Sales Report:Supplement No. 13 dated Dec 17, 2012 to Prospectus dated Oct 05, 2012File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Oct 05, 2012 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Oct 05, 2012 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
566776
This series of Notes was issued and sold upon the funding of the borrower loan #78879, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $136.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 25% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,569 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| PHABEJPITS |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
family
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.12 | 12/10/2012 5:11:32 PM |
secureincome | $555.00 | 12/10/2012 5:23:47 PM |
gravbox | $25.00 | 12/10/2012 6:38:41 PM |
bowdish1 | $25.00 | 12/10/2012 5:29:02 PM |
immaculate-return25 | $25.00 | 12/10/2012 7:36:03 PM |
money-hercules4 | $100.00 | 12/10/2012 6:14:40 PM |
five-star-note | $25.00 | 12/10/2012 6:59:11 PM |
bazaar-tulip | $25.00 | 12/10/2012 6:16:05 PM |
HereToHelp305 | $50.00 | 12/10/2012 10:10:11 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:32:47 PM |
Mikale360 | $25.00 | 12/10/2012 8:44:48 PM |
LaGrangeLender | $60.00 | 12/11/2012 9:14:18 AM |
TumbleWeed88 | $25.00 | 12/11/2012 9:32:36 AM |
treasure-hunter270 | $50.00 | 12/11/2012 8:31:51 AM |
Harry | $75.00 | 12/11/2012 10:14:31 AM |
qsolo | $25.00 | 12/11/2012 9:25:27 AM |
fcrick | $50.00 | 12/11/2012 9:30:44 AM |
simplelender80 | $500.00 | 12/11/2012 10:12:21 AM |
mmckune | $25.00 | 12/11/2012 10:24:29 AM |
Edakers | $25.00 | 12/11/2012 1:50:18 PM |
phenomenal-rate1 | $500.00 | 12/11/2012 5:20:31 PM |
ideal-peace5 | $100.00 | 12/11/2012 5:21:07 PM |
kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:04 PM |
special-dinero553 | $25.00 | 12/11/2012 5:40:45 PM |
DoctorJoe | $25.00 | 12/11/2012 6:20:44 PM |
DonaldColorado | $100.00 | 12/11/2012 6:28:03 PM |
bentonlending | $100.00 | 12/11/2012 6:31:10 PM |
wwwUniversal | $25.00 | 12/11/2012 6:33:41 PM |
Fdeer | $100.00 | 12/11/2012 6:07:03 PM |
AF-Chief | $25.00 | 12/11/2012 6:13:27 PM |
bentonlending | $50.00 | 12/11/2012 6:32:25 PM |
Tscheddar | $25.00 | 12/11/2012 6:49:56 PM |
coin-sphinx4 | $29.88 | 12/11/2012 7:04:18 PM |
valiant-return584 | $50.00 | 12/10/2012 5:20:54 PM |
persist_in_doing | $25.00 | 12/10/2012 6:16:55 PM |
oregonusa | $25.00 | 12/10/2012 5:48:58 PM |
entertaining-rate9 | $25.00 | 12/10/2012 6:19:20 PM |
penny-finder | $25.00 | 12/10/2012 5:48:22 PM |
skillful-asset5 | $30.00 | 12/10/2012 5:53:48 PM |
redmumba | $50.00 | 12/11/2012 12:30:17 AM |
pure-treasure7 | $50.00 | 12/10/2012 10:14:02 PM |
kinetic-loot436 | $100.00 | 12/11/2012 3:04:33 AM |
deal-vibrato | $25.00 | 12/11/2012 10:22:29 AM |
affluence-microscope2 | $200.00 | 12/11/2012 5:17:24 PM |
transaction-seahorse0 | $25.00 | 12/11/2012 5:52:29 PM |
kind-euro-mirth | $50.00 | 12/11/2012 5:20:21 PM |
radiant-dollar9 | $200.00 | 12/11/2012 5:46:55 PM |
cleo1255 | $25.00 | 12/11/2012 7:22:44 PM |
prudent-bid3 | $25.00 | 12/11/2012 6:15:19 PM |
inspired-penny8 | $25.00 | 12/11/2012 6:56:38 PM |
obedient-loan1 | $75.00 | 12/11/2012 7:09:06 PM |
burgeoning-affluence5 | $50.00 | 12/11/2012 7:21:57 PM |
52 Investments
|
Borrower Payment Dependent Notes Series
648936
This series of Notes was issued and sold upon the funding of the borrower loan #79259, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Nov-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $233.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2005 |
Debt/Income ratio:
| 30% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 4y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,014 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| vigorous-p2ploan2 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off current credit card debt.
My financial situation:
I am a good candidate for this loan because I have a steady reliable income.
Monthly net income: $1600
Monthly expenses: $1185
Housing: $400
Insurance: $125
Car expenses: $60
Utilities: $60
Phone, cable, internet: $95
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $45
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 11/27/2012 9:08:13 AM |
cash-delight1 | $25.00 | 11/27/2012 9:26:43 AM |
selector568 | $300.00 | 11/27/2012 9:00:48 AM |
riveting-credit5 | $25.00 | 11/27/2012 9:03:14 AM |
daw1878 | $25.00 | 11/27/2012 9:16:12 AM |
MeggieStardust | $25.00 | 11/27/2012 10:31:18 AM |
transaction-seahorse0 | $25.00 | 11/27/2012 10:47:10 AM |
asset-professor | $35.00 | 11/27/2012 10:51:36 AM |
missing-link | $25.00 | 11/27/2012 10:23:33 AM |
orange-preeminant-bill | $25.00 | 11/27/2012 10:28:29 AM |
octoberfresh | $35.00 | 11/27/2012 11:02:24 AM |
octoberfresh | $25.00 | 11/27/2012 11:07:18 AM |
engaging-worth | $25.00 | 11/27/2012 11:10:08 AM |
octoberfresh | $35.00 | 11/27/2012 11:03:57 AM |
NickelSteamroller | $25.00 | 11/27/2012 11:24:00 AM |
wise-charming-reward | $300.00 | 11/27/2012 3:20:58 PM |
BostonCapital | $100.00 | 11/27/2012 11:28:49 AM |
SOP_Bank | $25.00 | 11/27/2012 4:48:35 PM |
brilliant-balance | $50.00 | 11/27/2012 12:21:42 PM |
stock106 | $25.00 | 11/27/2012 1:42:06 PM |
green-order-captain | $50.00 | 11/27/2012 8:00:59 PM |
progress-credit | $25.00 | 11/27/2012 10:57:27 PM |
skillful-finance | $25.00 | 11/27/2012 6:06:57 PM |
return-enforcer5 | $25.00 | 11/28/2012 7:50:24 AM |
john0720 | $25.00 | 11/28/2012 7:32:16 AM |
LuvToLend | $25.00 | 11/28/2012 10:37:47 AM |
orchestra960 | $98.00 | 11/28/2012 1:19:35 PM |
order-bee1 | $400.00 | 11/28/2012 8:41:18 PM |
JonDough | $25.00 | 11/29/2012 10:46:16 AM |
green-loyalty-web | $25.00 | 11/29/2012 6:10:46 PM |
Kaj | $25.00 | 11/29/2012 6:30:44 PM |
cerebral-income5 | $25.00 | 11/29/2012 9:00:00 PM |
impeccable-order329 | $50.00 | 11/30/2012 11:36:32 AM |
E-2 | $100.00 | 11/30/2012 4:14:39 PM |
Onlyhappycustomers | $25.00 | 11/30/2012 6:11:50 PM |
keen-economy6 | $25.00 | 12/1/2012 10:28:35 AM |
Land_on_your_feet | $25.00 | 12/1/2012 12:34:48 PM |
wise-deal-panda | $53.00 | 12/1/2012 1:37:20 PM |
EL_Papin | $25.00 | 12/1/2012 3:14:18 PM |
kind-durability-battalion | $75.00 | 12/2/2012 2:03:44 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:38 PM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:16 AM |
loyalist1 | $150.00 | 12/3/2012 8:27:26 AM |
PFTLender | $25.00 | 12/4/2012 3:05:02 PM |
JRS | $25.00 | 12/4/2012 5:02:55 PM |
nickel_finder | $25.00 | 12/4/2012 10:26:19 PM |
friendly-openness77 | $50.00 | 12/4/2012 6:24:53 PM |
Firefighter1110 | $36.47 | 12/5/2012 6:59:37 AM |
otto1939 | $104.00 | 12/5/2012 10:20:09 AM |
peso-bonaza | $25.00 | 12/5/2012 11:26:19 AM |
blue-dollar-viking | $75.00 | 12/5/2012 6:52:56 PM |
c2that | $40.00 | 12/5/2012 6:56:31 PM |
p2ploan-futurist9 | $50.00 | 12/5/2012 8:57:49 PM |
nevee | $25.00 | 11/27/2012 9:16:33 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:26:15 AM |
WalnutCreekguy | $50.00 | 11/27/2012 10:31:34 AM |
formula842 | $25.00 | 11/27/2012 10:45:07 AM |
return-point2 | $100.00 | 11/27/2012 11:23:45 AM |
entertaining-dollar298 | $25.00 | 11/27/2012 10:59:01 AM |
Nipper99 | $100.00 | 11/27/2012 3:32:01 PM |
natural-worth9 | $100.00 | 11/27/2012 4:30:02 PM |
EFS | $500.00 | 11/27/2012 7:55:00 PM |
deal-selector5 | $25.00 | 11/27/2012 5:55:25 PM |
TumbleWeed88 | $25.00 | 11/27/2012 6:19:52 PM |
CA-Lender | $25.00 | 11/28/2012 8:17:18 AM |
finder61 | $25.00 | 11/28/2012 6:25:09 PM |
thg0703 | $25.00 | 11/29/2012 1:21:55 PM |
Mucman72 | $25.00 | 11/29/2012 6:16:56 PM |
skillful-asset5 | $30.00 | 11/29/2012 5:07:25 PM |
Goat-herder | $25.00 | 11/29/2012 6:48:46 PM |
moola-tulip1 | $50.00 | 11/30/2012 12:50:09 PM |
finance-ecstasy7 | $25.00 | 12/1/2012 12:25:53 PM |
mmckune | $25.00 | 12/1/2012 12:53:26 PM |
truth-igniter4 | $25.00 | 12/1/2012 1:47:55 PM |
kenji4861 | $25.00 | 12/1/2012 2:00:41 PM |
theprodb | $62.88 | 12/2/2012 12:48:16 PM |
palm864 | $25.00 | 12/2/2012 10:01:54 AM |
ideal-peace5 | $100.00 | 12/3/2012 9:19:42 AM |
a-restless-dollar | $25.00 | 12/2/2012 4:24:46 PM |
successful-agreement7 | $100.00 | 12/3/2012 9:38:01 AM |
preventivepestcontrol | $25.00 | 12/3/2012 10:41:47 AM |
NobisEst | $25.00 | 12/3/2012 6:37:28 PM |
hellasow | $50.00 | 12/3/2012 7:20:28 PM |
_nfx-ira_ | $36.01 | 12/4/2012 6:02:37 AM |
repayment-liberator7 | $25.00 | 12/4/2012 1:36:49 PM |
JoePaNation | $55.00 | 12/4/2012 6:30:37 PM |
docdekay | $50.00 | 12/5/2012 9:04:39 AM |
nycfinance | $25.00 | 12/5/2012 10:08:34 AM |
ethical-truth211 | $50.00 | 12/5/2012 2:04:25 PM |
first-friendly-listing | $50.00 | 12/5/2012 5:42:15 PM |
freedom3 | $954.64 | 12/6/2012 1:45:32 AM |
91 Investments
|
Borrower Payment Dependent Notes Series
655044
This series of Notes was issued and sold upon the funding of the borrower loan #78807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Nov-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,698 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| graceful-reward67 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: pay bills
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I am selling property all I need is 2000.00 until Jan 2013 but of curse I will monthly until then I have almost 800,00.00 in property
Monthly net income: $3000.00
Monthly expenses:Housing: $0
Insurance: $150.00
Car expenses: $ 50.00
Utilities: $180.00
Phone, cable, internet: $198.00
Food, entertainment: $300.00
Clothing, household expenses: $ 0
Credit cards and other loans: $ 500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $250.00 | 11/27/2012 9:52:38 AM |
worthy-bid8 | $100.00 | 11/27/2012 10:11:05 AM |
Sagamore | $40.00 | 11/27/2012 10:19:43 AM |
orange-preeminant-bill | $25.00 | 11/27/2012 10:14:28 AM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:38 AM |
bold-joyful-coin9 | $25.00 | 11/30/2012 1:15:33 PM |
Winged_Inspirations | $25.00 | 12/1/2012 12:01:36 PM |
mrxtravis | $25.00 | 12/1/2012 1:59:10 PM |
gain-expert | $49.64 | 12/6/2012 12:05:09 PM |
power-spartan5 | $25.00 | 12/7/2012 10:43:25 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:10 AM |
hope-wrangler1 | $29.00 | 12/7/2012 2:02:21 PM |
cozy-ore516 | $25.00 | 12/7/2012 8:05:54 PM |
intuitive-euro8 | $25.00 | 12/8/2012 12:09:48 PM |
Steveo64 | $40.00 | 12/9/2012 5:29:37 PM |
rabbidlender | $25.00 | 12/10/2012 10:16:34 AM |
reward-adventure | $50.00 | 12/10/2012 10:27:53 AM |
balance-vinyl5 | $100.00 | 12/10/2012 10:17:07 AM |
paytonbrigadier | $190.00 | 12/10/2012 3:24:55 PM |
TrustsStrangers | $25.00 | 12/10/2012 5:06:50 PM |
mighty-value | $25.00 | 12/10/2012 5:55:54 PM |
LuvToLend | $25.00 | 11/28/2012 10:37:48 AM |
diplomatic-wealth7 | $25.00 | 11/29/2012 6:34:51 PM |
social-heart | $25.00 | 11/30/2012 9:29:33 AM |
businessbroker101 | $50.00 | 11/30/2012 6:34:09 PM |
keen-economy6 | $25.00 | 12/1/2012 10:28:35 AM |
reinforced-velocity158 | $25.00 | 11/30/2012 8:52:47 PM |
exponential-fairness2 | $25.00 | 12/1/2012 7:57:51 PM |
productive-note2 | $50.00 | 12/8/2012 1:00:19 PM |
Cybercusp | $25.00 | 12/9/2012 12:07:24 PM |
HenryS | $30.00 | 12/10/2012 9:30:32 AM |
Miami | $25.00 | 12/10/2012 9:40:05 AM |
helping-out | $75.00 | 12/10/2012 4:39:09 PM |
Zingaro | $25.00 | 12/10/2012 5:50:45 PM |
deal-selector5 | $25.00 | 12/10/2012 4:30:23 PM |
balanceapult160 | $50.00 | 12/10/2012 5:49:52 PM |
JGENERAL | $25.00 | 12/10/2012 5:58:38 PM |
Index_Plus | $321.36 | 12/10/2012 6:34:24 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
658448
This series of Notes was issued and sold upon the funding of the borrower loan #79295, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 13.21% |
Borrower rate/APR:
| 14.21% / 16.52% |
Monthly payment:
| $409.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.74% | | |
| |
Estimated return*:
| 9.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 27% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $8,895 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| No | | |
Screen name:
| responsibility-renewal0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2012)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidated smaller debts into 1 payment. I own a business that needs a few moderate priced items that I will use some of the loan money for also.
My financial situation:
I am a good candidate for this loan because I have used Prosper before for a loan which I paid back in excellent standing. My business is doing well in this economy and I should have no issues with paying the loan back.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $34.27 | 11/27/2012 5:04:05 PM |
riskreward | $250.00 | 11/27/2012 6:03:17 PM |
Fitiwalt7 | $25.00 | 11/27/2012 5:29:40 PM |
Slapshot | $25.00 | 11/27/2012 7:12:25 PM |
windguy | $50.00 | 11/27/2012 5:33:07 PM |
yield-voyager8 | $25.00 | 11/27/2012 7:59:03 PM |
Zolton | $300.00 | 11/27/2012 5:59:46 PM |
dime-advantage4 | $25.00 | 11/27/2012 9:21:55 PM |
gravbox | $25.00 | 11/27/2012 6:57:14 PM |
slimof37 | $25.00 | 11/27/2012 6:52:04 PM |
quantum_leap | $30.00 | 11/28/2012 9:06:44 AM |
thankful-nickel2 | $25.00 | 11/28/2012 10:39:52 AM |
loan-mongoose1 | $25.00 | 11/28/2012 10:46:35 AM |
treasure-hunter270 | $50.00 | 11/28/2012 2:02:23 PM |
refined-hope3 | $25.00 | 11/29/2012 5:20:14 PM |
indomitable-coin | $25.00 | 11/29/2012 5:54:01 PM |
transaction-keeper5 | $25.00 | 11/30/2012 6:06:07 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:27:00 PM |
shamonn_p2p | $1,000.00 | 11/30/2012 10:30:00 AM |
SBT | $25.00 | 11/30/2012 11:45:18 AM |
hidavehi | $33.00 | 11/30/2012 2:19:44 PM |
oxnard | $25.00 | 12/1/2012 8:09:06 AM |
Oakland | $50.00 | 12/1/2012 8:44:14 AM |
listing-trapper3 | $50.00 | 12/1/2012 12:44:10 PM |
brightest-riveting-order | $25.00 | 12/1/2012 2:29:07 PM |
healthy-bonus6 | $25.00 | 12/1/2012 10:33:48 PM |
repayment-pagoda8 | $75.00 | 12/3/2012 9:32:19 AM |
Bikram | $50.00 | 12/3/2012 10:35:43 AM |
rootcanaler | $50.00 | 12/3/2012 12:22:29 PM |
herbyman | $50.00 | 12/3/2012 12:50:08 PM |
Ron77 | $50.00 | 12/3/2012 3:53:21 PM |
Rearden_Steel | $25.00 | 12/5/2012 7:55:25 AM |
managedfund | $1,333.00 | 12/5/2012 9:52:43 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:06:55 AM |
first-graceful-contract | $25.00 | 12/5/2012 10:26:23 AM |
Tscheddar | $25.00 | 12/5/2012 12:18:00 PM |
enthralling-investment | $25.00 | 12/5/2012 5:56:10 PM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:28 AM |
Investoman | $25.00 | 12/6/2012 9:13:01 AM |
lenderrob | $25.00 | 12/6/2012 10:31:58 AM |
Ocean713 | $75.00 | 12/6/2012 11:42:55 AM |
magical-credit523 | $25.00 | 12/6/2012 6:10:52 PM |
repayment-uprising | $25.00 | 12/6/2012 5:43:38 PM |
northern_paddler | $25.00 | 12/6/2012 6:09:08 PM |
rakey | $25.00 | 12/6/2012 8:22:22 PM |
intrepid-compassion29 | $25.00 | 12/7/2012 6:23:33 AM |
ivy-league-MBA | $25.00 | 12/7/2012 9:04:13 AM |
paladin847 | $70.00 | 12/7/2012 9:38:42 AM |
equitable-capital758 | $750.00 | 12/7/2012 9:44:21 AM |
dadalou | $25.00 | 12/7/2012 9:18:39 AM |
wise-loan-poplar | $25.00 | 12/7/2012 9:53:49 AM |
american6 | $50.00 | 12/7/2012 9:58:55 AM |
bold-steady-peso | $100.00 | 12/7/2012 9:34:43 AM |
blackfur | $25.00 | 12/7/2012 10:30:23 AM |
fantastic-investment9 | $25.00 | 12/7/2012 10:32:27 AM |
AFairDeal | $25.00 | 12/7/2012 9:43:03 AM |
Sp-lender | $25.00 | 12/7/2012 9:48:55 AM |
ChrisJB | $25.00 | 12/7/2012 10:26:04 AM |
adaboy65 | $75.00 | 12/7/2012 11:21:59 AM |
Gandalf0001 | $25.00 | 12/7/2012 2:49:22 PM |
dollar-transporter3 | $25.00 | 12/7/2012 3:50:59 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:38:18 PM |
Peacepower | $35.00 | 12/7/2012 3:42:17 PM |
magical-fairness4 | $25.00 | 12/7/2012 2:38:25 PM |
_G_ | $25.00 | 12/7/2012 3:28:59 PM |
abundant-euro0 | $40.00 | 12/7/2012 5:40:40 PM |
natural-greenback6 | $25.00 | 12/7/2012 6:29:34 PM |
AmericanCowboy | $150.00 | 12/7/2012 6:47:04 PM |
chrisb4745 | $47.88 | 12/7/2012 6:18:39 PM |
momentous-transparency47 | $100.00 | 12/8/2012 4:37:59 AM |
BocaYogi50 | $50.00 | 12/8/2012 8:27:15 AM |
keichi03 | $25.00 | 12/8/2012 8:33:39 AM |
fund-tom-tom6 | $25.00 | 12/8/2012 9:05:40 AM |
credit-prodigy4 | $75.00 | 12/8/2012 5:08:34 AM |
nimble-integrity658 | $25.00 | 12/8/2012 6:54:51 AM |
a-helping-hand | $200.00 | 12/7/2012 7:57:04 PM |
meoates1 | $25.00 | 12/8/2012 8:02:39 AM |
Mindful7 | $25.00 | 12/8/2012 8:54:41 AM |
organized-dough5 | $25.00 | 12/8/2012 6:08:12 AM |
contract-amigo7 | $25.00 | 12/8/2012 8:51:27 AM |
lamsabuy | $200.00 | 12/8/2012 12:13:08 PM |
unflappable-pound3 | $100.00 | 12/8/2012 11:56:48 AM |
bonus-quark4 | $25.00 | 12/8/2012 4:47:30 PM |
Buddy07 | $25.00 | 12/8/2012 2:03:57 PM |
DaveTheWave | $50.00 | 12/8/2012 3:11:57 PM |
bonus-apple | $200.00 | 12/9/2012 1:19:55 PM |
a-resplendent-commitment | $25.00 | 12/9/2012 7:23:01 AM |
appetizing-velocity4 | $25.00 | 12/9/2012 2:59:10 PM |
mvpvapi | $425.00 | 12/10/2012 8:52:36 AM |
funds-captain4 | $50.00 | 12/10/2012 9:01:00 AM |
lighthouseman | $50.00 | 12/9/2012 8:25:21 PM |
Registerednurse1 | $25.00 | 12/10/2012 3:46:57 AM |
joe_matadatz | $25.00 | 12/10/2012 9:47:54 AM |
unassuming-p2ploan774 | $40.00 | 12/10/2012 9:14:31 AM |
Shockem923 | $25.00 | 12/10/2012 4:02:57 PM |
money-atizer | $25.00 | 12/10/2012 11:58:31 AM |
treasure-surge7 | $25.00 | 12/10/2012 11:47:38 AM |
sqdrew | $25.00 | 12/10/2012 3:38:29 PM |
Xeo | $25.00 | 12/10/2012 3:47:00 PM |
MonkeyHero | $50.13 | 12/10/2012 4:00:32 PM |
best-tenacious-revenue | $25.00 | 11/27/2012 5:19:16 PM |
wetlands | $200.00 | 11/27/2012 5:28:49 PM |
five-star-note | $25.00 | 11/27/2012 7:47:17 PM |
jcw3rd | $25.00 | 11/27/2012 8:01:14 PM |
entertaining-rate9 | $25.00 | 11/27/2012 6:09:41 PM |
EFS | $100.00 | 11/27/2012 7:09:19 PM |
CreditBuilder2 | $50.01 | 11/27/2012 7:43:39 PM |
dunkard13 | $100.00 | 11/28/2012 9:27:14 AM |
LaGrangeLender | $60.00 | 11/28/2012 10:56:19 AM |
Arvicco | $400.00 | 11/28/2012 1:48:26 PM |
tender-integrity3 | $100.00 | 11/28/2012 7:10:09 PM |
loot-prescription3 | $40.00 | 11/29/2012 5:59:15 AM |
astute-benjamins | $25.00 | 11/29/2012 7:10:55 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:31 AM |
purposeful-durability8 | $100.00 | 11/29/2012 11:03:26 AM |
franzzua | $25.00 | 11/30/2012 6:48:12 AM |
Castellan | $50.00 | 11/30/2012 10:41:05 AM |
Soulphoniks-Holdings | $25.00 | 11/30/2012 2:40:10 PM |
dunox | $75.00 | 11/30/2012 4:15:12 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:23:51 AM |
compoundinterest | $25.00 | 12/1/2012 12:01:11 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:54 PM |
balance-force | $35.00 | 12/1/2012 1:27:52 PM |
BankOfShaun | $25.00 | 12/1/2012 1:53:06 PM |
supersarah61 | $25.00 | 12/2/2012 3:52:56 PM |
tolerant-dinero2 | $25.00 | 12/2/2012 1:59:16 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:05 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:50 PM |
dukeiyer | $25.00 | 12/3/2012 10:49:01 AM |
dignified-finance | $25.00 | 12/3/2012 6:31:44 PM |
broker048 | $25.00 | 12/3/2012 9:18:02 PM |
life-is-great | $25.00 | 12/4/2012 9:49:07 AM |
ptjg | $67.00 | 12/4/2012 10:26:53 AM |
auction-iris9 | $120.00 | 12/4/2012 6:11:39 PM |
point-oyster5 | $25.00 | 12/5/2012 10:38:14 AM |
first-serene-credit | $25.00 | 12/5/2012 10:02:36 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:20 AM |
transparency-sequoia6 | $100.00 | 12/5/2012 10:40:40 AM |
fishman42 | $25.00 | 12/6/2012 9:21:03 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:04 AM |
hitsman | $50.00 | 12/6/2012 10:01:28 AM |
miked8303 | $75.00 | 12/6/2012 11:31:10 AM |
value-trophy8 | $121.91 | 12/7/2012 6:04:06 AM |
witty-listing0 | $25.00 | 12/7/2012 7:16:07 AM |
pdxKurt | $50.00 | 12/7/2012 9:15:46 AM |
epic-dollar557 | $25.00 | 12/7/2012 9:24:16 AM |
influential-benjamins0 | $100.00 | 12/7/2012 10:06:20 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:47 AM |
proper-exchange8 | $25.00 | 12/7/2012 10:06:24 AM |
ChrisTJ | $25.00 | 12/7/2012 11:06:15 AM |
skro | $25.00 | 12/7/2012 10:13:54 AM |
thrifty-transaction578 | $25.00 | 12/7/2012 10:35:24 AM |
responsive-wampum8 | $25.00 | 12/7/2012 11:37:45 AM |
chestnut4 | $25.00 | 12/7/2012 10:45:57 AM |
jybank | $50.00 | 12/7/2012 11:27:36 AM |
pthighs | $79.67 | 12/7/2012 12:59:28 PM |
integrity-broker | $25.00 | 12/7/2012 1:47:57 PM |
jaybank | $25.00 | 12/7/2012 11:33:52 AM |
elog238 | $25.00 | 12/7/2012 1:38:58 PM |
brightest-bonafide-deal | $25.00 | 12/7/2012 1:42:23 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:12 PM |
bboy21385 | $72.82 | 12/7/2012 2:13:59 PM |
smart-transparency099 | $25.00 | 12/7/2012 4:33:21 PM |
Simple3 | $32.04 | 12/7/2012 6:57:21 PM |
income-buffalo1 | $50.00 | 12/7/2012 7:55:26 PM |
finance-hope | $25.00 | 12/7/2012 8:16:21 PM |
power-kin | $25.00 | 12/7/2012 6:35:46 PM |
LaBamba | $100.00 | 12/8/2012 5:06:50 AM |
psteveo | $25.00 | 12/8/2012 6:11:17 AM |
wojo | $25.00 | 12/8/2012 7:17:06 AM |
mlpinz | $25.00 | 12/7/2012 7:35:37 PM |
IP | $25.00 | 12/7/2012 6:19:56 PM |
Supernick | $250.00 | 12/7/2012 8:48:27 PM |
zpellman | $100.00 | 12/8/2012 10:10:33 AM |
sri59 | $100.00 | 12/8/2012 2:16:40 AM |
first-class-yield9 | $25.00 | 12/8/2012 5:56:06 AM |
gilbrear | $25.00 | 12/8/2012 6:05:50 AM |
AM2008 | $25.00 | 12/8/2012 6:06:10 AM |
techron2012 | $100.00 | 12/8/2012 11:56:28 AM |
brightest-benjamins-onator | $25.00 | 12/8/2012 6:49:04 AM |
EnglishGeekInNYC | $25.00 | 12/8/2012 12:59:44 PM |
syracuserei | $50.00 | 12/8/2012 5:35:48 PM |
Photoman42 | $25.00 | 12/8/2012 6:33:55 PM |
California04 | $50.00 | 12/9/2012 11:07:16 AM |
orange-euro-sculpture | $100.00 | 12/9/2012 12:34:40 PM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:43 AM |
napmanger | $50.00 | 12/8/2012 10:23:40 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:27 PM |
value-caravan | $25.00 | 12/9/2012 11:59:43 AM |
forceful-note8 | $50.00 | 12/9/2012 1:18:02 PM |
new-marketplace-lyrics | $25.00 | 12/9/2012 3:36:32 PM |
themoneydoctor | $50.00 | 12/9/2012 12:35:36 PM |
finance-coyote3 | $2,000.00 | 12/10/2012 5:09:05 AM |
kwan | $25.00 | 12/10/2012 9:37:48 AM |
antlr | $25.00 | 12/9/2012 7:43:53 PM |
listing-flower2 | $100.00 | 12/9/2012 9:02:04 PM |
tryitout | $32.36 | 12/10/2012 9:16:33 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:21 AM |
reasonable_usury | $39.67 | 12/10/2012 10:32:14 AM |
helping-out | $425.00 | 12/10/2012 4:09:01 PM |
tough-rate662 | $50.00 | 12/10/2012 10:44:47 AM |
theaterguy | $30.00 | 12/10/2012 10:10:52 AM |
jayh888 | $25.00 | 12/10/2012 10:24:37 AM |
JS1008 | $25.00 | 12/10/2012 2:49:45 PM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:18 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:02 AM |
mbf2234 | $31.24 | 12/10/2012 3:55:47 PM |
207 Investments
|
Borrower Payment Dependent Notes Series
665768
This series of Notes was issued and sold upon the funding of the borrower loan #79333, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $160.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 14% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
10 | Length of status: | 15y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,748 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| director56 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2012)
|
Principal balance:
| $2,112.50 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Pay off Credit Cards
Purpose of loan:
This loan will be used to pay off my credit cards so I can get a better rate and reduce my monthly expenses.
My financial situation:
I am a good candidate for this loan because I pay my debts. My credit rating is very good and I have excellent cash flow due to my job of 15 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
slimof37 | $25.00 | 12/12/2012 5:01:58 PM |
Zolton | $300.00 | 12/12/2012 5:10:01 PM |
mymoneyblog | $25.00 | 12/12/2012 5:22:25 PM |
Tscheddar | $25.00 | 12/12/2012 5:52:10 PM |
ready-interest9 | $25.00 | 12/12/2012 5:02:30 PM |
DreisersFinancier | $50.00 | 12/12/2012 5:07:22 PM |
unequivocal-nickel1 | $25.00 | 12/12/2012 5:57:42 PM |
secureincome | $555.00 | 12/12/2012 5:28:39 PM |
engaging-worth | $25.00 | 12/12/2012 5:29:13 PM |
ForMyFamily | $50.00 | 12/12/2012 5:33:21 PM |
well-rounded-diversification | $25.00 | 12/12/2012 5:42:38 PM |
Rockymtnhi | $100.00 | 12/12/2012 5:56:42 PM |
prudent-dough458 | $25.00 | 12/12/2012 5:02:53 PM |
xrycac | $25.00 | 12/12/2012 5:08:31 PM |
cwegert | $25.00 | 12/12/2012 11:02:49 PM |
cjames84 | $25.00 | 12/13/2012 4:21:17 AM |
Dollars4Rent | $25.00 | 12/12/2012 6:27:30 PM |
marketplace-singularity3 | $25.00 | 12/12/2012 5:18:17 PM |
cerebral-dollar773 | $25.00 | 12/13/2012 5:10:18 AM |
Dan4703 | $25.00 | 12/12/2012 6:31:19 PM |
natural-worth9 | $100.00 | 12/13/2012 6:43:30 AM |
immaculate-yield0 | $150.00 | 12/12/2012 5:39:18 PM |
Astyanax | $35.00 | 12/12/2012 7:36:31 PM |
payout-reaction740 | $50.00 | 12/12/2012 5:57:53 PM |
magnetic-duty4 | $25.00 | 12/13/2012 9:13:20 AM |
integrity-smasher7 | $25.00 | 12/13/2012 9:57:36 AM |
LiveNow | $25.00 | 12/13/2012 4:27:38 AM |
ucantbeetit | $25.00 | 12/13/2012 10:03:30 AM |
RainMakers | $25.00 | 12/13/2012 10:54:46 AM |
wetlands | $200.00 | 12/13/2012 12:26:42 PM |
a-finance-nirvana | $25.00 | 12/13/2012 9:59:45 AM |
affluence-microscope2 | $200.00 | 12/13/2012 12:05:44 PM |
nickel-ferret | $25.00 | 12/13/2012 12:25:23 PM |
bill-tent1 | $50.00 | 12/13/2012 12:21:02 PM |
Beechturner | $30.00 | 12/12/2012 5:27:01 PM |
entertaining-rate9 | $25.00 | 12/12/2012 5:53:28 PM |
fragonardlives | $25.00 | 12/12/2012 5:03:32 PM |
leodaguy | $100.00 | 12/12/2012 6:01:55 PM |
market-trooper3 | $30.00 | 12/12/2012 6:03:18 PM |
supersam | $50.00 | 12/12/2012 5:20:07 PM |
best-bonafide-p2p | $50.00 | 12/12/2012 5:22:17 PM |
Centerline15 | $25.00 | 12/12/2012 5:27:21 PM |
cordial-bonus | $25.00 | 12/12/2012 6:55:38 PM |
uncl-sammy | $25.00 | 12/12/2012 7:14:14 PM |
Plutis | $25.00 | 12/12/2012 6:03:28 PM |
bazaar-tulip | $25.00 | 12/12/2012 6:12:45 PM |
aztec | $50.00 | 12/12/2012 5:17:06 PM |
daw1878 | $25.00 | 12/12/2012 5:18:32 PM |
elog238 | $25.00 | 12/13/2012 6:58:08 AM |
Aberdeen | $100.00 | 12/12/2012 7:03:40 PM |
availableloan | $25.00 | 12/12/2012 7:13:14 PM |
radforj22 | $50.00 | 12/13/2012 7:51:13 AM |
superb-funds335 | $25.00 | 12/12/2012 6:13:34 PM |
simplelender80 | $125.00 | 12/12/2012 6:22:42 PM |
obduro_1 | $25.00 | 12/12/2012 6:36:05 PM |
market-maximizer472 | $25.00 | 12/13/2012 8:56:41 AM |
CreditBuilder2 | $25.01 | 12/12/2012 6:49:55 PM |
LoanerPrincipal | $25.00 | 12/12/2012 6:51:11 PM |
cahjoon | $25.00 | 12/12/2012 6:55:12 PM |
compassion-twister2 | $25.00 | 12/12/2012 7:20:56 PM |
Guiren | $100.00 | 12/13/2012 6:38:40 AM |
promise2 | $25.00 | 12/13/2012 10:16:11 AM |
OGS_Capital | $25.00 | 12/13/2012 8:57:53 AM |
Montiesholdings | $25.00 | 12/13/2012 10:13:08 AM |
penny-finder | $33.96 | 12/13/2012 11:16:38 AM |
truth-igniter4 | $25.00 | 12/13/2012 9:47:41 AM |
palu2619 | $25.00 | 12/13/2012 12:23:18 PM |
payout-motivator0 | $50.00 | 12/13/2012 9:56:27 AM |
sing4ding | $100.00 | 12/13/2012 9:58:07 AM |
radiant-dollar9 | $200.00 | 12/13/2012 12:28:25 PM |
cleveland2portland | $50.00 | 12/13/2012 12:47:42 PM |
crown-year | $941.03 | 12/13/2012 12:48:27 PM |
72 Investments
|
Borrower Payment Dependent Notes Series
667748
This series of Notes was issued and sold upon the funding of the borrower loan #79231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,936.41 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 16.75% |
Listing Start date:
| Nov-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 40% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 18y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,424 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| No | | |
Screen name:
| worthy-loot040 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Danjack_Capital | $25.00 | 11/27/2012 5:11:13 PM |
liberty-tostada7 | $50.00 | 11/27/2012 7:29:58 PM |
transparency-position | $100.00 | 11/27/2012 7:51:39 PM |
lovely-currency3 | $50.00 | 11/27/2012 6:19:27 PM |
inspiring-kindness062 | $25.00 | 11/27/2012 6:18:45 PM |
open-minded-p2p1 | $25.00 | 11/27/2012 7:11:09 PM |
social-heart | $25.00 | 11/28/2012 10:08:47 AM |
worthy-bid8 | $100.00 | 11/28/2012 9:34:58 AM |
let_me_retire | $50.00 | 11/28/2012 11:45:01 AM |
majestic-note6 | $150.00 | 11/29/2012 11:03:31 AM |
fervent-repayment | $100.00 | 11/30/2012 5:07:03 AM |
diplomatic-wealth7 | $25.00 | 11/30/2012 10:44:38 AM |
businessbroker101 | $50.00 | 12/4/2012 5:07:01 PM |
Tscheddar | $25.00 | 12/6/2012 5:06:15 PM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:17 AM |
Peleadona | $25.00 | 12/7/2012 7:21:12 PM |
Relient-K | $25.00 | 12/8/2012 1:09:00 PM |
bid-ace937 | $50.00 | 12/8/2012 8:21:37 PM |
simplelender80 | $75.00 | 12/9/2012 1:59:50 PM |
courteous-platinum7 | $25.00 | 12/10/2012 12:57:38 AM |
Cybercusp | $25.00 | 12/10/2012 9:21:05 AM |
wildanne | $50.00 | 12/10/2012 9:42:58 AM |
fixing_financials | $25.00 | 12/10/2012 9:15:28 PM |
KB-IRA | $100.00 | 12/11/2012 7:20:01 AM |
turbobrat | $25.00 | 12/10/2012 7:27:38 PM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:42 AM |
a-successful-credit | $25.00 | 12/11/2012 3:21:19 AM |
contract-grasshopper0 | $33.15 | 12/11/2012 10:09:49 AM |
green-loot-oasis | $25.00 | 12/11/2012 11:47:49 AM |
aldeed | $50.00 | 12/11/2012 1:02:57 PM |
marketplace-conductor886 | $100.00 | 12/11/2012 2:45:10 PM |
vutah | $25.00 | 11/27/2012 5:38:15 PM |
deal-selector5 | $25.00 | 11/27/2012 5:55:38 PM |
LuvToLend | $25.00 | 11/28/2012 10:38:05 AM |
professional-dinero753 | $25.00 | 11/28/2012 2:36:07 PM |
Something-Corporate | $25.00 | 11/28/2012 5:27:53 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:44 AM |
reinforced-velocity158 | $25.00 | 11/30/2012 8:53:33 PM |
keen-economy6 | $50.00 | 12/1/2012 11:32:36 AM |
mindful-generosity1 | $50.00 | 12/1/2012 1:15:34 PM |
exponential-fairness2 | $50.00 | 12/1/2012 8:07:14 PM |
greencat | $50.00 | 12/6/2012 8:25:25 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:40 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 7:10:38 PM |
john0720 | $25.00 | 12/8/2012 2:02:46 PM |
ethical-truth211 | $200.00 | 12/10/2012 10:18:09 AM |
redhead21 | $50.00 | 12/10/2012 7:56:47 PM |
auction-architect7 | $25.00 | 12/10/2012 8:11:48 PM |
NH174 | $25.00 | 12/10/2012 11:53:01 PM |
mclilpaws | $25.00 | 12/11/2012 3:08:59 AM |
sturdy-note5 | $25.00 | 12/11/2012 8:03:05 AM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:27 AM |
insrq | $28.26 | 12/11/2012 10:55:29 AM |
ethical-truth211 | $100.00 | 12/11/2012 2:40:39 PM |
Snizzat | $50.00 | 12/11/2012 1:42:16 PM |
Index_Plus | $400.00 | 12/11/2012 2:56:28 PM |
56 Investments
|
Borrower Payment Dependent Notes Series
668226
This series of Notes was issued and sold upon the funding of the borrower loan #79421, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 10.01% |
Borrower rate/APR:
| 11.01% / 13.25% |
Monthly payment:
| $543.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.78% | | |
| |
Estimated return*:
| 7.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,201 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| rate-juniper7 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt accrued while in graduate school and for some light remodeling on a new home.
My financial situation:
I am a good candidate for this loan because I am a psychiatric nurse practitioner with solid work history. My profession is in high-demand with no shortage of jobs.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compassion-twister2 | $50.00 | 11/27/2012 5:06:41 PM |
gold-hero4 | $50.00 | 11/27/2012 6:54:50 PM |
windguy | $50.00 | 11/27/2012 5:33:15 PM |
CreditBuilder2 | $50.05 | 11/27/2012 7:31:49 PM |
Zolton | $300.00 | 11/27/2012 5:59:47 PM |
yield-voyager8 | $25.00 | 11/27/2012 7:59:03 PM |
riskreward | $250.00 | 11/28/2012 1:45:50 PM |
loot-prescription3 | $40.00 | 11/29/2012 5:59:15 AM |
HikeMoab | $25.00 | 11/29/2012 8:40:16 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:31 AM |
jcatlman | $75.00 | 11/29/2012 5:41:09 PM |
persist_in_doing | $25.00 | 11/29/2012 6:52:11 PM |
corndog4000 | $30.00 | 11/30/2012 12:05:38 PM |
indomitable-coin | $25.00 | 11/30/2012 11:08:57 AM |
Paxman84 | $25.00 | 12/2/2012 1:37:27 PM |
dunox | $75.00 | 12/3/2012 9:28:21 AM |
nad139 | $29.00 | 12/3/2012 3:32:10 AM |
shamonn_p2p | $1,000.00 | 12/3/2012 9:12:23 AM |
tender-integrity3 | $100.00 | 12/3/2012 10:06:35 AM |
Castellan | $50.00 | 12/3/2012 9:37:43 AM |
supersarah61 | $25.00 | 12/3/2012 4:38:02 PM |
repayment-pagoda8 | $100.00 | 12/3/2012 5:26:23 PM |
magical-credit523 | $25.00 | 12/3/2012 5:18:25 PM |
Rivervale_Westwood | $25.00 | 12/3/2012 5:58:33 PM |
Avala | $100.00 | 12/4/2012 11:12:51 AM |
camaraderi-popcorn | $25.00 | 12/4/2012 6:37:33 PM |
bowdish1 | $75.00 | 12/4/2012 7:16:14 PM |
silver-acrobat5 | $25.00 | 12/4/2012 9:26:37 PM |
market-maximizer472 | $25.00 | 12/5/2012 9:24:22 AM |
american6 | $50.00 | 12/5/2012 10:51:06 AM |
enriching-trade2 | $50.00 | 12/5/2012 9:55:36 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:06:56 AM |
heyokafinancial | $25.00 | 12/5/2012 10:12:42 AM |
joyful-credit579 | $25.00 | 12/5/2012 10:37:56 AM |
commitment-orca7 | $50.00 | 12/5/2012 2:01:07 PM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:56 AM |
radiant-moola5 | $25.00 | 12/5/2012 2:42:00 PM |
sturzstrom | $25.00 | 12/6/2012 9:09:44 AM |
magical-greenback | $25.00 | 12/6/2012 10:49:13 AM |
bbjones3 | $25.00 | 12/6/2012 1:29:13 PM |
velocity-solo | $25.00 | 12/6/2012 11:17:04 AM |
pwkpwk | $25.00 | 12/6/2012 5:20:44 PM |
the-magnetic-transaction | $153.00 | 12/6/2012 5:23:47 PM |
puifais | $50.00 | 12/6/2012 6:28:22 PM |
Kyne | $25.00 | 12/6/2012 5:53:40 PM |
zone6 | $100.00 | 12/6/2012 7:07:23 PM |
transparency-baton | $25.00 | 12/6/2012 5:58:44 PM |
benevolent-moola291 | $50.00 | 12/6/2012 6:22:52 PM |
bb575 | $50.00 | 12/7/2012 7:11:40 AM |
Zuzu | $25.00 | 12/7/2012 9:02:29 AM |
cerebral-dollar773 | $50.00 | 12/7/2012 5:41:28 AM |
credit-socrates648 | $1,000.00 | 12/7/2012 8:00:34 AM |
versatile-dime442 | $250.00 | 12/7/2012 9:25:52 AM |
AmericanCredit | $100.00 | 12/7/2012 9:26:50 AM |
ianakacg | $25.00 | 12/7/2012 9:27:59 AM |
innocent-loot | $25.00 | 12/7/2012 9:30:31 AM |
credit-nirvana698 | $30.00 | 12/7/2012 9:32:39 AM |
pound-idol543 | $50.00 | 12/7/2012 9:38:14 AM |
medman | $25.00 | 12/7/2012 9:44:39 AM |
helpishere777 | $25.00 | 12/7/2012 9:44:52 AM |
CJay | $25.00 | 12/7/2012 9:45:14 AM |
dthompso | $50.00 | 12/7/2012 9:50:12 AM |
bonus-tent | $25.00 | 12/7/2012 9:50:45 AM |
Great-Mom | $25.00 | 12/7/2012 9:51:25 AM |
Rzrwire | $25.00 | 12/7/2012 9:51:43 AM |
asset-conqueror6 | $25.00 | 12/7/2012 9:51:55 AM |
meenan | $100.00 | 12/7/2012 9:53:16 AM |
Wangersinc | $50.00 | 12/7/2012 9:54:51 AM |
rickp | $25.00 | 12/7/2012 9:57:22 AM |
mdv | $25.00 | 12/7/2012 9:03:54 AM |
fox798 | $25.00 | 12/7/2012 9:59:56 AM |
mlb123 | $25.00 | 12/7/2012 10:00:58 AM |
emphatic-responsibility | $50.00 | 12/7/2012 9:27:04 AM |
bltzn123 | $35.00 | 12/7/2012 9:27:43 AM |
abkennedy | $25.00 | 12/7/2012 10:05:53 AM |
KLVLOPZ64 | $50.00 | 12/7/2012 10:06:05 AM |
asdf9876 | $25.00 | 12/7/2012 10:07:43 AM |
peso-voyage2 | $100.00 | 12/7/2012 10:12:19 AM |
phillipd48 | $25.00 | 12/7/2012 10:12:39 AM |
JohnW12 | $25.00 | 12/7/2012 9:31:27 AM |
mlkhamilton | $25.00 | 12/7/2012 9:33:53 AM |
scout777 | $25.00 | 12/7/2012 10:15:15 AM |
MiniBank998 | $25.00 | 12/7/2012 10:17:51 AM |
C_Mark | $50.00 | 12/7/2012 9:18:15 AM |
DPH | $50.00 | 12/7/2012 10:23:06 AM |
urinspirasian | $25.00 | 12/7/2012 10:26:08 AM |
funds-promiser | $50.00 | 12/7/2012 10:27:19 AM |
YLlama | $50.00 | 12/7/2012 9:44:44 AM |
minista | $25.00 | 12/7/2012 9:46:57 AM |
fair-funds | $25.00 | 12/7/2012 10:30:15 AM |
Lesburger | $25.00 | 12/7/2012 10:30:32 AM |
pixeldave | $50.00 | 12/7/2012 9:47:53 AM |
five-star-nickel7 | $25.00 | 12/7/2012 10:31:38 AM |
unrivaled-silver | $25.00 | 12/7/2012 10:32:44 AM |
MONEYLENDER101 | $50.00 | 12/7/2012 10:32:52 AM |
auction-sage | $50.00 | 12/7/2012 9:25:08 AM |
dodgriz | $25.00 | 12/7/2012 10:34:33 AM |
red-unequivocal-finance | $25.00 | 12/7/2012 9:53:13 AM |
deegeeman | $25.00 | 12/7/2012 10:37:30 AM |
BidDaddyBigBucks | $25.00 | 12/7/2012 9:54:58 AM |
SkiNZ | $25.00 | 12/7/2012 9:55:17 AM |
Preteur | $25.00 | 12/7/2012 10:38:16 AM |
guybyny | $25.00 | 12/7/2012 9:56:36 AM |
mymoneyforyou | $36.80 | 12/7/2012 10:38:53 AM |
matthart | $25.00 | 12/7/2012 10:39:27 AM |
LogicalCC | $25.00 | 12/7/2012 10:41:04 AM |
stuy1998 | $25.00 | 12/7/2012 10:03:44 AM |
MrAndyman | $25.00 | 12/7/2012 10:03:54 AM |
HibbyD | $30.00 | 12/7/2012 10:04:03 AM |
hawaiiangirl76 | $25.00 | 12/7/2012 10:04:10 AM |
panthernoelle | $25.00 | 12/7/2012 10:04:21 AM |
kalex752 | $25.00 | 12/7/2012 10:05:03 AM |
Nopa | $25.00 | 12/7/2012 10:05:14 AM |
kingdom323 | $50.00 | 12/7/2012 9:35:02 AM |
paramjit | $50.00 | 12/7/2012 9:35:10 AM |
currency-chihuahua3 | $50.00 | 12/7/2012 10:05:58 AM |
DrMoneyBags | $50.00 | 12/7/2012 10:07:54 AM |
fiddlerzvi | $50.00 | 12/7/2012 10:08:08 AM |
BadgerWI | $30.00 | 12/7/2012 9:39:45 AM |
TrustPlus | $50.00 | 12/7/2012 10:09:38 AM |
economy-molecule3 | $500.00 | 12/7/2012 9:42:06 AM |
Patrician | $50.00 | 12/7/2012 9:42:46 AM |
community-saver158 | $50.00 | 12/7/2012 10:45:59 AM |
first-upright-payout | $25.00 | 12/7/2012 9:43:38 AM |
ecstatic-platinum7 | $25.00 | 12/7/2012 10:46:13 AM |
likeable-value | $25.00 | 12/7/2012 10:46:26 AM |
top-enriched-return | $50.00 | 12/7/2012 10:12:25 AM |
Tylerh | $250.00 | 12/7/2012 10:46:42 AM |
investment-guardian9 | $25.00 | 12/7/2012 10:12:31 AM |
larrybird | $1,000.00 | 12/7/2012 10:12:51 AM |
investment-pro4 | $50.00 | 12/7/2012 9:44:40 AM |
loansharknot | $25.00 | 12/7/2012 10:13:04 AM |
pdxtech | $50.00 | 12/7/2012 9:45:38 AM |
benjamins-utopia | $100.00 | 12/7/2012 10:13:47 AM |
stolan | $50.00 | 12/7/2012 10:48:33 AM |
1phantom | $25.00 | 12/7/2012 9:47:19 AM |
duty-windmill | $25.00 | 12/7/2012 9:48:20 AM |
mar97 | $25.00 | 12/7/2012 9:49:14 AM |
gcf325 | $25.00 | 12/7/2012 10:17:54 AM |
BrianRK | $26.00 | 12/7/2012 9:50:07 AM |
afotherg | $25.00 | 12/7/2012 10:52:24 AM |
peso-oyster1 | $25.00 | 12/7/2012 10:22:24 AM |
Mostyle | $25.00 | 12/7/2012 10:23:33 AM |
responsive-worth5 | $25.00 | 12/7/2012 10:53:13 AM |
Tom579 | $50.00 | 12/7/2012 10:25:00 AM |
Bekim | $25.00 | 12/7/2012 10:54:29 AM |
JasmineTrust | $25.00 | 12/7/2012 10:29:39 AM |
spenrod | $25.00 | 12/7/2012 10:30:07 AM |
Relevance | $25.00 | 12/7/2012 9:57:36 AM |
bid-papyrus | $25.00 | 12/7/2012 10:00:18 AM |
damage | $25.00 | 12/7/2012 11:00:48 AM |
ideal-penny8 | $25.00 | 12/7/2012 10:01:25 AM |
platinum-genetics | $25.00 | 12/7/2012 10:01:54 AM |
skuba | $50.00 | 12/7/2012 10:33:51 AM |
dollar-javelin | $25.00 | 12/7/2012 10:33:58 AM |
origami-panda | $25.00 | 12/7/2012 10:03:42 AM |
enchanted-compassion012 | $25.00 | 12/7/2012 10:04:11 AM |
roman2008 | $25.00 | 12/7/2012 10:36:29 AM |
riproaringrapids | $50.00 | 12/7/2012 11:03:58 AM |
the-magnificent-loan | $100.00 | 12/7/2012 10:06:16 AM |
js60l | $25.00 | 12/7/2012 10:06:42 AM |
Pizza-man | $50.00 | 12/7/2012 10:07:40 AM |
Headhunter14 | $50.00 | 12/7/2012 10:08:27 AM |
balance-voyager | $75.00 | 12/7/2012 11:04:56 AM |
britgsb | $50.00 | 12/7/2012 11:05:48 AM |
soarmore | $50.00 | 12/7/2012 10:40:12 AM |
kapilville | $25.00 | 12/7/2012 10:11:15 AM |
spirit07a | $100.00 | 12/7/2012 11:08:52 AM |
socrates520 | $50.00 | 12/7/2012 10:13:41 AM |
skvat | $25.00 | 12/7/2012 10:14:32 AM |
flexible1 | $25.00 | 12/7/2012 10:16:32 AM |
SourDoughSteve | $25.00 | 12/7/2012 10:44:39 AM |
biobulator | $25.00 | 12/7/2012 10:20:35 AM |
mizount | $25.00 | 12/7/2012 10:21:18 AM |
Pasagam | $50.00 | 12/7/2012 10:23:40 AM |
meux99 | $25.00 | 12/7/2012 10:24:33 AM |
nick5454 | $25.00 | 12/7/2012 10:46:14 AM |
FortuneFund | $200.00 | 12/7/2012 10:46:46 AM |
MoneyMA | $25.00 | 12/7/2012 10:28:39 AM |
shaker348 | $25.00 | 12/7/2012 10:47:34 AM |
efficient-marketplace | $25.00 | 12/7/2012 10:48:05 AM |
PhalanxBulldog | $25.00 | 12/7/2012 10:32:05 AM |
LandE2BG | $50.00 | 12/7/2012 10:48:35 AM |
PsychoWallaby | $50.00 | 12/7/2012 10:49:09 AM |
p1k4blu | $25.00 | 12/7/2012 10:49:35 AM |
larsowe | $50.00 | 12/7/2012 10:34:54 AM |
hrubinst | $50.00 | 12/7/2012 10:35:04 AM |
selfmademan | $25.00 | 12/7/2012 10:36:11 AM |
logical-reward8 | $25.00 | 12/7/2012 10:54:37 AM |
Brett834 | $200.00 | 12/7/2012 10:39:15 AM |
QuincyCapital | $25.00 | 12/7/2012 10:40:31 AM |
well-mannered-duty315 | $25.00 | 12/7/2012 10:41:07 AM |
diversification-medalist | $25.00 | 12/7/2012 11:02:44 AM |
the-enterprising-leverage | $50.00 | 12/7/2012 11:02:53 AM |
bombay56 | $50.00 | 12/7/2012 10:42:44 AM |
trevandtal | $25.00 | 12/7/2012 10:45:46 AM |
thezfunk | $25.00 | 12/7/2012 10:48:30 AM |
Au-Ag-Pt | $25.00 | 12/7/2012 10:48:42 AM |
epic-diversification242 | $25.00 | 12/7/2012 10:51:44 AM |
durability-officer | $50.00 | 12/7/2012 10:53:09 AM |
enticing-note | $25.00 | 12/7/2012 10:54:47 AM |
dynamic-gold3 | $25.00 | 12/7/2012 10:55:54 AM |
financelover | $50.00 | 12/7/2012 10:59:04 AM |
timbob | $100.00 | 12/7/2012 11:01:31 AM |
bazaar-fluffy-bunny1 | $25.00 | 12/7/2012 11:04:50 AM |
avocadodogs | $25.00 | 12/7/2012 11:05:38 AM |
jakesworld | $25.00 | 12/7/2012 11:07:02 AM |
c4shmunne | $50.00 | 12/7/2012 11:10:48 AM |
decisive-income7 | $4,000.00 | 11/28/2012 9:47:51 AM |
blot44 | $25.00 | 11/28/2012 6:28:38 AM |
tomdooley12520 | $50.00 | 11/28/2012 11:17:28 AM |
Arvicco | $400.00 | 11/28/2012 1:48:36 PM |
neighborly-hope6 | $100.00 | 11/30/2012 11:55:07 AM |
proper-exchange8 | $50.00 | 12/3/2012 9:48:36 AM |
compoundinterest | $25.00 | 12/3/2012 9:53:14 AM |
loan-mongoose1 | $25.00 | 12/3/2012 9:41:21 AM |
transparency-sequoia6 | $100.00 | 12/3/2012 9:36:26 AM |
auction-iris9 | $120.00 | 12/3/2012 9:47:15 AM |
astute-benjamins | $25.00 | 12/4/2012 6:29:55 AM |
Investoman | $25.00 | 12/4/2012 10:34:05 AM |
AFairDeal | $25.00 | 12/4/2012 6:21:27 PM |
4Horseman | $50.00 | 12/4/2012 9:55:56 PM |
mindful-generosity1 | $50.00 | 12/5/2012 5:02:23 PM |
gold-mechanic8 | $25.00 | 12/5/2012 12:32:15 PM |
penny-injector8 | $25.00 | 12/6/2012 12:06:42 AM |
bill-magnolia5 | $25.00 | 12/6/2012 8:53:26 AM |
miked8303 | $75.00 | 12/6/2012 11:31:11 AM |
fairness-paloverde5 | $200.00 | 12/6/2012 11:54:51 AM |
careful-dinero21 | $25.00 | 12/6/2012 1:31:40 PM |
kind-cash-porcelain | $50.00 | 12/6/2012 5:59:43 PM |
-J | $43.00 | 12/6/2012 5:02:56 PM |
adventurer447 | $300.00 | 12/6/2012 5:08:02 PM |
Retired_Senior | $86.00 | 12/6/2012 5:22:16 PM |
illustrado | $25.00 | 12/6/2012 5:11:46 PM |
TC_12June12 | $25.00 | 12/6/2012 6:53:58 PM |
Bendistraw | $50.00 | 12/6/2012 5:54:37 PM |
orange-mindful-bazaar | $50.00 | 12/6/2012 7:37:13 PM |
MrG27 | $25.00 | 12/7/2012 6:44:10 AM |
georgethesir | $50.00 | 12/7/2012 5:05:25 AM |
don8ter | $50.00 | 12/7/2012 9:07:20 AM |
adaboy65 | $100.00 | 12/7/2012 9:10:40 AM |
BxRealtor | $25.00 | 12/7/2012 9:25:57 AM |
nerdfactor | $25.00 | 12/7/2012 9:28:35 AM |
Kijib | $25.00 | 12/7/2012 9:30:17 AM |
kind-genuine-dough | $25.00 | 12/7/2012 9:31:05 AM |
Savings_EQ_Dignity | $50.00 | 12/7/2012 9:31:34 AM |
littlemonkey | $25.00 | 12/7/2012 9:31:47 AM |
nimble-revenue0 | $50.00 | 12/7/2012 9:32:04 AM |
rulender | $25.00 | 12/7/2012 9:38:16 AM |
famous-ore2 | $50.00 | 12/7/2012 9:39:14 AM |
camaraderi-universe2 | $25.00 | 12/7/2012 9:40:20 AM |
first-favorite-bonus9 | $25.00 | 12/7/2012 9:44:10 AM |
Print88 | $25.00 | 12/7/2012 9:44:42 AM |
investment-network | $50.00 | 12/7/2012 9:45:24 AM |
RusRobo | $25.00 | 12/7/2012 9:47:57 AM |
wealth-nexus091 | $25.00 | 12/7/2012 9:48:08 AM |
ThomasC | $50.00 | 12/7/2012 9:49:43 AM |
boj2007 | $25.00 | 12/7/2012 9:50:15 AM |
yenlowang | $25.00 | 12/7/2012 9:51:50 AM |
openness-molecule2 | $100.00 | 12/7/2012 8:51:58 AM |
Dave0 | $25.00 | 12/7/2012 9:52:58 AM |
sharpey | $25.00 | 12/7/2012 9:53:01 AM |
mosby | $25.00 | 12/7/2012 9:56:56 AM |
loiosh | $25.00 | 12/7/2012 9:57:18 AM |
orange-courageous-dedication | $25.00 | 12/7/2012 9:58:40 AM |
darknesscrown | $25.00 | 12/7/2012 9:59:41 AM |
wealthstar | $25.00 | 12/7/2012 9:59:46 AM |
solarwind | $25.00 | 12/7/2012 10:00:23 AM |
elasermd | $50.00 | 12/7/2012 10:02:15 AM |
thoughtful-fairness2 | $25.00 | 12/7/2012 10:02:59 AM |
worth-web5 | $50.00 | 12/7/2012 10:04:43 AM |
oracle3 | $50.00 | 12/7/2012 10:07:07 AM |
delivery | $25.00 | 12/7/2012 10:09:29 AM |
adevadeh | $25.00 | 12/7/2012 9:12:29 AM |
bold-worth-wrangler | $50.00 | 12/7/2012 9:30:42 AM |
FlyingBobo | $25.00 | 12/7/2012 9:30:45 AM |
PJE | $25.00 | 12/7/2012 10:14:13 AM |
SAVMYSOL | $25.00 | 12/7/2012 9:39:40 AM |
NR | $25.00 | 12/7/2012 9:41:03 AM |
cpblue79 | $100.00 | 12/7/2012 10:22:44 AM |
compassionate-fairness6 | $25.00 | 12/7/2012 9:42:18 AM |
bndlending2u | $25.00 | 12/7/2012 10:23:51 AM |
holesome | $25.00 | 12/7/2012 9:43:34 AM |
dough-cherry4 | $25.00 | 12/7/2012 10:25:16 AM |
Aimvest | $25.00 | 12/7/2012 9:43:56 AM |
yukongin | $50.00 | 12/7/2012 10:28:32 AM |
fotep-financial | $25.00 | 12/7/2012 9:46:07 AM |
djs81 | $75.00 | 12/7/2012 10:28:52 AM |
webwesen | $25.00 | 12/7/2012 9:46:37 AM |
note-pagoda1 | $100.00 | 12/7/2012 9:48:22 AM |
worth21 | $25.00 | 12/7/2012 9:48:41 AM |
csarradio | $25.00 | 12/7/2012 9:49:50 AM |
wetlands | $193.00 | 12/7/2012 9:24:00 AM |
cash-pie | $25.00 | 12/7/2012 10:33:43 AM |
capital-arboretum | $80.00 | 12/7/2012 10:34:27 AM |
keyfig | $25.00 | 12/7/2012 10:34:31 AM |
active-reward7 | $50.00 | 12/7/2012 9:52:35 AM |
JoyfulVegetarian | $25.00 | 12/7/2012 9:53:07 AM |
blackbird77 | $50.00 | 12/7/2012 9:54:36 AM |
pubnat | $25.00 | 12/7/2012 9:55:24 AM |
riskadverse44 | $25.00 | 12/7/2012 9:56:50 AM |
dwilson443 | $50.00 | 12/7/2012 10:39:03 AM |
euro-speaker8 | $250.00 | 12/7/2012 10:40:05 AM |
adamnash | $25.00 | 12/7/2012 9:58:20 AM |
knowledgeable-currency6 | $25.00 | 12/7/2012 9:36:13 AM |
cingular | $25.00 | 12/7/2012 9:36:26 AM |
cebgop | $25.00 | 12/7/2012 10:06:44 AM |
Dash1111 | $25.00 | 12/7/2012 9:42:03 AM |
Bikram | $50.00 | 12/7/2012 9:42:13 AM |
selvamfinance | $25.00 | 12/7/2012 9:42:28 AM |
Spring342 | $25.00 | 12/7/2012 10:10:27 AM |
loot-heaven4 | $50.00 | 12/7/2012 9:43:29 AM |
BuffetRocks | $50.00 | 12/7/2012 9:44:06 AM |
PRGuyinVA | $25.00 | 12/7/2012 10:46:53 AM |
TSC | $50.00 | 12/7/2012 10:47:02 AM |
exchange-pledge | $50.00 | 12/7/2012 10:47:08 AM |
diligent-leverage | $25.00 | 12/7/2012 9:44:54 AM |
MrDavid | $75.00 | 12/7/2012 9:45:42 AM |
randomguy100 | $25.00 | 12/7/2012 9:47:07 AM |
spaldorpv | $100.00 | 12/7/2012 10:48:46 AM |
value-pole | $25.00 | 12/7/2012 10:15:28 AM |
MoneyMann | $25.00 | 12/7/2012 9:48:41 AM |
Panna | $25.00 | 12/7/2012 10:49:46 AM |
wtrboy | $25.00 | 12/7/2012 9:49:19 AM |
Oxbridge | $25.00 | 12/7/2012 10:17:01 AM |
wealth-influencer | $25.00 | 12/7/2012 10:17:43 AM |
enterprising-bazaar2 | $25.00 | 12/7/2012 9:50:25 AM |
ualf | $50.00 | 12/7/2012 10:51:37 AM |
lend_to_you | $25.00 | 12/7/2012 9:50:50 AM |
keeks | $25.00 | 12/7/2012 10:21:38 AM |
elated-credit30 | $100.00 | 12/7/2012 10:52:46 AM |
sound | $50.00 | 12/7/2012 10:23:29 AM |
LowLeftJim | $25.00 | 12/7/2012 9:53:23 AM |
Daneistes | $50.00 | 12/7/2012 9:53:37 AM |
Imageloan | $25.00 | 12/7/2012 10:25:02 AM |
dnathe4th | $50.00 | 12/7/2012 9:54:24 AM |
bold-felicity-image | $100.00 | 12/7/2012 10:54:06 AM |
bdiddy1268 | $25.00 | 12/7/2012 10:27:16 AM |
larslfe | $25.00 | 12/7/2012 10:55:30 AM |
jjb3 | $25.00 | 12/7/2012 10:30:29 AM |
golfNW4714 | $25.00 | 12/7/2012 10:56:01 AM |
NLB-PHX | $25.00 | 12/7/2012 10:30:48 AM |
shorthairedg | $25.00 | 12/7/2012 9:57:14 AM |
soheagle | $25.00 | 12/7/2012 9:57:52 AM |
Hogpilot | $50.00 | 12/7/2012 10:32:30 AM |
Cheburashka | $30.00 | 12/7/2012 10:32:40 AM |
unforgettable-wealth4 | $50.00 | 12/7/2012 10:59:52 AM |
jasonblings | $25.00 | 12/7/2012 10:59:55 AM |
totoro | $25.00 | 12/7/2012 11:01:04 AM |
ocho | $25.00 | 12/7/2012 10:01:57 AM |
siddman | $25.00 | 12/7/2012 11:01:57 AM |
Marfloogan | $25.00 | 12/7/2012 11:02:13 AM |
intuitive-integrity9 | $50.00 | 12/7/2012 10:03:29 AM |
kbodendorf | $25.00 | 12/7/2012 10:35:21 AM |
ManyBlessings | $25.00 | 12/7/2012 10:36:07 AM |
masonn | $50.00 | 12/7/2012 11:03:50 AM |
excellent-greenback | $50.00 | 12/7/2012 11:03:54 AM |
emprestador | $25.00 | 12/7/2012 10:06:40 AM |
perls | $100.00 | 12/7/2012 10:37:41 AM |
dtrain5 | $50.00 | 12/7/2012 11:04:52 AM |
jbaum | $40.00 | 12/7/2012 10:08:32 AM |
durability-chestnut0 | $100.00 | 12/7/2012 11:05:17 AM |
adelaide-moira | $25.00 | 12/7/2012 10:40:19 AM |
bigballer105 | $50.00 | 12/7/2012 10:40:23 AM |
ctgscott | $25.00 | 12/7/2012 10:12:08 AM |
majestic-principal1 | $25.00 | 12/7/2012 10:12:41 AM |
Choronodon | $25.00 | 12/7/2012 11:08:23 AM |
currency-agave | $50.00 | 12/7/2012 11:11:22 AM |
credit-statuette8 | $25.00 | 12/7/2012 10:15:23 AM |
lendermender | $25.00 | 12/7/2012 10:15:58 AM |
reaction5 | $25.00 | 12/7/2012 10:23:45 AM |
locomotive7 | $25.00 | 12/7/2012 10:24:36 AM |
brstern2 | $25.00 | 12/7/2012 10:26:19 AM |
poster177 | $50.00 | 12/7/2012 10:46:29 AM |
systematic-dollar9 | $25.00 | 12/7/2012 10:47:06 AM |
point-zebra | $25.00 | 12/7/2012 10:48:12 AM |
mulberry4 | $50.00 | 12/7/2012 10:48:52 AM |
RedGranite | $40.00 | 12/7/2012 10:49:15 AM |
mg6619 | $25.00 | 12/7/2012 10:50:01 AM |
important-penny3 | $25.00 | 12/7/2012 10:51:07 AM |
money-explorer3 | $25.00 | 12/7/2012 10:35:02 AM |
azarael | $25.00 | 12/7/2012 10:36:23 AM |
Philolend | $25.00 | 12/7/2012 10:58:20 AM |
Clambake | $25.00 | 12/7/2012 10:39:49 AM |
productive-principal7 | $25.00 | 12/7/2012 10:40:00 AM |
diversification-surge | $25.00 | 12/7/2012 10:41:11 AM |
investor7257 | $25.00 | 12/7/2012 11:01:38 AM |
abasvram | $25.00 | 12/7/2012 10:42:20 AM |
LAKESPRING | $25.00 | 12/7/2012 11:10:41 AM |
awe-inspiring-nickel2 | $25.00 | 12/7/2012 10:46:22 AM |
Mantis75 | $25.00 | 12/7/2012 10:46:57 AM |
power-trophy7 | $25.00 | 12/7/2012 10:47:04 AM |
wrchism | $50.00 | 12/7/2012 10:47:45 AM |
kanpur63 | $25.00 | 12/7/2012 10:47:57 AM |
dfealk | $25.00 | 12/7/2012 10:48:17 AM |
bitsybeeline | $25.00 | 12/7/2012 10:49:29 AM |
transparency-halo | $25.00 | 12/7/2012 10:51:25 AM |
tedsrfdude | $25.00 | 12/7/2012 10:51:39 AM |
blooming-market | $25.00 | 12/7/2012 10:53:31 AM |
MVP2008 | $25.00 | 12/7/2012 10:57:34 AM |
brilliant-revenue | $50.00 | 12/7/2012 10:58:38 AM |
first-coin-tweet | $25.00 | 12/7/2012 11:01:55 AM |
wjf60 | $50.00 | 12/7/2012 11:02:21 AM |
403 Investments
|
Borrower Payment Dependent Notes Series
669296
This series of Notes was issued and sold upon the funding of the borrower loan #79285, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,300.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| Nov-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 23.19% |
Borrower rate/APR:
| 24.19% / 28.03% |
Monthly payment:
| $90.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.26% | | |
| |
Estimated return*:
| 10.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1983 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 10 |
Current / open credit lines:
| 14
/
14 | Length of status: | 3y 0m |
Amount delinquent:
| $6,725 |
Total credit lines:
| 50 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $16,725 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| durability-guitar2 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
WalnutCreekguy | $50.00 | 11/29/2012 9:21:18 AM |
transaction-seahorse0 | $25.00 | 11/29/2012 11:06:42 AM |
kenji4861 | $25.00 | 12/5/2012 9:39:42 AM |
zipemdown | $25.00 | 12/6/2012 6:05:07 PM |
valiant-return584 | $50.00 | 12/7/2012 6:10:22 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:50 PM |
aggresive-compassion612 | $25.00 | 12/10/2012 9:58:32 AM |
scrappy-diversification7 | $1,639.00 | 12/10/2012 7:00:35 PM |
kind-soulful-worth1 | $15.82 | 12/10/2012 9:35:50 PM |
LuvToLend | $25.00 | 11/29/2012 9:28:13 AM |
return-point2 | $100.00 | 11/29/2012 9:01:03 AM |
mrxtravis | $25.00 | 11/30/2012 6:58:15 PM |
well-rounded-payout0 | $50.00 | 12/1/2012 1:07:42 PM |
PFTLender | $25.00 | 12/4/2012 3:05:34 PM |
power-spartan5 | $25.00 | 12/7/2012 10:43:59 AM |
BostonCapital | $100.00 | 12/7/2012 10:50:08 AM |
EclipseDirect | $45.18 | 12/10/2012 8:54:43 PM |
lundyloan | $25.00 | 12/10/2012 9:24:56 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
669582
This series of Notes was issued and sold upon the funding of the borrower loan #79274, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Nov-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-01-2012 |
|
Lender yield:
| 22.33% |
Borrower rate/APR:
| 23.33% / 25.86% |
Monthly payment:
| $425.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.76% | | |
| |
Estimated return*:
| 12.77% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 63% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 12y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $18,479 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| commitment-nucleus1 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
to pay off credit cards
My financial situation:
I am a good candidate for this loan because...
i work hard for a living and would let to get ahead
Monthly net income: $2800.00
Monthly expenses: $900.00
Housing: $400.00
Insurance: $100.00
Car expenses: $510.00
Utilities: $125.00
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lean-dedication | $25.00 | 11/18/2012 12:17:37 PM |
liberty-tostada7 | $50.00 | 11/18/2012 2:16:28 PM |
berniemadeoff | $70.00 | 11/18/2012 12:16:45 PM |
Dubbs360 | $50.00 | 11/18/2012 12:42:26 PM |
Money__Tree | $200.00 | 11/18/2012 1:23:31 PM |
the-silver-blaster | $60.00 | 11/18/2012 6:03:51 PM |
unassuming-p2ploan774 | $50.00 | 11/18/2012 9:21:33 PM |
kind-lovely-marketplace | $50.00 | 11/19/2012 9:31:46 AM |
bid-tweet7 | $25.00 | 11/19/2012 8:58:05 AM |
thrilling-fund427 | $50.00 | 11/19/2012 9:22:13 AM |
successful-agreement7 | $100.00 | 11/19/2012 9:29:48 AM |
responsibility-butterfly | $50.00 | 11/21/2012 6:21:34 PM |
cr8on | $30.00 | 11/22/2012 5:57:17 PM |
wealth-competitor | $25.00 | 11/23/2012 4:18:42 PM |
dunkard13 | $100.00 | 11/25/2012 12:36:38 PM |
tech310 | $43.00 | 11/26/2012 9:01:31 AM |
auction-iris9 | $120.00 | 11/27/2012 10:55:11 AM |
monster4 | $50.00 | 11/27/2012 11:00:35 AM |
dunox | $75.00 | 11/27/2012 5:16:28 PM |
Occhy | $25.00 | 11/28/2012 7:44:16 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:53:32 AM |
first-rate-mongoose | $25.00 | 11/30/2012 2:17:23 PM |
truth-seeker8 | $100.00 | 11/30/2012 4:11:50 PM |
social-cocktail1 | $200.00 | 11/30/2012 5:05:30 PM |
gizzywump | $25.00 | 11/30/2012 1:55:33 PM |
ahalls | $25.00 | 11/30/2012 5:26:47 PM |
durability-ace9 | $25.00 | 11/30/2012 5:39:19 PM |
spark548 | $100.00 | 11/30/2012 4:11:16 PM |
E-2 | $100.00 | 11/30/2012 4:14:09 PM |
bountiful-social976 | $50.00 | 11/30/2012 6:09:33 PM |
kulender | $100.00 | 11/30/2012 6:09:46 PM |
wwwUniversal | $25.00 | 11/30/2012 6:16:37 PM |
shmb6508 | $50.00 | 11/30/2012 6:16:57 PM |
Thunderswan | $100.00 | 11/30/2012 4:37:29 PM |
Palacios | $50.00 | 11/30/2012 6:31:59 PM |
wetlands | $200.00 | 11/30/2012 4:32:33 PM |
LeReve | $500.00 | 11/30/2012 4:43:03 PM |
hostbank | $100.00 | 11/30/2012 5:21:52 PM |
compassionate-auction6 | $150.00 | 11/30/2012 5:11:40 PM |
svandgts | $25.00 | 11/30/2012 5:26:13 PM |
Lambo168 | $50.00 | 11/30/2012 10:40:06 PM |
return-statuette139 | $50.00 | 11/30/2012 5:34:11 PM |
best-witty-income | $25.00 | 11/30/2012 5:24:49 PM |
wale-ld | $50.00 | 12/1/2012 3:46:05 AM |
wise-charming-reward | $300.00 | 12/1/2012 5:32:04 AM |
MakeItPour | $25.00 | 11/30/2012 5:43:36 PM |
pierrelasvegas | $25.00 | 11/30/2012 5:55:06 PM |
NorthwestLoan1 | $240.00 | 11/30/2012 5:48:36 PM |
Mathon | $25.00 | 11/30/2012 6:06:18 PM |
red-power-pecan | $50.00 | 11/30/2012 6:19:29 PM |
money-bauble | $100.00 | 11/30/2012 6:35:29 PM |
shrewd-truth1 | $25.00 | 11/30/2012 6:40:05 PM |
wilcofl | $25.00 | 11/30/2012 6:47:31 PM |
Cory79 | $38.37 | 11/30/2012 8:36:31 PM |
CarnageAsada | $25.00 | 11/30/2012 8:43:36 PM |
felicity-scout5 | $25.00 | 11/30/2012 11:15:55 PM |
reinforced-velocity158 | $25.00 | 11/30/2012 9:00:01 PM |
generosity-leather858 | $25.00 | 12/1/2012 3:49:47 AM |
valiant-return584 | $50.00 | 11/18/2012 12:57:32 PM |
houli123 | $25.00 | 11/18/2012 12:44:45 PM |
money-genome84 | $250.00 | 11/18/2012 12:56:41 PM |
compoundinterest | $25.00 | 11/18/2012 1:08:53 PM |
chris-heretoinvest | $25.00 | 11/18/2012 7:46:02 PM |
duty-accomplishment | $25.00 | 11/19/2012 9:17:51 AM |
Detour11 | $25.00 | 11/19/2012 12:41:59 PM |
octoberfresh | $25.00 | 11/19/2012 6:40:09 PM |
Zorro_970 | $100.00 | 11/21/2012 12:03:00 PM |
point-oyster5 | $25.00 | 11/21/2012 5:28:01 PM |
persist_in_doing | $25.00 | 11/22/2012 9:37:55 AM |
return-point2 | $100.00 | 11/24/2012 7:02:20 AM |
deal-selector5 | $25.00 | 11/26/2012 3:01:16 PM |
fervent-commerce | $25.00 | 11/26/2012 6:09:28 PM |
WalnutCreekguy | $50.00 | 11/26/2012 6:58:33 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:26:35 AM |
Kaj | $25.00 | 11/29/2012 6:29:25 PM |
Greenbak | $25.00 | 11/30/2012 2:27:05 PM |
tolerant-responsibility051 | $2,000.00 | 11/30/2012 2:46:23 PM |
deal-pioneer1 | $33.04 | 11/30/2012 4:05:50 PM |
platinum-attraction | $25.00 | 11/30/2012 4:45:19 PM |
kindness-electron577 | $25.00 | 11/30/2012 5:10:03 PM |
palmetto933 | $25.00 | 11/30/2012 5:16:55 PM |
brilliant-market680 | $25.00 | 11/30/2012 1:57:24 PM |
diverse-power114 | $25.00 | 11/30/2012 3:21:56 PM |
Index_Plus | $4,500.00 | 11/30/2012 3:42:32 PM |
capital-magician561 | $25.00 | 11/30/2012 2:58:46 PM |
illustrado | $25.00 | 11/30/2012 5:47:02 PM |
triguy | $750.00 | 11/30/2012 3:43:47 PM |
finance-prescription | $100.00 | 11/30/2012 5:48:25 PM |
transaction-locomotive183 | $25.00 | 11/30/2012 5:52:15 PM |
sympathetic-coin6 | $100.00 | 11/30/2012 5:58:07 PM |
strive2 | $25.00 | 11/30/2012 6:00:11 PM |
ore-authority2 | $50.00 | 11/30/2012 6:01:32 PM |
bid-banjo3 | $100.00 | 11/30/2012 4:19:56 PM |
wise-felicity-blossom | $100.00 | 11/30/2012 4:16:45 PM |
mmills1220 | $25.00 | 11/30/2012 4:26:15 PM |
Fortuno_per_commodo | $25.00 | 11/30/2012 6:20:49 PM |
Mathiaslh | $25.00 | 11/30/2012 6:40:24 PM |
handshake5 | $100.00 | 11/30/2012 5:04:24 PM |
valiant-liberty4 | $25.00 | 11/30/2012 5:09:44 PM |
subtle-bill727 | $25.00 | 11/30/2012 5:25:49 PM |
principal-recorder0 | $25.00 | 11/30/2012 10:06:32 PM |
supreme-treasure8 | $100.00 | 11/30/2012 5:19:52 PM |
cash-kin7 | $25.00 | 11/30/2012 5:24:00 PM |
1randyp | $25.00 | 11/30/2012 5:28:19 PM |
melodious-fairness | $50.00 | 11/30/2012 5:35:42 PM |
nimble-revenue5 | $100.00 | 11/30/2012 5:58:04 PM |
NickelSteamroller | $25.00 | 11/30/2012 5:48:20 PM |
economy-producer | $25.00 | 11/30/2012 5:50:06 PM |
EBITDA | $25.00 | 11/30/2012 6:02:49 PM |
velocity-solo | $25.00 | 11/30/2012 6:19:41 PM |
proper-exchange8 | $50.00 | 11/30/2012 6:31:53 PM |
pollosquawk | $26.00 | 11/30/2012 6:13:49 PM |
Beld | $50.00 | 11/30/2012 6:38:37 PM |
JandJ-Bank | $25.00 | 11/30/2012 6:59:13 PM |
pappiandel | $25.00 | 11/30/2012 7:01:27 PM |
Trentsteel_98 | $25.00 | 11/30/2012 6:32:49 PM |
sinner_c5 | $30.00 | 11/30/2012 9:31:50 PM |
durability-goat644 | $50.00 | 11/30/2012 11:35:10 PM |
urbane-benjamins4 | $25.00 | 11/30/2012 11:45:18 PM |
finance-coyote3 | $859.59 | 12/1/2012 5:38:10 AM |
120 Investments
|
Borrower Payment Dependent Notes Series
669890
This series of Notes was issued and sold upon the funding of the borrower loan #78789, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Nov-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-01-2012 |
|
Lender yield:
| 18.82% |
Borrower rate/APR:
| 19.82% / 22.26% |
Monthly payment:
| $527.88 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.77% | | |
| |
Estimated return*:
| 12.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 29% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,790 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| social-edifice |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation & Home improvement & Car Repair
This loan will be used to...
My financial situation Credit Score 750
I am a good candidate for this loan because... It well help me save money and pay my credit cards off faster
Monthly net income: $4,000.00
Monthly expenses: $
Housing: $1,100.00
Insurance: $
Car expenses: $50.00
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ Credit Cards 15,000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $1,000.00 | 11/23/2012 7:27:04 AM |
green-high-five7 | $65.00 | 11/21/2012 9:23:27 AM |
tolerant-dime2 | $25.00 | 11/21/2012 9:26:10 AM |
community-burrito9 | $35.00 | 11/21/2012 9:07:38 AM |
successful-agreement7 | $100.00 | 11/21/2012 11:59:29 AM |
octoberfresh | $25.00 | 11/21/2012 11:10:41 AM |
payment-halo | $25.00 | 11/21/2012 11:57:43 AM |
kind-lovely-marketplace | $50.00 | 11/21/2012 12:01:13 PM |
wetlands | $200.00 | 11/21/2012 12:08:44 PM |
windguy | $50.00 | 11/21/2012 12:13:24 PM |
john0720 | $25.00 | 11/23/2012 5:05:36 PM |
RothySkynx | $25.00 | 11/24/2012 12:08:19 PM |
DevinHill_IRA | $25.00 | 11/24/2012 12:26:49 PM |
deal-selector5 | $25.00 | 11/25/2012 7:52:01 AM |
Interest2thePeople | $100.00 | 11/27/2012 9:39:58 AM |
tolerant-responsibility051 | $679.00 | 11/27/2012 10:28:37 AM |
compoundinterest | $25.00 | 11/27/2012 10:39:00 AM |
LeReve | $500.00 | 11/27/2012 10:51:24 AM |
Jalebi | $33.00 | 11/27/2012 11:24:46 AM |
magical-credit523 | $25.00 | 11/27/2012 5:38:17 PM |
return-statuette139 | $50.00 | 11/27/2012 5:42:57 PM |
top-community-voyage | $50.00 | 11/27/2012 5:31:46 PM |
Arvicco | $69.00 | 11/27/2012 5:34:16 PM |
riskreward | $250.00 | 11/27/2012 6:02:45 PM |
TumbleWeed88 | $25.00 | 11/27/2012 6:19:49 PM |
Preferred-Lender | $25.00 | 11/27/2012 6:31:05 PM |
vkm2000 | $25.00 | 11/27/2012 7:15:03 PM |
kulender | $100.00 | 11/27/2012 8:17:13 PM |
mbell | $25.00 | 11/28/2012 9:54:34 AM |
bewitching-dollar5 | $200.00 | 11/28/2012 9:59:57 AM |
EnglishGeekInNYC | $25.00 | 11/28/2012 10:53:03 AM |
asset-portait013 | $100.00 | 11/28/2012 1:33:45 PM |
persistent-dinero953 | $35.00 | 11/28/2012 1:51:44 PM |
sympathetic-funds818 | $50.00 | 11/28/2012 4:05:11 PM |
NickelSteamroller | $25.00 | 11/28/2012 6:06:10 PM |
UT-Longhorn | $25.00 | 11/29/2012 8:57:17 AM |
Krozy | $25.00 | 11/28/2012 9:00:28 PM |
greenback-amplifier | $25.00 | 11/28/2012 10:26:40 PM |
Lender2895a | $100.00 | 11/29/2012 5:06:13 AM |
The_Minimalist | $25.00 | 11/29/2012 5:46:41 AM |
green-loyalty-web | $25.00 | 11/29/2012 9:26:49 AM |
Aimvest | $25.00 | 11/29/2012 9:48:05 AM |
Kame | $25.00 | 11/29/2012 9:54:47 AM |
diplomatic-wealth494 | $100.00 | 11/29/2012 9:51:48 AM |
loot-prescription3 | $25.00 | 11/29/2012 11:30:31 AM |
dollardave | $50.00 | 11/29/2012 12:36:27 PM |
rescue | $100.00 | 11/29/2012 5:21:45 PM |
structure9 | $25.00 | 11/29/2012 11:12:11 AM |
first-graceful-contract | $25.00 | 11/29/2012 1:48:23 PM |
transparency-sapling | $25.00 | 11/29/2012 5:08:40 PM |
friendly-yield187 | $25.00 | 11/29/2012 6:58:57 PM |
IPlayOutsideTheBox | $25.00 | 11/30/2012 4:12:16 AM |
Schuld66 | $25.00 | 11/29/2012 7:05:36 PM |
britgsb | $50.00 | 11/30/2012 9:42:53 AM |
franzzua | $25.00 | 11/30/2012 6:47:18 AM |
proud-dollar1 | $25.00 | 11/30/2012 7:34:26 AM |
RockAngelHair | $25.00 | 11/30/2012 8:36:41 AM |
helpful-payout | $25.00 | 11/30/2012 8:49:43 AM |
CPAMAN | $25.00 | 11/30/2012 11:31:34 AM |
SummitAdvisors | $50.00 | 11/30/2012 11:36:53 AM |
no_agenda_lender | $25.00 | 11/30/2012 10:35:56 AM |
hope-eagle6 | $25.00 | 11/30/2012 10:47:32 AM |
neighborly-truth1 | $25.00 | 11/30/2012 1:14:11 PM |
contract-snowdome493 | $25.00 | 11/30/2012 1:44:48 PM |
first-rate-mongoose | $25.00 | 11/30/2012 2:17:24 PM |
transaction-animal8 | $25.00 | 11/30/2012 11:33:11 AM |
psbruce | $25.00 | 11/30/2012 11:35:10 AM |
new-start18100 | $25.00 | 11/30/2012 11:48:00 AM |
prohelper | $25.00 | 11/30/2012 11:48:49 AM |
madpinto21 | $50.00 | 11/30/2012 11:51:18 AM |
E-2 | $100.00 | 11/30/2012 4:13:34 PM |
durable-p2ploan0 | $25.00 | 11/30/2012 11:59:32 AM |
NoCal | $50.00 | 11/30/2012 12:13:50 PM |
finance-coyote3 | $3,000.00 | 11/30/2012 12:31:41 PM |
newest-peace-surgeon | $51.00 | 11/30/2012 1:22:50 PM |
antlr | $25.00 | 11/30/2012 8:31:28 PM |
majestic-duty4 | $25.00 | 11/30/2012 5:08:10 PM |
urbane-benjamins4 | $25.00 | 11/30/2012 11:45:25 PM |
Sutpen55 | $25.00 | 12/1/2012 6:01:15 AM |
SunriseTrader1 | $25.00 | 12/1/2012 6:42:41 AM |
compassion-ladder9 | $25.00 | 12/1/2012 8:11:37 AM |
community-gorilla | $25.00 | 12/1/2012 8:55:02 AM |
urbane-income7 | $25.00 | 11/30/2012 6:30:45 PM |
california111 | $25.00 | 11/30/2012 10:45:10 PM |
hope-equation | $25.00 | 12/1/2012 12:12:23 PM |
jpac1066 | $25.00 | 12/1/2012 5:41:53 AM |
WolRab | $50.00 | 12/1/2012 12:15:38 PM |
tremendous-integrity | $35.00 | 12/1/2012 12:19:11 PM |
gold-gazelle | $25.00 | 12/1/2012 12:23:12 PM |
Huck007 | $25.00 | 12/1/2012 12:25:36 PM |
Victor-E-Lane | $25.00 | 12/1/2012 12:30:30 PM |
Pasagam | $35.00 | 12/1/2012 12:37:45 PM |
heavenly-bazaar3 | $100.00 | 12/1/2012 12:38:05 PM |
worldly-commitment173 | $53.00 | 12/1/2012 12:40:16 PM |
angelinvestor2 | $40.00 | 12/1/2012 12:41:30 PM |
cargo414 | $25.00 | 12/1/2012 12:43:39 PM |
poeman | $25.00 | 12/1/2012 12:45:05 PM |
Iwillhuntyoudown | $25.00 | 12/1/2012 11:00:38 AM |
jasperus | $25.00 | 12/1/2012 12:01:58 PM |
deal-wheel6 | $25.00 | 12/1/2012 11:45:45 AM |
durability-balance4 | $50.00 | 12/1/2012 12:02:57 PM |
rcm87 | $50.00 | 12/1/2012 12:02:04 PM |
rogue_monster | $50.00 | 12/1/2012 12:05:31 PM |
SpareChangeHero | $25.00 | 12/1/2012 12:04:52 PM |
impressive-loan | $100.00 | 12/1/2012 12:09:22 PM |
fairness-formula0 | $25.00 | 12/1/2012 12:08:14 PM |
attentive-kindness641 | $65.00 | 12/1/2012 12:08:18 PM |
commerce-web5 | $25.00 | 12/1/2012 12:11:00 PM |
agreement-guild | $50.00 | 12/1/2012 12:09:51 PM |
cnovak | $25.00 | 12/1/2012 12:11:51 PM |
prudent-deal662 | $25.00 | 12/1/2012 12:11:58 PM |
bill-solo | $25.00 | 12/1/2012 12:15:31 PM |
wolf1333 | $25.00 | 12/1/2012 12:16:20 PM |
heart514 | $25.00 | 12/1/2012 12:16:49 PM |
ivadood | $50.00 | 12/1/2012 12:20:21 PM |
rhyno92 | $50.00 | 12/1/2012 12:22:11 PM |
dominickf | $50.00 | 12/1/2012 12:21:18 PM |
investment-kingdom | $25.00 | 12/1/2012 12:21:29 PM |
DcUnited | $25.00 | 12/1/2012 12:22:45 PM |
josuae | $25.00 | 12/1/2012 12:24:10 PM |
palmetto933 | $25.00 | 12/1/2012 12:27:37 PM |
openness-linkage | $25.00 | 12/1/2012 12:28:12 PM |
p2p-czar3 | $25.00 | 12/1/2012 12:28:02 PM |
unforgettable-wealth4 | $50.00 | 12/1/2012 12:33:30 PM |
transaction-hugger4 | $100.00 | 12/1/2012 12:36:06 PM |
banchan | $37.00 | 12/1/2012 12:33:50 PM |
enthralling-deal53 | $100.00 | 12/1/2012 12:37:57 PM |
rate-mogul | $40.00 | 12/1/2012 12:34:13 PM |
the-enthralling-coin | $25.00 | 12/1/2012 12:39:12 PM |
chief64 | $200.00 | 12/1/2012 12:41:45 PM |
bdloans | $36.00 | 12/1/2012 12:44:29 PM |
investisure | $50.00 | 12/1/2012 12:46:40 PM |
radforj22 | $25.00 | 12/1/2012 12:46:49 PM |
CasaDeTomas | $50.00 | 12/1/2012 12:44:05 PM |
gavinfh | $25.00 | 12/1/2012 12:46:35 PM |
DreDub | $25.00 | 11/30/2012 9:18:10 AM |
PrimeFunding | $25.00 | 11/21/2012 10:18:25 AM |
top-market-mechanic | $25.00 | 11/21/2012 9:52:15 AM |
bowdish1 | $25.00 | 11/21/2012 9:44:12 AM |
CreditBuilder2 | $25.06 | 11/21/2012 11:13:08 AM |
paxnj | $25.00 | 11/21/2012 10:35:03 AM |
responsibility-butterfly | $50.00 | 11/21/2012 10:59:55 AM |
gravbox | $25.00 | 11/21/2012 11:27:27 AM |
repayment-pagoda8 | $100.00 | 11/21/2012 11:55:23 AM |
dynrep | $25.00 | 11/21/2012 11:57:55 AM |
Zorro_970 | $100.00 | 11/21/2012 12:02:19 PM |
point-oyster5 | $25.00 | 11/21/2012 5:29:03 PM |
cr8on | $30.00 | 11/22/2012 9:05:25 AM |
persist_in_doing | $25.00 | 11/22/2012 9:38:33 AM |
bazaar-tulip | $25.00 | 11/22/2012 9:56:30 AM |
DevinHill_IRA | $25.00 | 11/23/2012 7:26:21 PM |
tech310 | $50.00 | 11/24/2012 12:08:49 PM |
justreturns | $25.00 | 11/24/2012 12:12:41 PM |
aquariano2 | $25.00 | 11/24/2012 4:10:29 PM |
dunkard13 | $100.00 | 11/25/2012 12:36:57 PM |
bbbshome | $25.00 | 11/26/2012 9:12:00 AM |
newest-note-journey | $25.00 | 11/26/2012 11:24:59 AM |
enthralling-investment | $25.00 | 11/27/2012 10:02:49 AM |
transparency-river1 | $750.00 | 11/27/2012 10:13:12 AM |
proper-exchange8 | $50.00 | 11/27/2012 10:40:15 AM |
auction-iris9 | $120.00 | 11/27/2012 10:56:17 AM |
bazaar-festivity | $25.00 | 11/27/2012 11:29:08 AM |
100units | $200.00 | 11/27/2012 5:21:46 PM |
astute-benjamins | $25.00 | 11/27/2012 4:43:51 PM |
dunox | $75.00 | 11/27/2012 5:16:11 PM |
mizount | $25.00 | 11/28/2012 5:39:41 AM |
wildanne | $50.00 | 11/27/2012 6:40:47 PM |
bold-felicity-image | $100.00 | 11/28/2012 6:46:45 AM |
money-bauble | $100.00 | 11/28/2012 9:44:34 AM |
dukeiyer | $25.00 | 11/28/2012 9:51:46 AM |
Investoman | $25.00 | 11/28/2012 10:22:42 AM |
Bendistraw | $50.00 | 11/28/2012 10:32:51 AM |
diversification-medalist | $25.00 | 11/28/2012 9:23:11 AM |
wealth-competitor | $25.00 | 11/28/2012 9:45:54 AM |
american6 | $50.00 | 11/28/2012 10:49:23 AM |
entertaining-revenue4 | $50.00 | 11/28/2012 10:39:15 AM |
cardminger | $25.00 | 11/28/2012 10:46:08 AM |
phenomenal-rate1 | $500.00 | 11/28/2012 1:14:33 PM |
bill-thinker135 | $35.00 | 11/28/2012 1:16:06 PM |
Good-Yield | $25.00 | 11/29/2012 9:25:04 AM |
receptive-affluence035 | $25.00 | 11/29/2012 6:39:04 AM |
the-brilliant-currency | $25.00 | 11/29/2012 10:13:11 AM |
a-rupee-chemistry | $25.00 | 11/29/2012 10:46:48 AM |
adventurer447 | $300.00 | 11/29/2012 9:32:24 AM |
new-dignified-dinero | $100.00 | 11/29/2012 10:59:38 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:06 PM |
nourishing-order8 | $50.00 | 11/29/2012 3:11:47 PM |
quest0 | $50.00 | 11/29/2012 7:48:58 PM |
loyalty-circuitry | $100.00 | 11/29/2012 5:59:45 PM |
psteveo | $25.00 | 11/30/2012 8:21:07 AM |
letsmakeitsuccessful | $25.00 | 11/30/2012 9:02:52 AM |
IP | $25.00 | 11/29/2012 6:43:01 PM |
haplender | $50.00 | 11/30/2012 9:26:51 AM |
economy-samaritan218 | $25.00 | 11/29/2012 9:26:48 PM |
resplendent-fund2 | $25.00 | 11/30/2012 12:19:35 AM |
clean-penny059 | $100.00 | 11/30/2012 5:40:08 AM |
bid-czar8 | $100.00 | 11/30/2012 10:10:24 AM |
integrity-doctor | $100.00 | 11/30/2012 7:51:08 AM |
alexander-hamilton | $200.00 | 11/30/2012 9:18:33 AM |
thepillowsack | $25.00 | 11/30/2012 9:18:41 AM |
Dharvesi | $25.00 | 11/30/2012 11:17:32 AM |
6moonbeams | $46.00 | 11/30/2012 11:18:32 AM |
shrewd-benjamins | $25.00 | 11/30/2012 9:41:04 AM |
samo102us | $25.00 | 11/30/2012 11:53:06 AM |
TomDalonajay | $25.00 | 11/30/2012 10:07:14 AM |
reflective-cash0 | $50.00 | 11/30/2012 10:30:12 AM |
wayman | $25.00 | 11/30/2012 11:03:59 AM |
the-laudable-peso | $40.00 | 11/30/2012 11:33:28 AM |
wrangler034 | $25.00 | 11/30/2012 11:24:33 AM |
progressive-economy261 | $400.00 | 11/30/2012 11:31:17 AM |
ideal-yield5 | $25.00 | 11/30/2012 11:38:47 AM |
bonus-apple | $323.41 | 11/30/2012 4:01:39 PM |
prescription0 | $50.00 | 11/30/2012 12:01:42 PM |
nex | $25.00 | 11/30/2012 12:17:35 PM |
Lilred7879 | $25.00 | 11/30/2012 12:29:37 PM |
MorleyTwirl | $50.00 | 11/30/2012 12:17:28 PM |
platinum-attraction | $25.00 | 11/30/2012 4:45:20 PM |
unassuming-p2ploan774 | $40.00 | 11/30/2012 5:20:19 PM |
Aliso-Viejo | $60.00 | 11/30/2012 1:51:02 PM |
capital-magician561 | $25.00 | 11/30/2012 2:58:50 PM |
point-hunter4 | $25.00 | 11/30/2012 4:24:10 PM |
payout-detective7 | $46.11 | 11/30/2012 4:52:25 PM |
aader | $25.00 | 11/30/2012 5:12:31 PM |
Lambo168 | $50.00 | 11/30/2012 10:40:10 PM |
benevolent-moola291 | $34.00 | 11/30/2012 5:30:05 PM |
ouyangers | $50.00 | 12/1/2012 4:55:39 AM |
somebody32 | $50.00 | 12/1/2012 6:59:38 AM |
cash-reaction2 | $25.00 | 11/30/2012 6:38:23 PM |
proper-funds8 | $50.00 | 11/30/2012 10:32:38 PM |
durability-goat644 | $50.00 | 11/30/2012 11:35:13 PM |
openness-bliss | $25.00 | 12/1/2012 12:02:51 PM |
ethical-truth211 | $400.00 | 12/1/2012 12:02:55 PM |
simpy | $25.00 | 12/1/2012 12:03:04 PM |
euro-speaker8 | $250.00 | 12/1/2012 12:06:04 PM |
piter-to-la-investment | $25.00 | 12/1/2012 12:06:09 PM |
downtownfarm | $25.00 | 12/1/2012 12:06:57 PM |
uncleharold | $25.00 | 12/1/2012 12:12:20 PM |
CSUgrad08 | $25.00 | 12/1/2012 12:14:28 PM |
PRGuyinVA | $25.00 | 12/1/2012 12:15:45 PM |
skuba | $50.00 | 12/1/2012 12:16:54 PM |
bold-payment-guard | $50.00 | 12/1/2012 12:19:58 PM |
julijask | $33.00 | 12/1/2012 12:21:20 PM |
cozy-ore516 | $25.00 | 12/1/2012 7:16:48 AM |
IterationX | $25.00 | 12/1/2012 12:21:51 PM |
bid-plato6 | $25.00 | 12/1/2012 12:23:14 PM |
Tradesmanlender | $25.00 | 12/1/2012 12:28:53 PM |
phenomenal-gain5 | $25.00 | 12/1/2012 8:38:02 AM |
wise-rupee-sanctuary | $50.00 | 12/1/2012 12:32:52 PM |
srgriff | $25.00 | 12/1/2012 12:34:21 PM |
brightest-breathtaking-finance | $33.00 | 12/1/2012 12:39:36 PM |
worth-web5 | $50.00 | 12/1/2012 12:43:16 PM |
bvzm | $25.00 | 12/1/2012 12:43:23 PM |
Herluftrolle | $25.00 | 12/1/2012 12:46:55 PM |
sr47567 | $11.42 | 12/1/2012 12:47:05 PM |
careful-dinero21 | $100.00 | 12/1/2012 11:01:47 AM |
return-exchanger355 | $100.00 | 12/1/2012 12:01:55 PM |
miamibeachloaner | $81.00 | 12/1/2012 12:03:41 PM |
transparency-halo | $25.00 | 12/1/2012 12:04:08 PM |
investment-pro4 | $50.00 | 12/1/2012 12:06:21 PM |
sharpey | $25.00 | 12/1/2012 12:07:00 PM |
larrybird | $157.00 | 12/1/2012 12:07:34 PM |
Banker7371 | $25.00 | 12/1/2012 12:09:18 PM |
Batman518 | $25.00 | 12/1/2012 12:09:20 PM |
kind-payment-viking3 | $100.00 | 12/1/2012 12:10:28 PM |
resolute-worth4 | $50.00 | 12/1/2012 12:12:31 PM |
squeebie | $36.00 | 12/1/2012 12:13:35 PM |
the-magnificent-loan | $76.00 | 12/1/2012 12:16:24 PM |
bid-papyrus | $25.00 | 12/1/2012 12:17:01 PM |
BlindJoeDeath | $50.00 | 12/1/2012 12:19:42 PM |
gold-commander0 | $25.00 | 12/1/2012 12:19:53 PM |
the-auction-bear | $25.00 | 12/1/2012 12:20:51 PM |
Cheburashka | $30.00 | 12/1/2012 12:21:00 PM |
dime-explosion | $25.00 | 12/1/2012 12:22:06 PM |
fantastic-bazaar2 | $50.00 | 12/1/2012 12:24:18 PM |
return-daydream | $25.00 | 12/1/2012 12:28:09 PM |
slartibardfast | $25.00 | 12/1/2012 12:29:21 PM |
StarE | $25.00 | 12/1/2012 12:31:19 PM |
mtp | $33.00 | 12/1/2012 12:32:57 PM |
math1973 | $50.00 | 12/1/2012 12:39:21 PM |
p2p-harmony | $27.00 | 12/1/2012 12:36:59 PM |
intuitive-benefit3 | $100.00 | 12/1/2012 12:39:02 PM |
repayment-chihuahua3 | $25.00 | 12/1/2012 12:39:07 PM |
molam4u | $25.00 | 12/1/2012 12:39:38 PM |
Cubsfan07 | $25.00 | 12/1/2012 12:45:31 PM |
284 Investments
|
Borrower Payment Dependent Notes Series
670568
This series of Notes was issued and sold upon the funding of the borrower loan #79196, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 9.42% |
Borrower rate/APR:
| 10.42% / 12.65% |
Monthly payment:
| $429.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.25% | | |
| |
Estimated return*:
| 7.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1984 |
Debt/Income ratio:
| 13% |
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 10y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,395 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| felicity-wizard7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: This loan will be used to...pay off credit cards and put new flooring in my houseMy financial situation: I am a good candidate for this loan because.I have excellent credit and want to continue to keep it that way. I am a state worker and my salary was reduced by 15% for 18 months and currently is reduced by 5%. I incurred debt trying to stay afloat and would like to consolidate. I have realized that I can live off of less and do less. I would like to feel more comfortable monthly by consolidating and getting rid of credit cards except for one. My flooring in my house is 17 years old and it's time to replace it.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
special-transparency2 | $25.00 | 11/27/2012 5:07:22 PM |
indomitable-coin | $25.00 | 11/27/2012 5:25:08 PM |
Dollars4Rent | $50.00 | 11/27/2012 6:54:07 PM |
gold-hero4 | $50.00 | 11/27/2012 6:54:51 PM |
windguy | $50.00 | 11/27/2012 5:33:16 PM |
Zolton | $300.00 | 11/27/2012 5:59:47 PM |
marketplace-singularity3 | $25.00 | 11/28/2012 6:28:04 AM |
natural-worth9 | $100.00 | 11/28/2012 9:23:21 AM |
Arvicco | $400.00 | 11/28/2012 1:48:36 PM |
ready-interest9 | $25.00 | 11/28/2012 10:57:30 AM |
tender-integrity3 | $100.00 | 11/28/2012 7:10:10 PM |
loot-prescription3 | $40.00 | 11/29/2012 5:59:16 AM |
durable-p2ploan0 | $25.00 | 11/30/2012 11:57:05 AM |
corndog4000 | $30.00 | 11/30/2012 12:05:38 PM |
Rivervale_Westwood | $25.00 | 11/30/2012 5:11:21 PM |
astute-benjamins | $25.00 | 11/30/2012 5:55:45 PM |
bowdish1 | $75.00 | 11/30/2012 6:22:45 PM |
aabadabadoo | $25.00 | 11/30/2012 6:25:47 PM |
duty-accomplishment | $25.00 | 11/30/2012 11:51:24 PM |
mindful-generosity1 | $50.00 | 12/1/2012 1:15:35 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:51 PM |
orchestra960 | $278.00 | 12/3/2012 5:22:37 PM |
repayment-pagoda8 | $100.00 | 12/3/2012 5:26:24 PM |
kevin314 | $25.00 | 12/4/2012 9:40:52 AM |
whipone | $25.00 | 12/4/2012 11:10:53 AM |
AFairDeal | $25.00 | 12/5/2012 9:12:33 AM |
camaraderi-popcorn | $25.00 | 12/5/2012 9:28:29 AM |
market-maximizer472 | $25.00 | 12/5/2012 9:24:23 AM |
american6 | $50.00 | 12/5/2012 10:51:07 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:06:57 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:56 AM |
graceful-silver38 | $25.00 | 12/5/2012 1:35:13 PM |
enriching-trade2 | $50.00 | 12/5/2012 5:12:03 PM |
SunsetCoastCapital | $25.00 | 12/5/2012 6:46:50 PM |
bill-magnolia5 | $25.00 | 12/6/2012 8:53:26 AM |
careful-dinero21 | $25.00 | 12/6/2012 1:31:40 PM |
MJDAE | $50.00 | 12/6/2012 10:09:02 AM |
subtle-revenue0 | $25.00 | 12/6/2012 5:33:44 PM |
Kyne | $25.00 | 12/6/2012 5:53:41 PM |
EnglishGeekInNYC | $25.00 | 12/6/2012 5:34:22 PM |
georgethesir | $50.00 | 12/7/2012 5:05:25 AM |
bb575 | $50.00 | 12/7/2012 7:11:41 AM |
awesome-dollar6 | $100.00 | 12/7/2012 7:41:46 AM |
julijask | $100.00 | 12/7/2012 9:19:14 AM |
versatile-dime442 | $250.00 | 12/7/2012 9:25:52 AM |
don8ter | $46.00 | 12/7/2012 9:07:21 AM |
magical-greenback | $25.00 | 12/7/2012 9:18:30 AM |
Medops911 | $25.00 | 12/7/2012 9:40:43 AM |
Logan7 | $25.00 | 12/7/2012 10:29:45 AM |
minista | $25.00 | 12/7/2012 9:46:57 AM |
Great-Mom | $25.00 | 12/7/2012 9:51:25 AM |
skuba | $50.00 | 12/7/2012 10:33:51 AM |
benevolent-moola291 | $50.00 | 12/7/2012 10:06:03 AM |
first-favorite-bonus9 | $25.00 | 12/7/2012 9:44:11 AM |
Tylerh | $250.00 | 12/7/2012 10:46:42 AM |
larrybird | $1,000.00 | 12/7/2012 10:12:51 AM |
adventurer447 | $300.00 | 12/7/2012 10:49:03 AM |
awwaww | $25.00 | 12/7/2012 10:22:26 AM |
Leading-Lender | $25.00 | 12/7/2012 10:53:07 AM |
lender987654321 | $50.00 | 12/7/2012 10:09:26 AM |
britgsb | $50.00 | 12/7/2012 11:05:48 AM |
Chutney | $25.00 | 12/7/2012 11:14:55 AM |
tenacious-affluence | $25.00 | 12/7/2012 11:18:08 AM |
orindalender | $50.00 | 12/7/2012 11:19:29 AM |
proud-pound4 | $25.00 | 12/7/2012 10:17:59 AM |
brutusbone | $25.00 | 12/7/2012 10:45:37 AM |
meux99 | $25.00 | 12/7/2012 10:24:34 AM |
dschless | $25.00 | 12/7/2012 11:37:54 AM |
deegeeman | $25.00 | 12/7/2012 10:37:31 AM |
hardwareman | $25.00 | 12/7/2012 11:42:35 AM |
unforgettable-wealth4 | $44.00 | 12/7/2012 10:59:53 AM |
mtquan | $25.00 | 12/7/2012 11:02:02 AM |
nuclearmoose | $50.00 | 12/7/2012 11:20:41 AM |
invincible-deal82 | $25.00 | 12/7/2012 11:24:47 AM |
asset-equilibrium0 | $25.00 | 12/7/2012 11:30:19 AM |
Tradesmanlender | $25.00 | 12/7/2012 11:01:13 AM |
vinayganti | $45.00 | 12/7/2012 11:41:37 AM |
hope-kingdom | $25.00 | 12/7/2012 11:53:39 AM |
Preist | $25.00 | 12/7/2012 4:10:00 PM |
educationfirst | $50.00 | 12/7/2012 11:09:20 AM |
BDL-Roth | $40.00 | 12/7/2012 11:11:02 AM |
Warwick | $25.00 | 12/7/2012 12:32:51 PM |
investment-pro4 | $50.00 | 12/7/2012 5:02:28 PM |
adaboy65 | $75.00 | 12/7/2012 11:22:00 AM |
credit-magician | $25.00 | 12/7/2012 5:16:52 PM |
orange-mindful-bazaar | $75.00 | 12/7/2012 11:24:34 AM |
harty | $50.00 | 12/7/2012 11:25:22 AM |
Delamere | $50.00 | 12/7/2012 5:43:27 PM |
perls | $100.00 | 12/7/2012 5:46:38 PM |
yield-spectacle | $25.00 | 12/7/2012 1:49:46 PM |
magnetic-duty4 | $25.00 | 12/7/2012 2:06:01 PM |
gallant-economy9 | $50.00 | 12/7/2012 5:31:25 PM |
ets2011 | $25.00 | 12/7/2012 4:28:51 PM |
soarmore | $50.00 | 12/7/2012 5:44:04 PM |
cocopuffs | $25.00 | 12/7/2012 4:37:47 PM |
matthart | $25.00 | 12/7/2012 5:47:03 PM |
marketplace-cello5 | $25.00 | 12/7/2012 5:20:15 PM |
benjamins-utopia | $100.00 | 12/7/2012 6:16:05 PM |
bold-felicity-image | $100.00 | 12/7/2012 5:28:53 PM |
independent-revenue4 | $100.00 | 12/7/2012 6:21:01 PM |
duty-plum | $100.00 | 12/7/2012 5:31:00 PM |
revmax | $25.00 | 12/7/2012 6:28:18 PM |
bltzn123 | $35.00 | 12/7/2012 6:32:53 PM |
hrubinst | $50.00 | 12/7/2012 6:40:53 PM |
Rdodson11 | $25.00 | 12/7/2012 6:08:18 PM |
riproaringrapids | $50.00 | 12/7/2012 5:54:43 PM |
diversification-medalist | $25.00 | 12/7/2012 6:14:57 PM |
green-tree-shake | $35.00 | 12/7/2012 6:15:02 PM |
mg6619 | $25.00 | 12/7/2012 6:23:56 PM |
beachwalkingwoman | $50.00 | 12/7/2012 6:30:20 PM |
ianakacg | $25.00 | 12/7/2012 6:36:15 PM |
indomitable-economy8 | $25.00 | 12/8/2012 5:12:03 AM |
justice-disk7 | $25.00 | 12/7/2012 6:45:36 PM |
onegoodlender | $25.00 | 12/7/2012 6:14:47 PM |
CARedBull | $100.00 | 12/7/2012 7:41:28 PM |
leeball | $50.00 | 12/7/2012 6:18:09 PM |
cozy-ore516 | $25.00 | 12/7/2012 8:04:26 PM |
JBW-Capital | $25.00 | 12/7/2012 6:22:19 PM |
vb3jmg | $50.00 | 12/7/2012 6:29:29 PM |
Kame | $25.00 | 12/7/2012 6:50:19 PM |
currency-persimmon | $25.00 | 12/8/2012 11:53:51 AM |
narblark | $50.00 | 12/8/2012 12:00:39 PM |
Casman8815 | $25.00 | 12/8/2012 12:00:58 PM |
currency-scientist7 | $25.00 | 12/8/2012 12:03:38 PM |
thomkozik | $25.00 | 12/8/2012 12:08:16 PM |
exchange-pledge | $50.00 | 12/8/2012 12:09:37 PM |
nofreelunch | $50.00 | 12/8/2012 12:09:55 PM |
mason13a | $25.00 | 12/8/2012 12:11:58 PM |
cardguy | $25.00 | 12/8/2012 12:13:03 PM |
principal-trident | $25.00 | 12/8/2012 12:14:03 PM |
htguan | $25.00 | 12/8/2012 12:14:27 PM |
taurusco | $100.00 | 12/8/2012 12:15:12 PM |
logical-reward8 | $25.00 | 12/8/2012 12:18:20 PM |
Gabriel02 | $25.00 | 12/8/2012 12:20:14 PM |
firewomin | $25.00 | 12/8/2012 12:23:51 PM |
sympathetic-asset | $25.00 | 12/8/2012 12:24:51 PM |
excellent-funds649 | $50.00 | 12/8/2012 12:25:20 PM |
soheagle | $25.00 | 12/8/2012 12:27:11 PM |
loot-caper | $25.00 | 12/8/2012 12:28:49 PM |
dharma1 | $25.00 | 12/8/2012 12:30:07 PM |
flo_rida | $200.00 | 12/8/2012 12:33:34 PM |
Dave0 | $25.00 | 12/8/2012 12:39:30 PM |
responsive-worth5 | $25.00 | 12/8/2012 12:39:50 PM |
gracej | $25.00 | 12/8/2012 12:40:17 PM |
MTLoans | $25.00 | 12/8/2012 12:43:20 PM |
MARSTUN | $100.00 | 12/8/2012 12:43:47 PM |
hostbank | $100.00 | 12/8/2012 12:45:32 PM |
rulender | $25.00 | 12/8/2012 12:48:24 PM |
balance-whistle7 | $25.00 | 12/8/2012 12:50:16 PM |
dynamic-gold3 | $25.00 | 12/8/2012 12:51:53 PM |
wealthstar | $25.00 | 12/8/2012 12:55:07 PM |
pouch5 | $25.00 | 12/8/2012 7:54:40 AM |
loan-cake8 | $25.00 | 12/8/2012 12:04:34 PM |
Gnube | $25.00 | 12/8/2012 12:12:37 PM |
Arpad | $30.00 | 12/8/2012 12:13:40 PM |
versatile-silver644 | $50.00 | 12/8/2012 12:16:58 PM |
dollars4debts | $25.00 | 12/8/2012 10:14:33 AM |
mnbud | $25.00 | 12/8/2012 12:21:32 PM |
SanJoser | $25.00 | 12/8/2012 12:23:36 PM |
lrr34 | $25.00 | 12/8/2012 12:30:29 PM |
tenchi2777 | $25.00 | 12/8/2012 12:31:12 PM |
1phantom | $25.00 | 12/8/2012 12:35:28 PM |
gzeo | $25.00 | 12/8/2012 12:36:14 PM |
fishintime | $100.00 | 12/8/2012 12:36:39 PM |
leveragedlender | $50.00 | 12/8/2012 12:38:54 PM |
rachelrachelrachel | $25.00 | 12/8/2012 12:40:25 PM |
pcwrangler | $25.00 | 12/8/2012 12:40:41 PM |
dbzen | $25.00 | 12/8/2012 12:04:03 PM |
Snowflake6515 | $25.00 | 12/8/2012 12:41:14 PM |
BxRealtor | $25.00 | 12/8/2012 12:04:37 PM |
thoughtful-fairness2 | $25.00 | 12/8/2012 12:05:29 PM |
jeffc92 | $50.00 | 12/8/2012 12:43:43 PM |
jeffpac | $50.00 | 12/8/2012 12:08:01 PM |
Pasagam | $50.00 | 12/8/2012 12:08:13 PM |
joyful-worth486 | $25.00 | 12/8/2012 12:46:06 PM |
bajeezus | $25.00 | 12/8/2012 12:48:48 PM |
letsbank | $25.00 | 12/8/2012 12:14:06 PM |
lend_to_you | $25.00 | 12/8/2012 12:15:02 PM |
platinum-sorcerer6 | $50.00 | 12/8/2012 12:52:15 PM |
social-tostada9 | $50.00 | 12/8/2012 12:15:28 PM |
wiseindian | $25.00 | 12/8/2012 12:52:48 PM |
SoCalRancher | $25.00 | 12/8/2012 12:16:36 PM |
banker727 | $25.00 | 12/8/2012 12:18:48 PM |
downtownfarm | $25.00 | 12/8/2012 12:19:05 PM |
medman | $25.00 | 12/8/2012 12:55:51 PM |
jedi053 | $73.95 | 12/8/2012 12:58:04 PM |
whistledicksmith | $25.00 | 12/8/2012 12:22:30 PM |
ninjazx10rida | $25.00 | 12/8/2012 12:28:26 PM |
affluence-kingdom9 | $100.00 | 12/8/2012 12:32:59 PM |
GATrust | $25.00 | 12/8/2012 12:35:25 PM |
credit-scout7 | $50.00 | 12/8/2012 12:37:48 PM |
damanq | $25.00 | 12/8/2012 12:40:39 PM |
benjamins-explosion142 | $25.00 | 12/8/2012 12:41:23 PM |
ozlem | $25.00 | 12/8/2012 12:45:11 PM |
LordKinbote | $25.00 | 12/8/2012 12:48:04 PM |
enterprising-bazaar2 | $25.00 | 12/8/2012 12:50:49 PM |
RocketSurgeon | $25.00 | 12/8/2012 12:53:11 PM |
dfealk | $25.00 | 12/8/2012 12:54:12 PM |
red-enthralling-justice | $25.00 | 12/8/2012 12:55:59 PM |
transparency-game-changer0 | $50.00 | 12/8/2012 12:56:09 PM |
compassion-twister2 | $50.00 | 11/27/2012 5:08:09 PM |
nevee | $25.00 | 11/27/2012 6:35:36 PM |
octoberfresh | $25.00 | 11/27/2012 7:05:23 PM |
HikeMoab | $50.00 | 11/27/2012 7:05:07 PM |
CreditBuilder2 | $50.05 | 11/27/2012 7:31:49 PM |
ForMyFamily | $50.00 | 11/27/2012 7:10:07 PM |
blot44 | $25.00 | 11/28/2012 6:27:55 AM |
bazaar-tulip | $500.00 | 11/28/2012 11:04:05 AM |
transparency-sequoia6 | $100.00 | 11/28/2012 1:27:44 PM |
Castellan | $50.00 | 11/28/2012 10:48:16 AM |
riskreward | $250.00 | 11/28/2012 1:45:50 PM |
loan-mongoose1 | $25.00 | 11/29/2012 9:25:53 AM |
persist_in_doing | $25.00 | 11/29/2012 6:52:11 PM |
compoundinterest | $25.00 | 11/30/2012 10:22:28 AM |
auction-iris9 | $120.00 | 11/30/2012 9:26:08 AM |
neighborly-hope6 | $100.00 | 11/30/2012 11:55:08 AM |
magical-credit523 | $25.00 | 11/30/2012 5:55:20 PM |
dunox | $75.00 | 11/30/2012 4:15:27 PM |
BigBag | $25.00 | 11/30/2012 9:13:36 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:23:52 AM |
ucantbeetit | $25.00 | 12/1/2012 1:10:15 PM |
Cai8899 | $25.00 | 12/1/2012 12:57:19 PM |
proper-exchange8 | $50.00 | 12/1/2012 12:58:49 PM |
Avala | $31.00 | 12/1/2012 1:33:39 PM |
angrenost | $25.00 | 12/2/2012 8:34:07 AM |
supersarah61 | $25.00 | 12/1/2012 3:19:20 PM |
JTHarris | $25.00 | 12/1/2012 3:25:46 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:05 PM |
Investoman | $25.00 | 12/4/2012 10:34:05 AM |
cardminger | $25.00 | 12/4/2012 6:41:54 PM |
primetime | $25.00 | 12/5/2012 9:11:23 AM |
geekguy | $25.00 | 12/5/2012 10:33:55 AM |
heyokafinancial | $25.00 | 12/5/2012 10:12:42 AM |
joyful-credit579 | $25.00 | 12/5/2012 10:37:56 AM |
Aldebtaran | $25.00 | 12/5/2012 5:02:18 PM |
commitment-orca7 | $50.00 | 12/5/2012 2:01:07 PM |
penny-injector8 | $25.00 | 12/6/2012 12:06:43 AM |
organized-commerce4 | $25.00 | 12/6/2012 11:07:06 AM |
miked8303 | $75.00 | 12/6/2012 11:31:12 AM |
dmk2006 | $25.00 | 12/6/2012 4:41:04 PM |
velocity-solo | $25.00 | 12/6/2012 7:26:35 PM |
credit-socrates648 | $1,000.00 | 12/7/2012 8:00:34 AM |
Aimvest | $25.00 | 12/7/2012 9:43:57 AM |
sentry256 | $25.00 | 12/7/2012 9:58:37 AM |
AmericanCredit | $36.00 | 12/7/2012 9:26:51 AM |
turbostar666 | $25.00 | 12/7/2012 10:09:24 AM |
bold-worth-wrangler | $50.00 | 12/7/2012 9:30:43 AM |
fox798 | $25.00 | 12/7/2012 9:59:57 AM |
cebgop | $25.00 | 12/7/2012 10:06:44 AM |
enterprising-exchange6 | $50.00 | 12/7/2012 9:38:05 AM |
inspired-investment8 | $100.00 | 12/7/2012 10:49:54 AM |
bds9646 | $26.00 | 12/7/2012 10:24:51 AM |
interest88 | $25.00 | 12/7/2012 10:54:39 AM |
Clambake | $25.00 | 12/7/2012 10:39:49 AM |
Bendistraw | $50.00 | 12/7/2012 10:42:51 AM |
kyomoon | $50.00 | 12/7/2012 11:17:53 AM |
credit-human8 | $25.00 | 12/7/2012 11:20:35 AM |
awe-inspiring-nickel2 | $25.00 | 12/7/2012 10:46:22 AM |
djs81 | $69.00 | 12/7/2012 10:28:52 AM |
first-pragmatic-note | $25.00 | 12/7/2012 11:23:59 AM |
gojackgo | $50.00 | 12/7/2012 11:28:00 AM |
Mommy_of_3_Princesses | $50.00 | 12/7/2012 11:30:45 AM |
adventurous-commerce | $25.00 | 12/7/2012 11:38:55 AM |
transparency-baton | $25.00 | 12/7/2012 10:37:49 AM |
lawdog33 | $25.00 | 12/7/2012 11:12:29 AM |
funds-chemistry1 | $25.00 | 12/7/2012 11:15:14 AM |
zone6 | $100.00 | 12/7/2012 11:15:53 AM |
hitsman | $50.00 | 12/7/2012 10:47:51 AM |
puifais | $50.00 | 12/7/2012 10:49:31 AM |
phenomenal-gain5 | $30.00 | 12/7/2012 1:56:51 PM |
mizon291 | $25.00 | 12/7/2012 10:58:06 AM |
LoanU | $25.00 | 12/7/2012 11:35:35 AM |
euro-infusion3 | $25.00 | 12/7/2012 11:36:43 AM |
bixorama | $25.00 | 12/7/2012 11:39:05 AM |
lancetc | $25.00 | 12/7/2012 11:13:59 AM |
honker425 | $100.00 | 12/7/2012 5:12:43 PM |
productive-principal7 | $25.00 | 12/7/2012 5:15:51 PM |
thevogelfamily | $30.00 | 12/7/2012 5:18:05 PM |
Quaven | $25.00 | 12/7/2012 11:27:22 AM |
1redfish | $100.00 | 12/7/2012 11:31:43 AM |
magical-fairness4 | $25.00 | 12/7/2012 2:39:40 PM |
slowpig | $50.00 | 12/7/2012 11:53:07 AM |
a-transparency-prodigy | $25.00 | 12/7/2012 11:53:29 AM |
kariviel | $25.00 | 12/7/2012 4:43:22 PM |
C_Mark | $50.00 | 12/7/2012 5:48:12 PM |
mizount | $25.00 | 12/7/2012 5:51:11 PM |
iolaire | $25.00 | 12/7/2012 5:28:48 PM |
drtexican | $50.00 | 12/7/2012 3:14:33 PM |
Brisket_Bob | $100.00 | 12/7/2012 6:02:24 PM |
dollar-transporter3 | $50.00 | 12/7/2012 3:30:42 PM |
durability-officer | $50.00 | 12/7/2012 6:06:49 PM |
meoweo | $25.00 | 12/7/2012 6:08:27 PM |
sympathetic-funds818 | $25.00 | 12/7/2012 3:56:43 PM |
larslfe | $25.00 | 12/7/2012 5:01:56 PM |
figs4u2 | $100.00 | 12/7/2012 5:51:13 PM |
brazilofmux | $100.00 | 12/7/2012 6:15:19 PM |
top-community-voyage | $50.00 | 12/7/2012 6:16:23 PM |
Cheburashka | $30.00 | 12/7/2012 6:25:36 PM |
enticing-note | $25.00 | 12/7/2012 6:31:10 PM |
johnny128 | $100.00 | 12/7/2012 6:34:01 PM |
abundant-euro0 | $40.00 | 12/7/2012 5:41:48 PM |
meenan | $25.00 | 12/7/2012 6:52:09 PM |
worth-web5 | $50.00 | 12/7/2012 6:03:03 PM |
wetlands | $200.00 | 12/7/2012 5:53:07 PM |
cticemomof3 | $25.00 | 12/7/2012 6:15:17 PM |
Schuld66 | $25.00 | 12/7/2012 6:15:45 PM |
cotito | $25.00 | 12/7/2012 5:58:32 PM |
psonicl | $100.00 | 12/7/2012 6:29:25 PM |
Tasmir | $25.00 | 12/7/2012 6:00:46 PM |
origami-panda | $25.00 | 12/7/2012 6:09:04 PM |
CalBear5 | $25.00 | 12/7/2012 6:44:51 PM |
loyalty-circuitry | $100.00 | 12/8/2012 6:02:01 AM |
sunny-benefit0 | $25.00 | 12/7/2012 7:29:36 PM |
CACO_Lender | $25.00 | 12/7/2012 7:38:06 PM |
greenback-bull6 | $50.00 | 12/7/2012 6:31:50 PM |
Timchenko_LLC | $25.00 | 12/7/2012 6:32:35 PM |
kubien | $25.00 | 12/7/2012 6:47:26 PM |
jpac1066 | $25.00 | 12/8/2012 5:15:41 AM |
dartmouth99 | $25.00 | 12/8/2012 12:06:56 PM |
loan-warrior | $25.00 | 12/7/2012 7:21:31 PM |
loot-motivator3 | $25.00 | 12/8/2012 12:13:31 PM |
delivery | $25.00 | 12/8/2012 12:14:32 PM |
CrossCreek | $25.00 | 12/8/2012 12:15:18 PM |
conaty | $50.00 | 12/8/2012 12:17:37 PM |
SojournerMobile | $25.00 | 12/8/2012 12:19:22 PM |
Emgolda | $25.00 | 12/8/2012 12:20:18 PM |
selvamfinance | $25.00 | 12/8/2012 12:20:41 PM |
motivator796 | $25.00 | 12/8/2012 12:23:49 PM |
BocaYogi50 | $25.00 | 12/8/2012 8:37:30 AM |
orange-resolute-platinum | $25.00 | 12/8/2012 12:24:59 PM |
steiglends | $100.00 | 12/8/2012 12:25:02 PM |
JohnW12 | $25.00 | 12/8/2012 12:25:50 PM |
pious-currency875 | $100.00 | 12/8/2012 12:29:49 PM |
power-lightning9 | $25.00 | 12/8/2012 1:07:34 AM |
helpu88 | $25.00 | 12/8/2012 12:31:14 PM |
nicebank | $25.00 | 12/8/2012 12:32:50 PM |
Jarod213 | $25.00 | 12/8/2012 10:05:24 AM |
Preteur | $25.00 | 12/8/2012 12:39:19 PM |
yarg | $25.00 | 12/8/2012 12:40:20 PM |
bibleinvestor3 | $25.00 | 12/8/2012 5:03:22 AM |
gemoscar | $25.00 | 12/8/2012 12:45:26 PM |
bradania | $25.00 | 12/8/2012 12:00:42 PM |
ansset | $25.00 | 12/8/2012 12:47:28 PM |
Taxman44 | $25.00 | 12/8/2012 12:47:37 PM |
bensmoneystore | $25.00 | 12/8/2012 12:01:39 PM |
HelpNeedy | $100.00 | 12/8/2012 12:49:32 PM |
withfries2 | $50.00 | 12/8/2012 12:51:16 PM |
slartibardfast | $25.00 | 12/8/2012 12:51:30 PM |
davlbrwn | $25.00 | 12/8/2012 12:54:30 PM |
PRGuyinVA | $25.00 | 12/8/2012 12:54:32 PM |
building-america | $25.00 | 12/8/2012 12:54:51 PM |
kurg | $25.00 | 12/8/2012 12:03:57 PM |
nickel-companion5 | $25.00 | 12/8/2012 12:04:10 PM |
orange-courageous-dedication | $25.00 | 12/8/2012 12:04:30 PM |
deadbabyseal | $25.00 | 12/8/2012 12:56:43 PM |
cash-merry-maker | $25.00 | 12/8/2012 12:05:32 PM |
Sigonio | $50.00 | 12/8/2012 12:06:36 PM |
Zoomie | $25.00 | 12/8/2012 12:07:28 PM |
nodebtin3 | $100.00 | 12/8/2012 12:08:41 PM |
janeybooboo | $50.00 | 12/8/2012 8:23:33 AM |
efficient-marketplace | $25.00 | 12/8/2012 12:12:47 PM |
credit-nirvana698 | $30.00 | 12/8/2012 12:15:54 PM |
BoughtTheFarm | $25.00 | 12/8/2012 12:18:59 PM |
exchange-cub | $50.00 | 12/8/2012 11:00:15 AM |
courteous-wealth6 | $60.00 | 12/8/2012 12:24:27 PM |
exchange-cub | $50.00 | 12/8/2012 11:39:30 AM |
natural-benefit1 | $50.00 | 12/8/2012 12:34:55 PM |
krisran | $50.00 | 12/8/2012 12:37:34 PM |
bdkjr | $25.00 | 12/8/2012 12:41:25 PM |
goldeneye777 | $51.00 | 12/8/2012 12:04:48 PM |
bvzm | $25.00 | 12/8/2012 12:41:46 PM |
TQLender | $25.00 | 12/8/2012 12:46:55 PM |
Darrkblu | $50.00 | 12/8/2012 12:49:29 PM |
LR_Biker | $50.00 | 12/8/2012 12:50:09 PM |
peripatetic | $25.00 | 12/8/2012 12:18:09 PM |
Qualified-Investor | $25.00 | 12/8/2012 12:54:50 PM |
TCayce | $25.00 | 12/8/2012 12:56:28 PM |
rupee-lotus5 | $50.00 | 12/8/2012 12:21:37 PM |
andrew491 | $50.00 | 12/8/2012 12:22:17 PM |
nimble-money0 | $25.00 | 12/8/2012 12:27:44 PM |
mar97 | $25.00 | 12/8/2012 12:28:04 PM |
causr08 | $25.00 | 12/8/2012 12:28:54 PM |
orange-dollar-raccoon | $100.00 | 12/8/2012 12:29:59 PM |
ujiba | $50.00 | 12/8/2012 12:30:49 PM |
srilm | $25.00 | 12/8/2012 12:31:58 PM |
totoro | $25.00 | 12/8/2012 12:32:36 PM |
perzzz | $50.00 | 12/8/2012 12:40:32 PM |
fair_rates | $25.00 | 12/8/2012 12:41:43 PM |
silver-acrobat5 | $25.00 | 12/8/2012 12:45:29 PM |
bdiddy1268 | $25.00 | 12/8/2012 12:45:57 PM |
OldFriend | $25.00 | 12/8/2012 12:46:36 PM |
Kyjamune | $25.00 | 12/8/2012 12:47:13 PM |
texrob20 | $25.00 | 12/8/2012 12:50:28 PM |
community-pipeline | $25.00 | 12/8/2012 12:53:05 PM |
AnxiousAirman | $50.00 | 12/8/2012 12:53:28 PM |
determined-deal7 | $25.00 | 12/8/2012 12:54:42 PM |
sharpey | $25.00 | 12/8/2012 12:55:02 PM |
Cre8iveCash | $25.00 | 12/8/2012 12:55:12 PM |
bonus-tent | $25.00 | 12/8/2012 12:56:05 PM |
macgeek | $50.00 | 12/8/2012 12:56:56 PM |
400 Investments
|
Borrower Payment Dependent Notes Series
670734
This series of Notes was issued and sold upon the funding of the borrower loan #79183, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Nov-29-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $143.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,267 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tremendous-p2p040 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
pay off high rate bills
My financial situation: good
I am a good candidate for this loan because...
I will pay off loan and get better financially.
Monthly net income: $2800
Monthly expenses: $2000
Housing: $802
Insurance: $150
Car expenses: $50
Utilities: $200
Phone, cable, internet: $160
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
berniemadeoff | $70.00 | 11/23/2012 5:56:43 PM |
cr8on | $30.00 | 11/23/2012 5:58:28 PM |
valiant-return584 | $50.00 | 11/23/2012 6:12:19 PM |
obduro_1 | $25.00 | 11/23/2012 7:14:39 PM |
return-point2 | $100.00 | 11/24/2012 7:02:53 AM |
Star_Witness | $25.00 | 11/25/2012 8:11:22 PM |
fervent-commerce | $25.00 | 11/26/2012 6:09:42 PM |
successful-agreement7 | $100.00 | 11/27/2012 10:20:52 AM |
affluence-kitten6 | $25.00 | 11/27/2012 11:36:25 AM |
industrious-p2ploan393 | $250.00 | 11/27/2012 11:06:15 AM |
gold-sushi | $25.00 | 11/27/2012 11:03:04 AM |
LoanerPrincipal | $25.00 | 11/27/2012 11:32:42 AM |
Bob450 | $25.00 | 11/27/2012 4:09:18 PM |
Dubbs360 | $50.00 | 11/27/2012 6:27:59 PM |
bold-felicity-image | $100.00 | 11/28/2012 6:47:15 AM |
kulender | $100.00 | 11/27/2012 8:17:21 PM |
LuvToLend | $25.00 | 11/28/2012 10:37:10 AM |
bewitching-dollar5 | $200.00 | 11/28/2012 10:00:03 AM |
Bendistraw | $50.00 | 11/28/2012 10:33:02 AM |
unassuming-p2ploan774 | $40.00 | 11/28/2012 11:25:51 AM |
favorite-commerce | $30.00 | 11/28/2012 5:28:15 PM |
first-serene-credit | $25.00 | 11/28/2012 1:47:30 PM |
ethical-truth211 | $300.00 | 11/28/2012 4:53:25 PM |
inspired-penny8 | $25.00 | 11/28/2012 8:35:54 PM |
diplomatic-wealth494 | $50.00 | 11/29/2012 9:53:29 AM |
green-loyalty-web | $25.00 | 11/29/2012 9:06:31 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:53:44 AM |
pierrelasvegas | $25.00 | 11/29/2012 11:56:01 AM |
Moneypenny6 | $25.00 | 11/29/2012 4:32:17 PM |
circuitfive | $25.00 | 11/29/2012 5:24:39 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:22 PM |
finance-coyote3 | $847.92 | 11/29/2012 7:47:40 PM |
Wrats6 | $25.00 | 11/23/2012 5:03:03 PM |
oxnard | $25.00 | 11/24/2012 8:26:26 AM |
octoberfresh | $25.00 | 11/23/2012 5:21:13 PM |
treasure-bliss | $25.00 | 11/24/2012 11:50:33 AM |
Endeavour | $150.00 | 11/23/2012 6:43:46 PM |
liberty-tostada7 | $50.00 | 11/23/2012 7:19:28 PM |
LendingPimp_2 | $26.00 | 11/23/2012 7:15:19 PM |
EFS | $500.00 | 11/23/2012 10:41:11 PM |
responsibility-butterfly | $50.00 | 11/24/2012 6:44:26 AM |
commerce-venture1 | $25.00 | 11/24/2012 7:37:26 PM |
persist_in_doing | $25.00 | 11/24/2012 7:27:03 PM |
dunkard13 | $52.00 | 11/26/2012 10:13:19 AM |
WalnutCreekguy | $50.00 | 11/26/2012 7:00:57 PM |
thrilling-fund427 | $50.00 | 11/27/2012 10:06:17 AM |
thrilling-point2 | $40.00 | 11/27/2012 9:59:08 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:25:16 AM |
justreturns | $25.00 | 11/27/2012 11:02:07 AM |
dunox | $25.00 | 11/27/2012 11:17:57 AM |
charming-exchange7 | $25.00 | 11/27/2012 11:34:55 AM |
monster4 | $50.00 | 11/27/2012 11:01:12 AM |
scarlet-velvet | $50.08 | 11/27/2012 2:36:19 PM |
principal-dreams9 | $25.00 | 11/27/2012 12:44:06 PM |
lean-dedication | $25.00 | 11/27/2012 5:51:26 PM |
income-triangulation1 | $25.00 | 11/28/2012 1:01:38 AM |
bob450-roth | $25.00 | 11/28/2012 8:27:26 AM |
melodious-openness | $200.00 | 11/28/2012 3:53:59 AM |
rtfproducer | $25.00 | 11/28/2012 6:17:45 AM |
tech310 | $50.00 | 11/28/2012 9:16:20 AM |
wealth-competitor | $25.00 | 11/28/2012 9:45:56 AM |
money-baron | $100.00 | 11/28/2012 11:43:31 AM |
BankofRon | $25.00 | 11/28/2012 10:57:54 AM |
MichaelProsper | $40.00 | 11/28/2012 1:52:29 PM |
sympathetic-funds818 | $50.00 | 11/28/2012 4:05:27 PM |
jybank | $49.00 | 11/28/2012 11:42:59 PM |
blue-laudable-dinero | $25.00 | 11/28/2012 7:16:11 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:06:37 AM |
generosity-battalion0 | $25.00 | 11/29/2012 6:30:41 AM |
persistent-dinero953 | $25.00 | 11/29/2012 3:16:56 PM |
wwwUniversal | $25.00 | 11/29/2012 6:27:48 PM |
Kaj | $25.00 | 11/29/2012 6:30:09 PM |
point-oyster5 | $25.00 | 11/29/2012 5:54:34 PM |
duty-flow23 | $25.00 | 11/29/2012 6:14:50 PM |
refined-hope3 | $25.00 | 11/29/2012 6:19:37 PM |
75 Investments
|
Borrower Payment Dependent Notes Series
670754
This series of Notes was issued and sold upon the funding of the borrower loan #79189, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Nov-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,271 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| impartial-dinero9 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to. assist with some new business activities.
My financial situation: I have a good business that has relied solely on personal investment rather than loans.
I am a good candidate for this loan because I have a great business and reputation with potential for further growth in the next year and beyond.
Monthly net income: $ 12,083
Monthly expenses: $ 2500
Housing: $
Insurance: $ 200
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
withering-flounder | $75.00 | 11/26/2012 5:00:59 PM |
worthy-bid8 | $100.00 | 11/26/2012 5:41:10 PM |
open-minded-p2p1 | $25.00 | 11/26/2012 8:04:55 PM |
nevee | $25.00 | 11/27/2012 9:16:20 AM |
let_me_retire | $49.57 | 11/27/2012 12:23:01 AM |
exponential-fairness2 | $50.00 | 12/1/2012 7:54:57 PM |
dalawya | $25.00 | 12/3/2012 6:39:20 AM |
Toby1montana | $50.00 | 12/7/2012 6:25:05 AM |
340 | $25.00 | 12/7/2012 10:20:14 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:12 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:06 AM |
Cybercusp | $25.00 | 12/8/2012 12:03:55 PM |
sasss | $31.26 | 12/8/2012 2:16:30 PM |
ideal-fairness339 | $25.00 | 12/9/2012 2:35:12 AM |
kic008 | $50.00 | 12/9/2012 11:00:25 AM |
Branch95 | $25.00 | 12/9/2012 5:41:22 PM |
HenryS | $30.00 | 12/10/2012 9:30:31 AM |
bitterroot_mt | $25.00 | 12/10/2012 11:00:42 AM |
korby524 | $25.00 | 12/10/2012 9:40:24 AM |
brightest-gain-investor | $500.00 | 12/10/2012 2:22:34 PM |
reward-adventure | $50.00 | 12/10/2012 10:27:52 AM |
stock106 | $25.00 | 12/10/2012 2:14:15 PM |
payout-paladin3 | $500.00 | 12/10/2012 3:16:00 PM |
restless-dime | $100.00 | 11/26/2012 6:28:47 PM |
responsibility-butterfly | $50.00 | 11/26/2012 6:07:25 PM |
banker34 | $25.00 | 11/26/2012 6:31:03 PM |
berniemadeoff | $65.00 | 11/26/2012 7:45:14 PM |
octoberfresh | $25.00 | 11/26/2012 8:03:01 PM |
orange-preeminant-bill | $25.00 | 11/27/2012 4:15:04 AM |
pennies_from_heaven | $25.00 | 11/27/2012 1:41:50 PM |
LuvToLend | $25.00 | 11/28/2012 10:37:35 AM |
businessbroker101 | $50.00 | 11/30/2012 6:34:08 PM |
diplomatic-wealth7 | $25.00 | 12/1/2012 1:18:25 PM |
lib5836 | $25.00 | 12/2/2012 10:39:41 PM |
refresher211 | $100.00 | 12/3/2012 9:46:12 AM |
enriching-dollar1 | $100.00 | 12/7/2012 9:13:06 AM |
340IRA | $25.00 | 12/7/2012 10:20:22 AM |
Sid-K | $25.00 | 12/7/2012 10:12:46 AM |
deegeeman | $25.00 | 12/7/2012 10:37:24 AM |
hope-wrangler1 | $50.00 | 12/7/2012 2:02:19 PM |
jkeller4000 | $25.00 | 12/8/2012 2:01:25 PM |
bid-ace937 | $50.00 | 12/8/2012 8:21:30 PM |
lowrater | $75.40 | 12/9/2012 12:46:49 PM |
eagle1271 | $25.00 | 12/9/2012 3:18:09 PM |
kain11286 | $50.00 | 12/10/2012 8:53:24 AM |
keen-economy6 | $25.00 | 12/10/2012 9:45:36 AM |
Miami | $25.00 | 12/10/2012 9:40:05 AM |
knowledgeable-silver6 | $25.00 | 12/10/2012 9:40:30 AM |
bazaar-eclipse5 | $25.00 | 12/10/2012 10:18:03 AM |
rabbidlender | $25.00 | 12/10/2012 10:16:34 AM |
Dan7 | $245.55 | 12/10/2012 12:50:46 PM |
attractive-rate | $25.00 | 12/10/2012 1:05:44 PM |
kind-funds-tonic | $25.00 | 12/10/2012 2:45:23 PM |
banker34 | $259.66 | 12/10/2012 3:17:41 PM |
paytonbrigadier | $43.56 | 12/10/2012 3:24:51 PM |
Index_Plus | $500.00 | 12/10/2012 2:23:18 PM |
56 Investments
|
Borrower Payment Dependent Notes Series
670938
This series of Notes was issued and sold upon the funding of the borrower loan #79460, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Nov-30-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $292.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2005 |
Debt/Income ratio:
| 32% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,701 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| No | | |
Screen name:
| value-guardian954 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my credit card debt.
My financial situation:
I am a good candidate for this loan because I pay my bills on time. I am trying to be responsible with my finances.
Monthly net income: $1742
Monthly expenses: $1623 (Total includes amounts below)
Housing: $825
Insurance: $53
Car expenses: $120
Utilities: $30
Phone, cable, internet: $80
Food, entertainment: $120
Clothing, household expenses: $30
Credit cards and other loans: $315
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
gjm6d | $25.00 | 11/30/2012 5:03:54 PM |
bowdish1 | $25.00 | 11/30/2012 5:57:12 PM |
gravbox | $25.00 | 11/30/2012 6:47:14 PM |
CreditBuilder2 | $25.06 | 11/30/2012 5:54:29 PM |
nevee | $25.00 | 12/1/2012 12:04:17 PM |
PrimeFunding | $25.00 | 12/1/2012 12:57:24 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:49 PM |
bazaar-tulip | $25.00 | 12/3/2012 9:29:04 AM |
repayment-pagoda8 | $100.00 | 12/3/2012 9:33:22 AM |
kind-lovely-marketplace | $50.00 | 12/3/2012 9:39:35 AM |
riskreward | $250.00 | 12/3/2012 5:52:33 PM |
profitable-fairness1 | $50.00 | 12/4/2012 7:57:37 AM |
helpful-fund7 | $57.50 | 12/6/2012 3:52:19 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:46:51 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:40:24 PM |
patriot897 | $25.00 | 12/8/2012 1:06:05 PM |
simplelender80 | $100.00 | 12/9/2012 1:51:28 PM |
rtfproducer | $25.00 | 12/9/2012 1:22:40 PM |
SafeSaxa | $200.00 | 12/11/2012 9:14:59 AM |
money-bauble | $100.00 | 12/11/2012 5:14:03 PM |
Edakers | $25.00 | 12/11/2012 1:51:33 PM |
franzzua | $25.00 | 12/11/2012 5:24:13 PM |
dunox | $75.00 | 12/11/2012 5:27:19 PM |
successful-agreement7 | $100.00 | 12/11/2012 5:32:11 PM |
fulfilling-bazaar4 | $100.00 | 12/11/2012 5:36:00 PM |
windguy | $50.00 | 12/11/2012 5:55:55 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:49 PM |
integrity-doctor | $100.00 | 12/12/2012 7:01:38 AM |
dariop | $25.01 | 12/12/2012 9:42:04 AM |
ell25 | $25.00 | 12/12/2012 9:42:18 AM |
Flyinerb | $50.00 | 12/12/2012 6:35:11 AM |
dunkard13 | $100.00 | 12/12/2012 9:11:59 AM |
Haydn-sav | $25.00 | 12/12/2012 9:57:24 AM |
tech310 | $50.00 | 12/12/2012 10:15:18 AM |
supersarah61 | $25.00 | 12/12/2012 5:15:26 PM |
best-bonafide-p2p | $25.00 | 12/12/2012 5:29:31 PM |
svjeller | $85.55 | 12/12/2012 1:56:28 PM |
hitsman | $50.00 | 12/12/2012 5:51:26 PM |
djh47a | $25.00 | 12/12/2012 1:14:26 PM |
_G_ | $25.00 | 12/12/2012 5:43:18 PM |
balance-force | $28.00 | 12/12/2012 1:52:25 PM |
transparency-futurist3 | $25.00 | 12/12/2012 2:30:26 PM |
ethical-truth211 | $200.00 | 12/12/2012 6:11:43 PM |
saga9 | $50.00 | 12/12/2012 7:38:51 PM |
MakoF16 | $25.00 | 12/12/2012 8:43:48 PM |
nimcha | $50.00 | 12/13/2012 7:18:28 AM |
dedicated-diversification5 | $57.00 | 12/13/2012 9:29:35 AM |
american6 | $50.00 | 12/13/2012 10:14:53 AM |
GS-ROCK | $25.00 | 12/13/2012 9:54:22 AM |
dor | $26.20 | 12/13/2012 12:12:10 PM |
ferdberfel | $25.00 | 12/13/2012 12:13:51 PM |
NV-Capital | $25.31 | 12/13/2012 11:33:09 AM |
ItsJustMe79 | $25.00 | 12/13/2012 10:11:35 AM |
agalt | $100.00 | 12/13/2012 10:22:47 AM |
crown-year | $1,000.00 | 12/13/2012 1:00:19 PM |
liberty-society5 | $38.00 | 12/13/2012 11:57:14 AM |
compatible-deal9 | $25.00 | 12/13/2012 12:35:25 PM |
breathtaking-funds6 | $50.00 | 12/13/2012 6:29:46 PM |
anacent | $25.00 | 12/13/2012 10:26:20 PM |
cerebral-dollar773 | $25.00 | 12/14/2012 4:32:22 AM |
economy-popcorn | $25.00 | 12/14/2012 5:34:56 AM |
dough-dreams8 | $500.00 | 12/14/2012 7:26:36 AM |
BocaYogi50 | $25.00 | 12/14/2012 8:58:28 AM |
finance-fan7 | $25.00 | 12/14/2012 6:01:08 AM |
life-is-great | $25.00 | 12/14/2012 6:14:02 AM |
letsmakeitsuccessful | $25.00 | 12/14/2012 9:10:14 AM |
josuae | $25.00 | 12/14/2012 9:17:02 AM |
Munnie | $50.00 | 12/14/2012 6:10:45 AM |
market-maximizer472 | $25.00 | 12/14/2012 6:40:23 AM |
Occhy | $25.00 | 12/14/2012 7:03:06 AM |
cutter21 | $25.00 | 12/14/2012 9:33:32 AM |
crown-year | $286.33 | 12/14/2012 9:33:56 AM |
cash-mad-scientist3 | $25.00 | 11/30/2012 5:29:14 PM |
paxnj | $25.00 | 11/30/2012 7:38:46 PM |
natural-worth9 | $75.00 | 12/1/2012 11:16:23 AM |
credit-adventurer313 | $50.00 | 12/1/2012 5:41:04 AM |
new-start18100 | $25.00 | 12/2/2012 1:05:13 PM |
wetlands | $200.00 | 12/3/2012 9:48:25 AM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:27:25 AM |
valiant-return584 | $50.00 | 12/7/2012 6:10:59 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:16 PM |
ore-achievement329 | $25.00 | 12/9/2012 12:54:33 PM |
bewitching-dollar5 | $100.00 | 12/11/2012 5:02:27 PM |
kalamari | $30.00 | 12/11/2012 1:03:22 PM |
octoberfresh | $25.00 | 12/11/2012 11:24:19 AM |
cr8on | $30.00 | 12/11/2012 5:09:05 PM |
benevolent-loot5 | $200.00 | 12/11/2012 5:36:41 PM |
LoanerPrincipal | $25.00 | 12/11/2012 6:15:11 PM |
tolerant-responsibility051 | $1,111.00 | 12/11/2012 8:37:52 PM |
Sweaty-Butt-Crack | $35.00 | 12/12/2012 6:16:44 AM |
ready-vigilance3 | $25.00 | 12/11/2012 7:16:57 PM |
silver-saber | $125.00 | 12/12/2012 9:05:25 AM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:25 AM |
rautility | $50.00 | 12/12/2012 10:07:41 AM |
gethsemane4 | $25.00 | 12/12/2012 10:15:38 AM |
compoundinterest | $25.00 | 12/12/2012 9:10:33 AM |
first-graceful-contract | $29.30 | 12/12/2012 10:31:28 AM |
entertaining-revenue4 | $50.00 | 12/12/2012 9:22:10 AM |
money-atizer | $25.00 | 12/12/2012 9:54:57 AM |
tooflets | $25.00 | 12/12/2012 5:48:28 PM |
astute-benjamins | $25.00 | 12/12/2012 11:26:54 AM |
loyalty-cupcake6 | $200.00 | 12/12/2012 5:58:10 PM |
ag-ventures | $25.00 | 12/12/2012 9:52:40 PM |
RiderIRA | $100.00 | 12/13/2012 9:07:32 AM |
responsible-finance9 | $37.53 | 12/13/2012 6:06:12 AM |
first-class-yield9 | $25.00 | 12/13/2012 6:54:58 AM |
enchanted-note | $25.00 | 12/13/2012 9:22:42 AM |
bonafide-yield351 | $25.00 | 12/13/2012 8:07:02 AM |
richierich19 | $25.00 | 12/13/2012 9:00:45 AM |
kind-cash-porcelain | $50.00 | 12/12/2012 10:26:05 PM |
payout-detective7 | $25.00 | 12/13/2012 6:19:33 AM |
green-loyalty-web | $25.00 | 12/13/2012 9:39:33 AM |
1willray | $31.74 | 12/13/2012 7:38:27 AM |
quarkyuzu | $50.00 | 12/13/2012 10:19:51 AM |
duty-awakening3 | $25.00 | 12/13/2012 8:10:27 AM |
bazaar-festivity | $25.00 | 12/13/2012 10:07:14 AM |
groovy-watanabe | $25.00 | 12/13/2012 10:12:10 AM |
Investoman | $25.00 | 12/13/2012 9:26:15 AM |
helpful-fund8 | $66.24 | 12/13/2012 12:03:52 PM |
moola-buddy | $25.00 | 12/13/2012 10:41:52 AM |
dollardave | $50.00 | 12/13/2012 10:52:20 AM |
wealth-infusion6 | $50.00 | 12/13/2012 11:11:25 AM |
pythia | $50.00 | 12/13/2012 12:28:14 PM |
commerce-enlistment | $104.00 | 12/13/2012 12:57:55 PM |
Curly-Girly | $25.00 | 12/13/2012 10:26:44 AM |
bill-tent1 | $50.00 | 12/13/2012 12:21:46 PM |
greenback-loyalist8 | $25.00 | 12/13/2012 10:48:32 AM |
China-man | $100.00 | 12/13/2012 12:28:29 PM |
garlicguy | $100.00 | 12/13/2012 10:58:32 AM |
iostorms | $35.00 | 12/13/2012 11:10:06 AM |
adaboy65 | $100.00 | 12/13/2012 5:32:58 PM |
payment-hugger7 | $50.00 | 12/13/2012 11:14:17 AM |
Beachnutty | $25.00 | 12/13/2012 12:36:01 PM |
trumpeter391 | $25.00 | 12/13/2012 3:32:55 PM |
ihelpunow | $25.00 | 12/13/2012 10:11:01 PM |
thepillowsack | $25.00 | 12/13/2012 5:50:14 PM |
fairness-musician3 | $25.00 | 12/14/2012 7:51:18 AM |
indomitable-benjamins5 | $25.00 | 12/13/2012 10:24:11 PM |
Avicell | $25.00 | 12/13/2012 6:21:07 PM |
green-safe-wampum | $50.00 | 12/14/2012 8:39:39 AM |
ksmorrow | $25.00 | 12/14/2012 8:47:52 AM |
persistent-dinero953 | $25.00 | 12/14/2012 8:51:24 AM |
ethical-truth211 | $400.00 | 12/14/2012 5:22:59 AM |
prudent-deal662 | $25.00 | 12/13/2012 6:35:04 PM |
Bob450 | $25.00 | 12/14/2012 9:16:54 AM |
repayment-hawk5 | $25.00 | 12/13/2012 7:03:07 PM |
velocity-warrior | $25.00 | 12/14/2012 9:31:01 AM |
FWF-kinetic | $25.00 | 12/13/2012 9:16:19 PM |
wwwUniversal | $25.00 | 12/14/2012 9:16:37 AM |
ethical-truth211 | $400.00 | 12/14/2012 5:24:21 AM |
dinero-pecan6 | $25.00 | 12/14/2012 6:42:34 AM |
Bup | $36.23 | 12/14/2012 7:43:44 AM |
0403 | $25.00 | 12/14/2012 8:55:05 AM |
Rollshaft | $25.00 | 12/14/2012 9:28:45 AM |
154 Investments
|
Borrower Payment Dependent Notes Series
671288
This series of Notes was issued and sold upon the funding of the borrower loan #79262, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Nov-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $451.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 60% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,428 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| cozy-euro884 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: credit card consolidation
This loan will be used to...pay off credit cards
My financial situation: stable
I am a good candidate for this loan because...i have made my payments on time
Monthly net income: $2100
Monthly expenses: $
Housing: $0
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Money__Tree | $200.00 | 11/26/2012 9:24:13 AM |
octoberfresh | $25.00 | 11/26/2012 9:06:58 AM |
deal-selector5 | $25.00 | 11/26/2012 3:01:34 PM |
lovely-currency3 | $50.00 | 11/26/2012 10:23:59 AM |
kila-designer | $149.00 | 11/26/2012 10:46:09 AM |
transparency-position | $100.00 | 11/26/2012 11:12:58 AM |
responsibility-butterfly | $50.00 | 11/26/2012 6:01:36 PM |
NickelSteamroller | $25.00 | 11/26/2012 5:39:01 PM |
return-point2 | $100.00 | 11/26/2012 5:45:49 PM |
aquariano2 | $25.00 | 11/27/2012 8:03:19 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:26:07 AM |
Dubbs360 | $50.00 | 11/27/2012 6:28:08 PM |
Mucman72 | $25.00 | 11/29/2012 6:16:56 PM |
Kaj | $25.00 | 11/29/2012 6:30:29 PM |
Zorro_970 | $100.00 | 12/3/2012 9:41:36 AM |
Haydn-sav | $25.00 | 12/3/2012 5:20:47 PM |
bazaar-tulip | $500.00 | 12/3/2012 6:38:57 PM |
receptive-affluence035 | $25.00 | 12/4/2012 8:07:22 AM |
lean-dedication | $25.00 | 12/4/2012 10:23:42 AM |
careful-vigilance4 | $25.00 | 12/4/2012 9:20:28 AM |
profit-powerplant | $25.00 | 12/4/2012 10:56:44 AM |
E-2 | $100.00 | 12/4/2012 5:22:36 PM |
clean-penny059 | $100.00 | 12/4/2012 9:53:25 PM |
enchanted-diversification496 | $50.00 | 12/5/2012 9:51:12 AM |
fervent-repayment | $100.00 | 12/5/2012 6:03:01 PM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:14:58 AM |
Weaverville | $25.00 | 12/5/2012 8:41:40 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:40 AM |
zipemdown | $25.00 | 12/6/2012 6:03:35 PM |
auction-iris9 | $120.00 | 12/6/2012 6:43:04 PM |
credit-socrates648 | $1,000.00 | 12/7/2012 8:00:32 AM |
queentut | $100.00 | 12/7/2012 9:43:09 AM |
Wellman | $25.00 | 12/7/2012 9:51:11 AM |
tolerant-responsibility051 | $2,500.00 | 12/7/2012 9:52:50 AM |
symbiosis | $33.00 | 12/7/2012 11:00:05 AM |
MissionMicroFinance | $25.00 | 12/7/2012 10:07:00 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:06 AM |
miamibeachloaner | $25.00 | 12/7/2012 11:13:10 AM |
vibraphone3 | $25.00 | 12/7/2012 11:14:33 AM |
finance-prescription | $100.00 | 12/7/2012 11:19:08 AM |
the-laudable-peso | $40.00 | 12/7/2012 11:21:21 AM |
riveting-community | $41.00 | 12/7/2012 11:24:14 AM |
adventurer447 | $28.00 | 12/7/2012 10:49:01 AM |
thelovebug | $100.00 | 12/7/2012 11:33:07 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:04 AM |
kulender | $100.00 | 12/7/2012 1:18:35 PM |
pierrelasvegas | $25.00 | 12/7/2012 10:52:20 AM |
Tradesmanlender | $25.00 | 12/7/2012 11:01:10 AM |
platinum-boss2 | $25.00 | 12/7/2012 11:37:42 AM |
wale-ld | $35.00 | 12/7/2012 4:05:26 PM |
Bob450 | $25.00 | 12/7/2012 5:46:52 PM |
hope-wrangler1 | $50.00 | 12/7/2012 2:02:19 PM |
bob450-roth | $25.00 | 12/7/2012 5:57:31 PM |
Index_Plus | $1,000.00 | 12/7/2012 3:33:11 PM |
Peleadona | $25.00 | 12/7/2012 7:21:08 PM |
LittleMingo | $25.00 | 12/8/2012 2:44:10 AM |
treasure-coyote3 | $25.00 | 12/7/2012 7:23:14 PM |
meoates1 | $25.00 | 12/8/2012 8:02:29 AM |
loan-fate | $50.00 | 12/8/2012 12:01:42 PM |
nex | $25.00 | 12/7/2012 7:03:25 PM |
ethical-truth211 | $150.00 | 12/8/2012 7:01:57 AM |
social-cocktail1 | $200.00 | 12/8/2012 12:23:38 PM |
Nickle-Back | $25.00 | 12/8/2012 12:24:04 PM |
desertoasis | $25.00 | 12/8/2012 8:44:57 AM |
cp-family | $46.00 | 12/8/2012 12:50:24 PM |
GGreg799 | $25.00 | 12/8/2012 12:50:53 PM |
haplender | $50.00 | 12/8/2012 12:10:08 PM |
robust-diversification3 | $35.00 | 12/8/2012 1:05:25 PM |
economy-shrubbery6 | $25.00 | 12/8/2012 12:15:06 PM |
fighter122 | $25.00 | 12/8/2012 1:11:27 PM |
rvfbroker | $25.00 | 12/8/2012 12:28:24 PM |
52digital | $75.00 | 12/8/2012 1:27:01 PM |
SirJev | $50.00 | 12/8/2012 1:40:21 PM |
DER | $25.00 | 12/8/2012 1:42:47 PM |
nimble-revenue5 | $100.00 | 12/8/2012 12:47:55 PM |
EBITDA | $25.00 | 12/8/2012 12:57:12 PM |
speedy-peso1 | $68.00 | 12/8/2012 12:23:02 PM |
burrito6 | $50.00 | 12/8/2012 1:00:11 PM |
tornandfrayed | $25.00 | 12/8/2012 1:03:36 PM |
utmom | $25.00 | 12/8/2012 1:09:19 PM |
wwwUniversal | $25.00 | 12/8/2012 1:10:24 PM |
payout-achievement | $30.00 | 12/8/2012 12:34:47 PM |
market-jam | $25.00 | 12/8/2012 1:13:29 PM |
compassionate-auction6 | $150.00 | 12/8/2012 1:33:21 PM |
enriched-dollar | $25.00 | 12/8/2012 1:38:18 PM |
davisfl | $25.00 | 12/8/2012 1:04:46 PM |
ADIDASNO | $25.00 | 12/8/2012 1:25:27 PM |
worldly-gold | $50.00 | 12/8/2012 1:40:19 PM |
PaulW | $29.00 | 12/8/2012 1:52:03 PM |
economy-coup | $100.00 | 11/29/2012 12:50:17 AM |
money-genome84 | $250.00 | 11/26/2012 9:40:55 AM |
asset-professor | $35.00 | 11/26/2012 10:20:40 AM |
nevee | $25.00 | 11/26/2012 9:42:14 AM |
jiftostada | $25.00 | 11/26/2012 10:42:12 AM |
treasure-bliss | $25.00 | 11/26/2012 12:52:04 PM |
WalnutCreekguy | $50.00 | 11/26/2012 7:01:51 PM |
Interest2thePeople | $100.00 | 11/27/2012 9:42:43 AM |
thrilling-fund427 | $50.00 | 11/27/2012 10:07:09 AM |
successful-agreement7 | $100.00 | 11/27/2012 10:21:38 AM |
natural-worth9 | $25.00 | 11/30/2012 8:06:51 AM |
kenji4861 | $25.00 | 12/1/2012 2:00:38 PM |
balance-force | $35.00 | 12/1/2012 1:27:29 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:26 PM |
CincyTex | $25.00 | 12/3/2012 5:36:35 AM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:25:55 AM |
Bikram | $50.00 | 12/3/2012 10:35:14 AM |
sacopt | $25.00 | 12/3/2012 3:05:38 PM |
life-is-great | $25.00 | 12/4/2012 9:48:31 AM |
penny-socrates5 | $100.00 | 12/4/2012 12:41:53 PM |
point-oyster5 | $25.00 | 12/4/2012 5:38:05 PM |
money-bauble | $100.00 | 12/5/2012 10:19:14 AM |
money-baron | $100.00 | 12/5/2012 7:26:48 PM |
escharfer | $25.00 | 12/5/2012 6:21:40 PM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:01 AM |
Elefunt | $25.00 | 12/6/2012 9:58:54 AM |
credit-adventurer313 | $25.00 | 12/6/2012 2:04:54 PM |
Tscheddar | $25.00 | 12/6/2012 5:05:28 PM |
bewitching-dollar5 | $100.00 | 12/6/2012 6:54:50 PM |
Toby1montana | $50.00 | 12/7/2012 6:25:02 AM |
1randyp | $25.00 | 12/7/2012 9:56:32 AM |
green-loyalty-web | $25.00 | 12/7/2012 10:22:18 AM |
deegeeman | $25.00 | 12/7/2012 10:37:20 AM |
mikbos | $25.00 | 12/7/2012 10:07:22 AM |
rhin0cerx | $33.00 | 12/7/2012 10:49:21 AM |
kind-truth-circuit | $25.00 | 12/7/2012 10:51:53 AM |
miked8303 | $71.00 | 12/7/2012 9:56:27 AM |
trajectory8 | $25.00 | 12/7/2012 10:13:16 AM |
rolltide09 | $50.00 | 12/7/2012 11:12:28 AM |
108-IRA | $127.00 | 12/7/2012 10:27:53 AM |
rescue | $100.00 | 12/7/2012 11:23:33 AM |
interstellar | $62.00 | 12/7/2012 11:36:12 AM |
gustavzantanon | $25.00 | 12/7/2012 11:02:27 AM |
blazing-capital2 | $250.00 | 12/7/2012 11:26:27 AM |
pound-mushroom3 | $25.00 | 12/7/2012 11:07:41 AM |
decisive-return611 | $100.00 | 12/7/2012 1:01:48 PM |
Beld | $50.00 | 12/7/2012 11:41:12 AM |
dunox | $75.00 | 12/7/2012 5:45:45 PM |
dordee | $40.00 | 12/7/2012 5:52:33 PM |
_G_ | $25.00 | 12/7/2012 3:28:36 PM |
LeReve | $500.00 | 12/7/2012 5:59:36 PM |
valiant-return584 | $50.00 | 12/7/2012 6:09:21 PM |
Katburg | $25.00 | 12/7/2012 5:57:46 PM |
PFTLender | $25.00 | 12/8/2012 7:21:18 AM |
brainy-return234 | $25.00 | 12/7/2012 7:13:27 PM |
authentic-finance194 | $100.00 | 12/8/2012 5:58:26 AM |
psteveo | $25.00 | 12/8/2012 6:11:14 AM |
EFS | $100.00 | 12/7/2012 8:27:39 PM |
CoffeyvilleKS | $25.00 | 12/8/2012 12:57:10 PM |
mammalian4 | $25.00 | 12/8/2012 1:02:59 PM |
nowits10 | $25.00 | 12/8/2012 12:09:21 PM |
SummitAdvisors | $30.00 | 12/8/2012 1:09:49 PM |
mercuriant | $25.00 | 12/8/2012 1:21:04 PM |
progressive-economy261 | $400.00 | 12/8/2012 12:47:47 PM |
arsisi | $50.00 | 12/8/2012 1:45:05 PM |
Miklot | $30.00 | 12/8/2012 12:13:15 PM |
bassman2 | $25.00 | 12/8/2012 12:51:38 PM |
orearella3 | $30.00 | 12/8/2012 12:52:32 PM |
bid-czar8 | $97.00 | 12/8/2012 12:53:59 PM |
melodious-fairness | $50.00 | 12/8/2012 1:14:21 PM |
top-historic-peso | $25.00 | 12/8/2012 12:45:59 PM |
vontuse | $25.00 | 12/8/2012 12:57:52 PM |
dedicated-transaction796 | $25.00 | 12/8/2012 12:59:35 PM |
handshake5 | $100.00 | 12/8/2012 12:59:39 PM |
lyndyn | $25.00 | 12/8/2012 1:36:00 PM |
whatknows | $25.00 | 12/8/2012 1:37:50 PM |
gallant-economy9 | $50.00 | 12/8/2012 1:04:18 PM |
credit-czar5 | $25.00 | 12/8/2012 1:43:14 PM |
Diamond_Jim | $25.00 | 12/8/2012 1:19:47 PM |
Canidae | $25.00 | 12/8/2012 1:32:52 PM |
supreme-treasure8 | $56.00 | 12/8/2012 1:35:35 PM |
economy-producer | $25.00 | 12/8/2012 1:41:35 PM |
171 Investments
|
Borrower Payment Dependent Notes Series
671312
This series of Notes was issued and sold upon the funding of the borrower loan #78945, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Nov-30-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $314.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 36% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Teacher's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,077 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| ingenious-durability73 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2012)
|
Principal balance:
| $6,512.78 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...pay off all others bill and make one payment bill
My financial situation: is stable
I am a good candidate for this loan because...I pay on time and I have no deliquency credit
Monthly net income: $1,460.00
Monthly expenses: $839.00
Housing: $137.00
Insurance: $62.00
Car expenses: $
Utilities: $78.00
Phone, cable, internet: $93.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $269.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CreditBuilder2 | $25.06 | 11/30/2012 5:54:30 PM |
enthusiastic-balance5 | $100.00 | 11/30/2012 6:36:38 PM |
deal-selector5 | $25.00 | 11/30/2012 5:07:56 PM |
persist_in_doing | $25.00 | 11/30/2012 5:19:25 PM |
mymoneyblog | $25.00 | 11/30/2012 5:13:54 PM |
entertaining-rate9 | $25.00 | 11/30/2012 5:31:52 PM |
kulender | $100.00 | 11/30/2012 6:10:26 PM |
gravbox | $25.00 | 11/30/2012 6:47:14 PM |
dynamic-capital | $25.00 | 12/1/2012 12:48:49 PM |
shiny-peso1 | $50.00 | 12/1/2012 1:19:11 PM |
AF-Chief | $25.00 | 12/1/2012 1:21:04 PM |
balance-force | $35.00 | 12/1/2012 1:28:21 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:52 PM |
welcome-to-the-club | $50.00 | 12/1/2012 2:28:53 PM |
persistent-dinero953 | $25.00 | 12/1/2012 4:04:46 PM |
first-graceful-contract | $25.00 | 12/1/2012 8:17:25 PM |
franzzua | $25.00 | 12/2/2012 1:12:56 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:21:11 PM |
repayment-pagoda8 | $100.00 | 12/3/2012 9:33:23 AM |
windguy | $50.00 | 12/3/2012 10:00:13 AM |
kind-lovely-marketplace | $50.00 | 12/3/2012 9:39:35 AM |
dunkard13 | $100.00 | 12/3/2012 10:07:13 AM |
whitegold24k | $123.81 | 12/3/2012 11:25:03 AM |
Socorro_Capital_Partners | $25.01 | 12/4/2012 9:31:08 AM |
sharp518 | $25.00 | 12/4/2012 9:36:45 AM |
randsenterprise | $25.00 | 12/4/2012 9:38:06 AM |
TennSquire | $25.00 | 12/4/2012 9:59:28 AM |
vigilance-accruer | $25.00 | 12/4/2012 9:44:57 AM |
managedfund | $681.00 | 12/4/2012 10:33:37 AM |
TumbleWeed88 | $25.00 | 12/4/2012 6:15:28 PM |
beeper2 | $25.00 | 12/5/2012 10:03:59 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:47 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:07:12 AM |
tech310 | $50.00 | 12/5/2012 10:33:02 AM |
yield-voyager8 | $25.00 | 12/5/2012 10:39:59 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:16 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:26 AM |
phaded | $25.00 | 12/7/2012 10:10:05 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:21:12 AM |
jkeller4000 | $100.00 | 12/7/2012 10:42:13 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:39 AM |
money-bauble | $100.00 | 12/7/2012 5:18:47 PM |
decisive-return611 | $100.00 | 12/7/2012 1:02:17 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:40:24 PM |
finance-hope | $25.00 | 12/7/2012 8:16:23 PM |
Bank_of_the_Galaxy | $25.00 | 12/9/2012 7:50:54 AM |
Navy-Retired | $100.00 | 12/8/2012 6:40:28 PM |
listing-flower2 | $100.00 | 12/9/2012 9:03:10 PM |
newest-organic-rupee | $33.00 | 12/9/2012 9:06:20 PM |
Roundhouse | $75.00 | 12/9/2012 10:49:20 PM |
spry-credit269 | $200.00 | 12/9/2012 3:04:57 PM |
supersarah61 | $25.00 | 12/9/2012 3:58:08 PM |
payout-detective7 | $25.00 | 12/10/2012 6:56:34 AM |
antlr | $25.00 | 12/9/2012 7:44:04 PM |
tough-rate662 | $25.00 | 12/10/2012 10:54:57 AM |
wildanne | $50.00 | 12/10/2012 9:43:14 AM |
evergreen16 | $100.00 | 12/10/2012 12:41:08 PM |
wxman12 | $25.00 | 12/10/2012 3:41:39 PM |
prudent-deal662 | $25.00 | 12/10/2012 6:07:11 PM |
investorrr | $100.00 | 12/10/2012 7:57:26 PM |
ell25 | $50.00 | 12/10/2012 8:30:14 PM |
ferocious-exchange3 | $50.00 | 12/10/2012 9:42:11 PM |
spiritual-compassion3-16 | $25.00 | 12/10/2012 7:18:12 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:29 PM |
power-lightning9 | $25.00 | 12/10/2012 8:11:15 PM |
TT-Bend | $25.00 | 12/11/2012 8:31:31 AM |
Trondheim_Norway | $80.00 | 12/11/2012 1:30:13 AM |
congardner1 | $25.00 | 12/11/2012 4:11:13 AM |
contract-festival7 | $50.00 | 12/11/2012 8:10:20 AM |
ChrisTJ | $25.00 | 12/11/2012 9:55:39 AM |
cordial-economy027 | $25.00 | 12/11/2012 10:02:38 AM |
forceful-durability7 | $25.54 | 12/11/2012 7:18:47 AM |
Chillito | $50.00 | 12/11/2012 8:37:08 AM |
Loansforyou | $50.00 | 12/11/2012 10:27:36 AM |
best-bonafide-p2p | $25.00 | 12/11/2012 9:09:54 AM |
btrfly11 | $25.00 | 12/11/2012 10:45:17 AM |
Navy_Wife_Retired | $35.44 | 12/11/2012 9:40:50 AM |
a-revenue-protector | $25.00 | 12/11/2012 10:24:09 AM |
GoldenRule01 | $50.00 | 12/11/2012 12:07:52 PM |
paladin847 | $50.00 | 12/11/2012 10:50:24 AM |
dunox | $75.00 | 12/11/2012 5:27:20 PM |
successful-agreement7 | $100.00 | 12/11/2012 5:32:11 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:49 PM |
Flyinerb | $50.00 | 12/12/2012 6:35:12 AM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:26 AM |
nyp112 | $50.00 | 12/12/2012 9:17:02 AM |
yield-trapper9 | $25.00 | 12/12/2012 9:57:41 AM |
lamsabuy | $95.00 | 12/12/2012 9:57:26 AM |
trumpeter391 | $50.00 | 12/12/2012 11:00:06 AM |
bonus-quark4 | $25.00 | 12/12/2012 12:52:41 PM |
djh47a | $25.00 | 12/12/2012 1:14:26 PM |
MakoF16 | $25.00 | 12/12/2012 8:47:14 PM |
kind-cash-porcelain | $50.00 | 12/12/2012 10:26:05 PM |
ethical-truth211 | $100.00 | 12/13/2012 4:40:30 AM |
finance-coyote3 | $2,000.00 | 12/13/2012 4:03:17 AM |
fcrick | $50.00 | 11/30/2012 5:19:04 PM |
bazaar-tulip | $25.00 | 11/30/2012 6:03:59 PM |
bowdish1 | $25.00 | 11/30/2012 5:57:12 PM |
five-star-note | $25.00 | 11/30/2012 7:21:29 PM |
EFS | $100.00 | 11/30/2012 6:39:38 PM |
paxnj | $25.00 | 11/30/2012 7:38:30 PM |
special-currency6 | $50.00 | 12/1/2012 8:29:06 AM |
deal-vibrato | $25.00 | 12/1/2012 1:25:49 PM |
Astyanax | $25.00 | 12/1/2012 6:33:13 PM |
marwadi-62 | $200.00 | 12/1/2012 2:28:34 PM |
purposeful-durability8 | $100.00 | 12/2/2012 12:49:16 PM |
jmeasn | $25.00 | 12/2/2012 1:56:38 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:16 PM |
wetlands | $200.00 | 12/3/2012 9:48:26 AM |
dukeiyer | $25.00 | 12/3/2012 9:56:27 AM |
riskreward | $250.00 | 12/3/2012 9:58:57 AM |
Ron77 | $50.00 | 12/3/2012 3:52:50 PM |
Bikram | $50.00 | 12/3/2012 10:35:49 AM |
integrity-doctor | $100.00 | 12/4/2012 7:10:06 AM |
voipguy88 | $50.00 | 12/4/2012 10:57:36 AM |
life-is-great | $25.00 | 12/4/2012 9:49:20 AM |
cvlender | $25.00 | 12/4/2012 10:34:37 AM |
valiant-money | $45.00 | 12/5/2012 9:18:58 AM |
Tscheddar | $25.00 | 12/5/2012 12:18:06 PM |
platinum-scientist9 | $25.00 | 12/5/2012 3:03:56 PM |
Lender2895a | $125.00 | 12/6/2012 8:13:55 AM |
miked8303 | $75.00 | 12/6/2012 11:31:47 AM |
natural-worth9 | $25.00 | 12/6/2012 4:22:48 PM |
astute-benjamins | $25.00 | 12/7/2012 8:49:48 AM |
mikrolown | $25.00 | 12/7/2012 10:05:51 AM |
ptjg | $29.00 | 12/7/2012 9:55:49 AM |
_G_ | $25.00 | 12/7/2012 3:29:26 PM |
valiant-return584 | $50.00 | 12/7/2012 6:10:59 PM |
KryptonWare-com | $25.00 | 12/7/2012 5:12:48 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:31:04 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:17 PM |
forceful-note8 | $50.00 | 12/8/2012 12:32:41 PM |
influential-benjamins0 | $28.00 | 12/8/2012 1:10:58 PM |
compoundinterest | $25.00 | 12/8/2012 12:46:51 PM |
commanding-income774 | $25.00 | 12/8/2012 6:16:24 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:33 PM |
hitsman | $50.00 | 12/9/2012 1:19:50 PM |
rob095 | $25.00 | 12/9/2012 5:38:40 PM |
ddog0224 | $50.00 | 12/10/2012 12:17:42 AM |
appetizing-velocity4 | $25.00 | 12/9/2012 2:59:12 PM |
blue-lucrative-rate | $50.00 | 12/10/2012 7:42:22 AM |
new-marketplace-lyrics | $25.00 | 12/9/2012 3:36:33 PM |
TheHillsAreAlive | $25.00 | 12/10/2012 9:50:49 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:59 AM |
green-loyalty-web | $25.00 | 12/10/2012 9:37:04 AM |
compatible-deal9 | $25.00 | 12/10/2012 1:05:35 PM |
meoates1 | $25.00 | 12/10/2012 9:39:55 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:30 AM |
agalt | $75.00 | 12/10/2012 1:16:44 PM |
Jopok | $25.00 | 12/10/2012 5:29:46 PM |
well-mannered-income3 | $80.00 | 12/10/2012 2:57:45 PM |
peaceful-farmer | $30.00 | 12/10/2012 5:44:37 PM |
Preferred-Lender | $25.00 | 12/10/2012 5:32:13 PM |
msh345 | $25.00 | 12/10/2012 8:17:09 PM |
forthright-dinero7 | $50.00 | 12/11/2012 4:55:42 AM |
Ocean713 | $75.00 | 12/10/2012 6:54:54 PM |
nimble-integrity658 | $25.00 | 12/11/2012 6:29:40 AM |
relentless-social631 | $108.14 | 12/11/2012 8:57:49 AM |
market-pudding | $25.00 | 12/11/2012 9:26:43 AM |
abundant-community130 | $50.00 | 12/11/2012 10:38:00 AM |
vigilance-spinner3 | $25.00 | 12/11/2012 10:02:49 AM |
moneytolend72 | $30.00 | 12/11/2012 12:49:12 PM |
wise-ethical-social | $51.88 | 12/11/2012 1:14:41 PM |
CompoundInterest-TheSeventhWundr | $25.00 | 12/11/2012 10:57:14 AM |
best-basis-trooper | $25.00 | 12/11/2012 1:00:04 PM |
kalamari | $30.00 | 12/11/2012 1:03:22 PM |
cr8on | $30.00 | 12/11/2012 5:09:07 PM |
power-defender7 | $40.00 | 12/11/2012 5:31:39 PM |
wwwUniversal | $25.00 | 12/11/2012 7:03:41 PM |
silver-saber | $125.00 | 12/12/2012 9:05:27 AM |
entertaining-revenue4 | $50.00 | 12/12/2012 9:22:10 AM |
Cronos | $25.00 | 12/12/2012 10:01:09 AM |
loyalty-cupcake6 | $200.00 | 12/12/2012 5:56:37 PM |
pound-albatross7 | $289.12 | 12/13/2012 6:16:06 AM |
orange-euro-sculpture | $100.00 | 12/12/2012 5:56:32 PM |
open-minded-benjamins860 | $50.00 | 12/13/2012 4:08:56 AM |
176 Investments
|
Borrower Payment Dependent Notes Series
671516
This series of Notes was issued and sold upon the funding of the borrower loan #79187, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $431.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 15% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 4y 1m |
Amount delinquent:
| $185 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,758 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| agreement-promiser264 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate credit card debt and pay off medical debt.
My financial situation:
I am a good candidate for this loan because...I have not had a late payment in 6 years. I have been at the same job for over 4 years. My credit score is 692. ***I would like my payment due on the 17th of every month.
Monthly net income: $3,700
Monthly expenses: $100
Housing: $1550
Insurance: $100
Car expenses: $150
Utilities: $25
Phone, cable, internet: $170
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $575
Other expenses: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $80.04 | 11/26/2012 9:03:34 AM |
valiant-return584 | $50.00 | 11/26/2012 10:25:14 AM |
return-point2 | $100.00 | 11/26/2012 5:45:49 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:24 AM |
first-serene-credit | $25.00 | 11/29/2012 3:01:10 PM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:01 AM |
Kaj | $25.00 | 11/29/2012 6:30:29 PM |
pierrelasvegas | $25.00 | 11/30/2012 11:24:47 AM |
dunox | $75.00 | 11/30/2012 4:16:02 PM |
kulender | $100.00 | 11/30/2012 6:10:01 PM |
bewitching-dollar5 | $44.00 | 12/1/2012 12:03:12 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:27:46 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:22 PM |
Munnie | $50.00 | 12/4/2012 6:19:16 AM |
fund-tom-tom6 | $25.00 | 12/4/2012 9:29:02 AM |
BankofRon_IRA | $26.00 | 12/4/2012 10:20:15 AM |
auction-iris9 | $120.00 | 12/4/2012 6:11:36 PM |
vigorous-velocity | $300.00 | 12/5/2012 10:39:53 AM |
escharfer | $25.00 | 12/5/2012 6:21:40 PM |
social-cocktail1 | $200.00 | 12/6/2012 9:06:00 AM |
a-finance-director | $25.00 | 12/5/2012 11:16:13 PM |
Tscheddar | $25.00 | 12/6/2012 5:49:21 AM |
receptive-affluence035 | $25.00 | 12/6/2012 6:53:08 AM |
velocity-solo | $25.00 | 12/6/2012 10:43:06 AM |
TumbleWeed88 | $25.00 | 12/6/2012 9:58:19 AM |
miked8303 | $75.00 | 12/6/2012 11:30:35 AM |
bill-thinker135 | $35.00 | 12/6/2012 5:26:18 PM |
Toby1montana | $50.00 | 12/7/2012 6:25:02 AM |
professional-vigilance9 | $100.00 | 12/6/2012 6:50:46 PM |
transparency-river1 | $750.00 | 12/7/2012 9:11:28 AM |
magnitude787 | $30.00 | 12/7/2012 10:21:36 AM |
EBITDA | $25.00 | 12/7/2012 10:31:45 AM |
rcflick | $25.00 | 12/7/2012 9:55:21 AM |
truth-silo | $50.00 | 12/7/2012 10:13:21 AM |
adaboy65 | $75.00 | 12/7/2012 11:21:30 AM |
adventurer447 | $300.00 | 12/7/2012 10:49:02 AM |
educationfirst | $31.00 | 12/7/2012 11:09:18 AM |
finance-prescription | $100.00 | 12/7/2012 11:19:08 AM |
rescue | $100.00 | 12/7/2012 11:23:34 AM |
Myrick | $25.00 | 12/7/2012 2:51:11 PM |
Index_Plus | $3,000.00 | 12/7/2012 3:28:19 PM |
Beld | $50.00 | 12/7/2012 11:41:13 AM |
dparkhom | $32.00 | 12/7/2012 5:02:14 PM |
villagers | $50.00 | 12/7/2012 2:07:19 PM |
_G_ | $25.00 | 12/7/2012 3:28:37 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:30 PM |
melodious-rupee3 | $25.00 | 12/7/2012 5:43:56 PM |
sympathetic-funds818 | $25.00 | 12/7/2012 3:56:41 PM |
supersarah61 | $25.00 | 12/7/2012 4:29:19 PM |
Rostov | $25.00 | 12/7/2012 4:57:54 PM |
unassuming-p2ploan774 | $40.00 | 12/7/2012 5:16:36 PM |
LeReve | $500.00 | 12/7/2012 5:59:31 PM |
euro-spark | $25.00 | 12/7/2012 3:57:46 PM |
felicity-czar6 | $50.00 | 12/7/2012 4:50:18 PM |
autumnae | $50.00 | 12/7/2012 5:02:04 PM |
nex | $25.00 | 12/7/2012 7:03:25 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:17 PM |
currency-launcher0 | $25.00 | 12/8/2012 9:08:16 AM |
NorthernFunds | $50.00 | 12/8/2012 9:52:53 AM |
money-surge1 | $25.00 | 12/8/2012 12:05:38 PM |
yield-lion | $25.00 | 12/8/2012 12:05:53 PM |
ethical-truth211 | $150.00 | 12/8/2012 7:05:33 AM |
debt-force | $25.00 | 12/8/2012 12:13:13 PM |
shmb6508 | $50.00 | 12/8/2012 12:14:23 PM |
return-statuette139 | $27.00 | 12/8/2012 12:16:38 PM |
Kissabledevil | $25.00 | 12/8/2012 2:23:03 AM |
industrious-transparency6 | $25.00 | 12/8/2012 12:08:44 PM |
money-vista | $25.00 | 12/8/2012 12:09:56 PM |
heartpounding-loyalty7 | $25.00 | 12/8/2012 9:10:53 AM |
nanda | $25.00 | 12/8/2012 12:15:52 PM |
zeelender | $25.00 | 12/8/2012 12:19:15 PM |
thrifty-generosity222 | $50.00 | 12/8/2012 12:19:33 PM |
love-interest | $25.00 | 12/8/2012 12:04:16 PM |
skuba | $50.00 | 12/8/2012 12:04:26 PM |
income-buddy7 | $50.00 | 12/8/2012 12:13:25 PM |
investorRE | $25.00 | 12/8/2012 12:21:59 PM |
tolerant-responsibility051 | $2,203.99 | 12/8/2012 12:23:19 PM |
natural-affluence6 | $25.00 | 11/26/2012 10:02:34 AM |
WalnutCreekguy | $50.00 | 11/26/2012 7:01:53 PM |
Dubbs360 | $50.00 | 11/27/2012 6:28:09 PM |
thrilling-fund427 | $50.00 | 11/28/2012 1:18:50 PM |
dunkard13 | $100.00 | 11/29/2012 10:19:12 AM |
successful-agreement7 | $100.00 | 11/29/2012 10:46:30 AM |
toblerone | $25.00 | 11/29/2012 9:52:48 AM |
diplomatic-wealth494 | $50.00 | 11/29/2012 9:53:38 AM |
monster4 | $50.00 | 11/29/2012 10:08:52 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:38 PM |
leodaguy | $100.00 | 11/30/2012 12:16:42 PM |
E-2 | $100.00 | 11/30/2012 4:14:19 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:08 AM |
Weaverville | $25.00 | 12/1/2012 9:21:27 AM |
deal-vibrato | $25.00 | 12/1/2012 1:24:19 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:28 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:17 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:27 PM |
Bikram | $50.00 | 12/3/2012 10:35:14 AM |
Haydn-sav | $25.00 | 12/3/2012 5:20:47 PM |
well-rounded-agreement9 | $25.00 | 12/3/2012 9:24:53 PM |
life-is-great | $25.00 | 12/4/2012 9:48:31 AM |
revenue-serenity | $25.00 | 12/4/2012 7:58:01 AM |
bold-decisive-kindness | $25.00 | 12/4/2012 2:29:43 PM |
money-bauble | $100.00 | 12/4/2012 5:17:15 PM |
point-oyster5 | $25.00 | 12/4/2012 5:38:06 PM |
youthful-currency959 | $100.00 | 12/4/2012 6:49:52 PM |
freedomlender | $25.00 | 12/5/2012 3:55:39 AM |
understanding-dollar67 | $25.00 | 12/5/2012 10:52:53 AM |
MKProfSolutions | $25.00 | 12/5/2012 3:08:30 PM |
Rob717171 | $75.00 | 12/5/2012 9:46:37 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:40 AM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:01 AM |
1randyp | $25.00 | 12/6/2012 10:12:58 AM |
HoosierDaddie | $166.00 | 12/6/2012 5:26:58 PM |
asset-caramel5 | $50.00 | 12/6/2012 5:34:20 PM |
tender-commerce8 | $42.00 | 12/6/2012 5:23:10 PM |
zipemdown | $25.00 | 12/6/2012 6:03:36 PM |
Zorro_970 | $100.00 | 12/6/2012 5:39:46 PM |
CAGE-Investments | $25.00 | 12/6/2012 6:16:09 PM |
resolute-felicity353 | $25.00 | 12/6/2012 6:12:03 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:06 AM |
loyalty-goblin1 | $50.00 | 12/7/2012 9:24:37 AM |
restless-currency | $40.00 | 12/7/2012 9:54:18 AM |
Thunderswan | $48.00 | 12/7/2012 9:28:01 AM |
bid-czar8 | $100.00 | 12/7/2012 10:11:41 AM |
red-power-pecan | $50.00 | 12/7/2012 10:13:13 AM |
bazaar-festivity | $25.00 | 12/7/2012 9:36:04 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:23 AM |
deegeeman | $25.00 | 12/7/2012 10:37:21 AM |
enthusiastic-cash599 | $26.00 | 12/7/2012 9:30:55 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:07 AM |
durability-ace9 | $25.00 | 12/7/2012 10:17:37 AM |
handshake5 | $100.00 | 12/7/2012 9:54:05 AM |
valiant-liberty4 | $25.00 | 12/7/2012 10:47:43 AM |
Investor_DP | $100.00 | 12/7/2012 11:31:30 AM |
repayment-walnut2 | $25.00 | 12/7/2012 10:58:50 AM |
melodious-fairness | $45.00 | 12/7/2012 10:41:55 AM |
dollar-transporter3 | $25.00 | 12/7/2012 3:49:23 PM |
best-charming-leverage | $50.00 | 12/7/2012 11:23:45 AM |
smoothmoniker | $25.00 | 12/7/2012 11:28:39 AM |
progressive-economy261 | $26.00 | 12/7/2012 5:36:11 PM |
decisive-return611 | $100.00 | 12/7/2012 1:01:49 PM |
willinvest | $25.00 | 12/7/2012 4:49:19 PM |
Bob450 | $25.00 | 12/7/2012 5:52:26 PM |
friendly-p2p4 | $27.50 | 12/7/2012 3:54:30 PM |
dordee | $44.47 | 12/7/2012 5:53:02 PM |
bob450-roth | $25.00 | 12/7/2012 5:58:12 PM |
wale-ld | $35.00 | 12/8/2012 12:43:44 AM |
PFTLender | $25.00 | 12/8/2012 7:21:19 AM |
inspired-payment1 | $25.00 | 12/8/2012 7:23:28 AM |
cozy-ore516 | $25.00 | 12/7/2012 8:04:26 PM |
meoates1 | $25.00 | 12/8/2012 8:02:30 AM |
shiny-dollar9 | $25.00 | 12/8/2012 12:18:46 PM |
britgsb | $25.00 | 12/8/2012 11:08:26 AM |
paytonbrigadier | $233.00 | 12/8/2012 11:47:29 AM |
cash-reaction2 | $25.00 | 12/8/2012 12:01:23 PM |
mvalley | $25.00 | 12/8/2012 12:03:09 PM |
Banker7371 | $25.00 | 12/8/2012 12:14:00 PM |
trade-beeper4 | $25.00 | 12/8/2012 12:21:25 PM |
mistertao | $25.00 | 12/8/2012 12:05:26 PM |
interstellar | $75.00 | 12/8/2012 12:06:46 PM |
haplender | $50.00 | 12/8/2012 12:10:08 PM |
the-dollar-topper | $115.00 | 12/8/2012 12:14:59 PM |
sjc224 | $25.00 | 12/8/2012 12:18:24 PM |
grf1945 | $40.00 | 12/8/2012 12:22:15 PM |
163 Investments
|
Borrower Payment Dependent Notes Series
672024
This series of Notes was issued and sold upon the funding of the borrower loan #78987, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,883.92 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $527.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 33% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,540 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| trade-dolphin5 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to clear up some of my outstanding credit card debt that was run up during a period of unemployment in 2011.
My financial situation:
I am a good candidate for this loan because my annual salary is really pretty decent at the moment ($70,000) and I would rather that investors like yourself were earning the interest rather than the credit card companies.
Monthly net income: $4000
Monthly expenses: $ 3000+
Housing: $700
Insurance: $150
Car expenses: $200
Utilities: $500
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $400
Credit cards and other loans: $2000
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Wrats6 | $25.00 | 11/29/2012 5:04:38 PM |
WalnutCreekguy | $50.00 | 11/29/2012 5:21:00 PM |
return-point2 | $100.00 | 11/29/2012 5:33:27 PM |
formula842 | $25.00 | 11/29/2012 5:34:00 PM |
natural-worth9 | $100.00 | 11/30/2012 8:33:36 AM |
glowing-pound3 | $50.00 | 11/30/2012 5:32:38 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:36 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:33:46 AM |
new-start18100 | $25.00 | 12/3/2012 9:12:56 AM |
zipemdown | $25.00 | 12/6/2012 6:05:47 PM |
bonus-seahorse | $125.00 | 12/6/2012 5:39:05 PM |
power-spartan5 | $25.00 | 12/7/2012 10:44:11 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:41:16 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:53 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:40 PM |
loan-fate | $50.00 | 12/8/2012 12:02:08 PM |
pietro_torna_indietro | $50.00 | 12/10/2012 9:11:49 AM |
aggresive-compassion612 | $25.00 | 12/10/2012 9:58:34 AM |
prudent-dough458 | $25.00 | 12/10/2012 5:04:02 PM |
tech310 | $50.00 | 12/10/2012 5:30:36 PM |
gain-chosen-one081 | $25.00 | 12/10/2012 5:37:24 PM |
Harry | $75.00 | 12/10/2012 5:48:50 PM |
just-loyalty643 | $25.00 | 12/10/2012 5:52:53 PM |
kulender | $50.00 | 12/10/2012 5:27:47 PM |
Haydn-sav | $25.00 | 12/10/2012 5:28:35 PM |
bright-idea11 | $25.00 | 12/10/2012 6:11:04 PM |
payout-paradise5 | $25.00 | 12/10/2012 5:30:56 PM |
richboy56 | $25.00 | 12/10/2012 5:35:08 PM |
pierrelasvegas | $25.00 | 12/10/2012 5:56:46 PM |
kfrench | $75.00 | 12/10/2012 6:37:01 PM |
dominickf | $50.00 | 12/11/2012 9:11:20 AM |
fulfilling-bazaar4 | $100.00 | 12/11/2012 9:46:14 AM |
jddorsey | $50.00 | 12/11/2012 10:04:12 AM |
lionheart722 | $25.00 | 12/11/2012 10:00:27 AM |
kalamari | $30.00 | 12/11/2012 1:03:17 PM |
truth-companion | $25.00 | 12/11/2012 10:45:56 AM |
dunox | $75.00 | 12/11/2012 5:27:28 PM |
cr8on | $30.00 | 12/11/2012 5:08:55 PM |
Zorro_970 | $100.00 | 12/11/2012 5:36:02 PM |
Flyinerb | $50.00 | 12/12/2012 6:35:04 AM |
entertaining-revenue4 | $50.00 | 12/12/2012 9:22:07 AM |
reordan | $25.00 | 12/12/2012 9:04:20 AM |
13nd3r | $25.00 | 12/12/2012 10:03:46 AM |
quest0 | $30.08 | 12/12/2012 9:23:01 AM |
bazaar-festivity | $25.00 | 12/12/2012 10:22:51 AM |
selector568 | $300.00 | 12/12/2012 10:27:43 AM |
thorough-income854 | $50.00 | 12/12/2012 10:31:11 AM |
fund-tom-tom6 | $25.00 | 12/12/2012 5:39:07 PM |
blue-order-comet | $50.00 | 12/12/2012 11:08:14 AM |
mummey | $50.00 | 12/12/2012 6:30:58 PM |
HLender | $30.00 | 12/12/2012 6:23:18 PM |
Tscheddar | $25.00 | 12/12/2012 6:03:04 PM |
loyalist1 | $100.00 | 12/13/2012 8:12:45 AM |
bold-sunny-generosity | $25.00 | 12/13/2012 8:14:09 AM |
silver-enlightenment0 | $25.00 | 12/13/2012 9:04:32 AM |
restless-currency | $40.00 | 12/13/2012 9:09:30 AM |
klend4 | $25.00 | 12/13/2012 9:19:33 AM |
mschoenf | $100.00 | 12/12/2012 11:07:36 PM |
fervent-repayment | $100.00 | 12/13/2012 9:37:27 AM |
benefit-position | $25.00 | 12/13/2012 10:35:33 AM |
impressive-loan | $38.00 | 12/13/2012 9:04:59 AM |
rescue | $63.00 | 12/13/2012 10:48:32 AM |
Tradesmanlender | $25.00 | 12/13/2012 9:14:46 AM |
genius520 | $100.00 | 12/13/2012 9:27:59 AM |
duty-viola | $35.00 | 12/13/2012 10:31:16 AM |
1randyp | $25.00 | 12/13/2012 10:32:25 AM |
payment-hugger7 | $50.00 | 12/13/2012 11:14:14 AM |
orange-stable-gain | $25.00 | 12/13/2012 10:00:12 AM |
hitsman | $50.00 | 12/13/2012 10:04:07 AM |
dignified-coin128 | $25.00 | 12/13/2012 1:13:08 PM |
Money_Working | $25.00 | 12/13/2012 2:31:27 PM |
agalt | $65.00 | 12/13/2012 10:23:26 AM |
tommymtg7 | $25.00 | 12/13/2012 11:09:30 AM |
palu2619 | $25.00 | 12/13/2012 12:24:21 PM |
mpatrick | $75.00 | 12/13/2012 1:09:56 PM |
Index_Plus | $1,000.00 | 12/13/2012 3:43:59 PM |
DreDub | $25.00 | 12/13/2012 1:09:57 PM |
tolerant-dime2 | $43.00 | 11/29/2012 5:11:07 PM |
octoberfresh | $25.00 | 11/29/2012 5:22:37 PM |
bazaar-tulip | $25.00 | 11/29/2012 5:32:41 PM |
berniemadeoff | $70.00 | 11/29/2012 5:51:32 PM |
valiant-return584 | $50.00 | 11/29/2012 6:43:10 PM |
CougarRoar | $25.00 | 11/30/2012 4:03:15 PM |
j2ee | $50.00 | 11/30/2012 4:09:19 PM |
thrilling-point2 | $40.00 | 11/30/2012 4:10:33 PM |
E-2 | $100.00 | 11/30/2012 4:14:03 PM |
nickel-ferret | $25.00 | 11/30/2012 4:30:49 PM |
kind-lovely-marketplace | $50.00 | 11/30/2012 4:21:41 PM |
transaction-seahorse0 | $25.00 | 11/30/2012 4:38:15 PM |
riskreward | $250.00 | 11/30/2012 4:39:53 PM |
ucantbeetit | $25.00 | 12/1/2012 1:10:33 PM |
Kaj | $25.00 | 12/1/2012 12:48:25 PM |
JeremyLinFan | $30.00 | 12/1/2012 2:49:54 PM |
84928429 | $25.00 | 12/3/2012 9:52:48 AM |
BostonCapital | $100.00 | 12/4/2012 9:28:11 AM |
green-order-captain | $50.00 | 12/4/2012 10:54:00 AM |
PFTLender | $25.00 | 12/4/2012 3:05:44 PM |
P2P4me | $200.00 | 12/5/2012 10:11:02 AM |
amicablenemesis | $50.00 | 12/5/2012 10:30:58 AM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:11 PM |
enriched-return057 | $25.00 | 12/6/2012 9:30:40 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:46:46 AM |
decisive-return611 | $100.00 | 12/10/2012 5:51:34 PM |
dunkard13 | $100.00 | 12/10/2012 5:24:05 PM |
dukeiyer | $25.00 | 12/10/2012 5:39:48 PM |
monster4 | $50.00 | 12/10/2012 5:53:10 PM |
justreturns | $25.00 | 12/10/2012 6:02:25 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:23 PM |
mhotchan | $100.00 | 12/10/2012 10:29:12 PM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:47 AM |
peso-spartan6 | $25.00 | 12/11/2012 9:01:58 AM |
ideal-peace5 | $100.00 | 12/11/2012 5:21:17 PM |
successful-agreement7 | $100.00 | 12/11/2012 5:32:21 PM |
best-bonafide-p2p | $25.00 | 12/11/2012 5:14:08 PM |
commerce-artisan8 | $50.00 | 12/11/2012 5:37:55 PM |
abundanceforever | $52.50 | 12/11/2012 5:39:23 PM |
john0720 | $25.00 | 12/11/2012 6:17:25 PM |
sharp-platinum326 | $25.00 | 12/11/2012 5:58:30 PM |
silver-saber | $125.00 | 12/12/2012 9:05:13 AM |
DonaldColorado | $100.00 | 12/11/2012 6:26:34 PM |
unequaled-truth9 | $100.00 | 12/12/2012 9:51:27 AM |
first-pragmatic-power | $25.00 | 12/12/2012 10:39:41 AM |
Sid-K | $25.00 | 12/12/2012 10:50:17 AM |
LoanerPrincipal | $25.00 | 12/12/2012 10:39:08 AM |
djh47a | $25.00 | 12/12/2012 1:22:45 PM |
LeReve | $310.00 | 12/12/2012 10:11:08 AM |
balance-force | $28.00 | 12/12/2012 1:52:17 PM |
BankofRon_IRA | $100.00 | 12/12/2012 6:08:55 PM |
grf1945 | $37.00 | 12/12/2012 6:21:03 PM |
loyalty-cupcake6 | $25.00 | 12/12/2012 6:01:45 PM |
gold-cluster | $100.00 | 12/13/2012 6:23:11 AM |
gogene2002 | $25.00 | 12/13/2012 9:05:46 AM |
pragmatic-auction8 | $50.00 | 12/12/2012 6:11:36 PM |
first-class-yield9 | $29.00 | 12/13/2012 6:59:11 AM |
LuckyMacFunding | $25.00 | 12/13/2012 8:00:39 AM |
KMSB | $50.00 | 12/13/2012 8:49:14 AM |
richierich19 | $25.00 | 12/13/2012 9:00:45 AM |
USMCR | $25.00 | 12/12/2012 7:00:24 PM |
chief64 | $200.00 | 12/13/2012 9:34:56 AM |
fund-blackberry6 | $25.00 | 12/13/2012 9:07:32 AM |
CAGE-Investments | $25.00 | 12/13/2012 9:10:15 AM |
adaboy65 | $48.00 | 12/13/2012 9:40:52 AM |
valiant-liberty4 | $25.00 | 12/13/2012 9:42:10 AM |
power-secret-agent | $25.00 | 12/13/2012 2:23:45 AM |
payout-detective7 | $25.00 | 12/13/2012 6:25:35 AM |
felicity-czar6 | $30.00 | 12/13/2012 7:18:10 AM |
velocity-solo | $25.00 | 12/13/2012 10:44:11 AM |
rhodylend | $25.00 | 12/13/2012 10:45:54 AM |
encore02 | $50.00 | 12/13/2012 9:09:57 AM |
the-silver-blaster | $75.00 | 12/13/2012 9:11:48 AM |
principal-cooker2 | $50.00 | 12/13/2012 10:14:03 AM |
wealth-infusion6 | $50.00 | 12/13/2012 11:11:20 AM |
agalt | $75.00 | 12/13/2012 10:23:00 AM |
proud-wealth2 | $30.34 | 12/13/2012 11:03:42 AM |
compatible-deal9 | $25.00 | 12/13/2012 12:34:19 PM |
handy-affluence9 | $50.00 | 12/13/2012 12:43:09 PM |
liberty-society5 | $25.00 | 12/13/2012 11:56:38 AM |
order-tamale | $675.00 | 12/13/2012 12:05:31 PM |
Ripsaw4U | $50.00 | 12/13/2012 1:06:12 PM |
natural-worth9 | $200.00 | 12/13/2012 4:36:55 PM |
crown-year | $500.00 | 12/13/2012 1:01:38 PM |
cberthiaume | $25.00 | 12/13/2012 2:22:42 PM |
abundant-community130 | $25.00 | 12/13/2012 12:05:51 PM |
6515Wheat | $25.00 | 12/13/2012 4:38:26 PM |
164 Investments
|
Borrower Payment Dependent Notes Series
672364
This series of Notes was issued and sold upon the funding of the borrower loan #78867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,682.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 4.99% |
Listing Start date:
| Nov-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 14.09% |
Borrower rate/APR:
| 15.09% / 18.73% |
Monthly payment:
| $624.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.37% | | |
| |
Estimated return*:
| 8.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1977 |
Debt/Income ratio:
| 42% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 21y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,218 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| speedy-economy8 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Pay off credit cards
My financial situation: stable
I am a good candidate for this loan because...responsible and pay my debts
Monthly net income: $3000.00
Monthly expenses: $
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $178.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1400.00
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-microscope2 | $200.00 | 11/27/2012 5:07:17 PM |
kind-lovely-marketplace | $50.00 | 11/27/2012 5:23:09 PM |
special-dinero553 | $25.00 | 11/27/2012 5:27:40 PM |
radiant-dollar9 | $200.00 | 11/27/2012 5:30:34 PM |
transaction-seahorse0 | $25.00 | 11/27/2012 5:32:09 PM |
windguy | $50.00 | 11/27/2012 5:33:24 PM |
octoberfresh | $25.00 | 11/27/2012 7:05:23 PM |
payout-motivator0 | $50.00 | 11/29/2012 6:41:12 PM |
WhiteInvestor | $27.00 | 11/30/2012 1:23:48 PM |
geechee | $25.00 | 12/1/2012 5:36:12 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:32:39 AM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:33 AM |
natural-worth9 | $100.00 | 12/3/2012 2:47:19 PM |
riskreward | $250.00 | 12/3/2012 5:52:30 PM |
PFTLender | $25.00 | 12/4/2012 3:05:15 PM |
logical-peso2 | $25.00 | 12/5/2012 9:36:42 AM |
lionheart722 | $25.00 | 12/5/2012 9:27:47 AM |
amicablenemesis | $50.00 | 12/5/2012 10:30:16 AM |
bright-idea11 | $25.00 | 12/5/2012 10:49:00 AM |
HoosierDaddie | $300.00 | 12/5/2012 10:34:15 AM |
valiant-return584 | $50.00 | 12/7/2012 6:09:55 PM |
dominickf | $50.00 | 12/8/2012 2:08:22 PM |
fulfilling-bazaar4 | $100.00 | 12/10/2012 5:07:49 PM |
auction-iris9 | $120.00 | 12/10/2012 5:20:46 PM |
enthralling-investment | $25.00 | 12/10/2012 5:22:19 PM |
return-statuette139 | $50.00 | 12/10/2012 5:24:33 PM |
hope-wrangler1 | $50.00 | 12/10/2012 4:16:55 PM |
fortytwo | $97.00 | 12/10/2012 5:07:38 PM |
first-credit-meridian | $25.00 | 12/10/2012 5:07:43 PM |
Asynch | $25.00 | 12/10/2012 5:57:40 PM |
_G_ | $25.00 | 12/10/2012 6:19:01 PM |
value-caravan | $25.00 | 12/10/2012 5:12:17 PM |
decisive-return611 | $100.00 | 12/10/2012 5:51:34 PM |
villagers | $50.00 | 12/10/2012 5:51:51 PM |
deegeeman | $25.00 | 12/10/2012 5:27:02 PM |
KU83 | $25.00 | 12/10/2012 6:15:25 PM |
jdashv | $25.00 | 12/10/2012 8:51:33 PM |
open-minded-loot6 | $500.00 | 12/10/2012 9:09:11 PM |
newest-yield-wasp | $25.00 | 12/10/2012 6:56:46 PM |
kbmin | $25.00 | 12/10/2012 8:15:47 PM |
payment-associate5 | $100.00 | 12/10/2012 8:48:57 PM |
payout-optimizer1 | $50.00 | 12/11/2012 7:58:22 AM |
Strato | $25.00 | 12/10/2012 11:15:28 PM |
sincere-funds470 | $25.00 | 12/11/2012 8:39:52 AM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:27 AM |
silver-philosopher | $25.00 | 12/11/2012 6:36:49 AM |
forthright-contract2 | $25.00 | 12/10/2012 9:42:00 PM |
transparent-wealth6 | $25.00 | 12/10/2012 10:39:13 PM |
ready-agreement5 | $25.00 | 12/11/2012 9:40:49 AM |
redmumba | $50.00 | 12/11/2012 12:29:59 AM |
greenback-trooper8 | $25.00 | 12/11/2012 1:13:30 AM |
scrappy-leverage6 | $25.00 | 12/11/2012 9:54:49 AM |
visionary-generosity0 | $25.00 | 12/11/2012 9:20:04 AM |
Jalebi | $25.00 | 12/11/2012 9:21:43 AM |
proper-exchange8 | $50.00 | 12/11/2012 10:04:50 AM |
rescue | $100.00 | 12/11/2012 10:11:47 AM |
american6 | $50.00 | 12/11/2012 10:24:14 AM |
UT-Longhorn | $25.00 | 12/11/2012 9:47:33 AM |
EnglishGeekInNYC | $25.00 | 12/11/2012 10:13:53 AM |
orange-market-amigo | $200.00 | 12/11/2012 9:56:04 AM |
notupdated | $25.00 | 12/11/2012 10:38:16 AM |
penny-firestarter | $26.00 | 12/11/2012 12:09:26 PM |
versatile-dime442 | $900.00 | 12/11/2012 10:25:42 AM |
unclejaef | $25.00 | 12/11/2012 3:18:11 PM |
dinero-gusto9 | $25.00 | 12/11/2012 11:45:43 AM |
justice-disk | $25.00 | 12/11/2012 12:51:29 PM |
aldeed | $50.00 | 12/11/2012 1:02:57 PM |
escharfer | $25.00 | 12/11/2012 10:50:56 AM |
magnificent-dime4 | $25.00 | 12/11/2012 11:10:54 AM |
attentive-finance4 | $25.00 | 12/11/2012 11:43:19 AM |
kind-euro-mirth | $50.00 | 11/27/2012 5:09:51 PM |
phenomenal-rate1 | $500.00 | 11/27/2012 5:10:47 PM |
gravbox | $25.00 | 11/27/2012 6:57:14 PM |
bowdish1 | $25.00 | 11/27/2012 5:51:56 PM |
JeremyLinFan | $30.00 | 11/28/2012 11:26:47 AM |
bazaar-tulip | $25.00 | 11/29/2012 5:31:48 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:55 PM |
new-start18100 | $25.00 | 12/5/2012 9:51:25 AM |
Mommo | $50.00 | 12/5/2012 10:28:31 AM |
Harry | $75.00 | 12/5/2012 9:49:05 AM |
dime-mandolin9 | $50.00 | 12/5/2012 10:41:31 AM |
qsolo | $25.00 | 12/5/2012 10:45:48 AM |
repayment-pagoda8 | $100.00 | 12/5/2012 10:38:49 AM |
nickel-ferret | $25.00 | 12/5/2012 10:47:49 AM |
bonus-apricot366 | $25.00 | 12/5/2012 5:39:47 PM |
LongTail | $35.00 | 12/5/2012 10:04:43 PM |
green-order-captain | $50.00 | 12/5/2012 7:36:39 PM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:19 AM |
simplelender80 | $75.00 | 12/9/2012 1:59:51 PM |
BostonCapital | $100.00 | 12/10/2012 9:16:35 AM |
tech310 | $50.00 | 12/10/2012 5:30:35 PM |
prudent-dough458 | $25.00 | 12/10/2012 5:04:01 PM |
luann199 | $25.00 | 12/10/2012 5:46:28 PM |
franzzua | $25.00 | 12/10/2012 5:11:11 PM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:18 PM |
jga516 | $25.00 | 12/10/2012 5:18:37 PM |
a-resplendent-commitment | $25.00 | 12/10/2012 6:02:54 PM |
sqdrew | $25.00 | 12/10/2012 3:38:29 PM |
principal-cooker2 | $50.00 | 12/10/2012 6:04:34 PM |
adaboy65 | $100.00 | 12/10/2012 6:08:34 PM |
Haydn-sav | $25.00 | 12/10/2012 5:28:33 PM |
Investoman | $25.00 | 12/10/2012 6:11:10 PM |
community-bee | $25.00 | 12/10/2012 6:13:00 PM |
spoolin18t | $50.00 | 12/10/2012 4:33:20 PM |
point-oyster5 | $25.00 | 12/10/2012 5:03:19 PM |
value-showcase828 | $25.00 | 12/10/2012 5:44:26 PM |
psteveo | $25.00 | 12/10/2012 5:48:24 PM |
sharp-platinum326 | $25.00 | 12/10/2012 5:10:16 PM |
dunkard13 | $100.00 | 12/10/2012 5:24:03 PM |
tylerfd | $50.00 | 12/10/2012 6:10:24 PM |
money-atizer | $25.00 | 12/10/2012 5:43:47 PM |
commerce-viking1 | $50.00 | 12/10/2012 5:46:54 PM |
dignified-finance | $43.00 | 12/10/2012 5:49:52 PM |
GenerousGentleMan | $25.00 | 12/10/2012 6:25:30 PM |
ItsJustMe79 | $25.00 | 12/10/2012 6:38:34 PM |
clean-penny059 | $100.00 | 12/10/2012 7:08:30 PM |
scholarly-liberty3 | $25.00 | 12/10/2012 6:21:04 PM |
sugardaddy74 | $25.00 | 12/10/2012 8:06:15 PM |
uagrad | $25.00 | 12/11/2012 4:23:56 AM |
a-graceful-yield | $50.00 | 12/10/2012 9:25:55 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:00 PM |
HereToHelp305 | $50.00 | 12/10/2012 10:10:01 PM |
auction-architect7 | $25.00 | 12/10/2012 8:11:49 PM |
bowerz | $25.00 | 12/10/2012 8:13:35 PM |
entertaining-revenue4 | $50.00 | 12/11/2012 9:35:01 AM |
saver224 | $50.00 | 12/10/2012 10:55:38 PM |
Tradesmanlender | $25.00 | 12/11/2012 9:05:36 AM |
kindness-rascal5 | $25.00 | 12/11/2012 6:21:15 AM |
haplender | $50.00 | 12/11/2012 10:21:33 AM |
structure9 | $25.00 | 12/11/2012 10:23:55 AM |
bazaar-festivity | $25.00 | 12/11/2012 10:34:40 AM |
compoundinterest | $25.00 | 12/11/2012 10:01:58 AM |
Cai8899 | $25.00 | 12/11/2012 10:03:19 AM |
the-laudable-peso | $40.00 | 12/11/2012 10:08:48 AM |
unrivaled-deal676 | $35.00 | 12/11/2012 10:23:15 AM |
mindful-generosity1 | $44.00 | 12/11/2012 10:01:09 AM |
Ben_Graham | $30.00 | 12/11/2012 12:51:58 PM |
credit-maple | $25.00 | 12/11/2012 10:14:02 AM |
digipak78 | $50.00 | 12/11/2012 10:53:27 AM |
dynamic-money271 | $100.00 | 12/11/2012 11:02:20 AM |
sympathetic-funds818 | $25.00 | 12/11/2012 11:06:53 AM |
marketplace-conductor886 | $100.00 | 12/11/2012 2:36:36 PM |
loot-prescription3 | $25.00 | 12/11/2012 10:33:25 AM |
abundant-community130 | $50.00 | 12/11/2012 10:37:55 AM |
dukeiyer | $25.00 | 12/11/2012 10:51:50 AM |
ethical-truth211 | $300.00 | 12/11/2012 2:02:00 PM |
pleasant-listing712 | $25.00 | 12/11/2012 1:47:06 PM |
Index_Plus | $3,780.00 | 12/11/2012 3:04:28 PM |
148 Investments
|
Borrower Payment Dependent Notes Series
672510
This series of Notes was issued and sold upon the funding of the borrower loan #78984, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-03-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $292.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 33% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 18y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,849 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sensible-finance751 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay car off and pay some bills off
My financial situation: great
I am a good candidate for this loan because...i pay my bill on time and pay them
Monthly net income: 3000
Monthly expenses: $
Housing: $374
Insurance: $80
Car expenses: $0
Utilities: $191
Phone, cable, internet: $54
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
repayment-pagoda8 | $100.00 | 11/27/2012 5:18:20 PM |
bowdish1 | $25.00 | 11/27/2012 5:51:57 PM |
finder61 | $25.00 | 11/27/2012 11:09:37 PM |
CreditBuilder2 | $25.06 | 11/27/2012 6:55:27 PM |
gravbox | $25.00 | 11/27/2012 6:57:15 PM |
LoanerPrincipal | $25.00 | 11/28/2012 11:50:13 AM |
profitable-fairness1 | $75.00 | 11/28/2012 12:51:05 PM |
astute-benjamins | $25.00 | 11/29/2012 7:11:19 AM |
ryan6853 | $25.00 | 11/29/2012 8:51:22 AM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:45 AM |
axl163 | $25.00 | 11/29/2012 10:17:00 AM |
loot-prescription3 | $25.00 | 11/29/2012 11:30:39 AM |
bewitching-vigilance4 | $25.00 | 11/29/2012 11:46:33 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:27:00 PM |
franzzua | $25.00 | 11/30/2012 6:48:12 AM |
integrity-doctor | $100.00 | 11/30/2012 8:08:55 AM |
justreturns | $25.00 | 11/30/2012 11:08:08 AM |
dariop | $25.01 | 11/30/2012 10:33:37 AM |
marwadi-62 | $200.00 | 11/30/2012 12:02:15 PM |
Bob450 | $25.00 | 12/1/2012 10:23:12 AM |
credit-adventurer313 | $27.04 | 12/1/2012 11:02:13 AM |
phenomenal-gain5 | $25.00 | 12/1/2012 8:39:19 AM |
radforj22 | $25.00 | 12/1/2012 12:43:06 PM |
mindful-generosity1 | $50.00 | 12/1/2012 1:15:35 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:57 PM |
sympathetic-funds818 | $25.00 | 12/1/2012 2:14:35 PM |
balance-force | $35.00 | 12/1/2012 1:27:53 PM |
cablenews | $50.00 | 12/1/2012 6:33:15 PM |
jodilee31 | $46.66 | 12/1/2012 6:34:48 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:41 PM |
privatebanker | $27.00 | 12/1/2012 11:03:12 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:46 PM |
loyalty-voyage | $25.00 | 12/3/2012 5:52:54 AM |
igniter584 | $25.00 | 12/3/2012 6:18:54 AM |
Neptune-Capital | $25.00 | 12/2/2012 2:50:49 PM |
velocity-balancer6 | $25.00 | 12/3/2012 8:49:14 AM |
a-restless-dollar | $30.00 | 12/2/2012 4:27:55 PM |
Darts | $50.00 | 12/2/2012 8:47:34 PM |
finance-coyote3 | $3,000.00 | 12/3/2012 3:48:11 AM |
FWF-kinetic | $25.00 | 12/2/2012 10:09:05 PM |
buffalobills | $25.00 | 12/3/2012 9:22:06 AM |
successful-agreement7 | $100.00 | 12/3/2012 9:37:15 AM |
dukeiyer | $25.00 | 12/3/2012 9:56:20 AM |
wwwUniversal | $25.00 | 12/3/2012 9:59:10 AM |
abundant-power | $50.00 | 12/3/2012 2:43:19 PM |
schnarff | $25.00 | 12/3/2012 3:05:42 PM |
listing-flower2 | $100.00 | 12/3/2012 2:02:01 PM |
sacopt | $25.00 | 12/3/2012 2:23:23 PM |
phenomenal-rate1 | $500.00 | 12/3/2012 5:15:35 PM |
velocity-tom-tom2 | $25.00 | 12/3/2012 5:23:26 PM |
Engineer44 | $25.00 | 12/3/2012 6:34:34 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:44 PM |
bid-tweet7 | $50.00 | 12/3/2012 7:18:47 PM |
wetlands | $200.00 | 11/27/2012 5:29:10 PM |
cash-mad-scientist3 | $25.00 | 11/27/2012 5:51:36 PM |
kind-lovely-marketplace | $50.00 | 11/27/2012 5:23:09 PM |
octoberfresh | $25.00 | 11/27/2012 7:05:23 PM |
windguy | $50.00 | 11/27/2012 5:33:38 PM |
kila-designer | $149.00 | 11/27/2012 5:43:24 PM |
rtfproducer | $25.00 | 11/27/2012 5:46:14 PM |
PrimeFunding | $25.00 | 11/27/2012 5:49:40 PM |
deal-selector5 | $25.00 | 11/27/2012 5:55:39 PM |
nevee | $25.00 | 11/27/2012 6:35:36 PM |
EFS | $400.00 | 11/27/2012 7:57:03 PM |
natural-worth9 | $100.00 | 11/28/2012 9:23:49 AM |
patriot897 | $25.00 | 11/28/2012 9:09:36 AM |
dunkard13 | $100.00 | 11/28/2012 9:27:14 AM |
6_kids_college_fund | $25.00 | 11/28/2012 10:42:37 AM |
riskreward | $250.00 | 11/28/2012 1:46:38 PM |
payment-halo | $25.00 | 11/28/2012 11:28:52 AM |
aquariano2 | $25.00 | 11/28/2012 4:47:44 PM |
special-transparency2 | $25.00 | 11/28/2012 1:34:38 PM |
green-high-five7 | $65.00 | 11/28/2012 5:41:35 PM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:31 AM |
persist_in_doing | $25.00 | 11/29/2012 6:52:12 PM |
refined-hope3 | $25.00 | 11/29/2012 6:19:47 PM |
tech310 | $50.00 | 11/30/2012 9:49:56 AM |
persistent-dinero953 | $25.00 | 11/30/2012 11:07:48 AM |
tolerant-responsibility051 | $2,500.00 | 11/30/2012 5:36:38 PM |
kulender | $100.00 | 11/30/2012 6:10:19 PM |
dunox | $75.00 | 11/30/2012 4:15:46 PM |
first-graceful-contract | $25.00 | 11/30/2012 10:38:28 PM |
aabadabadoo | $25.00 | 11/30/2012 6:25:48 PM |
awwaww | $25.00 | 12/1/2012 12:52:55 PM |
ucantbeetit | $25.00 | 12/1/2012 1:10:15 PM |
djkaiser | $25.00 | 12/1/2012 2:34:36 PM |
satisfying-reward1 | $38.75 | 12/2/2012 12:42:22 AM |
goat361 | $30.00 | 12/2/2012 6:06:01 AM |
prudent-deal662 | $25.00 | 12/2/2012 1:21:04 PM |
Moneypenny6 | $25.00 | 12/2/2012 1:58:29 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:51 PM |
well-mannered-income3 | $100.00 | 12/2/2012 5:19:08 PM |
syracuserei | $50.00 | 12/2/2012 5:53:14 PM |
YosemiteSam | $25.00 | 12/3/2012 4:43:25 AM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:05 PM |
coin-popcorn | $25.00 | 12/3/2012 7:51:24 AM |
Digs | $25.00 | 12/3/2012 4:45:04 AM |
ResQDoc | $25.00 | 12/3/2012 7:47:08 AM |
compoundinterest | $25.00 | 12/3/2012 9:53:16 AM |
Bikram | $50.00 | 12/3/2012 10:35:43 AM |
klinebarger | $25.00 | 12/3/2012 11:27:43 AM |
herbyman | $50.00 | 12/3/2012 12:33:24 PM |
preventivepestcontrol | $50.00 | 12/3/2012 10:29:30 AM |
Lend2 | $25.00 | 12/3/2012 4:21:34 PM |
Curly-Girly | $25.00 | 12/3/2012 10:54:25 AM |
Techne_Funds_LLC | $25.00 | 12/3/2012 5:29:48 PM |
Haydn-sav | $25.00 | 12/3/2012 5:21:08 PM |
yield-cosmos1 | $31.79 | 12/3/2012 6:45:24 PM |
pound-pine5 | $25.00 | 12/3/2012 5:52:46 PM |
northern_paddler | $25.00 | 12/3/2012 6:26:37 PM |
helpful-fund7 | $44.69 | 12/3/2012 7:30:01 PM |
111 Investments
|
Borrower Payment Dependent Notes Series
672892
This series of Notes was issued and sold upon the funding of the borrower loan #78834, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Nov-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 17
/
16 | Length of status: | 6y 0m |
Amount delinquent:
| $5,736 |
Total credit lines:
| 37 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,067 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 30 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Elegance30092 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $100.00 | 11/17/2012 12:20:43 PM |
ultimate-peace | $225.00 | 11/18/2012 11:02:52 AM |
banker34 | $25.00 | 11/19/2012 9:57:44 AM |
businessbroker101 | $35.00 | 11/26/2012 6:26:15 PM |
Cybercusp | $25.00 | 11/26/2012 10:32:28 PM |
diplomatic-wealth7 | $25.00 | 11/26/2012 8:24:06 PM |
bold-worth-wrangler | $25.00 | 11/27/2012 2:45:55 PM |
bid-lightning9 | $40.00 | 11/28/2012 9:26:58 PM |
WisconsinFinance | $25.00 | 11/30/2012 9:04:36 AM |
thoughtful-integrity | $64.33 | 11/30/2012 9:55:33 AM |
deal-hickory5 | $63.00 | 11/30/2012 10:52:36 AM |
reward-adventure | $50.00 | 11/30/2012 11:15:43 AM |
leodaguy | $100.00 | 11/30/2012 12:16:19 PM |
bold-joyful-coin9 | $25.00 | 11/30/2012 1:15:14 PM |
yield-hut | $25.00 | 11/30/2012 5:59:45 PM |
WalnutCreekguy | $100.00 | 12/1/2012 7:02:52 AM |
payout-shrubbery7 | $25.00 | 11/30/2012 9:25:03 PM |
note-admiral548 | $25.00 | 12/1/2012 6:34:25 AM |
TheSituation | $25.00 | 11/17/2012 12:05:04 PM |
responsibility-butterfly | $50.00 | 11/24/2012 6:43:37 AM |
gain-expert | $25.00 | 11/26/2012 7:21:14 PM |
mrxtravis | $25.00 | 11/27/2012 11:54:12 AM |
LuvToLend | $25.00 | 11/28/2012 10:35:44 AM |
sympathetic-funds818 | $50.00 | 11/28/2012 4:04:34 PM |
pembull | $25.00 | 11/28/2012 11:59:50 AM |
new-dignified-dinero | $100.00 | 11/29/2012 10:59:23 AM |
courteous-platinum7 | $25.00 | 11/30/2012 8:44:46 AM |
fuzed | $50.00 | 11/30/2012 6:50:31 AM |
wrangler034 | $25.00 | 11/30/2012 11:24:28 AM |
principal-cooker2 | $34.00 | 11/30/2012 10:32:29 AM |
Lilred7879 | $25.00 | 11/30/2012 12:29:33 PM |
account98118 | $25.00 | 11/30/2012 1:45:37 PM |
restless-payment312 | $63.00 | 11/30/2012 4:23:58 PM |
opp4loan | $25.00 | 11/30/2012 6:18:32 PM |
copper | $50.00 | 11/30/2012 5:07:04 PM |
green-sentimental-rupee | $25.00 | 11/30/2012 10:00:49 PM |
transaction-puppy6 | $25.00 | 11/30/2012 5:36:57 PM |
HoweMoney | $25.00 | 12/1/2012 6:35:36 AM |
bitterroot_mt | $25.00 | 11/30/2012 7:28:58 PM |
progressive-power9 | $25.00 | 12/1/2012 12:12:43 AM |
cash-mussel | $172.60 | 11/30/2012 9:15:23 PM |
generosity-leather858 | $25.00 | 12/1/2012 4:03:24 AM |
bent300 | $25.00 | 12/1/2012 8:18:43 AM |
sweety075 | $3.07 | 12/1/2012 8:24:03 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
673064
This series of Notes was issued and sold upon the funding of the borrower loan #78792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Nov-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,347 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| No | | |
Screen name:
| duty-conservationist5 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: to start up our business
This loan will be used to...purchase a product line
My financial situation:
I am a good candidate for this loan because...
I pay on time and pay off debts. It will be used to further my salon/ spa business with a strategic plan
Monthly net income: $8,000
Monthly expenses: $2,000
Housing: $
Insurance: $200
Car expenses: $520
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
withering-flounder | $75.00 | 11/20/2012 9:03:49 AM |
kind-lovely-marketplace | $50.00 | 11/20/2012 9:35:29 AM |
transaction-seahorse0 | $25.00 | 11/20/2012 9:45:36 AM |
thrifty-capital | $39.00 | 11/20/2012 11:10:09 AM |
Danjack_Capital | $25.00 | 11/20/2012 10:35:59 AM |
adventurer447 | $300.00 | 11/20/2012 5:58:56 PM |
52digital | $75.00 | 11/21/2012 9:39:50 AM |
return-point2 | $100.00 | 11/21/2012 3:17:30 PM |
deal-searcher1 | $25.00 | 11/21/2012 5:39:37 PM |
zorg77 | $25.00 | 11/21/2012 7:37:01 PM |
Haribelle | $25.00 | 11/22/2012 3:42:04 PM |
first-inspiring-vigilance | $25.00 | 11/24/2012 1:26:38 PM |
love-interest | $25.00 | 11/24/2012 3:40:18 PM |
return-statuette139 | $100.00 | 11/24/2012 7:18:10 PM |
money-surge1 | $25.00 | 11/25/2012 1:48:11 PM |
Investor_DP | $200.00 | 11/27/2012 9:06:59 AM |
auction-iris9 | $120.00 | 11/27/2012 10:55:43 AM |
LuvToLend | $25.00 | 11/28/2012 10:36:24 AM |
money-baron | $100.00 | 11/28/2012 11:43:23 AM |
power-chihuahua | $25.00 | 11/29/2012 10:25:00 AM |
DreisersFinancier | $50.00 | 11/29/2012 10:58:32 AM |
top-responsibility-sage | $50.00 | 11/30/2012 9:23:00 AM |
Digger85 | $100.00 | 11/30/2012 3:48:25 AM |
fervent-repayment | $100.00 | 11/30/2012 5:06:43 AM |
run26miles | $25.00 | 11/30/2012 1:06:39 PM |
Astyanax | $25.00 | 11/30/2012 4:35:24 PM |
Christus_Victor | $25.00 | 11/30/2012 11:02:25 PM |
jpac1066 | $25.00 | 12/1/2012 5:40:44 AM |
Weaverville | $25.00 | 12/1/2012 9:21:02 AM |
transaction-circuit | $75.00 | 12/1/2012 12:39:27 PM |
fantastic-wampum1 | $74.00 | 12/1/2012 1:11:16 PM |
duty-viola | $35.00 | 12/1/2012 1:12:22 PM |
favorite-commerce | $30.00 | 12/1/2012 2:07:30 PM |
pound-mushroom3 | $25.00 | 12/1/2012 2:26:15 PM |
CA-Lender | $12.66 | 12/1/2012 2:35:15 PM |
octoberfresh | $25.00 | 11/20/2012 10:17:00 AM |
responsibility-butterfly | $50.00 | 11/21/2012 8:17:45 AM |
authentic-finance194 | $50.00 | 11/21/2012 10:30:02 AM |
fortytwo | $100.00 | 11/21/2012 12:23:56 PM |
dudebrah | $25.00 | 11/21/2012 4:28:08 PM |
value-showcase828 | $25.00 | 11/21/2012 5:30:57 PM |
point-oyster5 | $25.00 | 11/21/2012 5:28:45 PM |
money-baron-Roth401k | $50.00 | 11/21/2012 6:37:45 PM |
foothillender | $25.00 | 11/22/2012 7:33:23 AM |
tender-ore | $25.00 | 11/22/2012 10:56:29 AM |
banker34 | $25.00 | 11/22/2012 12:46:48 PM |
careful-vigilance4 | $25.00 | 11/25/2012 12:20:33 PM |
balance-force | $50.00 | 11/25/2012 3:47:25 PM |
deal-selector5 | $25.00 | 11/26/2012 3:01:19 PM |
autumnae | $50.00 | 11/27/2012 9:21:37 AM |
missing-link | $25.00 | 11/27/2012 11:56:52 AM |
blue-subtle-integrity | $25.00 | 11/27/2012 11:11:15 AM |
let_me_retire | $50.00 | 11/27/2012 3:50:25 PM |
desertoasis | $25.00 | 11/28/2012 5:11:49 AM |
glimmering-funds2 | $25.00 | 11/28/2012 5:00:35 PM |
greenback-amplifier | $25.00 | 11/28/2012 10:26:37 PM |
hektek22 | $600.00 | 11/29/2012 7:41:57 AM |
careful-money2 | $25.00 | 11/29/2012 8:03:04 PM |
orearella3 | $30.00 | 11/30/2012 9:28:03 AM |
ore-authority2 | $50.00 | 11/30/2012 12:06:07 PM |
bitterroot_mt | $25.00 | 11/30/2012 11:00:03 AM |
bold-joyful-coin9 | $25.00 | 11/30/2012 1:13:35 PM |
first-credit-meridian | $25.00 | 11/30/2012 1:03:20 PM |
WalnutCreekguy | $100.00 | 12/1/2012 7:03:08 AM |
saxaphone6 | $25.00 | 11/30/2012 8:10:07 PM |
grf1945 | $25.00 | 12/1/2012 12:32:37 PM |
keen-economy6 | $25.00 | 12/1/2012 10:28:24 AM |
bazaar-orca | $50.00 | 12/1/2012 11:35:55 AM |
CalBear08 | $33.33 | 12/1/2012 12:04:02 PM |
the_spook | $25.01 | 12/1/2012 1:24:27 PM |
sgt-schultz | $26.00 | 12/1/2012 12:58:05 PM |
ItsJustMe79 | $25.00 | 12/1/2012 1:30:47 PM |
platinum-whomper8 | $50.00 | 12/1/2012 1:49:46 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
673664
This series of Notes was issued and sold upon the funding of the borrower loan #79157, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Nov-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Nov-29-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $217.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 36% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
23 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,131 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blue-blissful-interest |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation/pay off high APR
Purpose of loan: pay off high rate credit card debt
This loan will be used to...
I am seeking to pay off my highest credit card debt. I've paid off smaller balances, but realize I cannot get far unless I stop paying high interest. This loan will help me begin to truly make some headway on the credit card debt I hold.
My financial situation: I have a steady job with the federal government in a field I really enjoy. I make a good salary, but too much of my money is going to interest payments. I incurred most of this debt while in grad school. My field is in the humanities, I realize now I regrettably never even attempted to do the math then to understand what things would be like in ten years. I can get by, but will not pay off the credit card debt easily unless I reduce my balances and get better rates.
I am a good candidate for this loan because...I am taking the first steps to really get my credit card debt under control. I've paid off one small balance and am close to paying a second small balance. I've looked much more closely at my budget over the past year and eliminated the unnecessary--no cable TV, more meals at home, no impulse purchases. I have gathered a large book collection, but am beginning to pare it down with online selling to further bring the debt down. The more I list, the better it becomes as a sideline for me. But my fear now is that I will not be in a position to get decent interest rates for five or more years, even with the efforts I've been making.
Monthly net income: $3530
Monthly expenses: $100
Housing: $753
Insurance: $54
Car expenses: $0 (own in full)
Utilities: $110
Phone, cable, internet: $70
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $1500
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $100.00 | 11/21/2012 9:20:38 AM |
janeybooboo | $100.00 | 11/21/2012 9:06:20 AM |
84928429 | $50.00 | 11/21/2012 9:05:01 AM |
RGlad | $150.00 | 11/21/2012 9:08:54 AM |
valiant-return584 | $50.00 | 11/21/2012 9:18:01 AM |
Nco | $100.00 | 11/21/2012 9:53:13 AM |
Jasner | $25.00 | 11/21/2012 10:39:47 AM |
jubilant-capital1 | $25.00 | 11/21/2012 10:34:19 AM |
Silver_Rupee | $25.00 | 11/21/2012 10:53:49 AM |
first-class-gold0 | $50.00 | 11/21/2012 11:12:13 AM |
kind-lovely-marketplace | $50.00 | 11/21/2012 12:01:26 PM |
point-oyster5 | $25.00 | 11/21/2012 5:29:04 PM |
first-dinero-paladin | $25.00 | 11/21/2012 2:15:03 PM |
rtfproducer | $25.00 | 11/21/2012 5:49:02 PM |
first-serene-credit | $25.00 | 11/22/2012 3:52:15 AM |
elegant-loot | $62.01 | 11/22/2012 8:05:13 AM |
cr8on | $30.00 | 11/22/2012 9:05:25 AM |
persist_in_doing | $25.00 | 11/22/2012 9:38:34 AM |
Star_Witness | $25.00 | 11/22/2012 4:28:52 PM |
hopeful-truth5 | $75.00 | 11/23/2012 6:53:30 AM |
transparency-universe8 | $25.00 | 11/22/2012 5:06:31 PM |
TumbleWeed88 | $25.00 | 11/22/2012 5:42:33 PM |
oxnard | $50.00 | 11/23/2012 5:39:45 AM |
duty-monger | $50.00 | 11/23/2012 7:11:44 AM |
tech310 | $50.00 | 11/23/2012 9:59:48 AM |
commerce-venture1 | $25.00 | 11/23/2012 5:28:23 PM |
return-point2 | $100.00 | 11/24/2012 7:02:43 AM |
deal-selector5 | $25.00 | 11/25/2012 7:52:02 AM |
gold-sushi | $25.00 | 11/24/2012 3:43:08 PM |
aquariano2 | $25.00 | 11/24/2012 3:52:34 PM |
scarlet-velvet | $50.08 | 11/25/2012 3:54:58 PM |
simplyonce | $25.00 | 11/25/2012 1:48:30 PM |
schnarff | $25.00 | 11/25/2012 4:12:27 PM |
newest-note-journey | $25.00 | 11/26/2012 11:24:59 AM |
gain-chosen-one081 | $25.00 | 11/26/2012 9:46:50 AM |
economy-producer | $25.00 | 11/26/2012 10:12:15 AM |
kindness-electron577 | $25.00 | 11/26/2012 10:31:35 AM |
BankofRon | $25.00 | 11/26/2012 5:58:21 PM |
ready-vigilance3 | $25.00 | 11/27/2012 7:18:24 AM |
bill-thinker135 | $35.00 | 11/27/2012 9:54:58 AM |
proper-exchange8 | $50.00 | 11/27/2012 10:40:15 AM |
monster4 | $50.00 | 11/27/2012 11:00:56 AM |
atbright | $25.00 | 11/27/2012 1:51:22 PM |
top-community-voyage | $50.00 | 11/27/2012 5:31:46 PM |
return-statuette139 | $50.00 | 11/27/2012 5:42:57 PM |
LuvToLend | $25.00 | 11/28/2012 10:36:47 AM |
bewitching-dollar5 | $200.00 | 11/28/2012 9:59:58 AM |
Kaj | $25.00 | 11/28/2012 10:18:49 AM |
Iwillhuntyoudown | $25.00 | 11/28/2012 10:55:33 AM |
revenue-achievement | $25.00 | 11/28/2012 11:14:39 AM |
sympathetic-funds818 | $50.00 | 11/28/2012 4:05:12 PM |
wetlands | $200.00 | 11/28/2012 1:38:34 PM |
ethical-truth211 | $800.00 | 11/28/2012 4:45:12 PM |
RocketSurgeon | $25.00 | 11/28/2012 6:29:35 PM |
Joyflyer | $25.00 | 11/28/2012 7:23:25 PM |
smart-kindness8 | $50.00 | 11/29/2012 4:01:31 AM |
centsoffreedom | $31.12 | 11/29/2012 4:25:54 AM |
blue-laudable-dinero | $25.00 | 11/28/2012 7:14:44 PM |
SpreadsheetSolutions | $25.06 | 11/29/2012 4:40:20 AM |
orearella3 | $30.00 | 11/29/2012 9:15:51 AM |
interstellar | $75.00 | 11/29/2012 9:49:15 AM |
theaterguy | $30.00 | 11/29/2012 11:31:23 AM |
a-rupee-chemistry | $25.00 | 11/29/2012 10:48:17 AM |
respectful-note5 | $25.00 | 11/29/2012 6:12:12 PM |
refined-hope3 | $25.00 | 11/29/2012 6:19:35 PM |
coin-popcorn | $25.00 | 11/29/2012 2:51:43 PM |
LJRR85 | $29.99 | 11/29/2012 3:28:25 PM |
Sid-K | $25.00 | 11/29/2012 6:31:46 PM |
friedokra | $25.00 | 11/29/2012 5:11:44 PM |
finance-coyote3 | $217.07 | 11/29/2012 7:46:32 PM |
ethical-income2 | $25.00 | 11/29/2012 6:14:35 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:07 PM |
Wrats6 | $25.00 | 11/21/2012 9:11:37 AM |
ferocious-kindness8 | $35.00 | 11/21/2012 9:26:25 AM |
thrifty-capital | $25.00 | 11/21/2012 11:28:07 AM |
Dubbs360 | $50.00 | 11/21/2012 10:16:54 AM |
octoberfresh | $25.00 | 11/21/2012 10:42:57 AM |
thrilling-point2 | $40.00 | 11/21/2012 11:50:25 AM |
liberty-tostada7 | $50.00 | 11/21/2012 11:37:19 AM |
thrilling-fund427 | $50.00 | 11/21/2012 11:52:02 AM |
marketplace-singularity3 | $25.00 | 11/21/2012 11:54:36 AM |
Interest2thePeople | $100.00 | 11/21/2012 11:44:46 AM |
successful-agreement7 | $100.00 | 11/21/2012 11:59:44 AM |
just-loyalty643 | $50.00 | 11/21/2012 6:04:46 PM |
responsibility-butterfly | $50.00 | 11/21/2012 6:21:48 PM |
EFS | $500.00 | 11/22/2012 9:41:08 AM |
justreturns | $25.00 | 11/22/2012 9:56:49 AM |
LittleMingo | $30.00 | 11/22/2012 11:04:26 AM |
wealth-competitor | $25.00 | 11/23/2012 4:18:48 PM |
thankful-nickel2 | $25.00 | 11/23/2012 3:24:42 PM |
thrifty-note2 | $40.00 | 11/23/2012 6:59:40 PM |
charming-exchange7 | $25.00 | 11/24/2012 12:52:42 PM |
pierrelasvegas | $25.00 | 11/24/2012 2:08:43 PM |
dunkard13 | $100.00 | 11/24/2012 12:22:37 PM |
bazaar-tulip | $25.00 | 11/24/2012 3:02:14 PM |
transparency-position | $110.00 | 11/24/2012 2:38:16 PM |
LoanerPrincipal | $25.00 | 11/24/2012 2:39:38 PM |
ideal-fairness339 | $50.00 | 11/25/2012 8:54:06 AM |
origami-panda | $25.00 | 11/26/2012 9:38:36 AM |
enriching-capital | $32.98 | 11/26/2012 3:46:55 PM |
economy-caper9 | $25.00 | 11/26/2012 2:39:18 PM |
fervent-commerce | $25.00 | 11/26/2012 6:00:44 PM |
WalnutCreekguy | $50.00 | 11/26/2012 6:59:47 PM |
dunox | $25.00 | 11/26/2012 7:36:02 PM |
bltzn123 | $35.00 | 11/27/2012 8:31:59 AM |
autumnae | $26.00 | 11/27/2012 9:21:43 AM |
vigorous-velocity | $300.00 | 11/27/2012 10:16:09 AM |
Zorro_970 | $100.00 | 11/27/2012 10:27:52 AM |
unassuming-p2ploan774 | $40.00 | 11/27/2012 11:33:41 AM |
auction-iris9 | $120.00 | 11/27/2012 10:56:18 AM |
industrious-p2ploan393 | $250.00 | 11/27/2012 11:06:14 AM |
Robertd918 | $30.00 | 11/27/2012 3:41:53 PM |
kulender | $100.00 | 11/27/2012 8:17:13 PM |
bold-felicity-image | $100.00 | 11/28/2012 6:46:46 AM |
eljobe | $50.00 | 11/28/2012 5:54:47 AM |
credit-coach118 | $25.36 | 11/28/2012 8:52:59 AM |
Bendistraw | $50.00 | 11/28/2012 10:32:52 AM |
EL_Papin | $25.00 | 11/28/2012 12:11:18 PM |
omegamon1 | $25.00 | 11/28/2012 11:28:38 AM |
persistent-dinero953 | $35.00 | 11/28/2012 1:51:45 PM |
MichaelProsper | $40.00 | 11/28/2012 1:52:24 PM |
Neptune-Capital | $25.00 | 11/28/2012 3:36:37 PM |
auction-seeker4 | $25.00 | 11/28/2012 5:56:56 PM |
Piaoliang | $34.03 | 11/28/2012 9:29:22 PM |
yield-hut | $25.00 | 11/29/2012 4:10:04 AM |
Leshan | $50.00 | 11/29/2012 6:14:32 AM |
SpreadsheetSolutions | $25.00 | 11/29/2012 4:40:03 AM |
diplomatic-wealth494 | $50.00 | 11/29/2012 9:53:17 AM |
green-loyalty-web | $25.00 | 11/29/2012 9:06:50 AM |
sturdy-economy173 | $50.00 | 11/29/2012 11:04:21 AM |
6515Wheat | $25.00 | 11/29/2012 1:49:38 PM |
TPUS | $36.59 | 11/29/2012 3:49:38 PM |
bewitching-vigilance4 | $25.00 | 11/29/2012 11:46:29 AM |
journey517 | $25.00 | 11/29/2012 5:45:37 PM |
Shockem923 | $25.00 | 11/29/2012 12:16:04 PM |
credit-prodigy4 | $100.00 | 11/29/2012 2:39:17 PM |
duty-flow23 | $25.00 | 11/29/2012 6:14:45 PM |
keichi03 | $25.00 | 11/29/2012 4:29:58 PM |
duty-accomplishment | $25.00 | 11/29/2012 4:54:18 PM |
circuitfive | $25.00 | 11/29/2012 5:24:38 PM |
pollosquawk | $40.22 | 11/29/2012 5:28:04 PM |
impeccable-ore3 | $25.00 | 11/29/2012 5:37:53 PM |
smart-transparency099 | $25.00 | 11/29/2012 6:33:22 PM |
RebuildingAmerica | $34.49 | 11/29/2012 7:24:09 PM |
144 Investments
|
Borrower Payment Dependent Notes Series
673702
This series of Notes was issued and sold upon the funding of the borrower loan #79451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Nov-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $238.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 30% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 22
/
21 | Length of status: | 27y 3m |
Amount delinquent:
| $65 |
Total credit lines:
| 47 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $80,615 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gentle-dime9 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...to pay off some credit cards that have a high interest rate to reduce my monthly expenses
My financial situation:
I am a good candidate for this loan because...I am still working and do take my debts serious and have not defaulted on any debts I owe and this loan would remove several debts that add up to about $500-$600 a month.
Monthly net income: $3905
Monthly expenses: $3780
Housing: $1337
Insurance: $155
Car expenses: $100
Utilities: $80
Phone, cable, internet: $106
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $1750
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Wrats6 | $25.00 | 11/30/2012 9:28:48 AM |
formula842 | $25.00 | 11/30/2012 11:37:49 AM |
return-point2 | $100.00 | 11/30/2012 11:28:20 AM |
WalnutCreekguy | $50.00 | 11/30/2012 11:38:27 AM |
transaction-seahorse0 | $25.00 | 11/30/2012 4:38:34 PM |
vutah | $45.00 | 11/30/2012 2:18:56 PM |
open-minded-p2p1 | $25.00 | 11/30/2012 1:50:44 PM |
liberty-tostada7 | $25.00 | 11/30/2012 2:05:24 PM |
Endeavour | $150.00 | 11/30/2012 2:32:22 PM |
E-2 | $100.00 | 11/30/2012 4:14:43 PM |
Kaj | $25.00 | 11/30/2012 6:18:07 PM |
brainy-return234 | $50.00 | 11/30/2012 6:26:35 PM |
kenji4861 | $25.00 | 11/30/2012 5:01:11 PM |
LuvToLend | $25.00 | 11/30/2012 5:42:47 PM |
pembull | $25.00 | 12/1/2012 2:15:17 PM |
Haydn-sav | $25.00 | 12/3/2012 5:21:20 PM |
Investor_DP | $200.00 | 12/3/2012 5:44:34 PM |
NobisEst | $25.00 | 12/3/2012 7:12:30 PM |
justreturns | $25.00 | 12/4/2012 10:08:36 AM |
bright-idea11 | $25.00 | 12/4/2012 5:46:47 PM |
HeroSupport | $50.00 | 12/5/2012 5:20:49 AM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:26 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:21:58 AM |
Tscheddar | $25.00 | 12/6/2012 5:06:50 PM |
Zorro_970 | $100.00 | 12/6/2012 5:40:02 PM |
decisive-return611 | $100.00 | 12/7/2012 1:02:11 PM |
Peleadona | $25.00 | 12/7/2012 7:21:14 PM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:50 AM |
wildanne | $50.00 | 12/10/2012 9:43:10 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:53 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:23 AM |
kulender | $50.00 | 12/10/2012 5:27:55 PM |
careful-vigilance4 | $25.00 | 12/11/2012 9:28:30 AM |
kalamari | $30.00 | 12/11/2012 1:03:17 PM |
truth-companion | $25.00 | 12/11/2012 10:45:59 AM |
payment-gusto | $25.00 | 12/11/2012 4:42:12 PM |
first-pragmatic-power | $25.00 | 12/12/2012 10:39:42 AM |
fervent-repayment | $100.00 | 12/12/2012 5:47:16 PM |
cardminger | $25.00 | 12/12/2012 6:26:57 PM |
magical-kindness888888 | $25.10 | 12/13/2012 9:00:32 AM |
trajectory8 | $25.00 | 12/13/2012 9:16:47 AM |
hero007 | $50.00 | 12/13/2012 9:02:50 AM |
ethical-truth211 | $500.00 | 12/13/2012 6:02:15 PM |
worldly-gold | $50.00 | 12/13/2012 6:15:04 PM |
impressive-return173 | $31.00 | 12/13/2012 6:33:08 PM |
arsisi | $25.00 | 12/13/2012 7:07:17 PM |
platinum-czar | $25.00 | 12/13/2012 10:20:47 PM |
finance-fan7 | $25.00 | 12/14/2012 6:01:02 AM |
pollosquawk | $26.00 | 12/13/2012 5:51:01 PM |
SugarMommy | $25.00 | 12/13/2012 6:19:00 PM |
ethical-truth211 | $500.00 | 12/14/2012 5:04:40 AM |
dinero-pecan6 | $25.00 | 12/14/2012 6:42:01 AM |
adaptable-benefit6 | $25.00 | 12/13/2012 9:19:14 PM |
wealth-grasshopper0 | $30.03 | 12/13/2012 10:08:51 PM |
calahan | $33.71 | 12/14/2012 5:32:50 AM |
mindful-deal289 | $25.00 | 12/14/2012 6:12:52 AM |
draggon77 | $25.00 | 12/14/2012 7:27:40 AM |
smart-integrity378 | $100.00 | 12/14/2012 7:31:06 AM |
sosleep | $25.00 | 12/14/2012 7:42:21 AM |
sgt-schultz | $31.00 | 12/14/2012 7:55:52 AM |
helping-out | $78.20 | 12/14/2012 8:14:11 AM |
Nco | $100.00 | 11/30/2012 9:17:35 AM |
orange-preeminant-bill | $25.00 | 11/30/2012 9:49:07 AM |
successful-agreement7 | $72.00 | 11/30/2012 4:21:11 PM |
84928429 | $25.00 | 11/30/2012 5:44:38 PM |
asset-professor | $35.00 | 11/30/2012 5:34:17 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:28 AM |
Whipster | $60.00 | 12/1/2012 12:58:54 PM |
new-start18100 | $25.00 | 12/2/2012 1:05:07 PM |
PFTLender | $25.00 | 12/4/2012 3:05:47 PM |
dannycarter10 | $25.00 | 12/6/2012 9:50:50 AM |
zipemdown | $25.00 | 12/6/2012 6:05:57 PM |
power-spartan5 | $25.00 | 12/7/2012 10:44:17 AM |
valiant-return584 | $50.00 | 12/7/2012 6:10:40 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:54 PM |
dominickf | $50.00 | 12/8/2012 2:08:32 PM |
simplelender80 | $75.00 | 12/9/2012 2:00:50 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:24 PM |
subtle-bill727 | $25.00 | 12/10/2012 9:56:15 AM |
LoanerPrincipal | $25.00 | 12/10/2012 6:23:19 PM |
cr8on | $30.00 | 12/11/2012 5:08:56 PM |
majestic-note6 | $200.00 | 12/11/2012 5:48:26 PM |
gold-sushi | $25.00 | 12/11/2012 5:37:52 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:36 PM |
authoritative-platinum7 | $50.00 | 12/11/2012 6:28:13 PM |
worlds-best-commerce5 | $50.00 | 12/11/2012 8:22:59 PM |
flexible-rate1 | $25.00 | 12/12/2012 9:03:50 AM |
dough-bear | $25.00 | 12/12/2012 9:39:24 AM |
djh47a | $50.00 | 12/12/2012 12:58:54 PM |
miked8303 | $75.00 | 12/12/2012 9:51:58 AM |
Odyssey77 | $25.00 | 12/12/2012 5:51:34 PM |
unassailable-fund | $40.00 | 12/13/2012 9:37:20 AM |
principal-cooker2 | $50.00 | 12/13/2012 10:14:04 AM |
mmckune | $25.00 | 12/13/2012 9:44:59 AM |
special-dinero553 | $25.00 | 12/13/2012 12:24:54 PM |
Thunderswan | $36.00 | 12/13/2012 12:31:25 PM |
cberthiaume | $25.00 | 12/13/2012 2:22:43 PM |
wampum-taiko4 | $25.00 | 12/13/2012 5:48:02 PM |
Wellman | $25.00 | 12/13/2012 5:11:06 PM |
sustainable-lender | $25.00 | 12/13/2012 5:22:49 PM |
prescription0 | $25.00 | 12/13/2012 5:30:40 PM |
sjc224 | $25.00 | 12/13/2012 6:37:43 PM |
6515Wheat | $25.00 | 12/13/2012 6:59:51 PM |
mummey | $50.00 | 12/13/2012 6:20:57 PM |
duty-viola | $32.00 | 12/13/2012 5:24:09 PM |
best-commerce-leader | $27.15 | 12/14/2012 2:14:39 AM |
worthy-bid8 | $100.00 | 12/13/2012 6:56:18 PM |
cwe424 | $25.00 | 12/14/2012 7:01:49 AM |
repayment-ringleader | $25.00 | 12/13/2012 11:47:13 PM |
money-baron | $100.00 | 12/13/2012 6:41:00 PM |
best-funds-swashbuckler | $25.00 | 12/14/2012 6:42:44 AM |
rockhound84 | $31.00 | 12/14/2012 7:17:25 AM |
Isaac007 | $52.94 | 12/14/2012 7:44:37 AM |
unassassinable | $25.00 | 12/13/2012 7:12:53 PM |
azafranke | $103.87 | 12/14/2012 8:16:43 AM |
katnmouse | $25.00 | 12/14/2012 5:58:29 AM |
life-is-great | $25.00 | 12/14/2012 6:13:52 AM |
JesanFafon | $25.00 | 12/14/2012 6:46:50 AM |
TigerForce | $25.00 | 12/14/2012 7:18:43 AM |
Isaac007 | $50.00 | 12/14/2012 7:38:41 AM |
120 Investments
|
Borrower Payment Dependent Notes Series
673708
This series of Notes was issued and sold upon the funding of the borrower loan #79337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.99% |
Listing Start date:
| Nov-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Nov-29-2012 |
|
Lender yield:
| 17.47% |
Borrower rate/APR:
| 18.47% / 20.88% |
Monthly payment:
| $641.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.59% | | |
| |
Estimated return*:
| 11.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 14% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 5y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,891 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rupee-festivity9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have never been late on any bills, I want to pay off a few credit cards ( I have a few credit cards that are 0% interest that I use and make monthly payments on) that have high interest rates and have 1 payment, I am trustworthy. I have good credit. I also want to do some home improvements as well.
Monthly net income: $7881
Monthly expenses: $5,000 ( this monthly expense includes all credit card payments too),plus all the expenses listed below
Housing: $1700
Insurance: $101
Car expenses: $402
Utilities: $367
Phone, cable, internet: $526
Food, entertainment: $600
Clothing, household expenses: $ 300
Credit cards and other loans: $21,000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DreDub | $25.00 | 11/28/2012 9:14:50 AM |
community-burrito9 | $35.00 | 11/20/2012 9:08:24 AM |
payment-halo | $25.00 | 11/20/2012 9:26:38 AM |
Interest2thePeople | $100.00 | 11/20/2012 9:17:59 AM |
successful-agreement7 | $100.00 | 11/20/2012 9:33:12 AM |
octoberfresh | $25.00 | 11/20/2012 10:55:56 AM |
ready-interest9 | $25.00 | 11/20/2012 11:08:32 AM |
PrimeFunding | $25.00 | 11/20/2012 12:06:55 PM |
commerce-venture1 | $50.00 | 11/20/2012 5:09:59 PM |
profitable-fairness1 | $50.00 | 11/21/2012 7:18:16 AM |
finder61 | $28.00 | 11/21/2012 7:24:10 PM |
responsibility-butterfly | $50.00 | 11/22/2012 6:17:53 AM |
toblerone | $25.00 | 11/23/2012 10:35:57 AM |
return-point2 | $500.00 | 11/23/2012 7:24:15 AM |
RothySkynx | $25.00 | 11/24/2012 12:08:05 PM |
deal-selector5 | $25.00 | 11/25/2012 7:51:52 AM |
Harry | $1,000.00 | 11/26/2012 12:04:28 PM |
the-brilliant-currency | $25.00 | 11/26/2012 5:23:12 PM |
oxnard | $75.00 | 11/26/2012 2:39:08 PM |
note-maker146 | $200.00 | 11/26/2012 3:01:48 PM |
compassion-twister2 | $25.00 | 11/26/2012 5:03:31 PM |
new-justice-entrepreneur | $25.00 | 11/26/2012 5:22:16 PM |
tech310 | $50.00 | 11/26/2012 5:31:35 PM |
money-bauble | $100.00 | 11/27/2012 9:23:31 AM |
pure-loyalty6 | $25.00 | 11/27/2012 7:29:39 AM |
bltzn123 | $35.00 | 11/27/2012 8:31:44 AM |
vigorous-velocity | $300.00 | 11/27/2012 10:15:37 AM |
dukeiyer | $25.00 | 11/27/2012 10:09:30 AM |
transparency-river1 | $750.00 | 11/27/2012 10:13:09 AM |
100units | $200.00 | 11/27/2012 10:22:06 AM |
special-generosity2 | $25.00 | 11/27/2012 10:49:41 AM |
Zorro_970 | $100.00 | 11/27/2012 10:27:07 AM |
magical-credit523 | $25.00 | 11/27/2012 10:38:47 AM |
justreturns | $25.00 | 11/27/2012 11:02:04 AM |
wetlands | $200.00 | 11/27/2012 10:37:48 AM |
transparency-sapling | $25.00 | 11/27/2012 11:11:19 AM |
haplender | $50.00 | 11/27/2012 11:20:59 AM |
LenderDan | $200.00 | 11/27/2012 11:26:03 AM |
enjoyletsbothgain | $25.00 | 11/27/2012 11:26:55 AM |
ejdirin | $25.00 | 11/27/2012 11:30:41 AM |
LeReve | $500.00 | 11/27/2012 10:51:21 AM |
TumbleWeed88 | $25.00 | 11/27/2012 11:32:06 AM |
zone6 | $92.00 | 11/27/2012 11:44:09 AM |
urbane-income7 | $25.00 | 11/27/2012 11:50:28 AM |
bold-riveting-social | $50.00 | 11/27/2012 11:50:39 AM |
kindness-jedi | $25.00 | 11/27/2012 11:55:39 AM |
adventurer447 | $300.00 | 11/27/2012 12:02:31 PM |
newest-peace-surgeon | $51.00 | 11/27/2012 12:06:08 PM |
capital-announcer5 | $25.00 | 11/27/2012 12:07:29 PM |
rook1138 | $25.00 | 11/27/2012 11:24:27 AM |
kind-payment-viking3 | $100.00 | 11/27/2012 11:27:17 AM |
Cobradude1 | $25.00 | 11/27/2012 11:24:22 AM |
Jalebi | $33.00 | 11/27/2012 11:24:44 AM |
payment-labyrinth9 | $25.00 | 11/27/2012 11:25:52 AM |
runner262 | $25.00 | 11/27/2012 11:26:09 AM |
reward-walnut | $25.00 | 11/27/2012 11:41:12 AM |
resolute-worth4 | $50.00 | 11/27/2012 11:31:08 AM |
velocity-solo | $26.00 | 11/27/2012 11:48:06 AM |
integrity-coyote | $25.00 | 11/27/2012 11:33:06 AM |
luminous-marketplace5 | $25.00 | 11/27/2012 11:36:27 AM |
compassion-bauble4 | $25.00 | 11/27/2012 11:59:58 AM |
speedster351 | $25.00 | 11/27/2012 12:04:45 PM |
chlebie | $50.00 | 11/27/2012 12:09:54 PM |
bxdoc | $25.00 | 11/27/2012 12:21:50 PM |
Lender12 | $25.00 | 11/27/2012 12:02:46 PM |
principal-dreams9 | $50.00 | 11/27/2012 12:43:23 PM |
spy0 | $25.00 | 11/27/2012 12:51:30 PM |
exact-p2p2 | $25.00 | 11/27/2012 12:22:50 PM |
dreammachine | $50.00 | 11/27/2012 12:24:33 PM |
rautility | $50.00 | 11/27/2012 12:33:07 PM |
porter22 | $25.00 | 11/27/2012 2:12:37 PM |
avocadodogs | $25.00 | 11/27/2012 12:46:29 PM |
tranquil-revenue | $25.00 | 11/27/2012 2:54:54 PM |
return-statuette139 | $50.00 | 11/27/2012 5:42:49 PM |
dunox | $75.00 | 11/27/2012 5:16:09 PM |
top-community-voyage | $50.00 | 11/27/2012 5:31:40 PM |
riskreward | $250.00 | 11/27/2012 6:02:35 PM |
wdworld | $25.85 | 11/28/2012 7:23:09 AM |
ianakacg | $25.00 | 11/27/2012 7:15:43 PM |
loyalty-sherpa | $25.00 | 11/28/2012 9:07:48 AM |
stable-euro1 | $25.00 | 11/28/2012 9:11:28 AM |
chief64 | $200.00 | 11/28/2012 9:23:08 AM |
unforgettable-wealth4 | $49.00 | 11/28/2012 9:27:37 AM |
bid-czar8 | $100.00 | 11/28/2012 9:31:35 AM |
Rusheen_Capital_Partners | $250.00 | 11/28/2012 9:36:08 AM |
DL-JL | $25.00 | 11/28/2012 9:41:34 AM |
craftymama | $25.00 | 11/28/2012 9:50:01 AM |
bold-felicity-image | $100.00 | 11/28/2012 6:46:29 AM |
logical-investment4 | $25.00 | 11/28/2012 9:52:36 AM |
CashBank | $25.00 | 11/28/2012 6:54:02 AM |
durability-officer | $26.00 | 11/28/2012 9:55:29 AM |
Pickmar | $25.00 | 11/28/2012 7:16:56 AM |
enjoyletsbothgain | $50.00 | 11/28/2012 7:35:08 AM |
enjoyletsbothgain | $25.00 | 11/28/2012 7:37:40 AM |
MarcusOcean | $25.00 | 11/28/2012 9:02:34 AM |
commerce-web5 | $25.00 | 11/28/2012 10:10:07 AM |
hope-eagle6 | $25.00 | 11/28/2012 10:10:22 AM |
InvestorPartners | $25.00 | 11/28/2012 10:18:13 AM |
larrybird | $356.00 | 11/28/2012 9:15:59 AM |
und-alum | $25.00 | 11/28/2012 9:19:17 AM |
commitment-tom-tom | $25.00 | 11/28/2012 10:27:03 AM |
dominickf | $50.00 | 11/28/2012 10:29:31 AM |
Banker7371 | $25.00 | 11/28/2012 9:23:41 AM |
jrbill1998 | $50.00 | 11/28/2012 9:20:47 AM |
jobani | $25.00 | 11/28/2012 9:34:07 AM |
godzig | $25.00 | 11/28/2012 9:48:41 AM |
StWaldo | $25.00 | 11/28/2012 9:53:04 AM |
gold-gazelle | $25.00 | 11/28/2012 9:54:36 AM |
down-with-big-banks-2 | $25.00 | 11/28/2012 10:43:33 AM |
yertle9 | $25.00 | 11/28/2012 9:48:29 AM |
hanuman77 | $25.00 | 11/28/2012 10:03:23 AM |
cp-family | $75.00 | 11/28/2012 10:09:17 AM |
Tasmir | $25.00 | 11/28/2012 10:56:48 AM |
F16Pilot | $25.00 | 11/28/2012 10:12:09 AM |
wayman | $25.00 | 11/28/2012 10:04:54 AM |
unassassinable | $25.00 | 11/28/2012 11:03:35 AM |
top-abundant-community | $50.00 | 11/28/2012 10:15:32 AM |
helpinghand63 | $25.00 | 11/28/2012 10:21:24 AM |
Tradesmanlender | $25.00 | 11/28/2012 10:28:54 AM |
Elbanko | $30.00 | 11/28/2012 11:30:14 AM |
pugmalion | $25.00 | 11/28/2012 10:22:28 AM |
invincible-deal82 | $25.00 | 11/28/2012 10:30:23 AM |
Ducatiman1978 | $25.00 | 11/28/2012 10:33:27 AM |
ge0bab | $25.00 | 11/28/2012 10:31:34 AM |
Aimvest | $25.00 | 11/28/2012 10:32:35 AM |
Bendistraw | $50.00 | 11/28/2012 10:32:47 AM |
think-become | $25.00 | 11/28/2012 12:31:45 PM |
cannon559 | $25.00 | 11/28/2012 10:38:57 AM |
tranquil-credit0 | $25.00 | 11/28/2012 10:39:00 AM |
Katahdin | $26.00 | 11/28/2012 10:40:48 AM |
enriching-dollar1 | $100.00 | 11/28/2012 1:26:28 PM |
prohelper | $25.00 | 11/28/2012 10:43:03 AM |
enthusiastic-point | $25.00 | 11/28/2012 10:44:44 AM |
Monrovia | $25.00 | 11/28/2012 10:38:43 AM |
williemc44 | $25.00 | 11/28/2012 10:48:25 AM |
entertaining-revenue4 | $50.00 | 11/28/2012 10:39:13 AM |
gizzywump | $25.00 | 11/28/2012 10:52:25 AM |
lendacity | $25.00 | 11/28/2012 10:47:53 AM |
bid-plato6 | $25.00 | 11/28/2012 10:57:59 AM |
rogue_monster | $50.00 | 11/28/2012 10:59:15 AM |
kariviel | $25.00 | 11/28/2012 2:09:17 PM |
ItsJustMe79 | $25.00 | 11/28/2012 11:08:20 AM |
well-mannered-loan0 | $25.00 | 11/28/2012 11:19:36 AM |
e6400 | $25.00 | 11/28/2012 11:27:42 AM |
sbsahm | $25.00 | 11/28/2012 11:43:42 AM |
ethical-truth211 | $100.00 | 11/28/2012 4:41:36 PM |
persistent-dinero953 | $35.00 | 11/28/2012 1:51:41 PM |
angelinvestor2 | $40.00 | 11/28/2012 6:22:41 PM |
puifais | $50.00 | 11/28/2012 6:23:56 PM |
value-wind0 | $50.00 | 11/28/2012 6:41:05 PM |
Hawaiibynight | $25.00 | 11/28/2012 6:47:49 PM |
WolRab | $50.00 | 11/28/2012 6:56:43 PM |
investment-pro4 | $50.00 | 11/28/2012 7:02:08 PM |
reflective-cash0 | $50.00 | 11/28/2012 7:03:03 PM |
global-invest-group | $25.00 | 11/28/2012 7:22:04 PM |
orange-euro-sculpture | $100.00 | 11/28/2012 7:49:41 PM |
Taz-Man-IIWIS | $25.00 | 11/28/2012 6:13:47 PM |
red-eloquent-rupee | $50.00 | 11/28/2012 6:20:18 PM |
enthralling-deal53 | $100.00 | 11/28/2012 6:21:04 PM |
omniviper | $25.00 | 11/28/2012 6:22:03 PM |
josuae | $25.00 | 11/28/2012 6:41:02 PM |
friendly-yield187 | $25.00 | 11/28/2012 6:42:20 PM |
rcm87 | $50.00 | 11/28/2012 6:34:14 PM |
cassius84 | $25.00 | 11/28/2012 6:34:39 PM |
IP | $25.00 | 11/28/2012 6:36:00 PM |
Railbird | $50.00 | 11/28/2012 6:36:40 PM |
leeball | $47.00 | 11/28/2012 6:42:50 PM |
deal-secret-agent | $25.00 | 11/28/2012 6:58:37 PM |
Lam0nt | $25.00 | 11/28/2012 7:00:28 PM |
Nil2008 | $100.00 | 11/29/2012 6:19:25 AM |
orange-stable-gain | $50.00 | 11/28/2012 7:08:22 PM |
incbx | $100.00 | 11/28/2012 7:05:57 PM |
fair-pound5 | $25.00 | 11/28/2012 7:15:15 PM |
apksport | $25.00 | 11/28/2012 7:19:33 PM |
Duanep01 | $25.00 | 11/28/2012 7:23:36 PM |
buffalobills | $25.00 | 11/29/2012 8:48:29 AM |
UT-Longhorn | $25.00 | 11/29/2012 8:57:15 AM |
green-loyalty-web | $25.00 | 11/29/2012 9:11:38 AM |
selfmademan | $25.00 | 11/29/2012 9:13:30 AM |
greenback-amplifier | $25.00 | 11/28/2012 10:26:38 PM |
LendGuy | $50.00 | 11/29/2012 9:20:44 AM |
kind-exchange-association | $37.50 | 11/29/2012 12:18:44 AM |
vigilance-machine6 | $25.00 | 11/29/2012 9:24:14 AM |
kendigme | $26.70 | 11/29/2012 3:19:45 AM |
smart-kindness8 | $25.00 | 11/29/2012 4:02:44 AM |
deal-zoo | $50.00 | 11/29/2012 9:28:56 AM |
truth-companion | $100.00 | 11/29/2012 9:29:59 AM |
point653 | $25.00 | 11/29/2012 9:33:33 AM |
repayment-chihuahua3 | $25.00 | 11/29/2012 9:37:09 AM |
tkr2 | $25.00 | 11/29/2012 9:38:21 AM |
wwwUniversal | $25.00 | 11/29/2012 9:43:44 AM |
diplomatic-wealth494 | $100.00 | 11/29/2012 9:51:47 AM |
gold-pudding6 | $43.00 | 11/29/2012 9:55:32 AM |
JJ9876 | $25.00 | 11/29/2012 10:01:36 AM |
availableloan | $25.00 | 11/29/2012 8:11:00 AM |
revolutionary082 | $27.27 | 11/29/2012 9:06:11 AM |
dougm | $25.00 | 11/29/2012 10:10:28 AM |
loyalty-cargo | $50.00 | 11/29/2012 9:10:21 AM |
rate-mogul | $31.00 | 11/29/2012 9:10:35 AM |
best-fairness-patriot | $25.00 | 11/29/2012 9:17:08 AM |
responsibility-grid750 | $25.00 | 11/29/2012 10:23:34 AM |
coffee_hound | $25.00 | 11/29/2012 9:19:36 AM |
heart514 | $25.00 | 11/29/2012 9:10:56 AM |
brightest-breathtaking-finance | $58.00 | 11/29/2012 10:31:08 AM |
felicity-cocktail2 | $25.00 | 11/29/2012 10:31:57 AM |
kginatl | $50.00 | 11/29/2012 10:43:09 AM |
marketplace-buckeye | $50.00 | 11/29/2012 10:44:23 AM |
Kether | $25.00 | 11/29/2012 9:33:07 AM |
LoanBrkr | $25.00 | 11/29/2012 9:28:09 AM |
principal-kung-fu | $25.00 | 11/29/2012 10:47:08 AM |
mckhbnpc | $50.00 | 11/29/2012 9:48:58 AM |
Cutts | $25.00 | 11/29/2012 9:45:35 AM |
Kame | $25.00 | 11/29/2012 9:54:43 AM |
investisure | $50.00 | 11/29/2012 9:47:04 AM |
SmokeyMirror | $25.00 | 11/29/2012 9:59:00 AM |
steady-dime | $25.00 | 11/29/2012 9:54:22 AM |
natecam | $25.00 | 11/29/2012 10:01:17 AM |
maharaja | $25.00 | 11/29/2012 10:01:14 AM |
ivadood | $50.00 | 11/29/2012 10:08:45 AM |
dedication-merman | $25.00 | 11/29/2012 10:09:32 AM |
the-auction-bear | $25.00 | 11/29/2012 10:17:20 AM |
credit-meteor7 | $159.00 | 11/29/2012 10:19:05 AM |
lemontree | $50.00 | 11/29/2012 10:22:37 AM |
Airthus | $25.00 | 11/29/2012 10:23:15 AM |
credit-adventurer313 | $25.00 | 11/20/2012 10:09:51 AM |
windguy | $50.00 | 11/20/2012 9:46:16 AM |
cahjoon | $25.00 | 11/20/2012 11:14:09 AM |
bowdish1 | $25.00 | 11/20/2012 10:23:14 AM |
CreditBuilder2 | $25.06 | 11/20/2012 11:31:42 AM |
marketplace-singularity3 | $100.00 | 11/20/2012 12:48:51 PM |
aquariano2 | $25.00 | 11/20/2012 4:47:48 PM |
jubilant-capital1 | $25.00 | 11/20/2012 4:59:04 PM |
julijask | $100.00 | 11/20/2012 11:24:08 AM |
passivesf | $25.00 | 11/21/2012 5:48:16 AM |
Preferred-Lender | $25.00 | 11/26/2012 5:10:53 PM |
diversification-medalist | $25.00 | 11/26/2012 5:33:28 PM |
astute-benjamins | $25.00 | 11/26/2012 4:54:40 PM |
bazaar-tulip | $25.00 | 11/26/2012 5:16:37 PM |
bewitching-dollar5 | $200.00 | 11/26/2012 7:13:19 PM |
compoundinterest | $25.00 | 11/26/2012 5:35:06 PM |
dunkard13 | $100.00 | 11/26/2012 7:53:44 PM |
duty-accomplishment | $25.00 | 11/26/2012 8:46:50 PM |
overflowinglife | $150.00 | 11/26/2012 8:05:27 PM |
phenomenal-rate1 | $500.00 | 11/27/2012 9:49:02 AM |
HoosierDaddie | $104.00 | 11/27/2012 9:56:55 AM |
enthralling-investment | $25.00 | 11/27/2012 10:02:20 AM |
asset-caramel5 | $50.00 | 11/27/2012 10:13:39 AM |
geniusj | $25.00 | 11/27/2012 9:22:29 AM |
bill-thinker135 | $35.00 | 11/27/2012 9:54:26 AM |
stollcm | $25.00 | 11/27/2012 10:08:50 AM |
green-discrete-rupee | $25.00 | 11/27/2012 10:30:09 AM |
proper-exchange8 | $50.00 | 11/27/2012 10:40:06 AM |
radiant-dollar9 | $30.00 | 11/27/2012 10:40:54 AM |
Arvicco | $400.00 | 11/27/2012 10:50:51 AM |
LBOregon | $25.00 | 11/27/2012 11:24:49 AM |
heavenly-bazaar3 | $100.00 | 11/27/2012 11:25:06 AM |
rupee-chomper | $25.00 | 11/27/2012 11:28:03 AM |
euro-speaker8 | $250.00 | 11/27/2012 11:29:04 AM |
friendly-gold | $25.00 | 11/27/2012 11:34:30 AM |
safehouse947 | $100.00 | 11/27/2012 11:37:52 AM |
auction-iris9 | $120.00 | 11/27/2012 10:55:43 AM |
peace-photon1 | $50.00 | 11/27/2012 11:46:27 AM |
netpox | $25.00 | 11/27/2012 11:46:58 AM |
economy-lotus | $39.00 | 11/27/2012 11:50:25 AM |
hope-motor1 | $25.00 | 11/27/2012 11:58:02 AM |
nex | $25.00 | 11/27/2012 12:00:12 PM |
point-oyster5 | $25.00 | 11/27/2012 12:20:13 PM |
Investoman | $25.00 | 11/27/2012 11:23:12 AM |
quest0 | $50.00 | 11/27/2012 2:01:39 PM |
postalwhiz | $25.00 | 11/27/2012 11:25:42 AM |
rescue | $100.00 | 11/27/2012 11:19:05 AM |
Zane314 | $50.00 | 11/27/2012 11:35:55 AM |
JJYossarian | $50.00 | 11/27/2012 11:28:56 AM |
boater01 | $73.00 | 11/27/2012 11:29:52 AM |
larslfe | $25.00 | 11/27/2012 11:31:02 AM |
Lacimae | $100.00 | 11/27/2012 11:48:14 AM |
saffron4 | $25.00 | 11/27/2012 11:50:05 AM |
mbell | $25.00 | 11/27/2012 11:51:43 AM |
sharpey | $25.00 | 11/27/2012 12:05:41 PM |
cash-hyperdrive0 | $25.00 | 11/27/2012 11:46:25 AM |
intuitive-benefit3 | $100.00 | 11/27/2012 11:50:03 AM |
wise-rupee-sanctuary | $50.00 | 11/27/2012 11:51:34 AM |
blivet1970 | $25.00 | 11/27/2012 11:52:10 AM |
JBW-Capital | $25.00 | 11/27/2012 11:53:39 AM |
lender2611 | $25.00 | 11/27/2012 11:54:09 AM |
authentic-liberty7 | $25.00 | 11/27/2012 11:55:06 AM |
supreme-exchange547 | $25.00 | 11/27/2012 11:57:26 AM |
studious-bonus7 | $100.00 | 11/27/2012 11:59:18 AM |
upright-silver | $25.00 | 11/27/2012 12:34:50 PM |
dojo2 | $25.00 | 11/27/2012 12:05:09 PM |
frooglejoe | $25.00 | 11/27/2012 12:08:23 PM |
vkm2000 | $25.00 | 11/27/2012 7:15:00 PM |
orange-caring-rupee | $25.00 | 11/27/2012 9:01:54 PM |
knowledgeable-payment7 | $40.00 | 11/27/2012 7:09:36 PM |
origami-panda | $25.00 | 11/28/2012 8:56:12 AM |
kulender | $100.00 | 11/27/2012 8:17:08 PM |
blue-trade-optimizer | $25.00 | 11/27/2012 10:56:29 PM |
CaptainBlueberry | $25.00 | 11/28/2012 9:16:37 AM |
smart-transparency099 | $25.00 | 11/27/2012 9:50:50 PM |
Good-Yield | $25.00 | 11/28/2012 9:21:51 AM |
awe-inspiring-commitment972 | $36.00 | 11/28/2012 9:22:41 AM |
mizount | $25.00 | 11/28/2012 5:39:36 AM |
community-gorilla | $100.00 | 11/28/2012 6:09:32 AM |
E_G | $50.00 | 11/28/2012 9:28:52 AM |
cnovak | $25.00 | 11/28/2012 9:30:46 AM |
cutter21 | $25.00 | 11/28/2012 9:34:38 AM |
responsibility-armada | $25.00 | 11/28/2012 5:56:07 AM |
zeelender | $25.00 | 11/28/2012 9:41:04 AM |
siesta100 | $25.00 | 11/28/2012 9:55:54 AM |
arkayem | $50.00 | 11/28/2012 9:59:18 AM |
crdcteng | $50.00 | 11/28/2012 10:09:17 AM |
deal-contributor8 | $50.00 | 11/28/2012 10:15:12 AM |
forthright-cash596 | $25.00 | 11/28/2012 9:10:21 AM |
duty-gusto6 | $75.00 | 11/28/2012 9:05:32 AM |
samo102us | $25.00 | 11/28/2012 9:14:29 AM |
progressive-economy261 | $400.00 | 11/28/2012 10:22:58 AM |
SirArthur | $25.00 | 11/28/2012 9:19:11 AM |
fund-blackberry6 | $25.00 | 11/28/2012 10:28:49 AM |
gadget7 | $25.00 | 11/28/2012 10:30:10 AM |
no_agenda_lender | $25.00 | 11/28/2012 9:25:52 AM |
6moonbeams | $50.00 | 11/28/2012 9:20:18 AM |
treasure-gazer | $25.00 | 11/28/2012 10:34:29 AM |
Auburnmist | $25.00 | 11/28/2012 9:32:04 AM |
DcUnited | $25.00 | 11/28/2012 9:32:48 AM |
worth-web5 | $50.00 | 11/28/2012 9:27:45 AM |
mvalley | $25.00 | 11/28/2012 9:37:35 AM |
income-champion | $25.00 | 11/28/2012 9:50:31 AM |
newest-note-journey | $25.00 | 11/28/2012 10:38:55 AM |
flexible-return297 | $25.00 | 11/28/2012 9:53:41 AM |
urbane-duty560 | $50.00 | 11/28/2012 9:44:38 AM |
letsmakeitsuccessful | $25.00 | 11/28/2012 9:54:39 AM |
salandstef | $25.00 | 11/28/2012 9:50:22 AM |
american6 | $50.00 | 11/28/2012 10:49:20 AM |
Cai8899 | $25.00 | 11/28/2012 10:00:59 AM |
DadWarbucks | $25.00 | 11/28/2012 9:55:25 AM |
davechris870 | $50.00 | 11/28/2012 9:55:49 AM |
cmlmiami | $110.00 | 11/28/2012 10:05:56 AM |
HamachiMan | $42.00 | 11/28/2012 10:07:28 AM |
credit-solstice | $25.00 | 11/28/2012 10:00:09 AM |
gulch | $25.00 | 11/28/2012 10:58:19 AM |
the-laudable-peso | $40.00 | 11/28/2012 10:05:26 AM |
revenue-circuit1 | $25.00 | 11/28/2012 10:14:00 AM |
mikyazmar | $25.00 | 11/28/2012 10:15:26 AM |
BofM | $25.00 | 11/28/2012 10:16:26 AM |
income-pillow | $75.00 | 11/28/2012 11:06:16 AM |
cash-reaction2 | $25.00 | 11/28/2012 11:06:50 AM |
Maetryx | $25.00 | 11/28/2012 10:12:44 AM |
ASLIBD | $25.00 | 11/28/2012 10:14:29 AM |
SummitAdvisors | $50.00 | 11/28/2012 10:14:35 AM |
rate-authority2 | $25.00 | 11/28/2012 10:20:10 AM |
ven | $50.00 | 11/28/2012 10:15:13 AM |
CPAMAN | $25.00 | 11/28/2012 10:23:25 AM |
unassuming-p2ploan774 | $40.00 | 11/28/2012 11:25:49 AM |
metro457 | $100.00 | 11/28/2012 10:19:39 AM |
benevolent-moola291 | $50.00 | 11/28/2012 10:26:34 AM |
cbllender | $25.00 | 11/28/2012 10:25:27 AM |
MadHun | $200.00 | 11/28/2012 10:29:35 AM |
Cronos | $50.00 | 11/28/2012 11:44:08 AM |
dospapalotes | $25.00 | 11/28/2012 11:44:55 AM |
alexander-hamilton | $200.00 | 11/28/2012 10:32:30 AM |
srgriff | $25.00 | 11/28/2012 10:38:32 AM |
gelidfrank | $25.00 | 11/28/2012 10:38:53 AM |
income-buddy7 | $50.00 | 11/28/2012 10:45:10 AM |
benevolent-loot5 | $200.00 | 11/28/2012 1:31:14 PM |
the-dollar-topper | $150.00 | 11/28/2012 10:39:11 AM |
capital-renewal | $50.00 | 11/28/2012 10:39:30 AM |
cougarltg | $50.00 | 11/28/2012 10:41:02 AM |
sankyu | $50.00 | 11/28/2012 10:44:02 AM |
aFro | $25.00 | 11/28/2012 10:44:12 AM |
truth-silo | $50.00 | 11/28/2012 10:53:30 AM |
scrappy-leverage6 | $25.00 | 11/28/2012 10:47:43 AM |
dragonfly-amulet | $25.00 | 11/28/2012 11:00:40 AM |
Shikko_Skii | $50.00 | 11/28/2012 11:14:25 AM |
generosity-leather858 | $25.00 | 11/28/2012 2:21:11 PM |
bigladybug | $28.00 | 11/28/2012 11:20:57 AM |
mercuriant | $25.00 | 11/28/2012 11:10:06 AM |
active-market | $50.00 | 11/28/2012 11:15:56 AM |
attentive-vigilance1 | $25.00 | 11/28/2012 11:18:14 AM |
sympathetic-funds818 | $50.00 | 11/28/2012 4:04:57 PM |
financial-frenzy | $50.00 | 11/28/2012 11:33:13 AM |
loyalty-goblin1 | $100.00 | 11/28/2012 1:39:21 PM |
power-lightning9 | $100.00 | 11/28/2012 1:38:32 PM |
Sweaty-Butt-Crack | $25.00 | 11/28/2012 4:17:33 PM |
loan-mole8 | $25.00 | 11/28/2012 6:30:54 PM |
the-yield-surfer | $25.00 | 11/28/2012 6:41:24 PM |
fairness-formula0 | $25.00 | 11/28/2012 6:44:13 PM |
privatebanker | $25.00 | 11/28/2012 6:51:01 PM |
circuitfive | $25.00 | 11/28/2012 7:22:34 PM |
orange-dedication-maple | $25.00 | 11/28/2012 9:10:14 PM |
harperpotok | $100.00 | 11/28/2012 6:17:15 PM |
fcukciti | $35.00 | 11/28/2012 6:30:43 PM |
heavenly-treasure542 | $25.00 | 11/28/2012 6:26:48 PM |
piter-to-la-investment | $25.00 | 11/28/2012 6:29:04 PM |
debt-fuse158 | $25.00 | 11/28/2012 6:43:41 PM |
dinero-speaker | $25.00 | 11/28/2012 6:43:02 PM |
TheoProf | $25.00 | 11/28/2012 6:58:33 PM |
xlk14 | $25.00 | 11/28/2012 7:12:41 PM |
relentless-fund1 | $25.00 | 11/29/2012 7:58:17 AM |
DrewOdette | $50.00 | 11/28/2012 7:11:35 PM |
Jonb6919 | $25.00 | 11/28/2012 7:23:18 PM |
blue-order-comet | $50.00 | 11/28/2012 8:25:02 PM |
SomebodysMom | $40.00 | 11/28/2012 10:58:45 PM |
Lender2895a | $203.00 | 11/29/2012 5:06:10 AM |
maestro119 | $25.00 | 11/29/2012 9:28:03 AM |
hostbank | $48.00 | 11/29/2012 9:28:32 AM |
quickstep | $100.00 | 11/29/2012 9:31:23 AM |
mister_waffle | $25.00 | 11/29/2012 9:33:37 AM |
jscope | $25.00 | 11/29/2012 9:33:49 AM |
britgsb | $50.00 | 11/29/2012 9:33:59 AM |
theboygenius | $50.00 | 11/29/2012 5:42:18 AM |
The_Minimalist | $25.00 | 11/29/2012 5:46:39 AM |
a-unflappable-finance | $100.00 | 11/29/2012 9:45:22 AM |
red-luminous-gain | $25.00 | 11/29/2012 9:51:43 AM |
receptive-affluence035 | $25.00 | 11/29/2012 6:39:02 AM |
eastboimerchandise | $25.00 | 11/29/2012 6:55:24 AM |
blLending | $25.00 | 11/29/2012 9:58:59 AM |
quickstep | $151.00 | 11/29/2012 7:51:04 AM |
dedication-ecstasy5 | $25.00 | 11/29/2012 8:59:59 AM |
skuba | $42.00 | 11/29/2012 10:05:39 AM |
sfmdg | $25.00 | 11/29/2012 9:06:59 AM |
webclimber | $97.00 | 11/29/2012 10:15:46 AM |
riskadverse44 | $25.00 | 11/29/2012 10:16:00 AM |
orderly-loot | $25.00 | 11/29/2012 9:03:37 AM |
downtownfarm | $25.00 | 11/29/2012 9:04:37 AM |
DDHMoney | $25.00 | 11/29/2012 10:18:54 AM |
contract-bopper | $25.00 | 11/29/2012 9:05:45 AM |
bjr01 | $25.00 | 11/29/2012 10:23:19 AM |
innocent-income4 | $25.00 | 11/29/2012 9:08:34 AM |
basis-mate7 | $25.00 | 11/29/2012 10:28:15 AM |
BXA | $50.00 | 11/29/2012 10:29:05 AM |
Approved1234 | $25.00 | 11/29/2012 9:11:30 AM |
the-magnetic-transaction | $200.00 | 11/29/2012 10:30:59 AM |
just-money930 | $25.00 | 11/29/2012 9:24:12 AM |
impressive-loan | $100.00 | 11/29/2012 9:16:10 AM |
bluesky55 | $25.00 | 11/29/2012 9:16:42 AM |
a-rupee-chemistry | $25.00 | 11/29/2012 10:48:16 AM |
agreement-guild | $50.00 | 11/29/2012 9:42:26 AM |
ZTA0796 | $25.00 | 11/29/2012 9:46:43 AM |
DarthContinent | $25.00 | 11/29/2012 9:37:34 AM |
green-lovely-finance | $25.00 | 11/29/2012 9:48:34 AM |
best-phenomenal-treasure | $25.00 | 11/29/2012 9:37:37 AM |
LMM1 | $25.00 | 11/29/2012 9:39:58 AM |
Xarach | $25.00 | 11/29/2012 10:05:16 AM |
Huck007 | $25.00 | 11/29/2012 10:07:05 AM |
gavinfh | $25.00 | 11/29/2012 10:01:19 AM |
Redmond | $25.00 | 11/29/2012 10:21:33 AM |
asmithj | $25.00 | 11/29/2012 10:28:49 AM |
SoyLover | $25.00 | 11/29/2012 10:25:15 AM |
social-trumpet | $25.00 | 11/29/2012 10:25:37 AM |
Raetha | $25.00 | 11/29/2012 10:27:08 AM |
indomitable-dedication | $25.00 | 11/29/2012 10:38:01 AM |
useful-p2ploan | $25.00 | 11/29/2012 10:39:09 AM |
bid-banjo3 | $100.00 | 11/29/2012 10:44:47 AM |
restless-payment312 | $479.62 | 11/29/2012 10:50:55 AM |
hope-equation | $25.00 | 11/29/2012 10:49:06 AM |
455 Investments
|
Borrower Payment Dependent Notes Series
673730
This series of Notes was issued and sold upon the funding of the borrower loan #79135, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,349.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Nov-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2012 |
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 8.83% |
Monthly payment:
| $166.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.41% | | |
| |
Estimated return*:
| 5.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1977 |
Debt/Income ratio:
| 18% |
Credit score:
| 800-819 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 15y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,267 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ferocious-investment542 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
VO Financial
Purpose of loan: To pay for fees.
This loan will be used to..liquidate Timeshare.
My financial situation:
I am a good candidate for this loan because...we are very concerned, being older folks, to be out of debt. We've always paid our bills on time and are pretty well off with SS and Pension income. Have good Life Insurance as well.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
engaging-worth | $25.00 | 11/21/2012 5:21:57 PM |
compassion-twister2 | $100.00 | 11/21/2012 6:14:56 PM |
Castellan | $50.00 | 11/21/2012 5:58:43 PM |
octoberfresh | $25.00 | 11/21/2012 6:18:02 PM |
natural-worth9 | $25.00 | 11/22/2012 8:59:00 AM |
fearless-wampum2 | $25.00 | 11/22/2012 9:16:50 AM |
NYCLAIMSGUY | $25.00 | 11/23/2012 5:27:59 AM |
Tbone49 | $25.00 | 11/23/2012 4:22:36 PM |
dbs | $25.00 | 11/23/2012 6:14:43 PM |
DDPrime | $42.00 | 11/23/2012 6:21:24 PM |
Zolton | $300.00 | 11/23/2012 6:31:04 PM |
cash-tent | $25.00 | 11/25/2012 11:49:14 PM |
poorboy1968 | $25.00 | 11/26/2012 4:02:09 PM |
transparency-sequoia6 | $100.00 | 11/27/2012 10:19:50 AM |
heerzaquestion | $44.00 | 11/27/2012 3:06:01 PM |
bold-joyful-coin9 | $50.00 | 11/28/2012 9:28:26 AM |
tender-integrity3 | $100.00 | 11/28/2012 7:09:41 PM |
WillyP345 | $50.00 | 11/29/2012 9:25:41 AM |
loot-prescription3 | $40.00 | 11/29/2012 5:57:40 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:53:39 AM |
auction-iris9 | $120.00 | 11/29/2012 5:29:08 PM |
careful-money2 | $25.00 | 11/29/2012 8:08:23 PM |
finance-coyote3 | $1,000.00 | 11/30/2012 10:53:48 AM |
atlvalet | $25.00 | 11/30/2012 11:18:47 AM |
neighborly-hope6 | $100.00 | 11/30/2012 11:54:57 AM |
first-credit-meridian | $25.00 | 11/30/2012 1:03:24 PM |
rcj1411 | $25.00 | 11/30/2012 2:41:27 PM |
MrSolution | $50.00 | 11/30/2012 5:17:51 PM |
Bodyboard | $50.00 | 11/30/2012 11:30:23 PM |
BOZO88 | $25.00 | 11/30/2012 7:19:04 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:23:13 AM |
SecondChanceLendingSERV | $28.60 | 12/1/2012 9:19:13 AM |
subtle-leverage4 | $25.00 | 12/1/2012 1:29:26 PM |
lagnisiruk | $25.00 | 12/1/2012 1:18:35 PM |
platinum-whomper8 | $100.00 | 12/1/2012 2:04:24 PM |
cablenews | $50.00 | 12/1/2012 6:33:06 PM |
trustworthy-bonus2 | $25.00 | 12/1/2012 11:21:04 PM |
payout-conqueror157 | $50.00 | 12/2/2012 8:41:17 AM |
lokiswolf | $25.00 | 12/2/2012 12:14:13 PM |
JRS | $25.00 | 12/2/2012 2:46:20 PM |
dproxima | $25.00 | 12/2/2012 12:53:31 PM |
KrisKringle | $38.00 | 12/2/2012 4:27:32 PM |
responsibility-butterfly | $50.00 | 11/22/2012 6:18:24 AM |
blot44 | $25.00 | 11/22/2012 6:58:25 AM |
gold-hero4 | $50.00 | 11/21/2012 6:01:31 PM |
UncleBuffett | $75.00 | 11/21/2012 6:19:44 PM |
ready-interest9 | $25.00 | 11/21/2012 6:55:19 PM |
persist_in_doing | $25.00 | 11/22/2012 9:38:39 AM |
indomitable-coin | $25.00 | 11/22/2012 9:54:42 AM |
blue-useful-auction | $25.00 | 11/22/2012 10:34:31 AM |
RothySkynx | $25.00 | 11/24/2012 12:08:25 PM |
Plutis | $25.00 | 11/25/2012 4:34:02 PM |
kindness-lesson1 | $25.00 | 11/26/2012 8:15:59 AM |
scoots3340 | $50.00 | 11/26/2012 10:23:55 AM |
commerce-artisan8 | $50.00 | 11/27/2012 5:25:57 PM |
Arvicco | $400.00 | 11/28/2012 1:48:30 PM |
riskreward | $250.00 | 11/28/2012 1:45:38 PM |
camaraderi-popcorn | $25.00 | 11/28/2012 4:36:08 PM |
eCapital | $50.00 | 11/29/2012 12:36:20 AM |
swissbanker | $25.00 | 11/29/2012 7:42:30 AM |
gentle-gain235 | $100.00 | 11/29/2012 8:58:43 AM |
Ripsaw4U | $47.00 | 11/30/2012 9:39:10 AM |
enthralling-wealth3 | $26.00 | 11/30/2012 11:17:36 AM |
knowledgeable-listing597 | $25.00 | 11/30/2012 9:39:37 AM |
compoundinterest | $25.00 | 11/30/2012 10:22:15 AM |
reinforced-euro5 | $25.00 | 11/30/2012 11:25:21 AM |
bowdish1 | $75.00 | 11/30/2012 12:10:56 PM |
dunox | $75.00 | 11/30/2012 4:15:20 PM |
HealthAndSafety | $50.00 | 11/30/2012 7:15:15 PM |
prudent-deal662 | $25.00 | 12/1/2012 12:12:00 PM |
radforj22 | $25.00 | 12/1/2012 12:54:06 PM |
Long-term2040 | $25.00 | 12/1/2012 4:43:12 PM |
dordee | $75.00 | 12/2/2012 11:16:51 AM |
supersarah61 | $25.00 | 12/1/2012 3:19:17 PM |
bitterroot_mt | $25.00 | 12/2/2012 11:58:49 AM |
lighthouseman | $50.00 | 12/1/2012 5:46:25 PM |
4everloved | $53.38 | 12/2/2012 4:41:38 AM |
ToloUSN | $50.00 | 12/2/2012 9:01:03 AM |
proud-p2p848 | $50.00 | 12/2/2012 11:30:05 AM |
lokiswolf | $25.00 | 12/2/2012 12:14:19 PM |
myduck | $60.00 | 12/2/2012 3:59:09 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:19:53 PM |
abfs | $25.00 | 12/2/2012 1:13:32 PM |
iSayHello | $0.02 | 12/2/2012 8:03:49 PM |
Firescreek | $25.00 | 12/2/2012 2:35:49 PM |
85 Investments
|
Borrower Payment Dependent Notes Series
673882
This series of Notes was issued and sold upon the funding of the borrower loan #79202, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Nov-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $278.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,621 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| commanding-contract |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
I'd like to consolidate credit card payments
My financial situation:
I have been with my employer for over 4yrs and I have been at my residence for over 8 years. I am not one to miss a payment and I am here to try to pay my debt down one chunk at a time. Thank you for your consideration.
Monthly net income: $3000
Monthly expenses: $2200
Housing: $900
Insurance: $67
Car expenses: $0 - Paid in full
Utilities: $200
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $575
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
receptive-affluence035 | $25.00 | 11/26/2012 5:22:09 PM |
84928429 | $50.00 | 11/26/2012 5:25:13 PM |
vutah | $45.00 | 11/26/2012 5:08:41 PM |
marketplace-singularity3 | $25.00 | 11/26/2012 5:15:07 PM |
Rogelio48 | $40.00 | 11/26/2012 5:36:37 PM |
return-point2 | $100.00 | 11/26/2012 5:45:58 PM |
DevinHill_IRA | $25.00 | 11/26/2012 8:47:24 PM |
Money__Tree | $200.00 | 11/26/2012 9:56:03 PM |
orange-preeminant-bill | $50.00 | 11/27/2012 4:05:59 AM |
SLN-10 | $60.00 | 11/27/2012 12:20:37 PM |
compassion-twister2 | $50.00 | 11/27/2012 4:42:56 PM |
Dubbs360 | $50.00 | 11/27/2012 6:28:13 PM |
Kaj | $25.00 | 11/29/2012 6:30:35 PM |
CashFlow13 | $1,500.00 | 12/1/2012 4:50:58 AM |
TumbleWeed88 | $25.00 | 12/1/2012 12:36:31 PM |
first-graceful-contract | $25.00 | 12/1/2012 1:39:24 PM |
wonder3 | $30.00 | 12/4/2012 9:11:30 AM |
penny-socrates5 | $200.00 | 12/4/2012 12:32:35 PM |
erowis | $50.00 | 12/5/2012 6:47:11 PM |
toblerone | $25.00 | 12/5/2012 7:54:18 PM |
zipemdown | $25.00 | 12/6/2012 6:03:49 PM |
Endeavour | $150.00 | 12/7/2012 5:05:14 PM |
money-bauble | $100.00 | 12/7/2012 5:18:35 PM |
asset-professor | $35.00 | 12/7/2012 5:52:22 PM |
subtle-bill727 | $25.00 | 12/7/2012 5:57:30 PM |
valiant-return584 | $50.00 | 12/7/2012 6:09:24 PM |
power-spartan5 | $25.00 | 12/7/2012 6:55:07 PM |
axl163 | $25.00 | 12/8/2012 12:51:25 AM |
PFTLender | $25.00 | 12/8/2012 7:21:20 AM |
EFS | $100.00 | 12/7/2012 8:49:40 PM |
LittleMingo | $25.00 | 12/8/2012 2:38:38 AM |
unforgettable-wealth4 | $28.00 | 12/8/2012 12:41:26 PM |
Beld | $33.00 | 12/8/2012 12:44:53 PM |
loan-fate | $50.00 | 12/8/2012 12:01:45 PM |
bewitching-dollar5 | $66.00 | 12/8/2012 12:53:37 PM |
thelovebug | $100.00 | 12/8/2012 1:01:33 PM |
gold-sushi | $25.00 | 12/8/2012 12:26:30 PM |
miked8303 | $75.00 | 12/8/2012 1:28:25 PM |
finance-prescription | $100.00 | 12/8/2012 12:31:30 PM |
Whipster | $60.00 | 12/8/2012 12:01:44 PM |
repayment-artist6 | $78.22 | 12/8/2012 1:35:57 PM |
a-credit-rotation | $25.00 | 12/8/2012 1:36:48 PM |
engrossing-responsibility0 | $50.00 | 12/8/2012 1:47:22 PM |
tolerant-responsibility051 | $2,175.00 | 12/8/2012 12:23:30 PM |
Engineer44 | $30.00 | 12/8/2012 4:00:31 PM |
magical-kindness888888 | $47.96 | 12/8/2012 5:13:02 PM |
trajectory8 | $25.00 | 12/8/2012 1:32:36 PM |
mammalian4 | $25.00 | 12/8/2012 1:08:28 PM |
docjulia | $50.00 | 12/8/2012 1:58:33 PM |
Eminent_Endeavors | $25.00 | 12/8/2012 2:52:08 PM |
roland1 | $25.00 | 12/8/2012 3:08:08 PM |
aztocas | $100.00 | 12/8/2012 3:53:12 PM |
fervent-repayment | $98.00 | 12/8/2012 1:45:10 PM |
miamibeachloaner | $25.00 | 12/8/2012 1:54:31 PM |
nvhm | $50.00 | 12/8/2012 6:13:31 PM |
red-rate-whistle | $50.00 | 12/8/2012 3:55:36 PM |
yield-hut | $25.00 | 12/8/2012 5:35:19 PM |
CA-Lender | $25.00 | 12/8/2012 5:40:00 PM |
natural-affluence6 | $25.00 | 11/27/2012 1:03:54 PM |
economy-coup | $200.00 | 11/29/2012 12:53:24 AM |
ferocious-kindness8 | $35.00 | 11/26/2012 6:41:39 PM |
InChicago | $40.04 | 11/26/2012 5:08:20 PM |
octoberfresh | $25.00 | 11/26/2012 7:42:50 PM |
capital-investor8 | $25.00 | 11/26/2012 7:43:40 PM |
authentic-finance194 | $250.00 | 11/26/2012 8:09:39 PM |
open-minded-p2p1 | $25.00 | 11/26/2012 5:48:50 PM |
Nco | $100.00 | 11/26/2012 5:54:52 PM |
WalnutCreekguy | $50.00 | 11/26/2012 7:02:10 PM |
money-genome84 | $250.00 | 11/26/2012 8:52:03 PM |
aquariano2 | $25.00 | 11/27/2012 7:55:19 AM |
Interest2thePeople | $100.00 | 11/27/2012 9:42:51 AM |
intrepid-loot | $25.00 | 11/27/2012 10:29:01 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:26:10 AM |
transparency-position | $25.00 | 11/27/2012 12:44:11 PM |
hope-den1 | $50.00 | 11/27/2012 2:34:14 PM |
LuvToLend | $25.00 | 11/28/2012 10:37:36 AM |
keen-economy6 | $25.00 | 12/1/2012 10:28:33 AM |
01a_MrUSC_IRA | $25.00 | 12/3/2012 4:55:47 AM |
poolshark72 | $25.00 | 12/5/2012 12:56:23 PM |
Tscheddar | $25.00 | 12/6/2012 3:28:24 PM |
HeroSupport | $40.00 | 12/7/2012 5:04:12 PM |
deal-selector5 | $25.00 | 12/7/2012 5:30:19 PM |
thrilling-fund427 | $50.00 | 12/7/2012 5:45:13 PM |
LeReve | $88.00 | 12/7/2012 5:59:37 PM |
successful-agreement7 | $100.00 | 12/7/2012 5:47:09 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:16:33 PM |
kenji4861 | $25.00 | 12/7/2012 6:22:52 PM |
careful-vigilance4 | $25.00 | 12/7/2012 6:15:21 PM |
jiftostada | $25.00 | 12/7/2012 6:28:24 PM |
meoates1 | $25.00 | 12/8/2012 8:02:31 AM |
new-start18100 | $25.00 | 12/8/2012 12:57:33 PM |
Wellman | $25.00 | 12/8/2012 12:12:59 PM |
market-jam | $25.00 | 12/8/2012 1:13:30 PM |
green-loyalty-web | $25.00 | 12/8/2012 1:46:22 PM |
MrRooster101 | $25.00 | 12/8/2012 12:19:55 PM |
Nickle-Back | $25.00 | 12/8/2012 12:24:05 PM |
Katburg | $25.00 | 12/8/2012 1:02:11 PM |
five-star-justice | $25.00 | 12/8/2012 12:26:56 PM |
supersarah61 | $25.00 | 12/8/2012 4:08:20 PM |
moneytolend72 | $27.45 | 12/8/2012 5:17:48 PM |
kayakbleu | $26.93 | 12/8/2012 2:17:52 PM |
buffalobills | $25.00 | 12/8/2012 3:36:01 PM |
epic-transaction | $25.00 | 12/8/2012 3:50:23 PM |
keichi03 | $25.00 | 12/8/2012 4:08:45 PM |
RufusGreyhound | $35.00 | 12/8/2012 4:27:09 PM |
ferdberfel | $25.00 | 12/8/2012 5:32:23 PM |
dedication-locomotive1 | $50.00 | 12/8/2012 3:33:43 PM |
Navy-Retired | $31.40 | 12/8/2012 6:37:44 PM |
108 Investments
|
Borrower Payment Dependent Notes Series
674316
This series of Notes was issued and sold upon the funding of the borrower loan #79192, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,750.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Nov-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-01-2012 |
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $370.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 11
/
9 | Length of status: | 2y 2m |
Amount delinquent:
| $17,477 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,132 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ut151469 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2011)
660-679
(Oct-2008)
680-699
(Sep-2008)
|
Principal balance:
| $7,904.66 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I want to pay off my existing Prosper loan and use the rest to pay off more debt. I am a homeowner who survived the economic recession and have come out of it stringer than before. Just trying to get my debt down to nothing.
Monthly net income: $ 10000
Monthly expenses: $ 200.00 a month gas.
Housing: $ 2060.00
Insurance: $ 400.00
Car expenses: $ 1000.00
Utilities: $ 300.00
Phone, cable, internet: $ 290.00
Food, entertainment: $ 200.00
Clothing, household expenses: $
Credit cards and other loans: $ 150.00
Other expenses: $ oil change car 100.00 every three months.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.10 | 11/21/2012 9:08:14 AM |
adventurer447 | $300.00 | 11/21/2012 9:33:24 AM |
top-market-mechanic | $25.00 | 11/21/2012 9:52:16 AM |
CreditBuilder2 | $25.06 | 11/21/2012 11:13:09 AM |
first-serene-credit | $25.00 | 11/21/2012 10:15:38 AM |
kind-credit-bear | $500.00 | 11/21/2012 10:32:23 AM |
enthusiastic-balance5 | $100.00 | 11/21/2012 10:53:30 AM |
Zorro_970 | $100.00 | 11/21/2012 12:02:20 PM |
wetlands | $200.00 | 11/21/2012 12:08:44 PM |
yield-voyager8 | $25.00 | 11/21/2012 1:15:06 PM |
persistent-dinero953 | $50.00 | 11/21/2012 1:15:51 PM |
atlas100 | $25.00 | 11/21/2012 4:53:19 PM |
bazaar-tulip | $25.00 | 11/22/2012 9:56:31 AM |
return-statuette139 | $50.00 | 11/23/2012 9:01:51 AM |
best-unbeatable-transaction | $25.00 | 11/23/2012 9:49:56 AM |
diversification-medalist | $25.00 | 11/24/2012 1:53:23 PM |
jamiee73 | $25.00 | 11/24/2012 2:27:32 PM |
randsenterprise | $25.00 | 11/24/2012 2:28:10 PM |
friendly-yield187 | $25.00 | 11/24/2012 3:00:25 PM |
TumbleWeed88 | $25.00 | 11/25/2012 1:35:01 PM |
Preferred-Lender | $25.00 | 11/25/2012 1:37:31 PM |
power-carrier3 | $25.00 | 11/25/2012 1:41:56 PM |
five-star-note | $25.00 | 11/25/2012 2:48:47 PM |
sjo1984111 | $25.00 | 11/25/2012 6:22:15 PM |
efficient-truth | $25.00 | 11/25/2012 8:35:35 PM |
ajst1 | $25.00 | 11/26/2012 5:27:37 AM |
receptive-affluence035 | $25.00 | 11/26/2012 6:23:24 AM |
knowledgeable-silver6 | $25.00 | 11/26/2012 9:05:50 AM |
newest-note-journey | $25.00 | 11/26/2012 11:25:00 AM |
origami-panda | $25.00 | 11/26/2012 9:38:37 AM |
momentous-transparency47 | $100.00 | 11/26/2012 9:44:09 AM |
economy-producer | $25.00 | 11/26/2012 10:12:16 AM |
astute-benjamins | $25.00 | 11/26/2012 4:58:27 PM |
Cronos | $50.00 | 11/26/2012 6:00:53 PM |
phenomenal-rate1 | $500.00 | 11/27/2012 9:49:12 AM |
enthralling-investment | $25.00 | 11/27/2012 10:02:51 AM |
jkeller4000 | $100.00 | 11/27/2012 10:15:02 AM |
transparency-river1 | $750.00 | 11/27/2012 10:13:12 AM |
influential-benjamins0 | $38.00 | 11/27/2012 10:53:02 AM |
ivy-league-MBA | $25.00 | 11/27/2012 11:28:43 AM |
auction-iris9 | $120.00 | 11/27/2012 10:56:19 AM |
Jalebi | $33.00 | 11/27/2012 11:24:47 AM |
ChrisTJ | $25.00 | 11/27/2012 11:52:30 AM |
100units | $200.00 | 11/27/2012 5:21:46 PM |
riskreward | $250.00 | 11/27/2012 6:02:49 PM |
vkm2000 | $25.00 | 11/27/2012 7:15:03 PM |
GrossBuddha | $263.77 | 11/27/2012 10:27:44 PM |
mizount | $25.00 | 11/28/2012 5:39:41 AM |
Rogesparkguy | $25.00 | 11/28/2012 7:33:20 AM |
handy-affluence9 | $100.00 | 11/28/2012 9:37:31 AM |
Arvicco | $400.00 | 11/28/2012 1:48:41 PM |
enterprising-pound5 | $50.00 | 11/28/2012 7:22:12 PM |
mbell | $25.00 | 11/28/2012 6:11:11 PM |
integrity-doctor | $100.00 | 11/29/2012 8:54:25 AM |
Krozy | $25.00 | 11/28/2012 9:00:28 PM |
UT-Longhorn | $25.00 | 11/29/2012 8:57:17 AM |
Kame | $25.00 | 11/29/2012 9:54:47 AM |
commitment-mesh | $25.00 | 11/29/2012 10:04:55 AM |
dollardave | $50.00 | 11/29/2012 12:36:28 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:07 PM |
Schuld66 | $25.00 | 11/29/2012 7:05:36 PM |
well-mannered-income3 | $80.00 | 11/29/2012 8:07:25 PM |
haplender | $25.00 | 11/30/2012 9:26:52 AM |
progressive-economy261 | $400.00 | 11/30/2012 11:31:18 AM |
bold-joyful-coin9 | $25.00 | 11/30/2012 1:10:30 PM |
neighborly-truth1 | $25.00 | 11/30/2012 1:14:11 PM |
wrangler034 | $25.00 | 11/30/2012 11:24:33 AM |
transparency-sapling | $25.00 | 11/30/2012 11:36:45 AM |
madpinto21 | $50.00 | 11/30/2012 11:51:18 AM |
contract-snowdome493 | $25.00 | 11/30/2012 1:44:48 PM |
capital-magician561 | $25.00 | 11/30/2012 2:58:50 PM |
new-start18100 | $25.00 | 11/30/2012 5:46:39 PM |
E-2 | $100.00 | 11/30/2012 4:13:34 PM |
payout-detective7 | $25.00 | 11/30/2012 4:46:23 PM |
durability-goat644 | $50.00 | 11/30/2012 11:35:14 PM |
sublime-liberty6 | $50.00 | 12/1/2012 3:57:43 AM |
Sutpen55 | $25.00 | 12/1/2012 6:01:16 AM |
urbane-income7 | $25.00 | 11/30/2012 6:30:46 PM |
antlr | $25.00 | 11/30/2012 8:31:28 PM |
greentomato | $25.00 | 12/1/2012 12:13:21 PM |
compassion-ladder9 | $25.00 | 12/1/2012 8:11:37 AM |
somebody32 | $50.00 | 12/1/2012 6:59:38 AM |
WxChem | $25.00 | 12/1/2012 12:25:18 PM |
BJnRJames | $25.00 | 12/1/2012 9:44:44 AM |
enthralling-deal53 | $100.00 | 12/1/2012 12:37:57 PM |
timbob | $100.00 | 12/1/2012 12:47:55 PM |
logical-investment4 | $25.00 | 12/1/2012 12:48:02 PM |
gochargers | $25.00 | 12/1/2012 12:49:20 PM |
narblark | $45.00 | 12/1/2012 12:52:32 PM |
red-unequivocal-finance | $25.00 | 12/1/2012 12:57:03 PM |
capital-renewal | $50.00 | 12/1/2012 12:59:35 PM |
rakstar | $25.00 | 12/1/2012 1:00:01 PM |
gracej | $25.00 | 12/1/2012 1:02:45 PM |
smart-gain | $50.00 | 12/1/2012 12:07:30 PM |
piter-to-la-investment | $25.00 | 12/1/2012 12:06:09 PM |
openness-linkage | $25.00 | 12/1/2012 12:28:13 PM |
chief64 | $200.00 | 12/1/2012 12:41:46 PM |
cargo414 | $25.00 | 12/1/2012 12:43:39 PM |
prohelper | $25.00 | 12/1/2012 12:41:35 PM |
SummitAdvisors | $50.00 | 12/1/2012 12:44:23 PM |
dinero-speaker | $25.00 | 12/1/2012 12:49:03 PM |
LR_Biker | $33.00 | 12/1/2012 12:49:30 PM |
Chervianne | $50.00 | 12/1/2012 12:49:39 PM |
Webpreneur | $50.00 | 12/1/2012 12:48:43 PM |
resolute-payment | $25.00 | 12/1/2012 12:51:34 PM |
mlbox3k | $25.00 | 12/1/2012 12:53:19 PM |
Mommy_of_3_Princesses | $28.00 | 12/1/2012 12:56:11 PM |
Doodlemeyer | $50.00 | 12/1/2012 12:57:42 PM |
hopethisworks | $25.00 | 12/1/2012 12:58:20 PM |
money-explorer3 | $25.00 | 12/1/2012 1:00:20 PM |
fair-pound5 | $50.00 | 12/1/2012 1:00:41 PM |
Preteur | $25.00 | 12/1/2012 1:02:23 PM |
cozy-note | $25.00 | 12/1/2012 1:02:39 PM |
investment-tempo | $25.00 | 12/1/2012 1:02:57 PM |
special-wealth2 | $27.00 | 12/1/2012 1:02:37 PM |
gallant-economy9 | $50.00 | 12/1/2012 1:02:51 PM |
DreDub | $25.00 | 11/30/2012 9:18:11 AM |
bowdish1 | $25.00 | 11/21/2012 9:44:13 AM |
gravbox | $25.00 | 11/21/2012 11:27:29 AM |
successful-agreement7 | $100.00 | 11/21/2012 11:59:29 AM |
AF-Chief | $25.00 | 11/21/2012 11:05:54 AM |
responsibility-butterfly | $50.00 | 11/21/2012 10:59:56 AM |
logical-principal8 | $50.00 | 11/21/2012 3:43:42 PM |
point-oyster5 | $25.00 | 11/21/2012 5:29:07 PM |
magical-credit523 | $25.00 | 11/22/2012 9:48:20 AM |
rich329 | $25.00 | 11/22/2012 5:43:33 AM |
purposeful-durability8 | $100.00 | 11/22/2012 9:22:39 AM |
bewitching-dollar5 | $200.00 | 11/22/2012 5:32:48 PM |
dunkard13 | $100.00 | 11/23/2012 5:53:39 PM |
RothySkynx | $25.00 | 11/24/2012 12:08:20 PM |
entertaining-rate9 | $25.00 | 11/24/2012 12:17:19 PM |
managedfund | $1,333.00 | 11/24/2012 1:16:20 PM |
TennSquire | $25.00 | 11/24/2012 1:36:01 PM |
money-bauble | $100.00 | 11/24/2012 12:11:56 PM |
IP | $25.00 | 11/24/2012 12:16:56 PM |
Shikko_Skii | $50.00 | 11/24/2012 12:59:53 PM |
first-inspiring-vigilance | $25.00 | 11/24/2012 1:23:21 PM |
casaba | $25.00 | 11/24/2012 2:28:57 PM |
keen-power9 | $25.00 | 11/25/2012 12:48:41 PM |
compoundinterest | $25.00 | 11/25/2012 1:19:52 PM |
Aimvest | $25.00 | 11/25/2012 1:37:16 PM |
Darts | $50.00 | 11/25/2012 7:28:59 PM |
TheHillsAreAlive | $25.00 | 11/26/2012 9:43:55 AM |
perls | $100.00 | 11/26/2012 10:09:22 AM |
bbbshome | $25.00 | 11/26/2012 9:12:00 AM |
proper-exchange8 | $50.00 | 11/27/2012 10:40:17 AM |
LeReve | $500.00 | 11/27/2012 10:51:25 AM |
red-ethical-duty6 | $50.00 | 11/27/2012 4:10:58 PM |
dunox | $75.00 | 11/27/2012 5:16:11 PM |
top-community-voyage | $50.00 | 11/27/2012 5:31:47 PM |
bold-felicity-image | $100.00 | 11/28/2012 6:46:47 AM |
kulender | $100.00 | 11/27/2012 8:17:14 PM |
global-invest-group | $34.60 | 11/28/2012 8:01:45 AM |
Investoman | $25.00 | 11/28/2012 10:22:44 AM |
Bendistraw | $50.00 | 11/28/2012 10:32:53 AM |
american6 | $50.00 | 11/28/2012 10:49:24 AM |
unassuming-p2ploan774 | $40.00 | 11/28/2012 11:25:50 AM |
bill-thinker135 | $35.00 | 11/28/2012 1:16:07 PM |
sympathetic-funds818 | $50.00 | 11/28/2012 4:05:12 PM |
diplomatic-wealth494 | $100.00 | 11/29/2012 9:51:48 AM |
hillbilly-taco | $50.00 | 11/29/2012 8:12:34 AM |
green-loyalty-web | $25.00 | 11/29/2012 9:24:02 AM |
vigorous-velocity | $300.00 | 11/29/2012 10:42:47 AM |
a-rupee-chemistry | $25.00 | 11/29/2012 10:46:48 AM |
new-dignified-dinero | $100.00 | 11/29/2012 10:59:39 AM |
loot-prescription3 | $25.00 | 11/29/2012 11:30:31 AM |
skro | $25.00 | 11/29/2012 11:32:46 AM |
refined-hope3 | $25.00 | 11/29/2012 5:13:44 PM |
economy-samaritan218 | $25.00 | 11/29/2012 9:26:49 PM |
franzzua | $25.00 | 11/30/2012 6:47:19 AM |
resplendent-fund2 | $25.00 | 11/30/2012 12:19:36 AM |
JGENERAL | $25.00 | 11/30/2012 7:30:09 AM |
shrewd-benjamins | $25.00 | 11/30/2012 9:41:05 AM |
bid-czar8 | $80.00 | 11/30/2012 10:10:32 AM |
Dharvesi | $25.00 | 11/30/2012 11:17:33 AM |
risk-consultant | $25.00 | 11/30/2012 1:30:47 PM |
mammalian4 | $50.00 | 11/30/2012 2:22:36 PM |
the-laudable-peso | $40.00 | 11/30/2012 11:33:29 AM |
rescue | $100.00 | 11/30/2012 11:40:24 AM |
durable-p2ploan0 | $25.00 | 11/30/2012 11:59:32 AM |
prescription0 | $50.00 | 11/30/2012 12:01:42 PM |
Lilred7879 | $25.00 | 11/30/2012 12:29:37 PM |
MorleyTwirl | $50.00 | 11/30/2012 12:17:29 PM |
the-careful-fund | $25.00 | 11/30/2012 3:22:13 PM |
Lambo168 | $50.00 | 11/30/2012 10:40:10 PM |
ouyangers | $50.00 | 12/1/2012 4:55:40 AM |
Leshan | $100.00 | 12/1/2012 7:31:54 AM |
ChoiceInvestments | $26.00 | 11/30/2012 7:47:07 PM |
AKhusky | $25.00 | 11/30/2012 7:50:13 PM |
urbane-benjamins4 | $25.00 | 11/30/2012 11:45:26 PM |
downtownfarm | $25.00 | 12/1/2012 12:06:57 PM |
community-gorilla | $25.00 | 12/1/2012 8:55:03 AM |
reflective-cash0 | $50.00 | 12/1/2012 12:44:43 PM |
planningforsuccess86 | $25.00 | 12/1/2012 12:47:14 PM |
Pennywize | $25.00 | 12/1/2012 12:48:08 PM |
careful-dinero21 | $100.00 | 12/1/2012 11:01:47 AM |
scrappy-leverage6 | $25.00 | 12/1/2012 12:53:44 PM |
credit-scout7 | $36.00 | 12/1/2012 12:56:15 PM |
Cai8899 | $25.00 | 12/1/2012 12:57:17 PM |
networks4ever | $25.00 | 12/1/2012 12:57:22 PM |
goldeneye777 | $25.00 | 12/1/2012 12:58:06 PM |
HamachiMan | $50.00 | 12/1/2012 12:58:24 PM |
puifais | $50.00 | 12/1/2012 1:01:59 PM |
Taxman44 | $25.00 | 12/1/2012 1:02:06 PM |
majikthanos | $50.00 | 12/1/2012 1:03:03 PM |
awe-inspiring-commitment972 | $18.47 | 12/1/2012 1:03:47 PM |
Banker7371 | $25.00 | 12/1/2012 12:09:19 PM |
agreement-guild | $50.00 | 12/1/2012 12:09:51 PM |
fantastic-investment9 | $25.00 | 12/1/2012 12:14:54 PM |
skuba | $50.00 | 12/1/2012 12:16:55 PM |
gold-commander0 | $25.00 | 12/1/2012 12:19:53 PM |
benevolent-moola291 | $50.00 | 12/1/2012 12:19:19 PM |
wayman | $25.00 | 12/1/2012 12:20:33 PM |
intuitive-benefit3 | $39.00 | 12/1/2012 12:39:03 PM |
repayment-chihuahua3 | $25.00 | 12/1/2012 12:39:07 PM |
omniviper | $25.00 | 12/1/2012 12:53:14 PM |
understanding-fairness9 | $26.00 | 12/1/2012 12:53:50 PM |
cash-reaction2 | $25.00 | 12/1/2012 12:51:19 PM |
DirtyJenga | $25.00 | 12/1/2012 12:52:47 PM |
JJYossarian | $50.00 | 12/1/2012 12:54:45 PM |
elasermd | $50.00 | 12/1/2012 12:57:06 PM |
flexible-value | $50.00 | 12/1/2012 12:58:02 PM |
orange-courageous-dedication | $25.00 | 12/1/2012 12:59:11 PM |
velocity-warrior | $25.00 | 12/1/2012 1:00:24 PM |
value-pole | $25.00 | 12/1/2012 1:00:43 PM |
kindness-festivity | $25.00 | 12/1/2012 1:02:17 PM |
discrete-basis1 | $47.00 | 12/1/2012 1:01:36 PM |
the-shrewd-wampum | $25.00 | 12/1/2012 1:01:56 PM |
taurusco | $77.00 | 12/1/2012 1:02:19 PM |
229 Investments
|
Borrower Payment Dependent Notes Series
674322
This series of Notes was issued and sold upon the funding of the borrower loan #79105, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Nov-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $574.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 29% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,086 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| dreamer290 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: To help finance a small business venture in the digital advertisement industry.
This loan will be used to... Purchase startup equipment and access to remote server which will host the advertisements.
My financial situation:
I am a good candidate for this loan because... I have steady employment. I have never defaulted on a debt. I am confident that my business plan will be successful.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Zolton | $300.00 | 11/26/2012 5:01:51 PM |
octoberfresh | $25.00 | 11/26/2012 8:03:01 PM |
responsibility-butterfly | $50.00 | 11/26/2012 6:07:26 PM |
CreditBuilder2 | $50.01 | 11/26/2012 10:23:44 PM |
wetlands | $200.00 | 11/27/2012 10:37:20 AM |
ingenious-deal6 | $25.00 | 11/28/2012 10:20:32 AM |
Arvicco | $400.00 | 11/28/2012 1:48:19 PM |
tender-integrity3 | $100.00 | 11/28/2012 7:10:02 PM |
Lender2895a | $100.00 | 11/29/2012 5:06:40 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:08 AM |
DreisersFinancier | $50.00 | 11/29/2012 10:58:43 AM |
compoundinterest | $25.00 | 11/29/2012 6:09:20 PM |
suave-durability1 | $50.00 | 11/29/2012 6:31:50 PM |
shamonn_p2p | $1,000.00 | 11/30/2012 10:29:57 AM |
Sanford-N-Sons | $25.00 | 11/30/2012 5:22:04 PM |
power-kin | $50.00 | 12/1/2012 5:33:36 AM |
pxtesta | $50.00 | 12/1/2012 9:14:44 AM |
proper-p2p6 | $100.00 | 12/1/2012 8:23:32 AM |
deal-vibrato | $25.00 | 12/1/2012 1:24:29 PM |
magical-credit523 | $25.00 | 12/1/2012 1:36:12 PM |
yield-seeker | $25.00 | 12/1/2012 1:51:55 PM |
bowdish1 | $75.00 | 12/1/2012 2:02:11 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:27:49 PM |
wampum-influencer | $25.00 | 12/2/2012 4:58:44 PM |
successful-agreement7 | $100.00 | 12/3/2012 5:32:10 PM |
Interest2thePeople | $100.00 | 12/3/2012 5:13:21 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:29 PM |
mykkai | $25.00 | 12/3/2012 7:42:14 PM |
Munnie | $50.00 | 12/4/2012 6:19:18 AM |
thrifty-transaction578 | $25.00 | 12/4/2012 10:00:27 AM |
enthralling-investment | $25.00 | 12/4/2012 10:02:12 AM |
Investoman | $25.00 | 12/4/2012 10:33:48 AM |
life-is-great | $25.00 | 12/4/2012 9:48:36 AM |
AFairDeal | $25.00 | 12/5/2012 9:12:32 AM |
proper-exchange8 | $50.00 | 12/5/2012 10:36:50 AM |
heyokafinancial | $25.00 | 12/5/2012 10:12:37 AM |
Avala | $97.00 | 12/5/2012 6:06:32 PM |
Bendistraw | $50.00 | 12/5/2012 6:08:54 PM |
Preferred-Lender | $25.00 | 12/5/2012 6:43:43 PM |
JesanFafon | $50.00 | 12/5/2012 7:39:55 PM |
bill-magnolia5 | $25.00 | 12/6/2012 8:53:22 AM |
leeball | $50.00 | 12/6/2012 9:16:01 AM |
Aimvest | $25.00 | 12/6/2012 9:26:22 AM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:12 AM |
britgsb | $50.00 | 12/6/2012 9:54:15 AM |
miked8303 | $75.00 | 12/6/2012 11:30:38 AM |
resolute-felicity353 | $25.00 | 12/6/2012 6:12:04 PM |
dmk2006 | $25.00 | 12/6/2012 4:41:02 PM |
bitterroot_mt | $25.00 | 12/6/2012 7:43:08 PM |
progressive-economy261 | $400.00 | 12/6/2012 6:24:59 PM |
newest-note-journey | $25.00 | 12/6/2012 6:29:58 PM |
bold-worth-wrangler | $50.00 | 12/7/2012 9:30:41 AM |
rcm87 | $32.00 | 12/7/2012 9:07:04 AM |
MadHun | $200.00 | 12/7/2012 9:59:31 AM |
larrybird | $889.00 | 12/7/2012 10:12:50 AM |
proud-pound4 | $25.00 | 12/7/2012 10:17:57 AM |
chief64 | $35.00 | 12/7/2012 9:54:38 AM |
E_G | $50.00 | 12/7/2012 11:04:07 AM |
deegeeman | $25.00 | 12/7/2012 10:37:24 AM |
6moonbeams | $48.00 | 12/7/2012 11:10:21 AM |
adaboy65 | $75.00 | 12/7/2012 11:21:32 AM |
jackbauer | $30.00 | 12/7/2012 5:02:42 PM |
market-assembler | $50.00 | 12/7/2012 5:25:09 PM |
gallant-economy9 | $50.00 | 12/7/2012 5:31:23 PM |
_G_ | $25.00 | 12/7/2012 3:28:39 PM |
loyalty-sherpa | $25.00 | 12/7/2012 5:47:20 PM |
sympathetic-funds818 | $25.00 | 12/7/2012 3:56:41 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:09 PM |
bold-felicity-image | $100.00 | 12/7/2012 5:28:52 PM |
responsibility-armada | $25.00 | 12/7/2012 6:26:19 PM |
Tasmir | $25.00 | 12/7/2012 6:00:43 PM |
fcukciti | $35.00 | 12/7/2012 6:07:01 PM |
networks4ever | $25.00 | 12/7/2012 6:07:48 PM |
srgriff | $25.00 | 12/7/2012 5:47:51 PM |
Borrow2Grow | $54.00 | 12/7/2012 6:20:19 PM |
pound-albatross7 | $250.00 | 12/7/2012 6:24:29 PM |
ItsJustMe79 | $25.00 | 12/7/2012 6:29:39 PM |
HamachiMan | $50.00 | 12/7/2012 6:30:30 PM |
LaBamba | $100.00 | 12/8/2012 4:50:47 AM |
resolute-basis9 | $25.00 | 12/7/2012 6:52:23 PM |
loan-warrior | $25.00 | 12/7/2012 7:21:30 PM |
diversification-medalist | $25.00 | 12/7/2012 6:14:57 PM |
dime-vista2 | $25.00 | 12/7/2012 8:41:56 PM |
dollars4debts | $25.00 | 12/8/2012 10:14:32 AM |
skuba | $50.00 | 12/8/2012 12:04:26 PM |
loyalty-circuitry | $100.00 | 12/8/2012 6:02:00 AM |
exchange-pledge | $50.00 | 12/8/2012 12:09:37 PM |
discrete-trade0 | $50.00 | 12/8/2012 12:11:50 PM |
basis-mate7 | $25.00 | 12/8/2012 12:14:13 PM |
invincible-deal82 | $25.00 | 12/8/2012 12:14:25 PM |
dg5803 | $25.00 | 12/8/2012 12:21:44 PM |
contract-amigo7 | $25.00 | 12/8/2012 8:55:11 AM |
flo_rida | $82.00 | 12/8/2012 12:33:33 PM |
cozy-note | $25.00 | 12/8/2012 12:36:01 PM |
dschaaf | $25.00 | 12/8/2012 12:39:57 PM |
bibleinvestor3 | $25.00 | 12/8/2012 5:03:20 AM |
LaveenFinancial | $25.00 | 12/8/2012 12:42:12 PM |
benjamins-utopia | $37.00 | 12/8/2012 12:47:50 PM |
dinero-speaker | $25.00 | 12/8/2012 12:51:56 PM |
rainorshine47 | $25.00 | 12/8/2012 12:53:12 PM |
joplinoz | $25.00 | 12/8/2012 12:03:39 PM |
heloswimmer | $25.00 | 12/8/2012 12:03:47 PM |
tolstoy00 | $25.00 | 12/8/2012 12:04:01 PM |
macgeek | $31.00 | 12/8/2012 12:56:56 PM |
OLYVRC | $50.00 | 12/8/2012 1:02:53 PM |
the-silver-blaster | $75.00 | 12/8/2012 12:13:54 PM |
geemel | $25.00 | 12/8/2012 12:15:27 PM |
SacramentoChad | $25.00 | 12/8/2012 12:18:22 PM |
DirtyJenga | $25.00 | 12/8/2012 12:18:40 PM |
Herluftrolle | $25.00 | 12/8/2012 12:20:39 PM |
power-collider | $25.00 | 12/8/2012 12:22:48 PM |
N0Bama | $25.00 | 12/8/2012 11:01:31 AM |
Hiro07 | $25.00 | 12/8/2012 1:23:16 PM |
bxdoc | $25.00 | 12/8/2012 12:26:59 PM |
a-unflappable-finance | $31.00 | 12/8/2012 1:24:42 PM |
squeebie | $50.00 | 12/8/2012 1:27:06 PM |
currency-persimmon | $25.00 | 12/8/2012 11:45:38 AM |
orange-dollar-raccoon | $100.00 | 12/8/2012 12:29:58 PM |
ohnezweck | $50.00 | 12/8/2012 1:28:41 PM |
fishintime | $32.00 | 12/8/2012 12:36:39 PM |
laudable-leverage6 | $27.00 | 12/8/2012 1:31:45 PM |
rate-authority2 | $25.00 | 12/8/2012 12:37:06 PM |
bessbird | $50.00 | 12/8/2012 12:38:50 PM |
steamboatgal | $50.00 | 12/8/2012 1:34:28 PM |
FredHead3 | $40.00 | 12/8/2012 1:35:30 PM |
MARSTUN | $26.00 | 12/8/2012 12:43:46 PM |
affluence-celebration0 | $25.00 | 12/8/2012 12:07:43 PM |
immaculate-compassion8 | $25.00 | 12/8/2012 12:45:03 PM |
hostbank | $73.00 | 12/8/2012 12:45:31 PM |
kid8549 | $34.00 | 12/8/2012 1:43:10 PM |
lendme2 | $50.00 | 12/8/2012 1:43:52 PM |
hardwareman | $40.00 | 12/8/2012 1:47:48 PM |
SharingTheLuv | $25.00 | 12/8/2012 12:51:58 PM |
JJ9876 | $25.00 | 12/8/2012 12:16:29 PM |
Redmond | $25.00 | 12/8/2012 1:53:21 PM |
adventurer447 | $300.00 | 12/8/2012 12:18:15 PM |
jedi053 | $41.00 | 12/8/2012 12:58:03 PM |
studious-bonus7 | $100.00 | 12/8/2012 2:00:08 PM |
larslfe | $25.00 | 12/8/2012 12:23:54 PM |
Tylerh | $250.00 | 12/8/2012 12:25:59 PM |
timbob | $64.00 | 12/8/2012 1:07:37 PM |
ore-seagull | $25.00 | 12/8/2012 1:07:53 PM |
metro457 | $100.00 | 12/8/2012 12:29:09 PM |
peace-banjo518 | $30.00 | 12/8/2012 2:20:44 PM |
affluence-kingdom9 | $30.00 | 12/8/2012 12:32:59 PM |
A007 | $50.00 | 12/8/2012 12:33:31 PM |
GrommetPosse | $50.00 | 12/8/2012 1:12:58 PM |
sacmt | $25.00 | 12/8/2012 1:14:26 PM |
macjp123 | $50.00 | 12/8/2012 12:39:25 PM |
the-shrewd-wampum | $25.00 | 12/8/2012 1:17:41 PM |
Avicell | $25.00 | 12/8/2012 1:18:21 PM |
riproaringrapids | $48.00 | 12/8/2012 1:18:33 PM |
the-bid-sorcerer | $50.00 | 12/8/2012 1:19:02 PM |
HeroJason86 | $25.00 | 12/8/2012 12:49:10 PM |
power-trophy7 | $25.00 | 12/8/2012 1:25:47 PM |
top-commitment-champ | $25.00 | 12/8/2012 12:52:37 PM |
kellyp255 | $25.00 | 12/8/2012 1:29:10 PM |
jst1 | $25.00 | 12/8/2012 1:31:51 PM |
thezfunk | $25.00 | 12/8/2012 12:58:29 PM |
bold-liberty-spartan | $25.00 | 12/8/2012 1:01:41 PM |
maldok1 | $25.00 | 12/8/2012 1:09:53 PM |
euro-speaker8 | $110.00 | 12/8/2012 1:10:35 PM |
itsthomas | $25.00 | 12/8/2012 1:49:21 PM |
pragmatic-camaraderi | $25.00 | 12/8/2012 1:14:30 PM |
bdpres1 | $25.00 | 12/8/2012 1:15:04 PM |
Cheburashka | $27.00 | 12/8/2012 1:16:21 PM |
Rick21 | $50.00 | 12/8/2012 1:17:06 PM |
brightest-repayment-patriot | $27.00 | 12/8/2012 1:17:52 PM |
Pman | $25.00 | 12/8/2012 1:18:13 PM |
PODEMOS | $50.00 | 12/8/2012 1:19:56 PM |
point653 | $25.00 | 12/8/2012 2:05:37 PM |
Alpha-AssistU | $25.00 | 12/8/2012 1:23:31 PM |
nosualcneas | $25.00 | 12/8/2012 1:24:35 PM |
victorcab | $25.00 | 12/8/2012 1:25:03 PM |
aggregator573 | $28.00 | 12/8/2012 1:30:10 PM |
Justbiz | $50.00 | 12/8/2012 1:32:14 PM |
important-gold5 | $25.00 | 12/8/2012 1:38:51 PM |
velocity-blossom161 | $100.00 | 12/8/2012 1:39:22 PM |
chandler66 | $50.00 | 12/9/2012 9:42:44 AM |
gjh37 | $25.00 | 12/8/2012 1:49:14 PM |
helpinghand63 | $25.00 | 12/8/2012 1:50:41 PM |
dospapalotes | $25.00 | 12/8/2012 1:52:26 PM |
emo13 | $35.00 | 12/8/2012 1:54:38 PM |
marketplace-cello5 | $25.00 | 12/8/2012 1:55:04 PM |
thedoctor | $75.00 | 12/8/2012 1:57:30 PM |
donloah | $25.00 | 12/8/2012 1:59:52 PM |
keeks | $25.00 | 12/8/2012 2:04:53 PM |
enterprising-pound5 | $50.00 | 12/8/2012 8:26:44 PM |
superb-fund9 | $25.00 | 12/8/2012 4:12:33 PM |
California04 | $50.00 | 12/9/2012 11:07:13 AM |
otalon | $25.00 | 12/9/2012 12:02:49 PM |
value-caravan | $25.00 | 12/9/2012 11:59:29 AM |
simplelender80 | $100.00 | 12/9/2012 1:51:12 PM |
bonus-apple | $108.86 | 12/9/2012 1:01:45 PM |
dly2007 | $25.00 | 12/9/2012 8:54:32 PM |
tolerant-truth6 | $200.00 | 12/9/2012 1:30:43 PM |
reverent-greenback219 | $25.00 | 12/9/2012 2:03:29 PM |
SurfaceTension | $50.00 | 12/10/2012 4:23:38 AM |
antlr | $25.00 | 12/9/2012 7:43:50 PM |
jbeez41 | $25.00 | 12/9/2012 4:20:05 PM |
captain643 | $25.00 | 12/9/2012 5:59:16 PM |
vivid-peace8 | $50.00 | 12/9/2012 11:09:28 PM |
finance-coyote3 | $1,743.14 | 12/10/2012 5:09:39 AM |
yield-voyager8 | $25.00 | 11/26/2012 8:29:56 PM |
CIC | $25.00 | 11/27/2012 2:43:11 AM |
Maverick158 | $25.00 | 11/27/2012 8:46:37 AM |
nevee | $25.00 | 11/27/2012 9:16:22 AM |
repayment-pagoda8 | $50.00 | 11/27/2012 10:11:50 AM |
dunox | $75.00 | 11/27/2012 5:15:50 PM |
riskreward | $250.00 | 11/27/2012 6:03:13 PM |
luminous-finance9 | $26.00 | 11/27/2012 8:32:05 PM |
astute-benjamins | $25.00 | 11/28/2012 8:32:34 AM |
SBT | $25.00 | 11/28/2012 9:27:29 AM |
Castellan | $50.00 | 11/28/2012 10:48:16 AM |
natural-worth9 | $25.00 | 11/28/2012 3:34:33 PM |
indomitable-coin | $25.00 | 11/28/2012 6:46:02 PM |
loot-prescription3 | $40.00 | 11/29/2012 5:58:46 AM |
auction-iris9 | $120.00 | 11/29/2012 5:29:11 PM |
persist_in_doing | $25.00 | 11/29/2012 6:52:00 PM |
IPlayOutsideTheBox | $25.00 | 11/30/2012 4:23:24 AM |
franzzua | $25.00 | 11/30/2012 6:47:50 AM |
palmetto933 | $25.00 | 11/30/2012 9:46:13 AM |
capital-magician561 | $25.00 | 11/30/2012 2:59:13 PM |
leodaguy | $100.00 | 11/30/2012 12:14:26 PM |
transparency-sequoia6 | $100.00 | 11/30/2012 4:20:09 PM |
first-credit-meridian | $25.00 | 11/30/2012 1:03:38 PM |
supersarah61 | $25.00 | 11/30/2012 4:57:13 PM |
reinforced-velocity158 | $50.00 | 11/30/2012 8:46:02 PM |
MorleyTwirl | $100.00 | 12/1/2012 9:03:25 AM |
careful-dinero21 | $100.00 | 12/1/2012 11:02:08 AM |
subtle-revenue0 | $25.00 | 12/1/2012 12:23:56 PM |
mindful-generosity1 | $50.00 | 12/1/2012 1:15:13 PM |
balance-force | $35.00 | 12/1/2012 1:27:34 PM |
point-oyster5 | $25.00 | 12/1/2012 1:54:51 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:26 PM |
Bikram | $50.00 | 12/3/2012 10:35:20 AM |
dukeiyer | $25.00 | 12/3/2012 10:48:54 AM |
penny-injector8 | $25.00 | 12/4/2012 1:36:14 AM |
dinero-rumbler | $25.00 | 12/4/2012 8:31:21 PM |
joyful-credit579 | $25.00 | 12/5/2012 10:37:50 AM |
cahjoon | $25.00 | 12/5/2012 11:17:52 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:06:38 AM |
commitment-orca7 | $50.00 | 12/5/2012 2:01:03 PM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:15 AM |
american6 | $50.00 | 12/5/2012 10:50:56 AM |
IP | $25.00 | 12/5/2012 5:32:02 PM |
Jalebi | $25.00 | 12/5/2012 5:48:49 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:43 AM |
admirable-economy3 | $25.00 | 12/5/2012 7:22:16 PM |
duty-twister | $50.00 | 12/7/2012 8:18:18 AM |
bb575 | $50.00 | 12/7/2012 7:11:39 AM |
mvalley | $25.00 | 12/7/2012 9:44:08 AM |
minista | $25.00 | 12/7/2012 9:46:56 AM |
urbane-deal152 | $50.00 | 12/7/2012 9:56:15 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:24 AM |
Koomarbit | $30.00 | 12/7/2012 9:58:06 AM |
Great-Mom | $25.00 | 12/7/2012 9:51:25 AM |
ready-bid9 | $50.00 | 12/7/2012 10:31:09 AM |
Tradesmanlender | $25.00 | 12/7/2012 11:01:11 AM |
spirit07a | $36.00 | 12/7/2012 11:08:51 AM |
authentic-liberty7 | $25.00 | 12/7/2012 11:40:38 AM |
DadWarbucks | $25.00 | 12/7/2012 11:04:34 AM |
fishtale | $50.00 | 12/7/2012 5:26:13 PM |
magical-fairness4 | $25.00 | 12/7/2012 2:41:19 PM |
100units | $143.00 | 12/7/2012 5:47:14 PM |
new-truth-chuckler | $33.00 | 12/7/2012 5:15:47 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:38:04 PM |
LeReve | $309.00 | 12/7/2012 5:58:49 PM |
chlebie | $50.00 | 12/7/2012 5:45:32 PM |
Cash-Flow | $1,500.00 | 12/7/2012 6:15:14 PM |
luminous-marketplace5 | $25.00 | 12/7/2012 7:00:43 PM |
vigorous-velocity | $286.00 | 12/7/2012 5:46:22 PM |
lendacity | $25.00 | 12/7/2012 6:15:54 PM |
w3alter | $50.00 | 12/7/2012 6:02:31 PM |
sturdy-fairness0 | $100.00 | 12/7/2012 6:06:34 PM |
origami-panda | $25.00 | 12/7/2012 6:09:04 PM |
meenan | $25.00 | 12/7/2012 6:52:08 PM |
JKEnterprises | $25.00 | 12/7/2012 6:16:07 PM |
platinum-dojo | $25.00 | 12/8/2012 12:08:47 PM |
Cpay2Me | $25.00 | 12/8/2012 12:09:20 PM |
enticing-note | $25.00 | 12/8/2012 12:16:18 PM |
downtownfarm | $25.00 | 12/8/2012 12:19:04 PM |
tylerfd | $50.00 | 12/8/2012 12:19:23 PM |
Doodlemeyer | $50.00 | 12/8/2012 12:22:33 PM |
Dakota98 | $50.00 | 12/8/2012 12:23:59 PM |
steiglends | $56.00 | 12/8/2012 12:25:01 PM |
burgeoning-silver | $25.00 | 12/8/2012 12:29:47 PM |
johngaltline | $25.00 | 12/8/2012 9:25:17 AM |
Businessincubator | $50.00 | 12/8/2012 12:33:49 PM |
deal-scientist5 | $50.00 | 12/8/2012 3:38:32 AM |
figs4u2 | $100.00 | 12/8/2012 12:35:52 PM |
Preteur | $25.00 | 12/8/2012 12:39:19 PM |
treasure-pipeline | $25.00 | 12/8/2012 12:42:00 PM |
goodcents | $25.97 | 12/8/2012 11:42:25 AM |
Clambake | $25.00 | 12/8/2012 12:46:08 PM |
Denver-Rental-Properties | $25.00 | 12/8/2012 12:51:05 PM |
restech | $25.00 | 12/8/2012 12:52:46 PM |
flexible-value | $50.00 | 12/8/2012 12:53:43 PM |
tenacious-affluence | $25.00 | 12/8/2012 12:54:15 PM |
Tai | $25.00 | 12/8/2012 12:04:12 PM |
rupee-artisan | $25.00 | 12/8/2012 1:01:03 PM |
nodebtin3 | $57.00 | 12/8/2012 12:08:41 PM |
dignified-market1 | $343.02 | 12/8/2012 8:47:15 AM |
Kame | $25.00 | 12/8/2012 12:14:20 PM |
engaging-yield4 | $25.00 | 12/8/2012 1:09:29 PM |
boater01 | $100.00 | 12/8/2012 12:17:09 PM |
C_Mark | $50.00 | 12/8/2012 1:11:17 PM |
alands94 | $25.00 | 12/8/2012 12:18:04 PM |
BofM | $25.00 | 12/8/2012 12:19:17 PM |
dubois31 | $25.00 | 12/8/2012 12:21:28 PM |
Splangy613 | $25.00 | 12/8/2012 12:23:57 PM |
courteous-wealth6 | $29.00 | 12/8/2012 12:24:26 PM |
natecam | $25.00 | 12/8/2012 12:29:14 PM |
ready-justice7 | $50.00 | 12/8/2012 12:00:49 PM |
broomfieldbucks | $25.00 | 12/8/2012 12:37:37 PM |
virtuous-bill1 | $25.00 | 12/8/2012 1:33:51 PM |
thoughtful-commerce8 | $100.00 | 12/8/2012 12:03:32 PM |
unforgettable-wealth4 | $50.00 | 12/8/2012 12:41:27 PM |
orange-courageous-dedication | $25.00 | 12/8/2012 12:04:30 PM |
worth-web5 | $50.00 | 12/8/2012 1:36:57 PM |
dokiya777 | $25.00 | 12/8/2012 12:44:21 PM |
iwantmore | $25.00 | 12/8/2012 12:46:57 PM |
diverse2 | $30.00 | 12/8/2012 12:47:21 PM |
intuitive-benefit3 | $100.00 | 12/8/2012 12:10:34 PM |
BiggestG | $25.00 | 12/8/2012 12:50:23 PM |
techvet | $50.00 | 12/8/2012 12:14:37 PM |
transparency-baton | $25.00 | 12/8/2012 12:53:51 PM |
durability-officer | $50.00 | 12/8/2012 12:56:40 PM |
note-tent | $50.00 | 12/8/2012 1:55:02 PM |
prudent-deal662 | $25.00 | 12/8/2012 12:21:50 PM |
andrew491 | $31.00 | 12/8/2012 12:22:17 PM |
friendly-gold | $25.00 | 12/8/2012 2:01:32 PM |
awe-inspiring-commitment972 | $50.00 | 12/8/2012 12:59:57 PM |
sbsahm | $50.00 | 12/8/2012 2:06:34 PM |
excellent-funds649 | $42.00 | 12/8/2012 12:25:20 PM |
priceless-note7 | $100.00 | 12/8/2012 1:04:26 PM |
DaMoneyTree | $25.00 | 12/8/2012 1:07:31 PM |
pious-currency875 | $49.00 | 12/8/2012 12:29:49 PM |
cash-sensai2 | $25.00 | 12/8/2012 1:11:24 PM |
savvycash | $25.00 | 12/8/2012 1:11:43 PM |
innocent-income4 | $25.00 | 12/8/2012 1:13:27 PM |
igloo268 | $25.00 | 12/8/2012 1:13:50 PM |
brightest-breathtaking-finance | $100.00 | 12/8/2012 12:36:45 PM |
bigballer105 | $34.00 | 12/8/2012 1:14:10 PM |
gracej | $25.00 | 12/8/2012 12:40:16 PM |
Dazz2061 | $25.00 | 12/8/2012 1:16:51 PM |
topher515 | $25.00 | 12/8/2012 12:45:55 PM |
gold-commander0 | $25.00 | 12/8/2012 12:46:17 PM |
historic-balance5 | $50.00 | 12/8/2012 1:23:57 PM |
BrooklynJim | $25.00 | 12/8/2012 1:24:24 PM |
buraky | $50.00 | 12/8/2012 12:49:12 PM |
established-payout | $25.00 | 12/8/2012 1:26:16 PM |
KVEER | $25.00 | 12/8/2012 1:27:25 PM |
LiquidLender | $25.00 | 12/8/2012 1:33:47 PM |
uprising35 | $25.00 | 12/8/2012 1:00:40 PM |
MoonMama | $25.00 | 12/8/2012 1:02:04 PM |
DanLash | $25.00 | 12/8/2012 1:35:24 PM |
wtrboy | $25.00 | 12/8/2012 1:39:19 PM |
ladybird1 | $50.00 | 12/8/2012 1:44:50 PM |
ryuD | $27.00 | 12/8/2012 1:45:28 PM |
charming-economy438 | $25.00 | 12/8/2012 1:46:17 PM |
finance-explosion6 | $25.00 | 12/8/2012 1:11:46 PM |
SRK_FROM_WA | $25.00 | 12/8/2012 1:12:02 PM |
basis-gazer0 | $25.00 | 12/8/2012 1:13:23 PM |
velocity-javelin8 | $25.00 | 12/8/2012 1:14:52 PM |
hopethisworks | $25.00 | 12/8/2012 1:19:39 PM |
flypenguin | $25.00 | 12/8/2012 1:21:22 PM |
zone6 | $100.00 | 12/8/2012 2:06:27 PM |
shawndw | $25.00 | 12/8/2012 1:22:33 PM |
aabadabadoo | $25.00 | 12/8/2012 1:24:15 PM |
dajen1 | $40.00 | 12/8/2012 1:24:53 PM |
rudyindc | $25.00 | 12/8/2012 1:25:29 PM |
thorough-return768 | $25.00 | 12/8/2012 1:26:45 PM |
mtp | $86.00 | 12/8/2012 1:27:54 PM |
rate-mogul | $50.00 | 12/8/2012 1:29:28 PM |
AEH_Now | $25.00 | 12/8/2012 2:41:16 PM |
dpfl55 | $25.00 | 12/8/2012 1:34:16 PM |
DaveTheWave | $25.00 | 12/8/2012 2:57:15 PM |
brightest-affluence-motivator | $50.00 | 12/8/2012 1:34:49 PM |
first-unequivocal-deal | $75.00 | 12/8/2012 1:39:27 PM |
asya | $27.00 | 12/8/2012 1:40:52 PM |
commerce-web5 | $25.00 | 12/8/2012 2:03:47 PM |
brightest-inspired-gain | $25.00 | 12/8/2012 2:29:24 PM |
impressive-yield3 | $50.00 | 12/8/2012 3:19:15 PM |
a-resplendent-commitment | $25.00 | 12/9/2012 7:22:54 AM |
blue-dough-trumpeter | $25.00 | 12/8/2012 10:03:42 PM |
kochan123 | $25.00 | 12/9/2012 11:09:18 AM |
trade-high-five0 | $50.00 | 12/9/2012 5:22:41 AM |
mclean_loaner | $25.00 | 12/9/2012 8:19:10 AM |
tranquil-revenue | $25.00 | 12/9/2012 12:20:26 PM |
Sealwrangler | $75.00 | 12/9/2012 8:27:07 AM |
Pasagam | $50.00 | 12/9/2012 12:53:44 PM |
fuzed | $50.00 | 12/9/2012 2:37:18 PM |
Darts | $50.00 | 12/9/2012 5:43:23 PM |
dedicated-loan782 | $25.00 | 12/9/2012 2:01:13 PM |
deal-pioneer1 | $25.00 | 12/10/2012 3:43:07 AM |
396 Investments
|
Borrower Payment Dependent Notes Series
674878
This series of Notes was issued and sold upon the funding of the borrower loan #79258, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $718.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 30% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,674 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-handy-transaction |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 11/26/2012 1:02:56 PM |
Wrats6 | $25.00 | 11/26/2012 9:07:20 AM |
zeeexsixare | $1,000.00 | 11/26/2012 9:34:19 AM |
octoberfresh | $25.00 | 11/26/2012 9:06:59 AM |
Money__Tree | $200.00 | 11/26/2012 9:24:14 AM |
nevee | $25.00 | 11/26/2012 9:42:14 AM |
transparency-position | $48.00 | 11/26/2012 12:16:54 PM |
marketplace-singularity3 | $25.00 | 11/26/2012 12:23:12 PM |
LendingPimp_2 | $26.00 | 11/26/2012 11:23:42 AM |
return-point2 | $100.00 | 11/26/2012 5:45:50 PM |
finder61 | $25.00 | 11/26/2012 10:29:59 PM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:25:26 AM |
Interloper | $50.00 | 11/28/2012 11:47:50 AM |
credit-coach118 | $40.01 | 11/28/2012 5:51:21 PM |
gotjack-IRA | $75.00 | 11/28/2012 8:04:16 PM |
Lender2895a | $100.00 | 11/29/2012 5:06:38 AM |
Kaj | $25.00 | 11/29/2012 6:30:30 PM |
Jasner | $25.00 | 11/29/2012 6:16:32 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:39 PM |
justreturns | $25.00 | 11/30/2012 11:08:05 AM |
pierrelasvegas | $25.00 | 11/30/2012 11:24:48 AM |
authentic-finance194 | $200.00 | 11/30/2012 1:06:05 PM |
first-serene-credit | $25.00 | 11/30/2012 1:33:10 PM |
E-2 | $100.00 | 11/30/2012 4:14:19 PM |
dunox | $75.00 | 11/30/2012 4:16:03 PM |
successful-agreement7 | $100.00 | 11/30/2012 4:20:56 PM |
intrepid-loot | $25.00 | 11/30/2012 7:09:55 PM |
Weaverville | $25.00 | 12/1/2012 9:21:28 AM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:08 AM |
mindful-generosity1 | $50.00 | 12/1/2012 1:15:09 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:21 PM |
balance-force | $35.00 | 12/1/2012 1:27:30 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:29 PM |
01a_MrUSC_IRA | $25.00 | 12/3/2012 4:56:43 AM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:27:46 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:18 PM |
loyalty-voyage | $25.00 | 12/3/2012 5:52:19 AM |
jaxlender15 | $25.00 | 12/3/2012 5:06:02 AM |
Bikram | $50.00 | 12/3/2012 10:35:14 AM |
TumbleWeed88 | $25.00 | 12/3/2012 9:42:27 AM |
credit-maple | $25.00 | 12/3/2012 10:26:39 AM |
credit-commander1 | $25.00 | 12/3/2012 5:13:40 PM |
herbyman | $50.00 | 12/3/2012 12:28:11 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:23 PM |
MyPFBlog | $25.00 | 12/3/2012 9:20:49 PM |
life-is-great | $25.00 | 12/4/2012 9:48:32 AM |
Sid-K | $25.00 | 12/4/2012 10:42:59 AM |
bewitching-dollar5 | $100.00 | 12/4/2012 5:13:48 PM |
youthful-currency959 | $100.00 | 12/4/2012 6:49:53 PM |
NickelSteamroller | $25.00 | 12/5/2012 10:02:38 AM |
BankofRon_IRA | $100.00 | 12/5/2012 10:25:13 AM |
auction-iris9 | $120.00 | 12/5/2012 5:33:11 PM |
adaptable-benefit6 | $25.00 | 12/5/2012 11:31:12 PM |
erowis | $50.00 | 12/5/2012 6:39:52 PM |
receptive-affluence035 | $25.00 | 12/6/2012 6:53:09 AM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:02 AM |
simplyonce | $25.00 | 12/6/2012 10:23:04 AM |
fund-tom-tom6 | $25.00 | 12/6/2012 9:38:08 AM |
crdcteng | $25.00 | 12/6/2012 9:39:14 AM |
miked8303 | $75.00 | 12/6/2012 11:30:36 AM |
stollcm | $25.00 | 12/6/2012 10:24:02 AM |
reordan | $25.00 | 12/6/2012 10:48:37 AM |
Tscheddar | $25.00 | 12/6/2012 5:05:32 PM |
vigorous-velocity | $300.00 | 12/6/2012 5:34:25 PM |
velocity-solo | $25.00 | 12/6/2012 6:48:19 PM |
zipemdown | $25.00 | 12/6/2012 6:03:38 PM |
Zorro_970 | $100.00 | 12/6/2012 5:39:47 PM |
resolute-felicity353 | $25.00 | 12/6/2012 6:12:04 PM |
first-graceful-contract | $25.00 | 12/7/2012 8:08:00 AM |
enchanted-note | $25.00 | 12/7/2012 9:09:22 AM |
wdworld | $28.12 | 12/7/2012 6:00:24 AM |
credit-socrates648 | $1,000.00 | 12/7/2012 8:00:32 AM |
authoritative-capital | $25.00 | 12/7/2012 8:50:58 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:24 AM |
P2P_Investor | $256.00 | 12/7/2012 10:04:59 AM |
transparency-river1 | $750.00 | 12/7/2012 9:11:29 AM |
tender-commerce8 | $50.00 | 12/7/2012 9:23:30 AM |
bazaar-festivity | $25.00 | 12/7/2012 9:36:05 AM |
overflowinglife | $26.00 | 12/7/2012 10:55:44 AM |
mckhbnpc | $31.00 | 12/7/2012 11:10:58 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:08 AM |
invincible-deal82 | $25.00 | 12/7/2012 11:24:46 AM |
repayment-walnut2 | $25.00 | 12/7/2012 10:58:50 AM |
bold-social-widget | $25.00 | 12/7/2012 11:50:11 AM |
decisive-return611 | $100.00 | 12/7/2012 1:01:49 PM |
wale-ld | $40.00 | 12/7/2012 4:08:11 PM |
finance-prescription | $100.00 | 12/7/2012 11:19:09 AM |
adaboy65 | $75.00 | 12/7/2012 11:21:31 AM |
Bob450 | $25.00 | 12/7/2012 5:53:01 PM |
dordee | $43.84 | 12/7/2012 5:53:44 PM |
villagers | $50.00 | 12/7/2012 2:07:20 PM |
bob450-roth | $25.00 | 12/7/2012 5:59:02 PM |
worth-viking8 | $32.09 | 12/7/2012 4:39:55 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:17 PM |
duty-viola | $35.00 | 12/7/2012 6:31:06 PM |
ethical-truth211 | $300.00 | 12/8/2012 8:16:11 AM |
durability-ace9 | $25.00 | 12/7/2012 6:41:45 PM |
treasure-coyote3 | $25.00 | 12/7/2012 7:26:49 PM |
respectful-note5 | $25.00 | 12/8/2012 12:12:49 PM |
BigBag | $25.00 | 12/7/2012 8:20:24 PM |
Tylerh | $250.00 | 12/8/2012 12:25:59 PM |
bibleinvestor3 | $25.00 | 12/8/2012 5:03:20 AM |
6515Wheat | $33.90 | 12/8/2012 5:19:49 AM |
fairhelper | $25.00 | 12/8/2012 12:46:47 PM |
progressive-economy261 | $400.00 | 12/8/2012 12:47:47 PM |
wayman | $25.00 | 12/8/2012 12:48:45 PM |
cp-family | $75.00 | 12/8/2012 12:50:24 PM |
orearella3 | $30.00 | 12/8/2012 12:52:32 PM |
thezfunk | $25.00 | 12/8/2012 12:58:29 PM |
satanichammy | $25.00 | 12/8/2012 1:04:58 PM |
velocity-pear | $25.00 | 12/8/2012 1:06:10 PM |
melodious-fairness | $50.00 | 12/8/2012 1:14:22 PM |
red-power-pecan | $50.00 | 12/8/2012 12:21:53 PM |
rescue | $100.00 | 12/8/2012 12:28:29 PM |
ADIDASNO | $25.00 | 12/8/2012 1:25:27 PM |
hope-gadget | $25.00 | 12/8/2012 12:33:10 PM |
durability-mad-scientist4 | $100.00 | 12/8/2012 1:30:46 PM |
mad4wknds | $25.00 | 12/8/2012 1:31:38 PM |
wizard750 | $28.00 | 12/8/2012 12:38:19 PM |
compassionate-auction6 | $150.00 | 12/8/2012 1:33:22 PM |
pleasant-nickel0 | $25.00 | 12/8/2012 12:39:28 PM |
unassuming-note | $25.00 | 12/8/2012 12:40:54 PM |
washboard1 | $25.00 | 12/8/2012 12:41:01 PM |
MadHun | $80.00 | 12/8/2012 12:42:42 PM |
Beld | $50.00 | 12/8/2012 12:44:52 PM |
urbane-duty560 | $26.00 | 12/8/2012 1:40:50 PM |
economy-producer | $25.00 | 12/8/2012 1:41:36 PM |
bold-principal-sensai | $25.00 | 12/8/2012 1:48:42 PM |
new-intuitive-dime | $25.00 | 12/8/2012 12:54:02 PM |
SimpleChoice | $25.00 | 12/8/2012 12:57:16 PM |
pragmatic-auction8 | $25.00 | 12/8/2012 2:01:58 PM |
gallant-economy9 | $50.00 | 12/8/2012 1:04:20 PM |
metro457 | $100.00 | 12/8/2012 12:29:09 PM |
blue-competent-hope | $100.00 | 12/8/2012 1:16:59 PM |
MadKay | $25.00 | 12/8/2012 12:48:13 PM |
skunkor2 | $27.00 | 12/8/2012 12:49:09 PM |
rogue_monster | $32.00 | 12/8/2012 12:54:04 PM |
Iamthewalrus | $25.00 | 12/8/2012 12:55:37 PM |
EBITDA | $25.00 | 12/8/2012 12:57:12 PM |
EJL | $25.00 | 12/8/2012 1:33:19 PM |
thedude393 | $25.00 | 12/8/2012 1:36:32 PM |
circuitfive | $25.00 | 12/8/2012 1:38:09 PM |
SummitAdvisors | $50.00 | 12/8/2012 1:09:49 PM |
studious-bonus7 | $32.00 | 12/8/2012 2:00:08 PM |
6moonbeams | $50.00 | 12/8/2012 1:29:00 PM |
DadWarbucks | $25.00 | 12/8/2012 1:29:24 PM |
exact-p2p2 | $25.00 | 12/8/2012 1:33:55 PM |
87Marc | $25.00 | 12/8/2012 1:43:12 PM |
turbolozano | $25.00 | 12/8/2012 1:44:54 PM |
Fortuno_per_commodo | $25.00 | 12/8/2012 1:51:35 PM |
Vreet | $25.00 | 12/8/2012 1:54:33 PM |
money-genome84 | $250.00 | 11/26/2012 9:40:56 AM |
berniemadeoff | $70.00 | 11/26/2012 10:22:59 AM |
InChicago | $80.04 | 11/26/2012 9:04:11 AM |
tolerant-dime2 | $50.00 | 11/26/2012 9:22:30 AM |
DevinHill_IRA | $30.00 | 11/26/2012 11:38:34 AM |
valiant-return584 | $50.00 | 11/26/2012 10:25:16 AM |
ferocious-kindness8 | $35.00 | 11/26/2012 10:31:56 AM |
methodical-interest039 | $30.00 | 11/26/2012 4:59:41 PM |
ready-interest9 | $25.00 | 11/26/2012 10:43:06 AM |
84928429 | $50.00 | 11/26/2012 10:54:58 AM |
credit-adventurer313 | $50.00 | 11/26/2012 5:22:56 PM |
treasure-bliss | $25.00 | 11/26/2012 1:03:48 PM |
WalnutCreekguy | $50.00 | 11/26/2012 7:01:55 PM |
liberty-tostada7 | $50.00 | 11/26/2012 10:45:26 PM |
Interest2thePeople | $100.00 | 11/27/2012 9:41:36 AM |
thrilling-point2 | $40.00 | 11/27/2012 9:59:20 AM |
fund-medalist171 | $25.00 | 11/27/2012 1:44:04 PM |
natural-worth9 | $50.00 | 11/27/2012 4:19:34 PM |
Dubbs360 | $50.00 | 11/27/2012 6:28:09 PM |
kila-designer | $149.00 | 11/29/2012 5:49:38 PM |
deal-selector5 | $25.00 | 11/29/2012 5:10:54 PM |
bazaar-tulip | $25.00 | 11/29/2012 5:31:18 PM |
monster4 | $50.00 | 11/29/2012 5:33:41 PM |
dunkard13 | $100.00 | 11/29/2012 5:41:26 PM |
lean-dedication | $25.00 | 11/29/2012 6:18:25 PM |
persist_in_doing | $25.00 | 11/29/2012 6:51:53 PM |
integrity-web | $25.00 | 11/29/2012 9:06:04 PM |
tech310 | $50.00 | 11/30/2012 9:49:52 AM |
thrilling-fund427 | $50.00 | 11/30/2012 4:12:16 PM |
kulender | $100.00 | 11/30/2012 6:10:02 PM |
reinforced-velocity158 | $25.00 | 11/30/2012 8:57:37 PM |
CashFlow13 | $1,500.00 | 12/1/2012 4:50:26 AM |
CA-Lender | $25.00 | 12/1/2012 9:44:59 AM |
gotjack | $25.00 | 12/1/2012 3:20:27 PM |
fervent-repayment | $100.00 | 12/1/2012 2:01:50 PM |
JTHarris | $25.00 | 12/1/2012 2:44:48 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:28 PM |
Haydn-sav | $25.00 | 12/3/2012 5:20:48 PM |
Quid-Pro-Quo | $25.00 | 12/3/2012 9:00:51 PM |
Munnie | $50.00 | 12/4/2012 6:19:17 AM |
gain-chosen-one081 | $25.00 | 12/4/2012 5:18:42 PM |
bold-decisive-kindness | $25.00 | 12/4/2012 6:26:22 PM |
point-oyster5 | $25.00 | 12/4/2012 5:38:07 PM |
social-zebra | $29.00 | 12/5/2012 8:03:41 AM |
money-bauble | $100.00 | 12/5/2012 10:19:14 AM |
MKProfSolutions | $50.00 | 12/5/2012 3:08:30 PM |
money-baron | $100.00 | 12/5/2012 7:26:48 PM |
escharfer | $25.00 | 12/5/2012 6:21:41 PM |
CalBear08 | $33.33 | 12/6/2012 9:16:55 AM |
Rob717171 | $75.00 | 12/5/2012 9:46:37 PM |
fund-blackberry6 | $25.00 | 12/6/2012 10:12:12 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:41 AM |
mikrolown | $25.00 | 12/6/2012 10:21:25 AM |
Midwestvalues | $31.00 | 12/6/2012 9:38:41 AM |
euro-eagle1 | $25.65 | 12/6/2012 10:31:46 AM |
return-enthusiast1 | $25.00 | 12/6/2012 12:04:25 PM |
quest0 | $45.77 | 12/6/2012 7:19:49 PM |
professional-vigilance9 | $100.00 | 12/6/2012 6:50:48 PM |
LuckyDuck49 | $25.00 | 12/6/2012 8:57:08 PM |
Toby1montana | $50.00 | 12/7/2012 6:25:03 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:07 AM |
CAGE-Investments | $25.00 | 12/7/2012 9:28:37 AM |
1randyp | $25.00 | 12/7/2012 9:56:32 AM |
impressive-loan | $59.00 | 12/7/2012 10:57:08 AM |
unforgettable-wealth4 | $50.00 | 12/7/2012 10:59:51 AM |
new-gold-wrangler | $1,000.00 | 12/7/2012 11:17:16 AM |
wowlender | $25.00 | 12/7/2012 10:24:07 AM |
williemc44 | $25.00 | 12/7/2012 11:25:48 AM |
social-cocktail1 | $200.00 | 12/7/2012 10:32:11 AM |
deegeeman | $25.00 | 12/7/2012 10:37:22 AM |
Tradesmanlender | $25.00 | 12/7/2012 11:01:11 AM |
pound-mushroom3 | $25.00 | 12/7/2012 11:07:41 AM |
cnovak | $25.00 | 12/7/2012 10:46:59 AM |
wonder3 | $30.00 | 12/7/2012 11:20:34 AM |
dannycarter10 | $25.00 | 12/7/2012 2:01:56 PM |
_G_ | $25.00 | 12/7/2012 3:28:37 PM |
sun818 | $25.00 | 12/7/2012 11:10:08 AM |
global-invest-group | $25.00 | 12/7/2012 11:16:09 AM |
alexander-hamilton | $200.00 | 12/7/2012 11:17:11 AM |
green-loyalty-web | $25.00 | 12/7/2012 5:10:10 PM |
dukeiyer | $25.00 | 12/7/2012 11:29:06 AM |
Investor_DP | $100.00 | 12/7/2012 11:31:30 AM |
Index_Plus | $3,000.00 | 12/7/2012 3:25:52 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 4:28:29 PM |
melodious-rupee3 | $25.00 | 12/7/2012 5:43:57 PM |
bill-thinker135 | $35.00 | 12/7/2012 5:44:25 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:30 PM |
commerce-venture1 | $25.00 | 12/7/2012 9:21:43 PM |
LeReve | $500.00 | 12/7/2012 5:59:31 PM |
Tasmir | $25.00 | 12/7/2012 6:00:42 PM |
currency-launcher0 | $25.00 | 12/8/2012 9:08:16 AM |
britgsb | $25.00 | 12/8/2012 11:08:27 AM |
paytonbrigadier | $233.00 | 12/8/2012 11:47:29 AM |
structure9 | $25.00 | 12/8/2012 12:06:21 PM |
adventurer447 | $300.00 | 12/8/2012 12:18:14 PM |
smoothmoniker | $25.00 | 12/8/2012 12:19:49 PM |
Ayemia | $25.00 | 12/8/2012 12:30:09 PM |
NorthernFunds | $50.00 | 12/8/2012 9:52:54 AM |
cognizant-bazaar5 | $25.00 | 12/8/2012 12:39:48 PM |
jpac1066 | $25.00 | 12/8/2012 5:15:00 AM |
rupee-master6 | $25.00 | 12/8/2012 12:43:23 PM |
restless-currency | $40.00 | 12/8/2012 12:43:55 PM |
valiant-liberty4 | $25.00 | 12/8/2012 12:45:49 PM |
PFTLender | $25.00 | 12/8/2012 7:21:19 AM |
meoates1 | $25.00 | 12/8/2012 8:02:30 AM |
interstellar | $41.00 | 12/8/2012 12:06:46 PM |
yield-trader | $25.00 | 12/8/2012 1:08:07 PM |
wwwUniversal | $25.00 | 12/8/2012 1:10:25 PM |
dough-dreams8 | $500.00 | 12/8/2012 9:37:27 AM |
pound-ace | $25.00 | 12/8/2012 1:13:37 PM |
thrifty-generosity222 | $34.00 | 12/8/2012 12:19:33 PM |
Nickle-Back | $25.00 | 12/8/2012 12:24:04 PM |
mercuriant | $25.00 | 12/8/2012 1:21:05 PM |
heart514 | $25.00 | 12/8/2012 1:25:36 PM |
BluElephant | $50.00 | 12/8/2012 1:29:12 PM |
sgf | $25.00 | 12/8/2012 1:32:54 PM |
moviedaze | $25.00 | 12/8/2012 12:40:36 PM |
lacolo | $50.00 | 12/8/2012 12:52:03 PM |
svandgts | $25.00 | 12/8/2012 12:52:13 PM |
bid-czar8 | $100.00 | 12/8/2012 12:54:00 PM |
witty-credit467 | $25.00 | 12/8/2012 1:02:17 PM |
wampum-optimization | $25.00 | 12/8/2012 12:25:14 PM |
robust-diversification3 | $50.00 | 12/8/2012 1:05:25 PM |
rjleves | $25.00 | 12/8/2012 2:10:14 PM |
homelender123 | $25.00 | 12/8/2012 1:14:03 PM |
bountiful-social976 | $50.00 | 12/8/2012 12:45:05 PM |
brilliant-market680 | $25.00 | 12/8/2012 12:47:45 PM |
nimble-revenue5 | $100.00 | 12/8/2012 12:47:55 PM |
transaction-hugger4 | $65.00 | 12/8/2012 1:26:57 PM |
ryanplays311 | $25.00 | 12/8/2012 12:52:29 PM |
handshake5 | $100.00 | 12/8/2012 12:59:39 PM |
Hambone1111 | $25.00 | 12/8/2012 1:33:43 PM |
supreme-treasure8 | $100.00 | 12/8/2012 1:35:35 PM |
g5g | $25.00 | 12/8/2012 1:35:57 PM |
capital-renewal | $27.00 | 12/8/2012 1:03:43 PM |
Wonderstruk | $25.00 | 12/8/2012 1:41:34 PM |
proper-exchange8 | $50.00 | 12/8/2012 1:09:31 PM |
transparency-sapling | $25.00 | 12/8/2012 1:48:52 PM |
schlepper | $25.00 | 12/8/2012 1:53:41 PM |
engrossing-commerce | $25.00 | 12/8/2012 2:03:34 PM |
saihu | $25.00 | 12/8/2012 1:32:38 PM |
Journey_Loans | $487.25 | 12/8/2012 2:57:03 PM |
Greenbak | $25.00 | 12/8/2012 2:00:28 PM |
CC911 | $25.00 | 12/8/2012 2:03:11 PM |
nex | $25.00 | 12/8/2012 2:05:45 PM |
296 Investments
|
Borrower Payment Dependent Notes Series
674918
This series of Notes was issued and sold upon the funding of the borrower loan #79147, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-01-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $894 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| payout-beast9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Time For Something With Space
Purpose of loan:
This loan will be used to...
Hello to you all, Just recently heard about prosper and it could not work more perfect for my situation making it a good situation for anyone looking to invest in myself.
I am a good candidate for this loan because as far as timing is concerned it is a perfect fit. My situation briefly is my father I can proudly say has one of the most successful Surveying companys in the entire state. WIth that being said I am however a very independant woman and beiing the only child sometimes as crazy as it soulds.. I just rather do things on my own. I have a G8 GXP that while was an amazing experience for awhile, my fiance' and I have decided to start trying for our first this year and I want something bigger so here as soon as we find the right SUV we are going to move forward. I have already paid off a home however I haven't had nor am I trying to have a car payment. I was suprised to see the terms so long on here as honestly I receive my yearly bonus January the 3rd and It is money my parents have given me since I turned 18 and at times can be more than my entire yearly salary. I know I guess its not being completely independant. As far as my monthly outgo. I sold my previous house at the beginning of the year and own my new home outright with no more than 550 a month n bills. Thank you for your time and consideration and if you are one of those who find value and see a positive outlook in my loan request I greatly appreciate your help and will show absolute respect and accountibilty when it comes time to take care of my business. Thanks Again
Monthly net income2: $
Monthly expenses: $ 2212 w/o bonus
Housing: $Own home outright
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
appetizing-loyalty354 | $25.00 | 12/1/2012 12:02:24 PM |
rate-advocator7 | $250.00 | 12/1/2012 12:04:55 PM |
Rogelio48 | $50.00 | 12/1/2012 1:04:54 PM |
DasMula | $25.00 | 12/1/2012 12:12:44 PM |
blue111 | $25.00 | 12/1/2012 12:25:42 PM |
tranquil-gain1 | $75.00 | 12/1/2012 12:40:35 PM |
nonattender | $25.00 | 12/1/2012 1:24:59 PM |
deal-selector5 | $25.00 | 12/1/2012 1:14:29 PM |
bold-gold-relaxation | $400.00 | 12/1/2012 10:52:30 PM |
obduro_1 | $25.00 | 12/1/2012 2:21:15 PM |
first-wampum-gazer | $2,000.00 | 12/1/2012 2:49:59 PM |
bold-pound-statuette | $25.00 | 12/1/2012 3:25:02 PM |
cajunguy | $25.00 | 12/1/2012 4:51:30 PM |
big-mac-50 | $200.00 | 12/1/2012 8:05:59 PM |
scholarly-order6 | $75.00 | 12/2/2012 7:26:45 AM |
fountain355 | $25.00 | 12/2/2012 6:45:29 AM |
Core-Marketing | $25.00 | 12/2/2012 6:47:40 AM |
treasure-bliss | $50.00 | 12/1/2012 1:05:47 PM |
StrongMonty | $105.06 | 12/1/2012 12:18:35 PM |
handy-justice | $50.00 | 12/1/2012 12:21:08 PM |
Land_on_your_feet | $50.00 | 12/1/2012 12:37:35 PM |
worthy-bid8 | $100.00 | 12/1/2012 1:21:52 PM |
riveting-credit5 | $25.00 | 12/1/2012 1:33:09 PM |
payment-halo | $25.00 | 12/1/2012 1:03:29 PM |
slowgains | $25.00 | 12/1/2012 1:05:38 PM |
EretzCapital | $41.52 | 12/1/2012 6:55:49 PM |
Sweaty-Butt-Crack | $40.00 | 12/1/2012 2:00:53 PM |
bob450-roth | $13.42 | 12/2/2012 8:09:02 AM |
first-dinero-paladin | $50.00 | 12/1/2012 3:15:56 PM |
blitzen40 | $25.00 | 12/1/2012 3:56:38 PM |
Laissez-faire | $25.00 | 12/2/2012 7:08:57 AM |
Bob450 | $25.00 | 12/2/2012 7:50:43 AM |
tiger1807 | $25.00 | 12/2/2012 6:19:42 AM |
depalma13 | $25.00 | 12/2/2012 6:43:01 AM |
34 Investments
|
Borrower Payment Dependent Notes Series
674960
This series of Notes was issued and sold upon the funding of the borrower loan #79286, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Nov-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2012 |
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $198.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 6% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,584 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| burgeoning-velocity7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: consolidate debt for breathing room at the holidays
This loan will be used to...pay off student loan, mortgage payment, 2 credit cards
My financial situation: earning decent living, incurring debt due to major travel for cross country child custody arrangement
I am a good candidate for this loan because...bonus payment will allow me to pay this off completely in July
Monthly net income: $5625
Monthly expenses: $
Housing: $1450
Insurance: $130
Car expenses: $325
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scoobiedoo | $60.01 | 11/23/2012 5:01:25 PM |
Nco | $100.00 | 11/23/2012 5:56:55 PM |
EngineersAlliance | $75.00 | 11/23/2012 5:33:03 PM |
cattlebaron | $100.00 | 11/23/2012 8:08:28 PM |
treasure-bliss | $50.00 | 11/24/2012 12:27:30 PM |
compassion-twister2 | $50.00 | 11/25/2012 4:20:16 PM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:25:54 AM |
bonus-demon | $25.00 | 11/28/2012 9:15:42 AM |
Kaj | $25.00 | 11/29/2012 6:30:10 PM |
asset-professor | $35.00 | 12/4/2012 9:46:23 AM |
bold-decisive-kindness | $25.00 | 12/4/2012 2:29:38 PM |
E-2 | $100.00 | 12/4/2012 5:22:17 PM |
successful-agreement7 | $100.00 | 12/4/2012 5:27:32 PM |
Investor_DP | $200.00 | 12/4/2012 5:29:47 PM |
KindCharmingReflective-affluence | $25.00 | 12/4/2012 3:07:59 PM |
auction-iris9 | $120.00 | 12/4/2012 6:11:32 PM |
Zorro_970 | $100.00 | 12/4/2012 5:29:06 PM |
LeReve | $500.00 | 12/4/2012 5:38:03 PM |
trajectory8 | $25.00 | 12/4/2012 6:04:50 PM |
careful-vigilance4 | $25.00 | 12/4/2012 6:15:46 PM |
first-pragmatic-power | $25.00 | 12/5/2012 9:06:48 AM |
nickel_finder | $25.00 | 12/4/2012 10:23:56 PM |
mtnguy_24 | $75.00 | 12/4/2012 10:35:34 PM |
1randyp | $25.00 | 12/5/2012 9:33:23 AM |
miked8303 | $48.00 | 12/5/2012 9:39:00 AM |
imdave4me | $25.00 | 12/5/2012 7:53:51 AM |
fortytwo | $100.00 | 12/5/2012 9:56:59 AM |
exciting-loyalty3 | $25.00 | 12/5/2012 9:08:02 AM |
greenbacchus | $25.00 | 12/5/2012 10:09:08 AM |
moola-wildebeest3 | $50.00 | 12/5/2012 10:11:09 AM |
best-charming-leverage | $50.00 | 12/5/2012 10:12:21 AM |
adventurer447 | $300.00 | 12/5/2012 10:13:28 AM |
market-jam | $25.00 | 12/5/2012 10:17:20 AM |
principal-cooker2 | $50.00 | 12/5/2012 9:37:54 AM |
DER | $25.00 | 12/5/2012 9:37:14 AM |
silver-enlightenment0 | $25.00 | 12/5/2012 9:39:58 AM |
burrito6 | $33.00 | 12/5/2012 9:40:45 AM |
NolockHolmes | $90.00 | 12/5/2012 10:12:56 AM |
Beld | $50.00 | 12/5/2012 10:09:36 AM |
ah-long | $25.00 | 12/5/2012 10:10:52 AM |
social-cocktail1 | $200.00 | 12/5/2012 10:18:22 AM |
commerce-venture1 | $36.54 | 11/23/2012 5:08:56 PM |
payment-halo | $25.00 | 11/24/2012 12:03:34 PM |
thrifty-capital | $35.00 | 11/23/2012 6:51:33 PM |
janeybooboo | $77.00 | 11/24/2012 1:26:31 PM |
RGlad | $115.50 | 11/24/2012 1:33:14 PM |
cr8on | $30.00 | 11/24/2012 12:28:52 PM |
open-minded-p2p1 | $25.00 | 11/25/2012 12:51:24 PM |
skillful-asset5 | $30.00 | 11/25/2012 3:02:39 PM |
oskizzle | $25.00 | 11/26/2012 6:55:39 AM |
WalnutCreekguy | $50.00 | 11/26/2012 7:01:00 PM |
return-point2 | $100.00 | 11/26/2012 5:45:28 PM |
thrilling-point2 | $40.00 | 11/27/2012 10:00:09 AM |
transaction-seahorse0 | $25.00 | 11/27/2012 10:46:57 AM |
LuvToLend | $25.00 | 11/28/2012 10:37:12 AM |
responsible-worth113 | $25.00 | 11/28/2012 11:32:12 AM |
ucantbeetit | $25.00 | 12/1/2012 1:09:45 PM |
direct-dinero2 | $25.00 | 12/2/2012 9:37:50 AM |
toblerone | $25.00 | 12/4/2012 10:47:50 AM |
life-is-great | $25.00 | 12/4/2012 9:48:19 AM |
point-oyster5 | $25.00 | 12/4/2012 10:04:52 AM |
84928429 | $25.00 | 12/4/2012 10:11:42 AM |
unbeatable-credit1 | $50.00 | 12/4/2012 11:36:39 AM |
kenji4861 | $25.00 | 12/4/2012 10:25:13 AM |
new-start18100 | $25.00 | 12/4/2012 10:27:32 AM |
bonus-seahorse | $50.00 | 12/4/2012 10:42:35 AM |
first-inspiring-vigilance | $25.00 | 12/4/2012 10:29:27 AM |
PFTLender | $25.00 | 12/4/2012 3:04:29 PM |
Thunderswan | $100.00 | 12/4/2012 5:34:34 PM |
return-statuette139 | $50.00 | 12/4/2012 5:38:34 PM |
MissionMicroFinance | $25.00 | 12/4/2012 5:32:00 PM |
dunox | $75.00 | 12/4/2012 5:23:28 PM |
john0720 | $25.00 | 12/4/2012 7:06:05 PM |
green-loyalty-web | $25.00 | 12/4/2012 6:12:38 PM |
social-zebra | $30.00 | 12/5/2012 8:00:19 AM |
Haydn-sav | $25.00 | 12/4/2012 6:30:12 PM |
EBITDA | $25.00 | 12/5/2012 9:51:37 AM |
kind-truth-circuit | $50.00 | 12/5/2012 9:56:18 AM |
first-integrity-gravity | $50.00 | 12/5/2012 9:13:55 AM |
nanda | $25.00 | 12/5/2012 10:08:36 AM |
tornandfrayed | $25.00 | 12/5/2012 10:12:29 AM |
cash-reaction2 | $25.00 | 12/5/2012 10:22:11 AM |
worth-philosopher9 | $31.86 | 12/5/2012 10:22:30 AM |
finance-prescription | $100.00 | 12/5/2012 9:53:19 AM |
community-jubilee | $25.00 | 12/5/2012 10:19:32 AM |
pious-market939 | $27.00 | 12/5/2012 10:22:29 AM |
Learning2Lend | $25.00 | 12/5/2012 10:01:46 AM |
bid-czar8 | $100.00 | 12/5/2012 10:12:16 AM |
TronMedici | $50.00 | 12/5/2012 10:20:52 AM |
89 Investments
|
Borrower Payment Dependent Notes Series
675320
This series of Notes was issued and sold upon the funding of the borrower loan #79322, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Nov-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $451.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 67% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,973 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| p2p-prairie3 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2150.00
Monthly expenses: $500.00
Housing: $0
Insurance: $100.00
Car expenses: $50.00
Utilities: $0
Phone, cable, internet: 100.00
Food, entertainment: $100.00
Clothing, household expenses: $25.00
Credit cards and other loans: $200.00
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
octoberfresh | $25.00 | 11/24/2012 12:02:55 PM |
Money__Tree | $200.00 | 11/24/2012 12:39:13 PM |
berniemadeoff | $30.00 | 11/24/2012 3:18:11 PM |
NickelSteamroller | $25.00 | 11/24/2012 12:50:39 PM |
jiftostada | $25.00 | 11/24/2012 3:03:33 PM |
treasure-bliss | $25.00 | 11/25/2012 7:10:11 AM |
skillful-asset5 | $30.00 | 11/25/2012 2:54:16 PM |
return-point2 | $100.00 | 11/26/2012 5:45:30 PM |
Interest2thePeople | $100.00 | 11/27/2012 9:42:33 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:25:56 AM |
thrilling-fund427 | $50.00 | 11/27/2012 10:07:03 AM |
auction-iris9 | $120.00 | 11/27/2012 6:27:37 PM |
profit-powerplant | $25.00 | 11/28/2012 9:19:46 AM |
return-statuette139 | $50.00 | 11/28/2012 11:21:15 AM |
careful-vigilance4 | $25.00 | 12/1/2012 1:39:41 PM |
E-2 | $100.00 | 12/3/2012 9:27:51 AM |
Bikram | $50.00 | 12/3/2012 10:35:01 AM |
bazaar-tulip | $500.00 | 12/3/2012 6:38:49 PM |
platinum-boss2 | $25.00 | 12/4/2012 10:44:31 AM |
DER | $25.00 | 12/5/2012 9:37:14 AM |
greenbacchus | $25.00 | 12/5/2012 10:09:09 AM |
exciting-loyalty3 | $25.00 | 12/5/2012 9:08:03 AM |
marketplace-hut9 | $25.00 | 12/5/2012 10:53:43 AM |
keiphers | $25.00 | 12/5/2012 11:25:54 AM |
economy-producer | $25.00 | 12/5/2012 10:28:45 AM |
gentle-social0 | $25.00 | 12/5/2012 10:49:51 AM |
feedpaulyfaster | $25.00 | 12/5/2012 10:34:07 AM |
new-gold-wrangler | $1,000.00 | 12/5/2012 11:16:00 AM |
postalwhiz | $25.00 | 12/5/2012 10:46:17 AM |
unassassinable | $25.00 | 12/5/2012 11:26:42 AM |
money-surge1 | $25.00 | 12/5/2012 5:16:11 PM |
Wellman | $25.00 | 12/5/2012 10:47:42 AM |
vibraphone3 | $25.00 | 12/5/2012 10:52:41 AM |
brainy-return234 | $25.00 | 12/5/2012 11:37:11 AM |
Turtlebear44 | $25.00 | 12/5/2012 2:15:28 PM |
note-admiral548 | $25.00 | 12/5/2012 3:16:11 PM |
fastmoney001 | $25.00 | 12/5/2012 6:19:23 PM |
loyalty-circuitry | $50.00 | 12/5/2012 7:32:08 PM |
subtle-bill727 | $25.00 | 12/5/2012 6:03:46 PM |
autumnae | $50.00 | 12/5/2012 5:58:02 PM |
point-xylophone | $25.00 | 12/5/2012 6:45:14 PM |
special-deal5 | $25.00 | 12/5/2012 6:20:02 PM |
money-baron | $100.00 | 12/5/2012 7:26:45 PM |
Katburg | $25.00 | 12/6/2012 9:21:32 AM |
Archchancellor | $25.00 | 12/5/2012 11:39:47 PM |
newest-inspiring-power | $25.00 | 12/6/2012 8:07:42 AM |
nodrivelpls | $25.00 | 12/6/2012 9:52:31 AM |
bill-magnolia5 | $25.00 | 12/6/2012 8:53:14 AM |
Miklot | $30.00 | 12/6/2012 9:59:46 AM |
mikbos | $25.00 | 12/6/2012 9:44:54 AM |
the-laudable-peso | $35.00 | 12/6/2012 9:52:34 AM |
fighter122 | $25.00 | 12/6/2012 11:06:35 AM |
Zane314 | $25.00 | 12/6/2012 10:14:08 AM |
cp-family | $35.00 | 12/6/2012 10:14:38 AM |
finance-prescription | $100.00 | 12/6/2012 10:23:24 AM |
top-historic-peso | $25.00 | 12/6/2012 10:46:18 AM |
credit-adventurer313 | $25.00 | 12/6/2012 2:04:51 PM |
nimble-revenue5 | $46.00 | 12/6/2012 5:59:16 PM |
credit-dandelion148 | $250.00 | 12/6/2012 5:59:48 PM |
RufusGreyhound | $25.00 | 12/6/2012 12:58:01 PM |
Beld | $47.00 | 12/6/2012 6:15:37 PM |
loan-fate | $31.00 | 12/6/2012 6:18:51 PM |
gursevak | $25.00 | 12/6/2012 5:08:59 PM |
zipemdown | $25.00 | 12/6/2012 6:03:11 PM |
trailblazer986 | $25.00 | 12/6/2012 7:22:49 PM |
speedy-peso1 | $100.00 | 12/6/2012 6:21:39 PM |
Bob450 | $25.00 | 12/7/2012 4:39:17 AM |
floridass | $25.00 | 12/7/2012 5:46:59 AM |
compassionate-auction6 | $80.00 | 12/6/2012 6:52:13 PM |
shmb6508 | $46.00 | 12/6/2012 6:27:34 PM |
lcole32 | $25.00 | 12/7/2012 9:00:39 AM |
pedroballgame | $40.00 | 12/6/2012 6:39:53 PM |
ore-genius2 | $179.00 | 12/7/2012 7:04:58 AM |
Kapitaal | $25.00 | 12/7/2012 7:26:28 AM |
chkrvrty | $50.00 | 12/7/2012 9:25:10 AM |
green-discrete-responsibility | $25.00 | 12/7/2012 9:10:07 AM |
kellydawn | $25.00 | 12/7/2012 9:41:54 AM |
enriching-dollar1 | $100.00 | 12/7/2012 9:12:55 AM |
felicity-injector | $25.00 | 12/7/2012 9:44:56 AM |
network2 | $25.00 | 12/7/2012 9:46:29 AM |
hopethisworks | $25.00 | 12/7/2012 9:49:26 AM |
bonus-tent | $25.00 | 12/7/2012 9:50:44 AM |
heart514 | $25.00 | 12/7/2012 9:18:36 AM |
asset-portait013 | $100.00 | 12/7/2012 9:19:17 AM |
MadHun | $200.00 | 12/7/2012 9:59:30 AM |
KarlMarx | $25.00 | 12/7/2012 10:13:06 AM |
income-rocker2 | $49.00 | 12/7/2012 10:13:50 AM |
MADAOO7 | $50.00 | 12/7/2012 9:31:57 AM |
income-buddy7 | $49.00 | 12/7/2012 9:34:15 AM |
tremendous-payment | $25.00 | 12/7/2012 10:15:17 AM |
worthy-bid4 | $70.67 | 12/7/2012 10:17:30 AM |
tenacious-nickel | $25.00 | 12/7/2012 9:35:53 AM |
hard-working-loot | $28.00 | 12/7/2012 9:40:58 AM |
Sibelius2 | $25.00 | 12/7/2012 9:44:37 AM |
mercuriant | $25.00 | 12/7/2012 9:49:35 AM |
KB-IRA | $1,000.00 | 12/7/2012 9:25:01 AM |
the-healthy-commitment | $25.00 | 12/7/2012 9:57:20 AM |
wwwUniversal | $25.00 | 12/7/2012 9:58:10 AM |
delicious-value973 | $53.00 | 12/7/2012 9:32:12 AM |
SKOAL | $25.00 | 12/7/2012 9:34:36 AM |
payout-achievement | $50.00 | 12/7/2012 10:08:11 AM |
bid-czar8 | $100.00 | 12/7/2012 10:11:40 AM |
worldly-gold | $50.00 | 12/7/2012 9:45:59 AM |
miked8303 | $75.00 | 12/7/2012 9:56:25 AM |
arsisi | $50.00 | 12/7/2012 10:00:43 AM |
debt-force | $25.00 | 12/7/2012 10:02:25 AM |
truth-point | $25.00 | 12/7/2012 10:03:03 AM |
lovely-currency3 | $50.00 | 11/24/2012 2:02:13 PM |
transparency-position | $87.00 | 11/24/2012 2:40:09 PM |
money-genome84 | $250.00 | 11/24/2012 12:31:31 PM |
responsibility-butterfly | $50.00 | 11/25/2012 6:44:25 AM |
WalnutCreekguy | $50.00 | 11/26/2012 7:01:12 PM |
successful-agreement7 | $100.00 | 11/27/2012 10:21:34 AM |
payment-gusto | $25.00 | 11/27/2012 4:58:45 PM |
point-oyster5 | $25.00 | 11/27/2012 5:28:31 PM |
Dubbs360 | $50.00 | 11/27/2012 6:28:02 PM |
kenji4861 | $25.00 | 11/28/2012 10:15:00 AM |
gain-chosen-one081 | $25.00 | 11/28/2012 10:54:17 AM |
Zorro_970 | $38.00 | 11/28/2012 1:30:57 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:13 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:27 PM |
fervent-repayment | $100.00 | 11/30/2012 5:06:58 AM |
dunox | $75.00 | 11/30/2012 4:16:27 PM |
Weaverville | $25.00 | 12/1/2012 9:21:20 AM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:03 AM |
trajectory8 | $25.00 | 12/1/2012 1:01:49 PM |
balance-force | $35.00 | 12/1/2012 1:27:19 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:02 PM |
receptive-affluence035 | $25.00 | 12/4/2012 8:07:21 AM |
CalBear08 | $33.33 | 12/4/2012 10:00:17 AM |
life-is-great | $25.00 | 12/4/2012 9:48:21 AM |
bold-decisive-kindness | $25.00 | 12/4/2012 2:29:42 PM |
money-bauble | $100.00 | 12/4/2012 5:17:13 PM |
LeReve | $500.00 | 12/4/2012 5:38:03 PM |
108-IRA | $42.00 | 12/5/2012 9:08:58 AM |
revenue-innovator1 | $50.00 | 12/5/2012 9:09:46 AM |
priceless-currency090 | $25.00 | 12/5/2012 10:28:06 AM |
Elefunt | $25.00 | 12/5/2012 9:15:44 AM |
FASTIZIO_P | $27.00 | 12/5/2012 10:49:49 AM |
duty-viola | $35.00 | 12/5/2012 11:06:06 AM |
well-rounded-felicity378 | $25.00 | 12/5/2012 11:20:29 AM |
riveting-community | $26.00 | 12/5/2012 11:42:25 AM |
prescription0 | $25.00 | 12/5/2012 10:40:54 AM |
52digital | $75.00 | 12/5/2012 10:27:28 AM |
dedicated-transaction796 | $25.00 | 12/5/2012 10:44:21 AM |
economy-shrubbery6 | $25.00 | 12/5/2012 10:45:30 AM |
Canidae | $25.00 | 12/5/2012 10:54:43 AM |
emgventures | $25.00 | 12/5/2012 10:46:14 AM |
handshake5 | $100.00 | 12/5/2012 10:52:02 AM |
miamibeachloaner | $25.00 | 12/5/2012 11:01:50 AM |
fairhelper | $25.00 | 12/5/2012 11:16:36 AM |
bewitching-dollar5 | $100.00 | 12/5/2012 6:02:20 PM |
erowis | $50.00 | 12/5/2012 6:45:14 PM |
adventurer447 | $300.00 | 12/5/2012 6:16:31 PM |
tolerant-responsibility051 | $863.00 | 12/5/2012 6:49:07 PM |
escharfer | $25.00 | 12/5/2012 6:21:35 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:35 AM |
love-interest | $25.00 | 12/5/2012 7:03:33 PM |
social-cocktail1 | $200.00 | 12/6/2012 9:06:00 AM |
SpreadsheetSolutions | $25.00 | 12/5/2012 11:13:28 PM |
platinum-attraction | $25.00 | 12/5/2012 11:35:35 PM |
progressive-economy261 | $56.00 | 12/6/2012 9:45:16 AM |
zone8 | $100.00 | 12/6/2012 9:49:09 AM |
GGreg799 | $25.00 | 12/6/2012 9:54:51 AM |
lillian27 | $25.00 | 12/6/2012 10:11:39 AM |
davisfl | $25.00 | 12/6/2012 10:13:03 AM |
puifais | $50.00 | 12/6/2012 9:12:41 AM |
top-gold-library | $25.00 | 12/6/2012 9:18:29 AM |
ideal-yield5 | $25.00 | 12/6/2012 8:44:49 AM |
cash-reaction2 | $25.00 | 12/6/2012 9:24:20 AM |
versatile-dime442 | $900.00 | 12/6/2012 8:57:56 AM |
queentut | $100.00 | 12/6/2012 9:08:24 AM |
red-power-pecan | $50.00 | 12/6/2012 9:42:36 AM |
rapid-credit428 | $25.00 | 12/6/2012 9:10:40 AM |
rescue | $100.00 | 12/6/2012 9:43:29 AM |
oreyedoc | $50.00 | 12/6/2012 9:49:34 AM |
jiggaman7 | $100.00 | 12/6/2012 9:21:27 AM |
organic-commerce9 | $25.00 | 12/6/2012 11:02:47 AM |
gallant-economy9 | $50.00 | 12/6/2012 9:57:33 AM |
loot-geyser1 | $25.00 | 12/6/2012 10:01:11 AM |
NewPairOfShoes | $25.00 | 12/6/2012 9:57:06 AM |
bbjones3 | $25.00 | 12/6/2012 1:29:11 PM |
km007 | $25.00 | 12/6/2012 10:31:25 AM |
dollardave | $50.00 | 12/6/2012 10:34:56 AM |
1randyp | $25.00 | 12/6/2012 10:12:56 AM |
ideal-dime09 | $47.00 | 12/6/2012 5:08:04 PM |
Bookophile | $29.00 | 12/6/2012 5:17:17 PM |
SubmergedPilot | $25.00 | 12/6/2012 10:41:19 AM |
payment-pursuit3 | $25.00 | 12/6/2012 11:27:18 AM |
grf1945 | $40.00 | 12/6/2012 5:42:55 PM |
supreme-treasure8 | $64.00 | 12/6/2012 5:23:40 PM |
gjm6d | $25.00 | 12/6/2012 3:47:40 PM |
maniac030 | $25.00 | 12/6/2012 6:24:37 PM |
Mucman72 | $25.00 | 12/6/2012 7:03:49 PM |
best-charming-leverage | $42.00 | 12/6/2012 6:01:29 PM |
orearella3 | $29.00 | 12/6/2012 6:09:53 PM |
Bank42 | $25.00 | 12/7/2012 4:36:31 AM |
money51282 | $33.00 | 12/6/2012 5:56:01 PM |
professional-vigilance9 | $100.00 | 12/6/2012 6:50:44 PM |
kindness-electron577 | $25.00 | 12/6/2012 6:09:18 PM |
pierrelasvegas | $25.00 | 12/7/2012 4:09:13 AM |
bid-banjo3 | $100.00 | 12/7/2012 9:14:27 AM |
producer553 | $25.00 | 12/7/2012 1:11:50 AM |
87Marc | $25.00 | 12/7/2012 9:23:07 AM |
svandgts | $25.00 | 12/7/2012 9:25:39 AM |
jwjazzco | $25.00 | 12/7/2012 9:03:05 AM |
Toby1montana | $50.00 | 12/7/2012 6:24:53 AM |
market-jam | $25.00 | 12/7/2012 9:43:12 AM |
best-elevated-social | $25.00 | 12/7/2012 9:18:13 AM |
SummitAdvisors | $50.00 | 12/7/2012 9:18:17 AM |
p2ploan-instrument2 | $100.00 | 12/7/2012 9:19:32 AM |
ASR3 | $50.00 | 12/7/2012 9:24:53 AM |
gizzywump | $25.00 | 12/7/2012 9:07:14 AM |
meteoric-asset4 | $25.00 | 12/7/2012 9:26:13 AM |
SimpleChoice | $25.00 | 12/7/2012 10:10:41 AM |
TronMedici | $50.00 | 12/7/2012 10:11:53 AM |
exact-p2p2 | $25.00 | 12/7/2012 9:31:07 AM |
mover486 | $25.00 | 12/7/2012 9:16:08 AM |
ChefATL | $25.00 | 12/7/2012 9:41:08 AM |
daniel5075 | $100.00 | 12/7/2012 9:41:35 AM |
yield-trader | $25.00 | 12/7/2012 9:19:25 AM |
Lamaroni | $25.00 | 12/7/2012 9:47:44 AM |
JGENERAL | $25.00 | 12/7/2012 9:50:57 AM |
Diamond_Jim | $25.00 | 12/7/2012 10:02:00 AM |
Millertime_496 | $25.00 | 12/7/2012 9:53:20 AM |
chief64 | $200.00 | 12/7/2012 9:54:38 AM |
FRC64 | $25.00 | 12/7/2012 10:13:19 AM |
227 Investments
|
Borrower Payment Dependent Notes Series
675532
This series of Notes was issued and sold upon the funding of the borrower loan #79002, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Nov-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $292.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 6% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 11y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,655 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| benefit-serenity6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate outstanding debts to a common manageable amount.
My financial situation:
I am a good candidate for this loan because I am punctual with payments and have stable and consistent employment.
Monthly net income: $3881.46
Housing: $800
Insurance: $360
Car expenses: $300
Utilities: $200
Phone, cable, internet: $372
Food, entertainment: $500
Credit cards and other loans: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $25.00 | 11/30/2012 5:04:13 PM |
scoobiedoo | $40.01 | 11/30/2012 5:07:02 PM |
Nco | $100.00 | 11/30/2012 5:18:10 PM |
return-point2 | $100.00 | 11/30/2012 5:45:27 PM |
superb-funds335 | $25.00 | 11/30/2012 6:39:10 PM |
MeggieStardust | $25.00 | 11/30/2012 5:13:23 PM |
rate-advocator7 | $250.00 | 11/30/2012 5:17:18 PM |
WalnutCreekguy | $50.00 | 11/30/2012 5:36:13 PM |
Nipper99 | $100.00 | 12/1/2012 5:44:39 AM |
callmebryan | $25.00 | 11/30/2012 7:33:02 PM |
wise-charming-reward | $400.00 | 12/1/2012 5:19:46 AM |
fund-medalist171 | $25.00 | 12/1/2012 9:05:36 AM |
natural-worth9 | $100.00 | 12/1/2012 11:16:53 AM |
bonus-demon | $25.00 | 12/1/2012 4:57:27 PM |
top-income-path | $25.00 | 12/1/2012 5:31:05 PM |
bid-starfish | $25.00 | 12/2/2012 12:15:21 PM |
daekpon | $25.00 | 12/2/2012 11:25:49 PM |
dedicated-contract755 | $40.00 | 12/3/2012 10:37:21 AM |
kind-lovely-marketplace | $50.00 | 12/3/2012 9:40:14 AM |
transaction-seahorse0 | $25.00 | 12/3/2012 9:56:42 AM |
TumbleWeed88 | $25.00 | 12/3/2012 5:34:42 PM |
integrity-doctor | $100.00 | 12/4/2012 1:03:46 PM |
LongTail | $30.00 | 12/5/2012 9:49:33 PM |
zipemdown | $25.00 | 12/6/2012 6:06:28 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:46:51 AM |
hope-den1 | $25.00 | 12/7/2012 10:05:20 AM |
magnetic-duty4 | $25.00 | 12/7/2012 2:06:06 PM |
valiant-return584 | $50.00 | 12/7/2012 6:11:01 PM |
wildanne | $50.00 | 12/10/2012 9:43:14 AM |
KCEnterprises | $25.00 | 12/11/2012 6:03:44 PM |
burgeoning-affluence5 | $50.00 | 12/11/2012 8:40:40 PM |
EFS | $100.00 | 12/12/2012 12:10:08 PM |
subtle-bill727 | $25.00 | 12/12/2012 5:03:45 PM |
asset-professor | $25.00 | 12/12/2012 5:25:43 PM |
loan-fate | $50.00 | 12/12/2012 6:01:11 PM |
new-start18100 | $25.00 | 12/12/2012 5:09:53 PM |
diversification-collider5 | $25.00 | 12/12/2012 5:19:13 PM |
ItsJustMe79 | $25.00 | 12/12/2012 5:05:30 PM |
miked8303 | $75.00 | 12/12/2012 6:15:57 PM |
EthanColeInvestingGroup | $25.00 | 12/12/2012 11:45:00 PM |
Isanpankki | $25.00 | 12/13/2012 6:54:27 AM |
gimincorp | $25.00 | 12/13/2012 7:01:37 AM |
contract-amigo7 | $25.00 | 12/13/2012 7:10:48 AM |
Leshan | $50.00 | 12/13/2012 7:36:37 AM |
deal-selector5 | $25.00 | 12/12/2012 5:49:57 PM |
evilkats | $50.00 | 12/12/2012 7:54:41 PM |
friendinmoney | $25.00 | 12/13/2012 8:26:44 AM |
Suit | $46.85 | 12/13/2012 8:46:38 AM |
aggresive-compassion612 | $25.00 | 12/12/2012 6:01:01 PM |
power-secret-agent | $25.00 | 12/13/2012 2:18:59 AM |
dominickf | $25.00 | 12/13/2012 9:07:14 AM |
dinero-launcher | $29.11 | 12/13/2012 6:50:21 AM |
abradle2 | $25.00 | 12/13/2012 9:14:12 AM |
vertigo2x | $25.00 | 12/13/2012 8:07:09 AM |
loyalist1 | $100.00 | 12/13/2012 8:12:45 AM |
a-helping-hand | $148.29 | 12/12/2012 8:55:23 PM |
ag-ventures | $25.00 | 12/12/2012 9:51:17 PM |
Elefunt | $25.00 | 12/13/2012 9:53:28 AM |
enriching-trade2 | $50.00 | 12/13/2012 9:56:55 AM |
neighborly-basis7 | $59.46 | 12/13/2012 9:06:44 AM |
dordee | $44.47 | 12/13/2012 11:34:06 AM |
LuvToLend | $25.00 | 12/13/2012 9:59:33 AM |
compatible-deal9 | $25.00 | 12/13/2012 12:51:36 PM |
investment-cluster | $30.00 | 12/13/2012 4:23:25 PM |
commerce-venture1 | $25.00 | 12/13/2012 4:59:04 PM |
successful-agreement7 | $678.00 | 12/13/2012 12:17:57 PM |
NolockHolmes | $40.00 | 12/13/2012 6:17:16 PM |
Mailmon | $25.00 | 12/13/2012 5:30:42 PM |
the-hope-workhorse | $25.00 | 12/13/2012 6:23:26 PM |
loan-scientist8 | $25.00 | 12/13/2012 6:08:07 PM |
payout-paladin3 | $62.39 | 12/13/2012 7:25:12 PM |
elfincove | $37.74 | 12/13/2012 6:14:26 PM |
dough-bear | $25.00 | 12/13/2012 5:17:10 PM |
deepblue34 | $35.00 | 12/13/2012 7:13:23 PM |
Makingitrain | $25.00 | 12/13/2012 6:32:17 PM |
EL_Papin | $25.00 | 12/13/2012 7:09:17 PM |
finder61 | $25.00 | 11/30/2012 5:06:54 PM |
compassion-twister2 | $50.00 | 11/30/2012 5:49:57 PM |
nonattender | $25.00 | 11/30/2012 5:56:45 PM |
octoberfresh | $25.00 | 11/30/2012 5:30:37 PM |
ferocious-kindness8 | $35.00 | 11/30/2012 6:01:20 PM |
DevinHill_IRA | $30.00 | 11/30/2012 6:56:33 PM |
Interloper | $25.00 | 12/1/2012 10:36:49 AM |
formula842 | $25.00 | 12/1/2012 12:27:06 PM |
deal-banker | $75.00 | 12/1/2012 10:19:58 AM |
SOP_Bank | $25.00 | 12/1/2012 11:17:05 AM |
tranquil-gain1 | $75.00 | 12/1/2012 12:40:34 PM |
careful-compassion | $25.00 | 12/1/2012 12:49:48 PM |
yield-journey | $25.00 | 12/2/2012 12:16:29 PM |
appetizing-loyalty354 | $25.00 | 12/5/2012 9:37:05 AM |
toblerone | $25.00 | 12/5/2012 7:54:25 PM |
dannycarter10 | $25.00 | 12/6/2012 9:51:06 AM |
Tscheddar | $25.00 | 12/6/2012 3:28:44 PM |
moola-tulip1 | $50.00 | 12/6/2012 1:50:57 PM |
thehousewife | $25.00 | 12/7/2012 8:20:06 AM |
aquariano2 | $25.00 | 12/7/2012 9:06:17 AM |
84928429 | $25.00 | 12/7/2012 10:21:53 AM |
oskizzle | $25.00 | 12/7/2012 11:28:48 AM |
selector568 | $300.00 | 12/8/2012 12:20:11 PM |
tommymtg7 | $25.00 | 12/8/2012 1:50:19 PM |
openness-antioxidant | $76.00 | 12/9/2012 12:23:39 PM |
Edakers | $25.00 | 12/11/2012 1:49:36 PM |
truth-companion | $25.00 | 12/11/2012 10:46:16 AM |
Christophe | $25.00 | 12/11/2012 8:09:16 PM |
supersarah61 | $25.00 | 12/12/2012 5:18:32 PM |
Investor_DP | $100.00 | 12/12/2012 5:41:58 PM |
djh47a | $50.00 | 12/12/2012 12:58:55 PM |
careful-vigilance4 | $25.00 | 12/12/2012 5:31:48 PM |
balance-force | $28.00 | 12/12/2012 1:52:25 PM |
ethical-truth211 | $100.00 | 12/12/2012 6:09:35 PM |
ethical-truth211 | $100.00 | 12/12/2012 6:10:04 PM |
TravisMcGee | $25.00 | 12/12/2012 8:36:49 PM |
GrowthAspirations | $147.97 | 12/12/2012 10:11:40 PM |
hml | $50.00 | 12/13/2012 1:35:57 AM |
Kaj | $25.00 | 12/12/2012 6:27:24 PM |
BostonCapital | $100.00 | 12/12/2012 5:37:44 PM |
JackinGreen | $50.00 | 12/12/2012 7:59:50 PM |
cxl9 | $50.00 | 12/12/2012 8:07:15 PM |
jhernand17 | $25.00 | 12/13/2012 8:31:20 AM |
kindness-sage | $29.14 | 12/13/2012 8:44:22 AM |
blue-subtle-integrity | $25.00 | 12/12/2012 6:21:06 PM |
kenji4861 | $25.00 | 12/12/2012 6:25:20 PM |
triumphant-point5 | $50.00 | 12/13/2012 9:05:31 AM |
helpful-payout | $70.00 | 12/12/2012 9:54:20 PM |
thelovebug | $72.00 | 12/13/2012 9:33:19 AM |
authoritative-platinum7 | $50.00 | 12/13/2012 10:07:19 AM |
Tahoeman | $25.00 | 12/13/2012 7:39:30 AM |
natural-worth9 | $200.00 | 12/13/2012 10:17:39 AM |
hero007 | $50.00 | 12/13/2012 9:02:56 AM |
principal-albatross2 | $50.00 | 12/13/2012 11:16:56 AM |
orchestra960 | $143.00 | 12/13/2012 12:12:39 PM |
fantastic-wampum1 | $71.00 | 12/13/2012 9:42:35 AM |
a-finance-nirvana | $25.00 | 12/13/2012 9:59:42 AM |
hellasow | $25.00 | 12/13/2012 12:12:47 PM |
power-lightning9 | $25.00 | 12/13/2012 1:57:56 PM |
trumpeter391 | $26.57 | 12/13/2012 3:33:52 PM |
gain-chosen-one081 | $25.00 | 12/13/2012 6:20:03 PM |
compassion-twister2 | $50.00 | 12/13/2012 6:32:27 PM |
wwwUniversal | $25.00 | 12/13/2012 6:06:38 PM |
dough-hammock | $25.00 | 12/13/2012 7:20:49 PM |
jetavana | $25.00 | 12/13/2012 6:39:23 PM |
dukeiyer | $25.00 | 12/13/2012 6:43:35 PM |
142 Investments
|
Borrower Payment Dependent Notes Series
675576
This series of Notes was issued and sold upon the funding of the borrower loan #78762, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Nov-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-02-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $420.80 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1984 |
Debt/Income ratio:
| 45% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
25 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,926 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| inventive-reward532 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate&christmas espescially after Sandy
Monthly net income: $6100.00
Monthly expenses: $ 3000.00
Housing: $own
Insurance: $1400.yr.
Car expenses: $523.44
Utilities: $400.00
Phone, cable, internet: $150.00
Food, entertainment: $150.00
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DreDub | $25.00 | 11/30/2012 9:18:15 AM |
PrimeFunding | $25.00 | 11/23/2012 6:29:17 PM |
first-inspiring-vigilance | $25.00 | 11/24/2012 1:26:41 PM |
transparency-position | $87.00 | 11/24/2012 2:40:08 PM |
auction-iris9 | $120.00 | 11/27/2012 10:56:56 AM |
return-statuette139 | $50.00 | 11/27/2012 5:43:04 PM |
glimmering-funds2 | $25.00 | 11/28/2012 5:00:44 PM |
greenback-amplifier | $25.00 | 11/28/2012 10:26:42 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:08 AM |
StPong | $25.00 | 11/29/2012 10:59:54 AM |
P2P_Investor | $1,000.00 | 11/29/2012 11:48:03 AM |
new-gold-wrangler | $1,000.00 | 11/29/2012 12:06:54 PM |
dedicated-transaction796 | $25.00 | 11/29/2012 10:50:53 AM |
velocity-oak | $25.00 | 11/29/2012 4:12:35 PM |
wise-benevolent-trade | $400.00 | 11/29/2012 10:55:03 AM |
alexander-hamilton | $50.00 | 11/29/2012 11:32:42 AM |
jkeller4000 | $25.00 | 11/29/2012 11:55:45 AM |
income-hugger898 | $25.00 | 11/29/2012 12:29:57 PM |
loyalty-circuitry | $50.00 | 11/29/2012 6:02:06 PM |
social-cocktail1 | $200.00 | 11/29/2012 5:03:54 PM |
mikbos | $25.00 | 11/29/2012 5:27:56 PM |
autumnae | $50.00 | 11/29/2012 5:22:48 PM |
handshake5 | $36.00 | 11/29/2012 5:51:00 PM |
fervent-repayment | $100.00 | 11/30/2012 5:06:56 AM |
cash-kin7 | $25.00 | 11/29/2012 6:31:44 PM |
elegant-hope578 | $50.00 | 11/29/2012 6:51:00 PM |
ore-genius2 | $111.00 | 11/30/2012 9:33:36 AM |
durability-seahorse7 | $25.00 | 11/29/2012 11:01:04 PM |
musegaze | $50.00 | 11/30/2012 10:04:52 AM |
stock106 | $25.00 | 11/30/2012 5:55:47 AM |
bid-czar8 | $100.00 | 11/30/2012 10:10:35 AM |
JauaFlash | $25.00 | 11/30/2012 10:31:18 AM |
RufusGreyhound | $25.00 | 11/30/2012 8:57:34 AM |
techs | $25.00 | 11/30/2012 9:01:17 AM |
psteveo | $25.00 | 11/30/2012 8:21:17 AM |
queentut | $50.00 | 11/30/2012 9:06:26 AM |
power-chihuahua | $25.00 | 11/30/2012 9:10:13 AM |
hopeful-deal7 | $25.00 | 11/30/2012 9:32:36 AM |
madisonboy123 | $25.00 | 11/30/2012 11:32:27 AM |
finance-prescription | $100.00 | 11/30/2012 9:56:32 AM |
red-power-pecan | $50.00 | 11/30/2012 10:14:17 AM |
HamachiMan | $35.00 | 11/30/2012 10:07:24 AM |
winmals | $25.00 | 11/30/2012 10:29:10 AM |
interest-agave | $25.00 | 11/30/2012 10:46:20 AM |
adventurer447 | $247.00 | 11/30/2012 10:46:46 AM |
productive-note2 | $38.00 | 11/30/2012 10:43:21 AM |
joyous-peace443 | $25.00 | 11/30/2012 11:00:10 AM |
MadHun | $200.00 | 11/30/2012 11:16:08 AM |
zipemdown | $25.00 | 11/30/2012 11:06:17 AM |
first-credit-meridian | $25.00 | 11/30/2012 1:03:29 PM |
best-charming-leverage | $35.00 | 11/30/2012 11:14:35 AM |
account98118 | $25.00 | 11/30/2012 1:45:41 PM |
duty-viola | $35.00 | 11/30/2012 11:31:57 AM |
Caed-Aldwych | $25.00 | 11/30/2012 12:00:58 PM |
marketplace-hut9 | $25.00 | 11/30/2012 12:07:50 PM |
ItsJustMe79 | $25.00 | 11/30/2012 12:09:04 PM |
truth-companion | $25.00 | 11/30/2012 12:42:11 PM |
Lilred7879 | $25.00 | 11/30/2012 12:29:39 PM |
reinforced-velocity158 | $50.00 | 11/30/2012 8:55:27 PM |
progressive-power9 | $25.00 | 12/1/2012 12:12:45 AM |
yield-hut | $25.00 | 11/30/2012 5:59:48 PM |
credit-prodigy4 | $75.00 | 12/1/2012 7:05:08 AM |
cozy-ore516 | $25.00 | 12/1/2012 7:16:56 AM |
bent300 | $25.00 | 12/1/2012 8:18:58 AM |
AKhusky | $25.00 | 11/30/2012 7:54:44 PM |
ethical-truth211 | $400.00 | 12/1/2012 12:01:18 PM |
CalBear08 | $33.33 | 12/1/2012 12:04:03 PM |
WalnutCreekguy | $100.00 | 12/1/2012 7:03:18 AM |
brmar | $25.00 | 12/1/2012 12:21:08 PM |
bancoroyal | $39.15 | 12/1/2012 9:08:08 AM |
Weaverville | $25.00 | 12/1/2012 9:21:18 AM |
gallant-economy9 | $50.00 | 12/1/2012 1:02:52 PM |
reasonable-nickel6 | $25.00 | 12/1/2012 1:14:43 PM |
helpinghand63 | $25.00 | 12/1/2012 1:23:23 PM |
invincible-deal82 | $25.00 | 12/1/2012 1:00:05 PM |
poetic-reward0 | $43.00 | 12/1/2012 1:02:31 PM |
jiggaman7 | $34.00 | 12/1/2012 1:44:06 PM |
nodrivelpls | $25.00 | 12/1/2012 1:18:03 PM |
rvfbroker | $25.00 | 12/1/2012 1:31:35 PM |
CA-Lender | $25.00 | 12/1/2012 2:36:41 PM |
money-vista | $25.00 | 12/1/2012 2:57:55 PM |
green-lively-bill | $25.00 | 12/1/2012 7:17:51 PM |
depalma13 | $25.00 | 12/2/2012 6:41:13 AM |
best-liberty-tranquility | $35.10 | 12/2/2012 9:52:50 AM |
vibraphone3 | $25.00 | 12/1/2012 2:47:35 PM |
blue-famous-kindness | $25.00 | 12/1/2012 2:52:33 PM |
prominence8 | $35.00 | 12/1/2012 8:00:49 PM |
bm0816 | $25.00 | 12/1/2012 9:15:20 PM |
green-commerce-festivity | $26.42 | 12/1/2012 9:19:38 PM |
pmj453 | $25.00 | 12/2/2012 7:18:45 AM |
IOHOVA | $25.00 | 12/2/2012 4:58:52 AM |
red-rate-whistle | $60.00 | 12/2/2012 9:06:07 AM |
responsibility-butterfly | $50.00 | 11/24/2012 6:44:31 AM |
octoberfresh | $25.00 | 11/23/2012 5:21:17 PM |
banker34 | $25.00 | 11/26/2012 6:30:59 PM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:26:30 AM |
transaction-seahorse0 | $25.00 | 11/27/2012 10:47:24 AM |
generous-deal6 | $25.00 | 11/27/2012 11:11:18 PM |
careful-vigilance4 | $25.00 | 11/28/2012 9:19:35 AM |
Investor_DP | $200.00 | 11/28/2012 10:43:58 AM |
gain-chosen-one081 | $25.00 | 11/28/2012 10:54:17 AM |
authentic-finance194 | $100.00 | 11/28/2012 11:52:44 AM |
principal-cooker2 | $50.00 | 11/29/2012 10:49:30 AM |
origami-panda | $25.00 | 11/29/2012 12:14:42 PM |
melodious-fairness | $50.00 | 11/29/2012 10:56:16 AM |
Gladglide | $25.00 | 11/29/2012 5:05:26 PM |
sympathetic-coin6 | $100.00 | 11/29/2012 5:56:10 PM |
money-surge1 | $25.00 | 11/29/2012 6:05:39 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:25 PM |
economy-producer | $25.00 | 11/29/2012 5:17:31 PM |
desertoasis | $25.00 | 11/29/2012 5:19:58 PM |
silver-enlightenment0 | $25.00 | 11/29/2012 5:34:18 PM |
point-oyster5 | $25.00 | 11/29/2012 5:54:35 PM |
korby524 | $25.00 | 11/29/2012 6:51:45 PM |
the-credit-maker | $100.00 | 11/30/2012 9:31:20 AM |
52digital | $75.00 | 11/30/2012 9:04:34 AM |
JGENERAL | $25.00 | 11/30/2012 11:12:41 AM |
top-responsibility-sage | $50.00 | 11/30/2012 9:23:05 AM |
chief64 | $200.00 | 11/30/2012 9:42:38 AM |
87Marc | $25.00 | 11/30/2012 10:02:17 AM |
cash-reaction2 | $25.00 | 11/30/2012 11:38:51 AM |
economy-shrubbery6 | $25.00 | 11/30/2012 10:45:40 AM |
nimble-revenue5 | $100.00 | 11/30/2012 10:50:14 AM |
euro-banker | $25.00 | 11/30/2012 10:58:42 AM |
contract-snowdome493 | $25.00 | 11/30/2012 1:44:49 PM |
wrangler034 | $25.00 | 11/30/2012 11:24:36 AM |
floridass | $25.00 | 11/30/2012 11:30:11 AM |
worldly-gold | $50.00 | 11/30/2012 11:50:59 AM |
ore-authority2 | $50.00 | 11/30/2012 12:06:10 PM |
benevolent-loot5 | $200.00 | 11/30/2012 4:23:14 PM |
bold-joyful-coin9 | $25.00 | 11/30/2012 1:13:39 PM |
enriching-dollar1 | $100.00 | 11/30/2012 4:19:24 PM |
transaction-puppy6 | $25.00 | 11/30/2012 5:36:59 PM |
SubmergedPilot | $25.00 | 11/30/2012 5:49:27 PM |
jpac1066 | $25.00 | 12/1/2012 5:40:27 AM |
Learning2Lend | $25.00 | 12/1/2012 12:50:52 PM |
income-rocker2 | $50.00 | 12/1/2012 12:51:38 PM |
Bendan | $100.00 | 12/1/2012 12:51:56 PM |
bazaar-spilunker0 | $100.00 | 12/1/2012 11:48:13 AM |
the-brilliant-currency | $25.00 | 12/1/2012 12:10:48 PM |
grf1945 | $25.00 | 12/1/2012 12:32:37 PM |
transparent-silver6 | $25.00 | 12/1/2012 12:50:05 PM |
hopethisworks | $25.00 | 12/1/2012 12:58:20 PM |
durability-ace9 | $25.00 | 12/1/2012 1:47:12 PM |
gentle-generosity822 | $25.00 | 12/1/2012 1:17:06 PM |
micko | $25.00 | 12/1/2012 1:18:32 PM |
thankful-exchange1 | $25.00 | 12/1/2012 1:28:47 PM |
shmb6508 | $50.00 | 12/1/2012 2:24:47 PM |
authentic-liberty7 | $25.00 | 12/1/2012 2:47:56 PM |
point653 | $25.00 | 12/1/2012 1:45:38 PM |
iolaire | $25.00 | 12/1/2012 1:47:18 PM |
Canidae | $25.00 | 12/1/2012 1:53:08 PM |
jetavana | $25.00 | 12/1/2012 1:59:28 PM |
bold-worth-wrangler | $25.00 | 12/1/2012 9:21:32 PM |
unequivocal-economy0 | $25.00 | 12/1/2012 11:42:07 PM |
compassionate-auction6 | $150.00 | 12/1/2012 2:24:27 PM |
money-baron-Roth401k | $50.00 | 12/1/2012 3:22:21 PM |
persistent-dinero953 | $25.00 | 12/1/2012 4:19:24 PM |
loyalty-persimmon7 | $75.00 | 12/1/2012 6:28:42 PM |
historic-value7 | $75.00 | 12/1/2012 7:22:40 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:37:52 PM |
trustworthy-bonus2 | $25.00 | 12/1/2012 11:18:16 PM |
Kqwik | $25.00 | 12/2/2012 2:21:32 AM |
163 Investments
|
Borrower Payment Dependent Notes Series
675686
This series of Notes was issued and sold upon the funding of the borrower loan #78978, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Dec-04-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 9.00% |
Borrower rate/APR:
| 10.00% / 12.22% |
Monthly payment:
| $212.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.86% | | |
| |
Estimated return*:
| 7.62% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jan-2007 |
Debt/Income ratio:
| 11% |
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,833 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| discrete-moola5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
pay off high interest credit card bills & other loan.
My financial situation:
I am a good candidate for this loan because... i have a stable career, i am a good & responsible payer as proven by my credit score.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jubilant-capital1 | $25.00 | 12/4/2012 9:37:31 AM |
neighborly-hope6 | $100.00 | 12/4/2012 10:38:26 AM |
natural-worth9 | $200.00 | 12/4/2012 10:54:10 AM |
HikeMoab | $25.00 | 12/4/2012 10:56:34 AM |
CreditBuilder2 | $25.01 | 12/4/2012 11:20:23 AM |
availableloan | $25.00 | 12/4/2012 11:48:43 AM |
windguy | $50.00 | 12/4/2012 5:37:11 PM |
riskreward | $250.00 | 12/4/2012 5:36:07 PM |
supersarah61 | $25.00 | 12/5/2012 5:14:42 PM |
compassion-twister2 | $100.00 | 12/5/2012 5:16:50 PM |
Castellan | $50.00 | 12/5/2012 6:15:04 PM |
indomitable-coin | $25.00 | 12/5/2012 5:01:09 PM |
vigilance-accruer | $25.00 | 12/5/2012 6:32:56 PM |
ucantbeetit | $25.00 | 12/6/2012 10:23:57 AM |
loan-mongoose1 | $25.00 | 12/6/2012 10:16:53 AM |
miked8303 | $75.00 | 12/6/2012 11:32:02 AM |
benevolent-loot5 | $200.00 | 12/7/2012 9:17:17 AM |
grotheik | $25.00 | 12/7/2012 1:46:57 PM |
adaboy65 | $75.00 | 12/7/2012 11:23:11 AM |
Rivervale_Westwood | $25.00 | 12/7/2012 5:27:32 PM |
nuclearmoose | $50.00 | 12/8/2012 1:53:53 PM |
openness-enforcer76 | $25.00 | 12/8/2012 7:25:03 PM |
dharma1 | $25.00 | 12/8/2012 5:39:21 PM |
tenacious-payout | $25.00 | 12/9/2012 8:03:39 AM |
enriching-trade2 | $50.00 | 12/9/2012 12:59:49 PM |
primetime | $25.00 | 12/9/2012 1:02:14 PM |
antlr | $25.00 | 12/9/2012 7:44:06 PM |
simplelender80 | $75.00 | 12/9/2012 2:02:06 PM |
auction-iris9 | $120.00 | 12/10/2012 9:09:27 AM |
american6 | $50.00 | 12/10/2012 9:37:57 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:41 AM |
bowdish1 | $36.00 | 12/10/2012 6:35:12 PM |
Senechal | $25.00 | 12/11/2012 4:29:29 AM |
kalamari | $30.00 | 12/11/2012 1:03:35 PM |
LovinMe | $25.00 | 12/11/2012 2:34:51 PM |
themoneydoctor | $150.00 | 12/11/2012 12:44:59 PM |
transparency-sequoia6 | $100.00 | 12/11/2012 5:32:01 PM |
Flyinerb | $50.00 | 12/12/2012 6:35:22 AM |
lawdog33 | $25.00 | 12/12/2012 7:33:25 AM |
BigSurf | $30.40 | 12/12/2012 9:17:52 AM |
inspiring-kindness062 | $25.00 | 12/12/2012 8:45:15 AM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:49 AM |
Roundhouse | $100.00 | 12/12/2012 8:01:33 AM |
djh47a | $25.00 | 12/12/2012 1:14:38 PM |
justinology | $27.67 | 12/12/2012 3:25:05 PM |
loyalty-cupcake6 | $200.00 | 12/12/2012 4:50:56 PM |
cocopuffs | $25.00 | 12/13/2012 12:34:39 AM |
shoupster | $25.00 | 12/13/2012 8:07:15 AM |
kind-cash-porcelain | $50.00 | 12/12/2012 10:26:18 PM |
worth-sanctuary9 | $25.00 | 12/13/2012 9:24:34 AM |
vibrant-trade8 | $35.00 | 12/13/2012 9:10:20 AM |
indomitable-camaraderi3 | $25.00 | 12/13/2012 9:13:29 AM |
groovy-watanabe | $25.00 | 12/13/2012 10:12:12 AM |
Rider | $184.52 | 12/13/2012 9:12:49 AM |
Tradesmanlender | $25.00 | 12/13/2012 9:14:46 AM |
bill-tent1 | $50.00 | 12/13/2012 12:21:16 PM |
compatible-deal9 | $35.59 | 12/13/2012 12:38:46 PM |
LimaGuy | $56.13 | 12/13/2012 12:10:34 PM |
iostorms | $50.00 | 12/13/2012 11:10:45 AM |
tomdooley12520 | $40.00 | 12/13/2012 11:38:54 AM |
green-trade-dolphin2 | $31.02 | 12/4/2012 9:03:34 AM |
nevee | $25.00 | 12/4/2012 10:09:04 AM |
Zolton | $300.00 | 12/4/2012 9:43:57 AM |
corndog4000 | $30.00 | 12/4/2012 12:29:56 PM |
Bank_Of_XL | $30.00 | 12/4/2012 10:40:08 AM |
wahoos20 | $200.00 | 12/4/2012 12:00:29 PM |
bazaar-tulip | $25.00 | 12/4/2012 6:18:46 PM |
blot44 | $25.00 | 12/4/2012 7:56:40 PM |
loot-prescription3 | $25.00 | 12/5/2012 5:19:57 PM |
Magellan626 | $25.00 | 12/5/2012 10:55:25 PM |
octoberfresh | $25.00 | 12/6/2012 6:53:50 AM |
axl163 | $25.00 | 12/5/2012 11:24:58 PM |
market-maximizer472 | $50.00 | 12/6/2012 6:40:20 AM |
basejump0 | $25.00 | 12/6/2012 3:14:14 PM |
compoundinterest | $25.00 | 12/6/2012 10:39:25 AM |
Investoman | $25.00 | 12/7/2012 9:01:28 AM |
cerebral-dollar773 | $50.00 | 12/7/2012 5:39:22 AM |
Arvicco | $400.00 | 12/7/2012 9:31:13 AM |
shamonn_p2p | $1,000.00 | 12/7/2012 9:55:10 AM |
magnetic-duty4 | $25.00 | 12/7/2012 2:06:09 PM |
gold-hero4 | $50.00 | 12/7/2012 5:51:47 PM |
tender-integrity3 | $100.00 | 12/7/2012 5:59:27 PM |
sturzstrom | $25.00 | 12/8/2012 5:16:37 AM |
Sneezie | $100.00 | 12/8/2012 12:01:34 PM |
julijask | $100.00 | 12/8/2012 12:33:22 PM |
magical-credit523 | $25.00 | 12/8/2012 12:26:10 PM |
vinayski | $25.00 | 12/8/2012 12:43:02 PM |
lucrative-rate2 | $100.00 | 12/8/2012 5:35:52 PM |
AFairDeal | $25.00 | 12/8/2012 1:36:24 PM |
DonaldColorado | $50.00 | 12/9/2012 8:00:39 AM |
deal-pal | $25.00 | 12/9/2012 10:53:43 AM |
funds-captain4 | $50.00 | 12/10/2012 9:01:37 AM |
knowledgeable-silver6 | $25.00 | 12/10/2012 9:40:33 AM |
proper-exchange8 | $50.00 | 12/10/2012 5:01:59 PM |
best-bonafide-p2p | $50.00 | 12/10/2012 7:43:17 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:37 PM |
generosity-battalion0 | $25.00 | 12/11/2012 6:39:58 AM |
KHODADAD | $25.00 | 12/11/2012 7:11:59 AM |
Avala | $100.00 | 12/11/2012 9:19:14 AM |
prudent-deal662 | $25.00 | 12/11/2012 10:08:05 AM |
astute-benjamins | $25.00 | 12/11/2012 10:19:18 AM |
SugarMommy | $25.00 | 12/11/2012 5:37:14 PM |
logical-reward8 | $25.00 | 12/11/2012 6:17:46 PM |
auctionator1 | $25.00 | 12/11/2012 11:20:49 PM |
Theofficer_roth_ira | $177.18 | 12/12/2012 4:46:39 AM |
hitsman | $50.00 | 12/12/2012 9:06:00 AM |
active-moola4 | $25.00 | 12/12/2012 8:01:23 AM |
elbastador | $25.00 | 12/12/2012 8:54:15 AM |
djs81 | $75.00 | 12/12/2012 10:16:39 AM |
agalt | $75.00 | 12/12/2012 12:34:57 PM |
Ocean713 | $75.00 | 12/12/2012 11:43:57 AM |
transaction-edifice4 | $25.00 | 12/12/2012 4:46:15 PM |
mojii77 | $50.00 | 12/12/2012 6:06:33 PM |
ag-ventures | $25.00 | 12/12/2012 9:54:20 PM |
RiderIRA | $140.48 | 12/13/2012 9:09:12 AM |
loot-heart | $25.00 | 12/13/2012 10:15:29 AM |
greenback-loyalist8 | $25.00 | 12/13/2012 10:50:27 AM |
promise2 | $25.00 | 12/13/2012 10:15:49 AM |
bill-expert | $46.00 | 12/13/2012 9:23:45 AM |
crown-year | $2,000.00 | 12/13/2012 11:53:03 AM |
BlessedEveryDay | $25.87 | 12/13/2012 1:32:41 PM |
On-an-Escapade | $1.43 | 12/13/2012 1:39:41 PM |
enriching-value332 | $25.00 | 12/13/2012 12:45:00 PM |
djmgd790 | $47.70 | 12/13/2012 1:07:31 PM |
Rulea72 | $25.00 | 12/13/2012 12:13:43 PM |
dunox | $75.00 | 12/13/2012 12:14:04 PM |
126 Investments
|
Borrower Payment Dependent Notes Series
675744
This series of Notes was issued and sold upon the funding of the borrower loan #79011, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,729.06 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 4.24% |
Listing Start date:
| Nov-30-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 15.94% |
Borrower rate/APR:
| 16.94% / 19.31% |
Monthly payment:
| $620.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.24% | | |
| |
Estimated return*:
| 11.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 27% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 36y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,792 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| foxy-dough9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5800
Monthly expenses: $100
Housing: $1100
Insurance: $160
Car expenses: $
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DreisersFinancier | $50.00 | 11/30/2012 9:56:15 AM |
credit-adventurer313 | $25.00 | 11/30/2012 10:19:26 AM |
Christophe | $25.00 | 12/1/2012 9:18:52 PM |
DDPrime | $31.00 | 12/2/2012 12:56:52 PM |
Interloper | $25.00 | 12/6/2012 8:45:47 AM |
finder61 | $25.00 | 12/7/2012 5:51:09 PM |
valiant-return584 | $50.00 | 12/7/2012 6:10:40 PM |
new-start18100 | $25.00 | 12/10/2012 5:05:32 PM |
jga516 | $25.00 | 12/10/2012 5:18:53 PM |
Haydn-sav | $25.00 | 12/10/2012 5:28:35 PM |
_G_ | $25.00 | 12/10/2012 6:19:03 PM |
ell25 | $50.00 | 12/10/2012 8:30:13 PM |
ItsJustMe79 | $25.00 | 12/10/2012 6:38:35 PM |
octoberfresh | $25.00 | 12/10/2012 6:40:15 PM |
saver224 | $50.00 | 12/10/2012 10:55:52 PM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:38 AM |
compoundinterest | $25.00 | 12/11/2012 10:01:59 AM |
moola-gargantuan9 | $50.00 | 12/11/2012 9:13:28 AM |
fulfilling-bazaar4 | $100.00 | 12/11/2012 9:46:14 AM |
abundant-community130 | $50.00 | 12/11/2012 10:37:58 AM |
Investoman | $25.00 | 12/11/2012 11:06:07 AM |
digipak78 | $50.00 | 12/11/2012 11:08:29 AM |
benevolent-loot5 | $200.00 | 12/11/2012 5:36:40 PM |
Interest2thePeople | $41.00 | 12/11/2012 5:18:51 PM |
KryptonWare-com | $25.00 | 12/11/2012 2:07:00 PM |
best-bonafide-p2p | $25.00 | 12/11/2012 5:16:42 PM |
windguy | $50.00 | 12/11/2012 5:55:54 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:36 PM |
Tradesmanlender | $25.00 | 12/11/2012 6:03:48 PM |
wetlands | $200.00 | 12/11/2012 5:44:14 PM |
Arvicco | $189.00 | 12/11/2012 5:57:07 PM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:21 AM |
silver-saber | $125.00 | 12/12/2012 9:05:16 AM |
overflowinglife | $150.00 | 12/12/2012 9:58:07 AM |
receptive-affluence035 | $25.00 | 12/12/2012 7:13:17 AM |
alexander-hamilton | $200.00 | 12/12/2012 9:14:46 AM |
decisive-return611 | $100.00 | 12/12/2012 9:20:40 AM |
adaboy65 | $100.00 | 12/12/2012 9:30:06 AM |
unforgettable-wealth4 | $50.00 | 12/12/2012 9:41:01 AM |
commerce-enlistment | $51.00 | 12/12/2012 1:15:28 PM |
reward-anteater0 | $25.00 | 12/12/2012 5:03:19 PM |
american6 | $50.00 | 12/12/2012 10:37:58 AM |
knowledgeable-silver6 | $25.00 | 12/12/2012 6:02:26 PM |
loyalty-cupcake6 | $25.00 | 12/12/2012 6:01:47 PM |
Tscheddar | $25.00 | 12/12/2012 6:03:05 PM |
impressive-loan | $100.00 | 12/13/2012 9:04:59 AM |
thundermustard | $25.00 | 12/13/2012 9:40:02 AM |
kind-cash-porcelain | $50.00 | 12/12/2012 10:26:02 PM |
credit-maple | $25.00 | 12/13/2012 10:32:28 AM |
villagers | $50.00 | 12/13/2012 9:59:54 AM |
awwaww | $25.00 | 12/13/2012 10:01:28 AM |
britgsb | $50.00 | 12/13/2012 9:08:56 AM |
dollardave | $50.00 | 12/13/2012 10:52:19 AM |
flexible-return297 | $25.00 | 12/13/2012 10:17:27 AM |
liberty-society5 | $25.00 | 12/13/2012 11:56:38 AM |
bill-tent1 | $50.00 | 12/13/2012 12:21:40 PM |
wealth-infusion6 | $50.00 | 12/13/2012 11:11:22 AM |
ElvisCash | $50.00 | 12/13/2012 12:10:51 PM |
deal-enrichment | $25.00 | 12/13/2012 5:13:48 PM |
no_agenda_lender | $25.00 | 12/13/2012 5:19:03 PM |
finance-kayak30 | $38.00 | 12/13/2012 12:27:13 PM |
gold-gazelle | $25.00 | 12/13/2012 5:26:29 PM |
skuba | $32.00 | 12/13/2012 5:26:52 PM |
haplender | $50.00 | 12/13/2012 5:27:37 PM |
scholarly-liberty3 | $25.00 | 12/13/2012 5:31:14 PM |
und-alum | $25.00 | 12/13/2012 5:38:13 PM |
commerce-associate5 | $100.00 | 12/13/2012 5:40:35 PM |
Elbanko | $30.00 | 12/13/2012 5:42:56 PM |
CaptainBlueberry | $25.00 | 12/13/2012 5:47:16 PM |
wampum-taiko4 | $25.00 | 12/13/2012 5:48:02 PM |
durability-goat644 | $25.00 | 12/13/2012 5:53:40 PM |
souperrich | $25.00 | 12/13/2012 5:55:03 PM |
forthright-wampum2 | $25.00 | 12/13/2012 5:11:14 PM |
rogue_monster | $50.00 | 12/13/2012 5:58:25 PM |
SummitAdvisors | $50.00 | 12/13/2012 5:59:18 PM |
gizzywump | $25.00 | 12/13/2012 5:13:04 PM |
felicity-cocktail2 | $25.00 | 12/13/2012 5:13:51 PM |
heart514 | $25.00 | 12/13/2012 6:04:12 PM |
Cash-Flow | $1,500.00 | 12/13/2012 6:07:30 PM |
loyalty-sherpa | $25.00 | 12/13/2012 5:20:32 PM |
the-bid-sorcerer | $26.00 | 12/13/2012 6:12:13 PM |
progressive-economy261 | $400.00 | 12/13/2012 5:21:58 PM |
reflective-cash0 | $50.00 | 12/13/2012 5:26:59 PM |
PriceyEducation | $31.00 | 12/13/2012 5:28:56 PM |
LouisSaint | $25.00 | 12/13/2012 5:30:56 PM |
diverse2 | $30.00 | 12/13/2012 6:22:20 PM |
commerce-web5 | $25.00 | 12/13/2012 6:28:07 PM |
Bendistraw | $25.00 | 12/13/2012 5:49:31 PM |
authentic-liberty7 | $25.00 | 12/13/2012 6:56:32 PM |
enthralling-investment | $25.00 | 12/13/2012 5:57:54 PM |
unrivaled-justice | $25.00 | 12/13/2012 7:06:47 PM |
dinero-speaker | $25.00 | 12/13/2012 6:05:58 PM |
unassassinable | $25.00 | 12/13/2012 7:12:53 PM |
orange-stable-gain | $50.00 | 12/13/2012 6:16:26 PM |
Sagamore | $250.00 | 12/13/2012 7:53:13 PM |
bid-czar8 | $100.00 | 12/13/2012 5:15:54 PM |
the-productive-agreement | $25.00 | 12/13/2012 5:19:05 PM |
penny-firestarter | $25.00 | 12/13/2012 10:04:29 PM |
lemontree | $50.00 | 12/13/2012 5:28:15 PM |
cutter21 | $25.00 | 12/13/2012 5:29:19 PM |
jscope | $25.00 | 12/13/2012 5:31:53 PM |
dojo2 | $25.00 | 12/13/2012 6:58:46 PM |
Lender12 | $25.00 | 12/13/2012 5:46:09 PM |
life-is-great | $25.00 | 12/14/2012 6:13:52 AM |
mvalley | $25.00 | 12/13/2012 5:59:28 PM |
ivadood | $50.00 | 12/13/2012 6:01:22 PM |
eker1170 | $25.00 | 12/14/2012 7:44:16 AM |
studious-bonus7 | $96.00 | 12/13/2012 6:02:54 PM |
tkr2 | $25.00 | 12/13/2012 6:07:10 PM |
transparency-sapling | $25.00 | 12/13/2012 6:08:59 PM |
california111 | $25.00 | 12/14/2012 7:56:45 AM |
Cutts | $25.00 | 12/13/2012 6:15:43 PM |
emphatic-gold584 | $100.00 | 12/14/2012 8:36:01 AM |
meteoric-bill3 | $25.00 | 12/13/2012 6:25:54 PM |
bold-direct-social9 | $25.00 | 12/13/2012 6:28:26 PM |
cash-reaction2 | $25.00 | 12/13/2012 6:29:14 PM |
Headhunter14 | $30.00 | 12/13/2012 6:41:19 PM |
JesanFafon | $25.00 | 12/14/2012 6:46:51 AM |
Isaac007 | $50.00 | 12/14/2012 7:39:16 AM |
fairness-musician3 | $25.00 | 12/14/2012 7:51:17 AM |
Actuary | $25.00 | 12/13/2012 9:38:06 PM |
ksmorrow | $25.00 | 12/14/2012 8:40:58 AM |
persistent-dinero953 | $25.00 | 12/14/2012 8:51:23 AM |
bowdish1 | $25.00 | 11/30/2012 10:08:29 AM |
bazaar-tulip | $25.00 | 11/30/2012 10:12:36 AM |
ready-interest9 | $25.00 | 11/30/2012 12:36:33 PM |
CreditBuilder2 | $25.06 | 11/30/2012 11:44:22 AM |
nevee | $25.00 | 11/30/2012 11:47:45 AM |
kind-lovely-marketplace | $50.00 | 11/30/2012 4:21:32 PM |
natural-worth9 | $100.00 | 12/1/2012 10:56:03 AM |
Theodon | $25.00 | 12/3/2012 6:26:13 PM |
simplelender80 | $75.00 | 12/9/2012 2:00:52 PM |
franzzua | $25.00 | 12/10/2012 5:11:11 PM |
exciting-justice0 | $25.00 | 12/10/2012 5:13:45 PM |
dunkard13 | $100.00 | 12/10/2012 5:24:06 PM |
suave-durability1 | $50.00 | 12/10/2012 5:29:35 PM |
justreturns | $25.00 | 12/10/2012 6:02:25 PM |
money-bauble | $100.00 | 12/10/2012 6:07:05 PM |
community-bee | $25.00 | 12/10/2012 6:13:02 PM |
deal-vibrato | $25.00 | 12/10/2012 5:53:29 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:26 PM |
a-graceful-yield | $50.00 | 12/10/2012 9:26:09 PM |
astute-benjamins | $25.00 | 12/10/2012 8:20:28 PM |
tech310 | $50.00 | 12/11/2012 10:22:34 AM |
hope-wrangler1 | $50.00 | 12/11/2012 5:13:21 PM |
point-oyster5 | $25.00 | 12/11/2012 5:05:27 PM |
kalamari | $30.00 | 12/11/2012 1:03:18 PM |
power-defender7 | $30.00 | 12/11/2012 5:20:08 PM |
radiant-dollar9 | $200.00 | 12/11/2012 5:47:04 PM |
repayment-pagoda8 | $100.00 | 12/11/2012 5:29:32 PM |
riskreward | $250.00 | 12/11/2012 5:54:27 PM |
affluence-microscope2 | $200.00 | 12/11/2012 5:17:33 PM |
dunox | $75.00 | 12/11/2012 5:27:17 PM |
successful-agreement7 | $100.00 | 12/11/2012 5:32:10 PM |
ready-vigilance3 | $25.00 | 12/11/2012 7:16:56 PM |
escharfer | $25.00 | 12/12/2012 9:15:00 AM |
Flyinerb | $50.00 | 12/12/2012 6:35:06 AM |
wdworld | $25.00 | 12/12/2012 9:32:28 AM |
breathtaking-funds6 | $50.00 | 12/12/2012 10:06:14 AM |
LeReve | $500.00 | 12/12/2012 10:10:56 AM |
the-sharp-openness | $25.00 | 12/12/2012 10:14:55 AM |
inspire22 | $25.00 | 12/12/2012 10:29:23 AM |
balance-force | $28.00 | 12/12/2012 1:52:19 PM |
letsmakeitsuccessful | $25.00 | 12/12/2012 10:10:40 AM |
djh47a | $25.00 | 12/12/2012 1:14:24 PM |
auction-iris9 | $120.00 | 12/12/2012 6:53:33 PM |
bazaar-festivity | $25.00 | 12/12/2012 6:26:04 PM |
DadWarbucks | $25.00 | 12/13/2012 10:00:49 AM |
fund-blackberry6 | $25.00 | 12/13/2012 9:07:32 AM |
encore02 | $50.00 | 12/13/2012 9:09:58 AM |
payment-hugger7 | $50.00 | 12/13/2012 11:14:16 AM |
josuae | $25.00 | 12/13/2012 9:37:23 AM |
rescue | $100.00 | 12/13/2012 10:48:33 AM |
structure9 | $25.00 | 12/13/2012 10:03:33 AM |
leeball | $38.00 | 12/13/2012 10:26:15 AM |
enjoyletsbothgain | $25.00 | 12/13/2012 5:10:35 PM |
rovo | $25.00 | 12/13/2012 5:11:25 PM |
IP | $25.00 | 12/13/2012 10:42:13 AM |
golden-responsibility189 | $31.00 | 12/13/2012 5:19:19 PM |
cnovak | $25.00 | 12/13/2012 5:26:06 PM |
pound-mushroom3 | $25.00 | 12/13/2012 5:28:17 PM |
Jalebi | $25.00 | 12/13/2012 5:28:46 PM |
the-laudable-peso | $40.00 | 12/13/2012 5:48:08 PM |
flexible-value | $26.00 | 12/13/2012 5:56:59 PM |
Red_b17 | $25.00 | 12/13/2012 6:06:07 PM |
useful-p2ploan | $25.00 | 12/13/2012 6:12:01 PM |
samo102us | $25.00 | 12/13/2012 6:12:17 PM |
p2p-czar3 | $25.00 | 12/13/2012 6:15:41 PM |
bonus-powerplant | $25.00 | 12/13/2012 6:16:25 PM |
innocent-income4 | $25.00 | 12/13/2012 6:16:31 PM |
Avicell | $25.00 | 12/13/2012 6:21:05 PM |
rakstar | $25.00 | 12/13/2012 5:30:09 PM |
chief64 | $200.00 | 12/13/2012 6:23:20 PM |
proper-exchange8 | $50.00 | 12/13/2012 5:35:00 PM |
fair-pound5 | $50.00 | 12/13/2012 6:25:09 PM |
SalesGuyMN | $75.00 | 12/13/2012 5:40:48 PM |
jjd2 | $25.00 | 12/13/2012 5:43:49 PM |
repayment-chihuahua3 | $25.00 | 12/13/2012 6:29:18 PM |
the-dollar-topper | $150.00 | 12/13/2012 5:50:29 PM |
dignified-coin128 | $25.00 | 12/13/2012 1:13:08 PM |
F16Pilot | $25.00 | 12/13/2012 5:57:31 PM |
sfmdg | $25.00 | 12/13/2012 5:59:35 PM |
majestic-duty4 | $25.00 | 12/13/2012 6:01:59 PM |
Banker7371 | $25.00 | 12/13/2012 6:03:33 PM |
moola-gondola1 | $25.00 | 12/13/2012 3:43:46 PM |
wayman | $25.00 | 12/13/2012 6:06:17 PM |
newest-peace-surgeon | $51.00 | 12/13/2012 7:11:29 PM |
point653 | $25.00 | 12/13/2012 6:14:20 PM |
andrewrobison | $30.00 | 12/13/2012 6:18:51 PM |
commitment-tom-tom | $25.00 | 12/13/2012 6:23:19 PM |
anacent | $25.00 | 12/13/2012 10:26:18 PM |
HamachiMan | $50.00 | 12/13/2012 5:22:59 PM |
piter-to-la-investment | $25.00 | 12/13/2012 5:29:08 PM |
supersdf | $25.00 | 12/13/2012 5:30:07 PM |
bold-decisive-kindness | $25.00 | 12/13/2012 5:32:22 PM |
riproaringrapids | $36.00 | 12/13/2012 6:48:26 PM |
mckhbnpc | $50.00 | 12/13/2012 6:49:15 PM |
rate-mogul | $27.00 | 12/13/2012 5:39:49 PM |
availableloan | $25.00 | 12/13/2012 6:59:10 PM |
BDL-Roth | $40.00 | 12/13/2012 5:58:11 PM |
Axium | $29.00 | 12/13/2012 6:00:02 PM |
Quiza12 | $100.00 | 12/14/2012 7:32:37 AM |
DirtyJenga | $25.00 | 12/13/2012 6:08:08 PM |
MadHun | $138.00 | 12/13/2012 6:19:23 PM |
scrappy-leverage6 | $25.00 | 12/13/2012 6:20:55 PM |
Peacepower | $35.00 | 12/13/2012 6:31:12 PM |
sugybutt | $25.00 | 12/13/2012 6:33:59 PM |
finance-fan7 | $25.00 | 12/14/2012 6:01:02 AM |
market-maximizer472 | $25.00 | 12/14/2012 6:40:04 AM |
resolute-basis9 | $25.00 | 12/13/2012 6:55:44 PM |
reaction18 | $50.00 | 12/13/2012 7:05:48 PM |
adaptable-benefit6 | $25.00 | 12/13/2012 9:19:14 PM |
Munnie | $50.00 | 12/14/2012 6:10:42 AM |
Index_Plus | $4,700.00 | 12/14/2012 8:46:20 AM |
234 Investments
|
Borrower Payment Dependent Notes Series
675858
This series of Notes was issued and sold upon the funding of the borrower loan #78795, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Nov-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-04-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,489 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| bright-cash57 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7640
Monthly expenses: $3225
Housing: $900
Insurance: $125
Car expenses: $400
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $400
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $45.00 | 11/24/2012 12:05:52 PM |
aquariano2 | $25.00 | 11/24/2012 3:15:41 PM |
octoberfresh | $25.00 | 11/24/2012 4:24:27 PM |
wise-charming-reward | $300.00 | 11/24/2012 6:54:37 PM |
thankful-nickel2 | $25.00 | 11/24/2012 2:26:36 PM |
loanman2007 | $25.00 | 11/25/2012 11:19:42 AM |
restless-dime | $100.00 | 11/24/2012 3:03:01 PM |
liberty-tostada7 | $25.00 | 11/24/2012 5:51:21 PM |
LittleMingo | $25.00 | 11/25/2012 12:55:29 PM |
ore-accord | $25.00 | 11/25/2012 9:37:21 AM |
lowrater | $75.40 | 11/25/2012 12:20:08 PM |
golffish2 | $25.00 | 11/25/2012 12:28:08 PM |
open-minded-p2p1 | $25.00 | 11/25/2012 2:13:33 PM |
skillful-asset5 | $30.00 | 11/25/2012 2:50:10 PM |
marketplace-singularity3 | $25.00 | 11/26/2012 5:12:24 PM |
authentic-finance194 | $250.00 | 11/26/2012 8:12:49 PM |
01a_MrUSC_IRA | $25.00 | 11/27/2012 9:05:38 AM |
kingbob | $50.00 | 11/27/2012 3:35:07 PM |
Bob450 | $25.00 | 11/28/2012 9:15:03 AM |
Nipper99 | $100.00 | 11/28/2012 7:11:56 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:24:05 AM |
depalma13 | $25.00 | 11/29/2012 9:47:52 AM |
jpac1066 | $25.00 | 12/1/2012 5:44:39 AM |
dickfore | $25.00 | 11/30/2012 6:57:07 PM |
bold-social-widget | $25.00 | 12/1/2012 3:13:37 PM |
cajunguy | $30.00 | 12/1/2012 4:52:13 PM |
Sweaty-Butt-Crack | $25.00 | 12/1/2012 5:25:36 PM |
tolerant-dinero2 | $25.00 | 12/2/2012 2:16:46 PM |
a-restless-dollar | $25.00 | 12/2/2012 4:17:02 PM |
JohnWS | $25.00 | 12/2/2012 1:39:51 PM |
MyPFBlog | $25.00 | 12/3/2012 9:19:47 PM |
exchange-fort0 | $100.00 | 12/4/2012 6:20:11 AM |
KB-IRA | $100.00 | 12/4/2012 9:07:48 AM |
keen-economy6 | $50.00 | 12/3/2012 9:55:06 PM |
boogienation | $44.01 | 12/4/2012 6:11:20 AM |
bsmtloan | $40.00 | 12/4/2012 9:53:16 AM |
impeccable-wampum8 | $63.03 | 12/4/2012 4:24:32 PM |
Lagadia | $26.00 | 12/4/2012 11:23:03 AM |
open-dough6 | $25.00 | 12/4/2012 1:12:59 PM |
banker34 | $83.53 | 12/4/2012 5:28:45 PM |
blue-relentless-hope | $25.00 | 12/4/2012 2:56:44 PM |
natural-affluence6 | $25.00 | 11/26/2012 9:05:28 PM |
favorite-commerce | $30.00 | 11/25/2012 6:21:23 AM |
heavenly-interest9 | $1,000.00 | 11/24/2012 2:39:21 PM |
Rogelio48 | $25.00 | 11/25/2012 8:15:09 AM |
worthy-bid8 | $100.00 | 11/25/2012 12:31:54 PM |
let_me_retire | $75.00 | 11/25/2012 3:10:53 AM |
deal-selector5 | $25.00 | 11/25/2012 7:52:29 AM |
slowgains | $25.00 | 11/25/2012 8:47:57 AM |
golffish2 | $25.00 | 11/25/2012 12:24:07 PM |
banker34 | $32.86 | 11/25/2012 4:25:02 PM |
CA-Lender | $25.00 | 11/27/2012 9:56:46 AM |
CA-Lender | $25.00 | 11/27/2012 9:56:55 AM |
generous-deal6 | $25.00 | 11/27/2012 11:11:20 PM |
JonDough | $25.00 | 11/28/2012 10:25:33 AM |
LuvToLend | $25.00 | 11/28/2012 10:37:16 AM |
ethical-truth211 | $25.00 | 11/28/2012 4:53:47 PM |
alluring-yield5 | $25.00 | 11/30/2012 10:09:11 AM |
dudebrah | $25.00 | 11/30/2012 11:00:15 AM |
zenyatta | $50.00 | 11/30/2012 12:24:58 PM |
gotjack-IRA | $25.02 | 11/30/2012 7:17:08 PM |
radforj22 | $25.00 | 12/1/2012 12:40:10 PM |
exponential-fairness2 | $25.00 | 12/2/2012 11:45:37 AM |
wishihadmore | $25.00 | 12/2/2012 12:55:07 PM |
JRS | $25.00 | 12/2/2012 2:57:33 PM |
Wangchuk | $25.15 | 12/3/2012 1:26:51 AM |
Digger85 | $100.00 | 12/4/2012 4:18:19 AM |
value-surgeon | $50.00 | 12/4/2012 10:04:36 AM |
68 Investments
|
Borrower Payment Dependent Notes Series
676034
This series of Notes was issued and sold upon the funding of the borrower loan #79005, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Nov-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $513.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,273 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Artfend29 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
Business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fcrick | $50.00 | 11/30/2012 5:19:04 PM |
__A1B2 | $29.00 | 11/30/2012 6:09:20 PM |
bowdish1 | $25.00 | 11/30/2012 5:57:13 PM |
LaGrangeLender | $60.00 | 11/30/2012 6:11:42 PM |
enthusiastic-balance5 | $100.00 | 11/30/2012 6:36:39 PM |
Harry | $75.00 | 11/30/2012 6:37:34 PM |
BostonCapital | $82.00 | 12/1/2012 12:16:00 PM |
AF-Chief | $25.00 | 12/1/2012 1:21:04 PM |
bazaar-tulip | $25.00 | 12/1/2012 1:49:00 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:49 PM |
DreisersFinancier | $50.00 | 12/2/2012 12:48:33 PM |
suave-durability1 | $50.00 | 12/2/2012 1:03:18 PM |
phenomenal-rate1 | $500.00 | 12/3/2012 9:15:01 AM |
vMbanusi | $50.00 | 12/3/2012 9:31:08 AM |
asset-caramel5 | $50.00 | 12/3/2012 9:34:09 AM |
kind-lovely-marketplace | $50.00 | 12/3/2012 9:39:36 AM |
purposeful-durability8 | $100.00 | 12/3/2012 9:00:54 AM |
pure-treasure7 | $50.00 | 12/3/2012 9:13:54 AM |
commerce-artisan8 | $50.00 | 12/3/2012 9:42:35 AM |
abundanceforever | $52.50 | 12/3/2012 9:43:16 AM |
nickel-ferret | $25.00 | 12/3/2012 9:45:46 AM |
loyalty-dragster7 | $100.00 | 12/3/2012 9:52:42 AM |
transaction-seahorse0 | $25.00 | 12/3/2012 9:55:32 AM |
HoosierDaddie | $300.00 | 12/3/2012 5:18:11 PM |
shaps | $50.00 | 12/3/2012 5:49:12 PM |
life-is-great | $25.00 | 12/4/2012 9:49:20 AM |
PFTLender | $25.00 | 12/4/2012 3:05:59 PM |
managedfund | $92.00 | 12/5/2012 9:52:44 AM |
fortytwo | $100.00 | 12/5/2012 9:57:00 AM |
first-serene-credit | $25.00 | 12/5/2012 10:02:56 AM |
amicablenemesis | $50.00 | 12/5/2012 10:30:22 AM |
Tscheddar | $25.00 | 12/5/2012 12:18:07 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:28 PM |
JGuide | $100.00 | 12/6/2012 8:26:21 AM |
tacologic | $200.00 | 12/6/2012 8:45:24 AM |
lepolgr | $50.00 | 12/6/2012 10:11:00 AM |
orange-sensational-peace | $100.00 | 12/6/2012 9:12:37 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:06 AM |
sharp518 | $25.00 | 12/6/2012 9:35:58 AM |
cvlender | $25.00 | 12/6/2012 9:42:51 AM |
miked8303 | $75.00 | 12/6/2012 11:31:48 AM |
rubylender | $25.00 | 12/6/2012 12:55:08 PM |
principal-exec | $25.00 | 12/6/2012 2:57:32 PM |
first-genuine-bid | $86.31 | 12/6/2012 12:57:09 PM |
George13 | $100.00 | 12/6/2012 5:57:12 PM |
the-silver-blaster | $54.00 | 12/6/2012 6:29:33 PM |
gustavholstopus32 | $25.00 | 12/7/2012 5:15:21 AM |
the-credit-proton | $25.00 | 12/7/2012 7:06:01 AM |
WZ3190 | $25.00 | 12/6/2012 9:02:02 PM |
dinero-launcher | $30.00 | 12/7/2012 8:21:09 AM |
loyalist1 | $200.00 | 12/7/2012 8:49:47 AM |
beeper2 | $25.00 | 12/7/2012 9:32:21 AM |
TennSquire | $25.00 | 12/7/2012 9:50:39 AM |
4everloved | $104.69 | 12/7/2012 9:53:01 AM |
Night01Hawk25 | $25.00 | 12/7/2012 10:05:27 AM |
Frankieb21 | $25.00 | 12/7/2012 10:47:40 AM |
first-credit-meridian | $50.00 | 12/7/2012 10:33:32 AM |
moneytolend72 | $25.00 | 12/7/2012 11:28:17 AM |
dickfore | $25.00 | 12/7/2012 10:57:34 AM |
oxnard | $50.00 | 12/7/2012 3:22:20 PM |
elog238 | $25.00 | 12/7/2012 1:16:05 PM |
A-Win-Win | $25.00 | 12/7/2012 2:09:58 PM |
melodious-rupee3 | $50.00 | 12/7/2012 5:36:54 PM |
elog238 | $25.00 | 12/7/2012 1:13:33 PM |
valiant-return584 | $50.00 | 12/7/2012 6:11:02 PM |
evilkats | $50.00 | 12/7/2012 6:22:39 PM |
SecondChanceLendingSERV | $26.62 | 12/8/2012 8:54:50 AM |
forceful-note8 | $50.00 | 12/8/2012 12:32:41 PM |
Businessincubator | $50.00 | 12/8/2012 12:33:49 PM |
mikrolown | $25.00 | 12/8/2012 12:21:20 PM |
compoundinterest | $25.00 | 12/8/2012 12:46:51 PM |
upbeat-finance8 | $25.00 | 12/8/2012 8:26:29 PM |
acupuncturestudent | $100.00 | 12/9/2012 7:17:18 AM |
december188 | $25.00 | 12/8/2012 2:41:44 PM |
impressive-yield3 | $25.00 | 12/8/2012 3:25:51 PM |
CoastalCASH | $25.00 | 12/8/2012 1:39:36 PM |
dominickf | $50.00 | 12/8/2012 2:08:37 PM |
platinum-ectasy | $30.00 | 12/9/2012 8:25:20 AM |
Sixmil | $100.00 | 12/9/2012 1:46:50 PM |
currency-persimmon | $25.00 | 12/9/2012 10:10:49 AM |
appetizing-velocity4 | $25.00 | 12/9/2012 2:59:12 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:34 PM |
rob095 | $25.00 | 12/9/2012 5:35:45 PM |
funds-control3 | $83.27 | 12/9/2012 8:09:13 PM |
note-bee8 | $30.00 | 12/9/2012 8:29:45 PM |
SurfaceTension | $50.00 | 12/10/2012 4:23:59 AM |
HoweMoney | $100.00 | 12/9/2012 3:41:21 PM |
antlr | $25.00 | 12/9/2012 7:44:04 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:59 AM |
_G_ | $25.00 | 12/10/2012 10:15:51 AM |
helping-out | $100.00 | 12/10/2012 4:38:29 PM |
integrity-doctor | $100.00 | 12/10/2012 2:16:56 PM |
McLaren231 | $25.00 | 12/10/2012 7:09:39 PM |
ptjg | $81.00 | 12/11/2012 10:20:44 AM |
usaUmp | $75.00 | 12/11/2012 12:21:22 PM |
digipak78 | $50.00 | 12/11/2012 11:08:30 AM |
agile-fund70 | $25.00 | 12/11/2012 11:49:51 AM |
100units | $200.00 | 12/11/2012 5:32:47 PM |
dunox | $75.00 | 12/11/2012 5:27:20 PM |
wwwUniversal | $25.00 | 12/11/2012 6:33:38 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:51 PM |
Thunderswan | $64.00 | 12/11/2012 5:51:55 PM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:27 AM |
paladin847 | $34.00 | 12/12/2012 9:16:46 AM |
WhiteInvestor | $27.00 | 12/12/2012 9:08:49 AM |
Leshan | $100.00 | 12/12/2012 6:28:43 AM |
Flyinerb | $50.00 | 12/12/2012 6:35:15 AM |
note-lesson7 | $100.00 | 12/12/2012 9:06:35 AM |
GoldenRule01 | $39.00 | 12/12/2012 10:29:41 AM |
durable-investment8 | $30.00 | 12/12/2012 3:18:45 PM |
transparency-futurist3 | $25.00 | 12/12/2012 2:30:27 PM |
-------LoansOnline | $40.00 | 12/13/2012 8:07:37 AM |
hero007 | $50.00 | 12/13/2012 9:02:58 AM |
order-supernova6 | $31.14 | 12/12/2012 10:12:27 PM |
grabtakeout | $25.00 | 12/13/2012 9:09:04 AM |
ZEPPELIN-LOFT | $25.57 | 12/12/2012 8:05:13 PM |
sprinkler5 | $25.00 | 12/13/2012 7:45:35 AM |
dollardave | $50.00 | 12/13/2012 10:52:20 AM |
palu2619 | $25.00 | 12/13/2012 12:23:53 PM |
compatible-deal9 | $25.00 | 12/13/2012 12:47:08 PM |
wealth-infusion6 | $50.00 | 12/13/2012 11:11:26 AM |
bill-tent1 | $50.00 | 12/13/2012 12:21:47 PM |
Avicell | $25.00 | 12/13/2012 6:21:08 PM |
Investoman | $25.00 | 12/13/2012 6:29:48 PM |
Happyhourcomics | $25.00 | 12/13/2012 1:37:16 PM |
icon7 | $30.00 | 12/13/2012 4:50:09 PM |
Actuary | $25.00 | 12/13/2012 9:38:07 PM |
anacent | $25.00 | 12/13/2012 10:26:20 PM |
ruralgold | $25.00 | 12/14/2012 5:01:05 AM |
finance-fan7 | $25.00 | 12/14/2012 5:52:15 AM |
persist_in_doing | $25.00 | 11/30/2012 5:19:26 PM |
kulender | $100.00 | 11/30/2012 6:10:27 PM |
entertaining-rate9 | $25.00 | 11/30/2012 5:31:53 PM |
secureincome | $555.00 | 11/30/2012 5:47:15 PM |
Slapshot | $25.00 | 11/30/2012 6:55:38 PM |
five-star-note | $25.00 | 11/30/2012 7:21:29 PM |
top-courteous-peso | $75.00 | 12/1/2012 12:22:49 PM |
-------Loaner | $25.00 | 12/1/2012 12:09:49 PM |
ericgassercom | $25.00 | 12/1/2012 12:30:06 PM |
thankful-nickel2 | $25.00 | 12/1/2012 1:37:17 PM |
balance-force | $35.00 | 12/1/2012 1:28:22 PM |
kind-bazaar-kitten | $25.00 | 12/1/2012 11:20:24 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:38:15 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:32:44 AM |
principal-cooker2 | $50.00 | 12/2/2012 12:17:58 PM |
ahansen | $25.00 | 12/2/2012 2:15:45 PM |
Hexnut | $200.00 | 12/2/2012 6:23:45 PM |
Fiimg | $50.00 | 12/2/2012 6:38:11 PM |
affluence-microscope2 | $200.00 | 12/3/2012 9:08:48 AM |
riskreward | $250.00 | 12/3/2012 9:58:57 AM |
kind-euro-mirth | $50.00 | 12/3/2012 9:14:36 AM |
Mommo | $50.00 | 12/3/2012 9:06:50 AM |
franzzua | $25.00 | 12/3/2012 9:43:02 AM |
special-dinero553 | $25.00 | 12/3/2012 9:44:22 AM |
wise-virtuous-vigilance | $68.00 | 12/3/2012 9:46:54 AM |
dime-mandolin9 | $50.00 | 12/3/2012 9:38:44 AM |
Zorro_970 | $100.00 | 12/3/2012 9:41:05 AM |
radiant-dollar9 | $200.00 | 12/3/2012 9:50:36 AM |
uncl-sammy | $25.00 | 12/3/2012 9:42:47 AM |
wetlands | $200.00 | 12/3/2012 9:48:26 AM |
HereToHelp305 | $50.00 | 12/3/2012 12:21:19 PM |
E-2 | $48.00 | 12/3/2012 5:23:22 PM |
a-trade-lion | $25.00 | 12/3/2012 11:51:11 PM |
treasure-hunter270 | $50.00 | 12/4/2012 7:48:04 AM |
qsolo | $25.00 | 12/4/2012 4:57:23 PM |
yzerizef | $25.00 | 12/5/2012 6:06:52 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:47 AM |
knowledgeable-listing597 | $25.00 | 12/5/2012 10:08:51 AM |
greenback-surge4 | $25.00 | 12/5/2012 11:37:27 AM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:47 PM |
discrete-asset | $25.00 | 12/6/2012 8:56:16 AM |
devoider | $25.00 | 12/6/2012 9:56:08 AM |
Finchy78 | $25.00 | 12/6/2012 8:36:59 AM |
viennese | $35.00 | 12/6/2012 8:45:21 AM |
Brisket_Bob | $43.68 | 12/6/2012 9:18:48 AM |
hitsman | $50.00 | 12/6/2012 10:01:31 AM |
rpd1211 | $25.00 | 12/6/2012 11:16:43 AM |
gpuck | $250.00 | 12/6/2012 5:15:51 PM |
deal-selector5 | $25.00 | 12/6/2012 5:25:31 PM |
catamaran2024 | $100.00 | 12/6/2012 2:03:42 PM |
dime-vista2 | $25.00 | 12/6/2012 3:11:35 PM |
handy-affluence9 | $49.61 | 12/6/2012 4:21:50 PM |
B2152 | $25.00 | 12/7/2012 4:36:37 AM |
LuckyMacFunding | $25.00 | 12/7/2012 7:04:44 AM |
interest-exec9 | $50.00 | 12/6/2012 8:35:53 PM |
thefisherman | $25.00 | 12/7/2012 1:15:17 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:21:13 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:27 AM |
igniter584 | $100.00 | 12/7/2012 6:39:01 AM |
value-showcase828 | $25.00 | 12/7/2012 9:57:49 AM |
wise-deal-panda | $100.00 | 12/7/2012 10:04:06 AM |
shiny-peso1 | $50.00 | 12/7/2012 9:35:37 AM |
commerce-viking1 | $49.00 | 12/7/2012 10:21:00 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:40 AM |
Cai8899 | $25.00 | 12/7/2012 10:24:58 AM |
basis-hero8 | $25.00 | 12/7/2012 11:36:31 AM |
Peacepower | $35.00 | 12/7/2012 3:45:48 PM |
decisive-return611 | $100.00 | 12/7/2012 1:02:17 PM |
JGENERAL | $25.00 | 12/7/2012 3:54:38 PM |
refined-hope3 | $25.00 | 12/7/2012 5:17:51 PM |
capital-web7 | $50.00 | 12/7/2012 8:52:03 PM |
Paragon13 | $50.00 | 12/8/2012 10:26:38 AM |
natural-greenback6 | $25.00 | 12/7/2012 6:34:25 PM |
SharkAttack | $25.00 | 12/7/2012 10:07:43 PM |
johngaltline | $25.00 | 12/8/2012 9:25:18 AM |
HomerdohNY | $25.00 | 12/8/2012 12:16:27 PM |
Dark_Helmet | $50.00 | 12/8/2012 7:18:15 PM |
california111 | $25.00 | 12/8/2012 5:20:13 PM |
29801 | $25.00 | 12/9/2012 8:12:22 AM |
RogueCFO | $50.00 | 12/9/2012 6:21:41 PM |
Archaeologist | $25.00 | 12/9/2012 1:09:33 PM |
TheHillsAreAlive | $25.00 | 12/10/2012 9:50:50 AM |
pwrfin | $25.00 | 12/10/2012 10:58:54 PM |
coopPV | $75.00 | 12/10/2012 9:05:18 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:31 PM |
supersam | $50.00 | 12/10/2012 10:19:10 PM |
payout-optimizer1 | $50.00 | 12/11/2012 7:58:25 AM |
GeorgiaCredit | $100.00 | 12/11/2012 4:37:45 AM |
GMTM | $40.00 | 12/11/2012 5:15:26 AM |
Borikuoso | $150.00 | 12/11/2012 1:46:17 PM |
abundant-community130 | $50.00 | 12/11/2012 10:38:00 AM |
Preferred-Lender | $25.00 | 12/11/2012 11:23:36 AM |
dinero-gusto9 | $25.00 | 12/11/2012 11:45:45 AM |
successful-agreement7 | $100.00 | 12/11/2012 5:32:12 PM |
abundant-power | $25.00 | 12/11/2012 6:15:34 PM |
Christus_Victor | $25.00 | 12/11/2012 10:29:43 PM |
silver-saber | $125.00 | 12/12/2012 9:05:29 AM |
djh47a | $25.00 | 12/12/2012 1:22:51 PM |
SGFLLC | $25.00 | 12/12/2012 10:55:10 AM |
resolute-justice413 | $200.00 | 12/12/2012 10:00:09 AM |
boo_hoo | $50.00 | 12/12/2012 6:34:59 PM |
FinanceFrazier | $223.22 | 12/12/2012 1:55:56 PM |
loyalty-cupcake6 | $100.00 | 12/12/2012 5:08:01 PM |
pound-albatross7 | $276.39 | 12/13/2012 6:48:13 AM |
Anamorph | $25.00 | 12/12/2012 9:45:25 PM |
kind-cash-porcelain | $50.00 | 12/12/2012 10:26:05 PM |
skro | $25.00 | 12/13/2012 10:01:53 AM |
moola-accelerator6 | $25.00 | 12/13/2012 10:10:08 AM |
kind-magical-investment | $25.00 | 12/13/2012 9:33:02 AM |
dordee | $53.65 | 12/13/2012 11:34:47 AM |
american6 | $50.00 | 12/13/2012 6:16:16 PM |
co98senior | $26.00 | 12/14/2012 5:27:59 AM |
Munnie | $50.00 | 12/14/2012 6:10:45 AM |
wildcard451 | $16.35 | 12/14/2012 6:21:07 AM |
adaptable-benefit6 | $25.00 | 12/13/2012 9:19:15 PM |
trying2survive2 | $25.00 | 12/13/2012 10:03:13 PM |
timmsc | $25.00 | 12/14/2012 6:13:11 AM |
well-rounded-investment | $40.00 | 12/13/2012 7:46:05 PM |
BorthersKeeper | $25.00 | 12/14/2012 3:55:24 AM |
96MustangGT | $44.00 | 12/14/2012 5:22:06 AM |
250 Investments
|
Borrower Payment Dependent Notes Series
676416
This series of Notes was issued and sold upon the funding of the borrower loan #79288, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $213.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,375 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| No | | |
Screen name:
| important-power441 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Relocation/Medical/Dental
Purpose of loan: To help me get rid of some large bills that are approaching and have the security of a dependable, working car.
This loan will be used to...To pay off medical bills, moving expenses and put a new transmission in my car.
My financial situation: I have a job, and I am looking for extra work that is closer to my new residence.
I am a good candidate for this loan because...I am a good candidate for this loan because...I am very responsible and I have excellent credit to prove it.
Monthly net income: $600
Monthly expenses: $100
Housing: $0
Insurance: $50
Car expenses: $25
Utilities: $0
Phone, cable, internet: $60
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $25
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wetlands | $200.00 | 12/3/2012 9:48:33 AM |
affluence-microscope2 | $200.00 | 12/3/2012 9:09:01 AM |
kind-lovely-marketplace | $50.00 | 12/3/2012 9:39:46 AM |
special-dinero553 | $25.00 | 12/3/2012 9:44:32 AM |
radiant-dollar9 | $200.00 | 12/3/2012 9:50:43 AM |
nickel-ferret | $25.00 | 12/3/2012 9:45:49 AM |
JeremyLinFan | $30.00 | 12/3/2012 10:47:52 AM |
prudent-deal662 | $25.00 | 12/3/2012 11:30:38 AM |
6_kids_college_fund | $25.00 | 12/3/2012 3:18:13 PM |
riskreward | $250.00 | 12/3/2012 5:52:37 PM |
amicablenemesis | $50.00 | 12/5/2012 10:30:26 AM |
GCInvestments | $25.00 | 12/6/2012 9:18:15 AM |
money-hercules4 | $100.00 | 12/6/2012 10:03:53 PM |
rmachi | $25.00 | 12/7/2012 9:26:05 AM |
Winged_Inspirations | $25.00 | 12/7/2012 11:31:19 AM |
natural-balance881 | $40.00 | 12/7/2012 5:23:58 PM |
letthemhaveit | $25.00 | 12/7/2012 1:47:57 PM |
one-midas | $25.00 | 12/8/2012 12:03:27 PM |
simplelender80 | $100.00 | 12/9/2012 1:51:33 PM |
sincere-funds470 | $25.00 | 12/11/2012 8:31:42 AM |
lionheart722 | $25.00 | 12/11/2012 10:00:30 AM |
intelligent-yield | $25.00 | 12/11/2012 11:35:16 AM |
juan-juan | $25.00 | 12/11/2012 2:07:28 PM |
HoosierDaddie | $300.00 | 12/11/2012 5:21:52 PM |
octoberfresh | $25.00 | 12/11/2012 11:24:20 AM |
inspired-payment1 | $25.00 | 12/11/2012 4:01:37 PM |
commerce-artisan8 | $50.00 | 12/11/2012 5:37:45 PM |
franzzua | $25.00 | 12/11/2012 5:24:14 PM |
dime-mandolin9 | $50.00 | 12/11/2012 5:33:20 PM |
Mommo | $50.00 | 12/11/2012 5:15:16 PM |
Zorro_970 | $100.00 | 12/11/2012 5:35:50 PM |
fulfilling-bazaar4 | $100.00 | 12/11/2012 5:36:00 PM |
power-defender7 | $25.00 | 12/11/2012 5:51:06 PM |
6515Wheat | $25.00 | 12/11/2012 5:53:11 PM |
suave-durability1 | $50.00 | 12/11/2012 6:08:02 PM |
deal-vibrato | $25.00 | 12/11/2012 6:22:46 PM |
upperdeck | $25.00 | 12/11/2012 7:50:28 PM |
new-start18100 | $25.00 | 12/12/2012 9:02:52 AM |
little_lender1 | $100.00 | 12/12/2012 10:04:44 AM |
LoanerPrincipal | $25.00 | 12/12/2012 10:39:11 AM |
principal-cooker2 | $50.00 | 12/12/2012 9:27:21 AM |
trumpeter391 | $25.00 | 12/12/2012 10:58:48 AM |
wwwUniversal | $25.00 | 12/12/2012 10:50:38 AM |
haghanian | $79.94 | 12/12/2012 1:28:18 PM |
loyalty-cupcake6 | $100.00 | 12/12/2012 5:14:07 PM |
transparency-futurist3 | $25.00 | 12/12/2012 2:30:28 PM |
elog238 | $25.00 | 12/13/2012 6:32:28 AM |
USMCR | $25.00 | 12/12/2012 6:53:53 PM |
Lender2895a | $100.00 | 12/13/2012 7:30:47 AM |
manatee21 | $29.00 | 12/13/2012 8:46:49 AM |
trustworthy-bonus2 | $25.00 | 12/13/2012 9:23:47 AM |
mikrolown | $25.00 | 12/13/2012 9:53:16 AM |
transaction-seahorse0 | $25.00 | 12/3/2012 9:55:47 AM |
phenomenal-rate1 | $500.00 | 12/3/2012 9:15:30 AM |
bazaar-tulip | $25.00 | 12/3/2012 9:30:27 AM |
repayment-pagoda8 | $100.00 | 12/3/2012 9:32:59 AM |
daw1878 | $25.00 | 12/3/2012 9:39:15 AM |
obduro_1 | $25.00 | 12/3/2012 10:27:51 AM |
bowdish1 | $25.00 | 12/3/2012 10:32:11 AM |
HereToHelp305 | $50.00 | 12/3/2012 12:21:23 PM |
nevee | $25.00 | 12/3/2012 5:57:55 PM |
heerzaquestion | $50.00 | 12/4/2012 7:52:16 AM |
qsolo | $25.00 | 12/4/2012 4:57:31 PM |
PFTLender | $25.00 | 12/4/2012 3:06:19 PM |
Harry | $75.00 | 12/4/2012 6:08:47 PM |
BostonCapital | $46.00 | 12/5/2012 9:13:38 AM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:44 PM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:34 AM |
valiant-return584 | $50.00 | 12/7/2012 6:11:51 PM |
Edakers | $25.00 | 12/11/2012 1:49:41 PM |
hitsman | $50.00 | 12/11/2012 5:03:27 PM |
Snizzat | $50.00 | 12/11/2012 1:38:55 PM |
kind-euro-mirth | $50.00 | 12/11/2012 5:20:14 PM |
abundanceforever | $52.50 | 12/11/2012 5:39:08 PM |
prudent-dough458 | $25.00 | 12/11/2012 5:22:42 PM |
jutdon84 | $25.00 | 12/11/2012 3:42:08 PM |
loyalty-dragster7 | $100.00 | 12/11/2012 5:50:23 PM |
contract-amigo7 | $25.00 | 12/11/2012 6:07:36 PM |
benefit-summoner3 | $25.00 | 12/11/2012 8:23:13 PM |
DonaldColorado | $100.00 | 12/11/2012 6:27:08 PM |
P2P4me | $200.00 | 12/12/2012 5:50:08 AM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:42 AM |
bentonlending | $50.00 | 12/11/2012 6:16:52 PM |
Lea1791 | $29.79 | 12/12/2012 1:11:35 AM |
bold-pleasant-gold | $50.00 | 12/12/2012 9:08:08 AM |
wise-deal-panda | $100.00 | 12/12/2012 9:16:40 AM |
tech310 | $50.00 | 12/12/2012 10:15:19 AM |
wise-virtuous-vigilance | $42.00 | 12/12/2012 10:02:04 AM |
djh47a | $50.00 | 12/12/2012 12:58:58 PM |
famous-hope | $25.00 | 12/12/2012 5:07:49 PM |
luann199 | $25.00 | 12/12/2012 10:36:25 AM |
dominickf | $50.00 | 12/12/2012 5:36:38 PM |
Ocean713 | $75.00 | 12/12/2012 11:17:50 AM |
gpuck | $25.00 | 12/12/2012 6:43:12 PM |
balance-force | $28.00 | 12/12/2012 1:52:34 PM |
dough-souffle | $25.00 | 12/13/2012 9:07:09 AM |
pound-albatross7 | $176.77 | 12/13/2012 6:50:44 AM |
Leshan | $50.00 | 12/13/2012 7:38:21 AM |
SkyLoan | $25.00 | 12/12/2012 11:03:29 PM |
seeyouontv | $21.00 | 12/13/2012 10:03:15 AM |
chablist | $100.00 | 12/13/2012 9:02:24 AM |
paladin847 | $25.00 | 12/13/2012 9:47:18 AM |
102 Investments
|
Borrower Payment Dependent Notes Series
676434
This series of Notes was issued and sold upon the funding of the borrower loan #78753, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,100.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Nov-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-09-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $292.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 8% |
Credit score:
| 840-859 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 12y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mystical-credit219 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to..long term .investment in real estate
My financial situation:
I am a good candidate for this loan because...I don't spend more than I have and I pay all my bills on time
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $1,500.00 | 12/1/2012 6:43:33 AM |
Zolton | $300.00 | 11/30/2012 5:17:57 PM |
cahjoon | $25.00 | 11/30/2012 5:53:37 PM |
loot-baton | $25.00 | 11/30/2012 5:54:05 PM |
a-finance-nirvana | $25.00 | 11/30/2012 5:17:37 PM |
cerebral-dollar773 | $25.00 | 11/30/2012 8:25:20 PM |
obduro_1 | $25.00 | 11/30/2012 5:34:06 PM |
aztec | $28.00 | 11/30/2012 5:44:21 PM |
Plow_n_Sow | $50.00 | 12/1/2012 6:31:43 AM |
njlw226 | $25.00 | 11/30/2012 6:22:25 PM |
Rockymtnhi | $100.00 | 11/30/2012 6:13:40 PM |
leodaguy | $100.00 | 11/30/2012 6:41:32 PM |
superb-funds335 | $25.00 | 11/30/2012 6:39:10 PM |
natural-worth9 | $100.00 | 12/1/2012 11:17:37 AM |
market-maximizer472 | $25.00 | 12/1/2012 7:47:54 AM |
radforj22 | $50.00 | 12/1/2012 12:30:38 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:50 PM |
Barky52 | $25.00 | 12/1/2012 3:05:21 PM |
truth-igniter4 | $25.00 | 12/1/2012 1:47:56 PM |
prudent-deal662 | $25.00 | 12/1/2012 1:49:45 PM |
Vegasjim | $25.00 | 12/1/2012 1:57:59 PM |
ToloUSN | $50.00 | 12/2/2012 8:59:08 AM |
Harry | $75.00 | 12/3/2012 9:48:05 AM |
bazaar-tulip | $25.00 | 12/3/2012 9:29:05 AM |
wetlands | $200.00 | 12/3/2012 9:47:37 AM |
qsolo | $25.00 | 12/4/2012 4:57:23 PM |
yzerizef | $25.00 | 12/5/2012 6:06:52 AM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:29 PM |
rmachi | $25.00 | 12/6/2012 10:10:32 AM |
SBT | $25.00 | 12/6/2012 10:17:31 AM |
lochinvar | $75.00 | 12/6/2012 10:55:16 AM |
miked8303 | $75.00 | 12/6/2012 11:31:49 AM |
Castellan | $50.00 | 12/6/2012 10:31:46 AM |
witty-compassion | $25.00 | 12/6/2012 3:07:44 PM |
irishalaskan | $25.00 | 12/6/2012 10:42:52 AM |
vigilance-accruer | $25.00 | 12/6/2012 5:07:48 PM |
ideal-peace5 | $100.00 | 12/6/2012 5:26:02 PM |
greenback-judo | $50.00 | 12/6/2012 5:40:45 PM |
charming-exchange7 | $25.00 | 12/6/2012 5:43:07 PM |
Mommo | $50.00 | 12/6/2012 5:19:47 PM |
justreturns | $25.00 | 12/6/2012 6:48:03 PM |
Spiv_51 | $25.00 | 12/6/2012 6:59:27 PM |
dunox | $75.00 | 12/6/2012 5:30:37 PM |
goldsun | $25.00 | 12/6/2012 9:09:36 PM |
balanced-agreement0 | $30.00 | 12/6/2012 9:53:42 PM |
OzGuy609 | $25.00 | 12/6/2012 10:11:28 PM |
inspiring-kindness062 | $25.00 | 12/6/2012 6:14:31 PM |
pure-interest | $25.00 | 12/7/2012 4:00:41 AM |
unafraid-loan5 | $30.00 | 12/7/2012 6:07:56 AM |
chinolatino | $25.00 | 12/6/2012 10:12:40 PM |
El_Scubano | $25.00 | 12/7/2012 8:28:31 AM |
hitsman | $50.00 | 12/6/2012 6:21:05 PM |
unassuming-p2ploan774 | $40.00 | 12/6/2012 6:22:15 PM |
Tbone49 | $25.00 | 12/6/2012 10:13:51 PM |
crw1950 | $55.94 | 12/7/2012 5:07:48 AM |
payout-thinker7 | $25.00 | 12/7/2012 6:13:37 AM |
top-courteous-peso | $75.00 | 12/7/2012 9:30:26 AM |
Arvicco | $400.00 | 12/7/2012 9:31:00 AM |
patriot897 | $25.00 | 12/7/2012 9:07:10 AM |
Money_Hog | $25.00 | 12/7/2012 7:32:52 AM |
penny-mad-scientist9 | $42.95 | 12/7/2012 8:26:38 AM |
Randyg08 | $25.00 | 12/7/2012 8:34:36 AM |
abundanceforever | $52.50 | 12/7/2012 9:18:19 AM |
rs999 | $25.00 | 12/7/2012 10:36:50 AM |
first-credit-meridian | $50.00 | 12/7/2012 10:33:32 AM |
retirementlady | $25.00 | 12/7/2012 12:29:50 PM |
misit | $25.00 | 12/7/2012 10:46:09 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:40 AM |
elog238 | $50.00 | 12/7/2012 1:16:43 PM |
sunny-benefit0 | $25.00 | 12/7/2012 6:52:42 PM |
sensible-interest2 | $54.17 | 12/7/2012 6:55:04 PM |
enriching-trade2 | $50.00 | 12/7/2012 6:19:18 PM |
circuitfive | $25.00 | 12/7/2012 6:07:23 PM |
first-sharp-payout5 | $100.00 | 12/8/2012 8:35:48 AM |
knowledgeable-listing597 | $25.00 | 12/7/2012 6:25:02 PM |
scholarly-moola1 | $50.00 | 12/7/2012 11:02:10 PM |
Aeroman32 | $25.00 | 12/8/2012 11:33:29 AM |
bazaar-neptune2 | $25.00 | 12/8/2012 8:09:44 AM |
Paragon13 | $50.00 | 12/8/2012 10:27:29 AM |
affluence-tycoon | $25.00 | 12/8/2012 12:43:28 PM |
contract-amigo7 | $25.00 | 12/8/2012 9:02:18 AM |
sgt-schultz | $25.00 | 12/8/2012 1:10:45 PM |
Sneezie | $33.00 | 12/8/2012 12:01:34 PM |
compatible-deal9 | $25.00 | 12/8/2012 12:17:57 PM |
p2p-paradise | $25.00 | 12/8/2012 1:38:23 PM |
power-lightning9 | $25.00 | 12/8/2012 8:28:42 PM |
principal-planetarium4 | $33.00 | 12/8/2012 1:15:36 PM |
nuclearmoose | $50.00 | 12/8/2012 2:13:48 PM |
exchange-cub | $95.56 | 12/9/2012 8:14:52 AM |
thankful-nickel2 | $50.00 | 12/8/2012 4:05:49 PM |
bonafide-cash | $150.00 | 12/8/2012 6:10:28 PM |
philantist | $25.00 | 12/8/2012 11:01:02 PM |
xrycac | $25.00 | 11/30/2012 5:30:59 PM |
engaging-worth | $25.00 | 11/30/2012 6:11:20 PM |
LoanerPrincipal | $25.00 | 11/30/2012 5:34:33 PM |
goodhearted-basis4 | $25.00 | 11/30/2012 5:34:35 PM |
integrity-smasher7 | $25.00 | 12/1/2012 6:19:16 AM |
fragonardlives | $25.00 | 11/30/2012 6:05:00 PM |
daw1878 | $25.00 | 11/30/2012 6:01:00 PM |
Plutis | $25.00 | 11/30/2012 6:07:04 PM |
compassion-twister2 | $25.00 | 11/30/2012 6:10:05 PM |
cashhelp | $30.00 | 11/30/2012 6:32:02 PM |
CreditBuilder2 | $50.01 | 11/30/2012 7:14:38 PM |
payment-halo | $25.00 | 11/30/2012 8:07:36 PM |
CIC | $25.00 | 12/1/2012 5:12:45 AM |
proud-p2p848 | $50.00 | 12/2/2012 11:31:40 AM |
nickel-ferret | $25.00 | 12/3/2012 9:45:28 AM |
drkosh | $25.00 | 12/3/2012 4:25:38 PM |
Techne_Funds_LLC | $25.00 | 12/3/2012 5:29:50 PM |
skillful-finance | $25.00 | 12/4/2012 10:37:34 AM |
Solid-Platinum | $25.00 | 12/4/2012 12:45:38 PM |
scrappy-bonus2 | $25.00 | 12/4/2012 6:08:26 PM |
amicablenemesis | $50.00 | 12/5/2012 10:29:25 AM |
I_Like_to_Invest | $25.00 | 12/6/2012 6:44:31 AM |
DreisersFinancier | $50.00 | 12/6/2012 10:08:28 AM |
indomitable-coin | $25.00 | 12/6/2012 10:22:56 AM |
CaptainBL | $25.00 | 12/6/2012 10:34:07 AM |
prudent-dough458 | $25.00 | 12/6/2012 10:36:21 AM |
supersarah61 | $25.00 | 12/6/2012 4:20:28 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:06 AM |
lotus6 | $25.00 | 12/6/2012 10:22:28 AM |
orbital-value360 | $50.00 | 12/6/2012 10:43:15 AM |
octoberfresh | $25.00 | 12/6/2012 11:01:45 AM |
logical-peso2 | $25.00 | 12/6/2012 5:32:00 PM |
Ocean713 | $75.00 | 12/6/2012 11:37:06 AM |
kind-euro-mirth | $50.00 | 12/6/2012 5:24:09 PM |
ahansen | $25.00 | 12/6/2012 6:12:43 PM |
loot-prescription3 | $25.00 | 12/6/2012 6:38:24 PM |
compoundinterest | $25.00 | 12/6/2012 5:58:18 PM |
benevolent-loot5 | $200.00 | 12/6/2012 5:40:21 PM |
bartb | $25.00 | 12/7/2012 5:17:28 AM |
objective-investor | $250.00 | 12/6/2012 6:38:57 PM |
franzzua | $25.00 | 12/6/2012 6:54:31 PM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:30 AM |
LimaGuy | $36.63 | 12/7/2012 8:29:07 AM |
unrelenting-euro7 | $50.00 | 12/7/2012 6:23:10 AM |
prainvestment | $25.00 | 12/7/2012 8:24:56 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:21:14 AM |
Johnab | $25.00 | 12/7/2012 5:18:49 AM |
Mjm33 | $25.00 | 12/7/2012 9:08:52 AM |
gmoney37 | $25.00 | 12/7/2012 9:35:27 AM |
transaction-fuse964 | $28.85 | 12/7/2012 9:19:30 AM |
commerce-artisan8 | $50.00 | 12/7/2012 9:17:48 AM |
Queueball1 | $25.00 | 12/7/2012 9:56:00 AM |
fortytwo | $100.00 | 12/7/2012 10:52:28 AM |
magnetic-duty4 | $25.00 | 12/7/2012 1:34:36 PM |
YampaQuant | $25.00 | 12/7/2012 11:31:03 AM |
coin-trumpet | $50.00 | 12/7/2012 5:23:03 PM |
currency-fan9 | $50.00 | 12/7/2012 2:13:07 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:53:56 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:37:09 PM |
bewitching-vigilance4 | $25.00 | 12/7/2012 6:54:49 PM |
myersei | $25.00 | 12/7/2012 5:59:22 PM |
deal-pal | $25.00 | 12/8/2012 11:09:03 AM |
clbrka1962 | $25.00 | 12/7/2012 7:36:04 PM |
capital-web7 | $50.00 | 12/7/2012 8:52:04 PM |
friendinmoney | $25.00 | 12/8/2012 8:34:31 AM |
payout-magician | $25.00 | 12/8/2012 12:28:57 PM |
matt87 | $25.00 | 12/8/2012 9:50:00 AM |
brycemcd | $25.00 | 12/8/2012 10:37:17 AM |
best-bonafide-p2p | $34.39 | 12/8/2012 6:53:03 AM |
california111 | $25.00 | 12/8/2012 5:20:13 PM |
pathcrx | $25.00 | 12/9/2012 6:07:47 AM |
nickel-karate5 | $100.00 | 12/9/2012 8:11:35 AM |
blue-dough-trumpeter | $25.00 | 12/8/2012 10:05:42 PM |
elog238 | $50.00 | 12/9/2012 7:24:05 AM |
166 Investments
|
Borrower Payment Dependent Notes Series
676630
This series of Notes was issued and sold upon the funding of the borrower loan #79361, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Nov-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.32% |
Monthly payment:
| $594.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.46% | | |
| |
Estimated return*:
| 9.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 30% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,866 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| heroic-loyalty4 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate credit cards and personal loan so i only have 1 monthly payment other than house payment.
My financial situation:
I am a good candidate for this loan because... get rid of higher rate credit cards and higher rate loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RothySkynx | $25.00 | 11/24/2012 12:08:40 PM |
Zolton | $300.00 | 11/24/2012 2:53:16 PM |
persist_in_doing | $25.00 | 11/24/2012 7:27:07 PM |
community-burrito9 | $55.00 | 11/25/2012 6:31:26 AM |
jubilant-capital1 | $25.00 | 11/25/2012 8:08:11 AM |
skillful-asset5 | $30.00 | 11/25/2012 2:47:16 PM |
dunkard13 | $100.00 | 11/25/2012 12:37:10 PM |
agreement-mesh9 | $35.00 | 11/26/2012 5:46:20 PM |
CreditBuilder2 | $50.01 | 11/26/2012 10:23:34 PM |
Sanford-N-Sons | $25.00 | 11/28/2012 10:21:32 AM |
bazaar-tulip | $346.00 | 11/28/2012 11:04:03 AM |
top-community-voyage | $50.00 | 11/28/2012 10:35:12 AM |
Castellan | $50.00 | 11/28/2012 10:48:14 AM |
bold-felicity-image | $100.00 | 11/28/2012 10:50:33 AM |
tender-integrity3 | $100.00 | 11/28/2012 7:09:50 PM |
compoundinterest | $25.00 | 11/29/2012 10:39:31 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:28 PM |
magical-credit523 | $25.00 | 11/29/2012 6:42:50 PM |
franzzua | $25.00 | 11/30/2012 6:47:32 AM |
enthralling-investment | $25.00 | 11/30/2012 11:45:41 AM |
Interest2thePeople | $100.00 | 11/30/2012 4:07:05 PM |
dunox | $75.00 | 11/30/2012 4:15:05 PM |
reinforced-velocity158 | $50.00 | 11/30/2012 8:41:27 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:23:23 AM |
top-market-mechanic | $25.00 | 11/30/2012 6:39:26 PM |
EJPiper | $25.00 | 12/1/2012 9:43:40 AM |
Oakland | $50.00 | 12/1/2012 8:41:08 AM |
yield-seeker | $25.00 | 12/1/2012 1:51:52 PM |
the-genuine-gold | $25.00 | 12/1/2012 5:10:22 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:27:41 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:03 PM |
wampum-influencer | $25.00 | 12/2/2012 4:58:41 PM |
Bikram | $50.00 | 12/3/2012 10:35:05 AM |
klinebarger | $25.00 | 12/3/2012 11:24:16 AM |
magical-fairness4 | $25.00 | 12/3/2012 10:03:43 AM |
Rob717171 | $100.00 | 12/3/2012 3:28:24 PM |
fabulous-commitment36 | $25.00 | 12/3/2012 10:57:47 AM |
ItsJustMe79 | $25.00 | 12/3/2012 5:56:54 PM |
well-rounded-agreement9 | $25.00 | 12/3/2012 9:24:47 PM |
life-is-great | $25.00 | 12/4/2012 9:48:23 AM |
IP | $25.00 | 12/4/2012 9:54:50 AM |
Tradesmanlender | $25.00 | 12/4/2012 10:46:16 AM |
Avala | $100.00 | 12/4/2012 11:12:50 AM |
awwaww | $25.00 | 12/4/2012 10:53:06 AM |
Tylerh | $250.00 | 12/5/2012 10:01:50 AM |
britgsb | $50.00 | 12/5/2012 9:33:58 AM |
influential-wampum525 | $25.00 | 12/5/2012 9:21:50 AM |
progressive-economy261 | $400.00 | 12/5/2012 9:49:40 AM |
ujiba | $34.00 | 12/5/2012 9:56:14 AM |
american6 | $50.00 | 12/5/2012 10:50:52 AM |
Aimvest | $25.00 | 12/5/2012 9:56:23 AM |
commitment-orca7 | $50.00 | 12/5/2012 2:01:00 PM |
diversification-medalist | $25.00 | 12/5/2012 5:06:31 PM |
benevolent-loot5 | $200.00 | 12/5/2012 10:42:57 AM |
ASLIBD | $25.00 | 12/5/2012 5:37:20 PM |
flyfisherman99 | $80.00 | 12/5/2012 1:18:15 PM |
market-maple | $50.00 | 12/5/2012 1:34:39 PM |
marketplace-cello5 | $25.00 | 12/5/2012 5:13:09 PM |
SavantMarketing | $25.00 | 12/5/2012 5:59:20 PM |
beachwalkingwoman | $50.00 | 12/5/2012 6:15:20 PM |
priceless-currency090 | $25.00 | 12/5/2012 6:32:11 PM |
vivid-deal8 | $25.00 | 12/6/2012 8:52:27 AM |
versatile-dime442 | $900.00 | 12/6/2012 8:57:57 AM |
lawyerman | $25.00 | 12/6/2012 9:58:34 AM |
BofM | $25.00 | 12/6/2012 10:01:42 AM |
thefisherman | $25.00 | 12/6/2012 9:01:33 AM |
bharosa | $25.00 | 12/6/2012 10:04:43 AM |
Alpha-AssistU | $25.00 | 12/6/2012 10:04:56 AM |
Rick21 | $50.00 | 12/6/2012 10:14:02 AM |
transparency-baton | $25.00 | 12/6/2012 9:09:43 AM |
figs4u2 | $100.00 | 12/6/2012 10:15:08 AM |
MadHun | $200.00 | 12/6/2012 9:12:04 AM |
Orringo | $50.00 | 12/6/2012 10:16:37 AM |
credit-scout7 | $44.00 | 12/6/2012 10:16:59 AM |
euro-speaker8 | $250.00 | 12/6/2012 10:20:01 AM |
rcm87 | $50.00 | 12/6/2012 10:20:08 AM |
minista | $25.00 | 12/6/2012 9:24:47 AM |
EvalCrux | $28.00 | 12/6/2012 10:25:11 AM |
efficient-marketplace | $25.00 | 12/6/2012 9:31:46 AM |
slartibardfast | $25.00 | 12/6/2012 10:28:55 AM |
hrubinst | $34.00 | 12/6/2012 10:37:43 AM |
MoonMama | $25.00 | 12/6/2012 10:39:05 AM |
power-haven459 | $25.00 | 12/6/2012 10:39:45 AM |
Koomarbit | $30.00 | 12/6/2012 10:52:43 AM |
the-precious-bid | $25.00 | 12/6/2012 9:26:39 AM |
zone6 | $100.00 | 12/6/2012 11:01:05 AM |
asya | $27.00 | 12/6/2012 9:56:55 AM |
roadtruck | $26.00 | 12/6/2012 10:00:25 AM |
Quiddity | $25.00 | 12/6/2012 10:03:03 AM |
riveting-p2ploan4 | $25.00 | 12/6/2012 11:29:09 AM |
Pasagam | $49.00 | 12/6/2012 10:09:29 AM |
PRGuyinVA | $25.00 | 12/6/2012 10:10:50 AM |
HamachiMan | $50.00 | 12/6/2012 10:12:29 AM |
gold-commander0 | $25.00 | 12/6/2012 10:13:27 AM |
helpinghand63 | $25.00 | 12/6/2012 10:14:21 AM |
capital-zoo | $25.00 | 12/6/2012 10:18:18 AM |
exchange-pledge | $34.00 | 12/6/2012 10:20:13 AM |
Brklyn01 | $50.00 | 12/6/2012 1:39:51 PM |
ski bum | $69.00 | 12/6/2012 10:02:47 AM |
brightest-precious-dollar | $25.00 | 12/6/2012 10:03:40 AM |
a-community-aficionado | $25.00 | 12/6/2012 10:29:29 AM |
benjamins-utopia | $100.00 | 12/6/2012 10:03:44 AM |
enticing-note | $25.00 | 12/6/2012 10:12:10 AM |
larrybird | $461.00 | 12/6/2012 10:13:48 AM |
hopethisworks | $25.00 | 12/6/2012 10:57:53 AM |
rokdim | $33.00 | 12/6/2012 10:58:21 AM |
brazilofmux | $49.00 | 12/6/2012 10:29:14 AM |
neutron543 | $25.00 | 12/6/2012 11:33:19 AM |
pwkpwk | $25.00 | 12/6/2012 5:20:43 PM |
israel15 | $25.00 | 12/6/2012 10:42:11 AM |
don8ter | $50.00 | 12/6/2012 10:49:56 AM |
loyalty-sherpa | $25.00 | 12/6/2012 11:08:38 AM |
chief64 | $200.00 | 12/6/2012 5:35:20 PM |
gursevak | $25.00 | 12/6/2012 5:09:00 PM |
sensational-yield833 | $25.00 | 12/6/2012 5:13:19 PM |
duty-plum | $64.00 | 12/6/2012 5:28:11 PM |
encore02 | $50.00 | 12/6/2012 6:13:24 PM |
lendacity | $25.00 | 12/6/2012 5:34:48 PM |
illustrado | $25.00 | 12/6/2012 5:11:44 PM |
djindepth | $50.00 | 12/6/2012 6:47:33 PM |
coin-saffron5 | $26.00 | 12/6/2012 5:44:04 PM |
Kyne | $25.00 | 12/6/2012 5:53:37 PM |
inspired-payment1 | $25.00 | 12/6/2012 6:45:10 PM |
chakra | $25.00 | 12/6/2012 7:00:12 PM |
ore-genius2 | $200.00 | 12/7/2012 7:04:58 AM |
resolute-felicity353 | $25.00 | 12/6/2012 6:12:01 PM |
payout-harmony4 | $75.00 | 12/6/2012 6:12:29 PM |
unassuming-p2ploan774 | $40.00 | 12/6/2012 6:22:02 PM |
productive-finance | $25.00 | 12/7/2012 9:02:53 AM |
stilleto8 | $25.00 | 12/7/2012 9:05:54 AM |
Mucman72 | $25.00 | 12/6/2012 7:04:42 PM |
first-inspiring-vigilance | $25.00 | 12/6/2012 7:10:51 PM |
Herluftrolle | $25.00 | 12/7/2012 9:11:32 AM |
gracej | $25.00 | 12/7/2012 9:12:59 AM |
bid-banjo3 | $100.00 | 12/7/2012 9:14:13 AM |
mighty-fairness5 | $25.00 | 12/7/2012 9:15:35 AM |
downtownfarm | $25.00 | 12/7/2012 9:24:10 AM |
georgethesir | $50.00 | 12/7/2012 5:05:24 AM |
andycheb | $50.00 | 12/7/2012 9:26:58 AM |
icchok | $50.00 | 12/7/2012 9:03:51 AM |
bold-liberty-spartan | $25.00 | 12/7/2012 9:28:53 AM |
social-aspen097 | $300.00 | 12/7/2012 9:05:30 AM |
note-tent | $50.00 | 12/7/2012 9:05:45 AM |
hard-working-income0 | $25.00 | 12/7/2012 9:06:53 AM |
kingdom323 | $30.00 | 12/7/2012 9:35:02 AM |
satisfying-deal5 | $50.00 | 12/7/2012 9:36:10 AM |
LendGuy | $50.00 | 12/7/2012 9:10:52 AM |
famous-ore2 | $50.00 | 12/7/2012 9:39:14 AM |
TheKid | $100.00 | 12/7/2012 9:41:27 AM |
WorldlyWorker | $25.00 | 12/7/2012 9:42:50 AM |
bonus-tent | $25.00 | 12/7/2012 9:50:45 AM |
IOHOVA | $25.00 | 12/7/2012 8:49:45 AM |
active-reward7 | $50.00 | 12/7/2012 9:52:34 AM |
benefit-dreams | $25.00 | 12/7/2012 9:52:40 AM |
burgeoning-silver | $25.00 | 12/7/2012 9:24:12 AM |
kindness-festivity | $25.00 | 12/7/2012 9:59:20 AM |
elasermd | $50.00 | 12/7/2012 10:02:15 AM |
thoughtful-fairness2 | $25.00 | 12/7/2012 10:02:59 AM |
rate-mogul | $50.00 | 12/7/2012 10:05:22 AM |
progressive-asset | $35.00 | 12/7/2012 9:10:30 AM |
delivery | $25.00 | 12/7/2012 10:09:28 AM |
greenback-museum | $25.00 | 12/7/2012 9:29:16 AM |
rudyindc | $25.00 | 12/7/2012 10:11:14 AM |
Edwardtomo | $26.00 | 12/7/2012 9:12:34 AM |
sammyhammy | $25.00 | 12/7/2012 9:30:57 AM |
principal-trombone | $50.00 | 12/7/2012 9:15:39 AM |
flexible-value | $50.00 | 12/7/2012 9:15:54 AM |
wealth-fields8 | $50.00 | 12/7/2012 10:15:25 AM |
kind-unassuming-fund | $25.00 | 12/7/2012 9:35:21 AM |
intuitive-benefit3 | $100.00 | 12/7/2012 9:38:36 AM |
keeks | $25.00 | 12/7/2012 10:21:37 AM |
wonderous-p2ploan3 | $25.00 | 12/7/2012 9:40:45 AM |
best-openness-banker | $50.00 | 12/7/2012 9:44:01 AM |
asset-guitar5 | $30.98 | 12/7/2012 9:46:26 AM |
silver-flower448 | $25.00 | 12/7/2012 10:32:22 AM |
brainy-dedication | $39.00 | 12/7/2012 9:22:54 AM |
transparency-galleon | $25.00 | 12/7/2012 9:49:31 AM |
finance-kayak30 | $100.00 | 12/7/2012 9:24:18 AM |
BxRealtor | $25.00 | 12/7/2012 9:25:57 AM |
FortuneFundII | $200.00 | 12/7/2012 10:36:02 AM |
deal-pioneer1 | $150.00 | 12/7/2012 9:53:04 AM |
bxdoc | $25.00 | 12/7/2012 9:26:38 AM |
emphatic-responsibility | $50.00 | 12/7/2012 9:26:53 AM |
KinderGentlerLender | $100.00 | 12/7/2012 9:53:43 AM |
sturdy-fairness0 | $100.00 | 12/7/2012 9:53:58 AM |
SRK_FROM_WA | $25.00 | 12/7/2012 9:56:53 AM |
responsibility-cherry6 | $25.00 | 12/7/2012 9:57:43 AM |
bold-direct-social9 | $25.00 | 12/7/2012 10:01:10 AM |
HeadHunter | $50.00 | 12/7/2012 9:31:28 AM |
value-wind0 | $50.00 | 12/7/2012 10:05:10 AM |
thundermustard | $25.00 | 12/7/2012 9:37:52 AM |
flypenguin | $25.00 | 12/7/2012 9:41:16 AM |
macjp123 | $50.00 | 12/7/2012 9:47:00 AM |
wtrboy | $25.00 | 12/7/2012 9:49:18 AM |
tremendous-integrity | $50.00 | 12/7/2012 9:50:41 AM |
happy-asset | $25.00 | 12/7/2012 9:51:18 AM |
amijo | $25.00 | 12/7/2012 9:51:47 AM |
locomotive7 | $25.00 | 12/7/2012 10:24:36 AM |
PhalanxBulldog | $25.00 | 12/7/2012 10:32:03 AM |
Hogpilot | $28.00 | 12/7/2012 10:32:29 AM |
SAGE88 | $50.00 | 12/7/2012 10:32:42 AM |
Mint_Man | $25.00 | 12/7/2012 10:34:09 AM |
mkl42 | $50.00 | 12/7/2012 10:03:07 AM |
vordo | $25.00 | 12/7/2012 10:34:13 AM |
Sandiegorep | $25.00 | 12/7/2012 10:03:24 AM |
igloo268 | $25.00 | 12/7/2012 10:35:18 AM |
PayItForward | $50.00 | 12/7/2012 10:07:04 AM |
durability-solstice8 | $50.00 | 12/7/2012 10:15:44 AM |
DPH | $27.00 | 12/7/2012 10:23:06 AM |
Kravcorp | $25.00 | 12/7/2012 10:31:40 AM |
dodgriz | $25.00 | 12/7/2012 10:34:33 AM |
jhayre | $25.00 | 11/24/2012 12:19:32 PM |
yield-voyager8 | $25.00 | 11/24/2012 4:47:24 PM |
loan-mongoose1 | $25.00 | 11/24/2012 1:42:36 PM |
Sagamore | $40.00 | 11/24/2012 2:29:19 PM |
responsibility-butterfly | $50.00 | 11/25/2012 6:44:29 AM |
windguy | $50.00 | 11/27/2012 10:48:07 AM |
auction-iris9 | $120.00 | 11/28/2012 10:03:14 AM |
Bendistraw | $50.00 | 11/28/2012 10:33:05 AM |
power-lightning9 | $25.00 | 11/28/2012 2:13:09 PM |
transparency-sequoia6 | $100.00 | 11/28/2012 1:27:32 PM |
wetlands | $200.00 | 11/28/2012 1:37:48 PM |
riskreward | $250.00 | 11/28/2012 1:45:17 PM |
Arvicco | $400.00 | 11/28/2012 1:48:15 PM |
sympathetic-funds818 | $50.00 | 11/28/2012 4:05:30 PM |
indomitable-coin | $25.00 | 11/28/2012 6:45:57 PM |
MonopolyDred | $25.00 | 11/29/2012 6:11:36 AM |
loot-prescription3 | $40.00 | 11/29/2012 5:58:01 AM |
astute-benjamins | $25.00 | 11/29/2012 7:03:47 AM |
point-oyster5 | $25.00 | 11/29/2012 5:54:35 PM |
bowdish1 | $75.00 | 11/29/2012 6:32:32 PM |
proper-exchange8 | $50.00 | 11/30/2012 9:27:01 AM |
Preferred-Lender | $25.00 | 11/30/2012 11:05:52 AM |
prescription0 | $43.00 | 11/30/2012 12:01:53 PM |
cahjoon | $25.00 | 11/30/2012 12:42:37 PM |
capital-magician561 | $25.00 | 11/30/2012 2:59:06 PM |
supersarah61 | $25.00 | 11/30/2012 4:57:11 PM |
power-kin | $50.00 | 12/1/2012 5:33:29 AM |
MorleyTwirl | $100.00 | 12/1/2012 9:02:51 AM |
careful-dinero21 | $100.00 | 12/1/2012 11:01:57 AM |
FredHead3 | $40.00 | 12/1/2012 12:03:23 PM |
Investoman | $25.00 | 12/1/2012 12:22:33 PM |
thrifty-transaction578 | $25.00 | 12/1/2012 1:13:48 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:07 PM |
balance-force | $35.00 | 12/1/2012 1:27:19 PM |
california111 | $50.00 | 12/1/2012 9:40:04 PM |
sincere-moola474 | $150.00 | 12/2/2012 1:27:56 PM |
deal-wheel6 | $25.00 | 12/2/2012 12:36:06 PM |
tornado351 | $25.00 | 12/3/2012 3:21:03 AM |
greenback-investor7 | $25.00 | 12/3/2012 6:12:17 AM |
gold-circuitry | $27.00 | 12/3/2012 8:20:18 AM |
tlstar14 | $37.85 | 12/3/2012 10:38:19 AM |
Proactive-Financial-Lending | $25.00 | 12/3/2012 5:55:58 PM |
orchestra960 | $265.00 | 12/3/2012 5:22:16 PM |
emphatic-gold584 | $100.00 | 12/3/2012 6:13:33 PM |
retire_young | $50.00 | 12/3/2012 5:25:19 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:18 PM |
successful-agreement7 | $100.00 | 12/3/2012 5:32:06 PM |
Munnie | $50.00 | 12/4/2012 6:19:15 AM |
CJMC | $49.00 | 12/3/2012 7:59:27 PM |
Jalebi | $25.00 | 12/4/2012 9:15:37 AM |
Ambassador | $26.00 | 12/4/2012 4:40:56 AM |
treasure-generator | $25.00 | 12/4/2012 9:53:53 AM |
pound-albatross7 | $250.00 | 12/4/2012 10:20:21 AM |
GrayStudio | $25.00 | 12/4/2012 11:14:57 AM |
silver-renaissance5 | $50.00 | 12/4/2012 11:41:21 PM |
openness-enforcer76 | $25.00 | 12/5/2012 10:06:33 AM |
heyokafinancial | $25.00 | 12/5/2012 10:12:33 AM |
NVSTRKOBALT | $25.00 | 12/5/2012 8:55:12 AM |
w3alter | $38.00 | 12/5/2012 9:54:26 AM |
mar97 | $25.00 | 12/5/2012 9:55:34 AM |
joyful-credit579 | $25.00 | 12/5/2012 10:37:42 AM |
Turtlebear44 | $25.00 | 12/5/2012 2:14:58 PM |
thrilling-commerce6 | $50.00 | 12/5/2012 4:33:54 PM |
meenan | $25.00 | 12/5/2012 6:52:08 PM |
ianakacg | $25.00 | 12/5/2012 6:01:13 PM |
origami-panda | $25.00 | 12/5/2012 5:46:42 PM |
cargo414 | $25.00 | 12/5/2012 9:48:09 PM |
newest-note-journey | $25.00 | 12/5/2012 6:21:31 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:36 AM |
bill-magnolia5 | $25.00 | 12/6/2012 8:53:16 AM |
immaculate-compassion8 | $25.00 | 12/6/2012 9:08:11 AM |
greenback-frog7 | $25.00 | 12/6/2012 9:37:18 AM |
networks4ever | $25.00 | 12/6/2012 9:39:01 AM |
bold-worth-wrangler | $25.00 | 12/6/2012 9:45:57 AM |
Dazz2061 | $25.00 | 12/6/2012 9:46:01 AM |
adventurer447 | $300.00 | 12/6/2012 9:59:05 AM |
bigladybug | $100.00 | 12/6/2012 10:03:06 AM |
Cheburashka | $30.00 | 12/6/2012 10:10:43 AM |
mtsilver | $25.00 | 12/6/2012 10:10:54 AM |
kind-payment-viking3 | $100.00 | 12/6/2012 10:13:00 AM |
awe-inspiring-fund0 | $25.00 | 12/6/2012 10:19:48 AM |
peso-genome | $38.00 | 12/6/2012 10:20:51 AM |
invincible-deal82 | $25.00 | 12/6/2012 9:31:49 AM |
krisran | $50.00 | 12/6/2012 9:37:10 AM |
top-tender-moola | $25.00 | 12/6/2012 10:34:17 AM |
DadWarbucks | $25.00 | 12/6/2012 9:13:34 AM |
mtp | $57.00 | 12/6/2012 9:14:17 AM |
TrustPlus | $50.00 | 12/6/2012 9:55:19 AM |
riproaringrapids | $50.00 | 12/6/2012 9:56:52 AM |
charming-economy438 | $25.00 | 12/6/2012 9:57:29 AM |
greenback-snowdome1 | $50.00 | 12/6/2012 9:57:53 AM |
tolstoy00 | $25.00 | 12/6/2012 10:01:16 AM |
fishintime | $76.00 | 12/6/2012 10:07:26 AM |
durability-officer | $50.00 | 12/6/2012 10:07:42 AM |
ijspence | $25.00 | 12/6/2012 10:08:08 AM |
skuba | $50.00 | 12/6/2012 10:10:29 AM |
ALVO | $50.00 | 12/6/2012 10:10:48 AM |
mvalley | $25.00 | 12/6/2012 9:44:51 AM |
majestic-dedication | $38.00 | 12/6/2012 10:17:22 AM |
shred123 | $25.00 | 12/6/2012 10:18:58 AM |
Atlanta-Buyer | $25.00 | 12/6/2012 10:20:16 AM |
wise-alluring-penny | $47.00 | 12/6/2012 9:55:36 AM |
Carpetkid | $54.00 | 12/6/2012 9:56:29 AM |
kewgdns | $30.00 | 12/6/2012 9:59:12 AM |
otalon | $25.00 | 12/6/2012 10:24:12 AM |
steiglends | $100.00 | 12/6/2012 10:01:18 AM |
selfmademan | $25.00 | 12/6/2012 10:26:30 AM |
emo13 | $68.00 | 12/6/2012 10:29:11 AM |
SpareChangeHero | $25.00 | 12/6/2012 10:03:42 AM |
ramsba | $50.00 | 12/6/2012 10:30:11 AM |
laudable-leverage6 | $46.00 | 12/6/2012 10:07:16 AM |
joshua18 | $25.00 | 12/6/2012 10:07:58 AM |
Preteur | $25.00 | 12/6/2012 10:08:14 AM |
michaelwong | $41.00 | 12/6/2012 10:38:35 AM |
benevolent-moola291 | $42.00 | 12/6/2012 10:40:57 AM |
a-unflappable-finance | $91.00 | 12/6/2012 10:15:59 AM |
methodical-principal2 | $25.00 | 12/6/2012 10:43:41 AM |
dpfl55 | $25.00 | 12/6/2012 10:44:21 AM |
affluence-tomahawk | $25.00 | 12/6/2012 10:57:57 AM |
chlebie | $50.00 | 12/6/2012 11:00:26 AM |
commerce-web5 | $25.00 | 12/6/2012 11:01:49 AM |
zoomdrm57 | $25.00 | 12/6/2012 11:03:22 AM |
flo_rida | $51.00 | 12/6/2012 11:03:54 AM |
market-assembler | $50.00 | 12/6/2012 11:05:08 AM |
thedoctor | $75.00 | 12/6/2012 11:05:32 AM |
midde551 | $25.00 | 12/6/2012 5:02:49 PM |
golden-responsibility189 | $100.00 | 12/6/2012 11:09:38 AM |
Never8to5 | $25.00 | 12/6/2012 10:41:27 AM |
ecstatic-kindness4 | $41.00 | 12/6/2012 10:43:53 AM |
friendly-community6 | $25.00 | 12/6/2012 10:43:55 AM |
williamdkit | $50.00 | 12/6/2012 5:25:18 PM |
orange-mindful-bazaar | $28.00 | 12/6/2012 10:50:35 AM |
topper480 | $25.00 | 12/6/2012 10:55:13 AM |
authentic-liberty7 | $25.00 | 12/6/2012 10:55:48 AM |
luminous-marketplace5 | $25.00 | 12/6/2012 11:01:29 AM |
psonicl | $26.00 | 12/6/2012 11:07:59 AM |
miked8303 | $75.00 | 12/6/2012 11:30:32 AM |
autonomous-openness5 | $25.00 | 12/6/2012 4:40:17 PM |
gain-cadence | $25.00 | 12/6/2012 12:19:38 PM |
WillandHelen | $31.87 | 12/6/2012 5:10:03 PM |
dmk2006 | $25.00 | 12/6/2012 4:40:59 PM |
6moonbeams | $50.00 | 12/6/2012 6:41:40 PM |
soulwork | $50.00 | 12/6/2012 6:44:23 PM |
fcukciti | $35.00 | 12/6/2012 5:47:42 PM |
djber | $29.75 | 12/6/2012 8:09:48 PM |
friendly-gold | $100.00 | 12/6/2012 6:10:54 PM |
awe-inspiring-commitment972 | $50.00 | 12/6/2012 5:42:32 PM |
srgriff | $25.00 | 12/6/2012 6:38:44 PM |
platinum-yoga | $25.00 | 12/6/2012 6:40:28 PM |
worth-mermaid5 | $50.00 | 12/6/2012 6:43:14 PM |
NDFIRTH | $50.00 | 12/6/2012 6:11:35 PM |
basis-mate7 | $25.00 | 12/6/2012 6:12:18 PM |
JBW-Capital | $25.00 | 12/6/2012 6:22:29 PM |
top-sensible-yield | $25.00 | 12/7/2012 3:19:27 AM |
mlbox3k | $25.00 | 12/7/2012 9:02:46 AM |
ore-jalapeno4 | $50.00 | 12/7/2012 9:06:49 AM |
lDewey | $25.00 | 12/7/2012 9:09:49 AM |
g0avs3327 | $25.00 | 12/7/2012 9:11:39 AM |
get30inc | $39.00 | 12/7/2012 9:14:31 AM |
KlotzLending | $25.00 | 12/7/2012 9:16:50 AM |
hostbank | $100.00 | 12/7/2012 9:26:09 AM |
dinero-speaker | $25.00 | 12/7/2012 9:01:57 AM |
payout-influencer2 | $25.00 | 12/7/2012 9:02:17 AM |
WxChem | $25.00 | 12/7/2012 9:28:06 AM |
the-magnetic-transaction | $200.00 | 12/7/2012 9:05:56 AM |
the-transaction-stronghold | $25.00 | 12/7/2012 9:32:58 AM |
honker425 | $50.00 | 12/7/2012 9:33:37 AM |
resolute-basis9 | $25.00 | 12/7/2012 9:34:39 AM |
knowledgeable-currency6 | $25.00 | 12/7/2012 9:36:12 AM |
Nishana | $25.00 | 12/7/2012 9:37:05 AM |
penny-firestarter | $25.00 | 12/7/2012 7:50:28 AM |
microeconomicwizadry | $25.00 | 12/7/2012 9:11:17 AM |
gristle | $25.00 | 12/7/2012 9:40:34 AM |
kchen486 | $50.00 | 12/7/2012 9:41:47 AM |
economy-molecule3 | $500.00 | 12/7/2012 9:42:05 AM |
Gabriel02 | $25.00 | 12/7/2012 9:14:45 AM |
jrbill1998 | $50.00 | 12/7/2012 9:43:16 AM |
tramb | $25.00 | 12/7/2012 8:14:38 AM |
postalwhiz | $25.00 | 12/7/2012 9:17:03 AM |
C_Mark | $50.00 | 12/7/2012 9:18:14 AM |
speedy-point4 | $35.00 | 12/7/2012 9:18:54 AM |
authoritative-capital | $86.96 | 12/7/2012 8:56:48 AM |
JJ9876 | $25.00 | 12/7/2012 9:20:18 AM |
pennyologist | $25.00 | 12/7/2012 9:01:55 AM |
Nikelaos | $25.00 | 12/7/2012 9:02:37 AM |
lizard_lips | $25.00 | 12/7/2012 9:56:39 AM |
benefit-prescription6 | $100.00 | 12/7/2012 9:03:46 AM |
focused-yield4 | $100.00 | 12/7/2012 9:24:49 AM |
iolaire | $25.00 | 12/7/2012 9:25:13 AM |
cash-sensai2 | $25.00 | 12/7/2012 10:01:41 AM |
intuitive-integrity9 | $28.00 | 12/7/2012 10:03:28 AM |
thevogelfamily | $30.00 | 12/7/2012 9:26:48 AM |
mooselegs19 | $25.00 | 12/7/2012 9:26:56 AM |
currency-chihuahua3 | $40.00 | 12/7/2012 10:05:57 AM |
the-magnificent-loan | $73.00 | 12/7/2012 10:06:15 AM |
DrMoneyBags | $31.00 | 12/7/2012 10:07:54 AM |
wonderous-principal083 | $25.00 | 12/7/2012 10:09:17 AM |
adaboy65 | $26.00 | 12/7/2012 9:10:39 AM |
bonanza1973 | $25.00 | 12/7/2012 10:11:05 AM |
blue-laudable-dinero | $25.00 | 12/7/2012 10:11:26 AM |
hayman2013 | $25.00 | 12/7/2012 9:31:16 AM |
Science7124 | $25.00 | 12/7/2012 9:32:02 AM |
Approved1234 | $25.00 | 12/7/2012 9:33:51 AM |
innocent-income4 | $25.00 | 12/7/2012 10:15:35 AM |
Ivan2007 | $50.00 | 12/7/2012 10:18:05 AM |
Taxman44 | $25.00 | 12/7/2012 9:17:52 AM |
socalavi8tor | $25.00 | 12/7/2012 10:20:29 AM |
Axium | $50.00 | 12/7/2012 9:38:25 AM |
harperpotok | $100.00 | 12/7/2012 10:21:27 AM |
precious-coin3 | $50.00 | 12/7/2012 10:22:33 AM |
deal-goliath4 | $500.00 | 12/7/2012 9:19:42 AM |
extraordinary-platinum727 | $25.00 | 12/7/2012 9:42:42 AM |
banjoey | $25.00 | 12/7/2012 9:19:48 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:21 AM |
ranstlin | $25.00 | 12/7/2012 10:26:06 AM |
studious-bonus7 | $100.00 | 12/7/2012 10:27:42 AM |
ready-bid9 | $50.00 | 12/7/2012 10:31:08 AM |
MONEYLENDER101 | $50.00 | 12/7/2012 10:32:51 AM |
versatilenyguy | $50.00 | 12/7/2012 10:32:54 AM |
dthompso | $29.00 | 12/7/2012 9:50:11 AM |
the-shrewd-wampum | $25.00 | 12/7/2012 10:33:46 AM |
IndyFab | $25.00 | 12/7/2012 9:51:35 AM |
dajen1 | $40.00 | 12/7/2012 9:25:43 AM |
siesta100 | $25.00 | 12/7/2012 10:34:56 AM |
banchan | $37.00 | 12/7/2012 10:36:26 AM |
urbane-deal152 | $50.00 | 12/7/2012 9:56:14 AM |
Relevance | $25.00 | 12/7/2012 9:57:36 AM |
fox798 | $25.00 | 12/7/2012 9:59:56 AM |
bid-pioneer3 | $50.00 | 12/7/2012 10:01:21 AM |
Chervianne | $50.00 | 12/7/2012 10:03:31 AM |
MrAndyman | $25.00 | 12/7/2012 10:03:54 AM |
velocity-scrutinzer6 | $50.00 | 12/7/2012 10:04:17 AM |
greenback-bull6 | $34.00 | 12/7/2012 9:34:54 AM |
oracle3 | $50.00 | 12/7/2012 10:07:06 AM |
Headhunter14 | $41.00 | 12/7/2012 10:08:25 AM |
MechEngineer | $25.00 | 12/7/2012 10:10:57 AM |
first-upright-payout | $25.00 | 12/7/2012 9:43:38 AM |
blue-calm-commitment | $25.00 | 12/7/2012 9:44:00 AM |
MasterKey | $25.00 | 12/7/2012 9:45:51 AM |
axamom | $25.00 | 12/7/2012 10:14:19 AM |
nimble-penny1 | $25.00 | 12/7/2012 9:47:37 AM |
note-pagoda1 | $89.00 | 12/7/2012 9:48:22 AM |
ThomasC | $41.00 | 12/7/2012 9:49:43 AM |
physicsjoe | $25.00 | 12/7/2012 9:53:11 AM |
loan-master996 | $50.00 | 12/7/2012 10:24:38 AM |
cardminger | $25.00 | 12/7/2012 10:30:45 AM |
andlifegoeson | $25.00 | 12/7/2012 10:31:52 AM |
orange-courageous-dedication | $25.00 | 12/7/2012 9:58:39 AM |
-------supporter | $100.00 | 12/7/2012 10:32:24 AM |
Worldskiboy | $50.00 | 12/7/2012 10:34:15 AM |
swm | $29.00 | 12/7/2012 10:03:49 AM |
worth-web5 | $50.00 | 12/7/2012 10:04:42 AM |
durban | $25.00 | 12/7/2012 10:05:01 AM |
maldok1 | $25.00 | 12/7/2012 10:06:00 AM |
Cash-Flow | $711.58 | 12/7/2012 10:36:54 AM |
Soxxes | $25.00 | 12/7/2012 10:23:02 AM |
flowerbear | $25.00 | 12/7/2012 10:24:21 AM |
brightest-affluence-motivator | $50.00 | 12/7/2012 10:27:39 AM |
Gunjin | $25.00 | 12/7/2012 10:28:24 AM |
djs81 | $75.00 | 12/7/2012 10:28:51 AM |
LenderOnWheels | $25.00 | 12/7/2012 10:29:17 AM |
rate-authority2 | $25.00 | 12/7/2012 10:34:22 AM |
mogul16 | $25.00 | 12/7/2012 10:34:35 AM |
474 Investments
|
Borrower Payment Dependent Notes Series
676674
This series of Notes was issued and sold upon the funding of the borrower loan #79153, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,600.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Nov-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-05-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $78.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1975 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 8y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,591 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| p2ploan-bandit6 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2042
Monthly expenses: $
Housing: $808
Insurance: $66.67
Car expenses: $80
Utilities: $125
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $20
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Wrats6 | $25.00 | 11/26/2012 9:08:40 AM |
octoberfresh | $25.00 | 11/26/2012 9:07:05 AM |
Silver_Rupee | $25.00 | 11/26/2012 11:06:10 AM |
well-rounded-payout0 | $50.00 | 11/26/2012 10:30:55 AM |
orange-preeminant-bill | $25.00 | 11/27/2012 4:11:19 AM |
WalnutCreekguy | $50.00 | 11/26/2012 7:02:00 PM |
Rogelio48 | $25.00 | 11/27/2012 8:01:38 AM |
Star_Witness | $25.00 | 11/26/2012 7:53:39 PM |
aquariano2 | $25.00 | 11/27/2012 8:02:39 AM |
Interest2thePeople | $100.00 | 11/27/2012 9:42:46 AM |
NickelSteamroller | $25.00 | 11/27/2012 5:43:43 PM |
asset-professor | $35.00 | 11/27/2012 6:03:23 PM |
deal-selector5 | $25.00 | 11/27/2012 5:55:17 PM |
Dubbs360 | $50.00 | 11/27/2012 6:28:11 PM |
bold-joyful-coin9 | $25.00 | 11/28/2012 9:16:23 AM |
engaging-repayment8 | $25.00 | 11/28/2012 11:33:28 AM |
authentic-finance194 | $300.00 | 11/28/2012 11:56:51 AM |
thrilling-fund427 | $50.00 | 11/28/2012 1:19:03 PM |
first-integrity-gravity | $50.00 | 11/29/2012 5:41:52 PM |
courteous-kindness1 | $25.00 | 11/30/2012 11:54:20 AM |
keen-economy6 | $25.00 | 12/1/2012 10:28:32 AM |
mmckune | $25.00 | 12/1/2012 12:53:24 PM |
balance-force | $35.00 | 12/1/2012 1:27:32 PM |
EL_Papin | $25.00 | 12/1/2012 3:14:18 PM |
kenji4861 | $25.00 | 12/1/2012 2:00:39 PM |
red-duty-carrier | $25.00 | 12/2/2012 12:46:32 PM |
a-restless-dollar | $25.00 | 12/2/2012 4:19:00 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:30 PM |
buffalobills | $25.00 | 12/3/2012 9:57:45 PM |
Leshan | $50.00 | 12/4/2012 7:16:56 AM |
the-enthralling-coin | $25.00 | 12/4/2012 10:39:12 AM |
repayment-liberator7 | $25.00 | 12/4/2012 1:30:12 PM |
scrooge2020 | $75.00 | 12/4/2012 6:41:39 PM |
nickel_finder | $25.00 | 12/4/2012 10:25:02 PM |
paradise-foothill | $50.00 | 12/4/2012 9:04:35 PM |
nvhm | $25.00 | 12/5/2012 6:00:06 AM |
EretzCapital | $65.00 | 12/5/2012 10:34:46 AM |
obduro_1 | $25.00 | 11/26/2012 11:08:11 AM |
treasure-bliss | $25.00 | 11/26/2012 12:50:50 PM |
return-point2 | $100.00 | 11/26/2012 5:45:54 PM |
thrilling-point2 | $40.00 | 11/27/2012 10:00:15 AM |
jiftostada | $25.00 | 11/27/2012 6:36:31 PM |
TumbleWeed88 | $25.00 | 11/27/2012 6:19:51 PM |
gokart83 | $25.00 | 11/28/2012 10:06:20 AM |
LuvToLend | $25.00 | 11/28/2012 10:37:32 AM |
Zingaro | $25.00 | 11/28/2012 10:13:58 AM |
money-baron | $100.00 | 11/28/2012 11:43:35 AM |
income-triangulation1 | $25.00 | 11/28/2012 4:35:06 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:24:07 AM |
ethical-truth211 | $200.00 | 11/29/2012 10:10:01 AM |
Kaj | $25.00 | 11/29/2012 6:30:33 PM |
ucantbeetit | $25.00 | 12/1/2012 1:09:57 PM |
industrious-p2ploan393 | $100.00 | 12/1/2012 8:44:57 PM |
wwwUniversal | $25.00 | 12/3/2012 9:59:08 AM |
successful-agreement7 | $100.00 | 12/3/2012 9:37:59 AM |
preventivepestcontrol | $25.00 | 12/3/2012 10:33:34 AM |
economy-caper9 | $25.00 | 12/4/2012 7:19:47 AM |
CA-Lender | $25.00 | 12/5/2012 7:27:21 AM |
Loan_Raider | $25.00 | 12/5/2012 7:34:12 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
676778
This series of Notes was issued and sold upon the funding of the borrower loan #79154, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Nov-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Nov-30-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $284.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,242 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-vigilance-whomper |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses: $1650
Housing: $ 700
Insurance: $300
Car expenses: $250
Utilities: $ 50
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $45.00 | 11/26/2012 5:08:50 PM |
bowdish1 | $25.00 | 11/26/2012 5:21:33 PM |
jubilant-capital1 | $25.00 | 11/26/2012 5:30:39 PM |
cash-delight1 | $25.00 | 11/26/2012 7:31:05 PM |
blueshound | $25.00 | 11/26/2012 8:29:42 PM |
octoberfresh | $25.00 | 11/26/2012 8:03:02 PM |
gravbox | $25.00 | 11/26/2012 8:05:33 PM |
nevee | $25.00 | 11/27/2012 9:16:24 AM |
golffish2 | $50.00 | 11/27/2012 4:09:19 AM |
Uylsses | $50.00 | 11/27/2012 7:38:37 AM |
phenomenal-rate1 | $500.00 | 11/27/2012 9:48:45 AM |
wealth-pipeline | $25.00 | 11/27/2012 10:02:04 AM |
transaction-seahorse0 | $25.00 | 11/27/2012 10:45:38 AM |
Nipper99 | $100.00 | 11/27/2012 3:32:48 PM |
TumbleWeed88 | $25.00 | 11/27/2012 11:32:10 AM |
compassion-twister2 | $50.00 | 11/27/2012 11:47:13 AM |
wise-charming-reward | $500.00 | 11/27/2012 3:24:58 PM |
PAPAT | $25.00 | 11/27/2012 4:37:38 PM |
DevinHill_IRA | $25.00 | 11/27/2012 6:25:16 PM |
radiant-dollar9 | $200.00 | 11/27/2012 5:30:29 PM |
first-graceful-contract | $25.00 | 11/28/2012 9:51:32 AM |
availableloan | $25.00 | 11/28/2012 10:08:49 AM |
hidavehi | $41.00 | 11/28/2012 10:28:21 AM |
reduce_US_govt_debt | $32.00 | 11/28/2012 12:16:53 PM |
riskreward | $250.00 | 11/28/2012 1:46:25 PM |
BlessedEveryDay | $25.00 | 11/28/2012 5:37:45 PM |
bid-starfish | $25.00 | 11/28/2012 7:25:31 PM |
john0720 | $25.00 | 11/29/2012 11:23:09 AM |
bazaar-tulip | $25.00 | 11/29/2012 5:31:26 PM |
KCEnterprises | $25.00 | 11/29/2012 4:57:05 PM |
mlm_invests | $25.00 | 11/30/2012 7:11:05 AM |
sharp-platinum326 | $25.00 | 11/30/2012 9:21:48 AM |
corndog4000 | $55.00 | 11/30/2012 9:56:47 AM |
Techne_Funds_LLC | $25.00 | 11/30/2012 12:59:00 PM |
bold-joyful-coin9 | $25.00 | 11/30/2012 1:10:40 PM |
Zion-CIF | $50.00 | 11/30/2012 1:51:02 PM |
capital-magician561 | $25.00 | 11/30/2012 2:59:13 PM |
rockhound84 | $25.00 | 11/30/2012 4:00:57 PM |
E-2 | $100.00 | 11/30/2012 4:13:30 PM |
finance-coyote3 | $2,800.00 | 11/30/2012 12:35:59 PM |
Astyanax | $40.00 | 11/30/2012 4:31:53 PM |
hillbilly-taco | $50.00 | 11/30/2012 12:56:34 PM |
Leshan | $50.00 | 11/30/2012 3:53:09 PM |
dunox | $75.00 | 11/30/2012 4:15:42 PM |
point-hunter4 | $25.00 | 11/30/2012 4:15:54 PM |
nickel-ferret | $25.00 | 11/30/2012 4:30:33 PM |
wetlands | $0.50 | 11/30/2012 4:32:18 PM |
commerce-artisan8 | $50.00 | 11/30/2012 4:24:42 PM |
prudent-bid3 | $40.00 | 11/30/2012 4:28:49 PM |
chrisb1414 | $25.00 | 11/30/2012 4:29:23 PM |
natural-affluence6 | $25.00 | 11/28/2012 1:03:29 PM |
marketplace-singularity3 | $100.00 | 11/26/2012 5:09:00 PM |
platinum-scientist9 | $25.00 | 11/26/2012 5:18:15 PM |
superb-funds335 | $25.00 | 11/26/2012 5:30:33 PM |
Nco | $100.00 | 11/26/2012 5:54:53 PM |
dedicated-contract755 | $40.00 | 11/26/2012 9:33:40 PM |
JeremyLinFan | $30.00 | 11/26/2012 10:15:49 PM |
natural-worth9 | $100.00 | 11/27/2012 6:19:05 AM |
cash-mad-scientist3 | $25.00 | 11/26/2012 7:51:10 PM |
entertaining-dollar298 | $25.00 | 11/26/2012 8:47:09 PM |
kind-euro-mirth | $50.00 | 11/27/2012 9:47:12 AM |
HoosierDaddie | $300.00 | 11/27/2012 9:56:11 AM |
tranquil-gain1 | $59.00 | 11/27/2012 10:06:48 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:24:37 AM |
ideal-peace5 | $100.00 | 11/27/2012 9:52:17 AM |
Zorro_970 | $100.00 | 11/27/2012 10:26:56 AM |
special-dinero553 | $25.00 | 11/27/2012 10:33:38 AM |
windguy | $50.00 | 11/27/2012 10:48:54 AM |
Vegasjim | $25.00 | 11/27/2012 11:33:36 AM |
Harry | $75.00 | 11/27/2012 11:26:15 AM |
careful-compassion | $25.00 | 11/27/2012 11:47:53 AM |
affluence-microscope2 | $200.00 | 11/27/2012 5:07:13 PM |
finance-relaxation3 | $25.00 | 11/27/2012 9:00:57 PM |
Christophe | $25.00 | 11/28/2012 7:06:38 AM |
Pickmar | $25.00 | 11/28/2012 11:12:14 AM |
openness-antioxidant | $100.00 | 11/29/2012 9:24:52 AM |
bonus-demon | $25.00 | 11/29/2012 9:55:45 AM |
friendinmoney | $25.00 | 11/29/2012 12:49:20 PM |
unassuming-p2ploan774 | $40.00 | 11/29/2012 7:00:01 PM |
repayment-pagoda8 | $100.00 | 11/30/2012 4:17:26 PM |
jcw3rd | $25.00 | 11/30/2012 2:34:07 PM |
Winged_Inspirations | $25.00 | 11/30/2012 2:41:46 PM |
Mommo | $50.00 | 11/30/2012 4:05:15 PM |
successful-agreement7 | $100.00 | 11/30/2012 4:20:43 PM |
abundanceforever | $52.50 | 11/30/2012 4:26:55 PM |
85 Investments
|
Borrower Payment Dependent Notes Series
676948
This series of Notes was issued and sold upon the funding of the borrower loan #78723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Nov-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 27.27% |
Borrower rate/APR:
| 28.27% / 30.93% |
Monthly payment:
| $219.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.93% | | |
| |
Estimated return*:
| 13.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 45% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,678 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| funds-pear3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off some bills and personal
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
capital-investor8 | $25.00 | 11/26/2012 9:34:00 AM |
SLN-10 | $60.00 | 11/26/2012 11:43:06 AM |
hope-den1 | $50.00 | 11/26/2012 2:58:09 PM |
receptive-affluence035 | $25.00 | 11/26/2012 10:27:01 AM |
open-minded-p2p1 | $25.00 | 11/26/2012 10:53:27 AM |
return-point2 | $100.00 | 11/26/2012 5:45:55 PM |
WalnutCreekguy | $50.00 | 11/26/2012 7:02:01 PM |
orange-preeminant-bill | $25.00 | 11/27/2012 4:18:48 AM |
thrilling-fund427 | $50.00 | 11/27/2012 10:07:10 AM |
vigorous-velocity | $300.00 | 11/27/2012 10:16:47 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:26:09 AM |
five-star-justice | $25.00 | 11/27/2012 11:09:39 AM |
Dubbs360 | $50.00 | 11/27/2012 6:28:11 PM |
kenji4861 | $25.00 | 11/29/2012 10:07:36 AM |
fervent-repayment | $100.00 | 11/30/2012 5:07:01 AM |
Weaverville | $25.00 | 12/1/2012 9:21:29 AM |
keen-economy6 | $25.00 | 12/1/2012 10:28:32 AM |
mindful-generosity1 | $50.00 | 12/1/2012 1:15:12 PM |
gold-sushi | $25.00 | 12/1/2012 1:54:42 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:31 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:24 PM |
hml | $50.00 | 12/3/2012 12:59:55 AM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:00 AM |
Zorro_970 | $34.00 | 12/3/2012 9:41:36 AM |
Haydn-sav | $25.00 | 12/3/2012 5:20:50 PM |
bazaar-tulip | $199.00 | 12/3/2012 6:38:58 PM |
Curly-Girly | $25.00 | 12/4/2012 8:23:56 AM |
repayment-liberator7 | $25.00 | 12/4/2012 1:10:27 PM |
ethical-truth211 | $150.00 | 12/4/2012 1:34:57 PM |
fervent-commerce | $60.00 | 12/4/2012 5:53:03 PM |
deal-selector5 | $25.00 | 12/4/2012 7:03:55 PM |
clean-penny059 | $100.00 | 12/4/2012 9:53:26 PM |
rjcoutur2001 | $107.10 | 12/5/2012 3:27:31 AM |
poolshark72 | $25.00 | 12/5/2012 12:55:09 PM |
ethical-truth211 | $50.00 | 12/5/2012 1:30:10 PM |
gjm6d | $25.00 | 12/5/2012 1:09:59 PM |
euro-spark | $25.00 | 12/5/2012 6:06:36 PM |
escharfer | $25.00 | 12/5/2012 6:21:42 PM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:11 AM |
Tscheddar | $25.00 | 12/6/2012 5:05:40 PM |
Ocean713 | $75.00 | 12/6/2012 12:12:39 PM |
Leshan | $50.00 | 12/7/2012 7:56:15 AM |
orearella3 | $30.00 | 12/7/2012 9:37:49 AM |
mercuriant | $25.00 | 12/7/2012 9:49:37 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:10 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 11:01:23 AM |
trumpeter391 | $25.00 | 12/7/2012 1:19:33 PM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:05 AM |
sweetsassymolassy | $25.00 | 12/7/2012 11:23:29 AM |
MOVet | $25.00 | 12/7/2012 2:29:50 PM |
kulender | $100.00 | 12/7/2012 1:18:36 PM |
dordee | $40.00 | 12/7/2012 5:54:17 PM |
MoneyForNothing | $18.43 | 12/7/2012 6:03:57 PM |
economy-coup | $200.00 | 11/29/2012 12:55:59 AM |
octoberfresh | $25.00 | 11/26/2012 9:07:06 AM |
lovely-currency3 | $50.00 | 11/26/2012 10:23:59 AM |
jiftostada | $25.00 | 11/26/2012 10:42:13 AM |
transparency-position | $100.00 | 11/26/2012 11:12:59 AM |
treasure-bliss | $25.00 | 11/26/2012 12:55:19 PM |
responsibility-butterfly | $50.00 | 11/26/2012 6:01:41 PM |
asset-professor | $35.00 | 11/26/2012 7:30:52 PM |
authentic-finance194 | $100.00 | 11/26/2012 8:08:44 PM |
LoanerPrincipal | $25.00 | 11/26/2012 9:47:34 PM |
LendingPimp_2 | $100.00 | 11/27/2012 12:05:14 AM |
Interest2thePeople | $100.00 | 11/27/2012 9:42:47 AM |
successful-agreement7 | $100.00 | 11/27/2012 5:20:59 PM |
LuvToLend | $25.00 | 11/28/2012 10:37:34 AM |
frogperson | $200.00 | 11/28/2012 9:53:04 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:28 AM |
Kaj | $25.00 | 11/29/2012 6:30:33 PM |
lean-dedication | $25.00 | 11/29/2012 6:18:25 PM |
profit-powerplant | $25.00 | 11/30/2012 11:56:51 AM |
dunox | $75.00 | 11/30/2012 4:16:33 PM |
a-credit-rotation | $25.00 | 11/30/2012 6:17:00 PM |
credit-adventurer313 | $27.00 | 12/1/2012 11:02:56 AM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:09 AM |
the-silver-blaster | $75.00 | 12/2/2012 12:50:43 PM |
wattboy | $25.00 | 12/3/2012 5:26:12 AM |
Bikram | $50.00 | 12/3/2012 10:35:18 AM |
cwss-lending | $25.00 | 12/3/2012 6:57:49 PM |
careful-vigilance4 | $25.00 | 12/4/2012 9:20:29 AM |
life-is-great | $25.00 | 12/4/2012 9:48:34 AM |
commerce-enlistment | $25.00 | 12/4/2012 2:24:24 PM |
E-2 | $100.00 | 12/4/2012 5:22:37 PM |
168RichCapital | $25.12 | 12/5/2012 6:50:51 AM |
point | $29.00 | 12/5/2012 10:13:03 AM |
point-oyster5 | $25.00 | 12/5/2012 10:38:08 AM |
Comoparklender | $25.00 | 12/5/2012 10:26:12 AM |
agalt | $40.00 | 12/5/2012 11:01:56 AM |
graceful-silver38 | $25.00 | 12/5/2012 1:35:12 PM |
fastmoney001 | $25.00 | 12/5/2012 3:10:40 PM |
money-baron | $68.00 | 12/5/2012 7:26:49 PM |
money-bauble | $100.00 | 12/5/2012 5:44:17 PM |
PeePaw | $25.00 | 12/6/2012 8:27:57 AM |
mauge35 | $34.35 | 12/5/2012 11:49:01 PM |
payout-mongoose | $25.00 | 12/6/2012 4:02:41 AM |
MoneyBadger | $25.00 | 12/6/2012 5:29:27 AM |
interstellar | $68.00 | 12/6/2012 9:03:13 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:42 AM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:14:59 AM |
zipemdown | $25.00 | 12/6/2012 6:03:40 PM |
Toby1montana | $50.00 | 12/7/2012 6:25:04 AM |
Wellman | $25.00 | 12/7/2012 9:51:12 AM |
deegeeman | $25.00 | 12/7/2012 10:37:23 AM |
farm592 | $25.00 | 12/7/2012 9:39:12 AM |
trajectory8 | $25.00 | 12/7/2012 10:13:17 AM |
yield-hut | $25.00 | 12/7/2012 11:17:04 AM |
Scoote2912 | $25.00 | 12/7/2012 11:24:19 AM |
unforgettable-wealth4 | $50.00 | 12/7/2012 10:59:51 AM |
thelovebug | $100.00 | 12/7/2012 11:33:08 AM |
CA-Lender | $25.00 | 12/7/2012 5:19:50 PM |
decisive-return611 | $100.00 | 12/7/2012 1:01:50 PM |
_G_ | $25.00 | 12/7/2012 3:28:38 PM |
miked8303 | $75.00 | 12/7/2012 6:02:33 PM |
LeReve | $500.00 | 12/7/2012 5:59:37 PM |
115 Investments
|
Borrower Payment Dependent Notes Series
677062
This series of Notes was issued and sold upon the funding of the borrower loan #79292, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Nov-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $297.88 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $5,334 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| No | | |
Screen name:
| discrete-wampum4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...renting to own a home. need a large down payment.
My financial situation:
I am a good candidate for this loan because...I am employed with a solid joj, steady income and I have a great work ethic that will carry me through to pay off the loan early.
Monthly net income: $4000.00
Monthly expenses: $100.00
Housing: $850.00
Insurance: $100.00
Car expenses: $497.00
Phone, cable, internet: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $25.00
Other expenses: $40.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rate-advocator7 | $250.00 | 11/25/2012 12:05:32 PM |
asset-professor | $35.00 | 11/25/2012 1:21:39 PM |
selector568 | $174.00 | 11/26/2012 9:31:54 AM |
successful-agreement7 | $100.00 | 11/27/2012 10:21:37 AM |
transaction-seahorse0 | $25.00 | 11/27/2012 10:47:03 AM |
NolockHolmes | $77.00 | 11/27/2012 6:12:48 PM |
DreisersFinancier | $50.00 | 11/29/2012 10:58:41 AM |
leodaguy | $100.00 | 11/30/2012 12:16:40 PM |
E-2 | $100.00 | 11/30/2012 4:14:37 PM |
Zorro_970 | $100.00 | 11/30/2012 4:22:54 PM |
keen-economy6 | $25.00 | 12/1/2012 10:28:31 AM |
truth-chooser1 | $25.00 | 12/1/2012 12:48:34 PM |
FL-Lender | $25.00 | 12/2/2012 5:16:04 AM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:37:55 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:13 PM |
social-zebra | $30.00 | 12/3/2012 9:59:53 AM |
point-oyster5 | $25.00 | 12/3/2012 6:44:25 PM |
careful-vigilance4 | $25.00 | 12/4/2012 9:20:27 AM |
life-is-great | $25.00 | 12/4/2012 9:48:27 AM |
djh47a | $25.00 | 12/4/2012 2:04:47 PM |
PFTLender | $25.00 | 12/4/2012 3:04:44 PM |
escharfer | $25.00 | 12/5/2012 6:21:38 PM |
newest-inspiring-power | $25.00 | 12/6/2012 8:07:45 AM |
versatile-dime442 | $900.00 | 12/6/2012 8:57:59 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:39 AM |
trajectory8 | $25.00 | 12/6/2012 10:05:40 AM |
MissionMicroFinance | $25.00 | 12/6/2012 10:10:19 AM |
economy-producer | $25.00 | 12/6/2012 5:00:45 PM |
Katburg | $25.00 | 12/7/2012 9:12:17 AM |
nodrivelpls | $25.00 | 12/7/2012 9:28:10 AM |
silver-enlightenment0 | $25.00 | 12/7/2012 9:48:34 AM |
productive-note2 | $50.00 | 12/7/2012 9:01:36 AM |
Thunderswan | $100.00 | 12/7/2012 9:28:03 AM |
economy-shrubbery6 | $25.00 | 12/7/2012 10:10:38 AM |
zone8 | $35.00 | 12/7/2012 10:13:24 AM |
Learning2Lend | $25.00 | 12/7/2012 10:18:16 AM |
money-surge1 | $25.00 | 12/7/2012 9:37:44 AM |
ErvLending | $25.00 | 12/7/2012 10:29:22 AM |
principal-cooker2 | $50.00 | 12/7/2012 10:33:08 AM |
handshake5 | $100.00 | 12/7/2012 9:54:04 AM |
perls | $75.00 | 12/7/2012 10:37:40 AM |
miked8303 | $75.00 | 12/7/2012 9:56:26 AM |
1randyp | $25.00 | 12/7/2012 9:56:30 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:04 AM |
dariop | $25.01 | 12/7/2012 10:04:38 AM |
gimmeopenroad | $50.00 | 12/7/2012 10:46:06 AM |
red-power-pecan | $50.00 | 12/7/2012 10:13:12 AM |
adventurer447 | $87.99 | 12/7/2012 10:48:59 AM |
52digital | $75.00 | 12/7/2012 10:19:18 AM |
wise-deal-panda | $82.00 | 12/7/2012 10:04:06 AM |
igloo268 | $25.00 | 12/7/2012 10:35:18 AM |
melodious-fairness | $50.00 | 12/7/2012 10:41:54 AM |
authoritative-platinum7 | $50.00 | 12/7/2012 10:18:02 AM |
commerce-viking1 | $50.00 | 12/7/2012 10:20:59 AM |
top-asset-chemistry | $25.00 | 12/7/2012 10:48:27 AM |
dough-bear | $25.00 | 12/7/2012 10:34:11 AM |
rs999 | $25.00 | 12/7/2012 10:36:40 AM |
decisive-income7 | $250.00 | 11/26/2012 9:30:34 AM |
BostonCapital | $100.00 | 11/25/2012 12:38:30 PM |
open-minded-p2p1 | $25.00 | 11/25/2012 12:51:26 PM |
responsibility-butterfly | $50.00 | 11/26/2012 6:58:29 AM |
return-point2 | $100.00 | 11/26/2012 5:45:42 PM |
WalnutCreekguy | $50.00 | 11/26/2012 7:01:30 PM |
appetizing-loyalty354 | $25.00 | 11/27/2012 12:06:51 PM |
kenji4861 | $25.00 | 11/28/2012 10:15:03 AM |
LuvToLend | $25.00 | 11/28/2012 10:37:26 AM |
glimmering-funds2 | $25.00 | 11/28/2012 5:00:50 PM |
Mucman72 | $25.00 | 11/28/2012 5:08:15 PM |
loyalist1 | $150.00 | 11/29/2012 7:33:15 AM |
Kaj | $25.00 | 11/29/2012 6:30:24 PM |
Investor_DP | $200.00 | 11/30/2012 9:43:29 AM |
YampaQuant | $25.00 | 11/30/2012 11:06:01 AM |
dunox | $75.00 | 11/30/2012 4:16:33 PM |
ouyangers | $50.00 | 12/1/2012 4:30:44 AM |
Weaverville | $25.00 | 12/1/2012 9:21:25 AM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:07 AM |
balance-force | $35.00 | 12/1/2012 1:27:26 PM |
d2vid | $50.00 | 12/1/2012 5:03:13 PM |
Bikram | $50.00 | 12/3/2012 10:35:12 AM |
bazaar-tulip | $500.00 | 12/3/2012 6:38:57 PM |
first-friendly-listing | $47.00 | 12/3/2012 6:23:21 PM |
bitterroot_mt | $25.00 | 12/5/2012 7:51:25 AM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:29 PM |
fastmoney001 | $25.00 | 12/5/2012 6:19:24 PM |
auction-iris9 | $120.00 | 12/5/2012 5:33:07 PM |
platinum-attraction | $25.00 | 12/5/2012 11:35:37 PM |
bill-magnolia5 | $25.00 | 12/6/2012 8:53:20 AM |
sincere-funds470 | $50.00 | 12/6/2012 10:11:30 AM |
Tscheddar | $25.00 | 12/6/2012 5:05:12 PM |
professional-vigilance9 | $100.00 | 12/6/2012 6:50:45 PM |
pierrelasvegas | $25.00 | 12/7/2012 4:09:14 AM |
zipemdown | $25.00 | 12/6/2012 6:03:20 PM |
Toby1montana | $50.00 | 12/7/2012 6:25:00 AM |
prescription0 | $25.00 | 12/7/2012 9:42:36 AM |
JGENERAL | $25.00 | 12/7/2012 9:50:58 AM |
mikbos | $25.00 | 12/7/2012 10:07:21 AM |
Cai8899 | $25.00 | 12/7/2012 10:24:56 AM |
brightest-affluence-motivator | $46.00 | 12/7/2012 10:27:39 AM |
unassailable-fund | $40.00 | 12/7/2012 9:46:34 AM |
productive-principal7 | $25.00 | 12/7/2012 10:39:59 AM |
Frenchynh | $25.00 | 12/7/2012 10:48:06 AM |
oreyedoc | $50.00 | 12/7/2012 10:16:02 AM |
Wellman | $25.00 | 12/7/2012 9:51:10 AM |
powerplant62 | $25.00 | 12/7/2012 10:31:22 AM |
EBITDA | $25.00 | 12/7/2012 10:31:44 AM |
social-cocktail1 | $200.00 | 12/7/2012 10:32:10 AM |
elegant-hope578 | $50.00 | 12/7/2012 10:34:03 AM |
fighter122 | $25.00 | 12/7/2012 10:34:29 AM |
MakeItPour | $25.00 | 12/7/2012 10:39:24 AM |
cp-family | $75.00 | 12/7/2012 10:46:33 AM |
Tylerh | $250.00 | 12/7/2012 10:46:40 AM |
dedicated-transaction796 | $25.00 | 12/7/2012 10:31:34 AM |
ventureboy | $30.00 | 12/7/2012 10:34:07 AM |
deegeeman | $25.00 | 12/7/2012 10:37:19 AM |
euro-speaker8 | $186.00 | 12/7/2012 10:40:04 AM |
115 Investments
|
Borrower Payment Dependent Notes Series
677146
This series of Notes was issued and sold upon the funding of the borrower loan #78768, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,937.82 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 6.74% |
Listing Start date:
| Nov-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $544.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 9.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,400 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-worldly-market |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To lower existing interest rates
This loan will be used to.. Pay off credit card debt; purchase a used car
My financial situation: I am receiving Social Security Income
I am a good candidate for this loan because... I am never late on payments; I pay more than the minimum balance on my credit cards; I pay almost $450.00 a month
Monthly net income: $ 768.00
Monthly expenses: $0
Housing: $0
Insurance: $ 100.00
Car expenses: $ 0
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $
Clothing, household expenses: $ 20.00
Credit cards and other loans: $ 0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $1,000.00 | 11/26/2012 11:34:20 AM |
DreDub | $25.00 | 12/10/2012 5:53:37 AM |
berniemadeoff | $70.00 | 11/26/2012 10:23:03 AM |
formula842 | $25.00 | 11/26/2012 9:12:53 AM |
Harry | $75.00 | 11/26/2012 12:02:59 PM |
cash-delight1 | $25.00 | 11/26/2012 10:17:47 AM |
valiant-return584 | $50.00 | 11/26/2012 10:25:22 AM |
return-point2 | $100.00 | 11/26/2012 5:45:55 PM |
WalnutCreekguy | $50.00 | 11/26/2012 7:02:03 PM |
j2ee | $50.00 | 11/27/2012 9:51:13 AM |
riskreward | $250.00 | 11/27/2012 4:09:43 PM |
generous-deal6 | $25.00 | 11/27/2012 11:11:26 PM |
prudent-dough458 | $25.00 | 11/28/2012 6:33:01 PM |
abundanceforever | $52.50 | 11/29/2012 10:55:59 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:43 PM |
tech310 | $50.00 | 11/30/2012 9:49:53 AM |
E-2 | $100.00 | 11/30/2012 4:13:55 PM |
dunox | $75.00 | 11/30/2012 4:16:05 PM |
kulender | $100.00 | 11/30/2012 6:10:05 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:09 AM |
Weaverville | $25.00 | 12/1/2012 9:21:30 AM |
balance-force | $35.00 | 12/1/2012 1:27:34 PM |
lionheart722 | $25.00 | 12/1/2012 1:52:43 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:27 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:33:37 AM |
HoosierDaddie | $300.00 | 12/3/2012 5:18:30 PM |
progressive-gold6 | $100.00 | 12/3/2012 5:42:18 PM |
principal-cooker2 | $50.00 | 12/4/2012 9:27:25 AM |
fervent-repayment | $70.00 | 12/4/2012 10:03:05 AM |
PFTLender | $25.00 | 12/4/2012 3:04:52 PM |
amicablenemesis | $50.00 | 12/5/2012 10:30:48 AM |
escharfer | $25.00 | 12/5/2012 6:21:43 PM |
auction-iris9 | $82.00 | 12/6/2012 9:52:24 AM |
debtfree_lender_777 | $25.00 | 12/6/2012 10:02:14 AM |
richboy56 | $25.00 | 12/6/2012 7:37:18 PM |
MrBailey | $25.00 | 12/7/2012 9:04:37 AM |
transparency-river1 | $750.00 | 12/7/2012 9:11:29 AM |
jazzlender | $50.00 | 12/7/2012 9:45:26 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:24 AM |
deegeeman | $25.00 | 12/7/2012 10:37:23 AM |
velocity-solo | $25.00 | 12/7/2012 10:50:32 AM |
repayment-walnut2 | $25.00 | 12/7/2012 10:58:50 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:11 AM |
decisive-return611 | $100.00 | 12/7/2012 1:01:50 PM |
hitsman | $50.00 | 12/7/2012 10:47:50 AM |
adaboy65 | $75.00 | 12/7/2012 11:21:31 AM |
villagers | $50.00 | 12/7/2012 2:07:21 PM |
907 | $58.31 | 12/7/2012 2:01:19 PM |
dordee | $44.47 | 12/7/2012 5:54:53 PM |
LeReve | $500.00 | 12/7/2012 5:59:32 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:40:56 PM |
new-gold-wrangler | $1,000.00 | 12/7/2012 5:23:17 PM |
melodious-rupee3 | $25.00 | 12/7/2012 5:43:58 PM |
mlpinz | $25.00 | 12/7/2012 7:34:59 PM |
emergeo | $74.79 | 12/7/2012 9:02:33 PM |
AmericanCowboy | $28.60 | 12/7/2012 6:45:53 PM |
porwestco | $25.00 | 12/8/2012 3:44:34 AM |
rescue | $46.00 | 12/8/2012 12:28:30 PM |
Beld | $50.00 | 12/8/2012 12:44:52 PM |
micko | $25.00 | 12/8/2012 1:06:07 PM |
finance-prescription | $100.00 | 12/8/2012 12:31:30 PM |
valiant-liberty4 | $25.00 | 12/8/2012 12:45:49 PM |
durability-mad-scientist4 | $29.00 | 12/8/2012 1:30:46 PM |
pound-mushroom3 | $25.00 | 12/8/2012 1:55:32 PM |
duty-viola | $35.00 | 12/8/2012 1:19:11 PM |
a-resplendent-commitment | $25.00 | 12/9/2012 7:22:53 AM |
yield-hut | $25.00 | 12/8/2012 5:35:18 PM |
giggling_DB | $25.00 | 12/9/2012 12:03:28 PM |
eastboimerchandise | $29.01 | 12/8/2012 7:40:25 PM |
worlds-best-benjamins | $25.00 | 12/8/2012 3:34:10 PM |
Kissabledevil | $25.00 | 12/8/2012 7:09:25 PM |
BGILlender | $36.00 | 12/8/2012 9:20:30 PM |
best-charming-leverage | $50.00 | 12/9/2012 12:14:41 PM |
luann199 | $25.00 | 12/9/2012 12:22:04 PM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:39 AM |
reverent-greenback219 | $25.00 | 12/9/2012 2:03:29 PM |
Pressure_Drop | $25.00 | 12/9/2012 12:37:19 PM |
top-economy-mover | $25.00 | 12/9/2012 2:24:17 PM |
the-principal-reactor4 | $50.00 | 12/9/2012 7:01:16 PM |
roadredwood | $25.00 | 12/10/2012 8:36:05 AM |
stills | $50.00 | 12/10/2012 5:27:13 AM |
respectful-pound | $51.14 | 12/10/2012 8:06:04 AM |
newest-organic-rupee | $25.00 | 12/9/2012 9:12:55 PM |
justice-economist | $25.00 | 12/10/2012 9:03:31 AM |
burrben | $50.00 | 12/10/2012 6:17:43 AM |
BostonCapital | $100.00 | 11/26/2012 9:10:06 AM |
octoberfresh | $25.00 | 11/26/2012 9:12:05 AM |
fervent-commerce | $25.00 | 11/26/2012 6:09:55 PM |
nickel-ferret | $25.00 | 11/27/2012 10:36:17 AM |
transaction-seahorse0 | $25.00 | 11/27/2012 10:46:26 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:25:28 AM |
monster4 | $50.00 | 11/27/2012 11:01:21 AM |
commerce-artisan8 | $50.00 | 11/27/2012 5:27:06 PM |
dunkard13 | $100.00 | 11/28/2012 9:26:50 AM |
successful-agreement7 | $100.00 | 11/28/2012 1:28:15 PM |
Zorro_970 | $100.00 | 11/28/2012 1:30:27 PM |
glimmering-funds2 | $25.00 | 11/28/2012 5:00:53 PM |
bright-idea11 | $25.00 | 11/28/2012 6:22:33 PM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:07 AM |
persist_in_doing | $25.00 | 11/29/2012 6:51:57 PM |
kfrench | $31.00 | 11/30/2012 12:50:55 PM |
Mommo | $50.00 | 11/30/2012 4:05:27 PM |
payout-paradise5 | $25.00 | 12/1/2012 12:00:59 PM |
pierrelasvegas | $25.00 | 12/1/2012 12:06:35 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:37:55 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:25 PM |
Bikram | $50.00 | 12/3/2012 10:35:19 AM |
five-star-note | $25.00 | 12/3/2012 12:48:38 PM |
radiant-dollar9 | $94.00 | 12/3/2012 5:48:14 PM |
GenerousGentleMan | $25.00 | 12/3/2012 5:01:13 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:29 PM |
Munnie | $50.00 | 12/4/2012 6:19:17 AM |
life-is-great | $25.00 | 12/4/2012 9:48:36 AM |
fantastic-wampum1 | $100.00 | 12/4/2012 5:22:47 PM |
first-pragmatic-power | $25.00 | 12/5/2012 9:06:50 AM |
silver-enlightenment0 | $25.00 | 12/5/2012 9:40:01 AM |
point-oyster5 | $25.00 | 12/5/2012 10:38:09 AM |
wise-virtuous-vigilance | $100.00 | 12/5/2012 10:48:11 AM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:31 PM |
BankofRon_IRA | $100.00 | 12/5/2012 5:53:49 PM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:00 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:42 AM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:12 AM |
miked8303 | $75.00 | 12/6/2012 11:30:38 AM |
resolute-felicity353 | $25.00 | 12/6/2012 6:12:04 PM |
zipemdown | $25.00 | 12/6/2012 6:03:41 PM |
professional-vigilance9 | $99.00 | 12/6/2012 6:50:48 PM |
repayment-chihuahua3 | $25.00 | 12/7/2012 6:04:37 AM |
Toby1montana | $50.00 | 12/7/2012 6:25:04 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:07 AM |
gethsemane4 | $25.00 | 12/7/2012 9:25:35 AM |
CAGE-Investments | $25.00 | 12/7/2012 9:28:37 AM |
Thunderswan | $36.00 | 12/7/2012 9:27:58 AM |
Cai8899 | $25.00 | 12/7/2012 10:24:57 AM |
money-baron | $100.00 | 12/7/2012 10:55:23 AM |
1randyp | $25.00 | 12/7/2012 9:56:33 AM |
genius520 | $100.00 | 12/7/2012 11:04:03 AM |
inspired-investment8 | $54.00 | 12/7/2012 10:49:52 AM |
cberthiaume | $25.00 | 12/7/2012 12:53:26 PM |
Comoparklender | $25.00 | 12/7/2012 10:53:15 AM |
_G_ | $25.00 | 12/7/2012 3:28:39 PM |
Peacepower | $35.00 | 12/7/2012 3:43:40 PM |
MAYBROOK | $25.00 | 12/7/2012 12:23:36 PM |
income-buffalo1 | $50.00 | 12/7/2012 7:59:58 PM |
capital-web7 | $50.00 | 12/7/2012 8:51:51 PM |
resplendent-dollar | $25.00 | 12/8/2012 2:29:32 AM |
PALenderMan | $307.00 | 12/7/2012 6:36:09 PM |
cunning-truth6 | $50.00 | 12/8/2012 3:55:09 AM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:41 PM |
Wulfpack | $25.00 | 12/7/2012 6:24:41 PM |
pinkblisslove | $25.00 | 12/7/2012 11:51:16 PM |
a-helping-hand | $200.00 | 12/7/2012 7:56:21 PM |
social-cocktail1 | $200.00 | 12/8/2012 12:23:39 PM |
NorthernFunds | $50.00 | 12/8/2012 9:52:54 AM |
Aeroman32 | $25.00 | 12/8/2012 11:33:23 AM |
durability-ace9 | $25.00 | 12/8/2012 1:24:49 PM |
BluElephant | $50.00 | 12/8/2012 1:29:13 PM |
sappy02 | $50.00 | 12/8/2012 1:41:56 PM |
basis-drummer | $25.00 | 12/8/2012 12:15:34 PM |
ryanplays311 | $25.00 | 12/8/2012 12:52:30 PM |
TheArtOfLogic | $25.00 | 12/8/2012 1:19:17 PM |
note-admiral548 | $25.00 | 12/9/2012 4:18:57 AM |
tender-commerce8 | $50.00 | 12/8/2012 1:39:10 PM |
asset-spa3 | $250.00 | 12/8/2012 4:51:30 PM |
superb-fund9 | $25.00 | 12/8/2012 4:12:32 PM |
winmals | $25.00 | 12/9/2012 8:19:41 AM |
tranquil-diversification8 | $50.00 | 12/9/2012 10:29:28 AM |
community-engine750 | $25.00 | 12/9/2012 12:53:11 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:06 PM |
forthright-affluence3 | $30.00 | 12/10/2012 3:35:50 AM |
plentiful-note6 | $25.00 | 12/10/2012 6:14:15 AM |
ruralgold | $25.00 | 12/10/2012 7:51:25 AM |
compassionate-auction6 | $150.00 | 12/10/2012 9:02:57 AM |
profitable-commerce822 | $25.00 | 12/10/2012 12:17:51 AM |
jetspeedfuture | $35.00 | 12/9/2012 5:08:38 PM |
finance-coyote3 | $2,000.00 | 12/10/2012 5:09:24 AM |
ahalls | $25.00 | 12/10/2012 9:01:47 AM |
compassion-expert | $25.00 | 12/10/2012 9:04:46 AM |
Zion-CIF | $25.00 | 12/10/2012 5:46:52 AM |
bkwest01 | $50.00 | 12/10/2012 7:22:37 AM |
debt-force | $25.00 | 12/10/2012 9:01:53 AM |
181 Investments
|
Borrower Payment Dependent Notes Series
677152
This series of Notes was issued and sold upon the funding of the borrower loan #79093, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $22,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| Nov-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 13.21% |
Borrower rate/APR:
| 14.21% / 16.52% |
Monthly payment:
| $514.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.74% | | |
| |
Estimated return*:
| 9.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 25% |
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 18y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,676 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sentimental-capital359 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate my credit card debt
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $1,000.00 | 11/29/2012 11:43:32 AM |
jubilant-capital1 | $25.00 | 11/26/2012 5:03:53 PM |
yield-voyager8 | $25.00 | 11/26/2012 8:29:56 PM |
octoberfresh | $25.00 | 11/26/2012 8:03:03 PM |
ready-interest9 | $25.00 | 11/26/2012 8:04:37 PM |
Zolton | $300.00 | 11/27/2012 9:43:16 AM |
Sagamore | $200.00 | 11/27/2012 11:56:19 AM |
natural-worth9 | $75.00 | 11/27/2012 4:25:57 PM |
loan-mongoose1 | $25.00 | 11/28/2012 5:19:49 PM |
dunkard13 | $100.00 | 11/28/2012 5:40:58 PM |
indomitable-coin | $25.00 | 11/28/2012 6:46:02 PM |
Lender2895a | $100.00 | 11/29/2012 5:06:41 AM |
loot-prescription3 | $40.00 | 11/29/2012 5:58:49 AM |
SBT | $25.00 | 11/29/2012 10:06:07 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:10 AM |
wetlands | $200.00 | 11/29/2012 10:59:09 AM |
IPlayOutsideTheBox | $25.00 | 11/30/2012 4:24:34 AM |
franzzua | $25.00 | 11/30/2012 6:47:52 AM |
auction-iris9 | $120.00 | 11/30/2012 9:26:05 AM |
repayment-pagoda8 | $100.00 | 11/30/2012 4:17:15 PM |
first-credit-meridian | $25.00 | 11/30/2012 1:03:40 PM |
supersarah61 | $25.00 | 11/30/2012 4:57:13 PM |
reinforced-velocity158 | $150.00 | 11/30/2012 8:42:25 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:23:33 AM |
phenomenal-gain5 | $25.00 | 12/1/2012 8:40:07 AM |
balance-force | $35.00 | 12/1/2012 1:27:37 PM |
mindful-generosity1 | $50.00 | 12/1/2012 1:15:18 PM |
JTHarris | $25.00 | 12/1/2012 2:56:57 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:32 PM |
credit-maple | $25.00 | 12/3/2012 10:26:43 AM |
Bikram | $50.00 | 12/3/2012 10:35:28 AM |
dukeiyer | $25.00 | 12/3/2012 10:48:56 AM |
Interest2thePeople | $100.00 | 12/3/2012 5:13:22 PM |
Proactive-Financial-Lending | $25.00 | 12/3/2012 5:56:00 PM |
Munnie | $50.00 | 12/4/2012 6:19:20 AM |
life-is-great | $25.00 | 12/4/2012 9:48:39 AM |
Investoman | $25.00 | 12/4/2012 10:33:52 AM |
Aldebtaran | $25.00 | 12/5/2012 10:29:06 AM |
proper-exchange8 | $50.00 | 12/5/2012 10:36:52 AM |
imlosttoo | $25.00 | 12/5/2012 9:40:51 AM |
jonmars | $25.00 | 12/5/2012 10:48:36 AM |
american6 | $50.00 | 12/5/2012 10:50:58 AM |
IP | $25.00 | 12/5/2012 5:32:03 PM |
AFairDeal | $25.00 | 12/5/2012 5:10:34 PM |
awwaww | $25.00 | 12/5/2012 6:31:52 PM |
cahjoon | $25.00 | 12/6/2012 10:59:38 AM |
organized-commerce4 | $25.00 | 12/6/2012 11:07:05 AM |
careful-dinero21 | $25.00 | 12/6/2012 1:31:36 PM |
Good-Yield | $25.00 | 12/6/2012 2:41:41 PM |
miked8303 | $75.00 | 12/6/2012 11:30:40 AM |
Bendistraw | $50.00 | 12/6/2012 5:54:37 PM |
resolute-felicity353 | $25.00 | 12/6/2012 6:12:10 PM |
Coppercanyon | $25.00 | 12/7/2012 9:00:35 AM |
progressive-economy261 | $400.00 | 12/7/2012 9:00:47 AM |
compatible-power8 | $25.00 | 12/7/2012 9:05:37 AM |
AceNow | $50.00 | 12/7/2012 9:11:36 AM |
bb575 | $50.00 | 12/7/2012 7:11:39 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:25 AM |
the-silver-blaster | $75.00 | 12/7/2012 9:24:22 AM |
trident9 | $29.00 | 12/7/2012 9:00:58 AM |
debtfreenow-82 | $50.00 | 12/7/2012 9:38:34 AM |
bold-worth-wrangler | $50.00 | 12/7/2012 9:30:41 AM |
leeball | $50.00 | 12/7/2012 9:27:48 AM |
adaboy65 | $75.00 | 12/7/2012 11:21:34 AM |
inspired-investment8 | $100.00 | 12/7/2012 10:49:53 AM |
jybank | $50.00 | 12/7/2012 11:29:39 AM |
subtle-social4 | $25.00 | 12/7/2012 11:39:30 AM |
mtquan | $25.00 | 12/7/2012 11:02:01 AM |
Index_Plus | $4,000.00 | 12/7/2012 3:38:12 PM |
britgsb | $50.00 | 12/7/2012 11:05:46 AM |
newest-note-journey | $25.00 | 12/7/2012 11:07:07 AM |
educationfirst | $50.00 | 12/7/2012 11:09:19 AM |
cocopuffs | $25.00 | 12/7/2012 4:37:40 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:38:05 PM |
responsible-finance9 | $25.01 | 12/7/2012 12:03:14 PM |
DadWarbucks | $25.00 | 12/7/2012 5:47:42 PM |
unassuming-p2ploan774 | $40.00 | 12/7/2012 5:16:37 PM |
jdrez | $100.00 | 12/7/2012 5:24:38 PM |
dordee | $60.00 | 12/7/2012 5:55:29 PM |
_G_ | $25.00 | 12/7/2012 3:28:40 PM |
Tasmir | $25.00 | 12/7/2012 6:00:44 PM |
dollar-transporter3 | $25.00 | 12/7/2012 3:55:04 PM |
persistent-dinero953 | $25.00 | 12/7/2012 4:21:24 PM |
MadHun | $200.00 | 12/7/2012 5:45:17 PM |
JMH1979 | $34.27 | 12/7/2012 4:48:58 PM |
dollar-doughnut6 | $36.00 | 12/7/2012 5:09:02 PM |
chief64 | $200.00 | 12/7/2012 5:48:05 PM |
ready-bid9 | $50.00 | 12/7/2012 6:21:16 PM |
pound-albatross7 | $34.00 | 12/7/2012 6:24:30 PM |
rcm87 | $50.00 | 12/7/2012 6:45:05 PM |
loan-warrior | $25.00 | 12/7/2012 7:21:30 PM |
6moonbeams | $50.00 | 12/7/2012 5:57:44 PM |
deal-scientist5 | $50.00 | 12/8/2012 3:39:29 AM |
authentic-liberty7 | $25.00 | 12/7/2012 7:27:38 PM |
bibleinvestor3 | $25.00 | 12/8/2012 5:03:20 AM |
w3alter | $50.00 | 12/8/2012 12:09:39 PM |
ethical-truth211 | $400.00 | 12/8/2012 7:04:43 AM |
Henrylin | $25.00 | 12/7/2012 7:59:02 PM |
diversification-medalist | $25.00 | 12/8/2012 12:23:16 PM |
payout-magician | $25.00 | 12/8/2012 12:28:16 PM |
adaptable-benefit6 | $25.00 | 12/8/2012 10:42:12 AM |
bonafide-yield351 | $25.00 | 12/8/2012 4:55:59 AM |
commerce-doughnut7 | $25.00 | 12/8/2012 5:15:50 AM |
-PJC- | $25.00 | 12/8/2012 8:41:05 AM |
dollars4debts | $25.00 | 12/8/2012 10:14:32 AM |
unassailable-funds754 | $25.00 | 12/8/2012 1:16:47 PM |
compatible-deal9 | $25.00 | 12/8/2012 12:24:38 PM |
the-enthralling-coin | $25.00 | 12/8/2012 12:32:11 PM |
mathomas3 | $25.00 | 12/8/2012 1:30:51 PM |
Koomarbit | $30.00 | 12/8/2012 1:31:55 PM |
dpfl55 | $25.00 | 12/8/2012 1:34:16 PM |
RocketSurgeon | $25.00 | 12/8/2012 12:53:10 PM |
networks4ever | $25.00 | 12/8/2012 12:17:50 PM |
peace-banjo518 | $30.00 | 12/8/2012 2:19:49 PM |
DaveTheWave | $25.00 | 12/8/2012 3:02:01 PM |
sturdy-fairness0 | $100.00 | 12/8/2012 12:48:16 PM |
Peacepower | $35.00 | 12/8/2012 1:27:04 PM |
new-truth-chuckler | $33.00 | 12/8/2012 1:32:08 PM |
ItsJustMe79 | $25.00 | 12/8/2012 12:57:55 PM |
minista | $25.00 | 12/8/2012 1:02:37 PM |
gallant-economy9 | $50.00 | 12/8/2012 1:04:21 PM |
FORESTCITYCAPITAL | $25.00 | 12/8/2012 1:54:20 PM |
iem2509 | $25.00 | 12/8/2012 2:03:04 PM |
CreditBuilder2 | $47.00 | 11/26/2012 10:23:45 PM |
glimmering-liberty616 | $25.00 | 11/27/2012 9:20:56 AM |
windguy | $50.00 | 11/27/2012 10:48:10 AM |
tender-integrity3 | $100.00 | 11/28/2012 7:10:04 PM |
Castellan | $50.00 | 11/28/2012 6:47:53 PM |
astute-benjamins | $25.00 | 11/29/2012 7:06:38 AM |
Arvicco | $400.00 | 11/29/2012 11:10:37 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:45 PM |
justreturns | $25.00 | 11/30/2012 11:08:06 AM |
compoundinterest | $25.00 | 11/30/2012 10:22:16 AM |
leodaguy | $100.00 | 11/30/2012 12:14:29 PM |
riskreward | $250.00 | 11/30/2012 4:39:06 PM |
Sanford-N-Sons | $25.00 | 11/30/2012 5:22:05 PM |
capital-magician561 | $25.00 | 11/30/2012 2:59:14 PM |
dunox | $75.00 | 11/30/2012 4:15:06 PM |
transparency-sequoia6 | $100.00 | 11/30/2012 4:20:10 PM |
power-kin | $50.00 | 12/1/2012 5:33:37 AM |
MorleyTwirl | $100.00 | 12/1/2012 9:03:28 AM |
EJPiper | $25.00 | 12/1/2012 9:45:23 AM |
magical-credit523 | $25.00 | 12/1/2012 1:36:13 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:32 PM |
yield-seeker | $25.00 | 12/1/2012 1:51:57 PM |
point-oyster5 | $25.00 | 12/2/2012 12:17:12 PM |
sincere-moola474 | $100.00 | 12/2/2012 1:28:41 PM |
lions_crown | $50.00 | 12/3/2012 6:10:09 AM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:27:52 PM |
wampum-influencer | $25.00 | 12/2/2012 4:58:44 PM |
successful-agreement7 | $100.00 | 12/3/2012 5:32:10 PM |
knowledgeable-silver6 | $25.00 | 12/3/2012 5:52:23 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:31 PM |
mykkai | $25.00 | 12/3/2012 7:43:50 PM |
entertaining-revenue4 | $50.00 | 12/4/2012 9:37:28 AM |
here2lend | $25.00 | 12/4/2012 10:33:17 AM |
enthralling-investment | $25.00 | 12/4/2012 6:23:14 PM |
4Horseman | $35.00 | 12/4/2012 9:14:08 PM |
openness-enforcer76 | $25.00 | 12/5/2012 10:06:40 AM |
thrifty-transaction578 | $25.00 | 12/5/2012 9:37:09 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:16 AM |
heyokafinancial | $25.00 | 12/5/2012 10:12:38 AM |
bowdish1 | $75.00 | 12/5/2012 10:56:50 AM |
joyful-credit579 | $25.00 | 12/5/2012 10:37:52 AM |
commitment-orca7 | $50.00 | 12/5/2012 2:01:03 PM |
Sweaty-Butt-Crack | $25.00 | 12/5/2012 6:49:26 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:44 AM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:13 AM |
Jalebi | $25.00 | 12/6/2012 9:38:52 AM |
Preferred-Lender | $25.00 | 12/6/2012 10:32:20 AM |
Avala | $100.00 | 12/6/2012 9:44:39 AM |
dmk2006 | $25.00 | 12/6/2012 4:41:03 PM |
thunderd | $25.00 | 12/6/2012 5:46:05 PM |
credit-socrates648 | $1,000.00 | 12/7/2012 8:00:32 AM |
aggresive-commerce8 | $43.00 | 12/7/2012 9:19:04 AM |
sjlender | $38.00 | 12/7/2012 9:13:58 AM |
Aimvest | $25.00 | 12/7/2012 9:43:52 AM |
ddh81 | $25.00 | 12/7/2012 9:45:57 AM |
calm-platinum957 | $35.00 | 12/7/2012 9:34:45 AM |
terminal-velocity34 | $25.00 | 12/7/2012 10:42:17 AM |
Let-Me-Help-You | $100.00 | 12/7/2012 10:20:52 AM |
urbane-deal152 | $50.00 | 12/7/2012 9:56:16 AM |
justinology | $26.00 | 12/7/2012 10:32:45 AM |
deegeeman | $25.00 | 12/7/2012 10:37:25 AM |
secobarbital | $100.00 | 12/7/2012 10:32:17 AM |
camaraderi-atmosphere | $25.00 | 12/7/2012 11:28:26 AM |
Tingali | $35.00 | 12/7/2012 11:00:44 AM |
hitsman | $50.00 | 12/7/2012 10:47:50 AM |
magical-fairness4 | $25.00 | 12/7/2012 2:39:57 PM |
Tradesmanlender | $25.00 | 12/7/2012 11:01:12 AM |
first-graceful-contract | $25.00 | 12/7/2012 3:22:23 PM |
MrCalifornia | $149.63 | 12/7/2012 4:53:39 PM |
order-geyser1 | $50.00 | 12/7/2012 1:23:27 PM |
duty-accomplishment | $25.00 | 12/7/2012 5:34:54 PM |
larrybird | $570.00 | 12/7/2012 6:05:34 PM |
E_G | $50.00 | 12/7/2012 5:14:37 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:09 PM |
circuitfive | $25.00 | 12/7/2012 6:07:22 PM |
mvalley | $25.00 | 12/7/2012 7:16:08 PM |
reasonable-bonus5 | $25.00 | 12/7/2012 8:06:01 PM |
lighthouseman | $50.00 | 12/7/2012 9:19:26 PM |
sri59 | $100.00 | 12/8/2012 2:16:10 AM |
quickstep | $160.00 | 12/8/2012 5:18:59 AM |
janeybooboo | $75.00 | 12/8/2012 8:24:22 AM |
principal-raccoon2 | $60.00 | 12/8/2012 10:06:04 AM |
cclady | $500.00 | 12/8/2012 10:08:22 AM |
N0Bama | $25.00 | 12/8/2012 11:01:32 AM |
omegamon1 | $25.00 | 12/8/2012 5:09:23 AM |
ore-hero231 | $46.70 | 12/8/2012 5:23:53 AM |
resolute-basis9 | $25.00 | 12/8/2012 12:47:24 PM |
mammalian4 | $25.00 | 12/8/2012 12:54:00 PM |
HamachiMan | $50.00 | 12/8/2012 12:03:59 PM |
meoates1 | $25.00 | 12/8/2012 8:02:32 AM |
lendacity | $25.00 | 12/8/2012 12:07:12 PM |
BocaYogi50 | $25.00 | 12/8/2012 8:25:40 AM |
Cash-Flow | $1,500.00 | 12/8/2012 1:07:45 PM |
dough-dreams8 | $500.00 | 12/8/2012 9:43:33 AM |
exchange-cub | $200.00 | 12/8/2012 10:13:46 AM |
Great-Mom | $25.00 | 12/8/2012 1:14:15 PM |
MrRooster101 | $25.00 | 12/8/2012 12:20:42 PM |
sr47567 | $25.00 | 12/8/2012 1:15:30 PM |
reinforced-reward | $25.00 | 12/8/2012 12:03:23 PM |
casteroil | $25.00 | 12/8/2012 1:38:40 PM |
loyalty-sherpa | $25.00 | 12/8/2012 12:19:28 PM |
market-assembler | $50.00 | 12/8/2012 12:52:56 PM |
thezfunk | $25.00 | 12/8/2012 12:58:30 PM |
djs81 | $39.00 | 12/8/2012 1:04:01 PM |
lendme2 | $33.00 | 12/8/2012 1:43:53 PM |
blue-order-comet | $100.00 | 12/8/2012 2:18:36 PM |
impressive-yield3 | $50.00 | 12/8/2012 1:31:29 PM |
fishtale | $25.00 | 12/8/2012 2:06:57 PM |
responsibilityenstein3 | $1.39 | 12/8/2012 3:37:27 PM |
232 Investments
|
Borrower Payment Dependent Notes Series
677174
This series of Notes was issued and sold upon the funding of the borrower loan #79283, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-03-2012 |
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $276.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 32% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 6y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,751 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| No | | |
Screen name:
| thankful-hope8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 92% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 1
( 8% )
| 760-779
(Oct-2011)
|
Principal balance:
| $2,864.11 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Household Expenses
Purpose of loan:
After a series of unexpected expenses (car repairs, medical) I've had to rely on a credit card for day to day up until recently. I'm now interested in paying off my credit card debt and give myself a small cushion with which to make it through the end of the year with a loan so that I can have a lower interest rate through Prosper.
I am a good candidate for this loan because I am adamant about paying bills on time and getting my debt paid down so that I can breathe easier!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $36.64 | 11/27/2012 9:02:13 AM |
mymoneyblog | $25.00 | 11/27/2012 9:06:14 AM |
1stBankAndHal | $25.03 | 11/27/2012 9:24:52 AM |
successful-agreement7 | $100.00 | 11/27/2012 10:20:32 AM |
phenomenal-rate1 | $500.00 | 11/27/2012 9:49:22 AM |
astute-benjamins | $25.00 | 11/27/2012 9:49:30 AM |
chac | $75.00 | 11/27/2012 10:06:31 AM |
bazaar-tulip | $25.00 | 11/27/2012 10:14:55 AM |
skillful-market6 | $25.00 | 11/27/2012 10:18:33 AM |
bowdish1 | $25.00 | 11/27/2012 10:19:26 AM |
AF-Chief | $25.00 | 11/27/2012 10:49:36 AM |
Zorro_970 | $100.00 | 11/27/2012 10:27:08 AM |
persist_in_doing | $25.00 | 11/27/2012 10:30:30 AM |
proper-exchange8 | $50.00 | 11/27/2012 10:40:40 AM |
auction-iris9 | $120.00 | 11/27/2012 10:57:27 AM |
finance-hope | $25.00 | 11/27/2012 11:48:39 AM |
purposeful-durability8 | $100.00 | 11/27/2012 11:31:18 AM |
gravbox | $25.00 | 11/27/2012 11:49:49 AM |
five-star-note | $25.00 | 11/27/2012 12:33:04 PM |
return-statuette139 | $50.00 | 11/27/2012 5:43:16 PM |
deal-selector5 | $25.00 | 11/27/2012 5:55:28 PM |
kulender | $100.00 | 11/27/2012 8:17:25 PM |
bewitching-dollar5 | $200.00 | 11/28/2012 10:00:07 AM |
TennSquire | $25.00 | 11/28/2012 10:39:55 AM |
persistent-dinero953 | $35.00 | 11/28/2012 1:51:50 PM |
bid-youngster026 | $25.00 | 11/29/2012 9:49:17 AM |
influential-benjamins0 | $44.00 | 11/29/2012 10:26:41 AM |
skillful-asset5 | $30.00 | 11/29/2012 5:07:00 PM |
loot-prescription3 | $25.00 | 11/29/2012 11:30:37 AM |
leverage-dolphin | $25.00 | 11/30/2012 8:36:57 AM |
compoundinterest | $25.00 | 11/30/2012 10:22:19 AM |
payout-detective7 | $25.00 | 11/30/2012 4:50:46 PM |
hillbilly-taco | $25.00 | 11/30/2012 1:07:10 PM |
yield-hut | $25.00 | 11/30/2012 5:59:49 PM |
radforj22 | $25.00 | 12/1/2012 12:44:00 PM |
careful-dinero21 | $100.00 | 12/1/2012 11:02:11 AM |
money-bauble | $100.00 | 12/1/2012 12:59:29 PM |
wise-balanced-moola | $25.00 | 12/1/2012 1:21:08 PM |
enchanted-note14 | $25.00 | 12/1/2012 12:43:59 PM |
wwwUniversal | $25.00 | 12/1/2012 1:32:04 PM |
cablenews | $50.00 | 12/1/2012 6:33:14 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:37 PM |
prendani | $25.00 | 12/2/2012 1:03:36 PM |
worth-firestarter0 | $27.24 | 12/2/2012 1:13:24 PM |
igniter584 | $100.00 | 12/3/2012 6:17:13 AM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:27:58 PM |
vivid-velocity7 | $100.00 | 12/2/2012 3:25:56 PM |
reasonable_usury | $25.00 | 12/3/2012 8:59:16 AM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:18 AM |
smart-kindness8 | $255.00 | 12/2/2012 6:04:37 PM |
note-pursuit | $25.00 | 12/3/2012 12:23:50 AM |
Darts | $50.00 | 12/2/2012 8:47:33 PM |
ResQDoc | $25.00 | 12/3/2012 7:43:01 AM |
revolutionary769 | $78.12 | 12/3/2012 7:54:41 AM |
first-serene-credit | $25.00 | 12/3/2012 9:04:50 AM |
economy-coup | $100.00 | 11/29/2012 12:50:48 AM |
entertaining-rate9 | $25.00 | 11/27/2012 10:10:38 AM |
MoneyForNothing | $25.11 | 11/27/2012 9:37:33 AM |
Interest2thePeople | $100.00 | 11/27/2012 9:40:07 AM |
Feyenoord | $30.00 | 11/27/2012 10:22:15 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:24:47 AM |
yield-voyager8 | $25.00 | 11/27/2012 9:58:27 AM |
enthralling-investment | $25.00 | 11/27/2012 10:03:22 AM |
repayment-pagoda8 | $100.00 | 11/27/2012 10:12:45 AM |
fcrick | $50.00 | 11/27/2012 10:29:30 AM |
wetlands | $200.00 | 11/27/2012 10:37:59 AM |
suave-durability1 | $50.00 | 11/27/2012 10:52:08 AM |
Sunshine2222 | $50.00 | 11/27/2012 10:57:55 AM |
enthusiastic-balance5 | $100.00 | 11/27/2012 11:48:52 AM |
CreditBuilder2 | $25.06 | 11/27/2012 11:03:12 AM |
peace-adventurer3 | $25.00 | 11/27/2012 12:14:37 PM |
marwadi-62 | $200.00 | 11/27/2012 1:04:37 PM |
PrimeFunding | $25.00 | 11/27/2012 12:14:04 PM |
dunox | $75.00 | 11/27/2012 5:16:14 PM |
top-community-voyage | $50.00 | 11/27/2012 5:32:02 PM |
riskreward | $250.00 | 11/27/2012 6:03:14 PM |
janeybooboo | $75.00 | 11/27/2012 6:53:55 PM |
bold-felicity-image | $100.00 | 11/28/2012 6:47:40 AM |
tech310 | $50.00 | 11/28/2012 9:16:27 AM |
Astyanax | $30.00 | 11/27/2012 11:38:54 PM |
managedfund | $1,273.00 | 11/28/2012 9:56:35 AM |
DreisersFinancier | $30.00 | 11/28/2012 10:11:41 AM |
Arvicco | $400.00 | 11/28/2012 1:48:56 PM |
sympathetic-funds818 | $50.00 | 11/28/2012 4:05:37 PM |
integrity-doctor | $100.00 | 11/29/2012 8:48:51 AM |
Cronos | $100.00 | 11/29/2012 9:11:12 AM |
whitegold24k | $150.00 | 11/29/2012 9:49:48 AM |
refined-hope3 | $25.00 | 11/29/2012 5:18:50 PM |
CincyTex | $25.00 | 11/29/2012 2:35:41 PM |
unassuming-p2ploan774 | $40.00 | 11/29/2012 7:00:02 PM |
well-mannered-income3 | $40.00 | 11/29/2012 8:06:17 PM |
finance-coyote3 | $2,000.00 | 11/29/2012 7:44:29 PM |
jmeasn | $25.00 | 11/29/2012 8:19:59 PM |
franzzua | $25.00 | 11/30/2012 6:48:00 AM |
moola-accelerator6 | $35.00 | 11/30/2012 9:32:46 AM |
TheHillsAreAlive | $25.00 | 11/30/2012 10:58:32 AM |
CougarRoar | $25.00 | 11/30/2012 2:42:37 PM |
E-2 | $100.00 | 11/30/2012 4:13:37 PM |
bold-joyful-coin9 | $25.00 | 11/30/2012 1:10:42 PM |
the-careful-fund | $25.00 | 11/30/2012 3:22:15 PM |
durability-goat644 | $50.00 | 11/30/2012 11:35:27 PM |
jkeller4000 | $100.00 | 12/1/2012 12:12:35 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:44 PM |
revenue-tamer3 | $25.00 | 12/1/2012 12:50:47 PM |
balance-force | $35.00 | 12/1/2012 1:27:45 PM |
J-Rott | $200.00 | 12/1/2012 1:43:51 PM |
mindful-generosity1 | $50.00 | 12/1/2012 1:15:30 PM |
chestnut4 | $25.00 | 12/1/2012 1:37:09 PM |
spry-hope4 | $200.00 | 12/1/2012 1:50:39 PM |
prominence8 | $25.00 | 12/1/2012 8:11:25 PM |
trustworthy-bonus2 | $25.00 | 12/1/2012 11:21:24 PM |
Piaoliang | $25.91 | 12/2/2012 4:59:35 AM |
tolerant-dinero2 | $25.00 | 12/2/2012 1:58:08 PM |
greenback-investor7 | $25.00 | 12/3/2012 6:12:22 AM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:43 PM |
troubleman50 | $49.00 | 12/2/2012 6:52:02 PM |
RKLFinancial | $25.00 | 12/2/2012 10:58:20 PM |
transparency-river1 | $59.28 | 12/3/2012 9:33:43 AM |
deal-pioneer1 | $25.00 | 12/3/2012 3:33:18 AM |
FWF-kinetic | $38.32 | 12/2/2012 10:02:52 PM |
helping-out | $288.29 | 12/3/2012 7:43:44 AM |
121 Investments
|
Borrower Payment Dependent Notes Series
677220
This series of Notes was issued and sold upon the funding of the borrower loan #79364, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,306.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 10.25% |
Listing Start date:
| Nov-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $584.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 53% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
24 | Length of status: | 17y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,503 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| dedication-supernova6 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To pay off credit cards and one old loan that I did for my sister.
This loan will be used to... consolidated most of my credit card debts
My financial situation: OK- Working 40 hrs p/week but I'm paying a very high APR's.
I am a good candidate for this loan because...
I'm a very responsible person.
Monthly net income: $3000.00
Monthly expenses: $200.00
Housing: $0
Insurance: $147.00
Car expenses: $150.00
Utilities: $50.00
Phone, cable, internet: $200.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1400.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DreDub | $25.00 | 12/10/2012 5:53:37 AM |
return-point2 | $100.00 | 11/26/2012 5:46:03 PM |
responsibility-butterfly | $50.00 | 11/26/2012 6:07:28 PM |
lovely-currency3 | $50.00 | 11/26/2012 5:21:21 PM |
WalnutCreekguy | $50.00 | 11/26/2012 7:02:28 PM |
octoberfresh | $25.00 | 11/26/2012 7:42:53 PM |
open-minded-p2p1 | $25.00 | 11/26/2012 8:50:10 PM |
asset-professor | $35.00 | 11/27/2012 10:51:34 AM |
formula842 | $25.00 | 11/27/2012 10:45:04 AM |
scholarly-order6 | $30.00 | 11/27/2012 12:45:53 PM |
successful-agreement7 | $100.00 | 11/27/2012 5:21:00 PM |
aquariano2 | $25.00 | 11/28/2012 5:14:21 PM |
bright-idea11 | $25.00 | 11/29/2012 5:52:30 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:45 PM |
profit-powerplant | $25.00 | 11/30/2012 11:56:52 AM |
dunox | $44.00 | 11/30/2012 4:16:34 PM |
Zorro_970 | $100.00 | 11/30/2012 4:22:54 PM |
deal-banker | $50.00 | 12/1/2012 10:21:59 AM |
ouyangers | $50.00 | 12/1/2012 4:30:44 AM |
Weaverville | $25.00 | 12/1/2012 9:21:32 AM |
balance-force | $35.00 | 12/1/2012 1:27:37 PM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:10 AM |
green-order-captain | $50.00 | 12/3/2012 10:34:08 AM |
Haydn-sav | $25.00 | 12/3/2012 5:20:52 PM |
credit-commander1 | $25.00 | 12/3/2012 5:50:52 PM |
NobisEst | $25.00 | 12/3/2012 6:46:47 PM |
careful-vigilance4 | $25.00 | 12/4/2012 9:20:30 AM |
lean-dedication | $25.00 | 12/4/2012 5:41:29 PM |
clean-penny059 | $100.00 | 12/4/2012 9:53:29 PM |
escharfer | $25.00 | 12/5/2012 6:21:45 PM |
bazaar-tulip | $500.00 | 12/5/2012 6:55:38 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:44 AM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:13 AM |
fantastic-wampum1 | $100.00 | 12/6/2012 9:32:45 AM |
Tscheddar | $25.00 | 12/6/2012 5:05:45 PM |
authoritative-platinum7 | $50.00 | 12/7/2012 10:18:03 AM |
principal-cooker2 | $50.00 | 12/7/2012 10:33:09 AM |
silver-trident5 | $500.00 | 12/7/2012 10:14:40 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:16 AM |
alexander-hamilton | $200.00 | 12/7/2012 11:17:12 AM |
_G_ | $25.00 | 12/7/2012 3:28:40 PM |
shaps | $50.00 | 12/7/2012 5:56:41 PM |
HoosierDaddie | $300.00 | 12/7/2012 5:44:37 PM |
asset-caramel5 | $50.00 | 12/7/2012 5:46:12 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:25:47 PM |
enthusiastic-cash599 | $50.00 | 12/7/2012 5:58:17 PM |
productive-note2 | $50.00 | 12/7/2012 6:47:30 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:42 PM |
loan-fate | $50.00 | 12/8/2012 12:01:46 PM |
best-commerce-leader | $25.00 | 12/8/2012 4:07:37 AM |
platinum-boss2 | $25.00 | 12/8/2012 2:07:14 PM |
silver-enlightenment0 | $25.00 | 12/8/2012 1:22:31 PM |
Whatssofunnybout | $33.00 | 12/8/2012 2:17:53 PM |
Pressure_Drop | $25.00 | 12/9/2012 12:38:42 PM |
top-economy-mover | $25.00 | 12/9/2012 2:24:18 PM |
ethical-truth211 | $300.00 | 12/9/2012 12:25:13 PM |
reverent-greenback219 | $25.00 | 12/9/2012 2:03:30 PM |
economy-shrubbery6 | $25.00 | 12/10/2012 9:22:26 AM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:07 PM |
bkwest01 | $50.00 | 12/10/2012 7:22:38 AM |
market-jam | $25.00 | 12/10/2012 9:41:16 AM |
dalawya | $25.00 | 12/10/2012 6:25:17 AM |
jmcdon7230 | $25.00 | 12/10/2012 9:33:39 AM |
marketplace-hut9 | $25.00 | 12/10/2012 10:24:43 AM |
marketplace-cello5 | $25.00 | 12/10/2012 9:15:51 AM |
banker34 | $25.00 | 12/10/2012 9:21:11 AM |
TronMedici | $50.00 | 12/10/2012 10:00:28 AM |
bbjones3 | $25.00 | 12/10/2012 11:24:33 AM |
RotJ | $50.00 | 12/10/2012 12:08:53 PM |
best-elevated-social | $25.00 | 12/10/2012 9:35:33 AM |
ethical-truth211 | $200.00 | 12/10/2012 9:39:44 AM |
income-rocker2 | $37.00 | 12/10/2012 10:08:17 AM |
Index_Plus | $1,500.00 | 12/10/2012 2:17:01 PM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:12 PM |
helping-out | $400.00 | 12/10/2012 4:24:24 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:50:55 AM |
dollardave | $50.00 | 12/10/2012 12:02:28 PM |
cash-kin7 | $25.00 | 12/10/2012 10:09:38 AM |
jet341 | $66.00 | 12/10/2012 10:11:22 AM |
pixeldave | $25.00 | 12/10/2012 11:21:26 AM |
cash-delight1 | $25.00 | 11/26/2012 7:31:07 PM |
BostonCapital | $100.00 | 11/26/2012 6:27:33 PM |
yield-journey | $25.00 | 11/26/2012 7:11:02 PM |
berniemadeoff | $30.00 | 11/26/2012 8:55:00 PM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:26:12 AM |
transaction-seahorse0 | $25.00 | 11/27/2012 10:47:07 AM |
SLN-10 | $50.00 | 11/27/2012 12:08:49 PM |
NickelSteamroller | $25.00 | 11/27/2012 11:23:59 AM |
hope-den1 | $50.00 | 11/27/2012 2:35:39 PM |
deal-selector5 | $25.00 | 11/27/2012 5:55:20 PM |
generous-deal6 | $25.00 | 11/27/2012 11:11:29 PM |
enterprising-pound5 | $50.00 | 11/28/2012 7:13:22 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:32 AM |
kenji4861 | $25.00 | 11/29/2012 10:07:38 AM |
ideal-peace5 | $100.00 | 11/29/2012 10:33:43 AM |
Kaj | $25.00 | 11/29/2012 6:30:37 PM |
palmetto933 | $25.00 | 11/30/2012 9:45:51 AM |
Investor_DP | $156.00 | 11/30/2012 9:43:29 AM |
YampaQuant | $25.00 | 11/30/2012 11:06:21 AM |
E-2 | $100.00 | 11/30/2012 4:14:38 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:10 AM |
mindful-generosity1 | $50.00 | 12/1/2012 1:15:21 PM |
fervent-repayment | $100.00 | 12/1/2012 2:01:50 PM |
missing-link | $25.00 | 12/1/2012 2:39:30 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:37:56 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:35 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:32 PM |
Bikram | $50.00 | 12/3/2012 10:35:29 AM |
just-loyalty643 | $50.00 | 12/3/2012 8:36:18 PM |
life-is-great | $25.00 | 12/4/2012 9:48:40 AM |
PFTLender | $25.00 | 12/4/2012 3:04:56 PM |
intuitive-velocity4 | $25.00 | 12/4/2012 5:43:42 PM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:32 PM |
loyalist1 | $100.00 | 12/5/2012 2:01:11 PM |
wealth-competitor | $25.00 | 12/5/2012 5:37:42 PM |
point-oyster5 | $25.00 | 12/5/2012 5:46:58 PM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:03 AM |
keen-economy6 | $25.00 | 12/6/2012 9:59:38 AM |
fortytwo | $100.00 | 12/6/2012 9:51:17 AM |
ingenious-currency8 | $25.00 | 12/6/2012 4:51:48 PM |
Elefunt | $25.00 | 12/6/2012 5:51:40 PM |
zipemdown | $25.00 | 12/6/2012 6:03:53 PM |
Toby1montana | $50.00 | 12/7/2012 6:25:05 AM |
first-pragmatic-power | $25.00 | 12/7/2012 9:35:32 AM |
unassailable-fund | $40.00 | 12/7/2012 9:46:34 AM |
deegeeman | $25.00 | 12/7/2012 10:37:25 AM |
dough-bear | $25.00 | 12/7/2012 10:34:11 AM |
Cai8899 | $25.00 | 12/7/2012 10:24:57 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:07 AM |
glimmering-commerce452 | $25.00 | 12/7/2012 11:34:19 AM |
decisive-return611 | $100.00 | 12/7/2012 1:01:50 PM |
kulender | $100.00 | 12/7/2012 1:18:36 PM |
cberthiaume | $25.00 | 12/7/2012 12:53:27 PM |
special-dinero553 | $25.00 | 12/7/2012 5:51:34 PM |
dime-mandolin9 | $50.00 | 12/7/2012 5:47:47 PM |
valiant-return584 | $50.00 | 12/7/2012 6:09:26 PM |
Peleadona | $25.00 | 12/7/2012 7:21:09 PM |
Wellman | $25.00 | 12/8/2012 12:12:59 PM |
miamibeachloaner | $25.00 | 12/8/2012 1:54:31 PM |
pound-mushroom3 | $25.00 | 12/8/2012 1:55:33 PM |
TheArtOfLogic | $25.00 | 12/8/2012 1:19:18 PM |
trajectory8 | $25.00 | 12/8/2012 1:32:36 PM |
Tradesmanlender | $25.00 | 12/8/2012 1:11:36 PM |
dominickf | $50.00 | 12/8/2012 2:08:14 PM |
miked8303 | $75.00 | 12/8/2012 1:28:25 PM |
simplelender80 | $75.00 | 12/9/2012 1:59:11 PM |
meoates1 | $25.00 | 12/9/2012 1:00:18 PM |
bartekr | $50.00 | 12/9/2012 12:20:41 PM |
ethical-truth211 | $300.00 | 12/9/2012 12:24:44 PM |
ASR3 | $40.00 | 12/10/2012 9:17:23 AM |
rvfbroker | $25.00 | 12/10/2012 9:20:10 AM |
helpbestican | $25.00 | 12/9/2012 5:56:03 PM |
korby524 | $25.00 | 12/10/2012 9:40:24 AM |
SummitAdvisors | $50.00 | 12/10/2012 9:08:00 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:06 AM |
87Marc | $25.00 | 12/10/2012 9:24:06 AM |
TulaneGrad | $25.00 | 12/10/2012 9:26:16 AM |
oldmora | $28.00 | 12/10/2012 9:28:15 AM |
Bookophile | $32.00 | 12/10/2012 9:31:57 AM |
ah-long | $25.00 | 12/10/2012 10:08:57 AM |
moola-wildebeest3 | $44.00 | 12/10/2012 10:22:20 AM |
Track-Layer | $63.00 | 12/10/2012 10:22:41 AM |
rhin0cerx | $50.00 | 12/10/2012 9:44:20 AM |
money-atizer | $25.00 | 12/10/2012 11:58:23 AM |
finance-prescription | $100.00 | 12/10/2012 9:34:34 AM |
SDC | $25.00 | 12/10/2012 9:39:39 AM |
worthy-bid8 | $400.00 | 12/10/2012 10:34:47 AM |
mikbos | $25.00 | 12/10/2012 9:53:50 AM |
return-pioneer221 | $171.00 | 12/10/2012 10:11:03 AM |
top-historic-peso | $25.00 | 12/10/2012 10:18:28 AM |
vibraphone3 | $25.00 | 12/10/2012 10:20:42 AM |
1randyp | $25.00 | 12/10/2012 10:43:45 AM |
FootoftheMountain | $25.00 | 12/10/2012 3:54:46 PM |
ethical-truth211 | $200.00 | 12/10/2012 4:09:06 PM |
Palacios | $47.00 | 12/10/2012 11:23:10 AM |
175 Investments
|
Borrower Payment Dependent Notes Series
677252
This series of Notes was issued and sold upon the funding of the borrower loan #79289, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,400.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-03-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $403.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 61% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 23
/
20 | Length of status: | 10y 8m |
Amount delinquent:
| $704 |
Total credit lines:
| 51 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $60,779 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Fire-your-banker |
Borrower's state:
| Washington |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 43 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $17,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2012)
720-739
(Sep-2009)
740-759
(Aug-2009)
|
Principal balance:
| $11,431.61 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 43 | | |
Description
Reinvest in business
***This is the exact same listing as before. That loan was cancelled becasue the total amount of this loan plus my other was $30 more than the combined loan limit. I made a payment online but it takes 5 business days to process, and with the Thanksgiving holiday they said it took too long, and they had to free up your money so they cancelled***
This loan is to reinvest in my business and may be paid off early. The only reason my score is not higher is becasue I do carry too much debt right now. My business is growing, so I am not at risk of it going under, plus I have other sources of income (Military Reserve). I am expanding and increasing my marketing expense and adding an employee.
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of
$26.00.
"700+ Credit, Prior borrower and member of the best group on Prosper!"
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Military_Money_Wise | $25.00 | 11/27/2012 9:05:01 AM |
kindness-fanatic | $25.00 | 11/27/2012 9:05:10 AM |
felicity-contributor3 | $50.00 | 11/27/2012 9:18:49 AM |
MoneyForNothing | $43.43 | 11/27/2012 9:34:51 AM |
wise-exchange-chooser | $50.00 | 11/27/2012 9:46:11 AM |
LittleMingo | $40.00 | 11/27/2012 9:02:35 AM |
trumpeter5 | $25.00 | 11/27/2012 9:02:38 AM |
JGuide | $26.00 | 11/27/2012 9:06:36 AM |
fuse136 | $25.00 | 11/27/2012 9:16:47 AM |
Gordon_Gekko1 | $40.00 | 11/27/2012 10:11:27 AM |
jmeasn | $150.00 | 11/27/2012 10:15:41 AM |
well-rounded-dinero | $175.00 | 11/27/2012 9:33:57 AM |
Feyenoord | $30.00 | 11/27/2012 10:22:15 AM |
SLN-10 | $100.00 | 11/27/2012 9:45:23 AM |
goffmt | $30.00 | 11/27/2012 9:57:22 AM |
01a_MrUSC_IRA | $25.00 | 11/27/2012 10:02:45 AM |
chrisb1414 | $25.00 | 11/27/2012 10:17:50 AM |
moola-accelerator6 | $40.00 | 11/27/2012 10:16:25 AM |
Only_Money | $25.00 | 11/27/2012 10:26:49 AM |
hellasow | $175.00 | 11/27/2012 10:32:32 AM |
Only_Money | $25.00 | 11/27/2012 10:31:14 AM |
kingdom-investor | $25.00 | 11/27/2012 10:35:06 AM |
the-respectful-transaction | $25.00 | 11/27/2012 11:10:03 AM |
money-baron-Roth401k | $25.00 | 11/27/2012 10:48:00 AM |
AF-Chief | $25.00 | 11/27/2012 10:49:36 AM |
one-midas | $25.00 | 11/27/2012 11:39:25 AM |
berniemadeoff | $60.00 | 11/27/2012 11:58:11 AM |
kain11286 | $75.00 | 11/27/2012 11:04:10 AM |
janeybooboo | $74.74 | 11/27/2012 11:10:37 AM |
01a_MrsUSC | $25.00 | 11/27/2012 12:21:52 PM |
thehousewife | $25.00 | 11/27/2012 12:31:04 PM |
otto1939 | $204.00 | 11/27/2012 11:08:26 AM |
PrepWonder | $100.00 | 11/27/2012 11:08:36 AM |
marwadi-62 | $325.00 | 11/27/2012 11:24:37 AM |
Risk4Reward | $25.00 | 11/27/2012 4:03:17 PM |
bid-stockpiler1 | $100.00 | 11/27/2012 11:28:46 AM |
respectful-dough429 | $75.00 | 11/27/2012 11:51:21 AM |
Dollars4Rent | $25.00 | 11/27/2012 12:00:10 PM |
peace-adventurer3 | $25.00 | 11/27/2012 12:14:37 PM |
liberty-tostada7 | $50.00 | 11/27/2012 12:37:14 PM |
WriteTheLegend | $500.00 | 11/27/2012 3:53:24 PM |
Iceman1347 | $50.00 | 11/27/2012 4:13:52 PM |
gothampark | $25.00 | 11/27/2012 6:03:36 PM |
zorg77 | $25.00 | 11/27/2012 6:17:31 PM |
Wish-Granted | $28.66 | 11/27/2012 5:54:50 PM |
sensible-fund | $26.00 | 11/27/2012 6:03:56 PM |
papaloha | $222.00 | 11/27/2012 7:50:50 PM |
WisconsinFinance | $25.00 | 11/28/2012 9:04:03 AM |
melodious-openness | $200.00 | 11/28/2012 3:49:34 AM |
Mrs-Honeydew | $25.00 | 11/28/2012 5:09:13 AM |
atlas100 | $50.00 | 11/28/2012 6:58:10 AM |
mikeandcat | $100.00 | 11/28/2012 8:04:01 AM |
CA-Lender | $25.00 | 11/28/2012 8:12:06 AM |
justreturns | $25.00 | 11/28/2012 10:05:02 AM |
CMJ-Partners | $25.00 | 11/28/2012 9:32:16 AM |
kenji4861 | $25.00 | 11/28/2012 10:15:05 AM |
wise-intelligent-duty | $67.14 | 11/28/2012 11:15:16 AM |
tomdooley12520 | $100.00 | 11/28/2012 11:15:23 AM |
treasure-hunter270 | $50.00 | 11/28/2012 1:57:11 PM |
cbivitz | $220.00 | 11/28/2012 3:04:44 PM |
enterprising-pound5 | $50.00 | 11/28/2012 7:08:43 PM |
beachfunder | $200.00 | 11/29/2012 12:24:19 AM |
deepblue34 | $50.00 | 11/28/2012 7:08:45 PM |
penny-gadget0 | $25.00 | 11/28/2012 7:17:48 PM |
generous-peace4 | $27.00 | 11/28/2012 10:44:34 PM |
cilynx | $25.00 | 11/29/2012 9:34:46 AM |
BigBag | $25.00 | 11/29/2012 8:52:52 AM |
maniac030 | $25.00 | 11/29/2012 9:36:56 AM |
01a_MrsUSC | $25.00 | 11/29/2012 10:12:25 AM |
refined-hope3 | $25.00 | 11/29/2012 5:13:47 PM |
dickfore | $25.00 | 11/29/2012 12:25:30 PM |
travels536 | $35.00 | 11/29/2012 1:31:55 PM |
thelovebug | $100.00 | 11/29/2012 5:53:07 PM |
finopp | $25.00 | 11/29/2012 1:01:37 PM |
sflash | $25.00 | 11/29/2012 4:38:27 PM |
RainyDayFunds | $25.00 | 11/30/2012 5:36:36 AM |
Jinja | $59.02 | 11/30/2012 7:50:32 AM |
Champion_Lending | $40.00 | 11/30/2012 8:09:51 AM |
Kaj | $25.00 | 11/29/2012 6:30:45 PM |
WZ3190 | $25.00 | 11/29/2012 8:43:26 PM |
palmetto933 | $25.00 | 11/30/2012 9:49:42 AM |
SouthernRemarketing | $25.00 | 11/30/2012 7:38:27 AM |
Stradivari | $25.00 | 11/30/2012 7:54:12 AM |
Affluent-Ninja | $25.00 | 11/30/2012 10:59:11 AM |
Sambamm1 | $50.00 | 11/30/2012 10:51:53 AM |
hillbilly-taco | $50.00 | 11/30/2012 1:04:42 PM |
bowler252 | $25.00 | 11/30/2012 4:13:20 PM |
Sturgee | $25.00 | 12/1/2012 3:51:29 AM |
bazaar-spilunker0 | $100.00 | 12/1/2012 11:45:55 AM |
peso-lyrics7 | $34.00 | 12/1/2012 12:14:42 PM |
superb-kindness2 | $25.00 | 12/1/2012 6:12:43 AM |
Leshan | $100.00 | 12/1/2012 7:27:35 AM |
hidavehi | $25.01 | 12/1/2012 9:52:10 AM |
keen-economy6 | $25.00 | 12/1/2012 10:28:36 AM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:16 AM |
HammerSmith | $25.00 | 12/1/2012 1:12:35 PM |
COCHINOBOY | $50.00 | 12/2/2012 11:05:15 AM |
jutdon84 | $50.00 | 12/1/2012 4:52:19 PM |
bid-tweet7 | $50.00 | 12/1/2012 5:18:47 PM |
Xsi2k | $37.92 | 12/1/2012 7:42:00 PM |
rockhound84 | $25.00 | 12/2/2012 7:39:49 AM |
ethical-truth211 | $100.00 | 12/2/2012 6:26:02 AM |
lordnecron | $25.00 | 12/2/2012 8:25:11 AM |
a- | $25.00 | 12/2/2012 8:57:21 AM |
dime-selector | $27.20 | 12/2/2012 9:31:56 AM |
Paxman84 | $25.00 | 12/2/2012 1:29:40 PM |
commerce-financier4 | $28.08 | 12/2/2012 6:41:45 PM |
workorbe | $50.00 | 12/2/2012 7:05:07 PM |
pposFUNDing | $49.28 | 12/3/2012 5:19:24 AM |
ResQDoc | $25.00 | 12/3/2012 7:40:06 AM |
bbt210 | $25.05 | 12/2/2012 5:49:25 PM |
deal-pioneer1 | $150.00 | 12/3/2012 3:34:19 AM |
lib5836 | $25.00 | 12/2/2012 10:40:47 PM |
horseshoelake | $70.00 | 12/3/2012 6:34:17 AM |
TWGCJ | $25.00 | 12/3/2012 8:08:48 AM |
Frover | $35.59 | 12/3/2012 6:49:23 AM |
silver-equation | $26.79 | 12/3/2012 10:26:45 AM |
There-to-help | $25.00 | 12/3/2012 11:52:27 AM |
economy-coup | $100.00 | 11/29/2012 1:04:13 AM |
gain-equator | $25.00 | 11/27/2012 9:13:59 AM |
Lender10 | $25.00 | 11/27/2012 9:15:48 AM |
glroark | $150.00 | 11/27/2012 9:20:44 AM |
TheSituation | $25.00 | 11/27/2012 9:04:05 AM |
NekHoldings | $25.00 | 11/27/2012 9:04:17 AM |
1stBankAndHal | $25.06 | 11/27/2012 9:59:40 AM |
Forward-Looking | $25.00 | 11/27/2012 9:05:41 AM |
benjamins-rumbler | $50.00 | 11/27/2012 9:05:47 AM |
handy-justice | $25.00 | 11/27/2012 9:03:55 AM |
OGS_Capital | $25.25 | 11/27/2012 9:27:01 AM |
corporatejim | $134.44 | 11/27/2012 9:22:54 AM |
Finchy78 | $200.00 | 11/27/2012 10:22:59 AM |
dickfore | $25.00 | 11/27/2012 9:47:26 AM |
lenderrn | $50.00 | 11/27/2012 9:47:58 AM |
five-star-note | $200.00 | 11/27/2012 10:28:09 AM |
Zorro_970 | $100.00 | 11/27/2012 10:28:18 AM |
fcrick | $50.00 | 11/27/2012 10:29:31 AM |
WalnutCreekguy | $50.00 | 11/27/2012 10:31:38 AM |
thrilling-fund427 | $50.00 | 11/27/2012 10:07:15 AM |
Jinja | $71.98 | 11/27/2012 10:01:40 AM |
witty-openness | $25.00 | 11/27/2012 10:08:36 AM |
asset-sprout | $25.00 | 11/27/2012 10:19:43 AM |
successful-agreement7 | $100.00 | 11/27/2012 10:21:39 AM |
five-star-note | $300.00 | 11/27/2012 10:33:23 AM |
Peleadona | $25.00 | 11/27/2012 10:39:44 AM |
matthewa | $25.00 | 11/27/2012 11:25:45 AM |
Dont_Worry_Be_Happy | $25.00 | 11/27/2012 10:51:06 AM |
wormdc | $25.00 | 11/27/2012 11:34:34 AM |
1313mark1313 | $35.07 | 11/27/2012 10:58:49 AM |
servnyou | $30.00 | 11/27/2012 11:38:28 AM |
auction-iris9 | $120.00 | 11/27/2012 10:57:28 AM |
halothane_logic | $75.00 | 11/27/2012 12:01:21 PM |
CincyTex | $150.00 | 11/27/2012 11:09:29 AM |
The-Helper | $40.00 | 11/27/2012 12:17:17 PM |
chameleon125 | $100.00 | 11/27/2012 12:20:44 PM |
return-point2 | $100.00 | 11/27/2012 11:23:47 AM |
BJnRJames | $50.00 | 11/27/2012 3:38:05 PM |
purposeful-durability8 | $100.00 | 11/27/2012 11:31:18 AM |
payment-gusto | $25.00 | 11/27/2012 4:58:46 PM |
Octamer | $100.00 | 11/27/2012 11:39:41 AM |
enthusiastic-balance5 | $100.00 | 11/27/2012 11:48:52 AM |
thrifty-capital | $36.00 | 11/27/2012 12:09:26 PM |
Tscheddar | $25.00 | 11/27/2012 12:01:00 PM |
open-minded-p2p1 | $25.00 | 11/27/2012 1:28:00 PM |
Wrats6 | $25.00 | 11/27/2012 4:28:30 PM |
Astyanax | $30.00 | 11/27/2012 5:57:20 PM |
amlu1988 | $25.00 | 11/27/2012 9:22:10 PM |
corporatejim | $29.95 | 11/28/2012 7:36:49 AM |
168RichCapital | $25.11 | 11/28/2012 8:14:02 AM |
WillBeFreeOfDebt | $26.00 | 11/28/2012 8:15:28 AM |
mikeandcat | $100.00 | 11/28/2012 8:17:08 AM |
The_Phantom | $25.00 | 11/28/2012 8:56:55 AM |
graceful-investment | $25.00 | 11/28/2012 9:15:44 AM |
investmentgroup | $50.00 | 11/28/2012 9:15:49 AM |
stylish-revenue4 | $25.00 | 11/28/2012 9:24:11 AM |
handy-affluence9 | $100.00 | 11/28/2012 9:44:47 AM |
blue-laudable-dinero | $25.00 | 11/29/2012 6:35:52 AM |
FarmersBank | $88.03 | 11/29/2012 7:15:53 AM |
dollar-authority | $100.21 | 11/29/2012 8:06:33 AM |
jtc26 | $28.33 | 11/29/2012 8:38:55 AM |
01a_MrUSC_IRA | $25.00 | 11/29/2012 10:08:22 AM |
djkaiser | $25.00 | 11/29/2012 10:08:42 AM |
nimcha | $200.00 | 11/29/2012 4:50:34 PM |
hope-den1 | $25.00 | 11/29/2012 11:29:34 PM |
contract-lionheart | $75.00 | 11/29/2012 6:24:50 PM |
jonnysixgun | $25.00 | 11/30/2012 7:38:18 AM |
eagle1271 | $25.00 | 11/29/2012 11:47:08 PM |
virtuous-repayment | $25.00 | 11/30/2012 10:00:06 AM |
finance-coyote3 | $1,000.00 | 11/30/2012 6:21:57 AM |
beaglebagel | $100.00 | 11/30/2012 6:33:52 AM |
briskdevl07 | $25.00 | 11/30/2012 7:48:33 AM |
Bank42 | $25.00 | 11/30/2012 8:07:40 AM |
Land_on_your_feet | $25.00 | 11/30/2012 9:26:25 AM |
bitterroot_mt | $25.00 | 11/30/2012 10:59:24 AM |
contract-sunshine5 | $25.00 | 11/30/2012 11:37:42 AM |
cash-saver0 | $49.55 | 11/30/2012 12:39:31 PM |
Gettinricher | $25.00 | 11/30/2012 2:47:18 PM |
Razors_Edge | $25.83 | 11/30/2012 7:36:50 PM |
thinknovuu | $25.00 | 11/30/2012 9:58:54 PM |
moola-flag4 | $25.00 | 12/1/2012 12:09:58 PM |
Weaverville | $25.00 | 12/1/2012 9:21:40 AM |
betterthanstock | $25.00 | 12/1/2012 6:28:50 PM |
ethical-truth211 | $100.00 | 12/2/2012 6:25:26 AM |
Bob450 | $25.00 | 12/2/2012 8:01:33 AM |
Byrd24 | $100.00 | 12/2/2012 10:04:06 AM |
BenDirect1 | $54.35 | 12/2/2012 11:21:12 AM |
FL-Lender | $25.00 | 12/2/2012 5:22:25 AM |
vines99 | $25.00 | 12/2/2012 11:26:42 AM |
Oak-Parker | $30.40 | 12/2/2012 1:21:32 PM |
OGS_Capital | $25.00 | 12/2/2012 11:23:41 AM |
Lubava | $75.00 | 12/2/2012 6:31:20 PM |
contract-lionheart | $150.00 | 12/2/2012 9:40:44 PM |
benefit-position | $25.00 | 12/3/2012 5:48:27 AM |
first-serene-credit | $25.00 | 12/3/2012 9:06:34 AM |
helping-out | $200.00 | 12/3/2012 7:42:51 AM |
Jinja | $77.79 | 12/3/2012 8:16:07 AM |
lulasky63 | $50.00 | 12/3/2012 9:38:56 AM |
Uberskiper | $31.91 | 12/3/2012 9:41:24 AM |
On-an-Escapade | $12.83 | 12/3/2012 1:07:35 PM |
218 Investments
|
Borrower Payment Dependent Notes Series
677452
This series of Notes was issued and sold upon the funding of the borrower loan #79244, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Nov-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-03-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $444.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 30% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,849 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| hopeful-worth9 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate debt. Over the past two years I've recieved a couple of promotions at work and I am very stable financially. However, before this period being early out of college with kids and a wife that couldn't work I accumilated a lot of debt. I'm now able to increase the payments, but I'm paying serveral different creditors. I have a good credit score and regardless of the debt have never missed a payment or failed to pay a loan off. I just want to pay one bill and the banks still aren't lending.
My financial situation:
I am a good candidate for this loan because...I have a very good source of income over the past two years and I have always been on time with payments and never failed to pay a loan off.
Monthly net income: $5500
Monthly expenses: $400
Housing: $0
Insurance: $200
Car expenses: $250
Utilities: $300
Phone, cable, internet: $140
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $1400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $1,000.00 | 11/27/2012 9:50:29 AM |
LiveNow | $25.00 | 11/26/2012 5:27:37 PM |
nonattender | $25.00 | 11/26/2012 6:51:10 PM |
bowdish1 | $25.00 | 11/26/2012 5:21:34 PM |
I_Like_to_Invest | $25.00 | 11/26/2012 7:04:39 PM |
daw1878 | $25.00 | 11/26/2012 5:32:53 PM |
octoberfresh | $25.00 | 11/26/2012 8:03:04 PM |
vutah | $35.00 | 11/26/2012 7:13:46 PM |
gravbox | $25.00 | 11/26/2012 8:05:34 PM |
JeremyLinFan | $30.00 | 11/26/2012 10:15:49 PM |
natural-worth9 | $100.00 | 11/27/2012 6:27:59 AM |
kind-euro-mirth | $50.00 | 11/27/2012 9:47:13 AM |
ideal-peace5 | $100.00 | 11/27/2012 9:52:18 AM |
HoosierDaddie | $300.00 | 11/27/2012 9:56:13 AM |
phenomenal-rate1 | $500.00 | 11/27/2012 9:48:46 AM |
transaction-seahorse0 | $25.00 | 11/27/2012 10:45:38 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:24:40 AM |
special-dinero553 | $25.00 | 11/27/2012 10:33:39 AM |
Harry | $56.00 | 11/27/2012 11:26:17 AM |
affluence-microscope2 | $200.00 | 11/27/2012 5:07:14 PM |
wise-charming-reward | $500.00 | 11/27/2012 3:23:30 PM |
SOP_Bank | $25.00 | 11/27/2012 4:43:23 PM |
payment-halo | $25.00 | 11/27/2012 6:23:08 PM |
foofightee | $25.00 | 11/28/2012 7:36:14 AM |
riskreward | $250.00 | 11/28/2012 1:46:27 PM |
bazaar-tulip | $25.00 | 11/29/2012 5:31:29 PM |
kfrench | $75.00 | 11/29/2012 6:57:15 PM |
Techne_Funds_LLC | $25.00 | 11/30/2012 12:59:01 PM |
nickel-ferret | $25.00 | 11/30/2012 4:30:33 PM |
E-2 | $100.00 | 11/30/2012 4:13:30 PM |
dunox | $75.00 | 11/30/2012 4:15:43 PM |
Zorro_970 | $100.00 | 11/30/2012 4:22:12 PM |
P2P4me | $200.00 | 11/30/2012 7:05:59 PM |
prudent-dough458 | $25.00 | 11/30/2012 5:07:27 PM |
franzzua | $25.00 | 11/30/2012 5:46:23 PM |
availableloan | $25.00 | 11/30/2012 6:20:46 PM |
durability-goat644 | $50.00 | 11/30/2012 11:35:26 PM |
terrific-dough6 | $50.00 | 12/1/2012 12:00:47 PM |
BostonCapital | $100.00 | 12/1/2012 12:15:58 PM |
acropiloterau2002 | $25.00 | 12/1/2012 12:36:39 PM |
think-become | $25.00 | 12/1/2012 9:39:37 AM |
rmachi | $25.00 | 12/1/2012 12:48:13 PM |
spiff666 | $26.66 | 12/1/2012 11:38:33 AM |
principal-cooker2 | $50.00 | 12/1/2012 1:13:53 PM |
mindful-generosity1 | $50.00 | 12/1/2012 1:15:22 PM |
TeamAmerica | $25.00 | 12/1/2012 12:52:13 PM |
tech310 | $50.00 | 12/1/2012 1:01:22 PM |
mikrolown | $25.00 | 12/1/2012 1:34:04 PM |
ready-agreement5 | $25.00 | 12/1/2012 1:07:40 PM |
bright-idea11 | $25.00 | 12/1/2012 1:38:08 PM |
fortytwo | $100.00 | 12/1/2012 1:16:38 PM |
lionheart722 | $25.00 | 12/1/2012 1:52:44 PM |
down-with-big-banks1 | $25.00 | 12/1/2012 1:22:06 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:33 PM |
balance-force | $35.00 | 12/1/2012 1:27:38 PM |
dunkard13 | $100.00 | 12/1/2012 2:17:46 PM |
wise-deal-panda | $100.00 | 12/1/2012 1:37:19 PM |
prudent-deal662 | $25.00 | 12/1/2012 1:49:33 PM |
patriot897 | $25.00 | 12/1/2012 1:49:50 PM |
Broker174 | $43.83 | 12/1/2012 8:51:28 PM |
geechee | $50.00 | 12/1/2012 3:01:29 PM |
persistent-dinero953 | $25.00 | 12/1/2012 4:04:46 PM |
axl163 | $25.00 | 12/1/2012 8:40:57 PM |
laomedon | $50.00 | 12/2/2012 12:22:53 AM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:27:52 PM |
excellent-contract219 | $25.00 | 12/2/2012 2:49:10 PM |
fund-fox4 | $200.00 | 12/2/2012 12:49:16 PM |
wishihadmore | $30.00 | 12/2/2012 12:57:35 PM |
Fiimg | $50.00 | 12/2/2012 6:38:08 PM |
auction-iris9 | $120.00 | 12/2/2012 1:07:23 PM |
friedokra | $25.00 | 12/2/2012 1:41:10 PM |
kind-durability-battalion | $125.00 | 12/2/2012 2:01:59 PM |
finder61 | $25.00 | 12/2/2012 1:57:40 PM |
myduck | $50.00 | 12/2/2012 3:57:08 PM |
killdare | $25.00 | 12/2/2012 3:15:44 PM |
chac | $100.00 | 12/2/2012 4:42:13 PM |
a-restless-dollar | $25.00 | 12/2/2012 4:22:32 PM |
Darts | $50.00 | 12/2/2012 8:47:32 PM |
Apollo19 | $50.00 | 12/2/2012 9:48:09 PM |
finance-coyote3 | $3,279.50 | 12/3/2012 3:47:46 AM |
payout-motivator0 | $50.00 | 11/26/2012 5:17:11 PM |
gjm6d | $25.00 | 11/26/2012 5:18:45 PM |
cash-mad-scientist3 | $25.00 | 11/26/2012 7:51:11 PM |
nevee | $25.00 | 11/27/2012 9:16:27 AM |
windguy | $50.00 | 11/27/2012 10:48:55 AM |
HikeMoab | $25.00 | 11/27/2012 11:18:44 AM |
Nipper99 | $100.00 | 11/27/2012 3:32:33 PM |
radiant-dollar9 | $200.00 | 11/27/2012 5:30:30 PM |
generous-deal6 | $25.00 | 11/27/2012 11:11:30 PM |
bonus-seahorse | $39.00 | 11/28/2012 12:49:08 AM |
ingenious-deal6 | $25.00 | 11/28/2012 10:20:33 AM |
john0720 | $25.00 | 11/29/2012 11:23:09 AM |
Plutis | $25.00 | 11/29/2012 6:50:06 PM |
Goat-herder | $25.00 | 11/29/2012 6:51:01 PM |
sharp-platinum326 | $25.00 | 11/30/2012 9:21:49 AM |
Rockymtnhi | $50.00 | 11/30/2012 2:16:33 PM |
commerce-artisan8 | $50.00 | 11/30/2012 4:24:43 PM |
abundanceforever | $29.00 | 11/30/2012 4:26:55 PM |
wetlands | $200.00 | 11/30/2012 4:32:18 PM |
bold-joyful-coin9 | $25.00 | 11/30/2012 1:10:41 PM |
capital-magician561 | $25.00 | 11/30/2012 2:59:14 PM |
Mommo | $50.00 | 11/30/2012 4:05:15 PM |
repayment-pagoda8 | $100.00 | 11/30/2012 4:17:26 PM |
successful-agreement7 | $100.00 | 11/30/2012 4:20:43 PM |
loyalty-dragster7 | $100.00 | 11/30/2012 4:35:41 PM |
first-graceful-contract | $25.00 | 11/30/2012 5:05:53 PM |
kulender | $100.00 | 11/30/2012 6:10:08 PM |
Lend2 | $25.00 | 11/30/2012 8:45:01 PM |
Nazbuster | $50.00 | 11/30/2012 8:28:43 PM |
compoundinterest | $25.00 | 12/1/2012 12:01:05 PM |
MorleyTwirl | $100.00 | 12/1/2012 9:03:29 AM |
friendinmoney | $25.00 | 12/1/2012 10:03:23 AM |
careful-dinero21 | $100.00 | 12/1/2012 11:02:10 AM |
excellent-funds025 | $50.00 | 12/1/2012 1:06:52 PM |
quickstep | $151.00 | 12/1/2012 12:19:35 PM |
Investoman | $25.00 | 12/1/2012 12:22:38 PM |
finance-ecstasy7 | $25.00 | 12/1/2012 12:25:52 PM |
ericgassercom | $25.00 | 12/1/2012 12:30:05 PM |
heerzaquestion | $100.00 | 12/1/2012 1:41:57 PM |
syracuserei | $100.00 | 12/1/2012 5:29:51 PM |
cablenews | $50.00 | 12/1/2012 6:33:14 PM |
dariop | $25.01 | 12/1/2012 1:59:51 PM |
mercuriant | $25.00 | 12/1/2012 2:28:30 PM |
LoanerPrincipal | $25.00 | 12/1/2012 2:28:45 PM |
JTHarris | $25.00 | 12/1/2012 2:57:58 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:37:56 PM |
value-showcase828 | $25.00 | 12/2/2012 12:49:50 PM |
philantist | $25.00 | 12/1/2012 10:30:51 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:32:35 AM |
new-start18100 | $25.00 | 12/2/2012 1:04:35 PM |
sunny-benefit0 | $25.00 | 12/2/2012 7:12:38 PM |
ahansen | $25.00 | 12/2/2012 2:15:43 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:33 PM |
range2 | $25.00 | 12/3/2012 2:51:46 AM |
adir1 | $100.00 | 12/2/2012 10:53:57 PM |
135 Investments
|
Borrower Payment Dependent Notes Series
677466
This series of Notes was issued and sold upon the funding of the borrower loan #79241, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $230.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 780-799 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 17y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $119 | |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| ready-credit596 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1500
Monthly expenses: $900
Housing: $400
Insurance: $67
Car expenses: $158
Utilities: $85
Phone, cable, internet: $
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
JC_12 | $100.00 | 11/26/2012 5:39:06 PM |
fervent-commerce | $25.00 | 11/26/2012 6:09:58 PM |
valiant-return584 | $50.00 | 11/26/2012 5:21:02 PM |
WalnutCreekguy | $50.00 | 11/26/2012 7:02:31 PM |
courteous-platinum7 | $25.00 | 11/27/2012 2:12:56 AM |
Interest2thePeople | $100.00 | 11/27/2012 9:41:41 AM |
Dubbs360 | $50.00 | 11/27/2012 6:28:14 PM |
dunkard13 | $100.00 | 11/28/2012 9:26:52 AM |
LuvToLend | $25.00 | 11/28/2012 10:37:40 AM |
successful-agreement7 | $100.00 | 11/28/2012 1:28:15 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:32 AM |
persist_in_doing | $25.00 | 11/29/2012 6:52:04 PM |
dunox | $75.00 | 11/30/2012 4:16:07 PM |
Weaverville | $25.00 | 12/1/2012 9:21:33 AM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:11 AM |
deal-vibrato | $25.00 | 12/1/2012 1:24:33 PM |
green-principal-maniac | $50.00 | 12/2/2012 12:07:45 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:32 PM |
Munnie | $50.00 | 12/4/2012 6:19:20 AM |
platinum-scientist9 | $25.00 | 12/5/2012 3:09:26 PM |
money-bauble | $100.00 | 12/5/2012 5:44:18 PM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:15 AM |
receptive-affluence035 | $25.00 | 12/6/2012 6:53:09 AM |
miked8303 | $75.00 | 12/6/2012 11:30:41 AM |
important-camaraderi584 | $25.00 | 12/6/2012 5:46:39 PM |
mikrolown | $25.00 | 12/6/2012 6:14:38 PM |
Zorro_970 | $100.00 | 12/6/2012 5:39:49 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:08 AM |
transparency-river1 | $750.00 | 12/7/2012 9:11:29 AM |
Toby1montana | $50.00 | 12/7/2012 6:25:06 AM |
1randyp | $25.00 | 12/7/2012 9:56:33 AM |
CAGE-Investments | $25.00 | 12/7/2012 9:28:38 AM |
auction-iris9 | $120.00 | 12/7/2012 9:11:49 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:25 AM |
hitsman | $50.00 | 12/7/2012 10:47:51 AM |
interstellar | $75.00 | 12/7/2012 11:36:14 AM |
a-dough-plato | $25.00 | 12/7/2012 2:35:16 PM |
ideal-platinum2 | $27.95 | 12/7/2012 3:05:30 PM |
euro-spark | $25.00 | 12/7/2012 3:58:06 PM |
decisive-return611 | $100.00 | 12/7/2012 1:01:50 PM |
ets2011 | $25.00 | 12/7/2012 4:33:06 PM |
dollar-transporter3 | $25.00 | 12/7/2012 3:05:29 PM |
velocity-solo | $25.00 | 12/7/2012 5:11:25 PM |
Bob450 | $25.00 | 12/7/2012 5:53:56 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:18 PM |
NorthernFunds | $50.00 | 12/8/2012 9:52:54 AM |
finance-prescription | $30.00 | 12/8/2012 12:31:30 PM |
repayment-walnut2 | $25.00 | 12/8/2012 12:36:24 PM |
ryanplays311 | $25.00 | 12/8/2012 12:52:30 PM |
social-cocktail1 | $139.00 | 12/8/2012 12:23:40 PM |
MrRooster101 | $25.00 | 12/8/2012 12:15:13 PM |
asset-spa3 | $250.00 | 12/8/2012 4:51:30 PM |
tender-commerce8 | $31.00 | 12/8/2012 1:39:11 PM |
keichi03 | $25.00 | 12/8/2012 4:15:56 PM |
inspired-fund8 | $25.00 | 12/9/2012 10:42:30 AM |
the-principal-reactor4 | $50.00 | 12/9/2012 7:03:36 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:07 PM |
community-engine750 | $25.00 | 12/9/2012 12:53:11 PM |
bkwest01 | $50.00 | 12/10/2012 7:22:38 AM |
loyalty-voyage | $25.00 | 12/10/2012 8:49:19 AM |
stills | $50.00 | 12/10/2012 5:26:59 AM |
penny-eagle | $50.00 | 12/10/2012 9:06:30 AM |
DreDub | $25.00 | 12/10/2012 5:53:38 AM |
return-point2 | $100.00 | 11/26/2012 5:46:04 PM |
thrilling-fund427 | $50.00 | 11/27/2012 10:06:33 AM |
monster4 | $50.00 | 11/27/2012 11:01:26 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:10 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:46 PM |
gold-sushi | $25.00 | 11/29/2012 6:50:53 PM |
E-2 | $100.00 | 11/30/2012 4:14:21 PM |
kulender | $100.00 | 11/30/2012 6:10:08 PM |
pierrelasvegas | $25.00 | 12/1/2012 12:06:36 PM |
balance-force | $35.00 | 12/1/2012 1:27:38 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:32 PM |
special-currency6 | $50.00 | 12/2/2012 5:48:24 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:34 PM |
Bikram | $50.00 | 12/3/2012 10:35:32 AM |
life-is-great | $25.00 | 12/4/2012 9:48:40 AM |
bewitching-dollar5 | $100.00 | 12/5/2012 6:02:21 PM |
escharfer | $25.00 | 12/5/2012 6:21:46 PM |
BankofRon_IRA | $62.00 | 12/6/2012 9:11:43 AM |
compassionate-dime0 | $40.00 | 12/6/2012 9:47:43 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:44 AM |
point-oyster5 | $25.00 | 12/6/2012 10:31:03 AM |
debtfree_lender_777 | $25.00 | 12/6/2012 10:02:14 AM |
deal-selector5 | $25.00 | 12/6/2012 5:25:22 PM |
zipemdown | $25.00 | 12/6/2012 6:03:54 PM |
dinero-launcher | $30.00 | 12/7/2012 8:22:19 AM |
point | $50.00 | 12/7/2012 10:07:26 AM |
Comoparklender | $25.00 | 12/7/2012 10:53:16 AM |
deegeeman | $25.00 | 12/7/2012 10:37:25 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:16 AM |
genius520 | $100.00 | 12/7/2012 11:04:03 AM |
adaboy65 | $75.00 | 12/7/2012 11:21:34 AM |
friendly-p2p4 | $30.00 | 12/7/2012 3:58:18 PM |
Investor_DP | $100.00 | 12/7/2012 11:31:31 AM |
villagers | $50.00 | 12/7/2012 2:07:21 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:32 PM |
Rostov | $25.00 | 12/7/2012 4:58:26 PM |
Leshan | $50.00 | 12/7/2012 5:22:50 PM |
LeReve | $267.00 | 12/7/2012 5:59:32 PM |
_G_ | $25.00 | 12/7/2012 3:28:41 PM |
dordee | $44.47 | 12/7/2012 5:56:00 PM |
bob450-roth | $25.00 | 12/7/2012 5:58:34 PM |
PFTLender | $25.00 | 12/8/2012 7:21:20 AM |
KwonEnterprises | $50.00 | 12/8/2012 12:51:58 AM |
wwwUniversal | $25.00 | 12/8/2012 1:10:25 PM |
BluElephant | $50.00 | 12/8/2012 1:29:13 PM |
authoritative-capital | $25.00 | 12/8/2012 5:28:48 PM |
a-resplendent-commitment | $25.00 | 12/9/2012 7:22:55 AM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:40 AM |
fulfilling-responsibilityOFU | $48.77 | 12/9/2012 12:34:51 PM |
reverent-greenback219 | $25.00 | 12/9/2012 2:03:30 PM |
SummitAdvisors | $50.00 | 12/10/2012 9:08:01 AM |
finance-coyote3 | $300.00 | 12/10/2012 5:05:34 AM |
burrben | $50.00 | 12/10/2012 6:17:43 AM |
valiant-liberty4 | $25.00 | 12/10/2012 9:04:02 AM |
the-bright-nickel | $25.00 | 12/10/2012 9:08:04 AM |
deal-pioneer1 | $100.00 | 12/10/2012 3:47:29 AM |
plentiful-note6 | $25.00 | 12/10/2012 6:14:15 AM |
blazing-capital2 | $44.81 | 12/10/2012 9:08:52 AM |
121 Investments
|
Borrower Payment Dependent Notes Series
677480
This series of Notes was issued and sold upon the funding of the borrower loan #78804, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $23,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 10.01% |
Borrower rate/APR:
| 11.01% / 13.25% |
Monthly payment:
| $500.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.78% | | |
| |
Estimated return*:
| 7.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1984 |
Debt/Income ratio:
| 17% |
Credit score:
| 780-799 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,231 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| asaurus662 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off high interest credit cards
My financial situation: US Bank
I am a good candidate for this loan because... I have good credit, and although I have some credit card debt, I have never made a late payment. I am also a professional with a stable job and an income that typically increases annually.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bank_Of_XL | $25.00 | 11/27/2012 5:05:59 PM |
jubilant-capital1 | $25.00 | 11/27/2012 8:16:38 PM |
Zolton | $300.00 | 11/27/2012 5:59:49 PM |
GoldenKoi | $100.00 | 11/28/2012 1:49:18 AM |
gold-hero4 | $50.00 | 11/27/2012 6:54:53 PM |
CreditBuilder2 | $50.05 | 11/27/2012 7:31:50 PM |
yield-voyager8 | $25.00 | 11/27/2012 7:59:04 PM |
blot44 | $25.00 | 11/28/2012 6:28:22 AM |
natural-worth9 | $100.00 | 11/28/2012 9:25:09 AM |
Arvicco | $400.00 | 11/28/2012 1:48:37 PM |
Interloper | $50.00 | 11/28/2012 11:47:54 AM |
Bad_Debt | $25.00 | 11/28/2012 9:39:41 PM |
transparency-sequoia6 | $100.00 | 11/29/2012 10:45:43 AM |
Castellan | $50.00 | 11/29/2012 10:48:37 AM |
zchamilton | $50.00 | 11/29/2012 6:55:24 PM |
persist_in_doing | $25.00 | 11/29/2012 6:52:12 PM |
neighborly-hope6 | $100.00 | 11/30/2012 11:55:10 AM |
corndog4000 | $30.00 | 11/30/2012 12:05:38 PM |
dunox | $75.00 | 11/30/2012 4:15:28 PM |
compoundinterest | $25.00 | 11/30/2012 5:40:43 PM |
basejump0 | $25.00 | 12/1/2012 11:56:07 AM |
auctionator1 | $25.00 | 12/1/2012 1:25:14 PM |
magical-credit523 | $25.00 | 12/1/2012 1:36:13 PM |
ore-frontier | $50.00 | 12/2/2012 12:26:14 AM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:07 PM |
tender-wealth0 | $25.00 | 12/4/2012 5:34:24 AM |
proper-exchange8 | $50.00 | 12/4/2012 9:21:31 AM |
Investoman | $25.00 | 12/4/2012 5:49:24 PM |
SourDoughSteve | $25.00 | 12/5/2012 9:19:15 AM |
cardminger | $25.00 | 12/5/2012 10:37:37 AM |
heyokafinancial | $25.00 | 12/5/2012 10:12:42 AM |
joyful-credit579 | $25.00 | 12/5/2012 10:37:57 AM |
american6 | $50.00 | 12/5/2012 10:51:07 AM |
HikeMoab | $25.00 | 12/5/2012 5:29:53 PM |
commitment-orca7 | $50.00 | 12/5/2012 2:01:07 PM |
loyalty-czar | $130.00 | 12/5/2012 5:59:34 PM |
penny-injector8 | $25.00 | 12/6/2012 12:06:43 AM |
mindful-generosity1 | $50.00 | 12/6/2012 9:46:51 AM |
robot777 | $72.00 | 12/6/2012 9:51:02 AM |
dmk2006 | $25.00 | 12/6/2012 4:41:04 PM |
miked8303 | $75.00 | 12/6/2012 11:31:14 AM |
Black_Dog_Lending | $100.00 | 12/6/2012 11:30:52 PM |
extraordinary-velocity6 | $25.00 | 12/7/2012 9:10:14 AM |
velocity-solo | $25.00 | 12/6/2012 7:36:39 PM |
bb575 | $50.00 | 12/7/2012 7:11:42 AM |
credit-socrates648 | $1,000.00 | 12/7/2012 8:00:34 AM |
bold-worth-wrangler | $50.00 | 12/7/2012 9:30:43 AM |
worth21 | $25.00 | 12/7/2012 9:49:19 AM |
Clambake | $25.00 | 12/7/2012 10:39:50 AM |
minista | $25.00 | 12/7/2012 9:46:58 AM |
magical-fairness4 | $25.00 | 12/7/2012 2:41:22 PM |
Tasmir | $25.00 | 12/7/2012 6:00:47 PM |
sympathetic-funds818 | $25.00 | 12/7/2012 3:56:43 PM |
skuba | $50.00 | 12/7/2012 5:34:08 PM |
transparency-baton | $25.00 | 12/7/2012 6:37:18 PM |
larrybird | $1,000.00 | 12/7/2012 6:05:35 PM |
benevolent-moola291 | $50.00 | 12/7/2012 5:46:14 PM |
cozy-ore516 | $25.00 | 12/7/2012 8:04:27 PM |
Bendistraw | $50.00 | 12/7/2012 6:25:48 PM |
bibleinvestor3 | $25.00 | 12/8/2012 5:03:22 AM |
loan-warrior | $25.00 | 12/7/2012 7:21:32 PM |
perls | $100.00 | 12/8/2012 12:11:37 PM |
wise-interest-wildebeest | $25.00 | 12/8/2012 7:26:38 AM |
diversification-medalist | $25.00 | 12/8/2012 12:23:17 PM |
social-pear9 | $50.00 | 12/8/2012 10:05:34 AM |
unforgettable-wealth4 | $50.00 | 12/8/2012 12:41:28 PM |
benjamins-utopia | $100.00 | 12/8/2012 12:47:50 PM |
durability-officer | $50.00 | 12/8/2012 12:56:41 PM |
afotherg | $25.00 | 12/8/2012 1:00:00 PM |
stensonb | $25.00 | 12/8/2012 1:01:28 PM |
rexryan1470 | $25.00 | 12/8/2012 1:02:23 PM |
TrustPlus | $50.00 | 12/8/2012 1:02:43 PM |
helpishere777 | $25.00 | 12/8/2012 1:04:39 PM |
JAVEHE | $25.00 | 12/8/2012 1:05:31 PM |
jjb3 | $25.00 | 12/8/2012 1:07:34 PM |
dpjd | $25.00 | 12/8/2012 1:08:34 PM |
Bikram | $50.00 | 12/8/2012 1:13:25 PM |
zpellman | $100.00 | 12/8/2012 10:11:41 AM |
REVSTJ999 | $25.00 | 12/8/2012 1:14:08 PM |
MrDavid | $75.00 | 12/8/2012 1:16:29 PM |
EvalCrux | $50.00 | 12/8/2012 1:16:49 PM |
exchange-cub | $50.00 | 12/8/2012 11:01:23 AM |
unrivaled-silver | $25.00 | 12/8/2012 1:23:46 PM |
aggregator573 | $100.00 | 12/8/2012 1:30:11 PM |
laudable-leverage6 | $100.00 | 12/8/2012 1:31:45 PM |
Thecozychick | $25.00 | 12/8/2012 1:32:46 PM |
partnerinflight | $25.00 | 12/8/2012 1:33:28 PM |
currency-agave | $50.00 | 12/8/2012 1:34:05 PM |
dpfl55 | $25.00 | 12/8/2012 1:34:17 PM |
wtrboy | $25.00 | 12/8/2012 1:39:20 PM |
BidDaddyBigBucks | $25.00 | 12/8/2012 1:43:54 PM |
enticing-note | $25.00 | 12/8/2012 12:16:19 PM |
transparency-halo | $25.00 | 12/8/2012 1:51:40 PM |
larslfe | $25.00 | 12/8/2012 12:23:55 PM |
asset-equilibrium0 | $25.00 | 12/8/2012 1:02:45 PM |
Keebs | $25.00 | 12/8/2012 1:03:26 PM |
wonderful-rupee | $25.00 | 12/8/2012 1:05:39 PM |
Duchdad | $25.00 | 12/8/2012 1:06:27 PM |
first-pragmatic-note | $25.00 | 12/8/2012 2:13:46 PM |
new-return-faire | $100.00 | 12/8/2012 1:08:55 PM |
brightest-inspired-gain | $25.00 | 12/8/2012 2:29:24 PM |
december188 | $25.00 | 12/8/2012 2:46:11 PM |
tdinmanhattan | $25.00 | 12/8/2012 1:12:25 PM |
balanced-interest3 | $250.00 | 12/8/2012 2:52:12 PM |
Natronpee | $25.00 | 12/8/2012 1:13:03 PM |
riproaringrapids | $50.00 | 12/8/2012 1:18:33 PM |
power-trophy7 | $25.00 | 12/8/2012 1:25:48 PM |
first-upright-payout | $25.00 | 12/8/2012 1:26:40 PM |
moola-rose8 | $50.00 | 12/8/2012 1:27:52 PM |
Stollewood | $25.00 | 12/8/2012 1:29:53 PM |
Graces | $25.00 | 12/8/2012 1:32:34 PM |
postalwhiz | $25.00 | 12/8/2012 1:01:05 PM |
hitsman | $50.00 | 12/8/2012 1:35:20 PM |
worth-web5 | $50.00 | 12/8/2012 1:36:58 PM |
rcr549 | $25.00 | 12/8/2012 1:38:41 PM |
speyer | $25.00 | 12/8/2012 1:05:32 PM |
iolaire | $25.00 | 12/8/2012 1:09:24 PM |
asset-upholder2 | $25.00 | 12/8/2012 1:46:53 PM |
tenacious-liberty1 | $25.00 | 12/8/2012 1:10:14 PM |
euro-speaker8 | $250.00 | 12/8/2012 1:10:36 PM |
C_Mark | $50.00 | 12/8/2012 1:11:18 PM |
mtquan | $25.00 | 12/8/2012 1:11:56 PM |
bigballer105 | $50.00 | 12/8/2012 1:14:11 PM |
2k1Toaster | $25.00 | 12/8/2012 1:51:16 PM |
mdv | $25.00 | 12/8/2012 1:15:25 PM |
brightest-repayment-patriot | $75.00 | 12/8/2012 1:17:52 PM |
hope-kingdom | $25.00 | 12/8/2012 1:58:31 PM |
kanewna | $50.00 | 12/8/2012 2:01:07 PM |
Daneistes | $50.00 | 12/8/2012 1:18:31 PM |
keeks | $25.00 | 12/8/2012 2:04:53 PM |
lucky6 | $25.00 | 12/8/2012 1:25:50 PM |
newest-trade-spruce | $25.00 | 12/8/2012 2:12:59 PM |
gatorbanker | $25.00 | 12/8/2012 1:27:38 PM |
mclean_loaner | $25.00 | 12/9/2012 8:19:12 AM |
platinum-genetics | $25.00 | 12/8/2012 1:35:48 PM |
visionary-commerce | $25.00 | 12/8/2012 1:35:54 PM |
ski bum | $100.00 | 12/8/2012 1:37:43 PM |
bold-luminous-wealth | $25.00 | 12/8/2012 1:39:51 PM |
dobied | $25.00 | 12/8/2012 1:42:17 PM |
funds-captain4 | $50.00 | 12/8/2012 1:47:41 PM |
note-proton0 | $25.00 | 12/8/2012 1:48:21 PM |
emo13 | $50.00 | 12/8/2012 1:54:39 PM |
marketplace-cello5 | $25.00 | 12/8/2012 1:55:04 PM |
lifegrowth | $25.00 | 12/8/2012 1:56:20 PM |
dharma1 | $25.00 | 12/8/2012 5:39:11 PM |
GreenSun | $25.00 | 12/8/2012 2:02:50 PM |
finance-assembler | $30.00 | 12/8/2012 2:04:32 PM |
Theofficer_roth_ira | $25.69 | 12/9/2012 6:35:16 AM |
DonaldColorado | $50.00 | 12/9/2012 8:00:34 AM |
Pasagam | $50.00 | 12/9/2012 12:53:47 PM |
point-elm789 | $50.00 | 12/8/2012 11:14:34 PM |
deal-pal | $25.00 | 12/9/2012 10:49:40 AM |
California04 | $50.00 | 12/9/2012 11:07:17 AM |
tenacious-payout | $25.00 | 12/9/2012 7:59:20 AM |
finance-shaker550 | $25.00 | 12/9/2012 12:03:24 PM |
fuzed | $50.00 | 12/9/2012 2:37:19 PM |
finance-coyote3 | $2,000.00 | 12/10/2012 5:12:23 AM |
bold-joyful-coin9 | $25.00 | 12/9/2012 3:30:36 PM |
innocent-loot | $25.00 | 12/10/2012 9:21:31 AM |
soarmore | $25.00 | 12/10/2012 4:59:11 AM |
asset-conqueror6 | $25.00 | 12/10/2012 9:41:09 AM |
bold-felicity-image | $100.00 | 12/10/2012 9:41:30 AM |
antlr | $25.00 | 12/9/2012 7:43:53 PM |
Roundhouse | $75.00 | 12/9/2012 10:36:16 PM |
Registerednurse1 | $25.00 | 12/10/2012 3:42:37 AM |
Shingu | $50.00 | 12/10/2012 10:00:45 AM |
transparency-game-changer0 | $50.00 | 12/10/2012 9:21:38 AM |
SacramentoLoaners | $25.00 | 12/10/2012 9:27:08 AM |
worth-rocket0 | $30.00 | 12/10/2012 10:15:09 AM |
jayh888 | $25.00 | 12/10/2012 10:26:07 AM |
currency-persimmon | $30.00 | 12/10/2012 9:09:36 AM |
robertmm25 | $50.00 | 12/10/2012 9:55:31 AM |
Fed-Killing-me | $200.00 | 12/10/2012 9:22:49 AM |
angelinvestor01 | $50.00 | 12/10/2012 10:02:13 AM |
Woodworker57 | $25.00 | 12/10/2012 9:33:44 AM |
revmax | $25.00 | 12/10/2012 10:07:48 AM |
origami-panda | $25.00 | 12/10/2012 9:40:29 AM |
ethical-truth211 | $100.00 | 12/10/2012 9:45:45 AM |
worlds-best-duty8 | $25.00 | 12/10/2012 3:35:42 PM |
circuitfive | $25.00 | 12/10/2012 9:50:03 AM |
Smalltimelender | $25.00 | 12/10/2012 4:04:09 PM |
dospapalotes | $50.00 | 12/10/2012 9:56:26 AM |
TBCapitol | $48.27 | 12/10/2012 4:56:29 PM |
mlw | $50.00 | 12/10/2012 5:11:25 PM |
mclapperton | $50.00 | 12/10/2012 1:00:31 PM |
kind-funds-tonic | $25.00 | 12/10/2012 2:46:04 PM |
Lokillis | $25.00 | 12/10/2012 3:29:52 PM |
bbjones3 | $25.00 | 12/10/2012 11:24:34 AM |
elfincove | $75.00 | 12/10/2012 5:34:17 PM |
rsd4444 | $25.00 | 12/10/2012 12:54:15 PM |
lender987654321 | $50.00 | 12/10/2012 5:17:52 PM |
OswegoUSA | $83.77 | 12/10/2012 5:25:39 PM |
helping-out | $200.00 | 12/10/2012 4:12:10 PM |
spoolin18t | $50.00 | 12/10/2012 4:33:07 PM |
wise-nourishing-leverage | $25.00 | 12/10/2012 5:19:00 PM |
finance-hope | $25.00 | 12/10/2012 5:31:14 PM |
banker34 | $71.08 | 12/10/2012 5:47:50 PM |
windguy | $50.00 | 11/27/2012 5:33:17 PM |
janeybooboo | $75.00 | 11/27/2012 6:55:43 PM |
octoberfresh | $25.00 | 11/27/2012 7:05:26 PM |
marketplace-singularity3 | $25.00 | 11/28/2012 6:29:37 AM |
ready-interest9 | $25.00 | 11/28/2012 10:57:30 AM |
compassion-twister2 | $50.00 | 11/28/2012 10:23:36 AM |
Pickmar | $25.00 | 11/28/2012 10:54:15 AM |
riskreward | $250.00 | 11/28/2012 1:45:52 PM |
calbertrand | $25.00 | 11/28/2012 10:43:45 PM |
availableloan | $25.00 | 11/28/2012 7:49:37 PM |
loot-prescription3 | $40.00 | 11/29/2012 5:59:18 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:36 AM |
indomitable-coin | $25.00 | 11/29/2012 5:54:02 PM |
loan-mongoose1 | $25.00 | 11/29/2012 6:49:19 PM |
profde | $25.00 | 11/30/2012 5:49:27 AM |
Jay0507 | $100.00 | 11/30/2012 11:18:17 AM |
tender-integrity3 | $100.00 | 11/30/2012 1:28:56 PM |
auction-iris9 | $120.00 | 11/30/2012 5:34:53 PM |
astute-benjamins | $25.00 | 11/30/2012 5:56:50 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:23:55 AM |
the_spook | $25.01 | 12/1/2012 1:19:34 PM |
bowdish1 | $75.00 | 12/1/2012 2:02:11 PM |
supersarah61 | $25.00 | 12/1/2012 3:19:22 PM |
first-sharp-payout5 | $200.00 | 12/2/2012 6:39:36 AM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:52 PM |
knowledgeable-silver6 | $25.00 | 12/3/2012 10:38:29 AM |
repayment-pagoda8 | $100.00 | 12/3/2012 5:26:24 PM |
golden-platinum7 | $25.00 | 12/4/2012 9:39:25 AM |
Avala | $51.00 | 12/4/2012 11:12:52 AM |
Senechal | $25.00 | 12/4/2012 10:10:39 AM |
AFairDeal | $25.00 | 12/5/2012 9:12:33 AM |
market-maximizer472 | $25.00 | 12/5/2012 9:24:24 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:06:57 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:57 AM |
income-awakening6 | $25.00 | 12/5/2012 6:12:25 PM |
imlosttoo | $25.00 | 12/6/2012 3:35:07 AM |
camaraderi-popcorn | $25.00 | 12/6/2012 9:13:49 AM |
careful-dinero21 | $25.00 | 12/6/2012 1:31:41 PM |
proper-commitment5 | $25.00 | 12/6/2012 5:21:21 PM |
georgethesir | $50.00 | 12/7/2012 5:05:26 AM |
wise-peaceful-note | $25.00 | 12/7/2012 7:31:27 AM |
versatile-dime442 | $250.00 | 12/7/2012 9:25:53 AM |
subtle-revenue0 | $25.00 | 12/7/2012 9:31:40 AM |
Aimvest | $25.00 | 12/7/2012 9:43:57 AM |
first-favorite-bonus9 | $25.00 | 12/7/2012 9:44:11 AM |
adventurer447 | $300.00 | 12/7/2012 10:49:04 AM |
awwaww | $25.00 | 12/7/2012 10:22:27 AM |
deegeeman | $25.00 | 12/7/2012 10:37:31 AM |
britgsb | $50.00 | 12/7/2012 11:05:49 AM |
meux99 | $25.00 | 12/7/2012 10:24:34 AM |
nuclearmoose | $50.00 | 12/7/2012 11:20:42 AM |
Tradesmanlender | $25.00 | 12/7/2012 11:01:13 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:02 AM |
Preist | $25.00 | 12/7/2012 4:10:00 PM |
puifais | $50.00 | 12/7/2012 5:22:15 PM |
magnetic-duty4 | $25.00 | 12/7/2012 2:06:02 PM |
julijask | $100.00 | 12/7/2012 6:48:48 PM |
cimbaman | $43.15 | 12/8/2012 4:59:36 AM |
proud-pound4 | $25.00 | 12/8/2012 12:03:16 PM |
Kame | $25.00 | 12/8/2012 12:14:21 PM |
KwonEnterprises | $41.98 | 12/8/2012 12:53:31 AM |
BDL-Roth | $40.00 | 12/8/2012 12:30:43 PM |
dollars4debts | $25.00 | 12/8/2012 10:14:33 AM |
loyalty-circuitry | $100.00 | 12/8/2012 6:02:01 AM |
djs81 | $75.00 | 12/8/2012 1:04:01 PM |
wadeveloper | $25.00 | 12/8/2012 1:04:16 PM |
bill-igloo | $25.00 | 12/8/2012 1:07:26 PM |
timbob | $100.00 | 12/8/2012 1:07:38 PM |
invincible-deal82 | $25.00 | 12/8/2012 12:14:25 PM |
JohnBanks | $25.00 | 12/8/2012 1:09:18 PM |
kvandivo | $25.00 | 12/8/2012 1:11:15 PM |
designs626 | $50.00 | 12/8/2012 1:12:14 PM |
AWTT | $25.00 | 12/8/2012 1:14:12 PM |
velocity-javelin8 | $25.00 | 12/8/2012 1:14:52 PM |
Zuzu | $25.00 | 12/8/2012 1:15:13 PM |
caring-truth9 | $75.00 | 12/8/2012 1:16:02 PM |
Cheburashka | $30.00 | 12/8/2012 1:16:26 PM |
loyalty-hornet6 | $25.00 | 12/8/2012 1:18:59 PM |
magical-greenback | $25.00 | 12/8/2012 12:27:39 PM |
bid-papyrus | $25.00 | 12/8/2012 1:26:21 PM |
don8ter | $50.00 | 12/8/2012 1:29:47 PM |
cebgop | $25.00 | 12/8/2012 12:36:22 PM |
pimienta | $25.00 | 12/8/2012 1:37:07 PM |
keyfig | $25.00 | 12/8/2012 1:39:02 PM |
loantigger | $25.00 | 12/8/2012 1:41:03 PM |
bobby5832708 | $25.00 | 12/8/2012 1:43:28 PM |
diversification-surge | $25.00 | 12/8/2012 1:44:14 PM |
nerdfactor | $25.00 | 12/8/2012 1:45:54 PM |
wise-alluring-penny | $50.00 | 12/8/2012 1:46:49 PM |
flexiboy35 | $25.00 | 12/8/2012 1:52:31 PM |
elog238 | $25.00 | 12/8/2012 1:54:35 PM |
mizon291 | $25.00 | 12/8/2012 12:55:18 PM |
deal-frontier | $25.00 | 12/8/2012 1:55:24 PM |
math1973 | $50.00 | 12/8/2012 12:58:26 PM |
balance-voyager | $40.00 | 12/8/2012 2:01:05 PM |
thezfunk | $25.00 | 12/8/2012 12:58:30 PM |
peso-tamer5 | $25.00 | 12/8/2012 12:59:52 PM |
trunderw | $50.00 | 12/8/2012 1:01:16 PM |
cunning-worth5 | $25.00 | 12/8/2012 2:05:41 PM |
zone6 | $100.00 | 12/8/2012 2:06:28 PM |
peace-flower9 | $50.00 | 12/8/2012 1:02:42 PM |
truth-futurist | $50.00 | 12/8/2012 1:04:37 PM |
Tylerh | $250.00 | 12/8/2012 12:26:00 PM |
a-transparency-prodigy | $25.00 | 12/8/2012 1:11:31 PM |
finance-explosion6 | $25.00 | 12/8/2012 1:11:46 PM |
camaraderi-entrepreneur | $25.00 | 12/8/2012 1:13:21 PM |
figs4u2 | $100.00 | 12/8/2012 12:35:53 PM |
Great-Mom | $25.00 | 12/8/2012 1:14:15 PM |
DaveTheWave | $100.00 | 12/8/2012 3:05:02 PM |
inspired-investment8 | $100.00 | 12/8/2012 1:17:08 PM |
meenan | $100.00 | 12/8/2012 12:42:46 PM |
hrubinst | $50.00 | 12/8/2012 12:43:05 PM |
Dutchhunter | $25.00 | 12/8/2012 1:18:43 PM |
CPDDDS | $50.00 | 12/8/2012 1:23:29 PM |
interest88 | $25.00 | 12/8/2012 1:28:39 PM |
ianakacg | $25.00 | 12/8/2012 12:54:10 PM |
tenacious-affluence | $25.00 | 12/8/2012 12:54:17 PM |
tbati | $25.00 | 12/8/2012 1:29:42 PM |
Rdodson11 | $25.00 | 12/8/2012 1:29:59 PM |
magnificent-felicity4 | $25.00 | 12/8/2012 1:31:23 PM |
rws | $30.00 | 12/8/2012 1:32:25 PM |
spencer14883 | $25.00 | 12/8/2012 12:59:04 PM |
gold-position | $25.00 | 12/8/2012 12:59:38 PM |
leeball | $50.00 | 12/8/2012 1:00:38 PM |
gallant-economy9 | $50.00 | 12/8/2012 1:04:22 PM |
kinetic-openness0 | $25.00 | 12/8/2012 1:05:11 PM |
blooming-market | $25.00 | 12/8/2012 1:06:00 PM |
sail120 | $25.00 | 12/8/2012 1:06:45 PM |
kid8549 | $100.00 | 12/8/2012 1:43:10 PM |
worklessmakemore | $50.00 | 12/8/2012 1:47:34 PM |
wen0823 | $25.00 | 12/8/2012 1:10:38 PM |
HAVEANICEDAY | $25.00 | 12/8/2012 1:11:34 PM |
money-floret | $50.00 | 12/8/2012 1:11:41 PM |
PeterV | $25.00 | 12/8/2012 1:11:48 PM |
Quiddity | $25.00 | 12/8/2012 1:12:04 PM |
Tasteslikechicken | $50.00 | 12/8/2012 1:13:31 PM |
peso-windmill | $25.00 | 12/8/2012 1:15:11 PM |
intuitive-integrity9 | $50.00 | 12/8/2012 1:15:27 PM |
terryjuna | $25.00 | 12/8/2012 10:20:43 PM |
durability-warmth | $25.00 | 12/8/2012 1:58:10 PM |
illustrado | $25.00 | 12/8/2012 2:04:13 PM |
p123 | $50.00 | 12/8/2012 1:21:26 PM |
a-unflappable-finance | $100.00 | 12/8/2012 1:24:43 PM |
mtp | $100.00 | 12/8/2012 1:27:54 PM |
JCPlending | $25.00 | 12/8/2012 1:28:07 PM |
locomotive7 | $25.00 | 12/8/2012 1:28:43 PM |
Chutney | $25.00 | 12/8/2012 2:15:45 PM |
RockCrown | $25.00 | 12/8/2012 1:29:06 PM |
ChicoBob | $25.00 | 12/8/2012 1:29:27 PM |
awe-inspiring-nickel2 | $25.00 | 12/8/2012 1:31:49 PM |
consulguru | $99.00 | 12/8/2012 1:34:12 PM |
Eastern | $50.00 | 12/8/2012 1:35:40 PM |
jamschmidt | $25.00 | 12/8/2012 1:36:02 PM |
hardwareman | $50.00 | 12/8/2012 1:47:49 PM |
payout-crescendo9 | $200.00 | 12/8/2012 2:03:32 PM |
radforj22 | $100.00 | 12/8/2012 7:53:32 PM |
siege01 | $25.00 | 12/8/2012 2:16:13 PM |
enterprising-pound5 | $50.00 | 12/8/2012 8:26:46 PM |
icydog | $25.00 | 12/8/2012 8:47:42 PM |
solarwind | $25.00 | 12/9/2012 12:37:00 PM |
dillenger7 | $25.00 | 12/9/2012 7:35:21 AM |
adaptable-benefit6 | $25.00 | 12/9/2012 1:28:34 PM |
kochan123 | $25.00 | 12/9/2012 11:09:19 AM |
value-caravan | $25.00 | 12/9/2012 11:59:44 AM |
JTHarris | $25.00 | 12/9/2012 12:42:34 PM |
simplelender80 | $75.00 | 12/9/2012 1:59:53 PM |
Brett834 | $250.00 | 12/9/2012 1:09:20 PM |
lighthouseman | $50.00 | 12/9/2012 8:31:44 PM |
reverent-greenback219 | $25.00 | 12/9/2012 2:03:34 PM |
agrosmet | $28.00 | 12/9/2012 2:32:46 PM |
top-community-voyage | $50.00 | 12/10/2012 9:31:53 AM |
Darts | $50.00 | 12/9/2012 5:43:25 PM |
dly2007 | $25.00 | 12/9/2012 8:54:33 PM |
bltzn123 | $35.00 | 12/10/2012 9:26:42 AM |
a-rupee-chemistry | $25.00 | 12/10/2012 9:29:20 AM |
Hobson | $25.00 | 12/10/2012 7:40:34 AM |
BicyclePostLendingDivision | $35.00 | 12/10/2012 10:20:47 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:02 AM |
inspiring-kindness062 | $25.00 | 12/10/2012 1:28:53 PM |
peace-cadence | $25.00 | 12/10/2012 9:40:42 AM |
Snoopylover | $25.00 | 12/10/2012 9:42:10 AM |
TelegramSam | $25.00 | 12/10/2012 9:46:57 AM |
VASLENDING | $25.00 | 12/10/2012 5:14:18 PM |
gold-disk | $25.00 | 12/10/2012 1:21:53 PM |
BigUmbrellaDrinks | $25.00 | 12/10/2012 2:06:59 PM |
greenback-pear | $50.00 | 12/10/2012 10:29:05 AM |
DNCMediaLoans | $35.00 | 12/10/2012 10:37:24 AM |
generosity-battalion0 | $30.00 | 12/10/2012 10:40:28 AM |
top-moola-vinyl | $25.00 | 12/10/2012 5:28:06 PM |
Xeo | $25.00 | 12/10/2012 3:47:01 PM |
Iza13 | $25.00 | 12/10/2012 5:46:56 PM |
kelador | $25.00 | 12/10/2012 12:28:22 PM |
TJRCapital | $25.00 | 12/10/2012 5:17:12 PM |
quickstep | $151.00 | 12/10/2012 3:16:38 PM |
NorthwestLoan1 | $500.00 | 12/10/2012 4:55:21 PM |
jpyrek | $25.00 | 12/10/2012 5:09:58 PM |
MorleyTwirl | $100.00 | 12/10/2012 5:32:10 PM |
394 Investments
|
Borrower Payment Dependent Notes Series
677550
This series of Notes was issued and sold upon the funding of the borrower loan #79205, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Nov-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 22.33% |
Borrower rate/APR:
| 23.33% / 25.86% |
Monthly payment:
| $397.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.76% | | |
| |
Estimated return*:
| 12.77% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 69% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 11y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,854 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| brightest-kindness-willow |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...put my bills together
My financial situation: ok
I am a good candidate for this loan because...i pay on time
Monthly net income: $32,000.00
Monthly expenses: $770.00
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $100.
Phone, cable, internet: $39.00
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $650
Other expenses: $40.00
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
valiant-return584 | $50.00 | 11/26/2012 5:21:03 PM |
berniemadeoff | $70.00 | 11/26/2012 6:00:10 PM |
fervent-commerce | $25.00 | 11/26/2012 6:09:59 PM |
liberty-tostada7 | $50.00 | 11/26/2012 10:45:27 PM |
WalnutCreekguy | $50.00 | 11/26/2012 7:02:34 PM |
thrilling-fund427 | $50.00 | 11/27/2012 10:06:34 AM |
Interest2thePeople | $100.00 | 11/27/2012 9:41:42 AM |
nevee | $25.00 | 11/27/2012 6:35:33 PM |
transparency-position | $25.00 | 11/27/2012 8:21:42 PM |
suave-durability1 | $27.00 | 11/28/2012 9:56:55 AM |
successful-agreement7 | $100.00 | 11/28/2012 1:28:16 PM |
first-serene-credit | $25.00 | 11/30/2012 1:35:00 PM |
kulender | $100.00 | 11/30/2012 6:10:08 PM |
dunox | $75.00 | 11/30/2012 4:16:08 PM |
Weaverville | $25.00 | 12/1/2012 9:21:33 AM |
pierrelasvegas | $25.00 | 12/1/2012 12:06:36 PM |
tech310 | $50.00 | 12/1/2012 1:01:22 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:34 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:35 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:35 PM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:11 AM |
Bikram | $50.00 | 12/3/2012 10:35:33 AM |
Haydn-sav | $25.00 | 12/3/2012 5:20:52 PM |
Munnie | $50.00 | 12/4/2012 6:19:21 AM |
Quid-Pro-Quo | $25.00 | 12/3/2012 9:04:29 PM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:16 AM |
Tscheddar | $25.00 | 12/6/2012 5:05:46 PM |
miked8303 | $75.00 | 12/6/2012 11:30:42 AM |
supersarah61 | $25.00 | 12/6/2012 4:14:37 PM |
hitsman | $50.00 | 12/6/2012 6:21:04 PM |
fervent-repayment | $100.00 | 12/6/2012 6:33:00 PM |
ethical-truth211 | $400.00 | 12/7/2012 6:05:09 AM |
bewitching-dollar5 | $100.00 | 12/6/2012 6:54:51 PM |
Toby1montana | $50.00 | 12/7/2012 6:25:06 AM |
Leshan | $50.00 | 12/7/2012 7:45:34 AM |
first-graceful-contract | $25.75 | 12/6/2012 10:05:16 PM |
wale-ld | $30.00 | 12/6/2012 10:21:48 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:08 AM |
omgwtf | $25.77 | 12/7/2012 8:44:46 AM |
fervent-rupee9 | $120.00 | 12/7/2012 5:27:40 AM |
transparency-river1 | $750.00 | 12/7/2012 9:11:30 AM |
Lender2445 | $50.00 | 12/6/2012 8:49:48 PM |
soshau | $76.98 | 12/7/2012 8:35:21 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:26 AM |
loan-fate | $50.00 | 12/7/2012 9:41:01 AM |
adaboy65 | $75.00 | 12/7/2012 11:21:35 AM |
decisive-return611 | $100.00 | 12/7/2012 1:01:51 PM |
villagers | $50.00 | 12/7/2012 2:07:22 PM |
_G_ | $25.00 | 12/7/2012 3:28:41 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 11:06:12 AM |
dukeiyer | $25.00 | 12/7/2012 11:29:07 AM |
trumpeter391 | $30.00 | 12/7/2012 1:22:22 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:18 PM |
dordee | $44.47 | 12/7/2012 5:57:15 PM |
velocity-solo | $25.00 | 12/7/2012 5:11:31 PM |
EFS | $100.00 | 12/7/2012 8:15:33 PM |
LittleMingo | $25.00 | 12/8/2012 2:41:47 AM |
structure9 | $25.00 | 12/8/2012 12:06:22 PM |
PFTLender | $25.00 | 12/8/2012 7:21:21 AM |
greekgst99 | $25.00 | 12/8/2012 7:44:30 AM |
Nickle-Back | $25.00 | 12/8/2012 12:24:05 PM |
NorthernFunds | $50.00 | 12/8/2012 9:52:54 AM |
EnglishGeekInNYC | $25.00 | 12/8/2012 12:59:44 PM |
dough-dreams8 | $300.00 | 12/8/2012 9:46:13 AM |
Tradesmanlender | $25.00 | 12/8/2012 1:11:36 PM |
1randyp | $25.00 | 12/8/2012 1:13:34 PM |
finance-prescription | $100.00 | 12/8/2012 1:42:49 PM |
BluElephant | $50.00 | 12/8/2012 1:29:14 PM |
enchanted-note | $25.00 | 12/8/2012 1:25:14 PM |
Engineer44 | $30.00 | 12/8/2012 4:08:21 PM |
nvhm | $25.00 | 12/8/2012 6:14:17 PM |
durability-seahorse7 | $72.48 | 12/8/2012 9:45:52 PM |
economy-coup | $100.00 | 11/29/2012 12:52:54 AM |
return-point2 | $100.00 | 11/26/2012 5:46:05 PM |
octoberfresh | $25.00 | 11/26/2012 7:42:54 PM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:25:31 AM |
monster4 | $50.00 | 11/27/2012 11:01:26 AM |
deal-selector5 | $25.00 | 11/27/2012 5:55:21 PM |
kila-designer | $149.00 | 11/28/2012 6:02:30 PM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:11 AM |
DreisersFinancier | $50.00 | 11/29/2012 10:58:44 AM |
money-fort | $25.00 | 11/29/2012 1:46:40 PM |
Kaj | $25.00 | 11/29/2012 6:30:37 PM |
persist_in_doing | $25.00 | 11/29/2012 6:52:04 PM |
E-2 | $100.00 | 11/30/2012 4:14:21 PM |
reinforced-velocity158 | $25.00 | 11/30/2012 9:00:53 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:11 AM |
balance-force | $35.00 | 12/1/2012 1:27:38 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:32 PM |
elegant-loot | $25.00 | 12/1/2012 2:16:24 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:27:52 PM |
herbyman | $50.00 | 12/3/2012 12:30:02 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:32 PM |
life-is-great | $25.00 | 12/4/2012 9:48:41 AM |
money-bauble | $100.00 | 12/5/2012 5:44:19 PM |
escharfer | $25.00 | 12/5/2012 6:21:46 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:44 AM |
Rob717171 | $75.00 | 12/5/2012 9:46:38 PM |
BankofRon_IRA | $100.00 | 12/6/2012 5:07:51 PM |
CalBear08 | $33.33 | 12/6/2012 5:15:18 PM |
Index_Plus | $4,500.00 | 12/6/2012 3:42:14 PM |
point-oyster5 | $25.00 | 12/6/2012 5:46:27 PM |
zipemdown | $25.00 | 12/6/2012 6:03:55 PM |
intrepid-compassion29 | $25.00 | 12/7/2012 6:20:39 AM |
receptive-affluence035 | $25.00 | 12/7/2012 6:29:04 AM |
first-agreement-ninja | $75.22 | 12/7/2012 1:30:22 AM |
ferocious-wealth0 | $25.00 | 12/7/2012 6:51:11 AM |
quest0 | $50.00 | 12/7/2012 8:04:34 AM |
dinero-launcher | $30.00 | 12/7/2012 8:18:29 AM |
friendinmoney | $25.00 | 12/7/2012 9:25:20 AM |
Smallbear | $25.00 | 12/7/2012 6:11:06 AM |
payout-thinker7 | $25.00 | 12/7/2012 6:13:27 AM |
fundenstein | $25.00 | 12/7/2012 8:21:53 AM |
mercuriant | $25.00 | 12/7/2012 9:49:38 AM |
Zorro_970 | $100.00 | 12/7/2012 9:17:01 AM |
orearella3 | $30.00 | 12/7/2012 9:37:49 AM |
deegeeman | $25.00 | 12/7/2012 10:37:26 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:17 AM |
Investor_DP | $100.00 | 12/7/2012 11:31:32 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:33 PM |
newest-phenomenal-dinero | $60.00 | 12/7/2012 6:13:04 PM |
kpengineer | $25.00 | 12/7/2012 6:37:42 PM |
treasure-coyote3 | $25.00 | 12/7/2012 7:18:10 PM |
power-lightning9 | $25.00 | 12/8/2012 1:22:14 AM |
psteveo | $25.00 | 12/8/2012 6:11:15 AM |
auction-iris9 | $120.00 | 12/7/2012 6:17:45 PM |
bold-social-widget | $25.00 | 12/7/2012 7:27:20 PM |
wwwUniversal | $25.00 | 12/8/2012 1:10:25 PM |
CAGE-Investments | $25.00 | 12/8/2012 1:23:37 PM |
mammalian4 | $25.00 | 12/8/2012 12:31:04 PM |
new-gold-wrangler | $1,000.00 | 12/8/2012 12:18:02 PM |
keichi03 | $25.00 | 12/8/2012 4:07:26 PM |
Truckie-FD | $40.00 | 12/8/2012 4:35:22 PM |
CA-Lender | $25.00 | 12/8/2012 5:39:33 PM |
tranquil-wealth1 | $25.00 | 12/8/2012 1:38:31 PM |
Shawn95187 | $25.00 | 12/8/2012 8:37:42 PM |
136 Investments
|
Borrower Payment Dependent Notes Series
677558
This series of Notes was issued and sold upon the funding of the borrower loan #78864, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,264.06 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 4.99% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 17.47% |
Borrower rate/APR:
| 18.47% / 20.88% |
Monthly payment:
| $589.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.59% | | |
| |
Estimated return*:
| 11.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1984 |
Debt/Income ratio:
| 43% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 34y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,977 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blazing-income887 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off all my outstanding credit cards
My financial situation:
I am a good candidate for this loan because...I work everyday and are living from paycheck to paycheck and would just like to get rid of a lot of outstanding debt and be able to make one monthly payment and keep above water
Monthly net income: $ 2600.00
Monthly expenses: $
Housing: $1292.
Insurance: $110.
Car expenses: $100.
Utilities: $60.
Phone, cable, internet: $115.
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $900.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kind-lovely-marketplace | $50.00 | 11/27/2012 5:23:10 PM |
wetlands | $200.00 | 11/27/2012 5:29:11 PM |
dunkard13 | $100.00 | 11/28/2012 9:27:15 AM |
riskreward | $250.00 | 11/28/2012 1:46:39 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:45 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:36 AM |
franzzua | $25.00 | 11/30/2012 6:48:13 AM |
kulender | $100.00 | 11/30/2012 6:10:20 PM |
dunox | $75.00 | 11/30/2012 4:15:47 PM |
astute-benjamins | $25.00 | 11/30/2012 5:57:25 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:42 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:47 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:53 PM |
phenomenal-rate1 | $179.00 | 12/3/2012 5:15:36 PM |
Haydn-sav | $25.00 | 12/3/2012 5:21:09 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:45 PM |
Investoman | $25.00 | 12/4/2012 10:34:06 AM |
auction-iris9 | $120.00 | 12/5/2012 10:28:49 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:37 AM |
money-bauble | $100.00 | 12/5/2012 5:44:22 PM |
point-oyster5 | $25.00 | 12/5/2012 5:47:00 PM |
return-statuette139 | $50.00 | 12/5/2012 6:08:05 PM |
escharfer | $25.00 | 12/5/2012 6:22:00 PM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:28 AM |
fund-blackberry6 | $25.00 | 12/6/2012 10:12:12 AM |
american6 | $50.00 | 12/6/2012 9:55:48 AM |
Toby1montana | $50.00 | 12/7/2012 6:25:09 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:48 AM |
bazaar-festivity | $25.00 | 12/7/2012 9:36:08 AM |
deegeeman | $25.00 | 12/7/2012 10:37:31 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:02 AM |
decisive-return611 | $100.00 | 12/7/2012 1:02:00 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:57 PM |
villagers | $50.00 | 12/7/2012 2:07:32 PM |
nex | $25.00 | 12/8/2012 2:05:46 PM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:43 AM |
simplelender80 | $75.00 | 12/9/2012 1:59:54 PM |
antlr | $25.00 | 12/9/2012 7:43:54 PM |
Tradesmanlender | $25.00 | 12/10/2012 9:14:20 AM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:19 PM |
community-bee | $25.00 | 12/10/2012 6:13:00 PM |
spoolin18t | $50.00 | 12/10/2012 4:33:20 PM |
jga516 | $25.00 | 12/10/2012 5:18:38 PM |
sugardaddy74 | $25.00 | 12/10/2012 8:06:15 PM |
a-graceful-yield | $50.00 | 12/10/2012 9:25:58 PM |
silver-philosopher | $25.00 | 12/11/2012 6:36:52 AM |
networks4ever | $25.00 | 12/11/2012 9:10:57 AM |
notupdated | $25.00 | 12/11/2012 10:38:17 AM |
UT-Longhorn | $25.00 | 12/11/2012 9:47:34 AM |
Index_Plus | $4,500.00 | 12/11/2012 2:57:27 PM |
credit-socrates648 | $1,000.00 | 12/11/2012 3:06:25 PM |
reinforced-gain7 | $600.00 | 12/11/2012 3:09:07 PM |
unclejaef | $25.00 | 12/11/2012 3:18:12 PM |
windguy | $50.00 | 11/27/2012 5:33:39 PM |
bowdish1 | $25.00 | 11/27/2012 5:51:57 PM |
CreditBuilder2 | $25.06 | 11/27/2012 6:55:27 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:59 PM |
balance-force | $35.00 | 12/1/2012 1:27:53 PM |
Darts | $50.00 | 12/2/2012 8:47:35 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:07 PM |
successful-agreement7 | $100.00 | 12/3/2012 9:37:16 AM |
Bikram | $50.00 | 12/3/2012 10:35:44 AM |
klinebarger | $25.00 | 12/3/2012 11:27:43 AM |
life-is-great | $25.00 | 12/4/2012 9:49:07 AM |
Munnie | $50.00 | 12/4/2012 6:19:23 AM |
persistent-dinero953 | $25.00 | 12/4/2012 7:56:59 AM |
compoundinterest | $25.00 | 12/4/2012 10:41:07 AM |
transparency-river1 | $750.00 | 12/4/2012 5:25:36 PM |
openness-enforcer76 | $25.00 | 12/5/2012 10:06:58 AM |
radiant-moola5 | $25.00 | 12/5/2012 2:43:33 PM |
bonus-powerplant | $25.00 | 12/6/2012 7:31:21 AM |
Rob717171 | $100.00 | 12/5/2012 9:52:32 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:04 AM |
miked8303 | $75.00 | 12/6/2012 11:31:15 AM |
Tscheddar | $25.00 | 12/6/2012 5:06:17 PM |
KryptonWare-com | $25.00 | 12/6/2012 5:01:08 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:15 AM |
Arvicco | $400.00 | 12/7/2012 9:31:22 AM |
_G_ | $25.00 | 12/7/2012 3:29:01 PM |
Investor_DP | $100.00 | 12/7/2012 11:31:35 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:40:00 PM |
valiant-return584 | $50.00 | 12/7/2012 6:09:55 PM |
bid-lightning9 | $25.00 | 12/7/2012 8:53:53 PM |
PFTLender | $25.00 | 12/8/2012 7:21:23 AM |
value-caravan | $25.00 | 12/9/2012 11:59:45 AM |
a-resplendent-commitment | $25.00 | 12/9/2012 7:23:02 AM |
burrben | $50.00 | 12/10/2012 6:17:47 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:21 AM |
dollardave | $50.00 | 12/10/2012 12:02:32 PM |
gold-disk | $25.00 | 12/10/2012 1:21:53 PM |
sqdrew | $25.00 | 12/10/2012 3:38:30 PM |
top-market-mechanic | $25.00 | 12/10/2012 5:47:40 PM |
bowerz | $25.00 | 12/10/2012 8:13:35 PM |
kbmin | $25.00 | 12/10/2012 8:15:47 PM |
Asynch | $25.00 | 12/10/2012 5:57:41 PM |
jdashv | $25.00 | 12/10/2012 8:51:33 PM |
saver224 | $50.00 | 12/10/2012 10:55:39 PM |
auction-architect7 | $25.00 | 12/10/2012 8:11:49 PM |
greenback-trooper8 | $25.00 | 12/11/2012 1:13:32 AM |
noble-value258 | $100.00 | 12/10/2012 9:32:02 PM |
kindness-rascal5 | $25.00 | 12/11/2012 6:21:16 AM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:28 AM |
uagrad | $25.00 | 12/11/2012 4:23:56 AM |
forthright-contract2 | $25.00 | 12/10/2012 9:42:01 PM |
Skulljocky | $50.00 | 12/11/2012 10:03:25 AM |
abundant-community130 | $50.00 | 12/11/2012 10:37:55 AM |
Jalebi | $25.00 | 12/11/2012 9:21:44 AM |
tylerfd | $30.00 | 12/11/2012 10:10:19 AM |
mckhbnpc | $50.00 | 12/11/2012 9:39:08 AM |
digipak78 | $50.00 | 12/11/2012 10:53:28 AM |
loot-prescription3 | $25.00 | 12/11/2012 10:33:26 AM |
aldeed | $50.00 | 12/11/2012 1:02:58 PM |
enthralling-investment | $25.00 | 12/11/2012 10:21:10 AM |
brightest-gain-investor | $1,000.00 | 12/11/2012 3:05:22 PM |
triguy | $800.00 | 12/11/2012 3:08:08 PM |
attentive-finance4 | $25.00 | 12/11/2012 11:43:19 AM |
ethical-truth211 | $1,000.00 | 12/11/2012 2:34:58 PM |
117 Investments
|
Borrower Payment Dependent Notes Series
677618
This series of Notes was issued and sold upon the funding of the borrower loan #79226, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-09-2012 |
|
Lender yield:
| 18.82% |
Borrower rate/APR:
| 19.82% / 22.26% |
Monthly payment:
| $395.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.77% | | |
| |
Estimated return*:
| 12.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 23% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,240 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| No | | |
Screen name:
| income-eagle944 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off credit card and medical bills and have a small down payment for a house.
My financial situation: Good
I am a good candidate for this loan because...I am a very hard worker and have a great job that I love and I am very responsible with paying me bills.
Monthly net income: $2480.00
Monthly expenses: $150.00
Housing: $575.00
Insurance: $165.00
Car expenses: $0
Utilities: $85.00
Phone, cable, internet: $140.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $10363.00
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wetlands | $200.00 | 11/27/2012 5:29:14 PM |
bowdish1 | $25.00 | 11/27/2012 5:51:58 PM |
platinum-scientist9 | $25.00 | 11/27/2012 6:19:56 PM |
kind-lovely-marketplace | $50.00 | 11/27/2012 5:23:10 PM |
windguy | $50.00 | 11/27/2012 5:33:39 PM |
CreditBuilder2 | $25.06 | 11/27/2012 6:55:28 PM |
riskreward | $250.00 | 11/28/2012 1:46:39 PM |
Lender2895a | $100.00 | 11/29/2012 5:06:48 AM |
bob450-roth | $25.00 | 11/29/2012 9:45:15 AM |
loot-prescription3 | $25.00 | 11/29/2012 11:30:40 AM |
persist_in_doing | $25.00 | 11/29/2012 6:52:13 PM |
refined-hope3 | $25.00 | 11/29/2012 6:27:23 PM |
tech310 | $50.00 | 11/30/2012 9:49:57 AM |
persistent-dinero953 | $25.00 | 11/30/2012 11:07:49 AM |
dunox | $75.00 | 11/30/2012 4:15:48 PM |
leodaguy | $100.00 | 11/30/2012 12:16:53 PM |
tolerant-responsibility051 | $2,500.00 | 12/1/2012 12:56:01 PM |
balance-force | $35.00 | 12/1/2012 1:27:54 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:00 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:43 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:47 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:53 PM |
dukeiyer | $25.00 | 12/3/2012 9:56:21 AM |
klinebarger | $25.00 | 12/3/2012 11:27:44 AM |
Bikram | $50.00 | 12/3/2012 10:35:44 AM |
Haydn-sav | $25.00 | 12/3/2012 5:21:09 PM |
Munnie | $50.00 | 12/4/2012 6:19:24 AM |
life-is-great | $25.00 | 12/4/2012 9:49:08 AM |
LOANS-LOANS-LOANS | $25.00 | 12/4/2012 6:04:48 AM |
mikrolown | $25.00 | 12/4/2012 10:09:57 AM |
compoundinterest | $25.00 | 12/4/2012 10:41:08 AM |
transparency-river1 | $750.00 | 12/4/2012 5:25:37 PM |
entertaining-revenue4 | $50.00 | 12/5/2012 9:19:12 AM |
Investoman | $25.00 | 12/5/2012 9:55:29 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:06:59 AM |
radiant-moola5 | $25.00 | 12/5/2012 2:43:33 PM |
bewitching-dollar5 | $100.00 | 12/5/2012 6:02:22 PM |
listing-flower2 | $100.00 | 12/5/2012 9:29:27 PM |
bonus-powerplant | $25.00 | 12/6/2012 7:31:22 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:05 AM |
miked8303 | $75.00 | 12/6/2012 11:31:15 AM |
KryptonWare-com | $25.00 | 12/6/2012 5:01:09 PM |
point-oyster5 | $25.00 | 12/6/2012 5:46:31 PM |
equitable-capital758 | $466.00 | 12/7/2012 9:44:21 AM |
deegeeman | $25.00 | 12/7/2012 10:37:31 AM |
britgsb | $50.00 | 12/7/2012 11:05:49 AM |
moneytolend72 | $25.00 | 12/7/2012 11:36:08 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:02 AM |
Peacepower | $35.00 | 12/7/2012 3:47:34 PM |
Whipster | $40.00 | 12/7/2012 5:02:57 PM |
ethical-income2 | $25.00 | 12/7/2012 1:46:56 PM |
jybank | $50.00 | 12/7/2012 11:28:56 AM |
Investor_DP | $100.00 | 12/7/2012 11:31:35 AM |
decisive-return611 | $100.00 | 12/7/2012 1:02:01 PM |
Rostov | $25.00 | 12/7/2012 4:59:52 PM |
_G_ | $25.00 | 12/7/2012 3:29:03 PM |
abundant-euro0 | $40.00 | 12/7/2012 5:44:34 PM |
valiant-return584 | $50.00 | 12/7/2012 6:09:56 PM |
justice-gourd | $80.00 | 12/8/2012 2:26:14 AM |
credit-prodigy4 | $50.00 | 12/8/2012 5:09:58 AM |
psteveo | $25.00 | 12/8/2012 6:11:18 AM |
jderek01 | $50.00 | 12/8/2012 7:06:31 AM |
PFTLender | $25.00 | 12/8/2012 7:21:23 AM |
rutzebach | $149.71 | 12/8/2012 7:37:16 AM |
handy-affluence9 | $43.89 | 12/8/2012 6:45:31 AM |
reverent-finance79 | $46.00 | 12/8/2012 8:18:07 AM |
Supernick | $250.00 | 12/7/2012 8:49:33 PM |
BocaYogi50 | $25.00 | 12/8/2012 8:31:38 AM |
LaBamba | $100.00 | 12/8/2012 4:42:57 AM |
brightest-benjamins-onator | $25.00 | 12/8/2012 6:51:15 AM |
exchange-cub | $50.00 | 12/8/2012 11:41:16 AM |
wwwUniversal | $25.00 | 12/8/2012 1:10:28 PM |
inspired-investment8 | $27.00 | 12/8/2012 1:17:09 PM |
Engineer44 | $25.00 | 12/8/2012 4:07:28 PM |
ADIDASNO | $25.00 | 12/8/2012 1:25:27 PM |
EnglishGeekInNYC | $25.00 | 12/8/2012 12:59:44 PM |
payout-detective7 | $25.00 | 12/8/2012 5:59:07 PM |
Navy-Retired | $79.59 | 12/8/2012 6:38:43 PM |
radforj22 | $25.00 | 12/8/2012 7:59:02 PM |
designer_10 | $25.00 | 12/9/2012 8:43:15 AM |
magical-kindness888888 | $25.00 | 12/8/2012 5:12:06 PM |
value-caravan | $25.00 | 12/9/2012 11:59:46 AM |
commerce-enlistment | $84.00 | 12/9/2012 12:03:28 PM |
inspiring-compassion6 | $25.00 | 12/8/2012 7:41:24 PM |
Akcainvvestor | $50.00 | 12/8/2012 9:05:02 PM |
trade-high-five0 | $200.00 | 12/9/2012 5:16:38 AM |
youthful-currency959 | $25.56 | 12/9/2012 1:08:19 PM |
adollaroutta15 | $200.00 | 12/8/2012 9:28:47 PM |
duckslayer1 | $36.19 | 12/8/2012 10:20:38 PM |
nevetsnosliw1 | $25.00 | 12/9/2012 6:35:42 AM |
intrepid-compassion29 | $25.00 | 12/9/2012 12:33:17 PM |
simplelender80 | $75.00 | 12/9/2012 1:59:56 PM |
magnetic-duty4 | $25.00 | 12/9/2012 1:14:36 PM |
GL464 | $154.37 | 12/9/2012 2:41:31 PM |
bold-joyful-coin9 | $50.00 | 12/9/2012 3:22:11 PM |
repayment-pagoda8 | $100.00 | 11/27/2012 5:18:21 PM |
PrimeFunding | $25.00 | 11/27/2012 5:49:40 PM |
cash-mad-scientist3 | $25.00 | 11/27/2012 5:51:36 PM |
gravbox | $25.00 | 11/27/2012 6:57:15 PM |
dunkard13 | $100.00 | 11/28/2012 9:27:16 AM |
profitable-fairness1 | $75.00 | 11/28/2012 12:49:36 PM |
astute-benjamins | $25.00 | 11/29/2012 7:11:50 AM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:46 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:37 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:27:02 PM |
franzzua | $25.00 | 11/30/2012 6:48:13 AM |
integrity-doctor | $100.00 | 11/30/2012 8:09:42 AM |
corndog4000 | $80.00 | 11/30/2012 8:13:48 AM |
marwadi-62 | $200.00 | 11/30/2012 12:02:15 PM |
kulender | $100.00 | 11/30/2012 6:10:20 PM |
CASSHMAN | $100.00 | 12/1/2012 8:14:17 AM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:07 PM |
TumbleWeed88 | $25.00 | 12/2/2012 12:40:19 PM |
mindful-generosity1 | $50.00 | 12/2/2012 12:48:52 PM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:34 AM |
successful-agreement7 | $100.00 | 12/3/2012 9:37:17 AM |
Endeavour | $150.00 | 12/3/2012 9:05:00 AM |
herbyman | $50.00 | 12/3/2012 12:36:38 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:45 PM |
first-graceful-contract | $29.50 | 12/4/2012 5:45:04 PM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:38 AM |
auction-iris9 | $120.00 | 12/5/2012 5:33:12 PM |
money-bauble | $100.00 | 12/5/2012 5:44:22 PM |
escharfer | $25.00 | 12/5/2012 6:22:00 PM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:28 AM |
Bob450 | $25.00 | 12/6/2012 7:28:45 AM |
hitsman | $50.00 | 12/6/2012 10:01:29 AM |
devoider | $25.00 | 12/6/2012 9:58:00 AM |
Tscheddar | $25.00 | 12/6/2012 5:06:19 PM |
ethical-truth211 | $400.00 | 12/7/2012 7:00:06 AM |
enchanted-note | $25.00 | 12/7/2012 9:09:22 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:15 AM |
american6 | $50.00 | 12/7/2012 9:58:56 AM |
the-silver-blaster | $75.00 | 12/7/2012 9:24:25 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:49 AM |
mercuriant | $25.00 | 12/7/2012 9:49:40 AM |
Arvicco | $400.00 | 12/7/2012 9:31:22 AM |
vertigo2x | $25.00 | 12/7/2012 9:34:36 AM |
bazaar-festivity | $25.00 | 12/7/2012 9:36:08 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 10:53:32 AM |
return-statuette139 | $50.00 | 12/7/2012 10:56:03 AM |
dollar-transporter3 | $25.00 | 12/7/2012 3:28:22 PM |
Secret-Ingredient | $107.40 | 12/7/2012 12:17:23 PM |
order-geyser1 | $50.00 | 12/7/2012 1:25:14 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:57 PM |
villagers | $50.00 | 12/7/2012 2:07:33 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:40:07 PM |
supersarah61 | $25.00 | 12/7/2012 4:34:20 PM |
CACO_Lender | $25.00 | 12/7/2012 7:42:21 PM |
a-helping-hand | $100.00 | 12/7/2012 8:00:09 PM |
green-tree-shake | $32.46 | 12/8/2012 8:34:51 AM |
contract-amigo7 | $25.00 | 12/8/2012 8:54:11 AM |
EFS | $200.00 | 12/7/2012 8:05:15 PM |
LimaGuy | $34.29 | 12/8/2012 9:28:24 AM |
power-lightning9 | $25.00 | 12/8/2012 1:14:37 AM |
tirelighter778552 | $25.00 | 12/8/2012 5:08:43 AM |
Beybijoyi | $35.00 | 12/8/2012 6:59:13 AM |
Leshan | $50.00 | 12/8/2012 7:25:08 AM |
greekgst99 | $25.00 | 12/8/2012 7:45:07 AM |
meoates1 | $25.00 | 12/8/2012 8:02:40 AM |
bid-lightning9 | $25.00 | 12/7/2012 8:53:53 PM |
compatible-deal9 | $25.00 | 12/8/2012 12:27:32 PM |
nalaari | $40.00 | 12/8/2012 10:08:00 AM |
five-star-order1 | $50.00 | 12/8/2012 12:03:25 PM |
mammalian4 | $25.00 | 12/8/2012 1:02:29 PM |
silver-dogwood4 | $25.00 | 12/8/2012 10:48:40 AM |
income-buffalo1 | $56.93 | 12/8/2012 3:50:13 PM |
cake7 | $25.00 | 12/8/2012 8:16:18 PM |
Robin_Hood | $25.00 | 12/8/2012 9:48:37 PM |
FWF-kinetic | $25.00 | 12/8/2012 11:22:01 PM |
currency-persimmon | $25.00 | 12/9/2012 10:09:54 AM |
elog238 | $25.00 | 12/8/2012 6:24:59 PM |
Simple3 | $27.06 | 12/8/2012 7:11:28 PM |
fund-tom-tom6 | $25.00 | 12/9/2012 12:13:26 PM |
a-resplendent-commitment | $25.00 | 12/9/2012 7:23:02 AM |
platinum-czar | $25.00 | 12/8/2012 6:38:45 PM |
SimGuy | $25.00 | 12/8/2012 7:18:24 PM |
zorg77 | $50.00 | 12/9/2012 9:17:58 AM |
Craigopher | $25.00 | 12/9/2012 9:19:18 AM |
dealmaker12 | $100.00 | 12/9/2012 9:46:08 AM |
theaterguy | $30.00 | 12/9/2012 11:40:01 AM |
LargoRick | $36.92 | 12/9/2012 2:05:46 PM |
worldly-income2 | $25.00 | 12/9/2012 1:24:08 PM |
Sixmil | $100.00 | 12/9/2012 1:44:42 PM |
1stofthemonth | $28.07 | 12/9/2012 3:26:41 PM |
185 Investments
|
Borrower Payment Dependent Notes Series
677646
This series of Notes was issued and sold upon the funding of the borrower loan #78825, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,647.84 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 10.25% |
Listing Start date:
| Nov-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $584.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 44% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 25y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,446 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| responsibility-heaven351 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: pay off debt
This loan will be used to...pay off debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $25.00 | 11/27/2012 9:16:34 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:26:16 AM |
lovely-currency3 | $50.00 | 11/27/2012 10:34:00 AM |
WalnutCreekguy | $50.00 | 11/27/2012 10:31:38 AM |
octoberfresh | $35.00 | 11/27/2012 11:02:36 AM |
formula842 | $25.00 | 11/27/2012 10:45:07 AM |
return-point2 | $100.00 | 11/27/2012 11:23:48 AM |
octoberfresh | $25.00 | 11/27/2012 11:07:20 AM |
SLN-10 | $50.00 | 11/27/2012 12:08:50 PM |
octoberfresh | $35.00 | 11/27/2012 11:03:59 AM |
hope-den1 | $50.00 | 11/27/2012 2:39:08 PM |
Nipper99 | $100.00 | 11/27/2012 3:31:45 PM |
scholarly-order6 | $30.00 | 11/27/2012 12:45:55 PM |
generous-deal6 | $25.00 | 11/27/2012 11:11:35 PM |
aquariano2 | $25.00 | 11/28/2012 5:12:14 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:40 AM |
successful-agreement7 | $100.00 | 11/29/2012 10:47:00 AM |
bright-idea11 | $25.00 | 11/29/2012 5:52:32 PM |
Kaj | $25.00 | 11/29/2012 6:30:46 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:50 PM |
YampaQuant | $25.00 | 11/30/2012 11:06:37 AM |
E-2 | $100.00 | 11/30/2012 4:14:39 PM |
Weaverville | $25.00 | 12/1/2012 9:21:40 AM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:37:59 PM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:18 AM |
Haydn-sav | $25.00 | 12/3/2012 5:20:57 PM |
PFTLender | $25.00 | 12/4/2012 3:05:07 PM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:36 PM |
loyalist1 | $100.00 | 12/5/2012 2:01:12 PM |
escharfer | $25.00 | 12/5/2012 6:21:54 PM |
lean-dedication | $25.00 | 12/6/2012 5:15:50 PM |
careful-vigilance4 | $25.00 | 12/6/2012 6:09:26 PM |
zipemdown | $25.00 | 12/6/2012 6:04:16 PM |
power-spartan5 | $25.00 | 12/7/2012 10:43:26 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:11 AM |
decisive-return611 | $100.00 | 12/7/2012 1:01:54 PM |
kulender | $100.00 | 12/7/2012 1:18:38 PM |
vigorous-velocity | $300.00 | 12/7/2012 5:46:24 PM |
Peleadona | $25.00 | 12/7/2012 7:21:10 PM |
first-pragmatic-power | $25.00 | 12/8/2012 12:03:13 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:43 PM |
loan-fate | $50.00 | 12/8/2012 12:01:54 PM |
principal-cooker2 | $27.00 | 12/8/2012 12:40:01 PM |
authoritative-platinum7 | $50.00 | 12/8/2012 1:31:11 PM |
helpbestican | $25.00 | 12/9/2012 5:57:17 PM |
banker34 | $25.00 | 12/10/2012 9:21:15 AM |
bkwest01 | $50.00 | 12/10/2012 7:22:43 AM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:16 PM |
trajectory8 | $25.00 | 12/10/2012 5:25:21 PM |
money-atizer | $25.00 | 12/10/2012 11:58:24 AM |
turlocks | $25.00 | 12/10/2012 5:02:00 PM |
cash-kin7 | $25.00 | 12/10/2012 6:03:21 PM |
return-statuette139 | $50.00 | 12/10/2012 5:24:32 PM |
fervent-repayment | $100.00 | 12/10/2012 5:29:11 PM |
miked8303 | $75.00 | 12/10/2012 6:23:00 PM |
platinum-boss2 | $25.00 | 12/10/2012 6:26:12 PM |
top-gold-library | $25.00 | 12/10/2012 5:07:51 PM |
TronMedici | $25.00 | 12/10/2012 6:45:47 PM |
mindful-generosity1 | $41.00 | 12/10/2012 5:26:55 PM |
tylerfd | $50.00 | 12/10/2012 6:10:21 PM |
point-oyster5 | $25.00 | 12/10/2012 6:19:38 PM |
Learning2Lend | $25.00 | 12/10/2012 5:46:34 PM |
farm592 | $25.00 | 12/10/2012 5:50:43 PM |
mikbos | $25.00 | 12/10/2012 5:54:40 PM |
victor111818 | $25.00 | 12/10/2012 8:28:13 PM |
blue-subtle-integrity | $25.00 | 12/10/2012 6:01:08 PM |
desertoasis | $25.00 | 12/10/2012 8:53:35 PM |
queentut | $100.00 | 12/10/2012 6:18:29 PM |
scholarly-payment5 | $25.00 | 12/10/2012 10:05:32 PM |
spiritual-compassion3-16 | $25.00 | 12/10/2012 7:17:20 PM |
psteveo | $25.00 | 12/10/2012 7:27:56 PM |
saver224 | $50.00 | 12/10/2012 10:55:34 PM |
Index_Plus | $3,500.00 | 12/10/2012 6:35:00 PM |
money-baron | $83.00 | 12/10/2012 7:01:59 PM |
vinyl969 | $37.84 | 12/11/2012 8:07:14 AM |
thorough-capital799 | $25.00 | 12/10/2012 9:10:21 PM |
oxnard | $25.00 | 12/11/2012 7:43:00 AM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:41 AM |
asset-professor | $35.00 | 11/27/2012 10:51:36 AM |
transaction-seahorse0 | $25.00 | 11/27/2012 10:47:11 AM |
open-minded-p2p1 | $25.00 | 11/27/2012 1:28:00 PM |
BostonCapital | $100.00 | 11/27/2012 11:28:50 AM |
berniemadeoff | $30.00 | 11/27/2012 12:25:36 PM |
wise-charming-reward | $400.00 | 11/27/2012 3:20:04 PM |
NickelSteamroller | $25.00 | 11/27/2012 5:43:43 PM |
deal-selector5 | $25.00 | 11/27/2012 5:55:30 PM |
kenji4861 | $25.00 | 11/29/2012 10:07:40 AM |
ideal-peace5 | $100.00 | 11/30/2012 4:10:01 PM |
ouyangers | $50.00 | 12/1/2012 4:30:46 AM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:16 AM |
Investor_DP | $200.00 | 12/1/2012 1:07:27 PM |
balance-force | $35.00 | 12/1/2012 1:27:45 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:39 PM |
Zorro_970 | $100.00 | 12/3/2012 9:41:17 AM |
life-is-great | $25.00 | 12/4/2012 9:48:58 AM |
profit-powerplant | $25.00 | 12/4/2012 10:56:44 AM |
missing-link | $25.00 | 12/4/2012 6:51:50 PM |
wealth-competitor | $25.00 | 12/5/2012 5:37:44 PM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:07 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:53 AM |
Tscheddar | $25.00 | 12/6/2012 5:05:56 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:46:40 AM |
fantastic-wampum1 | $100.00 | 12/7/2012 11:02:50 AM |
_G_ | $25.00 | 12/7/2012 3:28:49 PM |
cberthiaume | $25.00 | 12/7/2012 12:53:28 PM |
valiant-return584 | $50.00 | 12/7/2012 6:09:37 PM |
Elefunt | $25.00 | 12/7/2012 5:12:24 PM |
Haribelle | $25.00 | 12/7/2012 6:31:43 PM |
tommymtg7 | $25.00 | 12/7/2012 6:59:44 PM |
fortytwo | $34.00 | 12/8/2012 12:18:06 PM |
productive-note2 | $50.00 | 12/8/2012 1:00:20 PM |
philantist | $25.00 | 12/8/2012 11:01:01 PM |
dominickf | $50.00 | 12/8/2012 2:08:17 PM |
simplelender80 | $75.00 | 12/9/2012 1:59:21 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:11 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:09 AM |
hope-wrangler1 | $50.00 | 12/10/2012 4:16:53 PM |
52digital | $75.00 | 12/10/2012 5:21:58 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:50:58 AM |
speedy-peso1 | $100.00 | 12/10/2012 5:32:36 PM |
SubmergedPilot | $25.00 | 12/10/2012 5:14:14 PM |
JGENERAL | $25.00 | 12/10/2012 5:58:40 PM |
auction-iris9 | $120.00 | 12/10/2012 5:20:43 PM |
versatile-dime442 | $900.00 | 12/10/2012 5:15:55 PM |
mighty-value | $25.00 | 12/10/2012 5:55:55 PM |
Wellman | $25.00 | 12/10/2012 5:56:30 PM |
bartekr | $50.00 | 12/10/2012 6:01:59 PM |
clean-penny059 | $100.00 | 12/10/2012 7:08:27 PM |
unassailable-fund | $40.00 | 12/10/2012 5:45:25 PM |
emjo1219 | $25.00 | 12/10/2012 8:43:17 PM |
aelending | $26.00 | 12/10/2012 8:59:25 PM |
noble-value258 | $100.00 | 12/10/2012 9:31:52 PM |
cunning-deal8 | $25.00 | 12/10/2012 7:15:37 PM |
green-lively-bill | $25.00 | 12/10/2012 10:10:15 PM |
vigorous-finance560 | $100.00 | 12/10/2012 7:38:28 PM |
BU49er | $25.00 | 12/11/2012 12:34:33 AM |
diplomatic-return861 | $25.03 | 12/11/2012 7:08:25 AM |
green-unrivaled-felicity | $40.00 | 12/10/2012 7:27:37 PM |
adorable-asset9 | $48.97 | 12/10/2012 7:47:02 PM |
LibbyZ | $50.00 | 12/10/2012 8:24:27 PM |
wale-ld | $25.00 | 12/11/2012 12:44:10 AM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:17 AM |
ethical-truth211 | $1,000.00 | 12/11/2012 4:11:13 AM |
ethical-truth211 | $500.00 | 12/11/2012 4:27:42 AM |
Suit | $150.00 | 12/11/2012 8:43:58 AM |
145 Investments
|
Borrower Payment Dependent Notes Series
677754
This series of Notes was issued and sold upon the funding of the borrower loan #79316, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,494.85 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 10.25% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $360.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 39% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,284 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| nimble-worth873 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $25.00 | 11/27/2012 9:16:35 AM |
Interest2thePeople | $100.00 | 11/27/2012 9:43:08 AM |
thrilling-fund427 | $50.00 | 11/27/2012 10:07:15 AM |
jiftostada | $25.00 | 11/27/2012 10:04:01 AM |
lovely-currency3 | $50.00 | 11/27/2012 10:34:01 AM |
kila-designer | $149.00 | 11/27/2012 10:50:30 AM |
asset-professor | $35.00 | 11/27/2012 10:51:37 AM |
octoberfresh | $35.00 | 11/27/2012 11:02:36 AM |
return-point2 | $100.00 | 11/27/2012 11:23:48 AM |
transparency-position | $100.00 | 11/27/2012 11:55:44 AM |
deal-selector5 | $25.00 | 11/27/2012 5:55:31 PM |
Dubbs360 | $50.00 | 11/27/2012 6:28:20 PM |
BigSkyFinancial | $28.69 | 11/27/2012 10:32:02 PM |
aquariano2 | $25.00 | 11/28/2012 5:02:39 PM |
Kaj | $25.00 | 11/29/2012 6:30:46 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:39 PM |
kenji4861 | $25.00 | 12/4/2012 10:25:14 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:53 AM |
Weaverville | $25.00 | 12/5/2012 8:41:40 PM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:08 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:46:40 AM |
careful-vigilance4 | $25.00 | 12/7/2012 9:20:08 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:27 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:11 AM |
decisive-return611 | $100.00 | 12/7/2012 1:01:54 PM |
_G_ | $25.00 | 12/7/2012 3:28:50 PM |
kulender | $100.00 | 12/7/2012 1:18:39 PM |
money-bauble | $100.00 | 12/7/2012 5:18:36 PM |
valiant-return584 | $50.00 | 12/7/2012 6:09:38 PM |
TumbleWeed88 | $25.00 | 12/7/2012 6:19:05 PM |
tommymtg7 | $25.00 | 12/7/2012 6:59:44 PM |
loan-fate | $50.00 | 12/8/2012 12:01:55 PM |
Elefunt | $25.00 | 12/8/2012 12:21:30 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:11 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:10 AM |
wildanne | $50.00 | 12/10/2012 9:42:56 AM |
52digital | $75.00 | 12/10/2012 5:21:58 PM |
Wellman | $25.00 | 12/10/2012 5:56:33 PM |
PrimeFunding | $25.00 | 12/10/2012 5:17:09 PM |
tolerant-responsibility051 | $1,111.00 | 12/10/2012 5:33:22 PM |
adorable-asset9 | $100.00 | 12/10/2012 7:47:30 PM |
LibbyZ | $50.00 | 12/10/2012 8:24:27 PM |
thorough-capital799 | $25.00 | 12/10/2012 9:10:21 PM |
spiritual-compassion3-16 | $25.00 | 12/10/2012 7:23:33 PM |
Scrooge_McDuck2 | $33.00 | 12/10/2012 7:03:50 PM |
moola-snowdome0 | $25.00 | 12/11/2012 7:12:24 AM |
green-lively-bill | $25.00 | 12/10/2012 10:10:15 PM |
BU49er | $25.00 | 12/11/2012 12:34:34 AM |
ethical-truth211 | $1,000.00 | 12/11/2012 4:13:24 AM |
aelending | $26.00 | 12/10/2012 8:59:26 PM |
noble-value258 | $100.00 | 12/10/2012 9:31:52 PM |
saver224 | $50.00 | 12/10/2012 10:55:35 PM |
wale-ld | $30.00 | 12/11/2012 12:44:55 AM |
best-liberty-tranquility | $63.16 | 12/11/2012 5:44:44 AM |
sosleep | $25.00 | 12/11/2012 7:57:16 AM |
Endeavour | $150.00 | 11/27/2012 9:20:08 AM |
Money__Tree | $200.00 | 11/27/2012 9:22:06 AM |
vigorous-velocity | $300.00 | 11/27/2012 10:16:50 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:26:16 AM |
orange-preeminant-bill | $25.00 | 11/27/2012 10:31:31 AM |
WalnutCreekguy | $50.00 | 11/27/2012 10:31:39 AM |
octoberfresh | $35.00 | 11/27/2012 11:03:59 AM |
berniemadeoff | $30.00 | 11/27/2012 12:25:36 PM |
octoberfresh | $25.00 | 11/27/2012 11:07:20 AM |
vutah | $25.00 | 11/27/2012 12:41:31 PM |
NickelSteamroller | $25.00 | 11/28/2012 9:09:27 AM |
selector568 | $300.00 | 11/28/2012 9:32:27 AM |
authentic-finance194 | $150.00 | 11/28/2012 11:58:43 AM |
natural-worth9 | $25.00 | 12/1/2012 5:08:31 PM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:19 AM |
successful-agreement7 | $100.00 | 12/3/2012 9:38:02 AM |
escharfer | $25.00 | 12/5/2012 6:21:54 PM |
erowis | $50.00 | 12/5/2012 6:48:06 PM |
zipemdown | $25.00 | 12/6/2012 6:04:17 PM |
Tscheddar | $25.00 | 12/6/2012 5:05:57 PM |
Peleadona | $25.00 | 12/7/2012 7:21:10 PM |
simplelender80 | $75.00 | 12/9/2012 1:59:22 PM |
bkwest01 | $50.00 | 12/10/2012 7:22:44 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:50:59 AM |
money-atizer | $25.00 | 12/10/2012 11:58:24 AM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:16 PM |
bartekr | $50.00 | 12/10/2012 6:01:59 PM |
miked8303 | $75.00 | 12/10/2012 6:23:01 PM |
auction-iris9 | $120.00 | 12/10/2012 5:20:44 PM |
tylerfd | $50.00 | 12/10/2012 6:10:22 PM |
fervent-repayment | $49.00 | 12/10/2012 5:29:11 PM |
Index_Plus | $3,500.00 | 12/10/2012 6:35:31 PM |
Investor704 | $50.00 | 12/10/2012 9:28:04 PM |
clean-penny059 | $100.00 | 12/10/2012 7:08:28 PM |
scholarly-payment5 | $25.00 | 12/10/2012 10:05:33 PM |
Leshan | $50.00 | 12/11/2012 7:26:24 AM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:41 AM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:17 AM |
93 Investments
|
Borrower Payment Dependent Notes Series
678068
This series of Notes was issued and sold upon the funding of the borrower loan #78900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,561.73 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 4.24% |
Listing Start date:
| Nov-28-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 15.94% |
Borrower rate/APR:
| 16.94% / 19.31% |
Monthly payment:
| $484.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.24% | | |
| |
Estimated return*:
| 11.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 22y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,185 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| compassion-mangrove |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2011)
|
Principal balance:
| $3,964.20 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Taxes
Purpose of loan:
This loan will be used to pay taxes & new roof
My financial situation:
I am a good candidate for this loan because, I have a stable work history and pay my bills tell paid in full...
Monthly net income: $5,495
Monthly expenses: $
Housing: $656
Insurance: $100
Car expenses: $154
Utilities: $300
Phone, cable, internet: $160
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $600
Other expenses: $70
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $33.85 | 11/28/2012 9:02:14 AM |
janeybooboo | $72.69 | 11/28/2012 9:23:32 AM |
bewitching-dollar5 | $200.00 | 11/28/2012 10:00:07 AM |
entertaining-rate9 | $25.00 | 11/28/2012 10:07:08 AM |
gravbox | $25.00 | 11/28/2012 10:55:48 AM |
EngineersAlliance | $100.00 | 11/28/2012 11:02:30 AM |
persist_in_doing | $25.00 | 11/28/2012 10:18:04 AM |
purposeful-durability8 | $100.00 | 11/28/2012 11:35:44 AM |
enthusiastic-balance5 | $100.00 | 11/28/2012 11:10:26 AM |
fcrick | $50.00 | 11/28/2012 11:21:03 AM |
five-star-note | $25.00 | 11/28/2012 11:38:46 AM |
kind-lovely-marketplace | $50.00 | 11/28/2012 1:29:05 PM |
wetlands | $200.00 | 11/28/2012 1:38:18 PM |
deal-selector5 | $25.00 | 11/28/2012 5:30:28 PM |
Arvicco | $400.00 | 11/28/2012 1:49:00 PM |
franzzua | $25.00 | 11/30/2012 6:48:18 AM |
TennSquire | $25.00 | 11/30/2012 9:24:15 AM |
leodaguy | $100.00 | 11/30/2012 12:16:54 PM |
kulender | $100.00 | 11/30/2012 6:10:22 PM |
gotjack-IRA | $150.01 | 11/30/2012 5:53:31 PM |
ucantbeetit | $25.00 | 12/1/2012 1:10:19 PM |
tech310 | $50.00 | 12/1/2012 1:01:27 PM |
Cronos | $100.00 | 12/1/2012 1:26:40 PM |
TheHillsAreAlive | $25.00 | 12/1/2012 1:37:50 PM |
forceful-note8 | $50.00 | 12/1/2012 1:46:40 PM |
kind-credit-bear | $200.00 | 12/1/2012 2:16:37 PM |
finance-hope | $25.00 | 12/1/2012 2:41:56 PM |
treasure-serrano729 | $33.98 | 12/2/2012 7:54:55 AM |
new-start18100 | $25.00 | 12/2/2012 1:04:48 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:56 PM |
dgallo | $25.00 | 12/3/2012 6:15:03 AM |
dignified-finance | $25.00 | 12/3/2012 6:31:48 PM |
life-is-great | $25.00 | 12/4/2012 9:49:11 AM |
persistent-dinero953 | $25.00 | 12/4/2012 7:56:59 AM |
voipguy88 | $50.00 | 12/4/2012 10:28:37 AM |
ChrisTJ | $25.00 | 12/4/2012 10:22:53 AM |
successful-agreement7 | $100.00 | 12/4/2012 5:27:11 PM |
mikrolown | $25.00 | 12/4/2012 5:56:07 PM |
jkeller4000 | $100.00 | 12/5/2012 10:13:47 AM |
beeper2 | $25.00 | 12/5/2012 10:03:59 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:07:02 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:42 AM |
Tscheddar | $25.00 | 12/5/2012 12:18:02 PM |
money-bauble | $100.00 | 12/5/2012 5:44:23 PM |
escharfer | $25.00 | 12/5/2012 6:22:01 PM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:29 AM |
lamsabuy | $200.00 | 12/6/2012 9:31:33 AM |
hitsman | $50.00 | 12/6/2012 10:01:30 AM |
moola-monger9 | $75.00 | 12/6/2012 12:26:10 PM |
auction-iris9 | $120.00 | 12/6/2012 6:43:06 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:17 AM |
pdxKurt | $26.00 | 12/7/2012 9:15:47 AM |
point-oyster5 | $25.00 | 12/7/2012 10:01:04 AM |
Preferred-Lender | $25.00 | 12/7/2012 9:29:14 AM |
J-Rott | $200.00 | 12/7/2012 10:58:32 AM |
american6 | $50.00 | 12/7/2012 9:58:58 AM |
Peacepower | $30.00 | 12/7/2012 3:48:00 PM |
dollar-transporter3 | $25.00 | 12/7/2012 3:53:55 PM |
decisive-return611 | $100.00 | 12/7/2012 1:02:02 PM |
elog238 | $25.00 | 12/7/2012 1:14:23 PM |
villagers | $50.00 | 12/7/2012 2:07:35 PM |
JGENERAL | $25.00 | 12/7/2012 3:55:23 PM |
_G_ | $25.00 | 12/7/2012 3:29:11 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:40:10 PM |
contract-amigo7 | $25.00 | 12/8/2012 8:56:23 AM |
currency-persimmon | $25.00 | 12/8/2012 11:47:14 AM |
kayakbleu | $25.00 | 12/8/2012 2:16:07 PM |
Bank_of_the_Galaxy | $25.00 | 12/9/2012 7:53:03 AM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:46 AM |
value-caravan | $25.00 | 12/9/2012 11:59:50 AM |
enterprising-pound5 | $50.00 | 12/9/2012 7:31:30 PM |
Sixmil | $100.00 | 12/9/2012 1:50:33 PM |
appetizing-velocity4 | $25.00 | 12/9/2012 2:59:10 PM |
trenttucker32 | $35.00 | 12/10/2012 7:04:46 AM |
Darts | $50.00 | 12/9/2012 5:43:26 PM |
knowledgeable-silver6 | $25.00 | 12/10/2012 9:40:32 AM |
standanddeliver | $49.00 | 12/10/2012 9:14:56 AM |
marketplace-flan9 | $43.19 | 12/10/2012 3:14:30 PM |
jga516 | $25.00 | 12/10/2012 5:18:42 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:05 AM |
Imaginos1892 | $100.00 | 12/10/2012 5:29:43 PM |
sqdrew | $25.00 | 12/10/2012 3:38:31 PM |
captkenr | $26.73 | 12/10/2012 4:09:10 PM |
community-bee | $25.00 | 12/10/2012 6:13:01 PM |
greenback-magma1 | $50.00 | 12/10/2012 5:30:56 PM |
ell25 | $50.00 | 12/10/2012 8:30:12 PM |
unassuming-p2ploan774 | $40.00 | 12/10/2012 6:12:04 PM |
getreadyloans | $40.00 | 12/10/2012 7:13:25 PM |
emergencyMD | $25.00 | 12/10/2012 10:38:26 PM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:31 AM |
clean-penny059 | $100.00 | 12/10/2012 7:08:32 PM |
best-bonafide-p2p | $25.00 | 12/11/2012 8:10:34 AM |
indomitable-benefit6 | $50.00 | 12/11/2012 4:25:15 AM |
treasure-expert | $25.00 | 12/11/2012 5:02:16 AM |
nimble-integrity658 | $25.00 | 12/11/2012 6:10:53 AM |
top-courageous-payment3 | $54.00 | 12/10/2012 9:36:31 PM |
anonymousAE | $25.00 | 12/11/2012 7:36:07 AM |
contract-festival7 | $50.00 | 12/11/2012 8:03:09 AM |
InvestorPartners | $25.00 | 12/11/2012 9:42:24 AM |
goldenskye | $93.93 | 12/11/2012 6:25:48 AM |
blue-loan-euphoria | $164.00 | 12/11/2012 8:17:54 AM |
credit-birch | $25.31 | 12/11/2012 9:21:02 AM |
orange-euro-sculpture | $100.00 | 12/11/2012 10:10:01 AM |
justice-mussel2 | $30.00 | 12/11/2012 9:41:11 AM |
Gods_Blessing | $25.00 | 12/11/2012 10:22:43 AM |
UT-Longhorn | $25.00 | 12/11/2012 9:47:36 AM |
blissful-benjamins676 | $25.00 | 12/11/2012 10:18:42 AM |
digipak78 | $50.00 | 12/11/2012 10:53:29 AM |
abundant-community130 | $50.00 | 12/11/2012 10:37:56 AM |
unclejaef | $25.00 | 12/11/2012 3:18:16 PM |
bid-banjo3 | $33.00 | 12/11/2012 5:31:34 PM |
circuitfive | $25.00 | 12/11/2012 5:51:10 PM |
cr8on | $30.00 | 12/11/2012 5:08:48 PM |
velocity-warrior | $25.00 | 12/11/2012 6:03:05 PM |
deal-goliath4 | $152.00 | 12/11/2012 5:41:26 PM |
thorough-marketplace441 | $25.00 | 12/11/2012 7:30:23 PM |
help4u | $50.00 | 12/12/2012 1:52:54 AM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:12 AM |
Mucman72 | $25.00 | 12/11/2012 6:23:54 PM |
surferracerskaterboy | $100.00 | 12/11/2012 8:38:26 PM |
Leshan | $100.00 | 12/12/2012 6:24:43 AM |
bowdish1 | $25.00 | 11/28/2012 9:05:43 AM |
roland1 | $25.00 | 11/28/2012 10:11:32 AM |
john0720 | $50.00 | 11/28/2012 9:12:46 AM |
stylish-revenue4 | $25.00 | 11/28/2012 9:19:31 AM |
dunkard13 | $100.00 | 11/28/2012 9:27:17 AM |
CreditBuilder2 | $25.06 | 11/28/2012 10:39:02 AM |
AF-Chief | $25.00 | 11/28/2012 9:54:27 AM |
peace-adventurer3 | $80.00 | 11/28/2012 11:11:23 AM |
repayment-pagoda8 | $100.00 | 11/28/2012 1:23:57 PM |
riskreward | $250.00 | 11/28/2012 1:46:40 PM |
pure-loyalty6 | $25.00 | 11/28/2012 1:53:26 PM |
sympathetic-funds818 | $50.00 | 11/28/2012 4:05:38 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:46 AM |
USMC0311 | $25.00 | 11/29/2012 7:30:34 AM |
DreisersFinancier | $50.00 | 11/29/2012 10:58:49 AM |
loot-prescription3 | $25.00 | 11/29/2012 11:30:40 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:41 AM |
EFS | $300.00 | 11/29/2012 11:59:14 AM |
skillful-asset5 | $30.00 | 11/29/2012 4:58:24 PM |
refined-hope3 | $25.00 | 11/29/2012 5:13:48 PM |
integrity-doctor | $100.00 | 11/30/2012 8:12:04 AM |
managedfund | $797.00 | 11/30/2012 11:03:43 AM |
justreturns | $25.00 | 11/30/2012 11:08:08 AM |
dunox | $75.00 | 11/30/2012 4:15:49 PM |
oxnard | $25.00 | 12/1/2012 8:08:35 AM |
influential-benjamins0 | $70.00 | 12/1/2012 1:09:21 PM |
shiny-peso1 | $50.00 | 12/1/2012 1:19:11 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:07 PM |
astute-benjamins | $25.00 | 12/1/2012 1:36:07 PM |
bid-youngster026 | $25.00 | 12/1/2012 1:54:18 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:44 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:09 PM |
dukeiyer | $25.00 | 12/3/2012 9:56:23 AM |
herbyman | $50.00 | 12/3/2012 12:55:41 PM |
Bikram | $50.00 | 12/3/2012 10:35:46 AM |
upbeat-investment9 | $25.00 | 12/3/2012 12:06:12 PM |
Haydn-sav | $25.00 | 12/3/2012 5:21:13 PM |
newest-currency-vibrato | $25.00 | 12/3/2012 5:49:01 PM |
bruin558 | $90.00 | 12/4/2012 6:12:26 AM |
Munnie | $50.00 | 12/4/2012 6:19:25 AM |
yield-trapper9 | $25.00 | 12/4/2012 9:59:10 AM |
treasure-medalist0 | $25.00 | 12/4/2012 9:41:22 AM |
credit-commander1 | $25.00 | 12/4/2012 11:17:04 AM |
wild_carrot | $25.00 | 12/4/2012 11:50:49 AM |
transparency-river1 | $220.00 | 12/4/2012 5:25:38 PM |
Investoman | $25.00 | 12/5/2012 5:19:31 PM |
macheesmo | $100.00 | 12/5/2012 5:37:11 PM |
compoundinterest | $25.00 | 12/5/2012 6:03:06 PM |
bonus-powerplant | $25.00 | 12/6/2012 7:31:22 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:07 AM |
paladin847 | $50.00 | 12/6/2012 10:46:21 AM |
objective-investor | $250.00 | 12/6/2012 9:50:41 AM |
skro | $25.00 | 12/6/2012 10:08:46 AM |
the-silver-blaster | $75.00 | 12/6/2012 10:32:46 AM |
miked8303 | $75.00 | 12/6/2012 11:31:23 AM |
deal-pioneer1 | $35.88 | 12/7/2012 2:41:53 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:55 AM |
ivy-league-MBA | $25.00 | 12/7/2012 9:04:14 AM |
bold-steady-peso | $100.00 | 12/7/2012 9:34:44 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:08 AM |
britgsb | $50.00 | 12/7/2012 11:05:50 AM |
a-noble-coin | $25.00 | 12/7/2012 1:21:45 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:59 PM |
abundant-euro0 | $40.00 | 12/7/2012 5:46:37 PM |
valiant-return584 | $50.00 | 12/7/2012 6:09:59 PM |
PFTLender | $25.00 | 12/8/2012 7:21:24 AM |
benefit-pro | $50.00 | 12/7/2012 11:20:36 PM |
psteveo | $25.00 | 12/8/2012 6:11:18 AM |
mercuriant | $25.00 | 12/8/2012 1:21:06 PM |
bazaar-festivity | $25.00 | 12/8/2012 1:27:23 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:28 PM |
spry-credit269 | $50.00 | 12/10/2012 4:15:32 AM |
new-marketplace-lyrics | $25.00 | 12/9/2012 3:36:32 PM |
Sefotonga | $50.00 | 12/9/2012 6:49:19 PM |
payment-wonder2 | $35.07 | 12/9/2012 8:42:42 PM |
antlr | $25.00 | 12/9/2012 7:43:55 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:24 AM |
agalt | $50.00 | 12/10/2012 1:16:18 PM |
compatible-deal9 | $25.00 | 12/10/2012 12:59:25 PM |
return-statuette139 | $50.00 | 12/10/2012 10:27:47 AM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:21 PM |
infomas | $25.00 | 12/10/2012 5:02:15 PM |
natural-return0 | $25.00 | 12/10/2012 7:00:58 PM |
kbmin | $25.00 | 12/10/2012 8:15:49 PM |
fairness-coup8 | $25.00 | 12/10/2012 6:04:36 PM |
a-graceful-yield | $50.00 | 12/10/2012 9:26:02 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:05 PM |
jdashv | $25.00 | 12/10/2012 8:51:34 PM |
bold-phenomenal-funds | $25.00 | 12/11/2012 3:49:31 AM |
bob450-roth | $25.00 | 12/10/2012 8:57:37 PM |
ferocious-exchange3 | $50.00 | 12/10/2012 9:42:09 PM |
a-harmonious-bill | $50.00 | 12/10/2012 10:12:39 PM |
investorrr | $100.00 | 12/10/2012 7:57:07 PM |
madigan | $166.30 | 12/10/2012 8:48:30 PM |
Jalebi | $25.00 | 12/11/2012 9:21:45 AM |
bill-expert | $30.00 | 12/11/2012 9:31:37 AM |
saver224 | $50.00 | 12/10/2012 10:55:41 PM |
enchanted-note14 | $25.00 | 12/11/2012 9:43:49 AM |
mtquan | $25.00 | 12/11/2012 9:48:54 AM |
jazzlender | $50.00 | 12/11/2012 9:54:42 AM |
balance-bandit0 | $25.00 | 12/11/2012 9:25:34 AM |
gethsemane4 | $25.00 | 12/11/2012 9:29:55 AM |
well-mannered-income3 | $80.00 | 12/11/2012 10:07:27 AM |
jpac1066 | $25.00 | 12/11/2012 11:20:19 AM |
Retired_Senior | $74.00 | 12/11/2012 5:18:27 PM |
fantastic-investment9 | $25.00 | 12/11/2012 11:09:22 AM |
marketplace-conductor886 | $191.73 | 12/11/2012 2:40:25 PM |
jjd2 | $25.00 | 12/11/2012 5:09:31 PM |
enriching-dollar1 | $34.00 | 12/11/2012 5:31:00 PM |
greenback-trooper8 | $25.00 | 12/11/2012 5:55:21 PM |
kingryan | $25.00 | 12/11/2012 5:45:20 PM |
auction-sage | $100.00 | 12/11/2012 5:45:59 PM |
indomitable-compassion4 | $50.00 | 12/11/2012 9:23:48 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:24 PM |
Senechal | $25.00 | 12/12/2012 1:52:33 AM |
finance-coyote3 | $2,000.00 | 12/12/2012 3:38:30 AM |
red-undaunted-currency | $25.00 | 12/12/2012 4:35:06 AM |
Flyinerb | $50.00 | 12/12/2012 6:34:52 AM |
natural-balance881 | $30.00 | 12/11/2012 7:04:32 PM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:12 AM |
elloboverde | $25.00 | 12/11/2012 11:18:36 PM |
impressive-yield3 | $25.00 | 12/12/2012 6:44:52 AM |
receptive-affluence035 | $25.00 | 12/12/2012 7:13:16 AM |
bold-worth-wrangler | $25.00 | 12/12/2012 8:52:51 AM |
245 Investments
|
Borrower Payment Dependent Notes Series
678100
This series of Notes was issued and sold upon the funding of the borrower loan #78822, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,560.01 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 2.99% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $344.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,603 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| greenback-daisy6 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Zolton | $300.00 | 11/27/2012 9:43:41 AM |
windguy | $50.00 | 11/27/2012 10:48:11 AM |
CreditBuilder2 | $50.01 | 11/27/2012 12:09:23 PM |
dunkard13 | $100.00 | 11/28/2012 9:27:06 AM |
loot-prescription3 | $40.00 | 11/29/2012 5:58:57 AM |
Castellan | $50.00 | 11/29/2012 10:48:36 AM |
tender-integrity3 | $100.00 | 11/29/2012 10:51:15 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:50 PM |
persist_in_doing | $25.00 | 11/29/2012 6:52:07 PM |
compoundinterest | $25.00 | 11/30/2012 10:22:19 AM |
franzzua | $25.00 | 11/30/2012 6:48:02 AM |
astute-benjamins | $25.00 | 11/30/2012 10:50:12 AM |
bold-joyful-coin9 | $25.00 | 11/30/2012 1:10:42 PM |
dunox | $75.00 | 11/30/2012 4:15:08 PM |
Sanford-N-Sons | $25.00 | 12/1/2012 12:38:59 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:44 PM |
wampum-influencer | $25.00 | 12/2/2012 4:58:45 PM |
repayment-pagoda8 | $100.00 | 12/3/2012 9:32:19 AM |
Lender2895a | $100.00 | 12/3/2012 9:53:33 AM |
Bikram | $50.00 | 12/3/2012 10:35:37 AM |
dignified-finance | $25.00 | 12/3/2012 6:31:37 PM |
point-oyster5 | $25.00 | 12/4/2012 10:04:52 AM |
power-kin | $25.00 | 12/5/2012 9:15:01 AM |
magical-credit523 | $25.00 | 12/5/2012 10:41:53 AM |
Investoman | $25.00 | 12/5/2012 9:55:27 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:17 AM |
commitment-orca7 | $50.00 | 12/5/2012 2:01:04 PM |
american6 | $50.00 | 12/5/2012 5:17:53 PM |
bowdish1 | $28.00 | 12/5/2012 7:23:14 PM |
thrifty-transaction578 | $25.00 | 12/5/2012 7:02:48 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:53 AM |
debtfree_lender_777 | $25.00 | 12/6/2012 10:02:15 AM |
AFairDeal | $25.00 | 12/6/2012 9:59:16 AM |
careful-dinero21 | $25.00 | 12/6/2012 1:31:38 PM |
miked8303 | $75.00 | 12/6/2012 11:30:52 AM |
cablenews | $44.00 | 12/7/2012 9:44:33 AM |
Arg3998 | $52.00 | 12/7/2012 11:23:52 AM |
magical-fairness4 | $25.00 | 12/7/2012 2:41:20 PM |
_G_ | $25.00 | 12/7/2012 3:28:50 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:38:14 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:11 PM |
mtquan | $25.00 | 12/8/2012 1:11:56 PM |
Aimvest | $25.00 | 12/8/2012 1:31:29 PM |
hitsman | $50.00 | 12/8/2012 1:35:19 PM |
fairness-symphony2 | $50.00 | 12/9/2012 10:27:34 AM |
terrific-return | $25.00 | 12/8/2012 4:52:17 PM |
a-resplendent-commitment | $25.00 | 12/9/2012 7:22:59 AM |
mclean_loaner | $25.00 | 12/9/2012 8:19:11 AM |
Sixmil | $100.00 | 12/9/2012 1:55:49 PM |
dly2007 | $50.00 | 12/9/2012 8:57:52 PM |
reverent-greenback219 | $25.00 | 12/9/2012 2:03:32 PM |
funds-captain4 | $50.00 | 12/10/2012 9:00:55 AM |
standanddeliver | $50.00 | 12/10/2012 9:14:55 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:10 AM |
gold-disk | $25.00 | 12/10/2012 1:21:52 PM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:16 PM |
spoolin18t | $50.00 | 12/10/2012 4:33:06 PM |
TrustsStrangers | $25.00 | 12/10/2012 5:07:59 PM |
kelador | $25.00 | 12/10/2012 12:28:21 PM |
jtrue71 | $25.00 | 12/10/2012 12:24:19 PM |
chief64 | $200.00 | 12/10/2012 5:57:45 PM |
jga516 | $25.00 | 12/10/2012 5:18:34 PM |
urbane-deal152 | $50.00 | 12/10/2012 6:15:45 PM |
sprinter | $50.00 | 12/10/2012 4:51:23 PM |
E_G | $50.00 | 12/10/2012 6:34:04 PM |
Promethyl | $25.00 | 12/10/2012 6:04:08 PM |
helpinghand63 | $25.00 | 12/10/2012 6:04:16 PM |
metro457 | $100.00 | 12/10/2012 5:24:28 PM |
ASLIBD | $25.00 | 12/10/2012 5:24:38 PM |
DadWarbucks | $25.00 | 12/10/2012 6:17:18 PM |
newest-note-journey | $25.00 | 12/10/2012 5:45:07 PM |
Jalebi | $25.00 | 12/10/2012 6:20:47 PM |
rcm87 | $50.00 | 12/10/2012 5:52:21 PM |
bowerz | $25.00 | 12/10/2012 8:13:33 PM |
6moonbeams | $50.00 | 12/10/2012 5:55:59 PM |
victor111818 | $25.00 | 12/10/2012 8:28:14 PM |
sympathetic-funds818 | $50.00 | 12/10/2012 6:06:59 PM |
first-inspiring-vigilance | $25.00 | 12/10/2012 6:38:26 PM |
fantastic-openness | $400.00 | 12/10/2012 8:50:19 PM |
jdashv | $25.00 | 12/10/2012 8:51:31 PM |
authentic-liberty7 | $25.00 | 12/10/2012 6:43:38 PM |
meabandit | $100.00 | 12/10/2012 6:13:01 PM |
mvalley | $25.00 | 12/10/2012 6:14:11 PM |
KU83 | $25.00 | 12/10/2012 6:15:19 PM |
georgethesir | $50.00 | 12/10/2012 6:17:34 PM |
illustrado | $25.00 | 12/10/2012 6:19:57 PM |
wampum-assembler9 | $25.00 | 12/10/2012 6:21:13 PM |
kbmin | $25.00 | 12/10/2012 8:15:43 PM |
anacent | $25.00 | 12/11/2012 12:54:31 AM |
invincible-agreement8 | $89.00 | 12/10/2012 8:37:25 PM |
top-bill-virtuoso | $50.00 | 12/10/2012 6:34:29 PM |
payment-associate5 | $100.00 | 12/10/2012 8:48:55 PM |
forthright-contract2 | $25.00 | 12/10/2012 9:41:55 PM |
heroic-deal7 | $25.00 | 12/11/2012 7:40:37 AM |
TSC | $35.00 | 12/11/2012 9:00:45 AM |
toofabo | $25.00 | 12/11/2012 9:02:04 AM |
shazam514 | $100.00 | 12/11/2012 4:01:20 AM |
fund-high-five | $25.00 | 12/10/2012 9:04:31 PM |
a-graceful-yield | $50.00 | 12/10/2012 9:25:50 PM |
market-umbrella | $25.00 | 12/11/2012 3:10:29 AM |
exchange-zone1 | $25.00 | 12/11/2012 5:50:45 AM |
contract-snowdome493 | $25.00 | 12/11/2012 8:21:32 AM |
responsibility-tiger3 | $25.00 | 12/11/2012 8:59:30 AM |
dinero-speaker | $25.00 | 12/11/2012 9:00:38 AM |
wetlands | $200.00 | 11/27/2012 10:37:23 AM |
yield-voyager8 | $25.00 | 11/27/2012 11:53:18 AM |
riskreward | $250.00 | 11/28/2012 1:45:21 PM |
Arvicco | $400.00 | 11/28/2012 1:48:22 PM |
indomitable-coin | $25.00 | 11/29/2012 9:23:47 AM |
loan-mongoose1 | $25.00 | 11/29/2012 9:25:52 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:18 AM |
shamonn_p2p | $1,000.00 | 11/30/2012 10:29:58 AM |
first-credit-meridian | $25.00 | 11/30/2012 1:03:42 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:23:37 AM |
balance-force | $35.00 | 12/1/2012 1:27:46 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:44 PM |
auction-iris9 | $120.00 | 12/1/2012 1:26:46 PM |
yield-seeker | $25.00 | 12/1/2012 1:52:01 PM |
supersarah61 | $25.00 | 12/2/2012 3:52:53 PM |
transparency-sequoia6 | $100.00 | 12/3/2012 9:36:21 AM |
life-is-great | $25.00 | 12/4/2012 9:48:59 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:06:47 AM |
enthralling-investment | $25.00 | 12/5/2012 11:02:31 AM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:23 AM |
IP | $25.00 | 12/6/2012 5:56:30 PM |
proper-exchange8 | $50.00 | 12/6/2012 5:48:38 PM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:42 AM |
deegeeman | $25.00 | 12/7/2012 10:37:28 AM |
adaboy65 | $75.00 | 12/7/2012 11:21:46 AM |
progressive-economy261 | $400.00 | 12/7/2012 5:36:15 PM |
N0Bama | $25.00 | 12/8/2012 11:01:33 AM |
Avala | $56.00 | 12/8/2012 12:28:02 PM |
subtle-social4 | $25.00 | 12/8/2012 1:41:32 PM |
inspired-investment8 | $100.00 | 12/8/2012 1:17:08 PM |
cocopuffs | $25.00 | 12/9/2012 2:59:29 AM |
camaraderi-atmosphere | $25.00 | 12/8/2012 2:15:54 PM |
Munnie | $25.00 | 12/9/2012 6:38:45 AM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:41 AM |
California04 | $50.00 | 12/9/2012 11:07:15 AM |
Darts | $50.00 | 12/9/2012 5:43:24 PM |
antlr | $25.00 | 12/9/2012 7:43:51 PM |
MBBinthBK | $28.98 | 12/9/2012 8:04:34 PM |
plentiful-note6 | $25.00 | 12/10/2012 6:14:16 AM |
payout-detective7 | $25.00 | 12/10/2012 6:57:59 AM |
upperdeck | $25.00 | 12/10/2012 4:12:06 PM |
LittlePiggyBank | $25.00 | 12/10/2012 5:07:42 PM |
williamgates | $25.00 | 12/10/2012 5:15:44 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:50:59 AM |
sqdrew | $25.00 | 12/10/2012 3:38:27 PM |
MorleyTwirl | $93.00 | 12/10/2012 5:32:09 PM |
resolute-felicity353 | $25.00 | 12/10/2012 5:44:05 PM |
agalt | $50.00 | 12/10/2012 1:18:14 PM |
Xeo | $25.00 | 12/10/2012 3:46:59 PM |
bold-felicity-image | $100.00 | 12/10/2012 5:24:24 PM |
opportunity85 | $25.00 | 12/10/2012 5:26:17 PM |
tylerfd | $50.00 | 12/10/2012 6:10:22 PM |
Jimmiert1148 | $25.00 | 12/10/2012 5:45:37 PM |
Pasagam | $50.00 | 12/10/2012 5:51:44 PM |
MadHun | $200.00 | 12/10/2012 6:10:17 PM |
TelegramSam | $25.00 | 12/10/2012 6:20:01 PM |
contract-position | $25.00 | 12/10/2012 7:38:34 PM |
top-payout-enclave | $30.00 | 12/10/2012 7:52:23 PM |
mighty-value | $25.00 | 12/10/2012 5:55:55 PM |
orange-caring-rupee | $25.00 | 12/10/2012 8:16:27 PM |
dcfinancial | $25.00 | 12/10/2012 6:00:06 PM |
the-dollar-handshake | $25.00 | 12/10/2012 8:43:23 PM |
otalon | $30.00 | 12/10/2012 6:40:33 PM |
unassuming-p2ploan774 | $40.00 | 12/10/2012 6:12:02 PM |
djindepth | $50.00 | 12/10/2012 6:15:09 PM |
77dowplace | $41.00 | 12/10/2012 10:03:47 PM |
shawndw | $25.00 | 12/10/2012 6:21:55 PM |
adorable-asset9 | $100.00 | 12/10/2012 7:47:59 PM |
finance-mammalian2 | $25.00 | 12/10/2012 7:59:26 PM |
LibbyZ | $50.00 | 12/10/2012 8:24:27 PM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:18 AM |
uagrad | $25.00 | 12/11/2012 4:23:53 AM |
noble-value258 | $100.00 | 12/10/2012 9:31:53 PM |
green-unrivaled-felicity | $33.02 | 12/10/2012 7:27:09 PM |
engbusres | $40.00 | 12/10/2012 8:48:30 PM |
aloantime07 | $25.00 | 12/10/2012 8:50:41 PM |
kung-fu3 | $25.00 | 12/11/2012 4:17:34 AM |
silver-philosopher | $25.00 | 12/11/2012 6:36:45 AM |
richt2 | $25.00 | 12/11/2012 7:44:54 AM |
183 Investments
|
Borrower Payment Dependent Notes Series
678110
This series of Notes was issued and sold upon the funding of the borrower loan #79325, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Nov-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $311.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-2007 |
Debt/Income ratio:
| 44% |
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,319 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| sparkling-deal9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2011)
|
Principal balance:
| $6,995.40 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Business expanding
Purpose of loan:
This loan will be used to expand my current business, get a bigger size store by renting the store next to me that became available and get more merchandise.
My financial situation:
I am a good candidate for this loan because I have never missed a payment on the current loan that I have, I am also planning to use some of this new loan to pay up the existing loan. And I have also a new partner so with their half of the money that we are using to expand the business I will be able to py the loan every month.
Monthly net income: $ 2500
Monthly expenses: $ 1925
Housing: $ 0
Insurance: $ 140
Car expenses: $ 658
Utilities: $ 124
Phone, cable, internet: $ 164
Food, entertainment: $ 250
Clothing, household expenses: $ 100
Credit cards and other loans: $ 489
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 11/28/2012 9:04:53 AM |
stylish-revenue4 | $25.00 | 11/28/2012 9:13:51 AM |
octoberfresh | $25.00 | 11/28/2012 9:04:55 AM |
handy-justice | $25.00 | 11/28/2012 9:04:55 AM |
nonattender | $25.00 | 11/28/2012 9:02:41 AM |
return-point2 | $100.00 | 11/28/2012 9:11:35 AM |
WalnutCreekguy | $50.00 | 11/28/2012 10:17:47 AM |
wormdc | $25.00 | 11/28/2012 11:12:33 AM |
promise2 | $25.00 | 11/28/2012 11:30:08 AM |
purposeful-durability8 | $100.00 | 11/28/2012 11:35:44 AM |
engaging-repayment8 | $25.00 | 11/28/2012 11:40:13 AM |
Astyanax | $25.00 | 11/28/2012 10:52:35 AM |
enthusiastic-balance5 | $100.00 | 11/28/2012 11:10:26 AM |
five-star-note | $25.00 | 11/28/2012 11:46:16 AM |
Wrats6 | $25.00 | 11/28/2012 2:47:56 PM |
DiligentiaLLC | $59.82 | 11/28/2012 8:13:45 PM |
thehousewife | $25.00 | 11/29/2012 8:17:22 AM |
Nicedad72 | $25.00 | 11/29/2012 2:28:45 PM |
Kaj | $25.00 | 11/29/2012 6:31:02 PM |
CougarRoar | $25.00 | 11/30/2012 2:50:21 PM |
melodious-openness | $200.00 | 11/30/2012 11:57:39 AM |
E-2 | $100.00 | 11/30/2012 4:14:41 PM |
seabassx | $25.00 | 11/30/2012 12:02:27 PM |
kenji4861 | $25.00 | 11/30/2012 5:01:00 PM |
economy-popcorn | $25.00 | 12/1/2012 5:36:27 AM |
Investor_DP | $200.00 | 12/1/2012 1:07:31 PM |
FL-Lender | $25.00 | 12/2/2012 5:30:24 AM |
moola-accelerator6 | $25.00 | 12/1/2012 4:02:56 PM |
tolerant-dinero2 | $25.00 | 12/2/2012 2:00:32 PM |
bright-idea11 | $25.00 | 12/3/2012 5:16:53 PM |
Zorro_970 | $100.00 | 12/4/2012 5:29:09 PM |
beeper2 | $25.00 | 12/5/2012 10:03:59 AM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:40 PM |
Weaverville | $25.00 | 12/5/2012 8:41:44 PM |
dalawya | $30.00 | 12/5/2012 9:00:47 PM |
zipemdown | $25.00 | 12/6/2012 6:04:41 PM |
ingenious-currency8 | $25.00 | 12/6/2012 4:22:29 PM |
tnjohnso | $25.00 | 12/7/2012 9:16:54 AM |
ekmendenhall | $50.00 | 12/7/2012 9:38:01 AM |
compounding21 | $25.00 | 12/7/2012 9:02:24 AM |
IntrepidInvestment | $50.00 | 12/7/2012 9:14:29 AM |
exchange-windmill7 | $25.00 | 12/7/2012 9:22:11 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:18 AM |
american-investor | $25.00 | 12/7/2012 10:52:12 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:44 AM |
decisive-return611 | $100.00 | 12/7/2012 1:02:02 PM |
kulender | $100.00 | 12/7/2012 1:18:43 PM |
a-noble-coin | $25.00 | 12/7/2012 1:23:27 PM |
rine354 | $100.00 | 12/7/2012 3:49:41 PM |
first-serene-credit | $25.00 | 12/8/2012 8:09:36 AM |
kpengineer | $25.00 | 12/8/2012 11:23:27 AM |
loan-fate | $50.00 | 12/8/2012 12:01:59 PM |
bid-stockpiler1 | $62.78 | 12/7/2012 7:22:35 PM |
careful-vigilance4 | $25.00 | 12/8/2012 1:49:08 PM |
payout-bridge | $35.00 | 12/8/2012 2:46:15 PM |
elog238 | $25.00 | 12/8/2012 2:18:32 PM |
zorg77 | $25.00 | 12/9/2012 8:53:09 AM |
TheHillsAreAlive | $25.00 | 12/10/2012 9:50:48 AM |
Galdis | $25.00 | 12/10/2012 10:11:02 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:06 AM |
Imaginos1892 | $80.00 | 12/10/2012 5:28:30 PM |
supersarah61 | $25.00 | 12/10/2012 4:03:03 PM |
Gandalf0001 | $25.00 | 12/10/2012 4:13:49 PM |
authoritative-platinum7 | $50.00 | 12/10/2012 5:22:25 PM |
worth-solstice | $48.00 | 12/10/2012 6:22:13 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:05 PM |
green-safe-wampum | $50.00 | 12/11/2012 7:59:29 AM |
saver224 | $50.00 | 12/10/2012 10:55:42 PM |
melodious-fairness | $25.00 | 12/11/2012 9:16:27 AM |
shmb6508 | $38.00 | 12/11/2012 9:20:07 AM |
scholarly-payment5 | $25.00 | 12/10/2012 10:05:38 PM |
cash-equilibrium5 | $31.00 | 12/11/2012 9:31:27 AM |
cash-reaction2 | $25.00 | 12/11/2012 9:32:19 AM |
bold-worth-wrangler | $25.00 | 12/11/2012 9:32:55 AM |
silver-enlightenment0 | $25.00 | 12/11/2012 9:42:21 AM |
mercuriant | $25.00 | 12/11/2012 9:50:03 AM |
repcool | $25.00 | 12/11/2012 9:13:58 AM |
handshake5 | $100.00 | 12/11/2012 9:21:27 AM |
GoodLuckLender | $25.00 | 12/11/2012 9:32:22 AM |
fighter122 | $25.00 | 12/11/2012 9:34:30 AM |
thelovebug | $100.00 | 12/11/2012 9:35:56 AM |
EretzCapital | $28.15 | 12/11/2012 9:38:55 AM |
BU49er | $25.00 | 12/11/2012 9:09:46 AM |
moviedaze | $25.00 | 12/11/2012 9:50:27 AM |
ChrisTJ | $25.00 | 12/11/2012 9:55:37 AM |
principal-cooker2 | $50.00 | 12/11/2012 9:58:36 AM |
nuetron | $25.00 | 11/28/2012 9:16:07 AM |
Feyenoord | $30.00 | 11/28/2012 9:23:39 AM |
CMJ-Partners | $25.00 | 11/28/2012 9:33:34 AM |
Bank42 | $25.00 | 11/28/2012 10:07:43 AM |
money-baron-Roth401k | $25.00 | 11/28/2012 10:39:46 AM |
AF-Chief | $25.00 | 11/28/2012 9:54:27 AM |
peace-adventurer3 | $25.00 | 11/28/2012 11:37:38 AM |
LuvToLend | $25.00 | 11/28/2012 10:38:17 AM |
formula842 | $25.00 | 11/28/2012 10:48:41 AM |
respectful-dough429 | $25.00 | 11/28/2012 11:33:50 AM |
transaction-seahorse0 | $25.00 | 11/28/2012 1:44:36 PM |
deal-selector5 | $25.00 | 11/28/2012 5:30:28 PM |
CincyTex | $25.00 | 11/29/2012 2:36:35 PM |
DreisersFinancier | $50.00 | 11/29/2012 10:58:49 AM |
travels536 | $25.00 | 11/29/2012 1:28:16 PM |
refined-hope3 | $25.00 | 11/29/2012 5:20:16 PM |
jmeasn | $40.00 | 11/29/2012 8:18:42 PM |
successful-agreement7 | $100.00 | 11/30/2012 4:21:08 PM |
Assets-Up | $25.00 | 11/30/2012 1:18:18 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:19 AM |
HammerSmith | $25.00 | 12/1/2012 1:12:35 PM |
Peleadona | $25.00 | 12/1/2012 2:33:57 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:38:09 PM |
dollar-tornado3 | $25.00 | 12/2/2012 5:12:51 AM |
workorbe | $50.00 | 12/2/2012 7:06:10 PM |
Frover | $35.00 | 12/3/2012 6:46:45 AM |
FinanceEngine | $60.00 | 12/3/2012 2:02:48 PM |
gauss02 | $25.00 | 12/3/2012 4:06:14 PM |
fund-dragster | $100.00 | 12/4/2012 3:57:13 AM |
a-trade-lion | $25.00 | 12/3/2012 11:51:09 PM |
life-is-great | $25.00 | 12/4/2012 9:49:12 AM |
voipguy88 | $50.00 | 12/4/2012 10:39:33 AM |
PFTLender | $25.00 | 12/4/2012 3:05:21 PM |
missing-link | $25.00 | 12/4/2012 6:51:50 PM |
Tscheddar | $25.00 | 12/5/2012 11:32:34 AM |
eagle1271 | $25.00 | 12/5/2012 12:19:22 PM |
loyalist1 | $100.00 | 12/5/2012 2:01:14 PM |
escharfer | $25.00 | 12/5/2012 6:22:01 PM |
Jack-Sparrow | $25.00 | 12/6/2012 6:57:35 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:08 AM |
keen-economy6 | $25.00 | 12/6/2012 5:42:19 PM |
blackfur | $25.00 | 12/7/2012 10:09:47 AM |
djh47a | $25.00 | 12/7/2012 10:56:14 AM |
jkeller4000 | $30.00 | 12/7/2012 10:42:12 AM |
Winged_Inspirations | $25.00 | 12/7/2012 11:08:33 AM |
_G_ | $25.00 | 12/7/2012 3:29:12 PM |
tommymtg7 | $25.00 | 12/7/2012 5:21:56 PM |
valiant-return584 | $50.00 | 12/7/2012 6:10:00 PM |
finance-hope | $25.00 | 12/7/2012 8:16:22 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:45 PM |
benefit-trident | $25.00 | 12/8/2012 9:11:24 AM |
dominickf | $50.00 | 12/8/2012 2:08:24 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:28 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:15 PM |
Roundhouse | $75.00 | 12/9/2012 10:43:51 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:30 AM |
upperdeck | $25.00 | 12/10/2012 4:12:46 PM |
independent-leverage6 | $25.00 | 12/10/2012 4:21:04 PM |
helping-out | $100.00 | 12/10/2012 4:44:49 PM |
nickel-banshee | $36.97 | 12/10/2012 2:24:24 PM |
buddycat | $25.00 | 12/10/2012 6:27:26 PM |
clean-penny059 | $100.00 | 12/10/2012 7:08:33 PM |
miked8303 | $75.00 | 12/10/2012 6:23:10 PM |
creative-p2p0 | $25.00 | 12/10/2012 6:24:14 PM |
spiritual-compassion3-16 | $25.00 | 12/10/2012 7:26:24 PM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:32 AM |
MissionMicroFinance | $25.00 | 12/11/2012 9:03:58 AM |
6moonbeams | $38.00 | 12/11/2012 9:21:04 AM |
Odyssey77 | $25.00 | 12/11/2012 9:21:58 AM |
exciting-loyalty3 | $25.00 | 12/11/2012 9:28:58 AM |
mom4mel | $25.00 | 12/11/2012 9:37:55 AM |
red-power-pecan | $50.00 | 12/11/2012 9:43:45 AM |
kind-truth-circuit | $50.00 | 12/11/2012 9:51:03 AM |
finance-prescription | $95.00 | 12/11/2012 9:06:37 AM |
svandgts | $25.00 | 12/11/2012 9:10:00 AM |
blue-loan-euphoria | $250.00 | 12/11/2012 8:40:17 AM |
52digital | $75.00 | 12/11/2012 9:47:27 AM |
Sibelius2 | $25.00 | 12/11/2012 9:07:04 AM |
market-prophesy0 | $25.00 | 12/11/2012 9:17:58 AM |
gold-fox8 | $25.00 | 12/11/2012 10:00:08 AM |
Learning2Lend | $25.00 | 12/11/2012 9:28:37 AM |
economy-shrubbery6 | $25.00 | 12/11/2012 9:39:37 AM |
progressive-economy261 | $370.00 | 12/11/2012 9:39:44 AM |
prescription0 | $25.00 | 12/11/2012 9:57:44 AM |
adventurer447 | $197.28 | 12/11/2012 10:01:40 AM |
171 Investments
|
Borrower Payment Dependent Notes Series
678186
This series of Notes was issued and sold upon the funding of the borrower loan #79228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,437.43 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $172.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 800-819 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
1 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| enlistment071 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Interest2thePeople | $100.00 | 11/27/2012 5:08:26 PM |
thrilling-fund427 | $50.00 | 11/27/2012 5:14:17 PM |
obduro_1 | $25.00 | 11/27/2012 6:16:24 PM |
return-point2 | $100.00 | 11/27/2012 6:30:02 PM |
LuvToLend | $25.00 | 11/28/2012 10:38:08 AM |
chad-bro-chill | $25.00 | 11/28/2012 5:08:43 PM |
bazaar-tulip | $25.00 | 11/29/2012 5:31:50 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:02 PM |
monster4 | $50.00 | 12/2/2012 1:05:26 PM |
fulfilling-bazaar4 | $100.00 | 12/3/2012 5:29:59 PM |
gold-sushi | $25.00 | 12/4/2012 11:07:02 AM |
E-2 | $100.00 | 12/4/2012 5:22:13 PM |
scarlet-velvet | $25.08 | 12/5/2012 4:06:31 PM |
suave-durability1 | $50.00 | 12/5/2012 6:06:53 PM |
Lender2895a | $125.00 | 12/6/2012 8:13:42 AM |
careful-dinero21 | $25.00 | 12/6/2012 1:31:41 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:16 AM |
proud-pound4 | $25.00 | 12/7/2012 10:18:00 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:50 AM |
_G_ | $25.00 | 12/7/2012 3:29:06 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:21 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:46 PM |
money-bauble | $100.00 | 12/8/2012 12:43:35 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:14 PM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:19 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:03 AM |
deal-selector5 | $25.00 | 12/10/2012 4:30:23 PM |
FootoftheMountain | $25.00 | 12/10/2012 3:54:51 PM |
Imaginos1892 | $60.00 | 12/10/2012 5:32:10 PM |
ferocious-exchange3 | $50.00 | 12/10/2012 9:42:08 PM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:29 AM |
innocent-liberty6 | $25.00 | 12/11/2012 4:48:34 AM |
a-graceful-yield | $50.00 | 12/10/2012 9:25:59 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:03 PM |
sushi537 | $25.00 | 12/11/2012 3:08:25 AM |
KB-IRA | $100.00 | 12/11/2012 7:20:44 AM |
Pro1322 | $65.00 | 12/10/2012 10:33:02 PM |
mikrolown | $25.00 | 12/11/2012 10:15:34 AM |
durability-giant4 | $25.00 | 12/11/2012 8:34:15 AM |
ochardlender | $25.00 | 12/11/2012 8:49:52 AM |
truth-companion | $25.00 | 12/11/2012 10:45:27 AM |
BankofRon_IRA | $100.00 | 12/11/2012 10:51:21 AM |
fervent-repayment | $100.00 | 12/11/2012 11:13:06 AM |
hope-hickory | $25.00 | 12/11/2012 3:23:51 PM |
octoberfresh | $25.00 | 11/27/2012 5:20:34 PM |
valiant-return584 | $50.00 | 11/27/2012 6:31:30 PM |
Assets-Up | $25.00 | 11/28/2012 9:12:12 AM |
WalnutCreekguy | $50.00 | 11/28/2012 10:17:44 AM |
transparency-position | $107.00 | 11/28/2012 12:01:08 PM |
special-currency6 | $30.00 | 12/2/2012 5:48:25 PM |
successful-agreement7 | $100.00 | 12/3/2012 9:37:48 AM |
Miami | $25.00 | 12/3/2012 5:12:02 PM |
aprivatelender | $26.50 | 12/3/2012 6:54:15 PM |
green-principal-maniac | $50.00 | 12/3/2012 5:49:42 PM |
life-is-great | $25.00 | 12/4/2012 9:49:09 AM |
tech310 | $50.00 | 12/4/2012 9:22:27 AM |
pierrelasvegas | $25.00 | 12/4/2012 10:03:46 AM |
dunox | $70.00 | 12/4/2012 5:22:57 PM |
Weaverville | $25.00 | 12/5/2012 8:41:43 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:21:46 AM |
miked8303 | $75.00 | 12/6/2012 11:31:17 AM |
zipemdown | $25.00 | 12/6/2012 6:04:37 PM |
adaboy65 | $75.00 | 12/7/2012 11:22:04 AM |
decisive-return611 | $100.00 | 12/7/2012 1:02:01 PM |
kulender | $100.00 | 12/7/2012 1:18:42 PM |
thomas16882004 | $25.00 | 12/7/2012 11:49:22 PM |
NorthernFunds | $50.00 | 12/8/2012 9:52:58 AM |
steven3333 | $25.00 | 12/8/2012 12:32:12 PM |
Comoparklender | $25.00 | 12/8/2012 12:27:27 PM |
BluElephant | $50.00 | 12/8/2012 1:29:20 PM |
hitsman | $50.00 | 12/8/2012 1:35:21 PM |
deal-pioneer1 | $50.00 | 12/10/2012 3:48:26 AM |
bkwest01 | $50.00 | 12/10/2012 7:22:47 AM |
RogueCFO | $25.00 | 12/9/2012 6:22:42 PM |
value-burrito | $26.42 | 12/10/2012 9:34:31 AM |
bold-sunny-generosity | $25.00 | 12/10/2012 9:18:01 AM |
dollar-transporter3 | $25.00 | 12/10/2012 9:27:14 AM |
villagers | $42.00 | 12/10/2012 11:17:45 AM |
jga516 | $25.00 | 12/10/2012 5:18:39 PM |
handy-point5 | $25.00 | 12/10/2012 10:11:04 PM |
engbusres | $35.00 | 12/10/2012 8:47:10 PM |
elation074 | $25.00 | 12/10/2012 8:56:31 PM |
gold-omatic | $25.00 | 12/11/2012 6:56:04 AM |
peaceful-greenback719 | $25.43 | 12/11/2012 5:07:09 AM |
notupdated | $25.00 | 12/11/2012 10:38:18 AM |
genius520 | $100.00 | 12/11/2012 10:02:37 AM |
escharfer | $25.00 | 12/11/2012 10:50:57 AM |
unclejaef | $25.00 | 12/11/2012 3:18:14 PM |
pollosquawk | $50.00 | 12/11/2012 3:45:09 PM |
understanding-dollar67 | $25.00 | 12/11/2012 11:32:30 AM |
Edakers | $25.00 | 12/11/2012 1:49:24 PM |
91 Investments
|
Borrower Payment Dependent Notes Series
678462
This series of Notes was issued and sold upon the funding of the borrower loan #79163, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $190.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 9% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
9 | Length of status: | 0y 8m |
Amount delinquent:
| $2,969 |
Total credit lines:
| 28 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,207 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| harmonious-contract3 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2012)
760-779
(Jul-2011)
780-799
(Jun-2011)
|
Principal balance:
| $8,422.33 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to renovate existing structure upstairs into a play room for our girls for Christmas! We're so excited to build this addition and add value in square footage to our house.
My financial situation:
I am a good candidate for this loan because I have excellent credit, excellent work history and wonderful cash flow via my current salary and bonus + stock structure.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Zolton | $300.00 | 11/27/2012 5:59:51 PM |
riskreward | $250.00 | 11/27/2012 6:03:18 PM |
slimof37 | $25.00 | 11/27/2012 6:52:04 PM |
peace-adventurer3 | $25.00 | 11/27/2012 7:02:35 PM |
cahjoon | $25.00 | 11/27/2012 6:28:29 PM |
CreditBuilder2 | $50.01 | 11/27/2012 7:43:40 PM |
five-star-note | $25.00 | 11/27/2012 7:47:18 PM |
Astyanax | $25.00 | 11/27/2012 11:57:06 PM |
RGlad | $163.62 | 11/28/2012 9:33:52 AM |
Mikale360 | $25.00 | 11/28/2012 6:34:59 AM |
janeybooboo | $50.00 | 11/28/2012 9:19:30 AM |
Arvicco | $400.00 | 11/28/2012 1:48:26 PM |
loot-prescription3 | $40.00 | 11/29/2012 5:59:21 AM |
purposeful-durability8 | $100.00 | 11/29/2012 11:03:27 AM |
currency-saguaro9 | $75.00 | 11/29/2012 1:07:47 PM |
leodaguy | $100.00 | 11/30/2012 12:16:54 PM |
astute-benjamins | $25.00 | 12/1/2012 6:53:34 AM |
compoundinterest | $25.00 | 12/1/2012 12:01:13 PM |
enticing-capital6 | $50.00 | 12/1/2012 12:12:48 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:03 PM |
Castellan | $50.00 | 12/1/2012 1:49:58 PM |
Sneezie | $100.00 | 12/1/2012 1:50:32 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:54 PM |
greenback-loyalist8 | $25.00 | 12/3/2012 9:17:58 AM |
booOST | $25.12 | 12/3/2012 9:19:53 AM |
bonus-quark4 | $25.00 | 12/3/2012 12:31:18 PM |
ddog0224 | $50.00 | 12/4/2012 6:39:00 AM |
marine5831 | $25.00 | 12/4/2012 8:12:07 AM |
compatible-deal9 | $25.00 | 12/4/2012 12:08:53 PM |
Peacepower | $28.00 | 12/4/2012 4:44:42 PM |
Lea1791 | $51.38 | 12/4/2012 1:02:32 PM |
Robin_Hood | $30.17 | 12/4/2012 8:44:43 PM |
Froggy246 | $25.00 | 12/5/2012 9:44:49 AM |
capital-motion0 | $200.00 | 12/4/2012 9:27:02 PM |
openness-enforcer76 | $25.00 | 12/5/2012 10:07:00 AM |
transparency-sequoia6 | $100.00 | 12/5/2012 10:40:40 AM |
point-oyster5 | $25.00 | 12/5/2012 10:38:16 AM |
Tscheddar | $25.00 | 12/5/2012 12:18:01 PM |
peaceful-farmer | $60.00 | 12/5/2012 3:25:18 PM |
hl8428 | $25.00 | 12/5/2012 7:33:22 PM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:29 AM |
Investoman | $25.00 | 12/6/2012 9:13:02 AM |
RocketSurgeon | $25.00 | 12/6/2012 9:50:11 AM |
toblerone | $25.00 | 12/6/2012 11:13:22 AM |
babyfund | $25.00 | 12/6/2012 10:35:43 AM |
URBANCAPITAL | $29.93 | 12/6/2012 2:27:05 PM |
miked8303 | $75.00 | 12/6/2012 11:31:18 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:51 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:04 AM |
knowledgeable-silver6 | $25.00 | 12/7/2012 10:51:27 AM |
Happyhourcomics | $25.00 | 12/7/2012 2:00:40 PM |
_G_ | $25.00 | 12/7/2012 3:29:06 PM |
Goodthing | $250.00 | 12/7/2012 12:19:37 PM |
keichi03 | $32.00 | 12/7/2012 2:22:27 PM |
entertaining-rate9 | $25.00 | 11/27/2012 6:09:41 PM |
aztec | $50.00 | 11/27/2012 5:19:13 PM |
MoneyForNothing | $25.15 | 11/27/2012 5:14:51 PM |
wetlands | $200.00 | 11/27/2012 5:28:49 PM |
gravbox | $25.00 | 11/27/2012 6:57:16 PM |
yield-voyager8 | $25.00 | 11/27/2012 7:59:04 PM |
dunkard13 | $100.00 | 11/28/2012 9:27:16 AM |
tender-integrity3 | $100.00 | 11/28/2012 7:10:11 PM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:39 AM |
refined-hope3 | $25.00 | 11/29/2012 5:13:47 PM |
franzzua | $25.00 | 11/30/2012 6:48:15 AM |
indomitable-coin | $25.00 | 11/30/2012 11:08:59 AM |
hidavehi | $33.00 | 11/30/2012 2:19:44 PM |
moola-accelerator6 | $30.00 | 11/30/2012 4:48:40 PM |
dunox | $75.00 | 11/30/2012 4:15:13 PM |
suave-durability1 | $50.00 | 11/30/2012 5:09:24 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:23:57 AM |
first-charming-fund | $25.00 | 12/1/2012 11:02:28 AM |
cablenews | $50.00 | 12/1/2012 6:33:16 PM |
supersarah61 | $25.00 | 12/2/2012 3:52:56 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:08 PM |
first-serene-credit | $25.00 | 12/3/2012 9:15:27 AM |
hitsman | $50.00 | 12/3/2012 9:10:37 AM |
Gyroman | $100.00 | 12/3/2012 3:39:02 PM |
dynamic-platinum | $25.00 | 12/3/2012 11:10:02 AM |
unflappable-agreement5 | $40.00 | 12/4/2012 2:45:59 AM |
dignified-finance | $25.00 | 12/3/2012 6:31:46 PM |
roadtruck | $50.00 | 12/4/2012 6:14:14 AM |
the-inspired-justice | $25.00 | 12/3/2012 11:35:54 PM |
LimaGuy | $25.00 | 12/4/2012 8:54:48 AM |
Bikram | $50.00 | 12/4/2012 10:40:07 AM |
life-is-great | $25.00 | 12/4/2012 9:49:10 AM |
steven3333 | $25.00 | 12/4/2012 10:55:16 AM |
auction-iris9 | $120.00 | 12/4/2012 6:11:40 PM |
loan-oasis4 | $25.00 | 12/4/2012 6:12:49 PM |
DP_Investment | $62.23 | 12/5/2012 7:37:19 AM |
helpwithoutbanks | $25.00 | 12/5/2012 7:07:06 AM |
soular21804 | $25.00 | 12/5/2012 9:34:06 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:21 AM |
unassuming-p2ploan774 | $40.00 | 12/5/2012 10:25:24 AM |
scoots3340 | $25.00 | 12/5/2012 12:40:47 PM |
seabass123 | $29.18 | 12/5/2012 6:43:30 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:05 AM |
regahj99 | $25.00 | 12/5/2012 7:04:35 PM |
laughmotel | $50.00 | 12/5/2012 9:56:44 PM |
managedfund | $1,333.00 | 12/6/2012 9:40:12 AM |
enthralling-investment | $25.00 | 12/6/2012 9:43:33 AM |
irishalaskan | $25.00 | 12/6/2012 10:38:38 AM |
TennSquire | $25.00 | 12/6/2012 9:48:56 AM |
skillful-durability8 | $25.00 | 12/6/2012 4:20:39 PM |
Ocean713 | $75.00 | 12/6/2012 11:52:52 AM |
Sniper312 | $25.00 | 12/6/2012 9:31:36 PM |
top-market-mechanic | $25.00 | 12/6/2012 5:46:23 PM |
availableloan | $25.00 | 12/6/2012 8:01:37 PM |
glenium | $25.00 | 12/7/2012 2:55:33 AM |
the-enthralling-coin | $25.00 | 12/7/2012 9:09:20 AM |
magical-credit523 | $25.00 | 12/7/2012 9:15:12 AM |
thrifty-transaction578 | $25.00 | 12/7/2012 10:35:24 AM |
american6 | $50.00 | 12/7/2012 9:58:57 AM |
lenderrob | $25.00 | 12/7/2012 10:49:38 AM |
tranquil-principal435 | $25.00 | 12/7/2012 10:56:22 AM |
Alun | $70.00 | 12/7/2012 2:25:08 PM |
a-noble-coin | $25.00 | 12/7/2012 1:16:03 PM |
Coach-n-u | $25.00 | 12/7/2012 1:44:37 PM |
dollar-transporter3 | $25.00 | 12/7/2012 3:08:26 PM |
the_spook | $38.99 | 12/7/2012 3:26:21 PM |
baby792 | $18.22 | 12/7/2012 4:15:45 PM |
121 Investments
|
Borrower Payment Dependent Notes Series
678476
This series of Notes was issued and sold upon the funding of the borrower loan #79370, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Nov-28-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 27.27% |
Borrower rate/APR:
| 28.27% / 30.93% |
Monthly payment:
| $266.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.93% | | |
| |
Estimated return*:
| 13.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 15% |
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 15y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,045 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| responsibility-pledge774 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000
Monthly expenses: $2800
Housing: $1300
Insurance: $150
Car expenses: $200
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 11/28/2012 6:03:13 PM |
DreDub | $25.00 | 12/11/2012 10:33:31 PM |
Nco | $100.00 | 11/28/2012 5:17:19 PM |
joelnet | $25.00 | 11/28/2012 5:32:51 PM |
capital-investor8 | $25.00 | 11/28/2012 6:17:09 PM |
liberty-tostada7 | $25.00 | 11/28/2012 8:06:05 PM |
kind-lovely-marketplace | $50.00 | 11/29/2012 10:48:31 AM |
LuvToLend | $25.00 | 11/29/2012 6:28:28 PM |
asset-professor | $35.00 | 11/29/2012 5:50:55 PM |
selector568 | $300.00 | 11/29/2012 6:01:58 PM |
Kaj | $25.00 | 11/29/2012 6:31:11 PM |
toblerone | $25.00 | 11/30/2012 10:23:15 AM |
Bob450 | $25.00 | 11/30/2012 6:32:41 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:22 AM |
new-start18100 | $25.00 | 12/2/2012 1:04:56 PM |
life-is-great | $25.00 | 12/4/2012 9:49:16 AM |
wonder3 | $30.00 | 12/5/2012 6:35:38 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:51 AM |
dannycarter10 | $25.00 | 12/7/2012 1:59:15 PM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:21 AM |
kulender | $100.00 | 12/7/2012 1:18:46 PM |
_G_ | $25.00 | 12/7/2012 3:29:17 PM |
valiant-return584 | $50.00 | 12/7/2012 6:10:19 PM |
courteous-platinum7 | $30.00 | 12/10/2012 12:57:56 AM |
keen-economy6 | $25.00 | 12/10/2012 5:15:49 PM |
scholarly-payment5 | $25.00 | 12/10/2012 10:05:41 PM |
techron2012 | $200.00 | 12/11/2012 7:46:33 AM |
Comoparklender | $25.00 | 12/11/2012 9:34:23 AM |
MissionMicroFinance | $25.00 | 12/11/2012 9:04:00 AM |
notupdated | $25.00 | 12/11/2012 10:38:24 AM |
miked8303 | $75.00 | 12/11/2012 10:38:48 AM |
1randyp | $25.00 | 12/11/2012 10:34:47 AM |
ethical-truth211 | $1,000.00 | 12/11/2012 1:50:14 PM |
cr8on | $30.00 | 12/11/2012 5:08:50 PM |
draggon77 | $25.00 | 12/11/2012 5:18:16 PM |
prescription0 | $25.00 | 12/11/2012 5:37:20 PM |
pollosquawk | $50.00 | 12/11/2012 3:45:12 PM |
mikbos | $25.00 | 12/11/2012 5:28:08 PM |
truth-seeker8 | $51.00 | 12/11/2012 5:23:21 PM |
auction-iris9 | $120.00 | 12/11/2012 5:31:44 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:27 PM |
economy-producer | $25.00 | 12/11/2012 5:35:56 PM |
worlds-best-commerce5 | $50.00 | 12/11/2012 8:22:55 PM |
RockAngelHair | $25.00 | 12/12/2012 8:38:11 AM |
trumpeter391 | $25.00 | 12/12/2012 8:59:14 AM |
durability-molecule | $25.00 | 12/12/2012 9:04:35 AM |
burrito6 | $50.00 | 12/12/2012 9:06:30 AM |
bid-czar8 | $27.00 | 12/12/2012 9:06:52 AM |
Millertime_496 | $25.00 | 12/12/2012 9:13:47 AM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:16 AM |
ChuckieG | $25.00 | 12/12/2012 9:18:56 AM |
the-hope-workhorse | $25.00 | 12/11/2012 6:43:30 PM |
bewitching-dollar5 | $100.00 | 12/12/2012 9:28:21 AM |
MADAOO7 | $50.00 | 12/12/2012 9:35:33 AM |
EBITDA | $25.00 | 12/12/2012 9:13:12 AM |
52digital | $75.00 | 12/12/2012 9:13:19 AM |
GGreg799 | $25.00 | 12/12/2012 9:22:24 AM |
best-charming-leverage | $50.00 | 12/12/2012 9:23:04 AM |
nimble-revenue5 | $100.00 | 12/12/2012 9:26:10 AM |
shmb6508 | $43.00 | 12/12/2012 9:31:22 AM |
order-gondola | $25.00 | 12/12/2012 7:15:03 AM |
ahalls | $25.00 | 12/12/2012 9:07:12 AM |
feedpaulyfaster | $25.00 | 12/12/2012 9:16:52 AM |
on_your_side | $25.00 | 12/12/2012 9:19:36 AM |
durability-ace9 | $25.00 | 12/12/2012 9:20:15 AM |
Pookie22 | $25.00 | 12/12/2012 9:20:33 AM |
red-power-pecan | $50.00 | 12/12/2012 9:21:20 AM |
kind-magnificent-bid | $47.00 | 12/12/2012 9:22:43 AM |
KarlMarx | $25.00 | 12/12/2012 9:29:03 AM |
Radiant_Lion | $150.00 | 12/12/2012 9:36:12 AM |
economy-coup | $200.00 | 11/29/2012 12:48:45 AM |
InChicago | $80.04 | 11/28/2012 5:04:05 PM |
lovely-currency3 | $50.00 | 11/28/2012 5:11:39 PM |
open-minded-p2p1 | $25.00 | 11/28/2012 5:11:17 PM |
DevinHill_IRA | $25.00 | 11/28/2012 5:36:36 PM |
EngineersAlliance | $100.00 | 11/28/2012 7:13:33 PM |
Dubbs360 | $50.00 | 11/28/2012 5:46:15 PM |
return-point2 | $100.00 | 11/28/2012 5:52:13 PM |
SLN-10 | $60.00 | 11/28/2012 7:46:11 PM |
receptive-affluence035 | $25.00 | 11/28/2012 6:23:42 PM |
Rogelio48 | $30.00 | 11/28/2012 6:51:37 PM |
WalnutCreekguy | $50.00 | 11/28/2012 7:07:00 PM |
frogperson | $200.00 | 11/28/2012 9:53:28 PM |
bob450-roth | $25.00 | 11/29/2012 9:37:13 AM |
skillful-asset5 | $35.00 | 11/29/2012 4:45:45 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:27:11 PM |
jiftostada | $25.00 | 11/29/2012 5:24:25 PM |
hope-den1 | $25.00 | 11/29/2012 11:26:40 PM |
thrilling-fund427 | $50.00 | 11/30/2012 4:12:27 PM |
vigorous-velocity | $300.00 | 11/30/2012 4:18:46 PM |
successful-agreement7 | $100.00 | 11/30/2012 4:21:08 PM |
kenji4861 | $25.00 | 11/30/2012 5:01:01 PM |
five-star-justice | $25.00 | 12/1/2012 1:56:36 PM |
credit-adventurer313 | $25.00 | 12/1/2012 1:55:13 PM |
melodious-openness | $100.00 | 12/2/2012 8:53:31 PM |
loyalty-voyage | $25.00 | 12/3/2012 5:51:42 AM |
Haydn-sav | $25.00 | 12/3/2012 5:21:15 PM |
jybank | $49.00 | 12/4/2012 11:24:40 AM |
Weaverville | $25.00 | 12/5/2012 8:41:46 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:11 AM |
Tscheddar | $25.00 | 12/6/2012 5:49:28 AM |
zipemdown | $25.00 | 12/6/2012 6:05:01 PM |
a-credit-rotation | $25.00 | 12/7/2012 9:30:53 AM |
decisive-return611 | $100.00 | 12/7/2012 1:02:04 PM |
careful-vigilance4 | $25.00 | 12/8/2012 1:49:09 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:17 PM |
simplelender80 | $75.00 | 12/9/2012 2:00:26 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:43 AM |
money-bauble | $100.00 | 12/10/2012 6:07:05 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:11 PM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:36 AM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:44 AM |
saver224 | $50.00 | 12/10/2012 10:55:46 PM |
trajectory8 | $25.00 | 12/11/2012 10:14:46 AM |
truth-companion | $25.00 | 12/11/2012 10:45:43 AM |
genius520 | $51.00 | 12/11/2012 10:02:38 AM |
diplomatic-wealth7 | $25.00 | 12/11/2012 10:52:35 AM |
payment-gusto | $25.00 | 12/11/2012 4:42:09 PM |
aldeed | $50.00 | 12/11/2012 1:03:02 PM |
escharfer | $25.00 | 12/11/2012 10:50:58 AM |
kindness-party | $25.00 | 12/11/2012 2:19:30 PM |
miamibeachloaner | $25.00 | 12/11/2012 11:18:32 AM |
spark548 | $46.00 | 12/11/2012 5:22:58 PM |
the-healthy-commitment | $25.00 | 12/11/2012 5:26:10 PM |
dinero-pecan6 | $25.00 | 12/11/2012 4:44:06 PM |
hope-wrangler1 | $50.00 | 12/11/2012 5:13:19 PM |
Edakers | $25.00 | 12/11/2012 1:49:28 PM |
thankful-p2ploan | $50.00 | 12/11/2012 2:28:36 PM |
MakeItPour | $25.00 | 12/11/2012 5:44:59 PM |
Katburg | $25.00 | 12/11/2012 5:28:04 PM |
JGENERAL | $25.00 | 12/11/2012 5:30:20 PM |
Wellman | $25.00 | 12/11/2012 5:14:21 PM |
tommymtg7 | $25.00 | 12/11/2012 6:08:23 PM |
Mucman72 | $25.00 | 12/11/2012 6:24:59 PM |
Zorro_970 | $68.00 | 12/11/2012 5:36:14 PM |
moola-buddy | $25.00 | 12/11/2012 5:48:24 PM |
euro-eagle1 | $25.50 | 12/12/2012 7:36:26 AM |
social-cocktail1 | $200.00 | 12/11/2012 6:14:15 PM |
aggresive-nickel2 | $25.00 | 12/12/2012 9:02:27 AM |
steady-truth5 | $25.00 | 12/12/2012 9:03:29 AM |
melodious-fairness | $26.00 | 12/12/2012 9:06:26 AM |
haplender | $50.00 | 12/12/2012 9:08:07 AM |
rvfbroker | $25.00 | 12/12/2012 9:09:17 AM |
economy-lotus | $50.00 | 12/12/2012 9:10:24 AM |
zone8 | $100.00 | 12/12/2012 9:18:14 AM |
chkrvrty | $50.00 | 12/12/2012 9:23:18 AM |
the-dollar-topper | $56.00 | 12/12/2012 9:25:35 AM |
symbiosis | $50.00 | 12/12/2012 9:12:31 AM |
nodrivelpls | $25.00 | 12/12/2012 9:18:20 AM |
economy-shrubbery6 | $25.00 | 12/12/2012 9:32:40 AM |
Canidae | $25.00 | 12/12/2012 9:04:45 AM |
dedicated-transaction796 | $25.00 | 12/12/2012 9:07:03 AM |
davisfl | $25.00 | 12/12/2012 9:08:38 AM |
handshake5 | $100.00 | 12/12/2012 9:21:42 AM |
leverage-baker | $25.00 | 12/12/2012 9:23:00 AM |
rapid-credit428 | $25.00 | 12/12/2012 9:23:38 AM |
v-wms | $25.00 | 12/12/2012 9:26:38 AM |
interstellar | $35.46 | 12/12/2012 9:36:27 AM |
158 Investments
|
Borrower Payment Dependent Notes Series
678498
This series of Notes was issued and sold upon the funding of the borrower loan #79382, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Nov-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $355.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 11% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,259 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| No | | |
Screen name:
| bill-seagull6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt on multiple credit cards.
My financial situation:
I am a good candidate for this loan because I am gainfully employed making a pretty good salary of 95K/year...and have a good track record of paying my bills on time and always pay above the minimum.
Monthly net income: $4708
Monthly expenses: $3,125
Housing: $1600
Insurance: $300
Car expenses: $0
Utilities: $75
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $550
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 12/1/2012 5:06:31 AM |
cattlebaron | $50.00 | 11/27/2012 5:07:03 PM |
kind-euro-mirth | $50.00 | 11/27/2012 5:09:54 PM |
special-dinero553 | $25.00 | 11/27/2012 5:27:43 PM |
radiant-dollar9 | $200.00 | 11/27/2012 5:30:36 PM |
ideal-peace5 | $100.00 | 11/27/2012 5:11:39 PM |
transaction-seahorse0 | $25.00 | 11/27/2012 5:32:10 PM |
cash-mad-scientist3 | $25.00 | 11/27/2012 5:51:37 PM |
Nco | $100.00 | 11/27/2012 6:44:06 PM |
serene-capital | $25.00 | 11/27/2012 11:56:17 PM |
availableloan | $25.00 | 11/28/2012 10:08:51 AM |
first-graceful-contract | $30.00 | 11/28/2012 9:39:04 AM |
first-felicity-pursuit | $25.00 | 11/28/2012 10:17:57 AM |
power-lightning9 | $125.00 | 11/28/2012 4:23:24 PM |
euro-eagle1 | $25.81 | 11/29/2012 7:31:05 AM |
bazaar-tulip | $25.00 | 11/29/2012 5:31:53 PM |
113121 | $50.00 | 11/29/2012 6:02:56 PM |
bonus-seahorse | $120.00 | 11/29/2012 2:15:21 PM |
BlueSharp | $25.00 | 11/29/2012 7:32:57 PM |
unassuming-p2ploan774 | $40.00 | 11/30/2012 5:20:23 PM |
the-gentle-dinero9 | $25.00 | 11/30/2012 4:07:13 PM |
gotjack-IRA | $25.00 | 11/30/2012 6:14:36 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:04 PM |
prudent-deal662 | $25.00 | 12/1/2012 1:49:38 PM |
Rivervale_Westwood | $25.00 | 12/1/2012 2:31:37 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:32:40 AM |
a-restless-dollar | $30.00 | 12/2/2012 4:27:32 PM |
jcw3rd | $25.00 | 12/3/2012 4:58:35 AM |
listing-flower2 | $100.00 | 12/3/2012 1:36:53 PM |
snoop4jc | $100.00 | 12/5/2012 3:16:47 PM |
toblerone | $25.00 | 12/5/2012 11:20:38 AM |
ethical-truth211 | $300.00 | 12/5/2012 2:11:13 PM |
Ocean713 | $75.00 | 12/6/2012 12:19:02 PM |
Tscheddar | $25.00 | 12/6/2012 3:28:32 PM |
natural-worth9 | $300.00 | 12/6/2012 4:15:18 PM |
gpuck | $25.00 | 12/6/2012 5:34:19 PM |
money-hercules4 | $100.00 | 12/6/2012 10:03:49 PM |
friendinmoney | $25.00 | 12/7/2012 9:14:52 AM |
wise-charming-reward | $300.00 | 12/7/2012 4:43:21 PM |
RuleOf70 | $40.00 | 12/7/2012 11:22:24 PM |
contract-amigo7 | $25.00 | 12/8/2012 9:03:11 AM |
meoates1 | $25.00 | 12/8/2012 8:02:41 AM |
Say_no_to_payday_loans | $25.00 | 12/9/2012 11:54:25 AM |
upbeat-finance8 | $25.00 | 12/8/2012 8:27:30 PM |
unbeatable-integrity822 | $25.00 | 12/9/2012 11:06:23 AM |
ethical-truth211 | $200.00 | 12/9/2012 12:12:09 PM |
unafraid-loan5 | $25.00 | 12/10/2012 7:39:43 AM |
decisive-income7 | $2,500.00 | 11/27/2012 6:48:22 PM |
affluence-microscope2 | $200.00 | 11/27/2012 5:07:18 PM |
windguy | $50.00 | 11/27/2012 5:33:26 PM |
compassion-twister2 | $50.00 | 11/27/2012 5:07:17 PM |
bowdish1 | $25.00 | 11/27/2012 5:51:58 PM |
phenomenal-rate1 | $500.00 | 11/27/2012 5:10:49 PM |
kind-lovely-marketplace | $50.00 | 11/27/2012 5:23:11 PM |
gravbox | $25.00 | 11/27/2012 6:57:16 PM |
callmebryan | $25.00 | 11/27/2012 7:54:56 PM |
payment-halo | $25.00 | 11/27/2012 9:16:04 PM |
janeybooboo | $75.00 | 11/27/2012 7:01:04 PM |
octoberfresh | $25.00 | 11/27/2012 7:05:29 PM |
RGlad | $100.00 | 11/27/2012 7:11:57 PM |
market-maximizer472 | $25.00 | 11/28/2012 8:10:07 AM |
finance-relaxation3 | $25.00 | 11/27/2012 8:45:45 PM |
Rollshaft | $25.00 | 11/27/2012 9:14:41 PM |
generous-deal6 | $25.00 | 11/27/2012 11:11:42 PM |
loanman2007 | $75.00 | 11/28/2012 6:02:12 AM |
treasure-bliss | $50.00 | 11/28/2012 4:30:12 AM |
handy-affluence9 | $50.00 | 11/28/2012 9:51:38 AM |
penny-finder | $26.18 | 11/28/2012 10:12:54 AM |
commerce-gargantuan2 | $25.00 | 11/28/2012 9:43:30 AM |
jetspeedfuture | $100.00 | 11/28/2012 10:03:38 AM |
methodical-interest039 | $35.00 | 11/28/2012 6:08:30 PM |
a-finance-nirvana | $25.00 | 11/29/2012 9:25:34 AM |
john0720 | $25.00 | 11/29/2012 7:09:04 PM |
malomar66 | $50.00 | 11/30/2012 3:44:35 PM |
Alereon | $25.00 | 11/30/2012 5:51:43 PM |
dt_one | $25.00 | 12/1/2012 8:49:20 AM |
Docjc | $150.00 | 11/30/2012 9:07:10 PM |
spiff666 | $26.66 | 12/1/2012 11:37:14 AM |
jarf | $100.00 | 12/1/2012 5:46:17 AM |
Paxman84 | $25.00 | 12/2/2012 1:08:24 PM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:35 AM |
drkosh | $25.00 | 12/3/2012 4:25:36 PM |
moneylender25 | $25.00 | 12/3/2012 5:23:01 PM |
riskreward | $215.00 | 12/3/2012 5:52:31 PM |
LendingSingularity | $39.00 | 12/3/2012 7:54:36 PM |
augi_enterprises | $25.00 | 12/4/2012 8:04:57 AM |
PFTLender | $25.00 | 12/4/2012 3:05:19 PM |
Win_With_P2P | $25.00 | 12/4/2012 5:09:15 PM |
jstnow | $25.00 | 12/4/2012 11:28:46 AM |
eljobe | $40.00 | 12/5/2012 6:50:19 AM |
P2P4me | $300.00 | 12/5/2012 9:55:59 AM |
bonus-apricot366 | $25.00 | 12/5/2012 5:39:51 PM |
SpreadsheetSolutions | $25.00 | 12/5/2012 8:00:00 PM |
One_Lolo | $50.00 | 12/6/2012 6:20:54 AM |
dannycarter10 | $25.00 | 12/6/2012 9:48:56 AM |
skillful-durability8 | $25.00 | 12/6/2012 4:49:15 PM |
LendingSingularity | $50.00 | 12/6/2012 8:34:50 PM |
NoFate | $25.00 | 12/7/2012 9:14:14 AM |
Aceangel | $25.00 | 12/7/2012 10:20:51 AM |
Nipper99 | $100.00 | 12/7/2012 4:55:24 PM |
Kyileo | $25.00 | 12/7/2012 3:03:36 PM |
JGENERAL | $25.00 | 12/7/2012 3:51:31 PM |
valiant-return584 | $50.00 | 12/7/2012 6:09:57 PM |
Leshan | $50.00 | 12/8/2012 7:28:47 AM |
BocaYogi50 | $25.00 | 12/8/2012 8:23:35 AM |
omegamon1 | $25.00 | 12/8/2012 5:14:30 AM |
mammalian4 | $50.00 | 12/8/2012 1:02:01 PM |
compatible-deal9 | $25.00 | 12/8/2012 12:25:26 PM |
Peacepower | $25.00 | 12/8/2012 1:29:38 PM |
impressive-yield3 | $50.00 | 12/8/2012 3:20:52 PM |
investment-washboard9 | $25.00 | 12/9/2012 12:59:29 PM |
Roundhouse | $125.00 | 12/9/2012 10:32:52 PM |
stills | $50.00 | 12/10/2012 5:29:35 AM |
JonDough | $50.00 | 12/10/2012 1:28:32 PM |
kelador | $135.00 | 12/10/2012 12:30:26 PM |
JWinvest | $25.00 | 12/10/2012 10:51:49 AM |
helping-out | $472.35 | 12/10/2012 4:10:14 PM |
117 Investments
|
Borrower Payment Dependent Notes Series
678580
This series of Notes was issued and sold upon the funding of the borrower loan #79225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,939.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 6.49% |
Listing Start date:
| Nov-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $486.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 28y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,430 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reward-alert0 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: consolidate high interest credit cards
This loan will be used to... pay off bills
My financial situation: Is good, but just want one payment
I am a good candidate for this loan because... I have paid bills on time and was paying above, but was told to just start paying off one credit card at a time higher amount and then work my way down.
Monthly net income: $4057.00
Monthly expenses: $3035.00
Housing: $1200
Insurance: $295
Car expenses: $0
Utilities: $150
Phone, cable, internet: 265
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $575
Other expenses: $300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 12/1/2012 5:11:43 AM |
thrilling-point2 | $40.00 | 11/27/2012 5:13:25 PM |
berniemadeoff | $70.00 | 11/27/2012 5:20:20 PM |
kind-lovely-marketplace | $50.00 | 11/27/2012 5:23:21 PM |
Wrats6 | $25.00 | 11/27/2012 5:06:50 PM |
octoberfresh | $25.00 | 11/27/2012 5:20:36 PM |
red-duty-carrier | $25.00 | 11/27/2012 5:25:18 PM |
transaction-seahorse0 | $25.00 | 11/27/2012 5:32:14 PM |
return-point2 | $100.00 | 11/27/2012 6:30:05 PM |
jubilant-capital1 | $25.00 | 11/27/2012 8:11:22 PM |
compassion-twister2 | $50.00 | 11/28/2012 10:23:37 AM |
skillful-asset5 | $35.00 | 11/29/2012 5:00:59 PM |
power-lightning9 | $25.00 | 11/29/2012 2:04:57 PM |
ucantbeetit | $25.00 | 12/1/2012 1:10:19 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:33:42 AM |
deal-selector5 | $25.00 | 12/3/2012 5:11:30 PM |
upbeat-investment9 | $25.00 | 12/3/2012 12:11:14 PM |
uncl-sammy | $25.00 | 12/3/2012 6:13:00 PM |
E-2 | $100.00 | 12/3/2012 5:23:40 PM |
Haydn-sav | $25.00 | 12/3/2012 5:21:12 PM |
Zorro_970 | $100.00 | 12/3/2012 5:35:49 PM |
commerce-artisan8 | $50.00 | 12/3/2012 5:37:51 PM |
nickel-ferret | $25.00 | 12/3/2012 5:44:20 PM |
prudent-dough458 | $25.00 | 12/3/2012 6:07:14 PM |
Kaj | $25.00 | 12/3/2012 6:07:55 PM |
Endeavour | $70.00 | 12/4/2012 9:13:51 AM |
tech310 | $50.00 | 12/4/2012 9:22:28 AM |
life-is-great | $25.00 | 12/4/2012 9:49:10 AM |
pierrelasvegas | $25.00 | 12/4/2012 10:03:46 AM |
lionheart722 | $25.00 | 12/5/2012 9:27:47 AM |
entertaining-revenue4 | $50.00 | 12/5/2012 9:19:13 AM |
P2P4me | $200.00 | 12/5/2012 9:56:40 AM |
coin-trumpet | $50.00 | 12/5/2012 10:48:04 AM |
payout-paradise5 | $25.00 | 12/5/2012 10:15:30 AM |
abundanceforever | $52.50 | 12/5/2012 10:46:50 AM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:40 PM |
p40thawk | $25.00 | 12/5/2012 4:53:29 PM |
chac | $100.00 | 12/5/2012 12:50:04 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:39:53 PM |
Weaverville | $25.00 | 12/5/2012 8:41:43 PM |
PaulW | $25.00 | 12/6/2012 5:52:43 AM |
impeccable-ore3 | $25.00 | 12/6/2012 9:36:20 AM |
dannycarter10 | $25.00 | 12/6/2012 9:49:05 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:21:46 AM |
dunox | $75.00 | 12/6/2012 5:31:05 PM |
enchanted-investment447 | $100.00 | 12/7/2012 10:00:02 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:43 AM |
Sid-K | $25.00 | 12/7/2012 10:12:47 AM |
cberthiaume | $25.00 | 12/7/2012 12:53:30 PM |
kulender | $100.00 | 12/7/2012 1:18:42 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:41:08 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:24:23 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:45 PM |
unequivocal-power3 | $25.00 | 12/8/2012 9:50:51 AM |
capital-web7 | $50.00 | 12/7/2012 8:51:56 PM |
wendyhop | $25.00 | 12/8/2012 9:43:48 AM |
principal-cooker2 | $50.00 | 12/8/2012 12:40:01 PM |
objective-investor | $250.00 | 12/8/2012 12:42:38 PM |
forthright-trade | $35.00 | 12/8/2012 12:00:05 PM |
ethical-truth211 | $400.00 | 12/8/2012 6:49:13 AM |
SpreadsheetSolutions | $25.00 | 12/8/2012 7:14:00 AM |
newest-tough-contract | $50.00 | 12/8/2012 9:41:05 AM |
fortytwo | $100.00 | 12/8/2012 12:18:06 PM |
NorthernFunds | $50.00 | 12/8/2012 9:52:58 AM |
silver-enlightenment0 | $25.00 | 12/8/2012 1:22:31 PM |
repayment-artist6 | $25.00 | 12/8/2012 1:28:45 PM |
BluElephant | $50.00 | 12/8/2012 1:29:20 PM |
fair-interest6 | $28.34 | 12/8/2012 2:15:28 PM |
one2sojourn | $45.00 | 12/8/2012 5:43:14 PM |
icydog | $25.00 | 12/8/2012 8:47:42 PM |
acupuncturestudent | $200.00 | 12/9/2012 7:18:48 AM |
theaterguy | $30.00 | 12/9/2012 11:40:39 AM |
ethical-truth211 | $400.00 | 12/9/2012 12:14:47 PM |
aztocas | $100.00 | 12/8/2012 4:02:35 PM |
Pressure_Drop | $25.00 | 12/9/2012 12:40:34 PM |
platinum-czar | $45.75 | 12/8/2012 6:39:29 PM |
value-caravan | $25.00 | 12/9/2012 11:59:47 AM |
simplelender80 | $75.00 | 12/9/2012 2:00:01 PM |
Eddy-2-Aces | $25.00 | 12/9/2012 8:02:23 PM |
contract-lava0 | $25.00 | 12/9/2012 10:33:51 PM |
Sixmil | $100.00 | 12/9/2012 1:47:20 PM |
bkwest01 | $50.00 | 12/10/2012 7:22:47 AM |
rob095 | $25.00 | 12/9/2012 5:36:26 PM |
nurak | $25.86 | 12/9/2012 5:41:00 PM |
MBBinthBK | $25.00 | 12/9/2012 8:03:01 PM |
Orbits | $25.00 | 12/9/2012 5:18:12 PM |
wildanne | $50.00 | 12/10/2012 9:42:59 AM |
newest-organic-rupee | $33.00 | 12/9/2012 8:59:33 PM |
jetspeedfuture | $50.00 | 12/10/2012 8:46:28 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:03 AM |
jga516 | $25.00 | 12/10/2012 5:18:40 PM |
helping-out | $100.00 | 12/10/2012 4:37:58 PM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:20 PM |
drk | $25.00 | 12/10/2012 6:43:08 PM |
chac | $50.00 | 12/10/2012 6:25:32 PM |
elation074 | $25.00 | 12/10/2012 8:56:32 PM |
responsibility-nebula1 | $50.00 | 12/10/2012 10:08:57 PM |
forthright-dinero7 | $28.00 | 12/11/2012 4:59:40 AM |
noble-value258 | $100.00 | 12/10/2012 9:32:03 PM |
mhotchan | $100.00 | 12/10/2012 10:27:05 PM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:43 AM |
saver224 | $50.00 | 12/10/2012 10:55:40 PM |
pound-youngster6 | $25.00 | 12/11/2012 8:43:33 AM |
Suit | $75.00 | 12/11/2012 8:45:16 AM |
Suit | $50.00 | 12/11/2012 8:45:26 AM |
pound-youngster6 | $25.00 | 12/11/2012 8:52:04 AM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:29 AM |
Odyssey77 | $25.00 | 12/11/2012 9:21:57 AM |
EnglishGeekInNYC | $25.00 | 12/11/2012 10:13:56 AM |
moola-gargantuan9 | $50.00 | 12/11/2012 9:32:33 AM |
doopers | $25.00 | 12/11/2012 10:29:21 AM |
RocketSurgeon | $25.00 | 12/11/2012 10:36:23 AM |
truth-companion | $25.00 | 12/11/2012 10:45:28 AM |
Cai8899 | $25.00 | 12/11/2012 10:03:19 AM |
first-pragmatic-power | $25.00 | 12/11/2012 9:29:46 AM |
circuitfive | $25.00 | 12/11/2012 10:29:23 AM |
notupdated | $25.00 | 12/11/2012 10:38:18 AM |
red-active-note | $25.00 | 12/11/2012 12:05:55 PM |
jddorsey | $50.00 | 12/11/2012 10:04:09 AM |
dynamic-money271 | $62.00 | 12/11/2012 11:02:20 AM |
harmonious-contract5 | $25.00 | 12/11/2012 2:20:25 PM |
unclejaef | $25.00 | 12/11/2012 3:18:15 PM |
csak13 | $50.00 | 12/11/2012 4:22:42 PM |
a-satisfying-reward | $25.00 | 12/11/2012 4:58:39 PM |
aldeed | $50.00 | 12/11/2012 1:02:58 PM |
Tonusb0 | $25.00 | 12/11/2012 12:02:31 PM |
wise-charming-reward | $400.00 | 12/11/2012 3:49:47 PM |
decisive-income7 | $750.00 | 11/30/2012 7:27:26 AM |
cattlebaron | $100.00 | 11/27/2012 5:06:35 PM |
EngineersAlliance | $100.00 | 11/27/2012 5:16:18 PM |
valiant-return584 | $50.00 | 11/27/2012 6:31:31 PM |
RGlad | $100.00 | 11/27/2012 7:11:12 PM |
callmebryan | $25.00 | 11/27/2012 7:54:17 PM |
golffish2 | $25.00 | 11/28/2012 3:51:19 AM |
first-balance-neutron | $25.00 | 11/27/2012 6:32:57 PM |
WalnutCreekguy | $50.00 | 11/28/2012 10:17:45 AM |
payment-halo | $25.00 | 11/28/2012 12:05:58 PM |
profitable-fairness1 | $50.00 | 11/28/2012 12:48:38 PM |
riskreward | $250.00 | 11/28/2012 1:46:44 PM |
bazaar-tulip | $25.00 | 11/29/2012 5:31:54 PM |
gotjack-IRA | $25.02 | 11/30/2012 7:15:15 PM |
deal-vibrato | $25.00 | 12/3/2012 5:06:48 PM |
herbyman | $50.00 | 12/3/2012 12:59:01 PM |
dunkard13 | $100.00 | 12/3/2012 5:56:31 PM |
bright-idea11 | $25.00 | 12/3/2012 5:16:52 PM |
toblerone | $25.00 | 12/3/2012 5:59:37 PM |
Harry | $75.00 | 12/3/2012 6:01:34 PM |
new-start18100 | $25.00 | 12/3/2012 5:58:18 PM |
monster4 | $50.00 | 12/3/2012 6:13:50 PM |
NobisEst | $25.00 | 12/3/2012 6:58:25 PM |
BobJohnson | $30.00 | 12/3/2012 8:23:45 PM |
robust-trade | $25.00 | 12/4/2012 10:54:44 AM |
justreturns | $25.00 | 12/4/2012 10:08:33 AM |
successful-agreement7 | $100.00 | 12/4/2012 5:27:25 PM |
PFTLender | $25.00 | 12/4/2012 3:05:20 PM |
j2ee | $50.00 | 12/4/2012 5:17:42 PM |
fulfilling-bazaar4 | $100.00 | 12/4/2012 6:35:59 PM |
amicablenemesis | $50.00 | 12/5/2012 10:30:53 AM |
ideal-peace5 | $100.00 | 12/5/2012 10:33:36 AM |
john0720 | $25.00 | 12/5/2012 11:16:42 AM |
loyalist1 | $100.00 | 12/5/2012 2:01:14 PM |
Rob717171 | $75.00 | 12/5/2012 9:46:43 PM |
Tscheddar | $25.00 | 12/6/2012 5:49:25 AM |
miked8303 | $75.00 | 12/6/2012 11:31:18 AM |
stollcm | $25.00 | 12/6/2012 4:30:45 PM |
zipemdown | $25.00 | 12/6/2012 6:04:39 PM |
richboy56 | $25.00 | 12/6/2012 7:37:20 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:16 AM |
GTFreeFlyer | $58.45 | 12/7/2012 6:45:19 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:51 AM |
brightest-income-hunter | $50.00 | 12/7/2012 9:22:12 AM |
the-silver-blaster | $75.00 | 12/7/2012 9:24:25 AM |
rs999 | $25.00 | 12/7/2012 10:36:42 AM |
rhodylend | $25.00 | 12/7/2012 10:10:59 AM |
sonicpluto | $25.00 | 12/7/2012 11:13:29 AM |
currency-fan9 | $50.00 | 12/7/2012 2:13:03 PM |
adaboy65 | $75.00 | 12/7/2012 11:22:05 AM |
decisive-return611 | $100.00 | 12/7/2012 1:02:01 PM |
_G_ | $25.00 | 12/7/2012 3:29:07 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:36 PM |
well-rounded-diversification | $25.00 | 12/7/2012 7:00:39 PM |
contract-amigo7 | $25.00 | 12/8/2012 8:56:45 AM |
silver-dogwood4 | $25.00 | 12/8/2012 10:51:05 AM |
awesome-generosity4 | $25.00 | 12/8/2012 6:04:03 AM |
wonder3 | $30.00 | 12/8/2012 6:02:09 AM |
brightest-benjamins-onator | $25.00 | 12/8/2012 6:57:02 AM |
Aeroman32 | $25.00 | 12/8/2012 11:33:25 AM |
bold-principal-thinker | $25.00 | 12/8/2012 12:28:45 PM |
terrific-dough6 | $50.00 | 12/8/2012 12:53:33 PM |
dominickf | $50.00 | 12/8/2012 2:08:23 PM |
meoates1 | $25.00 | 12/8/2012 12:53:14 PM |
ready-agreement5 | $25.00 | 12/8/2012 1:24:01 PM |
hitsman | $50.00 | 12/8/2012 1:35:21 PM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:43 AM |
responsibility-venture8 | $200.00 | 12/9/2012 11:25:27 AM |
roland1 | $25.00 | 12/8/2012 3:04:58 PM |
supersarah61 | $25.00 | 12/8/2012 4:09:11 PM |
maclove10 | $25.00 | 12/8/2012 7:02:45 PM |
magnetic-duty4 | $25.00 | 12/9/2012 1:16:05 PM |
red-penny-philosopher | $25.00 | 12/9/2012 10:57:24 AM |
investment-cluster | $30.00 | 12/9/2012 4:04:35 AM |
designer_10 | $25.00 | 12/9/2012 8:44:08 AM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:14 PM |
intelligent-treasure075 | $25.08 | 12/9/2012 9:14:38 PM |
Sefotonga | $50.00 | 12/9/2012 6:48:24 PM |
dukeiyer | $25.00 | 12/10/2012 9:38:20 AM |
grf1945 | $40.00 | 12/10/2012 5:23:23 PM |
logical-peso2 | $25.00 | 12/10/2012 6:37:39 PM |
historic-value7 | $25.00 | 12/10/2012 6:40:33 PM |
a-graceful-yield | $50.00 | 12/10/2012 9:26:00 PM |
adorable-asset9 | $100.00 | 12/10/2012 7:53:36 PM |
clean-penny059 | $100.00 | 12/10/2012 7:08:31 PM |
diplomatic-return861 | $25.00 | 12/11/2012 7:11:39 AM |
ethical-truth211 | $200.00 | 12/11/2012 4:05:53 AM |
jcw3rd | $25.00 | 12/10/2012 9:01:26 PM |
scholarly-payment5 | $25.00 | 12/10/2012 10:05:37 PM |
oxnard | $50.00 | 12/11/2012 7:57:22 AM |
MatrixAssetsLLC | $100.00 | 12/11/2012 10:30:49 AM |
panther757 | $25.00 | 12/11/2012 9:52:32 AM |
elegant-hope578 | $50.00 | 12/11/2012 9:16:34 AM |
Chasing_the_dime | $50.00 | 12/11/2012 11:45:16 AM |
dinero-pecan6 | $25.00 | 12/11/2012 1:38:49 PM |
BankofRon_IRA | $100.00 | 12/11/2012 10:51:21 AM |
wwwUniversal | $25.00 | 12/11/2012 10:23:38 AM |
cordial-affluence2 | $25.00 | 12/11/2012 10:35:40 AM |
Nipper99 | $100.00 | 12/11/2012 3:36:13 PM |
point-hunter4 | $25.00 | 12/11/2012 4:29:39 PM |
helpful-deal1 | $25.00 | 12/11/2012 4:04:28 PM |
benjamins-squadron2 | $75.00 | 12/11/2012 4:18:52 PM |
rootcanaler | $50.00 | 12/11/2012 1:47:57 PM |
Edakers | $25.00 | 12/11/2012 1:51:26 PM |
hope-hickory | $25.00 | 12/11/2012 3:23:52 PM |
pollosquawk | $50.00 | 12/11/2012 3:45:09 PM |
233 Investments
|
Borrower Payment Dependent Notes Series
678832
This series of Notes was issued and sold upon the funding of the borrower loan #78798, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $263.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 10% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $453 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| No | | |
Screen name:
| useful-vigilance5 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan: prepare wedding and vacation
This loan will be used to...wedding preparation
My financial situation:
I am a good candidate for this loan because...I do not have any serious debt, paid off car and will leave with my finance until the wedding so I will not have to pay mortgage
Monthly net income: $2800
Monthly expenses: $400
Housing: $
Insurance: $50
Car expenses: $
Utilities: $
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 11/29/2012 5:32:44 PM |
Kaj | $25.00 | 11/29/2012 6:31:21 PM |
valiant-return584 | $50.00 | 11/29/2012 6:43:12 PM |
Plow_n_Sow | $50.00 | 11/29/2012 8:44:02 PM |
toblerone | $25.00 | 11/30/2012 10:23:16 AM |
j2ee | $50.00 | 11/30/2012 4:09:19 PM |
ideal-peace5 | $100.00 | 11/30/2012 4:09:49 PM |
nickel-ferret | $25.00 | 11/30/2012 4:30:49 PM |
transaction-seahorse0 | $25.00 | 11/30/2012 4:38:16 PM |
riskreward | $250.00 | 11/30/2012 4:39:54 PM |
transaction-puppy6 | $25.00 | 11/30/2012 5:37:01 PM |
successful-agreement7 | $100.00 | 11/30/2012 4:21:00 PM |
progressive-power9 | $25.00 | 11/30/2012 11:41:28 PM |
Harry | $69.00 | 11/30/2012 6:37:32 PM |
Leshan | $50.00 | 12/1/2012 7:34:40 AM |
Land_on_your_feet | $50.00 | 12/1/2012 12:28:41 PM |
a-finance-nirvana | $25.00 | 12/1/2012 12:32:25 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:38 PM |
monster4 | $50.00 | 12/1/2012 1:50:34 PM |
balance-force | $35.00 | 12/1/2012 1:28:12 PM |
ttnk62918 | $25.00 | 12/1/2012 1:29:11 PM |
wise-deal-panda | $100.00 | 12/1/2012 1:37:20 PM |
cahjoon | $25.00 | 12/1/2012 1:49:06 PM |
platinum-whomper8 | $75.00 | 12/1/2012 1:58:18 PM |
JeremyLinFan | $30.00 | 12/1/2012 2:49:54 PM |
jutdon84 | $574.45 | 12/1/2012 5:02:28 PM |
decisive-income7 | $4,000.00 | 11/30/2012 7:19:21 AM |
WalnutCreekguy | $50.00 | 11/29/2012 5:21:04 PM |
vutah | $25.00 | 11/29/2012 5:51:00 PM |
methodical-interest039 | $25.00 | 11/30/2012 9:32:09 AM |
exciting-fairness | $200.00 | 11/30/2012 9:40:35 AM |
kind-lovely-marketplace | $50.00 | 11/30/2012 4:21:42 PM |
brilliant-balance | $50.00 | 11/30/2012 1:18:21 PM |
E-2 | $100.00 | 11/30/2012 4:14:03 PM |
dunox | $75.00 | 11/30/2012 4:16:15 PM |
prudent-dough458 | $25.00 | 11/30/2012 5:07:31 PM |
LuvToLend | $25.00 | 11/30/2012 5:42:46 PM |
SudianX | $26.83 | 11/30/2012 6:21:23 PM |
SC2TX | $100.00 | 12/1/2012 11:01:38 AM |
commerce-venture1 | $25.00 | 11/30/2012 11:28:06 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:26 AM |
BostonCapital | $100.00 | 12/1/2012 12:15:59 PM |
gothampark | $25.00 | 12/1/2012 12:22:21 PM |
wwwUniversal | $25.00 | 12/1/2012 1:32:06 PM |
prudent-bid3 | $40.00 | 12/1/2012 2:59:06 PM |
cerebral-income5 | $25.00 | 12/1/2012 2:09:38 PM |
jybank | $49.00 | 12/1/2012 3:50:40 PM |
awern | $25.72 | 12/1/2012 4:11:56 PM |
48 Investments
|
Borrower Payment Dependent Notes Series
678840
This series of Notes was issued and sold upon the funding of the borrower loan #79457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,688.33 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $659.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 34% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 14y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,513 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| suave-reward316 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation: PAY OFF CREDIT CARDS
I am a good candidate for this loan because...I repay all my debts
Monthly net income: $6045.00
Monthly expenses: $
Housing: $1050.00
Insurance: $
Car expenses: $150.00
Utilities: $200.00
Phone, cable, internet: $130.00
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $1200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Psimater | $200.00 | 12/12/2012 10:42:05 AM |
first-balance-neutron | $25.00 | 11/30/2012 9:16:32 AM |
sharp-platinum326 | $25.00 | 11/30/2012 9:22:14 AM |
Wrats6 | $25.00 | 11/30/2012 9:29:47 AM |
yield-journey | $25.00 | 11/30/2012 10:12:27 AM |
berniemadeoff | $70.00 | 11/30/2012 10:38:32 AM |
octoberfresh | $25.00 | 11/30/2012 11:09:46 AM |
monster4 | $50.00 | 11/30/2012 1:38:07 PM |
return-point2 | $100.00 | 11/30/2012 11:28:22 AM |
formula842 | $25.00 | 11/30/2012 11:37:50 AM |
ready-interest9 | $25.00 | 11/30/2012 12:36:33 PM |
first-serene-credit | $25.00 | 11/30/2012 1:43:58 PM |
thrilling-point2 | $40.00 | 11/30/2012 4:10:35 PM |
E-2 | $100.00 | 11/30/2012 4:14:07 PM |
bazaar-tulip | $25.00 | 11/30/2012 6:03:52 PM |
successful-agreement7 | $100.00 | 11/30/2012 4:21:01 PM |
kind-lovely-marketplace | $50.00 | 11/30/2012 4:21:44 PM |
riskreward | $250.00 | 11/30/2012 4:39:56 PM |
prudent-dough458 | $25.00 | 11/30/2012 5:07:32 PM |
glowing-pound3 | $50.00 | 11/30/2012 5:32:41 PM |
valiant-return584 | $50.00 | 11/30/2012 5:32:48 PM |
TackingWindward | $25.00 | 12/1/2012 9:10:51 AM |
deal-banker | $50.00 | 12/1/2012 10:22:54 AM |
deal-vibrato | $25.00 | 12/1/2012 1:25:40 PM |
balance-force | $35.00 | 12/1/2012 1:28:14 PM |
justreturns | $25.00 | 12/1/2012 2:05:17 PM |
payout-mushroom4 | $25.00 | 12/2/2012 8:28:31 PM |
green-order-captain | $50.00 | 12/2/2012 8:26:22 PM |
ideal-peace5 | $100.00 | 12/3/2012 9:19:28 AM |
bright-idea11 | $25.00 | 12/3/2012 10:05:23 AM |
orbital-value360 | $50.00 | 12/3/2012 7:27:59 PM |
shoook | $25.00 | 12/4/2012 1:36:36 PM |
entertaining-revenue4 | $50.00 | 12/5/2012 9:19:16 AM |
amicablenemesis | $50.00 | 12/5/2012 10:31:01 AM |
YampaQuant | $25.00 | 12/5/2012 10:38:02 AM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:27 AM |
organized-commerce4 | $25.00 | 12/6/2012 11:07:07 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:21:59 AM |
zipemdown | $25.00 | 12/6/2012 6:06:01 PM |
richboy56 | $25.00 | 12/6/2012 7:37:25 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:23 AM |
NickelSteamroller | $25.00 | 12/7/2012 10:26:36 AM |
wealth-competitor | $25.00 | 12/7/2012 5:26:49 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:41 PM |
loan-fate | $50.00 | 12/8/2012 12:02:12 PM |
dukeiyer | $25.00 | 12/10/2012 9:38:33 AM |
wildanne | $50.00 | 12/10/2012 9:43:10 AM |
kalamari | $30.00 | 12/11/2012 1:03:18 PM |
robgw | $25.00 | 12/11/2012 10:20:25 AM |
stollcm | $25.00 | 12/12/2012 8:19:05 AM |
DonaldColorado | $100.00 | 12/11/2012 6:26:36 PM |
silver-saber | $125.00 | 12/12/2012 9:05:17 AM |
decisive-return611 | $100.00 | 12/12/2012 9:20:40 AM |
impeccable-ore3 | $25.00 | 12/12/2012 9:09:47 AM |
abundanceforever | $25.00 | 12/12/2012 9:59:50 AM |
thepillowsack | $25.00 | 12/12/2012 9:24:46 AM |
ell25 | $25.00 | 12/12/2012 9:42:18 AM |
JeremyLinFan | $30.00 | 12/12/2012 11:04:58 AM |
thorough-income854 | $39.00 | 12/12/2012 10:31:13 AM |
djh47a | $25.00 | 12/12/2012 1:22:47 PM |
loyalty-cupcake6 | $35.00 | 12/12/2012 6:05:39 PM |
EthanColeInvestingGroup | $25.00 | 12/12/2012 11:58:16 PM |
cardminger | $25.00 | 12/12/2012 6:26:57 PM |
mummey | $50.00 | 12/12/2012 6:31:00 PM |
gotjack-IRA | $75.00 | 12/12/2012 6:49:05 PM |
USMCR | $25.00 | 12/12/2012 7:01:42 PM |
KMSB | $50.00 | 12/13/2012 8:49:19 AM |
HLender | $30.00 | 12/12/2012 6:23:19 PM |
luann199 | $25.00 | 12/13/2012 9:43:21 AM |
bazaar-festivity | $25.00 | 12/13/2012 10:07:12 AM |
a-smart-p2p | $25.00 | 12/13/2012 9:07:12 AM |
first-pragmatic-power | $25.00 | 12/13/2012 10:13:11 AM |
fervent-repayment | $100.00 | 12/13/2012 5:28:12 PM |
enriched-return057 | $54.22 | 12/13/2012 12:57:13 PM |
respectful-note5 | $25.00 | 12/13/2012 6:09:18 PM |
palu2619 | $25.00 | 12/13/2012 12:24:24 PM |
missing-link | $25.00 | 12/13/2012 7:04:51 PM |
new-gold-wrangler | $1,000.00 | 12/13/2012 6:09:24 PM |
P2P_Investor | $1,000.00 | 12/13/2012 5:11:37 PM |
lemontree | $29.00 | 12/13/2012 5:28:15 PM |
Tradesmanlender | $25.00 | 12/13/2012 5:30:51 PM |
velocity-solo | $25.00 | 12/13/2012 5:35:44 PM |
emphatic-gold584 | $100.00 | 12/14/2012 8:36:02 AM |
repayment-ringleader | $25.00 | 12/13/2012 11:47:14 PM |
hitsman | $50.00 | 12/13/2012 6:23:15 PM |
BorthersKeeper | $25.00 | 12/14/2012 3:55:22 AM |
quest0 | $50.00 | 12/14/2012 5:03:36 AM |
life-is-great | $25.00 | 12/14/2012 6:13:53 AM |
tolerant-dime2 | $52.00 | 11/30/2012 9:22:01 AM |
treasure-bliss | $25.00 | 11/30/2012 9:26:55 AM |
ferocious-kindness8 | $35.00 | 11/30/2012 11:21:40 AM |
WalnutCreekguy | $50.00 | 11/30/2012 11:38:30 AM |
j2ee | $50.00 | 11/30/2012 4:09:22 PM |
nickel-ferret | $25.00 | 11/30/2012 4:30:52 PM |
liberty-tostada7 | $50.00 | 11/30/2012 2:09:31 PM |
84928429 | $25.00 | 11/30/2012 5:44:39 PM |
dunox | $75.00 | 11/30/2012 4:16:16 PM |
transaction-seahorse0 | $25.00 | 11/30/2012 4:38:18 PM |
Kaj | $25.00 | 11/30/2012 6:18:08 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:28 AM |
Jasner | $25.00 | 12/1/2012 12:32:06 PM |
samurai2 | $25.00 | 12/1/2012 9:53:32 AM |
ucantbeetit | $25.00 | 12/1/2012 1:10:35 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:50 PM |
new-start18100 | $25.00 | 12/2/2012 1:05:08 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:33:47 AM |
pietro_torna_indietro | $50.00 | 12/3/2012 9:28:31 AM |
Zorro_970 | $73.00 | 12/3/2012 9:41:13 AM |
Harry | $75.00 | 12/3/2012 9:48:04 AM |
credit-maple | $25.00 | 12/3/2012 10:27:08 AM |
Haydn-sav | $25.00 | 12/3/2012 5:21:22 PM |
credit-commander1 | $25.00 | 12/3/2012 5:28:58 PM |
dunkard13 | $100.00 | 12/4/2012 9:40:19 AM |
PFTLender | $25.00 | 12/4/2012 3:05:49 PM |
marketplace-singularity3 | $25.00 | 12/5/2012 7:26:55 AM |
natural-worth9 | $100.00 | 12/5/2012 4:42:11 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:16 PM |
tech310 | $50.00 | 12/6/2012 10:27:10 AM |
EFS | $200.00 | 12/6/2012 12:40:16 PM |
Tscheddar | $25.00 | 12/6/2012 5:06:58 PM |
pierrelasvegas | $25.00 | 12/7/2012 4:09:19 AM |
commerce-artisan8 | $50.00 | 12/7/2012 9:18:07 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:31 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:18 AM |
kulender | $100.00 | 12/7/2012 1:18:53 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:41:21 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:55 PM |
payout-paradise5 | $25.00 | 12/8/2012 1:18:07 PM |
dominickf | $50.00 | 12/8/2012 2:08:33 PM |
lionheart722 | $25.00 | 12/9/2012 12:16:59 PM |
Pressure_Drop | $29.67 | 12/9/2012 12:41:28 PM |
simplelender80 | $75.00 | 12/9/2012 2:00:53 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:25 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:24 AM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:49 AM |
truth-companion | $25.00 | 12/11/2012 10:46:00 AM |
cr8on | $30.00 | 12/11/2012 5:08:56 PM |
best-bonafide-p2p | $25.00 | 12/11/2012 5:14:10 PM |
P2P4me | $200.00 | 12/12/2012 5:41:59 AM |
Flyinerb | $50.00 | 12/12/2012 6:35:07 AM |
pragmatic-auction8 | $50.00 | 12/12/2012 6:11:37 PM |
loyalist1 | $100.00 | 12/13/2012 8:12:45 AM |
gold-cluster | $100.00 | 12/13/2012 6:23:12 AM |
hero007 | $50.00 | 12/13/2012 9:02:51 AM |
john0720 | $25.00 | 12/13/2012 10:46:16 AM |
wealth-infusion6 | $50.00 | 12/13/2012 11:11:22 AM |
abundant-community130 | $25.00 | 12/13/2012 12:05:52 PM |
Gladglide | $25.00 | 12/13/2012 5:09:42 PM |
BankofRon_IRA | $100.00 | 12/13/2012 5:16:51 PM |
structure9 | $25.00 | 12/13/2012 5:33:01 PM |
jjd2 | $25.00 | 12/13/2012 5:43:49 PM |
duty-viola | $35.00 | 12/13/2012 5:24:09 PM |
Peacepower | $40.44 | 12/13/2012 6:27:23 PM |
valiant-liberty4 | $25.00 | 12/13/2012 6:30:28 PM |
pollosquawk | $26.00 | 12/13/2012 5:51:02 PM |
Ripsaw4U | $50.00 | 12/13/2012 1:06:13 PM |
MrBailey | $25.00 | 12/13/2012 6:40:02 PM |
Comoparklender | $25.00 | 12/13/2012 5:56:22 PM |
capital-magician561 | $25.00 | 12/13/2012 8:01:17 PM |
tommymtg7 | $25.00 | 12/13/2012 6:30:23 PM |
wampum-taiko4 | $25.00 | 12/13/2012 5:48:02 PM |
Isaac007 | $25.00 | 12/14/2012 8:02:28 AM |
Munnie | $50.00 | 12/14/2012 6:10:43 AM |
money-baron | $100.00 | 12/13/2012 6:41:01 PM |
6515Wheat | $25.00 | 12/13/2012 6:59:51 PM |
Index_Plus | $4,000.00 | 12/14/2012 8:46:43 AM |
166 Investments
|
Borrower Payment Dependent Notes Series
678858
This series of Notes was issued and sold upon the funding of the borrower loan #79328, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Nov-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 6.24% |
Borrower rate/APR:
| 7.24% / 8.58% |
Monthly payment:
| $402.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.18% | | |
| |
Estimated return*:
| 5.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 16% |
Credit score:
| 780-799 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,454 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| No | | |
Screen name:
| exact-point554 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt at a lower interest rate than I am currently paying.
My financial situation:
I am a good candidate for this loan because I have great credit and a successful career as a technical writer, in which I have over 18 years of experience. I've also been a homeowner and was never late on my mortgage.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
gold-hero4 | $50.00 | 11/28/2012 6:46:53 PM |
compassion-twister2 | $25.00 | 11/28/2012 5:46:59 PM |
indomitable-coin | $25.00 | 11/28/2012 6:46:07 PM |
tender-integrity3 | $100.00 | 11/28/2012 7:10:16 PM |
payment-halo | $25.00 | 11/28/2012 8:37:51 PM |
blot44 | $25.00 | 11/29/2012 7:13:55 AM |
transparency-sequoia6 | $100.00 | 11/29/2012 10:45:44 AM |
commerce-artisan8 | $50.00 | 11/29/2012 10:51:26 AM |
riskreward | $250.00 | 11/29/2012 11:07:16 AM |
cerebral-dollar773 | $25.00 | 11/30/2012 6:35:21 AM |
GoldenKoi | $100.00 | 11/30/2012 6:52:53 AM |
radforj22 | $48.51 | 11/30/2012 10:48:31 AM |
WillyP345 | $50.00 | 11/30/2012 10:57:34 AM |
dunox | $75.00 | 11/30/2012 4:15:30 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:24:12 AM |
supersarah61 | $25.00 | 12/1/2012 3:19:24 PM |
proud-p2p848 | $37.00 | 12/2/2012 11:30:12 AM |
logical-peso2 | $25.00 | 12/3/2012 9:24:52 AM |
repayment-pagoda8 | $100.00 | 12/3/2012 5:26:12 PM |
Mommo | $50.00 | 12/3/2012 5:12:01 PM |
knowledgeable-listing597 | $25.00 | 12/3/2012 5:37:37 PM |
prudent-dough458 | $25.00 | 12/3/2012 6:07:16 PM |
tender-wealth0 | $25.00 | 12/4/2012 5:34:24 AM |
power-amusement | $25.00 | 12/4/2012 5:23:43 PM |
SourDoughSteve | $25.00 | 12/4/2012 12:49:37 PM |
Solid-Platinum | $25.00 | 12/4/2012 12:45:38 PM |
bold-courteous-hope | $25.00 | 12/5/2012 6:59:51 AM |
market-maximizer472 | $25.00 | 12/5/2012 9:24:27 AM |
amicablenemesis | $50.00 | 12/5/2012 10:29:48 AM |
american6 | $50.00 | 12/5/2012 10:51:09 AM |
proper-exchange8 | $50.00 | 12/5/2012 10:36:55 AM |
geekguy | $25.00 | 12/5/2012 5:31:34 PM |
chac | $100.00 | 12/5/2012 12:54:32 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:04 PM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:42 PM |
commitment-orca7 | $50.00 | 12/5/2012 2:01:08 PM |
kevin314 | $25.00 | 12/5/2012 6:15:44 PM |
SamyFromRI | $25.00 | 12/5/2012 7:14:11 PM |
thickhead | $25.00 | 12/5/2012 6:32:32 PM |
Kentrader14 | $150.00 | 12/5/2012 8:18:17 PM |
AFairDeal | $25.00 | 12/6/2012 9:59:18 AM |
nourishing-affluence678 | $25.00 | 12/6/2012 10:23:22 AM |
enriching-trade2 | $50.00 | 12/6/2012 9:40:06 AM |
dmk2006 | $25.00 | 12/6/2012 4:41:06 PM |
dathemizan | $25.00 | 12/6/2012 5:17:53 PM |
currency-balancer | $25.00 | 12/6/2012 5:46:56 PM |
blue-useful-auction | $25.00 | 12/7/2012 6:47:04 AM |
atlacatl | $25.00 | 12/7/2012 8:55:30 AM |
trident9 | $100.00 | 12/7/2012 9:00:59 AM |
hitsman | $50.00 | 12/7/2012 10:47:53 AM |
rs999 | $25.00 | 12/7/2012 10:36:45 AM |
deegeeman | $25.00 | 12/7/2012 10:37:33 AM |
magical-fairness4 | $25.00 | 12/7/2012 2:41:04 PM |
obedient-payout0 | $25.00 | 12/7/2012 11:00:22 AM |
velocity-solo | $25.00 | 12/7/2012 6:44:25 PM |
thestartuplender | $40.00 | 12/7/2012 6:23:21 PM |
elog238 | $25.00 | 12/8/2012 7:05:22 AM |
rockingnrolling | $31.00 | 12/8/2012 9:43:56 AM |
Aeroman32 | $25.00 | 12/8/2012 11:33:26 AM |
bankojerry | $25.00 | 12/8/2012 8:14:05 AM |
capital-web7 | $50.00 | 12/7/2012 8:51:59 PM |
silver-explorer6 | $25.00 | 12/8/2012 12:29:44 PM |
mindful-generosity1 | $50.00 | 12/8/2012 1:08:36 PM |
subtle-revenue0 | $25.00 | 12/8/2012 1:16:54 PM |
Clambake | $25.00 | 12/8/2012 12:46:10 PM |
loot-heart | $25.00 | 12/8/2012 12:51:08 PM |
Tradesmanlender | $25.00 | 12/8/2012 1:11:38 PM |
CornerKetch | $25.04 | 12/8/2012 1:31:16 PM |
EnglishGeekInNYC | $25.00 | 12/8/2012 12:59:45 PM |
impartial-deal | $25.00 | 12/8/2012 1:26:37 PM |
fairness-symphony2 | $50.00 | 12/9/2012 10:26:06 AM |
nuclearmoose | $50.00 | 12/8/2012 1:53:52 PM |
subtle-leverage4 | $25.00 | 12/8/2012 4:21:46 PM |
dharma1 | $25.00 | 12/8/2012 5:39:13 PM |
value-caravan | $25.00 | 12/9/2012 11:59:53 AM |
kochan123 | $25.00 | 12/9/2012 11:10:28 AM |
responsibility-venture8 | $150.00 | 12/9/2012 11:26:36 AM |
reverent-greenback219 | $25.00 | 12/9/2012 2:03:34 PM |
dly2007 | $25.00 | 12/9/2012 8:54:34 PM |
rcj1411 | $25.00 | 12/9/2012 6:14:44 PM |
standanddeliver | $50.00 | 12/10/2012 9:14:56 AM |
stable-bonus | $25.00 | 12/10/2012 5:07:45 AM |
barchibald | $75.00 | 12/10/2012 5:53:56 AM |
contract-lava0 | $25.00 | 12/9/2012 10:35:32 PM |
adventurer447 | $300.00 | 12/10/2012 9:13:16 AM |
fairwealth | $25.00 | 12/10/2012 9:56:20 AM |
Brain_m | $25.00 | 12/10/2012 9:17:54 AM |
innocent-loot | $25.00 | 12/10/2012 9:21:32 AM |
Bikram | $50.00 | 12/10/2012 9:11:08 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:12 AM |
SecondChanceLendingSERV | $25.00 | 12/10/2012 11:02:44 AM |
Ocean713 | $75.00 | 12/10/2012 11:50:25 AM |
chemistry220 | $25.00 | 12/10/2012 9:28:11 AM |
DNCMediaLoans | $35.00 | 12/10/2012 10:37:24 AM |
Xeo | $25.00 | 12/10/2012 3:47:02 PM |
penny-socrates5 | $100.00 | 12/10/2012 12:01:42 PM |
surfsider123 | $25.00 | 12/10/2012 4:23:12 PM |
compassionate-payment218 | $25.00 | 12/10/2012 6:12:18 PM |
Brett834 | $250.00 | 12/10/2012 5:07:01 PM |
marketplace-cello5 | $25.00 | 12/10/2012 5:54:28 PM |
Asynch | $25.00 | 12/10/2012 5:57:42 PM |
sympathetic-funds818 | $50.00 | 12/10/2012 6:07:00 PM |
newest-yield-wasp | $25.00 | 12/10/2012 6:56:47 PM |
illustrado | $25.00 | 12/10/2012 6:19:59 PM |
TelegramSam | $25.00 | 12/10/2012 6:20:01 PM |
bowerz | $25.00 | 12/10/2012 8:13:36 PM |
orange-caring-rupee | $25.00 | 12/10/2012 8:16:28 PM |
jdashv | $25.00 | 12/10/2012 8:51:35 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:12 PM |
fortytwo | $150.00 | 12/10/2012 6:27:23 PM |
Strato | $25.00 | 12/10/2012 11:15:31 PM |
burrben | $50.00 | 12/10/2012 8:13:50 PM |
reward-burger2 | $50.00 | 12/11/2012 5:19:05 AM |
worth-gazelle5 | $25.00 | 12/11/2012 5:49:05 AM |
penny-oasis | $25.00 | 12/11/2012 6:04:21 AM |
MC_ | $25.00 | 12/10/2012 9:36:52 PM |
bonjea | $25.00 | 12/10/2012 9:53:02 PM |
johannesfactotum | $30.00 | 12/11/2012 9:11:36 AM |
blooming-kindness | $33.74 | 12/11/2012 5:56:53 AM |
silver-philosopher | $25.00 | 12/11/2012 6:36:55 AM |
origami-panda | $25.00 | 12/11/2012 9:21:37 AM |
responsibility-nebula1 | $50.00 | 12/10/2012 10:08:58 PM |
GTFreeFlyer | $59.28 | 12/10/2012 10:11:36 PM |
billyisafob | $25.00 | 12/11/2012 9:26:29 AM |
finzfanatic | $50.00 | 12/11/2012 9:34:01 AM |
saver224 | $50.00 | 12/10/2012 10:55:46 PM |
redmumba | $50.00 | 12/11/2012 12:30:00 AM |
pound-youngster6 | $25.00 | 12/11/2012 8:43:34 AM |
anacent | $25.00 | 12/11/2012 12:54:39 AM |
sisley626 | $26.15 | 12/11/2012 9:47:52 AM |
uagrad | $25.00 | 12/11/2012 4:23:57 AM |
ScionAltera | $25.00 | 12/11/2012 9:20:11 AM |
KHODADAD | $25.00 | 12/11/2012 7:11:56 AM |
unafraid-loan5 | $30.00 | 12/11/2012 7:32:33 AM |
jonathan10s | $25.00 | 12/11/2012 10:09:40 AM |
benevolent-moola291 | $50.00 | 12/11/2012 9:31:37 AM |
ATOHokie | $100.00 | 12/11/2012 10:17:26 AM |
bold-felicity-image | $100.00 | 12/11/2012 10:18:27 AM |
treasure-serrano729 | $32.04 | 12/11/2012 8:54:00 AM |
nhm | $25.00 | 12/11/2012 10:00:47 AM |
minista | $25.00 | 12/11/2012 10:00:55 AM |
meux99 | $25.00 | 12/11/2012 9:32:25 AM |
mizon291 | $25.00 | 12/11/2012 9:36:44 AM |
jjd2 | $25.00 | 12/11/2012 10:18:39 AM |
benevolent-benefit7 | $107.73 | 12/11/2012 10:28:30 AM |
Zolton | $300.00 | 11/28/2012 5:22:18 PM |
loot-prescription3 | $40.00 | 11/29/2012 5:59:58 AM |
tommyb34 | $25.00 | 11/29/2012 6:29:10 AM |
natural-worth9 | $50.00 | 11/29/2012 8:24:46 AM |
gentle-gain235 | $100.00 | 11/29/2012 8:59:11 AM |
octoberfresh | $25.00 | 11/29/2012 10:37:01 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:54 AM |
Arvicco | $400.00 | 11/29/2012 11:10:56 AM |
Castellan | $50.00 | 11/29/2012 6:32:27 PM |
Plutis | $25.00 | 11/29/2012 6:50:12 PM |
persist_in_doing | $25.00 | 11/29/2012 6:52:18 PM |
neighborly-hope6 | $100.00 | 11/30/2012 11:55:14 AM |
compoundinterest | $25.00 | 12/2/2012 1:14:24 PM |
loan-mongoose1 | $25.00 | 12/2/2012 1:20:03 PM |
CreditBuilder2 | $25.01 | 12/3/2012 11:33:25 AM |
Ripsaw4U | $50.00 | 12/3/2012 10:06:18 AM |
uncl-sammy | $25.00 | 12/3/2012 5:08:30 PM |
first-sharp-payout5 | $100.00 | 12/3/2012 5:13:21 PM |
abz | $50.00 | 12/3/2012 6:10:16 PM |
auction-iris9 | $120.00 | 12/3/2012 6:13:12 PM |
magical-credit523 | $25.00 | 12/4/2012 10:17:59 AM |
rmachi | $25.00 | 12/5/2012 9:42:22 AM |
Investoman | $25.00 | 12/5/2012 9:55:31 AM |
Avala | $100.00 | 12/5/2012 10:04:49 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:07:07 AM |
crude | $25.00 | 12/5/2012 8:31:10 AM |
aabadabadoo | $25.00 | 12/5/2012 9:12:54 AM |
primetime | $25.00 | 12/5/2012 9:13:19 AM |
P2P4me | $200.00 | 12/5/2012 10:03:40 AM |
bowdish1 | $75.00 | 12/5/2012 10:56:53 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:01 AM |
silver-breeze3 | $25.00 | 12/6/2012 6:40:18 AM |
YampaQuant | $25.00 | 12/6/2012 10:45:05 AM |
miked8303 | $75.00 | 12/6/2012 11:31:36 AM |
dcr_545 | $25.00 | 12/7/2012 8:05:33 AM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:25 AM |
versatile-dime442 | $237.00 | 12/7/2012 9:25:55 AM |
vivacious-truth3 | $25.00 | 12/7/2012 9:26:29 AM |
Oupa-George | $25.00 | 12/7/2012 9:18:56 AM |
NYBIZ | $28.39 | 12/7/2012 9:49:10 AM |
power-leader1 | $25.00 | 12/7/2012 9:53:20 AM |
Syzygy | $25.00 | 12/7/2012 10:50:21 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:21 AM |
Vegasjim | $25.00 | 12/7/2012 11:33:10 AM |
hope-wrangler1 | $50.00 | 12/7/2012 2:02:24 PM |
sturzstrom | $25.00 | 12/8/2012 5:03:07 AM |
Long-term2040 | $25.00 | 12/8/2012 12:04:42 PM |
awesome-generosity4 | $25.00 | 12/8/2012 6:04:34 AM |
vibrant-trade8 | $35.00 | 12/8/2012 12:07:06 PM |
contract-amigo7 | $25.00 | 12/8/2012 8:58:10 AM |
swiftsoul | $50.00 | 12/8/2012 12:39:11 PM |
the-bright-velocity | $25.00 | 12/8/2012 12:22:47 PM |
Aimvest | $25.00 | 12/8/2012 1:31:30 PM |
basis-ferret8 | $100.00 | 12/8/2012 12:07:47 PM |
first-favorite-bonus9 | $25.00 | 12/8/2012 12:56:59 PM |
aasx1108 | $25.00 | 12/8/2012 12:32:00 PM |
cablenews | $100.00 | 12/8/2012 1:15:06 PM |
responsibilityenstein3 | $28.61 | 12/8/2012 3:39:04 PM |
lostontheedge | $25.00 | 12/8/2012 1:35:00 PM |
well-rounded-diversification | $25.00 | 12/8/2012 8:11:11 PM |
commanding-treasure2 | $75.00 | 12/8/2012 1:12:53 PM |
California04 | $50.00 | 12/9/2012 11:07:18 AM |
enterprising-pound5 | $50.00 | 12/8/2012 8:26:48 PM |
preciouschild | $50.00 | 12/9/2012 4:29:05 AM |
DonaldColorado | $50.00 | 12/9/2012 8:00:35 AM |
mclean_loaner | $25.00 | 12/9/2012 8:19:12 AM |
tenacious-payout | $25.00 | 12/9/2012 8:00:02 AM |
tranquil-diversification8 | $125.00 | 12/9/2012 10:21:56 AM |
fund-booster4 | $25.00 | 12/9/2012 11:40:13 AM |
Pasagam | $50.00 | 12/9/2012 12:53:48 PM |
Charmart | $25.00 | 12/9/2012 2:04:17 PM |
simplelender80 | $100.00 | 12/9/2012 1:51:21 PM |
magnetic-duty4 | $25.00 | 12/9/2012 1:19:29 PM |
spry-credit269 | $50.00 | 12/10/2012 4:17:01 AM |
Darts | $50.00 | 12/9/2012 5:43:26 PM |
funds-captain4 | $50.00 | 12/10/2012 9:01:07 AM |
Roundhouse | $50.00 | 12/9/2012 10:44:33 PM |
Randyg08 | $25.00 | 12/10/2012 7:26:40 AM |
antlr | $25.00 | 12/9/2012 7:43:57 PM |
newest-organic-rupee | $50.00 | 12/9/2012 9:06:38 PM |
capital-javelin3 | $100.00 | 12/10/2012 8:29:57 AM |
gold-disk | $25.00 | 12/10/2012 1:21:54 PM |
spoolin18t | $50.00 | 12/10/2012 4:33:09 PM |
JC_12 | $100.00 | 12/10/2012 10:05:51 AM |
kelador | $25.00 | 12/10/2012 12:28:23 PM |
mlw | $50.00 | 12/10/2012 5:14:20 PM |
helping-out | $25.00 | 12/10/2012 4:41:11 PM |
GenerousGentleMan | $25.00 | 12/10/2012 6:25:30 PM |
camaraderi-popcorn | $25.00 | 12/10/2012 5:20:17 PM |
georgethesir | $50.00 | 12/10/2012 6:17:40 PM |
mighty-value | $25.00 | 12/10/2012 5:55:57 PM |
LibbyZ | $50.00 | 12/10/2012 8:24:33 PM |
payment-associate5 | $100.00 | 12/10/2012 8:48:58 PM |
fantastic-openness | $400.00 | 12/10/2012 8:50:23 PM |
orangefob7 | $25.00 | 12/10/2012 10:23:01 PM |
credit-rocket4 | $25.00 | 12/10/2012 8:52:12 PM |
br_dep | $100.00 | 12/11/2012 5:20:39 AM |
nimble-integrity658 | $25.00 | 12/11/2012 6:20:02 AM |
diplomatic-return861 | $25.00 | 12/11/2012 6:58:01 AM |
Suit | $72.08 | 12/11/2012 7:15:32 AM |
the-tsunami784 | $25.00 | 12/10/2012 10:43:07 PM |
auction-architect7 | $25.00 | 12/10/2012 8:11:50 PM |
wam37 | $25.00 | 12/11/2012 4:02:26 AM |
orangefob7 | $30.00 | 12/10/2012 10:13:59 PM |
richt2 | $25.00 | 12/11/2012 7:47:08 AM |
payout-optimizer1 | $50.00 | 12/11/2012 7:58:23 AM |
responsive-worth5 | $25.00 | 12/11/2012 9:45:12 AM |
transparency-baton | $25.00 | 12/11/2012 9:10:19 AM |
Bendistraw | $50.00 | 12/11/2012 9:13:28 AM |
Sustainable_investments | $25.00 | 12/11/2012 9:19:31 AM |
blue-laudable-dinero | $35.00 | 12/11/2012 7:28:09 AM |
The_Secret | $42.42 | 12/11/2012 10:07:06 AM |
diversification-medalist | $25.00 | 12/11/2012 10:09:01 AM |
dough-souffle | $25.00 | 12/11/2012 9:36:52 AM |
deborahz | $25.00 | 12/11/2012 9:40:54 AM |
excellent-funds649 | $50.00 | 12/11/2012 9:41:39 AM |
martinatime | $46.00 | 12/11/2012 10:02:54 AM |
revenue-carnation043 | $25.00 | 12/11/2012 10:18:27 AM |
bletourn | $25.00 | 12/11/2012 10:24:51 AM |
264 Investments
|
Borrower Payment Dependent Notes Series
678870
This series of Notes was issued and sold upon the funding of the borrower loan #79352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-08-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $215.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 30% |
Credit score:
| 780-799 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 32
/
25 | Length of status: | 23y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 60 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,063 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-sublime-economy |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debts...
My financial situation:
I am a good candidate for this loan because I make all mortgage and other payments timely.
I pay the mortgage from my pay check and some other expenses, credit card and loan expenses in my name. My husband also pays some other expenses and credit cards expenses in his name.
Monthly net income: $7,047.28
Monthly expenses: $
Housing: $4,190
Insurance: $
Car expenses:
Utilities: $
Phone, cable, internet: $
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $1,900
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $150.00 | 12/8/2012 12:01:32 PM |
RGlad | $200.00 | 12/8/2012 12:04:55 PM |
vutah | $65.00 | 12/8/2012 12:16:34 PM |
money-genome84 | $250.00 | 12/8/2012 12:42:51 PM |
zipemdown | $25.00 | 12/8/2012 12:23:11 PM |
Dubbs360 | $50.00 | 12/8/2012 12:31:54 PM |
valiant-return584 | $50.00 | 12/8/2012 1:23:08 PM |
commerce-venture1 | $25.00 | 12/8/2012 4:49:28 PM |
gain-equator | $25.00 | 12/8/2012 1:28:11 PM |
aquariano2 | $25.00 | 12/8/2012 8:47:58 PM |
finder61 | $25.00 | 12/8/2012 11:12:51 PM |
orange-preeminant-bill | $50.00 | 12/9/2012 6:28:33 AM |
exciting-fairness | $200.00 | 12/8/2012 7:00:30 PM |
EFS | $34.32 | 12/9/2012 9:37:00 AM |
Star_Witness | $25.00 | 12/8/2012 9:28:57 PM |
Colorado2006 | $25.65 | 12/9/2012 11:24:00 AM |
wonder3 | $30.00 | 12/9/2012 6:32:37 AM |
heavenly-interest9 | $1,000.00 | 12/9/2012 4:00:04 PM |
intrepid-loot | $25.00 | 12/9/2012 10:21:10 PM |
authentic-finance194 | $200.00 | 12/10/2012 6:30:09 AM |
octoberfresh | $25.00 | 12/10/2012 5:04:22 PM |
profitable-fairness1 | $50.00 | 12/11/2012 9:41:09 AM |
ltschetter | $25.00 | 12/11/2012 3:45:31 PM |
thrilling-point2 | $40.00 | 12/11/2012 5:22:17 PM |
Joyflyer | $100.00 | 12/11/2012 3:34:51 PM |
the-wealth-taxi | $25.00 | 12/11/2012 4:35:29 PM |
return-point2 | $100.00 | 12/11/2012 5:04:07 PM |
chad-bro-chill | $25.00 | 12/11/2012 5:42:56 PM |
Bank_of_the_Galaxy | $25.00 | 12/11/2012 4:52:22 PM |
ethical-truth211 | $1,000.00 | 12/11/2012 5:30:37 PM |
coin-architect2 | $100.00 | 12/11/2012 6:06:40 PM |
gilbrear | $25.00 | 12/11/2012 5:25:47 PM |
enterprising-pound5 | $50.00 | 12/11/2012 5:25:59 PM |
contract-amigo7 | $25.00 | 12/11/2012 6:18:09 PM |
zorg77 | $100.00 | 12/11/2012 6:22:04 PM |
truth-companion | $25.00 | 12/11/2012 6:44:05 PM |
WalnutCreekguy | $50.00 | 12/11/2012 6:21:50 PM |
__A1B2 | $28.00 | 12/11/2012 6:54:07 PM |
liberty-magnate | $25.00 | 12/11/2012 8:10:13 PM |
transparency-position | $169.00 | 12/8/2012 12:54:41 PM |
Wrats6 | $25.00 | 12/8/2012 12:05:27 PM |
Money__Tree | $200.00 | 12/8/2012 12:33:55 PM |
Nco | $100.00 | 12/8/2012 1:21:30 PM |
LittleMingo | $25.00 | 12/8/2012 5:40:51 PM |
ready-interest9 | $25.00 | 12/8/2012 1:57:40 PM |
grnii78 | $125.00 | 12/8/2012 2:20:01 PM |
marketplace-singularity3 | $50.00 | 12/8/2012 6:32:49 PM |
Silver_Rupee | $25.00 | 12/8/2012 2:14:55 PM |
natural-worth9 | $300.00 | 12/8/2012 2:34:39 PM |
scholarly-order6 | $25.00 | 12/9/2012 12:16:25 PM |
simplelender80 | $125.00 | 12/9/2012 1:25:14 PM |
lowrater | $75.40 | 12/9/2012 12:47:02 PM |
vivacious-fund2 | $25.00 | 12/9/2012 5:06:45 PM |
loyalty-czar | $100.00 | 12/9/2012 9:38:32 PM |
slowgains | $25.00 | 12/9/2012 4:07:12 PM |
wildanne | $50.00 | 12/10/2012 9:43:51 AM |
special-transparency2 | $30.00 | 12/10/2012 10:30:33 AM |
penny-socrates5 | $200.00 | 12/10/2012 11:53:08 AM |
helpful-fund7 | $44.70 | 12/10/2012 4:33:34 PM |
payment-halo | $25.00 | 12/10/2012 6:58:46 PM |
kind-soulful-worth1 | $50.00 | 12/10/2012 9:49:50 PM |
best-bonafide-p2p | $50.00 | 12/10/2012 7:46:49 PM |
JeffHoll | $100.00 | 12/11/2012 8:18:45 AM |
CA-Lender | $100.00 | 12/11/2012 9:09:54 AM |
hitsman | $50.00 | 12/11/2012 5:03:28 PM |
Interest2thePeople | $100.00 | 12/11/2012 5:19:02 PM |
thrilling-fund427 | $50.00 | 12/11/2012 5:23:52 PM |
LuvToLend | $25.00 | 12/11/2012 5:26:49 PM |
kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:44 PM |
circuitfive | $25.00 | 12/11/2012 5:51:15 PM |
Moneypenny6 | $25.00 | 12/11/2012 6:30:25 PM |
Christus_Victor | $25.00 | 12/11/2012 10:21:13 PM |
wwwUniversal | $25.00 | 12/11/2012 6:33:40 PM |
finance-coyote3 | $682.93 | 12/12/2012 3:38:59 AM |
bazaar-tulip | $25.00 | 12/11/2012 6:24:16 PM |
Tscheddar | $25.00 | 12/11/2012 6:24:52 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
678980
This series of Notes was issued and sold upon the funding of the borrower loan #78831, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Nov-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 60% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $68,327 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| contract-funkmaster4 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay taxes.
My financial situation:
I am a good candidate for this loan because...I have never not paid on a debt. My son received hospitalization due to a concusion this year and I had to use any reserves for medical expenses. I will be looking to pay this off in Feb of 2013. We have debt which will be removed from our existing credit report that will payoff in March of 2013 and April of 2013. Those two items will benefit our cash flow monthly by appx $1000.00. This loan is really just to hold us over until Feb of 2013.
Monthly net income: $7400
Monthly expenses: $800
Housing: $1560
Insurance: $150
Car expenses: $640
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $3500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
riveting-credit5 | $25.00 | 11/29/2012 5:23:22 PM |
berniemadeoff | $45.00 | 11/29/2012 7:07:25 PM |
nonattender | $25.00 | 11/29/2012 5:46:35 PM |
worthy-bid8 | $96.00 | 11/29/2012 5:58:34 PM |
first-class-gold0 | $100.00 | 11/29/2012 6:11:18 PM |
social-heart | $25.00 | 12/4/2012 9:41:57 AM |
enterprising-pound5 | $50.00 | 12/4/2012 8:33:10 PM |
Tscheddar | $25.00 | 12/6/2012 5:06:43 PM |
businessbroker101 | $50.00 | 12/7/2012 9:58:28 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:11 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:33 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 7:13:14 PM |
Whatssofunnybout | $33.00 | 12/9/2012 1:34:21 PM |
bonus-seahorse | $25.00 | 12/10/2012 2:05:44 PM |
just-loyalty643 | $25.00 | 12/10/2012 5:54:20 PM |
betterthanstock | $25.00 | 12/11/2012 4:10:35 AM |
payout-paladin3 | $1,000.00 | 12/11/2012 8:39:48 AM |
best-bonafide-p2p | $25.00 | 12/11/2012 9:08:54 AM |
rockerZ71 | $25.00 | 12/11/2012 5:03:47 AM |
principal-laser | $66.27 | 12/11/2012 5:18:20 AM |
ibano | $25.00 | 12/10/2012 10:38:47 PM |
droopie1 | $25.00 | 12/11/2012 8:30:24 AM |
felicity-performer3 | $50.15 | 12/11/2012 2:23:15 AM |
restiv0 | $25.00 | 12/11/2012 6:26:42 AM |
banker34 | $50.83 | 12/11/2012 9:19:43 AM |
AoP | $50.00 | 12/11/2012 6:32:05 AM |
kingbob | $25.00 | 12/11/2012 6:55:29 AM |
transparency-position | $25.00 | 11/29/2012 7:31:41 PM |
professional-dinero753 | $25.00 | 11/30/2012 6:02:46 AM |
ultimate-peace | $200.00 | 11/30/2012 9:24:03 AM |
thrilling-point2 | $40.00 | 11/30/2012 4:11:04 PM |
cah1942 | $25.00 | 11/30/2012 3:10:32 PM |
reinforced-velocity158 | $25.00 | 11/30/2012 8:53:52 PM |
LuvToLend | $25.00 | 11/30/2012 5:42:46 PM |
mindful-generosity1 | $50.00 | 12/1/2012 1:15:38 PM |
diplomatic-wealth7 | $25.00 | 12/1/2012 1:18:27 PM |
octoberfresh | $25.00 | 12/1/2012 1:50:52 PM |
greencat | $50.00 | 12/3/2012 10:44:01 AM |
credible-responsibility022 | $25.00 | 12/4/2012 10:25:46 AM |
kila-designer | $149.00 | 12/4/2012 10:41:00 AM |
exponential-fairness2 | $25.00 | 12/9/2012 9:34:29 AM |
bid-ace937 | $50.00 | 12/8/2012 8:21:39 PM |
simplelender80 | $75.00 | 12/9/2012 2:00:44 PM |
green-rapid-openness | $300.00 | 12/9/2012 2:16:09 PM |
return-rocket9 | $50.00 | 12/10/2012 4:06:37 PM |
ethical-truth211 | $25.00 | 12/10/2012 10:33:38 AM |
blue-relentless-hope | $25.00 | 12/10/2012 8:21:02 PM |
payout-paladin3 | $150.00 | 12/10/2012 6:47:34 PM |
mebowl300 | $75.00 | 12/10/2012 10:42:57 PM |
unflappable-diversification8 | $45.08 | 12/10/2012 11:07:38 PM |
blue-relentless-hope | $25.00 | 12/10/2012 8:21:17 PM |
power-stream2 | $25.00 | 12/10/2012 8:41:11 PM |
fire17 | $35.00 | 12/10/2012 10:31:34 PM |
redhead21 | $46.80 | 12/10/2012 8:01:02 PM |
850 | $50.00 | 12/10/2012 11:07:03 PM |
n2fitns | $50.00 | 12/10/2012 11:30:46 PM |
a-successful-credit | $25.00 | 12/11/2012 3:21:22 AM |
dough-healer9 | $25.00 | 12/11/2012 6:47:19 AM |
KB-IRA | $103.58 | 12/11/2012 7:18:59 AM |
Flyhighboi20 | $39.29 | 12/11/2012 1:36:37 AM |
mclilpaws | $25.00 | 12/11/2012 3:07:40 AM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:47 AM |
CA-Lender | $25.00 | 12/11/2012 8:49:16 AM |
63 Investments
|
Borrower Payment Dependent Notes Series
678990
This series of Notes was issued and sold upon the funding of the borrower loan #79252, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Nov-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $372.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 33% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,831 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-heroic-credit |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Wrats6 | $25.00 | 11/28/2012 5:04:24 PM |
ferocious-kindness8 | $35.00 | 11/28/2012 5:39:28 PM |
return-point2 | $100.00 | 11/28/2012 5:52:15 PM |
Nco | $100.00 | 11/28/2012 5:17:19 PM |
berniemadeoff | $70.00 | 11/28/2012 5:16:13 PM |
Sagamore | $40.00 | 11/28/2012 5:35:23 PM |
paxnj | $25.00 | 11/28/2012 5:43:09 PM |
liberty-tostada7 | $50.00 | 11/28/2012 8:10:11 PM |
j2ee | $50.00 | 11/29/2012 10:32:43 AM |
kind-lovely-marketplace | $50.00 | 11/29/2012 10:48:08 AM |
nickel-ferret | $25.00 | 11/29/2012 10:57:44 AM |
transaction-seahorse0 | $25.00 | 11/29/2012 11:06:30 AM |
janeybooboo | $110.50 | 11/29/2012 11:11:01 AM |
bazaar-tulip | $25.00 | 11/29/2012 5:32:18 PM |
skillful-asset5 | $30.00 | 11/29/2012 4:42:45 PM |
Kaj | $25.00 | 11/29/2012 6:31:11 PM |
glowing-pound3 | $50.00 | 11/30/2012 5:32:37 PM |
84928429 | $25.00 | 12/1/2012 12:40:50 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:33:45 AM |
sonicpluto | $25.00 | 12/2/2012 2:00:05 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:57 PM |
PFTLender | $25.00 | 12/4/2012 3:05:33 PM |
TumbleWeed88 | $25.00 | 12/4/2012 6:15:27 PM |
fulfilling-bazaar4 | $100.00 | 12/6/2012 5:07:41 PM |
ideal-peace5 | $100.00 | 12/6/2012 5:26:14 PM |
monster4 | $50.00 | 12/6/2012 5:35:39 PM |
successful-agreement7 | $100.00 | 12/6/2012 5:36:35 PM |
dunkard13 | $100.00 | 12/6/2012 6:24:21 PM |
Tscheddar | $25.00 | 12/6/2012 5:06:29 PM |
gold-sushi | $25.00 | 12/6/2012 5:27:54 PM |
payout-paradise5 | $25.00 | 12/7/2012 11:01:16 AM |
EFS | $500.00 | 12/7/2012 12:47:58 PM |
adaboy65 | $75.00 | 12/7/2012 11:22:21 AM |
bklyntrustco | $100.00 | 12/7/2012 2:38:30 PM |
supersarah61 | $25.00 | 12/7/2012 4:35:04 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:41:12 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:38 PM |
abundant-euro0 | $40.00 | 12/7/2012 5:45:49 PM |
meoates1 | $25.00 | 12/8/2012 8:02:42 AM |
john0720 | $25.00 | 12/7/2012 6:59:18 PM |
market-pudding | $25.00 | 12/8/2012 7:27:23 AM |
capital-web7 | $50.00 | 12/7/2012 8:52:00 PM |
rhodylend | $25.00 | 12/8/2012 12:32:53 PM |
first-class-yield9 | $25.00 | 12/8/2012 5:59:17 AM |
abundant-dinero5 | $50.00 | 12/9/2012 9:15:30 AM |
simplelender80 | $112.00 | 12/9/2012 1:42:03 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:12 AM |
a-graceful-yield | $50.00 | 12/10/2012 9:26:06 PM |
saver224 | $50.00 | 12/10/2012 10:55:47 PM |
transparent-wealth6 | $25.00 | 12/10/2012 10:50:22 PM |
unbelievable-exchange | $25.00 | 12/11/2012 8:29:14 AM |
Odyssey77 | $25.00 | 12/11/2012 9:22:01 AM |
jddorsey | $50.00 | 12/11/2012 10:04:11 AM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:44 AM |
wwwUniversal | $25.00 | 12/11/2012 10:23:39 AM |
entertaining-revenue4 | $40.00 | 12/11/2012 9:35:02 AM |
principal-cooker2 | $50.00 | 12/11/2012 9:58:37 AM |
finder61 | $25.00 | 12/11/2012 11:11:23 AM |
hope-hickory | $25.00 | 12/11/2012 3:23:54 PM |
dinero-pecan6 | $25.00 | 12/11/2012 1:39:00 PM |
1800porsche | $25.00 | 12/11/2012 5:16:38 PM |
cr8on | $30.00 | 12/11/2012 5:08:51 PM |
pollosquawk | $27.00 | 12/11/2012 3:45:12 PM |
yield-hut | $25.00 | 12/11/2012 5:18:29 PM |
BluElephant | $50.00 | 12/11/2012 5:38:40 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:27 PM |
glroark | $50.00 | 12/12/2012 7:09:44 AM |
EretzCapital | $25.00 | 12/12/2012 7:15:38 AM |
Senechal | $25.00 | 12/12/2012 12:47:59 AM |
evergreen16 | $100.00 | 12/12/2012 8:55:43 AM |
sgt-schultz | $35.00 | 12/12/2012 6:48:24 AM |
finance-coyote3 | $300.00 | 12/12/2012 3:40:01 AM |
finance-lion8 | $25.00 | 12/12/2012 7:49:25 AM |
silver-saber | $125.00 | 12/12/2012 9:04:58 AM |
EngineersAlliance | $100.00 | 11/28/2012 5:32:02 PM |
valiant-return584 | $50.00 | 11/28/2012 6:18:04 PM |
wise-charming-reward | $300.00 | 11/28/2012 6:49:41 PM |
WalnutCreekguy | $50.00 | 11/28/2012 7:07:05 PM |
Nipper99 | $100.00 | 11/28/2012 7:14:21 PM |
payment-halo | $25.00 | 11/28/2012 8:28:43 PM |
thrilling-point2 | $40.00 | 11/29/2012 10:35:02 AM |
riskreward | $250.00 | 11/29/2012 11:07:46 AM |
first-balance-neutron | $25.00 | 11/29/2012 7:04:18 PM |
Abece | $175.00 | 11/29/2012 9:44:12 PM |
corndog4000 | $80.00 | 11/30/2012 8:06:14 AM |
blinkygab | $50.00 | 11/30/2012 2:42:48 PM |
E-2 | $100.00 | 11/30/2012 4:14:02 PM |
RJN | $25.00 | 12/1/2012 6:27:01 AM |
ucantbeetit | $25.00 | 12/1/2012 1:10:28 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:26 PM |
drkosh | $25.00 | 12/3/2012 4:25:36 PM |
BostonCapital | $100.00 | 12/3/2012 5:40:43 PM |
Harry | $75.00 | 12/4/2012 6:08:42 PM |
justreturns | $25.00 | 12/5/2012 10:19:59 AM |
amicablenemesis | $50.00 | 12/5/2012 10:30:56 AM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:05 PM |
pierrelasvegas | $25.00 | 12/6/2012 6:59:51 PM |
zipemdown | $25.00 | 12/6/2012 6:05:05 PM |
dunox | $75.00 | 12/6/2012 5:31:07 PM |
Zorro_970 | $100.00 | 12/6/2012 5:39:35 PM |
inspiring-kindness062 | $25.00 | 12/6/2012 6:14:30 PM |
Haydn-sav | $25.00 | 12/6/2012 6:17:50 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:20 AM |
richboy56 | $25.00 | 12/6/2012 7:37:22 PM |
abundanceforever | $52.50 | 12/7/2012 9:18:41 AM |
wealth-competitor | $25.00 | 12/7/2012 10:11:02 AM |
commerce-artisan8 | $50.00 | 12/7/2012 9:18:06 AM |
CaptainBL | $25.00 | 12/7/2012 10:01:34 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:52 AM |
kulender | $100.00 | 12/7/2012 1:18:46 PM |
DanV | $36.00 | 12/7/2012 1:54:32 PM |
currency-fan9 | $50.00 | 12/7/2012 2:13:05 PM |
decisive-return611 | $100.00 | 12/7/2012 1:02:05 PM |
objective-investor | $250.00 | 12/7/2012 5:10:52 PM |
sudeep104 | $25.00 | 12/7/2012 11:35:37 AM |
unger | $170.00 | 12/7/2012 7:20:21 PM |
resplendent-dollar | $30.00 | 12/8/2012 2:28:46 AM |
hitsman | $50.00 | 12/7/2012 6:05:59 PM |
ethical-truth211 | $500.00 | 12/8/2012 6:44:41 AM |
contract-amigo7 | $25.00 | 12/8/2012 8:52:21 AM |
SecondChanceLendingSERV | $26.62 | 12/8/2012 8:53:00 AM |
dough-dreams8 | $500.00 | 12/8/2012 9:20:15 AM |
NorthernFunds | $50.00 | 12/8/2012 9:53:00 AM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:49 PM |
TigerForce | $25.00 | 12/8/2012 7:38:53 AM |
a-helping-hand | $100.00 | 12/7/2012 7:57:27 PM |
palm864 | $30.00 | 12/8/2012 7:04:09 AM |
helpful-fund7 | $49.40 | 12/8/2012 8:29:15 AM |
lionheart722 | $25.00 | 12/8/2012 12:03:34 PM |
dominickf | $50.00 | 12/8/2012 2:08:26 PM |
commerce-venture1 | $25.00 | 12/8/2012 4:43:37 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:17 PM |
jetspeedfuture | $55.62 | 12/10/2012 8:45:03 AM |
TheBigCheese | $25.00 | 12/10/2012 9:28:02 AM |
dukeiyer | $25.00 | 12/10/2012 9:38:26 AM |
wildanne | $50.00 | 12/10/2012 9:43:06 AM |
jga516 | $25.00 | 12/10/2012 5:18:48 PM |
global-invest-group | $25.00 | 12/10/2012 6:39:32 PM |
smart-kindness8 | $25.00 | 12/10/2012 7:03:26 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:13 PM |
Bank_of_the_Galaxy | $25.00 | 12/10/2012 6:47:51 PM |
elation074 | $25.00 | 12/10/2012 8:56:34 PM |
sacopt | $25.00 | 12/11/2012 6:58:49 AM |
oxnard | $25.00 | 12/11/2012 7:59:36 AM |
Suit | $100.00 | 12/11/2012 8:46:40 AM |
Gladglide | $25.00 | 12/11/2012 11:03:46 AM |
MatrixAssetsLLC | $100.00 | 12/11/2012 10:30:50 AM |
truth-companion | $25.00 | 12/11/2012 10:45:47 AM |
Edakers | $25.00 | 12/11/2012 1:49:29 PM |
SimpleChoice | $25.00 | 12/11/2012 5:23:41 PM |
enterprising-pound5 | $50.00 | 12/11/2012 5:24:56 PM |
tommymtg7 | $25.00 | 12/11/2012 6:08:23 PM |
gold-fluffy-bunny4 | $25.00 | 12/12/2012 4:27:59 AM |
pfh | $25.00 | 12/12/2012 5:30:41 AM |
Flyinerb | $50.00 | 12/12/2012 6:34:57 AM |
Wu_Minghua | $25.00 | 12/12/2012 7:34:13 AM |
goett047 | $26.10 | 12/12/2012 8:57:19 AM |
fund-tom-tom6 | $25.00 | 12/12/2012 9:02:08 AM |
Josphine | $25.00 | 12/12/2012 5:10:41 AM |
haplender | $50.00 | 12/12/2012 9:08:08 AM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:17 AM |
magnitude787 | $9.26 | 12/12/2012 9:08:25 AM |
162 Investments
|
Borrower Payment Dependent Notes Series
679050
This series of Notes was issued and sold upon the funding of the borrower loan #79321, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $240.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
8 | Length of status: | 5y 0m |
Amount delinquent:
| $523 |
Total credit lines:
| 47 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,683 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rate-genius2 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate payday loans which I have had for 2 years. Currently I pay 1500 a month in just fees. I would really like to get rid of the loans and take control of my money again and not be feed pay check to pay check.
My financial situation:
I am a good candidate for this loan because I am a full time employee. I pay all my bills on time. And I really need a second chance and get rid of these payday loans
Monthly net income: $2100
Monthly expenses: $1700
Housing: $0
Insurance: $120
Car expenses: $45
Utilities: $121
Phone, cable, internet: $45
Food, entertainment: $
Clothing, household expenses: $200
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
daw1878 | $25.00 | 12/3/2012 9:39:16 AM |
red-duty-carrier | $25.00 | 12/3/2012 9:58:35 AM |
open-minded-p2p1 | $25.00 | 12/3/2012 9:46:15 AM |
return-point2 | $100.00 | 12/3/2012 10:20:58 AM |
preeminant-moola6 | $25.00 | 12/3/2012 12:06:32 PM |
selector568 | $300.00 | 12/3/2012 5:44:54 PM |
Mucman72 | $25.00 | 12/3/2012 5:16:57 PM |
Haydn-sav | $25.00 | 12/3/2012 5:21:29 PM |
BostonCapital | $100.00 | 12/3/2012 5:40:44 PM |
Kaj | $25.00 | 12/3/2012 6:08:01 PM |
note-willow8 | $25.00 | 12/4/2012 6:45:06 AM |
enriching-trade2 | $50.00 | 12/4/2012 9:57:46 AM |
integrity-doctor | $100.00 | 12/4/2012 1:10:36 PM |
PFTLender | $25.00 | 12/4/2012 3:06:19 PM |
KindCharmingReflective-affluence | $25.00 | 12/4/2012 3:07:25 PM |
first-balance-neutron | $25.00 | 12/4/2012 5:52:57 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:37 AM |
zipemdown | $25.00 | 12/6/2012 6:07:00 PM |
first-inspiring-vigilance | $25.00 | 12/7/2012 5:46:08 PM |
Investor_DP | $100.00 | 12/7/2012 5:35:39 PM |
valiant-return584 | $50.00 | 12/7/2012 6:11:53 PM |
TumbleWeed88 | $25.00 | 12/7/2012 6:19:07 PM |
progress-credit | $25.00 | 12/8/2012 9:56:24 AM |
dominickf | $50.00 | 12/8/2012 2:08:41 PM |
brainy-return234 | $50.00 | 12/8/2012 2:04:11 PM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:53 AM |
deal-banker | $25.00 | 12/9/2012 10:24:37 PM |
wildanne | $50.00 | 12/10/2012 9:43:19 AM |
ethical-truth211 | $300.00 | 12/10/2012 10:01:53 AM |
turlocks | $25.00 | 12/10/2012 4:59:48 PM |
unbelievable-exchange | $25.00 | 12/11/2012 8:26:52 AM |
AoP | $50.00 | 12/11/2012 6:34:33 AM |
Ballybay | $200.00 | 12/11/2012 9:20:53 AM |
Edakers | $25.00 | 12/11/2012 1:49:42 PM |
sincerlyyours | $100.00 | 12/11/2012 1:20:06 PM |
justice-disk | $25.00 | 12/11/2012 12:50:55 PM |
Zorro_970 | $100.00 | 12/11/2012 5:36:10 PM |
payment-gusto | $25.00 | 12/11/2012 4:42:18 PM |
Odyssey77 | $25.00 | 12/11/2012 5:33:08 PM |
doobieBear | $25.00 | 12/11/2012 5:54:32 PM |
ddog0224 | $50.00 | 12/11/2012 8:29:26 PM |
SB94114 | $25.00 | 12/12/2012 8:44:55 AM |
bonafide-yield351 | $25.00 | 12/11/2012 11:50:44 PM |
flexible-rate1 | $25.00 | 12/12/2012 9:04:06 AM |
mdree | $35.00 | 12/12/2012 5:54:44 AM |
LaGrangeLender | $35.00 | 12/12/2012 6:07:15 AM |
bobby2c | $73.87 | 12/12/2012 9:19:15 AM |
WonderPup | $25.00 | 12/12/2012 10:49:11 AM |
trumpeter391 | $25.00 | 12/12/2012 10:59:12 AM |
Ocean713 | $75.00 | 12/12/2012 11:19:21 AM |
auction-seeker4 | $25.00 | 12/12/2012 4:43:25 PM |
djh47a | $50.00 | 12/12/2012 12:58:59 PM |
stevestricker | $25.00 | 12/12/2012 1:42:57 PM |
dough-hammock | $25.00 | 12/12/2012 7:19:35 PM |
chrisb1414 | $25.00 | 12/13/2012 7:57:20 AM |
appcoder | $35.00 | 12/13/2012 9:31:50 AM |
skockie | $100.00 | 12/13/2012 7:02:57 AM |
extraordinary-dollar7 | $25.87 | 12/13/2012 3:18:56 PM |
KindCharmingReflective-affluence | $25.00 | 12/13/2012 7:55:58 PM |
PoliticinandNegotiatin | $327.68 | 12/13/2012 10:16:41 PM |
formula842 | $25.00 | 12/3/2012 9:54:39 AM |
transaction-seahorse0 | $25.00 | 12/3/2012 9:57:24 AM |
ucantbeetit | $25.00 | 12/3/2012 10:32:26 AM |
WalnutCreekguy | $50.00 | 12/3/2012 5:15:06 PM |
asset-professor | $35.00 | 12/3/2012 5:57:51 PM |
LuvToLend | $25.00 | 12/3/2012 5:31:59 PM |
new-start18100 | $25.00 | 12/3/2012 5:58:19 PM |
justreturns | $25.00 | 12/4/2012 10:08:54 AM |
kenji4861 | $25.00 | 12/4/2012 10:25:21 AM |
d2vid | $62.59 | 12/4/2012 11:41:21 AM |
patriot897 | $25.00 | 12/4/2012 11:21:04 AM |
E-2 | $100.00 | 12/6/2012 5:29:57 PM |
successful-agreement7 | $100.00 | 12/7/2012 9:15:29 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:43 AM |
diversification-collider5 | $25.00 | 12/7/2012 7:39:05 PM |
scrooge2020 | $38.00 | 12/7/2012 10:28:05 PM |
historic-nickel | $25.00 | 12/8/2012 3:14:42 PM |
simplelender80 | $75.00 | 12/9/2012 2:01:45 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:33 PM |
WonderPup | $25.00 | 12/10/2012 8:47:36 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:07:13 AM |
Wrats6 | $25.00 | 12/10/2012 5:17:35 PM |
KB-IRA | $100.00 | 12/11/2012 7:21:06 AM |
finance-piccolo8 | $25.00 | 12/11/2012 9:56:37 AM |
truth-companion | $25.00 | 12/11/2012 10:46:36 AM |
kalamari | $30.00 | 12/11/2012 1:03:29 PM |
Joyflyer | $25.00 | 12/11/2012 3:41:57 PM |
responsible-finance9 | $36.82 | 12/11/2012 4:55:42 PM |
1willray | $25.00 | 12/11/2012 12:26:36 PM |
DonaldColorado | $100.00 | 12/11/2012 6:27:09 PM |
contract-amigo7 | $25.00 | 12/11/2012 6:09:00 PM |
intrepid-compassion29 | $25.00 | 12/12/2012 6:41:16 AM |
burgeoning-affluence5 | $50.00 | 12/11/2012 8:34:04 PM |
enticing-finance758 | $25.00 | 12/12/2012 7:00:05 AM |
first-integrity-gravity | $50.00 | 12/12/2012 9:27:33 AM |
designer_10 | $25.00 | 12/12/2012 9:42:02 AM |
draggon77 | $25.00 | 12/12/2012 9:33:57 AM |
Suit | $805.17 | 12/12/2012 9:38:35 AM |
pious-openness | $25.00 | 12/12/2012 9:25:24 AM |
orearella3 | $30.00 | 12/12/2012 5:20:37 PM |
Skatingbear | $50.00 | 12/12/2012 6:14:20 PM |
gpuck | $25.00 | 12/12/2012 6:44:20 PM |
chinolatino | $25.00 | 12/12/2012 8:20:36 PM |
hero007 | $50.00 | 12/13/2012 9:03:15 AM |
vigilance-frontier | $25.00 | 12/13/2012 6:32:25 AM |
rockhound84 | $25.00 | 12/13/2012 7:19:05 AM |
manatee21 | $50.00 | 12/13/2012 8:47:51 AM |
power-lightning9 | $25.00 | 12/13/2012 1:57:20 PM |
cah1942 | $25.00 | 12/13/2012 9:18:13 PM |
nashibaksi | $30.00 | 12/13/2012 8:15:16 PM |
110 Investments
|
Borrower Payment Dependent Notes Series
679074
This series of Notes was issued and sold upon the funding of the borrower loan #79279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Nov-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $540.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,867 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| inventive-transparency6 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
get settled in Hawaii. I just moved here , consolidate a little debt
My financial situation:
I am a good candidate for this loan because...
My credit score is 731, I have a stable great teaching job that I love
Monthly net income: $ 3000
Monthly expenses: $ 1800 (see below)
Housing: $ 1300
Insurance: $0 (deducted from gross monthly salary)
Car expenses: $0
Utilities: $0
Phone, cable, internet: $ 55
Food, entertainment: $ 400
Clothing, household expenses: $
Credit cards and other loans: $ 2,500 total
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
WalnutCreekguy | $50.00 | 11/29/2012 9:21:19 AM |
kind-lovely-marketplace | $50.00 | 11/29/2012 10:48:10 AM |
return-point2 | $100.00 | 11/29/2012 5:33:10 PM |
bazaar-tulip | $25.00 | 11/29/2012 5:32:22 PM |
Mucman72 | $25.00 | 12/2/2012 7:32:52 PM |
deal-vibrato | $25.00 | 12/6/2012 5:39:51 PM |
pierrelasvegas | $25.00 | 12/6/2012 6:59:51 PM |
prudent-dough458 | $25.00 | 12/6/2012 5:27:39 PM |
dunox | $75.00 | 12/6/2012 5:31:11 PM |
Zorro_970 | $100.00 | 12/6/2012 5:39:36 PM |
BostonCapital | $100.00 | 12/6/2012 6:27:52 PM |
first-friendly-listing | $50.00 | 12/6/2012 6:43:48 PM |
crippledcircus | $25.00 | 12/6/2012 7:29:06 PM |
new-start18100 | $25.00 | 12/6/2012 6:13:39 PM |
DreisersFinancier | $50.00 | 12/6/2012 6:25:01 PM |
a-finance-nirvana | $25.00 | 12/7/2012 9:19:50 AM |
robust-trade | $25.00 | 12/7/2012 9:05:23 AM |
commerce-artisan8 | $50.00 | 12/7/2012 9:18:06 AM |
decisive-return611 | $100.00 | 12/7/2012 1:02:05 PM |
kulender | $100.00 | 12/7/2012 1:18:47 PM |
Haydn-sav | $25.00 | 12/7/2012 5:39:34 PM |
NorthernFunds | $50.00 | 12/8/2012 9:53:01 AM |
dominickf | $50.00 | 12/8/2012 2:08:26 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:18 PM |
elation074 | $25.00 | 12/11/2012 10:15:06 AM |
hope-hickory | $25.00 | 12/11/2012 3:23:55 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:28 PM |
Flyinerb | $50.00 | 12/12/2012 6:34:58 AM |
new-gold-wrangler | $164.00 | 12/12/2012 9:20:08 AM |
nimble-revenue5 | $79.00 | 12/12/2012 9:26:10 AM |
Jloaner | $51.00 | 12/12/2012 9:35:35 AM |
capital-magician561 | $25.00 | 12/12/2012 9:42:47 AM |
mvalley | $25.00 | 12/12/2012 9:45:39 AM |
GoBigRed97 | $30.00 | 12/12/2012 9:49:15 AM |
zassociate | $200.00 | 12/12/2012 9:52:35 AM |
Toby1montana | $50.00 | 12/12/2012 9:53:39 AM |
BluElephant | $50.00 | 12/12/2012 10:00:44 AM |
P2P_Investor | $1,000.00 | 12/12/2012 9:26:04 AM |
durability-mad-scientist4 | $100.00 | 12/12/2012 10:01:31 AM |
principal-cooker2 | $50.00 | 12/12/2012 9:27:19 AM |
new-intuitive-dime | $25.00 | 12/12/2012 10:09:16 AM |
Cai8899 | $25.00 | 12/12/2012 9:40:16 AM |
letsmakeitsuccessful | $25.00 | 12/12/2012 10:10:34 AM |
compassion-expert | $25.00 | 12/12/2012 9:44:04 AM |
yield-trader | $25.00 | 12/12/2012 10:15:58 AM |
ericgassercom | $25.00 | 12/12/2012 9:50:24 AM |
dbmurch | $25.00 | 12/12/2012 9:52:57 AM |
DadWarbucks | $25.00 | 12/12/2012 9:53:56 AM |
thorough-income854 | $50.00 | 12/12/2012 10:31:10 AM |
peace-fixer8 | $25.00 | 12/12/2012 9:55:35 AM |
credit-dandelion148 | $250.00 | 12/12/2012 9:57:44 AM |
TrekTune | $25.00 | 12/12/2012 10:36:09 AM |
kginatl | $34.00 | 12/12/2012 9:57:58 AM |
topper480 | $50.00 | 12/12/2012 10:36:36 AM |
HenryS | $30.00 | 12/12/2012 9:59:47 AM |
heart514 | $25.00 | 12/12/2012 10:37:20 AM |
durability-officer | $50.00 | 12/12/2012 10:02:32 AM |
moola-wildebeest3 | $50.00 | 12/12/2012 10:47:35 AM |
wwwUniversal | $25.00 | 12/12/2012 10:50:36 AM |
Thunderswan | $100.00 | 12/12/2012 10:05:56 AM |
velocity-solo | $25.00 | 12/12/2012 10:06:24 AM |
strive2 | $25.00 | 12/12/2012 9:29:02 AM |
authentic-liberty7 | $25.00 | 12/12/2012 11:09:42 AM |
LeReve | $500.00 | 12/12/2012 10:11:06 AM |
commerce-viking1 | $50.00 | 12/12/2012 9:42:33 AM |
order-tamale | $400.00 | 12/12/2012 9:43:12 AM |
treasure-widget | $25.00 | 12/12/2012 9:44:20 AM |
greenback-trooper8 | $25.00 | 12/12/2012 10:22:41 AM |
Beld | $50.00 | 12/12/2012 10:22:47 AM |
transparency-sapling | $25.00 | 12/12/2012 10:34:53 AM |
delicious-value973 | $100.00 | 12/12/2012 9:49:09 AM |
RJTintheBK | $25.00 | 12/12/2012 9:49:23 AM |
credible-balance6 | $50.00 | 12/12/2012 10:39:03 AM |
mad4wknds | $25.00 | 12/12/2012 10:39:59 AM |
fund-jedi3 | $25.00 | 12/12/2012 9:53:16 AM |
productive-ore | $25.00 | 12/12/2012 10:43:15 AM |
ore-holly | $25.00 | 12/12/2012 10:47:47 AM |
bold-decisive-kindness | $25.00 | 12/12/2012 10:03:03 AM |
Palacios | $50.00 | 12/12/2012 11:11:37 AM |
Contact911 | $25.00 | 12/12/2012 10:06:45 AM |
note-admiral548 | $25.00 | 12/12/2012 3:01:47 PM |
durable-investment8 | $30.00 | 12/12/2012 3:15:28 PM |
I-got-you | $30.00 | 12/12/2012 11:49:00 AM |
armada24 | $25.00 | 12/12/2012 10:14:15 AM |
majestic-principal1 | $25.00 | 12/12/2012 4:57:17 PM |
1randyp | $25.00 | 12/12/2012 10:17:08 AM |
Munnie | $25.00 | 12/12/2012 1:05:34 PM |
likeable-responsibility6 | $50.00 | 12/12/2012 10:27:11 AM |
MakeItPour | $25.00 | 12/12/2012 10:30:49 AM |
valiant-liberty4 | $25.00 | 12/12/2012 10:31:47 AM |
djh47a | $25.00 | 12/12/2012 1:22:43 PM |
best-witty-income | $25.00 | 12/12/2012 10:32:02 AM |
auction-iris9 | $120.00 | 12/12/2012 10:32:21 AM |
rescue | $100.00 | 12/12/2012 10:34:35 AM |
money51282 | $100.00 | 12/12/2012 10:36:16 AM |
openness-surge0 | $25.00 | 12/12/2012 10:37:24 AM |
cp-family | $75.00 | 12/12/2012 10:38:15 AM |
compassion-bauble4 | $50.00 | 12/12/2012 10:39:50 AM |
supreme-treasure8 | $100.00 | 12/12/2012 10:42:02 AM |
abstone53 | $50.00 | 12/12/2012 10:42:39 AM |
deal-contributor8 | $46.00 | 12/12/2012 10:44:19 AM |
golden-cat | $25.00 | 12/12/2012 10:56:27 AM |
wizard750 | $28.00 | 12/12/2012 11:00:07 AM |
unforgettable-order9 | $25.00 | 12/12/2012 11:24:11 AM |
teejay411 | $100.00 | 12/12/2012 11:43:54 AM |
Intelon | $25.00 | 12/12/2012 5:23:44 PM |
loyalty-cupcake6 | $75.00 | 12/12/2012 5:24:44 PM |
social-cocktail1 | $200.00 | 12/12/2012 6:17:37 PM |
durability-ace9 | $25.00 | 12/12/2012 5:53:45 PM |
bold-direct-social9 | $25.00 | 12/12/2012 6:43:17 PM |
jjd2 | $25.00 | 12/12/2012 6:50:06 PM |
davechris870 | $25.00 | 12/12/2012 1:53:50 PM |
economy-ringleader048 | $25.00 | 12/12/2012 3:12:11 PM |
youthful-currency959 | $100.00 | 12/12/2012 5:19:06 PM |
tender-commerce8 | $50.00 | 12/12/2012 6:33:38 PM |
ore-authority2 | $50.00 | 12/12/2012 5:34:18 PM |
dough-hammock | $15.49 | 12/12/2012 7:17:46 PM |
valiant-return584 | $50.00 | 11/29/2012 10:03:26 AM |
transaction-seahorse0 | $25.00 | 11/29/2012 11:06:31 AM |
riskreward | $250.00 | 11/29/2012 11:07:48 AM |
bonus-seahorse | $90.00 | 12/5/2012 12:43:00 PM |
Harry | $75.00 | 12/6/2012 5:04:21 PM |
ideal-peace5 | $100.00 | 12/6/2012 5:26:14 PM |
monster4 | $50.00 | 12/6/2012 5:35:40 PM |
successful-agreement7 | $100.00 | 12/6/2012 5:36:36 PM |
Tscheddar | $25.00 | 12/6/2012 3:28:38 PM |
fulfilling-bazaar4 | $100.00 | 12/6/2012 5:07:41 PM |
amicablenemesis | $50.00 | 12/6/2012 5:21:12 PM |
Kaj | $25.00 | 12/6/2012 6:09:41 PM |
E-2 | $100.00 | 12/6/2012 5:29:32 PM |
j2ee | $50.00 | 12/6/2012 5:25:46 PM |
zipemdown | $25.00 | 12/6/2012 6:05:15 PM |
richboy56 | $25.00 | 12/6/2012 7:37:22 PM |
tolerant-truth2 | $25.00 | 12/6/2012 7:30:43 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:21 AM |
abundanceforever | $52.50 | 12/7/2012 9:18:41 AM |
nickel-ferret | $25.00 | 12/7/2012 9:22:15 AM |
payout-paradise5 | $25.00 | 12/7/2012 11:01:16 AM |
dariop | $25.01 | 12/7/2012 10:04:39 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:23 AM |
wise-direct-community | $25.00 | 12/7/2012 11:29:30 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:41:13 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:39 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:50 PM |
immaculate-return25 | $25.00 | 12/10/2012 7:35:50 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:16 PM |
truth-companion | $25.00 | 12/11/2012 10:45:48 AM |
silver-saber | $125.00 | 12/12/2012 9:05:04 AM |
blazing-capital2 | $250.00 | 12/12/2012 9:41:04 AM |
awe-inspiring-commitment972 | $28.00 | 12/12/2012 9:41:28 AM |
pollosquawk | $26.00 | 12/12/2012 9:43:29 AM |
cash-kin7 | $25.00 | 12/12/2012 9:43:52 AM |
social-aspen097 | $300.00 | 12/12/2012 9:44:36 AM |
versatile-dime442 | $335.00 | 12/12/2012 9:45:53 AM |
foxtrot12 | $75.00 | 12/12/2012 9:48:17 AM |
DL-JL | $25.00 | 12/12/2012 9:50:13 AM |
finance-prescription | $100.00 | 12/12/2012 9:51:10 AM |
bid-banjo3 | $100.00 | 12/12/2012 9:53:46 AM |
BR2G | $25.00 | 12/12/2012 9:55:26 AM |
washboard1 | $25.00 | 12/12/2012 9:55:47 AM |
chief64 | $200.00 | 12/12/2012 9:56:54 AM |
handshake5 | $40.00 | 12/12/2012 9:21:46 AM |
money-surge1 | $25.00 | 12/12/2012 9:58:21 AM |
mmills1220 | $25.00 | 12/12/2012 9:58:51 AM |
TCR3 | $25.00 | 12/12/2012 10:01:29 AM |
debt-force | $25.00 | 12/12/2012 10:02:08 AM |
finance-kayak30 | $100.00 | 12/12/2012 10:03:09 AM |
commerce-web5 | $25.00 | 12/12/2012 10:03:27 AM |
JLChamberlain | $25.00 | 12/12/2012 10:12:54 AM |
income-rocker2 | $50.00 | 12/12/2012 9:44:12 AM |
enthralling-deal53 | $55.00 | 12/12/2012 10:15:25 AM |
notupdated | $25.00 | 12/12/2012 10:17:47 AM |
astute-wealth8 | $25.00 | 12/12/2012 10:19:24 AM |
Midwestvalues | $100.00 | 12/12/2012 9:10:14 AM |
villagers | $26.00 | 12/12/2012 10:21:09 AM |
scholarly-liberty3 | $25.00 | 12/12/2012 10:25:10 AM |
selector568 | $300.00 | 12/12/2012 10:27:42 AM |
income-buddy7 | $48.00 | 12/12/2012 10:29:04 AM |
houdin8888 | $25.00 | 12/12/2012 10:36:13 AM |
professional-vigilance9 | $100.00 | 12/12/2012 9:58:47 AM |
suk200 | $25.00 | 12/12/2012 10:36:53 AM |
investisure | $47.00 | 12/12/2012 10:01:47 AM |
ambmba | $50.00 | 12/12/2012 10:44:10 AM |
autumnae | $50.00 | 12/12/2012 10:02:49 AM |
BankofRon_IRA | $100.00 | 12/12/2012 10:44:16 AM |
focused-yield4 | $100.00 | 12/12/2012 10:03:23 AM |
worthy-bid8 | $400.00 | 12/12/2012 10:45:18 AM |
natural-liberty4 | $200.00 | 12/12/2012 10:05:11 AM |
loyalty-dragster7 | $100.00 | 12/12/2012 10:05:16 AM |
_G_ | $25.00 | 12/12/2012 11:00:28 AM |
brilliant-market680 | $25.00 | 12/12/2012 10:13:58 AM |
turbolozano | $25.00 | 12/12/2012 10:14:24 AM |
fantastic-wampum1 | $100.00 | 12/12/2012 10:16:13 AM |
silver-enlightenment0 | $25.00 | 12/12/2012 9:41:32 AM |
economy-producer | $25.00 | 12/12/2012 9:43:42 AM |
CJLENDER | $25.00 | 12/12/2012 10:21:14 AM |
williemc44 | $25.00 | 12/12/2012 10:23:52 AM |
rogue_monster | $50.00 | 12/12/2012 9:46:12 AM |
rakstar | $25.00 | 12/12/2012 10:27:38 AM |
kycats01 | $25.00 | 12/12/2012 10:28:53 AM |
compassionate-auction6 | $150.00 | 12/12/2012 9:47:58 AM |
repayment-walnut2 | $25.00 | 12/12/2012 9:48:53 AM |
svandgts | $25.00 | 12/12/2012 10:35:02 AM |
CAGE-Investments | $25.00 | 12/12/2012 10:39:06 AM |
GreatReturnForYou | $52.00 | 12/12/2012 9:51:08 AM |
Shanester | $25.00 | 12/12/2012 9:51:43 AM |
rbettenc | $25.00 | 12/12/2012 9:54:30 AM |
VesuvianMan | $50.00 | 12/12/2012 10:49:35 AM |
Wonderstruk | $25.00 | 12/12/2012 10:50:59 AM |
first-resolute-deal | $25.00 | 12/12/2012 9:58:27 AM |
trumpeter391 | $25.00 | 12/12/2012 10:58:27 AM |
hillrunner | $25.00 | 12/12/2012 9:59:56 AM |
sentimental-commerce4 | $250.00 | 12/12/2012 9:59:58 AM |
pragmatic-auction8 | $25.00 | 12/12/2012 11:05:07 AM |
payment-pursuit3 | $50.00 | 12/12/2012 10:03:14 AM |
Ironlock | $25.00 | 12/12/2012 10:03:25 AM |
euro-watcher7 | $25.00 | 12/12/2012 10:07:12 AM |
enthusiastic-cash599 | $50.00 | 12/12/2012 10:09:15 AM |
maddsdad | $25.00 | 12/12/2012 12:12:58 PM |
jstefans | $25.00 | 12/12/2012 10:13:52 AM |
webappersn | $25.00 | 12/12/2012 10:14:05 AM |
admirable-economy3 | $25.00 | 12/12/2012 5:09:06 PM |
gamp | $25.00 | 12/12/2012 10:32:14 AM |
durability-goat644 | $25.00 | 12/12/2012 5:12:40 PM |
Zane314 | $30.00 | 12/12/2012 10:37:49 AM |
Fortuno_per_commodo | $25.00 | 12/12/2012 10:54:48 AM |
Lacimae | $68.00 | 12/12/2012 11:06:07 AM |
sympathetic-funds818 | $45.00 | 12/12/2012 5:49:34 PM |
favorite-reward2 | $25.00 | 12/12/2012 1:15:11 PM |
Odyssey77 | $25.00 | 12/12/2012 5:51:34 PM |
gpuck | $25.00 | 12/12/2012 6:39:42 PM |
basis-drummer | $25.00 | 12/12/2012 6:46:16 PM |
engaging-leverage823 | $25.00 | 12/12/2012 6:03:32 PM |
saxaphone6 | $25.00 | 12/12/2012 6:52:30 PM |
234 Investments
|
Borrower Payment Dependent Notes Series
679118
This series of Notes was issued and sold upon the funding of the borrower loan #79403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Nov-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $551.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 17% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $574 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jenalep |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2011)
620-639
(Dec-2007)
|
Principal balance:
| $626.57 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to pay for Dental Work not fully covered by insurance (orthodontic and endodontic work) and payoff some credit card bills related to these expenses.
My financial situation:
I am a good candidate for this loan because as a current customer i have never been late. I also have full time employment to pay back this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
refined-hope3 | $25.00 | 11/29/2012 5:13:50 PM |
kindness-fanatic | $25.00 | 11/29/2012 5:18:55 PM |
prudent-dough458 | $25.00 | 11/29/2012 5:26:11 PM |
entertaining-rate9 | $25.00 | 11/29/2012 5:11:46 PM |
secureincome | $555.00 | 11/29/2012 5:42:24 PM |
JeremyLinFan | $40.00 | 11/29/2012 6:21:10 PM |
persist_in_doing | $25.00 | 11/29/2012 6:24:40 PM |
five-star-note | $25.00 | 11/29/2012 7:02:08 PM |
peace-adventurer3 | $25.00 | 11/29/2012 7:44:02 PM |
franzzua | $25.00 | 11/30/2012 6:48:51 AM |
cahjoon | $25.00 | 11/30/2012 11:00:37 AM |
LaGrangeLender | $60.00 | 11/30/2012 11:41:14 AM |
dunox | $75.00 | 11/30/2012 4:15:16 PM |
leodaguy | $100.00 | 11/30/2012 12:17:05 PM |
wetlands | $200.00 | 11/30/2012 4:31:48 PM |
DreisersFinancier | $50.00 | 12/1/2012 12:19:35 PM |
purposeful-durability8 | $100.00 | 12/1/2012 12:41:52 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:39 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:34:59 PM |
Barrayaran | $25.00 | 12/1/2012 6:52:47 PM |
XP | $25.00 | 12/2/2012 10:29:11 AM |
FormulaTroll | $25.00 | 12/2/2012 2:26:00 PM |
tolerant-dinero2 | $25.00 | 12/2/2012 2:06:03 PM |
commerce-artisan8 | $50.00 | 12/3/2012 9:42:21 AM |
Arvicco | $400.00 | 12/3/2012 10:00:59 AM |
WhiteInvestor | $27.00 | 12/3/2012 3:49:58 PM |
riskreward | $250.00 | 12/3/2012 5:52:00 PM |
navy_cash | $25.00 | 12/3/2012 4:58:13 PM |
treasure-hunter270 | $50.00 | 12/4/2012 7:47:10 AM |
suave-durability1 | $50.00 | 12/4/2012 10:01:58 AM |
ideal-peace5 | $100.00 | 12/4/2012 5:17:50 PM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:33 AM |
knowledgeable-listing597 | $25.00 | 12/5/2012 10:08:49 AM |
Tscheddar | $25.00 | 12/5/2012 12:18:04 PM |
Nazbuster | $100.00 | 12/5/2012 4:49:18 PM |
listing-reformation8 | $25.00 | 12/5/2012 6:04:33 PM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:43 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:11 PM |
ahansen | $25.00 | 12/5/2012 5:54:52 PM |
listing-flower2 | $100.00 | 12/5/2012 9:48:33 PM |
compoundinterest | $25.00 | 12/6/2012 10:39:21 AM |
HoosierDaddie | $300.00 | 12/6/2012 5:26:25 PM |
miked8303 | $75.00 | 12/6/2012 11:31:42 AM |
currency-balancer | $25.00 | 12/6/2012 5:46:57 PM |
order-tamale | $400.00 | 12/7/2012 9:04:08 AM |
managedfund | $1,333.00 | 12/7/2012 9:09:35 AM |
immaculate-yield0 | $150.00 | 12/7/2012 6:55:04 AM |
note-bee8 | $25.00 | 12/7/2012 9:31:45 AM |
Syzygy | $25.00 | 12/7/2012 10:50:21 AM |
ptjg | $100.00 | 12/7/2012 9:55:48 AM |
objective-investor | $250.00 | 12/7/2012 11:01:35 AM |
pound-griffin5 | $25.00 | 12/7/2012 10:05:11 AM |
classypete | $25.00 | 12/7/2012 10:42:07 AM |
Frankieb21 | $25.00 | 12/7/2012 10:47:39 AM |
radiant-dollar9 | $200.00 | 12/7/2012 5:53:55 PM |
oxnard | $50.00 | 12/8/2012 7:11:29 AM |
ChrisTJ | $25.00 | 12/8/2012 12:14:57 PM |
ivy-league-MBA | $25.00 | 12/8/2012 12:25:24 PM |
aasx1108 | $25.00 | 12/8/2012 12:32:00 PM |
Beechturner | $30.00 | 12/8/2012 4:40:38 AM |
Aeroman32 | $25.00 | 12/8/2012 11:33:27 AM |
currency-persimmon | $25.00 | 12/8/2012 11:46:23 AM |
enchanted-note14 | $25.00 | 12/8/2012 12:03:53 PM |
ChrisJB | $25.00 | 12/8/2012 1:09:38 PM |
skro | $25.00 | 12/8/2012 1:10:47 PM |
TennSquire | $25.00 | 12/8/2012 1:15:33 PM |
loot-heart | $25.00 | 12/8/2012 12:51:08 PM |
silver-wonder278 | $50.00 | 12/8/2012 1:36:30 PM |
groovychick | $25.00 | 12/8/2012 6:59:09 PM |
kind-rupee-welder | $25.00 | 12/8/2012 1:13:52 PM |
DonaldColorado | $100.00 | 12/9/2012 7:59:11 AM |
lostperception | $25.00 | 12/8/2012 1:58:37 PM |
philantist | $25.00 | 12/8/2012 11:01:02 PM |
the-loyalty-wildebeest | $30.00 | 12/8/2012 6:12:05 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:31 PM |
fund-booster4 | $75.00 | 12/9/2012 11:41:23 AM |
appetizing-velocity4 | $25.00 | 12/9/2012 2:59:11 PM |
HoweMoney | $50.00 | 12/9/2012 3:44:44 PM |
Sixmil | $100.00 | 12/9/2012 1:48:38 PM |
infusion6 | $25.00 | 12/10/2012 7:23:50 AM |
antlr | $25.00 | 12/9/2012 7:44:00 PM |
punctual-fund | $25.00 | 12/9/2012 5:10:52 PM |
WonderPup | $25.00 | 12/10/2012 8:47:31 AM |
vibrant-penny7 | $35.00 | 12/10/2012 9:57:30 AM |
theloanteacher | $25.00 | 12/10/2012 12:16:29 PM |
llequire1 | $300.00 | 12/10/2012 11:20:45 AM |
Lender0010 | $50.00 | 12/10/2012 12:24:30 PM |
compatible-deal9 | $25.00 | 12/10/2012 1:01:45 PM |
jga516 | $25.00 | 12/10/2012 5:18:52 PM |
pwrfin | $25.00 | 12/10/2012 10:58:53 PM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:38 AM |
generosity-battalion0 | $25.00 | 12/11/2012 6:42:39 AM |
responsibility-nebula1 | $50.00 | 12/10/2012 10:08:59 PM |
immaculate-return25 | $25.00 | 12/10/2012 7:35:51 PM |
payout-optimizer1 | $50.00 | 12/11/2012 7:58:24 AM |
the-tsunami784 | $25.00 | 12/10/2012 10:43:08 PM |
cashasaurus0 | $100.00 | 12/11/2012 4:24:00 AM |
silver-explorer6 | $25.00 | 12/11/2012 10:10:46 AM |
enthralling-investment | $25.00 | 12/11/2012 10:21:11 AM |
Sp-lender | $25.00 | 12/11/2012 10:30:30 AM |
fantastic-investment9 | $25.00 | 12/11/2012 11:09:23 AM |
Sothenwhat | $53.00 | 12/11/2012 10:35:46 AM |
phaded | $25.00 | 12/11/2012 10:39:09 AM |
bruin558 | $80.00 | 12/11/2012 5:16:39 PM |
GoldenRule01 | $50.00 | 12/11/2012 12:06:10 PM |
gavinsp | $25.00 | 12/11/2012 12:09:44 PM |
transparency-sequoia6 | $100.00 | 12/11/2012 5:31:54 PM |
commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:33 PM |
commanding-treasure2 | $57.00 | 12/11/2012 5:22:14 PM |
Jalebi | $25.00 | 12/11/2012 6:05:53 PM |
dough-arrow0 | $169.00 | 12/11/2012 5:38:07 PM |
dignified-finance | $50.00 | 12/11/2012 5:40:20 PM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:21 AM |
finance-coyote3 | $593.39 | 12/12/2012 3:44:39 AM |
exciting-justice0 | $25.00 | 12/12/2012 9:16:31 AM |
Flyinerb | $50.00 | 12/12/2012 6:35:04 AM |
Cronos | $100.00 | 12/12/2012 10:01:09 AM |
silver-saber | $125.00 | 12/12/2012 9:05:14 AM |
vigorous-payment6 | $25.00 | 12/12/2012 10:29:33 AM |
lamsabuy | $200.00 | 12/12/2012 9:57:25 AM |
RocketSurgeon | $25.00 | 12/12/2012 9:29:44 AM |
american6 | $50.00 | 12/12/2012 10:37:58 AM |
djh47a | $25.00 | 12/12/2012 1:22:45 PM |
Brklyn01 | $35.00 | 12/12/2012 1:24:02 PM |
GBLENDER | $50.00 | 12/12/2012 12:31:48 PM |
proper-exchange8 | $50.00 | 12/12/2012 5:28:14 PM |
value-wind0 | $50.00 | 12/12/2012 10:47:37 AM |
Bank-of-Jon | $25.00 | 12/12/2012 2:46:17 PM |
economy-ringleader048 | $46.37 | 12/12/2012 3:13:10 PM |
reward-anteater0 | $25.00 | 12/12/2012 5:03:15 PM |
attractive-reward392 | $25.00 | 12/12/2012 6:03:16 PM |
loyalty-cupcake6 | $100.00 | 12/12/2012 5:27:53 PM |
thestartuplender | $40.00 | 12/12/2012 5:37:26 PM |
jjd2 | $25.00 | 12/12/2012 6:50:08 PM |
oneeighty | $25.00 | 12/12/2012 6:52:12 PM |
durable-investment8 | $36.95 | 12/12/2012 3:11:34 PM |
logical-wampum1 | $25.00 | 12/12/2012 8:02:57 PM |
determined-bill5 | $25.00 | 12/12/2012 5:00:56 PM |
admirable-economy3 | $25.00 | 12/12/2012 5:05:28 PM |
pound-pine5 | $25.00 | 12/12/2012 9:40:57 PM |
the-capital-multiplier | $26.00 | 12/12/2012 5:49:26 PM |
burgeoning-affluence5 | $50.00 | 12/12/2012 8:39:53 PM |
cardminger | $25.00 | 12/12/2012 6:26:56 PM |
gpuck | $25.00 | 12/12/2012 6:41:06 PM |
squadron820 | $30.21 | 12/12/2012 6:47:46 PM |
TommyTucker | $98.00 | 12/12/2012 7:51:13 PM |
loot-prescription3 | $25.00 | 11/29/2012 5:36:27 PM |
aztec | $50.00 | 11/29/2012 6:28:39 PM |
Harry | $75.00 | 11/29/2012 5:23:07 PM |
bazaar-tulip | $25.00 | 11/29/2012 5:32:45 PM |
Zolton | $300.00 | 11/29/2012 7:01:02 PM |
CreditBuilder2 | $50.01 | 11/29/2012 7:16:50 PM |
Vegasjim | $25.00 | 11/30/2012 11:42:05 AM |
thankful-nickel2 | $50.00 | 11/30/2012 10:55:39 AM |
nickel-ferret | $25.00 | 11/30/2012 4:30:17 PM |
abundanceforever | $27.00 | 11/30/2012 4:26:39 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:24:17 AM |
indomitable-coin | $25.00 | 12/1/2012 12:27:14 PM |
balance-force | $35.00 | 12/1/2012 1:28:13 PM |
exchange-cub | $100.00 | 12/2/2012 7:24:07 AM |
proud-p2p848 | $50.00 | 12/2/2012 11:31:39 AM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:15 PM |
kind-euro-mirth | $50.00 | 12/3/2012 9:14:19 AM |
the-kindness-honker | $25.00 | 12/2/2012 4:54:19 PM |
Fiimg | $50.00 | 12/2/2012 6:38:10 PM |
logical-peso2 | $25.00 | 12/3/2012 9:24:53 AM |
pure-treasure7 | $50.00 | 12/3/2012 9:13:50 AM |
uncl-sammy | $25.00 | 12/3/2012 9:37:33 AM |
Mommo | $50.00 | 12/3/2012 5:11:53 PM |
fortytwo | $100.00 | 12/4/2012 9:27:15 AM |
neighborly-velocity4 | $25.00 | 12/4/2012 9:45:12 AM |
enticing-capital6 | $50.00 | 12/4/2012 10:16:45 AM |
supersarah61 | $25.00 | 12/4/2012 1:34:09 PM |
abz | $50.00 | 12/4/2012 5:36:56 PM |
gmoney37 | $25.00 | 12/4/2012 5:51:23 PM |
Castellan | $50.00 | 12/5/2012 9:28:57 AM |
amicablenemesis | $50.00 | 12/5/2012 10:29:24 AM |
greenback-surge4 | $25.00 | 12/5/2012 11:25:36 AM |
brainy-credit1 | $30.00 | 12/6/2012 8:56:47 AM |
california111 | $25.00 | 12/6/2012 10:21:16 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:21:55 AM |
vMbanusi | $50.00 | 12/6/2012 5:31:24 PM |
mouieman | $100.00 | 12/7/2012 8:06:16 AM |
affluence-tycoon | $25.00 | 12/7/2012 9:03:08 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:21:08 AM |
cozy-gain023 | $25.00 | 12/7/2012 9:14:24 AM |
cybernosha | $25.00 | 12/7/2012 10:31:30 AM |
rs999 | $25.00 | 12/7/2012 10:36:46 AM |
trade-burrito4 | $35.00 | 12/7/2012 11:08:05 AM |
justinology | $30.00 | 12/7/2012 10:33:17 AM |
first-credit-meridian | $50.00 | 12/7/2012 10:33:26 AM |
hitsman | $50.00 | 12/7/2012 10:47:53 AM |
currency-fan9 | $50.00 | 12/7/2012 2:13:05 PM |
adaboy65 | $75.00 | 12/7/2012 11:22:29 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:37:06 PM |
foldingbenny2 | $40.55 | 12/7/2012 5:37:11 PM |
magical-fairness4 | $25.00 | 12/7/2012 2:40:43 PM |
elog238 | $25.00 | 12/7/2012 1:15:12 PM |
dollar-transporter3 | $25.00 | 12/7/2012 3:29:31 PM |
natural-balance881 | $40.00 | 12/7/2012 5:22:49 PM |
evilkats | $50.00 | 12/7/2012 6:19:46 PM |
tender-integrity3 | $100.00 | 12/7/2012 5:59:26 PM |
Gambino | $50.00 | 12/7/2012 6:56:13 PM |
contract-amigo7 | $25.00 | 12/8/2012 8:55:34 AM |
capital-web7 | $50.00 | 12/7/2012 8:52:01 PM |
nimble-integrity658 | $25.00 | 12/8/2012 7:03:46 AM |
Investoman | $25.00 | 12/8/2012 1:12:28 PM |
chestnut4 | $25.00 | 12/8/2012 12:01:18 PM |
proud-deal06 | $25.00 | 12/8/2012 4:50:25 PM |
influential-benjamins0 | $100.00 | 12/8/2012 1:10:57 PM |
blue-dough-trumpeter | $25.00 | 12/8/2012 9:57:47 PM |
syracuserei | $50.00 | 12/9/2012 6:08:17 AM |
platinum-ectasy | $35.40 | 12/9/2012 8:24:32 AM |
Hazlenut | $75.00 | 12/8/2012 3:24:24 PM |
one2sojourn | $45.00 | 12/8/2012 5:44:08 PM |
forceful-note8 | $50.00 | 12/9/2012 1:18:02 PM |
vault542 | $207.06 | 12/9/2012 11:22:25 AM |
rcj1411 | $25.00 | 12/9/2012 6:11:37 PM |
Fun54115 | $25.00 | 12/9/2012 2:24:44 PM |
point-oyster5 | $25.00 | 12/10/2012 9:37:00 AM |
trenttucker32 | $25.00 | 12/10/2012 6:57:10 AM |
phenomenal-asset4 | $25.00 | 12/10/2012 7:21:35 AM |
loan-oasis4 | $29.00 | 12/10/2012 9:01:01 AM |
funds-captain4 | $50.00 | 12/10/2012 9:01:15 AM |
contract-lava0 | $25.00 | 12/9/2012 10:35:03 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:51 AM |
Dawags1 | $25.00 | 12/10/2012 10:08:23 AM |
auction-iris9 | $120.00 | 12/10/2012 5:20:47 PM |
sprinter | $50.00 | 12/10/2012 4:51:28 PM |
noble-moola0 | $30.00 | 12/10/2012 6:08:05 PM |
lundyloan | $76.80 | 12/10/2012 9:27:20 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:24 PM |
saver224 | $50.00 | 12/10/2012 10:55:51 PM |
redmumba | $50.00 | 12/11/2012 12:30:01 AM |
a-graceful-yield | $50.00 | 12/10/2012 9:26:08 PM |
supersam | $50.00 | 12/10/2012 10:19:05 PM |
investment-accruer4 | $100.00 | 12/11/2012 9:43:59 AM |
chillware | $25.00 | 12/11/2012 9:04:10 AM |
liberty-viola | $30.00 | 12/11/2012 9:20:38 AM |
lawyervon | $25.00 | 12/11/2012 9:42:31 AM |
dinero-gusto9 | $25.00 | 12/11/2012 11:45:45 AM |
kls4560 | $25.00 | 12/11/2012 10:18:13 AM |
hero007 | $25.00 | 12/11/2012 5:20:02 PM |
wise-virtuous-vigilance | $100.00 | 12/11/2012 5:42:58 PM |
SugarMommy | $25.00 | 12/11/2012 5:37:03 PM |
knowledgeable-silver6 | $25.00 | 12/11/2012 6:14:06 PM |
indomitable-compassion4 | $50.00 | 12/11/2012 9:26:15 PM |
thorough-marketplace441 | $33.00 | 12/11/2012 7:28:12 PM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:21 AM |
finance_mba | $25.00 | 12/12/2012 9:31:34 AM |
B1 | $30.04 | 12/12/2012 12:01:23 PM |
transparency-futurist3 | $25.00 | 12/12/2012 2:32:48 PM |
income-cactus0 | $26.00 | 12/12/2012 5:00:32 PM |
community-jubilee | $25.00 | 12/12/2012 5:05:40 PM |
Munnie | $25.00 | 12/12/2012 1:05:36 PM |
compassionate-payment218 | $25.00 | 12/12/2012 5:34:59 PM |
jthowell77 | $50.00 | 12/12/2012 5:39:22 PM |
unassuming-p2ploan774 | $40.00 | 12/12/2012 6:10:05 PM |
durability-seahorse7 | $70.47 | 12/12/2012 8:26:04 PM |
awwaaww | $100.00 | 12/12/2012 6:14:31 PM |
lekkerguy | $29.00 | 12/12/2012 6:15:24 PM |
boo_hoo | $50.00 | 12/12/2012 6:42:29 PM |
bold-direct-social9 | $25.00 | 12/12/2012 6:43:18 PM |
dough-hammock | $25.00 | 12/12/2012 7:16:32 PM |
upperdeck | $25.00 | 12/12/2012 8:29:28 PM |
unassailable-funds754 | $25.00 | 12/12/2012 6:16:45 PM |
hope-wrangler1 | $70.00 | 12/12/2012 9:26:10 PM |
weatherman89 | $15.75 | 12/12/2012 10:01:06 PM |
268 Investments
|
Borrower Payment Dependent Notes Series
679166
This series of Notes was issued and sold upon the funding of the borrower loan #78891, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,745.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Nov-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $564.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 21% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Architect |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,925 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Tonedogx |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $10,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2012)
|
Principal balance:
| $9,254.44 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate 1st Prosper loan under a lower interest rate as well as payoff remaining credit card balances as part of a 3 year medium term financial plan to consolidate under one loan and become debt free once this is paid off.
My financial situation:
I am a good candidate for this loan because I pay my obligations and have demonstrated that by paying my first Prosper loan on time as well as all my other financial obligations.
Monthly net income: $7000
Monthly expenses: $500
Housing: $2000
Insurance: $300
Car expenses: $600
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
refined-hope3 | $25.00 | 11/29/2012 5:16:49 PM |
payout-reaction740 | $50.00 | 11/29/2012 5:46:34 PM |
brightest-organized-balance | $25.00 | 11/29/2012 6:26:12 PM |
deal-selector5 | $25.00 | 11/29/2012 5:11:02 PM |
entertaining-rate9 | $25.00 | 11/29/2012 5:11:46 PM |
WalnutCreekguy | $50.00 | 11/29/2012 5:21:05 PM |
return-point2 | $100.00 | 11/29/2012 5:33:33 PM |
paxnj | $25.00 | 11/29/2012 7:37:43 PM |
nonattender | $50.00 | 11/29/2012 5:40:44 PM |
ready-interest9 | $25.00 | 11/29/2012 5:55:29 PM |
Astyanax | $35.00 | 11/30/2012 12:34:14 AM |
fcrick | $50.00 | 11/29/2012 6:13:24 PM |
new-marketplace-lyrics | $25.00 | 11/29/2012 7:09:58 PM |
EFS | $54.00 | 11/29/2012 7:44:35 PM |
well-rounded-dinero | $25.00 | 11/29/2012 7:19:48 PM |
purposeful-durability8 | $100.00 | 11/30/2012 9:42:12 AM |
economy-popcorn | $25.00 | 11/30/2012 5:06:25 AM |
USMC0311 | $25.00 | 11/30/2012 10:31:11 AM |
Bank42 | $25.00 | 11/30/2012 8:06:47 AM |
Hippo-IRA1 | $25.00 | 11/30/2012 9:00:20 AM |
justreturns | $25.00 | 11/30/2012 11:08:08 AM |
Fitiwalt7 | $25.00 | 11/30/2012 11:15:07 AM |
Assets-Up | $25.00 | 11/30/2012 1:18:18 PM |
BostonCapital | $25.00 | 11/30/2012 11:18:51 AM |
american-investor | $25.00 | 11/30/2012 11:34:56 AM |
dunox | $75.00 | 11/30/2012 4:16:15 PM |
successful-agreement7 | $100.00 | 11/30/2012 4:21:01 PM |
finder61 | $25.00 | 11/30/2012 5:10:33 PM |
first-serene-credit | $25.00 | 11/30/2012 1:43:41 PM |
thrilling-point2 | $40.00 | 11/30/2012 4:10:35 PM |
pietro_torna_indietro | $29.00 | 11/30/2012 6:02:19 PM |
riskreward | $250.00 | 11/30/2012 4:39:54 PM |
nickel-ferret | $25.00 | 11/30/2012 4:30:50 PM |
glowing-pound3 | $50.00 | 11/30/2012 5:32:39 PM |
Galdis | $25.00 | 12/1/2012 7:18:13 AM |
-------Loaner | $25.00 | 12/1/2012 12:09:49 PM |
HammerSmith | $25.00 | 12/1/2012 1:12:39 PM |
peopletrust | $25.00 | 12/1/2012 1:55:56 PM |
kind-rupee-welder | $25.00 | 12/1/2012 2:00:08 PM |
Eminent_Endeavors | $27.86 | 12/1/2012 1:55:43 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:34:59 PM |
XP | $25.00 | 12/2/2012 10:28:51 AM |
TumbleWeed88 | $25.00 | 12/2/2012 12:40:19 PM |
bright-idea11 | $25.00 | 12/2/2012 12:42:50 PM |
sjo1984111 | $25.00 | 12/2/2012 4:31:03 PM |
glimmering-return863 | $55.00 | 12/2/2012 6:21:01 PM |
bonus-seahorse | $100.00 | 12/3/2012 3:08:19 PM |
credit-maple | $25.00 | 12/3/2012 10:27:07 AM |
dunkard13 | $100.00 | 12/3/2012 5:56:34 PM |
enriching-trade2 | $50.00 | 12/4/2012 9:57:44 AM |
Socorro_Capital_Partners | $25.01 | 12/4/2012 9:17:51 AM |
oceanpark | $25.00 | 12/4/2012 9:27:51 AM |
integrity-doctor | $100.00 | 12/4/2012 1:47:31 PM |
voipguy88 | $50.00 | 12/4/2012 10:51:41 AM |
jybank | $49.00 | 12/4/2012 11:22:58 AM |
entertaining-revenue4 | $50.00 | 12/5/2012 9:19:16 AM |
amicablenemesis | $50.00 | 12/5/2012 10:30:58 AM |
Brisket_Bob | $25.00 | 12/5/2012 11:23:46 AM |
agalt | $75.00 | 12/5/2012 11:03:52 AM |
Tscheddar | $25.00 | 12/5/2012 11:32:38 AM |
pszipit | $100.00 | 12/5/2012 7:37:12 PM |
scojo | $25.31 | 12/5/2012 8:13:44 PM |
gain-keeper9 | $25.00 | 12/5/2012 6:43:22 PM |
julijask | $50.00 | 12/5/2012 7:04:20 PM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:23 AM |
ethical-truth211 | $150.00 | 12/6/2012 2:24:10 AM |
Firescreek | $25.00 | 12/6/2012 7:06:51 AM |
SpreadsheetSolutions | $25.00 | 12/5/2012 11:09:01 PM |
SummitAdvisors | $45.64 | 12/6/2012 9:40:11 AM |
Dgodfather110 | $35.54 | 12/6/2012 9:51:08 AM |
lunareclipse | $39.59 | 12/6/2012 1:12:08 PM |
handy-affluence9 | $25.00 | 12/6/2012 4:21:11 PM |
reverent-finance79 | $50.00 | 12/6/2012 5:11:55 PM |
Ocean713 | $75.00 | 12/6/2012 11:31:07 AM |
zipemdown | $25.00 | 12/6/2012 6:05:50 PM |
richboy56 | $25.00 | 12/6/2012 7:37:23 PM |
max007 | $25.00 | 12/7/2012 6:02:16 AM |
intrepid-compassion29 | $25.00 | 12/7/2012 6:21:56 AM |
l2fp | $25.00 | 12/6/2012 7:38:03 PM |
LuckyMacFunding | $25.00 | 12/7/2012 6:59:32 AM |
Black_Dog_Lending | $100.00 | 12/6/2012 9:51:29 PM |
ideomorph | $25.00 | 12/7/2012 7:18:19 AM |
dinero-launcher | $45.00 | 12/7/2012 8:20:43 AM |
tnjohnso | $25.00 | 12/7/2012 9:16:54 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:22 AM |
blackfur | $25.00 | 12/7/2012 10:22:23 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 10:52:25 AM |
Comoparklender | $25.00 | 12/7/2012 10:53:18 AM |
payout-paradise5 | $25.00 | 12/7/2012 11:01:17 AM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:40 PM |
Nazbuster | $100.00 | 12/7/2012 4:33:54 PM |
accomplishment981 | $50.00 | 12/7/2012 4:58:29 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:41:18 PM |
power-lightning9 | $25.00 | 12/8/2012 1:06:48 AM |
unflappable-pound3 | $100.00 | 12/8/2012 11:57:30 AM |
brightest-benjamins-onator | $25.00 | 12/8/2012 6:49:37 AM |
meoates1 | $25.00 | 12/8/2012 8:02:43 AM |
bjr01 | $25.00 | 12/7/2012 9:05:51 PM |
forceful-note8 | $50.00 | 12/8/2012 12:32:41 PM |
SimGuy | $25.00 | 12/8/2012 7:17:39 PM |
trustworthy-money2 | $25.00 | 12/8/2012 1:18:43 PM |
DalawaFunds | $25.00 | 12/8/2012 2:03:16 PM |
aztocas | $100.00 | 12/8/2012 3:56:19 PM |
1313mark1313 | $28.13 | 12/9/2012 10:07:34 AM |
nimble-money086 | $25.00 | 12/9/2012 11:23:20 AM |
cake7 | $25.00 | 12/8/2012 8:14:40 PM |
unger | $235.00 | 12/8/2012 4:30:16 PM |
Night01Hawk25 | $25.00 | 12/9/2012 10:26:19 AM |
producer455 | $25.00 | 12/9/2012 12:45:28 PM |
appetizing-velocity4 | $25.00 | 12/9/2012 2:59:11 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:22 PM |
listing-flower2 | $100.00 | 12/9/2012 9:02:37 PM |
visionary-generosity0 | $50.00 | 12/10/2012 8:30:53 AM |
wildanne | $50.00 | 12/10/2012 9:43:09 AM |
jetspeedfuture | $50.01 | 12/10/2012 8:48:44 AM |
ekmendenhall | $50.00 | 12/10/2012 6:09:09 PM |
best-bonafide-p2p | $25.00 | 12/10/2012 7:34:44 PM |
lowink | $25.00 | 12/10/2012 7:43:37 PM |
diplomatic-return861 | $25.00 | 12/11/2012 7:04:09 AM |
tender-fund1 | $51.72 | 12/10/2012 7:37:24 PM |
cashasaurus0 | $300.00 | 12/11/2012 4:22:09 AM |
robust-trade | $25.00 | 12/11/2012 10:01:33 AM |
openness-antioxidant | $25.00 | 12/11/2012 10:58:20 AM |
jpac1066 | $25.00 | 12/11/2012 11:19:45 AM |
Chasing_the_dime | $150.00 | 12/11/2012 11:59:30 AM |
spiff666 | $26.66 | 12/11/2012 12:39:49 PM |
availableloan | $25.00 | 12/11/2012 2:39:33 PM |
kalamari | $30.00 | 12/11/2012 1:03:17 PM |
durability-seahorse7 | $25.00 | 12/11/2012 1:06:45 PM |
bid-tweet7 | $50.00 | 12/11/2012 7:54:07 PM |
c-gurista-5 | $25.00 | 12/11/2012 8:45:57 PM |
pound-pine5 | $25.00 | 12/11/2012 9:48:36 PM |
kindness-fanatic | $25.00 | 11/29/2012 5:17:44 PM |
secureincome | $555.00 | 11/29/2012 5:42:24 PM |
friedokra | $25.00 | 11/29/2012 5:04:51 PM |
Kaj | $25.00 | 11/29/2012 6:31:22 PM |
octoberfresh | $25.00 | 11/29/2012 5:22:42 PM |
bazaar-tulip | $25.00 | 11/29/2012 5:32:46 PM |
monster4 | $50.00 | 11/29/2012 5:33:47 PM |
formula842 | $25.00 | 11/29/2012 5:34:02 PM |
cash-delight1 | $25.00 | 11/29/2012 5:37:48 PM |
enthusiastic-balance5 | $100.00 | 11/29/2012 6:22:17 PM |
valiant-return584 | $50.00 | 11/29/2012 6:43:13 PM |
chinolatino | $25.00 | 11/29/2012 6:49:18 PM |
five-star-note | $25.00 | 11/29/2012 7:02:09 PM |
janeybooboo | $100.00 | 11/30/2012 8:04:16 AM |
Vegasjim | $25.00 | 11/30/2012 11:42:06 AM |
108lender | $200.00 | 11/30/2012 10:54:55 AM |
AF-Chief | $25.00 | 11/30/2012 11:17:09 AM |
ideal-peace5 | $88.00 | 11/30/2012 4:09:50 PM |
cah1942 | $50.00 | 11/30/2012 3:09:54 PM |
j2ee | $50.00 | 11/30/2012 4:09:20 PM |
E-2 | $100.00 | 11/30/2012 4:14:04 PM |
CougarRoar | $25.00 | 11/30/2012 4:06:33 PM |
kind-lovely-marketplace | $50.00 | 11/30/2012 4:21:43 PM |
transaction-seahorse0 | $25.00 | 11/30/2012 4:38:16 PM |
RGlad | $169.21 | 11/30/2012 6:01:07 PM |
marketplace-singularity3 | $65.00 | 12/1/2012 8:14:34 AM |
promise2 | $25.00 | 12/1/2012 10:43:26 AM |
heroic-platinum | $25.00 | 12/1/2012 8:11:14 AM |
deal-banker | $100.00 | 12/1/2012 10:18:36 AM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:27 AM |
Harry | $75.00 | 12/1/2012 12:50:44 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:39 PM |
balance-force | $35.00 | 12/1/2012 1:28:13 PM |
bonus-demon | $25.00 | 12/1/2012 4:54:22 PM |
DiligentiaLLC | $75.00 | 12/1/2012 6:46:32 PM |
first-graceful-contract | $25.00 | 12/1/2012 8:13:48 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:33:46 AM |
DevinHill_IRA | $40.00 | 12/2/2012 12:47:20 PM |
jmeasn | $25.00 | 12/2/2012 1:56:59 PM |
tolerant-dinero2 | $25.00 | 12/2/2012 2:06:32 PM |
peace-cell2 | $25.00 | 12/2/2012 3:03:16 PM |
Big_Z_Loans | $200.00 | 12/2/2012 4:40:38 PM |
Mucman72 | $25.00 | 12/2/2012 7:32:53 PM |
integrity-hug2 | $25.00 | 12/3/2012 6:34:27 AM |
Lender2895a | $100.00 | 12/3/2012 9:53:36 AM |
pure-treasure7 | $50.00 | 12/3/2012 9:13:50 AM |
valiant-money | $30.00 | 12/3/2012 9:16:35 AM |
Zorro_970 | $100.00 | 12/3/2012 9:41:11 AM |
commerce-artisan8 | $50.00 | 12/3/2012 9:42:39 AM |
rootcanaler | $25.00 | 12/3/2012 12:25:12 PM |
upbeat-investment9 | $25.00 | 12/3/2012 11:58:51 AM |
gauss02 | $25.00 | 12/3/2012 4:06:16 PM |
LaGrangeLender | $50.00 | 12/4/2012 6:14:18 AM |
a-trade-lion | $25.00 | 12/3/2012 11:51:10 PM |
foofightee | $25.00 | 12/4/2012 6:43:23 AM |
PFTLender | $25.00 | 12/4/2012 3:05:44 PM |
P2P4me | $300.00 | 12/5/2012 10:11:49 AM |
hitsman | $50.00 | 12/5/2012 10:13:18 AM |
justice-disk | $25.00 | 12/5/2012 11:51:49 AM |
JonDough | $50.00 | 12/5/2012 12:40:22 PM |
EthanColeInvestingGroup | $25.00 | 12/5/2012 7:08:00 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:12 PM |
gustavholstopus32 | $25.00 | 12/6/2012 3:55:17 AM |
chac | $150.00 | 12/5/2012 9:05:36 PM |
pierrelasvegas | $25.00 | 12/6/2012 9:13:13 AM |
shaunyq | $26.83 | 12/6/2012 9:48:01 AM |
moola-monger9 | $75.00 | 12/6/2012 12:24:39 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:21:55 AM |
tech310 | $50.00 | 12/6/2012 10:27:10 AM |
inspiring-kindness062 | $25.00 | 12/6/2012 6:14:31 PM |
fervent-rupee9 | $150.00 | 12/7/2012 5:28:34 AM |
DoctorJoe | $25.00 | 12/7/2012 3:35:31 AM |
Macbethofscots | $25.00 | 12/7/2012 9:48:10 AM |
enchanted-investment447 | $100.00 | 12/7/2012 9:55:55 AM |
moola-accelerator6 | $40.00 | 12/7/2012 10:11:32 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:12 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:29 AM |
moneytolend72 | $35.00 | 12/7/2012 11:29:55 AM |
kulender | $100.00 | 12/7/2012 1:18:52 PM |
magnetic-duty4 | $25.00 | 12/7/2012 1:56:15 PM |
fund-widget | $25.00 | 12/7/2012 4:51:56 PM |
decisive-return611 | $100.00 | 12/7/2012 1:02:10 PM |
leverage-boomer0 | $25.00 | 12/7/2012 5:52:50 PM |
credible-balance0 | $25.00 | 12/8/2012 7:02:12 AM |
LaBamba | $100.00 | 12/8/2012 4:50:01 AM |
icon7 | $100.00 | 12/8/2012 12:02:50 PM |
first-class-yield9 | $35.00 | 12/8/2012 5:57:44 AM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:53 PM |
lionheart722 | $25.00 | 12/8/2012 12:03:35 PM |
contract-amigo7 | $25.00 | 12/8/2012 8:53:05 AM |
loan-fate | $50.00 | 12/8/2012 12:02:10 PM |
intelligent-moola1 | $25.00 | 12/8/2012 7:36:05 PM |
dominickf | $50.00 | 12/8/2012 2:08:30 PM |
well-rounded-diversification | $25.00 | 12/9/2012 8:21:45 AM |
tranquil-diversification8 | $50.84 | 12/9/2012 10:20:53 AM |
Bankeroni_and_Cheese | $35.34 | 12/9/2012 11:31:46 AM |
quarkyuzu | $50.00 | 12/8/2012 10:22:25 PM |
bbbshome | $25.00 | 12/9/2012 6:01:50 AM |
brilliant-leverage4 | $25.00 | 12/9/2012 7:48:11 AM |
simplelender80 | $500.00 | 12/9/2012 12:31:32 PM |
newest-organic-rupee | $25.00 | 12/9/2012 9:11:43 PM |
Roundhouse | $150.00 | 12/9/2012 10:38:51 PM |
CashBank | $25.00 | 12/10/2012 8:13:31 AM |
circuitfive | $25.00 | 12/10/2012 9:50:04 AM |
dukeiyer | $25.00 | 12/10/2012 9:38:31 AM |
buffalobills | $25.00 | 12/10/2012 1:57:20 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:20 AM |
benefit-javelin | $225.76 | 12/10/2012 12:22:50 PM |
helping-out | $100.00 | 12/10/2012 4:26:21 PM |
prudent-deal662 | $25.00 | 12/10/2012 6:07:09 PM |
mhotchan | $100.00 | 12/10/2012 10:27:06 PM |
friendinmoney | $25.00 | 12/11/2012 9:02:30 AM |
profitable-fairness1 | $50.00 | 12/11/2012 9:38:59 AM |
KrauseVentures | $25.00 | 12/11/2012 10:04:03 AM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:48 AM |
wwwUniversal | $25.00 | 12/11/2012 10:23:41 AM |
Suit | $900.00 | 12/11/2012 8:48:14 AM |
doopers | $25.00 | 12/11/2012 10:30:58 AM |
truth-companion | $25.00 | 12/11/2012 10:45:57 AM |
wise-peaceful-note | $25.00 | 12/11/2012 2:32:28 PM |
cognizant-integrity72 | $50.00 | 12/11/2012 4:25:31 PM |
red-active-note | $25.00 | 12/11/2012 12:04:52 PM |
csak13 | $50.00 | 12/11/2012 4:27:56 PM |
a-satisfying-reward | $25.00 | 12/11/2012 5:00:13 PM |
Chasing_the_dime | $100.00 | 12/11/2012 1:56:19 PM |
point-hunter4 | $25.00 | 12/11/2012 4:30:32 PM |
abundanceforever | $52.50 | 12/11/2012 5:39:24 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:34 PM |
brilliant-duty9 | $29.00 | 12/11/2012 9:42:30 PM |
finance-coyote3 | $905.05 | 12/12/2012 3:41:01 AM |
262 Investments
|
Borrower Payment Dependent Notes Series
679244
This series of Notes was issued and sold upon the funding of the borrower loan #79213, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Nov-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Investor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,047 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| elegant-loyalty8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...consolidate my monthly bills
My financial situation: Currently self employed
I am a good candidate for this loan because...
Monthly net income: $ 1250
Monthly expenses: $ 200
Housing: $ 0
Insurance: $ 0
Car expenses: $ 100
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 100
Clothing, household expenses: $ 0
Credit cards and other loans: $ 8000
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $25.00 | 11/29/2012 6:33:10 PM |
riveting-credit5 | $25.00 | 11/29/2012 5:23:22 PM |
professional-dinero753 | $25.00 | 11/30/2012 5:52:37 AM |
ultimate-peace | $100.00 | 11/30/2012 9:22:23 AM |
mrxtravis | $25.00 | 12/4/2012 11:18:38 AM |
stock106 | $25.00 | 12/5/2012 3:39:33 PM |
businessbroker101 | $50.00 | 12/7/2012 9:58:28 AM |
subtle-bill727 | $25.00 | 12/8/2012 1:36:34 PM |
simplelender80 | $100.00 | 12/9/2012 1:51:25 PM |
green-loyalty-web | $25.00 | 12/10/2012 5:00:43 PM |
850 | $50.00 | 12/10/2012 11:10:40 PM |
encore06 | $25.00 | 12/11/2012 6:32:08 AM |
a-harmonious-bill | $50.00 | 12/10/2012 10:13:41 PM |
mebowl300 | $75.00 | 12/10/2012 10:44:36 PM |
EretzCapital | $73.00 | 12/11/2012 9:37:07 AM |
give-it-a-try | $25.00 | 12/11/2012 8:51:11 AM |
bill-expert | $25.00 | 12/11/2012 9:32:14 AM |
wise-deal-panda | $100.00 | 12/11/2012 9:09:42 AM |
worthy-bid8 | $100.00 | 11/30/2012 9:44:32 AM |
diplomatic-wealth7 | $25.00 | 12/3/2012 5:14:09 PM |
LuvToLend | $25.00 | 12/3/2012 5:31:52 PM |
melodious-openness | $200.00 | 12/3/2012 7:18:45 PM |
octoberfresh | $25.00 | 12/4/2012 7:00:24 PM |
social-heart | $25.00 | 12/6/2012 10:11:30 AM |
exponential-fairness2 | $25.00 | 12/9/2012 9:31:27 AM |
bid-ace937 | $50.00 | 12/8/2012 8:21:40 PM |
djmgd790 | $50.00 | 12/10/2012 9:08:09 AM |
courteous-platinum7 | $25.00 | 12/10/2012 12:56:53 AM |
ethical-truth211 | $200.00 | 12/10/2012 10:35:35 AM |
boogienation | $25.00 | 12/10/2012 6:57:34 PM |
a-successful-credit | $25.00 | 12/11/2012 3:21:23 AM |
AoP | $25.00 | 12/11/2012 6:33:24 AM |
impala6464 | $30.00 | 12/10/2012 8:00:30 PM |
mschoenf | $52.00 | 12/11/2012 7:37:15 AM |
unbelievable-exchange | $50.00 | 12/11/2012 8:26:25 AM |
fire17 | $30.00 | 12/11/2012 8:59:25 AM |
KB-IRA | $100.00 | 12/11/2012 7:20:14 AM |
hawk357 | $40.00 | 12/11/2012 8:07:52 AM |
alwayshelping | $25.00 | 12/11/2012 9:30:42 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
679274
This series of Notes was issued and sold upon the funding of the borrower loan #79291, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Nov-29-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $216.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 9% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,844 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-statuesque-basis |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate bills saving me $700 a month.
My financial situation:
I am a good candidate for this loan because... in 2007, I was on the verge of filing bankruptcy because of a failed business partnership. Rather than file, I decided that the best thing, but hardest thing to do, was to see through getting my debts cleared. For the last 5 years, I have worked diligently in my career, and personally, to get a good amount of these bills cleared. I have steadily increased my credit rating as I have cleared some debts. I feel that my employment is secure and that I have made many personal gains to see the clearing of my current debts to finality. Getting this loan could put my family & I in a better financial position and improve my credit rating. Consolidating my remaining debt to save $700 a month just makes good financial sense. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CreditBuilder2 | $50.05 | 11/29/2012 7:06:13 PM |
bazaar-tulip | $25.00 | 11/29/2012 5:32:46 PM |
Zolton | $300.00 | 11/29/2012 7:01:02 PM |
windguy | $50.00 | 11/30/2012 4:40:40 PM |
Arvicco | $400.00 | 11/30/2012 4:42:15 PM |
dunox | $75.00 | 11/30/2012 4:15:32 PM |
riskreward | $250.00 | 11/30/2012 4:39:22 PM |
tender-integrity3 | $100.00 | 12/1/2012 12:08:58 PM |
supersarah61 | $25.00 | 12/3/2012 4:38:04 PM |
Requiem | $25.00 | 12/5/2012 6:15:28 AM |
Sneezie | $100.00 | 12/5/2012 10:51:41 AM |
astute-benjamins | $25.00 | 12/6/2012 8:15:14 AM |
Investoman | $25.00 | 12/6/2012 9:13:05 AM |
Avala | $100.00 | 12/6/2012 9:44:39 AM |
compassion-twister2 | $100.00 | 12/6/2012 12:17:45 PM |
bowdish1 | $75.00 | 12/6/2012 11:05:37 AM |
proper-exchange8 | $50.00 | 12/6/2012 5:48:52 PM |
cardminger | $25.00 | 12/7/2012 10:30:46 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:30 AM |
bbrelo | $25.00 | 12/8/2012 12:43:40 PM |
deegeeman | $25.00 | 12/8/2012 1:36:16 PM |
DonaldColorado | $50.00 | 12/9/2012 8:00:37 AM |
tenacious-payout | $25.00 | 12/9/2012 8:00:47 AM |
California04 | $50.00 | 12/9/2012 11:07:22 AM |
Darts | $50.00 | 12/9/2012 5:43:30 PM |
funds-captain4 | $50.00 | 12/10/2012 9:01:16 AM |
awwaww | $25.00 | 12/10/2012 9:44:00 AM |
Xeo | $25.00 | 12/10/2012 3:47:04 PM |
bonjea | $25.00 | 12/10/2012 9:53:04 PM |
jdashv | $25.00 | 12/10/2012 8:51:37 PM |
reward-burger2 | $50.00 | 12/11/2012 5:21:00 AM |
KHODADAD | $25.00 | 12/11/2012 7:11:57 AM |
Senechal | $25.00 | 12/11/2012 4:21:07 AM |
deal-dreams3 | $25.00 | 12/11/2012 10:51:18 AM |
aldeed | $50.00 | 12/11/2012 1:03:05 PM |
LovinMe | $25.00 | 12/11/2012 2:43:20 PM |
SugarMommy | $25.00 | 12/11/2012 5:37:03 PM |
bankojerry | $25.00 | 12/11/2012 4:14:00 PM |
hitsman | $50.00 | 12/12/2012 9:05:50 AM |
worth-rocket0 | $30.00 | 12/12/2012 8:11:15 AM |
groovy-watanabe | $25.00 | 12/12/2012 9:39:56 AM |
impressive-yield3 | $25.00 | 12/12/2012 9:48:35 AM |
proud-money9 | $75.00 | 12/12/2012 5:54:27 AM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:21 AM |
JazzFranchise | $25.00 | 12/12/2012 10:05:40 AM |
inspired-investment8 | $100.00 | 12/12/2012 9:24:08 AM |
educationfirst | $50.00 | 12/12/2012 9:56:43 AM |
Aimvest | $25.00 | 12/12/2012 5:06:47 PM |
scientists | $25.00 | 12/12/2012 4:17:24 PM |
AmericanCredit | $54.00 | 12/12/2012 6:00:39 PM |
helvet | $25.00 | 12/13/2012 7:34:06 AM |
kleinbrak | $25.00 | 12/12/2012 7:07:25 PM |
logical-wampum1 | $25.00 | 12/12/2012 8:02:57 PM |
loyalty-cupcake6 | $25.00 | 12/12/2012 6:01:45 PM |
indomitable-camaraderi3 | $50.00 | 12/13/2012 9:12:26 AM |
cablenews | $100.00 | 12/13/2012 9:15:31 AM |
first-favorite-bonus9 | $25.00 | 12/13/2012 9:34:19 AM |
Clambake | $25.00 | 12/13/2012 9:34:44 AM |
ferocious-exchange3 | $25.00 | 12/13/2012 9:23:45 AM |
benjamin67 | $25.00 | 12/13/2012 10:01:08 AM |
downtownfarm | $25.00 | 12/13/2012 9:30:48 AM |
thedoctor | $100.00 | 12/13/2012 9:34:13 AM |
investment-tempo | $25.00 | 12/13/2012 10:12:31 AM |
jaker | $25.00 | 12/13/2012 10:18:36 AM |
Kunakiku | $25.00 | 12/13/2012 10:19:13 AM |
Lesburger | $25.00 | 12/13/2012 10:21:05 AM |
Flanagan | $25.00 | 12/13/2012 10:23:03 AM |
bill-igloo | $25.00 | 12/13/2012 10:24:25 AM |
diligent-leverage | $25.00 | 12/13/2012 10:25:05 AM |
JTCorp | $25.00 | 12/13/2012 10:26:22 AM |
silver-philosopher | $25.00 | 12/13/2012 10:28:53 AM |
GS-ROCK | $30.00 | 12/13/2012 9:53:21 AM |
oceanwind1950 | $25.00 | 12/13/2012 10:10:35 AM |
peace-cadence | $25.00 | 12/13/2012 10:14:50 AM |
openness-prospector | $25.00 | 12/13/2012 10:15:03 AM |
fox798 | $25.00 | 12/13/2012 10:17:54 AM |
transparency-baton | $25.00 | 12/13/2012 10:18:02 AM |
delivery | $25.00 | 12/13/2012 10:18:10 AM |
IlliniFanDan | $25.00 | 12/13/2012 10:19:03 AM |
euro-speaker8 | $250.00 | 12/13/2012 10:20:53 AM |
littlemonkey | $25.00 | 12/13/2012 10:21:52 AM |
PhalanxBulldog | $25.00 | 12/13/2012 10:24:59 AM |
pious-currency875 | $100.00 | 12/13/2012 10:26:45 AM |
michaelwong | $50.00 | 12/13/2012 10:27:31 AM |
flo_rida | $200.00 | 12/13/2012 10:28:10 AM |
don8ter | $19.52 | 12/13/2012 10:30:55 AM |
Brett834 | $250.00 | 12/13/2012 9:38:07 AM |
MathProfessor | $25.00 | 12/13/2012 10:02:17 AM |
mdv | $25.00 | 12/13/2012 10:09:24 AM |
benjamins-utopia | $100.00 | 12/13/2012 10:15:43 AM |
dtrain5 | $50.00 | 12/13/2012 10:18:23 AM |
top-community-voyage | $50.00 | 12/13/2012 10:20:41 AM |
pleasant-basis | $25.00 | 12/13/2012 10:24:09 AM |
adaptable-camaraderi | $25.00 | 12/13/2012 10:27:10 AM |
meenan | $100.00 | 12/13/2012 10:28:29 AM |
loot-prescription3 | $25.00 | 11/29/2012 5:36:27 PM |
persist_in_doing | $25.00 | 11/29/2012 6:52:21 PM |
neighborly-hope6 | $100.00 | 11/30/2012 11:55:20 AM |
indomitable-coin | $25.00 | 11/30/2012 5:17:28 PM |
gold-hero4 | $50.00 | 11/30/2012 5:52:18 PM |
cerebral-dollar773 | $25.00 | 11/30/2012 8:29:41 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:24:17 AM |
Castellan | $50.00 | 12/1/2012 1:50:01 PM |
loan-mongoose1 | $25.00 | 12/3/2012 5:40:16 PM |
compoundinterest | $25.00 | 12/4/2012 10:41:14 AM |
transparency-sequoia6 | $100.00 | 12/4/2012 5:27:04 PM |
Rivervale_Westwood | $25.00 | 12/4/2012 6:12:54 PM |
market-maximizer472 | $25.00 | 12/5/2012 9:24:29 AM |
auction-iris9 | $120.00 | 12/5/2012 10:28:50 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:06 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:07:09 AM |
magical-credit523 | $25.00 | 12/5/2012 10:41:55 AM |
american6 | $50.00 | 12/6/2012 9:55:49 AM |
miked8303 | $75.00 | 12/6/2012 11:31:43 AM |
rce1964 | $25.00 | 12/6/2012 10:49:34 AM |
a-noble-coin | $25.00 | 12/7/2012 1:13:39 PM |
dharma1 | $25.00 | 12/8/2012 5:39:15 PM |
value-caravan | $25.00 | 12/9/2012 11:59:58 AM |
hope-wrangler1 | $50.00 | 12/9/2012 1:43:08 PM |
antlr | $25.00 | 12/9/2012 7:44:01 PM |
velocity-solo | $25.00 | 12/9/2012 1:31:22 PM |
simplelender80 | $75.00 | 12/9/2012 2:00:45 PM |
dly2007 | $50.00 | 12/9/2012 8:57:53 PM |
innocent-loot | $25.00 | 12/10/2012 9:21:34 AM |
auction-architect7 | $25.00 | 12/10/2012 8:11:51 PM |
saver224 | $50.00 | 12/10/2012 10:55:52 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:25 PM |
availableloan | $25.00 | 12/11/2012 2:34:37 PM |
logical-reward8 | $25.00 | 12/11/2012 6:17:38 PM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:21 AM |
Flyinerb | $50.00 | 12/12/2012 6:35:05 AM |
vibrant-trade8 | $35.00 | 12/12/2012 9:55:52 AM |
reward-anteater0 | $25.00 | 12/12/2012 5:03:17 PM |
GBLENDER | $50.00 | 12/12/2012 12:31:48 PM |
britgsb | $50.00 | 12/12/2012 6:11:29 PM |
djh47a | $25.00 | 12/12/2012 1:14:23 PM |
jjd2 | $25.00 | 12/12/2012 6:50:09 PM |
wealth-nexus091 | $25.00 | 12/12/2012 6:14:07 PM |
kind-cash-porcelain | $50.00 | 12/12/2012 10:26:01 PM |
04ralliart | $59.26 | 12/12/2012 6:18:26 PM |
adventurer447 | $300.00 | 12/12/2012 6:19:15 PM |
puifais | $50.00 | 12/12/2012 5:21:07 PM |
linkage682 | $50.00 | 12/13/2012 7:47:43 AM |
Bikram | $50.00 | 12/12/2012 5:44:15 PM |
uagrad | $25.00 | 12/13/2012 9:31:50 AM |
Woodworker57 | $25.00 | 12/13/2012 9:25:31 AM |
Zuzu | $25.00 | 12/13/2012 9:58:10 AM |
mtquan | $25.00 | 12/13/2012 10:06:24 AM |
Brisket_Bob | $57.17 | 12/13/2012 7:01:44 AM |
ualf | $50.00 | 12/13/2012 10:10:46 AM |
huorn | $25.00 | 12/13/2012 10:11:42 AM |
bowerz | $25.00 | 12/13/2012 10:12:45 AM |
LynJohn1023 | $25.00 | 12/13/2012 10:12:52 AM |
marketplace-cello5 | $25.00 | 12/13/2012 10:22:43 AM |
AgentCash | $25.00 | 12/13/2012 10:23:05 AM |
gt1687c | $50.00 | 12/13/2012 10:23:18 AM |
diversification-surge | $25.00 | 12/13/2012 10:24:42 AM |
Tylerh | $250.00 | 12/13/2012 10:25:46 AM |
Hokie83 | $100.00 | 12/13/2012 10:27:44 AM |
damanq | $25.00 | 12/13/2012 10:28:49 AM |
bds9646 | $26.00 | 12/13/2012 10:30:43 AM |
cebgop | $25.00 | 12/13/2012 10:03:39 AM |
invincible-deal82 | $25.00 | 12/13/2012 10:08:52 AM |
platinum-genetics | $25.00 | 12/13/2012 10:09:17 AM |
skuba | $50.00 | 12/13/2012 10:10:09 AM |
RodBlizz42 | $29.00 | 12/13/2012 10:11:19 AM |
TCayce | $25.00 | 12/13/2012 10:16:32 AM |
sanfranciscomicro | $25.00 | 12/13/2012 10:18:04 AM |
Geldmeister | $50.00 | 12/13/2012 10:18:26 AM |
efficient-marketplace | $25.00 | 12/13/2012 10:18:49 AM |
multiplex | $50.00 | 12/13/2012 10:19:18 AM |
balance-voyager | $75.00 | 12/13/2012 10:19:31 AM |
bigballer105 | $50.00 | 12/13/2012 10:19:50 AM |
FortuneFund | $200.00 | 12/13/2012 10:19:56 AM |
intrepid-payment7 | $25.00 | 12/13/2012 10:20:24 AM |
lifegrowth | $25.00 | 12/13/2012 10:23:48 AM |
skvat | $25.00 | 12/13/2012 10:24:44 AM |
passbook | $25.00 | 12/13/2012 10:27:08 AM |
dedicated-diversification5 | $125.00 | 12/13/2012 9:29:35 AM |
sympathetic-funds818 | $50.00 | 12/13/2012 9:31:41 AM |
everythingbagel | $100.00 | 12/13/2012 9:53:15 AM |
purdue98 | $100.00 | 12/13/2012 10:09:11 AM |
minista | $25.00 | 12/13/2012 10:10:31 AM |
first-pragmatic-note | $50.00 | 12/13/2012 10:12:07 AM |
illustrado | $25.00 | 12/13/2012 10:12:24 AM |
Marfloogan | $25.00 | 12/13/2012 10:13:18 AM |
hybridatl | $25.00 | 12/13/2012 10:18:53 AM |
jbaum | $40.00 | 12/13/2012 10:20:35 AM |
keeks | $25.00 | 12/13/2012 10:20:44 AM |
totoro | $25.00 | 12/13/2012 10:24:05 AM |
Portsmouth | $25.00 | 12/13/2012 10:29:15 AM |
191 Investments
|
Borrower Payment Dependent Notes Series
679276
This series of Notes was issued and sold upon the funding of the borrower loan #79427, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Nov-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $337.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 27% |
Credit score:
| 800-819 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,703 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-lovely-yield |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debit Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Zolton | $300.00 | 11/28/2012 5:22:19 PM |
loot-prescription3 | $40.00 | 11/29/2012 5:59:59 AM |
CreditBuilder2 | $50.01 | 11/28/2012 8:13:25 PM |
wetlands | $200.00 | 11/29/2012 10:59:14 AM |
Harry | $75.00 | 11/29/2012 5:23:05 PM |
persist_in_doing | $25.00 | 11/29/2012 6:52:18 PM |
kfrench | $75.00 | 11/29/2012 6:57:16 PM |
WillyP345 | $50.00 | 11/30/2012 10:57:35 AM |
repayment-pagoda8 | $48.00 | 11/30/2012 4:17:05 PM |
ideal-peace5 | $88.00 | 11/30/2012 4:09:32 PM |
abundanceforever | $52.50 | 11/30/2012 4:26:38 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:24:13 AM |
deal-vibrato | $25.00 | 12/1/2012 1:25:26 PM |
prudent-deal662 | $25.00 | 12/1/2012 1:49:41 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:38:12 PM |
Arvicco | $400.00 | 12/3/2012 10:00:54 AM |
dukeiyer | $25.00 | 12/3/2012 10:49:07 AM |
Castellan | $50.00 | 12/4/2012 5:58:40 PM |
scrappy-bonus2 | $25.00 | 12/4/2012 6:08:13 PM |
HoosierDaddie | $76.00 | 12/5/2012 10:34:05 AM |
amicablenemesis | $50.00 | 12/5/2012 10:29:24 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:31 AM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:43 PM |
misit | $25.00 | 12/5/2012 5:31:42 PM |
SamyFromRI | $25.00 | 12/5/2012 7:06:54 PM |
caliguian | $25.00 | 12/5/2012 5:55:19 PM |
compoundinterest | $25.00 | 12/5/2012 6:03:07 PM |
Lender2895a | $125.00 | 12/6/2012 8:13:44 AM |
debtfree_lender_777 | $25.00 | 12/6/2012 10:02:26 AM |
miked8303 | $75.00 | 12/6/2012 11:31:37 AM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:26 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:21:05 AM |
wise-virtuous-vigilance | $73.00 | 12/7/2012 9:23:19 AM |
chac | $40.00 | 12/7/2012 9:47:50 AM |
first-credit-meridian | $50.00 | 12/7/2012 10:33:23 AM |
LarWit1512 | $25.00 | 12/7/2012 10:36:08 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:22 AM |
marketplace-gatherer60 | $25.00 | 12/7/2012 5:49:55 PM |
tender-integrity3 | $100.00 | 12/7/2012 5:59:24 PM |
capital-web7 | $50.00 | 12/7/2012 8:52:00 PM |
finance_mba | $25.00 | 12/8/2012 1:13:17 PM |
Aeroman32 | $25.00 | 12/8/2012 11:33:26 AM |
Investoman | $25.00 | 12/8/2012 1:12:27 PM |
nuclearmoose | $50.00 | 12/8/2012 2:13:48 PM |
newest-organic-rupee | $25.00 | 12/9/2012 9:12:57 PM |
enthralling-investment | $25.00 | 12/10/2012 9:05:52 AM |
Brain_m | $25.00 | 12/10/2012 9:17:55 AM |
chemistry220 | $25.00 | 12/10/2012 9:28:12 AM |
funds-captain4 | $50.00 | 12/10/2012 9:01:09 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:12 AM |
dignified-finance | $25.00 | 12/10/2012 11:07:47 AM |
redmumba | $50.00 | 12/11/2012 12:30:00 AM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:36 AM |
the-tsunami784 | $25.00 | 12/10/2012 10:43:08 PM |
syracuserei | $50.00 | 12/10/2012 7:53:43 PM |
a-graceful-yield | $50.00 | 12/10/2012 9:26:07 PM |
payout-optimizer1 | $50.00 | 12/11/2012 7:58:23 AM |
porter512S | $160.00 | 12/11/2012 9:41:49 AM |
cablenews | $100.00 | 12/11/2012 9:58:48 AM |
BorthersKeeper | $25.00 | 12/11/2012 6:53:58 AM |
Jalebi | $25.00 | 12/11/2012 9:21:47 AM |
pound-youngster6 | $25.00 | 12/11/2012 8:43:35 AM |
t2smoney | $25.00 | 12/11/2012 10:32:10 AM |
exciting-justice0 | $25.00 | 12/11/2012 9:24:27 AM |
velocityasaurus-rex4 | $63.00 | 12/11/2012 9:38:58 AM |
dinero-gusto9 | $25.00 | 12/11/2012 11:45:44 AM |
lostontheedge | $25.00 | 12/11/2012 10:20:15 AM |
robertd654 | $25.00 | 12/11/2012 4:07:06 PM |
IP | $25.00 | 12/11/2012 5:07:16 PM |
skeptikos | $80.00 | 12/11/2012 5:08:26 PM |
manugee | $50.00 | 12/11/2012 1:25:20 PM |
dough-arrow0 | $200.00 | 12/11/2012 5:38:06 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:27 PM |
special-dinero553 | $25.00 | 12/11/2012 5:40:30 PM |
pious-payment3 | $25.00 | 12/12/2012 4:16:03 AM |
onegr8papa | $200.00 | 12/12/2012 8:12:05 AM |
contract-amigo7 | $25.00 | 12/11/2012 6:18:29 PM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:17 AM |
glenium | $25.00 | 12/12/2012 3:57:39 AM |
urbane-deal152 | $50.00 | 12/12/2012 9:16:37 AM |
Flyinerb | $50.00 | 12/12/2012 6:34:57 AM |
impressive-yield3 | $25.00 | 12/12/2012 6:44:53 AM |
derwiki | $25.00 | 12/12/2012 10:02:42 AM |
fireboss | $25.00 | 12/12/2012 8:14:42 AM |
LeReve | $93.65 | 12/12/2012 10:10:24 AM |
awe-inspiring-commitment972 | $50.00 | 12/12/2012 9:41:28 AM |
GrommetPosse | $33.00 | 12/12/2012 9:44:51 AM |
LoanerPrincipal | $25.00 | 11/28/2012 5:14:48 PM |
octoberfresh | $25.00 | 11/28/2012 7:20:10 PM |
syrepsorp | $50.00 | 11/29/2012 9:58:57 AM |
nickel-ferret | $25.00 | 11/29/2012 10:57:11 AM |
bazaar-tulip | $25.00 | 11/29/2012 5:32:19 PM |
prudent-dough458 | $25.00 | 11/29/2012 5:26:10 PM |
greenback-judo | $50.00 | 11/29/2012 5:33:06 PM |
Plutis | $25.00 | 11/29/2012 6:12:07 PM |
franzzua | $25.00 | 11/30/2012 6:48:44 AM |
payout-motivator0 | $50.00 | 11/29/2012 6:41:13 PM |
chac | $50.00 | 11/30/2012 11:45:15 AM |
dunox | $75.00 | 11/30/2012 4:15:15 PM |
commerce-artisan8 | $50.00 | 11/30/2012 4:24:13 PM |
Mommo | $50.00 | 11/30/2012 4:04:56 PM |
kind-euro-mirth | $50.00 | 11/30/2012 4:08:28 PM |
indomitable-coin | $25.00 | 12/1/2012 12:27:13 PM |
unrivaled-deal676 | $50.00 | 12/1/2012 12:31:32 PM |
balance-force | $35.00 | 12/1/2012 1:28:06 PM |
proud-p2p848 | $50.00 | 12/2/2012 11:31:37 AM |
ahansen | $25.00 | 12/2/2012 2:15:45 PM |
supersarah61 | $25.00 | 12/2/2012 3:53:00 PM |
Fiimg | $50.00 | 12/2/2012 6:38:09 PM |
uncl-sammy | $25.00 | 12/3/2012 9:37:32 AM |
suave-durability1 | $50.00 | 12/3/2012 9:32:44 AM |
riskreward | $155.00 | 12/3/2012 9:58:18 AM |
phenomenal-rate1 | $257.00 | 12/3/2012 5:14:43 PM |
top-courteous-peso | $75.00 | 12/3/2012 5:25:06 PM |
life-is-great | $25.00 | 12/4/2012 9:49:17 AM |
knowledgeable-listing597 | $25.00 | 12/4/2012 5:06:34 PM |
qsolo | $25.00 | 12/4/2012 4:57:18 PM |
Vegasjim | $25.00 | 12/5/2012 11:19:06 AM |
penny-injector8 | $25.00 | 12/6/2012 12:06:45 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:11 AM |
california111 | $25.00 | 12/6/2012 10:21:15 AM |
order-tamale | $75.00 | 12/6/2012 5:21:29 PM |
vMbanusi | $50.00 | 12/6/2012 5:31:23 PM |
shamonn_p2p | $1,000.00 | 12/7/2012 9:55:07 AM |
_G_ | $25.00 | 12/7/2012 3:29:18 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:37:05 PM |
point-oyster5 | $25.00 | 12/7/2012 7:01:05 PM |
dime-mandolin9 | $28.00 | 12/7/2012 5:47:25 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:53:54 PM |
top-silver-american | $25.00 | 12/8/2012 12:42:55 PM |
rwm684 | $25.00 | 12/8/2012 2:00:47 PM |
commanding-treasure2 | $41.00 | 12/8/2012 1:12:54 PM |
kaykarun | $25.00 | 12/8/2012 2:08:07 PM |
auction-iris9 | $120.00 | 12/9/2012 12:39:22 PM |
antlr | $25.00 | 12/9/2012 7:43:57 PM |
boybert | $25.00 | 12/10/2012 9:32:37 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:45 AM |
jga516 | $25.00 | 12/10/2012 5:18:49 PM |
dbs | $25.00 | 12/10/2012 5:38:34 PM |
sprinter | $50.00 | 12/10/2012 4:51:28 PM |
GenerousGentleMan | $25.00 | 12/10/2012 6:25:31 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:14 PM |
responsibility-nebula1 | $50.00 | 12/10/2012 10:08:58 PM |
benjamin67 | $25.00 | 12/11/2012 10:23:58 AM |
attentive-compassion1 | $31.00 | 12/11/2012 10:36:00 AM |
commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:32 PM |
bicyclist2270 | $25.00 | 12/11/2012 2:20:49 PM |
hope-wrangler1 | $50.00 | 12/11/2012 5:13:20 PM |
power-defender7 | $50.00 | 12/11/2012 5:13:32 PM |
tranquil-greenback9 | $52.00 | 12/11/2012 5:35:12 PM |
AFairDeal | $25.00 | 12/11/2012 5:59:33 PM |
newest-payment-trapper | $62.50 | 12/11/2012 5:25:07 PM |
transparency-sequoia6 | $100.00 | 12/11/2012 5:31:53 PM |
cahjoon | $25.00 | 12/11/2012 6:30:37 PM |
Fire-your-banker | $72.34 | 12/11/2012 10:26:51 PM |
Mr_Potter | $25.00 | 12/12/2012 3:06:35 AM |
upperdeck | $25.00 | 12/11/2012 7:52:56 PM |
paladin847 | $70.00 | 12/12/2012 9:16:45 AM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:17 AM |
reinforced-reward | $25.00 | 12/12/2012 9:21:06 AM |
silver-saber | $125.00 | 12/12/2012 9:04:59 AM |
chac | $100.00 | 12/11/2012 9:47:34 PM |
top-blissful-dedication | $25.00 | 12/12/2012 9:11:03 AM |
worth-poblano9 | $200.00 | 12/12/2012 9:48:46 AM |
Josphine | $25.00 | 12/12/2012 5:11:39 AM |
chief64 | $200.00 | 12/12/2012 9:56:54 AM |
order-gondola | $25.00 | 12/12/2012 7:15:03 AM |
kbmin | $25.00 | 12/12/2012 9:35:51 AM |
sqdrew | $25.00 | 12/12/2012 9:07:15 AM |
ItNoKnot | $29.00 | 12/12/2012 9:09:53 AM |
RocketSurgeon | $25.00 | 12/12/2012 9:29:43 AM |
171 Investments
|
Borrower Payment Dependent Notes Series
679348
This series of Notes was issued and sold upon the funding of the borrower loan #79169, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Nov-28-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 18.82% |
Borrower rate/APR:
| 19.82% / 22.26% |
Monthly payment:
| $343.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.77% | | |
| |
Estimated return*:
| 12.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 53% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 13y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,946 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| No | | |
Screen name:
| greenback-saffron8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate credit card debt.
My financial situation:
I am a good candidate for this loan because...I have a good repayment history.
Monthly net income: $2982.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
deal-selector5 | $25.00 | 11/28/2012 5:30:39 PM |
paxnj | $25.00 | 11/28/2012 5:42:52 PM |
bowdish1 | $25.00 | 11/28/2012 5:25:12 PM |
kila-designer | $102.00 | 11/28/2012 6:02:31 PM |
PrimeFunding | $25.00 | 11/28/2012 6:10:49 PM |
slowgains | $25.00 | 11/29/2012 5:29:41 AM |
CreditBuilder2 | $25.06 | 11/28/2012 7:10:27 PM |
octoberfresh | $25.00 | 11/28/2012 7:20:10 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:53 AM |
nevee | $25.00 | 11/29/2012 10:06:04 AM |
windguy | $50.00 | 11/29/2012 11:09:22 AM |
gravbox | $25.00 | 11/29/2012 11:25:24 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:27:12 PM |
refined-hope3 | $25.00 | 11/29/2012 6:27:24 PM |
persist_in_doing | $25.00 | 11/29/2012 6:52:19 PM |
marwadi-62 | $200.00 | 11/30/2012 12:02:16 PM |
kulender | $100.00 | 11/30/2012 6:10:25 PM |
balance-force | $35.00 | 12/1/2012 1:28:07 PM |
tech310 | $50.00 | 12/1/2012 1:01:29 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:26 PM |
dunkard13 | $71.00 | 12/1/2012 2:17:47 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:48 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:58 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:13 PM |
Bikram | $50.00 | 12/3/2012 10:35:47 AM |
Haydn-sav | $25.00 | 12/3/2012 5:21:16 PM |
astute-benjamins | $25.00 | 12/5/2012 8:34:08 AM |
moremax | $25.00 | 12/5/2012 11:25:27 AM |
first-graceful-contract | $25.00 | 12/5/2012 5:28:34 PM |
mountain_slope | $25.00 | 12/5/2012 8:12:31 PM |
evilkats | $50.00 | 12/5/2012 6:17:26 PM |
listing-flower2 | $100.00 | 12/5/2012 9:30:40 PM |
escharfer | $25.00 | 12/5/2012 6:22:03 PM |
ethical-truth211 | $200.00 | 12/6/2012 2:16:48 AM |
wattboy | $25.00 | 12/6/2012 3:01:54 AM |
LaBamba | $100.00 | 12/6/2012 4:32:33 AM |
B2152 | $25.00 | 12/6/2012 4:41:11 AM |
Bob450 | $25.00 | 12/6/2012 7:29:33 AM |
Lender2895a | $125.00 | 12/6/2012 8:13:44 AM |
agalt | $75.00 | 12/6/2012 8:32:40 AM |
SpreadsheetSolutions | $25.00 | 12/5/2012 10:50:11 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:12 AM |
moola-monger9 | $75.00 | 12/6/2012 12:23:38 PM |
KryptonWare-com | $25.00 | 12/6/2012 5:01:13 PM |
money-bauble | $57.00 | 12/6/2012 11:03:37 AM |
Tscheddar | $25.00 | 12/6/2012 5:06:30 PM |
wwwUniversal | $25.00 | 12/6/2012 6:01:35 PM |
bewitching-dollar5 | $32.00 | 12/6/2012 6:54:53 PM |
Suit | $25.00 | 12/7/2012 8:20:54 AM |
vivacious-fund2 | $25.00 | 12/6/2012 10:17:49 PM |
kendigme | $29.90 | 12/7/2012 2:15:52 AM |
Leshan | $50.00 | 12/7/2012 7:53:54 AM |
NYBIZ | $25.00 | 12/7/2012 9:50:09 AM |
tranquil-principal435 | $50.00 | 12/7/2012 10:53:51 AM |
dough-souffle | $25.00 | 12/7/2012 10:56:23 AM |
yield-hut | $25.00 | 12/7/2012 11:17:06 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 10:58:53 AM |
keichi03 | $25.26 | 12/7/2012 2:23:40 PM |
_G_ | $25.00 | 12/7/2012 3:29:19 PM |
theaterguy | $30.00 | 12/7/2012 3:35:57 PM |
decisive-return611 | $100.00 | 12/7/2012 1:02:05 PM |
EretzCapital | $28.21 | 12/7/2012 2:59:49 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:40:15 PM |
economy-coup | $100.00 | 11/29/2012 12:56:29 AM |
aquariano2 | $25.00 | 11/28/2012 5:34:53 PM |
wetlands | $200.00 | 11/29/2012 10:59:49 AM |
repayment-pagoda8 | $100.00 | 11/29/2012 10:40:44 AM |
kind-lovely-marketplace | $50.00 | 11/29/2012 10:47:50 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:55 AM |
skillful-asset5 | $30.00 | 11/29/2012 4:40:19 PM |
natural-worth9 | $25.00 | 11/30/2012 8:20:36 AM |
franzzua | $25.00 | 11/30/2012 6:48:45 AM |
integrity-doctor | $100.00 | 11/30/2012 8:29:15 AM |
palmetto933 | $25.00 | 11/30/2012 9:46:45 AM |
persistent-dinero953 | $25.00 | 11/30/2012 11:07:50 AM |
patriot897 | $25.00 | 11/30/2012 11:07:16 AM |
dunox | $75.00 | 11/30/2012 4:15:50 PM |
riskreward | $250.00 | 11/30/2012 4:39:38 PM |
privatebanker | $25.00 | 12/1/2012 11:04:54 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:21:04 PM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:44 AM |
dukeiyer | $25.00 | 12/3/2012 9:56:26 AM |
herbyman | $50.00 | 12/3/2012 12:37:17 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:51 PM |
life-is-great | $25.00 | 12/4/2012 9:49:17 AM |
successful-agreement7 | $100.00 | 12/5/2012 10:40:57 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:43 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:07:07 AM |
tolerant-responsibility051 | $2,500.00 | 12/5/2012 10:52:35 AM |
justice-disk | $25.00 | 12/5/2012 11:52:18 AM |
hitsman | $50.00 | 12/5/2012 6:15:34 PM |
just-loyalty643 | $50.00 | 12/5/2012 7:29:10 PM |
devoider | $25.00 | 12/6/2012 9:54:04 AM |
Investoman | $25.00 | 12/6/2012 9:13:04 AM |
Ocean713 | $75.00 | 12/6/2012 11:26:28 AM |
awesome-generosity4 | $49.00 | 12/6/2012 2:33:00 PM |
32669 | $30.00 | 12/6/2012 10:36:55 AM |
Index_Plus | $4,000.00 | 12/6/2012 3:38:18 PM |
miked8303 | $75.00 | 12/6/2012 11:31:37 AM |
gpuck | $25.00 | 12/6/2012 5:32:14 PM |
transparency-river1 | $750.00 | 12/6/2012 5:33:21 PM |
Gazelles4U | $25.00 | 12/6/2012 5:34:10 PM |
compoundinterest | $25.00 | 12/6/2012 5:58:16 PM |
syracuserei | $50.00 | 12/7/2012 5:18:57 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:20 AM |
chris-heretoinvest | $25.00 | 12/7/2012 5:13:54 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:21:06 AM |
revolutionary769 | $81.77 | 12/7/2012 9:39:01 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:22 AM |
economy-equilibrium7 | $25.00 | 12/7/2012 1:57:09 PM |
villagers | $50.00 | 12/7/2012 2:07:36 PM |
Vans1975 | $31.63 | 12/7/2012 10:57:09 AM |
JGENERAL | $35.46 | 12/7/2012 3:42:30 PM |
bold-direct-asset | $50.00 | 12/7/2012 11:12:45 AM |
hyperian24 | $25.00 | 12/7/2012 11:14:10 AM |
direct-asset | $25.00 | 12/7/2012 12:50:53 PM |
ultimate-penny564 | $25.00 | 12/7/2012 4:18:22 PM |
prudent-deal662 | $25.00 | 12/7/2012 5:24:05 PM |
radiant-dollar9 | $56.71 | 12/7/2012 5:55:01 PM |
119 Investments
|
Borrower Payment Dependent Notes Series
679460
This series of Notes was issued and sold upon the funding of the borrower loan #79298, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Nov-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $572.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 4 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 11y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,973 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| No | | |
Screen name:
| Giangy70 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my credit cards in order to increase my credit score ?
My financial situation:
I am a good candidate for this loan because I always pay my debit on time! ?
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $40.32 | 11/30/2012 9:02:53 AM |
orange-preeminant-bill | $50.00 | 11/30/2012 9:43:38 AM |
Asgardian | $30.00 | 11/30/2012 9:02:43 AM |
Mucman72 | $25.00 | 11/30/2012 11:01:57 AM |
real-return | $26.00 | 11/30/2012 9:21:57 AM |
deal-selector5 | $25.00 | 11/30/2012 11:13:08 AM |
Hippo-IRA1 | $50.00 | 11/30/2012 9:21:47 AM |
AF-Chief | $25.00 | 11/30/2012 11:17:09 AM |
moola-accelerator6 | $30.00 | 11/30/2012 9:30:04 AM |
Astyanax | $30.00 | 11/30/2012 9:53:35 AM |
Feyenoord | $30.00 | 11/30/2012 10:02:26 AM |
real-return2 | $26.00 | 11/30/2012 10:08:34 AM |
Banker2OO7 | $75.00 | 11/30/2012 11:58:42 AM |
On-an-Escapade | $25.00 | 11/30/2012 12:04:11 PM |
deal-marauder6 | $25.00 | 11/30/2012 10:25:51 AM |
scholarly-order6 | $25.00 | 11/30/2012 12:09:31 PM |
USMC0311 | $25.00 | 11/30/2012 10:30:50 AM |
five-star-note | $50.00 | 11/30/2012 12:15:31 PM |
Cookstersalibi | $25.00 | 11/30/2012 12:32:32 PM |
108lender | $89.00 | 11/30/2012 10:54:55 AM |
thehousewife | $50.00 | 11/30/2012 10:56:25 AM |
brightest-riveting-order | $25.00 | 11/30/2012 11:06:41 AM |
enthusiastic-balance5 | $100.00 | 11/30/2012 1:19:26 PM |
01a_MrsUSC | $50.00 | 11/30/2012 1:20:03 PM |
exchange-squirrel | $200.00 | 11/30/2012 11:18:14 AM |
01a_MrUSC_IRA | $50.00 | 11/30/2012 1:30:23 PM |
respectful-dough429 | $25.00 | 11/30/2012 1:46:15 PM |
mrxtravis | $25.00 | 11/30/2012 11:30:55 AM |
Dont_Worry_Be_Happy | $25.00 | 11/30/2012 1:53:55 PM |
WalnutCreekguy | $50.00 | 11/30/2012 11:38:32 AM |
luv4cycling | $50.00 | 11/30/2012 12:08:02 PM |
RGlad | $65.00 | 11/30/2012 12:18:42 PM |
well-rounded-dinero | $25.00 | 11/30/2012 12:23:08 PM |
cashhelp | $30.00 | 11/30/2012 12:50:48 PM |
peace-adventurer3 | $80.00 | 11/30/2012 12:33:53 PM |
open-minded-p2p1 | $25.00 | 11/30/2012 2:30:32 PM |
DiligentiaLLC | $150.00 | 11/30/2012 3:06:03 PM |
Risk4Reward | $25.00 | 11/30/2012 4:02:19 PM |
E-2 | $100.00 | 11/30/2012 4:14:43 PM |
transaction-seahorse0 | $25.00 | 11/30/2012 4:38:36 PM |
kenji4861 | $25.00 | 11/30/2012 5:01:12 PM |
amlu1988 | $25.00 | 11/30/2012 9:24:10 PM |
knee_caps | $25.00 | 11/30/2012 5:18:37 PM |
HRVRfunding | $120.81 | 11/30/2012 11:41:30 PM |
payment-halo | $35.00 | 11/30/2012 6:02:50 PM |
money-to-bless | $25.00 | 11/30/2012 5:56:48 PM |
dynrep | $35.00 | 11/30/2012 6:05:54 PM |
restless-dime | $100.00 | 11/30/2012 7:18:27 PM |
CA-Lender | $25.00 | 12/1/2012 9:38:19 AM |
the-respectful-transaction | $25.00 | 12/1/2012 9:58:13 AM |
Bank42 | $25.00 | 12/1/2012 10:11:53 AM |
benefit-trident | $25.00 | 12/1/2012 5:29:49 AM |
loan-master1 | $25.00 | 12/1/2012 7:39:55 AM |
Charlie010 | $50.00 | 12/1/2012 9:36:33 AM |
valiant-money | $40.00 | 12/1/2012 1:04:27 PM |
virtuous-repayment | $25.00 | 12/1/2012 1:20:26 PM |
nuetron | $25.00 | 12/1/2012 2:27:13 PM |
wormdc | $25.00 | 12/1/2012 2:45:39 PM |
first-graceful-contract | $25.00 | 12/1/2012 8:11:22 PM |
atlas100 | $25.00 | 12/1/2012 9:13:21 PM |
kind-important-liberty9 | $25.00 | 12/1/2012 10:37:19 PM |
vigorous-market5 | $39.00 | 12/1/2012 2:27:35 PM |
foofightee | $25.00 | 12/2/2012 7:54:20 AM |
jmeasn | $150.00 | 12/2/2012 1:54:52 PM |
cmg891 | $50.00 | 12/3/2012 5:55:52 AM |
first-serene-credit | $25.00 | 12/3/2012 9:14:45 AM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:27:10 AM |
CincyTex | $50.00 | 12/3/2012 5:26:11 AM |
JonDough | $50.00 | 12/3/2012 9:13:05 AM |
augi_enterprises | $25.00 | 12/3/2012 3:59:06 PM |
investor-mike | $25.00 | 12/3/2012 11:57:53 AM |
arenangelchild | $50.30 | 12/3/2012 3:31:02 PM |
broker048 | $50.00 | 12/3/2012 9:13:44 PM |
treasure-hunter270 | $50.00 | 12/4/2012 7:48:43 AM |
ronin4sale | $25.00 | 12/4/2012 4:53:20 AM |
investment-comet | $25.00 | 12/4/2012 7:13:52 AM |
Masdevallia | $25.00 | 12/4/2012 10:04:32 AM |
nickel-speaker6 | $25.00 | 12/4/2012 1:52:57 PM |
voipguy88 | $50.00 | 12/4/2012 10:52:25 AM |
PFTLender | $25.00 | 12/4/2012 3:05:50 PM |
supersarah61 | $25.00 | 12/4/2012 1:27:32 PM |
cognizant-integrity72 | $50.00 | 12/4/2012 4:13:49 PM |
blue-dollar-viking | $75.00 | 12/5/2012 5:59:56 AM |
PoundSmart | $25.00 | 12/4/2012 8:36:43 PM |
PXM-Financial | $75.00 | 12/5/2012 9:28:35 AM |
bright-idea11 | $25.00 | 12/5/2012 10:49:00 AM |
finance-amusement4 | $100.00 | 12/5/2012 10:08:40 AM |
YampaQuant | $25.00 | 12/5/2012 10:27:43 AM |
just-point | $32.14 | 12/5/2012 10:45:34 AM |
Nojukbong | $50.00 | 12/5/2012 4:25:57 PM |
trying2survive2 | $25.00 | 12/5/2012 5:26:58 PM |
compassion-paladin042 | $25.00 | 12/5/2012 12:16:33 PM |
thoughtful-contract984 | $25.00 | 12/5/2012 5:15:42 PM |
compatible-deal9 | $25.00 | 12/5/2012 4:46:52 PM |
green-loyalty-web | $25.00 | 12/5/2012 5:33:46 PM |
Investor_DP | $200.00 | 12/5/2012 5:46:50 PM |
grammaspurse | $25.00 | 12/5/2012 10:07:39 PM |
hokee | $25.00 | 12/6/2012 5:08:31 AM |
elog238 | $25.00 | 12/6/2012 6:45:55 AM |
Jack-Sparrow | $25.00 | 12/6/2012 7:00:44 AM |
just-loyalty643 | $50.00 | 12/5/2012 7:21:49 PM |
benefit-flow | $50.00 | 12/5/2012 6:41:17 PM |
SpreadsheetSolutions | $25.00 | 12/5/2012 10:09:23 PM |
power-lightning9 | $25.00 | 12/5/2012 7:22:46 PM |
nimble-dedication1 | $50.00 | 12/5/2012 7:26:12 PM |
MoneyBadger | $25.00 | 12/6/2012 5:28:20 AM |
hope-candy1 | $75.00 | 12/6/2012 7:33:38 AM |
engineering-wealth | $50.00 | 12/6/2012 10:17:47 AM |
payout-paladin3 | $150.00 | 12/6/2012 10:19:33 AM |
communicator838 | $30.76 | 12/6/2012 5:33:33 PM |
Leshan | $88.82 | 12/6/2012 3:58:56 PM |
benefit-javelin | $50.00 | 12/6/2012 11:38:47 AM |
sillyb | $50.00 | 12/6/2012 7:40:59 PM |
amc3 | $37.38 | 12/7/2012 12:18:09 AM |
zipemdown | $25.00 | 12/6/2012 6:06:04 PM |
Laissez-faire | $25.00 | 12/6/2012 7:57:13 PM |
point-hunter4 | $25.00 | 12/6/2012 6:16:00 PM |
hml | $50.00 | 12/6/2012 11:35:04 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 4:26:24 PM |
decisive-return611 | $100.00 | 12/7/2012 1:02:12 PM |
investmentgroup | $50.00 | 12/7/2012 11:43:03 AM |
mainsail35 | $123.14 | 12/7/2012 12:24:24 PM |
tommymtg7 | $25.00 | 12/7/2012 5:21:58 PM |
valiant-return584 | $50.00 | 12/7/2012 6:10:42 PM |
jpac1066 | $25.00 | 12/8/2012 5:13:40 AM |
Peleadona | $25.00 | 12/7/2012 7:10:08 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:55 PM |
innovator10 | $500.00 | 12/8/2012 12:13:19 PM |
forceful-note8 | $50.00 | 12/8/2012 12:32:41 PM |
loan-fate | $50.00 | 12/8/2012 12:02:14 PM |
dominickf | $50.00 | 12/8/2012 2:08:34 PM |
liberty-magnate | $25.00 | 12/9/2012 10:17:48 AM |
youngster50 | $25.00 | 12/8/2012 6:11:18 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:32 PM |
Chill99 | $25.00 | 12/8/2012 11:48:38 PM |
wwwUniversal | $25.00 | 12/9/2012 12:08:29 PM |
nimble-money086 | $25.00 | 12/9/2012 11:21:03 AM |
ElPadrino0 | $25.00 | 12/9/2012 9:39:10 PM |
spry-credit269 | $100.00 | 12/10/2012 4:33:18 AM |
quantum_leap | $30.63 | 12/10/2012 8:42:15 AM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:25 PM |
dynamic-capital | $25.00 | 12/9/2012 5:26:14 PM |
helpyougrow | $25.00 | 12/9/2012 10:20:20 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:53 AM |
jubilant-agreement0 | $25.00 | 12/10/2012 12:44:43 PM |
EretzCapital | $50.00 | 12/10/2012 3:55:27 PM |
helping-out | $1,539.30 | 12/10/2012 4:14:12 PM |
transparency-position | $212.00 | 11/30/2012 9:03:49 AM |
moneylender25 | $25.00 | 11/30/2012 9:22:13 AM |
marwadi-62 | $500.00 | 11/30/2012 10:26:22 AM |
handy-justice | $50.00 | 11/30/2012 9:02:52 AM |
trumpeter5 | $25.00 | 11/30/2012 9:20:06 AM |
Fitiwalt7 | $25.00 | 11/30/2012 11:12:49 AM |
XP | $25.00 | 11/30/2012 9:26:45 AM |
return-point2 | $100.00 | 11/30/2012 11:28:24 AM |
corndog4000 | $60.00 | 11/30/2012 9:50:49 AM |
daw1878 | $25.00 | 11/30/2012 10:01:41 AM |
missing-link | $25.00 | 11/30/2012 10:08:36 AM |
FinanceEngine | $60.00 | 11/30/2012 10:46:44 AM |
thankful-nickel2 | $25.00 | 11/30/2012 10:55:05 AM |
money-baron-roth-IRA | $50.00 | 11/30/2012 12:20:11 PM |
octoberfresh | $25.00 | 11/30/2012 11:09:47 AM |
Horse-Lender | $25.05 | 11/30/2012 12:51:57 PM |
money-baron-Roth401k | $25.00 | 11/30/2012 11:20:40 AM |
formula842 | $25.00 | 11/30/2012 11:37:51 AM |
Forward-Looking | $25.00 | 11/30/2012 11:40:08 AM |
LaGrangeLender | $60.00 | 11/30/2012 11:41:15 AM |
seabassx | $25.00 | 11/30/2012 12:02:18 PM |
grnii78 | $175.00 | 11/30/2012 12:20:39 PM |
Assets-Up | $25.00 | 11/30/2012 1:18:19 PM |
Whitey | $35.00 | 11/30/2012 6:58:45 PM |
RussianInvestor | $26.52 | 11/30/2012 8:06:09 PM |
janeybooboo | $50.00 | 11/30/2012 6:18:31 PM |
LittleMingo | $40.00 | 11/30/2012 6:19:48 PM |
promise2 | $54.29 | 12/1/2012 10:40:13 AM |
chererat | $25.00 | 12/1/2012 11:57:38 AM |
commerce-venture1 | $25.00 | 11/30/2012 11:04:09 PM |
economy-popcorn | $25.00 | 12/1/2012 5:38:59 AM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:29 AM |
Wrats6 | $25.00 | 12/1/2012 12:06:32 PM |
orange-useful-revenue | $25.00 | 12/1/2012 12:05:28 PM |
purposeful-durability8 | $100.00 | 12/1/2012 12:41:53 PM |
1313mark1313 | $80.08 | 12/1/2012 12:46:10 PM |
balance-force | $35.00 | 12/1/2012 1:28:14 PM |
supertux | $25.02 | 12/1/2012 1:37:35 PM |
dollar-tornado3 | $25.00 | 12/2/2012 5:14:10 AM |
mikeandcat | $50.00 | 12/1/2012 4:23:03 PM |
brightest-organized-balance | $25.00 | 12/1/2012 10:28:07 PM |
MangoHedge | $25.00 | 12/2/2012 8:49:41 AM |
payment-chief9 | $25.00 | 12/2/2012 9:46:36 PM |
ResQDoc | $25.00 | 12/2/2012 10:58:17 PM |
investment-wildcat0 | $25.00 | 12/3/2012 12:17:07 AM |
Big_Z_Loans | $200.00 | 12/2/2012 4:40:54 PM |
workorbe | $50.00 | 12/2/2012 7:06:11 PM |
smart-transparency099 | $25.00 | 12/2/2012 10:22:53 PM |
successful-agreement7 | $100.00 | 12/3/2012 9:38:04 AM |
moola-cell3 | $34.99 | 12/3/2012 7:41:11 AM |
gauss02 | $25.00 | 12/3/2012 4:06:16 PM |
preventivepestcontrol | $25.00 | 12/3/2012 10:18:55 AM |
power-secret-agent | $25.00 | 12/3/2012 5:40:14 PM |
evilkats | $50.00 | 12/4/2012 7:28:22 AM |
Socorro_Capital_Partners | $25.01 | 12/4/2012 8:33:46 AM |
upbeat-wealth | $25.00 | 12/3/2012 7:43:15 PM |
Brisket_Bob | $25.09 | 12/4/2012 6:30:12 AM |
friendinmoney | $25.00 | 12/4/2012 6:37:28 AM |
jybank | $59.00 | 12/4/2012 11:20:07 AM |
Elefunt | $25.00 | 12/4/2012 10:10:04 AM |
integrity-doctor | $100.00 | 12/4/2012 1:02:01 PM |
market-prophesy0 | $25.00 | 12/4/2012 1:25:17 PM |
dollar-vibraphone4 | $50.00 | 12/4/2012 5:44:41 PM |
mountain_slope | $25.00 | 12/4/2012 3:19:42 PM |
farmn | $25.00 | 12/4/2012 6:38:06 PM |
Horse-Lender | $25.00 | 12/4/2012 7:17:06 PM |
unger | $150.00 | 12/4/2012 7:15:43 PM |
peso-dancer3 | $25.00 | 12/4/2012 7:18:48 PM |
enchanted-diversification496 | $47.00 | 12/5/2012 9:51:12 AM |
tolerant-currency6 | $25.00 | 12/5/2012 12:52:41 PM |
agalt | $60.00 | 12/5/2012 11:02:56 AM |
Tscheddar | $25.00 | 12/5/2012 11:32:38 AM |
EFS | $500.00 | 12/5/2012 11:41:21 AM |
dcm6276 | $25.00 | 12/5/2012 8:57:41 PM |
palm864 | $25.00 | 12/5/2012 6:48:46 PM |
Lender2895a | $125.00 | 12/6/2012 8:13:53 AM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:28 AM |
Macbethofscots | $25.00 | 12/6/2012 9:23:31 AM |
Earnest_Money | $25.00 | 12/5/2012 8:21:07 PM |
cozy-principal883 | $25.80 | 12/6/2012 6:19:08 AM |
triumphant-point5 | $50.00 | 12/6/2012 7:57:12 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:00 AM |
ethicalhumanist | $50.00 | 12/6/2012 9:36:58 AM |
kermitdafrog | $25.00 | 12/6/2012 9:17:26 AM |
extraordinary-dollar7 | $56.55 | 12/6/2012 10:52:55 AM |
Ocean713 | $75.00 | 12/6/2012 11:19:03 AM |
awesome-rate640 | $50.00 | 12/6/2012 4:00:27 PM |
theaterguy | $25.00 | 12/6/2012 4:58:51 PM |
invincible-wampum3 | $50.00 | 12/6/2012 3:57:27 PM |
abundant-euro0 | $40.00 | 12/6/2012 4:22:21 PM |
ingenious-currency8 | $100.00 | 12/6/2012 4:21:21 PM |
Skatingbear | $100.00 | 12/6/2012 8:36:28 PM |
Zorro_970 | $100.00 | 12/6/2012 5:40:04 PM |
pinkblisslove | $25.00 | 12/7/2012 12:04:05 AM |
rbgnr111 | $25.00 | 12/6/2012 6:45:36 PM |
blackfur | $25.00 | 12/7/2012 10:12:15 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:19 AM |
Zion-CIF | $25.00 | 12/7/2012 12:12:15 PM |
accomplishment981 | $50.00 | 12/7/2012 5:07:57 PM |
Sunshine2222 | $25.00 | 12/7/2012 3:19:57 PM |
Reputation1 | $25.00 | 12/7/2012 5:49:59 PM |
sunny-benefit0 | $25.00 | 12/7/2012 7:02:21 PM |
contract-amigo7 | $25.00 | 12/8/2012 9:09:33 AM |
vutah | $45.00 | 12/8/2012 2:13:40 AM |
mlm_invests | $40.00 | 12/9/2012 10:00:45 AM |
punctual-fund | $25.00 | 12/9/2012 5:12:56 PM |
asset-sprout | $25.00 | 12/10/2012 4:04:48 AM |
lucrative-durability | $25.00 | 12/10/2012 4:13:15 AM |
Rip128 | $50.00 | 12/10/2012 5:24:43 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:24 AM |
1NiceLender | $25.00 | 12/10/2012 9:42:25 AM |
subtle-bill727 | $25.00 | 12/10/2012 9:56:16 AM |
payout-paladin3 | $350.00 | 12/10/2012 12:39:15 PM |
money-atizer | $25.00 | 12/10/2012 11:58:38 AM |
261 Investments
|
Borrower Payment Dependent Notes Series
679692
This series of Notes was issued and sold upon the funding of the borrower loan #79096, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Nov-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
13 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,715 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dough-sergeant487 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because.I have never defaulted on any financial obligation,maintain a good credit rating,own my own home and am part owner of a business . All expenses
Monthly net income: $3500
Monthly expenses: $3180
Housing: $1350
Insurance: $130
Car expenses: $200
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $350
Clothing, household expenses: 300
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 11/29/2012 9:02:55 PM |
Danjack_Capital | $25.00 | 11/29/2012 6:04:45 PM |
InChicago | $80.04 | 11/29/2012 5:05:56 PM |
riveting-credit5 | $25.00 | 11/29/2012 5:23:29 PM |
berniemadeoff | $50.00 | 11/29/2012 7:02:48 PM |
transparency-position | $75.00 | 11/29/2012 7:30:44 PM |
worthy-bid8 | $100.00 | 11/30/2012 9:44:33 AM |
professional-dinero753 | $25.00 | 11/30/2012 5:57:49 AM |
stock106 | $25.00 | 12/1/2012 7:45:50 AM |
LuvToLend | $25.00 | 12/1/2012 2:17:30 PM |
octoberfresh | $25.00 | 12/1/2012 1:50:53 PM |
exponential-fairness2 | $50.00 | 12/2/2012 10:15:34 AM |
graceful-investment | $106.00 | 12/2/2012 2:34:06 PM |
melodious-openness | $200.00 | 12/3/2012 7:19:13 PM |
credible-responsibility022 | $25.00 | 12/4/2012 10:28:18 AM |
CA-Lender | $50.00 | 12/4/2012 2:04:47 PM |
platinum-scientist9 | $25.00 | 12/5/2012 3:01:18 PM |
graceful-D4Sinvestment | $50.00 | 12/5/2012 7:43:54 PM |
banker34 | $100.00 | 12/6/2012 9:43:59 AM |
340 | $25.00 | 12/7/2012 10:15:00 AM |
businessbroker101 | $50.00 | 12/7/2012 9:58:29 AM |
coin-kin | $25.00 | 12/7/2012 10:56:15 AM |
graceful-balance3 | $181.99 | 12/7/2012 10:36:06 AM |
340IRA | $25.00 | 12/7/2012 10:15:10 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:13 AM |
proud-pound4 | $25.00 | 12/7/2012 10:18:00 AM |
green-loyalty-web | $25.00 | 12/7/2012 10:22:20 AM |
first-lovely-dollar | $100.00 | 12/7/2012 11:56:05 AM |
dannycarter10 | $25.00 | 12/7/2012 1:56:28 PM |
Masdevallia | $25.00 | 12/7/2012 12:36:24 PM |
theaterguy | $30.00 | 12/7/2012 3:40:53 PM |
stable-cash4 | $25.00 | 12/7/2012 3:12:35 PM |
treasure-coyote3 | $25.00 | 12/7/2012 7:24:58 PM |
wyobeads | $25.00 | 12/7/2012 9:29:48 PM |
slowgains | $25.00 | 12/7/2012 6:26:37 PM |
banker34 | $36.03 | 12/7/2012 11:54:02 PM |
forthright-trade | $35.00 | 12/8/2012 12:04:46 PM |
finance-upholder3 | $25.00 | 12/8/2012 4:47:25 AM |
mammalian4 | $25.00 | 12/8/2012 12:54:38 PM |
banker34 | $75.00 | 12/8/2012 1:11:02 PM |
Engineer44 | $25.00 | 12/8/2012 4:11:37 PM |
credit-bliss8 | $25.00 | 12/8/2012 2:19:59 PM |
I-Believe-In-You | $4.69 | 12/8/2012 8:01:30 PM |
SV-AZ | $26.08 | 12/8/2012 5:27:29 PM |
vutah | $35.00 | 11/29/2012 5:51:15 PM |
restless-dime | $200.00 | 11/29/2012 5:51:39 PM |
benjamins-rumbler | $50.00 | 11/30/2012 9:46:04 AM |
nevee | $25.00 | 11/30/2012 11:47:44 AM |
cah1942 | $25.00 | 11/30/2012 3:07:58 PM |
payment-halo | $25.00 | 11/30/2012 8:35:57 PM |
diplomatic-wealth7 | $25.00 | 12/1/2012 1:18:28 PM |
let_me_retire | $50.00 | 12/2/2012 11:51:46 PM |
social-heart | $25.00 | 12/6/2012 10:11:30 AM |
ethical-truth211 | $200.00 | 12/7/2012 7:00:56 AM |
britches318 | $500.00 | 12/7/2012 8:52:07 AM |
worth-shower8 | $100.00 | 12/7/2012 10:18:30 AM |
return-rocket9 | $50.00 | 12/7/2012 11:26:15 AM |
Navy_Wife_Retired | $59.89 | 12/7/2012 11:42:48 AM |
trident8 | $25.00 | 12/7/2012 6:00:39 PM |
favorite-commerce | $50.00 | 12/7/2012 5:23:02 PM |
sunny-benefit0 | $25.00 | 12/7/2012 6:56:38 PM |
CART-Edison | $25.00 | 12/8/2012 5:57:33 AM |
boogienation | $25.00 | 12/8/2012 7:46:54 AM |
adamdroker | $25.00 | 12/7/2012 8:04:20 PM |
revolutionary769 | $35.55 | 12/8/2012 8:40:46 AM |
contract-amigo7 | $25.00 | 12/8/2012 9:03:51 AM |
oxnard | $25.00 | 12/8/2012 11:00:29 AM |
One_Lolo | $25.00 | 12/8/2012 7:49:20 AM |
depalma13 | $25.00 | 12/8/2012 11:49:38 AM |
blue-dollar-viking | $75.00 | 12/8/2012 12:56:25 PM |
sgt-schultz | $30.00 | 12/8/2012 1:11:35 PM |
courteous-p2ploan95 | $32.48 | 12/8/2012 7:22:52 PM |
cd3333 | $25.00 | 12/8/2012 2:33:34 PM |
docjulia | $50.00 | 12/8/2012 1:59:25 PM |
elog238 | $25.00 | 12/8/2012 6:34:51 PM |
keichi03 | $25.00 | 12/8/2012 4:10:41 PM |
EretzCapital | $32.25 | 12/8/2012 5:20:05 PM |
77 Investments
|
Borrower Payment Dependent Notes Series
679726
This series of Notes was issued and sold upon the funding of the borrower loan #78855, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Nov-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $200.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $409 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| KansasPro |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to pay for my out of pocket expenses for knee surgery, paying off a $500 credit card balance and about $1000 of needed car maintenence.
My financial situation:
I am a good candidate for this loan because I have been in my field of work for 15 years and have very good job stability and I make a comfortable income (64K + 15% bonus). I'm 2 years out of a chapter 7 bankrupcy and had to file as a result of a divorce and the real estate market crashing. I have downsized my lifestyle to the current expenses listed below, which will easily allow me to make the monthly payments. Previous to those life changing events, I had a 740 credit score and no late pays on my credit report. Currently I am rebuilding my credit and would like the chance to prove myself once again.
Monthly net income: $3374
Monthly expenses: $2105
Housing: $745
Insurance: $55
Car expenses: $250
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $150
Credit cards and other loans: $0
Other expenses: Gas - $225
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 11/30/2012 1:03:40 PM |
InChicago | $80.04 | 11/29/2012 5:05:08 PM |
WalnutCreekguy | $50.00 | 11/29/2012 5:21:06 PM |
LuvToLend | $25.00 | 11/30/2012 5:42:47 PM |
kind-lovely-marketplace | $50.00 | 11/30/2012 4:21:53 PM |
Investor_DP | $162.00 | 12/1/2012 1:07:36 PM |
d2vid | $96.80 | 12/1/2012 4:50:25 PM |
new-start18100 | $25.00 | 12/2/2012 1:05:06 PM |
jebber007 | $30.29 | 12/2/2012 7:08:49 PM |
zorg77 | $25.00 | 12/3/2012 4:51:50 AM |
engaging-repayment8 | $25.00 | 12/3/2012 11:41:44 AM |
responsible-worth113 | $30.00 | 12/3/2012 3:10:37 PM |
Haydn-sav | $25.00 | 12/3/2012 5:21:17 PM |
DreisersFinancier | $50.00 | 12/4/2012 10:12:41 AM |
PFTLender | $25.00 | 12/4/2012 3:05:45 PM |
Tscheddar | $25.00 | 12/6/2012 5:49:30 AM |
Weaverville | $25.00 | 12/5/2012 8:41:50 PM |
Zorro_970 | $100.00 | 12/6/2012 5:40:01 PM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:34 AM |
dannycarter10 | $25.00 | 12/7/2012 1:56:37 PM |
valiant-return584 | $50.00 | 12/7/2012 6:10:38 PM |
wise-repayment-seeker | $25.00 | 12/8/2012 9:35:48 AM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:53 PM |
simplelender80 | $75.00 | 12/9/2012 2:00:45 PM |
point-elm789 | $100.00 | 12/9/2012 1:13:24 PM |
Miami | $25.00 | 12/10/2012 9:40:07 AM |
ethical-truth211 | $300.00 | 12/10/2012 3:57:45 PM |
kulender | $50.00 | 12/10/2012 5:27:52 PM |
ovva | $25.00 | 12/10/2012 6:06:18 PM |
ferocious-exchange3 | $50.00 | 12/10/2012 9:42:10 PM |
justasoldier | $100.00 | 12/10/2012 10:17:04 PM |
red-sharp-auction | $100.00 | 12/10/2012 9:53:05 PM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:48 AM |
Trondheim_Norway | $100.00 | 12/11/2012 1:29:13 AM |
DaiUy | $25.00 | 12/11/2012 9:22:17 AM |
careful-vigilance4 | $25.00 | 12/11/2012 9:28:29 AM |
thelovebug | $59.00 | 12/11/2012 9:35:57 AM |
commerce-venture1 | $25.00 | 12/11/2012 9:11:13 AM |
truth-companion | $25.00 | 12/11/2012 10:45:57 AM |
kind-credit-bear | $200.00 | 12/11/2012 11:32:59 AM |
newest-bid-britches | $100.00 | 12/11/2012 10:50:26 AM |
MatrixAssetsLLC | $100.00 | 12/11/2012 10:30:51 AM |
ethical-truth211 | $486.95 | 12/11/2012 1:39:30 PM |
handy-justice | $50.00 | 11/29/2012 5:09:49 PM |
open-minded-p2p1 | $25.00 | 11/29/2012 5:26:17 PM |
return-point2 | $100.00 | 11/29/2012 5:33:34 PM |
cattlebaron | $100.00 | 11/29/2012 8:44:22 PM |
transaction-seahorse0 | $25.00 | 11/30/2012 4:38:34 PM |
asset-professor | $35.00 | 11/30/2012 5:34:16 PM |
E-2 | $100.00 | 11/30/2012 4:14:42 PM |
successful-agreement7 | $100.00 | 11/30/2012 4:21:10 PM |
kenji4861 | $25.00 | 11/30/2012 5:01:08 PM |
toblerone | $25.00 | 11/30/2012 6:03:47 PM |
Kaj | $25.00 | 11/30/2012 6:18:06 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:27 AM |
YampaQuant | $25.00 | 12/5/2012 10:23:20 AM |
Monarch49 | $25.00 | 12/6/2012 9:25:25 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:21:56 AM |
zipemdown | $25.00 | 12/6/2012 6:05:51 PM |
power-spartan5 | $25.00 | 12/7/2012 10:44:13 AM |
decisive-return611 | $100.00 | 12/7/2012 1:02:10 PM |
dominickf | $50.00 | 12/8/2012 2:08:31 PM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:50 AM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:23 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:51 AM |
deal-selector5 | $25.00 | 12/10/2012 4:30:25 PM |
grf1945 | $40.00 | 12/10/2012 5:23:24 PM |
mlj0671 | $250.00 | 12/10/2012 9:09:13 PM |
green-safe-wampum | $50.00 | 12/11/2012 8:13:29 AM |
850 | $50.00 | 12/10/2012 11:01:12 PM |
madigan | $200.00 | 12/10/2012 8:50:31 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:25 PM |
Odyssey77 | $25.00 | 12/11/2012 9:22:04 AM |
ttnk62918 | $25.00 | 12/11/2012 9:25:00 AM |
jwill2172 | $30.92 | 12/11/2012 11:32:52 AM |
Kyileo | $25.00 | 12/11/2012 11:44:46 AM |
digipak78 | $49.00 | 12/11/2012 11:08:29 AM |
red-active-note | $25.00 | 12/11/2012 12:09:16 PM |
k219824 | $100.00 | 12/11/2012 1:12:08 PM |
79 Investments
|
Borrower Payment Dependent Notes Series
679852
This series of Notes was issued and sold upon the funding of the borrower loan #79102, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Nov-29-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 16.97% |
Borrower rate/APR:
| 17.97% / 20.37% |
Monthly payment:
| $253.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 11.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 39% |
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,743 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pure-auction9 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate credit card debt in order to pay it off faster.
My financial situation:
I am a good candidate for this loan because...I work full time and pay my bills on time. I am looking to consolidate debt to improve my financial situation and hopefully be debt free in 5 years.
Monthly net income: $3100
Monthly expenses: $100
Housing: $860
Insurance: $100
Car expenses: $494
Utilities: $200
Phone, cable, internet: $
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CreditBuilder2 | $25.06 | 11/29/2012 9:02:59 AM |
axl163 | $25.00 | 11/29/2012 10:23:57 AM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:54 AM |
bowdish1 | $25.00 | 11/29/2012 9:37:15 AM |
kind-lovely-marketplace | $50.00 | 11/29/2012 10:47:51 AM |
credit-adventurer313 | $25.00 | 11/29/2012 9:42:05 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:58 AM |
octoberfresh | $25.00 | 11/29/2012 10:37:05 AM |
repayment-pagoda8 | $100.00 | 11/29/2012 10:40:44 AM |
wetlands | $200.00 | 11/29/2012 10:59:49 AM |
creditjunky | $100.00 | 11/29/2012 11:18:45 AM |
gravbox | $25.00 | 11/29/2012 6:23:08 PM |
franzzua | $25.00 | 11/30/2012 6:48:46 AM |
integrity-doctor | $100.00 | 11/30/2012 8:28:38 AM |
CougarRoar | $25.00 | 11/30/2012 3:49:38 PM |
riskreward | $250.00 | 11/30/2012 4:39:38 PM |
ucantbeetit | $25.00 | 12/1/2012 1:10:30 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:29 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:58 PM |
economy-caper9 | $25.00 | 12/4/2012 7:23:02 AM |
buddy486 | $25.00 | 12/4/2012 1:05:09 PM |
dunox | $75.00 | 12/5/2012 10:36:40 AM |
successful-agreement7 | $73.00 | 12/5/2012 10:40:58 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:44 AM |
astute-benjamins | $25.00 | 12/5/2012 2:45:37 PM |
listing-flower2 | $100.00 | 12/5/2012 9:40:06 PM |
Lender2895a | $125.00 | 12/6/2012 8:13:44 AM |
KryptonWare-com | $25.00 | 12/6/2012 5:01:14 PM |
money-bauble | $100.00 | 12/6/2012 6:32:26 PM |
compoundinterest | $25.00 | 12/6/2012 5:58:16 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:46:44 AM |
availableloan | $25.00 | 12/6/2012 6:53:13 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:21 AM |
Investoman | $25.00 | 12/7/2012 9:01:09 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:21:06 AM |
fund-blackberry6 | $25.00 | 12/7/2012 10:53:45 AM |
villagers | $50.00 | 12/7/2012 2:07:36 PM |
zchamilton | $50.00 | 12/7/2012 11:32:46 AM |
3_boyz | $50.00 | 12/7/2012 2:12:59 PM |
hope-wrangler1 | $50.00 | 12/7/2012 2:02:24 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:13 PM |
auction-iris9 | $120.00 | 12/7/2012 6:17:46 PM |
entertaining-revenue4 | $50.00 | 12/7/2012 6:49:36 PM |
meoates1 | $25.00 | 12/8/2012 8:02:42 AM |
wildanne | $50.00 | 12/8/2012 12:17:07 PM |
value-caravan | $25.00 | 12/9/2012 11:59:55 AM |
Munnie | $25.00 | 12/9/2012 6:38:47 AM |
quickstep | $151.00 | 12/9/2012 12:46:40 PM |
creative-worth2 | $25.00 | 12/8/2012 11:38:31 PM |
objective-investor | $250.00 | 12/9/2012 12:10:29 PM |
Darts | $50.00 | 12/9/2012 5:43:27 PM |
antlr | $25.00 | 12/9/2012 7:43:58 PM |
vivacious-fund2 | $25.00 | 12/9/2012 5:07:42 PM |
simplelender80 | $75.00 | 12/9/2012 2:00:29 PM |
newest-organic-rupee | $66.00 | 12/9/2012 9:07:12 PM |
spry-credit269 | $150.00 | 12/10/2012 4:20:41 AM |
Nco | $100.00 | 11/29/2012 9:21:30 AM |
tolerant-dime2 | $25.00 | 11/29/2012 9:21:12 AM |
nevee | $25.00 | 11/29/2012 10:06:04 AM |
deal-selector5 | $25.00 | 11/29/2012 10:06:46 AM |
EngineersAlliance | $100.00 | 11/29/2012 10:31:06 AM |
cash-mad-scientist3 | $25.00 | 11/29/2012 10:50:59 AM |
skillful-asset5 | $30.00 | 11/29/2012 4:33:08 PM |
janeybooboo | $100.00 | 11/29/2012 11:07:48 AM |
ready-interest9 | $25.00 | 11/29/2012 11:21:04 AM |
glimmering-liberty616 | $25.00 | 11/29/2012 11:21:42 AM |
windguy | $50.00 | 11/29/2012 11:09:22 AM |
xrycac | $25.00 | 11/29/2012 11:09:48 AM |
gotjack-IRA | $150.00 | 11/30/2012 5:43:48 PM |
TackingWindward | $25.00 | 12/1/2012 9:12:36 AM |
natural-worth9 | $100.00 | 12/1/2012 5:10:57 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:48 PM |
unforgettable-return6 | $25.00 | 12/4/2012 8:35:38 AM |
tech310 | $50.00 | 12/4/2012 6:22:50 PM |
marwadi-62 | $225.00 | 12/4/2012 7:15:55 PM |
dunkard13 | $100.00 | 12/4/2012 6:30:33 PM |
Haydn-sav | $25.00 | 12/4/2012 6:30:13 PM |
crdcteng | $25.00 | 12/5/2012 9:11:35 AM |
justreturns | $25.00 | 12/4/2012 6:38:20 PM |
transparency-universe8 | $25.00 | 12/5/2012 7:55:14 AM |
TumbleWeed88 | $25.00 | 12/5/2012 9:59:05 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:07:08 AM |
persistent-dinero953 | $25.00 | 12/5/2012 1:21:24 PM |
escharfer | $25.00 | 12/5/2012 6:22:03 PM |
credit-maple | $25.00 | 12/5/2012 6:07:04 PM |
MNJ | $25.00 | 12/5/2012 7:06:26 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:12 AM |
charming-exchange7 | $25.00 | 12/6/2012 9:23:04 AM |
miked8303 | $75.00 | 12/6/2012 11:31:39 AM |
Tscheddar | $25.00 | 12/6/2012 5:06:31 PM |
first-graceful-contract | $25.00 | 12/6/2012 2:11:45 PM |
transparency-river1 | $498.00 | 12/6/2012 5:33:22 PM |
money-hercules4 | $100.00 | 12/6/2012 10:03:50 PM |
Black_Dog_Lending | $100.00 | 12/6/2012 10:35:38 PM |
LOANS-LOANS-LOANS | $25.00 | 12/7/2012 8:50:17 AM |
decisive-return611 | $100.00 | 12/7/2012 1:02:06 PM |
kulender | $100.00 | 12/7/2012 1:18:47 PM |
adaboy65 | $75.00 | 12/7/2012 11:22:24 AM |
_G_ | $25.00 | 12/7/2012 3:29:20 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:40:16 PM |
valiant-return584 | $50.00 | 12/7/2012 6:10:26 PM |
RMI_Babylon | $31.00 | 12/7/2012 7:33:29 PM |
DaveTheWave | $50.00 | 12/8/2012 3:03:51 PM |
power-lightning9 | $25.00 | 12/8/2012 8:32:24 PM |
icydog | $25.00 | 12/8/2012 8:47:44 PM |
prudent-deal662 | $25.00 | 12/9/2012 12:40:45 PM |
hitsman | $50.00 | 12/9/2012 1:19:50 PM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:48 AM |
ethical-truth211 | $500.00 | 12/9/2012 10:12:45 AM |
Sixmil | $100.00 | 12/9/2012 1:54:40 PM |
Sefotonga | $40.00 | 12/9/2012 6:50:10 PM |
supersarah61 | $25.00 | 12/9/2012 3:59:33 PM |
finance-coyote3 | $2,364.34 | 12/10/2012 5:08:09 AM |
privatebanker | $26.60 | 12/9/2012 8:28:41 PM |
Roundhouse | $100.00 | 12/9/2012 10:37:47 PM |
115 Investments
|
Borrower Payment Dependent Notes Series
679890
This series of Notes was issued and sold upon the funding of the borrower loan #79008, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Nov-30-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $150.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 15% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $75,682 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| No | | |
Screen name:
| unrivaled-bonus635 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Consolidate Debt
My financial situation:
I am a good candidate for this loan because... I will use this money for the purpose of consolidating debt and improving my credit score.
Monthly net income: $ 8,000.00
Monthly expenses: $ 6500.00
Housing: $2400.00
Insurance: $1400.00
Car expenses: $20.00
Utilities: $100.00
Phone, cable, internet: $60.00
Food, entertainment: $ 300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1000.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
octoberfresh | $25.00 | 11/30/2012 11:09:48 AM |
Dubbs360 | $50.00 | 11/30/2012 11:39:47 AM |
return-point2 | $100.00 | 11/30/2012 11:28:25 AM |
WalnutCreekguy | $50.00 | 11/30/2012 11:38:32 AM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:27:11 AM |
kenji4861 | $25.00 | 12/3/2012 5:20:09 PM |
open-minded-p2p1 | $25.00 | 12/3/2012 6:49:11 PM |
LuvToLend | $25.00 | 12/3/2012 5:31:54 PM |
helpful-loan245 | $25.00 | 12/4/2012 9:52:21 AM |
successful-agreement7 | $100.00 | 12/5/2012 10:41:17 AM |
truth-chooser1 | $25.00 | 12/6/2012 9:48:30 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:00 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:20 AM |
valiant-return584 | $50.00 | 12/7/2012 6:10:44 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 7:17:36 PM |
loan-fate | $50.00 | 12/8/2012 12:02:14 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:26 PM |
simplelender80 | $75.00 | 12/9/2012 2:00:55 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:54 AM |
subtle-bill727 | $25.00 | 12/10/2012 5:47:35 PM |
truth-companion | $25.00 | 12/11/2012 10:46:02 AM |
kalamari | $30.00 | 12/11/2012 1:03:19 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:37 PM |
balance-force | $28.00 | 12/12/2012 1:52:20 PM |
supersarah61 | $25.00 | 12/12/2012 5:16:30 PM |
credit-adventurer313 | $25.00 | 12/13/2012 7:23:00 AM |
agalt | $25.00 | 12/13/2012 10:24:14 AM |
pollosquawk | $26.00 | 12/13/2012 5:51:03 PM |
mummey | $50.00 | 12/13/2012 6:20:58 PM |
life-is-great | $25.00 | 12/14/2012 6:13:54 AM |
Index_Plus | $2,190.84 | 12/14/2012 8:47:57 AM |
trajectory8 | $25.00 | 12/13/2012 6:22:17 PM |
robust-trade | $25.00 | 12/13/2012 6:41:42 PM |
nalaari | $25.16 | 12/14/2012 6:40:12 AM |
finance-fan7 | $25.00 | 12/14/2012 6:01:03 AM |
dinero-pecan6 | $25.00 | 12/14/2012 6:42:20 AM |
compassion-twister2 | $50.00 | 11/30/2012 9:54:26 AM |
jiftostada | $25.00 | 11/30/2012 11:33:48 AM |
toblerone | $25.00 | 11/30/2012 10:23:17 AM |
Interest2thePeople | $100.00 | 11/30/2012 4:07:36 PM |
authentic-finance194 | $150.00 | 11/30/2012 1:02:08 PM |
thrilling-fund427 | $50.00 | 11/30/2012 4:12:31 PM |
kind-lovely-marketplace | $50.00 | 11/30/2012 4:21:54 PM |
Kaj | $25.00 | 12/1/2012 12:48:26 PM |
asset-professor | $35.00 | 12/1/2012 2:07:39 PM |
penny-socrates5 | $100.00 | 12/4/2012 12:42:10 PM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:29 AM |
Tscheddar | $25.00 | 12/6/2012 10:52:14 AM |
zipemdown | $25.00 | 12/6/2012 6:06:05 PM |
decisive-return611 | $100.00 | 12/7/2012 1:02:13 PM |
heavy_ax | $50.00 | 12/10/2012 9:51:44 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:26 AM |
money-atizer | $25.00 | 12/10/2012 11:58:39 AM |
kulender | $50.00 | 12/10/2012 5:27:56 PM |
Elefunt | $25.00 | 12/10/2012 6:20:03 PM |
careful-vigilance4 | $25.00 | 12/11/2012 9:28:31 AM |
payment-gusto | $25.00 | 12/11/2012 4:42:12 PM |
gold-sushi | $25.00 | 12/11/2012 5:37:53 PM |
worlds-best-commerce5 | $50.00 | 12/11/2012 8:23:00 PM |
miked8303 | $75.00 | 12/12/2012 9:51:59 AM |
money-bauble | $100.00 | 12/12/2012 10:04:51 AM |
ddog0224 | $50.00 | 12/12/2012 5:00:40 PM |
fervent-repayment | $65.00 | 12/13/2012 9:37:28 AM |
value-burrito | $25.00 | 12/13/2012 10:14:51 AM |
wampum-taiko4 | $25.00 | 12/13/2012 5:48:03 PM |
Comoparklender | $25.00 | 12/13/2012 5:56:23 PM |
engrossing-responsibility0 | $50.00 | 12/13/2012 6:02:52 PM |
CarnageAsada | $25.00 | 12/14/2012 6:56:20 AM |
68 Investments
|
Borrower Payment Dependent Notes Series
679930
This series of Notes was issued and sold upon the funding of the borrower loan #79439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 27% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 18y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,314 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| euro-emperor1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dannycarter10 | $25.00 | 12/10/2012 9:30:25 AM |
obduro_1 | $25.00 | 12/10/2012 10:12:17 AM |
lovely-currency3 | $50.00 | 12/10/2012 10:22:58 AM |
liberty-tostada7 | $50.00 | 12/10/2012 9:48:14 AM |
corndog4000 | $60.00 | 12/10/2012 10:26:11 AM |
berniemadeoff | $75.00 | 12/10/2012 10:27:16 AM |
worthy-bid8 | $100.00 | 12/10/2012 5:23:02 PM |
kila-designer | $124.00 | 12/10/2012 5:43:21 PM |
boogienation | $25.00 | 12/10/2012 7:11:14 PM |
wonder3 | $25.00 | 12/11/2012 6:22:41 AM |
note-willow8 | $25.00 | 12/11/2012 9:50:36 AM |
heartpounding-note972 | $25.00 | 12/11/2012 9:55:14 AM |
greencat | $50.00 | 12/11/2012 12:45:10 PM |
GoldLetters | $99.60 | 12/11/2012 1:14:21 PM |
diplomatic-wealth7 | $25.00 | 12/12/2012 10:08:24 AM |
return-rocket9 | $50.00 | 12/12/2012 11:32:53 AM |
bid-catalyst0 | $100.00 | 12/12/2012 12:02:36 PM |
trumpeter391 | $25.00 | 12/12/2012 11:18:49 AM |
ethical-truth211 | $300.00 | 12/12/2012 3:43:38 PM |
EFS | $100.00 | 12/12/2012 12:11:47 PM |
scoobiedoo | $25.00 | 12/12/2012 10:13:07 AM |
Iwillhuntyoudown | $25.00 | 12/12/2012 12:23:34 PM |
SecondChanceLendingSERV | $27.80 | 12/12/2012 4:24:11 PM |
exponential-fairness2 | $25.00 | 12/12/2012 8:10:08 PM |
power-secret-agent | $25.00 | 12/13/2012 2:18:12 AM |
thehousewife | $25.00 | 12/13/2012 8:10:03 AM |
EretzCapital | $26.63 | 12/13/2012 8:12:14 AM |
natural-point1 | $25.00 | 12/13/2012 8:20:44 AM |
impala6464 | $25.00 | 12/12/2012 11:23:34 PM |
reaction18 | $50.00 | 12/13/2012 10:19:39 AM |
aquariano2 | $25.00 | 12/13/2012 8:27:09 AM |
ledesma31 | $30.00 | 12/13/2012 1:55:00 PM |
bazaar-paladin7 | $25.00 | 12/13/2012 3:28:29 PM |
prudent-bid3 | $25.00 | 12/13/2012 6:19:46 PM |
Valley-of-the-Dollar | $25.00 | 12/13/2012 3:28:36 PM |
cah1942 | $25.00 | 12/13/2012 9:16:27 PM |
iSayHello | $3.97 | 12/14/2012 12:44:00 AM |
wildanne | $50.00 | 12/10/2012 9:43:54 AM |
deal-selector5 | $25.00 | 12/10/2012 10:01:59 AM |
Relient-K | $25.00 | 12/10/2012 9:23:18 AM |
enriched-return057 | $25.00 | 12/10/2012 10:24:59 AM |
Interloper | $25.00 | 12/10/2012 10:37:22 AM |
ferocious-kindness8 | $35.00 | 12/10/2012 9:56:39 AM |
gotjack-IRA | $25.00 | 12/10/2012 11:13:04 AM |
tranquil-gain1 | $75.00 | 12/10/2012 11:25:44 AM |
blueshound | $25.00 | 12/10/2012 4:39:03 PM |
restless-dime | $100.00 | 12/10/2012 12:07:59 PM |
transparency-position | $110.00 | 12/10/2012 12:14:29 PM |
let_me_retire | $75.00 | 12/10/2012 12:32:12 PM |
fund-medalist171 | $30.00 | 12/10/2012 5:11:52 PM |
credit-commander1 | $25.00 | 12/10/2012 6:49:37 PM |
skillful-asset5 | $30.00 | 12/10/2012 6:19:29 PM |
marketplace-singularity3 | $25.00 | 12/11/2012 6:23:03 AM |
courteous-platinum7 | $25.00 | 12/11/2012 6:40:53 AM |
enterprising-pound5 | $50.00 | 12/11/2012 5:17:45 PM |
thrilling-point2 | $40.00 | 12/11/2012 5:22:47 PM |
orchestra960 | $300.00 | 12/11/2012 5:24:55 PM |
Something-Corporate | $25.00 | 12/12/2012 9:11:45 AM |
mkerstei | $100.00 | 12/12/2012 11:22:33 AM |
djh47a | $50.00 | 12/12/2012 12:59:17 PM |
robust-money141 | $100.00 | 12/12/2012 1:30:55 PM |
Ocean713 | $75.00 | 12/12/2012 11:01:14 AM |
payment-halo | $27.00 | 12/12/2012 3:10:20 PM |
payout-paladin3 | $75.00 | 12/12/2012 12:14:21 PM |
moola-monger9 | $75.00 | 12/12/2012 1:09:54 PM |
bid-ace937 | $50.00 | 12/12/2012 10:31:16 AM |
payout-paladin3 | $150.00 | 12/12/2012 10:33:00 AM |
tommymtg7 | $25.00 | 12/12/2012 11:02:27 AM |
cardminger | $25.00 | 12/12/2012 6:27:21 PM |
newest-thrilling-income | $25.00 | 12/12/2012 7:49:19 PM |
gjm6d | $25.00 | 12/12/2012 8:34:44 PM |
octoberfresh | $25.00 | 12/13/2012 4:45:59 AM |
CA-Lender | $25.00 | 12/13/2012 11:37:38 AM |
Bank_of_the_Galaxy | $25.00 | 12/13/2012 5:46:56 PM |
graceful-investment | $106.00 | 12/13/2012 7:46:35 PM |
DADOF1 | $25.00 | 12/13/2012 10:33:16 PM |
Vote4Conservatives | $25.00 | 12/13/2012 8:27:11 PM |
diligent-rate282 | $25.00 | 12/14/2012 12:41:19 AM |
78 Investments
|
Borrower Payment Dependent Notes Series
680064
This series of Notes was issued and sold upon the funding of the borrower loan #79078, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Nov-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Nov-30-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $63.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 7% |
Credit score:
| 780-799 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,609 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| duty-elation4 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate and pay a couple small bills.
My financial situation:
I am a good candidate for this loan because... I am responsible and always pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compassion-twister2 | $100.00 | 11/30/2012 9:55:19 AM |
bazaar-tulip | $25.00 | 11/30/2012 10:12:38 AM |
Zolton | $300.00 | 11/30/2012 10:32:35 AM |
sing4ding | $100.00 | 11/30/2012 10:12:18 AM |
newest-generous-income | $25.00 | 11/30/2012 12:06:14 PM |
loot-prescription3 | $25.00 | 11/30/2012 12:08:04 PM |
cwegert | $41.63 | 11/30/2012 10:50:35 AM |
Eric_Gagne | $25.00 | 11/30/2012 10:53:31 AM |
indomitable-coin | $25.00 | 11/30/2012 11:09:03 AM |
hillbilly-taco | $100.00 | 11/30/2012 12:40:55 PM |
commerce-gargantuan2 | $25.00 | 11/30/2012 11:46:50 AM |
Dan4703 | $25.00 | 11/30/2012 11:50:59 AM |
obduro_1 | $25.00 | 11/30/2012 11:55:33 AM |
alluring-hope444 | $50.00 | 11/30/2012 1:03:47 PM |
dunox | $75.00 | 11/30/2012 4:15:32 PM |
riskreward | $250.00 | 11/30/2012 4:39:23 PM |
Arvicco | $400.00 | 11/30/2012 4:42:15 PM |
penny-finder | $32.27 | 11/30/2012 9:24:21 AM |
IPG1 | $25.00 | 11/30/2012 11:33:59 AM |
neighborly-hope6 | $100.00 | 11/30/2012 11:55:21 AM |
loot-baton | $25.00 | 11/30/2012 10:30:38 AM |
Castellan | $50.00 | 11/30/2012 10:41:06 AM |
octoberfresh | $25.00 | 11/30/2012 12:20:53 PM |
commerce-artisan8 | $50.00 | 11/30/2012 4:24:28 PM |
myduck | $26.10 | 11/30/2012 4:52:08 PM |
rcj1411 | $25.00 | 11/30/2012 2:45:27 PM |
Plutis | $25.00 | 11/30/2012 4:16:52 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
680346
This series of Notes was issued and sold upon the funding of the borrower loan #79340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Dec-03-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 18.82% |
Borrower rate/APR:
| 19.82% / 22.26% |
Monthly payment:
| $131.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.77% | | |
| |
Estimated return*:
| 12.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| 34% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 35y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,816 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| goodhearted-order8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...debt consolidation
My financial situation:
I am a good candidate for this loan because...i pay on time
Monthly net income: $1688
Monthly expenses: $800
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $170
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wetlands | $200.00 | 12/3/2012 5:45:27 PM |
peso-tostada | $200.00 | 12/3/2012 5:11:15 PM |
bowdish1 | $25.00 | 12/3/2012 5:23:16 PM |
riskreward | $250.00 | 12/3/2012 5:52:40 PM |
scholarly-order6 | $50.00 | 12/4/2012 5:06:21 AM |
bazaar-tulip | $25.00 | 12/3/2012 6:05:57 PM |
integrity-doctor | $100.00 | 12/4/2012 7:16:17 AM |
gravbox | $25.00 | 12/3/2012 6:47:20 PM |
payment-halo | $25.00 | 12/3/2012 8:11:19 PM |
deal-vibrato | $25.00 | 12/4/2012 9:51:44 AM |
6_kids_college_fund | $25.00 | 12/4/2012 11:39:11 AM |
Christophe | $25.00 | 12/4/2012 7:04:25 PM |
platinum-scientist9 | $25.00 | 12/5/2012 3:05:08 PM |
Bob450 | $25.00 | 12/6/2012 7:23:41 AM |
persistent-dinero953 | $25.00 | 12/6/2012 11:17:53 AM |
bob450-roth | $25.00 | 12/7/2012 4:50:05 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:33 AM |
wwwUniversal | $25.00 | 12/7/2012 9:58:14 AM |
windguy | $50.00 | 12/7/2012 9:30:35 AM |
tolerant-responsibility051 | $2,500.00 | 12/7/2012 9:52:55 AM |
green-loyalty-web | $25.00 | 12/7/2012 10:22:22 AM |
tranquil-principal435 | $25.00 | 12/7/2012 10:58:34 AM |
Say_no_to_payday_loans | $50.00 | 12/7/2012 12:51:07 PM |
SkinnyFish | $25.00 | 12/7/2012 12:38:48 PM |
direct-asset | $25.00 | 12/7/2012 12:51:18 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:21 PM |
newest-phenomenal-dinero | $24.94 | 12/7/2012 6:10:34 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:40:36 PM |
Sagamore | $50.00 | 12/3/2012 5:55:13 PM |
kind-lovely-marketplace | $50.00 | 12/3/2012 5:34:15 PM |
PrimeFunding | $25.00 | 12/3/2012 6:13:46 PM |
CreditBuilder2 | $25.06 | 12/3/2012 6:17:12 PM |
listing-flower2 | $100.00 | 12/4/2012 1:15:05 PM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:54 AM |
franzzua | $25.00 | 12/5/2012 6:03:23 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:42 AM |
yield-hut | $25.00 | 12/7/2012 11:17:07 AM |
adaboy65 | $75.00 | 12/7/2012 11:23:05 AM |
keichi03 | $25.00 | 12/7/2012 2:27:51 PM |
kulender | $100.00 | 12/7/2012 1:19:04 PM |
Kyileo | $25.00 | 12/7/2012 2:57:43 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
680404
This series of Notes was issued and sold upon the funding of the borrower loan #78936, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Nov-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 15.39% |
Borrower rate/APR:
| 16.39% / 20.05% |
Monthly payment:
| $530.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.52% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 58% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 8y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $17,438 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bill-bell7 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay medical debt and credit card debt.
My financial situation: reduce the amount of interest paid per month, all payments are all current on all accounts.
I am a good candidate for this loan because... We pay all of our bills on time each month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $25.00 | 11/30/2012 9:11:46 AM |
bowdish1 | $25.00 | 11/30/2012 10:08:30 AM |
deal-selector5 | $25.00 | 11/30/2012 11:13:09 AM |
affluence-microscope2 | $200.00 | 11/30/2012 4:06:06 PM |
Zorro_970 | $100.00 | 11/30/2012 4:22:12 PM |
windguy | $50.00 | 11/30/2012 4:40:54 PM |
phenomenal-rate1 | $500.00 | 11/30/2012 4:08:55 PM |
kind-euro-mirth | $50.00 | 11/30/2012 4:08:41 PM |
radiant-dollar9 | $200.00 | 11/30/2012 4:34:39 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:41 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:32:42 AM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:51 PM |
Harry | $75.00 | 12/2/2012 12:07:54 PM |
HereToHelp305 | $50.00 | 12/3/2012 12:21:17 PM |
gauss02 | $25.00 | 12/3/2012 4:02:42 PM |
logical-peso2 | $25.00 | 12/3/2012 5:53:09 PM |
bright-idea11 | $25.00 | 12/3/2012 5:16:53 PM |
dunkard13 | $100.00 | 12/3/2012 5:56:36 PM |
HoosierDaddie | $300.00 | 12/3/2012 5:18:09 PM |
worth-poblano9 | $174.00 | 12/3/2012 5:20:11 PM |
vMbanusi | $50.00 | 12/3/2012 5:24:47 PM |
principal-cooker2 | $50.00 | 12/3/2012 5:22:59 PM |
uncl-sammy | $25.00 | 12/3/2012 6:33:35 PM |
shaps | $50.00 | 12/3/2012 5:49:11 PM |
dollar-tornado3 | $25.00 | 12/4/2012 8:12:43 AM |
tech310 | $50.00 | 12/4/2012 9:22:28 AM |
persistent-dinero953 | $25.00 | 12/4/2012 7:57:00 AM |
commerce-viking1 | $50.00 | 12/4/2012 9:03:51 AM |
revenue-serenity5 | $25.00 | 12/4/2012 10:28:29 AM |
value-showcase828 | $25.00 | 12/4/2012 9:44:09 AM |
inspiring-kindness062 | $25.00 | 12/4/2012 5:17:59 PM |
wise-virtuous-vigilance | $100.00 | 12/4/2012 5:31:56 PM |
PFTLender | $25.00 | 12/4/2012 3:05:50 PM |
resolute-justice413 | $200.00 | 12/4/2012 5:30:48 PM |
thestartuplender | $40.00 | 12/4/2012 5:50:37 PM |
swampman | $25.00 | 12/4/2012 6:31:34 PM |
GCInvestments | $25.00 | 12/4/2012 8:59:34 PM |
commanding-treasure2 | $40.00 | 12/5/2012 9:38:56 AM |
lostontheedge | $25.00 | 12/5/2012 10:08:40 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:07:09 AM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:44 PM |
Vegasjim | $25.00 | 12/5/2012 11:19:06 AM |
Lender2895a | $125.00 | 12/6/2012 8:13:53 AM |
100units | $200.00 | 12/6/2012 5:37:12 PM |
dunox | $75.00 | 12/6/2012 5:30:53 PM |
successful-agreement7 | $100.00 | 12/6/2012 5:36:23 PM |
unbelievable-diversification8 | $25.00 | 12/6/2012 11:17:47 PM |
repayment-chihuahua3 | $25.00 | 12/7/2012 6:04:10 AM |
well-rounded-diversification | $25.00 | 12/6/2012 6:42:45 PM |
Laissez-faire | $25.00 | 12/6/2012 8:02:05 PM |
abundanceforever | $52.50 | 12/7/2012 9:18:28 AM |
dignified-truth7 | $154.00 | 12/7/2012 9:24:27 AM |
Thunderswan | $52.00 | 12/7/2012 9:27:46 AM |
first-credit-meridian | $50.00 | 12/7/2012 10:33:26 AM |
compoundinterest | $25.00 | 12/7/2012 10:42:31 AM |
Frankieb21 | $25.00 | 12/7/2012 10:47:39 AM |
hitsman | $50.00 | 12/7/2012 10:47:54 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 10:54:52 AM |
decisive-return611 | $100.00 | 12/7/2012 1:02:13 PM |
adaboy65 | $75.00 | 12/7/2012 11:22:33 AM |
mountain_slope | $25.00 | 12/7/2012 3:39:20 PM |
gustavholstopus32 | $25.00 | 12/8/2012 3:10:31 AM |
exchange-cub | $50.00 | 12/8/2012 11:23:14 AM |
crw1950 | $37.35 | 12/8/2012 6:49:36 AM |
the-silver-blaster | $75.00 | 12/8/2012 12:13:58 PM |
Aeroman32 | $25.00 | 12/8/2012 11:33:28 AM |
designer_10 | $25.00 | 12/9/2012 8:46:27 AM |
dominickf | $50.00 | 12/8/2012 2:08:35 PM |
platinum-czar | $25.00 | 12/8/2012 6:44:20 PM |
labor_over_capital | $150.00 | 12/9/2012 1:02:22 PM |
fairness-symphony2 | $50.00 | 12/9/2012 10:28:29 AM |
Orbits | $25.00 | 12/9/2012 5:19:06 PM |
Sixmil | $100.00 | 12/9/2012 1:49:46 PM |
ddog0224 | $50.00 | 12/10/2012 12:13:24 AM |
prainvestment | $25.00 | 12/10/2012 8:44:11 AM |
antlr | $25.00 | 12/9/2012 7:44:01 PM |
heroic-payout9 | $25.00 | 12/10/2012 8:03:59 AM |
vibrant-penny7 | $25.00 | 12/10/2012 9:58:17 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:55 AM |
YampaQuant | $25.00 | 12/10/2012 9:22:08 AM |
Spinache | $100.00 | 12/10/2012 11:27:35 AM |
kindness-party | $25.00 | 12/10/2012 9:49:33 AM |
msw_engr | $200.00 | 12/10/2012 9:50:37 AM |
theaterguy | $30.00 | 12/10/2012 10:09:25 AM |
jga516 | $25.00 | 12/10/2012 5:18:54 PM |
NorthwestLoan1 | $85.00 | 12/10/2012 4:46:45 PM |
Leshan | $50.00 | 12/10/2012 3:34:38 PM |
helping-out | $600.00 | 12/10/2012 4:43:33 PM |
community-bee | $25.00 | 12/10/2012 6:13:03 PM |
mhotchan | $100.00 | 12/10/2012 10:29:12 PM |
redmumba | $50.00 | 12/11/2012 12:30:01 AM |
smart-kindness8 | $25.00 | 12/11/2012 3:36:45 AM |
persistent-basis2 | $28.00 | 12/11/2012 5:19:37 PM |
red-active-note | $25.00 | 12/11/2012 12:53:59 PM |
abundant-power | $25.00 | 12/11/2012 6:15:34 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:38 PM |
marketplace-gatherer60 | $25.00 | 12/11/2012 5:37:19 PM |
DarkInvestor | $27.00 | 12/12/2012 9:00:21 AM |
note-lesson7 | $100.00 | 12/12/2012 9:06:32 AM |
Flyinerb | $50.00 | 12/12/2012 6:35:09 AM |
leverage-sensai6 | $25.00 | 12/12/2012 9:28:42 AM |
finance-coyote3 | $1,000.00 | 12/12/2012 3:41:55 AM |
exciting-justice0 | $25.00 | 12/12/2012 9:16:32 AM |
little_lender1 | $100.00 | 12/12/2012 10:04:36 AM |
ready-agreement5 | $25.00 | 12/12/2012 9:30:41 AM |
trustworthy-bonus2 | $25.00 | 12/12/2012 10:58:08 AM |
Ocean713 | $75.00 | 12/12/2012 11:10:12 AM |
djh47a | $25.00 | 12/12/2012 1:22:48 PM |
WonderPup | $25.00 | 12/12/2012 10:54:50 AM |
Bank-of-Jon | $31.96 | 12/12/2012 2:39:48 PM |
durable-investment8 | $30.00 | 12/12/2012 3:12:13 PM |
awwaaww | $150.00 | 12/12/2012 6:15:28 PM |
balance-force | $28.00 | 12/12/2012 1:52:21 PM |
moneyman369 | $150.12 | 12/12/2012 2:35:44 PM |
jthowell77 | $31.00 | 12/12/2012 5:39:24 PM |
bazaar-tulip | $25.00 | 11/30/2012 10:12:39 AM |
franzzua | $25.00 | 11/30/2012 11:19:50 AM |
gravbox | $25.00 | 11/30/2012 12:11:49 PM |
nickel-ferret | $25.00 | 11/30/2012 4:30:34 PM |
wetlands | $200.00 | 11/30/2012 4:32:20 PM |
transaction-seahorse0 | $25.00 | 11/30/2012 4:38:01 PM |
riskreward | $250.00 | 11/30/2012 4:39:39 PM |
repayment-pagoda8 | $100.00 | 11/30/2012 4:17:26 PM |
special-dinero553 | $25.00 | 11/30/2012 4:28:11 PM |
kind-lovely-marketplace | $50.00 | 11/30/2012 4:21:33 PM |
lionheart722 | $25.00 | 12/1/2012 1:52:45 PM |
BostonCapital | $100.00 | 12/2/2012 12:08:30 PM |
new-start18100 | $25.00 | 12/2/2012 1:05:09 PM |
dime-mandolin9 | $50.00 | 12/3/2012 9:38:42 AM |
Fiimg | $50.00 | 12/3/2012 5:37:32 PM |
listing-flower2 | $100.00 | 12/3/2012 1:39:23 PM |
GenerousGentleMan | $25.00 | 12/3/2012 5:01:19 PM |
Mommo | $50.00 | 12/3/2012 5:12:04 PM |
enthusiastic-cash599 | $50.00 | 12/3/2012 5:54:54 PM |
Haydn-sav | $25.00 | 12/3/2012 5:21:22 PM |
E-2 | $100.00 | 12/3/2012 5:23:21 PM |
commerce-artisan8 | $50.00 | 12/3/2012 5:37:38 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:52 PM |
marwadi-62 | $200.00 | 12/3/2012 6:32:38 PM |
fortytwo | $100.00 | 12/4/2012 9:27:16 AM |
life-is-great | $25.00 | 12/4/2012 9:49:18 AM |
unrivaled-deal676 | $49.00 | 12/4/2012 9:50:14 AM |
ericgassercom | $25.00 | 12/4/2012 9:38:53 AM |
justreturns | $25.00 | 12/4/2012 10:08:37 AM |
Cai8899 | $25.00 | 12/4/2012 10:09:28 AM |
loyalty-dragster7 | $100.00 | 12/4/2012 5:33:56 PM |
knowledgeable-listing597 | $25.00 | 12/4/2012 5:06:47 PM |
qsolo | $25.00 | 12/4/2012 4:57:19 PM |
alaskakid | $30.00 | 12/4/2012 5:50:09 PM |
retirementlady | $25.00 | 12/5/2012 9:19:21 AM |
asset-caramel5 | $50.00 | 12/5/2012 10:39:21 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:45 AM |
amicablenemesis | $50.00 | 12/5/2012 10:30:19 AM |
escharfer | $25.00 | 12/5/2012 6:22:04 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:17 PM |
SamyFromRI | $25.00 | 12/5/2012 7:09:32 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:14 AM |
WhiteInvestor | $27.00 | 12/6/2012 10:00:05 AM |
california111 | $25.00 | 12/6/2012 10:21:16 AM |
miked8303 | $75.00 | 12/6/2012 11:31:43 AM |
Tscheddar | $25.00 | 12/6/2012 5:07:01 PM |
B2152 | $25.00 | 12/7/2012 4:38:17 AM |
pleasant-bid | $29.00 | 12/7/2012 6:42:49 AM |
Investoman | $25.00 | 12/7/2012 9:01:12 AM |
cmg891 | $25.00 | 12/7/2012 5:19:42 AM |
LightTheWay | $50.00 | 12/7/2012 9:14:43 AM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:26 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:24 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:21:10 AM |
thrilling-listing51 | $41.00 | 12/7/2012 9:26:32 AM |
careful-note1 | $25.00 | 12/7/2012 10:41:22 AM |
dor | $30.16 | 12/7/2012 1:38:58 PM |
dollar-transporter3 | $25.00 | 12/7/2012 3:52:29 PM |
supersarah61 | $25.00 | 12/7/2012 4:33:30 PM |
kulender | $100.00 | 12/7/2012 1:18:54 PM |
villagers | $50.00 | 12/7/2012 2:07:38 PM |
currency-fan9 | $50.00 | 12/7/2012 2:13:06 PM |
_G_ | $25.00 | 12/7/2012 3:29:23 PM |
velocity-missile4 | $25.00 | 12/7/2012 6:18:21 PM |
valiant-return584 | $50.00 | 12/7/2012 6:10:44 PM |
brightest-benjamins-onator | $25.00 | 12/8/2012 6:56:06 AM |
capital-web7 | $50.00 | 12/7/2012 8:52:02 PM |
silver-dogwood4 | $25.00 | 12/8/2012 10:49:29 AM |
LaBamba | $100.00 | 12/8/2012 4:58:13 AM |
first-class-yield9 | $29.00 | 12/8/2012 5:59:52 AM |
meoates1 | $25.00 | 12/8/2012 8:02:43 AM |
integrity-starter | $25.00 | 12/8/2012 1:52:58 PM |
tranquil-diversification8 | $76.00 | 12/9/2012 10:21:33 AM |
simplelender80 | $75.00 | 12/9/2012 2:00:56 PM |
chato2345 | $25.00 | 12/10/2012 7:27:19 AM |
Manvel | $25.00 | 12/10/2012 8:33:47 AM |
gator98 | $91.21 | 12/10/2012 8:58:02 AM |
brightest-credit-engine | $25.00 | 12/9/2012 2:09:21 PM |
spry-credit269 | $50.00 | 12/10/2012 4:13:59 AM |
rob095 | $25.00 | 12/9/2012 5:38:15 PM |
phenomenal-asset4 | $25.00 | 12/10/2012 7:19:43 AM |
blue-lucrative-rate | $50.00 | 12/10/2012 7:39:01 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:27 AM |
penny-socrates5 | $100.00 | 12/10/2012 12:02:13 PM |
JC_12 | $100.00 | 12/10/2012 10:06:31 AM |
dinero-philosopher1 | $35.00 | 12/10/2012 1:35:25 PM |
marketplace-flan9 | $25.00 | 12/10/2012 3:13:26 PM |
ready-loot0 | $25.00 | 12/10/2012 12:37:22 PM |
agalt | $50.00 | 12/10/2012 1:15:57 PM |
NorthwestLoan1 | $500.00 | 12/10/2012 4:46:28 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:27 PM |
a-graceful-yield | $50.00 | 12/10/2012 9:26:09 PM |
payout-optimizer1 | $50.00 | 12/11/2012 7:58:25 AM |
JeffHoll | $100.00 | 12/11/2012 8:14:45 AM |
circuitfive | $25.00 | 12/11/2012 10:29:24 AM |
abundant-community130 | $50.00 | 12/11/2012 10:37:59 AM |
Good-Yield | $25.00 | 12/11/2012 9:47:48 AM |
cr8on | $30.00 | 12/11/2012 5:08:57 PM |
marketplace-conductor886 | $100.00 | 12/11/2012 2:39:15 PM |
misit | $25.00 | 12/11/2012 11:30:29 AM |
dinero-gusto9 | $25.00 | 12/11/2012 11:45:45 AM |
wwwUniversal | $50.00 | 12/11/2012 11:59:33 AM |
Nazbuster | $50.00 | 12/11/2012 1:49:45 PM |
yield-hut | $25.00 | 12/11/2012 5:18:30 PM |
CashFlowLender | $25.00 | 12/11/2012 4:26:08 PM |
orange-spiritual-contract | $28.00 | 12/11/2012 5:38:13 PM |
elloboverde | $25.00 | 12/11/2012 11:20:46 PM |
silver-saber | $125.00 | 12/12/2012 9:05:21 AM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:22 AM |
trumpeter391 | $25.00 | 12/12/2012 9:28:45 AM |
nethawk00 | $25.00 | 12/12/2012 3:14:44 PM |
loyalty-cupcake6 | $75.00 | 12/12/2012 5:00:30 PM |
reward-anteater0 | $25.00 | 12/12/2012 5:03:22 PM |
american6 | $50.00 | 12/12/2012 10:37:59 AM |
transparency-futurist3 | $25.00 | 12/12/2012 2:30:25 PM |
Realty24 | $50.00 | 12/12/2012 3:42:40 PM |
palmetto933 | $25.00 | 12/12/2012 6:16:42 PM |
NorthwestLoan1 | $50.00 | 12/12/2012 5:44:42 PM |
cardminger | $13.70 | 12/12/2012 6:26:58 PM |
unassailable-funds754 | $25.00 | 12/12/2012 6:16:46 PM |
cclady | $100.00 | 12/12/2012 5:45:14 PM |
Mentor99 | $100.00 | 12/12/2012 6:16:24 PM |
237 Investments
|
Borrower Payment Dependent Notes Series
680464
This series of Notes was issued and sold upon the funding of the borrower loan #79217, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Nov-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-09-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1983 |
Debt/Income ratio:
| 30% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 13y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,792 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credit-selector6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off some debts (payday loans) and other debts.
My financial situation:
I am a good candidate for this loan because..I do have stable income and will begin working a 2nd job with HRBlock in January 2013 for tax season. I have worked part-time with them for over 7 years. I am also employed by 2 tutoring companies to tutor reading for school aged children as needed. I am waiting on those assignments to begin.
In August 2011, I was the victim of a mortgage re-modification scam with a company out of California and paid the owner money to help with the re-modification with my mortgage holder. He took my money and I have had no further contact with him. As a result, I was threatened with foreclosure but was able to get the funds to prevent this from happening. This however caused some other financial obligations to get behind. I am trying to stay afloat and come out of this hole I have dug myself and want to pay out the payday loans that I have been getting just to live so I can see myself clear in the very near future. I am dedicated to paying my debts on time and just need some assistance at this time.
Monthly net income: $ 3150
Monthly expenses: $
Housing: $1300
Insurance: $
Car expenses: $509
Utilities: $150
Phone, cable, internet: $250
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 12/1/2012 1:02:22 AM |
obduro_1 | $25.00 | 11/30/2012 6:31:40 PM |
Endeavour | $150.00 | 11/30/2012 5:26:20 PM |
handy-justice | $50.00 | 11/30/2012 5:17:01 PM |
berniemadeoff | $75.00 | 11/30/2012 5:26:01 PM |
EngineersAlliance | $50.00 | 11/30/2012 6:50:19 PM |
DevinHill | $25.00 | 12/1/2012 11:30:56 AM |
StrongMonty | $105.11 | 12/1/2012 12:23:05 PM |
Something-Corporate | $25.00 | 12/1/2012 12:24:34 PM |
worthy-bid8 | $100.00 | 12/1/2012 1:21:48 PM |
HeroSupport | $50.00 | 12/1/2012 1:08:46 PM |
let_me_retire | $50.00 | 12/3/2012 11:59:42 AM |
greencat | $50.00 | 12/4/2012 8:00:18 AM |
diplomatic-wealth7 | $25.00 | 12/4/2012 5:49:08 PM |
open-minded-p2p1 | $25.00 | 12/4/2012 7:51:36 PM |
enterprising-pound5 | $25.00 | 12/4/2012 8:39:04 PM |
Firescreek | $25.00 | 12/5/2012 7:35:13 AM |
melodious-openness | $200.00 | 12/5/2012 4:57:19 AM |
finance-amusement4 | $30.00 | 12/5/2012 10:14:59 AM |
mybackyard | $35.67 | 12/5/2012 10:34:50 AM |
balance-vinyl5 | $100.00 | 12/5/2012 5:35:35 PM |
just-loyalty643 | $25.00 | 12/5/2012 7:27:07 PM |
pujols8996 | $25.00 | 12/5/2012 7:30:53 PM |
jbloans | $25.00 | 12/5/2012 6:24:46 PM |
MoneyBadger | $25.00 | 12/6/2012 5:27:49 AM |
Simple3 | $28.66 | 12/5/2012 6:40:17 PM |
theChangeGuy | $25.00 | 12/6/2012 6:32:18 AM |
Bob450 | $25.00 | 12/6/2012 7:24:38 AM |
Brisket_Bob | $25.00 | 12/6/2012 9:38:48 AM |
fervent-commerce | $25.00 | 12/6/2012 1:56:27 PM |
market-pudding | $25.00 | 12/6/2012 2:02:35 PM |
CA-Lender | $25.00 | 12/6/2012 4:56:57 PM |
SecondChanceLendingSERV | $26.09 | 12/7/2012 7:55:58 AM |
worth-shower8 | $100.00 | 12/7/2012 10:18:03 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 11:03:23 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:31 AM |
340 | $25.00 | 12/7/2012 10:20:35 AM |
dannycarter10 | $25.00 | 12/7/2012 1:54:10 PM |
stable-cash4 | $25.00 | 12/7/2012 3:11:02 PM |
trumpeter391 | $43.40 | 12/7/2012 1:21:21 PM |
wyobeads | $25.00 | 12/7/2012 9:28:50 PM |
oxnard | $25.00 | 12/8/2012 11:01:19 AM |
druidpoet | $31.00 | 12/8/2012 12:49:13 PM |
mammalian4 | $25.00 | 12/8/2012 1:05:42 PM |
money-fort | $25.00 | 12/8/2012 4:06:37 PM |
keichi03 | $25.00 | 12/8/2012 4:14:57 PM |
elog238 | $48.68 | 12/9/2012 7:10:21 AM |
elog238 | $25.00 | 12/8/2012 6:47:45 PM |
exponential-fairness2 | $25.00 | 12/9/2012 9:20:13 AM |
radforj22 | $25.00 | 12/8/2012 7:55:51 PM |
ethical-truth211 | $250.00 | 12/9/2012 10:46:53 AM |
InChicago | $160.04 | 11/30/2012 5:04:43 PM |
gotjack-IRA | $25.00 | 11/30/2012 5:50:25 PM |
Sagamore | $40.00 | 11/30/2012 5:36:35 PM |
payment-halo | $25.00 | 11/30/2012 8:24:15 PM |
Whipster | $50.00 | 12/1/2012 12:51:16 PM |
ethical-truth211 | $200.00 | 12/2/2012 3:54:48 PM |
justasoldier | $75.00 | 12/2/2012 6:03:44 PM |
blueshound | $25.00 | 12/3/2012 2:34:09 PM |
_nfx-ira_ | $36.01 | 12/4/2012 6:15:21 AM |
alaskanbearcub | $25.00 | 12/4/2012 12:18:39 AM |
slowgains | $25.00 | 12/4/2012 6:56:29 PM |
enterprising-pound5 | $25.00 | 12/4/2012 8:39:35 PM |
blue-relentless-hope | $25.00 | 12/5/2012 10:55:49 AM |
wildebeest014 | $25.00 | 12/5/2012 5:45:20 PM |
for_your_success | $100.59 | 12/5/2012 11:15:36 PM |
LuvToLend | $25.00 | 12/6/2012 9:09:09 AM |
SpreadsheetSolutions | $25.00 | 12/5/2012 10:52:46 PM |
skaught | $25.00 | 12/6/2012 1:04:17 PM |
new-felicity-burger | $58.57 | 12/6/2012 2:02:04 PM |
s_man1 | $25.00 | 12/6/2012 3:27:28 PM |
32669 | $42.00 | 12/6/2012 10:36:09 AM |
abundant-euro0 | $40.00 | 12/6/2012 4:21:08 PM |
Ocean713 | $75.00 | 12/6/2012 11:20:53 AM |
invincible-wampum3 | $50.00 | 12/6/2012 3:56:33 PM |
mystical-kindness2 | $25.00 | 12/6/2012 3:13:06 PM |
Tscheddar | $25.00 | 12/6/2012 5:07:18 PM |
Kapitaal | $25.00 | 12/7/2012 7:28:57 AM |
majestic-note6 | $130.00 | 12/7/2012 9:26:21 AM |
340IRA | $25.00 | 12/7/2012 10:20:43 AM |
treasure-coyote3 | $44.18 | 12/7/2012 7:22:06 PM |
boogienation | $25.00 | 12/8/2012 7:48:12 AM |
businessbroker101 | $50.00 | 12/8/2012 12:34:08 PM |
contract-amigo7 | $25.00 | 12/8/2012 9:05:58 AM |
Relient-K | $25.00 | 12/8/2012 1:09:01 PM |
Craigopher | $25.00 | 12/9/2012 9:26:43 AM |
86 Investments
|
Borrower Payment Dependent Notes Series
680504
This series of Notes was issued and sold upon the funding of the borrower loan #79418, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $357.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,371 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sharp-trade065 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate my credit card debits and assist to pay for other current expenses
My financial situation:
I am a good candidate for this loan because I have a great job with steady monthly income and year end bonus benefit.
Monthly net income: $3800
Monthly expenses: $3200
Housing: $1650
Insurance: $100
Car expenses: $400
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Nco | $100.00 | 12/2/2012 12:04:43 PM |
red-duty-carrier | $25.00 | 12/2/2012 12:46:42 PM |
valiant-return584 | $50.00 | 12/2/2012 12:13:04 PM |
RGlad | $100.00 | 12/2/2012 3:12:49 PM |
JeremyLinFan | $30.00 | 12/2/2012 2:21:22 PM |
payment-halo | $25.00 | 12/2/2012 7:29:51 PM |
oskizzle | $25.00 | 12/3/2012 8:44:38 AM |
wise-charming-reward | $400.00 | 12/3/2012 10:37:39 PM |
profitable-fairness1 | $50.00 | 12/4/2012 7:52:33 AM |
Christophe | $25.00 | 12/4/2012 7:17:06 AM |
WalnutCreekguy | $50.00 | 12/4/2012 6:52:10 PM |
sympathetic-funds818 | $25.00 | 12/4/2012 6:57:31 PM |
bonus-seahorse | $30.00 | 12/6/2012 5:39:49 PM |
zipemdown | $25.00 | 12/6/2012 6:06:41 PM |
magnetic-duty4 | $25.00 | 12/8/2012 4:54:34 PM |
Edakers | $25.00 | 12/11/2012 1:49:40 PM |
kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:24 PM |
Harry | $75.00 | 12/13/2012 10:15:14 AM |
enriching-trade2 | $50.00 | 12/13/2012 9:56:58 AM |
cr8on | $30.00 | 12/13/2012 9:12:37 AM |
tech310 | $50.00 | 12/13/2012 11:00:13 AM |
pierrelasvegas | $25.00 | 12/13/2012 10:52:09 AM |
visionary-generosity0 | $25.00 | 12/13/2012 11:01:16 AM |
crown-year | $1,010.00 | 12/13/2012 12:50:25 PM |
BankofRon | $25.00 | 12/13/2012 10:12:22 AM |
agalt | $100.00 | 12/13/2012 10:24:28 AM |
nickel-ferret | $2,299.00 | 12/13/2012 12:25:45 PM |
radiant-dollar9 | $200.00 | 12/13/2012 12:29:08 PM |
affluence-microscope2 | $200.00 | 12/13/2012 12:06:38 PM |
truth-companion | $443.00 | 12/13/2012 12:12:00 PM |
successful-agreement7 | $74.00 | 12/13/2012 12:17:19 PM |
decisive-income7 | $2,500.00 | 12/3/2012 9:24:36 AM |
ucantbeetit | $25.00 | 12/2/2012 12:45:16 PM |
Wrats6 | $25.00 | 12/2/2012 12:06:52 PM |
platinum-scientist9 | $25.00 | 12/2/2012 12:27:33 PM |
EngineersAlliance | $35.00 | 12/2/2012 12:28:55 PM |
return-point2 | $100.00 | 12/2/2012 12:34:32 PM |
cash-delight1 | $25.00 | 12/2/2012 12:36:52 PM |
octoberfresh | $25.00 | 12/2/2012 1:06:36 PM |
treasure-bliss | $50.00 | 12/3/2012 7:25:02 AM |
transaction-seahorse0 | $25.00 | 12/3/2012 9:56:02 AM |
thrilling-point2 | $40.00 | 12/3/2012 9:20:02 AM |
bazaar-tulip | $25.00 | 12/3/2012 9:29:28 AM |
TumbleWeed88 | $25.00 | 12/3/2012 9:42:31 AM |
riskreward | $250.00 | 12/3/2012 9:59:17 AM |
Makemony | $25.00 | 12/4/2012 4:11:32 AM |
finder61 | $25.00 | 12/3/2012 10:28:02 PM |
blueshound | $25.00 | 12/4/2012 11:04:38 AM |
first-graceful-contract | $25.00 | 12/4/2012 2:52:52 PM |
Star_Witness | $25.00 | 12/5/2012 8:02:15 PM |
wildanne | $50.00 | 12/10/2012 9:43:17 AM |
best-bonafide-p2p | $25.00 | 12/10/2012 7:52:11 PM |
dunkard13 | $100.00 | 12/13/2012 10:40:41 AM |
j2ee | $159.00 | 12/13/2012 12:10:01 PM |
tommymtg7 | $25.00 | 12/13/2012 11:09:31 AM |
palu2619 | $25.00 | 12/13/2012 12:24:26 PM |
BostonCapital | $100.00 | 12/13/2012 11:05:27 AM |
wealth-infusion6 | $50.00 | 12/13/2012 11:11:29 AM |
58 Investments
|
Borrower Payment Dependent Notes Series
680524
This series of Notes was issued and sold upon the funding of the borrower loan #79475, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Nov-30-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $263.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,602 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| No | | |
Screen name:
| signaturepink74 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidated credit card payments and assist with getting some dental work done.
My financial situation:
I am a good candidate for this loan because...
I'm at a job that is not going to turn around or be down sized...I'm a specialized RN in cardiology...and going on to get my masters degree within the next 2 years.
Monthly net income: $ 5000/month
Monthly expenses: $
Housing: $700.00
Insurance: $140.00
Car expenses: $750
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 400.00/month
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 12/1/2012 5:04:57 AM |
Dubbs360 | $50.00 | 11/30/2012 5:14:42 PM |
handy-justice | $25.00 | 11/30/2012 5:20:18 PM |
WalnutCreekguy | $50.00 | 11/30/2012 5:36:16 PM |
RGlad | $250.00 | 11/30/2012 5:48:24 PM |
LendingPimp_2 | $51.00 | 11/30/2012 7:06:04 PM |
finder61 | $25.00 | 11/30/2012 5:05:54 PM |
return-point2 | $100.00 | 11/30/2012 5:45:31 PM |
EngineersAlliance | $75.00 | 11/30/2012 6:34:56 PM |
DevinHill_IRA | $25.00 | 12/1/2012 11:36:19 AM |
orange-preeminant-bill | $25.00 | 12/1/2012 4:22:41 AM |
octoberfresh | $25.00 | 12/1/2012 12:18:35 PM |
Mucman72 | $25.00 | 12/1/2012 12:24:58 PM |
bob450-roth | $25.00 | 12/2/2012 8:11:06 AM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:27:29 AM |
integrity-doctor | $100.00 | 12/4/2012 1:05:13 PM |
CA-Lender | $50.00 | 12/5/2012 7:35:56 AM |
wonder3 | $30.00 | 12/7/2012 6:29:44 AM |
hope-den1 | $25.00 | 12/7/2012 9:58:09 AM |
dannycarter10 | $25.00 | 12/7/2012 1:53:48 PM |
valiant-return584 | $50.00 | 12/7/2012 6:11:05 PM |
truth-companion | $25.00 | 12/11/2012 10:46:17 AM |
trade-caper | $50.00 | 12/12/2012 5:35:30 AM |
cr8on | $30.00 | 12/12/2012 5:08:51 PM |
jiftostada | $25.00 | 12/12/2012 6:22:27 PM |
Endeavour | $150.00 | 12/12/2012 5:45:22 PM |
Whipster | $60.00 | 12/13/2012 9:09:50 AM |
careful-vigilance4 | $25.00 | 12/13/2012 10:20:27 AM |
thrilling-fund427 | $50.00 | 12/13/2012 12:11:48 PM |
miked8303 | $75.00 | 12/13/2012 10:32:40 AM |
Whatssofunnybout | $33.00 | 12/13/2012 10:37:32 AM |
money-bauble | $100.00 | 12/13/2012 5:18:32 PM |
berniemadeoff | $75.00 | 12/13/2012 2:37:22 PM |
adaptable-benefit6 | $25.00 | 12/13/2012 9:19:16 PM |
WakkaWakkaWakka | $28.63 | 12/13/2012 10:28:05 PM |
ethical-truth211 | $300.00 | 12/14/2012 5:09:11 AM |
payout-paladin3 | $250.00 | 12/13/2012 7:25:19 PM |
commerce-venture1 | $25.00 | 12/14/2012 7:42:11 AM |
jybank | $50.00 | 12/14/2012 12:21:30 AM |
the-hope-workhorse | $25.00 | 12/13/2012 6:25:43 PM |
Elefunt | $25.00 | 12/13/2012 6:35:23 PM |
leverage-hawk | $50.00 | 12/14/2012 9:38:13 AM |
platinum-czar | $35.38 | 12/13/2012 10:22:51 PM |
aprivatelender | $25.00 | 12/13/2012 10:32:17 PM |
1randyp | $25.00 | 12/14/2012 9:10:11 AM |
DER | $25.00 | 12/14/2012 9:58:48 AM |
prescription0 | $25.00 | 12/14/2012 10:06:34 AM |
top-gold-library | $25.00 | 12/14/2012 9:43:02 AM |
thelovebug | $100.00 | 12/14/2012 9:48:12 AM |
simplyonce | $25.00 | 12/14/2012 10:34:48 AM |
km007 | $25.00 | 12/14/2012 9:53:12 AM |
dukeiyer | $25.00 | 12/14/2012 10:40:47 AM |
bold-worth-wrangler | $25.00 | 12/14/2012 9:55:24 AM |
ore-healer6 | $100.00 | 12/14/2012 9:55:32 AM |
mercuriant | $25.00 | 12/14/2012 9:59:40 AM |
MakeItPour | $25.00 | 12/14/2012 10:54:15 AM |
marketplace-hut9 | $25.00 | 12/14/2012 10:56:19 AM |
durability-ace9 | $25.00 | 12/14/2012 10:03:00 AM |
payout-achievement | $50.00 | 12/14/2012 10:04:26 AM |
economy-shrubbery6 | $25.00 | 12/14/2012 10:07:05 AM |
MyPFBlog | $25.00 | 12/14/2012 10:21:20 AM |
wwwUniversal | $25.00 | 12/14/2012 10:31:55 AM |
NickelSteamroller | $25.00 | 12/14/2012 10:41:44 AM |
economy-producer | $25.00 | 12/14/2012 9:43:52 AM |
cp-family | $34.00 | 12/14/2012 9:45:14 AM |
87Marc | $25.00 | 12/14/2012 9:45:42 AM |
new-gold-wrangler | $1,000.00 | 12/14/2012 10:49:21 AM |
asian808 | $25.00 | 12/14/2012 9:54:42 AM |
Katburg | $25.00 | 12/14/2012 9:54:52 AM |
P2P_Investor | $526.90 | 12/14/2012 11:16:35 AM |
svandgts | $25.00 | 12/14/2012 10:05:47 AM |
gold-sushi | $25.00 | 12/14/2012 10:15:50 AM |
market-jam | $25.00 | 12/14/2012 10:16:32 AM |
sprout16 | $25.00 | 12/14/2012 10:26:19 AM |
dedicated-transaction796 | $25.00 | 12/14/2012 10:34:41 AM |
miamibeachloaner | $25.00 | 12/14/2012 10:43:32 AM |
Scrooge_McDuck2 | $100.00 | 12/14/2012 10:56:53 AM |
InChicago | $80.04 | 11/30/2012 5:05:32 PM |
Nco | $100.00 | 11/30/2012 5:18:12 PM |
money-genome84 | $250.00 | 11/30/2012 5:31:44 PM |
janeybooboo | $108.72 | 11/30/2012 6:22:35 PM |
liberty-tostada7 | $25.00 | 11/30/2012 6:59:08 PM |
DevinHill | $25.00 | 12/1/2012 11:28:25 AM |
Money__Tree | $200.00 | 12/1/2012 1:21:59 PM |
golffish2 | $25.00 | 12/1/2012 2:26:21 PM |
vutah | $25.00 | 12/1/2012 3:39:27 PM |
LittleMingo | $25.00 | 12/1/2012 6:16:40 PM |
kind-lovely-marketplace | $50.00 | 12/3/2012 9:40:16 AM |
LendingPimp | $42.00 | 12/4/2012 10:34:42 AM |
zipemdown | $25.00 | 12/6/2012 6:06:31 PM |
enterprising-pound5 | $50.00 | 12/9/2012 7:32:02 PM |
selector568 | $300.00 | 12/10/2012 9:30:21 AM |
authentic-finance194 | $200.00 | 12/10/2012 6:25:51 AM |
TumbleWeed88 | $25.00 | 12/10/2012 10:11:45 AM |
best-bonafide-p2p | $25.00 | 12/11/2012 5:14:13 PM |
Edakers | $25.00 | 12/11/2012 1:49:37 PM |
trade-caper | $25.00 | 12/12/2012 5:47:52 AM |
Tscheddar | $25.00 | 12/12/2012 6:03:08 PM |
power-spartan5 | $25.00 | 12/12/2012 6:05:11 PM |
new-start18100 | $25.00 | 12/12/2012 5:09:54 PM |
credit-adventurer313 | $25.00 | 12/13/2012 7:23:03 AM |
kenji4861 | $25.00 | 12/12/2012 6:25:21 PM |
EFS | $100.00 | 12/12/2012 6:49:49 PM |
aggresive-compassion612 | $25.00 | 12/13/2012 9:46:07 AM |
subtle-bill727 | $25.00 | 12/13/2012 10:32:49 AM |
asset-professor | $25.00 | 12/13/2012 10:55:05 AM |
ItsJustMe79 | $25.00 | 12/13/2012 10:11:36 AM |
Kaj | $25.00 | 12/13/2012 9:28:56 AM |
blue-subtle-integrity | $25.00 | 12/13/2012 5:29:10 PM |
LuvToLend | $25.00 | 12/13/2012 6:30:15 PM |
tolerant-truth2 | $26.00 | 12/13/2012 5:57:39 PM |
trajectory8 | $25.00 | 12/14/2012 9:18:16 AM |
whartonmba | $50.00 | 12/14/2012 9:20:54 AM |
kidsskipp | $100.00 | 12/14/2012 9:23:43 AM |
p2ploan-charmer | $25.00 | 12/14/2012 9:34:14 AM |
decisive-return611 | $100.00 | 12/14/2012 9:46:52 AM |
nodrivelpls | $25.00 | 12/14/2012 9:48:58 AM |
engrossing-responsibility0 | $50.00 | 12/14/2012 9:04:52 AM |
CalBear08 | $33.33 | 12/14/2012 9:10:31 AM |
genius520 | $97.00 | 12/14/2012 10:02:56 AM |
money-surge1 | $25.00 | 12/14/2012 9:30:13 AM |
life-is-great | $25.00 | 12/14/2012 6:14:04 AM |
burrito6 | $50.00 | 12/14/2012 10:13:55 AM |
musegaze | $50.00 | 12/14/2012 10:15:38 AM |
gimmeopenroad | $50.00 | 12/14/2012 9:44:15 AM |
melodious-fairness | $50.00 | 12/14/2012 10:30:26 AM |
GGreg799 | $25.00 | 12/14/2012 9:47:26 AM |
vibraphone3 | $25.00 | 12/14/2012 10:31:16 AM |
moola-buddy | $25.00 | 12/14/2012 9:49:19 AM |
handshake5 | $94.00 | 12/14/2012 10:36:56 AM |
jiggaman7 | $100.00 | 12/14/2012 9:51:51 AM |
Isaac007 | $50.00 | 12/14/2012 7:59:19 AM |
debatergirl | $25.00 | 12/14/2012 9:55:34 AM |
point-didgeridoo | $25.00 | 12/14/2012 10:42:51 AM |
golffish2 | $25.00 | 12/14/2012 10:49:36 AM |
Miklot | $30.00 | 12/14/2012 10:57:03 AM |
red-power-pecan | $50.00 | 12/14/2012 10:01:21 AM |
brainy-return234 | $25.00 | 12/14/2012 11:03:18 AM |
idastmerchants | $25.00 | 12/14/2012 9:11:39 AM |
heart514 | $25.00 | 12/14/2012 10:12:26 AM |
mikbos | $25.00 | 12/14/2012 10:18:27 AM |
ventureboy | $30.00 | 12/14/2012 9:31:51 AM |
MissionMicroFinance | $25.00 | 12/14/2012 9:40:05 AM |
nimble-revenue5 | $100.00 | 12/14/2012 10:38:54 AM |
Sonic_Squirrel | $75.00 | 12/14/2012 9:46:12 AM |
JGENERAL | $25.00 | 12/14/2012 9:47:33 AM |
real-return | $25.00 | 12/14/2012 11:02:16 AM |
the-laudable-peso | $30.00 | 12/14/2012 9:59:57 AM |
cash-reaction2 | $25.00 | 12/14/2012 10:01:36 AM |
Learning2Lend | $25.00 | 12/14/2012 10:08:03 AM |
Wellman | $25.00 | 12/14/2012 10:10:23 AM |
Forlio | $25.00 | 12/14/2012 10:16:22 AM |
finance-fan7 | $25.00 | 12/14/2012 10:32:43 AM |
153 Investments
|
Borrower Payment Dependent Notes Series
680548
This series of Notes was issued and sold upon the funding of the borrower loan #79159, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-01-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $74.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 2% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $338 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| sensible-transaction834 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation Expenses
Purpose of loan:
This loan will be used to pay for vacation expenses for our family of 5.
My financial situation:
I am a good candidate for this loan because I have a reliable source of income and plan on paying it back in full in less than the full term.
Monthly net income: $2600
Monthly expenses: $
Housing: $800
Insurance: $115
Car expenses: $
Utilities: $140
Phone, cable, internet: $270
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Milonguero | $100.00 | 12/1/2012 12:05:26 PM |
valiant-return584 | $50.00 | 12/1/2012 12:13:31 PM |
Vegasjim | $25.00 | 12/1/2012 1:57:59 PM |
brilliant-balance | $50.00 | 12/1/2012 2:51:40 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:33:51 AM |
FundMaker | $25.00 | 12/1/2012 5:46:12 PM |
kind-lovely-marketplace | $50.00 | 12/3/2012 9:39:59 AM |
transaction-seahorse0 | $25.00 | 12/3/2012 9:56:00 AM |
j2ee | $50.00 | 12/3/2012 9:18:57 AM |
bazaar-tulip | $25.00 | 12/3/2012 9:29:18 AM |
nickel-ferret | $25.00 | 12/3/2012 9:45:57 AM |
riskreward | $250.00 | 12/3/2012 9:59:17 AM |
E-2 | $31.00 | 12/3/2012 5:23:42 PM |
paradise-foothill | $100.00 | 12/4/2012 8:58:42 PM |
well-rounded-payout0 | $50.00 | 12/5/2012 10:03:40 AM |
pujols8996 | $100.00 | 12/5/2012 7:26:16 PM |
SecondChanceLendingSERV | $25.00 | 12/5/2012 8:02:28 PM |
sisepuede | $25.00 | 12/5/2012 10:40:21 PM |
JesanFafon | $25.00 | 12/5/2012 7:12:00 PM |
gpuck | $25.00 | 12/6/2012 5:29:13 PM |
skillful-durability8 | $25.00 | 12/6/2012 4:40:41 PM |
britches613 | $25.00 | 12/7/2012 6:45:07 AM |
Frank512 | $25.00 | 12/7/2012 6:19:06 AM |
glroark | $100.00 | 12/7/2012 7:10:22 AM |
WalnutCreekguy | $50.00 | 12/1/2012 1:09:15 PM |
toblerone | $25.00 | 12/1/2012 2:06:51 PM |
deal-vibrato | $25.00 | 12/1/2012 1:26:00 PM |
janeybooboo | $50.00 | 12/1/2012 4:54:31 PM |
jarf | $100.00 | 12/2/2012 9:20:55 AM |
Mucman72 | $25.00 | 12/2/2012 7:32:54 PM |
CFOGO | $25.00 | 12/3/2012 5:48:08 AM |
justasoldier | $40.00 | 12/2/2012 5:47:04 PM |
LuvToLend | $25.00 | 12/3/2012 5:31:56 PM |
Kaj | $25.00 | 12/4/2012 10:41:38 AM |
PFTLender | $25.00 | 12/4/2012 3:06:04 PM |
sincere-funds470 | $29.00 | 12/6/2012 10:18:59 AM |
Tscheddar | $25.00 | 12/6/2012 3:28:45 PM |
RocketSurgeon | $25.00 | 12/6/2012 5:02:34 PM |
ethicalhumanist | $50.00 | 12/6/2012 10:31:09 AM |
Ocean713 | $75.00 | 12/6/2012 12:17:05 PM |
zipemdown | $25.00 | 12/6/2012 6:06:37 PM |
ucsd-triton | $25.00 | 12/6/2012 8:41:29 PM |
Leshan | $50.00 | 12/7/2012 7:48:51 AM |
sgt-schultz | $25.00 | 12/7/2012 8:00:19 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
680690
This series of Notes was issued and sold upon the funding of the borrower loan #78759, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-09-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 9 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 29
/
26 | Length of status: | 9y 11m |
Amount delinquent:
| $101 |
Total credit lines:
| 64 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,498 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Hollywood24 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2010)
700-719
(Oct-2009)
660-679
(Sep-2008)
680-699
(Apr-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Business
Purpose of loan:
This loan will be used to... stock 3rd store new location in trendy hipster area for christmas. Store softed opened for the month totaling over 5k. Have less than 15k in and need to get the stock up for cristmas store already profiting and will break even in 3months so loan would have an accearated pay back.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $15500
Monthly expenses: $9000
Housing: $1500
Insurance: $500
Car expenses: $1250
Utilities: $500
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $500
Credit cards and other loans: $100
Other expenses: $4000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 12/3/2012 9:21:46 AM |
Astyanax | $25.00 | 12/3/2012 12:59:59 PM |
Bank42 | $25.00 | 12/3/2012 10:15:22 AM |
worthy-bid8 | $100.00 | 12/3/2012 10:23:04 AM |
lucrative-loan | $50.00 | 12/3/2012 2:43:19 PM |
money-baron-Roth401k | $25.00 | 12/3/2012 5:08:37 PM |
slowgains | $25.00 | 12/3/2012 5:14:37 PM |
dinero-wizard9 | $100.00 | 12/3/2012 9:11:43 PM |
DoctorJoe | $25.00 | 12/4/2012 5:42:03 AM |
treasure-hunter270 | $50.00 | 12/4/2012 7:47:18 AM |
money-baron | $52.00 | 12/4/2012 10:12:00 AM |
ore-dojo | $30.00 | 12/4/2012 4:32:32 PM |
Frover | $28.88 | 12/5/2012 6:49:54 AM |
first-serene-credit | $25.00 | 12/5/2012 10:04:46 AM |
money-baron-roth-IRA | $50.00 | 12/5/2012 11:22:57 AM |
jmeasn | $25.00 | 12/5/2012 5:51:07 PM |
wealth-multiplier | $25.00 | 12/5/2012 9:03:38 PM |
108lender | $155.00 | 12/6/2012 9:59:40 AM |
dandasarge | $25.00 | 12/7/2012 9:45:19 AM |
cash-turbine1 | $25.00 | 12/7/2012 9:33:16 AM |
340 | $25.00 | 12/7/2012 10:15:50 AM |
340IRA | $25.00 | 12/7/2012 10:15:59 AM |
order-singularity430 | $56.84 | 12/7/2012 11:58:57 AM |
Goodthing | $200.00 | 12/7/2012 12:16:05 PM |
power-spartan5 | $25.00 | 12/7/2012 10:44:43 AM |
petangerie | $50.00 | 12/7/2012 3:44:29 PM |
moneytolend72 | $25.00 | 12/7/2012 11:37:33 AM |
wyobeads | $25.00 | 12/7/2012 9:26:03 PM |
SecondChanceLendingSERV | $26.62 | 12/8/2012 8:51:58 AM |
docjulia | $50.00 | 12/7/2012 10:51:05 PM |
evilkats | $50.00 | 12/8/2012 11:15:39 AM |
power-bluebird2 | $25.00 | 12/8/2012 4:48:37 AM |
Cessna172 | $25.00 | 12/7/2012 7:44:09 PM |
Debt-Reduction-Plus | $35.00 | 12/8/2012 2:35:59 AM |
Mibaz5 | $29.00 | 12/8/2012 11:38:37 AM |
s_man1 | $25.00 | 12/8/2012 9:55:13 AM |
vutah | $45.00 | 12/8/2012 2:04:28 PM |
radforj22 | $25.00 | 12/8/2012 7:55:32 PM |
exponential-fairness2 | $25.00 | 12/9/2012 9:22:30 AM |
CA-Lender | $25.00 | 12/9/2012 2:22:46 PM |
impala6464 | $25.00 | 12/9/2012 12:28:23 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:39 PM |
green-rapid-openness | $300.00 | 12/9/2012 2:09:46 PM |
adam28 | $25.00 | 12/9/2012 7:08:36 PM |
kpengineer | $25.00 | 12/9/2012 7:44:26 PM |
the-principal-reactor4 | $50.00 | 12/9/2012 6:52:23 PM |
KB-IRA | $61.27 | 12/9/2012 8:14:20 PM |
economy-coup | $200.00 | 12/3/2012 2:12:44 PM |
natural-affluence6 | $25.00 | 12/4/2012 1:03:55 PM |
five-star-note | $25.00 | 12/3/2012 12:40:18 PM |
yield-lion2 | $50.00 | 12/3/2012 10:29:12 AM |
enthusiastic-balance5 | $100.00 | 12/3/2012 11:20:02 AM |
payment-halo | $25.00 | 12/3/2012 4:36:39 PM |
diplomatic-wealth7 | $25.00 | 12/3/2012 5:14:10 PM |
open-minded-p2p1 | $25.00 | 12/3/2012 6:25:58 PM |
vanklein | $25.00 | 12/4/2012 9:58:10 AM |
AF-Chief | $25.00 | 12/4/2012 11:03:00 AM |
JGuide | $25.00 | 12/4/2012 10:32:59 AM |
brightest-organized-balance | $25.39 | 12/4/2012 7:04:46 PM |
Tscheddar | $25.00 | 12/5/2012 11:32:40 AM |
Mr_School_Boy_Cookies | $25.00 | 12/6/2012 9:19:53 AM |
fabulous-community4 | $30.00 | 12/6/2012 8:22:56 PM |
foofightee | $25.00 | 12/7/2012 7:48:00 AM |
On-an-Escapade | $25.00 | 12/7/2012 10:39:40 AM |
travels536 | $25.00 | 12/7/2012 2:52:39 PM |
thankful-nickel2 | $25.00 | 12/7/2012 3:13:58 PM |
oxnard | $50.00 | 12/7/2012 3:23:37 PM |
handy-affluence9 | $25.00 | 12/7/2012 3:45:42 PM |
FL-Lender | $25.00 | 12/7/2012 3:52:04 PM |
elog238 | $25.00 | 12/7/2012 1:35:10 PM |
felicity-czar6 | $50.00 | 12/7/2012 4:52:07 PM |
a-helping-hand | $250.00 | 12/7/2012 7:58:48 PM |
helpingyou1 | $25.00 | 12/8/2012 2:09:47 AM |
arenangelchild | $50.00 | 12/9/2012 10:45:04 AM |
amlu1988 | $25.00 | 12/9/2012 7:32:31 PM |
75 Investments
|
Borrower Payment Dependent Notes Series
680756
This series of Notes was issued and sold upon the funding of the borrower loan #79166, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,800.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $104.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 6m |
Amount delinquent:
| $91 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,394 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gain-financier |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
help me cover a down payment on a house
My financial situation:
I am a good candidate for this loan because...
because i have worked really hard the last 2 years to get my credit score up from under 500 to almost 670
Monthly net income: $2500
Monthly expenses: $1000
Housing: $700
Insurance: $55/a week
Car expenses: $100/ month
Utilities: $115
Phone, cable, internet: $115
Food, entertainment: $300
Clothing, household expenses: $0
Credit cards and other loans: $171
Other expenses: $under 50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
j2ee | $50.00 | 12/3/2012 9:19:03 AM |
daw1878 | $25.00 | 12/3/2012 9:39:18 AM |
blue111 | $25.00 | 12/3/2012 9:41:56 AM |
transaction-seahorse0 | $25.00 | 12/3/2012 9:56:06 AM |
valiant-return584 | $50.00 | 12/3/2012 10:14:16 AM |
return-point2 | $100.00 | 12/3/2012 10:21:01 AM |
WalnutCreekguy | $50.00 | 12/3/2012 5:15:07 PM |
payment-halo | $25.00 | 12/3/2012 4:35:53 PM |
Wrats6 | $25.00 | 12/3/2012 4:59:41 PM |
bullwink27 | $25.00 | 12/4/2012 6:29:54 AM |
market-maximizer472 | $25.00 | 12/4/2012 7:28:09 AM |
toblerone | $25.00 | 12/4/2012 10:47:54 AM |
Kaj | $25.00 | 12/4/2012 6:10:14 PM |
CFOGO | $25.00 | 12/5/2012 5:09:58 AM |
brainy-credit1 | $60.00 | 12/6/2012 8:56:49 AM |
Kennfusion | $50.00 | 12/6/2012 8:49:14 AM |
Tscheddar | $25.00 | 12/6/2012 3:28:49 PM |
well-rounded-payout0 | $50.00 | 12/6/2012 5:33:33 PM |
a-finance-nirvana | $25.00 | 12/7/2012 9:19:50 AM |
power-leader1 | $25.00 | 12/7/2012 9:57:53 AM |
BankofRon | $25.00 | 12/7/2012 9:59:12 AM |
monster4 | $50.00 | 12/7/2012 9:45:44 AM |
Comoparklender | $25.00 | 12/7/2012 10:53:19 AM |
sympathetic-funds818 | $25.00 | 12/7/2012 10:53:25 AM |
ttnk62918 | $25.00 | 12/7/2012 10:03:46 AM |
bright-idea11 | $25.00 | 12/7/2012 10:12:10 AM |
hitsman | $50.00 | 12/7/2012 10:47:54 AM |
justreturns | $25.00 | 12/7/2012 11:06:53 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:44 AM |
BostonCapital | $100.00 | 12/7/2012 10:50:11 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:54 AM |
bklyntrustco | $100.00 | 12/7/2012 2:39:10 PM |
Winged_Inspirations | $25.00 | 12/7/2012 10:59:42 AM |
mlaner92 | $25.00 | 12/7/2012 5:09:50 PM |
907 | $25.00 | 12/7/2012 2:00:50 PM |
undergroundmike | $25.00 | 12/7/2012 2:41:12 PM |
karpman3 | $50.00 | 12/7/2012 2:48:49 PM |
point-hunter4 | $25.00 | 12/7/2012 5:03:05 PM |
relentless-gain3 | $25.00 | 12/7/2012 2:25:23 PM |
TheBigCheese | $25.00 | 12/7/2012 3:28:17 PM |
bid-serenity386 | $100.00 | 12/3/2012 9:12:19 AM |
bazaar-tulip | $25.00 | 12/3/2012 9:30:34 AM |
nickel-ferret | $25.00 | 12/3/2012 9:46:01 AM |
formula842 | $25.00 | 12/3/2012 9:54:40 AM |
riskreward | $250.00 | 12/3/2012 9:59:21 AM |
ucantbeetit | $25.00 | 12/3/2012 10:32:28 AM |
foothillender | $25.00 | 12/4/2012 6:40:55 AM |
PFTLender | $25.00 | 12/4/2012 3:06:22 PM |
LuvToLend | $25.00 | 12/4/2012 5:42:33 PM |
yzerizef | $25.00 | 12/5/2012 6:06:53 AM |
Eric_Gagne | $25.00 | 12/6/2012 7:36:42 AM |
zipemdown | $25.00 | 12/6/2012 6:07:01 PM |
dunox | $75.00 | 12/7/2012 9:10:20 AM |
richboy56 | $25.00 | 12/7/2012 9:41:05 AM |
gold-sushi | $25.00 | 12/7/2012 9:52:31 AM |
tech310 | $50.00 | 12/7/2012 9:12:03 AM |
successful-agreement7 | $100.00 | 12/7/2012 9:14:58 AM |
trader-joe | $25.00 | 12/7/2012 12:57:17 PM |
Zion-CIF | $25.00 | 12/7/2012 12:08:00 PM |
Rostov | $25.00 | 12/7/2012 4:58:54 PM |
refined-return922 | $25.00 | 12/7/2012 2:34:09 PM |
coin-entrepreneur | $25.00 | 12/7/2012 3:49:57 PM |
affluence-microscope2 | $190.00 | 12/7/2012 5:41:34 PM |
supersarah61 | $25.00 | 12/7/2012 4:28:39 PM |
Leshan | $50.00 | 12/7/2012 5:23:40 PM |
1800porsche | $25.00 | 12/7/2012 5:29:57 PM |
66 Investments
|
Borrower Payment Dependent Notes Series
680888
This series of Notes was issued and sold upon the funding of the borrower loan #79256, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-03-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-05-2012 |
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $133.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 26% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,663 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-shower3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to pay off other debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3400
Monthly expenses: $2700
Housing: $1700
Insurance: $0
Car expenses: $0
Utilities: $104
Phone, cable, internet: $0
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dudebrah | $25.00 | 12/3/2012 9:42:22 AM |
jiftostada | $25.00 | 12/3/2012 10:02:53 AM |
octoberfresh | $25.00 | 12/3/2012 9:21:18 AM |
ferocious-kindness8 | $35.00 | 12/3/2012 9:23:06 AM |
Endeavour | $150.00 | 12/3/2012 11:08:22 AM |
Dubbs360 | $50.00 | 12/3/2012 9:58:06 AM |
vutah | $45.00 | 12/3/2012 11:46:10 AM |
scoobiedoo | $30.01 | 12/3/2012 10:12:02 AM |
HeroSupport | $30.00 | 12/3/2012 5:03:59 PM |
corndog4000 | $60.00 | 12/3/2012 10:52:58 AM |
CreditBuilder2 | $25.03 | 12/3/2012 11:30:17 AM |
EngineersAlliance | $25.00 | 12/3/2012 11:04:44 AM |
Detour11 | $25.00 | 12/3/2012 11:20:28 AM |
TumbleWeed88 | $25.00 | 12/3/2012 5:34:43 PM |
6_kids_college_fund | $25.00 | 12/3/2012 12:26:11 PM |
credit-pudding855 | $50.00 | 12/3/2012 3:03:00 PM |
responsible-worth113 | $30.00 | 12/3/2012 3:06:40 PM |
LaQuintaWealthManagmentGroup | $33.00 | 12/3/2012 3:32:47 PM |
asset-professor | $35.00 | 12/3/2012 5:57:51 PM |
LuvToLend | $25.00 | 12/3/2012 5:31:59 PM |
money-fort | $25.00 | 12/3/2012 9:14:15 PM |
finder61 | $25.00 | 12/3/2012 10:24:06 PM |
careful-vigilance4 | $25.00 | 12/4/2012 9:20:33 AM |
new-impeccable-coin | $33.00 | 12/4/2012 9:24:05 AM |
green-loyalty-web | $25.00 | 12/4/2012 9:19:08 AM |
PrimeFunding | $25.00 | 12/4/2012 9:19:15 AM |
penny-socrates5 | $100.00 | 12/4/2012 12:17:35 PM |
integrity-doctor | $100.00 | 12/4/2012 12:52:17 PM |
ChoiceInvestments | $25.50 | 12/4/2012 2:13:03 PM |
joyous-peace443 | $25.00 | 12/4/2012 10:36:38 AM |
BradP | $25.00 | 12/4/2012 4:40:37 PM |
droopie1 | $25.00 | 12/4/2012 6:06:27 PM |
favorite-commerce | $50.00 | 12/4/2012 8:00:40 PM |
mtnguy_24 | $75.00 | 12/4/2012 10:29:36 PM |
CA-Lender | $25.00 | 12/5/2012 7:35:48 AM |
integrity-gazelle7 | $25.00 | 12/5/2012 8:11:47 AM |
worthy-bid4 | $59.19 | 12/5/2012 9:08:29 AM |
nevee | $25.00 | 12/5/2012 10:07:30 AM |
Loan_Raider | $25.00 | 12/5/2012 7:35:33 AM |
KramericaIndustries | $25.04 | 12/5/2012 9:25:26 AM |
EretzCapital | $25.00 | 12/5/2012 10:35:18 AM |
economy-coup | $200.00 | 12/3/2012 2:11:12 PM |
one-midas | $25.00 | 12/3/2012 9:09:06 AM |
Money__Tree | $200.00 | 12/3/2012 9:23:29 AM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:27:38 AM |
kind-lovely-marketplace | $50.00 | 12/3/2012 9:40:56 AM |
Nco | $100.00 | 12/3/2012 10:01:49 AM |
treasure-bliss | $50.00 | 12/3/2012 9:57:55 AM |
money-genome84 | $250.00 | 12/3/2012 10:17:22 AM |
natural-worth9 | $25.00 | 12/3/2012 10:31:03 AM |
Gregger | $25.00 | 12/3/2012 10:59:46 AM |
payment-halo | $25.00 | 12/3/2012 4:06:09 PM |
melodious-openness | $200.00 | 12/3/2012 7:07:13 PM |
restless-dime | $100.00 | 12/3/2012 7:50:17 PM |
income-triangulation1 | $25.00 | 12/4/2012 2:01:47 AM |
golffish2 | $25.00 | 12/4/2012 4:14:58 AM |
Whipster | $25.00 | 12/4/2012 5:24:26 AM |
MyPFBlog | $25.00 | 12/3/2012 9:20:52 PM |
janeybooboo | $75.00 | 12/4/2012 5:47:49 AM |
Sweaty-Butt-Crack | $25.00 | 12/4/2012 6:45:32 AM |
Requiem | $25.00 | 12/4/2012 6:49:23 AM |
authentic-finance194 | $200.00 | 12/4/2012 7:53:05 AM |
jybank | $49.00 | 12/4/2012 11:21:19 AM |
jstnow | $25.00 | 12/4/2012 11:26:08 AM |
repayment-liberator7 | $25.00 | 12/4/2012 1:35:57 PM |
Goat-herder | $25.00 | 12/4/2012 2:17:33 PM |
new-start18100 | $25.00 | 12/4/2012 6:59:02 PM |
slowgains | $25.00 | 12/4/2012 7:07:13 PM |
Interloper | $25.00 | 12/4/2012 7:13:16 PM |
transparency-position | $112.00 | 12/4/2012 7:27:34 PM |
glroark | $100.00 | 12/5/2012 8:18:13 AM |
let_me_retire | $100.00 | 12/5/2012 1:44:43 AM |
bancoroyal | $26.23 | 12/5/2012 5:41:14 AM |
selector23 | $50.00 | 12/5/2012 7:37:42 AM |
kingbob | $25.00 | 12/5/2012 9:02:30 AM |
Danjack_Capital | $25.00 | 12/5/2012 9:03:43 AM |
melodious-openness | $97.00 | 12/5/2012 10:41:58 AM |
77 Investments
|
Borrower Payment Dependent Notes Series
680962
This series of Notes was issued and sold upon the funding of the borrower loan #79454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-01-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $326.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 11y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $9,436 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| No | | |
Screen name:
| resplendent-bid057 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay my debts
My financial situation:
I am a good candidate for this loan because i am responsible with paying it back
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
prudent-dough458 | $25.00 | 12/1/2012 12:40:11 PM |
Zolton | $300.00 | 12/1/2012 12:14:08 PM |
balance-force | $35.00 | 12/1/2012 1:28:26 PM |
CaptainBL | $25.00 | 12/1/2012 1:28:49 PM |
SBT | $25.00 | 12/1/2012 1:57:56 PM |
CreditBuilder2 | $50.01 | 12/1/2012 2:56:58 PM |
Plow_n_Sow | $100.00 | 12/1/2012 5:28:31 PM |
proud-p2p848 | $50.00 | 12/2/2012 11:31:42 AM |
bazaar-tulip | $25.00 | 12/2/2012 12:44:07 PM |
uncl-sammy | $25.00 | 12/3/2012 9:37:35 AM |
riskreward | $250.00 | 12/3/2012 5:52:04 PM |
repayment-pagoda8 | $100.00 | 12/3/2012 5:25:38 PM |
Arvicco | $400.00 | 12/3/2012 5:55:50 PM |
indomitable-coin | $25.00 | 12/4/2012 10:44:51 AM |
charming-exchange7 | $25.00 | 12/4/2012 10:54:01 AM |
logical-peso2 | $25.00 | 12/4/2012 5:51:15 PM |
patriot897 | $25.00 | 12/4/2012 6:09:10 PM |
amicablenemesis | $50.00 | 12/5/2012 10:29:27 AM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:36 PM |
SamyFromRI | $25.00 | 12/5/2012 7:10:01 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:15 AM |
miked8303 | $75.00 | 12/6/2012 11:31:55 AM |
Mommo | $50.00 | 12/6/2012 5:19:49 PM |
Plutis | $25.00 | 12/6/2012 6:31:02 PM |
cerebral-dollar773 | $25.00 | 12/7/2012 6:07:02 AM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:32 AM |
Vegasjim | $25.00 | 12/7/2012 11:33:12 AM |
compoundinterest | $25.00 | 12/7/2012 10:42:36 AM |
Castellan | $50.00 | 12/7/2012 5:12:29 PM |
YampaQuant | $25.00 | 12/7/2012 11:29:53 AM |
currency-fan9 | $50.00 | 12/7/2012 2:13:08 PM |
well-rounded-diversification | $25.00 | 12/8/2012 8:11:11 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:36 AM |
sprinter | $43.00 | 12/10/2012 4:51:33 PM |
syracuserei | $100.00 | 12/10/2012 7:56:54 PM |
terminal-velocity34 | $25.00 | 12/11/2012 9:08:42 AM |
bill-expert | $27.00 | 12/11/2012 9:33:01 AM |
pound-youngster6 | $25.00 | 12/11/2012 8:43:35 AM |
payout-optimizer1 | $50.00 | 12/11/2012 7:58:27 AM |
loot-heart | $25.00 | 12/11/2012 9:33:21 AM |
educationfirst | $50.00 | 12/11/2012 9:05:17 AM |
fervent-revenue7 | $25.00 | 12/11/2012 9:59:01 AM |
the-silver-blaster | $75.00 | 12/11/2012 9:26:44 AM |
mtquan | $25.00 | 12/11/2012 9:48:54 AM |
dinero-gusto9 | $25.00 | 12/11/2012 11:45:47 AM |
fund-booster4 | $25.00 | 12/11/2012 11:08:55 AM |
Ocean713 | $75.00 | 12/11/2012 12:16:17 PM |
SugarMommy | $25.00 | 12/11/2012 5:37:09 PM |
generosity-willow1 | $88.90 | 12/11/2012 3:47:21 PM |
commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:36 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:56 PM |
contract-amigo7 | $25.00 | 12/11/2012 6:08:11 PM |
Flyinerb | $50.00 | 12/12/2012 6:35:19 AM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:33 AM |
upperdeck | $25.00 | 12/11/2012 7:48:38 PM |
silver-saber | $125.00 | 12/12/2012 9:05:35 AM |
little_lender1 | $100.00 | 12/12/2012 10:04:39 AM |
deal-pal | $25.00 | 12/12/2012 10:59:58 AM |
Kyne | $50.00 | 12/12/2012 2:08:31 PM |
meoates1 | $25.00 | 12/12/2012 10:08:39 AM |
Sneezie | $100.00 | 12/12/2012 5:21:12 PM |
djh47a | $50.00 | 12/12/2012 12:58:56 PM |
durable-investment8 | $30.00 | 12/12/2012 3:21:34 PM |
joyful-yield3 | $25.00 | 12/12/2012 3:42:59 PM |
wealth-ferret | $25.00 | 12/12/2012 4:56:31 PM |
Imperativity | $25.41 | 12/12/2012 5:04:43 PM |
kind-cash-porcelain | $50.00 | 12/12/2012 10:26:10 PM |
GalileoBob | $25.00 | 12/12/2012 7:31:14 PM |
fantastic-bazaar2 | $50.00 | 12/13/2012 9:02:38 AM |
tender-integrity3 | $80.00 | 12/13/2012 10:50:34 AM |
lawyervon | $25.00 | 12/13/2012 10:10:48 AM |
palu2619 | $25.00 | 12/13/2012 12:23:08 PM |
point-oyster5 | $25.00 | 12/13/2012 5:30:03 PM |
AFairDeal | $25.00 | 12/13/2012 5:20:57 PM |
GBLENDER | $25.00 | 12/13/2012 5:24:55 PM |
cleveland2portland | $33.28 | 12/13/2012 12:48:12 PM |
unforgettable-wealth4 | $50.00 | 12/13/2012 5:09:40 PM |
BorthersKeeper | $25.00 | 12/14/2012 3:55:25 AM |
ralph44 | $25.00 | 12/14/2012 7:27:31 AM |
fairness-musician3 | $25.00 | 12/14/2012 7:51:23 AM |
BicyclePostLendingDivision | $35.00 | 12/13/2012 6:09:39 PM |
Actuary | $25.00 | 12/13/2012 9:38:09 PM |
WillyP345 | $50.00 | 12/13/2012 6:16:00 PM |
Avicell | $25.00 | 12/13/2012 6:21:09 PM |
gjh37 | $25.00 | 12/14/2012 9:01:15 AM |
life-is-great | $25.00 | 12/14/2012 6:14:07 AM |
crw1950 | $50.00 | 12/14/2012 7:55:33 AM |
anacent | $25.00 | 12/13/2012 10:26:22 PM |
bboy21385 | $50.00 | 12/14/2012 5:11:40 AM |
Munnie | $50.00 | 12/14/2012 6:10:47 AM |
BankofPete | $25.00 | 12/14/2012 6:42:13 AM |
felicity-chairman3 | $50.00 | 12/14/2012 8:26:25 AM |
deal-vibrato | $25.00 | 12/1/2012 1:26:01 PM |
prudent-deal662 | $25.00 | 12/1/2012 1:49:47 PM |
cash-delight1 | $25.00 | 12/1/2012 2:08:00 PM |
Harry | $75.00 | 12/2/2012 12:07:55 PM |
loot-prescription3 | $25.00 | 12/2/2012 12:16:20 PM |
BlueSharp | $25.00 | 12/1/2012 9:57:54 PM |
FormulaTroll | $25.00 | 12/2/2012 2:25:22 PM |
Fiimg | $50.00 | 12/2/2012 6:38:12 PM |
nickel-ferret | $25.00 | 12/3/2012 9:45:35 AM |
abundanceforever | $33.00 | 12/3/2012 9:43:12 AM |
wetlands | $200.00 | 12/3/2012 9:47:46 AM |
windguy | $50.00 | 12/3/2012 9:59:30 AM |
kind-euro-mirth | $50.00 | 12/3/2012 5:14:13 PM |
LoanerPrincipal | $25.00 | 12/3/2012 12:34:00 PM |
commerce-artisan8 | $50.00 | 12/3/2012 5:37:26 PM |
listing-flower2 | $100.00 | 12/3/2012 1:52:19 PM |
dunkard13 | $100.00 | 12/3/2012 5:56:39 PM |
dunox | $75.00 | 12/3/2012 5:24:08 PM |
franzzua | $25.00 | 12/3/2012 6:21:12 PM |
wise-charming-reward | $300.00 | 12/3/2012 10:40:01 PM |
Nipper99 | $100.00 | 12/3/2012 10:49:39 PM |
supersarah61 | $25.00 | 12/4/2012 1:34:13 PM |
inspiring-kindness062 | $25.00 | 12/4/2012 5:18:00 PM |
qsolo | $25.00 | 12/4/2012 4:57:27 PM |
BrLender | $34.00 | 12/5/2012 9:31:42 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:39 AM |
unrivaled-deal676 | $50.00 | 12/5/2012 10:36:23 AM |
ideal-peace5 | $100.00 | 12/5/2012 10:33:27 AM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:49 PM |
fortytwo | $100.00 | 12/6/2012 9:51:19 AM |
PaulW | $40.00 | 12/7/2012 4:26:47 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:44 AM |
radiant-dollar9 | $200.00 | 12/7/2012 5:53:57 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:37:13 PM |
loan-mongoose1 | $25.00 | 12/7/2012 6:33:58 PM |
california111 | $25.00 | 12/8/2012 5:20:14 PM |
simplelender80 | $75.00 | 12/9/2012 2:01:30 PM |
ahansen | $25.00 | 12/9/2012 12:17:05 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:07:04 AM |
funds-captain4 | $50.00 | 12/10/2012 9:01:28 AM |
knowledgeable-listing597 | $25.00 | 12/10/2012 5:19:01 PM |
money-atizer | $25.00 | 12/10/2012 11:58:42 AM |
redmumba | $50.00 | 12/11/2012 12:30:03 AM |
bill-appraiser7 | $25.00 | 12/11/2012 10:31:05 AM |
first-credit-meridian | $25.00 | 12/11/2012 10:09:16 AM |
hitsman | $50.00 | 12/11/2012 10:33:14 AM |
GlocalPM | $25.00 | 12/11/2012 3:41:27 PM |
starry2001 | $25.00 | 12/12/2012 4:35:08 AM |
intrepid-compassion29 | $25.00 | 12/12/2012 6:47:27 AM |
Josphine | $25.00 | 12/12/2012 5:21:26 AM |
american6 | $39.00 | 12/12/2012 10:38:02 AM |
hopeful-truth5 | $75.00 | 12/12/2012 11:36:04 AM |
neighborly-velocity4 | $25.00 | 12/12/2012 10:23:40 AM |
ddog0224 | $50.00 | 12/12/2012 4:50:36 PM |
scholarly-liberty3 | $25.00 | 12/12/2012 10:25:11 AM |
kind-versatile-durability | $30.00 | 12/12/2012 4:51:34 PM |
JackinGreen | $100.00 | 12/12/2012 7:57:25 PM |
hero007 | $50.00 | 12/13/2012 9:03:05 AM |
Investoman | $25.00 | 12/13/2012 9:26:15 AM |
EnglishGeekInNYC | $25.00 | 12/13/2012 10:26:47 AM |
Trigirl23 | $25.00 | 12/13/2012 10:30:09 AM |
soular21804 | $25.00 | 12/13/2012 9:41:51 AM |
Queueball1 | $25.00 | 12/13/2012 9:44:10 AM |
credit-commander8 | $50.00 | 12/13/2012 10:54:25 AM |
trail5 | $25.00 | 12/13/2012 12:06:28 PM |
bill-tent1 | $50.00 | 12/13/2012 12:20:18 PM |
LPSolutions | $25.00 | 12/13/2012 3:15:49 PM |
crown-year | $750.00 | 12/13/2012 6:11:28 PM |
elasermd | $100.00 | 12/13/2012 6:27:08 PM |
persistent-dinero953 | $25.00 | 12/14/2012 8:55:15 AM |
crown-year | $691.40 | 12/14/2012 9:08:01 AM |
Hy-FineAnts-33 | $50.00 | 12/13/2012 8:29:50 PM |
Machbannai | $25.00 | 12/14/2012 5:46:12 AM |
bb575 | $50.00 | 12/14/2012 6:03:34 AM |
SnakeV | $25.00 | 12/14/2012 8:15:19 AM |
progressive-economy261 | $60.00 | 12/14/2012 9:05:08 AM |
168 Investments
|
Borrower Payment Dependent Notes Series
681012
This series of Notes was issued and sold upon the funding of the borrower loan #78801, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $113.01 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1978 |
Debt/Income ratio:
| 21% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
20 | Length of status: | 9y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 58 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $68,375 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unequaled-bonus768 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: Wife's brother died yesterday. We need to travel to Panama City for funeral
This loan will be used to...Pay airfare, lodging & car rental in Panama
My financial situation: Good
I am a good candidate for this loan because...I am currently employed by the government and I am also retired military
Monthly net income: $ 8400
Monthly expenses: $ 6700
Housing: $ 2650
Insurance: $ included in mortgage
Car expenses: $ 1050
Utilities: $ 350
Phone, cable, internet: $ 140
Food, entertainment: $ 600
Clothing, household expenses: $ 150
Credit cards and other loans: $ 1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Endeavour | $150.00 | 12/3/2012 5:05:49 PM |
octoberfresh | $25.00 | 12/3/2012 5:44:09 PM |
return-point2 | $100.00 | 12/3/2012 5:45:10 PM |
zeeexsixare | $400.00 | 12/3/2012 5:51:54 PM |
riskreward | $250.00 | 12/3/2012 5:52:52 PM |
transaction-seahorse0 | $25.00 | 12/3/2012 5:51:10 PM |
berniemadeoff | $65.00 | 12/3/2012 7:07:31 PM |
vutah | $45.00 | 12/3/2012 7:19:15 PM |
RGlad | $150.00 | 12/4/2012 5:28:43 AM |
Whipster | $50.00 | 12/4/2012 5:25:14 AM |
WalnutCreekguy | $50.00 | 12/4/2012 10:50:57 AM |
alaco | $25.00 | 12/4/2012 10:07:22 PM |
payout-motivator0 | $50.00 | 12/5/2012 9:15:54 AM |
platinum-scientist9 | $25.00 | 12/5/2012 2:48:00 PM |
sincere-funds470 | $50.00 | 12/6/2012 10:11:03 AM |
bonus-seahorse | $30.00 | 12/6/2012 5:40:31 PM |
zipemdown | $25.00 | 12/6/2012 6:07:26 PM |
courteous-kindness1 | $25.00 | 12/6/2012 6:10:49 PM |
availableloan | $25.00 | 12/6/2012 8:01:54 PM |
ethical-truth211 | $250.00 | 12/7/2012 7:35:56 AM |
circuitfive | $25.00 | 12/6/2012 6:10:21 PM |
EretzCapital | $23.91 | 12/7/2012 8:18:02 AM |
SecondChanceLendingSERV | $26.09 | 12/7/2012 7:48:50 AM |
commerce-venture1 | $50.00 | 12/3/2012 5:07:23 PM |
formula842 | $25.00 | 12/3/2012 5:23:56 PM |
nickel-ferret | $25.00 | 12/3/2012 5:44:27 PM |
methodical-interest039 | $33.00 | 12/3/2012 5:53:36 PM |
bazaar-tulip | $25.00 | 12/3/2012 6:06:01 PM |
valiant-return584 | $50.00 | 12/3/2012 6:19:51 PM |
wonder3 | $30.00 | 12/4/2012 7:14:11 AM |
scholarly-order6 | $50.00 | 12/4/2012 5:05:23 AM |
treasure-bliss | $50.00 | 12/4/2012 6:35:16 AM |
TheSituation | $25.00 | 12/4/2012 9:04:39 AM |
HeroSupport | $50.00 | 12/4/2012 9:08:58 AM |
new-impeccable-coin | $47.00 | 12/4/2012 9:14:49 AM |
PFTLender | $25.00 | 12/4/2012 3:06:41 PM |
sympathetic-funds818 | $25.00 | 12/4/2012 6:07:16 PM |
Wrats6 | $25.00 | 12/5/2012 9:14:55 AM |
jstnow | $25.00 | 12/5/2012 10:35:30 AM |
84928429 | $25.00 | 12/5/2012 5:53:10 PM |
chris-heretoinvest | $25.00 | 12/6/2012 5:20:26 AM |
Star_Witness | $25.00 | 12/5/2012 8:00:25 PM |
Eric_Gagne | $25.00 | 12/6/2012 7:39:10 AM |
Kennfusion | $50.00 | 12/6/2012 8:50:01 AM |
kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:17 PM |
LuvToLend | $25.00 | 12/6/2012 6:32:02 PM |
bebeito | $50.00 | 12/6/2012 7:35:27 PM |
ethical-truth211 | $50.00 | 12/7/2012 7:36:05 AM |
Leshan | $50.00 | 12/7/2012 7:52:19 AM |
The-Penis-Martinez | $25.00 | 12/7/2012 8:14:31 AM |
ethical-truth211 | $100.00 | 12/7/2012 7:36:18 AM |
glroark | $50.00 | 12/7/2012 7:10:39 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
681048
This series of Notes was issued and sold upon the funding of the borrower loan #79232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-02-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $399.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 32% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 14y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,971 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| capital-artist |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off Credit Cards
My financial situation:
I am a good candidate for this loan because...
I have had a loan through here before and it is paid for; This loan will put me in a better footing financially.
Monthly net income: $1880
Monthly expenses: $ 1699
Housing: $750
Insurance: $40
Car expenses: $ 80
Utilities: $25
Phone, cable, internet: $210
Food, entertainment: $ 80
Clothing, household expenses: $ 140
Credit cards and other loans: $ 399 (will be consolidated by this loan)
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
transparency-position | $135.00 | 12/2/2012 12:02:03 PM |
gain-equator | $25.00 | 12/2/2012 12:04:20 PM |
mymoneyblog | $25.00 | 12/2/2012 12:06:50 PM |
AF-Chief | $25.00 | 12/2/2012 12:29:44 PM |
bazaar-tulip | $25.00 | 12/2/2012 12:44:08 PM |
MoneyForNothing | $35.35 | 12/2/2012 12:04:44 PM |
RGlad | $65.00 | 12/2/2012 1:38:57 PM |
CreditBuilder2 | $25.06 | 12/2/2012 1:40:32 PM |
john0720 | $100.00 | 12/2/2012 12:22:16 PM |
deal-vibrato | $25.00 | 12/2/2012 12:27:30 PM |
supertux | $25.02 | 12/2/2012 12:45:48 PM |
GoGalt | $50.00 | 12/2/2012 12:51:46 PM |
corndog4000 | $120.00 | 12/2/2012 12:56:23 PM |
LaGrangeLender | $60.00 | 12/2/2012 12:57:45 PM |
persist_in_doing | $25.00 | 12/2/2012 1:01:09 PM |
Forward-Looking | $25.00 | 12/2/2012 1:06:32 PM |
Feyenoord | $30.00 | 12/2/2012 1:12:44 PM |
Banker2OO7 | $75.00 | 12/2/2012 1:26:42 PM |
entertaining-rate9 | $25.00 | 12/2/2012 1:33:04 PM |
gravbox | $25.00 | 12/2/2012 2:08:54 PM |
jmeasn | $150.00 | 12/2/2012 1:55:33 PM |
five-star-note | $25.00 | 12/2/2012 2:03:54 PM |
tolerant-dinero2 | $25.00 | 12/2/2012 2:12:18 PM |
treasure-bliss | $50.00 | 12/3/2012 7:33:51 AM |
thehousewife | $50.00 | 12/3/2012 8:24:35 AM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:17 PM |
purposeful-durability8 | $100.00 | 12/3/2012 9:00:58 AM |
payment-chief9 | $25.00 | 12/2/2012 9:47:11 PM |
deal-gazer | $50.00 | 12/2/2012 9:43:24 PM |
investment-wildcat0 | $25.00 | 12/3/2012 12:12:10 AM |
thankful-nickel2 | $35.00 | 12/3/2012 9:49:35 AM |
The-Helper | $25.00 | 12/3/2012 12:01:22 PM |
FinanceEngine | $60.00 | 12/3/2012 2:00:01 PM |
fulfilling-bazaar4 | $100.00 | 12/3/2012 10:05:40 AM |
Astyanax | $25.00 | 12/3/2012 12:52:26 PM |
Haydn-sav | $25.00 | 12/3/2012 5:21:28 PM |
franzzua | $25.00 | 12/3/2012 6:21:13 PM |
broker048 | $25.00 | 12/3/2012 9:19:19 PM |
Christophe | $25.00 | 12/4/2012 7:13:29 AM |
life-is-great | $25.00 | 12/4/2012 9:49:21 AM |
marwadi-62 | $200.00 | 12/4/2012 8:34:42 AM |
quantum_leap | $31.28 | 12/4/2012 9:02:13 AM |
Socorro_Capital_Partners | $25.01 | 12/4/2012 9:24:17 AM |
virtuous-repayment | $25.00 | 12/4/2012 10:31:44 AM |
voipguy88 | $50.00 | 12/4/2012 10:42:31 AM |
enticing-capital6 | $32.00 | 12/4/2012 10:16:46 AM |
frankdelraza | $25.00 | 12/4/2012 10:41:49 AM |
octoberfresh | $25.00 | 12/4/2012 7:00:27 PM |
MangoHedge | $25.00 | 12/5/2012 7:10:56 AM |
Rearden_Steel | $25.00 | 12/5/2012 7:54:39 AM |
first-serene-credit | $25.00 | 12/5/2012 10:05:35 AM |
funds-juniper | $75.75 | 12/5/2012 1:36:08 PM |
natural-worth9 | $100.00 | 12/5/2012 4:43:28 PM |
HenlopenCapital | $25.00 | 12/5/2012 8:28:02 PM |
Bob450 | $25.00 | 12/6/2012 7:20:57 AM |
real-return2 | $26.00 | 12/6/2012 9:29:21 AM |
managedfund | $485.00 | 12/6/2012 9:40:13 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:23 AM |
kind-credit-bear | $79.00 | 12/6/2012 6:47:29 PM |
moneyonmoneylove | $892.84 | 12/6/2012 11:03:56 PM |
bob450-roth | $25.00 | 12/7/2012 4:48:56 AM |
listing-trapper3 | $50.00 | 12/7/2012 10:33:53 AM |
EFS | $300.00 | 12/7/2012 12:45:51 PM |
kulender | $100.00 | 12/7/2012 1:19:00 PM |
EFS | $200.00 | 12/7/2012 12:45:36 PM |
investmentgroup | $50.00 | 12/7/2012 11:43:03 AM |
artisan369 | $300.00 | 12/7/2012 3:28:09 PM |
mountain_slope | $25.00 | 12/7/2012 3:48:21 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:40:30 PM |
KwonEnterprises | $50.00 | 12/8/2012 12:52:35 AM |
vutah | $45.00 | 12/8/2012 2:13:53 AM |
jpac1066 | $25.00 | 12/8/2012 5:13:52 AM |
ethical-truth211 | $200.00 | 12/8/2012 7:04:18 AM |
valiant-return584 | $50.00 | 12/7/2012 6:11:21 PM |
finance-hope | $25.00 | 12/7/2012 8:16:23 PM |
intrepid-loot | $25.00 | 12/8/2012 10:10:43 AM |
meoates1 | $25.00 | 12/8/2012 8:02:46 AM |
interestimator | $25.00 | 12/8/2012 4:56:56 AM |
nimble-money086 | $25.00 | 12/9/2012 11:19:46 AM |
radforj22 | $25.00 | 12/8/2012 7:58:27 PM |
zorg77 | $50.00 | 12/9/2012 9:19:58 AM |
ethical-truth211 | $100.00 | 12/9/2012 10:44:43 AM |
orange-euro-sculpture | $100.00 | 12/9/2012 12:34:40 PM |
appetizing-velocity4 | $25.00 | 12/9/2012 2:59:14 PM |
finance-coyote3 | $865.41 | 12/10/2012 5:06:35 AM |
lucrative-durability | $25.00 | 12/10/2012 4:13:37 AM |
Epiphanic | $25.00 | 12/3/2012 11:11:20 AM |
green-trade-dolphin2 | $49.18 | 12/2/2012 12:03:25 PM |
stylish-revenue4 | $50.00 | 12/2/2012 12:41:15 PM |
moola-accelerator6 | $45.00 | 12/2/2012 12:56:57 PM |
Silver_Rupee | $25.00 | 12/2/2012 12:59:48 PM |
trumpeter5 | $25.00 | 12/2/2012 12:02:29 PM |
deal-selector5 | $25.00 | 12/2/2012 12:31:28 PM |
RGlad | $35.00 | 12/2/2012 3:07:31 PM |
LittleMingo | $32.00 | 12/2/2012 12:52:12 PM |
new-start18100 | $25.00 | 12/2/2012 1:05:16 PM |
fcrick | $50.00 | 12/2/2012 1:09:33 PM |
bowdish1 | $25.00 | 12/2/2012 1:12:28 PM |
enthusiastic-balance5 | $100.00 | 12/2/2012 1:25:07 PM |
grnii78 | $175.00 | 12/2/2012 1:27:52 PM |
peace-adventurer3 | $25.00 | 12/2/2012 1:39:18 PM |
janeybooboo | $25.25 | 12/2/2012 1:50:34 PM |
felicity-contributor3 | $25.00 | 12/3/2012 5:23:29 AM |
newfoundation | $25.00 | 12/3/2012 9:03:02 AM |
Fitiwalt7 | $25.00 | 12/2/2012 7:48:45 PM |
brightest-organized-balance | $25.00 | 12/2/2012 9:43:47 PM |
basis-spartan922 | $43.21 | 12/3/2012 4:38:32 AM |
asset-sprout | $25.00 | 12/3/2012 4:52:47 AM |
CincyTex | $25.00 | 12/3/2012 5:28:08 AM |
Onlyhappycustomers | $25.00 | 12/3/2012 5:45:21 AM |
loan-hawk5 | $25.00 | 12/3/2012 6:48:56 AM |
riskreward | $52.00 | 12/3/2012 9:58:58 AM |
repayment-pagoda8 | $100.00 | 12/3/2012 9:33:28 AM |
wetlands | $200.00 | 12/3/2012 9:48:29 AM |
kind-lovely-marketplace | $50.00 | 12/3/2012 9:39:41 AM |
whitegold24k | $100.00 | 12/3/2012 11:24:04 AM |
dukeiyer | $25.00 | 12/3/2012 9:56:28 AM |
PrimeFunding | $25.00 | 12/3/2012 10:16:40 AM |
serene-capital | $25.00 | 12/3/2012 5:30:30 PM |
profitable-fairness1 | $50.00 | 12/4/2012 7:50:29 AM |
integrity-doctor | $100.00 | 12/4/2012 7:11:33 AM |
treasure-hunter270 | $50.00 | 12/4/2012 7:47:26 AM |
drcoop | $25.00 | 12/4/2012 11:09:44 AM |
Dubbly | $25.00 | 12/4/2012 10:57:01 AM |
helpful-fund7 | $52.00 | 12/5/2012 5:56:56 AM |
yield-voyager8 | $25.00 | 12/5/2012 10:39:59 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:52 AM |
Tscheddar | $25.00 | 12/5/2012 12:18:09 PM |
tolerant-currency6 | $25.00 | 12/5/2012 12:53:03 PM |
persistent-dinero953 | $25.00 | 12/5/2012 1:21:27 PM |
dynamic-capital | $25.00 | 12/5/2012 6:59:47 PM |
dunkard13 | $100.00 | 12/5/2012 6:00:28 PM |
payout-paladin3 | $150.00 | 12/6/2012 10:19:34 AM |
Risk4Reward | $25.00 | 12/6/2012 10:58:07 AM |
miked8303 | $75.00 | 12/6/2012 11:31:58 AM |
tech310 | $50.00 | 12/6/2012 5:46:01 PM |
trying2survive2 | $25.00 | 12/6/2012 5:21:07 PM |
grammaspurse | $25.00 | 12/6/2012 9:24:41 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:29 AM |
888GoldIngots | $25.00 | 12/7/2012 9:56:58 AM |
windguy | $50.00 | 12/7/2012 9:30:34 AM |
green-loyalty-web | $25.00 | 12/7/2012 10:22:21 AM |
randsenterprise | $25.00 | 12/7/2012 10:33:45 AM |
tolerant-responsibility051 | $2,500.00 | 12/7/2012 9:52:50 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:46 AM |
brightest-riveting-order | $25.00 | 12/7/2012 10:45:48 AM |
innovator10 | $500.00 | 12/7/2012 11:04:45 AM |
decisive-return611 | $100.00 | 12/7/2012 1:02:20 PM |
return-smasher2 | $25.69 | 12/7/2012 12:25:12 PM |
power-secret-agent | $25.00 | 12/7/2012 4:55:15 PM |
Jerrys1951 | $43.95 | 12/7/2012 4:26:52 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:19 PM |
Maverick158 | $25.00 | 12/7/2012 9:42:34 PM |
RedmondMan | $25.00 | 12/8/2012 6:53:37 AM |
greekgst99 | $25.00 | 12/8/2012 7:45:56 AM |
easylivin | $25.00 | 12/8/2012 7:08:15 AM |
power-lightning9 | $25.00 | 12/8/2012 1:30:14 AM |
satisfying-reward1 | $25.71 | 12/8/2012 2:54:05 AM |
TennSquire | $25.00 | 12/8/2012 1:15:33 PM |
astute-benjamins | $25.00 | 12/8/2012 10:40:59 AM |
money-bauble | $100.00 | 12/8/2012 12:43:38 PM |
mammalian4 | $50.00 | 12/8/2012 1:09:10 PM |
forceful-note8 | $50.00 | 12/8/2012 12:32:42 PM |
FWF-kinetic | $25.00 | 12/8/2012 11:19:15 PM |
whitegoldira | $150.00 | 12/9/2012 8:35:04 AM |
Craigopher | $25.00 | 12/9/2012 9:29:01 AM |
fairness-leader3 | $120.00 | 12/8/2012 7:02:51 PM |
theaterguy | $30.00 | 12/9/2012 11:43:19 AM |
bewitching-dollar5 | $100.00 | 12/9/2012 12:56:54 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:36 PM |
Bank_of_the_Galaxy | $25.00 | 12/9/2012 5:56:58 PM |
Roundhouse | $100.00 | 12/9/2012 10:32:21 PM |
vivid-peace8 | $51.77 | 12/9/2012 11:10:40 PM |
BullTrojan | $25.00 | 12/10/2012 4:50:04 AM |
ore-frontier | $46.52 | 12/10/2012 1:57:57 AM |
deal-pioneer1 | $100.00 | 12/10/2012 3:46:37 AM |
Moneypenny6 | $25.00 | 12/9/2012 5:53:25 PM |
177 Investments
|
Borrower Payment Dependent Notes Series
681068
This series of Notes was issued and sold upon the funding of the borrower loan #79445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $169.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 43y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $106 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| deal-alert051 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan:
This loan will be used to...
My financial situation: very good
I am a good candidate for this loan because... I believe I have kept up my obligations quite well.
Monthly net income: $3100.00
Monthly expenses: $
Housing: $550.00
Insurance: $200.00/yearly
Car expenses: $400.00
Utilities: $200.00/monthly
Phone, cable, internet: $99.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $106.00/final-pay,credit card
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 12/5/2012 5:09:14 PM |
zipemdown | $25.00 | 12/6/2012 6:08:18 PM |
riskreward | $250.00 | 12/7/2012 9:29:23 AM |
prudent-dough458 | $25.00 | 12/7/2012 5:46:55 PM |
kind-lovely-marketplace | $50.00 | 12/7/2012 5:48:17 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:59 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:04 PM |
valiant-return584 | $50.00 | 12/7/2012 6:13:05 PM |
Budro | $50.00 | 12/8/2012 12:44:56 PM |
dominickf | $50.00 | 12/8/2012 2:08:53 PM |
BostonCapital | $100.00 | 12/9/2012 12:25:44 PM |
power-spartan5 | $25.00 | 12/9/2012 1:10:38 PM |
loyalist1 | $150.00 | 12/10/2012 8:00:10 AM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:41 PM |
bright-idea11 | $25.00 | 12/10/2012 9:27:00 AM |
dukeiyer | $25.00 | 12/10/2012 9:39:01 AM |
deal-vibrato | $25.00 | 12/10/2012 5:53:31 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:32:02 PM |
jddorsey | $50.00 | 12/11/2012 10:04:17 AM |
truth-companion | $25.00 | 12/11/2012 10:47:31 AM |
Edakers | $25.00 | 12/11/2012 1:49:54 PM |
successful-agreement7 | $100.00 | 12/11/2012 5:32:24 PM |
-PokerNut | $50.00 | 12/11/2012 9:15:48 PM |
Miami | $25.00 | 12/12/2012 9:25:26 AM |
USMCR | $25.00 | 12/12/2012 6:59:51 PM |
Goat-herder | $25.00 | 12/13/2012 7:04:09 AM |
lotus6 | $25.00 | 12/13/2012 9:38:08 AM |
pierrelasvegas | $25.00 | 12/13/2012 10:52:10 AM |
gold-sushi | $25.00 | 12/13/2012 9:13:26 AM |
orearella3 | $30.00 | 12/13/2012 10:44:24 AM |
palu2619 | $25.00 | 12/13/2012 12:24:32 PM |
Bank_of_the_Galaxy | $25.00 | 12/13/2012 5:41:45 PM |
gilbrear | $25.00 | 12/13/2012 3:58:54 PM |
supersarah61 | $25.00 | 12/13/2012 5:13:18 PM |
burgeoning-affluence5 | $50.00 | 12/13/2012 8:07:03 PM |
BuzzyBee336 | $75.00 | 12/13/2012 9:03:50 PM |
blue-dollar-viking | $75.00 | 12/14/2012 5:56:32 AM |
nalaari | $30.00 | 12/14/2012 6:38:09 AM |
market-pudding | $25.00 | 12/14/2012 6:55:09 AM |
octoberfresh | $25.00 | 12/5/2012 5:52:02 PM |
cahjoon | $25.00 | 12/6/2012 6:45:54 PM |
brilliant-balance | $50.00 | 12/6/2012 7:30:21 PM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:28:21 AM |
nickel-ferret | $25.00 | 12/7/2012 9:22:30 AM |
Winged_Inspirations | $25.00 | 12/7/2012 11:31:21 AM |
WalnutCreekguy | $50.00 | 12/7/2012 5:25:47 PM |
LuvToLend | $25.00 | 12/7/2012 5:59:17 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:39:15 PM |
GoodScot | $25.00 | 12/8/2012 12:53:03 PM |
richboy56 | $25.00 | 12/8/2012 1:32:05 PM |
Harry | $75.00 | 12/9/2012 12:45:54 PM |
commerce-venture1 | $25.00 | 12/9/2012 1:55:33 PM |
monster4 | $50.00 | 12/10/2012 5:53:14 PM |
j2ee | $50.00 | 12/11/2012 5:20:47 PM |
E-2 | $90.00 | 12/11/2012 5:25:55 PM |
DonaldColorado | $100.00 | 12/11/2012 6:27:38 PM |
heerzaquestion | $25.00 | 12/12/2012 5:46:04 AM |
ideal-peace5 | $100.00 | 12/12/2012 9:47:10 AM |
tech310 | $50.00 | 12/12/2012 10:15:21 AM |
djh47a | $25.00 | 12/12/2012 1:23:09 PM |
Ocean713 | $75.00 | 12/12/2012 12:06:27 PM |
newest-durability-matador | $50.00 | 12/12/2012 1:07:04 PM |
lionheart722 | $25.00 | 12/12/2012 5:36:33 PM |
balance-force | $28.00 | 12/12/2012 1:52:52 PM |
hero007 | $50.00 | 12/13/2012 9:03:36 AM |
payout-paradise5 | $25.00 | 12/13/2012 9:43:19 AM |
hitsman | $50.00 | 12/13/2012 10:04:10 AM |
crown-year | $500.00 | 12/13/2012 1:02:14 PM |
wise-direct-community | $25.00 | 12/13/2012 5:11:56 PM |
wwwUniversal | $25.00 | 12/13/2012 6:06:39 PM |
YampaQuant | $25.00 | 12/13/2012 3:16:02 PM |
upbeat-finance8 | $25.00 | 12/13/2012 4:45:11 PM |
bold-joyful-coin9 | $25.00 | 12/13/2012 5:21:01 PM |
income-buffalo1 | $50.00 | 12/13/2012 6:28:21 PM |
wildcard451 | $50.00 | 12/14/2012 6:29:10 AM |
crown-year | $167.00 | 12/14/2012 7:16:28 AM |
graceful-balance3 | $150.00 | 12/14/2012 5:52:42 AM |
invesor87 | $25.00 | 12/14/2012 6:11:39 AM |
bazaar-neptune2 | $25.00 | 12/14/2012 6:19:42 AM |
KindCharmingReflective-affluence | $25.00 | 12/13/2012 7:50:53 PM |
s911man | $30.00 | 12/14/2012 5:10:41 AM |
81 Investments
|
Borrower Payment Dependent Notes Series
681074
This series of Notes was issued and sold upon the funding of the borrower loan #79141, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-03-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 43% |
Credit score:
| 600-619 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,145 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| No | | |
Screen name:
| kindness-sasquatch8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 18 ( 90% )
| 600-619 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 2
( 10% )
| 640-659
(Feb-2012)
640-659
(May-2011)
|
Principal balance:
| $2,323.75 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
Loan for medical professional
Purpose of loan:
This loan will be used to consolidate credit card debt
My financial situation:
I am a good candidate for this loan because i have a steady job in the medical field and always pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
JeremyLinFan | $40.00 | 12/3/2012 5:05:10 PM |
kind-lovely-marketplace | $50.00 | 12/3/2012 5:35:01 PM |
52digital | $75.00 | 12/3/2012 5:40:52 PM |
LittleMingo | $25.00 | 12/3/2012 5:06:31 PM |
commerce-venture1 | $25.00 | 12/3/2012 5:11:08 PM |
elegant-hope578 | $50.00 | 12/3/2012 6:23:19 PM |
vivid-p2ploan1 | $25.00 | 12/3/2012 5:37:17 PM |
melodious-openness | $2,275.00 | 12/3/2012 6:49:37 PM |
jetavana | $25.00 | 12/3/2012 5:49:47 PM |
progressive-gold6 | $100.00 | 12/3/2012 5:42:47 PM |
Investor_DP | $200.00 | 12/3/2012 5:44:36 PM |
return-statuette139 | $50.00 | 12/3/2012 5:58:16 PM |
Bendan | $100.00 | 12/3/2012 6:23:47 PM |
enthusiastic-balance5 | $100.00 | 12/3/2012 6:28:57 PM |
power-chihuahua | $25.00 | 12/3/2012 6:10:19 PM |
velocity-winner | $25.00 | 12/3/2012 6:19:29 PM |
persist_in_doing | $25.00 | 12/3/2012 6:25:27 PM |
credit-missile | $160.00 | 12/3/2012 5:08:04 PM |
credit-missile | $25.00 | 12/3/2012 5:08:20 PM |
gauss02 | $25.00 | 12/3/2012 5:51:32 PM |
fcrick | $50.00 | 12/3/2012 5:16:23 PM |
cp-family | $75.00 | 12/3/2012 5:17:44 PM |
money-baron-Roth401k | $25.00 | 12/3/2012 5:08:40 PM |
Nco | $100.00 | 12/3/2012 6:05:25 PM |
Banker2OO7 | $75.00 | 12/3/2012 6:12:02 PM |
trumpeter5 | $25.00 | 12/3/2012 5:22:34 PM |
LuvToLend | $25.00 | 12/3/2012 5:32:02 PM |
jkeller4000 | $25.00 | 12/3/2012 6:34:55 PM |
five-star-note | $50.00 | 12/3/2012 6:40:52 PM |
point-oyster5 | $25.00 | 12/3/2012 6:44:27 PM |
careful-vigilance4 | $25.00 | 12/3/2012 5:50:54 PM |
transaction-seahorse0 | $25.00 | 12/3/2012 5:51:40 PM |
octoberfresh | $25.00 | 12/3/2012 5:44:09 PM |
value-showcase828 | $25.00 | 12/3/2012 6:10:22 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
681108
This series of Notes was issued and sold upon the funding of the borrower loan #79388, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-05-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $125.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1979 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,160 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| trade-bopper027 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Debt consolidation; home improvement
My financial situation:
I am a good candidate for this loan because...I have a secure job with benefits. I have no car payment as my employer furnishes my vehicle along with all gas, insurance and maintenance costs. I pay all my bills on time. I share all household expenses with my husband.
Monthly net income: $1846
Monthly expenses: $267
Housing: $350
Insurance: $47
Car expenses: $00.00
Utilities: $150
Phone, cable, internet: $65
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $270
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
superb-funds335 | $25.00 | 12/5/2012 5:27:24 PM |
bazaar-tulip | $25.00 | 12/5/2012 5:09:18 PM |
red-duty-carrier | $25.00 | 12/5/2012 6:30:03 PM |
peso-tostada | $200.00 | 12/5/2012 6:34:51 PM |
cash-mad-scientist3 | $25.00 | 12/5/2012 6:10:18 PM |
gravbox | $25.00 | 12/5/2012 7:07:15 PM |
corndog4000 | $30.00 | 12/5/2012 7:15:12 PM |
treasure-bliss | $25.00 | 12/6/2012 6:48:49 AM |
Tscheddar | $25.00 | 12/6/2012 10:52:26 AM |
6_kids_college_fund | $25.00 | 12/6/2012 10:39:05 AM |
repayment-pagoda8 | $100.00 | 12/6/2012 5:33:06 PM |
money-hercules4 | $100.00 | 12/6/2012 10:03:59 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:40:42 PM |
valiant-return584 | $50.00 | 12/7/2012 6:13:06 PM |
TumbleWeed88 | $25.00 | 12/7/2012 6:19:11 PM |
Truckie-FD | $50.00 | 12/8/2012 4:39:19 PM |
bfn311 | $25.00 | 12/8/2012 12:51:56 PM |
deal-vibrato | $25.00 | 12/8/2012 1:19:25 PM |
vladimilasky | $25.00 | 12/9/2012 8:40:18 AM |
ChoiceInvestments | $33.00 | 12/10/2012 8:50:28 PM |
green-loyalty-web | $25.00 | 12/11/2012 6:24:48 PM |
mindful-deal289 | $25.00 | 12/12/2012 6:55:17 AM |
DonaldColorado | $100.00 | 12/11/2012 6:27:38 PM |
orange-happy-dinero | $50.00 | 12/12/2012 9:20:26 AM |
wonder3 | $25.00 | 12/12/2012 6:32:55 AM |
cr8on | $30.00 | 12/12/2012 9:46:40 AM |
dunkard13 | $100.00 | 12/12/2012 9:12:02 AM |
moneytolend72 | $25.00 | 12/12/2012 12:11:40 PM |
agalt | $80.00 | 12/12/2012 12:31:28 PM |
ethical-truth211 | $200.00 | 12/12/2012 3:16:49 PM |
hopeful-truth5 | $75.00 | 12/12/2012 11:41:18 AM |
bonus-seahorse | $90.00 | 12/12/2012 11:41:47 AM |
fabulous-commitment36 | $25.00 | 12/12/2012 4:10:14 PM |
moola-monger9 | $75.00 | 12/12/2012 1:11:49 PM |
gilbrear | $25.00 | 12/12/2012 4:13:24 PM |
loyalty-cupcake6 | $100.00 | 12/12/2012 4:43:38 PM |
loyalty-cupcake6 | $72.23 | 12/12/2012 4:57:03 PM |
bid-catalyst0 | $100.00 | 12/12/2012 11:52:44 AM |
point-hunter4 | $25.00 | 12/12/2012 3:42:57 PM |
bowdish1 | $25.00 | 12/5/2012 5:36:12 PM |
credit-adventurer313 | $25.00 | 12/5/2012 5:10:26 PM |
compassion-twister2 | $100.00 | 12/5/2012 6:51:51 PM |
CreditBuilder2 | $25.06 | 12/5/2012 5:43:22 PM |
platinum-scientist9 | $25.00 | 12/5/2012 6:03:26 PM |
toblerone | $25.00 | 12/5/2012 7:54:42 PM |
obduro_1 | $25.00 | 12/5/2012 7:15:19 PM |
duty-awakening3 | $25.00 | 12/5/2012 9:09:42 PM |
ucantbeetit | $25.00 | 12/6/2012 5:23:18 PM |
kind-lovely-marketplace | $50.00 | 12/6/2012 5:37:56 PM |
integrity-doctor | $100.00 | 12/7/2012 12:00:37 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:25 PM |
bob450-roth | $25.00 | 12/7/2012 6:05:38 PM |
justreturns | $25.00 | 12/7/2012 6:18:39 PM |
one-midas | $25.00 | 12/7/2012 7:14:04 PM |
rokman | $60.00 | 12/8/2012 1:04:57 PM |
tech310 | $50.00 | 12/8/2012 12:36:11 PM |
marwadi-62 | $225.00 | 12/8/2012 2:14:27 PM |
simplelender80 | $75.00 | 12/9/2012 2:02:29 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:07:33 AM |
new-start18100 | $25.00 | 12/10/2012 9:23:40 AM |
franzzua | $25.00 | 12/10/2012 9:42:47 AM |
mikrolown | $25.00 | 12/10/2012 5:19:05 PM |
ell25 | $50.00 | 12/10/2012 8:30:18 PM |
profitable-fairness1 | $50.00 | 12/11/2012 9:42:31 AM |
Edakers | $25.00 | 12/11/2012 1:49:55 PM |
wetlands | $200.00 | 12/11/2012 5:44:17 PM |
riskreward | $250.00 | 12/11/2012 5:54:34 PM |
KCEnterprises | $25.00 | 12/11/2012 5:55:38 PM |
Moneypenny6 | $25.00 | 12/11/2012 6:29:51 PM |
windguy | $50.00 | 12/11/2012 5:55:57 PM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:58 AM |
Christophe | $25.00 | 12/11/2012 8:22:46 PM |
money-bauble | $100.00 | 12/12/2012 10:04:54 AM |
hitsman | $50.00 | 12/12/2012 9:06:01 AM |
justice-star9 | $25.00 | 12/12/2012 9:49:25 AM |
DaveTheWave | $25.00 | 12/12/2012 9:29:31 AM |
trumpeter391 | $50.00 | 12/12/2012 11:03:17 AM |
Ocean713 | $75.00 | 12/12/2012 11:05:25 AM |
currency-persimmon | $25.00 | 12/12/2012 12:02:25 PM |
mmckune | $25.00 | 12/12/2012 9:47:39 AM |
djh47a | $25.00 | 12/12/2012 1:14:42 PM |
balance-force | $28.00 | 12/12/2012 1:52:53 PM |
ddog0224 | $100.00 | 12/12/2012 4:49:22 PM |
heartpounding-note972 | $25.00 | 12/12/2012 12:30:10 PM |
Bank_of_the_Galaxy | $25.00 | 12/12/2012 10:21:59 AM |
svjeller | $50.00 | 12/12/2012 1:55:12 PM |
Engineer44 | $25.00 | 12/12/2012 4:27:56 PM |
All_Wins | $26.71 | 12/12/2012 4:29:49 PM |
wealth-ferret | $50.00 | 12/12/2012 4:55:22 PM |
89 Investments
|
Borrower Payment Dependent Notes Series
681224
This series of Notes was issued and sold upon the funding of the borrower loan #79210, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $377.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,591 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| VAMUSIC |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to complete the renovation of a kitchen. The renovation project is almost finished.
My financial situation:
I am a good candidate for this loan because I pay my bills on time.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
yield-journey | $25.00 | 12/4/2012 5:12:08 PM |
asset-professor | $35.00 | 12/4/2012 5:18:14 PM |
kind-lovely-marketplace | $50.00 | 12/4/2012 5:28:31 PM |
transaction-seahorse0 | $25.00 | 12/4/2012 5:35:44 PM |
open-minded-p2p1 | $25.00 | 12/4/2012 5:51:29 PM |
CashFlow13 | $1,500.00 | 12/4/2012 5:04:27 PM |
lowrater | $50.40 | 12/4/2012 5:10:22 PM |
handy-justice | $50.00 | 12/4/2012 5:15:05 PM |
vutah | $35.00 | 12/4/2012 5:26:34 PM |
WalnutCreekguy | $50.00 | 12/4/2012 6:52:14 PM |
zorg77 | $25.00 | 12/4/2012 5:44:51 PM |
liberty-tostada7 | $50.00 | 12/4/2012 6:58:16 PM |
octoberfresh | $25.00 | 12/4/2012 7:00:32 PM |
Elefunt | $25.00 | 12/4/2012 5:35:13 PM |
payment-halo | $25.00 | 12/4/2012 7:38:24 PM |
return-point2 | $100.00 | 12/4/2012 5:44:40 PM |
bold-social-widget | $49.00 | 12/4/2012 5:47:06 PM |
TumbleWeed88 | $25.00 | 12/4/2012 6:15:37 PM |
nonattender | $25.00 | 12/4/2012 6:19:17 PM |
Kaj | $25.00 | 12/4/2012 6:10:15 PM |
deal-selector5 | $25.00 | 12/4/2012 6:35:10 PM |
tranquil-gain1 | $75.00 | 12/4/2012 6:50:15 PM |
scholarly-order6 | $30.00 | 12/4/2012 7:13:32 PM |
lovely-currency3 | $50.00 | 12/4/2012 6:35:39 PM |
callmebryan | $25.00 | 12/4/2012 9:35:21 PM |
berniemadeoff | $70.00 | 12/4/2012 7:19:50 PM |
treasure-bliss | $75.00 | 12/5/2012 5:32:02 AM |
SLN-10 | $50.00 | 12/4/2012 7:43:21 PM |
scholarly-order6 | $25.00 | 12/5/2012 5:57:32 AM |
restless-dime | $100.00 | 12/4/2012 8:18:15 PM |
justreturns | $25.00 | 12/5/2012 10:20:09 AM |
Wrats6 | $25.00 | 12/5/2012 9:12:59 AM |
toblerone | $25.00 | 12/5/2012 10:48:24 AM |
first-balance-neutron | $25.00 | 12/5/2012 10:33:39 AM |
YampaQuant | $25.00 | 12/5/2012 10:27:09 AM |
84928429 | $25.00 | 12/5/2012 5:53:10 PM |
aquariano2 | $25.00 | 12/6/2012 8:42:06 AM |
Star_Witness | $25.00 | 12/5/2012 7:56:37 PM |
Scrooge_McDuck2 | $100.00 | 12/6/2012 9:04:49 AM |
euro-eagle1 | $25.40 | 12/6/2012 10:32:55 AM |
Tscheddar | $25.00 | 12/6/2012 10:52:24 AM |
skillful-justice879 | $25.00 | 12/6/2012 10:42:38 AM |
Corky1234 | $100.00 | 12/7/2012 5:13:48 AM |
HeroSupport | $50.00 | 12/7/2012 9:09:13 AM |
pembull | $25.00 | 12/7/2012 11:55:42 AM |
smart-transparency099 | $25.00 | 12/7/2012 4:47:29 PM |
melodious-rupee3 | $25.00 | 12/7/2012 5:38:08 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:13:55 PM |
brilliant-justice214 | $50.00 | 12/7/2012 8:02:43 PM |
power-lightning9 | $25.00 | 12/8/2012 1:11:39 AM |
Leshan | $50.00 | 12/8/2012 7:21:48 AM |
SecondChanceLendingSERV | $26.62 | 12/8/2012 8:51:23 AM |
butterfly841 | $36.48 | 12/8/2012 12:15:01 AM |
marketplace-singularity3 | $25.00 | 12/8/2012 2:14:37 AM |
power-bluebird2 | $25.00 | 12/8/2012 4:49:37 AM |
WriteTheLegend | $420.00 | 12/8/2012 6:14:06 AM |
majestic-currency3 | $25.00 | 12/7/2012 7:37:33 PM |
market-pudding | $25.00 | 12/8/2012 7:26:08 AM |
orange-coin-walnut | $75.00 | 12/8/2012 7:39:02 AM |
contract-amigo7 | $25.00 | 12/8/2012 8:51:08 AM |
pinkblisslove | $25.00 | 12/7/2012 11:53:44 PM |
Zion-CIF | $25.00 | 12/8/2012 6:55:45 AM |
loan-fate | $50.00 | 12/8/2012 12:02:37 PM |
keichi03 | $25.00 | 12/8/2012 8:17:00 AM |
dedication-locomotive1 | $25.00 | 12/8/2012 3:36:11 PM |
d2vid | $78.22 | 12/9/2012 1:19:41 AM |
bold-pound-statuette | $200.00 | 12/9/2012 10:26:11 PM |
helpbestican | $25.00 | 12/9/2012 6:01:12 PM |
Socorro_Capital_Partners | $25.01 | 12/10/2012 8:47:07 AM |
simplelender80 | $75.00 | 12/9/2012 2:02:15 PM |
jrcctexas25 | $25.00 | 12/10/2012 12:00:42 AM |
glroark | $45.00 | 12/10/2012 6:22:54 AM |
brainy-return234 | $50.00 | 12/10/2012 10:11:08 AM |
wwwUniversal | $25.00 | 12/10/2012 9:41:05 AM |
historic-value7 | $100.00 | 12/10/2012 6:38:46 PM |
knowledgeable-loot2 | $25.00 | 12/10/2012 9:28:54 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:31:42 PM |
Stingray8a | $25.00 | 12/10/2012 9:10:47 PM |
sgt-schultz | $44.37 | 12/11/2012 6:24:22 AM |
Jack-the-Reaper | $78.50 | 12/11/2012 7:31:26 AM |
wishihadmore | $25.00 | 12/11/2012 7:37:51 AM |
oxnard | $75.00 | 12/11/2012 7:44:04 AM |
md1207 | $25.00 | 12/10/2012 11:20:15 PM |
discrete-asset | $25.00 | 12/11/2012 8:28:52 AM |
the-income-marble | $100.00 | 12/11/2012 5:56:38 AM |
banker34 | $171.92 | 12/11/2012 9:25:43 AM |
MrMikeMcD | $25.00 | 12/11/2012 12:34:41 AM |
CA-Lender | $25.00 | 12/11/2012 8:48:45 AM |
blue-loan-euphoria | $250.00 | 12/11/2012 8:31:34 AM |
methodical-interest039 | $35.00 | 12/4/2012 5:12:10 PM |
fund-medalist171 | $50.00 | 12/4/2012 5:13:43 PM |
deal-kung-fu | $60.00 | 12/4/2012 5:38:43 PM |
formula842 | $25.00 | 12/4/2012 5:39:35 PM |
terrific-p2p4 | $500.00 | 12/4/2012 5:04:27 PM |
ideal-peace5 | $100.00 | 12/4/2012 5:18:24 PM |
red-duty-carrier | $25.00 | 12/4/2012 5:21:08 PM |
Nco | $100.00 | 12/4/2012 6:27:22 PM |
credit-commander1 | $25.00 | 12/4/2012 6:32:52 PM |
kenji4861 | $25.00 | 12/4/2012 5:36:36 PM |
Endeavour | $150.00 | 12/4/2012 6:59:00 PM |
ferocious-kindness8 | $35.00 | 12/4/2012 6:26:01 PM |
Whipster | $60.00 | 12/5/2012 5:18:11 AM |
Colorado2006 | $25.00 | 12/5/2012 5:31:45 AM |
wonder3 | $30.00 | 12/5/2012 6:27:53 AM |
zenyatta | $25.00 | 12/5/2012 8:23:43 AM |
first-graceful-contract | $25.00 | 12/5/2012 10:21:22 AM |
john0720 | $25.00 | 12/5/2012 11:16:43 AM |
funds-kingdom777 | $25.00 | 12/5/2012 11:59:12 AM |
djmjkelso | $25.00 | 12/5/2012 7:35:11 PM |
wale-ld | $40.00 | 12/5/2012 9:58:25 PM |
blueshound | $25.00 | 12/6/2012 4:51:03 AM |
natural-worth9 | $100.00 | 12/6/2012 8:55:48 AM |
dannycarter10 | $25.00 | 12/6/2012 9:52:15 AM |
zipemdown | $25.00 | 12/6/2012 6:07:51 PM |
hope-den1 | $25.00 | 12/7/2012 9:53:58 AM |
power-spartan5 | $25.00 | 12/7/2012 10:45:01 AM |
Winged_Inspirations | $25.00 | 12/7/2012 11:06:42 AM |
openness-antioxidant | $28.00 | 12/7/2012 10:31:04 AM |
EL_Papin | $25.00 | 12/7/2012 11:26:36 AM |
Investor_DP | $100.00 | 12/7/2012 5:35:46 PM |
Ballybay | $200.00 | 12/7/2012 6:32:38 PM |
abundant-euro0 | $40.00 | 12/7/2012 5:43:39 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:39:12 PM |
klend4 | $25.00 | 12/8/2012 6:34:56 AM |
valiant-return584 | $50.00 | 12/7/2012 6:12:44 PM |
income-buffalo1 | $29.35 | 12/7/2012 8:01:04 PM |
helpful-loan245 | $25.00 | 12/8/2012 12:37:59 AM |
Fdeer | $215.83 | 12/8/2012 1:54:08 AM |
draggon77 | $25.00 | 12/8/2012 3:57:27 AM |
palm864 | $26.00 | 12/8/2012 12:33:34 PM |
first-integrity-gravity | $50.00 | 12/8/2012 12:44:11 PM |
thankful-nickel2 | $25.00 | 12/8/2012 4:13:37 PM |
Nojukbong | $48.80 | 12/9/2012 4:12:45 AM |
dominickf | $50.00 | 12/8/2012 2:08:47 PM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:54 AM |
jebber007 | $50.00 | 12/9/2012 9:42:56 AM |
new-start18100 | $25.00 | 12/9/2012 12:52:45 PM |
ElPadrino0 | $25.00 | 12/9/2012 9:57:55 PM |
Roundhouse | $150.00 | 12/9/2012 10:36:35 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:38 PM |
buffalobills | $25.00 | 12/10/2012 1:45:56 PM |
first-inspiring-vigilance | $25.00 | 12/10/2012 6:09:13 PM |
bonus-raker0 | $62.41 | 12/10/2012 10:53:51 PM |
madigan | $288.69 | 12/10/2012 8:56:03 PM |
diplomatic-return861 | $25.00 | 12/11/2012 6:54:40 AM |
jcw3rd | $25.00 | 12/10/2012 8:59:24 PM |
rockhound84 | $25.00 | 12/11/2012 6:29:00 AM |
NvestorDaily | $25.00 | 12/11/2012 7:38:11 AM |
Odyssey77 | $25.00 | 12/11/2012 9:22:07 AM |
WriteTheLegend | $80.00 | 12/11/2012 7:57:13 AM |
best-bonafide-p2p | $25.00 | 12/11/2012 8:09:29 AM |
151 Investments
|
Borrower Payment Dependent Notes Series
681666
This series of Notes was issued and sold upon the funding of the borrower loan #78771, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| Dec-03-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 9.42% |
Borrower rate/APR:
| 10.42% / 12.65% |
Monthly payment:
| $289.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.25% | | |
| |
Estimated return*:
| 7.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 12% |
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 12y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $80,839 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| trustworthy-money2 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Payoff
Purpose of loan:
This loan will be used to...payoff current credit card.
My financial situation:
I am a good candidate for this loan because...I have been an Investor on Prosper for a number of years and understand the trust involved with Peer-to-Peer lending. I am paying the money anyways, so I'd rather pay you than Citibank. I am a Software Engineer for a reputable international company and have never been unemployed. Making payments to my debt obligations is always a priority.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bank_Of_XL | $25.00 | 12/3/2012 5:06:09 PM |
marketplace-singularity3 | $50.00 | 12/3/2012 5:23:10 PM |
jubilant-capital1 | $25.00 | 12/3/2012 5:36:08 PM |
windguy | $50.00 | 12/3/2012 5:53:49 PM |
bazaar-tulip | $25.00 | 12/3/2012 6:06:07 PM |
Zolton | $300.00 | 12/3/2012 5:28:34 PM |
Dollars4Rent | $50.00 | 12/3/2012 5:22:29 PM |
corndog4000 | $30.00 | 12/3/2012 7:03:33 PM |
HikeMoab | $50.00 | 12/3/2012 6:25:21 PM |
natural-worth9 | $75.00 | 12/3/2012 7:58:56 PM |
Socorro_Capital_Partners | $25.01 | 12/4/2012 9:05:45 AM |
supersarah61 | $25.00 | 12/5/2012 5:10:19 PM |
loot-prescription3 | $25.00 | 12/5/2012 10:54:16 AM |
compatible-deal9 | $25.00 | 12/5/2012 4:52:18 PM |
first-graceful-contract | $25.00 | 12/5/2012 5:30:03 PM |
sympathetic-funds818 | $25.00 | 12/5/2012 5:59:25 PM |
hitsman | $50.00 | 12/5/2012 6:15:35 PM |
laughmotel | $100.00 | 12/5/2012 9:56:12 PM |
mclapperton | $54.03 | 12/6/2012 4:43:31 AM |
pure-loyalty6 | $26.69 | 12/5/2012 8:01:53 PM |
liberty-grizzly | $92.13 | 12/6/2012 8:56:13 AM |
blue-relay | $25.00 | 12/5/2012 7:02:04 PM |
hl8428 | $25.00 | 12/5/2012 7:33:55 PM |
dlenz | $25.00 | 12/6/2012 5:24:45 AM |
mountain_slope | $25.00 | 12/5/2012 8:10:20 PM |
elog238 | $25.00 | 12/6/2012 6:55:51 AM |
top-payout-enclave | $32.50 | 12/5/2012 10:00:07 PM |
Rulea72 | $25.00 | 12/6/2012 7:06:42 AM |
Broker174 | $25.00 | 12/5/2012 10:36:09 PM |
visionary-dedication5 | $30.00 | 12/6/2012 8:23:41 AM |
agalt | $75.00 | 12/6/2012 8:31:34 AM |
gazza49185 | $30.13 | 12/6/2012 8:33:10 AM |
Fachim | $29.04 | 12/6/2012 8:54:05 AM |
loot-heart | $25.00 | 12/6/2012 10:43:58 AM |
kermitdafrog | $25.00 | 12/6/2012 9:14:25 AM |
miked8303 | $75.00 | 12/6/2012 11:32:01 AM |
32669 | $25.06 | 12/6/2012 10:34:37 AM |
Solid-Platinum | $30.00 | 12/6/2012 11:18:08 AM |
compoundinterest | $25.00 | 12/6/2012 10:39:24 AM |
platinum-frog | $25.00 | 12/6/2012 5:40:42 PM |
Schmoootie | $25.00 | 12/6/2012 3:33:22 PM |
AsianDragon | $25.00 | 12/6/2012 4:52:44 PM |
abundant-euro0 | $40.00 | 12/6/2012 4:21:31 PM |
F-A1Grant | $33.08 | 12/6/2012 4:49:17 PM |
Black_Dog_Lending | $100.00 | 12/6/2012 9:01:54 PM |
repayment-uprising | $25.00 | 12/6/2012 5:42:15 PM |
market-maximizer472 | $25.00 | 12/7/2012 6:34:03 AM |
rlmtr | $25.00 | 12/7/2012 7:02:06 AM |
l2fp | $25.00 | 12/6/2012 7:41:32 PM |
Investoman | $25.00 | 12/7/2012 9:01:27 AM |
worth21 | $25.00 | 12/7/2012 9:41:55 AM |
gold-hero4 | $50.00 | 12/7/2012 9:44:23 AM |
best-bonafide-p2p | $68.95 | 12/7/2012 9:27:13 AM |
Arvicco | $400.00 | 12/7/2012 9:31:13 AM |
proper-commitment5 | $25.00 | 12/7/2012 9:39:18 AM |
promise2 | $25.00 | 12/7/2012 1:18:10 PM |
adaboy65 | $75.00 | 12/7/2012 11:23:09 AM |
openness-enlightenment8 | $25.00 | 12/7/2012 4:40:16 PM |
transparency-sequoia6 | $63.00 | 12/7/2012 5:46:48 PM |
circuitfive | $25.00 | 12/7/2012 6:07:24 PM |
dlenz | $25.00 | 12/8/2012 6:50:32 AM |
coin-popcorn | $25.00 | 12/8/2012 7:39:25 AM |
RocketSurgeon | $25.00 | 12/7/2012 6:28:21 PM |
american6 | $50.00 | 12/8/2012 12:00:46 PM |
YellowJacket | $25.00 | 12/8/2012 8:02:24 AM |
janeybooboo | $100.00 | 12/8/2012 8:25:17 AM |
nuclearmoose | $50.00 | 12/8/2012 12:22:06 PM |
AFairDeal | $25.00 | 12/8/2012 1:36:22 PM |
Crisscross | $30.00 | 12/8/2012 6:01:39 PM |
radforj22 | $50.00 | 12/8/2012 7:48:15 PM |
themoneydoctor | $100.00 | 12/9/2012 12:40:18 PM |
kind-exchange-association | $39.96 | 12/8/2012 4:29:34 PM |
openness-enforcer76 | $25.00 | 12/8/2012 7:25:03 PM |
shakespeare6 | $25.00 | 12/8/2012 7:32:35 PM |
Engrrob | $25.00 | 12/9/2012 7:01:16 AM |
DonaldColorado | $50.00 | 12/9/2012 8:00:39 AM |
auction-iris9 | $120.00 | 12/9/2012 12:39:23 PM |
JTHarris | $25.00 | 12/9/2012 12:50:12 PM |
bold-joyful-coin9 | $25.00 | 12/9/2012 3:30:42 PM |
simplelender80 | $125.00 | 12/9/2012 1:24:48 PM |
magnetic-duty4 | $25.00 | 12/9/2012 8:41:22 PM |
dly2007 | $50.00 | 12/9/2012 9:04:13 PM |
stills | $200.00 | 12/10/2012 5:25:19 AM |
antlr | $25.00 | 12/9/2012 7:44:06 PM |
knowledgeable-silver6 | $25.00 | 12/10/2012 9:40:33 AM |
funds-captain4 | $50.00 | 12/10/2012 9:01:35 AM |
decisive-income7 | $4,000.00 | 12/4/2012 7:41:05 AM |
special-transparency2 | $25.00 | 12/3/2012 5:14:49 PM |
ready-interest9 | $25.00 | 12/3/2012 6:36:35 PM |
neighborly-hope6 | $100.00 | 12/3/2012 5:49:07 PM |
riskreward | $250.00 | 12/3/2012 5:52:17 PM |
ForMyFamily | $50.00 | 12/3/2012 6:39:31 PM |
Plow_n_Sow | $150.00 | 12/4/2012 7:37:29 AM |
CreditBuilder2 | $25.01 | 12/3/2012 7:22:23 PM |
Sagamore | $250.00 | 12/3/2012 7:13:39 PM |
GoldenKoi | $200.00 | 12/4/2012 1:32:24 AM |
dblaz5 | $500.00 | 12/4/2012 8:05:50 AM |
julijask | $100.00 | 12/4/2012 9:45:52 AM |
tomdooley12520 | $35.00 | 12/4/2012 1:10:59 PM |
thoughtful-contract984 | $25.00 | 12/5/2012 5:21:06 PM |
dime-vista2 | $25.00 | 12/5/2012 3:18:23 PM |
indomitable-coin | $25.00 | 12/5/2012 5:01:08 PM |
compassion-twister2 | $100.00 | 12/5/2012 5:16:48 PM |
Castellan | $50.00 | 12/5/2012 6:15:03 PM |
octoberfresh | $25.00 | 12/5/2012 6:55:33 PM |
trying2survive2 | $25.00 | 12/5/2012 5:41:08 PM |
just-loyalty643 | $50.00 | 12/5/2012 7:23:36 PM |
luminous-finance9 | $25.00 | 12/5/2012 7:32:54 PM |
Plow_n_Sow | $75.00 | 12/5/2012 5:53:33 PM |
ucantbeetit | $25.00 | 12/5/2012 5:55:55 PM |
Supernick | $500.00 | 12/6/2012 12:03:49 AM |
auction-course3 | $25.00 | 12/6/2012 12:45:30 AM |
sturzstrom | $25.00 | 12/6/2012 6:24:35 AM |
proud-deal06 | $25.00 | 12/6/2012 8:02:54 AM |
loan-mongoose1 | $25.00 | 12/5/2012 7:14:26 PM |
Charmart | $25.00 | 12/6/2012 5:09:22 AM |
mflawyer | $25.00 | 12/6/2012 6:50:18 AM |
everythingbagel | $100.00 | 12/6/2012 10:19:05 AM |
cerebral-dollar773 | $25.00 | 12/6/2012 12:57:47 PM |
skaught | $40.00 | 12/6/2012 1:01:57 PM |
Ocean713 | $75.00 | 12/6/2012 11:21:18 AM |
first-class-yield9 | $40.00 | 12/6/2012 2:31:13 PM |
awesome-rate640 | $50.00 | 12/6/2012 3:59:47 PM |
benefit-banshee | $25.77 | 12/6/2012 7:46:01 PM |
China-man | $55.12 | 12/6/2012 9:37:29 PM |
Independenttools | $25.00 | 12/6/2012 6:25:57 PM |
Theofficer_roth_ira | $193.44 | 12/7/2012 4:21:29 AM |
heerzaquestion | $75.00 | 12/7/2012 5:17:18 AM |
Razor129 | $27.50 | 12/6/2012 8:03:25 PM |
Skatingbear | $100.00 | 12/6/2012 8:35:23 PM |
income-buffalo1 | $41.26 | 12/6/2012 7:35:24 PM |
availableloan | $25.00 | 12/6/2012 7:51:02 PM |
benevolent-loot5 | $200.00 | 12/7/2012 9:17:16 AM |
vinayski | $25.00 | 12/7/2012 9:33:17 AM |
blue-laudable-dinero | $25.00 | 12/7/2012 10:12:10 AM |
Rivervale_Westwood | $25.00 | 12/7/2012 10:51:46 AM |
SkinnyFish | $50.00 | 12/7/2012 12:41:05 PM |
duty-accomplishment | $25.00 | 12/7/2012 4:36:28 PM |
accomplishment981 | $50.00 | 12/7/2012 5:13:19 PM |
magical-credit523 | $25.00 | 12/7/2012 11:23:38 AM |
tender-integrity3 | $100.00 | 12/7/2012 5:59:27 PM |
power-lightning9 | $25.00 | 12/8/2012 1:29:36 AM |
BocaYogi50 | $25.00 | 12/8/2012 8:29:42 AM |
dough-souffle | $25.00 | 12/8/2012 1:32:56 PM |
impressive-yield3 | $75.00 | 12/8/2012 1:38:25 PM |
december188 | $25.00 | 12/8/2012 2:44:05 PM |
DaveTheWave | $100.00 | 12/8/2012 3:03:41 PM |
aabadabadoo | $25.00 | 12/8/2012 1:24:15 PM |
dharma1 | $25.00 | 12/8/2012 5:39:20 PM |
thankful-nickel2 | $50.00 | 12/8/2012 4:04:46 PM |
nvhm | $25.00 | 12/8/2012 6:19:24 PM |
tenacious-payout | $25.00 | 12/9/2012 8:03:16 AM |
nickel-karate5 | $102.64 | 12/9/2012 8:11:04 AM |
buckeye55 | $25.00 | 12/9/2012 10:08:11 AM |
chibear34 | $25.00 | 12/10/2012 8:02:37 AM |
money-boomarang | $25.00 | 12/9/2012 9:02:41 PM |
finance-coyote3 | $343.74 | 12/10/2012 5:12:45 AM |
ethical-truth211 | $95.94 | 12/10/2012 9:43:52 AM |
158 Investments
|
Borrower Payment Dependent Notes Series
681798
This series of Notes was issued and sold upon the funding of the borrower loan #79358, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| Dec-03-2012 |
Term:
| 12 months | | |
Listing End date:
| Dec-04-2012 |
|
Lender yield:
| 18.32% |
Borrower rate/APR:
| 19.32% / 27.18% |
Monthly payment:
| $276.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.78% | | |
| |
Estimated return*:
| 6.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 9% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 3m |
Amount delinquent:
| $712 |
Total credit lines:
| 9 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,644 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| methodical-moola716 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...to pay off medical bills that are on my6 credit report and a credit card bill.
My financial situation:
I am a good candidate for this loan because...I have direct deposit and a recent good standing in paying off bills and paying on time.
Monthly net income: $3200
Monthly expenses: $
Housing: $ 1300.00
Insurance: $
Car expenses: $ 0
Utilities: $ 200.00
Phone, cable, internet: $ 100.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
money-exchanger4 | $25.00 | 12/3/2012 5:09:53 PM |
LODenterprises | $25.00 | 12/3/2012 5:38:34 PM |
majestic-bill8 | $25.00 | 12/3/2012 5:32:24 PM |
commerce-venture1 | $25.00 | 12/3/2012 5:33:59 PM |
vutah | $25.00 | 12/3/2012 7:34:44 PM |
return-point2 | $100.00 | 12/3/2012 5:45:14 PM |
imdave4me | $25.00 | 12/4/2012 2:17:23 AM |
money-sequoia9 | $25.00 | 12/3/2012 6:01:42 PM |
kinetic-loot436 | $30.00 | 12/3/2012 6:45:09 PM |
bazaar-paladin7 | $50.00 | 12/4/2012 9:28:09 AM |
prudent-bid3 | $25.00 | 12/4/2012 6:17:19 AM |
oxnard | $25.00 | 12/4/2012 9:48:51 AM |
selector568 | $80.00 | 12/4/2012 10:53:38 AM |
toblerone | $25.00 | 12/4/2012 10:47:55 AM |
open-minded-p2p1 | $25.00 | 12/3/2012 6:03:55 PM |
scrappy-diversification7 | $2,000.00 | 12/3/2012 5:29:37 PM |
payment-halo | $25.00 | 12/3/2012 7:32:31 PM |
Good-times | $25.00 | 12/3/2012 9:33:12 PM |
daw1878 | $25.00 | 12/3/2012 6:49:07 PM |
value-allocator1 | $100.00 | 12/3/2012 6:24:37 PM |
the-sweet-penny2 | $25.00 | 12/4/2012 8:08:53 AM |
britches613 | $50.00 | 12/4/2012 9:45:50 AM |
num1irish | $40.00 | 12/4/2012 6:56:42 AM |
handy-justice | $25.00 | 12/4/2012 8:49:56 AM |
first-integrity-gravity | $50.00 | 12/4/2012 10:28:02 AM |
indianoven | $25.00 | 12/4/2012 10:03:09 AM |
Mucman72 | $25.00 | 12/4/2012 10:05:36 AM |
WalnutCreekguy | $50.00 | 12/4/2012 10:50:59 AM |
28 Investments
|
Borrower Payment Dependent Notes Series
681900
This series of Notes was issued and sold upon the funding of the borrower loan #79385, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $126.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 10% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,920 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| sensational-worth6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit cards at a lower rate.
My financial situation:
I am a good candidate for this loan because I respect creditors and have every intention of fulfilling my duties as a borrower and paying on time, as my credit score and payment history prove. I would never put myself in a situation to borrow money that I could not pay off in the specified time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
JC_12 | $100.00 | 12/4/2012 5:25:58 PM |
obduro_1 | $25.00 | 12/4/2012 5:26:26 PM |
riskreward | $250.00 | 12/4/2012 5:36:13 PM |
scrappy-bonus2 | $25.00 | 12/4/2012 6:08:33 PM |
commerce-gargantuan2 | $25.00 | 12/4/2012 6:39:45 PM |
loot-baton | $25.00 | 12/4/2012 5:33:50 PM |
natural-worth9 | $300.00 | 12/4/2012 7:50:16 PM |
radforj22 | $25.00 | 12/4/2012 8:29:27 PM |
daw1878 | $25.00 | 12/4/2012 6:15:41 PM |
kindness-lesson1 | $25.00 | 12/5/2012 7:19:33 AM |
indomitable-coin | $25.00 | 12/4/2012 6:18:37 PM |
blot44 | $25.00 | 12/4/2012 7:56:14 PM |
Phryne | $50.00 | 12/5/2012 5:56:52 AM |
market-maximizer472 | $50.00 | 12/5/2012 9:12:52 AM |
GoGators01 | $25.00 | 12/5/2012 9:32:45 AM |
prudent-deal662 | $25.00 | 12/5/2012 10:26:09 AM |
CreditBuilder2 | $25.01 | 12/5/2012 11:55:32 AM |
Plutis | $25.00 | 12/5/2012 10:38:41 AM |
supersarah61 | $25.00 | 12/5/2012 5:14:46 PM |
axl163 | $25.00 | 12/5/2012 11:25:51 PM |
Salvy | $25.00 | 12/6/2012 1:16:43 PM |
skillful-durability8 | $25.00 | 12/6/2012 4:55:56 PM |
abundance923 | $60.00 | 12/6/2012 4:32:56 PM |
affluence-widget7 | $50.00 | 12/6/2012 6:10:40 PM |
BankofPete | $25.00 | 12/7/2012 4:51:04 AM |
cerebral-dollar773 | $25.00 | 12/7/2012 5:42:27 AM |
LaGrangeLender | $40.00 | 12/7/2012 6:19:49 AM |
jazz619 | $25.00 | 12/6/2012 6:42:00 PM |
octoberfresh | $25.00 | 12/6/2012 7:02:59 PM |
tigercat | $50.00 | 12/6/2012 7:15:24 PM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:40 AM |
lagnisiruk | $25.00 | 12/7/2012 10:08:47 AM |
NYBIZ | $25.00 | 12/7/2012 9:45:56 AM |
colospgs | $25.00 | 12/7/2012 10:24:40 AM |
Ripsaw4U | $50.00 | 12/7/2012 10:53:00 AM |
adaboy65 | $75.00 | 12/7/2012 11:23:16 AM |
income-orbit1 | $25.00 | 12/7/2012 11:50:50 AM |
loot-prescription3 | $25.00 | 12/4/2012 5:25:47 PM |
bazaar-tulip | $25.00 | 12/4/2012 6:19:07 PM |
Arvicco | $400.00 | 12/4/2012 5:37:50 PM |
Tbone49 | $25.00 | 12/4/2012 7:45:02 PM |
greenback-judo | $50.00 | 12/4/2012 6:20:06 PM |
fragonardlives | $25.00 | 12/4/2012 6:23:45 PM |
heerzaquestion | $65.00 | 12/5/2012 4:56:52 AM |
Zolton | $300.00 | 12/4/2012 6:58:11 PM |
tomjac2000 | $25.00 | 12/4/2012 6:23:48 PM |
neighborly-hope6 | $100.00 | 12/4/2012 6:37:30 PM |
amicablenemesis | $50.00 | 12/5/2012 10:29:51 AM |
compassion-twister2 | $100.00 | 12/5/2012 10:02:07 AM |
Snoclaf | $25.00 | 12/5/2012 10:26:25 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:13 AM |
peter79130 | $25.00 | 12/5/2012 3:51:03 PM |
Batman2u | $50.00 | 12/5/2012 2:42:44 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:41:15 PM |
bfn311 | $25.00 | 12/5/2012 8:13:29 PM |
LongTail | $28.00 | 12/5/2012 9:42:08 PM |
Dan4703 | $25.00 | 12/6/2012 6:20:25 AM |
cello1 | $25.00 | 12/6/2012 3:35:40 PM |
Ocean713 | $75.00 | 12/6/2012 12:26:41 PM |
spiff666 | $26.66 | 12/6/2012 1:31:38 PM |
BHopkins | $25.00 | 12/6/2012 6:16:37 PM |
Theofficer | $26.75 | 12/7/2012 4:25:28 AM |
walkinsky | $300.00 | 12/6/2012 7:25:44 PM |
bazaar-paladin7 | $25.00 | 12/7/2012 10:00:35 AM |
RainyDayLoans | $35.00 | 12/7/2012 9:06:46 AM |
jc33148 | $25.00 | 12/7/2012 10:59:26 AM |
pirahna125 | $25.00 | 12/7/2012 11:08:55 AM |
peaceful-transparency4 | $25.00 | 12/7/2012 10:54:25 AM |
five-star-asset2 | $25.00 | 12/7/2012 11:00:32 AM |
CoolPlexer | $18.58 | 12/7/2012 11:51:38 AM |
income-orbit1 | $25.00 | 12/7/2012 11:40:05 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
682076
This series of Notes was issued and sold upon the funding of the borrower loan #79168, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-05-2012 |
Term:
| 12 months | | |
Listing End date:
| Dec-05-2012 |
|
Lender yield:
| 14.63% |
Borrower rate/APR:
| 15.63% / 23.42% |
Monthly payment:
| $181.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.58% | | |
| |
Estimated return*:
| 5.59% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 38% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
15 | Length of status: | 13y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,281 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| auction-animal0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $1,850.00 | 12/5/2012 9:25:30 AM |
deal-selector5 | $25.00 | 12/5/2012 9:17:12 AM |
missing-link | $25.00 | 12/5/2012 9:16:22 AM |
healthy-peace427 | $100.00 | 12/5/2012 9:22:58 AM |
4 Investments
|
Borrower Payment Dependent Notes Series
682094
This series of Notes was issued and sold upon the funding of the borrower loan #79268, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $74.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Teacher's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,148 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| obedient-commerce0 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mthly Pay & Christmas don't mix
Purpose of loan:
This loan will be used to... Pay down credit cards, some Christmas presents
My financial situation:
I am a good candidate for this loan because... I plan on paying back the loan early by making multiple principle payments.
Monthly net income: $1900
Monthly expenses: $1560
Housing: $800
Insurance: $35
Car expenses: $0
Utilities: $100
Phone, cable, internet: $ 45
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $ 330
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
valiant-return584 | $50.00 | 12/5/2012 9:29:20 AM |
superb-funds335 | $25.00 | 12/5/2012 9:20:44 AM |
foothillender | $25.00 | 12/5/2012 10:20:26 AM |
riskreward | $250.00 | 12/5/2012 10:51:36 AM |
vivid-p2ploan1 | $25.00 | 12/5/2012 10:37:05 AM |
payment-halo | $25.00 | 12/5/2012 9:55:28 AM |
transaction-seahorse0 | $25.00 | 12/5/2012 10:50:29 AM |
daw1878 | $25.00 | 12/5/2012 10:00:18 AM |
Sagamore | $50.00 | 12/5/2012 10:18:47 AM |
first-wampum-gazer | $1,500.00 | 12/5/2012 11:23:43 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
682128
This series of Notes was issued and sold upon the funding of the borrower loan #78849, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-07-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 44% |
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 | Stated income: | $1-$24,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,362 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| dime-achievement |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 32 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Aug-2011)
680-699
(Sep-2009)
|
Principal balance:
| $1,432.77 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
Business
Purpose of loan:
This loan will be used to... Will be use to pay off current prosper loan balance of 1450 and rest will be use to buy a fifth wheel hitch for my truck and to get started with a travel trailer transport company.
My financial situation: good everything is paid on time
I am a good candidate for this loan because... I have previously paid off one prosper loan and have never been late on the second prosper loan I am currently paying.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
atlas-shrugged | $250.00 | 12/7/2012 5:04:39 PM |
fcrick | $37.00 | 12/7/2012 5:13:31 PM |
Feyenoord | $30.00 | 12/7/2012 5:18:57 PM |
payout-reaction740 | $50.00 | 12/7/2012 5:28:20 PM |
ALANGREANSPAN | $25.00 | 12/7/2012 5:07:11 PM |
DasMula | $50.00 | 12/7/2012 5:09:11 PM |
respectful-dough429 | $25.00 | 12/7/2012 5:03:58 PM |
innovator2 | $25.00 | 12/7/2012 5:04:45 PM |
Book-Mark | $25.00 | 12/7/2012 5:07:53 PM |
restless-dime | $100.00 | 12/7/2012 6:22:45 PM |
RGlad | $65.00 | 12/7/2012 6:30:36 PM |
graceful-IRAinvestment | $60.00 | 12/7/2012 6:47:08 PM |
Aberdeen | $99.00 | 12/7/2012 6:01:07 PM |
reduce_US_govt_debt | $32.00 | 12/7/2012 6:02:03 PM |
money-baron | $100.00 | 12/7/2012 6:26:24 PM |
shawnw2 | $400.00 | 12/7/2012 6:04:04 PM |
benjamins-rumbler | $75.00 | 12/7/2012 6:06:23 PM |
kingdom-investor | $25.00 | 12/7/2012 6:47:49 PM |
hidavehi | $26.01 | 12/8/2012 7:01:37 AM |
scarecrow4188 | $38.77 | 12/8/2012 7:12:49 AM |
five-star-note | $50.00 | 12/7/2012 7:04:08 PM |
bid-stockpiler1 | $333.00 | 12/7/2012 7:15:03 PM |
slowgains | $25.00 | 12/8/2012 8:24:14 AM |
well-rounded-dinero | $25.00 | 12/7/2012 7:47:40 PM |
benefit-trident | $25.00 | 12/8/2012 9:13:03 AM |
stylish-revenue4 | $100.00 | 12/7/2012 6:46:17 PM |
cjames84 | $12.24 | 12/8/2012 11:59:26 AM |
treasure-bliss | $75.00 | 12/8/2012 4:13:55 AM |
graceful-D4Sinvestment | $60.00 | 12/7/2012 7:00:08 PM |
interestimator | $25.00 | 12/8/2012 5:00:30 AM |
DiligentiaLLC | $50.00 | 12/8/2012 6:58:40 AM |
bdr0011 | $25.00 | 12/8/2012 7:53:22 AM |
commerce-venture1 | $25.00 | 12/7/2012 9:24:26 PM |
scholarly-order6 | $75.00 | 12/8/2012 9:54:01 AM |
order-merman | $25.00 | 12/8/2012 10:29:33 AM |
jpac1066 | $25.00 | 12/8/2012 5:13:26 AM |
heerzaquestion | $30.00 | 12/8/2012 5:22:48 AM |
weezy22 | $25.00 | 12/8/2012 5:55:18 AM |
nycgoat | $25.00 | 12/8/2012 7:00:17 AM |
Risk4Reward | $25.00 | 12/8/2012 8:52:08 AM |
first-dinero-paladin | $68.43 | 12/8/2012 10:11:17 AM |
p2p-sunshine4 | $25.00 | 12/8/2012 10:14:59 AM |
economy-coup | $100.00 | 12/7/2012 5:54:21 PM |
worthy-bid8 | $100.00 | 12/7/2012 5:31:48 PM |
felicity-contributor3 | $25.00 | 12/7/2012 5:12:10 PM |
tommymtg7 | $25.00 | 12/7/2012 5:22:10 PM |
Charlie010 | $25.00 | 12/7/2012 5:34:12 PM |
Forward-Looking | $25.00 | 12/7/2012 5:12:53 PM |
ProsprousLender | $25.00 | 12/7/2012 5:16:11 PM |
DasMula | $32.35 | 12/7/2012 5:22:31 PM |
janeybooboo | $25.25 | 12/7/2012 7:07:26 PM |
susurrus | $100.00 | 12/7/2012 5:58:55 PM |
thankful-nickel2 | $55.55 | 12/7/2012 5:59:20 PM |
Peleadona | $25.00 | 12/7/2012 6:49:22 PM |
lucrative-loan | $50.00 | 12/8/2012 6:41:24 AM |
thehousewife | $50.00 | 12/8/2012 8:13:43 AM |
Bob450 | $25.00 | 12/8/2012 5:55:21 AM |
Cessna172 | $25.00 | 12/7/2012 8:00:52 PM |
dollar-tornado3 | $25.00 | 12/8/2012 8:53:25 AM |
lowrater | $50.40 | 12/7/2012 10:36:48 PM |
HYGCapitalPartnersLP | $75.00 | 12/8/2012 9:15:47 AM |
Jordan1123 | $25.00 | 12/8/2012 10:26:02 AM |
finance-upholder3 | $25.00 | 12/8/2012 4:49:30 AM |
yield-lion2 | $100.00 | 12/8/2012 6:42:25 AM |
bullish2bearish | $65.00 | 12/8/2012 6:53:53 AM |
Zion-CIF | $25.00 | 12/8/2012 7:10:23 AM |
prudent-bid3 | $30.00 | 12/8/2012 7:55:07 AM |
boogienation | $50.00 | 12/8/2012 7:58:13 AM |
first-serene-credit | $25.00 | 12/8/2012 8:07:03 AM |
COtheBeast | $25.00 | 12/8/2012 10:32:57 AM |
Masdevallia | $25.00 | 12/8/2012 10:40:43 AM |
ShadowLender | $25.00 | 12/8/2012 10:48:42 AM |
GCSS | $25.00 | 12/8/2012 11:15:27 AM |
73 Investments
|
Borrower Payment Dependent Notes Series
682172
This series of Notes was issued and sold upon the funding of the borrower loan #78744, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-05-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-06-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $240.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 57% |
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,159 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| No | | |
Screen name:
| skiman76 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 84 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2011)
620-639
(Nov-2009)
620-639
(Jul-2008)
|
Principal balance:
| $3,384.71 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 84 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have a long established history here, never late or missed a payment...
Monthly net income: $3250.00
Monthly expenses: $2000.00
Housing: $o.oo
Insurance: $125.00
Car expenses: $450.00
Utilities: $0.00
Phone, cable, internet: $70.00
Food, entertainment: $375.00
Clothing, household expenses: $200.00
Credit cards and other loans: $600.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $75.04 | 12/5/2012 9:02:06 AM |
benjamins-rumbler | $100.00 | 12/5/2012 9:05:03 AM |
gain-equator | $25.00 | 12/5/2012 9:06:55 AM |
Wrats6 | $25.00 | 12/5/2012 9:08:34 AM |
01a_MrUSC_IRA | $25.00 | 12/5/2012 9:14:11 AM |
gotjack-IRA | $25.03 | 12/5/2012 9:29:00 AM |
thankful-nickel2 | $50.00 | 12/5/2012 9:31:18 AM |
return-point2 | $100.00 | 12/5/2012 9:41:13 AM |
handy-justice | $50.00 | 12/5/2012 9:04:10 AM |
LittleMingo | $30.00 | 12/5/2012 10:00:38 AM |
Kaj | $25.00 | 12/5/2012 9:13:04 AM |
LendSoHardUniversity | $50.00 | 12/5/2012 9:02:59 AM |
trumpeter5 | $25.00 | 12/5/2012 9:03:42 AM |
Dubbs360 | $50.00 | 12/5/2012 9:27:11 AM |
kingdom-investor | $25.00 | 12/5/2012 10:29:55 AM |
Forward-Looking | $25.00 | 12/5/2012 9:15:59 AM |
DasMula | $100.00 | 12/5/2012 9:39:46 AM |
kenji4861 | $25.00 | 12/5/2012 9:39:49 AM |
jiftostada | $25.00 | 12/5/2012 10:32:02 AM |
Banker2OO7 | $75.00 | 12/5/2012 9:28:41 AM |
kind-lovely-marketplace | $50.00 | 12/5/2012 10:42:11 AM |
newfoundation | $25.00 | 12/5/2012 10:04:27 AM |
octoberfresh | $25.00 | 12/5/2012 10:47:22 AM |
intrepid-loot | $25.00 | 12/5/2012 9:54:42 AM |
respectful-dough429 | $100.00 | 12/5/2012 9:58:42 AM |
enthusiastic-balance5 | $100.00 | 12/5/2012 11:02:16 AM |
ImNotSoDumb | $25.01 | 12/5/2012 10:02:42 AM |
kindness-fanatic | $25.00 | 12/5/2012 11:43:30 AM |
myutmost | $25.00 | 12/5/2012 10:15:10 AM |
vivid-p2ploan1 | $25.00 | 12/5/2012 10:37:06 AM |
favorite-commerce | $30.00 | 12/5/2012 4:45:19 PM |
grnii78 | $175.00 | 12/5/2012 11:18:53 AM |
transparency-position | $200.00 | 12/5/2012 11:19:34 AM |
JonDough | $50.00 | 12/5/2012 12:42:54 PM |
artisan369 | $300.00 | 12/5/2012 2:05:03 PM |
CMJ-Partners | $25.00 | 12/5/2012 5:31:24 PM |
green-loyalty-web | $25.00 | 12/5/2012 5:33:50 PM |
lovely-currency3 | $50.00 | 12/5/2012 6:24:10 PM |
graceful-investment | $106.00 | 12/5/2012 7:35:20 PM |
jmeasn | $50.00 | 12/5/2012 5:52:49 PM |
HenlopenCapital | $25.00 | 12/5/2012 8:23:08 PM |
Mikale360 | $25.00 | 12/5/2012 6:08:56 PM |
moneybags16 | $25.00 | 12/6/2012 7:35:04 AM |
SpreadsheetSolutions | $50.00 | 12/5/2012 8:15:17 PM |
jonnysixgun | $31.32 | 12/6/2012 6:28:14 AM |
Risk4Reward | $25.00 | 12/6/2012 9:56:48 AM |
FinanceEngine | $65.00 | 12/6/2012 10:21:35 AM |
servnyou | $30.00 | 12/6/2012 11:05:10 AM |
payout-paladin3 | $150.00 | 12/6/2012 10:19:38 AM |
ingenious-currency8 | $100.00 | 12/6/2012 4:16:27 PM |
gjm6d | $25.00 | 12/6/2012 3:52:34 PM |
benefit-javelin | $50.00 | 12/6/2012 11:38:40 AM |
skillful-durability8 | $25.00 | 12/6/2012 4:24:36 PM |
prudent-bid3 | $71.23 | 12/6/2012 4:38:37 PM |
whitegold24k | $150.00 | 12/6/2012 12:57:35 PM |
shawnw2 | $300.00 | 12/6/2012 3:35:20 PM |
gpuck | $25.00 | 12/6/2012 5:28:27 PM |
Helenska11 | $100.00 | 12/6/2012 9:15:17 PM |
I-Believe-In-You | $29.29 | 12/6/2012 6:11:58 PM |
credit-bliss8 | $25.00 | 12/6/2012 9:40:02 PM |
economy-coup | $200.00 | 12/5/2012 9:31:47 AM |
credit-missile | $100.00 | 12/5/2012 9:45:21 AM |
felicity-contributor3 | $50.00 | 12/5/2012 9:07:05 AM |
stylish-revenue4 | $100.00 | 12/5/2012 9:37:10 AM |
Charlie010 | $40.00 | 12/5/2012 9:07:22 AM |
Silver_Rupee | $25.00 | 12/5/2012 9:24:02 AM |
MoneyForNothing | $64.84 | 12/5/2012 9:07:13 AM |
shawnw2 | $400.00 | 12/5/2012 10:23:14 AM |
bullish2bearish | $97.04 | 12/5/2012 9:12:38 AM |
Interest2thePeople | $100.00 | 12/5/2012 10:32:13 AM |
five-star-note | $200.00 | 12/5/2012 10:32:24 AM |
fcrick | $50.00 | 12/5/2012 9:28:07 AM |
janeybooboo | $74.74 | 12/5/2012 9:57:30 AM |
Feyenoord | $30.00 | 12/5/2012 10:05:43 AM |
reduce_US_govt_debt | $32.00 | 12/5/2012 10:50:01 AM |
slowgains | $25.00 | 12/5/2012 9:55:31 AM |
asset-professor | $35.00 | 12/5/2012 10:00:45 AM |
first-serene-credit | $25.00 | 12/5/2012 10:06:28 AM |
melodious-openness | $200.00 | 12/5/2012 10:33:30 AM |
thrilling-fund427 | $50.00 | 12/5/2012 10:35:31 AM |
persist_in_doing | $25.00 | 12/5/2012 10:18:31 AM |
LuvToLend | $25.00 | 12/5/2012 10:39:50 AM |
1stBankAndHal | $25.08 | 12/5/2012 3:50:25 PM |
lowrater | $100.50 | 12/5/2012 5:11:04 PM |
RGlad | $65.00 | 12/5/2012 11:27:43 AM |
Tscheddar | $25.00 | 12/5/2012 11:32:43 AM |
methodical-interest039 | $30.00 | 12/5/2012 5:21:36 PM |
berniemadeoff | $60.00 | 12/5/2012 11:48:29 AM |
treasure-hunter270 | $75.00 | 12/5/2012 4:32:38 PM |
moola-accelerator6 | $25.00 | 12/5/2012 1:30:43 PM |
restless-dime | $100.00 | 12/5/2012 4:03:56 PM |
integrity-doctor | $100.00 | 12/5/2012 5:07:43 PM |
WalnutCreekguy | $50.00 | 12/5/2012 5:55:35 PM |
Bob450 | $25.00 | 12/5/2012 7:15:06 PM |
Bob450 | $25.00 | 12/5/2012 7:18:11 PM |
jmeasn | $175.00 | 12/5/2012 5:52:28 PM |
asset-sprout | $25.00 | 12/6/2012 3:19:38 AM |
bob450-roth | $25.00 | 12/5/2012 8:03:04 PM |
grammaspurse | $25.00 | 12/5/2012 10:01:34 PM |
Wangchuk | $30.01 | 12/6/2012 6:04:05 AM |
DiligentiaLLC | $75.00 | 12/6/2012 6:52:00 AM |
168RichCapital | $26.12 | 12/6/2012 7:01:52 AM |
Astyanax | $30.00 | 12/6/2012 12:11:03 AM |
DoctorJoe | $25.00 | 12/6/2012 3:36:45 AM |
The_Phantom | $25.00 | 12/6/2012 5:46:42 AM |
principal-laser | $74.00 | 12/6/2012 5:48:00 AM |
dollar-authority | $100.00 | 12/6/2012 6:01:27 AM |
Dont_Worry_Be_Happy | $25.00 | 12/6/2012 7:23:00 AM |
money-baron-Roth401k | $25.00 | 12/6/2012 9:04:26 AM |
kinder-credit-bear | $25.00 | 12/6/2012 10:00:49 AM |
Assets-Up | $25.00 | 12/6/2012 12:26:20 PM |
tke248 | $57.69 | 12/6/2012 1:00:14 PM |
Plow_n_Sow | $25.00 | 12/6/2012 11:42:31 AM |
jpac1066 | $25.00 | 12/6/2012 11:51:26 AM |
fervent-commerce | $25.00 | 12/6/2012 3:55:10 PM |
purposeful-durability8 | $100.00 | 12/6/2012 5:32:24 PM |
BlueSharp | $25.00 | 12/6/2012 8:47:48 PM |
zipemdown | $25.00 | 12/6/2012 6:08:05 PM |
moneyonmoneylove | $635.06 | 12/6/2012 10:58:57 PM |
119 Investments
|
Borrower Payment Dependent Notes Series
682200
This series of Notes was issued and sold upon the funding of the borrower loan #79466, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Dec-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 10% |
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,524 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-deal-point |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
escrow rent and medical
Purpose of loan: to have one debt
This loan will be used to...pay debts
My financial situation: is getting better
I am a good candidate for this loan because...I am the sole provider for my family. My husband is disabled.
Monthly net income: $3200+-
Monthly expenses: $
Housing: $600
Insurance: $110
Car expenses: $gas
Utilities: $140
Phone, cable, internet: $145
Food, entertainment: $10
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $medical 600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Danjack_Capital | $25.00 | 12/5/2012 5:25:45 PM |
open-minded-p2p1 | $25.00 | 12/5/2012 6:13:33 PM |
asset-professor | $35.00 | 12/5/2012 6:22:19 PM |
Rogelio48 | $30.00 | 12/6/2012 7:27:17 AM |
toblerone | $25.00 | 12/5/2012 7:54:43 PM |
LuvToLend | $25.00 | 12/6/2012 9:09:16 AM |
Tscheddar | $25.00 | 12/6/2012 10:52:28 AM |
zipemdown | $25.00 | 12/6/2012 6:08:20 PM |
6_kids_college_fund | $25.00 | 12/7/2012 8:12:39 AM |
benevolent-loot5 | $200.00 | 12/7/2012 9:17:32 AM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:28:55 AM |
SLN-10 | $50.00 | 12/7/2012 11:51:07 AM |
power-spartan5 | $25.00 | 12/7/2012 10:45:12 AM |
roux | $25.00 | 12/7/2012 11:41:39 AM |
Investor_DP | $100.00 | 12/8/2012 1:44:04 PM |
zorg77 | $25.00 | 12/9/2012 8:40:33 AM |
simplelender80 | $75.00 | 12/9/2012 2:02:30 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:07:34 AM |
DreisersFinancier | $50.00 | 12/10/2012 6:32:03 PM |
LOANS-LOANS-LOANS | $25.00 | 12/10/2012 6:05:44 PM |
careful-vigilance4 | $25.00 | 12/11/2012 5:18:49 PM |
alexander-hamilton | $50.00 | 12/11/2012 11:30:58 AM |
hope-wrangler1 | $50.00 | 12/11/2012 5:13:24 PM |
Haribelle | $25.00 | 12/11/2012 5:34:19 PM |
social-cocktail1 | $152.00 | 12/11/2012 6:14:16 PM |
mikbos | $25.00 | 12/11/2012 5:28:09 PM |
joyous-peace443 | $25.00 | 12/11/2012 5:38:03 PM |
natural-liberty4 | $32.00 | 12/11/2012 5:49:44 PM |
the-credit-maker | $64.00 | 12/12/2012 9:29:07 AM |
dedicated-transaction796 | $25.00 | 12/12/2012 9:07:04 AM |
Toby1montana | $50.00 | 12/12/2012 9:53:40 AM |
principal-cooker2 | $50.00 | 12/12/2012 9:27:22 AM |
stock106 | $25.00 | 12/12/2012 6:54:43 AM |
economy-shrubbery6 | $25.00 | 12/12/2012 9:32:41 AM |
SugarMommy | $25.00 | 12/12/2012 10:16:51 AM |
handshake5 | $100.00 | 12/12/2012 9:21:47 AM |
108-IRA | $50.00 | 12/12/2012 11:06:38 AM |
StPong | $25.00 | 12/12/2012 9:45:12 AM |
djh47a | $50.00 | 12/12/2012 12:59:07 PM |
Ocean713 | $75.00 | 12/12/2012 10:57:53 AM |
keen-economy6 | $25.00 | 12/12/2012 5:54:18 PM |
loyalty-cupcake6 | $25.00 | 12/12/2012 6:01:51 PM |
gothampark | $25.00 | 12/12/2012 4:13:49 PM |
first-credit-meridian | $25.00 | 12/12/2012 5:50:13 PM |
davidc314 | $50.00 | 12/12/2012 8:55:38 PM |
liberty-society5 | $25.00 | 12/13/2012 11:56:40 AM |
loyalty-dragster7 | $92.00 | 12/13/2012 12:30:25 PM |
dignified-coin128 | $25.00 | 12/13/2012 1:13:13 PM |
IIP77 | $25.00 | 12/14/2012 6:50:51 AM |
worthy-bid4 | $138.04 | 12/14/2012 9:39:11 AM |
durability-widget3 | $100.00 | 12/14/2012 9:34:41 AM |
168RichCapital | $25.12 | 12/14/2012 7:19:50 AM |
scholarly-order6 | $30.00 | 12/5/2012 7:04:57 PM |
CreditBuilder2 | $25.03 | 12/5/2012 8:10:19 PM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:43 AM |
valiant-return584 | $50.00 | 12/7/2012 6:13:07 PM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:53 AM |
new-start18100 | $25.00 | 12/11/2012 9:51:50 AM |
truth-companion | $25.00 | 12/11/2012 10:47:32 AM |
enriching-dollar1 | $100.00 | 12/11/2012 5:31:11 PM |
Edakers | $25.00 | 12/11/2012 1:49:55 PM |
52digital | $75.00 | 12/11/2012 5:37:33 PM |
E-2 | $100.00 | 12/11/2012 5:26:38 PM |
JGENERAL | $25.00 | 12/11/2012 5:30:22 PM |
auction-iris9 | $120.00 | 12/11/2012 5:31:46 PM |
bold-wampum-compadre | $100.00 | 12/11/2012 5:42:40 PM |
burgeoning-affluence5 | $50.00 | 12/11/2012 9:07:03 PM |
desertoasis | $25.00 | 12/12/2012 9:14:40 AM |
Canidae | $25.00 | 12/12/2012 9:04:50 AM |
durability-ace9 | $25.00 | 12/12/2012 9:20:16 AM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:23 AM |
truth-chooser1 | $25.00 | 12/12/2012 10:58:35 AM |
Odyssey77 | $25.00 | 12/12/2012 9:38:37 AM |
silver-enlightenment0 | $25.00 | 12/12/2012 9:41:33 AM |
forthright-trade | $35.00 | 12/12/2012 10:31:50 AM |
trumpeter391 | $25.00 | 12/12/2012 11:09:30 AM |
the-brilliant-currency | $25.00 | 12/12/2012 6:00:33 PM |
KMSB | $50.00 | 12/13/2012 8:49:21 AM |
bold-generosity-enlightenment | $25.00 | 12/13/2012 12:30:10 AM |
money-surge1 | $25.00 | 12/13/2012 9:32:09 AM |
best-charming-leverage | $50.00 | 12/13/2012 9:41:48 AM |
hero007 | $50.00 | 12/13/2012 9:03:38 AM |
productive-note2 | $50.00 | 12/13/2012 10:04:46 AM |
hopeful-deal7 | $25.00 | 12/13/2012 10:07:41 AM |
cberthiaume | $25.00 | 12/13/2012 2:22:43 PM |
idastmerchants | $25.00 | 12/14/2012 9:11:43 AM |
sgt-schultz | $31.00 | 12/14/2012 7:56:55 AM |
attractive-fund | $50.00 | 12/14/2012 6:30:26 AM |
refresher094 | $32.37 | 12/14/2012 9:41:26 AM |
bsmtloan | $83.44 | 12/14/2012 7:44:01 AM |
90 Investments
|
Borrower Payment Dependent Notes Series
682236
This series of Notes was issued and sold upon the funding of the borrower loan #79243, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,973.48 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Dec-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $300.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 22% |
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 24y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,525 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| open-minded-trade6 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2012)
|
Principal balance:
| $13,526.52 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...get rid of credit card debt
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
mlw | $50.00 | 12/10/2012 5:24:57 PM |
MoneyForNothing | $25.09 | 12/4/2012 9:08:03 AM |
Fiimg | $50.00 | 12/4/2012 10:19:36 AM |
marketplace-singularity3 | $25.00 | 12/4/2012 9:11:59 AM |
Sagamore | $250.00 | 12/4/2012 11:25:21 AM |
sensible-interest2 | $73.05 | 12/4/2012 10:54:47 AM |
CreditBuilder2 | $25.01 | 12/4/2012 11:03:59 AM |
Mountain-Lion-IRA1 | $25.00 | 12/4/2012 11:25:33 AM |
five-star-note | $25.00 | 12/4/2012 11:42:46 AM |
serene-capital | $30.00 | 12/4/2012 2:08:22 PM |
dollar-vibraphone4 | $100.00 | 12/4/2012 5:49:05 PM |
Harry | $75.00 | 12/4/2012 6:08:48 PM |
top-courteous-peso | $75.00 | 12/5/2012 10:21:38 AM |
FormulaTroll | $25.00 | 12/5/2012 9:41:42 AM |
amicablenemesis | $50.00 | 12/5/2012 10:29:29 AM |
kind-euro-mirth | $50.00 | 12/5/2012 10:32:39 AM |
njlw226 | $25.00 | 12/5/2012 10:51:43 AM |
supersarah61 | $25.00 | 12/6/2012 4:28:43 PM |
fulfilling-bazaar4 | $100.00 | 12/6/2012 6:39:56 PM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:39 AM |
abundanceforever | $52.50 | 12/7/2012 9:18:20 AM |
indomitable-coin | $25.00 | 12/7/2012 9:49:57 AM |
peace-fiesta7 | $25.00 | 12/7/2012 9:53:31 AM |
108lender | $168.00 | 12/7/2012 10:35:12 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:37:21 PM |
abundant-euro0 | $47.00 | 12/7/2012 5:47:36 PM |
the-kindness-honker | $25.00 | 12/7/2012 7:51:31 PM |
dunkard13 | $100.00 | 12/7/2012 6:22:15 PM |
pure-loyalty6 | $26.03 | 12/8/2012 11:27:22 AM |
power-lightning9 | $25.00 | 12/8/2012 1:16:46 AM |
unequivocal-return | $100.00 | 12/8/2012 10:51:52 AM |
exchange-cub | $100.00 | 12/8/2012 11:27:07 AM |
hitsman | $50.00 | 12/8/2012 1:35:22 PM |
wise-bazaar-mason | $25.00 | 12/8/2012 5:58:51 PM |
Photoman42 | $25.00 | 12/8/2012 6:30:49 PM |
nvhm | $50.00 | 12/8/2012 6:32:00 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:45 PM |
well-rounded-diversification | $25.00 | 12/8/2012 8:11:11 PM |
forceful-note8 | $50.00 | 12/9/2012 1:18:06 PM |
mclapperton | $34.22 | 12/9/2012 12:51:32 PM |
point-elm789 | $25.00 | 12/9/2012 12:55:52 PM |
starry2001 | $25.00 | 12/9/2012 1:18:50 PM |
Roundhouse | $50.00 | 12/9/2012 10:41:06 PM |
sincere-return9 | $28.07 | 12/9/2012 10:19:59 PM |
george6791 | $25.00 | 12/9/2012 10:45:55 PM |
payout-thinker7 | $25.00 | 12/9/2012 11:07:03 PM |
Lastavatar | $125.00 | 12/9/2012 7:24:36 PM |
duckbill_1972 | $27.00 | 12/9/2012 8:12:01 PM |
glenium | $25.00 | 12/10/2012 4:12:59 AM |
balance316 | $26.00 | 12/10/2012 10:28:45 AM |
power-amusement | $25.00 | 12/10/2012 10:28:10 AM |
smart-kindness8 | $25.00 | 12/10/2012 7:04:01 PM |
pwrfin | $25.00 | 12/10/2012 10:58:56 PM |
best-bonafide-p2p | $50.00 | 12/10/2012 7:32:59 PM |
redmumba | $50.00 | 12/11/2012 12:30:07 AM |
coopPV | $50.00 | 12/10/2012 9:06:16 PM |
appetizing-velocity4 | $25.00 | 12/11/2012 9:22:21 AM |
diplomatic-return861 | $25.00 | 12/11/2012 7:09:32 AM |
khamen | $25.00 | 12/10/2012 10:33:18 PM |
Good-Yield | $25.00 | 12/11/2012 9:46:52 AM |
trucklawyer | $25.00 | 12/11/2012 10:26:33 AM |
calbertrand | $25.00 | 12/11/2012 11:21:19 AM |
commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:48 PM |
Plutis | $25.00 | 12/11/2012 5:28:28 PM |
DonaldColorado | $100.00 | 12/11/2012 6:27:27 PM |
Zolton | $300.00 | 12/4/2012 9:43:59 AM |
bazaar-tulip | $25.00 | 12/4/2012 9:59:37 AM |
entertaining-rate9 | $25.00 | 12/4/2012 9:07:55 AM |
secureincome | $555.00 | 12/4/2012 9:05:03 AM |
sharp-platinum326 | $25.00 | 12/4/2012 9:41:25 AM |
principal-star | $25.00 | 12/4/2012 9:42:16 AM |
leodaguy | $50.00 | 12/4/2012 10:09:32 AM |
slimof37 | $25.00 | 12/4/2012 10:31:18 AM |
green-order-captain | $50.00 | 12/4/2012 10:42:27 AM |
uncl-sammy | $25.00 | 12/4/2012 11:16:33 AM |
qsolo | $25.00 | 12/4/2012 4:57:42 PM |
windguy | $50.00 | 12/4/2012 5:36:45 PM |
nickel-ferret | $25.00 | 12/4/2012 5:31:12 PM |
wetlands | $200.00 | 12/4/2012 5:32:05 PM |
greenback-surge4 | $25.00 | 12/5/2012 12:18:04 AM |
first-serene-credit | $25.00 | 12/5/2012 10:07:25 AM |
ideal-peace5 | $81.00 | 12/5/2012 10:33:30 AM |
unrivaled-deal676 | $50.00 | 12/5/2012 10:36:25 AM |
Tscheddar | $25.00 | 12/5/2012 12:18:21 PM |
oskizzle | $25.00 | 12/5/2012 12:36:14 PM |
loot-prescription3 | $25.00 | 12/5/2012 5:19:58 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:41:10 PM |
CougarRoar | $25.00 | 12/5/2012 6:53:31 PM |
CaptainBL | $25.00 | 12/5/2012 6:09:25 PM |
valiant-money | $40.00 | 12/6/2012 8:19:45 AM |
charming-exchange7 | $25.00 | 12/6/2012 9:23:04 AM |
pure-treasure7 | $50.00 | 12/5/2012 11:18:58 PM |
deal-vibrato | $25.00 | 12/6/2012 10:16:19 AM |
inspiring-kindness062 | $25.00 | 12/6/2012 6:14:33 PM |
commerce-artisan8 | $50.00 | 12/7/2012 9:17:48 AM |
JTThunder | $250.00 | 12/7/2012 5:19:02 PM |
magnetic-duty4 | $25.00 | 12/7/2012 2:06:10 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:00 PM |
franzzua | $25.00 | 12/8/2012 12:12:22 PM |
foxy-gold5 | $50.00 | 12/8/2012 4:48:56 AM |
silver-dogwood4 | $25.00 | 12/8/2012 10:50:29 AM |
contract-amigo7 | $25.00 | 12/8/2012 8:57:44 AM |
repayment-chihuahua3 | $50.00 | 12/8/2012 9:37:31 AM |
meoates1 | $25.00 | 12/8/2012 12:53:15 PM |
bbbshome | $46.28 | 12/9/2012 6:03:01 AM |
Peacepower | $50.89 | 12/9/2012 10:32:04 AM |
repayment-pudding | $25.00 | 12/8/2012 4:53:40 PM |
purposeful-durability8 | $100.00 | 12/9/2012 12:39:55 PM |
gentle-ore192 | $33.30 | 12/8/2012 8:16:47 PM |
loan-mongoose1 | $25.00 | 12/9/2012 12:43:45 PM |
uarewhatuthink | $26.37 | 12/9/2012 4:20:57 PM |
blue-laudable-dinero | $25.00 | 12/9/2012 9:29:13 PM |
usbank | $25.00 | 12/9/2012 10:09:06 PM |
helpyougrow | $25.00 | 12/9/2012 10:20:04 PM |
note-goblin0 | $25.00 | 12/9/2012 4:41:26 PM |
rcj1411 | $25.00 | 12/9/2012 6:13:06 PM |
squadron820 | $25.00 | 12/9/2012 2:17:21 PM |
newest-organic-rupee | $88.00 | 12/9/2012 9:00:40 PM |
contract-lava0 | $25.00 | 12/9/2012 10:34:46 PM |
heavy_ax | $50.00 | 12/10/2012 9:51:51 AM |
pilot1723 | $25.00 | 12/10/2012 1:17:12 AM |
BigBag | $25.00 | 12/10/2012 7:56:28 AM |
adaboy65 | $100.00 | 12/10/2012 10:29:27 AM |
wildanne | $50.00 | 12/10/2012 10:20:21 AM |
helping-out | $100.00 | 12/10/2012 4:32:15 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:07:28 AM |
money-atizer | $25.00 | 12/10/2012 11:58:49 AM |
VASLENDING | $25.00 | 12/10/2012 5:20:47 PM |
blooming-kindness | $34.00 | 12/11/2012 5:59:28 AM |
seeyouontv | $75.00 | 12/11/2012 9:19:39 AM |
saahilld | $25.00 | 12/11/2012 9:35:14 AM |
credit-maple | $25.00 | 12/11/2012 10:14:03 AM |
kalamari | $30.00 | 12/11/2012 1:03:39 PM |
radforj22 | $25.00 | 12/11/2012 3:17:25 PM |
jpac1066 | $25.00 | 12/11/2012 11:20:39 AM |
red-active-note | $25.00 | 12/11/2012 12:34:45 PM |
Arvicco | $400.00 | 12/11/2012 5:56:32 PM |
triumphant-community | $50.00 | 12/11/2012 7:50:39 PM |
finance-coyote3 | $951.67 | 12/12/2012 3:43:29 AM |
139 Investments
|
Borrower Payment Dependent Notes Series
682328
This series of Notes was issued and sold upon the funding of the borrower loan #79126, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $160.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1980 |
Debt/Income ratio:
| 21% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 7y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $56,770 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peso-flan |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
taxes, medical, cash flow
Purpose of loan:
Pay 2nd half real estate taxes in 2012 for the tax deduction, escrow account will refund in May. Cash flow management for the next several months. I have a high deductable health plan. I put up 6450 in in HSA. I will meet out of pocket max in February and catch up with my HSA in June. I will consolidate a couple of smaller accounts for better cash flow
My financial situation: home owner, stable job.
I am a good candidate for this loan because... have income and semi liquid assets to pay the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-motivator0 | $50.00 | 12/5/2012 5:11:34 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:41:34 PM |
bazaar-tulip | $25.00 | 12/5/2012 5:09:22 PM |
principal-star | $25.00 | 12/5/2012 7:22:46 PM |
CreditBuilder2 | $25.01 | 12/5/2012 7:45:41 PM |
prudent-dough458 | $25.00 | 12/6/2012 5:27:45 PM |
kind-euro-mirth | $50.00 | 12/6/2012 5:24:14 PM |
compassion-burrito | $25.00 | 12/7/2012 7:35:22 AM |
qsolo | $25.00 | 12/7/2012 9:03:28 AM |
P2P4me | $500.00 | 12/7/2012 6:39:28 AM |
CaptainBL | $25.00 | 12/7/2012 10:01:36 AM |
commerce-artisan8 | $50.00 | 12/7/2012 9:17:50 AM |
kfrench | $75.00 | 12/7/2012 11:24:12 AM |
indomitable-coin | $25.00 | 12/8/2012 12:01:07 PM |
ToloUSN | $50.00 | 12/8/2012 5:56:25 AM |
D911ave | $50.00 | 12/8/2012 12:44:36 PM |
supersarah61 | $25.00 | 12/8/2012 4:14:33 PM |
franzzua | $25.00 | 12/9/2012 12:38:44 PM |
swissbanker | $50.00 | 12/9/2012 7:12:37 AM |
unrivaled-deal676 | $44.00 | 12/9/2012 12:23:31 PM |
Plow_n_Sow | $50.00 | 12/10/2012 7:30:05 AM |
bold-joyful-coin9 | $25.00 | 12/9/2012 3:30:45 PM |
uncl-sammy | $25.00 | 12/9/2012 11:21:48 PM |
decisive-income7 | $1,955.99 | 12/10/2012 7:45:16 AM |
LoanerPrincipal | $25.00 | 12/5/2012 6:00:45 PM |
leodaguy | $100.00 | 12/5/2012 6:31:12 PM |
marketplace-singularity3 | $25.00 | 12/5/2012 5:17:16 PM |
cerebral-dollar773 | $25.00 | 12/6/2012 4:37:25 AM |
natural-worth9 | $50.00 | 12/6/2012 6:42:30 AM |
ready-interest9 | $25.00 | 12/5/2012 7:15:42 PM |
Zolton | $300.00 | 12/5/2012 6:44:29 PM |
ideal-peace5 | $100.00 | 12/6/2012 5:26:03 PM |
ucantbeetit | $25.00 | 12/6/2012 5:23:19 PM |
octoberfresh | $25.00 | 12/7/2012 6:51:18 AM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:44 AM |
wetlands | $200.00 | 12/7/2012 9:23:40 AM |
nickel-ferret | $25.00 | 12/7/2012 9:20:13 AM |
Harry | $75.00 | 12/7/2012 9:53:40 AM |
loot-prescription3 | $25.00 | 12/7/2012 9:56:09 AM |
justreturns | $25.00 | 12/7/2012 11:07:00 AM |
deal-vibrato | $25.00 | 12/7/2012 10:48:01 AM |
charming-exchange7 | $25.00 | 12/7/2012 11:00:08 AM |
blue-lively-platinum | $25.00 | 12/7/2012 5:49:58 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:03 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:37:29 PM |
Approved | $50.00 | 12/8/2012 12:31:25 PM |
radforj22 | $25.00 | 12/8/2012 7:51:47 PM |
well-rounded-diversification | $25.00 | 12/8/2012 8:11:12 PM |
drkosh | $25.00 | 12/9/2012 11:00:16 AM |
simplelender80 | $75.00 | 12/9/2012 2:02:31 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
682614
This series of Notes was issued and sold upon the funding of the borrower loan #79177, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Dec-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $385.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 63% |
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 13y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,038 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| capital-werewolf |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2010)
|
Principal balance:
| $0.16 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 30 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt which will help us to pay off our bills faster. Our ultimate goal is to be debt free in 5 years!
My financial situation:
I am a good candidate for this loan because...I am a former Prosper client and I paid my previous loan off early. I also have a great job and I always make my payments on time.
Monthly net income: $3200
Other net income: $3000
Housing: $1247 Mortgage, $165 HOA
Insurance: $137
Car expenses: $ 760
Utilities: $255
Phone, cable, internet: $360
Food, entertainment: $600
Credit cards and other loans: $589
Other expenses: $600 Childcare, $500 Misc Expenses
Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
JeremyLinFan | $40.00 | 12/5/2012 9:16:51 AM |
fcrick | $50.00 | 12/5/2012 9:28:07 AM |
kenji4861 | $25.00 | 12/5/2012 9:39:50 AM |
return-point2 | $100.00 | 12/5/2012 9:41:16 AM |
roland1 | $25.00 | 12/5/2012 9:50:23 AM |
trumpeter5 | $25.00 | 12/5/2012 9:03:05 AM |
one-midas | $25.00 | 12/5/2012 9:03:25 AM |
Forward-Looking | $25.00 | 12/5/2012 9:16:00 AM |
deal-selector5 | $25.00 | 12/5/2012 9:17:14 AM |
treasure-bliss | $25.00 | 12/5/2012 10:31:04 AM |
witty-openness | $25.00 | 12/5/2012 10:31:43 AM |
corndog4000 | $120.00 | 12/5/2012 9:50:06 AM |
Banker2OO7 | $75.00 | 12/5/2012 9:28:41 AM |
LittleMingo | $30.00 | 12/5/2012 10:41:27 AM |
_nfx-ira_ | $35.01 | 12/5/2012 9:46:18 AM |
octoberfresh | $25.00 | 12/5/2012 10:47:22 AM |
stylish-revenue4 | $100.00 | 12/5/2012 9:47:44 AM |
janeybooboo | $25.25 | 12/5/2012 10:50:10 AM |
justreturns | $25.00 | 12/5/2012 10:20:10 AM |
1stBankAndHal | $50.22 | 12/5/2012 10:24:49 AM |
berniemadeoff | $70.00 | 12/5/2012 11:31:52 AM |
cashhelp | $30.00 | 12/5/2012 11:47:31 AM |
kind-lovely-marketplace | $50.00 | 12/5/2012 10:42:11 AM |
jpaulnyc | $100.00 | 12/5/2012 10:29:03 AM |
ideal-peace5 | $85.00 | 12/5/2012 10:33:59 AM |
thrilling-point2 | $40.00 | 12/5/2012 10:34:44 AM |
enthusiastic-balance5 | $100.00 | 12/5/2012 11:02:17 AM |
Feyenoord | $30.00 | 12/5/2012 5:11:13 PM |
transparency-position | $101.00 | 12/5/2012 10:54:59 AM |
moola-accelerator6 | $30.00 | 12/5/2012 1:31:12 PM |
SergRoosterDu | $28.00 | 12/5/2012 5:40:59 PM |
RGlad | $65.00 | 12/5/2012 11:27:43 AM |
thehousewife | $25.00 | 12/5/2012 12:39:33 PM |
treasure-hunter270 | $50.00 | 12/5/2012 4:34:27 PM |
top-goodhearted-liberty | $25.00 | 12/5/2012 5:57:00 PM |
hardatwork1 | $25.00 | 12/6/2012 3:38:11 AM |
sflash | $25.00 | 12/5/2012 6:33:31 PM |
first-graceful-contract | $25.00 | 12/6/2012 8:05:36 AM |
Bank42 | $25.00 | 12/6/2012 7:47:30 AM |
thankful-nickel2 | $55.55 | 12/6/2012 10:21:22 AM |
halothane_logic | $26.00 | 12/6/2012 10:58:18 AM |
Kaj | $25.00 | 12/6/2012 10:21:05 AM |
payout-paladin3 | $150.00 | 12/6/2012 10:19:38 AM |
moola-tulip1 | $50.00 | 12/6/2012 1:54:33 PM |
orange-useful-revenue | $25.00 | 12/6/2012 5:09:11 PM |
unbeatable-credit1 | $50.00 | 12/6/2012 5:14:36 PM |
FinanceEngine | $60.00 | 12/6/2012 5:22:42 PM |
DiligentiaLLC | $100.00 | 12/7/2012 6:10:02 AM |
LaGrangeLender | $60.00 | 12/7/2012 6:13:06 AM |
jwesleym | $25.00 | 12/7/2012 9:13:31 AM |
ALANGREANSPAN | $25.00 | 12/7/2012 9:19:41 AM |
blackfur | $25.00 | 12/7/2012 10:07:05 AM |
AF-Chief | $25.00 | 12/7/2012 10:23:09 AM |
investmentgroup | $50.00 | 12/7/2012 11:43:04 AM |
FL-Lender | $25.00 | 12/7/2012 3:35:02 PM |
CoolPlexer | $25.00 | 12/7/2012 11:31:37 AM |
C2Banking | $25.00 | 12/7/2012 4:14:28 PM |
valiant-return584 | $50.00 | 12/7/2012 6:12:53 PM |
loan-fate | $50.00 | 12/8/2012 12:02:42 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:39:14 PM |
kpengineer | $100.00 | 12/8/2012 11:23:28 AM |
meoates1 | $25.00 | 12/8/2012 8:02:49 AM |
Byrd24 | $100.00 | 12/8/2012 11:18:52 AM |
industrious-currency | $25.00 | 12/8/2012 1:07:49 PM |
supertux | $25.02 | 12/8/2012 3:47:52 PM |
liberty-magnate | $25.00 | 12/9/2012 10:06:27 AM |
ethical-truth211 | $500.00 | 12/9/2012 10:17:47 AM |
rautility | $25.00 | 12/9/2012 12:01:22 PM |
supersarah61 | $25.00 | 12/9/2012 3:56:02 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:48 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:40 PM |
asset-sprout | $25.00 | 12/10/2012 4:04:04 AM |
spry-credit269 | $50.00 | 12/10/2012 4:19:46 AM |
chicagobanker | $50.00 | 12/10/2012 5:25:52 AM |
Leshan | $62.14 | 12/10/2012 6:38:58 AM |
nurak2 | $25.00 | 12/9/2012 5:43:24 PM |
krafty01 | $28.55 | 12/9/2012 5:32:41 PM |
Zion-CIF | $25.00 | 12/10/2012 5:47:36 AM |
DaveTheWave | $25.00 | 12/9/2012 8:34:47 PM |
newest-organic-rupee | $33.00 | 12/9/2012 9:09:31 PM |
payout-paladin3 | $750.00 | 12/10/2012 12:33:18 PM |
Assets-Up | $38.99 | 12/10/2012 9:56:07 AM |
RufusGreyhound | $25.00 | 12/10/2012 11:15:00 AM |
forthright-trade | $35.00 | 12/10/2012 11:24:21 AM |
PXM-Financial | $85.00 | 12/10/2012 12:09:40 PM |
green-understanding-rupee | $25.00 | 12/10/2012 12:34:54 PM |
payout-paladin3 | $1,000.00 | 12/10/2012 12:52:23 PM |
compatible-deal9 | $20.97 | 12/10/2012 1:13:23 PM |
natural-affluence6 | $25.00 | 12/7/2012 1:04:37 PM |
Charlie010 | $25.00 | 12/5/2012 9:04:12 AM |
ImNotSoDumb | $25.01 | 12/5/2012 10:02:42 AM |
felicity-contributor3 | $25.00 | 12/5/2012 9:08:54 AM |
Wrats6 | $25.00 | 12/5/2012 9:10:32 AM |
MoneyForNothing | $25.30 | 12/5/2012 9:11:24 AM |
Jasner | $25.00 | 12/5/2012 9:19:22 AM |
handy-justice | $50.00 | 12/5/2012 9:03:30 AM |
hillerod | $26.05 | 12/5/2012 9:04:20 AM |
gain-equator | $25.00 | 12/5/2012 9:06:17 AM |
formula842 | $25.00 | 12/5/2012 9:31:32 AM |
yield-lion2 | $150.00 | 12/5/2012 9:52:50 AM |
NickelSteamroller | $25.00 | 12/5/2012 10:02:39 AM |
grnii78 | $175.00 | 12/5/2012 11:18:54 AM |
Horse-Lender | $25.05 | 12/5/2012 11:51:02 AM |
persist_in_doing | $25.00 | 12/5/2012 10:18:32 AM |
mrxtravis | $25.00 | 12/5/2012 10:20:37 AM |
transaction-seahorse0 | $25.00 | 12/5/2012 10:50:35 AM |
exchange-squirrel | $200.00 | 12/5/2012 10:53:52 AM |
deal-marauder6 | $25.00 | 12/5/2012 10:40:47 AM |
Tscheddar | $25.00 | 12/5/2012 11:32:43 AM |
kindness-fanatic | $25.00 | 12/5/2012 11:43:17 AM |
five-star-note | $50.00 | 12/5/2012 11:24:25 AM |
JonDough | $50.00 | 12/5/2012 12:43:30 PM |
integrity-doctor | $100.00 | 12/5/2012 5:06:42 PM |
jmeasn | $100.00 | 12/5/2012 5:53:52 PM |
WalnutCreekguy | $50.00 | 12/5/2012 5:55:36 PM |
HenlopenCapital | $25.00 | 12/5/2012 8:25:40 PM |
dcm6276 | $25.00 | 12/5/2012 8:58:43 PM |
DoctorJoe | $25.00 | 12/6/2012 3:37:55 AM |
open-minded-p2p1 | $25.00 | 12/5/2012 7:11:16 PM |
lucrative-loan | $44.00 | 12/6/2012 7:39:13 AM |
Christophe | $25.00 | 12/5/2012 7:24:25 PM |
01a_MrUSC_IRA | $25.00 | 12/6/2012 3:44:32 AM |
finance-relaxation3 | $25.00 | 12/5/2012 8:11:03 PM |
dollar-authority | $50.00 | 12/6/2012 6:00:54 AM |
first-serene-credit | $25.00 | 12/6/2012 8:41:13 AM |
brainy-return234 | $50.00 | 12/6/2012 10:08:34 AM |
money-baron-roth-IRA | $30.00 | 12/6/2012 10:51:12 AM |
thorough-duty641 | $25.00 | 12/6/2012 5:03:21 PM |
zipemdown | $25.00 | 12/6/2012 6:08:05 PM |
cerebral-dollar773 | $25.00 | 12/7/2012 5:37:17 AM |
amc3 | $50.00 | 12/7/2012 12:17:46 AM |
LENDO-CALRISSIAN | $25.00 | 12/7/2012 9:05:20 AM |
glroark | $50.00 | 12/7/2012 7:08:40 AM |
brightest-riveting-order | $25.00 | 12/7/2012 10:45:49 AM |
power-spartan5 | $25.00 | 12/7/2012 10:45:06 AM |
purposeful-durability8 | $100.00 | 12/7/2012 10:46:36 AM |
Whatssofunnybout | $33.00 | 12/7/2012 11:02:46 AM |
money-baron-Roth401k | $25.00 | 12/7/2012 11:20:16 AM |
power-secret-agent | $25.00 | 12/7/2012 4:56:52 PM |
accomplishment981 | $50.00 | 12/7/2012 5:07:31 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:20:12 PM |
benefit-trident | $25.00 | 12/8/2012 9:11:03 AM |
EFS | $67.22 | 12/7/2012 8:51:49 PM |
vutah | $45.00 | 12/8/2012 2:14:15 AM |
samurai2 | $25.00 | 12/8/2012 8:20:25 AM |
dollar-tornado3 | $25.00 | 12/8/2012 8:54:18 AM |
Investor_DP | $100.00 | 12/8/2012 1:44:03 PM |
green-loyalty-web | $25.00 | 12/8/2012 1:46:22 PM |
dominickf | $50.00 | 12/8/2012 2:08:51 PM |
whitegoldira | $100.00 | 12/9/2012 8:39:43 AM |
Plow_n_Sow | $25.00 | 12/8/2012 7:33:27 PM |
Ballybay | $200.00 | 12/9/2012 1:26:10 PM |
responsibility-venture8 | $75.00 | 12/9/2012 11:27:57 AM |
Sixmil | $100.00 | 12/9/2012 1:53:36 PM |
arenangelchild | $114.66 | 12/9/2012 10:32:49 AM |
investment-wildcat0 | $25.00 | 12/9/2012 10:07:18 PM |
deal-banker | $50.00 | 12/9/2012 10:23:33 PM |
Socorro_Capital_Partners | $25.01 | 12/10/2012 8:42:42 AM |
Mrs-Honeydew | $25.00 | 12/10/2012 7:27:46 AM |
wale-ld | $30.00 | 12/10/2012 12:18:54 AM |
blue-lucrative-rate | $50.00 | 12/10/2012 7:40:48 AM |
quantum_leap | $25.00 | 12/10/2012 8:42:42 AM |
CincyTex | $25.00 | 12/10/2012 12:32:17 PM |
1NiceLender | $25.00 | 12/10/2012 10:01:34 AM |
brightest-organized-balance | $25.00 | 12/10/2012 11:46:14 AM |
jubilant-agreement0 | $25.00 | 12/10/2012 12:40:12 PM |
166 Investments
|
Borrower Payment Dependent Notes Series
682618
This series of Notes was issued and sold upon the funding of the borrower loan #78837, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $77.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 11% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $339 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| gallant-vigilance3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to...to pay back taxes which will make the house eligible for a grant to fix it up.
My financial situation:
I am a good candidate for this loan because...I receive social security and wages. My partner shares these expenses
Monthly net income: $3500
Monthly expenses: $1500
Housing: $00
Insurance: House: $ 821yearly
Car expenses: $751 Insurence
Utilities: $140 and up in the winter
Phone, cable, internet: phone and internet 150
Food, entertainment: $varies
Clothing, household expenses: $varies
Credit cards and other loans: $275
Other expenses: $
Health ins.202 month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 12/4/2012 5:17:02 PM |
smear87 | $50.00 | 12/4/2012 5:26:21 PM |
superb-funds335 | $25.00 | 12/4/2012 5:14:55 PM |
daw1878 | $25.00 | 12/4/2012 6:15:42 PM |
entertaining-dollar298 | $25.00 | 12/4/2012 6:07:04 PM |
riveting-credit5 | $25.00 | 12/4/2012 6:12:19 PM |
foothillender | $25.00 | 12/5/2012 8:21:56 AM |
five-star-note | $25.00 | 12/4/2012 7:06:55 PM |
paradise-foothill | $50.00 | 12/4/2012 9:01:12 PM |
octoberfresh | $25.00 | 12/5/2012 10:47:15 AM |
deal-selector5 | $25.00 | 12/5/2012 5:30:45 PM |
missing-link | $25.00 | 12/5/2012 5:57:46 PM |
return-point2 | $100.00 | 12/5/2012 6:19:28 PM |
appetizing-loyalty354 | $25.00 | 12/5/2012 6:28:41 PM |
JesanFafon | $25.00 | 12/5/2012 7:14:24 PM |
Tscheddar | $25.00 | 12/6/2012 3:29:04 PM |
compassion-twister2 | $50.00 | 12/6/2012 12:28:28 PM |
SecondChanceLendingSERV | $26.09 | 12/7/2012 7:58:00 AM |
Zingaro | $25.00 | 12/7/2012 9:56:41 AM |
a-finance-nirvana | $25.00 | 12/7/2012 9:19:51 AM |
LuvToLend | $25.00 | 12/7/2012 10:42:02 AM |
mrxtravis | $25.00 | 12/7/2012 11:32:03 AM |
Kyileo | $25.00 | 12/7/2012 3:00:51 PM |
TheBigCheese | $25.00 | 12/7/2012 3:29:21 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 11:06:41 AM |
brilliant-balance | $50.00 | 12/7/2012 11:58:20 AM |
heerzaquestion | $25.00 | 12/7/2012 12:52:39 PM |
Winged_Inspirations | $25.00 | 12/7/2012 11:31:21 AM |
wwwUniversal | $25.00 | 12/7/2012 5:03:39 PM |
favorite-commerce | $30.00 | 12/7/2012 5:19:10 PM |
treasure-coyote3 | $25.00 | 12/7/2012 7:14:20 PM |
john0720 | $25.00 | 12/7/2012 6:59:19 PM |
rate-advocator7 | $250.00 | 12/4/2012 5:27:25 PM |
transaction-seahorse0 | $25.00 | 12/4/2012 5:35:44 PM |
selector568 | $300.00 | 12/5/2012 5:32:09 PM |
WalnutCreekguy | $50.00 | 12/5/2012 5:55:33 PM |
toblerone | $25.00 | 12/5/2012 7:54:38 PM |
green-loyalty-web | $25.00 | 12/6/2012 10:10:36 AM |
weiyinsan | $25.00 | 12/6/2012 12:14:56 PM |
bonus-seahorse | $30.00 | 12/6/2012 12:24:46 PM |
well-rounded-payout0 | $50.00 | 12/6/2012 5:33:35 PM |
zipemdown | $25.00 | 12/6/2012 6:07:56 PM |
asset-professor | $35.00 | 12/7/2012 10:58:00 AM |
EL_Papin | $25.00 | 12/7/2012 11:41:03 AM |
kenji4861 | $25.00 | 12/7/2012 6:22:53 PM |
valiant-return584 | $50.00 | 12/7/2012 6:12:45 PM |
prudent-bid3 | $25.00 | 12/7/2012 6:47:29 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:39:13 PM |
MoneyForNothing | $3.91 | 12/7/2012 7:39:32 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
682630
This series of Notes was issued and sold upon the funding of the borrower loan #78972, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 10m |
Amount delinquent:
| $277 |
Total credit lines:
| 30 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,664 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| trustworthy-finance058 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7500
Monthly expenses: $200
Housing: $1150
Insurance: $300
Car expenses: $475
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $35.00 | 12/4/2012 5:27:03 PM |
EngineersAlliance | $25.00 | 12/4/2012 7:00:38 PM |
heavenly-interest9 | $1,000.00 | 12/4/2012 6:20:23 PM |
HeroSupport | $50.00 | 12/5/2012 5:19:38 AM |
Whipster | $50.00 | 12/4/2012 6:50:46 PM |
golffish2 | $25.00 | 12/5/2012 8:54:24 AM |
Danjack_Capital | $25.00 | 12/5/2012 5:01:02 PM |
ultimate-peace | $225.00 | 12/5/2012 7:48:57 PM |
CA-Lender | $25.00 | 12/6/2012 11:13:06 AM |
britches318 | $250.00 | 12/7/2012 9:09:36 AM |
worth-shower8 | $100.00 | 12/7/2012 10:18:23 AM |
radforj22 | $25.00 | 12/8/2012 7:54:47 PM |
helping-out | $100.00 | 12/10/2012 4:43:59 PM |
LuvToLend | $25.00 | 12/10/2012 6:11:48 PM |
diplomatic-wealth7 | $25.00 | 12/10/2012 6:08:18 PM |
power-spartan5 | $25.00 | 12/11/2012 10:41:05 AM |
burgeoning-affluence5 | $50.00 | 12/11/2012 7:51:54 PM |
trade-caper | $50.00 | 12/12/2012 5:33:37 AM |
Something-Corporate | $25.00 | 12/12/2012 9:11:35 AM |
Ocean713 | $75.00 | 12/12/2012 11:17:09 AM |
SecondChanceLendingSERV | $27.75 | 12/12/2012 4:23:41 PM |
mneinc | $50.00 | 12/12/2012 10:28:22 PM |
168RichCapital | $25.12 | 12/13/2012 6:20:02 AM |
exponential-fairness2 | $25.00 | 12/12/2012 8:09:35 PM |
open-minded-benjamins860 | $72.42 | 12/13/2012 4:18:33 AM |
goett047 | $25.00 | 12/13/2012 11:15:14 AM |
natural-affluence6 | $25.00 | 12/6/2012 1:04:07 PM |
Endeavour | $150.00 | 12/4/2012 6:57:11 PM |
let_me_retire | $100.00 | 12/5/2012 12:20:30 AM |
cattlebaron | $25.00 | 12/4/2012 10:38:44 PM |
worthy-bid8 | $100.00 | 12/5/2012 10:11:49 AM |
01a_MrUSC_IRA | $25.00 | 12/5/2012 9:18:21 AM |
graceful-investment | $106.00 | 12/5/2012 7:27:57 PM |
ore-accord | $25.00 | 12/5/2012 11:13:30 PM |
dannycarter10 | $25.00 | 12/6/2012 9:52:42 AM |
Tscheddar | $25.00 | 12/6/2012 3:29:04 PM |
greencat | $50.00 | 12/7/2012 9:29:24 AM |
84928429 | $25.00 | 12/7/2012 6:25:33 PM |
thankful-nickel2 | $25.00 | 12/8/2012 4:15:56 PM |
jebber007 | $50.00 | 12/9/2012 9:31:20 AM |
deal-selector5 | $25.00 | 12/10/2012 4:30:26 PM |
therealjeremy | $25.00 | 12/10/2012 5:29:52 PM |
exponential-fairness2 | $25.00 | 12/10/2012 6:10:23 PM |
kind-soulful-worth1 | $50.00 | 12/10/2012 9:47:05 PM |
marketplace-conductor886 | $100.00 | 12/11/2012 2:41:35 PM |
ibano | $25.00 | 12/11/2012 8:51:49 PM |
enticing-finance758 | $25.00 | 12/12/2012 7:03:03 AM |
trumpeter391 | $25.00 | 12/12/2012 8:58:49 AM |
djh47a | $50.00 | 12/12/2012 12:59:03 PM |
riveting-wealth2 | $50.00 | 12/12/2012 4:06:05 PM |
oxnard | $75.00 | 12/12/2012 5:14:03 PM |
loyalty-cupcake6 | $100.00 | 12/12/2012 5:12:05 PM |
pound-albatross7 | $33.71 | 12/13/2012 6:53:08 AM |
EretzCapital | $50.00 | 12/13/2012 8:09:35 AM |
Soothsayer | $25.00 | 12/13/2012 4:28:32 AM |
Astyanax | $25.00 | 12/13/2012 8:07:43 AM |
helping-out | $25.00 | 12/13/2012 8:46:15 AM |
cynthiathegreat | $1.52 | 12/13/2012 12:22:41 PM |
sgt-schultz | $47.04 | 12/13/2012 10:28:49 AM |
worth-philosopher9 | $26.44 | 12/13/2012 12:00:19 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
682632
This series of Notes was issued and sold upon the funding of the borrower loan #79424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $358.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 27% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 16y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,781 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| worth-launcher6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I plan on staying in my home for many years.
I have a very good secure job.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.06 | 12/5/2012 9:16:25 AM |
Nco | $100.00 | 12/5/2012 9:20:10 AM |
bazaar-tulip | $25.00 | 12/5/2012 9:50:20 AM |
roland1 | $25.00 | 12/5/2012 9:50:23 AM |
yield-lion2 | $50.00 | 12/5/2012 9:53:11 AM |
justreturns | $25.00 | 12/5/2012 10:20:10 AM |
Wrats6 | $25.00 | 12/5/2012 9:09:08 AM |
Kaj | $25.00 | 12/5/2012 9:13:04 AM |
deal-selector5 | $25.00 | 12/5/2012 9:17:14 AM |
felicity-contributor3 | $25.00 | 12/5/2012 9:17:49 AM |
fcrick | $50.00 | 12/5/2012 9:28:08 AM |
successful-agreement7 | $100.00 | 12/5/2012 10:41:13 AM |
secureincome | $555.00 | 12/5/2012 10:41:30 AM |
WalnutCreekguy | $100.00 | 12/5/2012 10:55:33 AM |
amicablenemesis | $50.00 | 12/5/2012 10:31:02 AM |
uncl-sammy | $25.00 | 12/5/2012 11:30:13 AM |
Tscheddar | $25.00 | 12/5/2012 11:32:44 AM |
nickel-ferret | $25.00 | 12/5/2012 10:47:59 AM |
01a_MrUSC_IRA | $50.00 | 12/5/2012 11:50:41 AM |
integrity-doctor | $100.00 | 12/5/2012 5:05:55 PM |
investment-cluster | $60.00 | 12/5/2012 4:06:01 PM |
treasure-hunter270 | $50.00 | 12/5/2012 4:34:40 PM |
top-goodhearted-liberty | $25.00 | 12/5/2012 5:57:00 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:41:25 PM |
pure-treasure7 | $50.00 | 12/5/2012 11:19:02 PM |
DoctorJoe | $25.00 | 12/6/2012 3:38:52 AM |
blueshound | $25.00 | 12/6/2012 4:53:07 AM |
first-graceful-contract | $29.00 | 12/6/2012 8:04:01 AM |
Astyanax | $25.00 | 12/6/2012 12:31:47 AM |
CoolPlexer | $25.00 | 12/6/2012 10:40:54 AM |
first-balance-neutron | $25.00 | 12/6/2012 5:20:06 PM |
heroic-platinum | $25.00 | 12/6/2012 11:10:59 PM |
richboy56 | $25.00 | 12/6/2012 7:37:31 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:41 AM |
loyalist1 | $200.00 | 12/7/2012 8:49:47 AM |
AF-Chief | $25.00 | 12/7/2012 10:23:10 AM |
american-investor | $25.00 | 12/7/2012 10:52:12 AM |
power-spartan5 | $25.00 | 12/7/2012 10:45:06 AM |
FrugalForLife2 | $25.00 | 12/7/2012 10:52:21 AM |
01a_MrsUSC | $25.00 | 12/7/2012 11:50:41 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:41:59 PM |
bright-idea11 | $25.00 | 12/7/2012 6:48:21 PM |
ShadowLender | $25.00 | 12/8/2012 11:10:06 AM |
well-rounded-diversification | $25.00 | 12/9/2012 8:21:46 AM |
kind-bazaar-kitten | $25.00 | 12/8/2012 10:36:13 PM |
arenangelchild | $100.00 | 12/9/2012 10:46:05 AM |
monster4 | $42.00 | 12/9/2012 12:18:42 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:41 PM |
appetizing-velocity4 | $25.00 | 12/9/2012 2:59:23 PM |
newest-organic-rupee | $25.00 | 12/9/2012 9:11:47 PM |
dukeiyer | $25.00 | 12/10/2012 9:38:55 AM |
jcw3rd | $25.00 | 12/10/2012 8:52:57 PM |
moola-gargantuan9 | $50.00 | 12/11/2012 9:29:47 AM |
hitsman | $50.00 | 12/11/2012 5:03:27 PM |
Edakers | $25.00 | 12/11/2012 1:49:53 PM |
Cash4U2also | $50.00 | 12/11/2012 2:11:06 PM |
tranquil-capital9 | $25.00 | 12/11/2012 4:10:50 PM |
callmebryan | $25.00 | 12/11/2012 7:46:13 PM |
silver-saber | $600.00 | 12/11/2012 6:06:03 PM |
sillyb | $50.00 | 12/11/2012 9:45:47 PM |
contract-amigo7 | $25.00 | 12/12/2012 7:31:43 AM |
drcoop | $25.00 | 12/12/2012 9:02:38 AM |
gold-sushi | $25.00 | 12/12/2012 9:58:25 AM |
pierrelasvegas | $25.00 | 12/12/2012 10:00:48 AM |
djh47a | $25.00 | 12/12/2012 1:23:08 PM |
burgeoning-affluence5 | $50.00 | 12/12/2012 8:48:56 PM |
Goat-herder | $100.00 | 12/13/2012 6:55:35 AM |
abundant-dinero5 | $50.00 | 12/12/2012 8:00:29 PM |
klend4 | $25.00 | 12/13/2012 9:25:21 AM |
elog238 | $25.00 | 12/13/2012 6:34:53 AM |
wwwUniversal | $25.00 | 12/13/2012 9:40:19 AM |
chrisb1414 | $25.00 | 12/13/2012 7:57:09 AM |
reaction18 | $100.01 | 12/13/2012 10:17:07 AM |
stollcm | $25.00 | 12/13/2012 11:18:56 AM |
compatible-deal9 | $25.00 | 12/13/2012 12:49:07 PM |
Military_Money_Wise | $25.00 | 12/13/2012 10:26:29 AM |
Moorish1Privateer | $26.76 | 12/13/2012 1:29:34 PM |
payout-paladin3 | $350.00 | 12/13/2012 3:12:07 PM |
entertaining-rate9 | $25.00 | 12/5/2012 9:28:34 AM |
__A1B2 | $28.00 | 12/5/2012 9:37:18 AM |
one-midas | $35.00 | 12/5/2012 9:04:43 AM |
valiant-return584 | $50.00 | 12/5/2012 9:29:20 AM |
return-point2 | $100.00 | 12/5/2012 9:41:16 AM |
E-2 | $100.00 | 12/5/2012 10:36:01 AM |
Harry | $75.00 | 12/5/2012 9:49:09 AM |
first-clean-silver | $25.00 | 12/5/2012 10:12:06 AM |
riskreward | $250.00 | 12/5/2012 10:51:37 AM |
enthusiastic-balance5 | $100.00 | 12/5/2012 11:02:17 AM |
john0720 | $100.00 | 12/5/2012 10:27:26 AM |
ideal-peace5 | $81.00 | 12/5/2012 10:33:37 AM |
persist_in_doing | $25.00 | 12/5/2012 10:18:32 AM |
octoberfresh | $25.00 | 12/5/2012 10:47:23 AM |
j2ee | $50.00 | 12/5/2012 10:33:15 AM |
well-rounded-dinero | $25.00 | 12/5/2012 11:34:21 AM |
transaction-seahorse0 | $25.00 | 12/5/2012 10:50:29 AM |
janeybooboo | $75.00 | 12/5/2012 5:24:05 PM |
berniemadeoff | $65.00 | 12/5/2012 11:41:30 AM |
five-star-note | $25.00 | 12/5/2012 11:52:05 AM |
Ron77 | $50.00 | 12/6/2012 9:46:33 AM |
first-serene-credit | $25.00 | 12/6/2012 8:41:55 AM |
purposeful-durability8 | $100.00 | 12/6/2012 9:11:59 AM |
zipemdown | $25.00 | 12/6/2012 6:08:06 PM |
pembull | $25.00 | 12/6/2012 6:43:12 PM |
jwesleym | $25.00 | 12/7/2012 9:13:34 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:30:50 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:52 PM |
listing-reformation8 | $25.00 | 12/7/2012 6:22:30 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:39:14 PM |
BankofRon | $25.00 | 12/8/2012 12:30:47 PM |
forceful-note8 | $50.00 | 12/8/2012 12:32:44 PM |
LaGrangeLender | $60.00 | 12/8/2012 1:47:08 PM |
dominickf | $50.00 | 12/8/2012 2:08:51 PM |
USMC0311 | $25.00 | 12/9/2012 10:32:32 AM |
arenangelchild | $100.00 | 12/9/2012 10:33:34 AM |
deal-vibrato | $25.00 | 12/9/2012 12:18:15 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:49 PM |
new-marketplace-lyrics | $25.00 | 12/9/2012 3:36:33 PM |
gauss02 | $25.00 | 12/10/2012 5:51:37 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:31:54 PM |
Slick58 | $25.00 | 12/11/2012 9:03:07 AM |
Odyssey77 | $25.00 | 12/11/2012 9:22:09 AM |
lionheart722 | $25.00 | 12/11/2012 10:00:34 AM |
Ocean713 | $75.00 | 12/11/2012 12:12:51 PM |
moneytolend72 | $25.00 | 12/11/2012 12:53:03 PM |
truth-companion | $25.00 | 12/11/2012 10:47:24 AM |
tech310 | $50.00 | 12/11/2012 10:22:37 AM |
ltschetter | $25.00 | 12/11/2012 3:46:27 PM |
spry-loot4 | $25.93 | 12/11/2012 11:30:36 AM |
cr8on | $30.00 | 12/11/2012 5:09:24 PM |
mobucks2 | $50.00 | 12/11/2012 1:22:15 PM |
HammerSmith | $25.00 | 12/11/2012 5:18:32 PM |
Gandalf0001 | $50.00 | 12/11/2012 5:49:33 PM |
mountain_slope | $26.68 | 12/11/2012 5:37:37 PM |
DonaldColorado | $100.00 | 12/11/2012 6:27:36 PM |
907 | $25.00 | 12/11/2012 9:08:08 PM |
commitment-symphony9 | $25.00 | 12/11/2012 9:44:18 PM |
wealth-competitor | $25.00 | 12/12/2012 9:21:15 AM |
trumpeter391 | $25.00 | 12/12/2012 11:04:19 AM |
payout-paradise5 | $25.00 | 12/12/2012 9:34:35 AM |
bid-starfish | $25.00 | 12/12/2012 10:08:54 AM |
balance-force | $28.00 | 12/12/2012 1:52:50 PM |
generous-cash1 | $350.00 | 12/12/2012 11:44:10 AM |
loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:23 PM |
EthanColeInvestingGroup | $25.00 | 12/13/2012 12:11:18 AM |
finance-coyote3 | $1,000.00 | 12/13/2012 4:03:54 AM |
EretzCapital | $25.00 | 12/13/2012 8:10:57 AM |
oxnard | $50.00 | 12/13/2012 7:11:55 AM |
rockhound84 | $25.00 | 12/13/2012 7:18:18 AM |
boo_hoo | $50.00 | 12/12/2012 6:36:00 PM |
USMCR | $25.00 | 12/12/2012 6:56:34 PM |
Bank42 | $25.00 | 12/12/2012 7:41:42 PM |
seeyouontv | $74.00 | 12/13/2012 10:03:25 AM |
awern | $33.26 | 12/13/2012 7:31:18 AM |
affluence-hickory | $25.00 | 12/13/2012 8:26:12 AM |
hero007 | $50.00 | 12/13/2012 9:03:34 AM |
palu2619 | $25.00 | 12/13/2012 12:24:30 PM |
moola-accelerator6 | $25.00 | 12/13/2012 10:13:07 AM |
MateCocido | $37.00 | 12/13/2012 1:07:22 PM |
MoneyForNothing | $3.30 | 12/13/2012 3:13:38 PM |
159 Investments
|
Borrower Payment Dependent Notes Series
682670
This series of Notes was issued and sold upon the funding of the borrower loan #79300, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-06-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $326.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 23% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,283 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| moola-compadre |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2010)
700-719
(Sep-2009)
640-659
(Oct-2008)
640-659
(Aug-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Baby and Debt Consolidation Loan
Purpose of loan:
This loan will be used to assist me in helping out my daughter who just had a baby. SHe moved to the Bay Area to be closer to me so I can help her out. I am at this time supporting her with her rent and other miscellaneous expense that involves my grandson until she finds a job.
Though my income is sufficient enough, I have other financial obligation on my own that needs to be taken cared of. I would like to pay of the balance of my credit cards with high APR's.
With a fixed monthly payment to one lender such as Prosper, I wouldn't be hard up at times and there will be more free money from my income every month.
My financial situation: Is fairly good.
I am a good candidate for this loan because I am a responsible individual that takes my financial obligation seriously. I have been dealt with some challenges at this point in my life that I feel am handling as best as I can.
This loan will be a great help and ease the financial burden that I am facing with.
Thank you for you time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 12/6/2012 5:20:20 PM |
Aberdeen | $99.00 | 12/6/2012 5:20:36 PM |
green-trade-dolphin2 | $48.70 | 12/6/2012 5:02:24 PM |
slimof37 | $25.00 | 12/6/2012 5:07:38 PM |
RGlad | $65.00 | 12/6/2012 6:42:48 PM |
Zolton | $300.00 | 12/6/2012 5:56:59 PM |
cerebral-dollar773 | $25.00 | 12/7/2012 5:36:08 AM |
pious-benjamins1 | $25.00 | 12/6/2012 6:44:56 PM |
grammaspurse | $25.00 | 12/6/2012 9:23:36 PM |
heroic-platinum | $25.00 | 12/6/2012 11:12:19 PM |
cash-delight1 | $25.00 | 12/6/2012 6:25:09 PM |
CreditBuilder2 | $25.01 | 12/6/2012 6:59:57 PM |
nickel-ferret | $25.00 | 12/7/2012 9:20:15 AM |
janeybooboo | $25.25 | 12/7/2012 11:05:07 AM |
investmentgroup | $50.00 | 12/7/2012 11:43:06 AM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:05 PM |
five-star-note | $25.00 | 12/7/2012 7:54:39 PM |
CaptainBL | $25.00 | 12/7/2012 6:15:00 PM |
elog238 | $25.00 | 12/8/2012 7:14:07 AM |
loot-prescription3 | $25.00 | 12/8/2012 12:19:25 PM |
basis-spartan922 | $25.00 | 12/8/2012 8:35:48 AM |
charming-exchange7 | $25.00 | 12/8/2012 12:08:27 PM |
deal-vibrato | $25.00 | 12/9/2012 12:18:23 PM |
well-rounded-diversification | $25.00 | 12/8/2012 8:11:13 PM |
supersarah61 | $25.00 | 12/8/2012 4:14:35 PM |
loan-mongoose1 | $25.00 | 12/9/2012 12:43:57 PM |
radforj22 | $50.00 | 12/8/2012 7:50:28 PM |
Harry | $75.00 | 12/9/2012 12:45:55 PM |
qsolo | $25.00 | 12/9/2012 12:55:13 PM |
money-atizer | $25.00 | 12/10/2012 11:58:51 AM |
brightest-responsible-contract | $25.00 | 12/10/2012 7:52:16 PM |
redmumba | $50.00 | 12/11/2012 12:30:16 AM |
versatile-return3 | $100.00 | 12/10/2012 9:22:01 PM |
HoweMoney | $102.53 | 12/10/2012 6:53:22 PM |
elated-greenback | $100.00 | 12/11/2012 7:04:32 AM |
contract-festival7 | $50.00 | 12/11/2012 8:07:24 AM |
likeable-capital0 | $50.00 | 12/11/2012 8:15:06 AM |
850 | $50.00 | 12/10/2012 11:05:10 PM |
treasure-hunter270 | $50.00 | 12/11/2012 8:30:31 AM |
ferocious-exchange3 | $50.00 | 12/10/2012 9:42:15 PM |
contract-amigo7 | $25.00 | 12/11/2012 7:19:04 AM |
pound-youngster6 | $25.00 | 12/11/2012 8:45:23 AM |
dough-healer9 | $25.00 | 12/11/2012 6:48:54 AM |
kls4560 | $25.00 | 12/11/2012 10:18:23 AM |
franzzua | $25.00 | 12/11/2012 10:39:16 AM |
dunkard13 | $100.00 | 12/11/2012 10:02:11 AM |
DonaldColorado | $100.00 | 12/11/2012 6:27:46 PM |
burgeoning-affluence5 | $50.00 | 12/11/2012 9:21:45 PM |
indomitable-coin | $25.00 | 12/12/2012 9:19:03 AM |
unrivaled-deal676 | $50.00 | 12/12/2012 10:58:55 AM |
Ocean713 | $75.00 | 12/12/2012 11:13:45 AM |
djh47a | $50.00 | 12/12/2012 12:59:10 PM |
capital-lesson | $25.00 | 12/12/2012 10:25:41 AM |
bejfishing | $25.00 | 12/12/2012 7:52:09 PM |
SuzyQs | $25.00 | 12/13/2012 7:30:15 AM |
shoupster | $25.00 | 12/13/2012 7:55:40 AM |
elog238 | $50.00 | 12/13/2012 7:31:38 AM |
mmabel | $25.76 | 12/13/2012 11:05:10 AM |
coin-trumpet | $50.00 | 12/13/2012 10:16:44 AM |
ralph44 | $25.00 | 12/13/2012 9:55:45 AM |
fulfilling-bazaar4 | $100.00 | 12/13/2012 11:16:16 AM |
prudent-dough458 | $25.00 | 12/6/2012 5:27:46 PM |
secureincome | $555.00 | 12/6/2012 5:02:44 PM |
payout-paladin3 | $150.00 | 12/6/2012 6:34:17 PM |
JeremyLinFan | $30.00 | 12/6/2012 7:04:32 PM |
cashhelp | $30.00 | 12/6/2012 7:36:44 PM |
thankful-nickel2 | $55.55 | 12/6/2012 5:27:17 PM |
vtrentster | $25.00 | 12/7/2012 5:56:07 AM |
LaGrangeLender | $40.00 | 12/7/2012 6:16:41 AM |
wise-charming-reward | $300.00 | 12/7/2012 8:42:30 AM |
CoolPlexer | $25.00 | 12/6/2012 6:48:16 PM |
Hippo-IRA1 | $30.00 | 12/7/2012 6:01:25 AM |
corndog4000 | $30.00 | 12/6/2012 7:19:53 PM |
corporatejim | $30.79 | 12/7/2012 5:55:32 AM |
thehousewife | $25.00 | 12/7/2012 8:08:40 AM |
GoGalt | $50.00 | 12/7/2012 9:50:09 AM |
Nipper99 | $100.00 | 12/7/2012 9:01:17 AM |
wetlands | $200.00 | 12/7/2012 9:23:44 AM |
windguy | $50.00 | 12/7/2012 9:29:47 AM |
entertaining-rate9 | $25.00 | 12/7/2012 11:04:14 AM |
DaveTheWave | $25.00 | 12/7/2012 11:32:28 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:37:42 PM |
natural-balance881 | $40.00 | 12/7/2012 5:27:41 PM |
frankdelraza | $25.00 | 12/8/2012 3:42:40 PM |
groovychick | $25.00 | 12/8/2012 7:01:15 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:57 PM |
forceful-note8 | $50.00 | 12/9/2012 1:18:07 PM |
uncl-sammy | $25.00 | 12/9/2012 11:21:49 PM |
bid-starfish | $25.00 | 12/10/2012 9:33:50 AM |
listing-flower2 | $100.00 | 12/9/2012 8:54:38 PM |
wise-honorable-rate | $25.00 | 12/10/2012 9:48:40 AM |
infomas | $50.00 | 12/10/2012 5:04:47 PM |
mountain_slope | $25.00 | 12/10/2012 5:08:03 PM |
payout-paladin3 | $350.00 | 12/10/2012 12:42:24 PM |
hitsman | $50.00 | 12/10/2012 5:05:02 PM |
objective-investor | $78.00 | 12/10/2012 6:10:37 PM |
ROYFU | $25.03 | 12/10/2012 5:57:37 PM |
coopPV | $50.00 | 12/10/2012 8:48:06 PM |
spiritual-compassion3-16 | $25.00 | 12/10/2012 7:20:52 PM |
a-harmonious-bill | $100.00 | 12/10/2012 10:10:57 PM |
pure-treasure7 | $50.00 | 12/10/2012 10:13:57 PM |
VonAp | $200.00 | 12/10/2012 11:54:15 PM |
coopPV | $50.00 | 12/10/2012 9:01:16 PM |
robust-trade5 | $100.00 | 12/10/2012 9:30:35 PM |
newest-market-spy | $25.95 | 12/11/2012 6:23:25 AM |
Jim33 | $25.00 | 12/11/2012 8:02:38 AM |
pwrfin | $25.00 | 12/10/2012 10:58:57 PM |
rookiecrd1 | $90.00 | 12/11/2012 4:43:43 AM |
well-rounded-income072 | $150.00 | 12/10/2012 9:18:48 PM |
zxr | $25.00 | 12/11/2012 6:54:39 AM |
powerful-return1 | $25.00 | 12/11/2012 7:08:32 AM |
chicago93 | $25.00 | 12/11/2012 8:01:36 AM |
unbelievable-exchange | $50.00 | 12/11/2012 8:25:37 AM |
cashasaurus0 | $200.00 | 12/11/2012 4:03:04 AM |
green28 | $75.00 | 12/11/2012 4:53:23 AM |
YampaQuant | $25.00 | 12/11/2012 9:57:12 AM |
Green_Bay_Packers | $65.57 | 12/11/2012 8:00:43 AM |
Rivermaverick | $25.00 | 12/11/2012 8:20:19 AM |
best-bonafide-p2p | $50.00 | 12/11/2012 9:56:37 AM |
RioDinero | $250.00 | 12/11/2012 10:00:20 AM |
virtuous-repayment | $25.00 | 12/11/2012 10:05:11 AM |
commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:54 PM |
Plutis | $25.00 | 12/11/2012 5:28:29 PM |
purposeful-durability8 | $100.00 | 12/11/2012 5:35:47 PM |
commerce-artisan8 | $50.00 | 12/11/2012 5:37:30 PM |
coin-popcorn | $25.00 | 12/12/2012 7:37:08 AM |
Tscheddar | $25.00 | 12/11/2012 6:49:53 PM |
extraordinary-deal815 | $25.00 | 12/11/2012 9:45:11 PM |
finance-coyote3 | $1,000.00 | 12/12/2012 3:44:02 AM |
glenium | $25.00 | 12/12/2012 3:56:52 AM |
lokiswolf | $25.00 | 12/12/2012 10:07:01 AM |
Astyanax | $29.52 | 12/12/2012 6:31:54 PM |
durable-investment8 | $25.00 | 12/12/2012 3:31:32 PM |
loyalty-cupcake6 | $100.00 | 12/12/2012 5:03:23 PM |
Sneezie | $100.00 | 12/12/2012 5:21:27 PM |
gpuck | $100.00 | 12/12/2012 6:41:38 PM |
Brisket_Bob | $50.00 | 12/13/2012 7:03:30 AM |
amc3 | $31.99 | 12/13/2012 8:11:55 AM |
brilliance258 | $25.00 | 12/12/2012 10:22:04 PM |
BankofPete | $25.00 | 12/13/2012 6:20:45 AM |
eljobe | $30.00 | 12/13/2012 6:54:45 AM |
proud-wealth2 | $30.00 | 12/13/2012 11:07:58 AM |
crown-year | $11.35 | 12/13/2012 11:33:12 AM |
143 Investments
|
Borrower Payment Dependent Notes Series
682694
This series of Notes was issued and sold upon the funding of the borrower loan #79219, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Dec-07-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-09-2012 |
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 23.12% |
Monthly payment:
| $184.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.14% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Student - College G... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,405 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| b_moradi7 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Hi,
I have many different credit card debts at small amounts adding to $4200. I would like to use the money from this loan to pay them off so instead of having 5-6 payments every month, only have 1 payment. Also, this will improve my credit score since many of my cards are technically considered maxed out (since they have low limits)
I have a B.S in Chemistry from Towson University and currently attend University of Maryland Baltimore, School of Dentistry. I am very responsible and in charge of my finances so you can rest assure that I will pay off this loan in time and with no issues, thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
WalnutCreekguy | $50.00 | 12/7/2012 5:26:02 PM |
octoberfresh | $25.00 | 12/7/2012 5:49:31 PM |
Wrats6 | $25.00 | 12/7/2012 5:05:31 PM |
nickel-ferret | $25.00 | 12/7/2012 5:52:43 PM |
deal-selector5 | $25.00 | 12/7/2012 5:30:39 PM |
formula842 | $25.00 | 12/7/2012 6:00:56 PM |
Christophe | $25.00 | 12/7/2012 6:12:35 PM |
missing-link | $25.00 | 12/7/2012 5:19:05 PM |
entertaining-rate9 | $25.00 | 12/7/2012 6:15:38 PM |
sudeep104 | $25.00 | 12/7/2012 5:32:15 PM |
zipemdown | $25.00 | 12/7/2012 5:35:13 PM |
Beechturner | $30.00 | 12/7/2012 5:38:11 PM |
bazaar-tulip | $25.00 | 12/7/2012 6:31:20 PM |
engaging-worth | $25.00 | 12/7/2012 6:35:31 PM |
return-point2 | $100.00 | 12/7/2012 5:44:31 PM |
Mikale360 | $25.00 | 12/7/2012 7:00:13 PM |
JCM_MN | $48.00 | 12/7/2012 7:11:33 PM |
five-star-note | $25.00 | 12/7/2012 7:54:43 PM |
commerce-venture1 | $25.00 | 12/7/2012 9:25:43 PM |
riskreward | $250.00 | 12/7/2012 5:57:40 PM |
jayk63 | $25.00 | 12/8/2012 5:53:14 AM |
Fitiwalt7 | $25.00 | 12/7/2012 7:39:12 PM |
secureincome | $555.00 | 12/7/2012 6:24:55 PM |
Johnab | $25.00 | 12/8/2012 10:37:49 AM |
kpengineer | $75.00 | 12/8/2012 11:23:29 AM |
Rollshaft | $25.00 | 12/8/2012 11:38:39 AM |
SergRoosterDu | $25.00 | 12/7/2012 7:18:15 PM |
aganippe | $50.00 | 12/7/2012 7:19:06 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:39:18 PM |
meoates1 | $25.00 | 12/8/2012 8:02:51 AM |
cjames84 | $25.00 | 12/8/2012 11:59:04 AM |
foothillender | $25.00 | 12/8/2012 7:16:35 AM |
loan-fate | $50.00 | 12/8/2012 12:02:57 PM |
yield-lion2 | $50.00 | 12/8/2012 12:09:35 PM |
wise-deal-panda | $100.00 | 12/8/2012 1:03:07 PM |
OGS_Capital | $25.00 | 12/8/2012 9:42:29 AM |
money-baron-roth-IRA | $50.00 | 12/8/2012 1:23:19 PM |
enthusiastic-balance5 | $46.00 | 12/8/2012 1:28:31 PM |
thankful-nickel2 | $25.00 | 12/8/2012 3:36:19 PM |
sflash | $25.00 | 12/8/2012 5:41:21 PM |
DoctorJoe | $25.00 | 12/8/2012 3:19:52 PM |
wise-charming-reward | $400.00 | 12/9/2012 9:22:31 AM |
serene-capital | $25.00 | 12/8/2012 3:39:52 PM |
daw1878 | $25.00 | 12/7/2012 5:15:25 PM |
transaction-seahorse0 | $25.00 | 12/7/2012 5:57:07 PM |
vivid-p2ploan1 | $25.00 | 12/7/2012 6:07:18 PM |
MoneyForNothing | $25.09 | 12/7/2012 5:06:31 PM |
fcrick | $50.00 | 12/7/2012 5:13:32 PM |
valiant-return584 | $50.00 | 12/7/2012 6:14:32 PM |
mymoneyblog | $25.00 | 12/7/2012 6:15:26 PM |
money-baron | $100.00 | 12/7/2012 6:26:24 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:19 PM |
Hedge-Fund | $25.00 | 12/7/2012 7:55:17 PM |
CoolPlexer | $25.00 | 12/7/2012 8:24:34 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:09 PM |
vutah | $45.00 | 12/8/2012 2:14:48 AM |
corporatejim | $27.00 | 12/8/2012 7:01:47 AM |
01a_MrUSC_IRA | $25.00 | 12/7/2012 7:28:02 PM |
finance-relaxation3 | $25.00 | 12/7/2012 8:50:39 PM |
janeybooboo | $75.00 | 12/7/2012 9:23:25 PM |
cerebral-dollar773 | $25.00 | 12/8/2012 6:38:07 AM |
DiligentiaLLC | $51.28 | 12/8/2012 6:59:32 AM |
nevee | $25.00 | 12/8/2012 12:15:31 PM |
well-rounded-dinero | $25.00 | 12/7/2012 7:47:41 PM |
The-Lighthouse-Group | $25.00 | 12/8/2012 4:20:10 AM |
nycgoat | $25.00 | 12/8/2012 7:01:06 AM |
RGlad | $100.00 | 12/8/2012 12:05:43 PM |
first-serene-credit | $25.00 | 12/8/2012 8:08:13 AM |
scholarly-order6 | $75.00 | 12/8/2012 9:51:07 AM |
first-dinero-paladin | $50.00 | 12/8/2012 10:10:55 AM |
dominickf | $50.00 | 12/8/2012 2:08:57 PM |
forceful-note8 | $50.00 | 12/8/2012 12:32:48 PM |
108lender | $134.00 | 12/8/2012 1:05:52 PM |
illinois_joe | $25.00 | 12/8/2012 7:48:17 PM |
Tscheddar | $25.00 | 12/8/2012 2:20:38 PM |
01a_MrsUSC | $25.00 | 12/8/2012 3:00:03 PM |
liberty-magnate | $25.00 | 12/9/2012 10:04:17 AM |
youngster50 | $25.00 | 12/8/2012 6:12:30 PM |
nvhm | $25.00 | 12/8/2012 6:26:32 PM |
producer455 | $25.37 | 12/9/2012 12:13:47 AM |
thorough-duty641 | $25.00 | 12/8/2012 6:29:34 PM |
ethical-truth211 | $188.26 | 12/9/2012 10:07:05 AM |
heerzaquestion | $50.00 | 12/9/2012 7:26:58 AM |
whitegoldira | $150.00 | 12/9/2012 8:34:08 AM |
Nipper99 | $100.00 | 12/9/2012 9:39:03 AM |
BBsapphire-2-loan | $100.00 | 12/9/2012 10:04:59 AM |
86 Investments
|
Borrower Payment Dependent Notes Series
682708
This series of Notes was issued and sold upon the funding of the borrower loan #78975, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-06-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $266.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 8% |
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $318 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-diverse-dough |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay expenses off
Purpose of loan:
This loan will be used to payoff my 401k loan
My financial situation:
I am a good candidate for this loan because I am organized and intend to pay back quickly.
Monthly net income: $3538
Monthly expenses: $
Housing: $1556
Insurance: $200
Car expenses: $499
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $50
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Vegasjim | $25.00 | 12/6/2012 5:58:27 PM |
cahjoon | $25.00 | 12/6/2012 6:45:55 PM |
bowdish1 | $25.00 | 12/6/2012 6:09:51 PM |
gravbox | $25.00 | 12/6/2012 6:47:03 PM |
a-finance-nirvana | $25.00 | 12/7/2012 9:19:52 AM |
bazaar-tulip | $25.00 | 12/7/2012 10:14:51 AM |
HikeMoab | $25.00 | 12/7/2012 11:38:05 AM |
valiant-return584 | $50.00 | 12/7/2012 6:13:43 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:39 PM |
bonus-seahorse | $132.00 | 12/8/2012 1:13:50 AM |
immaculate-return25 | $25.00 | 12/10/2012 7:35:58 PM |
Edakers | $25.00 | 12/11/2012 1:49:58 PM |
phenomenal-rate1 | $500.00 | 12/11/2012 5:20:26 PM |
Tscheddar | $25.00 | 12/12/2012 5:56:54 PM |
ideal-peace5 | $100.00 | 12/13/2012 12:10:12 PM |
bill-tent1 | $50.00 | 12/13/2012 12:22:05 PM |
special-dinero553 | $25.00 | 12/13/2012 12:24:51 PM |
HoosierDaddie | $300.00 | 12/13/2012 12:10:24 PM |
commerce-artisan8 | $49.00 | 12/13/2012 12:22:56 PM |
nickel-ferret | $4,989.00 | 12/13/2012 12:25:31 PM |
kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:10 PM |
brilliant-balance | $50.00 | 12/6/2012 7:22:01 PM |
Ready2Loan | $30.00 | 12/6/2012 7:23:28 PM |
Sagamore | $50.00 | 12/6/2012 6:09:57 PM |
Theodon | $50.00 | 12/7/2012 4:05:26 AM |
toblerone | $25.00 | 12/6/2012 7:07:04 PM |
money-hercules4 | $100.00 | 12/6/2012 10:04:02 PM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:28:16 AM |
natural-balance881 | $40.00 | 12/7/2012 5:36:47 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:39:23 PM |
trenttucker32 | $25.00 | 12/10/2012 7:49:37 AM |
DreisersFinancier | $50.00 | 12/10/2012 6:32:10 PM |
519dobber | $25.00 | 12/11/2012 6:01:34 PM |
kind-euro-mirth | $50.00 | 12/13/2012 12:08:46 PM |
palu2619 | $25.00 | 12/13/2012 12:23:59 PM |
Zorro_970 | $60.00 | 12/13/2012 12:19:47 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
682750
This series of Notes was issued and sold upon the funding of the borrower loan #78873, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Dec-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $226.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 30% |
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 32y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,078 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| liberty-expert |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 27 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Aug-2010)
780-799
(Jun-2010)
|
Principal balance:
| $1,916.43 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 27 | | |
Description
Home improvement -
Purpose of loan:
cooling/ heating unit needs replacement
My financial situation
Bills paid on time , no late payments
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $36.37 | 12/9/2012 12:02:19 PM |
themoneydoctor | $100.00 | 12/9/2012 12:13:52 PM |
one-midas | $25.00 | 12/9/2012 12:19:02 PM |
Zolton | $300.00 | 12/9/2012 12:27:24 PM |
lowrater | $50.40 | 12/9/2012 12:44:06 PM |
leodaguy | $100.00 | 12/9/2012 1:13:43 PM |
CougarRoar | $25.00 | 12/9/2012 1:15:35 PM |
Beechturner | $30.00 | 12/9/2012 1:21:54 PM |
payout-motivator0 | $50.00 | 12/9/2012 12:36:13 PM |
__A1B2 | $30.00 | 12/9/2012 12:05:36 PM |
prudent-dough458 | $25.00 | 12/9/2012 12:53:30 PM |
five-star-note | $25.00 | 12/9/2012 2:28:06 PM |
forceful-note8 | $50.00 | 12/9/2012 1:18:08 PM |
well-rounded-diversification | $25.00 | 12/9/2012 4:58:08 PM |
secureincome | $555.00 | 12/9/2012 1:33:18 PM |
loot-prescription3 | $25.00 | 12/10/2012 9:14:35 AM |
Payout_Assured | $25.00 | 12/9/2012 6:47:43 PM |
grammaspurse | $25.00 | 12/9/2012 7:53:30 PM |
uncl-sammy | $25.00 | 12/9/2012 11:21:50 PM |
payout-paladin3 | $750.00 | 12/10/2012 9:23:07 AM |
payout-paladin3 | $500.00 | 12/10/2012 12:30:47 PM |
invest-in-ed | $210.00 | 12/10/2012 2:10:25 PM |
Menntu | $100.00 | 12/10/2012 4:59:09 PM |
hitsman | $50.00 | 12/10/2012 5:05:03 PM |
bartb | $25.00 | 12/10/2012 3:07:41 PM |
MonkeyHero | $39.84 | 12/10/2012 3:36:03 PM |
upperdeck | $25.00 | 12/10/2012 4:09:55 PM |
wise-honorable-rate | $25.00 | 12/10/2012 5:43:34 PM |
dcfinancial | $25.00 | 12/10/2012 5:59:33 PM |
revenue-candy | $30.00 | 12/10/2012 6:46:05 PM |
thankful-nickel2 | $55.55 | 12/10/2012 6:12:43 PM |
dkjl | $25.00 | 12/10/2012 9:56:25 PM |
best-bonafide-p2p | $50.00 | 12/10/2012 7:35:30 PM |
orangefob7 | $37.00 | 12/10/2012 10:19:53 PM |
magical-kindness888888 | $50.00 | 12/10/2012 6:44:57 PM |
blue-laudable-dinero | $25.00 | 12/11/2012 7:27:33 AM |
RebuildingAmerica | $27.22 | 12/11/2012 9:37:28 AM |
pwrfin | $25.00 | 12/10/2012 10:58:58 PM |
voipguy88 | $30.00 | 12/11/2012 8:57:17 AM |
YampaQuant | $25.00 | 12/11/2012 9:57:27 AM |
CaptainBL | $25.00 | 12/11/2012 10:12:28 AM |
LaGrangeLender | $60.00 | 12/11/2012 9:14:18 AM |
charming-exchange7 | $25.00 | 12/11/2012 10:51:09 AM |
circuitfive | $25.00 | 12/11/2012 10:29:25 AM |
3_boyz | $75.00 | 12/11/2012 3:46:11 PM |
helpful-deal1 | $25.00 | 12/11/2012 4:05:37 PM |
power-lightning9 | $25.00 | 12/11/2012 5:13:52 PM |
investor11373 | $25.00 | 12/11/2012 5:20:43 PM |
wetlands | $200.00 | 12/11/2012 5:43:50 PM |
radiant-dollar9 | $67.27 | 12/11/2012 5:46:15 PM |
jcw3rd | $25.00 | 12/11/2012 5:41:36 PM |
nickel-ferret | $25.00 | 12/11/2012 5:41:54 PM |
simplelender80 | $500.00 | 12/9/2012 12:32:05 PM |
first-economy-spectacle | $25.00 | 12/9/2012 1:19:45 PM |
RGlad | $65.00 | 12/9/2012 1:28:30 PM |
payout-reaction740 | $50.00 | 12/9/2012 12:05:30 PM |
CreditBuilder2 | $25.01 | 12/9/2012 2:11:28 PM |
ready-interest9 | $25.00 | 12/9/2012 12:14:59 PM |
entertaining-rate9 | $25.00 | 12/9/2012 1:24:07 PM |
UncleBuffett | $50.00 | 12/9/2012 4:49:55 PM |
qsolo | $25.00 | 12/9/2012 12:55:15 PM |
slimof37 | $25.00 | 12/9/2012 12:57:00 PM |
cjames84 | $25.00 | 12/9/2012 1:23:49 PM |
bazaar-tulip | $25.00 | 12/9/2012 1:45:57 PM |
JeremyLinFan | $30.00 | 12/9/2012 2:03:23 PM |
octoberfresh | $25.00 | 12/10/2012 6:34:49 AM |
valiant-money | $40.00 | 12/10/2012 8:46:57 AM |
marketplace-singularity3 | $25.00 | 12/10/2012 5:40:40 AM |
thehousewife | $25.00 | 12/10/2012 9:50:58 AM |
Lender0010 | $50.00 | 12/10/2012 12:30:20 PM |
High-flyer | $25.00 | 12/10/2012 10:12:32 AM |
Harry | $75.00 | 12/10/2012 9:44:38 AM |
supersarah61 | $25.00 | 12/10/2012 4:03:54 PM |
MLMarine | $25.00 | 12/10/2012 4:44:23 PM |
rpd1211 | $25.00 | 12/10/2012 1:53:15 PM |
Brown98 | $25.00 | 12/10/2012 3:28:11 PM |
Johnab | $25.00 | 12/10/2012 3:09:11 PM |
McLaren231 | $25.00 | 12/10/2012 7:06:47 PM |
scoots3340 | $25.00 | 12/10/2012 6:15:48 PM |
alxnyc2000 | $25.00 | 12/10/2012 6:20:31 PM |
KateV | $47.34 | 12/10/2012 6:23:11 PM |
ROYFU | $25.00 | 12/10/2012 5:53:34 PM |
deal-vibrato | $25.00 | 12/10/2012 5:53:36 PM |
kfrench | $75.00 | 12/10/2012 6:37:03 PM |
supersam | $250.00 | 12/10/2012 10:16:55 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:32:37 PM |
CoolPlexer | $25.00 | 12/10/2012 6:50:10 PM |
babyfund | $50.00 | 12/11/2012 8:10:31 AM |
pure-treasure7 | $50.00 | 12/10/2012 10:13:58 PM |
riversmoke | $25.00 | 12/11/2012 9:29:03 AM |
wishihadmore | $25.00 | 12/11/2012 7:39:06 AM |
promise2 | $25.00 | 12/11/2012 7:40:26 AM |
organic-treasure | $25.00 | 12/11/2012 7:06:42 AM |
kangarookim99 | $34.00 | 12/11/2012 7:28:45 AM |
GoGalt | $50.00 | 12/11/2012 10:07:52 AM |
justreturns | $25.00 | 12/11/2012 10:08:56 AM |
kalamari | $30.00 | 12/11/2012 1:04:02 PM |
kls4560 | $25.00 | 12/11/2012 10:18:24 AM |
heroic-vigilance1 | $40.00 | 12/11/2012 3:18:00 PM |
doopers | $25.00 | 12/11/2012 10:35:48 AM |
Feyenoord | $30.00 | 12/11/2012 11:02:49 AM |
red-active-note | $25.00 | 12/11/2012 12:10:42 PM |
radforj22 | $50.00 | 12/11/2012 3:16:19 PM |
Plutis | $25.00 | 12/11/2012 5:28:30 PM |
commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:57 PM |
SCGator | $100.00 | 12/11/2012 5:30:00 PM |
affluence-microscope2 | $200.00 | 12/11/2012 5:17:00 PM |
107 Investments
|
Borrower Payment Dependent Notes Series
682758
This series of Notes was issued and sold upon the funding of the borrower loan #79448, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.99% |
Listing Start date:
| Dec-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 14.09% |
Borrower rate/APR:
| 15.09% / 18.73% |
Monthly payment:
| $347.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.37% | | |
| |
Estimated return*:
| 8.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 25y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,510 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| thrilling-value094 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to.consodate debt...
My financial situation:
I am a good candidate for this loan because.i'm employed full time and i've paid all my bills on time..
Monthly net income: $7500
Monthly expenses: $4000
Housing: $850
Insurance: $250
Car expenses: $400
Utilities: $225
Phone, cable, internet: $200
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Nco | $100.00 | 12/5/2012 5:18:19 PM |
bowdish1 | $25.00 | 12/5/2012 5:36:22 PM |
vivid-p2ploan1 | $25.00 | 12/5/2012 5:45:54 PM |
payout-motivator0 | $50.00 | 12/5/2012 5:11:35 PM |
marketplace-singularity3 | $25.00 | 12/5/2012 5:17:20 PM |
natural-worth9 | $100.00 | 12/6/2012 8:51:55 AM |
bazaar-tulip | $29.00 | 12/5/2012 6:55:39 PM |
listing-flower2 | $100.00 | 12/5/2012 9:26:03 PM |
openness-antioxidant | $44.00 | 12/6/2012 10:13:16 AM |
kind-lovely-marketplace | $50.00 | 12/6/2012 5:37:59 PM |
Tscheddar | $25.00 | 12/6/2012 3:29:10 PM |
dynrep | $25.00 | 12/6/2012 7:00:20 PM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:28:13 AM |
Interloper | $25.00 | 12/8/2012 9:31:12 AM |
wildanne | $50.00 | 12/10/2012 9:43:31 AM |
uncl-sammy | $25.00 | 12/10/2012 5:57:50 PM |
Harry | $75.00 | 12/10/2012 5:48:52 PM |
lionheart722 | $25.00 | 12/10/2012 5:25:12 PM |
compassion-twister2 | $50.00 | 12/10/2012 5:27:36 PM |
bright-idea11 | $25.00 | 12/10/2012 6:11:06 PM |
deal-selector5 | $25.00 | 12/10/2012 6:00:42 PM |
kfrench | $75.00 | 12/10/2012 6:37:02 PM |
transparent-wealth6 | $25.00 | 12/10/2012 10:50:23 PM |
HereToHelp305 | $50.00 | 12/10/2012 10:10:05 PM |
new-start18100 | $25.00 | 12/11/2012 9:51:50 AM |
jddorsey | $50.00 | 12/11/2012 10:04:17 AM |
moola-gargantuan9 | $50.00 | 12/11/2012 9:33:52 AM |
Mommo | $50.00 | 12/11/2012 5:15:19 PM |
commerce-artisan8 | $50.00 | 12/11/2012 5:37:46 PM |
special-dinero553 | $25.00 | 12/11/2012 5:40:40 PM |
dime-mandolin9 | $50.00 | 12/11/2012 5:33:24 PM |
wetlands | $200.00 | 12/11/2012 5:44:17 PM |
windguy | $50.00 | 12/11/2012 5:55:45 PM |
DonaldColorado | $100.00 | 12/11/2012 6:27:39 PM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:59 AM |
mkerstei | $200.00 | 12/12/2012 11:27:41 AM |
mlm_invests | $25.00 | 12/12/2012 11:30:18 AM |
cr8on | $30.00 | 12/12/2012 9:46:41 AM |
first-graceful-contract | $25.00 | 12/12/2012 10:30:48 AM |
tolerant-leverage2 | $25.00 | 12/12/2012 1:03:17 PM |
nickel-ferret | $25.00 | 12/12/2012 10:01:35 AM |
Navy_Wife_Retired | $100.00 | 12/12/2012 5:28:01 PM |
svjeller | $50.00 | 12/12/2012 1:55:30 PM |
transparency-futurist3 | $25.00 | 12/12/2012 2:30:32 PM |
Ocean713 | $75.00 | 12/12/2012 12:09:43 PM |
supersarah61 | $25.00 | 12/12/2012 5:11:20 PM |
ethical-truth211 | $200.00 | 12/12/2012 6:04:53 PM |
djh47a | $50.00 | 12/12/2012 12:59:07 PM |
well-rounded-diversification | $25.00 | 12/12/2012 6:18:07 PM |
hml | $50.00 | 12/13/2012 1:39:35 AM |
eljobe | $25.00 | 12/13/2012 7:03:12 AM |
a-helping-hand | $200.00 | 12/12/2012 8:53:51 PM |
pound-albatross7 | $514.00 | 12/13/2012 6:39:01 AM |
durable-investment8 | $25.00 | 12/13/2012 7:11:47 AM |
heartpounding-note972 | $25.00 | 12/13/2012 9:21:55 AM |
MakoF16 | $50.00 | 12/12/2012 8:41:11 PM |
davidc314 | $100.00 | 12/12/2012 8:56:37 PM |
ag-ventures | $25.00 | 12/12/2012 9:47:57 PM |
investorguy3000 | $25.00 | 12/12/2012 10:25:35 PM |
6515Wheat | $25.00 | 12/13/2012 10:35:15 AM |
malomar66 | $45.00 | 12/13/2012 11:38:13 AM |
PAPAT | $25.00 | 12/13/2012 1:56:54 PM |
Avicell | $25.00 | 12/13/2012 6:21:28 PM |
palu2619 | $25.00 | 12/13/2012 12:23:58 PM |
Win_With_P2P | $25.00 | 12/13/2012 5:39:49 PM |
helpful-fund7 | $35.94 | 12/13/2012 6:53:48 PM |
economy-popcorn | $25.00 | 12/14/2012 5:57:48 AM |
payout-paladin3 | $250.00 | 12/13/2012 7:25:30 PM |
bsmtloan | $200.00 | 12/14/2012 7:43:06 AM |
repayment-ringleader | $25.00 | 12/13/2012 11:47:37 PM |
treasure-serrano729 | $26.77 | 12/14/2012 7:47:38 AM |
crw1950 | $50.00 | 12/14/2012 7:53:31 AM |
cash-mad-scientist3 | $25.00 | 12/5/2012 6:10:19 PM |
tranquil-gain1 | $75.00 | 12/5/2012 5:21:42 PM |
toblerone | $25.00 | 12/5/2012 7:54:43 PM |
gravbox | $25.00 | 12/5/2012 7:07:15 PM |
corndog4000 | $30.00 | 12/5/2012 7:15:13 PM |
platinum-scientist9 | $25.00 | 12/6/2012 10:16:21 AM |
money-hercules4 | $100.00 | 12/6/2012 10:03:59 PM |
payment-halo | $25.00 | 12/6/2012 6:59:02 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:37 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:39:13 PM |
valiant-return584 | $50.00 | 12/7/2012 6:13:19 PM |
franzzua | $25.00 | 12/10/2012 5:11:13 PM |
prudent-dough458 | $25.00 | 12/10/2012 5:04:07 PM |
deal-vibrato | $25.00 | 12/10/2012 5:53:32 PM |
marwadi-62 | $225.00 | 12/10/2012 6:33:27 PM |
dominickf | $50.00 | 12/10/2012 6:05:26 PM |
wise-honorable-rate | $25.00 | 12/10/2012 5:43:32 PM |
income-awakening6 | $25.00 | 12/10/2012 6:08:50 PM |
octoberfresh | $25.00 | 12/11/2012 6:51:04 AM |
redmumba | $50.00 | 12/11/2012 12:30:12 AM |
peso-spartan6 | $25.00 | 12/11/2012 9:01:59 AM |
tech310 | $50.00 | 12/11/2012 10:22:39 AM |
qsolo | $25.00 | 12/11/2012 9:25:25 AM |
kalamari | $30.00 | 12/11/2012 1:03:50 PM |
best-bonafide-p2p | $25.00 | 12/11/2012 5:16:46 PM |
HoosierDaddie | $300.00 | 12/11/2012 5:21:54 PM |
repayment-pagoda8 | $100.00 | 12/11/2012 5:29:06 PM |
KCEnterprises | $25.00 | 12/11/2012 5:55:39 PM |
kind-euro-mirth | $50.00 | 12/11/2012 5:20:19 PM |
phenomenal-rate1 | $500.00 | 12/11/2012 5:20:26 PM |
ideal-peace5 | $100.00 | 12/11/2012 5:21:06 PM |
Zorro_970 | $100.00 | 12/11/2012 5:35:52 PM |
riskreward | $250.00 | 12/11/2012 5:54:35 PM |
sharp-platinum326 | $25.00 | 12/11/2012 5:58:30 PM |
amicablenemesis | $50.00 | 12/12/2012 9:42:51 AM |
trumpeter391 | $25.00 | 12/12/2012 1:19:04 PM |
balance-force | $28.00 | 12/12/2012 1:52:54 PM |
xlnt-loans | $25.00 | 12/12/2012 2:30:38 PM |
JeremyLinFan | $30.00 | 12/12/2012 11:05:00 AM |
agalt | $75.00 | 12/12/2012 12:33:58 PM |
hitsman | $50.00 | 12/12/2012 5:51:27 PM |
joyful-yield3 | $25.00 | 12/12/2012 3:45:47 PM |
saga9 | $50.00 | 12/12/2012 7:39:38 PM |
loyalty-cupcake6 | $50.00 | 12/12/2012 4:49:51 PM |
gold-fluffy-bunny4 | $30.00 | 12/13/2012 4:28:54 AM |
radforj22 | $25.00 | 12/13/2012 7:49:46 AM |
didibagle | $60.00 | 12/12/2012 8:35:28 PM |
vonbondie3000 | $25.00 | 12/13/2012 2:59:47 AM |
JFalcon | $25.00 | 12/13/2012 4:16:09 AM |
hero007 | $50.00 | 12/13/2012 9:03:40 AM |
john0720 | $25.00 | 12/13/2012 10:46:17 AM |
bill-tent1 | $50.00 | 12/13/2012 12:22:02 PM |
upbeat-finance8 | $25.00 | 12/13/2012 4:47:33 PM |
Rulea72 | $25.00 | 12/14/2012 7:06:09 AM |
docdekay | $50.00 | 12/13/2012 6:09:21 PM |
anacent | $25.00 | 12/13/2012 10:26:44 PM |
compassion-twister2 | $50.00 | 12/13/2012 6:34:22 PM |
sgt-schultz | $29.85 | 12/14/2012 7:55:22 AM |
crown-year | $1,500.00 | 12/14/2012 5:55:04 AM |
crown-year | $287.44 | 12/14/2012 8:13:06 AM |
132 Investments
|
Borrower Payment Dependent Notes Series
682852
This series of Notes was issued and sold upon the funding of the borrower loan #79156, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,900.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $259.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,484 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| ThaiNguyen84 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off a portion of a high-interest credit card.
My financial situation:
I am a good candidate for this loan because I got a stable income from my current job. I make $40,000 per year on my main job as a contract manager for a Copier company. I also make around $10,000 on my weekend job as a waiter (this income is based on tips and cash). I am currently reside in my parents' home and am not currently paying rent at the moment. I just want to pay a portion of a high-interest credit card and get a little room to breathe.
Monthly net income: $2,222 (not include the wages from the restaurant job)
Monthly expenses: $1,530 (total expenses include food, gas, credit cards payments and student loans)
Housing: $0
Insurance: $0
Car expenses: $200
Utilities: $0
Phone, cable, internet: $80
Food, entertainment: $300
Clothing, household expenses: $0
Credit cards and other loans: $950
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $150.00 | 12/7/2012 7:37:09 PM |
gjm6d | $25.00 | 12/5/2012 5:19:16 PM |
I_Like_to_Invest | $25.00 | 12/5/2012 5:28:31 PM |
daw1878 | $25.00 | 12/5/2012 5:43:40 PM |
entertaining-dollar298 | $25.00 | 12/5/2012 5:29:53 PM |
obduro_1 | $25.00 | 12/5/2012 5:53:32 PM |
missing-link | $25.00 | 12/5/2012 5:57:47 PM |
platinum-scientist9 | $25.00 | 12/5/2012 6:03:26 PM |
vivid-p2ploan1 | $25.00 | 12/5/2012 5:45:55 PM |
exciting-fairness | $200.00 | 12/5/2012 7:48:45 PM |
octoberfresh | $25.00 | 12/5/2012 5:52:06 PM |
return-point2 | $100.00 | 12/5/2012 6:19:34 PM |
SOP_Bank | $25.00 | 12/6/2012 6:29:50 AM |
bazaar-tulip | $500.00 | 12/5/2012 6:55:40 PM |
BBsapphire-2-loan | $100.00 | 12/5/2012 10:13:31 PM |
brilliant-balance | $50.00 | 12/5/2012 7:31:06 PM |
RGlad | $122.20 | 12/6/2012 1:57:36 AM |
Abece | $125.00 | 12/5/2012 9:15:03 PM |
crdcteng | $50.00 | 12/6/2012 9:39:51 AM |
LuvToLend | $25.00 | 12/6/2012 9:09:16 AM |
first-friendly-listing | $50.00 | 12/6/2012 10:09:35 AM |
Scottyd911 | $50.00 | 12/6/2012 10:22:58 AM |
LiveNow | $25.00 | 12/6/2012 4:19:48 PM |
EFS | $80.03 | 12/6/2012 12:41:56 PM |
zipemdown | $25.00 | 12/6/2012 6:08:24 PM |
GoodScot | $25.00 | 12/6/2012 6:09:37 PM |
heerzaquestion | $50.00 | 12/7/2012 5:25:12 AM |
pro-fl | $30.00 | 12/6/2012 7:19:38 PM |
return-enforcer5 | $25.00 | 12/7/2012 6:43:15 AM |
Black_Dog_Lending | $50.00 | 12/6/2012 9:48:04 PM |
Plutis | $25.00 | 12/6/2012 6:31:13 PM |
richboy56 | $25.00 | 12/6/2012 7:37:35 PM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:28:22 AM |
P2P4me | $300.00 | 12/7/2012 6:41:23 AM |
nickel-ferret | $25.00 | 12/7/2012 9:22:33 AM |
skillful-finance | $25.00 | 12/7/2012 10:26:24 AM |
green-loyalty-web | $25.00 | 12/7/2012 10:22:22 AM |
power-spartan5 | $25.00 | 12/7/2012 10:45:13 AM |
Winged_Inspirations | $25.00 | 12/7/2012 11:05:42 AM |
Nazbuster | $100.00 | 12/7/2012 4:32:05 PM |
tommymtg7 | $25.00 | 12/7/2012 7:00:05 PM |
valiant-return584 | $50.00 | 12/7/2012 6:13:20 PM |
listing-flower2 | $100.00 | 12/8/2012 10:50:46 AM |
diversification-collider5 | $25.00 | 12/7/2012 7:39:15 PM |
loan-fate | $50.00 | 12/8/2012 12:02:46 PM |
meoates1 | $25.00 | 12/8/2012 8:02:50 AM |
felicity-daydream | $25.00 | 12/8/2012 1:24:39 PM |
dominickf | $50.00 | 12/8/2012 2:08:54 PM |
favorite-commerce | $30.00 | 12/8/2012 1:27:56 PM |
DaveTheWave | $25.00 | 12/8/2012 2:57:21 PM |
Eminent_Endeavors | $25.00 | 12/9/2012 7:11:10 AM |
sharp-platinum326 | $25.00 | 12/9/2012 12:14:46 PM |
awern | $32.61 | 12/9/2012 4:11:59 PM |
spry-credit269 | $50.00 | 12/10/2012 4:30:44 AM |
cloud546 | $25.00 | 12/10/2012 2:06:04 AM |
creditologist281 | $25.00 | 12/9/2012 5:35:10 PM |
spry-credit269 | $100.00 | 12/10/2012 4:31:14 AM |
natural-affluence6 | $25.00 | 12/7/2012 8:02:38 PM |
HikeMoab | $25.00 | 12/5/2012 5:28:42 PM |
cahjoon | $25.00 | 12/5/2012 5:32:26 PM |
value-travels | $25.00 | 12/5/2012 5:09:42 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:41:36 PM |
NolockHolmes | $100.00 | 12/5/2012 6:49:46 PM |
uncl-sammy | $25.00 | 12/5/2012 6:54:00 PM |
formula842 | $25.00 | 12/5/2012 6:00:59 PM |
natural-worth9 | $50.00 | 12/5/2012 7:37:07 PM |
WalnutCreekguy | $50.00 | 12/5/2012 5:55:38 PM |
payment-halo | $25.00 | 12/5/2012 6:25:04 PM |
JeremyLinFan | $30.00 | 12/5/2012 7:04:04 PM |
brightest-trade-breeze | $25.00 | 12/5/2012 9:14:37 PM |
axl163 | $25.00 | 12/5/2012 11:22:26 PM |
Lender2895a | $125.00 | 12/6/2012 8:14:01 AM |
TumbleWeed88 | $25.00 | 12/6/2012 9:58:21 AM |
treasure-bliss | $25.00 | 12/6/2012 6:37:28 AM |
nevee | $25.00 | 12/6/2012 9:08:07 AM |
prudent-dough458 | $25.00 | 12/6/2012 10:36:22 AM |
DevinHill_IRA | $25.00 | 12/6/2012 4:57:54 PM |
reduce_US_govt_debt | $28.00 | 12/6/2012 11:29:16 AM |
bonus-seahorse | $44.00 | 12/6/2012 5:42:40 PM |
unbeatable-credit1 | $50.00 | 12/6/2012 5:13:33 PM |
kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:25 PM |
finder61 | $25.00 | 12/6/2012 7:44:14 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:47:02 AM |
Abece | $90.78 | 12/7/2012 2:30:21 AM |
successful-agreement7 | $100.00 | 12/7/2012 9:15:03 AM |
wise-deal-panda | $100.00 | 12/7/2012 10:04:07 AM |
nycfinance | $25.00 | 12/7/2012 9:32:15 AM |
riskreward | $250.00 | 12/7/2012 9:29:25 AM |
Kaj | $25.00 | 12/7/2012 10:38:26 AM |
magnetic-duty4 | $25.00 | 12/7/2012 1:44:59 PM |
jybank | $49.00 | 12/7/2012 11:31:37 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 4:32:50 PM |
Zion-CIF | $25.00 | 12/7/2012 12:15:02 PM |
auction-seeker4 | $25.00 | 12/7/2012 4:44:20 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:59 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:05 PM |
ChoiceInvestments | $25.47 | 12/7/2012 7:00:48 PM |
Obiwan_Kanobi | $25.03 | 12/7/2012 5:45:37 PM |
one-midas | $25.00 | 12/7/2012 7:14:04 PM |
Christophe | $25.00 | 12/7/2012 6:16:40 PM |
Aceangel | $25.00 | 12/8/2012 2:30:16 AM |
ethical-truth211 | $200.00 | 12/8/2012 8:18:44 AM |
contract-amigo7 | $25.00 | 12/8/2012 9:09:07 AM |
rokman | $40.00 | 12/8/2012 1:25:19 PM |
greenback-judo | $50.00 | 12/8/2012 12:38:03 PM |
DaveTheWave | $50.00 | 12/8/2012 3:00:55 PM |
spiff666 | $26.66 | 12/9/2012 11:08:03 AM |
Rollshaft | $25.00 | 12/9/2012 6:39:02 AM |
wwwUniversal | $25.00 | 12/9/2012 12:08:38 PM |
simplelender80 | $100.00 | 12/9/2012 1:51:47 PM |
drkosh | $25.00 | 12/9/2012 11:00:16 AM |
daekpon | $150.00 | 12/9/2012 1:59:42 PM |
01a_MrUSC_IRA | $25.00 | 12/10/2012 4:51:26 AM |
AKVG_Lending | $70.00 | 12/9/2012 5:46:33 PM |
myduck | $40.00 | 12/9/2012 6:01:23 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:42 PM |
thinker6 | $25.00 | 12/9/2012 2:29:28 PM |
thinker6 | $200.00 | 12/9/2012 2:33:18 PM |
commerce-venture1 | $25.00 | 12/10/2012 2:31:40 AM |
CSAworker | $25.00 | 12/9/2012 3:34:36 PM |
Orthosie | $11.22 | 12/10/2012 4:57:52 AM |
wop310 | $50.00 | 12/9/2012 5:11:07 PM |
power-maple122 | $100.00 | 12/9/2012 5:15:17 PM |
123 Investments
|
Borrower Payment Dependent Notes Series
682900
This series of Notes was issued and sold upon the funding of the borrower loan #79120, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-05-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $247.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $240 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vherndon |
Borrower's state:
| Tennessee |
Borrower's group:
| Credit Card Consolidation |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2008)
720-739
(Nov-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
I am looking to consolidate
Purpose of loan:
This loan will be used to consolidate some other loans.
My financial situation:
I am a good candidate for this loan because I have a great track record on Prosper before. This loan will be repaid on time.
Monthly net income: $ 5000
Monthly expenses: $
Housing: $750.00
Insurance: $200
Car expenses: $400
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $500
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LENDO-CALRISSIAN | $25.00 | 12/5/2012 9:05:04 AM |
NekHoldings | $25.00 | 12/5/2012 9:18:20 AM |
fcrick | $50.00 | 12/5/2012 9:28:08 AM |
money-genome84 | $250.00 | 12/5/2012 9:43:17 AM |
dynrep | $30.00 | 12/5/2012 9:52:00 AM |
handy-justice | $50.00 | 12/5/2012 9:05:45 AM |
benjamins-rumbler | $75.00 | 12/5/2012 9:04:24 AM |
Banker2OO7 | $75.00 | 12/5/2012 9:28:41 AM |
Wrats6 | $25.00 | 12/5/2012 9:07:17 AM |
shawnw2 | $400.00 | 12/5/2012 10:23:15 AM |
stylish-revenue4 | $100.00 | 12/5/2012 9:34:15 AM |
witty-openness | $25.00 | 12/5/2012 10:31:46 AM |
return-point2 | $100.00 | 12/5/2012 9:41:19 AM |
enthusiastic-balance5 | $100.00 | 12/5/2012 9:45:22 AM |
yield-lion2 | $150.00 | 12/5/2012 9:52:37 AM |
slowgains | $25.00 | 12/5/2012 9:54:08 AM |
kenji4861 | $25.00 | 12/5/2012 9:39:50 AM |
_nfx-ira_ | $35.01 | 12/5/2012 9:46:18 AM |
Money__Tree | $200.00 | 12/5/2012 10:49:47 AM |
exchange-squirrel | $200.00 | 12/5/2012 10:53:52 AM |
transparency-position | $101.00 | 12/5/2012 10:54:59 AM |
RGlad | $65.00 | 12/5/2012 11:27:44 AM |
Interest2thePeople | $100.00 | 12/5/2012 10:32:13 AM |
thrilling-fund427 | $50.00 | 12/5/2012 10:35:32 AM |
treasure-hunter270 | $50.00 | 12/5/2012 4:33:08 PM |
melodious-openness | $200.00 | 12/5/2012 10:37:20 AM |
Astyanax | $25.00 | 12/5/2012 10:57:57 AM |
note-venture | $50.00 | 12/5/2012 1:39:51 PM |
platinum-scientist9 | $25.00 | 12/5/2012 2:57:59 PM |
kindness-fanatic | $25.00 | 12/5/2012 11:43:00 AM |
commerce-venture1 | $25.00 | 12/5/2012 3:36:42 PM |
janeybooboo | $25.00 | 12/5/2012 5:21:42 PM |
CMJ-Partners | $50.00 | 12/5/2012 5:29:43 PM |
jmeasn | $150.00 | 12/5/2012 5:52:01 PM |
capital-investor8 | $25.00 | 12/5/2012 5:57:41 PM |
receptive-affluence035 | $25.00 | 12/5/2012 6:02:43 PM |
newest-currency-vibrato | $52.00 | 12/5/2012 7:32:39 PM |
ChoiceInvestments | $31.50 | 12/5/2012 6:45:33 PM |
COCHINOBOY | $35.00 | 12/5/2012 7:46:38 PM |
Bob450 | $25.00 | 12/5/2012 7:10:14 PM |
serene-capital | $25.00 | 12/6/2012 12:25:41 AM |
RGlad | $35.00 | 12/6/2012 1:49:47 AM |
DiligentiaLLC | $65.48 | 12/6/2012 6:52:22 AM |
transaction-keeper5 | $25.00 | 12/6/2012 5:33:15 AM |
thankful-nickel2 | $55.55 | 12/6/2012 10:21:22 AM |
Feyenoord | $30.00 | 12/6/2012 9:40:53 AM |
halothane_logic | $26.00 | 12/6/2012 10:58:19 AM |
seadrg | $25.00 | 12/6/2012 12:02:59 PM |
CA-Lender | $25.00 | 12/6/2012 11:14:37 AM |
atlas-shrugged | $250.00 | 12/6/2012 3:18:17 PM |
ingenious-currency8 | $100.00 | 12/6/2012 4:20:30 PM |
emjaybee | $25.00 | 12/6/2012 12:31:20 PM |
whitegold24k | $150.00 | 12/6/2012 12:58:20 PM |
skillful-durability8 | $50.00 | 12/6/2012 4:48:17 PM |
168RichCapital | $25.12 | 12/7/2012 6:22:57 AM |
FarmersBank | $50.00 | 12/7/2012 6:59:53 AM |
kind-bazaar-kitten | $25.00 | 12/6/2012 8:51:56 PM |
SpreadsheetSolutions | $25.00 | 12/7/2012 1:37:47 AM |
order-merman | $25.00 | 12/7/2012 4:45:00 AM |
Kapitaal | $50.00 | 12/7/2012 7:23:21 AM |
krafty01 | $25.00 | 12/7/2012 5:56:59 AM |
ethical-truth211 | $400.00 | 12/7/2012 7:32:26 AM |
economy-coup | $200.00 | 12/5/2012 9:32:18 AM |
bullish2bearish | $40.00 | 12/5/2012 9:09:54 AM |
Dubbs360 | $50.00 | 12/5/2012 9:27:12 AM |
DasMula | $100.00 | 12/5/2012 9:37:04 AM |
capitalelstiltskin2 | $25.00 | 12/5/2012 9:14:32 AM |
Forward-Looking | $25.00 | 12/5/2012 9:16:00 AM |
first-serene-credit | $25.00 | 12/5/2012 10:09:56 AM |
mrxtravis | $25.00 | 12/5/2012 10:20:37 AM |
Charlie010 | $50.00 | 12/5/2012 9:08:18 AM |
MoneyForNothing | $31.31 | 12/5/2012 9:09:51 AM |
The-Helper | $25.00 | 12/5/2012 9:34:00 AM |
corndog4000 | $120.00 | 12/5/2012 9:50:06 AM |
payment-halo | $30.00 | 12/5/2012 9:51:47 AM |
Sagamore | $50.00 | 12/5/2012 10:18:49 AM |
five-star-note | $50.00 | 12/5/2012 11:24:25 AM |
respectful-dough429 | $25.00 | 12/5/2012 11:30:31 AM |
01a_MrUSC_IRA | $50.00 | 12/5/2012 11:43:16 AM |
janeybooboo | $25.25 | 12/5/2012 10:50:11 AM |
LittleMingo | $30.00 | 12/5/2012 10:40:48 AM |
Slapshot | $25.00 | 12/5/2012 11:32:02 AM |
Tscheddar | $25.00 | 12/5/2012 11:32:44 AM |
thehousewife | $50.00 | 12/5/2012 12:37:05 PM |
integrity-doctor | $100.00 | 12/5/2012 5:05:08 PM |
first-dinero-igloo | $25.00 | 12/5/2012 2:01:30 PM |
sflash | $25.00 | 12/5/2012 6:18:40 PM |
voipguy88 | $50.00 | 12/5/2012 6:20:48 PM |
WalnutCreekguy | $50.00 | 12/5/2012 5:55:37 PM |
bob450-roth | $25.00 | 12/5/2012 8:13:32 PM |
Mikale360 | $25.00 | 12/5/2012 6:10:08 PM |
geophreigh | $118.96 | 12/6/2012 3:36:15 AM |
principal-laser | $74.61 | 12/6/2012 5:47:37 AM |
grammaspurse | $25.00 | 12/5/2012 10:03:49 PM |
lucrative-loan | $40.00 | 12/6/2012 7:37:30 AM |
DoctorJoe | $25.00 | 12/6/2012 3:39:42 AM |
et28 | $75.00 | 12/6/2012 10:43:21 AM |
green-loyalty-web | $25.00 | 12/6/2012 10:10:37 AM |
payout-paladin3 | $150.00 | 12/6/2012 10:19:38 AM |
Ocean713 | $75.00 | 12/6/2012 12:27:58 PM |
Risk4Reward | $25.00 | 12/6/2012 9:57:21 AM |
FinanceEngine | $30.00 | 12/6/2012 10:22:09 AM |
moola-accelerator6 | $25.00 | 12/6/2012 10:27:06 AM |
shawnw2 | $200.00 | 12/6/2012 3:34:56 PM |
gpuck | $100.00 | 12/6/2012 5:34:05 PM |
01a_MrsUSC | $50.00 | 12/6/2012 7:10:37 PM |
zipemdown | $25.00 | 12/6/2012 6:08:08 PM |
scholarly-order6 | $150.00 | 12/7/2012 4:10:24 AM |
Rip128 | $150.00 | 12/7/2012 7:21:07 AM |
ethical-truth211 | $100.00 | 12/7/2012 7:32:50 AM |
Leshan | $100.00 | 12/7/2012 7:49:38 AM |
Assets-Up | $25.00 | 12/6/2012 9:03:19 PM |
Iwillhuntyoudown | $25.00 | 12/7/2012 7:53:59 AM |
direct-transaction0 | $61.00 | 12/7/2012 6:03:17 AM |
atlas100 | $100.00 | 12/7/2012 7:30:36 AM |
helping-out | $237.21 | 12/7/2012 8:08:52 AM |
116 Investments
|
Borrower Payment Dependent Notes Series
682950
This series of Notes was issued and sold upon the funding of the borrower loan #79144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-05-2012 |
Term:
| 12 months | | |
Listing End date:
| Dec-06-2012 |
|
Lender yield:
| 22.78% |
Borrower rate/APR:
| 23.78% / 31.73% |
Monthly payment:
| $377.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.70% | | |
| |
Estimated return*:
| 6.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2010 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $307 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| jubilant-basis466 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Relocation
Purpose of loan:
This loan will be used to...
Help pay for moving expenses
My financial situation: Consistent income through online advertising
I am a good candidate for this loan because...
I have a consistent flow of income and I've never been late on any of my credit card payments.
Monthly net income: $ ~2600-3000
Monthly expenses: $ 1200
Housing: $ 600
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $~300
Clothing, household expenses: $~300
Credit cards and other loans: $ 0- I pay my credit cards off in full.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
unassassinable | $25.00 | 12/5/2012 5:29:21 PM |
octoberfresh | $25.00 | 12/5/2012 5:52:06 PM |
transparency-position | $200.00 | 12/5/2012 5:35:34 PM |
kinetic-loot436 | $30.00 | 12/5/2012 7:03:50 PM |
weatherman89 | $25.00 | 12/5/2012 10:13:57 PM |
capital_projects_investor | $25.00 | 12/5/2012 10:28:49 PM |
payment-halo | $25.00 | 12/6/2012 8:26:21 AM |
ghettodrvr | $25.00 | 12/5/2012 6:52:12 PM |
nebraskajen | $25.00 | 12/5/2012 8:04:31 PM |
CreditBuilder2 | $25.02 | 12/5/2012 7:13:50 PM |
scholarly-order6 | $25.00 | 12/6/2012 6:28:50 AM |
the-sweet-penny2 | $25.00 | 12/6/2012 7:28:41 AM |
mariok | $40.25 | 12/6/2012 6:52:00 AM |
vision2seavt | $75.00 | 12/6/2012 9:15:26 AM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:50 AM |
banker34 | $242.53 | 12/6/2012 10:32:44 AM |
newest-generous-income | $25.00 | 12/6/2012 10:09:25 AM |
zippy-diversification471 | $50.00 | 12/6/2012 10:14:34 AM |
nourishing-interest0 | $37.99 | 12/6/2012 9:50:28 AM |
money-exchanger4 | $25.00 | 12/5/2012 5:48:53 PM |
note-willow8 | $25.00 | 12/5/2012 5:49:04 PM |
direct-affluence8 | $50.00 | 12/5/2012 5:25:20 PM |
helpyougrow | $25.00 | 12/5/2012 10:19:39 PM |
historic-value7 | $42.83 | 12/5/2012 10:31:05 PM |
money-sequoia9 | $25.00 | 12/5/2012 6:03:15 PM |
imdave4me | $125.08 | 12/6/2012 1:21:23 AM |
pious-openness | $35.00 | 12/6/2012 4:24:03 AM |
scrappy-diversification7 | $2,000.00 | 12/5/2012 6:45:25 PM |
Mucman72 | $25.00 | 12/5/2012 6:27:14 PM |
tomdooley12520 | $35.00 | 12/6/2012 7:39:30 AM |
LODenterprises | $25.00 | 12/5/2012 8:10:19 PM |
green-brainy-liberty | $25.00 | 12/6/2012 1:09:29 AM |
MikeMann | $200.00 | 12/5/2012 8:01:53 PM |
banker34 | $100.00 | 12/6/2012 9:38:08 AM |
tbird9988 | $25.00 | 12/5/2012 11:34:30 PM |
designer_10 | $25.00 | 12/6/2012 9:47:59 AM |
oxnard | $25.00 | 12/6/2012 8:20:50 AM |
sincere-funds470 | $150.00 | 12/6/2012 9:50:35 AM |
yaniel42 | $36.30 | 12/6/2012 9:27:52 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
682974
This series of Notes was issued and sold upon the funding of the borrower loan #79090, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $64.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 6% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $273 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| magnetic-greenback3 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to go towards a new stove. I noticed last week while making dinner, that our 10+ year old gas stove had a stronger, distinct gas odor to it. It has made me nervous to cook on it, and would feel safer if it was replaced with a newer model.
My financial situation:
I am a good candidate for this loan because I have recently paid off a car loan through Prosper and I have very little debt. I am employed full-time at a job that I love, with good income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Mikale360 | $25.00 | 12/5/2012 6:11:54 PM |
Fiimg | $50.00 | 12/5/2012 5:45:04 PM |
JeremyLinFan | $30.00 | 12/5/2012 6:53:01 PM |
availableloan | $25.00 | 12/5/2012 7:03:38 PM |
a-finance-nirvana | $25.00 | 12/5/2012 5:44:47 PM |
Vegasjim | $25.00 | 12/5/2012 5:45:43 PM |
secureincome | $555.00 | 12/5/2012 5:48:35 PM |
Zolton | $300.00 | 12/5/2012 6:44:30 PM |
leodaguy | $100.00 | 12/5/2012 6:31:12 PM |
Dan4703 | $25.00 | 12/5/2012 6:42:20 PM |
obduro_1 | $25.00 | 12/5/2012 7:15:20 PM |
pujols8996 | $40.00 | 12/5/2012 7:19:27 PM |
qsolo | $25.00 | 12/5/2012 5:25:08 PM |
uncl-sammy | $25.00 | 12/5/2012 5:26:32 PM |
Engineer44 | $25.00 | 12/5/2012 7:13:51 PM |
slimof37 | $25.00 | 12/5/2012 5:58:51 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:41:38 PM |
Harry | $75.00 | 12/5/2012 6:06:28 PM |
Sagamore | $50.00 | 12/5/2012 6:14:28 PM |
Slapshot | $25.00 | 12/5/2012 6:41:18 PM |
bazaar-tulip | $500.00 | 12/5/2012 6:55:41 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
683104
This series of Notes was issued and sold upon the funding of the borrower loan #79216, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Dec-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $401.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 55% |
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,563 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| drianavy |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 68 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Oct-2009)
720-739
(Dec-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 68 | | |
Description
Third Time's a Charm! Debt Consolo
Purpose of loan:
This loan will be used to...
Consolidate my credit debts into One payment and also pay off my car. Once my car is paid off I can lower my auto insurance payments as well. The monthly payment incurred here will be equivilant to what I pay on two of my loans now. The prosper loan here will cover 7 of the credit lines that I plan to pay off.
Seems as if my situation is like a country song, everything has seem to come up at once and snowball on me...
My 11 yr old dog died of pancreatitis & cancer November 1, 2012 =(
( I tried to save her by keeping her in the hospital; which created another bill).
We recently had dental work done for the three of us! From there I discovered they were really concerned about my 8 year old daughter's teeth and sent us to the orthodontist! But for the dentist payment; I used a credit card for that visit!
My eight year old daughter needed braces or her teeth or they would fall out (literally, her adult teeth! she has an underbite which is pushing the top teeth inward and loosening her bottom teeth) therefore another loan to the orthodontist. (She just got them yesterday & SHE LOVES THEM !!!)
I had work done on my car which required payment therefore another credit card was used.
My financial situation:
I am a good candidate for this loan because...I have a full time job which I have been there over 3 years now. Prior to this job I was employed by the same company for 9 years however was laid off due to the economy. THIS WILL BE MY 3RD LOAN with prosper and both prior loans have been paid on time and paid off in full! I have great credit and am working hard to keep it that way!!!! I hope to pay the loan off early with the savings I gain by not having to pay multiple cards various payments.
Thank You!!!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
qsolo | $25.00 | 12/5/2012 5:25:08 PM |
greenback-surge4 | $25.00 | 12/5/2012 5:33:29 PM |
daw1878 | $25.00 | 12/5/2012 5:43:40 PM |
Harry | $75.00 | 12/5/2012 6:06:28 PM |
youqianderen | $25.00 | 12/5/2012 6:16:15 PM |
thankful-nickel2 | $55.55 | 12/5/2012 6:27:51 PM |
payout-motivator0 | $50.00 | 12/5/2012 5:11:37 PM |
uncl-sammy | $25.00 | 12/5/2012 5:26:32 PM |
secureincome | $555.00 | 12/5/2012 5:48:35 PM |
bazaar-tulip | $500.00 | 12/5/2012 6:55:41 PM |
admirable-economy3 | $25.00 | 12/5/2012 7:20:19 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:41:39 PM |
Fiimg | $50.00 | 12/5/2012 5:45:04 PM |
aztec | $50.00 | 12/5/2012 6:08:10 PM |
cashhelp | $30.00 | 12/5/2012 7:51:25 PM |
balance316 | $26.00 | 12/6/2012 6:15:46 AM |
freefly67 | $25.81 | 12/6/2012 6:19:57 AM |
Zolton | $300.00 | 12/5/2012 6:44:30 PM |
CreditBuilder2 | $25.01 | 12/5/2012 7:45:41 PM |
serene-capital | $25.00 | 12/6/2012 12:23:45 AM |
1stBankAndHal | $25.07 | 12/6/2012 6:23:42 AM |
s270 | $25.00 | 12/6/2012 4:43:11 AM |
entertaining-rate9 | $25.00 | 12/6/2012 9:56:44 AM |
SBT | $25.00 | 12/6/2012 10:17:32 AM |
fuse136 | $25.00 | 12/6/2012 12:10:43 PM |
Tscheddar | $25.00 | 12/6/2012 3:24:46 PM |
Scottyd911 | $50.00 | 12/6/2012 10:23:09 AM |
vtrentster | $25.00 | 12/7/2012 5:55:55 AM |
nickel-ferret | $25.00 | 12/7/2012 9:20:13 AM |
investment-artist | $95.10 | 12/7/2012 9:36:53 AM |
wetlands | $200.00 | 12/7/2012 9:23:41 AM |
justreturns | $25.00 | 12/7/2012 11:07:00 AM |
kfrench | $53.00 | 12/7/2012 11:24:12 AM |
hidavehi | $33.00 | 12/7/2012 12:29:34 PM |
scojo | $25.32 | 12/7/2012 1:05:23 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:37:31 PM |
ShadowLender | $25.00 | 12/8/2012 11:14:20 AM |
frankdelraza | $25.00 | 12/8/2012 3:42:23 PM |
radforj22 | $25.00 | 12/8/2012 7:51:29 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:51 PM |
arenangelchild | $150.00 | 12/9/2012 10:40:22 AM |
loan-mongoose1 | $25.00 | 12/9/2012 12:43:55 PM |
forceful-note8 | $50.00 | 12/9/2012 1:18:07 PM |
Aceangel | $50.00 | 12/9/2012 3:39:53 PM |
RogueCFO | $50.00 | 12/9/2012 6:23:38 PM |
dly2007 | $50.00 | 12/9/2012 9:02:02 PM |
usbank | $25.00 | 12/9/2012 10:11:04 PM |
power-lightning9 | $25.00 | 12/9/2012 3:01:59 PM |
Branch95 | $50.00 | 12/9/2012 5:51:27 PM |
witty-listing0 | $25.00 | 12/10/2012 7:50:55 AM |
dunkard13 | $100.00 | 12/10/2012 9:48:47 AM |
purposeful-durability8 | $100.00 | 12/10/2012 9:27:56 AM |
Socorro_Capital_Partners | $25.01 | 12/10/2012 8:46:10 AM |
kermitdafrog | $25.00 | 12/10/2012 9:21:09 AM |
hitsman | $50.00 | 12/10/2012 9:27:27 AM |
cocopuffs | $25.00 | 12/10/2012 2:59:47 PM |
marketplace-flan9 | $25.00 | 12/10/2012 3:15:41 PM |
jpyrek | $25.00 | 12/10/2012 5:11:26 PM |
compatible-deal9 | $25.00 | 12/10/2012 1:14:59 PM |
agalt | $100.00 | 12/10/2012 1:16:28 PM |
worthy-commitment7 | $25.00 | 12/10/2012 1:18:23 PM |
greenback-magma1 | $100.00 | 12/10/2012 5:29:46 PM |
upperdeck | $25.00 | 12/10/2012 4:11:14 PM |
theloanteacher | $25.00 | 12/10/2012 12:21:34 PM |
TrustsStrangers | $66.17 | 12/10/2012 5:05:36 PM |
one2save | $50.00 | 12/10/2012 2:32:22 PM |
top-bill-virtuoso | $122.63 | 12/10/2012 6:33:29 PM |
historic-value7 | $150.00 | 12/10/2012 6:43:12 PM |
virtuous-repayment | $25.00 | 12/10/2012 5:44:22 PM |
helping-out | $975.77 | 12/10/2012 6:54:34 PM |
arcite | $25.00 | 12/10/2012 6:57:59 PM |
pure-treasure7 | $50.00 | 12/10/2012 10:13:56 PM |
enlighter | $72.00 | 12/10/2012 8:16:14 PM |
coopPV | $75.00 | 12/10/2012 8:55:16 PM |
fixing_financials | $25.00 | 12/10/2012 9:18:41 PM |
yield-crusader8 | $25.00 | 12/10/2012 6:49:28 PM |
pwrfin | $25.00 | 12/10/2012 10:58:56 PM |
pound-youngster6 | $25.00 | 12/11/2012 8:48:12 AM |
coin-popcorn | $35.00 | 12/11/2012 9:14:20 AM |
jumbopackage | $25.00 | 12/11/2012 6:37:06 AM |
BJnRJames | $50.00 | 12/10/2012 9:51:31 PM |
Suit | $125.00 | 12/11/2012 7:23:03 AM |
Rulea72 | $25.00 | 12/11/2012 7:24:10 AM |
supersam | $50.00 | 12/10/2012 10:19:20 PM |
Dmatthewsftf | $27.13 | 12/11/2012 8:03:12 AM |
greenback-loyalist8 | $25.00 | 12/11/2012 8:37:09 AM |
aerobat | $62.21 | 12/11/2012 8:57:37 AM |
worth-gazelle5 | $25.00 | 12/11/2012 5:57:00 AM |
goldenskye | $100.00 | 12/11/2012 6:35:01 AM |
contract-amigo7 | $25.00 | 12/11/2012 7:21:57 AM |
SecondChanceLendingSERV | $48.99 | 12/11/2012 7:42:30 AM |
JeffHoll | $100.00 | 12/11/2012 8:10:04 AM |
kls4560 | $25.00 | 12/11/2012 10:18:23 AM |
saahilld | $25.00 | 12/11/2012 9:35:15 AM |
cclady | $400.00 | 12/11/2012 9:47:10 AM |
YampaQuant | $25.00 | 12/11/2012 9:58:17 AM |
gold-fox8 | $46.01 | 12/11/2012 9:58:48 AM |
108lender | $200.00 | 12/11/2012 10:15:59 AM |
mlw | $50.00 | 12/10/2012 5:16:27 PM |
MoneyForNothing | $25.68 | 12/5/2012 5:09:30 PM |
mymoneyblog | $25.00 | 12/5/2012 5:50:11 PM |
JeremyLinFan | $30.00 | 12/5/2012 6:53:01 PM |
RGlad | $65.00 | 12/5/2012 6:53:51 PM |
chicagobanker | $50.00 | 12/5/2012 7:46:09 PM |
sharp-platinum326 | $25.00 | 12/5/2012 5:49:09 PM |
five-star-note | $25.00 | 12/5/2012 8:11:05 PM |
prudent-deal662 | $25.00 | 12/5/2012 6:45:37 PM |
ready-interest9 | $25.00 | 12/5/2012 6:46:07 PM |
first-serene-credit | $25.00 | 12/6/2012 8:45:34 AM |
listing-flower2 | $100.00 | 12/5/2012 9:20:54 PM |
grammaspurse | $25.00 | 12/5/2012 10:09:30 PM |
duty-accomplishment | $25.00 | 12/5/2012 7:28:50 PM |
nevee | $25.00 | 12/6/2012 9:08:07 AM |
moola-accelerator6 | $75.00 | 12/6/2012 9:12:02 AM |
patriot897 | $25.00 | 12/6/2012 9:32:06 AM |
janeybooboo | $74.74 | 12/6/2012 10:08:41 AM |
loot-prescription3 | $25.00 | 12/6/2012 9:49:39 AM |
payout-paladin3 | $150.00 | 12/6/2012 10:19:39 AM |
kind-euro-mirth | $50.00 | 12/6/2012 5:24:15 PM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:44 AM |
valiant-money | $60.00 | 12/7/2012 8:49:42 AM |
LaGrangeLender | $60.00 | 12/7/2012 6:15:06 AM |
octoberfresh | $25.00 | 12/7/2012 6:51:36 AM |
abundant-one | $25.00 | 12/7/2012 9:52:52 AM |
windguy | $50.00 | 12/7/2012 9:29:45 AM |
HammerKnuckleLending | $25.00 | 12/7/2012 10:05:35 AM |
turboshop | $25.00 | 12/7/2012 10:38:00 AM |
bicyclist2270 | $25.00 | 12/7/2012 2:05:25 PM |
investmentgroup | $50.00 | 12/7/2012 11:43:05 AM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:03 PM |
FL-Lender | $25.00 | 12/7/2012 3:55:01 PM |
HenlopenCapital | $25.00 | 12/7/2012 5:43:16 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:40:03 PM |
basis-spartan922 | $50.00 | 12/8/2012 8:37:29 AM |
interestimator | $25.00 | 12/8/2012 4:59:02 AM |
Feyenoord | $30.00 | 12/8/2012 11:05:11 AM |
deal-vibrato | $25.00 | 12/8/2012 1:19:25 PM |
well-rounded-diversification | $25.00 | 12/8/2012 8:11:13 PM |
producer455 | $26.00 | 12/9/2012 12:06:37 AM |
supersarah61 | $25.00 | 12/8/2012 4:14:34 PM |
groovychick | $25.00 | 12/8/2012 7:00:41 PM |
indomitable-coin | $25.00 | 12/9/2012 1:10:32 PM |
new-orbital-transaction | $50.00 | 12/8/2012 9:01:05 PM |
syracuserei | $100.00 | 12/9/2012 1:42:47 PM |
spry-credit269 | $50.00 | 12/10/2012 4:23:58 AM |
Senechal | $25.00 | 12/10/2012 4:52:42 AM |
payout-detective7 | $25.00 | 12/10/2012 6:50:36 AM |
punctual-fund | $25.00 | 12/9/2012 5:12:14 PM |
meoates1 | $25.00 | 12/10/2012 9:39:56 AM |
zacd | $25.00 | 12/10/2012 7:33:25 AM |
blue-lucrative-rate | $50.00 | 12/10/2012 7:44:53 AM |
newest-organic-rupee | $66.00 | 12/9/2012 9:08:48 PM |
promise2 | $64.97 | 12/10/2012 8:01:18 AM |
franzzua | $25.00 | 12/10/2012 9:42:48 AM |
Geologist-67 | $25.00 | 12/10/2012 9:32:43 AM |
srspank24 | $75.00 | 12/10/2012 12:19:56 PM |
Lender0010 | $50.00 | 12/10/2012 12:27:24 PM |
bazaar-neptune2 | $25.00 | 12/10/2012 10:16:46 AM |
Lululinda | $30.00 | 12/10/2012 2:22:06 PM |
wxman12 | $25.00 | 12/10/2012 3:40:52 PM |
ethical-truth211 | $100.00 | 12/10/2012 3:41:46 PM |
organized-dedication696 | $25.00 | 12/10/2012 11:18:03 AM |
infomas | $26.78 | 12/10/2012 4:58:56 PM |
mountain_slope | $25.00 | 12/10/2012 5:04:09 PM |
MLMarine | $25.00 | 12/10/2012 5:05:39 PM |
Jopok | $25.00 | 12/10/2012 5:28:02 PM |
Gandalf0001 | $25.00 | 12/10/2012 4:14:58 PM |
fulfilling-bazaar4 | $100.00 | 12/10/2012 6:20:35 PM |
dcfinancial | $25.00 | 12/10/2012 6:07:10 PM |
smart-kindness8 | $75.00 | 12/10/2012 7:01:18 PM |
point-nest4 | $167.53 | 12/10/2012 6:12:08 PM |
Ocean713 | $75.00 | 12/10/2012 6:50:55 PM |
peace-adventurer3 | $25.00 | 12/10/2012 6:52:58 PM |
Metasequoia | $25.00 | 12/10/2012 8:19:59 PM |
redmumba | $50.00 | 12/11/2012 12:30:13 AM |
credit-rocket4 | $25.00 | 12/10/2012 8:57:44 PM |
AoP | $100.00 | 12/11/2012 6:36:24 AM |
organic-treasure | $34.44 | 12/11/2012 7:04:51 AM |
dkjl | $25.00 | 12/10/2012 9:55:34 PM |
oxnard | $25.00 | 12/11/2012 7:45:06 AM |
NoMoPo | $30.44 | 12/11/2012 8:09:43 AM |
treasure-hunter270 | $75.00 | 12/11/2012 8:21:12 AM |
asset-bugle0 | $29.25 | 12/11/2012 9:12:31 AM |
nimble-integrity658 | $25.00 | 12/11/2012 6:26:18 AM |
khamen | $25.00 | 12/10/2012 10:33:28 PM |
cashasaurus0 | $300.00 | 12/11/2012 4:14:37 AM |
Chasing_the_dime | $50.00 | 12/11/2012 10:06:50 AM |
professional-durability229 | $30.47 | 12/11/2012 8:09:46 AM |
friendinmoney | $25.00 | 12/11/2012 8:59:25 AM |
philly_eagles | $25.00 | 12/11/2012 10:28:06 AM |
circuitfive | $25.00 | 12/11/2012 10:29:24 AM |
benevolent-benefit7 | $18.92 | 12/11/2012 10:30:43 AM |
192 Investments
|
Borrower Payment Dependent Notes Series
683596
This series of Notes was issued and sold upon the funding of the borrower loan #79240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-06-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $167.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 28% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,335 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| No | | |
Screen name:
| Epicor |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Payoff American Express credit card
My financial situation:
Excellent have sufficient income to pay back loan
I am a good candidate for this loan because...
Im responsible and i pay my bills on time
Monthly net income: $
48000.00
Monthly expenses: $
800.00
Housing: $
House is paid for.
Insurance: $
132.00 a month
Car expenses: $
Car paid for.
Utilities: $
400.00 month
Phone, cable, internet: $
275.00
Food, entertainment: $
150.00 bi-weekly
Clothing, household expenses: $
0.00
Credit cards and other loans: $
1300.00
Other expenses: $
0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $25.00 | 12/7/2012 6:52:11 PM |
Endeavour | $150.00 | 12/6/2012 9:04:41 AM |
liberty-tostada7 | $50.00 | 12/6/2012 11:34:00 AM |
octoberfresh | $25.00 | 12/6/2012 10:17:46 AM |
return-point2 | $100.00 | 12/6/2012 6:15:59 PM |
Whipster | $60.00 | 12/7/2012 9:06:54 AM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:28:25 AM |
nickel-ferret | $25.00 | 12/7/2012 9:22:33 AM |
riskreward | $250.00 | 12/7/2012 9:29:26 AM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:00 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:06 PM |
valiant-return584 | $50.00 | 12/7/2012 6:13:39 PM |
rokman | $40.00 | 12/8/2012 12:59:46 PM |
supersarah61 | $25.00 | 12/10/2012 4:08:49 PM |
deal-selector5 | $25.00 | 12/10/2012 4:30:27 PM |
Global_Lender | $25.00 | 12/10/2012 3:00:40 PM |
hitsman | $50.00 | 12/10/2012 5:05:01 PM |
Imaginos1892 | $50.00 | 12/10/2012 5:36:12 PM |
deal-vibrato | $25.00 | 12/10/2012 5:53:34 PM |
tommymtg7 | $25.00 | 12/10/2012 6:46:33 PM |
aggresive-compassion612 | $25.00 | 12/10/2012 5:44:47 PM |
investorrr | $100.00 | 12/10/2012 7:56:41 PM |
top-bill-virtuoso | $100.00 | 12/10/2012 6:35:56 PM |
bigdoggie | $40.00 | 12/10/2012 6:50:09 PM |
kind-soulful-worth1 | $50.00 | 12/10/2012 9:28:59 PM |
ferocious-exchange3 | $50.00 | 12/10/2012 9:42:15 PM |
dukeiyer | $25.00 | 12/11/2012 9:40:03 AM |
best-income-fertilizer | $50.00 | 12/11/2012 6:54:25 AM |
klend4 | $25.00 | 12/11/2012 9:32:13 AM |
Harry | $75.00 | 12/11/2012 10:14:31 AM |
jddorsey | $50.00 | 12/11/2012 10:04:18 AM |
john0720 | $25.00 | 12/11/2012 11:05:34 AM |
truth-companion | $25.00 | 12/11/2012 10:47:42 AM |
monster4 | $50.00 | 12/11/2012 5:21:45 PM |
kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:31 PM |
contract-amigo7 | $25.00 | 12/11/2012 6:14:47 PM |
successful-agreement7 | $100.00 | 12/11/2012 5:32:25 PM |
Christus_Victor | $25.00 | 12/11/2012 10:19:14 PM |
finance-coyote3 | $351.13 | 12/12/2012 3:40:15 AM |
natural-affluence6 | $25.00 | 12/7/2012 7:03:24 PM |
bonus-seahorse | $30.00 | 12/6/2012 11:06:00 AM |
formula842 | $25.00 | 12/6/2012 9:44:43 AM |
cash-delight1 | $25.00 | 12/6/2012 10:15:55 AM |
natural-worth9 | $200.00 | 12/6/2012 2:12:00 PM |
treasure-bliss | $50.00 | 12/6/2012 10:44:22 AM |
bazaar-tulip | $25.00 | 12/6/2012 10:56:56 AM |
berniemadeoff | $35.00 | 12/6/2012 11:52:59 AM |
lm75 | $25.00 | 12/6/2012 4:43:05 PM |
zipemdown | $25.00 | 12/6/2012 6:08:41 PM |
payment-halo | $25.00 | 12/7/2012 5:48:27 AM |
janeybooboo | $56.59 | 12/6/2012 6:37:21 PM |
Fitiwalt7 | $25.00 | 12/6/2012 8:08:53 PM |
aganippe | $25.00 | 12/7/2012 6:49:56 PM |
WalnutCreekguy | $50.00 | 12/8/2012 12:08:51 PM |
BostonCapital | $100.00 | 12/10/2012 9:16:48 AM |
HeroSupport | $50.00 | 12/10/2012 2:35:52 PM |
diversification-collider5 | $25.00 | 12/10/2012 5:35:41 PM |
ethical-truth211 | $150.00 | 12/10/2012 3:51:14 PM |
auction-seeker4 | $25.00 | 12/10/2012 4:36:21 PM |
Ocean713 | $75.00 | 12/10/2012 6:56:09 PM |
power-spartan5 | $25.00 | 12/10/2012 6:24:36 PM |
vigorous-finance560 | $95.29 | 12/10/2012 7:39:20 PM |
sillyb | $50.00 | 12/10/2012 8:34:17 PM |
gold-achievement | $31.86 | 12/10/2012 9:15:25 PM |
LuvToLend | $25.00 | 12/10/2012 6:11:51 PM |
orangefob7 | $25.00 | 12/10/2012 10:19:08 PM |
Thoth_88 | $25.00 | 12/10/2012 8:33:55 PM |
turbobrat | $25.00 | 12/10/2012 7:27:38 PM |
gmanrex | $35.13 | 12/10/2012 9:31:50 PM |
richboy56 | $25.00 | 12/11/2012 9:23:16 AM |
Odyssey77 | $25.00 | 12/11/2012 9:22:11 AM |
JeffHoll | $100.00 | 12/11/2012 8:16:30 AM |
doopers | $25.00 | 12/11/2012 10:37:10 AM |
loan-fate | $50.00 | 12/11/2012 10:16:32 AM |
helpful-deal1 | $25.00 | 12/11/2012 4:06:21 PM |
j2ee | $50.00 | 12/11/2012 5:20:47 PM |
DonaldColorado | $100.00 | 12/11/2012 6:27:44 PM |
True-Patriot | $25.00 | 12/11/2012 7:20:52 PM |
78 Investments
|
Borrower Payment Dependent Notes Series
683698
This series of Notes was issued and sold upon the funding of the borrower loan #79271, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-06-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,233 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-hopeful-bid |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...fix my water heater.
My financial situation:
I am a good candidate for this loan because...I am a successful mortgage banker that just needs emergency cash to fix my water heater. I am current on all of my bills but with christmas coming up I am a little light for this unexpected expense.
Monthly net income: $4800
Monthly expenses: $500
Housing: $1000
Insurance: $200
Car expenses: $275
Utilities: $125
Phone, cable, internet: $80
Food, entertainment: $80
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
withering-flounder | $75.00 | 12/6/2012 5:03:22 PM |
worthy-bid8 | $100.00 | 12/6/2012 5:24:37 PM |
Bob450 | $25.00 | 12/6/2012 5:28:37 PM |
Danjack_Capital | $25.00 | 12/6/2012 5:04:00 PM |
Whipster | $60.00 | 12/7/2012 5:10:15 AM |
wonder3 | $25.00 | 12/7/2012 6:14:03 AM |
octoberfresh | $25.00 | 12/7/2012 6:52:39 AM |
finder61 | $25.00 | 12/6/2012 7:40:11 PM |
transformer855 | $25.00 | 12/7/2012 8:29:25 AM |
treasure-bliss | $50.00 | 12/7/2012 3:09:14 AM |
skillful-asset5 | $30.00 | 12/7/2012 4:35:05 AM |
Requiem | $25.00 | 12/7/2012 2:40:28 AM |
justasoldier | $60.00 | 12/7/2012 8:14:16 AM |
HeroSupport | $50.00 | 12/7/2012 9:08:12 AM |
ultimate-peace | $350.00 | 12/7/2012 9:41:52 AM |
bazaar-paladin7 | $197.00 | 12/7/2012 10:01:44 AM |
appetizing-loyalty354 | $25.00 | 12/7/2012 9:14:51 AM |
rate-advocator7 | $250.00 | 12/6/2012 5:11:17 PM |
Endeavour | $150.00 | 12/6/2012 5:14:11 PM |
exponential-fairness2 | $100.00 | 12/6/2012 6:29:54 PM |
transparency-position | $78.00 | 12/6/2012 7:16:34 PM |
Fitiwalt7 | $25.00 | 12/6/2012 8:07:42 PM |
dannycarter10 | $25.00 | 12/6/2012 5:42:49 PM |
EngineersAlliance | $25.00 | 12/6/2012 6:50:10 PM |
slowgains | $25.00 | 12/6/2012 9:03:24 PM |
Onlyhappycustomers | $25.00 | 12/6/2012 6:21:58 PM |
fund-medalist171 | $50.00 | 12/7/2012 4:16:37 AM |
DasMula | $25.00 | 12/6/2012 8:24:40 PM |
greencat | $50.00 | 12/7/2012 7:33:46 AM |
29 Investments
|
Borrower Payment Dependent Notes Series
683758
This series of Notes was issued and sold upon the funding of the borrower loan #79175, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,300.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-07-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $99.88 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 38% |
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
7 | Length of status: | 7y 4m |
Amount delinquent:
| $250 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,248 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sharp-basis1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 47 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Nov-2011)
720-739
(Nov-2009)
|
Principal balance:
| $7,475.31 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 47 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dkjl | $25.00 | 12/7/2012 9:08:50 AM |
jhouman | $200.00 | 12/7/2012 9:27:01 AM |
treasure-bliss | $25.00 | 12/7/2012 9:27:56 AM |
handy-justice | $50.00 | 12/7/2012 9:15:32 AM |
felicity-contributor3 | $25.00 | 12/7/2012 9:17:02 AM |
NekHoldings | $25.00 | 12/7/2012 10:17:42 AM |
AF-Chief | $25.00 | 12/7/2012 10:23:13 AM |
Feyenoord | $30.00 | 12/7/2012 9:48:46 AM |
power-spartan5 | $25.00 | 12/7/2012 10:45:24 AM |
halothane_logic | $75.01 | 12/7/2012 10:20:20 AM |
vines99 | $25.00 | 12/7/2012 10:11:09 AM |
five-star-note | $200.00 | 12/7/2012 10:51:32 AM |
Gregger | $25.00 | 12/7/2012 10:51:58 AM |
capital-deployment | $25.00 | 12/7/2012 11:58:42 AM |
Risk4Reward | $25.00 | 12/7/2012 1:53:05 PM |
janeybooboo | $25.26 | 12/7/2012 12:29:28 PM |
money-baron-Roth401k | $25.00 | 12/7/2012 11:20:23 AM |
dollar-vibraphone4 | $42.02 | 12/7/2012 5:04:56 PM |
first-serene-credit | $25.00 | 12/7/2012 1:07:12 PM |
exponential-fairness2 | $50.00 | 12/7/2012 3:46:18 PM |
innovator2 | $100.00 | 12/7/2012 5:06:12 PM |
thankful-nickel2 | $50.00 | 12/7/2012 3:11:01 PM |
atlas-shrugged | $250.00 | 12/7/2012 3:43:40 PM |
Book-Mark | $25.00 | 12/7/2012 5:04:12 PM |
prudent-bid3 | $25.00 | 12/7/2012 6:44:21 PM |
myutmost | $31.16 | 12/7/2012 6:52:16 PM |
diplomatic-wealth7 | $25.00 | 12/7/2012 9:36:38 AM |
MoneyForNothing | $74.47 | 12/7/2012 9:02:53 AM |
DasMula | $25.00 | 12/7/2012 9:03:45 AM |
stylish-revenue4 | $100.00 | 12/7/2012 9:23:29 AM |
LittleMingo | $40.00 | 12/7/2012 9:10:37 AM |
janeybooboo | $74.74 | 12/7/2012 9:37:16 AM |
340 | $25.00 | 12/7/2012 10:13:17 AM |
340IRA | $25.00 | 12/7/2012 10:13:21 AM |
nonattender | $25.00 | 12/7/2012 10:13:35 AM |
enthusiastic-balance5 | $100.00 | 12/7/2012 11:11:18 AM |
Mikale360 | $25.00 | 12/7/2012 11:15:48 AM |
travels536 | $25.04 | 12/7/2012 2:47:29 PM |
servnyou | $30.00 | 12/7/2012 11:34:22 AM |
Vote4Conservatives | $26.15 | 12/7/2012 11:42:53 AM |
dedicated-trade9 | $26.15 | 12/7/2012 4:45:05 PM |
CA-Lender | $25.00 | 12/7/2012 5:19:35 PM |
worthy-bid8 | $100.00 | 12/7/2012 11:28:22 AM |
Sturgee | $25.00 | 12/7/2012 5:25:32 PM |
DevinHill_IRA | $50.00 | 12/7/2012 5:17:54 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
683822
This series of Notes was issued and sold upon the funding of the borrower loan #78819, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $112.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 3% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 28y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $281 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| yield-sensation0 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Rockymtnhi | $100.00 | 12/9/2012 12:13:47 PM |
LoanerPrincipal | $25.00 | 12/9/2012 1:04:17 PM |
magnetic-duty4 | $25.00 | 12/9/2012 1:10:41 PM |
leodaguy | $100.00 | 12/9/2012 1:13:45 PM |
fragonardlives | $25.00 | 12/9/2012 1:25:22 PM |
Plutis | $25.00 | 12/9/2012 12:03:54 PM |
bazaar-tulip | $25.00 | 12/9/2012 1:45:59 PM |
natural-worth9 | $150.00 | 12/9/2012 12:16:36 PM |
superb-funds335 | $25.00 | 12/9/2012 1:11:06 PM |
obduro_1 | $25.00 | 12/9/2012 1:19:25 PM |
a-finance-nirvana | $25.00 | 12/9/2012 12:23:07 PM |
simplelender80 | $100.00 | 12/9/2012 1:52:02 PM |
CreditBuilder2 | $25.01 | 12/9/2012 2:11:29 PM |
greenback-judo | $50.00 | 12/10/2012 9:40:49 AM |
lorne | $56.63 | 12/10/2012 2:21:10 PM |
davisj1078 | $25.00 | 12/10/2012 2:33:28 PM |
payout-motivator0 | $50.00 | 12/10/2012 5:53:25 PM |
thg0703 | $25.00 | 12/10/2012 1:58:10 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:32:39 PM |
BHopkins | $25.00 | 12/10/2012 5:32:16 PM |
best-bonafide-p2p | $50.00 | 12/10/2012 7:59:48 PM |
k_blet | $82.05 | 12/10/2012 8:26:24 PM |
lundyloan | $150.00 | 12/10/2012 9:22:16 PM |
roadtruck | $53.00 | 12/11/2012 6:17:31 AM |
SecondChanceLendingSERV | $17.55 | 12/11/2012 7:41:14 AM |
yield-enlistment | $50.00 | 12/10/2012 8:24:08 PM |
BlessedEveryDay | $25.00 | 12/10/2012 8:31:37 PM |
Phryne | $50.00 | 12/11/2012 3:39:36 AM |
Hasemoto | $25.00 | 12/11/2012 6:30:56 AM |
creativename | $25.00 | 12/10/2012 10:43:47 PM |
commanding-commerce0 | $29.72 | 12/11/2012 3:52:02 AM |
contract-amigo7 | $25.00 | 12/11/2012 7:21:15 AM |
decisive-income7 | $1,000.00 | 12/10/2012 7:56:59 AM |
loot-baton | $25.00 | 12/9/2012 12:25:15 PM |
Dan4703 | $25.00 | 12/9/2012 12:46:21 PM |
marketplace-singularity3 | $25.00 | 12/9/2012 12:48:21 PM |
toblerone | $25.00 | 12/9/2012 1:41:10 PM |
Vegasjim | $25.00 | 12/9/2012 12:24:58 PM |
engaging-worth | $25.00 | 12/9/2012 12:22:32 PM |
FundMaker | $25.00 | 12/9/2012 3:05:41 PM |
Zolton | $300.00 | 12/9/2012 12:27:32 PM |
daw1878 | $25.00 | 12/9/2012 1:01:46 PM |
affluence-tambourine | $25.00 | 12/9/2012 11:05:40 PM |
ToloUSN | $50.00 | 12/9/2012 10:47:52 PM |
trenttucker32 | $25.00 | 12/10/2012 7:49:39 AM |
peter79130 | $25.00 | 12/10/2012 8:22:01 AM |
jcornehlsen | $25.00 | 12/10/2012 5:30:04 PM |
jstnow | $25.00 | 12/10/2012 1:47:44 PM |
bold-joyful-coin9 | $25.00 | 12/10/2012 5:50:49 PM |
cahjoon | $25.00 | 12/10/2012 5:59:39 PM |
payment-freshmaker | $34.00 | 12/10/2012 6:15:53 PM |
smart-kindness8 | $50.00 | 12/10/2012 7:02:13 PM |
compassion-twister2 | $25.00 | 12/10/2012 7:08:23 PM |
titancash4u | $25.00 | 12/11/2012 1:41:32 AM |
keichi03 | $25.00 | 12/11/2012 4:25:05 AM |
DJDEWEY | $27.04 | 12/11/2012 7:40:41 AM |
octoberfresh | $25.00 | 12/11/2012 6:48:50 AM |
diplomatic-return861 | $25.00 | 12/11/2012 7:06:30 AM |
58 Investments
|
Borrower Payment Dependent Notes Series
683886
This series of Notes was issued and sold upon the funding of the borrower loan #79354, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-07-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $122.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 16% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,100 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kindness-sergeant5 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidating debt
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I'm consolidating debt to pay it off quicker and also I am moving up at work and my pay will greatly increase next year, and i have zero credit cards and good credit and make my house payment every month and I will actually try pay this loan off quickly.
Monthly net income: $4200
Monthly expenses: $
Housing: $682
Insurance: $40
Car expenses: $0
Utilities: $150
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $350
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Wrats6 | $25.00 | 12/7/2012 9:10:31 AM |
smear87 | $50.00 | 12/7/2012 9:11:45 AM |
handy-justice | $50.00 | 12/7/2012 9:24:31 AM |
scoobiedoo | $70.01 | 12/7/2012 9:06:06 AM |
Jasner | $25.00 | 12/7/2012 10:11:18 AM |
CA-Lender | $25.00 | 12/7/2012 9:14:13 AM |
finance-boomerang0 | $25.00 | 12/7/2012 9:37:54 AM |
I_Like_to_Invest | $25.00 | 12/7/2012 9:40:10 AM |
superb-funds335 | $25.00 | 12/7/2012 9:44:25 AM |
hope-den1 | $25.00 | 12/7/2012 10:03:42 AM |
Danjack_Capital | $25.00 | 12/7/2012 10:04:56 AM |
Rockymtnhi | $100.00 | 12/7/2012 10:56:58 AM |
entertaining-dollar298 | $25.00 | 12/7/2012 10:45:33 AM |
natural-worth9 | $200.00 | 12/7/2012 10:46:01 AM |
toblerone | $25.00 | 12/7/2012 11:27:35 AM |
janeybooboo | $100.00 | 12/7/2012 12:38:07 PM |
Aberdeen | $100.00 | 12/7/2012 11:17:28 AM |
favorite-commerce | $30.00 | 12/7/2012 5:18:42 PM |
Rockymtnhi | $100.00 | 12/7/2012 2:04:43 PM |
obduro_1 | $25.00 | 12/7/2012 11:41:31 AM |
thg0703 | $25.00 | 12/7/2012 12:35:33 PM |
wise-charming-reward | $400.00 | 12/7/2012 4:17:20 PM |
wwwUniversal | $25.00 | 12/7/2012 5:03:41 PM |
moneylender25 | $25.00 | 12/7/2012 1:32:23 PM |
magnetic-duty4 | $25.00 | 12/7/2012 1:34:40 PM |
paradise-foothill | $50.00 | 12/7/2012 2:48:17 PM |
fund-medalist171 | $25.00 | 12/7/2012 3:53:02 PM |
valiant-return584 | $50.00 | 12/7/2012 6:14:08 PM |
first-integrity-gravity | $50.00 | 12/7/2012 5:59:40 PM |
riveting-credit5 | $25.00 | 12/7/2012 9:06:02 AM |
red-duty-carrier | $25.00 | 12/7/2012 9:12:52 AM |
zipemdown | $25.00 | 12/7/2012 9:27:17 AM |
Scrooge_McDuck2 | $100.00 | 12/7/2012 10:05:46 AM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:28:45 AM |
Nco | $100.00 | 12/7/2012 10:14:04 AM |
deal-kung-fu | $60.00 | 12/7/2012 10:16:56 AM |
Plutis | $25.00 | 12/7/2012 10:51:56 AM |
missing-link | $25.00 | 12/7/2012 10:40:29 AM |
careful-compassion | $25.00 | 12/7/2012 11:50:57 AM |
daw1878 | $25.00 | 12/7/2012 11:05:53 AM |
rate-advocator7 | $250.00 | 12/7/2012 10:45:28 AM |
loan-tycoon0 | $25.00 | 12/7/2012 10:47:29 AM |
formula842 | $25.00 | 12/7/2012 11:04:59 AM |
SLN-10 | $28.00 | 12/7/2012 11:51:09 AM |
callmebryan | $25.00 | 12/7/2012 12:42:40 PM |
dynadave | $400.00 | 12/7/2012 3:49:41 PM |
MoneyForNothing | $25.00 | 12/7/2012 5:21:04 PM |
sboyleston | $32.00 | 12/7/2012 4:24:31 PM |
Nipper99 | $100.00 | 12/7/2012 4:53:25 PM |
slowgains | $25.00 | 12/7/2012 5:47:55 PM |
deepblue34 | $29.99 | 12/7/2012 6:17:50 PM |
octoberfresh | $25.00 | 12/7/2012 5:49:21 PM |
52 Investments
|
Borrower Payment Dependent Notes Series
683892
This series of Notes was issued and sold upon the funding of the borrower loan #79400, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-07-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $270.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 37% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 11y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,018 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| No | | |
Screen name:
| diversification-safehouse475 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2012)
|
Principal balance:
| $13,526.52 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Home improvement
Purpose of loan: home improvement
This loan will be used to...
Upgrade two bathrooms.
My financial situation:
I am a good candidate for this loan because...
I've never missed a loan payment or monthly payment.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kind-lovely-marketplace | $50.00 | 12/7/2012 9:16:23 AM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:28:31 AM |
paxnj | $25.00 | 12/7/2012 9:38:14 AM |
ferocious-kindness8 | $35.00 | 12/7/2012 10:28:58 AM |
richboy56 | $25.00 | 12/7/2012 9:41:05 AM |
return-point2 | $100.00 | 12/7/2012 10:09:52 AM |
fcrick | $50.00 | 12/7/2012 10:02:35 AM |
secureincome | $555.00 | 12/7/2012 11:10:14 AM |
bazaar-tulip | $25.00 | 12/7/2012 10:14:58 AM |
heroic-platinum | $25.00 | 12/7/2012 11:37:05 AM |
berniemadeoff | $65.00 | 12/7/2012 12:01:19 PM |
janeybooboo | $125.00 | 12/7/2012 12:42:30 PM |
entertaining-rate9 | $25.00 | 12/7/2012 11:04:16 AM |
octoberfresh | $25.00 | 12/7/2012 5:49:22 PM |
valiant-return584 | $50.00 | 12/7/2012 6:14:09 PM |
Tscheddar | $25.00 | 12/7/2012 6:49:05 PM |
TumbleWeed88 | $25.00 | 12/7/2012 6:19:13 PM |
LuvToLend | $25.00 | 12/8/2012 12:55:22 PM |
dominickf | $50.00 | 12/8/2012 2:08:56 PM |
natural-worth9 | $250.00 | 12/8/2012 3:38:21 PM |
well-rounded-diversification | $25.00 | 12/9/2012 8:21:47 AM |
Kaj | $25.00 | 12/9/2012 1:13:02 PM |
vivacious-fund2 | $25.00 | 12/9/2012 8:57:39 AM |
newest-organic-rupee | $25.00 | 12/9/2012 9:11:48 PM |
Payout_Assured | $28.48 | 12/9/2012 6:47:54 PM |
Big_Z_Loans | $200.00 | 12/10/2012 12:07:47 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:32:19 PM |
Assets-Up | $25.00 | 12/10/2012 6:33:58 PM |
skillful-asset5 | $30.00 | 12/10/2012 6:31:37 PM |
global-invest-group | $25.00 | 12/10/2012 6:12:41 PM |
unbelievable-exchange | $25.00 | 12/11/2012 8:27:56 AM |
kinetic-loot436 | $100.00 | 12/11/2012 2:59:22 AM |
truth-companion | $25.00 | 12/11/2012 10:48:16 AM |
hitsman | $50.00 | 12/11/2012 10:33:17 AM |
kalamari | $30.00 | 12/11/2012 1:03:55 PM |
silver-saber | $600.00 | 12/11/2012 6:06:04 PM |
OzGuy609 | $25.00 | 12/11/2012 10:50:55 PM |
DonaldColorado | $100.00 | 12/11/2012 6:27:52 PM |
Badgworth | $25.00 | 12/12/2012 7:36:18 AM |
Leshan | $100.00 | 12/12/2012 6:18:33 AM |
awesome-generosity4 | $25.00 | 12/12/2012 6:28:17 AM |
integrity-doctor | $100.00 | 12/12/2012 6:38:08 AM |
cr8on | $30.00 | 12/12/2012 9:46:53 AM |
moneytolend72 | $30.00 | 12/12/2012 12:10:50 PM |
Ocean713 | $75.00 | 12/12/2012 10:59:00 AM |
FinanceFrazier | $200.00 | 12/12/2012 1:54:52 PM |
SGFLLC | $25.00 | 12/12/2012 10:53:55 AM |
agalt | $40.00 | 12/12/2012 12:35:12 PM |
djh47a | $25.00 | 12/12/2012 1:23:19 PM |
Harry | $75.00 | 12/12/2012 5:59:43 PM |
saga9 | $50.00 | 12/12/2012 7:39:15 PM |
Fabiolous | $150.00 | 12/12/2012 8:46:22 PM |
gpuck | $25.00 | 12/12/2012 6:42:12 PM |
JackinGreen | $50.00 | 12/12/2012 8:03:55 PM |
USMCR | $25.00 | 12/12/2012 6:52:03 PM |
riskreward | $250.00 | 12/7/2012 9:29:37 AM |
nickel-ferret | $25.00 | 12/7/2012 9:22:42 AM |
zipemdown | $25.00 | 12/7/2012 9:27:17 AM |
Nco | $100.00 | 12/7/2012 10:14:05 AM |
WalnutCreekguy | $50.00 | 12/7/2012 10:02:54 AM |
deal-selector5 | $25.00 | 12/7/2012 10:32:59 AM |
power-spartan5 | $25.00 | 12/7/2012 10:45:24 AM |
formula842 | $25.00 | 12/7/2012 11:05:00 AM |
first-serene-credit | $25.00 | 12/7/2012 1:12:09 PM |
DoctorJoe | $25.00 | 12/7/2012 2:07:33 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:06 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:13 PM |
five-star-note | $25.00 | 12/7/2012 7:54:41 PM |
kpengineer | $25.00 | 12/8/2012 11:23:29 AM |
loan-fate | $50.00 | 12/8/2012 12:02:57 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 7:11:22 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:39:18 PM |
forceful-note8 | $50.00 | 12/8/2012 12:32:47 PM |
RGlad | $166.56 | 12/8/2012 12:12:22 PM |
deal-wasp0 | $25.00 | 12/8/2012 5:58:32 PM |
dollar-vibraphone4 | $44.70 | 12/9/2012 12:07:43 AM |
deal-wasp0 | $25.00 | 12/8/2012 5:57:14 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:59 PM |
USMC0311 | $25.00 | 12/9/2012 10:31:48 AM |
jarf | $100.00 | 12/10/2012 5:58:26 AM |
dynamic-capital | $25.00 | 12/9/2012 5:24:40 PM |
thrifty-greenback5 | $25.00 | 12/10/2012 8:15:59 AM |
money-atizer | $25.00 | 12/10/2012 11:58:52 AM |
aggresive-compassion612 | $25.00 | 12/10/2012 9:58:54 AM |
purposeful-durability8 | $100.00 | 12/10/2012 6:01:35 PM |
pure-treasure7 | $50.00 | 12/10/2012 10:13:58 PM |
unbelievable-exchange | $100.00 | 12/11/2012 8:28:13 AM |
finance-piccolo8 | $42.93 | 12/11/2012 9:58:17 AM |
Odyssey77 | $25.00 | 12/11/2012 9:22:12 AM |
j2ee | $50.00 | 12/11/2012 5:20:48 PM |
Josphine | $25.00 | 12/12/2012 5:20:27 AM |
contract-amigo7 | $25.00 | 12/12/2012 7:22:43 AM |
Bank42 | $25.00 | 12/12/2012 7:26:57 AM |
B2152 | $25.00 | 12/12/2012 5:17:18 AM |
AAe | $25.00 | 12/12/2012 7:30:55 AM |
trumpeter391 | $25.00 | 12/12/2012 9:31:09 AM |
Roundhouse | $125.00 | 12/12/2012 7:58:22 AM |
successful-agreement7 | $100.00 | 12/12/2012 9:54:11 AM |
wwwUniversal | $25.00 | 12/12/2012 9:32:58 AM |
currency-persimmon | $25.00 | 12/12/2012 12:00:19 PM |
Engineer44 | $25.00 | 12/12/2012 4:27:04 PM |
admirable-economy3 | $25.00 | 12/12/2012 5:10:35 PM |
deal-vibrato | $25.00 | 12/12/2012 5:56:05 PM |
point-hunter4 | $25.00 | 12/12/2012 3:41:55 PM |
Kentrader14 | $168.54 | 12/12/2012 6:08:36 PM |
Night01Hawk25 | $34.45 | 12/12/2012 6:14:55 PM |
a-helping-hand | $199.34 | 12/12/2012 8:52:53 PM |
107 Investments
|
Borrower Payment Dependent Notes Series
684132
This series of Notes was issued and sold upon the funding of the borrower loan #78909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Dec-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $77.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
0 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-terrific-transaction |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 19 ( 83% )
| 700-719 (Latest)
|
Principal borrowed:
| $1,200.00 | < 31 days late:
| 4
( 17% )
| 780-799
(Mar-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Car for work and school
Ambitious, hard-working, and motivated student needs a car for school and work. I recently moved to California from the DC area and it turns out buses and the metro are not cutting it in California. I am a waiter at the CheeseCake Factory and make about $500 a week. I need the loan to help cover the initial cost of the down payment on a car so I can get to school and work efficiently.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
trumpeter5 | $25.00 | 12/8/2012 12:02:27 PM |
slowgains | $25.00 | 12/8/2012 12:04:58 PM |
yield-lion2 | $150.00 | 12/8/2012 12:10:32 PM |
fabulous-community4 | $50.00 | 12/8/2012 12:17:48 PM |
Danjack_Capital | $25.00 | 12/8/2012 12:28:04 PM |
Beechturner | $25.00 | 12/8/2012 12:28:29 PM |
moneylender25 | $25.00 | 12/8/2012 12:31:12 PM |
one-midas | $25.00 | 12/8/2012 12:03:29 PM |
return-point2 | $100.00 | 12/8/2012 12:54:37 PM |
Banker2OO7 | $75.00 | 12/8/2012 12:55:39 PM |
money-baron-Roth401k | $25.00 | 12/8/2012 12:12:01 PM |
MoneyForNothing | $25.00 | 12/8/2012 12:19:08 PM |
octoberfresh | $25.00 | 12/8/2012 1:18:29 PM |
money-baron-roth-IRA | $50.00 | 12/8/2012 1:23:20 PM |
daw1878 | $25.00 | 12/8/2012 1:31:09 PM |
formula842 | $25.00 | 12/8/2012 12:38:48 PM |
WalnutCreekguy | $50.00 | 12/8/2012 12:08:54 PM |
Zingaro | $25.00 | 12/8/2012 1:48:00 PM |
riveting-credit5 | $25.00 | 12/8/2012 1:02:59 PM |
missing-link | $25.00 | 12/8/2012 12:47:35 PM |
money-baron | $100.00 | 12/8/2012 12:49:23 PM |
Charlie010 | $25.00 | 12/8/2012 1:27:06 PM |
engaging-worth | $25.00 | 12/8/2012 1:33:14 PM |
wise-deal-panda | $80.00 | 12/8/2012 1:03:08 PM |
five-star-note | $50.00 | 12/8/2012 1:42:25 PM |
dominickf | $33.00 | 12/8/2012 2:08:58 PM |
the-truth-hercules | $100.00 | 12/8/2012 2:17:54 PM |
favorite-commerce | $50.00 | 12/8/2012 1:29:21 PM |
mrxtravis | $25.00 | 12/8/2012 2:22:03 PM |
persist_in_doing | $25.00 | 12/8/2012 12:42:08 PM |
RGlad | $100.00 | 12/8/2012 12:04:38 PM |
well-rounded-payout0 | $50.00 | 12/8/2012 12:57:26 PM |
valiant-return584 | $50.00 | 12/8/2012 1:23:12 PM |
Wrats6 | $25.00 | 12/8/2012 12:03:50 PM |
LittleMingo | $30.00 | 12/8/2012 12:04:35 PM |
DasMula | $25.00 | 12/8/2012 12:08:07 PM |
handy-justice | $50.00 | 12/8/2012 12:54:29 PM |
zipemdown | $25.00 | 12/8/2012 12:23:14 PM |
deal-selector5 | $25.00 | 12/8/2012 1:01:01 PM |
Kaj | $25.00 | 12/8/2012 12:24:15 PM |
felicity-contributor3 | $25.00 | 12/8/2012 2:34:59 PM |
thankful-nickel2 | $50.00 | 12/8/2012 3:34:05 PM |
gain-equator | $25.00 | 12/8/2012 1:26:28 PM |
_nfx-ira_ | $35.01 | 12/8/2012 1:34:44 PM |
nonattender | $38.20 | 12/8/2012 2:16:06 PM |
Engineer44 | $7.79 | 12/8/2012 4:05:27 PM |
tomdooley12520 | $25.00 | 12/8/2012 1:55:14 PM |
elog238 | $25.00 | 12/8/2012 1:59:21 PM |
halothane_logic | $26.00 | 12/8/2012 2:22:26 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
684244
This series of Notes was issued and sold upon the funding of the borrower loan #78903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $77.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 33% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 69 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,597 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| instrument98 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
Pay my mortgage and other household expenses
My financial situation: I am currently having some fincacial difficutlites after returnign to work after being on strike from my job and making payments to my daughters college tuition
I am a good candidate for this loan because...I pay all my bills and I work everyday
Monthly net income: $4200
Monthly expenses: $3000
Housing: $1200
Insurance: $ 238
Car note expenses: $ 500
Utilities: $200
Phone, cable, internet: $125
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
octoberfresh | $25.00 | 12/10/2012 5:04:38 PM |
valiant-return584 | $50.00 | 12/10/2012 5:20:58 PM |
selector568 | $300.00 | 12/10/2012 5:43:42 PM |
zipemdown | $25.00 | 12/10/2012 5:06:05 PM |
WalnutCreekguy | $50.00 | 12/10/2012 5:34:53 PM |
asset-professor | $25.00 | 12/10/2012 5:50:08 PM |
yield-journey | $25.00 | 12/10/2012 5:16:36 PM |
riveting-credit5 | $25.00 | 12/10/2012 6:13:17 PM |
return-point2 | $100.00 | 12/10/2012 5:50:32 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:32:49 PM |
FriendInSeattle | $100.00 | 12/10/2012 7:51:31 PM |
obduro_1 | $25.00 | 12/10/2012 6:33:38 PM |
corndog4000 | $60.00 | 12/10/2012 6:33:53 PM |
havok555 | $35.00 | 12/10/2012 8:58:57 PM |
best-bonafide-p2p | $25.00 | 12/10/2012 8:50:22 PM |
Odyssey77 | $25.00 | 12/11/2012 9:22:14 AM |
mrxtravis | $25.00 | 12/11/2012 11:05:37 AM |
truth-companion | $25.00 | 12/11/2012 10:48:48 AM |
first-integrity-gravity | $50.00 | 12/11/2012 10:26:35 AM |
kalamari | $30.00 | 12/11/2012 1:04:05 PM |
tommymtg7 | $25.00 | 12/11/2012 10:53:57 AM |
transaction-seahorse0 | $25.00 | 12/11/2012 5:53:25 PM |
kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:23 PM |
formula842 | $25.00 | 12/10/2012 5:14:01 PM |
deal-selector5 | $25.00 | 12/10/2012 6:00:46 PM |
BostonCapital | $100.00 | 12/10/2012 6:18:21 PM |
treasure-bliss | $25.00 | 12/11/2012 3:03:31 AM |
restless-dime | $200.00 | 12/11/2012 6:31:30 AM |
natural-worth9 | $100.00 | 12/11/2012 7:30:40 AM |
paradise-foothill | $42.23 | 12/11/2012 9:38:46 AM |
Eric_Gagne | $25.00 | 12/11/2012 8:50:15 AM |
EL_Papin | $25.00 | 12/11/2012 10:54:27 AM |
bonus-seahorse | $25.00 | 12/11/2012 11:31:27 AM |
changger | $50.00 | 12/11/2012 12:26:45 PM |
thrilling-point2 | $40.00 | 12/11/2012 5:22:30 PM |
Wrats6 | $25.00 | 12/11/2012 4:57:39 PM |
contract-amigo7 | $25.00 | 12/11/2012 6:11:24 PM |
doobieBear | $25.00 | 12/11/2012 6:03:11 PM |
zorg77 | $67.77 | 12/11/2012 6:15:05 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
684264
This series of Notes was issued and sold upon the funding of the borrower loan #78939, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,700.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Dec-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $124.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 10y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,209 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| No | | |
Screen name:
| Sweetboys2 |
Borrower's state:
| California |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 65 ( 90% )
| 660-679 (Latest)
|
Principal borrowed:
| $8,300.00 | < 31 days late:
| 5
( 7% )
| 620-639
(Sep-2011)
640-659
(Jan-2010)
620-639
(Sep-2007)
600-619
(Aug-2007)
|
Principal balance:
| $2,108.30 |
31+ days late:
| 2
( 3% )
|
Total payments billed:
| 72 | | |
Description
Other
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
secureincome | $555.00 | 12/10/2012 5:23:48 PM |
janeybooboo | $74.74 | 12/10/2012 5:29:32 PM |
bazaar-tulip | $25.00 | 12/10/2012 6:16:07 PM |
Zolton | $300.00 | 12/10/2012 5:07:21 PM |
loot-prescription3 | $25.00 | 12/10/2012 5:49:25 PM |
thankful-nickel2 | $55.55 | 12/10/2012 6:12:45 PM |
immaculate-return25 | $25.00 | 12/10/2012 7:36:04 PM |
BuckeyesBacker | $25.00 | 12/10/2012 6:32:30 PM |
five-star-note | $25.00 | 12/10/2012 6:59:12 PM |
first-serene-credit | $25.00 | 12/11/2012 8:18:34 AM |
OnePoorDude | $25.00 | 12/11/2012 9:12:39 AM |
radforj22 | $50.00 | 12/11/2012 3:15:54 PM |
kindness-lesson1 | $25.00 | 12/11/2012 1:19:48 PM |
radiant-dollar9 | $200.00 | 12/11/2012 5:46:22 PM |
affluence-microscope2 | $200.00 | 12/11/2012 5:17:02 PM |
wetlands | $200.00 | 12/11/2012 5:43:53 PM |
nickel-ferret | $25.00 | 12/11/2012 5:41:56 PM |
payout-paladin3 | $750.00 | 12/10/2012 5:30:21 PM |
Harry | $75.00 | 12/10/2012 5:48:53 PM |
MoneyForNothing | $25.65 | 12/10/2012 5:15:02 PM |
entertaining-rate9 | $25.00 | 12/10/2012 6:19:21 PM |
moola-accelerator6 | $30.00 | 12/10/2012 8:29:06 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:32:49 PM |
Oak-Parker | $25.00 | 12/10/2012 8:55:44 PM |
Mikale360 | $25.00 | 12/10/2012 9:13:39 PM |
CreditBuilder2 | $25.01 | 12/10/2012 7:12:50 PM |
qsolo | $25.00 | 12/11/2012 9:25:27 AM |
pure-treasure7 | $50.00 | 12/10/2012 10:14:02 PM |
treasure-hunter270 | $75.00 | 12/11/2012 8:30:44 AM |
kls4560 | $25.00 | 12/11/2012 10:18:24 AM |
simplelender80 | $500.00 | 12/11/2012 10:12:22 AM |
saahilld | $25.00 | 12/11/2012 5:09:39 PM |
bonus-seahorse | $28.00 | 12/11/2012 11:40:26 AM |
ethical-truth211 | $200.00 | 12/11/2012 5:05:46 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
684270
This series of Notes was issued and sold upon the funding of the borrower loan #79294, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $377.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 29% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,341 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| r0b3m4n |
Borrower's state:
| California |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 75 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $22,900.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2011)
820-839
(Jun-2010)
740-759
(Oct-2007)
|
Principal balance:
| $2,583.41 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 75 | | |
Description
4th Prosper Loan 3paidOff Debt cons
Purpose of loan:
Mostly to consolidate debt and some portion may be used to pick up a stock Option I may get in the up and coming company I work for which is undergoing rapid growth.
My financial situation:
This is my 4th Prosper loan. Most were about this size. The 2nd one I got was @ 9.0% and has a $3000 balance remaining and a monthly payment of $380 and will be paid off in June, it's monthly cost is included in the loan payments below. (The third loan I paid off a while back due to the higher interest rate on it.) I have semi-liquid assets that I can liquidate which total about $100K in value and appreciate every year, at a rate exceeding this loans interest rate. Hence, not just liquidating those assets since they are VERY hard/nearly impossible to replace once liquidated. I have a BS in Manufacturing Engineering and work as a Quality/Software/Analytics Engineer. I'm pretty much the safest prosper borrower you will ever find.
Monthly net income: $5200
Monthly expenses:
Housing: $700
Insurance: $60
Car expenses: $195
Utilities: $100
Phone, cable, internet: $175
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
dedication-ninja7 has invested a total of
$90.53.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
gain-equator | $50.00 | 12/10/2012 9:05:44 AM |
dariop | $25.01 | 12/10/2012 9:07:00 AM |
bid-starfish | $25.00 | 12/10/2012 9:33:52 AM |
felicity-contributor3 | $60.00 | 12/10/2012 9:06:02 AM |
Tscheddar | $25.00 | 12/10/2012 9:57:24 AM |
MoneyForNothing | $100.75 | 12/10/2012 9:01:32 AM |
green-trade-dolphin2 | $74.35 | 12/10/2012 9:02:24 AM |
janeybooboo | $76.00 | 12/10/2012 9:02:56 AM |
greenback-surge4 | $25.00 | 12/10/2012 9:22:06 AM |
justanothersushieater | $25.00 | 12/10/2012 12:20:50 PM |
CreditBuilder2 | $25.06 | 12/10/2012 9:35:23 AM |
moneylender25 | $25.00 | 12/10/2012 2:02:51 PM |
valiant-return584 | $50.00 | 12/10/2012 10:28:47 AM |
five-star-note | $25.00 | 12/10/2012 10:33:23 AM |
Banker2OO7 | $75.00 | 12/10/2012 10:39:10 AM |
blue-silver-bull | $25.00 | 12/10/2012 10:01:14 AM |
rine354 | $100.00 | 12/10/2012 10:13:33 AM |
slowgains | $25.00 | 12/10/2012 5:24:33 PM |
The-Helper | $40.00 | 12/10/2012 11:30:39 AM |
Dollars4Rent | $25.00 | 12/10/2012 11:45:09 AM |
yield-voyager8 | $25.00 | 12/10/2012 5:11:27 PM |
integrity-doctor | $100.00 | 12/10/2012 2:38:25 PM |
payment-halo | $25.00 | 12/10/2012 7:44:22 PM |
dynrep | $25.00 | 12/10/2012 7:45:48 PM |
best-bonafide-p2p | $50.00 | 12/10/2012 8:14:28 PM |
ell25 | $50.00 | 12/10/2012 8:30:19 PM |
freefly67 | $25.00 | 12/10/2012 6:35:59 PM |
funds-juniper | $50.00 | 12/10/2012 8:48:55 PM |
goldtreasure | $25.00 | 12/10/2012 7:50:26 PM |
titancash4u | $25.00 | 12/11/2012 1:38:25 AM |
treasure-bliss | $50.00 | 12/11/2012 3:12:00 AM |
sunny-dough9 | $200.00 | 12/11/2012 5:12:07 AM |
chicagobanker | $50.00 | 12/11/2012 6:23:40 AM |
promise2 | $75.00 | 12/11/2012 7:43:59 AM |
first-serene-credit | $75.00 | 12/11/2012 8:39:03 AM |
AF-Chief | $25.00 | 12/11/2012 9:05:31 AM |
Cashflow-O | $73.37 | 12/10/2012 8:58:59 PM |
heerzaquestion | $60.00 | 12/11/2012 7:33:10 AM |
beachfunder | $200.00 | 12/10/2012 11:39:24 PM |
treasure-hunter270 | $75.00 | 12/11/2012 8:32:47 AM |
moola-gargantuan9 | $50.00 | 12/11/2012 9:20:12 AM |
supertux | $25.02 | 12/11/2012 9:27:36 AM |
twjh | $50.04 | 12/11/2012 11:15:17 AM |
repayment-pagoda8 | $100.00 | 12/11/2012 5:29:35 PM |
windguy | $50.00 | 12/11/2012 5:56:00 PM |
ChoiceInvestments | $30.00 | 12/11/2012 9:42:50 PM |
radiant-dollar9 | $200.00 | 12/11/2012 5:47:07 PM |
lnuss25 | $30.00 | 12/12/2012 4:38:58 AM |
Mountain-Lion-IRA1 | $34.00 | 12/12/2012 4:42:11 AM |
liberty-magnate | $50.00 | 12/11/2012 8:27:08 PM |
FinanceEngine | $65.00 | 12/12/2012 9:00:26 AM |
euro-deployment | $25.00 | 12/11/2012 10:28:38 PM |
riskreward | $250.00 | 12/12/2012 10:07:46 AM |
Bob450 | $25.00 | 12/12/2012 10:31:04 AM |
bid-catalyst0 | $200.00 | 12/12/2012 11:58:18 AM |
moneytolend72 | $45.00 | 12/12/2012 12:12:29 PM |
Navy_Wife_Retired | $150.00 | 12/12/2012 5:30:14 PM |
Prime_Note_Investor | $100.00 | 12/12/2012 5:32:10 PM |
brightest-organized-balance | $25.00 | 12/12/2012 1:56:27 PM |
Realty24 | $35.00 | 12/12/2012 3:31:33 PM |
scoots3340 | $50.00 | 12/12/2012 4:56:46 PM |
ddog0224 | $250.00 | 12/12/2012 4:57:21 PM |
Jim33 | $25.00 | 12/12/2012 11:49:03 AM |
qaran | $35.00 | 12/12/2012 11:55:12 AM |
k219824 | $200.00 | 12/12/2012 12:54:29 PM |
hitsman | $50.00 | 12/12/2012 5:51:28 PM |
vonbondie3000 | $25.00 | 12/13/2012 2:58:57 AM |
cake7 | $25.00 | 12/12/2012 6:38:23 PM |
Navy-Retired | $47.39 | 12/12/2012 5:36:22 PM |
bhop | $35.72 | 12/12/2012 7:06:25 PM |
radforj22 | $50.00 | 12/13/2012 7:47:38 AM |
averagefore | $25.00 | 12/12/2012 7:47:55 PM |
JackinGreen | $50.00 | 12/12/2012 7:58:49 PM |
sst36 | $25.00 | 12/12/2012 8:35:10 PM |
Lea1791 | $100.00 | 12/12/2012 9:30:17 PM |
mneinc | $100.00 | 12/12/2012 10:30:01 PM |
hml | $100.00 | 12/13/2012 1:35:13 AM |
WeAlNe | $25.00 | 12/13/2012 3:03:25 AM |
icon7 | $40.00 | 12/13/2012 5:11:58 AM |
eljobe | $100.00 | 12/13/2012 6:57:46 AM |
Goat-herder | $25.00 | 12/13/2012 6:59:01 AM |
cxl9 | $50.00 | 12/12/2012 8:06:34 PM |
didibagle | $80.08 | 12/12/2012 8:37:42 PM |
BigBag | $25.00 | 12/12/2012 8:39:22 PM |
Fabiolous | $100.00 | 12/12/2012 8:47:44 PM |
purposeful-durability8 | $100.00 | 12/13/2012 9:46:46 AM |
point-elm789 | $175.00 | 12/12/2012 10:49:39 PM |
EthanColeInvestingGroup | $50.00 | 12/12/2012 11:47:13 PM |
HenlopenCapital | $42.50 | 12/13/2012 7:20:14 AM |
quantum_leap | $25.00 | 12/13/2012 10:14:43 AM |
finance-coyote3 | $1,076.62 | 12/13/2012 11:22:55 AM |
Gregger | $32.28 | 12/13/2012 10:36:55 AM |
worthy-commitment7 | $25.00 | 12/13/2012 11:02:15 AM |
crown-year | $2,092.96 | 12/13/2012 11:29:05 AM |
Lender10 | $25.00 | 12/10/2012 9:12:57 AM |
dedication-ninja7 | $90.53 | 12/10/2012 9:31:35 AM |
DasMula | $25.00 | 12/10/2012 9:04:32 AM |
credit-guard5 | $25.00 | 12/10/2012 9:06:29 AM |
entertaining-rate9 | $25.00 | 12/10/2012 9:13:06 AM |
Forward-Looking | $25.00 | 12/10/2012 9:19:04 AM |
bowdish1 | $25.00 | 12/10/2012 9:24:10 AM |
OGS_Capital | $50.00 | 12/10/2012 9:35:02 AM |
gravbox | $25.00 | 12/10/2012 10:27:33 AM |
cash-mad-scientist3 | $25.00 | 12/10/2012 10:27:38 AM |
RGlad | $170.00 | 12/10/2012 9:04:15 AM |
Aristocrat | $31.55 | 12/10/2012 10:37:12 AM |
fuse136 | $25.00 | 12/10/2012 9:56:19 AM |
LittleMingo | $30.00 | 12/10/2012 9:59:03 AM |
natural-worth9 | $300.00 | 12/10/2012 11:14:03 AM |
Masdevallia | $50.00 | 12/10/2012 10:01:55 AM |
ready-interest9 | $25.00 | 12/10/2012 9:36:31 AM |
Aberdeen | $99.00 | 12/10/2012 10:14:38 AM |
real-return | $30.00 | 12/10/2012 9:55:12 AM |
CincyTex | $82.00 | 12/10/2012 12:30:05 PM |
Jinja | $50.00 | 12/10/2012 12:34:57 PM |
bazaar-tulip | $25.00 | 12/10/2012 10:25:28 AM |
moneylender25 | $25.00 | 12/10/2012 2:01:50 PM |
simplelender80 | $500.00 | 12/10/2012 5:31:52 PM |
kendigme | $25.00 | 12/10/2012 11:31:35 AM |
jubilant-agreement0 | $25.00 | 12/10/2012 12:51:50 PM |
new-orbital-transaction | $50.00 | 12/10/2012 1:49:50 PM |
1stBankAndHal | $50.08 | 12/10/2012 2:10:16 PM |
HammerKnuckleLending | $25.00 | 12/10/2012 2:51:46 PM |
fcrick | $50.00 | 12/10/2012 5:59:17 PM |
RecoveryLender | $26.60 | 12/10/2012 3:11:40 PM |
commerce-venture1 | $25.00 | 12/10/2012 5:09:34 PM |
thankful-nickel2 | $55.55 | 12/10/2012 6:12:44 PM |
virtuous-repayment | $25.00 | 12/10/2012 5:44:22 PM |
deal-vibrato | $25.00 | 12/10/2012 5:53:37 PM |
BlueSharp | $25.00 | 12/10/2012 9:17:40 PM |
skillful-asset5 | $45.00 | 12/10/2012 6:17:35 PM |
supersam | $50.00 | 12/10/2012 10:19:25 PM |
Bad_Debt | $25.00 | 12/10/2012 10:43:10 PM |
moola-accelerator6 | $120.00 | 12/10/2012 8:25:15 PM |
Mikale360 | $25.00 | 12/10/2012 8:37:23 PM |
methodical-interest039 | $35.00 | 12/10/2012 7:02:53 PM |
mrreynol | $30.00 | 12/10/2012 10:22:25 PM |
Feyenoord | $30.00 | 12/11/2012 9:01:47 AM |
108lender | $200.00 | 12/11/2012 10:16:00 AM |
real-return2 | $26.00 | 12/11/2012 9:07:58 AM |
justreturns | $25.00 | 12/11/2012 10:08:57 AM |
voipguy88 | $50.00 | 12/11/2012 1:21:48 PM |
valiant-money | $75.00 | 12/11/2012 1:29:26 PM |
kalamari | $30.00 | 12/11/2012 1:04:03 PM |
beaglebagel | $125.70 | 12/11/2012 1:49:22 PM |
Dont_Worry_Be_Happy | $25.00 | 12/11/2012 11:42:27 AM |
affluence-microscope2 | $200.00 | 12/11/2012 5:17:36 PM |
CougarRoar | $25.00 | 12/11/2012 6:04:54 PM |
kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:03 PM |
extraordinary-deal815 | $25.00 | 12/11/2012 9:58:32 PM |
matthewa | $25.00 | 12/11/2012 9:40:36 PM |
DonaldColorado | $100.00 | 12/11/2012 6:28:00 PM |
availableloan | $25.00 | 12/12/2012 9:10:45 AM |
forceful-note8 | $50.00 | 12/12/2012 10:55:17 AM |
trumpeter391 | $200.00 | 12/12/2012 12:13:29 PM |
agalt | $75.00 | 12/12/2012 12:34:27 PM |
dsnybnd | $25.00 | 12/12/2012 1:03:27 PM |
admirable-economy3 | $50.00 | 12/12/2012 5:12:23 PM |
prudent-deal662 | $25.00 | 12/12/2012 5:52:16 PM |
Ocean713 | $75.00 | 12/12/2012 12:04:38 PM |
supersarah61 | $25.00 | 12/12/2012 5:12:40 PM |
platinum-enlightenment | $25.00 | 12/12/2012 1:17:02 PM |
MakoF16 | $50.00 | 12/12/2012 8:42:28 PM |
elog238 | $25.56 | 12/12/2012 5:14:44 PM |
dynamic-platinum | $50.00 | 12/13/2012 5:10:27 AM |
elog238 | $150.00 | 12/13/2012 6:22:26 AM |
C525 | $26.07 | 12/13/2012 8:44:07 AM |
order-supernova6 | $50.00 | 12/12/2012 10:06:45 PM |
peaceful-greenback719 | $100.00 | 12/13/2012 5:31:18 AM |
commerce-enlistment | $100.00 | 12/13/2012 5:44:42 AM |
pound-albatross7 | $750.00 | 12/13/2012 6:12:01 AM |
orange-commanding-truth | $25.00 | 12/13/2012 7:58:35 AM |
Astyanax | $50.00 | 12/12/2012 7:34:00 PM |
rakey | $25.00 | 12/12/2012 8:37:52 PM |
a-helping-hand | $200.00 | 12/12/2012 8:54:14 PM |
steven3333 | $25.00 | 12/12/2012 9:21:38 PM |
ag-ventures | $25.00 | 12/12/2012 9:49:03 PM |
JBF_Investments | $27.21 | 12/12/2012 10:20:16 PM |
listing-flower2 | $100.00 | 12/12/2012 10:30:17 PM |
reverent-bazaar284 | $25.00 | 12/12/2012 10:34:49 PM |
mountain_slope | $25.00 | 12/12/2012 11:06:51 PM |
global-invest-group | $25.00 | 12/13/2012 10:21:19 AM |
cordial-affluence2 | $25.00 | 12/13/2012 9:24:03 AM |
hidavehi | $33.00 | 12/13/2012 10:48:37 AM |
184 Investments
|
Borrower Payment Dependent Notes Series
684334
This series of Notes was issued and sold upon the funding of the borrower loan #79315, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-07-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $149.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 11% |
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 17y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $289 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| No | | |
Screen name:
| witty-moola1 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
tax
Purpose of loan: property taxes
This loan will be used to...pay property taxes
My financial situation: have good job
I am a good candidate for this loan because...want to fix credit to buy house
Monthly net income: $3,500-4,000
Monthly expenses: $1910
Housing: $650
Insurance: $120
Car expenses: $285
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $30
Other expenses: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $30.00 | 12/7/2012 6:43:36 PM |
Milonguero | $100.00 | 12/7/2012 5:10:16 PM |
zipemdown | $25.00 | 12/7/2012 5:35:30 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:21 PM |
transaction-seahorse0 | $25.00 | 12/7/2012 5:57:08 PM |
riskreward | $250.00 | 12/7/2012 5:57:42 PM |
nickel-ferret | $25.00 | 12/7/2012 5:52:44 PM |
commerce-venture1 | $25.00 | 12/7/2012 9:34:54 PM |
treasure-bliss | $25.00 | 12/8/2012 4:20:43 AM |
RGlad | $100.00 | 12/8/2012 12:06:58 PM |
Colorado2006 | $25.00 | 12/9/2012 11:24:34 AM |
Nipper99 | $100.00 | 12/9/2012 9:41:29 AM |
jarf | $50.00 | 12/10/2012 5:56:11 AM |
jstnow | $25.00 | 12/10/2012 1:48:17 PM |
wildanne | $50.00 | 12/10/2012 9:43:47 AM |
WalnutCreekguy | $50.00 | 12/10/2012 5:34:48 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:32:31 PM |
Edakers | $25.00 | 12/11/2012 1:50:07 PM |
kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:41 PM |
supersarah61 | $25.00 | 12/12/2012 5:06:53 PM |
diversification-collider5 | $25.00 | 12/12/2012 5:19:15 PM |
organized-dedication696 | $25.00 | 12/12/2012 5:52:11 PM |
Kaj | $25.00 | 12/12/2012 6:27:25 PM |
hitsman | $50.00 | 12/12/2012 5:51:27 PM |
aggresive-compassion612 | $25.00 | 12/12/2012 6:01:02 PM |
ddog0224 | $50.00 | 12/12/2012 4:58:47 PM |
LuvToLend | $25.00 | 12/12/2012 5:01:02 PM |
USMCR | $25.00 | 12/12/2012 6:59:18 PM |
hero007 | $50.00 | 12/13/2012 9:03:49 AM |
SecondChanceLendingSERV | $25.00 | 12/13/2012 8:42:50 AM |
bold-joyful-coin9 | $25.00 | 12/13/2012 10:01:23 AM |
crown-year | $350.00 | 12/13/2012 11:42:18 AM |
cash-daisy | $30.00 | 12/13/2012 2:18:52 PM |
bullwink27 | $25.00 | 12/13/2012 5:16:57 PM |
WisconsinFinance | $25.00 | 12/13/2012 12:08:11 PM |
uncl-sammy | $25.00 | 12/13/2012 7:08:16 PM |
payout-paladin3 | $107.88 | 12/13/2012 7:25:35 PM |
natural-affluence6 | $25.00 | 12/7/2012 7:02:53 PM |
superb-funds335 | $25.00 | 12/7/2012 5:50:54 PM |
deal-selector5 | $25.00 | 12/7/2012 5:30:44 PM |
toblerone | $25.00 | 12/7/2012 6:28:10 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:10 PM |
dannycarter10 | $25.00 | 12/7/2012 6:16:21 PM |
valiant-return584 | $50.00 | 12/7/2012 6:14:41 PM |
janeybooboo | $76.12 | 12/8/2012 12:03:39 PM |
TheSituation | $25.00 | 12/8/2012 9:04:33 AM |
first-dinero-paladin | $50.00 | 12/8/2012 10:08:50 AM |
Vegasjim | $25.00 | 12/8/2012 12:40:43 PM |
DasMula | $25.00 | 12/8/2012 12:22:11 PM |
octoberfresh | $25.00 | 12/8/2012 1:18:25 PM |
wise-charming-reward | $300.00 | 12/9/2012 9:15:52 AM |
bazaar-tulip | $25.00 | 12/9/2012 1:45:55 PM |
simplelender80 | $75.00 | 12/9/2012 2:03:09 PM |
BostonCapital | $100.00 | 12/10/2012 9:16:58 AM |
bonus-seahorse | $75.00 | 12/10/2012 1:59:03 PM |
moremax | $33.00 | 12/10/2012 6:20:45 PM |
skillful-asset5 | $30.00 | 12/10/2012 6:23:16 PM |
truth-companion | $25.00 | 12/11/2012 10:48:30 AM |
Tscheddar | $25.00 | 12/11/2012 7:22:29 PM |
buddycat | $35.00 | 12/12/2012 4:45:21 PM |
trumpeter391 | $25.00 | 12/12/2012 8:25:07 PM |
hope-lionheart1 | $33.00 | 12/12/2012 9:00:48 PM |
burgeoning-affluence5 | $50.00 | 12/12/2012 9:06:24 PM |
Goat-herder | $25.00 | 12/13/2012 7:00:49 AM |
mt3209 | $25.00 | 12/13/2012 10:13:01 AM |
a-finance-nirvana | $25.00 | 12/13/2012 9:59:43 AM |
courteous-kindness1 | $25.00 | 12/13/2012 9:43:24 AM |
palu2619 | $25.00 | 12/13/2012 12:24:36 PM |
newest-bid-britches | $100.00 | 12/13/2012 10:35:40 AM |
moneylender25 | $25.00 | 12/13/2012 5:14:59 PM |
gold-sushi | $25.00 | 12/13/2012 5:37:13 PM |
bazaar-paladin7 | $50.00 | 12/13/2012 3:29:03 PM |
deal-vibrato | $25.00 | 12/13/2012 5:29:59 PM |
Bank_of_the_Galaxy | $25.00 | 12/13/2012 5:46:18 PM |
dough-hammock | $25.00 | 12/13/2012 7:21:13 PM |
75 Investments
|
Borrower Payment Dependent Notes Series
684356
This series of Notes was issued and sold upon the funding of the borrower loan #78933, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Dec-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 6.24% |
Borrower rate/APR:
| 7.24% / 8.58% |
Monthly payment:
| $123.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.18% | | |
| |
Estimated return*:
| 5.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 7% |
Credit score:
| 840-859 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 13y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,058 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| hope-angel2 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to..consolidate some debts..
My financial situation:
I am a good candidate for this loan because.I will be able to pay it off...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loan-mongoose1 | $25.00 | 12/10/2012 5:07:09 PM |
Zolton | $300.00 | 12/10/2012 5:07:22 PM |
Ripsaw4U | $50.00 | 12/10/2012 5:24:21 PM |
GoGators01 | $25.00 | 12/10/2012 6:29:31 PM |
loot-baton | $25.00 | 12/10/2012 6:01:12 PM |
engaging-worth | $25.00 | 12/10/2012 6:12:12 PM |
syrepsorp | $50.00 | 12/10/2012 5:59:02 PM |
CreditBuilder2 | $25.01 | 12/10/2012 7:31:35 PM |
cashhelp | $30.00 | 12/10/2012 6:45:26 PM |
radforj22 | $25.00 | 12/10/2012 10:05:11 PM |
Centerline15 | $25.00 | 12/11/2012 9:40:05 AM |
power-nirvana4 | $25.00 | 12/11/2012 6:23:08 AM |
indomitable-coin | $25.00 | 12/11/2012 9:55:27 AM |
sing4ding | $100.00 | 12/11/2012 2:12:21 PM |
neighborly-hope6 | $100.00 | 12/11/2012 5:11:56 PM |
commerce-artisan8 | $50.00 | 12/11/2012 5:37:40 PM |
gentle-gain235 | $100.00 | 12/11/2012 2:09:55 PM |
return-mad-scientist137 | $25.00 | 12/11/2012 5:37:42 PM |
cwegert | $40.00 | 12/11/2012 5:22:11 PM |
Plutis | $25.00 | 12/11/2012 6:08:58 PM |
obedient-loan1 | $50.00 | 12/11/2012 6:55:41 PM |
riskreward | $250.00 | 12/11/2012 5:54:17 PM |
Arvicco | $400.00 | 12/11/2012 5:56:51 PM |
power-cell | $40.00 | 12/12/2012 7:26:07 AM |
peaceful-treasure1 | $50.00 | 12/12/2012 7:22:55 AM |
lawdog33 | $25.00 | 12/12/2012 7:34:19 AM |
joe_matadatz | $25.00 | 12/12/2012 9:45:31 AM |
WhiteInvestor | $27.00 | 12/12/2012 9:10:43 AM |
jazz619 | $25.00 | 12/12/2012 9:56:25 AM |
samurai2 | $25.00 | 12/12/2012 1:04:14 PM |
Castellan | $50.00 | 12/12/2012 5:11:10 PM |
myduck | $75.00 | 12/12/2012 4:21:47 PM |
integrity-palm9 | $25.00 | 12/12/2012 5:07:10 PM |
reinforced-euro5 | $25.00 | 12/12/2012 12:08:01 PM |
djh47a | $25.00 | 12/12/2012 1:23:26 PM |
tender-wealth0 | $25.00 | 12/12/2012 2:00:36 PM |
RocketSurgeon | $25.00 | 12/12/2012 6:13:50 PM |
marketplace-singularity3 | $25.00 | 12/10/2012 5:09:35 PM |
loot-prescription3 | $25.00 | 12/10/2012 5:49:26 PM |
UncleBuffett | $75.00 | 12/10/2012 5:47:54 PM |
Dan4703 | $25.00 | 12/10/2012 6:40:04 PM |
bold-joyful-coin9 | $25.00 | 12/10/2012 6:40:22 PM |
Phryne | $50.00 | 12/10/2012 5:40:07 PM |
penny-finder | $65.00 | 12/10/2012 5:45:59 PM |
compassion-twister2 | $50.00 | 12/10/2012 6:46:58 PM |
Aberdeen | $100.00 | 12/10/2012 6:47:53 PM |
bazaar-tulip | $25.00 | 12/10/2012 6:16:08 PM |
ready-interest9 | $25.00 | 12/10/2012 6:37:55 PM |
market-maximizer472 | $25.00 | 12/11/2012 8:34:37 AM |
blot44 | $25.00 | 12/11/2012 6:37:27 AM |
natural-worth9 | $75.00 | 12/11/2012 7:32:49 AM |
db0973 | $25.00 | 12/11/2012 10:42:22 AM |
commerce-gargantuan2 | $25.00 | 12/11/2012 10:49:52 AM |
DonaldColorado | $50.00 | 12/11/2012 10:03:55 AM |
spiff666 | $26.66 | 12/11/2012 12:37:36 PM |
amicablenemesis | $50.00 | 12/11/2012 5:16:01 PM |
prudent-dough458 | $25.00 | 12/11/2012 5:22:45 PM |
affluence-widget7 | $50.00 | 12/11/2012 5:46:51 PM |
TryingToHelpUsBoth | $25.00 | 12/11/2012 4:16:39 PM |
logical-reward8 | $25.00 | 12/11/2012 6:18:03 PM |
supersarah61 | $25.00 | 12/11/2012 5:50:12 PM |
coin-sphinx4 | $38.33 | 12/11/2012 7:05:33 PM |
crude | $35.00 | 12/11/2012 8:30:52 PM |
Desa_Miwu | $25.00 | 12/12/2012 6:51:05 AM |
Tbone49 | $25.00 | 12/11/2012 7:27:09 PM |
compoundinterest | $25.00 | 12/12/2012 9:10:34 AM |
Josphine | $50.00 | 12/12/2012 5:28:32 AM |
dough-reformer9 | $25.00 | 12/12/2012 9:19:03 AM |
studious-revenue7 | $25.00 | 12/12/2012 9:15:56 AM |
prudent-deal662 | $25.00 | 12/12/2012 10:09:25 AM |
Ocean713 | $75.00 | 12/12/2012 11:22:14 AM |
octoberfresh | $25.00 | 12/12/2012 2:03:25 PM |
worth-victor6 | $28.00 | 12/12/2012 4:55:20 PM |
payment-radio3 | $25.00 | 12/12/2012 12:45:37 PM |
adaboy65 | $100.00 | 12/12/2012 5:06:05 PM |
greenback-buckeye | $25.00 | 12/12/2012 11:29:55 AM |
reinforced-euro5 | $25.00 | 12/12/2012 12:08:22 PM |
dharma1 | $25.00 | 12/12/2012 5:24:49 PM |
gold-hero4 | $50.00 | 12/12/2012 5:30:52 PM |
lagnisiruk | $25.00 | 12/12/2012 6:16:31 PM |
Mentor99 | $95.00 | 12/12/2012 6:17:16 PM |
wise-honorable-rate | $25.00 | 12/12/2012 5:33:59 PM |
82 Investments
|
Borrower Payment Dependent Notes Series
684410
This series of Notes was issued and sold upon the funding of the borrower loan #79430, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $72.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1979 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $10,777 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| hope-cocktail3 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...get a little ahead on living expenses
My financial situation:
I am a good candidate for this loan because...bills always paid on time since retirement
Monthly net income: $1896.00
Monthly expenses: $1100.00
Housing: $400.00
Insurance: $243.50
Car expenses: $
Utilities: $
Phone, cable, internet: $180.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
valiant-return584 | $50.00 | 12/10/2012 5:21:01 PM |
zipemdown | $25.00 | 12/10/2012 5:06:11 PM |
Sagamore | $50.00 | 12/10/2012 5:14:39 PM |
affluence-microscope2 | $200.00 | 12/11/2012 5:17:54 PM |
nickel-ferret | $25.00 | 12/11/2012 5:42:30 PM |
bazaar-tulip | $25.00 | 12/11/2012 6:24:24 PM |
Ocean713 | $75.00 | 12/12/2012 12:02:02 PM |
ethical-truth211 | $234.76 | 12/13/2012 6:14:54 PM |
well-rounded-payout0 | $50.00 | 12/10/2012 5:30:31 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:32:50 PM |
paradise-foothill | $40.24 | 12/11/2012 9:48:24 AM |
truth-companion | $25.00 | 12/11/2012 10:48:50 AM |
radiant-dollar9 | $200.00 | 12/11/2012 5:47:24 PM |
transaction-seahorse0 | $25.00 | 12/11/2012 5:52:57 PM |
bluebouyz | $25.00 | 12/11/2012 8:52:40 PM |
riskreward | $250.00 | 12/11/2012 5:54:53 PM |
Odyssey77 | $25.00 | 12/12/2012 9:38:39 AM |
palu2619 | $25.00 | 12/13/2012 12:24:43 PM |
return-point2 | $100.00 | 12/13/2012 5:54:29 PM |
aggresive-compassion612 | $25.00 | 12/13/2012 5:57:35 PM |
WalnutCreekguy | $50.00 | 12/13/2012 5:24:14 PM |
prudent-dough458 | $25.00 | 12/13/2012 5:44:17 PM |
ethical-truth211 | $400.00 | 12/13/2012 6:14:32 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
684412
This series of Notes was issued and sold upon the funding of the borrower loan #78993, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $133.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 44% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
15 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,173 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| responsive-kindness7 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to pay off a credit card and some other small bills.
My financial situation:
I am a good candidate for this loan because I pay my bills on time and I am gainfully employed.
Monthly net income: $ 3,000
Monthly expenses: $ 1800
Housing: $ 0 (my husband pays)
Insurance: $ 0 (my husband pays)
Car expenses: $ 0 (my husband pays)
Utilities: $ (0 my husband pays)
Phone, cable, internet: $ 150
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 1450
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
zipemdown | $25.00 | 12/10/2012 5:06:11 PM |
octoberfresh | $25.00 | 12/10/2012 5:04:41 PM |
WalnutCreekguy | $50.00 | 12/10/2012 5:34:55 PM |
daw1878 | $25.00 | 12/10/2012 5:48:03 PM |
vivid-p2ploan1 | $25.00 | 12/10/2012 5:54:01 PM |
BostonCapital | $100.00 | 12/10/2012 6:18:22 PM |
orange-preeminant-bill | $25.00 | 12/11/2012 3:31:51 AM |
truth-companion | $25.00 | 12/11/2012 10:48:50 AM |
djh47a | $25.00 | 12/12/2012 1:23:26 PM |
trumpeter391 | $25.00 | 12/12/2012 11:46:23 AM |
scrappy-diversification7 | $2,000.00 | 12/13/2012 10:42:25 AM |
valiant-return584 | $50.00 | 12/10/2012 5:21:01 PM |
missing-link | $25.00 | 12/10/2012 5:26:38 PM |
asset-professor | $25.00 | 12/10/2012 5:50:10 PM |
return-point2 | $100.00 | 12/10/2012 5:50:33 PM |
formula842 | $25.00 | 12/10/2012 5:14:02 PM |
riveting-credit5 | $25.00 | 12/10/2012 6:13:17 PM |
transparency-position | $50.00 | 12/10/2012 7:14:15 PM |
commerce-venture1 | $25.00 | 12/11/2012 9:17:58 AM |
bonus-seahorse | $25.00 | 12/11/2012 11:39:10 AM |
kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:25 PM |
transaction-seahorse0 | $25.00 | 12/11/2012 5:53:25 PM |
LuvToLend | $25.00 | 12/12/2012 9:15:20 AM |
jetavana | $25.00 | 12/12/2012 11:07:53 AM |
cr8on | $30.00 | 12/12/2012 5:09:18 PM |
friendly-openness77 | $25.00 | 12/12/2012 7:26:55 PM |
friendly-openness77 | $25.00 | 12/12/2012 7:27:19 PM |
kenji4861 | $25.00 | 12/13/2012 9:53:07 AM |
loyalist1 | $150.00 | 12/13/2012 8:07:36 AM |
gjm6d | $25.00 | 12/13/2012 10:51:03 AM |
Investor_DP | $100.00 | 12/13/2012 10:15:55 AM |
tommymtg7 | $25.00 | 12/13/2012 11:09:31 AM |
bazaar-paladin7 | $75.00 | 12/13/2012 3:27:55 PM |
ethical-truth211 | $195.00 | 12/13/2012 5:30:36 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
684422
This series of Notes was issued and sold upon the funding of the borrower loan #78996, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 31% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 7y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,447 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-impressive-nickel |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:make more room in budget
This loan will be used to...consolidate bills
My financial situation:
I am a good candidate for this loan because...i pay my bills on time
Monthly net income: $6290
Monthly expenses: $5500
Housing: $1300
Insurance: $250
Car expenses: $675
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $1300
Clothing, household expenses: $175
Credit cards and other loans: $800
Other expenses: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
first-class-gold0 | $100.00 | 12/11/2012 5:06:20 PM |
EFS | $250.00 | 12/11/2012 5:02:03 PM |
enriched-return057 | $25.00 | 12/11/2012 5:06:16 PM |
wildanne | $50.00 | 12/11/2012 5:12:31 PM |
riveting-credit5 | $25.00 | 12/11/2012 6:00:50 PM |
slowgains | $25.00 | 12/11/2012 6:07:06 PM |
01a_MrUSC_IRA | $25.00 | 12/11/2012 5:55:21 PM |
deal-selector5 | $25.00 | 12/11/2012 6:09:37 PM |
liberty-tostada7 | $25.00 | 12/11/2012 7:15:47 PM |
transparency-position | $25.00 | 12/11/2012 6:24:28 PM |
blueshound | $25.00 | 12/12/2012 5:16:08 AM |
Relient-K | $25.00 | 12/11/2012 6:01:19 PM |
exciting-fairness | $200.00 | 12/11/2012 6:05:22 PM |
Bob450 | $25.00 | 12/11/2012 8:46:11 PM |
open-minded-p2p1 | $25.00 | 12/11/2012 6:39:09 PM |
gotjack-IRA | $25.00 | 12/11/2012 7:31:12 PM |
Something-Corporate | $25.00 | 12/12/2012 9:11:50 AM |
Christophe | $25.00 | 12/12/2012 5:20:45 AM |
investordiy_dot_com | $25.00 | 12/12/2012 10:28:06 AM |
tommymtg7 | $25.00 | 12/12/2012 11:02:28 AM |
lowrater | $75.40 | 12/12/2012 11:00:28 AM |
djh47a | $50.00 | 12/12/2012 12:59:24 PM |
wyobeads | $25.00 | 12/12/2012 1:03:07 PM |
Nipper99 | $100.00 | 12/12/2012 4:13:31 PM |
docjulia | $75.00 | 12/12/2012 11:19:05 PM |
Skatingbear | $50.00 | 12/12/2012 6:16:31 PM |
bnoble09 | $25.00 | 12/13/2012 9:19:09 AM |
helping-out | $41.15 | 12/13/2012 8:47:47 AM |
scoobiedoo | $25.02 | 12/12/2012 7:19:32 PM |
SecondChanceLendingSERV | $25.00 | 12/13/2012 6:07:39 AM |
money-fort | $25.00 | 12/13/2012 10:36:58 AM |
marketplace-singularity3 | $25.00 | 12/13/2012 11:54:29 AM |
myduck | $25.00 | 12/13/2012 5:18:01 PM |
forthright-trade | $35.00 | 12/13/2012 2:19:07 PM |
bazaar-paladin7 | $75.00 | 12/13/2012 3:30:34 PM |
exponential-fairness2 | $25.00 | 12/13/2012 4:54:42 PM |
trumpeter391 | $25.00 | 12/13/2012 3:31:21 PM |
yield-human | $50.00 | 12/13/2012 3:33:42 PM |
spirited-worth335 | $19.03 | 12/13/2012 5:51:39 PM |
nevee | $25.00 | 12/11/2012 5:19:48 PM |
vutah | $45.00 | 12/11/2012 5:45:41 PM |
ferocious-kindness8 | $35.00 | 12/11/2012 5:40:51 PM |
312-Lender | $152.40 | 12/11/2012 5:41:49 PM |
thrilling-point2 | $40.00 | 12/11/2012 5:22:49 PM |
berniemadeoff | $75.00 | 12/11/2012 5:45:30 PM |
EngineersAlliance | $50.00 | 12/11/2012 7:03:38 PM |
DevinHill_IRA | $25.00 | 12/11/2012 5:46:07 PM |
worthy-bid8 | $100.00 | 12/11/2012 5:49:59 PM |
corndog4000 | $60.00 | 12/11/2012 6:46:34 PM |
greencat | $50.00 | 12/12/2012 8:14:37 AM |
restless-dime | $200.00 | 12/12/2012 8:45:09 AM |
LittleMingo | $25.00 | 12/11/2012 6:22:05 PM |
transparency-position | $27.00 | 12/11/2012 6:23:17 PM |
return-enforcer5 | $25.00 | 12/12/2012 6:31:51 AM |
payment-halo | $25.00 | 12/11/2012 6:31:22 PM |
obduro_1 | $25.00 | 12/11/2012 6:43:47 PM |
let_me_retire | $30.00 | 12/11/2012 6:54:11 PM |
transformer855 | $25.00 | 12/11/2012 8:32:31 PM |
treasure-bliss | $50.00 | 12/12/2012 4:03:15 AM |
scholarly-order6 | $25.00 | 12/12/2012 6:28:13 AM |
best-bonafide-p2p | $25.00 | 12/12/2012 10:14:53 AM |
credible-responsibility022 | $25.00 | 12/12/2012 10:06:14 AM |
Ocean713 | $75.00 | 12/12/2012 12:05:30 PM |
DevinHill | $25.00 | 12/12/2012 11:04:26 AM |
wise-charming-reward | $300.00 | 12/12/2012 4:11:26 PM |
gjm6d | $25.00 | 12/12/2012 8:35:42 PM |
professional-dinero753 | $25.00 | 12/12/2012 11:24:10 PM |
burgeoning-affluence5 | $50.00 | 12/12/2012 8:59:09 PM |
natural-point1 | $25.00 | 12/13/2012 8:22:57 AM |
Star_Witness | $25.00 | 12/12/2012 10:04:07 PM |
ethical-truth211 | $150.00 | 12/13/2012 4:44:40 AM |
reaction18 | $50.00 | 12/13/2012 10:19:59 AM |
gain-expert | $35.00 | 12/13/2012 4:09:12 PM |
sparkling-basis0 | $50.00 | 12/13/2012 1:31:56 PM |
bold-charming-worth | $25.00 | 12/13/2012 5:34:37 PM |
bid-ace937 | $50.00 | 12/13/2012 5:35:25 PM |
octoberfresh | $25.00 | 12/13/2012 2:13:05 PM |
CoyoteJack | $25.00 | 12/13/2012 5:46:39 PM |
buffalobills | $25.00 | 12/13/2012 4:40:37 PM |
ledesma31 | $30.00 | 12/13/2012 1:55:32 PM |
order-banshee3 | $25.00 | 12/13/2012 4:33:49 PM |
81 Investments
|
Borrower Payment Dependent Notes Series
684424
This series of Notes was issued and sold upon the funding of the borrower loan #79355, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,300.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $238.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 28% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,266 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| Johncredible |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jan-2012)
|
Principal balance:
| $2,878.29 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off our credit card and a hospital bill. We had several unexpected medical bills this year, as well as 2 emergency vet visits. We are ready to start knocking those debts down and would like to get a lower rate than the credit card.
My financial situation: I have been a full time career firefighter for over 5 years with a major Metro-Atlanta department. My wife teaches pre-k to bring home a little extra money and has done this for over 4 years. I also recently started working more shifts at my part-time job on an ambulance - I have been employed there for 20 months.
I am a good candidate for this loan because... I have a good credit score, never miss payments (I automatic draft almost everything), and have a good steady income history. We are honest hard-working people, we just incurred some significant extra bills over the last year and a half, and the credit card interest compounded that number. I picked up 2 extra shifts per month at the ambulance, and with that extra money and this loan, we will have a solid plan to ditch this debt!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
prudent-dough458 | $25.00 | 12/10/2012 5:04:09 PM |
green-trade-dolphin2 | $32.72 | 12/10/2012 5:02:48 PM |
slimof37 | $25.00 | 12/10/2012 5:46:44 PM |
loan-mongoose1 | $25.00 | 12/10/2012 5:07:10 PM |
JeremyLinFan | $30.00 | 12/10/2012 6:30:02 PM |
payout-reaction740 | $50.00 | 12/10/2012 5:54:54 PM |
one-midas | $25.00 | 12/10/2012 6:03:18 PM |
secureincome | $555.00 | 12/10/2012 5:23:50 PM |
engaging-worth | $25.00 | 12/10/2012 6:12:13 PM |
wildanne | $50.00 | 12/10/2012 7:05:07 PM |
entertaining-rate9 | $25.00 | 12/10/2012 6:19:22 PM |
Asynch | $25.00 | 12/10/2012 6:01:45 PM |
skillful-finance | $25.00 | 12/10/2012 6:39:28 PM |
five-star-note | $25.00 | 12/10/2012 6:59:12 PM |
availableloan | $25.00 | 12/10/2012 7:09:30 PM |
CreditBuilder2 | $25.01 | 12/10/2012 7:12:52 PM |
best-bonafide-p2p | $25.00 | 12/10/2012 7:58:40 PM |
qsolo | $25.00 | 12/11/2012 9:25:28 AM |
bazaar-neptune2 | $25.00 | 12/11/2012 10:49:35 AM |
kalamari | $30.00 | 12/11/2012 1:04:05 PM |
brightest-systematic-commitment | $30.00 | 12/11/2012 1:25:55 PM |
hitsman | $50.00 | 12/11/2012 10:33:17 AM |
Solid-Platinum | $25.00 | 12/11/2012 2:00:52 PM |
bold-courteous-hope | $25.00 | 12/11/2012 4:29:20 PM |
moneytolend72 | $30.00 | 12/11/2012 12:50:24 PM |
affluence-microscope2 | $200.00 | 12/11/2012 5:17:02 PM |
cwegert | $25.00 | 12/11/2012 5:16:04 PM |
wetlands | $200.00 | 12/11/2012 5:43:54 PM |
radiant-dollar9 | $200.00 | 12/11/2012 5:46:24 PM |
nickel-ferret | $25.00 | 12/11/2012 5:41:59 PM |
green-order-captain | $50.00 | 12/11/2012 5:42:04 PM |
prudent-deal662 | $25.00 | 12/11/2012 5:51:33 PM |
burgeoning-affluence5 | $50.00 | 12/11/2012 9:17:43 PM |
njlw226 | $25.00 | 12/10/2012 5:31:17 PM |
mymoneyblog | $25.00 | 12/10/2012 5:41:22 PM |
Zolton | $300.00 | 12/10/2012 5:07:23 PM |
payout-paladin3 | $750.00 | 12/10/2012 5:30:22 PM |
leodaguy | $100.00 | 12/10/2012 5:05:13 PM |
well-rounded-diversification | $25.00 | 12/10/2012 5:51:39 PM |
uncl-sammy | $25.00 | 12/10/2012 6:47:28 PM |
openness-antioxidant | $100.00 | 12/10/2012 5:34:28 PM |
daw1878 | $25.00 | 12/10/2012 5:48:07 PM |
Tscheddar | $25.00 | 12/10/2012 6:48:20 PM |
bazaar-tulip | $25.00 | 12/10/2012 6:16:09 PM |
pure-treasure7 | $50.00 | 12/10/2012 10:14:03 PM |
payout-paladin3 | $1,250.00 | 12/11/2012 7:57:40 AM |
cjames84 | $25.00 | 12/11/2012 3:38:56 AM |
RiderIRA | $200.00 | 12/11/2012 9:13:27 AM |
loot-prescription3 | $25.00 | 12/11/2012 10:33:27 AM |
special-transparency2 | $25.00 | 12/11/2012 12:08:51 PM |
best-basis-trooper | $25.00 | 12/11/2012 1:01:36 PM |
simplelender80 | $500.00 | 12/11/2012 10:12:23 AM |
Harry | $75.00 | 12/11/2012 10:14:32 AM |
Cash4U2also | $50.00 | 12/11/2012 2:08:59 PM |
Loansforyou | $50.00 | 12/11/2012 10:32:55 AM |
dinero-pecan6 | $25.00 | 12/11/2012 1:39:16 PM |
rootcanaler | $25.00 | 12/11/2012 1:46:11 PM |
CompoundInterest-TheSeventhWundr | $25.00 | 12/11/2012 10:57:45 AM |
Winged_Inspirations | $25.00 | 12/11/2012 11:18:19 AM |
dinero-gusto9 | $25.00 | 12/11/2012 11:40:46 AM |
Ocean713 | $75.00 | 12/11/2012 12:11:40 PM |
Plutis | $25.00 | 12/11/2012 5:28:31 PM |
windguy | $50.00 | 12/11/2012 5:55:14 PM |
contract-amigo7 | $25.00 | 12/11/2012 6:19:26 PM |
pioneer580 | $50.00 | 12/11/2012 9:52:47 PM |
finance-coyote3 | $1,217.27 | 12/12/2012 3:44:17 AM |
66 Investments
|
Borrower Payment Dependent Notes Series
684552
This series of Notes was issued and sold upon the funding of the borrower loan #79026, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Dec-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $210.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 46% |
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| grannygw |
Borrower's state:
| California |
Borrower's group:
| MONEY DIES |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 96% )
| 760-779 (Latest)
|
Principal borrowed:
| $15,500.00 | < 31 days late:
| 2
( 4% )
| 760-779
(Oct-2011)
620-639
(Jun-2007)
620-639
(May-2007)
640-659
(Apr-2007)
|
Principal balance:
| $7,456.30 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 46 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $65.44 | 12/9/2012 12:05:00 PM |
fcrick | $50.00 | 12/9/2012 12:17:42 PM |
LittleMingo | $30.00 | 12/9/2012 1:04:30 PM |
janeybooboo | $74.74 | 12/9/2012 12:04:31 PM |
GCInvestments | $25.00 | 12/9/2012 12:06:50 PM |
valiant-return584 | $50.00 | 12/9/2012 12:22:53 PM |
persist_in_doing | $25.00 | 12/9/2012 12:32:12 PM |
felicity-contributor3 | $35.00 | 12/9/2012 2:53:09 PM |
moola-accelerator6 | $62.27 | 12/9/2012 3:17:10 PM |
skillful-asset5 | $30.00 | 12/9/2012 4:46:30 PM |
deal-vibrato | $25.00 | 12/10/2012 9:44:07 AM |
serene-capital | $25.00 | 12/9/2012 11:45:37 PM |
trenttucker32 | $25.00 | 12/10/2012 7:49:39 AM |
acropiloterau2002 | $25.00 | 12/10/2012 5:21:42 PM |
thankful-nickel2 | $55.55 | 12/10/2012 6:12:44 PM |
intelligent-yield | $25.00 | 12/10/2012 6:28:34 PM |
whitegold24k | $100.00 | 12/11/2012 8:01:19 AM |
Feyenoord | $30.00 | 12/11/2012 9:01:46 AM |
phenomenal-rate1 | $500.00 | 12/11/2012 5:20:30 PM |
radiant-dollar9 | $200.00 | 12/11/2012 5:46:54 PM |
DonaldColorado | $100.00 | 12/11/2012 6:27:58 PM |
integrity-doctor | $100.00 | 12/12/2012 6:44:21 AM |
kls4560 | $25.00 | 12/11/2012 5:59:48 PM |
wetlands | $200.00 | 12/12/2012 10:02:47 AM |
nickel-ferret | $25.00 | 12/12/2012 10:01:37 AM |
Chasing_the_dime | $100.00 | 12/12/2012 12:53:27 PM |
trumpeter391 | $50.00 | 12/12/2012 11:02:55 AM |
Ocean713 | $75.00 | 12/12/2012 11:36:22 AM |
newest-thrilling-income | $25.00 | 12/12/2012 7:49:47 PM |
rome1426 | $25.00 | 12/12/2012 7:53:28 PM |
purposeful-durability8 | $100.00 | 12/12/2012 6:28:17 PM |
ChoiceInvestments | $27.00 | 12/12/2012 8:52:36 PM |
pfh | $25.00 | 12/13/2012 5:38:29 AM |
elog238 | $25.00 | 12/13/2012 6:45:26 AM |
Brisket_Bob | $25.00 | 12/13/2012 7:08:24 AM |
helping-out | $40.00 | 12/13/2012 8:45:50 AM |
Astyanax | $30.00 | 12/12/2012 7:01:40 PM |
Leshan | $100.00 | 12/13/2012 7:37:23 AM |
sgt-schultz | $25.00 | 12/13/2012 10:28:08 AM |
dominickf | $50.00 | 12/9/2012 12:19:44 PM |
entertaining-rate9 | $25.00 | 12/9/2012 1:24:08 PM |
secureincome | $555.00 | 12/9/2012 1:33:18 PM |
enthusiastic-balance5 | $100.00 | 12/9/2012 1:47:38 PM |
Harry | $75.00 | 12/9/2012 12:45:56 PM |
qsolo | $25.00 | 12/9/2012 12:55:15 PM |
bazaar-tulip | $25.00 | 12/9/2012 1:46:00 PM |
bowdish1 | $25.00 | 12/9/2012 12:50:27 PM |
susurrus | $100.00 | 12/9/2012 12:56:25 PM |
Mikale360 | $25.00 | 12/9/2012 8:37:19 PM |
listing-flower2 | $100.00 | 12/9/2012 8:55:28 PM |
RGlad | $65.00 | 12/9/2012 1:28:30 PM |
gravbox | $25.00 | 12/9/2012 1:32:29 PM |
five-star-note | $25.00 | 12/9/2012 2:28:07 PM |
Dubbly | $25.00 | 12/10/2012 9:35:47 AM |
grammaspurse | $25.00 | 12/9/2012 7:25:18 PM |
thehousewife | $25.00 | 12/10/2012 9:47:46 AM |
AF-Chief | $25.00 | 12/10/2012 5:52:34 PM |
HereToHelp305 | $50.00 | 12/10/2012 10:10:10 PM |
Tscheddar | $25.00 | 12/11/2012 3:21:15 AM |
pure-treasure7 | $50.00 | 12/10/2012 10:13:58 PM |
treasure-hunter270 | $50.00 | 12/11/2012 8:30:54 AM |
top-courteous-peso | $50.00 | 12/11/2012 10:34:57 AM |
kind-euro-mirth | $50.00 | 12/11/2012 5:20:20 PM |
Johnab | $26.00 | 12/11/2012 3:43:27 PM |
affluence-microscope2 | $200.00 | 12/11/2012 5:17:22 PM |
Zorro_970 | $100.00 | 12/11/2012 5:35:54 PM |
Edakers | $25.00 | 12/11/2012 1:50:13 PM |
HoosierDaddie | $300.00 | 12/11/2012 5:21:58 PM |
transaction-seahorse0 | $25.00 | 12/11/2012 5:52:27 PM |
special-dinero553 | $25.00 | 12/11/2012 5:40:44 PM |
riskreward | $44.00 | 12/11/2012 5:54:41 PM |
windguy | $50.00 | 12/11/2012 5:55:48 PM |
DoctorJoe | $30.00 | 12/11/2012 6:11:51 PM |
Mommo | $50.00 | 12/12/2012 9:42:11 AM |
the-sharp-openness | $25.00 | 12/12/2012 10:19:16 AM |
djh47a | $50.00 | 12/12/2012 12:59:15 PM |
ethical-truth211 | $500.00 | 12/12/2012 3:42:05 PM |
fairness-atmosphere | $25.00 | 12/12/2012 12:18:27 PM |
Mentor99 | $100.00 | 12/12/2012 6:19:06 PM |
brightest-organized-balance | $25.00 | 12/12/2012 1:54:53 PM |
wwwUniversal | $25.00 | 12/12/2012 5:10:41 PM |
mcds | $25.00 | 12/13/2012 8:21:23 AM |
contract-amigo7 | $25.00 | 12/13/2012 7:12:00 AM |
boo_hoo | $50.00 | 12/12/2012 6:39:24 PM |
ralph44 | $25.00 | 12/13/2012 9:53:53 AM |
radforj22 | $25.00 | 12/13/2012 7:48:05 AM |
bill-tent1 | $50.00 | 12/13/2012 12:22:19 PM |
87 Investments
|
Borrower Payment Dependent Notes Series
684870
This series of Notes was issued and sold upon the funding of the borrower loan #79409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $120.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Nurse's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,562 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| hope-rotation820 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have 99% always pay my bills on time and if not it was by pure accident. I always work hard and over time to pay my bills. I just want to get out of debt. And be able to get my credit up high again.I wouldnt even have to much credit out but I got divorced and had no other choice but to use my credit cards to furnish my new apt at the time. I was on a Debt program called Debt wave and originially had debt of credit cards 16000 and in two yrs got my debt with them down to a little over 6000 and applied for Western SKY and the said i was approved but bc i was in the program they wont loan out to anyone on it. So i said if i cancel can i get it and she said yes, well i waited a week for the comfirmation that i cancelled and i called the Load lady and she said well we really need a letter saying you completed the program , so needless to say iam not on the program and with out a loan, i need more but this will do ,and i have got other credit cards since but i only use or get them w. 0% for a year. I obsess over my bills and just want a better way to get them paid off. Also I just had a baby Sept 29,12 and so I wanted a loan so i just had one interest rate as to paying a place plus still have interest on each credit card ,so the loan would cover all my credit cards and wanted a less payment plan for now and when i can pay more on it. I make 13.45 an hr but always work over time, up to 40 hrs over even.
Monthly net income: $2100
Monthly expenses: $ ?
Housing: $486.88
Insurance: $223.77 car insurance each month
Car expenses: $218.25 car payment
Utilities: $ water runs $30 a month Sewer 28 a month and eletric between 60 to 100 depending on weather of course.
Phone, cable, internet: $ cellphone bill 55 a month cabe 57 a month dont have internet
Food, entertainment: $ food ave 200 a month ..entertainment i dont do nothing bc i am working to pay my bills off other wise just spend time with my family at the house.
Clothing, household expenses: $ house hold ave 30 to 40 for a month or two .
Credit cards and other loans: $ credit cards all min payments are $444
Other expenses: $ hospital bills150 a month ...My husband pays all the house bills and gives me gas money and halfs the house payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rate-advocator7 | $250.00 | 12/10/2012 5:03:15 PM |
Wrats6 | $25.00 | 12/10/2012 5:10:14 PM |
skillful-asset5 | $30.00 | 12/10/2012 5:51:49 PM |
valiant-return584 | $50.00 | 12/10/2012 5:21:03 PM |
WalnutCreekguy | $50.00 | 12/10/2012 5:34:56 PM |
zipemdown | $25.00 | 12/10/2012 5:06:13 PM |
magnetic-duty4 | $25.00 | 12/10/2012 5:49:09 PM |
return-point2 | $100.00 | 12/10/2012 5:50:33 PM |
EL_Papin | $25.00 | 12/10/2012 6:46:08 PM |
engaging-worth | $25.00 | 12/10/2012 6:12:15 PM |
obduro_1 | $25.00 | 12/10/2012 6:33:38 PM |
Bob450 | $25.00 | 12/10/2012 8:35:52 PM |
jiftostada | $25.00 | 12/10/2012 6:06:40 PM |
superb-funds335 | $25.00 | 12/10/2012 6:08:21 PM |
EFS | $100.00 | 12/10/2012 9:57:41 PM |
Dubbs360 | $50.00 | 12/10/2012 6:21:40 PM |
wildanne | $50.00 | 12/10/2012 6:22:51 PM |
bob450-roth | $25.00 | 12/10/2012 8:48:26 PM |
CA-Lender | $25.00 | 12/11/2012 5:14:31 AM |
payment-halo | $25.00 | 12/10/2012 6:48:21 PM |
prudent-bid3 | $40.00 | 12/11/2012 6:20:31 AM |
rockhound84 | $25.00 | 12/11/2012 6:30:12 AM |
octoberfresh | $25.00 | 12/10/2012 5:04:46 PM |
selector568 | $300.00 | 12/10/2012 5:43:43 PM |
asset-professor | $25.00 | 12/10/2012 5:50:10 PM |
toblerone | $25.00 | 12/10/2012 5:23:28 PM |
heartpounding-note972 | $25.00 | 12/10/2012 7:14:06 PM |
Silver_Rupee | $25.00 | 12/10/2012 6:19:28 PM |
deal-selector5 | $25.00 | 12/10/2012 6:00:48 PM |
first-wampum-gazer | $2,000.00 | 12/10/2012 6:33:25 PM |
tommymtg7 | $25.00 | 12/10/2012 6:46:37 PM |
mdrichards | $25.00 | 12/10/2012 7:50:01 PM |
treasure-bliss | $75.00 | 12/11/2012 2:58:11 AM |
EclipseDirect | $25.00 | 12/10/2012 8:56:08 PM |
revolutionary769 | $52.16 | 12/11/2012 7:18:19 AM |
helping-out | $83.76 | 12/11/2012 7:19:35 AM |
restless-dime | $100.00 | 12/11/2012 6:30:29 AM |
buffalobills | $25.00 | 12/10/2012 10:01:01 PM |
return-enforcer5 | $25.00 | 12/11/2012 6:56:35 AM |
Leshan | $39.08 | 12/11/2012 7:23:23 AM |
LittleMingo | $30.00 | 12/11/2012 2:59:31 AM |
41 Investments
|
Borrower Payment Dependent Notes Series
685056
This series of Notes was issued and sold upon the funding of the borrower loan #79346, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Dec-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 23.12% |
Monthly payment:
| $73.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.14% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1985 |
Debt/Income ratio:
| 37% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
7 | Length of status: | 13y 4m |
Amount delinquent:
| $31 |
Total credit lines:
| 46 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $580 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| precious-worth8 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2012)
|
Principal balance:
| $1,538.41 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay down higher interest debt
My financial situation:
I am a good candidate for this loan because... I have a stable employment history at the same company for over 14 years. I am working hard to get out of debt due to a divorce and paying for a graduate degree to further my career. By consolidating my debt to a lower interest loan, I will have more money to pay off my debts more quickly
Monthly net income: $ 4800.00
Monthly expenses: $
Housing: $ 1059.00
Insurance: $ 128.00
Car expenses: $ 150.00 gas plus 257.00 car payment
Utilities: $ 200.00
Phone, cable, internet: $ 225.00
Food, entertainment: $ 500.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 750.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
felicity-contributor3 | $25.00 | 12/11/2012 5:03:18 PM |
Wrats6 | $25.00 | 12/11/2012 5:01:55 PM |
zipemdown | $25.00 | 12/11/2012 5:33:41 PM |
wildanne | $50.00 | 12/11/2012 5:12:34 PM |
JeremyLinFan | $30.00 | 12/11/2012 6:16:06 PM |
Nco | $150.00 | 12/11/2012 5:32:54 PM |
nonattender | $25.00 | 12/11/2012 6:04:43 PM |
well-rounded-payout0 | $50.00 | 12/11/2012 6:00:21 PM |
contract-amigo7 | $25.00 | 12/11/2012 6:12:17 PM |
LuvToLend | $25.00 | 12/11/2012 5:26:52 PM |
mymoneyblog | $25.00 | 12/11/2012 5:14:54 PM |
stylish-revenue4 | $100.00 | 12/11/2012 5:38:52 PM |
secureincome | $555.00 | 12/11/2012 5:40:27 PM |
radiant-dollar9 | $200.00 | 12/11/2012 5:47:26 PM |
transaction-seahorse0 | $25.00 | 12/11/2012 5:53:05 PM |
riskreward | $250.00 | 12/11/2012 5:55:01 PM |
affluence-microscope2 | $200.00 | 12/11/2012 5:18:02 PM |
Tscheddar | $25.00 | 12/11/2012 6:13:14 PM |
formula842 | $25.00 | 12/11/2012 5:25:15 PM |
valiant-return584 | $50.00 | 12/11/2012 6:00:57 PM |
prudent-bid3 | $40.00 | 12/11/2012 6:11:01 PM |
nickel-ferret | $25.00 | 12/11/2012 5:42:33 PM |
entertaining-rate9 | $25.00 | 12/11/2012 5:57:55 PM |
Edakers | $25.00 | 12/11/2012 6:06:11 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
685258
This series of Notes was issued and sold upon the funding of the borrower loan #79349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $102.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1982 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 11y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,498 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| penny-trajectory5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2012)
|
Principal balance:
| $9,763.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Business
Purpose of loan:
This loan will be used to... Buy infared camera for business.
My financial situation:
I am a good candidate for this loan because... I have a loan currently with Prosper which is in good standing.
Monthly net income: $8,000
Monthly expenses: $6,000
Housing: $2,000
Insurance: $150
Car expenses: $200
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $250
Clothing, household expenses: $75
Credit cards and other loans: $2000
Other expenses: $
100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
valiant-return584 | $50.00 | 12/10/2012 5:21:10 PM |
secureincome | $555.00 | 12/10/2012 5:23:51 PM |
BostonCapital | $100.00 | 12/10/2012 6:18:23 PM |
entertaining-rate9 | $25.00 | 12/10/2012 6:19:23 PM |
bowdish1 | $25.00 | 12/10/2012 5:29:05 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:32:53 PM |
bazaar-tulip | $25.00 | 12/10/2012 6:16:10 PM |
pure-treasure7 | $50.00 | 12/10/2012 10:14:03 PM |
smontgom | $25.00 | 12/10/2012 7:20:12 PM |
five-star-note | $25.00 | 12/11/2012 11:09:07 AM |
valiant-money | $35.00 | 12/11/2012 1:31:18 PM |
kfrench | $75.00 | 12/11/2012 10:50:40 AM |
deal-vibrato | $25.00 | 12/11/2012 10:22:29 AM |
bonus-seahorse | $30.00 | 12/11/2012 11:38:46 AM |
affluence-microscope2 | $200.00 | 12/11/2012 5:17:25 PM |
kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:07 PM |
alaskakid | $30.00 | 12/11/2012 6:13:51 PM |
DoctorJoe | $25.00 | 12/11/2012 6:14:27 PM |
simplelender80 | $100.00 | 12/11/2012 6:17:03 PM |
repayment-pagoda8 | $100.00 | 12/11/2012 5:29:08 PM |
circuitfive | $25.00 | 12/11/2012 5:51:19 PM |
cybercop45 | $25.00 | 12/11/2012 6:09:24 PM |
contract-amigo7 | $25.00 | 12/11/2012 6:11:46 PM |
enthusiastic-balance5 | $100.00 | 12/10/2012 5:36:54 PM |
susurrus | $100.00 | 12/10/2012 6:11:13 PM |
payout-motivator0 | $50.00 | 12/10/2012 5:53:27 PM |
Mikale360 | $25.00 | 12/10/2012 9:31:50 PM |
persist_in_doing | $25.00 | 12/10/2012 6:16:56 PM |
supersam | $50.00 | 12/10/2012 10:19:29 PM |
well-rounded-dinero | $25.00 | 12/10/2012 6:51:59 PM |
HereToHelp305 | $50.00 | 12/10/2012 10:10:11 PM |
first-serene-credit | $25.00 | 12/11/2012 8:20:32 AM |
lionheart722 | $25.00 | 12/11/2012 10:00:37 AM |
heerzaquestion | $25.00 | 12/11/2012 12:38:23 PM |
kind-euro-mirth | $50.00 | 12/11/2012 5:20:21 PM |
phenomenal-rate1 | $500.00 | 12/11/2012 5:20:33 PM |
Johnab | $25.00 | 12/11/2012 3:29:13 PM |
transaction-seahorse0 | $25.00 | 12/11/2012 5:52:31 PM |
special-dinero553 | $25.00 | 12/11/2012 5:40:45 PM |
radiant-dollar9 | $200.00 | 12/11/2012 5:46:59 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
685290
This series of Notes was issued and sold upon the funding of the borrower loan #78966, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,200.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Dec-11-2012 |
Term:
| 12 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 7.01% |
Borrower rate/APR:
| 8.01% / 11.73% |
Monthly payment:
| $626.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.78% | | |
| |
Estimated return*:
| 4.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 21% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
7 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,191 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| stable-bonus |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 29 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2009)
660-679
(Nov-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
Wedding Loans
Purpose of loan:
This loan will be used to...Pay for wedding costs,
My financial situation:
I am a good candidate for this loan because...I have great credit. I have already had another prosper loan and paid that off in full early. Also I have great supplemental income with freelance.
Information in the Description is not verified.
Friends And Family Investments
genuine-euro9 has invested a total of
$40.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 12/11/2012 9:07:34 AM |
rakem777 | $25.00 | 12/11/2012 9:25:15 AM |
green-trade-dolphin2 | $37.45 | 12/11/2012 9:03:27 AM |
weatherman89 | $50.00 | 12/11/2012 9:52:47 AM |
green28 | $75.00 | 12/11/2012 9:04:23 AM |
healthy-peace427 | $100.00 | 12/11/2012 9:49:30 AM |
Helping_1_at_a_time | $25.00 | 12/11/2012 9:54:03 AM |
DreisersFinancier | $50.00 | 12/11/2012 9:57:49 AM |
note-willow8 | $25.00 | 12/11/2012 9:41:36 AM |
Beechturner | $30.00 | 12/11/2012 11:00:39 AM |
CreditBuilder2 | $25.01 | 12/11/2012 11:08:59 AM |
slimof37 | $25.00 | 12/11/2012 11:21:48 AM |
thankful-nickel2 | $55.55 | 12/11/2012 10:09:03 AM |
SteelCityGators | $25.00 | 12/11/2012 1:17:39 PM |
Feyenoord | $30.00 | 12/11/2012 11:02:50 AM |
kinetic-loot436 | $30.00 | 12/11/2012 10:29:57 AM |
Mid-Ocean | $37.97 | 12/11/2012 2:44:48 PM |
loot-chemistry2 | $80.97 | 12/11/2012 4:18:52 PM |
justchecking999 | $27.89 | 12/11/2012 11:47:57 AM |
JonDough | $50.00 | 12/11/2012 12:33:00 PM |
well-rounded-diversification | $25.00 | 12/11/2012 5:16:58 PM |
investmentgroup | $50.00 | 12/11/2012 10:52:02 AM |
leodaguy | $100.00 | 12/11/2012 11:22:17 AM |
MacAtk | $75.00 | 12/11/2012 11:56:49 AM |
Tscheddar | $25.00 | 12/11/2012 5:50:59 PM |
magical-kindness888888 | $129.66 | 12/11/2012 5:52:18 PM |
ghettodrvr | $25.00 | 12/11/2012 6:01:23 PM |
wetlands | $200.00 | 12/11/2012 5:43:56 PM |
river774536 | $30.00 | 12/11/2012 8:55:00 PM |
goodhearted-basis4 | $25.00 | 12/11/2012 11:17:19 PM |
thorough-marketplace441 | $70.00 | 12/11/2012 7:32:35 PM |
XenonX | $25.00 | 12/11/2012 7:40:48 PM |
CoolPlexer | $25.00 | 12/11/2012 10:02:26 PM |
active-moola4 | $25.00 | 12/12/2012 8:05:51 AM |
CougarRoar | $25.00 | 12/12/2012 9:01:12 AM |
justreturns | $25.00 | 12/12/2012 9:15:51 AM |
holdem-donk | $25.00 | 12/12/2012 8:59:51 AM |
rapid-loyalty1 | $25.00 | 12/12/2012 9:15:10 AM |
Ocean713 | $75.00 | 12/12/2012 11:44:43 AM |
member-729 | $25.00 | 12/12/2012 10:17:54 AM |
Hapeville-resident | $51.07 | 12/12/2012 3:25:53 PM |
mkerstei | $100.00 | 12/12/2012 11:19:27 AM |
justanothersushieater | $25.00 | 12/12/2012 5:30:55 PM |
integrity-enrichment2 | $30.00 | 12/12/2012 5:44:03 PM |
autonomous-basis | $28.20 | 12/12/2012 1:44:16 PM |
Kyne | $38.34 | 12/12/2012 2:09:22 PM |
benefit-thunder0 | $25.00 | 12/12/2012 7:40:32 PM |
Harry | $75.00 | 12/12/2012 5:59:45 PM |
money-ballet6 | $25.00 | 12/12/2012 11:13:26 PM |
industrious-dedication2 | $38.51 | 12/13/2012 7:54:08 AM |
bonafide-yield351 | $25.00 | 12/13/2012 8:00:06 AM |
qsolo | $25.00 | 12/13/2012 9:28:26 AM |
BigBag | $25.00 | 12/13/2012 8:56:05 AM |
Shomee_dmoney | $25.00 | 12/12/2012 8:57:31 PM |
Senechal | $25.00 | 12/13/2012 9:07:12 AM |
unrivaled-deal676 | $50.00 | 12/13/2012 10:49:55 AM |
promise2 | $54.37 | 12/13/2012 10:15:16 AM |
direct-affluence8 | $50.00 | 12/13/2012 9:20:16 AM |
Dan4703 | $25.00 | 12/13/2012 10:02:48 AM |
benjamins-party4 | $25.00 | 12/13/2012 11:36:51 AM |
Zolton | $300.00 | 12/11/2012 9:29:10 AM |
secureincome | $555.00 | 12/11/2012 9:37:24 AM |
ucantbeetit | $25.00 | 12/11/2012 9:39:59 AM |
MicroLender357 | $25.00 | 12/11/2012 9:06:42 AM |
entertaining-rate9 | $25.00 | 12/11/2012 9:12:50 AM |
winlender | $40.00 | 12/11/2012 9:38:04 AM |
projectpcs | $25.00 | 12/11/2012 9:41:23 AM |
prudent-dough458 | $25.00 | 12/11/2012 9:05:58 AM |
penny-finder | $34.96 | 12/11/2012 10:30:17 AM |
velocity-motivator6 | $25.00 | 12/11/2012 9:49:32 AM |
payout-motivator0 | $50.00 | 12/11/2012 9:55:52 AM |
CIC | $25.00 | 12/11/2012 11:21:36 AM |
cashhelp | $30.00 | 12/11/2012 11:27:41 AM |
BankOfBastiat | $500.00 | 12/11/2012 10:42:36 AM |
gavinsp | $25.00 | 12/11/2012 12:05:47 PM |
bazaar-neptune2 | $25.00 | 12/11/2012 10:50:50 AM |
mymoneyblog | $25.00 | 12/11/2012 10:22:04 AM |
radforj22 | $25.00 | 12/11/2012 3:14:02 PM |
availableloan | $25.00 | 12/11/2012 11:45:52 AM |
HammerKnuckleLending | $37.50 | 12/11/2012 12:31:52 PM |
genuine-euro9 | $40.00 | 12/11/2012 10:47:34 AM |
Ols744 | $50.00 | 12/11/2012 10:53:10 AM |
OGS_Capital | $25.00 | 12/11/2012 11:00:18 AM |
imdave4me | $75.00 | 12/11/2012 3:21:24 PM |
the-sweet-penny2 | $25.00 | 12/11/2012 12:13:49 PM |
sincere-funds470 | $50.00 | 12/11/2012 2:53:31 PM |
goldtreasure | $25.00 | 12/11/2012 5:46:06 PM |
kfrench | $75.00 | 12/11/2012 6:38:03 PM |
sillyb | $25.00 | 12/11/2012 6:40:29 PM |
rome1426 | $25.00 | 12/11/2012 9:37:55 PM |
elfincove | $41.31 | 12/12/2012 6:02:23 AM |
advanceloan | $53.00 | 12/11/2012 8:39:48 PM |
frankdelraza | $25.00 | 12/11/2012 10:20:34 PM |
sun818 | $25.00 | 12/12/2012 9:22:21 AM |
cjames84 | $25.00 | 12/12/2012 3:42:05 AM |
kls4560 | $25.00 | 12/12/2012 9:34:23 AM |
currency-persimmon | $25.00 | 12/12/2012 12:01:05 PM |
kmg751 | $25.00 | 12/12/2012 10:57:21 AM |
moneytolend72 | $30.00 | 12/12/2012 12:10:08 PM |
tlstar14 | $34.85 | 12/12/2012 5:23:49 PM |
laandre | $606.00 | 12/12/2012 2:24:32 PM |
loot-prescription3 | $25.00 | 12/12/2012 5:50:57 PM |
djh47a | $50.00 | 12/12/2012 12:55:42 PM |
Scor9 | $50.00 | 12/13/2012 2:06:59 AM |
supersarah61 | $25.00 | 12/12/2012 5:20:59 PM |
elog238 | $25.00 | 12/13/2012 6:53:10 AM |
orange-dedication-maple | $25.00 | 12/12/2012 7:32:39 PM |
simplelender80 | $182.00 | 12/13/2012 9:00:47 AM |
octoberfresh | $25.00 | 12/13/2012 4:46:21 AM |
lchapman299 | $100.00 | 12/13/2012 9:35:16 AM |
brilliance258 | $50.00 | 12/12/2012 9:56:27 PM |
jennifer55126 | $25.00 | 12/13/2012 10:48:09 AM |
crown-year | $687.96 | 12/13/2012 11:55:27 AM |
deal-vibrato | $25.00 | 12/13/2012 9:27:22 AM |
InvestingEngineer | $27.43 | 12/13/2012 9:34:30 AM |
dbs | $25.00 | 12/13/2012 9:40:50 AM |
Socar360 | $50.00 | 12/13/2012 11:37:33 AM |
117 Investments
|
Borrower Payment Dependent Notes Series
685436
This series of Notes was issued and sold upon the funding of the borrower loan #79348, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Dec-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 29.97% |
Borrower rate/APR:
| 30.97% / 33.71% |
Monthly payment:
| $65.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 13.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2007 |
Debt/Income ratio:
| 12% |
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,362 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| camaraderi-cloud5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt
My financial situation:
I am a good candidate for this loan because
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $200.00 | 12/13/2012 9:27:31 AM |
DasMula | $25.00 | 12/13/2012 9:07:22 AM |
cr8on | $30.00 | 12/13/2012 9:12:57 AM |
DreisersFinancier | $50.00 | 12/13/2012 9:15:22 AM |
nevee | $25.00 | 12/13/2012 9:24:44 AM |
valiant-return584 | $50.00 | 12/13/2012 9:34:36 AM |
handy-justice | $50.00 | 12/13/2012 9:09:29 AM |
CreditBuilder2 | $25.02 | 12/13/2012 10:49:18 AM |
zipemdown | $25.00 | 12/13/2012 10:01:33 AM |
Sweaty-Butt-Crack | $40.00 | 12/13/2012 10:08:11 AM |
Tscheddar | $25.00 | 12/13/2012 3:57:53 PM |
Bob450 | $25.00 | 12/14/2012 9:11:13 AM |
economy-popcorn | $25.00 | 12/14/2012 6:09:44 AM |
natural-worth9 | $25.00 | 12/14/2012 7:11:55 AM |
new-start18100 | $25.00 | 12/14/2012 10:02:08 AM |
let_me_retire | $75.00 | 12/14/2012 4:17:02 AM |
Land_on_your_feet | $38.05 | 12/14/2012 9:45:46 AM |
loan-fate | $50.00 | 12/14/2012 9:12:17 AM |
jkeller4000 | $0.84 | 12/14/2012 10:46:56 AM |
dynadave | $185.00 | 12/14/2012 10:44:45 AM |
octoberfresh | $25.00 | 12/13/2012 9:07:51 AM |
janeybooboo | $75.00 | 12/13/2012 9:24:13 AM |
slowgains | $25.00 | 12/13/2012 10:25:45 AM |
Rogelio48 | $30.00 | 12/13/2012 10:46:50 AM |
whitegold24k | $200.00 | 12/13/2012 10:48:01 AM |
bob450-roth | $25.00 | 12/13/2012 10:12:33 AM |
finance-investor3 | $25.00 | 12/13/2012 12:01:11 PM |
asset-professor | $25.00 | 12/13/2012 10:55:10 AM |
Edakers | $25.00 | 12/13/2012 11:11:02 AM |
felicity-contributor3 | $25.00 | 12/13/2012 12:20:15 PM |
credit-adventurer313 | $25.00 | 12/13/2012 11:21:17 AM |
kind-lovely-marketplace | $50.00 | 12/13/2012 12:19:35 PM |
transparency-position | $50.00 | 12/13/2012 7:37:55 PM |
mykkai | $25.00 | 12/13/2012 6:32:37 PM |
skillful-asset5 | $30.00 | 12/13/2012 6:45:00 PM |
finder61 | $25.00 | 12/13/2012 9:43:02 PM |
tommymtg7 | $25.00 | 12/13/2012 6:30:24 PM |
vivid-return426 | $25.00 | 12/14/2012 9:56:45 AM |
Fdeer | $100.00 | 12/14/2012 9:35:57 AM |
careful-vigilance4 | $25.00 | 12/14/2012 9:06:51 AM |
twjh | $50.09 | 12/14/2012 10:09:37 AM |
LuvToLend | $25.00 | 12/14/2012 9:24:08 AM |
mrxtravis | $25.00 | 12/14/2012 10:33:42 AM |
alexander-hamilton | $46.00 | 12/14/2012 10:42:48 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
685718
This series of Notes was issued and sold upon the funding of the borrower loan #79324, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.99% |
Listing Start date:
| Dec-13-2012 |
Term:
| 12 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 13.26% |
Borrower rate/APR:
| 14.26% / 22.03% |
Monthly payment:
| $269.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.38% | | |
| |
Estimated return*:
| 5.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
8 | Length of status: | 20y 7m |
Amount delinquent:
| $28,247 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,263 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| No | | |
Screen name:
| CAMFreedom |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 37 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2012)
700-719
(Oct-2010)
720-739
(Mar-2010)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 37 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have paid off my previous loans
Monthly net income: $ 5000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
secureincome | $555.00 | 12/13/2012 5:13:53 PM |
WalnutCreekguy | $50.00 | 12/13/2012 5:24:18 PM |
five-star-note | $200.00 | 12/13/2012 5:32:46 PM |
trumpeter5 | $25.00 | 12/13/2012 5:40:58 PM |
valiant-return584 | $50.00 | 12/13/2012 5:52:05 PM |
toblerone | $25.00 | 12/13/2012 6:13:51 PM |
zipemdown | $25.00 | 12/13/2012 5:22:41 PM |
healthy-peace427 | $100.00 | 12/13/2012 5:32:06 PM |
hitsman | $50.00 | 12/13/2012 6:23:17 PM |
djh47a | $25.00 | 12/13/2012 9:24:08 PM |
mmeyer_jr | $30.00 | 12/13/2012 9:32:12 PM |
treasure-hunter270 | $75.00 | 12/13/2012 5:27:27 PM |
bazaar-tulip | $25.00 | 12/13/2012 5:57:20 PM |
entertaining-rate9 | $25.00 | 12/13/2012 6:28:28 PM |
skillful-asset5 | $30.00 | 12/13/2012 6:33:48 PM |
investmentgroup | $50.00 | 12/13/2012 6:48:52 PM |
mango_man | $25.00 | 12/13/2012 8:48:21 PM |
The_Collector | $50.00 | 12/14/2012 12:08:07 AM |
kinetic-loot436 | $30.00 | 12/13/2012 5:21:25 PM |
MoneyForNothing | $50.37 | 12/13/2012 5:06:23 PM |
return-point2 | $100.00 | 12/13/2012 5:54:34 PM |
exchange-squirrel | $200.00 | 12/13/2012 5:27:14 PM |
janeybooboo | $25.25 | 12/13/2012 6:28:19 PM |
marwadi-62 | $175.00 | 12/13/2012 5:51:45 PM |
xplnusa | $52.14 | 12/13/2012 7:01:27 PM |
Edakers | $25.00 | 12/13/2012 7:04:23 PM |
adaptable-return21 | $50.00 | 12/13/2012 5:02:30 PM |
weatherman89 | $25.00 | 12/13/2012 10:02:44 PM |
money-sequoia9 | $25.00 | 12/13/2012 6:34:02 PM |
Sagamore | $50.00 | 12/13/2012 5:32:13 PM |
generous-cash1 | $350.00 | 12/13/2012 7:55:23 PM |
bonafide-yield351 | $25.00 | 12/13/2012 6:09:00 PM |
LittleMingo | $30.00 | 12/13/2012 6:14:58 PM |
CashTime | $45.00 | 12/13/2012 6:19:09 PM |
c2that | $45.00 | 12/13/2012 11:10:27 PM |
DIONISIOS | $100.00 | 12/14/2012 3:16:29 AM |
Tscheddar | $25.00 | 12/13/2012 7:01:03 PM |
moola-accelerator6 | $30.00 | 12/13/2012 7:22:46 PM |
Hogan55 | $27.24 | 12/13/2012 8:44:49 PM |
punctual-nickel1 | $50.00 | 12/13/2012 8:51:20 PM |
depalma13 | $50.00 | 12/14/2012 3:58:36 AM |
41 Investments
|
Borrower Payment Dependent Notes Series
686036
This series of Notes was issued and sold upon the funding of the borrower loan #79463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Dec-14-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 29.97% |
Borrower rate/APR:
| 30.97% / 33.71% |
Monthly payment:
| $131.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 13.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| 47% |
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $61,532 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| luvbst |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 4 |
On-time:
| 66 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $21,800.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Oct-2011)
680-699
(Nov-2010)
640-659
(Oct-2010)
660-679
(Aug-2009)
|
Principal balance:
| $2,747.36 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 66 | | |
Description
5th Prosper Loan -Debt Consolidatio
Purpose of loan:
Payoff previous Prosper Loan
My financial situation:
Over the past 5 years, I have never missed a Prosper payment or loan
Monthly net income: $3691
Monthly expenses: $3170
Housing: $685
Insurance: $35
Car expenses: $50
Utilities: $25
Phone, cable, internet: $165
Food, entertainment: $550
Clothing, household expenses: $50
Credit cards and other loans: $1600
Other expenses: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-missile | $156.00 | 12/14/2012 9:04:43 AM |
LendSoHardUniversity | $50.00 | 12/14/2012 9:03:36 AM |
DasMula | $350.00 | 12/14/2012 9:04:08 AM |
Banker2OO7 | $75.00 | 12/14/2012 9:04:19 AM |
five-star-note | $200.00 | 12/14/2012 9:06:59 AM |
eKarate | $25.00 | 12/14/2012 9:15:45 AM |
marwadi-62 | $250.00 | 12/14/2012 9:24:35 AM |
LittleMingo | $50.00 | 12/14/2012 9:03:31 AM |
benjamins-rumbler | $100.00 | 12/14/2012 9:09:12 AM |
lovely-currency3 | $31.00 | 12/14/2012 9:14:53 AM |
LENDO-CALRISSIAN | $25.00 | 12/14/2012 9:20:42 AM |
MoneyForNothing | $100.66 | 12/14/2012 9:05:37 AM |
scholarly-order6 | $100.00 | 12/14/2012 9:07:23 AM |
payout-paladin3 | $750.00 | 12/14/2012 9:08:20 AM |
methodical-interest039 | $38.00 | 12/14/2012 9:21:44 AM |
Forward-Looking | $25.00 | 12/14/2012 9:30:40 AM |
handy-justice | $50.00 | 12/14/2012 9:03:46 AM |
Milonguero | $100.00 | 12/14/2012 9:06:07 AM |
careful-vigilance4 | $25.00 | 12/14/2012 9:06:51 AM |
bullish2bearish | $49.75 | 12/14/2012 9:08:18 AM |
felicity-contributor3 | $50.00 | 12/14/2012 9:08:22 AM |
newfoundation | $25.00 | 12/14/2012 9:10:20 AM |
caper945 | $100.00 | 12/14/2012 9:14:26 AM |
glroark | $225.00 | 12/14/2012 9:32:37 AM |
MoneyForNothing | $30.15 | 12/14/2012 9:34:23 AM |
handy-justice | $25.00 | 12/14/2012 9:04:04 AM |
Wangchuk | $25.00 | 12/14/2012 9:18:25 AM |
SLN-10 | $100.00 | 12/14/2012 9:20:34 AM |
shawnw2 | $400.00 | 12/14/2012 9:25:14 AM |
krafty01 | $28.71 | 12/14/2012 9:25:30 AM |
janeybooboo | $150.00 | 12/14/2012 9:28:50 AM |
green-trade-dolphin | $90.02 | 12/14/2012 9:02:47 AM |
kingdom-investor | $25.00 | 12/14/2012 9:23:24 AM |
cerebral-dollar773 | $25.00 | 12/14/2012 9:25:32 AM |
lowrater | $100.70 | 12/14/2012 9:30:32 AM |
kpengineer | $50.00 | 12/14/2012 9:30:43 AM |
Forward-Looking | $0.01 | 12/14/2012 9:35:39 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
686224
This series of Notes was issued and sold upon the funding of the borrower loan #79484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,430 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fafu |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay down credit card debt in order to reduce monthly payments.
My financial situation:
I am a good candidate for this loan because I'm disciplined in managing my budget and consistent with paying bills. I have a steady source of income that will allow me to pay back the loan as agreed.
Monthly net income: $3112
Monthly expenses: $2983
Housing: $985
Insurance: $153
Car expenses: $341
Utilities: $151
Phone, cable, internet: $215
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $635
Other expenses: $253
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
gain-equator | $25.00 | 12/13/2012 9:03:00 AM |
Endeavour | $150.00 | 12/13/2012 9:15:29 AM |
Wangchuk | $25.00 | 12/13/2012 9:28:48 AM |
payout-paladin3 | $1,500.00 | 12/13/2012 9:03:15 AM |
octoberfresh | $25.00 | 12/13/2012 9:07:51 AM |
handy-justice | $50.00 | 12/13/2012 9:08:33 AM |
desertoasis | $25.00 | 12/13/2012 9:41:36 AM |
abradle2 | $25.00 | 12/13/2012 9:14:13 AM |
terrific-p2p4 | $500.00 | 12/13/2012 9:00:33 AM |
scholarly-order6 | $50.00 | 12/13/2012 9:32:14 AM |
value-travels | $25.00 | 12/13/2012 9:04:07 AM |
red-duty-carrier | $25.00 | 12/13/2012 9:04:45 AM |
treasure-bliss | $50.00 | 12/13/2012 9:06:38 AM |
cr8on | $30.00 | 12/13/2012 9:12:58 AM |
janeybooboo | $100.00 | 12/13/2012 9:21:01 AM |
zipemdown | $1.14 | 12/13/2012 10:01:34 AM |
valiant-return584 | $50.00 | 12/13/2012 9:34:37 AM |
RGlad | $100.00 | 12/13/2012 9:35:38 AM |
slowgains | $25.00 | 12/13/2012 9:41:53 AM |
dannycarter10 | $25.00 | 12/13/2012 9:42:46 AM |
CashFlow13 | $1,000.00 | 12/13/2012 9:00:32 AM |
DasMula | $25.00 | 12/13/2012 9:01:48 AM |
MPdeez | $93.86 | 12/13/2012 9:54:20 AM |
LuvToLend | $25.00 | 12/13/2012 9:59:35 AM |
power-spartan5 | $25.00 | 12/13/2012 9:49:02 AM |
Bob450 | $25.00 | 12/13/2012 9:53:48 AM |
26 Investments
|
Borrower Payment Dependent Notes Series
686314
This series of Notes was issued and sold upon the funding of the borrower loan #79342, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $80.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1985 |
Debt/Income ratio:
| 14% |
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,264 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| harmonious-moola147 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have excellent credit
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
xrycac | $25.00 | 12/12/2012 5:08:31 PM |
Zolton | $300.00 | 12/12/2012 5:10:02 PM |
leodaguy | $100.00 | 12/12/2012 6:01:55 PM |
bazaar-tulip | $25.00 | 12/12/2012 6:12:51 PM |
superb-funds335 | $25.00 | 12/12/2012 6:13:35 PM |
Phryne | $50.00 | 12/12/2012 5:09:16 PM |
obduro_1 | $25.00 | 12/12/2012 6:36:06 PM |
toblerone | $25.00 | 12/12/2012 6:42:53 PM |
CreditBuilder2 | $25.01 | 12/12/2012 6:49:56 PM |
direct-social3 | $29.00 | 12/12/2012 5:28:34 PM |
LoanerPrincipal | $25.00 | 12/12/2012 6:51:12 PM |
best-bonafide-p2p | $25.00 | 12/12/2012 5:30:22 PM |
ready-interest9 | $25.00 | 12/12/2012 6:57:56 PM |
TryingToHelpUsBoth | $25.00 | 12/13/2012 2:39:21 AM |
palu2619 | $25.00 | 12/13/2012 12:23:18 PM |
wise-charming-reward | $300.00 | 12/13/2012 3:30:33 PM |
bold-joyful-coin9 | $25.00 | 12/13/2012 5:21:01 PM |
radiant-dollar9 | $200.00 | 12/13/2012 12:28:25 PM |
magnetic-duty4 | $25.00 | 12/13/2012 3:06:05 PM |
nickel-ferret | $25.00 | 12/13/2012 12:25:23 PM |
upbeat-finance8 | $25.00 | 12/13/2012 4:46:20 PM |
DreisersFinancier | $50.00 | 12/12/2012 5:07:35 PM |
IPG1 | $25.00 | 12/12/2012 6:17:01 PM |
availableloan | $25.00 | 12/12/2012 7:13:14 PM |
gain-dolphin | $25.00 | 12/12/2012 10:06:35 PM |
Dan4703 | $25.00 | 12/12/2012 6:28:56 PM |
compassion-twister2 | $25.00 | 12/12/2012 7:20:57 PM |
natural-worth9 | $25.00 | 12/13/2012 6:42:30 AM |
one-midas | $25.00 | 12/13/2012 9:22:23 AM |
Aberdeen | $100.00 | 12/12/2012 7:03:40 PM |
affluence-microscope2 | $200.00 | 12/13/2012 12:05:45 PM |
Plutis | $25.00 | 12/13/2012 12:14:41 PM |
bill-tent1 | $50.00 | 12/13/2012 12:21:02 PM |
kind-clean-community | $25.00 | 12/13/2012 9:47:29 AM |
zwx1997 | $25.00 | 12/13/2012 1:25:45 PM |
Nipper99 | $100.00 | 12/13/2012 3:36:05 PM |
crown-year | $120.99 | 12/13/2012 6:10:32 PM |
wetlands | $200.00 | 12/13/2012 12:26:42 PM |
radforj22 | $25.00 | 12/13/2012 1:25:00 PM |
bazaar-paladin7 | $50.00 | 12/13/2012 3:32:23 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
686496
This series of Notes was issued and sold upon the funding of the borrower loan #79469, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Dec-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,838 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| nimble-interest349 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 55 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $11,200.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2010)
720-739
(Apr-2010)
|
Principal balance:
| $1,918.30 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 55 | | |
Description
Riverside Financial Group LLC
Purpose of loan: Business Expenses
This loan will be used to... Finance legal costs
My financial situation: is improving by the month as the business ramps up
I am a good candidate for this loan because... my business is an asset management firm, new assets continue to grow, so advisory fees continue to grow
Monthly net income: $ 13,333
Monthly expenses: $
Housing: $ 2,900
Insurance: $ 305
Car expenses: $405
Utilities: $200
Phone, cable, internet: $169
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $238
Other expenses: $
4,0000 college tuition
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $46.49 | 12/13/2012 5:02:57 PM |
zipemdown | $25.00 | 12/13/2012 5:22:43 PM |
purposeful-durability8 | $100.00 | 12/13/2012 5:37:49 PM |
simplelender80 | $500.00 | 12/13/2012 5:31:24 PM |
trumpeter5 | $25.00 | 12/13/2012 5:02:51 PM |
respectful-dough429 | $25.00 | 12/13/2012 7:25:58 PM |
CaptainTimerica | $100.00 | 12/14/2012 12:53:37 AM |
asset-sprout | $25.00 | 12/14/2012 2:06:41 AM |
bid-stockpiler1 | $200.00 | 12/13/2012 6:45:23 PM |
scholarly-order6 | $25.00 | 12/14/2012 5:54:07 AM |
CreditBuilder2 | $25.03 | 12/13/2012 7:24:10 PM |
nourishing-interest0 | $25.00 | 12/14/2012 7:32:00 AM |
elog238 | $25.00 | 12/13/2012 8:02:27 PM |
Beechturner | $25.00 | 12/14/2012 4:47:31 AM |
Mikale360 | $25.00 | 12/14/2012 5:21:28 AM |
sensible-fund | $40.00 | 12/14/2012 5:50:21 AM |
wealth-multiplier | $25.00 | 12/13/2012 6:35:45 PM |
RGlad | $35.00 | 12/13/2012 6:55:32 PM |
oxnard | $25.00 | 12/14/2012 7:27:12 AM |
amlu1988 | $25.00 | 12/13/2012 8:39:06 PM |
Risk4Reward | $25.00 | 12/14/2012 9:45:55 AM |
melodious-capital3 | $38.77 | 12/14/2012 10:00:48 AM |
Military_Money_Wise | $25.00 | 12/14/2012 9:16:32 AM |
ColoradoLender82 | $25.00 | 12/14/2012 10:03:35 AM |
tommymtg7 | $25.00 | 12/14/2012 10:04:14 AM |
lucrative-loan | $108.84 | 12/14/2012 10:09:22 AM |
bazaar-paladin7 | $31.56 | 12/14/2012 9:36:23 AM |
IIP77 | $25.00 | 12/14/2012 6:51:00 AM |
integrity-doctor | $100.00 | 12/14/2012 6:55:44 AM |
168RichCapital | $25.12 | 12/14/2012 7:10:49 AM |
rich329 | $25.00 | 12/14/2012 8:12:55 AM |
Dont_Worry_Be_Happy | $25.00 | 12/14/2012 8:18:27 AM |
ProsprousLender | $25.00 | 12/14/2012 10:03:49 AM |
elog238 | $51.28 | 12/14/2012 9:17:07 AM |
MoneyForNothing | $25.55 | 12/13/2012 5:04:06 PM |
handy-justice | $25.00 | 12/13/2012 5:08:05 PM |
Book-Mark | $25.00 | 12/13/2012 5:10:20 PM |
innovator2 | $150.00 | 12/13/2012 5:16:56 PM |
DreisersFinancier | $50.00 | 12/13/2012 5:18:52 PM |
atlas-shrugged | $250.00 | 12/13/2012 5:26:43 PM |
moneylender25 | $25.00 | 12/13/2012 5:03:23 PM |
commerce-venture1 | $66.38 | 12/13/2012 5:04:33 PM |
careful-vigilance4 | $25.00 | 12/13/2012 6:11:13 PM |
ursus | $250.00 | 12/13/2012 5:31:19 PM |
five-star-note | $122.00 | 12/13/2012 5:32:46 PM |
valiant-return584 | $50.00 | 12/13/2012 5:52:10 PM |
Tscheddar | $25.00 | 12/13/2012 7:01:03 PM |
power-spartan5 | $25.00 | 12/13/2012 6:01:14 PM |
LittleMingo | $30.00 | 12/13/2012 5:05:18 PM |
Forward-Looking | $25.00 | 12/13/2012 5:10:20 PM |
skillful-asset5 | $30.00 | 12/13/2012 6:30:13 PM |
McDeeter | $32.00 | 12/13/2012 9:03:27 PM |
Banker2OO7 | $75.00 | 12/13/2012 6:09:48 PM |
thehousewife | $50.00 | 12/14/2012 8:09:51 AM |
myutmost | $50.00 | 12/14/2012 8:22:34 AM |
rpd1211 | $25.00 | 12/14/2012 9:03:22 AM |
janeybooboo | $25.25 | 12/13/2012 6:28:20 PM |
bob450-roth | $25.00 | 12/13/2012 6:47:37 PM |
Charlie010 | $50.00 | 12/13/2012 7:15:07 PM |
moola-accelerator6 | $30.00 | 12/13/2012 7:21:28 PM |
papaloha | $222.00 | 12/13/2012 7:22:55 PM |
CA-Lender | $25.00 | 12/13/2012 11:20:57 PM |
balanced-balance6 | $25.00 | 12/14/2012 9:22:25 AM |
servnyou | $25.00 | 12/14/2012 9:33:23 AM |
thankful-nickel2 | $55.55 | 12/14/2012 9:46:14 AM |
durability-widget3 | $50.62 | 12/14/2012 9:51:19 AM |
mikeandcat | $133.56 | 12/14/2012 8:09:10 AM |
67 Investments
|
Borrower Payment Dependent Notes Series
686728
This series of Notes was issued and sold upon the funding of the borrower loan #79035, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Dec-13-2012 |
Term:
| 12 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 11.46% |
Borrower rate/APR:
| 12.46% / 18.19% |
Monthly payment:
| $489.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.80% | | |
| |
Estimated return*:
| 5.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| 34% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Student - College G... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,167 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| valiant-benefit |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 27 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2012)
720-739
(May-2011)
|
Principal balance:
| $1,618.06 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 27 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate short-term tuition loans and credit card debt.
My financial situation:
I am a good candidate for this loan because I have shown responsibility by regularly paying two previous Prosper loans. I am taking an extra 10 hrs/week of work starting in January, which will increase my income by 50%, making it easy to pay off this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-paladin3 | $750.00 | 12/13/2012 5:45:07 PM |
valiant-return584 | $50.00 | 12/13/2012 5:52:11 PM |
bazaar-tulip | $25.00 | 12/13/2012 5:57:22 PM |
grammaspurse | $25.00 | 12/13/2012 5:12:48 PM |
obduro_1 | $25.00 | 12/13/2012 6:18:04 PM |
ace230 | $25.00 | 12/13/2012 6:35:08 PM |
Big_Z_Loans | $200.00 | 12/13/2012 6:49:50 PM |
Dubbly | $25.00 | 12/13/2012 6:08:24 PM |
Avicell | $25.00 | 12/13/2012 6:22:04 PM |
weatherman89 | $35.00 | 12/13/2012 10:03:40 PM |
perfume956 | $50.00 | 12/13/2012 5:22:54 PM |
entertaining-rate9 | $25.00 | 12/13/2012 6:28:28 PM |
note-willow8 | $25.00 | 12/13/2012 6:29:28 PM |
influential-peso9 | $25.00 | 12/13/2012 5:29:06 PM |
Beechturner | $30.00 | 12/14/2012 4:48:41 AM |
Tscheddar | $25.00 | 12/13/2012 7:16:08 PM |
xrycac | $25.00 | 12/13/2012 6:04:21 PM |
velocity-motivator6 | $25.00 | 12/13/2012 6:09:51 PM |
djh47a | $25.00 | 12/13/2012 9:24:09 PM |
repayment-ringleader | $25.00 | 12/13/2012 11:48:19 PM |
cerebral-dollar773 | $25.00 | 12/14/2012 4:32:57 AM |
janeybooboo | $25.25 | 12/13/2012 6:28:20 PM |
green28 | $75.00 | 12/13/2012 6:37:02 PM |
balance-renewal3 | $50.00 | 12/14/2012 7:13:40 AM |
payout-paladin3 | $250.00 | 12/13/2012 7:12:25 PM |
deal-violin | $32.72 | 12/14/2012 9:01:25 AM |
BoCo | $25.00 | 12/14/2012 7:00:05 AM |
thankful-nickel2 | $55.55 | 12/14/2012 9:46:15 AM |
wwwUniversal | $25.00 | 12/14/2012 10:31:59 AM |
cash-architect | $25.00 | 12/14/2012 10:35:38 AM |
thehousewife | $25.00 | 12/14/2012 8:10:18 AM |
justreturns | $25.00 | 12/14/2012 9:59:00 AM |
courteous-trade229 | $35.58 | 12/14/2012 10:02:57 AM |
five-star-note | $25.00 | 12/14/2012 11:18:18 AM |
fund-human459 | $300.00 | 12/14/2012 11:37:50 AM |
unassailable-funds754 | $25.00 | 12/14/2012 2:32:45 PM |
marwadi-62 | $250.00 | 12/14/2012 9:24:34 AM |
Feyenoord | $30.00 | 12/14/2012 10:31:44 AM |
UBOtto186 | $50.00 | 12/14/2012 9:59:11 AM |
itsokrelax | $47.11 | 12/14/2012 11:57:40 AM |
Relaxo | $300.00 | 12/14/2012 2:47:21 PM |
kls4560 | $25.00 | 12/14/2012 10:35:22 AM |
ralph44 | $25.00 | 12/14/2012 12:28:30 PM |
hillbilly40 | $25.00 | 12/14/2012 1:07:18 PM |
MoneyForNothing | $25.27 | 12/13/2012 5:08:24 PM |
secureincome | $555.00 | 12/13/2012 5:13:53 PM |
TumbleWeed88 | $25.00 | 12/13/2012 6:07:24 PM |
kinetic-loot436 | $30.00 | 12/13/2012 5:21:26 PM |
money-hercules4 | $100.00 | 12/13/2012 5:25:58 PM |
deal-selector5 | $25.00 | 12/13/2012 6:22:31 PM |
mymoneyblog | $25.00 | 12/13/2012 5:36:59 PM |
roland1 | $25.00 | 12/13/2012 5:11:59 PM |
c2that | $49.43 | 12/13/2012 11:11:38 PM |
goodhearted-basis4 | $25.00 | 12/13/2012 5:26:35 PM |
healthy-peace427 | $100.00 | 12/13/2012 5:32:06 PM |
polka2002 | $27.27 | 12/14/2012 5:30:34 AM |
jcw3rd | $25.00 | 12/14/2012 6:44:18 AM |
bowdish1 | $25.00 | 12/13/2012 6:11:53 PM |
skillful-asset5 | $30.00 | 12/13/2012 6:29:32 PM |
Edakers | $25.00 | 12/13/2012 7:04:24 PM |
ucantbeetit | $25.00 | 12/14/2012 9:30:09 AM |
JCM_MN | $56.00 | 12/13/2012 7:47:29 PM |
moola-accelerator6 | $75.00 | 12/14/2012 9:01:22 AM |
intelligent-yield | $50.00 | 12/14/2012 9:07:38 AM |
nycgoat | $25.00 | 12/14/2012 2:52:24 AM |
LaGrangeLender | $37.00 | 12/14/2012 4:54:47 AM |
order-merman | $25.00 | 12/14/2012 5:19:31 AM |
dollar-surge8 | $25.00 | 12/14/2012 10:19:36 AM |
octoberfresh | $25.00 | 12/14/2012 6:56:34 AM |
john0720 | $100.00 | 12/14/2012 7:49:16 AM |
well-rounded-dinero | $25.00 | 12/14/2012 10:39:45 AM |
radforj22 | $25.00 | 12/14/2012 8:43:21 AM |
mtb06 | $25.00 | 12/14/2012 10:53:25 AM |
CoolPlexer | $25.00 | 12/14/2012 11:02:51 AM |
quantum_leap | $25.55 | 12/14/2012 9:04:06 AM |
designer_10 | $25.00 | 12/14/2012 12:37:44 PM |
tomdooley12520 | $25.00 | 12/14/2012 2:35:17 PM |
TheInvested | $29.86 | 12/14/2012 11:03:55 AM |
HammerKnuckleLending | $61.61 | 12/14/2012 11:20:24 AM |
ethical-truth211 | $150.00 | 12/14/2012 12:04:31 PM |
SemperFiMarines | $25.00 | 12/14/2012 12:50:16 PM |
zippy-greenback231 | $25.00 | 12/14/2012 1:22:18 PM |
transparency-futurist3 | $25.00 | 12/14/2012 2:43:02 PM |
mmckune | $25.00 | 12/14/2012 10:13:28 AM |
jgar_O | $25.00 | 12/14/2012 10:41:25 AM |
magical-kindness888888 | $30.05 | 12/14/2012 11:50:11 AM |
brilliance258 | $25.00 | 12/14/2012 1:23:07 PM |
pleasant-commerce934 | $25.00 | 12/14/2012 1:59:10 PM |
orange-responsive-leverage | $76.75 | 12/14/2012 2:48:41 PM |
89 Investments
|
Borrower Payment Dependent Notes Series
686836
This series of Notes was issued and sold upon the funding of the borrower loan #79327, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Dec-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 23.12% |
Monthly payment:
| $73.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.14% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 19% |
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 12y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,909 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| No | | |
Screen name:
| value-halo |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2012)
|
Principal balance:
| $1,660.36 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to...Pay medical/dental expenses
My financial situation:
I am a good candidate for this loan because...my monthly income exceeds my normal monthly expenses by about $550.00.
Monthly net income: $3,296.00
Monthly expenses: $2,746.00
Housing: $ 750.00
Insurance: $180.00
Car expenses: $260.00
Utilities: $75.00
Phone, cable, internet: $155.00
Food, entertainment: $360.00
Clothing, household expenses: $160.00
Credit cards and other loans: $366.00`
Other expenses: $170.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
superb-funds335 | $25.00 | 12/13/2012 5:11:52 PM |
Wrats6 | $25.00 | 12/13/2012 5:05:10 PM |
LittleMingo | $25.00 | 12/13/2012 5:06:53 PM |
DreisersFinancier | $50.00 | 12/13/2012 5:18:53 PM |
deal-selector5 | $25.00 | 12/13/2012 6:22:32 PM |
mymoneyblog | $25.00 | 12/13/2012 5:36:59 PM |
reduce_US_govt_debt | $32.00 | 12/13/2012 6:17:19 PM |
WalnutCreekguy | $50.00 | 12/13/2012 5:24:18 PM |
tke248 | $59.27 | 12/13/2012 5:29:46 PM |
prudent-deal662 | $25.00 | 12/13/2012 6:35:05 PM |
Edakers | $25.00 | 12/13/2012 7:04:24 PM |
valiant-return584 | $50.00 | 12/13/2012 5:52:12 PM |
bazaar-tulip | $25.00 | 12/13/2012 5:57:23 PM |
finance-relaxation3 | $25.00 | 12/13/2012 8:38:31 PM |
heroic-platinum | $25.00 | 12/13/2012 10:51:39 PM |
treasure-bliss | $25.00 | 12/14/2012 4:23:19 AM |
Big_Z_Loans | $200.00 | 12/13/2012 6:49:14 PM |
uncl-sammy | $25.00 | 12/13/2012 7:08:16 PM |
dough-kitten5 | $25.00 | 12/14/2012 4:24:20 AM |
formula842 | $25.00 | 12/13/2012 5:19:01 PM |
octoberfresh | $25.00 | 12/13/2012 5:21:39 PM |
zipemdown | $25.00 | 12/13/2012 5:22:44 PM |
courteous-kindness1 | $25.00 | 12/13/2012 5:07:44 PM |
Tscheddar | $25.00 | 12/13/2012 7:01:03 PM |
secureincome | $555.00 | 12/13/2012 5:13:54 PM |
djh47a | $25.00 | 12/13/2012 9:24:10 PM |
skillful-asset5 | $35.00 | 12/13/2012 6:27:36 PM |
entertaining-rate9 | $25.00 | 12/13/2012 6:28:29 PM |
repayment-ringleader | $25.00 | 12/13/2012 11:48:19 PM |
payout-reaction740 | $50.00 | 12/13/2012 5:38:20 PM |
hellasow | $30.00 | 12/13/2012 7:27:21 PM |
McDeeter | $25.00 | 12/13/2012 9:01:31 PM |
toblerone | $25.00 | 12/13/2012 6:13:52 PM |
five-star-note | $50.00 | 12/14/2012 1:22:33 AM |
jayk63 | $25.00 | 12/14/2012 4:48:05 AM |
ethical-truth211 | $238.73 | 12/14/2012 5:20:23 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
687076
This series of Notes was issued and sold upon the funding of the borrower loan #79020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $80.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 34% |
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 29y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,320 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| capital-promise7 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Dec-2011)
|
Principal balance:
| $7,715.93 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Hangar Improvements
Purpose of loan:
This loan will be used to...update the electric service and refinish the interior of my aircraft hangar located at Sackman Field in Columbia IL. Identifier H49
My financial situation:
I am a good candidate for this loan because...I have a perfect record of making payments on time.
My employment as a Multi-Media Journalist at the local NBC affiliate is stable.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-paladin3 | $750.00 | 12/14/2012 9:08:20 AM |
best-bonafide-p2p | $50.00 | 12/14/2012 9:18:29 AM |
supersam | $50.00 | 12/14/2012 9:23:18 AM |
cerebral-dollar773 | $25.00 | 12/14/2012 9:24:15 AM |
one-midas | $25.00 | 12/14/2012 9:39:15 AM |
prudent-dough458 | $25.00 | 12/14/2012 9:41:35 AM |
Zolton | $300.00 | 12/14/2012 9:55:15 AM |
DreisersFinancier | $50.00 | 12/14/2012 10:31:28 AM |
market-trooper3 | $30.00 | 12/14/2012 10:38:49 AM |
sprinter | $50.00 | 12/14/2012 10:08:02 AM |
aztec | $50.00 | 12/14/2012 9:14:28 AM |
LoanerPrincipal | $25.00 | 12/14/2012 9:14:59 AM |
well-rounded-diversification | $25.00 | 12/14/2012 9:20:23 AM |
bazaar-tulip | $25.00 | 12/14/2012 9:36:27 AM |
payout-reaction740 | $50.00 | 12/14/2012 10:11:34 AM |
obduro_1 | $25.00 | 12/14/2012 10:23:48 AM |
entertaining-rate9 | $25.00 | 12/14/2012 9:23:13 AM |
engaging-worth | $25.00 | 12/14/2012 9:35:11 AM |
courteous-trade229 | $25.00 | 12/14/2012 10:01:21 AM |
Approved | $50.00 | 12/14/2012 9:28:17 AM |
Rockymtnhi | $100.00 | 12/14/2012 9:42:40 AM |
Beechturner | $30.00 | 12/14/2012 9:46:19 AM |
xrycac | $25.00 | 12/14/2012 9:05:35 AM |
secureincome | $555.00 | 12/14/2012 10:22:19 AM |
payout-motivator0 | $50.00 | 12/14/2012 9:27:57 AM |
ready-interest9 | $25.00 | 12/14/2012 10:31:35 AM |
joe_matadatz | $25.00 | 12/14/2012 10:34:59 AM |
hidavehi | $29.00 | 12/14/2012 10:30:58 AM |
28 Investments
|
Borrower Payment Dependent Notes Series
651595
This series of Notes was issued and sold upon the funding of the borrower loan #78954, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| Nov-29-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 10.01% |
Borrower rate/APR:
| 11.01% / 13.25% |
Monthly payment:
| $434.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.78% | | |
| |
Estimated return*:
| 7.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 11y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Principal |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,723 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| conductor725 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate credit card debt.
My financial situation:
I am a good candidate for this loan because...I have excellent credit and never missed a single payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $31.02 | 11/29/2012 5:02:48 PM |
Dollars4Rent | $50.00 | 11/29/2012 5:07:33 PM |
themoneydoctor | $75.00 | 11/29/2012 5:28:05 PM |
loot-prescription3 | $25.00 | 11/29/2012 5:36:22 PM |
yield-voyager8 | $25.00 | 11/29/2012 6:28:46 PM |
GoldenKoi | $200.00 | 11/30/2012 6:54:55 AM |
persist_in_doing | $25.00 | 11/29/2012 6:52:20 PM |
blot44 | $25.00 | 11/29/2012 7:30:02 PM |
marketplace-singularity3 | $35.00 | 11/30/2012 11:34:34 AM |
passivesf | $25.00 | 11/30/2012 11:35:52 AM |
neighborly-hope6 | $100.00 | 11/30/2012 11:55:16 AM |
riskreward | $250.00 | 11/30/2012 4:39:21 PM |
windguy | $50.00 | 11/30/2012 4:40:37 PM |
Interloper | $25.00 | 12/1/2012 10:36:47 AM |
Castellan | $50.00 | 12/3/2012 5:22:24 PM |
knowledgeable-silver6 | $25.00 | 12/3/2012 5:52:24 PM |
tender-integrity3 | $100.00 | 12/3/2012 6:11:57 PM |
auction-iris9 | $120.00 | 12/3/2012 6:13:12 PM |
compoundinterest | $25.00 | 12/4/2012 10:41:13 AM |
Rivervale_Westwood | $25.00 | 12/4/2012 10:47:01 AM |
transparency-sequoia6 | $100.00 | 12/4/2012 5:27:03 PM |
market-maximizer472 | $25.00 | 12/5/2012 9:24:29 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:04 AM |
proper-exchange8 | $50.00 | 12/5/2012 5:52:39 PM |
Investoman | $25.00 | 12/5/2012 5:19:33 PM |
calbertrand | $25.00 | 12/6/2012 10:22:49 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:25 AM |
hope-wrangler1 | $50.00 | 12/7/2012 2:02:25 PM |
magnetic-duty4 | $25.00 | 12/7/2012 2:06:05 PM |
wise-interest-wildebeest | $25.00 | 12/8/2012 7:27:09 AM |
velocity-solo | $25.00 | 12/8/2012 1:58:51 PM |
dharma1 | $25.00 | 12/8/2012 5:39:14 PM |
mclean_loaner | $25.00 | 12/9/2012 8:19:13 AM |
tenacious-payout | $25.00 | 12/9/2012 8:00:22 AM |
innocent-loot | $25.00 | 12/10/2012 9:21:33 AM |
Darts | $50.00 | 12/9/2012 5:43:27 PM |
antlr | $25.00 | 12/9/2012 7:43:58 PM |
funds-captain4 | $50.00 | 12/10/2012 9:01:12 AM |
dly2007 | $50.00 | 12/9/2012 8:57:53 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:13 AM |
spoolin18t | $50.00 | 12/10/2012 4:33:09 PM |
worth21 | $25.00 | 12/10/2012 4:30:16 PM |
just-loyalty643 | $25.00 | 12/10/2012 5:50:20 PM |
Pasagam | $50.00 | 12/10/2012 5:51:45 PM |
mindful-generosity1 | $50.00 | 12/10/2012 5:26:58 PM |
77dowplace | $40.00 | 12/10/2012 10:00:05 PM |
auction-architect7 | $25.00 | 12/10/2012 8:11:51 PM |
payment-associate5 | $100.00 | 12/10/2012 8:48:59 PM |
puifais | $50.00 | 12/11/2012 9:16:10 AM |
KHODADAD | $25.00 | 12/11/2012 7:11:56 AM |
Strato | $25.00 | 12/10/2012 11:15:35 PM |
robot777 | $72.00 | 12/11/2012 9:55:22 AM |
adventurer447 | $166.00 | 12/11/2012 10:01:49 AM |
CompoundInterest-TheSeventhWundr | $25.00 | 12/11/2012 10:59:12 AM |
kalamari | $30.00 | 12/11/2012 1:03:14 PM |
first-favorite-bonus9 | $25.00 | 12/11/2012 11:06:55 AM |
availableloan | $25.00 | 12/11/2012 2:43:29 PM |
enriching-dollar1 | $92.00 | 12/11/2012 5:30:51 PM |
green-discrete-rupee | $25.00 | 12/11/2012 5:08:13 PM |
SugarMommy | $25.00 | 12/11/2012 5:37:02 PM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:19 AM |
lawdog33 | $25.00 | 12/12/2012 7:35:09 AM |
logical-reward8 | $25.00 | 12/11/2012 6:17:37 PM |
Clambake | $25.00 | 12/12/2012 9:01:53 AM |
spartacusiam | $25.00 | 12/12/2012 9:07:26 AM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:19 AM |
keyfig | $25.00 | 12/12/2012 10:06:18 AM |
thedoctor | $26.00 | 12/12/2012 10:11:15 AM |
GBLENDER | $50.00 | 12/12/2012 12:31:46 PM |
djs81 | $75.00 | 12/12/2012 10:16:25 AM |
djh47a | $25.00 | 12/12/2012 1:14:22 PM |
admirable-economy3 | $25.00 | 12/12/2012 5:21:40 PM |
responsive-worth5 | $25.00 | 12/12/2012 5:33:46 PM |
g314 | $25.00 | 12/12/2012 5:37:06 PM |
investment-network | $50.00 | 12/12/2012 5:50:45 PM |
invincible-deal82 | $25.00 | 12/12/2012 5:56:14 PM |
martinatime | $47.00 | 12/12/2012 6:05:07 PM |
new-return-faire | $100.00 | 12/12/2012 6:07:22 PM |
thoughtful-fairness2 | $25.00 | 12/12/2012 6:25:05 PM |
worth-web5 | $50.00 | 12/12/2012 5:51:40 PM |
aggresive-commerce8 | $50.00 | 12/12/2012 6:07:34 PM |
a-helping-hand | $200.00 | 12/12/2012 8:54:57 PM |
platinum-genetics | $25.00 | 12/12/2012 5:04:01 PM |
MorleyTwirl | $100.00 | 12/12/2012 6:21:51 PM |
gold-mate1 | $36.11 | 12/13/2012 3:49:58 AM |
faithey | $27.00 | 12/12/2012 5:16:00 PM |
jfd287 | $25.00 | 12/12/2012 6:28:33 PM |
bltzn123 | $35.00 | 12/12/2012 5:19:19 PM |
Isanpankki | $46.25 | 12/13/2012 6:55:02 AM |
best-bonafide-p2p | $25.00 | 12/12/2012 5:29:30 PM |
loyalty-cupcake6 | $450.00 | 12/12/2012 5:31:16 PM |
sharpey | $25.00 | 12/12/2012 5:43:22 PM |
KWarrior | $43.00 | 12/12/2012 5:50:17 PM |
a-rupee-chemistry | $25.00 | 12/12/2012 5:54:03 PM |
cocopuffs | $25.00 | 12/13/2012 12:34:18 AM |
thevogelfamily | $30.00 | 12/13/2012 9:07:01 AM |
dbzen | $25.00 | 12/13/2012 9:08:13 AM |
ujiba | $50.00 | 12/12/2012 6:07:43 PM |
Prairie-MN | $30.00 | 12/12/2012 6:10:19 PM |
the_prince | $50.00 | 12/13/2012 9:09:47 AM |
narblark | $50.00 | 12/13/2012 9:11:19 AM |
principal-trident | $25.00 | 12/13/2012 9:14:02 AM |
nodebtin3 | $25.00 | 12/13/2012 9:17:07 AM |
obedient-dollar3 | $25.00 | 12/13/2012 9:17:37 AM |
br4444 | $50.00 | 12/13/2012 9:20:35 AM |
bonafide-yield351 | $25.00 | 12/13/2012 8:05:06 AM |
masonn | $50.00 | 12/13/2012 9:24:19 AM |
worth-sanctuary9 | $25.00 | 12/13/2012 9:24:30 AM |
-Me | $25.00 | 12/13/2012 9:25:22 AM |
rose88 | $25.00 | 12/13/2012 9:27:51 AM |
Index_Plus | $2,500.00 | 12/13/2012 8:31:18 AM |
truth-prospector | $25.00 | 12/13/2012 9:28:10 AM |
jcn12321 | $25.00 | 12/13/2012 9:28:44 AM |
powdrsnow | $25.00 | 12/13/2012 9:29:22 AM |
PRGuyinVA | $25.00 | 12/13/2012 9:29:45 AM |
anti-wall-st | $50.00 | 12/13/2012 9:30:57 AM |
joyful-worth486 | $25.00 | 12/13/2012 9:04:38 AM |
jakesworld | $25.00 | 12/13/2012 9:04:57 AM |
gigabit | $50.00 | 12/13/2012 9:35:31 AM |
credit-scout7 | $50.00 | 12/13/2012 9:06:08 AM |
revmax | $25.00 | 12/13/2012 9:36:39 AM |
cerebral-value4 | $50.00 | 12/13/2012 9:06:18 AM |
reaction5 | $25.00 | 12/13/2012 9:38:41 AM |
ctgscott | $25.00 | 12/13/2012 9:08:20 AM |
brightest-inspired-gain | $25.00 | 12/13/2012 9:09:25 AM |
arcangel72 | $25.00 | 12/13/2012 9:09:37 AM |
RockCrown | $25.00 | 12/13/2012 9:41:15 AM |
cxl9 | $50.00 | 12/12/2012 8:08:15 PM |
Eastern | $50.00 | 12/13/2012 9:42:38 AM |
timbob | $100.00 | 12/13/2012 9:14:32 AM |
majestic-dedication | $50.00 | 12/13/2012 9:14:34 AM |
Warwick | $50.00 | 12/13/2012 9:15:01 AM |
brazilofmux | $100.00 | 12/13/2012 9:15:28 AM |
murren | $25.00 | 12/13/2012 9:17:15 AM |
blooming-market | $25.00 | 12/13/2012 9:19:17 AM |
asdf9876 | $25.00 | 12/13/2012 9:25:06 AM |
mizount | $25.00 | 12/13/2012 9:27:38 AM |
shermand | $25.00 | 12/13/2012 9:29:19 AM |
nerdfactor | $25.00 | 12/13/2012 9:31:17 AM |
Unclejohn | $25.00 | 12/13/2012 9:31:35 AM |
GMOD026 | $25.00 | 12/13/2012 9:33:23 AM |
fiddlerzvi | $50.00 | 12/13/2012 9:33:46 AM |
power-trophy7 | $25.00 | 12/13/2012 9:35:28 AM |
Patrician | $50.00 | 12/13/2012 9:35:43 AM |
organized-dough5 | $38.33 | 12/13/2012 6:55:00 AM |
p1k4blu | $25.00 | 12/13/2012 9:37:33 AM |
money-floret | $50.00 | 12/13/2012 9:39:02 AM |
Canassatego | $25.00 | 12/13/2012 9:40:28 AM |
Relevance | $25.00 | 12/13/2012 9:00:42 AM |
pbenjamin | $25.00 | 12/13/2012 9:02:29 AM |
yukongin | $50.00 | 12/13/2012 9:04:08 AM |
macgeek | $50.00 | 12/13/2012 9:04:55 AM |
jjb3 | $25.00 | 12/13/2012 9:05:17 AM |
larsowe | $50.00 | 12/13/2012 9:09:54 AM |
gerryfixit | $50.00 | 12/13/2012 9:13:03 AM |
mpactlender | $50.00 | 12/13/2012 9:13:23 AM |
ultimatepaintball | $25.00 | 12/13/2012 9:13:44 AM |
currency-collider9 | $25.00 | 12/13/2012 9:13:48 AM |
TrustPlus | $50.00 | 12/13/2012 9:17:57 AM |
value-pole | $25.00 | 12/13/2012 9:21:19 AM |
Panna | $25.00 | 12/13/2012 9:26:24 AM |
capital-image3 | $25.00 | 12/13/2012 9:26:39 AM |
blukestrel | $25.00 | 12/13/2012 9:27:29 AM |
asciguide | $25.00 | 12/13/2012 9:28:38 AM |
iolaire | $25.00 | 12/13/2012 9:29:57 AM |
duty-windmill | $25.00 | 12/13/2012 9:31:07 AM |
whistledicksmith | $25.00 | 12/13/2012 9:32:48 AM |
deborahz | $25.00 | 12/13/2012 9:40:30 AM |
HikeMoab | $50.00 | 11/29/2012 7:04:11 PM |
CreditBuilder2 | $50.05 | 11/29/2012 7:06:12 PM |
bazaar-tulip | $25.00 | 11/29/2012 5:32:32 PM |
jcatlman | $75.00 | 11/29/2012 5:42:03 PM |
compassion-twister2 | $50.00 | 11/29/2012 6:14:19 PM |
Zolton | $300.00 | 11/29/2012 7:00:57 PM |
ForMyFamily | $50.00 | 11/29/2012 7:27:31 PM |
natural-worth9 | $100.00 | 11/30/2012 8:31:03 AM |
corndog4000 | $30.00 | 11/30/2012 12:05:41 PM |
Arvicco | $400.00 | 11/30/2012 4:42:14 PM |
supersarah61 | $25.00 | 12/3/2012 4:38:03 PM |
gold-hero4 | $50.00 | 12/3/2012 5:14:32 PM |
repayment-pagoda8 | $100.00 | 12/3/2012 5:26:24 PM |
loan-mongoose1 | $25.00 | 12/3/2012 5:40:16 PM |
Senechal | $27.40 | 12/4/2012 5:29:17 AM |
indomitable-coin | $25.00 | 12/3/2012 6:33:29 PM |
octoberfresh | $25.00 | 12/4/2012 6:17:08 AM |
magical-credit523 | $25.00 | 12/4/2012 10:18:00 AM |
dunox | $31.00 | 12/4/2012 5:22:51 PM |
silver-acrobat5 | $25.00 | 12/4/2012 9:26:55 PM |
auctionator1 | $25.00 | 12/5/2012 12:50:45 AM |
Avala | $100.00 | 12/5/2012 10:04:50 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:07:08 AM |
primetime | $25.00 | 12/5/2012 9:14:45 AM |
astute-benjamins | $25.00 | 12/5/2012 2:45:55 PM |
american6 | $50.00 | 12/5/2012 5:18:05 PM |
bowdish1 | $75.00 | 12/5/2012 7:23:14 PM |
AFairDeal | $25.00 | 12/6/2012 9:59:18 AM |
miked8303 | $75.00 | 12/6/2012 11:31:40 AM |
Good-Yield | $25.00 | 12/6/2012 2:40:52 PM |
awesome-dollar6 | $100.00 | 12/7/2012 7:41:47 AM |
funds-chemistry1 | $25.00 | 12/7/2012 11:14:31 AM |
deegeeman | $25.00 | 12/7/2012 10:37:33 AM |
think-become | $25.00 | 12/8/2012 12:05:12 PM |
DonaldColorado | $50.00 | 12/9/2012 8:00:36 AM |
California04 | $50.00 | 12/9/2012 11:07:21 AM |
JTHarris | $25.00 | 12/9/2012 12:44:43 PM |
simplelender80 | $75.00 | 12/9/2012 2:00:33 PM |
value-caravan | $25.00 | 12/9/2012 11:59:56 AM |
currency-persimmon | $33.00 | 12/10/2012 9:12:22 AM |
Tradesmanlender | $25.00 | 12/10/2012 9:14:22 AM |
interest88 | $25.00 | 12/10/2012 9:57:16 AM |
DNCMediaLoans | $50.00 | 12/10/2012 10:58:18 AM |
Asynch | $25.00 | 12/10/2012 5:57:42 PM |
Xeo | $25.00 | 12/10/2012 3:47:03 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:17 PM |
bowerz | $25.00 | 12/10/2012 8:13:37 PM |
silver-philosopher | $25.00 | 12/11/2012 6:36:57 AM |
bonjea | $25.00 | 12/10/2012 9:53:03 PM |
jdashv | $25.00 | 12/10/2012 8:51:36 PM |
uagrad | $25.00 | 12/11/2012 4:24:00 AM |
generosity-battalion0 | $30.00 | 12/11/2012 6:41:38 AM |
saver224 | $50.00 | 12/10/2012 10:55:48 PM |
wealth-nexus091 | $25.00 | 12/11/2012 10:30:39 AM |
tsmeg123 | $32.01 | 12/11/2012 9:11:25 AM |
bbjones3 | $25.00 | 12/11/2012 10:41:25 AM |
Bikram | $50.00 | 12/11/2012 9:21:14 AM |
Aimvest | $25.00 | 12/11/2012 10:24:40 AM |
nhm | $25.00 | 12/11/2012 10:00:47 AM |
aldeed | $50.00 | 12/11/2012 1:03:03 PM |
EnglishGeekInNYC | $25.00 | 12/11/2012 10:13:58 AM |
deal-dreams3 | $25.00 | 12/11/2012 10:51:15 AM |
britgsb | $37.00 | 12/11/2012 11:06:27 AM |
sympathetic-funds818 | $25.00 | 12/11/2012 11:06:53 AM |
AmericanCredit | $100.00 | 12/11/2012 10:41:13 AM |
lean-gain5 | $1,000.00 | 12/11/2012 10:55:17 AM |
california111 | $25.00 | 12/11/2012 4:57:07 PM |
jjd2 | $25.00 | 12/11/2012 5:09:34 PM |
power-defender7 | $50.00 | 12/11/2012 5:16:20 PM |
emphatic-responsibility | $48.00 | 12/11/2012 5:51:26 PM |
Flyinerb | $50.00 | 12/12/2012 6:34:59 AM |
onegr8papa | $200.00 | 12/12/2012 8:12:06 AM |
impressive-yield3 | $25.00 | 12/12/2012 6:44:54 AM |
ingenious-point1 | $38.00 | 12/11/2012 7:58:57 PM |
unforgettable-wealth4 | $50.00 | 12/12/2012 9:41:00 AM |
worth-rocket0 | $30.00 | 12/12/2012 8:11:14 AM |
inspiring-kindness062 | $25.00 | 12/12/2012 8:45:09 AM |
BDL-Roth | $40.00 | 12/12/2012 10:24:04 AM |
Brett834 | $250.00 | 12/12/2012 10:38:46 AM |
heyokafinancial | $25.00 | 12/12/2012 10:42:46 AM |
zone6 | $100.00 | 12/12/2012 10:42:50 AM |
transparency-halo | $25.00 | 12/12/2012 10:45:45 AM |
marketplace-cello5 | $25.00 | 12/12/2012 10:41:37 AM |
be_wise | $25.00 | 12/12/2012 3:48:35 PM |
The_Third_Hand | $25.00 | 12/12/2012 4:23:12 PM |
skvat | $25.00 | 12/12/2012 5:08:41 PM |
Great-Mom | $25.00 | 12/12/2012 10:26:30 AM |
spaldorpv | $100.00 | 12/12/2012 10:27:47 AM |
riskadverse44 | $25.00 | 12/12/2012 5:13:22 PM |
meenan | $25.00 | 12/12/2012 10:40:08 AM |
enterprising-exchange6 | $50.00 | 12/12/2012 10:57:41 AM |
lender987654321 | $50.00 | 12/12/2012 5:45:14 PM |
reward-anteater0 | $25.00 | 12/12/2012 5:03:10 PM |
nuclearmoose | $50.00 | 12/12/2012 6:06:46 PM |
dime-vista2 | $25.00 | 12/12/2012 6:11:53 PM |
lenderforyoutoday | $31.00 | 12/12/2012 5:26:02 PM |
minista | $25.00 | 12/12/2012 5:34:23 PM |
Bendistraw | $50.00 | 12/12/2012 5:47:27 PM |
hitsman | $50.00 | 12/12/2012 5:51:25 PM |
illustrado | $25.00 | 12/12/2012 5:51:38 PM |
pbo922 | $25.00 | 12/12/2012 2:58:09 PM |
Tscheddar | $25.00 | 12/12/2012 6:03:03 PM |
I-got-you | $30.00 | 12/12/2012 3:46:36 PM |
logical-wampum1 | $25.00 | 12/12/2012 8:02:56 PM |
diversification-medalist | $25.00 | 12/12/2012 6:21:11 PM |
Liam227 | $116.07 | 12/12/2012 6:26:08 PM |
downtownfarm | $25.00 | 12/12/2012 5:24:43 PM |
oracle3 | $50.00 | 12/12/2012 6:48:59 PM |
kleinbrak | $25.00 | 12/12/2012 7:06:50 PM |
new-economy-cadence | $25.00 | 12/13/2012 8:11:10 AM |
JackinGreen | $125.00 | 12/12/2012 7:59:08 PM |
Kame | $25.00 | 12/12/2012 5:51:11 PM |
income-lion | $30.00 | 12/13/2012 8:31:49 AM |
a-unflappable-finance | $100.00 | 12/12/2012 5:59:29 PM |
pound-idol543 | $50.00 | 12/13/2012 9:04:10 AM |
ChicoBob | $25.00 | 12/13/2012 9:04:14 AM |
kind-cash-porcelain | $50.00 | 12/12/2012 6:03:50 PM |
wealthstar | $25.00 | 12/13/2012 9:07:29 AM |
agrosmet | $50.00 | 12/13/2012 3:58:59 AM |
TheYellowDart | $25.00 | 12/13/2012 9:08:52 AM |
tiger1818 | $25.00 | 12/13/2012 4:33:47 AM |
hawkhelp | $50.00 | 12/13/2012 9:09:33 AM |
beachwalkingwoman | $50.00 | 12/12/2012 6:10:42 PM |
dartmouth99 | $25.00 | 12/13/2012 9:12:07 AM |
Brisket_Bob | $100.00 | 12/13/2012 6:55:38 AM |
gojackgo | $100.00 | 12/12/2012 6:19:51 PM |
MoneySiles | $25.00 | 12/13/2012 9:19:01 AM |
foxworthy77 | $25.00 | 12/13/2012 9:19:40 AM |
Gabriel02 | $25.00 | 12/13/2012 9:20:23 AM |
Daneistes | $50.00 | 12/13/2012 9:20:53 AM |
ckatak | $50.00 | 12/13/2012 9:21:13 AM |
meux99 | $25.00 | 12/13/2012 9:23:01 AM |
Woodworker57 | $25.00 | 12/13/2012 9:25:28 AM |
Chuck9802 | $25.00 | 12/13/2012 9:26:22 AM |
community-pipeline | $25.00 | 12/13/2012 9:26:44 AM |
durability-officer | $50.00 | 12/13/2012 9:27:05 AM |
psalms6612 | $25.00 | 12/13/2012 9:27:47 AM |
mrladybug101 | $25.00 | 12/13/2012 9:28:15 AM |
bonus-cougar | $25.00 | 12/13/2012 9:30:23 AM |
macotra4 | $36.00 | 12/13/2012 9:31:02 AM |
selvamfinance | $25.00 | 12/13/2012 9:31:15 AM |
boogles72 | $25.00 | 12/13/2012 9:01:07 AM |
intuitive-integrity9 | $50.00 | 12/13/2012 9:35:22 AM |
wtrboy | $25.00 | 12/13/2012 9:36:06 AM |
DreamQuestFunding | $25.00 | 12/13/2012 9:05:40 AM |
tenacious-peace954 | $100.00 | 12/13/2012 9:06:15 AM |
credit-statuette8 | $25.00 | 12/13/2012 9:36:58 AM |
Fingar | $25.00 | 12/13/2012 9:40:12 AM |
boilermaker63 | $25.00 | 12/13/2012 9:40:33 AM |
currency-chihuahua3 | $50.00 | 12/13/2012 9:10:48 AM |
red-unequivocal-finance | $25.00 | 12/13/2012 9:11:32 AM |
nimble-economy863 | $25.00 | 12/13/2012 9:11:56 AM |
zoozka | $25.00 | 12/13/2012 9:13:29 AM |
awe-inspiring-nickel2 | $25.00 | 12/13/2012 9:14:29 AM |
peripatetic | $25.00 | 12/13/2012 9:16:07 AM |
greenbacchus | $25.00 | 12/13/2012 9:18:13 AM |
Trinkaloki | $25.00 | 12/13/2012 9:19:34 AM |
math1973 | $50.00 | 12/13/2012 9:20:01 AM |
SanJoser | $25.00 | 12/13/2012 9:23:24 AM |
LendDoc | $25.00 | 12/13/2012 9:26:20 AM |
a-transparency-prodigy | $25.00 | 12/13/2012 9:26:59 AM |
cant-dance | $25.00 | 12/13/2012 9:27:26 AM |
LandE2BG | $50.00 | 12/13/2012 9:28:35 AM |
EvalCrux | $50.00 | 12/13/2012 9:29:31 AM |
ms48105 | $25.00 | 12/13/2012 9:31:39 AM |
mtp | $100.00 | 12/13/2012 9:32:57 AM |
MoneyMA | $25.00 | 12/13/2012 9:34:17 AM |
tenacious-affluence | $25.00 | 12/13/2012 9:35:57 AM |
boghdan2000 | $25.00 | 12/13/2012 9:36:51 AM |
moola-rose8 | $50.00 | 12/13/2012 9:37:29 AM |
jasperpants | $25.00 | 12/13/2012 9:39:10 AM |
nav1elt | $25.00 | 12/13/2012 9:40:43 AM |
progressive-asset | $100.00 | 12/13/2012 9:40:48 AM |
ThomasC | $50.00 | 12/13/2012 9:41:06 AM |
first-upright-payout | $25.00 | 12/13/2012 9:41:17 AM |
linkage682 | $50.00 | 12/13/2012 7:47:42 AM |
socrates520 | $50.00 | 12/13/2012 9:05:34 AM |
excellent-funds649 | $50.00 | 12/13/2012 9:09:27 AM |
Exibility-Inc | $25.00 | 12/13/2012 9:12:04 AM |
worlds-best-moola281 | $25.00 | 12/13/2012 9:13:47 AM |
caring-marketplace6 | $30.00 | 12/13/2012 9:14:05 AM |
scottburger | $100.00 | 12/13/2012 9:16:28 AM |
enticing-note | $25.00 | 12/13/2012 9:17:31 AM |
brutusbone | $25.00 | 12/13/2012 9:22:52 AM |
restless-wealth4 | $50.00 | 12/13/2012 9:26:03 AM |
bold-felicity-image | $100.00 | 12/13/2012 9:27:58 AM |
krisran | $50.00 | 12/13/2012 9:30:01 AM |
gracej | $25.00 | 12/13/2012 9:30:59 AM |
orange-dollar-raccoon | $100.00 | 12/13/2012 9:31:22 AM |
iflyforfun | $25.00 | 12/13/2012 9:33:31 AM |
stuy1998 | $25.00 | 12/13/2012 9:33:36 AM |
dreammachine | $100.00 | 12/13/2012 9:33:39 AM |
repayment-launcher | $25.00 | 12/13/2012 9:34:08 AM |
flexiboy35 | $25.00 | 12/13/2012 9:36:26 AM |
Rdodson11 | $25.00 | 12/13/2012 9:37:39 AM |
slartibardfast | $25.00 | 12/13/2012 9:37:52 AM |
247Hustler | $25.00 | 12/13/2012 9:40:26 AM |
L-vex | $25.00 | 12/13/2012 9:41:30 AM |
thezfunk | $25.00 | 12/13/2012 9:41:39 AM |
GMR-Medina | $25.00 | 12/13/2012 9:42:07 AM |
koinonea | $25.00 | 12/13/2012 9:42:40 AM |
369 Investments
|
Borrower Payment Dependent Notes Series
655927
This series of Notes was issued and sold upon the funding of the borrower loan #79199, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $192.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 800-819 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 17y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,153 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| uvumf |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 26 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $14,300.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Mar-2010)
760-779
(Apr-2008)
780-799
(Apr-2007)
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
Business Debt consolidation
Purpose of loan:
My business (a neighborhood coffeehouse) had some unexpected expenses this summer that ended up on a credit card. I intend to use this Prosper loan to effectively lower the interest rate that I'm paying.
My financial situation:
I've been both a Prosper lender and borrower and appreciate the ability to borrow from willing lenders. This loan will cost less than $200 per month which I can easily cover.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $55.61 | 12/4/2012 5:02:15 PM |
nickel-ferret | $25.00 | 12/4/2012 5:31:14 PM |
cordial-bonus | $25.00 | 12/4/2012 5:05:49 PM |
aztec | $50.00 | 12/4/2012 5:20:12 PM |
secureincome | $555.00 | 12/4/2012 5:30:17 PM |
wetlands | $200.00 | 12/4/2012 5:32:07 PM |
LoanerPrincipal | $25.00 | 12/4/2012 6:39:25 PM |
windguy | $50.00 | 12/4/2012 5:36:47 PM |
engaging-worth | $25.00 | 12/4/2012 5:39:39 PM |
Zolton | $300.00 | 12/4/2012 6:58:06 PM |
prudent-dough458 | $25.00 | 12/4/2012 5:35:07 PM |
well-rounded-diversification | $25.00 | 12/4/2012 7:52:04 PM |
bazaar-tulip | $25.00 | 12/4/2012 6:18:51 PM |
LaGrangeLender | $50.00 | 12/5/2012 6:14:01 AM |
kfrench | $75.00 | 12/4/2012 7:21:47 PM |
cerebral-dollar773 | $25.00 | 12/5/2012 6:36:32 AM |
octoberfresh | $25.00 | 12/5/2012 6:42:07 AM |
Rearden_Steel | $100.00 | 12/5/2012 7:46:45 AM |
Jassi | $25.00 | 12/5/2012 9:23:13 AM |
thankful-nickel2 | $50.00 | 12/5/2012 9:33:15 AM |
thehousewife | $25.00 | 12/5/2012 12:40:52 PM |
qsolo | $25.00 | 12/5/2012 10:45:49 AM |
unrivaled-deal676 | $47.00 | 12/5/2012 10:36:26 AM |
CreditBuilder2 | $25.01 | 12/5/2012 11:34:39 AM |
bonus-apricot366 | $25.00 | 12/5/2012 5:41:11 PM |
prudent-deal662 | $25.00 | 12/5/2012 11:24:29 AM |
scoots3340 | $75.00 | 12/5/2012 2:55:52 PM |
top-courteous-peso | $75.00 | 12/5/2012 5:15:14 PM |
Guiren | $102.05 | 12/5/2012 3:32:37 PM |
pszipit | $50.00 | 12/5/2012 7:31:59 PM |
justreturns | $25.00 | 12/6/2012 9:44:14 AM |
penny-finder | $150.00 | 12/6/2012 9:51:22 AM |
sincere-funds470 | $25.00 | 12/6/2012 11:44:51 AM |
one-midas | $25.00 | 12/6/2012 5:55:05 PM |
immaculate-yield0 | $150.00 | 12/7/2012 6:55:06 AM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:39 AM |
abundanceforever | $52.50 | 12/7/2012 9:18:20 AM |
blue-lively-platinum | $25.00 | 12/7/2012 9:23:14 AM |
indomitable-coin | $25.00 | 12/7/2012 9:49:57 AM |
CaptainBL | $25.00 | 12/7/2012 10:01:35 AM |
GreenLender11 | $100.00 | 12/7/2012 1:44:33 PM |
Winged_Inspirations | $50.00 | 12/7/2012 11:25:50 AM |
cello1 | $25.00 | 12/7/2012 4:18:25 PM |
snm2001 | $25.00 | 12/7/2012 5:30:52 PM |
elog238 | $25.00 | 12/7/2012 1:25:36 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:37:23 PM |
The-Lighthouse-Group | $25.00 | 12/7/2012 3:13:40 PM |
Batman2u | $25.00 | 12/7/2012 4:53:23 PM |
circuitfive | $25.00 | 12/7/2012 6:07:24 PM |
Zion-CIF | $50.00 | 12/8/2012 6:50:50 AM |
meoates1 | $25.00 | 12/8/2012 8:02:49 AM |
duty-accomplishment | $25.00 | 12/8/2012 8:29:22 AM |
brycemcd | $25.00 | 12/8/2012 10:23:01 AM |
sturzstrom | $25.00 | 12/8/2012 5:17:18 AM |
peace-adventurer3 | $25.00 | 12/7/2012 7:20:42 PM |
reward-excellency1 | $25.00 | 12/8/2012 8:23:06 AM |
icon7 | $50.00 | 12/8/2012 12:05:02 PM |
SBT | $25.00 | 12/4/2012 5:25:24 PM |
market-trooper3 | $30.00 | 12/4/2012 5:30:38 PM |
syrepsorp | $50.00 | 12/4/2012 5:17:04 PM |
adaptable-return21 | $50.00 | 12/4/2012 5:04:37 PM |
slimof37 | $25.00 | 12/4/2012 5:05:55 PM |
1313mark1313 | $32.13 | 12/4/2012 5:08:38 PM |
mymoneyblog | $25.00 | 12/4/2012 5:12:40 PM |
Phryne | $50.00 | 12/4/2012 5:12:56 PM |
uncl-sammy | $25.00 | 12/4/2012 6:27:38 PM |
payout-motivator0 | $50.00 | 12/4/2012 5:31:09 PM |
xrycac | $25.00 | 12/4/2012 5:50:29 PM |
Fiimg | $50.00 | 12/4/2012 5:39:43 PM |
grammaspurse | $25.00 | 12/4/2012 9:00:23 PM |
scrappy-bonus2 | $25.00 | 12/4/2012 6:08:32 PM |
Harry | $75.00 | 12/4/2012 6:08:49 PM |
zippy-revenue8 | $25.00 | 12/4/2012 6:33:23 PM |
daw1878 | $25.00 | 12/4/2012 6:15:39 PM |
skillful-finance | $25.00 | 12/4/2012 6:42:41 PM |
OGS_Capital | $25.00 | 12/5/2012 6:54:59 AM |
five-star-note | $25.00 | 12/4/2012 7:13:09 PM |
Dan4703 | $25.00 | 12/4/2012 7:22:12 PM |
JeremyLinFan | $30.00 | 12/4/2012 6:45:46 PM |
Mikale360 | $25.00 | 12/4/2012 8:27:01 PM |
radforj22 | $25.00 | 12/4/2012 8:35:28 PM |
entertaining-rate9 | $25.00 | 12/4/2012 6:48:39 PM |
s270 | $29.48 | 12/5/2012 5:05:40 AM |
swissbanker | $50.00 | 12/5/2012 7:39:54 AM |
amicablenemesis | $50.00 | 12/5/2012 10:29:29 AM |
patriot897 | $25.00 | 12/5/2012 10:07:25 AM |
greenback-surge4 | $25.00 | 12/5/2012 11:25:38 AM |
RGlad | $65.00 | 12/5/2012 11:27:41 AM |
Tscheddar | $25.00 | 12/5/2012 12:09:09 PM |
janeybooboo | $25.25 | 12/5/2012 10:50:10 AM |
CoolPlexer | $25.00 | 12/5/2012 11:48:46 AM |
leverage-oasis | $25.00 | 12/5/2012 5:33:51 PM |
sympathetic-funds818 | $25.00 | 12/5/2012 5:59:26 PM |
friendinmoney | $25.00 | 12/6/2012 7:05:38 AM |
pure-treasure7 | $50.00 | 12/5/2012 11:18:59 PM |
Astyanax | $30.00 | 12/6/2012 12:17:11 AM |
DaveTheWave | $25.00 | 12/6/2012 9:31:03 AM |
Brown98 | $50.00 | 12/6/2012 9:36:34 AM |
loot-prescription3 | $25.00 | 12/6/2012 9:49:37 AM |
kind-euro-mirth | $50.00 | 12/6/2012 5:24:11 PM |
refined-auction31 | $30.00 | 12/6/2012 12:40:16 PM |
supersarah61 | $25.00 | 12/6/2012 4:28:44 PM |
deal-vibrato | $25.00 | 12/6/2012 5:39:55 PM |
Danylostefan | $95.00 | 12/7/2012 9:37:13 AM |
commerce-artisan8 | $50.00 | 12/7/2012 9:17:49 AM |
RussiaAC5M | $34.47 | 12/7/2012 9:56:08 AM |
Feyenoord | $30.00 | 12/7/2012 11:35:48 AM |
djh47a | $25.00 | 12/7/2012 10:56:17 AM |
investmentgroup | $50.00 | 12/7/2012 11:43:04 AM |
BocaYogi50 | $25.00 | 12/7/2012 2:07:52 PM |
listing-trapper3 | $50.00 | 12/7/2012 5:31:56 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:01 PM |
indianoven | $25.00 | 12/7/2012 6:04:24 PM |
shrewd-dedication2 | $25.00 | 12/8/2012 8:50:47 AM |
contract-amigo7 | $25.00 | 12/8/2012 9:01:54 AM |
ShadowLender | $25.00 | 12/8/2012 10:56:19 AM |
sunny-benefit0 | $25.00 | 12/7/2012 6:50:29 PM |
income-rotation9 | $25.00 | 12/8/2012 7:46:46 AM |
keichi03 | $25.00 | 12/8/2012 8:41:19 AM |
Hillbilly_Banker | $25.00 | 12/8/2012 6:28:24 AM |
108lender | $181.50 | 12/8/2012 1:05:41 PM |
compatible-deal9 | $25.00 | 12/8/2012 12:12:30 PM |
Johnab | $25.00 | 12/8/2012 10:39:34 AM |
123 Investments
|
Borrower Payment Dependent Notes Series
658919
This series of Notes was issued and sold upon the funding of the borrower loan #79162, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-01-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-03-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 65% |
Credit score:
| 620-639 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 31
/
29 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,615 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| No | | |
Screen name:
| dvermulm |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 28 ( 85% )
| 620-639 (Latest)
|
Principal borrowed:
| $14,500.00 | < 31 days late:
| 5
( 15% )
| 620-639
(Jul-2011)
560-579
(Feb-2008)
680-699
(Nov-2006)
|
Principal balance:
| $4,842.14 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate some outstanding debt.
My financial situation:
I am a good candidate for this loan because I'm fully employed and also have side consulting business which produces profits.
Monthly net income: $6500
Monthly expenses: $5700
Housing: $2500
Insurance: $600
Car expenses: $0
Utilities: $400
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $400
Credit cards and other loans: $600
Student Loans: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-missile | $25.00 | 12/2/2012 7:30:50 PM |
trumpeter5 | $30.00 | 12/1/2012 12:01:11 PM |
DasMula | $100.00 | 12/1/2012 12:01:48 PM |
LittleMingo | $35.00 | 12/1/2012 12:02:41 PM |
TheSituation | $25.00 | 12/1/2012 12:04:02 PM |
Land_on_your_feet | $25.00 | 12/1/2012 12:40:26 PM |
1313mark1313 | $25.06 | 12/1/2012 12:51:58 PM |
treasure-bliss | $25.00 | 12/1/2012 12:58:35 PM |
Tscheddar | $25.00 | 12/1/2012 12:58:56 PM |
DasMula | $50.00 | 12/1/2012 12:05:21 PM |
worthy-bid8 | $100.00 | 12/1/2012 1:21:49 PM |
the_spook | $25.01 | 12/1/2012 1:17:17 PM |
thankful-nickel2 | $25.00 | 12/1/2012 1:35:43 PM |
Feyenoord | $30.00 | 12/1/2012 1:44:10 PM |
open-minded-p2p1 | $25.00 | 12/1/2012 1:50:26 PM |
Mikale360 | $25.00 | 12/2/2012 4:43:15 AM |
benjamins-rumbler | $75.00 | 12/1/2012 2:24:59 PM |
janeybooboo | $25.25 | 12/1/2012 2:40:36 PM |
RGlad | $65.00 | 12/1/2012 2:48:29 PM |
blitzen40 | $25.00 | 12/1/2012 3:53:21 PM |
Charlie010 | $25.00 | 12/1/2012 6:18:25 PM |
s270 | $50.00 | 12/2/2012 4:36:07 AM |
thehousewife | $25.00 | 12/2/2012 7:21:25 AM |
Colorado2006 | $25.00 | 12/2/2012 7:42:11 AM |
scholarly-order6 | $50.00 | 12/2/2012 7:21:41 AM |
jmeasn | $25.00 | 12/2/2012 1:54:38 PM |
tolerant-dinero2 | $25.00 | 12/2/2012 2:10:14 PM |
contract-student2 | $50.00 | 12/3/2012 7:11:07 AM |
ethical-truth211 | $25.00 | 12/2/2012 3:31:24 PM |
impala6464 | $25.00 | 12/2/2012 2:47:58 PM |
justasoldier | $100.00 | 12/2/2012 6:00:57 PM |
innovator2 | $25.00 | 12/2/2012 5:22:28 PM |
contract-lionheart | $25.00 | 12/2/2012 9:39:14 PM |
let_me_retire | $25.00 | 12/3/2012 11:59:06 AM |
whitegold24k | $50.00 | 12/3/2012 11:19:08 AM |
hillbilly40 | $36.00 | 12/3/2012 11:28:49 AM |
MoneyForNothing | $9.84 | 12/3/2012 2:15:08 PM |
credit-missile | $80.00 | 12/1/2012 12:20:22 PM |
credit-missile | $25.00 | 12/2/2012 7:30:38 PM |
DasMula | $500.00 | 12/1/2012 12:20:19 PM |
Military_Money_Wise | $25.00 | 12/1/2012 12:30:51 PM |
WisconsinFinance | $25.00 | 12/1/2012 12:04:03 PM |
handy-justice | $50.00 | 12/1/2012 12:05:31 PM |
DasMula | $25.00 | 12/1/2012 12:05:37 PM |
felicity-contributor3 | $50.00 | 12/1/2012 12:13:58 PM |
MoneyForNothing | $50.28 | 12/1/2012 12:15:53 PM |
jhouman | $100.00 | 12/1/2012 12:20:49 PM |
HammerSmith | $25.00 | 12/1/2012 1:12:40 PM |
diplomatic-wealth7 | $25.00 | 12/1/2012 1:18:29 PM |
fcrick | $50.00 | 12/1/2012 1:26:05 PM |
halothane_logic | $75.01 | 12/1/2012 1:11:10 PM |
AF-Chief | $25.00 | 12/1/2012 1:21:05 PM |
five-star-note | $50.00 | 12/1/2012 2:03:31 PM |
Bank42 | $25.00 | 12/1/2012 3:36:14 PM |
mikeandcat | $100.00 | 12/1/2012 4:21:47 PM |
ore-dojo | $30.00 | 12/1/2012 6:09:22 PM |
exponential-fairness2 | $50.00 | 12/1/2012 8:17:28 PM |
credit-guard5 | $25.00 | 12/1/2012 8:19:02 PM |
money-baron-Roth401k | $25.00 | 12/1/2012 2:01:24 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:35:01 PM |
CA-Lender | $25.00 | 12/1/2012 2:38:13 PM |
hope-den1 | $25.00 | 12/2/2012 10:22:25 AM |
five-star-note | $75.00 | 12/1/2012 5:35:50 PM |
DiligentiaLLC | $100.00 | 12/1/2012 6:45:01 PM |
brightest-organized-balance | $25.00 | 12/1/2012 10:30:12 PM |
EEasyMoney | $25.00 | 12/1/2012 11:03:49 PM |
Risk4Reward | $25.00 | 12/1/2012 11:33:37 PM |
green-loyalty-web | $25.00 | 12/2/2012 1:14:16 PM |
trumpeter391 | $29.00 | 12/2/2012 1:17:49 PM |
money-fort | $29.55 | 12/2/2012 1:34:19 PM |
DoctorJoe | $25.00 | 12/3/2012 4:38:13 AM |
green-rapid-openness | $300.00 | 12/3/2012 9:14:21 AM |
melodious-openness | $200.00 | 12/2/2012 8:51:46 PM |
01a_MrUSC_IRA | $25.00 | 12/3/2012 5:00:09 AM |
pleasant-commerce934 | $25.00 | 12/3/2012 8:35:27 AM |
first-serene-credit | $25.00 | 12/3/2012 9:07:28 AM |
FarmersBank | $50.00 | 12/3/2012 12:53:15 PM |
MTF | $50.00 | 12/3/2012 2:14:42 PM |
78 Investments
|
Borrower Payment Dependent Notes Series
664857
This series of Notes was issued and sold upon the funding of the borrower loan #78897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,545.03 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 14.25% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $133.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 4% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 2
/
1 | Length of status: | 8y 1m |
Amount delinquent:
| $32,005 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| new-responsibility-clipper |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... i make good money, credit issues due to a nasty divorce and trying to rebuild
Monthly net income: $ 7900
Monthly expenses: $ 3700
Housing: $ 1992
Insurance: $ included in mortgage payment
Car expenses: $ 651
Utilities: $ 250
Phone, cable, internet: $ 120
Food, entertainment: $ 120
Clothing, household expenses: $ 0
Credit cards and other loans: $ 0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $200.00 | 11/29/2012 12:57:00 AM |
cattlebaron | $100.00 | 11/27/2012 5:00:58 PM |
cattlebaron | $50.00 | 11/27/2012 5:01:15 PM |
handy-justice | $25.00 | 11/27/2012 5:22:14 PM |
Nco | $100.00 | 11/27/2012 6:44:02 PM |
LuvToLend | $25.00 | 11/28/2012 10:37:57 AM |
responsible-worth113 | $30.00 | 11/28/2012 11:25:28 AM |
EL_Papin | $25.00 | 11/28/2012 12:00:38 PM |
frogperson | $350.00 | 11/28/2012 9:51:18 PM |
TumbleWeed88 | $25.00 | 11/29/2012 9:41:22 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:57 PM |
toblerone | $25.00 | 12/1/2012 2:55:06 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:46 PM |
jybank | $49.00 | 12/4/2012 11:32:48 AM |
jiftostada | $25.00 | 12/4/2012 6:12:34 PM |
enriching-dollar1 | $36.00 | 12/5/2012 10:40:20 AM |
desertoasis | $25.00 | 12/5/2012 9:59:36 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:45:08 AM |
kevin314 | $25.00 | 12/7/2012 10:11:20 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:13 AM |
valiant-return584 | $50.00 | 12/7/2012 6:09:45 PM |
Nickle-Back | $25.00 | 12/8/2012 12:24:06 PM |
authoritative-capital | $25.00 | 12/8/2012 5:29:41 PM |
RufusGreyhound | $25.00 | 12/9/2012 11:51:36 AM |
bartekr | $50.00 | 12/9/2012 12:20:43 PM |
bkwest01 | $50.00 | 12/10/2012 7:22:45 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:18 AM |
lostviajero | $25.00 | 12/10/2012 4:15:50 PM |
kind-soulful-worth1 | $50.00 | 12/10/2012 9:43:12 PM |
sunwell | $100.00 | 12/11/2012 10:16:42 AM |
truth-companion | $25.00 | 12/11/2012 10:45:24 AM |
cattlebaron | $50.00 | 11/27/2012 5:01:19 PM |
cattlebaron | $100.00 | 11/27/2012 5:11:15 PM |
vigorous-velocity | $300.00 | 11/27/2012 5:19:27 PM |
Dubbs360 | $50.00 | 11/27/2012 6:28:22 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:42 AM |
courteous-platinum7 | $30.00 | 11/30/2012 8:45:06 AM |
leodaguy | $100.00 | 11/30/2012 12:16:52 PM |
E-2 | $100.00 | 11/30/2012 4:14:49 PM |
Weaverville | $25.00 | 12/1/2012 9:21:43 AM |
YeoLenderSource | $25.00 | 12/1/2012 1:42:17 PM |
green-inspiring-peace | $25.00 | 12/1/2012 2:01:30 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:43 PM |
CreditBuilder2 | $25.03 | 12/3/2012 11:29:42 AM |
credit-pudding855 | $50.00 | 12/3/2012 3:02:52 PM |
careful-vigilance4 | $25.00 | 12/5/2012 10:34:02 AM |
Tscheddar | $25.00 | 12/6/2012 5:49:23 AM |
CaliforniaSun | $50.00 | 12/6/2012 10:35:52 AM |
zipemdown | $25.00 | 12/6/2012 6:04:27 PM |
frogperson | $250.00 | 12/6/2012 5:39:27 PM |
PFTLender | $25.00 | 12/8/2012 7:21:22 AM |
njlom | $50.00 | 12/9/2012 12:40:15 AM |
simplelender80 | $75.00 | 12/9/2012 1:59:38 PM |
helping-out | $25.00 | 12/10/2012 4:25:23 PM |
aloantime07 | $25.00 | 12/10/2012 8:51:54 PM |
noble-value258 | $100.00 | 12/10/2012 9:31:57 PM |
I-got-you | $25.00 | 12/11/2012 10:37:12 AM |
boston_mass | $25.00 | 12/11/2012 10:28:52 AM |
Edakers | $25.00 | 12/11/2012 1:49:23 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
670495
This series of Notes was issued and sold upon the funding of the borrower loan #78729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $74.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 40% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 11y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,929 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| decisive-hope3 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-motivator0 | $50.00 | 12/5/2012 5:11:30 PM |
credit-coach118 | $40.01 | 12/5/2012 5:22:25 PM |
formula842 | $25.00 | 12/5/2012 6:00:54 PM |
octoberfresh | $25.00 | 12/5/2012 5:51:55 PM |
return-point2 | $100.00 | 12/5/2012 6:19:29 PM |
berniemadeoff | $65.00 | 12/5/2012 7:11:00 PM |
liberty-tostada7 | $50.00 | 12/5/2012 7:46:52 PM |
WalnutCreekguy | $34.00 | 12/6/2012 9:43:53 AM |
Eric_Gagne | $25.00 | 12/6/2012 7:33:04 AM |
zipemdown | $25.00 | 12/6/2012 6:08:09 PM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:28:19 AM |
Jasner | $25.00 | 12/7/2012 5:03:26 PM |
kind-lovely-marketplace | $50.00 | 12/7/2012 5:48:16 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:52 PM |
LuvToLend | $25.00 | 12/7/2012 5:59:15 PM |
hitsman | $50.00 | 12/7/2012 6:06:01 PM |
valiant-return584 | $50.00 | 12/7/2012 6:12:55 PM |
first-balance-neutron | $25.00 | 12/7/2012 6:15:42 PM |
LionFan | $25.00 | 12/7/2012 6:33:15 PM |
Wrats6 | $25.00 | 12/5/2012 5:01:19 PM |
bazaar-tulip | $25.00 | 12/5/2012 5:08:23 PM |
treasure-bliss | $25.00 | 12/6/2012 6:39:37 AM |
ucantbeetit | $25.00 | 12/6/2012 10:23:58 AM |
TumbleWeed88 | $25.00 | 12/6/2012 6:33:29 PM |
thrilling-point2 | $40.00 | 12/6/2012 5:27:11 PM |
nickel-ferret | $25.00 | 12/7/2012 9:22:23 AM |
riskreward | $250.00 | 12/7/2012 9:29:19 AM |
nethosters | $25.00 | 12/7/2012 5:29:34 PM |
paradise-foothill | $50.00 | 12/7/2012 2:39:07 PM |
bullwink27 | $25.00 | 12/7/2012 3:17:45 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:00 PM |
j2ee | $50.00 | 12/7/2012 5:44:09 PM |
circuitfive | $25.00 | 12/7/2012 6:07:25 PM |
gokart83 | $25.00 | 12/7/2012 5:17:15 PM |
favorite-commerce | $30.00 | 12/7/2012 5:24:15 PM |
AmericanCowboy | $103.99 | 12/7/2012 6:44:55 PM |
successful-agreement7 | $37.00 | 12/7/2012 5:47:07 PM |
Kaj | $25.00 | 12/7/2012 6:02:13 PM |
well-rounded-payout0 | $50.00 | 12/7/2012 6:06:58 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
672175
This series of Notes was issued and sold upon the funding of the borrower loan #79160, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Nov-16-2012 |
Term:
| 12 months | | |
Listing End date:
| Nov-30-2012 |
|
Lender yield:
| 9.33% |
Borrower rate/APR:
| 10.33% / 16.03% |
Monthly payment:
| $880.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.90% | | |
| |
Estimated return*:
| 4.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,938 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| elegant-fund868 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: pay down high rate balances on credit cards
This loan will be used to...
pay down high rate balances on credit cards
My financial situation:
I am a good candidate for this loan because...
I am responsible, reliable credit worthy individual
Monthly net income: $ 4,200
Monthly expenses: $ 600
Housing: $600
Insurance: $
Car expenses: $
Utilities: $ included in housing
Phone, cable, internet: $200
Food, entertainment: $ 200
Clothing, household expenses: $
Credit cards and other loans: $ 3000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sun818 | $25.00 | 11/16/2012 5:06:19 PM |
AcProb5 | $100.00 | 11/16/2012 5:22:47 PM |
listing-flower2 | $100.00 | 11/16/2012 5:25:03 PM |
influential-peso9 | $25.00 | 11/16/2012 5:58:15 PM |
bold-wampum-compadre | $150.00 | 11/16/2012 6:03:22 PM |
Zach842 | $25.00 | 11/16/2012 6:55:21 PM |
wonderous-truth6 | $40.00 | 11/16/2012 7:39:40 PM |
natural-worth9 | $25.00 | 11/16/2012 8:36:45 PM |
bowdish1 | $25.00 | 11/16/2012 5:32:06 PM |
Bendistraw | $25.00 | 11/16/2012 5:34:50 PM |
p2pelstiltskin8 | $25.00 | 11/16/2012 5:23:56 PM |
gjm6d | $25.00 | 11/16/2012 5:25:59 PM |
DevinHill_IRA | $25.00 | 11/16/2012 5:34:47 PM |
community-burrito9 | $25.00 | 11/16/2012 5:51:57 PM |
octoberfresh | $25.00 | 11/16/2012 6:26:07 PM |
healthy-peace427 | $100.00 | 11/16/2012 6:20:03 PM |
UncleBuffett | $50.00 | 11/16/2012 7:44:13 PM |
jarf | $100.00 | 11/16/2012 11:05:35 PM |
benjamins-party4 | $25.00 | 11/17/2012 6:22:27 AM |
capital-blueberry | $25.00 | 11/17/2012 6:59:55 AM |
elfincove | $25.00 | 11/17/2012 8:11:17 AM |
bid-jubilee9 | $25.00 | 11/17/2012 12:30:06 PM |
thankful-nickel2 | $25.00 | 11/17/2012 6:40:19 PM |
velocity-motivator6 | $25.00 | 11/17/2012 12:41:04 PM |
digitaldan | $50.00 | 11/19/2012 7:25:11 AM |
courteous-trade229 | $35.00 | 11/19/2012 8:47:33 AM |
unassuming-p2ploan774 | $50.00 | 11/18/2012 9:21:27 PM |
the-sweet-penny2 | $25.00 | 11/19/2012 7:36:43 AM |
transaction-fuse964 | $25.00 | 11/19/2012 2:41:11 PM |
new-diversification-owner | $25.00 | 11/19/2012 5:39:49 PM |
fmanjoo | $25.00 | 11/20/2012 9:38:02 AM |
MicroLender357 | $25.00 | 11/20/2012 10:29:25 AM |
ingenious-truth684 | $25.00 | 11/20/2012 11:12:59 AM |
sudeep104 | $25.00 | 11/20/2012 11:40:46 AM |
peso-magnifico | $50.00 | 11/20/2012 5:48:31 PM |
perfume956 | $50.00 | 11/20/2012 5:51:09 PM |
credit-grove9 | $50.00 | 11/20/2012 5:59:07 PM |
tomdooley12520 | $35.00 | 11/21/2012 6:40:41 AM |
gold-miser9 | $43.15 | 11/20/2012 6:20:31 PM |
integrity-enrichment2 | $25.00 | 11/21/2012 8:13:39 AM |
durability-mover5 | $200.00 | 11/21/2012 6:47:25 AM |
integrity-enrichment2 | $66.30 | 11/21/2012 11:27:43 AM |
availableloan | $25.00 | 11/21/2012 10:53:01 AM |
responsibility-butterfly | $50.00 | 11/21/2012 6:21:31 PM |
thorough-marketplace441 | $30.00 | 11/21/2012 7:05:08 PM |
HogLeg | $25.00 | 11/21/2012 10:29:34 PM |
ingenious-credit69 | $50.00 | 11/22/2012 6:17:56 AM |
supreme-dollar5 | $25.00 | 11/22/2012 12:01:03 PM |
Neighbor-Bob | $50.00 | 11/23/2012 7:34:38 AM |
payout-conqueror157 | $50.00 | 11/23/2012 6:16:33 PM |
Digger85 | $100.00 | 11/23/2012 4:58:50 PM |
RothySkynx | $25.00 | 11/24/2012 12:07:41 PM |
TheBelt | $25.00 | 11/24/2012 8:38:53 PM |
hawkeyes26 | $50.00 | 11/25/2012 6:58:10 PM |
cold_snowman | $50.00 | 11/25/2012 6:45:57 PM |
joyous-platinum965 | $25.00 | 11/25/2012 7:15:17 PM |
knowledgeable-silver6 | $25.00 | 11/26/2012 9:05:26 AM |
bid-voyager8 | $50.00 | 11/26/2012 6:23:35 PM |
jsa7cornell | $100.00 | 11/26/2012 9:15:31 PM |
Frank512 | $25.00 | 11/27/2012 10:01:57 AM |
MateCocido | $40.00 | 11/27/2012 9:51:53 AM |
asset-bugle0 | $25.00 | 11/27/2012 10:46:15 AM |
pesoologist3 | $101.00 | 11/27/2012 11:09:04 AM |
exchange-pinnacle9 | $25.00 | 11/27/2012 4:10:40 PM |
Mucman72 | $25.00 | 11/27/2012 8:02:11 PM |
jetspeedfuture | $35.00 | 11/28/2012 9:20:33 AM |
dunkard13 | $100.00 | 11/28/2012 9:26:30 AM |
funds-gourd4 | $41.00 | 11/28/2012 10:16:12 AM |
bruinfanatic | $194.49 | 11/28/2012 2:47:40 PM |
five-star-asset2 | $25.00 | 11/28/2012 7:07:16 PM |
Petiza | $83.00 | 11/29/2012 6:26:13 AM |
asset-dominator5 | $25.00 | 11/29/2012 10:21:34 AM |
marketplace-kingdom | $50.00 | 11/29/2012 12:47:40 PM |
Isotope | $25.00 | 11/30/2012 7:11:13 AM |
ohdannyboyo | $33.06 | 11/30/2012 10:28:56 AM |
green-contract | $50.00 | 11/30/2012 8:00:27 AM |
baby792 | $25.00 | 11/30/2012 11:04:50 AM |
velocity-solo | $25.00 | 11/30/2012 12:02:31 PM |
kinetic-loot436 | $30.00 | 11/30/2012 12:06:27 PM |
fair-pound5 | $25.00 | 11/30/2012 12:07:17 PM |
AllForTheBetter | $25.00 | 11/30/2012 12:17:01 PM |
MorleyTwirl | $50.00 | 11/30/2012 12:17:27 PM |
harmonious-contract5 | $30.00 | 11/30/2012 12:27:06 PM |
phetes | $25.00 | 11/30/2012 11:42:00 AM |
Purple11 | $27.00 | 11/30/2012 11:55:58 AM |
authentic-liberty7 | $25.00 | 11/30/2012 12:10:28 PM |
innocent-income4 | $25.00 | 11/30/2012 11:58:06 AM |
ianakacg | $25.00 | 11/30/2012 12:05:46 PM |
ItsJustMe79 | $25.00 | 11/30/2012 12:09:03 PM |
compassion-bauble4 | $25.00 | 11/30/2012 12:29:24 PM |
economy-lotus | $39.00 | 11/30/2012 12:21:37 PM |
moghopper | $200.00 | 11/30/2012 12:28:05 PM |
nevee | $25.00 | 11/16/2012 5:34:02 PM |
green28 | $75.00 | 11/16/2012 5:57:55 PM |
kind-lovely-marketplace | $50.00 | 11/16/2012 5:24:09 PM |
successful-agreement7 | $100.00 | 11/16/2012 5:21:31 PM |
finance-fighter4 | $25.00 | 11/16/2012 8:54:47 PM |
Helping_1_at_a_time | $25.00 | 11/16/2012 5:25:37 PM |
ThinkOutCrowd | $100.00 | 11/16/2012 5:38:42 PM |
extraordinary-dollar7 | $50.00 | 11/16/2012 5:44:48 PM |
logical-peso2 | $25.00 | 11/16/2012 6:42:48 PM |
Prowess_in_Babylon | $25.00 | 11/16/2012 7:05:04 PM |
ghettodrvr | $50.00 | 11/16/2012 8:23:04 PM |
payment-halo | $25.00 | 11/16/2012 9:20:29 PM |
TryingToHelpUsBoth | $25.00 | 11/17/2012 12:43:24 AM |
MikeMann | $100.00 | 11/17/2012 4:31:39 AM |
green-brainy-liberty | $75.00 | 11/17/2012 12:53:33 AM |
weatherman89 | $26.22 | 11/17/2012 7:03:23 AM |
bright-idea11 | $25.00 | 11/17/2012 8:08:47 AM |
Broker174 | $25.00 | 11/17/2012 6:16:12 PM |
magical-credit523 | $25.00 | 11/18/2012 6:21:56 AM |
tranquil-diversification8 | $100.00 | 11/17/2012 4:33:02 PM |
asset-dominator5 | $25.00 | 11/18/2012 2:46:40 PM |
tbird9988 | $50.00 | 11/18/2012 5:51:56 PM |
a-versatile-power | $25.00 | 11/19/2012 4:14:49 AM |
note-willow8 | $25.00 | 11/20/2012 10:24:28 AM |
Tonusb0 | $25.00 | 11/20/2012 2:38:09 PM |
assets_and_elbows | $75.00 | 11/20/2012 5:28:46 PM |
mountain_slope | $50.00 | 11/20/2012 11:45:36 AM |
SavantMarketing | $25.00 | 11/20/2012 2:55:57 PM |
elegant-commerce17 | $50.00 | 11/20/2012 3:54:47 PM |
holdem-donk | $25.00 | 11/20/2012 10:31:51 PM |
glclhej | $25.00 | 11/21/2012 9:35:51 AM |
Kyne | $100.00 | 11/21/2012 1:55:28 PM |
green-punctual-coin | $25.03 | 11/21/2012 2:02:07 PM |
Corlei | $50.00 | 11/21/2012 5:35:19 PM |
persist_in_doing | $25.00 | 11/22/2012 9:37:50 AM |
new-diversification-owner | $25.00 | 11/22/2012 8:38:06 PM |
knowledgeable-listing597 | $25.00 | 11/23/2012 7:42:06 AM |
imdave4me | $25.00 | 11/24/2012 5:16:11 AM |
cash-architect | $25.00 | 11/23/2012 12:10:01 PM |
jddorsey | $50.00 | 11/24/2012 1:22:14 PM |
moremax | $60.00 | 11/24/2012 1:05:25 PM |
mad-scientist418 | $25.00 | 11/24/2012 6:53:05 PM |
c2that | $100.00 | 11/25/2012 12:15:39 AM |
Baltija11 | $25.00 | 11/25/2012 7:10:14 PM |
foofightee | $25.00 | 11/26/2012 8:07:30 AM |
bazaar-tiramisu4 | $25.00 | 11/26/2012 10:49:16 AM |
Harry | $75.00 | 11/26/2012 12:02:15 PM |
helpyougrow | $25.00 | 11/27/2012 12:44:58 AM |
paladin510 | $25.00 | 11/27/2012 9:20:49 AM |
momentous-velocity5 | $59.00 | 11/27/2012 10:43:14 AM |
supernova719 | $48.00 | 11/27/2012 11:20:45 AM |
smart-transparency099 | $25.00 | 11/27/2012 11:08:11 PM |
john0720 | $25.00 | 11/28/2012 11:28:56 AM |
riskreward | $250.00 | 11/28/2012 1:46:00 PM |
natural-worth9 | $75.00 | 11/28/2012 3:40:25 PM |
power-lightning9 | $125.00 | 11/28/2012 4:28:17 PM |
money-sequoia9 | $25.00 | 11/28/2012 5:28:01 PM |
syracuserei | $100.00 | 11/29/2012 5:03:33 AM |
RocketSurgeon | $25.00 | 11/28/2012 6:53:56 PM |
Cambalache | $75.00 | 11/29/2012 6:35:54 AM |
SamyFromRI | $25.00 | 11/29/2012 9:04:45 AM |
GrowthAspirations | $44.05 | 11/29/2012 9:28:45 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:53:31 AM |
mtb06 | $25.00 | 11/29/2012 12:10:03 PM |
friendinmoney | $30.00 | 11/29/2012 12:58:44 PM |
Relaxo | $200.00 | 11/29/2012 1:07:53 PM |
momentous-point6 | $100.00 | 11/29/2012 2:27:08 PM |
Kyne | $50.00 | 11/29/2012 4:24:34 PM |
Nazbuster | $100.00 | 11/29/2012 8:52:31 PM |
palmetto933 | $25.00 | 11/30/2012 9:44:50 AM |
deal-matrix375 | $45.00 | 11/29/2012 9:57:10 PM |
franzzua | $25.00 | 11/30/2012 6:46:42 AM |
Redmond | $25.00 | 11/30/2012 11:56:03 AM |
sasquatch5 | $25.00 | 11/30/2012 11:56:24 AM |
cash-hyperdrive0 | $25.00 | 11/30/2012 12:15:25 PM |
payout-crescendo9 | $54.00 | 11/30/2012 12:23:24 PM |
keynaples | $50.00 | 11/30/2012 12:35:24 PM |
finance-coyote3 | $1,630.70 | 11/30/2012 12:40:03 PM |
JJ9876 | $25.00 | 11/30/2012 11:55:56 AM |
Tradesmanlender | $25.00 | 11/30/2012 11:57:54 AM |
durable-p2ploan0 | $25.00 | 11/30/2012 11:59:32 AM |
prescription0 | $50.00 | 11/30/2012 12:01:38 PM |
order-geyser1 | $100.00 | 11/30/2012 11:57:13 AM |
saffron4 | $25.00 | 11/30/2012 12:00:38 PM |
currency-persimmon | $25.00 | 11/30/2012 12:25:10 PM |
Lilred7879 | $25.00 | 11/30/2012 12:29:33 PM |
credible-balance0 | $25.00 | 11/30/2012 12:16:31 PM |
Emgolda | $25.00 | 11/30/2012 12:22:43 PM |
unassassinable | $25.00 | 11/30/2012 12:26:00 PM |
181 Investments
|
Borrower Payment Dependent Notes Series
672419
This series of Notes was issued and sold upon the funding of the borrower loan #78717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Nov-30-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $94.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1964 |
Debt/Income ratio:
| 21% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 13y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,814 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ferocious-commitment6 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I meet my obligations and make payments on time
Monthly net income: $5,200
Monthly expenses: $4,500
Housing: $950
Insurance: $200
Car expenses: $50
Utilities: $105
Phone, cable, internet: $240
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $2,200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
valiant-return584 | $50.00 | 11/21/2012 9:17:56 AM |
Sagamore | $50.00 | 11/21/2012 10:00:13 AM |
berniemadeoff | $70.00 | 11/21/2012 10:36:02 AM |
IPG1 | $25.00 | 11/21/2012 11:41:58 AM |
ideal-peace5 | $100.00 | 11/21/2012 11:48:22 AM |
successful-agreement7 | $100.00 | 11/21/2012 11:59:39 AM |
velocity-destiny7 | $25.00 | 11/22/2012 8:37:53 AM |
thankful-nickel2 | $50.00 | 11/21/2012 6:22:42 PM |
ladyopium | $50.00 | 11/26/2012 10:16:30 AM |
WalnutCreekguy | $50.00 | 11/26/2012 6:59:40 PM |
j2ee | $50.00 | 11/27/2012 9:51:01 AM |
monster4 | $50.00 | 11/27/2012 11:00:51 AM |
nickel-ferret | $25.00 | 11/27/2012 10:35:56 AM |
casserole9 | $35.00 | 11/27/2012 5:34:34 PM |
riskreward | $250.00 | 11/27/2012 4:09:25 PM |
commerce-artisan8 | $50.00 | 11/27/2012 5:26:59 PM |
Eric_Gagne | $25.00 | 11/28/2012 7:45:37 AM |
bold-joyful-coin9 | $25.00 | 11/28/2012 9:14:09 AM |
LuvToLend | $25.00 | 11/28/2012 10:36:39 AM |
ethical-truth211 | $200.00 | 11/28/2012 4:54:37 PM |
bazaar-tulip | $25.00 | 11/29/2012 5:30:37 PM |
finance-coyote3 | $200.00 | 11/29/2012 7:59:01 PM |
mschoenf | $100.00 | 11/29/2012 11:26:15 PM |
well-rounded-payout0 | $50.00 | 11/21/2012 10:38:09 AM |
transaction-seahorse0 | $25.00 | 11/21/2012 12:12:06 PM |
Zorro_970 | $51.00 | 11/21/2012 12:02:48 PM |
persist_in_doing | $25.00 | 11/22/2012 9:38:27 AM |
Foothill-Paradise | $25.00 | 11/24/2012 9:21:04 AM |
return-point2 | $100.00 | 11/24/2012 7:02:41 AM |
britches613 | $25.00 | 11/25/2012 9:38:06 AM |
responsibility-butterfly | $50.00 | 11/26/2012 6:57:48 AM |
Harry | $75.00 | 11/26/2012 12:02:31 PM |
gain-dolphin | $25.00 | 11/26/2012 9:32:27 PM |
fervent-commerce | $25.00 | 11/26/2012 6:09:37 PM |
rzlender | $25.00 | 11/27/2012 11:19:45 AM |
unassuming-p2ploan774 | $40.00 | 11/27/2012 5:32:18 PM |
abundanceforever | $52.50 | 11/29/2012 10:55:52 AM |
DreisersFinancier | $50.00 | 11/29/2012 10:58:35 AM |
credit-bliss8 | $25.00 | 11/29/2012 9:50:39 PM |
terrific-dough6 | $34.00 | 11/29/2012 6:12:19 PM |
wwwUniversal | $25.00 | 11/29/2012 6:27:48 PM |
CFOGO | $25.00 | 11/30/2012 5:11:47 AM |
delicious-integrity7 | $25.00 | 11/30/2012 4:57:35 AM |
JGENERAL | $92.50 | 11/30/2012 7:13:42 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
672735
This series of Notes was issued and sold upon the funding of the borrower loan #78720, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,418.29 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 16.75% |
Listing Start date:
| Nov-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1985 |
Debt/Income ratio:
| 35% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 1m |
Amount delinquent:
| $160 |
Total credit lines:
| 17 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,975 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| fighter620 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...debt consolidation
My financial situation:
I am a good candidate for this loan because...I pay my bills on time and I have a long term career
Monthly net income: $2200.00
Monthly expenses: $
Housing: $300.00
Insurance: $100.00
Car expenses: $310.00
Utilities: $0.00
Phone, cable, internet: $75.00
Food, entertainment: $400.00
Clothing, household expenses: $
Credit cards and other loans: $200.00
Other expenses: $
60.00 gas
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $100.00 | 11/23/2012 6:45:50 PM |
let_me_retire | $50.00 | 11/23/2012 8:05:28 PM |
Danjack_Capital | $25.00 | 11/23/2012 5:05:01 PM |
banker34 | $25.00 | 11/23/2012 5:36:17 PM |
responsibility-butterfly | $50.00 | 11/26/2012 6:58:05 AM |
LuvToLend | $25.00 | 11/28/2012 10:37:08 AM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:02 AM |
social-heart | $25.00 | 11/29/2012 9:28:37 AM |
diplomatic-wealth7 | $25.00 | 11/29/2012 9:41:43 AM |
fervent-repayment | $100.00 | 11/30/2012 5:06:55 AM |
bold-joyful-coin9 | $25.00 | 11/30/2012 1:15:24 PM |
businessbroker101 | $50.00 | 11/30/2012 6:34:06 PM |
exponential-fairness2 | $50.00 | 12/1/2012 7:39:06 PM |
Whipster | $50.00 | 12/4/2012 5:23:01 AM |
Cybercusp | $25.00 | 12/5/2012 7:01:56 PM |
money-baron | $100.00 | 12/5/2012 7:26:43 PM |
fastmoney001 | $25.00 | 12/5/2012 6:19:22 PM |
RufusGreyhound | $25.00 | 12/6/2012 12:58:01 PM |
balance-vinyl5 | $100.00 | 12/6/2012 4:43:59 PM |
Tscheddar | $25.00 | 12/6/2012 5:04:58 PM |
Bank42 | $25.00 | 12/7/2012 4:36:02 AM |
Mucman72 | $25.00 | 12/6/2012 7:03:14 PM |
cash-reaction2 | $25.00 | 12/7/2012 9:06:55 AM |
finance7777 | $25.00 | 12/7/2012 7:23:38 AM |
duty-viola | $35.00 | 12/7/2012 9:17:38 AM |
the-credit-maker | $77.00 | 12/7/2012 9:31:59 AM |
silver-enlightenment0 | $25.00 | 12/7/2012 9:48:30 AM |
gogene2002 | $25.00 | 12/7/2012 9:41:45 AM |
reward-adventure | $50.00 | 12/7/2012 10:15:40 AM |
JGENERAL | $25.00 | 12/7/2012 9:50:57 AM |
fortytwo | $100.00 | 12/7/2012 10:52:26 AM |
djh47a | $25.00 | 12/7/2012 10:56:14 AM |
a-foxy-balance | $25.00 | 12/7/2012 10:56:57 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:02 AM |
nex | $25.00 | 12/7/2012 11:15:31 AM |
deegeeman | $25.00 | 12/7/2012 10:37:08 AM |
newest-peace-surgeon | $50.00 | 12/7/2012 11:48:07 AM |
Caed-Aldwych | $25.00 | 12/7/2012 12:05:52 PM |
ultimate-penny564 | $25.00 | 12/7/2012 4:19:44 PM |
stable-cash4 | $25.00 | 12/7/2012 3:10:14 PM |
bazaar-paladin7 | $26.29 | 12/7/2012 3:28:55 PM |
sympathetic-funds818 | $25.00 | 12/7/2012 3:56:37 PM |
Relient-K | $25.00 | 11/23/2012 5:28:29 PM |
Endeavour | $150.00 | 11/23/2012 6:40:22 PM |
deal-selector5 | $25.00 | 11/25/2012 7:52:22 AM |
Star_Witness | $25.00 | 11/25/2012 8:07:10 PM |
note-willow8 | $25.00 | 11/27/2012 4:58:19 PM |
Something-Corporate | $25.00 | 11/28/2012 5:27:48 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:19:59 PM |
melodious-openness | $200.00 | 12/3/2012 4:37:43 AM |
augi_enterprises | $25.00 | 12/3/2012 3:38:54 PM |
graceful-investment | $106.00 | 12/4/2012 3:22:57 PM |
graceful-D4Sinvestment | $50.00 | 12/5/2012 7:43:32 PM |
evilkats | $50.00 | 12/6/2012 5:25:14 PM |
enriching-dollar1 | $100.00 | 12/6/2012 5:35:01 PM |
britches318 | $250.00 | 12/7/2012 8:50:24 AM |
lendahope | $25.00 | 12/7/2012 9:03:03 AM |
enriched-silver | $25.00 | 12/7/2012 5:43:57 AM |
Toby1montana | $50.00 | 12/7/2012 6:24:53 AM |
orearella3 | $30.00 | 12/7/2012 9:37:48 AM |
copper | $50.00 | 12/7/2012 9:31:52 AM |
heart514 | $25.00 | 12/7/2012 9:18:35 AM |
JaceSpade | $25.00 | 12/7/2012 9:22:11 AM |
principal-cooker2 | $50.00 | 12/7/2012 10:33:08 AM |
elegant-hope578 | $29.00 | 12/7/2012 10:34:02 AM |
power-spartan5 | $25.00 | 12/7/2012 10:42:53 AM |
rabbidlender | $25.00 | 12/7/2012 10:47:23 AM |
worth-shower8 | $100.00 | 12/7/2012 10:18:19 AM |
economy-shrubbery6 | $25.00 | 12/7/2012 10:10:35 AM |
Newera2013 | $25.00 | 12/7/2012 11:15:21 AM |
durability-ace9 | $25.00 | 12/7/2012 10:17:34 AM |
dedicated-transaction796 | $25.00 | 12/7/2012 10:31:33 AM |
yield-hut | $25.00 | 12/7/2012 11:17:04 AM |
the-laudable-peso | $40.00 | 12/7/2012 11:21:17 AM |
Preist | $25.00 | 12/7/2012 4:09:52 PM |
75 Investments
|
Borrower Payment Dependent Notes Series
673279
This series of Notes was issued and sold upon the funding of the borrower loan #79129, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Nov-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $272.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 49% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 23y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,367 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-studious-justice |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt
Purpose of loan: Debt
This loan will be used to...pay off my exisiting credit cards
My financial situation: Want to my credit card bills to eliminate the high interest loans and have one bill for my debt.
I am a good for this loan because... I pay my bills on time. My credit is in good standing.
Monthly net income: $ 2,892.50
Monthly expenses: $ 0
Housing: $860 month
Insurance: $ 28.20
Car expenses: $ 571.72
Utilities: $ 23.00
Phone, cable, internet: $ 84.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 65.00
Credit cards and other loans: $ 660.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
successful-agreement7 | $100.00 | 11/19/2012 5:15:58 PM |
bright-idea11 | $25.00 | 11/19/2012 5:03:28 PM |
kind-lovely-marketplace | $50.00 | 11/19/2012 5:17:20 PM |
berniemadeoff | $30.00 | 11/19/2012 7:51:07 PM |
lovely-currency3 | $50.00 | 11/19/2012 5:44:32 PM |
ethical-truth211 | $100.00 | 11/19/2012 6:30:10 PM |
skillful-asset5 | $30.00 | 11/20/2012 7:01:29 PM |
point-oyster5 | $25.00 | 11/21/2012 5:28:20 PM |
BostonCapital | $100.00 | 11/22/2012 9:48:56 AM |
banker34 | $25.00 | 11/23/2012 10:35:43 AM |
ideal-fairness339 | $25.00 | 11/25/2012 7:15:50 AM |
transparency-position | $87.00 | 11/24/2012 2:39:54 PM |
deal-selector5 | $25.00 | 11/25/2012 7:51:45 AM |
gain-chosen-one081 | $25.00 | 11/25/2012 1:19:11 PM |
dukeiyer | $25.00 | 11/26/2012 10:50:36 AM |
return-point2 | $100.00 | 11/26/2012 5:44:50 PM |
WalnutCreekguy | $50.00 | 11/26/2012 6:59:08 PM |
bltzn123 | $35.00 | 11/27/2012 8:31:29 AM |
Investor_DP | $200.00 | 11/27/2012 9:06:52 AM |
auction-iris9 | $120.00 | 11/27/2012 10:55:27 AM |
gold-sushi | $25.00 | 11/27/2012 11:03:03 AM |
Elefunt | $25.00 | 11/27/2012 11:04:47 AM |
kenji4861 | $25.00 | 11/27/2012 11:28:10 AM |
payment-gusto | $25.00 | 11/27/2012 4:58:40 PM |
LuvToLend | $25.00 | 11/28/2012 10:36:06 AM |
imdave4me | $100.00 | 11/28/2012 12:45:46 PM |
glimmering-funds2 | $25.00 | 11/28/2012 5:00:30 PM |
Joyflyer | $50.00 | 11/28/2012 7:05:44 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:26:39 AM |
thehousewife | $25.00 | 11/29/2012 8:19:59 AM |
a-rupee-chemistry | $25.00 | 11/29/2012 10:48:16 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:25:45 PM |
ore-authority2 | $50.00 | 11/30/2012 12:06:04 PM |
platinum-boss2 | $25.00 | 11/30/2012 12:09:53 PM |
bold-joyful-coin9 | $25.00 | 11/30/2012 1:13:34 PM |
Index_Plus | $2,500.00 | 11/30/2012 3:40:23 PM |
E-2 | $100.00 | 11/30/2012 4:14:29 PM |
point-hunter4 | $25.00 | 11/30/2012 4:20:37 PM |
wwwUniversal | $25.00 | 11/30/2012 6:16:39 PM |
ouyangers | $50.00 | 12/1/2012 4:30:38 AM |
transaction-puppy6 | $25.00 | 11/30/2012 5:36:58 PM |
CA-Lender | $25.00 | 12/1/2012 9:33:55 AM |
Zion-CIF | $25.00 | 11/30/2012 10:05:27 PM |
Tizzo27 | $118.00 | 12/1/2012 11:46:23 AM |
jpac1066 | $25.00 | 12/1/2012 5:46:04 AM |
Leshan | $50.00 | 12/1/2012 7:23:22 AM |
klend4 | $25.00 | 12/1/2012 8:20:47 AM |
08bob | $25.00 | 12/1/2012 8:55:04 AM |
deal-enlistment6 | $25.00 | 12/1/2012 9:41:27 AM |
careful-dinero21 | $25.00 | 12/1/2012 11:00:49 AM |
hml | $50.00 | 12/1/2012 1:06:20 PM |
trajectory8 | $25.00 | 12/1/2012 1:01:43 PM |
transaction-seahorse0 | $25.00 | 11/19/2012 5:23:50 PM |
octoberfresh | $25.00 | 11/19/2012 6:04:48 PM |
open-minded-p2p1 | $25.00 | 11/19/2012 7:44:40 PM |
NickelSteamroller | $25.00 | 11/20/2012 5:37:34 PM |
profit-powerplant | $25.00 | 11/21/2012 9:00:54 AM |
responsibility-butterfly | $50.00 | 11/21/2012 10:59:41 AM |
Zorro_970 | $100.00 | 11/21/2012 12:03:30 PM |
ideal-peace5 | $100.00 | 11/21/2012 11:48:34 AM |
stock106 | $25.00 | 11/21/2012 12:03:23 PM |
formula842 | $25.00 | 11/23/2012 6:31:56 AM |
flexible-rate1 | $25.00 | 11/25/2012 11:19:11 AM |
return-statuette139 | $50.00 | 11/26/2012 6:26:02 AM |
first-inspiring-vigilance | $25.00 | 11/26/2012 9:11:23 AM |
currency-tamale3 | $25.00 | 11/26/2012 9:52:12 AM |
prudent-payment316 | $25.00 | 11/27/2012 12:07:09 AM |
loyalist1 | $100.00 | 11/27/2012 9:03:03 AM |
jgar_O | $35.00 | 11/27/2012 11:30:39 AM |
tech310 | $50.00 | 11/27/2012 11:31:23 AM |
green-safe-wampum | $50.00 | 11/27/2012 3:26:38 PM |
integrity-reactor4 | $25.00 | 11/28/2012 5:37:01 AM |
generous-deal6 | $25.00 | 11/27/2012 11:10:57 PM |
bold-felicity-image | $100.00 | 11/28/2012 6:46:13 AM |
vivid-velocity7 | $50.00 | 11/28/2012 6:53:29 AM |
jetavana | $25.00 | 11/28/2012 11:07:15 AM |
engaging-repayment8 | $25.00 | 11/28/2012 11:37:52 AM |
sympathetic-funds818 | $50.00 | 11/28/2012 4:04:45 PM |
52digital | $44.00 | 11/28/2012 6:28:28 PM |
thehousewife | $25.00 | 11/29/2012 8:31:20 AM |
abundanceforever | $52.50 | 11/29/2012 10:56:08 AM |
careful-vigilance4 | $25.00 | 11/29/2012 10:15:37 AM |
majestic-note6 | $41.00 | 11/29/2012 11:03:14 AM |
fervent-repayment | $100.00 | 11/30/2012 5:06:37 AM |
fantastic-wampum1 | $100.00 | 11/30/2012 9:18:26 AM |
intelligent-yield | $25.00 | 11/30/2012 11:55:46 AM |
SubmergedPilot | $25.00 | 11/30/2012 5:49:23 PM |
dunox | $75.00 | 11/30/2012 4:16:19 PM |
yield-hut | $25.00 | 11/30/2012 5:59:46 PM |
saxaphone6 | $25.00 | 11/30/2012 8:08:44 PM |
Lambo168 | $25.00 | 11/30/2012 10:51:10 PM |
ethical-truth211 | $50.00 | 12/1/2012 11:46:10 AM |
grf1945 | $100.00 | 12/1/2012 5:56:44 AM |
credit-prodigy4 | $75.00 | 12/1/2012 6:55:48 AM |
farm592 | $25.00 | 12/1/2012 12:14:34 PM |
Weaverville | $25.00 | 12/1/2012 9:20:53 AM |
pfh | $25.00 | 12/1/2012 10:01:13 AM |
miked8303 | $50.00 | 12/1/2012 12:42:21 PM |
SpreadsheetSolutions | $5.66 | 12/1/2012 1:07:34 PM |
Land_on_your_feet | $25.84 | 12/1/2012 12:25:20 PM |
Learning2Lend | $25.00 | 12/1/2012 12:50:50 PM |
sgt-schultz | $26.00 | 12/1/2012 12:55:48 PM |
102 Investments
|
Borrower Payment Dependent Notes Series
673499
This series of Notes was issued and sold upon the funding of the borrower loan #78777, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-01-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $373.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
5 | Length of status: | 7y 1m |
Amount delinquent:
| $477 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,470 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| peacearella5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
84928429 | $50.00 | 11/20/2012 5:24:44 PM |
valiant-return584 | $50.00 | 11/20/2012 5:53:52 PM |
successful-agreement7 | $100.00 | 11/21/2012 11:59:38 AM |
return-point2 | $100.00 | 11/24/2012 7:02:40 AM |
deal-selector5 | $25.00 | 11/25/2012 7:51:57 AM |
pierrelasvegas | $25.00 | 11/26/2012 5:33:16 PM |
fervent-commerce | $25.00 | 11/26/2012 6:00:42 PM |
LoanerPrincipal | $25.00 | 11/26/2012 9:47:31 PM |
patriot897 | $25.00 | 11/26/2012 6:31:39 PM |
WalnutCreekguy | $50.00 | 11/26/2012 6:59:35 PM |
bewitching-dollar5 | $200.00 | 11/26/2012 7:13:20 PM |
point-oyster5 | $25.00 | 11/26/2012 7:13:41 PM |
bltzn123 | $35.00 | 11/27/2012 8:31:46 AM |
dunox | $25.00 | 11/26/2012 7:35:51 PM |
enriching-trade2 | $50.00 | 11/27/2012 9:09:37 AM |
bill-thinker135 | $35.00 | 11/27/2012 9:54:54 AM |
Zorro_970 | $100.00 | 11/27/2012 10:27:51 AM |
thrilling-fund427 | $50.00 | 11/27/2012 10:06:09 AM |
asset-caramel5 | $50.00 | 11/27/2012 10:14:03 AM |
vigorous-velocity | $300.00 | 11/27/2012 10:16:08 AM |
green-discrete-rupee | $25.00 | 11/27/2012 10:30:09 AM |
wetlands | $200.00 | 11/27/2012 10:38:09 AM |
gain-chosen-one081 | $25.00 | 11/27/2012 11:08:20 AM |
LeReve | $392.00 | 11/27/2012 10:51:44 AM |
auction-iris9 | $120.00 | 11/27/2012 10:55:59 AM |
TumbleWeed88 | $25.00 | 11/27/2012 11:32:07 AM |
Kaj | $25.00 | 11/27/2012 11:52:55 AM |
monster4 | $50.00 | 11/27/2012 11:00:47 AM |
economy-producer | $25.00 | 11/27/2012 11:12:12 AM |
top-community-voyage | $50.00 | 11/27/2012 5:31:41 PM |
kulender | $100.00 | 11/27/2012 8:17:10 PM |
receptive-affluence035 | $25.00 | 11/28/2012 6:33:49 AM |
crdcteng | $25.00 | 11/28/2012 10:10:34 AM |
first-serene-credit | $25.00 | 11/28/2012 1:40:29 PM |
revenue-achievement | $25.00 | 11/28/2012 11:14:37 AM |
sympathetic-funds818 | $50.00 | 11/28/2012 4:05:04 PM |
BankofRon_IRA | $100.00 | 11/28/2012 5:01:56 PM |
Kame | $25.00 | 11/29/2012 9:54:45 AM |
green-loyalty-web | $25.00 | 11/29/2012 9:26:47 AM |
diplomatic-wealth494 | $50.00 | 11/29/2012 9:53:14 AM |
new-dignified-dinero | $100.00 | 11/29/2012 10:59:35 AM |
tender-commerce8 | $50.00 | 11/29/2012 5:42:52 PM |
duty-flow23 | $25.00 | 11/29/2012 6:14:38 PM |
Preferred-Lender | $25.00 | 11/29/2012 6:18:54 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:25:59 PM |
transparency-baton | $25.00 | 11/30/2012 7:55:56 AM |
resplendent-fund2 | $25.00 | 11/30/2012 12:19:33 AM |
EBITDA | $25.00 | 11/30/2012 9:54:18 AM |
clean-penny059 | $100.00 | 11/30/2012 5:40:05 AM |
fervent-repayment | $100.00 | 11/30/2012 5:06:45 AM |
tolerant-truth2 | $40.00 | 11/30/2012 11:16:33 AM |
bazaar-festivity | $25.00 | 11/30/2012 11:26:01 AM |
money-surge1 | $25.00 | 11/30/2012 11:41:43 AM |
authentic-finance194 | $200.00 | 11/30/2012 1:04:14 PM |
unclejaef | $25.00 | 11/30/2012 11:22:50 AM |
wrangler034 | $25.00 | 11/30/2012 11:24:31 AM |
leodaguy | $100.00 | 11/30/2012 12:16:27 PM |
Lilred7879 | $25.00 | 11/30/2012 12:29:37 PM |
bold-joyful-coin9 | $25.00 | 11/30/2012 1:13:36 PM |
E-2 | $100.00 | 11/30/2012 4:14:11 PM |
finance-coyote3 | $2,000.00 | 12/1/2012 5:38:57 AM |
careful-dinero21 | $25.00 | 12/1/2012 11:00:52 AM |
urbane-benjamins4 | $25.00 | 11/30/2012 11:45:22 PM |
Lambo168 | $50.00 | 11/30/2012 10:40:09 PM |
grf1945 | $100.00 | 12/1/2012 5:56:45 AM |
community-gorilla | $25.00 | 12/1/2012 8:54:58 AM |
Webpreneur | $50.00 | 12/1/2012 12:48:42 PM |
und-alum | $25.00 | 12/1/2012 1:05:40 PM |
benefit-admirer8 | $25.00 | 12/1/2012 1:07:46 PM |
rescue | $100.00 | 12/1/2012 12:21:38 PM |
adventurer447 | $300.00 | 12/1/2012 1:13:02 PM |
fcukciti | $35.00 | 12/1/2012 1:14:35 PM |
progressive-economy261 | $400.00 | 12/1/2012 12:33:46 PM |
unforgettable-wealth4 | $50.00 | 12/1/2012 12:33:27 PM |
robust-diversification3 | $50.00 | 12/1/2012 1:19:50 PM |
bold-direct-asset | $50.00 | 12/1/2012 1:21:13 PM |
helpinghand63 | $25.00 | 12/1/2012 1:23:21 PM |
SummitAdvisors | $50.00 | 12/1/2012 12:44:23 PM |
logical-investment4 | $25.00 | 12/1/2012 12:48:01 PM |
BuffetRocks | $25.00 | 12/1/2012 1:26:27 PM |
money-vista | $25.00 | 12/1/2012 1:30:03 PM |
useful-money715 | $25.00 | 12/1/2012 1:31:09 PM |
repayment-genius7 | $25.00 | 12/1/2012 1:32:13 PM |
Nopa | $25.00 | 12/1/2012 1:08:20 PM |
Washington_Loan | $25.00 | 12/1/2012 1:11:04 PM |
velocity-solo | $25.00 | 12/1/2012 1:13:25 PM |
Fire-your-banker | $25.00 | 12/1/2012 1:16:51 PM |
MoonMama | $25.00 | 12/1/2012 1:19:21 PM |
deal-vibrato | $25.00 | 12/1/2012 1:23:45 PM |
reaction5 | $25.00 | 12/1/2012 1:26:18 PM |
saihu | $25.00 | 12/1/2012 1:26:48 PM |
mvalley | $25.00 | 12/1/2012 1:29:00 PM |
laudable-balance568 | $25.00 | 12/1/2012 1:30:09 PM |
rupee-tuba | $25.00 | 12/1/2012 1:28:35 PM |
gold-pudding6 | $60.00 | 12/1/2012 1:28:43 PM |
jubilant-capital1 | $25.00 | 11/20/2012 5:08:08 PM |
Dubbs360 | $50.00 | 11/20/2012 5:15:52 PM |
ethical-truth211 | $300.00 | 11/20/2012 5:27:45 PM |
Money__Tree | $200.00 | 11/20/2012 5:45:56 PM |
profitable-fairness1 | $50.00 | 11/21/2012 7:16:17 AM |
money-genome84 | $250.00 | 11/21/2012 10:23:07 AM |
responsibility-butterfly | $50.00 | 11/25/2012 6:44:12 AM |
toblerone | $25.00 | 11/25/2012 2:10:15 PM |
tech310 | $50.00 | 11/26/2012 5:31:35 PM |
bazaar-tulip | $25.00 | 11/26/2012 5:16:38 PM |
kindness-electron577 | $25.00 | 11/26/2012 5:20:22 PM |
dunkard13 | $100.00 | 11/26/2012 7:53:44 PM |
scoobiedoo | $25.01 | 11/26/2012 8:39:41 PM |
autumnae | $50.00 | 11/27/2012 9:21:40 AM |
money-bauble | $100.00 | 11/27/2012 9:23:31 AM |
kevin314 | $25.00 | 11/27/2012 9:27:21 AM |
proper-exchange8 | $50.00 | 11/27/2012 10:40:08 AM |
wildanne | $50.00 | 11/27/2012 11:03:36 AM |
EL_Papin | $25.00 | 11/27/2012 12:22:15 PM |
return-statuette139 | $50.00 | 11/27/2012 5:42:53 PM |
Jimthemoo | $25.00 | 11/28/2012 8:25:09 AM |
bold-felicity-image | $100.00 | 11/28/2012 6:46:36 AM |
Bendistraw | $50.00 | 11/28/2012 10:32:48 AM |
persistent-dinero953 | $35.00 | 11/28/2012 1:51:42 PM |
MyPFBlog | $25.00 | 11/29/2012 8:59:28 AM |
dollardave | $50.00 | 11/29/2012 12:36:23 PM |
a-rupee-chemistry | $25.00 | 11/29/2012 10:46:44 AM |
currency-tamale3 | $25.00 | 11/29/2012 6:27:45 PM |
subtle-bill727 | $25.00 | 11/29/2012 6:16:30 PM |
CAGE-Investments | $25.00 | 11/29/2012 6:21:13 PM |
fuzed | $50.00 | 11/30/2012 6:50:32 AM |
valiant-liberty4 | $25.00 | 11/30/2012 10:35:09 AM |
breathtaking-funds6 | $33.00 | 11/30/2012 9:01:10 AM |
restless-currency | $40.00 | 11/30/2012 11:08:41 AM |
madpinto21 | $50.00 | 11/30/2012 11:51:16 AM |
tolerant-responsibility051 | $2,000.00 | 11/30/2012 2:46:27 PM |
ore-authority2 | $50.00 | 11/30/2012 12:06:08 PM |
squirrel60 | $25.00 | 11/30/2012 1:15:10 PM |
unassuming-p2ploan774 | $40.00 | 11/30/2012 5:20:18 PM |
capital-magician561 | $25.00 | 11/30/2012 2:58:48 PM |
durability-goat644 | $50.00 | 11/30/2012 11:35:11 PM |
first-rate-mongoose | $25.00 | 12/1/2012 5:39:44 AM |
wale-ld | $25.00 | 12/1/2012 3:47:40 AM |
Sutpen55 | $25.00 | 12/1/2012 6:01:14 AM |
compassion-ladder9 | $25.00 | 12/1/2012 8:10:36 AM |
Weaverville | $25.00 | 12/1/2012 9:21:05 AM |
CalBear08 | $33.33 | 12/1/2012 12:04:02 PM |
transparency-sapling | $25.00 | 12/1/2012 1:08:13 PM |
duty-viola | $28.00 | 12/1/2012 1:12:22 PM |
red-power-pecan | $50.00 | 12/1/2012 12:33:23 PM |
hard-working-loot | $50.00 | 12/1/2012 1:16:59 PM |
cp-family | $75.00 | 12/1/2012 1:17:04 PM |
BofM | $25.00 | 12/1/2012 1:18:17 PM |
transaction-locomotive183 | $25.00 | 12/1/2012 1:22:08 PM |
unassuming-note | $25.00 | 12/1/2012 1:22:14 PM |
zeelender | $25.00 | 12/1/2012 1:22:53 PM |
boater01 | $39.00 | 12/1/2012 1:29:50 PM |
rautility | $50.00 | 12/1/2012 1:08:28 PM |
social-trumpet | $25.00 | 12/1/2012 1:11:53 PM |
orange-stable-gain | $50.00 | 12/1/2012 1:13:08 PM |
best-witty-income | $25.00 | 12/1/2012 1:13:28 PM |
wampum-optimization | $25.00 | 12/1/2012 1:18:59 PM |
listing-escalator9 | $25.00 | 12/1/2012 1:26:07 PM |
bigballer105 | $42.00 | 12/1/2012 1:26:24 PM |
traice | $25.00 | 12/1/2012 1:26:32 PM |
peace-fixer8 | $25.00 | 12/1/2012 1:28:58 PM |
dmunySF | $50.00 | 12/1/2012 1:33:13 PM |
worth-eclipse9 | $100.00 | 12/1/2012 1:33:20 PM |
JJ9876 | $17.66 | 12/1/2012 1:34:01 PM |
wwwUniversal | $25.00 | 12/1/2012 1:32:02 PM |
selfmademan | $25.00 | 12/1/2012 1:33:29 PM |
166 Investments
|
Borrower Payment Dependent Notes Series
673903
This series of Notes was issued and sold upon the funding of the borrower loan #78981, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| Nov-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-01-2012 |
|
Lender yield:
| 13.21% |
Borrower rate/APR:
| 14.21% / 16.52% |
Monthly payment:
| $584.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.74% | | |
| |
Estimated return*:
| 9.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 42% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 24
/
24 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 63 |
Occupation: | Principal |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,576 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| platoon68 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate my two VISA and one MASTERCARD crdit cards.
My financial situation: My son is graduating from college and now I need to concentrate on getting out of debt. I just paid my car off this month and will pay my son's car off in July. I just need a way to consolidate so I can get out from under all my debit. I need a light at the end of the tunnel. This will provide that for me.
I am a good candidate for this loan because...
I am blessed to have a job, and I want to be responsible for paying off my debt. Some years back I obtained a large loan like this to help with putting my child through college. It was for 25,000, and I have paid it faithfull. It is now down to 12,000. As I mentioned above I recently paid off my car. I just need some help to consolidate at at fixed rate. I want to get out of debt, I just need help. Thank you in advance for considering to provide me with the assistance I need.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Sanford-N-Sons | $25.00 | 11/19/2012 5:50:27 PM |
community-burrito9 | $25.00 | 11/19/2012 5:08:17 PM |
yield-voyager8 | $25.00 | 11/19/2012 6:26:19 PM |
Castellan | $50.00 | 11/19/2012 6:28:50 PM |
Zolton | $300.00 | 11/23/2012 6:30:43 PM |
responsibility-butterfly | $50.00 | 11/24/2012 6:43:50 AM |
Preferred-Lender | $25.00 | 11/26/2012 5:10:53 PM |
compoundinterest | $25.00 | 11/26/2012 5:35:05 PM |
indomitable-coin | $25.00 | 11/26/2012 6:11:59 PM |
magical-credit523 | $25.00 | 11/26/2012 7:32:33 PM |
bxsquad | $25.00 | 11/27/2012 9:50:49 AM |
transparency-sequoia6 | $100.00 | 11/27/2012 10:19:36 AM |
Interest2thePeople | $100.00 | 11/27/2012 9:39:45 AM |
enthralling-investment | $25.00 | 11/27/2012 10:02:12 AM |
wetlands | $200.00 | 11/27/2012 10:37:12 AM |
thrifty-transaction578 | $25.00 | 11/27/2012 10:38:27 AM |
proper-exchange8 | $50.00 | 11/27/2012 10:40:03 AM |
Arvicco | $400.00 | 11/27/2012 10:50:21 AM |
justreturns | $25.00 | 11/27/2012 11:02:04 AM |
top-community-voyage | $50.00 | 11/27/2012 5:31:37 PM |
bold-felicity-image | $100.00 | 11/28/2012 6:46:14 AM |
intrepid-compassion29 | $25.00 | 11/28/2012 7:02:01 AM |
Investoman | $25.00 | 11/28/2012 10:22:39 AM |
knowledgeable-silver6 | $25.00 | 11/28/2012 10:48:52 AM |
sympathetic-funds818 | $50.00 | 11/28/2012 4:04:46 PM |
jonmars | $25.00 | 11/29/2012 9:42:01 AM |
Kame | $25.00 | 11/29/2012 9:54:40 AM |
diplomatic-wealth494 | $100.00 | 11/29/2012 9:50:48 AM |
AFairDeal | $25.00 | 11/29/2012 10:38:27 AM |
proper-commitment5 | $25.00 | 11/29/2012 11:35:50 AM |
progressive-economy261 | $400.00 | 11/29/2012 5:14:02 PM |
adventurer447 | $300.00 | 11/29/2012 6:49:13 PM |
first-inspiring-vigilance | $25.00 | 11/29/2012 7:12:43 PM |
Johnny2Dogs | $125.00 | 11/29/2012 6:25:46 PM |
economy-samaritan218 | $25.00 | 11/29/2012 9:26:46 PM |
ready-bid9 | $31.00 | 11/30/2012 9:50:16 AM |
ualf | $50.00 | 11/30/2012 9:51:12 AM |
IPlayOutsideTheBox | $25.00 | 11/30/2012 4:09:10 AM |
allo | $25.00 | 11/30/2012 6:27:01 AM |
mvalley | $25.00 | 11/30/2012 10:07:28 AM |
flypenguin | $25.00 | 11/30/2012 10:07:59 AM |
awwaww | $25.00 | 11/30/2012 10:09:13 AM |
oracle3 | $31.00 | 11/30/2012 10:38:07 AM |
FredHead3 | $40.00 | 11/30/2012 10:41:53 AM |
kochan123 | $25.00 | 11/30/2012 7:52:57 AM |
urbane-deal152 | $50.00 | 11/30/2012 10:47:52 AM |
transaction-squirrel734 | $25.00 | 11/30/2012 10:55:25 AM |
skuba | $50.00 | 11/30/2012 9:10:00 AM |
hard-working-asset2 | $25.00 | 11/30/2012 11:02:09 AM |
bicyclebear | $25.00 | 11/30/2012 11:03:14 AM |
satisfying-deal5 | $50.00 | 11/30/2012 11:09:10 AM |
larslfe | $25.00 | 11/30/2012 11:13:29 AM |
beachwalkingwoman | $50.00 | 11/30/2012 9:31:26 AM |
mathomas3 | $25.00 | 11/30/2012 9:37:36 AM |
shrewd-benjamins | $25.00 | 11/30/2012 9:40:35 AM |
chief64 | $200.00 | 11/30/2012 9:42:35 AM |
lost-money-so-far-on-these | $25.00 | 11/30/2012 11:22:40 AM |
platinum-genetics | $25.00 | 11/30/2012 11:24:39 AM |
commerce-web5 | $25.00 | 11/30/2012 9:38:05 AM |
dparkhom | $50.00 | 11/30/2012 11:26:55 AM |
diversification-viking | $25.00 | 11/30/2012 11:31:01 AM |
Jimmiert1148 | $25.00 | 11/30/2012 9:45:01 AM |
jst1 | $25.00 | 11/30/2012 11:34:29 AM |
riproaringrapids | $50.00 | 11/30/2012 11:34:51 AM |
minista | $25.00 | 11/30/2012 9:49:14 AM |
Max8319 | $25.00 | 11/30/2012 11:36:26 AM |
cachecrew | $50.00 | 11/30/2012 9:58:23 AM |
reinforced-basis2 | $25.00 | 11/30/2012 11:36:58 AM |
papaman | $25.00 | 11/30/2012 11:37:59 AM |
nosualcneas | $25.00 | 11/30/2012 11:40:00 AM |
LenderOnWheels | $25.00 | 11/30/2012 11:48:26 AM |
madpinto21 | $50.00 | 11/30/2012 11:51:15 AM |
Sevron | $88.00 | 11/30/2012 11:52:40 AM |
gold-commander0 | $25.00 | 11/30/2012 10:08:07 AM |
innocent-income4 | $25.00 | 11/30/2012 11:58:06 AM |
zoomdrm57 | $25.00 | 11/30/2012 12:09:24 PM |
buraky | $27.00 | 11/30/2012 10:48:45 AM |
1phantom | $25.00 | 11/30/2012 10:58:58 AM |
responsibility-cherry6 | $25.00 | 11/30/2012 10:45:10 AM |
NDFIRTH | $50.00 | 11/30/2012 11:05:57 AM |
zzztimbo | $25.00 | 11/30/2012 11:06:10 AM |
awe-inspiring-commitment972 | $50.00 | 11/30/2012 11:07:52 AM |
mtp | $50.00 | 11/30/2012 11:10:20 AM |
ranstlin | $25.00 | 11/30/2012 10:57:51 AM |
credible-compassion6 | $25.00 | 11/30/2012 10:58:18 AM |
socrates520 | $50.00 | 11/30/2012 11:12:07 AM |
dood2112 | $25.00 | 11/30/2012 11:13:15 AM |
Focus-on-tommorow | $25.00 | 11/30/2012 11:14:58 AM |
ThomasC | $30.00 | 11/30/2012 11:04:01 AM |
market-assembler | $50.00 | 11/30/2012 11:16:54 AM |
lodcomm | $25.00 | 11/30/2012 11:07:06 AM |
first-repayment-magician | $40.00 | 11/30/2012 11:09:12 AM |
figs4u2 | $100.00 | 11/30/2012 11:23:32 AM |
rainorshine47 | $25.00 | 11/30/2012 11:17:13 AM |
fcukciti | $35.00 | 11/30/2012 11:25:06 AM |
rgrtanker | $25.00 | 11/30/2012 11:26:45 AM |
DasCoon | $25.00 | 11/30/2012 1:40:19 PM |
power-kin | $25.00 | 11/30/2012 11:20:07 AM |
w3alter | $50.00 | 11/30/2012 1:47:50 PM |
gristle | $25.00 | 11/30/2012 11:30:51 AM |
benjamins-utopia | $100.00 | 11/30/2012 11:22:03 AM |
pwkpwk | $25.00 | 11/30/2012 1:51:07 PM |
metro457 | $100.00 | 11/30/2012 11:31:20 AM |
gjh37 | $25.00 | 11/30/2012 1:56:53 PM |
transparency-game-changer0 | $27.00 | 11/30/2012 11:23:16 AM |
loan-master996 | $50.00 | 11/30/2012 1:57:43 PM |
peso-voyage2 | $47.00 | 11/30/2012 11:23:53 AM |
farlex85 | $25.00 | 11/30/2012 2:00:22 PM |
igloo268 | $25.00 | 11/30/2012 11:36:17 AM |
kind-cash-porcelain | $50.00 | 11/30/2012 2:25:21 PM |
ijspence | $25.00 | 11/30/2012 11:28:15 AM |
dschaaf | $25.00 | 11/30/2012 11:38:45 AM |
credit-meteor7 | $250.00 | 11/30/2012 11:39:19 AM |
dspmn | $25.00 | 11/30/2012 11:31:37 AM |
blue-calm-commitment | $25.00 | 11/30/2012 11:33:16 AM |
maldok1 | $25.00 | 11/30/2012 11:47:26 AM |
gain-tamer7 | $100.00 | 11/30/2012 11:38:14 AM |
DadWarbucks | $25.00 | 11/30/2012 11:38:53 AM |
Trigirl23 | $25.00 | 11/30/2012 11:40:16 AM |
A007 | $50.00 | 11/30/2012 11:43:36 AM |
Purple11 | $100.00 | 11/30/2012 11:55:58 AM |
Redmond | $25.00 | 11/30/2012 11:56:03 AM |
durable-p2ploan0 | $25.00 | 11/30/2012 11:59:05 AM |
velocity-solo | $25.00 | 11/30/2012 12:02:32 PM |
kindness-festivity | $25.00 | 11/30/2012 12:07:12 PM |
JJ9876 | $25.00 | 11/30/2012 11:55:56 AM |
ItsJustMe79 | $25.00 | 11/30/2012 12:09:04 PM |
authentic-liberty7 | $25.00 | 11/30/2012 12:10:28 PM |
repayment-pudding | $30.00 | 11/30/2012 12:02:11 PM |
keyniny | $35.00 | 11/30/2012 12:03:43 PM |
slojudy | $25.00 | 11/30/2012 12:17:07 PM |
dignified-finance | $25.00 | 11/30/2012 12:22:18 PM |
payout-crescendo9 | $200.00 | 11/30/2012 12:23:25 PM |
first-favorite-bonus9 | $25.00 | 11/30/2012 12:17:20 PM |
a-sentimental-return9 | $25.00 | 11/30/2012 12:19:42 PM |
Lilred7879 | $25.00 | 11/30/2012 12:29:35 PM |
ingenious-point1 | $25.00 | 11/30/2012 12:37:06 PM |
ore-seagull | $25.00 | 11/30/2012 5:02:34 PM |
hopethisworks | $25.00 | 11/30/2012 5:02:42 PM |
siege01 | $35.00 | 11/30/2012 5:05:55 PM |
bobodog | $26.00 | 11/30/2012 5:07:22 PM |
success1001 | $100.00 | 11/30/2012 5:08:21 PM |
Chutney | $27.00 | 11/30/2012 5:09:00 PM |
Aimvest | $25.00 | 11/30/2012 5:09:05 PM |
ore-jalapeno4 | $36.00 | 11/30/2012 5:12:52 PM |
Savings_EQ_Dignity | $38.00 | 11/30/2012 5:13:11 PM |
srgriff | $25.00 | 11/30/2012 1:38:28 PM |
HeadHunter | $50.00 | 11/30/2012 5:17:43 PM |
the-transaction-stronghold | $25.00 | 11/30/2012 1:33:08 PM |
Business_Happens | $25.00 | 11/30/2012 2:11:16 PM |
capital-magician561 | $25.00 | 11/30/2012 2:58:46 PM |
methodical-principal2 | $25.00 | 11/30/2012 2:19:24 PM |
stampx | $25.00 | 11/30/2012 5:38:10 PM |
best-vivacious-funds | $25.00 | 11/30/2012 3:13:20 PM |
payment-associate5 | $100.00 | 11/30/2012 3:39:03 PM |
quickstep | $151.00 | 11/30/2012 3:44:59 PM |
bonus-apple | $200.00 | 11/30/2012 3:49:04 PM |
wrchism | $36.00 | 11/30/2012 5:59:43 PM |
tsui517 | $34.00 | 11/30/2012 6:01:15 PM |
krisran | $25.00 | 11/30/2012 6:03:11 PM |
ski bum | $75.00 | 11/30/2012 6:08:59 PM |
finance-assembler | $30.00 | 11/30/2012 6:14:11 PM |
don8ter | $41.00 | 11/30/2012 6:15:58 PM |
auction-sage | $100.00 | 11/30/2012 4:33:59 PM |
hardwareman | $43.00 | 11/30/2012 6:29:14 PM |
zone6 | $100.00 | 11/30/2012 6:30:30 PM |
deal-goliath4 | $500.00 | 11/30/2012 4:28:56 PM |
emphatic-responsibility | $50.00 | 11/30/2012 4:36:16 PM |
rulender | $25.00 | 11/30/2012 6:50:11 PM |
LeReve | $500.00 | 11/30/2012 4:42:33 PM |
Fortuno_per_commodo | $100.00 | 11/30/2012 5:11:09 PM |
orange-dollar-raccoon | $75.00 | 11/30/2012 5:13:19 PM |
puifais | $25.00 | 11/30/2012 5:21:23 PM |
hostbank | $100.00 | 11/30/2012 5:21:53 PM |
iolaire | $25.00 | 11/30/2012 5:22:30 PM |
wahoo-trader | $25.00 | 11/30/2012 5:16:39 PM |
jlgreen | $25.00 | 11/30/2012 5:32:03 PM |
basis-mate7 | $25.00 | 11/30/2012 5:17:22 PM |
dospapalotes | $41.00 | 11/30/2012 5:18:39 PM |
value-microscope | $25.00 | 11/30/2012 5:34:31 PM |
california111 | $25.00 | 11/30/2012 10:45:09 PM |
nostromo | $28.00 | 11/30/2012 5:35:37 PM |
paymentologist | $50.00 | 11/30/2012 5:20:58 PM |
Bodyboard | $57.00 | 11/30/2012 11:19:32 PM |
hawaladar | $25.00 | 11/30/2012 5:26:36 PM |
tolstoy00 | $25.00 | 11/30/2012 5:40:58 PM |
rutang5 | $25.00 | 11/30/2012 5:31:15 PM |
jthomps4 | $25.00 | 11/30/2012 5:31:36 PM |
attractive-reward392 | $25.00 | 11/30/2012 5:45:50 PM |
Banksstink | $75.00 | 12/1/2012 5:20:56 AM |
BonesyJones | $100.00 | 11/30/2012 5:42:19 PM |
BofM | $25.00 | 11/30/2012 5:54:13 PM |
kind-unassuming-fund | $25.00 | 11/30/2012 5:43:34 PM |
credit-scout7 | $48.00 | 11/30/2012 5:54:41 PM |
Alpha-AssistU | $25.00 | 11/30/2012 5:43:42 PM |
independent-revenue4 | $100.00 | 11/30/2012 5:45:35 PM |
hurricaneditka | $82.00 | 11/30/2012 5:45:37 PM |
velocity-javelin8 | $25.00 | 11/30/2012 5:49:48 PM |
mulberry4 | $35.00 | 11/30/2012 5:50:57 PM |
Herluftrolle | $25.00 | 11/30/2012 5:51:13 PM |
gracej | $25.00 | 11/30/2012 6:10:43 PM |
exchange-pledge | $39.00 | 11/30/2012 5:57:58 PM |
adaboy65 | $41.00 | 11/30/2012 6:12:08 PM |
Maccs55 | $30.00 | 11/30/2012 6:05:08 PM |
thoughtful-fairness2 | $25.00 | 11/30/2012 6:06:47 PM |
truth-opera | $50.00 | 11/30/2012 6:10:30 PM |
p123 | $50.00 | 11/30/2012 6:10:39 PM |
first-upright-payout | $25.00 | 11/30/2012 6:31:47 PM |
carlover | $25.00 | 11/30/2012 6:14:15 PM |
sonhugh | $25.00 | 12/1/2012 8:55:27 AM |
wilcofl | $28.00 | 11/30/2012 6:47:31 PM |
orange-mindful-bazaar | $63.00 | 11/30/2012 6:27:03 PM |
value-fortress3 | $25.00 | 11/30/2012 7:21:03 PM |
tflood1967 | $96.00 | 11/30/2012 6:39:04 PM |
innocent-loot | $25.00 | 11/30/2012 6:48:18 PM |
antlr | $25.00 | 11/30/2012 8:31:25 PM |
ouyangers | $100.00 | 12/1/2012 4:36:20 AM |
cozy-ore516 | $25.00 | 12/1/2012 7:16:42 AM |
proper-p2p6 | $100.00 | 12/1/2012 8:23:06 AM |
MacBrandon | $25.00 | 12/1/2012 8:26:39 AM |
cahjoon | $25.00 | 11/19/2012 6:49:24 PM |
CreditBuilder2 | $50.01 | 11/19/2012 6:56:21 PM |
jhayre | $25.00 | 11/21/2012 9:58:05 AM |
RothySkynx | $25.00 | 11/24/2012 12:07:58 PM |
oxnard | $75.00 | 11/26/2012 2:35:18 PM |
newest-note-journey | $25.00 | 11/26/2012 11:24:51 AM |
diversification-medalist | $25.00 | 11/26/2012 5:33:26 PM |
astute-benjamins | $25.00 | 11/26/2012 4:52:34 PM |
bazaar-tulip | $25.00 | 11/26/2012 5:16:36 PM |
point-oyster5 | $25.00 | 11/26/2012 7:13:39 PM |
dunox | $25.00 | 11/26/2012 7:35:47 PM |
dunkard13 | $100.00 | 11/26/2012 7:53:43 PM |
bill-thinker135 | $35.00 | 11/27/2012 9:53:56 AM |
bltzn123 | $35.00 | 11/27/2012 8:31:30 AM |
Jalebi | $33.00 | 11/27/2012 11:24:44 AM |
auction-iris9 | $120.00 | 11/27/2012 10:55:30 AM |
bowdish1 | $71.00 | 11/27/2012 11:48:02 AM |
ritwik | $50.00 | 11/27/2012 5:47:16 PM |
riskreward | $250.00 | 11/27/2012 6:02:32 PM |
Darts | $50.00 | 11/27/2012 6:22:30 PM |
IP | $25.00 | 11/28/2012 9:07:44 AM |
mizount | $25.00 | 11/28/2012 5:39:33 AM |
friendly-gold | $100.00 | 11/28/2012 9:38:39 AM |
american6 | $50.00 | 11/28/2012 10:49:17 AM |
Bendistraw | $50.00 | 11/28/2012 10:32:43 AM |
cardminger | $25.00 | 11/28/2012 10:46:08 AM |
persistent-dinero953 | $35.00 | 11/28/2012 1:51:39 PM |
tender-integrity3 | $100.00 | 11/28/2012 7:09:33 PM |
Krozy | $25.00 | 11/28/2012 9:00:21 PM |
loot-prescription3 | $40.00 | 11/29/2012 5:57:13 AM |
UT-Longhorn | $25.00 | 11/29/2012 8:57:14 AM |
Avala | $100.00 | 11/29/2012 9:15:26 AM |
ianakacg | $25.00 | 11/29/2012 9:46:09 AM |
vigorous-velocity | $300.00 | 11/29/2012 10:42:33 AM |
successful-agreement7 | $100.00 | 11/29/2012 10:45:59 AM |
respectful-return176 | $25.00 | 11/29/2012 10:43:46 AM |
new-dignified-dinero | $100.00 | 11/29/2012 10:59:27 AM |
clean-penny059 | $100.00 | 11/30/2012 5:39:56 AM |
chandler66 | $50.00 | 11/30/2012 6:18:19 AM |
Schuld66 | $25.00 | 11/29/2012 7:05:33 PM |
unforgettable-wealth4 | $50.00 | 11/30/2012 9:36:53 AM |
franzzua | $25.00 | 11/30/2012 6:47:05 AM |
jsw7us | $41.00 | 11/30/2012 10:42:38 AM |
capital-marsupial3 | $25.00 | 11/30/2012 10:55:23 AM |
hons2000 | $25.00 | 11/30/2012 10:58:01 AM |
ohnezweck | $50.00 | 11/30/2012 11:00:07 AM |
GhiaGuy | $25.00 | 11/30/2012 11:13:17 AM |
E_G | $50.00 | 11/30/2012 11:13:56 AM |
TheKid | $100.00 | 11/30/2012 11:15:26 AM |
bxdoc | $25.00 | 11/30/2012 9:35:52 AM |
harperpotok | $100.00 | 11/30/2012 11:18:03 AM |
sturdy-fairness0 | $100.00 | 11/30/2012 11:29:56 AM |
Ivan2007 | $50.00 | 11/30/2012 11:30:46 AM |
sharpey | $25.00 | 11/30/2012 11:32:49 AM |
xphile | $25.00 | 11/30/2012 11:34:25 AM |
psbruce | $30.00 | 11/30/2012 11:35:10 AM |
rudyindc | $25.00 | 11/30/2012 9:57:43 AM |
benefit-prescription6 | $100.00 | 11/30/2012 11:35:19 AM |
ASLIBD | $25.00 | 11/30/2012 9:49:48 AM |
Cai8899 | $25.00 | 11/30/2012 10:04:13 AM |
pound-doughnut | $25.00 | 11/30/2012 11:41:28 AM |
trapper569 | $25.00 | 11/30/2012 11:43:28 AM |
the-enterprising-leverage | $26.00 | 11/30/2012 11:46:53 AM |
wing_nut | $25.00 | 11/30/2012 11:54:03 AM |
balance-voyager | $75.00 | 11/30/2012 11:55:36 AM |
sclark | $25.00 | 11/30/2012 11:56:05 AM |
iwantmore | $25.00 | 11/30/2012 11:59:00 AM |
intuitive-benefit3 | $100.00 | 11/30/2012 10:17:47 AM |
donloah | $25.00 | 11/30/2012 12:15:46 PM |
topher515 | $25.00 | 11/30/2012 10:57:28 AM |
new-truth-chuckler | $33.00 | 11/30/2012 10:58:11 AM |
diversification-communicator | $25.00 | 11/30/2012 10:58:15 AM |
rentalguy | $25.00 | 11/30/2012 12:22:45 PM |
icchok | $50.00 | 11/30/2012 10:46:41 AM |
SpectrumCen | $25.00 | 11/30/2012 11:05:55 AM |
lendme2 | $50.00 | 11/30/2012 12:35:00 PM |
MorleyTwirl | $25.00 | 11/30/2012 11:08:12 AM |
charming-economy438 | $25.00 | 11/30/2012 10:56:04 AM |
Splangy613 | $25.00 | 11/30/2012 11:09:38 AM |
brightest-precious-dollar | $25.00 | 11/30/2012 12:50:05 PM |
wtrboy | $25.00 | 11/30/2012 10:59:14 AM |
What-goes-around-comes-around | $25.00 | 11/30/2012 11:01:59 AM |
the-shrewd-wampum | $25.00 | 11/30/2012 11:02:59 AM |
Rick21 | $50.00 | 11/30/2012 11:14:56 AM |
lending_well | $25.00 | 11/30/2012 11:04:17 AM |
exchange-sunrise1 | $25.00 | 11/30/2012 11:04:38 AM |
MadHun | $200.00 | 11/30/2012 11:16:06 AM |
benevolent-moola291 | $50.00 | 11/30/2012 11:17:46 AM |
TrustPlus | $25.00 | 11/30/2012 11:19:00 AM |
kbodendorf | $25.00 | 11/30/2012 11:19:04 AM |
victorcab | $25.00 | 11/30/2012 11:09:36 AM |
euro-speaker8 | $250.00 | 11/30/2012 11:10:01 AM |
neighborly-truth1 | $25.00 | 11/30/2012 1:14:09 PM |
eg192 | $25.00 | 11/30/2012 11:14:03 AM |
Koomarbit | $30.00 | 11/30/2012 11:23:04 AM |
wrangler034 | $25.00 | 11/30/2012 11:24:30 AM |
hope-kingdom | $50.00 | 11/30/2012 1:19:44 PM |
Dharvesi | $25.00 | 11/30/2012 11:17:22 AM |
6moonbeams | $50.00 | 11/30/2012 11:18:31 AM |
siesta100 | $25.00 | 11/30/2012 11:19:53 AM |
FortuneFundII | $200.00 | 11/30/2012 11:28:55 AM |
LES3000 | $25.00 | 11/30/2012 1:46:01 PM |
Taxman44 | $25.00 | 11/30/2012 11:21:08 AM |
first-rate-mongoose | $25.00 | 11/30/2012 2:17:23 PM |
treasure-dreamer7 | $25.00 | 11/30/2012 11:37:00 AM |
compatible-power8 | $25.00 | 11/30/2012 11:39:23 AM |
Clambake | $25.00 | 11/30/2012 11:44:14 AM |
Enjoying_Life | $25.00 | 11/30/2012 11:47:54 AM |
Cash-Flow | $1,500.00 | 11/30/2012 11:50:47 AM |
GrommetPosse | $50.00 | 11/30/2012 11:40:26 AM |
capital-zoo | $25.00 | 11/30/2012 11:41:35 AM |
cashfl0w | $25.00 | 11/30/2012 11:42:49 AM |
order-geyser1 | $50.00 | 11/30/2012 11:56:00 AM |
MasterKey | $25.00 | 11/30/2012 11:59:24 AM |
ALVO | $50.00 | 11/30/2012 12:00:02 PM |
prescription0 | $50.00 | 11/30/2012 12:01:38 PM |
worthy-value1 | $25.00 | 11/30/2012 12:02:05 PM |
E-2 | $100.00 | 11/30/2012 4:13:14 PM |
Pennywize | $25.00 | 11/30/2012 12:15:43 PM |
finance-coyote3 | $2,000.00 | 11/30/2012 12:32:27 PM |
platinum-sorcerer6 | $38.00 | 11/30/2012 12:42:23 PM |
progressive-gold6 | $100.00 | 11/30/2012 4:29:26 PM |
ideal-penny8 | $25.00 | 11/30/2012 12:44:07 PM |
first-credit-meridian | $25.00 | 11/30/2012 1:03:19 PM |
supersarah61 | $25.00 | 11/30/2012 4:57:07 PM |
xyzkid3 | $25.00 | 11/30/2012 1:00:24 PM |
nofreelunch | $50.00 | 11/30/2012 5:01:18 PM |
bold-organic-yield | $500.00 | 11/30/2012 1:07:58 PM |
heart514 | $25.00 | 11/30/2012 5:09:31 PM |
PRGuyinVA | $25.00 | 11/30/2012 1:32:46 PM |
worth-web5 | $50.00 | 11/30/2012 1:34:12 PM |
asya | $27.00 | 11/30/2012 1:45:45 PM |
ready-justice7 | $50.00 | 11/30/2012 1:47:28 PM |
unassuming-p2ploan774 | $40.00 | 11/30/2012 5:20:17 PM |
GreatReturnForYou | $25.00 | 11/30/2012 2:31:06 PM |
LR_Biker | $43.00 | 11/30/2012 5:20:54 PM |
bid-fort3 | $25.00 | 11/30/2012 1:52:33 PM |
chiemsee | $25.00 | 11/30/2012 5:25:19 PM |
noble-power55 | $25.00 | 11/30/2012 5:41:01 PM |
rcm87 | $50.00 | 11/30/2012 5:47:30 PM |
bdloans | $50.00 | 11/30/2012 5:53:06 PM |
dennisuello | $50.00 | 11/30/2012 6:00:00 PM |
jedi053 | $100.00 | 11/30/2012 6:00:35 PM |
TSC | $50.00 | 11/30/2012 6:00:54 PM |
bid-banjo3 | $100.00 | 11/30/2012 4:19:45 PM |
steiglends | $100.00 | 11/30/2012 6:11:26 PM |
jasperpants | $25.00 | 11/30/2012 6:20:31 PM |
topper835 | $25.00 | 11/30/2012 6:30:51 PM |
SB_Dollars | $25.00 | 11/30/2012 6:37:08 PM |
elasermd | $25.00 | 11/30/2012 5:15:25 PM |
investment-framework | $25.00 | 11/30/2012 5:15:46 PM |
wise-treasure-banker | $100.00 | 11/30/2012 5:19:32 PM |
MrSolution | $50.00 | 11/30/2012 5:20:17 PM |
shorthairedg | $25.00 | 11/30/2012 5:21:57 PM |
pound-idol543 | $47.00 | 11/30/2012 5:23:21 PM |
worth-mermaid5 | $25.00 | 11/30/2012 5:12:55 PM |
perls | $100.00 | 11/30/2012 5:29:00 PM |
KHU2-B | $50.00 | 11/30/2012 5:30:43 PM |
durability-warmth | $33.00 | 11/30/2012 5:22:46 PM |
investment-pro4 | $25.00 | 11/30/2012 5:37:11 PM |
roadster199 | $25.35 | 12/1/2012 2:34:00 AM |
wise-alluring-penny | $50.00 | 11/30/2012 5:45:59 PM |
graceful-durability246 | $35.00 | 11/30/2012 5:48:17 PM |
best-commerce-leader | $25.00 | 12/1/2012 4:46:55 AM |
Tom579 | $40.00 | 11/30/2012 5:36:24 PM |
TW2000 | $25.00 | 11/30/2012 5:46:08 PM |
illustrado | $25.00 | 11/30/2012 5:47:03 PM |
get30inc | $50.00 | 11/30/2012 6:04:30 PM |
historic-balance5 | $50.00 | 11/30/2012 5:50:10 PM |
steamboatgal | $50.00 | 11/30/2012 5:52:06 PM |
bigballer105 | $42.00 | 11/30/2012 6:09:09 PM |
allotment464 | $92.00 | 11/30/2012 5:53:31 PM |
somebody32 | $50.00 | 12/1/2012 6:59:36 AM |
duty-plum | $100.00 | 11/30/2012 5:56:25 PM |
Quetz | $50.00 | 11/30/2012 6:10:32 PM |
Pasagam | $25.00 | 11/30/2012 6:11:34 PM |
Approved1234 | $25.00 | 11/30/2012 6:13:21 PM |
Shikko_Skii | $75.00 | 11/30/2012 6:17:38 PM |
compassion-ladder9 | $50.00 | 12/1/2012 8:12:37 AM |
ckatak | $50.00 | 11/30/2012 6:19:47 PM |
important-penny3 | $25.00 | 11/30/2012 6:52:00 PM |
abundant-point0 | $25.00 | 11/30/2012 6:29:55 PM |
nourishing-wampum7 | $25.00 | 11/30/2012 7:21:02 PM |
Picard | $25.00 | 11/30/2012 6:41:48 PM |
careful-responsibility9 | $50.00 | 11/30/2012 7:37:43 PM |
bigmoneybags | $30.03 | 12/1/2012 10:07:54 AM |
asciguide | $25.00 | 11/30/2012 6:56:15 PM |
Lambo168 | $50.00 | 11/30/2012 10:40:06 PM |
worth-firestarter0 | $25.96 | 12/1/2012 12:53:26 AM |
indomitable-economy8 | $25.00 | 12/1/2012 2:56:23 AM |
generosity-leather858 | $25.00 | 12/1/2012 3:49:47 AM |
poormanenterprises | $25.00 | 12/1/2012 6:30:05 AM |
cerebral-auction950 | $100.00 | 12/1/2012 8:22:29 AM |
note-admiral548 | $25.00 | 12/1/2012 6:34:26 AM |
SunriseTrader1 | $50.00 | 12/1/2012 6:37:26 AM |
Badgworth | $25.00 | 12/1/2012 7:50:10 AM |
orange-commanding-truth | $25.00 | 12/1/2012 7:57:09 AM |
bid-jubilee9 | $25.00 | 12/1/2012 8:20:08 AM |
alluring-hope444 | $75.00 | 12/1/2012 8:30:35 AM |
Oakland | $50.00 | 12/1/2012 8:41:47 AM |
benefit-banshee | $31.65 | 12/1/2012 9:33:23 AM |
coin-popcorn | $25.00 | 12/1/2012 9:37:31 AM |
422 Investments
|
Borrower Payment Dependent Notes Series
673971
This series of Notes was issued and sold upon the funding of the borrower loan #79280, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-22-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-04-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $373.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,111 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| kazoo353 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Loan
Purpose of loan:
This loan will be used to give me the down payment on 13 acres of property with a home I am interested in. The owner's have already agreed to finance me for 5 years if I can come up with a $15,000 down payment. Total cost of the property is $32,500. The monthly payment of the loans would equal out to more or less what my rent now would cost
My financial situation:
I am a good candidate for this loan because I do not currently wallow in debt like many people do. My monthly expenses are what it costs to take care of myself, my girlfriend, and our daughter. I make enough monthly to take care of use and allow her to be a stay-at-home mother.
Monthly net income: $2,200.00
(Due to the nature of my work, my income can jump to ~ $6,000/ mo, can provide pay stubs as proof.)
Monthly expenses: $1,325.00
Housing: $650.00
Insurance: Paid in 6 months installments $548.05 ever 6 months
Car expenses: $0.00
Utilities: $100-150.00
Phone, cable, internet: $125.00
Food, entertainment: $300.00
Clothing, household expenses: $
Credit cards and other loans: $0.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
superb-funds335 | $25.00 | 11/22/2012 9:07:21 AM |
point-oyster5 | $25.00 | 11/22/2012 9:04:28 AM |
HikeMoab | $25.00 | 11/22/2012 11:24:46 AM |
Obiwan_Kanobi | $25.03 | 11/23/2012 10:01:18 AM |
Masdevallia | $25.00 | 11/23/2012 8:58:28 PM |
responsibility-butterfly | $50.00 | 11/24/2012 6:44:04 AM |
lean-dedication | $25.00 | 11/25/2012 12:58:48 PM |
kindness-warmth3 | $50.00 | 11/25/2012 2:00:18 PM |
elegant-loot | $50.00 | 11/26/2012 1:17:57 PM |
fervent-commerce | $25.00 | 11/26/2012 6:09:40 PM |
zorg77 | $50.00 | 11/26/2012 6:17:26 PM |
WalnutCreekguy | $50.00 | 11/26/2012 7:00:20 PM |
successful-agreement7 | $100.00 | 11/27/2012 10:20:43 AM |
top-community-voyage | $50.00 | 11/27/2012 5:31:52 PM |
melodious-openness | $200.00 | 11/27/2012 6:35:02 PM |
Mucman72 | $25.00 | 11/27/2012 8:17:37 PM |
enriching-trade2 | $50.00 | 11/28/2012 9:34:35 AM |
auction-iris9 | $93.00 | 11/28/2012 10:03:12 AM |
bewitching-dollar5 | $200.00 | 11/28/2012 10:00:01 AM |
pierrelasvegas | $25.00 | 11/28/2012 10:04:49 AM |
revenue-achievement | $25.00 | 11/28/2012 11:14:42 AM |
DreisersFinancier | $50.00 | 11/29/2012 10:58:36 AM |
cashcache | $25.00 | 11/29/2012 2:00:20 PM |
kindness-electron577 | $25.00 | 11/29/2012 6:23:14 PM |
duty-flow23 | $25.00 | 11/29/2012 6:14:47 PM |
best-commerce-leader | $25.00 | 11/30/2012 4:41:02 AM |
leodaguy | $100.00 | 11/30/2012 12:16:32 PM |
unclejaef | $25.00 | 11/30/2012 11:22:52 AM |
squirrel60 | $25.00 | 11/30/2012 1:15:12 PM |
E-2 | $100.00 | 11/30/2012 4:14:13 PM |
reinforced-velocity158 | $25.00 | 11/30/2012 8:55:49 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:00:59 AM |
durability-goat644 | $50.00 | 11/30/2012 11:35:15 PM |
compassion-ladder9 | $25.00 | 12/1/2012 8:10:40 AM |
CAGE-Investments | $25.00 | 12/1/2012 12:22:44 PM |
economy-producer | $25.00 | 12/1/2012 12:38:51 PM |
deal-vibrato | $25.00 | 12/1/2012 1:23:56 PM |
money-bauble | $100.00 | 12/1/2012 12:59:26 PM |
mindful-generosity1 | $50.00 | 12/1/2012 1:14:52 PM |
balance-force | $35.00 | 12/1/2012 1:27:10 PM |
mikrolown | $25.00 | 12/1/2012 1:34:04 PM |
sohuge1234 | $25.00 | 12/1/2012 1:35:42 PM |
bazaar-festivity | $25.00 | 12/1/2012 1:53:00 PM |
cablenews | $50.00 | 12/1/2012 6:33:07 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:19:54 PM |
greenback-investor7 | $25.00 | 12/3/2012 6:12:12 AM |
Bikram | $50.00 | 12/3/2012 10:34:43 AM |
velocity-solo | $25.00 | 12/3/2012 9:32:07 AM |
Techne_Funds_LLC | $25.00 | 12/3/2012 5:29:43 PM |
dollardave | $50.00 | 12/3/2012 1:13:34 PM |
wise-benevolent-trade | $145.00 | 12/3/2012 5:40:13 PM |
progressive-gold6 | $100.00 | 12/3/2012 5:42:33 PM |
CJMC | $50.00 | 12/3/2012 7:59:22 PM |
order-taco-bell | $25.00 | 12/4/2012 12:30:37 AM |
vivacious-bonus827 | $25.00 | 12/3/2012 6:08:31 PM |
emphatic-gold584 | $100.00 | 12/3/2012 6:13:26 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:11 PM |
restless-fund5 | $25.00 | 12/4/2012 9:13:25 AM |
well-rounded-agreement9 | $25.00 | 12/3/2012 9:24:43 PM |
moviedaze | $25.00 | 12/4/2012 9:16:40 AM |
Lam0nt | $25.00 | 12/4/2012 9:18:06 AM |
special-responsibility | $25.00 | 12/4/2012 9:21:42 AM |
handshake5 | $100.00 | 12/4/2012 9:22:46 AM |
income-rocker2 | $50.00 | 12/4/2012 9:32:53 AM |
interest-griffin | $50.00 | 12/4/2012 9:35:09 AM |
sgf | $25.00 | 12/4/2012 9:38:18 AM |
interstellar | $75.00 | 12/4/2012 9:44:45 AM |
svandgts | $25.00 | 12/4/2012 9:47:42 AM |
wayman | $25.00 | 12/4/2012 9:50:59 AM |
authentic-finance194 | $200.00 | 12/4/2012 7:57:46 AM |
piper1636 | $42.00 | 12/4/2012 9:54:07 AM |
sage4 | $25.00 | 12/4/2012 9:54:20 AM |
nanda | $25.00 | 12/4/2012 9:01:43 AM |
compassionate-auction6 | $150.00 | 12/4/2012 10:00:39 AM |
valiant-liberty4 | $25.00 | 12/4/2012 10:01:28 AM |
GTFreeFlyer | $38.33 | 12/4/2012 6:48:37 AM |
Nickle-and-Dime-Loans | $25.00 | 12/4/2012 9:05:34 AM |
structure9 | $25.00 | 12/4/2012 10:04:37 AM |
financial-frenzy | $50.00 | 12/4/2012 9:06:22 AM |
larslfe | $25.00 | 12/4/2012 10:04:41 AM |
prohelper | $25.00 | 12/4/2012 10:05:14 AM |
zipemdown | $25.00 | 12/4/2012 9:12:07 AM |
revenue-serenity | $25.00 | 12/4/2012 7:57:58 AM |
cospilot | $25.00 | 12/4/2012 9:15:10 AM |
durability-mad-scientist4 | $100.00 | 12/4/2012 10:11:23 AM |
debt-force | $25.00 | 12/4/2012 9:05:50 AM |
gallant-economy9 | $50.00 | 12/4/2012 9:27:33 AM |
wampum-optimization | $25.00 | 12/4/2012 9:29:32 AM |
indomitable-dedication | $25.00 | 12/4/2012 9:31:45 AM |
nimble-revenue5 | $100.00 | 12/4/2012 9:33:09 AM |
important-gold5 | $25.00 | 12/4/2012 9:16:13 AM |
smoothmoniker | $25.00 | 12/4/2012 9:17:37 AM |
NotOprah | $50.00 | 12/4/2012 9:44:04 AM |
USCGC | $25.00 | 12/4/2012 9:22:08 AM |
awe-inspiring-commitment972 | $46.00 | 12/4/2012 9:24:51 AM |
ahalls | $25.00 | 12/4/2012 9:25:34 AM |
income-pillow | $30.00 | 12/4/2012 9:27:51 AM |
cognizant-bazaar5 | $25.00 | 12/4/2012 9:31:24 AM |
melodious-fairness | $50.00 | 12/4/2012 9:50:05 AM |
EBITDA | $25.00 | 12/4/2012 9:36:43 AM |
rcm87 | $50.00 | 12/4/2012 9:51:14 AM |
riskadverse44 | $25.00 | 12/4/2012 9:51:19 AM |
JayIsABear | $75.00 | 12/4/2012 9:51:53 AM |
sjc224 | $25.00 | 12/4/2012 9:38:10 AM |
bitterroot_mt | $25.00 | 12/4/2012 9:54:50 AM |
williemc44 | $25.00 | 12/4/2012 9:55:17 AM |
bonecrusher | $25.00 | 12/4/2012 9:56:43 AM |
trade-beeper4 | $25.00 | 12/4/2012 9:58:05 AM |
I_Really_Hate_Banks | $25.00 | 12/4/2012 9:59:13 AM |
VesuvianMan | $50.00 | 12/4/2012 10:01:46 AM |
credit-dandelion148 | $206.00 | 12/4/2012 9:46:37 AM |
kindness-jedi | $25.00 | 12/4/2012 10:03:54 AM |
pound-albatross7 | $121.63 | 12/4/2012 10:04:29 AM |
rebelduke | $25.00 | 12/4/2012 9:50:52 AM |
Fire-your-banker | $25.00 | 12/4/2012 9:52:51 AM |
jstefans | $25.00 | 12/4/2012 9:54:03 AM |
Hambone1111 | $25.00 | 12/4/2012 9:54:30 AM |
velocity-warrior | $25.00 | 12/4/2012 9:55:35 AM |
Track-Layer | $100.00 | 12/4/2012 10:10:45 AM |
qwsd12 | $50.00 | 12/4/2012 9:56:38 AM |
jo2y | $25.00 | 12/4/2012 9:57:54 AM |
orange-stable-gain | $33.00 | 12/4/2012 9:58:39 AM |
TrekTune | $25.00 | 12/4/2012 10:15:25 AM |
EastBayCapital | $25.00 | 12/4/2012 10:01:02 AM |
schlepper | $25.00 | 12/4/2012 10:18:03 AM |
pound-mushroom3 | $25.00 | 12/4/2012 10:05:16 AM |
fund-ambrosia0 | $25.00 | 12/4/2012 10:07:16 AM |
heart514 | $25.00 | 12/4/2012 10:12:44 AM |
DreDub | $25.00 | 12/4/2012 7:37:18 AM |
LendingPimp_2 | $26.00 | 11/22/2012 11:23:01 AM |
valiant-return584 | $50.00 | 11/22/2012 9:14:50 AM |
return-point2 | $100.00 | 11/24/2012 7:02:48 AM |
cahjoon | $25.00 | 11/24/2012 12:09:10 PM |
payment-halo | $25.00 | 11/24/2012 12:29:38 PM |
thrilling-fund427 | $50.00 | 11/27/2012 10:06:12 AM |
Interest2thePeople | $100.00 | 11/27/2012 9:40:45 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:25:08 AM |
monster4 | $50.00 | 11/27/2012 11:01:07 AM |
money-fort | $25.00 | 11/27/2012 3:48:26 PM |
dunox | $75.00 | 11/27/2012 5:16:31 PM |
kulender | $100.00 | 11/27/2012 8:17:17 PM |
contract-victor5 | $50.00 | 11/27/2012 9:36:31 PM |
bold-felicity-image | $100.00 | 11/28/2012 6:47:05 AM |
bazaar-tulip | $25.00 | 11/28/2012 10:03:55 AM |
sympathetic-funds818 | $50.00 | 11/28/2012 4:05:21 PM |
first-serene-credit | $25.00 | 11/28/2012 1:44:12 PM |
diplomatic-wealth494 | $50.00 | 11/29/2012 9:53:22 AM |
vigorous-velocity | $300.00 | 11/29/2012 10:43:07 AM |
a-rupee-chemistry | $25.00 | 11/29/2012 10:48:19 AM |
return-statuette139 | $50.00 | 11/29/2012 5:03:34 PM |
Kaj | $25.00 | 11/29/2012 6:29:57 PM |
investment-visionary | $25.00 | 11/30/2012 10:24:23 AM |
transparency-baton | $25.00 | 11/30/2012 7:56:02 AM |
patriot897 | $25.00 | 11/30/2012 11:07:12 AM |
capital-magician561 | $25.00 | 11/30/2012 2:58:53 PM |
ore-authority2 | $50.00 | 11/30/2012 12:06:10 PM |
wetlands | $156.00 | 11/30/2012 4:32:34 PM |
bold-joyful-coin9 | $25.00 | 11/30/2012 1:13:39 PM |
Zorro_970 | $100.00 | 11/30/2012 4:22:43 PM |
whitegoldira | $150.00 | 11/30/2012 6:38:17 PM |
Frosty | $50.00 | 11/30/2012 6:01:11 PM |
wild_carrot | $25.00 | 12/1/2012 12:25:49 PM |
Weaverville | $25.00 | 12/1/2012 9:21:13 AM |
breathtaking-funds6 | $50.00 | 12/1/2012 12:51:21 PM |
dariop | $25.01 | 12/1/2012 1:59:51 PM |
tender-commerce8 | $50.00 | 12/1/2012 1:28:29 PM |
CapitalismRocks | $25.00 | 12/1/2012 2:16:29 PM |
BankofRon_IRA | $100.00 | 12/1/2012 1:43:02 PM |
paladin847 | $67.00 | 12/1/2012 1:43:29 PM |
anacent | $25.00 | 12/2/2012 8:42:05 AM |
penny-firestarter | $25.00 | 12/2/2012 11:48:51 AM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:18 PM |
bold-worth-wrangler | $25.00 | 12/1/2012 9:21:31 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:27:34 PM |
hope-hickory | $50.00 | 12/2/2012 4:47:15 PM |
ultimate-commitment | $25.00 | 12/2/2012 5:03:22 PM |
top-note-jamboree | $25.00 | 12/2/2012 2:12:28 PM |
receptive-affluence035 | $25.00 | 12/3/2012 6:23:36 AM |
Pickmar | $25.00 | 12/3/2012 7:03:00 AM |
klinebarger | $25.00 | 12/3/2012 11:24:05 AM |
bold-worthy-affluence | $25.00 | 12/3/2012 12:19:00 PM |
maclove10 | $25.00 | 12/3/2012 11:15:35 AM |
upbeat-investment9 | $25.00 | 12/3/2012 12:03:08 PM |
retire_young | $50.00 | 12/3/2012 5:25:14 PM |
cp-family | $75.00 | 12/3/2012 5:17:31 PM |
HoosierDaddie | $300.00 | 12/3/2012 5:18:51 PM |
Munnie | $25.00 | 12/3/2012 7:55:50 PM |
radiant-dollar9 | $200.00 | 12/3/2012 5:48:22 PM |
grf1945 | $40.00 | 12/3/2012 5:50:51 PM |
five-star-justice | $25.00 | 12/4/2012 7:50:24 AM |
tolerant-responsibility051 | $628.00 | 12/4/2012 9:05:58 AM |
rakstar | $25.00 | 12/4/2012 9:07:16 AM |
daisuke | $25.00 | 12/4/2012 9:07:29 AM |
help4u | $25.00 | 12/3/2012 8:03:33 PM |
Vreet | $25.00 | 12/4/2012 9:12:34 AM |
Beld | $50.00 | 12/4/2012 9:12:39 AM |
HamachiMan | $50.00 | 12/4/2012 9:26:12 AM |
songbird98 | $25.00 | 12/4/2012 9:32:30 AM |
progressive-economy261 | $400.00 | 12/4/2012 9:42:40 AM |
life-is-great | $25.00 | 12/4/2012 9:48:12 AM |
hard-working-loot | $50.00 | 12/4/2012 9:50:07 AM |
kind-magnificent-bid | $50.00 | 12/4/2012 9:50:34 AM |
Reinadog9 | $25.00 | 12/4/2012 9:50:55 AM |
restless-currency | $40.00 | 12/4/2012 9:58:00 AM |
lendacity | $25.00 | 12/4/2012 10:04:13 AM |
dinero-pecan6 | $25.00 | 12/4/2012 6:59:24 AM |
capital-investor8 | $25.00 | 12/4/2012 7:52:22 AM |
haplender | $50.00 | 12/4/2012 9:13:53 AM |
Approved1234 | $25.00 | 12/4/2012 9:14:17 AM |
Falling | $25.00 | 12/4/2012 10:11:25 AM |
MT1130 | $25.00 | 12/4/2012 9:16:04 AM |
BizAnalyst | $29.00 | 12/4/2012 10:12:06 AM |
brilliant-market680 | $25.00 | 12/4/2012 9:00:58 AM |
GatorBux | $29.00 | 12/4/2012 9:01:31 AM |
surfcash | $100.00 | 12/4/2012 9:26:37 AM |
green-peso-backer | $50.00 | 12/4/2012 9:07:34 AM |
Lender12 | $25.00 | 12/4/2012 9:08:22 AM |
euro-mirth | $25.00 | 12/4/2012 9:29:28 AM |
mistertao | $25.00 | 12/4/2012 9:13:30 AM |
PCGeekWI | $25.00 | 12/4/2012 9:35:49 AM |
upright-commitment5 | $25.00 | 12/4/2012 9:39:55 AM |
obfuscatedsn | $100.00 | 12/4/2012 9:40:09 AM |
red-power-pecan | $50.00 | 12/4/2012 9:18:45 AM |
diversification-medalist | $25.00 | 12/4/2012 9:20:11 AM |
best-charming-leverage | $50.00 | 12/4/2012 9:20:35 AM |
proper-exchange8 | $50.00 | 12/4/2012 9:21:30 AM |
studious-bonus7 | $49.00 | 12/4/2012 9:25:13 AM |
golden-cat | $25.00 | 12/4/2012 9:27:55 AM |
bid-czar8 | $100.00 | 12/4/2012 9:36:08 AM |
ASR3 | $50.00 | 12/4/2012 9:51:31 AM |
thrifty-generosity222 | $50.00 | 12/4/2012 9:37:41 AM |
cash-reaction2 | $25.00 | 12/4/2012 9:54:41 AM |
blazing-capital2 | $250.00 | 12/4/2012 9:39:36 AM |
6moonbeams | $50.00 | 12/4/2012 9:40:14 AM |
gelidfrank | $25.00 | 12/4/2012 9:55:52 AM |
108-IRA | $250.00 | 12/4/2012 9:57:12 AM |
natural-interest7 | $25.00 | 12/4/2012 10:01:00 AM |
basis-mammal | $25.00 | 12/4/2012 9:45:33 AM |
top-investment-american | $25.00 | 12/4/2012 9:49:46 AM |
best-witty-income | $25.00 | 12/4/2012 9:50:30 AM |
supreme-treasure8 | $100.00 | 12/4/2012 9:58:51 AM |
transaction-locomotive183 | $25.00 | 12/4/2012 10:16:53 AM |
Bookophile | $50.00 | 12/4/2012 10:01:43 AM |
chief64 | $41.00 | 12/4/2012 10:19:47 AM |
HenryS | $30.00 | 12/4/2012 10:06:28 AM |
igloo268 | $25.00 | 12/4/2012 10:18:20 AM |
openness-wind8 | $50.00 | 12/4/2012 10:18:32 AM |
washboard1 | $25.00 | 12/4/2012 10:18:36 AM |
248 Investments
|
Borrower Payment Dependent Notes Series
674441
This series of Notes was issued and sold upon the funding of the borrower loan #79117, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Nov-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Nov-29-2012 |
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $217.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 9.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1982 |
Debt/Income ratio:
| 32% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
22 | Length of status: | 18y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,731 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| productive-point62 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Payoff Carecredit high interest loan
This loan will be used to... Payoff Carecredit high interest loan
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3,800
Monthly expenses: $ 2,000
Housing: $
Insurance: $ 140
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Endeavour | $150.00 | 11/23/2012 9:31:37 AM |
valiant-return584 | $50.00 | 11/23/2012 9:32:06 AM |
moneylender25 | $25.00 | 11/23/2012 10:32:52 AM |
cr8on | $30.00 | 11/23/2012 9:10:56 AM |
ferocious-kindness8 | $35.00 | 11/23/2012 9:17:06 AM |
octoberfresh | $25.00 | 11/23/2012 9:58:41 AM |
Nco | $100.00 | 11/23/2012 10:21:02 AM |
formula842 | $25.00 | 11/23/2012 10:19:42 AM |
tolerant-dime2 | $38.00 | 11/23/2012 6:31:45 PM |
deal-selector5 | $25.00 | 11/25/2012 7:52:21 AM |
finance-ecstasy7 | $25.00 | 11/25/2012 2:10:53 PM |
skillful-asset5 | $30.00 | 11/25/2012 3:06:29 PM |
SecondChanceLendingSERV | $27.04 | 11/26/2012 9:44:46 AM |
cgoca | $25.00 | 11/26/2012 9:54:02 AM |
Harry | $75.00 | 11/26/2012 12:02:41 PM |
WalnutCreekguy | $50.00 | 11/26/2012 7:00:50 PM |
fervent-commerce | $25.00 | 11/26/2012 6:09:42 PM |
ideal-peace5 | $100.00 | 11/27/2012 9:52:47 AM |
transaction-seahorse0 | $25.00 | 11/27/2012 10:46:11 AM |
Zorro_970 | $100.00 | 11/27/2012 10:27:35 AM |
sharp-platinum326 | $25.00 | 11/27/2012 10:59:33 AM |
bonus-seahorse | $35.00 | 11/27/2012 11:07:52 AM |
unassuming-p2ploan774 | $40.00 | 11/27/2012 11:33:43 AM |
oxnard | $25.00 | 11/27/2012 1:20:11 PM |
riskreward | $250.00 | 11/27/2012 4:09:31 PM |
commerce-artisan8 | $50.00 | 11/27/2012 5:27:02 PM |
troubleman50 | $73.00 | 11/27/2012 8:19:45 PM |
wonder3 | $25.00 | 11/28/2012 9:19:04 AM |
john0720 | $25.00 | 11/28/2012 7:32:13 AM |
LuvToLend | $25.00 | 11/28/2012 10:37:08 AM |
entertaining-revenue4 | $50.00 | 11/28/2012 10:39:18 AM |
MichaelProsper | $40.00 | 11/28/2012 1:52:29 PM |
ethical-truth211 | $500.00 | 11/28/2012 4:57:50 PM |
thehousewife | $25.00 | 11/29/2012 8:39:50 AM |
upbeat-finance8 | $25.00 | 11/28/2012 8:17:03 PM |
Leshan | $50.00 | 11/29/2012 6:15:06 AM |
theaterguy | $30.00 | 11/29/2012 11:33:32 AM |
thankful-nickel2 | $25.00 | 11/29/2012 12:08:11 PM |
decisive-income7 | $1,000.00 | 11/26/2012 9:24:43 AM |
LittleMingo | $30.00 | 11/23/2012 9:45:39 AM |
berniemadeoff | $70.00 | 11/23/2012 10:11:49 AM |
yield-journey | $25.00 | 11/23/2012 9:12:23 AM |
liberty-tostada7 | $50.00 | 11/23/2012 11:06:48 AM |
responsibility-butterfly | $50.00 | 11/24/2012 6:44:20 AM |
wealth-competitor | $25.00 | 11/23/2012 4:18:53 PM |
hope-lionheart1 | $25.00 | 11/23/2012 4:16:17 PM |
return-point2 | $100.00 | 11/24/2012 7:02:51 AM |
P2P4me | $300.00 | 11/24/2012 3:24:39 PM |
persist_in_doing | $25.00 | 11/24/2012 7:27:01 PM |
dunkard13 | $100.00 | 11/25/2012 12:37:08 PM |
green-order-captain | $50.00 | 11/26/2012 5:39:52 AM |
bright-idea11 | $25.00 | 11/26/2012 10:21:26 AM |
knowledgeable-silver6 | $25.00 | 11/26/2012 9:05:56 AM |
blue-order-comet | $50.00 | 11/26/2012 11:03:31 AM |
first-graceful-contract | $25.00 | 11/26/2012 6:30:33 PM |
active-wealth3 | $25.00 | 11/26/2012 11:12:50 PM |
successful-agreement7 | $100.00 | 11/27/2012 10:20:51 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:25:14 AM |
j2ee | $50.00 | 11/27/2012 9:51:06 AM |
nickel-ferret | $25.00 | 11/27/2012 10:36:11 AM |
monster4 | $50.00 | 11/27/2012 11:01:12 AM |
ethical-truth211 | $500.00 | 11/28/2012 4:58:00 PM |
smart-kindness8 | $25.00 | 11/29/2012 4:00:35 AM |
wwwUniversal | $25.00 | 11/28/2012 6:43:34 PM |
upbeat-finance8 | $25.00 | 11/28/2012 8:17:45 PM |
wampum-demon0 | $25.00 | 11/28/2012 10:38:15 PM |
MrRooster101 | $25.00 | 11/28/2012 9:23:54 PM |
deal-banker | $25.00 | 11/29/2012 10:52:19 AM |
JonDough | $25.00 | 11/29/2012 10:26:23 AM |
abundanceforever | $52.50 | 11/29/2012 10:55:56 AM |
bazaar-tulip | $25.00 | 11/29/2012 5:30:48 PM |
finance-coyote3 | $644.46 | 11/29/2012 7:59:24 PM |
Kaj | $25.00 | 11/29/2012 6:30:05 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
674449
This series of Notes was issued and sold upon the funding of the borrower loan #79265, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Nov-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-03-2012 |
|
Lender yield:
| 11.71% |
Borrower rate/APR:
| 12.71% / 14.99% |
Monthly payment:
| $452.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.35% | | |
| |
Estimated return*:
| 8.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 19% |
Credit score:
| 800-819 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 16y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,750 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dough-friend1 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short Term Loan
Purpose of loan:
This loan will be used to...Help Friend Claim Inheritance
My financial situation:
I am a good candidate for this loan because...I have a great credit history, have been steadily employed for over 16 years in the same company and position, buying home and have been on time every month for over 8 years. I hope to have this paid off in a few months, but can pay monthly note.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bank_Of_XL | $25.00 | 11/20/2012 9:04:36 AM |
aztec | $50.00 | 11/20/2012 9:57:30 AM |
compoundinterest | $25.00 | 11/20/2012 10:18:53 AM |
Arvicco | $400.00 | 11/20/2012 9:46:34 AM |
top-market-mechanic | $25.00 | 11/20/2012 10:27:59 AM |
cahjoon | $25.00 | 11/20/2012 10:35:20 AM |
CreditBuilder2 | $50.01 | 11/20/2012 11:48:31 AM |
nevee | $25.00 | 11/20/2012 10:39:17 AM |
octoberfresh | $25.00 | 11/20/2012 10:55:54 AM |
gravbox | $25.00 | 11/20/2012 11:16:10 AM |
jhayre | $25.00 | 11/21/2012 9:58:09 AM |
magical-credit523 | $25.00 | 11/21/2012 5:49:29 PM |
bazaar-tulip | $25.00 | 11/22/2012 9:56:25 AM |
enriching-trade2 | $50.00 | 11/22/2012 10:04:02 AM |
syrepsorp | $50.00 | 11/22/2012 6:11:37 PM |
loyalty-czar | $71.04 | 11/23/2012 6:49:18 AM |
agile-currency993 | $50.00 | 11/24/2012 1:59:07 PM |
first-inspiring-vigilance | $25.00 | 11/24/2012 1:23:18 PM |
pound-albatross7 | $250.00 | 11/25/2012 1:31:02 PM |
Preferred-Lender | $25.00 | 11/25/2012 1:37:31 PM |
Aimvest | $25.00 | 11/25/2012 1:37:13 PM |
balance-force | $50.00 | 11/25/2012 3:47:25 PM |
penny-injector8 | $25.00 | 11/26/2012 6:32:13 AM |
bbbshome | $25.00 | 11/26/2012 9:11:55 AM |
first-sharp-payout5 | $100.00 | 11/26/2012 9:38:55 AM |
origami-panda | $25.00 | 11/26/2012 9:38:32 AM |
astute-benjamins | $25.00 | 11/26/2012 4:54:23 PM |
dukeiyer | $25.00 | 11/26/2012 11:04:57 AM |
bltzn123 | $35.00 | 11/27/2012 8:31:41 AM |
bill-thinker135 | $35.00 | 11/27/2012 9:53:59 AM |
subtle-revenue0 | $25.00 | 11/27/2012 12:01:24 PM |
riskreward | $250.00 | 11/27/2012 6:02:34 PM |
top-community-voyage | $50.00 | 11/27/2012 5:31:39 PM |
american6 | $50.00 | 11/28/2012 10:49:19 AM |
loot-prescription3 | $40.00 | 11/29/2012 5:57:19 AM |
contract-bopper | $25.00 | 11/29/2012 9:05:43 AM |
AFairDeal | $25.00 | 11/29/2012 10:38:28 AM |
Investoman | $25.00 | 11/29/2012 10:49:19 AM |
DreisersFinancier | $50.00 | 11/29/2012 10:58:32 AM |
top-blissful-dedication | $25.00 | 11/29/2012 10:27:36 AM |
thrifty-transaction578 | $25.00 | 11/29/2012 11:02:03 AM |
franzzua | $25.00 | 11/30/2012 6:47:09 AM |
IPlayOutsideTheBox | $25.00 | 11/30/2012 4:10:06 AM |
chandler66 | $50.00 | 11/30/2012 6:18:20 AM |
helpful-payout | $25.00 | 11/30/2012 8:49:37 AM |
MorleyTwirl | $25.00 | 11/30/2012 11:08:13 AM |
wrangler034 | $25.00 | 11/30/2012 11:24:31 AM |
geniusj | $25.00 | 11/30/2012 11:34:46 AM |
corndog4000 | $55.00 | 11/30/2012 9:56:41 AM |
paladin847 | $70.00 | 11/30/2012 10:01:05 AM |
madpinto21 | $50.00 | 11/30/2012 11:51:15 AM |
durable-p2ploan0 | $25.00 | 11/30/2012 11:59:06 AM |
prescription0 | $50.00 | 11/30/2012 12:01:39 PM |
Dharvesi | $25.00 | 11/30/2012 11:17:24 AM |
progressive-economy261 | $400.00 | 11/30/2012 11:31:17 AM |
DDPrime | $27.00 | 11/30/2012 12:01:00 PM |
Obiwan_Kanobi | $25.02 | 11/30/2012 12:09:19 PM |
Techne_Funds_LLC | $25.00 | 11/30/2012 12:58:53 PM |
kind-cash-porcelain | $50.00 | 11/30/2012 2:25:22 PM |
w3alter | $38.00 | 11/30/2012 1:47:51 PM |
capital-magician561 | $25.00 | 11/30/2012 2:58:47 PM |
supersarah61 | $25.00 | 11/30/2012 4:57:07 PM |
compassion-ladder9 | $50.00 | 12/1/2012 8:12:39 AM |
ouyangers | $100.00 | 12/1/2012 4:52:22 AM |
somebody32 | $50.00 | 12/1/2012 6:59:37 AM |
cerebral-auction950 | $100.00 | 12/1/2012 8:22:30 AM |
intuitive-benefit3 | $100.00 | 12/1/2012 12:39:02 PM |
deal-wheel6 | $25.00 | 12/1/2012 11:45:43 AM |
Mint_Man | $25.00 | 12/1/2012 1:01:09 PM |
euro-speaker8 | $250.00 | 12/1/2012 12:06:03 PM |
Bamaman205 | $25.00 | 12/1/2012 1:04:38 PM |
Cash-Flow | $1,500.00 | 12/1/2012 1:06:24 PM |
skuba | $50.00 | 12/1/2012 12:16:53 PM |
loyalty-sherpa | $25.00 | 12/1/2012 1:11:50 PM |
mindful-generosity1 | $50.00 | 12/1/2012 1:14:46 PM |
sturdy-fairness0 | $100.00 | 12/1/2012 12:35:45 PM |
worth-web5 | $50.00 | 12/1/2012 12:43:16 PM |
hermosaloan | $25.00 | 12/1/2012 12:51:02 PM |
GBLENDER | $25.00 | 12/1/2012 12:55:53 PM |
hopethisworks | $25.00 | 12/1/2012 12:58:20 PM |
mvalley | $25.00 | 12/1/2012 1:29:00 PM |
invincible-deal82 | $25.00 | 12/1/2012 1:00:04 PM |
Taxman44 | $25.00 | 12/1/2012 1:02:05 PM |
Preteur | $25.00 | 12/1/2012 1:02:23 PM |
flypenguin | $25.00 | 12/1/2012 1:03:37 PM |
urbane-deal152 | $50.00 | 12/1/2012 1:31:55 PM |
GrommetPosse | $48.00 | 12/1/2012 1:02:41 PM |
mizon291 | $25.00 | 12/1/2012 1:05:07 PM |
youqianderen | $25.00 | 12/1/2012 1:05:26 PM |
efficient-marketplace | $25.00 | 12/1/2012 1:08:08 PM |
Clambake | $25.00 | 12/1/2012 1:37:47 PM |
Alpha-AssistU | $25.00 | 12/1/2012 1:40:33 PM |
don8ter | $50.00 | 12/1/2012 1:40:37 PM |
hostbank | $100.00 | 12/1/2012 1:11:05 PM |
power-trophy7 | $25.00 | 12/1/2012 1:42:32 PM |
FortuneFundII | $186.00 | 12/1/2012 1:11:21 PM |
bds9646 | $26.00 | 12/1/2012 1:12:11 PM |
cingular | $25.00 | 12/1/2012 1:14:10 PM |
trustedfriend | $25.00 | 12/1/2012 1:16:41 PM |
leeball | $50.00 | 12/1/2012 1:16:30 PM |
cash-sensai2 | $25.00 | 12/1/2012 1:57:53 PM |
DadWarbucks | $25.00 | 12/1/2012 2:00:50 PM |
KeepOnRunning | $100.00 | 12/1/2012 2:03:09 PM |
rudyindc | $25.00 | 12/1/2012 2:07:12 PM |
ItsJustMe79 | $25.00 | 12/1/2012 1:30:47 PM |
minista | $25.00 | 12/1/2012 1:31:19 PM |
Ivan2007 | $25.00 | 12/1/2012 1:32:54 PM |
RockCrown | $25.00 | 12/1/2012 1:29:46 PM |
worth-eclipse9 | $96.00 | 12/1/2012 1:33:20 PM |
E_G | $50.00 | 12/1/2012 2:23:45 PM |
Kravcorp | $25.00 | 12/1/2012 1:34:08 PM |
mtpscuba | $25.00 | 12/1/2012 1:36:21 PM |
mrladybug101 | $25.00 | 12/1/2012 1:35:27 PM |
jasperpants | $25.00 | 12/1/2012 2:28:52 PM |
unassuming-p2ploan774 | $40.00 | 12/1/2012 1:36:45 PM |
ujiba | $50.00 | 12/1/2012 2:34:15 PM |
FigTree | $25.00 | 12/1/2012 1:38:23 PM |
marketplace-cello5 | $25.00 | 12/1/2012 2:36:42 PM |
rulender | $25.00 | 12/1/2012 2:49:18 PM |
fair-funds | $25.00 | 12/1/2012 2:53:22 PM |
helpishere777 | $25.00 | 12/1/2012 1:45:17 PM |
phillipd48 | $25.00 | 12/1/2012 2:59:56 PM |
yield-seeker | $25.00 | 12/1/2012 1:51:48 PM |
FamilyEducationFund | $25.00 | 12/1/2012 5:33:47 PM |
methodical-principal2 | $25.00 | 12/1/2012 1:55:46 PM |
durability-officer | $50.00 | 12/1/2012 1:56:14 PM |
awe-inspiring-nickel2 | $25.00 | 12/1/2012 1:58:37 PM |
macjp123 | $50.00 | 12/1/2012 2:15:45 PM |
benjamins-utopia | $100.00 | 12/1/2012 2:16:15 PM |
silverloan | $47.00 | 12/1/2012 2:09:20 PM |
astute-moola | $25.00 | 12/2/2012 4:10:29 AM |
emelia | $25.00 | 12/1/2012 2:34:31 PM |
moola-rose8 | $48.00 | 12/1/2012 3:01:36 PM |
authentic-liberty7 | $25.00 | 12/1/2012 2:47:54 PM |
Composure1 | $25.00 | 12/1/2012 6:05:34 PM |
lawmonster | $25.00 | 12/2/2012 12:48:31 PM |
janasek | $25.00 | 12/2/2012 12:50:07 PM |
trustworthy-bonus2 | $25.00 | 12/1/2012 11:22:11 PM |
Willylump | $25.00 | 12/2/2012 12:52:41 PM |
HavenZone | $25.00 | 12/2/2012 8:39:56 AM |
anacent | $25.00 | 12/2/2012 8:42:02 AM |
truth-magician1 | $100.00 | 12/2/2012 1:16:53 PM |
dordee | $60.00 | 12/2/2012 11:13:29 AM |
Paxman84 | $25.00 | 12/2/2012 1:31:47 PM |
indomitable-economy8 | $25.00 | 12/2/2012 1:47:41 PM |
cerebral-camaraderi | $150.00 | 12/2/2012 12:55:48 PM |
historic-balance5 | $50.00 | 12/2/2012 12:57:16 PM |
jonathan10s | $50.00 | 12/2/2012 12:56:00 PM |
Fireball27 | $120.00 | 12/2/2012 1:20:34 PM |
prudent-deal662 | $25.00 | 12/2/2012 1:21:00 PM |
FWF-kinetic | $25.00 | 12/2/2012 10:03:38 PM |
frooogal | $25.00 | 12/2/2012 2:12:03 PM |
ultimate-commitment | $25.00 | 12/2/2012 5:03:20 PM |
payout-harmony4 | $75.00 | 12/2/2012 4:50:24 PM |
wampum-influencer | $25.00 | 12/2/2012 4:58:40 PM |
finance-coyote3 | $2,236.78 | 12/3/2012 3:42:11 AM |
yield-voyager8 | $25.00 | 11/20/2012 9:06:02 AM |
repayment-pagoda8 | $100.00 | 11/20/2012 9:29:25 AM |
superb-funds335 | $25.00 | 11/20/2012 9:37:33 AM |
ready-interest9 | $25.00 | 11/20/2012 11:08:31 AM |
indomitable-coin | $25.00 | 11/20/2012 10:19:45 AM |
JustMee | $25.00 | 11/20/2012 11:46:44 AM |
back-scratchers | $55.00 | 11/20/2012 1:07:15 PM |
blue-order-comet | $100.00 | 11/20/2012 11:39:17 AM |
Castellan | $50.00 | 11/20/2012 11:59:07 AM |
jlgreen | $25.00 | 11/20/2012 5:56:32 PM |
responsibility-butterfly | $50.00 | 11/21/2012 10:59:47 AM |
OLYVRC | $50.00 | 11/21/2012 9:59:45 AM |
wetlands | $200.00 | 11/21/2012 12:08:00 PM |
Interest2thePeople | $100.00 | 11/21/2012 11:44:21 AM |
transparency-sequoia6 | $100.00 | 11/21/2012 11:58:51 AM |
logical-principal8 | $50.00 | 11/21/2012 3:43:38 PM |
point-oyster5 | $25.00 | 11/21/2012 5:28:44 PM |
beachwalkingwoman | $50.00 | 11/21/2012 5:45:12 PM |
bowdish1 | $75.00 | 11/21/2012 6:26:16 PM |
first-serene-credit | $25.00 | 11/22/2012 4:02:50 AM |
natural-worth9 | $25.00 | 11/22/2012 9:40:59 AM |
justreturns | $25.00 | 11/22/2012 9:56:49 AM |
enterprising-exchange6 | $44.00 | 11/22/2012 10:09:25 AM |
__A1B2 | $30.00 | 11/22/2012 6:15:35 PM |
ddog0224 | $50.00 | 11/22/2012 11:49:31 PM |
oxnard | $25.00 | 11/23/2012 5:44:03 AM |
fearless-wampum2 | $25.00 | 11/23/2012 6:11:12 PM |
Zolton | $300.00 | 11/23/2012 6:30:50 PM |
RothySkynx | $25.00 | 11/24/2012 12:08:03 PM |
IP | $25.00 | 11/24/2012 12:16:52 PM |
ingenious-deal6 | $25.00 | 11/24/2012 12:58:16 PM |
SBT | $25.00 | 11/24/2012 1:13:26 PM |
friendly-yield187 | $25.00 | 11/24/2012 3:00:23 PM |
UOweMe | $100.00 | 11/25/2012 1:33:49 PM |
diversification-medalist | $25.00 | 11/25/2012 1:45:21 PM |
ideal-fairness339 | $50.00 | 11/25/2012 8:53:10 AM |
Plutis | $25.00 | 11/25/2012 4:33:59 PM |
Darts | $50.00 | 11/25/2012 7:28:56 PM |
Avala | $100.00 | 11/26/2012 9:36:34 AM |
awesome-generosity4 | $25.00 | 11/26/2012 6:10:29 AM |
newest-note-journey | $25.00 | 11/26/2012 11:24:53 AM |
dunox | $25.00 | 11/26/2012 7:35:50 PM |
enthralling-investment | $25.00 | 11/27/2012 10:02:17 AM |
auction-iris9 | $120.00 | 11/27/2012 10:55:42 AM |
proper-exchange8 | $50.00 | 11/27/2012 10:40:05 AM |
mizount | $25.00 | 11/28/2012 5:39:35 AM |
bold-felicity-image | $100.00 | 11/28/2012 6:46:26 AM |
persistent-dinero953 | $35.00 | 11/28/2012 1:51:39 PM |
sympathetic-funds818 | $50.00 | 11/28/2012 4:04:53 PM |
tender-integrity3 | $100.00 | 11/28/2012 7:09:34 PM |
Lender2895a | $100.00 | 11/29/2012 5:06:09 AM |
diplomatic-wealth494 | $100.00 | 11/29/2012 9:50:49 AM |
Kame | $25.00 | 11/29/2012 9:54:42 AM |
UT-Longhorn | $25.00 | 11/29/2012 8:57:15 AM |
friendly-gold | $100.00 | 11/29/2012 9:28:15 AM |
new-dignified-dinero | $100.00 | 11/29/2012 10:59:29 AM |
jbobmurph | $25.00 | 11/29/2012 11:31:56 AM |
psteveo | $25.00 | 11/30/2012 8:20:55 AM |
economy-samaritan218 | $25.00 | 11/29/2012 9:26:47 PM |
clean-penny059 | $100.00 | 11/30/2012 5:39:57 AM |
TomDalonajay | $25.00 | 11/30/2012 10:07:13 AM |
transparency-baton | $25.00 | 11/30/2012 7:55:55 AM |
shrewd-benjamins | $25.00 | 11/30/2012 9:40:51 AM |
britgsb | $50.00 | 11/30/2012 9:42:51 AM |
Jalebi | $25.00 | 11/30/2012 9:43:56 AM |
wing_nut | $25.00 | 11/30/2012 11:54:04 AM |
Tradesmanlender | $25.00 | 11/30/2012 11:57:56 AM |
best-vivacious-funds | $25.00 | 11/30/2012 3:13:21 PM |
leodaguy | $100.00 | 11/30/2012 12:14:08 PM |
successful-agreement7 | $54.00 | 11/30/2012 4:20:31 PM |
Lilred7879 | $25.00 | 11/30/2012 12:29:36 PM |
first-credit-meridian | $25.00 | 11/30/2012 1:03:20 PM |
neighborly-truth1 | $25.00 | 11/30/2012 1:14:09 PM |
LES3000 | $25.00 | 11/30/2012 1:46:03 PM |
ianakacg | $25.00 | 11/30/2012 2:22:04 PM |
ASLIBD | $25.00 | 11/30/2012 5:36:39 PM |
E-2 | $100.00 | 11/30/2012 4:13:15 PM |
LeReve | $500.00 | 11/30/2012 4:42:34 PM |
Emgolda | $25.00 | 11/30/2012 5:42:11 PM |
adventurer447 | $300.00 | 11/30/2012 5:35:17 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:23:07 AM |
Lambo168 | $50.00 | 11/30/2012 10:40:07 PM |
careful-dinero21 | $100.00 | 12/1/2012 11:01:45 AM |
antlr | $25.00 | 11/30/2012 8:31:26 PM |
first-rate-mongoose | $25.00 | 12/1/2012 5:39:43 AM |
power-kin | $50.00 | 12/1/2012 5:33:17 AM |
benevolent-moola291 | $50.00 | 12/1/2012 12:19:19 PM |
gold-commander0 | $25.00 | 12/1/2012 12:19:52 PM |
velocity-scrutinzer6 | $50.00 | 12/1/2012 12:59:03 PM |
orange-courageous-dedication | $25.00 | 12/1/2012 12:59:11 PM |
peso-voyage2 | $100.00 | 12/1/2012 12:01:36 PM |
downtownfarm | $25.00 | 12/1/2012 12:06:56 PM |
awe-inspiring-commitment972 | $50.00 | 12/1/2012 1:03:45 PM |
the-enterprising-leverage | $37.00 | 12/1/2012 12:07:48 PM |
studious-bonus7 | $81.00 | 12/1/2012 1:05:33 PM |
PRGuyinVA | $25.00 | 12/1/2012 12:15:44 PM |
a-transparency-prodigy | $25.00 | 12/1/2012 1:11:36 PM |
maldok1 | $25.00 | 12/1/2012 1:14:04 PM |
basis-gazer0 | $25.00 | 12/1/2012 1:17:56 PM |
top-sensible-yield | $25.00 | 12/1/2012 1:20:45 PM |
chief64 | $200.00 | 12/1/2012 12:41:44 PM |
listing-meridian | $33.00 | 12/1/2012 12:42:08 PM |
C_Mark | $50.00 | 12/1/2012 12:42:28 PM |
cargo414 | $25.00 | 12/1/2012 12:43:38 PM |
ready-bid9 | $50.00 | 12/1/2012 12:46:31 PM |
sjlender | $100.00 | 12/1/2012 12:46:46 PM |
awwaww | $25.00 | 12/1/2012 12:52:55 PM |
flexible-value | $50.00 | 12/1/2012 12:58:01 PM |
Cai8899 | $25.00 | 12/1/2012 12:57:15 PM |
gracej | $25.00 | 12/1/2012 1:02:45 PM |
majikthanos | $33.00 | 12/1/2012 1:03:03 PM |
credit-nirvana698 | $30.00 | 12/1/2012 1:31:26 PM |
spirit07a | $100.00 | 12/1/2012 1:03:42 PM |
silver-innovator8 | $25.00 | 12/1/2012 1:04:02 PM |
tenacious-affluence | $25.00 | 12/1/2012 1:05:49 PM |
KinderGentlerLender | $100.00 | 12/1/2012 1:08:00 PM |
Tylerh | $250.00 | 12/1/2012 1:37:30 PM |
otalon | $25.00 | 12/1/2012 1:08:30 PM |
bxdoc | $25.00 | 12/1/2012 1:41:14 PM |
MadHun | $200.00 | 12/1/2012 1:47:46 PM |
proud-pound4 | $25.00 | 12/1/2012 1:23:11 PM |
deal-vibrato | $25.00 | 12/1/2012 1:23:35 PM |
Shoveldummy | $50.00 | 12/1/2012 2:11:56 PM |
principal-trident | $25.00 | 12/1/2012 2:13:10 PM |
jjb3 | $25.00 | 12/1/2012 1:29:58 PM |
dospapalotes | $25.00 | 12/1/2012 2:14:49 PM |
productive-finance | $25.00 | 12/1/2012 1:33:45 PM |
excellent-funds649 | $50.00 | 12/1/2012 1:34:35 PM |
responsibility-cherry6 | $25.00 | 12/1/2012 1:36:00 PM |
Uncle_Scrooge | $50.00 | 12/1/2012 1:38:45 PM |
zoomdrm57 | $25.00 | 12/1/2012 2:50:33 PM |
FortuneFund | $200.00 | 12/1/2012 1:47:42 PM |
market-assembler | $50.00 | 12/1/2012 1:48:44 PM |
6moonbeams | $50.00 | 12/1/2012 1:52:16 PM |
figs4u2 | $100.00 | 12/1/2012 1:56:28 PM |
shrewd-deal | $50.00 | 12/1/2012 6:45:48 PM |
ryuD | $27.00 | 12/1/2012 1:56:02 PM |
wtrboy | $25.00 | 12/1/2012 2:05:35 PM |
Archaeologist | $25.00 | 12/1/2012 2:02:06 PM |
Koomarbit | $30.00 | 12/1/2012 2:10:46 PM |
lendme2 | $50.00 | 12/1/2012 2:11:37 PM |
sail120 | $25.00 | 12/1/2012 2:11:44 PM |
RusRobo | $25.00 | 12/1/2012 2:15:11 PM |
loyalty-circuitry | $100.00 | 12/2/2012 5:55:28 AM |
mariah8641 | $30.00 | 12/1/2012 2:34:54 PM |
treasure-pipeline | $25.00 | 12/1/2012 2:40:27 PM |
unassailable-funds754 | $25.00 | 12/2/2012 12:39:16 PM |
california111 | $50.00 | 12/1/2012 9:40:00 PM |
BicyclePostLendingDivision | $35.00 | 12/2/2012 12:43:10 PM |
taylodo | $47.15 | 12/1/2012 9:28:45 PM |
mlm_invests | $25.00 | 12/1/2012 9:54:33 PM |
orange-dedication-maple | $25.00 | 12/2/2012 8:10:34 AM |
Kyne | $50.00 | 12/2/2012 10:57:28 AM |
Moneypenny6 | $25.00 | 12/2/2012 1:58:10 PM |
jdrez | $50.00 | 12/2/2012 2:02:16 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:19:41 PM |
georgethesir | $50.00 | 12/2/2012 5:20:14 PM |
Fury440 | $25.00 | 12/2/2012 1:11:43 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:27:30 PM |
KimJongWill | $25.00 | 12/2/2012 8:40:24 PM |
income-plato | $25.00 | 12/3/2012 12:34:16 AM |
317 Investments
|
Borrower Payment Dependent Notes Series
674531
This series of Notes was issued and sold upon the funding of the borrower loan #78843, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.99% |
Listing Start date:
| Nov-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-01-2012 |
|
Lender yield:
| 14.09% |
Borrower rate/APR:
| 15.09% / 18.73% |
Monthly payment:
| $867.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.37% | | |
| |
Estimated return*:
| 8.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 29% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
20 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,285 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| balanced-euro8 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate high interest credit card debt.
My financial situation:
I am a good candidate for this loan because I have a stable job with a large company and I pay all my bills on time
Monthly net income: $6,000
Monthly expenses: $4,500
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-worth9 | $25.00 | 11/22/2012 9:01:49 AM |
bowdish1 | $25.00 | 11/22/2012 9:05:42 AM |
marketplace-singularity3 | $125.00 | 11/22/2012 3:10:56 PM |
ready-interest9 | $25.00 | 11/22/2012 10:42:20 AM |
P2P4me | $200.00 | 11/23/2012 6:36:07 AM |
creative-worth2 | $25.00 | 11/23/2012 11:59:59 AM |
responsibility-butterfly | $50.00 | 11/24/2012 6:44:06 AM |
deal-selector5 | $25.00 | 11/25/2012 7:52:11 AM |
golffish2 | $25.00 | 11/25/2012 12:13:12 PM |
WhiteInvestor | $27.00 | 11/26/2012 8:29:40 AM |
knowledgeable-listing597 | $25.00 | 11/26/2012 5:49:55 PM |
prudent-dough458 | $25.00 | 11/26/2012 5:02:51 PM |
tech310 | $50.00 | 11/26/2012 5:31:37 PM |
logical-peso2 | $25.00 | 11/26/2012 5:42:54 PM |
commerce-viking1 | $50.00 | 11/26/2012 6:50:23 PM |
dunkard13 | $100.00 | 11/26/2012 7:53:47 PM |
order-tamale | $33.00 | 11/27/2012 9:34:00 AM |
kind-euro-mirth | $50.00 | 11/27/2012 9:46:45 AM |
transparency-river1 | $382.00 | 11/27/2012 10:13:13 AM |
ideal-peace5 | $100.00 | 11/27/2012 9:51:57 AM |
wetlands | $200.00 | 11/27/2012 10:37:50 AM |
repayment-pagoda8 | $100.00 | 11/27/2012 10:12:15 AM |
asset-caramel5 | $44.00 | 11/27/2012 10:13:31 AM |
successful-agreement7 | $100.00 | 11/27/2012 10:20:24 AM |
dime-mandolin9 | $50.00 | 11/27/2012 10:23:03 AM |
Zorro_970 | $100.00 | 11/27/2012 10:26:48 AM |
nickel-ferret | $25.00 | 11/27/2012 10:35:32 AM |
Thunderswan | $100.00 | 11/27/2012 10:44:29 AM |
proper-exchange8 | $50.00 | 11/27/2012 10:40:22 AM |
windguy | $50.00 | 11/27/2012 10:48:47 AM |
pietro_torna_indietro | $50.00 | 11/27/2012 10:52:46 AM |
bazaar-festivity | $25.00 | 11/27/2012 11:29:10 AM |
auction-iris9 | $120.00 | 11/27/2012 10:56:41 AM |
justreturns | $25.00 | 11/27/2012 11:02:06 AM |
lionheart722 | $25.00 | 11/27/2012 11:03:24 AM |
commanding-treasure2 | $75.00 | 11/27/2012 11:16:16 AM |
knowledgeable-silver6 | $25.00 | 11/27/2012 11:34:05 AM |
TumbleWeed88 | $25.00 | 11/27/2012 11:32:08 AM |
orange-market-amigo | $200.00 | 11/27/2012 11:35:32 AM |
biglender5 | $25.00 | 11/27/2012 12:01:58 PM |
best-diversification-nurse | $100.00 | 11/27/2012 5:07:27 PM |
pleasant-listing712 | $25.00 | 11/27/2012 3:28:12 PM |
compassionate-payment218 | $25.00 | 11/27/2012 5:10:38 PM |
dunox | $75.00 | 11/27/2012 5:16:12 PM |
riskreward | $250.00 | 11/27/2012 6:02:55 PM |
commerce-artisan8 | $50.00 | 11/27/2012 5:26:37 PM |
return-statuette139 | $50.00 | 11/27/2012 5:43:00 PM |
Kjw19044 | $50.00 | 11/27/2012 5:54:21 PM |
thestartuplender | $40.00 | 11/27/2012 6:03:34 PM |
finder61 | $25.00 | 11/27/2012 11:08:37 PM |
bold-felicity-image | $100.00 | 11/28/2012 6:47:06 AM |
john0720 | $25.00 | 11/28/2012 7:32:12 AM |
inspiring-kindness062 | $25.00 | 11/27/2012 7:41:57 PM |
vkm2000 | $25.00 | 11/27/2012 7:15:04 PM |
mizount | $25.00 | 11/28/2012 5:39:44 AM |
Bendistraw | $50.00 | 11/28/2012 10:32:57 AM |
delectable-order532 | $100.00 | 11/28/2012 1:17:50 PM |
sympathetic-funds818 | $50.00 | 11/28/2012 4:05:21 PM |
the-magnetic-transaction | $145.00 | 11/28/2012 1:13:32 PM |
worth-poblano9 | $101.00 | 11/28/2012 1:18:13 PM |
Arvicco | $400.00 | 11/28/2012 1:48:43 PM |
persistent-dinero953 | $35.00 | 11/28/2012 1:51:47 PM |
point-oyster5 | $25.00 | 11/28/2012 6:31:11 PM |
greenback-amplifier | $25.00 | 11/28/2012 10:26:41 PM |
first-graceful-contract | $26.60 | 11/28/2012 10:40:35 PM |
kind-important-liberty9 | $25.00 | 11/28/2012 11:11:11 PM |
AK49-JW | $25.00 | 11/28/2012 9:58:07 PM |
diplomatic-wealth494 | $100.00 | 11/29/2012 9:51:49 AM |
UltimateWill | $25.00 | 11/29/2012 9:01:50 AM |
UT-Longhorn | $25.00 | 11/29/2012 8:57:19 AM |
Investoman | $25.00 | 11/29/2012 10:49:25 AM |
abundanceforever | $52.50 | 11/29/2012 10:55:30 AM |
american6 | $50.00 | 11/29/2012 10:13:44 AM |
terrific-dough6 | $50.00 | 11/29/2012 10:15:19 AM |
new-dignified-dinero | $100.00 | 11/29/2012 10:59:40 AM |
loot-prescription3 | $25.00 | 11/29/2012 11:30:33 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:18 PM |
psteveo | $25.00 | 11/30/2012 8:21:14 AM |
supreme-exchange547 | $25.00 | 11/30/2012 9:59:04 AM |
structure9 | $25.00 | 11/30/2012 11:25:57 AM |
prescription0 | $50.00 | 11/30/2012 12:01:45 PM |
adventurer447 | $300.00 | 11/30/2012 12:41:49 PM |
E-2 | $100.00 | 11/30/2012 4:13:27 PM |
urbane-income7 | $25.00 | 11/30/2012 6:30:46 PM |
glowing-pound3 | $50.00 | 11/30/2012 5:32:31 PM |
compassion-ladder9 | $25.00 | 12/1/2012 8:11:39 AM |
antlr | $25.00 | 11/30/2012 8:31:30 PM |
ouyangers | $50.00 | 12/1/2012 4:55:41 AM |
nunnie | $50.00 | 12/1/2012 12:17:44 PM |
08bob | $25.00 | 12/1/2012 9:22:02 AM |
grasshopper288 | $25.00 | 12/1/2012 9:06:25 AM |
chemistry220 | $25.00 | 12/1/2012 10:14:07 AM |
SummitAdvisors | $45.00 | 12/1/2012 12:44:24 PM |
careful-dinero21 | $100.00 | 12/1/2012 11:01:48 AM |
tenacious-affluence | $25.00 | 12/1/2012 1:05:50 PM |
ski bum | $100.00 | 12/1/2012 1:08:43 PM |
extraordinary-return995 | $50.00 | 12/1/2012 12:12:12 PM |
diversification-medalist | $25.00 | 12/1/2012 12:17:17 PM |
sunnyboy_7478 | $46.00 | 12/1/2012 1:11:28 PM |
progressive-asset | $79.00 | 12/1/2012 1:12:04 PM |
quickstep | $151.00 | 12/1/2012 12:26:31 PM |
Axium | $50.00 | 12/1/2012 1:14:33 PM |
openness-linkage | $25.00 | 12/1/2012 12:28:13 PM |
SmokeyMirror | $25.00 | 12/1/2012 1:16:05 PM |
incbx | $100.00 | 12/1/2012 1:16:54 PM |
progressive-economy261 | $400.00 | 12/1/2012 12:33:48 PM |
upright-silver | $25.00 | 12/1/2012 1:17:21 PM |
forceful-nickel6 | $25.00 | 12/1/2012 1:18:47 PM |
reward-walnut | $25.00 | 12/1/2012 1:19:30 PM |
top-impressive-dinero | $25.00 | 12/1/2012 1:20:42 PM |
kindness-jedi | $25.00 | 12/1/2012 1:20:57 PM |
buraky | $50.00 | 12/1/2012 1:21:30 PM |
zeelender | $25.00 | 12/1/2012 1:22:53 PM |
lisanate | $25.00 | 12/1/2012 1:23:13 PM |
bid-czar8 | $100.00 | 12/1/2012 12:46:08 PM |
Webpreneur | $50.00 | 12/1/2012 12:48:43 PM |
invincible-deal82 | $25.00 | 12/1/2012 1:00:04 PM |
mvalley | $25.00 | 12/1/2012 1:29:01 PM |
spirit07a | $49.00 | 12/1/2012 1:03:43 PM |
useful-p2ploan | $25.00 | 12/1/2012 1:31:39 PM |
hrubinst | $50.00 | 12/1/2012 1:05:21 PM |
pizza296130 | $25.00 | 12/1/2012 1:32:43 PM |
leverage-sensai6 | $25.00 | 12/1/2012 1:03:19 PM |
credit-maple | $25.00 | 12/1/2012 1:03:22 PM |
und-alum | $25.00 | 12/1/2012 1:05:42 PM |
selfmademan | $25.00 | 12/1/2012 1:33:30 PM |
wealth-performer054 | $100.00 | 12/1/2012 1:33:51 PM |
JJ9876 | $25.00 | 12/1/2012 1:34:02 PM |
Justbiz | $50.00 | 12/1/2012 1:04:21 PM |
InvestorPartners | $25.00 | 12/1/2012 1:34:10 PM |
hc90474 | $25.00 | 12/1/2012 1:34:27 PM |
GatorBux | $50.00 | 12/1/2012 1:35:47 PM |
sankyu | $50.00 | 12/1/2012 1:09:03 PM |
IP | $25.00 | 12/1/2012 1:39:31 PM |
the-productive-agreement | $25.00 | 12/1/2012 1:42:10 PM |
power-trophy7 | $25.00 | 12/1/2012 1:42:33 PM |
krisran | $50.00 | 12/1/2012 1:12:08 PM |
bluesky55 | $25.00 | 12/1/2012 1:43:35 PM |
keyfig | $25.00 | 12/1/2012 1:44:23 PM |
orange-stable-gain | $50.00 | 12/1/2012 1:13:08 PM |
kriegs | $73.00 | 12/1/2012 1:44:30 PM |
social-trumpet | $25.00 | 12/1/2012 1:11:53 PM |
soheagle | $25.00 | 12/1/2012 1:13:35 PM |
aggresive-truth179 | $25.00 | 12/1/2012 1:46:42 PM |
value-wind0 | $50.00 | 12/1/2012 1:46:53 PM |
FortuneFund | $200.00 | 12/1/2012 1:47:43 PM |
flo_rida | $200.00 | 12/1/2012 1:12:50 PM |
value-investor9 | $50.00 | 12/1/2012 1:13:45 PM |
hotwired | $50.00 | 12/1/2012 1:49:20 PM |
fcukciti | $35.00 | 12/1/2012 1:14:36 PM |
jscope | $25.00 | 12/1/2012 1:14:39 PM |
mindful-generosity1 | $50.00 | 12/1/2012 1:14:52 PM |
matropolis | $25.00 | 12/1/2012 1:51:04 PM |
MoonMama | $25.00 | 12/1/2012 1:19:21 PM |
ersheido | $35.00 | 12/1/2012 1:52:30 PM |
britgsb | $50.00 | 12/1/2012 1:21:17 PM |
infusion6 | $25.00 | 12/1/2012 1:21:19 PM |
best-phenomenal-treasure | $25.00 | 12/1/2012 1:17:30 PM |
active-market | $50.00 | 12/1/2012 1:22:31 PM |
superb-return339 | $200.00 | 12/1/2012 1:55:50 PM |
scrappy-fairness639 | $25.00 | 12/1/2012 1:56:07 PM |
Elbanko | $30.00 | 12/1/2012 1:57:27 PM |
balance-force | $35.00 | 12/1/2012 1:27:11 PM |
dough-cherry4 | $25.00 | 12/1/2012 1:26:43 PM |
tkr2 | $25.00 | 12/1/2012 1:29:41 PM |
brightest-affluence-motivator | $50.00 | 12/1/2012 1:30:15 PM |
transparency-baton | $25.00 | 12/1/2012 1:32:10 PM |
majestic-dedication | $48.00 | 12/1/2012 1:29:20 PM |
ItsJustMe79 | $25.00 | 12/1/2012 1:30:50 PM |
pragmatic-camaraderi | $25.00 | 12/1/2012 1:31:51 PM |
jhussey | $100.00 | 12/1/2012 1:35:00 PM |
durability-chestnut0 | $100.00 | 12/1/2012 1:35:32 PM |
mrladybug101 | $25.00 | 12/1/2012 1:35:28 PM |
larslfe | $25.00 | 12/1/2012 1:38:20 PM |
financial-frenzy | $50.00 | 12/1/2012 1:38:00 PM |
peterpossum | $25.00 | 12/1/2012 1:39:11 PM |
revolutionary082 | $27.27 | 12/1/2012 1:38:16 PM |
loan-wasp | $50.00 | 12/1/2012 1:40:40 PM |
bxdoc | $25.00 | 12/1/2012 1:41:15 PM |
TrustPlus | $35.00 | 12/1/2012 1:42:08 PM |
Worldskiboy | $50.00 | 12/1/2012 1:42:26 PM |
Aimvest | $25.00 | 12/1/2012 1:42:35 PM |
enthusiastic-point | $25.00 | 12/1/2012 1:42:37 PM |
andrewrobison | $30.00 | 12/1/2012 1:42:30 PM |
haplender | $50.00 | 12/1/2012 1:43:15 PM |
wise-alluring-penny | $27.00 | 12/1/2012 1:44:48 PM |
dignified-finance | $50.00 | 12/1/2012 1:47:06 PM |
vestratech | $25.00 | 12/1/2012 1:47:52 PM |
market-assembler | $39.00 | 12/1/2012 1:48:44 PM |
excellent-greenback | $25.00 | 12/1/2012 1:48:34 PM |
derauma | $50.00 | 12/1/2012 1:49:13 PM |
payout-harmony4 | $75.00 | 12/1/2012 1:50:15 PM |
top-abundant-community | $50.00 | 12/1/2012 1:51:10 PM |
kind-genuine-dough | $25.00 | 12/1/2012 1:51:14 PM |
indomitable-dedication | $25.00 | 12/1/2012 1:52:14 PM |
mason13a | $25.00 | 12/1/2012 1:53:27 PM |
6moonbeams | $50.00 | 12/1/2012 1:52:19 PM |
resource777 | $50.00 | 12/1/2012 1:54:25 PM |
arkayem | $50.00 | 12/1/2012 1:52:54 PM |
return-venture1 | $100.00 | 12/1/2012 1:54:53 PM |
gizzywump | $25.00 | 12/1/2012 1:53:31 PM |
saffron4 | $25.00 | 12/1/2012 1:54:45 PM |
brightest-repayment-patriot | $75.00 | 12/1/2012 1:55:05 PM |
figs4u2 | $100.00 | 12/1/2012 1:56:29 PM |
income-buddy7 | $50.00 | 12/1/2012 1:57:36 PM |
decisive-income7 | $1,000.00 | 11/23/2012 7:43:25 AM |
natural-affluence6 | $25.00 | 11/27/2012 1:05:58 PM |
thankful-nickel2 | $50.00 | 11/22/2012 12:43:41 PM |
openness-antioxidant | $75.00 | 11/22/2012 10:32:50 AM |
octoberfresh | $25.00 | 11/22/2012 11:18:05 AM |
community-burrito9 | $45.00 | 11/22/2012 12:19:00 PM |
payment-halo | $25.00 | 11/23/2012 9:13:14 AM |
DarkInvestor | $27.00 | 11/23/2012 3:31:14 PM |
RothySkynx | $25.00 | 11/24/2012 12:08:28 PM |
Harry | $75.00 | 11/26/2012 12:02:38 PM |
bright-idea11 | $25.00 | 11/26/2012 5:18:06 PM |
BostonCapital | $100.00 | 11/26/2012 6:27:31 PM |
fortytwo | $100.00 | 11/26/2012 6:03:55 PM |
pure-loyalty6 | $29.67 | 11/27/2012 6:44:10 AM |
Mommo | $50.00 | 11/27/2012 9:32:19 AM |
affluence-microscope2 | $200.00 | 11/27/2012 9:34:48 AM |
fearless-loyalty5 | $25.00 | 11/27/2012 9:01:41 AM |
bltzn123 | $35.00 | 11/27/2012 8:32:04 AM |
enthralling-investment | $25.00 | 11/27/2012 10:03:05 AM |
vMbanusi | $50.00 | 11/27/2012 10:10:13 AM |
community-burrito9 | $25.00 | 11/27/2012 9:23:40 AM |
misit | $25.00 | 11/27/2012 9:28:17 AM |
100units | $200.00 | 11/27/2012 10:21:49 AM |
persistent-basis2 | $50.00 | 11/27/2012 9:44:21 AM |
chac | $100.00 | 11/27/2012 9:43:26 AM |
phenomenal-rate1 | $500.00 | 11/27/2012 9:48:27 AM |
excellent-funds025 | $50.00 | 11/27/2012 10:27:36 AM |
marketplace-gatherer60 | $25.00 | 11/27/2012 10:28:56 AM |
HoosierDaddie | $300.00 | 11/27/2012 9:55:32 AM |
note-lesson7 | $83.00 | 11/27/2012 9:58:19 AM |
ready-agreement5 | $25.00 | 11/27/2012 10:32:06 AM |
special-dinero553 | $25.00 | 11/27/2012 10:33:31 AM |
newest-payment-trapper | $46.00 | 11/27/2012 10:09:35 AM |
compoundinterest | $25.00 | 11/27/2012 10:39:01 AM |
bazaar-tulip | $25.00 | 11/27/2012 10:14:51 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:24:10 AM |
wise-virtuous-vigilance | $100.00 | 11/27/2012 10:36:47 AM |
sharp-platinum326 | $25.00 | 11/27/2012 10:59:31 AM |
shaps | $29.00 | 11/27/2012 10:41:37 AM |
radiant-dollar9 | $200.00 | 11/27/2012 10:40:44 AM |
transaction-seahorse0 | $25.00 | 11/27/2012 10:45:26 AM |
LeReve | $500.00 | 11/27/2012 10:51:26 AM |
revenue-serenity5 | $25.00 | 11/27/2012 11:27:09 AM |
streak269 | $25.00 | 11/27/2012 11:34:35 AM |
magnificent-dime4 | $25.00 | 11/27/2012 11:37:57 AM |
payout-paradise5 | $25.00 | 11/27/2012 11:53:22 AM |
affluence-tycoon | $25.00 | 11/27/2012 11:10:01 AM |
principal-cooker2 | $50.00 | 11/27/2012 11:18:32 AM |
foxtrot12 | $75.00 | 11/27/2012 11:18:17 AM |
jpjones86 | $25.00 | 11/27/2012 11:24:58 AM |
vigorous-payment6 | $25.00 | 11/27/2012 11:32:39 AM |
harmonious-contract5 | $25.00 | 11/27/2012 12:08:58 PM |
Cai8899 | $25.00 | 11/27/2012 11:48:18 AM |
value-showcase828 | $25.00 | 11/27/2012 11:49:45 AM |
top-community-voyage | $50.00 | 11/27/2012 5:31:53 PM |
resolute-justice413 | $108.00 | 11/27/2012 5:27:25 PM |
generous-deal6 | $25.00 | 11/27/2012 11:11:10 PM |
first-balance-neutron | $25.00 | 11/28/2012 5:33:45 AM |
kulender | $100.00 | 11/27/2012 8:17:18 PM |
magical-credit523 | $25.00 | 11/28/2012 9:39:25 AM |
duty-powerplant0 | $25.00 | 11/28/2012 9:49:56 AM |
unrivaled-deal676 | $50.00 | 11/28/2012 9:01:03 AM |
entertaining-revenue4 | $50.00 | 11/28/2012 10:39:17 AM |
loyalty-dragster7 | $100.00 | 11/28/2012 1:41:44 PM |
power-lightning9 | $25.00 | 11/28/2012 4:42:10 PM |
bold-unique-benjamins | $80.00 | 11/28/2012 5:07:27 PM |
dukeiyer | $25.00 | 11/28/2012 7:03:08 PM |
availableloan | $25.00 | 11/28/2012 7:27:24 PM |
Good-Yield | $25.00 | 11/29/2012 9:28:19 AM |
chris-heretoinvest | $25.00 | 11/29/2012 5:01:37 AM |
Lender2895a | $100.00 | 11/29/2012 5:06:27 AM |
Preferred-Lender | $25.00 | 11/29/2012 9:07:42 AM |
YampaQuant | $25.00 | 11/29/2012 9:55:18 AM |
a-rupee-chemistry | $25.00 | 11/29/2012 10:46:49 AM |
dollardave | $50.00 | 11/29/2012 12:36:30 PM |
persistent-dinero953 | $25.00 | 11/29/2012 3:33:39 PM |
newest-note-journey | $25.00 | 11/29/2012 5:34:59 PM |
resplendent-fund2 | $25.00 | 11/30/2012 12:19:37 AM |
franzzua | $25.00 | 11/30/2012 6:47:25 AM |
IPlayOutsideTheBox | $25.00 | 11/30/2012 4:14:18 AM |
clean-penny059 | $100.00 | 11/30/2012 5:40:10 AM |
fairness-boomer6 | $50.00 | 11/30/2012 6:51:01 AM |
cahjoon | $25.00 | 11/30/2012 12:42:37 PM |
fund-blackberry6 | $25.00 | 11/30/2012 11:13:33 AM |
Techne_Funds_LLC | $25.00 | 11/30/2012 12:58:55 PM |
pound-mushroom3 | $25.00 | 11/30/2012 11:22:36 AM |
madpinto21 | $26.00 | 11/30/2012 11:51:19 AM |
durable-p2ploan0 | $25.00 | 11/30/2012 12:00:54 PM |
neighborly-truth1 | $25.00 | 11/30/2012 1:14:12 PM |
capital-magician561 | $25.00 | 11/30/2012 2:58:53 PM |
urbane-benjamins4 | $25.00 | 11/30/2012 11:45:27 PM |
bent300 | $25.00 | 12/1/2012 8:18:53 AM |
gotjack-IRA | $25.02 | 11/30/2012 7:18:12 PM |
durability-goat644 | $50.00 | 11/30/2012 11:35:15 PM |
Lambo168 | $50.00 | 11/30/2012 10:40:13 PM |
kinetic-loot436 | $150.00 | 12/1/2012 5:26:13 AM |
Banksstink | $50.00 | 12/1/2012 5:36:58 AM |
MorleyTwirl | $100.00 | 12/1/2012 9:02:40 AM |
perls | $100.00 | 12/1/2012 12:57:39 PM |
dynamic-money271 | $100.00 | 12/1/2012 12:57:56 PM |
LendGuy | $50.00 | 12/1/2012 1:06:01 PM |
williemc44 | $25.00 | 12/1/2012 1:06:49 PM |
benjo | $50.00 | 12/1/2012 1:08:51 PM |
rescue | $100.00 | 12/1/2012 12:21:39 PM |
Tradesmanlender | $25.00 | 12/1/2012 12:28:53 PM |
gulch | $25.00 | 12/1/2012 1:17:34 PM |
mathomas3 | $25.00 | 12/1/2012 1:18:20 PM |
lendacity | $25.00 | 12/1/2012 1:19:36 PM |
the_winning_ticket | $250.00 | 12/1/2012 1:21:11 PM |
deal-vibrato | $25.00 | 12/1/2012 1:23:57 PM |
cargo414 | $25.00 | 12/1/2012 12:43:40 PM |
reaction5 | $25.00 | 12/1/2012 1:26:19 PM |
bigballer105 | $50.00 | 12/1/2012 1:26:25 PM |
telegon | $25.00 | 12/1/2012 1:28:51 PM |
harmonious-asset9 | $25.00 | 12/1/2012 12:59:44 PM |
wonderous-p2ploan3 | $25.00 | 12/1/2012 1:32:08 PM |
awe-inspiring-commitment972 | $50.00 | 12/1/2012 1:03:48 PM |
kyomoon | $50.00 | 12/1/2012 1:06:52 PM |
Hiro07 | $25.00 | 12/1/2012 1:34:32 PM |
niskyfranchise | $36.00 | 12/1/2012 1:35:13 PM |
transparency-sapling | $25.00 | 12/1/2012 1:08:16 PM |
hope-eagle6 | $25.00 | 12/1/2012 1:06:15 PM |
Cash-Flow | $1,500.00 | 12/1/2012 1:06:25 PM |
Atlanta-Buyer | $25.00 | 12/1/2012 1:35:51 PM |
riskadverse44 | $25.00 | 12/1/2012 1:07:49 PM |
samo102us | $25.00 | 12/1/2012 1:09:06 PM |
Yogidog | $25.00 | 12/1/2012 1:39:01 PM |
meenan | $100.00 | 12/1/2012 1:42:52 PM |
letsmakeitsuccessful | $25.00 | 12/1/2012 1:43:31 PM |
rvtbike | $100.00 | 12/1/2012 1:12:48 PM |
auddoc | $25.00 | 12/1/2012 1:45:44 PM |
Trolley08 | $25.00 | 12/1/2012 1:45:57 PM |
masonn | $50.00 | 12/1/2012 1:48:57 PM |
Emgolda | $25.00 | 12/1/2012 1:13:30 PM |
durability-solstice8 | $50.00 | 12/1/2012 1:13:43 PM |
camaraderi-atmosphere | $50.00 | 12/1/2012 1:15:49 PM |
speedy-point4 | $39.00 | 12/1/2012 1:16:04 PM |
yomanie | $25.00 | 12/1/2012 1:14:41 PM |
techvet | $50.00 | 12/1/2012 1:16:21 PM |
revenue-circuit1 | $25.00 | 12/1/2012 1:50:45 PM |
srilm | $25.00 | 12/1/2012 1:18:43 PM |
riproaringrapids | $50.00 | 12/1/2012 1:16:10 PM |
rupee-artisan | $25.00 | 12/1/2012 1:19:46 PM |
Chutney | $32.00 | 12/1/2012 1:16:28 PM |
wahoo-trader | $25.00 | 12/1/2012 1:16:44 PM |
cp-family | $75.00 | 12/1/2012 1:17:04 PM |
BofM | $25.00 | 12/1/2012 1:18:17 PM |
helpinghand63 | $25.00 | 12/1/2012 1:23:22 PM |
balance-voyager | $75.00 | 12/1/2012 1:54:02 PM |
CPAMAN | $25.00 | 12/1/2012 1:20:40 PM |
red-eloquent-rupee | $50.00 | 12/1/2012 1:55:40 PM |
durability-officer | $50.00 | 12/1/2012 1:56:17 PM |
jedi053 | $100.00 | 12/1/2012 1:22:17 PM |
enticing-note | $25.00 | 12/1/2012 1:56:24 PM |
Rdodson11 | $25.00 | 12/1/2012 1:56:46 PM |
siege01 | $40.00 | 12/1/2012 1:56:57 PM |
BuffetRocks | $50.00 | 12/1/2012 1:26:28 PM |
boater01 | $100.00 | 12/1/2012 1:29:50 PM |
capital-arboretum | $57.00 | 12/1/2012 1:30:23 PM |
macgeek | $46.00 | 12/1/2012 1:30:32 PM |
gold-pudding6 | $60.00 | 12/1/2012 1:28:43 PM |
rose88 | $25.00 | 12/1/2012 1:29:25 PM |
special-generosity2 | $25.00 | 12/1/2012 1:29:52 PM |
Gabriel02 | $25.00 | 12/1/2012 1:34:54 PM |
gelidfrank | $25.00 | 12/1/2012 1:35:04 PM |
Ivan2007 | $50.00 | 12/1/2012 1:32:54 PM |
harty | $49.00 | 12/1/2012 1:36:43 PM |
unassuming-p2ploan774 | $40.00 | 12/1/2012 1:36:46 PM |
tapesor | $197.00 | 12/1/2012 1:37:03 PM |
Tylerh | $250.00 | 12/1/2012 1:37:31 PM |
CaptainBlueberry | $25.00 | 12/1/2012 1:39:04 PM |
income-champion | $25.00 | 12/1/2012 1:39:28 PM |
green-fairness-caravan | $50.00 | 12/1/2012 1:40:53 PM |
market-dancer8 | $25.00 | 12/1/2012 1:41:32 PM |
intuitive-integrity9 | $34.00 | 12/1/2012 1:42:03 PM |
the-bid-sorcerer | $50.00 | 12/1/2012 1:42:42 PM |
first-upright-payout | $25.00 | 12/1/2012 1:43:09 PM |
Xarach | $25.00 | 12/1/2012 1:43:33 PM |
ready-justice7 | $50.00 | 12/1/2012 1:43:43 PM |
the-yield-surfer | $25.00 | 12/1/2012 1:44:14 PM |
MoneyMA | $25.00 | 12/1/2012 1:44:28 PM |
point653 | $25.00 | 12/1/2012 1:45:37 PM |
community-saver158 | $46.00 | 12/1/2012 1:45:07 PM |
BXA | $50.00 | 12/1/2012 1:45:34 PM |
orange-dollar-raccoon | $74.00 | 12/1/2012 1:46:37 PM |
damage | $25.00 | 12/1/2012 1:46:03 PM |
iolaire | $25.00 | 12/1/2012 1:47:17 PM |
MadHun | $200.00 | 12/1/2012 1:47:48 PM |
dough-guard3 | $100.00 | 12/1/2012 1:48:01 PM |
VentureExplorer | $100.00 | 12/1/2012 1:48:08 PM |
BxRealtor | $25.00 | 12/1/2012 1:48:42 PM |
chlebie | $50.00 | 12/1/2012 1:48:54 PM |
tolstoy00 | $25.00 | 12/1/2012 1:49:15 PM |
zone6 | $100.00 | 12/1/2012 1:52:41 PM |
SirArthur | $25.00 | 12/1/2012 1:53:16 PM |
the-laudable-peso | $40.00 | 12/1/2012 1:54:06 PM |
Sevron | $100.00 | 12/1/2012 1:52:34 PM |
salandstef | $25.00 | 12/1/2012 1:52:56 PM |
platinum-genetics | $25.00 | 12/1/2012 1:53:33 PM |
handy-money9 | $69.00 | 12/1/2012 1:55:53 PM |
amijo | $25.00 | 12/1/2012 1:57:06 PM |
DanLash | $25.00 | 12/1/2012 1:57:09 PM |
brightest-dynamic-liberty | $25.00 | 12/1/2012 1:57:38 PM |
hard-working-income0 | $25.00 | 12/1/2012 1:58:11 PM |
exact-p2p2 | $25.00 | 12/1/2012 1:57:34 PM |
410 Investments
|
Borrower Payment Dependent Notes Series
674697
This series of Notes was issued and sold upon the funding of the borrower loan #79165, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Nov-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-04-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $126.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,553 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| No | | |
Screen name:
| basis-plane9 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: I need to consolidate my debts into one and I would love to be able to do that using this website from gracious people
This loan will be used to... pay off my debts.
My financial situation: I currently have a school loan to pay off and I have three credit cards. The three credit cards that I have are going to be graciously be used by this loan. I can pay off my debts and just focus on my school debt and this one loan. This will make my life so much easier and my studying a lot more peaceful and less stressful. I appreciate anyone who is looking at this loan and I hope that you can help me out.
I am a good candidate for this loan because... I am trying to become a pharmacist with less debt as possible. School loans are stressing me out and I want to do away with my credit cards. I do not have any current loans or mortgages other than my school and 3 credit cards. I hope that I can succeed here in America while living abroad. This will help make my dreams come true in America and I hope I can bring a better day for my family back at home! Thank you!
Monthly net income: $ 2500
Monthly expenses: $ 500
Housing: $ 500
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 26
Phone, cable, internet: $ 0
Food, entertainment: $ 100
Clothing, household expenses: $ 100
Credit cards and other loans: $ 2000
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
point-oyster5 | $25.00 | 11/21/2012 5:29:12 PM |
octoberfresh | $25.00 | 11/21/2012 5:40:03 PM |
Haribelle | $25.00 | 11/22/2012 3:42:06 PM |
order-bee1 | $300.00 | 11/22/2012 5:10:32 PM |
balance-force | $50.00 | 11/25/2012 3:47:33 PM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:26:28 AM |
transaction-seahorse0 | $25.00 | 11/27/2012 10:47:20 AM |
auction-iris9 | $120.00 | 11/27/2012 10:56:22 AM |
gain-chosen-one081 | $25.00 | 11/27/2012 5:02:28 PM |
LuvToLend | $25.00 | 11/28/2012 10:36:52 AM |
credit-coach118 | $25.02 | 11/28/2012 7:03:32 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:11 PM |
Evolver | $41.00 | 11/29/2012 6:27:25 PM |
mmeyer_jr | $30.00 | 11/30/2012 2:59:28 PM |
desertoasis | $25.00 | 11/30/2012 4:54:22 PM |
keen-economy6 | $25.00 | 12/1/2012 10:28:28 AM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:37:47 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:19:51 PM |
dedication-capo7 | $25.00 | 12/3/2012 11:28:48 AM |
djmgd790 | $50.00 | 12/3/2012 10:48:38 AM |
CreditBuilder2 | $25.03 | 12/3/2012 11:29:38 AM |
cp-family | $75.00 | 12/3/2012 5:17:31 PM |
techs | $25.00 | 12/3/2012 6:24:09 PM |
handshake5 | $100.00 | 12/4/2012 9:22:45 AM |
dough-tsunami2 | $25.00 | 12/4/2012 7:02:41 AM |
red-power-pecan | $50.00 | 12/4/2012 9:18:45 AM |
reasonable-nickel6 | $25.00 | 12/4/2012 9:20:54 AM |
golden-cat | $25.00 | 12/4/2012 9:27:55 AM |
zipemdown | $25.00 | 12/4/2012 9:12:07 AM |
mikbos | $25.00 | 12/4/2012 9:31:35 AM |
well-rounded-payout0 | $50.00 | 11/21/2012 6:28:51 PM |
money-baron-Roth401k | $50.00 | 11/21/2012 6:37:47 PM |
deal-searcher1 | $25.00 | 11/21/2012 5:39:42 PM |
responsibility-butterfly | $50.00 | 11/21/2012 6:19:58 PM |
banker34 | $25.00 | 11/22/2012 12:46:49 PM |
transparency-position | $87.00 | 11/24/2012 2:40:02 PM |
first-inspiring-vigilance | $25.00 | 11/24/2012 1:26:39 PM |
return-statuette139 | $50.00 | 11/26/2012 6:26:06 AM |
52digital | $75.00 | 11/26/2012 5:26:08 PM |
careful-vigilance4 | $25.00 | 11/27/2012 10:58:33 AM |
Investor_DP | $200.00 | 11/28/2012 10:43:56 AM |
money-baron | $100.00 | 11/28/2012 11:43:29 AM |
glimmering-funds2 | $25.00 | 11/28/2012 5:00:41 PM |
greenback-amplifier | $25.00 | 11/28/2012 10:26:40 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:24:03 AM |
fervent-repayment | $100.00 | 11/30/2012 5:06:50 AM |
first-credit-meridian | $25.00 | 11/30/2012 1:03:24 PM |
bold-joyful-coin9 | $25.00 | 11/30/2012 1:13:38 PM |
WalnutCreekguy | $100.00 | 12/1/2012 7:03:16 AM |
Weaverville | $25.00 | 12/1/2012 9:21:11 AM |
ethical-truth211 | $50.00 | 12/2/2012 3:25:08 AM |
deepblue34 | $30.00 | 12/2/2012 6:18:07 PM |
a-restless-dollar | $25.00 | 12/2/2012 4:21:53 PM |
CincyTex | $25.00 | 12/3/2012 5:30:29 AM |
Miami | $25.00 | 12/3/2012 9:44:47 AM |
credit-pudding855 | $50.00 | 12/3/2012 3:02:48 PM |
best-charming-leverage | $50.00 | 12/4/2012 9:20:35 AM |
Digger85 | $50.00 | 12/4/2012 4:16:13 AM |
gold-missile6 | $25.00 | 12/4/2012 5:42:39 AM |
principal-cooker2 | $50.00 | 12/4/2012 9:27:23 AM |
income-rocker2 | $41.95 | 12/4/2012 9:32:52 AM |
61 Investments
|
Borrower Payment Dependent Notes Series
674885
This series of Notes was issued and sold upon the funding of the borrower loan #78786, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Nov-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $574.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,323 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| No | | |
Screen name:
| magical-silver2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes / Debt Consolidation
Purpose of loan:
This loan will be used to...pay off taxes and debt consolidation.
My financial situation:
I am a good candidate for this loan because...I am consistent about making payments on time. I'd like to be able to be in a more stable financial place and feel this loan could help me to do so.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $25.00 | 12/7/2012 7:08:52 PM |
cahjoon | $25.00 | 11/25/2012 12:29:54 PM |
jhayre | $25.00 | 11/25/2012 1:36:28 PM |
octoberfresh | $25.00 | 11/25/2012 2:13:23 PM |
Aberdeen | $100.00 | 11/25/2012 2:22:36 PM |
Sagamore | $200.00 | 11/25/2012 2:28:17 PM |
five-star-note | $25.00 | 11/25/2012 2:41:10 PM |
responsibility-butterfly | $50.00 | 11/26/2012 6:58:14 AM |
market-maximizer472 | $25.00 | 11/26/2012 7:02:46 AM |
nevee | $25.00 | 11/26/2012 9:42:00 AM |
heerzaquestion | $30.00 | 11/27/2012 3:05:18 PM |
loot-prescription3 | $40.00 | 11/29/2012 5:58:17 AM |
Castellan | $50.00 | 11/29/2012 6:32:25 PM |
DreisersFinancier | $50.00 | 11/29/2012 5:12:28 PM |
auction-iris9 | $120.00 | 11/29/2012 5:29:09 PM |
bazaar-tulip | $25.00 | 11/29/2012 5:30:57 PM |
SBT | $25.00 | 11/29/2012 5:36:11 PM |
IPlayOutsideTheBox | $25.00 | 11/30/2012 4:18:58 AM |
compoundinterest | $25.00 | 11/29/2012 6:09:19 PM |
franzzua | $25.00 | 11/30/2012 6:47:36 AM |
point-oyster5 | $25.00 | 11/30/2012 10:15:12 AM |
corndog4000 | $55.00 | 11/30/2012 9:56:46 AM |
astute-benjamins | $25.00 | 11/30/2012 10:46:15 AM |
promise2 | $28.23 | 11/30/2012 11:04:22 AM |
capital-magician561 | $25.00 | 11/30/2012 2:59:08 PM |
Rivervale_Westwood | $25.00 | 11/30/2012 11:43:06 AM |
bowdish1 | $75.00 | 11/30/2012 12:10:57 PM |
transparency-sequoia6 | $100.00 | 11/30/2012 4:20:08 PM |
riskreward | $250.00 | 11/30/2012 4:39:05 PM |
supersarah61 | $25.00 | 11/30/2012 4:57:11 PM |
first-credit-meridian | $25.00 | 11/30/2012 1:03:33 PM |
dunox | $75.00 | 11/30/2012 4:15:05 PM |
wetlands | $200.00 | 11/30/2012 4:31:46 PM |
bold-felicity-image | $100.00 | 11/30/2012 5:45:07 PM |
reinforced-velocity158 | $150.00 | 11/30/2012 8:45:18 PM |
careful-dinero21 | $100.00 | 12/1/2012 11:02:00 AM |
power-kin | $50.00 | 12/1/2012 5:33:34 AM |
FredHead3 | $31.00 | 12/1/2012 12:03:27 PM |
enthralling-investment | $25.00 | 12/1/2012 12:39:40 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:11 PM |
yield-seeker | $25.00 | 12/1/2012 1:51:53 PM |
balance-force | $35.00 | 12/1/2012 1:27:22 PM |
enriching-trade2 | $50.00 | 12/1/2012 1:52:24 PM |
california111 | $38.00 | 12/1/2012 9:40:05 PM |
wampum-influencer | $25.00 | 12/2/2012 4:58:42 PM |
Interest2thePeople | $100.00 | 12/3/2012 9:11:10 AM |
klinebarger | $25.00 | 12/3/2012 11:27:35 AM |
magical-fairness4 | $25.00 | 12/3/2012 10:03:50 AM |
herbyman | $50.00 | 12/3/2012 12:52:09 PM |
Rob717171 | $100.00 | 12/3/2012 3:28:24 PM |
penny-injector8 | $25.00 | 12/4/2012 1:36:11 AM |
Munnie | $50.00 | 12/4/2012 6:19:15 AM |
mykkai | $25.00 | 12/3/2012 7:36:17 PM |
AFairDeal | $25.00 | 12/4/2012 10:21:09 AM |
life-is-great | $25.00 | 12/4/2012 9:48:25 AM |
bb575 | $50.00 | 12/4/2012 11:06:41 AM |
darknesscrown | $25.00 | 12/4/2012 2:17:41 PM |
xynny | $51.70 | 12/4/2012 11:16:31 AM |
gmoney37 | $25.00 | 12/4/2012 5:51:18 PM |
silver-renaissance5 | $50.00 | 12/4/2012 11:41:22 PM |
leeball | $50.00 | 12/5/2012 10:51:30 AM |
top-community-voyage | $50.00 | 12/5/2012 9:59:44 AM |
sjlender | $100.00 | 12/5/2012 11:05:16 AM |
geekguy | $25.00 | 12/5/2012 10:33:53 AM |
joyful-credit579 | $25.00 | 12/5/2012 10:37:44 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:42:58 AM |
pound-albatross7 | $250.00 | 12/5/2012 5:30:27 PM |
OLYVRC | $50.00 | 12/5/2012 6:31:24 PM |
duty-awakening3 | $25.00 | 12/5/2012 9:22:00 PM |
bill-magnolia5 | $25.00 | 12/6/2012 8:53:17 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:38 AM |
versatile-dime442 | $900.00 | 12/6/2012 8:57:58 AM |
Aimvest | $25.00 | 12/6/2012 9:26:22 AM |
toblerone | $25.00 | 12/6/2012 11:13:17 AM |
bbjones3 | $25.00 | 12/6/2012 1:29:12 PM |
dmk2006 | $25.00 | 12/6/2012 4:41:02 PM |
resolute-felicity353 | $25.00 | 12/6/2012 6:12:02 PM |
ultimatepaintball | $25.00 | 12/7/2012 9:10:11 AM |
MrG27 | $25.00 | 12/7/2012 6:44:09 AM |
Oakland | $50.00 | 12/7/2012 6:55:13 AM |
focused-yield4 | $30.00 | 12/7/2012 9:24:50 AM |
figs4u2 | $100.00 | 12/7/2012 9:12:22 AM |
marketplace-cello5 | $25.00 | 12/7/2012 9:16:04 AM |
minista | $25.00 | 12/7/2012 9:46:56 AM |
mtp | $100.00 | 12/7/2012 9:02:10 AM |
otalon | $25.00 | 12/7/2012 9:55:41 AM |
the-precious-bid | $25.00 | 12/7/2012 9:22:49 AM |
Koomarbit | $30.00 | 12/7/2012 9:58:06 AM |
don8ter | $50.00 | 12/7/2012 9:07:20 AM |
brightest-precious-dollar | $25.00 | 12/7/2012 9:07:48 AM |
shred123 | $25.00 | 12/7/2012 9:09:26 AM |
a-unflappable-finance | $100.00 | 12/7/2012 9:16:27 AM |
prudent-deal662 | $25.00 | 12/7/2012 10:17:45 AM |
deal-goliath4 | $54.00 | 12/7/2012 9:19:43 AM |
mvalley | $25.00 | 12/7/2012 9:44:08 AM |
ready-bid9 | $50.00 | 12/7/2012 10:31:09 AM |
Great-Mom | $25.00 | 12/7/2012 9:51:24 AM |
Borrow2Grow | $54.00 | 12/7/2012 9:54:16 AM |
riproaringrapids | $50.00 | 12/7/2012 9:28:47 AM |
MadHun | $200.00 | 12/7/2012 9:59:31 AM |
chlebie | $50.00 | 12/7/2012 9:30:50 AM |
resolute-basis9 | $25.00 | 12/7/2012 9:34:40 AM |
MoonMama | $25.00 | 12/7/2012 10:06:38 AM |
TrustPlus | $50.00 | 12/7/2012 10:09:37 AM |
ijspence | $25.00 | 12/7/2012 9:43:08 AM |
awe-inspiring-nickel2 | $25.00 | 12/7/2012 10:46:21 AM |
urbane-deal152 | $50.00 | 12/7/2012 9:56:15 AM |
timbob | $100.00 | 12/7/2012 11:01:29 AM |
awe-inspiring-commitment972 | $50.00 | 12/7/2012 10:04:27 AM |
E2BGR8 | $25.00 | 12/7/2012 11:09:42 AM |
gallant-economy9 | $50.00 | 12/7/2012 11:13:04 AM |
tnakamura | $50.00 | 12/7/2012 11:21:01 AM |
contract-bopper | $25.00 | 12/7/2012 10:22:47 AM |
invincible-deal82 | $25.00 | 12/7/2012 11:24:45 AM |
Cash-Flow | $1,193.00 | 12/7/2012 10:36:59 AM |
lendacity | $25.00 | 12/7/2012 10:39:01 AM |
MoxiePop | $25.00 | 12/7/2012 10:59:15 AM |
Clambake | $25.00 | 12/7/2012 10:39:48 AM |
first-coin-tweet | $25.00 | 12/7/2012 11:01:54 AM |
durability-chestnut0 | $32.00 | 12/7/2012 11:05:17 AM |
new-truth-chuckler | $33.00 | 12/7/2012 11:06:01 AM |
CaboWaboRobo | $25.00 | 12/7/2012 11:07:05 AM |
successful-generosity | $25.00 | 12/7/2012 11:08:11 AM |
BDL-Roth | $40.00 | 12/7/2012 11:11:02 AM |
jackbauer | $25.00 | 12/7/2012 11:19:51 AM |
adventurer447 | $300.00 | 12/7/2012 10:48:59 AM |
FullDisclosureBorrower | $25.00 | 12/7/2012 11:24:49 AM |
diversification-medalist | $25.00 | 12/7/2012 11:02:44 AM |
market-assembler | $50.00 | 12/7/2012 11:04:00 AM |
thedoctor | $75.00 | 12/7/2012 11:41:35 AM |
wealth-pal3 | $25.00 | 12/7/2012 11:42:06 AM |
glider537 | $25.00 | 12/7/2012 11:09:36 AM |
6moonbeams | $50.00 | 12/7/2012 11:10:20 AM |
Macinvest | $25.00 | 12/7/2012 11:11:42 AM |
tenacious-affluence | $25.00 | 12/7/2012 11:18:07 AM |
pworld | $25.00 | 12/7/2012 11:20:26 AM |
adaboy65 | $75.00 | 12/7/2012 11:21:30 AM |
engaging-yield4 | $25.00 | 12/7/2012 5:03:47 PM |
rudyindc | $25.00 | 12/7/2012 5:24:32 PM |
jdrez | $100.00 | 12/7/2012 5:26:10 PM |
duty-plum | $41.00 | 12/7/2012 5:30:56 PM |
bsg43 | $25.00 | 12/7/2012 11:32:43 AM |
fishtale | $25.00 | 12/7/2012 11:42:43 AM |
Aljasa2008 | $25.00 | 12/7/2012 11:51:50 AM |
_G_ | $25.00 | 12/7/2012 3:28:34 PM |
credit-dandelion148 | $250.00 | 12/7/2012 12:11:38 PM |
peace-maximizer8 | $25.00 | 12/7/2012 5:43:41 PM |
JGENERAL | $50.00 | 12/7/2012 3:53:07 PM |
sympathetic-funds818 | $25.00 | 12/7/2012 3:56:38 PM |
allo | $25.00 | 12/7/2012 5:44:14 PM |
bid-pioneer3 | $50.00 | 12/7/2012 5:44:40 PM |
important-gold5 | $25.00 | 12/7/2012 5:44:58 PM |
friendly-gold | $100.00 | 12/7/2012 5:02:08 PM |
dordee | $60.00 | 12/7/2012 5:49:54 PM |
order-geyser1 | $50.00 | 12/7/2012 1:23:27 PM |
unassuming-p2ploan774 | $40.00 | 12/7/2012 5:16:35 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:08 PM |
ASLIBD | $25.00 | 12/7/2012 5:24:11 PM |
Yodasbrthr | $25.00 | 12/7/2012 5:34:25 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:38:02 PM |
BigBag | $25.00 | 12/7/2012 3:25:08 PM |
100units | $200.00 | 12/7/2012 5:47:13 PM |
flexible-value | $50.00 | 12/7/2012 6:14:45 PM |
rmsyvt | $25.00 | 12/7/2012 5:19:58 PM |
gillijr1001 | $25.00 | 12/7/2012 5:22:32 PM |
faultlinejohnny | $100.00 | 12/7/2012 5:25:33 PM |
ramsba | $50.00 | 12/7/2012 5:28:15 PM |
gold-commander0 | $25.00 | 12/7/2012 5:34:29 PM |
laniac | $50.00 | 12/7/2012 6:29:35 PM |
bxdoc | $25.00 | 12/7/2012 6:33:00 PM |
rate-authority2 | $25.00 | 12/7/2012 5:58:39 PM |
blue-calm-commitment | $25.00 | 12/7/2012 6:50:30 PM |
cozy-ore516 | $25.00 | 12/7/2012 8:04:25 PM |
burgeoning-silver | $25.00 | 12/7/2012 6:15:08 PM |
maldok1 | $25.00 | 12/7/2012 6:18:40 PM |
golden-wealth2 | $100.00 | 12/7/2012 6:19:33 PM |
lighthouseman | $50.00 | 12/7/2012 9:13:48 PM |
Herluftrolle | $25.00 | 12/7/2012 6:22:49 PM |
LeReve | $500.00 | 12/7/2012 5:58:48 PM |
beachwalkingwoman | $50.00 | 12/7/2012 6:30:19 PM |
sri59 | $100.00 | 12/8/2012 2:13:25 AM |
ianakacg | $25.00 | 12/7/2012 6:36:14 PM |
netpox | $25.00 | 12/7/2012 6:03:13 PM |
LaBamba | $100.00 | 12/8/2012 5:00:23 AM |
bibleinvestor3 | $25.00 | 12/8/2012 5:03:19 AM |
first-bright-pound | $100.00 | 12/7/2012 6:43:41 PM |
helpinghand63 | $25.00 | 12/7/2012 6:08:49 PM |
pouch5 | $25.00 | 12/8/2012 7:54:39 AM |
checkuto | $25.00 | 12/7/2012 6:15:28 PM |
bonanza1973 | $25.00 | 12/7/2012 6:16:28 PM |
Henrylin | $25.00 | 12/7/2012 7:57:11 PM |
commerce-web5 | $25.00 | 12/7/2012 6:29:08 PM |
psonicl | $26.00 | 12/7/2012 6:29:25 PM |
kchen486 | $50.00 | 12/7/2012 6:32:51 PM |
greenbfin | $25.00 | 12/7/2012 10:16:10 PM |
diversification-cycle4 | $101.91 | 12/7/2012 8:56:36 PM |
bebeito | $38.14 | 12/7/2012 10:26:29 PM |
deal-scientist5 | $50.00 | 12/8/2012 3:38:27 AM |
ethical-truth211 | $100.00 | 12/8/2012 6:51:05 AM |
inspired-payment1 | $25.00 | 12/8/2012 7:23:28 AM |
coin-popcorn | $30.00 | 12/8/2012 7:36:26 AM |
keichi03 | $25.01 | 12/8/2012 7:55:10 AM |
decisive-income7 | $1,000.00 | 11/26/2012 9:30:06 AM |
superb-funds335 | $25.00 | 11/25/2012 1:23:43 PM |
Zolton | $300.00 | 11/25/2012 1:03:40 PM |
yield-voyager8 | $25.00 | 11/25/2012 2:02:25 PM |
CreditBuilder2 | $50.01 | 11/26/2012 10:23:35 PM |
natural-worth9 | $75.00 | 11/27/2012 4:10:17 PM |
dunkard13 | $100.00 | 11/28/2012 9:26:39 AM |
Sweaty-Butt-Crack | $30.00 | 11/28/2012 4:15:55 PM |
Sanford-N-Sons | $25.00 | 11/29/2012 6:27:28 PM |
indomitable-coin | $25.00 | 11/29/2012 5:54:00 PM |
persist_in_doing | $25.00 | 11/29/2012 6:51:47 PM |
magical-credit523 | $25.00 | 11/30/2012 10:06:20 AM |
leodaguy | $100.00 | 11/30/2012 12:14:16 PM |
Arvicco | $400.00 | 11/30/2012 4:42:00 PM |
tender-integrity3 | $100.00 | 11/30/2012 1:28:55 PM |
repayment-pagoda8 | $100.00 | 11/30/2012 4:17:15 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:23:24 AM |
MorleyTwirl | $100.00 | 12/1/2012 9:02:58 AM |
Interloper | $25.00 | 12/1/2012 10:36:42 AM |
mindful-generosity1 | $50.00 | 12/1/2012 1:15:03 PM |
JTHarris | $25.00 | 12/1/2012 2:34:33 PM |
519dobber | $25.00 | 12/2/2012 12:20:01 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:27:43 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:05 PM |
greenback-investor7 | $25.00 | 12/3/2012 6:12:18 AM |
proper-exchange8 | $34.00 | 12/3/2012 9:48:35 AM |
Lender2895a | $100.00 | 12/3/2012 9:53:29 AM |
Bikram | $50.00 | 12/3/2012 10:35:09 AM |
dukeiyer | $25.00 | 12/3/2012 10:48:47 AM |
retire_young | $26.00 | 12/3/2012 5:25:23 PM |
successful-agreement7 | $100.00 | 12/3/2012 5:32:07 PM |
well-rounded-agreement9 | $25.00 | 12/3/2012 9:24:48 PM |
emphatic-gold584 | $100.00 | 12/3/2012 6:13:35 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:19 PM |
Jalebi | $25.00 | 12/4/2012 9:15:38 AM |
thrifty-transaction578 | $25.00 | 12/4/2012 10:00:24 AM |
geniusj | $25.00 | 12/4/2012 9:51:49 AM |
Investoman | $25.00 | 12/4/2012 10:33:40 AM |
HD-4-Life | $100.00 | 12/4/2012 3:41:21 PM |
commerce-enlistment | $50.00 | 12/4/2012 2:20:38 PM |
scrappy-bonus2 | $25.00 | 12/4/2012 6:08:06 PM |
Avala | $100.00 | 12/4/2012 6:15:51 PM |
clean-penny059 | $100.00 | 12/4/2012 9:53:24 PM |
ItsJustMe79 | $25.00 | 12/5/2012 10:06:12 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:06:33 AM |
heyokafinancial | $25.00 | 12/5/2012 10:12:34 AM |
paladin847 | $70.00 | 12/5/2012 9:48:09 AM |
IP | $25.00 | 12/5/2012 10:49:56 AM |
american6 | $50.00 | 12/5/2012 10:50:53 AM |
market-maple | $25.00 | 12/5/2012 1:34:40 PM |
commitment-orca7 | $50.00 | 12/5/2012 2:01:01 PM |
adaptable-benefit6 | $25.00 | 12/5/2012 11:31:11 PM |
Tradesmanlender | $25.00 | 12/6/2012 9:59:31 AM |
progressive-economy261 | $400.00 | 12/6/2012 9:45:17 AM |
compassion-twister2 | $100.00 | 12/6/2012 12:09:06 PM |
britgsb | $50.00 | 12/6/2012 9:54:13 AM |
miked8303 | $75.00 | 12/6/2012 11:30:34 AM |
shrewd-deal | $50.00 | 12/6/2012 5:08:17 PM |
Kyne | $25.00 | 12/6/2012 5:53:38 PM |
newest-note-journey | $25.00 | 12/6/2012 6:29:56 PM |
the-magnetic-transaction | $46.00 | 12/7/2012 9:05:58 AM |
bid-banjo3 | $84.00 | 12/7/2012 9:14:14 AM |
HamachiMan | $50.00 | 12/7/2012 9:16:56 AM |
julijask | $100.00 | 12/7/2012 9:19:14 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:22 AM |
emphatic-responsibility | $50.00 | 12/7/2012 9:26:54 AM |
icchok | $44.00 | 12/7/2012 9:03:52 AM |
kind-payment-viking3 | $100.00 | 12/7/2012 9:41:28 AM |
ski bum | $100.00 | 12/7/2012 9:15:59 AM |
moola-computer | $43.00 | 12/7/2012 9:16:31 AM |
mar97 | $25.00 | 12/7/2012 9:49:14 AM |
fcukciti | $35.00 | 12/7/2012 9:51:29 AM |
meenan | $30.00 | 12/7/2012 9:53:15 AM |
Alpha-AssistU | $25.00 | 12/7/2012 9:56:04 AM |
finance-kayak30 | $46.00 | 12/7/2012 9:24:18 AM |
social-aspen097 | $300.00 | 12/7/2012 9:05:31 AM |
ArkoshKovash | $25.00 | 12/7/2012 9:05:50 AM |
rcm87 | $50.00 | 12/7/2012 9:07:03 AM |
origami-panda | $25.00 | 12/7/2012 10:03:41 AM |
aabadabadoo | $25.00 | 12/7/2012 9:10:42 AM |
bold-worth-wrangler | $50.00 | 12/7/2012 9:30:41 AM |
larrybird | $1,000.00 | 12/7/2012 10:12:50 AM |
loyalty-sherpa | $25.00 | 12/7/2012 10:15:12 AM |
Millmanator | $25.00 | 12/7/2012 9:16:39 AM |
flypenguin | $25.00 | 12/7/2012 9:41:17 AM |
income-fortress | $25.00 | 12/7/2012 10:32:35 AM |
deegeeman | $25.00 | 12/7/2012 10:37:13 AM |
KinderGentlerLender | $42.00 | 12/7/2012 9:53:43 AM |
sturdy-fairness0 | $100.00 | 12/7/2012 9:53:58 AM |
intuitive-benefit3 | $39.00 | 12/7/2012 9:38:37 AM |
benjamins-utopia | $100.00 | 12/7/2012 10:13:46 AM |
hopethisworks | $25.00 | 12/7/2012 9:49:26 AM |
w3alter | $50.00 | 12/7/2012 10:18:31 AM |
chief64 | $200.00 | 12/7/2012 9:54:38 AM |
mizon291 | $25.00 | 12/7/2012 10:58:06 AM |
financelover | $33.00 | 12/7/2012 10:59:03 AM |
unforgettable-wealth4 | $50.00 | 12/7/2012 10:59:50 AM |
velocity-scrutinzer6 | $50.00 | 12/7/2012 10:04:17 AM |
DadWarbucks | $25.00 | 12/7/2012 11:04:34 AM |
srgriff | $25.00 | 12/7/2012 10:12:21 AM |
taylor883 | $50.00 | 12/7/2012 11:08:35 AM |
independent-revenue4 | $60.00 | 12/7/2012 11:13:02 AM |
Tylerh | $250.00 | 12/7/2012 10:46:40 AM |
networks4ever | $25.00 | 12/7/2012 10:30:59 AM |
transaction-squirrel734 | $25.00 | 12/7/2012 11:24:06 AM |
skuba | $50.00 | 12/7/2012 10:33:50 AM |
authentic-liberty7 | $25.00 | 12/7/2012 11:40:36 AM |
sadhikari | $25.00 | 12/7/2012 10:58:42 AM |
point653 | $25.00 | 12/7/2012 11:04:19 AM |
DirtyJenga | $25.00 | 12/7/2012 11:05:57 AM |
gotyourgear | $29.00 | 12/7/2012 11:07:37 AM |
currency-agave | $39.00 | 12/7/2012 11:11:21 AM |
BofM | $25.00 | 12/7/2012 11:12:13 AM |
zone6 | $100.00 | 12/7/2012 11:15:52 AM |
resource777 | $50.00 | 12/7/2012 10:57:38 AM |
magnetic-duty4 | $25.00 | 12/7/2012 2:14:03 PM |
gojackgo | $32.00 | 12/7/2012 11:28:00 AM |
emelia | $25.00 | 12/7/2012 11:29:28 AM |
JKEnterprises | $25.00 | 12/7/2012 11:02:23 AM |
benefit-zoo | $50.00 | 12/7/2012 11:02:38 AM |
luminous-marketplace5 | $25.00 | 12/7/2012 11:34:58 AM |
lendme2 | $50.00 | 12/7/2012 11:35:43 AM |
E_G | $50.00 | 12/7/2012 11:04:06 AM |
gold-pudding6 | $60.00 | 12/7/2012 11:07:20 AM |
zoomdrm57 | $25.00 | 12/7/2012 11:11:54 AM |
worth-viking8 | $32.00 | 12/7/2012 4:36:45 PM |
kyomoon | $34.00 | 12/7/2012 11:17:53 AM |
responsibility-armada | $25.00 | 12/7/2012 11:18:55 AM |
payout-influencer2 | $25.00 | 12/7/2012 5:06:00 PM |
funds-twister3 | $25.00 | 12/7/2012 5:11:12 PM |
BiggestG | $25.00 | 12/7/2012 5:14:19 PM |
bold-riveting-social | $50.00 | 12/7/2012 11:40:43 AM |
Night01Hawk25 | $25.00 | 12/7/2012 12:13:23 PM |
vigorous-velocity | $300.00 | 12/7/2012 5:46:22 PM |
NorthwestLoan1 | $700.00 | 12/7/2012 4:48:26 PM |
dparkhom | $50.00 | 12/7/2012 5:02:13 PM |
Soxxes | $25.00 | 12/7/2012 5:11:36 PM |
mkl42 | $50.00 | 12/7/2012 5:17:00 PM |
natecam | $25.00 | 12/7/2012 6:03:51 PM |
Adam_00 | $50.00 | 12/7/2012 5:45:24 PM |
wealth-fields8 | $50.00 | 12/7/2012 6:18:17 PM |
currency-apple729 | $25.00 | 12/7/2012 6:29:46 PM |
charming-economy438 | $25.00 | 12/7/2012 6:36:03 PM |
enthusiastic-cash599 | $50.00 | 12/7/2012 5:58:12 PM |
economy-samaritan218 | $25.00 | 12/7/2012 5:58:28 PM |
ritwik | $50.00 | 12/7/2012 6:01:35 PM |
JJ9876 | $25.00 | 12/7/2012 6:02:59 PM |
superpuppy | $35.00 | 12/7/2012 6:06:52 PM |
bill-thinker135 | $35.00 | 12/7/2012 5:44:19 PM |
sensational-yield833 | $25.00 | 12/7/2012 5:47:53 PM |
hope-kingdom | $50.00 | 12/7/2012 7:17:49 PM |
gstheory | $25.00 | 12/7/2012 5:49:52 PM |
truth-opera | $50.00 | 12/7/2012 5:50:14 PM |
Dazz2061 | $25.00 | 12/7/2012 5:52:48 PM |
auction-sage | $100.00 | 12/7/2012 5:53:37 PM |
studious-bonus7 | $100.00 | 12/7/2012 6:15:33 PM |
Ivan2007 | $50.00 | 12/7/2012 6:20:00 PM |
Kravcorp | $25.00 | 12/8/2012 12:24:23 AM |
dinero-speaker | $25.00 | 12/7/2012 5:58:14 PM |
RocketSurgeon | $25.00 | 12/7/2012 6:28:20 PM |
dospapalotes | $25.00 | 12/7/2012 6:31:53 PM |
bltzn123 | $35.00 | 12/7/2012 6:32:53 PM |
community-jubilee | $25.00 | 12/7/2012 6:38:41 PM |
rneckfsu | $25.00 | 12/7/2012 6:04:41 PM |
betak | $25.00 | 12/7/2012 6:42:22 PM |
brightest-affluence-motivator | $50.00 | 12/7/2012 6:48:33 PM |
Rulea72 | $25.00 | 12/8/2012 7:25:24 AM |
loan-warrior | $25.00 | 12/7/2012 7:21:29 PM |
greenback-visionary4 | $25.00 | 12/7/2012 6:16:34 PM |
carlover | $25.00 | 12/7/2012 6:20:54 PM |
historic-balance5 | $50.00 | 12/7/2012 6:21:47 PM |
basis-gazer0 | $25.00 | 12/7/2012 6:30:25 PM |
pennyologist | $25.00 | 12/7/2012 6:41:21 PM |
loyalty-circuitry | $100.00 | 12/8/2012 6:01:59 AM |
kmcolo | $25.00 | 12/7/2012 7:24:34 PM |
sunny-benefit0 | $25.00 | 12/7/2012 7:28:14 PM |
nimble-integrity658 | $25.00 | 12/8/2012 7:08:36 AM |
capital-image3 | $25.00 | 12/7/2012 8:07:05 PM |
Night01Hawk25 | $50.00 | 12/8/2012 8:14:30 AM |
scholarly-moola1 | $50.00 | 12/7/2012 11:03:33 PM |
indomitable-economy8 | $25.00 | 12/8/2012 5:12:02 AM |
jpac1066 | $25.00 | 12/8/2012 5:15:27 AM |
384 Investments
|
Borrower Payment Dependent Notes Series
674907
This series of Notes was issued and sold upon the funding of the borrower loan #78858, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-22-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-04-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $431.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,812 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bonus-party074 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to start a business within the credit card merchant service sector. The business shall be registered as an ISO (Independent Sales Organization) with Visa & MasterCard and sponsored by an acquiring bank. Which allows the organization to reseller credit card merchant accounts within ecommerce, POS (Point of Sale) and mobile phone and iPad card readers. The organization functions as a sales channel of the sponsoring bank and owns the portfolio of merchant we sign. Revenue is derived from life-time residuals on mark up of interchange rates.
My financial situation:
I am a good candidate for this loan because I am financially stable, extremely knowledgeable within this vertical and have managed sales teams within this space for more than 10 years. I shall keep my current job and income and train/manage 2 commission only sales people to focus on the new organization. With the organizations being an ISO, all customer support and technical support is done by the sponsoring bank. Thus the organization only focus is as a sales channel. I shall put $10,000 of my own money into the business.
Monthly net income: $12,500
Monthly expenses: $9,100
Housing: $3,500
Insurance: $350
Car expenses: $700
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $350
Other expenses: $3,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $100.00 | 11/22/2012 9:23:19 AM |
persist_in_doing | $25.00 | 11/22/2012 9:38:43 AM |
EngineersAlliance | $75.00 | 11/22/2012 11:00:07 AM |
lowrater | $50.42 | 11/22/2012 10:52:20 AM |
suave-durability1 | $50.00 | 11/26/2012 5:16:20 PM |
zorg77 | $50.00 | 11/26/2012 6:18:36 PM |
tech310 | $50.00 | 11/26/2012 5:31:37 PM |
fervent-commerce | $25.00 | 11/26/2012 6:00:46 PM |
successful-agreement7 | $100.00 | 11/27/2012 10:20:43 AM |
bill-thinker135 | $35.00 | 11/27/2012 9:54:59 AM |
auction-iris9 | $120.00 | 11/27/2012 10:56:43 AM |
justreturns | $25.00 | 11/27/2012 11:02:07 AM |
knowledgeable-silver6 | $25.00 | 11/27/2012 11:34:06 AM |
point-oyster5 | $25.00 | 11/27/2012 5:28:30 PM |
top-community-voyage | $50.00 | 11/27/2012 5:31:53 PM |
kulender | $100.00 | 11/27/2012 8:17:18 PM |
bold-felicity-image | $100.00 | 11/28/2012 6:47:07 AM |
revenue-achievement | $25.00 | 11/28/2012 11:14:42 AM |
first-serene-credit | $25.00 | 11/28/2012 1:45:38 PM |
credit-coach118 | $40.01 | 11/28/2012 5:51:19 PM |
a-rupee-chemistry | $25.00 | 11/29/2012 10:48:20 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:53:40 AM |
DreisersFinancier | $50.00 | 11/29/2012 10:58:36 AM |
bewitching-vigilance4 | $25.00 | 11/29/2012 11:46:30 AM |
refined-hope3 | $25.00 | 11/29/2012 6:19:36 PM |
Centaur | $25.00 | 11/30/2012 9:54:34 AM |
fervent-repayment | $100.00 | 11/30/2012 5:06:52 AM |
kindness-electron577 | $25.00 | 11/30/2012 10:47:21 AM |
unclejaef | $25.00 | 11/30/2012 11:22:52 AM |
squirrel60 | $25.00 | 11/30/2012 1:15:13 PM |
E-2 | $100.00 | 11/30/2012 4:14:13 PM |
reinforced-velocity158 | $100.00 | 11/30/2012 8:56:47 PM |
durability-goat644 | $50.00 | 11/30/2012 11:35:15 PM |
compassion-ladder9 | $25.00 | 12/1/2012 8:10:40 AM |
Weaverville | $25.00 | 12/1/2012 9:21:13 AM |
reordan | $25.00 | 12/1/2012 12:40:18 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:00:59 AM |
CAGE-Investments | $25.00 | 12/1/2012 12:22:44 PM |
money-bauble | $100.00 | 12/1/2012 12:59:26 PM |
ucantbeetit | $25.00 | 12/1/2012 1:09:40 PM |
mindful-generosity1 | $50.00 | 12/1/2012 1:14:52 PM |
balance-force | $35.00 | 12/1/2012 1:27:11 PM |
spaldorpv | $35.00 | 12/1/2012 2:30:58 PM |
investment-visionary | $25.00 | 12/1/2012 1:42:12 PM |
ore-authority2 | $50.00 | 12/1/2012 1:50:41 PM |
cablenews | $50.00 | 12/1/2012 6:33:07 PM |
credit-adventurer313 | $25.00 | 12/2/2012 5:14:50 AM |
shrewd-deal | $50.00 | 12/1/2012 6:45:50 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:13 PM |
anacent | $25.00 | 12/2/2012 8:42:05 AM |
hope-wrangler1 | $50.00 | 12/2/2012 4:19:54 PM |
first-graceful-contract | $25.00 | 12/2/2012 11:36:41 PM |
dollardave | $50.00 | 12/3/2012 1:13:34 PM |
vivacious-bonus827 | $25.00 | 12/3/2012 6:08:32 PM |
wetlands | $200.00 | 12/3/2012 5:45:34 PM |
radiant-dollar9 | $200.00 | 12/3/2012 5:48:22 PM |
CJMC | $50.00 | 12/3/2012 7:59:22 PM |
help4u | $25.00 | 12/3/2012 8:03:34 PM |
order-taco-bell | $25.00 | 12/4/2012 12:30:38 AM |
return-statuette139 | $50.00 | 12/3/2012 5:58:14 PM |
CalBear08 | $33.33 | 12/3/2012 6:21:20 PM |
greenfuzz | $25.00 | 12/3/2012 6:46:05 PM |
haplender | $50.00 | 12/4/2012 9:13:53 AM |
pound-pine5 | $25.00 | 12/3/2012 7:10:53 PM |
well-rounded-agreement9 | $25.00 | 12/3/2012 9:24:43 PM |
bid-czar8 | $54.00 | 12/4/2012 9:36:09 AM |
capital-investor8 | $25.00 | 12/4/2012 7:52:22 AM |
compassionate-auction6 | $150.00 | 12/4/2012 10:00:40 AM |
valiant-liberty4 | $25.00 | 12/4/2012 10:01:28 AM |
five-star-justice | $25.00 | 12/4/2012 7:50:24 AM |
Beld | $50.00 | 12/4/2012 9:12:39 AM |
revenue-serenity | $25.00 | 12/4/2012 7:57:58 AM |
nanda | $25.00 | 12/4/2012 9:01:44 AM |
grf1945 | $40.00 | 12/4/2012 9:02:03 AM |
wampum-optimization | $25.00 | 12/4/2012 9:29:32 AM |
first-resolute-deal | $25.00 | 12/4/2012 10:31:56 AM |
breathtaking-funds6 | $50.00 | 12/4/2012 9:17:55 AM |
unforgettable-wealth4 | $50.00 | 12/4/2012 10:34:31 AM |
gizzywump | $25.00 | 12/4/2012 10:34:39 AM |
red-eloquent-rupee | $50.00 | 12/4/2012 10:37:37 AM |
handshake5 | $100.00 | 12/4/2012 9:22:46 AM |
durability-ace9 | $25.00 | 12/4/2012 10:42:15 AM |
Wonderstruk | $25.00 | 12/4/2012 10:43:48 AM |
nimble-revenue5 | $93.00 | 12/4/2012 9:33:09 AM |
EBITDA | $25.00 | 12/4/2012 9:36:43 AM |
wampum-cocktail | $25.00 | 12/4/2012 10:48:13 AM |
mercuriant | $25.00 | 12/4/2012 9:52:32 AM |
progressive-economy261 | $400.00 | 12/4/2012 9:42:40 AM |
love-interest | $25.00 | 12/4/2012 10:57:10 AM |
structure9 | $25.00 | 12/4/2012 10:04:38 AM |
pollosquawk | $26.00 | 12/4/2012 11:19:56 AM |
letsmakeitsuccessful | $25.00 | 12/4/2012 11:21:26 AM |
vigilance-portait5 | $25.00 | 12/4/2012 11:27:52 AM |
1randyp | $25.00 | 12/4/2012 10:20:31 AM |
Investor_DP | $200.00 | 12/4/2012 11:33:15 AM |
imoutdoorsy | $25.00 | 12/4/2012 10:23:57 AM |
AEH_Now | $25.00 | 12/4/2012 12:07:54 PM |
DarthContinent | $25.00 | 12/4/2012 10:37:30 AM |
social-cocktail1 | $200.00 | 12/4/2012 10:22:24 AM |
87Marc | $25.00 | 12/4/2012 10:29:05 AM |
mad4wknds | $25.00 | 12/4/2012 10:48:33 AM |
autumnae | $50.00 | 12/4/2012 10:29:29 AM |
SummitAdvisors | $50.00 | 12/4/2012 10:29:38 AM |
bold-decisive-kindness | $25.00 | 12/4/2012 2:29:37 PM |
peace-fixer8 | $25.00 | 12/4/2012 10:51:09 AM |
satanichammy | $25.00 | 12/4/2012 10:51:29 AM |
abstone53 | $50.00 | 12/4/2012 10:51:50 AM |
brazilofmux | $100.00 | 12/4/2012 10:37:16 AM |
heavenly-interest2 | $30.00 | 12/4/2012 10:38:02 AM |
generous-peace4 | $33.61 | 12/4/2012 10:57:13 AM |
13nd3r | $25.00 | 12/4/2012 10:42:37 AM |
JSCharter | $50.00 | 12/4/2012 10:59:37 AM |
money-surge1 | $25.00 | 12/4/2012 10:44:35 AM |
duty-accomplishment | $25.00 | 12/4/2012 3:12:26 PM |
finance-prescription | $100.00 | 12/4/2012 11:04:49 AM |
adventurer447 | $300.00 | 12/4/2012 10:47:23 AM |
new-gold-wrangler | $1,000.00 | 12/4/2012 11:06:50 AM |
und-alum | $25.00 | 12/4/2012 11:06:58 AM |
influential-cash7 | $25.00 | 12/4/2012 10:48:29 AM |
jakdwak | $25.00 | 12/4/2012 11:07:47 AM |
resolute-basis9 | $25.00 | 12/4/2012 10:49:31 AM |
loyalty-sherpa | $25.00 | 12/4/2012 10:53:17 AM |
wise-rupee-sanctuary | $27.00 | 12/4/2012 10:55:33 AM |
JagFan | $25.00 | 12/4/2012 5:08:33 PM |
SeaDevil | $25.00 | 12/4/2012 10:57:53 AM |
mvalley | $25.00 | 12/4/2012 10:58:31 AM |
lowlite6647 | $25.00 | 12/4/2012 10:59:31 AM |
unforgettable-order9 | $25.00 | 12/4/2012 11:03:10 AM |
Trentsteel_98 | $25.00 | 12/4/2012 11:04:39 AM |
Fortuno_per_commodo | $25.00 | 12/4/2012 11:29:00 AM |
truth-companion | $25.00 | 12/4/2012 11:34:43 AM |
cordial-affluence2 | $25.00 | 12/4/2012 11:36:50 AM |
TCR3 | $25.00 | 12/4/2012 11:09:48 AM |
MadHun | $200.00 | 12/4/2012 11:10:19 AM |
nex | $25.00 | 12/4/2012 11:41:32 AM |
GMR-Medina | $25.00 | 12/4/2012 5:27:46 PM |
orange-spiritual-contract | $100.00 | 12/4/2012 5:30:22 PM |
currency-persimmon | $25.00 | 12/4/2012 1:44:31 PM |
CA-Lender | $50.00 | 12/4/2012 1:59:57 PM |
spiritual-market086 | $25.00 | 12/4/2012 3:18:51 PM |
decisive-income7 | $1,000.00 | 11/23/2012 7:36:56 AM |
octoberfresh | $25.00 | 11/22/2012 10:15:09 AM |
valiant-return584 | $50.00 | 11/22/2012 9:14:50 AM |
Jasner | $25.00 | 11/22/2012 10:01:05 AM |
Wrats6 | $25.00 | 11/22/2012 10:32:01 AM |
lowrater | $50.42 | 11/22/2012 10:53:03 AM |
Megaton | $25.00 | 11/23/2012 8:21:00 AM |
cattlebaron | $100.00 | 11/23/2012 8:20:12 PM |
green-high-five7 | $40.00 | 11/23/2012 10:51:11 PM |
return-point2 | $100.00 | 11/24/2012 7:02:48 AM |
payment-halo | $30.00 | 11/24/2012 10:49:52 AM |
responsibility-butterfly | $50.00 | 11/26/2012 6:58:00 AM |
WalnutCreekguy | $50.00 | 11/26/2012 7:00:21 PM |
pierrelasvegas | $25.00 | 11/26/2012 5:33:18 PM |
scoobiedoo | $40.01 | 11/26/2012 8:35:26 PM |
wealth-competitor | $25.00 | 11/27/2012 9:19:59 AM |
courteous-platinum7 | $25.00 | 11/27/2012 2:12:12 AM |
Maverick158 | $25.00 | 11/27/2012 8:50:12 AM |
bltzn123 | $35.00 | 11/27/2012 8:32:06 AM |
Interest2thePeople | $100.00 | 11/27/2012 9:40:47 AM |
Zorro_970 | $100.00 | 11/27/2012 10:27:52 AM |
thrilling-fund427 | $50.00 | 11/27/2012 10:06:13 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:25:08 AM |
proper-exchange8 | $50.00 | 11/27/2012 10:40:23 AM |
monster4 | $50.00 | 11/27/2012 11:01:07 AM |
dunox | $25.00 | 11/27/2012 11:17:54 AM |
compassion-twister2 | $25.00 | 11/27/2012 4:36:21 PM |
luminous-finance9 | $26.00 | 11/27/2012 8:36:30 PM |
Bendistraw | $50.00 | 11/28/2012 10:32:58 AM |
money-fort | $25.00 | 11/28/2012 3:37:38 PM |
sympathetic-funds818 | $50.00 | 11/28/2012 4:05:22 PM |
Lender2895a | $100.00 | 11/29/2012 5:06:27 AM |
SomebodysMom | $50.00 | 11/28/2012 10:50:20 PM |
diplomatic-wealth494 | $50.00 | 11/29/2012 9:53:23 AM |
duty-flow23 | $25.00 | 11/29/2012 6:14:48 PM |
Kaj | $25.00 | 11/29/2012 6:29:57 PM |
transparency-baton | $25.00 | 11/30/2012 7:56:03 AM |
leodaguy | $100.00 | 11/30/2012 12:16:33 PM |
dedicated-hope640 | $25.00 | 11/30/2012 11:17:00 AM |
capital-magician561 | $25.00 | 11/30/2012 2:58:53 PM |
enterprising-pound5 | $50.00 | 11/30/2012 7:37:57 PM |
Frosty | $50.00 | 11/30/2012 6:02:11 PM |
Midwestvalues | $56.00 | 12/1/2012 12:31:42 PM |
bazaar-festivity | $25.00 | 12/1/2012 1:53:00 PM |
deal-vibrato | $25.00 | 12/1/2012 1:23:57 PM |
tender-commerce8 | $50.00 | 12/1/2012 1:28:30 PM |
BankofRon_IRA | $100.00 | 12/1/2012 1:43:03 PM |
Journey_Loans | $375.00 | 12/1/2012 4:48:04 PM |
CapitalismRocks | $25.00 | 12/1/2012 2:16:30 PM |
6515Wheat | $25.00 | 12/1/2012 2:53:35 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:18 PM |
bold-worth-wrangler | $25.00 | 12/1/2012 9:21:32 PM |
greenback-investor7 | $25.00 | 12/3/2012 6:12:12 AM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:27:34 PM |
lib5836 | $25.00 | 12/2/2012 10:37:10 PM |
Bikram | $50.00 | 12/3/2012 10:34:44 AM |
Haydn-sav | $25.00 | 12/3/2012 5:20:37 PM |
klinebarger | $25.00 | 12/3/2012 11:24:05 AM |
cp-family | $75.00 | 12/3/2012 5:17:32 PM |
emphatic-gold584 | $100.00 | 12/3/2012 6:13:27 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:12 PM |
progressive-gold6 | $100.00 | 12/3/2012 5:42:33 PM |
Munnie | $25.00 | 12/3/2012 7:55:51 PM |
velocity-solo | $25.00 | 12/3/2012 6:00:11 PM |
Vreet | $25.00 | 12/4/2012 9:12:35 AM |
melodious-fairness | $50.00 | 12/4/2012 9:50:05 AM |
restless-currency | $34.00 | 12/4/2012 9:58:01 AM |
duty-viola | $35.00 | 12/4/2012 9:58:31 AM |
supreme-treasure8 | $100.00 | 12/4/2012 9:58:52 AM |
economy-producer | $25.00 | 12/4/2012 10:27:01 AM |
figs4u2 | $100.00 | 12/4/2012 10:28:49 AM |
thrifty-generosity222 | $32.00 | 12/4/2012 9:37:42 AM |
statuesque-affluence058 | $25.00 | 12/4/2012 10:31:53 AM |
shmb6508 | $50.00 | 12/4/2012 10:32:22 AM |
red-power-pecan | $50.00 | 12/4/2012 9:18:46 AM |
benevolent-bonus | $25.00 | 12/4/2012 10:37:23 AM |
helpinghand63 | $25.00 | 12/4/2012 10:37:45 AM |
avenger028 | $25.00 | 12/4/2012 10:40:09 AM |
surfcash | $100.00 | 12/4/2012 9:26:37 AM |
Tradesmanlender | $25.00 | 12/4/2012 10:46:15 AM |
rysil | $35.00 | 12/4/2012 10:50:18 AM |
hope-gadget | $25.00 | 12/4/2012 10:51:23 AM |
transparency-boss439 | $25.00 | 12/4/2012 10:57:57 AM |
life-is-great | $25.00 | 12/4/2012 9:48:13 AM |
DadWarbucks | $25.00 | 12/4/2012 11:05:22 AM |
durability-mad-scientist4 | $100.00 | 12/4/2012 10:11:23 AM |
tostada88 | $25.00 | 12/4/2012 11:26:26 AM |
washboard1 | $25.00 | 12/4/2012 10:18:36 AM |
chief64 | $200.00 | 12/4/2012 10:19:50 AM |
Iamthewalrus | $25.00 | 12/4/2012 10:08:01 AM |
axp2000 | $50.00 | 12/4/2012 11:49:40 AM |
the-dollar-topper | $150.00 | 12/4/2012 10:25:45 AM |
auction-fanatic8 | $25.00 | 12/4/2012 10:31:38 AM |
pedroballgame | $50.00 | 12/4/2012 10:35:17 AM |
EconomicRecovery1 | $25.00 | 12/4/2012 10:37:42 AM |
brightest-commitment-wildebeest | $25.00 | 12/4/2012 10:37:52 AM |
worth-web5 | $50.00 | 12/4/2012 10:38:40 AM |
transparency-sapling | $25.00 | 12/4/2012 10:21:22 AM |
repayment-liberator7 | $25.00 | 12/4/2012 1:28:24 PM |
unassuming-note | $25.00 | 12/4/2012 10:49:33 AM |
credible-balance6 | $50.00 | 12/4/2012 10:36:03 AM |
the-enthralling-coin | $25.00 | 12/4/2012 10:39:11 AM |
Lacimae | $147.00 | 12/4/2012 10:55:18 AM |
duty-ninja | $25.00 | 12/4/2012 10:41:52 AM |
enticing-note | $25.00 | 12/4/2012 10:47:16 AM |
pragmatic-auction8 | $25.00 | 12/4/2012 11:06:43 AM |
yield-trader | $25.00 | 12/4/2012 10:48:24 AM |
loancrusader | $25.00 | 12/4/2012 10:49:23 AM |
rogue_monster | $48.00 | 12/4/2012 11:08:15 AM |
rupee-tuba | $25.00 | 12/4/2012 11:10:08 AM |
rescue | $100.00 | 12/4/2012 11:13:11 AM |
zeelender | $25.00 | 12/4/2012 10:54:03 AM |
buffalobills | $25.00 | 12/4/2012 5:14:53 PM |
shrewd-truth1 | $25.00 | 12/4/2012 11:13:02 AM |
subtle-bill727 | $25.00 | 12/4/2012 11:19:39 AM |
exact-p2p2 | $25.00 | 12/4/2012 11:19:42 AM |
Greenbak | $25.00 | 12/4/2012 11:24:37 AM |
rjleves | $25.00 | 12/4/2012 11:27:37 AM |
Hutpit | $50.00 | 12/4/2012 11:34:23 AM |
blazing-capital2 | $250.00 | 12/4/2012 5:36:58 PM |
wwwUniversal | $25.00 | 12/4/2012 5:39:26 PM |
rockhound84 | $25.00 | 12/4/2012 3:43:00 PM |
Goat-herder | $25.00 | 12/4/2012 2:15:28 PM |
Johnab | $26.00 | 12/4/2012 3:38:07 PM |
korby524 | $25.00 | 12/4/2012 5:12:46 PM |
peaceful-social7 | $13.20 | 12/4/2012 5:48:27 PM |
266 Investments
|
Borrower Payment Dependent Notes Series
674951
This series of Notes was issued and sold upon the funding of the borrower loan #79181, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Dec-06-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
7 | Length of status: | 13y 10m |
Amount delinquent:
| $1,094 |
Total credit lines:
| 15 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $54,603 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| geophreigh |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 12 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $17,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2012)
780-799
(Nov-2011)
|
Principal balance:
| $9,778.56 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Previous prosper borrower
Purpose of loan:
This loan will be used to... fix heating system
My financial situation:
I am a good candidate for this loan because... previous prosper borrower, all on time.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:51 AM |
purposeful-durability8 | $100.00 | 12/6/2012 9:12:00 AM |
enthusiastic-balance5 | $100.00 | 12/6/2012 10:30:00 AM |
alexander-hamilton | $50.00 | 12/6/2012 10:35:50 AM |
MoneyForNothing | $25.12 | 12/6/2012 9:11:26 AM |
fortytwo | $100.00 | 12/6/2012 9:51:20 AM |
1313mark1313 | $25.13 | 12/6/2012 11:06:07 AM |
fcrick | $50.00 | 12/6/2012 10:33:17 AM |
JeremyLinFan | $40.00 | 12/6/2012 10:35:44 AM |
melodious-openness | $200.00 | 12/6/2012 3:39:28 PM |
ingenious-currency8 | $50.00 | 12/6/2012 4:24:53 PM |
janeybooboo | $75.00 | 12/6/2012 6:29:19 PM |
RGlad | $100.00 | 12/7/2012 12:53:31 AM |
money-baron | $100.00 | 12/6/2012 5:43:52 PM |
01a_MrUSC_IRA | $25.00 | 12/6/2012 6:30:17 PM |
desertoasis | $25.00 | 12/7/2012 7:16:38 AM |
careful-vigilance4 | $25.00 | 12/7/2012 9:20:10 AM |
Mikale360 | $25.00 | 12/7/2012 5:30:56 AM |
FinanceEngine | $60.00 | 12/7/2012 9:39:31 AM |
benevolent-loot5 | $200.00 | 12/7/2012 9:17:33 AM |
the-brilliant-currency | $25.00 | 12/7/2012 10:21:50 AM |
deegeeman | $25.00 | 12/7/2012 10:37:35 AM |
AF-Chief | $25.00 | 12/7/2012 10:23:11 AM |
genius520 | $100.00 | 12/7/2012 11:04:04 AM |
first-credit-meridian | $50.00 | 12/7/2012 10:33:37 AM |
sparkling-contract7 | $25.00 | 12/7/2012 1:01:36 PM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:44 AM |
tech310 | $50.00 | 12/7/2012 11:51:59 AM |
cberthiaume | $25.00 | 12/7/2012 12:53:31 PM |
a-noble-coin | $25.00 | 12/7/2012 1:22:42 PM |
open-minded-p2p1 | $25.00 | 12/7/2012 11:33:43 AM |
handy-affluence9 | $50.00 | 12/7/2012 3:44:31 PM |
first-serene-credit | $25.00 | 12/7/2012 1:06:03 PM |
velocity-missile4 | $25.00 | 12/7/2012 6:16:33 PM |
a-helping-hand | $100.00 | 12/7/2012 7:55:45 PM |
point-oyster5 | $25.00 | 12/7/2012 7:01:05 PM |
bid-stockpiler1 | $50.00 | 12/7/2012 7:18:40 PM |
billybragg | $25.00 | 12/7/2012 8:52:34 PM |
prudent-bid3 | $26.11 | 12/7/2012 6:45:01 PM |
Peleadona | $25.00 | 12/7/2012 6:49:21 PM |
mlpinz | $25.00 | 12/7/2012 7:35:18 PM |
ballz694 | $25.00 | 12/7/2012 7:45:29 PM |
diversification-cycle4 | $55.27 | 12/7/2012 8:54:37 PM |
stylish-revenue4 | $100.00 | 12/6/2012 9:19:41 AM |
witty-openness | $25.00 | 12/6/2012 9:41:51 AM |
kingdom-investor | $25.00 | 12/6/2012 9:54:33 AM |
handy-justice | $25.00 | 12/6/2012 9:02:31 AM |
LittleMingo | $30.00 | 12/6/2012 9:04:56 AM |
NekHoldings | $25.00 | 12/6/2012 9:13:34 AM |
Investor_DP | $100.00 | 12/6/2012 10:27:50 AM |
Nco | $100.00 | 12/6/2012 9:39:51 AM |
Feyenoord | $30.00 | 12/6/2012 9:40:55 AM |
berniemadeoff | $55.00 | 12/6/2012 11:47:37 AM |
Tscheddar | $25.00 | 12/6/2012 3:25:49 PM |
five-star-note | $25.00 | 12/6/2012 11:24:32 AM |
CreditBuilder2 | $25.03 | 12/6/2012 11:25:05 AM |
respectful-dough429 | $25.00 | 12/6/2012 12:02:57 PM |
zipemdown | $25.00 | 12/6/2012 6:08:27 PM |
Bank42 | $25.00 | 12/7/2012 4:31:04 AM |
Toby1montana | $50.00 | 12/7/2012 6:25:12 AM |
168RichCapital | $25.12 | 12/7/2012 6:26:20 AM |
FarmersBank | $75.00 | 12/7/2012 6:59:37 AM |
thehousewife | $25.00 | 12/7/2012 8:07:23 AM |
jwesleym | $25.00 | 12/7/2012 9:13:42 AM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:28:57 AM |
mikbos | $25.00 | 12/7/2012 10:07:24 AM |
finance-prescription | $100.00 | 12/7/2012 11:19:10 AM |
money-baron-Roth401k | $25.00 | 12/7/2012 11:20:17 AM |
tomdooley12520 | $35.00 | 12/7/2012 12:38:44 PM |
power-spartan5 | $25.00 | 12/7/2012 10:45:14 AM |
Comoparklender | $25.00 | 12/7/2012 10:53:20 AM |
Rostov | $25.00 | 12/7/2012 4:59:19 PM |
thankful-nickel2 | $25.00 | 12/7/2012 3:12:35 PM |
friendly-p2p4 | $25.00 | 12/7/2012 3:56:33 PM |
Frover | $43.22 | 12/7/2012 4:23:31 PM |
EFS | $200.00 | 12/7/2012 5:13:55 PM |
hope-wrangler1 | $50.00 | 12/7/2012 2:02:26 PM |
Iloanyoumoney | $50.00 | 12/7/2012 2:16:20 PM |
FL-Lender | $25.00 | 12/7/2012 3:49:35 PM |
inspired-penny8 | $25.00 | 12/7/2012 6:11:09 PM |
valiant-return584 | $50.00 | 12/7/2012 6:13:23 PM |
treasure-coyote3 | $25.00 | 12/7/2012 7:15:19 PM |
ferdberfel | $25.00 | 12/7/2012 7:55:55 PM |
CACO_Lender | $25.00 | 12/7/2012 7:37:10 PM |
natural-greenback6 | $25.00 | 12/7/2012 6:28:45 PM |
85 Investments
|
Borrower Payment Dependent Notes Series
675437
This series of Notes was issued and sold upon the funding of the borrower loan #79250, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Nov-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 43% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
22 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,148 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loan-cannon4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2012)
|
Principal balance:
| $12,761.18 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Business
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
TheSituation | $25.00 | 11/24/2012 12:04:04 PM |
money-baron-Roth401k | $25.00 | 11/24/2012 12:07:02 PM |
handy-justice | $25.00 | 11/24/2012 12:27:08 PM |
janeybooboo | $50.00 | 11/24/2012 1:18:21 PM |
Cybercusp | $25.00 | 11/24/2012 1:34:05 PM |
WriteTheLegend | $500.00 | 11/24/2012 12:04:12 PM |
businessbroker101 | $35.00 | 11/24/2012 12:13:36 PM |
treasure-bliss | $25.00 | 11/24/2012 12:13:28 PM |
Mikale360 | $25.00 | 11/24/2012 3:03:18 PM |
worthy-bid8 | $100.00 | 11/24/2012 12:31:50 PM |
banker34 | $25.00 | 11/24/2012 12:52:03 PM |
responsibility-butterfly | $50.00 | 11/25/2012 6:44:32 AM |
AF-Chief | $25.00 | 11/24/2012 3:12:06 PM |
liberty-tostada7 | $25.00 | 11/24/2012 5:51:21 PM |
ideal-fairness339 | $25.00 | 11/25/2012 6:46:35 AM |
kindness-fanatic | $25.00 | 11/25/2012 7:31:44 AM |
jmeasn | $40.00 | 11/25/2012 12:00:16 PM |
open-minded-p2p1 | $25.00 | 11/25/2012 2:13:33 PM |
knowledgeable-silver6 | $25.00 | 11/26/2012 9:06:01 AM |
five-star-note | $25.00 | 11/25/2012 2:48:53 PM |
rpd1211 | $25.00 | 11/26/2012 8:42:41 AM |
JonDough | $50.00 | 11/26/2012 8:58:46 AM |
nuetron | $25.00 | 11/26/2012 10:29:11 AM |
Zoomzoom22 | $25.00 | 11/26/2012 4:31:44 PM |
bullish2bearish | $30.00 | 11/27/2012 9:07:34 AM |
CA-Lender | $25.00 | 11/27/2012 9:52:46 AM |
refresher211 | $100.00 | 11/27/2012 10:36:29 AM |
money-baron-roth-IRA | $50.00 | 11/27/2012 12:15:27 PM |
chameleon125 | $25.00 | 11/27/2012 12:19:41 PM |
sensible-fund | $25.00 | 11/27/2012 6:05:57 PM |
ore-dojo | $30.00 | 11/28/2012 8:37:37 AM |
thoughtful-bazaar782 | $27.73 | 11/27/2012 11:41:34 PM |
enterprising-pound5 | $50.00 | 11/28/2012 7:15:55 PM |
RSV | $25.00 | 11/29/2012 5:54:36 AM |
DreisersFinancier | $50.00 | 11/29/2012 10:58:40 AM |
contract-lionheart | $50.00 | 11/29/2012 6:22:27 PM |
McDeeter | $40.00 | 11/30/2012 7:18:06 AM |
HammerSmith | $25.00 | 12/1/2012 1:12:30 PM |
mindful-generosity1 | $50.00 | 12/1/2012 1:15:02 PM |
DiligentiaLLC | $50.00 | 12/1/2012 6:45:56 PM |
lib5836 | $25.00 | 12/2/2012 10:38:27 PM |
alluring-order2 | $30.00 | 12/2/2012 2:55:48 PM |
melodious-openness | $200.00 | 12/2/2012 8:51:17 PM |
attractive-rate | $25.00 | 12/3/2012 3:27:53 AM |
Billfred | $25.00 | 12/3/2012 7:32:12 PM |
the-money-maker | $25.00 | 12/3/2012 11:55:28 PM |
jpac1066 | $25.00 | 12/4/2012 7:51:53 AM |
312-Lender | $150.00 | 12/4/2012 12:19:25 AM |
ovva | $25.08 | 12/4/2012 2:39:47 PM |
dough-rumbler | $25.19 | 12/4/2012 5:51:53 PM |
droopie1 | $25.00 | 12/4/2012 6:05:27 PM |
sgt-schultz | $44.57 | 12/5/2012 6:17:21 AM |
Loan_Raider | $25.00 | 12/5/2012 7:32:57 AM |
moola-flag4 | $25.00 | 11/24/2012 1:59:43 PM |
fcrick | $25.00 | 11/24/2012 2:09:06 PM |
diplomatic-wealth7 | $25.00 | 11/24/2012 12:39:50 PM |
restless-dime | $100.00 | 11/24/2012 12:46:01 PM |
Military_Money_Wise | $25.00 | 11/24/2012 3:48:59 PM |
payout-reaction740 | $50.00 | 11/24/2012 1:07:28 PM |
berniemadeoff | $50.00 | 11/24/2012 3:09:34 PM |
LittleMingo | $25.00 | 11/24/2012 4:17:21 PM |
WisconsinFinance | $25.00 | 11/25/2012 12:04:03 PM |
papaloha | $78.00 | 11/26/2012 9:38:48 AM |
01a_MrUSC_IRA | $25.00 | 11/26/2012 11:13:32 AM |
01a_MrsUSC | $25.00 | 11/26/2012 12:10:40 PM |
XP | $25.00 | 11/27/2012 9:43:57 AM |
Bank42 | $25.00 | 11/27/2012 12:33:11 PM |
168RichCapital | $25.11 | 11/28/2012 8:25:34 AM |
Nicedad72 | $25.00 | 11/29/2012 2:26:26 PM |
bold-social-widget | $25.00 | 11/29/2012 7:20:41 PM |
treasure-hunter270 | $25.00 | 11/30/2012 7:42:27 AM |
dudebrah | $25.00 | 11/30/2012 11:00:37 AM |
bold-joyful-coin9 | $25.00 | 11/30/2012 1:15:25 PM |
keen-economy6 | $25.00 | 12/1/2012 10:13:15 AM |
Numbat77 | $25.00 | 12/1/2012 3:13:51 PM |
exponential-fairness2 | $100.00 | 12/1/2012 7:43:39 PM |
USAFVET2010 | $25.00 | 12/2/2012 2:12:02 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:04 PM |
first-serene-credit | $25.00 | 12/3/2012 9:08:43 AM |
exchange-fort0 | $100.00 | 12/4/2012 6:21:43 AM |
american-investor | $25.00 | 12/4/2012 9:49:55 AM |
Socorro_Capital_Partners | $25.01 | 12/4/2012 8:49:06 AM |
value-surgeon | $50.00 | 12/4/2012 10:07:50 AM |
money-baron | $100.00 | 12/4/2012 10:11:59 AM |
five-star-note | $50.00 | 12/4/2012 11:26:43 AM |
01a_MrUSC_IRA | $25.00 | 12/4/2012 6:50:36 PM |
01a_MrUSC_IRA | $25.00 | 12/5/2012 5:51:21 AM |
deal-wind | $25.00 | 12/5/2012 5:29:22 AM |
worthy-bid4 | $94.31 | 12/5/2012 9:08:00 AM |
89 Investments
|
Borrower Payment Dependent Notes Series
675533
This series of Notes was issued and sold upon the funding of the borrower loan #78861, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Nov-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-04-2012 |
|
Lender yield:
| 16.97% |
Borrower rate/APR:
| 17.97% / 20.37% |
Monthly payment:
| $634.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 11.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1985 |
Debt/Income ratio:
| 30% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 17y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,967 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Josiggyjoe |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to construct an addition to our home.
My financial situation:
I am a good candidate for this loan because I have a stable job in the Nursing field (I am a registered nurse) as a supervisor.
Monthly net income: $4500.00
Monthly expenses: $
Housing: $1342
Insurance: $160
Car expenses: $400
Utilities: $150
Phone, cable, internet: $70
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $8000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $1,000.00 | 11/26/2012 9:24:54 AM |
DreDub | $25.00 | 12/3/2012 8:16:46 AM |
janeybooboo | $100.00 | 11/24/2012 1:22:35 PM |
RothySkynx | $25.00 | 11/24/2012 12:08:42 PM |
CreditBuilder2 | $25.06 | 11/24/2012 12:17:59 PM |
PrimeFunding | $25.00 | 11/24/2012 3:21:08 PM |
janeybooboo | $50.00 | 11/24/2012 1:22:46 PM |
RGlad | $200.00 | 11/24/2012 1:28:49 PM |
responsibility-butterfly | $50.00 | 11/25/2012 6:44:32 AM |
best-bonafide-p2p | $25.00 | 11/25/2012 11:08:06 AM |
marketplace-singularity3 | $25.00 | 11/26/2012 6:22:23 AM |
finder61 | $25.00 | 11/26/2012 10:33:31 PM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:24:14 AM |
successful-agreement7 | $100.00 | 11/27/2012 5:20:42 PM |
100units | $200.00 | 11/27/2012 5:21:47 PM |
natural-worth9 | $100.00 | 11/27/2012 4:08:36 PM |
dunkard13 | $100.00 | 11/27/2012 6:42:01 PM |
top-community-voyage | $50.00 | 11/27/2012 5:31:59 PM |
kulender | $100.00 | 11/27/2012 8:17:23 PM |
riskreward | $250.00 | 11/27/2012 6:03:03 PM |
tech310 | $50.00 | 11/28/2012 9:16:24 AM |
bewitching-dollar5 | $200.00 | 11/28/2012 10:00:04 AM |
Bendistraw | $50.00 | 11/28/2012 10:33:06 AM |
persistent-dinero953 | $35.00 | 11/28/2012 1:51:47 PM |
Arvicco | $400.00 | 11/28/2012 1:48:50 PM |
sympathetic-funds818 | $50.00 | 11/28/2012 4:05:31 PM |
commerce-zebra3 | $25.00 | 11/28/2012 5:59:32 PM |
greenback-amplifier | $25.00 | 11/28/2012 10:26:42 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:16 AM |
Lender2895a | $100.00 | 11/29/2012 5:06:33 AM |
money-bauble | $100.00 | 11/29/2012 9:08:14 AM |
diplomatic-wealth494 | $100.00 | 11/29/2012 9:51:50 AM |
auction-iris9 | $120.00 | 11/29/2012 10:00:13 AM |
bazaar-festivity | $25.00 | 11/29/2012 10:33:08 AM |
a-rupee-chemistry | $25.00 | 11/29/2012 10:46:55 AM |
loot-prescription3 | $25.00 | 11/29/2012 11:30:33 AM |
enthralling-investment | $25.00 | 11/29/2012 6:05:58 PM |
IPlayOutsideTheBox | $25.00 | 11/30/2012 4:18:37 AM |
franzzua | $25.00 | 11/30/2012 6:47:34 AM |
crdcteng | $25.00 | 11/30/2012 9:56:41 AM |
Investoman | $25.00 | 11/30/2012 11:20:01 AM |
capital-magician561 | $25.00 | 11/30/2012 2:59:07 PM |
Interest2thePeople | $100.00 | 11/30/2012 4:07:13 PM |
bill-thinker135 | $35.00 | 11/30/2012 4:10:11 PM |
antlr | $25.00 | 11/30/2012 8:31:33 PM |
durability-goat644 | $50.00 | 11/30/2012 11:35:19 PM |
urbane-income7 | $25.00 | 11/30/2012 6:30:47 PM |
deal-wheel6 | $25.00 | 12/1/2012 11:45:46 AM |
rescue | $100.00 | 12/1/2012 12:21:40 PM |
structure9 | $25.00 | 12/1/2012 12:46:59 PM |
fund-blackberry6 | $25.00 | 12/1/2012 12:47:24 PM |
careful-dinero21 | $100.00 | 12/1/2012 11:01:58 AM |
und-alum | $25.00 | 12/1/2012 1:05:42 PM |
mindful-generosity1 | $50.00 | 12/1/2012 1:15:02 PM |
cargo414 | $25.00 | 12/1/2012 12:43:42 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:08 PM |
mizon291 | $25.00 | 12/1/2012 1:05:07 PM |
Millmanator | $25.00 | 12/1/2012 2:07:44 PM |
ItsJustMe79 | $25.00 | 12/1/2012 1:30:52 PM |
JTHarris | $25.00 | 12/1/2012 2:32:16 PM |
dinero-pagoda650 | $39.00 | 12/1/2012 2:34:01 PM |
6moonbeams | $50.00 | 12/1/2012 1:52:20 PM |
the-genuine-gold | $25.00 | 12/1/2012 5:11:50 PM |
awe-inspiring-nickel2 | $25.00 | 12/1/2012 1:58:46 PM |
the-dollar-topper | $87.00 | 12/1/2012 2:03:23 PM |
DadWarbucks | $25.00 | 12/1/2012 2:00:51 PM |
Tai | $25.00 | 12/1/2012 2:01:21 PM |
Jalebi | $25.00 | 12/1/2012 2:08:12 PM |
no_agenda_lender | $25.00 | 12/1/2012 2:15:32 PM |
E_G | $49.00 | 12/1/2012 2:23:46 PM |
mar97 | $25.00 | 12/1/2012 2:24:03 PM |
spaldorpv | $100.00 | 12/1/2012 2:30:59 PM |
newest-peace-surgeon | $36.00 | 12/1/2012 2:29:32 PM |
Composure1 | $25.00 | 12/1/2012 6:05:37 PM |
FortuneFundII | $200.00 | 12/2/2012 12:13:15 PM |
sentry256 | $25.00 | 12/2/2012 12:13:20 PM |
bonus-tent | $25.00 | 12/2/2012 12:24:23 PM |
the-laudable-peso | $40.00 | 12/2/2012 12:24:46 PM |
PandB | $25.00 | 12/1/2012 7:52:05 PM |
durability-solstice8 | $50.00 | 12/2/2012 12:27:48 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:24 PM |
bold-worth-wrangler | $25.00 | 12/1/2012 9:21:33 PM |
Washington_Loan | $25.00 | 12/2/2012 12:46:46 PM |
wdworld | $33.82 | 12/2/2012 1:46:03 AM |
helpinghand63 | $25.00 | 12/2/2012 12:51:24 PM |
jonathan10s | $50.00 | 12/2/2012 12:56:04 PM |
IOHOVA | $25.00 | 12/2/2012 4:55:05 AM |
HavenZone | $25.00 | 12/2/2012 8:39:58 AM |
orange-dedication-maple | $25.00 | 12/2/2012 8:10:36 AM |
roman2008 | $25.00 | 12/2/2012 1:11:49 PM |
green-blissful-deal | $50.00 | 12/2/2012 1:12:38 PM |
c4shmunne | $50.00 | 12/2/2012 1:16:36 PM |
red-luminous-gain | $25.00 | 12/2/2012 12:07:07 PM |
pious-currency875 | $100.00 | 12/2/2012 12:13:39 PM |
loyalty-sherpa | $25.00 | 12/2/2012 12:17:17 PM |
extraordinary-dollar7 | $25.00 | 12/2/2012 12:21:52 PM |
jresu537 | $25.00 | 12/2/2012 12:24:33 PM |
nerdfactor | $25.00 | 12/2/2012 12:30:33 PM |
a-community-aficionado | $25.00 | 12/2/2012 12:38:09 PM |
unassailable-funds754 | $25.00 | 12/2/2012 12:39:18 PM |
hostbank | $100.00 | 12/2/2012 12:45:30 PM |
samo102us | $25.00 | 12/2/2012 12:48:26 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:04 PM |
duty-gusto6 | $75.00 | 12/2/2012 1:01:13 PM |
wampum-influencer | $27.00 | 12/2/2012 4:59:42 PM |
well-mannered-income3 | $120.00 | 12/2/2012 5:21:30 PM |
Redmond | $25.00 | 12/2/2012 1:14:01 PM |
truth-magician1 | $100.00 | 12/2/2012 1:16:53 PM |
consummate-affluence | $100.00 | 12/2/2012 1:23:23 PM |
Webpreneur | $50.00 | 12/2/2012 1:20:41 PM |
first-graceful-contract | $25.00 | 12/2/2012 9:35:45 PM |
williamgates | $25.00 | 12/3/2012 5:09:08 AM |
velocity-solo | $25.00 | 12/2/2012 1:59:44 PM |
greenback-investor7 | $25.00 | 12/3/2012 6:12:17 AM |
trade-arch | $25.00 | 12/3/2012 8:08:13 AM |
intelligent-dedication9 | $77.79 | 12/3/2012 8:34:10 AM |
structure250 | $25.00 | 12/2/2012 3:34:34 PM |
real-return2 | $26.00 | 12/3/2012 9:10:13 AM |
allotment464 | $100.00 | 12/3/2012 9:16:46 AM |
fate-amenable-to-change | $35.00 | 12/2/2012 10:50:33 PM |
ml13 | $25.00 | 12/2/2012 7:41:24 PM |
social-elevator | $25.00 | 12/3/2012 12:11:10 AM |
dime-mandolin9 | $50.00 | 12/3/2012 9:38:56 AM |
risk_free | $250.00 | 12/3/2012 4:31:22 AM |
deal-goliath4 | $500.00 | 12/3/2012 9:44:39 AM |
finance7777 | $75.00 | 12/3/2012 5:29:48 AM |
unassuming-p2ploan774 | $40.00 | 12/3/2012 9:45:43 AM |
prudent-deal662 | $25.00 | 12/3/2012 9:47:22 AM |
gold-circuitry | $50.00 | 12/3/2012 8:20:18 AM |
receptive-affluence035 | $25.00 | 12/3/2012 6:23:37 AM |
NewLifeInvestments | $109.00 | 12/3/2012 7:08:13 AM |
djindepth | $50.00 | 12/3/2012 9:02:39 AM |
etinkrad | $25.00 | 12/3/2012 11:06:45 AM |
emphatic-responsibility | $50.00 | 12/3/2012 9:54:07 AM |
mydogissocute | $25.00 | 12/3/2012 9:49:57 AM |
social-zebra | $30.00 | 12/3/2012 10:01:27 AM |
heart514 | $25.00 | 12/3/2012 10:15:25 AM |
magical-fairness4 | $25.00 | 12/3/2012 10:03:46 AM |
shawndw | $25.00 | 12/3/2012 10:26:06 AM |
marketplace-cello5 | $25.00 | 12/3/2012 10:55:38 AM |
herbyman | $50.00 | 12/3/2012 12:39:20 PM |
enriched-return057 | $50.76 | 12/3/2012 2:58:28 PM |
blLending | $25.00 | 12/3/2012 3:12:40 PM |
affluence-microscope2 | $200.00 | 12/3/2012 5:13:01 PM |
HoosierDaddie | $300.00 | 12/3/2012 5:18:21 PM |
Haydn-sav | $25.00 | 12/3/2012 5:20:43 PM |
cahjoon | $25.00 | 12/3/2012 6:33:49 PM |
vigorous-velocity | $300.00 | 12/3/2012 5:29:21 PM |
abundant-power | $25.00 | 12/3/2012 5:48:33 PM |
cash-recruiter7 | $400.00 | 12/3/2012 5:39:08 PM |
Munnie | $25.00 | 12/3/2012 7:55:53 PM |
CJMC | $50.00 | 12/3/2012 7:59:27 PM |
bid-lightning9 | $25.00 | 12/3/2012 8:54:28 PM |
giftgold | $25.00 | 12/3/2012 5:59:55 PM |
vivacious-bonus827 | $25.00 | 12/3/2012 6:08:34 PM |
emphatic-gold584 | $100.00 | 12/3/2012 6:13:34 PM |
spankysdad | $25.00 | 12/3/2012 6:25:20 PM |
jedi053 | $100.00 | 12/4/2012 9:03:17 AM |
Wicky | $25.00 | 12/4/2012 9:03:29 AM |
Lender12 | $25.00 | 12/4/2012 9:08:22 AM |
friendly-gold | $38.00 | 12/4/2012 9:10:53 AM |
well-rounded-agreement9 | $25.00 | 12/3/2012 9:24:48 PM |
debt-fuse158 | $25.00 | 12/4/2012 9:21:37 AM |
benjamins-utopia | $100.00 | 12/4/2012 9:28:34 AM |
a-dollar-orchestra | $168.00 | 12/4/2012 4:52:24 AM |
top-independent-nickel | $25.00 | 12/4/2012 5:16:58 AM |
indomitable-dedication | $25.00 | 12/4/2012 9:31:46 AM |
bob_sacamano | $25.00 | 12/4/2012 9:44:12 AM |
order-taco-bell | $25.00 | 12/4/2012 12:28:53 AM |
Kissabledevil | $25.00 | 12/4/2012 2:54:49 AM |
forthright-euro8 | $25.00 | 12/4/2012 7:05:46 AM |
GatorBux | $50.00 | 12/4/2012 9:01:32 AM |
Tideman | $25.00 | 12/4/2012 9:03:13 AM |
Elbanko | $30.00 | 12/4/2012 9:06:20 AM |
financial-frenzy | $50.00 | 12/4/2012 9:06:23 AM |
mikyazmar | $25.00 | 12/4/2012 9:11:05 AM |
quickstep | $51.02 | 12/4/2012 7:51:06 AM |
orderandprogress | $50.00 | 12/4/2012 9:19:11 AM |
rook1138 | $25.00 | 12/4/2012 9:04:50 AM |
LMM1 | $25.00 | 12/4/2012 9:26:44 AM |
Warwick | $36.00 | 12/4/2012 9:06:16 AM |
return-exchanger355 | $100.00 | 12/4/2012 9:07:22 AM |
MBIntl | $86.00 | 12/4/2012 9:08:40 AM |
stolirocks01 | $50.00 | 12/4/2012 9:36:24 AM |
mister_waffle | $25.00 | 12/4/2012 9:16:47 AM |
Lam0nt | $25.00 | 12/4/2012 9:18:06 AM |
progressive-economy261 | $400.00 | 12/4/2012 9:42:42 AM |
velocity-blossom161 | $25.00 | 12/4/2012 9:43:06 AM |
keyfig | $25.00 | 12/4/2012 9:20:41 AM |
skuba | $48.00 | 12/4/2012 9:44:26 AM |
dajen1 | $40.00 | 12/4/2012 9:20:46 AM |
agreement-guild | $50.00 | 12/4/2012 9:22:17 AM |
awe-inspiring-commitment972 | $50.00 | 12/4/2012 9:24:51 AM |
CPAMAN | $25.00 | 12/4/2012 9:29:09 AM |
tremendous-integrity | $33.00 | 12/4/2012 9:29:58 AM |
jscope | $25.00 | 12/4/2012 9:35:52 AM |
Maetryx | $25.00 | 12/4/2012 9:44:24 AM |
moneylender25 | $25.00 | 11/24/2012 2:15:43 PM |
bowdish1 | $25.00 | 11/24/2012 12:30:56 PM |
octoberfresh | $25.00 | 11/24/2012 4:24:29 PM |
ready-interest9 | $25.00 | 11/24/2012 2:36:35 PM |
vutah | $25.00 | 11/24/2012 3:11:57 PM |
deal-selector5 | $25.00 | 11/25/2012 7:52:32 AM |
credit-adventurer313 | $30.85 | 11/25/2012 9:22:52 AM |
nevee | $25.00 | 11/26/2012 9:41:59 AM |
aquariano2 | $25.00 | 11/27/2012 8:17:48 AM |
windguy | $50.00 | 11/27/2012 10:49:14 AM |
repayment-pagoda8 | $100.00 | 11/27/2012 5:18:20 PM |
djs81 | $39.00 | 11/27/2012 12:15:54 PM |
return-statuette139 | $50.00 | 11/27/2012 5:43:08 PM |
dunox | $75.00 | 11/27/2012 5:16:13 PM |
wetlands | $200.00 | 11/27/2012 5:29:08 PM |
bold-felicity-image | $100.00 | 11/28/2012 6:47:29 AM |
astute-benjamins | $25.00 | 11/28/2012 8:29:51 AM |
justreturns | $25.00 | 11/28/2012 10:05:02 AM |
mizount | $25.00 | 11/28/2012 9:11:48 AM |
bazaar-tulip | $25.00 | 11/28/2012 10:03:57 AM |
entertaining-revenue4 | $50.00 | 11/28/2012 10:39:20 AM |
compoundinterest | $25.00 | 11/28/2012 10:49:38 AM |
LeReve | $500.00 | 11/28/2012 1:49:02 PM |
enterprising-pound5 | $50.00 | 11/28/2012 7:18:38 PM |
dukeiyer | $25.00 | 11/29/2012 9:17:13 AM |
proper-exchange8 | $50.00 | 11/29/2012 9:12:30 AM |
phenomenal-rate1 | $500.00 | 11/29/2012 10:31:55 AM |
transparency-river1 | $750.00 | 11/29/2012 10:40:59 AM |
Zorro_970 | $100.00 | 11/29/2012 10:49:10 AM |
point-oyster5 | $25.00 | 11/29/2012 5:54:36 PM |
Goat-herder | $25.00 | 11/29/2012 6:43:44 PM |
Preferred-Lender | $25.00 | 11/29/2012 6:18:56 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:30 PM |
magical-credit523 | $25.00 | 11/30/2012 10:06:20 AM |
integrity-doctor | $100.00 | 11/30/2012 7:54:59 AM |
overflowinglife | $50.00 | 11/30/2012 11:58:40 AM |
prescription0 | $50.00 | 11/30/2012 12:01:54 PM |
asset-portait013 | $100.00 | 11/30/2012 4:27:39 PM |
E-2 | $100.00 | 11/30/2012 4:13:35 PM |
ouyangers | $50.00 | 12/1/2012 4:55:42 AM |
MorleyTwirl | $100.00 | 12/1/2012 9:02:57 AM |
compassion-ladder9 | $25.00 | 12/1/2012 8:11:41 AM |
american6 | $50.00 | 12/1/2012 12:11:24 PM |
transparency-sapling | $25.00 | 12/1/2012 1:08:17 PM |
adventurer447 | $300.00 | 12/1/2012 1:13:05 PM |
reward-walnut | $25.00 | 12/1/2012 1:19:31 PM |
balance-force | $35.00 | 12/1/2012 1:27:20 PM |
wtrboy | $25.00 | 12/1/2012 2:05:37 PM |
inspire22 | $25.00 | 12/1/2012 1:40:16 PM |
a-balance-surgeon | $30.00 | 12/1/2012 2:08:48 PM |
principal-trident | $25.00 | 12/1/2012 2:13:13 PM |
pound-mushroom3 | $25.00 | 12/1/2012 2:26:15 PM |
chris-heretoinvest | $25.00 | 12/2/2012 11:42:48 AM |
MarcusOcean | $25.00 | 12/2/2012 12:05:50 PM |
Borrow2Grow | $54.00 | 12/2/2012 12:06:13 PM |
gallant-economy9 | $36.00 | 12/2/2012 12:10:37 PM |
Edwardtomo | $25.00 | 12/2/2012 12:18:57 PM |
jrbill1998 | $50.00 | 12/2/2012 1:01:18 PM |
loyalty-circuitry | $100.00 | 12/2/2012 5:55:29 AM |
anacent | $25.00 | 12/2/2012 8:42:07 AM |
S_McK04 | $30.37 | 12/2/2012 8:54:50 AM |
authentic-liberty7 | $25.00 | 12/2/2012 1:11:15 PM |
asmithj | $25.00 | 12/2/2012 1:11:44 PM |
availableloan | $25.00 | 12/2/2012 1:15:53 PM |
urbane-duty560 | $50.00 | 12/2/2012 1:17:11 PM |
Kyne | $50.00 | 12/2/2012 10:57:31 AM |
treasure-generator | $25.00 | 12/2/2012 1:38:01 PM |
breathtaking-funds6 | $50.00 | 12/2/2012 12:05:54 PM |
durability-officer | $27.00 | 12/2/2012 12:10:24 PM |
williemc44 | $25.00 | 12/2/2012 12:09:06 PM |
tenacious-liberty1 | $25.00 | 12/2/2012 12:09:53 PM |
Zane314 | $50.00 | 12/2/2012 12:23:23 PM |
value-caravan | $25.00 | 12/2/2012 12:23:50 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:27:42 PM |
thezfunk | $25.00 | 12/2/2012 12:37:11 PM |
luckymajor | $25.00 | 12/2/2012 12:38:51 PM |
reflective-deal8 | $50.00 | 12/2/2012 12:39:21 PM |
merciful-fund8 | $25.00 | 12/2/2012 3:57:31 PM |
lawmonster | $25.00 | 12/2/2012 12:48:31 PM |
payout-harmony4 | $75.00 | 12/2/2012 4:50:27 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:20 PM |
cp-family | $75.00 | 12/2/2012 1:07:46 PM |
studious-bonus7 | $100.00 | 12/2/2012 1:11:24 PM |
cash-reaction2 | $25.00 | 12/2/2012 1:12:51 PM |
e6400 | $25.00 | 12/2/2012 1:13:49 PM |
KimJongWill | $25.00 | 12/2/2012 8:40:26 PM |
velocity-javelin8 | $25.00 | 12/2/2012 1:30:38 PM |
top-note-jamboree | $25.00 | 12/2/2012 2:12:28 PM |
adaptable-benefit6 | $25.00 | 12/2/2012 2:23:51 PM |
georgethesir | $50.00 | 12/2/2012 5:20:18 PM |
Ducatiman1978 | $25.00 | 12/3/2012 9:22:09 AM |
Darts | $50.00 | 12/2/2012 8:47:30 PM |
finance-coyote3 | $3,000.00 | 12/3/2012 3:45:22 AM |
benevolent-loot5 | $200.00 | 12/3/2012 9:41:41 AM |
first-silver-bridge | $25.00 | 12/3/2012 7:17:02 AM |
commitment-neutron1 | $200.00 | 12/3/2012 9:07:44 AM |
social-aspen097 | $300.00 | 12/3/2012 9:09:39 AM |
ASLIBD | $25.00 | 12/3/2012 9:34:12 AM |
Bikram | $50.00 | 12/3/2012 10:35:07 AM |
knowledgeable-silver6 | $25.00 | 12/3/2012 10:38:26 AM |
opportunity85 | $25.00 | 12/3/2012 9:41:51 AM |
robertmm25 | $42.00 | 12/3/2012 11:21:41 AM |
auction-sage | $100.00 | 12/3/2012 9:50:13 AM |
JKEnterprises | $25.00 | 12/3/2012 10:08:35 AM |
buffalobills | $25.00 | 12/3/2012 1:54:31 PM |
Tradesmanlender | $25.00 | 12/3/2012 10:01:22 AM |
finance7777 | $25.00 | 12/3/2012 10:05:42 AM |
revmax | $25.00 | 12/3/2012 10:42:07 AM |
credit-maple | $25.00 | 12/3/2012 10:26:23 AM |
asset-conqueror6 | $25.00 | 12/3/2012 10:53:33 AM |
klinebarger | $25.00 | 12/3/2012 11:24:17 AM |
retire_young | $50.00 | 12/3/2012 5:25:22 PM |
Techne_Funds_LLC | $25.00 | 12/3/2012 5:29:45 PM |
dollardave | $50.00 | 12/3/2012 1:13:35 PM |
gold-disk | $25.00 | 12/3/2012 1:26:29 PM |
vivacious-fund2 | $25.00 | 12/3/2012 2:21:00 PM |
perls | $100.00 | 12/3/2012 5:12:10 PM |
first-inspiring-vigilance | $25.00 | 12/3/2012 6:30:17 PM |
BaxterEvil | $25.00 | 12/3/2012 6:33:25 PM |
radiant-dollar9 | $200.00 | 12/3/2012 5:47:51 PM |
help4u | $25.00 | 12/3/2012 8:03:34 PM |
durability-seahorse7 | $25.00 | 12/3/2012 9:22:45 PM |
Iwillhuntyoudown | $25.00 | 12/3/2012 11:57:43 PM |
paradigm_shift | $100.00 | 12/3/2012 6:38:16 PM |
credit-dandelion148 | $250.00 | 12/3/2012 6:18:16 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:19 PM |
jpac1066 | $25.00 | 12/4/2012 8:25:41 AM |
gulch | $25.00 | 12/4/2012 9:06:03 AM |
rakstar | $25.00 | 12/4/2012 9:07:17 AM |
capital-renewal | $50.00 | 12/4/2012 9:08:14 AM |
_G_ | $25.00 | 12/4/2012 9:09:12 AM |
breathtaking-durability6 | $25.00 | 12/4/2012 9:10:40 AM |
itsmaj | $50.00 | 12/3/2012 8:56:55 PM |
haplender | $50.00 | 12/4/2012 9:13:54 AM |
Approved1234 | $25.00 | 12/4/2012 9:14:18 AM |
TCayce | $25.00 | 12/4/2012 9:16:02 AM |
important-gold5 | $25.00 | 12/4/2012 9:16:14 AM |
the-shrewd-wampum | $25.00 | 12/4/2012 9:23:29 AM |
HamachiMan | $50.00 | 12/4/2012 9:26:12 AM |
just-loyalty643 | $50.00 | 12/3/2012 8:23:31 PM |
jeb_31 | $25.00 | 12/4/2012 9:34:52 AM |
bruin558 | $80.00 | 12/4/2012 6:07:18 AM |
unafraid-cash2 | $50.00 | 12/4/2012 9:38:33 AM |
chrisb1414 | $25.00 | 12/4/2012 6:33:30 AM |
special-generosity2 | $25.00 | 12/4/2012 9:44:38 AM |
basis-toro | $25.00 | 12/4/2012 6:34:13 AM |
enthusiastic-point | $25.00 | 12/4/2012 9:45:25 AM |
kendigme | $42.53 | 12/4/2012 2:25:10 AM |
rockhound84 | $25.00 | 12/4/2012 5:07:20 AM |
gold-pudding6 | $37.00 | 12/4/2012 9:01:51 AM |
green-peso-backer | $50.00 | 12/4/2012 9:07:34 AM |
lender2611 | $50.00 | 12/4/2012 9:13:50 AM |
flexible-value | $31.00 | 12/4/2012 9:04:35 AM |
income-pillow | $75.00 | 12/4/2012 9:27:51 AM |
harmonious-asset9 | $25.00 | 12/4/2012 9:09:49 AM |
Railbird | $50.00 | 12/4/2012 9:10:43 AM |
TheoProf | $25.00 | 12/4/2012 9:36:00 AM |
stable-euro1 | $25.00 | 12/4/2012 9:15:29 AM |
godzig | $25.00 | 12/4/2012 9:41:23 AM |
goingplaces99 | $25.00 | 12/4/2012 9:41:41 AM |
diversification-medalist | $25.00 | 12/4/2012 9:20:11 AM |
attentive-vigilance1 | $25.00 | 12/4/2012 9:32:11 AM |
poeman | $25.00 | 12/4/2012 9:34:05 AM |
forthright-cash596 | $25.00 | 12/4/2012 9:36:04 AM |
bid-czar8 | $100.00 | 12/4/2012 9:36:09 AM |
362 Investments
|
Borrower Payment Dependent Notes Series
675743
This series of Notes was issued and sold upon the funding of the borrower loan #79081, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Nov-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Nov-30-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $342.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 25% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,607 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tidy-point3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
PAY OFF MY OUTSTANDING CREDIT CARDS AND A MEDICAL BILL FOR MY DAUGHTER
My financial situation:
I am a good candidate for this loan because...
I HAVE GOOD PAYMENT HISTORY, I ALWAYS PAY MY BILLS ON TIME, I HAVE A STABLE JOB AND ANTICIPATE MY INCOME INCREASING OVER THE NEXT 12 MONTHS. I WANT TO CONSOLIDATE MY DEBT SO THAT I CAN BEGIN BUILDING MY SAVINGS ACCOUNT AS MY DAUGHTER IS ABOUT TO START NEEDING BRACES AND OTHER EXPENSIVE DENTAL PROCEDURES.
Monthly net income: $3800.00
Monthly expenses: $3655.00
Housing: $900.00
Insurance: $100.00
Car expenses: $780.00
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $400.00
Clothing, household expenses: $75.00
Credit cards and other loans: $500.00
Other expenses: $600.00 BABYSITTER
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $1,000.00 | 11/26/2012 9:26:59 AM |
platinum-scientist9 | $25.00 | 11/26/2012 9:30:26 AM |
JeremyLinFan | $30.00 | 11/26/2012 11:33:56 AM |
Nco | $100.00 | 11/26/2012 10:07:20 AM |
cash-delight1 | $25.00 | 11/26/2012 10:17:43 AM |
bowdish1 | $25.00 | 11/26/2012 5:21:28 PM |
kind-euro-mirth | $50.00 | 11/27/2012 9:46:58 AM |
phenomenal-rate1 | $500.00 | 11/27/2012 9:48:38 AM |
HoosierDaddie | $300.00 | 11/27/2012 9:56:01 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:24:27 AM |
transaction-seahorse0 | $25.00 | 11/27/2012 10:45:33 AM |
TumbleWeed88 | $25.00 | 11/27/2012 11:32:09 AM |
affluence-microscope2 | $200.00 | 11/27/2012 5:07:10 PM |
commerce-artisan8 | $50.00 | 11/27/2012 5:26:42 PM |
radiant-dollar9 | $200.00 | 11/27/2012 5:30:26 PM |
Endeavour | $150.00 | 11/29/2012 9:12:06 AM |
return-statuette139 | $50.00 | 11/29/2012 9:56:03 AM |
fortytwo | $100.00 | 11/29/2012 9:09:43 AM |
repayment-pagoda8 | $100.00 | 11/29/2012 10:40:29 AM |
diplomatic-wealth494 | $100.00 | 11/29/2012 9:51:51 AM |
Good-Yield | $25.00 | 11/29/2012 9:43:14 AM |
nickel-ferret | $25.00 | 11/29/2012 10:57:28 AM |
wetlands | $200.00 | 11/29/2012 10:59:45 AM |
justreturns | $25.00 | 11/29/2012 10:14:08 AM |
dunkard13 | $100.00 | 11/29/2012 10:19:11 AM |
persistent-basis2 | $50.00 | 11/29/2012 10:30:36 AM |
newest-payment-trapper | $46.00 | 11/29/2012 10:37:44 AM |
a-rupee-chemistry | $25.00 | 11/29/2012 10:48:23 AM |
SamyFromRI | $25.00 | 11/29/2012 5:10:20 PM |
bewitching-vigilance4 | $25.00 | 11/29/2012 11:46:32 AM |
excellent-funds025 | $50.00 | 11/29/2012 12:30:22 PM |
knowledgeable-listing597 | $25.00 | 11/29/2012 6:40:57 PM |
value-investor9 | $50.00 | 11/29/2012 6:45:19 PM |
auction-iris9 | $120.00 | 11/29/2012 5:29:10 PM |
UltimateWill | $25.00 | 11/29/2012 5:47:16 PM |
refined-hope3 | $25.00 | 11/29/2012 6:19:39 PM |
terrific-dough6 | $50.00 | 11/30/2012 9:01:20 AM |
unassuming-p2ploan774 | $40.00 | 11/29/2012 7:00:00 PM |
finance-coyote3 | $1,200.00 | 11/29/2012 7:42:22 PM |
careful-note1 | $25.00 | 11/30/2012 9:50:18 AM |
economy-popcorn | $25.00 | 11/30/2012 5:12:39 AM |
IPlayOutsideTheBox | $25.00 | 11/30/2012 4:20:41 AM |
Zion-CIF | $50.00 | 11/30/2012 9:09:24 AM |
thestartuplender | $26.00 | 11/30/2012 9:30:09 AM |
chac | $150.00 | 11/30/2012 11:37:15 AM |
wwwUniversal | $25.00 | 11/30/2012 10:05:25 AM |
point-oyster5 | $25.00 | 11/30/2012 10:15:14 AM |
blue-laudable-dinero | $50.00 | 11/30/2012 10:34:45 AM |
commanding-treasure2 | $75.00 | 11/30/2012 10:53:14 AM |
transaction-puppy6 | $25.00 | 11/30/2012 10:53:49 AM |
Smalltimelender | $25.00 | 11/30/2012 12:45:04 PM |
marketplace-pinnacle964 | $25.00 | 11/30/2012 11:14:28 AM |
marwadi-62 | $200.00 | 11/30/2012 12:02:12 PM |
leodaguy | $100.00 | 11/30/2012 12:16:40 PM |
oxnard | $50.00 | 11/30/2012 12:16:11 PM |
bold-joyful-coin9 | $50.00 | 11/30/2012 1:03:37 PM |
mammalian4 | $25.00 | 11/30/2012 2:09:49 PM |
mammalian4 | $25.00 | 11/30/2012 2:09:18 PM |
Johnab | $27.51 | 11/30/2012 3:23:29 PM |
gravbox | $25.00 | 11/26/2012 11:31:29 AM |
Harry | $75.00 | 11/26/2012 12:02:52 PM |
responsibility-butterfly | $50.00 | 11/26/2012 6:07:18 PM |
P2P4me | $100.00 | 11/26/2012 7:11:43 PM |
buddy486 | $25.00 | 11/27/2012 8:25:40 AM |
Mommo | $50.00 | 11/27/2012 9:32:52 AM |
ideal-peace5 | $100.00 | 11/27/2012 9:52:12 AM |
special-dinero553 | $25.00 | 11/27/2012 10:33:35 AM |
Zorro_970 | $100.00 | 11/27/2012 10:26:52 AM |
windguy | $50.00 | 11/27/2012 10:48:51 AM |
enriching-trade2 | $50.00 | 11/28/2012 9:34:35 AM |
john0720 | $25.00 | 11/28/2012 11:29:00 AM |
riskreward | $250.00 | 11/28/2012 1:46:19 PM |
CaptainBL | $25.00 | 11/29/2012 9:02:13 AM |
deal-selector5 | $25.00 | 11/29/2012 10:06:43 AM |
prudent-dough458 | $25.00 | 11/29/2012 10:09:10 AM |
bright-idea11 | $25.00 | 11/29/2012 9:09:06 AM |
tech310 | $50.00 | 11/29/2012 9:13:35 AM |
BostonCapital | $100.00 | 11/29/2012 10:34:26 AM |
logical-peso2 | $25.00 | 11/29/2012 9:23:30 AM |
asset-caramel5 | $50.00 | 11/29/2012 10:41:30 AM |
principal-cooker2 | $50.00 | 11/29/2012 10:49:31 AM |
marketplace-gatherer60 | $25.00 | 11/29/2012 10:50:38 AM |
lionheart722 | $25.00 | 11/29/2012 10:01:43 AM |
value-showcase828 | $25.00 | 11/29/2012 9:54:51 AM |
commerce-viking1 | $50.00 | 11/29/2012 10:13:00 AM |
availableloan | $25.00 | 11/29/2012 10:10:35 AM |
Thunderswan | $56.00 | 11/29/2012 11:05:28 AM |
order-tamale | $180.00 | 11/29/2012 10:29:14 AM |
best-diversification-nurse | $100.00 | 11/29/2012 10:29:48 AM |
duty-powerplant0 | $25.00 | 11/29/2012 10:31:41 AM |
vMbanusi | $50.00 | 11/29/2012 10:39:05 AM |
note-lesson7 | $100.00 | 11/29/2012 10:34:45 AM |
compoundinterest | $25.00 | 11/29/2012 10:39:37 AM |
successful-agreement7 | $100.00 | 11/29/2012 10:46:16 AM |
ericgassercom | $25.00 | 11/29/2012 10:50:18 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:53:58 AM |
abundanceforever | $52.50 | 11/29/2012 10:55:31 AM |
loyalty-dragster7 | $40.00 | 11/29/2012 11:04:08 AM |
Arvicco | $47.00 | 11/29/2012 11:11:09 AM |
loot-prescription3 | $25.00 | 11/29/2012 11:30:34 AM |
bold-wampum-compadre | $100.00 | 11/29/2012 11:44:14 AM |
sympathetic-funds818 | $25.00 | 11/29/2012 5:50:32 PM |
persistent-dinero953 | $25.00 | 11/29/2012 3:24:37 PM |
persist_in_doing | $25.00 | 11/29/2012 6:51:51 PM |
casserole9 | $35.00 | 11/29/2012 5:25:50 PM |
bid-tweet7 | $50.00 | 11/29/2012 6:56:37 PM |
franzzua | $25.00 | 11/30/2012 6:47:43 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:35 PM |
first-graceful-contract | $25.00 | 11/30/2012 8:25:46 AM |
coin-popcorn | $30.00 | 11/29/2012 9:02:57 PM |
palmetto933 | $25.00 | 11/30/2012 9:41:23 AM |
paladin847 | $48.00 | 11/30/2012 10:01:08 AM |
ethical-truth211 | $500.00 | 11/30/2012 9:34:31 AM |
bazaar-festivity | $25.00 | 11/30/2012 11:26:02 AM |
circuitfive | $25.00 | 11/30/2012 10:03:04 AM |
mikrolown | $25.00 | 11/30/2012 10:14:20 AM |
MonkeyBoy42 | $25.00 | 11/30/2012 11:59:56 AM |
prescription0 | $25.00 | 11/30/2012 12:02:51 PM |
dukeiyer | $25.00 | 11/30/2012 10:29:30 AM |
retirementlady | $25.00 | 11/30/2012 11:14:26 AM |
hillbilly-taco | $41.91 | 11/30/2012 1:06:48 PM |
chicagoprosper | $50.00 | 11/30/2012 11:54:18 AM |
LoanerPrincipal | $25.00 | 11/30/2012 11:55:41 AM |
XenonX | $25.00 | 11/30/2012 12:30:10 PM |
compassionate-dime0 | $50.00 | 11/30/2012 12:35:49 PM |
thrilling-exchange36 | $25.48 | 11/30/2012 12:32:06 PM |
tpcnet | $28.23 | 11/30/2012 12:33:28 PM |
infomas | $26.37 | 11/30/2012 1:36:52 PM |
gothampark | $25.00 | 11/30/2012 2:57:36 PM |
capital-magician561 | $25.00 | 11/30/2012 2:59:10 PM |
130 Investments
|
Borrower Payment Dependent Notes Series
675833
This series of Notes was issued and sold upon the funding of the borrower loan #78747, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Nov-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $451.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1986 |
Debt/Income ratio:
| 72% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $93,975 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-ideal-diversification |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate two credit cards.
My financial situation:
I am a good candidate for this loan because I have a very good record of paying all of my bills on time and have consistently maintained a good credit record. Until one year ago I had worked part-time in my dream job. In November 2011, I received a promotion and have been working very hard to eliminate any debt incurred from working part-time. This loan will afford me the opportunity to lower my monthly expenses by close to $300 and eliminate debt.
Thank you in advance for your consideration.
Monthly net income: $2600
Monthly expenses: $1700
Housing: $0 - spouse pays mortgage
Insurance: $50
Car expenses: $510
Utilities: $0. - spouse pays
Phone, cable, internet: $
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Wrats6 | $25.00 | 11/26/2012 9:05:22 AM |
octoberfresh | $25.00 | 11/26/2012 9:06:48 AM |
treasure-bliss | $25.00 | 11/26/2012 12:49:18 PM |
asset-professor | $35.00 | 11/26/2012 10:20:38 AM |
return-point2 | $100.00 | 11/26/2012 5:45:45 PM |
deal-selector5 | $25.00 | 11/26/2012 3:01:27 PM |
successful-agreement7 | $100.00 | 11/27/2012 10:21:37 AM |
Zorro_970 | $100.00 | 12/4/2012 5:29:21 PM |
E-2 | $100.00 | 12/4/2012 5:22:35 PM |
money-bauble | $100.00 | 12/4/2012 5:17:14 PM |
dunox | $75.00 | 12/4/2012 5:23:30 PM |
clean-penny059 | $100.00 | 12/4/2012 9:53:24 PM |
fervent-repayment | $100.00 | 12/5/2012 10:22:54 AM |
Tradesmanlender | $25.00 | 12/5/2012 9:11:15 AM |
stollcm | $25.00 | 12/5/2012 10:56:40 AM |
auction-iris9 | $120.00 | 12/5/2012 5:33:09 PM |
just-loyalty643 | $50.00 | 12/5/2012 6:28:06 PM |
escharfer | $25.00 | 12/5/2012 6:21:39 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:39 AM |
Weaverville | $25.00 | 12/5/2012 8:41:39 PM |
newest-inspiring-power | $25.00 | 12/6/2012 8:07:45 AM |
Tscheddar | $25.00 | 12/6/2012 5:05:22 PM |
tolerant-responsibility051 | $1,352.00 | 12/6/2012 6:00:47 PM |
zipemdown | $25.00 | 12/6/2012 6:03:23 PM |
duty-viola | $35.00 | 12/7/2012 9:17:39 AM |
credit-socrates648 | $1,000.00 | 12/7/2012 8:00:31 AM |
pierrelasvegas | $25.00 | 12/7/2012 4:09:14 AM |
worldly-gold | $50.00 | 12/7/2012 9:46:00 AM |
dedicated-transaction796 | $25.00 | 12/7/2012 10:31:35 AM |
economy-producer | $25.00 | 12/7/2012 9:29:12 AM |
Sunbase | $25.00 | 12/7/2012 10:50:29 AM |
bountiful-social976 | $50.00 | 12/7/2012 10:51:41 AM |
nimble-revenue5 | $100.00 | 12/7/2012 10:54:23 AM |
social-cocktail1 | $200.00 | 12/7/2012 10:32:10 AM |
gustavzantanon | $25.00 | 12/7/2012 11:02:26 AM |
gallant-economy9 | $50.00 | 12/7/2012 11:13:05 AM |
nex | $25.00 | 12/7/2012 11:15:32 AM |
riveting-community | $45.00 | 12/7/2012 11:24:14 AM |
adventurer447 | $300.00 | 12/7/2012 10:49:01 AM |
smoothmoniker | $25.00 | 12/7/2012 11:28:38 AM |
valiant-liberty4 | $25.00 | 12/7/2012 11:29:49 AM |
ItsJustMe79 | $25.00 | 12/7/2012 10:52:52 AM |
ore-den9 | $50.00 | 12/7/2012 11:41:57 AM |
acer007 | $25.00 | 12/7/2012 10:59:07 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:03 AM |
oldtruckads | $25.00 | 12/7/2012 11:04:29 AM |
6moonbeams | $50.00 | 12/7/2012 11:10:20 AM |
Palacios | $27.00 | 12/7/2012 11:10:51 AM |
kulender | $100.00 | 12/7/2012 1:18:35 PM |
systematic-listing2 | $25.00 | 12/7/2012 11:11:37 AM |
rvfbroker | $25.00 | 12/7/2012 10:55:25 AM |
Mathon | $25.00 | 12/7/2012 10:58:54 AM |
haplender | $50.00 | 12/7/2012 11:33:28 AM |
_G_ | $25.00 | 12/7/2012 3:28:35 PM |
miamibeachloaner | $25.00 | 12/7/2012 11:13:10 AM |
vibraphone3 | $25.00 | 12/7/2012 11:14:33 AM |
ore-healer6 | $100.00 | 12/7/2012 11:19:12 AM |
rescue | $100.00 | 12/7/2012 11:23:33 AM |
nowits10 | $25.00 | 12/7/2012 11:24:25 AM |
poetic-reward0 | $25.00 | 12/7/2012 11:37:28 AM |
new-gold-wrangler | $1,000.00 | 12/7/2012 11:44:47 AM |
Aljasa2008 | $25.00 | 12/7/2012 11:51:51 AM |
decisive-return611 | $100.00 | 12/7/2012 1:01:48 PM |
point-hunter4 | $25.00 | 12/7/2012 5:03:59 PM |
green-loyalty-web | $25.00 | 12/7/2012 5:10:07 PM |
JGENERAL | $25.00 | 12/7/2012 5:27:52 PM |
BigBag | $25.00 | 12/7/2012 2:08:26 PM |
Tango1235 | $25.00 | 12/7/2012 2:37:17 PM |
dollar-transporter3 | $25.00 | 12/7/2012 3:32:14 PM |
valiant-return584 | $50.00 | 12/7/2012 6:09:19 PM |
sympathetic-funds818 | $25.00 | 12/7/2012 3:56:39 PM |
adamdroker | $25.00 | 12/7/2012 7:58:13 PM |
LeReve | $500.00 | 12/7/2012 5:59:36 PM |
greekgst99 | $25.00 | 12/8/2012 7:43:56 AM |
majestic-currency3 | $50.00 | 12/7/2012 7:48:48 PM |
Scombs | $31.27 | 12/8/2012 9:18:44 AM |
UncleScroogeDMD | $56.43 | 12/8/2012 10:38:56 AM |
trumpeter391 | $29.81 | 12/8/2012 10:55:22 AM |
curveylady | $28.00 | 12/8/2012 5:32:13 AM |
FASTIZIO_P | $27.00 | 12/8/2012 12:03:44 PM |
payout-mongoose | $25.00 | 12/8/2012 6:08:52 AM |
Learning2Lend | $25.00 | 12/8/2012 12:07:21 PM |
exchange-pledge | $31.00 | 12/8/2012 12:09:36 PM |
PFTLender | $25.00 | 12/8/2012 7:21:18 AM |
inspired-payment1 | $25.00 | 12/8/2012 7:23:28 AM |
meoates1 | $25.00 | 12/8/2012 8:02:27 AM |
cozy-ore516 | $25.00 | 12/7/2012 8:04:26 PM |
moola-sphinx7 | $50.00 | 12/8/2012 12:22:09 PM |
desertoasis | $25.00 | 12/8/2012 8:44:57 AM |
debestof83 | $25.00 | 12/8/2012 12:30:23 PM |
first-class-yield9 | $25.00 | 12/8/2012 5:58:47 AM |
psteveo | $25.00 | 12/8/2012 6:11:13 AM |
brightest-benjamins-onator | $25.00 | 12/8/2012 6:50:46 AM |
Leshan | $50.00 | 12/8/2012 7:24:13 AM |
p2ploan-charmer | $25.00 | 12/8/2012 12:21:10 PM |
payout-achievement | $50.00 | 12/8/2012 12:34:46 PM |
genius520 | $100.00 | 12/8/2012 12:39:45 PM |
idastmerchants | $25.00 | 12/8/2012 12:03:42 PM |
transamerican | $25.00 | 12/8/2012 12:05:56 PM |
jiggaman7 | $100.00 | 12/8/2012 12:17:29 PM |
grf1945 | $40.00 | 12/8/2012 12:22:15 PM |
ITExec | $82.47 | 12/8/2012 12:45:35 PM |
decisive-income7 | $250.00 | 11/26/2012 11:35:41 AM |
NickelSteamroller | $25.00 | 11/26/2012 10:03:23 AM |
jiftostada | $25.00 | 11/26/2012 10:42:11 AM |
responsibility-butterfly | $50.00 | 11/26/2012 6:01:25 PM |
WalnutCreekguy | $50.00 | 11/26/2012 7:01:34 PM |
Interest2thePeople | $100.00 | 11/27/2012 9:42:42 AM |
thrilling-fund427 | $50.00 | 11/27/2012 10:07:05 AM |
thrilling-point2 | $40.00 | 11/27/2012 10:00:12 AM |
transparency-position | $25.00 | 11/27/2012 12:43:45 PM |
Dubbs360 | $50.00 | 11/27/2012 6:28:07 PM |
Kaj | $25.00 | 11/29/2012 6:30:27 PM |
balance-force | $35.00 | 12/1/2012 1:27:28 PM |
kenji4861 | $25.00 | 12/1/2012 2:00:38 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:25 PM |
penny-socrates5 | $200.00 | 12/4/2012 12:47:26 PM |
point-oyster5 | $25.00 | 12/4/2012 5:38:05 PM |
justreturns | $25.00 | 12/4/2012 6:38:18 PM |
careful-vigilance4 | $25.00 | 12/4/2012 6:15:46 PM |
mindful-generosity1 | $46.00 | 12/5/2012 9:41:29 AM |
money-baron | $100.00 | 12/5/2012 7:26:47 PM |
bill-magnolia5 | $25.00 | 12/6/2012 8:53:20 AM |
bazaar-tulip | $500.00 | 12/5/2012 6:55:37 PM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:00 AM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:14:58 AM |
Elefunt | $25.00 | 12/6/2012 9:58:54 AM |
credit-adventurer313 | $25.00 | 12/6/2012 2:04:53 PM |
bewitching-dollar5 | $100.00 | 12/6/2012 6:54:49 PM |
Toby1montana | $50.00 | 12/7/2012 6:25:01 AM |
professional-vigilance9 | $100.00 | 12/6/2012 6:50:46 PM |
1randyp | $25.00 | 12/7/2012 9:56:31 AM |
Katburg | $25.00 | 12/7/2012 9:12:18 AM |
trajectory8 | $25.00 | 12/7/2012 10:13:16 AM |
kindness-electron577 | $25.00 | 12/7/2012 9:35:51 AM |
loan-fate | $50.00 | 12/7/2012 9:41:00 AM |
Wellman | $25.00 | 12/7/2012 9:51:11 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:05 AM |
mikbos | $25.00 | 12/7/2012 10:07:22 AM |
rhin0cerx | $50.00 | 12/7/2012 10:49:20 AM |
kind-truth-circuit | $50.00 | 12/7/2012 10:51:53 AM |
miked8303 | $75.00 | 12/7/2012 9:56:26 AM |
deegeeman | $25.00 | 12/7/2012 10:37:19 AM |
money-baron-employer401k | $25.00 | 12/7/2012 11:12:31 AM |
CalBear08 | $33.33 | 12/7/2012 11:15:56 AM |
52digital | $51.00 | 12/7/2012 10:19:19 AM |
best-charming-leverage | $50.00 | 12/7/2012 11:23:44 AM |
EBITDA | $25.00 | 12/7/2012 10:31:44 AM |
postalwhiz | $25.00 | 12/7/2012 10:53:33 AM |
interstellar | $75.00 | 12/7/2012 11:36:11 AM |
prohelper | $25.00 | 12/7/2012 10:55:39 AM |
symbiosis | $50.00 | 12/7/2012 11:00:05 AM |
Canidae | $25.00 | 12/7/2012 11:09:57 AM |
finance-prescription | $100.00 | 12/7/2012 11:19:07 AM |
hope-wrangler1 | $50.00 | 12/7/2012 2:02:18 PM |
DoLttle | $30.00 | 12/7/2012 2:12:27 PM |
invincible-deal82 | $25.00 | 12/7/2012 11:24:45 AM |
authentic-liberty7 | $25.00 | 12/7/2012 11:40:36 AM |
burrito6 | $50.00 | 12/7/2012 11:04:41 AM |
compassionate-auction6 | $150.00 | 12/7/2012 11:15:01 AM |
the-laudable-peso | $40.00 | 12/7/2012 11:21:19 AM |
MrMcduck | $25.00 | 12/7/2012 11:24:17 AM |
truth-companion | $25.00 | 12/7/2012 11:32:25 AM |
thelovebug | $100.00 | 12/7/2012 11:33:07 AM |
Beld | $50.00 | 12/7/2012 11:41:12 AM |
Navy-Retired | $59.86 | 12/7/2012 11:56:37 AM |
wale-ld | $40.00 | 12/7/2012 4:04:25 PM |
persistent-dinero953 | $25.00 | 12/7/2012 4:18:10 PM |
willinvest | $25.00 | 12/7/2012 4:45:37 PM |
supersarah61 | $25.00 | 12/7/2012 4:32:38 PM |
Rostov | $31.90 | 12/7/2012 5:00:34 PM |
dordee | $40.00 | 12/7/2012 5:51:09 PM |
maniac030 | $25.00 | 12/7/2012 5:18:17 PM |
economy-shrubbery6 | $25.00 | 12/7/2012 5:59:34 PM |
abundant-euro0 | $40.00 | 12/7/2012 5:43:05 PM |
Miklot | $30.00 | 12/7/2012 6:26:05 PM |
first-integrity-gravity | $50.00 | 12/7/2012 5:59:39 PM |
treasure-coyote3 | $25.00 | 12/7/2012 7:24:10 PM |
a-helping-hand | $200.00 | 12/7/2012 7:58:02 PM |
docjulia | $50.60 | 12/7/2012 10:52:04 PM |
natural-greenback6 | $25.00 | 12/7/2012 6:35:29 PM |
cashcache | $29.26 | 12/8/2012 11:32:14 AM |
cash-reaction2 | $25.00 | 12/8/2012 12:01:21 PM |
LaBamba | $100.00 | 12/8/2012 4:47:18 AM |
money-surge1 | $25.00 | 12/8/2012 12:05:38 PM |
ethical-truth211 | $400.00 | 12/8/2012 6:44:06 AM |
fastmoney001 | $25.00 | 12/7/2012 8:14:49 PM |
speedy-peso1 | $100.00 | 12/8/2012 12:23:02 PM |
Tylerh | $124.00 | 12/8/2012 12:25:58 PM |
mammalian4 | $50.00 | 12/8/2012 12:30:03 PM |
helpful-fund8 | $93.21 | 12/8/2012 12:39:18 PM |
Bank_of_the_Galaxy | $25.00 | 12/8/2012 11:29:14 AM |
income-buddy7 | $50.00 | 12/8/2012 12:13:24 PM |
heartpounding-loyalty7 | $25.00 | 12/8/2012 9:13:12 AM |
TheFamilyFund | $25.00 | 12/8/2012 12:14:48 PM |
nanda | $25.00 | 12/8/2012 12:15:52 PM |
compatible-deal9 | $25.00 | 12/8/2012 12:16:56 PM |
tremendous-payment | $25.00 | 12/8/2012 12:21:56 PM |
Cedm44 | $43.52 | 12/8/2012 11:09:58 AM |
interregnum | $27.34 | 12/8/2012 11:29:32 AM |
Comoparklender | $25.00 | 12/8/2012 12:27:25 PM |
currency-persimmon | $25.00 | 12/8/2012 11:44:03 AM |
icon7 | $50.00 | 12/8/2012 12:01:47 PM |
red-power-pecan | $50.00 | 12/8/2012 12:21:53 PM |
Nickle-Back | $25.00 | 12/8/2012 12:24:04 PM |
a-truth-upholder | $25.00 | 12/8/2012 12:25:36 PM |
206 Investments
|
Borrower Payment Dependent Notes Series
675881
This series of Notes was issued and sold upon the funding of the borrower loan #79174, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-06-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 27.27% |
Borrower rate/APR:
| 28.27% / 30.93% |
Monthly payment:
| $62.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.93% | | |
| |
Estimated return*:
| 13.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2007 |
Debt/Income ratio:
| 10% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $481 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| No | | |
Screen name:
| yorcash |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to... Pay Off a little debt about 1000.00 and also For Moving out expenses. Possibly also part of it will be used to by a laptop computer.
My financial situation: Good. Working. 1000 dollars in savings.
I am a good candidate for this loan because... I work and always work when not in school. I have a solid credit history and can pay this back very quickly. I get money back from school in February but can not wait that long to get the money to move out. I can pay this loan back in full once I get my school money. Which will be in 2 to 3 months from December. I can also afford these monthly payments. Because this will be the only debt I will have because part of this loan will be used to pay off my other debt.
Monthly net income: $1080.00
Monthly expenses: $100.00
Housing: $300.00
Insurance: $0.00
Car expenses: $0.00
Utilities: $0.00
Phone, cable, internet: $100.00
Food, entertainment: $0.00
Clothing, household expenses: $0.00
Credit cards and other loans: $1000.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $200.00 | 12/6/2012 6:27:42 PM |
Interest2thePeople | $100.00 | 12/6/2012 5:22:56 PM |
appetizing-loyalty354 | $25.00 | 12/6/2012 5:26:10 PM |
zipemdown | $25.00 | 12/6/2012 6:08:53 PM |
Danjack_Capital | $25.00 | 12/6/2012 5:05:17 PM |
octoberfresh | $25.00 | 12/6/2012 5:52:10 PM |
reduce_US_govt_debt | $32.00 | 12/6/2012 6:57:43 PM |
return-enforcer5 | $25.00 | 12/7/2012 6:47:34 AM |
payment-halo | $25.00 | 12/6/2012 8:04:15 PM |
DasMula | $25.00 | 12/6/2012 8:16:58 PM |
awesome-dollar6 | $50.00 | 12/7/2012 7:41:49 AM |
rakey | $25.00 | 12/6/2012 8:23:44 PM |
superb-funds335 | $25.00 | 12/6/2012 6:09:24 PM |
return-point2 | $100.00 | 12/6/2012 6:16:03 PM |
runbix7 | $25.00 | 12/7/2012 4:12:33 AM |
Helenska11 | $100.00 | 12/6/2012 9:21:37 PM |
Kapitaal | $50.00 | 12/7/2012 7:22:18 AM |
Leshan | $50.00 | 12/7/2012 7:50:46 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:47:04 AM |
skillful-asset5 | $30.00 | 12/7/2012 4:33:46 AM |
Bob450 | $25.00 | 12/6/2012 5:26:20 PM |
thrilling-fund427 | $50.00 | 12/6/2012 5:29:02 PM |
kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:57 PM |
bob450-roth | $25.00 | 12/6/2012 6:07:53 PM |
selector568 | $300.00 | 12/6/2012 5:21:58 PM |
rate-advocator7 | $250.00 | 12/6/2012 5:13:31 PM |
RGlad | $100.00 | 12/7/2012 12:58:29 AM |
Aberdeen | $100.00 | 12/6/2012 6:30:57 PM |
open-minded-p2p1 | $25.00 | 12/6/2012 6:36:15 PM |
dynrep | $25.00 | 12/6/2012 8:08:33 PM |
helping-out | $63.00 | 12/7/2012 8:09:19 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
676097
This series of Notes was issued and sold upon the funding of the borrower loan #79211, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-02-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-09-2012 |
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $252.88 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 25% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 33y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,028 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kctrick |
Borrower's state:
| Ohio |
Borrower's group:
| Government Employees |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 4 |
On-time:
| 75 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $38,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2012)
660-679
(Apr-2010)
680-699
(Mar-2008)
660-679
(May-2007)
|
Principal balance:
| $10,683.91 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 75 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit cards with interest rates of 18%.
My financial situation:
I am a good candidate for this loan because...I'm a Government worker of over 33 years that makes an average of 70-75k a year. I've been a loyal Prosper borrower in the past, paying off other loans here. I would like the stability of automated payments for five years in paying loans instead of paying little more than the minimum on a credit card.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bid-starfish | $25.00 | 12/2/2012 12:21:19 PM |
green-trade-dolphin2 | $72.15 | 12/2/2012 12:02:22 PM |
MoneyForNothing | $75.75 | 12/2/2012 12:06:48 PM |
__A1B2 | $30.00 | 12/2/2012 12:03:19 PM |
moola-accelerator6 | $75.00 | 12/2/2012 12:56:57 PM |
peace-adventurer3 | $25.00 | 12/2/2012 1:39:19 PM |
RGlad | $65.00 | 12/2/2012 1:38:58 PM |
basis-spartan922 | $40.00 | 12/3/2012 4:38:53 AM |
leodaguy | $100.00 | 12/2/2012 1:53:09 PM |
1stBankAndHal | $25.07 | 12/2/2012 2:59:20 PM |
CreditBuilder2 | $50.01 | 12/2/2012 2:56:49 PM |
investment-wildcat0 | $25.00 | 12/3/2012 12:13:52 AM |
Pickmar | $25.00 | 12/3/2012 7:05:35 AM |
hope-hickory8 | $25.00 | 12/3/2012 5:27:30 AM |
TWGCJ | $25.00 | 12/3/2012 8:02:55 AM |
windguy | $50.00 | 12/3/2012 9:59:44 AM |
new-orbital-transaction | $50.00 | 12/3/2012 4:22:09 PM |
Mountain-Lion-IRA1 | $70.00 | 12/3/2012 5:17:48 PM |
dunox | $28.00 | 12/3/2012 5:24:10 PM |
kindness-fanatic | $30.00 | 12/3/2012 5:25:32 PM |
marketplace-singularity3 | $50.00 | 12/3/2012 6:41:28 PM |
loot-prescription3 | $25.00 | 12/3/2012 5:53:38 PM |
franzzua | $25.00 | 12/3/2012 6:21:14 PM |
atlas100 | $25.00 | 12/4/2012 4:28:43 AM |
purposeful-durability8 | $100.00 | 12/4/2012 10:24:23 AM |
justreturns | $25.00 | 12/4/2012 10:08:41 AM |
rich329 | $25.00 | 12/4/2012 1:53:05 PM |
first-graceful-contract | $25.00 | 12/4/2012 3:02:48 PM |
pooldar | $25.00 | 12/4/2012 2:14:43 PM |
Fama | $31.82 | 12/4/2012 2:27:34 PM |
voipguy88 | $50.00 | 12/5/2012 8:49:46 AM |
Interloper | $25.00 | 12/4/2012 7:13:14 PM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:39 AM |
yield-voyager8 | $25.00 | 12/5/2012 11:25:46 AM |
fuse136 | $25.00 | 12/5/2012 6:42:32 PM |
listing-flower2 | $200.00 | 12/5/2012 9:35:55 PM |
auction-course3 | $25.00 | 12/6/2012 12:40:06 AM |
thefisherman | $25.00 | 12/6/2012 9:02:15 AM |
Rulea72 | $25.00 | 12/6/2012 7:08:11 AM |
cozy-principal883 | $25.68 | 12/6/2012 6:20:49 AM |
charming-return031 | $25.00 | 12/6/2012 8:13:18 AM |
payout-paladin3 | $150.00 | 12/6/2012 10:19:34 AM |
virtuous-repayment | $25.00 | 12/6/2012 10:44:34 AM |
hitsman | $50.00 | 12/6/2012 10:01:31 AM |
Index_Plus | $1,500.00 | 12/6/2012 12:51:05 PM |
diggingupward | $25.00 | 12/6/2012 1:03:38 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:29 AM |
RiderIRA | $479.46 | 12/6/2012 10:35:40 AM |
dlenz | $25.00 | 12/6/2012 1:42:19 PM |
hopeful-silver5 | $28.00 | 12/6/2012 2:23:37 PM |
Gordon_Gekko1 | $35.00 | 12/6/2012 9:32:20 PM |
walkinsky | $400.00 | 12/6/2012 7:26:33 PM |
Oakland | $50.00 | 12/7/2012 6:58:24 AM |
responsive-wampum8 | $25.00 | 12/7/2012 11:39:15 AM |
a-noble-coin | $25.00 | 12/7/2012 1:17:17 PM |
Coach-n-u | $29.24 | 12/7/2012 1:45:54 PM |
BocaYogi50 | $25.00 | 12/7/2012 2:06:23 PM |
jonnysixgun | $279.36 | 12/7/2012 12:17:05 PM |
Digs | $25.00 | 12/7/2012 1:14:23 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:38:41 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:19 PM |
keichi03 | $25.00 | 12/8/2012 9:03:59 AM |
contract-amigo7 | $25.00 | 12/8/2012 9:01:29 AM |
mammalian4 | $50.00 | 12/8/2012 12:32:18 PM |
jpac1066 | $25.00 | 12/8/2012 5:14:05 AM |
compoundinterest | $25.00 | 12/8/2012 12:46:52 PM |
jonmars | $25.00 | 12/8/2012 1:04:24 PM |
vines99 | $27.75 | 12/8/2012 7:25:37 PM |
FWF-kinetic | $67.93 | 12/8/2012 11:18:14 PM |
bbbshome | $25.00 | 12/8/2012 3:27:45 PM |
elog238 | $50.00 | 12/8/2012 6:57:23 PM |
producer455 | $26.00 | 12/9/2012 12:05:00 AM |
ocmoneymaker | $110.43 | 12/9/2012 1:03:09 AM |
deal-vibrato | $25.00 | 12/2/2012 12:27:30 PM |
CougarRoar | $25.00 | 12/2/2012 12:49:46 PM |
twjh | $50.08 | 12/2/2012 1:30:24 PM |
janeybooboo | $74.74 | 12/2/2012 12:13:55 PM |
USMC0311 | $25.00 | 12/2/2012 3:01:48 PM |
ucantbeetit | $25.00 | 12/2/2012 12:45:17 PM |
GoGalt | $50.00 | 12/2/2012 12:51:46 PM |
entertaining-rate9 | $25.00 | 12/2/2012 1:33:05 PM |
Zolton | $300.00 | 12/2/2012 1:33:48 PM |
slimof37 | $25.00 | 12/2/2012 1:51:54 PM |
tolerant-dinero2 | $50.00 | 12/2/2012 2:12:43 PM |
five-star-note | $25.00 | 12/2/2012 2:03:54 PM |
gravbox | $25.00 | 12/2/2012 2:08:55 PM |
janeybooboo | $25.26 | 12/2/2012 3:01:20 PM |
natural-worth9 | $100.00 | 12/2/2012 3:06:51 PM |
payment-halo | $25.00 | 12/2/2012 7:17:15 PM |
one-midas | $35.00 | 12/2/2012 9:24:23 PM |
Mikale360 | $25.00 | 12/3/2012 5:48:19 AM |
moneybags16 | $25.00 | 12/3/2012 8:33:39 AM |
vtrentster | $25.00 | 12/3/2012 6:29:27 AM |
balance316 | $26.00 | 12/3/2012 10:19:37 AM |
bazaar-tulip | $25.00 | 12/3/2012 9:29:38 AM |
wetlands | $200.00 | 12/3/2012 9:47:47 AM |
rine354 | $250.00 | 12/3/2012 11:43:53 AM |
herbyman | $50.00 | 12/3/2012 12:48:30 PM |
The-Helper | $50.00 | 12/3/2012 12:02:57 PM |
Astyanax | $25.00 | 12/3/2012 12:54:14 PM |
Ron77 | $50.00 | 12/3/2012 3:56:04 PM |
serene-capital | $50.00 | 12/3/2012 5:33:39 PM |
broker048 | $25.00 | 12/3/2012 9:17:24 PM |
riskreward | $250.00 | 12/3/2012 5:52:05 PM |
treasure-hunter270 | $100.00 | 12/4/2012 7:47:46 AM |
quantum_leap | $25.00 | 12/4/2012 9:07:06 AM |
thankful-nickel2 | $55.55 | 12/4/2012 9:41:47 AM |
dunkard13 | $100.00 | 12/4/2012 9:40:23 AM |
supersarah61 | $25.00 | 12/4/2012 1:34:14 PM |
indomitable-coin | $25.00 | 12/4/2012 10:44:51 AM |
Arvicco | $199.00 | 12/4/2012 5:37:45 PM |
first-serene-credit | $25.00 | 12/5/2012 10:01:55 AM |
Tscheddar | $25.00 | 12/5/2012 12:18:09 PM |
investment-artist | $95.10 | 12/5/2012 6:12:18 PM |
greenback-surge4 | $25.00 | 12/5/2012 5:33:25 PM |
namesty | $105.98 | 12/6/2012 8:09:52 AM |
ethical-truth211 | $300.00 | 12/6/2012 2:29:56 AM |
gogrannygo | $26.00 | 12/6/2012 7:09:39 AM |
agalt | $75.00 | 12/6/2012 8:33:01 AM |
Solid-Platinum | $30.00 | 12/6/2012 11:19:07 AM |
credit-maple | $25.00 | 12/6/2012 10:19:43 AM |
Ocean713 | $75.00 | 12/6/2012 11:24:05 AM |
sympathetic-wampum5 | $58.00 | 12/6/2012 2:10:16 PM |
Magician | $25.00 | 12/6/2012 1:43:28 PM |
first-class-yield9 | $45.00 | 12/6/2012 2:30:44 PM |
KileNSmyth4 | $27.99 | 12/6/2012 2:32:50 PM |
unassuming-p2ploan774 | $40.00 | 12/7/2012 9:05:48 AM |
jstnow | $25.00 | 12/7/2012 9:55:02 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:48 AM |
Feyenoord | $30.00 | 12/7/2012 11:35:45 AM |
helynn | $25.00 | 12/7/2012 11:43:15 AM |
neuroshred | $178.36 | 12/7/2012 11:57:55 AM |
Plow_n_Sow | $75.00 | 12/7/2012 2:43:49 PM |
viennese | $25.00 | 12/7/2012 1:01:10 PM |
theaterguy | $30.00 | 12/7/2012 3:38:50 PM |
HenlopenCapital | $25.00 | 12/7/2012 5:42:34 PM |
circuitfive | $25.00 | 12/7/2012 6:07:24 PM |
northern_paddler | $25.00 | 12/7/2012 7:51:33 PM |
RebuildingAmerica | $51.49 | 12/8/2012 2:30:44 AM |
astute-benjamins | $25.00 | 12/8/2012 10:42:23 AM |
meoates1 | $25.00 | 12/8/2012 8:02:47 AM |
interestimator | $25.00 | 12/8/2012 5:01:57 AM |
coin-popcorn | $100.00 | 12/8/2012 7:38:15 AM |
wildanne | $44.00 | 12/8/2012 12:17:07 PM |
compatible-deal9 | $25.00 | 12/8/2012 12:19:12 PM |
Peacepower | $70.00 | 12/8/2012 1:28:56 PM |
impressive-yield3 | $50.00 | 12/8/2012 1:34:49 PM |
340 | $89.19 | 12/8/2012 7:26:56 PM |
radforj22 | $50.00 | 12/8/2012 7:52:20 PM |
Iwillhuntyoudown | $25.00 | 12/9/2012 12:49:17 AM |
bonus-quark4 | $25.00 | 12/8/2012 4:51:32 PM |
vines99 | $30.00 | 12/8/2012 7:26:39 PM |
chorus731 | $25.00 | 12/8/2012 8:36:08 PM |
ethical-truth211 | $281.61 | 12/9/2012 3:16:44 AM |
154 Investments
|
Borrower Payment Dependent Notes Series
676349
This series of Notes was issued and sold upon the funding of the borrower loan #79331, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Nov-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 9% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 12y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| bid-game-changer7 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off some of medical bills
My financial situation:
I am a good candidate for this loan because...12 years at current job,
Monthly net income: $4000
Monthly expenses: $3800
Housing: $750
Insurance: $150
Car expenses: $355
Utilities: $300
Phone, cable, internet: $400
Food, entertainment: $800
Clothing, household expenses: $200
Credit cards and other loans: $none
Other expenses: $
child support $800
medical bills around $2,200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 12/1/2012 5:03:55 AM |
rate-advocator7 | $250.00 | 11/30/2012 5:17:17 PM |
BigHorizon | $100.00 | 11/30/2012 5:05:13 PM |
handy-justice | $25.00 | 11/30/2012 5:13:19 PM |
Bob450 | $25.00 | 12/2/2012 12:20:09 PM |
justasoldier | $100.00 | 12/2/2012 6:14:20 PM |
worthy-bid8 | $100.00 | 12/4/2012 10:09:38 AM |
thelopper | $25.00 | 12/4/2012 12:51:28 PM |
green-loyalty-web | $25.00 | 12/4/2012 6:12:40 PM |
greencat | $50.00 | 12/6/2012 7:17:29 AM |
appetizing-loyalty354 | $25.00 | 12/6/2012 5:26:07 PM |
britches318 | $500.00 | 12/7/2012 9:07:18 AM |
favorable-fund3 | $25.00 | 12/7/2012 10:52:25 AM |
worldly-income2 | $14.59 | 12/7/2012 10:57:52 AM |
InChicago | $80.04 | 11/30/2012 5:01:27 PM |
cattlebaron | $100.00 | 11/30/2012 5:28:53 PM |
entertaining-dollar298 | $25.00 | 11/30/2012 5:46:11 PM |
vutah | $35.00 | 11/30/2012 6:56:45 PM |
CA-Lender | $25.00 | 12/1/2012 9:40:13 AM |
Rogelio48 | $25.00 | 11/30/2012 6:42:47 PM |
john0720 | $25.00 | 12/1/2012 2:19:08 PM |
let_me_retire | $75.00 | 12/3/2012 11:55:24 AM |
bonus-seahorse | $25.00 | 12/3/2012 4:44:11 PM |
Tscheddar | $25.00 | 12/6/2012 3:28:43 PM |
whirlingdervish | $25.00 | 12/6/2012 11:29:46 PM |
worth-shower8 | $100.00 | 12/7/2012 10:17:47 AM |
gallant-market5 | $95.37 | 12/7/2012 10:33:32 AM |
SemperFiMarines | $25.00 | 12/7/2012 10:37:36 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:23 AM |
29 Investments
|
Borrower Payment Dependent Notes Series
676381
This series of Notes was issued and sold upon the funding of the borrower loan #78741, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Nov-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $583.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 28% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,912 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jphoto22 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 54 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $32,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2011)
700-719
(Sep-2006)
|
Principal balance:
| $5,829.57 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 54 | | |
Description
Debt consolidation
Purpose of loan: to consolidate all of my credit card debt into one monthly payment at lower cost.
My financial situation:
Financial situation: I work as a researcher (7.5 years; I have my PhD, and was recently promoted to Director of my research unit). I have 4 months of emergency savings. I have retirement accounts, life insurance, health insurance, umbrella policy, and homeowners insurance.
Credit History:I have not been late or missed a payment in years.
Family: Married for 9 year with 2 children. My wife is finishing grad school (does freelance to make extra money).
Home: We bought our house with 20% down 5.5 years ago, and plan on living here for next 3-5 years.
Monthly net income: 6700$
Monthly expenses: ~5600$ (includes Prosper loan payments)
Housing (mortgage) : 957.00$
Car Insurance: 165.00$
Car loans: 680.00$
Train pass: 150
Utilities: 70.00$
Phone, cable, internet: 250.00$
Food, entertainment: 600.00$
Clothing, household expenses: 200.00$
Daycare/book fees/lunch/etc: 400.00
Savings: 800.00
Other: 300$
This leaves ~1100.00 for unexpected expenses such as car maintenance, house repairs, etc.
I am a good candidate for this loan because I have a good credit history of repaying my debts. I am in a stable job situation at a major University in the Chicagoland area, with a growing emergency fund (4 months currently) . I have paid back one Prosper loan, and paying a smaller proper loan back, 100% on time payment. I have managed to pay down half of my credit card debt in a couple years (are cards are locked in our home safe, and paying with cash or emergency situations, and only cards with 0% interest for a few months to pay off . I feel consolidating the remaining debt into a lower interest loan would help solidify our families financial health. Thank you for looking at my listing, and if you have any question, please do not hesitate to ask.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.54 | 11/30/2012 9:04:07 AM |
__A1B2 | $30.00 | 11/30/2012 9:20:21 AM |
Hippo-IRA1 | $50.00 | 11/30/2012 9:20:45 AM |
openness-antioxidant | $100.00 | 11/30/2012 9:24:11 AM |
cordial-bonus | $25.00 | 11/30/2012 9:54:57 AM |
thankful-nickel2 | $50.00 | 11/30/2012 10:53:38 AM |
tolerant-dime2 | $36.00 | 11/30/2012 9:19:57 AM |
GoGalt | $50.00 | 11/30/2012 9:31:14 AM |
secureincome | $555.00 | 11/30/2012 9:50:01 AM |
persist_in_doing | $25.00 | 11/30/2012 9:44:49 AM |
Brown98 | $25.00 | 11/30/2012 10:12:48 AM |
payout-reaction740 | $50.00 | 11/30/2012 10:32:45 AM |
fuse136 | $25.00 | 11/30/2012 11:06:59 AM |
Slapshot | $25.00 | 11/30/2012 12:35:46 PM |
availableloan | $25.00 | 11/30/2012 12:43:37 PM |
five-star-note | $25.00 | 11/30/2012 12:45:39 PM |
prudent-dough458 | $25.00 | 11/30/2012 11:16:20 AM |
EFS | $500.00 | 11/30/2012 12:13:30 PM |
Feyenoord | $30.00 | 11/30/2012 12:10:01 PM |
leodaguy | $100.00 | 11/30/2012 12:15:17 PM |
windguy | $50.00 | 11/30/2012 4:40:08 PM |
euro-deployment | $25.00 | 11/30/2012 1:55:28 PM |
108lender | $200.00 | 11/30/2012 5:27:51 PM |
jcw3rd | $25.00 | 11/30/2012 2:22:52 PM |
RGlad | $49.00 | 11/30/2012 5:57:42 PM |
dunox | $75.00 | 11/30/2012 4:15:16 PM |
nickel-ferret | $25.00 | 11/30/2012 4:30:18 PM |
wetlands | $200.00 | 11/30/2012 4:31:48 PM |
JeremyLinFan | $40.00 | 11/30/2012 6:36:20 PM |
economy-popcorn | $25.00 | 12/1/2012 5:41:09 AM |
nycgoat | $27.00 | 11/30/2012 6:05:22 PM |
janeybooboo | $150.00 | 11/30/2012 6:17:42 PM |
vtrentster | $25.00 | 11/30/2012 6:28:02 PM |
samurai2 | $25.00 | 12/1/2012 9:52:15 AM |
cerebral-dollar773 | $50.00 | 11/30/2012 8:31:54 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:24:20 AM |
BJnRJames | $50.00 | 12/1/2012 9:41:10 AM |
peaceful-wealth0 | $50.00 | 12/1/2012 9:29:19 AM |
OGS_Capital | $25.00 | 12/1/2012 11:38:53 AM |
ucantbeetit | $25.00 | 12/1/2012 1:10:36 PM |
excellent-funds025 | $50.00 | 12/1/2012 1:05:20 PM |
FormulaTroll | $25.00 | 12/2/2012 2:26:45 PM |
purposeful-durability8 | $100.00 | 12/2/2012 12:49:16 PM |
Fiimg | $50.00 | 12/2/2012 6:38:10 PM |
repayment-pagoda8 | $53.00 | 12/3/2012 9:32:13 AM |
pure-treasure7 | $50.00 | 12/3/2012 9:13:51 AM |
valiant-money | $50.00 | 12/3/2012 9:19:46 AM |
Blucruz | $100.00 | 12/3/2012 10:28:58 AM |
uncl-sammy | $25.00 | 12/3/2012 9:37:34 AM |
commerce-artisan8 | $50.00 | 12/3/2012 9:42:22 AM |
fascinating-transparency6 | $119.50 | 12/3/2012 12:09:51 PM |
WhiteInvestor | $27.00 | 12/3/2012 3:38:45 PM |
credit-maple | $25.00 | 12/3/2012 10:27:09 AM |
Mommo | $50.00 | 12/3/2012 5:11:54 PM |
dynamic-platinum | $25.00 | 12/3/2012 11:11:03 AM |
rupeeasaurus7 | $25.00 | 12/3/2012 11:23:14 AM |
refined-hope3 | $25.00 | 12/3/2012 5:18:17 PM |
SecondChanceLendingSERV | $25.00 | 12/3/2012 11:55:00 AM |
KileNSmyth4 | $30.00 | 12/3/2012 11:21:24 AM |
radareye2 | $25.00 | 12/3/2012 2:04:30 PM |
supersarah61 | $25.00 | 12/3/2012 4:34:54 PM |
orbital-value360 | $65.43 | 12/3/2012 5:56:43 PM |
starry2001 | $25.00 | 12/3/2012 5:29:11 PM |
mountain_slope | $50.00 | 12/3/2012 5:41:56 PM |
logical-peso2 | $25.00 | 12/3/2012 5:53:10 PM |
gustavholstopus32 | $25.00 | 12/4/2012 5:18:15 AM |
LaGrangeLender | $50.00 | 12/4/2012 6:16:01 AM |
promise2 | $25.00 | 12/4/2012 8:26:31 AM |
Socorro_Capital_Partners | $25.01 | 12/4/2012 8:33:10 AM |
cytopia | $40.00 | 12/3/2012 11:22:11 PM |
rstrikeroyd | $300.00 | 12/4/2012 12:23:25 AM |
coin-lesson3 | $39.14 | 12/4/2012 4:14:48 AM |
bill-appraiser7 | $25.00 | 12/4/2012 9:46:02 AM |
Rulea72 | $25.00 | 12/4/2012 7:00:50 AM |
Chief3394 | $25.00 | 12/4/2012 4:43:10 AM |
friendinmoney | $30.00 | 12/4/2012 8:46:17 AM |
treasure-hunter270 | $50.00 | 12/4/2012 7:48:53 AM |
capital-magician561 | $25.00 | 12/4/2012 10:33:07 AM |
inspiring-kindness062 | $25.00 | 12/4/2012 10:38:53 AM |
well-rounded-diversification | $25.00 | 12/4/2012 9:31:01 AM |
888GoldIngots | $25.00 | 12/4/2012 10:51:55 AM |
bid-fluffy-bunny3 | $25.00 | 12/4/2012 10:20:17 AM |
ideal-peace5 | $100.00 | 12/4/2012 5:17:51 PM |
hidavehi | $33.00 | 12/4/2012 11:37:46 AM |
VBAces | $200.00 | 12/4/2012 3:34:56 PM |
qsolo | $25.00 | 12/4/2012 4:57:19 PM |
value-fortress3 | $50.00 | 12/4/2012 5:58:19 PM |
spiff666 | $66.69 | 12/4/2012 5:55:53 PM |
alaco | $25.00 | 12/4/2012 10:15:45 PM |
Robin_Hood | $25.00 | 12/4/2012 8:42:56 PM |
investment-comet | $25.00 | 12/5/2012 7:18:02 AM |
DP_Investment | $100.00 | 12/5/2012 7:36:14 AM |
courteous-trade229 | $35.00 | 12/5/2012 8:06:20 AM |
Castellan | $50.00 | 12/5/2012 9:28:58 AM |
thrilling-economy017 | $47.94 | 12/5/2012 9:14:17 AM |
investment-artist | $95.10 | 12/5/2012 9:22:06 AM |
amicablenemesis | $50.00 | 12/5/2012 10:29:25 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:35 AM |
agalt | $75.00 | 12/5/2012 11:01:13 AM |
feiandasun | $25.00 | 12/5/2012 6:02:30 PM |
whois-JohnGalt | $25.00 | 12/5/2012 6:15:36 PM |
loan-mongoose1 | $25.00 | 12/5/2012 7:14:24 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:19 PM |
proud-wealth2 | $30.32 | 12/5/2012 6:14:00 PM |
laughmotel | $150.00 | 12/5/2012 9:58:09 PM |
Vegasjim | $25.00 | 12/5/2012 6:47:30 PM |
pure-loyalty6 | $25.00 | 12/5/2012 7:56:04 PM |
SamyFromRI | $25.00 | 12/5/2012 7:05:00 PM |
hl8428 | $25.67 | 12/5/2012 7:32:39 PM |
Lender2895a | $125.00 | 12/6/2012 8:13:54 AM |
compoundinterest | $25.00 | 12/6/2012 10:39:21 AM |
miked8303 | $75.00 | 12/6/2012 11:31:44 AM |
Plow_n_Sow | $80.00 | 12/6/2012 11:43:07 AM |
ahansen | $25.00 | 12/6/2012 9:49:04 AM |
unassuming-p2ploan774 | $40.00 | 12/6/2012 10:28:32 AM |
sincere-funds470 | $100.00 | 12/6/2012 10:09:45 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:01 AM |
charmboy4 | $150.00 | 12/6/2012 11:05:29 AM |
refined-auction31 | $50.00 | 12/6/2012 12:34:10 PM |
skillful-durability8 | $25.00 | 12/6/2012 4:52:22 PM |
circuitfive | $25.00 | 12/6/2012 6:10:09 PM |
XenonX | $25.00 | 12/6/2012 7:17:22 PM |
RyanTH9893 | $25.00 | 12/6/2012 8:05:03 PM |
Gordon_Gekko1 | $25.00 | 12/6/2012 9:31:54 PM |
generosity-battalion0 | $25.00 | 12/7/2012 8:08:16 AM |
KaChingInvestments | $25.00 | 12/7/2012 5:23:17 AM |
immaculate-yield0 | $150.00 | 12/7/2012 6:55:04 AM |
duty-accomplishment | $25.00 | 12/6/2012 9:15:44 PM |
innovator10 | $500.00 | 12/7/2012 11:04:44 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:33 AM |
first-credit-meridian | $50.00 | 12/7/2012 10:33:27 AM |
Say_no_to_payday_loans | $95.00 | 12/7/2012 12:54:12 PM |
oxnard | $75.00 | 12/7/2012 1:10:22 PM |
a-noble-coin | $25.00 | 12/7/2012 1:16:42 PM |
blue-laudable-dinero | $31.43 | 12/7/2012 1:25:35 PM |
handy-affluence9 | $92.40 | 12/7/2012 3:47:37 PM |
BocaYogi50 | $50.00 | 12/7/2012 2:03:40 PM |
indianoven | $25.00 | 12/7/2012 5:59:37 PM |
dollar-transporter3 | $25.00 | 12/7/2012 4:00:29 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:53:55 PM |
vMbanusi | $50.00 | 12/7/2012 5:45:53 PM |
investor11373 | $25.00 | 12/7/2012 5:52:23 PM |
capital-web7 | $50.00 | 12/7/2012 8:52:02 PM |
greekgst99 | $25.00 | 12/8/2012 7:41:52 AM |
keichi03 | $25.00 | 12/8/2012 7:59:02 AM |
meoates1 | $25.00 | 12/8/2012 8:02:44 AM |
HelpMe-HelpYou | $300.26 | 12/7/2012 10:05:48 PM |
newest-forthright-note | $25.00 | 12/7/2012 6:57:13 PM |
icon7 | $40.00 | 12/8/2012 12:03:33 PM |
USAFVET2010 | $50.00 | 12/8/2012 7:27:37 AM |
reward-excellency1 | $25.00 | 12/8/2012 8:21:02 AM |
cubswin321 | $56.71 | 12/7/2012 9:11:58 PM |
contract-amigo7 | $25.00 | 12/8/2012 8:58:35 AM |
JustOneVoice | $25.00 | 12/8/2012 12:00:44 AM |
brycemcd | $25.00 | 12/8/2012 10:26:46 AM |
ShadowLender | $25.00 | 12/8/2012 10:51:09 AM |
deal-pal | $25.00 | 12/8/2012 11:07:51 AM |
UncleScroogeDMD | $50.00 | 12/8/2012 10:42:52 AM |
bazaar-tulip | $25.00 | 11/30/2012 10:12:40 AM |
RGlad | $101.00 | 11/30/2012 10:53:36 AM |
entertaining-rate9 | $25.00 | 11/30/2012 9:14:16 AM |
XP | $50.00 | 11/30/2012 9:25:31 AM |
franzzua | $25.00 | 11/30/2012 11:19:50 AM |
slimof37 | $25.00 | 11/30/2012 9:33:01 AM |
marketplace-singularity3 | $65.00 | 11/30/2012 11:30:31 AM |
Astyanax | $45.00 | 11/30/2012 9:55:46 AM |
ready-interest9 | $25.00 | 11/30/2012 9:56:58 AM |
dunkard13 | $100.00 | 11/30/2012 9:58:33 AM |
Zolton | $300.00 | 11/30/2012 10:32:36 AM |
phenomenal-gain5 | $30.00 | 11/30/2012 11:04:33 AM |
Guiren | $100.00 | 11/30/2012 1:53:48 PM |
passivesf | $25.00 | 11/30/2012 11:43:09 AM |
loot-prescription3 | $25.00 | 11/30/2012 12:08:05 PM |
peace-adventurer3 | $25.00 | 11/30/2012 12:44:02 PM |
CreditBuilder2 | $50.01 | 11/30/2012 1:48:01 PM |
CougarRoar | $25.00 | 11/30/2012 4:06:50 PM |
floridahelper | $100.00 | 11/30/2012 6:00:37 PM |
Harry | $75.00 | 11/30/2012 6:37:33 PM |
payment-halo | $25.00 | 11/30/2012 6:43:22 PM |
the-kindness-honker | $25.00 | 12/1/2012 9:59:29 AM |
Mikale360 | $25.00 | 11/30/2012 6:53:07 PM |
natural-worth9 | $500.00 | 12/1/2012 11:05:08 AM |
payout-motivator0 | $50.00 | 12/1/2012 12:14:35 PM |
indomitable-coin | $25.00 | 12/1/2012 12:27:15 PM |
radforj22 | $50.00 | 12/1/2012 12:31:05 PM |
balance-force | $35.00 | 12/1/2012 1:28:15 PM |
virtuous-repayment | $25.00 | 12/1/2012 1:20:27 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:41 PM |
Barrayaran | $25.00 | 12/1/2012 6:54:09 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:35:00 PM |
a- | $25.00 | 12/2/2012 8:56:41 AM |
proud-p2p848 | $50.00 | 12/2/2012 11:31:40 AM |
bid-starfish | $25.00 | 12/2/2012 12:21:18 PM |
tolerant-dinero2 | $50.00 | 12/2/2012 2:07:09 PM |
power-lightning9 | $25.00 | 12/2/2012 2:24:27 PM |
USMC0311 | $25.00 | 12/2/2012 3:03:12 PM |
kind-euro-mirth | $50.00 | 12/3/2012 9:14:24 AM |
abundanceforever | $52.50 | 12/3/2012 9:43:07 AM |
fabulous-commitment36 | $25.00 | 12/3/2012 11:02:21 AM |
courteous-trade229 | $47.91 | 12/3/2012 9:56:16 AM |
Arvicco | $400.00 | 12/3/2012 10:01:00 AM |
determined-moola824 | $25.00 | 12/3/2012 10:34:49 AM |
rootcanaler | $100.00 | 12/3/2012 12:23:26 PM |
hitsman | $50.00 | 12/3/2012 5:23:06 PM |
Techne_Funds_LLC | $25.00 | 12/3/2012 5:29:50 PM |
riskreward | $250.00 | 12/3/2012 5:52:00 PM |
felicity-strawberry4 | $25.00 | 12/4/2012 4:20:43 AM |
LetMeHlpUHlpME | $75.00 | 12/3/2012 9:20:18 PM |
rmachi | $25.00 | 12/4/2012 11:06:22 AM |
justreturns | $25.00 | 12/4/2012 10:08:38 AM |
compatible-deal9 | $50.00 | 12/4/2012 12:04:55 PM |
voipguy88 | $100.00 | 12/4/2012 10:54:51 AM |
fortytwo | $100.00 | 12/4/2012 5:09:03 PM |
Plutis | $25.00 | 12/4/2012 5:24:25 PM |
Solid-Platinum | $25.00 | 12/4/2012 12:39:17 PM |
cognizant-integrity72 | $25.00 | 12/4/2012 4:12:56 PM |
Supp0rter | $100.00 | 12/4/2012 5:47:58 PM |
sympathetic-funds818 | $25.00 | 12/4/2012 6:07:16 PM |
loan-oasis4 | $44.90 | 12/4/2012 6:17:10 PM |
PoundSmart | $25.00 | 12/4/2012 8:27:05 PM |
giantfan19 | $36.24 | 12/4/2012 8:59:58 PM |
blissful-penny | $328.45 | 12/5/2012 12:22:19 AM |
peso-dancer3 | $25.00 | 12/4/2012 7:21:48 PM |
Imperativity | $38.29 | 12/4/2012 6:37:12 PM |
smart-transparency099 | $25.00 | 12/4/2012 8:21:03 PM |
paradigm_shift | $100.00 | 12/5/2012 3:33:30 AM |
flexible-duty3 | $25.00 | 12/5/2012 5:38:55 AM |
abz | $50.00 | 12/5/2012 9:58:38 AM |
mclapperton | $25.27 | 12/5/2012 5:19:22 AM |
rupeeasaurus7 | $25.00 | 12/5/2012 10:00:45 AM |
awesome-generosity4 | $25.00 | 12/5/2012 5:29:02 AM |
eljobe | $60.00 | 12/5/2012 6:52:27 AM |
foofightee | $25.00 | 12/5/2012 7:14:16 AM |
dhkny5 | $85.51 | 12/5/2012 8:32:01 AM |
neighborly-velocity4 | $25.00 | 12/5/2012 9:31:49 AM |
unrivaled-deal676 | $50.00 | 12/5/2012 10:36:22 AM |
enticing-capital6 | $50.00 | 12/5/2012 9:45:54 AM |
Scubadiver | $30.00 | 12/5/2012 11:21:03 AM |
greenback-surge4 | $25.00 | 12/5/2012 11:25:36 AM |
knowledgeable-listing597 | $25.00 | 12/5/2012 10:08:49 AM |
sasquatch5 | $25.00 | 12/5/2012 11:53:56 AM |
Tscheddar | $25.00 | 12/5/2012 12:18:04 PM |
pthighs | $116.21 | 12/5/2012 10:39:45 AM |
trying2survive2 | $25.00 | 12/5/2012 5:09:17 PM |
Aceangel | $50.00 | 12/5/2012 11:35:30 AM |
justice-disk | $25.00 | 12/5/2012 11:44:42 AM |
emergencyMD | $25.00 | 12/5/2012 11:50:49 AM |
indomitable-economy8 | $25.00 | 12/5/2012 2:47:03 PM |
exsuburban61 | $75.00 | 12/5/2012 3:20:46 PM |
freefly67 | $25.00 | 12/5/2012 6:11:40 PM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:44 PM |
peso-chief | $100.00 | 12/5/2012 6:38:35 PM |
HikeMoab | $25.00 | 12/5/2012 5:31:42 PM |
just-loyalty643 | $100.00 | 12/5/2012 7:20:14 PM |
hundorama | $25.00 | 12/5/2012 7:20:28 PM |
seabass123 | $30.00 | 12/5/2012 6:42:31 PM |
blue-dollar-viking | $75.00 | 12/5/2012 6:49:32 PM |
wesleys | $25.00 | 12/5/2012 7:45:48 PM |
Skatingbear | $100.00 | 12/5/2012 8:51:10 PM |
listing-flower2 | $100.00 | 12/5/2012 9:44:39 PM |
ethicalhumanist | $100.00 | 12/6/2012 9:37:48 AM |
misit | $25.00 | 12/6/2012 10:06:14 AM |
Ocean713 | $75.00 | 12/6/2012 12:07:40 PM |
Zion-CIF | $50.00 | 12/6/2012 3:26:56 PM |
HoosierDaddie | $76.00 | 12/6/2012 5:26:26 PM |
TMBank | $27.31 | 12/6/2012 1:26:21 PM |
navy_cash | $49.37 | 12/6/2012 4:02:18 PM |
currency-balancer | $25.00 | 12/6/2012 5:46:59 PM |
gpuck | $50.00 | 12/6/2012 5:35:21 PM |
saffron483 | $25.00 | 12/6/2012 8:59:19 PM |
mike40 | $25.00 | 12/6/2012 9:02:36 PM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:27 AM |
jubilant-return919 | $25.00 | 12/7/2012 8:43:51 AM |
rakey | $25.00 | 12/6/2012 8:21:37 PM |
best-bonafide-p2p | $50.00 | 12/7/2012 9:15:58 AM |
JCMC | $25.00 | 12/7/2012 7:54:24 AM |
jubilant-return919 | $25.00 | 12/7/2012 8:44:45 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:21:10 AM |
order-tamale | $98.00 | 12/7/2012 9:04:09 AM |
stonewell | $25.00 | 12/7/2012 9:24:14 AM |
turboshop | $25.00 | 12/7/2012 10:39:30 AM |
upc_tnt | $25.00 | 12/7/2012 9:31:18 AM |
NYBIZ | $200.00 | 12/7/2012 9:52:26 AM |
determined-revenue1 | $35.00 | 12/7/2012 11:01:22 AM |
noble-moola0 | $30.00 | 12/7/2012 11:01:26 AM |
lagnisiruk | $25.00 | 12/7/2012 10:08:46 AM |
YampaQuant | $25.00 | 12/7/2012 11:30:32 AM |
rs999 | $25.00 | 12/7/2012 10:36:47 AM |
delicious-integrity7 | $25.00 | 12/7/2012 5:15:37 PM |
currency-fan9 | $50.00 | 12/7/2012 2:13:06 PM |
Peacepower | $100.00 | 12/7/2012 3:49:30 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:37:07 PM |
unassailable-funds754 | $25.00 | 12/7/2012 5:47:49 PM |
accomplishment981 | $50.00 | 12/7/2012 5:16:24 PM |
sunny-benefit0 | $25.00 | 12/7/2012 6:45:00 PM |
Snoopylover | $25.00 | 12/8/2012 12:48:57 AM |
heerzaquestion | $54.00 | 12/8/2012 5:23:49 AM |
entertaining-revenue4 | $50.00 | 12/7/2012 6:49:37 PM |
sensible-interest2 | $53.00 | 12/7/2012 6:54:59 PM |
elog238 | $25.00 | 12/8/2012 7:10:31 AM |
Integrity-Lending4U | $25.00 | 12/8/2012 10:21:00 AM |
divergregg | $25.00 | 12/7/2012 10:04:10 PM |
maj0508 | $100.00 | 12/8/2012 12:30:13 AM |
finance-hope | $25.00 | 12/7/2012 8:16:22 PM |
shrewd-dedication2 | $25.00 | 12/8/2012 9:06:27 AM |
Future-Await21 | $33.86 | 12/8/2012 11:31:07 AM |
Aeroman32 | $25.00 | 12/8/2012 11:33:28 AM |
Military_Money_Wise | $6.03 | 12/8/2012 12:14:15 PM |
308 Investments
|
Borrower Payment Dependent Notes Series
676389
This series of Notes was issued and sold upon the funding of the borrower loan #79220, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,383.28 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 16.25% |
Listing Start date:
| Nov-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-09-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 39% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 2y 0m |
Amount delinquent:
| $758 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,416 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Driven507 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consolidation
Purpose of loan: Bill Consolidation
This loan will be used to...
Consolidate some small bills
My financial situation: Actively Employed
I am a good candidate for this loan because...
I have an excellent payment history and pay my bills on time
Monthly net income: $ 4044.00
Monthly expenses: $ 0.00
Housing: $ 1468.00
Insurance: $ 150.00
Car expenses: $ 354.00
Utilities: $ 330.00
Phone, cable, internet: $ 140.00
Food, entertainment: $ 500.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 700.00
Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $250.00 | 11/26/2012 9:33:26 AM |
worthy-bid8 | $100.00 | 11/25/2012 12:31:55 PM |
banker34 | $25.00 | 11/25/2012 1:38:57 PM |
berniemadeoff | $50.00 | 11/25/2012 3:23:46 PM |
vutah | $25.00 | 11/25/2012 4:08:14 PM |
let_me_retire | $100.00 | 11/26/2012 12:32:47 AM |
LuvToLend | $25.00 | 11/28/2012 10:37:22 AM |
trumpeter391 | $43.11 | 11/29/2012 9:16:56 AM |
diplomatic-wealth7 | $25.00 | 11/29/2012 9:41:45 AM |
ucantbeetit | $25.00 | 12/1/2012 1:09:50 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:07 PM |
money-baron | $100.00 | 12/5/2012 7:26:46 PM |
greencat | $50.00 | 12/6/2012 8:26:27 AM |
enriching-dollar1 | $92.00 | 12/6/2012 5:35:05 PM |
finance7777 | $25.00 | 12/7/2012 7:15:47 AM |
deegeeman | $25.00 | 12/7/2012 10:37:17 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:03 AM |
a-helping-hand | $100.00 | 12/7/2012 8:04:34 PM |
wendyhop | $25.00 | 12/7/2012 6:18:31 PM |
Mibaz5 | $30.60 | 12/8/2012 11:39:53 AM |
adaptable-capital | $250.00 | 12/8/2012 7:30:54 AM |
evilkats | $50.00 | 12/8/2012 11:12:54 AM |
deal-pal | $25.00 | 12/8/2012 11:00:08 AM |
forthright-trade | $35.00 | 12/8/2012 11:59:13 AM |
the-laudable-peso | $29.00 | 12/8/2012 1:36:38 PM |
trimwork99 | $25.00 | 12/8/2012 12:44:03 PM |
engrossing-responsibility0 | $39.00 | 12/8/2012 1:47:21 PM |
principal-cooker2 | $50.00 | 12/8/2012 12:40:00 PM |
yurison | $25.00 | 12/8/2012 5:11:53 PM |
one2sojourn | $45.00 | 12/8/2012 5:41:17 PM |
deal-hickory5 | $100.00 | 12/8/2012 12:59:55 PM |
december188 | $25.00 | 12/8/2012 2:46:10 PM |
balanced-interest3 | $100.00 | 12/8/2012 2:54:10 PM |
aztocas | $100.00 | 12/8/2012 3:52:01 PM |
thrifty-capital | $25.00 | 11/25/2012 2:45:39 PM |
responsibility-butterfly | $50.00 | 11/26/2012 6:58:20 AM |
bold-joyful-coin9 | $25.00 | 11/30/2012 1:15:26 PM |
businessbroker101 | $50.00 | 11/30/2012 6:34:07 PM |
lib5836 | $25.00 | 12/2/2012 10:39:14 PM |
melodious-openness | $200.00 | 12/3/2012 4:39:41 AM |
finance7777 | $25.00 | 12/6/2012 9:21:04 AM |
Tscheddar | $25.00 | 12/6/2012 5:05:00 PM |
keen-economy6 | $25.00 | 12/6/2012 5:42:13 PM |
Toby1montana | $50.00 | 12/7/2012 6:24:57 AM |
Cybercusp | $25.00 | 12/7/2012 9:27:35 AM |
logical-duty4 | $50.00 | 12/7/2012 10:08:04 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:02 AM |
intuitive-euro8 | $25.00 | 12/8/2012 12:05:22 PM |
reward-adventure | $50.00 | 12/8/2012 12:45:14 PM |
economy-shrubbery6 | $25.00 | 12/8/2012 12:15:05 PM |
SV-AZ | $29.57 | 12/8/2012 5:30:17 PM |
sickleadvocator | $25.00 | 12/8/2012 10:22:11 PM |
Whatssofunnybout | $33.00 | 12/9/2012 11:23:18 AM |
tolerant-responsibility051 | $432.00 | 12/9/2012 11:54:21 AM |
ideal-fairness339 | $25.00 | 12/9/2012 2:33:12 AM |
exponential-fairness2 | $25.00 | 12/9/2012 9:21:01 AM |
quirky1981 | $25.00 | 12/9/2012 7:38:00 AM |
57 Investments
|
Borrower Payment Dependent Notes Series
676441
This series of Notes was issued and sold upon the funding of the borrower loan #78885, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $376.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2008 |
Debt/Income ratio:
| 34% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,370 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bid-prospector2 |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4600
Monthly expenses: $3200
Housing: $1450
Insurance: $100
Car expenses: $350
Utilities150
Phone, cable, internet: $115
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Nco | $100.00 | 11/28/2012 9:07:15 AM |
return-point2 | $100.00 | 11/28/2012 9:11:40 AM |
glimmering-liberty616 | $25.00 | 11/28/2012 9:42:43 AM |
octoberfresh | $25.00 | 11/28/2012 9:04:02 AM |
RGlad | $100.00 | 11/28/2012 9:28:37 AM |
MeggieStardust | $25.00 | 11/28/2012 9:28:44 AM |
creditjunky | $125.00 | 11/28/2012 9:38:50 AM |
green-order-captain | $50.00 | 11/28/2012 9:50:47 AM |
BostonCapital | $100.00 | 11/28/2012 10:05:19 AM |
CreditBuilder2 | $25.02 | 11/28/2012 11:16:16 AM |
profitable-fairness1 | $50.00 | 11/28/2012 12:44:25 PM |
j2ee | $50.00 | 11/28/2012 1:15:08 PM |
LuvToLend | $25.00 | 11/28/2012 1:34:43 PM |
formula842 | $25.00 | 11/28/2012 10:48:43 AM |
marketplace-singularity3 | $65.00 | 11/28/2012 11:38:54 AM |
blueshound | $25.00 | 11/28/2012 11:48:31 AM |
thrilling-point2 | $40.00 | 11/28/2012 1:16:37 PM |
kind-lovely-marketplace | $50.00 | 11/28/2012 1:29:21 PM |
transaction-seahorse0 | $25.00 | 11/28/2012 1:44:20 PM |
riskreward | $250.00 | 11/28/2012 1:46:45 PM |
deal-selector5 | $25.00 | 11/28/2012 5:30:32 PM |
paxnj | $25.00 | 11/28/2012 5:45:28 PM |
Lender2895a | $100.00 | 11/29/2012 5:06:50 AM |
Harry | $56.00 | 11/29/2012 10:05:52 AM |
axl163 | $25.00 | 11/29/2012 10:23:17 AM |
nevee | $25.00 | 11/29/2012 10:05:59 AM |
sonicpluto | $25.00 | 11/29/2012 11:19:44 AM |
bazaar-tulip | $25.00 | 11/29/2012 5:32:00 PM |
skillful-asset5 | $30.00 | 11/29/2012 4:53:55 PM |
Kaj | $25.00 | 11/29/2012 6:31:04 PM |
finder61 | $25.00 | 11/29/2012 9:36:12 PM |
sharp-platinum326 | $25.00 | 11/30/2012 9:21:59 AM |
TumbleWeed88 | $25.00 | 11/30/2012 10:06:07 AM |
glowing-pound3 | $50.00 | 11/30/2012 5:32:37 PM |
RJN | $25.00 | 12/1/2012 6:26:57 AM |
first-graceful-contract | $25.00 | 12/1/2012 9:22:53 AM |
deal-banker | $50.00 | 12/1/2012 10:13:51 AM |
jarf | $25.00 | 12/1/2012 5:46:44 AM |
monster4 | $50.00 | 12/2/2012 1:05:26 PM |
credit-maple | $25.00 | 12/3/2012 10:26:57 AM |
bright-idea11 | $25.00 | 12/4/2012 9:50:40 AM |
dime-smasher5 | $25.00 | 12/4/2012 12:53:09 PM |
justreturns | $25.00 | 12/5/2012 10:19:59 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:44 AM |
tommymtg7 | $25.00 | 12/7/2012 6:59:46 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:45 PM |
aggresive-compassion612 | $25.00 | 12/10/2012 9:58:30 AM |
Nipper99 | $100.00 | 12/10/2012 7:10:05 PM |
wise-charming-reward | $400.00 | 12/10/2012 6:57:29 PM |
elated-greenback | $74.85 | 12/11/2012 7:08:22 AM |
ethical-truth211 | $500.00 | 12/11/2012 4:59:26 PM |
velocity-solo | $25.00 | 12/11/2012 5:13:46 PM |
Edakers | $25.00 | 12/11/2012 1:49:26 PM |
unclejaef | $25.00 | 12/11/2012 3:18:16 PM |
Joyflyer | $25.00 | 12/11/2012 3:38:31 PM |
Odyssey77 | $25.00 | 12/11/2012 5:33:06 PM |
Zorro_970 | $100.00 | 12/11/2012 5:36:02 PM |
BluElephant | $50.00 | 12/11/2012 5:38:40 PM |
pierrelasvegas | $25.00 | 12/11/2012 5:39:46 PM |
prudent-dough458 | $25.00 | 12/11/2012 5:22:40 PM |
majestic-note6 | $200.00 | 12/11/2012 5:48:09 PM |
Haydn-sav | $25.00 | 12/11/2012 5:50:46 PM |
successful-agreement7 | $100.00 | 12/11/2012 5:32:20 PM |
cr8on | $30.00 | 12/11/2012 5:08:49 PM |
Mommo | $50.00 | 12/11/2012 5:15:25 PM |
fulfilling-bazaar4 | $100.00 | 12/11/2012 5:35:58 PM |
MakeItPour | $25.00 | 12/11/2012 5:44:58 PM |
peso-spartan6 | $25.00 | 12/11/2012 6:15:44 PM |
prudent-deal662 | $25.00 | 12/11/2012 5:51:29 PM |
6515Wheat | $25.00 | 12/11/2012 5:53:10 PM |
dominickf | $50.00 | 12/11/2012 6:03:50 PM |
gold-sushi | $25.00 | 12/11/2012 5:37:52 PM |
commerce-artisan8 | $50.00 | 12/11/2012 5:37:55 PM |
_G_ | $25.00 | 12/11/2012 6:14:01 PM |
BankofRon | $25.00 | 12/11/2012 5:42:04 PM |
authoritative-capital | $25.00 | 12/11/2012 8:45:24 PM |
contract-amigo7 | $25.00 | 12/11/2012 6:21:32 PM |
orearella3 | $30.00 | 12/11/2012 6:23:23 PM |
Tscheddar | $25.00 | 12/11/2012 6:24:51 PM |
new-pound-atizer | $25.00 | 12/11/2012 5:54:43 PM |
unconquerable-cash | $25.00 | 12/11/2012 9:30:53 PM |
LoanerPrincipal | $25.00 | 12/11/2012 6:15:10 PM |
generosity-zoomer3 | $50.00 | 12/11/2012 6:20:55 PM |
wwwUniversal | $25.00 | 12/11/2012 6:33:38 PM |
DreDub | $25.00 | 12/11/2012 10:33:30 PM |
yield-journey | $25.00 | 11/28/2012 9:17:13 AM |
EngineersAlliance | $100.00 | 11/28/2012 9:50:29 AM |
valiant-return584 | $50.00 | 11/28/2012 9:05:20 AM |
zone6 | $100.00 | 11/28/2012 10:12:07 AM |
Wrats6 | $25.00 | 11/28/2012 9:08:07 AM |
entertaining-dollar298 | $25.00 | 11/28/2012 9:10:40 AM |
natural-worth9 | $100.00 | 11/28/2012 9:14:53 AM |
janeybooboo | $75.00 | 11/28/2012 9:16:28 AM |
tolerant-dime2 | $55.00 | 11/28/2012 9:48:21 AM |
ready-interest9 | $25.00 | 11/28/2012 10:57:34 AM |
WalnutCreekguy | $50.00 | 11/28/2012 10:17:50 AM |
ideal-peace5 | $39.00 | 11/28/2012 1:15:36 PM |
nickel-ferret | $25.00 | 11/28/2012 1:36:29 PM |
samurai2 | $25.00 | 11/28/2012 1:42:25 PM |
treasure-bliss | $25.00 | 11/28/2012 12:17:41 PM |
credit-coach118 | $40.01 | 11/28/2012 5:51:22 PM |
aquariano2 | $25.00 | 11/28/2012 4:44:41 PM |
felicity-contributor3 | $25.00 | 11/28/2012 5:01:43 PM |
Jasner | $25.00 | 11/28/2012 6:26:55 PM |
84928429 | $25.00 | 11/30/2012 9:47:01 AM |
YampaQuant | $25.00 | 11/30/2012 11:12:38 AM |
leball | $25.00 | 11/30/2012 3:30:24 PM |
E-2 | $100.00 | 11/30/2012 4:14:01 PM |
commerce-venture1 | $25.00 | 11/30/2012 11:14:15 PM |
ucantbeetit | $25.00 | 12/1/2012 1:10:21 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:11 PM |
john0720 | $25.00 | 12/1/2012 2:19:07 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:33:43 AM |
new-start18100 | $25.00 | 12/2/2012 1:04:51 PM |
visionary-generosity0 | $25.00 | 12/4/2012 7:05:39 AM |
pietro_torna_indietro | $50.00 | 12/4/2012 9:23:07 AM |
PFTLender | $25.00 | 12/4/2012 3:05:21 PM |
crdcteng | $25.00 | 12/5/2012 9:09:48 AM |
amicablenemesis | $50.00 | 12/5/2012 10:30:54 AM |
platinum-scientist9 | $25.00 | 12/5/2012 3:00:43 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:39:54 PM |
zipemdown | $25.00 | 12/6/2012 6:04:43 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:37 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:41:09 PM |
loan-fate | $50.00 | 12/8/2012 12:01:59 PM |
simplelender80 | $75.00 | 12/9/2012 2:00:11 PM |
best-bonafide-p2p | $25.00 | 12/10/2012 7:54:26 PM |
moola-gargantuan9 | $50.00 | 12/11/2012 9:22:28 AM |
jddorsey | $50.00 | 12/11/2012 10:04:10 AM |
truth-companion | $25.00 | 12/11/2012 10:45:30 AM |
kalamari | $30.00 | 12/11/2012 1:03:12 PM |
jjd2 | $25.00 | 12/11/2012 5:09:32 PM |
unassuming-p2ploan774 | $40.00 | 12/11/2012 5:09:56 PM |
hope-wrangler1 | $50.00 | 12/11/2012 5:13:18 PM |
decisive-return611 | $100.00 | 12/11/2012 5:19:24 PM |
HoosierDaddie | $300.00 | 12/11/2012 5:22:04 PM |
hope-hickory | $25.00 | 12/11/2012 3:23:52 PM |
csak13 | $50.00 | 12/11/2012 4:23:27 PM |
dunox | $75.00 | 12/11/2012 5:27:27 PM |
NickelSteamroller | $25.00 | 12/11/2012 5:07:04 PM |
rootcanaler | $50.00 | 12/11/2012 2:24:08 PM |
pollosquawk | $50.00 | 12/11/2012 3:45:10 PM |
loyalty-dragster7 | $100.00 | 12/11/2012 5:50:28 PM |
hitsman | $50.00 | 12/11/2012 5:03:24 PM |
100units | $200.00 | 12/11/2012 5:33:02 PM |
dunkard13 | $100.00 | 12/11/2012 5:57:47 PM |
global-invest-group | $25.00 | 12/11/2012 6:10:46 PM |
adaboy65 | $37.00 | 12/11/2012 5:24:57 PM |
natural-liberty4 | $35.00 | 12/11/2012 5:49:29 PM |
elation074 | $25.00 | 12/11/2012 5:28:17 PM |
abundanceforever | $52.50 | 12/11/2012 5:39:23 PM |
special-dinero553 | $25.00 | 12/11/2012 5:41:01 PM |
1386 | $25.00 | 12/11/2012 8:17:07 PM |
finance-coyote3 | $1,645.62 | 12/12/2012 3:39:37 AM |
Christus_Victor | $25.00 | 12/11/2012 10:27:55 PM |
green-loyalty-web | $25.00 | 12/11/2012 6:24:48 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:24 PM |
157 Investments
|
Borrower Payment Dependent Notes Series
676583
This series of Notes was issued and sold upon the funding of the borrower loan #79255, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,854.70 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 3.49% |
Listing Start date:
| Nov-28-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.32% |
Monthly payment:
| $594.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.46% | | |
| |
Estimated return*:
| 9.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1977 |
Debt/Income ratio:
| 35% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,770 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cordial-loyalty0 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit cards to get a lower rate on some and pay them off..
My financial situation:
I am a good candidate for this loan because I have a great job, make all my monthly payments on time and not to mention my credit rating is important to me.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Zolton | $300.00 | 11/28/2012 9:43:10 AM |
natural-worth9 | $100.00 | 11/28/2012 9:36:21 AM |
ready-interest9 | $25.00 | 11/28/2012 10:57:34 AM |
CreditBuilder2 | $50.01 | 11/28/2012 11:38:12 AM |
wetlands | $200.00 | 11/29/2012 10:59:10 AM |
dunkard13 | $100.00 | 11/29/2012 5:41:29 PM |
franzzua | $25.00 | 11/30/2012 6:48:21 AM |
indomitable-coin | $25.00 | 11/30/2012 11:09:01 AM |
proper-p2p6 | $100.00 | 12/1/2012 8:24:01 AM |
phenomenal-gain5 | $25.00 | 12/1/2012 8:40:24 AM |
Oakland | $50.00 | 12/1/2012 8:42:44 AM |
deal-vibrato | $25.00 | 12/1/2012 1:25:11 PM |
balance-force | $35.00 | 12/1/2012 1:28:00 PM |
astute-benjamins | $25.00 | 12/1/2012 1:37:20 PM |
supersarah61 | $25.00 | 12/2/2012 3:52:59 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:11 PM |
credit-maple | $25.00 | 12/3/2012 10:26:58 AM |
loan-mongoose1 | $25.00 | 12/3/2012 5:40:15 PM |
Proactive-Financial-Lending | $25.00 | 12/3/2012 5:56:08 PM |
dignified-finance | $50.00 | 12/4/2012 10:15:07 AM |
compoundinterest | $25.00 | 12/4/2012 10:41:10 AM |
entertaining-revenue4 | $50.00 | 12/5/2012 9:19:14 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:23 AM |
tender-integrity3 | $100.00 | 12/5/2012 6:29:18 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:08 AM |
miked8303 | $75.00 | 12/6/2012 11:31:25 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:57 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:38:31 PM |
_G_ | $25.00 | 12/7/2012 3:29:13 PM |
hope-wrangler1 | $50.00 | 12/7/2012 2:02:22 PM |
sri59 | $100.00 | 12/8/2012 2:14:43 AM |
wealth-pizza | $113.90 | 12/8/2012 6:24:14 AM |
thrifty-transaction578 | $25.00 | 12/8/2012 1:17:46 PM |
value-caravan | $25.00 | 12/9/2012 11:59:51 AM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:47 AM |
simplelender80 | $75.00 | 12/9/2012 2:00:12 PM |
tornado351 | $25.00 | 12/10/2012 3:25:55 AM |
lions_crown | $50.00 | 12/10/2012 6:01:45 AM |
sprinter | $50.00 | 12/10/2012 4:51:24 PM |
kbmin | $25.00 | 12/10/2012 8:15:50 PM |
jdashv | $25.00 | 12/10/2012 8:51:35 PM |
a-graceful-yield | $50.00 | 12/10/2012 9:26:03 PM |
clean-penny059 | $100.00 | 12/10/2012 7:08:33 PM |
saver224 | $50.00 | 12/10/2012 10:55:42 PM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:32 AM |
techron2012 | $200.00 | 12/11/2012 7:45:06 AM |
toofabo | $25.00 | 12/11/2012 9:02:06 AM |
Senechal | $25.00 | 12/11/2012 4:49:35 AM |
Jalebi | $25.00 | 12/11/2012 9:21:46 AM |
kalamari | $30.00 | 12/11/2012 1:03:12 PM |
commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:32 PM |
aldeed | $50.00 | 12/11/2012 1:03:00 PM |
power-kin | $25.00 | 12/11/2012 5:54:03 PM |
cfinley106 | $25.00 | 12/11/2012 5:36:04 PM |
a-resplendent-commitment | $25.00 | 12/11/2012 5:41:50 PM |
emphatic-responsibility | $50.00 | 12/11/2012 5:50:56 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:25 PM |
mindful-generosity1 | $50.00 | 12/11/2012 6:03:31 PM |
friendly-gold | $25.00 | 12/11/2012 6:09:16 PM |
mclapperton | $63.03 | 12/11/2012 5:38:41 PM |
newest-note-journey | $25.00 | 12/11/2012 6:17:28 PM |
oracle3 | $49.00 | 12/11/2012 5:42:49 PM |
natural-liberty4 | $200.00 | 12/11/2012 5:49:16 PM |
Index_Plus | $4,500.00 | 12/12/2012 7:32:22 AM |
reinforced-gain7 | $1,050.00 | 12/12/2012 8:17:47 AM |
help4u | $50.00 | 12/12/2012 1:52:54 AM |
LynJohn1023 | $50.00 | 12/12/2012 4:25:22 AM |
bowdish1 | $25.00 | 12/11/2012 6:42:51 PM |
credit-socrates648 | $1,000.00 | 12/12/2012 8:14:36 AM |
Tasselhoff | $25.00 | 12/12/2012 9:00:58 AM |
Alpha-AssistU | $25.00 | 12/12/2012 9:01:34 AM |
octoberfresh | $25.00 | 11/28/2012 9:04:02 AM |
windguy | $50.00 | 11/28/2012 1:46:49 PM |
yield-voyager8 | $25.00 | 11/28/2012 11:06:30 AM |
jubilant-capital1 | $25.00 | 11/28/2012 5:17:28 PM |
loot-prescription3 | $40.00 | 11/29/2012 5:59:27 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:46 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:27:06 PM |
persist_in_doing | $25.00 | 11/29/2012 6:52:15 PM |
dunox | $75.00 | 11/30/2012 4:15:14 PM |
Arvicco | $400.00 | 11/30/2012 4:42:01 PM |
reinforced-velocity158 | $150.00 | 11/30/2012 8:42:03 PM |
Castellan | $50.00 | 12/3/2012 9:37:43 AM |
riskreward | $250.00 | 12/3/2012 9:58:14 AM |
dukeiyer | $25.00 | 12/3/2012 10:49:03 AM |
justreturns | $25.00 | 12/3/2012 6:22:55 PM |
repayment-pagoda8 | $100.00 | 12/3/2012 5:25:52 PM |
marketplace-singularity3 | $45.00 | 12/3/2012 6:55:06 PM |
napmanger | $50.00 | 12/3/2012 10:00:28 PM |
life-is-great | $25.00 | 12/4/2012 9:49:14 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:07:03 AM |
point-oyster5 | $25.00 | 12/5/2012 5:47:02 PM |
Lender2895a | $125.00 | 12/6/2012 8:13:43 AM |
transparency-sequoia6 | $100.00 | 12/6/2012 5:35:59 PM |
Investoman | $25.00 | 12/7/2012 9:01:07 AM |
auction-iris9 | $120.00 | 12/6/2012 6:43:06 PM |
adaboy65 | $75.00 | 12/7/2012 11:22:10 AM |
treasure-generator | $25.00 | 12/7/2012 11:16:57 AM |
enthralling-investment | $25.00 | 12/7/2012 5:32:54 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:14 PM |
AFairDeal | $25.00 | 12/8/2012 1:36:21 PM |
creative-worth2 | $25.00 | 12/8/2012 11:42:13 PM |
antlr | $25.00 | 12/9/2012 7:43:55 PM |
funds-captain4 | $50.00 | 12/10/2012 9:01:02 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:37 AM |
knowledgeable-silver6 | $25.00 | 12/10/2012 9:40:33 AM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:21 PM |
vivacious-fund2 | $25.00 | 12/10/2012 12:06:19 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:07 AM |
jga516 | $25.00 | 12/10/2012 5:18:42 PM |
just-loyalty643 | $50.00 | 12/10/2012 5:46:20 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:06 PM |
77dowplace | $43.00 | 12/10/2012 10:05:16 PM |
IP | $25.00 | 12/11/2012 9:27:13 AM |
nourishing-point1 | $30.00 | 12/11/2012 7:37:21 AM |
notupdated | $25.00 | 12/11/2012 10:38:19 AM |
proper-exchange8 | $50.00 | 12/11/2012 10:04:51 AM |
UT-Longhorn | $50.00 | 12/11/2012 9:50:46 AM |
sqdrew | $25.00 | 12/11/2012 10:02:14 AM |
magical-credit523 | $25.00 | 12/11/2012 10:22:51 AM |
american6 | $50.00 | 12/11/2012 10:24:15 AM |
first-careful-currency | $188.00 | 12/11/2012 5:15:36 PM |
jjd2 | $25.00 | 12/11/2012 5:09:32 PM |
best-bonafide-p2p | $25.00 | 12/11/2012 5:16:40 PM |
SugarMommy | $25.00 | 12/11/2012 5:37:00 PM |
best-vivacious-funds | $25.00 | 12/11/2012 6:00:48 PM |
noble-power55 | $25.00 | 12/11/2012 6:05:18 PM |
adventurer447 | $26.00 | 12/11/2012 6:07:26 PM |
unforgettable-wealth4 | $50.00 | 12/11/2012 5:44:22 PM |
Bendistraw | $50.00 | 12/11/2012 5:46:28 PM |
jtrue71 | $25.00 | 12/11/2012 6:22:12 PM |
djs81 | $49.00 | 12/11/2012 5:59:22 PM |
beachwalkingwoman | $50.00 | 12/11/2012 6:35:27 PM |
networks4ever | $25.00 | 12/11/2012 5:36:06 PM |
Tradesmanlender | $25.00 | 12/11/2012 6:03:46 PM |
brightest-return-triumph | $25.00 | 12/11/2012 6:12:32 PM |
dthompso | $30.00 | 12/11/2012 5:45:09 PM |
fate-amenable-to-change | $30.00 | 12/11/2012 11:20:05 PM |
calamango | $35.00 | 12/11/2012 5:55:06 PM |
Flyinerb | $50.00 | 12/12/2012 6:34:53 AM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:13 AM |
order-gondola | $25.00 | 12/12/2012 7:15:02 AM |
progressive-economy261 | $400.00 | 12/11/2012 6:12:48 PM |
Roundhouse | $125.00 | 12/12/2012 8:03:31 AM |
onegr8papa | $200.00 | 12/12/2012 8:12:04 AM |
adaptable-benefit6 | $25.00 | 12/12/2012 8:40:57 AM |
heyokafinancial | $25.00 | 12/12/2012 12:25:32 AM |
impressive-yield3 | $25.00 | 12/12/2012 6:44:52 AM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:13 AM |
brightest-gain-investor | $1,200.00 | 12/12/2012 8:15:29 AM |
mclapperton | $77.76 | 12/12/2012 5:25:41 AM |
triguy | $800.00 | 12/12/2012 8:13:51 AM |
kegs | $400.00 | 12/12/2012 8:16:19 AM |
MadHun | $200.00 | 12/12/2012 9:01:15 AM |
154 Investments
|
Borrower Payment Dependent Notes Series
676763
This series of Notes was issued and sold upon the funding of the borrower loan #79099, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.99% |
Listing Start date:
| Nov-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-09-2012 |
|
Lender yield:
| 14.09% |
Borrower rate/APR:
| 15.09% / 18.73% |
Monthly payment:
| $520.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.37% | | |
| |
Estimated return*:
| 8.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 54% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 12y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,564 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| searcher272 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off credit cards
My financial situation:
I am a good candidate for this loan because...I want to get out of debt
Monthly net income: $196.28
Monthly expenses: $
Housing: $150.00
Insurance: $40.00
Car expenses: $
Utilities: $375.00
Phone, cable, internet: $155.00
Food, entertainment: $50.00
Clothing, household expenses: $0
Credit cards and other loans: $800.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 11/26/2012 6:07:31 PM |
payout-motivator0 | $50.00 | 11/26/2012 5:17:14 PM |
kfrench | $75.00 | 11/26/2012 8:04:16 PM |
affluence-microscope2 | $200.00 | 11/27/2012 9:34:57 AM |
Zorro_970 | $100.00 | 11/27/2012 10:26:57 AM |
HoosierDaddie | $300.00 | 11/27/2012 9:56:17 AM |
wetlands | $200.00 | 11/27/2012 10:37:58 AM |
Harry | $75.00 | 11/27/2012 11:26:18 AM |
WhiteInvestor | $27.00 | 11/27/2012 3:45:50 PM |
bright-idea11 | $25.00 | 11/27/2012 5:45:00 PM |
100units | $101.00 | 11/27/2012 5:21:39 PM |
commerce-artisan8 | $50.00 | 11/27/2012 5:26:45 PM |
generous-deal6 | $25.00 | 11/27/2012 11:11:31 PM |
dunkard13 | $100.00 | 11/28/2012 9:26:58 AM |
riskreward | $250.00 | 11/28/2012 1:46:31 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:38 PM |
balance-force | $35.00 | 12/1/2012 1:27:42 PM |
prudent-deal662 | $25.00 | 12/1/2012 1:49:34 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:32:36 AM |
B2152 | $25.00 | 12/3/2012 4:48:19 AM |
listing-flower2 | $100.00 | 12/3/2012 1:44:15 PM |
PFTLender | $25.00 | 12/4/2012 3:05:00 PM |
qsolo | $25.00 | 12/4/2012 4:57:06 PM |
amicablenemesis | $50.00 | 12/5/2012 10:30:13 AM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:17 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:09 AM |
prudent-dough458 | $25.00 | 12/7/2012 5:46:51 PM |
compoundinterest | $25.00 | 12/7/2012 5:15:32 PM |
gallant-economy9 | $50.00 | 12/7/2012 5:31:24 PM |
marketplace-gatherer60 | $25.00 | 12/7/2012 5:50:07 PM |
truth-opera | $39.00 | 12/7/2012 5:50:14 PM |
newest-note-journey | $25.00 | 12/7/2012 5:53:49 PM |
auction-chomper4 | $25.00 | 12/7/2012 7:54:54 PM |
tech310 | $50.00 | 12/7/2012 5:58:58 PM |
awesome-generosity4 | $25.00 | 12/8/2012 6:02:47 AM |
meenan | $25.00 | 12/7/2012 6:52:09 PM |
Cash-Flow | $538.00 | 12/7/2012 6:15:15 PM |
redx | $25.00 | 12/7/2012 6:39:07 PM |
first-bright-pound | $47.00 | 12/7/2012 6:43:42 PM |
Kissabledevil | $25.00 | 12/8/2012 2:23:04 AM |
point-oyster5 | $25.00 | 12/7/2012 7:01:04 PM |
unassassinable | $25.00 | 12/7/2012 7:02:03 PM |
aggresive-truth179 | $25.00 | 12/8/2012 12:03:48 PM |
lendacity | $25.00 | 12/8/2012 12:07:12 PM |
intuitive-benefit3 | $34.00 | 12/8/2012 12:10:34 PM |
hope-eagle6 | $25.00 | 12/8/2012 12:11:23 PM |
inspired-payment1 | $25.00 | 12/8/2012 7:23:29 AM |
Banker7371 | $25.00 | 12/8/2012 12:14:00 PM |
cozy-ore516 | $25.00 | 12/7/2012 8:04:26 PM |
samo102us | $25.00 | 12/8/2012 12:22:40 PM |
Splangy613 | $25.00 | 12/8/2012 12:23:57 PM |
brightest-breathtaking-finance | $40.00 | 12/8/2012 12:36:45 PM |
kindness-jedi | $25.00 | 12/8/2012 12:39:05 PM |
loanstarst8 | $25.00 | 12/8/2012 12:40:05 PM |
N0Bama | $25.00 | 12/8/2012 11:01:32 AM |
zwd12 | $50.00 | 12/8/2012 12:41:32 PM |
treasure-pipeline | $25.00 | 12/8/2012 12:42:00 PM |
MadHun | $200.00 | 12/8/2012 12:42:43 PM |
Red_b17 | $25.00 | 12/8/2012 12:42:57 PM |
bonus-sergeant6 | $25.00 | 12/8/2012 11:24:10 AM |
Aeroman32 | $25.00 | 12/8/2012 11:33:23 AM |
loot-resonance | $25.00 | 12/8/2012 12:52:44 PM |
market-assembler | $26.00 | 12/8/2012 12:52:56 PM |
social-trumpet | $25.00 | 12/8/2012 12:53:26 PM |
rogue_monster | $50.00 | 12/8/2012 12:54:04 PM |
payout-runner | $25.00 | 12/8/2012 12:55:14 PM |
durability-officer | $38.00 | 12/8/2012 12:56:40 PM |
yield-victor837 | $50.00 | 12/8/2012 12:05:04 PM |
Maetryx | $25.00 | 12/8/2012 12:59:13 PM |
structure9 | $25.00 | 12/8/2012 12:06:23 PM |
hope-equation | $25.00 | 12/8/2012 12:12:09 PM |
SummitAdvisors | $50.00 | 12/8/2012 1:09:49 PM |
green-lovely-finance | $25.00 | 12/8/2012 12:17:43 PM |
zeelender | $25.00 | 12/8/2012 12:19:15 PM |
loyalty-sherpa | $25.00 | 12/8/2012 12:19:28 PM |
Ponies88 | $25.00 | 12/8/2012 12:24:17 PM |
metro457 | $100.00 | 12/8/2012 12:29:10 PM |
cash-reaction2 | $25.00 | 12/8/2012 12:01:23 PM |
rate-mogul | $50.00 | 12/8/2012 1:29:29 PM |
buyrite334 | $25.00 | 12/8/2012 1:31:33 PM |
Amphipolis | $50.00 | 12/8/2012 1:33:17 PM |
jett45 | $25.00 | 12/8/2012 12:39:08 PM |
BlindJoeDeath | $50.00 | 12/8/2012 12:40:18 PM |
Webpreneur | $50.00 | 12/8/2012 12:04:08 PM |
caesark | $25.00 | 12/8/2012 12:41:03 PM |
salandstef | $25.00 | 12/8/2012 1:36:06 PM |
extraordinary-return995 | $50.00 | 12/8/2012 1:41:53 PM |
wayman | $25.00 | 12/8/2012 12:48:46 PM |
yomanie | $25.00 | 12/8/2012 12:48:50 PM |
gizzywump | $25.00 | 12/8/2012 12:15:37 PM |
downtownfarm | $25.00 | 12/8/2012 12:19:05 PM |
Airthus | $25.00 | 12/8/2012 12:19:20 PM |
asset-sequoia | $25.00 | 12/8/2012 12:55:45 PM |
friendly-gold | $25.00 | 12/8/2012 2:01:34 PM |
unrelenting-auction7 | $25.00 | 12/8/2012 12:59:14 PM |
best-phenomenal-treasure | $25.00 | 12/8/2012 1:01:53 PM |
upbeat-loan | $25.00 | 12/8/2012 12:24:42 PM |
special-generosity2 | $25.00 | 12/8/2012 12:24:57 PM |
authentic-liberty7 | $25.00 | 12/8/2012 2:12:48 PM |
brightest-dynamic-liberty | $25.00 | 12/8/2012 2:13:51 PM |
december188 | $25.00 | 12/8/2012 2:46:11 PM |
balanced-interest3 | $25.00 | 12/8/2012 2:55:37 PM |
prohelper | $25.00 | 12/8/2012 12:35:37 PM |
rakstar | $25.00 | 12/8/2012 12:38:01 PM |
financial-frenzy | $50.00 | 12/8/2012 1:17:17 PM |
derauma | $50.00 | 12/8/2012 1:23:51 PM |
supersdf | $25.00 | 12/8/2012 1:24:23 PM |
sacramentan | $50.00 | 12/8/2012 12:49:07 PM |
bid-czar8 | $100.00 | 12/8/2012 12:54:00 PM |
awe-inspiring-commitment972 | $50.00 | 12/8/2012 12:59:58 PM |
Lam0nt | $25.00 | 12/8/2012 1:44:32 PM |
bob_sacamano | $25.00 | 12/8/2012 1:46:15 PM |
durability-seahorse7 | $41.41 | 12/8/2012 9:47:26 PM |
Fahrquar | $25.00 | 12/8/2012 1:18:00 PM |
larrybird | $559.00 | 12/8/2012 1:18:56 PM |
urbane-income7 | $25.00 | 12/8/2012 1:22:36 PM |
heart514 | $25.00 | 12/8/2012 1:25:37 PM |
unforgettable-order9 | $50.00 | 12/8/2012 2:13:35 PM |
Munnie | $25.00 | 12/9/2012 6:38:43 AM |
mango_man | $25.00 | 12/9/2012 8:47:24 AM |
durability-balance4 | $50.00 | 12/8/2012 1:39:53 PM |
urbane-duty560 | $50.00 | 12/8/2012 1:40:51 PM |
orderly-loot | $25.00 | 12/8/2012 1:42:26 PM |
superb-fund9 | $25.00 | 12/8/2012 4:12:33 PM |
transparency-sapling | $25.00 | 12/8/2012 1:48:53 PM |
_G_ | $25.00 | 12/8/2012 1:50:44 PM |
pound-mushroom3 | $25.00 | 12/8/2012 1:55:33 PM |
commerce-web5 | $25.00 | 12/8/2012 2:03:47 PM |
trade-high-five0 | $50.00 | 12/9/2012 5:22:42 AM |
california111 | $25.00 | 12/8/2012 5:20:12 PM |
Leopoldine | $23.97 | 12/9/2012 9:25:30 AM |
Sealwrangler | $75.00 | 12/9/2012 8:27:07 AM |
bowdish1 | $25.00 | 11/26/2012 5:21:38 PM |
gravbox | $25.00 | 11/26/2012 8:05:38 PM |
BostonCapital | $100.00 | 11/26/2012 6:27:35 PM |
cash-delight1 | $25.00 | 11/26/2012 7:31:10 PM |
octoberfresh | $25.00 | 11/26/2012 8:03:06 PM |
Mommo | $50.00 | 11/27/2012 9:32:59 AM |
kind-euro-mirth | $50.00 | 11/27/2012 9:47:15 AM |
phenomenal-rate1 | $500.00 | 11/27/2012 9:48:47 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:24:43 AM |
repayment-pagoda8 | $100.00 | 11/27/2012 10:12:16 AM |
transaction-seahorse0 | $25.00 | 11/27/2012 10:45:39 AM |
dime-mandolin9 | $50.00 | 11/27/2012 10:23:07 AM |
windguy | $50.00 | 11/27/2012 10:48:56 AM |
special-dinero553 | $25.00 | 11/27/2012 10:33:40 AM |
auction-iris9 | $120.00 | 11/27/2012 10:57:22 AM |
nickel-ferret | $25.00 | 11/27/2012 10:35:34 AM |
radiant-dollar9 | $200.00 | 11/27/2012 10:40:45 AM |
lionheart722 | $25.00 | 11/27/2012 11:03:27 AM |
abundanceforever | $52.50 | 11/29/2012 10:55:34 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:14 AM |
franzzua | $25.00 | 11/30/2012 6:47:57 AM |
dunox | $64.00 | 11/30/2012 4:15:44 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:35 PM |
HereToHelp305 | $50.00 | 12/3/2012 12:21:14 PM |
unrivaled-deal676 | $50.00 | 12/5/2012 10:36:18 AM |
luann199 | $25.00 | 12/5/2012 5:20:21 PM |
Adam_00 | $31.00 | 12/7/2012 5:45:25 PM |
successful-agreement7 | $100.00 | 12/7/2012 5:47:01 PM |
slithytove | $25.00 | 12/7/2012 5:30:49 PM |
orange-stable-gain | $50.00 | 12/7/2012 5:57:58 PM |
valiant-return584 | $50.00 | 12/7/2012 6:09:32 PM |
the-laudable-peso | $40.00 | 12/7/2012 5:44:56 PM |
principal-cooker2 | $50.00 | 12/7/2012 5:45:47 PM |
proper-exchange8 | $50.00 | 12/7/2012 5:04:02 PM |
escharfer | $25.00 | 12/7/2012 6:17:43 PM |
faultlinejohnny | $25.00 | 12/7/2012 5:25:35 PM |
progressive-economy261 | $400.00 | 12/7/2012 5:36:14 PM |
loyalty-dragster7 | $100.00 | 12/7/2012 5:56:52 PM |
friendly-yield187 | $25.00 | 12/7/2012 6:32:24 PM |
social-aspen097 | $300.00 | 12/7/2012 5:43:31 PM |
loan-warrior | $25.00 | 12/7/2012 7:21:31 PM |
Cai8899 | $25.00 | 12/7/2012 6:16:17 PM |
LeReve | $500.00 | 12/7/2012 5:59:01 PM |
first-silver-bridge | $25.00 | 12/7/2012 6:30:01 PM |
loyalty-circuitry | $100.00 | 12/8/2012 6:02:00 AM |
ethical-truth211 | $100.00 | 12/8/2012 6:47:12 AM |
contract-amigo7 | $25.00 | 12/8/2012 8:57:10 AM |
return-statuette139 | $50.00 | 12/7/2012 6:29:16 PM |
adaboy65 | $100.00 | 12/7/2012 6:32:55 PM |
Cory79 | $33.91 | 12/7/2012 6:54:39 PM |
american6 | $50.00 | 12/8/2012 12:00:44 PM |
und-alum | $25.00 | 12/8/2012 12:06:14 PM |
kmcolo | $25.00 | 12/7/2012 7:24:05 PM |
adventurer447 | $300.00 | 12/8/2012 12:18:16 PM |
mstebnicki | $25.00 | 12/8/2012 12:22:45 PM |
capital-web7 | $50.00 | 12/7/2012 8:51:54 PM |
magical-credit523 | $25.00 | 12/8/2012 12:26:09 PM |
orange-dollar-raccoon | $28.00 | 12/8/2012 12:29:58 PM |
dougm | $25.00 | 12/8/2012 12:36:41 PM |
maestro119 | $25.00 | 12/8/2012 12:44:00 PM |
wise-rupee-sanctuary | $50.00 | 12/8/2012 12:51:18 PM |
mvalley | $25.00 | 12/8/2012 12:03:10 PM |
skuba | $50.00 | 12/8/2012 12:04:26 PM |
gulch | $25.00 | 12/8/2012 12:56:48 PM |
jazzlender | $50.00 | 12/8/2012 12:05:10 PM |
wise-deal-panda | $100.00 | 12/8/2012 1:03:07 PM |
haplender | $50.00 | 12/8/2012 12:10:09 PM |
red-eloquent-rupee | $50.00 | 12/8/2012 1:05:57 PM |
income-buddy7 | $50.00 | 12/8/2012 12:13:25 PM |
the-dollar-topper | $150.00 | 12/8/2012 12:15:00 PM |
E_G | $33.00 | 12/8/2012 12:18:34 PM |
gelidfrank | $25.00 | 12/8/2012 12:22:13 PM |
TheArtOfLogic | $25.00 | 12/8/2012 1:19:18 PM |
the-auction-bear | $25.00 | 12/8/2012 12:24:19 PM |
piter-to-la-investment | $25.00 | 12/8/2012 12:26:24 PM |
rescue | $100.00 | 12/8/2012 12:28:31 PM |
6moonbeams | $50.00 | 12/8/2012 1:29:04 PM |
DadWarbucks | $25.00 | 12/8/2012 1:29:25 PM |
enthralling-investment | $25.00 | 12/8/2012 1:30:56 PM |
Thrift | $25.00 | 12/8/2012 12:03:07 PM |
exact-p2p2 | $25.00 | 12/8/2012 1:33:56 PM |
HamachiMan | $50.00 | 12/8/2012 12:03:59 PM |
brightest-affluence-motivator | $37.00 | 12/8/2012 1:34:49 PM |
red-luminous-gain | $25.00 | 12/8/2012 1:35:27 PM |
enthralling-deal53 | $100.00 | 12/8/2012 1:35:32 PM |
IP | $25.00 | 12/8/2012 1:36:03 PM |
cassius84 | $25.00 | 12/8/2012 1:40:16 PM |
saffron4 | $25.00 | 12/8/2012 1:43:31 PM |
cutter21 | $25.00 | 12/8/2012 12:12:18 PM |
payout-carnival | $25.00 | 12/8/2012 12:17:42 PM |
fair-pound5 | $25.00 | 12/8/2012 1:50:40 PM |
revolutionary082 | $27.27 | 12/8/2012 12:54:47 PM |
thezfunk | $25.00 | 12/8/2012 12:58:30 PM |
mister_waffle | $25.00 | 12/8/2012 1:01:23 PM |
zone6 | $43.00 | 12/8/2012 2:06:27 PM |
dominickf | $50.00 | 12/8/2012 2:08:15 PM |
just-money930 | $25.00 | 12/8/2012 12:24:53 PM |
benevolent-money6 | $25.00 | 12/8/2012 1:05:05 PM |
Tylerh | $250.00 | 12/8/2012 12:25:59 PM |
gethsemane4 | $25.00 | 12/8/2012 12:27:29 PM |
Ducatiman1978 | $25.00 | 12/8/2012 1:08:57 PM |
runner262 | $25.00 | 12/8/2012 1:09:11 PM |
flexible-treasure480 | $25.00 | 12/8/2012 12:31:56 PM |
deal-secret-agent | $25.00 | 12/8/2012 12:35:06 PM |
figs4u2 | $59.00 | 12/8/2012 12:35:52 PM |
natural-note | $50.00 | 12/8/2012 1:15:39 PM |
impressive-yield3 | $50.00 | 12/8/2012 3:16:37 PM |
p2p-czar3 | $25.00 | 12/8/2012 12:44:05 PM |
keichi03 | $25.00 | 12/8/2012 4:09:24 PM |
resolute-basis9 | $25.00 | 12/8/2012 12:47:24 PM |
flexible-value | $36.00 | 12/8/2012 12:53:44 PM |
no_agenda_lender | $25.00 | 12/8/2012 1:31:20 PM |
korby524 | $25.00 | 12/8/2012 1:02:40 PM |
capital-renewal | $50.00 | 12/8/2012 1:03:44 PM |
ivadood | $50.00 | 12/8/2012 1:07:29 PM |
cnovak | $25.00 | 12/8/2012 1:44:23 PM |
omniviper | $25.00 | 12/8/2012 1:47:44 PM |
benjamins-nest | $62.98 | 12/8/2012 8:19:10 PM |
enterprising-pound5 | $50.00 | 12/8/2012 8:26:44 PM |
Investoman | $25.00 | 12/8/2012 1:12:26 PM |
Panlion | $25.00 | 12/8/2012 1:14:28 PM |
logical-penny14 | $25.00 | 12/8/2012 1:14:34 PM |
rcm87 | $40.00 | 12/8/2012 1:15:55 PM |
rupee-chomper | $25.00 | 12/8/2012 2:04:30 PM |
mercuriant | $25.00 | 12/8/2012 1:21:06 PM |
peterpossum | $25.00 | 12/8/2012 1:21:47 PM |
rvtbike | $100.00 | 12/8/2012 1:22:05 PM |
DcUnited | $25.00 | 12/8/2012 1:26:25 PM |
Elbanko | $30.00 | 12/8/2012 1:29:49 PM |
Aimvest | $25.00 | 12/8/2012 1:31:27 PM |
stable-euro1 | $25.00 | 12/8/2012 1:31:47 PM |
bold-payment-guard | $50.00 | 12/8/2012 1:32:31 PM |
worth-web5 | $29.00 | 12/8/2012 1:36:58 PM |
flexible-return297 | $25.00 | 12/8/2012 1:38:13 PM |
responsibilityenstein3 | $25.00 | 12/8/2012 3:40:26 PM |
sappy02 | $50.00 | 12/8/2012 1:41:57 PM |
indomitable-dedication | $25.00 | 12/8/2012 1:46:52 PM |
helpinghand63 | $25.00 | 12/8/2012 1:50:42 PM |
resolute-worth4 | $25.00 | 12/8/2012 1:55:15 PM |
deal-promiser1 | $50.00 | 12/8/2012 1:59:43 PM |
studious-bonus7 | $100.00 | 12/8/2012 2:00:09 PM |
Lacimae | $100.00 | 12/8/2012 2:02:25 PM |
magnificent-dime4 | $25.00 | 12/8/2012 2:12:32 PM |
JD69 | $47.96 | 12/9/2012 5:53:15 AM |
a-resplendent-commitment | $25.00 | 12/9/2012 7:22:56 AM |
bonafide-cash | $100.00 | 12/8/2012 6:09:29 PM |
BGILlender | $36.00 | 12/8/2012 9:20:36 PM |
279 Investments
|
Borrower Payment Dependent Notes Series
676839
This series of Notes was issued and sold upon the funding of the borrower loan #79282, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Nov-26-2012 |
Term:
| 12 months | | |
Listing End date:
| Dec-09-2012 |
|
Lender yield:
| 16.95% |
Borrower rate/APR:
| 17.95% / 25.79% |
Monthly payment:
| $595.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.59% | | |
| |
Estimated return*:
| 5.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
7 | Length of status: | 16y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,953 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| inspiring-dime395 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to pay off credit cards
My financial situation:
I am a good candidate for this loan because I recently started a second job and will be able to pay off in one year.
Monthly net income: $ 5500
Monthly expenses: $ 250
Housing: $ 1416.33
Insurance: $ 100
Car expenses: $ 150
Utilities: $ 150
Phone, cable, internet: $ 150
Food, entertainment: $ 150
Clothing, household expenses: $ 100
Credit cards and other loans: $250
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Sagamore | $40.00 | 11/26/2012 9:23:44 AM |
ferocious-kindness8 | $35.00 | 11/26/2012 10:31:55 AM |
nonattender | $50.00 | 11/26/2012 9:18:36 AM |
frankdelraza | $25.00 | 11/26/2012 10:44:17 AM |
weatherman89 | $25.00 | 11/26/2012 10:58:23 AM |
mouieman | $100.00 | 11/26/2012 3:20:13 PM |
open-minded-p2p1 | $25.00 | 11/26/2012 8:50:05 PM |
payment-halo | $25.00 | 11/26/2012 6:04:47 PM |
FinDoc | $25.00 | 11/26/2012 6:44:21 PM |
tomdooley12520 | $25.00 | 11/27/2012 7:43:52 AM |
orange-preeminant-bill | $25.00 | 11/27/2012 4:04:25 AM |
thrilling-point2 | $40.00 | 11/27/2012 10:00:13 AM |
imdave4me | $76.75 | 11/27/2012 2:19:42 PM |
elfincove | $50.00 | 11/27/2012 5:06:13 PM |
TwistedWeasel | $25.00 | 11/27/2012 5:16:50 PM |
credit-wheel7 | $25.00 | 11/28/2012 9:18:53 AM |
sun818 | $25.00 | 11/28/2012 9:47:35 AM |
Wrats6 | $25.00 | 11/28/2012 9:06:39 AM |
LuvToLend | $25.00 | 11/28/2012 10:37:28 AM |
fmanjoo | $25.00 | 11/28/2012 10:38:51 AM |
Corlei | $25.00 | 11/28/2012 4:34:38 PM |
money-sequoia9 | $25.00 | 11/28/2012 5:28:03 PM |
gold-miser9 | $50.00 | 11/28/2012 11:32:02 PM |
thankful-nickel2 | $25.00 | 11/29/2012 12:03:50 PM |
john0720 | $25.00 | 11/29/2012 11:23:08 AM |
durability-mover5 | $50.00 | 11/29/2012 2:56:21 PM |
Kaj | $25.00 | 11/29/2012 6:30:28 PM |
bazaar-neptune2 | $25.00 | 11/30/2012 10:30:49 AM |
basis-fuse1 | $25.00 | 11/30/2012 11:07:49 AM |
djkaiser | $25.00 | 11/30/2012 12:55:46 PM |
worth-alien3 | $25.00 | 12/1/2012 7:43:09 AM |
Christophe | $25.00 | 12/1/2012 9:25:14 PM |
daekpon | $50.00 | 12/2/2012 11:24:41 PM |
kind-durability-battalion | $75.00 | 12/2/2012 1:57:37 PM |
new-pound-atizer | $25.00 | 12/4/2012 12:42:49 PM |
dollar-surge8 | $25.00 | 12/5/2012 5:05:07 PM |
mmabel | $27.08 | 12/5/2012 11:40:22 AM |
new-dynamic-value | $50.00 | 12/6/2012 12:39:40 PM |
smart-platinum7 | $50.00 | 12/6/2012 2:01:51 PM |
motion91 | $100.00 | 12/6/2012 5:33:13 PM |
deal-violin | $43.01 | 12/7/2012 5:34:31 AM |
Zoomzoom22 | $46.77 | 12/6/2012 8:12:18 PM |
first-integrity-gravity | $50.00 | 12/7/2012 9:02:21 AM |
a-foxy-balance | $25.00 | 12/7/2012 10:52:52 AM |
EL_Papin | $25.00 | 12/7/2012 11:41:02 AM |
historic-value7 | $32.52 | 12/7/2012 12:16:53 PM |
Peacepower | $35.00 | 12/7/2012 3:52:05 PM |
skx | $25.00 | 12/7/2012 12:42:20 PM |
dordee | $40.00 | 12/7/2012 5:52:03 PM |
orange-dedication-maple | $25.00 | 12/7/2012 9:09:10 PM |
valiant-return584 | $50.00 | 12/7/2012 6:09:19 PM |
meoates1 | $25.00 | 12/8/2012 8:02:28 AM |
green-contract | $50.00 | 12/8/2012 11:36:52 AM |
punctual-nickel1 | $50.00 | 12/7/2012 10:23:59 PM |
contract-amigo7 | $25.00 | 12/8/2012 9:04:19 AM |
wwwUniversal | $25.00 | 12/8/2012 1:10:24 PM |
balanced-interest3 | $200.00 | 12/8/2012 2:53:04 PM |
keichi03 | $25.00 | 12/8/2012 4:13:05 PM |
fight4whatsright | $25.00 | 12/8/2012 1:03:39 PM |
LenderS23 | $34.11 | 12/8/2012 10:33:44 PM |
historic-reward468 | $100.00 | 12/8/2012 4:44:14 PM |
tranquil-gain1 | $75.00 | 11/26/2012 9:36:48 AM |
value-allocator1 | $100.00 | 11/26/2012 10:49:12 AM |
the-sweet-penny2 | $25.00 | 11/26/2012 12:28:08 PM |
vutah | $45.00 | 11/26/2012 11:41:56 AM |
Relaxo | $200.00 | 11/26/2012 6:04:25 PM |
WalnutCreekguy | $50.00 | 11/26/2012 7:01:42 PM |
return-point2 | $100.00 | 11/26/2012 5:45:46 PM |
jsa7cornell | $100.00 | 11/26/2012 9:15:34 PM |
theogeer | $25.00 | 11/27/2012 9:34:35 AM |
Frank512 | $25.00 | 11/27/2012 6:17:27 AM |
MateCocido | $25.00 | 11/27/2012 9:56:02 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:26:06 AM |
note-willow8 | $25.00 | 11/27/2012 10:52:54 AM |
Mucman72 | $25.00 | 11/27/2012 8:02:40 PM |
wealth-prodigy1 | $190.00 | 11/28/2012 5:11:34 AM |
asset-dominator5 | $25.00 | 11/28/2012 10:09:19 AM |
SemperFiMarines | $25.00 | 11/28/2012 1:18:29 PM |
smart-platinum7 | $35.81 | 11/28/2012 1:14:19 PM |
capital-blueberry | $25.00 | 11/29/2012 5:03:05 AM |
loot-chemistry2 | $51.07 | 11/29/2012 1:59:24 PM |
pious-openness | $35.00 | 11/29/2012 11:48:42 AM |
bm0816 | $25.00 | 11/29/2012 6:39:38 PM |
Bank42 | $25.00 | 11/30/2012 8:09:05 AM |
red-capital-harmonica | $25.00 | 11/29/2012 8:20:37 PM |
TheBigCheese | $41.07 | 11/30/2012 7:36:48 AM |
bazaar-linkage661 | $116.27 | 11/30/2012 8:12:31 AM |
Winged_Inspirations | $25.00 | 11/30/2012 2:43:39 PM |
MateCocido | $34.00 | 12/1/2012 9:50:01 AM |
social-comet7 | $25.00 | 12/1/2012 5:41:21 AM |
ucantbeetit | $25.00 | 12/1/2012 1:09:52 PM |
money-exchanger4 | $25.00 | 12/1/2012 2:24:40 PM |
jaxlender15 | $25.00 | 12/3/2012 5:06:24 AM |
bigdawg43 | $25.00 | 12/4/2012 7:35:45 AM |
hawkeyes26 | $50.00 | 12/4/2012 4:42:21 PM |
new-dynamic-value | $50.00 | 12/5/2012 12:15:19 AM |
selector568 | $300.00 | 12/5/2012 10:22:19 AM |
coin-gusto | $100.00 | 12/5/2012 2:54:32 PM |
direct-affluence8 | $50.00 | 12/5/2012 11:51:14 AM |
Star_Witness | $25.00 | 12/5/2012 8:01:15 PM |
slxvq | $30.00 | 12/6/2012 10:07:45 AM |
sensational-exchange1 | $25.00 | 12/6/2012 12:34:18 PM |
zippy-diversification471 | $25.00 | 12/6/2012 10:17:37 AM |
erdoc54 | $25.00 | 12/6/2012 11:14:02 AM |
zipemdown | $25.00 | 12/6/2012 6:03:24 PM |
vision2seavt | $50.00 | 12/7/2012 4:44:21 AM |
priceless-capital0 | $32.00 | 12/6/2012 7:04:44 PM |
finance-fighter4 | $25.00 | 12/6/2012 8:59:35 PM |
capnmonks | $50.00 | 12/7/2012 12:30:41 AM |
Spooky_Action | $25.00 | 12/7/2012 9:04:22 AM |
coin-flow541 | $99.90 | 12/7/2012 7:38:16 AM |
84928429 | $25.00 | 12/7/2012 10:21:52 AM |
jetset82 | $50.00 | 12/7/2012 11:41:20 AM |
cti11 | $241.44 | 12/7/2012 4:14:04 PM |
Obnoticus | $25.00 | 12/7/2012 5:11:33 PM |
newest-currency-vibrato | $25.00 | 12/7/2012 8:49:19 PM |
MrRooster101 | $25.00 | 12/8/2012 12:13:39 PM |
ethical-truth211 | $300.00 | 12/8/2012 8:15:36 AM |
Petiza | $25.00 | 12/8/2012 6:36:36 AM |
funds-oasis2 | $25.00 | 12/8/2012 12:48:41 PM |
underfrog | $28.97 | 12/8/2012 7:55:33 AM |
friendinmoney | $25.00 | 12/8/2012 8:39:25 AM |
mammalian4 | $25.00 | 12/8/2012 1:06:58 PM |
currency-persimmon | $25.00 | 12/8/2012 11:51:50 AM |
LODenterprises | $25.00 | 12/8/2012 6:18:35 PM |
emergeo | $50.00 | 12/9/2012 5:53:46 AM |
iLumberjack | $200.00 | 12/9/2012 6:54:26 AM |
cdfinance | $294.23 | 12/9/2012 7:40:59 AM |
128 Investments
|
Borrower Payment Dependent Notes Series
677135
This series of Notes was issued and sold upon the funding of the borrower loan #78813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Nov-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $362.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 22% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 11y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,779 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| keen-ore0 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $9500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tolerant-dime2 | $40.00 | 11/27/2012 9:38:56 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:26:16 AM |
WalnutCreekguy | $50.00 | 11/27/2012 10:31:42 AM |
octoberfresh | $35.00 | 11/27/2012 11:02:47 AM |
formula842 | $25.00 | 11/27/2012 10:45:09 AM |
entertaining-dollar298 | $25.00 | 11/27/2012 10:59:03 AM |
octoberfresh | $25.00 | 11/27/2012 11:07:26 AM |
octoberfresh | $35.00 | 11/27/2012 11:04:03 AM |
ferocious-kindness8 | $35.00 | 11/27/2012 11:21:14 AM |
thrifty-capital | $35.00 | 11/27/2012 12:21:04 PM |
wise-charming-reward | $300.00 | 11/27/2012 3:17:05 PM |
Nipper99 | $100.00 | 11/27/2012 3:30:55 PM |
payment-halo | $25.00 | 11/27/2012 9:37:55 PM |
transparency-position | $25.00 | 11/27/2012 8:12:37 PM |
refined-hope3 | $25.00 | 11/29/2012 6:19:44 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:53 PM |
Kaj | $25.00 | 11/29/2012 6:30:48 PM |
E-2 | $100.00 | 11/30/2012 4:14:40 PM |
ideal-peace5 | $87.00 | 11/30/2012 4:10:02 PM |
deal-banker | $25.00 | 12/1/2012 10:15:09 AM |
Elefunt | $25.00 | 12/1/2012 12:35:11 PM |
Whipster | $60.00 | 12/1/2012 12:56:57 PM |
ucantbeetit | $25.00 | 12/1/2012 1:10:11 PM |
john0720 | $25.00 | 12/1/2012 2:19:06 PM |
openness-antioxidant | $100.00 | 12/1/2012 2:22:28 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:38:00 PM |
red-duty-carrier | $25.00 | 12/2/2012 12:46:34 PM |
special-currency6 | $50.00 | 12/2/2012 5:48:25 PM |
first-inspiring-vigilance | $25.00 | 12/3/2012 5:01:31 PM |
enriched-return057 | $50.00 | 12/3/2012 2:57:27 PM |
NobisEst | $25.00 | 12/3/2012 6:55:49 PM |
life-is-great | $25.00 | 12/4/2012 9:49:00 AM |
first-graceful-contract | $25.00 | 12/4/2012 2:53:41 PM |
compassion-twister2 | $100.00 | 12/5/2012 10:06:23 AM |
Gotogo | $70.42 | 12/5/2012 1:16:03 PM |
dinero-launcher | $36.49 | 12/5/2012 1:40:52 PM |
escharfer | $25.00 | 12/5/2012 6:21:56 PM |
supersarah61 | $25.00 | 12/5/2012 5:05:32 PM |
Money_Working | $29.30 | 12/5/2012 5:53:03 PM |
Ballybay | $200.00 | 12/5/2012 5:59:09 PM |
power-lightning9 | $25.00 | 12/5/2012 7:20:38 PM |
peaceful-greenback719 | $30.00 | 12/6/2012 4:52:36 AM |
MoneyBadger | $25.00 | 12/6/2012 5:29:11 AM |
wonder3 | $30.00 | 12/6/2012 6:09:05 AM |
tomdooley12520 | $25.00 | 12/6/2012 7:34:04 AM |
EL_Papin | $25.00 | 12/5/2012 6:39:38 PM |
KADENA462 | $25.00 | 12/6/2012 8:45:49 AM |
hope-candy1 | $50.00 | 12/6/2012 7:33:00 AM |
N1ckV | $25.61 | 12/6/2012 9:08:34 AM |
first-integrity-gravity | $50.00 | 12/6/2012 10:14:25 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:57 AM |
social-zebra | $39.69 | 12/6/2012 10:58:42 AM |
moola-monger9 | $75.00 | 12/6/2012 12:21:36 PM |
leverage-accelerator | $31.33 | 12/6/2012 1:03:42 PM |
genius520 | $76.00 | 12/6/2012 10:34:52 AM |
sillyb | $50.00 | 12/6/2012 12:30:54 PM |
Tscheddar | $25.00 | 12/6/2012 5:06:01 PM |
zipemdown | $25.00 | 12/6/2012 6:04:19 PM |
careful-vigilance4 | $25.00 | 12/7/2012 9:20:09 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:31 AM |
mercuriant | $25.00 | 12/7/2012 9:49:39 AM |
proud-pound4 | $25.00 | 12/7/2012 10:17:58 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 11:08:40 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:12 AM |
valiant-return584 | $50.00 | 12/7/2012 6:09:40 PM |
dordee | $44.47 | 12/7/2012 5:59:41 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:44 PM |
contract-amigo7 | $25.00 | 12/8/2012 9:07:01 AM |
Nickle-Back | $25.00 | 12/8/2012 12:24:06 PM |
authoritative-platinum7 | $50.00 | 12/8/2012 1:31:11 PM |
dominickf | $50.00 | 12/8/2012 2:08:19 PM |
nashibaksi | $30.00 | 12/8/2012 6:17:41 PM |
av22 | $100.00 | 12/9/2012 8:45:13 AM |
icydog | $25.00 | 12/8/2012 8:47:40 PM |
BGILlender | $36.00 | 12/8/2012 9:20:36 PM |
padewy | $39.48 | 12/9/2012 8:51:36 AM |
simplelender80 | $75.00 | 12/9/2012 1:59:29 PM |
ElPadrino0 | $25.00 | 12/9/2012 9:35:12 PM |
bkwest01 | $50.00 | 12/10/2012 7:22:44 AM |
generous-cash1 | $200.00 | 12/10/2012 9:26:17 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:11 AM |
wildanne | $50.00 | 12/10/2012 9:42:57 AM |
jetspeedfuture | $35.00 | 12/10/2012 8:42:25 AM |
Leshan | $50.00 | 12/10/2012 3:35:42 PM |
CA-Lender | $25.00 | 12/10/2012 4:56:18 PM |
exciting-justice0 | $25.00 | 12/10/2012 5:13:44 PM |
goldtreasure | $25.00 | 12/10/2012 7:26:30 PM |
Wrats6 | $25.00 | 11/27/2012 9:07:07 AM |
scoobiedoo | $25.01 | 11/27/2012 9:04:53 AM |
EngineersAlliance | $100.00 | 11/27/2012 9:12:45 AM |
first-balance-neutron | $25.00 | 11/27/2012 10:22:49 AM |
thrilling-point2 | $40.00 | 11/27/2012 10:00:21 AM |
tranquil-gain1 | $75.00 | 11/27/2012 10:06:50 AM |
Nco | $100.00 | 11/27/2012 10:12:28 AM |
orange-preeminant-bill | $35.00 | 11/27/2012 10:38:02 AM |
transaction-seahorse0 | $25.00 | 11/27/2012 10:47:12 AM |
janeybooboo | $100.00 | 11/27/2012 11:20:13 AM |
blueshound | $25.00 | 11/27/2012 11:31:22 AM |
return-point2 | $100.00 | 11/27/2012 11:23:51 AM |
open-minded-p2p1 | $25.00 | 11/27/2012 1:28:01 PM |
marketplace-singularity3 | $25.00 | 11/27/2012 1:57:25 PM |
generous-deal6 | $25.00 | 11/27/2012 11:11:38 PM |
Endeavour | $150.00 | 11/28/2012 5:22:31 PM |
deal-selector5 | $25.00 | 11/28/2012 5:30:25 PM |
asset-professor | $35.00 | 11/28/2012 5:40:44 PM |
84928429 | $25.00 | 11/28/2012 6:11:32 PM |
Lender2895a | $100.00 | 11/29/2012 5:06:43 AM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:41 AM |
kenji4861 | $25.00 | 11/29/2012 10:07:40 AM |
successful-agreement7 | $100.00 | 11/29/2012 10:47:01 AM |
radiant-dinero2 | $25.00 | 11/30/2012 11:16:02 AM |
leodaguy | $100.00 | 11/30/2012 12:16:51 PM |
bright-idea11 | $25.00 | 11/30/2012 5:25:29 PM |
TumbleWeed88 | $25.00 | 11/30/2012 5:53:10 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:16 AM |
Weaverville | $25.00 | 12/1/2012 9:21:41 AM |
Investor_DP | $200.00 | 12/1/2012 1:07:28 PM |
balance-force | $35.00 | 12/1/2012 1:27:46 PM |
justreturns | $25.00 | 12/1/2012 2:05:15 PM |
industrious-p2ploan393 | $100.00 | 12/1/2012 8:44:58 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:41 PM |
Zorro_970 | $66.00 | 12/3/2012 9:41:18 AM |
visionary-generosity0 | $25.00 | 12/3/2012 8:16:20 AM |
orchestra960 | $300.00 | 12/3/2012 9:23:17 AM |
green-order-captain | $50.00 | 12/3/2012 10:33:44 AM |
Haydn-sav | $25.00 | 12/3/2012 5:20:59 PM |
HeroSupport | $50.00 | 12/4/2012 5:27:18 AM |
PFTLender | $25.00 | 12/4/2012 3:05:09 PM |
JoePaNation | $100.00 | 12/4/2012 6:31:53 PM |
market-pudding | $25.00 | 12/5/2012 11:52:37 AM |
ethical-truth211 | $400.00 | 12/5/2012 1:43:25 PM |
loyalist1 | $100.00 | 12/5/2012 2:01:13 PM |
justice-disk | $25.00 | 12/5/2012 11:46:39 AM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:37 PM |
global-invest-group | $25.00 | 12/5/2012 6:01:28 PM |
natural-worth9 | $100.00 | 12/5/2012 2:18:36 PM |
platinum-scientist9 | $25.00 | 12/5/2012 2:54:17 PM |
sympathetic-funds818 | $25.00 | 12/5/2012 6:58:02 PM |
euro-spark | $25.00 | 12/5/2012 6:06:49 PM |
keen-economy6 | $25.00 | 12/5/2012 6:32:39 PM |
SecondChanceLendingSERV | $25.00 | 12/6/2012 8:52:40 AM |
nimble-dedication1 | $50.00 | 12/5/2012 7:24:00 PM |
hml | $50.00 | 12/5/2012 11:31:42 PM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:09 AM |
massuot | $25.00 | 12/6/2012 9:24:43 AM |
integrity-electron9 | $50.00 | 12/5/2012 10:11:34 PM |
contract-amigo7 | $25.00 | 12/6/2012 6:58:21 AM |
agalt | $80.00 | 12/6/2012 8:31:20 AM |
benjamins-neutrino | $25.00 | 12/6/2012 11:46:20 AM |
Comoparklender | $25.00 | 12/6/2012 10:14:56 AM |
repayment-liberator7 | $25.00 | 12/6/2012 10:06:22 AM |
cajunguy | $35.00 | 12/6/2012 3:31:46 PM |
Ocean713 | $75.00 | 12/6/2012 11:18:03 AM |
Zion-CIF | $25.00 | 12/6/2012 3:32:52 PM |
ingenious-currency8 | $25.00 | 12/6/2012 4:35:37 PM |
commerce-venture1 | $25.00 | 12/6/2012 12:22:39 PM |
lunareclipse | $75.00 | 12/6/2012 1:10:59 PM |
priceless-capital0 | $31.00 | 12/6/2012 7:05:52 PM |
Kapitaal | $25.00 | 12/7/2012 7:27:24 AM |
terrific-dough6 | $28.00 | 12/7/2012 9:46:02 AM |
hope-den1 | $25.00 | 12/7/2012 10:04:28 AM |
cberthiaume | $25.00 | 12/7/2012 12:53:29 PM |
decisive-return611 | $100.00 | 12/7/2012 1:01:55 PM |
kulender | $100.00 | 12/7/2012 1:18:39 PM |
MasterTech33 | $30.00 | 12/7/2012 3:12:24 PM |
_G_ | $25.00 | 12/7/2012 3:28:52 PM |
persistent-dinero953 | $25.00 | 12/7/2012 4:27:14 PM |
yield-hut | $25.00 | 12/7/2012 11:17:05 AM |
thelovebug | $39.00 | 12/7/2012 11:33:08 AM |
oxnard | $50.00 | 12/8/2012 11:02:11 AM |
loan-fate | $50.00 | 12/8/2012 12:01:55 PM |
meoates1 | $25.00 | 12/8/2012 8:02:36 AM |
wwwUniversal | $25.00 | 12/8/2012 1:10:27 PM |
dedication-locomotive1 | $50.00 | 12/8/2012 3:32:15 PM |
Whatssofunnybout | $33.00 | 12/9/2012 11:23:19 AM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:11 PM |
listing-flower2 | $100.00 | 12/9/2012 9:07:24 PM |
glroark | $50.00 | 12/10/2012 6:22:39 AM |
pietro_torna_indietro | $50.00 | 12/10/2012 9:11:49 AM |
fervent-commerce | $75.00 | 12/10/2012 12:02:12 PM |
JonDough | $50.00 | 12/10/2012 1:29:02 PM |
buffalobills | $25.00 | 12/10/2012 1:51:27 PM |
heavy_ax | $50.00 | 12/10/2012 9:51:41 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:00 AM |
helping-out | $25.00 | 12/10/2012 4:09:31 PM |
miked8303 | $75.00 | 12/10/2012 6:23:04 PM |
principal-cooker2 | $50.00 | 12/10/2012 6:04:32 PM |
spiritual-compassion3-16 | $25.00 | 12/10/2012 7:23:11 PM |
unassailable-fund | $31.00 | 12/10/2012 5:45:28 PM |
palmetto933 | $25.00 | 12/10/2012 6:06:30 PM |
preeminant-moola6 | $25.00 | 12/10/2012 6:35:21 PM |
clean-penny059 | $100.00 | 12/10/2012 7:08:28 PM |
atlrealtor | $1.20 | 12/10/2012 7:40:00 PM |
193 Investments
|
Borrower Payment Dependent Notes Series
677163
This series of Notes was issued and sold upon the funding of the borrower loan #79261, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $565.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 26% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 7y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,056 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| No | | |
Screen name:
| thoughtful-wampum918 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Dept Consolidation
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...i always pay my bills on time
Monthly net income: $ 52,000.00
Monthly expenses:
Housing: $1,425.00
Insurance: $0.00
Car expenses: $0.00
Utilities: $60.00
Phone, cable, internet: $245.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $800
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MeggieStardust | $25.00 | 11/28/2012 5:28:23 PM |
octoberfresh | $25.00 | 11/28/2012 5:53:55 PM |
vutah | $45.00 | 11/28/2012 5:08:11 PM |
yield-journey | $25.00 | 11/28/2012 5:15:16 PM |
WalnutCreekguy | $50.00 | 11/28/2012 7:06:53 PM |
EngineersAlliance | $100.00 | 11/28/2012 5:32:01 PM |
ferocious-kindness8 | $35.00 | 11/28/2012 5:39:25 PM |
valiant-return584 | $50.00 | 11/28/2012 6:18:00 PM |
entertaining-dollar298 | $25.00 | 11/28/2012 6:29:22 PM |
tranquil-gain1 | $75.00 | 11/28/2012 6:41:28 PM |
wise-charming-reward | $300.00 | 11/28/2012 7:03:26 PM |
riskreward | $250.00 | 11/29/2012 11:07:44 AM |
JeremyLinFan | $30.00 | 11/29/2012 11:39:15 AM |
84928429 | $25.00 | 11/29/2012 5:23:35 PM |
DevinHill_IRA | $25.00 | 11/29/2012 5:23:41 PM |
bazaar-tulip | $25.00 | 11/29/2012 5:32:03 PM |
BlueSharp | $75.00 | 11/29/2012 7:29:43 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:27:07 PM |
bright-idea11 | $25.00 | 11/30/2012 9:44:47 AM |
first-serene-credit | $25.00 | 11/30/2012 1:41:30 PM |
order-refuge8 | $25.00 | 11/30/2012 12:25:52 PM |
ideal-peace5 | $100.00 | 11/30/2012 4:09:49 PM |
j2ee | $50.00 | 11/30/2012 4:09:18 PM |
finance-ecstasy7 | $25.00 | 12/1/2012 12:25:54 PM |
Interloper | $25.00 | 12/1/2012 10:36:46 AM |
deal-vibrato | $25.00 | 12/1/2012 1:25:14 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:46 PM |
elegant-loot | $50.00 | 12/1/2012 2:29:49 PM |
jybank | $49.00 | 12/1/2012 3:51:48 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:54 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:33:44 AM |
adir1 | $30.00 | 12/2/2012 10:47:21 PM |
credit-maple | $25.00 | 12/3/2012 10:26:59 AM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:40 AM |
Plow_n_Sow | $25.00 | 12/3/2012 5:03:28 PM |
herbyman | $50.00 | 12/3/2012 12:53:28 PM |
credit-commander1 | $25.00 | 12/3/2012 5:51:46 PM |
Haydn-sav | $25.00 | 12/3/2012 5:21:15 PM |
TumbleWeed88 | $25.00 | 12/3/2012 5:34:40 PM |
NobisEst | $25.00 | 12/3/2012 7:04:58 PM |
P2P4me | $200.00 | 12/5/2012 9:59:55 AM |
payout-paradise5 | $25.00 | 12/5/2012 10:15:37 AM |
Weaverville | $25.00 | 12/5/2012 8:41:46 PM |
invesor87 | $50.00 | 12/6/2012 7:39:30 AM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:11 AM |
dannycarter10 | $25.00 | 12/6/2012 9:49:37 AM |
EFS | $200.00 | 12/6/2012 12:39:53 PM |
bonus-seahorse | $25.00 | 12/6/2012 5:37:50 PM |
zipemdown | $25.00 | 12/6/2012 6:04:52 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:46:43 AM |
PaulW | $25.00 | 12/7/2012 4:27:25 AM |
Nemo2001 | $25.00 | 12/7/2012 9:50:01 AM |
enchanted-investment447 | $100.00 | 12/7/2012 10:08:19 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:12 AM |
john0720 | $25.00 | 12/7/2012 11:44:35 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:41:11 PM |
decisive-return611 | $100.00 | 12/7/2012 1:02:03 PM |
kulender | $100.00 | 12/7/2012 1:18:44 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:38 PM |
capital-web7 | $50.00 | 12/7/2012 8:51:58 PM |
tommymtg7 | $25.00 | 12/7/2012 6:59:47 PM |
loan-fate | $50.00 | 12/8/2012 12:02:02 PM |
SunnyMoney | $25.00 | 12/8/2012 2:52:45 PM |
BluElephant | $50.00 | 12/8/2012 1:29:22 PM |
dominickf | $50.00 | 12/8/2012 2:08:25 PM |
unforgettable-return6 | $25.00 | 12/9/2012 9:06:24 AM |
philantist | $25.00 | 12/8/2012 11:01:01 PM |
killdare | $25.00 | 12/9/2012 2:19:29 PM |
money-atizer | $25.00 | 12/10/2012 11:58:33 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:10 AM |
Gladglide | $25.00 | 12/10/2012 5:22:02 PM |
_G_ | $25.00 | 12/10/2012 6:19:02 PM |
InvestorJunkie | $25.00 | 12/11/2012 5:38:46 AM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:43 AM |
jddorsey | $50.00 | 12/11/2012 10:04:11 AM |
moola-gargantuan9 | $50.00 | 12/11/2012 9:24:07 AM |
truth-companion | $25.00 | 12/11/2012 10:45:39 AM |
MatrixAssetsLLC | $100.00 | 12/11/2012 10:30:50 AM |
green-loyalty-web | $25.00 | 12/11/2012 10:32:05 AM |
hitsman | $50.00 | 12/11/2012 10:33:13 AM |
Joyflyer | $25.00 | 12/11/2012 3:43:30 PM |
ltschetter | $25.00 | 12/11/2012 3:47:34 PM |
hope-hickory | $25.00 | 12/11/2012 3:23:53 PM |
palmetto933 | $25.00 | 12/11/2012 4:46:04 PM |
kalamari | $30.00 | 12/11/2012 1:03:13 PM |
MakeItPour | $25.00 | 12/11/2012 5:44:58 PM |
pollosquawk | $50.00 | 12/11/2012 3:45:11 PM |
platinum-czar | $43.46 | 12/11/2012 8:20:39 PM |
repayment-chihuahua3 | $25.00 | 12/12/2012 6:32:47 AM |
flexible-funds3 | $25.00 | 12/12/2012 9:07:31 AM |
haplender | $50.00 | 12/12/2012 9:08:06 AM |
first-class-yield9 | $25.00 | 12/12/2012 6:25:13 AM |
SummitAdvisors | $50.00 | 12/12/2012 9:13:36 AM |
cash-reaction2 | $25.00 | 12/12/2012 9:13:57 AM |
alexander-hamilton | $200.00 | 12/12/2012 9:14:46 AM |
lowlite6647 | $25.00 | 12/12/2012 9:18:18 AM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:14 AM |
new-gold-wrangler | $835.05 | 12/12/2012 9:19:47 AM |
Index_Plus | $2,500.00 | 12/12/2012 7:39:38 AM |
Roundhouse | $50.00 | 12/12/2012 7:58:04 AM |
melodious-fairness | $50.00 | 12/12/2012 9:06:24 AM |
bid-czar8 | $100.00 | 12/12/2012 9:06:50 AM |
ahalls | $25.00 | 12/12/2012 9:07:11 AM |
magnitude787 | $30.00 | 12/12/2012 9:08:21 AM |
keen-peace465 | $25.00 | 12/12/2012 9:08:33 AM |
harmonious-asset9 | $25.00 | 12/12/2012 9:08:58 AM |
resplendent-dollar | $25.00 | 12/12/2012 1:10:52 AM |
yield-lion | $25.00 | 12/12/2012 9:10:00 AM |
tender-commerce8 | $50.00 | 12/12/2012 9:10:10 AM |
euro-spark | $25.00 | 12/12/2012 2:55:39 AM |
greatwhiteninja | $25.00 | 12/12/2012 9:11:01 AM |
sjlnn | $25.00 | 12/12/2012 9:12:26 AM |
trade-caper | $50.00 | 12/12/2012 5:35:57 AM |
repayment-uprising | $25.00 | 12/12/2012 6:05:37 AM |
Simple3 | $30.95 | 12/12/2012 6:33:39 AM |
value-travels | $25.00 | 12/12/2012 7:06:11 AM |
87Marc | $25.00 | 12/12/2012 9:01:08 AM |
silver-saber | $125.00 | 12/12/2012 9:04:54 AM |
ASR3 | $50.00 | 12/12/2012 9:07:07 AM |
gizzywump | $25.00 | 12/12/2012 9:09:29 AM |
escharfer | $25.00 | 12/12/2012 9:14:59 AM |
micko | $25.00 | 12/12/2012 9:18:52 AM |
natural-affluence6 | $25.00 | 12/2/2012 9:02:45 AM |
return-point2 | $100.00 | 11/28/2012 5:52:10 PM |
aquariano2 | $25.00 | 11/28/2012 5:18:34 PM |
payment-halo | $25.00 | 11/28/2012 8:08:39 PM |
golffish2 | $25.00 | 11/29/2012 3:42:59 AM |
formula842 | $25.00 | 11/28/2012 6:52:05 PM |
tolerant-dime2 | $45.00 | 11/29/2012 9:34:21 AM |
natural-worth9 | $100.00 | 11/29/2012 8:12:15 AM |
openness-antioxidant | $54.00 | 11/29/2012 9:24:52 AM |
kind-lovely-marketplace | $50.00 | 11/29/2012 10:48:05 AM |
LittleMingo | $25.00 | 11/29/2012 11:52:27 AM |
deal-selector5 | $25.00 | 11/29/2012 5:10:57 PM |
transaction-seahorse0 | $25.00 | 11/29/2012 11:06:26 AM |
Harry | $75.00 | 11/29/2012 5:23:03 PM |
skillful-asset5 | $35.00 | 11/29/2012 4:48:14 PM |
prudent-dough458 | $25.00 | 11/29/2012 5:26:09 PM |
persist_in_doing | $25.00 | 11/29/2012 6:52:16 PM |
monster4 | $50.00 | 11/29/2012 5:33:45 PM |
golffish2 | $25.00 | 11/30/2012 6:28:43 AM |
nevee | $25.00 | 11/29/2012 6:33:09 PM |
Kaj | $25.00 | 11/29/2012 6:31:07 PM |
BostonCapital | $100.00 | 11/29/2012 6:44:08 PM |
finder61 | $25.00 | 11/29/2012 9:38:55 PM |
sharp-platinum326 | $25.00 | 11/30/2012 9:22:00 AM |
E-2 | $100.00 | 11/30/2012 4:14:01 PM |
nickel-ferret | $25.00 | 11/30/2012 4:30:48 PM |
Endeavour | $150.00 | 11/30/2012 5:27:45 PM |
dunox | $75.00 | 11/30/2012 4:16:12 PM |
successful-agreement7 | $100.00 | 11/30/2012 4:20:59 PM |
Zorro_970 | $100.00 | 11/30/2012 4:22:34 PM |
commerce-artisan8 | $50.00 | 11/30/2012 4:24:59 PM |
dunkard13 | $100.00 | 11/30/2012 6:07:46 PM |
gotjack-IRA | $25.02 | 11/30/2012 7:14:29 PM |
progress-credit | $25.00 | 12/1/2012 10:44:13 AM |
deal-banker | $100.00 | 12/1/2012 10:19:23 AM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:20 AM |
balance-force | $35.00 | 12/1/2012 1:28:02 PM |
abundanceforever | $48.00 | 12/3/2012 9:43:40 AM |
upbeat-investment9 | $25.00 | 12/3/2012 12:12:03 PM |
InvestorCrew | $30.01 | 12/3/2012 1:58:10 PM |
axl163 | $25.00 | 12/3/2012 4:21:44 PM |
uncl-sammy | $25.00 | 12/3/2012 6:13:01 PM |
pierrelasvegas | $25.00 | 12/4/2012 10:03:47 AM |
shoook | $25.00 | 12/4/2012 1:38:43 PM |
dime-smasher5 | $25.00 | 12/4/2012 12:56:41 PM |
PFTLender | $25.00 | 12/4/2012 3:05:26 PM |
entertaining-revenue4 | $50.00 | 12/5/2012 9:19:15 AM |
amicablenemesis | $50.00 | 12/5/2012 10:30:55 AM |
tech310 | $50.00 | 12/5/2012 10:33:00 AM |
bonus-apricot366 | $25.00 | 12/5/2012 5:39:57 PM |
NickelSteamroller | $25.00 | 12/6/2012 9:35:55 AM |
miked8303 | $75.00 | 12/6/2012 11:31:29 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:21:48 AM |
Tscheddar | $25.00 | 12/6/2012 5:06:22 PM |
richboy56 | $25.00 | 12/6/2012 7:37:21 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:18 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:59 AM |
rs999 | $25.00 | 12/7/2012 10:36:43 AM |
lionheart722 | $25.00 | 12/7/2012 10:35:44 AM |
wealth-competitor | $25.00 | 12/7/2012 10:11:02 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:46 AM |
currency-fan9 | $50.00 | 12/7/2012 2:13:04 PM |
fund-medalist171 | $30.00 | 12/8/2012 7:01:31 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:32:04 PM |
wonder3 | $25.00 | 12/8/2012 6:03:09 AM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:48 PM |
NorthernFunds | $50.00 | 12/8/2012 9:52:59 AM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:47 AM |
simplelender80 | $75.00 | 12/9/2012 2:00:18 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:16 PM |
helpbestican | $25.00 | 12/9/2012 6:07:25 PM |
dukeiyer | $25.00 | 12/10/2012 9:38:23 AM |
wildanne | $50.00 | 12/10/2012 9:43:01 AM |
exciting-justice0 | $25.00 | 12/10/2012 5:13:44 PM |
jga516 | $25.00 | 12/10/2012 5:18:44 PM |
principal-cooker2 | $50.00 | 12/10/2012 6:04:35 PM |
elation074 | $25.00 | 12/10/2012 8:56:33 PM |
saver224 | $50.00 | 12/10/2012 10:55:43 PM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:33 AM |
noble-value258 | $100.00 | 12/10/2012 9:32:08 PM |
scholarly-payment5 | $25.00 | 12/10/2012 10:05:40 PM |
a-graceful-yield | $50.00 | 12/10/2012 9:26:04 PM |
buffalobills | $25.00 | 12/11/2012 10:31:47 AM |
terrific-dough6 | $30.00 | 12/11/2012 9:56:47 AM |
misit | $25.00 | 12/11/2012 11:30:59 AM |
ethical-truth211 | $500.00 | 12/11/2012 1:48:19 PM |
robgw | $25.00 | 12/11/2012 10:19:45 AM |
KADENA462 | $25.00 | 12/11/2012 10:50:50 AM |
global-invest-group | $25.00 | 12/11/2012 10:35:49 AM |
Edakers | $25.00 | 12/11/2012 1:51:27 PM |
Nipper99 | $100.00 | 12/11/2012 3:38:42 PM |
glimmering-generosity0 | $50.00 | 12/11/2012 4:04:28 PM |
majestic-note6 | $68.00 | 12/11/2012 5:48:10 PM |
cr8on | $30.00 | 12/11/2012 5:08:49 PM |
Whipster | $35.00 | 12/11/2012 5:54:01 PM |
prudent-deal662 | $25.00 | 12/11/2012 5:51:30 PM |
Mucman72 | $25.00 | 12/11/2012 6:24:26 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:26 PM |
Odyssey77 | $25.00 | 12/11/2012 5:33:06 PM |
contract-amigo7 | $25.00 | 12/11/2012 6:07:56 PM |
ddog0224 | $50.00 | 12/11/2012 8:25:38 PM |
907 | $25.00 | 12/11/2012 9:08:43 PM |
peaceful-greenback719 | $25.12 | 12/12/2012 5:38:48 AM |
Flyinerb | $50.00 | 12/12/2012 6:34:54 AM |
Kumasan | $106.00 | 12/11/2012 7:14:15 PM |
Robin_Hood | $25.00 | 12/11/2012 7:35:13 PM |
trade-caper | $50.00 | 12/12/2012 5:36:02 AM |
retire_young | $25.00 | 12/12/2012 9:07:37 AM |
truth-haven5 | $25.00 | 12/12/2012 9:10:40 AM |
arkayem | $50.00 | 12/12/2012 9:13:25 AM |
pedroballgame | $50.00 | 12/12/2012 9:14:05 AM |
phenomenal-asset4 | $41.39 | 12/12/2012 7:39:39 AM |
roblender | $29.00 | 12/12/2012 9:08:53 AM |
EJL | $25.00 | 12/12/2012 9:09:15 AM |
sjc224 | $25.00 | 12/12/2012 9:12:47 AM |
social-cocktail1 | $200.00 | 12/12/2012 9:16:08 AM |
Smallbear | $25.00 | 12/12/2012 6:02:24 AM |
LaGrangeLender | $50.00 | 12/12/2012 6:06:30 AM |
spirited-greenback814 | $25.00 | 12/12/2012 6:23:32 AM |
intrepid-compassion29 | $25.00 | 12/12/2012 6:39:50 AM |
fund-tom-tom6 | $25.00 | 12/12/2012 9:02:06 AM |
fervent-repayment | $100.00 | 12/12/2012 9:11:05 AM |
EBITDA | $25.00 | 12/12/2012 9:13:12 AM |
EnglishGeekInNYC | $25.00 | 12/12/2012 9:14:24 AM |
wampum-optimization | $25.00 | 12/12/2012 9:17:54 AM |
on_your_side | $25.00 | 12/12/2012 9:19:34 AM |
248 Investments
|
Borrower Payment Dependent Notes Series
677217
This series of Notes was issued and sold upon the funding of the borrower loan #79214, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Nov-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-09-2012 |
|
Lender yield:
| 22.33% |
Borrower rate/APR:
| 23.33% / 25.86% |
Monthly payment:
| $340.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.76% | | |
| |
Estimated return*:
| 12.77% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1984 |
Debt/Income ratio:
| 31% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 16y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,697 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peace-cedar8 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2450.00
Monthly expenses: $
Housing: $.0
Insurance: $0
Car expenses: $300.00
Utilities: $200.00
Phone, cable, internet: $240.00
Food, entertainment: $50.00
Clothing, household expenses: $200.00
Credit cards and other loans: $600.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tolerant-dime2 | $41.00 | 11/26/2012 5:15:44 PM |
transparency-position | $110.00 | 11/26/2012 8:01:29 PM |
berniemadeoff | $70.00 | 11/26/2012 6:00:12 PM |
aquariano2 | $25.00 | 11/27/2012 7:22:44 AM |
WalnutCreekguy | $50.00 | 11/26/2012 7:02:51 PM |
payment-halo | $25.00 | 11/26/2012 8:10:12 PM |
Interest2thePeople | $100.00 | 11/27/2012 9:41:45 AM |
thrilling-point2 | $40.00 | 11/27/2012 9:59:26 AM |
thrilling-fund427 | $50.00 | 11/27/2012 10:06:36 AM |
money-fort | $25.00 | 11/27/2012 10:14:27 AM |
Jasner | $25.00 | 11/27/2012 10:44:05 AM |
monster4 | $50.00 | 11/27/2012 11:01:30 AM |
BigSkyFinancial | $28.69 | 11/27/2012 10:37:12 PM |
dunkard13 | $100.00 | 11/28/2012 9:27:01 AM |
bazaar-tulip | $25.00 | 11/29/2012 5:31:34 PM |
Kaj | $25.00 | 11/29/2012 6:30:41 PM |
dunox | $75.00 | 11/30/2012 4:16:09 PM |
kulender | $100.00 | 11/30/2012 6:10:10 PM |
Weaverville | $25.00 | 12/1/2012 9:21:37 AM |
pierrelasvegas | $25.00 | 12/1/2012 12:06:38 PM |
tech310 | $50.00 | 12/1/2012 1:01:24 PM |
Star_Witness | $25.00 | 12/1/2012 1:37:46 PM |
justreturns | $25.00 | 12/1/2012 2:05:14 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:37 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:27:54 PM |
scarlet-velvet | $50.08 | 12/2/2012 11:00:00 PM |
Haydn-sav | $25.00 | 12/3/2012 5:20:54 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:35 PM |
life-is-great | $25.00 | 12/4/2012 9:48:52 AM |
natural-worth9 | $50.00 | 12/5/2012 2:14:21 PM |
NickelSteamroller | $25.00 | 12/5/2012 5:34:30 PM |
escharfer | $25.00 | 12/5/2012 6:21:50 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:48 AM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:04 AM |
miked8303 | $75.00 | 12/6/2012 11:30:46 AM |
supersarah61 | $25.00 | 12/6/2012 4:13:52 PM |
stollcm | $25.00 | 12/6/2012 4:30:45 PM |
Tscheddar | $25.00 | 12/6/2012 5:05:50 PM |
first-graceful-contract | $25.00 | 12/6/2012 5:23:56 PM |
superstar449 | $43.93 | 12/6/2012 5:29:16 PM |
green-loyalty-web | $25.00 | 12/6/2012 6:15:23 PM |
money-bauble | $100.00 | 12/6/2012 6:32:26 PM |
reverent-finance79 | $50.00 | 12/6/2012 5:09:57 PM |
orearella3 | $30.00 | 12/6/2012 6:09:54 PM |
sympathetic-funds818 | $25.00 | 12/6/2012 5:55:22 PM |
jderek01 | $35.00 | 12/6/2012 6:34:13 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:10 AM |
graceful-fairness4 | $97.92 | 12/6/2012 9:58:43 PM |
wdworld | $50.00 | 12/7/2012 5:58:19 AM |
ethical-truth211 | $800.00 | 12/7/2012 6:01:41 AM |
mercuriant | $25.00 | 12/7/2012 9:49:38 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:36 AM |
generosity-battalion0 | $25.00 | 12/7/2012 10:13:03 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:22 AM |
BankofRon_IRA | $100.00 | 12/7/2012 11:34:37 AM |
decisive-return611 | $100.00 | 12/7/2012 1:01:52 PM |
hope-wrangler1 | $50.00 | 12/7/2012 2:02:20 PM |
_G_ | $25.00 | 12/7/2012 3:28:44 PM |
persistent-dinero953 | $25.00 | 12/7/2012 4:23:36 PM |
villagers | $50.00 | 12/7/2012 2:07:23 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:41 PM |
kpengineer | $25.00 | 12/7/2012 6:37:43 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:19 PM |
dordee | $44.47 | 12/7/2012 5:58:26 PM |
meoates1 | $25.00 | 12/8/2012 8:02:33 AM |
dough-dreams8 | $500.00 | 12/8/2012 9:51:10 AM |
LittleMingo | $25.00 | 12/8/2012 2:45:12 AM |
bibleinvestor3 | $25.00 | 12/8/2012 5:03:21 AM |
bewitching-dollar5 | $100.00 | 12/8/2012 12:53:38 PM |
Leshan | $50.00 | 12/8/2012 7:29:34 AM |
keichi03 | $25.00 | 12/8/2012 4:11:21 PM |
alexander-hamilton | $83.00 | 12/8/2012 1:17:36 PM |
bazaar-festivity | $25.00 | 12/8/2012 1:27:22 PM |
BluElephant | $50.00 | 12/8/2012 1:29:16 PM |
prendani | $25.00 | 12/8/2012 8:19:49 PM |
cdfinance | $531.03 | 12/9/2012 7:37:41 AM |
Munnie | $25.00 | 12/9/2012 6:38:43 AM |
valiant-return584 | $50.00 | 11/26/2012 5:21:05 PM |
Wrats6 | $25.00 | 11/26/2012 5:06:52 PM |
octoberfresh | $25.00 | 11/26/2012 7:42:58 PM |
return-point2 | $100.00 | 11/26/2012 5:46:14 PM |
fervent-commerce | $25.00 | 11/26/2012 6:10:02 PM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:25:35 AM |
deal-selector5 | $25.00 | 11/27/2012 5:55:24 PM |
Dubbs360 | $50.00 | 11/27/2012 6:28:16 PM |
E-2 | $100.00 | 11/30/2012 4:14:22 PM |
successful-agreement7 | $100.00 | 11/30/2012 4:20:57 PM |
reinforced-velocity158 | $25.00 | 11/30/2012 9:01:30 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:14 AM |
ucantbeetit | $25.00 | 12/1/2012 1:10:07 PM |
balance-force | $35.00 | 12/1/2012 1:27:43 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:39 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:35 PM |
herbyman | $50.00 | 12/3/2012 12:31:09 PM |
helpful-fund7 | $52.00 | 12/5/2012 6:01:43 AM |
Rob717171 | $75.00 | 12/5/2012 9:46:40 PM |
abundant-euro0 | $40.00 | 12/6/2012 4:24:52 PM |
Index_Plus | $4,500.00 | 12/6/2012 3:43:08 PM |
zipemdown | $25.00 | 12/6/2012 6:04:09 PM |
hitsman | $50.00 | 12/6/2012 6:21:04 PM |
hml | $50.00 | 12/6/2012 11:53:08 PM |
receptive-affluence035 | $25.00 | 12/7/2012 6:29:05 AM |
wale-ld | $40.00 | 12/6/2012 10:20:46 PM |
wildanne | $50.00 | 12/7/2012 9:51:41 AM |
SmartBanking | $25.00 | 12/7/2012 10:00:10 AM |
adaboy65 | $75.00 | 12/7/2012 11:21:40 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 11:08:54 AM |
yield-hut | $25.00 | 12/7/2012 11:17:04 AM |
circuitfive | $25.00 | 12/7/2012 6:07:22 PM |
dukeiyer | $25.00 | 12/7/2012 6:42:01 PM |
NorthernFunds | $50.00 | 12/8/2012 9:52:56 AM |
EFS | $100.00 | 12/7/2012 8:23:29 PM |
compatible-deal9 | $25.00 | 12/8/2012 12:23:10 PM |
power-lightning9 | $25.00 | 12/8/2012 1:25:18 AM |
quest0 | $44.91 | 12/8/2012 4:36:49 AM |
loan-fate | $50.00 | 12/8/2012 12:01:51 PM |
Nickle-Back | $25.00 | 12/8/2012 12:24:05 PM |
BradP | $25.00 | 12/8/2012 5:53:29 PM |
point-oyster5 | $25.00 | 12/8/2012 1:06:29 PM |
fervent-repayment | $100.00 | 12/8/2012 1:45:11 PM |
wwwUniversal | $25.00 | 12/8/2012 1:10:26 PM |
Iwillhuntyoudown | $25.00 | 12/9/2012 12:50:48 AM |
itsmaj | $32.97 | 12/9/2012 1:09:31 AM |
a-resplendent-commitment | $25.00 | 12/9/2012 7:22:57 AM |
journey517 | $25.00 | 12/8/2012 1:37:30 PM |
dedication-locomotive1 | $100.00 | 12/8/2012 3:29:15 PM |
blueshound | $25.00 | 12/8/2012 6:50:12 PM |
icydog | $25.00 | 12/8/2012 8:47:40 PM |
128 Investments
|
Borrower Payment Dependent Notes Series
677229
This series of Notes was issued and sold upon the funding of the borrower loan #79198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,283.96 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 11.75% |
Listing Start date:
| Nov-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 27.27% |
Borrower rate/APR:
| 28.27% / 30.93% |
Monthly payment:
| $359.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.93% | | |
| |
Estimated return*:
| 13.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,721 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| pagoda930 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Conductor/Railroad
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3500
Monthly expenses: $1200
Housing: $600
Insurance: $250
Car expenses: $180
Utilities: $230
Phone, cable, internet: $160
Food, entertainment: $340
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 11/26/2012 9:03:54 PM |
InChicago | $80.04 | 11/26/2012 5:05:35 PM |
return-point2 | $100.00 | 11/26/2012 5:46:14 PM |
WalnutCreekguy | $50.00 | 11/26/2012 7:02:51 PM |
DevinHill_IRA | $25.00 | 11/26/2012 8:44:06 PM |
SLN-10 | $60.00 | 11/27/2012 12:20:38 PM |
newest-currency-vibrato | $25.00 | 11/27/2012 6:35:56 PM |
asset-professor | $35.00 | 11/28/2012 10:11:16 AM |
five-star-justice | $25.00 | 11/28/2012 10:09:20 AM |
successful-agreement7 | $100.00 | 11/29/2012 10:46:59 AM |
leodaguy | $100.00 | 11/30/2012 12:16:48 PM |
Weaverville | $25.00 | 12/1/2012 9:21:37 AM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:14 AM |
credit-adventurer313 | $25.00 | 12/1/2012 1:55:13 PM |
a-credit-rotation | $25.00 | 12/4/2012 11:01:24 AM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:21 AM |
careful-vigilance4 | $25.00 | 12/6/2012 10:28:51 AM |
zipemdown | $25.00 | 12/6/2012 6:04:09 PM |
Makingitrain | $25.00 | 12/7/2012 9:51:17 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:09 AM |
Index_Plus | $3,000.00 | 12/7/2012 3:36:35 PM |
hope-wrangler1 | $50.00 | 12/7/2012 2:02:20 PM |
kulender | $100.00 | 12/7/2012 1:18:38 PM |
MissionMicroFinance | $25.00 | 12/8/2012 12:51:42 PM |
Comoparklender | $25.00 | 12/8/2012 12:27:26 PM |
platinum-czar | $25.00 | 12/8/2012 6:39:57 PM |
Engineer44 | $25.00 | 12/8/2012 4:10:02 PM |
ideal-fairness339 | $25.00 | 12/9/2012 2:30:34 AM |
RoyFauntleroy | $177.66 | 12/9/2012 8:41:13 AM |
trenttucker32 | $25.70 | 12/10/2012 6:58:44 AM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:09 PM |
credit-socrates648 | $300.00 | 12/10/2012 2:34:18 PM |
yonderalaska | $78.20 | 12/10/2012 11:25:02 AM |
RockAngelHair | $25.00 | 12/10/2012 11:42:52 AM |
miked8303 | $75.00 | 12/10/2012 10:21:39 AM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:14 PM |
economy-coup | $200.00 | 11/29/2012 12:45:38 AM |
open-minded-p2p1 | $25.00 | 11/26/2012 5:48:52 PM |
LendingPimp_2 | $100.00 | 11/27/2012 12:05:36 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:26:14 AM |
receptive-affluence035 | $25.00 | 11/27/2012 11:28:21 AM |
capital-investor8 | $25.00 | 11/27/2012 12:20:51 PM |
kenji4861 | $25.00 | 11/28/2012 10:15:04 AM |
thrilling-fund427 | $50.00 | 11/28/2012 1:19:04 PM |
frogperson | $50.00 | 11/28/2012 9:53:18 PM |
DreisersFinancier | $50.00 | 11/29/2012 10:58:45 AM |
Kaj | $25.00 | 11/29/2012 6:30:41 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:37 PM |
melodious-openness | $100.00 | 12/2/2012 8:54:20 PM |
Haydn-sav | $25.00 | 12/3/2012 5:20:55 PM |
life-is-great | $25.00 | 12/4/2012 9:48:53 AM |
escharfer | $25.00 | 12/5/2012 6:21:50 PM |
Tscheddar | $25.00 | 12/6/2012 5:49:23 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:49 AM |
money-bauble | $100.00 | 12/6/2012 11:03:36 AM |
stocker | $25.00 | 12/7/2012 5:16:46 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:23 AM |
_G_ | $25.00 | 12/7/2012 3:28:45 PM |
decisive-return611 | $100.00 | 12/7/2012 1:01:52 PM |
valiant-return584 | $50.00 | 12/7/2012 6:09:33 PM |
ethical-truth211 | $500.00 | 12/8/2012 6:45:42 AM |
ethical-truth211 | $200.00 | 12/9/2012 12:06:33 PM |
simplelender80 | $75.00 | 12/9/2012 1:59:15 PM |
jrcctexas25 | $25.00 | 12/9/2012 11:49:12 PM |
community-gorilla | $100.00 | 12/10/2012 6:19:35 AM |
nurak2 | $25.00 | 12/9/2012 5:42:27 PM |
bartekr | $50.00 | 12/10/2012 9:20:27 AM |
banker34 | $25.00 | 12/10/2012 9:21:14 AM |
rjcoutur2001 | $42.30 | 12/10/2012 8:47:46 AM |
ddog0224 | $25.00 | 12/10/2012 12:12:37 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:08 AM |
bkwest01 | $50.00 | 12/10/2012 7:22:41 AM |
yougottaloveit | $35.06 | 12/10/2012 11:06:14 AM |
MrBrightEyes | $25.00 | 12/10/2012 11:36:02 AM |
Ocean713 | $75.00 | 12/10/2012 11:52:13 AM |
420limo | $25.00 | 12/10/2012 1:47:42 PM |
MilitaryAV8R | $25.00 | 12/10/2012 1:49:30 PM |
FootoftheMountain | $25.00 | 12/10/2012 3:54:48 PM |
78 Investments
|
Borrower Payment Dependent Notes Series
677375
This series of Notes was issued and sold upon the funding of the borrower loan #79312, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-03-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $264.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,412 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| glowing-market958 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 27 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2010)
|
Principal balance:
| $847.48 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 27 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $99.00 | 12/3/2012 5:38:02 PM |
slimof37 | $25.00 | 12/3/2012 5:09:26 PM |
pious-benjamins1 | $25.00 | 12/3/2012 5:54:27 PM |
entertaining-rate9 | $25.00 | 12/3/2012 5:16:39 PM |
Zolton | $300.00 | 12/3/2012 5:28:23 PM |
wetlands | $200.00 | 12/3/2012 5:44:44 PM |
creditjunky | $50.00 | 12/3/2012 8:05:57 PM |
windguy | $50.00 | 12/3/2012 5:53:15 PM |
gravbox | $25.00 | 12/3/2012 6:47:15 PM |
CreditBuilder2 | $25.01 | 12/3/2012 7:03:57 PM |
thankful-nickel2 | $55.55 | 12/4/2012 9:41:50 AM |
Socorro_Capital_Partners | $25.01 | 12/4/2012 10:00:30 AM |
supersarah61 | $25.00 | 12/4/2012 1:34:17 PM |
SergRoosterDu | $25.00 | 12/5/2012 6:05:39 AM |
LaGrangeLender | $60.00 | 12/5/2012 10:15:53 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:42 AM |
first-serene-credit | $25.00 | 12/5/2012 10:19:16 AM |
Tscheddar | $25.00 | 12/5/2012 12:18:14 PM |
treasure-hunter270 | $50.00 | 12/5/2012 4:36:01 PM |
dunkard13 | $100.00 | 12/5/2012 6:00:32 PM |
KaChingInvestments | $25.00 | 12/7/2012 5:27:10 AM |
cerebral-dollar773 | $25.00 | 12/7/2012 6:03:28 AM |
Arvicco | $400.00 | 12/7/2012 9:31:01 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:55 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 7:08:04 PM |
elog238 | $25.00 | 12/9/2012 6:56:54 AM |
loan-mongoose1 | $25.00 | 12/9/2012 12:43:38 PM |
appetizing-velocity4 | $25.00 | 12/9/2012 2:59:16 PM |
grammaspurse | $25.00 | 12/9/2012 7:41:32 PM |
valiant-money | $40.00 | 12/10/2012 8:46:22 AM |
hope-hickory8 | $25.00 | 12/10/2012 5:29:15 AM |
payout-paladin3 | $150.00 | 12/10/2012 12:40:35 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:07:14 AM |
wildanne | $50.00 | 12/10/2012 10:20:20 AM |
Senechal | $25.00 | 12/11/2012 5:01:08 AM |
sushi537 | $25.00 | 12/11/2012 3:09:55 AM |
LimaGuy | $32.57 | 12/11/2012 8:33:41 AM |
KileNSmyth4 | $28.69 | 12/11/2012 8:07:21 AM |
fearless-bonus473 | $67.89 | 12/11/2012 8:09:21 AM |
xtrabuck | $100.00 | 12/11/2012 8:56:07 AM |
1NiceLender | $25.00 | 12/11/2012 10:11:08 AM |
wealth-pipeline | $25.00 | 12/11/2012 10:43:38 AM |
Empower-personal-responsibility | $25.00 | 12/11/2012 10:44:25 AM |
kalamari | $30.00 | 12/11/2012 1:03:30 PM |
kls4560 | $25.00 | 12/11/2012 10:18:16 AM |
hitsman | $50.00 | 12/11/2012 10:33:15 AM |
enticing-capital6 | $50.00 | 12/11/2012 10:36:18 AM |
Joyflyer | $40.14 | 12/11/2012 3:36:00 PM |
CashFlowLender | $25.00 | 12/11/2012 4:30:09 PM |
commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:42 PM |
prudent-deal662 | $25.00 | 12/11/2012 5:51:31 PM |
upperdeck | $25.00 | 12/11/2012 7:49:00 PM |
Josphine | $25.00 | 12/12/2012 5:21:59 AM |
awesome-generosity4 | $25.00 | 12/12/2012 6:27:17 AM |
coin-lesson3 | $30.43 | 12/12/2012 6:33:09 AM |
bid-catalyst0 | $100.00 | 12/12/2012 11:47:33 AM |
moneytolend72 | $30.00 | 12/12/2012 12:08:45 PM |
SageSimCollege | $50.09 | 12/12/2012 12:49:55 PM |
Castellan | $31.00 | 12/12/2012 5:11:08 PM |
svjeller | $50.00 | 12/12/2012 1:54:47 PM |
trumpeter391 | $50.00 | 12/12/2012 11:13:00 AM |
currency-persimmon | $25.00 | 12/12/2012 11:55:52 AM |
finance-coyote3 | $438.01 | 12/13/2012 4:04:49 AM |
loyalty-cupcake6 | $200.00 | 12/12/2012 5:52:42 PM |
listing-flower2 | $100.00 | 12/12/2012 10:30:48 PM |
Brisket_Bob | $25.00 | 12/13/2012 7:25:10 AM |
crown-year | $750.00 | 12/13/2012 11:46:18 AM |
generous-aloha2 | $25.00 | 12/13/2012 3:56:01 PM |
Trigirl23 | $25.00 | 12/13/2012 10:30:12 AM |
trail5 | $25.00 | 12/13/2012 12:06:32 PM |
Avicell | $25.00 | 12/13/2012 6:21:15 PM |
bazaar-tulip | $25.00 | 12/3/2012 6:05:37 PM |
mymoneyblog | $25.00 | 12/3/2012 5:31:31 PM |
five-star-note | $25.00 | 12/3/2012 7:06:42 PM |
glimmering-liberty616 | $25.00 | 12/3/2012 8:08:01 PM |
riskreward | $250.00 | 12/3/2012 5:52:08 PM |
leodaguy | $100.00 | 12/3/2012 6:20:36 PM |
deal-vibrato | $25.00 | 12/4/2012 9:51:42 AM |
basis-spartan922 | $25.00 | 12/4/2012 8:08:54 AM |
thehousewife | $25.00 | 12/4/2012 9:14:37 AM |
RGlad | $65.00 | 12/4/2012 11:22:26 AM |
janeybooboo | $25.25 | 12/4/2012 12:10:51 PM |
loot-prescription3 | $25.00 | 12/4/2012 5:25:44 PM |
moola-accelerator6 | $60.00 | 12/4/2012 7:46:17 PM |
indomitable-coin | $25.00 | 12/5/2012 9:53:35 AM |
tolerant-dinero2 | $25.00 | 12/5/2012 9:08:10 AM |
octoberfresh | $25.00 | 12/5/2012 11:20:16 AM |
yield-voyager8 | $25.00 | 12/5/2012 11:25:46 AM |
franzzua | $25.00 | 12/5/2012 6:03:21 PM |
Sweaty-Butt-Crack | $25.00 | 12/5/2012 6:48:03 PM |
108lender | $200.00 | 12/6/2012 9:59:40 AM |
first-graceful-contract | $25.00 | 12/6/2012 8:11:12 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:39 AM |
payout-paladin3 | $150.00 | 12/6/2012 10:19:35 AM |
purposeful-durability8 | $100.00 | 12/6/2012 5:32:21 PM |
Gordon_Gekko1 | $35.00 | 12/6/2012 9:32:47 PM |
peace-adventurer3 | $25.00 | 12/6/2012 6:59:17 PM |
vigilance-accruer | $25.00 | 12/7/2012 9:16:19 AM |
virtuous-repayment | $25.00 | 12/7/2012 10:26:37 AM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:26 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:38:49 PM |
astute-benjamins | $25.00 | 12/8/2012 10:47:00 AM |
simplelender80 | $500.00 | 12/9/2012 12:31:39 PM |
forceful-note8 | $50.00 | 12/9/2012 1:18:05 PM |
heavy_ax | $50.00 | 12/10/2012 9:51:48 AM |
khamen | $25.00 | 12/10/2012 10:36:55 PM |
promise2 | $25.00 | 12/11/2012 7:41:04 AM |
TT-Bend | $25.00 | 12/11/2012 8:34:14 AM |
Rivermaverick | $25.00 | 12/11/2012 8:25:58 AM |
innovator10 | $500.00 | 12/11/2012 9:40:29 AM |
Chillito | $25.00 | 12/11/2012 8:40:21 AM |
terryaj | $25.00 | 12/11/2012 9:09:09 AM |
phaded | $25.00 | 12/11/2012 9:40:16 AM |
philly_eagles | $25.00 | 12/11/2012 10:24:30 AM |
ethical-truth211 | $100.00 | 12/11/2012 1:46:08 PM |
sassybaskets | $42.66 | 12/11/2012 4:12:08 PM |
Ocean713 | $75.00 | 12/11/2012 12:21:37 PM |
Eminent_Endeavors | $27.56 | 12/11/2012 12:23:05 PM |
GlocalPM | $25.00 | 12/11/2012 3:41:28 PM |
Calyx | $25.00 | 12/11/2012 12:54:21 PM |
dunox | $75.00 | 12/11/2012 5:26:59 PM |
power-defender7 | $25.00 | 12/11/2012 5:52:24 PM |
SugarMommy | $25.00 | 12/11/2012 5:37:12 PM |
ddog0224 | $50.00 | 12/11/2012 8:22:58 PM |
jybank | $50.00 | 12/11/2012 11:30:03 PM |
value-trophy8 | $92.76 | 12/12/2012 4:05:55 AM |
Roundhouse | $50.00 | 12/12/2012 8:01:15 AM |
DonaldColorado | $100.00 | 12/11/2012 6:27:09 PM |
intrepid-compassion29 | $25.00 | 12/12/2012 6:40:40 AM |
entertaining-revenue4 | $50.00 | 12/12/2012 9:22:12 AM |
compoundinterest | $25.00 | 12/12/2012 9:10:33 AM |
handy-affluence9 | $25.00 | 12/12/2012 6:18:38 AM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:42 AM |
pthighs | $166.55 | 12/12/2012 10:49:06 AM |
balance-force | $28.00 | 12/12/2012 1:52:34 PM |
djh47a | $25.00 | 12/12/2012 1:14:34 PM |
marwadi-62 | $100.00 | 12/12/2012 1:44:47 PM |
hopeful-truth5 | $150.00 | 12/12/2012 11:34:43 AM |
agalt | $75.00 | 12/12/2012 12:32:02 PM |
compassion-paladin042 | $25.00 | 12/12/2012 1:17:20 PM |
FinanceFrazier | $200.00 | 12/12/2012 1:53:35 PM |
Astyanax | $30.00 | 12/12/2012 7:13:51 PM |
kind-cash-porcelain | $50.00 | 12/12/2012 10:26:16 PM |
income-fortress | $25.00 | 12/13/2012 10:17:29 AM |
Chrishu | $25.00 | 12/13/2012 9:54:37 AM |
compatible-deal9 | $25.00 | 12/13/2012 12:48:04 PM |
drluong | $25.00 | 12/13/2012 1:56:53 PM |
Sagamore | $250.00 | 12/13/2012 2:26:20 PM |
bill-tent1 | $50.00 | 12/13/2012 12:20:22 PM |
crown-year | $1,000.00 | 12/13/2012 11:36:14 AM |
elasermd | $88.83 | 12/13/2012 6:27:16 PM |
helping-out | $30.00 | 12/13/2012 5:59:47 PM |
152 Investments
|
Borrower Payment Dependent Notes Series
677549
This series of Notes was issued and sold upon the funding of the borrower loan #78870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,664.61 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 2.49% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $447.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 16% |
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,910 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| investmentenstein658 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Life Saving
Purpose of loan:
This loan will be used to repair car engine, buy new tires, and fly home for Christmas to see
83 year old mother.
My financial situation:
I am a good candidate for this loan because I have a steady job and no debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Zolton | $300.00 | 11/27/2012 5:59:42 PM |
gravbox | $25.00 | 11/27/2012 6:57:11 PM |
CreditBuilder2 | $50.01 | 11/27/2012 7:43:37 PM |
cahjoon | $25.00 | 11/28/2012 10:24:25 AM |
loot-prescription3 | $40.00 | 11/29/2012 5:59:04 AM |
wetlands | $200.00 | 11/29/2012 10:59:09 AM |
natural-balance881 | $40.00 | 12/7/2012 5:38:16 PM |
sqdrew | $25.00 | 12/10/2012 3:38:27 PM |
deegeeman | $25.00 | 12/10/2012 5:27:01 PM |
Castellan | $50.00 | 12/10/2012 5:33:58 PM |
sprinter | $50.00 | 12/10/2012 4:51:23 PM |
fearless-wampum2 | $25.00 | 12/10/2012 5:50:47 PM |
progressive-economy261 | $400.00 | 12/10/2012 5:10:28 PM |
value-caravan | $25.00 | 12/10/2012 5:12:16 PM |
Asynch | $25.00 | 12/10/2012 5:57:39 PM |
Promethyl | $25.00 | 12/10/2012 6:04:09 PM |
Xeo | $25.00 | 12/10/2012 3:46:59 PM |
hope-wrangler1 | $50.00 | 12/10/2012 4:16:55 PM |
georgethesir | $50.00 | 12/10/2012 6:17:35 PM |
funds-captain4 | $50.00 | 12/10/2012 5:47:59 PM |
IP | $25.00 | 12/10/2012 5:48:15 PM |
Avala | $100.00 | 12/10/2012 6:29:03 PM |
power-kin | $25.00 | 12/10/2012 5:15:16 PM |
tender-integrity3 | $100.00 | 12/10/2012 5:54:08 PM |
a-resplendent-commitment | $25.00 | 12/10/2012 6:02:54 PM |
magical-credit523 | $25.00 | 12/10/2012 5:26:32 PM |
gmoney37 | $25.00 | 12/10/2012 5:28:25 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:30:32 PM |
KU83 | $25.00 | 12/10/2012 6:15:21 PM |
Strato | $25.00 | 12/10/2012 11:15:24 PM |
bowerz | $25.00 | 12/10/2012 8:13:34 PM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:25 AM |
uagrad | $25.00 | 12/11/2012 4:23:53 AM |
best-vivacious-funds | $25.00 | 12/11/2012 9:11:50 AM |
noble-value258 | $100.00 | 12/10/2012 9:31:57 PM |
the-shrewd-wampum | $25.00 | 12/11/2012 9:17:53 AM |
MARSTUN | $36.00 | 12/11/2012 9:19:01 AM |
dood2112 | $25.00 | 12/11/2012 9:22:27 AM |
resolute-felicity353 | $25.00 | 12/11/2012 9:30:22 AM |
illustrado | $25.00 | 12/11/2012 9:30:29 AM |
TCayce | $25.00 | 12/11/2012 9:35:54 AM |
saver224 | $50.00 | 12/10/2012 10:55:37 PM |
deborahz | $25.00 | 12/11/2012 9:40:53 AM |
excellent-funds649 | $50.00 | 12/11/2012 9:41:38 AM |
bicyclebear | $25.00 | 12/11/2012 9:42:52 AM |
commerce-web5 | $25.00 | 12/11/2012 9:44:51 AM |
investment-accruer4 | $97.00 | 12/11/2012 9:45:36 AM |
reaction5 | $25.00 | 12/11/2012 9:46:32 AM |
newest-note-journey | $25.00 | 12/11/2012 9:48:39 AM |
mvalley | $25.00 | 12/11/2012 9:06:56 AM |
fiddlerzvi | $49.00 | 12/11/2012 9:07:23 AM |
transparency-baton | $25.00 | 12/11/2012 9:10:18 AM |
scholarly-velocity6 | $30.00 | 12/11/2012 9:11:46 AM |
KeepOnRunning | $100.00 | 12/11/2012 9:12:09 AM |
greenback-snowdome1 | $50.00 | 12/11/2012 10:00:24 AM |
shaker348 | $25.00 | 12/11/2012 10:00:50 AM |
exact-loan5 | $50.00 | 12/11/2012 10:07:32 AM |
dochelp | $50.00 | 12/11/2012 10:11:50 AM |
chlebie | $50.00 | 12/11/2012 9:27:31 AM |
shred123 | $25.00 | 12/11/2012 9:32:42 AM |
well-mannered-power8 | $25.00 | 12/11/2012 10:16:52 AM |
ore-slingshot0 | $25.00 | 12/11/2012 9:35:19 AM |
american6 | $50.00 | 12/11/2012 10:24:14 AM |
handy-money9 | $45.00 | 12/11/2012 9:42:50 AM |
blissful-ore5 | $25.00 | 12/11/2012 9:07:02 AM |
srgriff | $25.00 | 12/11/2012 9:08:32 AM |
treasure-dreamer7 | $25.00 | 12/11/2012 9:53:10 AM |
UstedEsElHombre | $100.00 | 12/11/2012 9:54:14 AM |
the-bill-gatherer | $25.00 | 12/11/2012 9:11:02 AM |
rate-mogul | $50.00 | 12/11/2012 9:15:43 AM |
jrbill1998 | $50.00 | 12/11/2012 10:00:03 AM |
MorleyTwirl | $50.00 | 12/11/2012 10:42:16 AM |
Cash-Flow | $1,500.00 | 12/11/2012 10:01:28 AM |
payout-harmony4 | $75.00 | 12/11/2012 9:21:49 AM |
Ivan2007 | $50.00 | 12/11/2012 9:23:57 AM |
encore02 | $50.00 | 12/11/2012 10:04:07 AM |
proper-exchange8 | $50.00 | 12/11/2012 10:04:49 AM |
lendacity | $25.00 | 12/11/2012 9:29:42 AM |
Ninjago | $45.00 | 12/11/2012 10:09:18 AM |
lounges | $34.00 | 12/11/2012 9:33:08 AM |
clean-greenback5 | $25.00 | 12/11/2012 10:09:48 AM |
treasure-pipeline | $25.00 | 12/11/2012 10:13:10 AM |
meenan | $25.00 | 12/11/2012 10:49:22 AM |
studious-bonus7 | $100.00 | 12/11/2012 10:49:41 AM |
enticing-note | $25.00 | 12/11/2012 9:41:27 AM |
jsw7us | $50.00 | 12/11/2012 9:43:25 AM |
eg192 | $25.00 | 12/11/2012 10:22:41 AM |
BB-ptoploan | $50.00 | 12/11/2012 9:45:56 AM |
CompoundInterest-TheSeventhWundr | $25.00 | 12/11/2012 10:59:10 AM |
fcukciti | $35.00 | 12/11/2012 10:24:24 AM |
Aimvest | $25.00 | 12/11/2012 10:24:38 AM |
friendly-gold | $25.00 | 12/11/2012 11:03:55 AM |
sturdy-fairness0 | $100.00 | 12/11/2012 9:50:43 AM |
marketplace-cello5 | $25.00 | 12/11/2012 10:29:11 AM |
indomitable-coin | $25.00 | 12/11/2012 9:55:23 AM |
ready-bid9 | $50.00 | 12/11/2012 9:56:23 AM |
adventurer447 | $300.00 | 12/11/2012 10:01:39 AM |
skuba | $30.00 | 12/11/2012 10:02:43 AM |
diversification-medalist | $25.00 | 12/11/2012 10:09:00 AM |
trapper569 | $25.00 | 12/11/2012 10:09:52 AM |
ijspence | $25.00 | 12/11/2012 10:15:10 AM |
platinum-genetics | $25.00 | 12/11/2012 10:50:28 AM |
bonanza1973 | $25.00 | 12/11/2012 10:51:35 AM |
Koomarbit | $30.00 | 12/11/2012 10:24:00 AM |
awe-inspiring-commitment972 | $50.00 | 12/11/2012 10:24:54 AM |
MadHun | $200.00 | 12/11/2012 10:25:18 AM |
chomper969 | $25.00 | 12/11/2012 10:25:20 AM |
sclark | $25.00 | 12/11/2012 11:03:12 AM |
diversification-gala1 | $25.00 | 12/11/2012 10:31:16 AM |
Cheburashka | $30.00 | 12/11/2012 10:34:10 AM |
hons2000 | $25.00 | 12/11/2012 11:19:49 AM |
Ocean713 | $75.00 | 12/11/2012 12:28:49 PM |
loyalty-sherpa | $25.00 | 12/11/2012 10:55:05 AM |
asya | $25.00 | 12/11/2012 11:05:43 AM |
appastk | $25.00 | 12/11/2012 11:06:28 AM |
DadWarbucks | $25.00 | 12/11/2012 11:07:57 AM |
superb-commerce9 | $25.00 | 12/11/2012 12:02:46 PM |
yield-voyager8 | $25.00 | 11/27/2012 7:59:02 PM |
whitegoldira | $150.00 | 11/28/2012 8:00:23 PM |
HikeMoab | $25.00 | 11/29/2012 8:39:26 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:24 AM |
persist_in_doing | $25.00 | 11/29/2012 6:52:09 PM |
franzzua | $25.00 | 11/30/2012 6:48:07 AM |
dunox | $75.00 | 11/30/2012 4:15:10 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:48 PM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:17 PM |
supersarah61 | $25.00 | 12/10/2012 4:11:06 PM |
point-oyster5 | $25.00 | 12/10/2012 5:03:17 PM |
mlw | $50.00 | 12/10/2012 5:14:18 PM |
geniusj | $25.00 | 12/10/2012 5:39:10 PM |
auction-iris9 | $120.00 | 12/10/2012 5:20:45 PM |
enthralling-investment | $25.00 | 12/10/2012 5:22:18 PM |
adaboy65 | $100.00 | 12/10/2012 6:08:33 PM |
plentiful-note6 | $25.00 | 12/10/2012 6:08:56 PM |
Investoman | $25.00 | 12/10/2012 6:11:09 PM |
spoolin18t | $50.00 | 12/10/2012 4:33:06 PM |
jtrue71 | $25.00 | 12/10/2012 5:33:27 PM |
britgsb | $50.00 | 12/10/2012 5:39:34 PM |
versatile-dime442 | $900.00 | 12/10/2012 5:15:56 PM |
mighty-value | $25.00 | 12/10/2012 5:55:55 PM |
jjd2 | $50.00 | 12/10/2012 5:56:20 PM |
jga516 | $25.00 | 12/10/2012 5:18:35 PM |
ASLIBD | $25.00 | 12/10/2012 5:24:39 PM |
Bikram | $50.00 | 12/10/2012 6:09:55 PM |
TomDalonajay | $25.00 | 12/10/2012 5:31:01 PM |
urbane-deal152 | $27.00 | 12/10/2012 6:15:45 PM |
scholarly-liberty3 | $25.00 | 12/10/2012 6:21:04 PM |
dignified-finance | $50.00 | 12/10/2012 5:49:49 PM |
kbmin | $25.00 | 12/10/2012 8:15:44 PM |
LibbyZ | $50.00 | 12/10/2012 8:24:28 PM |
ItsJustMe79 | $25.00 | 12/10/2012 6:38:32 PM |
jdashv | $25.00 | 12/10/2012 8:51:31 PM |
tylerfd | $50.00 | 12/10/2012 6:10:23 PM |
dly2007 | $25.00 | 12/10/2012 6:26:17 PM |
victor111818 | $25.00 | 12/10/2012 8:28:15 PM |
bowdish1 | $75.00 | 12/10/2012 6:35:10 PM |
payment-associate5 | $100.00 | 12/10/2012 8:48:56 PM |
magical-fairness4 | $25.00 | 12/11/2012 7:39:57 AM |
astute-benjamins | $25.00 | 12/10/2012 8:20:06 PM |
anacent | $25.00 | 12/11/2012 12:54:37 AM |
fantastic-openness | $400.00 | 12/10/2012 8:50:20 PM |
Spring342 | $25.00 | 12/11/2012 9:11:27 AM |
a-graceful-yield | $50.00 | 12/10/2012 9:25:51 PM |
worth-gazelle5 | $25.00 | 12/11/2012 5:50:19 AM |
responsibility-cherry6 | $25.00 | 12/11/2012 9:15:49 AM |
Splangy613 | $25.00 | 12/11/2012 9:16:30 AM |
silver-philosopher | $25.00 | 12/11/2012 6:36:46 AM |
Tapu22 | $25.00 | 12/11/2012 9:20:43 AM |
6moonbeams | $50.00 | 12/11/2012 9:21:02 AM |
forthright-contract2 | $25.00 | 12/10/2012 9:41:55 PM |
Jalebi | $25.00 | 12/11/2012 9:21:42 AM |
77dowplace | $40.60 | 12/10/2012 10:03:27 PM |
charming-economy438 | $25.00 | 12/11/2012 9:33:27 AM |
bxdoc | $25.00 | 12/11/2012 9:44:08 AM |
maldok1 | $25.00 | 12/11/2012 9:47:03 AM |
elasermd | $34.00 | 12/11/2012 9:03:08 AM |
hopethisworks | $25.00 | 12/11/2012 9:06:47 AM |
investment-pro4 | $50.00 | 12/11/2012 9:09:31 AM |
glider537 | $25.00 | 12/11/2012 9:09:39 AM |
gold-commander0 | $25.00 | 12/11/2012 9:57:40 AM |
postalwhiz | $25.00 | 12/11/2012 9:12:12 AM |
dc_lobster | $25.00 | 12/11/2012 9:12:59 AM |
ualf | $48.00 | 12/11/2012 9:15:24 AM |
Adam_00 | $50.00 | 12/11/2012 9:59:57 AM |
hostbank | $25.00 | 12/11/2012 10:00:59 AM |
helpinghand63 | $25.00 | 12/11/2012 9:20:09 AM |
socrates520 | $50.00 | 12/11/2012 9:24:31 AM |
larslfe | $25.00 | 12/11/2012 10:08:11 AM |
nourishing-point1 | $25.00 | 12/11/2012 7:33:35 AM |
balance-computer9 | $25.00 | 12/11/2012 9:25:42 AM |
What-goes-around-comes-around | $25.00 | 12/11/2012 10:13:12 AM |
point653 | $25.00 | 12/11/2012 9:31:14 AM |
egw | $50.00 | 12/11/2012 9:34:44 AM |
Tylerh | $27.00 | 12/11/2012 10:18:58 AM |
hayman2013 | $25.00 | 12/11/2012 10:19:03 AM |
JJ9876 | $25.00 | 12/11/2012 10:22:10 AM |
debt-fuse158 | $25.00 | 12/11/2012 10:24:10 AM |
ramsba | $50.00 | 12/11/2012 9:42:40 AM |
gracej | $25.00 | 12/11/2012 9:44:05 AM |
rcm87 | $50.00 | 12/11/2012 9:02:38 AM |
PRGuyinVA | $25.00 | 12/11/2012 10:27:52 AM |
influential-responsibility9 | $25.00 | 12/11/2012 9:48:20 AM |
riproaringrapids | $50.00 | 12/11/2012 9:48:50 AM |
lending_well | $25.00 | 12/11/2012 10:31:51 AM |
igloo268 | $25.00 | 12/11/2012 9:52:34 AM |
HamachiMan | $50.00 | 12/11/2012 9:11:43 AM |
skiberdad | $50.00 | 12/11/2012 9:13:15 AM |
enterprising-integrity | $34.00 | 12/11/2012 9:16:37 AM |
w3alter | $50.00 | 12/11/2012 9:59:14 AM |
mtp | $43.00 | 12/11/2012 9:59:21 AM |
jhussey | $51.00 | 12/11/2012 10:00:20 AM |
minista | $25.00 | 12/11/2012 10:00:54 AM |
resolute-basis9 | $25.00 | 12/11/2012 10:42:36 AM |
Patter256 | $25.00 | 12/11/2012 10:44:12 AM |
joshua18 | $25.00 | 12/11/2012 9:25:03 AM |
DirtyJenga | $25.00 | 12/11/2012 9:26:20 AM |
lakshmilila | $25.00 | 12/11/2012 10:07:55 AM |
benevolent-moola291 | $50.00 | 12/11/2012 9:31:35 AM |
jonathan10s | $25.00 | 12/11/2012 10:09:38 AM |
delivery | $25.00 | 12/11/2012 10:10:23 AM |
gallant-economy9 | $50.00 | 12/11/2012 10:16:12 AM |
Medic05 | $25.00 | 12/11/2012 10:51:45 AM |
stoopidnoodle | $25.00 | 12/11/2012 10:22:24 AM |
solin003 | $25.00 | 12/11/2012 9:45:33 AM |
Headhunter14 | $25.00 | 12/11/2012 10:55:46 AM |
lost-money-so-far-on-these | $25.00 | 12/11/2012 9:48:11 AM |
dime-explosion | $25.00 | 12/11/2012 11:02:45 AM |
Taxman44 | $25.00 | 12/11/2012 9:49:11 AM |
dckpolo | $25.00 | 12/11/2012 10:26:51 AM |
durability-solstice8 | $50.00 | 12/11/2012 10:27:46 AM |
brazilofmux | $55.00 | 12/11/2012 10:33:45 AM |
unassuming-p2ploan774 | $40.00 | 12/11/2012 10:37:19 AM |
sharpey | $25.00 | 12/11/2012 10:37:24 AM |
compoundinterest | $25.00 | 12/11/2012 10:01:57 AM |
mennleo | $150.00 | 12/11/2012 10:39:07 AM |
Sang1963 | $50.00 | 12/11/2012 10:44:55 AM |
SpareChangeHero | $25.00 | 12/11/2012 10:04:33 AM |
gold-pudding6 | $60.00 | 12/11/2012 10:05:25 AM |
economy-tuba7 | $50.00 | 12/11/2012 10:07:13 AM |
papaman | $25.00 | 12/11/2012 10:09:50 AM |
karenlu1 | $25.00 | 12/11/2012 10:16:28 AM |
xphile | $25.00 | 12/11/2012 10:17:10 AM |
dinero-pecan6 | $25.00 | 12/11/2012 1:38:31 PM |
authentic-liberty7 | $25.00 | 12/11/2012 10:51:23 AM |
zone6 | $100.00 | 12/11/2012 10:51:39 AM |
lean-gain5 | $1,000.00 | 12/11/2012 10:55:11 AM |
new-truth-chuckler | $33.00 | 12/11/2012 10:28:27 AM |
duty-plum | $32.00 | 12/11/2012 11:03:18 AM |
hitsman | $50.00 | 12/11/2012 10:33:13 AM |
notupdated | $25.00 | 12/11/2012 10:38:15 AM |
commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:30 PM |
intrepid-payment7 | $25.00 | 12/11/2012 10:42:29 AM |
penny-firestarter | $25.00 | 12/11/2012 12:08:16 PM |
california111 | $25.00 | 12/11/2012 4:57:05 PM |
jbaum | $29.00 | 12/11/2012 10:49:06 AM |
Dazz2061 | $25.00 | 12/11/2012 10:50:50 AM |
zoomdrm57 | $25.00 | 12/11/2012 10:58:34 AM |
sympathetic-funds818 | $25.00 | 12/11/2012 11:06:52 AM |
genuine-greenback | $50.00 | 12/11/2012 4:51:30 PM |
aldeed | $50.00 | 12/11/2012 1:02:55 PM |
worlds-best-exchange353 | $25.00 | 12/11/2012 2:05:36 PM |
marketplace-conductor886 | $100.00 | 12/11/2012 2:41:03 PM |
fabulous-commitment36 | $25.00 | 12/11/2012 3:31:09 PM |
263 Investments
|
Borrower Payment Dependent Notes Series
677579
This series of Notes was issued and sold upon the funding of the borrower loan #78756, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-09-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $203.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 25% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
9 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,730 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| generosity-aspen |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off high-interest payday loans and re-secure a good financial standing.
My financial situation: I make good money, but I am in a program to pay off my credit cards, which will be completed within the next year. As a result, when unexpected emergencies arose I turned to payday loans, and the high-interest rates compounded my problem.
I am a good candidate for this loan because I always pay my debts. I make good money ($50,000 at my current day job, and another $25,000 a year or so from a contract job I do on the side) so I am able to repay the loan; I would just like the easier breathing room with the payday loans paid off.
Monthly net income: $ 3880.00
Monthly expenses: $ 3507
Housing: $ 1260.00
Insurance: $ 112
Car expenses: $ 285
Utilities: $ 100
Phone, cable, internet: $ 200
Food, entertainment: $ 400
Clothing, household expenses: $100
Credit cards and other loans: $ 860
Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Interest2thePeople | $100.00 | 11/27/2012 5:08:22 PM |
tolerant-dime2 | $36.00 | 11/27/2012 5:21:49 PM |
dedicated-contract755 | $40.00 | 11/27/2012 5:59:09 PM |
berniemadeoff | $70.00 | 11/27/2012 5:20:17 PM |
rate-advocator7 | $250.00 | 11/27/2012 5:38:59 PM |
vutah | $45.00 | 11/27/2012 5:38:49 PM |
jubilant-capital1 | $25.00 | 11/27/2012 8:24:49 PM |
valiant-return584 | $50.00 | 11/27/2012 6:31:27 PM |
orange-preeminant-bill | $50.00 | 11/28/2012 4:53:41 AM |
LuvToLend | $25.00 | 11/28/2012 10:37:59 AM |
HikeMoab | $25.00 | 11/29/2012 8:34:37 AM |
Goat-herder | $25.00 | 11/29/2012 6:49:49 PM |
nevee | $25.00 | 12/2/2012 12:20:14 PM |
ethical-truth211 | $500.00 | 12/2/2012 3:53:05 PM |
credit-commander1 | $25.00 | 12/3/2012 5:23:57 PM |
E-2 | $100.00 | 12/4/2012 5:22:11 PM |
thrilling-fund427 | $50.00 | 12/4/2012 5:20:36 PM |
green-high-five7 | $37.25 | 12/4/2012 5:38:03 PM |
monster4 | $50.00 | 12/4/2012 5:49:21 PM |
axl163 | $25.00 | 12/4/2012 11:00:06 PM |
Whipster | $55.00 | 12/5/2012 5:19:02 AM |
fulfilling-bazaar4 | $100.00 | 12/4/2012 6:35:59 PM |
new-start18100 | $25.00 | 12/4/2012 6:59:00 PM |
deal-vibrato | $25.00 | 12/4/2012 6:26:38 PM |
HeroSupport | $35.00 | 12/5/2012 5:21:28 AM |
tech310 | $50.00 | 12/5/2012 10:32:58 AM |
fund-medalist171 | $33.00 | 12/5/2012 5:38:54 PM |
dlenz | $25.00 | 12/6/2012 5:31:15 AM |
Rob717171 | $75.00 | 12/5/2012 9:46:42 PM |
helpful-fund7 | $57.50 | 12/6/2012 3:44:00 AM |
miked8303 | $75.00 | 12/6/2012 11:31:05 AM |
Black_Dog_Lending | $50.00 | 12/6/2012 9:53:48 PM |
mercuriant | $25.00 | 12/7/2012 9:49:39 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:38 AM |
jstnow | $25.00 | 12/7/2012 9:54:28 AM |
one-midas | $25.00 | 12/7/2012 10:47:14 AM |
villagers | $50.00 | 12/7/2012 2:07:26 PM |
adaboy65 | $75.00 | 12/7/2012 11:21:48 AM |
_G_ | $25.00 | 12/7/2012 3:28:53 PM |
decisive-return611 | $100.00 | 12/7/2012 1:01:58 PM |
money-bauble | $100.00 | 12/7/2012 5:18:39 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:20 PM |
theaterguy | $30.00 | 12/7/2012 3:40:10 PM |
tommymtg7 | $25.00 | 12/7/2012 6:59:45 PM |
newest-phenomenal-dinero | $75.00 | 12/7/2012 6:12:16 PM |
Leshan | $50.00 | 12/8/2012 7:28:06 AM |
bankojerry | $25.00 | 12/8/2012 8:09:55 AM |
RebuildingAmerica | $26.48 | 12/8/2012 2:39:53 AM |
treasure-coyote3 | $25.00 | 12/7/2012 7:20:28 PM |
gjm6d | $25.00 | 12/8/2012 12:11:52 PM |
Engineer44 | $25.00 | 12/8/2012 4:14:18 PM |
BankofRon_IRA | $82.00 | 12/8/2012 12:48:37 PM |
BluElephant | $50.00 | 12/8/2012 1:29:18 PM |
DaveTheWave | $50.00 | 12/8/2012 3:10:23 PM |
cajunguy | $30.00 | 12/9/2012 10:54:42 AM |
value-caravan | $25.00 | 12/9/2012 11:59:37 AM |
simplelender80 | $100.00 | 12/9/2012 1:51:15 PM |
Bob450 | $25.00 | 12/9/2012 11:55:49 AM |
ONECENTATATIME | $26.00 | 12/9/2012 1:51:23 PM |
appetizing-loyalty354 | $25.00 | 11/27/2012 6:17:13 PM |
octoberfresh | $25.00 | 11/27/2012 5:20:30 PM |
kind-lovely-marketplace | $50.00 | 11/27/2012 5:23:18 PM |
Nco | $100.00 | 11/27/2012 6:44:03 PM |
84928429 | $50.00 | 11/27/2012 5:35:15 PM |
EngineersAlliance | $100.00 | 11/27/2012 6:10:57 PM |
Dubbs360 | $50.00 | 11/27/2012 6:28:22 PM |
return-point2 | $100.00 | 11/27/2012 6:29:54 PM |
natural-worth9 | $100.00 | 11/28/2012 9:19:47 AM |
WalnutCreekguy | $50.00 | 11/28/2012 10:17:35 AM |
Interloper | $50.00 | 11/28/2012 11:47:53 AM |
transparency-position | $110.00 | 11/28/2012 12:06:08 PM |
bazaar-tulip | $25.00 | 11/29/2012 5:31:42 PM |
Mucman72 | $25.00 | 12/2/2012 7:32:47 PM |
finder61 | $25.00 | 12/2/2012 1:57:08 PM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:25 AM |
five-star-note | $25.00 | 12/3/2012 12:48:40 PM |
successful-agreement7 | $100.00 | 12/4/2012 5:27:24 PM |
dunox | $75.00 | 12/4/2012 5:22:54 PM |
Endeavour | $150.00 | 12/4/2012 6:59:53 PM |
gold-sushi | $25.00 | 12/4/2012 5:40:47 PM |
Kaj | $25.00 | 12/4/2012 6:10:11 PM |
Haydn-sav | $25.00 | 12/4/2012 6:30:12 PM |
dunkard13 | $100.00 | 12/4/2012 6:30:32 PM |
pierrelasvegas | $25.00 | 12/5/2012 9:38:47 AM |
EFS | $200.00 | 12/5/2012 12:42:48 AM |
BankofRon | $25.00 | 12/5/2012 9:16:26 AM |
LittleMingo | $30.00 | 12/5/2012 11:09:14 AM |
scarlet-velvet | $50.08 | 12/5/2012 4:07:37 PM |
just-loyalty643 | $50.00 | 12/5/2012 6:34:54 PM |
Weaverville | $25.00 | 12/5/2012 8:41:42 PM |
SpreadsheetSolutions | $25.00 | 12/5/2012 11:12:12 PM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:10 AM |
dannycarter10 | $25.00 | 12/6/2012 9:47:41 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:00 AM |
patriot897 | $25.00 | 12/6/2012 9:32:05 AM |
prudent-deal662 | $25.00 | 12/6/2012 9:58:08 AM |
green-loyalty-web | $25.00 | 12/6/2012 10:10:35 AM |
ingenious-currency8 | $25.00 | 12/6/2012 4:53:22 PM |
first-graceful-contract | $25.00 | 12/6/2012 11:07:51 AM |
ferpeiks | $218.00 | 12/6/2012 2:31:48 PM |
careful-dinero21 | $25.00 | 12/6/2012 1:31:39 PM |
vigorous-velocity | $250.00 | 12/6/2012 5:34:29 PM |
rtfproducer | $25.00 | 12/6/2012 5:04:27 PM |
Tscheddar | $25.00 | 12/6/2012 5:06:09 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:46:41 AM |
pureIRA | $150.00 | 12/7/2012 5:45:50 AM |
zipemdown | $25.00 | 12/6/2012 6:04:28 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:13 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:44 AM |
escharfer | $25.00 | 12/7/2012 9:08:50 AM |
Yogidog | $25.00 | 12/7/2012 10:01:18 AM |
generosity-battalion0 | $25.00 | 12/7/2012 10:14:51 AM |
mystical-diversification1 | $25.00 | 12/7/2012 9:49:21 AM |
crdcteng | $25.00 | 12/7/2012 9:57:57 AM |
enriching-trade2 | $50.00 | 12/7/2012 10:17:24 AM |
kulender | $100.00 | 12/7/2012 1:18:41 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 11:11:33 AM |
magnetic-duty4 | $25.00 | 12/7/2012 2:06:01 PM |
MyPFBlog | $25.00 | 12/7/2012 3:33:04 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:43 PM |
persistent-dinero953 | $25.00 | 12/7/2012 4:29:10 PM |
loan-fate | $50.00 | 12/8/2012 12:01:56 PM |
bid-tweet7 | $30.03 | 12/7/2012 7:18:48 PM |
NorthernFunds | $50.00 | 12/8/2012 9:52:57 AM |
meoates1 | $25.00 | 12/8/2012 8:02:37 AM |
compatible-deal9 | $25.00 | 12/8/2012 12:22:18 PM |
mammalian4 | $25.00 | 12/8/2012 12:52:48 PM |
wwwUniversal | $25.00 | 12/8/2012 1:10:27 PM |
Craigopher | $25.00 | 12/9/2012 9:24:40 AM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:41 AM |
historic-nickel | $25.00 | 12/8/2012 3:12:14 PM |
keichi03 | $25.00 | 12/8/2012 4:12:16 PM |
ethical-truth211 | $233.66 | 12/9/2012 5:24:56 PM |
133 Investments
|
Borrower Payment Dependent Notes Series
677599
This series of Notes was issued and sold upon the funding of the borrower loan #78780, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $517.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 7y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,598 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| money-reformer9 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit cards
My financial situation:
I am a good candidate for this loan because...I am able to make the payments on current cards, but I want a fixed term to pay them off.
Monthly net income: $ 4800.00
Monthly expenses: $ 2060.00
Housing: $ 450.00
Insurance: $ 120.00
Car expenses: $ 440.00
Utilities: $ incl in rent
Phone, cable, internet: $ 100.00
Food, entertainment: $ 400.00
Clothing, household expenses: $
Credit cards and other loans: $ 550.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
methodical-interest039 | $35.00 | 11/26/2012 5:11:47 PM |
tolerant-dime2 | $39.00 | 11/26/2012 5:14:17 PM |
ferocious-kindness8 | $35.00 | 11/26/2012 6:41:41 PM |
valiant-return584 | $50.00 | 11/26/2012 5:21:06 PM |
84928429 | $50.00 | 11/26/2012 5:25:14 PM |
aquariano2 | $25.00 | 11/27/2012 7:14:26 AM |
money-genome84 | $250.00 | 11/26/2012 8:20:57 PM |
Interest2thePeople | $100.00 | 11/27/2012 9:41:46 AM |
Abece | $150.60 | 11/27/2012 3:56:12 PM |
transparency-position | $49.00 | 11/27/2012 8:16:13 PM |
deal-selector5 | $25.00 | 11/29/2012 10:06:43 AM |
thrilling-fund427 | $50.00 | 11/29/2012 10:36:45 AM |
dunkard13 | $100.00 | 11/29/2012 5:41:26 PM |
bibliomania | $50.00 | 11/29/2012 8:01:08 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:49 PM |
first-serene-credit | $25.00 | 11/30/2012 1:37:12 PM |
reinforced-velocity158 | $25.00 | 11/30/2012 8:59:19 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:14 AM |
deal-vibrato | $25.00 | 12/1/2012 1:24:40 PM |
tech310 | $50.00 | 12/1/2012 1:01:25 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:38 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:27:55 PM |
CA-Lender | $25.00 | 12/3/2012 11:25:32 AM |
just-loyalty643 | $50.00 | 12/3/2012 8:38:08 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:35 PM |
green-high-five7 | $37.25 | 12/4/2012 5:39:30 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:50 AM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:05 AM |
miked8303 | $75.00 | 12/6/2012 11:30:48 AM |
ferpeiks | $220.00 | 12/6/2012 2:31:48 PM |
zipemdown | $25.00 | 12/6/2012 6:04:11 PM |
helpful-fund7 | $50.00 | 12/6/2012 7:09:13 PM |
vigorous-velocity | $300.00 | 12/6/2012 5:34:28 PM |
TumbleWeed88 | $25.00 | 12/6/2012 6:33:27 PM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:37 AM |
fund-tom-tom6 | $25.00 | 12/7/2012 10:03:34 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:23 AM |
adaboy65 | $75.00 | 12/7/2012 11:21:40 AM |
exchange-colonel7 | $27.90 | 12/7/2012 1:52:16 PM |
BankofRon_IRA | $100.00 | 12/7/2012 11:34:37 AM |
persistent-dinero953 | $25.00 | 12/7/2012 4:24:24 PM |
villagers | $50.00 | 12/7/2012 2:07:23 PM |
Myrick | $25.00 | 12/7/2012 2:51:59 PM |
Index_Plus | $4,000.00 | 12/7/2012 3:37:44 PM |
_G_ | $25.00 | 12/7/2012 3:28:46 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 4:37:25 PM |
kpengineer | $25.00 | 12/7/2012 6:37:43 PM |
tommymtg7 | $25.00 | 12/7/2012 6:59:43 PM |
loan-fate | $50.00 | 12/8/2012 12:01:52 PM |
Whipster | $60.00 | 12/8/2012 12:02:08 PM |
dough-dreams8 | $500.00 | 12/8/2012 9:52:09 AM |
NorthernFunds | $50.00 | 12/8/2012 9:52:56 AM |
BluElephant | $50.00 | 12/8/2012 1:29:17 PM |
genius520 | $100.00 | 12/8/2012 12:39:46 PM |
first-graceful-contract | $28.79 | 12/8/2012 11:02:59 PM |
paradigm_shift | $100.00 | 12/9/2012 5:13:32 AM |
DaveTheWave | $25.00 | 12/8/2012 2:57:27 PM |
SunnyMoney | $25.00 | 12/8/2012 3:05:52 PM |
Craigopher | $25.00 | 12/9/2012 9:21:04 AM |
supersarah61 | $25.00 | 12/8/2012 4:12:57 PM |
ethical-truth211 | $300.00 | 12/9/2012 10:01:30 AM |
DaveTheWave | $50.00 | 12/8/2012 3:00:46 PM |
Nickle-Back | $25.00 | 12/9/2012 12:45:21 PM |
a-resplendent-commitment | $25.00 | 12/9/2012 7:22:57 AM |
ethical-truth211 | $700.00 | 12/9/2012 3:25:08 AM |
simplelender80 | $75.00 | 12/9/2012 1:59:16 PM |
bewitching-dollar5 | $100.00 | 12/9/2012 12:56:54 PM |
Toby1montana | $50.00 | 12/9/2012 1:13:36 PM |
BigBroJake | $25.00 | 12/10/2012 5:16:42 AM |
MoneyBadger | $25.00 | 12/10/2012 5:59:21 AM |
Sixmil | $100.00 | 12/9/2012 1:56:38 PM |
winegeek | $500.00 | 12/10/2012 8:05:07 AM |
fervent-repayment | $100.00 | 12/10/2012 9:02:29 AM |
commerce-venture1 | $25.00 | 12/9/2012 2:34:42 PM |
top-visionary-truth | $25.00 | 12/10/2012 5:30:47 AM |
stills | $50.61 | 12/10/2012 5:31:23 AM |
trenttucker32 | $25.00 | 12/10/2012 7:03:14 AM |
Bomber | $26.35 | 12/10/2012 9:38:19 AM |
epic-ore2 | $100.00 | 12/10/2012 8:33:05 AM |
power-lightning9 | $25.00 | 12/10/2012 8:36:37 AM |
newest-organic-rupee | $50.00 | 12/9/2012 9:05:46 PM |
the-openness-rotation | $25.00 | 12/10/2012 9:48:16 AM |
Roundhouse | $125.00 | 12/9/2012 10:37:22 PM |
deal-pioneer1 | $100.00 | 12/10/2012 3:47:53 AM |
glroark | $50.00 | 12/10/2012 6:22:11 AM |
deal-banker | $50.00 | 12/10/2012 9:32:14 AM |
worthy-bid4 | $37.76 | 12/10/2012 9:33:08 AM |
SimpleChoice | $25.00 | 12/10/2012 10:08:04 AM |
Night01Hawk25 | $25.00 | 12/10/2012 8:16:58 AM |
Track-Layer | $100.00 | 12/10/2012 10:22:42 AM |
Searlzy | $25.00 | 12/10/2012 10:34:44 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:50:57 AM |
bold-worth-wrangler | $25.00 | 12/10/2012 9:56:00 AM |
duty-viola | $35.00 | 12/10/2012 10:01:55 AM |
cognizant-bazaar5 | $25.00 | 12/10/2012 9:32:48 AM |
Threeseventeen | $26.74 | 12/10/2012 9:48:15 AM |
Truckie-FD | $26.13 | 12/10/2012 11:10:02 AM |
marketplace-singularity3 | $45.00 | 11/26/2012 5:06:37 PM |
credit-adventurer313 | $50.00 | 11/26/2012 5:23:56 PM |
payment-halo | $25.00 | 11/26/2012 7:24:05 PM |
return-point2 | $100.00 | 11/26/2012 5:46:15 PM |
Money__Tree | $200.00 | 11/26/2012 6:36:01 PM |
WalnutCreekguy | $50.00 | 11/26/2012 7:02:54 PM |
octoberfresh | $25.00 | 11/26/2012 7:43:01 PM |
DevinHill_IRA | $25.00 | 11/26/2012 8:56:56 PM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:25:35 AM |
natural-worth9 | $50.00 | 11/27/2012 4:29:28 PM |
Dubbs360 | $50.00 | 11/27/2012 6:28:18 PM |
Interloper | $50.00 | 11/28/2012 11:47:51 AM |
successful-agreement7 | $100.00 | 11/29/2012 10:46:31 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:15 AM |
nevee | $25.00 | 11/29/2012 10:05:54 AM |
kila-designer | $120.00 | 11/29/2012 10:07:57 AM |
monster4 | $27.00 | 11/29/2012 10:08:53 AM |
Kaj | $25.00 | 11/29/2012 6:30:42 PM |
dunox | $75.00 | 11/30/2012 4:16:09 PM |
authentic-finance194 | $200.00 | 11/30/2012 1:07:02 PM |
E-2 | $100.00 | 11/30/2012 4:14:23 PM |
kulender | $100.00 | 11/30/2012 6:10:11 PM |
Weaverville | $25.00 | 12/1/2012 9:21:38 AM |
pierrelasvegas | $25.00 | 12/1/2012 12:06:38 PM |
lean-dedication | $25.00 | 12/1/2012 12:55:15 PM |
balance-force | $35.00 | 12/1/2012 1:27:43 PM |
Endeavour | $150.00 | 12/1/2012 1:26:18 PM |
EFS | $485.54 | 12/1/2012 6:10:25 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:36 PM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:15 AM |
adir1 | $25.00 | 12/2/2012 10:44:07 PM |
credit-maple | $25.00 | 12/3/2012 10:26:46 AM |
herbyman | $50.00 | 12/3/2012 12:28:53 PM |
Haydn-sav | $25.00 | 12/3/2012 5:20:55 PM |
life-is-great | $25.00 | 12/4/2012 9:48:53 AM |
escharfer | $25.00 | 12/5/2012 6:21:51 PM |
MyPFBlog | $25.00 | 12/5/2012 6:03:13 PM |
Rob717171 | $75.00 | 12/5/2012 9:46:40 PM |
Tscheddar | $25.00 | 12/6/2012 5:05:51 PM |
LuckyDuck49 | $25.00 | 12/6/2012 8:58:01 PM |
investment-visionary | $25.00 | 12/7/2012 9:14:21 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:10 AM |
money-bauble | $100.00 | 12/7/2012 9:39:37 AM |
green-loyalty-web | $25.00 | 12/7/2012 5:10:12 PM |
decisive-return611 | $100.00 | 12/7/2012 1:01:53 PM |
hope-wrangler1 | $50.00 | 12/7/2012 2:02:20 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:19 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:42 PM |
wonder3 | $30.00 | 12/8/2012 6:00:08 AM |
meoates1 | $25.00 | 12/8/2012 8:02:34 AM |
contract-victor5 | $30.00 | 12/7/2012 8:31:48 PM |
britgsb | $25.00 | 12/8/2012 11:08:27 AM |
wale-ld | $35.00 | 12/8/2012 12:46:19 AM |
wildanne | $50.00 | 12/8/2012 12:17:06 PM |
Comoparklender | $25.00 | 12/8/2012 12:27:26 PM |
dukeiyer | $25.00 | 12/8/2012 12:29:29 PM |
power-secret-agent | $25.00 | 12/8/2012 7:06:03 AM |
hitsman | $50.00 | 12/8/2012 1:35:19 PM |
HeroSupport | $50.00 | 12/8/2012 12:06:15 PM |
roland1 | $40.00 | 12/8/2012 3:06:11 PM |
terrific-return | $25.00 | 12/8/2012 4:54:26 PM |
williemc44 | $25.00 | 12/8/2012 1:16:56 PM |
Munnie | $25.00 | 12/9/2012 6:38:44 AM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:40 AM |
MrBailey | $25.00 | 12/8/2012 1:50:09 PM |
value-caravan | $25.00 | 12/9/2012 11:59:33 AM |
blueshound | $25.00 | 12/8/2012 6:50:06 PM |
Abece | $67.96 | 12/9/2012 9:42:00 AM |
revenue-statesperson4 | $100.00 | 12/9/2012 3:59:03 AM |
theaterguy | $30.00 | 12/9/2012 11:41:28 AM |
velocity-solo | $25.00 | 12/9/2012 12:53:28 PM |
erowis | $50.00 | 12/9/2012 3:16:53 PM |
finance-coyote3 | $2,000.00 | 12/10/2012 5:05:54 AM |
fuzed | $50.00 | 12/9/2012 2:37:19 PM |
vivid-peace8 | $50.00 | 12/9/2012 11:07:32 PM |
bold-sunny-generosity | $25.00 | 12/10/2012 9:17:58 AM |
stable-bonus | $26.00 | 12/10/2012 4:57:42 AM |
intrepid-loot | $25.00 | 12/10/2012 9:25:53 AM |
LanceLink | $33.00 | 12/10/2012 6:49:10 AM |
northwesttlr | $25.00 | 12/10/2012 9:38:21 AM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:09 PM |
ideal-dime09 | $50.00 | 12/10/2012 9:44:18 AM |
spry-credit269 | $50.00 | 12/10/2012 4:18:06 AM |
receptive-affluence035 | $25.00 | 12/10/2012 9:23:44 AM |
burrben | $50.00 | 12/10/2012 6:17:44 AM |
Leshan | $50.00 | 12/10/2012 6:36:38 AM |
bkwest01 | $50.00 | 12/10/2012 7:22:42 AM |
point-oyster5 | $25.00 | 12/10/2012 9:36:59 AM |
Suit | $85.37 | 12/10/2012 7:57:38 AM |
wwwUniversal | $25.00 | 12/10/2012 9:41:03 AM |
Tradesmanlender | $25.00 | 12/10/2012 9:14:17 AM |
JC_12 | $100.00 | 12/10/2012 10:05:17 AM |
g5g | $25.00 | 12/10/2012 9:28:18 AM |
cash-kin7 | $25.00 | 12/10/2012 10:09:41 AM |
yougottaloveit | $25.00 | 12/10/2012 11:05:32 AM |
mpatrick | $75.00 | 12/10/2012 10:07:57 AM |
193 Investments
|
Borrower Payment Dependent Notes Series
677667
This series of Notes was issued and sold upon the funding of the borrower loan #79208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Nov-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-09-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 41% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 12y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $58,668 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| new-integrity-encourager |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
thrilling-point2 | $40.00 | 11/27/2012 5:13:49 PM |
worthy-bid8 | $100.00 | 11/27/2012 5:53:35 PM |
riveting-credit5 | $25.00 | 11/27/2012 5:34:21 PM |
vutah | $45.00 | 11/27/2012 5:39:22 PM |
treasure-bliss | $25.00 | 11/28/2012 4:38:37 AM |
octoberfresh | $25.00 | 11/27/2012 7:05:14 PM |
open-minded-p2p1 | $25.00 | 11/27/2012 7:11:06 PM |
transparency-position | $100.00 | 11/27/2012 7:51:39 PM |
fund-medalist171 | $25.00 | 11/28/2012 7:12:03 AM |
NickelSteamroller | $25.00 | 11/28/2012 9:09:28 AM |
berniemadeoff | $50.00 | 11/28/2012 12:47:53 PM |
professional-dinero753 | $25.00 | 11/28/2012 2:32:17 PM |
greencat | $50.00 | 11/30/2012 7:26:59 AM |
exponential-fairness2 | $25.00 | 12/2/2012 11:20:40 AM |
graceful-investment | $106.00 | 12/2/2012 2:14:15 PM |
credit-commander1 | $25.00 | 12/3/2012 5:35:08 PM |
Digger85 | $100.00 | 12/4/2012 4:24:12 AM |
credible-responsibility022 | $25.00 | 12/4/2012 10:22:09 AM |
social-heart | $25.00 | 12/5/2012 5:52:13 PM |
ethical-truth211 | $200.00 | 12/6/2012 2:25:07 AM |
Mat25 | $453.68 | 12/6/2012 6:21:56 PM |
deal-selector5 | $25.00 | 12/6/2012 5:25:28 PM |
hml | $50.00 | 12/6/2012 11:47:16 PM |
green-loyalty-web | $25.00 | 12/6/2012 6:15:23 PM |
asset-trajectory | $25.00 | 12/7/2012 12:41:28 AM |
silver-trident5 | $57.00 | 12/7/2012 10:14:41 AM |
majestic-note6 | $150.00 | 12/7/2012 9:26:19 AM |
yield-hut | $25.00 | 12/7/2012 11:17:06 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:15 AM |
favorite-commerce | $50.00 | 12/7/2012 5:20:19 PM |
Peleadona | $25.00 | 12/7/2012 7:21:12 PM |
likeable-hope | $25.00 | 12/7/2012 7:35:19 PM |
compatible-deal9 | $25.00 | 12/8/2012 12:20:08 PM |
keichi03 | $25.00 | 12/8/2012 8:42:55 AM |
bid-ace937 | $50.00 | 12/8/2012 8:21:35 PM |
CA-Lender | $25.00 | 12/8/2012 5:40:29 PM |
bnoble09 | $25.00 | 12/8/2012 11:48:20 PM |
ethical-truth211 | $53.32 | 12/9/2012 3:11:39 AM |
inspiring-kindness062 | $25.00 | 11/27/2012 6:18:44 PM |
ultimate-peace | $325.00 | 11/27/2012 7:12:51 PM |
lovely-currency3 | $50.00 | 11/27/2012 6:19:25 PM |
restless-dime | $100.00 | 11/27/2012 8:38:55 PM |
generous-deal6 | $25.00 | 11/27/2012 11:11:39 PM |
LuvToLend | $25.00 | 11/28/2012 10:38:00 AM |
let_me_retire | $50.00 | 11/28/2012 11:39:52 AM |
Something-Corporate | $25.00 | 11/28/2012 5:27:52 PM |
aquariano2 | $25.00 | 11/28/2012 5:24:55 PM |
keen-economy6 | $25.00 | 12/1/2012 10:28:36 AM |
ucantbeetit | $25.00 | 12/1/2012 1:10:13 PM |
businessbroker101 | $50.00 | 12/5/2012 5:30:09 PM |
diplomatic-wealth7 | $25.00 | 12/5/2012 6:10:02 PM |
note-willow8 | $25.00 | 12/6/2012 7:03:47 AM |
Emperor_of_Banking | $25.00 | 12/5/2012 7:38:56 PM |
kingbob | $25.00 | 12/6/2012 8:57:07 AM |
graceful-D4Sinvestment | $50.00 | 12/5/2012 7:42:33 PM |
ingenious-currency8 | $25.00 | 12/6/2012 4:29:11 PM |
Ocean713 | $75.00 | 12/6/2012 11:28:26 AM |
balance-vinyl5 | $100.00 | 12/6/2012 4:41:42 PM |
Tscheddar | $25.00 | 12/6/2012 5:06:10 PM |
unbelievable-diversification8 | $25.00 | 12/6/2012 11:11:55 PM |
Kqwik | $25.00 | 12/7/2012 3:25:59 AM |
refresher211 | $100.00 | 12/7/2012 9:23:01 AM |
worth-shower8 | $100.00 | 12/7/2012 10:17:58 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:39 AM |
thankful-dedication5 | $25.00 | 12/7/2012 1:31:32 PM |
MasterTech33 | $25.00 | 12/7/2012 3:11:19 PM |
treasure-coyote3 | $25.00 | 12/7/2012 7:16:06 PM |
cybercop45 | $25.00 | 12/7/2012 8:39:44 PM |
finance-upholder3 | $25.00 | 12/8/2012 4:45:35 AM |
Debt-Reduction-Plus | $35.00 | 12/8/2012 2:42:20 AM |
steven3333 | $25.00 | 12/8/2012 12:33:08 PM |
Relient-K | $25.00 | 12/8/2012 1:08:59 PM |
dedication-locomotive1 | $50.00 | 12/8/2012 3:31:23 PM |
ideal-fairness339 | $25.00 | 12/9/2012 2:32:31 AM |
docjulia | $25.00 | 12/8/2012 2:00:01 PM |
Engineer44 | $25.00 | 12/8/2012 4:15:04 PM |
orange-pound-party | $60.00 | 12/8/2012 5:11:50 PM |
77 Investments
|
Borrower Payment Dependent Notes Series
677777
This series of Notes was issued and sold upon the funding of the borrower loan #78783, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $21,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 18.82% |
Borrower rate/APR:
| 19.82% / 22.26% |
Monthly payment:
| $567.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.77% | | |
| |
Estimated return*:
| 12.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 29% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 26y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,870 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-wampum-stronghold |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $1,000.00 | 11/28/2012 9:54:52 AM |
tolerant-dime2 | $45.00 | 11/27/2012 5:20:29 PM |
PrimeFunding | $25.00 | 11/27/2012 5:49:39 PM |
kind-lovely-marketplace | $50.00 | 11/27/2012 5:23:07 PM |
marketplace-singularity3 | $25.00 | 11/28/2012 6:20:02 AM |
CreditBuilder2 | $25.06 | 11/27/2012 6:55:26 PM |
profitable-fairness1 | $50.00 | 11/28/2012 12:52:31 PM |
aquariano2 | $25.00 | 11/28/2012 4:54:41 PM |
repayment-pagoda8 | $100.00 | 11/28/2012 1:23:57 PM |
wetlands | $200.00 | 11/28/2012 1:38:18 PM |
sympathetic-funds818 | $50.00 | 11/28/2012 4:05:38 PM |
enterprising-pound5 | $50.00 | 11/28/2012 7:12:41 PM |
ryan6853 | $25.00 | 11/29/2012 9:02:19 AM |
Lender2895a | $100.00 | 11/29/2012 5:06:46 AM |
MyPFBlog | $25.00 | 11/29/2012 8:59:28 AM |
justreturns | $25.00 | 11/29/2012 10:14:09 AM |
loot-prescription3 | $25.00 | 11/29/2012 11:30:38 AM |
dunkard13 | $100.00 | 11/29/2012 5:41:27 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:58 PM |
integrity-doctor | $100.00 | 11/30/2012 8:03:30 AM |
tech310 | $50.00 | 11/30/2012 9:49:54 AM |
dunox | $75.00 | 11/30/2012 4:15:45 PM |
successful-agreement7 | $100.00 | 11/30/2012 4:20:44 PM |
compoundinterest | $25.00 | 12/1/2012 12:01:09 PM |
mindful-generosity1 | $50.00 | 12/1/2012 1:15:32 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:49 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:02 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:44 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:47 PM |
transparency-river1 | $750.00 | 12/3/2012 9:33:47 AM |
Bikram | $50.00 | 12/3/2012 10:35:41 AM |
klinebarger | $25.00 | 12/3/2012 11:27:42 AM |
phenomenal-rate1 | $500.00 | 12/3/2012 5:15:34 PM |
credit-commander1 | $30.00 | 12/3/2012 5:17:11 PM |
emphatic-gold584 | $100.00 | 12/3/2012 6:13:43 PM |
well-rounded-agreement9 | $25.00 | 12/3/2012 9:24:57 PM |
life-is-great | $25.00 | 12/4/2012 9:49:03 AM |
Investoman | $25.00 | 12/4/2012 10:34:00 AM |
auction-iris9 | $120.00 | 12/4/2012 10:50:01 AM |
inspire22 | $25.00 | 12/4/2012 11:12:44 AM |
britgsb | $50.00 | 12/5/2012 9:34:00 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:36 AM |
radiant-moola5 | $25.00 | 12/5/2012 2:43:32 PM |
first-graceful-contract | $25.00 | 12/5/2012 3:59:37 PM |
point-oyster5 | $25.00 | 12/5/2012 10:38:12 AM |
natural-worth9 | $150.00 | 12/5/2012 2:20:04 PM |
bazaar-festivity | $25.00 | 12/5/2012 5:28:04 PM |
enthralling-investment | $25.00 | 12/5/2012 5:56:07 PM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:25 AM |
adaptable-benefit6 | $25.00 | 12/5/2012 11:31:16 PM |
Rob717171 | $100.00 | 12/5/2012 9:52:31 PM |
bonus-powerplant | $25.00 | 12/6/2012 7:31:21 AM |
dollardave | $50.00 | 12/6/2012 10:34:58 AM |
proper-exchange8 | $50.00 | 12/6/2012 5:48:41 PM |
Tscheddar | $25.00 | 12/6/2012 5:06:11 PM |
careful-dinero21 | $25.00 | 12/6/2012 1:31:39 PM |
Good-Yield | $25.00 | 12/6/2012 2:52:44 PM |
KryptonWare-com | $25.00 | 12/6/2012 5:01:07 PM |
Toby1montana | $50.00 | 12/7/2012 6:25:07 AM |
credit-socrates648 | $1,000.00 | 12/7/2012 8:00:34 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:13 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:44 AM |
deegeeman | $25.00 | 12/7/2012 10:37:29 AM |
global-invest-group | $25.00 | 12/7/2012 11:16:10 AM |
wonder3 | $30.00 | 12/7/2012 11:26:41 AM |
-------supporter | $68.00 | 12/7/2012 10:32:24 AM |
Investor_DP | $100.00 | 12/7/2012 11:31:34 AM |
new-gold-wrangler | $1,000.00 | 12/7/2012 11:53:43 AM |
credit-dandelion148 | $57.00 | 12/7/2012 12:11:38 PM |
blazing-capital2 | $145.00 | 12/7/2012 11:15:18 AM |
haplender | $42.00 | 12/7/2012 11:33:29 AM |
Preist | $25.00 | 12/7/2012 4:09:58 PM |
decisive-return611 | $100.00 | 12/7/2012 1:01:58 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:39:59 PM |
unassuming-p2ploan774 | $40.00 | 12/7/2012 5:16:39 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:56 PM |
Bendistraw | $43.00 | 12/7/2012 6:25:47 PM |
valiant-return584 | $50.00 | 12/7/2012 6:09:47 PM |
commerce-venture1 | $25.00 | 12/7/2012 9:21:10 PM |
Tasmir | $25.00 | 12/7/2012 6:00:45 PM |
jpac1066 | $25.00 | 12/8/2012 5:15:13 AM |
nex | $25.00 | 12/7/2012 7:03:25 PM |
ethical-truth211 | $300.00 | 12/8/2012 8:19:41 AM |
InvestorPartners | $25.00 | 12/8/2012 12:51:32 PM |
a-smart-p2p | $25.00 | 12/8/2012 1:00:36 PM |
thepillowsack | $25.00 | 12/8/2012 12:12:32 PM |
the-enthralling-coin | $25.00 | 12/8/2012 12:32:11 PM |
unforgettable-wealth4 | $50.00 | 12/8/2012 12:41:28 PM |
circuitfive | $25.00 | 12/8/2012 1:38:09 PM |
dedication-locomotive1 | $50.00 | 12/8/2012 3:30:36 PM |
alexander-hamilton | $200.00 | 12/8/2012 1:17:36 PM |
napmanger | $50.00 | 12/8/2012 10:34:46 PM |
wwwUniversal | $25.00 | 12/9/2012 12:08:27 PM |
Kissabledevil | $25.00 | 12/8/2012 7:09:26 PM |
icydog | $25.00 | 12/8/2012 8:47:41 PM |
community-engine750 | $25.00 | 12/9/2012 12:53:12 PM |
zorg77 | $50.00 | 12/9/2012 9:21:51 AM |
reverent-greenback219 | $25.00 | 12/9/2012 2:03:33 PM |
money-shrine | $36.75 | 12/9/2012 5:33:52 PM |
burrben | $50.00 | 12/10/2012 6:17:46 AM |
marketplace-cello5 | $25.00 | 12/10/2012 9:15:52 AM |
Jimmiert1148 | $25.00 | 12/10/2012 9:26:46 AM |
stills | $150.00 | 12/10/2012 5:28:47 AM |
plentiful-note6 | $25.00 | 12/10/2012 6:14:16 AM |
captain643 | $25.00 | 12/9/2012 5:59:18 PM |
antlr | $25.00 | 12/9/2012 7:43:51 PM |
rogue_monster | $50.00 | 12/10/2012 9:44:13 AM |
blue-laudable-dinero | $35.00 | 12/9/2012 9:30:30 PM |
repayment-chihuahua3 | $25.00 | 12/10/2012 9:12:16 AM |
deal-pioneer1 | $100.00 | 12/10/2012 3:45:04 AM |
gizzywump | $25.00 | 12/10/2012 10:01:57 AM |
top-visionary-truth | $25.00 | 12/10/2012 5:26:50 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:19 AM |
ruralgold | $25.00 | 12/10/2012 7:51:25 AM |
cash-reaction2 | $25.00 | 12/10/2012 9:46:33 AM |
fair-pound5 | $50.00 | 12/10/2012 9:47:11 AM |
social-trumpet | $25.00 | 12/10/2012 9:57:37 AM |
Shingu | $40.00 | 12/10/2012 10:00:45 AM |
SacramentoLoaners | $25.00 | 12/10/2012 9:27:08 AM |
ASLIBD | $25.00 | 12/10/2012 9:34:03 AM |
indomitable-dedication | $25.00 | 12/10/2012 9:36:01 AM |
Bomber | $25.00 | 12/10/2012 9:37:52 AM |
mydogissocute | $25.00 | 12/10/2012 9:46:00 AM |
derauma | $50.00 | 12/10/2012 9:51:26 AM |
TEAM-Jasper | $25.00 | 12/10/2012 9:57:50 AM |
blue-coin-wildebeest | $25.00 | 12/10/2012 10:24:29 AM |
market-bearer7 | $25.00 | 12/10/2012 11:26:53 AM |
kendigme | $46.34 | 12/10/2012 11:32:29 AM |
RockAngelHair | $8.18 | 12/10/2012 11:43:43 AM |
DreDub | $25.00 | 12/10/2012 5:53:39 AM |
windguy | $50.00 | 11/27/2012 5:33:37 PM |
bowdish1 | $25.00 | 11/27/2012 5:51:53 PM |
octoberfresh | $25.00 | 11/27/2012 7:05:15 PM |
payment-halo | $25.00 | 11/28/2012 1:11:21 PM |
riskreward | $250.00 | 11/28/2012 1:46:36 PM |
Arvicco | $400.00 | 11/28/2012 1:48:58 PM |
deal-selector5 | $25.00 | 11/28/2012 5:30:26 PM |
kila-designer | $149.00 | 11/28/2012 6:02:30 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:43 AM |
astute-benjamins | $25.00 | 11/29/2012 7:08:54 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:26 AM |
persist_in_doing | $25.00 | 11/29/2012 6:52:09 PM |
franzzua | $25.00 | 11/30/2012 6:48:08 AM |
integrity-web | $25.00 | 11/29/2012 9:02:07 PM |
persistent-dinero953 | $25.00 | 11/30/2012 11:07:48 AM |
tolerant-responsibility051 | $2,000.00 | 11/30/2012 2:46:30 PM |
E-2 | $100.00 | 11/30/2012 4:13:38 PM |
gotjack-IRA | $150.00 | 11/30/2012 5:45:22 PM |
kulender | $100.00 | 11/30/2012 6:10:17 PM |
balance-force | $35.00 | 12/1/2012 1:27:49 PM |
dsnybnd | $25.00 | 12/1/2012 4:27:23 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:39 PM |
Darts | $50.00 | 12/2/2012 8:47:33 PM |
greenback-investor7 | $25.00 | 12/3/2012 6:12:24 AM |
credit-maple | $25.00 | 12/3/2012 10:26:49 AM |
dukeiyer | $25.00 | 12/3/2012 9:56:17 AM |
Interest2thePeople | $37.00 | 12/3/2012 5:13:32 PM |
return-statuette139 | $50.00 | 12/3/2012 5:58:15 PM |
Haydn-sav | $25.00 | 12/3/2012 5:21:06 PM |
NickelSteamroller | $25.00 | 12/3/2012 5:32:14 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:40 PM |
Munnie | $50.00 | 12/4/2012 6:19:22 AM |
bewitching-dollar5 | $100.00 | 12/4/2012 5:13:49 PM |
bold-decisive-kindness | $25.00 | 12/4/2012 2:29:46 PM |
money-bauble | $100.00 | 12/4/2012 5:17:18 PM |
openness-enforcer76 | $25.00 | 12/5/2012 10:06:51 AM |
entertaining-revenue4 | $50.00 | 12/5/2012 9:19:11 AM |
american6 | $50.00 | 12/5/2012 10:51:03 AM |
heyokafinancial | $25.00 | 12/5/2012 10:12:40 AM |
MKProfSolutions | $25.00 | 12/5/2012 3:08:32 PM |
escharfer | $25.00 | 12/5/2012 6:21:58 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:01 AM |
enchanted-note | $25.00 | 12/6/2012 10:06:52 AM |
miked8303 | $75.00 | 12/6/2012 11:31:06 AM |
top-market-mechanic | $25.00 | 12/6/2012 5:46:22 PM |
credit-adventurer313 | $25.00 | 12/6/2012 2:04:55 PM |
structure9 | $25.00 | 12/6/2012 6:33:04 PM |
resolute-felicity353 | $25.00 | 12/6/2012 6:12:14 PM |
vivacious-fund2 | $25.00 | 12/6/2012 10:16:41 PM |
leeball | $50.00 | 12/7/2012 9:27:48 AM |
magical-credit523 | $25.00 | 12/7/2012 9:15:10 AM |
asset-portait013 | $70.00 | 12/7/2012 9:19:01 AM |
mercuriant | $25.00 | 12/7/2012 9:49:40 AM |
Jalebi | $25.00 | 12/7/2012 10:45:41 AM |
transparency-sapling | $25.00 | 12/7/2012 10:00:16 AM |
Tradesmanlender | $25.00 | 12/7/2012 11:01:12 AM |
Zeenos | $25.00 | 12/7/2012 10:41:35 AM |
Tylerh | $39.00 | 12/7/2012 10:46:41 AM |
rescue | $100.00 | 12/7/2012 11:23:35 AM |
unforgettable-order9 | $46.00 | 12/7/2012 11:40:10 AM |
ryanp100 | $25.00 | 12/7/2012 11:11:31 AM |
adaboy65 | $75.00 | 12/7/2012 11:21:52 AM |
magical-fairness4 | $25.00 | 12/7/2012 2:41:21 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 4:31:13 PM |
the-laudable-peso | $40.00 | 12/7/2012 11:21:23 AM |
invincible-deal82 | $25.00 | 12/7/2012 11:24:46 AM |
dreammachine | $29.00 | 12/7/2012 11:30:37 AM |
Secret-Ingredient | $250.00 | 12/7/2012 12:16:59 PM |
villagers | $50.00 | 12/7/2012 2:07:27 PM |
_G_ | $25.00 | 12/7/2012 3:28:54 PM |
bid-lightning9 | $25.00 | 12/7/2012 8:53:52 PM |
LeReve | $500.00 | 12/7/2012 5:59:01 PM |
bibleinvestor3 | $25.00 | 12/8/2012 5:03:21 AM |
PFTLender | $25.00 | 12/8/2012 7:21:23 AM |
breathtaking-funds6 | $50.00 | 12/8/2012 12:16:49 PM |
meoates1 | $25.00 | 12/8/2012 8:02:38 AM |
progressive-economy261 | $400.00 | 12/8/2012 12:47:48 PM |
N0Bama | $25.00 | 12/8/2012 11:01:34 AM |
overflowinglife | $150.00 | 12/8/2012 12:40:59 PM |
best-commerce-leader | $32.67 | 12/9/2012 2:56:42 AM |
a-resplendent-commitment | $25.00 | 12/9/2012 7:23:00 AM |
creative-worth2 | $25.00 | 12/8/2012 11:35:31 PM |
trade-high-five0 | $50.00 | 12/9/2012 5:22:43 AM |
value-caravan | $25.00 | 12/9/2012 11:59:38 AM |
simplelender80 | $75.00 | 12/9/2012 1:59:40 PM |
Pasagam | $50.00 | 12/9/2012 12:53:46 PM |
Roundhouse | $50.00 | 12/9/2012 10:34:16 PM |
finance-coyote3 | $2,000.00 | 12/10/2012 5:07:33 AM |
williamgates | $25.00 | 12/10/2012 6:12:19 AM |
fuzed | $50.00 | 12/9/2012 2:37:19 PM |
enthusiastic-point | $25.00 | 12/10/2012 9:21:17 AM |
wayman | $25.00 | 12/10/2012 9:36:27 AM |
finance7777 | $25.00 | 12/10/2012 8:29:44 AM |
TelegramSam | $25.00 | 12/10/2012 9:46:56 AM |
SummitAdvisors | $50.00 | 12/10/2012 9:08:01 AM |
helpinghand63 | $25.00 | 12/10/2012 9:18:25 AM |
djindepth | $50.00 | 12/10/2012 10:04:43 AM |
heavenly-bazaar3 | $100.00 | 12/10/2012 10:21:11 AM |
loyalty-circuitry | $45.00 | 12/10/2012 9:45:10 AM |
angelinvestor2 | $40.00 | 12/10/2012 9:47:09 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:01 AM |
metro457 | $26.00 | 12/10/2012 9:17:51 AM |
bid-czar8 | $100.00 | 12/10/2012 9:19:24 AM |
reinforced-investment4 | $25.00 | 12/10/2012 9:59:21 AM |
letsmakeitsuccessful | $25.00 | 12/10/2012 10:00:55 AM |
korby524 | $25.00 | 12/10/2012 9:40:24 AM |
bbjones3 | $25.00 | 12/10/2012 11:24:34 AM |
chief64 | $150.00 | 12/10/2012 10:23:51 AM |
238 Investments
|
Borrower Payment Dependent Notes Series
677893
This series of Notes was issued and sold upon the funding of the borrower loan #79195, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,824.99 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $470.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,978 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| blue-money-enlightenment |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3600.00
Monthly expenses: $3137.00
Housing: $1200.00
Insurance: $0
Car expenses: $37.00
Utilities: $130.00
Phone, cable, internet: $120.00
Food, entertainment: $250.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
return-point2 | $100.00 | 11/26/2012 5:46:17 PM |
responsibility-butterfly | $50.00 | 11/26/2012 6:07:34 PM |
valiant-return584 | $50.00 | 11/26/2012 5:21:06 PM |
BostonCapital | $100.00 | 11/26/2012 6:27:35 PM |
cash-delight1 | $25.00 | 11/26/2012 7:31:10 PM |
nevee | $25.00 | 11/27/2012 9:16:32 AM |
JeremyLinFan | $30.00 | 11/26/2012 10:15:50 PM |
Mommo | $50.00 | 11/27/2012 9:33:24 AM |
Zorro_970 | $100.00 | 11/27/2012 10:27:43 AM |
successful-agreement7 | $100.00 | 11/27/2012 10:21:13 AM |
transaction-seahorse0 | $25.00 | 11/27/2012 10:46:36 AM |
nickel-ferret | $25.00 | 11/27/2012 10:36:21 AM |
formula842 | $25.00 | 11/27/2012 10:45:06 AM |
tech310 | $50.00 | 11/27/2012 11:31:26 AM |
LoanerPrincipal | $25.00 | 11/27/2012 11:32:43 AM |
auction-iris9 | $120.00 | 11/27/2012 10:57:26 AM |
kfrench | $75.00 | 11/27/2012 11:50:45 AM |
riskreward | $250.00 | 11/27/2012 4:09:49 PM |
generous-deal6 | $25.00 | 11/27/2012 11:11:34 PM |
dunkard13 | $100.00 | 11/28/2012 9:27:03 AM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:38 AM |
abundanceforever | $52.50 | 11/29/2012 10:56:00 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:49 PM |
first-serene-credit | $25.00 | 11/30/2012 1:38:32 PM |
kulender | $100.00 | 11/30/2012 6:10:12 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:15 AM |
Weaverville | $25.00 | 12/1/2012 9:21:39 AM |
deal-vibrato | $25.00 | 12/1/2012 1:24:42 PM |
balance-force | $35.00 | 12/1/2012 1:27:44 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:33:40 AM |
natural-worth9 | $25.00 | 12/1/2012 4:47:07 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:37:58 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:38 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:27:56 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:37 PM |
life-is-great | $25.00 | 12/4/2012 9:48:55 AM |
shoook | $25.00 | 12/4/2012 1:35:11 PM |
missing-link | $25.00 | 12/4/2012 6:51:49 PM |
ready-agreement5 | $25.00 | 12/5/2012 12:01:04 PM |
loyalist1 | $100.00 | 12/5/2012 2:01:12 PM |
amicablenemesis | $50.00 | 12/5/2012 10:30:51 AM |
bonus-apricot366 | $25.00 | 12/5/2012 5:39:14 PM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:06 AM |
miked8303 | $75.00 | 12/6/2012 11:30:50 AM |
Tscheddar | $25.00 | 12/6/2012 5:05:52 PM |
first-pragmatic-power | $25.00 | 12/7/2012 9:35:33 AM |
enchanted-investment447 | $100.00 | 12/7/2012 10:07:33 AM |
fantastic-wampum1 | $100.00 | 12/7/2012 11:02:49 AM |
adaboy65 | $75.00 | 12/7/2012 11:21:42 AM |
villagers | $50.00 | 12/7/2012 2:07:24 PM |
currency-fan9 | $50.00 | 12/7/2012 2:13:00 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:41:00 PM |
capital-web7 | $50.00 | 12/7/2012 8:51:55 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:32:27 PM |
dough-dreams8 | $500.00 | 12/8/2012 9:53:57 AM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:42 PM |
BankofRon_IRA | $100.00 | 12/8/2012 12:48:33 PM |
jazzlender | $50.00 | 12/8/2012 12:05:11 PM |
techron2012 | $100.00 | 12/8/2012 11:58:05 AM |
the-silver-blaster | $29.00 | 12/8/2012 12:13:57 PM |
dukeiyer | $25.00 | 12/8/2012 12:29:29 PM |
BluElephant | $50.00 | 12/8/2012 1:29:17 PM |
SimGuy | $25.00 | 12/8/2012 7:19:14 PM |
Cai8899 | $25.00 | 12/8/2012 1:14:49 PM |
open-minded-finance1 | $28.00 | 12/9/2012 6:23:00 AM |
hitsman | $50.00 | 12/8/2012 1:35:19 PM |
value-caravan | $25.00 | 12/9/2012 11:59:35 AM |
dominickf | $50.00 | 12/8/2012 2:08:15 PM |
supersarah61 | $25.00 | 12/8/2012 4:10:27 PM |
Craigopher | $25.00 | 12/9/2012 9:20:23 AM |
ethical-truth211 | $500.00 | 12/9/2012 12:02:04 PM |
hope-wrangler1 | $50.00 | 12/9/2012 1:43:06 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:09 PM |
williemc44 | $25.00 | 12/10/2012 9:09:59 AM |
bold-worth-wrangler | $25.00 | 12/10/2012 9:56:01 AM |
108-IRA | $250.00 | 12/10/2012 10:07:44 AM |
bold-sunny-generosity | $25.00 | 12/10/2012 9:17:58 AM |
dollardave | $50.00 | 12/10/2012 12:02:30 PM |
thefisherman | $25.00 | 12/10/2012 1:05:25 PM |
JonDough | $50.00 | 12/10/2012 1:30:44 PM |
worthy-bid8 | $400.00 | 12/10/2012 10:34:47 AM |
generosity-battalion0 | $30.00 | 12/10/2012 10:43:32 AM |
sqdrew | $25.00 | 12/10/2012 3:38:26 PM |
bbjones3 | $25.00 | 12/10/2012 11:24:34 AM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:15 PM |
berniemadeoff | $70.00 | 11/26/2012 6:00:12 PM |
fervent-commerce | $25.00 | 11/26/2012 6:10:03 PM |
WalnutCreekguy | $50.00 | 11/26/2012 7:02:57 PM |
octoberfresh | $25.00 | 11/26/2012 7:43:02 PM |
j2ee | $50.00 | 11/27/2012 9:51:21 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:25:36 AM |
asset-caramel5 | $50.00 | 11/27/2012 10:13:54 AM |
pierrelasvegas | $25.00 | 11/27/2012 10:34:33 AM |
bright-idea11 | $25.00 | 11/27/2012 11:07:08 AM |
dunox | $25.00 | 11/27/2012 11:18:07 AM |
prudent-dough458 | $25.00 | 11/27/2012 10:50:58 AM |
monster4 | $50.00 | 11/27/2012 11:01:31 AM |
lionheart722 | $25.00 | 11/27/2012 11:03:28 AM |
Harry | $75.00 | 11/27/2012 11:26:18 AM |
commerce-artisan8 | $50.00 | 11/27/2012 5:27:08 PM |
gold-maestro6 | $50.00 | 11/27/2012 3:37:23 PM |
glimmering-funds2 | $25.00 | 11/28/2012 5:00:58 PM |
axl163 | $25.00 | 11/29/2012 10:23:21 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:16 AM |
Kaj | $25.00 | 11/29/2012 6:30:43 PM |
E-2 | $100.00 | 11/30/2012 4:13:59 PM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:16 AM |
HoosierDaddie | $300.00 | 12/3/2012 5:18:31 PM |
Haydn-sav | $25.00 | 12/3/2012 5:20:56 PM |
logical-peso2 | $25.00 | 12/3/2012 5:53:09 PM |
payout-paradise5 | $25.00 | 12/4/2012 10:15:38 AM |
PFTLender | $25.00 | 12/4/2012 3:05:02 PM |
fortytwo | $100.00 | 12/5/2012 9:57:00 AM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:34 PM |
Rob717171 | $75.00 | 12/5/2012 9:46:41 PM |
escharfer | $25.00 | 12/5/2012 6:21:51 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:51 AM |
richboy56 | $25.00 | 12/6/2012 7:37:19 PM |
zipemdown | $25.00 | 12/6/2012 6:04:12 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:10 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:41 AM |
wise-virtuous-vigilance | $100.00 | 12/7/2012 9:23:27 AM |
silver-enlightenment0 | $25.00 | 12/7/2012 9:48:34 AM |
ericgassercom | $25.00 | 12/7/2012 10:18:48 AM |
principal-cooker2 | $50.00 | 12/7/2012 10:33:09 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:24 AM |
cberthiaume | $25.00 | 12/7/2012 12:53:28 PM |
decisive-return611 | $100.00 | 12/7/2012 1:01:53 PM |
_G_ | $25.00 | 12/7/2012 3:28:48 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:35 PM |
Aeroman32 | $25.00 | 12/8/2012 11:33:24 AM |
NorthernFunds | $50.00 | 12/8/2012 9:52:57 AM |
loan-fate | $50.00 | 12/8/2012 12:01:52 PM |
mwl | $25.00 | 12/8/2012 12:24:33 PM |
Comoparklender | $25.00 | 12/8/2012 12:27:26 PM |
genius520 | $37.00 | 12/8/2012 12:39:46 PM |
repayment-artist6 | $50.00 | 12/8/2012 1:29:32 PM |
upbeat-finance8 | $25.00 | 12/8/2012 8:25:52 PM |
enriching-capital | $42.70 | 12/9/2012 9:49:13 AM |
privatebanker | $25.00 | 12/8/2012 4:14:40 PM |
ethical-truth211 | $800.00 | 12/9/2012 12:01:33 PM |
MAYBROOK | $25.00 | 12/8/2012 2:23:29 PM |
ingenious-truth684 | $50.00 | 12/8/2012 3:50:59 PM |
meoates1 | $25.00 | 12/9/2012 1:00:19 PM |
ethical-truth211 | $700.00 | 12/9/2012 3:21:27 AM |
brilliant-leverage4 | $25.00 | 12/9/2012 7:50:07 AM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:41 AM |
gizmo65 | $40.79 | 12/9/2012 10:34:27 AM |
lou2012 | $25.00 | 12/9/2012 3:31:18 PM |
simplelender80 | $75.00 | 12/9/2012 1:59:18 PM |
jetspeedfuture | $35.00 | 12/10/2012 8:38:54 AM |
newest-organic-rupee | $25.00 | 12/9/2012 9:12:56 PM |
top-economy-mover | $25.00 | 12/9/2012 2:24:19 PM |
bkwest01 | $50.00 | 12/10/2012 7:22:42 AM |
chemistry220 | $25.00 | 12/10/2012 9:28:10 AM |
cash-kin7 | $25.00 | 12/10/2012 10:09:41 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:50:57 AM |
power-lightning9 | $25.00 | 12/10/2012 11:23:37 AM |
money-atizer | $25.00 | 12/10/2012 11:58:23 AM |
FootoftheMountain | $25.00 | 12/10/2012 3:54:49 PM |
Shockem923 | $25.00 | 12/10/2012 4:01:57 PM |
NorthwestLoan1 | $500.00 | 12/10/2012 4:48:57 PM |
162 Investments
|
Borrower Payment Dependent Notes Series
677913
This series of Notes was issued and sold upon the funding of the borrower loan #78828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,828.04 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 10.25% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $451.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 39% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $34,027 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| stable-commitment3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to pay off credit card debt and get them paid off in 5 years.
My financial situation:
I am a good candidate for this loan because I have always paid my bills on time and have a good job with an oil and gas company. I have been with National Oilwell Varco for over 5 years now. I plan production and purchase upwards to $8,000,000 worth of steel per month for them. I also have a law business that I started a few years ago that caused the credit card pile up. I am looking to consolidate and reduce my debt as quick as I can.
Monthly net income: $ 4382
Monthly expenses: $ 200
Housing: $ 781
Insurance: $ 190
Car expenses: $ 932
Utilities: $ 250
Phone, cable, internet: $ 85
Food, entertainment: $ 300
Clothing, household expenses: $ 100
Credit cards and other loans: $ 800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 11/27/2012 1:04:56 PM |
InChicago | $40.04 | 11/27/2012 9:04:52 AM |
thrilling-point2 | $40.00 | 11/27/2012 10:00:23 AM |
Wrats6 | $25.00 | 11/27/2012 9:08:39 AM |
Money__Tree | $200.00 | 11/27/2012 9:22:07 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:26:17 AM |
WalnutCreekguy | $50.00 | 11/27/2012 10:31:44 AM |
octoberfresh | $35.00 | 11/27/2012 11:04:05 AM |
berniemadeoff | $65.00 | 11/27/2012 11:39:49 AM |
transparency-position | $100.00 | 11/27/2012 11:55:45 AM |
Dubbs360 | $50.00 | 11/27/2012 6:28:21 PM |
asset-professor | $35.00 | 11/28/2012 10:11:17 AM |
kenji4861 | $25.00 | 11/28/2012 10:15:06 AM |
authentic-finance194 | $200.00 | 11/28/2012 11:59:09 AM |
aquariano2 | $25.00 | 11/28/2012 6:08:50 PM |
NickelSteamroller | $25.00 | 11/28/2012 6:06:12 PM |
selector568 | $300.00 | 11/29/2012 9:29:03 AM |
enterprising-pound5 | $50.00 | 11/30/2012 7:37:04 PM |
Haydn-sav | $25.00 | 12/3/2012 5:21:01 PM |
penny-socrates5 | $100.00 | 12/4/2012 12:41:03 PM |
escharfer | $25.00 | 12/5/2012 6:21:57 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:59 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:32 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:13 AM |
_G_ | $25.00 | 12/7/2012 3:28:53 PM |
valiant-return584 | $50.00 | 12/7/2012 6:09:42 PM |
Peleadona | $25.00 | 12/7/2012 7:21:11 PM |
careful-vigilance4 | $25.00 | 12/8/2012 1:49:08 PM |
wildanne | $50.00 | 12/10/2012 9:42:57 AM |
clean-penny059 | $100.00 | 12/10/2012 7:08:29 PM |
adorable-asset9 | $100.00 | 12/10/2012 7:49:40 PM |
scholarly-payment5 | $25.00 | 12/10/2012 10:05:36 PM |
saver224 | $50.00 | 12/10/2012 10:55:36 PM |
Index_Plus | $4,200.00 | 12/11/2012 8:31:12 AM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:24 AM |
money-genome84 | $250.00 | 11/27/2012 10:35:09 AM |
lovely-currency3 | $50.00 | 11/27/2012 10:34:02 AM |
octoberfresh | $25.00 | 11/27/2012 11:07:28 AM |
return-point2 | $100.00 | 11/27/2012 11:23:53 AM |
vutah | $45.00 | 11/27/2012 12:17:00 PM |
gotjack-IRA | $25.00 | 11/27/2012 9:55:39 PM |
jiftostada | $25.00 | 11/28/2012 11:02:15 AM |
thrilling-fund427 | $50.00 | 11/28/2012 1:19:04 PM |
brainy-return234 | $50.00 | 11/28/2012 7:50:49 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:41 AM |
vigorous-velocity | $300.00 | 11/29/2012 10:43:20 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:53 PM |
refined-hope3 | $25.00 | 11/29/2012 6:19:45 PM |
Kaj | $25.00 | 11/29/2012 6:30:49 PM |
successful-agreement7 | $100.00 | 11/30/2012 4:21:07 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:17 AM |
balance-force | $35.00 | 12/1/2012 1:27:48 PM |
ucantbeetit | $25.00 | 12/1/2012 1:10:12 PM |
justreturns | $25.00 | 12/1/2012 2:05:15 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:42 PM |
credit-commander1 | $25.00 | 12/4/2012 6:23:33 AM |
life-is-great | $25.00 | 12/4/2012 9:49:02 AM |
Weaverville | $25.00 | 12/5/2012 8:41:41 PM |
Tscheddar | $25.00 | 12/6/2012 5:06:02 PM |
zipemdown | $25.00 | 12/6/2012 6:04:21 PM |
decisive-return611 | $100.00 | 12/7/2012 1:01:56 PM |
kulender | $100.00 | 12/7/2012 1:18:40 PM |
money-bauble | $100.00 | 12/8/2012 12:43:34 PM |
Elefunt | $25.00 | 12/8/2012 12:21:31 PM |
icydog | $25.00 | 12/8/2012 8:47:41 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:12 PM |
Whatssofunnybout | $33.00 | 12/9/2012 1:34:20 PM |
simplelender80 | $75.00 | 12/9/2012 1:59:30 PM |
bkwest01 | $50.00 | 12/10/2012 7:22:45 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:16 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:00 AM |
noble-value258 | $100.00 | 12/10/2012 9:31:57 PM |
miked8303 | $75.00 | 12/10/2012 6:23:06 PM |
brightest-gain-investor | $1,000.00 | 12/11/2012 8:32:31 AM |
ethical-truth211 | $500.00 | 12/11/2012 4:17:15 AM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:41 AM |
credit-socrates648 | $900.00 | 12/11/2012 8:33:22 AM |
77 Investments
|
Borrower Payment Dependent Notes Series
677941
This series of Notes was issued and sold upon the funding of the borrower loan #79014, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,652.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 10.75% |
Listing Start date:
| Nov-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 25.92% |
Borrower rate/APR:
| 26.92% / 29.55% |
Monthly payment:
| $243.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.78% | | |
| |
Estimated return*:
| 13.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 50% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,598 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| No | | |
Screen name:
| blissful-rupee8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvements & Personal
Purpose of loan:
This loan will be used to... upgrade some things in my home & rental and some debt consolidation
My financial situation: Good
I am a good candidate for this loan because...I always pay my bills on time, own both my homes outright, own my car, and have income from my rental and social security
Monthly net income: $ 1,750 per month
Monthly expenses: $ 900.00 per month
Housing: $ 0
Insurance: $ 130.00 per month
Car expenses: $ 45.00 per month
Utilities: $ 150.00 per month
Phone, cable, internet: $ 184.00 per month
Food, entertainment: $ 250.00 per month
Clothing, household expenses: $ 50.00 per month
Credit cards and other loans: $ 100.00 per month
Other expenses: $ o
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jiftostada | $25.00 | 11/26/2012 5:12:57 PM |
WalnutCreekguy | $50.00 | 11/26/2012 7:02:57 PM |
octoberfresh | $25.00 | 11/26/2012 7:43:02 PM |
Interest2thePeople | $100.00 | 11/27/2012 9:43:07 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:26:15 AM |
SLN-10 | $60.00 | 11/27/2012 12:20:39 PM |
Dubbs360 | $50.00 | 11/27/2012 6:28:19 PM |
LuvToLend | $25.00 | 11/28/2012 10:37:47 AM |
kenji4861 | $25.00 | 11/29/2012 10:07:39 AM |
successful-agreement7 | $100.00 | 11/29/2012 10:47:00 AM |
profit-powerplant | $25.00 | 12/1/2012 12:02:49 PM |
a-credit-rotation | $25.00 | 12/4/2012 5:37:19 PM |
Lender2895a | $125.00 | 12/6/2012 8:13:41 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:25:52 AM |
careful-vigilance4 | $25.00 | 12/6/2012 10:28:52 AM |
zipemdown | $25.00 | 12/6/2012 6:04:13 PM |
Elefunt | $25.00 | 12/7/2012 9:26:28 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:10 AM |
decisive-return611 | $100.00 | 12/7/2012 1:01:54 PM |
kulender | $100.00 | 12/7/2012 1:18:38 PM |
valiant-return584 | $50.00 | 12/7/2012 6:09:34 PM |
loan-fate | $50.00 | 12/8/2012 12:01:53 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:10 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:50:58 AM |
CincyTex | $25.00 | 12/10/2012 12:36:54 PM |
return-point2 | $100.00 | 11/26/2012 5:46:18 PM |
vigorous-velocity | $300.00 | 11/27/2012 10:16:49 AM |
thrilling-fund427 | $50.00 | 11/27/2012 10:07:14 AM |
transparency-position | $30.00 | 11/27/2012 12:48:25 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:38 AM |
Weaverville | $25.00 | 12/1/2012 9:21:40 AM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:15 AM |
balance-force | $35.00 | 12/1/2012 1:27:44 PM |
Wyatte | $25.00 | 12/1/2012 1:58:00 PM |
life-is-great | $25.00 | 12/4/2012 9:48:56 AM |
escharfer | $25.00 | 12/5/2012 6:21:52 PM |
versatile-dime442 | $207.00 | 12/6/2012 8:58:22 AM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:06 AM |
money-bauble | $100.00 | 12/7/2012 9:39:37 AM |
gold-sushi | $25.00 | 12/7/2012 9:52:19 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:24 AM |
_G_ | $25.00 | 12/7/2012 3:28:48 PM |
tommymtg7 | $25.00 | 12/7/2012 6:59:43 PM |
quirky1981 | $25.00 | 12/9/2012 7:38:37 AM |
hope-wrangler1 | $50.00 | 12/9/2012 1:43:07 PM |
bkwest01 | $50.00 | 12/10/2012 7:22:43 AM |
banker34 | $25.00 | 12/10/2012 9:21:15 AM |
Index_Plus | $3,120.00 | 12/10/2012 2:16:00 PM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:15 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:09 AM |
FootoftheMountain | $25.00 | 12/10/2012 3:54:49 PM |
Katburg | $25.00 | 12/10/2012 5:05:19 PM |
52 Investments
|
Borrower Payment Dependent Notes Series
678035
This series of Notes was issued and sold upon the funding of the borrower loan #78876, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-06-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $106.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,140 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| authoritative-yield6 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan: down payment for a car for my fiance
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I pay my bills ontime
Monthly net income: $1500
Monthly expenses: $100
Housing: $785
Insurance: $114
Car expenses: $
Utilities: $85
Phone, cable, internet: $220
Food, entertainment: $120
Clothing, household expenses: $
Credit cards and other loans: $175
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Danjack_Capital | $25.00 | 12/6/2012 5:06:05 PM |
kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:58 PM |
formula842 | $25.00 | 12/6/2012 5:19:15 PM |
octoberfresh | $25.00 | 12/6/2012 5:52:11 PM |
paxnj | $25.00 | 12/6/2012 8:20:49 PM |
justasoldier | $50.00 | 12/7/2012 8:11:55 AM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:28:44 AM |
paradise-foothill | $50.00 | 12/7/2012 2:41:08 PM |
WalnutCreekguy | $50.00 | 12/7/2012 5:25:51 PM |
simplelender80 | $75.00 | 12/9/2012 2:02:50 PM |
BostonCapital | $100.00 | 12/10/2012 9:16:51 AM |
LuvToLend | $30.00 | 12/10/2012 2:38:43 PM |
well-rounded-payout0 | $46.00 | 12/10/2012 5:30:28 PM |
Investor_DP | $100.00 | 12/11/2012 9:52:24 AM |
truth-companion | $25.00 | 12/11/2012 10:47:56 AM |
loan-fate | $50.00 | 12/11/2012 10:16:32 AM |
bonus-seahorse | $29.00 | 12/11/2012 11:32:45 AM |
successful-agreement7 | $100.00 | 12/11/2012 5:32:42 PM |
zorg77 | $25.00 | 12/11/2012 6:19:08 PM |
scrappy-diversification7 | $1,251.89 | 12/11/2012 6:25:15 PM |
Wrats6 | $25.00 | 12/6/2012 5:05:28 PM |
riveting-credit5 | $25.00 | 12/6/2012 5:21:00 PM |
zipemdown | $25.00 | 12/6/2012 6:08:54 PM |
return-point2 | $100.00 | 12/7/2012 10:09:47 AM |
valiant-return584 | $50.00 | 12/7/2012 6:13:50 PM |
affluence-tambourine | $25.00 | 12/9/2012 10:59:52 PM |
Zingaro | $25.00 | 12/10/2012 5:50:45 PM |
justreturns | $25.00 | 12/11/2012 10:08:54 AM |
aggresive-compassion612 | $25.00 | 12/11/2012 10:24:47 AM |
ryan6853 | $25.11 | 12/11/2012 10:04:05 AM |
Edakers | $25.00 | 12/11/2012 1:49:59 PM |
power-spartan5 | $25.00 | 12/11/2012 10:41:06 AM |
E-2 | $100.00 | 12/11/2012 5:26:19 PM |
ideal-peace5 | $93.00 | 12/11/2012 5:21:34 PM |
Evolver | $50.00 | 12/11/2012 6:22:21 PM |
Kaj | $25.00 | 12/11/2012 6:25:09 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
678069
This series of Notes was issued and sold upon the funding of the borrower loan #79108, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $287.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 17% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 15y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,043 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-note-grove |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my high interest debt.
My financial situation:
I am a good candidate for this loan because I have always paid my bills on time and take my credit very seriously. I recently purchased a home and need to build up my savings for future home expenses & emergencies.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wetlands | $200.00 | 11/27/2012 5:28:48 PM |
windguy | $50.00 | 11/27/2012 5:33:01 PM |
CreditBuilder2 | $50.01 | 11/27/2012 7:43:38 PM |
yield-voyager8 | $25.00 | 11/27/2012 7:59:03 PM |
Zolton | $300.00 | 11/27/2012 5:59:43 PM |
octoberfresh | $25.00 | 11/27/2012 7:05:18 PM |
riskreward | $250.00 | 11/28/2012 1:45:23 PM |
Arvicco | $400.00 | 11/28/2012 1:48:25 PM |
tender-integrity3 | $100.00 | 11/28/2012 7:10:08 PM |
KCEnterprises | $25.00 | 11/29/2012 5:02:12 PM |
persist_in_doing | $25.00 | 11/29/2012 6:52:10 PM |
trustworthy-finance6 | $200.00 | 11/30/2012 10:06:49 AM |
franzzua | $25.00 | 11/30/2012 6:48:09 AM |
proper-p2p6 | $100.00 | 12/1/2012 8:23:40 AM |
reinforced-velocity158 | $100.00 | 11/30/2012 8:46:22 PM |
compoundinterest | $25.00 | 12/1/2012 12:01:09 PM |
yield-seeker | $25.00 | 12/1/2012 1:52:03 PM |
vigilance-accruer | $25.00 | 12/1/2012 1:48:21 PM |
justreturns | $25.00 | 12/1/2012 2:05:16 PM |
gain-zeus8 | $25.00 | 12/3/2012 7:59:28 AM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:48 PM |
dukeiyer | $25.00 | 12/3/2012 10:48:59 AM |
dignified-finance | $25.00 | 12/3/2012 6:31:40 PM |
point-oyster5 | $25.00 | 12/4/2012 5:38:09 PM |
commitment-orca7 | $50.00 | 12/5/2012 2:01:06 PM |
mindful-generosity1 | $25.00 | 12/5/2012 5:02:21 PM |
magical-credit523 | $25.00 | 12/5/2012 6:42:28 PM |
enthralling-investment | $25.00 | 12/5/2012 5:56:08 PM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:26 AM |
american6 | $50.00 | 12/6/2012 9:55:47 AM |
thrifty-transaction578 | $25.00 | 12/6/2012 9:51:09 AM |
awesome-rate640 | $50.00 | 12/6/2012 4:02:46 PM |
toblerone | $25.00 | 12/6/2012 11:13:21 AM |
gilbrear | $25.00 | 12/6/2012 3:13:52 PM |
Ocean713 | $75.00 | 12/6/2012 11:29:52 AM |
miked8303 | $75.00 | 12/6/2012 11:31:06 AM |
quickstep | $151.00 | 12/6/2012 11:50:42 AM |
blue-dollar-viking | $75.00 | 12/6/2012 8:40:25 PM |
unbelievable-diversification8 | $25.00 | 12/6/2012 11:13:34 PM |
proper-exchange8 | $50.00 | 12/6/2012 5:48:43 PM |
cerebral-dollar773 | $25.00 | 12/7/2012 6:05:09 AM |
BeanCownter | $25.00 | 12/7/2012 6:44:46 AM |
the-credit-proton | $25.00 | 12/7/2012 7:02:59 AM |
palm864 | $25.00 | 12/6/2012 7:38:53 PM |
orange-commanding-truth | $25.00 | 12/7/2012 7:46:46 AM |
cocopuffs | $25.00 | 12/6/2012 9:53:16 PM |
dinero-launcher | $30.00 | 12/7/2012 8:20:04 AM |
Ambassador | $29.00 | 12/7/2012 4:45:16 AM |
fervent-rupee9 | $100.00 | 12/7/2012 5:28:03 AM |
green-discrete-rupee | $25.00 | 12/7/2012 9:11:47 AM |
theskippy | $25.00 | 12/7/2012 6:49:32 AM |
dreamhope | $25.00 | 12/7/2012 7:17:54 AM |
tpleus | $30.74 | 12/7/2012 8:21:11 AM |
coin-lesson3 | $35.83 | 12/7/2012 5:57:04 AM |
ethical-truth211 | $300.00 | 12/7/2012 6:05:37 AM |
bb575 | $50.00 | 12/7/2012 7:11:40 AM |
AFairDeal | $25.00 | 12/7/2012 9:43:02 AM |
mpatrick | $50.00 | 12/7/2012 10:04:28 AM |
elegant-income3 | $50.00 | 12/7/2012 9:11:19 AM |
4everloved | $150.00 | 12/7/2012 9:43:54 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:45 AM |
blue-silver-bull | $25.00 | 12/7/2012 9:46:36 AM |
swaders7 | $25.00 | 12/7/2012 10:36:46 AM |
Night01Hawk25 | $25.00 | 12/7/2012 10:02:52 AM |
EnglishGeekInNYC | $25.00 | 12/7/2012 10:10:15 AM |
IP | $25.00 | 12/7/2012 9:52:38 AM |
dedicated-diversification5 | $125.00 | 12/7/2012 11:02:15 AM |
liberty-viola | $30.00 | 12/7/2012 11:03:52 AM |
coin-kin | $25.00 | 12/7/2012 10:57:20 AM |
smart-transparency099 | $25.00 | 12/7/2012 4:36:30 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 4:26:59 PM |
Peacepower | $35.00 | 12/7/2012 3:53:12 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:11 PM |
nimble-integrity658 | $25.00 | 12/8/2012 7:16:13 AM |
dough-dreams8 | $500.00 | 12/8/2012 9:57:20 AM |
helpful-fund7 | $50.00 | 12/8/2012 8:25:38 AM |
order-geyser1 | $50.00 | 12/8/2012 8:57:19 AM |
circuitfive | $25.00 | 12/8/2012 1:38:09 PM |
dedication-locomotive1 | $100.00 | 12/8/2012 3:32:57 PM |
radforj22 | $25.00 | 12/8/2012 7:53:00 PM |
prendani | $25.00 | 12/8/2012 8:20:04 PM |
contract-bopper | $25.00 | 12/8/2012 1:25:52 PM |
Munnie | $25.00 | 12/9/2012 6:38:45 AM |
value-caravan | $25.00 | 12/9/2012 11:59:39 AM |
Bendistraw | $37.00 | 12/9/2012 12:23:09 PM |
mclean_loaner | $25.00 | 12/9/2012 8:19:12 AM |
bonus-apple | $300.00 | 12/9/2012 1:22:32 PM |
agrosmet | $45.00 | 12/9/2012 2:30:29 PM |
roberto76 | $25.00 | 12/9/2012 8:51:39 PM |
bold-joyful-coin9 | $50.00 | 12/9/2012 3:22:37 PM |
cloud546 | $25.00 | 12/10/2012 2:06:25 AM |
blue-laudable-dinero | $25.00 | 12/9/2012 9:29:41 PM |
ore-frontier | $50.00 | 12/10/2012 1:57:03 AM |
red-duty-carrier | $25.00 | 11/27/2012 5:25:16 PM |
jubilant-capital1 | $25.00 | 11/27/2012 8:21:44 PM |
gravbox | $25.00 | 11/27/2012 6:57:12 PM |
compassion-twister2 | $25.00 | 11/27/2012 7:14:58 PM |
dunkard13 | $100.00 | 11/28/2012 9:27:11 AM |
astute-benjamins | $25.00 | 11/29/2012 7:09:21 AM |
indomitable-coin | $25.00 | 11/29/2012 9:23:53 AM |
Lender2895a | $100.00 | 11/29/2012 5:06:47 AM |
loot-prescription3 | $40.00 | 11/29/2012 5:59:07 AM |
ryan6853 | $25.00 | 11/29/2012 9:00:03 AM |
axl163 | $25.00 | 11/29/2012 10:23:29 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:27 AM |
refined-hope3 | $25.00 | 11/29/2012 6:19:46 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:59 PM |
loan-mongoose1 | $25.00 | 11/29/2012 6:49:17 PM |
Castellan | $50.00 | 11/29/2012 6:32:26 PM |
corndog4000 | $55.00 | 11/30/2012 9:56:49 AM |
leodaguy | $100.00 | 11/30/2012 12:15:01 PM |
dunox | $75.00 | 11/30/2012 4:15:10 PM |
EJPiper | $25.00 | 12/1/2012 9:46:14 AM |
balance-force | $35.00 | 12/1/2012 1:27:50 PM |
ucantbeetit | $25.00 | 12/1/2012 1:10:14 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:50 PM |
marketplace-singularity3 | $50.00 | 12/1/2012 1:51:38 PM |
supersarah61 | $25.00 | 12/2/2012 3:52:55 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:03 PM |
wampum-influencer | $25.00 | 12/2/2012 4:58:46 PM |
auction-iris9 | $120.00 | 12/3/2012 9:47:14 AM |
credit-maple | $25.00 | 12/3/2012 10:26:50 AM |
Interest2thePeople | $100.00 | 12/3/2012 5:13:24 PM |
Bikram | $50.00 | 12/3/2012 10:35:41 AM |
herbyman | $50.00 | 12/3/2012 12:47:23 PM |
transparency-sequoia6 | $100.00 | 12/3/2012 5:31:26 PM |
Proactive-Financial-Lending | $25.00 | 12/3/2012 5:56:03 PM |
best-active-listing | $25.00 | 12/4/2012 6:47:25 AM |
mykkai | $25.00 | 12/3/2012 7:44:37 PM |
macheesmo | $100.00 | 12/4/2012 10:39:36 AM |
life-is-great | $25.00 | 12/4/2012 9:49:04 AM |
pooldar | $25.00 | 12/4/2012 2:15:43 PM |
top-market-mechanic | $25.00 | 12/5/2012 9:27:04 AM |
entertaining-revenue4 | $50.00 | 12/5/2012 9:19:12 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:06:52 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:19 AM |
power-kin | $25.00 | 12/5/2012 5:42:02 PM |
Investoman | $25.00 | 12/5/2012 5:19:27 PM |
cablenews | $100.00 | 12/5/2012 6:10:47 PM |
wildanne | $50.00 | 12/6/2012 9:00:45 AM |
admirable-economy3 | $25.00 | 12/5/2012 7:24:53 PM |
marwadi-62 | $200.00 | 12/5/2012 7:37:59 PM |
cimbaman | $29.38 | 12/6/2012 1:02:07 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:01 AM |
loot-heart | $25.00 | 12/6/2012 10:43:57 AM |
first-graceful-contract | $25.00 | 12/6/2012 11:02:35 AM |
hitsman | $50.00 | 12/6/2012 10:01:27 AM |
Jim33 | $25.00 | 12/6/2012 11:07:35 AM |
32669 | $50.00 | 12/6/2012 10:38:13 AM |
entertaining-greenback2 | $30.31 | 12/6/2012 4:08:25 PM |
hopeful-silver5 | $28.65 | 12/6/2012 2:25:35 PM |
bewitching-vigilance4 | $25.00 | 12/6/2012 5:22:51 PM |
sympathetic-funds818 | $25.00 | 12/6/2012 5:55:23 PM |
unassuming-p2ploan774 | $40.00 | 12/6/2012 6:22:06 PM |
p2p-paradise | $25.00 | 12/6/2012 6:23:47 PM |
Brighton504 | $25.00 | 12/6/2012 6:05:47 PM |
income-buffalo1 | $50.00 | 12/6/2012 7:33:38 PM |
Oakland | $50.00 | 12/7/2012 6:56:19 AM |
uarewhatuthink | $46.33 | 12/7/2012 7:11:22 AM |
the-silver-blaster | $75.00 | 12/6/2012 6:29:33 PM |
syracuserei | $100.00 | 12/7/2012 5:16:58 AM |
hope-hickory8 | $25.00 | 12/7/2012 5:23:08 AM |
payout-thinker7 | $25.00 | 12/7/2012 6:13:48 AM |
intrepid-compassion29 | $25.00 | 12/7/2012 6:21:21 AM |
bebeito | $50.00 | 12/6/2012 7:33:54 PM |
CarnageAsada | $25.00 | 12/7/2012 6:05:09 AM |
market-trooper3 | $30.00 | 12/7/2012 6:25:39 AM |
vertigo2x | $25.00 | 12/7/2012 9:34:28 AM |
SMU_ponies | $25.00 | 12/7/2012 10:12:26 AM |
nalaari | $29.00 | 12/7/2012 11:10:22 AM |
KEOLEND | $25.00 | 12/7/2012 11:05:15 AM |
adaboy65 | $75.00 | 12/7/2012 11:21:55 AM |
phenomenal-gain5 | $30.00 | 12/7/2012 1:55:29 PM |
bowdish1 | $75.00 | 12/7/2012 10:57:55 AM |
_G_ | $25.00 | 12/7/2012 3:28:54 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:38:16 PM |
meoates1 | $25.00 | 12/8/2012 8:02:39 AM |
psteveo | $25.00 | 12/8/2012 6:11:16 AM |
BocaYogi50 | $29.54 | 12/8/2012 8:33:24 AM |
interest88 | $25.00 | 12/8/2012 1:28:39 PM |
progressive-economy261 | $400.00 | 12/8/2012 12:47:48 PM |
deegeeman | $25.00 | 12/8/2012 1:36:16 PM |
responsibilityenstein3 | $37.55 | 12/8/2012 3:32:39 PM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:42 AM |
California04 | $50.00 | 12/9/2012 11:07:16 AM |
DaveTheWave | $50.00 | 12/8/2012 3:03:01 PM |
lighthouseman | $50.00 | 12/8/2012 8:56:18 PM |
icydog | $25.00 | 12/8/2012 8:47:41 PM |
Palmetto | $50.00 | 12/9/2012 3:13:11 AM |
a-resplendent-commitment | $25.00 | 12/9/2012 7:23:00 AM |
trade-wingding5 | $82.61 | 12/9/2012 12:05:50 PM |
simplelender80 | $75.00 | 12/9/2012 1:59:43 PM |
purplepotato | $25.00 | 12/9/2012 8:43:02 PM |
dly2007 | $50.00 | 12/9/2012 8:57:52 PM |
jojnax | $26.19 | 12/9/2012 6:21:03 PM |
antlr | $25.00 | 12/9/2012 7:43:51 PM |
pilot1723 | $25.00 | 12/10/2012 1:14:15 AM |
Darts | $50.00 | 12/9/2012 5:43:24 PM |
Moneypenny6 | $25.00 | 12/9/2012 5:53:03 PM |
finance-coyote3 | $461.86 | 12/10/2012 5:10:31 AM |
200 Investments
|
Borrower Payment Dependent Notes Series
678163
This series of Notes was issued and sold upon the funding of the borrower loan #79319, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,883.93 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 16.25% |
Listing Start date:
| Nov-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 35% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 13y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,897 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| wampum-balance076 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...
Pay off 5 credit cards & 1 line of credit. I am trying to combine all accounts into 1 payment with 1 interest rate.
My financial situation:
Stable
I am a good candidate for this loan because...
I did have a bankruptcy almost 5 years ago and have been consistantly paying all bills every month. I do have 1 late bill with Verizon because of a situation that happened back in August, I did make payment arrangements with them and have consistantly paid them the total amount owed plus my current monthly bill. I also try to give more than what my minimum payment is on every bill. And last but not least, I cannot have another bankruptcy for several years, (nor do I ever want to go through that again). I have learned my lesson through that bankruptcy and will not ever be late on another payment to anyone.
Monthly net income: $3057.00
Monthly expenses: $see below
Housing: $920.00
Insurance: $157.64
Car expenses: $345.58
Utilities: $55.00
Phone, cable, internet: $230.77
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $397.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Danjack_Capital | $25.00 | 11/27/2012 9:10:29 AM |
worthy-bid8 | $100.00 | 11/27/2012 10:11:11 AM |
orange-preeminant-bill | $25.00 | 11/27/2012 10:48:49 AM |
Relient-K | $25.00 | 11/27/2012 11:27:06 AM |
let_me_retire | $25.00 | 11/27/2012 3:33:24 PM |
ultimate-peace | $100.00 | 11/27/2012 7:08:35 PM |
Something-Corporate | $25.00 | 11/28/2012 5:27:51 PM |
social-heart | $25.00 | 12/1/2012 12:51:43 PM |
businessbroker101 | $32.00 | 12/1/2012 1:34:12 PM |
melodious-openness | $200.00 | 12/3/2012 4:46:26 AM |
majestic-note6 | $150.00 | 12/3/2012 9:52:08 AM |
greencat | $50.00 | 12/6/2012 8:28:30 AM |
Tscheddar | $25.00 | 12/6/2012 5:06:03 PM |
Cybercusp | $25.00 | 12/9/2012 12:07:32 PM |
rabbidlender | $25.00 | 12/10/2012 10:16:35 AM |
ethical-truth211 | $200.00 | 12/10/2012 10:15:15 AM |
ethical-truth211 | $100.00 | 12/10/2012 10:16:08 AM |
balance-vinyl5 | $100.00 | 12/10/2012 10:17:41 AM |
keen-economy6 | $25.00 | 12/10/2012 5:15:48 PM |
wampum-influencer | $25.00 | 12/10/2012 7:04:52 PM |
Caed-Aldwych | $25.00 | 12/11/2012 12:19:30 AM |
thorough-capital799 | $25.00 | 12/10/2012 9:10:22 PM |
impala6464 | $25.00 | 12/10/2012 7:57:05 PM |
blue-relentless-hope | $25.00 | 12/10/2012 8:23:40 PM |
DasMula | $25.00 | 12/11/2012 9:00:56 AM |
ethical-truth211 | $300.00 | 12/11/2012 4:07:33 AM |
compatible-return120 | $25.00 | 12/11/2012 7:21:21 AM |
Index_Plus | $400.00 | 12/11/2012 8:31:43 AM |
open-minded-p2p1 | $25.00 | 11/27/2012 1:28:02 PM |
vutah | $25.00 | 11/27/2012 12:41:32 PM |
LuvToLend | $25.00 | 11/28/2012 10:37:54 AM |
diplomatic-wealth7 | $25.00 | 12/1/2012 1:18:26 PM |
power-spartan5 | $25.00 | 12/7/2012 10:43:34 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:13 AM |
abundant-dinero5 | $25.00 | 12/8/2012 6:26:30 AM |
simplelender80 | $75.00 | 12/9/2012 1:59:35 PM |
enterprising-pound5 | $50.00 | 12/9/2012 7:39:59 PM |
auction-architect7 | $25.00 | 12/10/2012 8:11:45 PM |
LibbyZ | $50.00 | 12/10/2012 8:24:28 PM |
NH174 | $25.00 | 12/10/2012 11:52:58 PM |
victor111818 | $25.00 | 12/10/2012 8:28:15 PM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:24 AM |
rookiecrd1 | $25.00 | 12/11/2012 4:43:32 AM |
mebowl300 | $76.93 | 12/10/2012 10:45:02 PM |
unbelievable-exchange | $50.00 | 12/11/2012 8:26:07 AM |
a-successful-credit | $25.00 | 12/11/2012 3:21:18 AM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:41 AM |
wattboy | $25.00 | 12/11/2012 8:29:04 AM |
sturdy-note5 | $25.00 | 12/11/2012 8:07:24 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
678217
This series of Notes was issued and sold upon the funding of the borrower loan #78846, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Nov-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Nov-30-2012 |
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $169.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 25% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 21y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $43,727 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| payment-cupcake1 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...help with cost of new household. For instance, blinds, rugs, etc... small furniture
My financial situation:
I am a good candidate for this loan because...I have good credit and have worked for many years.
Monthly net income: $4333.33
Monthly expenses: $2600.00
Housing: $2000.00
Insurance: $paid
Car expenses: $paid by another
Utilities: $200
Phone, cable, internet: $57
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
inspiring-kindness062 | $25.00 | 11/27/2012 9:18:07 AM |
thrilling-point2 | $40.00 | 11/27/2012 10:00:52 AM |
rate-advocator7 | $250.00 | 11/27/2012 9:45:49 AM |
kind-lovely-marketplace | $50.00 | 11/27/2012 10:26:34 AM |
octoberfresh | $35.00 | 11/27/2012 11:04:06 AM |
open-minded-p2p1 | $25.00 | 11/27/2012 1:28:02 PM |
slowgains | $25.00 | 11/27/2012 4:46:56 PM |
generosity-battalion0 | $25.00 | 11/27/2012 12:16:01 PM |
dudebrah | $25.00 | 11/27/2012 5:08:07 PM |
Risk4Reward | $25.00 | 11/27/2012 11:53:51 PM |
money-baron | $100.00 | 11/28/2012 11:43:37 AM |
LuvToLend | $25.00 | 11/28/2012 10:37:55 AM |
return-statuette139 | $50.00 | 11/29/2012 9:56:03 AM |
cberthiaume | $25.00 | 11/29/2012 9:17:06 AM |
new-dignified-dinero | $100.00 | 11/29/2012 10:59:41 AM |
careful-vigilance4 | $25.00 | 11/29/2012 10:15:41 AM |
power-chihuahua | $25.00 | 11/29/2012 10:25:03 AM |
alexander-hamilton | $50.00 | 11/29/2012 11:32:43 AM |
melodious-fairness | $50.00 | 11/29/2012 5:13:29 PM |
point-oyster5 | $25.00 | 11/29/2012 5:54:40 PM |
fuzed | $50.00 | 11/30/2012 6:50:34 AM |
psteveo | $25.00 | 11/30/2012 8:21:18 AM |
mikbos | $25.00 | 11/30/2012 9:16:14 AM |
clean-penny059 | $100.00 | 11/30/2012 5:40:11 AM |
stock106 | $40.00 | 11/30/2012 6:01:20 AM |
global-invest-group | $37.03 | 11/30/2012 10:26:52 AM |
52digital | $75.00 | 11/30/2012 9:04:38 AM |
durable-p2ploan0 | $25.00 | 11/30/2012 11:50:03 AM |
ore-authority2 | $50.00 | 11/30/2012 12:06:11 PM |
atlvalet | $25.00 | 11/30/2012 11:17:37 AM |
JGENERAL | $25.00 | 11/30/2012 11:12:41 AM |
floridass | $25.00 | 11/30/2012 11:30:12 AM |
fortytwo | $150.00 | 11/30/2012 12:10:37 PM |
Vote4Conservatives | $22.97 | 11/30/2012 12:23:11 PM |
zenyatta | $25.00 | 11/30/2012 12:20:52 PM |
DreDub | $25.00 | 11/30/2012 9:18:18 AM |
transaction-seahorse0 | $25.00 | 11/27/2012 10:47:35 AM |
auction-iris9 | $120.00 | 11/27/2012 10:57:36 AM |
octoberfresh | $25.00 | 11/27/2012 11:07:36 AM |
asset-professor | $35.00 | 11/27/2012 10:51:38 AM |
EL_Papin | $25.00 | 11/27/2012 12:12:27 PM |
appetizing-loyalty354 | $25.00 | 11/27/2012 12:06:55 PM |
let_me_retire | $100.00 | 11/27/2012 3:48:26 PM |
riveting-credit5 | $25.00 | 11/27/2012 5:34:20 PM |
Mucman72 | $25.00 | 11/27/2012 5:34:57 PM |
zorg77 | $25.00 | 11/27/2012 6:14:26 PM |
bonus-seahorse | $25.00 | 11/28/2012 3:59:43 PM |
glimmering-funds2 | $25.00 | 11/28/2012 5:01:00 PM |
Investor_DP | $34.00 | 11/29/2012 10:19:21 AM |
deal-galleon | $25.00 | 11/29/2012 10:33:45 AM |
DreisersFinancier | $50.00 | 11/29/2012 10:58:46 AM |
velocity-oak | $25.00 | 11/29/2012 4:12:36 PM |
loyalty-circuitry | $50.00 | 11/29/2012 6:02:06 PM |
first-inspiring-vigilance | $25.00 | 11/29/2012 5:55:43 PM |
fervent-repayment | $100.00 | 11/30/2012 5:07:03 AM |
suave-durability1 | $50.00 | 11/29/2012 6:31:51 PM |
handshake5 | $100.00 | 11/30/2012 9:43:12 AM |
nourishing-interest0 | $25.00 | 11/30/2012 8:57:49 AM |
top-responsibility-sage | $50.00 | 11/30/2012 9:23:06 AM |
KEOLEND | $25.00 | 11/30/2012 9:26:46 AM |
unforgettable-wealth4 | $50.00 | 11/30/2012 9:37:02 AM |
wrangler034 | $25.00 | 11/30/2012 11:24:36 AM |
silver-enlightenment0 | $25.00 | 11/30/2012 11:36:36 AM |
silver-trident5 | $300.00 | 11/30/2012 10:08:02 AM |
musegaze | $36.00 | 11/30/2012 10:04:53 AM |
principal-cooker2 | $50.00 | 11/30/2012 10:32:31 AM |
bold-shrewd-dedication | $250.00 | 11/30/2012 12:16:44 PM |
leodaguy | $100.00 | 11/30/2012 12:16:51 PM |
joyous-peace443 | $25.00 | 11/30/2012 11:00:11 AM |
retirementlady | $25.00 | 11/30/2012 11:16:07 AM |
impeccable-order329 | $50.00 | 11/30/2012 11:36:32 AM |
social-cocktail1 | $200.00 | 11/30/2012 11:35:44 AM |
dedicated-transaction796 | $25.00 | 11/30/2012 11:38:19 AM |
courteous-kindness1 | $25.00 | 11/30/2012 11:54:21 AM |
money-surge1 | $25.00 | 11/30/2012 11:41:43 AM |
fascinating-money236 | $25.00 | 11/30/2012 11:57:40 AM |
76 Investments
|
Borrower Payment Dependent Notes Series
678249
This series of Notes was issued and sold upon the funding of the borrower loan #78957, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Nov-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $77.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 59% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 10y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $16,724 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-leverage-kayak |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Danjack_Capital | $25.00 | 11/28/2012 9:03:18 AM |
return-point2 | $100.00 | 11/28/2012 9:11:41 AM |
BostonCapital | $100.00 | 11/28/2012 10:05:19 AM |
open-minded-p2p1 | $25.00 | 11/28/2012 11:35:49 AM |
LuvToLend | $25.00 | 11/28/2012 10:38:26 AM |
hope-den1 | $50.00 | 11/28/2012 12:03:07 PM |
thrilling-point2 | $40.00 | 11/28/2012 1:16:51 PM |
well-rounded-payout0 | $50.00 | 11/28/2012 5:17:40 PM |
scholarly-order6 | $25.00 | 11/29/2012 4:19:56 AM |
keen-economy6 | $25.00 | 12/1/2012 10:28:37 AM |
new-start18100 | $25.00 | 12/2/2012 1:04:52 PM |
britches613 | $25.00 | 12/3/2012 8:59:44 AM |
kenji4861 | $25.00 | 12/4/2012 10:25:16 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:44 AM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:46 PM |
bold-joyful-coin9 | $25.00 | 12/9/2012 3:16:00 PM |
wwwUniversal | $25.00 | 12/10/2012 9:41:03 AM |
ethical-truth211 | $140.00 | 12/10/2012 4:19:31 PM |
handy-justice | $50.00 | 11/28/2012 9:19:13 AM |
asset-professor | $35.00 | 11/28/2012 10:11:17 AM |
WalnutCreekguy | $50.00 | 11/28/2012 10:17:51 AM |
SLN-10 | $50.00 | 11/28/2012 11:21:48 AM |
berniemadeoff | $60.00 | 11/28/2012 12:38:02 PM |
kind-lovely-marketplace | $50.00 | 11/28/2012 1:29:36 PM |
Sagamore | $40.00 | 11/28/2012 11:06:18 AM |
transaction-seahorse0 | $25.00 | 11/28/2012 1:44:37 PM |
scholarly-order6 | $30.00 | 11/28/2012 7:20:32 PM |
agreement-mesh9 | $30.00 | 11/29/2012 10:51:47 AM |
Kaj | $25.00 | 11/29/2012 6:31:05 PM |
mrxtravis | $25.00 | 11/30/2012 6:58:15 PM |
Zingaro | $25.00 | 12/1/2012 12:17:07 PM |
industrious-p2ploan393 | $100.00 | 12/1/2012 8:45:00 PM |
mmckune | $25.00 | 12/2/2012 12:40:38 PM |
GS-ROCK | $25.00 | 12/4/2012 10:42:39 AM |
PFTLender | $25.00 | 12/4/2012 3:05:22 PM |
first-integrity-gravity | $50.00 | 12/4/2012 5:22:01 PM |
paradise-foothill | $50.00 | 12/4/2012 8:58:21 PM |
ingenious-currency8 | $25.00 | 12/6/2012 4:43:55 PM |
Ocean713 | $75.00 | 12/6/2012 12:30:45 PM |
zipemdown | $25.00 | 12/6/2012 6:04:45 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 11:09:09 AM |
valiant-return584 | $50.00 | 12/7/2012 6:10:07 PM |
boogienation | $25.00 | 12/8/2012 8:08:31 AM |
Evolver | $50.00 | 12/9/2012 1:05:38 PM |
simplelender80 | $75.00 | 12/9/2012 2:00:13 PM |
Newfoundcash | $25.00 | 12/10/2012 7:13:06 AM |
aggresive-compassion612 | $25.00 | 12/10/2012 9:58:30 AM |
changger | $50.00 | 12/10/2012 9:49:34 AM |
48 Investments
|
Borrower Payment Dependent Notes Series
678311
This series of Notes was issued and sold upon the funding of the borrower loan #78924, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,325.75 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 16.25% |
Listing Start date:
| Nov-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 2m |
Amount delinquent:
| $30,202 |
Total credit lines:
| 18 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| new-pleasant-leverage |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off old bills
My financial situation:
I am a good candidate for this loan because...i have a full time job . i will work hard to make sure the loan is repayed
Monthly net income: $2600
Monthly expenses: $1500
Housing: $600
Insurance: $160
Car expenses: $500
Utilities: $500
Phone, cable, internet: $49
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $100.00 | 11/28/2012 5:16:25 PM |
orchestra960 | $300.00 | 11/29/2012 10:37:29 AM |
LuvToLend | $25.00 | 11/29/2012 9:28:11 AM |
diplomatic-wealth7 | $25.00 | 11/30/2012 10:44:39 AM |
leodaguy | $100.00 | 11/30/2012 12:16:56 PM |
kevin314 | $25.00 | 12/1/2012 12:21:46 PM |
businessbroker101 | $50.00 | 12/5/2012 9:02:07 AM |
rs999 | $25.00 | 12/7/2012 10:36:44 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:47 AM |
Cybercusp | $25.00 | 12/10/2012 9:21:06 AM |
NH174 | $25.00 | 12/10/2012 11:53:02 PM |
JGENERAL | $25.00 | 12/11/2012 5:30:19 PM |
hope-wrangler1 | $50.00 | 12/11/2012 5:13:18 PM |
rabbidlender | $25.00 | 12/11/2012 6:02:57 PM |
platinum-eagle2 | $27.00 | 12/11/2012 6:06:07 PM |
MakeItPour | $25.00 | 12/11/2012 5:44:59 PM |
help4u | $50.00 | 12/12/2012 1:52:55 AM |
capital-galaxy | $150.00 | 12/12/2012 5:47:47 AM |
principal-cooker2 | $50.00 | 12/12/2012 9:27:19 AM |
economy-shrubbery6 | $25.00 | 12/12/2012 9:32:39 AM |
deal-hickory5 | $100.00 | 12/12/2012 9:08:56 AM |
Sonihal | $113.75 | 12/12/2012 1:19:03 PM |
HenryS | $30.00 | 12/12/2012 9:59:46 AM |
SugarMommy | $25.00 | 12/12/2012 10:16:49 AM |
qaran | $30.00 | 12/12/2012 11:07:48 AM |
riveting-wealth2 | $50.00 | 12/12/2012 4:05:11 PM |
social-heart | $25.00 | 11/30/2012 9:29:36 AM |
Tscheddar | $25.00 | 12/6/2012 5:49:25 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:19 AM |
adamdroker | $25.00 | 12/7/2012 8:02:27 PM |
simplelender80 | $75.00 | 12/9/2012 2:00:20 PM |
redhead21 | $50.00 | 12/10/2012 7:58:55 PM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:34 AM |
a-successful-credit | $25.00 | 12/11/2012 3:21:20 AM |
blue-relentless-hope | $25.00 | 12/11/2012 5:20:14 PM |
copper | $50.00 | 12/11/2012 5:43:35 PM |
reward-adventure | $50.00 | 12/11/2012 6:20:35 PM |
fair-loan7 | $25.00 | 12/11/2012 6:12:53 PM |
silver-enlightenment0 | $25.00 | 12/12/2012 9:41:31 AM |
dedicated-transaction796 | $25.00 | 12/12/2012 9:07:03 AM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:14 AM |
the-credit-maker | $100.00 | 12/12/2012 9:29:06 AM |
billete | $25.00 | 12/12/2012 9:57:33 AM |
durability-ace9 | $25.00 | 12/12/2012 9:20:14 AM |
trumpeter391 | $25.00 | 12/12/2012 11:05:41 AM |
treasure-bear9 | $25.00 | 12/12/2012 9:39:51 AM |
djh47a | $50.00 | 12/12/2012 12:58:50 PM |
trumpeter391 | $25.00 | 12/12/2012 11:05:55 AM |
48 Investments
|
Borrower Payment Dependent Notes Series
678337
This series of Notes was issued and sold upon the funding of the borrower loan #78726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Nov-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $471.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 9.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 26y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,244 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-pine6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Consolidate 4 loans
My financial situation:
I am a good candidate for this loan because...I am stable in my job and have been consistantly paying my debt.
Monthly net income: $7750.00
Monthly expenses: $
Housing: $1040.60
Insurance: $87.00
Car expenses: $800.00
Utilities: $250.00
Phone, cable, internet: $400.00
Food, entertainment: $250.00
Clothing, household expenses: $150.00
Credit cards and other loans: $489.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
thrilling-point2 | $40.00 | 11/27/2012 9:59:29 AM |
WalnutCreekguy | $50.00 | 11/27/2012 10:31:45 AM |
vutah | $45.00 | 11/27/2012 12:55:40 PM |
commerce-venture1 | $25.00 | 11/27/2012 5:07:00 PM |
riskreward | $250.00 | 11/27/2012 4:09:52 PM |
RGlad | $200.00 | 11/27/2012 7:09:37 PM |
prudent-dough458 | $25.00 | 11/29/2012 10:09:10 AM |
agreement-mesh9 | $35.00 | 11/29/2012 10:51:46 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:23 AM |
nickel-ferret | $25.00 | 11/29/2012 10:57:40 AM |
Harry | $75.00 | 11/29/2012 10:05:51 AM |
j2ee | $50.00 | 11/29/2012 10:32:42 AM |
ideal-peace5 | $100.00 | 11/29/2012 10:33:31 AM |
commerce-artisan8 | $50.00 | 11/29/2012 10:51:56 AM |
abundanceforever | $52.50 | 11/29/2012 10:56:00 AM |
persist_in_doing | $25.00 | 11/29/2012 6:52:08 PM |
robust-trade | $25.00 | 11/30/2012 11:24:04 AM |
orchestra960 | $223.00 | 11/30/2012 4:12:39 PM |
leodaguy | $100.00 | 11/30/2012 12:16:51 PM |
Zorro_970 | $100.00 | 11/30/2012 4:22:34 PM |
E-2 | $100.00 | 11/30/2012 4:14:00 PM |
dunox | $75.00 | 11/30/2012 4:16:10 PM |
kulender | $100.00 | 11/30/2012 6:10:16 PM |
ucantbeetit | $25.00 | 12/1/2012 1:10:12 PM |
stevestricker | $25.00 | 12/1/2012 1:12:35 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:38:06 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:01 PM |
momentous-transparency47 | $250.00 | 12/2/2012 2:20:45 PM |
Haydn-sav | $25.00 | 12/3/2012 5:21:03 PM |
upbeat-investment9 | $25.00 | 12/3/2012 12:09:02 PM |
momentous-transparency47 | $250.00 | 12/3/2012 3:55:35 PM |
momentous-transparency47 | $100.00 | 12/4/2012 9:59:01 AM |
payout-paradise5 | $25.00 | 12/4/2012 10:15:40 AM |
integrity-gazelle7 | $25.00 | 12/5/2012 8:10:58 AM |
blue-dollar-viking | $75.00 | 12/5/2012 6:09:06 AM |
newest-tough-contract | $25.00 | 12/5/2012 7:12:19 AM |
YampaQuant | $25.00 | 12/5/2012 10:39:02 AM |
rhodylend | $25.00 | 12/5/2012 9:55:55 AM |
amicablenemesis | $50.00 | 12/5/2012 10:30:53 AM |
hitsman | $50.00 | 12/5/2012 10:13:14 AM |
Sid-K | $25.00 | 12/5/2012 10:17:56 AM |
loyalist1 | $100.00 | 12/5/2012 2:01:14 PM |
Nazbuster | $100.00 | 12/5/2012 4:51:08 PM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:38 PM |
unger | $265.00 | 12/5/2012 7:16:14 PM |
Money_Working | $25.00 | 12/5/2012 5:49:45 PM |
Weaverville | $25.00 | 12/5/2012 8:41:42 PM |
hope-candy1 | $35.00 | 12/6/2012 7:34:59 AM |
nimble-dedication1 | $50.00 | 12/5/2012 7:28:14 PM |
SecondChanceLendingSERV | $30.00 | 12/5/2012 11:30:41 PM |
greenback-chairman5 | $25.00 | 12/5/2012 7:48:27 PM |
feiandasun | $25.00 | 12/6/2012 9:23:58 AM |
Rob717171 | $75.00 | 12/5/2012 9:46:42 PM |
sincere-funds470 | $50.00 | 12/6/2012 11:35:56 AM |
Comoparklender | $25.00 | 12/6/2012 10:14:56 AM |
ethicalhumanist | $100.00 | 12/6/2012 10:28:40 AM |
deal-selector5 | $25.00 | 12/6/2012 5:25:23 PM |
Ocean713 | $75.00 | 12/6/2012 11:28:48 AM |
supersarah61 | $25.00 | 12/6/2012 4:16:52 PM |
Tscheddar | $25.00 | 12/6/2012 5:06:06 PM |
RubyMartin | $25.00 | 12/6/2012 11:30:46 PM |
orange-systematic-repayment | $25.00 | 12/7/2012 1:37:10 AM |
unbelievable-exchange | $50.00 | 12/7/2012 7:19:41 AM |
newest-tough-contract | $25.00 | 12/7/2012 6:01:30 AM |
buddy486 | $25.00 | 12/7/2012 6:58:56 AM |
the-silver-blaster | $75.00 | 12/7/2012 9:24:23 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:43 AM |
order-tamale | $123.00 | 12/7/2012 9:04:20 AM |
majestic-note6 | $115.00 | 12/7/2012 9:26:18 AM |
terrific-dough6 | $50.00 | 12/7/2012 9:46:02 AM |
genius520 | $52.00 | 12/7/2012 11:04:04 AM |
moneytolend72 | $40.00 | 12/7/2012 11:27:01 AM |
gothampark | $25.00 | 12/7/2012 12:25:46 PM |
power-spartan5 | $25.00 | 12/7/2012 10:43:35 AM |
decisive-return611 | $100.00 | 12/7/2012 1:01:57 PM |
yield-hut | $25.00 | 12/7/2012 11:17:05 AM |
ethical-income2 | $25.00 | 12/7/2012 1:43:19 PM |
power-lightning9 | $25.00 | 12/7/2012 2:24:09 PM |
Gandalf0001 | $25.00 | 12/7/2012 2:47:46 PM |
adaboy65 | $75.00 | 12/7/2012 11:21:47 AM |
forthright-loot7 | $50.00 | 12/7/2012 11:39:25 AM |
_G_ | $25.00 | 12/7/2012 3:28:53 PM |
RyanJY | $25.00 | 12/7/2012 3:42:50 PM |
cberthiaume | $25.00 | 12/7/2012 12:53:29 PM |
roi-advantage | $25.00 | 12/7/2012 1:34:06 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:36 PM |
matthewrburk | $74.21 | 12/7/2012 3:07:35 PM |
dollar-transporter3 | $25.00 | 12/7/2012 3:45:21 PM |
myduck | $40.00 | 12/7/2012 5:48:38 PM |
PALenderMan | $199.67 | 12/7/2012 6:29:33 PM |
natural-greenback6 | $25.00 | 12/7/2012 6:28:16 PM |
chrisb4745 | $50.00 | 12/7/2012 6:17:27 PM |
logical-peso2 | $25.00 | 12/7/2012 6:27:33 PM |
decisive-income7 | $2,000.00 | 11/27/2012 9:49:21 AM |
loyalty-dragster7 | $100.00 | 11/27/2012 9:18:34 AM |
valiant-return584 | $50.00 | 11/27/2012 9:30:08 AM |
orange-preeminant-bill | $50.00 | 11/27/2012 10:15:42 AM |
Sagamore | $40.00 | 11/27/2012 10:19:44 AM |
transaction-seahorse0 | $25.00 | 11/27/2012 10:46:42 AM |
berniemadeoff | $70.00 | 11/27/2012 10:53:00 AM |
return-point2 | $100.00 | 11/27/2012 11:23:55 AM |
janeybooboo | $125.00 | 11/27/2012 11:19:34 AM |
jubilant-capital1 | $25.00 | 11/27/2012 4:33:13 PM |
lrmantel | $25.00 | 11/27/2012 4:44:02 PM |
successful-agreement7 | $100.00 | 11/29/2012 10:46:32 AM |
dunkard13 | $100.00 | 11/29/2012 5:41:27 PM |
84928429 | $25.00 | 11/29/2012 5:23:35 PM |
monster4 | $50.00 | 11/29/2012 5:33:42 PM |
integrity-web | $25.00 | 11/29/2012 9:03:49 PM |
refined-hope3 | $25.00 | 11/29/2012 6:19:45 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:26:57 PM |
Kaj | $25.00 | 11/29/2012 6:30:50 PM |
first-serene-credit | $25.00 | 11/30/2012 1:39:33 PM |
P2P4me | $200.00 | 11/30/2012 7:10:14 PM |
glowing-pound3 | $50.00 | 11/30/2012 5:32:37 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:17 AM |
deal-vibrato | $25.00 | 12/1/2012 1:24:47 PM |
balance-force | $35.00 | 12/1/2012 1:27:48 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:33:41 AM |
new-start18100 | $25.00 | 12/2/2012 1:04:43 PM |
NobisEst | $25.00 | 12/3/2012 6:52:26 PM |
life-is-great | $25.00 | 12/4/2012 9:49:02 AM |
pierrelasvegas | $25.00 | 12/4/2012 10:03:44 AM |
independent-kindness5 | $574.87 | 12/4/2012 12:01:34 PM |
PFTLender | $25.00 | 12/4/2012 3:05:12 PM |
knowledgeable-silver6 | $25.00 | 12/4/2012 6:03:51 PM |
finance-coyote3 | $360.00 | 12/5/2012 3:22:50 AM |
intrepid-compassion29 | $25.00 | 12/5/2012 6:48:16 AM |
top-benefit-sequoia | $50.00 | 12/5/2012 8:41:44 AM |
justice-disk | $25.00 | 12/5/2012 11:51:20 AM |
bonus-apricot366 | $25.00 | 12/5/2012 5:39:27 PM |
pujols8996 | $75.00 | 12/5/2012 7:17:14 PM |
Zion-CIF | $25.00 | 12/5/2012 7:56:23 PM |
just-loyalty643 | $50.00 | 12/5/2012 7:32:18 PM |
Emperor_of_Banking | $25.00 | 12/5/2012 7:37:37 PM |
ethical-truth211 | $300.00 | 12/6/2012 2:14:15 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:00 AM |
ingenious-currency8 | $25.00 | 12/6/2012 4:28:28 PM |
moola-monger9 | $75.00 | 12/6/2012 12:24:06 PM |
miked8303 | $75.00 | 12/6/2012 11:31:04 AM |
escharfer | $25.00 | 12/6/2012 5:28:06 PM |
zipemdown | $25.00 | 12/6/2012 6:04:25 PM |
richboy56 | $25.00 | 12/6/2012 7:37:20 PM |
Razor129 | $27.50 | 12/6/2012 8:09:50 PM |
dinero-launcher | $30.00 | 12/7/2012 8:19:31 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:12 AM |
unrelenting-euro7 | $50.00 | 12/7/2012 6:26:25 AM |
klend4 | $25.00 | 12/7/2012 3:47:57 AM |
MBBinthBK | $25.00 | 12/7/2012 8:55:10 AM |
LuckyMacFunding | $25.00 | 12/7/2012 6:59:04 AM |
HoosierDaddie | $300.00 | 12/7/2012 9:07:31 AM |
rutzebach | $165.09 | 12/7/2012 9:12:50 AM |
ericgassercom | $25.00 | 12/7/2012 10:18:49 AM |
wwwUniversal | $25.00 | 12/7/2012 9:58:13 AM |
fund-blackberry6 | $25.00 | 12/7/2012 10:53:45 AM |
rs999 | $25.00 | 12/7/2012 10:36:41 AM |
jybank | $50.00 | 12/7/2012 11:27:03 AM |
fortytwo | $100.00 | 12/7/2012 10:52:28 AM |
nalaari | $28.16 | 12/7/2012 11:11:03 AM |
oxnard | $50.00 | 12/7/2012 1:19:26 PM |
magnetic-duty4 | $25.00 | 12/7/2012 2:08:21 PM |
fund-widget | $25.00 | 12/7/2012 4:51:02 PM |
transparent-loan5 | $100.00 | 12/7/2012 12:51:53 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:41:07 PM |
JGENERAL | $25.00 | 12/7/2012 3:45:08 PM |
RubyMartin | $25.00 | 12/7/2012 4:24:50 PM |
power-secret-agent | $25.00 | 12/7/2012 5:13:28 PM |
brightest-bonafide-deal | $25.00 | 12/7/2012 1:39:33 PM |
907 | $50.00 | 12/7/2012 1:59:39 PM |
villagers | $50.00 | 12/7/2012 2:07:25 PM |
currency-fan9 | $50.00 | 12/7/2012 2:13:02 PM |
LKN2RTR | $25.00 | 12/7/2012 2:18:29 PM |
bklyntrustco | $100.00 | 12/7/2012 2:36:56 PM |
perfect-abs | $25.00 | 12/7/2012 2:40:28 PM |
natejx | $25.00 | 12/7/2012 5:56:55 PM |
persistent-dinero953 | $25.00 | 12/7/2012 4:27:53 PM |
leverage-boomer0 | $25.00 | 12/7/2012 5:46:32 PM |
melodious-rupee3 | $25.00 | 12/7/2012 5:35:10 PM |
Brisket_Bob | $25.00 | 12/7/2012 5:59:47 PM |
179 Investments
|
Borrower Payment Dependent Notes Series
678359
This series of Notes was issued and sold upon the funding of the borrower loan #79376, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Nov-28-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 18.82% |
Borrower rate/APR:
| 19.82% / 22.26% |
Monthly payment:
| $395.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.77% | | |
| |
Estimated return*:
| 12.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
19 | Length of status: | 14y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,007 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bid-javelin7 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: pay off debt
This loan will be used to...pay off credit cards, taxes, get my credit back to excellent
My financial situation: getting over my head
I am a good candidate for this loan because...I pay a lot on credit cards now, I know consolidating will help relief the stress each month. Just need a break to getting things back in order, I'm a single mom of five and need a break..
Monthly net income: $4,395.00
Monthly expenses: $3,500.00 about
Housing: $770.32
Insurance: House is $1,189.00 yr, Car is $904.40yr
Car expenses: $500.00
Utilities: $300.00 about water, electric
Phone, cable, internet: $200.00
Food, entertainment: $depends on what is left over $400.00-food
Clothing, household expenses: $debatable
Credit cards and other loans: $ I have 10 credit cards I pay 100.00 on them each month and owe about $27,524.15 total on all them combined
Other expenses: $ 7,600.00 I have a bank loan pay $300.00 a month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bowdish1 | $25.00 | 11/28/2012 5:25:08 PM |
paxnj | $25.00 | 11/28/2012 5:44:40 PM |
CreditBuilder2 | $25.06 | 11/28/2012 7:10:24 PM |
wetlands | $200.00 | 11/29/2012 10:59:48 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:48 AM |
riskreward | $250.00 | 11/29/2012 11:07:30 AM |
franzzua | $25.00 | 11/30/2012 6:48:24 AM |
persistent-dinero953 | $25.00 | 11/30/2012 11:07:50 AM |
dunkard13 | $35.00 | 11/30/2012 9:58:33 AM |
dunox | $75.00 | 11/30/2012 4:15:50 PM |
kulender | $100.00 | 11/30/2012 6:10:24 PM |
tech310 | $50.00 | 12/1/2012 1:01:28 PM |
balance-force | $35.00 | 12/1/2012 1:28:03 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:46 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:21:02 PM |
Bikram | $50.00 | 12/3/2012 10:35:47 AM |
astute-benjamins | $25.00 | 12/4/2012 6:30:23 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:07:05 AM |
successful-agreement7 | $100.00 | 12/5/2012 10:40:57 AM |
integrity-doctor | $100.00 | 12/5/2012 5:00:29 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:09 AM |
bonus-powerplant | $25.00 | 12/6/2012 7:31:23 AM |
debtfree_lender_777 | $25.00 | 12/6/2012 10:02:20 AM |
KryptonWare-com | $25.00 | 12/6/2012 5:01:12 PM |
auction-iris9 | $120.00 | 12/7/2012 9:11:50 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:21:00 AM |
Arvicco | $173.00 | 12/7/2012 9:31:23 AM |
dinero-launcher | $30.00 | 12/7/2012 8:22:41 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:18 AM |
hitsman | $50.00 | 12/7/2012 10:47:52 AM |
jybank | $50.00 | 12/7/2012 11:30:50 AM |
bassman46 | $100.00 | 12/7/2012 1:23:25 PM |
decisive-return611 | $100.00 | 12/7/2012 1:02:04 PM |
valiant-return584 | $50.00 | 12/7/2012 6:10:14 PM |
LaBamba | $100.00 | 12/8/2012 4:46:29 AM |
a-helping-hand | $300.00 | 12/7/2012 7:59:27 PM |
awesome-generosity4 | $25.00 | 12/8/2012 6:01:51 AM |
PFTLender | $25.00 | 12/8/2012 7:21:24 AM |
point-oyster5 | $25.00 | 12/8/2012 1:06:30 PM |
terrific-return | $25.00 | 12/8/2012 4:55:11 PM |
authoritative-capital | $25.00 | 12/8/2012 5:31:26 PM |
Munnie | $25.00 | 12/9/2012 6:38:47 AM |
antlr | $25.00 | 12/9/2012 7:43:57 PM |
Darts | $50.00 | 12/9/2012 5:43:26 PM |
moola-cell3 | $42.73 | 12/10/2012 8:18:29 AM |
deal-selector5 | $25.00 | 12/10/2012 4:30:24 PM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:22 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:10 AM |
therealjeremy | $29.04 | 12/10/2012 5:30:36 PM |
community-bee | $25.00 | 12/10/2012 6:13:01 PM |
spiritual-compassion3-16 | $25.00 | 12/10/2012 7:22:05 PM |
sqdrew | $25.00 | 12/10/2012 6:07:28 PM |
goodturn | $25.00 | 12/10/2012 10:06:48 PM |
msh345 | $25.00 | 12/10/2012 8:18:09 PM |
FLSmooth | $50.00 | 12/11/2012 1:24:42 AM |
ferocious-exchange3 | $50.00 | 12/10/2012 9:42:09 PM |
KB-IRA | $100.00 | 12/11/2012 7:19:26 AM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:34 AM |
AoP | $50.00 | 12/11/2012 6:29:40 AM |
Jalebi | $25.00 | 12/11/2012 9:21:46 AM |
glimmering-generosity0 | $50.00 | 12/11/2012 4:02:30 PM |
CashFlowLender | $25.00 | 12/11/2012 4:31:02 PM |
LoveVA | $60.00 | 12/11/2012 2:10:28 PM |
intelligent-treasure075 | $25.72 | 12/11/2012 3:18:40 PM |
pollosquawk | $200.00 | 12/11/2012 3:32:41 PM |
enriched-return057 | $25.00 | 12/11/2012 5:32:14 PM |
brightest-momentous-income | $96.45 | 12/11/2012 6:50:26 PM |
nulyweds | $70.78 | 12/11/2012 9:13:21 PM |
impressive-yield3 | $25.00 | 12/12/2012 6:44:52 AM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:14 AM |
kristof2007 | $49.07 | 12/11/2012 8:06:35 PM |
ddog0224 | $100.00 | 12/11/2012 8:21:51 PM |
receptive-affluence035 | $25.00 | 12/12/2012 7:13:16 AM |
elloboverde | $25.00 | 12/11/2012 11:19:23 PM |
Mucman72 | $25.00 | 12/11/2012 6:20:26 PM |
silver-saber | $125.00 | 12/12/2012 9:04:55 AM |
telegon | $25.00 | 12/12/2012 9:07:28 AM |
harmonious-asset9 | $25.00 | 12/12/2012 9:08:58 AM |
upright-silver | $25.00 | 12/12/2012 9:13:15 AM |
cash-reaction2 | $25.00 | 12/12/2012 9:13:58 AM |
bluesky55 | $25.00 | 12/12/2012 9:15:27 AM |
the-yield-surfer | $25.00 | 12/12/2012 9:17:06 AM |
riveting-nickel0 | $25.00 | 12/11/2012 8:14:36 PM |
green-peso-backer | $50.00 | 12/12/2012 9:35:58 AM |
lendacity | $25.00 | 12/12/2012 9:02:45 AM |
mercuriant | $25.00 | 12/12/2012 9:37:23 AM |
modemco | $25.00 | 12/12/2012 9:39:54 AM |
awe-inspiring-commitment972 | $50.00 | 12/12/2012 9:41:27 AM |
6moonbeams | $50.00 | 12/12/2012 9:41:57 AM |
haplender | $50.00 | 12/12/2012 9:08:06 AM |
gizzywump | $25.00 | 12/12/2012 9:09:29 AM |
p2p-czar3 | $25.00 | 12/12/2012 9:49:58 AM |
DL-JL | $25.00 | 12/12/2012 9:50:12 AM |
bid-banjo3 | $100.00 | 12/12/2012 9:53:44 AM |
Flyinerb | $50.00 | 12/12/2012 6:34:54 AM |
rcm87 | $50.00 | 12/12/2012 9:24:24 AM |
dougm | $25.00 | 12/12/2012 9:29:26 AM |
principal-kung-fu | $25.00 | 12/12/2012 9:32:20 AM |
TheoProf | $25.00 | 12/12/2012 9:36:41 AM |
angelinvestor2 | $40.00 | 12/12/2012 9:00:51 AM |
down-with-big-banks-2 | $25.00 | 12/12/2012 9:44:49 AM |
mvalley | $25.00 | 12/12/2012 9:45:37 AM |
roblender | $50.00 | 12/12/2012 9:08:53 AM |
red-luminous-gain | $25.00 | 12/12/2012 9:09:27 AM |
SummitAdvisors | $50.00 | 12/12/2012 9:13:36 AM |
investisure | $50.00 | 12/12/2012 10:01:46 AM |
durability-officer | $50.00 | 12/12/2012 10:02:30 AM |
bold-decisive-kindness | $25.00 | 12/12/2012 10:02:51 AM |
igloo268 | $25.00 | 12/12/2012 9:22:19 AM |
palmetto933 | $25.00 | 12/12/2012 9:24:03 AM |
reinforced-investment4 | $25.00 | 12/12/2012 9:24:27 AM |
tranquil-revenue | $30.00 | 12/12/2012 9:29:32 AM |
zeelender | $25.00 | 12/12/2012 9:41:54 AM |
rogue_monster | $50.00 | 12/12/2012 9:46:11 AM |
no_agenda_lender | $25.00 | 12/12/2012 9:53:49 AM |
wise-balanced-moola | $25.00 | 12/12/2012 9:54:06 AM |
exact-p2p2 | $25.00 | 12/12/2012 9:55:21 AM |
helpinghand63 | $25.00 | 12/12/2012 9:57:06 AM |
credit-dandelion148 | $250.00 | 12/12/2012 9:57:44 AM |
kginatl | $50.00 | 12/12/2012 9:57:58 AM |
smithd76 | $25.00 | 12/12/2012 9:54:03 AM |
octoberfresh | $25.00 | 11/28/2012 7:20:06 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:50 AM |
repayment-pagoda8 | $100.00 | 11/29/2012 10:40:43 AM |
kind-lovely-marketplace | $50.00 | 11/29/2012 10:47:48 AM |
windguy | $50.00 | 11/29/2012 11:09:20 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:27:09 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:15 PM |
PrimeFunding | $25.00 | 12/1/2012 2:14:55 PM |
Lender2895a | $43.00 | 12/3/2012 9:53:35 AM |
dignified-finance | $25.00 | 12/3/2012 6:31:51 PM |
life-is-great | $25.00 | 12/4/2012 9:49:15 AM |
tolerant-responsibility051 | $2,500.00 | 12/4/2012 5:54:26 PM |
transparency-river1 | $81.00 | 12/5/2012 10:39:13 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:43 AM |
escharfer | $25.00 | 12/5/2012 6:22:02 PM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:36 AM |
Investoman | $25.00 | 12/6/2012 9:13:03 AM |
miked8303 | $75.00 | 12/6/2012 11:31:30 AM |
money-bauble | $100.00 | 12/6/2012 11:03:37 AM |
compoundinterest | $25.00 | 12/6/2012 10:39:16 AM |
bewitching-dollar5 | $100.00 | 12/6/2012 6:54:52 PM |
vertigo2x | $25.00 | 12/7/2012 9:34:42 AM |
villagers | $50.00 | 12/7/2012 2:07:35 PM |
moneytolend72 | $25.00 | 12/7/2012 11:34:18 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:13 AM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:01 PM |
_G_ | $25.00 | 12/7/2012 3:29:14 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:40:13 PM |
TravisMcGee | $25.00 | 12/7/2012 11:01:48 PM |
cassperr | $25.00 | 12/8/2012 6:40:47 AM |
brightest-benjamins-onator | $25.00 | 12/8/2012 6:55:16 AM |
SpreadsheetSolutions | $25.00 | 12/8/2012 7:11:46 AM |
Sixmil | $100.00 | 12/9/2012 1:51:41 PM |
Manvel | $25.00 | 12/10/2012 8:35:54 AM |
LanceLink | $33.88 | 12/10/2012 7:01:00 AM |
iamwhatiam | $25.00 | 12/10/2012 2:04:34 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:42 AM |
jga516 | $25.00 | 12/10/2012 5:18:45 PM |
compatible-deal9 | $25.00 | 12/10/2012 1:00:48 PM |
Imaginos1892 | $100.00 | 12/10/2012 5:31:03 PM |
unassuming-p2ploan774 | $40.00 | 12/10/2012 6:12:05 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:09 PM |
emergencyMD | $25.00 | 12/10/2012 10:39:19 PM |
adorable-asset9 | $100.00 | 12/10/2012 7:55:28 PM |
a-graceful-yield | $50.00 | 12/10/2012 9:26:04 PM |
daisy192 | $46.32 | 12/10/2012 10:17:48 PM |
Trondheim_Norway | $79.25 | 12/11/2012 1:30:45 AM |
UT-Longhorn | $25.00 | 12/11/2012 9:47:37 AM |
abundant-community130 | $50.00 | 12/11/2012 10:37:57 AM |
TheCount | $25.00 | 12/11/2012 9:57:19 AM |
marketplace-conductor886 | $100.00 | 12/11/2012 2:35:33 PM |
return-statuette139 | $50.00 | 12/11/2012 5:25:04 PM |
Interest2thePeople | $100.00 | 12/11/2012 5:18:51 PM |
mountain_slope | $25.00 | 12/11/2012 5:39:14 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:26 PM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:13 AM |
YosemiteSam | $25.00 | 12/12/2012 3:07:28 AM |
BuffetRocks | $44.00 | 12/12/2012 9:08:13 AM |
euro-speaker8 | $57.00 | 12/12/2012 9:14:17 AM |
Breakfast_Gypsy | $25.00 | 12/12/2012 9:14:32 AM |
point653 | $25.00 | 12/12/2012 9:17:13 AM |
friendly-yield187 | $25.00 | 12/12/2012 9:20:32 AM |
income-champion | $25.00 | 12/12/2012 9:31:18 AM |
red-eloquent-rupee | $50.00 | 12/12/2012 9:32:06 AM |
MadHun | $69.00 | 12/12/2012 9:01:17 AM |
IP | $25.00 | 12/12/2012 9:04:41 AM |
siesta100 | $25.00 | 12/12/2012 9:43:06 AM |
wifibank | $50.00 | 12/12/2012 9:09:31 AM |
adventurer447 | $297.00 | 12/12/2012 9:11:09 AM |
samo102us | $25.00 | 12/12/2012 9:51:17 AM |
DadWarbucks | $25.00 | 12/12/2012 9:53:55 AM |
loan-mole8 | $25.00 | 12/12/2012 9:17:08 AM |
chief64 | $200.00 | 12/12/2012 9:56:53 AM |
deal-goliath4 | $500.00 | 12/12/2012 10:01:01 AM |
the-dollar-topper | $150.00 | 12/12/2012 9:25:34 AM |
CPAMAN | $25.00 | 12/12/2012 9:25:43 AM |
aader | $25.00 | 12/12/2012 9:30:24 AM |
a-resplendent-commitment | $25.00 | 12/12/2012 9:36:06 AM |
magical-credit523 | $25.00 | 12/12/2012 9:36:39 AM |
capital-magician561 | $25.00 | 12/12/2012 9:42:46 AM |
bid-czar8 | $100.00 | 12/12/2012 9:06:51 AM |
CasaDeTomas | $50.00 | 12/12/2012 9:07:42 AM |
new-truth-chuckler | $32.00 | 12/12/2012 9:51:01 AM |
arkayem | $50.00 | 12/12/2012 9:13:25 AM |
ven | $50.00 | 12/12/2012 9:31:49 AM |
wwwUniversal | $25.00 | 12/12/2012 9:32:57 AM |
Retired_Senior | $250.00 | 12/12/2012 9:44:25 AM |
enriching-dollar1 | $100.00 | 12/12/2012 9:53:34 AM |
209 Investments
|
Borrower Payment Dependent Notes Series
678417
This series of Notes was issued and sold upon the funding of the borrower loan #79234, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,098.71 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 2.74% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 11.71% |
Borrower rate/APR:
| 12.71% / 14.99% |
Monthly payment:
| $395.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.35% | | |
| |
Estimated return*:
| 8.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 9% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 17y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $106,024 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vibrant-payment22 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
Make our home our paradise. We love hosting parties and spending time with family and friends. We want to make it our oasis and do some updating to our home inside and outside.
My financial situation:
I am a good candidate for this loan because...I pay my bills on time and I have a great stable job with a very popular company. I work hard and take pride in everything I do.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
red-duty-carrier | $25.00 | 11/27/2012 5:25:17 PM |
octoberfresh | $25.00 | 11/27/2012 7:05:19 PM |
Zolton | $300.00 | 11/27/2012 5:59:44 PM |
gravbox | $25.00 | 11/27/2012 6:57:13 PM |
yield-voyager8 | $25.00 | 11/27/2012 7:59:03 PM |
CreditBuilder2 | $50.01 | 11/27/2012 7:43:39 PM |
astute-benjamins | $25.00 | 11/29/2012 7:09:50 AM |
Lender2895a | $100.00 | 11/29/2012 5:06:47 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:28 AM |
DreisersFinancier | $50.00 | 11/29/2012 10:58:48 AM |
currency-saguaro9 | $50.00 | 11/29/2012 1:12:39 PM |
refined-hope3 | $25.00 | 11/29/2012 6:19:47 PM |
indomitable-coin | $25.00 | 11/29/2012 5:54:01 PM |
franzzua | $25.00 | 11/30/2012 6:48:10 AM |
Castellan | $50.00 | 11/30/2012 10:41:04 AM |
corndog4000 | $55.00 | 11/30/2012 9:56:49 AM |
leodaguy | $100.00 | 11/30/2012 12:15:02 PM |
suave-durability1 | $50.00 | 11/30/2012 1:33:37 PM |
balance-force | $35.00 | 12/1/2012 1:27:50 PM |
DDPrime | $50.00 | 12/2/2012 12:56:51 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:03 PM |
supersarah61 | $25.00 | 12/2/2012 3:52:55 PM |
Bikram | $50.00 | 12/3/2012 10:35:42 AM |
transparency-sequoia6 | $100.00 | 12/3/2012 5:31:27 PM |
penny-injector8 | $25.00 | 12/4/2012 1:36:15 AM |
life-is-great | $25.00 | 12/4/2012 9:49:05 AM |
auction-iris9 | $120.00 | 12/4/2012 10:50:01 AM |
point-oyster5 | $25.00 | 12/4/2012 5:38:09 PM |
Rivervale_Westwood | $25.00 | 12/5/2012 9:08:53 AM |
macheesmo | $100.00 | 12/5/2012 9:23:43 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:19 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:06:53 AM |
top-market-mechanic | $25.00 | 12/5/2012 5:27:38 PM |
enthralling-investment | $25.00 | 12/5/2012 5:56:09 PM |
Investoman | $25.00 | 12/5/2012 5:19:28 PM |
just-loyalty643 | $50.00 | 12/5/2012 6:36:54 PM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:45 AM |
power-kin | $25.00 | 12/7/2012 9:18:58 AM |
proper-exchange8 | $50.00 | 12/7/2012 10:06:23 AM |
AFairDeal | $25.00 | 12/7/2012 9:43:02 AM |
adaboy65 | $75.00 | 12/7/2012 11:21:56 AM |
bowdish1 | $75.00 | 12/7/2012 10:57:56 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:33:17 PM |
psteveo | $25.00 | 12/8/2012 6:11:16 AM |
repayment-artist6 | $50.00 | 12/8/2012 1:33:19 PM |
autonomous-basis | $25.00 | 12/9/2012 6:09:59 AM |
commerce-enlistment | $100.00 | 12/9/2012 12:02:45 PM |
new-orbital-transaction | $50.00 | 12/8/2012 8:58:53 PM |
California04 | $50.00 | 12/9/2012 11:07:16 AM |
value-caravan | $25.00 | 12/9/2012 11:59:40 AM |
Orbits | $50.00 | 12/9/2012 5:19:37 PM |
simplelender80 | $75.00 | 12/9/2012 1:59:44 PM |
pilot1723 | $25.00 | 12/10/2012 1:14:59 AM |
antlr | $25.00 | 12/9/2012 7:43:52 PM |
newest-organic-rupee | $50.00 | 12/9/2012 9:04:00 PM |
Tradesmanlender | $25.00 | 12/10/2012 9:14:17 AM |
blue-lucrative-rate | $100.00 | 12/10/2012 7:46:06 AM |
elegant-treasure8 | $50.00 | 12/10/2012 8:09:20 AM |
funds-captain4 | $50.00 | 12/10/2012 9:00:59 AM |
deegeeman | $25.00 | 12/10/2012 9:59:48 AM |
upperdeck | $25.00 | 12/10/2012 4:11:36 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:01 AM |
jga516 | $25.00 | 12/10/2012 5:18:36 PM |
Lender0010 | $50.00 | 12/10/2012 12:28:39 PM |
compatible-power8 | $25.00 | 12/10/2012 6:12:48 PM |
spoolin18t | $50.00 | 12/10/2012 4:33:07 PM |
tylerfd | $50.00 | 12/10/2012 6:10:23 PM |
greenback-magma1 | $83.60 | 12/10/2012 5:31:39 PM |
meabandit | $57.04 | 12/10/2012 6:14:23 PM |
georgethesir | $50.00 | 12/10/2012 6:17:36 PM |
kbmin | $25.00 | 12/10/2012 8:15:45 PM |
LibbyZ | $50.00 | 12/10/2012 8:24:30 PM |
unassuming-p2ploan774 | $40.00 | 12/10/2012 6:12:03 PM |
peedublya | $25.00 | 12/10/2012 9:29:23 PM |
clean-penny059 | $100.00 | 12/10/2012 7:08:29 PM |
forthright-contract2 | $25.00 | 12/10/2012 9:41:57 PM |
Xoxira | $25.00 | 12/10/2012 10:42:12 PM |
saver224 | $50.00 | 12/10/2012 10:55:37 PM |
jdashv | $25.00 | 12/10/2012 8:51:31 PM |
bourgy420 | $25.00 | 12/11/2012 4:31:19 AM |
noble-value258 | $100.00 | 12/10/2012 9:31:58 PM |
AoP | $25.00 | 12/11/2012 6:30:34 AM |
svandals | $35.92 | 12/11/2012 4:35:05 AM |
ferocious-exchange3 | $113.00 | 12/10/2012 9:42:08 PM |
Jalebi | $25.00 | 12/11/2012 9:21:42 AM |
bonus-poplar2 | $25.00 | 12/11/2012 6:52:22 AM |
77dowplace | $43.00 | 12/10/2012 10:04:09 PM |
Strato | $25.00 | 12/10/2012 11:15:25 PM |
ready-bid9 | $50.00 | 12/11/2012 9:56:24 AM |
nimble-integrity658 | $25.00 | 12/11/2012 6:03:34 AM |
nourishing-point1 | $25.00 | 12/11/2012 7:35:03 AM |
chitex | $32.75 | 12/11/2012 7:39:41 AM |
sturdy-fairness0 | $83.00 | 12/11/2012 9:50:44 AM |
Avala | $100.00 | 12/11/2012 9:19:13 AM |
bbjones3 | $25.00 | 12/11/2012 10:41:24 AM |
KEOLEND | $25.00 | 12/11/2012 9:24:46 AM |
excellent-funds649 | $29.00 | 12/11/2012 9:41:38 AM |
Millmanator | $25.00 | 12/11/2012 10:25:47 AM |
Asynch | $25.00 | 12/11/2012 11:22:39 AM |
the-enthralling-coin | $25.00 | 12/11/2012 10:44:19 AM |
lean-gain5 | $398.00 | 12/11/2012 10:55:12 AM |
britgsb | $50.00 | 12/11/2012 11:06:26 AM |
jpac1066 | $25.00 | 12/11/2012 11:22:46 AM |
commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:31 PM |
marketplace-conductor886 | $100.00 | 12/11/2012 2:38:41 PM |
flyfisherman99 | $60.00 | 12/11/2012 12:55:32 PM |
benjamins-squadron2 | $75.00 | 12/11/2012 4:18:52 PM |
decisive-income7 | $1,500.00 | 11/28/2012 9:45:59 AM |
windguy | $50.00 | 11/27/2012 5:33:04 PM |
compassion-twister2 | $50.00 | 11/28/2012 10:21:42 AM |
loot-prescription3 | $40.00 | 11/29/2012 5:59:09 AM |
tender-integrity3 | $100.00 | 11/28/2012 7:10:08 PM |
dunkard13 | $100.00 | 11/29/2012 10:19:12 AM |
wetlands | $200.00 | 11/29/2012 10:59:09 AM |
persist_in_doing | $25.00 | 11/29/2012 6:52:10 PM |
dunox | $75.00 | 11/30/2012 4:15:12 PM |
riskreward | $250.00 | 11/30/2012 4:39:07 PM |
Arvicco | $400.00 | 11/30/2012 4:42:00 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:23:46 AM |
compoundinterest | $25.00 | 12/1/2012 12:01:10 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:51 PM |
yield-seeker | $25.00 | 12/1/2012 1:52:04 PM |
justreturns | $25.00 | 12/1/2012 2:05:16 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:48 PM |
credit-maple | $25.00 | 12/3/2012 10:26:50 AM |
dukeiyer | $25.00 | 12/3/2012 10:49:00 AM |
Interest2thePeople | $100.00 | 12/3/2012 5:13:24 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:42 PM |
knowledgeable-silver6 | $25.00 | 12/5/2012 7:07:03 PM |
magical-credit523 | $25.00 | 12/6/2012 9:20:10 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:02 AM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:26 AM |
toblerone | $25.00 | 12/6/2012 11:13:22 AM |
miked8303 | $75.00 | 12/6/2012 11:31:07 AM |
IP | $25.00 | 12/7/2012 9:52:38 AM |
the-silver-blaster | $75.00 | 12/7/2012 9:24:23 AM |
american6 | $50.00 | 12/7/2012 9:58:54 AM |
darknesscrown | $25.00 | 12/7/2012 9:59:41 AM |
thrifty-transaction578 | $25.00 | 12/7/2012 10:35:23 AM |
_G_ | $25.00 | 12/7/2012 3:28:55 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:11 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:38:17 PM |
progressive-economy261 | $380.00 | 12/8/2012 12:47:49 PM |
liberty-viola | $30.00 | 12/8/2012 12:41:39 PM |
mindful-generosity1 | $44.00 | 12/8/2012 1:08:35 PM |
Munnie | $25.00 | 12/9/2012 6:38:46 AM |
a-resplendent-commitment | $25.00 | 12/9/2012 7:23:00 AM |
hitsman | $50.00 | 12/8/2012 1:35:20 PM |
Photoman42 | $25.00 | 12/8/2012 6:32:30 PM |
elog238 | $25.00 | 12/9/2012 7:16:17 AM |
Darts | $50.00 | 12/9/2012 5:43:24 PM |
spry-credit269 | $50.00 | 12/10/2012 4:28:30 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:19 AM |
rine354 | $100.00 | 12/10/2012 2:00:54 PM |
sqdrew | $25.00 | 12/10/2012 3:38:28 PM |
Xeo | $25.00 | 12/10/2012 3:47:00 PM |
vivacious-fund2 | $25.00 | 12/10/2012 11:51:03 AM |
jtrue71 | $25.00 | 12/10/2012 12:24:20 PM |
compatible-deal9 | $25.00 | 12/10/2012 12:58:26 PM |
p2p-mogul | $31.45 | 12/10/2012 1:15:11 PM |
agalt | $50.00 | 12/10/2012 1:18:01 PM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:17 PM |
DrNano | $50.00 | 12/10/2012 5:08:25 PM |
dcfinancial | $50.00 | 12/10/2012 6:00:33 PM |
MonkeyHero | $90.00 | 12/10/2012 3:36:52 PM |
sprinter | $50.00 | 12/10/2012 4:51:23 PM |
mrstender | $25.00 | 12/10/2012 5:09:22 PM |
urbanMisfit | $25.00 | 12/10/2012 5:14:09 PM |
deal-wheel6 | $25.00 | 12/10/2012 5:54:06 PM |
Promethyl | $25.00 | 12/10/2012 6:04:09 PM |
newest-yield-wasp | $25.00 | 12/10/2012 6:56:45 PM |
CO80487 | $50.00 | 12/10/2012 7:17:28 PM |
bowerz | $25.00 | 12/10/2012 8:13:34 PM |
payment-associate5 | $100.00 | 12/10/2012 8:48:56 PM |
fantastic-openness | $134.00 | 12/10/2012 8:50:20 PM |
KU83 | $25.00 | 12/10/2012 6:15:23 PM |
Bank_Menry | $50.00 | 12/10/2012 7:12:15 PM |
khamen | $25.00 | 12/10/2012 10:34:44 PM |
investorrr | $100.00 | 12/10/2012 7:57:51 PM |
anacent | $25.00 | 12/11/2012 12:54:38 AM |
coopPV | $75.00 | 12/10/2012 8:57:02 PM |
a-graceful-yield | $50.00 | 12/10/2012 9:25:52 PM |
mickw2000 | $26.36 | 12/11/2012 5:18:22 AM |
worth-gazelle5 | $35.00 | 12/11/2012 5:58:31 AM |
silver-philosopher | $25.00 | 12/11/2012 6:36:47 AM |
heroic-return5 | $145.00 | 12/10/2012 10:17:35 PM |
platinum-zoo4 | $25.00 | 12/11/2012 7:46:44 AM |
Infinity_Financial | $500.00 | 12/11/2012 7:51:33 AM |
bold-phenomenal-funds | $25.00 | 12/11/2012 3:46:25 AM |
anonymousAE | $25.00 | 12/11/2012 7:38:35 AM |
Rivermaverick | $25.00 | 12/11/2012 8:29:46 AM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:26 AM |
dissector56958 | $25.46 | 12/11/2012 4:11:25 AM |
uagrad | $25.00 | 12/11/2012 4:23:54 AM |
victor111818 | $25.00 | 12/11/2012 9:55:16 AM |
goodken | $75.00 | 12/11/2012 4:25:45 AM |
magical-fairness4 | $25.00 | 12/11/2012 7:39:58 AM |
heroic-deal7 | $25.00 | 12/11/2012 7:40:38 AM |
ASLIBD | $25.00 | 12/11/2012 9:06:17 AM |
notupdated | $25.00 | 12/11/2012 10:38:15 AM |
TomDalonajay | $25.00 | 12/11/2012 9:20:01 AM |
bluefootedpig | $52.12 | 12/11/2012 10:02:33 AM |
fantastic-bazaar2 | $50.00 | 12/11/2012 9:27:38 AM |
CompoundInterest-TheSeventhWundr | $25.00 | 12/11/2012 10:59:11 AM |
awwaww | $25.00 | 12/11/2012 10:24:35 AM |
MileHighMoney | $25.00 | 12/11/2012 11:04:52 AM |
unforgettable-wealth4 | $50.00 | 12/11/2012 9:53:12 AM |
debt-fuse158 | $25.00 | 12/11/2012 10:24:10 AM |
toocautious | $100.00 | 12/11/2012 12:53:56 PM |
kalamari | $30.00 | 12/11/2012 1:03:09 PM |
friendly-gold | $25.00 | 12/11/2012 11:03:56 AM |
california111 | $25.00 | 12/11/2012 4:57:05 PM |
212 Investments
|
Borrower Payment Dependent Notes Series
678455
This series of Notes was issued and sold upon the funding of the borrower loan #79301, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Nov-28-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 21.62% |
Borrower rate/APR:
| 22.62% / 25.13% |
Monthly payment:
| $419.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.16% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,265 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| point-spinner1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt from expensive credit cards to a lower interest rate.
My financial situation:
I am a good candidate for this loan because I have always consistently paid off my loans and not defaulted, including a prior loan on Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Epiphanic | $25.00 | 12/3/2012 11:10:00 AM |
LittleMingo | $30.00 | 11/28/2012 5:06:16 PM |
commerce-venture1 | $25.00 | 11/28/2012 5:07:15 PM |
XP | $25.00 | 11/28/2012 5:10:01 PM |
fcrick | $50.00 | 11/28/2012 5:24:03 PM |
methodical-interest039 | $40.00 | 11/28/2012 5:32:43 PM |
important-trade094 | $33.95 | 11/28/2012 6:11:18 PM |
toblerone | $25.00 | 11/28/2012 6:15:02 PM |
commerce-rumbler0 | $1,000.00 | 11/28/2012 5:07:00 PM |
LaGrangeLender | $60.00 | 11/28/2012 5:07:04 PM |
entertaining-rate9 | $25.00 | 11/28/2012 5:16:53 PM |
enthusiastic-balance5 | $100.00 | 11/28/2012 7:24:23 PM |
return-point2 | $100.00 | 11/28/2012 5:52:10 PM |
knee_caps | $25.00 | 11/28/2012 10:07:11 PM |
mikeandcat | $140.45 | 11/29/2012 6:24:42 AM |
Astyanax | $30.00 | 11/29/2012 8:00:13 AM |
01a_MrsUSC | $25.00 | 11/28/2012 7:49:59 PM |
amlu1988 | $25.00 | 11/28/2012 10:29:11 PM |
orange-preeminant-bill | $75.00 | 11/29/2012 5:44:10 AM |
thelopper | $25.00 | 11/29/2012 8:38:01 AM |
ryan6853 | $25.00 | 11/29/2012 8:57:23 AM |
Interest2thePeople | $100.00 | 11/29/2012 10:30:15 AM |
CincyTex | $25.00 | 11/29/2012 2:37:17 PM |
refined-hope3 | $25.00 | 11/29/2012 5:16:48 PM |
artisan369 | $300.00 | 11/29/2012 5:22:01 PM |
thankful-nickel2 | $50.00 | 11/29/2012 12:01:38 PM |
power-lightning9 | $25.00 | 11/29/2012 1:58:45 PM |
TumbleWeed88 | $25.00 | 11/29/2012 6:08:24 PM |
Kaj | $25.00 | 11/29/2012 6:31:07 PM |
Stradivari | $25.00 | 11/30/2012 7:53:21 AM |
briskdevl07 | $25.00 | 11/30/2012 7:47:33 AM |
E-2 | $100.00 | 11/30/2012 4:14:25 PM |
Assets-Up | $25.00 | 11/30/2012 1:18:18 PM |
dunox | $75.00 | 11/30/2012 4:16:13 PM |
nycgoat | $27.00 | 11/30/2012 6:07:06 PM |
Fire2 | $25.00 | 12/1/2012 12:28:27 PM |
CA-Lender | $25.00 | 12/1/2012 9:36:01 AM |
HammerSmith | $25.00 | 12/1/2012 1:12:37 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:15 PM |
jybank | $49.00 | 12/1/2012 3:51:26 PM |
ethical-bid6 | $25.00 | 12/1/2012 11:38:25 PM |
FL-Lender | $50.00 | 12/2/2012 5:27:34 AM |
tolerant-dinero2 | $25.00 | 12/2/2012 2:02:04 PM |
producer455 | $26.22 | 12/2/2012 9:28:39 PM |
moneybags16 | $25.00 | 12/3/2012 6:10:08 AM |
ronin4sale | $25.00 | 12/4/2012 4:52:54 AM |
voipguy88 | $50.00 | 12/4/2012 10:40:35 AM |
MrSHiat | $25.00 | 12/4/2012 5:09:09 PM |
tnjohnso | $25.00 | 12/5/2012 9:45:26 AM |
Tscheddar | $25.00 | 12/5/2012 11:32:36 AM |
hitsman | $50.00 | 12/5/2012 10:13:17 AM |
tech310 | $50.00 | 12/5/2012 10:33:01 AM |
thorough-duty641 | $25.00 | 12/5/2012 5:10:01 PM |
newest-durability-matador | $50.00 | 12/5/2012 2:04:07 PM |
Skatingbear | $100.00 | 12/5/2012 8:56:33 PM |
sillyb | $50.00 | 12/5/2012 9:29:03 PM |
devoider | $25.00 | 12/6/2012 9:59:53 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:21:49 AM |
moola-monger9 | $75.00 | 12/6/2012 12:25:33 PM |
deal-selector5 | $25.00 | 12/6/2012 5:25:30 PM |
dinero-launcher | $29.51 | 12/7/2012 8:23:02 AM |
principal-laser | $75.02 | 12/7/2012 4:37:03 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:21:01 AM |
intrepid-compassion29 | $25.00 | 12/7/2012 6:22:27 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:19 AM |
omgwtf | $25.00 | 12/7/2012 8:42:05 AM |
moola-accelerator6 | $25.00 | 12/7/2012 10:10:27 AM |
ekmendenhall | $50.00 | 12/7/2012 9:38:01 AM |
blackfur | $25.00 | 12/7/2012 10:20:55 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 10:52:49 AM |
Comoparklender | $25.00 | 12/7/2012 10:53:18 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:13 AM |
peaceful-greenback719 | $25.00 | 12/7/2012 10:31:08 AM |
power-spartan5 | $25.00 | 12/7/2012 10:43:48 AM |
bklyntrustco | $100.00 | 12/7/2012 2:38:03 PM |
ethical-income2 | $25.00 | 12/7/2012 1:46:34 PM |
decisive-return611 | $100.00 | 12/7/2012 1:02:04 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:22 PM |
abundant-contract4 | $37.00 | 12/8/2012 12:31:51 AM |
NorthernFunds | $50.00 | 12/8/2012 9:52:59 AM |
seabass123 | $30.00 | 12/8/2012 7:20:39 AM |
meoates1 | $25.00 | 12/8/2012 8:02:41 AM |
kpengineer | $75.00 | 12/8/2012 11:23:28 AM |
roland1 | $75.00 | 12/8/2012 3:03:09 PM |
generosity-bliss9 | $28.72 | 12/8/2012 2:18:29 PM |
aztocas | $100.00 | 12/8/2012 3:51:13 PM |
repayment-pudding | $25.00 | 12/8/2012 4:49:48 PM |
transparency-mandolin | $40.00 | 12/8/2012 4:56:06 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:29 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:16 PM |
deal-pioneer1 | $230.58 | 12/10/2012 3:49:39 AM |
finance-coyote3 | $2,000.00 | 12/10/2012 5:06:17 AM |
Masdevallia | $25.00 | 12/10/2012 9:46:26 AM |
theaterguy | $30.00 | 12/10/2012 10:11:51 AM |
circuitfive | $25.00 | 12/10/2012 9:50:04 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:10 AM |
helping-out | $350.00 | 12/10/2012 4:13:33 PM |
interstellar | $75.00 | 12/10/2012 5:38:54 PM |
banker34 | $203.92 | 12/10/2012 5:50:29 PM |
goldtreasure | $81.18 | 12/10/2012 7:28:14 PM |
Caine1974 | $100.00 | 12/10/2012 5:53:08 PM |
JMight | $25.00 | 12/10/2012 6:46:04 PM |
brightest-funds-spruce | $43.19 | 12/10/2012 6:35:52 PM |
arcite | $25.00 | 12/10/2012 6:51:17 PM |
kindness-fanatic | $25.00 | 11/28/2012 5:11:41 PM |
valiant-return584 | $50.00 | 11/28/2012 6:18:00 PM |
Wrats6 | $25.00 | 11/28/2012 5:02:16 PM |
lnuss25 | $29.00 | 11/28/2012 5:09:27 PM |
Mountain-Lion-IRA1 | $28.00 | 11/28/2012 5:08:54 PM |
aquariano2 | $25.00 | 11/28/2012 5:15:59 PM |
john0720 | $50.00 | 11/28/2012 5:15:20 PM |
vutah | $25.00 | 11/28/2012 5:22:41 PM |
slowgains | $25.00 | 11/28/2012 5:19:57 PM |
NekHoldings | $25.00 | 11/28/2012 5:26:31 PM |
brightest-organized-balance | $25.00 | 11/28/2012 7:28:28 PM |
Dubbs360 | $50.00 | 11/28/2012 5:46:14 PM |
octoberfresh | $25.00 | 11/28/2012 5:53:56 PM |
monster4 | $50.00 | 11/28/2012 5:55:00 PM |
yield-voyager8 | $25.00 | 11/28/2012 6:10:33 PM |
Mikale360 | $25.00 | 11/28/2012 11:28:36 PM |
WalnutCreekguy | $50.00 | 11/28/2012 7:06:55 PM |
DiligentiaLLC | $100.00 | 11/28/2012 8:10:42 PM |
five-star-note | $25.00 | 11/28/2012 8:20:19 PM |
SergRoosterDu | $25.00 | 11/28/2012 10:23:00 PM |
01a_MrUSC_IRA | $25.00 | 11/29/2012 3:27:33 AM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:51 AM |
successful-agreement7 | $100.00 | 11/29/2012 10:46:33 AM |
AF-Chief | $25.00 | 11/29/2012 10:50:08 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:49 AM |
purposeful-durability8 | $100.00 | 11/29/2012 11:03:27 AM |
thrilling-point2 | $40.00 | 11/29/2012 10:35:00 AM |
thrilling-fund427 | $50.00 | 11/29/2012 10:36:46 AM |
EFS | $300.00 | 11/29/2012 11:59:14 AM |
travels536 | $25.00 | 11/29/2012 1:27:29 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:27:10 PM |
jmeasn | $30.00 | 11/29/2012 8:19:26 PM |
treasure-hunter270 | $50.00 | 11/30/2012 7:45:10 AM |
drcoop | $25.00 | 11/30/2012 10:54:18 AM |
justreturns | $25.00 | 11/30/2012 11:08:08 AM |
On-an-Escapade | $25.00 | 11/30/2012 12:08:44 PM |
first-serene-credit | $25.00 | 11/30/2012 1:41:54 PM |
CougarRoar | $25.00 | 11/30/2012 2:50:38 PM |
__A1B2 | $28.00 | 11/30/2012 6:03:11 PM |
MoneyTree79 | $62.89 | 11/30/2012 6:18:33 PM |
reinforced-velocity158 | $25.00 | 11/30/2012 9:02:41 PM |
oxnard | $100.00 | 12/1/2012 8:05:59 AM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:20 AM |
first-graceful-contract | $30.00 | 12/1/2012 8:12:17 PM |
dunkard13 | $100.00 | 12/1/2012 2:17:47 PM |
welcome-to-the-club | $50.00 | 12/1/2012 2:49:16 PM |
waverunner088 | $36.90 | 12/1/2012 7:45:08 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:47 PM |
Risk4Reward | $25.00 | 12/1/2012 11:50:45 PM |
credit-maple | $25.00 | 12/3/2012 10:27:03 AM |
upbeat-investment9 | $25.00 | 12/3/2012 11:58:09 AM |
gauss02 | $25.00 | 12/3/2012 4:06:15 PM |
MyPFBlog | $25.00 | 12/3/2012 9:19:49 PM |
Socorro_Capital_Partners | $25.01 | 12/4/2012 9:16:10 AM |
integrity-doctor | $100.00 | 12/4/2012 1:44:30 PM |
pierrelasvegas | $25.00 | 12/5/2012 9:38:48 AM |
Rearden_Steel | $25.00 | 12/5/2012 7:52:40 AM |
agalt | $50.00 | 12/5/2012 11:04:03 AM |
Weaverville | $25.00 | 12/5/2012 8:41:46 PM |
just-loyalty643 | $50.00 | 12/5/2012 7:31:32 PM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:12 AM |
ethical-truth211 | $300.00 | 12/6/2012 2:26:54 AM |
miked8303 | $75.00 | 12/6/2012 11:31:31 AM |
supersarah61 | $25.00 | 12/6/2012 4:22:15 PM |
reverent-finance79 | $37.00 | 12/6/2012 5:13:19 PM |
32669 | $25.00 | 12/6/2012 10:38:56 AM |
zipemdown | $25.00 | 12/6/2012 6:04:55 PM |
111TaxMan | $27.85 | 12/7/2012 8:42:44 AM |
mpatrick | $100.00 | 12/7/2012 10:04:04 AM |
karpman3 | $50.00 | 12/7/2012 2:47:46 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:49 PM |
kulender | $100.00 | 12/7/2012 1:18:45 PM |
kindness-fanatic | $25.00 | 12/7/2012 5:55:29 PM |
majestic-currency3 | $68.68 | 12/7/2012 7:50:27 PM |
LaBamba | $100.00 | 12/8/2012 4:49:17 AM |
brightest-benjamins-onator | $25.00 | 12/8/2012 6:54:58 AM |
contract-amigo7 | $25.00 | 12/8/2012 8:54:33 AM |
resplendent-dollar | $52.93 | 12/8/2012 2:28:23 AM |
loan-fate | $50.00 | 12/8/2012 12:02:03 PM |
industrious-currency | $25.00 | 12/8/2012 1:10:02 PM |
DalawaFunds | $25.00 | 12/8/2012 2:01:35 PM |
peso-lyrics7 | $50.00 | 12/8/2012 12:30:53 PM |
managedfund | $1,333.00 | 12/8/2012 1:19:21 PM |
BluElephant | $50.00 | 12/8/2012 1:29:22 PM |
appetizing-velocity4 | $25.00 | 12/9/2012 2:59:10 PM |
bold-worthy-affluence | $25.00 | 12/10/2012 5:18:05 AM |
stills | $25.00 | 12/10/2012 5:30:46 AM |
dukeiyer | $25.00 | 12/10/2012 9:38:24 AM |
money-bauble | $100.00 | 12/10/2012 9:56:57 AM |
generosity-battalion0 | $30.00 | 12/10/2012 10:35:24 AM |
tough-rate662 | $25.00 | 12/10/2012 10:51:53 AM |
penny-socrates5 | $100.00 | 12/10/2012 11:59:45 AM |
buffalobills | $25.00 | 12/10/2012 1:47:50 PM |
TheHillsAreAlive | $25.00 | 12/10/2012 9:50:49 AM |
lostviajero | $25.00 | 12/10/2012 4:15:51 PM |
ladyorayne | $100.00 | 12/10/2012 3:30:05 PM |
newest-currency-vibrato | $25.00 | 12/10/2012 6:04:34 PM |
palmetto933 | $25.00 | 12/10/2012 6:06:31 PM |
treasure-coyote3 | $25.00 | 12/10/2012 4:29:51 PM |
compounding21 | $25.00 | 12/10/2012 5:09:47 PM |
jga516 | $25.00 | 12/10/2012 5:18:46 PM |
vegibenz | $25.00 | 12/10/2012 5:27:06 PM |
rockhound84 | $25.00 | 12/10/2012 7:27:43 PM |
207 Investments
|
Borrower Payment Dependent Notes Series
678467
This series of Notes was issued and sold upon the funding of the borrower loan #79249, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-28-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $258.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 5% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,657 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cyberman360 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Legal Expenses
Purpose of loan:
This loan will be used to pay off one-time unplanned legal expenses relating to a family court case.
My financial situation:
I am a good candidate for this loan because I have stable employment, low credit card debt, and pay my debts on time.
Monthly net income: $6500
Monthly expenses: $5500
Housing: $3700
Insurance: $200
Car expenses: $400
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $45.00 | 11/28/2012 5:05:57 PM |
Sagamore | $40.00 | 11/28/2012 5:35:21 PM |
return-point2 | $100.00 | 11/28/2012 5:52:11 PM |
valiant-return584 | $50.00 | 11/28/2012 6:18:00 PM |
WalnutCreekguy | $50.00 | 11/28/2012 7:06:55 PM |
orange-preeminant-bill | $25.00 | 11/29/2012 6:05:24 AM |
thrilling-fund427 | $50.00 | 11/29/2012 10:36:46 AM |
Interest2thePeople | $100.00 | 11/29/2012 10:30:15 AM |
successful-agreement7 | $100.00 | 11/29/2012 10:46:34 AM |
DreisersFinancier | $50.00 | 11/29/2012 10:58:50 AM |
monster4 | $50.00 | 11/29/2012 5:33:46 PM |
LuvToLend | $25.00 | 11/29/2012 6:28:26 PM |
Kaj | $25.00 | 11/29/2012 6:31:08 PM |
baby792 | $25.00 | 11/30/2012 11:06:26 AM |
E-2 | $100.00 | 11/30/2012 4:14:25 PM |
dunox | $75.00 | 11/30/2012 4:16:13 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:22 AM |
deal-vibrato | $25.00 | 12/1/2012 1:25:15 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:47 PM |
green-high-five7 | $45.53 | 12/1/2012 4:40:17 PM |
credit-adventurer313 | $25.00 | 12/2/2012 5:14:52 AM |
liberty-thinker | $25.00 | 12/2/2012 6:49:08 AM |
super_pickle | $100.00 | 12/3/2012 11:57:04 AM |
Christophe | $25.00 | 12/5/2012 6:56:30 AM |
pierrelasvegas | $25.00 | 12/5/2012 9:38:48 AM |
Tscheddar | $25.00 | 12/6/2012 5:49:27 AM |
miked8303 | $75.00 | 12/6/2012 11:31:31 AM |
zipemdown | $25.00 | 12/6/2012 6:04:56 PM |
power-spartan5 | $25.00 | 12/7/2012 10:43:49 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:15 AM |
kulender | $100.00 | 12/7/2012 1:18:45 PM |
decisive-return611 | $100.00 | 12/7/2012 1:02:04 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:23 PM |
NorthernFunds | $50.00 | 12/8/2012 9:53:00 AM |
deal-pioneer1 | $100.00 | 12/10/2012 3:48:58 AM |
simplelender80 | $75.00 | 12/9/2012 2:00:21 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:11 AM |
BluElephant | $50.00 | 12/10/2012 5:36:36 PM |
elation074 | $25.00 | 12/10/2012 8:56:33 PM |
a-graceful-yield | $50.00 | 12/10/2012 9:26:05 PM |
truth-companion | $25.00 | 12/11/2012 10:45:40 AM |
Joyflyer | $50.00 | 12/11/2012 3:51:15 PM |
hope-hickory | $25.00 | 12/11/2012 3:23:53 PM |
pollosquawk | $50.00 | 12/11/2012 3:45:11 PM |
social-aspen097 | $300.00 | 12/11/2012 5:18:39 PM |
tommymtg7 | $25.00 | 12/11/2012 6:08:22 PM |
green-safe-wampum | $50.00 | 12/12/2012 8:04:07 AM |
DonaldColorado | $100.00 | 12/11/2012 6:26:26 PM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:15 AM |
decisive-income7 | $1,189.00 | 11/29/2012 11:44:36 AM |
commerce-venture1 | $25.00 | 11/28/2012 5:06:48 PM |
payment-halo | $25.00 | 11/28/2012 8:11:37 PM |
kind-lovely-marketplace | $50.00 | 11/29/2012 10:48:06 AM |
thrilling-point2 | $40.00 | 11/29/2012 10:35:00 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:49 AM |
toblerone | $25.00 | 11/29/2012 5:39:24 PM |
refined-hope3 | $25.00 | 11/29/2012 6:24:46 PM |
suave-durability1 | $50.00 | 11/30/2012 1:33:38 PM |
first-serene-credit | $25.00 | 11/30/2012 1:42:19 PM |
balance-force | $35.00 | 12/1/2012 1:28:04 PM |
MrOglesby | $25.00 | 12/1/2012 6:15:23 PM |
zorg77 | $50.00 | 12/3/2012 5:00:20 AM |
special-currency6 | $50.00 | 12/2/2012 5:48:25 PM |
2020longterm | $25.00 | 12/3/2012 4:52:59 PM |
thrifty-note2 | $25.00 | 12/4/2012 3:25:04 PM |
platinum-scientist9 | $25.00 | 12/5/2012 3:02:04 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:21:50 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:19 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:21:01 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:51 PM |
newest-currency-vibrato | $25.00 | 12/7/2012 8:52:40 PM |
Myrick | $25.00 | 12/8/2012 12:56:14 PM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:48 AM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:16 PM |
dukeiyer | $25.00 | 12/10/2012 9:38:25 AM |
heavy_ax | $50.00 | 12/10/2012 9:51:43 AM |
lostviajero | $25.00 | 12/10/2012 4:15:51 PM |
jga516 | $25.00 | 12/10/2012 5:18:47 PM |
power-lightning9 | $25.00 | 12/10/2012 8:20:39 PM |
saver224 | $50.00 | 12/10/2012 10:55:44 PM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:34 AM |
noble-value258 | $100.00 | 12/10/2012 9:32:10 PM |
scholarly-payment5 | $25.00 | 12/10/2012 10:05:41 PM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:44 AM |
money-bauble | $100.00 | 12/11/2012 10:12:34 AM |
_G_ | $25.00 | 12/11/2012 9:59:43 AM |
digipak78 | $50.00 | 12/11/2012 11:08:24 AM |
Edakers | $25.00 | 12/11/2012 1:49:27 PM |
asset-caramel5 | $27.00 | 12/11/2012 5:29:51 PM |
Flyinerb | $50.00 | 12/12/2012 6:34:55 AM |
deal-banker | $40.00 | 12/12/2012 8:02:30 AM |
planetibet | $25.00 | 12/12/2012 8:07:08 AM |
Index_Plus | $2,500.00 | 12/12/2012 7:36:14 AM |
reinforced-gain7 | $688.47 | 12/12/2012 8:18:49 AM |
94 Investments
|
Borrower Payment Dependent Notes Series
678613
This series of Notes was issued and sold upon the funding of the borrower loan #79264, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Nov-29-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $190.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 10% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,030 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| No | | |
Screen name:
| intrepid-benefit715 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate debt
My financial situation:
I am a good candidate for this loan because... I have a secure position at work, I am using this to consolidate, the payments i am making on minimum payments will translate to the loan payment.
Monthly net income: $ 2529.36
Monthly expenses: $
Housing: $ 0.00 (subsidized by my employee
Insurance: $ 60.00
Car expenses: $ 200.00 (gas - no car payment)
Utilities: $ 50.00
Phone, cable, internet: $ 0.00 (included with housing)
Food, entertainment: $ 700.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 0.00 (consolidating with this loan) ($225.00 currently)
Other expenses: $ 850.00 (child support)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 11/29/2012 9:02:23 PM |
WalnutCreekguy | $50.00 | 11/29/2012 5:20:52 PM |
bazaar-tulip | $25.00 | 11/29/2012 5:32:34 PM |
113121 | $100.00 | 11/29/2012 5:44:13 PM |
rate-advocator7 | $250.00 | 11/29/2012 5:06:46 PM |
cattlebaron | $50.00 | 11/29/2012 8:47:52 PM |
Dubbs360 | $50.00 | 11/29/2012 5:51:43 PM |
janeybooboo | $75.00 | 11/30/2012 8:14:16 AM |
euro-eagle1 | $28.41 | 11/30/2012 1:05:28 AM |
appetizing-loyalty354 | $25.00 | 11/30/2012 11:19:31 AM |
Risk4Reward | $25.00 | 11/30/2012 4:04:53 PM |
2020longterm | $25.00 | 11/30/2012 10:45:23 PM |
moneylender25 | $25.00 | 12/3/2012 5:22:24 PM |
toblerone | $25.00 | 12/5/2012 7:54:22 PM |
prudent-cash353 | $25.00 | 12/7/2012 10:27:11 AM |
Kaj | $25.00 | 12/7/2012 10:38:21 AM |
LuvToLend | $25.00 | 12/7/2012 10:41:58 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:25 AM |
kulender | $100.00 | 12/7/2012 1:18:48 PM |
successful-agreement7 | $100.00 | 12/7/2012 5:47:05 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:24 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:53 PM |
dunkard13 | $100.00 | 12/7/2012 6:22:12 PM |
thrilling-fund427 | $50.00 | 12/7/2012 5:45:01 PM |
E-2 | $100.00 | 12/7/2012 5:45:21 PM |
TumbleWeed88 | $25.00 | 12/7/2012 6:19:06 PM |
kind-credit-bear | $149.00 | 12/7/2012 6:46:39 PM |
fulfilling-bazaar4 | $100.00 | 12/8/2012 12:51:51 PM |
NorthernFunds | $50.00 | 12/8/2012 9:53:01 AM |
Truckie-FD | $50.00 | 12/8/2012 10:26:48 AM |
magnetic-duty4 | $25.00 | 12/8/2012 4:54:34 PM |
Haydn-sav | $25.00 | 12/9/2012 1:04:42 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:20 PM |
treasure-bliss | $25.00 | 12/10/2012 4:49:24 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:14 AM |
dukeiyer | $25.00 | 12/10/2012 9:38:27 AM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:45 AM |
truth-companion | $25.00 | 12/11/2012 10:45:51 AM |
Edakers | $25.00 | 12/11/2012 1:49:32 PM |
green-loyalty-web | $25.00 | 12/11/2012 10:32:06 AM |
bankojerry | $25.00 | 12/11/2012 4:13:10 PM |
PrimeFunding | $25.00 | 12/11/2012 5:49:31 PM |
cr8on | $30.00 | 12/11/2012 5:08:52 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:29 PM |
authoritative-capital | $50.00 | 12/11/2012 8:47:08 PM |
silver-saber | $125.00 | 12/12/2012 9:05:08 AM |
P2P_Investor | $231.00 | 12/12/2012 9:26:05 AM |
bill-thinker135 | $35.00 | 12/12/2012 9:47:12 AM |
pollosquawk | $26.00 | 12/12/2012 9:43:30 AM |
finance-prescription | $91.00 | 12/12/2012 9:51:13 AM |
valiant-return584 | $50.00 | 11/29/2012 6:43:07 PM |
Nco | $100.00 | 11/29/2012 5:24:18 PM |
Sagamore | $40.00 | 11/29/2012 5:34:05 PM |
return-point2 | $100.00 | 11/29/2012 5:33:15 PM |
methodical-interest039 | $31.00 | 11/29/2012 5:50:57 PM |
vutah | $35.00 | 11/29/2012 5:51:30 PM |
BlueSharp | $25.00 | 11/29/2012 7:03:22 PM |
kind-lovely-marketplace | $50.00 | 11/30/2012 4:21:40 PM |
intrepid-loot | $25.00 | 11/30/2012 7:20:11 PM |
gotjack-IRA | $25.00 | 11/30/2012 6:11:14 PM |
HikeMoab | $25.00 | 12/2/2012 5:13:27 PM |
Tscheddar | $25.00 | 12/6/2012 3:28:40 PM |
zipemdown | $25.00 | 12/6/2012 6:05:21 PM |
kevin314 | $25.00 | 12/7/2012 10:11:21 AM |
deal-vibrato | $25.00 | 12/7/2012 10:47:59 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:04 AM |
decisive-return611 | $100.00 | 12/7/2012 1:02:07 PM |
monster4 | $50.00 | 12/7/2012 5:11:39 PM |
pierrelasvegas | $25.00 | 12/7/2012 5:51:53 PM |
dunox | $75.00 | 12/7/2012 5:45:42 PM |
gold-sushi | $25.00 | 12/8/2012 12:26:31 PM |
new-start18100 | $25.00 | 12/8/2012 12:57:34 PM |
SunnyMoney | $25.00 | 12/8/2012 3:07:11 PM |
simplelender80 | $75.00 | 12/9/2012 2:00:35 PM |
Miami | $25.00 | 12/10/2012 9:40:06 AM |
dariop | $25.01 | 12/10/2012 5:47:57 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:18 PM |
Joyflyer | $25.00 | 12/11/2012 3:52:31 PM |
money-bauble | $100.00 | 12/11/2012 5:13:59 PM |
hope-hickory | $25.00 | 12/11/2012 3:23:55 PM |
vigorous-velocity | $36.00 | 12/11/2012 5:30:10 PM |
tommymtg7 | $25.00 | 12/11/2012 6:08:24 PM |
cognizant-bazaar5 | $25.00 | 12/12/2012 9:23:10 AM |
Flyinerb | $50.00 | 12/12/2012 6:34:59 AM |
social-aspen097 | $300.00 | 12/12/2012 9:44:48 AM |
the-magnetic-transaction | $200.00 | 12/12/2012 9:45:41 AM |
zassociate | $154.00 | 12/12/2012 9:52:42 AM |
tolerant-responsibility051 | $1,792.58 | 12/12/2012 9:53:25 AM |
unforgettable-wealth4 | $50.00 | 12/12/2012 9:41:01 AM |
capital-magician561 | $25.00 | 12/12/2012 9:42:47 AM |
economy-producer | $25.00 | 12/12/2012 9:43:43 AM |
91 Investments
|
Borrower Payment Dependent Notes Series
678637
This series of Notes was issued and sold upon the funding of the borrower loan #79087, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Nov-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 18.82% |
Borrower rate/APR:
| 19.82% / 22.26% |
Monthly payment:
| $422.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.77% | | |
| |
Estimated return*:
| 12.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1981 |
Debt/Income ratio:
| 23% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 33y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,174 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bright-repayment7 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...pay off balance at Lowes, pay off and close accounts with Art Van (GE capital), CitiCard, CapitalOne, & Sears.
My financial situation:
I am a good candidate for this loan because...I have steady employment and good payment history. Am interested in having my payment direct debited from my bank account.
Monthly net income: $4360.00
Monthly expenses: $
Housing: $916
Insurance: $75
Car expenses: $100
Utilities: $120
Phone, cable, internet: $82
Food, entertainment: $450
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kind-lovely-marketplace | $50.00 | 11/27/2012 5:23:08 PM |
windguy | $50.00 | 11/27/2012 5:33:38 PM |
gravbox | $25.00 | 11/27/2012 6:57:13 PM |
bowdish1 | $25.00 | 11/27/2012 5:51:55 PM |
payment-halo | $25.00 | 11/27/2012 8:54:33 PM |
natural-worth9 | $100.00 | 11/28/2012 9:22:01 AM |
finder61 | $25.00 | 11/27/2012 11:11:32 PM |
ready-interest9 | $25.00 | 11/28/2012 10:57:29 AM |
riskreward | $250.00 | 11/28/2012 1:46:37 PM |
astute-benjamins | $25.00 | 11/29/2012 7:10:29 AM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:44 AM |
ryan6853 | $25.00 | 11/29/2012 9:01:20 AM |
repayment-pagoda8 | $100.00 | 11/29/2012 10:40:42 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:28 AM |
wetlands | $200.00 | 11/29/2012 10:59:47 AM |
dunkard13 | $100.00 | 11/29/2012 5:41:28 PM |
refined-hope3 | $25.00 | 11/29/2012 6:24:45 PM |
franzzua | $25.00 | 11/30/2012 6:48:10 AM |
integrity-doctor | $100.00 | 11/30/2012 8:07:15 AM |
corndog4000 | $55.00 | 11/30/2012 9:56:50 AM |
E-2 | $67.00 | 11/30/2012 4:13:38 PM |
dunox | $75.00 | 11/30/2012 4:15:45 PM |
CA-Lender | $25.00 | 12/1/2012 9:44:23 AM |
mindful-generosity1 | $50.00 | 12/1/2012 1:15:32 PM |
enriching-trade2 | $50.00 | 12/1/2012 1:52:26 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:41 PM |
red-duty-carrier | $25.00 | 12/2/2012 12:46:34 PM |
spy0 | $25.00 | 12/2/2012 9:25:33 AM |
Pickmar | $25.00 | 12/3/2012 7:01:24 AM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:04 PM |
Darts | $50.00 | 12/2/2012 8:47:34 PM |
Bikram | $50.00 | 12/3/2012 10:35:42 AM |
Techne_Funds_LLC | $25.00 | 12/3/2012 5:29:48 PM |
herbyman | $50.00 | 12/3/2012 12:36:02 PM |
macheesmo | $50.00 | 12/3/2012 6:09:12 PM |
onecooldrink | $25.00 | 12/3/2012 10:12:23 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:42 PM |
commerce-venture1 | $25.00 | 12/4/2012 6:45:36 AM |
regahj99 | $25.00 | 12/3/2012 6:35:44 PM |
jazzlender | $50.00 | 12/4/2012 9:19:43 AM |
MyPFBlog | $25.00 | 12/3/2012 9:20:50 PM |
awesome-generosity4 | $31.00 | 12/4/2012 6:43:38 AM |
deal-pal | $25.00 | 12/4/2012 7:28:05 AM |
aquariano2 | $25.00 | 12/4/2012 8:13:56 AM |
Fachim | $25.00 | 12/4/2012 8:18:04 AM |
supersarah61 | $25.00 | 12/4/2012 1:29:56 PM |
crw1950 | $40.00 | 12/4/2012 5:44:26 PM |
Peacepower | $50.00 | 12/4/2012 4:49:46 PM |
return-statuette139 | $50.00 | 12/4/2012 5:38:34 PM |
deal-selector5 | $25.00 | 12/4/2012 7:03:56 PM |
stable-cash4 | $25.00 | 12/4/2012 5:55:34 PM |
VitaminFunk | $25.00 | 12/4/2012 7:59:24 PM |
cxl9 | $50.00 | 12/4/2012 8:02:59 PM |
Robin_Hood | $40.00 | 12/4/2012 8:42:17 PM |
prudent-deal662 | $25.00 | 12/4/2012 6:30:19 PM |
transparent-loan5 | $100.00 | 12/5/2012 7:24:47 AM |
blazing-silver524 | $30.00 | 12/5/2012 9:32:34 AM |
american6 | $50.00 | 12/5/2012 10:51:04 AM |
agalt | $75.00 | 12/5/2012 11:01:03 AM |
Scubadiver | $30.00 | 12/5/2012 11:20:25 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:06:54 AM |
fund-widget | $50.00 | 12/5/2012 10:15:39 AM |
platinum-scientist9 | $25.00 | 12/5/2012 2:47:33 PM |
EFS | $500.00 | 12/5/2012 11:38:17 AM |
MKProfSolutions | $25.00 | 12/5/2012 3:08:32 PM |
generosity-battalion0 | $25.00 | 12/5/2012 3:27:58 PM |
tramb | $25.00 | 12/5/2012 11:52:09 AM |
bonus-poplar2 | $25.00 | 12/5/2012 1:14:33 PM |
UHcougars | $25.00 | 12/5/2012 1:20:14 PM |
Torvald | $105.92 | 12/5/2012 8:56:12 PM |
mercuriant | $25.00 | 12/5/2012 6:03:42 PM |
chorus731 | $25.00 | 12/5/2012 6:42:21 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:02 AM |
bazaar-festivity | $25.00 | 12/6/2012 9:12:16 AM |
britgsb | $50.00 | 12/6/2012 9:54:18 AM |
circuitfive | $25.00 | 12/6/2012 9:40:25 AM |
abundant-power | $25.00 | 12/6/2012 10:20:26 AM |
skillful-durability8 | $50.00 | 12/6/2012 4:36:22 PM |
Iwillhuntyoudown | $25.00 | 12/6/2012 10:32:45 AM |
Ocean713 | $75.00 | 12/6/2012 12:01:15 PM |
gpuck | $25.00 | 12/6/2012 5:29:37 PM |
kendigme | $25.00 | 12/6/2012 2:50:18 PM |
Tscheddar | $25.00 | 12/6/2012 5:06:12 PM |
wwwUniversal | $25.00 | 12/6/2012 6:01:34 PM |
Toby1montana | $50.00 | 12/7/2012 6:25:08 AM |
BuzzyBee336 | $75.00 | 12/6/2012 7:32:27 PM |
Suit | $25.00 | 12/7/2012 8:21:03 AM |
vivacious-fund2 | $25.00 | 12/6/2012 10:17:12 PM |
Bob450 | $25.00 | 12/7/2012 4:36:51 AM |
Maximum_Investment | $25.00 | 12/7/2012 3:26:12 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:14 AM |
structure9 | $25.00 | 12/7/2012 9:06:09 AM |
friendinmoney | $25.00 | 12/7/2012 9:11:16 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:46 AM |
proper-exchange8 | $50.00 | 12/7/2012 10:06:24 AM |
wildanne | $50.00 | 12/7/2012 9:51:41 AM |
transparency-sapling | $25.00 | 12/7/2012 10:00:16 AM |
TomDalonajay | $25.00 | 12/7/2012 10:37:06 AM |
Say_no_to_payday_loans | $50.00 | 12/7/2012 12:49:30 PM |
decisive-return611 | $100.00 | 12/7/2012 1:01:59 PM |
the-laudable-peso | $40.00 | 12/7/2012 11:21:23 AM |
magnetic-duty4 | $25.00 | 12/7/2012 2:06:01 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 10:59:26 AM |
theaterguy | $30.00 | 12/7/2012 3:36:57 PM |
magical-fairness4 | $25.00 | 12/7/2012 2:41:21 PM |
chrisb1414 | $25.00 | 12/7/2012 4:05:44 PM |
PrimeFunding | $25.00 | 11/27/2012 5:49:39 PM |
CreditBuilder2 | $25.06 | 11/27/2012 6:55:26 PM |
octoberfresh | $25.00 | 11/27/2012 7:05:20 PM |
profitable-fairness1 | $75.00 | 11/28/2012 12:51:52 PM |
aquariano2 | $25.00 | 11/28/2012 4:53:48 PM |
Sweaty-Butt-Crack | $25.00 | 11/28/2012 4:19:07 PM |
nevee | $25.00 | 11/28/2012 6:15:34 PM |
Lender2895a | $100.00 | 11/29/2012 5:06:48 AM |
forceful-wealth244 | $25.00 | 11/29/2012 6:17:58 AM |
1NiceLender | $25.00 | 11/29/2012 9:04:40 AM |
loot-prescription3 | $25.00 | 11/29/2012 11:30:38 AM |
Johnny2Dogs | $25.00 | 11/29/2012 6:27:00 PM |
persistent-dinero953 | $25.00 | 11/30/2012 11:07:48 AM |
tech310 | $50.00 | 11/30/2012 9:49:55 AM |
justreturns | $25.00 | 11/30/2012 11:08:07 AM |
bold-joyful-coin9 | $25.00 | 11/30/2012 1:10:44 PM |
tolerant-responsibility051 | $2,000.00 | 11/30/2012 2:46:30 PM |
leodaguy | $100.00 | 11/30/2012 12:16:52 PM |
CougarRoar | $25.00 | 11/30/2012 3:42:03 PM |
kulender | $100.00 | 11/30/2012 6:10:18 PM |
compoundinterest | $25.00 | 12/1/2012 12:01:10 PM |
new-justice-entrepreneur | $25.00 | 12/1/2012 12:20:36 PM |
balance-force | $35.00 | 12/1/2012 1:27:51 PM |
ucantbeetit | $25.00 | 12/1/2012 1:10:14 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:51 PM |
JTHarris | $25.00 | 12/1/2012 3:21:41 PM |
privatebanker | $25.00 | 12/1/2012 11:08:19 PM |
greenback-investor7 | $25.00 | 12/3/2012 6:12:24 AM |
CashBank | $25.00 | 12/3/2012 9:04:54 AM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:49 PM |
successful-agreement7 | $100.00 | 12/3/2012 9:37:13 AM |
transparency-river1 | $750.00 | 12/3/2012 9:33:48 AM |
dukeiyer | $25.00 | 12/3/2012 9:56:18 AM |
credit-maple | $25.00 | 12/3/2012 10:26:51 AM |
phenomenal-rate1 | $500.00 | 12/3/2012 5:15:34 PM |
first-graceful-contract | $30.00 | 12/3/2012 10:43:15 AM |
objective-investor | $250.00 | 12/3/2012 5:17:13 PM |
klinebarger | $25.00 | 12/3/2012 11:27:42 AM |
hitsman | $50.00 | 12/3/2012 5:23:06 PM |
Munnie | $50.00 | 12/4/2012 6:19:22 AM |
Rulea72 | $25.00 | 12/4/2012 7:05:10 AM |
the-silver-blaster | $75.00 | 12/4/2012 9:15:54 AM |
reverent-finance79 | $32.00 | 12/4/2012 9:20:46 AM |
blue-dollar-viking | $75.00 | 12/4/2012 6:06:52 AM |
Navy_Wife_Retired | $49.55 | 12/4/2012 4:40:16 AM |
ddog0224 | $100.00 | 12/4/2012 6:37:35 AM |
mpatrick | $100.00 | 12/4/2012 10:07:24 AM |
life-is-great | $25.00 | 12/4/2012 9:49:05 AM |
paintba11er89 | $25.00 | 12/4/2012 9:45:38 AM |
repayment-liberator7 | $25.00 | 12/4/2012 1:06:31 PM |
trustworthy-finance6 | $200.00 | 12/4/2012 1:31:04 PM |
orange-dynamic-euro | $25.77 | 12/4/2012 10:25:09 AM |
commerce-enlistment | $50.00 | 12/4/2012 2:25:54 PM |
Investoman | $25.00 | 12/4/2012 10:34:02 AM |
jybank | $50.00 | 12/4/2012 11:17:41 AM |
compatible-deal9 | $25.00 | 12/4/2012 12:06:58 PM |
averagefore | $25.00 | 12/4/2012 12:29:27 PM |
ethical-truth211 | $200.00 | 12/4/2012 1:42:10 PM |
value-fortress3 | $25.00 | 12/4/2012 5:57:10 PM |
graceful-fairness4 | $150.00 | 12/4/2012 6:01:25 PM |
sympathetic-funds818 | $25.00 | 12/4/2012 6:07:14 PM |
auction-iris9 | $120.00 | 12/4/2012 6:11:37 PM |
TrustOne | $25.00 | 12/4/2012 10:29:47 PM |
intrepid-compassion29 | $25.00 | 12/5/2012 6:46:02 AM |
bold-decisive-kindness | $25.00 | 12/4/2012 6:26:23 PM |
Malkial | $25.00 | 12/4/2012 8:50:10 PM |
entertaining-revenue4 | $50.00 | 12/5/2012 9:19:12 AM |
RMI_Babylon | $25.00 | 12/4/2012 7:10:11 PM |
dreamhope | $25.00 | 12/5/2012 7:11:59 AM |
alaco | $25.00 | 12/4/2012 10:18:28 PM |
crdcteng | $50.00 | 12/5/2012 9:01:31 AM |
money-bauble | $100.00 | 12/5/2012 10:19:15 AM |
bewitching-dollar5 | $100.00 | 12/5/2012 10:22:04 AM |
spirited-greenback814 | $25.00 | 12/5/2012 9:22:58 AM |
heyokafinancial | $25.00 | 12/5/2012 10:12:41 AM |
compassion-twister2 | $100.00 | 12/5/2012 10:13:57 AM |
SpreadsheetSolutions | $25.00 | 12/5/2012 11:26:09 AM |
planetibet | $25.00 | 12/5/2012 10:32:21 AM |
emergencyMD | $25.00 | 12/5/2012 11:49:11 AM |
income-vault6 | $25.00 | 12/5/2012 12:07:30 PM |
unassuming-p2ploan774 | $40.00 | 12/5/2012 10:25:24 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:36 AM |
Mindful7 | $25.00 | 12/5/2012 2:48:29 PM |
ferdberfel | $25.00 | 12/5/2012 12:07:54 PM |
sjlender | $93.00 | 12/5/2012 11:05:17 AM |
justice-disk | $25.00 | 12/5/2012 11:42:44 AM |
point-oyster5 | $25.00 | 12/5/2012 5:46:59 PM |
market-pudding | $25.00 | 12/5/2012 11:50:23 AM |
blLending | $25.00 | 12/5/2012 3:45:20 PM |
cminus | $60.82 | 12/5/2012 12:16:04 PM |
MightyMuffin | $25.00 | 12/5/2012 1:48:35 PM |
jutdon84 | $25.00 | 12/5/2012 1:51:31 PM |
radiant-moola5 | $25.00 | 12/5/2012 2:43:32 PM |
just-loyalty643 | $25.00 | 12/5/2012 6:37:48 PM |
escharfer | $25.00 | 12/5/2012 6:21:59 PM |
well-mannered-income3 | $116.00 | 12/5/2012 6:35:51 PM |
Rob717171 | $75.00 | 12/5/2012 9:52:31 PM |
bonus-powerplant | $25.00 | 12/6/2012 7:31:21 AM |
evergreen16 | $150.00 | 12/6/2012 9:08:40 AM |
pound-mushroom3 | $25.00 | 12/6/2012 10:18:36 AM |
thefisherman | $25.00 | 12/6/2012 8:52:04 AM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:27 AM |
ksmorrow | $25.00 | 12/6/2012 10:48:58 AM |
enthralling-investment | $25.00 | 12/6/2012 9:43:33 AM |
credit-adventurer313 | $25.00 | 12/6/2012 2:04:56 PM |
Good-Yield | $25.00 | 12/6/2012 2:53:37 PM |
KryptonWare-com | $25.00 | 12/6/2012 5:01:08 PM |
shrewd-deal | $50.00 | 12/6/2012 5:08:19 PM |
miked8303 | $75.00 | 12/6/2012 11:31:08 AM |
itsmaj | $100.00 | 12/6/2012 3:52:24 PM |
enchanted-note | $25.00 | 12/6/2012 5:51:07 PM |
Gazelles4U | $25.00 | 12/6/2012 5:34:09 PM |
XenonX | $25.00 | 12/6/2012 7:18:50 PM |
Suit | $25.00 | 12/7/2012 8:19:23 AM |
B1-Lancer | $30.00 | 12/7/2012 8:44:39 AM |
magical-credit523 | $25.00 | 12/7/2012 9:15:11 AM |
best-bonafide-p2p | $25.00 | 12/7/2012 9:02:58 AM |
Leshan | $50.00 | 12/7/2012 7:55:06 AM |
the-enthralling-coin | $25.00 | 12/7/2012 9:09:19 AM |
fantastic-bazaar2 | $50.00 | 12/7/2012 9:17:25 AM |
deegeeman | $25.00 | 12/7/2012 10:37:29 AM |
Arvicco | $400.00 | 12/7/2012 9:31:20 AM |
Investor_DP | $100.00 | 12/7/2012 11:31:34 AM |
cordial-affluence2 | $25.00 | 12/7/2012 12:22:54 PM |
adaboy65 | $75.00 | 12/7/2012 11:21:57 AM |
tranquil-principal435 | $25.00 | 12/7/2012 10:55:15 AM |
villagers | $50.00 | 12/7/2012 2:07:28 PM |
rescue | $65.00 | 12/7/2012 11:23:35 AM |
rockhound84 | $35.00 | 12/7/2012 2:51:07 PM |
JGENERAL | $25.00 | 12/7/2012 3:43:21 PM |
Preist | $25.00 | 12/7/2012 4:09:58 PM |
keichi03 | $28.00 | 12/7/2012 2:24:25 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:40:00 PM |
_G_ | $25.00 | 12/7/2012 3:28:55 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:56 PM |
LeReve | $45.88 | 12/7/2012 5:59:02 PM |
242 Investments
|
Borrower Payment Dependent Notes Series
678737
This series of Notes was issued and sold upon the funding of the borrower loan #79345, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Nov-30-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $180.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 32% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Bus Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,744 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| repayment-mechanic3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
octoberfresh | $25.00 | 11/30/2012 5:30:33 PM |
return-point2 | $100.00 | 11/30/2012 5:45:17 PM |
LendingPimp_2 | $26.00 | 11/30/2012 7:14:35 PM |
kindness-warmth3 | $42.00 | 12/1/2012 12:31:39 PM |
selector568 | $300.00 | 12/1/2012 1:42:21 PM |
kind-lovely-marketplace | $50.00 | 12/3/2012 9:40:08 AM |
thrilling-fund427 | $50.00 | 12/3/2012 9:22:40 AM |
vigorous-velocity | $58.00 | 12/4/2012 5:26:00 PM |
kenji4861 | $25.00 | 12/4/2012 5:36:30 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:03 AM |
Tscheddar | $25.00 | 12/6/2012 5:07:12 PM |
successful-agreement7 | $100.00 | 12/7/2012 9:15:22 AM |
authentic-finance194 | $200.00 | 12/8/2012 5:59:10 AM |
BradP | $25.00 | 12/8/2012 5:40:04 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:27 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:56 AM |
ASuperJohn | $150.00 | 12/10/2012 5:03:52 PM |
Edakers | $25.00 | 12/11/2012 1:49:34 PM |
payment-gusto | $25.00 | 12/11/2012 4:42:14 PM |
decisive-return611 | $100.00 | 12/11/2012 5:19:25 PM |
Elefunt | $25.00 | 12/11/2012 5:43:03 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:43 PM |
-PokerNut | $50.00 | 12/11/2012 9:04:10 PM |
Sweaty-Butt-Crack | $25.00 | 12/12/2012 6:26:47 AM |
subtle-bill727 | $25.00 | 12/12/2012 9:56:09 AM |
miked8303 | $75.00 | 12/12/2012 6:15:56 PM |
credit-adventurer313 | $25.00 | 12/13/2012 7:23:01 AM |
value-burrito | $25.98 | 12/13/2012 10:16:47 AM |
HelpWhenNeeded | $25.00 | 12/13/2012 11:13:58 AM |
progressive-economy261 | $400.00 | 12/14/2012 9:05:07 AM |
shiny-peso1 | $29.00 | 12/14/2012 9:11:18 AM |
Bob450 | $25.00 | 12/14/2012 9:12:34 AM |
life-is-great | $25.00 | 12/14/2012 6:14:02 AM |
Index_Plus | $2,500.00 | 12/14/2012 8:55:58 AM |
scionfan | $25.00 | 12/14/2012 9:16:17 AM |
Mucman72 | $25.00 | 11/30/2012 5:41:35 PM |
WalnutCreekguy | $50.00 | 11/30/2012 5:36:05 PM |
Kaj | $25.00 | 12/1/2012 12:48:28 PM |
asset-professor | $35.00 | 12/1/2012 2:07:39 PM |
LuvToLend | $25.00 | 12/3/2012 5:31:54 PM |
DreisersFinancier | $50.00 | 12/5/2012 5:16:02 PM |
zipemdown | $25.00 | 12/6/2012 6:06:17 PM |
enchanted-diversification496 | $50.00 | 12/7/2012 10:46:16 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:24 AM |
valiant-return584 | $50.00 | 12/7/2012 6:10:52 PM |
kulender | $50.00 | 12/10/2012 5:27:59 PM |
truth-companion | $25.00 | 12/11/2012 10:46:08 AM |
worlds-best-commerce5 | $50.00 | 12/11/2012 8:23:01 PM |
careful-vigilance4 | $25.00 | 12/12/2012 10:20:57 AM |
balance-force | $28.00 | 12/12/2012 1:52:23 PM |
gold-sushi | $25.00 | 12/13/2012 9:13:26 AM |
money-bauble | $100.00 | 12/13/2012 10:23:30 AM |
MissionMicroFinance | $25.00 | 12/13/2012 5:19:13 PM |
trajectory8 | $25.00 | 12/13/2012 6:22:19 PM |
idastmerchants | $25.00 | 12/14/2012 9:11:38 AM |
108-IRA | $52.02 | 12/14/2012 9:20:07 AM |
1randyp | $25.00 | 12/14/2012 9:10:10 AM |
wwwUniversal | $25.00 | 12/14/2012 9:16:36 AM |
ChefATL | $25.00 | 12/14/2012 9:17:41 AM |
finance-prescription | $100.00 | 12/14/2012 9:04:15 AM |
rescue | $54.00 | 12/14/2012 9:05:23 AM |
social-cocktail1 | $200.00 | 12/14/2012 9:16:31 AM |
62 Investments
|
Borrower Payment Dependent Notes Series
678799
This series of Notes was issued and sold upon the funding of the borrower loan #79207, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Nov-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 35% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 9m |
Amount delinquent:
| $508 |
Total credit lines:
| 31 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,490 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 34 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| radiant-dime9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to buy my family a vacation for Christmas.
My financial situation:
I am a good candidate for this loan because I actually have the money to do this in mine and the wife's savings, but in order for my wife not to find out, I figured I would try get a loan.
These is my monthly income and not what I share with the wife
Monthly net income: $ 2200
Monthly expenses: $ 1200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $250.00 | 11/30/2012 7:25:23 AM |
worthy-bid8 | $100.00 | 11/29/2012 5:58:32 PM |
JGuide | $25.00 | 12/2/2012 6:01:19 AM |
Mucman72 | $25.00 | 12/2/2012 8:04:43 AM |
majestic-note6 | $150.00 | 12/7/2012 9:26:20 AM |
worth-shower8 | $100.00 | 12/7/2012 10:18:51 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:25 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:05 AM |
mrxtravis | $25.00 | 12/7/2012 11:31:58 AM |
The_Third_Hand | $25.00 | 12/8/2012 12:29:34 AM |
cupcake0 | $25.00 | 12/8/2012 10:27:46 AM |
bold-joyful-coin9 | $25.00 | 12/9/2012 3:17:30 PM |
Gandalf0001 | $25.00 | 12/10/2012 4:17:24 PM |
deal-selector5 | $25.00 | 12/10/2012 4:30:24 PM |
attractive-rate | $25.00 | 12/10/2012 1:06:42 PM |
abundant-credit6 | $55.00 | 12/10/2012 7:48:07 PM |
a-harmonious-bill | $34.02 | 12/10/2012 10:08:45 PM |
blue-relentless-hope | $25.00 | 12/10/2012 8:20:04 PM |
credit-rocket4 | $25.00 | 12/10/2012 8:45:39 PM |
Gorges | $26.06 | 11/30/2012 9:04:45 AM |
LuvToLend | $25.00 | 12/5/2012 10:39:31 AM |
diplomatic-wealth7 | $25.00 | 12/5/2012 6:10:03 PM |
melodious-openness | $108.37 | 12/5/2012 3:31:42 PM |
Tscheddar | $25.00 | 12/6/2012 5:06:38 PM |
newest-durability-matador | $50.00 | 12/6/2012 2:18:39 PM |
businessbroker101 | $50.00 | 12/7/2012 9:58:23 AM |
impala6464 | $25.00 | 12/9/2012 12:32:02 PM |
simplelender80 | $75.00 | 12/9/2012 2:00:37 PM |
ethical-truth211 | $100.00 | 12/10/2012 10:28:09 AM |
compatible-return120 | $25.00 | 12/10/2012 11:00:01 AM |
Corporal | $25.00 | 12/10/2012 5:41:49 PM |
keen-economy6 | $25.00 | 12/10/2012 5:15:50 PM |
benevolent-silver6 | $55.00 | 12/10/2012 8:35:51 PM |
powerful-deal8 | $50.00 | 12/10/2012 9:56:09 PM |
mlj0671 | $145.51 | 12/10/2012 9:19:35 PM |
krazyju84 | $36.04 | 12/10/2012 9:33:38 PM |
redhead21 | $40.00 | 12/10/2012 8:00:01 PM |
coopPV | $75.00 | 12/10/2012 8:58:56 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
678847
This series of Notes was issued and sold upon the funding of the borrower loan #79343, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,256.71 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 4.99% |
Listing Start date:
| Nov-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 14.09% |
Borrower rate/APR:
| 15.09% / 18.73% |
Monthly payment:
| $694.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.37% | | |
| |
Estimated return*:
| 8.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 32% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $22,948 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| laser617 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $1,600
Housing: $1200
Insurance: $0.00
Car expenses: $0.00
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $400
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DreDub | $25.00 | 12/10/2012 5:53:41 AM |
Mommo | $50.00 | 11/27/2012 5:06:04 PM |
ideal-peace5 | $100.00 | 11/27/2012 5:11:39 PM |
special-dinero553 | $25.00 | 11/27/2012 5:27:39 PM |
BostonCapital | $100.00 | 11/27/2012 5:13:03 PM |
kind-euro-mirth | $50.00 | 11/27/2012 5:09:50 PM |
Zorro_970 | $100.00 | 11/27/2012 5:23:53 PM |
nickel-ferret | $25.00 | 11/27/2012 5:27:58 PM |
commerce-artisan8 | $50.00 | 11/27/2012 5:26:46 PM |
deal-selector5 | $25.00 | 11/27/2012 5:55:38 PM |
lionheart722 | $25.00 | 11/28/2012 9:33:49 AM |
logical-peso2 | $25.00 | 11/28/2012 10:56:17 AM |
Harry | $75.00 | 11/28/2012 5:28:15 PM |
prudent-dough458 | $25.00 | 11/29/2012 10:09:11 AM |
DreisersFinancier | $50.00 | 11/29/2012 10:58:48 AM |
abundanceforever | $52.50 | 11/29/2012 10:55:38 AM |
loot-prescription3 | $25.00 | 11/29/2012 11:30:39 AM |
commerce-viking1 | $50.00 | 11/29/2012 5:38:55 PM |
persist_in_doing | $25.00 | 11/29/2012 6:52:11 PM |
franzzua | $25.00 | 11/30/2012 6:48:12 AM |
principal-cooker2 | $50.00 | 11/30/2012 10:32:32 AM |
E-2 | $100.00 | 11/30/2012 4:13:30 PM |
kulender | $100.00 | 11/30/2012 6:10:18 PM |
compoundinterest | $25.00 | 12/1/2012 12:01:11 PM |
deal-vibrato | $25.00 | 12/1/2012 1:24:53 PM |
balance-force | $35.00 | 12/1/2012 1:27:52 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:32:38 AM |
ahansen | $25.00 | 12/2/2012 2:15:44 PM |
Fiimg | $50.00 | 12/2/2012 6:38:08 PM |
Darts | $50.00 | 12/2/2012 8:47:34 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:20:49 PM |
vMbanusi | $50.00 | 12/3/2012 9:31:07 AM |
asset-caramel5 | $50.00 | 12/3/2012 9:34:08 AM |
successful-agreement7 | $100.00 | 12/3/2012 9:37:14 AM |
inspiring-kindness062 | $25.00 | 12/2/2012 10:23:14 PM |
resolute-justice413 | $200.00 | 12/3/2012 9:43:46 AM |
enthusiastic-cash599 | $50.00 | 12/3/2012 10:00:44 AM |
the-magnetic-transaction | $70.00 | 12/3/2012 9:13:39 AM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:31 AM |
dignified-truth7 | $200.00 | 12/3/2012 9:48:49 AM |
HereToHelp305 | $50.00 | 12/3/2012 12:21:15 PM |
klinebarger | $25.00 | 12/3/2012 11:27:42 AM |
GenerousGentleMan | $25.00 | 12/3/2012 5:01:17 PM |
Haydn-sav | $25.00 | 12/3/2012 5:21:07 PM |
shaps | $50.00 | 12/3/2012 5:49:11 PM |
Munnie | $50.00 | 12/4/2012 6:19:23 AM |
BlueRoom | $25.00 | 12/4/2012 10:18:38 AM |
Investoman | $25.00 | 12/4/2012 10:34:03 AM |
life-is-great | $25.00 | 12/4/2012 9:49:06 AM |
stanfordgrad05 | $50.00 | 12/4/2012 9:59:55 AM |
magnificent-dime4 | $25.00 | 12/4/2012 11:19:23 AM |
Cai8899 | $25.00 | 12/4/2012 10:09:27 AM |
velocityasaurus-rex4 | $47.00 | 12/4/2012 10:20:10 AM |
PFTLender | $25.00 | 12/4/2012 3:05:14 PM |
payout-paradise5 | $25.00 | 12/4/2012 10:51:36 AM |
auction-iris9 | $120.00 | 12/4/2012 6:11:38 PM |
leverage-sensai6 | $25.00 | 12/5/2012 9:10:36 AM |
dayahn | $25.00 | 12/5/2012 9:37:21 AM |
new-pound-atizer | $25.00 | 12/5/2012 6:45:11 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:06:54 AM |
benjamins-wasp | $40.00 | 12/5/2012 9:04:54 AM |
rate-hawk | $25.00 | 12/5/2012 9:46:00 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:37 AM |
dough-arrow0 | $200.00 | 12/5/2012 10:46:22 AM |
ready-agreement5 | $25.00 | 12/5/2012 10:16:48 AM |
hitsman | $50.00 | 12/5/2012 10:13:15 AM |
amicablenemesis | $50.00 | 12/5/2012 10:30:15 AM |
agalt | $65.00 | 12/5/2012 11:03:31 AM |
point-oyster5 | $25.00 | 12/5/2012 5:47:00 PM |
Nite366 | $25.00 | 12/5/2012 2:03:11 PM |
radiant-moola5 | $25.00 | 12/5/2012 2:43:33 PM |
the-silver-blaster | $75.00 | 12/5/2012 5:15:23 PM |
american6 | $50.00 | 12/5/2012 5:18:01 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:39:46 PM |
momentous-velocity5 | $50.00 | 12/5/2012 7:24:50 PM |
turbobrat | $25.00 | 12/5/2012 6:02:04 PM |
heyokafinancial | $25.00 | 12/5/2012 6:24:25 PM |
LightTheWay | $50.00 | 12/6/2012 10:25:01 AM |
bazaar-festivity | $25.00 | 12/6/2012 9:12:17 AM |
miked8303 | $75.00 | 12/6/2012 11:31:09 AM |
california111 | $25.00 | 12/6/2012 10:21:13 AM |
igniter584 | $100.00 | 12/7/2012 6:38:23 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:14 AM |
delectable-order532 | $100.00 | 12/7/2012 9:09:03 AM |
mercuriant | $25.00 | 12/7/2012 9:49:40 AM |
thrilling-listing51 | $100.00 | 12/7/2012 9:26:32 AM |
deegeeman | $25.00 | 12/7/2012 10:37:30 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 10:50:52 AM |
enthralling-investment | $25.00 | 12/7/2012 10:06:35 AM |
casserole9 | $35.00 | 12/7/2012 10:19:11 AM |
adaboy65 | $75.00 | 12/7/2012 11:21:58 AM |
turboshop | $40.00 | 12/7/2012 10:40:44 AM |
inspired-investment8 | $100.00 | 12/7/2012 10:49:53 AM |
sympathetic-funds818 | $25.00 | 12/7/2012 3:56:42 PM |
dollar-transporter3 | $25.00 | 12/7/2012 3:23:54 PM |
Brisket_Bob | $28.28 | 12/7/2012 6:06:14 PM |
chrisb4745 | $50.00 | 12/7/2012 6:18:05 PM |
silver-dogwood4 | $25.00 | 12/8/2012 10:47:54 AM |
CADETTO | $111.76 | 12/8/2012 4:35:29 AM |
first-class-yield9 | $25.00 | 12/8/2012 5:56:36 AM |
psteveo | $25.00 | 12/8/2012 6:11:17 AM |
Aeroman32 | $25.00 | 12/8/2012 11:33:24 AM |
Peacepower | $25.00 | 12/9/2012 10:33:58 AM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:42 AM |
value-caravan | $25.00 | 12/9/2012 11:59:42 AM |
antlr | $25.00 | 12/9/2012 7:43:52 PM |
plentiful-note6 | $25.00 | 12/10/2012 6:14:17 AM |
haplender | $50.00 | 12/10/2012 9:06:51 AM |
newest-organic-rupee | $25.00 | 12/9/2012 9:12:57 PM |
spry-credit269 | $50.00 | 12/9/2012 3:03:06 PM |
nurak2 | $55.76 | 12/9/2012 5:45:07 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:02 AM |
kelador | $25.00 | 12/10/2012 12:28:22 PM |
gold-disk | $25.00 | 12/10/2012 1:21:53 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:20 AM |
dollardave | $50.00 | 12/10/2012 12:02:31 PM |
spoolin18t | $50.00 | 12/10/2012 4:33:19 PM |
helping-out | $50.00 | 12/10/2012 4:36:25 PM |
georgethesir | $50.00 | 12/10/2012 6:17:38 PM |
spiritual-compassion3-16 | $25.00 | 12/10/2012 7:25:14 PM |
a-graceful-yield | $50.00 | 12/10/2012 9:25:54 PM |
community-bee | $25.00 | 12/10/2012 6:12:59 PM |
MC_ | $25.00 | 12/10/2012 9:36:50 PM |
forthright-contract2 | $25.00 | 12/10/2012 9:42:00 PM |
responsibility-nebula1 | $50.00 | 12/10/2012 10:08:56 PM |
sugardaddy74 | $25.00 | 12/10/2012 8:06:15 PM |
redmumba | $50.00 | 12/11/2012 12:29:59 AM |
VAMUSIC | $25.00 | 12/10/2012 6:36:44 PM |
jdashv | $25.00 | 12/10/2012 8:51:32 PM |
spirited-diversification0 | $25.00 | 12/11/2012 4:25:44 AM |
kindness-rascal5 | $25.00 | 12/11/2012 6:21:15 AM |
auction-architect7 | $25.00 | 12/10/2012 8:11:48 PM |
bowerz | $25.00 | 12/10/2012 8:13:35 PM |
uagrad | $25.00 | 12/11/2012 4:23:55 AM |
noble-value258 | $100.00 | 12/10/2012 9:32:00 PM |
generosity-battalion0 | $25.69 | 12/11/2012 6:44:02 AM |
saver224 | $50.00 | 12/10/2012 10:55:38 PM |
newest-note-journey | $25.00 | 12/11/2012 9:48:41 AM |
bold-decisive-kindness | $25.00 | 12/11/2012 9:53:52 AM |
bold-worth-wrangler | $25.00 | 12/11/2012 9:32:54 AM |
mvalley | $25.00 | 12/11/2012 9:06:57 AM |
abundant-community130 | $50.00 | 12/11/2012 10:37:54 AM |
Jalebi | $25.00 | 12/11/2012 9:21:43 AM |
IP | $25.00 | 12/11/2012 9:27:13 AM |
proper-exchange8 | $50.00 | 12/11/2012 10:04:50 AM |
durability-goat644 | $25.00 | 12/11/2012 9:37:38 AM |
wwwUniversal | $25.00 | 12/11/2012 10:23:37 AM |
friendly-gold | $25.00 | 12/11/2012 11:03:56 AM |
urbane-income7 | $25.00 | 12/11/2012 10:26:42 AM |
careful-note1 | $25.00 | 12/11/2012 11:21:17 AM |
Asynch | $25.00 | 12/11/2012 11:22:39 AM |
RocketSurgeon | $25.00 | 12/11/2012 10:36:23 AM |
MadHun | $117.00 | 12/11/2012 10:25:19 AM |
ethical-truth211 | $50.00 | 12/11/2012 2:30:02 PM |
just21andy | $25.00 | 12/11/2012 1:15:14 PM |
digipak78 | $50.00 | 12/11/2012 10:53:26 AM |
superb-commerce9 | $25.00 | 12/11/2012 12:02:46 PM |
top-economy-mover | $40.00 | 12/11/2012 3:35:21 PM |
HoosierDaddie | $300.00 | 11/27/2012 5:12:46 PM |
affluence-microscope2 | $200.00 | 11/27/2012 5:07:16 PM |
phenomenal-rate1 | $500.00 | 11/27/2012 5:10:46 PM |
repayment-pagoda8 | $100.00 | 11/27/2012 5:18:07 PM |
kind-lovely-marketplace | $50.00 | 11/27/2012 5:23:09 PM |
radiant-dollar9 | $200.00 | 11/27/2012 5:30:33 PM |
wetlands | $200.00 | 11/27/2012 5:29:10 PM |
gravbox | $25.00 | 11/27/2012 6:57:14 PM |
transaction-seahorse0 | $25.00 | 11/27/2012 5:32:08 PM |
bowdish1 | $25.00 | 11/27/2012 5:51:56 PM |
riskreward | $250.00 | 11/28/2012 1:46:37 PM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:30 AM |
fortytwo | $100.00 | 11/29/2012 5:34:33 PM |
bright-idea11 | $25.00 | 11/29/2012 5:52:32 PM |
tech310 | $50.00 | 11/30/2012 9:49:55 AM |
dunox | $75.00 | 11/30/2012 4:15:46 PM |
WhiteInvestor | $27.00 | 11/30/2012 1:22:46 PM |
loyalty-dragster7 | $62.00 | 11/30/2012 4:35:42 PM |
mindful-generosity1 | $50.00 | 12/1/2012 1:15:33 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:38:08 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:04 PM |
new-start18100 | $25.00 | 12/2/2012 1:04:45 PM |
marketplace-gatherer60 | $25.00 | 12/3/2012 9:42:01 AM |
orange-spiritual-contract | $100.00 | 12/3/2012 9:42:45 AM |
dukeiyer | $25.00 | 12/3/2012 9:56:19 AM |
knowledgeable-listing597 | $25.00 | 12/3/2012 9:58:28 AM |
order-tamale | $255.00 | 12/3/2012 9:07:59 AM |
transparency-river1 | $698.00 | 12/3/2012 9:33:48 AM |
Bikram | $50.00 | 12/3/2012 10:35:42 AM |
100units | $125.00 | 12/3/2012 9:38:25 AM |
dime-mandolin9 | $50.00 | 12/3/2012 9:38:35 AM |
wise-virtuous-vigilance | $100.00 | 12/3/2012 9:46:50 AM |
Thunderswan | $100.00 | 12/3/2012 9:54:31 AM |
value-showcase828 | $25.00 | 12/3/2012 6:10:22 PM |
worth-poblano9 | $200.00 | 12/3/2012 5:20:10 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:43 PM |
jthowell77 | $41.00 | 12/4/2012 10:02:26 AM |
GoCougs | $50.00 | 12/4/2012 10:06:57 AM |
yield-victor837 | $50.00 | 12/4/2012 9:23:54 AM |
revenue-serenity5 | $25.00 | 12/4/2012 10:28:29 AM |
thestartuplender | $40.00 | 12/4/2012 9:13:58 AM |
jpjones86 | $25.00 | 12/4/2012 9:51:04 AM |
lostontheedge | $25.00 | 12/4/2012 9:53:47 AM |
Vegasjim | $25.00 | 12/4/2012 11:44:34 AM |
bill-mushroom | $50.00 | 12/4/2012 10:35:58 AM |
commanding-treasure2 | $75.00 | 12/4/2012 10:46:41 AM |
qsolo | $25.00 | 12/4/2012 4:57:12 PM |
caliguian | $25.00 | 12/4/2012 5:22:24 PM |
dynamic-money271 | $100.00 | 12/5/2012 9:04:33 AM |
skillful-market6 | $25.00 | 12/5/2012 9:10:16 AM |
top-benefit-sequoia | $50.00 | 12/5/2012 8:40:19 AM |
newest-payment-trapper | $62.50 | 12/5/2012 10:35:41 AM |
integrity-starter | $25.00 | 12/5/2012 10:09:03 AM |
terrific-dough6 | $50.00 | 12/5/2012 10:41:03 AM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:39 PM |
return-statuette139 | $50.00 | 12/5/2012 6:08:05 PM |
escharfer | $25.00 | 12/5/2012 6:22:00 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:03 AM |
Pairodimes | $25.00 | 12/6/2012 9:10:04 AM |
deal-goliath | $25.00 | 12/5/2012 11:54:00 PM |
versatile-dime442 | $900.00 | 12/6/2012 8:58:27 AM |
bonus-powerplant | $25.00 | 12/6/2012 7:31:21 AM |
repayment-liberator7 | $25.00 | 12/6/2012 10:07:26 AM |
mennleo | $150.00 | 12/6/2012 10:36:16 AM |
Tscheddar | $25.00 | 12/6/2012 5:06:14 PM |
terminal-velocity34 | $25.00 | 12/6/2012 10:28:29 AM |
orbital-value360 | $50.00 | 12/6/2012 10:38:03 AM |
misit | $25.00 | 12/6/2012 4:09:04 PM |
persistent-basis2 | $50.00 | 12/6/2012 5:23:13 PM |
currency-balancer | $25.00 | 12/6/2012 5:46:46 PM |
sillyb | $50.00 | 12/7/2012 4:47:45 AM |
unassuming-p2ploan774 | $40.00 | 12/6/2012 6:22:06 PM |
Toby1montana | $50.00 | 12/7/2012 6:25:09 AM |
Arvicco | $400.00 | 12/7/2012 9:31:21 AM |
dinero-launcher | $30.00 | 12/7/2012 8:19:09 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:46 AM |
gethsemane4 | $25.00 | 12/7/2012 9:25:37 AM |
jazzlender | $50.00 | 12/7/2012 9:45:28 AM |
peaceful-greenback719 | $25.98 | 12/7/2012 10:28:13 AM |
vigorous-payment6 | $25.00 | 12/7/2012 9:54:34 AM |
value-investor9 | $50.00 | 12/7/2012 10:02:21 AM |
educationfirst | $50.00 | 12/7/2012 11:09:19 AM |
first-credit-meridian | $50.00 | 12/7/2012 10:33:22 AM |
907 | $50.00 | 12/7/2012 2:00:08 PM |
villagers | $50.00 | 12/7/2012 2:07:31 PM |
contract-amigo7 | $25.00 | 12/7/2012 11:30:24 AM |
courteous-p2ploan95 | $50.00 | 12/7/2012 2:48:32 PM |
decisive-return611 | $100.00 | 12/7/2012 1:02:00 PM |
_G_ | $25.00 | 12/7/2012 3:28:57 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 4:31:40 PM |
currency-fan9 | $50.00 | 12/7/2012 2:13:02 PM |
valiant-return584 | $50.00 | 12/7/2012 6:09:49 PM |
reverent-finance79 | $50.00 | 12/8/2012 8:15:52 AM |
unflappable-pound3 | $100.00 | 12/8/2012 11:56:19 AM |
LaBamba | $100.00 | 12/8/2012 5:06:15 AM |
capital-web7 | $50.00 | 12/7/2012 8:51:56 PM |
power-bluebird2 | $25.00 | 12/8/2012 4:49:08 AM |
N0Bama | $25.00 | 12/8/2012 11:01:35 AM |
Codextreme07 | $25.41 | 12/8/2012 6:49:18 AM |
nalaari | $33.04 | 12/8/2012 10:07:08 AM |
a-resplendent-commitment | $25.00 | 12/9/2012 7:23:01 AM |
fund-booster4 | $25.00 | 12/9/2012 11:42:14 AM |
DalawaFunds | $25.00 | 12/8/2012 2:02:23 PM |
dominickf | $50.00 | 12/8/2012 2:08:22 PM |
ddog0224 | $60.79 | 12/10/2012 12:11:19 AM |
Sixmil | $100.00 | 12/9/2012 1:46:10 PM |
simplelender80 | $75.00 | 12/9/2012 1:59:48 PM |
wise-honorable-rate | $25.00 | 12/10/2012 7:59:25 AM |
Eddy-2-Aces | $25.00 | 12/9/2012 8:02:57 PM |
burrben | $50.00 | 12/10/2012 6:17:47 AM |
the-laudable-peso | $40.00 | 12/10/2012 9:37:46 AM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:18 PM |
rescue | $100.00 | 12/10/2012 9:57:47 AM |
ASLIBD | $25.00 | 12/10/2012 5:24:40 PM |
DarkInvestor | $27.00 | 12/10/2012 3:22:11 PM |
money-atizer | $25.00 | 12/10/2012 11:58:30 AM |
sqdrew | $25.00 | 12/10/2012 3:38:28 PM |
jga516 | $25.00 | 12/10/2012 5:18:37 PM |
clean-penny059 | $100.00 | 12/10/2012 7:08:30 PM |
KU83 | $25.00 | 12/10/2012 6:15:24 PM |
LibbyZ | $50.00 | 12/10/2012 8:24:30 PM |
fantastic-openness | $400.00 | 12/10/2012 8:50:22 PM |
tylerfd | $50.00 | 12/10/2012 6:10:24 PM |
transparent-wealth6 | $26.00 | 12/10/2012 10:38:30 PM |
the-tsunami784 | $25.00 | 12/10/2012 10:43:06 PM |
Strato | $25.00 | 12/10/2012 11:15:27 PM |
kbmin | $25.00 | 12/10/2012 8:15:47 PM |
victor111818 | $25.00 | 12/10/2012 8:28:16 PM |
payment-associate5 | $100.00 | 12/10/2012 8:48:57 PM |
magical-fairness4 | $25.00 | 12/11/2012 7:39:58 AM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:26 AM |
silver-philosopher | $25.00 | 12/11/2012 6:36:49 AM |
6moonbeams | $50.00 | 12/11/2012 9:21:03 AM |
pound-youngster6 | $25.00 | 12/11/2012 8:43:32 AM |
greenback-trooper8 | $25.00 | 12/11/2012 1:13:30 AM |
best-bonafide-p2p | $25.00 | 12/11/2012 9:57:11 AM |
payout-optimizer1 | $50.00 | 12/11/2012 7:58:21 AM |
magical-credit523 | $25.00 | 12/11/2012 10:22:50 AM |
CasaDeTomas | $50.00 | 12/11/2012 9:20:56 AM |
transparency-sapling | $25.00 | 12/11/2012 9:39:15 AM |
progressive-economy261 | $400.00 | 12/11/2012 9:39:43 AM |
abundant-power | $25.00 | 12/11/2012 10:20:34 AM |
reinforced-investment4 | $25.00 | 12/11/2012 9:45:40 AM |
CompoundInterest-TheSeventhWundr | $25.00 | 12/11/2012 10:59:11 AM |
keynaples | $50.00 | 12/11/2012 11:01:08 AM |
DJC4 | $25.00 | 12/11/2012 11:05:06 AM |
Aliso-Viejo | $45.00 | 12/11/2012 9:51:56 AM |
grabtakeout | $25.00 | 12/11/2012 9:54:53 AM |
Lacimae | $100.00 | 12/11/2012 11:16:07 AM |
jpac1066 | $25.00 | 12/11/2012 11:22:10 AM |
greenback-amplifier | $25.00 | 12/11/2012 10:35:07 AM |
attentive-finance4 | $25.00 | 12/11/2012 11:43:18 AM |
Chasing_the_dime | $25.00 | 12/11/2012 10:13:41 AM |
unclejaef | $25.00 | 12/11/2012 3:18:11 PM |
notupdated | $25.00 | 12/11/2012 10:38:16 AM |
thedoctor | $50.00 | 12/11/2012 11:32:51 AM |
RoyFauntleroy | $25.00 | 12/11/2012 3:05:59 PM |
dinero-gusto9 | $25.00 | 12/11/2012 11:45:43 AM |
Ben_Graham | $35.00 | 12/11/2012 12:51:26 PM |
317 Investments
|
Borrower Payment Dependent Notes Series
678863
This series of Notes was issued and sold upon the funding of the borrower loan #79351, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,418.33 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 6.49% |
Listing Start date:
| Nov-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $108.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1977 |
Debt/Income ratio:
| 2% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 1
/
1 | Length of status: | 23y 6m |
Amount delinquent:
| $1,714 |
Total credit lines:
| 29 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $240 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| open-minded-auction1 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because...I work at 3 part-time jobs but just got into some payday loan trouble
Monthly net income: $4500
Monthly expenses:
Housing: $900
Insurance: $200
Car expenses: $0
Utilities: $125
Phone, cable, internet: $250
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $25
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
WalnutCreekguy | $50.00 | 11/29/2012 9:21:24 AM |
valiant-return584 | $50.00 | 11/29/2012 10:03:28 AM |
transaction-seahorse0 | $25.00 | 11/29/2012 11:06:32 AM |
bazaar-tulip | $25.00 | 11/29/2012 5:32:28 PM |
return-point2 | $100.00 | 11/29/2012 5:33:13 PM |
Vegasjim | $25.00 | 12/1/2012 1:57:58 PM |
Mucman72 | $25.00 | 12/2/2012 7:32:52 PM |
LuvToLend | $25.00 | 12/3/2012 5:31:49 PM |
well-rounded-payout0 | $50.00 | 12/3/2012 6:09:39 PM |
PFTLender | $25.00 | 12/4/2012 3:05:36 PM |
j2ee | $31.00 | 12/5/2012 10:33:14 AM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:07 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:51 PM |
Odyssey77 | $25.00 | 12/11/2012 9:22:02 AM |
Edakers | $25.00 | 12/11/2012 1:49:31 PM |
Ocean713 | $75.00 | 12/12/2012 11:59:39 AM |
RoyFauntleroy | $50.00 | 12/12/2012 11:46:27 AM |
Index_Plus | $600.00 | 12/12/2012 4:03:43 PM |
willhelppeps | $37.33 | 12/12/2012 10:25:24 PM |
best-commerce-leader | $25.00 | 12/13/2012 4:57:54 AM |
riskreward | $250.00 | 11/29/2012 11:07:48 AM |
tolerant-dinero2 | $25.00 | 12/2/2012 2:22:29 PM |
E-2 | $100.00 | 12/3/2012 5:23:41 PM |
a-finance-nirvana | $25.00 | 12/3/2012 5:37:47 PM |
nickel-ferret | $25.00 | 12/3/2012 5:44:21 PM |
Kaj | $25.00 | 12/3/2012 6:07:58 PM |
amicablenemesis | $50.00 | 12/5/2012 10:30:56 AM |
Tscheddar | $25.00 | 12/6/2012 3:28:39 PM |
zipemdown | $25.00 | 12/6/2012 6:05:18 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:41:13 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:39 PM |
simplelender80 | $75.00 | 12/9/2012 2:00:31 PM |
aggresive-compassion612 | $25.00 | 12/10/2012 9:58:33 AM |
immaculate-return25 | $25.00 | 12/10/2012 7:35:50 PM |
truth-companion | $25.00 | 12/11/2012 10:45:50 AM |
35 Investments
|
Borrower Payment Dependent Notes Series
678917
This series of Notes was issued and sold upon the funding of the borrower loan #78951, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Nov-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,470 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| stylish-reward4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
Auto repairs
My financial situation:
I am a good candidate for this loan because...
I am employed, 3rd year college student and receive VA benefits
Monthly net income: $2250
Monthly expenses $100
Housing: $500
Insurance: $0 included under my parents policy
Car expenses: $0 paid for
Utilities: $50
Phone, cable, internet: $50
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
toblerone | $25.00 | 11/29/2012 5:39:24 PM |
asset-professor | $35.00 | 11/29/2012 5:50:56 PM |
restless-dime | $100.00 | 11/29/2012 5:28:04 PM |
LuvToLend | $25.00 | 11/29/2012 6:28:30 PM |
6_kids_college_fund | $25.00 | 11/29/2012 6:52:31 PM |
benefit-banshee | $27.40 | 11/29/2012 8:31:16 PM |
bold-pound-statuette | $200.00 | 11/30/2012 7:30:40 AM |
leodaguy | $100.00 | 11/30/2012 12:17:02 PM |
first-credit-meridian | $25.00 | 11/30/2012 1:03:50 PM |
Weaverville | $25.00 | 12/1/2012 9:21:48 AM |
Investor_DP | $200.00 | 12/1/2012 1:07:35 PM |
careful-vigilance4 | $25.00 | 12/1/2012 1:39:45 PM |
mindful-generosity1 | $50.00 | 12/1/2012 1:15:38 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:38:14 PM |
hektek22 | $600.00 | 12/2/2012 8:03:53 AM |
bob450-roth | $25.00 | 12/2/2012 8:18:58 AM |
hope-wrangler1 | $50.00 | 12/2/2012 4:21:06 PM |
ultimate-commitment | $25.00 | 12/2/2012 5:03:23 PM |
nourishing-interest0 | $25.00 | 12/3/2012 10:07:20 AM |
preventivepestcontrol | $50.00 | 12/3/2012 10:48:24 AM |
DreisersFinancier | $50.00 | 12/3/2012 6:35:55 PM |
joyous-peace443 | $25.00 | 12/4/2012 10:36:35 AM |
PFTLender | $25.00 | 12/4/2012 3:05:38 PM |
bold-decisive-kindness | $25.00 | 12/4/2012 2:29:48 PM |
let_me_retire | $100.00 | 12/5/2012 1:55:26 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:45:10 AM |
coin-trumpet | $50.00 | 12/5/2012 10:48:04 AM |
attractive-reward392 | $25.00 | 12/5/2012 5:21:05 PM |
exchange-fort0 | $75.00 | 12/5/2012 6:11:24 PM |
natural-worth9 | $25.00 | 12/6/2012 8:59:04 AM |
CheapDolo22 | $25.00 | 12/6/2012 9:04:23 AM |
ksmorrow | $25.00 | 12/6/2012 10:45:18 AM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:14 AM |
Ocean713 | $75.00 | 12/6/2012 11:54:34 AM |
EretzCapital | $27.41 | 12/6/2012 4:02:06 PM |
zipemdown | $25.00 | 12/6/2012 6:05:22 PM |
credit-bliss8 | $25.00 | 12/6/2012 9:41:40 PM |
blue-subtle-integrity | $25.00 | 12/7/2012 4:25:59 AM |
Kapitaal | $50.00 | 12/7/2012 7:21:27 AM |
octoberfresh | $25.00 | 11/29/2012 5:22:31 PM |
dudebrah | $25.00 | 11/29/2012 9:23:19 PM |
Danjack_Capital | $25.00 | 11/29/2012 6:06:37 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:27:15 PM |
transaction-seahorse0 | $25.00 | 11/30/2012 4:38:46 PM |
kind-lovely-marketplace | $50.00 | 11/30/2012 4:22:01 PM |
bold-wampum-compadre | $100.00 | 12/2/2012 12:26:34 PM |
new-start18100 | $25.00 | 12/2/2012 1:05:01 PM |
money-fort | $25.00 | 12/2/2012 1:32:27 PM |
zorg77 | $50.00 | 12/3/2012 4:49:28 AM |
credit-pudding855 | $50.00 | 12/3/2012 3:02:57 PM |
CreditBuilder2 | $25.03 | 12/3/2012 11:29:47 AM |
keen-economy6 | $25.00 | 12/4/2012 9:50:00 AM |
djh47a | $25.00 | 12/4/2012 2:04:48 PM |
integrity-doctor | $100.00 | 12/4/2012 12:47:16 PM |
clean-penny059 | $100.00 | 12/4/2012 9:53:31 PM |
peso-bonaza | $25.00 | 12/5/2012 11:39:55 AM |
courteous-kindness1 | $25.00 | 12/5/2012 10:18:08 AM |
Tscheddar | $25.00 | 12/6/2012 5:49:28 AM |
blue-dollar-viking | $75.00 | 12/5/2012 6:39:34 PM |
Bob450 | $25.00 | 12/5/2012 7:33:23 PM |
Haribelle | $25.00 | 12/6/2012 6:56:51 AM |
Eric_Gagne | $50.00 | 12/6/2012 7:43:11 AM |
jpac1066 | $25.00 | 12/6/2012 11:53:10 AM |
CaliforniaSun | $50.00 | 12/6/2012 10:35:53 AM |
irishalaskan | $25.00 | 12/6/2012 10:45:55 AM |
gpuck | $25.00 | 12/6/2012 5:25:33 PM |
fervent-commerce | $25.00 | 12/6/2012 1:58:41 PM |
skillful-durability8 | $25.00 | 12/6/2012 4:16:54 PM |
CA-Lender | $25.00 | 12/6/2012 4:49:07 PM |
ethical-truth211 | $100.00 | 12/7/2012 7:26:15 AM |
lordnecron | $25.00 | 12/7/2012 4:14:22 AM |
LaGrangeLender | $25.00 | 12/7/2012 6:18:42 AM |
desertoasis | $25.00 | 12/7/2012 7:16:37 AM |
ethical-truth211 | $35.16 | 12/7/2012 7:26:31 AM |
74 Investments
|
Borrower Payment Dependent Notes Series
678951
This series of Notes was issued and sold upon the funding of the borrower loan #79307, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Nov-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 37% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 11y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,792 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| dynamic-dough676 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt into 1 low payment for me
My financial situation:
I am a good candidate for this loan because most my income is not stressed. My husband covers the majority of the bills and my car is paid off.
Monthly net income: $2700
Monthly expenses: $985 including fuel for car
Housing: $276.00
Insurance: $78.00
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $450
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Something-Corporate | $25.00 | 11/28/2012 5:27:54 PM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:52 AM |
orange-preeminant-bill | $25.00 | 11/30/2012 3:40:48 AM |
stock106 | $25.00 | 11/30/2012 5:58:19 AM |
let_me_retire | $50.00 | 11/30/2012 11:40:15 AM |
diplomatic-wealth7 | $25.00 | 11/30/2012 10:44:40 AM |
mrxtravis | $25.00 | 12/1/2012 1:59:13 PM |
social-heart | $25.00 | 12/2/2012 1:19:43 PM |
YampaQuant | $25.00 | 12/4/2012 10:58:25 AM |
newest-durability-matador | $50.00 | 12/5/2012 2:10:42 PM |
businessbroker101 | $50.00 | 12/5/2012 5:30:12 PM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:20 AM |
One_Lolo | $25.00 | 12/8/2012 7:47:29 AM |
Cybercusp | $25.00 | 12/10/2012 9:21:09 AM |
ibano | $25.00 | 12/10/2012 10:37:21 PM |
mebowl300 | $75.00 | 12/10/2012 10:44:22 PM |
850 | $50.00 | 12/10/2012 11:09:47 PM |
red-sharp-auction | $50.00 | 12/10/2012 10:03:12 PM |
Suit | $100.00 | 12/11/2012 7:12:03 AM |
contract-amigo7 | $25.00 | 12/11/2012 7:19:48 AM |
rutzebach1 | $68.17 | 12/11/2012 7:24:45 AM |
worthy-bid8 | $100.00 | 11/28/2012 5:16:28 PM |
LuvToLend | $25.00 | 11/28/2012 5:18:47 PM |
open-minded-p2p1 | $25.00 | 11/28/2012 8:11:13 PM |
enterprising-pound5 | $50.00 | 11/28/2012 6:53:51 PM |
SoCalIsHere | $25.00 | 11/29/2012 9:44:54 AM |
majestic-note6 | $150.00 | 11/29/2012 11:03:31 AM |
Winged_Inspirations | $25.00 | 12/1/2012 12:13:05 PM |
melodious-openness | $200.00 | 12/3/2012 4:51:18 AM |
greencat | $50.00 | 12/4/2012 8:04:53 AM |
Tscheddar | $25.00 | 12/6/2012 5:06:27 PM |
power-spartan5 | $25.00 | 12/7/2012 10:43:50 AM |
simplelender80 | $75.00 | 12/9/2012 2:00:23 PM |
balance-vinyl5 | $50.00 | 12/10/2012 10:18:23 AM |
ethical-truth211 | $250.00 | 12/10/2012 10:26:18 AM |
keen-economy6 | $25.00 | 12/10/2012 5:15:49 PM |
impala6464 | $25.00 | 12/10/2012 7:58:30 PM |
NH174 | $25.00 | 12/10/2012 11:53:02 PM |
rockerZ71 | $25.00 | 12/11/2012 5:05:34 AM |
fixing_financials | $25.00 | 12/10/2012 9:16:06 PM |
diplomatic-return861 | $25.00 | 12/11/2012 6:52:38 AM |
blue-relentless-hope | $25.00 | 12/10/2012 8:21:52 PM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:35 AM |
mclilpaws | $25.00 | 12/11/2012 3:08:14 AM |
melodious-openness | $200.00 | 12/11/2012 3:53:29 AM |
n2fitns | $25.00 | 12/10/2012 11:32:58 PM |
a-successful-credit | $25.00 | 12/11/2012 3:21:20 AM |
sgt-schultz | $33.00 | 12/11/2012 6:24:45 AM |
cafn8ed | $25.00 | 12/11/2012 6:57:18 AM |
mschoenf | $48.83 | 12/11/2012 7:34:59 AM |
50 Investments
|
Borrower Payment Dependent Notes Series
678985
This series of Notes was issued and sold upon the funding of the borrower loan #79412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Nov-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $439.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,699 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| bellacaboo |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to.. pay off credit cards.
My financial situation:
I am a good candidate for this loan because...i have worked for the hoover co for 27 yrs and when i lost my job i obtained another job within a year and have been at my current job for 4 yrs. i would like to lower my interest on these cards by combining them and making one lump sum per month
Monthly net income: $5000.00
Monthly expenses: $
Housing: $900.00
Insurance: $200.00
Car expenses: $500.00
Utilities: $300.00
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: $300.00
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 12/3/2012 9:04:48 PM |
tolerant-dime2 | $39.00 | 11/29/2012 5:12:57 PM |
dedicated-contract755 | $40.00 | 11/29/2012 5:07:06 PM |
nevee | $25.00 | 11/29/2012 6:33:09 PM |
cash-mad-scientist3 | $25.00 | 11/29/2012 6:33:42 PM |
cash-delight1 | $25.00 | 11/29/2012 5:37:46 PM |
payment-halo | $25.00 | 11/29/2012 8:05:34 PM |
bowdish1 | $25.00 | 11/29/2012 6:03:03 PM |
jubilant-capital1 | $25.00 | 11/29/2012 7:12:35 PM |
compassion-twister2 | $50.00 | 11/29/2012 8:58:07 PM |
natural-worth9 | $100.00 | 11/30/2012 8:32:44 AM |
platinum-scientist9 | $25.00 | 11/30/2012 10:17:36 AM |
passivesf | $25.00 | 11/30/2012 11:41:58 AM |
marketplace-singularity3 | $25.00 | 11/30/2012 11:32:27 AM |
affluence-microscope2 | $200.00 | 11/30/2012 4:06:05 PM |
special-dinero553 | $25.00 | 11/30/2012 4:28:10 PM |
windguy | $50.00 | 11/30/2012 4:40:53 PM |
gotjack-IRA | $25.00 | 11/30/2012 5:55:33 PM |
Docjc | $100.00 | 11/30/2012 9:08:47 PM |
prudent-deal662 | $25.00 | 12/1/2012 1:49:42 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:32:41 AM |
bid-starfish | $25.00 | 12/2/2012 12:15:20 PM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:48 AM |
openness-antioxidant | $100.00 | 12/3/2012 5:39:01 PM |
moneylender25 | $25.00 | 12/3/2012 5:22:18 PM |
PFTLender | $25.00 | 12/4/2012 3:05:39 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:09 PM |
dannycarter10 | $25.00 | 12/6/2012 9:49:44 AM |
Tscheddar | $25.00 | 12/6/2012 3:28:40 PM |
principal-cooker2 | $50.00 | 12/7/2012 10:33:14 AM |
rs999 | $25.00 | 12/7/2012 10:36:45 AM |
contract-bopper | $25.00 | 12/7/2012 10:22:48 AM |
marwadi-62 | $225.00 | 12/7/2012 11:04:22 AM |
BDL-Roth | $40.00 | 12/7/2012 11:11:03 AM |
new-start18100 | $25.00 | 12/7/2012 10:49:40 AM |
BostonCapital | $100.00 | 12/7/2012 10:50:11 AM |
fulfilling-bazaar4 | $100.00 | 12/7/2012 11:02:32 AM |
payout-paradise5 | $25.00 | 12/7/2012 11:43:23 AM |
p2pelstiltskin8 | $25.00 | 12/7/2012 11:18:29 AM |
decisive-return611 | $100.00 | 12/7/2012 1:02:07 PM |
magnetic-duty4 | $25.00 | 12/7/2012 1:34:35 PM |
currency-fan9 | $50.00 | 12/7/2012 2:13:05 PM |
Haydn-sav | $25.00 | 12/7/2012 5:39:35 PM |
prudent-dough458 | $25.00 | 12/7/2012 5:46:51 PM |
dime-mandolin9 | $50.00 | 12/7/2012 5:47:37 PM |
kulender | $100.00 | 12/7/2012 1:18:48 PM |
commerce-artisan8 | $50.00 | 12/7/2012 5:50:41 PM |
peso-spartan6 | $25.00 | 12/7/2012 5:51:08 PM |
hope-wrangler1 | $50.00 | 12/7/2012 2:02:25 PM |
Mommo | $50.00 | 12/7/2012 5:36:27 PM |
persistent-dinero953 | $25.00 | 12/7/2012 4:14:25 PM |
Zorro_970 | $100.00 | 12/7/2012 5:48:47 PM |
amicablenemesis | $50.00 | 12/7/2012 5:36:46 PM |
wetlands | $200.00 | 12/7/2012 5:53:26 PM |
qsolo | $25.00 | 12/7/2012 6:08:14 PM |
bright-idea11 | $25.00 | 12/7/2012 6:48:19 PM |
logical-peso2 | $25.00 | 12/7/2012 6:27:34 PM |
Harry | $75.00 | 12/7/2012 6:29:55 PM |
well-rounded-diversification | $25.00 | 12/7/2012 7:00:41 PM |
auction-iris9 | $120.00 | 12/8/2012 12:19:40 PM |
credit-maple | $25.00 | 12/8/2012 12:21:17 PM |
Aeroman32 | $25.00 | 12/8/2012 11:33:27 AM |
meoates1 | $25.00 | 12/8/2012 8:02:43 AM |
Investoman | $25.00 | 12/8/2012 1:12:27 PM |
california111 | $25.00 | 12/8/2012 5:20:12 PM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:49 AM |
simplelender80 | $75.00 | 12/9/2012 2:00:37 PM |
antlr | $25.00 | 12/9/2012 7:43:59 PM |
Darts | $50.00 | 12/9/2012 5:43:28 PM |
bid-fluffy-bunny3 | $25.00 | 12/10/2012 9:40:51 AM |
heavy_ax | $50.00 | 12/10/2012 9:51:43 AM |
CashBank | $25.00 | 12/10/2012 8:12:46 AM |
Manvel | $25.00 | 12/10/2012 8:34:49 AM |
YampaQuant | $25.00 | 12/10/2012 9:23:09 AM |
money-atizer | $25.00 | 12/10/2012 11:58:35 AM |
point-oyster5 | $25.00 | 12/10/2012 9:36:59 AM |
LoanerPrincipal | $25.00 | 12/10/2012 10:40:43 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:15 AM |
first-graceful-contract | $25.00 | 12/10/2012 3:45:56 PM |
terrific-dough6 | $50.00 | 12/10/2012 5:22:28 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:19 PM |
saver224 | $50.00 | 12/10/2012 10:55:48 PM |
clean-penny059 | $100.00 | 12/10/2012 7:08:49 PM |
HereToHelp305 | $50.00 | 12/10/2012 10:10:01 PM |
redmumba | $50.00 | 12/11/2012 12:30:01 AM |
a-graceful-yield | $50.00 | 12/10/2012 9:26:07 PM |
Money_Hog | $25.00 | 12/11/2012 7:13:45 AM |
payout-optimizer1 | $50.00 | 12/11/2012 7:58:24 AM |
Jalebi | $25.00 | 12/11/2012 9:21:47 AM |
Endeavour | $150.00 | 12/11/2012 9:23:03 AM |
UT-Longhorn | $25.00 | 12/11/2012 9:47:38 AM |
abundant-community130 | $50.00 | 12/11/2012 10:37:57 AM |
profitable-fairness1 | $50.00 | 12/11/2012 9:35:36 AM |
kalamari | $30.00 | 12/11/2012 1:03:15 PM |
red-active-note | $39.70 | 12/11/2012 2:05:48 PM |
misit | $25.00 | 12/11/2012 11:30:28 AM |
Ben_Graham | $30.00 | 12/11/2012 12:51:39 PM |
cr8on | $30.00 | 12/11/2012 5:08:52 PM |
100units | $200.00 | 12/11/2012 5:32:47 PM |
yield-hut | $25.00 | 12/11/2012 5:18:30 PM |
Edakers | $25.00 | 12/11/2012 1:51:28 PM |
PPLIN810 | $25.00 | 12/11/2012 1:55:47 PM |
Thunderswan | $100.00 | 12/11/2012 5:51:52 PM |
riskreward | $250.00 | 12/11/2012 5:54:26 PM |
Arvicco | $112.69 | 12/11/2012 5:57:04 PM |
sappy02 | $50.00 | 12/11/2012 5:31:41 PM |
orange-spiritual-contract | $100.00 | 12/11/2012 5:38:13 PM |
abundanceforever | $52.50 | 12/11/2012 5:39:06 PM |
KCEnterprises | $25.00 | 12/11/2012 5:55:36 PM |
bazaar-tulip | $25.00 | 11/29/2012 5:32:35 PM |
gravbox | $25.00 | 11/29/2012 6:23:08 PM |
tranquil-gain1 | $75.00 | 11/29/2012 5:56:12 PM |
JeremyLinFan | $30.00 | 11/29/2012 6:41:04 PM |
omegamon1 | $25.00 | 11/30/2012 6:06:13 AM |
careful-compassion | $25.00 | 11/30/2012 1:49:36 PM |
kind-euro-mirth | $50.00 | 11/30/2012 4:08:39 PM |
phenomenal-rate1 | $500.00 | 11/30/2012 4:08:52 PM |
kind-lovely-marketplace | $50.00 | 11/30/2012 4:21:31 PM |
transaction-seahorse0 | $25.00 | 11/30/2012 4:37:59 PM |
113121 | $25.00 | 11/30/2012 5:30:10 PM |
ideal-peace5 | $100.00 | 11/30/2012 4:09:39 PM |
radiant-dollar9 | $200.00 | 11/30/2012 4:34:39 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:31 PM |
power-lightning9 | $25.00 | 12/2/2012 2:22:40 PM |
listing-flower2 | $100.00 | 12/3/2012 1:43:13 PM |
BlueSharp | $25.00 | 12/4/2012 8:35:24 PM |
P2P4me | $400.00 | 12/5/2012 10:13:05 AM |
Interloper | $25.00 | 12/6/2012 8:45:46 AM |
toblerone | $25.00 | 12/5/2012 7:54:22 PM |
Win_With_P2P | $48.00 | 12/7/2012 5:29:51 AM |
deal-selector5 | $25.00 | 12/7/2012 10:32:55 AM |
commerce-viking1 | $50.00 | 12/7/2012 10:21:00 AM |
fortytwo | $100.00 | 12/7/2012 10:52:28 AM |
compoundinterest | $25.00 | 12/7/2012 10:42:28 AM |
enriching-trade2 | $50.00 | 12/7/2012 10:17:28 AM |
ericgassercom | $25.00 | 12/7/2012 10:18:49 AM |
Cai8899 | $25.00 | 12/7/2012 10:24:58 AM |
first-credit-meridian | $50.00 | 12/7/2012 10:33:25 AM |
lionheart722 | $25.00 | 12/7/2012 10:35:44 AM |
pleasant-listing712 | $25.00 | 12/7/2012 1:29:53 PM |
franzzua | $25.00 | 12/7/2012 10:49:12 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:26 AM |
Vegasjim | $25.00 | 12/7/2012 11:33:11 AM |
chac | $150.00 | 12/7/2012 4:34:17 PM |
repayment-pagoda8 | $100.00 | 12/7/2012 5:46:04 PM |
successful-agreement7 | $83.00 | 12/7/2012 5:47:01 PM |
villagers | $50.00 | 12/7/2012 2:07:37 PM |
_G_ | $25.00 | 12/7/2012 3:29:21 PM |
marketplace-gatherer60 | $25.00 | 12/7/2012 5:50:08 PM |
coin-trumpet | $25.00 | 12/7/2012 5:22:58 PM |
dunkard13 | $100.00 | 12/7/2012 6:22:12 PM |
john0720 | $25.00 | 12/7/2012 6:59:18 PM |
HoosierDaddie | $300.00 | 12/7/2012 5:44:35 PM |
valiant-return584 | $50.00 | 12/7/2012 6:10:30 PM |
TumbleWeed88 | $25.00 | 12/7/2012 6:19:06 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:20:38 PM |
sharp-platinum326 | $25.00 | 12/7/2012 6:21:56 PM |
capital-web7 | $50.00 | 12/7/2012 8:52:01 PM |
GCInvestments | $25.00 | 12/8/2012 12:12:55 PM |
tech310 | $50.00 | 12/8/2012 12:36:07 PM |
affluence-tycoon | $25.00 | 12/8/2012 12:43:27 PM |
ready-agreement5 | $25.00 | 12/8/2012 1:24:02 PM |
docdekay | $50.00 | 12/8/2012 1:03:45 PM |
income-awakening6 | $25.00 | 12/8/2012 1:46:46 PM |
dominickf | $50.00 | 12/8/2012 2:08:27 PM |
value-caravan | $25.00 | 12/9/2012 11:59:56 AM |
ethical-truth211 | $200.00 | 12/9/2012 10:24:57 AM |
octoberfresh | $25.00 | 12/9/2012 1:22:45 PM |
Roundhouse | $100.00 | 12/9/2012 10:46:34 PM |
entertaining-revenue4 | $50.00 | 12/10/2012 9:35:52 AM |
newest-organic-rupee | $25.00 | 12/9/2012 9:12:58 PM |
buffalobills | $25.00 | 12/10/2012 2:08:54 PM |
psteveo | $25.00 | 12/10/2012 9:49:09 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:47 AM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:22 PM |
TeamAmerica | $25.00 | 12/10/2012 5:48:19 PM |
jga516 | $25.00 | 12/10/2012 5:18:50 PM |
community-bee | $25.00 | 12/10/2012 6:13:01 PM |
just-loyalty643 | $50.00 | 12/10/2012 5:52:01 PM |
LongTail | $30.00 | 12/10/2012 9:37:52 PM |
JeffHoll | $200.00 | 12/11/2012 8:17:26 AM |
friendinmoney | $26.89 | 12/11/2012 6:43:53 AM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:37 AM |
sincere-funds470 | $25.00 | 12/11/2012 8:24:44 AM |
moola-gargantuan9 | $50.00 | 12/11/2012 9:12:47 AM |
PaulW | $25.00 | 12/11/2012 10:13:59 AM |
retirementlady | $25.00 | 12/11/2012 10:32:11 AM |
wwwUniversal | $50.00 | 12/11/2012 11:59:33 AM |
bebeito | $45.72 | 12/11/2012 12:29:50 PM |
jddorsey | $50.00 | 12/11/2012 10:04:12 AM |
escharfer | $25.00 | 12/11/2012 10:50:58 AM |
britgsb | $50.00 | 12/11/2012 11:06:27 AM |
dinero-gusto9 | $25.00 | 12/11/2012 11:45:44 AM |
order-tamale | $400.00 | 12/11/2012 5:16:51 PM |
persistent-basis2 | $50.00 | 12/11/2012 5:19:37 PM |
dunox | $75.00 | 12/11/2012 5:27:16 PM |
vMbanusi | $50.00 | 12/11/2012 5:28:11 PM |
asset-caramel5 | $50.00 | 12/11/2012 5:29:48 PM |
power-defender7 | $40.00 | 12/11/2012 5:17:29 PM |
wise-virtuous-vigilance | $100.00 | 12/11/2012 5:43:13 PM |
dignified-truth7 | $200.00 | 12/11/2012 5:44:53 PM |
newest-payment-trapper | $62.50 | 12/11/2012 5:25:28 PM |
loyalty-dragster7 | $100.00 | 12/11/2012 5:50:21 PM |
benevolent-loot5 | $200.00 | 12/11/2012 5:36:40 PM |
resolute-justice413 | $200.00 | 12/11/2012 5:39:50 PM |
orchestra960 | $300.00 | 12/11/2012 5:24:17 PM |
E-2 | $100.00 | 12/11/2012 5:25:43 PM |
207 Investments
|
Borrower Payment Dependent Notes Series
678995
This series of Notes was issued and sold upon the funding of the borrower loan #79306, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,724.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 16.25% |
Listing Start date:
| Nov-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 14% |
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 6m |
Amount delinquent:
| $274 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,554 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| blue-payment-supporter |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2000
Monthly expenses: $1200
Housing: $674
Insurance: $0
Car expenses: $0
Utilities: $75
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $100.00 | 11/29/2012 5:58:32 PM |
diplomatic-wealth7 | $25.00 | 11/30/2012 10:44:41 AM |
shrewd-deal | $50.00 | 12/1/2012 6:45:53 PM |
jebber007 | $45.00 | 12/2/2012 7:04:16 PM |
stock106 | $25.00 | 12/5/2012 3:43:26 PM |
businessbroker101 | $50.00 | 12/7/2012 9:58:24 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:25 AM |
ethical-truth211 | $150.00 | 12/10/2012 10:32:02 AM |
exponential-fairness2 | $25.00 | 12/10/2012 6:17:41 PM |
enriching-dollar1 | $100.00 | 12/11/2012 5:31:20 PM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:19 AM |
wealth-ferret | $25.00 | 12/12/2012 4:56:03 PM |
MakeItPour | $25.00 | 12/12/2012 10:30:49 AM |
mkerstei | $100.00 | 12/12/2012 11:25:43 AM |
impala6464 | $25.00 | 12/12/2012 11:18:58 PM |
magical-kindness888888 | $50.00 | 12/13/2012 8:56:07 AM |
loyalty-cupcake6 | $25.00 | 12/12/2012 6:01:41 PM |
bold-generosity-enlightenment | $35.00 | 12/13/2012 1:09:18 AM |
Bob450 | $25.00 | 12/13/2012 9:51:00 AM |
economy-shrubbery6 | $25.00 | 12/13/2012 9:57:17 AM |
ethical-truth211 | $150.00 | 12/13/2012 4:54:22 AM |
dynamic-platinum | $25.00 | 12/13/2012 5:09:27 AM |
engbusres | $25.00 | 12/13/2012 6:44:11 AM |
principal-cooker2 | $50.00 | 12/13/2012 10:14:02 AM |
farlik | $25.00 | 12/13/2012 9:03:37 AM |
svandgts | $25.00 | 12/13/2012 9:04:35 AM |
the-credit-maker | $56.00 | 12/13/2012 10:49:25 AM |
DreDub | $25.00 | 12/13/2012 1:09:56 PM |
ultimate-peace | $100.00 | 11/30/2012 9:21:49 AM |
LuvToLend | $25.00 | 11/30/2012 11:54:34 AM |
leodaguy | $100.00 | 11/30/2012 12:17:03 PM |
exponential-fairness2 | $50.00 | 12/2/2012 10:16:38 AM |
let_me_retire | $50.00 | 12/2/2012 8:17:26 PM |
social-heart | $25.00 | 12/4/2012 9:41:57 AM |
majestic-note6 | $150.00 | 12/4/2012 5:33:43 PM |
greencat | $50.00 | 12/6/2012 8:27:04 AM |
Tscheddar | $25.00 | 12/6/2012 5:49:29 AM |
Budro | $25.00 | 12/8/2012 1:54:45 PM |
NH174 | $25.00 | 12/10/2012 11:53:03 PM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:45 AM |
a-successful-credit | $25.00 | 12/11/2012 3:21:21 AM |
Cybercusp | $25.00 | 12/11/2012 6:13:55 PM |
flexible-rate1 | $25.00 | 12/12/2012 9:03:40 AM |
riveting-wealth2 | $50.00 | 12/12/2012 4:05:15 PM |
bid-catalyst0 | $100.00 | 12/12/2012 11:59:05 AM |
djh47a | $50.00 | 12/12/2012 12:58:52 PM |
duty-viola | $35.00 | 12/12/2012 10:50:32 AM |
dunrizzo | $30.00 | 12/12/2012 4:02:58 PM |
reward-adventure | $50.00 | 12/13/2012 9:07:34 AM |
Isanpankki | $25.00 | 12/13/2012 6:53:38 AM |
KMSB | $50.00 | 12/13/2012 8:49:11 AM |
rabbidlender | $25.00 | 12/13/2012 9:52:11 AM |
fairness-kayak773 | $25.00 | 12/13/2012 9:53:06 AM |
ethical-truth211 | $25.00 | 12/13/2012 4:55:46 AM |
versatile-dime442 | $123.00 | 12/13/2012 12:29:50 PM |
HelpWhenNeeded | $25.00 | 12/13/2012 10:53:36 AM |
Valley-of-the-Dollar | $25.00 | 12/13/2012 3:10:35 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
679001
This series of Notes was issued and sold upon the funding of the borrower loan #79406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Nov-30-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 16.97% |
Borrower rate/APR:
| 17.97% / 20.37% |
Monthly payment:
| $253.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 11.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 31% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 14y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Nurse's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,305 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sensible-marketplace8 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:Pay off debt
This loan will be used to...pay credit cards off
My financial situation:
I am a good candidate for this loan because...pay off credit cards, get to paying one credit card instead of 5 credit cards
Monthly net income: $16,00
Monthly expenses: $it verys
Housing: $0 husband pays mortage
Insurance: $234.00
Car expenses: $371.00 monthly, and 60.00 in gas
Utilities: $150.00
Phone, cable, internet: $167.00
Food, entertainment: $250.00
Clothing, household expenses: $50.00
Credit cards and other loans: $owe about 7,500
Other expenses: $cell phones, 110.00 monthly
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-mad-scientist3 | $25.00 | 11/30/2012 5:29:11 PM |
deal-selector5 | $25.00 | 11/30/2012 5:07:53 PM |
gjm6d | $25.00 | 11/30/2012 5:03:53 PM |
bowdish1 | $25.00 | 11/30/2012 5:57:08 PM |
CreditBuilder2 | $25.06 | 11/30/2012 5:54:27 PM |
gravbox | $25.00 | 11/30/2012 6:47:10 PM |
natural-worth9 | $100.00 | 12/1/2012 11:10:09 AM |
ucantbeetit | $25.00 | 12/1/2012 1:10:38 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:44 PM |
Christophe | $25.00 | 12/1/2012 9:27:32 PM |
bazaar-tulip | $25.00 | 12/3/2012 9:28:52 AM |
repayment-pagoda8 | $100.00 | 12/3/2012 9:33:21 AM |
wetlands | $200.00 | 12/3/2012 9:48:23 AM |
integrity-doctor | $100.00 | 12/4/2012 7:06:43 AM |
6_kids_college_fund | $25.00 | 12/5/2012 8:46:43 AM |
KryptonWare-com | $25.00 | 12/6/2012 5:01:18 PM |
Tscheddar | $25.00 | 12/6/2012 5:07:15 PM |
dunox | $75.00 | 12/6/2012 5:30:54 PM |
successful-agreement7 | $100.00 | 12/6/2012 5:36:24 PM |
mikrolown | $25.00 | 12/6/2012 6:14:39 PM |
tech310 | $50.00 | 12/6/2012 5:45:56 PM |
helpful-fund7 | $50.00 | 12/6/2012 7:17:10 PM |
dunkard13 | $100.00 | 12/6/2012 6:24:24 PM |
transparency-universe8 | $25.00 | 12/7/2012 4:37:53 AM |
franzzua | $25.00 | 12/6/2012 6:54:31 PM |
money-hercules4 | $100.00 | 12/6/2012 10:03:51 PM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:21:11 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:25 AM |
windguy | $50.00 | 12/7/2012 9:30:34 AM |
benevolent-loot5 | $200.00 | 12/7/2012 9:17:23 AM |
money-bauble | $100.00 | 12/7/2012 9:39:38 AM |
justreturns | $25.00 | 12/7/2012 11:06:52 AM |
compoundinterest | $25.00 | 12/7/2012 10:42:32 AM |
villagers | $50.00 | 12/7/2012 2:07:38 PM |
3_boyz | $50.00 | 12/7/2012 2:12:16 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:40:22 PM |
_G_ | $25.00 | 12/7/2012 3:29:24 PM |
CASSHMAN | $200.00 | 12/7/2012 8:36:50 PM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:51 AM |
simplelender80 | $125.00 | 12/9/2012 1:24:40 PM |
PrimeFunding | $25.00 | 12/9/2012 1:41:58 PM |
spry-credit269 | $100.00 | 12/10/2012 4:26:19 AM |
mindful-deal289 | $25.00 | 12/10/2012 6:38:50 AM |
compatible-deal9 | $25.00 | 12/10/2012 1:02:57 PM |
iamwhatiam | $25.00 | 12/10/2012 2:05:09 PM |
katnmouse | $48.00 | 12/10/2012 3:45:16 PM |
squadron820 | $25.00 | 12/10/2012 1:56:26 PM |
ethical-truth211 | $100.00 | 12/10/2012 3:49:17 PM |
prudent-deal662 | $25.00 | 12/10/2012 6:07:10 PM |
community-bee | $25.00 | 12/10/2012 6:13:04 PM |
LoanerPrincipal | $25.00 | 12/10/2012 6:23:20 PM |
ell25 | $50.00 | 12/10/2012 8:30:13 PM |
duty-accomplishment | $25.00 | 12/10/2012 9:02:26 PM |
spiritual-compassion3-16 | $25.00 | 12/10/2012 7:19:45 PM |
best-bonafide-p2p | $25.00 | 12/10/2012 7:43:49 PM |
Uwantfunds | $25.00 | 12/11/2012 3:24:39 AM |
bold-phenomenal-funds | $25.00 | 12/11/2012 3:48:15 AM |
ferocious-exchange3 | $50.00 | 12/10/2012 9:42:11 PM |
1willray | $25.00 | 12/11/2012 7:54:22 AM |
Chillito | $61.17 | 12/11/2012 8:38:42 AM |
principal-duckling | $50.00 | 12/10/2012 8:37:07 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:27 PM |
xtrabuck | $100.00 | 12/11/2012 8:55:35 AM |
CityBank | $50.00 | 12/11/2012 5:04:14 AM |
JeffHoll | $60.00 | 12/11/2012 8:08:04 AM |
profitable-fairness1 | $50.00 | 12/11/2012 9:40:34 AM |
Loansforyou | $50.00 | 12/11/2012 10:28:19 AM |
market-pudding | $25.00 | 12/11/2012 9:27:56 AM |
bill-expert | $25.00 | 12/11/2012 9:32:38 AM |
kalamari | $30.00 | 12/11/2012 1:03:21 PM |
valiant-loyalty9 | $200.00 | 12/11/2012 12:06:56 PM |
moneytolend72 | $30.00 | 12/11/2012 12:49:55 PM |
cr8on | $30.00 | 12/11/2012 5:09:03 PM |
power-defender7 | $40.00 | 12/11/2012 5:25:32 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:44 PM |
kendigme | $33.72 | 12/12/2012 2:29:55 AM |
entertaining-revenue4 | $50.00 | 12/12/2012 9:22:09 AM |
silver-saber | $125.00 | 12/12/2012 9:05:23 AM |
elloboverde | $25.00 | 12/11/2012 11:22:02 PM |
Josphine | $25.00 | 12/12/2012 5:27:16 AM |
Nil2008 | $100.00 | 12/12/2012 9:53:58 AM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:23 AM |
Roundhouse | $125.00 | 12/12/2012 7:58:41 AM |
thepillowsack | $25.00 | 12/12/2012 9:24:47 AM |
trumpeter391 | $25.00 | 12/12/2012 9:31:45 AM |
the-enthralling-coin | $25.00 | 12/12/2012 10:15:08 AM |
economy-ringleader048 | $25.00 | 12/12/2012 3:13:52 PM |
cardminger | $25.00 | 12/12/2012 6:27:08 PM |
davidc314 | $100.00 | 12/12/2012 8:46:46 PM |
boneill | $26.57 | 12/12/2012 8:25:15 PM |
Rollshaft | $25.00 | 12/12/2012 9:35:32 PM |
JDub2864 | $50.00 | 12/13/2012 3:35:22 AM |
kind-cash-porcelain | $50.00 | 12/12/2012 10:26:03 PM |
finance-coyote3 | $1,263.84 | 12/13/2012 4:02:41 AM |
payment-halo | $25.00 | 11/30/2012 7:24:26 PM |
xrycac | $25.00 | 11/30/2012 5:30:58 PM |
nevee | $25.00 | 11/30/2012 6:08:49 PM |
ready-interest9 | $25.00 | 11/30/2012 7:02:50 PM |
creditjunky | $50.00 | 11/30/2012 10:47:51 PM |
credit-adventurer313 | $50.00 | 12/1/2012 5:41:57 AM |
octoberfresh | $25.00 | 12/1/2012 1:50:55 PM |
reduce_US_govt_debt | $32.00 | 12/1/2012 2:24:08 PM |
new-start18100 | $25.00 | 12/2/2012 1:05:12 PM |
kind-lovely-marketplace | $50.00 | 12/3/2012 9:39:31 AM |
riskreward | $250.00 | 12/3/2012 5:52:31 PM |
buddy486 | $25.00 | 12/4/2012 1:02:22 PM |
patriot897 | $25.00 | 12/5/2012 10:07:24 AM |
fulfilling-bazaar4 | $100.00 | 12/6/2012 5:07:43 PM |
Haydn-sav | $25.00 | 12/6/2012 6:17:51 PM |
astute-benjamins | $25.00 | 12/7/2012 8:49:11 AM |
Investoman | $25.00 | 12/7/2012 9:01:13 AM |
Lender2895a | $100.00 | 12/7/2012 6:49:41 AM |
marwadi-62 | $225.00 | 12/7/2012 11:04:24 AM |
persistent-dinero953 | $25.00 | 12/7/2012 4:14:26 PM |
adaboy65 | $75.00 | 12/7/2012 11:22:34 AM |
decisive-return611 | $100.00 | 12/7/2012 1:02:15 PM |
kulender | $100.00 | 12/7/2012 1:18:55 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:15 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:36:35 PM |
valiant-return584 | $50.00 | 12/7/2012 6:10:54 PM |
DaveTheWave | $50.00 | 12/8/2012 3:11:04 PM |
syracuserei | $100.00 | 12/9/2012 6:21:49 AM |
antlr | $25.00 | 12/9/2012 7:44:02 PM |
hitsman | $50.00 | 12/10/2012 9:27:22 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:57 AM |
agalt | $100.00 | 12/10/2012 1:18:39 PM |
MilitaryAV8R | $25.00 | 12/10/2012 1:48:13 PM |
wildanne | $50.00 | 12/10/2012 9:43:13 AM |
supersarah61 | $25.00 | 12/10/2012 4:06:43 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:28 AM |
green-loyalty-web | $25.00 | 12/10/2012 5:00:44 PM |
infomas | $25.00 | 12/10/2012 5:04:06 PM |
6515Wheat | $25.00 | 12/10/2012 5:32:07 PM |
power-lightning9 | $25.00 | 12/10/2012 8:17:17 PM |
dissector56958 | $25.00 | 12/11/2012 4:13:23 AM |
ore-frontier | $50.00 | 12/10/2012 9:12:16 PM |
Smallbear | $25.00 | 12/11/2012 6:36:44 AM |
supersam | $50.00 | 12/10/2012 10:19:07 PM |
wattboy | $25.00 | 12/11/2012 8:28:16 AM |
Navy-Retired | $50.64 | 12/11/2012 9:43:12 AM |
well-mannered-income3 | $60.00 | 12/11/2012 10:09:17 AM |
Jim33 | $25.00 | 12/11/2012 7:59:34 AM |
abundant-community130 | $50.00 | 12/11/2012 10:37:59 AM |
k219824 | $200.00 | 12/11/2012 1:03:07 PM |
blLending | $25.00 | 12/11/2012 10:59:59 AM |
joe_matadatz | $25.00 | 12/11/2012 4:38:43 PM |
justice-disk | $25.00 | 12/11/2012 12:48:02 PM |
best-basis-trooper | $25.00 | 12/11/2012 1:00:57 PM |
Edakers | $25.00 | 12/11/2012 1:49:34 PM |
charming-exchange7 | $25.00 | 12/11/2012 10:51:08 AM |
Ocean713 | $75.00 | 12/11/2012 12:03:50 PM |
ultimate-penny564 | $25.00 | 12/11/2012 5:39:18 PM |
wwwUniversal | $25.00 | 12/11/2012 7:03:40 PM |
Flyinerb | $50.00 | 12/12/2012 6:35:10 AM |
quickstep | $151.00 | 12/12/2012 7:23:59 AM |
roberto76 | $25.00 | 12/12/2012 8:55:07 AM |
evergreen16 | $50.00 | 12/12/2012 8:56:58 AM |
economy-caper9 | $25.00 | 12/12/2012 10:58:43 AM |
mlm_invests | $50.00 | 12/12/2012 11:32:23 AM |
dsnybnd | $25.00 | 12/12/2012 1:00:10 PM |
djh47a | $25.00 | 12/12/2012 1:14:25 PM |
balance-force | $28.00 | 12/12/2012 1:52:24 PM |
Rancid | $30.00 | 12/12/2012 8:31:45 PM |
loyalty-cupcake6 | $25.00 | 12/12/2012 6:01:48 PM |
MakoF16 | $50.00 | 12/12/2012 8:46:46 PM |
165 Investments
|
Borrower Payment Dependent Notes Series
679009
This series of Notes was issued and sold upon the funding of the borrower loan #78810, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Nov-28-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 11.71% |
Borrower rate/APR:
| 12.71% / 14.99% |
Monthly payment:
| $384.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.35% | | |
| |
Estimated return*:
| 8.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 17% |
Credit score:
| 840-859 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 6y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $80 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vigilance-sniffer2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to do improvements to my home including Kitchen upgrades, replacing appliances, replacing Central HVAC unit that is not working and replacing the bath shower and bath-tub units.
My financial situation:
I am a secure candidate for this loan because i am a responsible borrower with a steady & strong income and sound finance management habits.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $1,000.00 | 11/29/2012 11:42:56 AM |
octoberfresh | $25.00 | 11/28/2012 9:04:05 AM |
Zolton | $300.00 | 11/28/2012 9:43:13 AM |
natural-worth9 | $100.00 | 11/28/2012 9:36:57 AM |
red-duty-carrier | $25.00 | 11/28/2012 11:36:02 AM |
gravbox | $25.00 | 11/28/2012 10:55:51 AM |
CreditBuilder2 | $50.01 | 11/28/2012 11:38:13 AM |
Aberdeen | $100.00 | 11/28/2012 11:51:57 AM |
__A1B2 | $30.00 | 11/28/2012 5:08:27 PM |
windguy | $50.00 | 11/28/2012 1:46:49 PM |
syrepsorp | $50.00 | 11/28/2012 6:12:15 PM |
greenback-judo | $50.00 | 11/28/2012 6:15:12 PM |
brightest-fund-base | $25.00 | 11/28/2012 6:31:33 PM |
marketplace-singularity3 | $35.00 | 11/29/2012 5:29:24 AM |
income-encore1 | $100.00 | 11/28/2012 6:58:22 PM |
HikeMoab | $50.00 | 11/29/2012 8:44:30 AM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:47 AM |
DreisersFinancier | $50.00 | 11/29/2012 10:58:50 AM |
dunkard13 | $100.00 | 11/29/2012 10:19:13 AM |
wetlands | $200.00 | 11/29/2012 10:59:11 AM |
jbobmurph | $25.00 | 11/29/2012 11:31:49 AM |
currency-saguaro9 | $100.00 | 11/29/2012 1:10:36 PM |
1traveler | $25.00 | 11/29/2012 11:55:38 PM |
crdcteng | $50.00 | 11/30/2012 10:11:30 AM |
franzzua | $25.00 | 11/30/2012 6:48:22 AM |
Solid-Platinum | $25.00 | 11/30/2012 12:40:44 PM |
Arvicco | $400.00 | 11/30/2012 4:42:01 PM |
dunox | $75.00 | 11/30/2012 4:15:14 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:24:03 AM |
zippy-revenue8 | $50.00 | 11/30/2012 7:47:38 PM |
newest-bid-britches | $100.00 | 12/1/2012 12:48:45 PM |
suave-durability1 | $50.00 | 12/1/2012 12:08:51 PM |
balance-force | $35.00 | 12/1/2012 1:28:01 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:12 PM |
Eminent_Endeavors | $25.00 | 12/1/2012 1:52:44 PM |
first-sharp-payout5 | $100.00 | 12/2/2012 6:40:08 AM |
supersarah61 | $25.00 | 12/2/2012 3:52:59 PM |
riskreward | $250.00 | 12/3/2012 9:58:14 AM |
credit-maple | $25.00 | 12/3/2012 10:26:58 AM |
themoneydoctor | $200.00 | 12/3/2012 5:42:36 PM |
Castellan | $50.00 | 12/3/2012 5:22:23 PM |
golden-platinum7 | $25.00 | 12/4/2012 9:39:26 AM |
HD-4-Life | $250.00 | 12/4/2012 2:53:15 PM |
gmoney37 | $25.00 | 12/4/2012 5:51:22 PM |
scrappy-bonus2 | $25.00 | 12/4/2012 6:08:12 PM |
dignified-finance | $50.00 | 12/5/2012 9:15:29 AM |
corphippie | $25.00 | 12/5/2012 10:38:57 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:24 AM |
Charmart | $25.00 | 12/6/2012 5:12:05 AM |
birchbark86 | $25.00 | 12/6/2012 5:34:46 AM |
I_Like_to_Invest | $25.00 | 12/6/2012 6:44:29 AM |
objective-investor | $250.00 | 12/6/2012 9:50:44 AM |
first-graceful-contract | $30.00 | 12/6/2012 11:05:27 AM |
transparency-sequoia6 | $49.00 | 12/6/2012 5:36:01 PM |
the-credit-proton | $25.00 | 12/7/2012 7:06:46 AM |
blue-dollar-viking | $75.00 | 12/6/2012 8:39:40 PM |
cocopuffs | $25.00 | 12/6/2012 9:53:49 PM |
mbf2234 | $27.42 | 12/7/2012 2:35:44 AM |
power-leader1 | $25.00 | 12/7/2012 9:52:29 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:20:59 AM |
CirC | $50.00 | 12/7/2012 9:21:22 AM |
genuine-greenback | $200.00 | 12/7/2012 9:29:02 AM |
subtle-revenue0 | $25.00 | 12/7/2012 9:31:41 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:12 AM |
pure-loyalty6 | $26.92 | 12/7/2012 1:25:18 PM |
sympathetic-funds818 | $25.00 | 12/7/2012 10:53:25 AM |
the-inspired-justice | $25.00 | 12/7/2012 2:35:12 PM |
magical-fairness4 | $25.00 | 12/7/2012 2:39:20 PM |
ets2011 | $25.00 | 12/7/2012 4:29:55 PM |
hope-wrangler1 | $50.00 | 12/7/2012 2:02:23 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:38:33 PM |
Goodthing | $600.00 | 12/7/2012 12:11:18 PM |
magnetic-duty4 | $25.00 | 12/7/2012 2:06:03 PM |
smart-transparency099 | $25.00 | 12/7/2012 4:29:19 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:14 PM |
abundant-contract4 | $40.00 | 12/8/2012 12:27:25 AM |
awesome-generosity4 | $25.00 | 12/8/2012 6:03:21 AM |
loan-lionheart6 | $25.00 | 12/8/2012 7:40:32 AM |
liberty-point | $131.56 | 12/8/2012 7:55:08 AM |
mlpinz | $32.67 | 12/7/2012 7:35:49 PM |
rascal867 | $25.00 | 12/8/2012 8:50:35 AM |
Mindful7 | $25.00 | 12/8/2012 8:55:02 AM |
scottssmcom | $93.00 | 12/8/2012 9:23:32 AM |
unequivocal-power3 | $25.00 | 12/8/2012 9:44:22 AM |
keen-credit6 | $25.00 | 12/7/2012 8:56:30 PM |
Truckie-FD | $250.00 | 12/8/2012 10:14:22 AM |
power-lightning9 | $25.00 | 12/8/2012 1:10:52 AM |
red-penny-philosopher | $25.00 | 12/8/2012 5:41:09 AM |
elog238 | $53.53 | 12/8/2012 6:50:16 AM |
janeybooboo | $75.00 | 12/8/2012 8:24:45 AM |
bjr01 | $31.00 | 12/7/2012 9:07:47 PM |
seabass123 | $31.53 | 12/8/2012 7:17:12 AM |
orange-coin-walnut | $75.00 | 12/8/2012 7:39:12 AM |
BocaYogi50 | $50.00 | 12/8/2012 8:38:33 AM |
AFairDeal | $25.00 | 12/8/2012 1:36:21 PM |
benjamin67 | $25.00 | 12/8/2012 12:50:51 PM |
CSAworker | $25.00 | 12/8/2012 2:20:20 PM |
DDPrime | $50.00 | 12/8/2012 12:42:31 PM |
enthralling-investment | $25.00 | 12/8/2012 1:30:56 PM |
dedication-locomotive1 | $50.00 | 12/8/2012 3:34:46 PM |
point-elm789 | $25.00 | 12/9/2012 12:54:47 PM |
contract-amigo7 | $25.00 | 12/10/2012 7:19:20 AM |
screw-the-banks | $25.00 | 12/9/2012 9:14:25 PM |
Roundhouse | $100.00 | 12/9/2012 10:37:00 PM |
circuitfive | $25.00 | 12/10/2012 9:50:03 AM |
treasure-surge7 | $25.00 | 12/10/2012 11:48:35 AM |
penny-motor0 | $50.00 | 12/10/2012 9:35:46 AM |
jsanford9027 | $43.05 | 12/10/2012 2:13:33 PM |
MonkeyHero | $50.00 | 12/10/2012 3:33:57 PM |
invest-in-ed | $200.00 | 12/10/2012 2:11:54 PM |
abundant-dinero5 | $50.00 | 12/10/2012 2:30:31 PM |
quickstep | $151.00 | 12/10/2012 2:39:17 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:09 AM |
elfincove | $75.00 | 12/10/2012 5:35:09 PM |
just-loyalty643 | $50.00 | 12/10/2012 5:48:00 PM |
A1Scott | $40.00 | 12/10/2012 6:06:47 PM |
Farm-Money-4-U | $30.00 | 12/10/2012 6:43:42 PM |
first-credit-meridian | $25.00 | 12/10/2012 6:43:13 PM |
JMight | $25.00 | 12/10/2012 6:46:03 PM |
clean-penny059 | $67.38 | 12/10/2012 7:08:34 PM |
superb-funds335 | $25.00 | 11/28/2012 10:21:38 AM |
yield-voyager8 | $25.00 | 11/28/2012 11:06:31 AM |
payment-halo | $25.00 | 11/28/2012 12:03:34 PM |
cahjoon | $25.00 | 11/28/2012 5:28:27 PM |
tender-integrity3 | $100.00 | 11/28/2012 7:10:12 PM |
4Horseman | $25.00 | 11/28/2012 9:53:53 PM |
loot-prescription3 | $40.00 | 11/29/2012 5:59:30 AM |
Theodon | $25.00 | 11/28/2012 7:06:15 PM |
bid-starfish | $25.00 | 11/28/2012 7:25:32 PM |
ryan6853 | $25.00 | 11/29/2012 8:49:21 AM |
aztec | $50.00 | 11/29/2012 10:29:25 AM |
vtpilot00 | $50.00 | 11/29/2012 10:22:38 AM |
persist_in_doing | $25.00 | 11/29/2012 6:52:16 PM |
refined-hope3 | $25.00 | 11/29/2012 6:19:48 PM |
Plutis | $25.00 | 11/29/2012 6:12:07 PM |
dlenz | $25.00 | 11/30/2012 10:09:40 AM |
indomitable-coin | $25.00 | 11/30/2012 11:09:02 AM |
corndog4000 | $55.00 | 11/30/2012 9:56:51 AM |
leodaguy | $100.00 | 11/30/2012 12:15:08 PM |
SBT | $25.00 | 11/30/2012 11:45:19 AM |
astute-benjamins | $25.00 | 12/1/2012 1:38:10 PM |
heerzaquestion | $50.00 | 12/1/2012 1:47:41 PM |
lucrative-rate2 | $100.00 | 12/1/2012 7:03:27 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:12 PM |
loyalty-czar | $197.93 | 12/2/2012 7:36:37 PM |
herbyman | $46.40 | 12/3/2012 12:59:44 PM |
dukeiyer | $25.00 | 12/3/2012 10:49:04 AM |
repayment-pagoda8 | $100.00 | 12/3/2012 5:25:52 PM |
UOweMe | $100.00 | 12/3/2012 7:53:13 PM |
rlmtr | $25.00 | 12/4/2012 7:26:30 AM |
justreturns | $25.00 | 12/4/2012 10:08:34 AM |
life-is-great | $25.00 | 12/4/2012 9:49:14 AM |
compoundinterest | $25.00 | 12/4/2012 5:17:28 PM |
Dawags1 | $25.00 | 12/5/2012 6:16:35 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:07:04 AM |
enterprising-exchange6 | $34.00 | 12/5/2012 10:42:38 AM |
agalt | $125.00 | 12/5/2012 11:04:17 AM |
hitsman | $50.00 | 12/5/2012 6:15:33 PM |
penny-injector8 | $25.00 | 12/6/2012 12:06:44 AM |
penny-drum7 | $25.00 | 12/6/2012 6:01:50 AM |
brainy-credit1 | $60.00 | 12/6/2012 8:56:46 AM |
enriching-trade2 | $50.00 | 12/6/2012 9:40:05 AM |
coasterman | $25.00 | 12/6/2012 12:29:33 AM |
DevinHill_IRA | $25.00 | 12/6/2012 8:57:52 AM |
Lender2895a | $125.00 | 12/6/2012 8:13:43 AM |
Spiv_51 | $25.00 | 12/6/2012 9:11:30 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:09 AM |
point-oyster5 | $25.00 | 12/6/2012 10:31:05 AM |
Ocean713 | $75.00 | 12/6/2012 11:40:52 AM |
duty-accomplishment | $25.00 | 12/6/2012 1:45:28 PM |
miked8303 | $75.00 | 12/6/2012 11:31:29 AM |
toblerone | $25.00 | 12/6/2012 11:13:24 AM |
goldsun | $25.00 | 12/6/2012 9:12:01 PM |
cerebral-dollar773 | $25.00 | 12/7/2012 6:04:23 AM |
leverage-grove6 | $50.00 | 12/6/2012 6:52:28 PM |
unbelievable-diversification8 | $25.00 | 12/6/2012 11:14:57 PM |
Investoman | $25.00 | 12/7/2012 9:01:08 AM |
value-trophy8 | $100.00 | 12/7/2012 6:03:03 AM |
auction-iris9 | $120.00 | 12/7/2012 9:11:50 AM |
tender-wealth0 | $25.00 | 12/7/2012 6:30:17 AM |
Razor129 | $27.84 | 12/6/2012 8:12:42 PM |
Rulea72 | $25.00 | 12/7/2012 7:26:48 AM |
justinology | $25.00 | 12/7/2012 10:34:28 AM |
Aceangel | $50.00 | 12/7/2012 9:54:27 AM |
myersei | $25.00 | 12/7/2012 10:56:39 AM |
invincible-leverage483 | $25.00 | 12/7/2012 12:59:52 PM |
coin-kin | $25.00 | 12/7/2012 10:57:18 AM |
_G_ | $25.00 | 12/7/2012 3:29:13 PM |
joe_matadatz | $25.00 | 12/7/2012 11:40:01 AM |
dollar-transporter3 | $25.00 | 12/7/2012 3:24:48 PM |
Peacepower | $35.00 | 12/7/2012 3:45:27 PM |
phenomenal-gain5 | $30.00 | 12/7/2012 1:56:20 PM |
prudent-deal662 | $25.00 | 12/7/2012 5:24:03 PM |
credit-prodigy4 | $100.00 | 12/8/2012 5:10:34 AM |
keichi03 | $25.00 | 12/8/2012 8:35:49 AM |
contract-amigo7 | $25.00 | 12/8/2012 8:51:45 AM |
Supernick | $500.00 | 12/7/2012 8:48:59 PM |
China-man | $136.67 | 12/8/2012 10:13:08 AM |
shoupster | $50.00 | 12/7/2012 11:51:11 PM |
Night01Hawk25 | $25.00 | 12/8/2012 6:03:16 AM |
autonomous-basis | $52.08 | 12/8/2012 6:29:43 AM |
nimble-integrity658 | $25.00 | 12/8/2012 6:57:26 AM |
market-pudding | $25.00 | 12/8/2012 7:26:48 AM |
a2190b | $43.11 | 12/8/2012 8:05:45 AM |
blue-order-comet | $100.00 | 12/8/2012 2:18:37 PM |
blue-dough-trumpeter | $25.00 | 12/8/2012 10:01:38 PM |
thrifty-transaction578 | $25.00 | 12/8/2012 1:17:46 PM |
Engrrob | $25.00 | 12/9/2012 6:59:42 AM |
syracuserei | $100.00 | 12/9/2012 6:20:21 AM |
simplelender80 | $125.00 | 12/9/2012 1:24:27 PM |
exchange-cub | $50.00 | 12/9/2012 8:20:54 AM |
antlr | $25.00 | 12/9/2012 7:43:56 PM |
finance-coyote3 | $2,000.00 | 12/10/2012 5:12:10 AM |
IcedMochaFund | $25.00 | 12/10/2012 8:59:52 AM |
glc527 | $28.14 | 12/10/2012 8:07:28 AM |
funds-captain4 | $50.00 | 12/10/2012 9:01:03 AM |
Registerednurse1 | $25.00 | 12/10/2012 3:44:45 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:39 AM |
dynadave | $250.00 | 12/10/2012 12:33:49 PM |
Smalltimelender | $25.00 | 12/10/2012 4:02:57 PM |
helping-out | $100.00 | 12/10/2012 4:10:41 PM |
dogbait | $57.49 | 12/10/2012 4:38:12 PM |
sprinter | $50.00 | 12/10/2012 4:51:25 PM |
jga516 | $25.00 | 12/10/2012 5:18:44 PM |
blLending | $25.00 | 12/10/2012 1:32:52 PM |
generosity-battalion0 | $35.00 | 12/10/2012 10:44:20 AM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:22 PM |
weiyinsan | $30.00 | 12/10/2012 4:44:11 PM |
VASLENDING | $25.00 | 12/10/2012 5:15:48 PM |
arcite | $25.00 | 12/10/2012 6:52:14 PM |
RocketSurgeon | $25.00 | 12/10/2012 6:23:47 PM |
cordial-affluence2 | $25.00 | 12/10/2012 6:36:40 PM |
well-mannered-income3 | $80.00 | 12/10/2012 6:48:11 PM |
payout-harmony4 | $63.27 | 12/10/2012 6:54:10 PM |
order-geyser1 | $50.00 | 12/10/2012 6:55:11 PM |
235 Investments
|
Borrower Payment Dependent Notes Series
679023
This series of Notes was issued and sold upon the funding of the borrower loan #78960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-03-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $316.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,037 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-cognizant-exchange |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...replace the roof on my home in Hobbs, NM. Any remainder will be used to pay off current debt.
My financial situation: Good
I am a good candidate for this loan because...
Monthly net income: $10090
Monthly expenses: $
Housing: $3072
Insurance: $95
Car expenses: $800
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $800
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kessler | $27.00 | 12/3/2012 10:02:16 AM |
scoobiedoo | $70.01 | 12/3/2012 10:10:55 AM |
bazaar-tulip | $25.00 | 12/3/2012 9:30:03 AM |
Money__Tree | $200.00 | 12/3/2012 10:29:40 AM |
valiant-return584 | $50.00 | 12/3/2012 10:14:10 AM |
intrepid-loot | $25.00 | 12/3/2012 10:19:17 AM |
beachfunder | $114.00 | 12/3/2012 10:49:14 AM |
finance-boomerang0 | $25.00 | 12/3/2012 10:49:27 AM |
Haydn-sav | $25.00 | 12/3/2012 5:21:29 PM |
thrilling-fund427 | $50.00 | 12/3/2012 5:21:47 PM |
kind-lovely-marketplace | $50.00 | 12/3/2012 5:34:27 PM |
payment-halo | $25.00 | 12/3/2012 4:25:05 PM |
cattlebaron | $50.00 | 12/3/2012 2:31:07 PM |
commerce-venture1 | $88.02 | 12/3/2012 4:54:11 PM |
lean-dedication | $25.00 | 12/3/2012 6:04:53 PM |
Star_Witness | $25.00 | 12/3/2012 9:31:23 PM |
LittleMingo | $30.00 | 12/4/2012 2:55:06 AM |
helpful-fund7 | $43.36 | 12/4/2012 5:20:25 AM |
green-high-five7 | $27.32 | 12/3/2012 9:46:58 PM |
RGlad | $150.00 | 12/4/2012 5:33:09 AM |
bid-starfish | $25.00 | 12/4/2012 11:11:45 AM |
successful-agreement7 | $100.00 | 12/4/2012 5:27:28 PM |
Wrats6 | $25.00 | 12/5/2012 4:57:48 PM |
roberto76 | $25.00 | 12/5/2012 6:41:37 PM |
dunkard13 | $100.00 | 12/5/2012 6:00:29 PM |
Bob450 | $25.00 | 12/5/2012 7:34:45 PM |
Obiwan_Kanobi | $25.03 | 12/6/2012 5:15:03 PM |
bob450-roth | $25.00 | 12/7/2012 4:44:40 AM |
dunox | $75.00 | 12/7/2012 9:10:19 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:39 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:51 AM |
the-inspired-justice | $25.00 | 12/7/2012 2:37:51 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:43:00 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:26 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:32:50 PM |
pierrelasvegas | $25.00 | 12/8/2012 12:13:34 PM |
BradP | $25.00 | 12/8/2012 5:48:12 PM |
deal-banker | $50.00 | 12/10/2012 9:29:08 AM |
new-start18100 | $25.00 | 12/10/2012 9:23:39 AM |
hitsman | $50.00 | 12/10/2012 9:27:25 AM |
prudent-loot | $25.00 | 12/10/2012 1:31:44 PM |
heavy_ax | $50.00 | 12/10/2012 9:51:47 AM |
kind-credit-bear | $200.00 | 12/10/2012 6:29:07 PM |
kulender | $50.00 | 12/10/2012 5:28:08 PM |
ferocious-exchange3 | $50.00 | 12/10/2012 9:42:13 PM |
BuckeyesBacker | $25.00 | 12/10/2012 6:34:32 PM |
drk | $25.00 | 12/10/2012 6:42:20 PM |
bold-worthy-affluence | $25.00 | 12/10/2012 9:13:15 PM |
brightest-responsible-contract | $50.00 | 12/10/2012 7:54:03 PM |
supersam | $250.00 | 12/10/2012 10:14:20 PM |
Comoparklender | $25.00 | 12/11/2012 9:34:23 AM |
finder61 | $25.00 | 12/11/2012 11:15:25 AM |
ltschetter | $25.00 | 12/11/2012 3:44:41 PM |
tranquil-capital9 | $25.00 | 12/11/2012 4:09:22 PM |
truth-companion | $25.00 | 12/11/2012 10:46:30 AM |
peso-trailblazer0 | $25.00 | 12/11/2012 3:58:49 PM |
glimmering-generosity0 | $75.00 | 12/11/2012 4:03:13 PM |
palmetto933 | $25.00 | 12/11/2012 4:45:47 PM |
Ocean713 | $75.00 | 12/11/2012 12:14:06 PM |
moneytolend72 | $25.00 | 12/11/2012 12:54:11 PM |
cr8on | $30.00 | 12/11/2012 5:09:16 PM |
Joyflyer | $50.00 | 12/11/2012 3:44:09 PM |
LimaGuy | $27.50 | 12/11/2012 5:10:34 PM |
enriched-return057 | $25.00 | 12/11/2012 5:32:28 PM |
commitment-symphony9 | $25.00 | 12/11/2012 9:43:38 PM |
integrity-electron9 | $50.00 | 12/11/2012 6:57:23 PM |
DonaldColorado | $100.00 | 12/11/2012 6:27:05 PM |
ddog0224 | $58.85 | 12/11/2012 8:17:11 PM |
truth-poplar | $28.06 | 12/11/2012 11:00:00 PM |
fulfilling-bazaar4 | $100.00 | 12/12/2012 9:35:39 AM |
EL_Papin | $25.00 | 12/12/2012 11:18:02 AM |
Robertd918 | $25.00 | 12/12/2012 2:10:55 PM |
Iwillhuntyoudown | $25.00 | 12/12/2012 12:08:49 PM |
pragmatic-auction8 | $50.00 | 12/12/2012 6:11:40 PM |
interstellar | $75.00 | 12/12/2012 5:09:42 PM |
SimpleChoice | $25.00 | 12/12/2012 5:39:44 PM |
Leshan | $50.00 | 12/13/2012 7:38:57 AM |
dough-souffle | $25.00 | 12/13/2012 9:07:09 AM |
wwwUniversal | $25.00 | 12/13/2012 9:40:17 AM |
burgeoning-affluence5 | $50.00 | 12/12/2012 8:50:55 PM |
well-rounded-income072 | $150.00 | 12/12/2012 9:25:44 PM |
enchanted-note | $25.00 | 12/13/2012 9:22:44 AM |
YosemiteSam | $25.00 | 12/13/2012 4:54:06 AM |
pound-albatross7 | $256.77 | 12/13/2012 6:52:02 AM |
eljobe | $50.00 | 12/13/2012 6:55:50 AM |
peso-bonaza | $25.00 | 12/13/2012 7:46:36 AM |
Hambone1111 | $25.00 | 12/13/2012 10:04:36 AM |
wealth-infusion6 | $50.00 | 12/13/2012 11:11:29 AM |
crown-year | $353.00 | 12/13/2012 11:20:01 AM |
HikeMoab | $25.00 | 12/3/2012 9:13:17 AM |
treasure-bliss | $25.00 | 12/3/2012 10:19:14 AM |
superb-funds335 | $25.00 | 12/3/2012 9:49:40 AM |
cattlebaron | $100.00 | 12/3/2012 2:30:56 PM |
cattlebaron | $50.00 | 12/3/2012 2:32:01 PM |
goat0 | $150.00 | 12/3/2012 10:22:50 AM |
return-point2 | $100.00 | 12/3/2012 10:20:48 AM |
credit-adventurer313 | $25.00 | 12/3/2012 5:02:05 PM |
cahjoon | $25.00 | 12/3/2012 5:12:43 PM |
WalnutCreekguy | $50.00 | 12/3/2012 5:15:04 PM |
money-genome84 | $250.00 | 12/3/2012 10:40:14 AM |
Interest2thePeople | $100.00 | 12/3/2012 5:13:45 PM |
Kaj | $25.00 | 12/3/2012 6:08:00 PM |
toblerone | $25.00 | 12/3/2012 5:59:38 PM |
melodious-openness | $200.00 | 12/4/2012 2:58:49 AM |
EFS | $500.00 | 12/3/2012 8:45:05 PM |
zorg77 | $25.00 | 12/4/2012 5:52:12 AM |
authentic-finance194 | $250.00 | 12/4/2012 8:00:17 AM |
deal-vibrato | $25.00 | 12/4/2012 9:51:41 AM |
justreturns | $25.00 | 12/4/2012 10:08:47 AM |
monster4 | $50.00 | 12/4/2012 11:39:02 AM |
integrity-doctor | $100.00 | 12/4/2012 1:29:38 PM |
DreisersFinancier | $41.00 | 12/5/2012 10:56:22 AM |
Tscheddar | $25.00 | 12/6/2012 10:52:17 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:35 AM |
zipemdown | $25.00 | 12/6/2012 6:06:48 PM |
E-2 | $100.00 | 12/6/2012 5:29:45 PM |
patriot897 | $25.00 | 12/7/2012 9:07:11 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:30 AM |
magnetic-duty4 | $25.00 | 12/7/2012 2:06:07 PM |
blueshound | $25.00 | 12/8/2012 6:49:50 PM |
simplelender80 | $112.00 | 12/9/2012 1:42:08 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:32 PM |
dukeiyer | $25.00 | 12/10/2012 9:38:39 AM |
supersarah61 | $25.00 | 12/10/2012 4:07:58 PM |
dcfinancial | $25.00 | 12/10/2012 6:04:50 PM |
therealjeremy | $25.00 | 12/10/2012 5:29:27 PM |
roadster199 | $25.00 | 12/10/2012 5:05:07 PM |
mrstender | $25.00 | 12/10/2012 5:10:51 PM |
goldtreasure | $98.73 | 12/10/2012 7:21:47 PM |
onecooldrink | $25.00 | 12/10/2012 10:05:06 PM |
cell8 | $52.00 | 12/10/2012 9:58:53 PM |
KB-IRA | $100.00 | 12/11/2012 7:19:45 AM |
COCHINOBOY | $92.26 | 12/11/2012 5:20:06 AM |
fascinating-transparency6 | $80.87 | 12/11/2012 9:30:44 AM |
NV_Funding | $32.00 | 12/11/2012 9:34:50 AM |
RioDinero | $300.00 | 12/11/2012 10:02:21 AM |
contract-oyster1 | $123.30 | 12/11/2012 10:39:05 AM |
flag3 | $40.00 | 12/11/2012 12:04:52 PM |
ns2397 | $50.00 | 12/11/2012 2:44:12 PM |
SkyHighTigers | $28.41 | 12/11/2012 3:41:12 PM |
Hummer-Guy | $47.50 | 12/11/2012 3:57:38 PM |
tommymtg7 | $25.00 | 12/11/2012 6:08:25 PM |
kristof2007 | $25.00 | 12/11/2012 8:05:19 PM |
obedient-loan1 | $75.00 | 12/11/2012 7:12:05 PM |
carlitos77 | $150.00 | 12/12/2012 8:50:57 AM |
trumpeter391 | $25.00 | 12/12/2012 9:01:45 AM |
Sweaty-Butt-Crack | $30.00 | 12/12/2012 6:19:09 AM |
global-invest-group | $25.00 | 12/12/2012 10:42:06 AM |
_nfx-ira_ | $36.01 | 12/12/2012 9:29:33 AM |
01a_MrUSC_IRA | $50.00 | 12/12/2012 10:57:28 AM |
money-bauble | $100.00 | 12/12/2012 5:39:29 PM |
loyalty-cupcake6 | $35.00 | 12/12/2012 6:05:56 PM |
EretzCapital | $100.00 | 12/13/2012 8:10:17 AM |
friendinmoney | $25.00 | 12/13/2012 8:13:58 AM |
rockhound84 | $42.00 | 12/13/2012 7:17:03 AM |
Astyanax | $45.00 | 12/13/2012 8:08:47 AM |
fantastic-bazaar2 | $50.00 | 12/13/2012 9:02:39 AM |
finance-coyote3 | $1,000.00 | 12/13/2012 4:01:59 AM |
elog238 | $25.00 | 12/13/2012 6:31:47 AM |
bitterroot_mt | $25.00 | 12/13/2012 7:48:09 AM |
chrisb1414 | $25.00 | 12/13/2012 7:56:59 AM |
natural-point1 | $25.00 | 12/13/2012 8:20:08 AM |
HelpWhenNeeded | $35.00 | 12/13/2012 11:18:48 AM |
163 Investments
|
Borrower Payment Dependent Notes Series
679035
This series of Notes was issued and sold upon the funding of the borrower loan #79415, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Nov-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $476.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 16y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,922 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blue-jubilant-bonus |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because...Stable income
Monthly net income: $5600
Monthly expenses: $4580
Housing: $1200
Insurance: $180
Car expenses: $
Utilities: $500
Phone, cable, internet: $400
Food, entertainment: $800
Clothing, household expenses: $500
Credit cards and other loans: $500
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nonattender | $25.00 | 11/29/2012 5:46:58 PM |
liberty-tostada7 | $25.00 | 11/29/2012 7:38:26 PM |
cattlebaron | $25.00 | 11/29/2012 8:46:05 PM |
thrilling-point2 | $40.00 | 11/30/2012 4:10:44 PM |
bold-social-widget | $25.00 | 11/30/2012 1:34:40 PM |
transaction-seahorse0 | $25.00 | 11/30/2012 4:38:31 PM |
Kaj | $25.00 | 12/4/2012 10:41:35 AM |
selector568 | $300.00 | 12/4/2012 10:53:36 AM |
PFTLender | $25.00 | 12/4/2012 3:05:41 PM |
E-2 | $100.00 | 12/4/2012 5:22:18 PM |
BostonCapital | $100.00 | 12/4/2012 6:50:09 PM |
blackstar | $41.69 | 12/5/2012 5:22:09 AM |
YampaQuant | $25.00 | 12/5/2012 10:28:29 AM |
Investor_DP | $200.00 | 12/5/2012 9:37:31 AM |
loyalist1 | $100.00 | 12/5/2012 2:01:15 PM |
Tscheddar | $25.00 | 12/6/2012 5:49:29 AM |
Weaverville | $25.00 | 12/5/2012 8:41:47 PM |
organized-commerce4 | $25.00 | 12/6/2012 11:07:07 AM |
zipemdown | $25.00 | 12/6/2012 6:05:24 PM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:25 AM |
valiant-return584 | $50.00 | 12/7/2012 6:10:30 PM |
fantastic-wampum1 | $47.00 | 12/8/2012 12:05:36 PM |
dominickf | $50.00 | 12/8/2012 2:08:29 PM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:49 AM |
simplelender80 | $75.00 | 12/9/2012 2:00:39 PM |
careful-vigilance4 | $25.00 | 12/10/2012 9:45:58 AM |
_G_ | $25.00 | 12/10/2012 6:19:03 PM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:37 AM |
noble-value258 | $100.00 | 12/10/2012 9:32:19 PM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:46 AM |
unassailable-fund | $40.00 | 12/11/2012 10:33:48 AM |
first-pragmatic-power | $25.00 | 12/11/2012 9:29:47 AM |
aldeed | $50.00 | 12/11/2012 1:03:04 PM |
truth-companion | $25.00 | 12/11/2012 10:45:52 AM |
pollosquawk | $50.00 | 12/11/2012 3:45:13 PM |
special-dinero553 | $25.00 | 12/11/2012 5:41:11 PM |
dime-mandolin9 | $50.00 | 12/11/2012 5:33:31 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:30 PM |
Canidae | $25.00 | 12/12/2012 9:04:47 AM |
principal-cooker2 | $50.00 | 12/12/2012 9:27:20 AM |
worlds-best-commerce5 | $50.00 | 12/11/2012 8:22:56 PM |
wise-felicity-blossom | $25.00 | 12/12/2012 9:51:36 AM |
credit-dandelion148 | $49.00 | 12/12/2012 9:57:45 AM |
Wellman | $25.00 | 12/12/2012 10:00:52 AM |
silver-enlightenment0 | $25.00 | 12/12/2012 9:41:32 AM |
economy-producer | $25.00 | 12/12/2012 9:43:43 AM |
speedy-peso1 | $69.00 | 12/12/2012 10:18:16 AM |
Katburg | $25.00 | 12/12/2012 9:55:29 AM |
social-cocktail1 | $154.00 | 12/12/2012 9:16:10 AM |
Sid-K | $25.00 | 12/12/2012 10:50:16 AM |
Ballybay | $200.00 | 12/12/2012 10:57:10 AM |
prescription0 | $25.00 | 12/12/2012 9:30:27 AM |
trajectory8 | $25.00 | 12/12/2012 10:17:03 AM |
1randyp | $25.00 | 12/12/2012 10:17:09 AM |
commerce-viking1 | $50.00 | 12/12/2012 9:42:34 AM |
kind-truth-circuit | $29.00 | 12/12/2012 9:49:03 AM |
mikbos | $25.00 | 12/12/2012 9:54:27 AM |
EL_Papin | $25.00 | 12/12/2012 10:58:04 AM |
Thunderswan | $100.00 | 12/12/2012 10:06:09 AM |
djh47a | $50.00 | 12/12/2012 12:58:53 PM |
Comoparklender | $25.00 | 12/12/2012 10:59:27 AM |
unger | $100.00 | 12/12/2012 7:17:35 PM |
ethical-truth211 | $200.00 | 12/13/2012 4:58:28 AM |
marketplace-hut9 | $25.00 | 12/12/2012 6:46:40 PM |
Navy_Wife_Retired | $50.00 | 12/12/2012 5:27:20 PM |
dough-hammock | $25.00 | 12/12/2012 7:20:05 PM |
progressive-economy261 | $400.00 | 12/13/2012 9:10:23 AM |
Beld | $25.00 | 12/13/2012 9:11:08 AM |
Shockem923 | $25.00 | 12/13/2012 6:04:16 AM |
organized-dough5 | $25.00 | 12/13/2012 6:53:31 AM |
kind-natural-auction | $26.22 | 12/13/2012 7:28:20 AM |
HLender | $30.00 | 12/12/2012 6:23:17 PM |
Diamond_Jim | $25.00 | 12/13/2012 9:25:35 AM |
KMSB | $50.00 | 12/13/2012 8:49:12 AM |
deal-pinnacle7 | $25.00 | 12/13/2012 9:29:15 AM |
bigattichouse | $25.00 | 12/13/2012 9:30:17 AM |
JohnSmallberries | $25.00 | 12/13/2012 9:36:14 AM |
organic-order | $25.00 | 12/13/2012 9:39:11 AM |
wwwUniversal | $25.00 | 12/13/2012 9:40:16 AM |
leverage-violin | $25.00 | 12/13/2012 9:47:35 AM |
hope-wrangler1 | $50.00 | 12/12/2012 9:26:10 PM |
loot-geyser1 | $25.00 | 12/13/2012 9:18:28 AM |
SubmergedPilot | $25.00 | 12/13/2012 9:20:03 AM |
qwsd12 | $41.00 | 12/13/2012 9:56:41 AM |
money-surge1 | $25.00 | 12/13/2012 9:32:09 AM |
thelovebug | $100.00 | 12/13/2012 9:33:17 AM |
davisfl | $25.00 | 12/13/2012 10:04:43 AM |
productive-note2 | $50.00 | 12/13/2012 10:04:45 AM |
engbusres | $25.00 | 12/13/2012 6:44:46 AM |
MakeItPour | $25.00 | 12/13/2012 10:14:37 AM |
desertoasis | $25.00 | 12/13/2012 9:43:12 AM |
mad4wknds | $25.00 | 12/13/2012 7:53:09 AM |
NewOrleans2012 | $25.00 | 12/13/2012 10:28:05 AM |
red-power-pecan | $50.00 | 12/13/2012 9:55:32 AM |
adventurer447 | $249.00 | 12/13/2012 9:07:48 AM |
yield-trader | $25.00 | 12/13/2012 10:03:02 AM |
heart514 | $25.00 | 12/13/2012 10:05:42 AM |
rvfbroker | $25.00 | 12/13/2012 10:24:33 AM |
PCGeekWI | $25.00 | 12/13/2012 10:26:49 AM |
Miklot | $30.00 | 12/13/2012 9:31:37 AM |
top-historic-peso | $25.00 | 12/13/2012 9:35:47 AM |
NewPairOfShoes | $25.00 | 12/13/2012 10:45:03 AM |
CPAMAN | $25.00 | 12/13/2012 9:40:45 AM |
best-charming-leverage | $50.00 | 12/13/2012 9:41:47 AM |
SugarMommy | $25.00 | 12/13/2012 10:51:27 AM |
fighter122 | $25.00 | 12/13/2012 9:44:15 AM |
Cai8899 | $25.00 | 12/13/2012 9:46:00 AM |
compassionate-auction6 | $26.00 | 12/13/2012 10:02:34 AM |
social-aspen097 | $300.00 | 12/13/2012 12:07:11 PM |
durability-ace9 | $25.00 | 12/13/2012 10:17:33 AM |
Sibelius2 | $25.00 | 12/13/2012 10:23:36 AM |
worthy-bid8 | $167.00 | 12/13/2012 10:50:11 AM |
floridass | $25.00 | 12/13/2012 10:57:19 AM |
dordee | $40.00 | 12/13/2012 11:32:13 AM |
phenomenal-rate1 | $289.09 | 12/13/2012 12:09:30 PM |
open-minded-p2p1 | $25.00 | 11/29/2012 5:26:16 PM |
WalnutCreekguy | $50.00 | 11/29/2012 5:20:53 PM |
return-point2 | $100.00 | 11/29/2012 5:33:17 PM |
tranquil-gain1 | $75.00 | 11/29/2012 5:56:12 PM |
EngineersAlliance | $85.00 | 11/29/2012 6:11:34 PM |
janeybooboo | $100.00 | 11/30/2012 8:17:02 AM |
payment-halo | $25.00 | 11/29/2012 7:48:53 PM |
kind-lovely-marketplace | $50.00 | 11/30/2012 4:21:51 PM |
commerce-venture1 | $25.00 | 11/30/2012 11:06:50 PM |
CA-Lender | $25.00 | 12/1/2012 9:48:46 AM |
kenji4861 | $25.00 | 12/4/2012 10:25:19 AM |
toblerone | $25.00 | 12/4/2012 10:47:51 AM |
Zorro_970 | $100.00 | 12/4/2012 5:29:10 PM |
asset-professor | $35.00 | 12/4/2012 5:18:08 PM |
successful-agreement7 | $100.00 | 12/4/2012 5:27:32 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:13 AM |
first-inspiring-vigilance | $25.00 | 12/6/2012 6:31:49 PM |
power-spartan5 | $25.00 | 12/7/2012 10:44:06 AM |
decisive-return611 | $100.00 | 12/7/2012 1:02:08 PM |
kulender | $100.00 | 12/7/2012 1:18:49 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:52 PM |
icydog | $25.00 | 12/8/2012 8:47:45 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:20 PM |
heavy_ax | $50.00 | 12/10/2012 9:51:44 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:48 AM |
saver224 | $50.00 | 12/10/2012 10:55:48 PM |
authoritative-platinum7 | $50.00 | 12/11/2012 10:25:54 AM |
miked8303 | $75.00 | 12/11/2012 10:38:49 AM |
dough-bear | $25.00 | 12/11/2012 10:50:43 AM |
MatrixAssetsLLC | $100.00 | 12/11/2012 10:30:51 AM |
notupdated | $25.00 | 12/11/2012 10:38:25 AM |
cr8on | $30.00 | 12/11/2012 5:08:53 PM |
Edakers | $25.00 | 12/11/2012 1:51:28 PM |
payment-gusto | $25.00 | 12/11/2012 4:42:10 PM |
harmonious-contract5 | $25.00 | 12/11/2012 2:20:25 PM |
delectable-order532 | $100.00 | 12/11/2012 5:23:33 PM |
shaps | $50.00 | 12/11/2012 5:47:52 PM |
majestic-note6 | $200.00 | 12/11/2012 5:48:26 PM |
keen-economy6 | $25.00 | 12/11/2012 5:48:02 PM |
micko | $25.00 | 12/12/2012 9:18:53 AM |
capital-magician561 | $25.00 | 12/12/2012 9:41:51 AM |
Lamaroni | $25.00 | 12/12/2012 9:43:37 AM |
worldly-gold | $50.00 | 12/12/2012 9:48:55 AM |
mmills1220 | $25.00 | 12/12/2012 9:59:24 AM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:20 AM |
spark548 | $100.00 | 12/12/2012 9:48:02 AM |
williemc44 | $25.00 | 12/12/2012 10:23:52 AM |
tommymtg7 | $25.00 | 12/12/2012 11:02:27 AM |
bid-banjo3 | $38.00 | 12/12/2012 9:53:51 AM |
LeReve | $500.00 | 12/12/2012 10:11:17 AM |
vanpelt | $25.00 | 12/12/2012 10:49:19 AM |
ethical-truth211 | $500.00 | 12/12/2012 3:21:19 PM |
Odyssey77 | $25.00 | 12/12/2012 5:51:34 PM |
trumpeter391 | $25.00 | 12/12/2012 8:26:47 PM |
ICHITECH | $25.00 | 12/13/2012 6:02:09 AM |
vibraphone3 | $25.00 | 12/12/2012 7:06:23 PM |
Leshan | $50.00 | 12/13/2012 7:35:46 AM |
hero007 | $50.00 | 12/13/2012 9:02:46 AM |
loyalty-cupcake6 | $25.00 | 12/12/2012 6:01:42 PM |
grf1945 | $40.00 | 12/12/2012 6:21:03 PM |
miamibeachloaner | $25.00 | 12/12/2012 6:25:15 PM |
mummey | $50.00 | 12/12/2012 6:30:57 PM |
point-xylophone | $25.00 | 12/13/2012 9:29:17 AM |
bazaar-tulip | $500.00 | 12/12/2012 6:55:35 PM |
jmainc | $25.00 | 12/13/2012 9:07:17 AM |
handshake5 | $57.00 | 12/13/2012 9:07:21 AM |
bid-czar8 | $64.00 | 12/13/2012 9:39:00 AM |
riveting-community | $26.00 | 12/12/2012 7:57:29 PM |
HamachiMan | $50.00 | 12/13/2012 9:44:53 AM |
benwalla | $25.00 | 12/13/2012 9:47:14 AM |
fortytwo | $35.00 | 12/13/2012 9:24:26 AM |
GGreg799 | $25.00 | 12/13/2012 10:00:51 AM |
chief64 | $140.00 | 12/13/2012 9:34:56 AM |
Sonos | $100.00 | 12/13/2012 6:50:13 AM |
nimble-revenue5 | $32.00 | 12/13/2012 9:36:10 AM |
first-integrity-gravity | $50.00 | 12/13/2012 10:11:15 AM |
Bookophile | $50.00 | 12/13/2012 9:44:51 AM |
note-admiral548 | $25.00 | 12/13/2012 9:45:41 AM |
svandgts | $25.00 | 12/13/2012 9:04:36 AM |
pixeldave | $25.00 | 12/13/2012 10:45:33 AM |
dedicated-transaction796 | $25.00 | 12/13/2012 9:07:55 AM |
lagnisiruk | $25.00 | 12/13/2012 10:20:46 AM |
DirtyJenga | $25.00 | 12/13/2012 9:27:44 AM |
jml3482 | $25.00 | 12/13/2012 10:28:48 AM |
Frenchynh | $25.00 | 12/13/2012 9:29:25 AM |
finance-prescription | $100.00 | 12/13/2012 9:29:56 AM |
rhin0cerx | $50.00 | 12/13/2012 10:42:09 AM |
rescue | $100.00 | 12/13/2012 10:48:30 AM |
Vreet | $25.00 | 12/13/2012 9:54:24 AM |
economy-shrubbery6 | $25.00 | 12/13/2012 9:57:17 AM |
liberty-society5 | $25.00 | 12/13/2012 11:56:35 AM |
lucrative-dollar | $25.00 | 12/13/2012 10:04:14 AM |
oreyedoc | $50.00 | 12/13/2012 10:09:22 AM |
tremendous-payment | $25.00 | 12/13/2012 10:37:48 AM |
john0720 | $25.00 | 12/13/2012 10:46:16 AM |
210 Investments
|
Borrower Payment Dependent Notes Series
679169
This series of Notes was issued and sold upon the funding of the borrower loan #79178, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Nov-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 15y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,514 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-listing-sniffer |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3000
Monthly expenses: $
Housing: $1500
Insurance: $ 100
Car expenses: $ 360
Utilities: $ 175
Phone, cable, internet: $ 80
Food, entertainment: $ 180
Clothing, household expenses: $ 60
Credit cards and other loans: $ 420
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 11/29/2012 9:03:26 PM |
InChicago | $80.04 | 11/29/2012 5:01:39 PM |
compassion-twister2 | $50.00 | 11/29/2012 9:01:16 PM |
worthy-bid8 | $100.00 | 11/29/2012 5:58:33 PM |
blueshound | $25.00 | 11/29/2012 6:14:45 PM |
first-class-gold0 | $100.00 | 11/29/2012 6:11:17 PM |
professional-dinero753 | $25.00 | 11/30/2012 6:05:32 AM |
cah1942 | $25.00 | 11/30/2012 3:11:50 PM |
thrilling-point2 | $40.00 | 11/30/2012 4:11:04 PM |
exponential-fairness2 | $50.00 | 12/2/2012 11:32:02 AM |
let_me_retire | $75.00 | 12/2/2012 11:52:30 PM |
priceless-capital0 | $37.00 | 12/3/2012 7:46:17 PM |
open-minded-p2p1 | $25.00 | 12/4/2012 11:49:30 AM |
octoberfresh | $25.00 | 12/4/2012 7:00:23 PM |
compassion-twister2 | $50.00 | 12/5/2012 10:46:10 AM |
Tscheddar | $25.00 | 12/6/2012 5:49:30 AM |
balance-vinyl5 | $100.00 | 12/6/2012 4:42:09 PM |
Ocean713 | $75.00 | 12/6/2012 11:42:10 AM |
CA-Lender | $25.00 | 12/6/2012 4:56:32 PM |
principal-laser | $50.00 | 12/7/2012 4:34:52 AM |
Mario-Galaxy | $75.00 | 12/7/2012 6:35:09 AM |
Black_Dog_Lending | $50.00 | 12/6/2012 10:55:49 PM |
genuine-loan0 | $25.00 | 12/6/2012 11:01:12 PM |
hml | $50.00 | 12/6/2012 11:44:08 PM |
Kqwik | $25.00 | 12/7/2012 3:34:02 AM |
britches318 | $250.00 | 12/7/2012 8:48:16 AM |
banker34 | $50.00 | 12/7/2012 9:08:08 AM |
worth-shower8 | $100.00 | 12/7/2012 10:17:53 AM |
businessbroker101 | $50.00 | 12/7/2012 9:58:24 AM |
green-loyalty-web | $25.00 | 12/7/2012 10:22:19 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:25 AM |
MasterTech33 | $25.79 | 12/7/2012 3:09:12 PM |
Lucipher | $100.17 | 12/7/2012 2:11:49 PM |
oxnard | $25.00 | 12/7/2012 3:20:00 PM |
enthusiast758 | $45.00 | 12/7/2012 7:11:53 PM |
sunny-benefit0 | $25.00 | 12/7/2012 6:47:43 PM |
EFS | $240.05 | 12/7/2012 7:51:13 PM |
Rogelio48 | $52.00 | 11/29/2012 6:12:57 PM |
deal-selector5 | $25.00 | 11/29/2012 5:10:58 PM |
riveting-credit5 | $25.00 | 11/29/2012 5:23:19 PM |
obduro_1 | $25.00 | 11/29/2012 6:53:03 PM |
restless-dime | $100.00 | 11/29/2012 5:31:31 PM |
market-bearer0 | $25.00 | 11/29/2012 7:32:53 PM |
orange-preeminant-bill | $50.00 | 11/30/2012 3:42:39 AM |
greencat | $50.00 | 12/3/2012 10:43:10 AM |
aquariano2 | $25.00 | 12/4/2012 8:19:14 AM |
credible-responsibility022 | $25.00 | 12/4/2012 10:25:27 AM |
majestic-note6 | $150.00 | 12/4/2012 5:33:44 PM |
diplomatic-wealth7 | $25.00 | 12/4/2012 5:49:04 PM |
graceful-investment | $106.00 | 12/4/2012 3:23:47 PM |
LuvToLend | $25.00 | 12/4/2012 5:42:32 PM |
graceful-D4Sinvestment | $50.00 | 12/5/2012 7:43:04 PM |
banker34 | $100.00 | 12/6/2012 9:44:30 AM |
social-heart | $25.00 | 12/6/2012 10:11:29 AM |
tender-ore | $25.00 | 12/6/2012 1:00:45 PM |
ethical-truth211 | $200.00 | 12/7/2012 6:08:16 AM |
wojo | $25.00 | 12/7/2012 6:31:02 AM |
buddy486 | $25.00 | 12/7/2012 6:57:02 AM |
Laissez-faire | $25.00 | 12/6/2012 8:01:01 PM |
banker34 | $97.30 | 12/6/2012 11:39:52 PM |
Bob450 | $25.00 | 12/7/2012 4:15:15 AM |
blue-dollar-viking | $75.00 | 12/6/2012 8:38:43 PM |
111TaxMan | $25.00 | 12/7/2012 8:40:06 AM |
s_man1 | $25.00 | 12/7/2012 4:53:01 AM |
Shirts | $30.01 | 12/7/2012 9:05:51 AM |
enjoyletsbothgain | $26.64 | 12/7/2012 7:13:09 AM |
unbelievable-exchange | $50.00 | 12/7/2012 7:19:04 AM |
finance7777 | $25.00 | 12/7/2012 7:24:33 AM |
Jabez | $45.00 | 12/7/2012 8:53:43 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:06 AM |
forceful-wealth244 | $25.00 | 12/7/2012 10:26:54 AM |
dannycarter10 | $25.00 | 12/7/2012 1:57:11 PM |
Say_no_to_payday_loans | $25.00 | 12/7/2012 12:52:22 PM |
trumpeter391 | $25.00 | 12/7/2012 1:20:13 PM |
perfect-abs | $25.00 | 12/7/2012 2:40:57 PM |
fervent-commerce | $25.00 | 12/7/2012 5:36:34 PM |
buffalobills | $25.00 | 12/7/2012 3:34:02 PM |
77 Investments
|
Borrower Payment Dependent Notes Series
679201
This series of Notes was issued and sold upon the funding of the borrower loan #79303, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Nov-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $284.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1981 |
Debt/Income ratio:
| 20% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 10y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,887 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unassailable-finance6 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $1,000.00 | 11/30/2012 7:20:44 AM |
Sagamore | $40.00 | 11/28/2012 5:35:21 PM |
bowdish1 | $25.00 | 11/28/2012 5:25:09 PM |
payment-halo | $25.00 | 11/28/2012 8:15:39 PM |
phenomenal-rate1 | $500.00 | 11/29/2012 10:31:39 AM |
transaction-seahorse0 | $25.00 | 11/29/2012 11:06:07 AM |
affluence-microscope2 | $200.00 | 11/29/2012 10:29:37 AM |
kind-euro-mirth | $50.00 | 11/29/2012 10:31:22 AM |
janeybooboo | $50.00 | 11/29/2012 10:55:25 AM |
DreisersFinancier | $50.00 | 11/29/2012 10:58:51 AM |
bazaar-tulip | $25.00 | 11/29/2012 5:32:07 PM |
ucantbeetit | $25.00 | 12/1/2012 1:10:25 PM |
proud-p2p848 | $25.00 | 12/2/2012 11:32:41 AM |
persistent-dinero953 | $25.00 | 12/5/2012 1:21:24 PM |
commerce-viking1 | $50.00 | 12/5/2012 5:56:33 PM |
Harry | $75.00 | 12/5/2012 6:06:16 PM |
value-showcase828 | $25.00 | 12/5/2012 6:11:39 PM |
new-start18100 | $25.00 | 12/5/2012 5:22:09 PM |
ericgassercom | $25.00 | 12/5/2012 6:19:13 PM |
prudent-dough458 | $25.00 | 12/5/2012 5:06:52 PM |
Haydn-sav | $25.00 | 12/5/2012 5:38:11 PM |
Fiimg | $50.00 | 12/5/2012 5:44:59 PM |
qsolo | $25.00 | 12/5/2012 5:25:03 PM |
unrivaled-deal676 | $32.00 | 12/5/2012 5:49:15 PM |
pszipit | $100.00 | 12/5/2012 7:33:41 PM |
toblerone | $25.00 | 12/5/2012 5:53:03 PM |
ahansen | $25.00 | 12/5/2012 5:54:51 PM |
logical-peso2 | $25.00 | 12/5/2012 6:08:14 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:10 AM |
yield-victor837 | $50.00 | 12/6/2012 9:01:33 AM |
Tscheddar | $25.00 | 12/6/2012 5:49:27 AM |
CaptainBL | $25.00 | 12/6/2012 10:34:06 AM |
principal-cooker2 | $50.00 | 12/6/2012 9:16:51 AM |
marwadi-62 | $225.00 | 12/6/2012 10:55:37 AM |
california111 | $25.00 | 12/6/2012 10:21:15 AM |
intelligent-yield | $25.00 | 12/6/2012 11:19:52 AM |
vMbanusi | $50.00 | 12/6/2012 5:31:36 PM |
transparency-river1 | $750.00 | 12/6/2012 5:33:20 PM |
Gazelles4U | $25.00 | 12/6/2012 5:34:09 PM |
successful-agreement7 | $100.00 | 12/6/2012 5:36:20 PM |
dime-mandolin9 | $50.00 | 12/6/2012 5:37:24 PM |
Mommo | $50.00 | 12/6/2012 5:20:13 PM |
100units | $200.00 | 12/6/2012 5:37:10 PM |
order-tamale | $116.00 | 12/6/2012 5:21:38 PM |
HoosierDaddie | $300.00 | 12/6/2012 5:26:35 PM |
E-2 | $57.00 | 12/6/2012 5:29:21 PM |
money-hercules4 | $100.00 | 12/6/2012 10:03:50 PM |
SecondChanceLendingSERV | $26.09 | 12/7/2012 7:51:12 AM |
affluence-tycoon | $25.00 | 12/7/2012 9:03:07 AM |
benevolent-loot5 | $200.00 | 12/7/2012 9:17:22 AM |
commerce-artisan8 | $50.00 | 12/7/2012 9:18:02 AM |
abundanceforever | $52.50 | 12/7/2012 9:18:27 AM |
cattlebaron | $100.00 | 11/28/2012 9:03:50 PM |
ideal-peace5 | $100.00 | 11/29/2012 10:33:12 AM |
kind-lovely-marketplace | $50.00 | 11/29/2012 10:47:49 AM |
special-dinero553 | $25.00 | 11/29/2012 10:56:39 AM |
radiant-dollar9 | $200.00 | 11/29/2012 11:01:21 AM |
gravbox | $25.00 | 11/29/2012 6:23:07 PM |
john0720 | $25.00 | 11/30/2012 12:26:36 PM |
suave-durability1 | $50.00 | 11/30/2012 1:33:38 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:22 PM |
unequivocal-return | $100.00 | 12/2/2012 1:18:53 PM |
PFTLender | $25.00 | 12/4/2012 3:05:30 PM |
yzerizef | $25.00 | 12/5/2012 6:06:50 AM |
knowledgeable-listing597 | $25.00 | 12/5/2012 5:31:46 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:39:59 PM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:42 PM |
franzzua | $25.00 | 12/5/2012 6:03:17 PM |
BostonCapital | $100.00 | 12/5/2012 5:01:31 PM |
jthowell77 | $26.00 | 12/5/2012 6:31:31 PM |
thestartuplender | $40.00 | 12/5/2012 6:35:44 PM |
fulfilling-bazaar4 | $100.00 | 12/5/2012 5:52:44 PM |
caliguian | $25.00 | 12/5/2012 5:55:18 PM |
fortytwo | $100.00 | 12/5/2012 6:35:17 PM |
uncl-sammy | $25.00 | 12/5/2012 6:38:56 PM |
escharfer | $25.00 | 12/5/2012 6:22:03 PM |
SamyFromRI | $25.00 | 12/5/2012 7:04:01 PM |
GCInvestments | $25.00 | 12/5/2012 6:27:21 PM |
availableloan | $25.00 | 12/5/2012 6:52:05 PM |
Endeavour | $150.00 | 12/6/2012 5:27:04 AM |
Investoman | $25.00 | 12/6/2012 9:13:04 AM |
Cai8899 | $25.00 | 12/6/2012 9:02:46 AM |
terrific-dough6 | $50.00 | 12/6/2012 9:40:45 AM |
miked8303 | $75.00 | 12/6/2012 11:31:33 AM |
compoundinterest | $25.00 | 12/6/2012 10:39:17 AM |
amicablenemesis | $50.00 | 12/6/2012 5:21:08 PM |
misit | $25.00 | 12/6/2012 4:09:06 PM |
currency-balancer | $25.00 | 12/6/2012 5:46:55 PM |
dunox | $75.00 | 12/6/2012 5:30:50 PM |
asset-caramel5 | $50.00 | 12/6/2012 5:33:55 PM |
blue-laudable-dinero | $25.00 | 12/6/2012 9:00:36 PM |
Zorro_970 | $100.00 | 12/6/2012 5:39:25 PM |
wwwUniversal | $25.00 | 12/6/2012 6:01:34 PM |
hektek22 | $600.00 | 12/7/2012 8:11:58 AM |
benefit-position | $25.00 | 12/7/2012 8:40:07 AM |
careful-note1 | $25.00 | 12/7/2012 5:52:13 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:19 AM |
abundant-power | $25.00 | 12/7/2012 9:12:44 AM |
scholarly-liberty3 | $10.41 | 12/7/2012 9:21:03 AM |
99 Investments
|
Borrower Payment Dependent Notes Series
679225
This series of Notes was issued and sold upon the funding of the borrower loan #79391, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,267.08 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 16.75% |
Listing Start date:
| Nov-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 6% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 3 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 43 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-satisfying-hope |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Business Inventory
Purpose of loan:
This loan will be used to...purchase inventory for our small home-based religious goods business.
My financial situation:
I am a good candidate for this loan because...I am determined to restore my credit and reputation. My wife and I have been married 29 years and have always had perfect credit. I served as Director of Risk Management at a large hospital in Birmingham, Alabama until I was disabled. We lost everything when I became disabled....savings, home, everything. I am extremely determined to restore my credit and prove that just because you have a setback, it's not the end. We are in a good position to make a comeback because our home and land are paid for and both or our used cars are paid for. During the past few years we had no choice, but to pay cash for old cars, etc and we learned a lot about determination and drive.
Monthly net income: $2750.00
Monthly expenses: $1290.00
Housing: $0
Insurance: $125.00
Car expenses: $100.00
Utilities: $250.00
Phone, cable, internet: $115.00
Food, entertainment: $600.00
Clothing, household expenses: $100.00
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rate-advocator7 | $250.00 | 11/28/2012 5:14:42 PM |
appetizing-loyalty354 | $25.00 | 12/4/2012 9:36:50 AM |
diplomatic-wealth7 | $25.00 | 12/4/2012 5:49:02 PM |
eagle1271 | $25.00 | 12/10/2012 8:06:57 PM |
a-successful-credit | $25.00 | 12/11/2012 3:21:20 AM |
Skulljocky | $50.00 | 12/11/2012 10:08:51 AM |
enriching-dollar1 | $100.00 | 12/11/2012 5:31:19 PM |
MakeItPour | $25.00 | 12/11/2012 5:44:59 PM |
rabbidlender | $25.00 | 12/11/2012 6:02:57 PM |
Index_Plus | $1,000.00 | 12/12/2012 7:35:22 AM |
reinforced-gain7 | $500.00 | 12/12/2012 8:18:21 AM |
deal-hickory5 | $82.00 | 12/12/2012 9:08:56 AM |
Ocean713 | $75.00 | 12/12/2012 11:30:32 AM |
I-got-you | $25.00 | 12/12/2012 3:42:12 PM |
riveting-wealth2 | $50.00 | 12/12/2012 4:05:13 PM |
reward-adventure | $50.00 | 12/12/2012 10:31:33 AM |
joelnet | $25.00 | 11/28/2012 5:33:40 PM |
worthy-bid8 | $100.00 | 11/29/2012 11:34:39 AM |
LuvToLend | $25.00 | 12/4/2012 5:42:31 PM |
majestic-note6 | $150.00 | 12/4/2012 5:33:43 PM |
mouieman | $100.00 | 12/5/2012 4:01:15 PM |
businessbroker101 | $50.00 | 12/7/2012 9:58:22 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:21 AM |
elog238 | $25.00 | 12/8/2012 6:52:13 PM |
Cybercusp | $25.00 | 12/10/2012 5:30:54 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:30:37 PM |
bitterroot_mt | $25.00 | 12/10/2012 7:19:43 PM |
NH174 | $25.00 | 12/10/2012 11:53:03 PM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:35 AM |
hope-wrangler1 | $50.00 | 12/11/2012 5:13:19 PM |
copper | $33.00 | 12/11/2012 5:43:35 PM |
durability-ace9 | $25.00 | 12/12/2012 9:20:14 AM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:15 AM |
trumpeter391 | $25.00 | 12/12/2012 9:02:18 AM |
LaQuintaWealthManagmentGroup | $27.08 | 12/12/2012 9:59:36 AM |
djh47a | $50.00 | 12/12/2012 12:58:51 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
679251
This series of Notes was issued and sold upon the funding of the borrower loan #79472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,100.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Nov-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $91.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| >1000% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,940 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| No | | |
Screen name:
| balanced-cash266 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: Car Repairs
This loan will be used to... Pay for car repairs
My financial situation:
I am a good candidate for this loan because...
I pay all my bills on time every month and have never defaulted on anything
Monthly net income: $2846.00
Monthly expenses: $2010.00
Housing: $920.00
Insurance: $120.00
Car expenses: $100.00
Utilities: $ 100.00
Phone, cable, internet: $70.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DasMula | $25.00 | 11/30/2012 5:40:34 PM |
Danjack_Capital | $25.00 | 11/30/2012 5:11:41 PM |
diplomatic-wealth7 | $25.00 | 12/4/2012 5:49:05 PM |
octoberfresh | $25.00 | 12/4/2012 7:00:25 PM |
LuvToLend | $25.00 | 12/5/2012 10:39:34 AM |
simplelender80 | $75.00 | 12/9/2012 2:01:10 PM |
refresher211 | $100.00 | 12/11/2012 5:42:44 PM |
subtle-bill727 | $25.00 | 12/12/2012 9:56:09 AM |
djh47a | $25.00 | 12/12/2012 1:22:50 PM |
loyalty-cupcake6 | $35.00 | 12/12/2012 6:05:41 PM |
enriching-dollar1 | $306.00 | 12/13/2012 12:16:31 PM |
Cybercusp | $25.00 | 12/13/2012 6:10:39 PM |
AcProb5 | $100.00 | 12/14/2012 9:07:41 AM |
dedicated-transaction796 | $25.00 | 12/14/2012 10:34:39 AM |
Steelermoney | $25.00 | 12/14/2012 8:21:17 AM |
economy-shrubbery6 | $25.00 | 12/14/2012 10:07:04 AM |
unforgettable-market7 | $130.00 | 12/14/2012 10:13:10 AM |
keen-economy6 | $25.00 | 12/14/2012 10:44:07 AM |
JGENERAL | $25.00 | 12/14/2012 9:47:32 AM |
a-compatible-velocity | $50.00 | 12/14/2012 10:00:14 AM |
copper | $50.00 | 12/14/2012 10:13:14 AM |
reward-adventure | $50.00 | 12/14/2012 10:21:50 AM |
productive-note2 | $40.00 | 12/14/2012 10:23:57 AM |
mrxtravis | $25.00 | 12/14/2012 10:33:42 AM |
the-credit-maker | $62.00 | 12/14/2012 10:44:25 AM |
worthy-bid8 | $100.00 | 11/30/2012 6:40:53 PM |
riveting-credit5 | $25.00 | 11/30/2012 6:19:02 PM |
Math_Physics | $25.00 | 12/5/2012 7:47:34 AM |
Tscheddar | $25.00 | 12/6/2012 5:07:15 PM |
businessbroker101 | $50.00 | 12/7/2012 9:58:31 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:26 AM |
Budro | $25.00 | 12/8/2012 1:54:47 PM |
bid-ace937 | $50.00 | 12/8/2012 8:21:43 PM |
jkeller4000 | $25.00 | 12/11/2012 6:13:45 PM |
flexible-rate1 | $25.00 | 12/12/2012 9:04:03 AM |
orange-pound-party | $45.00 | 12/12/2012 1:59:57 PM |
riveting-wealth2 | $50.00 | 12/12/2012 4:05:23 PM |
finance-fan7 | $25.00 | 12/14/2012 6:01:06 AM |
smart-integrity378 | $107.00 | 12/14/2012 7:35:46 AM |
jaynlana | $25.00 | 12/14/2012 9:03:54 AM |
Eddy-2-Aces | $25.00 | 12/14/2012 9:09:20 AM |
fortytwo | $100.00 | 12/14/2012 9:49:52 AM |
42 Investments
|
Borrower Payment Dependent Notes Series
679319
This series of Notes was issued and sold upon the funding of the borrower loan #78963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Nov-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 21% |
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 9y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,927 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| admirable-bid2 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Danjack_Capital | $25.00 | 11/30/2012 9:04:20 AM |
deal-kung-fu | $60.00 | 11/30/2012 7:39:39 PM |
order-bee1 | $156.94 | 11/30/2012 8:11:46 PM |
let_me_retire | $50.00 | 12/3/2012 11:54:02 AM |
Budro | $25.00 | 12/8/2012 1:54:46 PM |
courteous-platinum7 | $25.00 | 12/10/2012 12:58:05 AM |
enterprising-pound5 | $50.00 | 12/9/2012 7:44:12 PM |
riveting-wealth2 | $50.00 | 12/12/2012 4:05:20 PM |
loyalty-cupcake6 | $35.00 | 12/12/2012 6:05:40 PM |
gjm6d | $25.00 | 12/12/2012 8:32:56 PM |
banker34 | $40.06 | 12/13/2012 7:36:34 AM |
neighborly-basis7 | $50.00 | 12/13/2012 9:05:37 AM |
dukeiyer | $25.00 | 12/13/2012 9:21:58 AM |
shoupster | $25.00 | 12/13/2012 8:03:29 AM |
greencat | $50.00 | 12/13/2012 8:54:54 AM |
LuvToLend | $25.00 | 12/13/2012 9:59:33 AM |
deal-force0 | $51.35 | 12/13/2012 10:45:46 AM |
JBG | $25.00 | 12/13/2012 11:16:11 AM |
CA-Lender | $25.00 | 12/13/2012 11:36:41 AM |
greenback-frog7 | $25.00 | 12/13/2012 10:36:15 AM |
mrxtravis | $25.00 | 12/13/2012 10:38:53 AM |
HelpWhenNeeded | $25.00 | 12/13/2012 10:54:09 AM |
refined-nickel2 | $25.00 | 12/13/2012 11:26:00 AM |
progress-credit | $25.00 | 11/30/2012 10:38:14 PM |
Rogelio48 | $25.00 | 12/1/2012 6:24:15 AM |
bob450-roth | $25.00 | 12/2/2012 8:15:40 AM |
bold-pound-statuette | $200.00 | 12/1/2012 3:23:07 PM |
worthy-bid8 | $100.00 | 12/2/2012 12:42:45 PM |
takingachance | $100.00 | 12/10/2012 7:06:33 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:30:48 PM |
djh47a | $50.00 | 12/12/2012 12:58:54 PM |
deal-selector5 | $25.00 | 12/12/2012 5:49:56 PM |
Tscheddar | $25.00 | 12/12/2012 6:03:07 PM |
transformer855 | $25.00 | 12/13/2012 7:22:59 AM |
diplomatic-wealth7 | $25.00 | 12/12/2012 5:38:57 PM |
KMSB | $50.00 | 12/13/2012 8:49:20 AM |
hero007 | $50.00 | 12/13/2012 9:02:53 AM |
businessbroker101 | $50.00 | 12/13/2012 9:13:59 AM |
octoberfresh | $25.00 | 12/12/2012 6:39:04 PM |
Tahoeman | $25.00 | 12/13/2012 7:39:02 AM |
bid-ace937 | $50.00 | 12/13/2012 9:47:57 AM |
Cybercusp | $25.00 | 12/13/2012 9:21:56 AM |
VAMUSIC | $46.66 | 12/13/2012 11:31:01 AM |
tomdooley12520 | $34.99 | 12/13/2012 11:37:55 AM |
social-heart | $25.00 | 12/13/2012 10:29:33 AM |
subtle-bill727 | $25.00 | 12/13/2012 10:32:49 AM |
46 Investments
|
Borrower Payment Dependent Notes Series
679379
This series of Notes was issued and sold upon the funding of the borrower loan #79339, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,059.69 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 10.25% |
Listing Start date:
| Nov-30-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $240.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 34% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 11y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,752 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| power-sanctuary2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: to pay of credit cards
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $0
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
transparency-position | $25.00 | 11/30/2012 9:07:08 AM |
Dubbs360 | $50.00 | 11/30/2012 11:39:48 AM |
lovely-currency3 | $50.00 | 11/30/2012 11:18:53 AM |
WalnutCreekguy | $50.00 | 11/30/2012 11:38:40 AM |
authentic-finance194 | $100.00 | 11/30/2012 1:02:28 PM |
asset-professor | $35.00 | 11/30/2012 5:34:17 PM |
Interest2thePeople | $100.00 | 11/30/2012 4:07:36 PM |
kind-lovely-marketplace | $50.00 | 11/30/2012 4:21:55 PM |
balance-force | $35.00 | 12/1/2012 1:28:15 PM |
LuvToLend | $25.00 | 12/1/2012 2:17:32 PM |
new-start18100 | $25.00 | 12/2/2012 1:05:09 PM |
successful-agreement7 | $100.00 | 12/3/2012 9:38:04 AM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:27:15 AM |
BigSkyFinancial | $28.69 | 12/4/2012 7:16:15 PM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:29 AM |
Tscheddar | $25.00 | 12/6/2012 5:07:09 PM |
zipemdown | $25.00 | 12/6/2012 6:06:11 PM |
valiant-return584 | $50.00 | 12/7/2012 6:10:46 PM |
tommymtg7 | $25.00 | 12/7/2012 6:59:51 PM |
loan-fate | $50.00 | 12/8/2012 12:02:16 PM |
simplelender80 | $75.00 | 12/9/2012 2:01:00 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:26 PM |
wildanne | $50.00 | 12/10/2012 9:43:12 AM |
money-atizer | $25.00 | 12/10/2012 11:58:40 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:55 AM |
subtle-bill727 | $25.00 | 12/10/2012 5:47:36 PM |
Elefunt | $25.00 | 12/11/2012 11:04:32 AM |
kalamari | $30.00 | 12/11/2012 1:03:19 PM |
payment-gusto | $25.00 | 12/11/2012 4:42:13 PM |
careful-vigilance4 | $25.00 | 12/11/2012 5:18:48 PM |
miked8303 | $75.00 | 12/12/2012 9:51:59 AM |
credit-adventurer313 | $25.00 | 12/13/2012 7:23:01 AM |
wampum-taiko4 | $25.00 | 12/13/2012 5:48:03 PM |
pollosquawk | $26.00 | 12/13/2012 5:51:04 PM |
life-is-great | $25.00 | 12/14/2012 6:14:01 AM |
trajectory8 | $25.00 | 12/13/2012 6:22:18 PM |
platinum-boss2 | $25.00 | 12/13/2012 6:59:30 PM |
finance-fan7 | $25.00 | 12/14/2012 6:01:03 AM |
reinforced-gain7 | $500.00 | 12/14/2012 8:52:56 AM |
deal-selector5 | $25.00 | 11/30/2012 11:13:11 AM |
return-point2 | $100.00 | 11/30/2012 11:28:27 AM |
octoberfresh | $25.00 | 11/30/2012 11:09:50 AM |
jiftostada | $25.00 | 11/30/2012 11:33:48 AM |
thrilling-fund427 | $50.00 | 11/30/2012 4:12:31 PM |
Kaj | $25.00 | 11/30/2012 6:18:08 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:29 AM |
kenji4861 | $25.00 | 12/1/2012 2:00:42 PM |
Haydn-sav | $25.00 | 12/3/2012 5:21:23 PM |
open-minded-p2p1 | $25.00 | 12/4/2012 11:49:32 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:01 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:22 AM |
decisive-return611 | $100.00 | 12/7/2012 1:02:13 PM |
Peleadona | $25.00 | 12/7/2012 7:21:14 PM |
helpbestican | $25.00 | 12/9/2012 6:05:08 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:27 AM |
kulender | $50.00 | 12/10/2012 5:27:58 PM |
truth-companion | $25.00 | 12/11/2012 10:46:04 AM |
cr8on | $30.00 | 12/11/2012 5:08:59 PM |
worlds-best-commerce5 | $50.00 | 12/11/2012 8:23:00 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:39 PM |
flexible-rate1 | $25.00 | 12/12/2012 9:03:57 AM |
money-bauble | $100.00 | 12/12/2012 10:04:51 AM |
gold-sushi | $25.00 | 12/13/2012 9:13:25 AM |
fervent-repayment | $100.00 | 12/13/2012 5:28:13 PM |
Index_Plus | $4,000.00 | 12/14/2012 8:54:17 AM |
65 Investments
|
Borrower Payment Dependent Notes Series
679411
This series of Notes was issued and sold upon the funding of the borrower loan #79267, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| Nov-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 7.64% |
Borrower rate/APR:
| 8.64% / 9.99% |
Monthly payment:
| $632.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.46% | | |
| |
Estimated return*:
| 5.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1983 |
Debt/Income ratio:
| 23% |
Credit score:
| 780-799 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 13y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,188 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ronmash |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business debt consolidation
Purpose of loan:
This loan will be used to. consolidate several higher interest rate credit cards that are used in my electrical contracting business into one loan with a lower rate and shorter repayment term.
My financial situation:
I am a good candidate for this loan because I have an excellent credit score, evidence that I have paid all payments on time, and by consolidating will further improve the cash flow of the business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $28.59 | 11/28/2012 5:03:25 PM |
Zolton | $300.00 | 11/28/2012 5:22:14 PM |
ready-interest9 | $25.00 | 11/28/2012 7:37:20 PM |
indomitable-coin | $25.00 | 11/28/2012 6:46:05 PM |
Castellan | $50.00 | 11/28/2012 6:47:54 PM |
Arvicco | $400.00 | 11/29/2012 11:10:53 AM |
logical-peso2 | $25.00 | 11/29/2012 6:32:11 PM |
loan-mongoose1 | $25.00 | 11/30/2012 10:41:29 AM |
dunox | $75.00 | 11/30/2012 4:15:29 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:24:06 AM |
supersarah61 | $25.00 | 12/1/2012 3:19:23 PM |
Ripsaw4U | $50.00 | 12/3/2012 10:06:17 AM |
CreditBuilder2 | $25.01 | 12/3/2012 11:33:20 AM |
repayment-pagoda8 | $100.00 | 12/3/2012 5:26:11 PM |
abz | $50.00 | 12/4/2012 5:36:55 PM |
compassion-twister2 | $100.00 | 12/5/2012 10:15:43 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:07:06 AM |
power-amusement | $25.00 | 12/5/2012 9:54:41 AM |
amicablenemesis | $50.00 | 12/5/2012 10:29:47 AM |
miked8303 | $75.00 | 12/6/2012 11:31:34 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:16 AM |
DonaldColorado | $50.00 | 12/9/2012 8:00:34 AM |
kalamari | $30.00 | 12/11/2012 1:03:13 PM |
Good-Yield | $25.00 | 12/11/2012 2:57:29 PM |
california111 | $25.00 | 12/11/2012 4:57:06 PM |
Avala | $100.00 | 12/11/2012 5:01:34 PM |
Wangersinc | $50.00 | 12/11/2012 5:01:58 PM |
penny-leader416 | $25.00 | 12/11/2012 5:05:15 PM |
snowman34 | $25.00 | 12/11/2012 5:06:33 PM |
top-community-voyage | $50.00 | 12/11/2012 5:07:41 PM |
skeptikos | $100.00 | 12/11/2012 5:08:25 PM |
skubwa | $25.00 | 12/11/2012 5:09:47 PM |
DesiKuber | $25.00 | 12/11/2012 5:13:15 PM |
value-caravan | $25.00 | 12/11/2012 5:20:36 PM |
Thunder08 | $25.00 | 12/11/2012 5:20:51 PM |
prudent-dough458 | $25.00 | 12/11/2012 5:22:40 PM |
vigorous-payment6 | $25.00 | 12/11/2012 5:23:08 PM |
-J | $50.00 | 12/11/2012 5:24:08 PM |
joyful-treasure2 | $25.00 | 12/11/2012 5:31:48 PM |
proper-exchange8 | $50.00 | 12/11/2012 5:05:50 PM |
ultimate-penny564 | $25.00 | 12/11/2012 5:06:37 PM |
best-diversification-nurse | $100.00 | 12/11/2012 5:18:22 PM |
marketplace-gatherer60 | $25.00 | 12/11/2012 5:36:47 PM |
SugarMommy | $25.00 | 12/11/2012 5:37:00 PM |
hero007 | $50.00 | 12/11/2012 5:20:01 PM |
mnmcarve | $25.00 | 12/11/2012 5:20:05 PM |
cash-recruiter7 | $400.00 | 12/11/2012 5:38:35 PM |
oracle3 | $50.00 | 12/11/2012 5:42:50 PM |
transparency-silo2 | $25.00 | 12/11/2012 5:45:03 PM |
nukespike | $25.00 | 12/11/2012 5:45:07 PM |
C_Mark | $50.00 | 12/11/2012 5:48:19 PM |
minista | $25.00 | 12/11/2012 5:29:42 PM |
enriching-dollar1 | $100.00 | 12/11/2012 5:30:49 PM |
Asynch | $25.00 | 12/11/2012 5:31:39 PM |
mizount | $25.00 | 12/11/2012 5:02:50 PM |
cebgop | $25.00 | 12/11/2012 5:51:49 PM |
Daneistes | $50.00 | 12/11/2012 5:32:45 PM |
economy-voyage9 | $25.00 | 12/11/2012 5:54:24 PM |
nuclearmoose | $50.00 | 12/11/2012 5:59:39 PM |
principal-trident | $25.00 | 12/11/2012 5:38:09 PM |
bradfid | $25.00 | 12/11/2012 5:38:33 PM |
a-rupee-chemistry | $25.00 | 12/11/2012 5:38:59 PM |
mindful-generosity1 | $50.00 | 12/11/2012 6:03:32 PM |
Bikram | $50.00 | 12/11/2012 5:39:35 PM |
rs999 | $25.00 | 12/11/2012 5:41:02 PM |
first-favorite-bonus9 | $25.00 | 12/11/2012 5:42:17 PM |
origami-panda | $25.00 | 12/11/2012 5:23:39 PM |
a-unflappable-finance | $100.00 | 12/11/2012 5:23:43 PM |
wetlands | $200.00 | 12/11/2012 5:44:01 PM |
jmb_lending | $50.00 | 12/11/2012 5:44:08 PM |
fireheart | $25.00 | 12/11/2012 6:13:16 PM |
transparency-baton | $25.00 | 12/11/2012 5:24:33 PM |
bowerz | $25.00 | 12/11/2012 5:25:00 PM |
Bendistraw | $50.00 | 12/11/2012 5:46:29 PM |
SB-Funding | $50.00 | 12/11/2012 6:16:44 PM |
EnglishGeekInNYC | $25.00 | 12/11/2012 6:17:14 PM |
mrsasman | $50.00 | 12/11/2012 6:17:31 PM |
vaclh | $25.00 | 12/11/2012 5:26:25 PM |
Great-Mom | $25.00 | 12/11/2012 5:47:12 PM |
ryreesado | $25.00 | 12/11/2012 6:18:12 PM |
Kame | $25.00 | 12/11/2012 5:48:51 PM |
platinum-genetics | $25.00 | 12/11/2012 5:28:20 PM |
emphatic-responsibility | $50.00 | 12/11/2012 5:51:23 PM |
Nopa | $25.00 | 12/11/2012 6:22:52 PM |
Clambake | $25.00 | 12/11/2012 5:51:46 PM |
uncl-sammy | $25.00 | 12/11/2012 6:24:06 PM |
responsive-worth5 | $25.00 | 12/11/2012 5:31:59 PM |
meux99 | $25.00 | 12/11/2012 5:53:56 PM |
Investoman | $25.00 | 12/11/2012 5:57:51 PM |
uagrad | $25.00 | 12/11/2012 6:30:47 PM |
tranquil-greenback9 | $100.00 | 12/11/2012 5:35:11 PM |
djs81 | $75.00 | 12/11/2012 5:59:22 PM |
wonderful-rupee | $25.00 | 12/11/2012 5:36:12 PM |
fortytwo | $100.00 | 12/11/2012 5:36:16 PM |
compassionate-payment218 | $25.00 | 12/11/2012 6:04:13 PM |
balance-voyager | $40.00 | 12/11/2012 6:09:26 PM |
diversification-surge | $25.00 | 12/11/2012 5:38:21 PM |
sentry256 | $25.00 | 12/11/2012 5:39:48 PM |
american6 | $50.00 | 12/11/2012 6:12:35 PM |
bradomino | $25.00 | 12/11/2012 6:16:20 PM |
unforgettable-wealth4 | $50.00 | 12/11/2012 5:44:22 PM |
bds9646 | $26.00 | 12/11/2012 5:52:02 PM |
LynJohn1023 | $50.00 | 12/12/2012 4:25:23 AM |
repaymeplease | $26.12 | 12/12/2012 4:37:34 AM |
camaraderi-popcorn | $25.00 | 12/11/2012 6:29:24 PM |
beachwalkingwoman | $50.00 | 12/11/2012 6:35:27 PM |
britgsb | $50.00 | 12/11/2012 6:39:03 PM |
zone6 | $100.00 | 12/11/2012 6:41:21 PM |
bowdish1 | $75.00 | 12/11/2012 6:42:52 PM |
impressive-yield3 | $25.00 | 12/12/2012 6:44:53 AM |
AFairDeal | $25.00 | 12/11/2012 5:59:32 PM |
kind-cash-porcelain | $50.00 | 12/11/2012 6:00:06 PM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:16 AM |
kaykarun | $50.00 | 12/11/2012 6:08:51 PM |
sympathetic-funds818 | $50.00 | 12/11/2012 6:12:55 PM |
commitment-symphony9 | $121.81 | 12/11/2012 9:46:35 PM |
inspiring-kindness062 | $25.00 | 12/12/2012 8:45:08 AM |
cytopia | $50.00 | 12/11/2012 11:50:55 PM |
LoanGiver | $25.00 | 12/12/2012 9:02:16 AM |
brazilofmux | $100.00 | 12/11/2012 6:20:33 PM |
investment-network | $50.00 | 12/11/2012 6:31:21 PM |
affluence-kingdom9 | $100.00 | 12/12/2012 9:22:30 AM |
allotment464 | $100.00 | 12/12/2012 9:23:48 AM |
Agflyer | $25.00 | 12/12/2012 9:24:53 AM |
RocketSurgeon | $25.00 | 12/12/2012 9:29:42 AM |
radforj22 | $50.00 | 12/12/2012 8:26:47 AM |
adamnash | $25.00 | 12/12/2012 9:35:53 AM |
hrubinst | $50.00 | 12/12/2012 9:36:37 AM |
melodious-coin3 | $100.00 | 12/12/2012 9:37:13 AM |
Gabriel02 | $25.00 | 12/12/2012 9:38:15 AM |
funds-promiser | $50.00 | 12/12/2012 9:07:55 AM |
fate-amenable-to-change | $30.00 | 12/11/2012 11:20:07 PM |
heyokafinancial | $25.00 | 12/12/2012 12:25:32 AM |
inqbus | $50.00 | 12/12/2012 9:46:21 AM |
commerce-broker | $25.00 | 12/12/2012 9:09:24 AM |
attentive-kindness641 | $100.00 | 12/12/2012 9:15:12 AM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:13 AM |
figs4u2 | $100.00 | 12/12/2012 9:57:15 AM |
leeball | $50.00 | 12/12/2012 9:23:31 AM |
onlyinchicago | $50.00 | 12/12/2012 9:23:43 AM |
community-pipeline | $25.00 | 12/12/2012 9:25:18 AM |
Viamin | $25.00 | 12/12/2012 9:27:47 AM |
durability-officer | $50.00 | 12/12/2012 10:02:30 AM |
jay100124 | $25.00 | 12/12/2012 9:31:54 AM |
Mommo | $50.00 | 12/12/2012 9:42:02 AM |
money-explorer3 | $25.00 | 12/12/2012 9:43:38 AM |
fair-funds | $25.00 | 12/12/2012 9:45:50 AM |
credit-nirvana698 | $30.00 | 12/12/2012 9:46:23 AM |
AgentCash | $25.00 | 12/12/2012 9:48:41 AM |
unrivaled-silver | $25.00 | 12/12/2012 9:49:06 AM |
intuitive-integrity9 | $50.00 | 12/12/2012 9:12:24 AM |
larrybird | $1,000.00 | 12/12/2012 9:12:59 AM |
a-transparency-prodigy | $25.00 | 12/12/2012 9:13:45 AM |
euro-speaker8 | $250.00 | 12/12/2012 9:14:18 AM |
wtrboy | $25.00 | 12/12/2012 10:00:28 AM |
Flanagan | $25.00 | 12/12/2012 9:19:30 AM |
point-leather9 | $25.00 | 12/12/2012 9:20:19 AM |
dough-reformer9 | $25.00 | 12/12/2012 9:22:07 AM |
ramsbladder | $25.00 | 12/12/2012 9:23:21 AM |
Relevance | $25.00 | 12/12/2012 9:24:33 AM |
investment-pro4 | $50.00 | 12/12/2012 9:26:54 AM |
truth-explorer | $25.00 | 12/12/2012 9:27:27 AM |
ore-jalapeno4 | $50.00 | 12/12/2012 9:31:58 AM |
brightest-repayment-patriot | $75.00 | 12/12/2012 9:38:26 AM |
sjlender | $100.00 | 12/12/2012 9:42:43 AM |
jedi053 | $100.00 | 12/12/2012 9:49:21 AM |
transparent-principal679 | $100.00 | 12/12/2012 9:53:42 AM |
nodebtin3 | $25.00 | 12/12/2012 10:00:42 AM |
daw1878 | $25.00 | 11/28/2012 5:24:22 PM |
gold-hero4 | $50.00 | 11/28/2012 6:46:49 PM |
tender-integrity3 | $100.00 | 11/28/2012 7:10:14 PM |
octoberfresh | $25.00 | 11/28/2012 7:20:06 PM |
CIC | $25.00 | 11/29/2012 2:34:23 AM |
loot-prescription3 | $40.00 | 11/29/2012 5:59:38 AM |
natural-worth9 | $100.00 | 11/29/2012 8:16:32 AM |
blot44 | $25.00 | 11/29/2012 7:14:10 AM |
commerce-artisan8 | $50.00 | 11/29/2012 10:51:25 AM |
riskreward | $250.00 | 11/29/2012 11:07:13 AM |
transparency-sequoia6 | $100.00 | 11/29/2012 10:45:43 AM |
WillyP345 | $25.00 | 11/29/2012 5:02:49 PM |
bazaar-tulip | $25.00 | 11/29/2012 10:54:50 AM |
Plutis | $25.00 | 11/29/2012 6:50:10 PM |
GoldenKoi | $200.00 | 11/30/2012 6:48:16 AM |
neighborly-hope6 | $100.00 | 11/30/2012 11:55:11 AM |
compoundinterest | $25.00 | 12/1/2012 12:01:13 PM |
ucantbeetit | $25.00 | 12/1/2012 1:10:26 PM |
marketplace-singularity3 | $50.00 | 12/1/2012 1:51:43 PM |
proud-p2p848 | $50.00 | 12/2/2012 11:30:11 AM |
hope-wrangler1 | $50.00 | 12/2/2012 4:21:03 PM |
WhiteInvestor | $27.00 | 12/3/2012 3:43:41 PM |
market-maximizer472 | $25.00 | 12/5/2012 9:24:26 AM |
knowledgeable-listing597 | $25.00 | 12/5/2012 10:08:47 AM |
P2P4me | $400.00 | 12/5/2012 10:02:03 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:59 AM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:00 PM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:23 AM |
dharma1 | $25.00 | 12/8/2012 5:39:12 PM |
simplelender80 | $125.00 | 12/9/2012 1:24:31 PM |
special-transparency2 | $25.00 | 12/10/2012 10:43:17 AM |
surfsider123 | $25.00 | 12/10/2012 4:22:48 PM |
jjd2 | $250.00 | 12/11/2012 4:58:17 PM |
thestartuplender | $40.00 | 12/11/2012 5:02:16 PM |
magical-credit523 | $25.00 | 12/11/2012 5:04:14 PM |
silver-philosopher | $25.00 | 12/11/2012 5:09:41 PM |
invincible-deal82 | $25.00 | 12/11/2012 5:11:23 PM |
a-dollar-orchestra | $110.00 | 12/11/2012 5:12:27 PM |
geekguy | $25.00 | 12/11/2012 5:13:03 PM |
bold-yield-rumbler | $25.00 | 12/11/2012 5:14:34 PM |
Strato | $25.02 | 12/11/2012 5:20:22 PM |
gain-neutron6 | $25.00 | 12/11/2012 5:23:56 PM |
vMbanusi | $50.00 | 12/11/2012 5:28:06 PM |
ore-widget7 | $25.00 | 12/11/2012 5:32:04 PM |
nimble-money0 | $25.00 | 12/11/2012 5:07:25 PM |
atmosphere750 | $50.00 | 12/11/2012 5:32:49 PM |
bold-felicity-image | $100.00 | 12/11/2012 5:17:29 PM |
dathemizan | $25.00 | 12/11/2012 5:17:31 PM |
persistent-basis2 | $50.00 | 12/11/2012 5:19:32 PM |
mpactlender | $50.00 | 12/11/2012 5:38:18 PM |
diversification-medalist | $25.00 | 12/11/2012 5:38:46 PM |
aasx1108 | $25.00 | 12/11/2012 5:42:15 PM |
dthompso | $50.00 | 12/11/2012 5:45:10 PM |
focused-yield4 | $100.00 | 12/11/2012 5:45:35 PM |
tlam168 | $25.00 | 12/11/2012 5:25:24 PM |
passbook | $25.00 | 12/11/2012 5:46:02 PM |
thrilling-listing51 | $100.00 | 12/11/2012 5:48:58 PM |
the-bright-velocity | $25.00 | 12/11/2012 5:29:58 PM |
revenue-serenity5 | $25.00 | 12/11/2012 5:49:41 PM |
stable-penny27 | $25.00 | 12/11/2012 5:00:39 PM |
pbandjb | $25.00 | 12/11/2012 5:01:04 PM |
whistledicksmith | $25.00 | 12/11/2012 5:12:00 PM |
new-return-faire | $100.00 | 12/11/2012 5:12:51 PM |
rcr549 | $25.00 | 12/11/2012 5:55:10 PM |
downtownfarm | $25.00 | 12/11/2012 5:36:58 PM |
dud | $75.00 | 12/11/2012 5:19:22 PM |
best-deal-banker | $50.00 | 12/11/2012 6:01:17 PM |
Natronpee | $25.00 | 12/11/2012 5:19:55 PM |
Tradesmanlender | $25.00 | 12/11/2012 6:03:47 PM |
j2ee | $50.00 | 12/11/2012 5:20:41 PM |
funds-captain4 | $50.00 | 12/11/2012 6:06:33 PM |
commanding-treasure2 | $75.00 | 12/11/2012 5:22:13 PM |
newest-payment-trapper | $62.50 | 12/11/2012 5:25:22 PM |
johnny128 | $100.00 | 12/11/2012 6:16:02 PM |
proud-pound4 | $25.00 | 12/11/2012 6:21:43 PM |
MiniBank998 | $25.00 | 12/11/2012 5:28:39 PM |
quirky | $50.00 | 12/11/2012 5:29:13 PM |
auction-iris9 | $120.00 | 12/11/2012 5:31:44 PM |
girlwithglasses | $50.00 | 12/11/2012 5:32:58 PM |
economy-samaritan218 | $25.00 | 12/11/2012 5:55:51 PM |
enriching-trade2 | $50.00 | 12/11/2012 5:57:58 PM |
point-oyster5 | $25.00 | 12/11/2012 6:31:50 PM |
lifegrowth | $25.00 | 12/11/2012 5:36:28 PM |
velocityasaurus-rex4 | $100.00 | 12/11/2012 5:38:05 PM |
bltzn123 | $35.00 | 12/11/2012 5:38:23 PM |
skuba | $50.00 | 12/11/2012 5:38:57 PM |
lostontheedge | $25.00 | 12/11/2012 5:41:13 PM |
magical-greenback | $25.00 | 12/11/2012 6:16:24 PM |
GenerousGentleMan | $25.00 | 12/11/2012 5:51:59 PM |
velocity-solo | $25.00 | 12/11/2012 6:28:11 PM |
ctgscott | $25.00 | 12/11/2012 6:28:15 PM |
jdashv | $25.00 | 12/11/2012 6:36:26 PM |
Brett834 | $250.00 | 12/11/2012 5:54:43 PM |
adventurous-cash | $25.00 | 12/11/2012 5:57:34 PM |
mdv | $25.00 | 12/11/2012 5:59:43 PM |
the-capital-multiplier | $100.00 | 12/11/2012 6:00:00 PM |
Canassatego | $25.00 | 12/11/2012 6:01:20 PM |
Aimvest | $25.00 | 12/11/2012 6:06:18 PM |
adventurer447 | $300.00 | 12/11/2012 6:07:27 PM |
robust-loyalty | $25.00 | 12/11/2012 6:09:10 PM |
Index_Plus | $2,000.00 | 12/12/2012 7:34:08 AM |
worth-rocket0 | $30.00 | 12/12/2012 8:11:14 AM |
logical-reward8 | $25.00 | 12/11/2012 6:17:35 PM |
help4u | $50.00 | 12/12/2012 1:52:55 AM |
silver-explorer6 | $25.00 | 12/11/2012 6:18:22 PM |
postalwhiz | $25.00 | 12/12/2012 9:03:15 AM |
krisran | $50.00 | 12/12/2012 9:04:27 AM |
power-trophy7 | $25.00 | 12/12/2012 9:07:00 AM |
TelegramSam | $25.00 | 12/12/2012 9:10:04 AM |
Flyinerb | $50.00 | 12/12/2012 6:34:55 AM |
BenefactorX | $25.00 | 12/12/2012 6:49:10 AM |
whipone | $25.00 | 12/12/2012 9:19:23 AM |
mlandrid | $25.00 | 12/11/2012 6:40:33 PM |
punctual-credit8 | $25.00 | 12/12/2012 7:25:13 AM |
plentiful-note6 | $25.00 | 12/12/2012 9:24:29 AM |
Beverly_Hills_Lender | $25.00 | 12/12/2012 9:24:59 AM |
slartibardfast | $25.00 | 12/12/2012 9:26:39 AM |
onegr8papa | $200.00 | 12/12/2012 8:12:04 AM |
aylatrigger | $25.00 | 12/12/2012 8:50:44 AM |
funds-chemistry1 | $25.00 | 12/12/2012 9:32:45 AM |
upperdeck | $25.00 | 12/11/2012 7:48:16 PM |
rmachi | $25.00 | 12/12/2012 9:33:58 AM |
Carpetkid | $100.00 | 12/12/2012 9:35:31 AM |
Pizza-man | $50.00 | 12/12/2012 9:37:21 AM |
amherstbird | $25.00 | 12/12/2012 9:37:27 AM |
loot-heaven4 | $50.00 | 12/12/2012 9:39:06 AM |
keeks | $25.00 | 12/12/2012 9:05:44 AM |
enchanted-compassion012 | $25.00 | 12/12/2012 9:44:56 AM |
BuffetRocks | $50.00 | 12/12/2012 9:08:14 AM |
PumpkinHead406 | $40.00 | 12/12/2012 1:16:32 AM |
brightest-fearless-payout | $50.00 | 12/12/2012 9:10:12 AM |
orange-penny-shooter | $25.00 | 12/12/2012 9:15:09 AM |
sictransitgloria | $33.69 | 12/12/2012 5:38:56 AM |
Orringo | $50.00 | 12/12/2012 9:51:39 AM |
gardenglow | $25.00 | 12/12/2012 6:00:36 AM |
feedpaulyfaster | $25.00 | 12/12/2012 9:16:51 AM |
peso-voyage2 | $100.00 | 12/12/2012 9:54:52 AM |
wise-unequivocal-return | $25.00 | 12/12/2012 9:59:14 AM |
dinero-pagoda650 | $50.00 | 12/12/2012 9:26:41 AM |
balanced-social242 | $30.00 | 12/12/2012 9:27:58 AM |
brutusbone | $25.00 | 12/12/2012 9:28:36 AM |
x27 | $25.00 | 12/12/2012 9:31:25 AM |
principal-equalizer | $31.24 | 12/12/2012 7:59:47 AM |
reward-giant1 | $25.00 | 12/12/2012 9:39:14 AM |
don8ter | $50.00 | 12/12/2012 9:43:54 AM |
serene-truth2 | $100.00 | 12/12/2012 9:44:34 AM |
kindness-opera9 | $50.00 | 12/12/2012 9:06:20 AM |
hs112a | $25.00 | 12/12/2012 9:10:37 AM |
efficient-marketplace | $25.00 | 12/12/2012 9:12:05 AM |
SanJoser | $25.00 | 12/12/2012 9:13:33 AM |
PRGuyinVA | $25.00 | 12/12/2012 9:21:53 AM |
auction-sage | $100.00 | 12/12/2012 10:03:30 AM |
dynomite_135 | $25.00 | 12/12/2012 9:22:39 AM |
locomotive7 | $25.00 | 12/12/2012 9:25:41 AM |
kirkjerk | $50.00 | 12/12/2012 9:27:03 AM |
Solomonsk5 | $25.00 | 12/12/2012 9:28:55 AM |
kbguru | $25.00 | 12/12/2012 9:34:01 AM |
gallant-economy9 | $50.00 | 12/12/2012 9:34:21 AM |
1phantom | $25.00 | 12/12/2012 9:35:14 AM |
bid-papyrus | $25.00 | 12/12/2012 9:38:05 AM |
Emgolda | $25.00 | 12/12/2012 9:38:13 AM |
joe_matadatz | $25.00 | 12/12/2012 9:41:25 AM |
roccofox | $25.00 | 12/12/2012 9:45:33 AM |
PhalanxBulldog | $25.00 | 12/12/2012 9:48:07 AM |
esabzb | $25.00 | 12/12/2012 9:54:19 AM |
knowledgeable-currency6 | $25.00 | 12/12/2012 9:56:18 AM |
heerzaquestion | $25.00 | 12/12/2012 9:57:01 AM |
Dave0 | $25.00 | 12/12/2012 9:59:27 AM |
336 Investments
|
Borrower Payment Dependent Notes Series
679497
This series of Notes was issued and sold upon the funding of the borrower loan #78750, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Nov-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $192.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,604 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| ewood |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 15 ( 31% )
| 640-659 (Latest)
|
Principal borrowed:
| $10,500.00 | < 31 days late:
| 28
( 57% )
| 620-639
(Oct-2011)
700-719
(Aug-2008)
660-679
(Jul-2008)
|
Principal balance:
| $5,733.09 |
31+ days late:
| 6
( 12% )
|
Total payments billed:
| 49 | | |
Description
Business
Purpose of loan:
This loan will be used to... lease long term storage and business equipment for current inventory
My financial situation Is very good now, I have a stable income from my business now. I would like to take my business to the next level.
I am a good candidate for this loan because...I pay my bills on time and would like to improve my finances and credit. The money I have been making from my business, I have be reinvesting in more merchandise and have built up a nice inventory.
Monthly net income: $2500
Monthly expenses: $875
Housing: $0 Husband pays
Insurance: $0 Husband pays
Car expenses: $221
Utilities: $150
Phone, cable, internet: $Husband pays
Food, entertainment: $0 Husband pays
Clothing, household expenses: $150
Credit cards and other loans: $250
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
WalnutCreekguy | $50.00 | 11/29/2012 5:20:55 PM |
LittleMingo | $30.00 | 11/29/2012 5:21:47 PM |
handy-justice | $25.00 | 11/29/2012 5:06:02 PM |
Wrats6 | $25.00 | 11/29/2012 5:01:41 PM |
deal-selector5 | $25.00 | 11/29/2012 5:10:59 PM |
octoberfresh | $25.00 | 11/29/2012 5:22:33 PM |
five-star-note | $25.00 | 11/29/2012 7:02:06 PM |
top-goodhearted-liberty | $25.00 | 11/29/2012 5:39:39 PM |
witty-openness | $25.00 | 11/29/2012 5:56:47 PM |
marwadi-62 | $25.00 | 11/30/2012 6:59:57 AM |
the-respectful-transaction | $25.00 | 11/29/2012 6:31:34 PM |
janeybooboo | $25.25 | 11/29/2012 7:10:49 PM |
Mikale360 | $25.00 | 11/29/2012 11:12:02 PM |
money-baron-Roth401k | $25.00 | 11/30/2012 11:20:39 AM |
purposeful-durability8 | $100.00 | 11/30/2012 9:42:10 AM |
trumpeter5 | $25.00 | 11/30/2012 11:03:16 AM |
successful-agreement7 | $100.00 | 11/30/2012 4:21:10 PM |
E-2 | $100.00 | 11/30/2012 4:14:41 PM |
persist_in_doing | $25.00 | 12/1/2012 9:57:30 AM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:25 AM |
thehousewife | $25.00 | 12/2/2012 7:31:57 AM |
Risk4Reward | $25.00 | 12/1/2012 11:36:58 PM |
reflective-openness8 | $25.00 | 12/3/2012 4:06:41 PM |
gain-expert | $50.10 | 12/3/2012 2:28:38 PM |
noodles932 | $27.45 | 12/3/2012 4:00:40 PM |
onecooldrink | $25.00 | 12/3/2012 10:11:32 PM |
stocker | $25.00 | 12/4/2012 3:53:18 AM |
repayment-liberator7 | $25.00 | 12/4/2012 1:09:38 PM |
PFTLender | $25.00 | 12/4/2012 3:05:42 PM |
income-cocktail3 | $25.00 | 12/4/2012 8:58:35 PM |
luminous-finance9 | $26.00 | 12/4/2012 6:36:38 PM |
HolJenks | $25.00 | 12/5/2012 7:16:17 AM |
top-benefit-sequoia | $50.00 | 12/5/2012 8:39:14 AM |
agalt | $40.00 | 12/5/2012 11:01:31 AM |
Tscheddar | $25.00 | 12/5/2012 11:32:37 AM |
fastmoney001 | $25.00 | 12/5/2012 3:08:59 PM |
loyalist1 | $100.00 | 12/5/2012 2:01:15 PM |
rf7949 | $25.00 | 12/6/2012 5:19:06 AM |
tomdooley12520 | $35.00 | 12/6/2012 7:33:20 AM |
thenewkaisersoze | $25.00 | 12/6/2012 4:34:04 AM |
odp01 | $40.00 | 12/6/2012 4:43:06 AM |
elog238 | $54.95 | 12/6/2012 6:41:47 AM |
gjm6d | $25.00 | 12/6/2012 3:50:33 PM |
zipemdown | $25.00 | 12/6/2012 6:05:35 PM |
jwesleym | $25.00 | 12/7/2012 9:13:14 AM |
velocity-winner | $25.00 | 12/7/2012 9:57:47 AM |
innovator10 | $500.00 | 12/7/2012 11:04:44 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:09 AM |
djh47a | $25.00 | 12/7/2012 10:56:15 AM |
a-noble-coin | $25.00 | 12/7/2012 1:36:34 PM |
Freedom_Lending | $25.00 | 12/7/2012 6:50:03 PM |
indianoven | $25.00 | 12/7/2012 6:02:27 PM |
valiant-return584 | $50.00 | 12/7/2012 6:10:32 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:38:52 PM |
Nickle-Back | $25.00 | 12/8/2012 12:24:06 PM |
EretzCapital | $60.00 | 12/8/2012 5:19:20 PM |
dominickf | $50.00 | 12/8/2012 2:08:29 PM |
formula842 | $25.00 | 11/29/2012 5:33:58 PM |
money-baron | $100.00 | 11/29/2012 5:34:20 PM |
fcrick | $50.00 | 11/29/2012 6:13:22 PM |
LuvToLend | $25.00 | 11/29/2012 6:28:30 PM |
refined-hope3 | $25.00 | 11/29/2012 5:18:53 PM |
return-point2 | $100.00 | 11/29/2012 5:33:19 PM |
Mrs-Honeydew | $25.00 | 11/30/2012 8:01:34 AM |
marwadi-62 | $275.00 | 11/30/2012 7:00:21 AM |
DreisersFinancier | $50.00 | 11/30/2012 9:56:14 AM |
Feyenoord | $30.00 | 11/30/2012 10:02:26 AM |
AF-Chief | $25.00 | 11/30/2012 11:17:08 AM |
DiligentiaLLC | $50.00 | 11/30/2012 3:06:32 PM |
transaction-seahorse0 | $25.00 | 11/30/2012 4:38:32 PM |
kenji4861 | $25.00 | 11/30/2012 5:01:05 PM |
special-currency6 | $50.00 | 12/1/2012 8:29:04 AM |
keen-economy6 | $25.00 | 12/1/2012 10:28:41 AM |
Investor_DP | $200.00 | 12/1/2012 1:07:35 PM |
ideal-peace5 | $100.00 | 12/3/2012 9:19:45 AM |
Slick58 | $25.00 | 12/3/2012 12:11:17 AM |
vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:51 AM |
whitegold24k | $50.00 | 12/3/2012 11:22:45 AM |
gauss02 | $25.00 | 12/3/2012 4:06:15 PM |
five-star-asset2 | $25.00 | 12/4/2012 5:49:22 AM |
treasure-hunter270 | $50.00 | 12/4/2012 7:49:01 AM |
integrity-doctor | $100.00 | 12/4/2012 12:59:19 PM |
ksubd | $75.00 | 12/4/2012 9:38:01 PM |
halothane_logic | $25.02 | 12/4/2012 7:43:01 PM |
finance-amusement4 | $50.00 | 12/5/2012 10:13:47 AM |
Zorro_970 | $100.00 | 12/5/2012 10:42:47 AM |
the-silver-blaster | $28.00 | 12/5/2012 10:06:00 AM |
907 | $34.62 | 12/5/2012 1:44:16 PM |
currency-persimmon | $30.00 | 12/5/2012 4:25:14 PM |
gain-keeper9 | $25.00 | 12/5/2012 6:40:08 PM |
Eric_Gagne | $25.00 | 12/6/2012 7:31:43 AM |
Weaverville | $25.00 | 12/5/2012 8:41:48 PM |
Leshan | $100.00 | 12/6/2012 6:32:03 AM |
jpac1066 | $25.00 | 12/6/2012 11:51:42 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:21:52 AM |
bitterroot_mt | $25.00 | 12/6/2012 7:33:15 PM |
mercuriant | $25.00 | 12/7/2012 9:49:41 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:27 AM |
decisive-return611 | $100.00 | 12/7/2012 1:02:09 PM |
elog238 | $25.00 | 12/7/2012 1:11:56 PM |
kulender | $100.00 | 12/7/2012 1:18:50 PM |
favorite-commerce | $30.00 | 12/7/2012 5:23:26 PM |
helping-out | $30.00 | 12/8/2012 6:09:17 AM |
compatible-deal9 | $25.00 | 12/8/2012 12:15:37 PM |
forceful-note8 | $50.00 | 12/8/2012 12:32:40 PM |
smallbizrule | $25.00 | 12/8/2012 5:18:12 PM |
EretzCapital | $0.61 | 12/8/2012 5:19:28 PM |
sgt-schultz | $28.00 | 12/8/2012 1:10:12 PM |
108 Investments
|
Borrower Payment Dependent Notes Series
679553
This series of Notes was issued and sold upon the funding of the borrower loan #79237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,600.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $129.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 3% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 14y 1m |
Amount delinquent:
| $40,485 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $89 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| interest-influencer2 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to...
Pay the irs and not take on hight intrest rates this loan is perfect because I know I can pay it off slowly
My financial situation:
I am a good candidate for this loan because... I'm hard working and honest this is also a big opportunity to establish credit with your organization in the future
Monthly net income: $3000
Monthly expenses: $1200
Housing: $320
Insurance: $180
Car expenses: $200
Utilities: $150
Phone, cable, internet: $70
Food, entertainment: $120
Clothing, household expenses: $180
Credit cards and other loans: $50
Other expenses: $0
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
return-point2 | $100.00 | 12/3/2012 5:45:01 PM |
transaction-seahorse0 | $25.00 | 12/3/2012 5:51:08 PM |
riskreward | $250.00 | 12/3/2012 5:52:50 PM |
PFTLender | $25.00 | 12/4/2012 3:06:32 PM |
LuvToLend | $25.00 | 12/5/2012 10:39:44 AM |
deal-vibrato | $25.00 | 12/5/2012 5:53:19 PM |
Kaj | $25.00 | 12/5/2012 6:06:09 PM |
Tscheddar | $25.00 | 12/6/2012 10:52:18 AM |
zipemdown | $25.00 | 12/6/2012 6:07:14 PM |
successful-agreement7 | $100.00 | 12/6/2012 5:36:41 PM |
hitsman | $50.00 | 12/7/2012 6:06:01 PM |
Brisket_Bob | $27.50 | 12/7/2012 6:08:31 PM |
Zorro_970 | $25.00 | 12/7/2012 5:48:57 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:39:08 PM |
currency-persimmon | $25.00 | 12/8/2012 11:44:49 AM |
gustavholstopus32 | $25.00 | 12/8/2012 3:09:39 AM |
SecondChanceLendingSERV | $26.62 | 12/8/2012 8:54:10 AM |
abundant-contract4 | $37.69 | 12/8/2012 12:33:48 AM |
resplendent-dollar | $25.00 | 12/8/2012 2:29:49 AM |
balanced-interest3 | $100.00 | 12/8/2012 2:54:29 PM |
repayment-artist6 | $100.00 | 12/8/2012 1:34:16 PM |
dominickf | $50.00 | 12/8/2012 2:08:42 PM |
simplelender80 | $75.00 | 12/9/2012 2:01:49 PM |
trenttucker32 | $25.00 | 12/10/2012 7:49:36 AM |
Miami | $25.00 | 12/10/2012 9:40:08 AM |
gold-omatic | $25.00 | 12/11/2012 6:58:09 AM |
immaculate-return25 | $25.00 | 12/10/2012 7:35:56 PM |
ttnk62918 | $25.00 | 12/11/2012 9:25:01 AM |
Some_Yahoo | $50.00 | 12/11/2012 6:39:22 AM |
wwwUniversal | $25.00 | 12/11/2012 10:23:45 AM |
bold-direct-asset | $50.00 | 12/11/2012 10:26:45 AM |
Edakers | $25.00 | 12/11/2012 1:49:44 PM |
helpful-deal1 | $25.00 | 12/11/2012 4:05:01 PM |
bentonlending | $25.00 | 12/11/2012 6:28:07 PM |
Mr-big-money-Mex | $17.19 | 12/11/2012 7:00:12 PM |
cahjoon | $25.00 | 12/3/2012 5:12:44 PM |
WalnutCreekguy | $50.00 | 12/3/2012 5:15:12 PM |
five-star-note | $25.00 | 12/3/2012 7:00:18 PM |
nickel-ferret | $25.00 | 12/3/2012 5:44:22 PM |
Vegasjim | $25.00 | 12/3/2012 5:45:43 PM |
bazaar-tulip | $25.00 | 12/3/2012 6:05:38 PM |
valiant-return584 | $50.00 | 12/3/2012 6:19:45 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:48 PM |
prudent-dough458 | $25.00 | 12/5/2012 5:07:19 PM |
toblerone | $25.00 | 12/5/2012 5:53:05 PM |
brainy-credit1 | $60.00 | 12/6/2012 8:56:50 AM |
monster4 | $50.00 | 12/6/2012 9:36:09 AM |
a-finance-nirvana | $25.00 | 12/6/2012 10:16:28 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:39 AM |
j2ee | $50.00 | 12/6/2012 5:25:51 PM |
richboy56 | $25.00 | 12/6/2012 7:37:28 PM |
newest-generous-income | $25.00 | 12/7/2012 12:53:27 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:30 AM |
dunkard13 | $86.00 | 12/7/2012 10:09:57 AM |
BostonCapital | $100.00 | 12/7/2012 10:50:12 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:56 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:41:51 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:48 PM |
Harry | $75.00 | 12/7/2012 6:29:56 PM |
pierrelasvegas | $25.00 | 12/8/2012 12:13:36 PM |
keeminn | $25.00 | 12/8/2012 12:24:40 PM |
Robin_Hood | $25.00 | 12/8/2012 9:47:31 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:34 PM |
WonderPup | $25.00 | 12/10/2012 8:47:37 AM |
helping-out | $30.00 | 12/10/2012 4:30:59 PM |
myduck | $40.00 | 12/10/2012 5:22:42 PM |
kulender | $50.00 | 12/10/2012 5:28:13 PM |
best-income-fertilizer | $100.00 | 12/11/2012 6:52:45 AM |
burrben | $50.00 | 12/11/2012 8:05:10 AM |
Odyssey77 | $25.00 | 12/11/2012 9:22:06 AM |
truth-companion | $25.00 | 12/11/2012 10:46:46 AM |
dunox | $75.00 | 12/11/2012 5:27:33 PM |
E-2 | $100.00 | 12/11/2012 5:25:54 PM |
DonaldColorado | $100.00 | 12/11/2012 6:27:10 PM |
74 Investments
|
Borrower Payment Dependent Notes Series
679607
This series of Notes was issued and sold upon the funding of the borrower loan #78894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Nov-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
4 | Length of status: | 3y 4m |
Amount delinquent:
| $4,742 |
Total credit lines:
| 9 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $366 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-responsibility-ectasy |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
red-duty-carrier | $25.00 | 11/30/2012 5:31:25 PM |
vutah | $45.00 | 11/30/2012 6:32:27 PM |
ultimate-peace | $350.00 | 12/1/2012 7:09:48 PM |
exponential-fairness2 | $25.00 | 12/2/2012 11:37:04 AM |
let_me_retire | $25.00 | 12/3/2012 11:53:10 AM |
84928429 | $25.00 | 12/5/2012 5:53:09 PM |
Tscheddar | $25.00 | 12/6/2012 10:52:15 AM |
majestic-note6 | $150.00 | 12/7/2012 9:26:21 AM |
businessbroker101 | $50.00 | 12/7/2012 9:58:31 AM |
social-heart | $25.00 | 12/7/2012 11:05:43 AM |
One_Lolo | $50.00 | 12/8/2012 7:48:24 AM |
Budro | $25.00 | 12/8/2012 1:54:47 PM |
platinum-czar | $25.00 | 12/8/2012 6:41:58 PM |
RogueCFO | $50.00 | 12/9/2012 6:24:05 PM |
Orbits | $25.00 | 12/9/2012 5:19:23 PM |
nurak2 | $25.00 | 12/9/2012 5:44:39 PM |
balance-vinyl5 | $100.00 | 12/10/2012 10:14:53 AM |
tjoneill | $70.80 | 12/10/2012 10:06:21 AM |
RufusGreyhound | $25.00 | 12/10/2012 11:14:27 AM |
GenerousGentleMan | $25.00 | 12/10/2012 1:56:19 PM |
campingdad11 | $31.31 | 12/10/2012 8:50:11 PM |
yield-hut | $25.00 | 12/11/2012 5:18:30 PM |
capital-galaxy | $400.00 | 12/12/2012 5:53:30 AM |
SecondChanceLendingSERV | $26.90 | 12/12/2012 6:37:40 AM |
wise-charming-reward | $300.00 | 12/1/2012 5:23:04 AM |
Rogelio48 | $25.00 | 12/1/2012 6:27:10 AM |
ucantbeetit | $25.00 | 12/1/2012 1:10:38 PM |
worthy-bid8 | $100.00 | 12/1/2012 1:21:44 PM |
diplomatic-wealth7 | $25.00 | 12/6/2012 6:11:40 PM |
LuvToLend | $25.00 | 12/6/2012 6:31:58 PM |
impala6464 | $25.00 | 12/9/2012 12:22:07 PM |
simplelender80 | $75.00 | 12/9/2012 2:01:14 PM |
compatible-return120 | $25.00 | 12/9/2012 10:46:20 AM |
Sixmil | $25.00 | 12/9/2012 1:56:09 PM |
ddog0224 | $35.00 | 12/10/2012 12:17:04 AM |
trenttucker32 | $25.00 | 12/10/2012 7:50:42 AM |
mbsoutha | $50.00 | 12/10/2012 5:42:43 AM |
enterprising-pound5 | $50.00 | 12/9/2012 7:40:31 PM |
green-loyalty-web | $25.00 | 12/10/2012 9:37:03 AM |
srspank24 | $25.00 | 12/10/2012 12:19:04 PM |
Trespass4 | $60.00 | 12/10/2012 11:42:30 AM |
compatible-deal9 | $25.00 | 12/10/2012 1:03:57 PM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:50 AM |
wishihadmore | $25.00 | 12/11/2012 7:41:03 AM |
marketplace-conductor886 | $100.00 | 12/11/2012 2:42:00 PM |
maniac030 | $25.00 | 12/11/2012 5:42:10 PM |
CA-Lender | $25.00 | 12/12/2012 6:18:54 AM |
glroark | $130.50 | 12/12/2012 7:09:26 AM |
sgt-schultz | $30.00 | 12/12/2012 6:48:38 AM |
enticing-finance758 | $45.49 | 12/12/2012 6:59:43 AM |
50 Investments
|
Borrower Payment Dependent Notes Series
679673
This series of Notes was issued and sold upon the funding of the borrower loan #79171, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Nov-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $582.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 22% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,907 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| agile-pound8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 13 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(May-2012)
780-799
(Sep-2011)
|
Principal balance:
| $5,971.41 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... i have good credit and have never defaulted on a loan. i am simple trying to manage my payments. I have been with prosper for over a year and have good history with them.
Monthly net income: $5750
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CougarRoar | $25.00 | 11/30/2012 5:14:54 PM |
blue-silver-bull | $25.00 | 11/30/2012 5:18:49 PM |
whitegoldira | $100.00 | 11/30/2012 5:23:30 PM |
entertaining-rate9 | $25.00 | 11/30/2012 5:31:50 PM |
sharp-platinum326 | $25.00 | 11/30/2012 5:48:01 PM |
bazaar-tulip | $25.00 | 11/30/2012 6:03:52 PM |
tranquil-gain1 | $75.00 | 11/30/2012 6:07:25 PM |
JeremyLinFan | $40.00 | 11/30/2012 6:36:21 PM |
enthusiastic-balance5 | $100.00 | 11/30/2012 6:36:37 PM |
five-star-note | $25.00 | 11/30/2012 7:21:26 PM |
tolerant-dime2 | $47.00 | 11/30/2012 5:14:47 PM |
Docjc | $100.00 | 11/30/2012 9:06:37 PM |
benefit-trident | $25.00 | 12/1/2012 5:30:24 AM |
bowdish1 | $25.00 | 11/30/2012 5:57:09 PM |
kulender | $100.00 | 11/30/2012 6:10:25 PM |
Harry | $75.00 | 11/30/2012 6:37:34 PM |
peace-adventurer3 | $80.00 | 11/30/2012 6:52:21 PM |
courteous-trade229 | $25.00 | 12/1/2012 7:21:05 AM |
oxnard | $25.00 | 12/1/2012 8:10:31 AM |
heroic-platinum | $25.00 | 12/1/2012 8:10:59 AM |
kindness-warmth3 | $50.00 | 12/1/2012 12:31:39 PM |
SC2TX | $100.00 | 12/1/2012 11:01:39 AM |
BostonCapital | $100.00 | 12/1/2012 12:16:00 PM |
TennSquire | $25.00 | 12/1/2012 1:07:56 PM |
lionheart722 | $25.00 | 12/1/2012 1:52:45 PM |
justreturns | $25.00 | 12/1/2012 2:05:18 PM |
Dont_Worry_Be_Happy | $25.00 | 12/1/2012 3:50:43 PM |
Whitey | $28.00 | 12/2/2012 9:39:19 AM |
Byrd24 | $100.00 | 12/2/2012 9:51:03 AM |
XP | $50.00 | 12/2/2012 10:28:14 AM |
proud-p2p848 | $25.00 | 12/2/2012 11:32:43 AM |
tolerant-dinero2 | $25.00 | 12/2/2012 2:07:51 PM |
dunkard13 | $100.00 | 12/2/2012 12:50:38 PM |
Fiimg | $50.00 | 12/2/2012 6:38:11 PM |
pure-treasure7 | $50.00 | 12/3/2012 9:13:52 AM |
valiant-money | $30.00 | 12/3/2012 9:16:54 AM |
E-2 | $100.00 | 12/3/2012 9:24:07 AM |
Mucman72 | $25.00 | 12/2/2012 7:32:54 PM |
wetlands | $200.00 | 12/3/2012 9:48:23 AM |
phenomenal-rate1 | $500.00 | 12/3/2012 9:14:55 AM |
affluence-microscope2 | $200.00 | 12/3/2012 9:08:44 AM |
vMbanusi | $50.00 | 12/3/2012 9:31:07 AM |
dime-mandolin9 | $50.00 | 12/3/2012 9:38:44 AM |
marketplace-gatherer60 | $25.00 | 12/3/2012 9:42:02 AM |
dignified-truth7 | $54.00 | 12/3/2012 9:48:51 AM |
resolute-justice413 | $121.00 | 12/3/2012 9:43:48 AM |
special-dinero553 | $25.00 | 12/3/2012 9:44:20 AM |
transaction-seahorse0 | $25.00 | 12/3/2012 9:55:29 AM |
radiant-dollar9 | $200.00 | 12/3/2012 9:50:36 AM |
listing-flower2 | $100.00 | 12/3/2012 2:04:18 PM |
bid-fluffy-bunny3 | $25.00 | 12/3/2012 10:23:01 AM |
GenerousGentleMan | $25.00 | 12/3/2012 5:01:20 PM |
upbeat-investment9 | $25.00 | 12/3/2012 12:04:19 PM |
rootcanaler | $50.00 | 12/3/2012 12:08:52 PM |
enchanted-investment447 | $100.00 | 12/3/2012 1:48:00 PM |
enthusiastic-cash599 | $32.00 | 12/3/2012 5:54:55 PM |
finance-hope | $25.00 | 12/3/2012 6:21:38 PM |
dignified-finance | $25.00 | 12/3/2012 6:31:53 PM |
a-trade-lion | $25.00 | 12/3/2012 11:51:11 PM |
tech310 | $50.00 | 12/4/2012 9:22:28 AM |
Zion-CIF | $50.00 | 12/4/2012 9:19:43 AM |
fortytwo | $100.00 | 12/4/2012 9:27:17 AM |
BGILlender | $31.00 | 12/4/2012 9:43:23 AM |
value-investor9 | $50.00 | 12/4/2012 10:56:32 AM |
life-is-great | $25.00 | 12/4/2012 9:49:18 AM |
integrity-doctor | $100.00 | 12/4/2012 1:48:18 PM |
affluence-tycoon | $25.00 | 12/4/2012 11:07:21 AM |
coin-trumpet | $38.00 | 12/4/2012 10:51:33 AM |
trustworthy-bonus2 | $25.00 | 12/4/2012 12:00:05 PM |
alaco | $25.00 | 12/4/2012 10:18:30 PM |
beeper2 | $25.00 | 12/5/2012 10:03:59 AM |
mikrolown | $25.00 | 12/5/2012 10:15:47 AM |
amicablenemesis | $50.00 | 12/5/2012 10:30:20 AM |
best-bonafide-p2p | $25.00 | 12/5/2012 4:04:59 PM |
unrivaled-deal676 | $50.00 | 12/5/2012 10:36:22 AM |
john0720 | $75.00 | 12/5/2012 5:26:48 PM |
JonDough | $56.40 | 12/5/2012 12:41:27 PM |
trying2survive2 | $25.00 | 12/5/2012 5:10:26 PM |
Goldberry | $30.00 | 12/5/2012 4:22:59 PM |
refined-hope3 | $25.00 | 12/5/2012 6:19:01 PM |
wwwUniversal | $25.00 | 12/6/2012 9:07:42 AM |
green-order-captain | $50.00 | 12/6/2012 5:48:11 AM |
jkeller4000 | $100.00 | 12/6/2012 9:11:33 AM |
Lender2895a | $125.00 | 12/6/2012 8:13:54 AM |
ethicalhumanist | $100.00 | 12/6/2012 9:38:20 AM |
lagnisiruk | $25.00 | 12/6/2012 11:01:55 AM |
jcw3rd | $25.00 | 12/6/2012 5:10:36 PM |
miked8303 | $75.00 | 12/6/2012 11:31:45 AM |
Gazelles4U | $25.00 | 12/6/2012 5:34:11 PM |
XenonX | $25.00 | 12/6/2012 7:18:28 PM |
commerce-viking1 | $50.00 | 12/6/2012 5:44:37 PM |
felicity-strawberry4 | $25.00 | 12/7/2012 4:12:19 AM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:28 AM |
jbhens | $27.27 | 12/7/2012 8:25:41 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:25 AM |
rmachi | $25.00 | 12/7/2012 9:26:01 AM |
first-credit-meridian | $50.00 | 12/7/2012 10:33:30 AM |
influential-benjamins0 | $100.00 | 12/7/2012 10:06:21 AM |
BansirOfBabylon | $25.00 | 12/7/2012 10:19:41 AM |
Frankieb21 | $25.00 | 12/7/2012 10:47:40 AM |
ChrisTJ | $25.00 | 12/7/2012 11:06:15 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:36 AM |
Cappyatl | $25.00 | 12/7/2012 12:15:40 PM |
newest-durability-matador | $50.00 | 12/7/2012 12:55:19 PM |
dollar-transporter3 | $25.00 | 12/7/2012 3:58:41 PM |
decisive-return611 | $100.00 | 12/7/2012 1:02:16 PM |
Preferred-Lender | $25.00 | 12/7/2012 5:50:59 PM |
valiant-return584 | $50.00 | 12/7/2012 6:10:55 PM |
capital-web7 | $50.00 | 12/7/2012 8:52:02 PM |
blackberry313 | $54.63 | 12/8/2012 5:30:48 AM |
bid-tweet7 | $50.00 | 12/7/2012 7:15:24 PM |
sunny-benefit0 | $25.00 | 12/7/2012 6:42:49 PM |
pfh | $25.00 | 12/8/2012 11:57:03 AM |
Rulea72 | $25.00 | 12/8/2012 7:30:00 AM |
meoates1 | $25.00 | 12/8/2012 8:02:44 AM |
BocaYogi50 | $25.00 | 12/8/2012 8:21:14 AM |
moola-accelerator6 | $30.00 | 12/8/2012 10:38:44 AM |
payout-magician | $25.00 | 12/8/2012 12:29:50 PM |
adventurous-credit466 | $50.00 | 12/8/2012 12:14:45 PM |
dominickf | $50.00 | 12/8/2012 2:08:36 PM |
mammalian4 | $50.00 | 12/8/2012 12:30:39 PM |
Engineer44 | $25.00 | 12/8/2012 4:04:55 PM |
epic-investment9 | $25.00 | 12/8/2012 3:12:42 PM |
california111 | $25.00 | 12/8/2012 5:20:12 PM |
bonafide-cash | $100.00 | 12/8/2012 6:08:21 PM |
nvhm | $25.00 | 12/8/2012 6:15:10 PM |
courteous-p2ploan95 | $67.52 | 12/8/2012 7:17:27 PM |
secureincome | $555.00 | 11/30/2012 5:47:14 PM |
green-trade-dolphin2 | $43.47 | 11/30/2012 5:02:15 PM |
deal-selector5 | $25.00 | 11/30/2012 5:07:54 PM |
glowing-pound3 | $50.00 | 11/30/2012 5:32:41 PM |
fcrick | $50.00 | 11/30/2012 5:19:01 PM |
persist_in_doing | $25.00 | 11/30/2012 5:19:22 PM |
AF-Chief | $25.00 | 11/30/2012 5:35:11 PM |
whitegold24k | $200.00 | 11/30/2012 5:33:08 PM |
RGlad | $150.00 | 11/30/2012 5:47:37 PM |
dedicated-contract755 | $40.00 | 11/30/2012 5:53:20 PM |
purposeful-durability8 | $100.00 | 11/30/2012 5:49:33 PM |
pietro_torna_indietro | $50.00 | 11/30/2012 6:02:20 PM |
janeybooboo | $100.00 | 11/30/2012 6:19:56 PM |
ready-interest9 | $25.00 | 11/30/2012 6:10:34 PM |
EFS | $100.00 | 11/30/2012 6:41:48 PM |
gravbox | $25.00 | 11/30/2012 6:47:12 PM |
Feyenoord | $30.00 | 11/30/2012 6:33:36 PM |
peaceful-wealth0 | $25.00 | 12/1/2012 9:27:42 AM |
payment-halo | $25.00 | 11/30/2012 7:41:12 PM |
cerebral-dollar773 | $25.00 | 11/30/2012 8:30:35 PM |
-------Loaner | $25.00 | 12/1/2012 12:09:49 PM |
Interloper | $25.00 | 12/1/2012 10:36:48 AM |
franzzua | $25.00 | 12/1/2012 12:06:15 PM |
Aberdeen | $99.00 | 12/1/2012 12:23:40 PM |
principal-cooker2 | $30.00 | 12/1/2012 1:13:55 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:46 PM |
ucantbeetit | $25.00 | 12/1/2012 1:10:39 PM |
prudent-deal662 | $25.00 | 12/1/2012 1:49:44 PM |
managedfund | $1,333.00 | 12/1/2012 1:16:15 PM |
balance-force | $35.00 | 12/1/2012 1:28:19 PM |
randsenterprise | $25.00 | 12/1/2012 1:44:12 PM |
persistent-dinero953 | $25.00 | 12/1/2012 4:04:46 PM |
108lender | $200.00 | 12/1/2012 1:57:29 PM |
kind-rupee-welder | $25.00 | 12/1/2012 2:00:08 PM |
openness-antioxidant | $100.00 | 12/1/2012 2:22:29 PM |
first-graceful-contract | $28.00 | 12/1/2012 8:09:47 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:35:00 PM |
TumbleWeed88 | $25.00 | 12/2/2012 12:40:19 PM |
dollar-tornado3 | $25.00 | 12/2/2012 5:14:28 AM |
Hippo-IRA1 | $50.00 | 12/2/2012 10:22:37 AM |
sensible-interest2 | $61.17 | 12/2/2012 12:18:54 PM |
debtfree_lender_777 | $25.00 | 12/2/2012 2:28:15 PM |
bright-idea11 | $25.00 | 12/2/2012 12:42:51 PM |
red-duty-carrier | $25.00 | 12/2/2012 12:46:41 PM |
ahansen | $25.00 | 12/2/2012 2:15:45 PM |
hope-wrangler1 | $50.00 | 12/2/2012 4:21:10 PM |
ideal-peace5 | $100.00 | 12/3/2012 9:19:13 AM |
logical-peso2 | $25.00 | 12/3/2012 9:24:55 AM |
repayment-pagoda8 | $100.00 | 12/3/2012 9:32:55 AM |
commerce-artisan8 | $50.00 | 12/3/2012 9:42:34 AM |
nickel-ferret | $25.00 | 12/3/2012 9:45:45 AM |
wise-virtuous-vigilance | $100.00 | 12/3/2012 9:46:52 AM |
dukeiyer | $25.00 | 12/3/2012 9:56:26 AM |
kind-euro-mirth | $50.00 | 12/3/2012 9:14:34 AM |
Mommo | $50.00 | 12/3/2012 9:06:46 AM |
first-serene-credit | $25.00 | 12/3/2012 9:17:25 AM |
asset-caramel5 | $50.00 | 12/3/2012 9:34:09 AM |
dunox | $75.00 | 12/3/2012 9:28:27 AM |
kind-lovely-marketplace | $50.00 | 12/3/2012 9:39:32 AM |
Zorro_970 | $100.00 | 12/3/2012 9:41:04 AM |
abundanceforever | $52.50 | 12/3/2012 9:43:16 AM |
loyalty-dragster7 | $100.00 | 12/3/2012 9:52:41 AM |
Thunderswan | $84.00 | 12/3/2012 9:54:32 AM |
riskreward | $250.00 | 12/3/2012 9:58:56 AM |
windguy | $50.00 | 12/3/2012 10:00:06 AM |
WhiteInvestor | $27.00 | 12/3/2012 3:48:48 PM |
Bikram | $50.00 | 12/3/2012 10:35:48 AM |
credit-maple | $25.00 | 12/3/2012 10:27:10 AM |
HoosierDaddie | $300.00 | 12/3/2012 5:18:10 PM |
HereToHelp305 | $50.00 | 12/3/2012 12:21:18 PM |
shaps | $50.00 | 12/3/2012 5:49:12 PM |
sympathetic-funds818 | $25.00 | 12/3/2012 5:38:55 PM |
treasure-hunter270 | $50.00 | 12/4/2012 7:43:28 AM |
broker048 | $25.00 | 12/3/2012 9:12:49 PM |
RuleOf70 | $30.00 | 12/4/2012 9:26:40 AM |
LaGrangeLender | $50.00 | 12/4/2012 6:13:09 AM |
lawyervon | $25.00 | 12/4/2012 9:49:26 AM |
enriching-trade2 | $50.00 | 12/4/2012 9:57:45 AM |
quantum_leap | $25.00 | 12/4/2012 9:06:10 AM |
funds-rotation1 | $25.00 | 12/4/2012 7:23:52 AM |
promise2 | $25.00 | 12/4/2012 8:26:09 AM |
TheHillsAreAlive | $25.00 | 12/4/2012 10:46:22 AM |
orange-market-amigo | $200.00 | 12/4/2012 10:21:39 AM |
terrific-dough6 | $50.00 | 12/4/2012 10:15:35 AM |
wise-deal-panda | $100.00 | 12/4/2012 10:23:06 AM |
docdekay | $50.00 | 12/4/2012 11:02:51 AM |
new-pound-atizer | $25.00 | 12/4/2012 12:10:40 PM |
qsolo | $25.00 | 12/4/2012 4:57:21 PM |
PFTLender | $25.00 | 12/4/2012 3:05:55 PM |
inspiring-kindness062 | $25.00 | 12/4/2012 5:17:59 PM |
chorus731 | $25.00 | 12/4/2012 8:08:47 PM |
youngster50 | $25.00 | 12/5/2012 6:07:12 AM |
finance-coyote3 | $1,000.00 | 12/5/2012 3:25:39 AM |
Cai8899 | $25.00 | 12/5/2012 9:34:47 AM |
blue-laudable-dinero | $25.00 | 12/5/2012 9:42:20 AM |
noble-moola0 | $30.00 | 12/5/2012 9:49:29 AM |
value-showcase828 | $25.00 | 12/5/2012 10:09:46 AM |
acropiloterau2002 | $25.00 | 12/5/2012 9:30:54 AM |
sigue | $25.00 | 12/5/2012 9:21:29 AM |
knowledgeable-listing597 | $25.00 | 12/5/2012 10:08:50 AM |
fulfilling-investment4 | $25.00 | 12/5/2012 10:54:21 AM |
openness-enforcer76 | $25.00 | 12/5/2012 10:07:10 AM |
yield-trapper9 | $25.00 | 12/5/2012 10:42:22 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:45 AM |
greenback-surge4 | $25.00 | 12/5/2012 11:37:26 AM |
Tscheddar | $25.00 | 12/5/2012 12:18:05 PM |
ethical-truth211 | $27.00 | 12/5/2012 2:06:16 PM |
circuitfive | $25.00 | 12/5/2012 5:46:15 PM |
compatible-deal9 | $25.00 | 12/5/2012 5:03:06 PM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:45 PM |
SamyFromRI | $25.00 | 12/5/2012 7:04:30 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:25 PM |
hl8428 | $25.00 | 12/5/2012 7:36:08 PM |
JesanFafon | $75.00 | 12/5/2012 7:38:57 PM |
unassuming-p2ploan774 | $40.00 | 12/5/2012 6:01:08 PM |
escharfer | $25.00 | 12/5/2012 6:22:04 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:14 AM |
abundant-power | $25.00 | 12/6/2012 10:20:27 AM |
Suit | $25.00 | 12/6/2012 9:32:43 AM |
jpac1066 | $25.00 | 12/6/2012 11:52:12 AM |
Ocean713 | $75.00 | 12/6/2012 11:57:41 AM |
brilliant-duty9 | $25.00 | 12/6/2012 1:38:07 PM |
duty-accomplishment | $25.00 | 12/6/2012 1:44:55 PM |
skillful-durability8 | $25.00 | 12/6/2012 4:37:22 PM |
successful-agreement7 | $100.00 | 12/6/2012 5:36:25 PM |
gpuck | $50.00 | 12/6/2012 5:31:12 PM |
100units | $37.00 | 12/6/2012 5:37:15 PM |
gold-fluffy-bunny4 | $36.47 | 12/7/2012 5:18:56 AM |
benefit-mushroom6 | $25.00 | 12/6/2012 9:49:02 PM |
amc3 | $100.00 | 12/7/2012 12:16:48 AM |
cozy-gain023 | $25.00 | 12/7/2012 9:14:25 AM |
treasure-medalist0 | $25.00 | 12/7/2012 9:48:00 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:21:11 AM |
paladin847 | $60.00 | 12/7/2012 9:38:42 AM |
rs999 | $25.00 | 12/7/2012 10:36:47 AM |
compoundinterest | $25.00 | 12/7/2012 10:42:32 AM |
currency-fan9 | $50.00 | 12/7/2012 2:13:07 PM |
MasterTech33 | $25.00 | 12/7/2012 3:07:47 PM |
keichi03 | $27.00 | 12/7/2012 2:25:46 PM |
_G_ | $25.00 | 12/7/2012 3:29:24 PM |
wop310 | $50.00 | 12/7/2012 3:31:20 PM |
JGENERAL | $25.00 | 12/7/2012 3:46:03 PM |
accomplishment981 | $50.00 | 12/7/2012 4:58:30 PM |
magnetic-duty4 | $25.00 | 12/7/2012 1:44:58 PM |
LenderToAll | $100.00 | 12/7/2012 8:15:17 PM |
the-sunny-loot | $25.00 | 12/7/2012 6:34:18 PM |
lamsabuy | $96.00 | 12/8/2012 12:13:09 PM |
contract-amigo7 | $25.00 | 12/8/2012 8:59:57 AM |
icon7 | $40.00 | 12/8/2012 12:06:16 PM |
sgt-schultz | $25.00 | 12/8/2012 1:09:45 PM |
Investoman | $25.00 | 12/8/2012 1:12:28 PM |
goat361 | $30.00 | 12/8/2012 1:33:35 PM |
unassailable-funds754 | $25.00 | 12/8/2012 1:16:47 PM |
dogthecat | $36.57 | 12/8/2012 2:32:01 PM |
281 Investments
|
Borrower Payment Dependent Notes Series
679693
This series of Notes was issued and sold upon the funding of the borrower loan #79238, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 24y 7m |
Amount delinquent:
| $2,003 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $745 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| indomitable-reward228 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: consolidate debt
This loan will be used to...pay off all bills
My financial situation:
I am a good candidate for this loan because. you can deduct the payment from my checking account.
Monthly net income: $ 9200.00
Monthly expenses: $ 8400.00
Housing: $1825.00
Insurance: $750.00
Car expenses: $ 1200.00
Utilities: $ 450.00
Phone, cable, internet: $550.00
Food, entertainment: $250.00
Clothing, household expenses: $
Credit cards and other loans: $1200.00
Other expenses: $2175.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LuvToLend | $25.00 | 12/3/2012 5:32:00 PM |
transaction-seahorse0 | $25.00 | 12/3/2012 5:51:39 PM |
EngineersAlliance | $25.00 | 12/3/2012 7:01:56 PM |
joyous-peace443 | $25.00 | 12/4/2012 10:36:39 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:45:16 AM |
toblerone | $25.00 | 12/5/2012 5:53:05 PM |
economy-producer | $25.00 | 12/6/2012 5:00:46 PM |
the-brilliant-currency | $25.00 | 12/6/2012 5:43:04 PM |
point-oyster5 | $25.00 | 12/6/2012 5:46:35 PM |
desertoasis | $25.00 | 12/6/2012 5:08:49 PM |
auction-iris9 | $120.00 | 12/6/2012 6:43:07 PM |
fascinating-money236 | $25.00 | 12/6/2012 6:13:37 PM |
new-start18100 | $25.00 | 12/6/2012 6:13:42 PM |
pierrelasvegas | $25.00 | 12/7/2012 4:09:21 AM |
return-statuette139 | $50.00 | 12/6/2012 6:23:16 PM |
money-surge1 | $25.00 | 12/6/2012 6:41:05 PM |
enriched-silver | $25.00 | 12/7/2012 5:43:58 AM |
StPong | $25.00 | 12/7/2012 9:19:08 AM |
chkrvrty | $25.00 | 12/7/2012 9:25:11 AM |
GRBMALA | $25.00 | 12/7/2012 9:01:52 AM |
nodrivelpls | $25.00 | 12/7/2012 9:28:10 AM |
Toby1montana | $50.00 | 12/7/2012 6:25:09 AM |
cash-reaction2 | $25.00 | 12/7/2012 9:06:57 AM |
MADAOO7 | $46.00 | 12/7/2012 9:31:57 AM |
Bendan | $100.00 | 12/7/2012 9:40:25 AM |
silver-enlightenment0 | $25.00 | 12/7/2012 9:48:37 AM |
careful-vigilance4 | $25.00 | 12/7/2012 9:20:10 AM |
chief64 | $200.00 | 12/7/2012 9:54:39 AM |
KB-IRA | $277.00 | 12/7/2012 9:25:02 AM |
economy-shrubbery6 | $25.00 | 12/7/2012 10:10:38 AM |
madisonboy123 | $25.00 | 12/7/2012 9:29:42 AM |
durability-ace9 | $25.00 | 12/7/2012 10:17:37 AM |
social-cocktail1 | $200.00 | 12/7/2012 10:32:11 AM |
igloo268 | $25.00 | 12/7/2012 10:35:19 AM |
handshake5 | $100.00 | 12/7/2012 9:54:05 AM |
GGreg799 | $25.00 | 12/7/2012 9:46:51 AM |
melodious-fairness | $50.00 | 12/7/2012 10:41:56 AM |
red-power-pecan | $50.00 | 12/7/2012 10:13:13 AM |
lucrative-deal5 | $25.00 | 12/7/2012 10:27:22 AM |
adventurer447 | $41.97 | 12/7/2012 10:49:05 AM |
green-ore-expert | $25.00 | 12/7/2012 10:34:37 AM |
rs999 | $25.00 | 12/7/2012 10:36:52 AM |
CreditBuilder2 | $25.03 | 12/3/2012 7:19:18 PM |
Nco | $100.00 | 12/3/2012 6:05:22 PM |
asset-professor | $35.00 | 12/4/2012 9:46:27 AM |
PFTLender | $25.00 | 12/4/2012 3:06:32 PM |
open-minded-p2p1 | $25.00 | 12/4/2012 11:49:33 AM |
Tscheddar | $25.00 | 12/6/2012 10:52:18 AM |
Investor_DP | $100.00 | 12/6/2012 10:27:48 AM |
responsible-worth113 | $35.00 | 12/6/2012 1:32:59 PM |
worth-aurora4 | $25.00 | 12/6/2012 5:54:45 PM |
gursevak | $25.00 | 12/6/2012 5:09:04 PM |
first-inspiring-vigilance | $25.00 | 12/6/2012 6:31:50 PM |
stock106 | $25.00 | 12/6/2012 5:47:10 PM |
52digital | $50.00 | 12/6/2012 5:15:07 PM |
professional-vigilance9 | $100.00 | 12/6/2012 6:50:49 PM |
subtle-bill727 | $25.00 | 12/6/2012 5:52:30 PM |
note-admiral548 | $25.00 | 12/6/2012 5:35:36 PM |
georgethesir | $50.00 | 12/7/2012 5:05:27 AM |
floridass | $25.00 | 12/7/2012 5:47:01 AM |
zipemdown | $25.00 | 12/6/2012 6:07:15 PM |
wise-felicity-blossom | $100.00 | 12/7/2012 9:10:33 AM |
Sibelius2 | $25.00 | 12/7/2012 9:44:37 AM |
mikbos | $25.00 | 12/7/2012 10:07:23 AM |
power-chihuahua | $25.00 | 12/7/2012 10:10:01 AM |
bid-czar8 | $100.00 | 12/7/2012 10:11:45 AM |
the-credit-maker | $100.00 | 12/7/2012 9:31:59 AM |
heart514 | $25.00 | 12/7/2012 9:18:37 AM |
green-loyalty-web | $25.00 | 12/7/2012 10:22:21 AM |
JauaFlash | $25.00 | 12/7/2012 9:41:31 AM |
principal-cooker2 | $50.00 | 12/7/2012 10:33:17 AM |
MadHun | $200.00 | 12/7/2012 9:59:32 AM |
JGENERAL | $25.00 | 12/7/2012 9:50:59 AM |
first-credit-meridian | $50.00 | 12/7/2012 10:33:35 AM |
ventureboy | $27.00 | 12/7/2012 10:34:07 AM |
d2vid | $50.00 | 12/7/2012 10:07:21 AM |
deegeeman | $25.00 | 12/7/2012 10:37:34 AM |
cp-family | $43.00 | 12/7/2012 10:46:33 AM |
dedicated-transaction796 | $25.00 | 12/7/2012 10:31:36 AM |
elegant-hope578 | $50.00 | 12/7/2012 10:34:04 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:45 AM |
81 Investments
|
Borrower Payment Dependent Notes Series
679709
This series of Notes was issued and sold upon the funding of the borrower loan #79373, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Nov-30-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $161.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1984 |
Debt/Income ratio:
| 40% |
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 5 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 29
/
27 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 70 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,834 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| impartial-reward4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3100
Monthly expenses: $2500
Housing: $719Insurance: $70
Car expenses: $247
Utilities: $160
Phone, cable, internet: $35
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 12/3/2012 1:03:40 PM |
AF-Chief | $25.00 | 11/30/2012 5:35:12 PM |
purposeful-durability8 | $100.00 | 11/30/2012 5:49:33 PM |
engaging-worth | $25.00 | 11/30/2012 6:11:19 PM |
principal-star | $25.00 | 11/30/2012 7:13:57 PM |
octoberfresh | $25.00 | 11/30/2012 5:30:35 PM |
LuvToLend | $25.00 | 11/30/2012 5:42:49 PM |
entertaining-rate9 | $25.00 | 11/30/2012 5:31:51 PM |
orange-preeminant-bill | $50.00 | 12/1/2012 4:20:59 AM |
return-point2 | $100.00 | 11/30/2012 5:45:21 PM |
Wrats6 | $25.00 | 11/30/2012 5:54:14 PM |
paxnj | $25.00 | 11/30/2012 7:39:26 PM |
Mikale360 | $25.00 | 11/30/2012 6:56:26 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:30 AM |
hidavehi | $25.01 | 12/1/2012 9:51:40 AM |
gold-sushi | $25.00 | 12/1/2012 1:54:44 PM |
elegant-loot | $50.00 | 12/1/2012 2:23:39 PM |
DreisersFinancier | $50.00 | 12/2/2012 12:48:33 PM |
yield-lion2 | $100.00 | 12/2/2012 5:39:06 PM |
matthewa | $25.00 | 12/2/2012 3:54:07 PM |
Interest2thePeople | $100.00 | 12/3/2012 9:12:08 AM |
valiant-money | $30.00 | 12/3/2012 9:15:37 AM |
fabulous-community4 | $25.00 | 12/2/2012 5:42:54 PM |
special-currency6 | $50.00 | 12/2/2012 5:48:26 PM |
justasoldier | $100.00 | 12/2/2012 6:09:47 PM |
WeshaTheLeopard | $25.00 | 12/2/2012 8:52:00 PM |
Miami | $25.00 | 12/3/2012 9:44:52 AM |
contract-student2 | $40.00 | 12/3/2012 7:16:48 AM |
first-serene-credit | $25.00 | 12/3/2012 9:13:03 AM |
thrilling-fund427 | $50.00 | 12/3/2012 9:22:19 AM |
successful-agreement7 | $100.00 | 12/3/2012 9:37:49 AM |
dunox | $75.00 | 12/3/2012 9:30:56 AM |
Lender2895a | $100.00 | 12/3/2012 9:53:37 AM |
grammaspurse | $25.00 | 12/3/2012 8:51:02 PM |
the-inspired-justice | $25.00 | 12/3/2012 11:39:24 PM |
treasure-hunter270 | $50.00 | 12/4/2012 7:43:53 AM |
prudent-deal662 | $25.00 | 12/3/2012 6:36:48 PM |
broker048 | $25.00 | 12/3/2012 9:13:03 PM |
euro-eagle1 | $25.58 | 12/4/2012 7:17:08 AM |
ChoiceInvestments | $27.00 | 12/4/2012 2:16:36 PM |
Rearden_Steel | $25.00 | 12/5/2012 7:53:03 AM |
dunkard13 | $100.00 | 12/4/2012 6:30:34 PM |
Assets-Up | $25.00 | 12/4/2012 7:22:42 PM |
01a_MrUSC_IRA | $25.00 | 12/5/2012 5:50:13 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:04 AM |
jpac1066 | $25.00 | 12/6/2012 11:51:58 AM |
zipemdown | $25.00 | 12/6/2012 6:06:24 PM |
bob450-roth | $25.00 | 12/7/2012 4:48:27 AM |
pierrelasvegas | $25.00 | 12/7/2012 4:09:21 AM |
tech310 | $50.00 | 12/7/2012 9:12:01 AM |
circuitfive | $25.00 | 12/7/2012 9:14:16 AM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:26 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:27 AM |
kulender | $100.00 | 12/7/2012 1:18:56 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:58 PM |
wwwUniversal | $25.00 | 12/7/2012 5:03:32 PM |
q4golf | $27.00 | 12/7/2012 3:07:05 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:25 PM |
Oak-Parker | $25.00 | 12/7/2012 6:57:13 PM |
Brisket_Bob | $27.50 | 12/7/2012 6:11:54 PM |
new-discrete-camaraderi | $25.00 | 12/8/2012 3:35:47 AM |
keichi03 | $35.87 | 12/8/2012 8:04:53 AM |
Nickle-Back | $25.00 | 12/7/2012 11:04:23 PM |
loan-fate | $50.00 | 12/8/2012 12:02:18 PM |
GalileoBob | $25.00 | 12/8/2012 12:24:09 PM |
compatible-deal9 | $25.00 | 12/8/2012 12:05:14 PM |
WalnutCreekguy | $50.00 | 11/30/2012 5:36:09 PM |
ready-interest9 | $25.00 | 11/30/2012 6:10:34 PM |
MoneyForNothing | $25.03 | 11/30/2012 5:09:19 PM |
valiant-return584 | $50.00 | 11/30/2012 5:32:59 PM |
bazaar-tulip | $25.00 | 11/30/2012 6:03:53 PM |
enthusiastic-balance5 | $100.00 | 11/30/2012 6:17:33 PM |
LaGrangeLender | $60.00 | 11/30/2012 6:11:42 PM |
five-star-note | $25.00 | 11/30/2012 7:21:27 PM |
slowgains | $25.00 | 11/30/2012 7:37:17 PM |
LittleMingo | $30.00 | 12/1/2012 11:56:46 AM |
DoctorJoe | $25.00 | 12/1/2012 7:03:03 AM |
FinDoc | $25.00 | 12/1/2012 7:19:08 AM |
mikeandcat | $44.98 | 12/1/2012 7:39:10 AM |
Bob450 | $25.00 | 12/1/2012 10:22:27 AM |
deal-vibrato | $25.00 | 12/1/2012 1:25:46 PM |
108lender | $200.00 | 12/1/2012 1:57:30 PM |
balance-force | $35.00 | 12/1/2012 1:28:19 PM |
thankful-nickel2 | $50.00 | 12/1/2012 1:36:59 PM |
monster4 | $50.00 | 12/1/2012 1:50:35 PM |
DiligentiaLLC | $100.00 | 12/1/2012 6:45:27 PM |
fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:52 PM |
Christophe | $25.00 | 12/1/2012 9:16:34 PM |
jmeasn | $25.00 | 12/2/2012 1:55:19 PM |
Phunder | $25.00 | 12/2/2012 10:52:08 PM |
scarlet-velvet | $50.08 | 12/2/2012 11:00:20 PM |
lucrative-loan | $100.00 | 12/2/2012 5:33:20 PM |
brightest-organized-balance | $25.00 | 12/2/2012 9:42:40 PM |
01a_MrUSC_IRA | $25.00 | 12/3/2012 4:53:46 AM |
CincyTex | $25.00 | 12/3/2012 5:26:59 AM |
E-2 | $100.00 | 12/3/2012 9:24:29 AM |
1NiceLender | $25.00 | 12/3/2012 9:58:12 AM |
Lender_1972 | $25.00 | 12/3/2012 4:19:08 PM |
yield-voyager8 | $25.00 | 12/3/2012 10:50:14 AM |
super_pickle | $100.00 | 12/3/2012 11:41:27 AM |
friendinmoney | $25.00 | 12/4/2012 6:38:25 AM |
Socorro_Capital_Partners | $25.01 | 12/4/2012 9:02:02 AM |
djkaiser | $25.00 | 12/4/2012 11:38:33 AM |
JGuide | $25.00 | 12/4/2012 11:26:02 AM |
integrity-doctor | $100.00 | 12/4/2012 1:25:39 PM |
finance-coyote3 | $360.00 | 12/5/2012 3:22:03 AM |
Tscheddar | $25.00 | 12/5/2012 11:32:39 AM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:31 AM |
GoodScot | $25.00 | 12/6/2012 9:09:25 AM |
radiobuda | $40.00 | 12/6/2012 1:11:31 PM |
skillful-durability8 | $25.00 | 12/6/2012 5:02:49 PM |
Black_Dog_Lending | $50.00 | 12/6/2012 9:06:40 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 11:05:23 AM |
moola-accelerator6 | $35.00 | 12/7/2012 10:12:08 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:37 AM |
contract-amigo7 | $25.00 | 12/8/2012 8:59:01 AM |
roadtruck | $50.00 | 12/8/2012 10:42:10 AM |
rockhound84 | $40.00 | 12/8/2012 5:24:45 AM |
chrisb1414 | $25.00 | 12/8/2012 6:50:53 AM |
Leshan | $100.00 | 12/8/2012 7:26:25 AM |
green-commerce-festivity | $53.84 | 12/8/2012 8:07:38 AM |
SkyLoan | $34.42 | 12/8/2012 3:20:33 AM |
credit-prodigy4 | $50.00 | 12/8/2012 5:11:23 AM |
principal-laser | $74.09 | 12/8/2012 7:06:09 AM |
Peacepower | $29.59 | 12/8/2012 1:28:03 PM |
125 Investments
|
Borrower Payment Dependent Notes Series
679743
This series of Notes was issued and sold upon the funding of the borrower loan #78990, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,871.16 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 11.25% |
Listing Start date:
| Nov-29-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $185.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 7m |
Amount delinquent:
| $116 |
Total credit lines:
| 9 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,094 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| order-symphony8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: pay off bills
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I would make sure my loan is always paid on time due to being less stressed by the bills that will be paid of with this loan
Monthly net income: $ 4,300 varies with over time
Monthly expenses: $ 4049 some vary
Housing: $1429
Insurance: $600 every 3months
Car expenses: $0
Utilities: $500
Phone, cable, internet: $370
Food, entertainment: $ 350
Clothing, household expenses: 200
Credit cards and other loans: $ 500
Other expenses: $
100 varies
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $200.00 | 11/29/2012 5:16:38 PM |
return-point2 | $100.00 | 11/29/2012 5:33:22 PM |
WalnutCreekguy | $50.00 | 11/29/2012 5:20:57 PM |
newest-currency-vibrato | $25.00 | 11/29/2012 5:12:37 PM |
Kaj | $25.00 | 11/29/2012 6:31:19 PM |
Rogelio48 | $25.00 | 11/30/2012 8:21:32 AM |
asset-professor | $35.00 | 11/30/2012 10:01:12 AM |
capital-investor8 | $25.00 | 11/30/2012 10:26:57 AM |
LuvToLend | $25.00 | 11/30/2012 11:54:36 AM |
vigorous-velocity | $300.00 | 12/4/2012 5:26:00 PM |
brainy-return234 | $50.00 | 12/4/2012 7:04:53 PM |
melodious-openness | $100.00 | 12/6/2012 3:43:38 PM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:27 AM |
five-star-justice | $25.00 | 12/8/2012 12:26:56 PM |
simplelender80 | $75.00 | 12/9/2012 2:00:42 PM |
Miami | $25.00 | 12/10/2012 9:40:06 AM |
careful-vigilance4 | $25.00 | 12/10/2012 5:15:26 PM |
fire_torf | $25.00 | 12/10/2012 10:40:02 PM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:46 AM |
Makingitrain | $25.00 | 12/11/2012 10:27:23 AM |
digipak78 | $50.00 | 12/11/2012 11:08:27 AM |
pollosquawk | $50.00 | 12/11/2012 3:45:13 PM |
miked8303 | $75.00 | 12/11/2012 10:38:51 AM |
money-bauble | $100.00 | 12/11/2012 5:14:00 PM |
MissionMicroFinance | $25.00 | 12/11/2012 6:22:16 PM |
RobertL857 | $30.16 | 12/11/2012 7:10:53 PM |
ethical-truth211 | $400.00 | 12/12/2012 2:14:01 AM |
Mucman72 | $25.00 | 12/11/2012 6:22:45 PM |
worlds-best-commerce5 | $50.00 | 12/11/2012 8:22:57 PM |
LeReve | $500.00 | 12/12/2012 10:11:18 AM |
bob450-roth | $25.00 | 12/12/2012 10:44:12 AM |
EL_Papin | $25.00 | 12/12/2012 11:10:06 AM |
trajectory8 | $25.00 | 12/12/2012 10:17:05 AM |
Comoparklender | $25.00 | 12/12/2012 10:59:27 AM |
bazaar-tulip | $73.00 | 12/12/2012 6:55:36 PM |
prescription0 | $25.00 | 12/12/2012 6:19:18 PM |
capital-magician561 | $25.00 | 12/13/2012 8:20:47 AM |
thelovebug | $100.00 | 12/13/2012 9:33:18 AM |
wwwUniversal | $25.00 | 12/13/2012 11:15:39 AM |
liberty-society5 | $25.00 | 12/13/2012 11:56:37 AM |
dignified-coin128 | $25.00 | 12/13/2012 1:13:07 PM |
moola-gondola1 | $25.00 | 12/13/2012 3:43:45 PM |
Katburg | $25.00 | 12/13/2012 10:34:20 AM |
DreDub | $25.00 | 12/13/2012 1:09:57 PM |
open-minded-p2p1 | $25.00 | 11/29/2012 5:26:17 PM |
receptive-affluence035 | $25.00 | 11/29/2012 6:11:54 PM |
SLN-10 | $60.00 | 11/29/2012 7:50:44 PM |
hope-den1 | $25.00 | 11/29/2012 11:24:32 PM |
selector568 | $246.00 | 11/30/2012 11:46:34 AM |
6515Wheat | $25.00 | 11/30/2012 11:48:05 AM |
thrilling-fund427 | $50.00 | 11/30/2012 4:12:28 PM |
Bob450 | $25.00 | 11/30/2012 6:31:30 PM |
new-start18100 | $25.00 | 12/2/2012 1:05:03 PM |
green-high-five7 | $65.00 | 12/3/2012 5:11:13 PM |
kenji4861 | $25.00 | 12/4/2012 10:25:19 AM |
successful-agreement7 | $43.00 | 12/4/2012 5:27:33 PM |
scrooge2020 | $75.00 | 12/4/2012 6:13:03 PM |
Tscheddar | $25.00 | 12/6/2012 5:49:30 AM |
Weaverville | $25.00 | 12/5/2012 8:41:48 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:21:53 AM |
zipemdown | $25.00 | 12/6/2012 6:05:43 PM |
decisive-return611 | $100.00 | 12/7/2012 1:02:09 PM |
kulender | $100.00 | 12/7/2012 1:18:51 PM |
valiant-return584 | $50.00 | 12/7/2012 6:10:34 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:21 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:50 AM |
a-credit-rotation | $25.00 | 12/10/2012 5:48:30 PM |
marcomnzs | $25.00 | 12/10/2012 5:01:56 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:22 PM |
truth-companion | $25.00 | 12/11/2012 10:45:54 AM |
keen-economy6 | $25.00 | 12/11/2012 9:43:07 AM |
Edakers | $25.00 | 12/11/2012 1:49:32 PM |
payment-gusto | $25.00 | 12/11/2012 4:42:10 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:33 PM |
notupdated | $25.00 | 12/12/2012 10:17:48 AM |
worldly-gold | $49.00 | 12/12/2012 9:48:56 AM |
SugarMommy | $25.00 | 12/12/2012 10:16:50 AM |
trumpeter391 | $25.00 | 12/12/2012 11:04:40 AM |
first-integrity-gravity | $50.00 | 12/12/2012 5:46:44 PM |
loyalty-cupcake6 | $25.00 | 12/12/2012 6:01:44 PM |
cardminger | $25.00 | 12/12/2012 6:26:56 PM |
KMSB | $50.00 | 12/13/2012 8:49:13 AM |
Wellman | $25.00 | 12/13/2012 9:58:49 AM |
riveting-community | $45.00 | 12/13/2012 10:57:56 AM |
mikbos | $25.00 | 12/13/2012 9:27:49 AM |
Foggy | $25.00 | 12/13/2012 10:45:18 AM |
HelpWhenNeeded | $25.00 | 12/13/2012 11:10:25 AM |
87 Investments
|
Borrower Payment Dependent Notes Series
679875
This series of Notes was issued and sold upon the funding of the borrower loan #79304, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Nov-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 2% |
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| money-prospector988 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cosmetic Procedures
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3786.66
Monthly expenses: $
Housing: $550
Insurance: $0.00
Car expenses: $120
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $0.00
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rate-advocator7 | $250.00 | 11/30/2012 9:18:33 AM |
blue111 | $25.00 | 11/30/2012 11:24:20 AM |
joelnet | $25.00 | 11/30/2012 1:07:10 PM |
worthy-bid8 | $100.00 | 12/2/2012 12:42:46 PM |
let_me_retire | $50.00 | 12/3/2012 11:54:43 AM |
appetizing-loyalty354 | $25.00 | 12/4/2012 5:19:03 PM |
LuvToLend | $25.00 | 12/5/2012 10:39:33 AM |
stock106 | $25.00 | 12/5/2012 3:38:31 PM |
finance-upholder3 | $32.21 | 12/8/2012 4:51:28 AM |
bid-ace937 | $50.00 | 12/8/2012 8:21:42 PM |
boogienation | $25.00 | 12/9/2012 11:17:40 AM |
exponential-fairness2 | $25.00 | 12/9/2012 9:26:01 AM |
jebber007 | $40.00 | 12/9/2012 9:30:22 AM |
ethical-truth211 | $100.00 | 12/9/2012 10:19:52 AM |
bold-joyful-coin9 | $25.00 | 12/9/2012 3:17:46 PM |
motivator72 | $25.00 | 12/10/2012 7:09:44 AM |
ironman84 | $25.00 | 12/10/2012 4:01:40 AM |
balance-vinyl5 | $100.00 | 12/10/2012 10:15:27 AM |
subtle-bill727 | $25.00 | 12/10/2012 5:47:36 PM |
chicagoshoetrader | $17.24 | 12/10/2012 8:07:22 PM |
dcfinancial | $25.00 | 12/10/2012 6:06:17 PM |
ovva | $25.00 | 12/10/2012 6:11:03 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:30:48 PM |
LeverageLender | $25.00 | 12/10/2012 7:59:05 PM |
cattlebaron | $50.00 | 11/30/2012 5:29:30 PM |
Rogelio48 | $25.00 | 12/1/2012 7:40:19 AM |
CA-Lender | $25.00 | 12/1/2012 9:40:50 AM |
market-bearer0 | $25.00 | 12/2/2012 5:41:19 PM |
majestic-note6 | $150.00 | 12/4/2012 5:33:45 PM |
diplomatic-wealth7 | $25.00 | 12/4/2012 5:49:05 PM |
worth-shower8 | $100.00 | 12/7/2012 10:18:46 AM |
businessbroker101 | $50.00 | 12/7/2012 9:58:30 AM |
value-burrito | $28.34 | 12/10/2012 9:35:38 AM |
attractive-rate | $25.00 | 12/10/2012 1:06:10 PM |
deal-selector5 | $25.00 | 12/10/2012 4:30:25 PM |
Ocean713 | $75.00 | 12/10/2012 6:57:33 PM |
J1mS | $157.21 | 12/10/2012 8:05:18 PM |
chevy92 | $50.00 | 12/10/2012 6:52:38 PM |
CO80487 | $50.00 | 12/10/2012 7:17:05 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
679949
This series of Notes was issued and sold upon the funding of the borrower loan #79114, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-01-2012 |
Term:
| 12 months | | |
Listing End date:
| Dec-03-2012 |
|
Lender yield:
| 19.01% |
Borrower rate/APR:
| 20.01% / 27.88% |
Monthly payment:
| $185.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.39% | | |
| |
Estimated return*:
| 6.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 12% |
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $718 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| adventurous-generosity499 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To pay off a debt
This loan will be used to... pay off a debt
My financial situation: I am working full time but got scammed and have over drawn my checking account
I am a good candidate for this loan because... I can pay off this loan in a year and will set up electronic payments every month
Monthly net income: $ 5500
Monthly expenses: $300
Housing: $700
Insurance: $40
Car expenses: $0
Utilities: $450
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
open-minded-p2p1 | $25.00 | 12/1/2012 12:15:22 PM |
octoberfresh | $25.00 | 12/1/2012 12:18:37 PM |
return-point2 | $100.00 | 12/1/2012 12:40:58 PM |
lowrater | $50.40 | 12/1/2012 12:54:48 PM |
majestic-bill8 | $25.00 | 12/1/2012 1:02:26 PM |
WalnutCreekguy | $50.00 | 12/1/2012 1:09:10 PM |
ucantbeetit | $25.00 | 12/1/2012 1:10:44 PM |
fmanjoo | $25.00 | 12/1/2012 1:34:50 PM |
superb-funds335 | $25.00 | 12/1/2012 1:35:02 PM |
newest-generous-income | $25.00 | 12/1/2012 1:47:40 PM |
the-truth-hercules | $100.00 | 12/1/2012 3:23:42 PM |
money-exchanger4 | $25.00 | 12/1/2012 2:24:42 PM |
jmvingeorgia | $30.85 | 12/2/2012 6:30:39 AM |
gold-miser9 | $53.06 | 12/2/2012 11:47:54 AM |
TumbleWeed88 | $25.00 | 12/2/2012 12:40:20 PM |
BountifulLending | $52.25 | 12/3/2012 7:05:30 AM |
seadogs | $25.00 | 12/2/2012 2:23:48 PM |
justasoldier | $100.00 | 12/2/2012 5:54:08 PM |
green-brainy-liberty | $50.00 | 12/3/2012 1:07:45 AM |
ResQDoc | $25.00 | 12/3/2012 7:44:54 AM |
Frank512 | $25.00 | 12/3/2012 6:42:07 AM |
britches613 | $25.00 | 12/3/2012 8:58:01 AM |
investment-comet | $25.00 | 12/3/2012 7:20:19 AM |
oskizzle | $25.00 | 12/3/2012 8:44:20 AM |
thrilling-point2 | $40.00 | 12/3/2012 9:20:13 AM |
Wrats6 | $25.00 | 12/1/2012 12:04:43 PM |
ferocious-kindness8 | $35.00 | 12/1/2012 12:22:01 PM |
value-allocator1 | $100.00 | 12/1/2012 12:30:27 PM |
money-sequoia9 | $25.00 | 12/1/2012 12:38:21 PM |
payment-halo | $25.00 | 12/1/2012 12:59:42 PM |
theogeer | $25.00 | 12/1/2012 1:45:55 PM |
1traveler | $25.00 | 12/1/2012 1:15:32 PM |
credit-wheel7 | $25.00 | 12/1/2012 1:55:42 PM |
influential-peso9 | $25.00 | 12/1/2012 1:58:15 PM |
coin-gusto | $47.40 | 12/1/2012 3:31:40 PM |
Free-the-usa-1776 | $35.64 | 12/1/2012 5:15:10 PM |
OCedHrt | $37.41 | 12/1/2012 10:28:29 PM |
john0720 | $25.00 | 12/1/2012 2:19:09 PM |
DevinHill_IRA | $30.00 | 12/1/2012 3:22:58 PM |
loot-chemistry2 | $51.00 | 12/1/2012 8:53:36 PM |
return-enforcer5 | $25.00 | 12/2/2012 2:41:42 PM |
smart-platinum7 | $103.46 | 12/2/2012 2:44:52 PM |
Samartian-Fund | $25.09 | 12/2/2012 2:49:35 PM |
wishihadmore | $25.00 | 12/2/2012 1:02:00 PM |
the-sweet-penny2 | $25.00 | 12/3/2012 8:13:37 AM |
ghettodrvr | $25.00 | 12/2/2012 5:07:27 PM |
wampum-demon0 | $25.00 | 12/2/2012 11:41:23 PM |
a-versatile-power | $25.00 | 12/3/2012 12:40:26 AM |
bonus-animal4 | $75.00 | 12/2/2012 8:56:39 PM |
enticing-affluence6 | $50.00 | 12/2/2012 9:12:37 PM |
first-integrity-gravity | $6.44 | 12/3/2012 9:46:21 AM |
slxvq | $27.00 | 12/3/2012 8:26:47 AM |
thinker6 | $25.00 | 12/3/2012 9:20:22 AM |
53 Investments
|
Borrower Payment Dependent Notes Series
679975
This series of Notes was issued and sold upon the funding of the borrower loan #79397, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Nov-29-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 24.57% |
Borrower rate/APR:
| 25.57% / 28.16% |
Monthly payment:
| $296.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.63% | | |
| |
Estimated return*:
| 12.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 32% |
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 30
/
28 | Length of status: | 8y 4m |
Amount delinquent:
| $2,358 |
Total credit lines:
| 51 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,011 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| autonomous-market492 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2011)
|
Principal balance:
| $3,059.49 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Debt consolidation
Purpose of loan: I would like to consolidate some of my debt and make some home repairs. I am a payment behind on my mortgage right now and would like to use some of the money to bring it current. I had many repairs to make on my house and there are still some that need to be made. I have my house on the market right now and I have quite a bit of equity in the home but it will not sell in it's current condition. I don't have enough money right now to fix the house and to pay off my debt so that is why I am applying for a loan. Once my house is fixed and sold it will be very helpful with the equity I have in it.
This loan will be used to...fix the home and pay off a credit card.
My financial situation: I have a little reserve and I am on time with all my payments except for the one house payment. I don't want to use everything I have because of incidentals.
I am a good candidate for this loan because...I have a good payment history. I earn a good wage and my employment is very stable. I have been with my current employer for over 8 years and I also have a second job for supplemental income.
Monthly net income: $4784.00
Monthly expenses: $3278.72(includes those items listed below)
Housing: $700.00
Insurance: $101.27
Car expenses: $547.45
Utilities: $250.00
Phone, cable, internet: $200.00
Food, entertainment: $400.00
Clothing, household expenses: $200.00
Credit cards and other loans: $880.00
Other expenses: $none (only incidentals)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enthusiastic-balance5 | $100.00 | 11/29/2012 9:06:52 AM |
money-genome84 | $250.00 | 11/29/2012 9:08:19 AM |
Hedge-Fund | $25.00 | 11/29/2012 9:12:40 AM |
WalnutCreekguy | $50.00 | 11/29/2012 9:21:26 AM |
Money__Tree | $200.00 | 11/29/2012 9:34:43 AM |
Dubbs360 | $50.00 | 11/29/2012 10:06:25 AM |
halothane_logic | $25.02 | 11/29/2012 12:04:00 PM |
Risk4Reward | $25.00 | 11/29/2012 3:36:32 PM |
RGlad | $35.00 | 11/29/2012 11:28:28 AM |
peace-adventurer3 | $25.00 | 11/29/2012 12:06:34 PM |
five-star-note | $25.00 | 11/29/2012 12:16:43 PM |
money-baron-Roth401k | $25.00 | 11/29/2012 6:23:44 PM |
refined-hope3 | $25.00 | 11/29/2012 5:13:49 PM |
jiftostada | $25.00 | 11/29/2012 5:24:27 PM |
1313mark1313 | $50.07 | 11/29/2012 5:29:22 PM |
return-point2 | $100.00 | 11/29/2012 5:33:15 PM |
purposeful-durability8 | $100.00 | 11/29/2012 5:46:18 PM |
Johnny2Dogs | $25.00 | 11/29/2012 6:27:14 PM |
sweetsassymolassy | $25.00 | 11/30/2012 10:14:05 AM |
AF-Chief | $25.00 | 11/30/2012 11:17:07 AM |
successful-agreement7 | $100.00 | 11/30/2012 4:21:09 PM |
TumbleWeed88 | $25.00 | 11/30/2012 5:53:11 PM |
careful-dinero21 | $25.00 | 12/1/2012 11:01:23 AM |
CA-Lender | $25.00 | 12/1/2012 9:36:28 AM |
HammerSmith | $25.00 | 12/1/2012 1:12:38 PM |
wormdc | $25.00 | 12/1/2012 1:54:47 PM |
first-serene-credit | $25.00 | 12/3/2012 9:20:04 AM |
life-is-great | $25.00 | 12/4/2012 9:49:17 AM |
justreturns | $25.00 | 12/4/2012 10:08:35 AM |
integrity-doctor | $100.00 | 12/4/2012 1:45:20 PM |
netg | $75.00 | 12/5/2012 10:10:31 AM |
Weaverville | $25.00 | 12/5/2012 8:41:47 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 8:26:13 AM |
zipemdown | $25.00 | 12/6/2012 6:05:20 PM |
jwesleym | $25.00 | 12/7/2012 9:13:12 AM |
_G_ | $25.00 | 12/7/2012 3:29:20 PM |
decisive-return611 | $100.00 | 12/7/2012 1:02:06 PM |
kulender | $100.00 | 12/7/2012 1:18:48 PM |
valiant-return584 | $50.00 | 12/7/2012 6:10:28 PM |
peso-lyrics7 | $30.00 | 12/8/2012 12:30:53 PM |
careful-vigilance4 | $25.00 | 12/8/2012 1:49:09 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:30 PM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:19 PM |
SouthernRemarketing | $25.00 | 12/10/2012 5:03:32 AM |
TheHillsAreAlive | $25.00 | 12/10/2012 9:50:49 AM |
1NiceLender | $25.00 | 12/10/2012 9:52:56 AM |
ferocious-exchange3 | $50.00 | 12/10/2012 9:42:10 PM |
sentimental-economy486 | $25.00 | 12/11/2012 8:20:45 AM |
money-bauble | $100.00 | 12/11/2012 10:12:35 AM |
Sunshine2222 | $25.00 | 12/11/2012 10:19:17 AM |
miked8303 | $75.00 | 12/11/2012 10:38:48 AM |
aldeed | $50.00 | 12/11/2012 1:03:03 PM |
notupdated | $25.00 | 12/11/2012 10:38:24 AM |
payment-gusto | $25.00 | 12/11/2012 4:42:09 PM |
knowledgeable-silver6 | $25.00 | 12/11/2012 6:14:05 PM |
prescription0 | $25.00 | 12/11/2012 5:37:21 PM |
MakeItPour | $25.00 | 12/11/2012 5:45:01 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:28 PM |
trajectory8 | $25.00 | 12/11/2012 6:24:54 PM |
genius520 | $34.00 | 12/12/2012 9:02:58 AM |
return-pioneer221 | $192.00 | 12/12/2012 9:42:15 AM |
compassionate-auction6 | $84.00 | 12/12/2012 9:47:59 AM |
ruxpin1976 | $25.00 | 12/12/2012 9:48:50 AM |
pbr | $50.00 | 12/12/2012 9:13:54 AM |
alexander-hamilton | $200.00 | 12/12/2012 9:14:46 AM |
zone8 | $31.00 | 12/12/2012 9:18:15 AM |
gimmeopenroad | $50.00 | 12/12/2012 9:56:58 AM |
deal-pinnacle7 | $25.00 | 12/12/2012 10:11:24 AM |
Canidae | $25.00 | 12/12/2012 9:04:46 AM |
dunox | $75.00 | 12/12/2012 9:51:25 AM |
durability-ace9 | $25.00 | 12/12/2012 9:20:16 AM |
durability-officer | $32.00 | 12/12/2012 10:02:32 AM |
ah-long | $25.00 | 12/12/2012 10:11:01 AM |
tornandfrayed | $25.00 | 12/12/2012 10:13:12 AM |
speedy-peso1 | $100.00 | 12/12/2012 10:18:16 AM |
treasure-widget | $25.00 | 12/12/2012 9:44:21 AM |
fairness-atmosphere | $25.00 | 12/12/2012 12:14:48 PM |
the-hope-workhorse | $25.00 | 12/12/2012 12:19:33 PM |
the-healthy-commitment | $25.00 | 12/12/2012 10:30:22 AM |
bid-banjo3 | $100.00 | 12/12/2012 9:53:51 AM |
duty-viola | $35.00 | 12/12/2012 10:50:31 AM |
chief64 | $200.00 | 12/12/2012 9:56:54 AM |
Wellman | $25.00 | 12/12/2012 10:00:52 AM |
ingenious-yield3 | $25.00 | 12/12/2012 11:42:29 AM |
miamibeachloaner | $25.00 | 12/12/2012 10:52:06 AM |
ITExec | $100.00 | 12/12/2012 5:09:30 PM |
ore-authority2 | $42.00 | 12/12/2012 5:34:19 PM |
top-historic-peso | $25.00 | 12/12/2012 5:47:52 PM |
gpuck | $25.00 | 12/12/2012 6:40:36 PM |
bartekr | $50.00 | 12/12/2012 6:47:05 PM |
mostlynice | $32.47 | 12/12/2012 2:45:00 PM |
poetic-reward0 | $25.00 | 12/12/2012 6:29:00 PM |
FASTIZIO_P | $27.00 | 12/12/2012 6:15:44 PM |
bazaar-tulip | $166.44 | 12/12/2012 6:55:25 PM |
handy-justice | $25.00 | 11/29/2012 9:06:30 AM |
witty-openness | $25.00 | 11/29/2012 9:06:57 AM |
Nco | $100.00 | 11/29/2012 9:21:32 AM |
thrilling-fund427 | $50.00 | 11/29/2012 10:37:12 AM |
green-loyalty-web | $25.00 | 11/29/2012 9:27:55 AM |
fcrick | $50.00 | 11/29/2012 10:43:43 AM |
bob450-roth | $25.00 | 11/29/2012 9:49:00 AM |
Sagamore | $40.00 | 11/29/2012 10:17:55 AM |
skillful-asset5 | $30.00 | 11/29/2012 4:29:02 PM |
312-Lender | $150.00 | 11/29/2012 11:16:21 AM |
vutah | $45.00 | 11/29/2012 11:41:16 AM |
berniemadeoff | $60.00 | 11/29/2012 11:39:41 AM |
respectful-dough429 | $25.00 | 11/29/2012 12:00:12 PM |
Kaj | $25.00 | 11/29/2012 6:31:16 PM |
melodious-openness | $200.00 | 11/29/2012 5:05:54 PM |
01a_MrUSC_IRA | $25.00 | 11/30/2012 7:47:22 AM |
01a_MrsUSC | $25.00 | 11/30/2012 10:26:38 AM |
Peleadona | $25.00 | 11/30/2012 9:49:23 AM |
vigorous-velocity | $300.00 | 11/30/2012 4:18:47 PM |
kenji4861 | $25.00 | 11/30/2012 5:01:03 PM |
pembull | $25.00 | 11/30/2012 5:23:05 PM |
welcome-to-the-club | $50.00 | 12/1/2012 2:48:03 PM |
workorbe | $50.00 | 12/2/2012 7:05:08 PM |
Tscheddar | $25.00 | 12/5/2012 11:32:37 AM |
dollar-authority | $25.00 | 12/6/2012 6:05:57 AM |
ingenious-currency8 | $25.00 | 12/6/2012 4:26:02 PM |
power-spartan5 | $25.00 | 12/7/2012 10:44:03 AM |
moola-flag4 | $25.00 | 12/7/2012 10:52:39 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:24 AM |
wildanne | $50.00 | 12/10/2012 9:43:07 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:47 AM |
keen-economy6 | $25.00 | 12/10/2012 5:15:50 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:16 PM |
scholarly-payment5 | $25.00 | 12/10/2012 10:05:42 PM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:36 AM |
PrimeFunding | $25.00 | 12/11/2012 10:27:29 AM |
gold-sushi | $25.00 | 12/11/2012 10:30:04 AM |
truth-companion | $25.00 | 12/11/2012 10:45:51 AM |
pollosquawk | $50.00 | 12/11/2012 3:45:12 PM |
ekmendenhall | $46.00 | 12/11/2012 5:29:11 PM |
1randyp | $25.00 | 12/11/2012 5:50:39 PM |
worlds-best-commerce5 | $50.00 | 12/11/2012 8:22:56 PM |
Mucman72 | $25.00 | 12/11/2012 6:21:31 PM |
order-gondola | $25.00 | 12/12/2012 7:15:04 AM |
economy-shrubbery6 | $25.00 | 12/12/2012 9:32:40 AM |
lillian27 | $25.00 | 12/12/2012 9:37:43 AM |
Learning2Lend | $25.00 | 12/12/2012 9:38:04 AM |
spark548 | $100.00 | 12/12/2012 9:48:02 AM |
truth-seeker8 | $100.00 | 12/12/2012 9:48:37 AM |
finance-prescription | $100.00 | 12/12/2012 9:51:12 AM |
social-cocktail1 | $200.00 | 12/12/2012 9:16:10 AM |
mikbos | $25.00 | 12/12/2012 9:54:27 AM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:18 AM |
traice | $25.00 | 12/12/2012 9:41:37 AM |
capital-magician561 | $25.00 | 12/12/2012 9:42:47 AM |
Lamaroni | $25.00 | 12/12/2012 9:43:36 AM |
Lender12 | $25.00 | 12/12/2012 10:18:12 AM |
haplender | $50.00 | 12/12/2012 9:08:08 AM |
kind-truth-circuit | $50.00 | 12/12/2012 9:49:03 AM |
Katburg | $25.00 | 12/12/2012 9:55:28 AM |
Zorro_970 | $100.00 | 12/12/2012 9:56:16 AM |
Track-Layer | $100.00 | 12/12/2012 9:23:15 AM |
velocity-oak | $25.00 | 12/12/2012 11:12:27 AM |
LeReve | $500.00 | 12/12/2012 10:11:17 AM |
webappersn | $25.00 | 12/12/2012 10:14:05 AM |
economy-producer | $25.00 | 12/12/2012 9:43:43 AM |
cash-kin7 | $25.00 | 12/12/2012 9:43:52 AM |
wise-felicity-blossom | $100.00 | 12/12/2012 9:51:36 AM |
tolerant-responsibility051 | $258.00 | 12/12/2012 9:53:25 AM |
Toby1montana | $50.00 | 12/12/2012 9:53:40 AM |
Diamond_Jim | $25.00 | 12/12/2012 9:58:11 AM |
money-surge1 | $25.00 | 12/12/2012 9:58:22 AM |
marketplace-hut9 | $25.00 | 12/12/2012 10:57:39 AM |
trumpeter391 | $25.00 | 12/12/2012 10:57:55 AM |
payment-pursuit3 | $30.00 | 12/12/2012 10:03:15 AM |
economy-ringleader048 | $25.00 | 12/12/2012 3:10:55 PM |
new-intuitive-dime | $25.00 | 12/12/2012 10:09:17 AM |
SugarMommy | $25.00 | 12/12/2012 10:16:49 AM |
loyalty-cupcake6 | $25.00 | 12/12/2012 6:01:40 PM |
TronMedici | $50.00 | 12/12/2012 6:09:30 PM |
bold-decisive-kindness | $25.00 | 12/12/2012 5:22:50 PM |
market-jam | $25.00 | 12/12/2012 6:20:01 PM |
gustavzantanon | $25.00 | 12/12/2012 6:28:26 PM |
mummey | $50.00 | 12/12/2012 6:30:57 PM |
JGENERAL | $25.00 | 12/12/2012 6:45:58 PM |
payout-achievement | $50.00 | 12/12/2012 5:53:40 PM |
bold-direct-social9 | $25.00 | 12/12/2012 6:43:17 PM |
181 Investments
|
Borrower Payment Dependent Notes Series
679985
This series of Notes was issued and sold upon the funding of the borrower loan #79150, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-01-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-04-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
8 | Length of status: | 17y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,200 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-diligent-interest |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt in to one low monthly payment.
My financial situation:
I am a good candidate for this loan because I pay all of my bills on time.
Monthly net income: $ 3264.00
Monthly expenses: $
Housing: $ 561.73
Insurance: $ 133.00
Car expenses: $ 269.71
Utilities: $ 163.00
Phone, cable, internet: $ 54.00
Food, entertainment: $ 400.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 428.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 12/3/2012 9:06:21 PM |
scoobiedoo | $25.02 | 12/1/2012 12:01:44 PM |
ferocious-kindness8 | $35.00 | 12/1/2012 12:22:01 PM |
heavenly-interest9 | $1,000.00 | 12/1/2012 12:30:41 PM |
tranquil-gain1 | $43.00 | 12/1/2012 12:40:34 PM |
dynrep | $25.00 | 12/1/2012 1:11:58 PM |
handy-justice | $50.00 | 12/1/2012 12:38:30 PM |
lowrater | $100.50 | 12/1/2012 12:55:19 PM |
Bob450 | $25.00 | 12/1/2012 1:36:12 PM |
ucantbeetit | $25.00 | 12/1/2012 1:10:44 PM |
john0720 | $25.00 | 12/1/2012 2:19:10 PM |
obduro_1 | $25.00 | 12/1/2012 2:21:13 PM |
enriched-return057 | $25.00 | 12/1/2012 1:39:06 PM |
vutah | $35.00 | 12/1/2012 3:18:09 PM |
slowgains | $25.00 | 12/1/2012 3:40:23 PM |
wise-charming-reward | $200.00 | 12/1/2012 6:10:41 PM |
exciting-fairness | $200.00 | 12/1/2012 7:12:54 PM |
bob450-roth | $25.00 | 12/2/2012 8:10:21 AM |
graceful-investment | $106.00 | 12/2/2012 2:09:35 PM |
a-restless-dollar | $25.00 | 12/2/2012 4:21:06 PM |
prudent-loot | $25.00 | 12/2/2012 9:43:07 PM |
preventivepestcontrol | $50.00 | 12/3/2012 10:41:00 AM |
let_me_retire | $100.00 | 12/3/2012 12:01:22 PM |
blueshound | $25.00 | 12/3/2012 2:35:19 PM |
Christus_Victor | $25.00 | 12/3/2012 9:51:21 PM |
likeable-hope | $25.00 | 12/3/2012 9:46:25 PM |
depalma13 | $25.00 | 12/4/2012 4:58:23 AM |
aquariano2 | $25.00 | 12/4/2012 8:17:41 AM |
jpac1066 | $25.00 | 12/4/2012 8:24:36 AM |
credible-responsibility022 | $25.00 | 12/4/2012 10:29:37 AM |
benefit-javelin | $54.92 | 12/4/2012 1:11:16 PM |
DevinHill_IRA | $25.00 | 12/4/2012 4:52:57 PM |
eccles | $25.00 | 12/4/2012 3:53:14 PM |
buffalobills | $25.00 | 12/4/2012 5:18:00 PM |
deal-selector5 | $25.00 | 12/4/2012 6:35:02 PM |
fervent-commerce | $49.08 | 12/4/2012 5:54:44 PM |
yield-human | $50.00 | 12/4/2012 6:27:46 PM |
DaddyBill | $11.48 | 12/4/2012 8:03:29 PM |
payment-halo | $25.00 | 12/1/2012 1:11:18 PM |
Hedge-Fund | $25.00 | 12/1/2012 12:44:17 PM |
Star_Witness | $25.00 | 12/1/2012 1:27:48 PM |
Rogelio48 | $30.00 | 12/1/2012 1:06:08 PM |
favorite-commerce | $30.00 | 12/1/2012 2:11:51 PM |
berniemadeoff | $75.00 | 12/1/2012 2:11:08 PM |
golffish2 | $25.00 | 12/1/2012 2:36:00 PM |
Nipper99 | $100.00 | 12/1/2012 6:19:49 PM |
big-mac-50 | $200.00 | 12/1/2012 8:09:08 PM |
scholarly-order6 | $25.00 | 12/2/2012 7:30:45 AM |
hope-den1 | $25.00 | 12/2/2012 10:20:15 AM |
red-duty-carrier | $25.00 | 12/2/2012 12:46:41 PM |
justasoldier | $75.00 | 12/2/2012 5:53:06 PM |
green-loyalty-web | $25.00 | 12/2/2012 1:14:17 PM |
restless-dime | $100.00 | 12/3/2012 6:29:42 AM |
thrilling-point2 | $40.00 | 12/3/2012 9:20:38 AM |
greencat | $50.00 | 12/3/2012 10:47:58 AM |
ultimate-peace | $100.00 | 12/3/2012 7:06:59 PM |
forthright-trade | $35.00 | 12/4/2012 10:20:21 AM |
worthy-bid8 | $100.00 | 12/4/2012 10:09:42 AM |
CorsoCapital | $150.00 | 12/4/2012 4:24:02 PM |
theaterguy | $30.00 | 12/4/2012 5:07:29 PM |
DevinHill | $25.00 | 12/4/2012 6:54:47 PM |
61 Investments
|
Borrower Payment Dependent Notes Series
680067
This series of Notes was issued and sold upon the funding of the borrower loan #78882, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Nov-30-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 14.64% |
Borrower rate/APR:
| 15.64% / 17.98% |
Monthly payment:
| $337.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.06% | | |
| |
Estimated return*:
| 10.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 14y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Pilot - Private/Com... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $72,258 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| leader644 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2012)
|
Principal balance:
| $10,873.34 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off existing debt, last step in getting out from under debt from ex-wife.
My financial situation:
I am a good candidate for this loan because...I always have and always will pay all my debts back in full. I have a solid career and have been with the same employer for the last 15 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
persist_in_doing | $25.00 | 11/30/2012 5:19:23 PM |
__A1B2 | $30.00 | 11/30/2012 6:06:40 PM |
leodaguy | $100.00 | 11/30/2012 6:41:31 PM |
Zolton | $300.00 | 11/30/2012 5:17:52 PM |
franzzua | $25.00 | 11/30/2012 5:46:24 PM |
dunkard13 | $100.00 | 11/30/2012 6:07:46 PM |
proper-p2p6 | $100.00 | 12/1/2012 8:24:20 AM |
gravbox | $25.00 | 11/30/2012 6:47:12 PM |
CreditBuilder2 | $50.01 | 11/30/2012 7:14:37 PM |
five-star-note | $25.00 | 11/30/2012 7:21:27 PM |
vines99 | $25.00 | 11/30/2012 10:48:01 PM |
Oakland | $50.00 | 12/1/2012 8:39:50 AM |
indomitable-coin | $25.00 | 12/1/2012 12:27:15 PM |
the_spook | $25.01 | 12/1/2012 1:18:59 PM |
balance-force | $35.00 | 12/1/2012 1:28:20 PM |
welcome-to-the-club | $50.00 | 12/1/2012 2:41:32 PM |
Hippo-IRA1 | $25.00 | 12/2/2012 10:21:58 AM |
purposeful-durability8 | $100.00 | 12/2/2012 12:49:16 PM |
blue-trade-optimizer | $32.49 | 12/3/2012 4:42:25 AM |
wetlands | $200.00 | 12/3/2012 9:47:35 AM |
Arvicco | $400.00 | 12/3/2012 10:01:01 AM |
dunox | $75.00 | 12/3/2012 9:28:01 AM |
NoCal | $50.00 | 12/4/2012 9:43:40 AM |
justreturns | $25.00 | 12/4/2012 10:08:39 AM |
power-chef420 | $25.00 | 12/4/2012 10:14:08 AM |
voipguy88 | $50.00 | 12/4/2012 10:56:32 AM |
supersarah61 | $25.00 | 12/4/2012 1:34:10 PM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:35 AM |
thrilling-commerce6 | $75.00 | 12/5/2012 4:35:13 PM |
yield-voyager8 | $25.00 | 12/5/2012 11:25:44 AM |
established-responsibility10 | $25.00 | 12/5/2012 6:02:18 PM |
loan-mongoose1 | $25.00 | 12/5/2012 7:14:24 PM |
astute-benjamins | $25.00 | 12/6/2012 8:15:30 AM |
miked8303 | $75.00 | 12/6/2012 11:31:45 AM |
compoundinterest | $25.00 | 12/6/2012 10:39:22 AM |
Gordon_Gekko1 | $35.00 | 12/6/2012 9:32:05 PM |
blackfur | $25.00 | 12/7/2012 10:28:14 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:38 AM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:16 PM |
wildanne | $50.00 | 12/8/2012 12:17:07 PM |
macheesmo | $100.00 | 12/8/2012 12:57:39 PM |
Investoman | $25.00 | 12/8/2012 1:12:29 PM |
elog238 | $25.00 | 12/8/2012 2:08:00 PM |
tender-integrity3 | $100.00 | 12/8/2012 12:49:57 PM |
hitsman | $50.00 | 12/8/2012 1:35:21 PM |
entertaining-revenue4 | $50.00 | 12/8/2012 1:32:10 PM |
bonus-quark4 | $25.00 | 12/8/2012 4:50:24 PM |
tough-repayment4 | $32.38 | 12/8/2012 3:41:15 PM |
ethical-truth211 | $200.00 | 12/9/2012 3:23:33 AM |
Sixmil | $100.00 | 12/9/2012 1:51:07 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:33 PM |
point-elm789 | $50.00 | 12/9/2012 12:47:42 PM |
Lastavatar | $167.14 | 12/9/2012 7:25:49 PM |
forceful-note8 | $50.00 | 12/9/2012 1:18:02 PM |
spry-credit269 | $50.00 | 12/9/2012 3:02:23 PM |
newest-organic-rupee | $33.00 | 12/9/2012 9:02:42 PM |
payout-detective7 | $25.00 | 12/10/2012 6:47:19 AM |
funds-captain4 | $50.00 | 12/10/2012 9:01:17 AM |
compatible-deal9 | $25.00 | 12/10/2012 1:04:51 PM |
LimaGuy | $25.00 | 12/10/2012 9:39:04 AM |
generosity-battalion0 | $25.00 | 12/10/2012 10:45:07 AM |
tough-rate662 | $50.00 | 12/10/2012 10:46:15 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:28 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:06:57 AM |
janeybooboo | $75.00 | 12/10/2012 5:57:45 PM |
helping-out | $1,500.00 | 12/10/2012 4:47:19 PM |
leverage-dolphin | $25.00 | 12/11/2012 5:44:24 AM |
ukstevenhawaii | $50.00 | 12/11/2012 2:45:40 AM |
a-graceful-yield | $50.00 | 12/10/2012 9:26:10 PM |
Suit | $25.00 | 12/11/2012 8:42:27 AM |
enthralling-investment | $25.00 | 12/11/2012 10:21:13 AM |
chestnut4 | $25.00 | 12/11/2012 10:25:52 AM |
doopers | $50.00 | 12/11/2012 10:35:26 AM |
ptjg | $100.00 | 12/11/2012 10:20:42 AM |
investment-accruer4 | $150.00 | 12/11/2012 9:43:25 AM |
treasure-generator | $25.00 | 12/11/2012 9:52:40 AM |
GoldenRule01 | $100.00 | 12/11/2012 12:05:21 PM |
Gods_Blessing | $25.00 | 12/11/2012 10:22:43 AM |
rootcanaler | $25.00 | 12/11/2012 1:45:04 PM |
commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:33 PM |
red-active-note | $25.00 | 12/11/2012 12:11:49 PM |
transparency-sequoia6 | $100.00 | 12/11/2012 5:31:55 PM |
exchange-portait7 | $30.00 | 12/11/2012 4:55:46 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:47 PM |
thorough-marketplace441 | $30.42 | 12/11/2012 7:28:55 PM |
contract-amigo7 | $25.00 | 12/11/2012 6:17:15 PM |
finance-coyote3 | $1,195.72 | 12/12/2012 3:37:42 AM |
surferracerskaterboy | $100.00 | 12/11/2012 8:36:48 PM |
lighthouseman | $50.00 | 12/11/2012 9:16:42 PM |
integrity-faire6 | $25.00 | 12/11/2012 6:20:36 PM |
entertaining-rate9 | $25.00 | 11/30/2012 5:31:51 PM |
Sagamore | $40.00 | 11/30/2012 5:36:32 PM |
bazaar-tulip | $25.00 | 11/30/2012 6:03:54 PM |
EFS | $100.00 | 11/30/2012 6:40:39 PM |
green-trade-dolphin2 | $33.18 | 11/30/2012 5:02:48 PM |
CougarRoar | $25.00 | 11/30/2012 5:14:54 PM |
slimof37 | $25.00 | 11/30/2012 5:16:03 PM |
MoneyForNothing | $25.10 | 11/30/2012 5:29:21 PM |
loot-prescription3 | $25.00 | 11/30/2012 5:41:44 PM |
RGlad | $200.00 | 11/30/2012 5:54:30 PM |
ucantbeetit | $25.00 | 12/1/2012 1:10:39 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:47 PM |
Astyanax | $30.00 | 12/1/2012 6:31:26 PM |
nex | $25.00 | 12/1/2012 2:17:36 PM |
XP | $50.00 | 12/2/2012 10:27:54 AM |
tornado351 | $25.00 | 12/3/2012 3:20:49 AM |
tolerant-dinero2 | $25.00 | 12/2/2012 2:09:05 PM |
sjo1984111 | $25.00 | 12/2/2012 4:30:45 PM |
windguy | $50.00 | 12/3/2012 9:59:40 AM |
whitegold24k | $150.00 | 12/3/2012 11:18:20 AM |
upbeat-investment9 | $50.00 | 12/3/2012 12:17:36 PM |
riskreward | $250.00 | 12/3/2012 5:52:01 PM |
Sanford-N-Sons | $25.00 | 12/3/2012 6:11:30 PM |
zchamilton | $50.00 | 12/4/2012 6:37:25 PM |
nv | $25.00 | 12/4/2012 9:19:54 PM |
refined-hope3 | $25.00 | 12/5/2012 9:29:49 AM |
Tscheddar | $25.00 | 12/5/2012 12:18:06 PM |
Castellan | $50.00 | 12/5/2012 6:15:00 PM |
KryptonWare-com | $25.00 | 12/6/2012 9:35:20 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:05 AM |
scholarly-liberty3 | $25.00 | 12/7/2012 9:21:11 AM |
340 | $25.00 | 12/7/2012 10:22:34 AM |
sandcrabsailor | $50.00 | 12/7/2012 5:21:06 PM |
Empower-personal-responsibility | $25.00 | 12/7/2012 12:48:17 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:38:36 PM |
sri59 | $100.00 | 12/8/2012 2:14:16 AM |
managedfund | $1,333.00 | 12/8/2012 1:19:22 PM |
elog238 | $25.00 | 12/9/2012 5:57:51 AM |
ready-vigilance3 | $25.00 | 12/9/2012 9:51:51 AM |
dime-vista2 | $25.00 | 12/9/2012 6:46:53 AM |
meoates1 | $25.00 | 12/9/2012 1:00:20 PM |
themoneydoctor | $100.00 | 12/9/2012 12:33:09 PM |
antlr | $25.00 | 12/9/2012 7:44:02 PM |
kind-credit-nirvana | $25.11 | 12/10/2012 5:25:00 AM |
appetizing-velocity4 | $25.00 | 12/9/2012 2:59:11 PM |
green-loyalty-web | $25.00 | 12/10/2012 9:37:03 AM |
blue-lucrative-rate | $50.00 | 12/10/2012 7:40:13 AM |
penny-socrates5 | $200.00 | 12/10/2012 12:03:19 PM |
Lender0010 | $50.00 | 12/10/2012 12:25:19 PM |
p2p-mogul | $50.00 | 12/10/2012 1:13:38 PM |
heavy_ax | $50.00 | 12/10/2012 9:51:45 AM |
sprinter | $50.00 | 12/10/2012 4:51:28 PM |
jga516 | $25.00 | 12/10/2012 5:18:55 PM |
srspank24 | $105.44 | 12/10/2012 12:17:38 PM |
iamwhatiam | $25.00 | 12/10/2012 2:03:34 PM |
TennSquire | $25.00 | 12/10/2012 5:17:05 PM |
well-mannered-income3 | $120.00 | 12/10/2012 2:55:58 PM |
upperdeck | $25.00 | 12/10/2012 4:09:34 PM |
peso-chief | $100.00 | 12/10/2012 4:37:13 PM |
slick8812 | $25.00 | 12/10/2012 7:22:33 PM |
point-oyster5 | $25.00 | 12/10/2012 6:19:39 PM |
77dowplace | $44.00 | 12/10/2012 10:06:18 PM |
orange-euro-sculpture | $100.00 | 12/10/2012 6:40:00 PM |
worth-gazelle5 | $25.00 | 12/11/2012 5:54:05 AM |
noble-value258 | $100.00 | 12/10/2012 9:32:27 PM |
richt2 | $25.00 | 12/11/2012 7:48:54 AM |
radiant-cash0 | $28.00 | 12/10/2012 10:34:20 PM |
Senechal | $25.00 | 12/11/2012 4:44:56 AM |
saver224 | $50.00 | 12/10/2012 10:55:53 PM |
auction-iris9 | $120.00 | 12/11/2012 10:08:15 AM |
ivy-league-MBA | $25.00 | 12/11/2012 10:20:05 AM |
ChrisTJ | $25.00 | 12/11/2012 9:55:39 AM |
ChrisJB | $25.00 | 12/11/2012 9:31:21 AM |
enchanted-note14 | $25.00 | 12/11/2012 9:43:50 AM |
power-lightning9 | $25.00 | 12/11/2012 5:14:25 PM |
hawaladar | $35.00 | 12/11/2012 5:55:13 PM |
SugarMommy | $25.00 | 12/11/2012 5:37:04 PM |
natural-balance881 | $40.00 | 12/11/2012 7:04:33 PM |
KaChingInvestments | $25.00 | 12/11/2012 7:48:27 PM |
upperdeck | $25.00 | 12/11/2012 7:52:30 PM |
paradigm_shift | $100.00 | 12/11/2012 5:55:13 PM |
171 Investments
|
Borrower Payment Dependent Notes Series
680187
This series of Notes was issued and sold upon the funding of the borrower loan #79297, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-02-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $313.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 33% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 9y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,661 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-excellent-kindness |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Feb-2011)
|
Principal balance:
| $4,970.72 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
__A1B2 | $30.00 | 12/2/2012 12:04:01 PM |
phenomenal-gain5 | $30.00 | 12/2/2012 12:17:45 PM |
green-trade-dolphin2 | $38.59 | 12/2/2012 12:04:27 PM |
creditjunky | $100.00 | 12/2/2012 12:11:29 PM |
ready-interest9 | $25.00 | 12/2/2012 12:11:41 PM |
gravbox | $25.00 | 12/2/2012 2:08:56 PM |
jubilant-capital1 | $25.00 | 12/2/2012 6:24:12 PM |
one-midas | $35.00 | 12/2/2012 9:23:19 PM |
entertaining-rate9 | $25.00 | 12/2/2012 1:33:05 PM |
Zolton | $300.00 | 12/2/2012 1:33:48 PM |
RGlad | $65.00 | 12/2/2012 1:38:59 PM |
slimof37 | $25.00 | 12/2/2012 1:51:54 PM |
five-star-note | $25.00 | 12/2/2012 2:03:55 PM |
thehousewife | $25.00 | 12/3/2012 8:28:42 AM |
CreditBuilder2 | $50.01 | 12/2/2012 2:56:50 PM |
USMC0311 | $25.00 | 12/2/2012 3:02:22 PM |
bazaar-tulip | $25.00 | 12/3/2012 9:29:39 AM |
Mountain-Lion-IRA1 | $50.00 | 12/3/2012 5:18:06 PM |
loot-prescription3 | $25.00 | 12/3/2012 5:53:38 PM |
marketplace-singularity3 | $85.00 | 12/3/2012 6:40:46 PM |
108lender | $200.00 | 12/4/2012 9:18:48 AM |
justreturns | $25.00 | 12/4/2012 10:08:41 AM |
LoanerPrincipal | $25.00 | 12/4/2012 9:56:26 AM |
purposeful-durability8 | $100.00 | 12/4/2012 6:15:06 PM |
indomitable-coin | $25.00 | 12/4/2012 6:18:35 PM |
dunkard13 | $100.00 | 12/4/2012 6:30:35 PM |
SergRoosterDu | $25.00 | 12/5/2012 6:07:34 AM |
dunox | $75.00 | 12/5/2012 10:36:30 AM |
Arvicco | $400.00 | 12/5/2012 10:53:03 AM |
credit-maple | $25.00 | 12/6/2012 5:26:24 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:19 PM |
exchange-cub | $100.00 | 12/9/2012 8:52:10 AM |
appetizing-velocity4 | $25.00 | 12/9/2012 2:59:15 PM |
bold-joyful-coin9 | $25.00 | 12/9/2012 3:30:40 PM |
funds-captain4 | $50.00 | 12/10/2012 9:01:30 AM |
Castellan | $50.00 | 12/10/2012 9:18:08 AM |
valiant-money | $40.00 | 12/10/2012 8:46:50 AM |
payout-paladin3 | $1,700.00 | 12/10/2012 12:53:48 PM |
upperdeck | $25.00 | 12/10/2012 4:13:36 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:39 AM |
hitsman | $50.00 | 12/10/2012 5:05:00 PM |
payout-paladin3 | $150.00 | 12/10/2012 12:38:19 PM |
wildanne | $50.00 | 12/10/2012 10:20:20 AM |
enticing-capital6 | $50.00 | 12/10/2012 5:16:31 PM |
entertaining-revenue4 | $50.00 | 12/10/2012 5:57:47 PM |
prudent-deal662 | $25.00 | 12/10/2012 6:07:12 PM |
objective-investor | $250.00 | 12/10/2012 6:10:37 PM |
best-bonafide-p2p | $25.00 | 12/10/2012 7:45:52 PM |
one2save | $25.00 | 12/10/2012 8:30:52 PM |
well-rounded-income072 | $250.00 | 12/10/2012 9:07:21 PM |
Loan_shark718 | $35.00 | 12/10/2012 7:42:25 PM |
khamen | $25.00 | 12/10/2012 10:34:11 PM |
ferocious-exchange3 | $50.00 | 12/10/2012 9:42:12 PM |
spiritual-compassion3-16 | $25.00 | 12/10/2012 7:18:56 PM |
Rivermaverick | $25.00 | 12/11/2012 8:27:26 AM |
payout-paladin3 | $500.00 | 12/11/2012 8:54:02 AM |
handy-point5 | $25.00 | 12/10/2012 10:02:45 PM |
TT-Bend | $25.00 | 12/11/2012 8:32:23 AM |
justice-officer | $50.24 | 12/11/2012 8:51:23 AM |
Uwantfunds | $25.00 | 12/11/2012 3:20:01 AM |
UT-Longhorn | $50.00 | 12/11/2012 9:50:47 AM |
congardner1 | $25.00 | 12/11/2012 4:12:12 AM |
kls4560 | $25.00 | 12/11/2012 10:18:14 AM |
Loansforyou | $50.00 | 12/11/2012 10:27:01 AM |
refined-hope3 | $25.00 | 12/11/2012 9:25:56 AM |
bewitching-vigilance4 | $25.00 | 12/11/2012 10:11:38 AM |
Proactive-Financial-Lending | $25.00 | 12/11/2012 10:29:19 AM |
Solid-Platinum | $25.00 | 12/11/2012 2:00:15 PM |
repayment-pagoda8 | $100.00 | 12/11/2012 5:28:56 PM |
gdpylz | $25.00 | 12/11/2012 12:54:06 PM |
Josphine | $25.00 | 12/12/2012 5:27:39 AM |
hope-hickory8 | $25.00 | 12/12/2012 5:27:37 AM |
dhkny5 | $50.00 | 12/12/2012 9:21:03 AM |
Roundhouse | $50.00 | 12/12/2012 7:59:17 AM |
balance-force | $28.00 | 12/12/2012 1:52:30 PM |
promise2 | $25.00 | 12/12/2012 12:09:00 PM |
marwadi-62 | $100.00 | 12/12/2012 1:44:47 PM |
TennSquire | $25.00 | 12/13/2012 9:04:17 AM |
amdavadi | $100.00 | 12/13/2012 10:54:30 AM |
managedfund | $1,333.00 | 12/13/2012 10:18:58 AM |
Trigirl23 | $25.00 | 12/13/2012 10:30:10 AM |
PineapplePants | $25.00 | 12/13/2012 10:57:41 AM |
deal-vibrato | $25.00 | 12/2/2012 12:27:31 PM |
CougarRoar | $25.00 | 12/2/2012 12:49:47 PM |
mymoneyblog | $25.00 | 12/2/2012 12:06:51 PM |
glimmering-liberty616 | $25.00 | 12/2/2012 12:14:09 PM |
tolerant-dinero2 | $25.00 | 12/2/2012 2:13:10 PM |
ucantbeetit | $25.00 | 12/2/2012 12:45:17 PM |
Aberdeen | $99.00 | 12/2/2012 12:58:11 PM |
peace-adventurer3 | $25.00 | 12/2/2012 1:39:19 PM |
RGlad | $35.00 | 12/2/2012 3:06:42 PM |
wetlands | $200.00 | 12/3/2012 9:47:48 AM |
windguy | $50.00 | 12/3/2012 9:59:44 AM |
riskreward | $250.00 | 12/3/2012 5:52:05 PM |
kindness-fanatic | $25.00 | 12/3/2012 5:24:51 PM |
franzzua | $25.00 | 12/4/2012 10:02:22 AM |
Socorro_Capital_Partners | $25.01 | 12/4/2012 9:48:38 AM |
supersarah61 | $25.00 | 12/4/2012 1:34:14 PM |
first-serene-credit | $25.00 | 12/5/2012 10:17:48 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:39 AM |
Tscheddar | $25.00 | 12/5/2012 12:18:09 PM |
voipguy88 | $50.00 | 12/5/2012 6:05:55 PM |
payout-paladin3 | $150.00 | 12/6/2012 10:19:34 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:30 AM |
phaded | $25.00 | 12/7/2012 10:10:05 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:48 AM |
Feyenoord | $30.00 | 12/7/2012 11:35:46 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:38:42 PM |
astute-benjamins | $25.00 | 12/8/2012 10:42:55 AM |
compoundinterest | $25.00 | 12/8/2012 12:46:52 PM |
loan-mongoose1 | $25.00 | 12/9/2012 12:43:36 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:37 PM |
grammaspurse | $25.00 | 12/9/2012 7:49:16 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:07:07 AM |
agalt | $50.00 | 12/10/2012 1:18:27 PM |
innovator10 | $500.00 | 12/10/2012 5:40:38 PM |
betterthanstock | $25.00 | 12/11/2012 4:12:46 AM |
Chillito | $25.00 | 12/11/2012 8:37:43 AM |
greenback-maniac | $30.00 | 12/11/2012 3:23:57 AM |
bill-expert | $25.00 | 12/11/2012 9:31:55 AM |
xtrabuck | $100.00 | 12/11/2012 8:55:52 AM |
RiderIRA | $146.36 | 12/11/2012 9:09:20 AM |
lattimer17 | $25.00 | 12/11/2012 8:53:48 AM |
best-basis-trooper | $50.00 | 12/11/2012 1:00:37 PM |
kalamari | $30.00 | 12/11/2012 1:03:27 PM |
MileHighMoney | $25.00 | 12/11/2012 11:01:52 AM |
skillful-durability8 | $50.00 | 12/11/2012 3:06:10 PM |
commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:37 PM |
pure-loyalty6 | $25.91 | 12/11/2012 12:28:45 PM |
CompoundInterest-TheSeventhWundr | $25.00 | 12/11/2012 10:57:27 AM |
cozy-principal883 | $29.00 | 12/11/2012 3:01:07 PM |
GlocalPM | $25.00 | 12/11/2012 3:41:28 PM |
power-defender7 | $25.00 | 12/11/2012 5:45:05 PM |
SkyHighTigers | $40.00 | 12/11/2012 3:42:27 PM |
SugarMommy | $25.00 | 12/11/2012 5:37:10 PM |
sprinter | $50.00 | 12/11/2012 6:15:28 PM |
DonaldColorado | $100.00 | 12/11/2012 6:27:00 PM |
Moneypenny6 | $25.00 | 12/11/2012 6:29:26 PM |
Flyinerb | $50.00 | 12/12/2012 6:35:21 AM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:38 AM |
the-enthralling-coin | $25.00 | 12/12/2012 10:15:08 AM |
djs81 | $75.00 | 12/12/2012 10:16:35 AM |
cilynx | $25.00 | 12/12/2012 10:48:46 AM |
trumpeter391 | $25.00 | 12/12/2012 11:01:30 AM |
djh47a | $25.00 | 12/12/2012 1:14:31 PM |
listing-flower2 | $100.00 | 12/12/2012 10:32:22 PM |
cardminger | $25.00 | 12/12/2012 6:27:14 PM |
oxnard | $25.00 | 12/12/2012 5:15:08 PM |
kind-cash-porcelain | $50.00 | 12/12/2012 10:26:13 PM |
worth-sanctuary9 | $25.00 | 12/13/2012 9:24:33 AM |
silver-saber | $125.00 | 12/13/2012 9:34:05 AM |
crown-year | $1,364.88 | 12/13/2012 11:31:49 AM |
elegant-income3 | $50.00 | 12/13/2012 9:58:28 AM |
153 Investments
|
Borrower Payment Dependent Notes Series
680417
This series of Notes was issued and sold upon the funding of the borrower loan #79138, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-05-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $342.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 35% |
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
21 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 60 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,545 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-baker |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Sep-2011)
800-819
(Nov-2009)
|
Principal balance:
| $3,384.71 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 49 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 7200
Monthly expenses: $ 5300
Housing: $ 1930
Insurance: $ 50
Car expenses: $ 505
Utilities: $ 250
Phone, cable, internet: $ 300
Food, entertainment: $ 700
Clothing, household expenses: $ 150
Credit cards and other loans: $ 500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $60.49 | 12/3/2012 9:02:55 AM |
pure-treasure7 | $50.00 | 12/3/2012 9:13:58 AM |
dime-mandolin9 | $50.00 | 12/3/2012 9:38:45 AM |
entertaining-rate9 | $25.00 | 12/3/2012 9:38:59 AM |
Zorro_970 | $45.00 | 12/3/2012 9:41:07 AM |
green-trade-dolphin2 | $54.69 | 12/3/2012 9:02:21 AM |
__A1B2 | $29.00 | 12/3/2012 9:11:30 AM |
JonDough | $50.00 | 12/3/2012 9:15:55 AM |
ideal-peace5 | $100.00 | 12/3/2012 9:19:19 AM |
affluence-microscope2 | $200.00 | 12/3/2012 9:08:57 AM |
deal-selector5 | $25.00 | 12/3/2012 9:11:33 AM |
JonDough | $62.35 | 12/3/2012 9:24:54 AM |
kind-euro-mirth | $50.00 | 12/3/2012 9:14:38 AM |
uncl-sammy | $25.00 | 12/3/2012 9:42:48 AM |
nickel-ferret | $25.00 | 12/3/2012 9:45:48 AM |
AF-Chief | $25.00 | 12/3/2012 9:47:26 AM |
wetlands | $200.00 | 12/3/2012 9:48:31 AM |
special-dinero553 | $25.00 | 12/3/2012 9:44:30 AM |
deal-vibrato | $25.00 | 12/3/2012 9:49:06 AM |
investor-mike | $25.00 | 12/3/2012 11:42:45 AM |
transaction-seahorse0 | $25.00 | 12/3/2012 9:55:43 AM |
dukeiyer | $25.00 | 12/3/2012 9:56:29 AM |
five-star-note | $25.00 | 12/3/2012 12:40:14 PM |
moola-accelerator6 | $75.00 | 12/3/2012 10:04:35 AM |
first-graceful-contract | $30.00 | 12/3/2012 1:21:40 PM |
Beechturner | $30.00 | 12/3/2012 1:51:24 PM |
snoop4jc | $50.00 | 12/3/2012 4:10:18 PM |
DreisersFinancier | $50.00 | 12/3/2012 11:19:29 AM |
enthusiastic-balance5 | $100.00 | 12/3/2012 11:19:53 AM |
HoosierDaddie | $300.00 | 12/3/2012 5:18:12 PM |
upbeat-investment9 | $50.00 | 12/3/2012 12:05:38 PM |
Detour11 | $25.00 | 12/3/2012 11:23:01 AM |
vMbanusi | $50.00 | 12/3/2012 5:24:47 PM |
RGlad | $35.00 | 12/3/2012 11:40:38 AM |
scholarly-order6 | $40.00 | 12/3/2012 12:15:43 PM |
Fiimg | $50.00 | 12/3/2012 5:37:32 PM |
BostonCapital | $100.00 | 12/3/2012 5:40:44 PM |
riskreward | $250.00 | 12/3/2012 5:52:36 PM |
janeybooboo | $74.74 | 12/3/2012 5:14:28 PM |
Mountain-Lion-IRA1 | $80.00 | 12/3/2012 5:17:22 PM |
XP | $25.00 | 12/3/2012 5:21:05 PM |
kindness-fanatic | $25.00 | 12/3/2012 5:22:11 PM |
commerce-artisan8 | $50.00 | 12/3/2012 5:37:39 PM |
shaps | $26.00 | 12/3/2012 5:49:12 PM |
fuse136 | $25.00 | 12/3/2012 6:25:50 PM |
The-Helper | $25.00 | 12/4/2012 8:04:37 AM |
dkjl | $25.00 | 12/3/2012 9:12:09 PM |
a-trade-lion | $25.00 | 12/3/2012 11:51:13 PM |
promise2 | $26.73 | 12/4/2012 8:22:39 AM |
marwadi-62 | $200.00 | 12/4/2012 8:34:44 AM |
treasure-hunter270 | $50.00 | 12/4/2012 7:43:40 AM |
thehousewife | $25.00 | 12/4/2012 9:11:27 AM |
valiant-money | $60.00 | 12/4/2012 8:54:23 AM |
Socorro_Capital_Partners | $25.01 | 12/4/2012 9:02:06 AM |
Zion-CIF | $50.00 | 12/4/2012 9:17:30 AM |
tolerant-dinero2 | $25.00 | 12/4/2012 9:44:57 AM |
top-courteous-peso | $75.00 | 12/4/2012 11:07:18 AM |
justreturns | $25.00 | 12/4/2012 10:08:52 AM |
CaptainBL | $25.00 | 12/4/2012 11:13:40 AM |
GMR-Medina | $25.00 | 12/4/2012 5:27:52 PM |
FinanceEngine | $70.00 | 12/4/2012 2:17:36 PM |
qsolo | $25.00 | 12/4/2012 4:57:30 PM |
PFTLender | $25.00 | 12/4/2012 3:06:14 PM |
attractive-reward392 | $25.00 | 12/4/2012 6:05:42 PM |
wise-virtuous-vigilance | $36.00 | 12/4/2012 5:31:56 PM |
NeketanBank | $25.00 | 12/4/2012 7:24:03 PM |
XenonX | $25.00 | 12/4/2012 6:17:26 PM |
finance-coyote3 | $1,856.62 | 12/5/2012 3:15:07 AM |
brightest-organized-balance | $25.00 | 12/4/2012 7:06:50 PM |
alaco | $25.00 | 12/4/2012 10:18:32 PM |
greenback-surge4 | $25.00 | 12/5/2012 12:23:21 AM |
phenomenal-rate1 | $500.00 | 12/3/2012 9:15:24 AM |
pietro_torna_indietro | $50.00 | 12/3/2012 9:28:32 AM |
bazaar-tulip | $25.00 | 12/3/2012 9:30:04 AM |
fcrick | $50.00 | 12/3/2012 9:32:25 AM |
repayment-pagoda8 | $100.00 | 12/3/2012 9:32:57 AM |
kind-lovely-marketplace | $50.00 | 12/3/2012 9:39:45 AM |
ready-interest9 | $25.00 | 12/3/2012 9:15:47 AM |
suave-durability1 | $50.00 | 12/3/2012 9:32:46 AM |
bowdish1 | $25.00 | 12/3/2012 10:32:05 AM |
xrycac | $25.00 | 12/3/2012 9:46:39 AM |
Harry | $75.00 | 12/3/2012 9:48:06 AM |
sharp-platinum326 | $25.00 | 12/3/2012 9:44:17 AM |
radiant-dollar9 | $200.00 | 12/3/2012 9:50:41 AM |
super_pickle | $100.00 | 12/3/2012 11:59:15 AM |
loyalty-dragster7 | $100.00 | 12/3/2012 9:52:44 AM |
Nco | $100.00 | 12/3/2012 10:01:48 AM |
peace-adventurer3 | $25.00 | 12/3/2012 12:33:11 PM |
bright-idea11 | $25.00 | 12/3/2012 10:05:26 AM |
secureincome | $555.00 | 12/3/2012 10:09:30 AM |
windguy | $50.00 | 12/3/2012 10:00:10 AM |
credit-maple | $25.00 | 12/3/2012 10:27:12 AM |
Ron77 | $50.00 | 12/3/2012 3:52:09 PM |
CougarRoar | $25.00 | 12/3/2012 10:34:07 AM |
drkosh | $25.00 | 12/3/2012 4:25:40 PM |
GenerousGentleMan | $25.00 | 12/3/2012 5:01:21 PM |
well-rounded-dinero | $25.00 | 12/3/2012 10:50:03 AM |
gravbox | $25.00 | 12/3/2012 11:35:32 AM |
HereToHelp305 | $50.00 | 12/3/2012 12:21:21 PM |
best-tenacious-revenue | $31.80 | 12/3/2012 4:56:55 PM |
janeybooboo | $25.26 | 12/3/2012 6:09:20 PM |
TumbleWeed88 | $25.00 | 12/3/2012 5:34:43 PM |
marketplace-singularity3 | $50.00 | 12/3/2012 6:47:02 PM |
jcw3rd | $25.00 | 12/4/2012 3:00:09 AM |
RGlad | $65.00 | 12/3/2012 6:12:43 PM |
DoctorJoe | $25.00 | 12/4/2012 5:39:47 AM |
JustMee | $25.00 | 12/4/2012 6:16:49 AM |
1stBankAndHal | $25.04 | 12/3/2012 6:43:00 PM |
Mikale360 | $25.00 | 12/3/2012 7:15:27 PM |
jeevs10 | $25.00 | 12/4/2012 8:53:05 AM |
orbital-value360 | $50.00 | 12/3/2012 7:12:59 PM |
Mrs-Honeydew | $25.00 | 12/4/2012 7:49:02 AM |
chicagobanker | $50.00 | 12/4/2012 5:33:22 AM |
power-lightning9 | $25.00 | 12/4/2012 8:56:09 AM |
franzzua | $25.00 | 12/4/2012 10:02:23 AM |
quantum_leap | $25.00 | 12/4/2012 9:05:41 AM |
sympathetic-funds818 | $25.00 | 12/4/2012 10:06:43 AM |
Feyenoord | $30.00 | 12/4/2012 10:14:21 AM |
fulfilling-bazaar4 | $100.00 | 12/4/2012 9:03:20 AM |
thankful-nickel2 | $55.55 | 12/4/2012 9:41:50 AM |
new-impeccable-coin | $44.00 | 12/4/2012 9:21:01 AM |
principal-cooker2 | $50.00 | 12/4/2012 9:27:27 AM |
YampaQuant | $25.00 | 12/4/2012 10:56:54 AM |
life-is-great | $25.00 | 12/4/2012 9:49:22 AM |
purposeful-durability8 | $100.00 | 12/4/2012 10:24:25 AM |
trustworthy-bonus2 | $25.00 | 12/4/2012 12:02:13 PM |
jelly1126 | $50.00 | 12/4/2012 12:09:55 PM |
blLending | $25.00 | 12/4/2012 1:50:03 PM |
rich329 | $25.00 | 12/4/2012 1:53:27 PM |
lionheart722 | $25.00 | 12/4/2012 10:28:45 AM |
Byrd24 | $100.00 | 12/4/2012 4:10:05 PM |
best-bonafide-p2p | $50.00 | 12/4/2012 4:32:57 PM |
LittleMingo | $30.00 | 12/4/2012 10:56:23 AM |
Mommo | $50.00 | 12/4/2012 5:14:01 PM |
bid-starfish | $25.00 | 12/4/2012 11:08:04 AM |
marcopolo10 | $25.00 | 12/4/2012 11:46:07 AM |
SecondChanceLendingSERV | $26.72 | 12/4/2012 11:56:58 AM |
integrity-doctor | $100.00 | 12/4/2012 1:50:06 PM |
value-fortress3 | $25.00 | 12/4/2012 6:07:04 PM |
akawad47 | $45.00 | 12/4/2012 5:29:12 PM |
palmetto933 | $25.00 | 12/4/2012 6:32:38 PM |
PlatinumBank | $25.00 | 12/4/2012 7:20:49 PM |
MoneyTree79 | $50.00 | 12/4/2012 7:23:30 PM |
Tbone49 | $25.00 | 12/4/2012 7:51:02 PM |
circuitfive | $25.00 | 12/4/2012 6:22:39 PM |
gothampark | $25.00 | 12/4/2012 8:11:25 PM |
jubilant-agreement0 | $25.00 | 12/4/2012 6:45:09 PM |
chinolatino | $25.00 | 12/4/2012 9:46:28 PM |
mtnguy_24 | $125.00 | 12/4/2012 10:30:30 PM |
149 Investments
|
Borrower Payment Dependent Notes Series
680729
This series of Notes was issued and sold upon the funding of the borrower loan #79276, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Dec-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 6.89% |
Borrower rate/APR:
| 7.89% / 9.23% |
Monthly payment:
| $312.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.78% | | |
| |
Estimated return*:
| 5.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 16% |
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 10y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,119 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| liberty-equator7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate Credit and Buy New Computer
My financial situation:
I am a good candidate for this loan because I have a fifteen year history of prompt payment on all credit, loans and utilities.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $25.00 | 12/3/2012 9:13:45 AM |
Zolton | $300.00 | 12/3/2012 9:18:05 AM |
gentle-gain235 | $100.00 | 12/3/2012 9:16:46 AM |
bazaar-tulip | $25.00 | 12/3/2012 9:30:08 AM |
ucantbeetit | $25.00 | 12/3/2012 10:32:20 AM |
riskreward | $250.00 | 12/3/2012 9:58:52 AM |
drkosh | $25.00 | 12/3/2012 4:25:41 PM |
prudent-deal662 | $25.00 | 12/3/2012 11:30:23 AM |
cerebral-dollar773 | $25.00 | 12/3/2012 11:57:08 AM |
CreditBuilder2 | $25.01 | 12/3/2012 11:33:48 AM |
payment-halo | $25.00 | 12/3/2012 12:40:52 PM |
compassion-twister2 | $100.00 | 12/3/2012 5:58:23 PM |
wahoos20 | $100.00 | 12/4/2012 1:28:48 AM |
patriot897 | $25.00 | 12/4/2012 11:21:03 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:11 AM |
amicablenemesis | $50.00 | 12/5/2012 10:29:50 AM |
prudent-dough458 | $25.00 | 12/5/2012 5:07:08 PM |
missgina | $25.00 | 12/5/2012 6:29:53 PM |
compoundinterest | $25.00 | 12/5/2012 6:03:08 PM |
tender-integrity3 | $100.00 | 12/5/2012 6:29:20 PM |
inspiring-kindness062 | $25.00 | 12/6/2012 9:37:54 AM |
magical-credit523 | $25.00 | 12/6/2012 9:20:10 AM |
thickhead | $25.00 | 12/6/2012 9:17:51 AM |
transparency-sequoia6 | $100.00 | 12/6/2012 5:36:09 PM |
miked8303 | $75.00 | 12/6/2012 11:31:59 AM |
commerce-artisan8 | $50.00 | 12/7/2012 9:17:57 AM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:33 AM |
Investoman | $25.00 | 12/7/2012 9:01:24 AM |
nourishing-affluence678 | $25.00 | 12/7/2012 9:10:49 AM |
peace-fiesta7 | $25.00 | 12/7/2012 9:53:30 AM |
rs999 | $25.00 | 12/7/2012 10:36:51 AM |
american6 | $50.00 | 12/7/2012 9:59:00 AM |
rce1964 | $25.00 | 12/7/2012 10:05:17 AM |
AFairDeal | $25.00 | 12/7/2012 9:43:05 AM |
kevin314 | $25.00 | 12/7/2012 10:11:22 AM |
sflawya | $25.00 | 12/7/2012 9:45:19 AM |
flopcat | $50.00 | 12/7/2012 11:06:45 AM |
Frankieb21 | $25.00 | 12/7/2012 10:47:40 AM |
Sneezie | $100.00 | 12/7/2012 10:49:26 AM |
bowdish1 | $40.00 | 12/7/2012 10:57:58 AM |
studious-revenue7 | $25.00 | 12/7/2012 4:56:29 PM |
objective-investor | $250.00 | 12/7/2012 5:10:54 PM |
capital-web7 | $50.00 | 12/7/2012 8:52:05 PM |
awesome-generosity4 | $25.00 | 12/8/2012 6:02:21 AM |
samurai2 | $25.00 | 12/8/2012 8:20:55 AM |
shoupster | $100.00 | 12/7/2012 11:53:05 PM |
power-lightning9 | $25.00 | 12/8/2012 1:15:34 AM |
ToloUSN | $50.00 | 12/8/2012 6:03:28 AM |
liberty-point | $100.00 | 12/8/2012 7:54:04 AM |
Avala | $100.00 | 12/8/2012 12:28:03 PM |
sympathetic-funds818 | $25.00 | 12/8/2012 12:26:02 PM |
enriching-trade2 | $50.00 | 12/8/2012 12:37:20 PM |
the-loyalty-wildebeest | $36.00 | 12/8/2012 6:12:46 PM |
proper-exchange8 | $50.00 | 12/8/2012 1:09:32 PM |
elfincove | $50.00 | 12/8/2012 4:46:15 PM |
magnificent-income7 | $25.00 | 12/9/2012 10:32:19 AM |
dharma1 | $25.00 | 12/8/2012 5:39:20 PM |
tenacious-payout | $25.00 | 12/9/2012 8:02:45 AM |
openness-enforcer76 | $25.00 | 12/8/2012 7:25:02 PM |
DonaldColorado | $100.00 | 12/9/2012 7:57:35 AM |
designer_10 | $25.00 | 12/9/2012 8:46:54 AM |
tranquil-diversification8 | $100.00 | 12/9/2012 10:21:11 AM |
fund-booster4 | $50.00 | 12/9/2012 11:38:34 AM |
Charmart | $25.00 | 12/9/2012 2:03:04 PM |
Branch95 | $25.00 | 12/9/2012 5:35:59 PM |
syracuserei | $100.00 | 12/9/2012 1:41:10 PM |
ironman84 | $25.00 | 12/10/2012 4:02:48 AM |
funds-captain4 | $50.00 | 12/10/2012 9:01:33 AM |
Roundhouse | $50.00 | 12/9/2012 10:41:23 PM |
bold-joyful-coin9 | $25.00 | 12/9/2012 3:30:40 PM |
roguewinner | $25.00 | 12/10/2012 6:46:57 AM |
antlr | $25.00 | 12/9/2012 7:44:05 PM |
Captmac2110 | $25.00 | 12/9/2012 11:04:00 PM |
helping-out | $50.00 | 12/10/2012 4:40:01 PM |
currency-cosmos | $100.00 | 12/10/2012 7:38:29 PM |
mhotchan | $100.00 | 12/10/2012 10:29:13 PM |
redmumba | $50.00 | 12/11/2012 12:30:04 AM |
transparent-wealth6 | $25.00 | 12/10/2012 10:52:51 PM |
KHODADAD | $25.00 | 12/11/2012 7:11:58 AM |
pound-youngster6 | $25.00 | 12/11/2012 8:43:36 AM |
GenerousGentleMan | $25.00 | 12/11/2012 9:27:34 AM |
reinforced-euro5 | $50.00 | 12/11/2012 11:33:06 AM |
red-active-note | $25.00 | 12/11/2012 12:53:04 PM |
kalamari | $30.00 | 12/11/2012 1:03:28 PM |
marketplace-conductor886 | $100.00 | 12/11/2012 2:37:49 PM |
revenue-carnation043 | $25.00 | 12/11/2012 10:38:26 AM |
joe_matadatz | $25.00 | 12/11/2012 4:52:33 PM |
themoneydoctor | $50.00 | 12/11/2012 12:44:05 PM |
manugee | $50.00 | 12/11/2012 1:25:20 PM |
LovinMe | $25.00 | 12/11/2012 2:33:20 PM |
adub1979 | $75.00 | 12/11/2012 5:25:02 PM |
SugarMommy | $25.00 | 12/11/2012 5:37:11 PM |
P2P4me | $400.00 | 12/12/2012 5:47:15 AM |
lawdog33 | $25.00 | 12/12/2012 7:32:09 AM |
GTFreeFlyer | $27.04 | 12/12/2012 7:57:53 AM |
WhiteInvestor | $27.00 | 12/12/2012 9:09:34 AM |
RocketSurgeon | $25.00 | 12/11/2012 6:25:26 PM |
BigSurf | $35.00 | 12/12/2012 9:17:22 AM |
trustworthy-bonus2 | $25.00 | 12/12/2012 10:58:02 AM |
bahmoose | $25.00 | 12/12/2012 1:01:23 PM |
djh47a | $25.00 | 12/12/2012 1:22:56 PM |
nethawk00 | $25.00 | 12/12/2012 3:14:12 PM |
djs81 | $75.00 | 12/12/2012 10:16:35 AM |
Ocean713 | $75.00 | 12/12/2012 11:08:11 AM |
Arvicco | $400.00 | 12/3/2012 10:01:15 AM |
marketplace-singularity3 | $50.00 | 12/3/2012 10:11:08 AM |
Aberdeen | $100.00 | 12/3/2012 10:48:02 AM |
ready-interest9 | $25.00 | 12/3/2012 10:48:10 AM |
neighborly-hope6 | $100.00 | 12/3/2012 9:35:05 AM |
xrycac | $25.00 | 12/3/2012 9:46:41 AM |
natural-worth9 | $100.00 | 12/3/2012 10:28:06 AM |
loot-prescription3 | $25.00 | 12/3/2012 11:19:06 AM |
supersarah61 | $25.00 | 12/3/2012 4:38:08 PM |
blot44 | $25.00 | 12/3/2012 8:50:07 PM |
Ripsaw4U | $33.00 | 12/4/2012 10:49:53 AM |
octoberfresh | $25.00 | 12/4/2012 7:00:29 PM |
abz | $50.00 | 12/5/2012 9:58:39 AM |
logical-peso2 | $25.00 | 12/5/2012 9:36:43 AM |
Castellan | $50.00 | 12/5/2012 9:28:58 AM |
uncl-sammy | $25.00 | 12/5/2012 5:26:27 PM |
knowledgeable-listing597 | $25.00 | 12/5/2012 5:31:50 PM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:50 PM |
fortytwo | $100.00 | 12/5/2012 6:35:17 PM |
power-amusement | $25.00 | 12/5/2012 5:45:13 PM |
rmachi | $25.00 | 12/5/2012 5:35:04 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:39 PM |
well-rounded-diversification | $25.00 | 12/5/2012 6:10:24 PM |
gold-hero4 | $50.00 | 12/5/2012 6:40:02 PM |
market-maximizer472 | $25.00 | 12/6/2012 6:45:01 AM |
sci_guy | $25.00 | 12/6/2012 9:54:07 AM |
YampaQuant | $25.00 | 12/6/2012 10:46:03 AM |
commerce-gargantuan2 | $25.00 | 12/6/2012 11:32:07 AM |
currency-balancer | $25.00 | 12/6/2012 5:47:00 PM |
Zeenos | $25.00 | 12/6/2012 5:01:29 PM |
SunsetCoastCapital | $25.00 | 12/6/2012 5:08:14 PM |
auction-iris9 | $120.00 | 12/6/2012 6:43:07 PM |
aabadabadoo | $25.00 | 12/7/2012 9:10:43 AM |
tommyb34 | $25.00 | 12/7/2012 7:33:25 AM |
Mommo | $50.00 | 12/7/2012 9:02:33 AM |
conductor146 | $25.00 | 12/7/2012 9:55:14 AM |
BrLender | $50.00 | 12/7/2012 10:25:04 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:52 AM |
napoleon1168 | $25.00 | 12/7/2012 10:53:27 AM |
elog238 | $25.00 | 12/7/2012 1:36:16 PM |
dollar-transporter3 | $25.00 | 12/7/2012 3:20:02 PM |
magical-fairness4 | $25.00 | 12/7/2012 2:40:23 PM |
mountain_slope | $25.00 | 12/7/2012 3:40:00 PM |
hitsman | $50.00 | 12/7/2012 6:06:00 PM |
silver-dogwood4 | $25.00 | 12/8/2012 10:49:56 AM |
sturzstrom | $25.00 | 12/8/2012 4:56:32 AM |
nuclearmoose | $50.00 | 12/8/2012 12:22:05 PM |
contract-amigo7 | $25.00 | 12/8/2012 8:57:26 AM |
bazaar-neptune2 | $25.00 | 12/8/2012 7:59:44 AM |
syounker | $25.00 | 12/8/2012 12:10:47 PM |
Aeroman32 | $25.00 | 12/8/2012 11:33:29 AM |
radforj22 | $50.00 | 12/8/2012 7:48:32 PM |
blue-dough-trumpeter | $25.00 | 12/8/2012 9:56:25 PM |
DaveTheWave | $100.00 | 12/8/2012 3:04:44 PM |
proud-deal06 | $25.00 | 12/8/2012 4:51:42 PM |
deal-pal | $25.00 | 12/9/2012 10:52:06 AM |
afford83 | $25.00 | 12/8/2012 5:34:30 PM |
just-loyalty643 | $25.00 | 12/8/2012 10:02:34 PM |
gentle-ore192 | $50.00 | 12/8/2012 8:14:30 PM |
simplelender80 | $125.00 | 12/9/2012 1:24:43 PM |
fairness-symphony2 | $50.00 | 12/9/2012 10:28:42 AM |
nurak | $40.00 | 12/9/2012 5:40:30 PM |
SCD | $25.00 | 12/9/2012 6:03:46 PM |
trenttucker32 | $25.00 | 12/10/2012 7:00:01 AM |
unafraid-loan5 | $30.00 | 12/10/2012 7:35:21 AM |
spry-credit269 | $50.00 | 12/10/2012 4:16:14 AM |
Orbits | $25.00 | 12/9/2012 5:18:30 PM |
rcj1411 | $25.00 | 12/9/2012 6:10:47 PM |
newest-organic-rupee | $50.00 | 12/9/2012 9:00:19 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:40 AM |
ferocious-wealth1 | $75.00 | 12/10/2012 7:46:38 PM |
credit-rocket4 | $25.00 | 12/10/2012 8:55:38 PM |
CSAworker | $25.00 | 12/11/2012 8:18:25 AM |
noble-value258 | $100.00 | 12/10/2012 9:32:36 PM |
payout-optimizer1 | $50.00 | 12/11/2012 7:58:28 AM |
Senechal | $25.00 | 12/11/2012 8:58:42 AM |
transaction-puppy6 | $25.00 | 12/11/2012 9:41:59 AM |
circuitfive | $25.00 | 12/11/2012 10:29:24 AM |
availableloan | $25.00 | 12/11/2012 2:32:10 PM |
dinero-gusto9 | $25.00 | 12/11/2012 11:45:47 AM |
sigue | $25.00 | 12/11/2012 5:32:34 PM |
GMR-Medina | $25.00 | 12/11/2012 5:23:26 PM |
peso-dancer3 | $25.00 | 12/11/2012 3:37:52 PM |
power-defender7 | $25.00 | 12/11/2012 5:49:21 PM |
impartial-deal | $25.00 | 12/11/2012 6:01:23 PM |
Plutis | $25.00 | 12/11/2012 6:11:20 PM |
trying2survive2 | $25.00 | 12/11/2012 6:42:08 PM |
lagnisiruk | $25.00 | 12/11/2012 5:59:09 PM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:41 AM |
Sustainable_investments | $25.00 | 12/11/2012 6:03:02 PM |
logical-reward8 | $25.00 | 12/11/2012 6:17:42 PM |
Flyinerb | $50.00 | 12/12/2012 6:35:22 AM |
value-caravan | $25.00 | 12/12/2012 9:32:55 AM |
Syzygy | $25.00 | 12/12/2012 9:12:40 AM |
important-diversification620 | $25.00 | 12/12/2012 9:15:38 AM |
the-sunny-loot | $25.00 | 12/12/2012 10:37:15 AM |
little_lender1 | $100.00 | 12/12/2012 10:04:43 AM |
extraordinary-platinum727 | $25.00 | 12/12/2012 10:54:55 AM |
Bank-of-Jon | $25.00 | 12/12/2012 2:45:35 PM |
point-hunter4 | $25.00 | 12/12/2012 3:45:42 PM |
worth-victor6 | $28.00 | 12/12/2012 4:54:39 PM |
loyalty-cupcake6 | $133.95 | 12/12/2012 4:55:14 PM |
dexstjames | $25.00 | 12/12/2012 10:58:15 AM |
durable-investment8 | $45.00 | 12/12/2012 3:22:42 PM |
208 Investments
|
Borrower Payment Dependent Notes Series
680903
This series of Notes was issued and sold upon the funding of the borrower loan #79481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,800.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Dec-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 6.89% |
Borrower rate/APR:
| 7.89% / 9.23% |
Monthly payment:
| $275.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.78% | | |
| |
Estimated return*:
| 5.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 14% |
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Engineer - Chemical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,405 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| BiggAJames |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off higher rate credit card debt. This loan will allow me to pay off this higher interest rate credit card debt and save me the difference in interest.
My financial situation:
I am a good candidate for this loan because I am employed as a Chemical Engineer at a major chemical company. This is a very stable position with a salary that enables me to easily make payments. I have a credit score of approximately 730 with a healthy debt/credit ratio.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 12/3/2012 9:30:10 AM |
riskreward | $250.00 | 12/3/2012 9:58:52 AM |
ucantbeetit | $25.00 | 12/3/2012 10:32:21 AM |
compassion-twister2 | $50.00 | 12/3/2012 10:49:49 AM |
spiff666 | $26.66 | 12/3/2012 10:28:21 AM |
prudent-deal662 | $25.00 | 12/3/2012 11:30:28 AM |
schnatty | $25.00 | 12/3/2012 2:22:31 PM |
blot44 | $25.00 | 12/3/2012 8:50:32 PM |
availableloan | $25.00 | 12/3/2012 7:25:02 PM |
market-maximizer472 | $25.00 | 12/4/2012 7:29:56 AM |
loot-prescription3 | $25.00 | 12/4/2012 5:25:44 PM |
indomitable-coin | $25.00 | 12/5/2012 5:01:06 PM |
sing4ding | $100.00 | 12/5/2012 5:57:50 PM |
magnificent-income7 | $25.00 | 12/9/2012 10:33:06 AM |
responsibilityenstein3 | $87.29 | 12/8/2012 3:46:11 PM |
supersarah61 | $25.00 | 12/9/2012 4:03:06 PM |
DonaldColorado | $50.00 | 12/11/2012 10:03:40 AM |
Plutis | $25.00 | 12/11/2012 6:11:20 PM |
Castellan | $50.00 | 12/13/2012 5:08:38 PM |
Flyinerb | $50.00 | 12/13/2012 5:10:32 PM |
well-rounded-diversification | $25.00 | 12/13/2012 5:10:49 PM |
vigorous-payment6 | $25.00 | 12/13/2012 5:25:51 PM |
Avala | $100.00 | 12/13/2012 5:27:48 PM |
Ripsaw4U | $50.00 | 12/13/2012 5:29:43 PM |
ManhattanLender | $25.00 | 12/13/2012 5:38:35 PM |
knowledgeable-listing597 | $25.00 | 12/13/2012 5:42:44 PM |
wise-honorable-rate | $25.00 | 12/13/2012 5:04:11 PM |
GenerousGentleMan | $25.00 | 12/13/2012 5:12:01 PM |
compassionate-payment218 | $25.00 | 12/13/2012 5:14:17 PM |
american6 | $50.00 | 12/13/2012 6:16:18 PM |
palu2619 | $25.00 | 12/13/2012 12:23:34 PM |
auction-iris9 | $120.00 | 12/13/2012 5:32:53 PM |
kalamari | $30.00 | 12/13/2012 5:37:46 PM |
elasermd | $100.00 | 12/13/2012 6:27:15 PM |
Rivervale_Westwood | $25.00 | 12/13/2012 6:31:01 PM |
innocent-loot | $25.00 | 12/13/2012 5:57:56 PM |
BDL-Roth | $40.00 | 12/13/2012 5:58:12 PM |
hope-wrangler1 | $51.00 | 12/13/2012 4:45:02 PM |
WillyP345 | $50.00 | 12/13/2012 6:16:01 PM |
dharma1 | $25.00 | 12/13/2012 5:14:34 PM |
kevin314 | $25.00 | 12/13/2012 5:18:11 PM |
gold-hero4 | $50.00 | 12/13/2012 6:22:08 PM |
compoundinterest | $25.00 | 12/13/2012 5:21:29 PM |
Tradesmanlender | $25.00 | 12/13/2012 5:30:53 PM |
proper-exchange8 | $50.00 | 12/13/2012 5:35:01 PM |
jjd2 | $25.00 | 12/13/2012 5:43:52 PM |
logical-peso2 | $25.00 | 12/13/2012 5:50:54 PM |
loyalty-delight6 | $25.00 | 12/13/2012 5:57:12 PM |
fairness-musician3 | $25.00 | 12/14/2012 7:51:26 AM |
Hy-FineAnts-33 | $50.00 | 12/13/2012 8:29:52 PM |
crw1950 | $50.00 | 12/14/2012 7:57:09 AM |
anacent | $25.00 | 12/13/2012 10:26:26 PM |
kind-cash-porcelain | $50.00 | 12/13/2012 6:18:09 PM |
cerebral-dollar773 | $50.00 | 12/14/2012 4:29:15 AM |
Investoman | $25.00 | 12/13/2012 6:29:49 PM |
ryreesado | $25.00 | 12/14/2012 9:12:20 AM |
finance-fan7 | $25.00 | 12/14/2012 6:01:11 AM |
crown-year | $1,500.00 | 12/14/2012 6:10:41 AM |
bowdish1 | $75.00 | 12/13/2012 6:39:55 PM |
uncl-sammy | $25.00 | 12/13/2012 6:57:00 PM |
Sneezie | $100.00 | 12/14/2012 9:27:25 AM |
circuitfive | $25.00 | 12/14/2012 9:45:36 AM |
missgina | $25.00 | 12/14/2012 9:04:34 AM |
Thunder08 | $25.00 | 12/14/2012 9:05:54 AM |
Eddy-2-Aces | $25.00 | 12/14/2012 9:09:44 AM |
BorthersKeeper | $25.00 | 12/14/2012 3:55:26 AM |
JC_12 | $100.00 | 12/14/2012 10:06:07 AM |
Firescreek | $25.00 | 12/14/2012 6:44:51 AM |
Syzygy | $25.00 | 12/14/2012 10:21:15 AM |
penny-leader416 | $25.00 | 12/14/2012 10:30:52 AM |
Night01Hawk25 | $54.51 | 12/14/2012 8:48:48 AM |
Vegasjim | $25.00 | 12/14/2012 11:02:25 AM |
BocaYogi50 | $25.00 | 12/14/2012 9:03:37 AM |
ralph44 | $25.00 | 12/14/2012 12:27:33 PM |
Randyg08 | $25.00 | 12/14/2012 1:23:46 PM |
jmb_lending | $50.00 | 12/14/2012 9:23:20 AM |
awwaww | $25.00 | 12/14/2012 10:35:47 AM |
UBOtto186 | $50.00 | 12/14/2012 9:53:12 AM |
aasx1108 | $25.00 | 12/14/2012 9:59:23 AM |
gold-web4 | $28.00 | 12/14/2012 11:57:35 AM |
doomsday18 | $25.00 | 12/14/2012 10:03:09 AM |
studious-revenue7 | $25.00 | 12/14/2012 12:23:48 PM |
Ben_Graham | $50.00 | 12/14/2012 1:05:21 PM |
stable-transaction145 | $25.00 | 12/14/2012 10:11:18 AM |
subtle-revenue0 | $25.00 | 12/14/2012 10:22:16 AM |
flopcat | $50.00 | 12/14/2012 10:36:11 AM |
iamaloner | $50.00 | 12/14/2012 10:41:51 AM |
harmonious-contract5 | $25.00 | 12/14/2012 11:48:22 AM |
crown-year | $302.23 | 12/14/2012 1:53:51 PM |
Zolton | $300.00 | 12/3/2012 9:18:07 AM |
neighborly-hope6 | $100.00 | 12/3/2012 9:35:05 AM |
CreditBuilder2 | $25.01 | 12/3/2012 11:33:51 AM |
payment-halo | $25.00 | 12/3/2012 12:44:21 PM |
natural-worth9 | $100.00 | 12/3/2012 10:28:47 AM |
wahoos20 | $300.00 | 12/4/2012 1:29:15 AM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:40 PM |
SCD | $25.00 | 12/5/2012 8:18:15 PM |
tommyb34 | $25.00 | 12/7/2012 7:34:49 AM |
scojo | $25.30 | 12/7/2012 1:06:20 PM |
simplelender80 | $125.00 | 12/9/2012 1:24:44 PM |
revenue-carnation043 | $25.00 | 12/11/2012 10:40:15 AM |
Loans101 | $35.00 | 12/11/2012 1:52:50 PM |
P2P4me | $700.00 | 12/12/2012 5:47:37 AM |
logical-reward8 | $25.00 | 12/11/2012 6:17:43 PM |
bill-tent1 | $50.00 | 12/13/2012 12:21:13 PM |
commanding-treasure2 | $75.00 | 12/13/2012 5:02:25 PM |
enriching-trade2 | $50.00 | 12/13/2012 5:25:18 PM |
funds-captain4 | $50.00 | 12/13/2012 5:42:14 PM |
tender-integrity3 | $100.00 | 12/13/2012 5:42:26 PM |
prudent-dough458 | $25.00 | 12/13/2012 5:44:15 PM |
rmachi | $25.00 | 12/13/2012 5:02:05 PM |
AFairDeal | $25.00 | 12/13/2012 5:20:58 PM |
openness-enforcer76 | $25.00 | 12/13/2012 5:34:35 PM |
worth-sanctuary9 | $25.00 | 12/13/2012 5:48:13 PM |
Culebra1930 | $75.00 | 12/13/2012 5:49:04 PM |
magical-credit523 | $25.00 | 12/13/2012 6:47:10 PM |
skidoo99 | $25.00 | 12/13/2012 6:10:04 PM |
economy-voyage9 | $25.00 | 12/13/2012 5:08:20 PM |
adaboy65 | $100.00 | 12/13/2012 5:32:58 PM |
djs81 | $75.00 | 12/13/2012 6:47:57 PM |
lostontheedge | $25.00 | 12/13/2012 5:41:53 PM |
universal71 | $150.00 | 12/14/2012 5:25:04 AM |
mrsasman | $25.00 | 12/13/2012 7:14:07 PM |
adaptable-benefit6 | $25.00 | 12/13/2012 9:19:19 PM |
rs999 | $25.00 | 12/14/2012 9:06:18 AM |
octoberfresh | $25.00 | 12/13/2012 6:40:11 PM |
bradfid | $25.00 | 12/14/2012 9:17:53 AM |
joe_matadatz | $25.00 | 12/14/2012 8:24:15 AM |
commerce-gargantuan2 | $25.00 | 12/14/2012 9:02:20 AM |
Actuary | $25.00 | 12/13/2012 9:38:10 PM |
silver-explorer6 | $25.00 | 12/14/2012 9:03:58 AM |
knowledgeable-silver6 | $25.00 | 12/14/2012 9:56:17 AM |
georgethesir | $50.00 | 12/14/2012 4:54:43 AM |
RocketSurgeon | $25.00 | 12/14/2012 9:40:37 AM |
EvalCrux | $50.00 | 12/14/2012 10:39:43 AM |
emphatic-gold584 | $100.00 | 12/14/2012 8:36:16 AM |
deegeeman | $25.00 | 12/14/2012 10:06:32 AM |
bold-yield-rumbler | $25.00 | 12/14/2012 10:14:27 AM |
MathProfessor | $25.00 | 12/14/2012 9:38:35 AM |
syounker | $25.00 | 12/14/2012 10:43:21 AM |
velocity-solo | $25.00 | 12/14/2012 11:03:29 AM |
geekguy | $25.00 | 12/14/2012 10:17:39 AM |
rce1964 | $25.00 | 12/14/2012 10:19:15 AM |
subtle-leverage4 | $25.00 | 12/14/2012 11:26:04 AM |
144 Investments
|
Borrower Payment Dependent Notes Series
680907
This series of Notes was issued and sold upon the funding of the borrower loan #79318, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,700.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $211.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1977 |
Debt/Income ratio:
| 18% |
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,960 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| pleasant-integrity796749 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt.
My financial situation:
I am a good candidate for this loan because I have a steady income and I pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
neighborly-hope6 | $100.00 | 12/2/2012 12:34:13 PM |
Zolton | $300.00 | 12/2/2012 1:33:50 PM |
indomitable-coin | $25.00 | 12/4/2012 6:18:36 PM |
Castellan | $50.00 | 12/4/2012 5:58:41 PM |
commerce-artisan8 | $50.00 | 12/5/2012 10:46:09 AM |
gold-hero4 | $50.00 | 12/5/2012 10:51:25 AM |
supersarah61 | $25.00 | 12/5/2012 5:14:32 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:38 PM |
market-maximizer472 | $25.00 | 12/7/2012 6:34:02 AM |
compoundinterest | $25.00 | 12/7/2012 10:42:37 AM |
Batman2u | $25.00 | 12/7/2012 5:00:04 PM |
responsibilityenstein3 | $25.00 | 12/8/2012 3:45:07 PM |
loan-mongoose1 | $25.00 | 12/9/2012 12:43:36 PM |
simplelender80 | $75.00 | 12/9/2012 2:01:38 PM |
DonaldColorado | $50.00 | 12/10/2012 10:09:48 AM |
openness-enforcer76 | $25.00 | 12/11/2012 9:38:11 AM |
magical-credit523 | $25.00 | 12/11/2012 10:22:52 AM |
fortytwo | $100.00 | 12/11/2012 10:39:33 AM |
auction-iris9 | $120.00 | 12/11/2012 10:08:18 AM |
rs999 | $25.00 | 12/11/2012 10:49:43 AM |
dinero-gusto9 | $25.00 | 12/11/2012 11:45:47 AM |
bowdish1 | $75.00 | 12/11/2012 10:41:54 AM |
Investoman | $25.00 | 12/11/2012 11:06:09 AM |
reinforced-euro5 | $50.00 | 12/11/2012 11:35:27 AM |
SugarMommy | $25.00 | 12/11/2012 5:37:11 PM |
tender-integrity3 | $100.00 | 12/11/2012 5:42:53 PM |
prudent-dough458 | $25.00 | 12/11/2012 5:22:42 PM |
upperdeck | $25.00 | 12/11/2012 7:49:22 PM |
Flyinerb | $50.00 | 12/12/2012 6:35:22 AM |
active-moola4 | $25.00 | 12/12/2012 8:08:30 AM |
newest-bountiful-basis | $25.00 | 12/12/2012 10:11:11 AM |
Ocean713 | $75.00 | 12/12/2012 11:00:00 AM |
myduck | $40.00 | 12/12/2012 4:19:28 PM |
Kyne | $50.00 | 12/12/2012 2:08:02 PM |
benevolent-benefit7 | $300.00 | 12/12/2012 11:11:07 AM |
tidy-cash1 | $48.57 | 12/12/2012 4:55:14 PM |
lostontheedge | $25.00 | 12/12/2012 5:54:20 PM |
mkerstei | $100.00 | 12/12/2012 11:26:52 AM |
vigorous-payment6 | $25.00 | 12/12/2012 5:09:39 PM |
knowledgeable-listing597 | $25.00 | 12/12/2012 5:55:35 PM |
transaction-puppy6 | $25.00 | 12/12/2012 6:46:46 PM |
brilliance258 | $25.00 | 12/12/2012 9:53:40 PM |
Boxhead | $25.00 | 12/12/2012 6:47:52 PM |
kind-cash-porcelain | $50.00 | 12/12/2012 10:26:15 PM |
vaclh | $25.00 | 12/13/2012 10:02:07 AM |
br_dep | $100.00 | 12/13/2012 7:58:26 AM |
funds-captain4 | $50.00 | 12/13/2012 10:28:15 AM |
peace-fiesta7 | $25.00 | 12/13/2012 9:13:06 AM |
cleveland2portland | $50.00 | 12/13/2012 12:47:09 PM |
first-sharp-payout5 | $100.00 | 12/13/2012 3:53:40 PM |
well-rounded-diversification | $25.00 | 12/13/2012 5:10:48 PM |
bill-tent1 | $50.00 | 12/13/2012 12:21:12 PM |
ryreesado | $25.00 | 12/13/2012 5:23:52 PM |
palu2619 | $25.00 | 12/13/2012 12:23:34 PM |
WillyP345 | $50.00 | 12/13/2012 6:16:00 PM |
Hy-FineAnts-33 | $50.00 | 12/13/2012 8:29:51 PM |
weatherman89 | $8.52 | 12/13/2012 10:01:13 PM |
Vegasjim | $25.00 | 12/13/2012 6:40:41 PM |
dignified-coin128 | $25.00 | 12/13/2012 5:39:37 PM |
snowman34 | $25.00 | 12/13/2012 5:40:10 PM |
jjd2 | $25.00 | 12/13/2012 5:43:52 PM |
thestartuplender | $40.00 | 12/13/2012 6:47:28 PM |
Brain_m | $25.00 | 12/13/2012 6:49:43 PM |
wise-abundant-hope | $25.00 | 12/13/2012 9:03:56 PM |
Sagamore | $40.00 | 12/2/2012 12:44:29 PM |
bazaar-tulip | $25.00 | 12/3/2012 9:29:45 AM |
riskreward | $250.00 | 12/3/2012 9:58:48 AM |
CreditBuilder2 | $25.01 | 12/3/2012 11:33:39 AM |
power-nirvana4 | $25.00 | 12/4/2012 6:34:45 AM |
bxsquad | $25.00 | 12/4/2012 5:01:19 PM |
loot-prescription3 | $25.00 | 12/4/2012 12:44:43 PM |
logical-peso2 | $25.00 | 12/4/2012 5:51:15 PM |
Arvicco | $400.00 | 12/4/2012 5:37:48 PM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:10 AM |
amicablenemesis | $50.00 | 12/5/2012 10:29:49 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:50 AM |
rokman | $60.00 | 12/8/2012 1:13:10 PM |
dharma1 | $25.00 | 12/8/2012 5:39:18 PM |
american6 | $50.00 | 12/11/2012 10:24:16 AM |
proper-exchange8 | $50.00 | 12/11/2012 10:04:52 AM |
Jassi | $25.00 | 12/11/2012 9:37:21 AM |
kevin314 | $25.00 | 12/11/2012 9:53:03 AM |
Avala | $100.00 | 12/11/2012 10:36:28 AM |
charmboy4 | $25.00 | 12/11/2012 12:02:24 PM |
SavannahBear | $25.00 | 12/11/2012 12:46:11 PM |
value-caravan | $25.00 | 12/11/2012 10:51:43 AM |
transparency-sequoia6 | $100.00 | 12/11/2012 5:32:01 PM |
dunox | $75.00 | 12/11/2012 5:27:09 PM |
logical-reward8 | $25.00 | 12/11/2012 6:17:41 PM |
Robin_Hood | $25.93 | 12/11/2012 7:36:20 PM |
Syzygy | $25.00 | 12/11/2012 6:16:41 PM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:39 AM |
hitsman | $50.00 | 12/12/2012 9:05:59 AM |
SB94114 | $25.00 | 12/12/2012 8:47:47 AM |
Oupa-George | $25.00 | 12/12/2012 9:11:16 AM |
little_lender1 | $100.00 | 12/12/2012 10:04:39 AM |
jpblan11 | $25.00 | 12/12/2012 11:11:09 AM |
silver-explorer6 | $25.00 | 12/12/2012 10:12:33 AM |
hopeful-truth5 | $50.00 | 12/12/2012 11:37:14 AM |
Mommo | $50.00 | 12/12/2012 9:42:02 AM |
deal-pal | $25.00 | 12/12/2012 11:00:10 AM |
girlwithglasses | $50.00 | 12/12/2012 10:23:10 AM |
djh47a | $25.00 | 12/12/2012 1:22:55 PM |
Sothenwhat | $100.00 | 12/12/2012 5:25:34 PM |
aasx1108 | $25.00 | 12/12/2012 5:17:43 PM |
scientists | $25.00 | 12/12/2012 4:17:00 PM |
syounker | $25.00 | 12/12/2012 6:27:40 PM |
Sneezie | $100.00 | 12/12/2012 5:21:13 PM |
hope-wrangler1 | $50.00 | 12/12/2012 9:26:11 PM |
best-commerce-leader | $31.97 | 12/13/2012 4:54:56 AM |
ksamba | $25.00 | 12/13/2012 9:16:09 AM |
penny-leader416 | $25.00 | 12/13/2012 9:27:24 AM |
hero007 | $50.00 | 12/13/2012 9:03:11 AM |
economy-voyage9 | $25.00 | 12/13/2012 9:19:59 AM |
durable-investment8 | $25.00 | 12/13/2012 7:07:13 AM |
shoupster | $25.00 | 12/13/2012 8:00:00 AM |
commanding-treasure2 | $75.00 | 12/13/2012 10:21:49 AM |
compassionate-payment218 | $25.00 | 12/13/2012 10:16:27 AM |
innocent-loot | $25.00 | 12/13/2012 10:22:26 AM |
credit-commander8 | $50.00 | 12/13/2012 10:54:26 AM |
compatible-deal9 | $50.00 | 12/13/2012 12:55:00 PM |
rce1964 | $25.00 | 12/13/2012 10:17:58 AM |
the-bright-velocity | $25.00 | 12/13/2012 6:00:09 PM |
ore-widget7 | $25.00 | 12/13/2012 5:18:01 PM |
Culebra1930 | $75.00 | 12/13/2012 5:49:04 PM |
worth-rocket0 | $30.00 | 12/13/2012 6:00:21 PM |
elasermd | $100.00 | 12/13/2012 6:27:09 PM |
KHODADAD | $25.00 | 12/13/2012 6:23:23 PM |
attentive-compassion1 | $50.00 | 12/13/2012 6:48:07 PM |
rcj1411 | $25.00 | 12/13/2012 7:17:23 PM |
wa_boarder | $30.00 | 12/13/2012 9:13:14 PM |
Actuary | $25.00 | 12/13/2012 9:38:10 PM |
132 Investments
|
Borrower Payment Dependent Notes Series
680931
This series of Notes was issued and sold upon the funding of the borrower loan #79193, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,900.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $104.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 7% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 11y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,841 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| blue-velocity-ally |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cosmetic Procedures
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I have good credit and will pay the loan long before 3 yrs.
Monthly net income: $ 5000
Monthly expenses: $2000
Housing: $500
Insurance: $100
Car expenses: $200
Utilities: $70
Phone, cable, internet: $50
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $500.00 | 12/7/2012 7:46:45 PM |
bazaar-tulip | $25.00 | 12/5/2012 5:08:25 PM |
deal-selector5 | $25.00 | 12/5/2012 5:30:48 PM |
octoberfresh | $25.00 | 12/5/2012 5:51:56 PM |
vutah | $25.00 | 12/5/2012 6:57:25 PM |
CFOGO | $25.00 | 12/6/2012 4:41:34 AM |
WalnutCreekguy | $50.00 | 12/6/2012 6:39:25 PM |
zipemdown | $25.00 | 12/6/2012 6:08:10 PM |
riskreward | $250.00 | 12/7/2012 9:29:19 AM |
uncl-sammy | $25.00 | 12/7/2012 5:42:24 PM |
tommymtg7 | $25.00 | 12/7/2012 7:00:03 PM |
kind-lovely-marketplace | $50.00 | 12/7/2012 5:48:16 PM |
Kaj | $25.00 | 12/7/2012 6:02:13 PM |
income-buffalo1 | $50.00 | 12/7/2012 7:58:24 PM |
roadster199 | $25.00 | 12/7/2012 7:17:23 PM |
helpful-fund7 | $50.00 | 12/8/2012 8:27:02 AM |
jc33148 | $25.00 | 12/8/2012 8:38:57 AM |
2020longterm | $25.00 | 12/8/2012 11:45:14 AM |
cropdust3r | $25.00 | 12/8/2012 12:32:19 PM |
gotjack-IRA | $25.02 | 12/8/2012 12:24:25 PM |
natural-affluence6 | $25.00 | 12/7/2012 8:02:07 PM |
vivid-p2ploan1 | $25.00 | 12/5/2012 5:45:46 PM |
ferocious-kindness8 | $35.00 | 12/5/2012 5:04:32 PM |
EngineersAlliance | $35.00 | 12/5/2012 5:54:19 PM |
formula842 | $25.00 | 12/5/2012 6:00:55 PM |
Eric_Gagne | $25.00 | 12/6/2012 7:36:58 AM |
toblerone | $25.00 | 12/5/2012 7:54:40 PM |
SOP_Bank | $25.00 | 12/6/2012 6:26:29 AM |
Tscheddar | $25.00 | 12/6/2012 3:29:08 PM |
natural-worth9 | $100.00 | 12/6/2012 4:32:45 PM |
nickel-ferret | $25.00 | 12/7/2012 9:22:24 AM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:28:19 AM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:53 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:01 PM |
valiant-return584 | $50.00 | 12/7/2012 6:12:55 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:39:14 PM |
LuvToLend | $25.00 | 12/7/2012 5:59:15 PM |
bullwink27 | $25.00 | 12/8/2012 3:48:54 AM |
well-rounded-diversification | $25.00 | 12/7/2012 7:00:41 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:23:04 PM |
cash-daisy | $38.45 | 12/8/2012 9:44:29 AM |
ethical-truth211 | $300.00 | 12/8/2012 8:17:16 AM |
power-spartan5 | $25.00 | 12/8/2012 12:27:16 PM |
contract-amigo7 | $25.00 | 12/8/2012 9:02:50 AM |
Zion-CIF | $25.00 | 12/8/2012 6:41:18 AM |
blue-dollar-viking | $75.00 | 12/8/2012 12:52:01 PM |
loan-fate | $50.00 | 12/8/2012 12:02:44 PM |
oxnard | $50.00 | 12/8/2012 10:58:48 AM |
1800porsche | $25.00 | 12/8/2012 12:39:33 PM |
a-finance-nirvana | $16.53 | 12/8/2012 12:54:54 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
681067
This series of Notes was issued and sold upon the funding of the borrower loan #79436, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Dec-01-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $404.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,667 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| No | | |
Screen name:
| integrity-hornet3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Clear my Credit Card Debts, I am not late on any of them in regards to payments, but I am doing a self consolidation of my own debt to lower my APR rate and to finally be clear from this debt
My financial situation:
I am a good candidate for this loan because I never miss a payment, and I overpay at times just to finish the debt quicker. My credit score and my outstanding credit proves this.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $25.00 | 12/1/2012 12:04:19 PM |
CreditBuilder2 | $50.01 | 12/1/2012 2:56:57 PM |
proud-p2p848 | $50.00 | 12/2/2012 11:31:41 AM |
natural-worth9 | $50.00 | 12/1/2012 4:55:04 PM |
Harry | $75.00 | 12/3/2012 9:48:05 AM |
wetlands | $200.00 | 12/3/2012 9:47:43 AM |
windguy | $50.00 | 12/3/2012 9:59:29 AM |
axl163 | $25.00 | 12/3/2012 10:04:56 AM |
LendingSingularity | $25.00 | 12/3/2012 7:48:54 PM |
dunkard13 | $100.00 | 12/4/2012 9:40:20 AM |
patriot897 | $25.00 | 12/4/2012 11:21:02 AM |
qsolo | $25.00 | 12/4/2012 4:57:25 PM |
kind-euro-mirth | $50.00 | 12/4/2012 5:16:58 PM |
loot-prescription3 | $25.00 | 12/4/2012 5:25:43 PM |
octoberfresh | $25.00 | 12/4/2012 7:00:26 PM |
amicablenemesis | $50.00 | 12/5/2012 10:29:26 AM |
P2P4me | $300.00 | 12/5/2012 10:17:40 AM |
abundanceforever | $52.50 | 12/5/2012 10:46:36 AM |
pleasant-listing712 | $25.00 | 12/5/2012 3:37:49 PM |
unrivaled-deal676 | $50.00 | 12/5/2012 10:36:23 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:38 AM |
fortytwo | $100.00 | 12/5/2012 6:35:17 PM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:14 AM |
miked8303 | $75.00 | 12/6/2012 11:31:53 AM |
rmachi | $25.00 | 12/7/2012 9:26:03 AM |
Castellan | $50.00 | 12/7/2012 9:37:34 AM |
neighborly-velocity4 | $25.00 | 12/7/2012 10:46:24 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:37:11 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:53:56 PM |
capital-web7 | $50.00 | 12/7/2012 8:52:05 PM |
ahansen | $25.00 | 12/8/2012 12:12:36 PM |
nuclearmoose | $50.00 | 12/8/2012 2:13:49 PM |
california111 | $25.00 | 12/8/2012 5:20:13 PM |
syracuserei | $100.00 | 12/9/2012 1:40:07 PM |
funds-captain4 | $50.00 | 12/10/2012 9:01:26 AM |
newest-organic-rupee | $25.00 | 12/9/2012 9:12:59 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:35 AM |
Metasequoia | $25.00 | 12/10/2012 8:10:22 PM |
redmumba | $50.00 | 12/11/2012 12:30:02 AM |
noble-value258 | $100.00 | 12/10/2012 9:32:34 PM |
payout-optimizer1 | $50.00 | 12/11/2012 7:58:26 AM |
commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:35 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:55 PM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:31 AM |
bazaar-neptune2 | $25.00 | 12/12/2012 9:04:27 AM |
american6 | $50.00 | 12/12/2012 10:38:01 AM |
bid-catalyst0 | $100.00 | 12/12/2012 12:01:25 PM |
moneytolend72 | $30.00 | 12/12/2012 12:16:16 PM |
marwadi-62 | $100.00 | 12/12/2012 1:44:46 PM |
little_lender1 | $100.00 | 12/12/2012 10:04:38 AM |
transparency-futurist3 | $25.00 | 12/12/2012 2:32:49 PM |
point-oyster5 | $25.00 | 12/12/2012 6:47:27 PM |
loyalty-cupcake6 | $25.00 | 12/12/2012 6:01:50 PM |
first-class-yield9 | $25.00 | 12/13/2012 6:54:23 AM |
nimble-integrity658 | $25.00 | 12/13/2012 7:05:31 AM |
keen-credit6 | $27.00 | 12/13/2012 8:22:09 AM |
tender-integrity3 | $100.00 | 12/12/2012 5:57:29 PM |
brilliance258 | $25.00 | 12/12/2012 10:28:19 PM |
commanding-treasure2 | $75.00 | 12/12/2012 6:03:14 PM |
indomitable-camaraderi3 | $50.00 | 12/13/2012 9:13:53 AM |
worth-sanctuary9 | $25.00 | 12/13/2012 9:24:33 AM |
hero007 | $50.00 | 12/13/2012 9:03:03 AM |
Senechal | $25.00 | 12/13/2012 9:12:41 AM |
AFairDeal | $25.00 | 12/13/2012 9:44:26 AM |
a-helping-hand | $150.00 | 12/12/2012 8:53:39 PM |
ag-ventures | $25.00 | 12/12/2012 9:49:43 PM |
bonus-poplar2 | $25.00 | 12/13/2012 9:54:40 AM |
Sonos | $100.00 | 12/13/2012 6:53:13 AM |
crw1950 | $53.93 | 12/13/2012 7:14:34 AM |
agreement-merry-maker | $50.00 | 12/13/2012 8:09:55 AM |
income-lion | $25.00 | 12/13/2012 8:31:33 AM |
GS-ROCK | $30.12 | 12/13/2012 9:53:02 AM |
responsible-vigilance8 | $25.00 | 12/13/2012 9:12:08 AM |
credit-commander8 | $50.00 | 12/13/2012 10:54:24 AM |
magnetic-duty4 | $25.00 | 12/13/2012 9:40:17 AM |
thryn | $25.00 | 12/13/2012 9:52:08 AM |
payment-hugger7 | $50.00 | 12/13/2012 11:14:19 AM |
dignified-coin128 | $25.00 | 12/13/2012 1:13:11 PM |
bill-tent1 | $50.00 | 12/13/2012 12:20:16 PM |
thundermustard | $25.00 | 12/13/2012 5:18:23 PM |
mindful-generosity1 | $50.00 | 12/13/2012 5:30:38 PM |
Cash-Flow | $641.00 | 12/13/2012 6:07:32 PM |
dime-explosion | $25.00 | 12/13/2012 6:13:58 PM |
duty-plum | $62.00 | 12/13/2012 6:17:45 PM |
orange-spiritual-contract | $55.00 | 12/13/2012 12:23:00 PM |
palu2619 | $25.00 | 12/13/2012 12:23:07 PM |
Jalebi | $25.00 | 12/13/2012 5:28:46 PM |
diverse2 | $30.00 | 12/13/2012 6:22:21 PM |
Tylerh | $244.00 | 12/13/2012 5:56:15 PM |
spirit07a | $36.00 | 12/13/2012 6:01:01 PM |
BicyclePostLendingDivision | $35.00 | 12/13/2012 6:09:38 PM |
lakshmilila | $25.00 | 12/13/2012 6:11:59 PM |
IP | $25.00 | 12/13/2012 5:42:54 PM |
priceless-note7 | $100.00 | 12/13/2012 6:10:27 PM |
the-bid-sorcerer | $50.00 | 12/13/2012 6:12:14 PM |
the-kinetic-nickel | $25.00 | 12/13/2012 6:20:09 PM |
mizount | $9.48 | 12/13/2012 6:24:53 PM |
Zolton | $300.00 | 12/1/2012 12:14:04 PM |
daw1878 | $25.00 | 12/1/2012 12:22:56 PM |
prudent-deal662 | $25.00 | 12/1/2012 1:49:47 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:57 PM |
cash-delight1 | $25.00 | 12/1/2012 2:07:59 PM |
FormulaTroll | $25.00 | 12/2/2012 2:20:13 PM |
bazaar-tulip | $25.00 | 12/3/2012 9:29:16 AM |
nickel-ferret | $25.00 | 12/3/2012 9:45:32 AM |
listing-flower2 | $100.00 | 12/3/2012 1:46:42 PM |
prudent-dough458 | $25.00 | 12/4/2012 9:19:32 AM |
indomitable-coin | $25.00 | 12/4/2012 10:44:50 AM |
SBT | $25.00 | 12/4/2012 11:05:54 AM |
franzzua | $25.00 | 12/4/2012 10:02:21 AM |
Fiimg | $50.00 | 12/4/2012 10:19:36 AM |
uncl-sammy | $25.00 | 12/4/2012 11:16:32 AM |
supersarah61 | $25.00 | 12/4/2012 1:34:11 PM |
logical-peso2 | $25.00 | 12/4/2012 5:51:14 PM |
Arvicco | $400.00 | 12/4/2012 5:37:44 PM |
dunox | $75.00 | 12/5/2012 10:36:29 AM |
commerce-artisan8 | $50.00 | 12/5/2012 10:45:34 AM |
knowledgeable-listing597 | $25.00 | 12/5/2012 5:31:49 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:34 PM |
loan-mongoose1 | $25.00 | 12/5/2012 7:14:25 PM |
SamyFromRI | $25.00 | 12/5/2012 7:16:22 PM |
Mommo | $50.00 | 12/6/2012 5:19:48 PM |
marketplace-pinnacle964 | $25.00 | 12/7/2012 9:16:25 AM |
compoundinterest | $25.00 | 12/7/2012 10:42:34 AM |
Vegasjim | $25.00 | 12/7/2012 11:33:11 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:43 AM |
currency-fan9 | $50.00 | 12/7/2012 2:13:08 PM |
PaulW | $40.00 | 12/8/2012 1:52:58 PM |
well-rounded-diversification | $25.00 | 12/8/2012 8:11:11 PM |
simplelender80 | $100.00 | 12/9/2012 1:51:29 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:07:02 AM |
sprinter | $50.00 | 12/10/2012 4:51:31 PM |
first-credit-meridian | $25.00 | 12/10/2012 5:07:44 PM |
pound-youngster6 | $25.00 | 12/11/2012 8:43:35 AM |
green-durability-tornado | $50.00 | 12/11/2012 6:03:18 AM |
dinero-gusto9 | $25.00 | 12/11/2012 11:45:46 AM |
scholarly-liberty3 | $25.00 | 12/11/2012 11:25:02 AM |
riskreward | $250.00 | 12/11/2012 5:53:58 PM |
Investoman | $25.00 | 12/11/2012 5:57:52 PM |
SugarMommy | $25.00 | 12/11/2012 5:37:07 PM |
power-defender7 | $50.00 | 12/11/2012 5:38:01 PM |
Ruckus888 | $51.88 | 12/12/2012 6:34:50 AM |
Flyinerb | $50.00 | 12/12/2012 6:35:17 AM |
silver-saber | $125.00 | 12/12/2012 9:05:33 AM |
hitsman | $50.00 | 12/12/2012 9:05:57 AM |
enlighter | $72.00 | 12/12/2012 7:16:39 AM |
contract-amigo7 | $25.00 | 12/12/2012 7:24:37 AM |
the-silver-blaster | $75.00 | 12/12/2012 9:40:12 AM |
EnglishGeekInNYC | $25.00 | 12/12/2012 9:14:28 AM |
awesome-generosity4 | $25.00 | 12/12/2012 6:29:10 AM |
Bank_of_the_Galaxy | $25.00 | 12/12/2012 10:21:20 AM |
educationfirst | $50.00 | 12/12/2012 9:56:43 AM |
deal-pal | $25.00 | 12/12/2012 11:00:30 AM |
1stofthemonth | $25.00 | 12/12/2012 11:26:05 AM |
mkerstei | $200.00 | 12/12/2012 11:27:09 AM |
Tscheddar | $25.00 | 12/12/2012 6:03:10 PM |
agalt | $50.00 | 12/12/2012 12:32:44 PM |
djh47a | $50.00 | 12/12/2012 12:58:55 PM |
balance-force | $28.00 | 12/12/2012 1:52:27 PM |
ethical-truth211 | $125.00 | 12/12/2012 3:18:01 PM |
joyful-yield3 | $25.00 | 12/12/2012 3:44:31 PM |
brittany | $100.00 | 12/13/2012 6:26:09 AM |
redrose1518 | $42.00 | 12/13/2012 8:05:20 AM |
hml | $50.00 | 12/13/2012 1:40:20 AM |
awesome-generosity4 | $36.00 | 12/13/2012 7:03:35 AM |
Drager | $25.53 | 12/13/2012 8:18:52 AM |
JackinGreen | $50.36 | 12/12/2012 8:03:37 PM |
reward-anteater0 | $25.00 | 12/13/2012 9:48:46 AM |
kind-cash-porcelain | $50.00 | 12/12/2012 10:26:08 PM |
agrosmet | $30.00 | 12/13/2012 4:01:06 AM |
the-bright-velocity | $25.00 | 12/13/2012 9:37:57 AM |
REITRUST | $27.19 | 12/13/2012 7:35:35 AM |
emjo1219 | $25.00 | 12/13/2012 9:46:57 AM |
burgeoning-generosity9 | $25.00 | 12/13/2012 9:40:02 AM |
repayment-pagoda8 | $83.00 | 12/13/2012 12:15:03 PM |
LPSolutions | $25.00 | 12/13/2012 3:15:49 PM |
Trigirl23 | $25.00 | 12/13/2012 10:30:08 AM |
auction-iris9 | $120.00 | 12/13/2012 10:39:36 AM |
trail5 | $25.00 | 12/13/2012 12:06:27 PM |
saahilld | $25.00 | 12/13/2012 5:54:51 PM |
enthralling-investment | $25.00 | 12/13/2012 5:57:55 PM |
hard-working-asset2 | $25.00 | 12/13/2012 6:09:09 PM |
point653 | $25.00 | 12/13/2012 6:14:21 PM |
GBLENDER | $25.00 | 12/13/2012 5:24:54 PM |
C_Mark | $50.00 | 12/13/2012 6:22:43 PM |
shamonn_p2p | $323.00 | 12/13/2012 12:27:47 PM |
moola-gondola1 | $25.00 | 12/13/2012 5:39:29 PM |
jjd2 | $25.00 | 12/13/2012 5:43:51 PM |
crown-year | $400.00 | 12/13/2012 12:51:56 PM |
BDL-Roth | $40.00 | 12/13/2012 5:58:11 PM |
gain-kitten | $25.00 | 12/13/2012 6:10:16 PM |
WillyP345 | $50.00 | 12/13/2012 6:15:59 PM |
MadHun | $200.00 | 12/13/2012 6:19:24 PM |
Aimvest | $25.00 | 12/13/2012 6:09:44 PM |
6moonbeams | $50.00 | 12/13/2012 6:11:05 PM |
zzztimbo | $25.00 | 12/13/2012 6:13:27 PM |
innocent-income4 | $25.00 | 12/13/2012 6:16:32 PM |
forceful-nickel6 | $25.00 | 12/13/2012 6:17:13 PM |
Avicell | $25.00 | 12/13/2012 6:21:09 PM |
chief64 | $200.00 | 12/13/2012 6:23:21 PM |
200 Investments
|
Borrower Payment Dependent Notes Series
681103
This series of Notes was issued and sold upon the funding of the borrower loan #79379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-01-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $335.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Investor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,653 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Shining-Star |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 27 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2012)
760-779
(Aug-2010)
|
Principal balance:
| $3,367.71 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 27 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Consolidate Debt
My financial situation:
I thought this was a no brainer... I already have a prosper loan that I make payments on for years which i basically set as a permanent expenditure on my budget. Those payments are more than this requested loan payment. My current balance should be around $3500 and i have a little less than one year left on that loan. I will use the proceeds of this new loan to pay off that loan and still have enough left over to pay off all of my other debt. Essentially i will eliminate all of my debt payments and have this one reduced loan payment. Reducing monthly payments on my debts will allow me to reinvest more of my money increasing my monthly cash flow.
Take Home Income: $5000+
Debt Payments: $1800 (credit=450, loans=400, mortgage=950)
Car: Cars Paid in Full
Auto Insurance: $100
Utilities: $100
Food: $400
Fuel: $200
Cable/Internet/Phone: $300
Other: $500 (household/miscellaneous/Clothes)
Total Expenses: $3400
Discretionary: $1600+ (Invest/Save/Emergencies/Gifts/Entertainment/Toys/Etc)
New Loan Amount: ~$350
Current Debt Payments: ~$850
Additional Cash Flow Each Month: ~$500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $27.27 | 12/1/2012 12:06:32 PM |
Zolton | $300.00 | 12/1/2012 12:14:05 PM |
green-trade-dolphin2 | $52.37 | 12/1/2012 12:03:09 PM |
LoanerPrincipal | $25.00 | 12/1/2012 12:33:34 PM |
thankful-nickel2 | $55.55 | 12/1/2012 12:45:27 PM |
deal-vibrato | $25.00 | 12/1/2012 1:25:58 PM |
CougarRoar | $25.00 | 12/1/2012 12:57:36 PM |
balance-force | $35.00 | 12/1/2012 1:28:25 PM |
bazaar-tulip | $25.00 | 12/1/2012 1:49:03 PM |
welcome-to-the-club | $50.00 | 12/1/2012 2:32:32 PM |
CreditBuilder2 | $50.01 | 12/1/2012 2:56:57 PM |
moola-accelerator6 | $75.00 | 12/1/2012 1:48:23 PM |
thehousewife | $25.00 | 12/2/2012 7:26:18 AM |
peace-adventurer3 | $25.00 | 12/1/2012 2:42:46 PM |
RGlad | $65.00 | 12/1/2012 2:48:30 PM |
Feyenoord | $30.00 | 12/1/2012 2:57:42 PM |
Astyanax | $35.00 | 12/1/2012 6:35:26 PM |
XP | $50.00 | 12/2/2012 10:27:02 AM |
tolerant-dinero2 | $25.00 | 12/2/2012 2:11:19 PM |
tolerant-dinero2 | $25.00 | 12/2/2012 2:11:46 PM |
wetlands | $200.00 | 12/3/2012 9:47:44 AM |
Arvicco | $400.00 | 12/3/2012 5:55:49 PM |
riskreward | $250.00 | 12/3/2012 5:52:03 PM |
aztec | $50.00 | 12/3/2012 6:20:56 PM |
Socorro_Capital_Partners | $25.01 | 12/4/2012 9:44:43 AM |
purposeful-durability8 | $100.00 | 12/4/2012 10:24:23 AM |
indomitable-coin | $25.00 | 12/4/2012 10:44:50 AM |
rich329 | $25.00 | 12/4/2012 1:52:43 PM |
credit-maple | $25.00 | 12/5/2012 9:34:28 AM |
virtuous-repayment | $25.00 | 12/5/2012 9:19:47 AM |
Tscheddar | $25.00 | 12/5/2012 12:18:08 PM |
voipguy88 | $50.00 | 12/5/2012 6:04:41 PM |
Lender2895a | $125.00 | 12/6/2012 8:13:56 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:14 AM |
payout-paladin3 | $150.00 | 12/6/2012 10:19:33 AM |
valiant-money | $50.00 | 12/7/2012 8:49:52 AM |
shamonn_p2p | $1,000.00 | 12/7/2012 9:55:08 AM |
compoundinterest | $25.00 | 12/7/2012 10:42:35 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:38:39 PM |
innovator10 | $212.00 | 12/8/2012 12:13:19 PM |
enticing-capital6 | $50.00 | 12/8/2012 2:03:23 PM |
Spiv_51 | $25.00 | 12/9/2012 1:09:43 PM |
forceful-note8 | $50.00 | 12/9/2012 1:18:03 PM |
listing-flower2 | $100.00 | 12/9/2012 9:04:00 PM |
LimaGuy | $25.00 | 12/10/2012 9:37:54 AM |
funds-captain4 | $50.00 | 12/10/2012 9:01:27 AM |
payout-paladin3 | $2,500.00 | 12/10/2012 12:53:29 PM |
agalt | $75.00 | 12/10/2012 1:16:09 PM |
well-mannered-income3 | $60.00 | 12/10/2012 2:54:43 PM |
radareye2 | $25.00 | 12/10/2012 2:56:21 PM |
ethical-truth211 | $400.00 | 12/10/2012 3:38:58 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:35 AM |
just-loyalty643 | $50.00 | 12/10/2012 5:59:08 PM |
cocopuffs | $25.00 | 12/10/2012 3:01:59 PM |
swerty | $71.11 | 12/10/2012 4:07:33 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:34 PM |
bbbshome | $25.00 | 12/10/2012 7:19:07 PM |
supersam | $50.00 | 12/10/2012 10:19:11 PM |
meoates1 | $25.00 | 12/11/2012 9:42:49 AM |
friendinmoney | $25.00 | 12/11/2012 9:08:46 AM |
kls4560 | $25.00 | 12/11/2012 10:18:14 AM |
the-enthralling-coin | $25.00 | 12/11/2012 11:05:14 AM |
jpac1066 | $25.00 | 12/11/2012 11:20:59 AM |
commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:35 PM |
cilynx | $25.00 | 12/11/2012 10:42:45 AM |
repayment-pagoda8 | $100.00 | 12/11/2012 5:28:55 PM |
SugarMommy | $25.00 | 12/11/2012 5:37:08 PM |
scholarly-liberty3 | $25.00 | 12/11/2012 5:41:06 PM |
DonaldColorado | $100.00 | 12/11/2012 6:26:56 PM |
finance-coyote3 | $2,000.00 | 12/12/2012 3:42:29 AM |
credit-orca | $25.00 | 12/12/2012 4:34:27 AM |
cerebral-dollar773 | $48.46 | 12/12/2012 6:26:15 AM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:31 AM |
quickstep | $151.00 | 12/12/2012 7:13:17 AM |
Digs | $25.00 | 12/12/2012 8:01:11 AM |
trumpeter391 | $25.00 | 12/12/2012 9:29:45 AM |
silver-saber | $125.00 | 12/12/2012 9:05:34 AM |
Investoman | $25.00 | 12/12/2012 10:19:09 AM |
djs81 | $75.00 | 12/12/2012 10:16:31 AM |
managedfund | $732.02 | 12/12/2012 10:30:28 AM |
entertaining-rate9 | $25.00 | 12/1/2012 12:08:44 PM |
mymoneyblog | $25.00 | 12/1/2012 1:14:16 PM |
108lender | $185.00 | 12/1/2012 1:57:32 PM |
vtrentster | $25.00 | 12/1/2012 1:55:59 PM |
Mikale360 | $25.00 | 12/2/2012 4:45:17 AM |
five-star-note | $25.00 | 12/1/2012 2:28:20 PM |
janeybooboo | $25.25 | 12/1/2012 2:40:37 PM |
Hippo-IRA1 | $50.00 | 12/2/2012 10:21:19 AM |
lnuss25 | $40.00 | 12/2/2012 10:31:36 AM |
vines99 | $25.00 | 12/2/2012 11:25:17 AM |
dedicated-trade9 | $33.96 | 12/1/2012 3:42:13 PM |
janeybooboo | $25.00 | 12/1/2012 4:44:12 PM |
loot-prescription3 | $25.00 | 12/2/2012 12:16:19 PM |
DasMula | $50.00 | 12/1/2012 7:07:59 PM |
a- | $25.00 | 12/2/2012 8:58:26 AM |
investment-wildcat0 | $25.00 | 12/3/2012 12:12:59 AM |
franzzua | $25.00 | 12/3/2012 9:43:04 AM |
windguy | $50.00 | 12/3/2012 9:59:41 AM |
dunkard13 | $100.00 | 12/3/2012 10:07:14 AM |
duty-accomplishment | $25.00 | 12/3/2012 10:51:38 AM |
dunox | $75.00 | 12/3/2012 5:24:08 PM |
broker048 | $25.00 | 12/3/2012 9:19:38 PM |
abundant-one | $25.00 | 12/4/2012 9:35:29 AM |
justreturns | $25.00 | 12/4/2012 10:08:40 AM |
Socorro_Capital_Partners | $25.01 | 12/4/2012 9:52:03 AM |
supersarah61 | $25.00 | 12/4/2012 1:34:12 PM |
first-serene-credit | $25.00 | 12/5/2012 10:15:31 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:43:38 AM |
miked8303 | $75.00 | 12/6/2012 11:31:53 AM |
astute-benjamins | $25.00 | 12/7/2012 8:52:28 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:44 AM |
refined-hope3 | $25.00 | 12/7/2012 5:17:53 PM |
Castellan | $50.00 | 12/7/2012 5:12:28 PM |
3_boyz | $50.00 | 12/7/2012 2:10:13 PM |
Proactive-Financial-Lending | $25.00 | 12/7/2012 5:49:35 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:17 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:35 PM |
appetizing-velocity4 | $25.00 | 12/9/2012 2:59:14 PM |
lucrative-durability | $25.00 | 12/10/2012 4:14:26 AM |
hitsman | $50.00 | 12/10/2012 9:27:24 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:07:03 AM |
compatible-deal9 | $50.00 | 12/10/2012 1:06:57 PM |
JC_12 | $100.00 | 12/10/2012 10:10:25 AM |
sprinter | $50.00 | 12/10/2012 4:51:31 PM |
noodles932 | $25.00 | 12/10/2012 4:51:40 PM |
payout-paladin3 | $350.00 | 12/10/2012 12:38:42 PM |
upperdeck | $25.00 | 12/10/2012 4:09:17 PM |
heerzaquestion | $35.00 | 12/10/2012 6:45:18 PM |
prendani | $25.00 | 12/10/2012 10:02:45 PM |
Guiren | $100.00 | 12/10/2012 8:18:27 PM |
economy-popcorn | $25.00 | 12/11/2012 7:01:57 AM |
organic-treasure | $25.00 | 12/11/2012 7:07:52 AM |
khamen | $25.00 | 12/10/2012 10:32:46 PM |
philly_eagles | $25.00 | 12/11/2012 10:22:55 AM |
asaurus0 | $25.98 | 12/11/2012 11:50:11 AM |
888GoldIngots | $25.00 | 12/11/2012 10:11:18 AM |
circuitfive | $25.00 | 12/11/2012 5:51:11 PM |
power-defender7 | $25.00 | 12/11/2012 5:38:57 PM |
Flyinerb | $50.00 | 12/12/2012 6:35:18 AM |
XenonX | $25.00 | 12/11/2012 7:41:05 PM |
coin-popcorn | $30.00 | 12/12/2012 7:35:24 AM |
TennSquire | $25.00 | 12/12/2012 9:26:07 AM |
KEOLEND | $25.00 | 12/12/2012 9:06:57 AM |
hope-hickory8 | $25.00 | 12/12/2012 5:26:40 AM |
capital-lesson | $25.00 | 12/12/2012 10:24:10 AM |
river-change | $25.00 | 12/12/2012 10:06:46 AM |
146 Investments
|
Borrower Payment Dependent Notes Series
681107
This series of Notes was issued and sold upon the funding of the borrower loan #78948, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.24% |
Listing Start date:
| Dec-03-2012 |
Term:
| 12 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 10.77% |
Borrower rate/APR:
| 11.77% / 17.49% |
Monthly payment:
| $887.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.19% | | |
| |
Estimated return*:
| 4.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 52% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,514 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| p2p-mirth9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...
Debt consolidation
My financial situation:
I am a good candidate for this loan because I pay my bill
Monthly net income: $49,000
Monthly expenses: $1,973
Housing: $1,311
Insurance: $100.
Car expenses: $152.
Utilities: $25.
Phone, cable, internet: $135.
Food, entertainment: $150..
Clothing, household expenses: $100.
Credit cards and other loans: $6,000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
deal-selector5 | $25.00 | 12/3/2012 5:11:39 PM |
green28 | $75.00 | 12/3/2012 5:05:53 PM |
kind-lovely-marketplace | $50.00 | 12/3/2012 5:34:11 PM |
wetlands | $200.00 | 12/3/2012 5:45:18 PM |
money-sequoia9 | $25.00 | 12/3/2012 6:01:42 PM |
healthy-peace427 | $100.00 | 12/3/2012 6:26:05 PM |
a-versatile-power | $25.00 | 12/3/2012 11:15:50 PM |
nevee | $25.00 | 12/4/2012 10:09:04 AM |
the-sweet-penny2 | $25.00 | 12/4/2012 8:09:25 AM |
Helping_1_at_a_time | $25.00 | 12/4/2012 10:28:39 AM |
sudeep104 | $25.00 | 12/4/2012 10:43:27 AM |
qsolo | $25.00 | 12/4/2012 4:57:32 PM |
Shomee_dmoney | $25.00 | 12/4/2012 5:45:19 PM |
PFTLender | $25.00 | 12/4/2012 3:06:34 PM |
kfrench | $75.00 | 12/4/2012 7:21:46 PM |
fmanjoo | $25.00 | 12/5/2012 9:47:32 AM |
QuidWilson | $25.00 | 12/5/2012 4:33:42 PM |
ingenious-truth684 | $25.00 | 12/5/2012 7:10:51 PM |
sincere-funds470 | $63.44 | 12/6/2012 10:29:21 AM |
motion91 | $100.00 | 12/6/2012 5:33:39 PM |
richboy56 | $25.00 | 12/6/2012 7:39:11 PM |
money-hercules4 | $100.00 | 12/6/2012 10:03:54 PM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:35 AM |
BigBag | $25.00 | 12/7/2012 8:31:04 AM |
bright-idea11 | $25.00 | 12/7/2012 10:12:10 AM |
marwadi-62 | $225.00 | 12/7/2012 11:04:25 AM |
jetset82 | $25.00 | 12/7/2012 10:27:50 AM |
cash-architect | $25.00 | 12/7/2012 11:49:17 AM |
promise2 | $25.00 | 12/7/2012 1:16:03 PM |
green-punctual-coin | $25.00 | 12/7/2012 11:11:49 AM |
bcsmith | $25.00 | 12/7/2012 1:55:44 PM |
zippy-diversification471 | $25.00 | 12/7/2012 7:30:40 PM |
sunny-benefit0 | $25.00 | 12/7/2012 7:35:59 PM |
funds-gourd4 | $27.39 | 12/7/2012 9:50:15 PM |
hawkeyes26 | $50.00 | 12/8/2012 11:00:40 AM |
samurai2 | $25.00 | 12/8/2012 8:21:43 AM |
fulfilling-bazaar4 | $100.00 | 12/8/2012 12:51:51 PM |
ipitch19 | $25.00 | 12/8/2012 10:33:15 AM |
wise-dedication-grid | $59.34 | 12/8/2012 10:45:54 AM |
franzzua | $25.00 | 12/8/2012 12:12:22 PM |
fight4whatsright | $25.00 | 12/8/2012 1:03:39 PM |
new-start18100 | $25.00 | 12/8/2012 12:57:34 PM |
tranquil-diversification8 | $50.00 | 12/9/2012 10:23:07 AM |
one2sojourn | $45.00 | 12/8/2012 5:46:23 PM |
sharp-platinum326 | $25.00 | 12/9/2012 12:14:44 PM |
green-satisfying-investment3 | $25.00 | 12/9/2012 10:51:17 PM |
new-pound-atizer | $25.00 | 12/10/2012 5:28:54 AM |
jetspeedfuture | $35.00 | 12/10/2012 8:40:34 AM |
newest-organic-rupee | $33.00 | 12/9/2012 9:08:02 PM |
helpyougrow | $25.00 | 12/9/2012 9:30:40 PM |
ddog0224 | $25.00 | 12/10/2012 12:22:36 AM |
spry-credit269 | $50.00 | 12/10/2012 4:29:34 AM |
quantum_leap | $25.00 | 12/10/2012 8:44:35 AM |
agalt | $50.00 | 12/10/2012 1:17:37 PM |
Chuck1939 | $50.00 | 12/10/2012 4:08:47 PM |
spiritual-compassion3-16 | $25.00 | 12/10/2012 7:19:13 PM |
one2save | $25.00 | 12/10/2012 8:29:46 PM |
credit-rocket4 | $25.00 | 12/10/2012 8:47:57 PM |
tranquil-loyalty465 | $50.00 | 12/10/2012 9:36:11 PM |
transparent-wealth6 | $25.00 | 12/10/2012 10:35:34 PM |
redmumba | $50.00 | 12/11/2012 12:30:04 AM |
perfume956 | $50.00 | 12/10/2012 8:53:15 PM |
astute-bazaar6 | $250.00 | 12/10/2012 7:50:17 PM |
FPidge | $25.00 | 12/10/2012 8:41:47 PM |
versatile-return3 | $100.00 | 12/10/2012 9:19:56 PM |
onecooldrink | $25.00 | 12/10/2012 10:03:17 PM |
850 | $50.00 | 12/10/2012 11:02:20 PM |
MateCocido | $42.00 | 12/11/2012 8:06:11 AM |
dynamic-investment4 | $25.00 | 12/11/2012 3:23:11 PM |
fortytwo | $100.00 | 12/11/2012 10:39:34 AM |
historic-reward468 | $100.00 | 12/11/2012 5:18:19 PM |
Goldberry | $25.00 | 12/11/2012 11:52:08 AM |
LODenterprises | $25.00 | 12/11/2012 12:45:34 PM |
elegant-commerce17 | $50.00 | 12/11/2012 5:12:13 PM |
ottog18 | $100.00 | 12/11/2012 2:06:55 PM |
imdave4me | $50.00 | 12/11/2012 3:20:16 PM |
circuitfive | $25.00 | 12/11/2012 5:51:13 PM |
Med-Tech-Here | $35.00 | 12/11/2012 6:12:51 PM |
riveting-nickel0 | $25.53 | 12/11/2012 8:12:27 PM |
youngster50 | $25.00 | 12/12/2012 5:45:58 AM |
DonaldColorado | $100.00 | 12/11/2012 6:27:11 PM |
Good-times | $25.00 | 12/11/2012 9:47:17 PM |
penny-judo7 | $25.00 | 12/12/2012 6:06:47 AM |
Badgworth | $29.90 | 12/12/2012 7:55:01 AM |
AllForTheBetter | $25.00 | 12/12/2012 10:04:06 AM |
little_lender1 | $100.00 | 12/12/2012 10:04:45 AM |
djh47a | $50.00 | 12/12/2012 12:55:41 PM |
transparency-futurist3 | $25.00 | 12/12/2012 2:30:28 PM |
Bank_of_the_Galaxy | $25.00 | 12/12/2012 10:26:49 AM |
SemperFiMarines | $25.00 | 12/12/2012 10:38:54 AM |
balance-force | $28.00 | 12/12/2012 1:52:35 PM |
Higheagle | $25.00 | 12/12/2012 5:29:47 PM |
InvestorATL | $50.00 | 12/12/2012 2:01:13 PM |
unrivaled-deal676 | $50.00 | 12/12/2012 10:58:55 AM |
integrity-enrichment2 | $30.00 | 12/12/2012 5:42:23 PM |
feb217 | $30.00 | 12/12/2012 5:53:27 PM |
well-rounded-diversification | $25.00 | 12/12/2012 6:17:22 PM |
trumpeter391 | $25.00 | 12/12/2012 1:30:18 PM |
goett047 | $26.11 | 12/12/2012 9:48:21 PM |
bold-generosity-enlightenment | $50.00 | 12/13/2012 12:32:53 AM |
cardminger | $25.00 | 12/12/2012 6:27:16 PM |
quirky1981 | $25.00 | 12/13/2012 6:22:38 AM |
pound-albatross7 | $226.27 | 12/13/2012 6:46:36 AM |
bid-tweet7 | $50.00 | 12/12/2012 7:06:12 PM |
benefit-persimmon6 | $100.00 | 12/12/2012 8:40:34 PM |
riskreward | $250.00 | 12/3/2012 5:52:38 PM |
influential-peso9 | $25.00 | 12/3/2012 5:18:33 PM |
bazaar-tulip | $25.00 | 12/3/2012 6:05:44 PM |
ready-interest9 | $25.00 | 12/3/2012 6:36:19 PM |
kinetic-loot436 | $30.00 | 12/3/2012 6:45:08 PM |
ace230 | $25.00 | 12/3/2012 6:47:32 PM |
xrycac | $25.00 | 12/3/2012 5:42:50 PM |
velocity-motivator6 | $25.00 | 12/3/2012 5:46:09 PM |
prudent-deal662 | $25.00 | 12/3/2012 6:54:33 PM |
bowdish1 | $25.00 | 12/4/2012 9:18:12 AM |
snoop4jc | $50.00 | 12/4/2012 5:37:37 AM |
profitable-fairness1 | $50.00 | 12/4/2012 7:45:16 AM |
note-willow8 | $25.00 | 12/4/2012 10:10:10 AM |
MicroLender357 | $25.00 | 12/4/2012 9:13:06 AM |
payout-motivator0 | $50.00 | 12/4/2012 10:52:38 AM |
listing-flower2 | $100.00 | 12/4/2012 1:05:39 PM |
oxnard | $25.00 | 12/5/2012 5:15:01 AM |
Harry | $75.00 | 12/5/2012 9:49:06 AM |
sun818 | $25.00 | 12/5/2012 10:53:23 AM |
vigilance-machine6 | $25.00 | 12/5/2012 1:19:56 PM |
direct-affluence8 | $50.00 | 12/5/2012 11:51:16 AM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:49 PM |
peso-magnifico | $50.00 | 12/5/2012 6:14:50 PM |
rakem777 | $25.00 | 12/5/2012 6:31:17 PM |
new-dynamic-value | $100.00 | 12/6/2012 12:37:01 PM |
Corlei | $25.00 | 12/7/2012 4:05:09 AM |
tmdmf | $25.00 | 12/7/2012 8:58:56 AM |
PaintedLady | $25.00 | 12/7/2012 7:34:29 AM |
CaptainBL | $25.00 | 12/7/2012 10:01:35 AM |
octoberfresh | $25.00 | 12/7/2012 10:05:25 AM |
dunkard13 | $100.00 | 12/7/2012 10:09:57 AM |
tech310 | $50.00 | 12/7/2012 9:12:04 AM |
luann199 | $25.00 | 12/7/2012 10:27:34 AM |
Queueball1 | $25.00 | 12/7/2012 9:56:01 AM |
HogLeg | $25.00 | 12/7/2012 10:39:46 AM |
rustysailor | $25.00 | 12/7/2012 10:09:10 AM |
ericgassercom | $25.00 | 12/7/2012 10:18:50 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:59 AM |
deal-vibrato | $25.00 | 12/7/2012 10:48:00 AM |
a-foxy-balance | $25.00 | 12/7/2012 10:54:46 AM |
wealth-prodigy1 | $63.00 | 12/7/2012 10:37:23 AM |
justreturns | $25.00 | 12/7/2012 11:06:54 AM |
BostonCapital | $100.00 | 12/7/2012 10:50:12 AM |
persistent-dinero953 | $25.00 | 12/7/2012 4:14:27 PM |
kulender | $100.00 | 12/7/2012 1:19:02 PM |
new-diversification-owner | $25.00 | 12/7/2012 3:02:54 PM |
decisive-return611 | $100.00 | 12/7/2012 1:02:22 PM |
punctual-nickel1 | $50.00 | 12/7/2012 10:35:04 PM |
valiant-return584 | $50.00 | 12/7/2012 6:12:06 PM |
orange-dedication-maple | $25.00 | 12/7/2012 9:12:01 PM |
principal-cooker2 | $50.00 | 12/8/2012 12:40:02 PM |
dominickf | $50.00 | 12/8/2012 2:08:42 PM |
CorporateRaider | $25.00 | 12/9/2012 7:05:08 AM |
responsibility-venture8 | $75.00 | 12/9/2012 11:29:00 AM |
Haydn-sav | $25.00 | 12/9/2012 1:04:43 PM |
auction-fanatic2 | $32.95 | 12/9/2012 9:34:15 PM |
simplelender80 | $75.00 | 12/9/2012 2:01:50 PM |
rkhrdjp | $25.00 | 12/10/2012 7:10:30 AM |
blue-lucrative-rate | $50.00 | 12/10/2012 7:43:07 AM |
hunter1124 | $25.00 | 12/9/2012 11:07:46 PM |
red-gallant-dime | $200.00 | 12/10/2012 5:52:27 AM |
hitsman | $50.00 | 12/10/2012 9:27:25 AM |
meoates1 | $25.00 | 12/10/2012 9:39:56 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:07:16 AM |
bazaar-eclipse5 | $25.00 | 12/10/2012 10:20:49 AM |
supersarah61 | $25.00 | 12/10/2012 4:05:41 PM |
compatible-deal9 | $25.00 | 12/10/2012 1:07:59 PM |
orbital-value360 | $50.00 | 12/10/2012 7:04:43 PM |
jsa7cornell | $100.00 | 12/10/2012 5:43:27 PM |
evilkats | $50.00 | 12/10/2012 7:46:26 PM |
the-fulfilling-gain | $40.00 | 12/10/2012 6:27:10 PM |
coopPV | $65.13 | 12/10/2012 8:45:39 PM |
treasure-bison | $26.88 | 12/10/2012 6:37:12 PM |
openness-burger1 | $192.53 | 12/11/2012 12:08:48 AM |
magical-kindness888888 | $25.00 | 12/10/2012 6:43:44 PM |
auction-pragmatist | $25.00 | 12/10/2012 9:16:27 PM |
Ocean713 | $75.00 | 12/10/2012 6:59:07 PM |
ferocious-exchange3 | $50.00 | 12/10/2012 9:42:13 PM |
a-harmonious-bill | $35.00 | 12/10/2012 10:11:53 PM |
reward-planet7 | $50.00 | 12/10/2012 11:03:26 PM |
money-ballet6 | $25.00 | 12/10/2012 11:33:31 PM |
peedublya | $25.00 | 12/10/2012 9:27:50 PM |
JerBaby | $53.42 | 12/10/2012 9:48:19 PM |
mhotchan | $100.00 | 12/10/2012 10:29:13 PM |
the-tsunami784 | $150.00 | 12/10/2012 10:41:08 PM |
Good-Yield | $25.00 | 12/11/2012 9:49:13 AM |
abundant-community130 | $50.00 | 12/11/2012 10:38:03 AM |
Chasing_the_dime | $25.00 | 12/11/2012 10:07:35 AM |
Nazbuster | $50.00 | 12/11/2012 1:51:22 PM |
cognizant-integrity72 | $50.00 | 12/11/2012 4:29:59 PM |
durability-seahorse7 | $50.00 | 12/11/2012 1:01:57 PM |
wwwUniversal | $50.00 | 12/11/2012 11:59:34 AM |
red-active-note | $25.00 | 12/11/2012 2:03:31 PM |
Zion-CIF | $50.00 | 12/12/2012 5:50:52 AM |
XenonX | $25.00 | 12/11/2012 7:41:57 PM |
sillyb | $25.00 | 12/11/2012 6:39:59 PM |
WhiteInvestor | $25.00 | 12/12/2012 9:04:23 AM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:43 AM |
abundant-power | $25.00 | 12/12/2012 9:19:26 AM |
Ravyn | $25.00 | 12/12/2012 10:11:50 AM |
thrifty-affluence6 | $25.00 | 12/12/2012 10:17:13 AM |
artisan693 | $25.11 | 12/12/2012 1:49:58 PM |
loyalty-cupcake6 | $50.00 | 12/12/2012 5:06:21 PM |
important-diversification620 | $25.00 | 12/12/2012 5:07:09 PM |
gpuck | $25.00 | 12/12/2012 6:42:26 PM |
social-sanctuary2 | $50.00 | 12/12/2012 8:36:46 PM |
MakoF16 | $50.00 | 12/12/2012 8:45:19 PM |
USMCR | $25.00 | 12/12/2012 6:53:02 PM |
brilliance258 | $50.00 | 12/12/2012 9:58:04 PM |
214 Investments
|
Borrower Payment Dependent Notes Series
681139
This series of Notes was issued and sold upon the funding of the borrower loan #78888, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,750.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $135.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 26% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 3m |
Amount delinquent:
| $3,572 |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,575 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| MIKE_L |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2011)
640-659
(Feb-2010)
|
Principal balance:
| $3,582.21 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 45 | | |
Description
credit card settlement/payoff
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $100.00 | 12/11/2012 6:59:11 PM |
MoneyForNothing | $45.45 | 12/11/2012 5:03:00 PM |
commerce-venture1 | $25.00 | 12/11/2012 5:03:36 PM |
Beechturner | $30.00 | 12/11/2012 5:06:23 PM |
LittleMingo | $30.00 | 12/11/2012 5:25:41 PM |
Sagamore | $50.00 | 12/11/2012 5:49:25 PM |
Wrats6 | $25.00 | 12/11/2012 5:02:33 PM |
entertaining-rate9 | $25.00 | 12/11/2012 5:57:56 PM |
stylish-revenue4 | $100.00 | 12/11/2012 5:38:08 PM |
top-goodhearted-liberty | $25.00 | 12/11/2012 5:39:31 PM |
secureincome | $555.00 | 12/11/2012 5:40:28 PM |
TumbleWeed88 | $25.00 | 12/11/2012 5:40:59 PM |
transaction-seahorse0 | $25.00 | 12/11/2012 5:53:07 PM |
five-star-note | $50.00 | 12/11/2012 6:36:32 PM |
valiant-return584 | $50.00 | 12/11/2012 6:01:01 PM |
contract-amigo7 | $25.00 | 12/11/2012 6:20:49 PM |
velocity-winner | $25.00 | 12/11/2012 6:23:18 PM |
bazaar-tulip | $25.00 | 12/11/2012 6:24:39 PM |
Tscheddar | $25.00 | 12/11/2012 6:13:48 PM |
dough-marble7 | $25.00 | 12/11/2012 9:52:34 PM |
RB_Double-A_Bravo | $39.35 | 12/11/2012 8:51:41 PM |
affluence-microscope2 | $200.00 | 12/11/2012 5:18:04 PM |
moola-accelerator6 | $75.00 | 12/11/2012 5:24:31 PM |
Nco | $150.00 | 12/11/2012 5:32:55 PM |
ethical-truth211 | $1,000.00 | 12/11/2012 5:39:15 PM |
riskreward | $250.00 | 12/11/2012 5:55:02 PM |
nickel-ferret | $25.00 | 12/11/2012 5:42:34 PM |
zipemdown | $25.00 | 12/11/2012 5:33:46 PM |
Book-Mark | $25.00 | 12/11/2012 6:44:46 PM |
Edakers | $25.00 | 12/11/2012 6:06:11 PM |
01a_MrUSC_IRA | $25.00 | 12/11/2012 7:10:50 PM |
stuart791 | $27.00 | 12/11/2012 8:17:18 PM |
surferracerskaterboy | $59.60 | 12/11/2012 8:30:59 PM |
DoctorJoe | $25.00 | 12/11/2012 6:19:35 PM |
radiant-dollar9 | $200.00 | 12/11/2012 5:47:28 PM |
finance-coyote3 | $98.05 | 12/12/2012 3:40:43 AM |
basis-spartan922 | $25.00 | 12/11/2012 7:09:42 PM |
moneylender25 | $25.00 | 12/11/2012 6:03:27 PM |
Rollshaft | $25.00 | 12/11/2012 10:12:45 PM |
coin-sphinx4 | $39.55 | 12/11/2012 7:12:24 PM |
ChoiceInvestments | $26.00 | 12/11/2012 9:03:50 PM |
burgeoning-affluence5 | $50.00 | 12/11/2012 9:35:12 PM |
Mikale360 | $25.00 | 12/11/2012 11:54:38 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
681141
This series of Notes was issued and sold upon the funding of the borrower loan #79184, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $90.06 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 38y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,087 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| quick-return01 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...debt consolidation
My financial situation:
I am a good candidate for this loan because...I can easily make payments
Monthly net income: $7,120
Monthly expenses: $1000
Housing: $1600
Insurance: $150
Car expenses: $200
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EngineersAlliance | $35.00 | 12/2/2012 12:28:55 PM |
return-point2 | $100.00 | 12/2/2012 12:34:37 PM |
payment-halo | $25.00 | 12/2/2012 4:00:22 PM |
Mucman72 | $25.00 | 12/2/2012 7:32:56 PM |
bazaar-tulip | $25.00 | 12/3/2012 9:29:48 AM |
nickel-ferret | $25.00 | 12/3/2012 9:45:58 AM |
transaction-seahorse0 | $25.00 | 12/3/2012 9:56:03 AM |
paradise-foothill | $50.00 | 12/4/2012 9:02:14 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:45 PM |
monster4 | $50.00 | 12/7/2012 5:11:48 PM |
prudent-dough458 | $25.00 | 12/7/2012 5:46:53 PM |
richboy56 | $25.00 | 12/7/2012 6:16:03 PM |
hitsman | $50.00 | 12/7/2012 6:06:00 PM |
sunny-benefit0 | $25.00 | 12/7/2012 7:00:38 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:39:04 PM |
green28 | $50.00 | 12/8/2012 8:03:36 AM |
Night01Hawk25 | $25.00 | 12/8/2012 6:27:11 AM |
Mostlycoins | $25.00 | 12/8/2012 8:36:53 AM |
SecondChanceLendingSERV | $26.62 | 12/8/2012 8:52:28 AM |
valiant-return584 | $50.00 | 12/2/2012 12:13:06 PM |
entertaining-dollar298 | $25.00 | 12/2/2012 1:13:42 PM |
j2ee | $50.00 | 12/3/2012 9:18:59 AM |
riskreward | $250.00 | 12/3/2012 9:59:18 AM |
WalnutCreekguy | $50.00 | 12/3/2012 10:13:38 AM |
kind-lovely-marketplace | $50.00 | 12/3/2012 5:34:25 PM |
LuvToLend | $25.00 | 12/4/2012 9:18:29 AM |
PFTLender | $25.00 | 12/4/2012 3:06:11 PM |
well-rounded-payout0 | $50.00 | 12/5/2012 10:03:40 AM |
E-2 | $100.00 | 12/5/2012 10:36:00 AM |
bonus-seahorse | $35.00 | 12/5/2012 12:33:59 PM |
Eric_Gagne | $25.00 | 12/6/2012 7:35:45 AM |
zipemdown | $25.00 | 12/6/2012 6:06:45 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:41:32 PM |
Zorro_970 | $100.00 | 12/7/2012 5:48:57 PM |
Harry | $75.00 | 12/7/2012 6:29:56 PM |
BostonCapital | $100.00 | 12/7/2012 6:41:14 PM |
successful-agreement7 | $100.00 | 12/7/2012 5:47:06 PM |
power-spartan5 | $25.00 | 12/7/2012 6:55:11 PM |
market-pudding | $25.00 | 12/8/2012 7:27:48 AM |
value-trophy8 | $35.86 | 12/8/2012 7:28:29 AM |
keichi03 | $25.00 | 12/8/2012 8:39:10 AM |
Mindful7 | $25.00 | 12/8/2012 8:55:22 AM |
ultimate-commitment | $25.00 | 12/8/2012 9:03:44 AM |
aganippe | $25.00 | 12/7/2012 6:41:23 PM |
helpingyou1 | $25.00 | 12/8/2012 2:07:14 AM |
ethical-truth211 | $25.00 | 12/8/2012 6:50:14 AM |
Wilhan | $28.35 | 12/8/2012 9:34:56 AM |
111TaxMan | $25.74 | 12/8/2012 6:08:16 AM |
brightest-benjamins-onator | $25.00 | 12/8/2012 6:49:56 AM |
wendyhop | $13.43 | 12/8/2012 9:40:38 AM |
50 Investments
|
Borrower Payment Dependent Notes Series
681205
This series of Notes was issued and sold upon the funding of the borrower loan #78852, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-06-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $188.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 36% |
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,526 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| productive-fairness416 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...pay off medical bills and a credit card
My financial situation: I work full-time 40+ hours each week and have done so for many years.
I am a good candidate for this loan because...I repay my obligations, and I'm hard-working husband and father.
Monthly net income: $3800
Monthly expenses: $3030
Housing: $580
Insurance: $100
Car expenses: $500
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $1100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
deal-selector5 | $25.00 | 12/6/2012 5:14:34 PM |
formula842 | $25.00 | 12/6/2012 5:19:15 PM |
thrilling-point2 | $40.00 | 12/6/2012 5:27:15 PM |
octoberfresh | $25.00 | 12/6/2012 5:52:12 PM |
Wrats6 | $25.00 | 12/6/2012 5:05:51 PM |
paxnj | $25.00 | 12/6/2012 8:20:40 PM |
callmebryan | $25.00 | 12/6/2012 8:55:04 PM |
axl163 | $25.00 | 12/6/2012 11:28:43 PM |
LittleMingo | $30.00 | 12/7/2012 2:15:33 AM |
treasure-bliss | $50.00 | 12/7/2012 3:17:17 AM |
return-point2 | $100.00 | 12/6/2012 6:16:04 PM |
principal-star | $25.00 | 12/6/2012 5:49:06 PM |
missing-link | $25.00 | 12/6/2012 5:53:01 PM |
Plutis | $25.00 | 12/6/2012 6:31:14 PM |
vutah | $25.00 | 12/6/2012 7:12:19 PM |
return-enforcer5 | $25.00 | 12/7/2012 6:41:19 AM |
grnii78 | $125.00 | 12/6/2012 7:20:03 PM |
zipemdown | $25.00 | 12/6/2012 6:08:54 PM |
thehousewife | $25.00 | 12/7/2012 8:21:35 AM |
payout-motivator0 | $50.00 | 12/6/2012 6:18:59 PM |
skillful-asset5 | $40.00 | 12/7/2012 4:32:48 AM |
wise-charming-reward | $400.00 | 12/7/2012 8:37:55 AM |
Nipper99 | $100.00 | 12/7/2012 8:54:23 AM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:28:27 AM |
nickel-ferret | $25.00 | 12/7/2012 9:22:35 AM |
heerzaquestion | $50.00 | 12/7/2012 10:46:20 AM |
JeremyLinFan | $30.00 | 12/7/2012 11:54:55 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:07 PM |
valiant-return584 | $50.00 | 12/7/2012 6:13:51 PM |
RMI_Babylon | $25.00 | 12/7/2012 7:33:10 PM |
EFS | $200.00 | 12/7/2012 8:48:29 PM |
quickstep | $150.00 | 12/8/2012 10:35:01 AM |
meoates1 | $25.00 | 12/8/2012 8:02:50 AM |
duty-accomplishment | $25.00 | 12/8/2012 8:32:04 AM |
kin990 | $25.00 | 12/8/2012 12:37:17 PM |
Christophe | $25.00 | 12/8/2012 7:22:49 AM |
rokman | $50.00 | 12/8/2012 1:06:35 PM |
Star_Witness | $25.00 | 12/8/2012 9:31:44 PM |
DaveTheWave | $50.00 | 12/8/2012 3:00:24 PM |
freedom3 | $935.00 | 12/8/2012 11:33:17 PM |
daw1878 | $25.00 | 12/6/2012 5:47:48 PM |
engaging-worth | $25.00 | 12/6/2012 5:48:21 PM |
bazaar-tulip | $25.00 | 12/6/2012 5:20:29 PM |
obduro_1 | $25.00 | 12/6/2012 6:43:54 PM |
brilliant-balance | $50.00 | 12/6/2012 7:30:21 PM |
finance-relaxation3 | $25.00 | 12/7/2012 7:17:38 AM |
foothillender | $25.00 | 12/7/2012 8:05:34 AM |
gjm6d | $25.00 | 12/6/2012 6:19:15 PM |
RGlad | $100.00 | 12/7/2012 1:00:02 AM |
jayk63 | $25.00 | 12/7/2012 4:45:37 AM |
glimmering-liberty616 | $25.00 | 12/7/2012 5:38:16 AM |
ready-interest9 | $25.00 | 12/6/2012 7:08:56 PM |
TumbleWeed88 | $25.00 | 12/7/2012 9:16:48 AM |
justasoldier | $100.00 | 12/7/2012 8:11:20 AM |
riskreward | $250.00 | 12/7/2012 9:29:29 AM |
natural-worth9 | $25.00 | 12/7/2012 11:13:37 AM |
investment-cluster | $25.00 | 12/7/2012 4:13:41 PM |
credit-maverick1 | $100.00 | 12/7/2012 1:15:49 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:02 PM |
ethical-truth211 | $300.00 | 12/8/2012 8:27:56 AM |
listing-flower2 | $100.00 | 12/8/2012 10:55:17 AM |
aganippe | $50.00 | 12/7/2012 7:05:07 PM |
1386 | $25.00 | 12/8/2012 2:00:08 AM |
green-loyalty-web | $25.00 | 12/8/2012 1:46:22 PM |
DaveTheWave | $50.00 | 12/8/2012 2:58:01 PM |
Budro | $50.00 | 12/8/2012 12:44:57 PM |
circuitfive | $25.00 | 12/8/2012 1:38:10 PM |
tommymtg7 | $25.00 | 12/8/2012 1:50:30 PM |
LiveNow | $25.00 | 12/8/2012 6:41:12 PM |
69 Investments
|
Borrower Payment Dependent Notes Series
681247
This series of Notes was issued and sold upon the funding of the borrower loan #79229, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-03-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-09-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $115.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,751 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| No | | |
Screen name:
| contract-chuckler089 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
Purpose of loan:
This loan will be used to purchase a motorcycle. This will allow a more gas efficient vehicle to be used when my car is not needed for work purposes.
My financial situation:
I am a good candidate for this loan because, though I had some trouble when I was younger, I have worked hard to raise my credit score so I would not do anything to lower my score in any way. I am a responsible individual who works hard and pays my debts.
Monthly net income: $2000
Monthly expenses: $ total expenses $1250.00
Housing: $425
Insurance: $85
Car expenses: $50
Utilities: $65
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $75
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Interest2thePeople | $100.00 | 12/3/2012 5:13:48 PM |
thrilling-fund427 | $50.00 | 12/3/2012 5:21:50 PM |
payment-halo | $35.00 | 12/3/2012 6:39:11 PM |
rate-advocator7 | $250.00 | 12/3/2012 5:43:47 PM |
bazaar-tulip | $25.00 | 12/3/2012 6:05:46 PM |
appetizing-loyalty354 | $25.00 | 12/3/2012 6:16:09 PM |
commerce-venture1 | $29.86 | 12/4/2012 5:22:10 PM |
natural-worth9 | $25.00 | 12/5/2012 4:47:20 PM |
Kaj | $25.00 | 12/5/2012 6:06:10 PM |
LuvToLend | $25.00 | 12/5/2012 5:02:09 PM |
sisepuede | $25.00 | 12/5/2012 10:41:34 PM |
Lender2895a | $125.00 | 12/6/2012 8:13:59 AM |
BankofRon | $25.00 | 12/6/2012 10:27:19 AM |
monster4 | $50.00 | 12/6/2012 9:36:10 AM |
deal-vibrato | $25.00 | 12/6/2012 10:16:16 AM |
LuckyDuck49 | $25.00 | 12/6/2012 9:02:09 PM |
zipemdown | $25.00 | 12/6/2012 6:07:21 PM |
tech310 | $50.00 | 12/7/2012 9:12:04 AM |
scarlet-velvet | $50.08 | 12/6/2012 9:29:17 PM |
Bob450 | $25.00 | 12/7/2012 4:19:13 AM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:32 PM |
bob450-roth | $25.00 | 12/7/2012 6:00:11 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:43:02 PM |
tommymtg7 | $25.00 | 12/7/2012 6:59:55 PM |
DreisersFinancier | $27.00 | 12/8/2012 1:37:11 PM |
red-rate-whistle | $50.00 | 12/8/2012 3:57:49 PM |
dunkard13 | $100.00 | 12/8/2012 1:25:12 PM |
invesor87 | $35.76 | 12/8/2012 3:13:43 PM |
supersarah61 | $25.00 | 12/8/2012 4:11:36 PM |
booOST | $25.30 | 12/9/2012 10:23:49 AM |
acupuncturestudent | $100.00 | 12/9/2012 7:23:15 AM |
currency-persimmon | $25.00 | 12/9/2012 10:12:08 AM |
refined-return922 | $25.00 | 12/9/2012 2:47:20 PM |
bid-catalyst0 | $100.00 | 12/9/2012 4:33:51 PM |
AKVG_Lending | $200.00 | 12/9/2012 5:45:34 PM |
Branch95 | $50.00 | 12/9/2012 5:24:00 PM |
creditologist281 | $27.07 | 12/9/2012 5:27:41 PM |
economy-coup | $100.00 | 12/3/2012 5:23:39 PM |
kind-lovely-marketplace | $50.00 | 12/3/2012 5:34:35 PM |
aprivatelender | $25.00 | 12/3/2012 6:47:55 PM |
credit-adventurer313 | $25.00 | 12/3/2012 7:23:24 PM |
octoberfresh | $25.00 | 12/3/2012 5:44:05 PM |
scholarly-order6 | $50.00 | 12/4/2012 5:07:59 AM |
zorg77 | $50.00 | 12/4/2012 5:45:03 AM |
valiant-return584 | $50.00 | 12/3/2012 6:19:47 PM |
credit-coach118 | $40.01 | 12/4/2012 11:09:04 AM |
transparency-position | $110.00 | 12/4/2012 12:11:40 PM |
WalnutCreekguy | $50.00 | 12/4/2012 10:50:55 AM |
courteous-kindness1 | $25.00 | 12/6/2012 10:41:47 AM |
gold-sushi | $25.00 | 12/6/2012 11:10:18 AM |
successful-agreement7 | $100.00 | 12/6/2012 5:36:44 PM |
Black_Dog_Lending | $50.00 | 12/6/2012 9:29:57 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:32 AM |
CFOGO | $25.00 | 12/7/2012 4:50:02 AM |
E-2 | $48.00 | 12/7/2012 9:10:04 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:47 AM |
bonus-seahorse | $34.24 | 12/7/2012 1:40:19 PM |
gain-chosen-one081 | $25.00 | 12/7/2012 5:53:46 PM |
loan-fate | $50.00 | 12/8/2012 12:02:28 PM |
boogienation | $25.00 | 12/8/2012 8:06:22 AM |
pierrelasvegas | $25.00 | 12/8/2012 12:13:37 PM |
mt3209 | $25.00 | 12/8/2012 12:14:41 PM |
income-buffalo1 | $50.00 | 12/8/2012 3:47:16 PM |
aztocas | $100.00 | 12/8/2012 4:06:09 PM |
hitsman | $50.00 | 12/8/2012 1:35:22 PM |
red-penny-philosopher | $25.00 | 12/8/2012 7:04:08 PM |
I-Believe-In-You | $39.10 | 12/8/2012 8:09:28 PM |
Mehungry | $25.60 | 12/8/2012 2:01:47 PM |
wwwUniversal | $25.00 | 12/9/2012 12:08:31 PM |
BradP | $25.00 | 12/8/2012 5:49:59 PM |
economy-sunrise | $25.00 | 12/9/2012 8:02:40 AM |
platinum-czar | $25.00 | 12/8/2012 6:43:56 PM |
lovely-dough0 | $119.60 | 12/9/2012 12:18:09 PM |
Orbits | $25.00 | 12/9/2012 5:18:45 PM |
Sixmil | $100.00 | 12/9/2012 1:49:32 PM |
lovely-order7 | $25.00 | 12/9/2012 3:07:35 PM |
SLIPCASTER | $3.38 | 12/9/2012 6:11:03 PM |
77 Investments
|
Borrower Payment Dependent Notes Series
681609
This series of Notes was issued and sold upon the funding of the borrower loan #79247, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-03-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $102.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,643 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-unbeatable-coin |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-microscope2 | $200.00 | 12/3/2012 5:12:48 PM |
fcrick | $50.00 | 12/3/2012 5:16:20 PM |
HoosierDaddie | $300.00 | 12/3/2012 5:18:12 PM |
mymoneyblog | $25.00 | 12/3/2012 5:31:32 PM |
commerce-artisan8 | $50.00 | 12/3/2012 5:37:39 PM |
riskreward | $250.00 | 12/3/2012 5:52:39 PM |
Harry | $75.00 | 12/3/2012 6:01:37 PM |
enthusiastic-balance5 | $100.00 | 12/3/2012 6:06:54 PM |
Fiimg | $50.00 | 12/3/2012 5:37:33 PM |
nickel-ferret | $25.00 | 12/3/2012 5:44:14 PM |
radiant-dollar9 | $200.00 | 12/3/2012 5:47:37 PM |
BostonCapital | $100.00 | 12/3/2012 5:40:44 PM |
wetlands | $200.00 | 12/3/2012 5:45:19 PM |
bazaar-tulip | $25.00 | 12/3/2012 6:05:47 PM |
kind-euro-mirth | $50.00 | 12/3/2012 5:14:24 PM |
entertaining-rate9 | $25.00 | 12/3/2012 5:16:41 PM |
bright-idea11 | $25.00 | 12/3/2012 5:16:55 PM |
kind-lovely-marketplace | $50.00 | 12/3/2012 5:34:11 PM |
Zorro_970 | $100.00 | 12/3/2012 5:35:17 PM |
transaction-seahorse0 | $25.00 | 12/3/2012 5:50:57 PM |
deal-vibrato | $25.00 | 12/3/2012 5:06:50 PM |
payment-halo | $25.00 | 12/3/2012 5:18:23 PM |
phenomenal-rate1 | $500.00 | 12/3/2012 5:15:20 PM |
bowdish1 | $25.00 | 12/3/2012 5:23:15 PM |
ideal-peace5 | $100.00 | 12/3/2012 5:16:47 PM |
superb-funds335 | $25.00 | 12/3/2012 5:37:03 PM |
repayment-pagoda8 | $100.00 | 12/3/2012 5:26:39 PM |
careful-note1 | $25.00 | 12/3/2012 6:07:28 PM |
reduce_US_govt_debt | $32.00 | 12/3/2012 5:56:12 PM |
secureincome | $218.00 | 12/3/2012 6:26:59 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
681655
This series of Notes was issued and sold upon the funding of the borrower loan #79478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Dec-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $544.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 9.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,714 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| subtle-truth089 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit cards
My financial situation:
I am a good candidate for this loan because...I am a partner in a growing CPA firm and have a good credit history. This loan will considerably reduce my monthly expenses.
Monthly net income: $8,100
Monthly expenses: $4,000 total
Housing: $1,058
Insurance: $150
Car expenses: $100
Utilities: $200
Phone, cable, internet: $350
Food, entertainment: $100
Clothing, household expenses: $500
Credit cards and other loans: $1,500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $1,500.00 | 12/4/2012 9:36:53 AM |
natural-affluence6 | $25.00 | 12/4/2012 1:04:26 PM |
j2ee | $50.00 | 12/3/2012 9:19:01 AM |
bazaar-tulip | $25.00 | 12/3/2012 9:30:23 AM |
deal-selector5 | $25.00 | 12/3/2012 9:11:33 AM |
golffish2 | $25.00 | 12/3/2012 9:07:10 AM |
valiant-return584 | $50.00 | 12/3/2012 10:14:13 AM |
formula842 | $25.00 | 12/3/2012 9:54:37 AM |
return-point2 | $100.00 | 12/3/2012 10:20:55 AM |
Detour11 | $25.00 | 12/3/2012 10:36:36 AM |
natural-worth9 | $300.00 | 12/3/2012 3:02:54 PM |
payment-halo | $25.00 | 12/3/2012 5:14:10 PM |
kind-lovely-marketplace | $50.00 | 12/3/2012 5:34:28 PM |
BlueSharp | $30.00 | 12/3/2012 9:25:04 PM |
wise-charming-reward | $500.00 | 12/3/2012 10:32:02 PM |
Nipper99 | $100.00 | 12/3/2012 10:47:44 PM |
missing-link | $25.00 | 12/4/2012 9:11:19 AM |
preeminant-moola6 | $25.00 | 12/4/2012 10:15:05 AM |
grnii78 | $125.00 | 12/4/2012 11:44:03 AM |
SecondChanceLendingSERV | $26.75 | 12/4/2012 12:08:24 PM |
PFTLender | $25.00 | 12/4/2012 3:06:17 PM |
payout-motivator0 | $50.00 | 12/5/2012 9:15:53 AM |
kfrench | $75.00 | 12/5/2012 11:12:59 AM |
E-2 | $78.00 | 12/5/2012 10:36:00 AM |
bonus-apricot366 | $25.00 | 12/5/2012 5:40:41 PM |
Harry | $75.00 | 12/5/2012 6:06:24 PM |
bright-idea11 | $25.00 | 12/5/2012 6:22:32 PM |
BostonCapital | $100.00 | 12/6/2012 9:35:51 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:36 AM |
successful-agreement7 | $100.00 | 12/6/2012 5:36:40 PM |
zipemdown | $25.00 | 12/6/2012 6:06:58 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:30 AM |
enchanted-investment447 | $100.00 | 12/7/2012 10:04:32 AM |
Zorro_970 | $100.00 | 12/7/2012 9:16:52 AM |
top-courteous-peso | $58.00 | 12/7/2012 9:30:26 AM |
adaboy65 | $75.00 | 12/7/2012 11:22:53 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:41:32 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:39:05 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:46 PM |
simplelender80 | $125.00 | 12/9/2012 1:24:45 PM |
heerzaquestion | $30.00 | 12/9/2012 3:09:21 PM |
glimmering-return863 | $70.00 | 12/9/2012 12:23:39 PM |
loyalist1 | $150.00 | 12/10/2012 8:00:09 AM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:33 PM |
rolltide09 | $50.00 | 12/10/2012 9:35:04 AM |
dukeiyer | $25.00 | 12/10/2012 9:38:41 AM |
elated-greenback | $50.00 | 12/11/2012 7:05:38 AM |
contract-amigo7 | $25.00 | 12/11/2012 7:20:33 AM |
crw1950 | $40.07 | 12/11/2012 5:20:35 AM |
gustavholstopus32 | $25.00 | 12/11/2012 6:02:13 AM |
TigerForce | $25.00 | 12/11/2012 6:10:37 AM |
Chillito | $45.00 | 12/11/2012 8:41:20 AM |
deal-banker | $72.00 | 12/11/2012 10:03:53 AM |
btrfly11 | $28.10 | 12/11/2012 10:50:38 AM |
shoook | $25.00 | 12/11/2012 10:27:17 AM |
ethical-truth211 | $700.00 | 12/11/2012 1:59:18 PM |
samurai2 | $25.00 | 12/11/2012 1:33:05 PM |
rootcanaler | $100.00 | 12/11/2012 2:12:58 PM |
truth-poplar | $25.00 | 12/11/2012 11:00:39 PM |
feiandasun | $25.00 | 12/12/2012 12:26:49 AM |
DonaldColorado | $100.00 | 12/11/2012 6:27:07 PM |
intrepid-compassion29 | $25.00 | 12/12/2012 6:40:15 AM |
invincible-leverage483 | $25.00 | 12/12/2012 8:29:57 AM |
theaterguy | $25.00 | 12/12/2012 8:58:12 AM |
ddog0224 | $50.00 | 12/11/2012 8:24:00 PM |
P2P_CARE | $31.91 | 12/12/2012 9:44:07 AM |
wise-deal-panda | $37.00 | 12/12/2012 9:16:40 AM |
trumpeter391 | $25.00 | 12/12/2012 11:09:56 AM |
safe-funds4 | $30.00 | 12/12/2012 10:12:51 AM |
Hotrod52 | $25.00 | 12/12/2012 10:01:01 AM |
bid-catalyst0 | $100.00 | 12/12/2012 11:45:59 AM |
qaran | $25.00 | 12/12/2012 11:52:56 AM |
benefit-javelin | $50.00 | 12/12/2012 12:12:41 PM |
Cat_in_the_Hat | $25.00 | 12/12/2012 10:48:57 AM |
Ocean713 | $75.00 | 12/12/2012 11:47:09 AM |
djh47a | $25.00 | 12/12/2012 1:22:56 PM |
prudent-deal662 | $25.00 | 12/12/2012 5:52:15 PM |
balance-force | $28.00 | 12/12/2012 1:52:33 PM |
durable-investment8 | $30.00 | 12/12/2012 3:23:23 PM |
friendinmoney | $25.00 | 12/13/2012 8:22:26 AM |
Ripsaw4U | $50.00 | 12/13/2012 1:06:14 PM |
Mailmon | $25.00 | 12/13/2012 5:30:42 PM |
enjoyletsbothgain | $25.00 | 12/13/2012 6:49:33 PM |
payout-paladin3 | $250.00 | 12/13/2012 7:25:22 PM |
emphatic-gold584 | $100.00 | 12/14/2012 8:36:16 AM |
fantastic-wampum1 | $100.00 | 12/13/2012 6:20:51 PM |
proud-pound4 | $25.00 | 12/14/2012 9:25:44 AM |
87Marc | $25.00 | 12/14/2012 9:45:42 AM |
principal-cooker2 | $50.00 | 12/14/2012 9:13:03 AM |
BorthersKeeper | $25.00 | 12/14/2012 3:55:26 AM |
respectful-note5 | $25.00 | 12/14/2012 9:18:57 AM |
Cai8899 | $25.00 | 12/14/2012 9:20:25 AM |
crown-year | $300.00 | 12/14/2012 5:51:25 AM |
life-is-great | $25.00 | 12/14/2012 6:14:15 AM |
compatible-power8 | $25.00 | 12/14/2012 10:33:03 AM |
fortytwo | $100.00 | 12/14/2012 9:49:54 AM |
worthy-bid8 | $400.00 | 12/14/2012 10:39:01 AM |
golffish2 | $25.00 | 12/14/2012 10:53:18 AM |
exciting-power957 | $25.00 | 12/14/2012 11:51:50 AM |
micko | $25.00 | 12/14/2012 10:08:25 AM |
panther757 | $25.00 | 12/14/2012 9:15:20 AM |
dynamic-money271 | $27.00 | 12/14/2012 9:41:11 AM |
Mark-7 | $50.00 | 12/14/2012 9:52:41 AM |
Smalltimelender | $25.00 | 12/14/2012 11:28:31 AM |
MakeItPour | $25.00 | 12/14/2012 10:54:18 AM |
MAYBROOK | $25.00 | 12/14/2012 11:29:42 AM |
ethicalhumanist | $100.00 | 12/14/2012 11:41:08 AM |
Psimater | $200.00 | 12/14/2012 5:36:25 AM |
transaction-seahorse0 | $25.00 | 12/3/2012 9:56:05 AM |
octoberfresh | $25.00 | 12/3/2012 9:21:12 AM |
daw1878 | $25.00 | 12/3/2012 9:39:14 AM |
nickel-ferret | $25.00 | 12/3/2012 9:46:00 AM |
riskreward | $250.00 | 12/3/2012 9:59:20 AM |
yield-journey | $25.00 | 12/3/2012 10:18:22 AM |
commerce-venture1 | $25.00 | 12/3/2012 4:55:25 PM |
WalnutCreekguy | $50.00 | 12/3/2012 5:15:05 PM |
RGlad | $150.00 | 12/4/2012 5:32:34 AM |
nevee | $25.00 | 12/4/2012 10:09:00 AM |
Jasner | $25.00 | 12/4/2012 9:18:56 AM |
Wrats6 | $25.00 | 12/5/2012 4:58:17 PM |
monster4 | $50.00 | 12/5/2012 6:27:12 PM |
deal-vibrato | $25.00 | 12/5/2012 5:53:17 PM |
dunkard13 | $100.00 | 12/5/2012 6:00:30 PM |
Lender2895a | $125.00 | 12/6/2012 8:13:58 AM |
gain-chosen-one081 | $25.00 | 12/6/2012 9:15:35 AM |
richboy56 | $25.00 | 12/6/2012 7:37:27 PM |
tech310 | $50.00 | 12/7/2012 9:12:02 AM |
dunox | $75.00 | 12/7/2012 9:10:19 AM |
power-spartan5 | $25.00 | 12/7/2012 10:44:41 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:38:23 PM |
loan-fate | $50.00 | 12/8/2012 12:02:27 PM |
pierrelasvegas | $25.00 | 12/8/2012 12:13:34 PM |
dominickf | $50.00 | 12/8/2012 2:08:41 PM |
vivacious-fund2 | $25.00 | 12/10/2012 9:31:59 AM |
kulender | $50.00 | 12/10/2012 5:28:11 PM |
mhotchan | $100.00 | 12/10/2012 10:27:06 PM |
850 | $50.00 | 12/10/2012 11:14:30 PM |
Comoparklender | $25.00 | 12/11/2012 9:34:24 AM |
Jim33 | $25.00 | 12/11/2012 8:04:19 AM |
Senechal | $25.00 | 12/11/2012 8:41:42 AM |
payout-paradise5 | $25.00 | 12/11/2012 9:47:22 AM |
spirited-greenback814 | $31.84 | 12/11/2012 7:35:56 AM |
lionheart722 | $25.00 | 12/11/2012 10:00:29 AM |
RioDinero | $150.00 | 12/11/2012 10:04:57 AM |
robgw | $25.00 | 12/11/2012 10:18:45 AM |
hitsman | $50.00 | 12/11/2012 10:33:14 AM |
truth-companion | $25.00 | 12/11/2012 10:46:34 AM |
Edakers | $25.00 | 12/11/2012 1:51:35 PM |
ethical-truth211 | $300.00 | 12/11/2012 2:00:07 PM |
Joyflyer | $50.00 | 12/11/2012 3:42:52 PM |
amicablenemesis | $50.00 | 12/11/2012 5:16:20 PM |
mountain_slope | $45.00 | 12/11/2012 5:42:32 PM |
Odyssey77 | $25.00 | 12/11/2012 5:33:07 PM |
green-satisfying-investment3 | $25.97 | 12/11/2012 6:46:35 PM |
P2P4me | $500.00 | 12/12/2012 5:50:52 AM |
awesome-generosity4 | $31.00 | 12/12/2012 6:26:30 AM |
five-star-bid2 | $25.00 | 12/11/2012 8:18:33 PM |
jybank | $50.00 | 12/11/2012 11:29:07 PM |
genius520 | $100.00 | 12/12/2012 9:02:59 AM |
trade-caper | $50.00 | 12/12/2012 5:35:25 AM |
justinology | $31.96 | 12/12/2012 7:33:06 AM |
designer_10 | $25.00 | 12/12/2012 9:42:33 AM |
LaGrangeLender | $60.00 | 12/12/2012 6:07:42 AM |
x32248 | $25.00 | 12/12/2012 7:25:12 AM |
fulfilling-bazaar4 | $100.00 | 12/12/2012 9:35:39 AM |
enriching-velocity0 | $34.53 | 12/12/2012 8:55:37 AM |
MrBailey | $25.00 | 12/12/2012 10:14:22 AM |
commerce-artisan8 | $50.00 | 12/12/2012 9:58:28 AM |
moneytolend72 | $45.00 | 12/12/2012 12:07:05 PM |
mkerstei | $100.00 | 12/12/2012 11:18:45 AM |
pragmatic-auction8 | $50.00 | 12/12/2012 6:11:41 PM |
RubyMartin | $25.00 | 12/12/2012 10:48:23 PM |
hero007 | $50.00 | 12/13/2012 9:03:14 AM |
loyalty-cupcake6 | $35.00 | 12/12/2012 6:05:57 PM |
gold-cluster | $100.00 | 12/13/2012 6:23:23 AM |
USMCR | $25.00 | 12/12/2012 6:58:25 PM |
luann199 | $25.00 | 12/13/2012 9:43:22 AM |
wealth-infusion6 | $50.00 | 12/13/2012 11:11:30 AM |
SimpleChoice | $25.00 | 12/13/2012 10:36:52 AM |
palu2619 | $25.00 | 12/13/2012 12:24:26 PM |
adaptable-benefit6 | $25.00 | 12/13/2012 9:19:19 PM |
repayment-ringleader | $25.00 | 12/13/2012 11:47:20 PM |
Eddy-2-Aces | $25.00 | 12/14/2012 9:09:45 AM |
wwwUniversal | $25.00 | 12/14/2012 9:16:38 AM |
crown-year | $750.00 | 12/14/2012 8:11:08 AM |
Sid-K | $25.00 | 12/14/2012 9:03:04 AM |
RebuildALife | $25.00 | 12/14/2012 9:10:41 AM |
mercuriant | $25.00 | 12/14/2012 9:59:44 AM |
journey517 | $25.00 | 12/14/2012 10:13:56 AM |
silver-enlightenment0 | $25.00 | 12/14/2012 9:52:30 AM |
shalofin | $25.00 | 12/14/2012 9:57:41 AM |
benefit-molecule338 | $70.62 | 12/14/2012 10:57:57 AM |
persistent-dinero953 | $80.00 | 12/14/2012 8:58:28 AM |
first-pragmatic-power | $25.00 | 12/14/2012 9:29:28 AM |
decisive-return611 | $100.00 | 12/14/2012 9:46:55 AM |
Occhy | $25.00 | 12/14/2012 9:50:19 AM |
fairness-musician3 | $25.00 | 12/14/2012 10:00:00 AM |
ethical-truth211 | $222.25 | 12/14/2012 11:52:42 AM |
JC_12 | $100.00 | 12/14/2012 10:03:16 AM |
elegant-hope578 | $50.00 | 12/14/2012 10:17:06 AM |
iamaloner | $50.00 | 12/14/2012 10:41:18 AM |
pythia | $50.00 | 12/14/2012 11:29:48 AM |
harmonious-contract5 | $25.00 | 12/14/2012 11:47:28 AM |
203 Investments
|
Borrower Payment Dependent Notes Series
681739
This series of Notes was issued and sold upon the funding of the borrower loan #78915, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $133.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 23% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 19y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,718 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| elixir60237 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit cards.
My financial situation:
I am a good candidate for this loan because I have been employed at the same job for 20 years where I have had constant increases to my salary. After I use this loan to pay off some debts, I will be in a good financial situation.
Monthly net income: $2800
Housing: $1200
Insurance: $58
Car expenses: $100
Utilities: $140
Phone, cable, internet: $182
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
terrific-p2p4 | $500.00 | 12/10/2012 9:01:52 AM |
credit-commander1 | $25.00 | 12/10/2012 9:09:21 AM |
deal-galleon | $25.00 | 12/10/2012 9:31:17 AM |
treasure-bliss | $48.00 | 12/10/2012 9:06:09 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:07:41 AM |
money-genome84 | $250.00 | 12/10/2012 9:40:03 AM |
Rogelio48 | $31.00 | 12/10/2012 11:09:25 AM |
deal-selector5 | $25.00 | 12/10/2012 10:02:01 AM |
back-scratchers | $65.00 | 12/10/2012 10:10:39 AM |
EngineersAlliance | $50.00 | 12/10/2012 10:20:10 AM |
jiftostada | $25.00 | 12/10/2012 9:44:16 AM |
credit-coach118 | $25.02 | 12/10/2012 10:28:28 AM |
tommymtg7 | $25.00 | 12/10/2012 10:34:05 AM |
zipemdown | $25.00 | 12/10/2012 10:02:26 AM |
droopie1 | $25.00 | 12/10/2012 11:17:29 AM |
valiant-return584 | $50.00 | 12/10/2012 10:28:55 AM |
gotjack-IRA | $25.00 | 12/10/2012 11:13:04 AM |
natural-worth9 | $30.00 | 12/10/2012 11:26:25 AM |
economy-coup | $200.00 | 12/10/2012 10:43:29 AM |
CashFlow13 | $1,500.00 | 12/10/2012 9:01:54 AM |
Nco | $150.00 | 12/10/2012 9:03:46 AM |
wonder3 | $25.00 | 12/10/2012 9:03:57 AM |
ferocious-kindness8 | $35.00 | 12/10/2012 9:56:41 AM |
Money__Tree | $200.00 | 12/10/2012 9:42:11 AM |
vivid-p2ploan1 | $25.00 | 12/10/2012 9:09:54 AM |
felicity-contributor3 | $25.00 | 12/10/2012 9:10:11 AM |
power-spartan5 | $25.00 | 12/10/2012 9:25:17 AM |
green-loyalty-web | $25.00 | 12/10/2012 9:37:07 AM |
rate-advocator7 | $250.00 | 12/10/2012 10:08:20 AM |
wildanne | $50.00 | 12/10/2012 9:43:56 AM |
corndog4000 | $60.00 | 12/10/2012 10:26:11 AM |
open-minded-p2p1 | $25.00 | 12/10/2012 10:27:42 AM |
Dubbs360 | $50.00 | 12/10/2012 9:51:19 AM |
DevinHill_IRA | $30.00 | 12/10/2012 10:51:45 AM |
DevinHill_IRA | $0.95 | 12/10/2012 11:31:21 AM |
obduro_1 | $25.00 | 12/10/2012 10:12:18 AM |
CreditBuilder2 | $25.03 | 12/10/2012 10:43:48 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
681899
This series of Notes was issued and sold upon the funding of the borrower loan #79190, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $305 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-leverage-concerto |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal
Purpose of loan: wedding
This loan will be used to...wedding
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000
Monthly expenses: $
Housing $300
Insurance: $120
Car expenses: $540
Utilities: $
Phone, cable, internet: $45
Food, entertainment: $160
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
transaction-seahorse0 | $25.00 | 12/4/2012 5:35:57 PM |
Sagamore | $50.00 | 12/4/2012 5:19:22 PM |
ursus | $250.00 | 12/4/2012 5:26:55 PM |
foothillender | $25.00 | 12/5/2012 8:22:56 AM |
deal-galleon | $25.00 | 12/5/2012 9:34:56 AM |
LuvToLend | $25.00 | 12/5/2012 10:39:48 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:45:18 AM |
Danjack_Capital | $25.00 | 12/5/2012 5:22:36 PM |
point-oyster5 | $25.00 | 12/6/2012 5:46:36 PM |
credit-dandelion148 | $82.00 | 12/6/2012 6:00:42 PM |
Tscheddar | $25.00 | 12/6/2012 5:07:24 PM |
professional-vigilance9 | $100.00 | 12/6/2012 6:50:50 PM |
Toby1montana | $50.00 | 12/7/2012 6:25:11 AM |
money-fort | $25.00 | 12/6/2012 11:13:44 PM |
careful-vigilance4 | $25.00 | 12/7/2012 9:20:10 AM |
fantastic-wampum1 | $100.00 | 12/7/2012 11:02:51 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:39 AM |
deegeeman | $25.00 | 12/7/2012 10:37:34 AM |
joyous-peace443 | $25.00 | 12/7/2012 11:18:35 AM |
hope-wrangler1 | $50.00 | 12/7/2012 2:02:26 PM |
new-gold-wrangler | $1,000.00 | 12/7/2012 12:01:35 PM |
diplomatic-wealth7 | $25.00 | 12/7/2012 11:34:32 AM |
prudent-bid3 | $25.00 | 12/7/2012 6:48:30 PM |
ethical-truth211 | $100.00 | 12/8/2012 6:58:22 AM |
PFTLender | $25.00 | 12/8/2012 7:21:25 AM |
red-power-pecan | $50.00 | 12/8/2012 12:21:54 PM |
boogienation | $25.00 | 12/8/2012 8:02:01 AM |
oxnard | $25.00 | 12/8/2012 10:56:47 AM |
economy-shrubbery6 | $25.00 | 12/8/2012 12:15:07 PM |
social-cocktail1 | $197.97 | 12/8/2012 12:23:40 PM |
kind-lovely-marketplace | $50.00 | 12/4/2012 5:28:45 PM |
6_kids_college_fund | $25.00 | 12/5/2012 8:55:23 AM |
CreditBuilder2 | $25.03 | 12/5/2012 11:51:58 AM |
the-brilliant-currency | $25.00 | 12/6/2012 5:43:05 PM |
zipemdown | $25.00 | 12/6/2012 6:07:47 PM |
desertoasis | $25.00 | 12/6/2012 5:08:54 PM |
DreisersFinancier | $50.00 | 12/7/2012 9:03:18 AM |
mikbos | $25.00 | 12/7/2012 10:07:24 AM |
principal-cooker2 | $50.00 | 12/7/2012 10:33:17 AM |
first-credit-meridian | $50.00 | 12/7/2012 10:33:36 AM |
d2vid | $50.00 | 12/7/2012 10:06:29 AM |
blazing-capital2 | $250.00 | 12/7/2012 11:37:55 AM |
cberthiaume | $25.00 | 12/7/2012 12:53:31 PM |
alexander-hamilton | $50.00 | 12/7/2012 11:44:04 AM |
finance-prescription | $100.00 | 12/7/2012 11:19:10 AM |
Investor_DP | $100.00 | 12/7/2012 5:35:43 PM |
Bob450 | $25.00 | 12/7/2012 5:41:40 PM |
valiant-return584 | $50.00 | 12/7/2012 6:12:41 PM |
auction-iris9 | $120.00 | 12/7/2012 6:17:47 PM |
stock106 | $25.00 | 12/8/2012 8:05:58 AM |
money-surge1 | $25.00 | 12/8/2012 12:05:39 PM |
ethical-truth211 | $100.00 | 12/8/2012 6:58:11 AM |
invincible-wampum3 | $50.00 | 12/8/2012 8:10:53 AM |
53 Investments
|
Borrower Payment Dependent Notes Series
681941
This series of Notes was issued and sold upon the funding of the borrower loan #78738, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-04-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-04-2012 |
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $83.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 16% |
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,394 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| prince37 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2010)
680-699
(Jun-2008)
|
Principal balance:
| $1,370.52 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Auto
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3200
Monthly expenses: $
Housing: $800
Insurance: $
Car expenses: $200
Utilities: $
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-missile | $25.00 | 12/4/2012 5:23:15 PM |
octoberfresh | $25.00 | 12/4/2012 5:05:32 PM |
handy-justice | $50.00 | 12/4/2012 5:05:48 PM |
Forward-Looking | $25.00 | 12/4/2012 5:18:39 PM |
MoneyForNothing | $25.23 | 12/4/2012 5:03:32 PM |
lowrater | $50.40 | 12/4/2012 5:05:29 PM |
fantastic-contract1 | $400.00 | 12/4/2012 5:02:10 PM |
sentimental-responsibility0 | $25.00 | 12/4/2012 5:05:34 PM |
lucrative-loan | $73.00 | 12/4/2012 6:23:29 PM |
well-rounded-payout0 | $50.00 | 12/4/2012 6:47:07 PM |
moneylender25 | $25.00 | 12/4/2012 5:41:25 PM |
mrxtravis | $25.00 | 12/4/2012 6:51:58 PM |
stylish-revenue4 | $100.00 | 12/4/2012 6:55:51 PM |
purposeful-durability8 | $100.00 | 12/4/2012 6:15:07 PM |
PrimeFunding | $25.00 | 12/4/2012 6:41:22 PM |
desertoasis | $25.00 | 12/4/2012 6:58:44 PM |
money-baron | $100.00 | 12/4/2012 6:27:49 PM |
01a_MrUSC_IRA | $25.00 | 12/4/2012 6:47:21 PM |
economy-coup | $200.00 | 12/4/2012 5:45:49 PM |
credit-missile | $25.00 | 12/4/2012 5:18:04 PM |
felicity-contributor3 | $25.00 | 12/4/2012 5:05:45 PM |
school-loan-gambler | $350.00 | 12/4/2012 5:02:05 PM |
slowgains | $25.00 | 12/4/2012 5:13:40 PM |
deal-selector5 | $25.00 | 12/4/2012 6:35:08 PM |
Banker2OO7 | $75.00 | 12/4/2012 6:37:48 PM |
DreisersFinancier | $50.00 | 12/4/2012 6:47:01 PM |
five-star-note | $50.00 | 12/4/2012 6:49:24 PM |
Silver_Rupee | $25.00 | 12/4/2012 5:31:00 PM |
enthusiastic-balance5 | $100.00 | 12/4/2012 6:17:13 PM |
yield-lion2 | $250.00 | 12/4/2012 6:22:29 PM |
TumbleWeed88 | $25.00 | 12/4/2012 6:15:36 PM |
RGlad | $65.00 | 12/4/2012 6:52:36 PM |
keen-economy6 | $25.00 | 12/4/2012 6:35:15 PM |
platinum-scientist9 | $25.00 | 12/4/2012 6:42:26 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
681973
This series of Notes was issued and sold upon the funding of the borrower loan #79186, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-03-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $339.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 40% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,863 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| nymoney |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 28 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
700-719
(Jun-2010)
|
Principal balance:
| $4,503.11 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 28 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000
Monthly expenses: $
Housing: $0
Insurance: $90
Car expenses: $250
Utilities: $0
Phone, cable, internet: $80
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
I will paying off 3 credit cards
6400 28% $179 per month
3400 19% $100 per month
3200 $201 per month
Total payments $480
Paying these cards off at a much lower rate new Payment is $339
I am an investor with Prosper I have many loans.
I have already had one loan with Prosper which has been paid off in full and I currently have a loan with Prospers which is in good standing never late on any payments. In January I will receive a 4% raise which will increase my take home pay. I Don't have any rent payments because I live with my family.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $45.28 | 12/3/2012 5:05:15 PM |
mymoneyblog | $25.00 | 12/3/2012 5:31:32 PM |
kind-lovely-marketplace | $50.00 | 12/3/2012 5:34:12 PM |
moneylender25 | $25.00 | 12/3/2012 5:03:35 PM |
Mountain-Lion-IRA1 | $40.00 | 12/3/2012 5:16:58 PM |
deal-selector5 | $25.00 | 12/3/2012 5:11:42 PM |
fcrick | $50.00 | 12/3/2012 5:16:21 PM |
kindness-fanatic | $25.00 | 12/3/2012 5:23:19 PM |
repayment-pagoda8 | $100.00 | 12/3/2012 5:26:52 PM |
gotjack-IRA | $300.01 | 12/3/2012 5:42:27 PM |
Banker2OO7 | $75.00 | 12/3/2012 6:51:14 PM |
vutah | $25.00 | 12/3/2012 5:36:53 PM |
wetlands | $200.00 | 12/3/2012 5:45:22 PM |
riskreward | $250.00 | 12/3/2012 5:52:40 PM |
quantum_leap | $25.00 | 12/3/2012 5:45:57 PM |
john0720 | $100.00 | 12/3/2012 6:24:07 PM |
cash-mad-scientist3 | $25.00 | 12/3/2012 6:41:46 PM |
Forward-Looking | $25.00 | 12/3/2012 6:21:16 PM |
persist_in_doing | $25.00 | 12/3/2012 6:25:25 PM |
Astyanax | $40.00 | 12/3/2012 11:46:47 PM |
Billfred | $25.00 | 12/3/2012 7:33:05 PM |
life-is-great | $25.00 | 12/4/2012 9:49:22 AM |
LikesToLend | $25.00 | 12/4/2012 7:34:32 AM |
basis-spartan922 | $50.00 | 12/4/2012 8:11:09 AM |
thankful-nickel2 | $55.55 | 12/4/2012 9:41:51 AM |
real-return | $30.00 | 12/4/2012 9:50:26 AM |
USMC0311 | $25.00 | 12/4/2012 12:42:32 PM |
bid-starfish | $25.00 | 12/4/2012 11:08:05 AM |
franzzua | $25.00 | 12/4/2012 5:18:31 PM |
purposeful-durability8 | $100.00 | 12/5/2012 9:38:03 AM |
janeybooboo | $25.25 | 12/5/2012 10:50:08 AM |
yield-voyager8 | $25.00 | 12/5/2012 10:40:01 AM |
marwadi-62 | $225.00 | 12/5/2012 11:18:04 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:53 AM |
persistent-dinero953 | $25.00 | 12/5/2012 1:21:28 PM |
jmeasn | $60.00 | 12/5/2012 5:55:12 PM |
TumbleWeed88 | $25.00 | 12/5/2012 6:06:57 PM |
listing-flower2 | $100.00 | 12/5/2012 9:41:28 PM |
Ron77 | $50.00 | 12/6/2012 9:48:00 AM |
real-return2 | $26.00 | 12/6/2012 9:29:33 AM |
whitegold24k | $150.00 | 12/6/2012 1:01:01 PM |
sublime-liberty6 | $50.00 | 12/7/2012 8:30:08 AM |
vtrentster | $25.00 | 12/7/2012 5:55:42 AM |
managedfund | $1,333.00 | 12/7/2012 9:09:37 AM |
Black_Dog_Lending | $50.00 | 12/6/2012 10:32:52 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:32 AM |
windguy | $50.00 | 12/7/2012 9:30:35 AM |
kulender | $100.00 | 12/7/2012 1:19:03 PM |
adaboy65 | $75.00 | 12/7/2012 11:23:02 AM |
decisive-return611 | $100.00 | 12/7/2012 1:02:22 PM |
GoGalt | $50.00 | 12/7/2012 5:47:39 PM |
innovator10 | $500.00 | 12/8/2012 12:13:20 PM |
forceful-note8 | $50.00 | 12/8/2012 12:32:42 PM |
Dubbly | $25.00 | 12/8/2012 1:14:32 PM |
FWF-kinetic | $25.00 | 12/8/2012 11:20:00 PM |
just-loyalty643 | $50.00 | 12/8/2012 10:06:06 PM |
supersarah61 | $25.00 | 12/9/2012 4:00:57 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:41 PM |
Lastavatar | $75.00 | 12/9/2012 7:28:50 PM |
epic-ore2 | $150.00 | 12/10/2012 8:26:28 AM |
newest-organic-rupee | $55.00 | 12/9/2012 9:09:58 PM |
appetizing-velocity4 | $25.00 | 12/9/2012 2:59:19 PM |
felicity-contributor3 | $35.00 | 12/10/2012 6:44:09 AM |
bold-shrewd-duty | $115.48 | 12/10/2012 6:56:22 AM |
DaveTheWave | $25.00 | 12/9/2012 8:35:30 PM |
Roundhouse | $150.00 | 12/9/2012 10:40:17 PM |
spry-credit269 | $50.00 | 12/10/2012 4:22:43 AM |
1NiceLender | $25.00 | 12/10/2012 9:59:56 AM |
wildanne | $50.00 | 12/10/2012 9:43:21 AM |
finance-coyote3 | $1,464.99 | 12/10/2012 12:16:56 PM |
ItsJustMe79 | $25.00 | 12/10/2012 10:07:19 AM |
payout-paladin3 | $850.00 | 12/10/2012 12:37:54 PM |
flower77867 | $57.27 | 12/10/2012 2:57:54 PM |
bartb | $25.00 | 12/10/2012 3:05:58 PM |
Johnab | $25.00 | 12/10/2012 3:09:59 PM |
generosity-battalion0 | $25.00 | 12/10/2012 10:42:31 AM |
p2p-mogul | $30.00 | 12/10/2012 1:16:08 PM |
income-vault6 | $25.00 | 12/10/2012 1:55:59 PM |
iamwhatiam | $25.00 | 12/10/2012 2:05:52 PM |
agalt | $50.00 | 12/10/2012 1:15:37 PM |
entertaining-rate9 | $25.00 | 12/3/2012 5:16:42 PM |
Haydn-sav | $25.00 | 12/3/2012 5:21:31 PM |
commerce-venture1 | $25.00 | 12/3/2012 5:04:45 PM |
bowdish1 | $25.00 | 12/3/2012 5:23:15 PM |
vivid-p2ploan1 | $25.00 | 12/3/2012 5:37:15 PM |
gravbox | $25.00 | 12/3/2012 6:47:17 PM |
bazaar-tulip | $25.00 | 12/3/2012 6:05:51 PM |
CougarRoar | $25.00 | 12/3/2012 5:58:03 PM |
new-start18100 | $25.00 | 12/3/2012 5:58:21 PM |
CreditBuilder2 | $25.06 | 12/3/2012 6:17:10 PM |
EngineersAlliance | $35.00 | 12/3/2012 6:49:46 PM |
enthusiastic-balance5 | $100.00 | 12/3/2012 6:28:55 PM |
five-star-note | $25.00 | 12/3/2012 7:06:44 PM |
1313mark1313 | $377.13 | 12/3/2012 7:10:43 PM |
RGlad | $100.00 | 12/4/2012 5:21:13 AM |
treasure-hunter270 | $50.00 | 12/4/2012 7:50:17 AM |
integrity-doctor | $100.00 | 12/4/2012 7:15:39 AM |
deal-vibrato | $25.00 | 12/4/2012 9:51:43 AM |
Feyenoord | $30.00 | 12/4/2012 10:14:22 AM |
moola-accelerator6 | $35.00 | 12/4/2012 10:17:57 AM |
AF-Chief | $25.00 | 12/4/2012 11:03:03 AM |
voipguy88 | $50.00 | 12/4/2012 11:01:04 AM |
FinanceEngine | $65.00 | 12/4/2012 2:18:42 PM |
deal-gazer | $50.00 | 12/5/2012 9:17:08 AM |
OGS_Capital | $25.00 | 12/5/2012 7:46:44 AM |
first-serene-credit | $25.00 | 12/5/2012 10:08:20 AM |
first-graceful-contract | $25.00 | 12/5/2012 10:31:18 AM |
Tscheddar | $25.00 | 12/5/2012 12:09:09 PM |
thorough-duty641 | $25.00 | 12/6/2012 2:36:42 AM |
payout-paladin3 | $150.00 | 12/6/2012 10:19:35 AM |
supertux | $25.02 | 12/6/2012 10:26:50 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:41 AM |
natural-worth9 | $500.00 | 12/6/2012 4:26:36 PM |
Dont_Worry_Be_Happy | $25.00 | 12/7/2012 8:36:00 AM |
gain-equator | $25.00 | 12/7/2012 8:34:03 AM |
enticing-capital6 | $50.00 | 12/7/2012 9:08:38 AM |
tech310 | $50.00 | 12/7/2012 9:12:05 AM |
dunkard13 | $100.00 | 12/7/2012 10:09:58 AM |
virtuous-repayment | $25.00 | 12/7/2012 10:26:38 AM |
green-loyalty-web | $25.00 | 12/7/2012 5:10:15 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:20 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:40:34 PM |
valiant-return584 | $50.00 | 12/7/2012 6:12:12 PM |
meoates1 | $25.00 | 12/8/2012 8:02:48 AM |
global-invest-group | $25.00 | 12/8/2012 9:08:02 AM |
peace-adventurer3 | $25.00 | 12/7/2012 7:20:41 PM |
randsenterprise | $25.00 | 12/8/2012 1:32:30 PM |
power-lightning9 | $25.00 | 12/8/2012 8:32:35 PM |
ChoiceInvestments | $31.21 | 12/8/2012 8:58:42 PM |
whitegoldira | $150.00 | 12/9/2012 8:43:13 AM |
fulfilling-bazaar4 | $100.00 | 12/9/2012 12:22:22 PM |
natural-balance881 | $25.00 | 12/9/2012 9:29:00 AM |
kind-bazaar-kitten | $25.00 | 12/8/2012 10:37:23 PM |
uarewhatuthink | $25.00 | 12/9/2012 4:19:48 PM |
hitsman | $50.00 | 12/9/2012 1:19:51 PM |
Bank_of_the_Galaxy | $25.00 | 12/9/2012 5:51:34 PM |
Socorro_Capital_Partners | $25.01 | 12/10/2012 8:45:07 AM |
promise2 | $25.00 | 12/10/2012 8:00:50 AM |
JC_12 | $100.00 | 12/10/2012 10:08:56 AM |
compatible-deal9 | $50.00 | 12/10/2012 1:10:57 PM |
Kitcloud | $50.00 | 12/10/2012 1:45:02 PM |
well-mannered-income3 | $80.00 | 12/10/2012 2:53:12 PM |
orange-euro-sculpture | $100.00 | 12/10/2012 9:50:39 AM |
ethical-truth211 | $300.00 | 12/10/2012 9:50:51 AM |
money-atizer | $25.00 | 12/10/2012 11:58:46 AM |
olin5 | $25.98 | 12/10/2012 3:15:40 PM |
jubilant-agreement0 | $25.00 | 12/10/2012 12:46:59 PM |
joefoolz | $82.76 | 12/10/2012 2:18:55 PM |
148 Investments
|
Borrower Payment Dependent Notes Series
682001
This series of Notes was issued and sold upon the funding of the borrower loan #79330, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Dec-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $84.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 24% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 12y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,479 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| social-stilleto0 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan: Pay for medical expenses
This loan will be used to...pay for my mother's medical expenses. She is currently ill and the doctor's suspect that she has fluid in her lungs, but because she has no insurance and has no job due to the current economic situation, she has to pay $900 to get seen.
My financial situation:
I am a good candidate for this loan because...I am able to repay the loan according to the terms agreed upon.
Monthly net income: $ 5811.14
Monthly expenses: $5295.64
Housing: $1492.62
Insurance: $152.12
Car expenses: $1153.51
Utilities: $
Phone, cable, internet: $204.39
Food, entertainment: $250.
Clothing, household expenses: $291.
Credit cards and other loans: $252.
Other expenses: $1500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dynrep | $25.00 | 12/5/2012 9:57:45 AM |
rate-advocator7 | $250.00 | 12/5/2012 9:24:54 AM |
appetizing-loyalty354 | $25.00 | 12/5/2012 9:37:06 AM |
treasure-bliss | $25.00 | 12/5/2012 10:26:50 AM |
obduro_1 | $25.00 | 12/5/2012 11:19:36 AM |
CreditBuilder2 | $25.03 | 12/5/2012 11:52:00 AM |
bonus-seahorse | $25.00 | 12/5/2012 12:35:27 PM |
open-minded-p2p1 | $25.00 | 12/5/2012 11:25:53 AM |
platinum-scientist9 | $25.00 | 12/5/2012 2:56:36 PM |
greencat | $50.00 | 12/6/2012 8:38:16 AM |
let_me_retire | $100.75 | 12/6/2012 12:56:05 AM |
CA-Lender | $25.00 | 12/6/2012 11:14:22 AM |
gpuck | $25.00 | 12/6/2012 5:35:34 PM |
Tscheddar | $25.00 | 12/6/2012 5:07:25 PM |
Sparchange | $25.00 | 12/6/2012 7:27:10 PM |
zipemdown | $25.00 | 12/6/2012 6:07:59 PM |
wealth-renaissance5 | $25.00 | 12/7/2012 1:00:00 AM |
power-spartan5 | $25.00 | 12/7/2012 10:45:04 AM |
first-inspiring-vigilance | $25.00 | 12/7/2012 10:12:53 AM |
Nickle-Back | $14.16 | 12/7/2012 10:58:02 PM |
prudent-bid3 | $25.00 | 12/7/2012 6:49:44 PM |
asset-professor | $35.00 | 12/5/2012 10:00:44 AM |
Mucman72 | $25.00 | 12/5/2012 10:16:04 AM |
Sagamore | $50.00 | 12/5/2012 10:18:47 AM |
foothillender | $25.00 | 12/5/2012 10:26:22 AM |
payment-halo | $25.00 | 12/5/2012 9:57:33 AM |
zone6 | $100.00 | 12/5/2012 10:52:57 AM |
LuvToLend | $25.00 | 12/5/2012 10:39:49 AM |
benevolent-loot5 | $200.00 | 12/5/2012 10:45:19 AM |
transaction-seahorse0 | $25.00 | 12/5/2012 10:50:47 AM |
money-fort | $25.00 | 12/5/2012 3:33:31 PM |
restless-dime | $200.00 | 12/5/2012 4:09:02 PM |
Eric_Gagne | $30.00 | 12/6/2012 7:32:54 AM |
nourishing-interest0 | $25.00 | 12/6/2012 9:51:59 AM |
Bob450 | $25.00 | 12/6/2012 5:16:39 PM |
mrxtravis | $25.00 | 12/6/2012 11:03:50 AM |
Credit4Talent | $25.00 | 12/6/2012 12:11:29 PM |
ethical-truth211 | $27.00 | 12/7/2012 7:35:03 AM |
priceless-capital0 | $30.00 | 12/6/2012 7:07:05 PM |
Stek7 | $30.00 | 12/7/2012 9:38:12 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:40 AM |
valiant-return584 | $50.00 | 12/7/2012 6:12:47 PM |
fervent-commerce | $41.06 | 12/7/2012 5:38:48 PM |
likeable-hope | $25.00 | 12/7/2012 7:31:45 PM |
loot-chemistry2 | $67.00 | 12/7/2012 10:56:16 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
682071
This series of Notes was issued and sold upon the funding of the borrower loan #78732, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-04-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $125.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
11 | Length of status: | 5y 8m |
Amount delinquent:
| $238 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,655 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| sophisticated-rate5 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to...
Home Improvement
My financial situation:
I am a good candidate for this loan because...
I have had a prosper loan in the past and have paid it off with good standings.
Monthly net income: $2400
Monthly expenses: $
Housing: $0
Insurance: $60
Car expenses: $400
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Epiphanic | $25.00 | 12/4/2012 1:55:34 PM |
MoneyForNothing | $52.26 | 12/4/2012 9:02:40 AM |
entertaining-rate9 | $25.00 | 12/4/2012 9:07:53 AM |
bazaar-tulip | $25.00 | 12/4/2012 9:59:33 AM |
DasMula | $25.00 | 12/4/2012 9:10:45 AM |
CreditBuilder2 | $25.06 | 12/4/2012 10:23:18 AM |
twjh | $50.04 | 12/4/2012 10:54:14 AM |
fcrick | $50.00 | 12/4/2012 11:00:20 AM |
Socorro_Capital_Partners | $25.01 | 12/4/2012 10:03:10 AM |
john0720 | $100.00 | 12/4/2012 9:56:45 AM |
Sagamore | $50.00 | 12/4/2012 10:35:37 AM |
felicity-contributor3 | $25.00 | 12/4/2012 11:24:31 AM |
Feyenoord | $30.00 | 12/4/2012 5:22:28 PM |
gravbox | $25.00 | 12/4/2012 11:29:04 AM |
DoctorJoe | $25.00 | 12/4/2012 1:26:47 PM |
integrity-doctor | $100.00 | 12/4/2012 1:51:32 PM |
FinanceEngine | $60.00 | 12/4/2012 2:18:25 PM |
Astyanax | $25.00 | 12/5/2012 1:16:45 AM |
deal-vibrato | $25.00 | 12/4/2012 6:26:40 PM |
Mikale360 | $25.00 | 12/4/2012 8:24:40 PM |
6_kids_college_fund | $25.00 | 12/5/2012 8:43:31 AM |
Lender_1972 | $36.04 | 12/5/2012 4:25:06 PM |
janeybooboo | $25.25 | 12/5/2012 10:50:09 AM |
Champion_Lending | $25.00 | 12/5/2012 11:49:11 AM |
Tscheddar | $25.00 | 12/5/2012 12:18:20 PM |
OGS_Capital | $25.00 | 12/5/2012 5:10:00 PM |
SpreadsheetSolutions | $25.00 | 12/6/2012 9:43:18 AM |
JMW-INVESTMENTS | $27.67 | 12/6/2012 4:50:16 PM |
Tokkoutai99 | $50.00 | 12/6/2012 2:15:11 PM |
supersarah61 | $25.00 | 12/6/2012 4:17:52 PM |
a-revenue-protector | $39.74 | 12/6/2012 7:24:23 PM |
deal-selector5 | $25.00 | 12/6/2012 5:25:33 PM |
payout-detective7 | $25.00 | 12/6/2012 7:49:30 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:37 AM |
TigerForce | $25.00 | 12/7/2012 5:54:41 AM |
value-fortress3 | $30.00 | 12/7/2012 6:04:52 AM |
RGlad | $100.00 | 12/7/2012 12:57:34 AM |
Theodon | $25.00 | 12/7/2012 4:06:29 AM |
charming-return031 | $25.00 | 12/7/2012 9:16:50 AM |
wetlands | $200.00 | 12/7/2012 9:24:06 AM |
cosmof16 | $25.00 | 12/7/2012 10:46:55 AM |
investmentgroup | $50.00 | 12/7/2012 11:43:03 AM |
elog238 | $25.00 | 12/7/2012 1:17:28 PM |
thankful-nickel2 | $50.00 | 12/7/2012 3:14:33 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:40:40 PM |
Peacepower | $50.00 | 12/7/2012 3:49:57 PM |
persistent-dinero953 | $25.00 | 12/7/2012 4:14:28 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:23 PM |
wwwUniversal | $25.00 | 12/7/2012 5:03:34 PM |
valiant-return584 | $50.00 | 12/7/2012 6:12:30 PM |
Milonguero | $100.00 | 12/4/2012 9:08:23 AM |
moneylender25 | $25.00 | 12/4/2012 9:03:28 AM |
bowdish1 | $25.00 | 12/4/2012 9:18:17 AM |
Forward-Looking | $25.00 | 12/4/2012 9:12:09 AM |
bid-starfish | $25.00 | 12/4/2012 11:08:06 AM |
peso-tostada | $200.00 | 12/4/2012 9:50:44 AM |
vivid-p2ploan1 | $25.00 | 12/4/2012 11:12:01 AM |
rich329 | $25.00 | 12/4/2012 1:54:09 PM |
serene-capital | $25.00 | 12/4/2012 2:09:36 PM |
enthusiastic-balance5 | $100.00 | 12/4/2012 11:19:25 AM |
five-star-note | $25.00 | 12/4/2012 11:42:44 AM |
octoberfresh | $25.00 | 12/4/2012 12:00:52 PM |
suave-durability1 | $50.00 | 12/4/2012 5:50:42 PM |
Rearden_Steel | $25.00 | 12/5/2012 7:56:35 AM |
new-start18100 | $25.00 | 12/4/2012 6:59:02 PM |
LaGrangeLender | $60.00 | 12/5/2012 10:15:53 AM |
first-serene-credit | $25.00 | 12/5/2012 10:03:30 AM |
thehousewife | $25.00 | 12/5/2012 12:44:22 PM |
benevolent-loot5 | $200.00 | 12/5/2012 10:44:56 AM |
yield-voyager8 | $25.00 | 12/5/2012 10:40:03 AM |
marwadi-62 | $137.00 | 12/5/2012 11:18:06 AM |
tolerant-currency6 | $25.00 | 12/5/2012 12:55:07 PM |
treasure-hunter270 | $50.00 | 12/5/2012 4:33:26 PM |
janeybooboo | $25.00 | 12/5/2012 5:22:36 PM |
AF-Chief | $25.00 | 12/6/2012 9:14:12 AM |
real-return2 | $26.00 | 12/6/2012 9:30:03 AM |
moola-accelerator6 | $52.00 | 12/6/2012 9:12:02 AM |
intrepid-platinum0 | $25.00 | 12/6/2012 10:22:45 AM |
methodical-interest039 | $27.00 | 12/6/2012 5:22:18 PM |
Napoli_Lending | $60.00 | 12/6/2012 4:15:28 PM |
handy-affluence9 | $75.00 | 12/6/2012 4:20:20 PM |
DevinHill_IRA | $44.96 | 12/6/2012 5:00:12 PM |
abundant-euro0 | $42.00 | 12/6/2012 4:25:37 PM |
hitsman | $50.00 | 12/6/2012 6:21:06 PM |
scholarly-order6 | $50.00 | 12/7/2012 4:11:20 AM |
Lend2006 | $25.00 | 12/6/2012 5:55:43 PM |
greenback-loyalist8 | $25.00 | 12/7/2012 4:48:50 AM |
Wegos27 | $40.00 | 12/7/2012 5:59:44 AM |
crw1950 | $50.00 | 12/7/2012 5:06:53 AM |
ethical-truth211 | $300.00 | 12/7/2012 6:00:49 AM |
kind-bazaar-kitten | $25.00 | 12/6/2012 8:53:54 PM |
gilbrear | $25.00 | 12/7/2012 4:21:19 AM |
bid-youngster026 | $25.00 | 12/7/2012 9:16:37 AM |
brightest-riveting-order | $25.00 | 12/7/2012 10:45:49 AM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 11:02:12 AM |
purposeful-durability8 | $100.00 | 12/7/2012 10:46:36 AM |
adaboy65 | $75.00 | 12/7/2012 11:23:11 AM |
snm2001 | $25.00 | 12/7/2012 5:30:10 PM |
natural-balance881 | $40.00 | 12/7/2012 5:19:25 PM |
Book-Mark | $25.00 | 12/7/2012 5:03:30 PM |
listing-reformation8 | $25.00 | 12/7/2012 6:22:29 PM |
bid-tweet7 | $44.97 | 12/7/2012 7:16:59 PM |
Vaanolo | $25.00 | 12/7/2012 6:34:48 PM |
103 Investments
|
Borrower Payment Dependent Notes Series
682181
This series of Notes was issued and sold upon the funding of the borrower loan #79132, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-05-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $61.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $488 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| loyalty-starfish353 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan:
This loan will be used to purchase furniture for my home.
My financial situation:
I am a good candidate for this loan because I have reestablished my credit and will continue to make all payments on time. Had gone through a divorce and now have a stable life with a great career ahead of me.
Monthly net income: $ 3400
Monthly expenses: $400
Housing: $450
Insurance: $180
Car expenses: $250
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $50
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 12/7/2012 8:03:40 PM |
113121 | $75.00 | 12/7/2012 7:45:16 PM |
capital-investor8 | $25.00 | 12/5/2012 5:57:42 PM |
Danjack_Capital | $25.00 | 12/5/2012 5:01:56 PM |
octoberfresh | $25.00 | 12/5/2012 5:51:57 PM |
toblerone | $25.00 | 12/5/2012 7:54:40 PM |
open-minded-p2p1 | $25.00 | 12/5/2012 6:13:31 PM |
return-point2 | $100.00 | 12/5/2012 6:19:29 PM |
commerce-venture1 | $25.00 | 12/6/2012 5:18:15 AM |
Bob450 | $25.00 | 12/5/2012 7:12:39 PM |
treasure-bliss | $25.00 | 12/6/2012 6:34:31 AM |
market-bearer0 | $25.00 | 12/6/2012 7:44:24 AM |
authentic-finance194 | $250.00 | 12/6/2012 12:32:23 PM |
bob450-roth | $25.00 | 12/6/2012 6:12:45 PM |
finance7777 | $25.00 | 12/7/2012 8:33:33 AM |
asset-professor | $35.00 | 12/7/2012 10:58:01 AM |
LuvToLend | $25.00 | 12/7/2012 5:59:16 PM |
kenji4861 | $25.00 | 12/7/2012 6:22:55 PM |
Kaj | $25.00 | 12/7/2012 6:02:14 PM |
economy-coup | $200.00 | 12/5/2012 7:13:25 PM |
superb-funds335 | $25.00 | 12/5/2012 5:27:19 PM |
deal-selector5 | $25.00 | 12/5/2012 5:30:54 PM |
WalnutCreekguy | $50.00 | 12/5/2012 5:55:37 PM |
receptive-affluence035 | $25.00 | 12/5/2012 6:02:43 PM |
Rogelio48 | $30.00 | 12/6/2012 7:31:34 AM |
COCHINOBOY | $25.00 | 12/5/2012 7:45:34 PM |
finance-investor3 | $25.00 | 12/6/2012 5:08:24 PM |
thrilling-fund427 | $50.00 | 12/6/2012 5:28:51 PM |
Tscheddar | $25.00 | 12/6/2012 3:29:08 PM |
zipemdown | $25.00 | 12/6/2012 6:08:11 PM |
Evolver | $50.00 | 12/7/2012 5:17:56 PM |
favorite-commerce | $50.00 | 12/7/2012 5:23:47 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 4:33:11 PM |
valiant-return584 | $50.00 | 12/7/2012 6:12:56 PM |
newest-currency-vibrato | $25.00 | 12/7/2012 8:54:49 PM |
power-spartan5 | $25.00 | 12/7/2012 6:55:12 PM |
ethical-truth211 | $435.00 | 12/8/2012 7:07:29 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
682525
This series of Notes was issued and sold upon the funding of the borrower loan #78735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-05-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $154.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
2 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,946 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| dollar-influencer3 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Pay off my credit cards
My financial situation: Multiple
I am a good candidate for this loan because...I am a very hard worker with a full-time and part-time job to help pay off my debts. I also always make my bill payments. Paying off my debt would be quicker and easier if my debts were wrapped into one monthly payment.
Monthly net income: $$2,600.00
Monthly expenses: $1,455.00
Housing: $200.00
Insurance: $100.00
Car expenses: $0
Utilities: $0
Phone, cable, internet: $135.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $720.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 12/7/2012 8:05:46 PM |
superb-funds335 | $25.00 | 12/5/2012 9:20:42 AM |
open-minded-p2p1 | $25.00 | 12/5/2012 10:33:32 AM |
Dubbs360 | $50.00 | 12/5/2012 9:27:11 AM |
octoberfresh | $25.00 | 12/5/2012 10:47:18 AM |
compassion-twister2 | $100.00 | 12/5/2012 10:02:48 AM |
jiftostada | $25.00 | 12/5/2012 10:32:02 AM |
thrilling-fund427 | $50.00 | 12/5/2012 10:35:30 AM |
vivid-p2ploan1 | $25.00 | 12/5/2012 10:37:02 AM |
poolshark72 | $25.00 | 12/5/2012 12:52:18 PM |
toblerone | $25.00 | 12/5/2012 5:53:06 PM |
favorite-commerce | $30.00 | 12/5/2012 4:45:49 PM |
restless-dime | $200.00 | 12/5/2012 4:02:25 PM |
capital-investor8 | $25.00 | 12/5/2012 5:57:41 PM |
Kaj | $25.00 | 12/5/2012 6:06:12 PM |
Bob450 | $25.00 | 12/5/2012 7:11:21 PM |
LuvToLend | $25.00 | 12/6/2012 9:09:13 AM |
axl163 | $25.00 | 12/5/2012 11:21:54 PM |
market-bearer0 | $33.00 | 12/6/2012 7:46:05 AM |
NickelSteamroller | $25.00 | 12/6/2012 9:35:56 AM |
asset-professor | $35.00 | 12/6/2012 10:41:58 AM |
supersarah61 | $25.00 | 12/6/2012 4:13:03 PM |
authentic-finance194 | $250.00 | 12/6/2012 12:32:08 PM |
gilbrear | $25.00 | 12/6/2012 3:12:30 PM |
theaterguy | $25.00 | 12/6/2012 4:59:31 PM |
finance-investor3 | $25.00 | 12/6/2012 5:06:07 PM |
SpreadsheetSolutions | $25.00 | 12/7/2012 1:40:01 AM |
ethical-truth211 | $300.00 | 12/7/2012 7:50:44 AM |
ethical-truth211 | $100.00 | 12/7/2012 7:51:55 AM |
kenji4861 | $25.00 | 12/7/2012 9:05:12 AM |
ethical-truth211 | $100.00 | 12/7/2012 7:51:23 AM |
trumpeter391 | $25.00 | 12/7/2012 1:19:55 PM |
ryan6853 | $25.11 | 12/7/2012 10:57:29 AM |
finance7777 | $25.00 | 12/7/2012 11:39:20 AM |
helpful-loan245 | $25.00 | 12/7/2012 2:57:59 PM |
reasonable-currency | $34.14 | 12/7/2012 7:56:03 PM |
scholarly-moola1 | $50.00 | 12/7/2012 10:58:52 PM |
valiant-return584 | $50.00 | 12/7/2012 6:12:49 PM |
treasure-coyote3 | $25.00 | 12/7/2012 7:16:49 PM |
EFS | $200.00 | 12/7/2012 7:52:33 PM |
likeable-hope | $25.00 | 12/7/2012 7:33:55 PM |
maal99 | $25.00 | 12/7/2012 10:52:04 PM |
decisive-income7 | $1,000.00 | 12/5/2012 9:24:17 AM |
economy-coup | $200.00 | 12/5/2012 9:31:16 AM |
113121 | $25.00 | 12/7/2012 7:49:37 PM |
deal-selector5 | $25.00 | 12/5/2012 9:17:10 AM |
return-point2 | $100.00 | 12/5/2012 9:41:10 AM |
TumbleWeed88 | $25.00 | 12/5/2012 9:59:07 AM |
Interest2thePeople | $100.00 | 12/5/2012 10:32:12 AM |
Rogelio48 | $31.00 | 12/5/2012 11:39:24 AM |
felicity-contributor3 | $25.00 | 12/5/2012 5:20:53 PM |
WalnutCreekguy | $50.00 | 12/5/2012 5:55:34 PM |
receptive-affluence035 | $25.00 | 12/5/2012 6:02:42 PM |
first-graceful-contract | $25.00 | 12/6/2012 8:01:59 AM |
melodious-openness | $200.00 | 12/6/2012 3:53:26 AM |
return-enforcer5 | $25.00 | 12/6/2012 6:39:21 AM |
aquariano2 | $25.00 | 12/6/2012 8:40:48 AM |
green-loyalty-web | $25.00 | 12/6/2012 10:10:36 AM |
Tscheddar | $25.00 | 12/6/2012 10:52:25 AM |
evilkats | $50.00 | 12/6/2012 5:27:21 PM |
awesome-rate640 | $50.00 | 12/6/2012 4:01:28 PM |
moola-monger9 | $75.00 | 12/6/2012 12:23:03 PM |
Loanstou | $45.20 | 12/6/2012 5:59:44 PM |
responsible-worth113 | $35.00 | 12/6/2012 1:38:57 PM |
market-pudding | $25.00 | 12/6/2012 2:03:01 PM |
zipemdown | $25.00 | 12/6/2012 6:08:01 PM |
abundant-euro0 | $40.00 | 12/6/2012 4:23:40 PM |
Mat25 | $100.00 | 12/6/2012 6:20:32 PM |
bob450-roth | $25.00 | 12/6/2012 6:11:55 PM |
Black_Dog_Lending | $50.00 | 12/6/2012 10:22:16 PM |
Kapitaal | $25.00 | 12/7/2012 7:26:53 AM |
jybank | $49.00 | 12/7/2012 11:32:41 AM |
buddy486 | $25.00 | 12/7/2012 4:27:55 PM |
Kyileo | $25.00 | 12/7/2012 3:00:01 PM |
diversification-cycle4 | $50.00 | 12/7/2012 8:55:38 PM |
prudent-bid3 | $25.00 | 12/7/2012 6:46:54 PM |
pythia | $50.00 | 12/7/2012 8:51:24 PM |
chorus731 | $25.00 | 12/7/2012 7:46:27 PM |
ethical-truth211 | $17.55 | 12/8/2012 3:45:33 AM |
79 Investments
|
Borrower Payment Dependent Notes Series
682567
This series of Notes was issued and sold upon the funding of the borrower loan #79017, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 32% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 7y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,134 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 135% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| phenomenal-commerce3 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 13 ( 93% )
| 660-679 (Latest)
|
Principal borrowed:
| $17,000.00 | < 31 days late:
| 1
( 7% )
| 760-779
(May-2012)
680-699
(Jul-2011)
|
Principal balance:
| $10,628.04 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $200.00 | 12/4/2012 5:44:48 PM |
Sagamore | $50.00 | 12/4/2012 5:19:23 PM |
kinder-credit-bear | $25.00 | 12/4/2012 5:09:28 PM |
CA-Lender | $25.00 | 12/5/2012 7:31:39 AM |
FarmersBank | $33.73 | 12/4/2012 7:30:17 PM |
Mikale360 | $25.00 | 12/4/2012 8:28:31 PM |
money-baron-Roth401k | $25.00 | 12/5/2012 9:12:08 AM |
first-serene-credit | $25.00 | 12/5/2012 10:14:17 AM |
melodious-openness | $200.00 | 12/5/2012 10:55:01 AM |
diplomatic-wealth7 | $25.00 | 12/5/2012 10:05:30 AM |
Feyenoord | $30.00 | 12/5/2012 10:05:40 AM |
Tscheddar | $25.00 | 12/5/2012 11:32:41 AM |
thehousewife | $25.00 | 12/5/2012 1:09:31 PM |
treasure-hunter270 | $50.00 | 12/5/2012 4:34:11 PM |
payout-paladin3 | $150.00 | 12/6/2012 10:19:37 AM |
340IRA | $25.00 | 12/7/2012 10:19:06 AM |
dannycarter10 | $25.00 | 12/8/2012 9:45:20 AM |
312-Lender | $50.00 | 12/8/2012 12:13:10 PM |
enterprising-pound5 | $50.00 | 12/9/2012 7:29:55 PM |
chameleon125 | $25.00 | 12/10/2012 6:39:33 AM |
ethical-truth211 | $300.00 | 12/10/2012 10:46:32 AM |
helping-out | $250.00 | 12/10/2012 4:46:16 PM |
exponential-fairness2 | $25.00 | 12/10/2012 6:09:15 PM |
ingenious-yield3 | $25.00 | 12/11/2012 1:12:18 PM |
Bank_of_the_Galaxy | $25.00 | 12/12/2012 10:29:12 AM |
420limo | $25.00 | 12/13/2012 11:45:29 PM |
octoberfresh | $25.00 | 12/14/2012 6:59:55 AM |
EretzCapital | $62.76 | 12/14/2012 8:55:27 AM |
fairness-kayak773 | $25.00 | 12/14/2012 3:52:44 AM |
dough-kitten5 | $25.00 | 12/14/2012 4:24:56 AM |
dandasarge | $25.00 | 12/14/2012 7:25:58 AM |
diversification-cycle4 | $75.00 | 12/14/2012 9:16:31 AM |
sgt-schultz | $31.00 | 12/14/2012 7:56:14 AM |
worthy-bid8 | $100.00 | 12/4/2012 5:10:50 PM |
handy-justice | $50.00 | 12/4/2012 5:13:06 PM |
thrilling-point2 | $40.00 | 12/4/2012 5:19:36 PM |
five-star-note | $25.00 | 12/4/2012 7:13:10 PM |
exponential-fairness2 | $25.00 | 12/4/2012 5:46:07 PM |
DoctorJoe | $25.00 | 12/5/2012 4:20:30 AM |
01a_MrUSC_IRA | $25.00 | 12/5/2012 5:47:02 AM |
stylish-revenue4 | $100.00 | 12/4/2012 6:51:48 PM |
AF-Chief | $25.00 | 12/5/2012 9:58:29 AM |
Bank42 | $25.00 | 12/5/2012 10:31:50 AM |
CMJ-Partners | $25.00 | 12/5/2012 5:30:33 PM |
jmeasn | $25.00 | 12/5/2012 5:51:25 PM |
five-star-note | $50.00 | 12/6/2012 10:08:33 AM |
340 | $25.00 | 12/7/2012 10:18:47 AM |
power-spartan5 | $25.00 | 12/7/2012 10:45:01 AM |
bid-stockpiler1 | $50.00 | 12/7/2012 7:14:13 PM |
simplelender80 | $500.00 | 12/9/2012 12:31:45 PM |
impala6464 | $27.51 | 12/9/2012 12:37:37 PM |
Mrs-Honeydew | $25.00 | 12/10/2012 7:31:23 AM |
market-prophesy0 | $25.00 | 12/11/2012 8:50:59 AM |
Sunshine2222 | $25.00 | 12/11/2012 10:17:45 AM |
green-loyalty-web | $25.00 | 12/11/2012 10:32:07 AM |
beer-gardener | $65.62 | 12/11/2012 2:13:18 PM |
prudent-cash353 | $25.00 | 12/12/2012 5:55:09 AM |
thorough-marketplace441 | $25.00 | 12/11/2012 7:29:29 PM |
trumpeter391 | $25.00 | 12/12/2012 9:00:50 AM |
kind-credit-bear | $25.00 | 12/12/2012 9:17:58 AM |
social-heart | $25.00 | 12/12/2012 9:34:04 AM |
bailey7563 | $25.00 | 12/12/2012 8:11:59 AM |
Ocean713 | $75.00 | 12/12/2012 11:24:03 AM |
djh47a | $50.00 | 12/12/2012 12:59:02 PM |
riveting-wealth2 | $50.00 | 12/12/2012 4:06:01 PM |
organized-dedication696 | $25.00 | 12/12/2012 5:43:03 PM |
RSV | $25.00 | 12/13/2012 4:04:35 AM |
HelpWhenNeeded | $25.00 | 12/13/2012 10:40:54 AM |
compatible-deal9 | $25.00 | 12/13/2012 12:54:11 PM |
oxnard | $25.00 | 12/13/2012 12:18:24 PM |
fulfilling-bazaar4 | $100.00 | 12/13/2012 6:41:11 PM |
papaloha | $44.00 | 12/13/2012 7:19:34 PM |
durability-widget3 | $40.38 | 12/14/2012 9:33:25 AM |
yield-cosmos1 | $25.00 | 12/14/2012 6:42:57 AM |
74 Investments
|
Borrower Payment Dependent Notes Series
682583
This series of Notes was issued and sold upon the funding of the borrower loan #78774, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-07-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $126.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 15% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $511 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| value-showcase6 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...my credit show that I pay my debt on time and I also have the ability to pay it back
Monthly net income: $ 3000.00
Monthly expenses: $
Housing: $500.00
Insurance: $80.00
Car expenses: $0
Utilities: $200.00
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $700.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scoobiedoo | $70.01 | 12/7/2012 9:05:34 AM |
gentle-gain235 | $100.00 | 12/7/2012 9:14:13 AM |
finance-boomerang0 | $25.00 | 12/7/2012 9:37:54 AM |
platinum-scientist9 | $25.00 | 12/7/2012 9:14:08 AM |
appetizing-loyalty354 | $25.00 | 12/7/2012 9:14:53 AM |
ferocious-kindness8 | $35.00 | 12/7/2012 10:28:59 AM |
hope-den1 | $25.00 | 12/7/2012 9:54:56 AM |
tranquil-gain1 | $75.00 | 12/7/2012 9:41:50 AM |
Scrooge_McDuck2 | $100.00 | 12/7/2012 10:05:47 AM |
power-spartan5 | $25.00 | 12/7/2012 10:45:25 AM |
money-fort | $25.00 | 12/7/2012 10:24:49 AM |
rate-advocator7 | $250.00 | 12/7/2012 10:45:30 AM |
one-midas | $25.00 | 12/7/2012 10:47:20 AM |
Rockymtnhi | $100.00 | 12/7/2012 10:56:58 AM |
asset-professor | $35.00 | 12/7/2012 10:58:04 AM |
first-wampum-gazer | $1,360.85 | 12/7/2012 11:10:34 AM |
handy-justice | $50.00 | 12/7/2012 9:21:24 AM |
zipemdown | $25.00 | 12/7/2012 9:27:21 AM |
sincere-agreement9 | $25.00 | 12/7/2012 9:10:16 AM |
BigSkyFinancial | $28.69 | 12/7/2012 9:05:53 AM |
Sweaty-Butt-Crack | $40.00 | 12/7/2012 10:00:39 AM |
Danjack_Capital | $25.00 | 12/7/2012 10:03:46 AM |
nonattender | $30.45 | 12/7/2012 10:14:32 AM |
benevolent-loot5 | $200.00 | 12/7/2012 9:17:36 AM |
84928429 | $25.00 | 12/7/2012 10:21:55 AM |
deal-selector5 | $25.00 | 12/7/2012 10:33:00 AM |
greencat | $50.00 | 12/7/2012 9:25:45 AM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:29:02 AM |
Nco | $100.00 | 12/7/2012 10:14:06 AM |
toblerone | $25.00 | 12/7/2012 10:15:55 AM |
natural-worth9 | $25.00 | 12/7/2012 10:48:57 AM |
finance-investor3 | $25.00 | 12/7/2012 11:00:10 AM |
32 Investments
|
Borrower Payment Dependent Notes Series
682667
This series of Notes was issued and sold upon the funding of the borrower loan #79123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-06-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $152.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 27% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 16y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,423 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dime-zebra |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...plumbing
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scoobiedoo | $50.01 | 12/6/2012 9:05:34 AM |
riveting-credit5 | $25.00 | 12/6/2012 10:03:08 AM |
Endeavour | $150.00 | 12/6/2012 9:04:14 AM |
handy-justice | $50.00 | 12/6/2012 9:06:10 AM |
84928429 | $25.00 | 12/6/2012 9:19:05 AM |
slowgains | $25.00 | 12/6/2012 9:40:16 AM |
creditjunky | $50.00 | 12/6/2012 9:58:03 AM |
berniemadeoff | $70.00 | 12/6/2012 11:14:44 AM |
formula842 | $25.00 | 12/6/2012 9:44:42 AM |
integrity-web | $25.00 | 12/6/2012 2:49:24 PM |
treasure-bliss | $50.00 | 12/6/2012 10:34:26 AM |
octoberfresh | $25.00 | 12/6/2012 10:17:41 AM |
SLN-10 | $50.00 | 12/6/2012 11:08:49 AM |
lowrater | $50.40 | 12/6/2012 5:14:51 PM |
heavenly-interest9 | $1,000.00 | 12/6/2012 10:43:04 AM |
corndog4000 | $60.00 | 12/6/2012 11:00:53 AM |
obduro_1 | $25.00 | 12/6/2012 11:03:17 AM |
BigHorizon | $170.03 | 12/6/2012 2:57:24 PM |
wwwUniversal | $25.00 | 12/6/2012 6:01:47 PM |
payment-halo | $25.00 | 12/6/2012 1:13:49 PM |
HeroSupport | $45.00 | 12/6/2012 5:10:48 PM |
first-integrity-gravity | $50.00 | 12/6/2012 6:24:13 PM |
kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:51 PM |
Fitiwalt7 | $25.00 | 12/6/2012 8:09:41 PM |
BlueSharp | $25.00 | 12/6/2012 8:51:51 PM |
scholarly-order6 | $25.00 | 12/7/2012 4:04:31 AM |
runbix7 | $25.00 | 12/7/2012 4:09:59 AM |
janeybooboo | $75.00 | 12/6/2012 6:34:12 PM |
bitterroot_mt | $25.00 | 12/6/2012 7:29:15 PM |
scholarly-order6 | $30.00 | 12/6/2012 7:35:38 PM |
finagler | $25.00 | 12/6/2012 9:58:00 PM |
ferocious-kindness8 | $35.00 | 12/6/2012 9:42:43 AM |
Wrats6 | $25.00 | 12/6/2012 9:06:32 AM |
deal-selector5 | $25.00 | 12/6/2012 10:42:43 AM |
EngineersAlliance | $35.00 | 12/6/2012 9:47:27 AM |
liberty-tostada7 | $50.00 | 12/6/2012 11:09:34 AM |
Nco | $100.00 | 12/6/2012 9:39:52 AM |
vutah | $45.00 | 12/6/2012 11:43:55 AM |
cash-delight1 | $25.00 | 12/6/2012 10:15:54 AM |
tranquil-gain1 | $75.00 | 12/6/2012 10:12:23 AM |
Whipster | $35.00 | 12/6/2012 5:04:22 PM |
selector568 | $300.00 | 12/6/2012 10:39:12 AM |
dynrep | $35.00 | 12/6/2012 1:14:53 PM |
DevinHill_IRA | $30.00 | 12/6/2012 11:36:01 AM |
restless-dime | $100.00 | 12/6/2012 11:58:17 AM |
commerce-venture1 | $25.00 | 12/6/2012 12:23:12 PM |
Christophe | $25.00 | 12/6/2012 6:03:28 PM |
thehousewife | $25.00 | 12/6/2012 1:51:08 PM |
natural-worth9 | $300.00 | 12/6/2012 1:59:50 PM |
bold-social-widget | $26.00 | 12/6/2012 5:14:45 PM |
chrisb1414 | $25.00 | 12/6/2012 7:05:38 PM |
finder61 | $25.00 | 12/6/2012 7:39:22 PM |
return-point2 | $100.00 | 12/6/2012 6:15:58 PM |
Military_Money_Wise | $8.56 | 12/7/2012 4:11:00 AM |
zipemdown | $25.00 | 12/6/2012 6:08:34 PM |
Helenska11 | $100.00 | 12/6/2012 9:14:32 PM |
rockhound84 | $25.00 | 12/6/2012 6:43:12 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
682841
This series of Notes was issued and sold upon the funding of the borrower loan #78840, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Dec-06-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 31.32% |
Borrower rate/APR:
| 32.32% / 35.10% |
Monthly payment:
| $135.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.49% | | |
| |
Estimated return*:
| 13.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,520 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| basis-cologne6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate Debt
My financial situation:
I am a good candidate for this loan because...
I pay my bills on time and stick to my obligations
Monthly net income: $9166.00
Monthly expenses: $6000.00
Housing: $2100.00
Insurance: $500.00
Car expenses: $350.00
Utilities: $500.00
Phone, cable, internet: $185.00
Food, entertainment: $500.00
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $200.00 | 12/6/2012 6:30:17 PM |
CA-Lender | $25.00 | 12/6/2012 5:43:04 PM |
LuvToLend | $25.00 | 12/6/2012 6:32:12 PM |
Dubbs360 | $50.00 | 12/6/2012 5:43:39 PM |
alluring-order2 | $41.46 | 12/6/2012 7:24:17 PM |
open-minded-p2p1 | $25.00 | 12/6/2012 7:11:43 PM |
benevolent-loot5 | $200.00 | 12/7/2012 9:17:34 AM |
skillful-asset5 | $30.00 | 12/7/2012 4:30:56 AM |
let_me_retire | $100.00 | 12/7/2012 10:41:02 AM |
janeybooboo | $75.00 | 12/7/2012 12:40:19 PM |
bright-exchange | $25.00 | 12/7/2012 9:23:37 PM |
a-helping-hand | $200.00 | 12/7/2012 8:02:02 PM |
BradP | $25.00 | 12/8/2012 2:05:30 PM |
njlom | $100.00 | 12/9/2012 12:38:52 AM |
courteous-platinum7 | $35.00 | 12/10/2012 12:56:41 AM |
prodigy525 | $50.00 | 12/10/2012 10:48:14 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:07:36 AM |
Emt-James | $50.00 | 12/10/2012 2:20:07 PM |
green-inspiring-peace | $25.00 | 12/10/2012 5:26:50 PM |
kulender | $50.00 | 12/10/2012 5:28:17 PM |
therealjeremy | $25.00 | 12/10/2012 5:30:16 PM |
green-loyalty-web | $25.00 | 12/10/2012 5:00:46 PM |
ASuperJohn | $128.00 | 12/10/2012 5:03:53 PM |
keen-economy6 | $25.00 | 12/10/2012 5:15:53 PM |
YeoLenderSource | $25.00 | 12/10/2012 5:22:58 PM |
subtle-bill727 | $25.00 | 12/10/2012 5:47:38 PM |
jstrode10 | $25.00 | 12/10/2012 5:11:43 PM |
careful-vigilance4 | $25.00 | 12/10/2012 5:15:34 PM |
chicagosmile73 | $60.08 | 12/10/2012 6:03:04 PM |
Corporal | $25.00 | 12/10/2012 5:45:23 PM |
goldtreasure | $25.00 | 12/10/2012 7:35:42 PM |
drg6289 | $25.00 | 12/10/2012 6:24:57 PM |
evilkats | $50.00 | 12/10/2012 7:45:38 PM |
desertoasis | $25.00 | 12/10/2012 8:52:56 PM |
boogienation | $25.00 | 12/10/2012 6:56:25 PM |
joyous-peace443 | $25.00 | 12/11/2012 9:04:57 AM |
fountain355 | $60.00 | 12/11/2012 8:04:00 AM |
techron2012 | $100.00 | 12/11/2012 7:45:35 AM |
Suit | $375.00 | 12/11/2012 8:46:17 AM |
Bob450 | $25.00 | 12/6/2012 5:11:30 PM |
impala6464 | $50.99 | 12/6/2012 7:22:20 PM |
zipemdown | $25.00 | 12/6/2012 6:09:01 PM |
kind-lovely-marketplace | $50.00 | 12/6/2012 5:39:18 PM |
CreditBuilder2 | $25.03 | 12/6/2012 7:18:07 PM |
RGlad | $100.00 | 12/7/2012 1:03:10 AM |
treasure-bliss | $50.00 | 12/7/2012 3:19:21 AM |
bob450-roth | $25.00 | 12/7/2012 4:42:17 AM |
money-fort | $30.00 | 12/6/2012 11:14:15 PM |
power-spartan5 | $25.00 | 12/7/2012 10:45:20 AM |
valiant-return584 | $50.00 | 12/7/2012 6:13:53 PM |
green-trade-wildcat | $25.00 | 12/8/2012 6:12:59 AM |
frogperson | $250.00 | 12/8/2012 5:24:18 PM |
FootoftheMountain | $25.00 | 12/10/2012 3:54:52 PM |
deal-selector5 | $25.00 | 12/10/2012 4:30:27 PM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:23 PM |
melodious-openness | $109.71 | 12/10/2012 5:59:53 PM |
newest-currency-vibrato | $37.00 | 12/10/2012 6:07:14 PM |
Corporal | $25.00 | 12/10/2012 5:45:48 PM |
ChoiceInvestments | $27.00 | 12/10/2012 8:42:00 PM |
noble-value258 | $100.00 | 12/10/2012 9:32:40 PM |
Core-Marketing | $38.00 | 12/11/2012 8:05:34 AM |
1313mark1313 | $50.59 | 12/11/2012 12:08:35 AM |
52digital | $75.00 | 12/11/2012 9:47:27 AM |
power-chihuahua | $25.00 | 12/11/2012 9:52:04 AM |
MatrixAssetsLLC | $47.14 | 12/11/2012 10:37:43 AM |
EretzCapital | $50.00 | 12/11/2012 9:38:11 AM |
auction-iris9 | $55.00 | 12/11/2012 10:08:18 AM |
sunwell | $100.00 | 12/11/2012 10:16:48 AM |
68 Investments
|
Borrower Payment Dependent Notes Series
682911
This series of Notes was issued and sold upon the funding of the borrower loan #79204, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| Dec-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 7.14% |
Borrower rate/APR:
| 8.14% / 9.48% |
Monthly payment:
| $219.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.01% | | |
| |
Estimated return*:
| 5.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1981 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,518 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| No | | |
Screen name:
| compassion-detective7 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate medical debt.
My financial situation:
I am a good candidate for this loan because am employed and always make payments on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
supersarah61 | $25.00 | 12/5/2012 5:14:52 PM |
uncl-sammy | $25.00 | 12/5/2012 5:26:31 PM |
bazaar-tulip | $25.00 | 12/5/2012 5:08:48 PM |
Castellan | $50.00 | 12/5/2012 6:15:06 PM |
loot-prescription3 | $25.00 | 12/5/2012 5:20:04 PM |
blue-useful-auction | $25.00 | 12/6/2012 6:46:20 AM |
gentle-gain235 | $100.00 | 12/6/2012 8:57:13 AM |
blot44 | $25.00 | 12/6/2012 6:20:16 AM |
Ripsaw4U | $50.00 | 12/6/2012 9:02:09 AM |
vigorous-moola | $36.00 | 12/6/2012 10:37:39 AM |
indomitable-coin | $25.00 | 12/6/2012 10:22:59 AM |
charmboy4 | $50.00 | 12/6/2012 10:28:52 AM |
octoberfresh | $25.00 | 12/6/2012 11:01:46 AM |
compassion-twister2 | $100.00 | 12/6/2012 11:53:12 AM |
riskreward | $250.00 | 12/7/2012 9:29:04 AM |
secobarbital | $100.00 | 12/7/2012 10:32:19 AM |
compoundinterest | $25.00 | 12/7/2012 10:42:42 AM |
impartial-deal | $25.00 | 12/7/2012 10:53:54 AM |
jpblan11 | $25.00 | 12/7/2012 11:31:01 AM |
lawdog33 | $25.00 | 12/7/2012 11:11:32 AM |
elog238 | $25.00 | 12/7/2012 1:37:22 PM |
a-dough-plato | $25.00 | 12/7/2012 2:35:40 PM |
moneytolend72 | $25.00 | 12/7/2012 11:34:50 AM |
adaboy65 | $75.00 | 12/7/2012 11:23:19 AM |
Plutis | $25.00 | 12/7/2012 5:46:03 PM |
sunny-benefit0 | $25.00 | 12/7/2012 7:05:00 PM |
12Knocksinna | $35.00 | 12/8/2012 12:52:57 AM |
sturzstrom | $25.00 | 12/8/2012 4:54:46 AM |
contract-amigo7 | $25.00 | 12/8/2012 8:52:45 AM |
Emperor_of_Banking | $41.51 | 12/8/2012 9:54:40 AM |
keen-credit6 | $25.00 | 12/7/2012 8:57:44 PM |
nimble-integrity658 | $25.00 | 12/8/2012 7:00:27 AM |
nuclearmoose | $50.00 | 12/8/2012 1:53:54 PM |
DaveTheWave | $100.00 | 12/8/2012 3:04:54 PM |
dharma1 | $25.00 | 12/8/2012 5:39:24 PM |
rokman | $80.00 | 12/8/2012 1:18:19 PM |
DonaldColorado | $50.00 | 12/9/2012 8:00:42 AM |
bejfishing | $25.00 | 12/8/2012 3:46:32 PM |
emergeo | $50.00 | 12/9/2012 5:54:27 AM |
tenacious-payout | $25.00 | 12/9/2012 8:05:55 AM |
simplelender80 | $75.00 | 12/9/2012 2:02:27 PM |
loan-mongoose1 | $25.00 | 12/9/2012 12:43:54 PM |
logical-peso2 | $25.00 | 12/10/2012 10:16:29 AM |
credit-launcher773 | $27.00 | 12/10/2012 5:26:47 PM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:43 AM |
helping-out | $30.00 | 12/10/2012 4:16:28 PM |
first-credit-meridian | $25.00 | 12/10/2012 6:43:13 PM |
RocketSurgeon | $25.00 | 12/10/2012 6:23:47 PM |
orderly-dime150 | $296.54 | 12/10/2012 5:53:13 PM |
atlrealtor | $32.68 | 12/10/2012 7:41:11 PM |
bid-tweet7 | $100.00 | 12/10/2012 7:14:11 PM |
prudent-dough458 | $25.00 | 12/5/2012 5:07:46 PM |
neighborly-hope6 | $100.00 | 12/5/2012 6:23:14 PM |
Zolton | $300.00 | 12/5/2012 6:44:27 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:41:28 PM |
CreditBuilder2 | $25.01 | 12/5/2012 8:13:23 PM |
natural-worth9 | $75.00 | 12/6/2012 6:36:46 AM |
cerebral-dollar773 | $32.06 | 12/6/2012 4:39:38 AM |
power-amusement | $25.00 | 12/6/2012 9:56:15 AM |
miked8303 | $75.00 | 12/6/2012 11:32:03 AM |
wise-honorable-rate | $25.00 | 12/7/2012 8:02:42 AM |
amicablenemesis | $50.00 | 12/7/2012 9:03:34 AM |
market-maximizer472 | $25.00 | 12/7/2012 6:34:04 AM |
benevolent-loot5 | $200.00 | 12/7/2012 9:17:18 AM |
loot-heart | $25.00 | 12/7/2012 10:29:20 AM |
justinology | $25.34 | 12/7/2012 10:32:31 AM |
Arvicco | $400.00 | 12/7/2012 9:31:14 AM |
hitsman | $50.00 | 12/7/2012 10:47:55 AM |
shamonn_p2p | $1,000.00 | 12/7/2012 9:55:12 AM |
fortytwo | $100.00 | 12/7/2012 10:52:30 AM |
power-lightning9 | $25.00 | 12/7/2012 2:24:48 PM |
dollar-transporter3 | $25.00 | 12/7/2012 3:55:59 PM |
RiderIRA | $100.79 | 12/7/2012 12:33:06 PM |
transparent-loan5 | $100.00 | 12/7/2012 12:54:11 PM |
green28 | $100.00 | 12/8/2012 8:01:36 AM |
shoupster | $50.00 | 12/7/2012 11:52:04 PM |
first-class-yield9 | $25.00 | 12/8/2012 5:57:09 AM |
rascal867 | $26.03 | 12/8/2012 8:48:33 AM |
Solid-Platinum | $30.00 | 12/7/2012 10:57:03 PM |
liberty-point | $100.00 | 12/8/2012 7:53:42 AM |
dough-dreams8 | $334.00 | 12/8/2012 9:22:04 AM |
nvhm | $50.00 | 12/8/2012 6:24:25 PM |
Jassi | $25.00 | 12/8/2012 1:03:37 PM |
well-rounded-diversification | $25.00 | 12/8/2012 8:11:12 PM |
drkosh | $27.00 | 12/9/2012 11:00:15 AM |
radforj22 | $83.61 | 12/8/2012 7:46:46 PM |
gold-hero4 | $50.00 | 12/9/2012 12:21:57 PM |
funds-captain4 | $50.00 | 12/10/2012 9:01:42 AM |
silver-breeze3 | $37.43 | 12/10/2012 6:06:17 AM |
top-moola-vinyl | $25.00 | 12/10/2012 5:28:50 PM |
lagnisiruk | $25.00 | 12/10/2012 6:23:23 PM |
momentous-transparency47 | $600.00 | 12/10/2012 7:27:21 PM |
92 Investments
|
Borrower Payment Dependent Notes Series
683047
This series of Notes was issued and sold upon the funding of the borrower loan #79273, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Dec-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 8.83% |
Monthly payment:
| $248.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.41% | | |
| |
Estimated return*:
| 5.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 13% |
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,892 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| safe-point6 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt from a failed business that I closed last year. I was investing in equipment to start a side business as a photographer. Unfortunately, this proved to be a too demanding to run as a side business, and I decided to cut my losses and liquidate. The remaining debt is due to a massive drop in equipment resale value and some operating costs that never really broke even with revenue. Most of this equipment was (stupidly) financed on a credit card, and I'd like to migrate this debt to a personal loan instead.
My financial situation:
I am a good candidate for this loan because I am an established professional in the software industry. As a marketing manager for a global business, I am very happily and well employed. While I can continue to simply pay down the existing debt via the existing credit card, I would prefer to use Prosper to enter a mutually beneficial arrangement that allows me to pay down the debt more quickly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $28.02 | 12/5/2012 9:03:51 AM |
bazaar-tulip | $25.00 | 12/5/2012 9:50:17 AM |
riskreward | $250.00 | 12/5/2012 10:51:18 AM |
daw1878 | $25.00 | 12/5/2012 10:00:17 AM |
natural-worth9 | $25.00 | 12/5/2012 11:25:29 AM |
blue-useful-auction | $25.00 | 12/5/2012 12:23:32 PM |
wahoos20 | $100.00 | 12/6/2012 12:00:17 AM |
Plutis | $25.00 | 12/6/2012 6:31:09 PM |
tommyb34 | $25.00 | 12/7/2012 7:31:24 AM |
penny-finder | $35.84 | 12/7/2012 9:57:56 AM |
charmboy4 | $50.00 | 12/7/2012 12:33:14 PM |
supersarah61 | $25.00 | 12/7/2012 4:38:59 PM |
compassion-twister2 | $50.00 | 12/7/2012 3:39:02 PM |
indomitable-coin | $25.00 | 12/7/2012 6:44:48 PM |
prudent-dough458 | $25.00 | 12/7/2012 5:46:55 PM |
patriot897 | $25.00 | 12/7/2012 6:22:41 PM |
compoundinterest | $25.00 | 12/8/2012 12:46:54 PM |
jpblan11 | $25.00 | 12/8/2012 1:58:34 PM |
gold-hero4 | $50.00 | 12/8/2012 12:28:47 PM |
Ripsaw4U | $50.00 | 12/8/2012 1:17:32 PM |
Income-Scout | $100.00 | 12/8/2012 12:43:08 PM |
dharma1 | $25.00 | 12/8/2012 5:39:24 PM |
radforj22 | $25.00 | 12/8/2012 7:47:04 PM |
well-rounded-diversification | $25.00 | 12/8/2012 8:11:12 PM |
Tbone49 | $25.00 | 12/9/2012 12:19:37 AM |
DonaldColorado | $50.00 | 12/9/2012 8:00:42 AM |
simplelender80 | $100.00 | 12/9/2012 1:51:43 PM |
drkosh | $30.00 | 12/9/2012 11:00:14 AM |
Roundhouse | $75.00 | 12/9/2012 10:49:57 PM |
octoberfresh | $25.00 | 12/10/2012 6:34:31 AM |
newest-organic-rupee | $88.00 | 12/9/2012 9:04:47 PM |
ToloUSN | $50.00 | 12/9/2012 10:50:05 PM |
justice-star9 | $25.00 | 12/10/2012 9:38:31 AM |
garlicguy | $220.00 | 12/9/2012 10:49:51 PM |
devoider | $25.00 | 12/10/2012 12:12:13 PM |
compatible-deal9 | $25.00 | 12/10/2012 1:12:18 PM |
kc_dude | $25.00 | 12/10/2012 4:15:53 PM |
vibrant-penny7 | $25.00 | 12/10/2012 9:59:42 AM |
mountain_slope | $25.00 | 12/10/2012 5:05:07 PM |
penny-socrates5 | $100.00 | 12/10/2012 12:02:53 PM |
jstnow | $25.00 | 12/10/2012 1:49:52 PM |
knowledgeable-listing597 | $25.00 | 12/10/2012 5:19:02 PM |
Lender0010 | $50.00 | 12/10/2012 12:26:35 PM |
wadkuzma | $31.33 | 12/10/2012 5:54:49 PM |
helping-out | $25.00 | 12/10/2012 4:51:10 PM |
power-amusement | $25.00 | 12/10/2012 5:45:48 PM |
LimaGuy | $25.00 | 12/10/2012 6:30:49 PM |
ROYFU | $25.00 | 12/10/2012 5:52:58 PM |
member_98419 | $25.00 | 12/10/2012 6:33:32 PM |
goalieman688 | $27.06 | 12/10/2012 5:23:36 PM |
rmachi | $25.00 | 12/10/2012 6:10:07 PM |
openness-enforcer76 | $25.00 | 12/10/2012 6:14:34 PM |
abz | $50.00 | 12/10/2012 6:19:08 PM |
currency-cosmos | $100.00 | 12/10/2012 7:40:04 PM |
redmumba | $50.00 | 12/11/2012 12:30:10 AM |
best-income-fertilizer | $100.00 | 12/11/2012 6:53:39 AM |
investor-007 | $100.00 | 12/11/2012 10:27:26 AM |
enriching-trade2 | $50.00 | 12/11/2012 10:02:06 AM |
spiff666 | $26.66 | 12/11/2012 12:35:52 PM |
kalamari | $30.00 | 12/11/2012 1:03:44 PM |
Johnab | $25.00 | 12/11/2012 3:23:16 PM |
SugarMommy | $25.00 | 12/11/2012 5:37:17 PM |
New-Truck-Savings | $25.00 | 12/11/2012 4:37:11 PM |
integrity-faire6 | $25.00 | 12/11/2012 5:54:28 PM |
commerce-artisan8 | $50.00 | 12/11/2012 5:37:38 PM |
logical-reward8 | $25.00 | 12/11/2012 6:17:52 PM |
RyanTH9893 | $25.00 | 12/11/2012 6:21:32 PM |
chorus731 | $25.00 | 12/11/2012 11:26:10 PM |
active-moola4 | $25.00 | 12/12/2012 7:54:17 AM |
Theofficer | $36.36 | 12/12/2012 4:53:32 AM |
WhiteInvestor | $27.00 | 12/12/2012 9:09:50 AM |
Agflyer | $25.00 | 12/12/2012 9:27:05 AM |
Boliviaguy | $45.11 | 12/12/2012 8:20:03 AM |
Desa_Miwu | $25.00 | 12/12/2012 6:50:55 AM |
RocketSurgeon | $25.00 | 12/12/2012 9:29:44 AM |
little_lender1 | $100.00 | 12/12/2012 10:04:48 AM |
kevin314 | $25.00 | 12/12/2012 10:04:59 AM |
knowledgeable-silver6 | $25.00 | 12/12/2012 10:36:20 AM |
AFairDeal | $25.00 | 12/12/2012 10:13:39 AM |
Schwamie | $55.85 | 12/12/2012 1:21:23 PM |
djs81 | $75.00 | 12/12/2012 10:16:41 AM |
durable-investment8 | $25.00 | 12/12/2012 3:28:59 PM |
loyalty-cupcake6 | $45.90 | 12/12/2012 4:52:09 PM |
djh47a | $25.00 | 12/12/2012 1:23:07 PM |
Bank-of-Jon | $25.00 | 12/12/2012 2:45:10 PM |
marketplace-singularity3 | $25.00 | 12/5/2012 9:34:18 AM |
Zolton | $300.00 | 12/5/2012 9:36:29 AM |
special-transparency2 | $25.00 | 12/5/2012 10:02:12 AM |
CreditBuilder2 | $25.01 | 12/5/2012 11:55:34 AM |
blot44 | $25.00 | 12/5/2012 3:27:56 PM |
skillful-finance | $25.00 | 12/5/2012 6:14:34 PM |
cerebral-dollar773 | $50.00 | 12/7/2012 5:55:04 AM |
loot-prescription3 | $25.00 | 12/7/2012 11:59:21 AM |
peace-fiesta7 | $25.00 | 12/7/2012 5:19:27 PM |
neighborly-hope6 | $100.00 | 12/7/2012 6:28:50 PM |
Arvicco | $400.00 | 12/7/2012 5:58:35 PM |
commerce-gargantuan2 | $25.00 | 12/7/2012 6:02:25 PM |
Castellan | $50.00 | 12/8/2012 12:15:10 PM |
market-maximizer472 | $25.00 | 12/8/2012 8:00:44 AM |
gentle-gain235 | $100.00 | 12/8/2012 9:24:24 AM |
sci_guy | $25.00 | 12/8/2012 12:51:34 PM |
brycemcd | $25.00 | 12/8/2012 10:36:28 AM |
rokman | $70.00 | 12/8/2012 1:22:07 PM |
missgina | $25.00 | 12/8/2012 12:12:15 PM |
adaboy65 | $75.00 | 12/8/2012 2:22:25 PM |
magnificent-income7 | $25.00 | 12/9/2012 10:34:26 AM |
nuclearmoose | $50.00 | 12/8/2012 1:53:53 PM |
tenacious-payout | $25.00 | 12/9/2012 8:05:35 AM |
logical-peso2 | $25.00 | 12/9/2012 12:41:10 PM |
loan-mongoose1 | $25.00 | 12/9/2012 12:43:52 PM |
shamonn_p2p | $1,000.00 | 12/9/2012 12:48:04 PM |
Charmart | $25.00 | 12/9/2012 2:06:52 PM |
palmdelino | $25.00 | 12/9/2012 3:19:49 PM |
hitsman | $50.00 | 12/9/2012 1:19:51 PM |
wise-honorable-rate | $25.00 | 12/10/2012 7:59:27 AM |
uncl-sammy | $25.00 | 12/9/2012 11:17:57 PM |
rcj1411 | $25.00 | 12/9/2012 6:16:23 PM |
funds-captain4 | $50.00 | 12/10/2012 9:01:41 AM |
theloanteacher | $25.00 | 12/10/2012 12:18:15 PM |
bartb | $25.00 | 12/10/2012 3:06:55 PM |
fortytwo | $100.00 | 12/10/2012 10:12:45 AM |
transparency-symphony5 | $25.00 | 12/10/2012 10:51:43 AM |
tender-integrity3 | $100.00 | 12/10/2012 5:54:09 PM |
one2save | $25.00 | 12/10/2012 2:31:04 PM |
magical-kindness888888 | $100.00 | 12/10/2012 6:46:34 PM |
elfincove | $27.86 | 12/11/2012 8:18:56 AM |
friendinmoney | $25.00 | 12/11/2012 6:38:17 AM |
payout-optimizer1 | $50.00 | 12/11/2012 7:58:30 AM |
aabadabadoo | $25.00 | 12/11/2012 10:32:50 AM |
Investoman | $25.00 | 12/11/2012 11:06:10 AM |
dinero-gusto9 | $25.00 | 12/11/2012 11:45:48 AM |
benevolent-benefit7 | $200.00 | 12/11/2012 10:43:32 AM |
gavinsp | $25.00 | 12/11/2012 12:02:47 PM |
red-active-note | $25.00 | 12/11/2012 12:38:39 PM |
amicablenemesis | $50.00 | 12/11/2012 5:15:59 PM |
syounker | $25.00 | 12/11/2012 5:03:42 PM |
availableloan | $25.00 | 12/11/2012 2:31:30 PM |
benevolent-loot5 | $200.00 | 12/11/2012 5:36:25 PM |
contract-amigo7 | $25.00 | 12/11/2012 6:15:54 PM |
inspiring-kindness062 | $25.00 | 12/12/2012 8:45:19 AM |
DaveTheWave | $25.00 | 12/12/2012 9:29:39 AM |
Rivervale_Westwood | $25.00 | 12/12/2012 9:47:16 AM |
top-unforgettable-income | $25.00 | 12/12/2012 9:23:07 AM |
trustworthy-bonus2 | $25.00 | 12/12/2012 10:57:56 AM |
american6 | $50.00 | 12/12/2012 10:38:09 AM |
nethawk00 | $25.00 | 12/12/2012 3:13:42 PM |
determined-moola824 | $25.00 | 12/12/2012 12:26:45 PM |
bahmoose | $25.00 | 12/12/2012 1:00:09 PM |
Ocean713 | $75.00 | 12/12/2012 11:08:51 AM |
149 Investments
|
Borrower Payment Dependent Notes Series
683187
This series of Notes was issued and sold upon the funding of the borrower loan #79309, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-06-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $119.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 24% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 15y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,756 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Betty2012 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
hey...yes you....invest in me.. :)
Purpose of loan: consolidation
This loan will be used to...consolidate some bills n holiday expense
My financial situation: ok
I am a good candidate for this loan because I will make my payments..I need it and I'm responsible.
Monthly net income: $2400.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
peso-tostada | $200.00 | 12/6/2012 10:30:26 AM |
6_kids_college_fund | $25.00 | 12/6/2012 10:38:25 AM |
CreditBuilder2 | $25.06 | 12/6/2012 10:09:32 AM |
bowdish1 | $25.00 | 12/6/2012 10:38:05 AM |
kila-designer | $149.00 | 12/6/2012 10:42:55 AM |
money-hercules4 | $100.00 | 12/6/2012 10:04:00 PM |
peso-spartan6 | $25.00 | 12/7/2012 8:36:42 AM |
rtfproducer | $25.00 | 12/7/2012 9:59:43 AM |
adaboy65 | $75.00 | 12/7/2012 11:23:22 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:40:44 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:26 PM |
valiant-return584 | $50.00 | 12/7/2012 6:13:34 PM |
deal-vibrato | $25.00 | 12/9/2012 12:18:18 PM |
simplelender80 | $75.00 | 12/9/2012 2:02:39 PM |
heavy_ax | $50.00 | 12/10/2012 9:51:53 AM |
fairness-booster9 | $25.00 | 12/10/2012 8:01:54 PM |
supersam | $50.00 | 12/10/2012 10:19:20 PM |
franzzua | $25.00 | 12/11/2012 10:39:13 AM |
riskreward | $250.00 | 12/11/2012 5:54:36 PM |
windguy | $50.00 | 12/11/2012 5:55:57 PM |
wetlands | $200.00 | 12/11/2012 5:44:18 PM |
ethical-truth211 | $500.00 | 12/12/2012 2:12:08 AM |
Josphine | $25.00 | 12/12/2012 5:22:30 AM |
peaceful-greenback719 | $25.00 | 12/12/2012 5:38:19 AM |
Desa_Miwu | $25.00 | 12/12/2012 6:51:01 AM |
ddog0224 | $100.00 | 12/11/2012 8:30:38 PM |
nalaari | $48.41 | 12/12/2012 6:36:08 AM |
authoritative-capital | $25.00 | 12/11/2012 8:41:49 PM |
PumpkinHead406 | $40.00 | 12/12/2012 1:24:43 AM |
bonus-seahorse | $35.00 | 12/12/2012 11:41:20 AM |
loyalty-cupcake6 | $200.00 | 12/12/2012 5:19:37 PM |
transparency-futurist3 | $25.00 | 12/12/2012 2:30:33 PM |
Ocean713 | $75.00 | 12/12/2012 11:35:14 AM |
djh47a | $25.00 | 12/12/2012 1:14:43 PM |
Prime_Note_Investor | $50.00 | 12/12/2012 5:42:09 PM |
EretzCapital | $25.00 | 12/13/2012 8:11:44 AM |
ChoiceInvestments | $25.00 | 12/12/2012 8:54:52 PM |
wwwUniversal | $25.00 | 12/13/2012 9:40:19 AM |
bill-tent1 | $50.00 | 12/13/2012 12:22:03 PM |
Journey_Loans | $276.16 | 12/13/2012 5:16:23 PM |
gravbox | $25.00 | 12/6/2012 10:58:31 AM |
bazaar-tulip | $25.00 | 12/6/2012 10:56:52 AM |
kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:04 PM |
credit-adventurer313 | $48.18 | 12/6/2012 12:24:54 PM |
CFOGO | $25.00 | 12/7/2012 4:52:23 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:07:35 AM |
SafeSaxa | $40.48 | 12/11/2012 9:15:41 AM |
new-start18100 | $25.00 | 12/11/2012 9:51:50 AM |
commitment-symphony9 | $25.00 | 12/11/2012 9:42:43 PM |
DonaldColorado | $100.00 | 12/11/2012 6:27:41 PM |
upperdeck | $25.00 | 12/11/2012 7:51:33 PM |
integrity-doctor | $100.00 | 12/12/2012 7:08:40 AM |
Leshan | $50.00 | 12/12/2012 6:16:13 AM |
InvestForWealth | $25.00 | 12/12/2012 6:19:08 AM |
cr8on | $30.00 | 12/12/2012 9:46:43 AM |
helping-out | $42.39 | 12/12/2012 6:19:08 AM |
Bob450 | $25.00 | 12/12/2012 10:40:34 AM |
trumpeter391 | $25.00 | 12/12/2012 11:01:50 AM |
satisfying-reward1 | $30.32 | 12/12/2012 3:25:01 PM |
cardminger | $25.00 | 12/12/2012 6:27:19 PM |
mneinc | $50.00 | 12/12/2012 10:29:03 PM |
roadtruck | $60.00 | 12/13/2012 7:04:31 AM |
abundant-power | $25.00 | 12/13/2012 10:17:24 AM |
RocketSurgeon | $25.00 | 12/13/2012 10:12:19 AM |
mmckune | $25.00 | 12/13/2012 9:45:00 AM |
cleveland2portland | $25.00 | 12/13/2012 12:45:09 PM |
bold-direct-asset | $50.00 | 12/13/2012 10:05:20 AM |
delicious-integrity7 | $25.00 | 12/13/2012 3:22:39 PM |
68 Investments
|
Borrower Payment Dependent Notes Series
683197
This series of Notes was issued and sold upon the funding of the borrower loan #78816, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $188.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1981 |
Debt/Income ratio:
| 23% |
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,331 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| apricot013 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...make home repairs (that insurance will not cover) due to super storm Sandy.
My financial situation:
I am a good candidate for this loan because...my income is $3700/month. but the household income is $9000/month
Monthly net income: $9000
Monthly expenses: $6000
Housing: $2900
Insurance: $paid in escrow
Car expenses: $250
Utilities: $600
Phone, cable, internet: $450
Food, entertainment: $450
Clothing, household expenses: $300
Credit cards and other loans: $500
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Wrats6 | $25.00 | 12/5/2012 5:06:13 PM |
tranquil-gain1 | $75.00 | 12/5/2012 5:21:40 PM |
obduro_1 | $25.00 | 12/5/2012 5:53:31 PM |
whitegold24k | $200.00 | 12/5/2012 7:39:11 PM |
brainy-credit1 | $60.00 | 12/6/2012 8:56:51 AM |
Christophe | $25.00 | 12/5/2012 7:27:27 PM |
FundMaker | $25.00 | 12/6/2012 7:44:09 AM |
missing-link | $25.00 | 12/6/2012 10:07:46 AM |
platinum-scientist9 | $25.00 | 12/6/2012 10:16:21 AM |
LiveNow | $25.00 | 12/6/2012 4:26:42 PM |
commerce-venture1 | $50.00 | 12/6/2012 12:28:38 PM |
payment-halo | $30.00 | 12/6/2012 8:28:47 PM |
TumbleWeed88 | $25.00 | 12/7/2012 9:16:46 AM |
nickel-ferret | $25.00 | 12/7/2012 9:22:25 AM |
whitegoldira | $150.00 | 12/7/2012 11:23:48 AM |
radiant-dollar9 | $200.00 | 12/7/2012 5:55:53 PM |
one-midas | $25.00 | 12/8/2012 12:03:28 PM |
Budro | $50.00 | 12/8/2012 12:44:56 PM |
Star_Witness | $25.00 | 12/8/2012 9:32:31 PM |
daekpon | $125.00 | 12/9/2012 1:49:40 PM |
LuvToLend | $25.00 | 12/10/2012 9:07:13 AM |
first-principal-panda | $25.00 | 12/10/2012 9:31:54 AM |
__A1B2 | $28.00 | 12/10/2012 9:13:39 AM |
BostonCapital | $100.00 | 12/10/2012 9:16:44 AM |
power-spartan5 | $25.00 | 12/10/2012 9:25:15 AM |
trenttucker32 | $25.00 | 12/10/2012 7:49:37 AM |
deal-vibrato | $25.00 | 12/10/2012 9:44:05 AM |
loan-hawk5 | $25.00 | 12/10/2012 9:17:06 AM |
deal-banker | $50.00 | 12/10/2012 9:27:32 AM |
NolockHolmes | $100.00 | 12/10/2012 9:29:14 AM |
justreturns | $25.00 | 12/10/2012 10:21:07 AM |
Harry | $75.00 | 12/10/2012 9:44:36 AM |
Kaj | $25.00 | 12/10/2012 9:47:54 AM |
aggresive-compassion612 | $25.00 | 12/10/2012 9:58:50 AM |
MONEY-1957 | $25.00 | 12/10/2012 5:42:23 PM |
wise-deal-panda | $40.00 | 12/10/2012 6:34:01 PM |
credit-bliss8 | $25.00 | 12/10/2012 9:21:52 PM |
smart-kindness8 | $25.00 | 12/10/2012 6:59:59 PM |
Aceangel | $14.19 | 12/11/2012 12:15:50 AM |
historic-value7 | $50.00 | 12/10/2012 6:41:08 PM |
supersam | $250.00 | 12/10/2012 10:12:46 PM |
md1207 | $25.00 | 12/10/2012 11:11:45 PM |
Bank_of_T | $25.00 | 12/10/2012 11:46:39 PM |
Sagamore | $50.00 | 12/5/2012 6:14:27 PM |
return-point2 | $100.00 | 12/5/2012 6:19:31 PM |
bazaar-tulip | $25.00 | 12/5/2012 5:08:57 PM |
daw1878 | $25.00 | 12/5/2012 5:43:37 PM |
HikeMoab | $25.00 | 12/5/2012 5:27:45 PM |
payout-motivator0 | $50.00 | 12/5/2012 6:37:11 PM |
foothillender | $25.00 | 12/6/2012 6:20:52 AM |
treasure-bliss | $25.00 | 12/6/2012 6:42:35 AM |
brilliant-balance | $50.00 | 12/5/2012 7:31:05 PM |
Abece | $125.00 | 12/5/2012 9:17:53 PM |
bonus-seahorse | $40.00 | 12/6/2012 11:06:34 AM |
cahjoon | $25.00 | 12/6/2012 10:20:32 AM |
Plutis | $25.00 | 12/6/2012 6:31:13 PM |
Abece | $82.55 | 12/7/2012 4:15:30 AM |
P2P4me | $400.00 | 12/7/2012 6:43:40 AM |
zipemdown | $25.00 | 12/6/2012 6:08:15 PM |
WalnutCreekguy | $50.00 | 12/7/2012 10:02:47 AM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:28:20 AM |
riskreward | $250.00 | 12/7/2012 9:29:21 AM |
magnetic-duty4 | $25.00 | 12/7/2012 1:44:59 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:02 PM |
valiant-return584 | $50.00 | 12/7/2012 6:13:02 PM |
Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:15:54 PM |
zorg77 | $50.00 | 12/9/2012 9:13:41 AM |
simplelender80 | $112.00 | 12/9/2012 1:42:10 PM |
dukeiyer | $25.00 | 12/10/2012 9:39:00 AM |
heavy_ax | $50.00 | 12/10/2012 9:51:53 AM |
peso-spartan6 | $25.00 | 12/10/2012 9:19:00 AM |
hitsman | $50.00 | 12/10/2012 9:27:26 AM |
diversification-collider5 | $25.00 | 12/10/2012 10:08:36 AM |
bold-joyful-coin9 | $25.00 | 12/10/2012 9:47:07 AM |
power-lightning9 | $25.00 | 12/10/2012 11:25:13 AM |
monster4 | $50.00 | 12/10/2012 5:53:14 PM |
historic-nickel | $25.00 | 12/10/2012 2:36:51 PM |
kindness-warmth3 | $50.00 | 12/10/2012 6:08:02 PM |
top-bill-virtuoso | $100.00 | 12/10/2012 6:38:11 PM |
drk | $25.00 | 12/10/2012 6:42:45 PM |
compassion-ladder9 | $54.00 | 12/10/2012 9:11:32 PM |
feb217 | $25.00 | 12/10/2012 10:23:17 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:31:59 PM |
brightest-felicity-anteater | $81.62 | 12/10/2012 11:32:25 PM |
elog238 | $25.00 | 12/10/2012 6:55:48 PM |
the-inspired-justice | $25.00 | 12/10/2012 10:14:27 PM |
850 | $82.64 | 12/10/2012 11:16:57 PM |
bold-worthy-affluence | $25.00 | 12/10/2012 9:02:44 PM |
88 Investments
|
Borrower Payment Dependent Notes Series
683251
This series of Notes was issued and sold upon the funding of the borrower loan #79310, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-06-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $84.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| mogul731 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan: Repairs
This loan will be used to...Fix Fence
My financial situation: I am on disability, and have no outstanding debts
I am a good candidate for this loan because...I would pay through automatic deduction from my checking account
Monthly net income: $1875.00
Monthly expenses: $
Housing: $
Insurance: $50.00
Car expenses: $50.00
Utilities: $190.00
Phone, cable, internet: $150.00
Food, entertainment: $250.00
Clothing, household expenses: $35.00
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
deal-kung-fu | $50.00 | 12/5/2012 5:08:08 PM |
handy-justice | $25.00 | 12/5/2012 5:13:32 PM |
integrity-doctor | $100.00 | 12/5/2012 5:23:01 PM |
rate-advocator7 | $250.00 | 12/5/2012 5:17:27 PM |
taltman | $25.00 | 12/5/2012 5:28:48 PM |
octoberfresh | $25.00 | 12/5/2012 5:52:00 PM |
appetizing-loyalty354 | $25.00 | 12/5/2012 6:28:42 PM |
blue111 | $25.00 | 12/5/2012 6:46:59 PM |
Eric_Gagne | $25.00 | 12/6/2012 7:33:43 AM |
COCHINOBOY | $25.00 | 12/5/2012 7:38:20 PM |
LuvToLend | $25.00 | 12/6/2012 9:09:14 AM |
restless-dime | $200.00 | 12/6/2012 8:27:52 AM |
nonattender | $25.00 | 12/5/2012 5:13:22 PM |
Rogelio48 | $30.00 | 12/6/2012 7:28:34 AM |
CreditBuilder2 | $25.03 | 12/5/2012 8:10:18 PM |
market-bearer0 | $25.00 | 12/6/2012 7:42:55 AM |
bonus-seahorse | $30.00 | 12/6/2012 12:25:19 PM |
HD-4-Life | $332.50 | 12/6/2012 4:00:33 PM |
fervent-commerce | $25.00 | 12/6/2012 3:56:01 PM |
compassion-twister2 | $50.00 | 12/6/2012 12:26:51 PM |
thehousewife | $25.00 | 12/6/2012 1:44:45 PM |
banker34 | $632.47 | 12/6/2012 2:19:05 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
683313
This series of Notes was issued and sold upon the funding of the borrower loan #79246, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-06-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,325 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dk0000 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring Financing
Purpose of loan: Engagement Ring Financing
This loan will be used to...Buy Ring
My financial situation: Good
I am a good candidate for this loan because...I'll pay back quickly
Monthly net income: $10,000
Monthly expenses: $1,000
Housing: $2,600
Insurance: $400
Car expenses: $630
Utilities: 250
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $7,500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $500.00 | 12/10/2012 7:46:46 AM |
handy-justice | $50.00 | 12/6/2012 9:16:13 AM |
liberty-tostada7 | $25.00 | 12/6/2012 11:25:36 AM |
asset-professor | $35.00 | 12/6/2012 10:42:03 AM |
Tscheddar | $25.00 | 12/6/2012 10:52:31 AM |
CreditBuilder2 | $25.03 | 12/6/2012 11:25:06 AM |
Rogelio48 | $35.00 | 12/7/2012 4:56:56 AM |
benevolent-loot5 | $200.00 | 12/7/2012 9:17:33 AM |
money-fort | $25.00 | 12/7/2012 10:26:55 AM |
bold-social-widget | $25.00 | 12/7/2012 11:36:57 AM |
valiant-return584 | $50.00 | 12/7/2012 6:13:36 PM |
simplelender80 | $75.00 | 12/9/2012 2:02:40 PM |
let_me_retire | $75.00 | 12/10/2012 5:01:20 AM |
FootoftheMountain | $25.00 | 12/10/2012 3:54:51 PM |
keen-economy6 | $25.00 | 12/10/2012 5:15:52 PM |
exciting-justice0 | $25.00 | 12/10/2012 2:58:23 PM |
Investor_DP | $100.00 | 12/10/2012 5:54:20 PM |
careful-vigilance4 | $25.00 | 12/10/2012 5:15:32 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:32:07 PM |
RMirish | $25.00 | 12/10/2012 6:10:24 PM |
CO80487 | $25.00 | 12/10/2012 7:17:53 PM |
first-inspiring-vigilance | $25.00 | 12/10/2012 6:09:14 PM |
bitterroot_mt | $25.00 | 12/10/2012 7:18:11 PM |
alexander-hamilton | $49.00 | 12/10/2012 6:22:46 PM |
peaceful-greenback719 | $25.00 | 12/11/2012 5:06:38 AM |
noble-value258 | $100.00 | 12/10/2012 9:32:39 PM |
Loanstou | $32.50 | 12/10/2012 8:13:23 PM |
Cromag | $25.00 | 12/10/2012 8:31:57 PM |
goldenskye | $50.00 | 12/11/2012 6:23:56 AM |
the-brilliant-currency | $25.00 | 12/11/2012 9:12:45 AM |
108-IRA | $40.00 | 12/11/2012 10:38:43 AM |
cash-kin7 | $25.00 | 12/11/2012 10:01:55 AM |
q4golf | $27.24 | 12/11/2012 5:50:15 PM |
enriching-dollar1 | $41.00 | 12/11/2012 5:31:11 PM |
burgeoning-affluence5 | $50.00 | 12/11/2012 9:32:13 PM |
rupee-universe | $25.00 | 12/11/2012 11:37:17 PM |
CA-Lender | $25.00 | 12/12/2012 6:18:40 AM |
sgt-schultz | $42.95 | 12/12/2012 6:48:03 AM |
toblerone | $25.00 | 12/6/2012 9:58:11 AM |
zorg77 | $50.00 | 12/6/2012 4:01:52 PM |
vutah | $45.00 | 12/6/2012 11:37:30 AM |
market-bearer0 | $25.00 | 12/6/2012 2:03:31 PM |
commerce-venture1 | $25.00 | 12/6/2012 12:35:13 PM |
zipemdown | $25.00 | 12/6/2012 6:08:39 PM |
LuvToLend | $25.00 | 12/6/2012 6:32:06 PM |
open-minded-p2p1 | $25.00 | 12/6/2012 7:11:42 PM |
payment-halo | $25.00 | 12/7/2012 5:56:39 AM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:28:59 AM |
power-spartan5 | $25.00 | 12/7/2012 10:45:16 AM |
ItsJustMe79 | $25.00 | 12/10/2012 10:07:35 AM |
kulender | $50.00 | 12/10/2012 5:28:16 PM |
power-chihuahua | $25.00 | 12/10/2012 5:52:12 PM |
52digital | $41.00 | 12/10/2012 5:22:00 PM |
subtle-bill727 | $25.00 | 12/10/2012 5:47:37 PM |
first-credit-meridian | $25.00 | 12/10/2012 5:07:46 PM |
fascinating-money236 | $25.00 | 12/10/2012 5:17:17 PM |
auction-iris9 | $120.00 | 12/10/2012 5:20:50 PM |
twjh | $50.09 | 12/10/2012 6:24:30 PM |
boogienation | $25.00 | 12/10/2012 7:40:04 PM |
psteveo | $25.00 | 12/10/2012 7:27:56 PM |
evilkats | $50.00 | 12/10/2012 7:44:50 PM |
Pro1322 | $50.00 | 12/10/2012 10:31:20 PM |
Loan_shark718 | $25.00 | 12/10/2012 7:41:27 PM |
rookiecrd1 | $76.00 | 12/11/2012 4:42:45 AM |
Altitude-Transport | $54.15 | 12/10/2012 9:48:11 PM |
joyous-peace443 | $25.00 | 12/11/2012 9:04:56 AM |
Ambassador | $25.00 | 12/11/2012 4:51:27 AM |
truth-companion | $25.00 | 12/11/2012 10:47:39 AM |
sunwell | $100.00 | 12/11/2012 10:16:48 AM |
MatrixAssetsLLC | $300.00 | 12/11/2012 10:37:43 AM |
desertoasis | $25.00 | 12/11/2012 4:23:15 PM |
wwwUniversal | $50.00 | 12/11/2012 11:59:35 AM |
E-2 | $100.00 | 12/11/2012 5:26:39 PM |
stock106 | $11.04 | 12/12/2012 6:58:57 AM |
silver-saber | $200.00 | 12/11/2012 6:14:41 PM |
abundant-dollar7 | $50.00 | 12/12/2012 6:58:23 AM |
76 Investments
|
Borrower Payment Dependent Notes Series
683329
This series of Notes was issued and sold upon the funding of the borrower loan #79172, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $107.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 47% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
5 | Length of status: | 22y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,266 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| cj51250 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 64% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 4
( 36% )
| 700-719
(Dec-2011)
|
Principal balance:
| $1,597.75 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to. ..Pay off Credit Card Balances.
My financial situation:
I am a good candidate for this loan because...My employment income has improved a great deal lately.
Monthly net income: $1500.00
Monthly expenses: $300.00
Housing: $0
Insurance: $50
Car expenses: $0
Utilities: $250
Phone, cable, internet: $50
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $3000.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 12/5/2012 5:09:01 PM |
mymoneyblog | $25.00 | 12/5/2012 5:50:11 PM |
persist_in_doing | $25.00 | 12/5/2012 6:35:21 PM |
deal-selector5 | $25.00 | 12/5/2012 5:31:00 PM |
octoberfresh | $25.00 | 12/5/2012 5:52:01 PM |
return-point2 | $100.00 | 12/5/2012 6:19:32 PM |
five-star-note | $25.00 | 12/5/2012 8:11:04 PM |
LuvToLend | $25.00 | 12/6/2012 9:09:15 AM |
Zuzu | $25.00 | 12/6/2012 12:55:20 AM |
well-rounded-payout0 | $50.00 | 12/6/2012 9:33:31 AM |
Kaj | $25.00 | 12/6/2012 10:21:07 AM |
Wrats6 | $25.00 | 12/6/2012 3:50:33 PM |
CoolPlexer | $25.00 | 12/6/2012 6:48:15 PM |
richboy56 | $25.00 | 12/6/2012 7:37:33 PM |
LaGrangeLender | $30.00 | 12/7/2012 6:14:00 AM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:28:20 AM |
adam_rodgers | $25.00 | 12/7/2012 9:33:15 AM |
successful-agreement7 | $100.00 | 12/7/2012 9:15:00 AM |
j2ee | $50.00 | 12/7/2012 9:07:00 AM |
nickel-ferret | $25.00 | 12/7/2012 9:22:27 AM |
enchanted-investment447 | $100.00 | 12/7/2012 9:58:54 AM |
tranquil-principal435 | $25.00 | 12/7/2012 11:00:38 AM |
accomplishment981 | $25.00 | 12/7/2012 4:58:31 PM |
BigBag | $25.00 | 12/7/2012 3:18:33 PM |
radiant-dollar9 | $175.00 | 12/7/2012 5:55:54 PM |
fcrick | $50.00 | 12/5/2012 5:38:16 PM |
vivid-p2ploan1 | $25.00 | 12/5/2012 5:45:47 PM |
secureincome | $555.00 | 12/5/2012 5:48:34 PM |
WalnutCreekguy | $50.00 | 12/5/2012 5:55:38 PM |
formula842 | $25.00 | 12/5/2012 6:00:56 PM |
berniemadeoff | $65.00 | 12/5/2012 7:11:05 PM |
bonus-apricot366 | $25.00 | 12/5/2012 5:41:31 PM |
BBsapphire-2-loan | $100.00 | 12/5/2012 10:20:28 PM |
pure-treasure7 | $50.00 | 12/5/2012 11:19:04 PM |
money-baron | $100.00 | 12/5/2012 6:32:00 PM |
gokart83 | $25.00 | 12/5/2012 6:37:57 PM |
bullwink27 | $25.00 | 12/6/2012 5:36:30 AM |
whitegold24k | $50.00 | 12/6/2012 12:49:29 PM |
Tscheddar | $25.00 | 12/6/2012 3:25:48 PM |
zipemdown | $25.00 | 12/6/2012 6:08:15 PM |
riskreward | $250.00 | 12/7/2012 9:29:22 AM |
jwesleym | $25.00 | 12/7/2012 9:13:38 AM |
AF-Chief | $25.00 | 12/7/2012 10:23:10 AM |
cordial-affluence2 | $25.00 | 12/7/2012 12:22:54 PM |
direct-asset | $25.00 | 12/7/2012 12:51:37 PM |
power-spartan5 | $25.00 | 12/7/2012 10:45:11 AM |
purposeful-durability8 | $100.00 | 12/7/2012 10:46:37 AM |
entertaining-rate9 | $25.00 | 12/7/2012 11:04:10 AM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:03 PM |
wop310 | $50.00 | 12/7/2012 3:32:11 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
683493
This series of Notes was issued and sold upon the funding of the borrower loan #79442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-06-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $113.01 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,466 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diversification-spark1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan: Need to see sick family member in NY
This loan will be used to...pay for trip and other loans
My financial situation: Bank of America
I am a good candidate for this loan because...
Monthly net income: $ 3800
Monthly expenses: $ 3000
Housing: $ 600
Insurance: $ 125
Car expenses: $ 550
Utilities: $ 150
Phone, cable, internet: $ 100
Food, entertainment: $
Clothing, household expenses: $00
Credit cards and other loans: $ 500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
formula842 | $25.00 | 12/6/2012 5:19:18 PM |
EngineersAlliance | $35.00 | 12/6/2012 5:37:44 PM |
zipemdown | $25.00 | 12/6/2012 6:09:03 PM |
skillful-asset5 | $25.00 | 12/6/2012 5:16:36 PM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:28:28 AM |
riskreward | $250.00 | 12/7/2012 9:29:30 AM |
nickel-ferret | $25.00 | 12/7/2012 9:22:37 AM |
bazaar-tulip | $25.00 | 12/7/2012 10:14:53 AM |
WalnutCreekguy | $50.00 | 12/7/2012 5:25:59 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:03 PM |
prudent-dough458 | $25.00 | 12/7/2012 5:46:57 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:09 PM |
LuvToLend | $25.00 | 12/8/2012 12:55:21 PM |
ultimate-commitment | $25.00 | 12/8/2012 9:04:48 AM |
loan-fate | $50.00 | 12/8/2012 12:02:55 PM |
Pod1313 | $25.02 | 12/8/2012 12:40:55 PM |
Star_Witness | $25.00 | 12/8/2012 9:32:05 PM |
richboy56 | $25.00 | 12/8/2012 1:32:06 PM |
courteous-kindness1 | $25.00 | 12/9/2012 1:04:48 PM |
pietro_torna_indietro | $9.26 | 12/10/2012 9:11:51 AM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:45 PM |
invesor87 | $30.00 | 12/10/2012 7:54:02 AM |
bsmtloan | $109.72 | 12/10/2012 8:35:54 AM |
decisive-income7 | $1,000.00 | 12/10/2012 7:49:36 AM |
octoberfresh | $25.00 | 12/6/2012 5:52:22 PM |
RGlad | $100.00 | 12/7/2012 1:02:09 AM |
payment-halo | $25.00 | 12/7/2012 5:59:00 AM |
paxnj | $25.00 | 12/6/2012 8:20:02 PM |
euphoria8 | $35.00 | 12/7/2012 3:41:17 AM |
paradise-foothill | $50.00 | 12/7/2012 2:47:36 PM |
uncl-sammy | $25.00 | 12/7/2012 5:42:25 PM |
kind-lovely-marketplace | $50.00 | 12/7/2012 5:48:18 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:39:17 PM |
fund-medalist171 | $31.00 | 12/8/2012 7:02:25 AM |
valiant-return584 | $50.00 | 12/7/2012 6:13:56 PM |
Kaj | $25.00 | 12/8/2012 12:24:15 PM |
Budro | $50.00 | 12/8/2012 12:44:58 PM |
well-rounded-payout0 | $50.00 | 12/8/2012 12:57:25 PM |
dominickf | $50.00 | 12/8/2012 2:08:56 PM |
enterprising-pound5 | $50.00 | 12/9/2012 7:43:40 PM |
Wrats6 | $25.00 | 12/10/2012 9:05:19 AM |
Littlepeng | $25.00 | 12/10/2012 8:37:15 AM |
42 Investments
|
Borrower Payment Dependent Notes Series
683505
This series of Notes was issued and sold upon the funding of the borrower loan #79222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-06-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $169.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 9% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| rjc210 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Debt!
Purpose of loan:
This loan will be used to...help consolidate some debt by the end of the year.
My financial situation:
I am a good candidate for this loan because...worked a steady job for over two years and have good finances.
Thanks in advance for your help!
Monthly net income: $2,400.00
Monthly expenses: $1,705.00
Housing: $725.00
Insurance: $
Car expenses: $
Utilities: $150.00
Phone, cable, internet: $130.00
Food, entertainment: $200.00
Clothing, household expenses: $0
Credit cards and other loans: $400.00
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 12/6/2012 5:20:33 PM |
JC_12 | $100.00 | 12/6/2012 6:58:02 PM |
newest-bid-britches | $37.00 | 12/6/2012 5:53:57 PM |
zipemdown | $25.00 | 12/6/2012 6:09:04 PM |
WalnutCreekguy | $50.00 | 12/6/2012 6:39:34 PM |
cahjoon | $25.00 | 12/6/2012 6:45:56 PM |
a-finance-nirvana | $25.00 | 12/7/2012 9:19:53 AM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:28:29 AM |
riskreward | $250.00 | 12/7/2012 9:29:31 AM |
NolockHolmes | $100.00 | 12/7/2012 10:53:35 AM |
first-friendly-listing | $50.00 | 12/7/2012 10:56:37 AM |
power-spartan5 | $25.00 | 12/7/2012 10:45:21 AM |
Kaj | $25.00 | 12/7/2012 10:38:32 AM |
HikeMoab | $25.00 | 12/7/2012 11:38:46 AM |
investment-cluster | $25.00 | 12/7/2012 4:14:30 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:56:04 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:42:10 PM |
TumbleWeed88 | $25.00 | 12/7/2012 6:19:12 PM |
aganippe | $25.00 | 12/7/2012 7:02:53 PM |
rokman | $40.00 | 12/8/2012 1:00:38 PM |
dominickf | $50.00 | 12/8/2012 2:08:56 PM |
Craigopher | $25.00 | 12/9/2012 9:22:10 AM |
designer_10 | $25.00 | 12/9/2012 8:45:45 AM |
daekpon | $150.00 | 12/9/2012 2:00:01 PM |
kurtb57 | $53.39 | 12/9/2012 8:16:16 PM |
winger66 | $25.00 | 12/10/2012 4:39:07 AM |
skythex | $26.34 | 12/9/2012 9:19:38 PM |
contract-lava0 | $25.00 | 12/9/2012 10:36:15 PM |
jrcctexas25 | $25.00 | 12/9/2012 11:48:02 PM |
RogueCFO | $25.00 | 12/9/2012 6:22:14 PM |
trenttucker32 | $25.00 | 12/10/2012 7:49:38 AM |
aggresive-compassion612 | $25.00 | 12/9/2012 7:38:45 PM |
dukeiyer | $25.00 | 12/10/2012 9:39:06 AM |
loyalist1 | $116.00 | 12/10/2012 8:00:10 AM |
helping-out | $25.00 | 12/10/2012 4:27:30 PM |
green-loyalty-web | $25.00 | 12/10/2012 5:00:47 PM |
power-lightning9 | $25.00 | 12/10/2012 11:26:16 AM |
myduck | $30.00 | 12/10/2012 5:23:50 PM |
jwill2172 | $28.65 | 12/11/2012 7:09:00 AM |
discrete-asset | $25.00 | 12/11/2012 8:31:25 AM |
itsmaj | $25.00 | 12/11/2012 2:06:03 AM |
wishihadmore | $25.00 | 12/11/2012 7:39:51 AM |
otto1939 | $103.00 | 12/11/2012 9:31:28 AM |
Suit | $200.00 | 12/11/2012 8:47:06 AM |
Chasing_the_dime | $50.00 | 12/11/2012 11:46:32 AM |
skockie | $100.00 | 12/11/2012 11:58:38 AM |
Iwillhuntyoudown | $25.00 | 12/11/2012 10:56:58 AM |
Kyileo | $25.00 | 12/11/2012 11:42:00 AM |
red-active-note | $25.00 | 12/11/2012 11:57:22 AM |
scoobiedoo | $70.01 | 12/6/2012 5:22:25 PM |
LuvToLend | $25.00 | 12/6/2012 6:32:13 PM |
RGlad | $80.00 | 12/6/2012 6:59:12 PM |
brilliant-balance | $50.00 | 12/6/2012 7:30:22 PM |
prudent-dough458 | $25.00 | 12/6/2012 5:27:47 PM |
entertaining-dollar298 | $25.00 | 12/6/2012 6:09:12 PM |
return-point2 | $100.00 | 12/6/2012 6:16:06 PM |
toblerone | $25.00 | 12/6/2012 6:21:23 PM |
richboy56 | $25.00 | 12/6/2012 7:37:36 PM |
paxnj | $25.00 | 12/6/2012 8:19:52 PM |
justasoldier | $60.00 | 12/7/2012 8:08:24 AM |
nickel-ferret | $25.00 | 12/7/2012 9:22:38 AM |
Winged_Inspirations | $25.00 | 12/7/2012 11:12:15 AM |
valiant-return584 | $50.00 | 12/7/2012 6:13:57 PM |
diversification-collider5 | $25.00 | 12/7/2012 7:39:17 PM |
kevin314 | $25.00 | 12/8/2012 1:07:16 PM |
currency-persimmon | $25.00 | 12/9/2012 10:16:32 AM |
hitsman | $50.00 | 12/9/2012 1:19:52 PM |
ethical-truth211 | $100.00 | 12/9/2012 3:28:12 AM |
Sixmil | $100.00 | 12/9/2012 1:53:10 PM |
tranquil-diversification8 | $50.00 | 12/9/2012 10:22:39 AM |
rob095 | $25.00 | 12/9/2012 5:37:16 PM |
Lastavatar | $100.00 | 12/9/2012 7:23:47 PM |
Captmac2110 | $25.00 | 12/9/2012 11:06:23 PM |
ironman84 | $25.00 | 12/10/2012 3:55:15 AM |
SouthFloridaLender | $60.00 | 12/10/2012 5:27:12 AM |
B2152 | $25.00 | 12/9/2012 5:24:41 PM |
simplelender80 | $75.00 | 12/9/2012 2:02:55 PM |
newest-organic-rupee | $25.00 | 12/9/2012 9:01:52 PM |
ddog0224 | $35.00 | 12/10/2012 12:11:48 AM |
supersarah61 | $25.00 | 12/9/2012 3:54:25 PM |
NV-Capital | $25.00 | 12/9/2012 9:50:46 PM |
meoates1 | $25.00 | 12/10/2012 9:39:58 AM |
historic-nickel | $25.00 | 12/10/2012 2:37:55 PM |
immaculate-return25 | $25.00 | 12/10/2012 7:35:59 PM |
Odyssey77 | $25.00 | 12/11/2012 9:22:12 AM |
wise-deal-panda | $100.00 | 12/11/2012 9:09:44 AM |
RGlad | $49.17 | 12/11/2012 10:07:43 AM |
truth-companion | $25.00 | 12/11/2012 10:48:01 AM |
wise-ethical-social | $36.44 | 12/11/2012 1:13:30 PM |
wwwUniversal | $25.00 | 12/11/2012 10:23:49 AM |
p2ploan-futurist9 | $50.00 | 12/11/2012 11:50:19 AM |
new-mystical-dime | $25.00 | 12/11/2012 1:02:32 PM |
92 Investments
|
Borrower Payment Dependent Notes Series
683575
This series of Notes was issued and sold upon the funding of the borrower loan #79084, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Dec-06-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $169.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,498 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gbaa |
Borrower's state:
| Utah |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 41 ( 80% )
| 680-699 (Latest)
|
Principal borrowed:
| $13,999.00 | < 31 days late:
| 10
( 20% )
| 800-819
(Sep-2009)
560-579
(Sep-2006)
560-579
(May-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 51 | | |
Description
Baby & Adoption Loans
Purpose of loan:
This loan will be used to...Cover baby expenses
My financial situation:
I am a good candidate for this loan because...my sales show signs of picking up, with a lot of new prospects in the pipeline. It usually takes several weeks to get paid, but I had 8 appointments last week, 10 this week going into new baby due date next week. We're excited!
Monthly net income: $ 3,451 (from 2011 1040)
Monthly expenses: $ 2,800
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $ 350 business expenses
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $100.00 | 12/6/2012 6:27:11 PM |
skip6330 | $28.01 | 12/6/2012 5:43:16 PM |
handy-justice | $50.00 | 12/6/2012 5:06:57 PM |
RGlad | $65.00 | 12/6/2012 6:42:49 PM |
money-baron | $100.00 | 12/6/2012 5:43:57 PM |
skillful-asset5 | $30.00 | 12/6/2012 5:15:50 PM |
Banker2OO7 | $75.00 | 12/6/2012 6:16:30 PM |
enthusiastic-balance5 | $100.00 | 12/6/2012 7:05:23 PM |
CreditBuilder2 | $25.03 | 12/6/2012 7:18:07 PM |
zipemdown | $25.00 | 12/6/2012 6:09:04 PM |
money-fort | $30.00 | 12/6/2012 11:13:03 PM |
_nfx-ira_ | $35.01 | 12/6/2012 6:23:30 PM |
Tscheddar | $25.00 | 12/7/2012 3:39:01 AM |
yield-lion2 | $50.00 | 12/6/2012 6:32:57 PM |
sophisticated-velocity977 | $125.97 | 12/7/2012 5:57:43 AM |
mikeandcat | $200.00 | 12/7/2012 5:59:59 AM |
dkjl | $25.00 | 12/7/2012 9:10:59 AM |
Toby1montana | $50.00 | 12/7/2012 6:25:12 AM |
yield-lion2 | $50.00 | 12/6/2012 8:21:28 PM |
jwesleym | $25.00 | 12/7/2012 9:13:51 AM |
money-baron-roth-IRA | $50.00 | 12/7/2012 9:55:44 AM |
first-credit-meridian | $50.00 | 12/7/2012 10:33:37 AM |
vanklein | $25.00 | 12/7/2012 9:25:19 AM |
College4theGirls | $25.00 | 12/7/2012 10:40:43 AM |
transaction-circuit | $57.00 | 12/7/2012 10:24:23 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:44 AM |
justbman | $25.00 | 12/7/2012 11:09:55 AM |
money-baron-Roth401k | $25.00 | 12/7/2012 11:20:21 AM |
the-respectful-transaction | $25.00 | 12/7/2012 11:38:36 AM |
alexander-hamilton | $50.00 | 12/7/2012 11:44:05 AM |
wealth-multiplier | $25.00 | 12/7/2012 11:10:39 AM |
power-spartan5 | $25.00 | 12/7/2012 10:45:21 AM |
fairness-kayak773 | $25.00 | 12/7/2012 12:01:59 PM |
oxnard | $25.00 | 12/7/2012 1:12:17 PM |
CoolPlexer | $25.00 | 12/7/2012 11:31:38 AM |
Investor_DP | $12.96 | 12/7/2012 5:35:49 PM |
Masdevallia | $25.00 | 12/7/2012 12:40:59 PM |
cberthiaume | $25.00 | 12/7/2012 12:53:31 PM |
innovator2 | $50.00 | 12/7/2012 5:05:36 PM |
CA-Lender | $25.00 | 12/7/2012 5:19:15 PM |
hope-wrangler1 | $50.00 | 12/7/2012 2:02:27 PM |
travels536 | $25.00 | 12/7/2012 2:49:58 PM |
sflash | $25.00 | 12/7/2012 4:44:12 PM |
DrKillsh0t | $33.75 | 12/7/2012 5:24:33 PM |
natural-affluence6 | $25.00 | 12/7/2012 1:04:06 PM |
LittleMingo | $30.00 | 12/6/2012 5:54:49 PM |
witty-openness | $25.00 | 12/6/2012 5:15:46 PM |
chererat | $61.27 | 12/6/2012 5:25:30 PM |
purposeful-durability8 | $100.00 | 12/6/2012 5:32:27 PM |
benjamins-rumbler | $75.00 | 12/6/2012 5:37:00 PM |
MoneyForNothing | $25.41 | 12/6/2012 5:07:21 PM |
Danjack_Capital | $25.00 | 12/6/2012 5:14:46 PM |
octoberfresh | $25.00 | 12/6/2012 5:52:23 PM |
fcrick | $50.00 | 12/6/2012 5:53:50 PM |
five-star-note | $50.00 | 12/6/2012 7:05:04 PM |
Bob450 | $25.00 | 12/6/2012 5:24:07 PM |
moneylender25 | $25.00 | 12/6/2012 5:57:36 PM |
Mikale360 | $25.00 | 12/7/2012 5:37:39 AM |
glroark | $50.00 | 12/7/2012 7:07:10 AM |
DasMula | $50.00 | 12/6/2012 8:07:48 PM |
lucrative-loan | $50.00 | 12/6/2012 8:12:47 PM |
thehousewife | $50.00 | 12/7/2012 8:09:24 AM |
Bank42 | $25.00 | 12/7/2012 4:32:24 AM |
01a_MrUSC_IRA | $25.00 | 12/7/2012 5:59:27 AM |
FarmersBank | $75.00 | 12/7/2012 6:58:45 AM |
desertoasis | $25.00 | 12/7/2012 7:16:38 AM |
Feyenoord | $30.00 | 12/7/2012 9:48:46 AM |
benevolent-loot5 | $200.00 | 12/7/2012 9:17:34 AM |
Sunshine2222 | $25.00 | 12/7/2012 9:52:07 AM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:29:00 AM |
On-an-Escapade | $35.34 | 12/7/2012 10:40:45 AM |
persist_in_doing | $25.00 | 12/7/2012 9:44:16 AM |
deegeeman | $25.00 | 12/7/2012 10:37:35 AM |
innovator10 | $500.00 | 12/7/2012 11:04:46 AM |
tender-ore | $25.00 | 12/7/2012 10:40:23 AM |
AF-Chief | $25.00 | 12/7/2012 10:23:12 AM |
gothampark | $25.00 | 12/7/2012 12:26:40 PM |
janeybooboo | $25.25 | 12/7/2012 11:05:08 AM |
first-serene-credit | $25.00 | 12/7/2012 1:05:40 PM |
favorite-commerce | $50.00 | 12/7/2012 5:18:26 PM |
Book-Mark | $25.00 | 12/7/2012 5:01:09 PM |
snm2001 | $25.00 | 12/7/2012 5:27:52 PM |
thankful-nickel2 | $25.00 | 12/7/2012 3:11:39 PM |
83 Investments
|
Borrower Payment Dependent Notes Series
683735
This series of Notes was issued and sold upon the funding of the borrower loan #79111, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.99% |
Listing Start date:
| Dec-08-2012 |
Term:
| 12 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 13.26% |
Borrower rate/APR:
| 14.26% / 22.03% |
Monthly payment:
| $359.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.38% | | |
| |
Estimated return*:
| 5.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 45% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 16y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,017 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tidy-cash0 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2012)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loan-fate | $50.00 | 12/8/2012 12:02:58 PM |
money-exchanger4 | $25.00 | 12/8/2012 12:07:08 PM |
influential-peso9 | $25.00 | 12/8/2012 12:20:29 PM |
weatherman89 | $30.00 | 12/8/2012 1:22:40 PM |
credit-wheel7 | $25.00 | 12/8/2012 1:24:17 PM |
ryan6853 | $25.11 | 12/8/2012 12:29:23 PM |
forceful-note8 | $50.00 | 12/8/2012 12:32:48 PM |
persist_in_doing | $25.00 | 12/8/2012 12:42:08 PM |
bazaar-tulip | $25.00 | 12/8/2012 12:06:52 PM |
fmanjoo | $25.00 | 12/8/2012 12:44:09 PM |
WalnutCreekguy | $50.00 | 12/8/2012 12:08:53 PM |
deal-selector5 | $25.00 | 12/8/2012 1:00:57 PM |
Beechturner | $30.00 | 12/8/2012 12:24:36 PM |
well-rounded-dinero | $25.00 | 12/8/2012 2:09:01 PM |
money-baron | $100.00 | 12/8/2012 12:49:23 PM |
rokman | $60.00 | 12/8/2012 12:56:53 PM |
Mikale360 | $25.00 | 12/8/2012 5:43:39 PM |
dollar-surge8 | $25.00 | 12/8/2012 1:38:01 PM |
tomdooley12520 | $35.00 | 12/8/2012 1:51:42 PM |
money-sequoia9 | $25.00 | 12/8/2012 1:18:41 PM |
five-star-note | $25.00 | 12/8/2012 2:20:05 PM |
berniemadeoff | $65.00 | 12/8/2012 2:47:54 PM |
CoolPlexer | $25.00 | 12/8/2012 2:24:32 PM |
roland1 | $25.00 | 12/9/2012 12:23:44 PM |
01a_MrUSC_IRA | $25.00 | 12/8/2012 2:59:47 PM |
careful-return0 | $25.00 | 12/8/2012 11:47:35 PM |
simplelender80 | $500.00 | 12/9/2012 12:32:03 PM |
imdave4me | $49.62 | 12/9/2012 5:07:10 AM |
new-dynamic-value | $25.00 | 12/8/2012 4:52:11 PM |
credit-guard5 | $25.00 | 12/8/2012 7:10:14 PM |
gokart83 | $25.00 | 12/9/2012 1:11:54 PM |
DoctorJoe | $25.00 | 12/9/2012 7:53:00 AM |
hillbilly40 | $30.00 | 12/9/2012 2:20:44 PM |
bonus-animal4 | $50.00 | 12/9/2012 5:01:05 PM |
helpyougrow | $25.00 | 12/9/2012 9:32:15 PM |
young_investor112 | $25.00 | 12/9/2012 10:10:35 PM |
RonPaul | $25.00 | 12/9/2012 1:49:42 PM |
bold-joyful-coin9 | $50.00 | 12/9/2012 3:09:29 PM |
integrity-web | $25.00 | 12/9/2012 4:49:27 PM |
exchange-pinnacle9 | $25.00 | 12/9/2012 5:44:47 PM |
prudent-bid3 | $35.00 | 12/9/2012 6:00:39 PM |
newest-organic-rupee | $25.00 | 12/9/2012 9:11:49 PM |
affluence-tambourine | $25.00 | 12/9/2012 11:06:34 PM |
social-comet7 | $25.00 | 12/10/2012 4:23:08 AM |
felicity-strawberry4 | $25.00 | 12/10/2012 5:12:28 AM |
zipemdown | $25.00 | 12/8/2012 12:23:06 PM |
healthy-peace427 | $100.00 | 12/8/2012 12:42:04 PM |
cjames84 | $25.00 | 12/8/2012 12:01:27 PM |
valiant-return584 | $50.00 | 12/8/2012 1:23:00 PM |
MoneyForNothing | $25.09 | 12/8/2012 12:24:43 PM |
kinetic-loot436 | $30.00 | 12/8/2012 1:47:36 PM |
return-point2 | $100.00 | 12/8/2012 12:54:37 PM |
diversification-collider5 | $25.00 | 12/8/2012 1:01:54 PM |
pembull | $25.00 | 12/8/2012 2:23:10 PM |
secureincome | $555.00 | 12/8/2012 1:12:35 PM |
octoberfresh | $25.00 | 12/8/2012 1:18:26 PM |
magical-kindness888888 | $25.00 | 12/8/2012 5:08:06 PM |
fight4whatsright | $25.00 | 12/8/2012 1:03:41 PM |
mymoneyblog | $25.00 | 12/8/2012 1:41:51 PM |
KingGriff | $50.00 | 12/8/2012 9:56:09 PM |
liberty-tostada7 | $50.00 | 12/8/2012 2:51:32 PM |
entertaining-rate9 | $25.00 | 12/8/2012 1:42:12 PM |
USMC0311 | $25.00 | 12/9/2012 10:33:24 AM |
credit-grove9 | $25.00 | 12/9/2012 10:58:17 AM |
benjamins-party4 | $30.09 | 12/9/2012 11:05:38 AM |
dominickf | $50.00 | 12/8/2012 2:08:58 PM |
historic-reward468 | $100.00 | 12/8/2012 4:48:25 PM |
meoates1 | $25.00 | 12/9/2012 1:00:22 PM |
Ols744 | $50.00 | 12/8/2012 7:12:42 PM |
well-rounded-diversification | $25.00 | 12/8/2012 7:40:27 PM |
und | $25.00 | 12/9/2012 11:26:34 AM |
circuitfive | $25.00 | 12/9/2012 12:50:58 PM |
LuvToLend | $25.00 | 12/9/2012 1:08:15 PM |
myduck | $40.00 | 12/9/2012 6:02:04 PM |
point-doughnut | $29.30 | 12/9/2012 7:41:22 PM |
LODenterprises | $25.00 | 12/9/2012 9:31:25 PM |
felicity-neutron4 | $25.00 | 12/9/2012 2:50:50 PM |
red-gallant-dime | $294.98 | 12/10/2012 5:49:39 AM |
deal-banker | $35.00 | 12/9/2012 10:23:13 PM |
social-comet7 | $25.81 | 12/10/2012 4:24:54 AM |
80 Investments
|
Borrower Payment Dependent Notes Series
683833
This series of Notes was issued and sold upon the funding of the borrower loan #79313, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-06-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $252.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 19% |
Credit score:
| 600-619 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 6y 2m |
Amount delinquent:
| $73 |
Total credit lines:
| 11 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,379 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| cozy-principal9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 20 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2012)
660-679
(Nov-2010)
660-679
(Aug-2010)
|
Principal balance:
| $5,260.61 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
Animal Lovers
Purpose of loan: Yellow Labrador Second Surgery
This loan will be used to provide funding for my yellow labrador's second knee surgery. Many showed the generosity here on prosper to secure funding for his first ACL surgery, and now, one year later, it is time for his second surgery ON THE OTHER KNEE... Poor Pup! Not such a pup anymore!
My financial situation:
I am a good candidate for this loan because as always, I pay my proper accounts off both on-time and usually early without ever missing a payment.
Monthly net income: $ 5,200.00
Monthly expenses: $ 3,512.54
Housing: $ 765.00
Insurance: $ 381.00
Car expenses: $ 480.00
Utilities: $ 330.00
Phone, cable, internet: $ 144.54
Food, entertainment: $ 885.00
Clothing, household expenses: $ 275.00
Credit cards and other loans: $ 252.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 12/6/2012 5:08:04 PM |
Bob450 | $25.00 | 12/6/2012 5:19:00 PM |
john0720 | $100.00 | 12/6/2012 5:54:01 PM |
fantastic-contract1 | $400.00 | 12/6/2012 5:05:22 PM |
felicity-contributor3 | $25.00 | 12/6/2012 5:09:53 PM |
five-star-note | $50.00 | 12/6/2012 7:05:05 PM |
01a_MrUSC_IRA | $25.00 | 12/6/2012 8:03:37 PM |
Forward-Looking | $25.00 | 12/6/2012 5:52:33 PM |
mikeandcat | $100.00 | 12/7/2012 5:57:24 AM |
desertoasis | $25.00 | 12/7/2012 7:16:39 AM |
DasMula | $50.00 | 12/6/2012 8:00:14 PM |
fascinating-generosity3 | $209.27 | 12/6/2012 10:06:38 PM |
janeybooboo | $75.00 | 12/6/2012 6:25:47 PM |
LuvToLend | $25.00 | 12/6/2012 6:32:13 PM |
RGlad | $85.00 | 12/7/2012 12:45:21 AM |
Rogelio48 | $25.00 | 12/7/2012 4:43:40 AM |
transaction-seahorse0 | $25.00 | 12/7/2012 9:29:01 AM |
justasoldier | $100.00 | 12/7/2012 8:05:57 AM |
thehousewife | $25.00 | 12/7/2012 8:09:50 AM |
Hedge-Fund | $25.00 | 12/7/2012 9:31:24 AM |
power-spartan5 | $25.00 | 12/7/2012 10:45:22 AM |
nonattender | $25.00 | 12/7/2012 10:13:10 AM |
mespeedy36 | $25.00 | 12/7/2012 10:35:05 AM |
servnyou | $25.00 | 12/7/2012 11:51:53 AM |
cberthiaume | $25.00 | 12/7/2012 12:53:32 PM |
euro-eagle1 | $25.19 | 12/7/2012 11:30:49 AM |
Sunshine2222 | $25.00 | 12/7/2012 3:16:42 PM |
DevinHill_IRA | $35.00 | 12/7/2012 5:18:11 PM |
voipguy88 | $50.00 | 12/7/2012 5:50:28 PM |
Book-Mark | $25.00 | 12/7/2012 5:12:56 PM |
dollar-tornado3 | $25.00 | 12/8/2012 8:53:59 AM |
contract-amigo7 | $25.00 | 12/8/2012 9:07:57 AM |
mikbos | $25.00 | 12/8/2012 12:06:18 PM |
tommymtg7 | $25.00 | 12/7/2012 8:18:15 PM |
Feyenoord | $30.00 | 12/8/2012 10:57:22 AM |
innovator10 | $500.00 | 12/8/2012 12:13:21 PM |
Land_on_your_feet | $25.00 | 12/8/2012 1:27:00 PM |
trumpeter5 | $25.00 | 12/8/2012 12:01:44 PM |
AF-Chief | $25.00 | 12/8/2012 12:37:32 PM |
careful-vigilance4 | $25.00 | 12/8/2012 1:49:11 PM |
dedicated-transaction796 | $25.00 | 12/8/2012 12:59:36 PM |
payout-bridge | $35.00 | 12/8/2012 2:45:49 PM |
contract-lionheart | $25.00 | 12/8/2012 2:00:00 PM |
108-IRA | $50.00 | 12/8/2012 2:03:55 PM |
nex | $25.00 | 12/8/2012 2:05:46 PM |
wormdc | $25.00 | 12/8/2012 2:25:38 PM |
respectful-dough429 | $25.00 | 12/6/2012 5:08:06 PM |
fcrick | $50.00 | 12/6/2012 5:53:51 PM |
skillful-asset5 | $25.00 | 12/6/2012 5:14:57 PM |
school-loan-gambler | $350.00 | 12/6/2012 5:05:29 PM |
Dusigrosz | $275.00 | 12/6/2012 5:06:46 PM |
MoneyForNothing | $25.20 | 12/6/2012 5:13:38 PM |
JeremyLinFan | $30.00 | 12/6/2012 7:04:33 PM |
CreditBuilder2 | $25.03 | 12/6/2012 7:18:08 PM |
DasMula | $50.00 | 12/6/2012 7:58:55 PM |
zipemdown | $25.00 | 12/6/2012 6:09:05 PM |
corporatejim | $30.78 | 12/7/2012 5:53:47 AM |
enthusiastic-balance5 | $100.00 | 12/6/2012 7:05:24 PM |
FarmersBank | $100.00 | 12/7/2012 6:59:11 AM |
DoctorJoe | $25.00 | 12/7/2012 3:43:01 AM |
RGlad | $65.00 | 12/6/2012 6:42:49 PM |
168RichCapital | $25.12 | 12/7/2012 6:25:05 AM |
point-doughnut | $60.20 | 12/7/2012 7:31:51 AM |
benevolent-loot5 | $200.00 | 12/7/2012 9:17:35 AM |
melodious-openness | $500.00 | 12/7/2012 4:11:38 AM |
Bank42 | $25.00 | 12/7/2012 4:31:56 AM |
__A1B2 | $26.00 | 12/7/2012 9:56:17 AM |
BigHorizon | $272.58 | 12/7/2012 10:13:57 AM |
d2vid | $52.60 | 12/7/2012 10:08:30 AM |
purposeful-durability8 | $100.00 | 12/7/2012 10:46:37 AM |
NekHoldings | $25.00 | 12/7/2012 10:18:30 AM |
money-baron-Roth401k | $25.00 | 12/7/2012 11:20:22 AM |
deegeeman | $25.00 | 12/7/2012 10:37:36 AM |
subtle-bill727 | $25.00 | 12/7/2012 11:03:45 AM |
Risk4Reward | $25.00 | 12/7/2012 1:53:57 PM |
first-felicity-pursuit | $25.00 | 12/7/2012 11:41:24 AM |
first-serene-credit | $25.00 | 12/7/2012 1:06:50 PM |
Investor_DP | $100.00 | 12/7/2012 5:36:06 PM |
valiant-return584 | $50.00 | 12/7/2012 6:13:58 PM |
Tscheddar | $25.00 | 12/7/2012 6:49:05 PM |
bid-stockpiler1 | $77.67 | 12/7/2012 7:17:26 PM |
Zion-CIF | $25.00 | 12/8/2012 6:53:30 AM |
PFTLender | $25.00 | 12/8/2012 7:21:25 AM |
mammalian4 | $25.00 | 12/8/2012 12:53:39 PM |
principal-cooker2 | $50.00 | 12/8/2012 12:40:03 PM |
gallant-economy9 | $28.00 | 12/8/2012 1:04:22 PM |
EFS | $157.36 | 12/8/2012 3:54:28 PM |
tbird9988 | $25.00 | 12/8/2012 1:09:05 PM |
sgt-schultz | $30.00 | 12/8/2012 1:11:02 PM |
52digital | $75.00 | 12/8/2012 1:27:03 PM |
90 Investments
|
Borrower Payment Dependent Notes Series
683873
This series of Notes was issued and sold upon the funding of the borrower loan #79223, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-09-2012 |
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $80.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 11m |
Amount delinquent:
| $174 |
Total credit lines:
| 46 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $833 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| nagster |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 58 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2010)
700-719
(May-2006)
|
Principal balance:
| $123.80 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 58 | | |
Description
Business
Purpose of loan:
This loan will be used to get a laptop computer for working remotely.
My financial situation:
This is my third Prosper loan. I paid the first one off early and the second loan is nearly paid off with a balance of less than $200.00. I am an American Expat living in M?rida, Mexico and have found it is essentially impossible to get a local business loan or credit. I use Apple computers in my business and they are 20% higher in Mexico due to import taxes. My monthly expenses are relatively low as you will see below
I create online conferences for psychotherapists and also sell mp3's online via iTunes, Amazon and my own websites. The income from my online conferences varies widely depending on how many conferences that I launch. My income in the last 90 days has been down as I have been launching fewer conferences and creating more products for sale through digital distribution. The digital products make small amounts of money, but produce passive income for many years.
I have a small conference starting in January, 2013 and a larger one in March, 2013. My income will back to normal (i.e will be higher)
Monthly net income: $ 1500 to $8000 with an average of approximately $3500
Housing: $ 250 (or 3000 pesos).
Insurance: $ NA
Car expenses: $ NA
Utilities: $ 20 (almost nothing)
Phone, cable, internet: $ 75
Food, entertainment: $ 1000
Clothing, household expenses: $ 225
Credit cards and other loans: $ 110
Other expenses: $ 500 (fluctuates)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PLANECRASH | $25.00 | 12/9/2012 12:02:22 PM |
adaptable-return21 | $100.00 | 12/9/2012 12:04:14 PM |
Free-the-usa-1776 | $123.67 | 12/9/2012 12:22:59 PM |
the-respectful-transaction | $25.00 | 12/9/2012 12:25:41 PM |
lowrater | $25.66 | 12/9/2012 12:42:35 PM |
handy-justice | $50.00 | 12/9/2012 12:18:35 PM |
valiant-return584 | $50.00 | 12/9/2012 12:22:56 PM |
Wrats6 | $25.00 | 12/9/2012 12:03:26 PM |
janeybooboo | $74.00 | 12/9/2012 12:04:33 PM |
vutah | $25.00 | 12/9/2012 12:11:17 PM |
DasMula | $75.00 | 12/9/2012 12:15:35 PM |
Forward-Looking | $25.00 | 12/9/2012 12:40:43 PM |
Face-foist | $500.00 | 12/9/2012 12:02:45 PM |
MoneyForNothing | $100.58 | 12/9/2012 12:03:45 PM |
kenji4861 | $25.00 | 12/9/2012 12:17:52 PM |
LendSoHardUniversity | $50.00 | 12/9/2012 12:23:08 PM |
marinbb | $100.00 | 12/9/2012 12:12:17 PM |
Sagamore | $50.00 | 12/9/2012 12:21:49 PM |
simplelender80 | $500.00 | 12/9/2012 12:32:07 PM |
hillerod | $26.09 | 12/9/2012 12:06:14 PM |
zipemdown | $25.00 | 12/9/2012 12:25:56 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
683941
This series of Notes was issued and sold upon the funding of the borrower loan #79253, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Dec-07-2012 |
Term:
| 12 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 16.95% |
Borrower rate/APR:
| 17.95% / 25.79% |
Monthly payment:
| $274.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.59% | | |
| |
Estimated return*:
| 5.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| 25% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 15y 9m |
Amount delinquent:
| $4,149 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,152 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-fearless-cash |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have a steady income employed with the same company for 15 years
Monthly net income: $3476.80
Monthly expenses: $1621
Housing: $676
Insurance: $
Car expenses: $438
Utilities: $69
Phone, cable, internet: $252
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $55.00
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-paladin7 | $25.00 | 12/7/2012 9:53:10 AM |
money-exchanger4 | $25.00 | 12/7/2012 9:58:49 AM |
scrappy-diversification7 | $2,000.00 | 12/7/2012 9:26:34 AM |
fmanjoo | $25.00 | 12/7/2012 9:54:27 AM |
money-sequoia9 | $25.00 | 12/7/2012 10:59:37 AM |
credit-wheel7 | $25.00 | 12/7/2012 11:02:29 AM |
coin-gusto | $150.00 | 12/7/2012 11:13:51 AM |
kinetic-loot436 | $30.00 | 12/7/2012 11:25:04 AM |
EL_Papin | $25.00 | 12/7/2012 11:41:03 AM |
a-foxy-balance | $25.00 | 12/7/2012 10:58:11 AM |
jetset82 | $25.00 | 12/7/2012 11:22:50 AM |
berniemadeoff | $40.00 | 12/7/2012 12:15:02 PM |
the-sweet-penny2 | $25.00 | 12/7/2012 2:23:08 PM |
TheBigCheese | $25.00 | 12/7/2012 3:27:28 PM |
zipemdown | $25.00 | 12/7/2012 9:27:24 AM |
durability-mover5 | $50.00 | 12/7/2012 9:09:17 AM |
theogeer | $25.00 | 12/7/2012 10:22:51 AM |
return-point2 | $100.00 | 12/7/2012 10:09:53 AM |
direct-affluence8 | $50.00 | 12/7/2012 10:23:23 AM |
first-felicity-pursuit | $25.00 | 12/7/2012 11:40:00 AM |
kindness-jet6 | $25.00 | 12/7/2012 4:15:19 PM |
tomdooley12520 | $25.00 | 12/7/2012 12:39:38 PM |
promise2 | $25.00 | 12/7/2012 1:16:58 PM |
generous-cash1 | $130.00 | 12/7/2012 4:33:10 PM |
oxnard | $25.00 | 12/7/2012 1:18:16 PM |
eoppy | $25.00 | 12/7/2012 4:01:21 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
683949
This series of Notes was issued and sold upon the funding of the borrower loan #79235, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-07-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $64.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 17% |
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
15 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,443 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| dime-flow2 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2010)
|
Principal balance:
| $828.07 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $34.21 | 12/7/2012 5:02:16 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:37:45 PM |
prudent-dough458 | $25.00 | 12/7/2012 5:46:59 PM |
wetlands | $200.00 | 12/7/2012 5:52:56 PM |
slimof37 | $25.00 | 12/7/2012 5:32:29 PM |
Beechturner | $30.00 | 12/7/2012 5:36:17 PM |
penny-finder | $35.00 | 12/7/2012 5:43:27 PM |
immaculate-yield0 | $150.00 | 12/7/2012 5:46:19 PM |
daw1878 | $25.00 | 12/7/2012 5:15:16 PM |
cahjoon | $25.00 | 12/7/2012 5:30:00 PM |
Dan4703 | $25.00 | 12/7/2012 5:36:53 PM |
Zolton | $300.00 | 12/7/2012 5:47:28 PM |
superb-funds335 | $25.00 | 12/7/2012 5:50:49 PM |
nickel-ferret | $25.00 | 12/7/2012 5:52:20 PM |
Rockymtnhi | $100.00 | 12/7/2012 5:20:08 PM |
payout-paladin3 | $150.00 | 12/7/2012 6:23:16 PM |
zippy-revenue8 | $25.00 | 12/7/2012 5:37:18 PM |
Aberdeen | $99.00 | 12/7/2012 6:01:02 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:06 PM |
entertaining-rate9 | $25.00 | 12/7/2012 6:15:37 PM |
secureincome | $276.79 | 12/7/2012 6:24:50 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
683995
This series of Notes was issued and sold upon the funding of the borrower loan #78765, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Dec-07-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 33% |
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 19y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,952 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| No | | |
Screen name:
| tunnelrunner |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 38 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $18,035.38 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2011)
720-739
(Sep-2008)
720-739
(Aug-2008)
|
Principal balance:
| $4,987.76 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 38 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CashFlow13 | $1,500.00 | 12/7/2012 9:03:18 AM |
DasMula | $25.00 | 12/7/2012 9:04:31 AM |
dkjl | $25.00 | 12/7/2012 9:06:44 AM |
school-loan-gambler | $350.00 | 12/7/2012 9:03:18 AM |
Tscheddar | $25.00 | 12/7/2012 9:05:56 AM |
felicity-contributor3 | $35.00 | 12/7/2012 9:07:00 AM |
eKarate | $25.00 | 12/7/2012 9:07:56 AM |
trumpeter5 | $25.00 | 12/7/2012 9:04:32 AM |
treasure-bliss | $25.00 | 12/7/2012 9:04:40 AM |
MoneyForNothing | $25.38 | 12/7/2012 9:08:12 AM |
fantastic-contract1 | $400.00 | 12/7/2012 9:03:24 AM |
vutah | $45.00 | 12/7/2012 9:04:35 AM |
USAFVET2010 | $30.00 | 12/7/2012 9:11:34 AM |
312-Lender | $158.00 | 12/7/2012 9:12:10 AM |
Dusigrosz | $350.00 | 12/7/2012 9:03:21 AM |
terrific-p2p4 | $500.00 | 12/7/2012 9:03:22 AM |
fascinating-generosity3 | $190.90 | 12/7/2012 9:04:41 AM |
real-return2 | $25.00 | 12/7/2012 9:06:39 AM |
frantic-retirement | $100.00 | 12/7/2012 9:03:25 AM |
withering-flounder | $75.00 | 12/7/2012 9:03:57 AM |
LittleMingo | $40.00 | 12/7/2012 9:08:34 AM |
CA-Lender | $25.00 | 12/7/2012 9:09:30 AM |
312-Lender | $0.72 | 12/7/2012 9:12:21 AM |
23 Investments
|
Borrower Payment Dependent Notes Series
684099
This series of Notes was issued and sold upon the funding of the borrower loan #79180, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-07-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $71.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 8y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,628 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| No | | |
Screen name:
| benefit-papyrus0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...I am looking to improve my credit score and to do that I need to payoff one of the credit cards. I recently purchased my niece's car after she was murdered and had to fix a few things on the car. I do not normally run this particular credit card this high but between fixing my original car to give to my granddaughter and fixing my niece's car, the expense was higher than I anticipated.
My financial situation:
I am a good candidate for this loan because...I have a stable job with a steady income. I am now living on my own with no dependents to care for.
Monthly net income: $4000
Monthly expenses: $
Housing: $1350
Insurance: $267 (health and car)
Car expenses: $100
Utilities: $100
Phone, cable, internet: $350
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
money-hercules4 | $100.00 | 12/7/2012 5:03:57 PM |
Nco | $100.00 | 12/7/2012 5:37:54 PM |
affluence-microscope2 | $200.00 | 12/7/2012 5:39:30 PM |
superb-funds335 | $25.00 | 12/7/2012 5:50:51 PM |
deal-selector5 | $25.00 | 12/7/2012 5:30:36 PM |
cash-mad-scientist3 | $25.00 | 12/7/2012 6:21:41 PM |
HomerdohNY | $25.00 | 12/7/2012 6:22:05 PM |
vivid-p2ploan1 | $25.00 | 12/7/2012 6:07:17 PM |
kind-lovely-marketplace | $50.00 | 12/7/2012 5:48:01 PM |
valiant-return584 | $50.00 | 12/7/2012 6:14:27 PM |
magnetic-duty4 | $25.00 | 12/7/2012 6:16:39 PM |
platinum-scientist9 | $25.00 | 12/7/2012 5:56:49 PM |
bowdish1 | $25.00 | 12/7/2012 6:21:08 PM |
transaction-seahorse0 | $25.00 | 12/7/2012 5:56:58 PM |
bazaar-tulip | $25.00 | 12/7/2012 6:31:19 PM |
tranquil-gain1 | $75.00 | 12/7/2012 6:51:15 PM |
corndog4000 | $30.00 | 12/7/2012 7:00:54 PM |
thinker6 | $20.00 | 12/7/2012 8:27:20 PM |
phenomenal-rate1 | $500.00 | 12/7/2012 5:44:06 PM |
toblerone | $25.00 | 12/7/2012 5:05:10 PM |
radiant-dollar9 | $200.00 | 12/7/2012 5:54:40 PM |
TumbleWeed88 | $25.00 | 12/7/2012 6:19:14 PM |
penny-finder | $45.00 | 12/7/2012 5:45:27 PM |
repayment-pagoda8 | $100.00 | 12/7/2012 5:46:06 PM |
marketplace-singularity3 | $25.00 | 12/7/2012 6:21:25 PM |
a-finance-nirvana | $25.00 | 12/7/2012 6:21:54 PM |
aganippe | $50.00 | 12/7/2012 6:04:14 PM |
prudent-bid3 | $50.00 | 12/7/2012 6:43:44 PM |
obduro_1 | $25.00 | 12/7/2012 6:49:08 PM |
CoolPlexer | $25.00 | 12/7/2012 8:24:56 PM |
Ready2Loan | $30.00 | 12/7/2012 7:22:24 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
684173
This series of Notes was issued and sold upon the funding of the borrower loan #79277, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Dec-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 23.12% |
Monthly payment:
| $73.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.14% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 13% |
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
7 | Length of status: | 0y 6m |
Amount delinquent:
| $627 |
Total credit lines:
| 29 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,152 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| the-interest-atlantis |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2011)
|
Principal balance:
| $1,747.63 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...pay off small debts
My financial situation: good
I am a good candidate for this loan because...I have a dependable job
Monthly net income: $3500
Monthly expenses: $
Housing: $628
Insurance: $150
Car expenses: $350
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Nco | $150.00 | 12/10/2012 9:03:48 AM |
84928429 | $25.00 | 12/10/2012 9:05:48 AM |
secureincome | $555.00 | 12/10/2012 9:10:26 AM |
entertaining-rate9 | $25.00 | 12/10/2012 9:13:08 AM |
thehousewife | $25.00 | 12/10/2012 9:49:24 AM |
aggresive-compassion612 | $25.00 | 12/10/2012 9:58:57 AM |
dannycarter10 | $25.00 | 12/10/2012 9:30:27 AM |
ore-dojo | $75.00 | 12/10/2012 10:12:22 AM |
JeremyLinFan | $30.00 | 12/10/2012 10:12:47 AM |
formula842 | $25.00 | 12/10/2012 9:39:21 AM |
meoates1 | $25.00 | 12/10/2012 9:39:58 AM |
valiant-return584 | $50.00 | 12/10/2012 10:28:58 AM |
nonattender | $25.00 | 12/10/2012 9:06:25 AM |
WalnutCreekguy | $50.00 | 12/10/2012 9:52:03 AM |
toblerone | $25.00 | 12/10/2012 9:24:52 AM |
pshans | $25.00 | 12/10/2012 1:29:20 PM |
djmgd790 | $50.00 | 12/10/2012 9:09:51 AM |
Wrats6 | $25.00 | 12/10/2012 9:04:29 AM |
MoneyForNothing | $25.13 | 12/10/2012 9:04:49 AM |
sharp-platinum326 | $25.00 | 12/10/2012 9:32:54 AM |
bazaar-tulip | $25.00 | 12/10/2012 10:25:32 AM |
return-point2 | $100.00 | 12/10/2012 9:45:48 AM |
DasMula | $25.00 | 12/10/2012 9:05:32 AM |
red-duty-carrier | $25.00 | 12/10/2012 9:51:37 AM |
Truckie-FD | $35.00 | 12/10/2012 11:13:27 AM |
EngineersAlliance | $75.00 | 12/10/2012 9:29:48 AM |
Vegasjim | $25.00 | 12/10/2012 10:15:14 AM |
five-star-note | $25.00 | 12/10/2012 10:33:25 AM |
01a_MrUSC_IRA | $25.00 | 12/10/2012 11:09:08 AM |
zipemdown | $25.00 | 12/10/2012 10:02:27 AM |
Big_Z_Loans | $200.00 | 12/10/2012 12:13:53 PM |
paradise-foothill | $118.95 | 12/10/2012 11:02:01 AM |
rpd1211 | $10.92 | 12/10/2012 1:41:50 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
684255
This series of Notes was issued and sold upon the funding of the borrower loan #79270, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $94.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1979 |
Debt/Income ratio:
| 7% |
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 7y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,193 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unabashed-penny9 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $25.00 | 12/8/2012 12:01:14 PM |
loot-prescription3 | $25.00 | 12/8/2012 12:19:26 PM |
engaging-worth | $25.00 | 12/8/2012 1:33:13 PM |
natural-worth9 | $300.00 | 12/8/2012 2:39:03 PM |
rokman | $80.00 | 12/8/2012 12:53:19 PM |
Batman2u | $25.00 | 12/9/2012 3:13:58 AM |
blot44 | $25.00 | 12/9/2012 6:13:34 AM |
CreditBuilder2 | $25.01 | 12/8/2012 2:24:49 PM |
unbeatable-integrity822 | $40.00 | 12/9/2012 11:08:43 AM |
LiveNow | $25.00 | 12/8/2012 6:42:22 PM |
peter79130 | $25.00 | 12/8/2012 10:26:05 PM |
market-maximizer472 | $25.00 | 12/9/2012 8:00:39 AM |
Moneypenny6 | $25.00 | 12/9/2012 5:52:42 PM |
prudent-deal662 | $25.00 | 12/10/2012 9:17:10 AM |
epic-ore2 | $155.47 | 12/10/2012 8:45:01 AM |
commerce-gargantuan2 | $25.00 | 12/10/2012 9:39:25 AM |
trenttucker32 | $25.00 | 12/10/2012 7:49:38 AM |
Ripsaw4U | $50.00 | 12/10/2012 10:08:12 AM |
TXCapLeader | $67.11 | 12/10/2012 11:53:21 AM |
Kahlan | $25.00 | 12/10/2012 5:10:17 PM |
bfn311 | $25.00 | 12/8/2012 12:48:22 PM |
neighborly-hope6 | $100.00 | 12/8/2012 12:49:05 PM |
Zolton | $300.00 | 12/8/2012 1:34:37 PM |
bazaar-tulip | $25.00 | 12/8/2012 12:06:52 PM |
marketplace-singularity3 | $25.00 | 12/8/2012 1:03:19 PM |
cashhelp | $30.00 | 12/8/2012 2:17:12 PM |
Dan4703 | $25.00 | 12/8/2012 6:36:33 PM |
radforj22 | $25.00 | 12/8/2012 7:45:54 PM |
cwegert | $25.00 | 12/8/2012 7:55:27 PM |
loot-baton | $25.00 | 12/8/2012 1:21:54 PM |
wise-charming-reward | $400.00 | 12/9/2012 9:13:13 AM |
smallbizrule | $25.00 | 12/8/2012 5:19:03 PM |
ready-interest9 | $25.00 | 12/8/2012 1:57:39 PM |
whybsad | $25.00 | 12/9/2012 1:38:02 AM |
loan-mongoose1 | $25.00 | 12/9/2012 12:44:12 PM |
Spiv_51 | $25.00 | 12/9/2012 1:09:44 PM |
Nipper99 | $100.00 | 12/9/2012 9:40:27 AM |
fairness-symphony2 | $50.00 | 12/9/2012 10:31:34 AM |
Tbone49 | $25.00 | 12/9/2012 12:20:46 AM |
syracuserei | $50.00 | 12/9/2012 6:12:11 AM |
arenangelchild | $100.00 | 12/9/2012 10:47:05 AM |
supersarah61 | $25.00 | 12/9/2012 4:03:10 PM |
compassion-twister2 | $100.00 | 12/9/2012 12:59:15 PM |
bold-joyful-coin9 | $100.00 | 12/9/2012 3:14:45 PM |
ToloUSN | $50.00 | 12/9/2012 10:42:05 PM |
persistent-loan | $25.00 | 12/10/2012 7:30:38 AM |
circuitfive | $25.00 | 12/10/2012 9:50:05 AM |
helping-out | $150.00 | 12/10/2012 4:12:33 PM |
jazz619 | $25.00 | 12/10/2012 5:10:44 PM |
upperdeck | $25.00 | 12/10/2012 4:14:34 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
684287
This series of Notes was issued and sold upon the funding of the borrower loan #78918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Dec-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $169.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| >1000% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,282 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| No | | |
Screen name:
| helpful-marketplace4 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
Business
Purpose of loan:
This loan will be used to be a down payment to buy a floral shop
My financial situation:
I am a good candidate for this loan because I have over 30 years in this business. I have been looking for a business to buy and make my own. I am very creative and look forward to being my own boss. I will need some more funding for this business, so please contact me if you can add more funding.Thank you
Monthly net income: $2100.00
Monthly expenses: $800.00
Housing: $450.00
Insurance: $86.00
Car expenses: $50.00
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $75.00
Clothing, household expenses: $25.00
Credit cards and other loans: $700.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
octoberfresh | $25.00 | 12/10/2012 5:04:53 PM |
deal-galleon | $25.00 | 12/10/2012 5:05:10 PM |
zipemdown | $25.00 | 12/10/2012 5:06:40 PM |
vivid-p2ploan1 | $25.00 | 12/10/2012 5:54:03 PM |
valiant-return584 | $50.00 | 12/10/2012 5:21:15 PM |
loan-fate | $50.00 | 12/10/2012 6:08:29 PM |
Investor_DP | $100.00 | 12/10/2012 5:54:24 PM |
Tscheddar | $25.00 | 12/10/2012 6:38:52 PM |
clean-penny059 | $100.00 | 12/10/2012 7:08:53 PM |
Kentrader14 | $150.00 | 12/10/2012 8:25:55 PM |
JGuide | $25.00 | 12/11/2012 7:36:31 AM |
noble-value258 | $100.00 | 12/10/2012 9:32:44 PM |
money-baron-roth-IRA | $50.00 | 12/11/2012 9:01:21 AM |
arenangelchild | $100.00 | 12/11/2012 5:31:26 AM |
first-serene-credit | $25.00 | 12/11/2012 8:28:10 AM |
treasure-hunter270 | $50.00 | 12/11/2012 8:31:41 AM |
GoldenRule01 | $60.00 | 12/11/2012 12:44:43 PM |
techs | $25.00 | 12/11/2012 10:12:40 AM |
sunwell | $100.00 | 12/11/2012 10:16:50 AM |
Borikuoso | $106.76 | 12/11/2012 1:46:53 PM |
jkeller4000 | $25.00 | 12/11/2012 11:01:30 AM |
juan-juan | $25.00 | 12/11/2012 2:05:42 PM |
Odyssey77 | $25.00 | 12/11/2012 5:33:08 PM |
purposeful-durability8 | $100.00 | 12/11/2012 5:35:48 PM |
queentut | $75.00 | 12/11/2012 5:31:51 PM |
Toppenish99 | $25.00 | 12/11/2012 6:06:42 PM |
well-rounded-dinero | $25.00 | 12/11/2012 7:02:10 PM |
upperdeck | $25.00 | 12/11/2012 7:50:06 PM |
transaction-seahorse0 | $25.00 | 12/11/2012 5:53:51 PM |
brainy-wampum9 | $400.00 | 12/12/2012 5:41:26 AM |
trident8 | $25.00 | 12/11/2012 7:37:58 PM |
Fdeer | $200.00 | 12/11/2012 6:07:54 PM |
CoolPlexer | $25.00 | 12/11/2012 10:02:25 PM |
az2012 | $25.00 | 12/12/2012 7:11:48 AM |
amlu1988 | $25.00 | 12/11/2012 9:16:01 PM |
simplelender80 | $500.00 | 12/12/2012 9:16:26 AM |
trumpeter391 | $25.00 | 12/12/2012 8:58:25 AM |
wwwUniversal | $25.00 | 12/12/2012 10:50:38 AM |
little_lender1 | $100.00 | 12/12/2012 10:09:10 AM |
natural-affluence6 | $25.00 | 12/11/2012 1:03:33 PM |
kulender | $50.00 | 12/10/2012 5:28:23 PM |
vutah | $65.00 | 12/10/2012 5:44:55 PM |
credit-guard5 | $25.00 | 12/10/2012 6:24:29 PM |
power-spartan5 | $25.00 | 12/10/2012 6:24:39 PM |
CreditBuilder2 | $25.03 | 12/10/2012 7:27:53 PM |
01a_MrUSC_IRA | $25.00 | 12/10/2012 7:39:49 PM |
money-baron | $100.00 | 12/10/2012 5:53:02 PM |
deal-selector5 | $25.00 | 12/10/2012 6:00:52 PM |
Mikale360 | $25.00 | 12/10/2012 9:06:56 PM |
yield-lion2 | $75.00 | 12/10/2012 6:45:05 PM |
lucrative-loan | $50.00 | 12/10/2012 6:46:22 PM |
NekHoldings | $25.00 | 12/10/2012 7:05:24 PM |
careful-vigilance4 | $25.00 | 12/11/2012 9:28:33 AM |
ronin4sale | $25.00 | 12/11/2012 8:32:24 AM |
transaction-circuit | $28.00 | 12/11/2012 10:19:28 AM |
truth-companion | $25.00 | 12/11/2012 10:48:55 AM |
five-star-note | $25.00 | 12/11/2012 11:09:08 AM |
Edakers | $25.00 | 12/11/2012 1:50:23 PM |
Mucman72 | $25.00 | 12/11/2012 6:22:06 PM |
zorg77 | $50.00 | 12/11/2012 5:54:29 PM |
wealth-neutrino2 | $30.00 | 12/11/2012 6:18:50 PM |
trade-caper | $50.00 | 12/12/2012 5:31:38 AM |
integrity-doctor | $100.00 | 12/12/2012 6:50:12 AM |
Bank42 | $25.00 | 12/12/2012 7:27:45 AM |
01a_MrsUSC | $3.74 | 12/12/2012 11:36:37 AM |
MTF | $50.00 | 12/12/2012 10:46:51 AM |
virtuous-coin | $31.47 | 12/12/2012 11:18:39 AM |
droopie1 | $25.00 | 12/12/2012 11:07:25 AM |
68 Investments
|
Borrower Payment Dependent Notes Series
684353
This series of Notes was issued and sold upon the funding of the borrower loan #79201, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $81.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1980 |
Debt/Income ratio:
| 17% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,384 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-economy-enjoyment |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 65 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2010)
720-739
(Oct-2009)
|
Principal balance:
| $373.39 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 65 | | |
Description
Household Expenses
Purpose of loan:
For payment of various household expenses
My financial situation:
I am a good candidate for this loan because I have a proven record with paying Prosper loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
adaptable-return21 | $50.00 | 12/10/2012 5:04:24 PM |
Phryne | $50.00 | 12/10/2012 5:41:58 PM |
leodaguy | $100.00 | 12/10/2012 5:05:15 PM |
Bank_Of_XL | $30.00 | 12/10/2012 5:27:00 PM |
Beechturner | $30.00 | 12/10/2012 6:13:59 PM |
Zolton | $300.00 | 12/10/2012 5:07:27 PM |
payout-reaction740 | $50.00 | 12/10/2012 5:54:55 PM |
magnetic-duty4 | $25.00 | 12/10/2012 5:18:58 PM |
janeybooboo | $74.74 | 12/10/2012 5:29:33 PM |
greenback-surge4 | $25.00 | 12/10/2012 5:37:41 PM |
JeremyLinFan | $30.00 | 12/10/2012 6:30:04 PM |
Truckie-FD | $50.00 | 12/10/2012 6:25:12 PM |
credit-guard5 | $25.00 | 12/10/2012 6:25:26 PM |
wise-charming-reward | $200.00 | 12/10/2012 6:31:25 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:32:56 PM |
mlw | $65.00 | 12/10/2012 5:24:00 PM |
unequivocal-nickel1 | $25.00 | 12/10/2012 5:06:55 PM |
slimof37 | $25.00 | 12/10/2012 5:46:46 PM |
well-rounded-diversification | $25.00 | 12/10/2012 5:51:39 PM |
penny-finder | $345.00 | 12/10/2012 5:36:03 PM |
fuse136 | $25.00 | 12/10/2012 6:17:03 PM |
mymoneyblog | $25.00 | 12/10/2012 5:41:26 PM |
prudent-dough458 | $25.00 | 12/10/2012 5:04:12 PM |
ucantbeetit | $25.00 | 12/10/2012 5:13:11 PM |
IPG1 | $25.00 | 12/10/2012 5:18:57 PM |
secureincome | $555.00 | 12/10/2012 5:23:54 PM |
ready-interest9 | $25.00 | 12/10/2012 6:06:10 PM |
prudent-deal662 | $25.00 | 12/10/2012 6:07:13 PM |
scoots3340 | $50.00 | 12/10/2012 6:13:47 PM |
bazaar-tulip | $25.00 | 12/10/2012 6:16:13 PM |
Aberdeen | $99.00 | 12/10/2012 5:49:56 PM |
entertaining-rate9 | $25.00 | 12/10/2012 6:19:24 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
684359
This series of Notes was issued and sold upon the funding of the borrower loan #78912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $77.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 17% |
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 14
/
15 | Length of status: | 17y 6m |
Amount delinquent:
| $3,405 |
Total credit lines:
| 39 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $18,392 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| embrace768 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 69% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 2
( 13% )
| 640-659
(Jul-2011)
|
Principal balance:
| $1,428.19 |
31+ days late:
| 3
( 19% )
|
Total payments billed:
| 16 | | |
Description
Auto
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
toblerone | $25.00 | 12/10/2012 5:23:39 PM |
money-baron | $100.00 | 12/10/2012 5:53:02 PM |
ucantbeetit | $25.00 | 12/10/2012 5:13:11 PM |
Wrats6 | $25.00 | 12/10/2012 5:06:35 PM |
Nco | $150.00 | 12/10/2012 5:59:23 PM |
Tscheddar | $25.00 | 12/10/2012 6:38:53 PM |
LuvToLend | $25.00 | 12/10/2012 6:11:57 PM |
BostonCapital | $100.00 | 12/10/2012 6:18:25 PM |
mrxtravis | $25.00 | 12/10/2012 6:30:26 PM |
bullwink27 | $25.00 | 12/11/2012 6:20:54 AM |
tomdooley12520 | $25.00 | 12/10/2012 8:13:26 PM |
Kaj | $25.00 | 12/11/2012 9:01:02 AM |
handy-justice | $25.00 | 12/11/2012 8:53:47 AM |
kenji4861 | $25.00 | 12/11/2012 9:36:10 AM |
truth-companion | $25.00 | 12/11/2012 10:48:55 AM |
five-star-note | $25.00 | 12/11/2012 11:09:08 AM |
simplelender80 | $399.00 | 12/11/2012 6:17:07 PM |
DonaldColorado | $100.00 | 12/11/2012 6:28:06 PM |
integrity-doctor | $100.00 | 12/12/2012 6:50:57 AM |
J1mS | $124.93 | 12/12/2012 9:40:58 AM |
worldpower2 | $28.36 | 12/12/2012 10:20:45 AM |
Steelermoney | $35.00 | 12/12/2012 9:53:18 AM |
return-point2 | $100.00 | 12/10/2012 5:50:36 PM |
WalnutCreekguy | $50.00 | 12/10/2012 5:35:01 PM |
zipemdown | $25.00 | 12/10/2012 5:06:41 PM |
valiant-return584 | $50.00 | 12/10/2012 5:21:15 PM |
yield-lion2 | $50.00 | 12/10/2012 6:45:32 PM |
well-rounded-payout0 | $50.00 | 12/10/2012 5:30:32 PM |
open-minded-p2p1 | $25.00 | 12/10/2012 7:18:55 PM |
first-serene-credit | $25.00 | 12/11/2012 8:19:44 AM |
justreturns | $25.00 | 12/11/2012 10:08:58 AM |
transaction-seahorse0 | $25.00 | 12/11/2012 5:53:28 PM |
rupee-universe | $25.00 | 12/11/2012 11:37:18 PM |
trumpeter391 | $25.00 | 12/12/2012 8:56:45 AM |
Leshan | $50.00 | 12/12/2012 6:17:36 AM |
forthright-trade | $12.71 | 12/12/2012 10:29:31 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
684367
This series of Notes was issued and sold upon the funding of the borrower loan #79367, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-07-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-08-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $115.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 12% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,948 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| goose599 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Relocation Costs
Purpose of loan: Relocation Costs
This loan will be used to... Pay for movers, Security deposit for an apartment, and first months rent.
My financial situation:
I am a good candidate for this loan because... I have never been late for any payment of debt and I currently do not have any credit card debt or other bills to pay. Once relocated I will have monthly expenses but my income will be able to cover rent and utilities.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $25.00 | 12/7/2012 7:17:28 PM |
gjm6d | $25.00 | 12/7/2012 5:11:52 PM |
appetizing-loyalty354 | $25.00 | 12/7/2012 5:45:50 PM |
rate-advocator7 | $250.00 | 12/7/2012 5:46:17 PM |
smear87 | $50.00 | 12/7/2012 5:48:37 PM |
cahjoon | $25.00 | 12/7/2012 5:30:07 PM |
credit-adventurer313 | $50.00 | 12/7/2012 6:00:25 PM |
LendingPimp_2 | $51.00 | 12/7/2012 7:02:31 PM |
superb-funds335 | $25.00 | 12/7/2012 5:50:52 PM |
obduro_1 | $25.00 | 12/7/2012 5:56:15 PM |
lowrater | $50.40 | 12/7/2012 10:39:17 PM |
RedmondMan | $25.00 | 12/8/2012 6:51:44 AM |
contract-victor5 | $50.00 | 12/7/2012 8:30:23 PM |
mdrichards | $25.00 | 12/8/2012 10:22:07 AM |
commerce-venture1 | $25.00 | 12/7/2012 9:16:31 PM |
natural-worth9 | $25.00 | 12/7/2012 8:05:00 PM |
Bob450 | $25.00 | 12/8/2012 5:51:38 AM |
helpful-fund7 | $50.00 | 12/8/2012 8:18:19 AM |
wwwUniversal | $25.00 | 12/8/2012 1:10:33 PM |
scholarly-order6 | $25.00 | 12/8/2012 9:54:46 AM |
magnetic-duty4 | $25.00 | 12/8/2012 4:26:44 PM |
Land_on_your_feet | $25.00 | 12/8/2012 1:27:36 PM |
prudent-bid3 | $30.81 | 12/8/2012 5:00:31 PM |
octoberfresh | $25.00 | 12/8/2012 1:18:24 PM |
thankful-nickel2 | $50.00 | 12/8/2012 4:03:50 PM |
credit-bliss8 | $25.00 | 12/8/2012 2:17:19 PM |
keichi03 | $25.00 | 12/8/2012 4:08:06 PM |
DevinHill_IRA | $25.00 | 12/7/2012 5:15:06 PM |
zipemdown | $25.00 | 12/7/2012 5:35:10 PM |
I_Like_to_Invest | $25.00 | 12/7/2012 5:07:28 PM |
deal-selector5 | $25.00 | 12/7/2012 5:30:38 PM |
transparency-position | $166.00 | 12/7/2012 7:14:30 PM |
Horse-Lender | $25.02 | 12/7/2012 7:27:35 PM |
blindtaxidriver | $25.00 | 12/7/2012 6:23:03 PM |
first-wampum-gazer | $2,000.00 | 12/7/2012 7:25:37 PM |
boogienation | $25.00 | 12/8/2012 8:07:21 AM |
valiant-return584 | $50.00 | 12/7/2012 6:14:30 PM |
engaging-worth | $25.00 | 12/7/2012 6:35:30 PM |
HikeMoab | $25.00 | 12/7/2012 9:24:44 PM |
Aceangel | $50.00 | 12/8/2012 2:14:15 AM |
bob450-roth | $25.00 | 12/8/2012 6:07:11 AM |
Bank_Of_XL | $30.00 | 12/8/2012 7:09:28 AM |
bazaar-tulip | $25.00 | 12/8/2012 12:06:50 PM |
JayIsABear | $75.00 | 12/8/2012 1:31:56 PM |
tommymtg7 | $25.00 | 12/8/2012 1:50:33 PM |
blue-dollar-viking | $75.00 | 12/8/2012 12:55:32 PM |
whitegoldira | $150.00 | 12/8/2012 1:53:07 PM |
DevinHill | $21.77 | 12/8/2012 5:30:32 PM |
48 Investments
|
Borrower Payment Dependent Notes Series
684455
This series of Notes was issued and sold upon the funding of the borrower loan #79394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $114.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 14% |
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
5 | Length of status: | 12y 6m |
Amount delinquent:
| $274 |
Total credit lines:
| 32 |
Occupation: | Engineer - Chemical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,825 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| exuberant-vigilance7 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $16,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off some medical bills and consolidate some credit card debt into a manageable monthly payment.
My financial situation:
I am a good candidate for this loan because I've recently paid off one previous Prosper loan and am on track for being completely debt-free within 4 years. I have been employed at the same Fortune 100 company for over 12 years and my position is as secure as possible in todays economy.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Zolton | $300.00 | 12/10/2012 5:07:28 PM |
a-finance-nirvana | $25.00 | 12/10/2012 5:40:05 PM |
secureincome | $555.00 | 12/10/2012 5:23:55 PM |
bazaar-tulip | $25.00 | 12/10/2012 6:16:13 PM |
entertaining-rate9 | $25.00 | 12/10/2012 6:19:25 PM |
newest-attractive-funds | $50.00 | 12/10/2012 8:44:00 PM |
Beechturner | $40.00 | 12/11/2012 3:47:20 AM |
pure-treasure7 | $50.00 | 12/10/2012 10:14:04 PM |
cjames84 | $25.00 | 12/11/2012 3:42:37 AM |
treasure-hunter270 | $50.00 | 12/11/2012 8:31:12 AM |
kls4560 | $25.00 | 12/11/2012 11:17:28 AM |
radforj22 | $25.00 | 12/11/2012 3:14:32 PM |
radiant-dollar9 | $200.00 | 12/11/2012 5:46:25 PM |
obedient-loan1 | $75.00 | 12/11/2012 7:05:37 PM |
Tscheddar | $25.00 | 12/11/2012 6:49:58 PM |
porwestco | $25.00 | 12/12/2012 2:38:12 AM |
unrivaled-deal676 | $50.00 | 12/12/2012 10:58:57 AM |
djh47a | $50.00 | 12/12/2012 12:59:22 PM |
loyalty-cupcake6 | $400.00 | 12/12/2012 5:09:43 PM |
Vegasjim | $25.00 | 12/10/2012 5:43:52 PM |
prudent-dough458 | $25.00 | 12/10/2012 5:04:14 PM |
loan-mongoose1 | $25.00 | 12/10/2012 5:07:13 PM |
toblerone | $25.00 | 12/10/2012 6:38:24 PM |
CreditBuilder2 | $25.01 | 12/10/2012 7:12:54 PM |
immaculate-return25 | $25.00 | 12/10/2012 7:36:05 PM |
rootcanaler | $100.00 | 12/11/2012 1:59:53 PM |
affluence-microscope2 | $200.00 | 12/11/2012 5:17:04 PM |
nickel-ferret | $25.00 | 12/11/2012 5:42:00 PM |
wetlands | $200.00 | 12/11/2012 5:43:55 PM |
Crisscross | $35.00 | 12/11/2012 6:12:53 PM |
coin-sphinx4 | $44.99 | 12/11/2012 7:08:05 PM |
upperdeck | $25.00 | 12/11/2012 7:47:53 PM |
PumpkinHead406 | $50.00 | 12/12/2012 1:15:26 AM |
bentonlending | $50.00 | 12/11/2012 6:20:15 PM |
peaceful-treasure1 | $25.00 | 12/12/2012 7:21:58 AM |
sillyb | $50.00 | 12/11/2012 9:50:41 PM |
loot-prescription3 | $25.00 | 12/12/2012 9:16:03 AM |
simplelender80 | $500.00 | 12/12/2012 5:01:49 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
684507
This series of Notes was issued and sold upon the funding of the borrower loan #78906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $144.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1978 |
Debt/Income ratio:
| 93% |
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,683 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| suave-gold871 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2012)
|
Principal balance:
| $3,567.10 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
octoberfresh | $25.00 | 12/9/2012 12:08:21 PM |
payout-motivator0 | $50.00 | 12/9/2012 12:36:14 PM |
loan-fate | $50.00 | 12/9/2012 12:56:22 PM |
return-point2 | $100.00 | 12/9/2012 1:12:57 PM |
deal-selector5 | $25.00 | 12/9/2012 12:22:11 PM |
forceful-note8 | $50.00 | 12/9/2012 1:18:09 PM |
formula842 | $25.00 | 12/9/2012 1:16:14 PM |
skillful-asset5 | $30.00 | 12/9/2012 4:42:20 PM |
UncleBuffett | $50.00 | 12/9/2012 4:48:42 PM |
valiant-money | $40.00 | 12/10/2012 8:46:13 AM |
kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:48 PM |
transaction-seahorse0 | $25.00 | 12/11/2012 5:52:52 PM |
wwwUniversal | $25.00 | 12/11/2012 6:33:40 PM |
bitterroot_mt | $10.00 | 12/11/2012 6:46:54 PM |
zipemdown | $25.00 | 12/9/2012 12:26:04 PM |
persist_in_doing | $25.00 | 12/9/2012 12:32:13 PM |
well-rounded-diversification | $25.00 | 12/9/2012 1:23:16 PM |
money-baron | $100.00 | 12/9/2012 12:08:42 PM |
liberty-tostada7 | $50.00 | 12/9/2012 2:19:22 PM |
diversification-collider5 | $25.00 | 12/9/2012 12:59:23 PM |
five-star-note | $25.00 | 12/9/2012 2:28:08 PM |
WalnutCreekguy | $50.00 | 12/9/2012 1:16:52 PM |
valiant-return584 | $50.00 | 12/9/2012 12:23:00 PM |
simplelender80 | $500.00 | 12/9/2012 12:32:08 PM |
LuvToLend | $25.00 | 12/9/2012 1:08:16 PM |
Johnab | $25.00 | 12/9/2012 8:46:40 PM |
entertaining-rate9 | $25.00 | 12/9/2012 1:24:10 PM |
secureincome | $555.00 | 12/9/2012 1:33:19 PM |
well-rounded-dinero | $25.00 | 12/9/2012 2:13:33 PM |
bazaar-tulip | $25.00 | 12/9/2012 1:46:03 PM |
berniemadeoff | $65.00 | 12/9/2012 1:49:49 PM |
newest-organic-rupee | $25.00 | 12/9/2012 9:11:49 PM |
Kaj | $25.00 | 12/10/2012 9:47:55 AM |
aggresive-compassion612 | $25.00 | 12/10/2012 9:58:56 AM |
Tscheddar | $25.00 | 12/10/2012 11:19:24 AM |
power-spartan5 | $25.00 | 12/10/2012 9:25:16 AM |
smontgom | $25.00 | 12/10/2012 7:18:16 PM |
pure-treasure7 | $50.00 | 12/10/2012 10:13:59 PM |
bullwink27 | $25.00 | 12/11/2012 6:20:53 AM |
whitegold24k | $150.00 | 12/11/2012 7:49:06 AM |
Odyssey77 | $25.00 | 12/11/2012 9:22:14 AM |
truth-companion | $25.00 | 12/11/2012 10:48:40 AM |
Assets-Up | $25.00 | 12/11/2012 10:57:44 AM |
affluence-microscope2 | $200.00 | 12/11/2012 5:17:49 PM |
nickel-ferret | $25.00 | 12/11/2012 5:42:29 PM |
roland1 | $25.00 | 12/11/2012 5:27:25 PM |
silver-saber | $600.00 | 12/11/2012 6:06:05 PM |
bentonlending | $50.00 | 12/11/2012 6:23:52 PM |
radiant-dollar9 | $200.00 | 12/11/2012 5:47:23 PM |
riskreward | $250.00 | 12/11/2012 5:54:50 PM |
first-balance-neutron | $25.00 | 12/11/2012 6:00:32 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
684519
This series of Notes was issued and sold upon the funding of the borrower loan #79336, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-09-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $143.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 27% |
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 16y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $54,528 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-intuitive-contract |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I pay my bills in a timely manner.
Monthly net income: $2826
Monthly expenses: $1723
Housing: $715
Insurance: $66
Car expenses: $0
Utilities: $75
Phone, cable, internet: $94
Food, entertainment: $150
Clothing, household expenses: $25
Credit cards and other loans: $
Other expenses: $667
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $1,000.00 | 12/10/2012 7:57:26 AM |
Dubbs360 | $50.00 | 12/9/2012 12:12:21 PM |
zipemdown | $25.00 | 12/9/2012 12:26:05 PM |
zeeexsixare | $400.00 | 12/9/2012 12:46:03 PM |
valiant-return584 | $50.00 | 12/9/2012 12:23:01 PM |
credit-coach118 | $40.01 | 12/9/2012 12:23:27 PM |
Silver_Rupee | $25.00 | 12/9/2012 1:30:19 PM |
credit-adventurer313 | $25.00 | 12/9/2012 1:28:22 PM |
transparency-position | $110.00 | 12/9/2012 2:05:45 PM |
LittleMingo | $30.00 | 12/9/2012 3:09:12 PM |
ready-interest9 | $25.00 | 12/9/2012 1:57:40 PM |
corndog4000 | $60.00 | 12/9/2012 1:58:13 PM |
treasure-bliss | $50.00 | 12/10/2012 4:43:57 AM |
vivacious-fund2 | $25.00 | 12/10/2012 9:34:14 AM |
helpful-fund7 | $44.70 | 12/10/2012 4:34:35 PM |
green-loyalty-web | $25.00 | 12/10/2012 5:00:49 PM |
penny-socrates5 | $200.00 | 12/10/2012 11:53:29 AM |
best-bonafide-p2p | $25.00 | 12/10/2012 7:49:27 PM |
authentic-finance194 | $250.00 | 12/11/2012 9:45:21 AM |
taltman | $25.00 | 12/11/2012 4:36:49 PM |
LuvToLend | $25.00 | 12/11/2012 5:26:49 PM |
Interest2thePeople | $100.00 | 12/11/2012 5:19:02 PM |
thrilling-point2 | $40.00 | 12/11/2012 5:22:19 PM |
circuitfive | $25.00 | 12/11/2012 5:51:16 PM |
bazaar-tulip | $25.00 | 12/11/2012 6:24:20 PM |
Christus_Victor | $25.00 | 12/11/2012 10:28:34 PM |
newest-phenomenal-dinero | $100.00 | 12/12/2012 12:27:49 AM |
Tscheddar | $25.00 | 12/11/2012 7:22:32 PM |
finance-coyote3 | $283.96 | 12/12/2012 3:39:20 AM |
zorg77 | $100.00 | 12/11/2012 6:35:29 PM |
ethical-truth211 | $300.00 | 12/12/2012 2:18:56 AM |
113121 | $25.00 | 12/9/2012 7:06:21 PM |
vutah | $45.00 | 12/9/2012 12:13:29 PM |
Wrats6 | $25.00 | 12/9/2012 12:04:51 PM |
octoberfresh | $25.00 | 12/9/2012 12:08:22 PM |
Money__Tree | $200.00 | 12/9/2012 12:13:02 PM |
grnii78 | $125.00 | 12/9/2012 2:19:55 PM |
deal-kung-fu | $80.00 | 12/9/2012 7:55:05 PM |
UncleBuffett | $50.00 | 12/9/2012 4:51:16 PM |
gotjack-IRA | $25.02 | 12/10/2012 2:29:34 AM |
wildanne | $50.00 | 12/10/2012 9:43:54 AM |
chad-bro-chill | $25.00 | 12/10/2012 10:14:03 AM |
kila-designer | $27.00 | 12/10/2012 5:43:20 PM |
well-mannered-income3 | $50.00 | 12/10/2012 9:41:31 PM |
EFS | $100.00 | 12/10/2012 9:59:15 PM |
profitable-fairness1 | $50.00 | 12/11/2012 9:39:56 AM |
CA-Lender | $25.00 | 12/11/2012 9:09:03 AM |
courteous-platinum7 | $25.00 | 12/11/2012 6:41:05 AM |
truth-companion | $25.00 | 12/11/2012 10:48:40 AM |
the-wealth-taxi | $25.00 | 12/11/2012 4:43:11 PM |
return-point2 | $100.00 | 12/11/2012 5:04:09 PM |
kalamari | $30.00 | 12/11/2012 1:04:02 PM |
kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:49 PM |
thrilling-fund427 | $50.00 | 12/11/2012 5:23:52 PM |
WalnutCreekguy | $50.00 | 12/11/2012 6:21:51 PM |
itsmaj | $59.31 | 12/12/2012 2:46:21 AM |
CoolPlexer | $25.00 | 12/11/2012 10:02:55 PM |
ethical-truth211 | $100.00 | 12/12/2012 2:19:04 AM |
58 Investments
|
Borrower Payment Dependent Notes Series
684615
This series of Notes was issued and sold upon the funding of the borrower loan #79023, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,400.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $307.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2006 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,061 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| intrepid-currency0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit cards
My financial situation:
I am a good candidate for this loan because I have steady employment and good credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $1,500.00 | 12/10/2012 9:18:19 AM |
Bank_Of_XL | $30.00 | 12/10/2012 9:11:41 AM |
bid-starfish | $25.00 | 12/10/2012 9:39:52 AM |
Zolton | $300.00 | 12/10/2012 9:45:24 AM |
green-order-captain | $50.00 | 12/10/2012 11:00:30 AM |
kevin314 | $25.00 | 12/10/2012 10:24:27 AM |
corndog4000 | $30.00 | 12/10/2012 10:38:15 AM |
bazaar-tulip | $25.00 | 12/10/2012 10:25:33 AM |
CreditBuilder2 | $25.01 | 12/10/2012 10:30:26 AM |
nevee | $25.00 | 12/10/2012 6:05:14 PM |
rootcanaler | $25.00 | 12/11/2012 1:58:34 PM |
well-rounded-diversification | $25.00 | 12/11/2012 5:16:57 PM |
commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:59 PM |
CaptainBL | $25.00 | 12/11/2012 5:29:17 PM |
loot-prescription3 | $25.00 | 12/11/2012 5:36:50 PM |
nickel-ferret | $25.00 | 12/11/2012 5:41:54 PM |
justreturns | $25.00 | 12/11/2012 6:06:51 PM |
wise-honorable-rate | $25.00 | 12/11/2012 5:44:41 PM |
crw1950 | $73.56 | 12/12/2012 4:51:21 AM |
deal-vibrato | $25.00 | 12/11/2012 6:22:50 PM |
power-cell | $45.00 | 12/12/2012 7:24:38 AM |
hitsman | $50.00 | 12/12/2012 9:06:03 AM |
patriot897 | $25.00 | 12/12/2012 9:47:45 AM |
SBT | $25.00 | 12/12/2012 10:04:29 AM |
elbastador | $25.00 | 12/12/2012 8:53:15 AM |
famous-bill | $200.00 | 12/12/2012 11:44:32 AM |
autonomous-basis | $30.00 | 12/12/2012 1:50:20 PM |
joyful-yield3 | $25.00 | 12/12/2012 3:43:34 PM |
determined-moola824 | $25.00 | 12/12/2012 12:34:01 PM |
deal-pledge | $35.41 | 12/12/2012 1:46:20 PM |
simplelender80 | $125.00 | 12/12/2012 10:47:15 AM |
catnip007 | $25.03 | 12/12/2012 5:57:40 PM |
chac | $125.00 | 12/12/2012 5:09:42 PM |
DrNano | $50.00 | 12/12/2012 3:28:48 PM |
scientists | $25.00 | 12/12/2012 4:15:22 PM |
supersarah61 | $25.00 | 12/12/2012 5:07:22 PM |
JBF_Investments | $25.00 | 12/12/2012 10:18:59 PM |
saga9 | $50.00 | 12/12/2012 7:37:43 PM |
ag-ventures | $25.00 | 12/12/2012 9:47:09 PM |
listing-flower2 | $100.00 | 12/12/2012 10:16:54 PM |
mountain_slope | $25.00 | 12/12/2012 11:06:22 PM |
steven3333 | $25.00 | 12/12/2012 9:23:44 PM |
keen-credit6 | $27.00 | 12/12/2012 10:03:04 PM |
Goat-herder | $50.00 | 12/13/2012 7:02:33 AM |
durable-investment8 | $30.00 | 12/13/2012 7:16:52 AM |
palu2619 | $25.00 | 12/13/2012 12:23:13 PM |
Plutis | $25.00 | 12/13/2012 12:14:41 PM |
lochinvar | $75.00 | 12/13/2012 10:41:34 AM |
octoberfresh | $25.00 | 12/13/2012 10:44:40 AM |
radforj22 | $50.00 | 12/13/2012 1:27:05 PM |
LSAR | $28.00 | 12/13/2012 5:05:10 PM |
elasermd | $100.00 | 12/13/2012 6:27:59 PM |
Rulea72 | $25.00 | 12/14/2012 7:08:21 AM |
persistent-dinero953 | $25.00 | 12/14/2012 8:57:30 AM |
note-pursuit | $25.00 | 12/14/2012 12:47:12 AM |
JC_12 | $100.00 | 12/14/2012 10:06:26 AM |
blue-laudable-dinero | $25.00 | 12/14/2012 11:08:50 AM |
sprinter | $50.00 | 12/14/2012 10:07:48 AM |
num1irish | $50.00 | 12/14/2012 10:19:55 AM |
superb-funds335 | $25.00 | 12/10/2012 9:10:39 AM |
marketplace-singularity3 | $25.00 | 12/10/2012 9:52:37 AM |
leodaguy | $100.00 | 12/10/2012 9:17:14 AM |
loan-mongoose1 | $25.00 | 12/10/2012 9:24:14 AM |
toblerone | $25.00 | 12/10/2012 10:29:45 AM |
magnetic-duty4 | $25.00 | 12/10/2012 4:09:06 PM |
compassion-twister2 | $50.00 | 12/10/2012 10:40:57 AM |
jubilant-capital1 | $25.00 | 12/10/2012 4:17:08 PM |
ready-interest9 | $25.00 | 12/10/2012 10:18:48 AM |
natural-worth9 | $300.00 | 12/10/2012 11:19:40 AM |
thg0703 | $25.00 | 12/10/2012 1:55:45 PM |
best-bonafide-p2p | $25.00 | 12/10/2012 8:11:25 PM |
BlessedEveryDay | $26.64 | 12/10/2012 8:34:08 PM |
wise-charming-reward | $400.00 | 12/10/2012 6:43:05 PM |
supersam | $50.00 | 12/10/2012 10:19:27 PM |
affluence-microscope2 | $200.00 | 12/11/2012 5:17:01 PM |
radiant-dollar9 | $200.00 | 12/11/2012 5:46:22 PM |
qsolo | $25.00 | 12/11/2012 5:51:42 PM |
windguy | $50.00 | 12/11/2012 5:55:13 PM |
prudent-dough458 | $25.00 | 12/11/2012 5:22:44 PM |
Harry | $75.00 | 12/11/2012 5:30:27 PM |
ucantbeetit | $25.00 | 12/11/2012 5:32:06 PM |
wetlands | $200.00 | 12/11/2012 5:43:51 PM |
DonaldColorado | $100.00 | 12/11/2012 6:28:01 PM |
uncl-sammy | $25.00 | 12/11/2012 6:48:31 PM |
contract-amigo7 | $25.00 | 12/12/2012 7:24:57 AM |
SB94114 | $25.00 | 12/12/2012 9:03:56 AM |
intrepid-compassion29 | $25.00 | 12/12/2012 6:46:56 AM |
justinology | $30.00 | 12/12/2012 7:35:10 AM |
unrivaled-deal676 | $50.00 | 12/12/2012 10:58:56 AM |
Ocean713 | $75.00 | 12/12/2012 11:04:52 AM |
mkerstei | $200.00 | 12/12/2012 11:26:24 AM |
mkerstei | $200.00 | 12/12/2012 11:28:11 AM |
djh47a | $50.00 | 12/12/2012 12:59:19 PM |
moneytolend72 | $25.00 | 12/12/2012 12:15:34 PM |
scientists | $25.00 | 12/12/2012 4:16:32 PM |
loyalty-cupcake6 | $100.00 | 12/12/2012 4:44:38 PM |
paradigm_shift | $100.00 | 12/13/2012 2:54:11 AM |
Sneezie | $100.00 | 12/12/2012 5:21:34 PM |
prudent-deal662 | $25.00 | 12/12/2012 5:52:16 PM |
hml | $50.00 | 12/13/2012 1:39:04 AM |
p2p-paradise | $25.00 | 12/13/2012 9:14:59 AM |
spiff666 | $26.66 | 12/13/2012 2:38:37 PM |
bill-tent1 | $50.00 | 12/13/2012 12:20:53 PM |
crown-year | $500.00 | 12/13/2012 6:07:19 PM |
rjglender | $25.00 | 12/13/2012 7:41:25 PM |
payout-paladin3 | $250.00 | 12/13/2012 7:25:45 PM |
Avicell | $25.00 | 12/13/2012 6:21:48 PM |
dough-kitten5 | $25.00 | 12/14/2012 4:26:29 AM |
BocaYogi50 | $37.27 | 12/14/2012 9:01:45 AM |
indomitable-coin | $25.00 | 12/14/2012 9:15:13 AM |
iamaloner | $50.00 | 12/14/2012 10:45:12 AM |
YampaQuant | $25.00 | 12/14/2012 10:35:00 AM |
joe_matadatz | $25.00 | 12/14/2012 10:41:53 AM |
crown-year | $920.42 | 12/14/2012 11:21:22 AM |
kalamari | $30.00 | 12/14/2012 9:58:42 AM |
115 Investments
|
Borrower Payment Dependent Notes Series
684719
This series of Notes was issued and sold upon the funding of the borrower loan #78969, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Dec-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 31.32% |
Borrower rate/APR:
| 32.32% / 35.10% |
Monthly payment:
| $135.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.49% | | |
| |
Estimated return*:
| 13.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 121% |
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
6 | Length of status: | 10y 4m |
Amount delinquent:
| $331 |
Total credit lines:
| 19 |
Occupation: | Teacher's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,232 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| No | | |
Screen name:
| Boo1960 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 4 |
On-time:
| 32 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $12,245.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2011)
660-679
(May-2010)
620-639
(Nov-2009)
640-659
(Sep-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
Great Prosper Investment Opportunit
Purpose of loan:
Bridge load to pay off some debt and holiday expenses.
My financial situation:
I have borrowed money using Prosper four (4) times and have always paid each loan off in full and prior to the maturity date.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DasMula | $100.00 | 12/11/2012 9:04:06 AM |
MoneyForNothing | $25.32 | 12/11/2012 9:13:54 AM |
gain-equator | $25.00 | 12/11/2012 9:36:26 AM |
Peleadona | $25.00 | 12/11/2012 9:47:53 AM |
commerce-venture1 | $25.00 | 12/11/2012 9:02:37 AM |
DasMula | $233.00 | 12/11/2012 9:05:34 AM |
sunwell | $100.00 | 12/11/2012 10:16:50 AM |
melodious-openness | $385.69 | 12/11/2012 10:21:32 AM |
orange-preeminant-bill | $50.00 | 12/11/2012 9:45:26 AM |
LuvToLend | $25.00 | 12/11/2012 10:27:13 AM |
stylish-revenue4 | $100.00 | 12/11/2012 10:45:34 AM |
jhouman | $200.00 | 12/11/2012 10:02:46 AM |
jiftostada | $25.00 | 12/11/2012 9:23:22 AM |
moneylender25 | $25.00 | 12/11/2012 9:32:18 AM |
Tscheddar | $25.00 | 12/11/2012 10:49:57 AM |
kingdom-investor | $25.00 | 12/11/2012 10:20:51 AM |
vutah | $65.00 | 12/11/2012 10:23:25 AM |
Dubbs360 | $50.00 | 12/11/2012 10:57:13 AM |
green-loyalty-web | $25.00 | 12/11/2012 10:32:07 AM |
Risk4Reward | $25.00 | 12/11/2012 10:36:27 AM |
ingenious-yield3 | $25.00 | 12/11/2012 1:13:07 PM |
truth-companion | $25.00 | 12/11/2012 10:49:01 AM |
thehousewife | $50.00 | 12/11/2012 10:29:06 AM |
five-star-note | $50.00 | 12/11/2012 10:34:54 AM |
waverunner088 | $25.00 | 12/11/2012 3:42:37 PM |
lordnecron | $25.00 | 12/11/2012 2:38:26 PM |
deal-enthusiast | $100.00 | 12/11/2012 3:23:42 PM |
Edakers | $25.00 | 12/11/2012 1:50:28 PM |
ethical-truth211 | $300.00 | 12/11/2012 5:19:04 PM |
economy-coup | $200.00 | 12/11/2012 12:30:53 PM |
exchange-squirrel | $200.00 | 12/11/2012 9:15:07 AM |
trumpeter5 | $25.00 | 12/11/2012 9:15:47 AM |
benjamins-rumbler | $50.00 | 12/11/2012 9:03:30 AM |
let_me_retire | $100.61 | 12/11/2012 9:16:11 AM |
Champion_Lending | $30.00 | 12/11/2012 10:08:11 AM |
Bob450 | $29.00 | 12/11/2012 10:14:13 AM |
bob450-roth | $25.00 | 12/11/2012 10:28:22 AM |
handy-justice | $40.00 | 12/11/2012 9:04:37 AM |
NekHoldings | $25.00 | 12/11/2012 9:10:45 AM |
mrxtravis | $25.00 | 12/11/2012 9:16:47 AM |
auction-turtle0 | $25.00 | 12/11/2012 10:42:32 AM |
money-baron | $100.00 | 12/11/2012 10:12:42 AM |
Sunshine2222 | $25.00 | 12/11/2012 10:16:11 AM |
Mikale360 | $25.00 | 12/11/2012 10:28:02 AM |
valiant-return584 | $50.00 | 12/11/2012 9:56:40 AM |
zipemdown | $25.00 | 12/11/2012 10:01:18 AM |
enjoyletsbothgain | $25.00 | 12/11/2012 1:04:23 PM |
investmentgroup | $50.00 | 12/11/2012 10:52:02 AM |
_nfx-ira_ | $35.01 | 12/11/2012 10:28:21 AM |
CreditBuilder2 | $25.03 | 12/11/2012 11:24:34 AM |
power-spartan5 | $25.00 | 12/11/2012 10:41:08 AM |
newest-currency-vibrato | $34.00 | 12/11/2012 1:03:46 PM |
methodical-interest039 | $26.00 | 12/11/2012 5:12:27 PM |
RecoveryLender | $75.00 | 12/11/2012 2:03:12 PM |
open-minded-p2p1 | $25.00 | 12/11/2012 11:06:15 AM |
payment-halo | $25.00 | 12/11/2012 3:44:38 PM |
GoldenRule01 | $60.00 | 12/11/2012 12:44:44 PM |
ethical-truth211 | $361.34 | 12/11/2012 5:19:27 PM |
Scottyd911 | $50.00 | 12/11/2012 3:39:45 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
684781
This series of Notes was issued and sold upon the funding of the borrower loan #78942, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 20% |
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,967 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| No | | |
Screen name:
| open-platinum814 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Baby Loans
Purpose of loan:
This loan will be used to provide extra cushion to care for a new baby, while I cut my work hours for 6 weeks.
My financial situation:
I am a good candidate for this loan because I never had a late payment of any loans I ever had. I can always work extra hours as an RN for any supplement income I need, but I just want to focus on my newborn for 6weeks. I hope you can help.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $1,000.00 | 12/10/2012 5:17:47 PM |
Relient-K | $25.00 | 12/10/2012 5:28:48 PM |
golffish2 | $25.00 | 12/11/2012 3:49:55 AM |
balanced-balance6 | $25.00 | 12/11/2012 5:24:18 AM |
TheSituation | $25.00 | 12/11/2012 12:05:05 PM |
Haribelle | $25.00 | 12/11/2012 5:34:20 PM |
jebber007 | $67.10 | 12/11/2012 11:45:35 PM |
Tscheddar | $25.00 | 12/11/2012 7:22:35 PM |
note-goblin0 | $25.00 | 12/12/2012 2:17:27 AM |
trade-caper | $50.00 | 12/12/2012 5:30:16 AM |
capital-galaxy | $400.00 | 12/12/2012 5:46:13 AM |
Something-Corporate | $25.00 | 12/12/2012 9:11:47 AM |
stock106 | $25.00 | 12/12/2012 6:55:11 AM |
Fdeer | $207.24 | 12/12/2012 7:23:27 AM |
refined-return922 | $25.00 | 12/12/2012 6:54:12 AM |
trumpeter391 | $25.00 | 12/12/2012 9:05:51 AM |
01a_MrUSC_IRA | $25.00 | 12/12/2012 10:52:06 AM |
tommymtg7 | $25.00 | 12/12/2012 11:02:28 AM |
octoberfresh | $25.00 | 12/12/2012 2:03:40 PM |
Ocean713 | $75.00 | 12/12/2012 11:25:23 AM |
wyobeads | $25.00 | 12/12/2012 12:58:49 PM |
djh47a | $50.00 | 12/12/2012 12:59:22 PM |
TravisMcGee | $25.00 | 12/12/2012 8:38:23 PM |
deepblue34 | $25.00 | 12/12/2012 8:31:22 PM |
KramericaIndustries | $25.00 | 12/12/2012 9:17:48 PM |
gpuck | $25.00 | 12/12/2012 6:43:57 PM |
SF2Berlin | $319.20 | 12/12/2012 7:39:39 PM |
skillful-asset5 | $25.00 | 12/10/2012 5:42:13 PM |
vutah | $45.00 | 12/10/2012 5:59:55 PM |
transparency-position | $75.00 | 12/10/2012 7:12:35 PM |
boogienation | $25.00 | 12/10/2012 7:02:19 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:33:05 PM |
restless-dime | $100.00 | 12/11/2012 6:25:58 AM |
worthy-bid8 | $100.00 | 12/11/2012 9:18:53 AM |
CA-Lender | $25.00 | 12/11/2012 8:54:01 AM |
let_me_retire | $75.00 | 12/11/2012 9:31:13 AM |
favorite-commerce | $30.00 | 12/11/2012 11:44:52 AM |
enterprising-pound5 | $50.00 | 12/11/2012 5:20:25 PM |
diplomatic-wealth7 | $25.00 | 12/11/2012 6:04:21 PM |
bid-ace937 | $50.00 | 12/11/2012 6:18:53 PM |
magnetic-duty4 | $25.00 | 12/12/2012 9:26:13 AM |
RoccoLoan | $30.00 | 12/12/2012 7:57:23 AM |
compatible-return120 | $50.00 | 12/12/2012 8:01:29 AM |
enticing-finance758 | $25.00 | 12/12/2012 6:59:05 AM |
Night01Hawk25 | $100.00 | 12/12/2012 7:33:12 AM |
redwraith | $100.00 | 12/12/2012 9:38:48 AM |
Bob450 | $25.00 | 12/12/2012 10:28:45 AM |
trident8 | $25.00 | 12/12/2012 4:42:28 PM |
exponential-fairness2 | $25.00 | 12/12/2012 8:09:09 PM |
gjm6d | $25.00 | 12/12/2012 8:34:15 PM |
DaddyBill | $22.00 | 12/12/2012 9:35:25 PM |
ethical-truth211 | $100.00 | 12/12/2012 6:14:29 PM |
ethical-truth211 | $100.00 | 12/12/2012 6:14:49 PM |
the_spook | $29.46 | 12/12/2012 8:28:23 PM |
54 Investments
|
Borrower Payment Dependent Notes Series
684951
This series of Notes was issued and sold upon the funding of the borrower loan #78921, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $537.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 49% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 7y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,281 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| commanding-loan1 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 24 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $24,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2012)
740-759
(May-2011)
720-739
(Oct-2010)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate former business debt into one payment.
My financial situation:
I am a good candidate for this loan because I have used Prosper for other purposes before with great results and early pay-offs.
Monthly net income: $4000
Monthly expenses: $
Housing: $880
Insurance: $
Car expenses: $0
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $550
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-missile | $50.00 | 12/12/2012 6:19:09 AM |
zipemdown | $25.00 | 12/10/2012 5:06:45 PM |
valiant-return584 | $50.00 | 12/10/2012 5:21:20 PM |
gain-equator | $25.00 | 12/10/2012 5:23:26 PM |
Banker2OO7 | $75.00 | 12/10/2012 5:24:59 PM |
skillful-asset5 | $35.00 | 12/10/2012 5:40:07 PM |
RGlad | $100.00 | 12/10/2012 6:11:10 PM |
susurrus | $100.00 | 12/10/2012 6:11:15 PM |
PLANECRASH | $25.00 | 12/10/2012 5:04:57 PM |
Forward-Looking | $25.00 | 12/10/2012 5:50:21 PM |
return-point2 | $100.00 | 12/10/2012 5:50:37 PM |
moneylender25 | $25.00 | 12/10/2012 5:58:36 PM |
deal-selector5 | $25.00 | 12/10/2012 6:00:54 PM |
Nipper99 | $100.00 | 12/10/2012 7:07:58 PM |
BostonCapital | $100.00 | 12/10/2012 6:18:26 PM |
Dubbly | $25.00 | 12/10/2012 6:19:46 PM |
wise-charming-reward | $500.00 | 12/10/2012 6:29:19 PM |
pembull | $25.00 | 12/10/2012 6:05:28 PM |
ready-interest9 | $25.00 | 12/10/2012 6:06:10 PM |
bazaar-tulip | $25.00 | 12/10/2012 6:16:16 PM |
serene-capital | $25.00 | 12/10/2012 9:38:04 PM |
entertaining-rate9 | $25.00 | 12/10/2012 6:19:26 PM |
abundant-one | $25.00 | 12/10/2012 8:53:50 PM |
Tscheddar | $25.00 | 12/10/2012 6:38:53 PM |
payout-paladin3 | $1,750.00 | 12/11/2012 7:58:42 AM |
natural-worth9 | $500.00 | 12/11/2012 8:14:07 AM |
first-serene-credit | $25.00 | 12/11/2012 8:19:03 AM |
Feyenoord | $30.00 | 12/11/2012 9:01:53 AM |
Mikale360 | $25.00 | 12/10/2012 8:47:00 PM |
green-order-captain | $50.00 | 12/11/2012 5:34:42 AM |
BJnRJames | $27.17 | 12/10/2012 9:56:59 PM |
Odyssey77 | $25.00 | 12/11/2012 9:22:15 AM |
Christophe | $25.00 | 12/11/2012 7:28:38 AM |
TumbleWeed88 | $25.00 | 12/11/2012 9:32:39 AM |
profitable-fairness1 | $50.00 | 12/11/2012 9:41:52 AM |
dollar-authority | $78.55 | 12/11/2012 9:01:39 AM |
diversification-collider5 | $25.00 | 12/11/2012 9:16:24 AM |
simplelender80 | $54.00 | 12/11/2012 10:12:24 AM |
treasure-hunter270 | $100.00 | 12/11/2012 8:23:06 AM |
payout-paladin3 | $1,500.00 | 12/11/2012 8:51:20 AM |
moola-gargantuan9 | $50.00 | 12/11/2012 9:30:37 AM |
kind-important-liberty9 | $25.00 | 12/11/2012 12:26:26 PM |
truth-companion | $25.00 | 12/11/2012 10:48:57 AM |
01a_MrsUSC | $25.00 | 12/11/2012 11:17:00 AM |
cognizant-integrity72 | $50.00 | 12/11/2012 4:28:47 PM |
Madtownwriter | $25.00 | 12/11/2012 3:27:04 PM |
DiligentiaLLC | $100.00 | 12/11/2012 12:45:36 PM |
valiant-money | $45.00 | 12/11/2012 1:31:08 PM |
rootcanaler | $50.00 | 12/11/2012 1:56:26 PM |
tommymtg7 | $25.00 | 12/11/2012 5:23:23 PM |
contract-amigo7 | $25.00 | 12/11/2012 6:23:01 PM |
transaction-seahorse0 | $25.00 | 12/11/2012 5:52:59 PM |
ethical-truth211 | $50.00 | 12/12/2012 2:23:40 AM |
pfh | $25.00 | 12/12/2012 5:30:58 AM |
riskreward | $250.00 | 12/11/2012 5:54:54 PM |
gotbyu | $50.00 | 12/11/2012 7:02:42 PM |
global-invest-group | $43.24 | 12/12/2012 8:05:19 AM |
Mountain-Lion-IRA1 | $34.00 | 12/12/2012 4:41:45 AM |
value-travels | $25.00 | 12/12/2012 7:07:18 AM |
marwadi-62 | $100.00 | 12/12/2012 7:11:48 AM |
entertaining-revenue4 | $50.00 | 12/12/2012 9:22:17 AM |
janeybooboo | $75.00 | 12/12/2012 9:04:17 AM |
lnuss25 | $25.00 | 12/12/2012 4:38:08 AM |
LaGrangeLender | $44.00 | 12/12/2012 6:11:30 AM |
prudent-bid3 | $50.00 | 12/12/2012 6:34:17 AM |
integrity-doctor | $100.00 | 12/12/2012 6:51:45 AM |
hardatwork1 | $30.00 | 12/12/2012 7:01:53 AM |
trumpeter5 | $25.00 | 12/12/2012 9:33:48 AM |
Roundhouse | $100.00 | 12/12/2012 7:57:45 AM |
credible-balance0 | $40.00 | 12/12/2012 10:16:19 AM |
Bob450 | $25.00 | 12/12/2012 10:27:44 AM |
WonderPup | $25.00 | 12/12/2012 10:52:36 AM |
pug90000 | $41.05 | 12/12/2012 9:53:06 AM |
Bank_of_the_Galaxy | $25.00 | 12/12/2012 10:23:55 AM |
credit-missile | $50.00 | 12/10/2012 7:47:05 PM |
credit-missile | $34.00 | 12/12/2012 6:18:53 AM |
stylish-revenue4 | $100.00 | 12/10/2012 5:10:24 PM |
WalnutCreekguy | $50.00 | 12/10/2012 5:35:03 PM |
mymoneyblog | $25.00 | 12/10/2012 5:41:27 PM |
green-trade-dolphin | $59.02 | 12/10/2012 5:04:53 PM |
MoneyForNothing | $25.24 | 12/10/2012 5:06:21 PM |
knee_caps | $26.00 | 12/10/2012 5:51:18 PM |
payout-reaction740 | $50.00 | 12/10/2012 5:54:56 PM |
secureincome | $555.00 | 12/10/2012 5:23:57 PM |
nevee | $25.00 | 12/10/2012 6:05:18 PM |
Whatssofunnybout | $33.00 | 12/10/2012 6:05:21 PM |
vtrentster | $35.00 | 12/10/2012 5:32:58 PM |
persist_in_doing | $25.00 | 12/10/2012 6:16:57 PM |
adaptable-return21 | $25.00 | 12/10/2012 5:04:58 PM |
Wrats6 | $25.00 | 12/10/2012 5:06:07 PM |
EngineersAlliance | $75.00 | 12/10/2012 5:48:28 PM |
formula842 | $25.00 | 12/10/2012 5:14:07 PM |
judson | $50.00 | 12/10/2012 5:17:08 PM |
Onlyhappycustomers | $25.00 | 12/10/2012 6:05:04 PM |
investmentgroup | $50.00 | 12/10/2012 6:46:01 PM |
well-rounded-dinero | $25.00 | 12/10/2012 6:52:00 PM |
payout-paladin3 | $750.00 | 12/10/2012 5:30:25 PM |
thankful-nickel2 | $55.55 | 12/10/2012 6:12:46 PM |
Horse-Lender | $25.05 | 12/10/2012 7:05:21 PM |
Beechturner | $30.00 | 12/10/2012 6:15:38 PM |
five-star-note | $50.00 | 12/10/2012 6:21:06 PM |
Aberdeen | $99.00 | 12/10/2012 5:49:57 PM |
01a_MrUSC_IRA | $25.00 | 12/10/2012 7:39:49 PM |
JeremyLinFan | $30.00 | 12/10/2012 6:30:05 PM |
well-rounded-diversification | $25.00 | 12/10/2012 5:57:13 PM |
exchange-squirrel | $200.00 | 12/10/2012 6:09:34 PM |
ImNotSoDumb | $25.01 | 12/10/2012 6:49:27 PM |
transparency-position | $43.00 | 12/10/2012 7:07:18 PM |
pure-treasure7 | $50.00 | 12/10/2012 10:14:05 PM |
octoberfresh | $25.00 | 12/10/2012 6:40:19 PM |
berniemadeoff | $65.00 | 12/10/2012 6:54:04 PM |
moola-accelerator6 | $70.00 | 12/10/2012 8:27:11 PM |
discrete-asset | $25.00 | 12/11/2012 8:56:34 AM |
thorough-duty641 | $25.00 | 12/11/2012 8:50:04 AM |
adaptable-return21 | $25.00 | 12/11/2012 9:09:53 AM |
chicagobanker | $50.00 | 12/11/2012 6:21:03 AM |
deal-banker | $100.00 | 12/11/2012 10:02:49 AM |
virtuous-repayment | $25.00 | 12/11/2012 10:05:11 AM |
kls4560 | $25.00 | 12/11/2012 10:18:25 AM |
GoGalt | $50.00 | 12/11/2012 10:07:53 AM |
robgw | $25.00 | 12/11/2012 10:18:15 AM |
thehousewife | $50.00 | 12/11/2012 10:29:46 AM |
FinanceEngine | $67.00 | 12/11/2012 3:24:15 PM |
kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:57 PM |
affluence-microscope2 | $200.00 | 12/11/2012 5:17:55 PM |
beaglebagel | $130.00 | 12/11/2012 1:51:58 PM |
thrilling-point2 | $40.00 | 12/11/2012 5:22:23 PM |
nickel-ferret | $25.00 | 12/11/2012 5:42:31 PM |
Byrd24 | $100.00 | 12/11/2012 3:51:49 PM |
Big_Z_Loans | $200.00 | 12/11/2012 5:28:37 PM |
1stBankAndHal | $25.06 | 12/11/2012 7:47:47 PM |
radiant-dollar9 | $200.00 | 12/11/2012 5:47:24 PM |
Leshan | $100.00 | 12/12/2012 6:21:50 AM |
leball | $25.01 | 12/11/2012 6:47:39 PM |
MangoHedge | $25.00 | 12/12/2012 7:29:21 AM |
silver-saber | $500.00 | 12/11/2012 6:11:51 PM |
the-lean-bid | $25.00 | 12/12/2012 8:11:57 AM |
finance-coyote3 | $2,000.00 | 12/12/2012 3:41:34 AM |
EretzCapital | $53.12 | 12/12/2012 7:17:10 AM |
tcpfan | $25.00 | 12/11/2012 8:43:37 PM |
Machiavelli1 | $25.00 | 12/12/2012 10:06:31 AM |
bid-starfish | $25.00 | 12/12/2012 10:08:55 AM |
sonhugh | $25.00 | 12/12/2012 9:32:48 AM |
wwwUniversal | $25.00 | 12/12/2012 9:32:59 AM |
equitable-p2ploan8 | $25.00 | 12/12/2012 9:42:28 AM |
cr8on | $30.00 | 12/12/2012 9:47:01 AM |
1NiceLender | $25.00 | 12/12/2012 10:39:24 AM |
Ocean713 | $75.00 | 12/12/2012 11:06:24 AM |
qaran | $42.93 | 12/12/2012 11:10:42 AM |
149 Investments
|
Borrower Payment Dependent Notes Series
685171
This series of Notes was issued and sold upon the funding of the borrower loan #79334, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $61.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 18y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,662 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| compatible-p2p2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt and pay off high interest credit cards. This will get me one step closer to my goal of becoming debt free in five years !
My financial situation:
I am an excellent candidate for this loan because I have good credit . I always pay my bills on time. I have solid employment in the Heathcare Field. I am also active in other ventures which allow me to make additional income.
Monthly net income: $2000
Monthly expenses:
Housing:
Insurance:
Car expenses:
Utilities:
Phone, cable, internet:
Food, entertainment:
Clothing, household expenses:
Credit cards and other loans:
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Wrats6 | $25.00 | 12/10/2012 5:08:12 PM |
ferocious-kindness8 | $35.00 | 12/10/2012 5:16:18 PM |
asset-professor | $25.00 | 12/10/2012 5:50:12 PM |
red-duty-carrier | $25.00 | 12/10/2012 5:56:54 PM |
vutah | $25.00 | 12/10/2012 6:00:55 PM |
dannycarter10 | $25.00 | 12/10/2012 6:09:39 PM |
tomdooley12520 | $35.00 | 12/10/2012 8:12:42 PM |
octoberfresh | $25.00 | 12/10/2012 6:40:19 PM |
RGlad | $65.00 | 12/10/2012 6:12:13 PM |
intrepid-loot | $25.00 | 12/10/2012 7:03:47 PM |
wildanne | $50.00 | 12/10/2012 6:22:54 PM |
moola-snowdome0 | $25.00 | 12/11/2012 7:14:11 AM |
Colorado2006 | $25.60 | 12/11/2012 7:33:30 AM |
Hwornke | $25.00 | 12/11/2012 8:14:29 AM |
Bad_Debt | $25.00 | 12/10/2012 10:44:07 PM |
Leshan | $50.00 | 12/11/2012 7:28:11 AM |
market-bearer0 | $40.00 | 12/11/2012 6:51:53 AM |
return-enforcer5 | $25.00 | 12/11/2012 6:54:33 AM |
banker34 | $209.74 | 12/11/2012 9:22:37 AM |
economy-coup | $200.00 | 12/10/2012 8:36:50 PM |
113121 | $25.00 | 12/10/2012 6:55:25 PM |
Boiler7777 | $39.78 | 12/10/2012 5:28:39 PM |
open-minded-p2p1 | $25.00 | 12/10/2012 5:24:55 PM |
skillful-asset5 | $35.00 | 12/10/2012 5:37:06 PM |
Dubbs360 | $50.00 | 12/10/2012 6:21:45 PM |
zipemdown | $25.00 | 12/10/2012 5:06:47 PM |
commerce-venture1 | $25.00 | 12/10/2012 6:32:18 PM |
valiant-return584 | $50.00 | 12/10/2012 5:21:21 PM |
jiftostada | $25.00 | 12/10/2012 6:06:42 PM |
Nco | $150.00 | 12/10/2012 5:59:24 PM |
deal-selector5 | $25.00 | 12/10/2012 6:00:55 PM |
Silver_Rupee | $25.00 | 12/10/2012 6:19:29 PM |
SLN-10 | $60.00 | 12/10/2012 7:30:00 PM |
Bob450 | $25.00 | 12/10/2012 8:33:55 PM |
bob450-roth | $25.00 | 12/10/2012 8:47:40 PM |
joelnet | $25.00 | 12/10/2012 6:57:31 PM |
restless-dime | $100.00 | 12/11/2012 6:32:18 AM |
courteous-platinum7 | $35.00 | 12/11/2012 6:41:11 AM |
Rogelio48 | $35.00 | 12/11/2012 6:48:57 AM |
first-dinero-igloo | $25.00 | 12/10/2012 7:12:17 PM |
guild261 | $25.00 | 12/11/2012 7:30:38 AM |
finance-investor3 | $25.00 | 12/11/2012 12:26:01 AM |
treasure-bliss | $75.00 | 12/11/2012 2:59:59 AM |
havok555 | $34.88 | 12/10/2012 9:02:45 PM |
titancash4u | $25.00 | 12/11/2012 1:42:29 AM |
WalnutCreekguy | $50.00 | 12/11/2012 9:22:37 AM |
46 Investments
|
Borrower Payment Dependent Notes Series
685193
This series of Notes was issued and sold upon the funding of the borrower loan #79029, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-2006 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 10y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $358 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| shrewd-community4 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan
This loan will be used to...
combineding couple bills
My financial situation:
I am a good candidate for this loan because...
i keep my bills payed up to date
Monthly net income: $3600
Monthly expenses:
Housing: $873
Insurance: $500yr
Car expenses: $870 2 loans
Utilities: 150
Phone, cable, internet: $289
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $0
Other expenses: $
100 road expense
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $40.00 | 12/12/2012 5:05:58 PM |
Rockymtnhi | $100.00 | 12/12/2012 5:56:42 PM |
entertaining-dollar298 | $25.00 | 12/12/2012 5:03:42 PM |
dannycarter10 | $25.00 | 12/12/2012 6:13:21 PM |
magnetic-duty4 | $25.00 | 12/12/2012 5:46:23 PM |
Budro | $25.00 | 12/12/2012 6:36:50 PM |
beachfunder | $52.00 | 12/12/2012 7:03:21 PM |
Sweaty-Butt-Crack | $40.00 | 12/12/2012 6:09:53 PM |
first-wampum-gazer | $2,000.00 | 12/12/2012 7:06:36 PM |
dynadave | $83.00 | 12/12/2012 7:28:06 PM |
nonattender | $25.00 | 12/12/2012 5:13:26 PM |
ferocious-kindness8 | $35.00 | 12/12/2012 5:40:28 PM |
DreisersFinancier | $50.00 | 12/12/2012 5:07:38 PM |
rate-advocator7 | $250.00 | 12/12/2012 5:19:44 PM |
DasMula | $25.00 | 12/12/2012 5:24:48 PM |
slowgains | $25.00 | 12/12/2012 5:36:27 PM |
worthy-bid8 | $100.00 | 12/12/2012 5:59:02 PM |
blue111 | $25.00 | 12/12/2012 5:34:32 PM |
deal-selector5 | $25.00 | 12/12/2012 5:50:06 PM |
Tscheddar | $25.00 | 12/12/2012 6:00:25 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
685335
This series of Notes was issued and sold upon the funding of the borrower loan #79032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Dec-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $100.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 7% |
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,365 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| theambulancegirl |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 1
( 3% )
| 660-679
(Oct-2009)
580-599
(Oct-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...finish remodeling my house. I have completely reinsulated, installed new electrical and plumbing as well as a new furnace and windows. I will be reroofing the house soon and then need to sheetrock and do trim and doors. That is what the funds will be used for.
My financial situation:
I am a good candidate for this loan because...I have never defaulted on a loan. I had another loan through Prosper a few years back and repayed in full. I sold the house I lived in at that time and now live in a smaller home that is a better financial choice. Thanks for looking and helping! My girls and I appreciate it.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.34 | 12/11/2012 9:02:42 AM |
prudent-dough458 | $25.00 | 12/11/2012 9:06:00 AM |
bazaar-tulip | $25.00 | 12/11/2012 9:07:37 AM |
janeybooboo | $75.00 | 12/11/2012 9:58:42 AM |
entertaining-rate9 | $25.00 | 12/11/2012 9:12:52 AM |
TWGCJ | $25.00 | 12/11/2012 9:59:46 AM |
Boca | $25.00 | 12/11/2012 9:19:22 AM |
Mikale360 | $25.00 | 12/11/2012 10:28:40 AM |
The-CAPS-fan | $25.00 | 12/11/2012 9:04:39 AM |
DreisersFinancier | $50.00 | 12/11/2012 9:57:52 AM |
thankful-nickel2 | $55.55 | 12/11/2012 10:09:03 AM |
witch-one | $25.00 | 12/11/2012 1:01:58 PM |
OGS_Capital | $25.00 | 12/11/2012 10:13:50 AM |
payout-paladin3 | $750.00 | 12/11/2012 10:19:15 AM |
thehousewife | $25.00 | 12/11/2012 10:28:37 AM |
a-finance-nirvana | $25.00 | 12/11/2012 10:35:44 AM |
Dan4703 | $25.00 | 12/11/2012 11:35:39 AM |
gdpylz | $25.01 | 12/11/2012 12:55:12 PM |
toblerone | $25.00 | 12/11/2012 10:51:47 AM |
Beechturner | $30.00 | 12/11/2012 10:59:34 AM |
FORESTCITYCAPITAL | $25.00 | 12/11/2012 11:45:14 AM |
justchecking999 | $25.00 | 12/11/2012 11:47:37 AM |
kindness-lesson1 | $50.00 | 12/11/2012 1:15:21 PM |
sflash | $25.00 | 12/11/2012 1:58:17 PM |
best-tenacious-revenue | $25.00 | 12/11/2012 2:02:39 PM |
encouraging-fund | $25.00 | 12/11/2012 2:05:45 PM |
payout-paladin3 | $210.00 | 12/11/2012 2:18:20 PM |
RGlad | $100.00 | 12/11/2012 10:01:02 AM |
Zolton | $300.00 | 12/11/2012 9:29:14 AM |
Vegasjim | $25.00 | 12/11/2012 9:38:33 AM |
secureincome | $555.00 | 12/11/2012 9:37:25 AM |
mcs86d | $25.00 | 12/11/2012 11:07:53 AM |
immaculate-return25 | $25.00 | 12/11/2012 9:57:03 AM |
Fitiwalt7 | $25.00 | 12/11/2012 9:58:31 AM |
HRVRfunding | $73.84 | 12/11/2012 12:35:41 PM |
Sagamore | $50.00 | 12/11/2012 10:37:01 AM |
CreditBuilder2 | $25.01 | 12/11/2012 11:09:01 AM |
slimof37 | $25.00 | 12/11/2012 11:21:48 AM |
availableloan | $25.00 | 12/11/2012 11:45:52 AM |
red-active-note | $25.00 | 12/11/2012 12:15:07 PM |
MoneyForNothing | $0.25 | 12/11/2012 2:18:56 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
685387
This series of Notes was issued and sold upon the funding of the borrower loan #78927, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Dec-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $173.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 9% |
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 38y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $907 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| lilac03 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2012)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Business
Purpose of loan:
This loan will be used to...complete work (research and travel) to complete a major book I am writing. My last published book has provided me with over $75,000 in royalties.
My financial situation:
I am a good candidate for this loan because of my track record (last three published books have all made me more than 20K apiece.
Monthly net income: $14,200
Monthly expenses: $14,100
Housing: $3,441
Insurance: $11,648
Car expenses: $1,000 (month)
Utilities: $600
Phone, cable, internet: $572
Food, entertainment: $1,500
Clothing, household expenses: $1,000
Credit cards and other loans: $4,000
Other expenses: $1,000 (home maintenance, charity, tax prep, grooming, dogcare, etc)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Sagamore | $50.00 | 12/10/2012 5:14:41 PM |
zipemdown | $25.00 | 12/10/2012 5:06:50 PM |
truth-chooser1 | $25.00 | 12/10/2012 6:03:40 PM |
superb-funds335 | $25.00 | 12/10/2012 6:08:24 PM |
joelnet | $25.00 | 12/10/2012 6:57:17 PM |
bold-social-widget | $25.00 | 12/10/2012 7:08:57 PM |
daw1878 | $25.00 | 12/10/2012 5:48:13 PM |
magnetic-duty4 | $25.00 | 12/10/2012 5:49:13 PM |
yield-lion2 | $50.00 | 12/10/2012 6:07:51 PM |
dkjl | $25.00 | 12/10/2012 9:58:31 PM |
cjames84 | $25.00 | 12/11/2012 3:43:20 AM |
treasure-hunter270 | $50.00 | 12/11/2012 8:32:25 AM |
foothillender | $25.00 | 12/11/2012 7:30:24 AM |
guild261 | $25.00 | 12/11/2012 7:31:39 AM |
heavenly-interest9 | $1,000.00 | 12/11/2012 9:40:38 AM |
treasure-bliss | $50.00 | 12/11/2012 3:13:32 AM |
fabulous-community4 | $50.00 | 12/11/2012 9:57:55 AM |
kenji4861 | $25.00 | 12/11/2012 9:36:11 AM |
Bank42 | $25.00 | 12/11/2012 11:18:15 AM |
usaUmp | $75.00 | 12/11/2012 12:23:00 PM |
vanklein | $25.00 | 12/11/2012 10:49:45 AM |
ingenious-yield3 | $25.00 | 12/11/2012 1:13:52 PM |
Wrats6 | $25.00 | 12/11/2012 4:56:35 PM |
Odyssey77 | $25.00 | 12/11/2012 5:33:09 PM |
zorg77 | $50.00 | 12/11/2012 6:16:32 PM |
transaction-seahorse0 | $25.00 | 12/11/2012 5:53:30 PM |
payment-halo | $50.00 | 12/11/2012 6:24:16 PM |
mdree | $45.00 | 12/12/2012 5:51:57 AM |
slowgains | $25.00 | 12/11/2012 7:10:46 PM |
integrity-doctor | $100.00 | 12/12/2012 6:52:49 AM |
euro-eagle1 | $25.50 | 12/12/2012 7:33:58 AM |
ChoiceInvestments | $28.00 | 12/11/2012 9:21:43 PM |
CoolPlexer | $25.00 | 12/11/2012 10:02:26 PM |
Christus_Victor | $25.00 | 12/11/2012 10:35:32 PM |
bitterroot_mt | $29.63 | 12/12/2012 10:07:41 AM |
bailey7563 | $25.00 | 12/12/2012 8:10:58 AM |
the-sharp-openness | $25.00 | 12/12/2012 10:19:22 AM |
robust-money141 | $100.00 | 12/12/2012 1:28:46 PM |
inveztor | $32.56 | 12/12/2012 2:47:35 PM |
MoneyForNothing | $25.02 | 12/10/2012 5:25:54 PM |
WalnutCreekguy | $50.00 | 12/10/2012 5:35:05 PM |
selector568 | $300.00 | 12/10/2012 5:43:44 PM |
ProsprousLender | $25.00 | 12/10/2012 5:06:15 PM |
first-balance-neutron | $25.00 | 12/10/2012 6:24:41 PM |
return-point2 | $100.00 | 12/10/2012 5:50:39 PM |
valiant-return584 | $50.00 | 12/10/2012 5:21:33 PM |
Tscheddar | $25.00 | 12/10/2012 6:38:55 PM |
LuvToLend | $25.00 | 12/10/2012 6:11:58 PM |
BostonCapital | $100.00 | 12/10/2012 6:18:27 PM |
liberty-tostada7 | $25.00 | 12/10/2012 7:37:17 PM |
FriendInSeattle | $100.00 | 12/10/2012 7:59:45 PM |
DreisersFinancier | $50.00 | 12/10/2012 6:33:19 PM |
open-minded-p2p1 | $25.00 | 12/10/2012 6:42:20 PM |
first-serene-credit | $25.00 | 12/11/2012 8:32:27 AM |
handy-justice | $25.00 | 12/11/2012 8:57:03 AM |
Christophe | $25.00 | 12/11/2012 7:28:18 AM |
money-baron-roth-IRA | $50.00 | 12/11/2012 9:01:22 AM |
Risk4Reward | $25.00 | 12/11/2012 10:42:05 AM |
FinanceEngine | $60.00 | 12/11/2012 3:23:59 PM |
DevinHill_IRA | $25.00 | 12/11/2012 10:37:00 AM |
truth-companion | $25.00 | 12/11/2012 10:48:59 AM |
Winged_Inspirations | $25.00 | 12/11/2012 11:18:21 AM |
the-wealth-taxi | $25.00 | 12/11/2012 4:45:31 PM |
Edakers | $25.00 | 12/11/2012 1:50:25 PM |
marketplace-conductor886 | $100.00 | 12/11/2012 2:44:12 PM |
kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:28 PM |
DonaldColorado | $100.00 | 12/11/2012 6:28:08 PM |
dynrep | $50.00 | 12/11/2012 6:25:25 PM |
01a_MrUSC_IRA | $25.00 | 12/11/2012 5:54:49 PM |
SecondChanceLendingSERV | $26.90 | 12/12/2012 6:39:50 AM |
DoctorJoe | $25.00 | 12/11/2012 6:17:17 PM |
rupee-universe | $25.00 | 12/11/2012 11:37:19 PM |
CA-Lender | $25.00 | 12/12/2012 6:20:30 AM |
buddy486 | $40.00 | 12/12/2012 6:57:48 AM |
Beechturner | $30.00 | 12/12/2012 4:41:02 AM |
finagler | $25.00 | 12/12/2012 9:26:48 AM |
contract-amigo7 | $25.00 | 12/12/2012 7:27:42 AM |
Bob450 | $25.00 | 12/12/2012 10:27:00 AM |
djh47a | $50.00 | 12/12/2012 12:59:23 PM |
Leshan | $87.45 | 12/12/2012 5:16:30 PM |
olin5 | $40.20 | 12/12/2012 5:26:13 PM |
illinois_joe | $29.74 | 12/12/2012 4:11:08 PM |
lucrative-loan | $100.00 | 12/12/2012 2:58:23 PM |
83 Investments
|
Borrower Payment Dependent Notes Series
685843
This series of Notes was issued and sold upon the funding of the borrower loan #79357, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Dec-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 29.97% |
Borrower rate/APR:
| 30.97% / 33.71% |
Monthly payment:
| $131.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 13.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 54% |
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
20 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,950 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| flexible-responsibility276 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 37 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $16,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Nov-2011)
720-739
(Mar-2010)
|
Principal balance:
| $7,101.50 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 37 | | |
Description
2nd time Prosper Borrower
Purpose of loan:
This loan will be used to consolidate a couple of credit cards. The monthly payment will be close to the same but I would have a definitive end to when that debt would be paid off.
My financial situation:
I am a good candidate for this loan because I have another Prosper loan and have never been late on it.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $200.00 | 12/12/2012 2:23:10 PM |
green-trade-dolphin | $50.52 | 12/12/2012 9:01:40 AM |
janeybooboo | $50.00 | 12/12/2012 9:02:04 AM |
MoneyForNothing | $40.37 | 12/12/2012 9:02:48 AM |
benjamins-rumbler | $50.00 | 12/12/2012 9:05:06 AM |
felicity-contributor3 | $35.00 | 12/12/2012 9:12:25 AM |
LuvToLend | $25.00 | 12/12/2012 9:15:22 AM |
trumpeter5 | $25.00 | 12/12/2012 9:02:25 AM |
DasMula | $25.00 | 12/12/2012 9:04:28 AM |
LittleMingo | $40.00 | 12/12/2012 9:08:32 AM |
Forward-Looking | $25.00 | 12/12/2012 9:12:08 AM |
the-respectful-transaction | $25.00 | 12/12/2012 9:58:41 AM |
money-baron | $100.00 | 12/12/2012 10:08:51 AM |
loan-fate | $50.00 | 12/12/2012 9:03:08 AM |
shawnw2 | $400.00 | 12/12/2012 10:14:48 AM |
valiant-return584 | $50.00 | 12/12/2012 9:50:42 AM |
Bob450 | $25.00 | 12/12/2012 10:23:16 AM |
thehousewife | $100.00 | 12/12/2012 10:25:44 AM |
jiftostada | $25.00 | 12/12/2012 9:59:10 AM |
NekHoldings | $25.00 | 12/12/2012 9:18:40 AM |
servnyou | $30.00 | 12/12/2012 10:48:29 AM |
gain-chosen-one081 | $25.00 | 12/12/2012 9:23:57 AM |
Peleadona | $25.00 | 12/12/2012 10:54:00 AM |
RGlad | $100.00 | 12/12/2012 9:32:53 AM |
gotjack-IRA | $25.03 | 12/12/2012 12:48:43 PM |
cr8on | $30.00 | 12/12/2012 9:47:05 AM |
thrilling-point2 | $40.00 | 12/12/2012 9:47:41 AM |
octoberfresh | $25.00 | 12/12/2012 10:41:09 AM |
graceful-investment | $60.00 | 12/12/2012 11:17:59 AM |
Ocean713 | $75.00 | 12/12/2012 11:27:40 AM |
respectful-dough429 | $25.00 | 12/12/2012 11:34:21 AM |
Rip128 | $100.00 | 12/12/2012 11:42:27 AM |
careful-vigilance4 | $25.00 | 12/12/2012 10:21:05 AM |
innovator2 | $50.00 | 12/12/2012 10:32:45 AM |
myutmost | $60.00 | 12/12/2012 10:34:56 AM |
balance-force | $28.00 | 12/12/2012 1:53:01 PM |
credit-guard5 | $25.00 | 12/12/2012 3:16:24 PM |
contract-lionheart | $50.00 | 12/12/2012 11:44:34 AM |
ethical-truth211 | $235.67 | 12/12/2012 3:36:49 PM |
gain-equator | $25.00 | 12/12/2012 9:02:28 AM |
handy-justice | $50.00 | 12/12/2012 9:02:18 AM |
bullish2bearish | $25.98 | 12/12/2012 9:02:29 AM |
trumpeter391 | $50.00 | 12/12/2012 9:13:38 AM |
purposeful-durability8 | $100.00 | 12/12/2012 9:14:52 AM |
five-star-note | $200.00 | 12/12/2012 9:36:46 AM |
bmw2 | $36.00 | 12/12/2012 9:02:40 AM |
thankful-nickel2 | $43.00 | 12/12/2012 9:50:04 AM |
power-spartan5 | $25.00 | 12/12/2012 9:51:34 AM |
Banker2OO7 | $75.00 | 12/12/2012 10:27:03 AM |
fuse136 | $25.00 | 12/12/2012 9:23:59 AM |
slowgains | $25.00 | 12/12/2012 11:21:07 AM |
The-Helper | $25.00 | 12/12/2012 11:40:15 AM |
promise2 | $25.00 | 12/12/2012 12:07:59 PM |
truth-companion | $100.00 | 12/12/2012 10:48:51 AM |
kind-lovely-marketplace | $50.00 | 12/12/2012 9:55:40 AM |
graceful-D4Sinvestment | $60.00 | 12/12/2012 10:54:30 AM |
PrimeFunding | $25.00 | 12/12/2012 9:59:22 AM |
Sunshine2222 | $25.00 | 12/12/2012 10:00:09 AM |
zipemdown | $25.00 | 12/12/2012 10:02:18 AM |
graceful-IRAinvestment | $60.00 | 12/12/2012 11:09:06 AM |
Silver_Rupee | $25.00 | 12/12/2012 10:13:16 AM |
Dubbs360 | $50.00 | 12/12/2012 10:39:24 AM |
jkeller4000 | $25.00 | 12/12/2012 10:41:58 AM |
moneylender25 | $25.00 | 12/12/2012 10:50:56 AM |
brightest-organized-balance | $25.00 | 12/12/2012 1:54:09 PM |
gondeee | $25.00 | 12/12/2012 10:58:36 AM |
economy-ringleader048 | $25.00 | 12/12/2012 3:15:42 PM |
lowrater | $50.40 | 12/12/2012 11:01:59 AM |
transparency-position | $200.00 | 12/12/2012 11:12:56 AM |
CreditBuilder2 | $25.03 | 12/12/2012 11:24:50 AM |
first-dinero-igloo | $25.00 | 12/12/2012 12:01:35 PM |
matthewa | $25.00 | 12/12/2012 1:29:14 PM |
72 Investments
|
Borrower Payment Dependent Notes Series
685993
This series of Notes was issued and sold upon the funding of the borrower loan #78999, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-12-2012 |
Term:
| 12 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 11.79% |
Borrower rate/APR:
| 12.79% / 18.53% |
Monthly payment:
| $178.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.09% | | |
| |
Estimated return*:
| 5.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,730 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 53 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| community-machine2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan:
This loan will be used to...attend a friend's wedding oversea
My financial situation:
I am a good candidate for this loan because...I will pay off on time
Monthly net income: $ 7416
Monthly expenses: $
Housing: $ 1650
Insurance: $ 58
Car expenses: $0
Utilities: $100
Phone, cable, internet: $105
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $436
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BostonCapital | $100.00 | 12/12/2012 9:20:57 AM |
kind-lovely-marketplace | $50.00 | 12/12/2012 9:54:59 AM |
bowdish1 | $25.00 | 12/12/2012 9:31:02 AM |
bazaar-tulip | $25.00 | 12/12/2012 9:35:24 AM |
toblerone | $25.00 | 12/12/2012 9:43:33 AM |
Azonic21 | $25.00 | 12/12/2012 10:12:30 AM |
IPG1 | $25.00 | 12/12/2012 9:53:53 AM |
healthy-peace427 | $100.00 | 12/12/2012 9:54:01 AM |
kinetic-loot436 | $30.00 | 12/12/2012 10:38:37 AM |
money-hercules4 | $100.00 | 12/12/2012 9:19:17 AM |
DreisersFinancier | $50.00 | 12/12/2012 10:17:57 AM |
Ocean713 | $75.00 | 12/12/2012 12:19:47 PM |
Ready2Loan | $30.00 | 12/12/2012 10:51:46 AM |
Shomee_dmoney | $25.00 | 12/12/2012 9:04:21 PM |
brilliance258 | $25.00 | 12/12/2012 9:58:39 PM |
LODenterprises | $25.00 | 12/13/2012 4:11:11 PM |
und | $25.00 | 12/13/2012 1:23:56 PM |
prudent-dough458 | $25.00 | 12/13/2012 5:44:19 PM |
gain-expert | $33.90 | 12/13/2012 4:11:30 PM |
coin-flow541 | $67.42 | 12/13/2012 6:04:10 PM |
Avicell | $25.00 | 12/13/2012 6:22:01 PM |
hitsman | $50.00 | 12/13/2012 6:23:17 PM |
CashTime | $30.00 | 12/13/2012 6:16:59 PM |
valiant-return584 | $50.00 | 12/12/2012 9:50:45 AM |
fmanjoo | $25.00 | 12/12/2012 9:16:29 AM |
sun818 | $25.00 | 12/12/2012 9:22:22 AM |
note-willow8 | $25.00 | 12/12/2012 9:32:34 AM |
Edakers | $25.00 | 12/12/2012 10:55:23 AM |
openness-saver9 | $25.00 | 12/12/2012 9:29:08 AM |
immaculate-return25 | $25.00 | 12/12/2012 9:39:46 AM |
green28 | $75.00 | 12/12/2012 10:40:57 AM |
djh47a | $50.00 | 12/12/2012 12:55:43 PM |
integrity-enrichment2 | $30.00 | 12/12/2012 5:45:06 PM |
durable-deal2 | $25.00 | 12/12/2012 8:02:38 PM |
a-finance-nirvana | $25.00 | 12/13/2012 9:59:45 AM |
rakem777 | $25.00 | 12/13/2012 10:07:08 AM |
newest-generous-income | $25.00 | 12/13/2012 10:20:13 AM |
bill-tent1 | $50.00 | 12/13/2012 12:22:39 PM |
smart-platinum7 | $80.88 | 12/13/2012 3:30:02 PM |
greenback-frog7 | $25.00 | 12/13/2012 3:31:08 PM |
equitable-capital758 | $397.80 | 12/13/2012 6:32:20 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
686037
This series of Notes was issued and sold upon the funding of the borrower loan #78930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,300.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $82.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 15y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52,274 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| studious-value4 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2011)
|
Principal balance:
| $2,398.65 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I currently have one loan that I have been paying on since May 2011 and have never missed a payment. Actually, I have always paid early and paid more than my payment amount. I am getting this current loan to pay off the first loan at a much lower interst rate to pay it off quicker. My payment history should speak for itself.
Thank-you for your support when times were/are tough.
Monthly net income: $7000.00
Monthly expenses: $150 - 250.00
Housing: $house payment is 1765.00 which my husband pays.
Insurance: $135.00
Car expenses: $0
Utilities: $300
Phone, cable, internet: $120
Food, entertainment: $150.00
Clothing, household expenses: $175.00
Credit cards and other loans: $500
Other expenses: $225.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.18 | 12/12/2012 5:03:42 PM |
nonattender | $25.00 | 12/12/2012 5:04:13 PM |
formula842 | $25.00 | 12/12/2012 5:08:01 PM |
payout-paladin3 | $750.00 | 12/12/2012 6:13:14 PM |
Tscheddar | $25.00 | 12/12/2012 5:49:21 PM |
serene-capital | $40.00 | 12/12/2012 6:12:33 PM |
secureincome | $555.00 | 12/12/2012 5:28:43 PM |
transparency-position | $133.00 | 12/12/2012 6:03:52 PM |
felicity-contributor3 | $25.00 | 12/12/2012 5:07:18 PM |
valiant-return584 | $50.00 | 12/12/2012 6:15:20 PM |
return-point2 | $100.00 | 12/12/2012 5:58:32 PM |
DreisersFinancier | $50.00 | 12/12/2012 5:07:40 PM |
zipemdown | $25.00 | 12/12/2012 5:11:38 PM |
Beechturner | $25.00 | 12/12/2012 5:30:17 PM |
entertaining-rate9 | $25.00 | 12/12/2012 5:53:31 PM |
bazaar-tulip | $25.00 | 12/12/2012 6:12:57 PM |
ethical-truth211 | $396.82 | 12/12/2012 6:16:30 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
686467
This series of Notes was issued and sold upon the funding of the borrower loan #79433, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $75.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 16% |
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $372 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-value-launcher |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...upgrade the value of my home by finishing my basement, making it another room, in return will add more square footage to my house.
My financial situation:
I am a good candidate for this loan because...I have never made a late payment on my bills and I am in training for a store manager position, which will add 20,000 more a year to my income by February of 2013.
Monthly net income: $ 2600
Monthly expenses: $
Housing: $ 789
Insurance: $ 200
Car expenses: $ 242
Utilities: $ 150
Phone, cable, internet: $ 44
Food, entertainment: $ 100
Clothing, household expenses: $
Credit cards and other loans: $ 50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $25.00 | 12/12/2012 7:51:57 PM |
DreisersFinancier | $50.00 | 12/12/2012 5:07:41 PM |
toblerone | $25.00 | 12/12/2012 5:11:49 PM |
CK1 | $25.00 | 12/12/2012 5:09:28 PM |
valiant-return584 | $50.00 | 12/12/2012 6:15:22 PM |
CFOGO | $25.00 | 12/13/2012 5:02:28 AM |
gotjack-IRA | $25.02 | 12/12/2012 8:09:02 PM |
commerce-venture1 | $25.00 | 12/13/2012 1:27:08 AM |
reaction18 | $25.02 | 12/12/2012 8:07:06 PM |
radiant-dollar9 | $200.00 | 12/13/2012 12:29:09 PM |
transaction-seahorse0 | $25.00 | 12/13/2012 12:31:58 PM |
WalnutCreekguy | $50.00 | 12/13/2012 5:24:17 PM |
exciting-fairness | $200.00 | 12/13/2012 2:38:50 PM |
Madtownwriter | $25.00 | 12/13/2012 3:20:47 PM |
trumpeter391 | $25.00 | 12/13/2012 3:33:28 PM |
prudent-bid3 | $35.45 | 12/13/2012 6:18:19 PM |
prudent-dough458 | $25.00 | 12/13/2012 5:44:21 PM |
return-point2 | $100.00 | 12/13/2012 5:54:33 PM |
BostonCapital | $100.00 | 12/12/2012 5:38:09 PM |
Tscheddar | $25.00 | 12/12/2012 6:00:26 PM |
zipemdown | $25.00 | 12/12/2012 5:11:40 PM |
bazaar-tulip | $25.00 | 12/12/2012 6:13:05 PM |
Edakers | $25.00 | 12/12/2012 6:53:17 PM |
treasure-bliss | $25.00 | 12/13/2012 3:48:57 AM |
scholarly-order6 | $50.00 | 12/13/2012 9:34:45 AM |
RGlad | $114.51 | 12/13/2012 9:36:48 AM |
cahjoon | $25.00 | 12/13/2012 9:28:41 AM |
affluence-microscope2 | $200.00 | 12/13/2012 12:06:40 PM |
kind-lovely-marketplace | $50.00 | 12/13/2012 12:19:13 PM |
palu2619 | $25.00 | 12/13/2012 12:24:47 PM |
riskreward | $250.00 | 12/13/2012 12:33:09 PM |
moneylender25 | $25.00 | 12/13/2012 5:13:00 PM |
first-friendly-listing | $50.00 | 12/13/2012 5:57:48 PM |
6515Wheat | $25.00 | 12/13/2012 4:38:28 PM |
34 Investments
|