12 PM |
| authentic-liberty7 | $25.00 | 12/24/2012 11:35:06 AM |
| leeball | $46.00 | 12/24/2012 6:15:01 PM |
| ryuD | $27.00 | 12/24/2012 6:17:11 PM |
| papaman | $25.00 | 12/24/2012 6:23:29 PM |
| skiberdad | $50.00 | 12/24/2012 6:25:13 PM |
| restech | $25.00 | 12/24/2012 6:28:34 PM |
| the-enterprising-leverage | $25.00 | 12/24/2012 6:30:12 PM |
| dospapalotes | $28.00 | 12/24/2012 6:30:31 PM |
| laniac | $50.00 | 12/24/2012 6:30:43 PM |
| pennybypenny | $25.00 | 12/24/2012 5:05:30 PM |
| wonderous-p2ploan3 | $25.00 | 12/24/2012 5:19:42 PM |
| progressive-economy261 | $400.00 | 12/24/2012 5:26:26 PM |
| selfmademan | $25.00 | 12/24/2012 5:26:50 PM |
| dthompso | $47.00 | 12/24/2012 6:42:38 PM |
| Ivan2007 | $50.00 | 12/24/2012 6:44:32 PM |
| market-assembler | $50.00 | 12/24/2012 6:45:01 PM |
| misterhobbs | $25.00 | 12/24/2012 5:36:28 PM |
| Avala | $100.00 | 12/24/2012 6:45:33 PM |
| Brittle | $25.00 | 12/24/2012 6:45:48 PM |
| mrnazraq | $50.00 | 12/24/2012 6:46:58 PM |
| PRGuyinVA | $25.00 | 12/24/2012 5:41:18 PM |
| eudorus | $25.00 | 12/24/2012 5:43:11 PM |
| kchen486 | $50.00 | 12/24/2012 5:43:29 PM |
| lendme2 | $50.00 | 12/24/2012 12:25:38 PM |
| christifa | $50.00 | 12/24/2012 6:54:09 PM |
| djindepth | $50.00 | 12/24/2012 5:47:23 PM |
| miked8303 | $75.00 | 12/24/2012 6:55:33 PM |
| blessedpair | $33.00 | 12/24/2012 7:00:12 PM |
| w3alter | $50.00 | 12/24/2012 7:01:40 PM |
| larslfe | $25.00 | 12/24/2012 7:06:47 PM |
| Koomarbit | $30.00 | 12/24/2012 5:54:56 PM |
| bessbird | $50.00 | 12/24/2012 5:56:34 PM |
| unforgettable-wealth4 | $50.00 | 12/24/2012 6:01:16 PM |
| dood2112 | $25.00 | 12/24/2012 7:12:26 PM |
| brilliant-market680 | $25.00 | 12/24/2012 7:15:22 PM |
| sclark | $25.00 | 12/24/2012 7:15:41 PM |
| rulender | $25.00 | 12/24/2012 7:20:00 PM |
| peace-maximizer8 | $25.00 | 12/24/2012 6:04:12 PM |
| terminal-velocity34 | $25.00 | 12/24/2012 7:22:42 PM |
| luminous-marketplace5 | $25.00 | 12/24/2012 7:28:42 PM |
| Patter256 | $25.00 | 12/24/2012 6:11:37 PM |
| Cheburashka | $30.00 | 12/24/2012 6:14:51 PM |
| gracej | $25.00 | 12/24/2012 7:48:06 PM |
| green-merciful-income | $25.00 | 12/24/2012 7:51:13 PM |
| kelseyshea | $25.00 | 12/24/2012 6:18:35 PM |
| israel15 | $25.00 | 12/24/2012 6:18:43 PM |
| principal-raccoon2 | $50.00 | 12/24/2012 8:01:56 PM |
| MonkeyB | $50.00 | 12/24/2012 8:08:56 PM |
| maldok1 | $25.00 | 12/24/2012 5:06:18 PM |
| commerce-web5 | $25.00 | 12/24/2012 5:09:29 PM |
| red-delectable-reward | $25.00 | 12/24/2012 8:34:46 PM |
| ProjectVenture | $25.00 | 12/24/2012 6:26:41 PM |
| skuba | $50.00 | 12/24/2012 5:18:56 PM |
| loyalty-sherpa | $25.00 | 12/24/2012 6:30:52 PM |
| asya | $27.00 | 12/24/2012 6:34:36 PM |
| chakra | $25.00 | 12/24/2012 6:36:16 PM |
| shawndw | $25.00 | 12/24/2012 5:28:35 PM |
| dajen1 | $40.00 | 12/24/2012 5:29:48 PM |
| dckpolo | $25.00 | 12/24/2012 5:30:32 PM |
| buraky | $50.00 | 12/24/2012 5:35:46 PM |
| a-community-aficionado | $25.00 | 12/24/2012 6:38:50 PM |
| new-marketplace-lyrics | $25.00 | 12/24/2012 5:35:50 PM |
| 4the4ofus | $25.00 | 12/24/2012 6:43:19 PM |
| junecleaver | $25.00 | 12/24/2012 6:44:19 PM |
| PeerlessChino | $30.77 | 12/25/2012 6:38:07 AM |
| derwiki | $25.00 | 12/24/2012 6:46:44 PM |
| bold-liberty-spartan | $25.00 | 12/24/2012 6:48:35 PM |
| verticalhorizon | $50.00 | 12/25/2012 7:19:34 AM |
| Tylerh | $250.00 | 12/24/2012 6:49:47 PM |
| HeroJason86 | $25.00 | 12/24/2012 5:52:40 PM |
| friendly-gold | $25.00 | 12/24/2012 6:56:00 PM |
| hostbank | $65.00 | 12/24/2012 5:55:17 PM |
| dhw1 | $25.00 | 12/24/2012 6:59:25 PM |
| K-investment | $25.00 | 12/24/2012 6:03:27 PM |
| squeebie | $50.00 | 12/24/2012 6:04:32 PM |
| Adam_00 | $50.00 | 12/24/2012 6:05:24 PM |
| ItsJustMe79 | $25.00 | 12/24/2012 6:06:30 PM |
| Alpha-AssistU | $25.00 | 12/24/2012 6:11:52 PM |
| LittlePiggyBank | $25.00 | 12/24/2012 6:20:40 PM |
| syounker | $25.00 | 12/24/2012 6:21:29 PM |
| best-marketologist | $25.00 | 12/24/2012 6:21:47 PM |
| rcm87 | $50.00 | 12/24/2012 6:22:57 PM |
| loan-wasp | $50.00 | 12/24/2012 7:39:13 PM |
| Loan-trust25 | $25.00 | 12/24/2012 7:43:10 PM |
| WorldlyWorker | $25.00 | 12/24/2012 6:28:39 PM |
| bold-yield-rumbler | $25.00 | 12/24/2012 7:51:24 PM |
| jsw7us | $50.00 | 12/24/2012 6:32:20 PM |
| takarlstad | $25.00 | 12/24/2012 6:33:18 PM |
| moltopaolo | $50.00 | 12/24/2012 6:33:44 PM |
| EnergyEngr | $25.00 | 12/24/2012 6:39:19 PM |
| Pasagam | $37.00 | 12/24/2012 6:42:30 PM |
| geemel | $25.00 | 12/24/2012 6:46:18 PM |
| Kravcorp | $25.00 | 12/24/2012 6:54:04 PM |
| BorthersKeeper | $25.00 | 12/25/2012 3:15:14 AM |
| uncleharold | $25.00 | 12/24/2012 7:13:22 PM |
| topper480 | $25.00 | 12/24/2012 7:20:30 PM |
| jedi053 | $82.00 | 12/25/2012 9:00:33 AM |
| value-wind0 | $50.00 | 12/25/2012 9:00:40 AM |
| commerce-baron5 | $25.00 | 12/24/2012 7:50:25 PM |
| fair-funds | $25.00 | 12/24/2012 8:03:32 PM |
| hl8428 | $30.00 | 12/25/2012 7:59:33 AM |
| 416 Investments
|
Borrower Payment Dependent Notes Series
685573
This series of Notes was issued and sold upon the funding of the borrower loan #79913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,228.14 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.74% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-26-2012 |
|
|
Lender yield:
| 14.64% |
Borrower rate/APR:
| 15.64% / 17.98% |
Monthly payment:
| $361.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.06% | | |
| |
Estimated return*:
| 10.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $48 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| velocity-escalator |
Borrower's state:
| Wyoming |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 0 ( 0% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 3
( 100% )
| 660-679
(Oct-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
Baby & Adoption Loans
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| HereToHelp305 | $250.00 | 12/19/2012 4:34:33 PM |
| Zolton | $300.00 | 12/12/2012 5:10:06 PM |
| entertaining-rate9 | $25.00 | 12/12/2012 5:53:30 PM |
| Tscheddar | $25.00 | 12/12/2012 5:52:12 PM |
| bazaar-tulip | $25.00 | 12/12/2012 6:12:55 PM |
| Sagamore | $50.00 | 12/12/2012 5:15:20 PM |
| marwadi-62 | $200.00 | 12/12/2012 7:51:07 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:04 PM |
| zchamilton | $50.00 | 12/14/2012 9:45:50 AM |
| creative-p2p0 | $40.00 | 12/14/2012 10:23:38 PM |
| LaGrangeLender | $57.00 | 12/15/2012 1:03:19 PM |
| thankful-nickel2 | $25.00 | 12/15/2012 8:39:37 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:50 AM |
| indomitable-coin | $25.00 | 12/17/2012 5:13:52 PM |
| loot-prescription3 | $25.00 | 12/17/2012 5:07:53 PM |
| deal-vibrato | $25.00 | 12/17/2012 5:12:03 PM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:33 PM |
| Hy-FineAnts-33 | $50.00 | 12/17/2012 5:58:27 PM |
| Avicell | $25.00 | 12/19/2012 9:31:50 AM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:44 PM |
| resplendent-income544 | $100.00 | 12/21/2012 7:41:31 AM |
| nodebtin3 | $25.00 | 12/22/2012 1:10:26 PM |
| youthful-currency9 | $126.83 | 12/22/2012 3:27:28 AM |
| ATWSPOON | $25.00 | 12/22/2012 12:45:15 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:23 PM |
| top-blissful-dedication | $25.00 | 12/24/2012 9:10:49 AM |
| california111 | $25.00 | 12/23/2012 4:42:26 PM |
| sandcrabsailor | $50.00 | 12/24/2012 9:59:15 AM |
| ATLANTAHELP | $422.81 | 12/24/2012 7:54:02 AM |
| elasermd | $100.00 | 12/24/2012 10:26:49 AM |
| NoCal | $50.00 | 12/24/2012 10:40:05 AM |
| OTM84 | $200.00 | 12/24/2012 3:27:18 PM |
| BJnRJames | $25.00 | 12/24/2012 4:21:28 PM |
| fernor | $25.00 | 12/24/2012 6:12:46 PM |
| treasure-generator | $25.00 | 12/24/2012 6:39:49 PM |
| community-seahorse0 | $25.00 | 12/24/2012 6:34:33 PM |
| Jalebi | $25.00 | 12/25/2012 9:41:51 AM |
| red-delectable-reward | $25.00 | 12/24/2012 8:34:48 PM |
| managedfund | $743.00 | 12/25/2012 9:05:25 AM |
| suave-durability1 | $50.00 | 12/25/2012 9:37:35 AM |
| valiant-pound8 | $113.90 | 12/25/2012 11:32:17 AM |
| KoJack9 | $40.00 | 12/25/2012 6:09:27 PM |
| sparky1129 | $50.00 | 12/26/2012 8:34:21 AM |
| Froggy246 | $25.00 | 12/25/2012 7:45:18 PM |
| bold-worth-wrangler | $25.00 | 12/26/2012 9:53:13 AM |
| ivy-league-MBA | $25.00 | 12/26/2012 9:59:10 AM |
| leverage-dolphin | $25.00 | 12/26/2012 5:18:23 AM |
| well-mannered-income3 | $100.00 | 12/26/2012 6:25:28 AM |
| xtrabuck | $50.00 | 12/26/2012 7:19:44 AM |
| natural-liberty4 | $200.00 | 12/26/2012 9:46:56 AM |
| listing-reformation8 | $25.00 | 12/26/2012 9:04:33 AM |
| Arvicco | $400.00 | 12/26/2012 9:56:20 AM |
| brightest-momentous-income | $100.00 | 12/26/2012 9:15:02 AM |
| Queueball1 | $25.00 | 12/26/2012 11:16:12 AM |
| jdtv | $25.00 | 12/26/2012 10:12:52 AM |
| bowdish1 | $75.00 | 12/26/2012 11:21:30 AM |
| zone6 | $100.00 | 12/26/2012 11:29:25 AM |
| resolute-basis9 | $25.00 | 12/26/2012 11:32:12 AM |
| enjoyletsbothgain | $32.30 | 12/26/2012 10:28:34 AM |
| Rogesparkguy | $25.00 | 12/26/2012 12:23:11 PM |
| chazz02 | $25.00 | 12/26/2012 9:57:11 AM |
| InvestmentFund | $27.42 | 12/26/2012 3:12:31 PM |
| worthy-value1 | $25.00 | 12/26/2012 11:22:36 AM |
| investment-sapling | $50.00 | 12/26/2012 3:56:52 PM |
| emelia | $25.00 | 12/26/2012 11:23:48 AM |
| brandall | $25.00 | 12/26/2012 4:18:21 PM |
| astute-benjamins | $25.00 | 12/26/2012 11:28:51 AM |
| yield-voyager8 | $25.00 | 12/26/2012 4:31:45 PM |
| timmsc | $25.00 | 12/26/2012 12:00:49 PM |
| punctual-coin1 | $25.00 | 12/26/2012 12:22:28 PM |
| bold-luminous-wealth | $25.00 | 12/26/2012 5:01:09 PM |
| mtquan | $25.00 | 12/26/2012 10:41:51 AM |
| rockhound84 | $25.00 | 12/26/2012 10:50:49 AM |
| flypenguin | $25.00 | 12/26/2012 10:52:30 AM |
| ChrisTJ | $25.00 | 12/26/2012 11:04:34 AM |
| a-sentimental-return9 | $25.00 | 12/26/2012 11:18:15 AM |
| fund-booster4 | $25.00 | 12/26/2012 3:44:33 PM |
| brilliant-market680 | $25.00 | 12/26/2012 11:28:27 AM |
| determined-bill5 | $100.00 | 12/26/2012 4:41:08 PM |
| FlexTech24 | $25.30 | 12/26/2012 11:56:28 AM |
| principal-equalizer | $30.10 | 12/26/2012 11:59:54 AM |
| debtfree_lender_777 | $25.00 | 12/26/2012 12:49:34 PM |
| likeable-money4 | $25.00 | 12/26/2012 2:42:13 PM |
| MoneyForNothing | $25.00 | 12/26/2012 4:58:19 PM |
| don8ter | $50.00 | 12/26/2012 5:00:56 PM |
| loan-mole8 | $25.00 | 12/26/2012 5:01:35 PM |
| commerce-venture1 | $25.00 | 12/12/2012 5:11:02 PM |
| DreisersFinancier | $50.00 | 12/12/2012 5:07:39 PM |
| CreditBuilder2 | $25.01 | 12/12/2012 6:49:59 PM |
| trumpeter391 | $25.00 | 12/12/2012 8:21:08 PM |
| janeybooboo | $75.00 | 12/13/2012 9:23:03 AM |
| bid-youngster026 | $25.00 | 12/13/2012 10:16:12 AM |
| wetlands | $200.00 | 12/13/2012 12:26:44 PM |
| nex | $25.00 | 12/13/2012 6:48:22 PM |
| sprinter | $50.00 | 12/14/2012 10:07:59 AM |
| five-star-note | $25.00 | 12/14/2012 11:18:13 AM |
| supersarah61 | $25.00 | 12/14/2012 4:55:47 PM |
| Astyanax | $30.00 | 12/15/2012 12:50:38 PM |
| justice-inspector | $25.00 | 12/15/2012 1:48:19 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:46 PM |
| simplelender80 | $500.00 | 12/16/2012 12:52:26 PM |
| affluence-microscope2 | $200.00 | 12/17/2012 5:02:22 PM |
| radiant-dollar9 | $200.00 | 12/17/2012 5:24:02 PM |
| VicSpi | $100.00 | 12/17/2012 6:06:17 PM |
| finance-mangrove4 | $50.00 | 12/18/2012 10:53:29 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:55 PM |
| kingryan | $250.00 | 12/19/2012 5:33:48 PM |
| purposeful-durability8 | $100.00 | 12/19/2012 5:37:39 PM |
| logical-principal8 | $50.00 | 12/19/2012 5:17:42 PM |
| IP | $25.00 | 12/19/2012 6:14:50 PM |
| arckinteractive | $25.00 | 12/20/2012 7:21:37 PM |
| credit-adventurer313 | $75.00 | 12/21/2012 5:18:23 AM |
| ell25 | $25.00 | 12/22/2012 1:05:20 PM |
| impeccable-penny | $50.00 | 12/22/2012 8:12:09 AM |
| franzzua | $25.00 | 12/23/2012 12:55:47 PM |
| debt-legend | $25.00 | 12/22/2012 1:18:34 PM |
| DadWarbucks | $25.00 | 12/24/2012 6:43:15 PM |
| compoundinterest | $25.00 | 12/24/2012 5:09:49 PM |
| ptjg | $100.00 | 12/24/2012 6:31:54 PM |
| fantastic-dedication6 | $50.00 | 12/25/2012 9:08:36 AM |
| hitsman | $50.00 | 12/25/2012 9:59:25 AM |
| transparency-futurist3 | $25.00 | 12/25/2012 9:08:51 AM |
| Barrayaran | $25.00 | 12/24/2012 8:31:22 PM |
| Aimvest | $25.00 | 12/25/2012 10:19:35 AM |
| helpinghand63 | $25.00 | 12/25/2012 9:33:04 AM |
| Investoman | $25.00 | 12/25/2012 9:59:52 AM |
| Quality_Matters | $156.47 | 12/25/2012 10:17:01 AM |
| friedokra | $25.00 | 12/25/2012 6:05:19 PM |
| loyalty-cupcake6 | $25.00 | 12/25/2012 7:06:25 PM |
| anacent | $25.00 | 12/25/2012 11:14:54 AM |
| moola-accelerator6 | $25.00 | 12/25/2012 12:35:31 PM |
| helpu27 | $30.00 | 12/25/2012 9:30:04 PM |
| dime-vista2 | $25.00 | 12/25/2012 1:00:49 PM |
| reward-dynamo | $25.00 | 12/25/2012 4:19:59 PM |
| penny-firestarter | $25.00 | 12/25/2012 6:46:47 PM |
| natural-balance881 | $40.00 | 12/25/2012 7:09:00 PM |
| lending401 | $50.00 | 12/25/2012 10:05:17 PM |
| dunox | $75.00 | 12/26/2012 9:18:28 AM |
| ResQDoc | $25.00 | 12/25/2012 3:55:23 PM |
| axp2000 | $100.00 | 12/25/2012 5:42:04 PM |
| treasure-hunter270 | $50.00 | 12/26/2012 7:38:05 AM |
| benjamins-nest | $550.00 | 12/26/2012 9:19:25 AM |
| macjp123 | $50.00 | 12/26/2012 10:27:59 AM |
| Cheburashka | $30.00 | 12/26/2012 10:38:10 AM |
| TennSquire | $25.00 | 12/26/2012 10:40:16 AM |
| cfinley106 | $25.00 | 12/26/2012 10:41:43 AM |
| enchanted-note14 | $25.00 | 12/26/2012 9:46:35 AM |
| emphatic-responsibility | $41.00 | 12/26/2012 9:51:31 AM |
| duty-gusto6 | $75.00 | 12/26/2012 9:54:07 AM |
| lamsabuy | $200.00 | 12/26/2012 9:54:51 AM |
| LeReve | $500.00 | 12/26/2012 9:56:48 AM |
| market-assembler | $45.00 | 12/26/2012 10:19:30 AM |
| mike279766 | $30.00 | 12/26/2012 10:24:12 AM |
| benevolent-loot5 | $200.00 | 12/26/2012 9:26:46 AM |
| The_Minimalist | $25.00 | 12/26/2012 12:34:22 PM |
| swerve1317 | $25.00 | 12/26/2012 1:09:00 PM |
| otto3investments | $25.00 | 12/26/2012 2:24:35 PM |
| educationfirst | $25.00 | 12/26/2012 10:08:10 AM |
| first-favorite-bonus9 | $25.00 | 12/26/2012 11:19:02 AM |
| luminous-marketplace5 | $25.00 | 12/26/2012 11:22:17 AM |
| 6515Wheat | $25.00 | 12/26/2012 11:23:36 AM |
| value-pouch | $40.00 | 12/26/2012 11:26:17 AM |
| cash-spinner | $25.00 | 12/26/2012 10:28:26 AM |
| Nikelaos | $25.00 | 12/26/2012 5:01:02 PM |
| iolaire | $25.00 | 12/26/2012 5:01:31 PM |
| the-silver-blaster | $75.00 | 12/26/2012 10:49:03 AM |
| chief64 | $200.00 | 12/26/2012 10:58:55 AM |
| networks4ever | $25.00 | 12/26/2012 11:12:54 AM |
| Herluftrolle | $25.00 | 12/26/2012 11:14:00 AM |
| Ducatiman1978 | $25.00 | 12/26/2012 11:20:28 AM |
| balance-voyager | $27.00 | 12/26/2012 11:21:57 AM |
| authentic-liberty7 | $25.00 | 12/26/2012 11:24:39 AM |
| ninjazx10rida | $25.00 | 12/26/2012 11:28:46 AM |
| currency-persimmon | $25.00 | 12/26/2012 12:31:57 PM |
| deal-bison6 | $25.00 | 12/26/2012 4:52:03 PM |
| ujiba | $50.00 | 12/26/2012 5:00:34 PM |
| vigilance-spinner3 | $25.00 | 12/26/2012 2:22:53 PM |
| payment-associate5 | $100.00 | 12/26/2012 2:34:17 PM |
| 178 Investments
|
Borrower Payment Dependent Notes Series
685867
This series of Notes was issued and sold upon the funding of the borrower loan #79907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $260.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
8 | Length of status: | 15y 10m |
|
Amount delinquent:
| $130 |
Total credit lines:
| 35 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,590 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| breathtaking-gain270 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate expenses into one monthly payment.
My financial situation:
I am a good candidate for this loan because I have been in the officer in the Navy for 16 years and am 4 years away from retiring as a Lt. Commander. I have a positive income to debt ratio and have a solid payment history on all credit for the past 4 years.
Monthly net income: $8,000
Monthly expenses: $
Housing: $2,000
Insurance: $
Car expenses: $ 300
Utilities: $700
Phone, cable, internet: $400
Food, entertainment: $500
Clothing, household expenses: $ 500
Credit cards and other loans: $1,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| natural-affluence6 | $25.00 | 12/12/2012 9:02:15 PM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:25 PM |
| DasMula | $25.00 | 12/12/2012 9:05:13 AM |
| felicity-contributor3 | $50.00 | 12/12/2012 9:15:24 AM |
| selector568 | $300.00 | 12/12/2012 9:08:42 AM |
| cr8on | $30.00 | 12/12/2012 9:47:05 AM |
| transaction-seahorse0 | $25.00 | 12/12/2012 10:07:06 AM |
| zone6 | $100.00 | 12/12/2012 10:18:51 AM |
| EngineersAlliance | $75.00 | 12/12/2012 9:51:56 AM |
| handy-justice | $100.00 | 12/12/2012 9:13:35 AM |
| LuvToLend | $25.00 | 12/12/2012 9:15:23 AM |
| BostonCapital | $100.00 | 12/12/2012 9:20:53 AM |
| RGlad | $150.00 | 12/12/2012 9:34:03 AM |
| open-minded-p2p1 | $25.00 | 12/12/2012 9:35:48 AM |
| toblerone | $25.00 | 12/12/2012 9:43:32 AM |
| valiant-return584 | $50.00 | 12/12/2012 9:50:43 AM |
| nonattender | $29.74 | 12/12/2012 9:56:36 AM |
| Gregger | $100.00 | 12/12/2012 1:25:33 PM |
| DevinHill_IRA | $25.00 | 12/12/2012 5:34:56 PM |
| Edakers | $25.00 | 12/12/2012 10:55:22 AM |
| commerce-venture1 | $250.00 | 12/12/2012 4:57:00 PM |
| Tscheddar | $25.00 | 12/12/2012 6:00:22 PM |
| 113121 | $500.00 | 12/12/2012 7:59:28 PM |
| gotjack-IRA | $25.02 | 12/12/2012 8:08:43 PM |
| kenji4861 | $25.00 | 12/13/2012 9:53:10 AM |
| CA-Lender | $25.00 | 12/13/2012 11:43:08 AM |
| berniemadeoff | $75.00 | 12/13/2012 2:24:14 PM |
| moneylender25 | $25.00 | 12/13/2012 5:13:41 PM |
| listing-enlightenment1 | $80.00 | 12/13/2012 6:43:34 PM |
| Risk4Reward | $25.00 | 12/14/2012 9:48:32 AM |
| listing-enlightenment1 | $100.00 | 12/14/2012 10:02:29 AM |
| Investor_DP | $86.00 | 12/14/2012 10:20:56 AM |
| ethical-truth211 | $500.00 | 12/15/2012 1:12:22 PM |
| Mucman72 | $25.00 | 12/15/2012 7:01:00 PM |
| the_spook | $30.11 | 12/16/2012 4:08:27 PM |
| hellasow | $25.01 | 12/15/2012 9:08:33 PM |
| Land_on_your_feet | $29.00 | 12/17/2012 5:53:01 AM |
| courteous-platinum7 | $25.00 | 12/17/2012 7:55:15 AM |
| gold-reformer3 | $25.00 | 12/17/2012 8:07:59 AM |
| glroark | $100.00 | 12/17/2012 10:53:11 AM |
| compatible-deal9 | $25.00 | 12/17/2012 12:38:27 PM |
| toomanyfishtanks | $25.00 | 12/17/2012 3:47:16 PM |
| bailey7563 | $25.00 | 12/18/2012 9:22:02 AM |
| zorg77 | $100.00 | 12/18/2012 1:30:10 PM |
| ResQDoc | $25.00 | 12/19/2012 4:11:48 AM |
| Lubava | $50.00 | 12/18/2012 7:29:10 PM |
| investmentgeek | $25.00 | 12/18/2012 7:49:18 PM |
| stock106 | $33.82 | 12/19/2012 6:53:57 AM |
| 907 | $25.00 | 12/18/2012 7:49:47 PM |
| Kapitaal | $25.00 | 12/19/2012 11:33:46 AM |
| greencat | $50.00 | 12/19/2012 3:47:06 PM |
| silver-plato | $75.00 | 12/19/2012 10:50:59 AM |
| avm-the-investor | $100.00 | 12/19/2012 11:55:14 PM |
| Enz0 | $74.62 | 12/20/2012 3:12:20 AM |
| Nco | $150.00 | 12/12/2012 9:12:14 AM |
| return-point2 | $100.00 | 12/12/2012 9:22:02 AM |
| blackstar | $47.29 | 12/12/2012 9:35:46 AM |
| orange-preeminant-bill | $50.00 | 12/12/2012 10:09:56 AM |
| janeybooboo | $100.00 | 12/12/2012 9:04:47 AM |
| trumpeter391 | $75.00 | 12/12/2012 9:12:58 AM |
| zipemdown | $25.00 | 12/12/2012 10:02:19 AM |
| WalnutCreekguy | $50.00 | 12/12/2012 10:18:26 AM |
| truth-companion | $100.00 | 12/12/2012 10:48:51 AM |
| asset-professor | $25.00 | 12/12/2012 10:04:26 AM |
| youthful-peace4 | $55.11 | 12/12/2012 12:37:17 PM |
| commerce-venture1 | $240.30 | 12/12/2012 5:23:02 PM |
| methodical-interest039 | $26.00 | 12/12/2012 6:40:12 PM |
| reaction18 | $25.02 | 12/12/2012 8:06:46 PM |
| euro-eagle1 | $28.30 | 12/13/2012 7:26:04 AM |
| unbeatable-credit1 | $50.00 | 12/13/2012 12:56:31 PM |
| djh47a | $25.00 | 12/13/2012 9:24:05 PM |
| five-star-note | $25.00 | 12/14/2012 11:00:33 AM |
| spiff666 | $26.66 | 12/14/2012 2:33:31 PM |
| bizlending | $500.00 | 12/15/2012 8:10:39 AM |
| credit-missile | $73.00 | 12/15/2012 1:06:11 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:14 PM |
| Helenska11 | $100.00 | 12/16/2012 7:20:15 AM |
| LittleMingo | $25.00 | 12/16/2012 4:18:15 AM |
| Leshan | $50.00 | 12/17/2012 7:52:16 AM |
| saver266 | $25.00 | 12/16/2012 5:01:34 PM |
| Colorado2006 | $25.00 | 12/17/2012 8:44:48 AM |
| Kaj | $25.00 | 12/17/2012 9:29:03 AM |
| katnmouse | $30.00 | 12/17/2012 4:34:17 PM |
| burgeoning-affluence5 | $50.00 | 12/17/2012 8:30:40 PM |
| beer-gardener | $30.00 | 12/18/2012 10:24:07 AM |
| power-lightning9 | $25.00 | 12/17/2012 7:40:48 PM |
| mammalian4 | $25.00 | 12/18/2012 2:44:01 PM |
| jebber007 | $40.00 | 12/18/2012 6:24:36 PM |
| availableloan | $25.00 | 12/18/2012 11:30:33 PM |
| Red_Dawn | $25.00 | 12/19/2012 7:43:37 AM |
| investmentgroup | $50.00 | 12/19/2012 3:59:55 AM |
| djmikmik | $25.00 | 12/19/2012 10:02:17 AM |
| justsk8tingby | $25.00 | 12/19/2012 9:19:13 AM |
| moneyforthehoney | $35.00 | 12/19/2012 4:50:13 PM |
| beans53 | $25.00 | 12/19/2012 12:40:50 PM |
| unassailable-funds754 | $25.00 | 12/19/2012 6:04:47 PM |
| 96 Investments
|
Borrower Payment Dependent Notes Series
685971
This series of Notes was issued and sold upon the funding of the borrower loan #79521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-26-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 3
/
2 | Length of status: | 0y 0m |
|
Amount delinquent:
| $11,591 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $204 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-nickel-recorder |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Real Estate
This loan will be used to...Aid in purchasing a rental property
My financial situation: Good
I am a good candidate for this loan because...
I am a Retired military veteran and i have a vision for placing special needs veterans in homes
Monthly net income: $46,656
Monthly expenses: $1,150
Housing: $700
Insurance: $172
Car expenses: $ 100
Utilities: $75
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $100.00 | 12/12/2012 5:59:03 PM |
| diplomatic-wealth7 | $25.00 | 12/20/2012 5:29:11 PM |
| Weaverville | $25.00 | 12/21/2012 6:06:03 PM |
| nex | $25.00 | 12/21/2012 6:27:04 PM |
| gain-expert | $37.00 | 12/22/2012 10:16:27 AM |
| california111 | $50.00 | 12/22/2012 10:26:28 AM |
| pennybypenny | $25.00 | 12/24/2012 9:53:42 AM |
| loyalty-cupcake6 | $25.00 | 12/24/2012 7:50:45 AM |
| kevin314 | $25.00 | 12/24/2012 11:12:35 AM |
| affluence-broker | $25.00 | 12/25/2012 10:04:41 AM |
| reward-adventure | $50.00 | 12/25/2012 6:38:23 PM |
| capital-galaxy | $310.00 | 12/26/2012 3:30:22 PM |
| PadreAyudate | $25.00 | 12/26/2012 2:41:09 PM |
| GourmetPizzaGuy | $75.00 | 12/26/2012 1:44:46 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:24:51 PM |
| trumpeter391 | $25.00 | 12/22/2012 11:03:56 AM |
| businessbroker101 | $50.00 | 12/22/2012 12:20:32 PM |
| Mucman72 | $25.00 | 12/23/2012 2:41:57 AM |
| mrxtravis | $25.00 | 12/24/2012 11:43:55 AM |
| Cybercusp | $25.00 | 12/24/2012 7:19:56 PM |
| rabbidlender | $25.00 | 12/25/2012 5:54:28 PM |
| rce1964 | $25.00 | 12/26/2012 11:43:48 AM |
| natural-liberty4 | $200.00 | 12/26/2012 9:49:51 AM |
| the-hope-workhorse | $25.00 | 12/26/2012 3:06:20 PM |
| cac1966 | $25.00 | 12/26/2012 3:14:14 PM |
| tolerant-responsibility051 | $628.00 | 12/26/2012 12:50:48 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
686151
This series of Notes was issued and sold upon the funding of the borrower loan #79825, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,771.12 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.24% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-26-2012 |
|
|
Lender yield:
| 13.21% |
Borrower rate/APR:
| 14.21% / 16.52% |
Monthly payment:
| $397.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.74% | | |
| |
Estimated return*:
| 9.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,871 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| RGI |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 85% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 2
( 15% )
| 740-759
(Sep-2009)
720-739
(Jan-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Consilidate Debt/Purchase Home
Purpose of loan:
This loan will be used to...payoff my existing debt and car note. This will allow me a lower monthly payment and an opportunity to put money away for a down payment on my first home purchase.
My financial situation:
I am a good candidate for this loan because...I have a good career and have been steadily employed for the past 19 years. I beleive in hard work, and the positive results that result.
Monthly net income: $7000
Monthly expenses: $300
Housing: $0
Insurance: $135
Car expenses: $1075
Utilities: $0
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| HereToHelp305 | $250.00 | 12/19/2012 4:34:34 PM |
| Zolton | $300.00 | 12/12/2012 5:10:10 PM |
| Tscheddar | $25.00 | 12/12/2012 5:52:13 PM |
| loan-mongoose1 | $25.00 | 12/12/2012 6:14:47 PM |
| gravbox | $25.00 | 12/12/2012 6:36:30 PM |
| bazaar-tulip | $25.00 | 12/12/2012 6:13:03 PM |
| bonafide-yield351 | $25.00 | 12/13/2012 8:06:09 AM |
| Mikale360 | $25.00 | 12/13/2012 7:13:46 AM |
| slimof37 | $25.00 | 12/13/2012 9:32:59 AM |
| wetlands | $200.00 | 12/13/2012 12:26:44 PM |
| windguy | $50.00 | 12/13/2012 12:33:34 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:05 PM |
| rich329 | $25.00 | 12/13/2012 2:53:53 PM |
| five-star-note | $25.00 | 12/14/2012 11:18:13 AM |
| sprinter | $50.00 | 12/14/2012 10:08:00 AM |
| justice-inspector | $25.00 | 12/15/2012 1:48:21 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:50 PM |
| simplelender80 | $500.00 | 12/17/2012 9:28:07 AM |
| indomitable-coin | $25.00 | 12/17/2012 5:13:55 PM |
| loot-prescription3 | $25.00 | 12/17/2012 5:07:54 PM |
| deal-vibrato | $25.00 | 12/17/2012 5:12:04 PM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:33 PM |
| important-trade094 | $25.00 | 12/19/2012 6:01:32 AM |
| djs81 | $75.00 | 12/19/2012 5:01:52 PM |
| Avicell | $25.00 | 12/19/2012 6:22:42 PM |
| broker048 | $25.00 | 12/20/2012 9:04:27 AM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:45 PM |
| commerce-yeller | $75.00 | 12/21/2012 5:10:53 AM |
| resplendent-income544 | $100.00 | 12/21/2012 7:41:32 AM |
| tornado351 | $25.00 | 12/24/2012 7:39:09 AM |
| california111 | $25.00 | 12/23/2012 4:42:27 PM |
| franzzua | $25.00 | 12/24/2012 9:42:02 AM |
| Astyanax | $30.00 | 12/24/2012 12:42:55 PM |
| hl8428 | $30.00 | 12/25/2012 8:00:07 AM |
| transparency-futurist3 | $25.00 | 12/25/2012 9:08:52 AM |
| Jalebi | $25.00 | 12/25/2012 9:41:52 AM |
| red-delectable-reward | $25.00 | 12/24/2012 8:34:49 PM |
| DadWarbucks | $25.00 | 12/25/2012 10:00:39 AM |
| jonmars | $25.00 | 12/25/2012 10:13:30 AM |
| bonus-quark4 | $25.00 | 12/25/2012 4:52:09 PM |
| managedfund | $1,333.00 | 12/26/2012 9:07:24 AM |
| anacent | $25.00 | 12/25/2012 11:14:55 AM |
| chief64 | $200.00 | 12/26/2012 10:58:56 AM |
| jdtv | $25.00 | 12/26/2012 10:16:23 AM |
| value-pouch | $40.00 | 12/26/2012 11:26:18 AM |
| astute-benjamins | $25.00 | 12/26/2012 11:29:24 AM |
| Cheburashka | $30.00 | 12/26/2012 10:38:10 AM |
| LeReve | $500.00 | 12/26/2012 9:56:50 AM |
| dynamic-platinum | $25.00 | 12/26/2012 11:14:35 AM |
| ready-vigilance3 | $25.00 | 12/26/2012 3:32:03 PM |
| gethsemane4 | $25.00 | 12/26/2012 11:21:32 AM |
| investment-sapling | $50.00 | 12/26/2012 3:56:52 PM |
| deal-bison6 | $25.00 | 12/26/2012 4:52:04 PM |
| thryn | $25.00 | 12/26/2012 11:19:25 AM |
| brandall | $25.00 | 12/26/2012 4:18:21 PM |
| entertaining-rate9 | $25.00 | 12/12/2012 5:53:31 PM |
| MoneyForNothing | $25.11 | 12/12/2012 5:13:53 PM |
| trumpeter391 | $25.00 | 12/12/2012 8:20:15 PM |
| CreditBuilder2 | $25.01 | 12/12/2012 6:50:01 PM |
| availableloan | $25.00 | 12/12/2012 7:20:38 PM |
| supersarah61 | $25.00 | 12/14/2012 4:55:48 PM |
| agreement-mesh9 | $35.00 | 12/15/2012 1:15:52 PM |
| Oakland | $50.00 | 12/16/2012 11:15:59 AM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:51 AM |
| affluence-microscope2 | $200.00 | 12/17/2012 5:02:24 PM |
| radiant-dollar9 | $200.00 | 12/17/2012 5:24:03 PM |
| LaGrangeLender | $60.00 | 12/17/2012 5:29:35 PM |
| Hy-FineAnts-33 | $50.00 | 12/17/2012 5:58:27 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:55 PM |
| IP | $25.00 | 12/19/2012 6:14:53 PM |
| logical-principal8 | $50.00 | 12/19/2012 5:17:43 PM |
| purposeful-durability8 | $100.00 | 12/20/2012 9:29:52 AM |
| sunny-dough9 | $200.00 | 12/20/2012 9:02:03 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:25 PM |
| debt-legend | $25.00 | 12/22/2012 1:18:34 PM |
| impeccable-penny | $50.00 | 12/22/2012 8:12:10 AM |
| nodebtin3 | $25.00 | 12/22/2012 1:10:27 PM |
| elasermd | $100.00 | 12/24/2012 10:26:49 AM |
| whitegold24k | $150.00 | 12/24/2012 11:01:43 AM |
| compoundinterest | $25.00 | 12/24/2012 5:09:50 PM |
| helpinghand63 | $25.00 | 12/25/2012 9:33:05 AM |
| Aimvest | $25.00 | 12/25/2012 10:19:36 AM |
| OTM84 | $200.00 | 12/25/2012 10:20:03 AM |
| Investoman | $25.00 | 12/25/2012 9:59:53 AM |
| axp2000 | $100.00 | 12/25/2012 5:42:05 PM |
| market-cougar3 | $29.00 | 12/25/2012 10:08:19 AM |
| sparky1129 | $50.00 | 12/26/2012 8:34:21 AM |
| loyalty-cupcake6 | $25.00 | 12/26/2012 9:14:09 AM |
| natural-liberty4 | $200.00 | 12/26/2012 9:47:02 AM |
| lending401 | $50.00 | 12/25/2012 10:05:17 PM |
| community-seahorse0 | $25.00 | 12/26/2012 9:41:01 AM |
| chazz02 | $35.00 | 12/26/2012 9:57:11 AM |
| subtle-social4 | $25.00 | 12/26/2012 11:08:54 AM |
| first-favorite-bonus9 | $25.00 | 12/26/2012 11:19:02 AM |
| BeanCownter | $25.00 | 12/26/2012 11:20:09 AM |
| benevolent-loot5 | $174.00 | 12/26/2012 9:26:46 AM |
| note-paddle6 | $50.00 | 12/26/2012 11:43:48 AM |
| debtfree_lender_777 | $25.00 | 12/26/2012 12:49:35 PM |
| cfinley106 | $25.00 | 12/26/2012 10:41:44 AM |
| payout-detective7 | $25.00 | 12/26/2012 1:01:59 PM |
| Arvicco | $400.00 | 12/26/2012 9:56:22 AM |
| likeable-money4 | $25.00 | 12/26/2012 2:42:13 PM |
| emergencyMD | $25.00 | 12/26/2012 2:43:37 PM |
| determined-bill5 | $100.00 | 12/26/2012 4:41:09 PM |
| Rogesparkguy | $25.00 | 12/26/2012 1:38:23 PM |
| hitsman | $50.00 | 12/26/2012 10:59:23 AM |
| alluring-bonus4 | $150.00 | 12/26/2012 2:35:45 PM |
| Index_Plus | $4,000.00 | 12/26/2012 2:58:34 PM |
| compatible-deal9 | $50.00 | 12/26/2012 1:08:25 PM |
| payout-thinker7 | $25.00 | 12/26/2012 2:08:01 PM |
| otto3investments | $25.00 | 12/26/2012 2:24:35 PM |
| first-economy-spectacle | $25.00 | 12/26/2012 4:49:46 PM |
| 112 Investments
|
Borrower Payment Dependent Notes Series
686159
This series of Notes was issued and sold upon the funding of the borrower loan #79958, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,287 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kindness-missile818 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to consolidate my debt.
My financial situation: I'm a good candidate because I'm a hard worker and I'm sure I will have no problem repaying this loan. I'm in the process of rebuilding my financial status and would like to consolidate my payments so that I can go forward with my financial plan. Thank you.
Monthly net income: $1600.00
Monthly expenses: $100.00
Housing: $0.00
Insurance: $50
Car expenses: $0.00
Utilities: $0.00
Phone, cable, internet: $
Food, entertainment: $100.00
Clothing, household expenses: $0.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Something-Corporate | $25.00 | 12/14/2012 5:17:22 PM |
| worthy-bid8 | $100.00 | 12/14/2012 5:22:12 PM |
| thrilling-point2 | $40.00 | 12/15/2012 10:54:38 AM |
| greencat | $50.00 | 12/17/2012 7:26:46 AM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:58:34 AM |
| diplomatic-wealth7 | $25.00 | 12/20/2012 5:29:12 PM |
| Weaverville | $25.00 | 12/21/2012 6:06:17 PM |
| Zingaro | $25.00 | 12/24/2012 11:15:36 AM |
| natural-liberty4 | $200.00 | 12/26/2012 9:49:56 AM |
| burrben | $25.00 | 12/26/2012 9:16:22 AM |
| businessbroker101 | $50.00 | 12/26/2012 10:12:52 AM |
| big-mac-50 | $1,000.00 | 12/27/2012 8:15:42 AM |
| ethical-truth211 | $100.00 | 12/27/2012 8:57:06 AM |
| rabbidlender | $25.00 | 12/27/2012 9:08:11 AM |
| Cybercusp | $25.00 | 12/27/2012 9:30:15 AM |
| JC_12 | $50.00 | 12/27/2012 7:14:14 AM |
| green-trade-wildcat | $25.00 | 12/27/2012 7:25:40 AM |
| britches318 | $100.00 | 12/27/2012 8:59:54 AM |
| copper | $50.00 | 12/27/2012 9:37:33 AM |
| Thoth_88 | $25.00 | 12/27/2012 12:44:57 PM |
| flexible-basis345 | $25.00 | 12/27/2012 10:17:39 AM |
| vigorous-velocity | $51.00 | 12/27/2012 9:23:52 AM |
| Atranes | $100.00 | 12/27/2012 10:31:18 AM |
| stable-cash4 | $25.00 | 12/27/2012 9:46:47 AM |
| spike22 | $34.23 | 12/27/2012 11:29:13 AM |
| return-kung-fu2 | $40.00 | 12/27/2012 11:56:49 AM |
| mkm | $25.00 | 12/27/2012 11:55:26 AM |
| trumpeter391 | $25.00 | 12/27/2012 12:30:06 PM |
| deal-hickory5 | $100.00 | 12/16/2012 12:53:18 PM |
| orange-preeminant-bill | $25.00 | 12/16/2012 9:52:26 AM |
| discostu | $25.00 | 12/22/2012 4:13:06 PM |
| dariop | $25.01 | 12/24/2012 9:36:10 AM |
| nex | $25.00 | 12/24/2012 12:08:03 PM |
| bazaar-neptune2 | $25.00 | 12/26/2012 2:17:06 PM |
| impala6464 | $25.00 | 12/26/2012 6:54:38 PM |
| enriching-dollar1 | $100.00 | 12/27/2012 9:24:05 AM |
| reward-adventure | $50.00 | 12/27/2012 9:47:54 AM |
| SV-AZ | $25.31 | 12/27/2012 9:10:51 AM |
| excellent-coin9 | $32.33 | 12/26/2012 9:44:18 PM |
| LuvToLend | $25.00 | 12/26/2012 10:51:59 PM |
| s_man1 | $25.00 | 12/27/2012 10:42:01 AM |
| druidpoet | $31.87 | 12/27/2012 11:27:02 AM |
| CA-Lender | $25.00 | 12/27/2012 12:31:45 PM |
| affluence-broker | $25.00 | 12/27/2012 9:28:04 AM |
| Ocean713 | $75.00 | 12/27/2012 11:13:59 AM |
| helping-out | $20.25 | 12/27/2012 12:52:55 PM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
686515
This series of Notes was issued and sold upon the funding of the borrower loan #79937, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,820.92 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $439.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1979 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $68,778 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bonus-duckling3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2011)
|
|
Principal balance:
| $3,146.65 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Business - Expansion
Purpose of loan:
This loan will be used to...office build out, to meet growing client need
My financial situation:
I am a good candidate for this loan because...my account size is growing, my business is growing even during this difficult economic time, I have been in business for 4 years and have proven my stability. this loan is to support my continued growth and keep my office relevant. I goal oriented and have had great industry recognition and success this year, I am a current prosper loan member and my payment history is excellent.
Monthly net income: $ 12,000
Monthly expenses: $ 5,000 business. $2,000 personal
Housing: $ 0
Insurance: $ 600
Car expenses: $ 200
Utilities: $ 0
Phone, cable, internet: $ 324
Food, entertainment: $ 350
Clothing, household expenses: $ 100
Credit cards and other loans: $1,500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| HereToHelp305 | $50.00 | 12/19/2012 4:52:29 PM |
| Wrats6 | $25.00 | 12/13/2012 9:07:57 AM |
| valiant-return584 | $50.00 | 12/13/2012 9:34:41 AM |
| kain11286 | $75.00 | 12/13/2012 9:06:07 AM |
| handy-justice | $25.00 | 12/13/2012 9:05:00 AM |
| HelpWhenNeeded | $25.00 | 12/13/2012 10:47:55 AM |
| return-point2 | $100.00 | 12/13/2012 10:24:23 AM |
| Tscheddar | $25.00 | 12/13/2012 10:34:47 AM |
| berniemadeoff | $60.00 | 12/13/2012 11:44:00 AM |
| zipemdown | $25.00 | 12/13/2012 10:01:43 AM |
| CA-Lender | $25.00 | 12/13/2012 11:39:57 AM |
| Interest2thePeople | $100.00 | 12/13/2012 12:07:58 PM |
| bid-stockpiler1 | $50.00 | 12/13/2012 6:48:15 PM |
| belief-integrity | $350.00 | 12/13/2012 7:05:12 PM |
| sensible-fund | $30.00 | 12/14/2012 5:44:21 AM |
| papaloha | $222.00 | 12/13/2012 7:26:06 PM |
| Risk4Reward | $25.00 | 12/14/2012 10:10:50 AM |
| zorg77 | $100.00 | 12/14/2012 4:09:11 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:10 PM |
| whitegold24k | $100.00 | 12/16/2012 8:20:27 AM |
| CMJ-Partners | $25.00 | 12/16/2012 4:52:11 PM |
| jybank | $49.00 | 12/18/2012 6:27:52 PM |
| nodebtin3 | $25.00 | 12/22/2012 1:10:29 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:33 PM |
| Roux1 | $25.00 | 12/22/2012 12:33:58 PM |
| nex | $25.00 | 12/22/2012 1:41:06 PM |
| AF-Chief | $25.00 | 12/23/2012 1:33:41 PM |
| jmeasn | $40.00 | 12/23/2012 5:48:34 PM |
| the-hope-workhorse | $25.00 | 12/24/2012 9:52:55 AM |
| dukeiyer | $25.00 | 12/24/2012 11:57:35 AM |
| fantastic-dedication6 | $50.00 | 12/24/2012 3:07:47 PM |
| peso-lyrics7 | $50.00 | 12/24/2012 7:25:13 PM |
| supersarah61 | $25.00 | 12/24/2012 5:41:11 PM |
| money-baron-roth-IRA | $50.00 | 12/24/2012 7:19:33 PM |
| helpinghand63 | $25.00 | 12/25/2012 9:33:14 AM |
| income-buffalo1 | $50.00 | 12/24/2012 7:10:17 PM |
| moola-flag4 | $25.00 | 12/25/2012 9:55:59 AM |
| engrossing-responsibility0 | $50.00 | 12/25/2012 9:18:13 AM |
| coin-trader7 | $25.00 | 12/25/2012 10:38:50 AM |
| EthanColeInvestingGroup | $25.00 | 12/25/2012 9:32:48 PM |
| economy-coup | $200.00 | 12/25/2012 3:49:31 PM |
| Thunderswan | $71.00 | 12/26/2012 9:52:51 AM |
| eagle1271 | $27.00 | 12/25/2012 8:27:00 PM |
| desertoasis | $25.00 | 12/25/2012 9:12:41 PM |
| hml | $50.00 | 12/25/2012 10:52:38 PM |
| handy-affluence9 | $25.00 | 12/26/2012 4:26:57 AM |
| E-2 | $100.00 | 12/26/2012 9:17:54 AM |
| courteous-justice415 | $25.00 | 12/26/2012 10:25:18 AM |
| ddog0224 | $25.00 | 12/26/2012 1:40:22 PM |
| rockerZ71 | $25.00 | 12/26/2012 12:50:47 PM |
| top-inspired-felicity | $25.00 | 12/26/2012 5:15:05 PM |
| noodles932 | $25.00 | 12/26/2012 5:20:56 PM |
| riveting-community | $45.00 | 12/26/2012 7:00:17 PM |
| profit-powerplant | $25.00 | 12/26/2012 6:13:10 PM |
| stepatatime-together | $100.00 | 12/26/2012 6:14:59 PM |
| loan-fate | $50.00 | 12/26/2012 5:29:48 PM |
| progressive-economy261 | $400.00 | 12/26/2012 6:27:58 PM |
| social-cocktail1 | $71.00 | 12/26/2012 5:34:07 PM |
| Flaca-buena | $25.00 | 12/27/2012 8:52:52 AM |
| 1randyp | $25.00 | 12/26/2012 6:16:09 PM |
| SugarMommy | $25.00 | 12/26/2012 6:29:25 PM |
| friends-helping-friends | $25.00 | 12/27/2012 5:38:30 AM |
| market-prophesy0 | $25.00 | 12/27/2012 6:06:08 AM |
| red-benefit-ruler | $50.00 | 12/27/2012 6:13:40 AM |
| LittleMingo | $30.00 | 12/13/2012 9:14:17 AM |
| economy-coup | $200.00 | 12/13/2012 9:24:25 AM |
| octoberfresh | $25.00 | 12/13/2012 9:07:53 AM |
| kenji4861 | $25.00 | 12/13/2012 9:53:13 AM |
| green-trade-dolphin | $51.91 | 12/13/2012 9:02:50 AM |
| stylish-revenue4 | $100.00 | 12/13/2012 9:56:50 AM |
| DreisersFinancier | $50.00 | 12/13/2012 9:15:25 AM |
| WalnutCreekguy | $50.00 | 12/13/2012 9:29:28 AM |
| thrilling-fund427 | $50.00 | 12/13/2012 12:11:52 PM |
| elog238 | $25.00 | 12/13/2012 8:04:24 PM |
| Frover | $34.19 | 12/14/2012 7:02:13 AM |
| simplelender80 | $500.00 | 12/14/2012 9:54:07 AM |
| Military_Money_Wise | $25.00 | 12/14/2012 9:22:09 AM |
| integrity-doctor | $100.00 | 12/14/2012 6:58:45 AM |
| mikeandcat | $50.00 | 12/14/2012 8:14:42 AM |
| Astyanax | $30.00 | 12/14/2012 4:55:04 PM |
| five-star-note | $25.00 | 12/14/2012 11:18:16 AM |
| purposeful-durability8 | $100.00 | 12/14/2012 5:37:38 PM |
| first-serene-credit | $25.00 | 12/15/2012 12:46:24 AM |
| momoney2lend | $25.00 | 12/15/2012 11:45:20 AM |
| money-baron-Roth401k | $25.00 | 12/15/2012 12:48:54 PM |
| Assets-Up | $25.00 | 12/15/2012 2:28:20 PM |
| truth-companion | $25.00 | 12/17/2012 9:23:25 AM |
| best-point-pursuit | $100.00 | 12/19/2012 9:02:24 AM |
| shawnw2 | $35.00 | 12/20/2012 9:29:03 AM |
| tolerant-responsibility051 | $2,500.00 | 12/20/2012 5:28:53 PM |
| workorbe | $25.00 | 12/22/2012 12:26:31 PM |
| Weaverville | $25.00 | 12/21/2012 6:06:09 PM |
| lib5836 | $25.00 | 12/23/2012 2:35:22 PM |
| fcrick | $50.00 | 12/23/2012 12:51:37 PM |
| bazaar-tulip | $279.00 | 12/23/2012 1:55:40 PM |
| aggresive-compassion612 | $25.00 | 12/24/2012 11:14:07 AM |
| kulender | $50.00 | 12/24/2012 5:51:12 PM |
| power-spartan5 | $25.00 | 12/24/2012 6:43:40 PM |
| Comoparklender | $25.00 | 12/24/2012 6:56:24 PM |
| DiligentiaLLC | $25.00 | 12/24/2012 7:29:32 PM |
| moola-accelerator6 | $25.00 | 12/24/2012 8:28:49 PM |
| enthusiastic-balance5 | $69.00 | 12/24/2012 6:56:57 PM |
| allbalooboy2 | $25.00 | 12/25/2012 5:32:41 AM |
| agalt | $35.00 | 12/25/2012 10:03:41 AM |
| Elefunt | $25.00 | 12/25/2012 10:24:30 AM |
| careful-vigilance4 | $25.00 | 12/25/2012 9:04:37 AM |
| california111 | $25.00 | 12/25/2012 9:06:18 PM |
| spark548 | $100.00 | 12/26/2012 9:13:36 AM |
| mikeandcat | $50.00 | 12/25/2012 1:34:00 PM |
| jubilant-agreement0 | $200.00 | 12/25/2012 5:28:04 PM |
| revenue-appraiser | $25.00 | 12/26/2012 7:47:20 AM |
| autonomous-basis | $25.00 | 12/26/2012 8:33:28 AM |
| LeReve | $500.00 | 12/26/2012 9:57:21 AM |
| successful-agreement7 | $100.00 | 12/26/2012 9:23:23 AM |
| jdtv | $25.00 | 12/26/2012 10:26:31 AM |
| best-virtuous-return | $50.00 | 12/26/2012 7:15:56 AM |
| Wellman | $25.00 | 12/26/2012 10:31:37 AM |
| income-vault6 | $25.00 | 12/26/2012 11:33:02 AM |
| pierrelasvegas | $25.00 | 12/26/2012 9:31:40 AM |
| currency-persimmon | $25.00 | 12/26/2012 12:25:51 PM |
| GourmetPizzaGuy | $25.00 | 12/26/2012 10:46:14 AM |
| likeable-money4 | $25.00 | 12/26/2012 2:43:20 PM |
| zone6 | $39.00 | 12/26/2012 11:29:26 AM |
| loancrusader | $60.00 | 12/26/2012 10:28:42 AM |
| GourmetPizzaGuy | $100.00 | 12/26/2012 1:55:57 PM |
| dynamic-platinum | $25.00 | 12/26/2012 11:13:28 AM |
| natural-liberty4 | $200.00 | 12/26/2012 5:19:28 PM |
| LaBamba | $100.00 | 12/26/2012 11:35:12 AM |
| timbob | $500.00 | 12/26/2012 5:24:10 PM |
| KB-IRA | $135.82 | 12/26/2012 1:27:56 PM |
| investment-sapling | $50.00 | 12/26/2012 3:56:54 PM |
| deal-bison6 | $25.00 | 12/26/2012 4:52:06 PM |
| thelovebug | $100.00 | 12/26/2012 6:32:13 PM |
| supreme-treasure8 | $57.00 | 12/26/2012 5:49:01 PM |
| Katburg | $25.00 | 12/26/2012 6:12:57 PM |
| orange-dedication-maple | $25.00 | 12/26/2012 9:38:24 PM |
| miked8303 | $75.00 | 12/26/2012 5:30:02 PM |
| money-bauble | $100.00 | 12/26/2012 5:46:02 PM |
| Eisande | $50.00 | 12/26/2012 6:45:27 PM |
| Priusdude | $25.00 | 12/27/2012 7:01:32 AM |
| ore-accomplishment | $25.00 | 12/27/2012 7:31:48 AM |
| Diamond_Jim | $25.00 | 12/26/2012 6:00:59 PM |
| DreDub | $25.00 | 12/27/2012 8:39:48 AM |
| stocker | $25.00 | 12/26/2012 6:11:57 PM |
| Hambone1111 | $25.00 | 12/26/2012 6:13:50 PM |
| Tradesmanlender | $25.00 | 12/26/2012 6:21:56 PM |
| 146 Investments
|
Borrower Payment Dependent Notes Series
686635
This series of Notes was issued and sold upon the funding of the borrower loan #79961, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Dec-13-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-26-2012 |
|
|
Lender yield:
| 12.89% |
Borrower rate/APR:
| 13.89% / 21.65% |
Monthly payment:
| $1,346.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.06% | | |
| |
Estimated return*:
| 5.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 95% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,858 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| p2ploan-bliss3 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 20 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2012)
720-739
(Aug-2011)
|
|
Principal balance:
| $8,148.97 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Other
Purpose of loan:
This loan will be used for debt consolidation.
My financial situation:
I am a good candidate for this loan because I am a computer engineering with stable income and I have a high credit score (748 by Credit Karma). I've loaned twice from Prosper before and have paid one off.
Monthly net income: $4,000
Monthly expenses: $400
Housing: $400
Car expenses: $70
Utilities: $40
Phone, cable, internet: $10
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| HereToHelp305 | $150.00 | 12/19/2012 4:50:42 PM |
| daw1878 | $25.00 | 12/13/2012 9:07:06 AM |
| Banker2OO7 | $75.00 | 12/13/2012 9:25:10 AM |
| DreisersFinancier | $50.00 | 12/13/2012 9:15:26 AM |
| trumpeter5 | $25.00 | 12/13/2012 10:20:05 AM |
| Tscheddar | $25.00 | 12/13/2012 10:34:47 AM |
| zipemdown | $25.00 | 12/13/2012 10:01:44 AM |
| five-star-note | $50.00 | 12/13/2012 11:10:43 AM |
| WalnutCreekguy | $50.00 | 12/13/2012 9:29:28 AM |
| healthy-peace427 | $100.00 | 12/13/2012 9:32:54 AM |
| credit-wheel7 | $25.00 | 12/13/2012 10:54:34 AM |
| Relaxo | $200.00 | 12/13/2012 3:40:17 PM |
| vivid-p2ploan1 | $25.00 | 12/13/2012 10:53:07 AM |
| transparency-position | $39.46 | 12/13/2012 7:37:19 PM |
| Isaac007 | $50.00 | 12/14/2012 7:51:24 AM |
| jubilant-agreement0 | $200.00 | 12/14/2012 5:20:15 AM |
| Feyenoord | $30.00 | 12/14/2012 10:31:43 AM |
| cilution | $50.00 | 12/14/2012 4:50:22 PM |
| ghettodrvr | $25.00 | 12/14/2012 8:16:44 PM |
| truth-companion | $25.00 | 12/15/2012 10:56:37 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:42 AM |
| MicroLender357 | $25.00 | 12/15/2012 12:26:34 PM |
| ingenious-truth684 | $25.00 | 12/15/2012 1:19:56 PM |
| Assets-Up | $25.00 | 12/15/2012 2:28:20 PM |
| rakem777 | $25.00 | 12/15/2012 1:45:42 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:11 PM |
| green-truth-mountain | $50.00 | 12/16/2012 9:39:58 AM |
| nourishing-order8 | $29.26 | 12/15/2012 4:00:29 PM |
| simplelender80 | $500.00 | 12/17/2012 9:28:07 AM |
| enderak | $25.00 | 12/17/2012 3:52:33 PM |
| nebraskajen | $25.17 | 12/17/2012 12:29:55 PM |
| foofightee | $25.00 | 12/18/2012 6:25:43 AM |
| vigorous-market5 | $200.00 | 12/18/2012 9:41:03 AM |
| hopeful-trade | $25.00 | 12/18/2012 9:49:28 AM |
| new-dynamic-value | $25.00 | 12/18/2012 8:32:34 AM |
| purposeful-durability8 | $100.00 | 12/18/2012 5:27:19 PM |
| loyalist1 | $200.00 | 12/19/2012 7:30:50 AM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:42 PM |
| BJnRJames | $25.00 | 12/20/2012 2:13:18 PM |
| bazaar-eclipse5 | $25.00 | 12/20/2012 5:59:05 AM |
| LaGrangeLender | $25.00 | 12/20/2012 6:10:20 AM |
| p2ploan-pine | $100.00 | 12/20/2012 6:20:25 PM |
| Jack-Sparrow | $50.00 | 12/21/2012 8:45:11 AM |
| loan-fate | $50.00 | 12/22/2012 12:35:30 PM |
| Weaverville | $25.00 | 12/21/2012 6:06:09 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:32 PM |
| ell25 | $25.00 | 12/22/2012 1:36:42 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:34 PM |
| tolerant-dinero2 | $25.00 | 12/23/2012 2:27:05 PM |
| Psalm112-5 | $26.77 | 12/24/2012 7:49:58 AM |
| durability-mover5 | $50.00 | 12/23/2012 10:50:10 PM |
| gain-neutron6 | $25.00 | 12/24/2012 6:37:01 PM |
| auction-seeker | $25.00 | 12/24/2012 11:50:16 AM |
| listing-flower2 | $100.00 | 12/24/2012 12:16:09 PM |
| Cai8899 | $25.00 | 12/24/2012 5:45:24 PM |
| kulender | $50.00 | 12/24/2012 5:51:13 PM |
| fantastic-dedication6 | $50.00 | 12/24/2012 3:07:48 PM |
| enticing-capital6 | $50.00 | 12/25/2012 9:02:50 AM |
| Dont_Worry_Be_Happy | $25.00 | 12/24/2012 9:08:43 PM |
| first-graceful-contract | $25.00 | 12/24/2012 9:39:27 PM |
| point-doughnut | $32.00 | 12/24/2012 9:58:12 PM |
| Serenity-Cat | $25.00 | 12/25/2012 12:03:57 AM |
| SweetSerenityInvest | $25.00 | 12/24/2012 8:30:41 PM |
| allbalooboy2 | $25.00 | 12/25/2012 5:30:51 AM |
| helpinghand63 | $25.00 | 12/25/2012 9:33:15 AM |
| ekmendenhall | $50.00 | 12/25/2012 9:21:22 AM |
| Shomee_dmoney | $25.00 | 12/25/2012 5:33:12 PM |
| MikeMann | $100.00 | 12/25/2012 4:30:15 PM |
| monster4 | $50.00 | 12/25/2012 5:49:03 PM |
| ouyangers | $50.00 | 12/26/2012 1:48:48 AM |
| del30 | $25.00 | 12/26/2012 9:20:13 AM |
| treasure-hunter270 | $75.00 | 12/26/2012 7:37:11 AM |
| natural-liberty4 | $200.00 | 12/26/2012 9:49:27 AM |
| emphatic-responsibility | $50.00 | 12/26/2012 9:51:45 AM |
| postalwhiz | $25.00 | 12/26/2012 10:13:55 AM |
| BusyPeople | $50.00 | 12/26/2012 10:35:48 AM |
| autumnae | $50.00 | 12/26/2012 10:48:41 AM |
| delicious-value973 | $100.00 | 12/26/2012 10:52:19 AM |
| aver2801 | $25.00 | 12/26/2012 10:57:59 AM |
| enchanted-investment447 | $100.00 | 12/26/2012 9:59:34 AM |
| fair-pound5 | $25.00 | 12/26/2012 11:02:41 AM |
| engrossing-commerce | $25.00 | 12/26/2012 11:04:37 AM |
| innovator10 | $105.00 | 12/26/2012 11:05:24 AM |
| skuba | $50.00 | 12/26/2012 10:04:02 AM |
| gold-pudding6 | $31.00 | 12/26/2012 11:08:40 AM |
| pound-mushroom3 | $25.00 | 12/26/2012 11:09:57 AM |
| repayment-chihuahua3 | $25.00 | 12/26/2012 11:19:48 AM |
| adventurer447 | $300.00 | 12/26/2012 11:28:35 AM |
| 6moonbeams | $50.00 | 12/26/2012 10:33:39 AM |
| oldmora | $50.00 | 12/26/2012 10:33:51 AM |
| melodious-fairness | $50.00 | 12/26/2012 10:37:32 AM |
| integrity-doctor | $100.00 | 12/26/2012 12:42:05 PM |
| CAGE-Investments | $25.00 | 12/26/2012 9:43:58 AM |
| Raser | $30.00 | 12/26/2012 11:01:04 AM |
| magnitude787 | $25.00 | 12/26/2012 11:02:00 AM |
| duty-gusto6 | $54.00 | 12/26/2012 9:54:08 AM |
| LeReve | $500.00 | 12/26/2012 9:57:16 AM |
| rjleves | $25.00 | 12/26/2012 11:13:45 AM |
| vinyl969 | $30.66 | 12/26/2012 10:08:09 AM |
| pragmatic-auction8 | $25.00 | 12/26/2012 11:17:18 AM |
| eoppy | $25.00 | 12/26/2012 3:19:02 PM |
| transparency-sapling | $25.00 | 12/26/2012 10:11:30 AM |
| HamachiMan | $50.00 | 12/26/2012 10:15:33 AM |
| svandgts | $25.00 | 12/26/2012 10:28:46 AM |
| bohsandos | $25.00 | 12/26/2012 10:33:47 AM |
| debt-force | $25.00 | 12/26/2012 5:00:59 PM |
| iolaire | $25.00 | 12/26/2012 5:01:31 PM |
| mp1adam12 | $25.00 | 12/26/2012 1:00:08 PM |
| unassailable-funds754 | $25.00 | 12/26/2012 5:04:29 PM |
| new-intuitive-dime | $25.00 | 12/26/2012 10:47:19 AM |
| Rogesparkguy | $25.00 | 12/26/2012 1:26:51 PM |
| Beld | $50.00 | 12/26/2012 5:06:58 PM |
| resolute-worth4 | $25.00 | 12/26/2012 10:54:54 AM |
| chief64 | $200.00 | 12/26/2012 10:58:57 AM |
| note-admiral548 | $25.00 | 12/26/2012 11:00:12 AM |
| haplender | $38.00 | 12/26/2012 11:00:37 AM |
| ChristopherS | $25.00 | 12/26/2012 5:10:57 PM |
| rupee-master6 | $25.00 | 12/26/2012 5:12:20 PM |
| tender-commerce8 | $35.00 | 12/26/2012 11:17:03 AM |
| truecalling9 | $25.00 | 12/26/2012 11:21:33 AM |
| authentic-liberty7 | $25.00 | 12/26/2012 11:24:40 AM |
| money-baron-roth-IRA | $50.00 | 12/26/2012 11:27:13 AM |
| Sutpen55 | $25.00 | 12/26/2012 11:32:48 AM |
| payment-labyrinth9 | $50.00 | 12/26/2012 12:03:39 PM |
| velocity-warrior | $25.00 | 12/26/2012 5:01:46 PM |
| swerve1317 | $25.00 | 12/26/2012 1:09:00 PM |
| likeable-money4 | $25.00 | 12/26/2012 2:43:20 PM |
| durability-ace9 | $25.00 | 12/26/2012 5:18:05 PM |
| investment-sapling | $50.00 | 12/26/2012 3:56:54 PM |
| Mathon | $25.00 | 12/26/2012 5:20:51 PM |
| profitable-commerce822 | $25.00 | 12/26/2012 4:12:36 PM |
| deal-bison6 | $25.00 | 12/26/2012 4:52:06 PM |
| sjc224 | $25.00 | 12/26/2012 5:05:57 PM |
| return-statuette139 | $39.00 | 12/26/2012 5:08:30 PM |
| theguyouowemoney2 | $25.00 | 12/26/2012 5:17:03 PM |
| US_NAVY_SAILOR | $25.00 | 12/26/2012 5:18:55 PM |
| octoberfresh | $25.00 | 12/13/2012 9:07:53 AM |
| secureincome | $555.00 | 12/13/2012 9:21:05 AM |
| money-sequoia9 | $25.00 | 12/13/2012 9:11:41 AM |
| bazaar-tulip | $25.00 | 12/13/2012 9:59:18 AM |
| note-willow8 | $25.00 | 12/13/2012 9:43:00 AM |
| entertaining-rate9 | $25.00 | 12/13/2012 9:43:50 AM |
| snoop4jc | $50.00 | 12/13/2012 9:11:31 AM |
| pleasant-loan7 | $25.00 | 12/13/2012 10:56:37 AM |
| weatherman89 | $40.00 | 12/13/2012 9:13:41 AM |
| BostonCapital | $100.00 | 12/13/2012 11:05:29 AM |
| fmanjoo | $25.00 | 12/13/2012 10:14:27 AM |
| return-point2 | $100.00 | 12/13/2012 10:24:23 AM |
| valiant-return584 | $50.00 | 12/13/2012 9:34:42 AM |
| kinetic-loot436 | $30.00 | 12/13/2012 9:35:00 AM |
| missing-link | $25.00 | 12/13/2012 9:37:47 AM |
| kind-lovely-marketplace | $50.00 | 12/13/2012 12:19:16 PM |
| QuidWilson | $25.00 | 12/13/2012 3:18:21 PM |
| Ols744 | $50.00 | 12/13/2012 10:39:24 AM |
| bonus-animal4 | $35.00 | 12/13/2012 2:04:16 PM |
| sillyb | $50.00 | 12/13/2012 12:59:23 PM |
| skillful-asset5 | $30.00 | 12/13/2012 6:42:15 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:48:17 PM |
| well-rounded-dinero | $25.00 | 12/13/2012 7:19:43 PM |
| sensible-fund | $28.37 | 12/14/2012 5:42:57 AM |
| D100 | $50.00 | 12/14/2012 10:28:59 AM |
| Bank42 | $25.00 | 12/14/2012 11:24:13 AM |
| DiligentiaLLC | $58.86 | 12/14/2012 4:13:11 PM |
| 108lender | $174.00 | 12/14/2012 5:41:23 PM |
| hurricaneb | $100.00 | 12/15/2012 8:20:22 AM |
| enticing-affluence6 | $25.00 | 12/15/2012 9:59:00 AM |
| benjamins-party4 | $25.00 | 12/15/2012 9:04:22 AM |
| benefit-trident | $25.00 | 12/15/2012 12:41:36 PM |
| sun818 | $25.00 | 12/15/2012 12:53:03 PM |
| dollar-tornado3 | $25.00 | 12/15/2012 12:33:22 PM |
| salala | $25.00 | 12/15/2012 1:38:22 PM |
| rome1426 | $25.00 | 12/15/2012 1:22:01 PM |
| imdave4me | $40.14 | 12/16/2012 7:41:48 AM |
| pound-pine5 | $25.00 | 12/15/2012 5:01:21 PM |
| orange-dedication-maple | $25.00 | 12/16/2012 9:00:55 PM |
| Eddy-2-Aces | $25.00 | 12/16/2012 12:55:39 PM |
| historic-dough5 | $25.00 | 12/16/2012 12:24:37 PM |
| mlw | $50.00 | 12/17/2012 9:18:57 AM |
| Kaj | $25.00 | 12/17/2012 9:29:04 AM |
| diplomatic-justice6 | $25.00 | 12/17/2012 12:08:01 AM |
| djh47a | $25.00 | 12/17/2012 6:07:04 AM |
| 1stTime2ndChance | $50.00 | 12/17/2012 8:06:52 AM |
| dukeiyer | $25.00 | 12/17/2012 11:24:18 AM |
| organized-dedication696 | $25.00 | 12/17/2012 11:42:34 AM |
| Row2010 | $25.00 | 12/17/2012 10:22:43 AM |
| transaction-competitor0 | $25.00 | 12/17/2012 10:38:10 AM |
| freelancer88 | $30.62 | 12/17/2012 10:05:35 PM |
| TheHillsAreAlive | $25.00 | 12/17/2012 6:14:18 PM |
| rootcanaler | $50.00 | 12/18/2012 3:44:48 PM |
| important-trade094 | $25.00 | 12/19/2012 5:59:23 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:58 PM |
| RichBank | $25.00 | 12/19/2012 8:22:54 AM |
| diversification-collider5 | $25.00 | 12/19/2012 5:01:00 PM |
| broker048 | $25.00 | 12/20/2012 9:06:41 AM |
| coin-planet | $25.00 | 12/19/2012 8:00:04 PM |
| aggresive-compassion612 | $25.00 | 12/20/2012 9:35:59 AM |
| profitable-fairness1 | $50.00 | 12/21/2012 6:41:33 AM |
| blackberry313 | $50.00 | 12/21/2012 4:09:34 PM |
| california111 | $50.00 | 12/22/2012 10:24:46 AM |
| nodebtin3 | $25.00 | 12/22/2012 1:10:30 PM |
| economy-coup | $100.00 | 12/22/2012 12:33:05 AM |
| benjamins-wasp | $50.00 | 12/22/2012 12:22:29 PM |
| workorbe | $25.00 | 12/22/2012 12:27:23 PM |
| qsolo | $50.00 | 12/22/2012 1:05:57 PM |
| power-spartan5 | $25.00 | 12/22/2012 12:38:06 PM |
| a-worth-speaker | $25.00 | 12/22/2012 6:47:28 PM |
| AF-Chief | $25.00 | 12/23/2012 1:33:43 PM |
| fcrick | $50.00 | 12/23/2012 12:51:38 PM |
| american-investor | $25.00 | 12/23/2012 1:17:46 PM |
| ready-agreement5 | $25.00 | 12/24/2012 9:29:35 AM |
| young_investor112 | $25.00 | 12/23/2012 4:00:52 PM |
| new-diversification-owner | $25.00 | 12/23/2012 9:15:39 PM |
| payout-paradise5 | $25.00 | 12/24/2012 10:10:50 AM |
| logical-principal8 | $50.00 | 12/24/2012 10:44:32 AM |
| Plee-Spaymebak | $25.00 | 12/24/2012 11:28:54 AM |
| richboy56 | $25.00 | 12/24/2012 10:29:02 AM |
| powderbumps | $27.53 | 12/24/2012 10:56:40 AM |
| tech310 | $50.00 | 12/24/2012 10:59:51 AM |
| enthusiastic-balance5 | $100.00 | 12/24/2012 6:56:58 PM |
| halothane_logic | $25.04 | 12/24/2012 7:32:41 PM |
| moola-accelerator6 | $45.00 | 12/24/2012 8:26:27 PM |
| loancrusader | $60.00 | 12/24/2012 7:01:31 PM |
| heerzaquestion | $25.00 | 12/25/2012 12:18:32 PM |
| principal-cooker2 | $50.00 | 12/25/2012 9:37:14 AM |
| worthy-bid8 | $400.00 | 12/25/2012 6:24:19 PM |
| astute-order993 | $25.00 | 12/25/2012 12:34:18 PM |
| CincyTex | $25.00 | 12/26/2012 2:29:59 AM |
| atomantic | $25.00 | 12/25/2012 11:02:22 AM |
| velocity-solo | $25.00 | 12/26/2012 9:22:25 AM |
| trumpeter391 | $50.00 | 12/25/2012 6:51:09 PM |
| rescue | $100.00 | 12/26/2012 10:00:10 AM |
| best-virtuous-return | $50.00 | 12/26/2012 9:19:10 AM |
| musegaze | $50.00 | 12/26/2012 10:27:20 AM |
| deal-goliath4 | $356.00 | 12/26/2012 9:32:32 AM |
| money-vista | $25.00 | 12/26/2012 10:38:33 AM |
| shaps | $44.00 | 12/26/2012 9:44:58 AM |
| rockhound84 | $25.00 | 12/26/2012 10:48:11 AM |
| likeable-responsibility6 | $50.00 | 12/26/2012 10:52:56 AM |
| HammerSmith | $25.00 | 12/26/2012 10:57:17 AM |
| deal-vibrato | $25.00 | 12/26/2012 10:58:37 AM |
| Palacios | $50.00 | 12/26/2012 11:04:41 AM |
| social-cocktail1 | $200.00 | 12/26/2012 10:01:32 AM |
| fcukciti | $25.00 | 12/26/2012 11:08:34 AM |
| Fortuno_per_commodo | $25.00 | 12/26/2012 11:15:10 AM |
| silver-enlightenment0 | $25.00 | 12/26/2012 10:11:28 AM |
| successful-agreement7 | $100.00 | 12/26/2012 9:23:11 AM |
| panda-lender | $25.00 | 12/26/2012 10:21:18 AM |
| courteous-justice415 | $25.00 | 12/26/2012 10:25:18 AM |
| value-pouch | $25.00 | 12/26/2012 11:29:34 AM |
| pierrelasvegas | $25.00 | 12/26/2012 9:31:26 AM |
| Banker7371 | $25.00 | 12/26/2012 10:44:57 AM |
| top-inspired-felicity | $25.00 | 12/26/2012 10:50:13 AM |
| unassailable-fund | $35.00 | 12/26/2012 10:57:55 AM |
| metro457 | $26.00 | 12/26/2012 11:08:15 AM |
| money-baron | $100.00 | 12/26/2012 11:12:12 AM |
| wise-deal-panda | $187.00 | 12/26/2012 11:20:08 AM |
| restless-currency | $40.00 | 12/26/2012 10:25:46 AM |
| delicious-cash | $50.00 | 12/26/2012 10:31:58 AM |
| Cheburashka | $30.00 | 12/26/2012 10:38:12 AM |
| debtfree_lender_777 | $25.00 | 12/26/2012 12:49:35 PM |
| villagers | $25.00 | 12/26/2012 10:40:01 AM |
| capital-web7 | $25.00 | 12/26/2012 12:54:43 PM |
| euro-speaker8 | $67.00 | 12/26/2012 5:04:40 PM |
| compatible-deal9 | $25.00 | 12/26/2012 1:20:41 PM |
| indomitable-dedication | $25.00 | 12/26/2012 10:52:53 AM |
| wwwUniversal | $25.00 | 12/26/2012 10:56:32 AM |
| KirosPOS | $80.00 | 12/26/2012 2:15:14 PM |
| proper-exchange8 | $50.00 | 12/26/2012 5:10:23 PM |
| finance-prescription | $100.00 | 12/26/2012 11:18:37 AM |
| capitalist2010 | $52.76 | 12/26/2012 3:40:27 PM |
| radforj22 | $25.00 | 12/26/2012 12:04:00 PM |
| supersarah61 | $25.00 | 12/26/2012 4:47:39 PM |
| economy-producer | $25.00 | 12/26/2012 5:02:35 PM |
| credible-balance0 | $25.00 | 12/26/2012 1:14:24 PM |
| invincible-deal82 | $25.00 | 12/26/2012 5:05:27 PM |
| capital-renewal | $25.00 | 12/26/2012 5:10:19 PM |
| tnjohnso | $25.00 | 12/26/2012 5:12:17 PM |
| payment-silo | $25.00 | 12/26/2012 5:14:05 PM |
| wishihadmore | $35.00 | 12/26/2012 4:00:49 PM |
| timbob | $497.36 | 12/26/2012 5:23:07 PM |
| nimble-revenue5 | $100.00 | 12/26/2012 5:00:37 PM |
| versatile-dime442 | $44.00 | 12/26/2012 5:19:01 PM |
| jstefans | $25.00 | 12/26/2012 5:22:46 PM |
| 283 Investments
|
Borrower Payment Dependent Notes Series
686827
This series of Notes was issued and sold upon the funding of the borrower loan #79530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-26-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $531.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 17y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,622 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-diligent-value |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...to pay off existing bills, build up my emergency fund
My financial situation:
I am a good candidate for this loan because...I pay my bills on time. I typically do not use credit cards but due to a rough patch had no other option. This loan will assist me with getting out and staying out of debt and living paycheck to paycheck.
Monthly net income: $ 5038
Monthly expenses: $ 1350
Housing: $ 1286
Insurance: $ 101
Car expenses: $ 527
Utilities: $ 160
Phone, cable, internet: $ 114
Food, entertainment: $ 150
Clothing, household expenses: $ 100
Credit cards and other loans: $ 250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LendingPimp_2 | $51.00 | 12/13/2012 5:10:13 PM |
| valiant-return584 | $50.00 | 12/13/2012 5:52:01 PM |
| cr8on | $30.00 | 12/13/2012 5:52:52 PM |
| octoberfresh | $25.00 | 12/13/2012 5:21:35 PM |
| money-genome84 | $250.00 | 12/13/2012 5:42:20 PM |
| bazaar-tulip | $25.00 | 12/13/2012 5:57:19 PM |
| Wrats6 | $25.00 | 12/13/2012 5:06:37 PM |
| DevinHill_IRA | $30.00 | 12/13/2012 7:48:47 PM |
| rmkrish55 | $25.00 | 12/13/2012 6:22:30 PM |
| zipemdown | $25.00 | 12/13/2012 5:22:38 PM |
| skillful-asset5 | $30.00 | 12/13/2012 6:38:10 PM |
| treasure-bliss | $25.00 | 12/14/2012 4:44:33 AM |
| liberty-tostada7 | $50.00 | 12/13/2012 7:14:18 PM |
| ferocious-kindness8 | $35.00 | 12/13/2012 6:02:34 PM |
| marketplace-singularity3 | $25.00 | 12/14/2012 6:29:33 AM |
| reaction18 | $50.00 | 12/13/2012 7:06:07 PM |
| aquariano2 | $25.00 | 12/14/2012 8:30:37 AM |
| finance7777 | $25.00 | 12/14/2012 11:14:01 AM |
| Interloper | $25.00 | 12/14/2012 12:00:26 PM |
| leball | $25.00 | 12/15/2012 9:37:25 AM |
| truth-companion | $25.00 | 12/15/2012 10:56:38 AM |
| kind-lovely-marketplace | $50.00 | 12/15/2012 11:06:26 AM |
| thrilling-point2 | $40.00 | 12/15/2012 10:54:08 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:43 AM |
| blackstar | $56.70 | 12/15/2012 9:49:30 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:18 PM |
| Interest2thePeople | $100.00 | 12/17/2012 9:19:12 AM |
| return-point2 | $100.00 | 12/17/2012 9:29:16 AM |
| deal-banker | $50.00 | 12/18/2012 8:56:24 AM |
| alpha-lending | $25.00 | 12/19/2012 9:36:35 AM |
| MyPFBlog | $25.00 | 12/21/2012 10:14:29 AM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:35 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:35 PM |
| WinterUSMC | $25.00 | 12/22/2012 1:35:04 PM |
| WalnutCreekguy | $50.00 | 12/24/2012 9:52:48 AM |
| nodebtin3 | $25.00 | 12/24/2012 10:01:55 AM |
| tolerant-responsibility051 | $2,500.00 | 12/24/2012 10:45:33 AM |
| loan-fate | $50.00 | 12/24/2012 10:58:32 AM |
| power-spartan5 | $25.00 | 12/24/2012 9:59:48 AM |
| dukeiyer | $25.00 | 12/24/2012 12:00:16 PM |
| profitable-fairness1 | $50.00 | 12/24/2012 5:01:34 PM |
| kulender | $50.00 | 12/24/2012 5:51:17 PM |
| Investor_DP | $100.00 | 12/24/2012 7:06:10 PM |
| gotjack | $25.00 | 12/24/2012 8:18:28 PM |
| rustysailor | $25.00 | 12/24/2012 8:34:40 PM |
| loancrusader | $60.00 | 12/25/2012 9:27:53 AM |
| paintba11er89 | $25.00 | 12/25/2012 3:38:17 PM |
| hitsman | $50.00 | 12/25/2012 5:52:59 PM |
| burrben | $65.00 | 12/26/2012 9:11:20 AM |
| LuckyDuck49 | $25.00 | 12/25/2012 12:39:18 PM |
| thrilling-fund427 | $50.00 | 12/26/2012 9:14:46 AM |
| ouyangers | $50.00 | 12/26/2012 1:48:48 AM |
| monster4 | $50.00 | 12/26/2012 9:20:15 AM |
| successful-agreement7 | $100.00 | 12/26/2012 9:23:12 AM |
| fwpatters | $25.00 | 12/26/2012 9:42:36 AM |
| natural-liberty4 | $200.00 | 12/26/2012 9:49:29 AM |
| top-visionary-truth | $25.00 | 12/26/2012 8:49:25 AM |
| intrepid-compassion29 | $25.00 | 12/25/2012 8:09:22 PM |
| agalt | $100.00 | 12/26/2012 9:57:02 AM |
| LeReve | $500.00 | 12/26/2012 9:57:16 AM |
| melodious-fairness | $38.00 | 12/26/2012 10:37:43 AM |
| Cheburashka | $30.00 | 12/26/2012 10:38:13 AM |
| EBITDA | $25.00 | 12/26/2012 10:40:45 AM |
| Bank42 | $25.00 | 12/26/2012 9:01:49 AM |
| decisive-commerce9 | $35.00 | 12/26/2012 10:43:34 AM |
| emphatic-responsibility | $37.00 | 12/26/2012 9:51:46 AM |
| the-magnetic-transaction | $200.00 | 12/26/2012 9:10:20 AM |
| HenryS | $25.00 | 12/26/2012 9:20:17 AM |
| tnjohnso | $25.00 | 12/26/2012 11:17:55 AM |
| jdtv | $25.00 | 12/26/2012 10:14:59 AM |
| jhernand17 | $25.00 | 12/26/2012 11:27:10 AM |
| cardminger | $25.00 | 12/26/2012 9:29:40 AM |
| receptive-affluence035 | $25.00 | 12/26/2012 12:02:04 PM |
| KB-IRA | $100.00 | 12/26/2012 1:28:12 PM |
| chief64 | $100.00 | 12/26/2012 10:58:58 AM |
| tommymtg7 | $25.00 | 12/26/2012 11:10:17 AM |
| 1NiceLender | $25.00 | 12/26/2012 11:22:56 AM |
| MrBailey | $25.00 | 12/26/2012 10:21:38 AM |
| value-pouch | $25.00 | 12/26/2012 11:29:34 AM |
| jwesleym | $25.00 | 12/26/2012 10:27:30 AM |
| bohsandos | $25.00 | 12/26/2012 10:33:48 AM |
| deal-bison6 | $25.00 | 12/26/2012 4:52:07 PM |
| truenorth5 | $71.71 | 12/26/2012 4:54:56 PM |
| mtquan | $25.00 | 12/26/2012 10:41:52 AM |
| money-bauble | $100.00 | 12/26/2012 10:51:04 AM |
| BradP | $25.00 | 12/26/2012 1:37:24 PM |
| Rogesparkguy | $25.00 | 12/26/2012 1:47:41 PM |
| transparency-sapling | $25.00 | 12/26/2012 5:07:59 PM |
| kariviel | $25.00 | 12/26/2012 1:51:10 PM |
| 78 | $25.00 | 12/26/2012 1:53:32 PM |
| fund-tom-tom6 | $25.00 | 12/26/2012 11:03:38 AM |
| adventurer447 | $115.00 | 12/26/2012 11:28:36 AM |
| Smallbear | $25.00 | 12/26/2012 12:54:38 PM |
| green-loyalty-web | $25.00 | 12/26/2012 5:02:55 PM |
| bewitching-dollar5 | $52.00 | 12/26/2012 5:35:51 PM |
| loan-trajectory | $25.00 | 12/26/2012 5:43:18 PM |
| igloo268 | $25.00 | 12/26/2012 5:44:32 PM |
| return-enthusiast1 | $50.00 | 12/26/2012 2:36:11 PM |
| emergencyMD | $25.00 | 12/26/2012 2:41:07 PM |
| CAGE-Investments | $25.00 | 12/26/2012 5:14:10 PM |
| deal-goliath4 | $59.00 | 12/26/2012 5:15:08 PM |
| Tylerh | $55.00 | 12/26/2012 5:51:10 PM |
| pennybypenny | $25.00 | 12/26/2012 5:53:37 PM |
| payment-labyrinth9 | $25.00 | 12/26/2012 5:19:52 PM |
| investment-sapling | $50.00 | 12/26/2012 3:56:55 PM |
| gasman-1 | $25.00 | 12/26/2012 4:58:39 PM |
| dignified-leverage5 | $25.00 | 12/26/2012 5:27:37 PM |
| SecondChanceLendingSERV | $26.72 | 12/26/2012 5:29:31 PM |
| wwwUniversal | $25.00 | 12/26/2012 5:31:42 PM |
| unforgettable-wealth4 | $48.00 | 12/26/2012 5:32:31 PM |
| new-start18100 | $25.00 | 12/26/2012 5:42:58 PM |
| worth-eclipse9 | $78.00 | 12/26/2012 5:45:36 PM |
| mvalley | $25.00 | 12/26/2012 5:49:05 PM |
| Christophe | $25.00 | 12/26/2012 5:50:11 PM |
| giggling_DB | $25.00 | 12/26/2012 6:01:56 PM |
| mistertao | $25.00 | 12/26/2012 5:26:48 PM |
| yield-trader | $25.00 | 12/26/2012 5:39:18 PM |
| industrious-kindness152 | $100.00 | 12/26/2012 5:46:42 PM |
| Nopa | $25.00 | 12/26/2012 6:02:10 PM |
| EngineersAlliance | $75.00 | 12/13/2012 6:28:31 PM |
| berniemadeoff | $65.00 | 12/13/2012 6:56:28 PM |
| Money__Tree | $200.00 | 12/13/2012 5:57:58 PM |
| wildanne | $50.00 | 12/13/2012 6:10:44 PM |
| credit-commander1 | $25.00 | 12/13/2012 7:11:15 PM |
| transparency-position | $75.00 | 12/13/2012 7:41:43 PM |
| finder61 | $25.00 | 12/13/2012 9:46:13 PM |
| gotjack-IRA | $75.00 | 12/13/2012 8:16:02 PM |
| Dubbs360 | $50.00 | 12/14/2012 10:22:27 AM |
| 312-Lender | $52.13 | 12/14/2012 10:54:30 AM |
| kila-designer | $124.00 | 12/14/2012 5:58:34 PM |
| nevee | $25.00 | 12/14/2012 6:31:09 PM |
| mr_haldane | $25.00 | 12/16/2012 12:47:58 PM |
| silver-plato | $75.00 | 12/17/2012 11:07:51 AM |
| NickelSteamroller | $25.00 | 12/18/2012 10:11:58 AM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:51 PM |
| authentic-finance194 | $250.00 | 12/23/2012 4:34:05 AM |
| justreturns | $25.00 | 12/24/2012 10:26:31 AM |
| logical-principal8 | $50.00 | 12/24/2012 10:44:32 AM |
| tech310 | $50.00 | 12/24/2012 10:59:51 AM |
| kila-designer | $50.00 | 12/24/2012 10:03:57 AM |
| EFS | $100.00 | 12/24/2012 11:58:01 AM |
| Jasner | $25.00 | 12/24/2012 5:03:00 PM |
| aggresive-compassion612 | $25.00 | 12/24/2012 11:14:07 AM |
| nex | $25.00 | 12/24/2012 12:08:02 PM |
| auction-eclipse8 | $50.00 | 12/24/2012 5:47:43 PM |
| Kaj | $25.00 | 12/24/2012 6:09:05 PM |
| california111 | $25.00 | 12/24/2012 10:35:42 PM |
| selector568 | $300.00 | 12/24/2012 7:08:09 PM |
| helpinghand63 | $25.00 | 12/25/2012 9:33:19 AM |
| quest0 | $50.00 | 12/25/2012 8:44:11 AM |
| williemc44 | $25.00 | 12/25/2012 5:28:35 PM |
| profit-powerplant | $25.00 | 12/25/2012 11:21:18 AM |
| HLender | $35.00 | 12/25/2012 9:39:06 PM |
| durability-seahorse7 | $25.00 | 12/25/2012 4:42:44 PM |
| stollcm | $25.00 | 12/26/2012 6:49:16 AM |
| affluence-microscope2 | $200.00 | 12/26/2012 9:09:33 AM |
| grf1945 | $50.00 | 12/26/2012 5:29:04 AM |
| income-investor3 | $25.00 | 12/26/2012 7:23:08 AM |
| top-inspired-felicity | $25.00 | 12/26/2012 9:00:38 AM |
| RYNO-THE-GYNO | $73.39 | 12/25/2012 7:16:18 PM |
| market-pudding | $25.00 | 12/26/2012 9:05:07 AM |
| brightest-income-hunter | $50.00 | 12/26/2012 9:07:17 AM |
| CincyTex | $25.00 | 12/26/2012 2:48:19 AM |
| E-2 | $37.00 | 12/26/2012 9:17:29 AM |
| Iamthewalrus | $25.00 | 12/26/2012 10:20:52 AM |
| restless-currency | $40.00 | 12/26/2012 10:25:47 AM |
| musegaze | $50.00 | 12/26/2012 10:27:21 AM |
| duty-viola | $35.00 | 12/26/2012 10:49:49 AM |
| Bank_of_the_Galaxy | $25.00 | 12/26/2012 9:21:06 AM |
| courteous-justice415 | $25.00 | 12/26/2012 10:25:20 AM |
| five-star-justice | $25.00 | 12/26/2012 11:54:36 AM |
| pierrelasvegas | $25.00 | 12/26/2012 9:31:26 AM |
| debtfree_lender_777 | $25.00 | 12/26/2012 12:49:36 PM |
| compatible-deal9 | $25.00 | 12/26/2012 1:04:00 PM |
| radiant-dollar9 | $200.00 | 12/26/2012 9:42:42 AM |
| supersarah61 | $25.00 | 12/26/2012 1:31:23 PM |
| gilbrear | $25.00 | 12/26/2012 1:44:07 PM |
| global-invest-group | $25.00 | 12/26/2012 11:03:12 AM |
| likeable-money4 | $25.00 | 12/26/2012 2:43:24 PM |
| natural-worth9 | $200.00 | 12/26/2012 3:23:15 PM |
| palm864 | $25.00 | 12/26/2012 3:53:39 PM |
| profitable-commerce822 | $25.00 | 12/26/2012 4:12:37 PM |
| cash-spinner | $25.00 | 12/26/2012 10:31:25 AM |
| Sutpen55 | $25.00 | 12/26/2012 11:52:15 AM |
| capital-investor8 | $25.00 | 12/26/2012 11:57:00 AM |
| new-reward-sequoia | $25.00 | 12/26/2012 12:33:43 PM |
| 13nd3r | $25.00 | 12/26/2012 10:48:53 AM |
| moneytolend72 | $25.00 | 12/26/2012 11:10:51 AM |
| order-banshee3 | $25.00 | 12/26/2012 3:04:19 PM |
| finance-prescription | $100.00 | 12/26/2012 11:18:37 AM |
| trumpeter391 | $25.00 | 12/26/2012 3:43:22 PM |
| income-vault6 | $25.00 | 12/26/2012 11:34:33 AM |
| timbob | $500.00 | 12/26/2012 5:23:09 PM |
| bazaar-festivity | $25.00 | 12/26/2012 5:25:14 PM |
| commerce-venture1 | $50.00 | 12/26/2012 4:58:03 PM |
| nimble-revenue5 | $100.00 | 12/26/2012 5:00:38 PM |
| svandgts | $25.00 | 12/26/2012 5:30:37 PM |
| ferris2484 | $25.00 | 12/26/2012 5:33:59 PM |
| Greenbak | $50.00 | 12/26/2012 5:38:47 PM |
| red-power-pecan | $50.00 | 12/26/2012 5:41:11 PM |
| kind-magnificent-bid | $50.00 | 12/26/2012 5:42:19 PM |
| qwsd12 | $50.00 | 12/26/2012 5:45:45 PM |
| strive2 | $25.00 | 12/26/2012 5:50:36 PM |
| trade-beeper4 | $25.00 | 12/26/2012 5:50:59 PM |
| vestratech | $25.00 | 12/26/2012 5:17:29 PM |
| credible-balance6 | $50.00 | 12/26/2012 5:53:45 PM |
| Index_Plus | $3,500.00 | 12/26/2012 2:57:36 PM |
| natural-worth9 | $700.00 | 12/26/2012 3:00:43 PM |
| ready-vigilance3 | $25.00 | 12/26/2012 3:32:04 PM |
| gpuck | $25.00 | 12/26/2012 5:59:09 PM |
| compassionate-auction6 | $150.00 | 12/26/2012 6:02:58 PM |
| the-dollar-topper | $150.00 | 12/26/2012 6:03:19 PM |
| social-cocktail1 | $200.00 | 12/26/2012 5:34:08 PM |
| glimmering-velocity2 | $25.00 | 12/26/2012 5:34:33 PM |
| Beld | $31.00 | 12/26/2012 5:07:01 PM |
| SimpleChoice | $25.00 | 12/26/2012 5:40:06 PM |
| Reinadog9 | $25.00 | 12/26/2012 5:44:00 PM |
| soleowner | $25.00 | 12/26/2012 5:45:55 PM |
| wizard750 | $28.00 | 12/26/2012 5:55:53 PM |
| moola-wildebeest3 | $50.00 | 12/26/2012 5:58:09 PM |
| Bob450 | $25.00 | 12/26/2012 5:19:07 PM |
| the_spook | $48.47 | 12/26/2012 5:59:50 PM |
| first-clean-silver | $25.00 | 12/26/2012 5:21:44 PM |
| Sid-K | $25.00 | 12/26/2012 5:36:16 PM |
| USCGC | $25.00 | 12/26/2012 5:42:49 PM |
| lendacity | $25.00 | 12/26/2012 5:43:27 PM |
| supreme-treasure8 | $100.00 | 12/26/2012 5:49:02 PM |
| first-resolute-deal | $25.00 | 12/26/2012 5:50:40 PM |
| best-virtuous-return | $50.00 | 12/26/2012 5:53:49 PM |
| 229 Investments
|
Borrower Payment Dependent Notes Series
687389
This series of Notes was issued and sold upon the funding of the borrower loan #79533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-26-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $287.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 16y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,084 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| troy0868 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation 2017
Purpose of loan:
This loan will be used to... Pay off credit cards
My financial situation:
I am a good candidate for this loan because... I pay my bills
Monthly net income: $3900
Monthly expenses: $
Housing: $1100
Insurance: $30
Car expenses: $
Utilities: $200
Phone, cable, internet: $125
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Money__Tree | $200.00 | 12/18/2012 5:20:45 PM |
| Dubbs360 | $50.00 | 12/18/2012 6:02:28 PM |
| green-trade-dolphin | $42.52 | 12/18/2012 5:02:19 PM |
| glimmering-liberty616 | $25.00 | 12/18/2012 5:08:18 PM |
| octoberfresh | $25.00 | 12/18/2012 5:11:35 PM |
| zipemdown | $25.00 | 12/18/2012 6:48:49 PM |
| corndog4000 | $85.00 | 12/18/2012 6:53:36 PM |
| green-dollar-buffalo | $50.00 | 12/18/2012 5:17:46 PM |
| ready-interest9 | $25.00 | 12/18/2012 7:38:49 PM |
| Plow_n_Sow | $200.00 | 12/18/2012 7:52:57 PM |
| money-genome84 | $250.00 | 12/18/2012 5:05:45 PM |
| Wrats6 | $25.00 | 12/18/2012 5:06:14 PM |
| kila-designer | $124.00 | 12/18/2012 5:54:37 PM |
| truth-companion | $25.00 | 12/18/2012 5:16:24 PM |
| treasure-bliss | $50.00 | 12/19/2012 5:02:56 AM |
| transparency-position | $60.00 | 12/18/2012 6:09:24 PM |
| kind-lovely-marketplace | $50.00 | 12/18/2012 5:25:56 PM |
| Silver_Rupee | $25.00 | 12/18/2012 6:24:07 PM |
| wildanne | $50.00 | 12/18/2012 5:32:46 PM |
| valiant-return584 | $50.00 | 12/18/2012 6:46:54 PM |
| Interest2thePeople | $99.00 | 12/19/2012 5:22:28 PM |
| liberty-tostada7 | $50.00 | 12/19/2012 11:47:14 AM |
| capital-investor8 | $25.00 | 12/20/2012 6:39:54 AM |
| blueshound | $25.00 | 12/19/2012 5:16:34 PM |
| return-point2 | $100.00 | 12/20/2012 9:07:33 AM |
| affluence-microscope2 | $53.00 | 12/19/2012 5:22:24 PM |
| scarlet-velvet | $50.08 | 12/20/2012 6:45:41 AM |
| graceful-investment | $106.00 | 12/20/2012 8:06:45 AM |
| LendingPimp | $53.00 | 12/20/2012 9:36:22 AM |
| WalnutCreekguy | $50.00 | 12/20/2012 5:45:33 PM |
| Roundhouse | $100.00 | 12/20/2012 9:43:25 PM |
| kila-designer | $25.00 | 12/22/2012 8:46:28 AM |
| aquariano2 | $25.00 | 12/21/2012 7:04:36 PM |
| industrious-p2ploan393 | $250.00 | 12/22/2012 11:49:26 AM |
| Black_Dog_Lending | $50.00 | 12/22/2012 9:09:25 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:24:11 PM |
| authentic-finance194 | $250.00 | 12/23/2012 4:37:50 AM |
| auction-seeker | $25.00 | 12/24/2012 12:13:34 PM |
| tommymtg7 | $25.00 | 12/24/2012 7:28:09 PM |
| top-inspired-felicity | $25.00 | 12/25/2012 7:28:17 AM |
| integrity-doctor | $100.00 | 12/25/2012 8:36:21 AM |
| LuckyDuck49 | $25.00 | 12/25/2012 12:42:03 PM |
| the-hope-workhorse | $25.00 | 12/25/2012 1:49:33 PM |
| SunnyMoney | $25.00 | 12/25/2012 2:07:32 PM |
| chris-heretoinvest | $25.00 | 12/26/2012 5:18:58 AM |
| Kaj | $25.00 | 12/26/2012 9:26:56 AM |
| ethical-truth211 | $500.00 | 12/26/2012 4:34:13 PM |
| missourimade | $25.00 | 12/26/2012 12:38:32 PM |
| hitsman | $50.00 | 12/26/2012 5:01:21 PM |
| djkaiser | $25.00 | 12/26/2012 11:39:17 AM |
| timbob | $500.00 | 12/26/2012 5:23:24 PM |
| mpatrick | $99.00 | 12/26/2012 4:39:48 PM |
| gpuck | $25.00 | 12/26/2012 6:00:16 PM |
| CA-Lender | $25.00 | 12/26/2012 6:42:26 PM |
| social-zebra | $30.00 | 12/26/2012 5:15:40 PM |
| new-ore-venture | $50.00 | 12/26/2012 7:26:07 PM |
| HelpWhenNeeded | $25.00 | 12/26/2012 7:37:47 PM |
| gasman-1 | $25.00 | 12/26/2012 8:52:28 PM |
| ResQDoc | $17.69 | 12/26/2012 9:23:47 PM |
| peaceful-greenback719 | $25.00 | 12/26/2012 7:04:28 PM |
| Supernick | $300.00 | 12/26/2012 8:22:54 PM |
| ralph44 | $25.57 | 12/26/2012 8:51:17 PM |
| evilkats | $50.00 | 12/26/2012 9:09:10 PM |
| rolltide09 | $50.00 | 12/26/2012 7:08:01 PM |
| WDeamay | $25.00 | 12/26/2012 7:23:55 PM |
| impressive-yield3 | $50.00 | 12/26/2012 7:40:35 PM |
| EclipseDirect | $49.30 | 12/26/2012 7:46:14 PM |
| heerzaquestion | $25.00 | 12/18/2012 5:56:49 PM |
| NickelSteamroller | $25.00 | 12/18/2012 6:09:50 PM |
| creditjunky | $25.00 | 12/18/2012 5:11:31 PM |
| thrilling-point2 | $40.00 | 12/18/2012 5:14:20 PM |
| vutah | $45.00 | 12/18/2012 5:17:52 PM |
| nevee | $25.00 | 12/18/2012 5:06:54 PM |
| paxnj | $25.00 | 12/18/2012 5:56:06 PM |
| credit-adventurer313 | $25.00 | 12/18/2012 6:22:09 PM |
| bazaar-tulip | $25.00 | 12/18/2012 6:35:28 PM |
| deal-banker | $50.00 | 12/18/2012 6:49:29 PM |
| Onlyhappycustomers | $25.00 | 12/19/2012 6:14:22 AM |
| simplelender80 | $125.00 | 12/19/2012 10:08:15 AM |
| radiant-dollar9 | $200.00 | 12/19/2012 9:52:53 AM |
| ell25 | $25.00 | 12/19/2012 10:08:17 AM |
| thrilling-fund427 | $50.00 | 12/19/2012 5:24:49 PM |
| Star_Witness | $25.00 | 12/19/2012 8:14:08 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:15:05 PM |
| profitable-fairness1 | $75.00 | 12/21/2012 6:22:04 AM |
| rmkrish55 | $25.00 | 12/20/2012 5:26:25 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:42 PM |
| gjm6d | $25.00 | 12/23/2012 12:39:00 PM |
| dukeiyer | $25.00 | 12/24/2012 12:00:19 PM |
| california111 | $50.00 | 12/24/2012 1:02:52 PM |
| special-transparency2 | $25.00 | 12/24/2012 11:37:12 AM |
| p2pelstiltskin8 | $25.00 | 12/24/2012 12:19:26 PM |
| helpinghand63 | $25.00 | 12/25/2012 9:34:34 AM |
| patriot897 | $25.00 | 12/25/2012 9:27:39 AM |
| transparency-universe8 | $25.00 | 12/26/2012 6:16:03 AM |
| cardminger | $25.00 | 12/26/2012 9:29:45 AM |
| evergreen16 | $300.00 | 12/26/2012 8:53:32 AM |
| alluring-yield5 | $25.00 | 12/26/2012 4:47:54 PM |
| Rogesparkguy | $25.00 | 12/26/2012 1:48:39 PM |
| LoanerPrincipal | $25.00 | 12/26/2012 11:03:06 AM |
| selector568 | $300.00 | 12/26/2012 11:09:07 AM |
| likeable-money4 | $25.00 | 12/26/2012 2:43:35 PM |
| tolerant-responsibility051 | $2,500.00 | 12/26/2012 4:00:20 PM |
| income-buffalo1 | $50.00 | 12/26/2012 4:48:33 PM |
| trumpeter391 | $25.00 | 12/26/2012 5:39:53 PM |
| first-graceful-contract | $25.00 | 12/26/2012 3:46:01 PM |
| wwwUniversal | $25.00 | 12/26/2012 5:31:43 PM |
| curveylady | $25.00 | 12/26/2012 7:19:43 PM |
| circuitfive | $25.00 | 12/26/2012 6:06:32 PM |
| GL464 | $120.84 | 12/26/2012 8:07:14 PM |
| TravisMcGee | $25.00 | 12/26/2012 9:06:35 PM |
| natejx | $25.00 | 12/26/2012 6:18:11 PM |
| billybragg | $25.00 | 12/26/2012 7:42:17 PM |
| nws103 | $25.00 | 12/26/2012 7:11:38 PM |
| JTHarris | $25.00 | 12/26/2012 8:05:15 PM |
| 115 Investments
|
Borrower Payment Dependent Notes Series
687741
This series of Notes was issued and sold upon the funding of the borrower loan #79849, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-26-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $414.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,975 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| best-exuberant-camaraderi |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring Financing
Purpose of loan:
This loan will be used to purchase an engagement ring.
My financial situation:
I am a good candidate for this loan because I have always paid my debts. I was hit with a heart attack at a very young age about 6 years ago and even though car payments and other utilities stacked up, I paid off all of my medical bills and debts in full.
I make a great annual wage but have spent the past few years paying off all of my debts which has left me without a large savings account. In addition, to my annual salary, I also earn an annual commission. I had originally planned to use this year's annual commission to pay for the engagement ring but since our company was acquired last year, we have since moved to a Fiscal Year End format in July, meaning I would have to wait another 7 months to propose. This would leave us with no time to plan for a 2013 wedding and would have to wait until 2014.
I could easily make the monthly agreed upon payments and would look to pay off the loan in full come July of 2013.
As of this year, I have NO OTHER DEBT! No credit cards, no medical expenses, haven't bought a house yet as it's easier to rent in Chicago, car is paid off in 3 months, etc. I am for the first time in years, debt free.
Monthly net income: $6,534
Monthly expenses: $0
Housing: $1,600
Insurance: $108
Car expenses: $546
Utilities: $200
Phone, cable, internet: $147
Food, entertainment: $1600
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-lovely-marketplace | $50.00 | 12/17/2012 5:15:30 PM |
| riskreward | $250.00 | 12/17/2012 5:29:15 PM |
| zipemdown | $25.00 | 12/17/2012 5:35:19 PM |
| superb-funds335 | $25.00 | 12/17/2012 5:49:44 PM |
| octoberfresh | $25.00 | 12/17/2012 6:33:38 PM |
| DreisersFinancier | $50.00 | 12/17/2012 5:31:16 PM |
| commerce-venture1 | $25.00 | 12/17/2012 5:07:39 PM |
| daw1878 | $25.00 | 12/17/2012 6:11:47 PM |
| valiant-return584 | $50.00 | 12/17/2012 6:26:24 PM |
| toblerone | $25.00 | 12/17/2012 6:53:01 PM |
| callmebryan | $25.00 | 12/17/2012 7:02:46 PM |
| ferocious-kindness8 | $35.00 | 12/17/2012 5:52:51 PM |
| return-enforcer5 | $25.00 | 12/18/2012 7:04:06 AM |
| zorg77 | $25.00 | 12/18/2012 11:00:04 AM |
| 113121 | $100.00 | 12/18/2012 3:58:59 PM |
| Roundhouse | $150.00 | 12/17/2012 9:22:52 PM |
| golffish2 | $100.00 | 12/18/2012 3:51:06 AM |
| lowrater | $50.60 | 12/18/2012 4:55:09 AM |
| nickel-ferret | $25.00 | 12/18/2012 5:34:10 PM |
| Rockymtnhi | $100.00 | 12/18/2012 10:12:34 AM |
| gotjack-IRA | $25.02 | 12/18/2012 5:06:13 PM |
| prudent-dough458 | $25.00 | 12/18/2012 5:01:46 PM |
| gjm6d | $25.00 | 12/18/2012 5:56:30 PM |
| truth-companion | $25.00 | 12/18/2012 5:16:18 PM |
| gentle-gain235 | $150.00 | 12/19/2012 5:48:59 AM |
| BostonCapital | $100.00 | 12/18/2012 5:47:04 PM |
| Vegasjim | $25.00 | 12/18/2012 7:12:55 PM |
| euro-eagle1 | $26.00 | 12/19/2012 7:33:53 AM |
| alpha-lending | $25.00 | 12/19/2012 9:37:00 AM |
| moneylender25 | $25.00 | 12/19/2012 6:52:00 PM |
| DevinHill_IRA | $25.00 | 12/20/2012 6:09:45 PM |
| PARAGONChief | $200.00 | 12/20/2012 2:11:52 PM |
| yield-journey | $25.00 | 12/21/2012 9:26:47 AM |
| brainy-credit1 | $40.00 | 12/21/2012 6:30:12 AM |
| enriched-note6 | $25.00 | 12/21/2012 2:45:08 PM |
| market-maximizer472 | $25.00 | 12/21/2012 6:57:50 AM |
| Ripsaw4U | $50.00 | 12/21/2012 10:19:36 AM |
| Aristocrat | $50.00 | 12/21/2012 11:49:59 AM |
| Interloper | $25.00 | 12/22/2012 8:16:58 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:22 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:24:02 PM |
| radforj22 | $25.00 | 12/22/2012 3:57:16 PM |
| NobisEst | $25.00 | 12/23/2012 1:09:00 PM |
| Black_Dog_Lending | $100.00 | 12/22/2012 9:12:06 PM |
| tommymtg7 | $25.00 | 12/23/2012 2:09:14 PM |
| moremax | $33.00 | 12/24/2012 9:00:58 AM |
| openness-antioxidant | $71.00 | 12/23/2012 1:50:10 PM |
| payment-halo | $25.00 | 12/23/2012 5:04:54 PM |
| omegamon1 | $25.00 | 12/24/2012 4:31:59 AM |
| blueshound | $25.00 | 12/24/2012 6:25:57 AM |
| enriching-trade2 | $30.00 | 12/24/2012 10:44:52 AM |
| klend4 | $25.00 | 12/24/2012 11:39:30 AM |
| natural-worth9 | $500.00 | 12/24/2012 10:56:09 AM |
| calamango | $35.00 | 12/24/2012 11:43:42 AM |
| a-finance-nirvana | $25.00 | 12/24/2012 10:39:35 AM |
| dukeiyer | $25.00 | 12/24/2012 11:37:06 AM |
| fantastic-dedication6 | $50.00 | 12/24/2012 3:07:56 PM |
| tech310 | $50.00 | 12/24/2012 7:11:55 PM |
| gain-neutron6 | $25.00 | 12/24/2012 6:37:19 PM |
| the_spook | $25.01 | 12/24/2012 8:09:38 PM |
| Bob450 | $25.00 | 12/25/2012 10:00:47 AM |
| lionheart722 | $25.00 | 12/25/2012 9:07:06 AM |
| Obiwan_Kanobi | $25.03 | 12/25/2012 10:05:11 AM |
| ethical-truth211 | $500.00 | 12/25/2012 9:31:43 AM |
| LoanerPrincipal | $25.00 | 12/25/2012 10:42:17 AM |
| Leshan | $50.00 | 12/25/2012 9:33:34 PM |
| salegalaxy | $25.00 | 12/25/2012 10:05:57 AM |
| Digs | $25.00 | 12/26/2012 5:59:16 AM |
| 1LTRN | $48.73 | 12/26/2012 7:27:00 AM |
| tclay77 | $50.00 | 12/26/2012 8:06:47 AM |
| loyalist1 | $150.00 | 12/26/2012 8:24:29 AM |
| friedokra | $25.00 | 12/25/2012 5:49:53 PM |
| simplelender80 | $100.00 | 12/25/2012 11:04:07 AM |
| Serenity-Cat | $25.00 | 12/25/2012 11:57:15 AM |
| friendinmoney | $25.00 | 12/25/2012 12:04:26 PM |
| revolutionary769 | $100.00 | 12/25/2012 4:43:20 PM |
| dough-kitten5 | $50.00 | 12/26/2012 5:28:54 AM |
| youngster50 | $25.00 | 12/26/2012 6:13:54 AM |
| buffalobills | $25.00 | 12/26/2012 7:27:34 AM |
| horseshoelake | $40.00 | 12/26/2012 8:14:06 AM |
| order-taco-bell | $25.00 | 12/25/2012 6:12:26 PM |
| killjoy00 | $26.87 | 12/26/2012 8:42:51 AM |
| cajunguy | $30.00 | 12/26/2012 9:02:07 AM |
| affluence-microscope2 | $93.02 | 12/26/2012 9:09:25 AM |
| natural-affluence6 | $25.00 | 12/18/2012 9:02:47 PM |
| HereToHelp305 | $150.00 | 12/19/2012 4:50:49 PM |
| formula842 | $25.00 | 12/17/2012 5:21:44 PM |
| magnetic-duty4 | $25.00 | 12/17/2012 6:40:34 PM |
| first-wampum-gazer | $2,000.00 | 12/17/2012 6:49:26 PM |
| cattlebaron | $500.00 | 12/17/2012 5:34:58 PM |
| green-dollar-buffalo | $50.00 | 12/17/2012 5:08:35 PM |
| wildanne | $50.00 | 12/17/2012 5:59:42 PM |
| Aberdeen | $100.00 | 12/17/2012 7:05:59 PM |
| skillful-asset5 | $30.00 | 12/17/2012 7:36:29 PM |
| janeybooboo | $75.26 | 12/17/2012 10:09:31 PM |
| bazaar-tulip | $25.00 | 12/17/2012 6:39:21 PM |
| belief-integrity | $100.00 | 12/18/2012 10:44:54 AM |
| platinum-scientist9 | $25.00 | 12/18/2012 5:17:04 PM |
| bid-starfish | $25.00 | 12/18/2012 6:30:31 AM |
| commerce-venture1 | $25.00 | 12/18/2012 5:21:05 PM |
| PoundSmart | $95.00 | 12/18/2012 5:41:54 PM |
| Wangchuk | $35.01 | 12/18/2012 9:26:33 AM |
| Rockymtnhi | $100.00 | 12/18/2012 9:58:06 AM |
| zorg77 | $100.00 | 12/18/2012 10:59:57 AM |
| Plow_n_Sow | $75.00 | 12/18/2012 7:54:55 PM |
| RGlad | $110.81 | 12/18/2012 8:32:34 PM |
| transaction-seahorse0 | $25.00 | 12/18/2012 5:45:16 PM |
| WalnutCreekguy | $50.00 | 12/18/2012 6:17:16 PM |
| missing-link | $25.00 | 12/18/2012 6:24:51 PM |
| djmikmik | $25.00 | 12/19/2012 10:05:11 AM |
| coin-trader7 | $25.00 | 12/20/2012 5:15:00 PM |
| rmkrish55 | $25.00 | 12/20/2012 5:26:22 PM |
| _nfx-ira_ | $50.00 | 12/20/2012 6:17:53 AM |
| whitegoldira | $50.00 | 12/20/2012 10:19:08 AM |
| Tscheddar | $25.00 | 12/20/2012 6:40:47 PM |
| profitable-fairness1 | $75.00 | 12/21/2012 6:27:09 AM |
| cloud8 | $50.00 | 12/21/2012 3:31:35 PM |
| Cookstersalibi | $25.00 | 12/21/2012 10:55:47 AM |
| bonus-seahorse | $95.00 | 12/21/2012 12:56:46 PM |
| trumpeter391 | $25.00 | 12/22/2012 10:57:47 AM |
| sensible-interest2 | $64.63 | 12/21/2012 8:25:16 PM |
| california111 | $50.00 | 12/22/2012 10:26:34 AM |
| helping-out | $25.00 | 12/22/2012 5:58:56 AM |
| availableloan | $25.00 | 12/22/2012 12:00:59 PM |
| nodebtin3 | $50.00 | 12/22/2012 7:10:45 AM |
| Mucman72 | $25.00 | 12/23/2012 2:42:02 AM |
| ell25 | $25.00 | 12/22/2012 1:36:45 PM |
| qsolo | $50.00 | 12/22/2012 1:06:11 PM |
| berniemadeoff | $50.00 | 12/23/2012 7:31:27 AM |
| Iwillhuntyoudown | $25.00 | 12/23/2012 6:54:40 PM |
| wise-deal-panda | $36.00 | 12/24/2012 9:26:26 AM |
| FloridaBookie | $50.00 | 12/23/2012 2:28:12 PM |
| dollar-tornado3 | $25.00 | 12/24/2012 5:12:02 AM |
| dynrep | $25.00 | 12/23/2012 5:05:07 PM |
| Gobsek | $25.00 | 12/24/2012 10:13:54 AM |
| Kaj | $25.00 | 12/24/2012 9:46:21 AM |
| first-friendly-listing | $35.00 | 12/24/2012 10:27:48 AM |
| kind-durability-battalion | $150.00 | 12/24/2012 10:08:24 AM |
| patriot897 | $25.00 | 12/24/2012 10:50:27 AM |
| Social_Catapult | $25.00 | 12/24/2012 3:28:16 PM |
| wwwUniversal | $25.00 | 12/24/2012 11:44:56 AM |
| Astyanax | $40.00 | 12/24/2012 1:32:33 PM |
| heerzaquestion | $25.00 | 12/24/2012 12:10:43 PM |
| yield-hut | $25.00 | 12/24/2012 6:03:54 PM |
| P2P4me | $800.00 | 12/25/2012 5:35:59 AM |
| rokman | $50.00 | 12/25/2012 6:37:10 AM |
| itsmaj | $50.00 | 12/24/2012 8:40:59 PM |
| awern | $54.15 | 12/25/2012 3:55:20 PM |
| bold-direct-asset | $50.00 | 12/25/2012 10:13:37 AM |
| helpinghand63 | $25.00 | 12/25/2012 9:34:04 AM |
| JASHoldingsLTD1 | $25.00 | 12/25/2012 3:48:06 PM |
| smart-transparency099 | $25.00 | 12/26/2012 7:48:45 AM |
| dannycarter10 | $25.00 | 12/25/2012 5:15:23 PM |
| diversification-collider5 | $25.00 | 12/25/2012 6:02:13 PM |
| manatee21 | $70.00 | 12/26/2012 8:16:59 AM |
| GreedyLawyer | $49.86 | 12/26/2012 8:08:10 AM |
| market-pudding | $25.00 | 12/26/2012 9:07:45 AM |
| 157 Investments
|
Borrower Payment Dependent Notes Series
687783
This series of Notes was issued and sold upon the funding of the borrower loan #79536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $263.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 52% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 30y 3m |
|
Amount delinquent:
| $1,631 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,196 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| peso-electron |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 43 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Dec-2011)
680-699
(Nov-2009)
|
|
Principal balance:
| $3,436.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 43 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...I need to put a new roof on house
My financial situation:
I am a good candidate for this loan because...I have paid off my first prosper loan and have been paying down credit cards. My husband pays all bills in household besides my car payment.
Monthly net income: $ 1800
Monthly expenses: $
Housing: $ 0
Insurance: $ 0
Car expenses: $ Car payment $300
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 300
Clothing, household expenses: $ 0
Credit cards and other loans: $ 0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trumpeter5 | $25.00 | 12/18/2012 5:03:15 PM |
| DasMula | $100.00 | 12/18/2012 5:05:18 PM |
| MoneyForNothing | $25.43 | 12/18/2012 5:16:50 PM |
| simplelender80 | $500.00 | 12/18/2012 5:40:20 PM |
| zorg77 | $100.00 | 12/18/2012 6:13:08 PM |
| WalnutCreekguy | $50.00 | 12/18/2012 6:17:19 PM |
| LittleMingo | $40.00 | 12/18/2012 5:03:58 PM |
| zipemdown | $25.00 | 12/18/2012 6:48:50 PM |
| 01a_MrUSC_IRA | $25.00 | 12/18/2012 6:49:43 PM |
| purposeful-durability8 | $100.00 | 12/18/2012 5:27:23 PM |
| kind-credit-bear | $100.00 | 12/18/2012 6:00:41 PM |
| Feyenoord | $30.00 | 12/18/2012 6:22:36 PM |
| intrepid-loot | $25.00 | 12/18/2012 6:44:06 PM |
| kain11286 | $50.00 | 12/19/2012 10:23:02 AM |
| stylish-revenue4 | $100.00 | 12/18/2012 7:30:59 PM |
| money-baron-Roth401k | $25.00 | 12/19/2012 5:47:31 PM |
| industrious-currency | $25.00 | 12/19/2012 12:09:51 PM |
| wealth-multiplier | $25.00 | 12/19/2012 12:58:09 PM |
| broker048 | $50.00 | 12/20/2012 8:33:51 AM |
| BJnRJames | $25.00 | 12/20/2012 2:14:03 PM |
| Gorges | $26.07 | 12/19/2012 7:48:30 PM |
| melodious-capital3 | $45.00 | 12/20/2012 11:07:41 AM |
| wormdc | $25.00 | 12/21/2012 5:33:57 PM |
| kinder-credit-bear | $25.00 | 12/21/2012 6:02:09 PM |
| workorbe | $25.00 | 12/22/2012 12:26:33 PM |
| cah1942 | $25.00 | 12/22/2012 11:10:18 AM |
| fcrick | $50.00 | 12/23/2012 12:51:44 PM |
| moola-accelerator6 | $25.00 | 12/23/2012 7:14:57 PM |
| scholarly-order6 | $25.00 | 12/24/2012 8:55:00 AM |
| VegasBank | $50.00 | 12/23/2012 2:09:36 PM |
| justreturns | $25.00 | 12/24/2012 10:26:42 AM |
| charming-return031 | $25.00 | 12/24/2012 10:59:04 AM |
| AF-Chief | $25.00 | 12/24/2012 11:30:52 AM |
| pposFUNDing | $40.90 | 12/24/2012 2:55:23 PM |
| JeremyLinFan | $25.00 | 12/25/2012 1:55:41 AM |
| twjh | $25.02 | 12/24/2012 7:40:31 PM |
| dannycarter10 | $25.00 | 12/25/2012 5:18:37 PM |
| capital-spectacle6 | $25.00 | 12/25/2012 10:24:43 AM |
| evilkats | $50.00 | 12/25/2012 6:17:34 PM |
| netg | $75.00 | 12/25/2012 6:06:35 PM |
| trumpeter391 | $50.00 | 12/25/2012 6:50:22 PM |
| tolerant-currency6 | $25.00 | 12/25/2012 12:39:22 PM |
| mikeandcat | $140.00 | 12/25/2012 1:14:11 PM |
| revenue-appraiser | $25.00 | 12/26/2012 7:49:18 AM |
| courteous-justice415 | $25.00 | 12/26/2012 10:25:41 AM |
| likeable-money4 | $25.00 | 12/26/2012 2:43:36 PM |
| reward-pizza0 | $25.00 | 12/26/2012 3:21:10 PM |
| brilliant-justice214 | $50.00 | 12/26/2012 3:21:43 PM |
| tolerant-responsibility051 | $2,500.00 | 12/26/2012 12:54:27 PM |
| Wrats6 | $25.00 | 12/26/2012 1:58:21 PM |
| gpuck | $25.00 | 12/26/2012 5:59:55 PM |
| investment-sapling | $50.00 | 12/26/2012 3:57:15 PM |
| Comoparklender | $25.00 | 12/26/2012 6:14:05 PM |
| orange-dedication-maple | $25.00 | 12/26/2012 9:27:32 PM |
| stepatatime-together | $100.00 | 12/26/2012 6:15:08 PM |
| showcase731 | $50.00 | 12/26/2012 11:21:07 PM |
| loan-oath0 | $50.06 | 12/26/2012 11:27:29 PM |
| rlaboy | $25.00 | 12/27/2012 4:33:09 AM |
| DaddyBill | $46.18 | 12/26/2012 8:37:11 PM |
| nashibaksi | $30.00 | 12/26/2012 9:08:58 PM |
| Oak-Parker | $25.00 | 12/26/2012 10:44:50 PM |
| Gabster114 | $52.43 | 12/27/2012 3:53:40 AM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:42 PM |
| thrilling-fund427 | $50.00 | 12/18/2012 5:15:50 PM |
| SLN-10 | $100.00 | 12/18/2012 5:18:31 PM |
| Sagamore | $50.00 | 12/18/2012 5:45:28 PM |
| janeybooboo | $74.74 | 12/18/2012 5:54:07 PM |
| Peleadona | $25.00 | 12/18/2012 6:29:28 PM |
| valiant-return584 | $50.00 | 12/18/2012 6:46:55 PM |
| respectful-dough429 | $75.00 | 12/18/2012 7:00:06 PM |
| Tscheddar | $25.00 | 12/18/2012 7:40:33 PM |
| five-star-note | $200.00 | 12/18/2012 5:56:13 PM |
| integrity-doctor | $100.00 | 12/19/2012 7:48:26 AM |
| Edakers | $25.00 | 12/18/2012 6:55:46 PM |
| Forward-Looking | $25.00 | 12/18/2012 6:07:35 PM |
| economy-coup | $100.00 | 12/18/2012 6:17:49 PM |
| atlas100 | $25.00 | 12/18/2012 8:45:37 PM |
| treasure-bliss | $50.00 | 12/19/2012 4:59:49 AM |
| best-point-pursuit | $100.00 | 12/19/2012 8:55:20 AM |
| thehousewife | $25.00 | 12/19/2012 1:07:46 PM |
| DoctorJoe | $25.00 | 12/19/2012 4:17:27 AM |
| scholarly-order6 | $100.00 | 12/19/2012 9:14:02 AM |
| Soulphoniks-Holdings | $34.58 | 12/19/2012 11:14:01 AM |
| dollar-authority | $60.00 | 12/19/2012 11:46:25 AM |
| return-point2 | $100.00 | 12/19/2012 5:24:34 PM |
| jtc26 | $60.64 | 12/19/2012 4:54:33 PM |
| brainy-return234 | $50.00 | 12/20/2012 5:10:20 PM |
| gondeee | $25.00 | 12/20/2012 9:58:22 AM |
| kenji4861 | $25.00 | 12/20/2012 5:52:05 PM |
| enthusiastic-balance5 | $100.00 | 12/21/2012 5:29:05 PM |
| FarmersBank | $26.10 | 12/24/2012 8:10:37 AM |
| boston_mass | $25.00 | 12/23/2012 7:20:41 PM |
| the-respectful-transaction | $25.00 | 12/24/2012 10:24:12 AM |
| halothane_logic | $75.00 | 12/24/2012 11:59:15 AM |
| Astyanax | $30.00 | 12/24/2012 11:54:42 AM |
| Slick58 | $25.00 | 12/24/2012 1:00:30 PM |
| C2Banking | $40.00 | 12/24/2012 8:21:31 PM |
| kindest-credit-bear | $25.00 | 12/24/2012 7:17:45 PM |
| vigorous-market5 | $70.00 | 12/24/2012 7:03:35 PM |
| enticing-capital6 | $31.00 | 12/25/2012 9:02:54 AM |
| helpinghand63 | $25.00 | 12/25/2012 9:34:35 AM |
| treasure-hunter270 | $50.00 | 12/26/2012 7:37:32 AM |
| capital-spectacle6 | $82.55 | 12/25/2012 9:49:39 PM |
| economy-coup | $100.00 | 12/25/2012 3:59:15 PM |
| creditologist281 | $39.80 | 12/26/2012 4:59:47 AM |
| california111 | $25.00 | 12/25/2012 9:06:31 PM |
| glroark | $150.00 | 12/25/2012 9:53:29 PM |
| contract-student2 | $40.00 | 12/26/2012 5:37:50 AM |
| tender-ore | $25.00 | 12/26/2012 8:50:36 AM |
| freefly67 | $25.00 | 12/26/2012 2:20:42 PM |
| Moorish1Privateer | $25.00 | 12/26/2012 4:09:05 PM |
| CACO_Lender | $25.00 | 12/26/2012 5:28:02 PM |
| jonnysixgun | $34.16 | 12/26/2012 1:16:04 PM |
| supersarah61 | $25.00 | 12/26/2012 1:30:48 PM |
| Kaj | $25.00 | 12/26/2012 5:13:55 PM |
| contract-sunshine5 | $25.00 | 12/26/2012 6:02:47 PM |
| timbob | $500.00 | 12/26/2012 5:24:26 PM |
| wwwUniversal | $25.00 | 12/26/2012 5:31:43 PM |
| Caine1974 | $31.00 | 12/26/2012 6:55:00 PM |
| ChoiceInvestments | $26.50 | 12/26/2012 7:23:23 PM |
| red-benefit-ruler | $42.84 | 12/27/2012 6:05:09 AM |
| note-goblin0 | $25.00 | 12/26/2012 6:50:22 PM |
| treasure-coyote3 | $25.00 | 12/26/2012 10:07:44 PM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
688147
This series of Notes was issued and sold upon the funding of the borrower loan #79943, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,100.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-26-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $394.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,139 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| worlds-best-payment7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan: Medical
This loan will be used to... Cover medical procedure not covered by insurance. It is NOT cosmetic.
My financial situation: Really good
I am a good candidate for this loan because... I have good credit and pay all my bills on time.
Monthly net income: $6700
Monthly expenses: $
Housing: $1217
Insurance: $115
Car expenses: $611
Utilities: $200
Phone, cable, internet: $30
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $450
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| HereToHelp305 | $200.00 | 12/19/2012 4:40:45 PM |
| kind-lovely-marketplace | $50.00 | 12/17/2012 5:15:15 PM |
| transaction-seahorse0 | $25.00 | 12/17/2012 5:27:56 PM |
| bowdish1 | $25.00 | 12/17/2012 5:32:45 PM |
| best-bonafide-p2p | $25.00 | 12/17/2012 5:16:36 PM |
| supersam | $50.00 | 12/17/2012 5:25:18 PM |
| cattlebaron | $100.00 | 12/17/2012 5:34:06 PM |
| silver-plato | $75.00 | 12/17/2012 5:46:45 PM |
| cash-mad-scientist3 | $25.00 | 12/17/2012 5:56:45 PM |
| bazaar-tulip | $25.00 | 12/17/2012 6:39:22 PM |
| toblerone | $25.00 | 12/17/2012 6:53:01 PM |
| gravbox | $25.00 | 12/17/2012 6:57:58 PM |
| Aberdeen | $100.00 | 12/17/2012 7:06:00 PM |
| corndog4000 | $30.00 | 12/17/2012 7:12:29 PM |
| bid-starfish | $25.00 | 12/18/2012 6:30:32 AM |
| nevee | $25.00 | 12/18/2012 10:04:35 AM |
| payout-motivator0 | $50.00 | 12/18/2012 6:28:53 PM |
| justice-inspector | $50.00 | 12/19/2012 1:58:47 PM |
| alpha-lending | $25.00 | 12/19/2012 9:37:00 AM |
| ideal-peace5 | $100.00 | 12/19/2012 5:23:18 PM |
| repayment-pagoda8 | $100.00 | 12/19/2012 5:27:41 PM |
| kingryan | $250.00 | 12/19/2012 5:34:07 PM |
| crown-year | $1,000.00 | 12/19/2012 12:43:11 PM |
| belief-integrity | $100.00 | 12/19/2012 7:12:41 PM |
| special-dinero553 | $25.00 | 12/19/2012 5:32:23 PM |
| gentle-gain235 | $150.00 | 12/20/2012 8:50:29 AM |
| shamonn_p2p | $44.00 | 12/19/2012 5:34:37 PM |
| prudent-dough458 | $25.00 | 12/20/2012 5:12:21 PM |
| auction-eclipse8 | $50.00 | 12/20/2012 5:54:04 PM |
| silver4711 | $50.00 | 12/20/2012 1:24:53 PM |
| payment-halo | $25.00 | 12/20/2012 2:50:58 PM |
| DevinHill_IRA | $25.00 | 12/20/2012 6:09:58 PM |
| Ripsaw4U | $50.00 | 12/21/2012 8:07:37 AM |
| Roux1 | $25.00 | 12/21/2012 11:17:22 AM |
| nodebtin3 | $100.00 | 12/22/2012 7:43:55 AM |
| principal-kung-fu | $25.00 | 12/21/2012 5:12:44 PM |
| justreturns | $25.00 | 12/22/2012 12:09:17 PM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:23 AM |
| california111 | $50.00 | 12/22/2012 10:21:52 AM |
| Black_Dog_Lending | $50.00 | 12/22/2012 10:12:25 PM |
| pietro_torna_indietro | $50.00 | 12/23/2012 12:31:06 PM |
| terrific-dough6 | $75.00 | 12/23/2012 1:55:25 PM |
| bonus-apricot366 | $25.00 | 12/23/2012 2:43:34 PM |
| tech310 | $50.00 | 12/23/2012 1:11:55 PM |
| ucantbeetit | $25.00 | 12/23/2012 12:23:41 PM |
| luann199 | $25.00 | 12/23/2012 1:54:11 PM |
| grasshopper288 | $25.00 | 12/24/2012 9:10:09 AM |
| IP | $25.00 | 12/24/2012 9:38:54 AM |
| deal-vibrato | $25.00 | 12/24/2012 10:38:04 AM |
| jpblan11 | $25.00 | 12/24/2012 10:12:03 AM |
| wise-honorable-rate | $25.00 | 12/24/2012 11:26:49 AM |
| prudent-deal662 | $25.00 | 12/24/2012 10:24:32 AM |
| p2p-paradise | $25.00 | 12/24/2012 11:06:32 AM |
| transparency-sapling | $25.00 | 12/24/2012 11:26:54 AM |
| profitable-fairness1 | $50.00 | 12/24/2012 5:01:43 PM |
| pleasant-listing712 | $25.00 | 12/24/2012 2:41:25 PM |
| ethical-truth211 | $300.00 | 12/24/2012 5:15:20 PM |
| ready-agreement5 | $25.00 | 12/24/2012 7:01:58 PM |
| RuleOf70 | $34.00 | 12/24/2012 7:22:02 PM |
| Social_Catapult | $25.00 | 12/24/2012 3:27:21 PM |
| P2P4me | $700.00 | 12/25/2012 5:36:35 AM |
| supersarah61 | $25.00 | 12/25/2012 7:15:41 AM |
| shugyosha | $50.00 | 12/25/2012 8:44:01 AM |
| yield-hut | $25.00 | 12/24/2012 6:03:58 PM |
| payout-paradise5 | $25.00 | 12/24/2012 7:10:53 PM |
| commerce-gargantuan2 | $25.00 | 12/24/2012 7:16:53 PM |
| northern_paddler | $25.00 | 12/24/2012 6:16:37 PM |
| helpinghand63 | $25.00 | 12/25/2012 9:34:14 AM |
| top-inspired-felicity | $25.00 | 12/25/2012 7:01:46 AM |
| transparency-futurist3 | $25.00 | 12/25/2012 9:02:42 AM |
| cerebral-dollar773 | $25.00 | 12/24/2012 7:47:20 PM |
| Investoman | $25.00 | 12/25/2012 9:59:56 AM |
| fund-blackberry6 | $25.00 | 12/25/2012 10:13:19 AM |
| impressive-loan | $100.00 | 12/25/2012 10:21:21 AM |
| Zion-CIF | $50.00 | 12/25/2012 6:50:01 AM |
| anacent | $25.00 | 12/25/2012 11:14:58 AM |
| trumpeter391 | $25.00 | 12/25/2012 4:36:56 PM |
| wwwUniversal | $25.00 | 12/25/2012 9:50:05 AM |
| Astyanax | $40.00 | 12/25/2012 1:34:20 PM |
| M_ERIC_CANE | $61.11 | 12/26/2012 5:23:29 AM |
| northwesttlr | $25.00 | 12/25/2012 4:37:19 PM |
| igniter584 | $150.00 | 12/25/2012 11:54:14 AM |
| Christus_Victor | $25.00 | 12/25/2012 1:03:55 PM |
| awern | $25.00 | 12/25/2012 3:52:19 PM |
| FWF-kinetic | $30.00 | 12/25/2012 4:39:17 PM |
| Digs | $25.00 | 12/26/2012 5:58:26 AM |
| kendigme | $50.00 | 12/26/2012 6:02:28 AM |
| Cai8899 | $25.00 | 12/25/2012 5:33:31 PM |
| order-taco-bell | $25.00 | 12/25/2012 6:11:41 PM |
| ouyangers | $50.00 | 12/26/2012 2:03:10 AM |
| lincny2 | $49.54 | 12/26/2012 5:54:23 AM |
| radiant-dollar9 | $200.00 | 12/17/2012 5:24:20 PM |
| green-dollar-buffalo | $50.00 | 12/17/2012 5:08:31 PM |
| valiant-return584 | $50.00 | 12/17/2012 6:26:25 PM |
| skillful-asset5 | $30.00 | 12/17/2012 7:34:11 PM |
| JeremyLinFan | $30.00 | 12/17/2012 7:35:27 PM |
| DreisersFinancier | $50.00 | 12/17/2012 5:31:17 PM |
| green-trade-dolphin | $30.97 | 12/17/2012 5:04:40 PM |
| finder61 | $25.00 | 12/17/2012 6:39:47 PM |
| superb-funds335 | $25.00 | 12/17/2012 5:49:44 PM |
| SOP_Bank | $25.00 | 12/17/2012 6:17:18 PM |
| affluence-microscope2 | $200.00 | 12/18/2012 5:07:51 PM |
| Ready2Loan | $29.00 | 12/18/2012 6:49:06 PM |
| 907 | $25.00 | 12/18/2012 7:50:10 PM |
| phenomenal-rate1 | $500.00 | 12/19/2012 5:22:57 PM |
| HoosierDaddie | $50.00 | 12/19/2012 5:23:55 PM |
| nickel-ferret | $25.00 | 12/19/2012 5:32:45 PM |
| logical-principal8 | $50.00 | 12/19/2012 5:17:58 PM |
| GCInvestments | $25.00 | 12/19/2012 5:30:34 PM |
| palu2619 | $25.00 | 12/19/2012 5:31:56 PM |
| PoundSmart | $100.00 | 12/19/2012 5:38:47 PM |
| Tscheddar | $25.00 | 12/20/2012 10:25:54 AM |
| lionheart722 | $25.00 | 12/20/2012 6:01:16 PM |
| kfrench | $75.00 | 12/20/2012 6:31:07 PM |
| BostonCapital | $100.00 | 12/20/2012 6:03:25 PM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:56 PM |
| bill-tent1 | $50.00 | 12/21/2012 9:40:45 AM |
| first-credit-meridian | $25.00 | 12/21/2012 5:54:17 PM |
| John_Galt | $33.00 | 12/21/2012 4:20:46 PM |
| qsolo | $25.00 | 12/21/2012 5:12:01 PM |
| economy-coup | $100.00 | 12/22/2012 12:33:20 AM |
| a-helping-hand | $125.00 | 12/22/2012 5:24:03 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:23 PM |
| radforj22 | $25.00 | 12/23/2012 2:24:14 PM |
| punctual-dedication | $25.00 | 12/24/2012 12:04:54 AM |
| awesome-dollar6 | $50.00 | 12/24/2012 6:20:27 AM |
| commerce-yeller | $75.00 | 12/23/2012 2:16:12 PM |
| revolutionary769 | $50.00 | 12/24/2012 6:36:37 AM |
| Harry | $75.00 | 12/24/2012 9:07:08 AM |
| chicagoprosper | $50.00 | 12/24/2012 9:58:50 AM |
| kind-durability-battalion | $125.00 | 12/24/2012 9:59:53 AM |
| awwaww | $25.00 | 12/24/2012 10:33:06 AM |
| octoberfresh | $25.00 | 12/24/2012 10:36:38 AM |
| jddorsey | $50.00 | 12/24/2012 10:11:43 AM |
| enriching-trade2 | $30.00 | 12/24/2012 10:44:53 AM |
| SecondChanceLendingSERV | $26.21 | 12/24/2012 11:39:15 AM |
| natural-worth9 | $475.00 | 12/24/2012 10:57:13 AM |
| dukeiyer | $25.00 | 12/24/2012 11:45:19 AM |
| sharp-platinum326 | $25.00 | 12/24/2012 10:52:51 AM |
| contract-bopper | $47.00 | 12/24/2012 11:07:41 AM |
| LoanerPrincipal | $25.00 | 12/24/2012 11:19:10 AM |
| benjamins-wasp | $50.00 | 12/24/2012 11:22:31 AM |
| fantastic-dedication6 | $50.00 | 12/24/2012 3:07:57 PM |
| gain-neutron6 | $25.00 | 12/24/2012 6:37:21 PM |
| auction-seeker | $25.00 | 12/24/2012 12:10:03 PM |
| kulender | $50.00 | 12/24/2012 5:51:35 PM |
| compoundinterest | $25.00 | 12/24/2012 5:09:53 PM |
| glimmering-return863 | $60.00 | 12/25/2012 5:04:50 AM |
| chicagobanker | $50.00 | 12/24/2012 5:48:22 PM |
| Tradesmanlender | $25.00 | 12/24/2012 7:52:03 PM |
| first-graceful-contract | $25.00 | 12/24/2012 9:37:58 PM |
| chac | $150.00 | 12/24/2012 10:07:41 PM |
| coin-trumpet | $25.00 | 12/24/2012 6:47:36 PM |
| ethical-truth211 | $100.00 | 12/25/2012 4:21:39 AM |
| principal-cooker2 | $50.00 | 12/25/2012 9:37:16 AM |
| Iwillhuntyoudown | $25.00 | 12/24/2012 7:33:34 PM |
| circuitfive | $25.00 | 12/25/2012 10:20:12 AM |
| openness-medalist0 | $25.00 | 12/25/2012 10:27:56 AM |
| structure9 | $25.00 | 12/25/2012 10:33:14 AM |
| sincere-order5 | $100.00 | 12/25/2012 11:18:31 AM |
| Aimvest | $25.00 | 12/25/2012 10:19:44 AM |
| dominickf | $50.00 | 12/25/2012 9:37:05 AM |
| ChoiceInvestments | $26.00 | 12/25/2012 1:07:44 PM |
| JASHoldingsLTD1 | $25.00 | 12/25/2012 3:46:10 PM |
| reward-dynamo | $35.00 | 12/25/2012 4:24:47 PM |
| natural-worth9 | $25.00 | 12/25/2012 11:13:14 AM |
| dough-kitten5 | $25.00 | 12/26/2012 5:27:58 AM |
| ethical-truth211 | $334.17 | 12/26/2012 6:04:33 AM |
| 168 Investments
|
Borrower Payment Dependent Notes Series
688245
This series of Notes was issued and sold upon the funding of the borrower loan #79931, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $248.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,713 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| listing-harmonica1 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cosmetic Procedures
Purpose of loan: The purpose of this loan is so that I may purchase a rhinoplasty procedure, otherwise know as a nose job. This is a voluntary, cosmetic procedure to fix my asymmetrical nose. When I was a young child, I was involved in a car accident which disfigured my nose. While it did not change my nose functions, it has had a large effect on my self esteem throughout my life. I am willing to pay a high interest rate on a loan because this is something that is very important to me personally and that I have wanted to have done for a long time.
This loan will be used to... Go towards purchasing a rhinoplasty procedure. This is otherwise know as a nose job.
My financial situation:
I am a good candidate for this loan because... I am a responsible, timely person who has always paid off credit card payments on time. I have never had a late or delinquent payment of any kind. I am employed full time. I also plan on most likely paying the loan back in sooner than 3 years. Finally, I have few payments at this point in my life: I share a home with my fiance and therefore save money on rent and expenses. She also inherited a car so I do not have car payments. Therefore, much of my income may go towards paying the loan back.
Monthly net income: $3,000
Monthly expenses: $300-500
Housing: $550
Insurance: $15
Car expenses: $0
Utilities: $35
Phone, cable, internet: $30
Credit cards and other loans: $50 (around)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| HereToHelp305 | $200.00 | 12/20/2012 1:04:22 PM |
| repayment-pagoda8 | $100.00 | 12/19/2012 5:27:45 PM |
| cash-mad-scientist3 | $25.00 | 12/19/2012 5:07:27 PM |
| Aberdeen | $100.00 | 12/19/2012 6:35:32 PM |
| bazaar-tulip | $25.00 | 12/19/2012 5:22:06 PM |
| engaging-worth | $25.00 | 12/19/2012 5:23:52 PM |
| blue111 | $25.00 | 12/19/2012 5:43:05 PM |
| CapStack | $50.00 | 12/20/2012 9:07:14 AM |
| one-midas | $25.00 | 12/19/2012 5:24:59 PM |
| superb-funds335 | $25.00 | 12/19/2012 6:05:08 PM |
| nickel-ferret | $25.00 | 12/19/2012 5:32:47 PM |
| radiant-dollar9 | $200.00 | 12/19/2012 5:35:17 PM |
| toblerone | $25.00 | 12/19/2012 5:41:55 PM |
| corndog4000 | $55.00 | 12/19/2012 6:58:29 PM |
| DreisersFinancier | $50.00 | 12/19/2012 6:02:58 PM |
| bowdish1 | $25.00 | 12/19/2012 6:10:20 PM |
| PARAGONChief | $200.00 | 12/20/2012 2:18:55 PM |
| gravbox | $25.00 | 12/19/2012 6:31:44 PM |
| compassion-twister2 | $25.00 | 12/19/2012 6:47:10 PM |
| Edakers | $25.00 | 12/19/2012 7:00:43 PM |
| LiveNow | $25.00 | 12/20/2012 5:07:30 PM |
| justice-inspector | $50.00 | 12/20/2012 9:52:13 AM |
| Winged_Inspirations | $25.00 | 12/20/2012 11:56:52 AM |
| penny-finder | $25.00 | 12/20/2012 5:18:04 PM |
| payment-halo | $50.00 | 12/20/2012 2:39:34 PM |
| kendigme | $48.35 | 12/21/2012 7:22:23 AM |
| Plutis | $25.00 | 12/20/2012 4:08:20 PM |
| rmkrish55 | $25.00 | 12/20/2012 5:26:28 PM |
| bill-tent1 | $50.00 | 12/21/2012 9:40:47 AM |
| Tscheddar | $25.00 | 12/20/2012 6:40:47 PM |
| Ripsaw4U | $50.00 | 12/21/2012 8:07:38 AM |
| brainy-credit1 | $40.00 | 12/21/2012 6:30:13 AM |
| elated-bid596 | $25.00 | 12/21/2012 4:46:04 PM |
| marwadi-62 | $100.00 | 12/21/2012 5:04:41 PM |
| Boca | $25.00 | 12/21/2012 3:19:02 PM |
| kmprospeo | $25.00 | 12/21/2012 5:10:30 PM |
| daw1878 | $25.00 | 12/19/2012 5:36:00 PM |
| valiant-return584 | $50.00 | 12/19/2012 6:04:59 PM |
| best-bonafide-p2p | $25.00 | 12/19/2012 6:26:04 PM |
| magnetic-duty4 | $25.00 | 12/19/2012 6:45:00 PM |
| affluence-microscope2 | $200.00 | 12/19/2012 5:21:44 PM |
| green-dollar-buffalo | $50.00 | 12/19/2012 5:25:56 PM |
| crown-year | $1,000.00 | 12/20/2012 5:56:25 AM |
| transaction-seahorse0 | $25.00 | 12/19/2012 5:39:32 PM |
| HoosierDaddie | $50.00 | 12/19/2012 5:23:55 PM |
| dunkard13 | $300.00 | 12/19/2012 5:26:25 PM |
| kind-lovely-marketplace | $50.00 | 12/19/2012 5:29:12 PM |
| I_Like_to_Invest | $25.00 | 12/19/2012 5:33:27 PM |
| obduro_1 | $25.00 | 12/19/2012 6:25:54 PM |
| brilliant-balance | $50.00 | 12/19/2012 6:36:01 PM |
| Lender2895a | $100.00 | 12/20/2012 11:26:30 AM |
| money-hercules4 | $100.00 | 12/19/2012 6:08:10 PM |
| market-maximizer472 | $25.00 | 12/20/2012 7:09:47 AM |
| silver4711 | $50.00 | 12/20/2012 9:41:00 AM |
| Goat-herder | $50.00 | 12/20/2012 5:16:09 PM |
| Abece | $320.00 | 12/20/2012 5:43:04 PM |
| loanman2007 | $100.00 | 12/20/2012 12:14:55 PM |
| smear87 | $50.00 | 12/20/2012 9:41:08 AM |
| TackingWindward | $25.00 | 12/20/2012 10:32:30 AM |
| coin-trader7 | $25.00 | 12/20/2012 5:15:07 PM |
| dynrep | $50.00 | 12/20/2012 2:40:25 PM |
| payout-motivator0 | $50.00 | 12/20/2012 5:58:16 PM |
| SOP_Bank | $25.00 | 12/20/2012 5:28:21 PM |
| djh47a | $25.00 | 12/21/2012 8:15:15 AM |
| Social_Catapult | $25.00 | 12/21/2012 11:44:22 AM |
| syracuserei | $50.00 | 12/21/2012 5:12:33 AM |
| ethical-truth211 | $1,500.00 | 12/21/2012 4:44:34 PM |
| GCInvestments | $25.00 | 12/21/2012 9:09:51 AM |
| wwwUniversal | $25.00 | 12/21/2012 5:10:13 PM |
| phenomenal-rate1 | $452.00 | 12/21/2012 9:29:09 AM |
| cloud8 | $25.00 | 12/21/2012 3:23:59 PM |
| cahjoon | $25.00 | 12/21/2012 5:02:09 PM |
| brightest-fascinating-principal | $25.00 | 12/21/2012 3:37:48 PM |
| BostonCapital | $100.00 | 12/21/2012 5:07:58 PM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
688851
This series of Notes was issued and sold upon the funding of the borrower loan #79955, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 15.75% |
Listing Start date:
| Dec-20-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 30.34% |
Borrower rate/APR:
| 31.34% / 35.36% |
Monthly payment:
| $172.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.60% | | |
| |
Estimated return*:
| 11.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 56% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 13y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $72,152 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| peso-slingshot |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 77% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 3
( 23% )
| 660-679
(Nov-2011)
660-679
(Jan-2010)
|
|
Principal balance:
| $3,339.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $500.00 | 12/20/2012 5:30:16 PM |
| deal-hickory5 | $100.00 | 12/20/2012 5:54:26 PM |
| Tscheddar | $25.00 | 12/20/2012 6:14:24 PM |
| Mikale360 | $25.00 | 12/20/2012 8:59:24 PM |
| restless-dime | $100.00 | 12/20/2012 5:15:26 PM |
| witty-openness | $25.00 | 12/20/2012 5:17:34 PM |
| diplomatic-wealth7 | $25.00 | 12/21/2012 9:10:28 AM |
| treasure-bliss | $25.00 | 12/21/2012 3:40:59 AM |
| california111 | $50.00 | 12/22/2012 10:24:48 AM |
| a-helping-hand | $125.00 | 12/22/2012 5:24:33 PM |
| AF-Chief | $25.00 | 12/23/2012 1:33:44 PM |
| FarmersBank | $25.00 | 12/24/2012 8:10:14 AM |
| money-baron-Roth401k | $25.00 | 12/24/2012 9:10:20 AM |
| Serenity-Cat | $25.00 | 12/24/2012 1:51:57 PM |
| DiligentiaLLC | $25.00 | 12/24/2012 7:29:03 PM |
| ore-accord | $25.00 | 12/25/2012 11:23:51 AM |
| scholarly-order6 | $25.00 | 12/26/2012 6:51:35 AM |
| octoberfresh | $25.00 | 12/26/2012 9:10:21 AM |
| grf1945 | $50.00 | 12/26/2012 5:29:09 AM |
| JeremyLinFan | $30.00 | 12/26/2012 4:11:42 AM |
| droopie1 | $25.00 | 12/26/2012 9:29:35 AM |
| jennybobenny | $25.00 | 12/26/2012 9:37:25 AM |
| credit-birch | $25.96 | 12/26/2012 10:48:18 AM |
| orange-euro-sculpture | $100.00 | 12/26/2012 5:21:50 PM |
| impala6464 | $25.00 | 12/26/2012 6:43:54 PM |
| ibano | $25.00 | 12/26/2012 8:12:49 PM |
| shawnw2 | $55.00 | 12/27/2012 8:20:06 AM |
| techron2012 | $100.00 | 12/27/2012 10:41:57 AM |
| TRCRI | $25.00 | 12/27/2012 11:45:20 AM |
| LittleMingo | $25.00 | 12/20/2012 5:45:43 PM |
| berniemadeoff | $75.00 | 12/20/2012 5:55:36 PM |
| DreisersFinancier | $50.00 | 12/20/2012 6:02:06 PM |
| reaction18 | $50.01 | 12/20/2012 6:30:35 PM |
| belief-integrity | $450.00 | 12/20/2012 6:34:02 PM |
| worthy-bid8 | $100.00 | 12/20/2012 5:32:49 PM |
| gotjack-IRA | $50.01 | 12/20/2012 6:53:41 PM |
| first-serene-credit | $25.00 | 12/21/2012 11:49:56 AM |
| thrilling-point2 | $40.00 | 12/21/2012 9:31:13 AM |
| handy-justice | $50.00 | 12/21/2012 9:44:23 AM |
| Feyenoord | $30.00 | 12/21/2012 5:59:51 PM |
| fcrick | $50.00 | 12/23/2012 12:51:52 PM |
| whitegold24k | $25.00 | 12/24/2012 10:36:32 AM |
| djh47a | $25.00 | 12/24/2012 1:54:33 PM |
| money-baron | $100.00 | 12/24/2012 10:51:05 AM |
| fantastic-dedication6 | $50.00 | 12/24/2012 3:08:03 PM |
| peso-lyrics7 | $38.00 | 12/24/2012 7:25:14 PM |
| money-baron-roth-IRA | $42.00 | 12/24/2012 7:19:34 PM |
| halothane_logic | $25.02 | 12/24/2012 7:25:24 PM |
| 312-Lender | $200.00 | 12/24/2012 7:49:43 PM |
| mikeandcat | $50.00 | 12/25/2012 2:00:47 PM |
| dannycarter10 | $25.00 | 12/25/2012 5:18:27 PM |
| trumpeter391 | $25.00 | 12/26/2012 9:12:51 AM |
| Bank42 | $25.00 | 12/26/2012 9:00:56 AM |
| CA-Lender | $25.00 | 12/26/2012 11:10:49 AM |
| GourmetPizzaGuy | $50.00 | 12/26/2012 1:46:54 PM |
| KB-IRA | $100.00 | 12/26/2012 1:28:52 PM |
| halfasked1 | $25.00 | 12/27/2012 12:32:50 AM |
| CincyTex | $25.00 | 12/27/2012 1:09:37 AM |
| helping-out | $46.60 | 12/27/2012 8:52:09 AM |
| JASHoldingsLTD1 | $25.00 | 12/26/2012 7:27:46 PM |
| Ocean713 | $75.00 | 12/27/2012 11:16:17 AM |
| belief-integrity | $317.40 | 12/27/2012 12:36:15 PM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
689041
This series of Notes was issued and sold upon the funding of the borrower loan #79524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-25-2012 |
|
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $269.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,351 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| clean-market2 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan: To Consolidate debt
This loan will be used to...pay off two medical bills, three credit cards and a home improvement project
My financial situation: Good
I am a good candidate for this loan because...I have never defaulted on any debts I have had. I have had a prosper loan and paid it off. Credit History has been est. since 1998 and again never a default. My family had good income and we pay our debts. We would like to complete home improvement before hard winter sets in.
Monthly net income: $5000.00
Monthly expenses: $
Housing: $1150.00
Insurance: $200
Car expenses: $350
Utilities: $280
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| natural-affluence6 | $25.00 | 12/21/2012 1:03:39 PM |
| industrious-currency | $25.00 | 12/23/2012 7:50:34 AM |
| quantum_leap | $25.00 | 12/19/2012 5:03:00 PM |
| BigSkyFinancial | $60.22 | 12/19/2012 5:11:02 PM |
| stylish-revenue4 | $100.00 | 12/19/2012 5:22:13 PM |
| Nco | $150.00 | 12/19/2012 5:22:18 PM |
| Silver_Rupee | $25.00 | 12/19/2012 5:23:03 PM |
| NickelSteamroller | $25.00 | 12/19/2012 5:50:11 PM |
| CoolPlexer | $25.00 | 12/19/2012 6:12:41 PM |
| trumpeter5 | $25.00 | 12/19/2012 5:03:29 PM |
| newfoundation | $25.00 | 12/19/2012 6:30:22 PM |
| Edakers | $25.00 | 12/19/2012 7:00:44 PM |
| octoberfresh | $25.00 | 12/19/2012 5:22:53 PM |
| thrilling-point2 | $40.00 | 12/19/2012 5:24:06 PM |
| cr8on | $100.00 | 12/19/2012 5:28:59 PM |
| belief-integrity | $750.00 | 12/20/2012 6:02:48 AM |
| LittleMingo | $30.00 | 12/19/2012 5:05:37 PM |
| mymoneyblog | $25.00 | 12/19/2012 5:27:01 PM |
| 1stBankAndHal | $50.22 | 12/19/2012 6:16:09 PM |
| gondeee | $25.00 | 12/20/2012 9:55:39 AM |
| LaGrangeLender | $60.00 | 12/19/2012 5:38:17 PM |
| entertaining-rate9 | $25.00 | 12/19/2012 5:49:54 PM |
| investment-wildcat0 | $25.00 | 12/19/2012 7:33:53 PM |
| mr_haldane | $25.00 | 12/19/2012 6:12:21 PM |
| belief-integrity | $750.00 | 12/19/2012 6:13:56 PM |
| kind-credit-bear | $100.00 | 12/19/2012 6:18:59 PM |
| DoctorJoe | $25.00 | 12/20/2012 4:24:06 AM |
| vtrentster | $25.00 | 12/20/2012 6:04:21 AM |
| best-shiny-hope | $25.00 | 12/20/2012 3:29:05 PM |
| intrepid-loot | $25.00 | 12/20/2012 9:15:05 AM |
| coin-trader7 | $25.00 | 12/20/2012 5:15:09 PM |
| lucrative-loan | $29.00 | 12/20/2012 7:36:26 AM |
| integrity-doctor | $100.00 | 12/20/2012 8:02:32 AM |
| the-hope-workhorse | $25.00 | 12/20/2012 1:47:41 PM |
| cilution | $50.00 | 12/20/2012 3:22:40 PM |
| 1313mark1313 | $50.13 | 12/20/2012 5:01:05 PM |
| Interest2thePeople | $91.00 | 12/21/2012 9:28:15 AM |
| XP | $25.00 | 12/21/2012 5:34:19 AM |
| jasonj72 | $50.00 | 12/22/2012 6:46:06 AM |
| kmprospeo | $25.00 | 12/21/2012 5:10:31 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:16:05 PM |
| simplelender80 | $500.00 | 12/22/2012 12:21:14 PM |
| mad-scientist418 | $25.00 | 12/22/2012 10:32:41 AM |
| Bob450 | $25.00 | 12/23/2012 1:47:16 PM |
| Onlyhappycustomers | $25.00 | 12/23/2012 7:54:46 AM |
| commerce-yeller | $75.00 | 12/23/2012 2:12:32 PM |
| fcrick | $50.00 | 12/23/2012 12:51:52 PM |
| grammaspurse | $25.00 | 12/23/2012 1:14:04 PM |
| Mountain-Lion-IRA1 | $25.00 | 12/24/2012 7:30:49 AM |
| circuitfive | $25.00 | 12/24/2012 9:01:26 AM |
| jmeasn | $35.00 | 12/23/2012 5:53:50 PM |
| thorough-duty641 | $25.00 | 12/23/2012 6:34:14 PM |
| halothane_logic | $26.00 | 12/23/2012 1:44:14 PM |
| EFS | $100.00 | 12/23/2012 4:50:42 PM |
| hope-hickory8 | $25.00 | 12/24/2012 7:09:24 AM |
| Jerrys1951 | $35.00 | 12/24/2012 8:48:22 AM |
| cerebral-dollar773 | $25.00 | 12/24/2012 7:07:12 AM |
| fund-medalist171 | $42.00 | 12/24/2012 10:03:53 AM |
| orange-euro-sculpture | $100.00 | 12/24/2012 10:27:34 AM |
| deal-marauder6 | $25.00 | 12/24/2012 10:43:54 AM |
| direct-transaction0 | $29.00 | 12/24/2012 11:22:12 AM |
| MoneyTree79 | $68.63 | 12/24/2012 11:35:20 AM |
| wwwUniversal | $25.00 | 12/24/2012 11:13:50 AM |
| Astyanax | $31.98 | 12/24/2012 11:43:12 AM |
| mammalian4 | $50.00 | 12/24/2012 7:54:01 PM |
| the_spook | $31.06 | 12/24/2012 8:16:14 PM |
| california111 | $25.00 | 12/24/2012 10:35:56 PM |
| yield-hut | $25.00 | 12/24/2012 6:04:05 PM |
| helpinghand63 | $25.00 | 12/25/2012 9:35:00 AM |
| Rollshaft | $25.00 | 12/25/2012 4:51:02 AM |
| fund-dragster | $91.95 | 12/25/2012 2:11:33 PM |
| odp01 | $25.85 | 12/25/2012 3:19:09 PM |
| ResQDoc | $33.06 | 12/25/2012 3:57:23 PM |
| theaterguy | $30.00 | 12/25/2012 12:35:08 PM |
| jubilant-agreement0 | $200.00 | 12/25/2012 10:02:57 AM |
| Whitey | $49.50 | 12/25/2012 2:01:22 PM |
| AF-Chief | $25.00 | 12/25/2012 10:47:18 AM |
| martymaniaman | $25.00 | 12/25/2012 3:36:53 PM |
| yield-voyager8 | $25.00 | 12/21/2012 5:13:03 PM |
| zipemdown | $25.00 | 12/19/2012 5:19:18 PM |
| Dubbs360 | $50.00 | 12/19/2012 5:33:57 PM |
| valiant-return584 | $50.00 | 12/19/2012 6:05:03 PM |
| djmikmik | $150.00 | 12/19/2012 7:50:15 PM |
| kind-lovely-marketplace | $50.00 | 12/19/2012 5:29:28 PM |
| Wrats6 | $25.00 | 12/19/2012 5:05:10 PM |
| Asgardian | $25.00 | 12/20/2012 7:05:09 AM |
| alpha-lending | $25.00 | 12/19/2012 5:14:24 PM |
| knee_caps | $26.00 | 12/19/2012 5:16:27 PM |
| Charlie010 | $25.00 | 12/20/2012 8:34:21 AM |
| MoneyForNothing | $25.11 | 12/19/2012 5:46:16 PM |
| kila-designer | $124.00 | 12/20/2012 9:06:09 AM |
| RGlad | $100.00 | 12/19/2012 5:55:54 PM |
| bazaar-tulip | $25.00 | 12/19/2012 5:22:11 PM |
| commerce-venture1 | $25.00 | 12/20/2012 9:34:06 AM |
| serene-capital | $25.00 | 12/20/2012 9:55:48 AM |
| integrity-web | $25.00 | 12/19/2012 6:23:25 PM |
| reaction18 | $100.01 | 12/19/2012 6:27:26 PM |
| transparency-position | $135.45 | 12/19/2012 5:44:17 PM |
| vutah | $65.00 | 12/19/2012 7:01:11 PM |
| deal-banker | $50.00 | 12/19/2012 5:55:02 PM |
| treasure-bliss | $50.00 | 12/20/2012 3:31:52 AM |
| investmentgroup | $50.00 | 12/19/2012 6:24:15 PM |
| Tscheddar | $25.00 | 12/19/2012 6:28:46 PM |
| yield-lion2 | $50.00 | 12/20/2012 7:37:13 AM |
| best-point-pursuit | $100.00 | 12/19/2012 6:53:37 PM |
| rmkrish55 | $25.00 | 12/20/2012 5:26:29 PM |
| broker048 | $30.00 | 12/20/2012 8:57:02 AM |
| loanman2007 | $50.00 | 12/20/2012 12:07:29 PM |
| TumbleWeed88 | $25.00 | 12/20/2012 9:56:16 AM |
| TackingWindward | $25.00 | 12/20/2012 10:28:22 AM |
| gotjack-IRA | $150.01 | 12/20/2012 10:52:58 AM |
| roland1 | $25.00 | 12/20/2012 5:24:21 PM |
| MangoHedge | $25.00 | 12/21/2012 5:57:09 AM |
| truth-companion | $25.00 | 12/21/2012 9:32:39 AM |
| berniemadeoff | $65.00 | 12/20/2012 6:36:16 PM |
| return-point2 | $100.00 | 12/21/2012 9:12:27 AM |
| reduce_US_govt_debt | $32.00 | 12/21/2012 5:42:10 PM |
| MyPFBlog | $25.00 | 12/21/2012 10:15:05 AM |
| Roux1 | $25.00 | 12/21/2012 10:25:02 AM |
| first-serene-credit | $25.00 | 12/21/2012 11:49:34 AM |
| nodebtin3 | $50.00 | 12/22/2012 7:19:31 AM |
| WalnutCreekguy | $50.00 | 12/22/2012 12:31:25 PM |
| liberty-magnate | $25.00 | 12/22/2012 9:29:33 AM |
| slowgains | $25.00 | 12/22/2012 10:03:43 AM |
| ell25 | $25.00 | 12/22/2012 1:36:49 PM |
| kila-designer | $50.00 | 12/22/2012 8:43:14 AM |
| waverunner088 | $27.76 | 12/22/2012 5:06:38 PM |
| trumpeter391 | $25.00 | 12/22/2012 11:02:37 AM |
| Christophe | $25.00 | 12/22/2012 5:53:11 PM |
| workorbe | $25.00 | 12/22/2012 12:26:34 PM |
| helping-out | $100.00 | 12/23/2012 10:38:12 AM |
| credit-missile | $100.00 | 12/22/2012 3:56:30 PM |
| credit-missile | $25.00 | 12/22/2012 5:00:06 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:24:29 PM |
| thankful-nickel2 | $25.00 | 12/23/2012 2:15:04 PM |
| revolutionary769 | $125.00 | 12/23/2012 10:38:31 AM |
| Navy-Retired | $100.00 | 12/23/2012 8:40:24 PM |
| economy-popcorn | $25.00 | 12/24/2012 6:18:17 AM |
| lnuss25 | $25.00 | 12/24/2012 7:36:03 AM |
| amlu1988 | $25.00 | 12/24/2012 8:12:02 AM |
| FrugalForLife2 | $25.00 | 12/23/2012 1:14:47 PM |
| bob450-roth | $25.00 | 12/23/2012 1:40:26 PM |
| SergRoosterDu | $25.00 | 12/23/2012 9:09:04 PM |
| DiligentiaLLC | $75.00 | 12/23/2012 4:23:32 PM |
| capital-investor8 | $25.00 | 12/24/2012 7:07:14 AM |
| the-enthralling-coin | $25.00 | 12/24/2012 9:44:54 AM |
| ALANGREANSPAN | $25.00 | 12/24/2012 9:51:46 AM |
| glroark | $100.00 | 12/24/2012 7:05:20 AM |
| moola-accelerator6 | $25.00 | 12/24/2012 9:44:59 AM |
| first-graceful-contract | $25.00 | 12/24/2012 9:50:41 AM |
| entertaining-revenue4 | $50.00 | 12/24/2012 11:01:30 AM |
| whitegold24k | $150.00 | 12/24/2012 10:42:16 AM |
| prudent-bid3 | $40.00 | 12/24/2012 3:49:18 PM |
| dukeiyer | $25.00 | 12/24/2012 11:37:08 AM |
| pembull | $25.00 | 12/24/2012 11:09:27 AM |
| CougarRoar | $25.00 | 12/24/2012 5:59:38 PM |
| Badgworth | $25.00 | 12/24/2012 11:25:41 AM |
| brondero | $94.00 | 12/24/2012 4:04:31 PM |
| ChoiceInvestments | $26.00 | 12/24/2012 10:40:43 PM |
| purposeful-durability8 | $100.00 | 12/24/2012 6:22:42 PM |
| itsmaj | $50.00 | 12/24/2012 8:38:48 PM |
| thrifty-capital | $25.00 | 12/24/2012 8:46:27 PM |
| Military_Money_Wise | $25.00 | 12/25/2012 1:33:07 AM |
| ethical-truth211 | $200.00 | 12/25/2012 2:29:32 AM |
| natural-greenback6 | $25.00 | 12/24/2012 8:05:45 PM |
| rokman | $50.00 | 12/25/2012 6:33:10 AM |
| Rip128 | $100.00 | 12/25/2012 10:01:11 AM |
| lnuss25 | $25.00 | 12/25/2012 1:49:47 PM |
| All_Wins | $37.15 | 12/25/2012 3:29:55 PM |
| MONEY-1957 | $7.91 | 12/25/2012 4:15:53 PM |
| persistent-dinero953 | $25.00 | 12/25/2012 9:57:27 AM |
| doopers | $25.00 | 12/25/2012 11:49:11 AM |
| matthewa | $25.00 | 12/25/2012 11:50:54 AM |
| Christus_Victor | $25.00 | 12/25/2012 1:02:50 PM |
| 1NiceLender | $25.00 | 12/25/2012 4:02:52 PM |
| Mountain-Lion-IRA1 | $25.00 | 12/25/2012 1:46:24 PM |
| 176 Investments
|
Borrower Payment Dependent Notes Series
689237
This series of Notes was issued and sold upon the funding of the borrower loan #79919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,200.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-26-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-26-2012 |
|
|
Lender yield:
| 12.23% |
Borrower rate/APR:
| 13.23% / 20.98% |
Monthly payment:
| $196.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 5.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,534 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-cunning-asset |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2011)
|
|
Principal balance:
| $182.25 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Other
Purpose of loan: Snow tires, trips out of state to secure new job being created for me
This loan will be used to...secure a hospital director position being created specifically for me.
My financial situation: Stable. With completion of my Master's degree, I am now set to take on a more challenging and financially secure position.
I am a good candidate for this loan because...the position being created for me will pay more than double what I am making now.
Monthly net income: $3000
Monthly expenses: $2000
Housing: $750
Insurance: $150
Car expenses: $300
Utilities: $75
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| hillerod | $26.26 | 12/26/2012 5:04:14 PM |
| money-sequoia9 | $25.00 | 12/26/2012 5:08:53 PM |
| RecoveryLender | $60.40 | 12/26/2012 5:31:11 PM |
| entertaining-rate9 | $25.00 | 12/26/2012 5:43:06 PM |
| secureincome | $555.00 | 12/26/2012 5:11:48 PM |
| 84928429 | $25.00 | 12/26/2012 5:07:24 PM |
| Wrats6 | $25.00 | 12/26/2012 5:07:59 PM |
| kind-lovely-marketplace | $50.00 | 12/26/2012 5:10:43 PM |
| skillful-justice879 | $25.00 | 12/26/2012 5:29:35 PM |
| corndog4000 | $165.00 | 12/26/2012 5:42:33 PM |
| truth-companion | $25.00 | 12/26/2012 5:05:50 PM |
| simplelender80 | $28.00 | 12/26/2012 5:06:18 PM |
| well-rounded-payout0 | $50.00 | 12/26/2012 5:08:56 PM |
| MoneyForNothing | $25.12 | 12/26/2012 5:11:19 PM |
| DreisersFinancier | $50.00 | 12/26/2012 5:11:29 PM |
| timbob | $500.00 | 12/26/2012 5:23:56 PM |
| zipemdown | $25.00 | 12/26/2012 5:31:19 PM |
| return-point2 | $100.00 | 12/26/2012 5:31:26 PM |
| LaGrangeLender | $60.00 | 12/26/2012 5:41:05 PM |
| belief-integrity | $175.22 | 12/26/2012 5:56:24 PM |
| digitialblue | $100.00 | 12/26/2012 5:32:03 PM |
| Feyenoord | $30.00 | 12/26/2012 5:45:25 PM |
| kls4560 | $25.00 | 12/26/2012 5:53:29 PM |
| prudent-bid3 | $50.00 | 12/26/2012 5:53:38 PM |
| Beechturner | $25.00 | 12/26/2012 5:27:10 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
689413
This series of Notes was issued and sold upon the funding of the borrower loan #79566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Dec-20-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 26.86% |
Borrower rate/APR:
| 27.86% / 31.79% |
Monthly payment:
| $165.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.47% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 15y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $293 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| integrity-leaper9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2400
Monthly expenses: $1600
Housing: $
Insurance: $40.60
Car expenses: $0
Utilities: $300
Phone, cable, internet: $274
Food, entertainment: $60
Clothing, household expenses: $100
Credit cards and other loans: $20
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DreisersFinancier | $50.00 | 12/20/2012 6:02:07 PM |
| octoberfresh | $25.00 | 12/20/2012 6:13:47 PM |
| treasure-bliss | $25.00 | 12/21/2012 3:50:38 AM |
| rate-advocator7 | $250.00 | 12/20/2012 5:11:18 PM |
| obduro_1 | $25.00 | 12/20/2012 6:10:50 PM |
| rmkrish55 | $25.00 | 12/20/2012 5:26:30 PM |
| CreditBuilder2 | $25.03 | 12/20/2012 6:42:31 PM |
| cashhelp | $30.00 | 12/20/2012 6:36:26 PM |
| PoundSmart | $100.00 | 12/21/2012 9:50:34 AM |
| transaction-seahorse0 | $25.00 | 12/21/2012 9:52:02 AM |
| LendingPimp | $49.00 | 12/21/2012 5:52:02 PM |
| first-credit-meridian | $25.00 | 12/21/2012 5:54:38 PM |
| nex | $25.00 | 12/21/2012 6:27:24 PM |
| nodebtin3 | $25.00 | 12/22/2012 1:10:54 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:24:34 PM |
| Rogelio48 | $30.00 | 12/22/2012 4:00:51 PM |
| appetizing-loyalty354 | $25.00 | 12/23/2012 12:58:34 PM |
| top-courteous-peso | $75.00 | 12/24/2012 10:44:56 AM |
| Investor_DP | $100.00 | 12/24/2012 10:45:06 AM |
| loancrusader | $50.00 | 12/24/2012 11:46:26 AM |
| careful-vigilance4 | $25.00 | 12/25/2012 9:04:41 AM |
| Winged_Inspirations | $25.00 | 12/24/2012 9:49:07 PM |
| Bob450 | $25.00 | 12/25/2012 9:45:34 AM |
| power-spartan5 | $25.00 | 12/26/2012 9:22:21 AM |
| scarlet-velvet | $50.08 | 12/26/2012 2:37:27 AM |
| burrben | $25.00 | 12/26/2012 9:16:23 AM |
| investment-sapling | $50.00 | 12/26/2012 3:57:20 PM |
| desertoasis | $25.00 | 12/26/2012 12:33:07 PM |
| alexander-hamilton | $50.00 | 12/26/2012 11:13:19 AM |
| 108-IRA | $50.00 | 12/26/2012 11:23:04 AM |
| sincere-agreement9 | $25.00 | 12/26/2012 6:16:07 PM |
| stepatatime-together | $100.00 | 12/26/2012 6:15:14 PM |
| market-bearer0 | $30.00 | 12/27/2012 6:33:13 AM |
| diplomatic-wealth7 | $25.00 | 12/26/2012 6:53:54 PM |
| DreDub | $25.00 | 12/27/2012 8:39:49 AM |
| foothillender | $25.00 | 12/27/2012 6:27:36 AM |
| clean-penny059 | $100.00 | 12/27/2012 6:35:48 AM |
| Priusdude | $25.00 | 12/27/2012 7:01:39 AM |
| britches318 | $100.00 | 12/27/2012 9:06:53 AM |
| ippoco | $25.00 | 12/27/2012 10:31:54 AM |
| worthy-bid8 | $400.00 | 12/27/2012 10:34:53 AM |
| s_man1 | $25.00 | 12/27/2012 10:39:23 AM |
| HereToHelp305 | $25.00 | 12/25/2012 10:45:41 AM |
| best-bonafide-p2p | $25.00 | 12/20/2012 6:31:19 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:15:13 PM |
| toblerone | $25.00 | 12/20/2012 5:27:55 PM |
| riveting-credit5 | $25.00 | 12/20/2012 5:07:03 PM |
| valiant-return584 | $50.00 | 12/20/2012 5:57:51 PM |
| zipemdown | $25.00 | 12/20/2012 6:52:03 PM |
| skillful-asset5 | $30.00 | 12/20/2012 7:32:52 PM |
| finder61 | $25.00 | 12/20/2012 8:23:43 PM |
| Edakers | $25.00 | 12/20/2012 6:34:07 PM |
| kind-lovely-marketplace | $50.00 | 12/21/2012 9:39:35 AM |
| Weaverville | $25.00 | 12/21/2012 6:06:29 PM |
| CA-Lender | $25.00 | 12/22/2012 12:20:16 PM |
| Tscheddar | $25.00 | 12/22/2012 12:51:01 PM |
| Mucman72 | $25.00 | 12/23/2012 2:42:06 AM |
| bob450-roth | $25.00 | 12/24/2012 8:56:31 AM |
| MrBojangles01 | $25.00 | 12/24/2012 3:23:03 AM |
| first-friendly-listing | $50.00 | 12/24/2012 10:27:48 AM |
| kulender | $50.00 | 12/24/2012 5:51:44 PM |
| heerzaquestion | $25.00 | 12/24/2012 12:09:59 PM |
| fantastic-dedication6 | $50.00 | 12/24/2012 3:08:04 PM |
| IIP77 | $25.00 | 12/24/2012 6:26:51 PM |
| let_me_retire | $100.00 | 12/24/2012 9:24:59 PM |
| helpinghand63 | $25.00 | 12/25/2012 9:35:09 AM |
| money-fort | $25.00 | 12/24/2012 11:04:46 PM |
| ethical-truth211 | $100.00 | 12/25/2012 9:42:12 AM |
| courteous-kindness1 | $25.00 | 12/25/2012 10:14:57 AM |
| missing-link | $25.00 | 12/25/2012 6:14:49 PM |
| WonderPup | $25.00 | 12/26/2012 9:58:59 AM |
| benevolent-loot5 | $134.00 | 12/26/2012 9:27:14 AM |
| best-virtuous-return | $50.00 | 12/26/2012 7:15:58 AM |
| boogienation | $25.00 | 12/26/2012 11:38:03 AM |
| responsible-worth113 | $30.00 | 12/26/2012 12:50:20 PM |
| first-inspiring-vigilance | $25.00 | 12/26/2012 10:48:07 AM |
| CO_Engineer | $100.00 | 12/26/2012 3:43:33 PM |
| wishihadmore | $25.00 | 12/26/2012 4:23:49 PM |
| likeable-money4 | $25.00 | 12/26/2012 2:43:46 PM |
| jtwildcat713 | $25.00 | 12/27/2012 7:49:18 AM |
| djh47a | $50.00 | 12/27/2012 9:23:43 AM |
| loan-genie88 | $25.00 | 12/27/2012 11:08:23 AM |
| Ocean713 | $66.89 | 12/27/2012 11:11:25 AM |
| flexible-basis345 | $25.00 | 12/27/2012 10:17:41 AM |
| the-brilliant-currency | $25.00 | 12/27/2012 10:19:20 AM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
689779
This series of Notes was issued and sold upon the funding of the borrower loan #79925, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.25% |
Listing Start date:
| Dec-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 25.39% |
Borrower rate/APR:
| 26.39% / 30.29% |
Monthly payment:
| $161.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.18% | | |
| |
Estimated return*:
| 10.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,236 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| inspired-listing697 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DreisersFinancier | $50.00 | 12/22/2012 12:02:25 PM |
| zipemdown | $25.00 | 12/22/2012 1:02:07 PM |
| SLN-10 | $50.00 | 12/22/2012 1:42:50 PM |
| CreditBuilder2 | $25.03 | 12/22/2012 2:06:26 PM |
| Cookstersalibi | $25.00 | 12/22/2012 2:09:18 PM |
| valiant-return584 | $50.00 | 12/22/2012 12:41:12 PM |
| entertaining-dollar298 | $25.00 | 12/22/2012 12:22:31 PM |
| obduro_1 | $25.00 | 12/22/2012 1:32:44 PM |
| riveting-credit5 | $25.00 | 12/22/2012 1:16:35 PM |
| Edakers | $25.00 | 12/22/2012 1:29:20 PM |
| new-impeccable-coin | $51.00 | 12/23/2012 10:58:50 AM |
| nodebtin3 | $25.00 | 12/24/2012 10:02:21 AM |
| TumbleWeed88 | $25.00 | 12/24/2012 6:42:54 PM |
| best-point-pursuit | $100.00 | 12/24/2012 12:07:36 PM |
| callmebryan | $25.00 | 12/24/2012 9:26:40 PM |
| kulender | $50.00 | 12/24/2012 5:51:49 PM |
| wormdc | $25.00 | 12/24/2012 7:52:06 PM |
| CA-Lender | $25.00 | 12/25/2012 8:48:19 AM |
| Investor_DP | $100.00 | 12/25/2012 10:21:09 AM |
| PoundSmart | $100.00 | 12/26/2012 9:51:11 AM |
| transaction-seahorse0 | $25.00 | 12/26/2012 9:53:59 AM |
| the-inspired-justice | $25.00 | 12/25/2012 11:15:56 PM |
| IIP77 | $25.00 | 12/26/2012 10:32:54 AM |
| Bob450 | $25.00 | 12/26/2012 9:57:28 AM |
| PoundSmart | $100.00 | 12/26/2012 9:50:45 AM |
| durability-ace9 | $25.00 | 12/26/2012 5:18:06 PM |
| social-heart | $25.00 | 12/26/2012 5:28:04 PM |
| responsible-worth113 | $25.00 | 12/26/2012 12:51:21 PM |
| principal-cooker2 | $50.00 | 12/26/2012 5:29:29 PM |
| chkrvrty | $25.00 | 12/26/2012 5:31:28 PM |
| finance-investor3 | $25.00 | 12/26/2012 3:18:02 PM |
| hopeful-deal7 | $25.00 | 12/26/2012 5:59:20 PM |
| economy-shrubbery6 | $25.00 | 12/26/2012 5:21:01 PM |
| investment-sapling | $50.00 | 12/26/2012 3:57:23 PM |
| nimble-revenue5 | $100.00 | 12/26/2012 5:00:38 PM |
| stepatatime-together | $100.00 | 12/26/2012 6:15:19 PM |
| ethical-truth211 | $50.00 | 12/27/2012 4:05:36 AM |
| loyalty-paradise1 | $25.00 | 12/27/2012 4:36:46 AM |
| kind-credit-bear | $50.00 | 12/26/2012 6:48:29 PM |
| platinum-czar | $25.00 | 12/26/2012 5:52:31 PM |
| Priusdude | $25.00 | 12/27/2012 7:01:39 AM |
| shmb6508 | $33.00 | 12/26/2012 6:04:07 PM |
| wwwUniversal | $25.00 | 12/26/2012 7:18:27 PM |
| jwstclair | $25.00 | 12/26/2012 9:39:03 PM |
| brmar | $25.00 | 12/26/2012 6:15:29 PM |
| burgeoning-affluence5 | $50.00 | 12/26/2012 10:49:37 PM |
| ethical-truth211 | $100.00 | 12/27/2012 4:05:09 AM |
| generosity-battalion0 | $25.00 | 12/27/2012 7:02:08 AM |
| keen-wealth5 | $14.97 | 12/27/2012 7:34:01 AM |
| dukeiyer | $25.00 | 12/26/2012 6:50:49 PM |
| unger | $190.00 | 12/26/2012 7:30:44 PM |
| Lea1791 | $50.00 | 12/26/2012 11:44:23 PM |
| shrewd-deal | $50.00 | 12/27/2012 6:18:22 AM |
| bold-important-dollar | $25.00 | 12/27/2012 7:07:45 AM |
| Brisket_Bob | $25.00 | 12/27/2012 7:17:13 AM |
| HereToHelp305 | $25.00 | 12/25/2012 10:45:43 AM |
| rmkrish55 | $25.00 | 12/22/2012 1:03:22 PM |
| first-credit-meridian | $25.00 | 12/22/2012 1:09:40 PM |
| handy-justice | $50.00 | 12/22/2012 12:28:47 PM |
| coin-trader7 | $25.00 | 12/22/2012 12:35:57 PM |
| ultimate-peace | $225.00 | 12/22/2012 12:42:31 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:24:50 PM |
| octoberfresh | $25.00 | 12/23/2012 12:08:48 PM |
| treasure-bliss | $25.00 | 12/23/2012 7:37:44 AM |
| skillful-asset5 | $30.00 | 12/23/2012 9:02:21 PM |
| DevinHill | $25.00 | 12/23/2012 2:29:03 PM |
| helpinghand63 | $25.00 | 12/25/2012 9:35:29 AM |
| nex | $25.00 | 12/25/2012 11:00:49 AM |
| kind-lovely-marketplace | $50.00 | 12/26/2012 9:24:48 AM |
| likeable-money4 | $25.00 | 12/26/2012 2:43:52 PM |
| boogienation | $25.00 | 12/26/2012 11:35:34 AM |
| careful-vigilance4 | $25.00 | 12/26/2012 10:38:05 AM |
| power-spartan5 | $25.00 | 12/26/2012 5:08:15 PM |
| versatile-dime442 | $46.00 | 12/26/2012 5:19:08 PM |
| 108-IRA | $50.00 | 12/26/2012 11:23:05 AM |
| LendingPimp_2 | $25.00 | 12/26/2012 1:21:44 PM |
| silver-enlightenment0 | $25.00 | 12/26/2012 6:05:37 PM |
| Comoparklender | $25.00 | 12/26/2012 6:14:06 PM |
| social-cocktail1 | $200.00 | 12/26/2012 5:34:08 PM |
| E-2 | $43.00 | 12/26/2012 5:07:57 PM |
| diplomatic-wealth7 | $25.00 | 12/26/2012 6:53:56 PM |
| courteous-kindness1 | $25.00 | 12/26/2012 5:20:30 PM |
| loyalty-dragster7 | $92.00 | 12/26/2012 5:21:13 PM |
| glimmering-velocity2 | $25.00 | 12/26/2012 5:34:34 PM |
| dedicated-transaction796 | $25.00 | 12/26/2012 5:40:10 PM |
| igloo268 | $25.00 | 12/26/2012 5:44:33 PM |
| foothillender | $25.00 | 12/27/2012 6:29:04 AM |
| JC_12 | $50.00 | 12/27/2012 7:16:45 AM |
| clean-penny059 | $100.00 | 12/27/2012 6:35:50 AM |
| truth-chooser1 | $25.00 | 12/26/2012 7:21:19 PM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
689981
This series of Notes was issued and sold upon the funding of the borrower loan #79551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $71.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 18y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,471 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| 2011audiman |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Apr-2012)
|
|
Principal balance:
| $3,490.12 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Personal
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| agile-diversification2 | $25.00 | 12/27/2012 9:04:27 AM |
| valiant-return584 | $50.00 | 12/27/2012 9:16:42 AM |
| ILoveBearHats | $35.00 | 12/27/2012 9:18:03 AM |
| secureincome | $555.00 | 12/27/2012 9:28:56 AM |
| orange-dollar-raccoon | $100.00 | 12/27/2012 9:31:44 AM |
| rate-hawk | $25.00 | 12/27/2012 9:31:48 AM |
| riskreward | $250.00 | 12/27/2012 9:34:17 AM |
| kind-lovely-marketplace | $50.00 | 12/27/2012 9:24:35 AM |
| nickel-ferret | $25.00 | 12/27/2012 9:28:00 AM |
| transaction-seahorse0 | $25.00 | 12/27/2012 9:33:33 AM |
| truth-companion | $25.00 | 12/27/2012 9:20:11 AM |
| openness-zenith6 | $50.00 | 12/27/2012 9:25:31 AM |
| Fitiwalt7 | $25.00 | 12/27/2012 9:33:22 AM |
| EngineersAlliance | $25.00 | 12/27/2012 9:38:36 AM |
| cr8on | $9.93 | 12/27/2012 9:44:10 AM |
| AF-Chief | $25.00 | 12/27/2012 9:10:48 AM |
| octoberfresh | $25.00 | 12/27/2012 9:23:09 AM |
| circuitfive | $25.00 | 12/27/2012 9:38:50 AM |
| qsolo | $50.00 | 12/27/2012 9:43:26 AM |
| MoneyForNothing | $25.07 | 12/27/2012 9:08:37 AM |
| felicity-contributor3 | $25.00 | 12/27/2012 9:10:11 AM |
| green-dollar-buffalo | $50.00 | 12/27/2012 9:21:26 AM |
| timbob | $500.00 | 12/27/2012 9:32:56 AM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
690847
This series of Notes was issued and sold upon the funding of the borrower loan #79569, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-27-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 19.64% |
Borrower rate/APR:
| 20.64% / 28.53% |
Monthly payment:
| $185.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.93% | | |
| |
Estimated return*:
| 6.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 18y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,025 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tough-social8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
Facilitate the repair of an automobile in support of a student.
My financial situation:
I am a good candidate for this loan because I have the means of satisfying the loan in full within a years time. I am a professional who has been employed with the same employer for 18 years. I have a good credit rating and my plans are to pay off the loan before the year maturity date.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| newest-generous-income | $25.00 | 12/27/2012 9:03:02 AM |
| engaging-worth | $25.00 | 12/27/2012 9:51:08 AM |
| zipemdown | $25.00 | 12/27/2012 9:56:34 AM |
| money-sequoia9 | $25.00 | 12/27/2012 9:58:43 AM |
| nevee | $25.00 | 12/27/2012 10:06:17 AM |
| kind-lovely-marketplace | $50.00 | 12/27/2012 9:24:46 AM |
| elfincove | $54.27 | 12/27/2012 10:20:32 AM |
| ethical-truth211 | $150.00 | 12/27/2012 10:30:04 AM |
| smart-platinum7 | $50.00 | 12/27/2012 9:29:30 AM |
| treasure-bliss | $25.00 | 12/27/2012 9:42:59 AM |
| entertaining-dollar298 | $25.00 | 12/27/2012 10:00:17 AM |
| dunkard13 | $300.00 | 12/27/2012 10:18:15 AM |
| rmkrish55 | $25.00 | 12/27/2012 10:21:31 AM |
| obduro_1 | $25.00 | 12/27/2012 10:24:08 AM |
| mrxtravis | $25.00 | 12/27/2012 10:33:08 AM |
| scoobiedoo | $50.01 | 12/27/2012 9:06:00 AM |
| skillful-justice879 | $25.00 | 12/27/2012 9:04:52 AM |
| valiant-return584 | $50.00 | 12/27/2012 9:16:51 AM |
| daw1878 | $25.00 | 12/27/2012 9:22:47 AM |
| dl_data | $250.00 | 12/27/2012 9:48:59 AM |
| Mucman72 | $25.00 | 12/27/2012 9:05:19 AM |
| global-invest-group | $25.00 | 12/27/2012 10:09:44 AM |
| Lender2895a | $200.00 | 12/27/2012 10:13:05 AM |
| green-dollar-buffalo | $50.00 | 12/27/2012 9:21:35 AM |
| Aristocrat | $25.00 | 12/27/2012 9:30:18 AM |
| value-allocator1 | $100.00 | 12/27/2012 9:34:57 AM |
| BostonCapital | $100.00 | 12/27/2012 10:00:14 AM |
| weatherman89 | $30.00 | 12/27/2012 9:03:48 AM |
| coin-trader7 | $25.00 | 12/27/2012 10:20:41 AM |
| money-exchanger4 | $25.00 | 12/27/2012 9:19:47 AM |
| DreisersFinancier | $50.00 | 12/27/2012 10:30:08 AM |
| vutah | $40.72 | 12/27/2012 10:49:47 AM |
| toblerone | $25.00 | 12/27/2012 9:41:06 AM |
| best-bonafide-p2p | $25.00 | 12/27/2012 10:28:51 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
668476
This series of Notes was issued and sold upon the funding of the borrower loan #79822, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-26-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 12y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Bus Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,186 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| green-silver-papyrus |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DreisersFinancier | $50.00 | 12/14/2012 9:02:38 AM |
| Rogelio48 | $25.00 | 12/14/2012 12:04:15 PM |
| worthy-bid8 | $100.00 | 12/14/2012 10:15:45 AM |
| Something-Corporate | $25.00 | 12/14/2012 10:33:52 AM |
| deal-hickory5 | $100.00 | 12/16/2012 12:53:18 PM |
| gain-expert | $30.38 | 12/17/2012 1:30:24 PM |
| diplomatic-wealth7 | $25.00 | 12/18/2012 10:33:49 AM |
| Haribelle | $25.00 | 12/24/2012 4:11:53 PM |
| businessbroker101 | $50.00 | 12/24/2012 5:33:01 PM |
| balance-vinyl5 | $61.98 | 12/26/2012 1:26:12 PM |
| exponential-fairness2 | $25.00 | 12/26/2012 3:07:00 PM |
| trumpeter391 | $25.00 | 12/26/2012 3:43:04 PM |
| worthy-bid4 | $119.64 | 12/26/2012 4:05:23 PM |
| PoundSmart | $100.00 | 12/15/2012 11:23:37 AM |
| Tscheddar | $25.00 | 12/17/2012 11:10:36 AM |
| Weaverville | $25.00 | 12/21/2012 6:06:16 PM |
| california111 | $50.00 | 12/22/2012 10:26:29 AM |
| greencat | $50.00 | 12/24/2012 8:13:28 AM |
| Zingaro | $25.00 | 12/24/2012 11:15:32 AM |
| nex | $25.00 | 12/24/2012 12:08:03 PM |
| mrxtravis | $25.00 | 12/24/2012 6:59:13 PM |
| jebber007 | $35.00 | 12/25/2012 3:13:12 PM |
| natural-liberty4 | $200.00 | 12/26/2012 9:49:56 AM |
| open-dough6 | $25.00 | 12/26/2012 1:21:39 PM |
| ddog0224 | $25.00 | 12/26/2012 1:41:38 PM |
| tolerant-responsibility051 | $628.00 | 12/26/2012 12:50:49 PM |
| GourmetPizzaGuy | $50.00 | 12/26/2012 1:41:54 PM |
| the-hope-workhorse | $25.00 | 12/26/2012 3:05:40 PM |
| dukeiyer | $25.00 | 12/26/2012 3:44:47 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
670952
This series of Notes was issued and sold upon the funding of the borrower loan #79539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $525.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
10 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,494 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-dough-harp |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $16,400.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Aug-2012)
680-699
(Jan-2012)
700-719
(Sep-2011)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Third time borrower. Never late
Purpose of loan:
This loan will be used to debt consolidation. i will use this loan to pay off three credit cards that toal 722 in monthly payments. I will be able to save close to $200.00 per month.
My financial situation:
I am a good candidate for this loan because I have a stable job and substantial income. This is my third loan through Prosper and I have never been late on a payment and have always paid my loan off in full.
Monthly net income: $ 11,773.00
Monthly expenses: $
Housing: $ 1450
Insurance: $ 170
Car expenses: $ 485
Utilities: $ 210.00
Phone, cable, internet: $ 150.00
Food, entertainment: $ 550.00
Clothing, household expenses: $200.00
Credit cards and other loans: $722.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DasMula | $100.00 | 12/19/2012 5:06:34 PM |
| MoneyForNothing | $25.06 | 12/19/2012 5:47:21 PM |
| zipemdown | $25.00 | 12/19/2012 5:19:06 PM |
| well-rounded-dinero | $25.00 | 12/19/2012 6:40:25 PM |
| thrilling-point2 | $40.00 | 12/19/2012 5:24:14 PM |
| cjames84 | $25.00 | 12/20/2012 3:23:44 AM |
| transaction-seahorse0 | $25.00 | 12/19/2012 5:39:52 PM |
| RGlad | $100.00 | 12/19/2012 5:55:23 PM |
| integrity-web | $25.00 | 12/19/2012 6:28:44 PM |
| liberty-tostada7 | $25.00 | 12/19/2012 6:52:35 PM |
| five-star-note | $25.00 | 12/20/2012 10:36:21 AM |
| Mikale360 | $25.00 | 12/19/2012 7:47:08 PM |
| Beechturner | $25.00 | 12/20/2012 4:25:42 AM |
| worth-aurora4 | $25.00 | 12/19/2012 6:27:24 PM |
| Charlie010 | $25.00 | 12/20/2012 8:35:48 AM |
| amlu1988 | $25.00 | 12/20/2012 9:55:16 AM |
| broker048 | $35.00 | 12/20/2012 8:34:50 AM |
| purposeful-durability8 | $100.00 | 12/20/2012 9:29:53 AM |
| Christophe | $25.00 | 12/21/2012 7:54:27 AM |
| WalnutCreekguy | $50.00 | 12/20/2012 5:45:36 PM |
| return-point2 | $100.00 | 12/20/2012 6:43:15 PM |
| Roux1 | $25.00 | 12/21/2012 10:25:02 AM |
| Cookstersalibi | $25.00 | 12/21/2012 11:02:29 AM |
| organized-dedication696 | $25.00 | 12/21/2012 2:08:12 PM |
| chinolatino | $25.00 | 12/21/2012 2:21:01 PM |
| formula842 | $25.00 | 12/22/2012 4:48:21 AM |
| california111 | $50.00 | 12/22/2012 10:24:48 AM |
| ronin4sale | $25.00 | 12/21/2012 6:04:27 PM |
| HelpWhenNeeded | $30.00 | 12/21/2012 10:16:30 PM |
| JGuide | $25.00 | 12/23/2012 2:18:12 AM |
| money-baron-Roth401k | $25.00 | 12/22/2012 12:52:47 PM |
| 907 | $25.00 | 12/22/2012 3:50:37 PM |
| Mucman72 | $25.00 | 12/23/2012 2:42:04 AM |
| thankful-nickel2 | $25.00 | 12/23/2012 2:11:45 PM |
| jybank | $49.00 | 12/23/2012 7:28:33 PM |
| Bank42 | $25.00 | 12/23/2012 1:10:07 PM |
| DiligentiaLLC | $75.00 | 12/23/2012 4:24:25 PM |
| jmeasn | $30.00 | 12/23/2012 5:49:32 PM |
| AF-Chief | $25.00 | 12/24/2012 11:30:53 AM |
| stock106 | $25.00 | 12/24/2012 4:35:51 PM |
| smallbizrule | $50.00 | 12/24/2012 2:57:03 PM |
| Assets-Up | $25.00 | 12/24/2012 7:12:11 PM |
| moola-accelerator6 | $35.00 | 12/24/2012 8:32:38 PM |
| top-inspired-felicity | $25.00 | 12/25/2012 8:05:37 AM |
| boo_hoo | $50.00 | 12/25/2012 5:29:34 PM |
| loyalist1 | $150.00 | 12/26/2012 8:24:30 AM |
| credit-missile | $100.00 | 12/26/2012 8:50:08 AM |
| ethical-truth211 | $500.00 | 12/26/2012 6:27:58 AM |
| squadron781 | $25.00 | 12/26/2012 8:18:22 AM |
| FinanceEngine | $60.00 | 12/26/2012 9:18:07 AM |
| XP | $25.00 | 12/26/2012 8:30:04 AM |
| Macbethofscots | $25.00 | 12/26/2012 9:38:47 AM |
| Lend2 | $25.00 | 12/26/2012 8:57:42 AM |
| Ballybay | $200.00 | 12/26/2012 9:09:55 AM |
| american-investor | $25.00 | 12/26/2012 10:10:24 AM |
| the-responsibility-jujitsu | $25.00 | 12/26/2012 12:04:15 PM |
| finance-spruce | $30.00 | 12/26/2012 11:28:20 AM |
| kila-designer | $100.00 | 12/26/2012 11:31:51 AM |
| open-dough6 | $25.00 | 12/26/2012 1:36:24 PM |
| friendinmoney | $30.00 | 12/26/2012 12:51:18 PM |
| compatible-deal9 | $25.00 | 12/26/2012 1:12:13 PM |
| vigorous-market5 | $200.00 | 12/26/2012 6:59:03 PM |
| Comoparklender | $25.00 | 12/26/2012 6:14:06 PM |
| timbob | $500.00 | 12/26/2012 5:24:30 PM |
| silver-equation | $30.00 | 12/26/2012 11:33:11 PM |
| mathomas3 | $39.81 | 12/27/2012 3:03:51 AM |
| augi_enterprises | $25.00 | 12/27/2012 4:16:58 AM |
| Bank-of-Jon | $38.92 | 12/27/2012 6:46:52 AM |
| wishihadmore | $25.00 | 12/26/2012 6:50:38 PM |
| HoweMoney | $50.00 | 12/26/2012 9:24:22 PM |
| RubyMartin | $200.00 | 12/26/2012 9:41:25 PM |
| CincyTex | $50.00 | 12/27/2012 1:08:56 AM |
| rlaboy | $25.00 | 12/27/2012 4:34:11 AM |
| zippy-greenback231 | $25.00 | 12/27/2012 5:58:23 AM |
| enticing-marketplace4 | $25.00 | 12/27/2012 6:24:34 AM |
| MLMarine | $25.00 | 12/27/2012 6:56:02 AM |
| orange-dedication-maple | $50.00 | 12/26/2012 9:33:42 PM |
| roland1 | $50.00 | 12/26/2012 10:43:23 PM |
| US_NAVY_SAILOR | $25.00 | 12/26/2012 11:53:23 PM |
| currency-persimmon | $25.00 | 12/27/2012 5:11:00 AM |
| wildcard451 | $86.48 | 12/27/2012 7:02:29 AM |
| HereToHelp305 | $50.00 | 12/20/2012 1:06:03 PM |
| toblerone | $25.00 | 12/19/2012 5:41:53 PM |
| leverage-cleansing3 | $25.00 | 12/19/2012 5:04:53 PM |
| trumpeter5 | $25.00 | 12/19/2012 5:35:12 PM |
| LaGrangeLender | $60.00 | 12/19/2012 5:38:14 PM |
| LittleMingo | $25.00 | 12/19/2012 5:09:33 PM |
| friedokra | $25.00 | 12/19/2012 5:11:21 PM |
| dunkard13 | $300.00 | 12/19/2012 5:26:23 PM |
| Tscheddar | $25.00 | 12/19/2012 6:28:45 PM |
| janeybooboo | $75.00 | 12/19/2012 5:54:20 PM |
| valiant-return584 | $50.00 | 12/19/2012 6:04:51 PM |
| money-baron-roth-IRA | $50.00 | 12/19/2012 6:30:02 PM |
| brightest-organized-balance | $25.00 | 12/20/2012 10:07:53 AM |
| Risk4Reward | $25.00 | 12/20/2012 8:25:19 AM |
| bold-social-widget | $25.00 | 12/20/2012 10:28:18 AM |
| CA-Lender | $25.00 | 12/20/2012 11:09:13 AM |
| wise-charming-reward | $300.00 | 12/20/2012 12:44:10 PM |
| Nipper99 | $100.00 | 12/20/2012 12:48:02 PM |
| Reputation1 | $25.00 | 12/20/2012 12:52:45 PM |
| gondeee | $25.00 | 12/20/2012 10:07:26 AM |
| pleasant-commerce934 | $25.00 | 12/20/2012 10:33:43 AM |
| justasoldier | $50.00 | 12/20/2012 9:58:25 PM |
| independent-leverage6 | $32.00 | 12/20/2012 3:43:38 PM |
| handy-justice | $50.00 | 12/20/2012 5:58:42 PM |
| simplelender80 | $500.00 | 12/20/2012 5:30:16 PM |
| XP | $50.00 | 12/21/2012 5:35:19 AM |
| liberty-magnate | $25.00 | 12/22/2012 9:30:19 AM |
| dickfore | $25.00 | 12/23/2012 2:02:29 AM |
| kenji4861 | $25.00 | 12/22/2012 1:03:39 PM |
| spiff666 | $26.66 | 12/23/2012 7:56:51 AM |
| Spiceyduck | $75.00 | 12/24/2012 3:53:49 AM |
| Row2010 | $25.00 | 12/24/2012 10:19:03 AM |
| Investor_DP | $100.00 | 12/24/2012 10:45:04 AM |
| Astyanax | $40.00 | 12/24/2012 12:15:45 PM |
| kevin314 | $25.00 | 12/24/2012 5:21:45 PM |
| point-doughnut | $50.00 | 12/24/2012 9:53:08 PM |
| brondero | $135.00 | 12/24/2012 10:10:55 PM |
| Sunshine2222 | $25.00 | 12/25/2012 5:47:40 AM |
| On-an-Escapade | $103.42 | 12/24/2012 8:37:33 PM |
| OTM84 | $500.00 | 12/25/2012 10:15:12 AM |
| hardatwork1 | $25.00 | 12/25/2012 5:53:22 AM |
| skip6330 | $25.00 | 12/25/2012 11:17:52 AM |
| helpinghand63 | $25.00 | 12/25/2012 9:34:51 AM |
| Zoomzoom22 | $813.84 | 12/25/2012 9:55:55 PM |
| important-trade094 | $56.38 | 12/26/2012 5:45:32 AM |
| chac | $150.00 | 12/26/2012 7:20:07 AM |
| market-pudding | $25.00 | 12/26/2012 9:06:04 AM |
| hidavehi | $27.00 | 12/25/2012 11:01:31 AM |
| credit-missile | $25.00 | 12/26/2012 9:10:13 AM |
| arenangelchild | $55.75 | 12/25/2012 7:44:15 PM |
| Lender_1972 | $55.00 | 12/25/2012 5:28:17 PM |
| treasure-hunter270 | $75.00 | 12/26/2012 7:38:28 AM |
| elog238 | $30.00 | 12/26/2012 9:39:57 AM |
| forthright-trade | $40.00 | 12/26/2012 11:03:38 AM |
| dough-healer9 | $25.00 | 12/26/2012 12:50:40 PM |
| GourmetPizzaGuy | $25.00 | 12/26/2012 10:45:25 AM |
| greenback-travels5 | $25.00 | 12/26/2012 10:49:41 AM |
| sflash | $25.00 | 12/26/2012 11:10:19 AM |
| Nojukbong | $50.00 | 12/26/2012 2:57:33 PM |
| verticalhorizon | $25.00 | 12/26/2012 3:27:07 PM |
| the-loyalty-wildebeest | $29.00 | 12/26/2012 11:23:25 AM |
| integrity-doctor | $100.00 | 12/26/2012 12:38:19 PM |
| moneytolend72 | $35.00 | 12/26/2012 11:13:13 AM |
| simiray | $50.00 | 12/26/2012 3:58:40 PM |
| supersarah61 | $25.00 | 12/26/2012 1:34:47 PM |
| likeable-money4 | $25.00 | 12/26/2012 2:43:40 PM |
| stepatatime-together | $100.00 | 12/26/2012 6:15:10 PM |
| digitialblue | $150.00 | 12/26/2012 5:37:58 PM |
| elog238 | $25.00 | 12/26/2012 5:09:44 PM |
| social-zebra | $30.00 | 12/26/2012 5:17:41 PM |
| Iwillhuntyoudown | $25.00 | 12/27/2012 12:25:22 AM |
| flexible-duty3 | $25.00 | 12/27/2012 4:58:25 AM |
| red-benefit-ruler | $100.00 | 12/27/2012 6:01:47 AM |
| dinero-launcher | $25.00 | 12/27/2012 6:56:32 AM |
| peaceful-greenback719 | $25.56 | 12/26/2012 7:05:35 PM |
| Supernick | $200.00 | 12/26/2012 8:17:07 PM |
| cardminger | $3,000.00 | 12/27/2012 12:02:15 AM |
| VegasJay | $25.00 | 12/27/2012 12:46:38 AM |
| starry2001 | $25.00 | 12/27/2012 4:57:14 AM |
| VonKeebler | $26.12 | 12/27/2012 5:32:54 AM |
| Rearden_Steel | $25.00 | 12/27/2012 6:09:45 AM |
| bowler252 | $25.00 | 12/27/2012 7:01:10 AM |
| new-ore-venture | $45.00 | 12/26/2012 7:27:03 PM |
| SweetSerenityInvest | $25.00 | 12/27/2012 4:59:46 AM |
| market-prophesy0 | $25.00 | 12/27/2012 5:57:30 AM |
| 166 Investments
|
Borrower Payment Dependent Notes Series
679334
This series of Notes was issued and sold upon the funding of the borrower loan #79964, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $301.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 780-799 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,294 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-proud-durability |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: I am currently seeking a loan to consolidate expenses, simply put I am behind and I would like to put myself in a better position to support my household. I am a single mother with a 5-year old daughter who is deaf and has other medical issues. Additionally, my mother resides with us at home.
The combination of supporting the household, daycare and additional medical items has been a bit overwhelming and I believe it is important to meet both some short-term and longer term goals in a more effective manner. First, I would like to use the loan to catch up and consolidate my consumer, medical and household debt.
Second, my longer-term goal is to improve my credit score and eventually, to refinance my home. The benefit of a loan (s) via Prosper is that it will provide the liquidity injection I need to keep from falling further behind and also put me in a better position to think about moving forward.
This loan will be used to consolidate credit, medical and household debt.
My financial situation is: stable, although am experience current difficulties. I have been employed with my firm for over six years and recently expanded my job responsibilities. Therefore, I have a stable source of income and do not anticipate that will change.
I am a good candidate for this loan because I am responsible and dedicated to honoring the terms of my financial commitments. This loan will go a long way to helping me get ahead of the curve and ease my financial stresses.
Monthly net income: $7000.00
Monthly expenses: $
Housing: $2800.00 includes taxes and insurance
Insurance: $
Car expenses: $242.00
Utilities: $400.00
Phone, cable, internet: $350.00
Food, entertainment: $150.00
Clothing, household expenses: $
Credit cards and other loans: $250.00
Other expenses: $3000.00 (medical--total)); $1650,00/month for daycare
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| commerce-venture1 | $100.00 | 12/17/2012 5:03:19 PM |
| Wrats6 | $25.00 | 12/17/2012 5:05:41 PM |
| zipemdown | $25.00 | 12/17/2012 5:35:05 PM |
| silver-plato | $75.00 | 12/17/2012 5:46:40 PM |
| Kessler | $28.00 | 12/17/2012 6:07:03 PM |
| daw1878 | $25.00 | 12/17/2012 6:11:43 PM |
| Sagamore | $50.00 | 12/17/2012 6:12:31 PM |
| kind-lovely-marketplace | $50.00 | 12/17/2012 5:15:23 PM |
| first-wampum-gazer | $2,000.00 | 12/17/2012 6:49:26 PM |
| bid-starfish | $25.00 | 12/18/2012 6:30:30 AM |
| TumbleWeed88 | $25.00 | 12/18/2012 9:03:17 AM |
| magnetic-duty4 | $25.00 | 12/17/2012 6:40:33 PM |
| Nco | $150.00 | 12/17/2012 5:41:27 PM |
| Star_Witness | $25.00 | 12/17/2012 7:31:59 PM |
| EngineersAlliance | $35.00 | 12/17/2012 6:08:52 PM |
| Uylsses | $33.00 | 12/18/2012 10:12:18 AM |
| treasure-bliss | $25.00 | 12/18/2012 4:18:40 AM |
| belief-integrity | $100.00 | 12/18/2012 10:44:54 AM |
| JeremyLinFan | $30.00 | 12/17/2012 7:35:23 PM |
| platinum-scientist9 | $25.00 | 12/18/2012 5:17:03 PM |
| goat0 | $150.00 | 12/18/2012 10:13:08 AM |
| transaction-seahorse0 | $25.00 | 12/18/2012 5:45:16 PM |
| PoundSmart | $100.00 | 12/18/2012 5:41:53 PM |
| Nickle-Back | $26.00 | 12/19/2012 4:22:15 AM |
| nickel-ferret | $25.00 | 12/18/2012 5:34:10 PM |
| paxnj | $25.00 | 12/18/2012 6:01:22 PM |
| slowgains | $25.00 | 12/18/2012 7:11:44 PM |
| brilliant-balance | $50.00 | 12/18/2012 6:48:20 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:50:46 AM |
| dl_data | $150.00 | 12/19/2012 8:55:39 AM |
| cerebral-dollar773 | $25.00 | 12/19/2012 11:04:39 AM |
| skinzfan | $2,227.99 | 12/19/2012 11:34:53 AM |
| chinolatino | $25.00 | 12/19/2012 11:05:22 AM |
| riskreward | $250.00 | 12/17/2012 5:29:11 PM |
| scoobiedoo | $70.01 | 12/17/2012 5:32:25 PM |
| wildanne | $50.00 | 12/17/2012 5:59:39 PM |
| EFS | $500.00 | 12/17/2012 5:04:28 PM |
| TheSituation | $25.00 | 12/17/2012 5:04:33 PM |
| dunkard13 | $200.00 | 12/17/2012 6:28:27 PM |
| finder61 | $25.00 | 12/17/2012 6:34:02 PM |
| toblerone | $25.00 | 12/17/2012 6:52:58 PM |
| thrilling-point2 | $40.00 | 12/17/2012 5:06:08 PM |
| ferocious-kindness8 | $35.00 | 12/17/2012 5:52:49 PM |
| valiant-return584 | $50.00 | 12/17/2012 6:26:09 PM |
| bazaar-tulip | $25.00 | 12/17/2012 6:39:08 PM |
| superb-funds335 | $25.00 | 12/17/2012 5:49:41 PM |
| special-transparency2 | $30.00 | 12/17/2012 7:21:02 PM |
| 01a_MrUSC_IRA | $25.00 | 12/17/2012 7:28:00 PM |
| LuvToLend | $25.00 | 12/18/2012 10:25:31 AM |
| Edakers | $25.00 | 12/17/2012 6:39:36 PM |
| dontvote | $25.00 | 12/18/2012 1:46:35 PM |
| prudent-dough458 | $25.00 | 12/18/2012 5:01:43 PM |
| LittleMingo | $25.00 | 12/18/2012 5:36:54 AM |
| dl_data | $100.00 | 12/18/2012 6:02:09 AM |
| truth-companion | $25.00 | 12/18/2012 5:16:12 PM |
| BostonCapital | $100.00 | 12/18/2012 10:33:04 AM |
| missing-link | $25.00 | 12/18/2012 9:56:31 AM |
| return-point2 | $100.00 | 12/18/2012 6:22:56 PM |
| mr_haldane | $25.00 | 12/18/2012 10:12:30 AM |
| Christophe | $25.00 | 12/18/2012 5:24:57 PM |
| Ripsaw4U | $45.00 | 12/18/2012 7:40:14 PM |
| WalnutCreekguy | $50.00 | 12/18/2012 6:17:13 PM |
| jebber007 | $50.00 | 12/18/2012 6:23:48 PM |
| dl_data | $100.00 | 12/18/2012 8:07:43 PM |
| entertaining-revenue4 | $50.00 | 12/19/2012 10:02:23 AM |
| 907 | $25.00 | 12/18/2012 7:50:05 PM |
| Tscheddar | $25.00 | 12/19/2012 10:32:40 AM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
682526
This series of Notes was issued and sold upon the funding of the borrower loan #79855, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,816.01 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.24% |
Listing Start date:
| Dec-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 13.21% |
Borrower rate/APR:
| 14.21% / 16.52% |
Monthly payment:
| $584.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.74% | | |
| |
Estimated return*:
| 9.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,287 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reinforced-listing460 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate credit cards and other bills. This will help us to actually have more money monthly to work with. There are a few things we would like to do but don't want to put us at our limit but know we will have money to fall back to when/if needed.
My financial situation:
I am a good candidate for this loan because...we are dedicated to keep building our credit rating and paying our bills. We are looking at our future and what we need to make sure that we can retire and enjoy life in the not to far future. I have been working with this current company for more than just since 2011 because I did consulting for them for about 2 years before going full time with them. My company is a growing company and in November I was promoted to Senior Manager Product Development and Customer Support . I am looking forward to a great career with them.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $300.00 | 12/6/2012 9:39:37 AM |
| leodaguy | $100.00 | 12/6/2012 9:30:12 AM |
| ready-interest9 | $25.00 | 12/6/2012 10:56:13 AM |
| CreditBuilder2 | $25.01 | 12/6/2012 11:11:13 AM |
| payment-halo | $25.00 | 12/6/2012 7:04:25 PM |
| Oakland | $100.00 | 12/7/2012 6:54:24 AM |
| windguy | $50.00 | 12/7/2012 9:29:58 AM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:56 PM |
| magnetic-duty4 | $25.00 | 12/10/2012 4:11:47 PM |
| franzzua | $25.00 | 12/10/2012 5:11:14 PM |
| supersarah61 | $25.00 | 12/10/2012 4:11:13 PM |
| loot-prescription3 | $25.00 | 12/10/2012 5:49:17 PM |
| dunkard13 | $100.00 | 12/10/2012 5:24:15 PM |
| hope-hickory8 | $25.00 | 12/10/2012 8:25:48 PM |
| Sweaty-Butt-Crack | $35.00 | 12/10/2012 6:18:15 PM |
| best-bonafide-p2p | $50.00 | 12/10/2012 8:42:27 PM |
| octoberfresh | $25.00 | 12/11/2012 6:50:43 AM |
| Senechal | $25.00 | 12/11/2012 4:51:08 AM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:53 PM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:09 PM |
| blue-order-comet | $100.00 | 12/11/2012 6:39:42 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:51:02 AM |
| river-change | $25.00 | 12/12/2012 10:04:43 AM |
| djh47a | $25.00 | 12/12/2012 1:14:44 PM |
| trumpeter391 | $25.00 | 12/12/2012 1:15:14 PM |
| MonopolyDred | $25.00 | 12/14/2012 5:50:34 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:38 AM |
| fairness-musician3 | $25.00 | 12/14/2012 10:00:02 AM |
| sprinter | $50.00 | 12/14/2012 10:07:37 AM |
| ItsJustMe79 | $25.00 | 12/15/2012 1:19:25 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:30 PM |
| RGlad | $100.00 | 12/15/2012 2:40:22 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:39 PM |
| ready-vigilance3 | $25.00 | 12/15/2012 2:17:15 PM |
| adaptable-benefit6 | $25.00 | 12/16/2012 12:16:56 PM |
| blueshound | $25.00 | 12/17/2012 7:38:26 AM |
| compoundinterest | $25.00 | 12/17/2012 5:18:50 PM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:44 AM |
| djs81 | $75.00 | 12/18/2012 10:24:32 AM |
| Jalebi | $25.00 | 12/18/2012 9:33:25 AM |
| crown-year | $1,500.00 | 12/19/2012 8:15:25 AM |
| loyalty-cupcake6 | $25.00 | 12/18/2012 5:46:59 PM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:02 AM |
| jga516 | $25.00 | 12/18/2012 7:02:27 PM |
| american6 | $50.00 | 12/19/2012 9:04:23 AM |
| riskreward | $185.00 | 12/19/2012 9:56:04 AM |
| siesta100 | $25.00 | 12/19/2012 5:23:44 PM |
| help4u | $50.00 | 12/19/2012 6:59:49 PM |
| Castellan | $50.00 | 12/19/2012 5:28:52 PM |
| SecondChanceLendingSERV | $25.00 | 12/19/2012 5:44:33 PM |
| tender-integrity3 | $100.00 | 12/19/2012 5:46:41 PM |
| krisran | $50.00 | 12/19/2012 5:48:51 PM |
| dansarkis | $25.00 | 12/19/2012 5:19:36 PM |
| magical-credit523 | $25.00 | 12/19/2012 5:22:36 PM |
| BK2SEA | $25.00 | 12/19/2012 5:25:53 PM |
| credit-formula0 | $25.00 | 12/19/2012 6:05:11 PM |
| jdrez | $50.00 | 12/19/2012 5:27:10 PM |
| funds-captain4 | $50.00 | 12/19/2012 5:32:54 PM |
| first-favorite-bonus9 | $25.00 | 12/19/2012 6:24:56 PM |
| blue-dollar-viking | $70.00 | 12/19/2012 6:30:51 PM |
| auction-iris9 | $120.00 | 12/19/2012 6:06:50 PM |
| meoates1 | $25.00 | 12/19/2012 6:11:26 PM |
| mistering | $40.00 | 12/20/2012 12:23:25 AM |
| p1k4blu | $25.00 | 12/20/2012 1:50:15 AM |
| rulender | $25.00 | 12/19/2012 6:27:15 PM |
| balance-voyager | $35.00 | 12/19/2012 6:29:38 PM |
| bowdish1 | $75.00 | 12/19/2012 6:32:40 PM |
| KU83 | $25.00 | 12/20/2012 8:47:46 AM |
| yield-voyager8 | $25.00 | 12/11/2012 10:49:30 AM |
| HereToHelp305 | $250.00 | 12/19/2012 4:34:22 PM |
| marketplace-singularity3 | $25.00 | 12/6/2012 9:18:33 AM |
| corndog4000 | $30.00 | 12/6/2012 11:15:44 AM |
| natural-worth9 | $500.00 | 12/6/2012 2:04:15 PM |
| jubilant-capital1 | $25.00 | 12/6/2012 8:04:20 PM |
| bazaar-tulip | $25.00 | 12/7/2012 10:14:45 AM |
| sri59 | $100.00 | 12/8/2012 2:17:00 AM |
| Interloper | $25.00 | 12/8/2012 9:31:13 AM |
| Good-Yield | $25.00 | 12/8/2012 10:34:10 PM |
| simplelender80 | $125.00 | 12/9/2012 1:25:05 PM |
| here2lend | $25.00 | 12/10/2012 9:40:54 AM |
| decisive-income7 | $4,000.00 | 12/10/2012 7:45:54 AM |
| deal-vibrato | $25.00 | 12/10/2012 5:53:33 PM |
| nevee | $25.00 | 12/10/2012 6:05:04 PM |
| justreturns | $25.00 | 12/10/2012 6:02:26 PM |
| supersam | $50.00 | 12/10/2012 10:19:21 PM |
| indomitable-coin | $25.00 | 12/11/2012 9:55:24 AM |
| SBT | $25.00 | 12/11/2012 10:06:27 AM |
| moola-gargantuan9 | $50.00 | 12/11/2012 9:35:38 AM |
| kalamari | $30.00 | 12/11/2012 1:03:51 PM |
| wetlands | $200.00 | 12/11/2012 5:43:45 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:46:47 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:42 PM |
| bonafide-yield351 | $25.00 | 12/13/2012 8:05:49 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:37 PM |
| elasermd | $100.00 | 12/13/2012 6:27:47 PM |
| Avicell | $25.00 | 12/13/2012 6:21:30 PM |
| astute-benjamins | $25.00 | 12/13/2012 6:10:45 PM |
| anacent | $25.00 | 12/13/2012 10:26:46 PM |
| credit-maple | $25.00 | 12/14/2012 10:37:24 AM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 5:01:21 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:56 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:30 AM |
| entertaining-revenue4 | $50.00 | 12/15/2012 12:01:13 PM |
| Arvicco | $400.00 | 12/15/2012 11:28:27 AM |
| finder61 | $25.00 | 12/15/2012 12:50:26 PM |
| Proactive-Financial-Lending | $25.00 | 12/15/2012 1:00:17 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:58 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:24 AM |
| tornado351 | $25.00 | 12/17/2012 3:26:43 AM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:19 PM |
| kingryan | $250.00 | 12/17/2012 5:22:27 PM |
| kegs | $200.00 | 12/17/2012 1:39:47 PM |
| AdamClemSC | $25.00 | 12/17/2012 5:07:38 PM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:06 PM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:09 AM |
| adaboy65 | $100.00 | 12/18/2012 6:01:09 PM |
| dunox | $75.00 | 12/19/2012 9:45:12 AM |
| availableloan | $25.00 | 12/18/2012 11:32:13 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:06 PM |
| life-is-great | $25.00 | 12/19/2012 9:07:50 AM |
| grove88 | $25.00 | 12/18/2012 8:33:43 PM |
| AlBRich | $25.00 | 12/19/2012 12:04:11 PM |
| alpha-lending | $25.00 | 12/19/2012 9:35:21 AM |
| Mint_Man | $25.00 | 12/19/2012 5:19:58 PM |
| daisuke | $25.00 | 12/19/2012 10:40:58 AM |
| lender987654321 | $50.00 | 12/19/2012 5:34:42 PM |
| Rico47 | $25.00 | 12/19/2012 12:53:49 PM |
| Investoman | $25.00 | 12/19/2012 5:47:17 PM |
| kind-cash-porcelain | $50.00 | 12/19/2012 5:47:38 PM |
| brilliant-penny9 | $25.00 | 12/19/2012 5:47:40 PM |
| hope-wrangler1 | $50.00 | 12/19/2012 6:11:19 PM |
| IP | $25.00 | 12/19/2012 6:14:28 PM |
| gold-disk | $25.00 | 12/19/2012 12:24:24 PM |
| first-upright-payout | $25.00 | 12/19/2012 6:21:39 PM |
| best-bonafide-p2p | $50.00 | 12/19/2012 6:30:27 PM |
| currency-agave | $46.00 | 12/19/2012 5:20:12 PM |
| deal-contributor8 | $50.00 | 12/19/2012 5:20:35 PM |
| AFairDeal | $25.00 | 12/19/2012 5:27:28 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:36:36 PM |
| JS1008 | $25.00 | 12/20/2012 7:22:16 AM |
| market-assembler | $50.00 | 12/19/2012 5:11:57 PM |
| pennybypenny | $25.00 | 12/19/2012 5:46:31 PM |
| dignified-coin128 | $25.00 | 12/19/2012 5:48:21 PM |
| illustrado | $25.00 | 12/19/2012 5:21:04 PM |
| Schuld66 | $25.00 | 12/19/2012 5:35:15 PM |
| inventive-dollar498 | $25.00 | 12/19/2012 6:29:05 PM |
| cfinley106 | $25.00 | 12/19/2012 5:38:56 PM |
| Index_Plus | $5,000.00 | 12/19/2012 6:00:53 PM |
| bilecibank | $25.00 | 12/19/2012 6:33:32 PM |
| KgBsUcKa | $25.00 | 12/19/2012 6:55:47 PM |
| 150 Investments
|
Borrower Payment Dependent Notes Series
685090
This series of Notes was issued and sold upon the funding of the borrower loan #79922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-20-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $223.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 15y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,017 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reward-medalist5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan:
This loan will be used to make some large purchases - child's school enrolment, air tickets etc.
My financial situation:
I am a good candidate for this loan because I have a credit history and a secured employment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dunkard13 | $300.00 | 12/20/2012 9:10:52 AM |
| nevee | $25.00 | 12/20/2012 9:48:28 AM |
| Aberdeen | $100.00 | 12/20/2012 10:07:40 AM |
| corndog4000 | $55.00 | 12/20/2012 10:54:18 AM |
| availableloan | $25.00 | 12/20/2012 11:30:05 AM |
| superb-funds335 | $25.00 | 12/20/2012 9:04:48 AM |
| Zolton | $300.00 | 12/20/2012 9:30:43 AM |
| DreisersFinancier | $50.00 | 12/20/2012 10:01:43 AM |
| toblerone | $25.00 | 12/20/2012 10:11:57 AM |
| promise2 | $25.00 | 12/20/2012 11:12:05 AM |
| passivesf | $25.00 | 12/20/2012 9:56:00 AM |
| leodaguy | $99.00 | 12/20/2012 6:27:06 PM |
| Dollars4Rent | $25.00 | 12/20/2012 10:49:08 AM |
| Sagamore | $125.00 | 12/20/2012 10:52:29 AM |
| alpha-lending | $25.00 | 12/20/2012 5:09:05 PM |
| CreditBuilder2 | $25.01 | 12/20/2012 10:56:07 AM |
| magnetic-duty4 | $25.00 | 12/20/2012 5:13:14 PM |
| LoanerPrincipal | $25.00 | 12/20/2012 6:00:03 PM |
| affluence-microscope2 | $200.00 | 12/21/2012 9:27:12 AM |
| payment-halo | $25.00 | 12/20/2012 6:54:32 PM |
| wetlands | $200.00 | 12/21/2012 9:45:31 AM |
| bill-tent1 | $50.00 | 12/21/2012 9:40:19 AM |
| marwadi-62 | $100.00 | 12/21/2012 5:04:10 PM |
| Interloper | $25.00 | 12/22/2012 8:17:00 AM |
| marketplace-singularity3 | $25.00 | 12/22/2012 1:23:22 PM |
| the-magnificent-loan | $200.00 | 12/22/2012 12:23:22 PM |
| SBT | $25.00 | 12/24/2012 9:27:14 AM |
| whitegoldira | $27.00 | 12/23/2012 2:44:14 PM |
| vinayski | $25.00 | 12/24/2012 9:40:42 AM |
| awesome-dollar6 | $50.00 | 12/24/2012 6:20:28 AM |
| jpblan11 | $25.00 | 12/24/2012 10:04:47 AM |
| crown-year | $2,000.00 | 12/24/2012 7:18:10 AM |
| djs81 | $75.00 | 12/24/2012 9:14:00 AM |
| indomitable-coin | $25.00 | 12/24/2012 9:51:32 AM |
| loot-prescription3 | $25.00 | 12/24/2012 11:07:14 AM |
| dukeiyer | $25.00 | 12/24/2012 11:51:53 AM |
| fantastic-dedication6 | $50.00 | 12/24/2012 3:08:03 PM |
| julijask | $100.00 | 12/24/2012 6:08:20 PM |
| BJnRJames | $50.00 | 12/24/2012 4:22:09 PM |
| northwoodsguy | $50.00 | 12/24/2012 11:56:11 AM |
| top-inspired-felicity | $25.00 | 12/25/2012 7:13:29 AM |
| hl8428 | $30.00 | 12/25/2012 8:02:11 AM |
| Sustainable_investments | $25.00 | 12/24/2012 6:58:44 PM |
| patriot897 | $25.00 | 12/25/2012 9:27:39 AM |
| themoneydoctor | $100.00 | 12/25/2012 10:01:08 AM |
| auction-eclipse8 | $50.00 | 12/25/2012 10:14:46 AM |
| Lubava | $25.00 | 12/25/2012 9:55:09 AM |
| FWF-kinetic | $50.29 | 12/25/2012 4:33:59 PM |
| friendinmoney | $25.00 | 12/25/2012 12:13:38 PM |
| simplelender80 | $100.00 | 12/25/2012 11:04:15 AM |
| market-pudding | $25.00 | 12/26/2012 9:09:06 AM |
| sprinter | $50.00 | 12/26/2012 9:09:49 AM |
| kwan | $25.00 | 12/26/2012 9:09:47 AM |
| ethical-truth211 | $100.00 | 12/26/2012 6:12:38 AM |
| hamslice | $50.00 | 12/26/2012 8:04:05 AM |
| coin-popcorn | $30.00 | 12/26/2012 8:15:05 AM |
| green-dollar-buffalo | $50.00 | 12/26/2012 9:16:11 AM |
| mr_haldane | $25.00 | 12/26/2012 11:27:31 AM |
| Rogesparkguy | $25.00 | 12/26/2012 12:20:29 PM |
| otto3investments | $25.00 | 12/26/2012 1:13:40 PM |
| Schwamie | $61.62 | 12/26/2012 1:19:38 PM |
| SecondChanceLendingSERV | $26.57 | 12/26/2012 2:00:17 PM |
| the-impressive-power | $57.80 | 12/26/2012 4:09:32 PM |
| hitsman | $50.00 | 12/26/2012 5:01:22 PM |
| dough-souffle | $25.00 | 12/26/2012 5:02:37 PM |
| platinum-czar | $25.00 | 12/26/2012 5:48:54 PM |
| keen-credit6 | $25.00 | 12/26/2012 6:27:56 PM |
| charming-exchange7 | $25.00 | 12/26/2012 5:42:09 PM |
| timbob | $500.00 | 12/26/2012 5:22:13 PM |
| powerlifter275 | $25.00 | 12/26/2012 7:32:28 PM |
| JTHarris | $25.00 | 12/26/2012 8:04:26 PM |
| value-human | $50.00 | 12/26/2012 11:37:23 PM |
| HereToHelp305 | $250.00 | 12/21/2012 1:52:00 PM |
| Rockymtnhi | $50.00 | 12/20/2012 9:17:26 AM |
| marketplace-singularity3 | $50.00 | 12/20/2012 9:32:46 AM |
| supersarah61 | $25.00 | 12/20/2012 5:15:56 PM |
| ForMyFamily | $50.00 | 12/20/2012 5:59:05 PM |
| best-bonafide-p2p | $50.00 | 12/20/2012 10:04:53 AM |
| bazaar-tulip | $25.00 | 12/20/2012 10:07:18 AM |
| gravbox | $25.00 | 12/20/2012 10:14:05 AM |
| creditjunky | $50.00 | 12/20/2012 4:15:08 PM |
| cerebral-dollar773 | $25.00 | 12/20/2012 7:14:24 PM |
| justice-inspector | $50.00 | 12/20/2012 5:51:54 PM |
| radiant-dollar9 | $200.00 | 12/21/2012 9:46:52 AM |
| belief-integrity | $100.00 | 12/20/2012 6:53:19 PM |
| SCD | $25.00 | 12/21/2012 10:00:29 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:16:06 PM |
| Black_Dog_Lending | $50.00 | 12/22/2012 9:21:51 PM |
| first-credit-meridian | $25.00 | 12/22/2012 1:52:46 PM |
| Capitalincome | $25.00 | 12/23/2012 11:11:46 AM |
| belief-integrity | $400.00 | 12/22/2012 2:48:42 PM |
| Black_Dog_Lending | $50.00 | 12/22/2012 9:25:04 PM |
| Requiem | $25.00 | 12/23/2012 1:23:54 AM |
| commerce-yeller | $75.00 | 12/24/2012 6:21:36 AM |
| gjm6d | $25.00 | 12/23/2012 12:39:00 PM |
| california111 | $25.00 | 12/23/2012 4:42:34 PM |
| astute-benjamins | $25.00 | 12/24/2012 8:18:41 AM |
| hope-hickory8 | $25.00 | 12/24/2012 9:47:14 AM |
| prudent-deal662 | $25.00 | 12/24/2012 10:24:34 AM |
| heerzaquestion | $50.00 | 12/24/2012 12:14:39 PM |
| BigBag | $25.00 | 12/24/2012 12:15:33 PM |
| p2p-paradise | $25.00 | 12/24/2012 6:25:49 PM |
| Sneezie | $30.00 | 12/24/2012 6:44:39 PM |
| JustMee | $25.00 | 12/24/2012 5:44:09 PM |
| helpinghand63 | $25.00 | 12/25/2012 9:35:00 AM |
| weiyinsan | $25.00 | 12/25/2012 7:28:34 AM |
| octoberfresh | $25.00 | 12/25/2012 9:21:49 AM |
| trumpeter391 | $25.00 | 12/25/2012 4:42:41 PM |
| themoneydoctor | $25.00 | 12/25/2012 10:39:12 AM |
| radforj22 | $25.00 | 12/25/2012 9:52:54 AM |
| enriching-trade2 | $30.00 | 12/25/2012 10:13:06 AM |
| loyalty-cupcake6 | $141.00 | 12/25/2012 7:01:32 PM |
| BankofPete | $25.00 | 12/26/2012 6:22:10 AM |
| birchbark86 | $25.00 | 12/26/2012 9:06:55 AM |
| glenium | $25.00 | 12/26/2012 9:08:21 AM |
| smart-kindness8 | $38.52 | 12/26/2012 6:09:39 AM |
| B1-Lancer | $35.00 | 12/26/2012 12:59:12 PM |
| value-pouch | $50.00 | 12/26/2012 11:16:43 AM |
| brandall | $25.00 | 12/26/2012 4:18:38 PM |
| Moneypenny6 | $25.00 | 12/26/2012 11:34:54 AM |
| Navy-Retired | $25.38 | 12/26/2012 4:39:11 PM |
| determined-bill5 | $100.00 | 12/26/2012 4:41:27 PM |
| best-income-fertilizer | $100.00 | 12/26/2012 4:50:24 PM |
| steady-silver6 | $30.03 | 12/26/2012 5:08:02 PM |
| income-buffalo1 | $41.53 | 12/26/2012 4:50:04 PM |
| compatible-deal9 | $25.00 | 12/26/2012 1:22:27 PM |
| objective-investor | $250.00 | 12/26/2012 5:14:19 PM |
| num1irish | $100.00 | 12/26/2012 4:47:41 PM |
| gpuck | $25.00 | 12/26/2012 5:59:35 PM |
| Lea1791 | $53.45 | 12/26/2012 11:47:17 PM |
| sushi537 | $25.00 | 12/27/2012 12:03:18 AM |
| RocketSurgeon | $25.00 | 12/26/2012 6:13:35 PM |
| top-fund-explosion | $25.00 | 12/26/2012 9:51:50 PM |
| mlm_invests | $40.00 | 12/26/2012 10:06:16 PM |
| new-ore-venture | $50.00 | 12/26/2012 7:03:57 PM |
| jwstclair | $25.00 | 12/26/2012 9:38:16 PM |
| stevexs | $30.00 | 12/26/2012 11:08:10 PM |
| Iwillhuntyoudown | $17.80 | 12/27/2012 12:23:39 AM |
| 138 Investments
|
Borrower Payment Dependent Notes Series
685698
This series of Notes was issued and sold upon the funding of the borrower loan #79828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,039.27 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.74% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-26-2012 |
|
|
Lender yield:
| 15.39% |
Borrower rate/APR:
| 16.39% / 20.05% |
Monthly payment:
| $600.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.52% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 6y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,685 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| pragmatic-nickel7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| HereToHelp305 | $200.00 | 12/19/2012 4:40:27 PM |
| bowdish1 | $25.00 | 12/12/2012 5:30:35 PM |
| rmkrish55 | $25.00 | 12/12/2012 5:50:03 PM |
| GCInvestments | $25.00 | 12/13/2012 9:47:38 AM |
| repayment-pagoda8 | $100.00 | 12/13/2012 12:15:16 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:22:40 PM |
| transaction-seahorse0 | $25.00 | 12/13/2012 12:31:47 PM |
| nickel-ferret | $25.00 | 12/15/2012 11:14:41 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:34 PM |
| special-dinero553 | $25.00 | 12/17/2012 9:37:12 AM |
| enchanted-investment447 | $100.00 | 12/17/2012 9:09:52 AM |
| qsolo | $25.00 | 12/21/2012 5:11:54 PM |
| first-credit-meridian | $25.00 | 12/21/2012 5:53:50 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:19 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:29 PM |
| california111 | $25.00 | 12/24/2012 9:35:21 AM |
| cardminger | $25.00 | 12/24/2012 10:23:52 AM |
| tech310 | $50.00 | 12/24/2012 10:59:50 AM |
| profitable-fairness1 | $50.00 | 12/24/2012 5:01:32 PM |
| supersarah61 | $25.00 | 12/25/2012 7:18:42 AM |
| helpinghand63 | $25.00 | 12/25/2012 9:33:01 AM |
| nodebtin3 | $25.00 | 12/25/2012 10:27:28 AM |
| burrben | $65.00 | 12/26/2012 9:11:19 AM |
| Spinache | $100.00 | 12/26/2012 6:59:50 AM |
| cnovak | $25.00 | 12/26/2012 10:45:08 AM |
| greenback-amplifier | $25.00 | 12/26/2012 10:52:22 AM |
| Zane314 | $50.00 | 12/26/2012 10:55:01 AM |
| note-admiral548 | $25.00 | 12/26/2012 11:00:11 AM |
| benjamins-wasp | $50.00 | 12/26/2012 11:01:54 AM |
| fair-pound5 | $25.00 | 12/26/2012 11:02:34 AM |
| magnificent-dime4 | $25.00 | 12/26/2012 11:02:44 AM |
| metro457 | $100.00 | 12/26/2012 11:08:14 AM |
| Queueball1 | $25.00 | 12/26/2012 11:16:11 AM |
| repayment-chihuahua3 | $25.00 | 12/26/2012 11:19:48 AM |
| authentic-liberty7 | $25.00 | 12/26/2012 11:24:39 AM |
| openness-zenith6 | $50.00 | 12/26/2012 9:25:43 AM |
| debtfree_lender_777 | $25.00 | 12/26/2012 12:49:34 PM |
| reward-walnut | $25.00 | 12/26/2012 10:45:42 AM |
| MoonMama | $25.00 | 12/26/2012 10:51:54 AM |
| auction-eclipse8 | $50.00 | 12/26/2012 11:03:52 AM |
| likeable-money4 | $25.00 | 12/26/2012 2:42:13 PM |
| IP | $25.00 | 12/26/2012 11:07:11 AM |
| fantastic-wampum1 | $100.00 | 12/26/2012 11:22:15 AM |
| emphatic-gold584 | $100.00 | 12/26/2012 10:26:11 AM |
| the-impressive-power | $50.00 | 12/26/2012 4:24:52 PM |
| determined-bill5 | $100.00 | 12/26/2012 4:41:08 PM |
| SummitAdvisors | $50.00 | 12/26/2012 10:45:16 AM |
| fortytwo | $100.00 | 12/26/2012 10:46:45 AM |
| yertle9 | $25.00 | 12/26/2012 10:56:01 AM |
| deal-vibrato | $25.00 | 12/26/2012 10:58:36 AM |
| samo102us | $25.00 | 12/26/2012 11:08:01 AM |
| fcukciti | $25.00 | 12/26/2012 11:08:33 AM |
| friendly-gold | $25.00 | 12/26/2012 11:10:40 AM |
| unforgettable-order9 | $50.00 | 12/26/2012 11:16:36 AM |
| unassassinable | $25.00 | 12/26/2012 11:17:09 AM |
| Snoopylover | $25.00 | 12/26/2012 3:49:52 PM |
| prosha | $25.00 | 12/26/2012 11:28:28 AM |
| zone6 | $100.00 | 12/26/2012 11:29:25 AM |
| ethical-truth211 | $400.00 | 12/26/2012 4:35:37 PM |
| gasman-1 | $25.00 | 12/26/2012 4:57:56 PM |
| Index_Plus | $5,500.00 | 12/26/2012 2:55:22 PM |
| deal-bison6 | $25.00 | 12/26/2012 4:51:59 PM |
| cr8on | $30.00 | 12/12/2012 5:09:24 PM |
| bazaar-tulip | $25.00 | 12/12/2012 6:12:48 PM |
| gravbox | $25.00 | 12/12/2012 6:36:26 PM |
| ready-interest9 | $25.00 | 12/12/2012 6:57:56 PM |
| BostonCapital | $100.00 | 12/12/2012 5:38:05 PM |
| valiant-return584 | $50.00 | 12/12/2012 6:15:14 PM |
| payout-motivator0 | $28.00 | 12/13/2012 9:56:27 AM |
| windguy | $26.00 | 12/13/2012 12:33:53 PM |
| affluence-microscope2 | $200.00 | 12/13/2012 12:06:04 PM |
| palu2619 | $25.00 | 12/13/2012 12:24:16 PM |
| radiant-dollar9 | $200.00 | 12/13/2012 12:28:44 PM |
| kind-lovely-marketplace | $50.00 | 12/13/2012 12:19:02 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:48:10 PM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:30 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:58 AM |
| phenomenal-rate1 | $500.00 | 12/15/2012 10:51:08 AM |
| justice-inspector | $25.00 | 12/15/2012 1:48:17 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:47 PM |
| principal-kung-fu | $25.00 | 12/21/2012 5:12:33 PM |
| shamonn_p2p | $50.00 | 12/21/2012 9:46:32 AM |
| formula842 | $25.00 | 12/24/2012 8:14:52 AM |
| lionheart722 | $25.00 | 12/24/2012 9:03:16 AM |
| visionary-generosity0 | $25.00 | 12/24/2012 9:43:22 AM |
| justreturns | $25.00 | 12/24/2012 10:26:28 AM |
| luann199 | $25.00 | 12/25/2012 9:28:07 AM |
| gain-neutron6 | $25.00 | 12/24/2012 6:36:59 PM |
| octoberfresh | $25.00 | 12/25/2012 6:19:57 PM |
| sharp-platinum326 | $25.00 | 12/26/2012 10:44:06 AM |
| indomitable-dedication | $25.00 | 12/26/2012 10:52:51 AM |
| derauma | $50.00 | 12/26/2012 10:55:18 AM |
| the-laudable-peso | $40.00 | 12/26/2012 10:57:02 AM |
| chief64 | $200.00 | 12/26/2012 10:58:54 AM |
| hope-equation | $25.00 | 12/26/2012 10:59:09 AM |
| haplender | $50.00 | 12/26/2012 11:00:36 AM |
| DL-JL | $25.00 | 12/26/2012 11:02:23 AM |
| urbane-income7 | $25.00 | 12/26/2012 11:18:17 AM |
| The_Minimalist | $25.00 | 12/26/2012 12:34:21 PM |
| swerve1317 | $25.00 | 12/26/2012 1:09:00 PM |
| Banker7371 | $25.00 | 12/26/2012 10:44:56 AM |
| resolute-worth4 | $25.00 | 12/26/2012 10:54:54 AM |
| Cai8899 | $25.00 | 12/26/2012 10:57:30 AM |
| payment-associate5 | $100.00 | 12/26/2012 2:34:17 PM |
| SamyFromRI | $25.00 | 12/26/2012 9:54:55 AM |
| credit-socrates648 | $750.00 | 12/26/2012 3:02:11 PM |
| tender-commerce8 | $50.00 | 12/26/2012 11:17:02 AM |
| luminous-marketplace5 | $25.00 | 12/26/2012 11:22:17 AM |
| brandall | $25.00 | 12/26/2012 4:18:20 PM |
| orange-stable-gain | $50.00 | 12/26/2012 10:51:49 AM |
| otto3investments | $25.00 | 12/26/2012 2:18:57 PM |
| meenan | $25.00 | 12/26/2012 11:00:22 AM |
| gold-pudding6 | $60.00 | 12/26/2012 11:08:39 AM |
| payout-paradise5 | $25.00 | 12/26/2012 11:13:41 AM |
| NorthwestLoan1 | $340.00 | 12/26/2012 3:37:27 PM |
| blazing-euro8 | $25.00 | 12/26/2012 3:44:47 PM |
| 6515Wheat | $25.00 | 12/26/2012 11:23:36 AM |
| investment-sapling | $50.00 | 12/26/2012 3:56:52 PM |
| value-pouch | $30.00 | 12/26/2012 11:27:46 AM |
| adventurer447 | $300.00 | 12/26/2012 11:28:35 AM |
| Sutpen55 | $25.00 | 12/26/2012 11:52:14 AM |
| top-economy-mover | $30.00 | 12/26/2012 12:04:49 PM |
| Dgodfather110 | $40.27 | 12/26/2012 4:41:51 PM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
685740
This series of Notes was issued and sold upon the funding of the borrower loan #79554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,073.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-26-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $188.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 84 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $7,299 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| beauty4560 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4510.00
Monthly expenses: $3704.00
Housing: $1390.00
Insurance: $206.00
Car expenses: $448.00
Utilities: $160.00
Phone, cable, internet: $150.00
Food, entertainment: $150.00
Clothing, household expenses: $200.00
Credit cards and other loans: $1000.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| HereToHelp305 | $150.00 | 12/19/2012 4:50:41 PM |
| valiant-return584 | $50.00 | 12/12/2012 9:50:52 AM |
| EngineersAlliance | $75.00 | 12/12/2012 9:51:56 AM |
| obduro_1 | $25.00 | 12/12/2012 10:59:41 AM |
| liberty-tostada7 | $50.00 | 12/12/2012 11:22:36 AM |
| Edakers | $25.00 | 12/12/2012 10:55:25 AM |
| berniemadeoff | $65.00 | 12/12/2012 11:35:05 AM |
| bazaar-tulip | $25.00 | 12/12/2012 6:12:41 PM |
| skillful-asset5 | $30.00 | 12/13/2012 6:58:02 PM |
| foothillender | $25.00 | 12/14/2012 8:59:12 AM |
| bizlending | $250.00 | 12/15/2012 8:24:50 AM |
| truth-companion | $25.00 | 12/15/2012 10:56:32 AM |
| affluence-microscope2 | $200.00 | 12/15/2012 10:48:23 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:24 PM |
| reaction18 | $50.00 | 12/15/2012 2:36:17 PM |
| mr_haldane | $25.00 | 12/16/2012 12:47:57 PM |
| return-point2 | $100.00 | 12/17/2012 9:29:11 AM |
| cash-mad-scientist3 | $25.00 | 12/18/2012 6:18:46 PM |
| alpha-lending | $25.00 | 12/19/2012 9:36:17 AM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:50:39 AM |
| kmprospeo | $25.00 | 12/21/2012 5:10:21 PM |
| industrious-p2ploan393 | $50.00 | 12/22/2012 11:49:25 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:09 PM |
| qsolo | $50.00 | 12/22/2012 1:05:50 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:28 PM |
| WalnutCreekguy | $50.00 | 12/23/2012 12:33:20 PM |
| ethicalhumanist | $100.00 | 12/24/2012 2:27:17 PM |
| newest-generous-income | $25.00 | 12/25/2012 4:10:00 AM |
| california111 | $25.00 | 12/24/2012 10:35:38 PM |
| helpinghand63 | $25.00 | 12/25/2012 9:32:55 AM |
| benjamins-nest | $25.00 | 12/26/2012 9:01:10 AM |
| Wrats6 | $25.00 | 12/12/2012 9:10:44 AM |
| Budro | $50.00 | 12/12/2012 9:57:21 AM |
| zipemdown | $25.00 | 12/12/2012 10:02:26 AM |
| DreisersFinancier | $50.00 | 12/12/2012 10:18:08 AM |
| octoberfresh | $25.00 | 12/12/2012 10:41:15 AM |
| riskreward | $250.00 | 12/12/2012 10:07:57 AM |
| gotjack-IRA | $75.00 | 12/12/2012 6:48:23 PM |
| bold-social-widget | $50.00 | 12/13/2012 9:24:10 AM |
| BostonCapital | $100.00 | 12/13/2012 5:29:53 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:52 PM |
| bullwink27 | $25.00 | 12/14/2012 6:08:11 PM |
| PoundSmart | $100.00 | 12/15/2012 11:22:31 AM |
| nickel-ferret | $25.00 | 12/15/2012 11:14:56 AM |
| radiant-dollar9 | $200.00 | 12/15/2012 11:18:48 AM |
| transaction-seahorse0 | $25.00 | 12/15/2012 11:26:00 AM |
| green-truth-mountain | $50.00 | 12/16/2012 9:39:57 AM |
| 907 | $25.00 | 12/18/2012 7:49:48 PM |
| nodebtin3 | $50.00 | 12/22/2012 7:16:28 AM |
| NobisEst | $25.00 | 12/23/2012 1:11:53 PM |
| LuvToLend | $25.00 | 12/24/2012 10:21:31 AM |
| NolockHolmes | $100.00 | 12/24/2012 10:25:48 AM |
| djh47a | $25.00 | 12/24/2012 1:54:29 PM |
| ethical-truth211 | $100.00 | 12/25/2012 9:34:00 AM |
| top-inspired-felicity | $25.00 | 12/25/2012 7:50:57 AM |
| profitable-fairness1 | $50.00 | 12/25/2012 5:10:24 PM |
| Interloper | $25.00 | 12/25/2012 11:02:18 AM |
| loyalty-cupcake6 | $50.00 | 12/25/2012 7:03:14 PM |
| ippoco | $25.00 | 12/25/2012 3:49:17 PM |
| otto1939 | $103.00 | 12/26/2012 7:15:46 AM |
| glroark | $50.00 | 12/25/2012 9:55:55 PM |
| ethical-truth211 | $200.00 | 12/26/2012 3:23:32 AM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
685750
This series of Notes was issued and sold upon the funding of the borrower loan #79563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,637.22 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-25-2012 |
|
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $216.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 31y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,062 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| transaction-karate1 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to..make improvements on my home.
My financial situation:
I am a good candidate for this loan because...I am a hard worker and pay my bills.
Monthly net income: $4000.00
Monthly expenses: $
Housing: $472.00
Insurance: $75.00
Car expenses: $700.00
Utilities: $400.00
Phone, cable, internet: $50.00
Food, entertainment: $300.00
Clothing, household expenses: $25.00
Credit cards and other loans: $0.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| HereToHelp305 | $50.00 | 12/19/2012 4:52:22 PM |
| Nco | $150.00 | 12/11/2012 5:32:55 PM |
| zipemdown | $25.00 | 12/11/2012 5:33:43 PM |
| rate-advocator7 | $250.00 | 12/11/2012 5:01:30 PM |
| valiant-return584 | $50.00 | 12/11/2012 6:00:58 PM |
| beachfunder | $200.00 | 12/11/2012 6:43:22 PM |
| commerce-venture1 | $25.00 | 12/12/2012 5:00:23 PM |
| FinDoc | $25.00 | 12/13/2012 7:58:02 AM |
| the-hope-workhorse | $25.00 | 12/13/2012 6:34:49 PM |
| reaction18 | $50.00 | 12/13/2012 7:06:00 PM |
| skillful-asset5 | $30.00 | 12/13/2012 7:10:45 PM |
| melodious-openness | $200.00 | 12/14/2012 2:04:19 PM |
| zorg77 | $25.00 | 12/14/2012 3:57:09 PM |
| zorg77 | $100.00 | 12/14/2012 3:56:56 PM |
| kenji4861 | $25.00 | 12/14/2012 5:39:48 PM |
| Rogelio48 | $31.00 | 12/14/2012 7:16:34 PM |
| receptive-affluence035 | $25.00 | 12/14/2012 5:19:02 PM |
| selector568 | $300.00 | 12/14/2012 6:36:36 PM |
| return-point2 | $100.00 | 12/14/2012 5:38:14 PM |
| heerzaquestion | $25.00 | 12/15/2012 7:36:18 AM |
| LuvToLend | $25.00 | 12/15/2012 1:28:42 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:53 PM |
| aggresive-compassion612 | $25.00 | 12/17/2012 9:12:53 AM |
| dukeiyer | $25.00 | 12/17/2012 11:21:02 AM |
| integrity-doctor | $100.00 | 12/17/2012 4:08:18 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:50:38 AM |
| Rockymtnhi | $100.00 | 12/19/2012 9:36:57 AM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:43 PM |
| note-venture | $50.00 | 12/21/2012 3:43:53 PM |
| Wyatte | $25.00 | 12/22/2012 1:15:31 AM |
| nodebtin3 | $25.00 | 12/22/2012 7:04:48 AM |
| Kyileo | $25.00 | 12/22/2012 4:15:22 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:21 PM |
| industrious-p2ploan393 | $250.00 | 12/22/2012 11:34:35 AM |
| thefisherman | $25.00 | 12/24/2012 1:22:43 AM |
| SecondChanceLendingSERV | $27.22 | 12/23/2012 5:33:35 PM |
| kurtb57 | $100.00 | 12/24/2012 8:52:38 AM |
| credit-bliss8 | $25.00 | 12/24/2012 12:28:00 PM |
| Astyanax | $35.00 | 12/24/2012 1:44:07 PM |
| money-fort | $25.00 | 12/24/2012 11:01:35 PM |
| shugyosha | $50.00 | 12/25/2012 8:45:26 AM |
| helpinghand63 | $25.00 | 12/25/2012 9:32:35 AM |
| LoanerPrincipal | $25.00 | 12/25/2012 10:42:16 AM |
| mmckune | $25.00 | 12/25/2012 10:07:50 AM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:34 PM |
| Wrats6 | $25.00 | 12/11/2012 5:05:25 PM |
| open-minded-p2p1 | $25.00 | 12/11/2012 6:05:07 PM |
| DreisersFinancier | $50.00 | 12/11/2012 5:46:34 PM |
| Silver_Rupee | $25.00 | 12/11/2012 6:53:35 PM |
| LendingPimp_2 | $26.00 | 12/11/2012 6:19:50 PM |
| treasure-bliss | $50.00 | 12/12/2012 4:15:02 AM |
| economy-coup | $200.00 | 12/11/2012 7:01:14 PM |
| Sweaty-Butt-Crack | $25.00 | 12/12/2012 6:23:37 AM |
| intrepid-loot | $25.00 | 12/12/2012 9:55:15 AM |
| return-enthusiast1 | $50.00 | 12/12/2012 11:58:16 AM |
| authentic-finance194 | $200.00 | 12/12/2012 10:46:55 AM |
| octoberfresh | $25.00 | 12/12/2012 10:41:04 AM |
| appetizing-loyalty354 | $25.00 | 12/13/2012 10:56:57 AM |
| finder61 | $25.00 | 12/13/2012 9:41:32 PM |
| asset-professor | $25.00 | 12/14/2012 5:20:56 PM |
| Kaj | $25.00 | 12/14/2012 6:28:55 PM |
| WalnutCreekguy | $50.00 | 12/14/2012 6:28:33 PM |
| thrilling-fund427 | $50.00 | 12/15/2012 10:56:08 AM |
| truth-companion | $25.00 | 12/15/2012 10:56:45 AM |
| finance-investor3 | $25.00 | 12/15/2012 11:43:49 AM |
| wild_carrot | $25.00 | 12/15/2012 12:49:56 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:59:01 AM |
| Mucman72 | $25.00 | 12/15/2012 7:00:58 PM |
| bazaar-tulip | $500.00 | 12/16/2012 1:21:58 PM |
| pennybypenny | $50.00 | 12/16/2012 9:23:28 PM |
| contract-victor5 | $50.00 | 12/16/2012 8:37:25 PM |
| silver-plato | $75.00 | 12/17/2012 11:07:37 AM |
| platinum-scientist9 | $25.00 | 12/17/2012 10:23:14 PM |
| EL_Papin | $25.00 | 12/17/2012 7:05:18 PM |
| Beast_Mode_Money | $25.00 | 12/18/2012 7:07:26 AM |
| alpha-lending | $25.00 | 12/19/2012 9:35:56 AM |
| LendingPimp_2 | $100.00 | 12/19/2012 11:45:54 PM |
| BradP | $25.00 | 12/20/2012 1:28:23 PM |
| revolutionary769 | $30.00 | 12/21/2012 5:54:28 AM |
| first-integrity-gravity | $50.00 | 12/22/2012 12:31:49 PM |
| helping-out | $50.00 | 12/23/2012 10:35:56 AM |
| shellstar | $25.00 | 12/24/2012 9:48:14 AM |
| enriching-trade2 | $30.00 | 12/24/2012 10:44:47 AM |
| silver-cloud | $28.00 | 12/24/2012 2:10:06 PM |
| ASuperJohn | $150.00 | 12/24/2012 6:27:31 PM |
| ktradtke | $25.00 | 12/24/2012 6:41:08 PM |
| fantastic-dedication6 | $50.00 | 12/24/2012 3:07:38 PM |
| MyPFBlog | $25.00 | 12/25/2012 9:23:28 AM |
| doopers | $25.00 | 12/25/2012 11:57:11 AM |
| economy-coup | $200.00 | 12/25/2012 3:45:25 PM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
685962
This series of Notes was issued and sold upon the funding of the borrower loan #79846, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 9y 3m |
|
Amount delinquent:
| $555 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,028 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| integrity-labyrinth120 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...repair roof on home
My financial situation:
I am a good candidate for this loan because...I pay all bills on or before date due
Monthly net income: $1716
Monthly expenses: $
Housing: $ 0
Insurance: $250
Car expenses: $213.87
Utilities: $112.00
Phone, cable, internet: $109.00
Food, entertainment: $100
Clothing, household expenses: $50.00
Credit cards and other loans: $326
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $100.00 | 12/13/2012 5:09:09 PM |
| deal-hickory5 | $100.00 | 12/15/2012 1:50:34 PM |
| diplomatic-wealth7 | $25.00 | 12/18/2012 10:33:48 AM |
| Weaverville | $25.00 | 12/21/2012 6:06:13 PM |
| businessbroker101 | $50.00 | 12/24/2012 10:21:28 AM |
| mrxtravis | $25.00 | 12/24/2012 6:59:13 PM |
| enriching-dollar1 | $100.00 | 12/26/2012 9:22:11 AM |
| vigorous-velocity | $127.00 | 12/26/2012 5:09:51 PM |
| loyalty-cupcake6 | $25.00 | 12/26/2012 5:55:43 PM |
| versatile-dime442 | $55.00 | 12/26/2012 5:19:17 PM |
| reward-adventure | $50.00 | 12/26/2012 5:27:51 PM |
| best-commerce-leader | $89.00 | 12/26/2012 5:12:33 PM |
| rabbidlender | $25.00 | 12/26/2012 6:05:44 PM |
| green-market-drum | $25.00 | 12/26/2012 5:37:14 PM |
| stable-cash4 | $25.00 | 12/27/2012 9:26:28 AM |
| skillful-justice879 | $17.00 | 12/27/2012 9:28:55 AM |
| wise-peaceful-p2ploan | $25.00 | 12/27/2012 5:55:08 AM |
| copper | $50.00 | 12/26/2012 6:36:44 PM |
| blue-relentless-hope | $25.00 | 12/27/2012 7:52:17 AM |
| spark548 | $37.00 | 12/27/2012 9:19:34 AM |
| djh47a | $50.00 | 12/27/2012 9:23:35 AM |
| JC_12 | $50.00 | 12/27/2012 7:18:29 AM |
| DreDub | $25.00 | 12/27/2012 8:39:48 AM |
| SV-AZ | $25.00 | 12/27/2012 9:12:24 AM |
| nex | $25.00 | 12/21/2012 6:27:10 PM |
| natural-liberty4 | $200.00 | 12/26/2012 9:49:53 AM |
| rce1964 | $25.00 | 12/26/2012 11:43:49 AM |
| power-spartan5 | $25.00 | 12/26/2012 5:08:13 PM |
| affluence-broker | $25.00 | 12/26/2012 5:08:33 PM |
| Cybercusp | $25.00 | 12/26/2012 5:47:15 PM |
| impala6464 | $25.00 | 12/26/2012 6:52:45 PM |
| big-mac-50 | $1,000.00 | 12/27/2012 8:14:55 AM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
686180
This series of Notes was issued and sold upon the funding of the borrower loan #79572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $188.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1980 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 8 |
Current / open credit lines:
| 3
/
3 | Length of status: | 22y 9m |
|
Amount delinquent:
| $9,869 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,319 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unflappable-coin682 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3500.00
Monthly expenses:
Housing: $1276.00
Insurance: $147.00
Car expenses: $100.00
Utilities: $65.00
Phone, cable, internet: $150.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $150.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 12/14/2012 5:19:47 PM |
| Budro | $50.00 | 12/14/2012 6:24:54 PM |
| Sagamore | $50.00 | 12/14/2012 5:57:51 PM |
| Edakers | $25.00 | 12/14/2012 6:52:18 PM |
| riskreward | $250.00 | 12/15/2012 11:27:11 AM |
| nickel-ferret | $25.00 | 12/17/2012 9:39:46 AM |
| radiant-dollar9 | $200.00 | 12/17/2012 9:42:31 AM |
| WalnutCreekguy | $50.00 | 12/18/2012 6:17:11 PM |
| palu2619 | $25.00 | 12/18/2012 5:32:08 PM |
| a-finance-nirvana | $25.00 | 12/19/2012 9:47:43 AM |
| diversification-collider5 | $25.00 | 12/21/2012 5:17:17 PM |
| economy-coup | $100.00 | 12/22/2012 12:33:12 AM |
| qsolo | $50.00 | 12/22/2012 1:06:00 PM |
| Miami | $25.00 | 12/24/2012 11:23:29 AM |
| nex | $25.00 | 12/24/2012 6:49:12 PM |
| trenttucker32 | $25.00 | 12/25/2012 6:14:33 AM |
| wizardii | $25.00 | 12/25/2012 9:01:56 AM |
| helpinghand63 | $25.00 | 12/25/2012 9:33:32 AM |
| natural-liberty4 | $200.00 | 12/26/2012 9:49:35 AM |
| Thunderswan | $48.00 | 12/26/2012 9:52:23 AM |
| successful-agreement7 | $100.00 | 12/26/2012 9:23:13 AM |
| auction-eclipse8 | $50.00 | 12/26/2012 11:03:55 AM |
| Midwestvalues | $59.00 | 12/26/2012 10:31:29 AM |
| otto3investments | $25.00 | 12/26/2012 1:40:48 PM |
| timbob | $500.00 | 12/26/2012 5:23:13 PM |
| principal-cooker2 | $45.00 | 12/26/2012 5:29:25 PM |
| Supernick | $200.00 | 12/26/2012 8:11:57 PM |
| CC911 | $25.00 | 12/26/2012 6:58:08 PM |
| penny-mad-scientist9 | $30.00 | 12/26/2012 7:35:09 PM |
| dinero-launcher | $25.00 | 12/27/2012 6:58:19 AM |
| djh47a | $50.00 | 12/27/2012 9:23:40 AM |
| blue-radiant-justice | $50.00 | 12/27/2012 9:24:51 AM |
| newest-generous-income | $25.00 | 12/27/2012 4:59:41 AM |
| youthful-currency959 | $100.00 | 12/27/2012 9:02:07 AM |
| worthy-bid8 | $400.00 | 12/27/2012 10:34:52 AM |
| Ocean713 | $75.00 | 12/27/2012 11:12:44 AM |
| Atranes | $150.00 | 12/27/2012 10:40:05 AM |
| valiant-return584 | $50.00 | 12/14/2012 5:47:26 PM |
| zipemdown | $25.00 | 12/14/2012 6:17:17 PM |
| affluence-microscope2 | $180.00 | 12/15/2012 10:48:26 AM |
| transaction-seahorse0 | $25.00 | 12/15/2012 11:26:03 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:48 PM |
| prudent-dough458 | $25.00 | 12/18/2012 5:01:42 PM |
| LuvToLend | $25.00 | 12/18/2012 6:22:49 PM |
| return-point2 | $100.00 | 12/18/2012 6:22:56 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:46:13 AM |
| california111 | $50.00 | 12/22/2012 10:26:30 AM |
| formula842 | $25.00 | 12/22/2012 4:55:51 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:54 PM |
| the-inspired-justice | $25.00 | 12/22/2012 10:06:35 PM |
| aggresive-compassion612 | $25.00 | 12/23/2012 12:42:32 PM |
| benjamins-wasp | $50.00 | 12/24/2012 11:22:29 AM |
| gain-neutron6 | $25.00 | 12/24/2012 6:37:04 PM |
| adam_rodgers | $25.00 | 12/24/2012 6:04:09 PM |
| power-spartan5 | $25.00 | 12/25/2012 9:43:58 AM |
| openness-zenith6 | $50.00 | 12/26/2012 9:26:07 AM |
| courteous-justice415 | $25.00 | 12/26/2012 10:25:26 AM |
| j2ee | $50.00 | 12/26/2012 9:11:31 AM |
| value-pouch | $25.00 | 12/26/2012 11:29:36 AM |
| wise-virtuous-vigilance | $100.00 | 12/26/2012 9:34:04 AM |
| hitsman | $50.00 | 12/26/2012 10:59:24 AM |
| investment-sapling | $50.00 | 12/26/2012 3:57:00 PM |
| emphatic-gold584 | $100.00 | 12/26/2012 10:26:19 AM |
| supersarah61 | $25.00 | 12/26/2012 4:47:41 PM |
| likeable-money4 | $25.00 | 12/26/2012 2:43:27 PM |
| payment-labyrinth9 | $25.00 | 12/26/2012 5:19:54 PM |
| zone6 | $100.00 | 12/26/2012 11:29:27 AM |
| capital-web7 | $25.00 | 12/26/2012 12:54:46 PM |
| Comoparklender | $25.00 | 12/26/2012 6:14:04 PM |
| rhodylend | $25.00 | 12/26/2012 5:27:29 PM |
| first-class-wampum | $25.00 | 12/26/2012 7:11:10 PM |
| unger | $100.00 | 12/26/2012 7:31:57 PM |
| dordee | $45.28 | 12/27/2012 11:26:22 AM |
| newest-currency-vibrato | $17.72 | 12/27/2012 12:18:02 PM |
| silver-enlightenment0 | $25.00 | 12/27/2012 10:08:12 AM |
| chroman | $50.00 | 12/27/2012 11:54:25 AM |
| Eddy-2-Aces | $25.00 | 12/27/2012 12:12:14 PM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
686300
This series of Notes was issued and sold upon the funding of the borrower loan #79831, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-26-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $534.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,599 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| live-life |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 94% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $12,100.00 | < 31 days late:
| 3
( 6% )
| 700-719
(Jun-2011)
680-699
(Mar-2010)
680-699
(Oct-2009)
|
|
Principal balance:
| $3,269.35 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Debt consolidation
Purpose of loan:
PAY OFF MY HIGH INTREST CREDIT CARDS . IN ORDER TO HAVE ONE MONTHLY PAYMENT .
My financial situation:
I AM A GOOD CANDIDATE FOR THIS LOAN BECAUSE?
I HAVE A GOOD SOLID JOB AS A DELIVERY TRUCK DRIVER WITH A GREAT COMPANY WHICH I LOVE.
I ALREADY HAD ONE SUCCESSFULLY PAID OFF LOAN THROUGH PROSPER .
I HAVE MINIMUM HOUSING EXPENSE BECAUSE I LIVE IN THE APARTMENT MY PARENTS HAD BUILT IN THERE THREE STORY HOME AND MY CAR IS PAID OFF.
Monthly net income: $
$2,400.00
Monthly expenses: $
Housing: 200.00
Car Insurance: $ 126.00
Car expenses/gas: $ 100.00
Utilities: $200.00
Food, entertainment: $100.00
Clothing, household expenses $150.00
Credit cards and other loans: $550.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $45.45 | 12/14/2012 5:16:53 PM |
| marwadi-62 | $237.00 | 12/14/2012 5:29:48 PM |
| LittleMingo | $30.00 | 12/14/2012 5:44:00 PM |
| witty-openness | $25.00 | 12/14/2012 5:51:06 PM |
| five-star-note | $200.00 | 12/14/2012 5:05:56 PM |
| commerce-venture1 | $25.00 | 12/14/2012 5:07:04 PM |
| Tscheddar | $25.00 | 12/14/2012 6:18:57 PM |
| respectful-dough429 | $25.00 | 12/14/2012 6:31:57 PM |
| belief-integrity | $250.00 | 12/14/2012 7:39:20 PM |
| moneylender25 | $25.00 | 12/14/2012 7:52:12 PM |
| credit-guard5 | $25.00 | 12/14/2012 5:18:57 PM |
| well-rounded-dinero | $25.00 | 12/14/2012 6:29:22 PM |
| ImNotSoDumb | $25.02 | 12/14/2012 6:40:34 PM |
| Dubbly | $25.00 | 12/14/2012 5:44:53 PM |
| Sagamore | $50.00 | 12/14/2012 5:57:51 PM |
| Wrats6 | $25.00 | 12/14/2012 6:23:06 PM |
| fund-dragster | $100.00 | 12/15/2012 6:13:46 AM |
| janeybooboo | $74.74 | 12/14/2012 6:34:09 PM |
| thehousewife | $25.00 | 12/15/2012 9:24:22 AM |
| ingenious-currency8 | $50.00 | 12/15/2012 11:10:03 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:55 AM |
| transaction-seahorse0 | $25.00 | 12/15/2012 11:26:14 AM |
| kind-credit-bear | $50.00 | 12/15/2012 11:00:05 AM |
| Charlie010 | $35.00 | 12/15/2012 9:45:16 AM |
| stylish-revenue4 | $100.00 | 12/15/2012 12:38:47 PM |
| Investor_DP | $100.00 | 12/15/2012 12:47:56 PM |
| Feyenoord | $30.00 | 12/15/2012 12:15:10 PM |
| thankful-nickel2 | $55.55 | 12/15/2012 12:26:28 PM |
| WalnutCreekguy | $50.00 | 12/15/2012 1:04:45 PM |
| Astyanax | $40.00 | 12/15/2012 12:33:26 PM |
| return-point2 | $100.00 | 12/15/2012 12:38:25 PM |
| Bank42 | $25.00 | 12/15/2012 12:12:45 PM |
| the-respectful-transaction | $25.00 | 12/15/2012 2:07:32 PM |
| whitegold24k | $100.00 | 12/16/2012 8:25:57 AM |
| EmpireInvestments | $100.00 | 12/17/2012 4:15:25 AM |
| FinanceEngine | $60.00 | 12/17/2012 8:57:43 AM |
| RJN | $50.00 | 12/16/2012 6:49:56 PM |
| spacemonk29 | $100.00 | 12/17/2012 1:15:57 AM |
| grammaspurse | $25.00 | 12/16/2012 3:17:10 PM |
| brondero | $140.00 | 12/16/2012 5:58:23 PM |
| knee_caps | $25.00 | 12/16/2012 10:24:28 PM |
| enderak | $25.00 | 12/17/2012 3:56:36 PM |
| toomanyfishtanks | $50.00 | 12/17/2012 4:06:08 PM |
| TheHillsAreAlive | $25.00 | 12/17/2012 6:14:19 PM |
| skillful-asset5 | $30.00 | 12/17/2012 8:10:33 PM |
| melodious-capital3 | $25.00 | 12/18/2012 8:48:24 AM |
| transaction-keeper5 | $25.00 | 12/18/2012 1:47:06 PM |
| best-point-pursuit | $100.00 | 12/19/2012 8:55:19 AM |
| broker048 | $50.00 | 12/20/2012 8:38:40 AM |
| Risk4Reward | $25.00 | 12/20/2012 8:26:15 AM |
| Cookstersalibi | $25.00 | 12/21/2012 6:12:03 PM |
| nodebtin3 | $50.00 | 12/22/2012 7:41:33 AM |
| formula842 | $25.00 | 12/22/2012 4:48:59 AM |
| boston_mass | $25.00 | 12/23/2012 7:20:06 PM |
| tolerant-dinero2 | $25.00 | 12/23/2012 2:29:43 PM |
| Kennfusion | $50.00 | 12/23/2012 4:03:29 PM |
| dollar-authority | $53.47 | 12/24/2012 8:32:36 AM |
| ptjg | $46.00 | 12/24/2012 11:04:39 AM |
| Odyssey77 | $25.00 | 12/24/2012 10:10:43 AM |
| AF-Chief | $25.00 | 12/24/2012 11:30:50 AM |
| benefit-javelin | $60.00 | 12/24/2012 11:32:54 AM |
| mainsail35 | $121.77 | 12/24/2012 11:49:12 AM |
| producer455 | $25.40 | 12/24/2012 12:15:28 PM |
| youngster50 | $25.00 | 12/24/2012 12:22:11 PM |
| stock106 | $25.00 | 12/24/2012 4:37:48 PM |
| kulender | $50.00 | 12/24/2012 5:51:29 PM |
| fantastic-dedication6 | $50.00 | 12/24/2012 3:07:51 PM |
| twjh | $25.02 | 12/24/2012 7:40:30 PM |
| vigorous-market5 | $200.00 | 12/24/2012 7:03:35 PM |
| pound-mushroom3 | $25.00 | 12/24/2012 7:11:14 PM |
| kindest-credit-bear | $25.00 | 12/24/2012 7:17:42 PM |
| C2Banking | $40.00 | 12/24/2012 8:22:30 PM |
| rome1426 | $25.00 | 12/25/2012 12:27:03 AM |
| Brisket_Bob | $28.00 | 12/25/2012 9:36:01 AM |
| bazaar-tulip | $370.00 | 12/24/2012 7:23:55 PM |
| ethical-truth211 | $150.00 | 12/25/2012 4:15:52 AM |
| thelovebug | $100.00 | 12/25/2012 10:33:43 AM |
| power-lightning9 | $25.00 | 12/25/2012 9:00:53 AM |
| worth-shower8 | $100.00 | 12/25/2012 12:07:24 PM |
| IntrepidInvestment | $50.00 | 12/25/2012 10:01:19 AM |
| Elefunt | $25.00 | 12/25/2012 5:59:50 PM |
| ukawuba | $25.00 | 12/25/2012 7:39:46 PM |
| persistent-dinero953 | $25.00 | 12/25/2012 10:07:21 AM |
| american-investor | $25.00 | 12/25/2012 10:14:55 AM |
| coin-trader7 | $25.00 | 12/25/2012 10:38:52 AM |
| loyalist1 | $200.00 | 12/26/2012 8:32:22 AM |
| easylivin | $25.00 | 12/26/2012 8:34:42 AM |
| market-pudding | $25.00 | 12/26/2012 9:03:27 AM |
| nex | $25.00 | 12/25/2012 11:00:48 AM |
| sparkling-contract7 | $25.00 | 12/25/2012 6:47:47 PM |
| intrepid-compassion29 | $25.00 | 12/25/2012 8:06:04 PM |
| revenue-magnolia | $45.00 | 12/26/2012 12:44:11 AM |
| treasure-hunter270 | $50.00 | 12/26/2012 7:36:15 AM |
| wwwUniversal | $25.00 | 12/25/2012 7:13:31 PM |
| octoberfresh | $25.00 | 12/26/2012 9:09:25 AM |
| equitable-p2ploan8 | $25.00 | 12/26/2012 9:28:00 AM |
| investment-comet | $25.00 | 12/26/2012 7:25:32 AM |
| revenue-appraiser | $25.00 | 12/26/2012 7:46:20 AM |
| pierrelasvegas | $25.00 | 12/26/2012 9:31:43 AM |
| forceful-durability7 | $27.09 | 12/26/2012 10:45:48 AM |
| agalt | $35.00 | 12/26/2012 9:56:34 AM |
| successful-agreement7 | $100.00 | 12/26/2012 9:23:25 AM |
| credit-missile | $63.52 | 12/26/2012 10:22:50 AM |
| courteous-justice415 | $25.00 | 12/26/2012 10:25:26 AM |
| beer-gardener | $50.00 | 12/26/2012 12:02:02 PM |
| the-impressive-power | $50.00 | 12/26/2012 3:59:04 PM |
| JBG | $25.00 | 12/26/2012 4:02:57 PM |
| credit-missile | $25.00 | 12/26/2012 10:25:41 AM |
| squadron820 | $25.35 | 12/26/2012 4:44:56 PM |
| aggresive-compassion612 | $25.00 | 12/26/2012 5:11:39 PM |
| mad-scientist0 | $25.00 | 12/26/2012 11:22:42 AM |
| felicity-contributor3 | $35.00 | 12/26/2012 4:46:54 PM |
| jonnysixgun | $34.16 | 12/26/2012 1:13:53 PM |
| holdem-donk | $25.00 | 12/26/2012 1:16:07 PM |
| The_Phantom | $25.00 | 12/26/2012 1:44:10 PM |
| voipguy88 | $50.00 | 12/26/2012 1:46:22 PM |
| trustworthy-money2 | $25.00 | 12/26/2012 5:45:37 PM |
| noodles932 | $25.00 | 12/26/2012 5:20:13 PM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:35 PM |
| brainy-return234 | $50.00 | 12/14/2012 5:30:02 PM |
| SLN-10 | $100.00 | 12/14/2012 6:09:27 PM |
| belief-integrity | $750.00 | 12/14/2012 5:25:59 PM |
| integrity-web | $25.00 | 12/14/2012 10:05:53 PM |
| Mikale360 | $25.00 | 12/14/2012 10:27:09 PM |
| top-goodhearted-liberty | $25.00 | 12/14/2012 6:06:04 PM |
| handy-justice | $25.00 | 12/14/2012 5:16:46 PM |
| zipemdown | $25.00 | 12/14/2012 6:17:19 PM |
| trumpeter5 | $25.00 | 12/14/2012 6:19:45 PM |
| bid-stockpiler1 | $250.00 | 12/14/2012 6:27:13 PM |
| RGlad | $65.00 | 12/14/2012 6:58:34 PM |
| cr8on | $30.00 | 12/14/2012 5:37:20 PM |
| benjaminsky | $25.00 | 12/15/2012 9:01:00 AM |
| sweetsassymolassy | $25.00 | 12/14/2012 5:40:57 PM |
| Bob450 | $25.00 | 12/15/2012 9:33:43 AM |
| valiant-return584 | $50.00 | 12/14/2012 5:47:28 PM |
| first-serene-credit | $25.00 | 12/15/2012 12:42:40 AM |
| scholarly-order6 | $150.00 | 12/15/2012 10:37:03 AM |
| JeremyLinFan | $40.00 | 12/14/2012 6:29:13 PM |
| DiligentiaLLC | $100.00 | 12/15/2012 7:53:44 AM |
| berniemadeoff | $40.00 | 12/14/2012 7:30:54 PM |
| Forward-Looking | $25.00 | 12/14/2012 8:01:11 PM |
| velocity-winner | $25.00 | 12/14/2012 9:51:40 PM |
| thrilling-point2 | $40.00 | 12/15/2012 10:54:21 AM |
| wormdc | $25.00 | 12/15/2012 12:04:30 PM |
| heroic-platinum | $25.00 | 12/15/2012 7:44:36 AM |
| john0720 | $100.00 | 12/15/2012 12:24:10 PM |
| Military_Money_Wise | $25.00 | 12/15/2012 10:34:25 AM |
| Banker2OO7 | $75.00 | 12/15/2012 12:15:29 PM |
| kinder-credit-bear | $25.00 | 12/15/2012 1:00:07 PM |
| Big_Z_Loans | $200.00 | 12/15/2012 12:29:14 PM |
| kenji4861 | $25.00 | 12/15/2012 1:09:18 PM |
| TumbleWeed88 | $25.00 | 12/15/2012 1:39:51 PM |
| dollar-tornado3 | $25.00 | 12/15/2012 12:30:57 PM |
| benefit-trident | $25.00 | 12/15/2012 12:40:19 PM |
| halothane_logic | $59.00 | 12/15/2012 2:22:30 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:50 PM |
| treasure-bliss | $50.00 | 12/16/2012 7:22:05 AM |
| purposeful-durability8 | $100.00 | 12/17/2012 10:28:42 AM |
| CMJ-Partners | $25.00 | 12/16/2012 4:50:28 PM |
| Lender3G | $25.00 | 12/16/2012 7:42:18 PM |
| simplelender80 | $299.00 | 12/17/2012 9:28:08 AM |
| organized-dedication696 | $25.00 | 12/17/2012 11:46:14 AM |
| truth-companion | $25.00 | 12/17/2012 5:08:00 PM |
| money-baron-Roth401k | $25.00 | 12/17/2012 6:36:47 PM |
| integrity-doctor | $100.00 | 12/17/2012 2:39:10 PM |
| cardminger | $25.00 | 12/18/2012 9:17:05 AM |
| jtc26 | $25.00 | 12/19/2012 4:55:09 PM |
| ethicalhumanist | $50.00 | 12/20/2012 1:32:02 PM |
| LaGrangeLender | $35.00 | 12/20/2012 6:11:28 AM |
| netg | $75.00 | 12/21/2012 5:31:52 PM |
| Fine-Times | $40.00 | 12/21/2012 7:53:34 PM |
| california111 | $50.00 | 12/22/2012 10:24:47 AM |
| workorbe | $25.00 | 12/22/2012 12:26:31 PM |
| Sunshine2222 | $25.00 | 12/23/2012 6:38:15 PM |
| fcrick | $50.00 | 12/23/2012 12:51:40 PM |
| affluence-hickory | $25.00 | 12/23/2012 7:39:01 PM |
| revolutionary769 | $75.00 | 12/23/2012 10:15:43 PM |
| amlu1988 | $25.00 | 12/24/2012 8:08:23 AM |
| jmeasn | $60.00 | 12/23/2012 5:51:40 PM |
| neuroshred | $100.00 | 12/23/2012 10:02:00 PM |
| Masdevallia | $25.00 | 12/24/2012 10:09:11 AM |
| Kaj | $25.00 | 12/24/2012 9:46:12 AM |
| global-invest-group | $25.00 | 12/24/2012 10:59:17 AM |
| BJnRJames | $50.00 | 12/24/2012 4:12:50 PM |
| Dont_Worry_Be_Happy | $25.00 | 12/24/2012 9:10:09 PM |
| point-doughnut | $36.43 | 12/24/2012 9:52:05 PM |
| Ballybay | $200.00 | 12/25/2012 9:11:37 AM |
| pleasant-commerce934 | $25.00 | 12/24/2012 9:44:53 PM |
| helpinghand63 | $25.00 | 12/25/2012 9:33:33 AM |
| allbalooboy2 | $25.00 | 12/25/2012 5:30:05 AM |
| Nojukbong | $47.82 | 12/25/2012 6:02:20 AM |
| booster73 | $25.00 | 12/25/2012 7:12:49 AM |
| fund-explorer4 | $100.00 | 12/24/2012 11:00:13 PM |
| supersarah61 | $25.00 | 12/25/2012 7:13:20 AM |
| enticing-capital6 | $50.00 | 12/25/2012 9:02:53 AM |
| platinum-czar | $28.62 | 12/25/2012 11:10:15 AM |
| ResQDoc | $25.00 | 12/25/2012 3:53:53 PM |
| trumpeter391 | $47.41 | 12/25/2012 4:44:11 PM |
| hope-den1 | $25.00 | 12/26/2012 2:41:20 AM |
| Trebuchez | $50.00 | 12/26/2012 4:03:59 AM |
| smart-kindness8 | $50.00 | 12/26/2012 6:06:19 AM |
| LakeShoreLending | $25.00 | 12/25/2012 2:15:11 PM |
| ideomorph | $25.00 | 12/26/2012 9:21:13 AM |
| contract-student2 | $40.00 | 12/26/2012 5:35:16 AM |
| bohsandos | $25.00 | 12/26/2012 6:30:16 AM |
| FarmersBank | $76.59 | 12/26/2012 8:15:31 AM |
| Leshan | $100.00 | 12/25/2012 9:30:35 PM |
| Mindful7 | $25.00 | 12/26/2012 11:16:06 AM |
| jennybobenny | $25.00 | 12/26/2012 11:17:23 AM |
| credit-missile | $25.00 | 12/26/2012 10:23:03 AM |
| emphatic-gold584 | $100.00 | 12/26/2012 10:26:19 AM |
| radforj22 | $25.00 | 12/26/2012 11:52:24 AM |
| compatible-deal9 | $25.00 | 12/26/2012 1:03:07 PM |
| KB-IRA | $100.00 | 12/26/2012 1:29:59 PM |
| zorg77 | $25.00 | 12/26/2012 2:07:16 PM |
| emergencyMD | $25.00 | 12/26/2012 2:40:21 PM |
| likeable-money4 | $25.00 | 12/26/2012 2:43:27 PM |
| transaction-competitor0 | $25.00 | 12/26/2012 3:09:51 PM |
| power-bluebird2 | $25.00 | 12/26/2012 11:49:29 AM |
| Rulea72 | $25.00 | 12/26/2012 10:34:50 AM |
| careful-vigilance4 | $25.00 | 12/26/2012 10:38:01 AM |
| capital-web7 | $25.00 | 12/26/2012 12:54:46 PM |
| moneytolend72 | $35.00 | 12/26/2012 11:06:12 AM |
| reward-pizza0 | $25.00 | 12/26/2012 3:19:56 PM |
| worthy-bid8 | $400.00 | 12/26/2012 11:35:37 AM |
| timbob | $500.00 | 12/26/2012 5:24:16 PM |
| Eddy-2-Aces | $25.00 | 12/26/2012 5:27:01 PM |
| investment-cluster | $30.00 | 12/26/2012 5:29:54 PM |
| unassailable-funds754 | $25.00 | 12/26/2012 5:04:29 PM |
| ddog0224 | $98.37 | 12/26/2012 1:41:09 PM |
| GourmetPizzaGuy | $100.00 | 12/26/2012 1:42:52 PM |
| Impact_Vector | $30.00 | 12/26/2012 5:09:31 PM |
| zorg77 | $100.00 | 12/26/2012 2:07:09 PM |
| youthful-currency959 | $425.00 | 12/26/2012 5:46:59 PM |
| social-zebra | $33.48 | 12/26/2012 5:14:46 PM |
| palm864 | $25.00 | 12/26/2012 5:17:45 PM |
| fundenstein | $25.00 | 12/26/2012 3:09:38 PM |
| investment-sapling | $50.00 | 12/26/2012 3:57:00 PM |
| Moorish1Privateer | $25.00 | 12/26/2012 4:09:36 PM |
| MoneyForNothing | $0.74 | 12/26/2012 5:47:45 PM |
| 240 Investments
|
Borrower Payment Dependent Notes Series
686602
This series of Notes was issued and sold upon the funding of the borrower loan #79548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,023.01 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $505.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $29,587 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| principal-washboard3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rental Property Improvement Loan
Purpose of loan: This loan will be used to repair some dry rot and paint the rear exterior of my beautiful, three-unit Victorian income property in a great neighborhood in San Francisco. I'll also be installing improved exterior lighting for the rear stairs.
My financial situation: I am a good candidate for this loan because I have a proven track record of loan repayment, including several mortgages; and an excellent salary - $97k -working for a high-tech company that is one of Silicon Valley's big success stories. (Your roster of occupations doesn't include my actual position: Senior Technical Writer.) My building is owner-occupied; I've owned it for 8 years and live in the ground-floor unit. The second and third floors each have one unit.As you may know, rents are rising fast in San Francisco because young engineers working for fast-growing companies like Google, Facebook and Apple want to live in San Francisco. My property is located near the jumping off point for highways headed south to these companies, so I have a constant pool of highly paid young professionals applying to rent my apartments, which have been occupied continuously. After eight years, my rents pay all expenses - mortgage, taxes, insurance and utilities - and generate a positive cash flow. (Currently, my tenants include a Google engineer and a Genentech marketing executive.) Since my rental income is paying for my own housing, I have a generous personal monthly cash flow available for loan repayment. While the front of my building looks great, the East-facing rear needs to be repainted, with some wooden steps and railings needing replacement as well. As part of the project, I'd like to update exterior lighting for safety and security. All work will be done to code.I would appreciate your granting me a loan for this important project. I think you'll be very happy with the results.Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| HereToHelp305 | $250.00 | 12/19/2012 4:34:35 PM |
| Zolton | $300.00 | 12/13/2012 9:14:24 AM |
| supersam | $50.00 | 12/13/2012 9:32:26 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:05 PM |
| aztec | $50.00 | 12/13/2012 10:17:05 AM |
| best-bonafide-p2p | $25.00 | 12/13/2012 10:30:22 AM |
| windguy | $50.00 | 12/13/2012 12:33:34 PM |
| toblerone | $25.00 | 12/13/2012 10:56:43 AM |
| supersarah61 | $25.00 | 12/14/2012 4:55:48 PM |
| themoneydoctor | $50.00 | 12/16/2012 1:32:28 PM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:34 PM |
| indomitable-coin | $25.00 | 12/17/2012 5:13:56 PM |
| radiant-dollar9 | $200.00 | 12/17/2012 5:24:04 PM |
| loot-prescription3 | $25.00 | 12/17/2012 7:09:15 PM |
| deal-vibrato | $25.00 | 12/19/2012 9:40:38 AM |
| logical-principal8 | $50.00 | 12/19/2012 5:17:44 PM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:46 PM |
| PARAGONChief | $200.00 | 12/20/2012 2:12:52 PM |
| IP | $25.00 | 12/20/2012 6:03:56 PM |
| afmentor | $100.00 | 12/22/2012 12:09:11 PM |
| first-credit-meridian | $25.00 | 12/22/2012 1:52:31 PM |
| gain-zeus8 | $25.00 | 12/22/2012 1:08:14 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:28 PM |
| california111 | $25.00 | 12/23/2012 4:42:27 PM |
| AFairDeal | $25.00 | 12/24/2012 5:49:50 PM |
| OTM84 | $100.00 | 12/25/2012 10:34:45 AM |
| Jalebi | $25.00 | 12/26/2012 9:07:17 AM |
| sincere-order5 | $300.00 | 12/25/2012 11:12:26 AM |
| anacent | $25.00 | 12/25/2012 11:14:55 AM |
| wise-honorable-rate | $25.00 | 12/26/2012 7:00:55 AM |
| axp2000 | $100.00 | 12/25/2012 5:42:05 PM |
| chazz02 | $30.00 | 12/26/2012 9:57:12 AM |
| burrben | $65.00 | 12/26/2012 9:11:20 AM |
| top-inspired-felicity | $75.00 | 12/26/2012 10:42:24 AM |
| Great-Mom | $25.00 | 12/26/2012 10:46:08 AM |
| kind-competent-return | $100.00 | 12/26/2012 12:14:35 PM |
| Cheburashka | $30.00 | 12/26/2012 10:38:11 AM |
| ready-vigilance3 | $25.00 | 12/26/2012 3:32:04 PM |
| versatilenyguy | $50.00 | 12/26/2012 5:03:18 PM |
| BiggestG | $25.00 | 12/26/2012 10:48:17 AM |
| sharpey | $25.00 | 12/26/2012 5:08:09 PM |
| MoneyMA | $25.00 | 12/26/2012 5:08:38 PM |
| Redmond | $25.00 | 12/26/2012 5:12:11 PM |
| kindness-festivity | $25.00 | 12/26/2012 5:13:19 PM |
| wise-alluring-penny | $37.00 | 12/26/2012 5:13:29 PM |
| innocent-income4 | $25.00 | 12/26/2012 5:18:42 PM |
| DadWarbucks | $25.00 | 12/26/2012 11:20:23 AM |
| durability-officer | $50.00 | 12/26/2012 5:20:19 PM |
| credit-blossom0 | $25.00 | 12/26/2012 5:21:19 PM |
| krisran | $50.00 | 12/26/2012 5:22:43 PM |
| brandall | $25.00 | 12/26/2012 4:18:21 PM |
| bid-papyrus | $25.00 | 12/26/2012 5:23:03 PM |
| deal-bison6 | $25.00 | 12/26/2012 4:52:05 PM |
| mason13a | $25.00 | 12/26/2012 5:28:51 PM |
| Savings_EQ_Dignity | $31.00 | 12/26/2012 5:29:20 PM |
| power-haven459 | $25.00 | 12/26/2012 5:03:41 PM |
| generosity-giraffe0 | $30.00 | 12/26/2012 5:03:53 PM |
| invincible-deal82 | $25.00 | 12/26/2012 5:05:22 PM |
| justice-disk7 | $25.00 | 12/26/2012 5:32:03 PM |
| glimmering-velocity2 | $25.00 | 12/26/2012 5:34:33 PM |
| britgsb | $50.00 | 12/26/2012 5:07:09 PM |
| reaction5 | $25.00 | 12/26/2012 5:40:39 PM |
| squeebie | $50.00 | 12/26/2012 5:44:30 PM |
| proper-exchange8 | $50.00 | 12/26/2012 5:10:22 PM |
| faultlinejohnny | $100.00 | 12/26/2012 5:48:26 PM |
| JKEnterprises | $25.00 | 12/26/2012 5:14:17 PM |
| exact-loan5 | $50.00 | 12/26/2012 5:15:36 PM |
| BidDaddyBigBucks | $25.00 | 12/26/2012 5:17:05 PM |
| moola-computer | $30.00 | 12/26/2012 5:56:50 PM |
| suave-durability1 | $50.00 | 12/26/2012 5:56:56 PM |
| bxdoc | $25.00 | 12/26/2012 5:59:36 PM |
| brightest-repayment-patriot | $75.00 | 12/26/2012 5:21:46 PM |
| cash-sensai2 | $25.00 | 12/26/2012 5:21:49 PM |
| Granddad | $25.00 | 12/26/2012 6:04:09 PM |
| gallant-economy9 | $50.00 | 12/26/2012 6:04:21 PM |
| riskadverse44 | $25.00 | 12/26/2012 6:04:47 PM |
| zanglish101 | $26.00 | 12/26/2012 6:06:18 PM |
| Breakfast_Gypsy | $25.00 | 12/26/2012 6:07:01 PM |
| keyfig | $25.00 | 12/26/2012 6:08:36 PM |
| greenback-bull6 | $50.00 | 12/26/2012 6:09:24 PM |
| maldok1 | $25.00 | 12/26/2012 5:25:47 PM |
| adaptable-benefit6 | $25.00 | 12/26/2012 6:15:44 PM |
| dinero-speaker | $25.00 | 12/26/2012 6:16:43 PM |
| versatile-silver644 | $31.00 | 12/26/2012 5:27:54 PM |
| blue-agreement-officer | $50.00 | 12/26/2012 5:29:38 PM |
| euro-speaker8 | $250.00 | 12/26/2012 5:04:40 PM |
| wtrboy | $25.00 | 12/26/2012 5:04:58 PM |
| rcm87 | $50.00 | 12/26/2012 6:24:48 PM |
| exchange-pledge | $40.00 | 12/26/2012 5:06:34 PM |
| Dakota98 | $50.00 | 12/26/2012 5:40:28 PM |
| gracej | $25.00 | 12/26/2012 5:43:35 PM |
| encore02 | $50.00 | 12/26/2012 5:44:40 PM |
| mvalley | $25.00 | 12/26/2012 5:49:04 PM |
| farbav | $25.00 | 12/26/2012 6:43:16 PM |
| benefit-prescription6 | $100.00 | 12/26/2012 5:53:26 PM |
| pennybypenny | $25.00 | 12/26/2012 5:53:36 PM |
| finance-kayak30 | $100.00 | 12/26/2012 5:16:12 PM |
| NDFIRTH | $50.00 | 12/26/2012 5:57:01 PM |
| marketplace-cello5 | $25.00 | 12/26/2012 5:57:39 PM |
| glider537 | $25.00 | 12/26/2012 5:58:16 PM |
| american6 | $50.00 | 12/26/2012 5:18:57 PM |
| mariah8641 | $30.00 | 12/26/2012 6:57:08 PM |
| Scoreman | $25.00 | 12/26/2012 6:57:54 PM |
| openness-revolutionary567 | $33.00 | 12/26/2012 6:01:15 PM |
| newest-glowing-cash | $25.00 | 12/26/2012 6:02:08 PM |
| adaboy65 | $60.00 | 12/26/2012 6:04:25 PM |
| EnergyEngr | $25.00 | 12/26/2012 7:03:53 PM |
| new-ore-venture | $50.00 | 12/26/2012 7:10:50 PM |
| upbeat-coin937 | $25.00 | 12/26/2012 6:06:21 PM |
| inspired-investment8 | $100.00 | 12/26/2012 6:09:33 PM |
| MadHun | $200.00 | 12/26/2012 6:12:48 PM |
| oracle3 | $50.00 | 12/26/2012 6:15:58 PM |
| zenchef | $25.00 | 12/26/2012 6:16:38 PM |
| ItsJustMe79 | $25.00 | 12/26/2012 6:16:46 PM |
| masonn | $50.00 | 12/26/2012 6:17:12 PM |
| unforgettable-wealth4 | $50.00 | 12/26/2012 5:32:30 PM |
| fishintime | $40.00 | 12/26/2012 5:38:08 PM |
| otto3investments | $25.00 | 12/27/2012 5:53:39 AM |
| shrewd-deal | $50.00 | 12/27/2012 6:18:19 AM |
| intuitive-integrity9 | $29.00 | 12/26/2012 5:45:02 PM |
| worth-eclipse9 | $100.00 | 12/26/2012 5:45:36 PM |
| progressive-asset | $100.00 | 12/26/2012 5:47:18 PM |
| mondial4 | $100.00 | 12/26/2012 6:46:27 PM |
| Tylerh | $250.00 | 12/26/2012 5:51:09 PM |
| compatible-power8 | $25.00 | 12/26/2012 5:55:46 PM |
| note-goblin0 | $25.00 | 12/26/2012 6:56:25 PM |
| msb-emba | $25.00 | 12/27/2012 8:01:59 AM |
| nonregla | $25.00 | 12/26/2012 6:59:35 PM |
| loyalty-sherpa | $25.00 | 12/26/2012 6:04:11 PM |
| darknesscrown | $25.00 | 12/26/2012 7:16:15 PM |
| power-trophy7 | $25.00 | 12/26/2012 6:11:17 PM |
| WorldlyWorker | $25.00 | 12/26/2012 6:17:47 PM |
| BabySteps55 | $25.00 | 12/27/2012 4:22:15 AM |
| auction-iris9 | $120.00 | 12/26/2012 6:37:11 PM |
| gain-kitten | $25.00 | 12/26/2012 6:38:22 PM |
| ALVO | $50.00 | 12/26/2012 6:41:17 PM |
| Eisande | $50.00 | 12/26/2012 6:45:26 PM |
| jst1 | $25.00 | 12/26/2012 6:49:50 PM |
| payout-crescendo9 | $117.00 | 12/26/2012 7:26:39 PM |
| Supernick | $500.00 | 12/26/2012 8:10:04 PM |
| JTHarris | $25.00 | 12/26/2012 8:19:18 PM |
| deal-thinker7 | $25.00 | 12/27/2012 4:48:22 AM |
| loan-hawk5 | $25.00 | 12/27/2012 7:41:11 AM |
| DreisersFinancier | $50.00 | 12/13/2012 9:15:23 AM |
| kls4560 | $25.00 | 12/13/2012 10:58:23 AM |
| bazaar-tulip | $25.00 | 12/13/2012 9:59:10 AM |
| CreditBuilder2 | $25.01 | 12/13/2012 7:09:19 PM |
| sprinter | $50.00 | 12/14/2012 6:01:58 PM |
| heerzaquestion | $45.00 | 12/15/2012 7:34:30 AM |
| justreturns | $25.00 | 12/15/2012 12:09:42 PM |
| wetlands | $200.00 | 12/15/2012 11:15:49 AM |
| SBT | $25.00 | 12/15/2012 12:18:48 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:58 PM |
| justice-inspector | $25.00 | 12/15/2012 1:48:22 PM |
| newest-listing-pear | $50.00 | 12/17/2012 1:17:15 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:52 AM |
| rustysailor | $50.00 | 12/17/2012 2:00:35 PM |
| affluence-microscope2 | $200.00 | 12/17/2012 5:02:25 PM |
| Hy-FineAnts-33 | $50.00 | 12/17/2012 5:58:28 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:57 PM |
| irishalaskan | $25.00 | 12/18/2012 8:11:16 PM |
| djs81 | $75.00 | 12/20/2012 10:13:32 AM |
| Avicell | $25.00 | 12/20/2012 5:54:34 PM |
| usemymoney | $25.00 | 12/21/2012 3:30:54 PM |
| platinum-jujitsu8 | $25.00 | 12/21/2012 6:10:35 PM |
| point-elm789 | $25.00 | 12/21/2012 8:03:37 PM |
| TRCRI | $75.00 | 12/22/2012 5:20:26 AM |
| nodebtin3 | $25.00 | 12/22/2012 1:10:29 PM |
| franzzua | $25.00 | 12/24/2012 9:42:07 AM |
| elasermd | $26.00 | 12/24/2012 10:26:51 AM |
| compoundinterest | $25.00 | 12/24/2012 5:09:51 PM |
| Investoman | $25.00 | 12/25/2012 9:59:53 AM |
| helpinghand63 | $25.00 | 12/25/2012 9:33:10 AM |
| Aimvest | $25.00 | 12/25/2012 10:19:36 AM |
| sparky1129 | $50.00 | 12/26/2012 8:34:21 AM |
| natural-liberty4 | $200.00 | 12/26/2012 9:47:25 AM |
| flyfisherman99 | $100.00 | 12/25/2012 8:21:26 PM |
| best-camaraderi-sniffer | $75.00 | 12/26/2012 4:39:13 AM |
| Arvicco | $400.00 | 12/26/2012 9:56:26 AM |
| sjlender | $62.00 | 12/26/2012 9:58:27 AM |
| top-inspired-felicity | $25.00 | 12/26/2012 10:04:37 AM |
| red-delectable-reward | $25.00 | 12/26/2012 10:10:35 AM |
| penny-firestarter | $50.00 | 12/26/2012 4:00:07 PM |
| sympathetic-funds818 | $42.00 | 12/26/2012 5:07:44 PM |
| Sigonio | $28.00 | 12/26/2012 5:09:16 PM |
| srgriff | $25.00 | 12/26/2012 5:15:34 PM |
| afotherg | $25.00 | 12/26/2012 5:15:53 PM |
| Heatguy | $40.00 | 12/26/2012 5:16:03 PM |
| grlscz | $25.00 | 12/26/2012 5:16:18 PM |
| dfealk | $25.00 | 12/26/2012 5:17:02 PM |
| investment-sapling | $50.00 | 12/26/2012 3:56:53 PM |
| value-pouch | $40.00 | 12/26/2012 11:26:18 AM |
| special-wealth2 | $46.00 | 12/26/2012 5:24:04 PM |
| determined-bill5 | $100.00 | 12/26/2012 4:41:09 PM |
| debtfree_lender_777 | $25.00 | 12/26/2012 12:49:35 PM |
| commerce-web5 | $25.00 | 12/26/2012 5:29:33 PM |
| new-truth-chuckler | $33.00 | 12/26/2012 5:33:02 PM |
| unrivaled-silver | $25.00 | 12/26/2012 5:07:36 PM |
| lendacity | $25.00 | 12/26/2012 5:43:27 PM |
| Danfromnapa | $25.00 | 12/26/2012 5:43:55 PM |
| intuitive-benefit3 | $100.00 | 12/26/2012 5:44:37 PM |
| duty-gusto6 | $75.00 | 12/26/2012 5:45:04 PM |
| studious-bonus7 | $100.00 | 12/26/2012 5:11:24 PM |
| otto3investments | $25.00 | 12/26/2012 2:24:35 PM |
| point653 | $25.00 | 12/26/2012 5:13:33 PM |
| hybridatl | $25.00 | 12/26/2012 5:49:44 PM |
| likeable-money4 | $25.00 | 12/26/2012 2:42:14 PM |
| money-floret | $41.00 | 12/26/2012 5:15:51 PM |
| spartacusiam | $25.00 | 12/26/2012 5:52:04 PM |
| Schuld66 | $25.00 | 12/26/2012 5:56:00 PM |
| timbob | $500.00 | 12/26/2012 5:21:52 PM |
| Delamere | $28.00 | 12/26/2012 6:02:39 PM |
| C_Mark | $45.00 | 12/26/2012 6:03:00 PM |
| betak | $25.00 | 12/26/2012 6:10:40 PM |
| gjh37 | $25.00 | 12/26/2012 6:14:47 PM |
| Leading-Lender | $25.00 | 12/26/2012 6:16:49 PM |
| mtquan | $25.00 | 12/26/2012 6:17:10 PM |
| fairness-musician3 | $25.00 | 12/26/2012 6:19:47 PM |
| knowledgeable-silver6 | $25.00 | 12/26/2012 6:21:47 PM |
| macgeek | $50.00 | 12/26/2012 6:22:56 PM |
| FortuneFundII | $200.00 | 12/26/2012 6:25:33 PM |
| progressive-economy261 | $400.00 | 12/26/2012 6:27:57 PM |
| excellent-funds649 | $50.00 | 12/26/2012 6:28:22 PM |
| tremendous-integrity | $50.00 | 12/26/2012 5:41:08 PM |
| mr55262 | $25.00 | 12/26/2012 5:12:02 PM |
| value-fortress3 | $45.00 | 12/26/2012 6:39:14 PM |
| Science7124 | $25.00 | 12/26/2012 5:51:03 PM |
| a-resplendent-commitment | $25.00 | 12/26/2012 5:51:18 PM |
| Castellan | $50.00 | 12/26/2012 5:15:12 PM |
| generator535 | $50.00 | 12/26/2012 5:52:35 PM |
| awe-inspiring-commitment972 | $50.00 | 12/26/2012 5:54:21 PM |
| burgeoning-silver | $25.00 | 12/26/2012 5:54:23 PM |
| worth-web5 | $50.00 | 12/26/2012 5:55:19 PM |
| Trigirl23 | $25.00 | 12/26/2012 5:56:03 PM |
| benevolent-moola291 | $30.00 | 12/26/2012 5:56:53 PM |
| RocketSurgeon | $25.00 | 12/26/2012 6:50:01 PM |
| Preteur | $25.00 | 12/26/2012 5:57:58 PM |
| majestic-dedication | $41.00 | 12/26/2012 6:50:47 PM |
| Uncle_Scrooge | $50.00 | 12/26/2012 5:19:15 PM |
| iceberg982362 | $50.00 | 12/26/2012 6:57:29 PM |
| SeattleAngel | $33.00 | 12/26/2012 6:58:50 PM |
| point-oyster5 | $25.00 | 12/26/2012 7:00:59 PM |
| ore-seagull | $25.00 | 12/26/2012 6:04:51 PM |
| capital-zoo | $25.00 | 12/26/2012 7:05:15 PM |
| Splangy613 | $25.00 | 12/26/2012 6:06:16 PM |
| Focus-on-tommorow | $25.00 | 12/26/2012 6:09:42 PM |
| loyalty-hornet6 | $25.00 | 12/26/2012 6:10:06 PM |
| XenonX | $25.00 | 12/26/2012 9:37:36 PM |
| kind-unassuming-fund | $25.00 | 12/26/2012 6:15:49 PM |
| affluence-kingdom9 | $30.00 | 12/26/2012 5:26:09 PM |
| treasure-pipeline | $25.00 | 12/26/2012 6:20:46 PM |
| hostbank | $96.00 | 12/26/2012 6:21:43 PM |
| income-banjo | $25.00 | 12/26/2012 5:31:05 PM |
| LR_Biker | $32.00 | 12/26/2012 6:26:41 PM |
| top-commitment-champ | $25.00 | 12/26/2012 6:28:42 PM |
| larrybird | $429.00 | 12/26/2012 5:32:27 PM |
| benjamins-utopia | $100.00 | 12/26/2012 6:31:48 PM |
| elevated-investment | $25.00 | 12/26/2012 5:35:13 PM |
| dthompso | $50.00 | 12/26/2012 6:32:53 PM |
| awwaww | $25.00 | 12/26/2012 5:39:49 PM |
| p2p-virtuoso994 | $25.00 | 12/27/2012 5:57:24 AM |
| brightest-affluence-motivator | $50.00 | 12/26/2012 5:42:17 PM |
| igloo268 | $25.00 | 12/26/2012 5:44:31 PM |
| geniusj | $25.00 | 12/26/2012 6:36:34 PM |
| kmcolo | $25.00 | 12/27/2012 6:18:59 AM |
| jhussey | $26.00 | 12/26/2012 5:45:53 PM |
| a-unflappable-finance | $100.00 | 12/26/2012 6:38:12 PM |
| orange-courageous-dedication | $25.00 | 12/26/2012 6:38:34 PM |
| chief64 | $200.00 | 12/26/2012 6:40:35 PM |
| elated-generosity01 | $25.00 | 12/27/2012 6:46:31 AM |
| loyalty-cupcake6 | $25.00 | 12/26/2012 5:55:42 PM |
| kyomoon | $41.00 | 12/26/2012 5:56:59 PM |
| income-plato | $25.00 | 12/27/2012 8:27:38 AM |
| Clambake | $25.00 | 12/26/2012 6:07:32 PM |
| zone6 | $100.00 | 12/26/2012 7:28:09 PM |
| nimble-penny1 | $25.00 | 12/26/2012 6:12:22 PM |
| Hanalei712 | $45.00 | 12/26/2012 6:13:20 PM |
| ski bum | $58.00 | 12/26/2012 6:19:17 PM |
| vb3jmg | $25.00 | 12/26/2012 6:23:13 PM |
| mindful-generosity1 | $50.00 | 12/26/2012 6:28:54 PM |
| rate-authority2 | $25.00 | 12/26/2012 6:44:04 PM |
| banchan | $37.00 | 12/26/2012 6:44:29 PM |
| minista | $25.00 | 12/26/2012 6:44:52 PM |
| Priusdude | $25.00 | 12/27/2012 7:01:32 AM |
| Flaca-buena | $25.00 | 12/27/2012 8:52:52 AM |
| mattpet | $25.00 | 12/26/2012 7:27:27 PM |
| icon7 | $50.00 | 12/26/2012 7:41:01 PM |
| orange-dedication-maple | $25.00 | 12/26/2012 9:55:57 PM |
| JC_12 | $100.00 | 12/27/2012 7:10:01 AM |
| 289 Investments
|
Borrower Payment Dependent Notes Series
686734
This series of Notes was issued and sold upon the funding of the borrower loan #79904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Dec-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $77.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 4m |
|
Amount delinquent:
| $506 |
Total credit lines:
| 31 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,323 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| smokydabear100 |
Borrower's state:
| California |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 61 ( 92% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 5
( 8% )
| 720-739
(Oct-2009)
680-699
(Jan-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 66 | | |
Description
Pay Off Credit Card
Purpose of loan:
This loan will be used to pay off a Credit Card that jacked its rate and cancelled my line of credit. I finished my Master's Program at Cal Poly in June, moved back to my hometown and was unemployed while looking for work for three months. Unfortunately during that time I missed two credit card payments and and had my card cancelled. This was my oldest line of credit (6 years) and I have been a member of the bank it was through (Chase) for over ten years (my first bank account). I called to explain the situation but they said there was nothing they can do.
My plan now is to pay off this credit card ASAP and take my banking to a local credit union. The total credit card balance is $2500, about $1800 of which I racked up during my three month search for work.
My financial situation:
I am a good candidate for this loan for a number of reasons. First and foremost, I am a longtime prosper user. I have been investing in Prosper since 2006-although I haven't had any income to do so lately-and I have had two loans totaling $5000 through Prosper, both of which have been paid off in full.
I am trying to get all my financial ducks in a row in order to buy a house within the next two years.
In August I got an awesome job doing exactly what I was hoping to do.
Ultimately, I would much rather pay back my CC loan with interest to the Prosper community rather than the bank that wasn't there for me at all in my time of need.
Monthly net income: $3300
Monthly expenses: $
Housing: $600
Insurance: $0
Car expenses: $65
Utilities: $0
Phone, cable, internet: $99
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $500
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trumpeter5 | $25.00 | 12/13/2012 5:03:10 PM |
| moneylender25 | $25.00 | 12/13/2012 5:03:58 PM |
| MoneyForNothing | $25.61 | 12/13/2012 5:10:37 PM |
| methodical-interest039 | $25.10 | 12/13/2012 5:14:13 PM |
| BostonCapital | $100.00 | 12/13/2012 5:29:56 PM |
| janeybooboo | $25.25 | 12/13/2012 6:28:21 PM |
| Tscheddar | $25.00 | 12/13/2012 7:01:03 PM |
| bid-stockpiler1 | $150.00 | 12/13/2012 7:04:16 PM |
| first-dinero-paladin | $35.17 | 12/13/2012 10:32:46 PM |
| skillful-asset5 | $30.00 | 12/13/2012 6:29:02 PM |
| Only_Money | $25.00 | 12/13/2012 6:47:17 PM |
| Boiler7777 | $41.17 | 12/13/2012 5:45:16 PM |
| economy-coup | $200.00 | 12/13/2012 8:16:34 PM |
| Edakers | $25.00 | 12/13/2012 7:04:24 PM |
| moola-accelerator6 | $30.00 | 12/13/2012 7:22:25 PM |
| finance-relaxation3 | $25.00 | 12/13/2012 8:43:54 PM |
| chererat | $53.08 | 12/13/2012 11:33:50 PM |
| depalma13 | $25.00 | 12/14/2012 3:57:29 AM |
| Beechturner | $25.00 | 12/14/2012 4:51:14 AM |
| sensible-fund | $35.00 | 12/14/2012 5:55:01 AM |
| DoctorJoe | $25.00 | 12/14/2012 6:06:27 AM |
| trumpeter391 | $100.00 | 12/14/2012 6:08:28 AM |
| 4444abcd | $25.01 | 12/14/2012 6:15:19 AM |
| encore06 | $40.00 | 12/14/2012 6:36:24 AM |
| prudent-bid3 | $50.00 | 12/14/2012 6:37:46 AM |
| Wrats6 | $25.00 | 12/13/2012 5:04:46 PM |
| handy-justice | $25.00 | 12/13/2012 5:07:10 PM |
| five-star-note | $200.00 | 12/13/2012 5:32:47 PM |
| the-respectful-transaction | $25.00 | 12/13/2012 5:46:39 PM |
| LittleMingo | $30.00 | 12/13/2012 5:03:22 PM |
| commerce-venture1 | $25.00 | 12/13/2012 5:05:05 PM |
| zipemdown | $25.00 | 12/13/2012 5:22:44 PM |
| five-star-note | $200.00 | 12/14/2012 1:17:43 AM |
| Peleadona | $25.00 | 12/13/2012 5:38:50 PM |
| Mikale360 | $25.00 | 12/14/2012 5:22:59 AM |
| valiant-return584 | $50.00 | 12/13/2012 5:52:11 PM |
| Bank42 | $25.00 | 12/14/2012 6:16:08 AM |
| integrity-doctor | $100.00 | 12/14/2012 6:54:53 AM |
| octoberfresh | $4.61 | 12/14/2012 6:57:56 AM |
| djh47a | $25.00 | 12/13/2012 9:24:09 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
686766
This series of Notes was issued and sold upon the funding of the borrower loan #79545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $321.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-799 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,146 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| best-attentive-duty |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Troubled Youth seeking help.
My teenage child needs assistance to become a successful young adult. There is a boarding school for Troubled Youth, that offers just what is needed to help my child conform to respect for authority and transforms oppositional negative destructive behavior. As a parent that has tried every form of therapy, except correctional boarding school, I am reaching out to the parent in you that longs to see your child succeed in life. Won't you please consider helping my teenager have a transformed life. If you can help make a difference in a youths life, we need your help. God bless and thank you for considering our request
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| HereToHelp305 | $250.00 | 12/19/2012 4:34:39 PM |
| bazaar-tulip | $25.00 | 12/14/2012 5:19:49 PM |
| cerebral-dollar773 | $25.00 | 12/14/2012 5:20:20 PM |
| compassion-twister2 | $25.00 | 12/14/2012 6:39:33 PM |
| daw1878 | $25.00 | 12/14/2012 6:47:29 PM |
| aztec | $50.00 | 12/14/2012 5:32:39 PM |
| supersam | $50.00 | 12/14/2012 5:20:53 PM |
| superb-funds335 | $25.00 | 12/14/2012 5:49:19 PM |
| xrycac | $25.00 | 12/14/2012 6:42:23 PM |
| Plutis | $25.00 | 12/14/2012 6:47:57 PM |
| palu2619 | $25.00 | 12/15/2012 11:11:39 AM |
| PoundSmart | $100.00 | 12/15/2012 11:21:52 AM |
| radiant-dollar9 | $200.00 | 12/15/2012 11:18:01 AM |
| justice-inspector | $25.00 | 12/15/2012 1:48:34 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:50 PM |
| supersarah61 | $25.00 | 12/17/2012 4:56:35 PM |
| silver-plato | $75.00 | 12/17/2012 11:07:55 AM |
| jcech | $25.00 | 12/17/2012 6:16:57 PM |
| qsolo | $25.00 | 12/18/2012 5:38:43 PM |
| truth-igniter4 | $25.00 | 12/18/2012 6:02:01 PM |
| cardminger | $25.00 | 12/18/2012 6:04:46 PM |
| Harry | $75.00 | 12/18/2012 6:22:06 PM |
| justreturns | $25.00 | 12/19/2012 5:18:20 PM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:45 PM |
| Barky52 | $25.00 | 12/20/2012 12:04:31 PM |
| Maraxus | $50.00 | 12/20/2012 2:56:41 PM |
| principal-admirer5 | $25.00 | 12/21/2012 3:41:43 PM |
| deal-vibrato | $25.00 | 12/22/2012 12:09:57 PM |
| glowing-affluence022 | $25.00 | 12/22/2012 5:12:46 PM |
| nodebtin3 | $25.00 | 12/23/2012 1:28:14 PM |
| charlieok | $25.00 | 12/24/2012 9:45:10 AM |
| IP | $25.00 | 12/24/2012 9:38:50 AM |
| patriot897 | $25.00 | 12/24/2012 10:50:26 AM |
| cfarther | $50.00 | 12/24/2012 11:16:35 AM |
| mr_haldane | $25.00 | 12/24/2012 11:58:45 AM |
| commerce-gargantuan2 | $25.00 | 12/24/2012 11:58:03 AM |
| kfrench | $29.00 | 12/24/2012 7:17:54 PM |
| charming-exchange7 | $25.00 | 12/25/2012 9:10:40 AM |
| helpinghand63 | $25.00 | 12/25/2012 9:33:35 AM |
| fortytwo | $100.00 | 12/25/2012 5:52:50 PM |
| ethical-truth211 | $100.00 | 12/25/2012 9:47:50 AM |
| ippoco | $25.00 | 12/25/2012 4:00:56 PM |
| courteous-fund9 | $25.00 | 12/25/2012 4:44:44 PM |
| intrepid-compassion29 | $25.00 | 12/25/2012 8:10:10 PM |
| syrepsorp | $30.00 | 12/26/2012 9:18:57 AM |
| openness-zenith6 | $50.00 | 12/26/2012 9:25:34 AM |
| shamonn_p2p | $50.00 | 12/26/2012 9:37:42 AM |
| kind-euro-mirth | $50.00 | 12/26/2012 9:10:30 AM |
| lochinvar | $75.00 | 12/26/2012 11:24:53 AM |
| plentiful-platinum5 | $50.00 | 12/26/2012 11:52:00 AM |
| compatible-deal9 | $25.00 | 12/26/2012 1:15:26 PM |
| misit | $25.00 | 12/26/2012 9:52:27 AM |
| 1800porsche | $25.00 | 12/26/2012 11:02:21 AM |
| DarkInvestor | $27.00 | 12/26/2012 2:30:48 PM |
| value-pouch | $40.00 | 12/26/2012 11:26:21 AM |
| investment-sapling | $50.00 | 12/26/2012 3:57:01 PM |
| nuclearmoose | $50.00 | 12/26/2012 11:30:50 AM |
| debtfree_lender_777 | $25.00 | 12/26/2012 12:49:41 PM |
| determined-bill5 | $100.00 | 12/26/2012 4:41:15 PM |
| timbob | $500.00 | 12/26/2012 5:21:55 PM |
| Supernick | $300.00 | 12/26/2012 8:24:47 PM |
| RocketSurgeon | $25.00 | 12/26/2012 6:50:04 PM |
| Index_Plus | $2,236.14 | 12/27/2012 8:52:17 AM |
| Randyg08 | $25.00 | 12/27/2012 8:17:00 AM |
| orange-dedication-maple | $25.00 | 12/26/2012 9:32:45 PM |
| Marathon418 | $25.00 | 12/26/2012 10:12:22 PM |
| wildcard451 | $50.00 | 12/27/2012 8:18:58 AM |
| obduro_1 | $25.00 | 12/14/2012 5:26:04 PM |
| best-bonafide-p2p | $25.00 | 12/14/2012 5:16:26 PM |
| CreditBuilder2 | $25.01 | 12/14/2012 6:41:03 PM |
| goodhearted-basis4 | $25.00 | 12/14/2012 5:25:41 PM |
| a-finance-nirvana | $25.00 | 12/14/2012 5:44:51 PM |
| DreisersFinancier | $50.00 | 12/14/2012 5:47:09 PM |
| Zolton | $300.00 | 12/14/2012 5:52:38 PM |
| affluence-microscope2 | $200.00 | 12/15/2012 10:47:43 AM |
| bill-tent1 | $50.00 | 12/15/2012 11:07:50 AM |
| nickel-ferret | $25.00 | 12/15/2012 11:14:30 AM |
| wetlands | $200.00 | 12/15/2012 11:15:51 AM |
| skillful-finance | $25.00 | 12/15/2012 1:08:31 PM |
| LoanerPrincipal | $25.00 | 12/15/2012 2:10:08 PM |
| blue-useful-auction | $25.00 | 12/16/2012 8:12:42 AM |
| dunkard13 | $200.00 | 12/17/2012 6:28:22 PM |
| payout-motivator0 | $49.00 | 12/17/2012 7:07:59 PM |
| indomitable-coin | $25.00 | 12/18/2012 5:33:05 PM |
| prudent-dough458 | $25.00 | 12/18/2012 5:01:42 PM |
| cahjoon | $25.00 | 12/18/2012 5:20:51 PM |
| first-sharp-payout5 | $100.00 | 12/18/2012 6:37:19 PM |
| uncl-sammy | $25.00 | 12/18/2012 7:01:23 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:59:06 PM |
| Ripsaw4U | $50.00 | 12/18/2012 7:40:14 PM |
| sprinter | $50.00 | 12/19/2012 9:53:48 AM |
| loot-prescription3 | $25.00 | 12/19/2012 9:22:10 AM |
| logical-principal8 | $50.00 | 12/19/2012 5:17:53 PM |
| hero007 | $50.00 | 12/19/2012 5:34:57 PM |
| Lender2895a | $100.00 | 12/20/2012 11:26:20 AM |
| PARAGONChief | $200.00 | 12/20/2012 2:13:43 PM |
| enriching-value332 | $25.00 | 12/20/2012 5:03:23 PM |
| colospgs | $25.00 | 12/20/2012 5:29:45 PM |
| excellent-balance196 | $25.00 | 12/21/2012 2:37:41 PM |
| benjamins-wasp | $100.00 | 12/21/2012 10:22:27 AM |
| commitment-orca7 | $100.00 | 12/21/2012 9:57:37 AM |
| first-credit-meridian | $25.00 | 12/21/2012 5:54:01 PM |
| california111 | $50.00 | 12/22/2012 10:21:43 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:56 PM |
| SBT | $25.00 | 12/23/2012 1:26:20 PM |
| Avicell | $25.00 | 12/24/2012 9:15:13 AM |
| top-unforgettable-income | $25.00 | 12/24/2012 10:43:42 AM |
| green28 | $100.00 | 12/24/2012 9:36:59 AM |
| top-courteous-peso | $75.00 | 12/24/2012 10:44:55 AM |
| CaptainBL | $25.00 | 12/24/2012 10:04:35 AM |
| enriching-trade2 | $25.00 | 12/24/2012 10:44:52 AM |
| Sneezie | $100.00 | 12/24/2012 10:41:34 AM |
| fantastic-dedication6 | $50.00 | 12/24/2012 3:07:51 PM |
| wise-honorable-rate | $25.00 | 12/24/2012 11:26:48 AM |
| jcornehlsen | $25.00 | 12/24/2012 8:00:03 PM |
| gain-neutron6 | $25.00 | 12/24/2012 6:37:04 PM |
| anacent | $25.00 | 12/25/2012 11:14:57 AM |
| order-tamale | $94.00 | 12/26/2012 9:08:24 AM |
| HoosierDaddie | $50.00 | 12/26/2012 9:12:15 AM |
| best-camaraderi-sniffer | $25.00 | 12/26/2012 4:39:15 AM |
| wise-virtuous-vigilance | $100.00 | 12/26/2012 9:33:44 AM |
| amicablenemesis | $50.00 | 12/26/2012 9:07:39 AM |
| Aimvest | $25.00 | 12/26/2012 10:05:07 AM |
| green-dollar-buffalo | $50.00 | 12/26/2012 9:16:08 AM |
| responsibility-orchestra1 | $25.00 | 12/26/2012 5:24:36 AM |
| abundanceforever | $52.50 | 12/26/2012 9:28:52 AM |
| kmprospeo | $25.00 | 12/26/2012 9:57:30 AM |
| keen-credit6 | $25.00 | 12/26/2012 10:15:22 AM |
| commerce-artisan8 | $50.00 | 12/26/2012 9:27:26 AM |
| hitsman | $50.00 | 12/26/2012 10:59:25 AM |
| enchanted-investment447 | $100.00 | 12/26/2012 10:14:50 AM |
| brandall | $30.00 | 12/26/2012 4:14:40 PM |
| emphatic-gold584 | $100.00 | 12/26/2012 10:26:20 AM |
| Mommo | $50.00 | 12/26/2012 5:00:47 PM |
| AFairDeal | $25.00 | 12/26/2012 10:47:55 AM |
| otto3investments | $25.00 | 12/26/2012 2:18:59 PM |
| SMU_ponies | $25.00 | 12/26/2012 5:58:11 PM |
| GenerousGentleMan | $25.00 | 12/26/2012 6:31:18 PM |
| Trigirl23 | $25.00 | 12/26/2012 5:56:07 PM |
| Rivervale_Westwood | $25.00 | 12/26/2012 6:10:18 PM |
| trade-solo | $25.00 | 12/26/2012 7:08:30 PM |
| A-Win-Win | $37.24 | 12/27/2012 7:23:55 AM |
| Brisket_Bob | $25.11 | 12/27/2012 7:29:12 AM |
| SamyFromRI | $25.00 | 12/27/2012 8:50:37 AM |
| 144 Investments
|
Borrower Payment Dependent Notes Series
687456
This series of Notes was issued and sold upon the funding of the borrower loan #79560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 27.27% |
Borrower rate/APR:
| 28.27% / 30.93% |
Monthly payment:
| $338.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.93% | | |
| |
Estimated return*:
| 13.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 9 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
11 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,291 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nimble-income4 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jun-2012)
|
|
Principal balance:
| $14,195.35 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Home improvement
Purpose of loan: Home Improvements
This loan will be used to make some necessary updates to my home.
My financial situation: Very good with a very solid position at my job
I am a good candidate for this loan because I always make my payments on time and I have never missed a payment. Taking care of my financial obligations is very important to me.
Monthly net income: 9750.00
Monthly expenses: $6300
Housing: $2907
Insurance: $275
Car expenses: $650
Utilities: $350
Phone, cable, internet: $200
Food, entertainment: $350
Clothing, household expenses: $300
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| HereToHelp305 | $50.00 | 12/19/2012 4:52:38 PM |
| finder61 | $25.00 | 12/17/2012 9:10:57 AM |
| marketplace-singularity3 | $25.00 | 12/17/2012 9:14:17 AM |
| Interest2thePeople | $100.00 | 12/17/2012 9:19:26 AM |
| WalnutCreekguy | $50.00 | 12/17/2012 9:37:59 AM |
| DreisersFinancier | $50.00 | 12/17/2012 10:05:43 AM |
| I_Like_to_Invest | $25.00 | 12/17/2012 10:20:48 AM |
| Assets-Up | $25.00 | 12/17/2012 10:42:35 AM |
| CA-Lender | $25.00 | 12/17/2012 11:06:16 AM |
| Rogelio48 | $31.00 | 12/17/2012 11:10:15 AM |
| rmkrish55 | $25.00 | 12/17/2012 9:27:20 AM |
| best-bonafide-p2p | $25.00 | 12/17/2012 1:10:08 PM |
| bmw2 | $30.00 | 12/17/2012 9:41:57 AM |
| zipemdown | $25.00 | 12/17/2012 10:02:02 AM |
| valiant-return584 | $50.00 | 12/17/2012 10:06:15 AM |
| handy-justice | $50.00 | 12/17/2012 4:56:31 PM |
| FinDoc | $25.00 | 12/17/2012 4:59:45 PM |
| Tscheddar | $25.00 | 12/17/2012 10:15:11 AM |
| bullish2bearish | $68.98 | 12/17/2012 9:07:14 AM |
| LittleMingo | $30.00 | 12/17/2012 10:28:54 AM |
| commerce-venture1 | $25.00 | 12/17/2012 9:21:17 AM |
| receptive-affluence035 | $25.00 | 12/17/2012 5:12:42 PM |
| thrilling-fund427 | $50.00 | 12/17/2012 9:22:48 AM |
| octoberfresh | $25.00 | 12/17/2012 9:23:17 AM |
| return-point2 | $100.00 | 12/17/2012 9:29:17 AM |
| purposeful-durability8 | $100.00 | 12/17/2012 5:27:27 PM |
| scrooge2020 | $59.18 | 12/17/2012 2:20:59 PM |
| ready-interest9 | $25.00 | 12/17/2012 10:20:38 AM |
| restless-dime | $100.00 | 12/17/2012 1:30:00 PM |
| aquariano2 | $25.00 | 12/18/2012 8:17:44 AM |
| valiant-money | $30.00 | 12/19/2012 9:04:03 AM |
| frogperson | $250.00 | 12/18/2012 9:35:53 PM |
| TumbleWeed88 | $25.00 | 12/19/2012 9:03:59 AM |
| alpha-lending | $25.00 | 12/19/2012 9:36:55 AM |
| broker048 | $25.00 | 12/20/2012 8:32:13 AM |
| bonafide-openness665 | $25.00 | 12/21/2012 9:20:21 AM |
| the-hope-workhorse | $25.00 | 12/22/2012 6:54:35 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:52 PM |
| Jabez | $25.00 | 12/23/2012 4:21:59 PM |
| nodebtin3 | $25.00 | 12/24/2012 10:02:04 AM |
| 108lender | $200.00 | 12/24/2012 11:15:02 AM |
| MyPFBlog | $25.00 | 12/24/2012 12:45:57 PM |
| AF-Chief | $25.00 | 12/24/2012 11:30:51 AM |
| contract-victor5 | $50.00 | 12/24/2012 4:11:30 PM |
| hidavehi | $27.00 | 12/24/2012 8:01:33 PM |
| Kaj | $25.00 | 12/24/2012 6:09:07 PM |
| DiligentiaLLC | $25.00 | 12/24/2012 7:30:32 PM |
| Astyanax | $25.00 | 12/25/2012 3:46:17 AM |
| Journey_Loans | $325.00 | 12/25/2012 1:48:46 PM |
| bazaar-tulip | $175.00 | 12/25/2012 6:41:40 PM |
| agalt | $45.00 | 12/26/2012 9:58:06 AM |
| courteous-justice415 | $25.00 | 12/26/2012 10:25:29 AM |
| top-inspired-felicity | $25.00 | 12/26/2012 10:44:05 AM |
| rockhound84 | $50.00 | 12/26/2012 10:47:27 AM |
| GourmetPizzaGuy | $100.00 | 12/26/2012 1:43:53 PM |
| peso-trailblazer0 | $25.00 | 12/26/2012 3:17:00 PM |
| investment-sapling | $50.00 | 12/26/2012 3:57:06 PM |
| compatible-deal9 | $25.00 | 12/26/2012 1:04:46 PM |
| voipguy88 | $50.00 | 12/26/2012 2:01:23 PM |
| the-enthralling-coin | $25.00 | 12/26/2012 11:05:41 AM |
| SBT | $25.00 | 12/26/2012 11:14:24 AM |
| Mindful7 | $25.00 | 12/26/2012 11:17:02 AM |
| Rip128 | $50.00 | 12/26/2012 3:38:12 PM |
| social-zebra | $30.00 | 12/26/2012 5:16:05 PM |
| ksmorrow | $27.57 | 12/26/2012 9:29:00 PM |
| rjcoutur2001 | $82.19 | 12/26/2012 5:27:45 PM |
| dinero-launcher | $25.00 | 12/27/2012 6:57:16 AM |
| revenue-appraiser | $25.00 | 12/27/2012 7:08:34 AM |
| icon7 | $50.00 | 12/26/2012 7:42:19 PM |
| Comoparklender | $25.00 | 12/26/2012 6:14:04 PM |
| stepatatime-together | $100.00 | 12/26/2012 6:15:05 PM |
| Alfred_Omega | $25.00 | 12/26/2012 10:24:41 PM |
| shrewd-deal | $28.00 | 12/27/2012 6:18:21 AM |
| helpful-fund8 | $86.18 | 12/27/2012 8:07:18 AM |
| buffalobills | $25.00 | 12/27/2012 8:51:09 AM |
| wildcard451 | $40.00 | 12/27/2012 10:05:09 AM |
| britches318 | $50.00 | 12/27/2012 9:08:58 AM |
| aggresive-nickel2 | $25.00 | 12/27/2012 10:01:24 AM |
| return-enthusiast1 | $25.00 | 12/17/2012 12:27:28 PM |
| vivid-return426 | $25.00 | 12/17/2012 9:26:09 AM |
| goat0 | $140.00 | 12/17/2012 9:11:04 AM |
| five-star-note | $25.00 | 12/17/2012 11:34:56 AM |
| economy-coup | $200.00 | 12/17/2012 3:54:55 PM |
| kenji4861 | $25.00 | 12/17/2012 5:32:21 PM |
| mikeandcat | $50.00 | 12/17/2012 5:03:28 PM |
| USMC0311 | $25.00 | 12/17/2012 5:38:33 PM |
| simplelender80 | $500.00 | 12/17/2012 5:40:39 PM |
| skillful-asset5 | $30.00 | 12/17/2012 7:56:11 PM |
| money-baron-Roth401k | $25.00 | 12/17/2012 6:36:49 PM |
| zorg77 | $100.00 | 12/18/2012 11:27:19 AM |
| orange-useful-revenue | $25.05 | 12/18/2012 9:16:05 AM |
| zorg77 | $50.00 | 12/18/2012 11:27:30 AM |
| gondeee | $25.00 | 12/18/2012 11:38:11 AM |
| Rockymtnhi | $50.00 | 12/18/2012 10:40:14 AM |
| integrity-doctor | $100.00 | 12/19/2012 7:50:36 AM |
| bold-pound-statuette | $200.00 | 12/19/2012 6:19:10 AM |
| HelpWhenNeeded | $50.00 | 12/19/2012 9:13:45 AM |
| bob450-roth | $25.00 | 12/19/2012 3:48:34 PM |
| LendingPimp_2 | $100.00 | 12/19/2012 11:44:20 PM |
| corundum | $25.00 | 12/20/2012 2:48:53 PM |
| Risk4Reward | $25.00 | 12/20/2012 8:24:44 AM |
| EFS | $150.55 | 12/20/2012 1:57:44 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:56 PM |
| Roux1 | $25.00 | 12/22/2012 12:34:06 PM |
| jmeasn | $40.00 | 12/23/2012 5:47:45 PM |
| GoodScot | $25.00 | 12/24/2012 9:28:35 AM |
| first-graceful-contract | $25.00 | 12/24/2012 9:49:53 AM |
| justreturns | $25.00 | 12/24/2012 10:26:41 AM |
| helpinghand63 | $25.00 | 12/25/2012 9:33:49 AM |
| mikeandcat | $50.00 | 12/25/2012 1:17:42 PM |
| Hippo-IRA1 | $50.00 | 12/25/2012 1:41:21 PM |
| economy-coup | $200.00 | 12/25/2012 3:45:56 PM |
| california111 | $25.00 | 12/25/2012 9:06:25 PM |
| et28 | $75.00 | 12/25/2012 10:03:30 AM |
| successful-agreement7 | $100.00 | 12/26/2012 9:23:26 AM |
| elog238 | $29.95 | 12/26/2012 9:32:35 AM |
| interstellar | $28.00 | 12/26/2012 10:39:50 AM |
| Elefunt | $25.00 | 12/26/2012 11:13:12 AM |
| careful-vigilance4 | $25.00 | 12/26/2012 10:38:03 AM |
| ore-leather | $25.00 | 12/26/2012 10:41:30 AM |
| wwwUniversal | $25.00 | 12/26/2012 10:56:35 AM |
| tolerant-responsibility051 | $2,500.00 | 12/26/2012 10:22:03 AM |
| income-vault6 | $25.00 | 12/26/2012 11:35:27 AM |
| currency-persimmon | $25.00 | 12/26/2012 12:26:48 PM |
| Goat-herder | $25.00 | 12/26/2012 1:03:18 PM |
| exponential-fairness2 | $25.00 | 12/26/2012 3:58:31 PM |
| KB-IRA | $100.00 | 12/26/2012 1:28:24 PM |
| likeable-money4 | $25.00 | 12/26/2012 2:43:30 PM |
| trumpeter391 | $25.00 | 12/26/2012 3:44:19 PM |
| timbob | $500.00 | 12/26/2012 5:24:18 PM |
| vigorous-velocity | $42.00 | 12/26/2012 5:09:31 PM |
| intrepid-loot | $25.00 | 12/26/2012 5:49:48 PM |
| newest-phenomenal-dinero | $75.00 | 12/26/2012 10:00:16 PM |
| treasure-coyote3 | $25.00 | 12/26/2012 10:10:13 PM |
| graceful-fairness4 | $104.10 | 12/27/2012 8:25:16 AM |
| Cory79 | $29.41 | 12/26/2012 7:15:00 PM |
| orange-dedication-maple | $25.00 | 12/26/2012 9:56:59 PM |
| fund-widget | $25.00 | 12/27/2012 8:56:31 AM |
| Moorish1Privateer | $38.00 | 12/27/2012 9:04:10 AM |
| Gabster114 | $35.00 | 12/27/2012 3:56:43 AM |
| hardwired | $60.41 | 12/27/2012 9:28:16 AM |
| weezy22 | $25.00 | 12/27/2012 5:07:24 AM |
| clean-penny059 | $100.00 | 12/27/2012 6:35:46 AM |
| helping-out | $75.00 | 12/27/2012 8:48:19 AM |
| global-invest-group | $25.00 | 12/27/2012 10:09:39 AM |
| dunkard13 | $57.43 | 12/27/2012 10:17:58 AM |
| 146 Investments
|
Borrower Payment Dependent Notes Series
687768
This series of Notes was issued and sold upon the funding of the borrower loan #79557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $160.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 34y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,066 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dough-pioneer4 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consolidate credit card debt
This loan will be used to...pay off credit cards
My financial situation:
I am a good candidate for this loan because...I have been with my employer (law firm) for almost 35 years
Monthly net income: $4,568
Monthly expenses: $ 3,500
Housing: $830.00 (including PITI and HOA fees)
Insurance: $ 83.00
Car expenses: $ 167.32 (paid off in 8/2013 and financed through my 401-k
Utilities: $ 250
Phone, cable, internet: $ 87.50
Food, entertainment: $ 800/month
Clothing, household expenses: $ 1,500 per year
Credit cards and other loans: $ 5,500
Other expenses: $
IRS installment plan $500/month (total is approx. $17,000)
Paying off Sallie Mae Loan for my daughter ($112 per month)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| zipemdown | $25.00 | 12/17/2012 5:35:13 PM |
| valiant-return584 | $50.00 | 12/17/2012 6:26:17 PM |
| Edakers | $25.00 | 12/17/2012 6:39:38 PM |
| toblerone | $25.00 | 12/17/2012 6:04:27 PM |
| return-point2 | $100.00 | 12/18/2012 6:22:57 PM |
| jebber007 | $50.00 | 12/18/2012 6:24:03 PM |
| WalnutCreekguy | $50.00 | 12/18/2012 6:17:16 PM |
| asset-professor | $35.00 | 12/18/2012 6:45:19 PM |
| thelopper | $25.00 | 12/19/2012 12:32:05 AM |
| LuvToLend | $25.00 | 12/19/2012 5:00:41 PM |
| Tscheddar | $25.00 | 12/22/2012 12:50:57 PM |
| NolockHolmes | $87.00 | 12/24/2012 10:25:49 AM |
| helpinghand63 | $25.00 | 12/25/2012 9:33:59 AM |
| bohsandos | $25.00 | 12/26/2012 6:30:18 AM |
| Kaj | $25.00 | 12/26/2012 9:26:55 AM |
| historic-nickel | $25.00 | 12/26/2012 10:37:44 AM |
| PoundSmart | $100.00 | 12/26/2012 9:50:31 AM |
| responsible-worth113 | $35.00 | 12/26/2012 12:52:01 PM |
| successful-agreement7 | $37.00 | 12/26/2012 5:10:17 PM |
| investment-sapling | $50.00 | 12/26/2012 3:57:09 PM |
| Miami | $25.00 | 12/26/2012 5:37:19 PM |
| daekpon | $150.00 | 12/26/2012 7:26:10 PM |
| timbob | $500.00 | 12/26/2012 5:24:21 PM |
| dl_data | $250.00 | 12/27/2012 4:39:07 AM |
| aggresive-nickel2 | $25.00 | 12/27/2012 10:01:27 AM |
| greencat | $50.00 | 12/27/2012 10:01:30 AM |
| SV-AZ | $25.10 | 12/27/2012 9:12:02 AM |
| newest-generous-income | $25.00 | 12/27/2012 4:55:16 AM |
| Jim33 | $25.00 | 12/27/2012 9:46:11 AM |
| ethical-truth211 | $1,000.00 | 12/27/2012 10:16:59 AM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:40 PM |
| cattlebaron | $50.00 | 12/17/2012 5:36:36 PM |
| transaction-seahorse0 | $25.00 | 12/17/2012 5:28:20 PM |
| oskizzle | $25.00 | 12/18/2012 7:06:25 AM |
| truth-companion | $25.00 | 12/18/2012 5:16:33 PM |
| Investor_DP | $87.00 | 12/19/2012 5:50:41 PM |
| kenji4861 | $25.00 | 12/20/2012 5:52:04 PM |
| california111 | $50.00 | 12/22/2012 10:26:34 AM |
| formula842 | $25.00 | 12/22/2012 4:55:52 AM |
| a-finance-nirvana | $25.00 | 12/24/2012 10:39:35 AM |
| stock106 | $25.00 | 12/25/2012 11:30:03 AM |
| loyalist1 | $100.00 | 12/26/2012 8:36:57 AM |
| courteous-justice415 | $25.00 | 12/26/2012 10:25:37 AM |
| likeable-money4 | $25.00 | 12/26/2012 2:43:32 PM |
| stepatatime-together | $100.00 | 12/26/2012 6:15:07 PM |
| 32669 | $25.00 | 12/27/2012 7:55:14 AM |
| stable-cash4 | $25.00 | 12/27/2012 10:00:22 AM |
| ethical-truth211 | $218.90 | 12/27/2012 10:17:48 AM |
| djh47a | $50.00 | 12/27/2012 9:23:42 AM |
| green28 | $100.00 | 12/27/2012 10:03:09 AM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
687932
This series of Notes was issued and sold upon the funding of the borrower loan #79840, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1980 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $176,932 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dlrSOLIDfmrFICOeWHOescapedDEATH |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan: medical expenses
This loan will be used to... pay for unexpected medical expenses. I was very ill back in 2009 and have not fully recovered. And of late have developed other complications. My medical insurance coverage has changed where my co-pays are much higher. But, at least I have some kind of medical insurance - and I am so very grateful for that.
My financial situation: VERY stable - I am one that can live by and stick to a budget.
I am a good candidate for this loan because... I was employed by FICO (yes the 'Credit Score' company MyFICO.com ...the 'Fair Isaac Companies') for 24.5 years. My position at FICO was a 'detailed oriented' 'Technical Software Customer Support' person. I pay my bills on time. I; again; live by and stick to a budget.; bills first. If need be repeated 'simple' low cost meals to make it all work . As the economy and life would have it I am now in a semi-disabled capacity but FULLY ABLE to meet my financial obligations RESPONSIBLY.
Monthly net income: $4,975.00 -- IN MY POCKET EACH MONTH
Monthly expenses: $0.00 -- see breakdown below
Housing: $1,350.00 (home insurance is included in this dollar amount)
Car Insurance: $445.00 every 6 months
Medical Insurance: $400.00
Car expenses: $40.00 per month on gas -- I own; outright; a 2007 Toyota PRIUS
Utilities: $95.00
Phone, cable, internet: $99.00
Food: $80.00
Entertainment: $0 - very little if any at all - TV/CABLE - makybe a DVD now & then from a kiosk
Clothing, household expenses: $0.00 -- I have what I need and am a 'do-it-urselfer
Credit cards and other loans: $1,900.00
Other expenses: $0.00 -- all covered above
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $350.00 | 12/19/2012 5:05:58 PM |
| worthy-bid8 | $100.00 | 12/19/2012 5:59:36 PM |
| dl_data | $150.00 | 12/20/2012 1:08:06 PM |
| PoundSmart | $100.00 | 12/21/2012 9:50:59 AM |
| graceful-IRAinvestment | $25.00 | 12/21/2012 1:35:30 PM |
| enterprising-pound5 | $100.00 | 12/22/2012 4:52:15 AM |
| a-helping-hand | $125.00 | 12/22/2012 5:24:23 PM |
| fountain355 | $25.00 | 12/24/2012 11:24:39 AM |
| coin-trader7 | $25.00 | 12/25/2012 10:38:54 AM |
| ethical-truth211 | $100.00 | 12/25/2012 9:40:34 AM |
| octoberfresh | $25.00 | 12/25/2012 6:20:00 PM |
| av22 | $100.00 | 12/26/2012 9:28:51 AM |
| credit-birch | $28.04 | 12/26/2012 10:43:16 AM |
| found | $73.40 | 12/26/2012 3:54:54 PM |
| GourmetPizzaGuy | $125.00 | 12/26/2012 1:48:42 PM |
| treasure-coyote3 | $25.00 | 12/26/2012 10:12:42 PM |
| pinkblisslove | $25.00 | 12/27/2012 12:22:45 AM |
| britches318 | $136.25 | 12/27/2012 9:01:01 AM |
| penny-mad-scientist9 | $25.38 | 12/26/2012 7:38:04 PM |
| orange-dedication-maple | $25.00 | 12/26/2012 9:30:18 PM |
| Lea1791 | $100.00 | 12/26/2012 11:49:19 PM |
| HelloKittySanrio | $25.00 | 12/27/2012 7:39:45 AM |
| tpcnet | $29.49 | 12/27/2012 8:29:24 AM |
| brian4571 | $26.80 | 12/27/2012 8:05:31 AM |
| helping-out | $25.00 | 12/27/2012 8:48:40 AM |
| dl_data | $350.00 | 12/19/2012 5:19:08 PM |
| riveting-credit5 | $25.00 | 12/19/2012 5:18:09 PM |
| DreisersFinancier | $50.00 | 12/19/2012 6:02:53 PM |
| shawnw2 | $35.00 | 12/20/2012 9:29:20 AM |
| belief-integrity | $100.00 | 12/19/2012 7:12:44 PM |
| CA-Lender | $25.00 | 12/20/2012 11:10:39 AM |
| berniemadeoff | $55.00 | 12/20/2012 6:46:37 PM |
| let_me_retire | $27.87 | 12/21/2012 2:27:36 AM |
| boogienation | $25.00 | 12/20/2012 4:43:27 PM |
| note-goblin0 | $25.00 | 12/21/2012 4:33:25 PM |
| deal-hickory5 | $100.00 | 12/21/2012 5:07:42 PM |
| diplomatic-wealth7 | $25.00 | 12/21/2012 6:14:09 PM |
| banker34 | $100.00 | 12/21/2012 6:26:31 PM |
| organized-dedication696 | $25.00 | 12/21/2012 6:36:53 PM |
| deal-pioneer1 | $25.00 | 12/24/2012 9:21:12 AM |
| fantastic-dedication6 | $50.00 | 12/24/2012 3:08:02 PM |
| newest-generous-income | $25.00 | 12/25/2012 4:16:36 AM |
| Gobsek | $25.00 | 12/25/2012 5:05:15 PM |
| bid-ace937 | $50.00 | 12/25/2012 9:57:57 AM |
| piledriver552 | $25.24 | 12/26/2012 9:03:53 AM |
| cash-turbine1 | $25.00 | 12/26/2012 9:10:47 AM |
| justasoldier | $100.00 | 12/25/2012 8:54:43 PM |
| djh47a | $25.00 | 12/26/2012 7:08:15 AM |
| compassionate-dedication6 | $33.67 | 12/26/2012 8:02:17 AM |
| payout-mongoose | $25.00 | 12/26/2012 5:35:16 AM |
| krafty01 | $30.18 | 12/26/2012 8:07:47 AM |
| top-benefit-sequoia | $30.00 | 12/26/2012 9:15:08 AM |
| KB-IRA | $100.00 | 12/26/2012 1:29:13 PM |
| graceful-D4Sinvestment | $106.00 | 12/26/2012 1:48:16 PM |
| Iceman1347 | $25.00 | 12/26/2012 3:27:33 PM |
| blue-relentless-hope | $50.00 | 12/26/2012 11:56:45 AM |
| gpuck | $25.00 | 12/26/2012 6:09:17 PM |
| ChoiceInvestments | $30.60 | 12/26/2012 7:29:50 PM |
| the-cash-piano | $44.98 | 12/27/2012 12:57:11 AM |
| CincyTex | $25.00 | 12/27/2012 1:11:37 AM |
| wildcard451 | $50.00 | 12/27/2012 7:06:11 AM |
| the-serene-transaction | $45.34 | 12/27/2012 7:15:38 AM |
| benefit-flow | $50.00 | 12/26/2012 7:57:14 PM |
| caring-contract6 | $25.00 | 12/26/2012 8:26:23 PM |
| doublediamond | $26.39 | 12/27/2012 7:36:17 AM |
| officer_moneyMaker | $40.37 | 12/27/2012 8:02:45 AM |
| ibano | $25.00 | 12/26/2012 8:13:12 PM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
688006
This series of Notes was issued and sold upon the funding of the borrower loan #79837, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $431.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 13y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,790 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| safe-gain4 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate most of my high interest monthly bills down to one payment.
My financial situation:
I am a good candidate for this loan because I have always paid my bills on time and have a good credit rating. I would like to get down to one payment with some of my higher balances. I have a steady job that I have been at for over 13 years.
Monthly net income: $3083
Monthly expenses: $
Housing: $1250
Insurance: $73
Car expenses: $0 (car paid off for some time)
Utilities: $140 (live in low cost of living area with low rate utilities)
Phone, cable, internet: $100 (all on one bill)
Food, entertainment: $250 (split groceries with daughter)
Clothing, household expenses: $
Credit cards and other loans: $150
Other expenses: $60 (gas)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kila-designer | $62.00 | 12/17/2012 5:04:33 PM |
| thrilling-point2 | $40.00 | 12/17/2012 5:06:08 PM |
| Dubbs360 | $50.00 | 12/17/2012 5:14:54 PM |
| kind-lovely-marketplace | $50.00 | 12/17/2012 5:15:28 PM |
| zipemdown | $25.00 | 12/17/2012 5:35:14 PM |
| money-genome84 | $250.00 | 12/17/2012 5:41:06 PM |
| valiant-return584 | $50.00 | 12/17/2012 6:26:18 PM |
| transparency-position | $100.00 | 12/17/2012 5:13:19 PM |
| finder61 | $25.00 | 12/17/2012 6:38:10 PM |
| credit-commander1 | $25.00 | 12/17/2012 5:05:09 PM |
| Wrats6 | $25.00 | 12/17/2012 5:07:05 PM |
| green-dollar-buffalo | $50.00 | 12/17/2012 5:08:34 PM |
| Edakers | $25.00 | 12/17/2012 5:11:48 PM |
| ferocious-kindness8 | $35.00 | 12/17/2012 5:52:49 PM |
| Money__Tree | $200.00 | 12/17/2012 5:14:59 PM |
| marketplace-singularity3 | $30.00 | 12/18/2012 6:12:15 AM |
| DevinHill_IRA | $25.00 | 12/18/2012 9:28:17 AM |
| bazaar-tulip | $25.00 | 12/17/2012 6:39:17 PM |
| credit-adventurer313 | $55.00 | 12/18/2012 7:47:24 AM |
| skillful-asset5 | $30.00 | 12/17/2012 7:45:13 PM |
| gotjack-IRA | $75.00 | 12/17/2012 7:54:19 PM |
| treasure-bliss | $50.00 | 12/18/2012 4:41:12 AM |
| nevee | $25.00 | 12/18/2012 10:04:34 AM |
| NickelSteamroller | $25.00 | 12/18/2012 10:12:03 AM |
| radiant-dollar9 | $200.00 | 12/18/2012 5:37:41 PM |
| gondeee | $25.00 | 12/18/2012 11:41:33 AM |
| berniemadeoff | $50.00 | 12/18/2012 3:59:25 PM |
| truth-companion | $25.00 | 12/18/2012 5:16:16 PM |
| affluence-microscope2 | $68.00 | 12/18/2012 5:08:24 PM |
| return-point2 | $100.00 | 12/18/2012 6:22:58 PM |
| commerce-venture1 | $25.00 | 12/19/2012 8:59:08 AM |
| alpha-lending | $25.00 | 12/19/2012 9:36:59 AM |
| capital-investor8 | $25.00 | 12/19/2012 9:09:03 AM |
| the-hope-workhorse | $25.00 | 12/20/2012 10:37:27 AM |
| MyPFBlog | $25.00 | 12/21/2012 10:14:31 AM |
| aquariano2 | $25.00 | 12/21/2012 7:07:09 PM |
| Interloper | $25.00 | 12/22/2012 8:16:58 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:16 PM |
| green-high-five7 | $65.00 | 12/22/2012 6:16:05 AM |
| authentic-finance194 | $250.00 | 12/23/2012 4:36:57 AM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:59 PM |
| axl163 | $25.00 | 12/23/2012 9:30:22 PM |
| Kaj | $25.00 | 12/24/2012 9:46:19 AM |
| privatebanker | $25.00 | 12/24/2012 10:24:38 AM |
| dukeiyer | $25.00 | 12/24/2012 12:00:18 PM |
| contract-victor5 | $50.00 | 12/24/2012 4:15:40 PM |
| california111 | $50.00 | 12/24/2012 1:02:50 PM |
| justreturns | $25.00 | 12/25/2012 9:19:56 AM |
| helpinghand63 | $25.00 | 12/25/2012 9:33:59 AM |
| LuckyDuck49 | $25.00 | 12/25/2012 12:40:22 PM |
| top-inspired-felicity | $25.00 | 12/26/2012 9:03:03 AM |
| Myrick | $25.00 | 12/25/2012 7:16:07 PM |
| cardminger | $25.00 | 12/26/2012 9:29:42 AM |
| crown-year | $1,500.00 | 12/26/2012 10:37:10 AM |
| likeable-money4 | $25.00 | 12/26/2012 2:43:33 PM |
| tolerant-responsibility051 | $2,500.00 | 12/26/2012 12:54:26 PM |
| tommymtg7 | $25.00 | 12/26/2012 11:10:18 AM |
| objective-investor | $104.00 | 12/26/2012 5:14:19 PM |
| timbob | $500.00 | 12/26/2012 5:23:20 PM |
| gotjack | $25.00 | 12/26/2012 12:01:07 PM |
| Rogesparkguy | $25.00 | 12/26/2012 1:39:21 PM |
| return-enthusiast1 | $50.00 | 12/26/2012 2:37:59 PM |
| platinum-czar | $25.00 | 12/26/2012 5:52:07 PM |
| social-zebra | $30.00 | 12/26/2012 5:17:18 PM |
| XenonX | $25.00 | 12/26/2012 9:39:09 PM |
| Iwillhuntyoudown | $25.00 | 12/27/2012 1:00:17 AM |
| red-benefit-ruler | $25.00 | 12/27/2012 6:11:31 AM |
| hope-den1 | $25.00 | 12/27/2012 6:30:12 AM |
| bold-important-dollar | $50.00 | 12/27/2012 7:07:03 AM |
| tranquil-gain1 | $75.00 | 12/26/2012 6:58:13 PM |
| natural-worth9 | $750.00 | 12/26/2012 7:13:24 PM |
| Index_Plus | $2,625.83 | 12/27/2012 8:51:16 AM |
| Supernick | $200.00 | 12/26/2012 8:18:10 PM |
| Laissez-faire | $25.00 | 12/26/2012 9:57:17 PM |
| helpful-fund7 | $48.00 | 12/26/2012 6:29:33 PM |
| China-man | $185.95 | 12/27/2012 4:18:42 AM |
| bothaus | $100.00 | 12/27/2012 6:02:42 AM |
| vivacious-fund2 | $25.38 | 12/26/2012 6:45:16 PM |
| dl_data | $250.00 | 12/27/2012 4:35:59 AM |
| cerebral-dollar773 | $25.00 | 12/27/2012 4:40:18 AM |
| flexible-duty3 | $25.00 | 12/27/2012 4:56:38 AM |
| clean-penny059 | $100.00 | 12/27/2012 6:35:47 AM |
| generosity-battalion0 | $26.00 | 12/27/2012 7:03:44 AM |
| SpreadsheetSolutions | $25.00 | 12/27/2012 8:15:23 AM |
| wildanne | $50.00 | 12/17/2012 5:59:42 PM |
| cr8on | $50.00 | 12/17/2012 6:37:45 PM |
| EngineersAlliance | $35.00 | 12/17/2012 6:58:38 PM |
| gain-equator | $25.00 | 12/17/2012 5:04:53 PM |
| jubilant-capital1 | $25.00 | 12/17/2012 5:41:15 PM |
| silver-plato | $75.00 | 12/17/2012 5:46:43 PM |
| octoberfresh | $25.00 | 12/17/2012 6:33:34 PM |
| ready-interest9 | $25.00 | 12/17/2012 6:47:51 PM |
| reaction18 | $50.00 | 12/17/2012 7:18:11 PM |
| Interest2thePeople | $36.00 | 12/18/2012 5:09:00 PM |
| 312-Lender | $52.13 | 12/18/2012 11:14:01 AM |
| WalnutCreekguy | $50.00 | 12/18/2012 6:17:16 PM |
| deal-banker | $50.00 | 12/18/2012 6:49:27 PM |
| belief-integrity | $100.00 | 12/18/2012 6:57:49 PM |
| thrilling-fund427 | $50.00 | 12/19/2012 9:43:20 AM |
| integrity-doctor | $100.00 | 12/19/2012 7:49:28 AM |
| LendingPimp | $53.00 | 12/19/2012 5:06:04 PM |
| EFS | $100.00 | 12/19/2012 6:36:38 PM |
| rmkrish55 | $25.00 | 12/20/2012 10:34:12 AM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:59 PM |
| CA-Lender | $25.00 | 12/21/2012 11:58:45 AM |
| kila-designer | $138.00 | 12/24/2012 9:56:52 AM |
| profitable-fairness1 | $50.00 | 12/24/2012 5:01:41 PM |
| Wildcat23 | $40.00 | 12/24/2012 8:52:32 PM |
| SunnyMoney | $25.00 | 12/25/2012 12:26:10 PM |
| blueshound | $25.00 | 12/26/2012 6:32:28 AM |
| dannycarter10 | $25.00 | 12/25/2012 5:02:35 PM |
| enthusiastic-credit2 | $25.00 | 12/26/2012 8:10:48 AM |
| selector568 | $182.00 | 12/25/2012 6:18:29 PM |
| burrben | $65.00 | 12/26/2012 9:11:27 AM |
| compatible-deal9 | $50.00 | 12/26/2012 1:14:07 PM |
| first-graceful-contract | $28.71 | 12/26/2012 1:19:10 PM |
| supersarah61 | $25.00 | 12/26/2012 1:35:20 PM |
| loan-hawk5 | $25.00 | 12/26/2012 2:22:31 PM |
| investment-sapling | $50.00 | 12/26/2012 3:57:09 PM |
| courteous-justice415 | $25.00 | 12/26/2012 10:25:38 AM |
| hitsman | $50.00 | 12/26/2012 5:01:21 PM |
| ddog0224 | $50.00 | 12/26/2012 1:43:31 PM |
| GourmetPizzaGuy | $100.00 | 12/26/2012 1:57:13 PM |
| wonder3 | $25.00 | 12/26/2012 2:11:59 PM |
| note-goblin0 | $25.00 | 12/26/2012 6:59:26 PM |
| orange-commanding-truth | $25.00 | 12/26/2012 8:18:59 PM |
| Jasner | $25.00 | 12/26/2012 6:14:30 PM |
| pious-benjamins1 | $25.00 | 12/26/2012 11:41:13 PM |
| KADENA462 | $25.00 | 12/27/2012 2:53:46 AM |
| dl_data | $100.00 | 12/27/2012 5:00:00 AM |
| 32669 | $50.00 | 12/27/2012 7:53:28 AM |
| Christophe | $25.00 | 12/27/2012 8:02:23 AM |
| HelpWhenNeeded | $25.00 | 12/26/2012 7:37:16 PM |
| gasman-1 | $25.00 | 12/26/2012 8:50:32 PM |
| ResQDoc | $25.00 | 12/26/2012 9:26:09 PM |
| thefisherman | $25.00 | 12/26/2012 9:56:06 PM |
| fund-medalist171 | $40.00 | 12/27/2012 4:29:19 AM |
| value-fortress3 | $25.00 | 12/26/2012 6:32:47 PM |
| independent-listing796 | $25.00 | 12/27/2012 5:47:29 AM |
| PropertyInvest | $25.00 | 12/27/2012 8:11:05 AM |
| quest0 | $50.00 | 12/27/2012 8:29:07 AM |
| TravisMcGee | $25.00 | 12/26/2012 9:07:06 PM |
| receptive-affluence035 | $25.00 | 12/27/2012 6:34:31 AM |
| revenue-appraiser | $25.00 | 12/27/2012 7:09:25 AM |
| 144 Investments
|
Borrower Payment Dependent Notes Series
688340
This series of Notes was issued and sold upon the funding of the borrower loan #79952, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Dec-20-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 8.83% |
Monthly payment:
| $93.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.41% | | |
| |
Estimated return*:
| 5.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1975 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 800-819 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 35y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,433 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tdjcloud |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| obduro_1 | $25.00 | 12/20/2012 6:10:51 PM |
| CreditBuilder2 | $25.01 | 12/20/2012 6:46:09 PM |
| elevated-finance | $25.00 | 12/21/2012 8:01:09 AM |
| engaging-worth | $25.00 | 12/20/2012 5:49:57 PM |
| bazaar-tulip | $25.00 | 12/20/2012 5:10:10 PM |
| Centerline15 | $25.00 | 12/20/2012 6:11:18 PM |
| bill-tent1 | $50.00 | 12/21/2012 9:40:28 AM |
| Capitalincome | $25.00 | 12/20/2012 6:33:53 PM |
| DonaldColorado | $50.00 | 12/20/2012 6:49:56 PM |
| blot44 | $25.00 | 12/20/2012 6:53:20 PM |
| NYCLAIMSGUY | $25.00 | 12/21/2012 5:47:01 AM |
| blue-useful-auction | $25.00 | 12/21/2012 7:04:14 AM |
| UncleBuffett | $75.00 | 12/21/2012 5:16:09 PM |
| Cookstersalibi | $25.00 | 12/21/2012 10:47:43 AM |
| principal-admirer5 | $25.00 | 12/21/2012 3:41:56 PM |
| excellent-balance196 | $25.00 | 12/21/2012 2:37:59 PM |
| cloud8 | $25.00 | 12/21/2012 3:33:29 PM |
| nodebtin3 | $100.00 | 12/22/2012 7:09:52 AM |
| availableloan | $25.00 | 12/22/2012 12:02:57 PM |
| radforj22 | $25.00 | 12/22/2012 12:43:04 PM |
| cerebral-dollar773 | $25.00 | 12/22/2012 6:12:08 AM |
| first-credit-meridian | $25.00 | 12/22/2012 1:52:51 PM |
| coin-tweet | $25.00 | 12/22/2012 9:46:35 PM |
| kmprospeo | $25.00 | 12/22/2012 1:03:36 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:16:12 PM |
| supersarah61 | $25.00 | 12/22/2012 4:52:15 PM |
| holdem-donk | $25.00 | 12/23/2012 1:45:02 PM |
| crude | $25.00 | 12/23/2012 4:30:02 PM |
| Future-Await21 | $28.00 | 12/24/2012 5:34:45 AM |
| indomitable-coin | $25.00 | 12/24/2012 9:51:34 AM |
| D911ave | $28.00 | 12/24/2012 9:17:01 AM |
| kind-clean-community | $25.00 | 12/24/2012 10:05:55 AM |
| RocketSurgeon | $25.00 | 12/24/2012 10:33:29 AM |
| Batman2u | $25.00 | 12/24/2012 10:40:10 AM |
| CoolPlexer | $25.00 | 12/24/2012 12:31:59 PM |
| HereToHelp305 | $250.00 | 12/21/2012 5:45:25 PM |
| Zolton | $300.00 | 12/20/2012 5:16:50 PM |
| daw1878 | $25.00 | 12/20/2012 5:17:50 PM |
| marketplace-singularity3 | $50.00 | 12/20/2012 5:19:31 PM |
| njlw226 | $25.00 | 12/20/2012 5:16:23 PM |
| Ripsaw4U | $50.00 | 12/21/2012 9:40:26 AM |
| loan-mongoose1 | $25.00 | 12/20/2012 6:56:09 PM |
| direct-social3 | $50.00 | 12/21/2012 9:44:05 AM |
| Dollars4Rent | $50.00 | 12/20/2012 5:49:51 PM |
| cwegert | $25.00 | 12/21/2012 10:05:48 AM |
| jazz619 | $25.00 | 12/21/2012 5:26:34 PM |
| syrepsorp | $30.00 | 12/21/2012 9:42:00 AM |
| riskreward | $250.00 | 12/21/2012 9:52:36 AM |
| Tbone49 | $25.00 | 12/21/2012 10:49:46 PM |
| california111 | $50.00 | 12/22/2012 10:22:01 AM |
| qsolo | $50.00 | 12/22/2012 1:06:24 PM |
| agbullet55443 | $300.00 | 12/23/2012 1:21:13 AM |
| leverage-grove6 | $25.00 | 12/23/2012 4:26:52 PM |
| loot-prescription3 | $25.00 | 12/23/2012 1:25:09 PM |
| greenback-buckeye | $25.00 | 12/24/2012 5:26:55 AM |
| green28 | $50.00 | 12/24/2012 9:11:33 AM |
| subtle-leverage4 | $25.00 | 12/24/2012 10:29:44 AM |
| kind-durability-battalion | $25.00 | 12/24/2012 10:01:46 AM |
| mr_haldane | $25.00 | 12/24/2012 11:58:47 AM |
| auction-mastery | $25.00 | 12/24/2012 11:15:56 AM |
| springpanda | $50.00 | 12/24/2012 2:27:05 PM |
| fantastic-dedication6 | $13.99 | 12/24/2012 3:08:05 PM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
688984
This series of Notes was issued and sold upon the funding of the borrower loan #79940, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $148.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
7 | Length of status: | 0y 7m |
|
Amount delinquent:
| $27 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,631 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| eternal-beauty123 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...fund a business
My financial situation:
I am a good candidate for this loan because...I have a solid employment status with an excellent record for maintaining financial responsibility and payment obligations.
Monthly net income: $6200
Monthly expenses: $2500
Housing: $0
Insurance: $90
Car expenses: $0
Utilities: $450
Phone, cable, internet: $90
Food, entertainment: $125
Clothing, household expenses: $100
Credit cards and other loans: $1300
Other expenses: $125
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $30.01 | 12/19/2012 7:42:22 PM |
| HereToHelp305 | $25.00 | 12/25/2012 10:45:41 AM |
| valiant-return584 | $50.00 | 12/19/2012 6:04:55 PM |
| zipemdown | $25.00 | 12/19/2012 5:19:12 PM |
| dl_data | $200.00 | 12/19/2012 5:21:50 PM |
| CreditBuilder2 | $25.03 | 12/19/2012 6:54:47 PM |
| vivid-p2ploan1 | $25.00 | 12/19/2012 5:30:25 PM |
| dl_data | $50.00 | 12/20/2012 1:20:30 PM |
| berniemadeoff | $55.00 | 12/20/2012 6:46:37 PM |
| first-credit-meridian | $25.00 | 12/21/2012 5:54:33 PM |
| nex | $25.00 | 12/21/2012 6:27:20 PM |
| nodebtin3 | $25.00 | 12/22/2012 1:10:51 PM |
| Relient-K | $25.00 | 12/24/2012 8:02:29 AM |
| Investor_DP | $100.00 | 12/24/2012 10:45:05 AM |
| LuvToLend | $25.00 | 12/24/2012 10:21:39 AM |
| kulender | $50.00 | 12/24/2012 5:51:42 PM |
| IIP77 | $25.00 | 12/24/2012 6:26:50 PM |
| loancrusader | $50.00 | 12/24/2012 11:46:26 AM |
| fervent-repayment | $34.00 | 12/24/2012 6:37:46 PM |
| let_me_retire | $100.00 | 12/24/2012 9:21:25 PM |
| CA-Lender | $25.00 | 12/25/2012 8:50:51 AM |
| careful-vigilance4 | $25.00 | 12/25/2012 9:04:40 AM |
| thrifty-capital | $39.00 | 12/24/2012 8:44:18 PM |
| forceful-diversification0 | $25.47 | 12/25/2012 6:21:54 AM |
| greencat | $50.00 | 12/26/2012 7:19:11 AM |
| E-2 | $65.00 | 12/26/2012 9:18:05 AM |
| natural-liberty4 | $200.00 | 12/26/2012 9:49:39 AM |
| power-chihuahua | $25.00 | 12/26/2012 10:47:50 AM |
| 52digital | $54.00 | 12/26/2012 10:08:15 AM |
| vigorous-velocity | $26.00 | 12/26/2012 9:20:45 AM |
| worthy-bid8 | $142.00 | 12/26/2012 11:35:38 AM |
| benevolent-loot5 | $200.00 | 12/26/2012 9:27:14 AM |
| top-inspired-felicity | $25.00 | 12/26/2012 10:57:19 AM |
| red-power-pecan | $30.00 | 12/26/2012 11:13:39 AM |
| exponential-fairness2 | $25.00 | 12/26/2012 3:35:07 PM |
| wishihadmore | $25.00 | 12/26/2012 4:07:38 PM |
| alexander-hamilton | $50.00 | 12/26/2012 11:13:18 AM |
| money-fort | $25.00 | 12/26/2012 2:59:06 PM |
| graceful-D4Sinvestment | $106.00 | 12/26/2012 1:53:17 PM |
| toomanyfishtanks | $25.00 | 12/26/2012 3:23:47 PM |
| gpuck | $25.00 | 12/26/2012 6:08:11 PM |
| alluring-yield5 | $25.00 | 12/26/2012 4:48:41 PM |
| orange-dedication-maple | $25.00 | 12/26/2012 9:44:06 PM |
| stepatatime-together | $100.00 | 12/26/2012 6:15:11 PM |
| vutah | $35.00 | 12/19/2012 7:17:20 PM |
| transaction-seahorse0 | $25.00 | 12/19/2012 5:40:03 PM |
| zorg77 | $100.00 | 12/20/2012 1:02:24 PM |
| Weaverville | $25.00 | 12/21/2012 6:06:27 PM |
| enterprising-pound5 | $50.00 | 12/22/2012 4:57:39 AM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:25 AM |
| helpinghand63 | $25.00 | 12/25/2012 9:34:55 AM |
| djh47a | $25.00 | 12/26/2012 7:08:16 AM |
| power-spartan5 | $25.00 | 12/25/2012 6:02:50 PM |
| enriching-dollar1 | $30.00 | 12/26/2012 9:22:00 AM |
| grf1945 | $50.00 | 12/26/2012 5:29:08 AM |
| best-virtuous-return | $50.00 | 12/26/2012 7:15:57 AM |
| 108-IRA | $50.00 | 12/26/2012 11:23:04 AM |
| likeable-money4 | $25.00 | 12/26/2012 2:43:41 PM |
| boogienation | $25.00 | 12/26/2012 11:39:03 AM |
| investment-sapling | $50.00 | 12/26/2012 3:57:18 PM |
| desertoasis | $25.00 | 12/26/2012 12:33:06 PM |
| dl_data | $100.00 | 12/27/2012 4:56:15 AM |
| big-mac-50 | $403.49 | 12/27/2012 6:30:01 AM |
| diplomatic-wealth7 | $25.00 | 12/26/2012 6:53:54 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
689738
This series of Notes was issued and sold upon the funding of the borrower loan #79916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Dec-26-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-26-2012 |
|
|
Lender yield:
| 12.59% |
Borrower rate/APR:
| 13.59% / 17.19% |
Monthly payment:
| $67.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.02% | | |
| |
Estimated return*:
| 7.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1982 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,818 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| a-liberty-champ |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2012)
|
|
Principal balance:
| $4,171.88 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay some things off
My financial situation:
I am a good candidate for this loan because...i took a loan before havnt missed a payment
Monthly net income: $50000
Monthly expenses: $-
Housing: $1000
Insurance: $450 twice year
Car expenses: $350 month
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $/
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| passivesf | $25.00 | 12/26/2012 5:01:29 PM |
| phenomenal-rate1 | $500.00 | 12/26/2012 5:03:09 PM |
| green-dollar-buffalo | $50.00 | 12/26/2012 5:06:40 PM |
| steady-silver6 | $30.00 | 12/26/2012 5:09:57 PM |
| glimmering-liberty616 | $25.00 | 12/26/2012 5:10:06 PM |
| kind-lovely-marketplace | $50.00 | 12/26/2012 5:10:29 PM |
| HoosierDaddie | $50.00 | 12/26/2012 5:03:49 PM |
| creditjunky | $50.00 | 12/26/2012 5:06:49 PM |
| money-to-bless | $25.00 | 12/26/2012 5:11:27 PM |
| secureincome | $555.00 | 12/26/2012 5:11:44 PM |
| bold-direct-asset | $50.00 | 12/26/2012 5:09:56 PM |
| engaging-worth | $25.00 | 12/26/2012 5:02:27 PM |
| marketplace-singularity3 | $50.00 | 12/26/2012 5:04:48 PM |
| MoneyForNothing | $30.08 | 12/26/2012 5:09:25 PM |
| openness-zenith6 | $50.00 | 12/26/2012 5:11:22 PM |
| affluence-microscope2 | $200.00 | 12/26/2012 5:01:25 PM |
| friedokra | $25.00 | 12/26/2012 5:02:59 PM |
| simplelender80 | $500.00 | 12/26/2012 5:06:14 PM |
| repayment-pagoda8 | $100.00 | 12/26/2012 5:09:10 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
690360
This series of Notes was issued and sold upon the funding of the borrower loan #79834, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.25% |
Listing Start date:
| Dec-26-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-26-2012 |
|
|
Lender yield:
| 27.95% |
Borrower rate/APR:
| 28.95% / 31.63% |
Monthly payment:
| $126.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.52% | | |
| |
Estimated return*:
| 13.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,939 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| markmarkmark |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 98% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 1
( 2% )
| 660-679
(Jun-2011)
640-659
(Sep-2009)
660-679
(Mar-2008)
|
|
Principal balance:
| $1,489.16 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 53 | | |
Description
Business
Purpose of loan:
Pay Off Existing Prosper Loan ($1500) & Build Business Inventory (Electronic Goods from Asia)
My financial situation:
I am a good candidate for this loan because...
I always pay debt obligations ON TIME. I have NO significant credit delinquencies on record. Products/Inventory Computer Components I will be purchasing offer a 300% ROI.
Monthly net income: $3500
Housing: $1000
Insurance: $100
Car expenses: $200
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| commerce-venture1 | $25.00 | 12/26/2012 5:02:06 PM |
| greenback-watcher1 | $25.00 | 12/26/2012 5:11:27 PM |
| DreisersFinancier | $50.00 | 12/26/2012 5:11:28 PM |
| LittleMingo | $40.00 | 12/26/2012 5:02:17 PM |
| yield-lion2 | $200.00 | 12/26/2012 5:03:34 PM |
| simplelender80 | $500.00 | 12/26/2012 5:06:16 PM |
| careful-vigilance4 | $25.00 | 12/26/2012 5:06:29 PM |
| virtuous-repayment | $25.00 | 12/26/2012 5:45:22 PM |
| myutmost | $80.00 | 12/26/2012 6:05:05 PM |
| MoneyForNothing | $104.52 | 12/26/2012 5:01:51 PM |
| handy-justice | $50.00 | 12/26/2012 5:03:08 PM |
| zipemdown | $25.00 | 12/26/2012 5:31:16 PM |
| mikeandcat | $174.81 | 12/26/2012 5:39:20 PM |
| methodical-interest039 | $30.00 | 12/26/2012 5:11:53 PM |
| innovator2 | $200.00 | 12/26/2012 5:13:33 PM |
| five-star-note | $200.00 | 12/26/2012 5:50:07 PM |
| rmkrish55 | $25.00 | 12/26/2012 6:49:14 PM |
| jhouman | $200.00 | 12/26/2012 7:26:00 PM |
| icon7 | $60.00 | 12/26/2012 7:35:34 PM |
| slowgains | $25.00 | 12/26/2012 6:14:48 PM |
| a-credit-rotation | $25.00 | 12/26/2012 5:35:09 PM |
| IIP77 | $25.00 | 12/26/2012 5:46:45 PM |
| asset-sprout | $25.00 | 12/26/2012 6:47:57 PM |
| first-credit-meridian | $25.00 | 12/26/2012 7:04:11 PM |
| College4theGirls | $25.00 | 12/26/2012 6:07:11 PM |
| AF-Chief | $25.00 | 12/26/2012 6:12:03 PM |
| helpinghand63 | $25.00 | 12/26/2012 6:32:32 PM |
| Forward-Looking | $25.00 | 12/26/2012 6:37:28 PM |
| diplomatic-wealth7 | $25.00 | 12/26/2012 6:53:57 PM |
| nex | $25.00 | 12/26/2012 7:05:24 PM |
| felicity-contributor3 | $35.00 | 12/26/2012 5:07:37 PM |
| marwadi-62 | $350.00 | 12/26/2012 5:27:59 PM |
| trumpeter5 | $30.00 | 12/26/2012 5:02:15 PM |
| lucrative-loan | $200.00 | 12/26/2012 5:02:44 PM |
| E-2 | $41.00 | 12/26/2012 5:08:04 PM |
| Banker2OO7 | $75.00 | 12/26/2012 5:20:48 PM |
| thankful-nickel2 | $55.55 | 12/26/2012 6:05:00 PM |
| coin-trader7 | $25.00 | 12/26/2012 6:15:32 PM |
| fabulous-community4 | $200.00 | 12/26/2012 5:04:04 PM |
| LaGrangeLender | $60.00 | 12/26/2012 5:41:05 PM |
| valiant-return584 | $50.00 | 12/26/2012 6:35:57 PM |
| janeybooboo | $74.74 | 12/26/2012 5:51:52 PM |
| purposeful-durability8 | $100.00 | 12/26/2012 5:54:33 PM |
| servnyou | $30.00 | 12/26/2012 6:46:22 PM |
| CA-Lender | $25.00 | 12/26/2012 6:46:47 PM |
| the-respectful-transaction | $25.00 | 12/26/2012 5:56:17 PM |
| octoberfresh | $25.00 | 12/26/2012 6:07:20 PM |
| gpuck | $50.00 | 12/26/2012 6:11:32 PM |
| RGlad | $65.00 | 12/26/2012 7:28:55 PM |
| MoneyForNothing | $19.38 | 12/26/2012 7:36:34 PM |
| stepatatime-together | $100.00 | 12/26/2012 6:15:22 PM |
| Mikale360 | $25.00 | 12/26/2012 6:20:29 PM |
| RainyDayFunds | $25.00 | 12/26/2012 7:11:10 PM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
690568
This series of Notes was issued and sold upon the funding of the borrower loan #79852, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Dec-27-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-27-2012 |
|
|
Lender yield:
| 28.62% |
Borrower rate/APR:
| 29.62% / 32.32% |
Monthly payment:
| $128.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.10% | | |
| |
Estimated return*:
| 13.35% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,828 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Cardiaccardinal |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: I want to pay off my credit cards
My financial situation:
I feel as if I am an excellent candidate for this loan. I have held a steady job for 6 1/2 years and I have never missed any payments on any bill, mortgage or any other loan. I am extremely dependable and financially sound.
Monthly net income: $2200
Monthly expenses: $1550
Housing: $570
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| money-genome84 | $250.00 | 12/27/2012 9:01:30 AM |
| valiant-return584 | $50.00 | 12/27/2012 9:16:23 AM |
| handy-justice | $50.00 | 12/27/2012 9:22:45 AM |
| octoberfresh | $25.00 | 12/27/2012 9:23:08 AM |
| kind-lovely-marketplace | $50.00 | 12/27/2012 9:24:51 AM |
| appetizing-loyalty354 | $25.00 | 12/27/2012 9:57:19 AM |
| Mucman72 | $25.00 | 12/27/2012 9:05:15 AM |
| the-lean-bid | $25.00 | 12/27/2012 9:06:10 AM |
| nevee | $25.00 | 12/27/2012 10:06:15 AM |
| felicity-contributor3 | $25.00 | 12/27/2012 9:08:41 AM |
| red-duty-carrier | $25.00 | 12/27/2012 9:18:17 AM |
| thrilling-point2 | $40.00 | 12/27/2012 9:19:09 AM |
| Rogelio48 | $31.00 | 12/27/2012 10:37:20 AM |
| best-point-pursuit | $100.00 | 12/27/2012 10:37:53 AM |
| hope-den1 | $25.00 | 12/27/2012 9:36:26 AM |
| Leshan | $50.00 | 12/27/2012 11:12:03 AM |
| Ocean713 | $75.00 | 12/27/2012 11:14:41 AM |
| platinum-scientist9 | $25.00 | 12/27/2012 9:47:12 AM |
| helping-out | $40.00 | 12/27/2012 11:19:41 AM |
| helpinghand63 | $25.00 | 12/27/2012 9:01:25 AM |
| Aberdeen | $100.00 | 12/27/2012 10:10:36 AM |
| credit-missile | $100.00 | 12/27/2012 10:15:49 AM |
| cardminger | $25.00 | 12/27/2012 10:23:21 AM |
| dkjl | $25.00 | 12/27/2012 9:25:30 AM |
| toomanyfishtanks | $50.00 | 12/27/2012 10:33:50 AM |
| PoundSmart | $100.00 | 12/27/2012 9:32:17 AM |
| DasMula | $25.00 | 12/27/2012 9:42:43 AM |
| vutah | $35.00 | 12/27/2012 11:17:27 AM |
| rate-advocator7 | $250.00 | 12/27/2012 9:47:51 AM |
| 1313mark1313 | $27.19 | 12/27/2012 12:24:38 PM |
| ready-interest9 | $25.00 | 12/27/2012 10:14:20 AM |
| lovely-currency3 | $50.00 | 12/27/2012 10:15:47 AM |
| jiftostada | $25.00 | 12/27/2012 10:17:25 AM |
| diplomatic-wealth7 | $25.00 | 12/27/2012 10:26:27 AM |
| Dubbs360 | $50.00 | 12/27/2012 10:26:41 AM |
| simplelender80 | $125.00 | 12/27/2012 10:30:24 AM |
| jennybobenny | $25.00 | 12/27/2012 10:48:16 AM |
| the-hope-workhorse | $25.00 | 12/27/2012 11:27:37 AM |
| money-fort | $30.00 | 12/27/2012 11:34:20 AM |
| TRCRI | $25.00 | 12/27/2012 11:44:49 AM |
| chroman | $50.00 | 12/27/2012 11:49:51 AM |
| scoobiedoo | $30.01 | 12/27/2012 9:03:49 AM |
| ethical-truth211 | $100.00 | 12/27/2012 9:09:33 AM |
| orchestra960 | $300.00 | 12/27/2012 9:20:45 AM |
| rmkrish55 | $25.00 | 12/27/2012 10:21:30 AM |
| wildanne | $50.00 | 12/27/2012 9:22:54 AM |
| NickelSteamroller | $25.00 | 12/27/2012 10:24:20 AM |
| BigSkyFinancial | $28.69 | 12/27/2012 9:28:08 AM |
| Atranes | $100.00 | 12/27/2012 10:31:21 AM |
| Silver_Rupee | $25.00 | 12/27/2012 10:37:04 AM |
| Money__Tree | $200.00 | 12/27/2012 9:31:56 AM |
| first-credit-meridian | $25.00 | 12/27/2012 10:47:47 AM |
| Bob450 | $25.00 | 12/27/2012 11:18:55 AM |
| one-midas | $25.00 | 12/27/2012 9:51:54 AM |
| zipemdown | $25.00 | 12/27/2012 9:56:30 AM |
| steven3333 | $25.00 | 12/27/2012 12:19:49 PM |
| coin-trader7 | $25.00 | 12/27/2012 10:20:40 AM |
| kila-designer | $124.00 | 12/27/2012 10:22:50 AM |
| obduro_1 | $25.00 | 12/27/2012 10:24:08 AM |
| vigorous-velocity | $126.00 | 12/27/2012 9:23:22 AM |
| Edakers | $25.00 | 12/27/2012 10:37:23 AM |
| scarlet-velvet | $50.08 | 12/27/2012 10:48:44 AM |
| LendingPimp | $53.00 | 12/27/2012 9:40:30 AM |
| jybank | $50.00 | 12/27/2012 11:08:01 AM |
| sophisticated-duty414 | $25.00 | 12/27/2012 11:53:10 AM |
| best-bonafide-p2p | $25.00 | 12/27/2012 10:28:50 AM |
| kingryan | $150.00 | 12/27/2012 10:52:29 AM |
| transparency-position | $110.00 | 12/27/2012 11:11:18 AM |
| CreditBuilder2 | $25.03 | 12/27/2012 11:36:32 AM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
690892
This series of Notes was issued and sold upon the funding of the borrower loan #79928, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Dec-26-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-26-2012 |
|
|
Lender yield:
| 29.30% |
Borrower rate/APR:
| 30.30% / 33.02% |
Monthly payment:
| $65.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.70% | | |
| |
Estimated return*:
| 13.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2008 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,171 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| power-guild3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 12/26/2012 5:04:37 PM |
| dannycarter10 | $25.00 | 12/26/2012 5:20:33 PM |
| NickelSteamroller | $25.00 | 12/26/2012 6:06:03 PM |
| mrxtravis | $25.00 | 12/26/2012 6:49:59 PM |
| first-credit-meridian | $25.00 | 12/26/2012 7:14:41 PM |
| octoberfresh | $25.00 | 12/26/2012 6:07:22 PM |
| Numbat77 | $25.00 | 12/26/2012 7:57:14 PM |
| Free-the-usa-1776 | $25.00 | 12/26/2012 9:57:29 PM |
| wildanne | $50.00 | 12/26/2012 6:17:43 PM |
| zipemdown | $25.00 | 12/26/2012 5:31:18 PM |
| Nco | $150.00 | 12/26/2012 5:59:33 PM |
| helpinghand63 | $25.00 | 12/26/2012 6:32:36 PM |
| valiant-return584 | $50.00 | 12/26/2012 6:35:59 PM |
| rmkrish55 | $25.00 | 12/26/2012 6:49:15 PM |
| heavenly-interest9 | $800.00 | 12/26/2012 10:00:19 PM |
| Dubbs360 | $50.00 | 12/26/2012 5:16:08 PM |
| vutah | $25.00 | 12/26/2012 5:48:39 PM |
| jiftostada | $25.00 | 12/26/2012 5:17:56 PM |
| PoundSmart | $100.00 | 12/26/2012 5:20:41 PM |
| TumbleWeed88 | $25.00 | 12/26/2012 6:18:26 PM |
| toblerone | $25.00 | 12/26/2012 6:32:50 PM |
| economy-coup | $200.00 | 12/26/2012 5:14:27 PM |
| stepatatime-together | $100.00 | 12/26/2012 6:15:23 PM |
| coin-trader7 | $25.00 | 12/26/2012 6:15:38 PM |
| Tscheddar | $25.00 | 12/26/2012 5:48:05 PM |
| bob450-roth | $25.00 | 12/26/2012 6:47:52 PM |
| Edakers | $25.00 | 12/26/2012 6:52:51 PM |
| 27 Investments
|