Sales Report:Supplement No. 12 dated Sep 28, 2012 to Prospectus dated Jul 19, 2012File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 19, 2012 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 19, 2012 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
562844
This series of Notes was issued and sold upon the funding of the borrower loan #75052, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $51.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 27% |
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
8 | Length of status: | 33y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,517 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| boots38 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 67 ( 99% )
| 720-739 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 1
( 1% )
| 660-679
(Nov-2009)
640-659
(Oct-2007)
|
Principal balance:
| $153.04 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 68 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off a few high interest cards
My financial situation: Share Advantage
I am a good candidate for this loan because...i have paid off loans here in the past
Monthly net income: $ 3800
Monthly expenses: $
Housing: $450
Insurance: $ 390
Car expenses: $ 100
Utilities: $ 40
Phone, cable, internet: $ 80
Food, entertainment: $ 300
Clothing, household expenses: $ 50
Credit cards and other loans: $ 150
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
commerce-venture1 | $36.43 | 9/21/2012 5:01:04 PM |
first-careful-currency | $300.00 | 9/21/2012 5:02:04 PM |
benevolent-transaction090 | $50.00 | 9/21/2012 5:02:15 PM |
felicity-contributor3 | $35.00 | 9/21/2012 5:01:35 PM |
williemc44 | $25.00 | 9/21/2012 5:02:33 PM |
Reddress4u | $25.00 | 9/21/2012 5:03:57 PM |
newest-currency-vibrato | $25.00 | 9/21/2012 5:08:12 PM |
benevolent-loot5 | $200.00 | 9/21/2012 5:09:46 PM |
100units | $200.00 | 9/21/2012 5:09:05 PM |
sweety075 | $25.00 | 9/21/2012 5:00:59 PM |
lakshmilila | $25.00 | 9/21/2012 5:01:58 PM |
affluence-microscope2 | $200.00 | 9/21/2012 5:03:09 PM |
phenomenal-rate1 | $500.00 | 9/21/2012 5:04:42 PM |
silmnzs | $25.00 | 9/21/2012 5:05:25 PM |
trade-boots1 | $100.00 | 9/21/2012 5:06:02 PM |
mckhbnpc | $50.00 | 9/21/2012 5:06:18 PM |
rolpn | $25.00 | 9/21/2012 5:06:23 PM |
unrelenting-auction7 | $25.00 | 9/21/2012 5:08:35 PM |
trumpeter5 | $25.00 | 9/21/2012 5:02:55 PM |
__A1B2 | $25.05 | 9/21/2012 5:01:40 PM |
dkjl | $31.79 | 9/21/2012 5:01:51 PM |
methodical-interest039 | $35.00 | 9/21/2012 5:03:20 PM |
gravbox | $25.00 | 9/21/2012 5:07:56 PM |
enchanted-note14 | $25.00 | 9/21/2012 5:09:04 PM |
MoneyForNothing | $100.67 | 9/21/2012 5:03:30 PM |
Amphipolis | $50.00 | 9/21/2012 5:05:59 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
606994
This series of Notes was issued and sold upon the funding of the borrower loan #75527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,208.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-15-2012 |
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $441.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 22y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $84,576 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| duty-giant0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2011)
|
Principal balance:
| $7,791.14 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to combine debt to lower my overall monthly expenses
My financial situation:
I am a good candidate for this loan because I have not defaulted on payments and make all of them on time.
Monthly net income: $7,100
Housing: $1,300
Car expenses: $450
Utilities: $300
Credit cards and other loans: $3,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
integrity-coyote | $25.00 | 9/15/2012 12:01:22 PM |
the-auction-firestarter | $25.00 | 9/15/2012 12:02:08 PM |
blivet1970 | $25.00 | 9/15/2012 12:02:40 PM |
Batman518 | $25.00 | 9/15/2012 12:03:03 PM |
benjamins-utopia | $46.00 | 9/15/2012 12:03:13 PM |
6moonbeams | $50.00 | 9/15/2012 12:03:21 PM |
green-trade-dolphin2 | $28.43 | 9/15/2012 12:03:46 PM |
gracej | $25.00 | 9/15/2012 12:04:46 PM |
DirtyJenga | $25.00 | 9/15/2012 12:05:01 PM |
pound-brilliance | $50.00 | 9/15/2012 12:05:06 PM |
hopethisworks | $25.00 | 9/15/2012 12:07:48 PM |
exact-loan5 | $35.00 | 9/15/2012 12:08:08 PM |
rickp | $25.00 | 9/15/2012 12:08:58 PM |
melodious-fairness | $50.00 | 9/15/2012 12:09:42 PM |
cattlebaron | $25.00 | 9/15/2012 12:02:41 PM |
jamiee73 | $25.00 | 9/15/2012 12:03:59 PM |
community-burrito9 | $35.00 | 9/15/2012 12:04:35 PM |
drcoop | $25.00 | 9/15/2012 12:07:44 PM |
Tylerh | $250.00 | 9/15/2012 12:04:27 PM |
vigilance-revolutionary | $50.00 | 9/15/2012 12:08:37 PM |
greenback-investor7 | $100.00 | 9/15/2012 12:08:57 PM |
jscope | $25.00 | 9/15/2012 12:09:58 PM |
RGlad | $200.00 | 9/15/2012 12:10:48 PM |
tylerfd | $50.00 | 9/15/2012 12:02:11 PM |
MoneyForNothing | $25.12 | 9/15/2012 12:02:36 PM |
worth-blanket2 | $15,487.00 | 9/15/2012 12:02:58 PM |
orange-courageous-dedication | $25.00 | 9/15/2012 12:04:31 PM |
scholarly-order6 | $125.00 | 9/15/2012 12:05:20 PM |
community-bee | $39.00 | 9/15/2012 12:00:51 PM |
selfmademan | $25.00 | 9/15/2012 12:01:06 PM |
krisran | $50.00 | 9/15/2012 12:03:47 PM |
kyomoon | $50.00 | 9/15/2012 12:10:47 PM |
unassassinable | $25.00 | 9/15/2012 12:02:19 PM |
ready-justice7 | $50.00 | 9/15/2012 12:05:31 PM |
felicity-contributor3 | $25.00 | 9/15/2012 12:06:35 PM |
treasure-pipeline | $25.00 | 9/15/2012 12:06:42 PM |
Astyanax | $12.45 | 9/15/2012 12:10:59 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
607542
This series of Notes was issued and sold upon the funding of the borrower loan #75287, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 22.26% |
Borrower rate/APR:
| 23.26% / 25.79% |
Monthly payment:
| $226.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.73% | | |
| |
Estimated return*:
| 14.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 8y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 58 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,631 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| calltond |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2011)
740-759
(Sep-2010)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Investment Propety Purchase
I will be using this loan for the purchase of an investment propety. This will be my 4th rental property and the others have been very successful so far.
I have a lot of rental income vs expenses. I will detail my entire situation below and include expenses of all 3 current houses in my calculations. Also, I work full-time.
Monthly net income: 4500 (2200 rents, 2300 take home job income)
Monthly expenses: $ 3637
Housing: 1577 (includes taxes, insurance, and payments for all 3 houses and mine)
Insurance: 60
Car expenses: 400
Utilities: 200
Phone, cable, internet: 100
Food, entertainment: 500
Clothing, household expenses: 200
Credit cards and other loans: 400
Other expenses: 200
I feel like I've been pretty generous in estimating my bills as well. I am in a pretty solid financial position right now. I will be increasing my income with this property as well. Thank you for reviewing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-missile | $135.00 | 9/26/2012 9:05:40 AM |
williemc44 | $25.00 | 9/26/2012 9:00:45 AM |
EFS | $300.00 | 9/26/2012 9:00:53 AM |
green-gain-delight | $25.00 | 9/26/2012 9:05:31 AM |
adventurer447 | $300.00 | 9/26/2012 9:05:41 AM |
fortytwo | $150.00 | 9/26/2012 9:00:32 AM |
XP | $25.00 | 9/26/2012 9:01:23 AM |
bullish2bearish | $80.00 | 9/26/2012 9:01:47 AM |
networks4ever | $25.00 | 9/26/2012 9:02:04 AM |
DasMula | $100.00 | 9/26/2012 9:03:40 AM |
bazaar-tulip | $25.00 | 9/26/2012 9:04:38 AM |
Dont_Worry_Be_Happy | $25.00 | 9/26/2012 9:00:58 AM |
scholarly-order6 | $100.00 | 9/26/2012 9:01:32 AM |
Zane314 | $26.00 | 9/26/2012 9:02:35 AM |
StPong | $25.00 | 9/26/2012 9:02:57 AM |
janeybooboo | $75.00 | 9/26/2012 9:05:55 AM |
DasMula | $100.00 | 9/26/2012 9:04:02 AM |
RGlad | $150.00 | 9/26/2012 9:05:33 AM |
worth-blanket2 | $7,200.00 | 9/26/2012 9:05:57 AM |
Bob450 | $25.00 | 9/26/2012 9:00:46 AM |
LENDO-CALRISSIAN | $25.00 | 9/26/2012 9:01:14 AM |
transaction-hugger4 | $100.00 | 9/26/2012 9:03:33 AM |
caper945 | $100.00 | 9/26/2012 9:03:54 AM |
Hambone1111 | $25.00 | 9/26/2012 9:00:37 AM |
bnlforever | $25.00 | 9/26/2012 9:05:24 AM |
affluence-microscope2 | $200.00 | 9/26/2012 9:02:29 AM |
Milonguero | $100.00 | 9/26/2012 9:02:46 AM |
Hippo-IRA1 | $30.00 | 9/26/2012 9:03:26 AM |
thrilling-fund427 | $50.00 | 9/26/2012 9:05:38 AM |
CA-Lender | $25.00 | 9/26/2012 9:05:56 AM |
30 Investments
|
Borrower Payment Dependent Notes Series
610970
This series of Notes was issued and sold upon the funding of the borrower loan #75120, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $472.75 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 34% |
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,219 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| finance-inspector5 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt to improve my credit rating.
My financial situation:
I am a good candidate for this loan because I have been employed at my current job for 6 years and maitain a steady income. I always pay my bills on time and always more than the minimum. I just want to be done with credit card debt and start fresh.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
mindful-generosity1 | $50.00 | 9/25/2012 5:24:44 PM |
excellent-funds649 | $50.00 | 9/25/2012 5:27:46 PM |
Castellan | $50.00 | 9/25/2012 5:20:53 PM |
j2ee | $50.00 | 9/25/2012 5:27:17 PM |
auction-sage | $100.00 | 9/25/2012 5:37:06 PM |
bazaar-tulip | $25.00 | 9/25/2012 5:31:25 PM |
imogen22 | $50.00 | 9/25/2012 5:32:11 PM |
tenacious-affluence | $25.00 | 9/25/2012 5:34:07 PM |
EnglishGeekInNYC | $25.00 | 9/25/2012 5:43:54 PM |
velocityasaurus-rex4 | $100.00 | 9/25/2012 5:59:39 PM |
kenji4861 | $25.00 | 9/25/2012 5:59:47 PM |
blot44 | $25.00 | 9/25/2012 5:59:47 PM |
rupee-prairie | $30.00 | 9/25/2012 6:25:17 PM |
Taxman44 | $25.00 | 9/25/2012 6:39:26 PM |
hopeful_lender | $100.00 | 9/25/2012 6:32:46 PM |
spoolin18t | $100.00 | 9/26/2012 7:16:54 AM |
california111 | $100.00 | 9/25/2012 10:54:48 PM |
friendinmoney | $25.00 | 9/26/2012 8:39:32 AM |
Leshan | $50.00 | 9/26/2012 7:25:51 AM |
social-pear9 | $50.00 | 9/26/2012 8:37:57 AM |
Kyjamune | $25.00 | 9/26/2012 9:06:28 AM |
Plutis | $25.00 | 9/26/2012 9:06:51 AM |
market-assembler | $100.00 | 9/26/2012 9:38:35 AM |
radforj22 | $100.00 | 9/26/2012 10:03:02 AM |
Leopoldine | $26.00 | 9/26/2012 10:47:32 AM |
compatible-deal9 | $50.00 | 9/26/2012 4:13:05 PM |
american6 | $50.00 | 9/26/2012 10:55:01 AM |
samurai2 | $25.00 | 9/26/2012 12:21:31 PM |
betterthanstock | $30.00 | 9/26/2012 4:54:36 PM |
silver-explorer6 | $25.00 | 9/26/2012 5:01:28 PM |
durability-slingshot2 | $53.00 | 9/26/2012 5:39:50 PM |
jubilant-capital1 | $25.00 | 9/26/2012 7:10:51 PM |
BlessedEveryDay | $25.00 | 9/26/2012 6:55:50 PM |
awesome-generosity4 | $30.00 | 9/27/2012 5:00:31 AM |
jcornehlsen | $25.00 | 9/26/2012 7:12:14 PM |
booster73 | $25.00 | 9/27/2012 5:44:02 AM |
sajitk | $25.00 | 9/27/2012 4:29:24 AM |
penny-kahuna0 | $25.00 | 9/27/2012 6:36:31 AM |
broosky2 | $100.00 | 9/27/2012 7:25:21 AM |
agile-diversification2 | $25.00 | 9/27/2012 9:08:27 AM |
benjamins-explosion142 | $25.00 | 9/27/2012 9:13:27 AM |
dynamic-gold3 | $25.00 | 9/27/2012 9:40:04 AM |
sunshine1965 | $25.00 | 9/27/2012 9:41:54 AM |
fiddlerzvi | $50.00 | 9/27/2012 9:43:43 AM |
JebkaClan | $25.00 | 9/27/2012 9:44:27 AM |
mg6619 | $25.00 | 9/27/2012 9:44:58 AM |
bowdish1 | $100.00 | 9/27/2012 9:45:57 AM |
porter512S | $200.00 | 9/27/2012 9:47:14 AM |
diggs | $25.00 | 9/27/2012 9:50:28 AM |
L1975 | $25.00 | 9/27/2012 9:50:53 AM |
sharpey | $25.00 | 9/27/2012 9:51:01 AM |
famous-marketplace9 | $25.00 | 9/27/2012 9:51:43 AM |
Mantis75 | $25.00 | 9/27/2012 9:52:15 AM |
fotep-financial | $25.00 | 9/27/2012 9:38:23 AM |
SMU_ponies | $25.00 | 9/27/2012 9:41:27 AM |
ZeoInvestments | $25.00 | 9/27/2012 9:42:53 AM |
MoneyMA | $25.00 | 9/27/2012 9:43:48 AM |
Pictor01 | $25.00 | 9/27/2012 9:40:45 AM |
SeaLoans | $25.00 | 9/27/2012 9:40:55 AM |
knowledgeable-currency6 | $25.00 | 9/27/2012 9:45:03 AM |
dberry46 | $25.00 | 9/27/2012 9:45:20 AM |
anyoi | $25.00 | 9/27/2012 9:45:30 AM |
GO4NY23 | $25.00 | 9/27/2012 9:46:10 AM |
Minnechela | $25.00 | 9/27/2012 9:46:44 AM |
token34 | $25.00 | 9/27/2012 9:41:56 AM |
marketplace-achievement | $25.00 | 9/27/2012 9:47:10 AM |
worth-web5 | $50.00 | 9/27/2012 9:42:11 AM |
brutusbone | $25.00 | 9/27/2012 9:47:24 AM |
Goat | $25.00 | 9/27/2012 9:47:46 AM |
obedient-dollar3 | $25.00 | 9/27/2012 9:43:27 AM |
determined-deal7 | $25.00 | 9/27/2012 9:49:39 AM |
get30inc | $50.00 | 9/27/2012 9:44:44 AM |
Strato | $25.02 | 9/27/2012 9:50:56 AM |
justchecking999 | $25.00 | 9/27/2012 9:45:50 AM |
Poohcho | $25.00 | 9/27/2012 9:45:52 AM |
IndianChief | $25.00 | 9/27/2012 9:45:56 AM |
thomkozik | $25.00 | 9/27/2012 9:48:04 AM |
red-unequivocal-finance | $25.00 | 9/27/2012 9:48:15 AM |
Raetha | $25.00 | 9/27/2012 9:48:35 AM |
csakhil | $50.00 | 9/27/2012 9:48:46 AM |
diversification-surge | $25.00 | 9/27/2012 9:48:56 AM |
RocketSurgeon | $25.00 | 9/27/2012 9:49:35 AM |
pbandjb | $25.00 | 9/27/2012 9:50:34 AM |
power-haven459 | $25.00 | 9/27/2012 9:51:15 AM |
imbaldjerry | $25.00 | 9/26/2012 8:33:51 PM |
compoundinterest | $25.00 | 9/25/2012 5:31:33 PM |
Aimvest | $25.00 | 9/25/2012 5:22:09 PM |
lionheart722 | $100.00 | 9/25/2012 5:30:59 PM |
adventurer447 | $300.00 | 9/25/2012 5:31:50 PM |
windguy | $50.00 | 9/25/2012 5:40:06 PM |
repayment-pagoda8 | $100.00 | 9/25/2012 5:29:48 PM |
pdub | $750.00 | 9/25/2012 5:55:11 PM |
daw1878 | $28.00 | 9/25/2012 5:37:13 PM |
Dubbs360 | $500.00 | 9/25/2012 5:59:02 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:18 PM |
green28 | $50.00 | 9/25/2012 5:52:53 PM |
octoberfresh | $25.00 | 9/25/2012 6:05:23 PM |
bellaquito | $500.00 | 9/25/2012 6:48:29 PM |
MI2 | $5,000.00 | 9/25/2012 6:22:06 PM |
kfrench | $75.00 | 9/25/2012 6:58:02 PM |
ready-interest9 | $25.00 | 9/25/2012 6:24:55 PM |
azazle | $50.00 | 9/25/2012 9:25:19 PM |
ninjazx10rida | $50.00 | 9/25/2012 6:58:41 PM |
houli123 | $50.00 | 9/25/2012 7:38:18 PM |
agalt | $100.00 | 9/26/2012 7:52:01 AM |
GoldenKoi | $200.00 | 9/25/2012 11:44:42 PM |
trade-surge3 | $25.00 | 9/26/2012 6:46:07 AM |
proper-exchange8 | $200.00 | 9/26/2012 7:49:11 AM |
HereToHelp305 | $75.00 | 9/26/2012 8:08:17 AM |
durable-investment8 | $30.00 | 9/26/2012 8:27:33 AM |
cerebral-dollar773 | $47.60 | 9/26/2012 7:23:17 AM |
themoneydoctor | $50.00 | 9/26/2012 9:28:06 AM |
Investoman | $25.00 | 9/26/2012 9:21:51 AM |
netg | $25.00 | 9/26/2012 9:34:58 AM |
BenR | $100.00 | 9/26/2012 9:39:49 AM |
gjm6d | $25.00 | 9/26/2012 10:14:55 AM |
hard-working-rate3 | $25.00 | 9/26/2012 10:45:48 AM |
logical-reward8 | $25.00 | 9/26/2012 10:19:20 AM |
cardminger | $25.00 | 9/26/2012 10:12:02 AM |
hitsman | $50.00 | 9/26/2012 10:23:05 AM |
courteous-trade229 | $30.00 | 9/26/2012 11:19:53 AM |
chac | $500.00 | 9/26/2012 10:53:31 AM |
Bank_Of_XL | $25.00 | 9/26/2012 4:06:54 PM |
korby524 | $25.00 | 9/26/2012 11:06:47 AM |
blue-laudable-dinero | $29.97 | 9/26/2012 5:02:04 PM |
responsibility-butterfly | $25.00 | 9/26/2012 6:10:06 PM |
Searlzy | $25.00 | 9/26/2012 6:47:22 PM |
neighborly-hope6 | $53.00 | 9/26/2012 6:45:57 PM |
williamgates | $25.00 | 9/26/2012 10:07:07 PM |
worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:33 PM |
dough-kitten5 | $50.00 | 9/27/2012 3:38:11 AM |
priceless-felicity7 | $25.00 | 9/26/2012 7:09:45 PM |
green28 | $100.00 | 9/27/2012 5:04:52 AM |
Lendomatic | $50.00 | 9/26/2012 8:17:57 PM |
screw-the-banks | $25.00 | 9/26/2012 10:30:18 PM |
georgethesir | $50.00 | 9/27/2012 6:59:32 AM |
HelpMe-HelpYou | $100.00 | 9/27/2012 7:40:12 AM |
Ninjago | $100.00 | 9/27/2012 9:40:06 AM |
JohnW12 | $25.00 | 9/27/2012 9:41:44 AM |
best-deal-banker | $50.00 | 9/27/2012 9:44:21 AM |
syounker | $25.00 | 9/27/2012 9:45:34 AM |
magical-greenback | $25.00 | 9/27/2012 9:46:48 AM |
LandE2BG | $50.00 | 9/27/2012 9:46:52 AM |
allenerb | $25.00 | 9/27/2012 9:47:33 AM |
timbob | $100.00 | 9/27/2012 9:50:55 AM |
dobied | $25.00 | 9/27/2012 9:41:59 AM |
krisran | $50.00 | 9/27/2012 9:42:13 AM |
afotherg | $25.00 | 9/27/2012 9:39:27 AM |
don8ter | $50.00 | 9/27/2012 9:39:33 AM |
betaoption | $25.00 | 9/27/2012 9:43:03 AM |
biobulator | $25.00 | 9/27/2012 9:43:29 AM |
a-balance-surgeon | $50.00 | 9/27/2012 9:40:09 AM |
srosa29 | $25.00 | 9/27/2012 9:40:50 AM |
kind-transparency-ferret | $100.00 | 9/27/2012 9:41:05 AM |
compassionate-payment218 | $25.00 | 9/27/2012 9:45:35 AM |
a-important-deal | $25.00 | 9/27/2012 9:41:17 AM |
economy-voyage9 | $25.00 | 9/27/2012 9:46:00 AM |
ctgscott | $25.00 | 9/27/2012 9:41:29 AM |
Eastern | $50.00 | 9/27/2012 9:46:27 AM |
investor7257 | $25.00 | 9/27/2012 9:46:43 AM |
MONEYLENDER101 | $50.00 | 9/27/2012 9:42:03 AM |
sound | $50.00 | 9/27/2012 9:47:44 AM |
ebusinessagent | $25.00 | 9/27/2012 9:48:48 AM |
TheYellowDart | $25.00 | 9/27/2012 9:50:12 AM |
jps888 | $25.00 | 9/27/2012 9:44:02 AM |
lendsalot | $25.00 | 9/27/2012 9:50:21 AM |
ultimatepaintball | $25.00 | 9/27/2012 9:44:32 AM |
laboheme | $25.00 | 9/27/2012 9:50:46 AM |
ktfritz | $25.00 | 9/27/2012 9:45:38 AM |
preeminant-hope7 | $25.00 | 9/27/2012 9:47:38 AM |
bid-papyrus | $25.00 | 9/27/2012 9:48:13 AM |
auction-iris9 | $120.00 | 9/27/2012 9:48:50 AM |
bold-yield-rumbler | $25.00 | 9/27/2012 9:49:18 AM |
QuinMccoy | $50.00 | 9/27/2012 9:50:33 AM |
hawaiiangirl76 | $25.00 | 9/27/2012 9:51:21 AM |
Tylerh | $242.41 | 9/27/2012 9:52:55 AM |
176 Investments
|
Borrower Payment Dependent Notes Series
611854
This series of Notes was issued and sold upon the funding of the borrower loan #75142, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,221 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| agile-trade672 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay and close 3 of my smaller accounts so I can shift the extra money over to pay down my larger accounts...
My financial situation:
I am a good candidate for this loan because I pay on time and this will not negatively impact my monthly expenses when used to consolidate my current debts...
Monthly net income: $2336.00
Monthly expenses: $
Housing: $250.00
Insurance: $80.00
Car expenses: $200.00
Utilities: $
Phone, cable, internet: $90.00
Food, entertainment: $400.00
Clothing, household expenses: $
Credit cards and other loans: $1000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/22/2012 12:11:46 PM |
irrelevant | $50.00 | 9/22/2012 1:05:16 PM |
deal-kung-fu | $50.00 | 9/22/2012 1:17:14 PM |
EnglishGeekInNYC | $50.00 | 9/22/2012 2:11:13 PM |
order-bee1 | $500.00 | 9/22/2012 1:34:03 PM |
order-bee1 | $100.00 | 9/22/2012 2:00:29 PM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:31 AM |
sailingFuture | $25.00 | 9/23/2012 6:48:30 AM |
jebber007 | $30.00 | 9/23/2012 2:07:50 PM |
majestic-note6 | $150.00 | 9/23/2012 12:47:56 PM |
Nazbuster | $100.00 | 9/23/2012 9:54:33 PM |
scoobiedoo | $25.00 | 9/24/2012 4:29:35 AM |
bankbuddy55 | $50.00 | 9/23/2012 4:32:44 PM |
azazle | $50.00 | 9/23/2012 6:01:10 PM |
first-serene-credit | $25.00 | 9/24/2012 7:41:24 AM |
Farmer-Ted | $25.00 | 9/23/2012 11:04:02 PM |
calamango | $50.00 | 9/24/2012 9:01:48 AM |
buffalobills | $25.00 | 9/23/2012 10:34:54 PM |
cmg891 | $25.00 | 9/24/2012 6:17:11 AM |
klend4 | $25.00 | 9/24/2012 7:00:40 AM |
commitment-galaxy | $25.00 | 9/24/2012 7:36:40 AM |
astro128 | $32.00 | 9/24/2012 10:22:17 AM |
MrBrightEyes | $25.00 | 9/24/2012 9:38:59 AM |
asset-linkage | $25.00 | 9/24/2012 10:11:39 AM |
digitaldan | $25.00 | 9/24/2012 10:19:16 AM |
LuvToLend | $25.00 | 9/24/2012 11:09:18 AM |
compatible-deal9 | $25.00 | 9/24/2012 11:15:04 AM |
marketplace-flan9 | $73.54 | 9/24/2012 11:17:24 AM |
cheech29 | $25.74 | 9/24/2012 11:20:56 AM |
green-gain-delight | $13.44 | 9/24/2012 12:10:11 PM |
duty-viola | $35.00 | 9/22/2012 12:13:20 PM |
hopeful_lender | $100.00 | 9/22/2012 12:12:09 PM |
enriched-return057 | $300.00 | 9/22/2012 1:01:50 PM |
income-triangulation1 | $25.00 | 9/22/2012 1:02:32 PM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:37 PM |
bewitching-dollar5 | $100.00 | 9/22/2012 12:59:07 PM |
blue-order-comet | $25.00 | 9/22/2012 2:09:30 PM |
worthy-bid8 | $94.00 | 9/22/2012 1:43:42 PM |
money-baron | $100.00 | 9/22/2012 1:58:58 PM |
let_me_retire | $50.00 | 9/22/2012 2:33:21 PM |
berniemadeoff | $25.00 | 9/22/2012 1:55:09 PM |
california111 | $100.00 | 9/22/2012 2:03:59 PM |
Win_With_P2P | $25.00 | 9/22/2012 3:56:17 PM |
graceful-investment | $106.00 | 9/22/2012 6:37:43 PM |
whitegold24k | $50.00 | 9/22/2012 5:02:29 PM |
Bank42 | $25.00 | 9/23/2012 6:00:02 AM |
responsibility-butterfly | $25.00 | 9/23/2012 8:25:51 AM |
courteous-platinum7 | $25.00 | 9/23/2012 2:14:24 AM |
enchanted-note | $25.00 | 9/23/2012 12:17:43 PM |
integrity-builder | $50.00 | 9/23/2012 7:51:48 AM |
refresher211 | $25.00 | 9/23/2012 12:44:28 PM |
docdekay | $50.00 | 9/23/2012 12:28:15 PM |
roadster199 | $25.00 | 9/23/2012 10:25:41 PM |
bullwink27 | $25.00 | 9/24/2012 6:40:52 AM |
Haribelle | $25.00 | 9/23/2012 3:47:30 PM |
Star_Witness | $25.00 | 9/23/2012 7:43:29 PM |
quest0 | $50.00 | 9/24/2012 4:30:19 AM |
treasure-hunter270 | $25.00 | 9/24/2012 6:08:49 AM |
simplelender80 | $500.00 | 9/24/2012 7:17:13 AM |
Tahoeman | $25.00 | 9/24/2012 7:57:44 AM |
yons88 | $25.00 | 9/24/2012 8:47:09 AM |
scholarly-order6 | $25.00 | 9/24/2012 10:03:29 AM |
spike22 | $82.18 | 9/24/2012 11:18:00 AM |
kindness-sage | $58.10 | 9/24/2012 11:25:45 AM |
64 Investments
|
Borrower Payment Dependent Notes Series
617514
This series of Notes was issued and sold upon the funding of the borrower loan #75074, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| 22% |
Credit score:
| 600-619 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,049 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| genna11 |
Borrower's state:
| Alabama |
Borrower's group:
| Fix your credit, then get a loan. |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 67 ( 96% )
| 600-619 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 3
( 4% )
| 580-599
(Feb-2008)
580-599
(Dec-2007)
580-599
(Nov-2007)
560-579
(Jan-2007)
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 70 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off a title loan
My financial situation:
I am a good candidate for this loan because i have worked very hard to bring my credit score up. This will be my third prosper loan and i have paid them without problem. I am working really hard to get my finances in order. I bring home over 1800.00 every two weeks. The only reason i have any debt at all is because of a car accident and medical bills. i had the accident in Oct 2011 and have had to pay all medical expenses out of my pocket until the insurance company settles. i have health insurance, but i had to meet the deductible from Oct to Dec, 2011 and then again in Jan of 2012. My company then changed hands and insurance companies, and i had to meet the deductible yet again. Once i get my settlement, i will be able to pay all these bill off. i have this TITLE MAX LOAN, that i rally want to pay off. i pay $200.00 dollars a month interest only and i really want to pay that thing off. i got it when i needed some immediate cash and i need to get rid of it.
MONTHLY INCOME: 3760.00
Housing: $0 ( I take care of my mother and the house is paid for)
Insurance: $200.00
Car expenses: $500.00
Utilities: $200
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $915.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $80.03 | 9/17/2012 5:01:50 PM |
yield-lion2 | $49.00 | 9/17/2012 5:03:24 PM |
fabulous-community4 | $34.00 | 9/17/2012 5:02:03 PM |
LittleMingo | $40.00 | 9/17/2012 5:04:00 PM |
MoneyForNothing | $50.67 | 9/17/2012 5:03:02 PM |
PLANECRASH | $45.00 | 9/17/2012 5:02:15 PM |
fantastic-contract1 | $300.00 | 9/17/2012 5:03:42 PM |
felicity-contributor3 | $35.00 | 9/17/2012 5:04:19 PM |
marinbb | $50.00 | 9/17/2012 5:04:06 PM |
withering-flounder | $50.00 | 9/17/2012 5:01:48 PM |
Dusigrosz | $262.00 | 9/17/2012 5:02:56 PM |
wesleyan | $50.00 | 9/17/2012 5:03:40 PM |
Face-foist | $500.00 | 9/17/2012 5:02:22 PM |
DasMula | $325.00 | 9/17/2012 5:02:39 PM |
rate-advocator7 | $500.00 | 9/17/2012 5:04:27 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
619206
This series of Notes was issued and sold upon the funding of the borrower loan #75260, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $188.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 31
/
25 | Length of status: | 24y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,924 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-principal-hero |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $10,083
Monthly expenses: $
Housing: $2003
Insurance: $200
Car expenses: $823
Utilities: $483
Phone, cable, internet: $285
Food, entertainment: $500
Clothing, household expenses: $300
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cattlebaron | $50.00 | 9/24/2012 9:00:45 AM |
wise-charming-reward | $500.00 | 9/24/2012 9:04:53 AM |
bazaar-tulip | $25.00 | 9/24/2012 9:21:55 AM |
RGlad | $200.00 | 9/24/2012 9:01:52 AM |
_NaLNaBB | $300.00 | 9/24/2012 9:23:11 AM |
Ripsaw4U | $50.00 | 9/24/2012 9:24:49 AM |
first-pragmatic-power | $25.00 | 9/24/2012 9:04:37 AM |
income-triangulation1 | $25.00 | 9/24/2012 9:03:30 AM |
Bank_Of_XL | $25.00 | 9/24/2012 9:03:51 AM |
lowrater | $50.60 | 9/24/2012 9:07:43 AM |
commerce-gargantuan2 | $50.00 | 9/24/2012 9:10:00 AM |
scholarly-order6 | $75.00 | 9/24/2012 9:58:17 AM |
marketplace-singularity3 | $100.00 | 9/24/2012 9:12:19 AM |
duty-monger | $50.00 | 9/24/2012 10:06:07 AM |
tolerant-dinero2 | $25.00 | 9/24/2012 9:15:13 AM |
LeReve | $500.00 | 9/24/2012 9:16:06 AM |
special-dinero553 | $25.00 | 9/24/2012 9:10:24 AM |
musegaze | $50.00 | 9/24/2012 9:16:39 AM |
toblerone | $25.00 | 9/24/2012 10:10:30 AM |
compassion-twister2 | $50.00 | 9/24/2012 9:16:58 AM |
goat0 | $100.00 | 9/24/2012 9:17:02 AM |
WalnutCreekguy | $50.00 | 9/24/2012 9:11:36 AM |
vutah | $35.00 | 9/24/2012 9:11:37 AM |
established-treasure875 | $25.00 | 9/24/2012 10:14:48 AM |
bullwink27 | $25.00 | 9/24/2012 9:12:58 AM |
money-baron | $100.00 | 9/24/2012 10:18:23 AM |
Beld | $50.00 | 9/24/2012 9:24:20 AM |
best-bonafide-p2p | $25.00 | 9/24/2012 9:27:07 AM |
cash-mad-scientist3 | $25.00 | 9/24/2012 9:38:39 AM |
entertaining-revenue4 | $50.00 | 9/24/2012 9:40:29 AM |
tech310 | $50.00 | 9/24/2012 9:46:17 AM |
otto1939 | $103.00 | 9/24/2012 9:37:05 AM |
bold-principal-thinker | $25.00 | 9/24/2012 9:39:42 AM |
crdcteng | $25.00 | 9/24/2012 9:41:37 AM |
mindful-generosity1 | $50.00 | 9/24/2012 9:46:13 AM |
brainy-credit1 | $40.00 | 9/24/2012 10:00:05 AM |
djh47a | $25.00 | 9/24/2012 10:07:32 AM |
adventurer447 | $300.00 | 9/24/2012 10:06:13 AM |
ready-interest9 | $25.00 | 9/24/2012 10:15:41 AM |
dsgfl1 | $25.00 | 9/24/2012 10:17:29 AM |
john0720 | $25.00 | 9/24/2012 10:19:10 AM |
red-fervent-deal | $25.00 | 9/24/2012 10:19:22 AM |
BankofRon_IRA | $79.40 | 9/24/2012 10:20:20 AM |
Nipper99 | $100.00 | 9/24/2012 9:07:54 AM |
imogen22 | $50.00 | 9/24/2012 9:09:27 AM |
bazaar-elvis | $50.00 | 9/24/2012 9:16:12 AM |
tranquil-gain1 | $75.00 | 9/24/2012 9:00:46 AM |
pragmatic-auction8 | $50.00 | 9/24/2012 9:00:56 AM |
gold-maestro6 | $50.00 | 9/24/2012 9:24:35 AM |
spartacusiam | $25.00 | 9/24/2012 9:31:27 AM |
riskreward | $250.00 | 9/24/2012 9:01:55 AM |
supreme-treasure8 | $100.00 | 9/24/2012 9:05:57 AM |
riveting-credit5 | $25.00 | 9/24/2012 9:02:19 AM |
missing-link | $25.00 | 9/24/2012 9:41:34 AM |
the-silver-blaster | $50.00 | 9/24/2012 9:41:43 AM |
robust-diversification3 | $50.00 | 9/24/2012 9:45:17 AM |
justreturns | $25.00 | 9/24/2012 9:07:12 AM |
community-burrito9 | $35.00 | 9/24/2012 9:09:42 AM |
thrifty-generosity222 | $100.00 | 9/24/2012 10:04:34 AM |
EnglishGeekInNYC | $50.00 | 9/24/2012 10:09:05 AM |
wildguy | $100.00 | 9/24/2012 10:11:23 AM |
asset-linkage | $25.00 | 9/24/2012 10:11:41 AM |
new-impeccable-coin | $32.00 | 9/24/2012 9:21:10 AM |
Miami | $25.00 | 9/24/2012 9:40:02 AM |
ttnk62918 | $25.00 | 9/24/2012 9:59:37 AM |
PrimeFunding | $25.00 | 9/24/2012 10:00:42 AM |
friendly-gold | $25.00 | 9/24/2012 9:57:34 AM |
openness-antioxidant | $75.00 | 9/24/2012 10:12:33 AM |
digitaldan | $25.00 | 9/24/2012 10:18:16 AM |
skillful-justice879 | $25.00 | 9/24/2012 10:19:06 AM |
dukeiyer | $25.00 | 9/24/2012 10:14:56 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
620850
This series of Notes was issued and sold upon the funding of the borrower loan #74965, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Sep-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 9.71% |
Borrower rate/APR:
| 10.71% / 12.94% |
Monthly payment:
| $107.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.70% | | |
| |
Estimated return*:
| 8.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 19% |
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 17y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,131 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| No | | |
Screen name:
| peace-pillow1 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
OTHER
Purpose of loan:
This loan will be used to... TO HELP PAY OFF CHURCH MORTGAGE
My financial situation: IS GOOD. I HAVE BEEN ON MY JOB STEADLY FOR OVER 15 YEARS
I am a good candidate for this loan because... MY CREDIT SCORE SAYS THAT I AM GOOD IN PAYING MY BILLS.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $4,000.00 | 9/17/2012 9:01:56 AM |
availableloan | $25.00 | 9/17/2012 9:03:20 AM |
obduro_1 | $100.00 | 9/17/2012 9:09:04 AM |
Culebra1930 | $75.00 | 9/17/2012 9:12:31 AM |
auction-sage | $100.00 | 9/17/2012 9:14:00 AM |
trade-boots1 | $100.00 | 9/17/2012 9:03:01 AM |
cwegert | $50.00 | 9/17/2012 9:05:16 AM |
RGlad | $100.00 | 9/17/2012 9:08:06 AM |
janeybooboo | $75.00 | 9/17/2012 9:08:16 AM |
best-bonafide-p2p | $25.00 | 9/17/2012 9:12:54 AM |
repayment-pagoda8 | $100.00 | 9/17/2012 9:05:48 AM |
munnu | $25.00 | 9/17/2012 9:08:27 AM |
gravbox | $25.00 | 9/17/2012 9:03:48 AM |
wetlands | $200.00 | 9/17/2012 9:13:13 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
621598
This series of Notes was issued and sold upon the funding of the borrower loan #75003, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $334.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 33% |
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,006 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| No | | |
Screen name:
| thunder787 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 83% )
| 620-639 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 3
( 17% )
| 700-719
(Mar-2011)
|
Principal balance:
| $2,855.88 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Debt consolidation!
Purpose of loan:
This loan will be used to consolidate a few credit cards, a personal loan, and payoff the remainder balance of an existing Prosper loan
My financial situation:
I am a good candidate for this loan because I am slowly rebuilding my credit after
a few financial misfortunes(high medical bills)
Monthly net income: $2000
Monthly expenses: $
Housing: $300
Insurance: $50
Car expenses: $100
Utilities: $
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
quantum_leap | $25.00 | 9/25/2012 9:00:55 AM |
kind-credit-bear | $250.00 | 9/25/2012 9:03:08 AM |
6moonbeams | $50.00 | 9/25/2012 9:04:15 AM |
ChrisTJ | $25.00 | 9/25/2012 9:05:45 AM |
Fitiwalt7 | $25.00 | 9/25/2012 9:00:59 AM |
mikeandcat | $200.00 | 9/25/2012 9:01:37 AM |
Bob450 | $25.00 | 9/25/2012 9:01:48 AM |
brilliant-market680 | $25.00 | 9/25/2012 9:01:24 AM |
nimble-revenue5 | $100.00 | 9/25/2012 9:04:26 AM |
mikeandcat | $100.00 | 9/25/2012 9:04:39 AM |
musegaze | $50.00 | 9/25/2012 9:03:16 AM |
handy-justice | $50.00 | 9/25/2012 9:05:01 AM |
Katburg | $25.00 | 9/25/2012 9:07:34 AM |
Nopa | $25.00 | 9/25/2012 9:07:56 AM |
berniemadeoff | $50.00 | 9/25/2012 9:06:53 AM |
credit-missile | $75.00 | 9/25/2012 9:01:19 AM |
diplomatic-wealth7 | $25.00 | 9/25/2012 9:04:05 AM |
nodrivelpls | $25.00 | 9/25/2012 9:04:20 AM |
cash-reaction2 | $25.00 | 9/25/2012 9:06:32 AM |
kinder-credit-bear | $250.00 | 9/25/2012 9:06:46 AM |
income-rocker2 | $36.00 | 9/25/2012 9:06:49 AM |
paytonbrigadier | $250.00 | 9/25/2012 9:02:06 AM |
scholarly-order6 | $25.00 | 9/25/2012 9:02:24 AM |
phenomenal-rate1 | $500.00 | 9/25/2012 9:03:05 AM |
delicious-cash | $37.00 | 9/25/2012 9:02:36 AM |
Preferred-Lender | $25.00 | 9/25/2012 9:04:58 AM |
trade-boots1 | $100.00 | 9/25/2012 9:03:50 AM |
thrilling-fund427 | $50.00 | 9/25/2012 9:04:39 AM |
RGlad | $150.00 | 9/25/2012 9:06:34 AM |
orchestra960 | $300.00 | 9/25/2012 9:05:08 AM |
networks4ever | $25.00 | 9/25/2012 9:05:16 AM |
supreme-treasure8 | $100.00 | 9/25/2012 9:05:29 AM |
wise-felicity-blossom | $100.00 | 9/25/2012 9:05:44 AM |
Wellman | $25.00 | 9/25/2012 9:06:58 AM |
worth-blanket2 | $9,900.00 | 9/25/2012 9:08:42 AM |
35 Investments
|
Borrower Payment Dependent Notes Series
622094
This series of Notes was issued and sold upon the funding of the borrower loan #75124, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-18-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 21.54% |
Borrower rate/APR:
| 22.54% / 30.46% |
Monthly payment:
| $187.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.57% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
1 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $189 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| valiant-social658 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...
Eliminate my debt faster with lower interest
My financial situation: pretty good
I am a good candidate for this loan because... it is only a year and even though I have run into issues in the past I would not default on this one due to the fact that my credit score has been climbing and my goal is to open my own business
Monthly net income: $1600
Monthly expenses: $
Housing: $0
Insurance: $300
Car expenses: $0
Utilities: $0
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
note-willow8 | $25.00 | 9/18/2012 9:03:42 AM |
trade-boots1 | $100.00 | 9/18/2012 9:04:46 AM |
lowrater | $50.40 | 9/18/2012 9:01:35 AM |
enriching-dollar1 | $94.00 | 9/18/2012 9:07:15 AM |
benevolent-loot5 | $200.00 | 9/18/2012 9:08:02 AM |
versatile-dime442 | $250.00 | 9/18/2012 9:14:35 AM |
Efinvestors | $25.00 | 9/18/2012 9:17:09 AM |
commerce-venture1 | $25.00 | 9/18/2012 9:13:44 AM |
value-allocator1 | $100.00 | 9/18/2012 9:20:11 AM |
scrappy-diversification7 | $780.59 | 9/18/2012 9:28:56 AM |
IIP77 | $25.00 | 9/18/2012 9:25:01 AM |
dariop | $25.01 | 9/18/2012 9:12:38 AM |
52digital | $75.00 | 9/18/2012 9:26:05 AM |
handy-justice | $50.00 | 9/18/2012 9:07:39 AM |
life-is-great | $25.00 | 9/18/2012 9:12:12 AM |
musegaze | $50.00 | 9/18/2012 9:07:05 AM |
pierrelasvegas | $25.00 | 9/18/2012 9:10:47 AM |
papaloha | $25.00 | 9/18/2012 9:19:01 AM |
toblerone | $25.00 | 9/18/2012 9:04:41 AM |
NJournalist | $25.00 | 9/18/2012 9:14:20 AM |
_NaLNaBB | $150.00 | 9/18/2012 9:27:39 AM |
21 Investments
|
Borrower Payment Dependent Notes Series
625356
This series of Notes was issued and sold upon the funding of the borrower loan #74976, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Sep-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 8.83% |
Monthly payment:
| $342.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.49% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 8% |
Credit score:
| 800-819 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 23y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,284 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| currency-onator9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
Purpose of loan:
This loan will be used to...purchase a motorcycle for transportation.
My financial situation:
I am a good candidate for this loan because...I have always paid my accounts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lionheart722 | $100.00 | 9/12/2012 9:04:28 AM |
bazaar-tulip | $25.00 | 9/12/2012 9:48:20 AM |
kfrench | $75.00 | 9/12/2012 10:35:29 AM |
ready-interest9 | $25.00 | 9/12/2012 10:21:51 AM |
jcornehlsen | $25.00 | 9/12/2012 10:25:39 AM |
auction-sage | $50.00 | 9/12/2012 10:34:13 AM |
commerce-gargantuan2 | $50.00 | 9/12/2012 10:33:12 AM |
responsibility-butterfly | $25.00 | 9/12/2012 1:52:07 PM |
hopeful_lender | $100.00 | 9/12/2012 6:51:23 PM |
simplelender80 | $500.00 | 9/12/2012 7:30:50 PM |
Dubbs360 | $500.00 | 9/13/2012 10:43:08 AM |
pdub | $500.00 | 9/13/2012 10:35:19 AM |
heerzaquestion | $40.00 | 9/14/2012 4:36:20 AM |
generous-deal6 | $25.00 | 9/14/2012 2:06:39 PM |
compassion-twister2 | $50.00 | 9/14/2012 5:22:12 PM |
adaboy65 | $100.00 | 9/14/2012 5:55:08 PM |
britgsb | $25.00 | 9/15/2012 8:05:43 AM |
Culebra1930 | $75.00 | 9/15/2012 12:17:00 PM |
Taxman44 | $25.00 | 9/15/2012 12:36:54 PM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:11 PM |
compassionate-payment218 | $25.00 | 9/16/2012 6:34:14 PM |
dukeiyer | $25.00 | 9/17/2012 2:47:31 PM |
munnu | $25.00 | 9/17/2012 3:11:27 PM |
seadogs | $25.00 | 9/17/2012 4:58:22 PM |
subtle-revenue0 | $25.00 | 9/17/2012 5:16:51 PM |
dbs | $25.00 | 9/17/2012 5:22:24 PM |
dollardave | $50.00 | 9/17/2012 1:33:23 PM |
BDL-Roth | $25.00 | 9/17/2012 5:16:22 PM |
thickhead | $25.00 | 9/17/2012 5:16:52 PM |
responsive-worth5 | $25.00 | 9/17/2012 5:01:35 PM |
alaskanone | $25.00 | 9/17/2012 5:31:34 PM |
BB-ptoploan | $50.00 | 9/17/2012 5:20:56 PM |
malicea | $50.00 | 9/17/2012 5:23:04 PM |
Ripsaw4U | $50.00 | 9/17/2012 5:39:33 PM |
emphatic-responsibility | $50.00 | 9/17/2012 5:28:26 PM |
porter512S | $200.00 | 9/17/2012 5:46:39 PM |
UstedEsElHombre | $100.00 | 9/17/2012 5:18:09 PM |
repayment-pagoda8 | $100.00 | 9/17/2012 5:18:28 PM |
loyalty-delight6 | $25.00 | 9/17/2012 5:52:40 PM |
Searlzy | $25.00 | 9/17/2012 5:38:00 PM |
graceful-durability246 | $50.00 | 9/17/2012 5:26:46 PM |
first-favorite-bonus9 | $25.00 | 9/17/2012 5:34:54 PM |
encore06 | $50.00 | 9/17/2012 5:35:03 PM |
DreisersFinancier | $50.00 | 9/17/2012 6:01:40 PM |
stable-penny27 | $25.00 | 9/17/2012 6:04:03 PM |
x32248 | $25.00 | 9/17/2012 6:04:34 PM |
neighborly-hope6 | $100.00 | 9/17/2012 6:07:08 PM |
miked8303 | $50.00 | 9/17/2012 6:09:39 PM |
bowdish1 | $100.00 | 9/17/2012 6:10:56 PM |
adventurer447 | $300.00 | 9/17/2012 5:46:43 PM |
newest-currency-vibrato | $25.00 | 9/17/2012 8:24:54 PM |
power-kin | $50.00 | 9/17/2012 6:53:57 PM |
top-community-voyage | $50.00 | 9/17/2012 6:00:05 PM |
damage | $25.00 | 9/17/2012 6:04:14 PM |
durability-seahorse7 | $50.00 | 9/18/2012 12:58:48 AM |
brainy-credit1 | $30.00 | 9/18/2012 3:57:40 AM |
Castellan | $50.00 | 9/17/2012 6:11:34 PM |
orange-mindful-bazaar | $70.00 | 9/17/2012 6:12:05 PM |
radforj22 | $50.00 | 9/18/2012 4:58:47 AM |
Vegasjim | $25.00 | 9/17/2012 6:13:54 PM |
loot-knickers5 | $250.00 | 9/17/2012 9:13:36 PM |
BizAnalyst | $50.00 | 9/18/2012 5:28:24 AM |
RocketSurgeon | $25.00 | 9/17/2012 6:35:40 PM |
orange-influential-credit | $25.00 | 9/18/2012 7:26:14 AM |
bellaquito | $500.00 | 9/17/2012 7:14:48 PM |
klinebarger | $25.00 | 9/18/2012 7:37:06 AM |
friendinmoney | $25.00 | 9/18/2012 7:20:24 AM |
gigabit | $50.00 | 9/18/2012 9:00:52 AM |
power-trophy7 | $25.00 | 9/18/2012 9:02:25 AM |
dfealk | $25.00 | 9/18/2012 9:02:36 AM |
leveragedlender | $50.00 | 9/18/2012 9:02:43 AM |
TheYellowDart | $25.00 | 9/18/2012 9:02:57 AM |
BxRealtor | $25.00 | 9/18/2012 9:03:47 AM |
C_Mark | $50.00 | 9/18/2012 9:05:09 AM |
skibum78 | $25.00 | 9/18/2012 9:06:54 AM |
Print88 | $25.00 | 9/18/2012 9:03:35 AM |
bonus-tent | $25.00 | 9/18/2012 9:04:26 AM |
moola-computer | $50.00 | 9/18/2012 9:10:22 AM |
hybridatl | $25.00 | 9/18/2012 9:10:32 AM |
Mantis75 | $25.00 | 9/18/2012 9:04:55 AM |
BenR | $100.00 | 9/18/2012 9:12:07 AM |
YampaQuant | $25.00 | 9/18/2012 9:12:40 AM |
benevolent-loot5 | $200.00 | 9/18/2012 9:07:47 AM |
bonafide-economy | $25.00 | 9/18/2012 8:29:39 AM |
Natronpee | $25.00 | 9/18/2012 9:09:07 AM |
profitable-commerce822 | $25.00 | 9/18/2012 8:30:47 AM |
thoughtful-fairness2 | $25.00 | 9/18/2012 9:09:55 AM |
Gabriel02 | $25.00 | 9/18/2012 9:01:49 AM |
nimble-worth4 | $50.00 | 9/18/2012 9:02:34 AM |
Delamere | $50.00 | 9/18/2012 9:02:47 AM |
selfmademan | $25.00 | 9/18/2012 9:03:53 AM |
diversification-surge | $25.00 | 9/18/2012 9:05:06 AM |
virtualbank | $25.00 | 9/18/2012 9:05:59 AM |
MONEYLENDER101 | $50.00 | 9/18/2012 9:07:14 AM |
bobby5832708 | $25.00 | 9/18/2012 9:08:12 AM |
transparency-silo2 | $25.00 | 9/12/2012 9:21:26 AM |
Plutis | $25.00 | 9/12/2012 9:49:08 AM |
kenji4861 | $25.00 | 9/12/2012 9:48:11 AM |
Dollars4Rent | $50.00 | 9/12/2012 10:26:01 AM |
EnglishGeekInNYC | $50.00 | 9/12/2012 10:28:48 AM |
blot44 | $25.00 | 9/12/2012 3:01:14 PM |
ForMyFamily | $50.00 | 9/12/2012 6:03:09 PM |
heartpounding-loyalty7 | $25.00 | 9/13/2012 4:53:58 PM |
bouvierchamp | $60.60 | 9/13/2012 9:43:39 PM |
rchapee | $25.00 | 9/14/2012 7:51:58 AM |
powerful-return1 | $25.00 | 9/14/2012 7:58:29 AM |
SSC_CCV | $50.00 | 9/14/2012 9:00:41 AM |
GoldenKoi | $100.00 | 9/14/2012 11:44:09 AM |
Batman2u | $50.00 | 9/15/2012 6:56:56 AM |
euro-deployment | $25.00 | 9/15/2012 9:52:29 AM |
RothySkynx | $25.00 | 9/15/2012 7:15:59 PM |
transparency-sapling | $25.00 | 9/16/2012 7:15:47 AM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:31 PM |
discrete-gold579 | $100.00 | 9/16/2012 3:32:41 PM |
FAsAreDUMB | $32.57 | 9/17/2012 1:16:31 PM |
deal-mover | $25.00 | 9/17/2012 3:28:35 PM |
organic-responsibility60 | $25.25 | 9/17/2012 4:04:12 PM |
a2190b | $72.00 | 9/17/2012 4:41:33 PM |
new-return-faire | $30.00 | 9/17/2012 5:01:11 PM |
ready-vigilance3 | $50.00 | 9/17/2012 1:53:04 PM |
treasure-serrano729 | $30.00 | 9/17/2012 3:26:23 PM |
Rivervale_Westwood | $25.00 | 9/17/2012 3:59:55 PM |
j2ee | $50.00 | 9/17/2012 5:15:37 PM |
trade-boots1 | $100.00 | 9/17/2012 5:16:10 PM |
prudent-payment316 | $25.00 | 9/17/2012 5:11:52 PM |
hard-working-rate3 | $25.00 | 9/17/2012 5:14:45 PM |
proper-exchange8 | $50.00 | 9/17/2012 5:27:07 PM |
wetlands | $197.00 | 9/17/2012 5:24:35 PM |
Sothenwhat | $100.00 | 9/17/2012 5:36:32 PM |
Clambake | $25.00 | 9/17/2012 5:37:58 PM |
dharma1 | $25.00 | 9/17/2012 5:40:15 PM |
Investoman | $25.00 | 9/17/2012 5:40:50 PM |
attentive-compassion1 | $50.00 | 9/17/2012 5:31:36 PM |
availableloan | $25.00 | 9/17/2012 5:47:31 PM |
compoundinterest | $25.00 | 9/17/2012 5:16:15 PM |
sentry256 | $25.00 | 9/17/2012 5:50:26 PM |
velocityasaurus-rex4 | $100.00 | 9/17/2012 5:52:01 PM |
martinatime | $50.00 | 9/17/2012 5:21:07 PM |
intrepid-payment7 | $25.00 | 9/17/2012 5:26:26 PM |
mtquan | $25.00 | 9/17/2012 5:47:37 PM |
djs81 | $75.00 | 9/17/2012 5:28:54 PM |
american6 | $50.00 | 9/17/2012 6:08:08 PM |
well-mannered-power8 | $25.00 | 9/17/2012 5:54:35 PM |
liberty-viola | $30.00 | 9/17/2012 5:34:23 PM |
AmericanCredit | $100.00 | 9/17/2012 6:00:12 PM |
meux99 | $25.00 | 9/17/2012 5:36:52 PM |
AFairDeal | $25.00 | 9/17/2012 6:01:34 PM |
skeptikos | $100.00 | 9/17/2012 5:42:32 PM |
proud-pound4 | $25.00 | 9/17/2012 5:45:02 PM |
nuclearmoose | $50.00 | 9/17/2012 5:45:45 PM |
loan-mammal | $100.00 | 9/17/2012 5:58:08 PM |
wonderful-rupee | $25.00 | 9/17/2012 5:58:30 PM |
Sixmil | $100.00 | 9/17/2012 8:55:38 PM |
chemistry220 | $25.00 | 9/17/2012 6:27:06 PM |
ajsimac | $28.42 | 9/18/2012 6:08:33 AM |
superb-transparency799 | $50.00 | 9/18/2012 12:29:32 AM |
azazle | $50.00 | 9/17/2012 6:59:10 PM |
community-seahorse0 | $50.00 | 9/18/2012 7:21:35 AM |
bicyclebear | $50.00 | 9/18/2012 4:00:02 AM |
XCalias | $25.65 | 9/18/2012 7:34:35 AM |
cerebral-dollar773 | $50.00 | 9/18/2012 5:00:52 AM |
brilliant-duty9 | $25.00 | 9/17/2012 7:53:41 PM |
dough-hammock | $50.00 | 9/18/2012 6:32:40 AM |
SharkAttack | $25.00 | 9/17/2012 8:58:34 PM |
mjjjrj | $25.00 | 9/18/2012 7:49:34 AM |
blue-laudable-dinero | $25.00 | 9/18/2012 7:53:53 AM |
Smalltimelender | $25.00 | 9/18/2012 1:33:32 AM |
beachwalkingwoman | $50.00 | 9/18/2012 9:05:01 AM |
CFOGO | $25.00 | 9/18/2012 4:59:21 AM |
Rearden_Steel | $25.00 | 9/18/2012 5:03:24 AM |
gold-achievement | $25.00 | 9/18/2012 9:05:41 AM |
donnajoy | $25.00 | 9/18/2012 5:32:00 AM |
mistertao | $25.00 | 9/18/2012 9:08:26 AM |
afotherg | $25.00 | 9/18/2012 9:03:45 AM |
natural-benefit1 | $50.00 | 9/18/2012 9:09:35 AM |
biobulator | $25.00 | 9/18/2012 9:04:24 AM |
rambone05 | $25.00 | 9/18/2012 9:10:11 AM |
loot-prescription3 | $50.00 | 9/18/2012 9:10:57 AM |
attentive-kindness641 | $100.00 | 9/18/2012 9:05:43 AM |
logical-reward8 | $25.00 | 9/18/2012 9:11:33 AM |
enticing-note | $25.00 | 9/18/2012 9:06:02 AM |
g314 | $25.00 | 9/18/2012 9:07:00 AM |
power-leader1 | $25.00 | 9/18/2012 8:11:45 AM |
awwaww | $25.00 | 9/18/2012 9:12:43 AM |
intrepid-credit5 | $25.00 | 9/18/2012 9:08:43 AM |
shorthairedg | $25.00 | 9/18/2012 9:11:02 AM |
community-saver158 | $50.00 | 9/18/2012 9:01:09 AM |
solstice175 | $25.00 | 9/18/2012 9:02:51 AM |
payout-harmony4 | $50.00 | 9/18/2012 9:03:21 AM |
sb0453 | $25.00 | 9/18/2012 9:03:27 AM |
elasermd | $50.00 | 9/18/2012 9:03:48 AM |
worlds-best-moola281 | $25.00 | 9/18/2012 9:03:56 AM |
exact-greenback1 | $200.00 | 9/18/2012 9:04:18 AM |
CPA-CITP-CGMA | $50.00 | 9/18/2012 9:05:22 AM |
commerce-broker | $25.00 | 9/18/2012 9:06:00 AM |
Yogidog | $25.00 | 9/18/2012 9:08:09 AM |
transparency-baton | $25.00 | 9/18/2012 9:08:14 AM |
197 Investments
|
Borrower Payment Dependent Notes Series
625606
This series of Notes was issued and sold upon the funding of the borrower loan #75071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $248.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2003 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,879 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| No | | |
Screen name:
| asset-rotation1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Loan
Purpose of loan:
This loan will be used to... Procure an automobile
My financial situation: Currently self-employed math tutor and poker player.
I am a good candidate for this loan because...I have repaid 100% of all debt obligations on time in my life.
Monthly net income: $1500
Monthly expenses: $500
Housing: $0
Insurance: $100
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fantastic-wampum1 | $76.00 | 9/20/2012 5:22:52 PM |
BostonCapital | $100.00 | 9/20/2012 5:24:14 PM |
bellaquito | $500.00 | 9/20/2012 5:25:18 PM |
responsive-principal8 | $25.00 | 9/20/2012 5:03:35 PM |
supreme-treasure8 | $100.00 | 9/20/2012 5:10:21 PM |
durability-seahorse7 | $50.00 | 9/20/2012 5:11:50 PM |
friendly-gold | $25.00 | 9/20/2012 5:01:43 PM |
squeebie | $50.00 | 9/20/2012 5:20:07 PM |
cp-family | $50.00 | 9/20/2012 5:20:18 PM |
52digital | $75.00 | 9/20/2012 5:40:43 PM |
riveting-credit5 | $25.00 | 9/20/2012 5:30:08 PM |
WalnutCreekguy | $50.00 | 9/20/2012 6:06:13 PM |
Investor_DP | $200.00 | 9/20/2012 6:25:23 PM |
Beld | $50.00 | 9/20/2012 5:44:49 PM |
a-social-nebula | $50.00 | 9/20/2012 8:45:09 PM |
debatergirl | $25.00 | 9/21/2012 6:35:13 AM |
oldtruckads | $25.00 | 9/21/2012 7:23:25 AM |
draggon77 | $25.00 | 9/21/2012 7:28:36 AM |
california111 | $100.00 | 9/21/2012 7:28:51 AM |
phenomenal-rate1 | $500.00 | 9/21/2012 9:14:39 AM |
azazle | $50.00 | 9/21/2012 8:45:49 AM |
enthusiastic-cash599 | $50.00 | 9/21/2012 9:29:03 AM |
shrewd-peace7 | $25.00 | 9/21/2012 9:35:31 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:33 AM |
imogen22 | $50.00 | 9/21/2012 9:20:24 AM |
market-jam | $25.00 | 9/21/2012 9:40:08 AM |
pound-mushroom3 | $25.00 | 9/21/2012 9:40:56 AM |
jakdwak | $25.00 | 9/21/2012 9:58:51 AM |
authoritative-platinum7 | $50.00 | 9/21/2012 9:24:37 AM |
bubb_hans | $25.00 | 9/21/2012 9:47:48 AM |
principal-cooker2 | $50.00 | 9/21/2012 9:28:33 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:50 AM |
economy-shrubbery6 | $25.00 | 9/21/2012 10:10:34 AM |
pdub | $200.00 | 9/21/2012 12:22:04 PM |
wise-deal-panda | $100.00 | 9/21/2012 10:02:49 AM |
MI2 | $532.00 | 9/21/2012 12:28:00 PM |
chitownguy27 | $25.00 | 9/21/2012 10:54:46 AM |
vigilance-spinner3 | $25.00 | 9/21/2012 11:32:42 AM |
vontuse | $25.00 | 9/20/2012 5:23:06 PM |
careful-vigilance4 | $25.00 | 9/20/2012 5:35:53 PM |
leverage-sensai6 | $25.00 | 9/20/2012 5:48:52 PM |
duty-viola | $25.00 | 9/20/2012 5:07:11 PM |
diplomatic-wealth7 | $25.00 | 9/20/2012 5:24:32 PM |
profit-powerplant | $25.00 | 9/20/2012 5:54:12 PM |
Elefunt | $25.00 | 9/20/2012 5:55:51 PM |
first-pragmatic-power | $25.00 | 9/20/2012 5:36:24 PM |
bonus-raker0 | $25.00 | 9/20/2012 6:16:42 PM |
JRS | $25.00 | 9/20/2012 5:42:04 PM |
tylerfd | $50.00 | 9/20/2012 5:19:05 PM |
transparency-position | $63.00 | 9/20/2012 6:58:44 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:19 AM |
pierrelasvegas | $25.00 | 9/20/2012 5:55:11 PM |
money-baron | $50.00 | 9/20/2012 6:09:37 PM |
bazaar-tulip | $500.00 | 9/20/2012 6:26:13 PM |
receptive-affluence035 | $25.00 | 9/21/2012 7:06:21 AM |
loyalist1 | $150.00 | 9/21/2012 8:10:26 AM |
irrelevant | $50.00 | 9/21/2012 5:05:47 AM |
Mostlycoins | $25.00 | 9/21/2012 5:35:34 AM |
Interloper | $35.00 | 9/20/2012 8:46:20 PM |
loot-chemistry2 | $51.00 | 9/20/2012 10:24:35 PM |
env | $25.00 | 9/21/2012 1:44:10 AM |
listing-dreams1 | $25.00 | 9/21/2012 7:13:46 AM |
special-dinero553 | $25.00 | 9/21/2012 9:22:00 AM |
silver-enlightenment0 | $25.00 | 9/21/2012 9:12:05 AM |
LeReve | $500.00 | 9/21/2012 9:29:45 AM |
asiaratt | $50.00 | 9/21/2012 9:48:29 AM |
foxtrot12 | $41.00 | 9/21/2012 9:18:51 AM |
mercuriant | $25.00 | 9/21/2012 9:40:22 AM |
zone8 | $27.00 | 9/21/2012 9:40:33 AM |
orearella3 | $25.00 | 9/21/2012 9:54:26 AM |
rolltide09 | $50.00 | 9/21/2012 9:46:15 AM |
dough-bear | $25.00 | 9/21/2012 10:06:22 AM |
Kaj | $25.00 | 9/21/2012 9:49:24 AM |
wwwUniversal | $25.00 | 9/21/2012 10:41:07 AM |
blazing-capital2 | $250.00 | 9/21/2012 10:58:25 AM |
EBITDA | $25.00 | 9/21/2012 10:21:03 AM |
grf1945 | $25.00 | 9/21/2012 11:07:28 AM |
77 Investments
|
Borrower Payment Dependent Notes Series
626836
This series of Notes was issued and sold upon the funding of the borrower loan #75259, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $190.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 11y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,510 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| No | | |
Screen name:
| felicity-phoenix5 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
calamango | $50.00 | 9/24/2012 9:01:49 AM |
real-return2 | $30.00 | 9/24/2012 9:02:05 AM |
first-careful-currency | $300.00 | 9/24/2012 9:02:27 AM |
orange-liberty-oyster | $100.00 | 9/24/2012 9:00:48 AM |
Investor_DP | $200.00 | 9/24/2012 9:02:53 AM |
affluence-microscope2 | $200.00 | 9/24/2012 9:03:10 AM |
intuitive-benefit3 | $100.00 | 9/24/2012 9:08:32 AM |
imogen22 | $50.00 | 9/24/2012 9:09:16 AM |
phenomenal-rate1 | $500.00 | 9/24/2012 9:04:11 AM |
benevolent-loot5 | $200.00 | 9/24/2012 9:08:37 AM |
repayment-pagoda8 | $100.00 | 9/24/2012 9:07:57 AM |
worth-blanket2 | $6,300.00 | 9/24/2012 9:09:19 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
629198
This series of Notes was issued and sold upon the funding of the borrower loan #75346, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $125.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 39% |
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
20 | Length of status: | 14y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $158,582 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blue-payout-gazer |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
Make Home improvements
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4400
Monthly expenses: $100
Housing: $950
Insurance: $75
Car expenses: $75
Utilities: $175
Phone, cable, internet: $80
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $1500
Other expenses: $25
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
velocityasaurus-rex4 | $100.00 | 9/23/2012 12:10:36 PM |
WalnutCreekguy | $50.00 | 9/23/2012 12:20:32 PM |
affluence-microscope2 | $200.00 | 9/23/2012 12:32:30 PM |
RGlad | $200.00 | 9/23/2012 12:06:45 PM |
orange-spiritual-contract | $100.00 | 9/23/2012 12:41:16 PM |
versatile-dime442 | $250.00 | 9/23/2012 12:47:07 PM |
enthusiastic-cash599 | $50.00 | 9/23/2012 12:50:17 PM |
riveting-credit5 | $25.00 | 9/23/2012 12:24:09 PM |
musegaze | $50.00 | 9/23/2012 12:09:30 PM |
community-burrito9 | $35.00 | 9/23/2012 12:14:44 PM |
j2ee | $50.00 | 9/23/2012 12:34:42 PM |
Drewkeeper | $25.00 | 9/23/2012 12:27:25 PM |
supreme-treasure8 | $100.00 | 9/23/2012 12:32:01 PM |
order-tamale | $400.00 | 9/23/2012 12:32:04 PM |
special-dinero553 | $25.00 | 9/23/2012 12:42:33 PM |
radiant-dollar9 | $200.00 | 9/23/2012 12:46:38 PM |
duty-viola | $35.00 | 9/23/2012 12:49:40 PM |
charming-exchange7 | $25.00 | 9/23/2012 1:06:45 PM |
LeReve | $500.00 | 9/23/2012 12:50:49 PM |
mindful-generosity1 | $50.00 | 9/23/2012 1:03:50 PM |
seeyouontv | $75.00 | 9/23/2012 1:11:20 PM |
worth-poblano9 | $151.00 | 9/23/2012 12:35:46 PM |
imogen22 | $50.00 | 9/23/2012 12:40:54 PM |
abundanceforever | $52.50 | 9/23/2012 12:41:52 PM |
nickel-ferret | $25.00 | 9/23/2012 12:44:09 PM |
Beld | $50.00 | 9/23/2012 12:44:21 PM |
friendly-gold | $25.00 | 9/23/2012 12:06:42 PM |
pragmatic-auction8 | $50.00 | 9/23/2012 12:25:45 PM |
newest-generous-income | $25.00 | 9/23/2012 12:27:31 PM |
leverage-sensai6 | $25.00 | 9/23/2012 12:10:46 PM |
payout-motivator0 | $25.00 | 9/23/2012 12:14:25 PM |
robust-diversification3 | $50.00 | 9/23/2012 12:21:11 PM |
pierrelasvegas | $25.00 | 9/23/2012 12:23:59 PM |
IIP77 | $25.00 | 9/23/2012 12:39:54 PM |
flo_rida | $100.00 | 9/23/2012 12:37:17 PM |
first-pragmatic-power | $25.00 | 9/23/2012 1:05:55 PM |
john0720 | $25.00 | 9/23/2012 1:39:47 PM |
cash-cymbal3 | $96.50 | 9/23/2012 1:41:37 PM |
ferocious-kindness8 | $30.00 | 9/23/2012 12:55:48 PM |
kfrench | $75.00 | 9/23/2012 1:01:07 PM |
justreturns | $25.00 | 9/23/2012 1:03:53 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
630092
This series of Notes was issued and sold upon the funding of the borrower loan #75400, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $194.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 14% |
Credit score:
| 800-819 (Aug-2012) |
Inquiries last 6m:
| 9 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| undaunted-deal5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Pay off a higher interest credit card in a shorter time.
My financial situation: stable
I am a good candidate for this loan because...I have no late payments, I strive to pay off debt as fast as I can with the lowest interest rate possible.
Monthly net income: $8800
Monthly expenses: $5300 total from below amounts
Housing: $2400
Insurance: $170
Car expenses: $618
Utilities: $500
Phone, cable, internet: $120
Food, entertainment: $300
Clothing, household expenses: $300
Credit cards and other loans: $600
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
commerce-venture1 | $25.00 | 9/24/2012 5:04:12 PM |
irrelevant | $50.00 | 9/24/2012 5:05:16 PM |
income-triangulation1 | $25.00 | 9/24/2012 5:02:23 PM |
DasMula | $25.00 | 9/24/2012 5:10:43 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:04:08 PM |
Beld | $50.00 | 9/24/2012 5:03:56 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:17 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:35 PM |
majestic-note6 | $200.00 | 9/24/2012 5:14:41 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:00 PM |
vutah | $65.00 | 9/24/2012 5:06:10 PM |
lowrater | $50.80 | 9/24/2012 5:08:52 PM |
special-dinero553 | $25.00 | 9/24/2012 5:10:35 PM |
Assets-Up | $25.00 | 9/24/2012 5:05:04 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:12 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:54 PM |
LeReve | $500.00 | 9/24/2012 5:17:04 PM |
selector568 | $132.00 | 9/24/2012 5:19:57 PM |
supreme-treasure8 | $100.00 | 9/24/2012 5:10:30 PM |
first-pragmatic-power | $25.00 | 9/24/2012 5:16:59 PM |
MI2 | $1,184.20 | 9/24/2012 5:22:20 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
630212
This series of Notes was issued and sold upon the funding of the borrower loan #75304, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $21,400.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $674.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 22% |
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 12y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,406 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-note-monster |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Consolidate Credit Card Debt
This loan will be used to consolidate two credit cards that were used for home improvements and housing expense while owning 2 homes.
My financial situation:
I am a good candidate for this loan because I have sufficient income to pay this loan from a debt to income standpoint. My payment history with others has been good and the interest rate offered will allow a quicker payback of this debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
brainy-credit1 | $40.00 | 9/20/2012 9:20:09 AM |
logical-reward8 | $25.00 | 9/20/2012 9:09:37 AM |
imogen22 | $50.00 | 9/20/2012 9:09:54 AM |
Taxman44 | $25.00 | 9/20/2012 9:45:52 AM |
windguy | $50.00 | 9/20/2012 9:18:40 AM |
ready-interest9 | $25.00 | 9/20/2012 10:14:11 AM |
Castellan | $50.00 | 9/20/2012 9:46:22 AM |
responsibility-butterfly | $25.00 | 9/20/2012 1:07:44 PM |
kenji4861 | $25.00 | 9/20/2012 9:55:26 AM |
bazaar-tulip | $25.00 | 9/20/2012 10:06:48 AM |
commerce-gargantuan2 | $50.00 | 9/20/2012 10:18:29 AM |
excellent-funds649 | $50.00 | 9/20/2012 5:12:38 PM |
GoldenKoi | $100.00 | 9/21/2012 3:22:21 AM |
pdub | $750.00 | 9/21/2012 12:20:11 PM |
hopeful_lender | $200.00 | 9/21/2012 7:12:40 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:28 PM |
houli123 | $50.00 | 9/22/2012 3:11:35 AM |
chac | $500.00 | 9/21/2012 9:21:13 PM |
broosky2 | $100.00 | 9/22/2012 7:03:02 AM |
Rivervale_Westwood | $50.00 | 9/22/2012 11:29:10 AM |
Investoman | $25.00 | 9/22/2012 12:24:58 PM |
velocityasaurus-rex4 | $100.00 | 9/22/2012 1:21:20 PM |
payout-paladin3 | $500.00 | 9/22/2012 1:39:54 PM |
respectful-credit820 | $25.00 | 9/22/2012 4:25:06 PM |
repayment-pagoda8 | $100.00 | 9/23/2012 12:37:53 PM |
penny-kahuna0 | $25.00 | 9/23/2012 3:35:21 PM |
herbyman | $50.00 | 9/24/2012 7:39:53 AM |
simplelender80 | $500.00 | 9/24/2012 7:16:59 AM |
swampman | $50.00 | 9/24/2012 2:18:18 PM |
compassionate-payment218 | $25.00 | 9/24/2012 1:28:50 PM |
Kyjamune | $25.00 | 9/24/2012 5:04:14 PM |
mr_haldane | $100.00 | 9/24/2012 5:23:32 PM |
neighborly-hope6 | $100.00 | 9/24/2012 5:58:43 PM |
KLCRAY | $50.00 | 9/25/2012 2:19:57 AM |
revenue-carnation043 | $25.00 | 9/24/2012 7:30:10 PM |
loyalty-hornet6 | $25.00 | 9/25/2012 6:34:36 AM |
Lev8 | $25.00 | 9/25/2012 9:34:41 AM |
social-tostada9 | $50.00 | 9/25/2012 11:50:57 AM |
Dakota98 | $25.00 | 9/25/2012 4:48:18 PM |
Dubbs360 | $500.00 | 9/25/2012 5:58:46 PM |
hitsman | $50.00 | 9/25/2012 6:22:35 PM |
rupee-prairie | $30.00 | 9/25/2012 6:25:12 PM |
MI2 | $5,000.00 | 9/25/2012 6:22:03 PM |
vivacious-truth3 | $25.00 | 9/25/2012 6:34:45 PM |
ninjazx10rida | $50.00 | 9/25/2012 6:58:36 PM |
unassailable-funds754 | $25.00 | 9/25/2012 6:43:20 PM |
ritwik | $100.00 | 9/26/2012 6:56:37 AM |
HereToHelp305 | $75.00 | 9/26/2012 8:08:08 AM |
Yaout | $70.00 | 9/26/2012 7:03:44 AM |
benefit-lyrics9 | $81.78 | 9/26/2012 8:52:57 AM |
proper-exchange8 | $200.00 | 9/26/2012 7:49:06 AM |
investment-comet | $25.00 | 9/26/2012 7:12:46 AM |
cerebral-dollar773 | $25.00 | 9/26/2012 7:24:18 AM |
yield-seeker | $25.00 | 9/26/2012 8:01:41 AM |
social-pear9 | $50.00 | 9/26/2012 8:37:52 AM |
market-assembler | $100.00 | 9/26/2012 9:38:33 AM |
netg | $25.00 | 9/26/2012 9:34:52 AM |
hard-working-rate3 | $25.00 | 9/26/2012 10:45:46 AM |
korby524 | $25.00 | 9/26/2012 11:06:44 AM |
prainvestment | $25.00 | 9/26/2012 11:58:43 AM |
trade-boots1 | $100.00 | 9/26/2012 5:06:26 PM |
compatible-deal9 | $50.00 | 9/26/2012 4:11:39 PM |
loyalty-delight6 | $25.00 | 9/26/2012 5:08:49 PM |
betterthanstock | $30.00 | 9/26/2012 4:45:21 PM |
paramjit | $50.00 | 9/26/2012 5:10:46 PM |
prudent-dough458 | $25.00 | 9/26/2012 5:02:26 PM |
transparency-silo2 | $25.00 | 9/26/2012 5:03:37 PM |
jhuang617 | $25.00 | 9/26/2012 5:16:57 PM |
dharma1 | $25.00 | 9/26/2012 5:05:11 PM |
illustrado | $25.00 | 9/26/2012 5:18:16 PM |
James_and_Tracy | $25.00 | 9/26/2012 5:06:39 PM |
asset-conqueror6 | $25.00 | 9/26/2012 5:05:53 PM |
GreenSun | $25.00 | 9/26/2012 5:22:36 PM |
EvalCrux | $50.00 | 9/26/2012 5:22:59 PM |
transparency-river1 | $750.00 | 9/26/2012 5:08:55 PM |
handy-money9 | $75.00 | 9/26/2012 5:26:22 PM |
lend_to_you | $25.00 | 9/26/2012 5:11:02 PM |
the-lean-affluence1 | $25.00 | 9/26/2012 5:31:07 PM |
standanddeliver | $50.00 | 9/26/2012 5:37:14 PM |
prudent-payment316 | $25.00 | 9/26/2012 5:11:58 PM |
wetlands | $200.00 | 9/26/2012 5:16:03 PM |
scottburger | $100.00 | 9/26/2012 5:47:12 PM |
building-america | $25.00 | 9/26/2012 5:47:25 PM |
top-community-voyage | $50.00 | 9/26/2012 5:48:42 PM |
Namrok | $25.00 | 9/26/2012 5:49:25 PM |
jmb_lending | $25.00 | 9/26/2012 5:51:23 PM |
emphatic-responsibility | $50.00 | 9/26/2012 5:18:54 PM |
gain-neutrino9 | $25.00 | 9/26/2012 5:53:39 PM |
knitwit | $25.00 | 9/26/2012 5:22:04 PM |
wonderful-rupee | $25.00 | 9/26/2012 5:22:20 PM |
IlliniActuary | $25.00 | 9/26/2012 5:54:20 PM |
akl_5277 | $25.00 | 9/26/2012 5:55:30 PM |
TheIncredibleHawk | $25.00 | 9/26/2012 5:24:42 PM |
Aquafina24Ounce | $25.00 | 9/26/2012 5:20:58 PM |
calessabay | $25.00 | 9/26/2012 5:27:26 PM |
basis-oasis7 | $50.00 | 9/26/2012 5:59:00 PM |
joyful-worth486 | $25.00 | 9/26/2012 6:04:24 PM |
adelaide-moira | $25.00 | 9/26/2012 6:04:32 PM |
invincible-deal82 | $25.00 | 9/26/2012 6:05:02 PM |
NObama | $25.00 | 9/26/2012 5:38:44 PM |
useful-money715 | $25.00 | 9/26/2012 5:38:01 PM |
sensible-bid9 | $25.00 | 9/26/2012 5:40:36 PM |
durability-slingshot2 | $53.00 | 9/26/2012 5:39:47 PM |
loot-heart | $25.00 | 9/26/2012 5:41:18 PM |
rmachi | $25.00 | 9/26/2012 6:10:45 PM |
joedeshon | $25.00 | 9/26/2012 5:44:07 PM |
golden-bid9 | $25.00 | 9/26/2012 5:41:50 PM |
Preteur | $25.00 | 9/26/2012 5:46:13 PM |
bowdish1 | $100.00 | 9/26/2012 5:43:50 PM |
gold-igniter372 | $150.00 | 9/26/2012 5:49:02 PM |
fenderxes | $25.00 | 9/26/2012 5:49:11 PM |
djs81 | $75.00 | 9/26/2012 6:17:24 PM |
BDL-Roth | $40.00 | 9/26/2012 5:49:22 PM |
UncleSafety | $91.94 | 9/26/2012 6:17:24 PM |
speyer | $25.00 | 9/26/2012 5:49:58 PM |
Yorker1776 | $25.00 | 9/26/2012 6:18:46 PM |
loot-prescription3 | $50.00 | 9/26/2012 6:19:27 PM |
realtormoises | $25.00 | 9/26/2012 6:19:48 PM |
dollar-javelin | $25.00 | 9/26/2012 6:20:21 PM |
ryancooper | $25.00 | 9/26/2012 5:52:53 PM |
Tradesmanlender | $25.00 | 9/26/2012 5:52:07 PM |
commanding-treasure2 | $75.00 | 9/26/2012 5:52:29 PM |
PISCESPRINCESS | $50.00 | 9/26/2012 6:22:55 PM |
AmericanCredit | $100.00 | 9/26/2012 5:55:26 PM |
amherstbird | $25.00 | 9/26/2012 5:55:39 PM |
LowLeftJim | $25.00 | 9/26/2012 5:55:24 PM |
scholarly-benefit5 | $25.00 | 9/26/2012 5:57:35 PM |
sweet-loan8 | $25.00 | 9/26/2012 6:06:44 PM |
safe-payment8 | $25.00 | 9/26/2012 6:04:45 PM |
availableloan | $25.00 | 9/26/2012 6:05:05 PM |
Dave0 | $25.00 | 9/26/2012 6:08:23 PM |
appastk | $25.00 | 9/26/2012 6:07:23 PM |
LandE2BG | $50.00 | 9/26/2012 6:11:11 PM |
unrelenting-platinum2 | $25.00 | 9/26/2012 6:10:50 PM |
shaps | $25.00 | 9/26/2012 6:16:32 PM |
velocity-solo | $25.00 | 9/26/2012 6:18:31 PM |
wtrboy | $25.00 | 9/26/2012 6:19:25 PM |
NullPointer | $25.00 | 9/26/2012 6:20:14 PM |
artist207 | $25.00 | 9/26/2012 6:18:51 PM |
socrates520 | $50.00 | 9/20/2012 9:22:04 AM |
lionheart722 | $100.00 | 9/20/2012 9:10:17 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:35 AM |
EnglishGeekInNYC | $50.00 | 9/20/2012 10:07:11 AM |
compassion-twister2 | $50.00 | 9/20/2012 10:27:06 AM |
floridahelper | $25.00 | 9/20/2012 5:40:29 PM |
blot44 | $25.00 | 9/20/2012 4:14:08 PM |
giftgold | $25.00 | 9/21/2012 12:53:08 PM |
Bank_Of_XL | $25.00 | 9/21/2012 5:10:49 PM |
Cash4U2also | $30.00 | 9/22/2012 1:17:38 AM |
Leopoldine | $28.00 | 9/22/2012 11:34:52 AM |
britgsb | $50.00 | 9/22/2012 12:08:28 PM |
RothySkynx | $25.00 | 9/22/2012 9:36:44 AM |
enterprising-exchange6 | $50.00 | 9/22/2012 12:42:06 PM |
loan-mongoose1 | $25.00 | 9/22/2012 12:54:16 PM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:33 PM |
california111 | $100.00 | 9/22/2012 2:03:59 PM |
bellaquito | $500.00 | 9/22/2012 2:29:05 PM |
agbullet55443 | $200.00 | 9/22/2012 10:52:58 PM |
marketplace-singularity3 | $50.00 | 9/22/2012 6:13:03 PM |
liberty-point | $100.00 | 9/23/2012 7:21:33 AM |
flo_rida | $100.00 | 9/23/2012 12:37:04 PM |
j2ee | $50.00 | 9/23/2012 12:34:22 PM |
liberty-prometheus6 | $25.00 | 9/23/2012 12:54:22 PM |
CJMC | $25.00 | 9/23/2012 7:01:15 PM |
auction-sage | $100.00 | 9/23/2012 12:45:55 PM |
martinatime | $50.00 | 9/24/2012 9:27:30 AM |
JpNetInvestments | $100.00 | 9/24/2012 10:32:38 AM |
green28 | $100.00 | 9/24/2012 1:21:29 PM |
Darts | $50.00 | 9/24/2012 5:24:00 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:06 PM |
octoberfresh | $25.00 | 9/24/2012 5:21:06 PM |
bletourn | $25.00 | 9/24/2012 7:36:41 PM |
Aimvest | $25.00 | 9/25/2012 9:51:55 AM |
compoundinterest | $25.00 | 9/25/2012 10:00:44 AM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:28 PM |
azazle | $50.00 | 9/25/2012 1:29:59 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:05 PM |
daw1878 | $50.00 | 9/25/2012 5:37:11 PM |
BaxterEvil | $25.00 | 9/25/2012 8:07:52 PM |
spoolin18t | $100.00 | 9/26/2012 7:16:50 AM |
trade-surge3 | $25.00 | 9/26/2012 6:46:16 AM |
transparency-gondola5 | $25.00 | 9/26/2012 8:09:47 AM |
Plutis | $25.00 | 9/26/2012 9:06:49 AM |
respectful-fairness069 | $27.00 | 9/26/2012 9:17:19 AM |
economy-ringleader048 | $31.00 | 9/26/2012 10:08:09 AM |
holstj | $50.00 | 9/26/2012 9:42:54 AM |
AFairDeal | $25.00 | 9/26/2012 9:56:53 AM |
american6 | $50.00 | 9/26/2012 10:54:56 AM |
treasure-singularity | $25.00 | 9/26/2012 5:01:14 PM |
thg0703 | $25.00 | 9/26/2012 12:47:35 PM |
visionary-generosity0 | $25.00 | 9/26/2012 1:27:04 PM |
anwn | $50.00 | 9/26/2012 12:32:20 PM |
asset-linkage | $25.00 | 9/26/2012 1:08:48 PM |
MoneySiles | $25.00 | 9/26/2012 5:04:57 PM |
transparency-baton | $25.00 | 9/26/2012 5:05:12 PM |
dollardave | $50.00 | 9/26/2012 2:55:17 PM |
transaction-keeper5 | $25.00 | 9/26/2012 4:21:49 PM |
blue-laudable-dinero | $25.00 | 9/26/2012 3:11:02 PM |
blukestrel | $25.00 | 9/26/2012 5:07:58 PM |
ore-genius2 | $200.00 | 9/26/2012 3:37:46 PM |
silver-explorer6 | $25.00 | 9/26/2012 5:01:21 PM |
fairness-hammock | $50.00 | 9/26/2012 4:17:19 PM |
Cre8iveCash | $25.00 | 9/26/2012 5:02:32 PM |
unrivaled-silver | $25.00 | 9/26/2012 5:03:01 PM |
power-leader1 | $25.00 | 9/26/2012 5:02:02 PM |
nuclearmoose | $50.00 | 9/26/2012 5:05:22 PM |
BB-ptoploan | $50.00 | 9/26/2012 5:17:00 PM |
investment-kingdom | $25.00 | 9/26/2012 5:06:41 PM |
Ninjago | $100.00 | 9/26/2012 5:22:18 PM |
BoughtTheFarm | $25.00 | 9/26/2012 5:24:20 PM |
skeptikos | $100.00 | 9/26/2012 5:25:07 PM |
privatebanker | $25.00 | 9/26/2012 5:09:09 PM |
csakhil | $50.00 | 9/26/2012 5:09:55 PM |
passbook | $25.00 | 9/26/2012 5:09:29 PM |
loan-mammal | $100.00 | 9/26/2012 5:28:57 PM |
Geldmeister | $50.00 | 9/26/2012 5:30:54 PM |
benevolent-loot5 | $200.00 | 9/26/2012 5:10:13 PM |
orange-mindful-bazaar | $70.00 | 9/26/2012 5:13:42 PM |
BuffetRocks | $50.00 | 9/26/2012 5:36:07 PM |
responsive-worth5 | $25.00 | 9/26/2012 5:12:04 PM |
BizAnalyst | $50.00 | 9/26/2012 5:12:06 PM |
UstedEsElHombre | $100.00 | 9/26/2012 5:42:53 PM |
unforgettable-pound574 | $50.00 | 9/26/2012 5:15:04 PM |
stensonb | $25.00 | 9/26/2012 5:51:46 PM |
benjamins-utopia | $100.00 | 9/26/2012 5:21:08 PM |
Carpetkid | $100.00 | 9/26/2012 5:23:14 PM |
sweet-loan7 | $25.00 | 9/26/2012 5:20:47 PM |
dreammachine | $100.00 | 9/26/2012 5:26:00 PM |
inspired-investment8 | $100.00 | 9/26/2012 5:32:23 PM |
jfd287 | $25.00 | 9/26/2012 5:28:30 PM |
sharpey | $25.00 | 9/26/2012 5:39:10 PM |
Avala | $100.00 | 9/26/2012 6:06:58 PM |
well-mannered-power8 | $25.00 | 9/26/2012 6:07:28 PM |
peace-flower9 | $50.00 | 9/26/2012 6:09:14 PM |
silverloan | $50.00 | 9/26/2012 5:41:52 PM |
Panna | $25.00 | 9/26/2012 5:42:17 PM |
lounges | $25.00 | 9/26/2012 5:41:41 PM |
Vacs4u | $25.00 | 9/26/2012 5:43:44 PM |
platinum-lightning | $50.00 | 9/26/2012 6:15:26 PM |
Ripsaw4U | $50.00 | 9/26/2012 5:49:00 PM |
nick5454 | $25.00 | 9/26/2012 6:18:07 PM |
miked8303 | $50.00 | 9/26/2012 5:49:06 PM |
DreamQuestFunding | $25.00 | 9/26/2012 6:21:29 PM |
Mark-O-Polo | $25.00 | 9/26/2012 6:22:38 PM |
nerdfactor | $25.00 | 9/26/2012 5:52:36 PM |
MARWARISETH | $200.00 | 9/26/2012 6:23:17 PM |
skuba | $75.00 | 9/26/2012 6:24:06 PM |
awwaww | $25.00 | 9/26/2012 5:55:37 PM |
studious-peso | $25.00 | 9/26/2012 5:57:19 PM |
EJPiper | $25.00 | 9/26/2012 5:58:07 PM |
red-unequivocal-finance | $25.00 | 9/26/2012 5:56:01 PM |
KarmaBum77 | $25.00 | 9/26/2012 6:00:02 PM |
Lesburger | $25.00 | 9/26/2012 5:58:52 PM |
girlwithglasses | $50.00 | 9/26/2012 6:00:06 PM |
taz007 | $25.00 | 9/26/2012 6:00:36 PM |
delivery | $25.00 | 9/26/2012 6:01:54 PM |
trade-solo | $25.00 | 9/26/2012 6:04:15 PM |
shaker348 | $25.00 | 9/26/2012 6:06:24 PM |
Great-Mom | $25.00 | 9/26/2012 6:09:58 PM |
Woodworker57 | $25.00 | 9/26/2012 6:17:43 PM |
diversification-surge | $25.00 | 9/26/2012 6:16:21 PM |
minista | $25.00 | 9/26/2012 6:18:41 PM |
knowledgeable-silver6 | $25.00 | 9/26/2012 6:18:49 PM |
red-fervent-deal | $25.00 | 9/26/2012 6:18:53 PM |
return-marsupial3 | $25.00 | 9/26/2012 6:22:49 PM |
best-decisive-peace | $25.00 | 9/26/2012 6:19:33 PM |
Sothenwhat | $100.00 | 9/26/2012 6:23:30 PM |
hyla15 | $25.00 | 9/26/2012 6:19:36 PM |
fishintime | $100.00 | 9/26/2012 6:20:53 PM |
choss02 | $100.00 | 9/26/2012 6:24:33 PM |
270 Investments
|
Borrower Payment Dependent Notes Series
630776
This series of Notes was issued and sold upon the funding of the borrower loan #75506, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $144.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
3 | Length of status: | 0y 6m |
Amount delinquent:
| $417 |
Total credit lines:
| 38 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,450 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| velocity-thunder4 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring Financing
Purpose of loan:
This loan will be used to...Purchase Engagement Ring
My financial situation:
I am a good candidate for this loan because...I have shown the ability to repay my debt on time in the last few years. My debt ratio is low.
Monthly net income: $ 2300.00
Monthly expenses: $ 210.00
Housing: $ 375.00
Insurance: $ 92.00
Car expenses: $ 250.00
Utilities: $ 68.00
Phone, cable, internet: $ 73.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 50.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
order-tamale | $400.00 | 9/21/2012 5:02:30 PM |
j2ee | $50.00 | 9/21/2012 5:05:42 PM |
affluence-microscope2 | $200.00 | 9/21/2012 5:03:19 PM |
special-dinero553 | $25.00 | 9/21/2012 5:12:26 PM |
pierrelasvegas | $25.00 | 9/21/2012 5:02:24 PM |
radiant-dollar9 | $200.00 | 9/21/2012 5:16:18 PM |
durability-seahorse7 | $50.00 | 9/21/2012 5:20:22 PM |
payout-paradise5 | $25.00 | 9/21/2012 5:24:44 PM |
restless-currency | $40.00 | 9/21/2012 5:31:50 PM |
transparency-silo2 | $25.00 | 9/21/2012 5:34:29 PM |
wetlands | $70.00 | 9/21/2012 5:14:45 PM |
life-is-great | $25.00 | 9/21/2012 5:39:49 PM |
majestic-note6 | $200.00 | 9/21/2012 5:17:30 PM |
statuesque-affluence058 | $25.00 | 9/21/2012 5:42:24 PM |
LeReve | $500.00 | 9/21/2012 5:19:49 PM |
orearella3 | $25.00 | 9/21/2012 5:44:24 PM |
top-community-voyage | $50.00 | 9/21/2012 5:43:36 PM |
supreme-treasure8 | $100.00 | 9/21/2012 5:24:20 PM |
cash-kin7 | $25.00 | 9/21/2012 5:56:04 PM |
prudent-payment316 | $25.00 | 9/21/2012 5:28:21 PM |
money-surge1 | $25.00 | 9/21/2012 5:57:10 PM |
transparency-sapling | $25.00 | 9/21/2012 5:30:43 PM |
velocity-solo | $25.00 | 9/21/2012 5:58:22 PM |
ready-justice7 | $50.00 | 9/21/2012 5:33:04 PM |
Comoparklender | $25.00 | 9/21/2012 6:03:14 PM |
billi | $25.00 | 9/21/2012 6:05:26 PM |
urbane-duty560 | $25.00 | 9/21/2012 5:41:52 PM |
CAGE-Investments | $25.00 | 9/21/2012 5:42:47 PM |
SkepticalBen | $25.00 | 9/21/2012 5:43:11 PM |
finance-prescription | $100.00 | 9/21/2012 5:43:34 PM |
first-resolute-deal | $25.00 | 9/21/2012 5:54:03 PM |
bazaar-tulip | $25.00 | 9/21/2012 5:59:28 PM |
magnificent-dime4 | $25.00 | 9/21/2012 5:59:44 PM |
svandgts | $25.00 | 9/21/2012 6:02:26 PM |
113121 | $25.00 | 9/21/2012 5:36:16 PM |
benevolent-transaction090 | $50.00 | 9/21/2012 5:02:15 PM |
newest-currency-vibrato | $25.00 | 9/21/2012 5:02:26 PM |
dynamic-money271 | $100.00 | 9/21/2012 5:04:20 PM |
rolpn | $25.00 | 9/21/2012 5:06:23 PM |
nickel-ferret | $25.00 | 9/21/2012 5:13:40 PM |
a-finance-nirvana | $25.00 | 9/21/2012 5:18:28 PM |
EBITDA | $25.00 | 9/21/2012 5:24:35 PM |
Jloaner | $100.00 | 9/21/2012 5:05:46 PM |
sensible-trade | $32.00 | 9/21/2012 5:25:45 PM |
chlebie | $50.00 | 9/21/2012 5:32:15 PM |
leverage-sensai6 | $25.00 | 9/21/2012 5:36:13 PM |
principal-cooker2 | $50.00 | 9/21/2012 5:14:46 PM |
musegaze | $50.00 | 9/21/2012 5:39:39 PM |
versatile-dime442 | $250.00 | 9/21/2012 5:16:59 PM |
DirtyJenga | $25.00 | 9/21/2012 5:41:09 PM |
bonus-demon | $50.00 | 9/21/2012 5:40:40 PM |
new-sharp-leverage | $25.00 | 9/21/2012 5:41:58 PM |
Beld | $50.00 | 9/21/2012 5:42:14 PM |
jamiee73 | $25.00 | 9/21/2012 5:42:42 PM |
rate-hawk | $25.00 | 9/21/2012 5:49:01 PM |
ttnk62918 | $25.00 | 9/21/2012 5:49:39 PM |
-------supporter | $33.00 | 9/21/2012 5:51:21 PM |
friendly-gold | $25.00 | 9/21/2012 6:00:18 PM |
toblerone | $25.00 | 9/21/2012 6:02:49 PM |
dedication-prospector1 | $25.00 | 9/21/2012 6:03:40 PM |
professional-vigilance9 | $7.00 | 9/21/2012 6:05:46 PM |
robust-diversification3 | $50.00 | 9/21/2012 5:39:31 PM |
Perolus | $25.00 | 9/21/2012 5:41:25 PM |
LoanMonkey | $27.00 | 9/21/2012 5:46:41 PM |
vigilance-portait5 | $41.00 | 9/21/2012 5:46:45 PM |
ericgassercom | $25.00 | 9/21/2012 5:46:57 PM |
WalnutCreekguy | $50.00 | 9/21/2012 5:47:54 PM |
resolute-worth4 | $50.00 | 9/21/2012 5:50:03 PM |
68 Investments
|
Borrower Payment Dependent Notes Series
631654
This series of Notes was issued and sold upon the funding of the borrower loan #75482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $343.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 43% |
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,540 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| BabaYetu |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off all credit card debt so I will only have 1 payment a month.
My financial situation:
I am a good candidate for this loan because I have NEVER missed a payment on anything. I pay over $300 hundred a month on these credit cards but that really just covers interest. I can easily make this payment.
Monthly net income: $3162.36
Monthly expenses: $2262.81
Housing: $912.41
Insurance: $149.05
Car expenses: $103.76
Utilities: $75-125 depending on time of year
Phone, cable, internet: $72.59
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $400 (using this loan to pay those off)
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
intuitive-velocity4 | $25.00 | 9/26/2012 5:01:49 PM |
real-return2 | $30.00 | 9/26/2012 5:02:14 PM |
commitment-neutron1 | $200.00 | 9/26/2012 5:03:04 PM |
real-return | $26.00 | 9/26/2012 5:05:03 PM |
phenomenal-rate1 | $500.00 | 9/26/2012 5:05:26 PM |
handy-justice | $50.00 | 9/26/2012 5:06:46 PM |
friendly-gold | $25.00 | 9/26/2012 5:08:07 PM |
WalnutCreekguy | $50.00 | 9/26/2012 5:04:10 PM |
dariop | $25.01 | 9/26/2012 5:24:44 PM |
bellaquito | $500.00 | 9/26/2012 5:26:04 PM |
durability-seahorse7 | $50.00 | 9/26/2012 5:10:05 PM |
first-pragmatic-power | $25.00 | 9/26/2012 5:34:44 PM |
enchanted-diversification496 | $50.00 | 9/26/2012 5:35:28 PM |
imogen22 | $50.00 | 9/26/2012 5:12:01 PM |
bold-marketplace-awakening | $150.00 | 9/26/2012 5:39:04 PM |
hidavehi | $25.01 | 9/26/2012 5:40:15 PM |
special-dinero553 | $25.00 | 9/26/2012 5:14:03 PM |
diplomatic-wealth7 | $25.00 | 9/26/2012 5:18:10 PM |
best-bonafide-p2p | $25.00 | 9/26/2012 5:18:17 PM |
majestic-note6 | $200.00 | 9/26/2012 5:18:35 PM |
auction-bonaza8 | $100.00 | 9/26/2012 5:56:08 PM |
kila-designer | $249.00 | 9/26/2012 5:56:40 PM |
LeReve | $500.00 | 9/26/2012 5:21:22 PM |
hopeful_lender | $100.00 | 9/26/2012 5:42:31 PM |
pound-mushroom3 | $25.00 | 9/26/2012 5:43:06 PM |
asset-professor | $25.00 | 9/26/2012 5:46:25 PM |
52digital | $75.00 | 9/26/2012 5:44:42 PM |
finance-prescription | $100.00 | 9/26/2012 6:19:56 PM |
rolltide09 | $50.00 | 9/26/2012 5:52:55 PM |
cash-kin7 | $25.00 | 9/26/2012 6:27:47 PM |
octoberfresh | $25.00 | 9/26/2012 5:59:18 PM |
proper-exchange8 | $50.00 | 9/26/2012 6:03:01 PM |
supreme-treasure8 | $100.00 | 9/26/2012 5:59:47 PM |
sunwell | $50.00 | 9/26/2012 6:03:17 PM |
Nipper99 | $200.00 | 9/26/2012 6:03:22 PM |
EnglishGeekInNYC | $25.00 | 9/26/2012 6:08:53 PM |
mindful-generosity1 | $50.00 | 9/26/2012 6:15:08 PM |
BostonCapital | $100.00 | 9/26/2012 6:16:06 PM |
Stek7 | $25.00 | 9/26/2012 6:16:23 PM |
fantastic-bazaar2 | $100.00 | 9/26/2012 7:07:13 PM |
Assets-Up | $25.00 | 9/26/2012 6:17:44 PM |
miamibeachloaner | $25.00 | 9/26/2012 6:34:43 PM |
glimmering-liberty616 | $25.00 | 9/26/2012 6:34:49 PM |
creditjunky | $100.00 | 9/26/2012 6:33:26 PM |
affluence-hickory | $25.00 | 9/26/2012 8:01:02 PM |
mindful-deal289 | $25.00 | 9/26/2012 8:31:04 PM |
1randyp | $25.00 | 9/26/2012 6:48:11 PM |
supreme-exchange547 | $25.00 | 9/26/2012 9:07:22 PM |
1traveler | $25.00 | 9/26/2012 9:24:42 PM |
pragmatic-auction8 | $25.00 | 9/26/2012 6:52:37 PM |
reflective-rupee | $25.00 | 9/26/2012 9:31:16 PM |
paytonbrigadier | $250.00 | 9/26/2012 7:06:59 PM |
RMI_Babylon | $26.44 | 9/26/2012 7:07:00 PM |
GrowthAspirations | $129.00 | 9/27/2012 12:19:11 AM |
historic-value7 | $234.65 | 9/27/2012 1:58:20 AM |
rockhound84 | $25.00 | 9/26/2012 7:11:03 PM |
Investor_DP | $200.00 | 9/26/2012 7:12:20 PM |
BBsapphire-2-loan | $100.00 | 9/26/2012 7:18:42 PM |
unger | $315.00 | 9/26/2012 7:19:22 PM |
money-baron | $100.00 | 9/26/2012 7:24:52 PM |
chrisb1414 | $25.00 | 9/26/2012 7:27:12 PM |
LoanerPrincipal | $25.00 | 9/26/2012 7:46:03 PM |
transparency-position | $63.00 | 9/26/2012 7:52:25 PM |
abundant-one | $25.00 | 9/26/2012 8:12:59 PM |
Lendomatic | $25.00 | 9/26/2012 8:17:37 PM |
listing-dreams1 | $50.00 | 9/26/2012 10:11:25 PM |
SpreadsheetSolutions | $25.00 | 9/26/2012 10:17:49 PM |
FinanceEngine | $50.00 | 9/26/2012 10:32:58 PM |
onesunca | $26.63 | 9/26/2012 11:38:43 PM |
fides-cx | $25.00 | 9/26/2012 11:09:36 PM |
commerce-venture1 | $25.00 | 9/26/2012 5:02:19 PM |
duty-viola | $35.00 | 9/26/2012 5:03:28 PM |
adventurer447 | $300.00 | 9/26/2012 5:19:29 PM |
careful-vigilance4 | $25.00 | 9/26/2012 5:30:42 PM |
pierrelasvegas | $25.00 | 9/26/2012 5:14:21 PM |
ingenious-deal6 | $25.00 | 9/26/2012 5:47:49 PM |
MichaelProsper | $36.00 | 9/26/2012 5:52:46 PM |
loyalty-dragster7 | $100.00 | 9/26/2012 5:54:12 PM |
rate-angel9 | $37.00 | 9/26/2012 5:25:37 PM |
justreturns | $25.00 | 9/26/2012 5:27:06 PM |
houli123 | $25.00 | 9/26/2012 5:37:11 PM |
gondeee | $25.00 | 9/26/2012 6:06:10 PM |
responsibility-butterfly | $25.00 | 9/26/2012 6:10:18 PM |
wise-charming-reward | $500.00 | 9/26/2012 6:16:30 PM |
wise-deal-panda | $100.00 | 9/26/2012 6:21:31 PM |
missing-link | $25.00 | 9/26/2012 6:01:17 PM |
competent-commitment5 | $25.00 | 9/26/2012 6:44:14 PM |
green-high-five7 | $25.00 | 9/26/2012 6:08:43 PM |
Elefunt | $25.00 | 9/26/2012 6:12:17 PM |
Canidae | $25.00 | 9/26/2012 6:13:54 PM |
pleasant-listing712 | $25.00 | 9/26/2012 7:06:17 PM |
Beld | $50.00 | 9/26/2012 6:22:06 PM |
wwwUniversal | $25.00 | 9/26/2012 6:31:34 PM |
bazaar-tulip | $500.00 | 9/26/2012 7:28:07 PM |
azazle | $50.00 | 9/26/2012 6:30:13 PM |
social-pear9 | $25.00 | 9/26/2012 6:33:25 PM |
Robin_Hood | $50.00 | 9/26/2012 7:36:24 PM |
Comoparklender | $25.00 | 9/26/2012 6:37:11 PM |
greenback-sage433 | $25.00 | 9/26/2012 7:45:28 PM |
SBT | $25.00 | 9/26/2012 6:46:02 PM |
Astyanax | $30.00 | 9/26/2012 9:07:44 PM |
keen-credit6 | $25.00 | 9/26/2012 6:58:51 PM |
cr8on | $30.00 | 9/26/2012 7:01:28 PM |
money-baron-Roth401k | $50.00 | 9/26/2012 7:05:10 PM |
first-serene-credit | $25.00 | 9/26/2012 11:54:37 PM |
priceless-felicity7 | $25.00 | 9/26/2012 7:09:50 PM |
quest0 | $50.00 | 9/26/2012 7:29:10 PM |
Bank_of_the_Galaxy | $25.00 | 9/26/2012 7:49:48 PM |
heerzaquestion | $44.00 | 9/26/2012 7:50:28 PM |
finance-relaxation3 | $25.00 | 9/26/2012 7:59:46 PM |
principal-star | $25.00 | 9/26/2012 8:18:36 PM |
newest-currency-vibrato | $25.00 | 9/26/2012 8:38:20 PM |
Brisket_Bob | $40.00 | 9/26/2012 9:08:55 PM |
treasure-coyote3 | $25.00 | 9/26/2012 9:23:08 PM |
FWF-kinetic | $25.00 | 9/26/2012 9:47:12 PM |
best-shiny-hope | $25.18 | 9/26/2012 10:14:37 PM |
worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:39 PM |
KindCharmingReflective-affluence | $25.00 | 9/26/2012 11:09:04 PM |
getreadyloans | $40.00 | 9/26/2012 11:10:44 PM |
auction-chomper4 | $50.00 | 9/26/2012 11:35:47 PM |
wale-ld | $33.08 | 9/27/2012 1:41:20 AM |
121 Investments
|
Borrower Payment Dependent Notes Series
632558
This series of Notes was issued and sold upon the funding of the borrower loan #75340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 6% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 12y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| auction-saxaphone2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement & debt consoldatio
Purpose of loan:
This loan will be used to.consolidate bills and to make home improvements in my home.
My financial situation: Due to an illness in my family my bills got a bit behind. That situation is now cleared up. I would like to catch up on all of my bills in order to be able to get back on schedule and to be able to save each month to pay the next bills and to make home improvements which will add to the value of my home.
I am a good candidate for this loan because once I catch up on all of my bills I will be able to make the loan payments in a timely manner. I am a responsible person who has worked at the same job for at least 38 years
Monthly net income: $1534.00
Monthly expenses: $1232.00
Housing: $470.00
Insurance: $94.00
Car expenses: $250.00
Utilities: $100.00
Phone, cable, internet: $68.00
Food, entertainment: $200.00
Clothing, household expenses: 50.00
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
duty-viola | $25.00 | 9/21/2012 9:08:43 AM |
miamibeachloaner | $100.00 | 9/21/2012 9:13:51 AM |
appetizing-loyalty354 | $100.00 | 9/21/2012 9:13:20 AM |
Zingaro | $25.00 | 9/21/2012 9:49:57 AM |
Angel_Investor_7 | $25.00 | 9/21/2012 9:32:49 AM |
pdub | $200.00 | 9/21/2012 12:22:08 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:51:04 PM |
Rogelio48 | $25.00 | 9/21/2012 3:13:28 PM |
treasure-hunter270 | $25.00 | 9/21/2012 3:48:04 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:38 PM |
papaloha | $25.00 | 9/21/2012 10:04:02 PM |
Bob450 | $25.00 | 9/22/2012 8:05:39 AM |
Skynxhunt | $25.00 | 9/22/2012 9:32:19 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:51 AM |
Astyanax | $30.00 | 9/22/2012 11:04:41 AM |
wise-deal-panda | $100.00 | 9/22/2012 1:25:42 PM |
rupee-universe | $25.00 | 9/22/2012 9:47:48 PM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:22 AM |
rateasaurus1 | $25.00 | 9/23/2012 5:08:13 AM |
california111 | $100.00 | 9/23/2012 8:35:45 AM |
Rivervale_Westwood | $25.00 | 9/23/2012 8:43:30 AM |
worth-shower8 | $100.00 | 9/23/2012 1:03:50 PM |
newest-generous-income | $30.00 | 9/24/2012 2:25:40 AM |
first-dinero-temple | $25.00 | 9/23/2012 9:01:55 PM |
Robin_Hood | $30.00 | 9/23/2012 9:33:36 PM |
trident8 | $25.00 | 9/23/2012 10:16:07 PM |
rate-advocator7 | $100.00 | 9/21/2012 9:17:44 AM |
majestic-note6 | $150.00 | 9/21/2012 9:26:56 AM |
Moneypenny6 | $25.00 | 9/21/2012 9:42:48 AM |
bewitching-dollar5 | $100.00 | 9/21/2012 9:16:20 AM |
money-baron | $50.00 | 9/21/2012 10:30:27 AM |
blitzen40 | $25.00 | 9/21/2012 9:59:09 AM |
heerzaquestion | $25.00 | 9/21/2012 4:55:31 PM |
spartacusiam | $25.00 | 9/21/2012 5:57:42 PM |
dudebrah | $25.00 | 9/21/2012 6:53:14 PM |
mindful-generosity1 | $50.00 | 9/21/2012 6:15:57 PM |
ChoiceInvestments | $26.00 | 9/21/2012 7:38:44 PM |
irrelevant | $50.00 | 9/22/2012 5:05:46 AM |
historic-nickel | $25.00 | 9/22/2012 9:05:06 AM |
UBOtto186 | $50.00 | 9/22/2012 10:37:38 AM |
integrity-builder | $50.00 | 9/22/2012 12:53:04 PM |
alliancecapital1 | $25.00 | 9/22/2012 12:49:14 PM |
worthy-bid8 | $100.00 | 9/22/2012 1:43:36 PM |
alaskanbearcub | $25.00 | 9/22/2012 7:58:16 PM |
mrxtravis | $25.00 | 9/22/2012 2:05:51 PM |
hidavehi | $25.03 | 9/22/2012 8:40:14 PM |
knowledgeable-rate6 | $25.00 | 9/23/2012 6:23:37 AM |
marwadi-62 | $25.00 | 9/23/2012 8:30:46 AM |
111TaxMan | $25.00 | 9/23/2012 5:11:59 AM |
dough-kitten5 | $25.00 | 9/23/2012 8:35:44 AM |
I-Believe-In-You | $26.33 | 9/23/2012 11:05:44 AM |
pioneer580 | $100.00 | 9/23/2012 3:50:45 PM |
punctual-worth263 | $25.00 | 9/23/2012 9:29:59 PM |
the-inspired-justice | $25.00 | 9/23/2012 3:01:54 PM |
transparency-universe8 | $7.64 | 9/24/2012 3:35:20 AM |
ibano | $25.00 | 9/23/2012 11:17:28 PM |
56 Investments
|
Borrower Payment Dependent Notes Series
633060
This series of Notes was issued and sold upon the funding of the borrower loan #75055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $417.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 50% |
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
11 | Length of status: | 11y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,784 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| revenue-supergiant5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Repairs and Debt Consolidation
Purpose of loan:
This loan will be used for two main reasons. Firstly, I have several areas of my house that must be repaired. The chimney has rotten wood and will begin leaking soon if it is not repaired. My front porch posts are all rotten from water damage and must be replaced also. I have to get these repairs completed before winter. The estimate for repairs is around $4,500.00 for materials. Secondly, I would like to pay off the loan on my car which is approximately $6,200.00 and also pay off $1,700.00 between two Credit Card balances. Unfortunately, due to the obvious economic conditions, I have no equity in my home to apply towards a HELOC. This seems like a reasonable alternative as long as the interest rates remain close to what was initially quoted.
My financial situation:
I am a good candidate for this loan because I have a secure job where I have worked since 2000, and have even worked a second part-time job, when necessary. I have always paid off my financial obligations in the past and will continue to do so moving forward. I am a mature and responsible individual who takes pride in paying my bills. Also, since a portion of this loan will pay off my car loan, that will offset the monthly payment amount for the loan. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
velocityasaurus-rex4 | $100.00 | 9/12/2012 5:01:48 PM |
bazaar-tulip | $25.00 | 9/12/2012 5:12:47 PM |
aztec | $50.00 | 9/12/2012 5:48:31 PM |
bellaquito | $500.00 | 9/12/2012 6:26:54 PM |
Darts | $50.00 | 9/12/2012 7:46:08 PM |
Nazbuster | $200.00 | 9/12/2012 9:25:47 PM |
kegs | $150.00 | 9/12/2012 7:27:53 PM |
simplelender80 | $500.00 | 9/12/2012 7:30:59 PM |
economy-tuba7 | $50.00 | 9/13/2012 9:43:29 AM |
progressive-economy261 | $500.00 | 9/13/2012 10:45:37 AM |
OregonDane | $25.00 | 9/13/2012 10:11:34 AM |
kenji4861 | $25.00 | 9/13/2012 10:30:15 AM |
Dubbs360 | $500.00 | 9/13/2012 10:43:15 AM |
benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:56 AM |
green-lively-bill | $25.00 | 9/13/2012 11:57:23 AM |
LeReve | $500.00 | 9/13/2012 5:35:34 PM |
wetlands | $200.00 | 9/13/2012 5:31:00 PM |
affluence-microscope2 | $200.00 | 9/13/2012 5:27:56 PM |
nickel-ferret | $25.00 | 9/13/2012 5:29:39 PM |
chlebie | $50.00 | 9/13/2012 5:49:10 PM |
nbah123 | $50.00 | 9/13/2012 6:15:08 PM |
bonafide-economy | $25.00 | 9/13/2012 6:57:39 PM |
funds-harbor6 | $50.00 | 9/13/2012 8:57:03 PM |
powerful-return1 | $25.00 | 9/14/2012 8:00:50 AM |
rchapee | $25.00 | 9/14/2012 7:52:02 AM |
abundanceforever | $52.50 | 9/14/2012 9:10:07 AM |
important-ore | $150.00 | 9/14/2012 9:20:35 AM |
wealth-nexus091 | $100.00 | 9/14/2012 10:39:16 AM |
jhussey | $100.00 | 9/14/2012 10:43:04 AM |
ready-justice7 | $50.00 | 9/14/2012 1:20:53 PM |
dinero-philosopher1 | $25.00 | 9/14/2012 1:52:32 PM |
teejay411 | $100.00 | 9/14/2012 12:11:07 PM |
UltimateWill | $25.00 | 9/14/2012 12:22:52 PM |
cash-cymbal3 | $101.00 | 9/14/2012 12:15:35 PM |
currency-balancer | $50.00 | 9/14/2012 12:20:45 PM |
finance-symphony7 | $200.00 | 9/14/2012 3:37:58 PM |
enlighter | $66.00 | 9/14/2012 3:42:13 PM |
Mowine4me | $25.00 | 9/14/2012 3:51:23 PM |
Pariah_money | $25.00 | 9/14/2012 12:41:27 PM |
Goodlender42 | $25.00 | 9/14/2012 5:18:03 PM |
newest-currency-vibrato | $25.00 | 9/14/2012 5:59:13 PM |
svjeller | $100.00 | 9/14/2012 6:44:02 PM |
peso-trailblazer0 | $25.00 | 9/14/2012 7:10:03 PM |
palmetto933 | $25.00 | 9/15/2012 5:58:39 AM |
triumphant-point5 | $50.00 | 9/15/2012 6:44:32 AM |
blue-laudable-dinero | $50.00 | 9/15/2012 6:59:48 AM |
durability-seahorse7 | $50.00 | 9/15/2012 1:25:13 AM |
radforj22 | $75.00 | 9/15/2012 7:35:49 AM |
agreement-merry-maker | $75.00 | 9/15/2012 5:25:10 AM |
KileNSmyth4 | $30.00 | 9/15/2012 7:43:00 AM |
xxyls | $50.00 | 9/15/2012 8:15:38 AM |
dordee | $60.00 | 9/15/2012 10:28:03 AM |
pleasant-bid | $40.00 | 9/15/2012 9:28:00 AM |
loyalty-meadow | $25.00 | 9/15/2012 12:04:09 PM |
sensible-order2 | $300.00 | 9/15/2012 9:46:08 AM |
ready-bid9 | $50.00 | 9/15/2012 12:14:47 PM |
Investoman | $25.00 | 9/15/2012 12:16:37 PM |
C_Mark | $50.00 | 9/15/2012 12:17:18 PM |
resolute-basis9 | $25.00 | 9/15/2012 12:19:26 PM |
magical-credit523 | $25.00 | 9/15/2012 12:20:35 PM |
IP | $25.00 | 9/15/2012 12:20:46 PM |
scottyb73 | $25.00 | 9/15/2012 12:21:43 PM |
lionheart722 | $100.00 | 9/12/2012 5:20:58 PM |
CreditBuilder2 | $25.01 | 9/12/2012 5:38:12 PM |
thrifty-transaction578 | $25.00 | 9/12/2012 6:10:00 PM |
restless-currency | $40.00 | 9/12/2012 6:42:48 PM |
auction-sage | $50.00 | 9/12/2012 6:44:42 PM |
kfrench | $75.00 | 9/12/2012 6:29:21 PM |
mariah8641 | $30.00 | 9/13/2012 8:43:39 AM |
DadWarbucks | $25.00 | 9/13/2012 10:12:52 AM |
pdub | $500.00 | 9/13/2012 10:35:19 AM |
Cash4U2also | $49.32 | 9/13/2012 4:14:39 PM |
j2ee | $50.00 | 9/13/2012 5:21:53 PM |
radiant-dollar9 | $200.00 | 9/13/2012 5:32:01 PM |
cosmof16 | $25.00 | 9/13/2012 6:03:12 PM |
engrossing-community0 | $25.00 | 9/13/2012 9:05:22 PM |
RebuildingAmerica | $30.08 | 9/14/2012 4:54:39 AM |
Rain-Maker35 | $73.34 | 9/14/2012 7:31:58 AM |
rpdelray | $25.00 | 9/14/2012 4:47:39 AM |
nalaari | $26.21 | 9/14/2012 5:23:32 AM |
fund-tom-tom6 | $25.00 | 9/14/2012 6:24:30 AM |
SSC_CCV | $50.00 | 9/14/2012 9:00:43 AM |
interest-splendor | $50.00 | 9/14/2012 8:27:46 AM |
EJO | $25.00 | 9/14/2012 9:03:38 AM |
miked8303 | $50.00 | 9/14/2012 9:49:08 AM |
JBBank | $50.00 | 9/14/2012 10:12:42 AM |
brilliant-duty9 | $25.00 | 9/14/2012 10:15:39 AM |
responsibility-butterfly | $25.00 | 9/14/2012 10:26:24 AM |
fairness-symphony2 | $50.00 | 9/14/2012 2:27:46 PM |
pioneer580 | $59.66 | 9/14/2012 2:44:58 PM |
receptive-benjamins815 | $400.00 | 9/14/2012 1:22:16 PM |
jamesriles | $25.00 | 9/14/2012 1:07:38 PM |
dough-tsunami2 | $25.00 | 9/14/2012 1:42:51 PM |
myduck | $50.00 | 9/14/2012 5:21:05 PM |
attentive-compassion1 | $50.00 | 9/14/2012 5:03:23 PM |
dreammachine | $100.00 | 9/14/2012 5:31:58 PM |
mtquan | $25.00 | 9/14/2012 5:10:06 PM |
transparency-silo2 | $25.00 | 9/14/2012 5:17:08 PM |
vkorichkov | $30.00 | 9/14/2012 5:35:29 PM |
adaboy65 | $100.00 | 9/14/2012 5:55:10 PM |
azazle | $50.00 | 9/15/2012 2:17:22 AM |
Culebra1930 | $75.00 | 9/14/2012 8:27:30 PM |
UT-Longhorn | $25.00 | 9/15/2012 6:04:14 AM |
VIPLLC | $25.00 | 9/15/2012 6:20:49 AM |
agrosmet | $75.00 | 9/15/2012 7:41:39 AM |
currency-persimmon | $35.00 | 9/15/2012 9:09:45 AM |
Peleadona | $25.00 | 9/15/2012 7:47:39 AM |
TommyTucker | $77.00 | 9/15/2012 10:59:06 AM |
methodical-basis822 | $25.00 | 9/15/2012 11:01:21 AM |
HRVRfunding | $100.00 | 9/15/2012 11:09:10 AM |
DaveTheWave | $25.00 | 9/15/2012 11:56:22 AM |
Quiza12 | $50.00 | 9/15/2012 7:27:20 AM |
MakoF16 | $25.00 | 9/15/2012 7:49:02 AM |
capital-javelin3 | $50.00 | 9/15/2012 12:04:31 PM |
El_Scubano | $25.00 | 9/15/2012 8:12:54 AM |
visionary-dedication5 | $25.00 | 9/15/2012 8:26:18 AM |
rutzebach | $76.59 | 9/15/2012 9:02:05 AM |
dukeiyer | $25.00 | 9/15/2012 9:07:16 AM |
credible-balance0 | $25.00 | 9/15/2012 11:46:19 AM |
youngster50 | $25.00 | 9/15/2012 11:54:19 AM |
bonafide-cash | $100.00 | 9/15/2012 11:55:10 AM |
Atlanta-Buyer | $25.00 | 9/15/2012 12:18:16 PM |
buraky | $50.00 | 9/15/2012 12:18:59 PM |
indomitable-coin | $25.00 | 9/15/2012 12:15:17 PM |
Money_Working | $25.00 | 9/15/2012 12:20:51 PM |
Cash-Flow | $923.29 | 9/15/2012 12:21:55 PM |
126 Investments
|
Borrower Payment Dependent Notes Series
633338
This series of Notes was issued and sold upon the funding of the borrower loan #75218, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 32.04% |
Borrower rate/APR:
| 33.04% / 35.84% |
Monthly payment:
| $136.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.57% | | |
| |
Estimated return*:
| 15.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| encouraging-return516 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/23/2012 12:20:03 PM |
lowrater | $50.70 | 9/23/2012 12:01:02 PM |
RGlad | $100.00 | 9/23/2012 12:04:25 PM |
transaction-circuit | $75.00 | 9/23/2012 12:08:50 PM |
green-high-five7 | $25.00 | 9/23/2012 12:11:58 PM |
refresher211 | $25.00 | 9/23/2012 12:44:19 PM |
robust-diversification3 | $50.00 | 9/23/2012 12:21:11 PM |
Bad_Debt | $27.00 | 9/23/2012 12:08:09 PM |
Money__Tree | $200.00 | 9/23/2012 12:57:13 PM |
BankofRon | $25.00 | 9/23/2012 12:27:56 PM |
musegaze | $50.00 | 9/23/2012 12:09:30 PM |
MG_Holdings | $25.00 | 9/23/2012 12:10:23 PM |
mindful-generosity1 | $50.00 | 9/23/2012 1:03:51 PM |
deal-galleon | $25.00 | 9/23/2012 12:35:25 PM |
careful-vigilance4 | $25.00 | 9/23/2012 12:25:28 PM |
handy-justice | $50.00 | 9/23/2012 2:55:17 PM |
benevolent-loot5 | $200.00 | 9/23/2012 12:39:51 PM |
julijask | $25.00 | 9/23/2012 12:31:17 PM |
52digital | $75.00 | 9/23/2012 12:34:25 PM |
azazle | $50.00 | 9/23/2012 5:59:33 PM |
Investor_DP | $200.00 | 9/23/2012 12:50:00 PM |
pierrelasvegas | $25.00 | 9/23/2012 12:43:06 PM |
understanding-dollar67 | $25.00 | 9/23/2012 12:47:54 PM |
networks4ever | $25.00 | 9/23/2012 1:44:58 PM |
money-baron | $100.00 | 9/23/2012 1:49:10 PM |
transparency-position | $34.00 | 9/23/2012 1:53:14 PM |
CA-Lender | $50.01 | 9/23/2012 1:03:27 PM |
kila-designer | $250.00 | 9/23/2012 6:27:07 PM |
cordial-affluence2 | $25.00 | 9/23/2012 7:30:24 PM |
heerzaquestion | $25.00 | 9/23/2012 6:29:11 PM |
piPad | $50.00 | 9/23/2012 8:10:01 PM |
BankofRon_IRA | $100.00 | 9/23/2012 12:26:00 PM |
bob450-roth | $25.00 | 9/23/2012 12:41:49 PM |
asset-professor | $25.00 | 9/23/2012 12:16:48 PM |
alluring-yield5 | $25.00 | 9/23/2012 2:06:19 PM |
reasonable-nickel6 | $25.00 | 9/23/2012 12:23:27 PM |
friendly-openness77 | $25.00 | 9/23/2012 2:55:47 PM |
wise-felicity-blossom | $100.00 | 9/23/2012 12:37:20 PM |
Sunbase | $25.00 | 9/23/2012 12:28:11 PM |
enriching-dollar1 | $100.00 | 9/23/2012 12:38:44 PM |
IIP77 | $25.00 | 9/23/2012 12:39:54 PM |
imogen22 | $50.00 | 9/23/2012 12:41:01 PM |
trade-boots1 | $100.00 | 9/23/2012 12:35:15 PM |
intrepid-loot | $25.00 | 9/23/2012 4:39:21 PM |
power-chihuahua | $25.00 | 9/23/2012 1:00:59 PM |
dollardave | $50.00 | 9/23/2012 1:03:18 PM |
charming-exchange7 | $25.00 | 9/23/2012 1:06:46 PM |
money-genome84 | $250.00 | 9/23/2012 1:23:42 PM |
bankbuddy55 | $50.00 | 9/23/2012 4:27:41 PM |
professional-dinero753 | $30.00 | 9/23/2012 4:41:02 PM |
best-bonafide-p2p | $25.00 | 9/23/2012 5:20:43 PM |
adaptable-capital | $250.00 | 9/23/2012 6:48:58 PM |
new-marketplace-lyrics | $25.00 | 9/23/2012 3:32:23 PM |
natural-point1 | $25.00 | 9/23/2012 7:10:50 PM |
community-burrito9 | $25.00 | 9/23/2012 5:28:20 PM |
big-mac-50 | $200.00 | 9/23/2012 7:41:49 PM |
Impact_Vector | $30.00 | 9/23/2012 6:43:26 PM |
dudebrah | $25.00 | 9/23/2012 8:28:01 PM |
keiphers | $25.00 | 9/23/2012 8:03:36 PM |
scarlet-velvet | $50.08 | 9/23/2012 8:42:21 PM |
enriched-return057 | $253.21 | 9/23/2012 8:46:32 PM |
61 Investments
|
Borrower Payment Dependent Notes Series
633648
This series of Notes was issued and sold upon the funding of the borrower loan #75412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Sep-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 6.89% |
Borrower rate/APR:
| 7.89% / 9.23% |
Monthly payment:
| $531.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.89% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 21% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,602 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| No | | |
Screen name:
| contract-fan0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off longstanding credit card debt that I've consistently paid my monthly charges on. This debt is at a high interest rate and this loan will help me pay it off on better financial terms, allowing me to use my diversify how I use my money in the future.
My financial situation:
I am a good candidate for this loan because I pay my debt timely and the monthly payments for this loan will be less than the monthly payments I'm already paying various lenders. With this loan, I will be able to increase my savings in order to purchase a home.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $28.41 | 9/5/2012 5:04:27 PM |
liberty-viola | $30.00 | 9/5/2012 5:35:00 PM |
thankful-nickel2 | $50.00 | 9/5/2012 5:28:36 PM |
bazaar-tulip | $25.00 | 9/5/2012 5:30:27 PM |
adventurer447 | $300.00 | 9/5/2012 5:35:24 PM |
SCD | $25.00 | 9/5/2012 5:35:38 PM |
Plutis | $25.00 | 9/5/2012 6:48:10 PM |
lowrater | $50.40 | 9/5/2012 6:52:08 PM |
blot44 | $25.00 | 9/5/2012 8:40:29 PM |
wealth-songbird5 | $25.00 | 9/6/2012 10:41:36 AM |
tommyb34 | $25.00 | 9/6/2012 12:48:27 PM |
top-community-voyage | $50.00 | 9/6/2012 11:32:41 AM |
neighborly-hope6 | $100.00 | 9/6/2012 5:22:45 PM |
knowledgeable-silver6 | $25.00 | 9/7/2012 9:22:05 AM |
simplelender80 | $500.00 | 9/7/2012 1:26:37 PM |
FAsAreDUMB | $25.00 | 9/7/2012 6:38:35 PM |
lendersf | $50.00 | 9/8/2012 4:31:12 PM |
brightest-durability-chomper | $25.00 | 9/8/2012 7:13:43 PM |
citizenX | $125.00 | 9/9/2012 11:11:19 AM |
Castellan | $50.00 | 9/9/2012 12:39:38 PM |
Dubbs360 | $500.00 | 9/10/2012 10:14:47 AM |
lionheart722 | $100.00 | 9/10/2012 2:46:53 PM |
MissionMicroFinance | $25.00 | 9/10/2012 6:37:49 PM |
radforj22 | $100.00 | 9/11/2012 5:11:44 AM |
Machiavelli1 | $35.00 | 9/11/2012 8:55:35 AM |
squeebie | $50.00 | 9/11/2012 10:54:33 AM |
bell387 | $245.00 | 9/11/2012 1:55:20 PM |
commonsenselending | $100.00 | 9/11/2012 1:23:41 PM |
generous-deal6 | $25.00 | 9/11/2012 4:04:35 PM |
RedantFinance | $50.00 | 9/11/2012 3:41:55 PM |
historic-reward468 | $100.00 | 9/11/2012 5:07:05 PM |
commerce-gargantuan2 | $100.00 | 9/11/2012 5:59:15 PM |
agreement-oracle0 | $100.00 | 9/11/2012 7:07:30 PM |
BOZO88 | $45.00 | 9/11/2012 7:06:06 PM |
Blue_Devil | $25.00 | 9/11/2012 9:08:44 PM |
transparency-silo2 | $25.00 | 9/12/2012 9:21:05 AM |
auction-sage | $50.00 | 9/12/2012 10:33:53 AM |
responsive-principal8 | $25.00 | 9/12/2012 12:40:46 PM |
credible-benjamins724 | $25.00 | 9/12/2012 3:01:36 PM |
Darts | $50.00 | 9/12/2012 7:45:49 PM |
blue-laudable-dinero | $25.00 | 9/12/2012 9:41:55 PM |
azazle | $25.00 | 9/12/2012 11:00:44 PM |
green-lively-bill | $25.00 | 9/13/2012 11:57:17 AM |
adaboy65 | $100.00 | 9/14/2012 5:54:49 PM |
kleinbrak | $25.00 | 9/15/2012 7:27:31 AM |
dordee | $60.00 | 9/15/2012 10:23:05 AM |
Culebra1930 | $75.00 | 9/15/2012 12:16:52 PM |
Taxman44 | $25.00 | 9/15/2012 12:36:42 PM |
RocketSurgeon | $25.00 | 9/15/2012 12:41:53 PM |
wwwUniversal | $25.00 | 9/15/2012 1:58:11 PM |
RothySkynx | $25.00 | 9/15/2012 7:15:50 PM |
useful-money715 | $25.00 | 9/15/2012 10:11:41 PM |
Planecourage | $25.00 | 9/16/2012 11:26:00 AM |
GoldenRule01 | $50.00 | 9/16/2012 1:41:47 PM |
dough-kitten5 | $25.00 | 9/16/2012 1:53:41 PM |
sunny1985 | $25.00 | 9/16/2012 11:00:08 AM |
green28 | $100.00 | 9/16/2012 2:38:26 PM |
compassionate-payment218 | $25.00 | 9/16/2012 6:34:10 PM |
sgt-schultz | $30.00 | 9/17/2012 6:30:12 AM |
glimmering-credit4 | $25.00 | 9/16/2012 8:50:34 PM |
otherwisedisposed | $1,000.00 | 9/16/2012 7:36:35 PM |
JoyfulVegetarian | $25.00 | 9/17/2012 6:30:40 AM |
obduro_1 | $50.00 | 9/17/2012 9:13:43 AM |
JWinvest | $25.00 | 9/17/2012 9:16:21 AM |
compassion-twister2 | $50.00 | 9/17/2012 10:02:49 AM |
Hasemoto | $25.00 | 9/17/2012 3:54:03 PM |
loan-keeper9 | $250.00 | 9/17/2012 11:52:04 AM |
Perdita_II | $25.00 | 9/17/2012 10:02:59 AM |
Brisket_Bob | $75.00 | 9/17/2012 7:26:05 PM |
durability-seahorse7 | $50.00 | 9/18/2012 12:58:45 AM |
kenji4861 | $25.00 | 9/5/2012 5:19:20 PM |
penny-finder | $30.00 | 9/5/2012 5:47:52 PM |
member_98419 | $25.00 | 9/5/2012 6:05:41 PM |
jcornehlsen | $25.00 | 9/5/2012 6:36:33 PM |
GoldenKoi | $100.00 | 9/5/2012 11:25:44 PM |
HikeMoab | $25.00 | 9/6/2012 10:19:42 AM |
bowdish1 | $100.00 | 9/6/2012 6:02:28 PM |
bold-sensible-basis | $25.00 | 9/7/2012 5:32:21 AM |
well-mannered-power8 | $25.00 | 9/7/2012 8:52:30 AM |
britgsb | $50.00 | 9/7/2012 9:38:32 AM |
pdub | $500.00 | 9/7/2012 12:40:28 PM |
Index_Plus | $7,500.00 | 9/7/2012 12:52:32 PM |
axl163 | $25.00 | 9/7/2012 11:13:05 PM |
samurai2 | $25.00 | 9/8/2012 6:19:55 AM |
power-kin | $50.00 | 9/8/2012 8:04:19 AM |
AmericanCredit | $56.00 | 9/8/2012 12:02:51 PM |
gold-igniter372 | $50.00 | 9/8/2012 9:44:35 AM |
availableloan | $25.00 | 9/8/2012 3:52:11 PM |
wonderful-rupee | $25.00 | 9/9/2012 11:50:30 AM |
proper-exchange8 | $100.00 | 9/9/2012 11:31:08 PM |
penny-kahuna0 | $25.00 | 9/9/2012 4:43:19 PM |
responsibility-butterfly | $25.00 | 9/10/2012 6:41:07 PM |
revenue-carnation043 | $50.00 | 9/10/2012 7:16:22 PM |
RoyFauntleroy | $50.00 | 9/11/2012 7:49:54 AM |
greenback-sage433 | $25.00 | 9/11/2012 10:19:22 AM |
robertd654 | $25.00 | 9/11/2012 2:32:45 PM |
martinatime | $50.00 | 9/11/2012 5:13:23 PM |
hopeful_lender | $100.00 | 9/11/2012 6:33:15 PM |
atlacatl | $25.00 | 9/11/2012 8:30:20 PM |
anacent | $25.00 | 9/11/2012 9:40:58 PM |
banker334 | $40.00 | 9/11/2012 8:15:23 PM |
Isotope | $25.00 | 9/12/2012 7:14:54 PM |
azazle | $25.00 | 9/12/2012 7:18:20 PM |
fantastic-openness | $250.00 | 9/13/2012 8:59:16 AM |
studious-peso | $25.00 | 9/13/2012 1:43:47 PM |
crw1950 | $35.31 | 9/14/2012 5:13:09 AM |
rchapee | $25.00 | 9/14/2012 7:51:39 AM |
miked8303 | $50.00 | 9/14/2012 9:49:02 AM |
jhussey | $100.00 | 9/14/2012 10:42:58 AM |
Spiv_51 | $25.00 | 9/15/2012 4:21:35 AM |
capital-heaven5 | $500.00 | 9/15/2012 7:08:54 AM |
cordial-affluence2 | $25.00 | 9/15/2012 8:43:14 AM |
cerebral-dollar773 | $25.00 | 9/15/2012 12:04:16 PM |
djs81 | $75.00 | 9/15/2012 12:18:31 PM |
chilandman | $50.00 | 9/15/2012 1:29:59 PM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:03 PM |
transparency-sapling | $25.00 | 9/16/2012 7:15:39 AM |
EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:46 AM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:25 PM |
zenyatta | $25.00 | 9/17/2012 9:23:00 AM |
engbusres | $35.00 | 9/17/2012 6:14:39 AM |
paladin510 | $30.00 | 9/17/2012 10:23:38 AM |
compatible-deal9 | $50.00 | 9/17/2012 1:31:53 PM |
Iza13 | $25.00 | 9/17/2012 3:55:13 PM |
Ardy123 | $25.00 | 9/17/2012 1:38:15 PM |
wise-penny-protector | $26.07 | 9/17/2012 12:41:09 PM |
robertd654 | $25.00 | 9/17/2012 5:48:07 PM |
fascinating-value4 | $200.00 | 9/17/2012 7:46:58 PM |
LongTail | $40.00 | 9/17/2012 10:52:28 PM |
cdfinance | $183.81 | 9/18/2012 4:12:39 AM |
130 Investments
|
Borrower Payment Dependent Notes Series
633934
This series of Notes was issued and sold upon the funding of the borrower loan #75108, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-05-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $577.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 26% |
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,306 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| affluence-enrichment1 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other horse trailer
Purpose of loan:
This loan will be used to...
Purchase a horse trailet
My financial situation:
I am a good candidate for this loan because...
we are able to make the payments. I have a bonus check I get every six months.my check will be 10,000 plus..I am putting this on the loan...e need this trailer, as we are starting to take on boarders..we are currently boarding.two horses for am extra 500.00 per month..this hours right into the trailer
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ready-bid9 | $50.00 | 9/5/2012 9:12:56 AM |
DirtyJenga | $25.00 | 9/5/2012 9:50:36 AM |
Science7124 | $25.00 | 9/5/2012 10:26:57 AM |
bazaar-tulip | $25.00 | 9/5/2012 5:30:19 PM |
SBT | $25.00 | 9/5/2012 6:00:30 PM |
networks4ever | $25.00 | 9/5/2012 6:50:29 PM |
first-careful-currency | $300.00 | 9/5/2012 6:51:38 PM |
Quiza12 | $50.00 | 9/6/2012 4:17:44 PM |
CreditBuilder2 | $25.01 | 9/6/2012 5:39:46 PM |
Peterman | $25.00 | 9/6/2012 10:14:06 PM |
income-triangulation1 | $25.00 | 9/7/2012 12:33:28 AM |
Med-Tech-Here | $28.00 | 9/7/2012 9:42:51 AM |
heeeley | $25.00 | 9/7/2012 11:02:25 AM |
basis-encourager2 | $25.00 | 9/7/2012 1:17:43 PM |
ingenious-deal6 | $25.00 | 9/8/2012 12:39:29 PM |
bonafide-economy | $75.00 | 9/8/2012 2:28:05 PM |
lucrative-worth | $50.00 | 9/9/2012 7:40:38 PM |
Eminent_Endeavors | $25.00 | 9/10/2012 4:28:29 AM |
Dubbs360 | $500.00 | 9/10/2012 10:14:45 AM |
SweatyBalls | $30.00 | 9/10/2012 6:15:26 PM |
responsibility-butterfly | $25.00 | 9/10/2012 6:41:05 PM |
RoyFauntleroy | $50.00 | 9/11/2012 7:49:53 AM |
UOweMe | $25.00 | 9/11/2012 2:49:05 PM |
lefty756 | $25.00 | 9/11/2012 1:56:27 PM |
historic-reward468 | $100.00 | 9/11/2012 5:07:04 PM |
agreement-oracle0 | $100.00 | 9/11/2012 7:07:28 PM |
banker334 | $100.00 | 9/11/2012 8:14:11 PM |
anacent | $25.00 | 9/11/2012 9:40:56 PM |
I_Like_to_Invest | $25.00 | 9/12/2012 6:44:46 AM |
vigilance-spinner3 | $25.00 | 9/12/2012 10:47:41 AM |
smart-gain | $50.00 | 9/12/2012 1:56:24 PM |
credit-adventurer313 | $25.00 | 9/12/2012 4:57:11 PM |
Darts | $50.00 | 9/12/2012 7:45:48 PM |
loyalty-czar | $75.00 | 9/13/2012 8:46:06 AM |
max007 | $30.00 | 9/13/2012 6:23:59 AM |
tremendous-yield8 | $25.00 | 9/13/2012 7:22:24 AM |
fearless-loyalty5 | $25.00 | 9/13/2012 6:29:15 AM |
DadWarbucks | $25.00 | 9/13/2012 10:12:48 AM |
kenji4861 | $25.00 | 9/13/2012 10:30:12 AM |
benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:47 AM |
first-serene-credit | $25.00 | 9/13/2012 11:24:36 AM |
creative-dime2 | $25.00 | 9/13/2012 12:00:52 PM |
integrity-cowbell | $25.00 | 9/13/2012 12:41:11 PM |
zasonsasu1 | $25.00 | 9/13/2012 1:26:14 PM |
commerce-yeller | $45.00 | 9/13/2012 9:03:40 PM |
order-bee1 | $100.00 | 9/13/2012 10:29:20 PM |
rchapee | $25.00 | 9/14/2012 7:51:38 AM |
pioneer580 | $50.00 | 9/14/2012 2:32:21 PM |
cash-cymbal3 | $100.00 | 9/14/2012 1:43:36 PM |
heerzaquestion | $75.00 | 9/15/2012 7:19:40 AM |
UT-Longhorn | $25.00 | 9/15/2012 6:04:09 AM |
zorg77 | $25.00 | 9/15/2012 8:39:52 AM |
penny-firestarter | $25.00 | 9/15/2012 8:20:32 AM |
Culebra1930 | $75.00 | 9/15/2012 12:16:51 PM |
Cai8899 | $25.00 | 9/15/2012 12:18:10 PM |
bid-youngster026 | $25.00 | 9/15/2012 12:17:49 PM |
Taxman44 | $25.00 | 9/15/2012 12:36:41 PM |
friendly-gold | $25.00 | 9/15/2012 12:35:37 PM |
helpful-silver7 | $25.00 | 9/15/2012 4:18:33 PM |
spirited-camaraderi | $50.00 | 9/15/2012 8:40:40 PM |
RothySkynx | $25.00 | 9/15/2012 7:15:50 PM |
cajunguy | $25.00 | 9/15/2012 2:19:08 PM |
kindness-fox8 | $25.00 | 9/16/2012 9:16:10 AM |
smile4kar | $100.00 | 9/16/2012 10:56:07 AM |
squarebob | $40.00 | 9/16/2012 6:37:55 AM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:03 PM |
transparency-sapling | $25.00 | 9/16/2012 7:15:39 AM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:07 PM |
JoyfulVegetarian | $25.00 | 9/17/2012 6:30:40 AM |
wilkenm | $25.00 | 9/16/2012 10:01:11 PM |
Saleen06 | $30.00 | 9/16/2012 7:41:25 PM |
MoneyBadger | $25.00 | 9/17/2012 6:36:23 AM |
calbertrand | $25.00 | 9/17/2012 12:16:47 PM |
fantastic-bazaar2 | $50.00 | 9/17/2012 7:31:26 PM |
MI2 | $5,000.00 | 9/17/2012 7:43:24 PM |
dough-hammock | $25.00 | 9/18/2012 6:32:38 AM |
phaques | $225.00 | 9/17/2012 7:03:18 PM |
economy-popcorn | $25.00 | 9/18/2012 5:53:50 AM |
SkyLoan | $35.00 | 9/17/2012 9:00:28 PM |
LJRR85 | $25.00 | 9/18/2012 6:27:45 AM |
asset-architect9 | $75.00 | 9/18/2012 6:52:55 AM |
brightest-gain-investor | $1,000.00 | 9/18/2012 8:16:11 AM |
Efinvestors | $25.00 | 9/18/2012 9:14:41 AM |
capital-blueberry | $8.71 | 9/18/2012 9:31:26 AM |
astute-benjamins | $75.00 | 9/18/2012 9:29:30 AM |
community-burrito9 | $25.00 | 9/5/2012 9:08:31 AM |
adventurer447 | $300.00 | 9/5/2012 9:58:20 AM |
fund-medalist171 | $50.00 | 9/5/2012 10:21:09 AM |
fulfilling-return414 | $25.00 | 9/5/2012 11:21:17 AM |
thrifty-transaction578 | $25.00 | 9/5/2012 5:48:20 PM |
LoanerPrincipal | $25.00 | 9/6/2012 9:41:56 AM |
top-community-voyage | $50.00 | 9/6/2012 11:32:38 AM |
HikeMoab | $25.00 | 9/6/2012 12:47:37 PM |
well-mannered-power8 | $25.00 | 9/7/2012 8:52:29 AM |
pdub | $500.00 | 9/7/2012 12:40:26 PM |
Persuasion | $50.00 | 9/7/2012 10:54:48 AM |
simplelender80 | $500.00 | 9/7/2012 1:26:34 PM |
sodems | $100.00 | 9/7/2012 6:56:30 PM |
lendersf | $50.00 | 9/8/2012 4:31:12 PM |
herbyman | $50.00 | 9/8/2012 4:50:44 PM |
suave-durability1 | $25.00 | 9/8/2012 10:15:29 PM |
museic1 | $100.00 | 9/9/2012 9:06:28 AM |
Castellan | $50.00 | 9/9/2012 12:39:38 PM |
A4 | $25.00 | 9/11/2012 10:03:33 AM |
Theodon | $25.00 | 9/11/2012 6:11:15 PM |
banker334 | $40.00 | 9/11/2012 8:15:23 PM |
Robato | $50.00 | 9/12/2012 7:32:38 AM |
auction-sage | $50.00 | 9/12/2012 10:33:52 AM |
restless-currency | $40.00 | 9/12/2012 6:42:38 PM |
vutah | $35.00 | 9/12/2012 9:25:27 PM |
mariah8641 | $30.00 | 9/13/2012 8:43:33 AM |
progressive-economy261 | $500.00 | 9/13/2012 10:45:28 AM |
bonus-seahorse | $50.00 | 9/13/2012 4:13:14 PM |
value-finder1 | $200.00 | 9/13/2012 1:46:03 PM |
chlebie | $50.00 | 9/13/2012 5:49:04 PM |
prudent-bid3 | $25.00 | 9/13/2012 7:08:35 PM |
commerce-yeller | $45.00 | 9/13/2012 9:02:55 PM |
gallant-camaraderi | $55.00 | 9/14/2012 7:04:38 AM |
ready-vigilance3 | $47.00 | 9/14/2012 8:54:53 AM |
buffalobills | $25.00 | 9/14/2012 9:38:16 AM |
JBBank | $42.00 | 9/14/2012 10:12:37 AM |
jhussey | $100.00 | 9/14/2012 10:42:57 AM |
ddog0224 | $50.00 | 9/14/2012 11:40:25 AM |
ready-justice7 | $50.00 | 9/14/2012 1:20:48 PM |
aaronbucknell | $26.60 | 9/14/2012 7:13:23 PM |
adaboy65 | $100.00 | 9/14/2012 5:54:48 PM |
capital-heaven5 | $256.77 | 9/15/2012 7:27:01 AM |
currency-persimmon | $35.00 | 9/15/2012 9:13:30 AM |
djs81 | $75.00 | 9/15/2012 12:18:30 PM |
ferpeiks | $100.00 | 9/15/2012 2:11:43 PM |
RGlad | $200.00 | 9/15/2012 7:17:36 PM |
4palmtrees | $100.00 | 9/15/2012 11:02:24 PM |
visionary-fund | $100.00 | 9/15/2012 1:45:46 PM |
generous-deal6 | $25.00 | 9/16/2012 3:19:19 AM |
nevee | $45.00 | 9/15/2012 8:13:54 PM |
efficient-treasure0 | $25.00 | 9/16/2012 10:08:47 AM |
daisuke | $25.00 | 9/16/2012 11:03:29 AM |
cac1966 | $33.42 | 9/16/2012 4:45:59 PM |
gold-pudding6 | $60.00 | 9/16/2012 3:02:22 PM |
otherwisedisposed | $200.00 | 9/16/2012 7:36:35 PM |
friendly-money | $100.00 | 9/16/2012 2:42:13 PM |
leverage-galleon | $30.00 | 9/16/2012 6:59:28 PM |
ideal-platinum1 | $25.00 | 9/17/2012 9:19:05 AM |
durability-seahorse7 | $50.00 | 9/18/2012 12:58:45 AM |
loot-knickers5 | $500.00 | 9/17/2012 9:17:50 PM |
bicyclebear | $50.00 | 9/18/2012 4:00:01 AM |
Index_Plus | $6,500.00 | 9/18/2012 8:14:08 AM |
nad139 | $32.49 | 9/18/2012 5:47:54 AM |
Leshan | $50.00 | 9/18/2012 8:37:01 AM |
genuine-asset240 | $25.00 | 9/18/2012 9:10:43 AM |
horseshoelake | $100.00 | 9/18/2012 8:49:18 AM |
azazle | $25.00 | 9/18/2012 9:05:02 AM |
152 Investments
|
Borrower Payment Dependent Notes Series
634088
This series of Notes was issued and sold upon the funding of the borrower loan #75322, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $250.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 28% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
15 | Length of status: | 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $127,057 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-return-chorus |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate high interests credit card
My financial situation:
I am a good candidate for this loan because I have a full time government job. I had loan with Prosper before
Monthly net income: $ 120000
Monthly expenses: $200
Housing: $2340
Insurance: $200
Car expenses: $511
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RGlad | $250.00 | 9/26/2012 9:01:01 AM |
LENDO-CALRISSIAN | $25.00 | 9/26/2012 9:03:25 AM |
Hippo-IRA1 | $50.00 | 9/26/2012 9:03:42 AM |
blazing-capital2 | $250.00 | 9/26/2012 9:05:56 AM |
social-pear9 | $25.00 | 9/26/2012 9:08:30 AM |
octoberfresh | $25.00 | 9/26/2012 9:03:18 AM |
alexander-hamilton | $250.00 | 9/26/2012 9:00:56 AM |
wildanne | $50.00 | 9/26/2012 9:01:01 AM |
pierrelasvegas | $25.00 | 9/26/2012 9:14:22 AM |
hard-working-loot | $50.00 | 9/26/2012 9:14:26 AM |
affluence-microscope2 | $200.00 | 9/26/2012 9:02:17 AM |
ericgassercom | $25.00 | 9/26/2012 9:02:33 AM |
XP | $25.00 | 9/26/2012 9:02:57 AM |
kind-lovely-marketplace | $25.00 | 9/26/2012 9:17:20 AM |
vutah | $35.00 | 9/26/2012 9:05:53 AM |
LaGrangeLender | $60.00 | 9/26/2012 9:18:46 AM |
Thunderswan | $100.00 | 9/26/2012 9:20:58 AM |
LendGuy | $25.00 | 9/26/2012 9:21:26 AM |
JagFan | $25.00 | 9/26/2012 9:21:31 AM |
Payout_Assured | $25.00 | 9/26/2012 9:22:45 AM |
durability-seahorse7 | $50.00 | 9/26/2012 9:22:45 AM |
fair-pound5 | $50.00 | 9/26/2012 9:24:08 AM |
social-cocktail1 | $200.00 | 9/26/2012 9:09:40 AM |
adventurer447 | $300.00 | 9/26/2012 9:05:42 AM |
PaulW | $25.00 | 9/26/2012 9:29:43 AM |
wormdc | $25.00 | 9/26/2012 9:30:33 AM |
kindness-fanatic | $25.00 | 9/26/2012 9:07:17 AM |
moola-gondola1 | $25.00 | 9/26/2012 9:32:18 AM |
best-bonafide-p2p | $50.00 | 9/26/2012 9:07:41 AM |
DasMula | $25.00 | 9/26/2012 9:14:45 AM |
quest0 | $50.00 | 9/26/2012 9:14:52 AM |
Argbargle | $25.00 | 9/26/2012 9:16:28 AM |
jstefans | $25.00 | 9/26/2012 9:17:01 AM |
dignified-truth7 | $200.00 | 9/26/2012 9:17:26 AM |
DirtyJenga | $25.00 | 9/26/2012 9:11:04 AM |
impeccable-liberty5 | $25.00 | 9/26/2012 9:17:40 AM |
Reinadog9 | $25.00 | 9/26/2012 9:11:34 AM |
philwags | $25.00 | 9/26/2012 9:20:26 AM |
jojofrankie | $25.00 | 9/26/2012 9:22:04 AM |
rescue | $100.00 | 9/26/2012 9:22:05 AM |
resolute-basis9 | $25.00 | 9/26/2012 9:23:15 AM |
cash-kin7 | $25.00 | 9/26/2012 9:25:03 AM |
logical-investment4 | $25.00 | 9/26/2012 9:25:33 AM |
appcoder | $50.00 | 9/26/2012 9:26:28 AM |
entertaining-revenue4 | $50.00 | 9/26/2012 9:27:09 AM |
peso-stockpiler | $25.00 | 9/26/2012 9:27:15 AM |
unrelenting-auction7 | $25.00 | 9/26/2012 9:18:49 AM |
professional-vigilance9 | $100.00 | 9/26/2012 9:27:53 AM |
TackingWindward | $25.00 | 9/26/2012 9:19:18 AM |
papaloha | $222.00 | 9/26/2012 9:19:28 AM |
dpries123 | $25.00 | 9/26/2012 9:29:35 AM |
kind-bill-supporter | $25.00 | 9/26/2012 9:29:49 AM |
intrepid-transaction5 | $100.00 | 9/26/2012 9:30:55 AM |
integrity-scout | $25.00 | 9/26/2012 9:31:38 AM |
the-dollar-topper | $150.00 | 9/26/2012 9:21:54 AM |
HamachiMan | $50.00 | 9/26/2012 9:32:39 AM |
LeReve | $500.00 | 9/26/2012 9:23:13 AM |
red-power-pecan | $50.00 | 9/26/2012 9:34:16 AM |
hc90474 | $25.00 | 9/26/2012 9:26:36 AM |
income-rocker2 | $50.00 | 9/26/2012 9:27:18 AM |
enchanted-note14 | $25.00 | 9/26/2012 9:28:33 AM |
dpries123 | $71.61 | 9/26/2012 9:30:25 AM |
missoula | $25.00 | 9/26/2012 9:31:56 AM |
principal-cooker2 | $50.00 | 9/26/2012 9:33:17 AM |
tnjohnso | $25.00 | 9/26/2012 9:33:59 AM |
loyalty-sherpa | $25.00 | 9/26/2012 9:34:34 AM |
netg | $25.00 | 9/26/2012 9:34:59 AM |
Assets-Up | $25.00 | 9/26/2012 9:01:24 AM |
transaction-hugger4 | $100.00 | 9/26/2012 9:03:34 AM |
Military_Money_Wise | $25.00 | 9/26/2012 9:03:42 AM |
bullwink27 | $25.00 | 9/26/2012 9:04:19 AM |
tolerant-dime2 | $25.76 | 9/26/2012 9:09:11 AM |
scholarly-order6 | $25.00 | 9/26/2012 9:02:58 AM |
JLChamberlain | $25.00 | 9/26/2012 9:09:56 AM |
clemclan | $100.00 | 9/26/2012 9:03:46 AM |
cnovak | $25.00 | 9/26/2012 9:13:01 AM |
j2ee | $50.00 | 9/26/2012 9:04:45 AM |
janeybooboo | $75.00 | 9/26/2012 9:01:05 AM |
Banker7371 | $25.00 | 9/26/2012 9:14:28 AM |
thankful-yield8 | $25.00 | 9/26/2012 9:15:01 AM |
trade-beeper4 | $25.00 | 9/26/2012 9:02:48 AM |
exact-p2p2 | $25.00 | 9/26/2012 9:17:48 AM |
felicity-contributor3 | $50.00 | 9/26/2012 9:03:32 AM |
radiant-dollar9 | $200.00 | 9/26/2012 9:18:44 AM |
the-silver-blaster | $50.00 | 9/26/2012 9:21:09 AM |
bazaar-tulip | $25.00 | 9/26/2012 9:04:38 AM |
lowrater | $50.40 | 9/26/2012 9:07:27 AM |
competent-commitment5 | $25.00 | 9/26/2012 9:07:40 AM |
bonus-tent | $25.00 | 9/26/2012 9:25:21 AM |
tylerfd | $50.00 | 9/26/2012 9:25:37 AM |
imogen22 | $43.00 | 9/26/2012 9:10:45 AM |
rogue_monster | $50.00 | 9/26/2012 9:29:05 AM |
value-showcase828 | $25.00 | 9/26/2012 9:29:52 AM |
special-dinero553 | $25.00 | 9/26/2012 9:12:51 AM |
collider048 | $25.00 | 9/26/2012 9:32:37 AM |
deal-contributor8 | $25.00 | 9/26/2012 9:34:12 AM |
nickel-ferret | $25.00 | 9/26/2012 9:15:37 AM |
openness-medalist0 | $25.00 | 9/26/2012 9:09:08 AM |
breathtaking-funds6 | $50.00 | 9/26/2012 9:16:20 AM |
6moonbeams | $50.00 | 9/26/2012 9:17:38 AM |
CaptainBL | $25.00 | 9/26/2012 9:19:42 AM |
valiant-liberty4 | $25.00 | 9/26/2012 9:20:50 AM |
MoneyForNothing | $25.06 | 9/26/2012 9:15:20 AM |
cbllender | $25.00 | 9/26/2012 9:23:46 AM |
MrBailey | $25.00 | 9/26/2012 9:23:50 AM |
first-clean-silver | $25.00 | 9/26/2012 9:24:27 AM |
brilliant-market680 | $25.00 | 9/26/2012 9:24:45 AM |
focused-yield4 | $100.00 | 9/26/2012 9:17:45 AM |
payout-paradise5 | $25.00 | 9/26/2012 9:26:15 AM |
helpinghand63 | $25.00 | 9/26/2012 9:27:02 AM |
spark548 | $25.00 | 9/26/2012 9:18:37 AM |
merriewold | $40.00 | 9/26/2012 9:28:43 AM |
versatile-dime442 | $250.00 | 9/26/2012 9:19:19 AM |
jst1 | $25.00 | 9/26/2012 9:20:33 AM |
wizard750 | $28.00 | 9/26/2012 9:32:09 AM |
gallant-economy9 | $50.00 | 9/26/2012 9:32:54 AM |
treasure-pipeline | $25.00 | 9/26/2012 9:33:49 AM |
craig1050 | $25.00 | 9/26/2012 9:34:14 AM |
jo2y | $25.00 | 9/26/2012 9:26:39 AM |
commerce-viking1 | $50.00 | 9/26/2012 9:31:54 AM |
point653 | $25.00 | 9/26/2012 9:32:12 AM |
jamiee73 | $25.00 | 9/26/2012 9:34:26 AM |
122 Investments
|
Borrower Payment Dependent Notes Series
634102
This series of Notes was issued and sold upon the funding of the borrower loan #75090, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,800.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $165.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 6m |
Amount delinquent:
| $12,999 |
Total credit lines:
| 10 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,977 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| friendly-fund032 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan: Pay house hold bills until 2nd home is sold on 10/19/12
This loan will be used to...see above
My financial situation: Net proceeds of asset sale is $354000
I am a good candidate for this loan because I will be able to pay off in less than 45 days
Monthly net income: $3600
Monthly expenses: $3200
Housing: $800
Insurance: $65
Car expenses: $0
Utilities: $259
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cp-family | $50.00 | 9/20/2012 5:20:18 PM |
transaction-keeper5 | $25.00 | 9/20/2012 5:22:05 PM |
worthy-bid8 | $100.00 | 9/20/2012 5:48:10 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:20 AM |
california111 | $100.00 | 9/21/2012 7:28:51 AM |
GourmetPizzaGuy | $79.07 | 9/21/2012 10:22:21 AM |
pdub | $200.00 | 9/21/2012 12:22:04 PM |
kulender | $50.00 | 9/21/2012 1:49:42 PM |
Skynxhunt | $25.00 | 9/22/2012 9:32:17 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:47 AM |
integrity-builder | $50.00 | 9/22/2012 12:53:01 PM |
NorthernFunds | $25.00 | 9/22/2012 3:39:45 PM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:19 AM |
reasonable-nickel6 | $25.00 | 9/23/2012 12:23:19 PM |
glimmering-point | $25.00 | 9/24/2012 9:20:28 PM |
first-serene-credit | $25.00 | 9/25/2012 8:35:19 AM |
receptive-affluence035 | $25.00 | 9/25/2012 8:45:33 AM |
tolerant-responsibility051 | $500.00 | 9/25/2012 9:46:05 AM |
mammalian4 | $25.00 | 9/25/2012 2:56:41 PM |
voipguy88 | $50.00 | 9/25/2012 6:03:31 PM |
open-minded-p2p1 | $25.00 | 9/25/2012 6:48:12 PM |
Lendomatic | $25.00 | 9/25/2012 10:12:32 PM |
unassailable-funds754 | $25.00 | 9/25/2012 6:43:21 PM |
wealth-multiplier | $25.00 | 9/25/2012 7:21:24 PM |
the-credit-maker | $25.00 | 9/25/2012 7:14:23 PM |
dinero-jedi | $25.00 | 9/26/2012 4:40:13 AM |
invest-in-ed | $100.00 | 9/26/2012 4:41:24 AM |
grf1945 | $25.00 | 9/26/2012 5:43:56 AM |
mfdbtm | $40.00 | 9/26/2012 7:55:27 AM |
Urban-MBA | $25.00 | 9/26/2012 8:36:52 AM |
dpries123 | $25.00 | 9/26/2012 9:28:12 AM |
silver-enlightenment0 | $25.00 | 9/26/2012 10:04:40 AM |
netg | $25.00 | 9/26/2012 9:41:46 AM |
draggon77 | $25.00 | 9/26/2012 9:53:24 AM |
life-is-great | $25.00 | 9/26/2012 10:07:13 AM |
surge9 | $100.00 | 9/26/2012 10:43:48 AM |
value-medalist4 | $25.91 | 9/26/2012 12:25:49 PM |
USAFVET2010 | $57.40 | 9/26/2012 12:19:32 PM |
ready-loot0 | $25.00 | 9/26/2012 1:42:59 PM |
DreDub | $25.00 | 9/26/2012 3:25:33 PM |
gothampark | $25.00 | 9/26/2012 3:17:09 PM |
edfrize5 | $99.10 | 9/26/2012 4:02:30 PM |
deal-hickory5 | $39.32 | 9/26/2012 5:06:31 PM |
durability-seahorse7 | $50.00 | 9/20/2012 5:11:51 PM |
bewitching-dollar5 | $100.00 | 9/20/2012 5:27:52 PM |
loyalist1 | $100.00 | 9/21/2012 8:19:25 AM |
irrelevant | $50.00 | 9/21/2012 5:06:19 AM |
majestic-note6 | $150.00 | 9/21/2012 9:26:54 AM |
supreme-affluence798 | $25.00 | 9/21/2012 9:40:18 AM |
RotJ | $100.00 | 9/21/2012 12:36:34 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:50:53 PM |
green-high-five7 | $25.00 | 9/21/2012 4:05:45 PM |
pembull | $25.00 | 9/21/2012 6:16:04 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:30 PM |
papaloha | $25.00 | 9/21/2012 10:03:56 PM |
asset-linkage | $25.00 | 9/24/2012 10:11:34 AM |
bubb_hans | $25.00 | 9/24/2012 10:04:05 AM |
generous-agreement | $25.00 | 9/24/2012 10:07:04 AM |
wise-agile-investment | $25.00 | 9/24/2012 1:39:58 PM |
Weaverville | $25.00 | 9/24/2012 3:33:09 PM |
tech310 | $50.00 | 9/24/2012 6:40:19 PM |
capital-investor8 | $25.00 | 9/25/2012 8:41:22 AM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:29 PM |
rupee-prairie | $25.00 | 9/25/2012 6:31:31 PM |
Land_on_your_feet | $25.00 | 9/26/2012 6:19:06 AM |
SecondChanceLendingSERV | $26.20 | 9/26/2012 8:37:00 AM |
spoolin18t | $50.00 | 9/26/2012 7:17:26 AM |
gain-expert | $33.00 | 9/26/2012 8:57:31 AM |
adventurous-transaction0 | $25.00 | 9/26/2012 10:08:33 AM |
leverage-monger | $25.00 | 9/26/2012 10:48:37 AM |
korby524 | $25.00 | 9/26/2012 11:06:44 AM |
LuvToLend | $25.00 | 9/26/2012 4:15:02 PM |
historic-value7 | $200.00 | 9/26/2012 5:04:30 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
634372
This series of Notes was issued and sold upon the funding of the borrower loan #75284, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $465.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
15 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,991 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gallant-wampum464 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2012)
|
Principal balance:
| $3,562.81 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Business
Purpose of loan: Business expansion
This loan will be used to...Expand advertising,hire salesperson,expand canvassing area
My financial situation: Good
I am a good candidate for this loan because...I am up to date on all my obligations.I own my own home.I have never been late with a mprtgage payment.I have a excellent network of commerciallenders.I have 40 years of financial experience gained on Wall St and I am willing to go the extra mile to be a success.
Monthly net income: $8100
Monthly expenses: $6760
Housing: $2600
Insurance: $1400
Car expenses: $150
Utilities: $350
Phone, cable, internet: $210
Food, entertainment: $500
Clothing, household expenses: $250
Credit cards and other loans: $900
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sgordon46 | $25.00 | 9/24/2012 5:02:15 PM |
lowrater | $50.40 | 9/24/2012 5:05:59 PM |
transparency-sapling | $25.00 | 9/24/2012 5:06:12 PM |
worth-blanket2 | $11,700.00 | 9/24/2012 5:08:05 PM |
tolerant-dime2 | $39.00 | 9/24/2012 5:05:11 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:01 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:13 PM |
green-gain-delight | $25.00 | 9/24/2012 5:03:36 PM |
Beld | $50.00 | 9/24/2012 5:03:56 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:35 PM |
108lender | $200.00 | 9/24/2012 5:05:17 PM |
vutah | $35.00 | 9/24/2012 5:05:52 PM |
musegaze | $50.00 | 9/24/2012 5:06:22 PM |
affluence-microscope2 | $200.00 | 9/24/2012 5:02:28 PM |
durability-seahorse7 | $50.00 | 9/24/2012 5:03:24 PM |
BostonCapital | $100.00 | 9/24/2012 5:04:04 PM |
StPong | $25.00 | 9/24/2012 5:04:55 PM |
j2ee | $50.00 | 9/24/2012 5:04:56 PM |
unforgettable-pound574 | $50.00 | 9/24/2012 5:06:30 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
634558
This series of Notes was issued and sold upon the funding of the borrower loan #74799, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
Lender yield:
| 26.10% |
Borrower rate/APR:
| 27.10% / 31.01% |
Monthly payment:
| $265.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.91% | | |
| |
Estimated return*:
| 12.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
1 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| writers2001 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Business
Thank you for all of the prosper investors who helped get SME (Smart Money Entrepreneurs) off the ground. As you will see, we have paid back our original loan.
We have been gaining a lot of traction and are scheduled to launch our product in late November of this year. We are reaching out to investors again to make this happen.
We are hosting an event in the city with Daymon John (Shark Tank) and are interested in both investors and people who would like to sponsor the event.
We are asking for 6,500 on prosper, however we are also interested in people who would like to sponsor the event directly. Details can be provided to interested parties by contacting SME directly as listed on our website.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lowrater | $50.40 | 9/15/2012 12:01:31 PM |
handshake5 | $100.00 | 9/15/2012 12:07:26 PM |
fortytwo | $150.00 | 9/15/2012 12:13:27 PM |
108lender | $200.00 | 9/15/2012 12:13:49 PM |
musegaze | $50.00 | 9/15/2012 12:05:27 PM |
money51282 | $54.00 | 9/15/2012 12:17:32 PM |
cash-reaction2 | $25.00 | 9/15/2012 12:18:02 PM |
hopethisworks | $25.00 | 9/15/2012 12:07:48 PM |
DSFinancial | $25.00 | 9/15/2012 12:29:57 PM |
american-investor | $25.00 | 9/15/2012 12:26:37 PM |
yeti888 | $50.00 | 9/15/2012 12:18:51 PM |
compassionate-auction6 | $140.00 | 9/15/2012 12:20:55 PM |
economy-producer | $25.00 | 9/15/2012 12:22:05 PM |
Radiant_Lion | $53.00 | 9/15/2012 12:33:22 PM |
fulfilling-investment4 | $25.00 | 9/15/2012 12:41:40 PM |
bid-czar8 | $100.00 | 9/15/2012 12:25:35 PM |
JauaFlash | $25.00 | 9/15/2012 12:26:33 PM |
worldly-community3 | $50.00 | 9/15/2012 12:29:28 PM |
ingenious-deal6 | $25.00 | 9/15/2012 12:29:39 PM |
social-cocktail1 | $200.00 | 9/15/2012 12:42:07 PM |
HamachiMan | $50.00 | 9/15/2012 12:43:59 PM |
nimble-revenue5 | $100.00 | 9/15/2012 12:44:28 PM |
adventurer447 | $300.00 | 9/15/2012 12:37:32 PM |
jazzlender | $25.00 | 9/15/2012 12:39:32 PM |
quantum_leap | $25.00 | 9/15/2012 12:56:18 PM |
power-chihuahua | $25.00 | 9/15/2012 12:56:58 PM |
best-charming-leverage | $50.00 | 9/15/2012 1:13:00 PM |
generous-deal6 | $25.00 | 9/15/2012 12:44:13 PM |
revolutionary082 | $27.27 | 9/15/2012 12:48:23 PM |
cnovak | $25.00 | 9/15/2012 12:48:52 PM |
elegant-hope578 | $32.00 | 9/15/2012 1:21:45 PM |
productive-ore | $25.00 | 9/15/2012 1:06:47 PM |
rvfbroker | $25.00 | 9/15/2012 12:55:55 PM |
ITExec | $47.00 | 9/15/2012 1:33:06 PM |
life-is-great | $25.00 | 9/15/2012 12:58:09 PM |
helpinghand63 | $25.00 | 9/15/2012 1:14:41 PM |
Macbethofscots | $25.00 | 9/15/2012 1:34:50 PM |
worldly-gold | $41.00 | 9/15/2012 1:16:40 PM |
marketplace-hut9 | $25.00 | 9/15/2012 1:35:29 PM |
lamsabuy | $71.00 | 9/15/2012 1:38:23 PM |
Bendan | $100.00 | 9/15/2012 1:38:33 PM |
wise-rupee-sanctuary | $37.00 | 9/15/2012 1:21:28 PM |
jetavana | $25.00 | 9/15/2012 1:41:24 PM |
dedicated-transaction796 | $25.00 | 9/15/2012 1:23:59 PM |
azazle | $25.00 | 9/15/2012 1:46:43 PM |
CoolPlexer | $25.00 | 9/15/2012 1:25:54 PM |
gallant-economy9 | $50.00 | 9/15/2012 1:49:54 PM |
roux | $25.00 | 9/15/2012 1:52:40 PM |
wwwUniversal | $25.00 | 9/15/2012 1:58:17 PM |
cash-delight1 | $50.00 | 9/15/2012 2:06:16 PM |
invincible-deal82 | $25.00 | 9/15/2012 1:10:09 PM |
108-IRA | $50.00 | 9/15/2012 1:45:20 PM |
unassailable-fund | $30.00 | 9/15/2012 2:04:17 PM |
money-baron-roth-IRA | $50.00 | 9/15/2012 1:26:31 PM |
transaction-animal8 | $25.00 | 9/15/2012 1:28:15 PM |
IntrepidInvestment | $50.00 | 9/15/2012 1:34:45 PM |
interstellar | $75.00 | 9/15/2012 1:39:51 PM |
WeshaTheLeopard | $25.00 | 9/15/2012 1:41:07 PM |
MadHun | $200.00 | 9/15/2012 1:47:57 PM |
missing-link | $25.00 | 9/15/2012 1:52:54 PM |
craftygirl960 | $25.00 | 9/15/2012 2:01:45 PM |
yield-lion2 | $50.00 | 9/15/2012 12:04:40 PM |
LittleMingo | $30.00 | 9/15/2012 12:29:21 PM |
fabulous-community4 | $50.00 | 9/15/2012 1:04:32 PM |
AAnderson1750 | $62.00 | 9/15/2012 12:01:42 PM |
handy-justice | $25.00 | 9/15/2012 12:04:38 PM |
oldmora | $50.00 | 9/15/2012 12:05:30 PM |
Mark-7 | $46.00 | 9/15/2012 12:00:58 PM |
kevin314 | $25.00 | 9/15/2012 12:10:09 PM |
foxtrot12 | $34.00 | 9/15/2012 12:21:18 PM |
unforgettable-wealth4 | $50.00 | 9/15/2012 12:16:45 PM |
chkrvrty | $50.00 | 9/15/2012 12:28:20 PM |
dontletmoneyfoolya | $50.00 | 9/15/2012 12:32:28 PM |
heart514 | $25.00 | 9/15/2012 12:25:52 PM |
continental2 | $100.00 | 9/15/2012 12:35:41 PM |
green-ore-expert | $25.00 | 9/15/2012 12:19:32 PM |
etraboulay | $37.00 | 9/15/2012 12:20:25 PM |
BankofRon_IRA | $100.00 | 9/15/2012 12:38:59 PM |
income-rocker2 | $50.00 | 9/15/2012 12:39:15 PM |
hopeful-deal7 | $25.00 | 9/15/2012 12:22:03 PM |
careful-vigilance4 | $25.00 | 9/15/2012 12:37:22 PM |
the-shrewd-wampum | $25.00 | 9/15/2012 12:51:28 PM |
kulender | $100.00 | 9/15/2012 12:39:38 PM |
asiaratt | $50.00 | 9/15/2012 12:52:36 PM |
michaelray703 | $25.00 | 9/15/2012 12:40:45 PM |
mikbos | $25.00 | 9/15/2012 12:42:14 PM |
murlirao2002 | $25.00 | 9/15/2012 12:36:05 PM |
Sibelius2 | $25.00 | 9/15/2012 12:56:36 PM |
silver-enlightenment0 | $25.00 | 9/15/2012 12:46:46 PM |
vigorous-velocity | $200.00 | 9/15/2012 12:49:59 PM |
larslfe | $25.00 | 9/15/2012 1:03:07 PM |
buffalobills | $25.00 | 9/15/2012 1:03:41 PM |
money-baron-Roth401k | $25.00 | 9/15/2012 1:03:51 PM |
economy-shrubbery6 | $25.00 | 9/15/2012 12:40:13 PM |
Gladglide | $25.00 | 9/15/2012 12:41:49 PM |
gizzywump | $25.00 | 9/15/2012 12:56:40 PM |
deal-galleon | $25.00 | 9/15/2012 12:43:20 PM |
IIP77 | $25.00 | 9/15/2012 12:43:56 PM |
first-friendly-listing | $36.00 | 9/15/2012 1:18:01 PM |
AF-Chief | $25.00 | 9/15/2012 1:19:21 PM |
principal-cooker2 | $50.00 | 9/15/2012 1:03:45 PM |
point653 | $25.00 | 9/15/2012 1:20:27 PM |
87Marc | $25.00 | 9/15/2012 1:05:07 PM |
inspiring-marketplace | $25.00 | 9/15/2012 1:05:42 PM |
money-surge1 | $25.00 | 9/15/2012 12:52:25 PM |
newest-bid-britches | $100.00 | 9/15/2012 12:53:55 PM |
finance-prescription | $100.00 | 9/15/2012 1:11:58 PM |
revenue-circuit1 | $25.00 | 9/15/2012 1:31:52 PM |
alexander-hamilton | $177.00 | 9/15/2012 1:13:04 PM |
genius520 | $100.00 | 9/15/2012 1:33:44 PM |
shmb6508 | $50.00 | 9/15/2012 12:58:51 PM |
listing-trapper3 | $50.00 | 9/15/2012 1:16:41 PM |
TheCount | $25.00 | 9/15/2012 1:35:37 PM |
red-power-pecan | $50.00 | 9/15/2012 1:17:24 PM |
Investor_DP | $200.00 | 9/15/2012 1:38:11 PM |
well-rounded-dinero | $25.00 | 9/15/2012 1:38:58 PM |
52digital | $75.00 | 9/15/2012 1:05:18 PM |
djkaiser | $25.00 | 9/15/2012 1:49:19 PM |
Cronos | $50.00 | 9/15/2012 1:54:10 PM |
csakhil | $50.00 | 9/15/2012 1:06:16 PM |
diplomatic-wealth7 | $25.00 | 9/15/2012 1:57:34 PM |
treasure-brigade | $25.00 | 9/15/2012 1:08:22 PM |
hidavehi | $33.00 | 9/15/2012 1:30:29 PM |
money-baron | $50.00 | 9/15/2012 1:37:42 PM |
dough-souffle | $25.00 | 9/15/2012 1:20:16 PM |
joyous-peace443 | $25.00 | 9/15/2012 1:21:17 PM |
bold-direct-asset | $50.00 | 9/15/2012 1:38:18 PM |
127 Investments
|
Borrower Payment Dependent Notes Series
634910
This series of Notes was issued and sold upon the funding of the borrower loan #75098, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2010 |
Debt/Income ratio:
| 40% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| Robo2216 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I have paid my bills on time and would like to pay off some of my other bills and just make three less payments instead of several and make into just a couple. I have not been late on any of my payments and I am trying to build my credit by consolidating and make it better for me and to help my money flow. My total bills are 2000.00 a month.
Monthly net income: $4000
Monthly expenses: $2000
Housing: $300
Insurance: $126
Car expenses: $60
Utilities: $130
Phone, cable, internet: $106
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $536
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
duty-viola | $25.00 | 9/13/2012 5:06:01 PM |
CreditBuilder2 | $25.02 | 9/13/2012 6:05:51 PM |
money-baron | $50.00 | 9/13/2012 6:23:44 PM |
gladly_payu_tuesday | $25.00 | 9/13/2012 10:43:25 PM |
PrimeFunding | $25.00 | 9/14/2012 2:31:37 AM |
let_me_retire | $75.00 | 9/14/2012 4:17:18 AM |
courteous-platinum7 | $25.00 | 9/14/2012 4:51:10 AM |
majestic-note6 | $150.00 | 9/14/2012 2:59:34 PM |
deepblue34 | $45.00 | 9/14/2012 7:01:06 PM |
heerzaquestion | $25.00 | 9/15/2012 7:28:56 AM |
RGlad | $100.00 | 9/15/2012 12:04:18 PM |
cmliii | $40.00 | 9/15/2012 9:52:49 AM |
Sunbase | $25.00 | 9/15/2012 10:39:19 AM |
cerebral-income5 | $25.00 | 9/15/2012 3:06:02 PM |
drkosh | $25.00 | 9/16/2012 12:49:34 PM |
papaloha | $25.00 | 9/16/2012 8:21:36 PM |
Dubbs360 | $500.00 | 9/17/2012 9:32:17 AM |
rockhound84 | $25.00 | 9/17/2012 12:30:46 PM |
MI2 | $1,250.00 | 9/17/2012 12:25:06 PM |
chrisb1414 | $25.00 | 9/17/2012 1:12:44 PM |
historic-value7 | $100.00 | 9/17/2012 1:25:23 PM |
LendingPimp | $26.00 | 9/17/2012 9:53:43 AM |
repayment-uprising | $25.00 | 9/17/2012 3:08:36 PM |
money-baron-Roth401k | $50.00 | 9/17/2012 10:34:56 AM |
foothillender | $25.00 | 9/17/2012 3:49:15 PM |
Rockymtnhi | $25.00 | 9/13/2012 5:48:28 PM |
SolarMoonshine | $25.00 | 9/13/2012 6:24:31 PM |
boss520 | $50.00 | 9/14/2012 8:27:46 AM |
historic-nickel | $25.00 | 9/14/2012 8:42:59 AM |
global-invest-group | $25.00 | 9/14/2012 11:51:51 AM |
responsibility-butterfly | $25.00 | 9/14/2012 10:26:32 AM |
return-enforcer5 | $50.00 | 9/14/2012 1:02:37 PM |
p2ploan-aggregator4 | $25.00 | 9/14/2012 2:56:37 PM |
irrelevant | $50.00 | 9/15/2012 9:07:28 AM |
janeybooboo | $75.00 | 9/15/2012 12:04:37 PM |
dinero-launcher | $36.00 | 9/15/2012 2:59:10 PM |
callmebryan | $25.00 | 9/15/2012 11:19:24 PM |
EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:50 AM |
Kyileo | $25.00 | 9/16/2012 8:35:55 AM |
Digger85 | $100.00 | 9/16/2012 5:25:34 AM |
dudebrah | $25.00 | 9/16/2012 8:30:15 PM |
simplelender80 | $500.00 | 9/17/2012 9:27:04 AM |
asset-mammal | $25.00 | 9/17/2012 3:40:05 PM |
beachfunder | $102.98 | 9/17/2012 4:12:19 PM |
44 Investments
|
Borrower Payment Dependent Notes Series
635624
This series of Notes was issued and sold upon the funding of the borrower loan #75116, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $700 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 34 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| stan1980 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Home Improvment
This loan will be used to... fix my backyard and driveway.
My financial situation:
I am a good candidate for this loan because... i have been forking full time for more then five years and up for step two promotion wich should increase my income.
Monthly net income: $ 2,300
Monthly expenses: $300
Housing: $830 This payment include insurance and property tax.
Insurance: $0
Car expenses: $200
Utilities: $200
Phone, cable, internet: $80
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bewitching-dollar5 | $100.00 | 9/20/2012 5:27:53 PM |
durability-seahorse7 | $50.00 | 9/20/2012 5:11:51 PM |
bonus-seahorse | $25.00 | 9/20/2012 6:34:03 PM |
SolarMoonshine | $25.00 | 9/20/2012 6:41:52 PM |
Zingaro | $25.00 | 9/20/2012 5:51:26 PM |
crippledcircus | $50.00 | 9/21/2012 6:40:30 AM |
worthy-bid8 | $100.00 | 9/21/2012 5:04:39 PM |
benevolent-transaction090 | $50.00 | 9/21/2012 5:02:11 PM |
freedomlender | $25.00 | 9/21/2012 5:58:45 PM |
bellaquito | $500.00 | 9/21/2012 6:39:26 PM |
papaloha | $25.00 | 9/21/2012 10:03:57 PM |
bob450-roth | $25.00 | 9/21/2012 6:52:32 PM |
melodious-openness | $200.00 | 9/22/2012 4:50:18 AM |
irrelevant | $50.00 | 9/22/2012 5:07:23 AM |
Helenska11 | $100.00 | 9/22/2012 9:36:11 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:47 AM |
marala4285 | $35.00 | 9/22/2012 10:36:32 AM |
Bob450 | $25.00 | 9/22/2012 7:59:51 AM |
SecondChanceLendingSERV | $25.00 | 9/22/2012 10:11:37 AM |
terrific-dough6 | $50.00 | 9/22/2012 12:07:51 PM |
integrity-builder | $38.05 | 9/22/2012 12:53:01 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:20 AM |
majestic-note6 | $150.00 | 9/21/2012 9:26:54 AM |
responsibility-butterfly | $25.00 | 9/21/2012 2:50:53 PM |
pdub | $200.00 | 9/21/2012 12:22:04 PM |
treasure-hunter270 | $25.00 | 9/21/2012 3:48:23 PM |
Rogelio48 | $30.00 | 9/21/2012 3:15:02 PM |
mrxtravis | $25.00 | 9/21/2012 6:07:07 PM |
azazle | $50.00 | 9/21/2012 6:52:48 PM |
52digital | $75.00 | 9/21/2012 6:21:30 PM |
dudebrah | $25.00 | 9/21/2012 6:50:16 PM |
PM_Broker | $40.00 | 9/21/2012 7:32:15 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:30 PM |
168RichCapital | $25.09 | 9/22/2012 6:37:25 AM |
Skynxhunt | $25.00 | 9/22/2012 9:32:18 AM |
111TaxMan | $25.00 | 9/22/2012 6:10:38 AM |
integrity-reactor4 | $25.00 | 9/22/2012 10:11:05 AM |
realestateinvestor37 | $81.86 | 9/22/2012 11:10:45 AM |
38 Investments
|
Borrower Payment Dependent Notes Series
635642
This series of Notes was issued and sold upon the funding of the borrower loan #74883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $472.75 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1977 |
Debt/Income ratio:
| 19% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
27 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 81 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,085 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bonafide-affluence2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
adventurer447 | $300.00 | 9/8/2012 12:39:56 PM |
Plutis | $25.00 | 9/8/2012 12:46:06 PM |
jcornehlsen | $25.00 | 9/8/2012 1:39:16 PM |
blot44 | $25.00 | 9/8/2012 2:16:21 PM |
lendersf | $50.00 | 9/8/2012 4:31:17 PM |
liberty-viola | $30.00 | 9/8/2012 1:32:06 PM |
Bank_Of_XL | $25.00 | 9/8/2012 7:37:31 PM |
knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:53 PM |
Castellan | $50.00 | 9/9/2012 12:39:51 PM |
paladin510 | $25.00 | 9/10/2012 5:35:14 AM |
lionheart722 | $100.00 | 9/10/2012 2:47:00 PM |
principal-bull | $25.00 | 9/10/2012 6:56:16 PM |
squeebie | $50.00 | 9/11/2012 10:54:41 AM |
historic-reward468 | $100.00 | 9/11/2012 5:07:10 PM |
martinatime | $50.00 | 9/11/2012 5:13:27 PM |
anacent | $25.00 | 9/11/2012 9:41:03 PM |
transparency-silo2 | $25.00 | 9/12/2012 9:21:09 AM |
pdub | $750.00 | 9/13/2012 10:33:04 AM |
heartpounding-loyalty7 | $25.00 | 9/13/2012 4:53:54 PM |
rokman | $60.00 | 9/13/2012 6:54:05 PM |
atlacatl | $25.00 | 9/13/2012 8:01:55 PM |
rchapee | $25.00 | 9/14/2012 7:51:44 AM |
compassion-twister2 | $50.00 | 9/14/2012 5:20:32 PM |
britgsb | $25.00 | 9/15/2012 8:03:36 AM |
djs81 | $75.00 | 9/15/2012 12:18:33 PM |
Culebra1930 | $75.00 | 9/15/2012 12:16:55 PM |
RothySkynx | $25.00 | 9/15/2012 7:15:52 PM |
useful-money715 | $25.00 | 9/15/2012 10:11:46 PM |
EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:47 AM |
otherwisedisposed | $800.00 | 9/16/2012 7:36:37 PM |
compassionate-payment218 | $25.00 | 9/16/2012 6:34:11 PM |
JoyfulVegetarian | $25.00 | 9/17/2012 6:30:42 AM |
community-seahorse0 | $50.00 | 9/18/2012 7:21:33 AM |
bewitching-commitment421 | $50.00 | 9/18/2012 11:31:12 AM |
Cherrypicker | $25.00 | 9/18/2012 3:09:49 PM |
handy-money9 | $75.00 | 9/18/2012 10:52:02 AM |
imogen22 | $25.00 | 9/18/2012 12:43:23 PM |
windguy | $50.00 | 9/18/2012 12:47:31 PM |
availableloan | $25.00 | 9/18/2012 5:05:46 PM |
wampum-chorus3 | $50.00 | 9/18/2012 6:30:32 PM |
community-stream9 | $25.00 | 9/18/2012 8:39:30 PM |
Index_Plus | $5,000.00 | 9/19/2012 7:38:31 AM |
Leopoldine | $25.00 | 9/19/2012 9:15:16 AM |
nuclearmoose | $50.00 | 9/19/2012 10:11:31 AM |
cash-kin7 | $100.00 | 9/19/2012 10:01:01 AM |
currency-persimmon | $25.00 | 9/19/2012 2:04:36 PM |
Solid-Platinum | $25.00 | 9/19/2012 1:49:25 PM |
transaction-keeper5 | $25.00 | 9/19/2012 5:36:29 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:21 PM |
nalaari | $25.00 | 9/20/2012 5:33:48 AM |
broosky2 | $100.00 | 9/20/2012 7:44:32 AM |
principal-equalizer | $34.33 | 9/20/2012 9:29:11 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:14 AM |
a-finance-director | $50.00 | 9/20/2012 10:15:58 AM |
bicyclist2270 | $25.00 | 9/20/2012 2:58:06 PM |
BlessedEveryDay | $25.00 | 9/20/2012 7:31:47 PM |
fairness-symphony2 | $50.00 | 9/20/2012 5:51:38 PM |
Leshan | $50.00 | 9/21/2012 6:26:02 AM |
jinx1016 | $50.00 | 9/21/2012 9:13:22 AM |
ingenious-deal6 | $25.00 | 9/21/2012 9:50:17 AM |
openness-cosmos9 | $50.00 | 9/21/2012 12:15:20 PM |
kenji4861 | $25.00 | 9/8/2012 1:16:51 PM |
kfrench | $75.00 | 9/8/2012 1:48:48 PM |
penny-kahuna0 | $25.00 | 9/9/2012 4:43:36 PM |
GoldenKoi | $100.00 | 9/9/2012 11:33:10 PM |
Dubbs360 | $500.00 | 9/10/2012 10:15:25 AM |
simplelender80 | $500.00 | 9/10/2012 6:06:06 PM |
responsibility-butterfly | $25.00 | 9/10/2012 6:41:34 PM |
MissionMicroFinance | $25.00 | 9/10/2012 6:37:53 PM |
revenue-carnation043 | $25.00 | 9/10/2012 8:20:28 PM |
RoyFauntleroy | $50.00 | 9/11/2012 7:50:01 AM |
EDBB767 | $50.00 | 9/11/2012 8:45:50 AM |
spartacusiam | $25.00 | 9/11/2012 9:57:36 AM |
generous-deal6 | $25.00 | 9/11/2012 4:04:38 PM |
bazaar-tulip | $25.00 | 9/11/2012 5:06:18 PM |
commerce-gargantuan2 | $100.00 | 9/11/2012 5:59:17 PM |
hopeful_lender | $100.00 | 9/11/2012 6:33:16 PM |
banker334 | $40.00 | 9/11/2012 8:15:27 PM |
agreement-oracle0 | $100.00 | 9/11/2012 7:07:35 PM |
Hardlyskiing01 | $50.00 | 9/11/2012 8:42:30 PM |
auction-sage | $50.00 | 9/12/2012 10:33:58 AM |
balance-bliss | $100.00 | 9/12/2012 11:52:12 AM |
Darts | $50.00 | 9/12/2012 7:45:53 PM |
courteous-trade229 | $40.00 | 9/13/2012 7:52:50 AM |
powerful-return1 | $25.00 | 9/14/2012 8:07:57 AM |
adaboy65 | $100.00 | 9/14/2012 5:54:55 PM |
kleinbrak | $25.00 | 9/15/2012 7:31:05 AM |
Taxman44 | $25.00 | 9/15/2012 12:36:46 PM |
magnificent-income7 | $25.00 | 9/15/2012 5:38:21 PM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:06 PM |
transparency-sapling | $25.00 | 9/16/2012 7:15:41 AM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:28 PM |
logical-reward8 | $25.00 | 9/18/2012 9:11:30 AM |
durability-seahorse7 | $100.00 | 9/18/2012 8:39:10 AM |
Avala | $100.00 | 9/18/2012 9:31:55 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:17 AM |
neighborly-hope6 | $100.00 | 9/18/2012 9:45:30 AM |
excellent-funds649 | $130.00 | 9/18/2012 10:34:55 AM |
giftgold | $25.00 | 9/18/2012 11:01:50 AM |
deal-confidant7 | $100.00 | 9/19/2012 9:19:26 AM |
Pickmar | $25.00 | 9/19/2012 11:23:26 AM |
ErrantG | $25.00 | 9/19/2012 11:36:43 AM |
compatible-deal9 | $50.00 | 9/19/2012 2:51:55 PM |
p2p-blossom938 | $25.00 | 9/19/2012 6:53:10 PM |
stockpicker_jboy | $25.00 | 9/19/2012 6:12:44 PM |
elfincove | $33.33 | 9/19/2012 7:27:03 PM |
penny-drum7 | $25.00 | 9/20/2012 6:51:03 AM |
socrates520 | $50.00 | 9/19/2012 11:33:50 PM |
bonafide-economy | $25.00 | 9/20/2012 6:54:05 AM |
dough-kitten5 | $25.00 | 9/20/2012 4:28:41 AM |
greenback-sage433 | $25.00 | 9/20/2012 10:43:46 AM |
Ocean713 | $75.00 | 9/20/2012 3:47:59 PM |
Nazbuster | $200.00 | 9/20/2012 6:58:39 PM |
RocketSurgeon | $25.00 | 9/20/2012 5:36:49 PM |
FlexFunding | $100.00 | 9/21/2012 1:24:53 PM |
InvestorATL | $50.00 | 9/21/2012 1:41:37 PM |
MI2 | $1,982.34 | 9/21/2012 5:34:04 PM |
117 Investments
|
Borrower Payment Dependent Notes Series
635846
This series of Notes was issued and sold upon the funding of the borrower loan #75232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 22% |
Credit score:
| 600-619 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 8
/
6 | Length of status: | 17y 2m |
Amount delinquent:
| $135 |
Total credit lines:
| 32 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,887 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-tenacious-cash |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2011)
|
Principal balance:
| $4,477.91 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MStax | $100.00 | 9/25/2012 9:01:50 AM |
handy-justice | $25.00 | 9/25/2012 9:01:20 AM |
NekHoldings | $25.00 | 9/25/2012 9:02:03 AM |
felicity-contributor3 | $25.00 | 9/25/2012 9:03:46 AM |
life-is-great | $25.00 | 9/25/2012 9:31:03 AM |
richboy56 | $25.00 | 9/25/2012 9:15:37 AM |
rine354 | $100.00 | 9/25/2012 10:05:43 AM |
lamsabuy | $160.00 | 9/25/2012 10:06:23 AM |
bubb_hans | $25.00 | 9/25/2012 9:44:43 AM |
durability-seahorse7 | $50.00 | 9/25/2012 10:13:40 AM |
jkeller4000 | $73.00 | 9/25/2012 9:57:25 AM |
Hedge-Fund | $30.00 | 9/25/2012 10:03:29 AM |
skro | $25.00 | 9/25/2012 10:29:25 AM |
american-investor | $25.00 | 9/25/2012 10:09:50 AM |
silver-enlightenment0 | $25.00 | 9/25/2012 10:24:15 AM |
cmg891 | $25.00 | 9/25/2012 11:43:35 AM |
compatible-return120 | $25.00 | 9/25/2012 10:13:56 AM |
halothane_logic | $25.00 | 9/25/2012 10:37:32 AM |
let_me_retire | $25.55 | 9/25/2012 11:39:38 AM |
stylish-revenue4 | $25.00 | 9/25/2012 10:40:56 AM |
first-principal-panda | $25.00 | 9/25/2012 12:04:41 PM |
social-zebra | $30.00 | 9/25/2012 10:58:57 AM |
hillbilly40 | $36.00 | 9/25/2012 12:29:50 PM |
azafranke | $59.27 | 9/25/2012 12:45:38 PM |
trajectory8 | $25.00 | 9/25/2012 11:09:22 AM |
unassailable-fund | $30.00 | 9/25/2012 11:10:14 AM |
DevinHill | $30.00 | 9/25/2012 11:23:49 AM |
money-baron-roth-IRA | $50.00 | 9/25/2012 11:24:08 AM |
Tscheddar | $25.00 | 9/25/2012 11:31:24 AM |
helping-out | $50.00 | 9/25/2012 11:51:11 AM |
mindful-deal877 | $25.00 | 9/25/2012 11:51:35 AM |
pierrelasvegas | $25.00 | 9/25/2012 11:58:16 AM |
compatible-deal9 | $25.00 | 9/25/2012 12:40:08 PM |
paytonbrigadier | $250.00 | 9/25/2012 9:02:10 AM |
AAnderson1750 | $43.00 | 9/25/2012 9:11:37 AM |
RGlad | $100.00 | 9/25/2012 9:06:23 AM |
MoneyForNothing | $35.18 | 9/25/2012 9:06:18 AM |
Hippo-IRA1 | $25.00 | 9/25/2012 9:22:21 AM |
justbman | $25.00 | 9/25/2012 9:25:23 AM |
green-high-five7 | $25.00 | 9/25/2012 10:02:01 AM |
social-attraction463 | $25.00 | 9/25/2012 9:50:39 AM |
fascinating-benefit279 | $33.00 | 9/25/2012 10:06:15 AM |
tolerant-responsibility051 | $500.00 | 9/25/2012 9:46:07 AM |
bewitching-dollar5 | $100.00 | 9/25/2012 9:55:20 AM |
worthy-bid8 | $100.00 | 9/25/2012 9:58:05 AM |
AF-Chief | $25.00 | 9/25/2012 10:07:08 AM |
pembull | $25.00 | 9/25/2012 10:07:26 AM |
Suit | $325.00 | 9/25/2012 11:21:53 AM |
economy-shrubbery6 | $25.00 | 9/25/2012 10:16:27 AM |
CMJ-Partners | $100.00 | 9/25/2012 10:39:08 AM |
nex | $25.00 | 9/25/2012 10:41:57 AM |
seadrg | $25.00 | 9/25/2012 10:53:43 AM |
Suit | $125.00 | 9/25/2012 11:21:39 AM |
truth-chooser1 | $25.00 | 9/25/2012 10:36:58 AM |
halothane_logic | $25.00 | 9/25/2012 10:42:46 AM |
the-credit-maker | $25.00 | 9/25/2012 10:43:14 AM |
principal-cooker2 | $40.00 | 9/25/2012 10:43:17 AM |
Gregger | $25.00 | 9/25/2012 10:53:29 AM |
Suit | $125.00 | 9/25/2012 11:21:04 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
636018
This series of Notes was issued and sold upon the funding of the borrower loan #75202, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-09-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $557.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| 34% |
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 15y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,487 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tranquil-reward339 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate bill payments
My financial situation:
I am a good candidate for this loan because of excellent credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enterprising-exchange6 | $50.00 | 9/9/2012 12:15:07 PM |
Castellan | $50.00 | 9/9/2012 12:39:53 PM |
payout-paladin3 | $500.00 | 9/9/2012 1:07:38 PM |
adventurer447 | $300.00 | 9/9/2012 12:06:36 PM |
p2pelstiltskin8 | $25.00 | 9/9/2012 2:47:12 PM |
blot44 | $25.00 | 9/9/2012 12:36:47 PM |
bazaar-tulip | $25.00 | 9/9/2012 12:23:34 PM |
Plow_n_Sow | $80.00 | 9/9/2012 6:52:42 PM |
tenacious-payout | $25.00 | 9/9/2012 8:40:34 PM |
peace-flower9 | $50.00 | 9/9/2012 12:52:37 PM |
bellaquito | $500.00 | 9/9/2012 1:42:12 PM |
decisive-income7 | $3,500.00 | 9/10/2012 8:39:25 AM |
proper-exchange8 | $100.00 | 9/9/2012 11:31:26 PM |
fund-medalist171 | $50.00 | 9/10/2012 4:12:28 AM |
marketplace-singularity3 | $75.00 | 9/10/2012 7:01:38 AM |
mrladybug101 | $25.00 | 9/10/2012 9:22:47 AM |
bowdish1 | $100.00 | 9/10/2012 9:38:21 AM |
UstedEsElHombre | $100.00 | 9/10/2012 9:40:52 AM |
Dubbs360 | $500.00 | 9/10/2012 10:15:29 AM |
trade-boots1 | $100.00 | 9/10/2012 5:16:32 PM |
neighborly-hope6 | $45.00 | 9/10/2012 5:44:35 PM |
economy-prophesy0 | $100.00 | 9/10/2012 11:54:47 PM |
mlm_invests | $25.00 | 9/11/2012 12:33:34 PM |
chibear34 | $25.00 | 9/11/2012 2:36:30 PM |
historic-reward468 | $100.00 | 9/11/2012 5:07:11 PM |
bankdaddy | $60.00 | 9/11/2012 6:29:04 PM |
loyalty-czar | $76.80 | 9/12/2012 4:19:42 AM |
ore-frontier | $50.00 | 9/11/2012 9:37:54 PM |
anacent | $25.00 | 9/11/2012 9:41:04 PM |
icydog | $25.00 | 9/11/2012 11:12:40 PM |
fixer833 | $30.98 | 9/12/2012 8:54:47 AM |
fearless-loyalty5 | $25.00 | 9/13/2012 6:35:01 AM |
Machiavelli1 | $25.00 | 9/13/2012 9:04:46 AM |
zchamilton | $50.00 | 9/13/2012 10:14:56 AM |
farlik | $25.00 | 9/13/2012 10:25:25 AM |
coin-popcorn | $30.00 | 9/13/2012 10:35:10 AM |
ingenious-order783 | $25.00 | 9/13/2012 10:14:26 AM |
best-bonafide-p2p | $50.00 | 9/13/2012 11:39:50 AM |
fr0gpil0t | $25.00 | 9/14/2012 8:11:45 AM |
rootcanaler | $100.00 | 9/14/2012 7:18:19 AM |
anonymousAE | $50.00 | 9/14/2012 9:02:07 AM |
adaboy65 | $100.00 | 9/14/2012 5:54:56 PM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:06 PM |
RothySkynx | $25.00 | 9/15/2012 7:15:53 PM |
otherwisedisposed | $800.00 | 9/16/2012 7:36:37 PM |
JoyfulVegetarian | $25.00 | 9/17/2012 6:30:43 AM |
heavy_ax | $25.00 | 9/17/2012 10:12:59 AM |
MI2 | $5,000.00 | 9/17/2012 7:43:27 PM |
BizAnalyst | $50.00 | 9/18/2012 5:28:22 AM |
MoneyBadger | $25.00 | 9/18/2012 6:24:37 AM |
SunnyMoney | $25.00 | 9/18/2012 4:35:37 AM |
quickstep | $125.00 | 9/18/2012 3:17:43 AM |
knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:54 PM |
jcornehlsen | $25.00 | 9/9/2012 1:05:01 PM |
penny-kahuna0 | $25.00 | 9/9/2012 4:43:38 PM |
NR | $25.00 | 9/9/2012 6:55:44 PM |
ready-interest9 | $25.00 | 9/9/2012 1:26:29 PM |
kenji4861 | $25.00 | 9/9/2012 12:50:13 PM |
payout-paladin3 | $250.00 | 9/9/2012 2:25:53 PM |
EnglishGeekInNYC | $50.00 | 9/9/2012 1:15:06 PM |
lowrater | $50.70 | 9/9/2012 8:12:10 PM |
antlr | $25.00 | 9/9/2012 7:13:22 PM |
standanddeliver | $50.00 | 9/10/2012 9:00:44 AM |
Tradesmanlender | $25.00 | 9/10/2012 9:15:57 AM |
ingenious-deal6 | $25.00 | 9/10/2012 5:15:17 PM |
repayment-pagoda8 | $100.00 | 9/10/2012 5:19:51 PM |
benevolent-loot5 | $200.00 | 9/10/2012 5:22:06 PM |
emphatic-responsibility | $50.00 | 9/10/2012 5:28:40 PM |
Cai8899 | $25.00 | 9/10/2012 5:59:35 PM |
simplelender80 | $500.00 | 9/10/2012 6:06:09 PM |
overflowinglife | $37.00 | 9/10/2012 6:33:23 PM |
MissionMicroFinance | $25.00 | 9/10/2012 6:37:55 PM |
miked8303 | $50.00 | 9/10/2012 6:45:39 PM |
responsibility-butterfly | $25.00 | 9/10/2012 6:41:37 PM |
hopeful_lender | $100.00 | 9/10/2012 7:55:40 PM |
first-serene-credit | $25.00 | 9/10/2012 9:22:18 PM |
cerebral-dollar773 | $30.00 | 9/11/2012 6:20:04 AM |
impartial-economy1 | $25.00 | 9/11/2012 6:03:12 AM |
RoyFauntleroy | $50.00 | 9/11/2012 7:50:02 AM |
profitable-commerce822 | $25.00 | 9/11/2012 8:41:21 AM |
indomitable-coin | $25.00 | 9/11/2012 9:01:06 AM |
squeebie | $50.00 | 9/11/2012 10:54:43 AM |
UOweMe | $25.00 | 9/11/2012 2:57:57 PM |
well-mannered-income3 | $70.00 | 9/11/2012 4:35:31 PM |
martinatime | $50.00 | 9/11/2012 5:13:28 PM |
agreement-oracle0 | $100.00 | 9/11/2012 7:07:38 PM |
77dowplace | $42.00 | 9/11/2012 11:28:39 PM |
isuperwang | $100.00 | 9/11/2012 9:48:36 PM |
auction-sage | $50.00 | 9/12/2012 10:33:59 AM |
credible-benjamins724 | $25.00 | 9/12/2012 3:07:03 PM |
azazle | $25.00 | 9/12/2012 7:10:37 PM |
Darts | $50.00 | 9/12/2012 7:45:54 PM |
np1212 | $450.00 | 9/13/2012 2:29:31 PM |
themoneydoctor | $33.18 | 9/13/2012 4:47:16 PM |
atlacatl | $25.00 | 9/13/2012 8:02:28 PM |
Occhy | $25.00 | 9/13/2012 9:10:59 PM |
rchapee | $25.00 | 9/14/2012 7:51:45 AM |
availableloan | $25.00 | 9/14/2012 9:22:34 AM |
pdub | $750.00 | 9/14/2012 10:28:56 AM |
Henrylin | $25.00 | 9/14/2012 11:19:04 AM |
jdrez | $100.00 | 9/14/2012 5:41:48 PM |
Rockymtnhi | $100.00 | 9/14/2012 6:46:55 PM |
prudent-bid3 | $50.00 | 9/15/2012 6:54:42 AM |
capital-heaven5 | $500.00 | 9/15/2012 7:19:11 AM |
principal-raccoon2 | $50.00 | 9/15/2012 5:45:19 AM |
heerzaquestion | $35.00 | 9/15/2012 7:29:21 AM |
Culebra1930 | $75.00 | 9/15/2012 12:16:55 PM |
djs81 | $75.00 | 9/15/2012 12:18:34 PM |
Taxman44 | $25.00 | 9/15/2012 12:36:47 PM |
RGlad | $150.00 | 9/15/2012 7:22:11 PM |
transparency-sapling | $25.00 | 9/16/2012 7:15:42 AM |
nevee | $50.00 | 9/15/2012 8:33:21 PM |
RedmondMan | $25.00 | 9/16/2012 7:46:22 AM |
4palmtrees | $100.00 | 9/15/2012 11:04:37 PM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:28 PM |
courteous-trade229 | $30.00 | 9/16/2012 2:57:44 PM |
kind-bazaar-kitten | $25.00 | 9/16/2012 5:57:02 PM |
leverage-galleon | $30.00 | 9/16/2012 7:02:02 PM |
Svigel | $35.00 | 9/16/2012 2:56:22 PM |
BankofPete | $25.00 | 9/17/2012 7:05:18 AM |
Oakland | $50.00 | 9/16/2012 5:58:53 PM |
ddog0224 | $100.00 | 9/16/2012 11:28:34 PM |
usemymoney | $25.00 | 9/17/2012 5:52:14 PM |
Glowworm11 | $50.00 | 9/17/2012 7:17:56 PM |
ore-hero231 | $150.00 | 9/18/2012 3:18:30 AM |
loot-knickers5 | $500.00 | 9/17/2012 9:09:07 PM |
newest-thrilling-income | $25.00 | 9/18/2012 6:33:38 AM |
durability-seahorse7 | $100.00 | 9/18/2012 8:39:10 AM |
Index_Plus | $5,159.34 | 9/18/2012 8:45:49 AM |
129 Investments
|
Borrower Payment Dependent Notes Series
636036
This series of Notes was issued and sold upon the funding of the borrower loan #74971, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $630.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 10% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,940 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| listing-gravity2 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Consolidate two monthly payments and pay off 1 credit card. This would reduce my average combined interest rate from appx. 18% to 9.74%. I would use the remaining money to start my savings and investments.
My financial situation:
I have a great full time job with great job security in the IT field. I have over 15 years of very high level software development and IT architecture experience. I have a strong payment history on all monthly expenses, loans and credit cards for the past 10 years. I am a very mature person and am trying to reduce expenses to enable me to save more.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $27.45 | 9/9/2012 12:02:12 PM |
knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:54 PM |
jcornehlsen | $25.00 | 9/9/2012 1:21:19 PM |
loot-baton | $25.00 | 9/9/2012 12:39:29 PM |
blot44 | $25.00 | 9/9/2012 12:36:22 PM |
Plutis | $25.00 | 9/9/2012 12:40:02 PM |
hopeful_lender | $200.00 | 9/9/2012 3:29:43 PM |
samurai2 | $25.00 | 9/9/2012 4:03:32 PM |
GoldenKoi | $100.00 | 9/9/2012 11:34:42 PM |
lionheart722 | $100.00 | 9/10/2012 2:47:02 PM |
MissionMicroFinance | $25.00 | 9/10/2012 6:37:55 PM |
responsibility-butterfly | $25.00 | 9/10/2012 6:41:38 PM |
revenue-carnation043 | $25.00 | 9/10/2012 8:25:55 PM |
RoyFauntleroy | $50.00 | 9/11/2012 7:50:02 AM |
kenji4861 | $25.00 | 9/11/2012 9:29:35 AM |
generous-deal6 | $25.00 | 9/11/2012 4:04:38 PM |
bazaar-tulip | $25.00 | 9/11/2012 5:06:19 PM |
pdub | $750.00 | 9/13/2012 10:33:05 AM |
heartpounding-loyalty7 | $25.00 | 9/13/2012 4:53:55 PM |
SSC_CCV | $50.00 | 9/14/2012 9:00:36 AM |
britgsb | $25.00 | 9/15/2012 8:03:36 AM |
Rockymtnhi | $100.00 | 9/15/2012 11:12:18 AM |
djs81 | $75.00 | 9/15/2012 12:18:35 PM |
Culebra1930 | $75.00 | 9/15/2012 12:16:55 PM |
RothySkynx | $25.00 | 9/15/2012 7:15:53 PM |
transparency-sapling | $25.00 | 9/16/2012 7:15:42 AM |
Rivervale_Westwood | $50.00 | 9/17/2012 4:01:36 PM |
enterprising-exchange6 | $50.00 | 9/17/2012 5:08:52 PM |
benefit-thunder0 | $25.00 | 9/17/2012 1:59:24 PM |
trade-boots1 | $100.00 | 9/17/2012 5:16:09 PM |
compassion-twister2 | $50.00 | 9/17/2012 6:06:12 PM |
velocityasaurus-rex4 | $100.00 | 9/17/2012 5:52:00 PM |
commerce-gargantuan2 | $50.00 | 9/17/2012 6:47:24 PM |
profitable-commerce822 | $25.00 | 9/18/2012 8:30:47 AM |
klinebarger | $25.00 | 9/18/2012 7:37:03 AM |
logical-reward8 | $25.00 | 9/18/2012 9:11:30 AM |
superb-transparency799 | $25.00 | 9/18/2012 9:08:35 AM |
dharma1 | $25.00 | 9/18/2012 9:28:53 AM |
subtle-revenue0 | $25.00 | 9/18/2012 9:12:27 AM |
kevin314 | $25.00 | 9/18/2012 9:41:50 AM |
sharpey | $25.00 | 9/18/2012 10:04:34 AM |
fortytwo | $63.00 | 9/18/2012 9:41:17 AM |
Investoman | $25.00 | 9/18/2012 10:11:04 AM |
excellent-funds649 | $130.00 | 9/18/2012 10:34:55 AM |
Weaverville | $50.00 | 9/18/2012 10:45:45 AM |
proper-exchange8 | $50.00 | 9/18/2012 10:02:21 AM |
spirited-greenback814 | $50.00 | 9/18/2012 11:20:01 AM |
handy-money9 | $75.00 | 9/18/2012 10:52:03 AM |
bowdish1 | $45.00 | 9/18/2012 10:25:05 AM |
imogen22 | $25.00 | 9/18/2012 12:43:24 PM |
citizenX | $50.00 | 9/18/2012 4:33:03 PM |
windguy | $50.00 | 9/18/2012 12:47:31 PM |
community-stream9 | $25.00 | 9/18/2012 8:39:31 PM |
azazle | $50.00 | 9/19/2012 8:54:16 AM |
Lastavatar | $29.62 | 9/19/2012 8:57:59 AM |
Daveinthecorn | $50.00 | 9/19/2012 5:23:03 AM |
Index_Plus | $5,000.00 | 9/19/2012 7:39:11 AM |
marshallmanhattan | $25.01 | 9/19/2012 8:26:15 AM |
transparency-baton | $25.00 | 9/19/2012 8:33:27 AM |
Leopoldine | $25.00 | 9/19/2012 9:15:17 AM |
american6 | $50.00 | 9/19/2012 9:08:32 AM |
shaker348 | $50.00 | 9/19/2012 9:14:06 AM |
cash-kin7 | $100.00 | 9/19/2012 10:01:02 AM |
nuclearmoose | $50.00 | 9/19/2012 10:11:32 AM |
LovinMe | $25.00 | 9/19/2012 12:14:21 PM |
currency-persimmon | $50.00 | 9/19/2012 2:03:19 PM |
radforj22 | $50.00 | 9/19/2012 2:24:01 PM |
compatible-deal9 | $50.00 | 9/19/2012 2:47:17 PM |
nickel-karate5 | $200.00 | 9/19/2012 4:40:39 PM |
speedy-point | $25.00 | 9/19/2012 11:46:50 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:21 PM |
adventurer447 | $300.00 | 9/9/2012 12:06:36 PM |
Aberdeen | $100.00 | 9/9/2012 1:05:56 PM |
prudent-deal662 | $25.00 | 9/9/2012 1:24:20 PM |
Castellan | $50.00 | 9/9/2012 12:39:53 PM |
paladin510 | $25.00 | 9/10/2012 5:19:23 AM |
market-maximizer472 | $100.00 | 9/10/2012 7:42:18 AM |
Dubbs360 | $500.00 | 9/10/2012 10:15:30 AM |
angrenost | $25.00 | 9/10/2012 3:21:43 PM |
spartacusiam | $25.00 | 9/11/2012 9:57:37 AM |
historic-reward468 | $100.00 | 9/11/2012 5:07:11 PM |
martinatime | $50.00 | 9/11/2012 5:13:28 PM |
banker334 | $40.00 | 9/11/2012 8:15:29 PM |
agreement-oracle0 | $100.00 | 9/11/2012 7:07:39 PM |
anacent | $25.00 | 9/11/2012 9:41:04 PM |
transparency-silo2 | $25.00 | 9/12/2012 9:21:10 AM |
auction-sage | $50.00 | 9/12/2012 10:33:59 AM |
availableloan | $25.00 | 9/12/2012 9:15:16 PM |
Darts | $50.00 | 9/12/2012 7:45:54 PM |
rchapee | $25.00 | 9/14/2012 7:51:46 AM |
adaboy65 | $100.00 | 9/14/2012 5:54:57 PM |
Taxman44 | $25.00 | 9/15/2012 12:36:48 PM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:06 PM |
Planecourage | $80.00 | 9/16/2012 11:32:45 AM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:28 PM |
EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:47 AM |
compassionate-payment218 | $25.00 | 9/16/2012 6:34:12 PM |
BDL-Roth | $25.00 | 9/17/2012 5:16:22 PM |
j2ee | $50.00 | 9/17/2012 5:15:36 PM |
repayment-pagoda8 | $100.00 | 9/17/2012 5:18:28 PM |
bellaquito | $500.00 | 9/17/2012 7:14:47 PM |
durability-seahorse7 | $50.00 | 9/18/2012 12:58:47 AM |
bicyclebear | $50.00 | 9/18/2012 4:00:01 AM |
bonafide-economy | $25.00 | 9/18/2012 8:29:39 AM |
community-seahorse0 | $50.00 | 9/18/2012 7:21:33 AM |
LongTail | $50.00 | 9/17/2012 10:43:22 PM |
power-leader1 | $25.00 | 9/18/2012 8:11:44 AM |
miked8303 | $50.00 | 9/18/2012 9:09:19 AM |
emphatic-responsibility | $50.00 | 9/18/2012 9:15:22 AM |
enriching-trade2 | $50.00 | 9/18/2012 9:09:45 AM |
Avala | $100.00 | 9/18/2012 9:31:56 AM |
compoundinterest | $25.00 | 9/18/2012 9:18:00 AM |
prudent-payment316 | $25.00 | 9/18/2012 9:19:12 AM |
rmachi | $25.00 | 9/18/2012 9:34:01 AM |
neighborly-hope6 | $100.00 | 9/18/2012 9:45:31 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:17 AM |
AFairDeal | $25.00 | 9/18/2012 9:38:56 AM |
giftgold | $25.00 | 9/18/2012 11:01:51 AM |
Syzygy | $25.00 | 9/18/2012 10:11:47 AM |
bewitching-commitment421 | $50.00 | 9/18/2012 11:31:13 AM |
Blucruz | $100.00 | 9/18/2012 1:35:09 PM |
integres | $25.00 | 9/18/2012 5:26:20 PM |
NorthwestLoan1 | $200.00 | 9/18/2012 5:14:13 PM |
wampum-chorus3 | $50.00 | 9/18/2012 6:30:33 PM |
matt87 | $25.00 | 9/18/2012 6:16:37 PM |
kulender | $100.00 | 9/19/2012 4:58:43 AM |
magical-fairness4 | $25.00 | 9/19/2012 7:14:25 AM |
MI2 | $5,000.00 | 9/19/2012 7:40:26 AM |
gentle-gain235 | $50.00 | 9/19/2012 9:35:41 AM |
blue-laudable-dinero | $50.00 | 9/19/2012 9:13:55 AM |
responsive-worth5 | $25.00 | 9/19/2012 9:17:47 AM |
deal-confidant7 | $100.00 | 9/19/2012 9:22:38 AM |
hard-working-rate3 | $25.00 | 9/19/2012 9:46:19 AM |
themoneydoctor | $50.00 | 9/19/2012 11:25:51 AM |
bent300 | $50.00 | 9/19/2012 1:56:19 PM |
AlwaysA-Chief | $43.52 | 9/19/2012 2:44:08 PM |
wwwUniversal | $25.00 | 9/19/2012 10:36:54 AM |
Money_Working | $50.00 | 9/19/2012 12:12:00 PM |
GrayStudio | $25.00 | 9/19/2012 12:22:14 PM |
Balraug | $50.00 | 9/19/2012 4:56:12 PM |
Vans1975 | $53.75 | 9/19/2012 5:29:59 PM |
transaction-keeper5 | $25.00 | 9/19/2012 5:35:41 PM |
glc527 | $25.00 | 9/19/2012 7:35:39 PM |
socrates520 | $50.00 | 9/19/2012 11:33:52 PM |
epic-investment9 | $25.00 | 9/19/2012 9:15:42 PM |
finance-coyote3 | $1,137.65 | 9/20/2012 1:42:40 AM |
146 Investments
|
Borrower Payment Dependent Notes Series
636230
This series of Notes was issued and sold upon the funding of the borrower loan #74715, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-2007 |
Debt/Income ratio:
| 23% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,368 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| basis-empenada061 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 4010
Monthly expenses: $400
Housing: $500
Insurance: $ 128
Car expenses: $ 520
Utilities: $ 164
Phone, cable, internet: $ 128
Food, entertainment: $ 350
Clothing, household expenses: $ 150
Credit cards and other loans: $ 400
Other expenses: $ none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DasMula | $25.00 | 9/9/2012 12:06:34 PM |
dariop | $25.01 | 9/9/2012 12:01:41 PM |
stock106 | $50.00 | 9/9/2012 3:11:43 PM |
SolarMoonshine | $25.00 | 9/9/2012 12:33:21 PM |
PrimeFunding | $25.00 | 9/9/2012 7:09:36 PM |
Dubbs360 | $500.00 | 9/10/2012 10:15:30 AM |
responsibility-butterfly | $25.00 | 9/10/2012 6:41:38 PM |
generous-deal6 | $25.00 | 9/11/2012 4:04:39 PM |
favorite-commerce | $30.00 | 9/12/2012 3:21:43 PM |
order-bee1 | $400.00 | 9/12/2012 11:50:59 PM |
yons88 | $25.00 | 9/12/2012 9:36:01 PM |
MoneyBadger | $25.00 | 9/13/2012 6:08:22 AM |
momentous-value | $25.00 | 9/13/2012 9:18:32 AM |
pdub | $250.00 | 9/13/2012 10:39:22 AM |
droopie1 | $25.00 | 9/13/2012 11:26:37 AM |
ethical-truth211 | $25.00 | 9/13/2012 4:06:09 PM |
CA-Lender | $25.00 | 9/13/2012 9:11:38 PM |
buffalobills | $25.00 | 9/13/2012 11:22:36 PM |
lowrater | $50.90 | 9/9/2012 12:13:27 PM |
handy-justice | $50.00 | 9/9/2012 12:16:30 PM |
SweatyBalls | $30.00 | 9/9/2012 12:33:20 PM |
payment-halo | $25.00 | 9/9/2012 8:08:49 PM |
income-triangulation1 | $25.00 | 9/9/2012 1:57:00 PM |
heavenly-interest9 | $1,000.00 | 9/9/2012 5:02:48 PM |
Kunakiku | $25.00 | 9/9/2012 8:12:22 PM |
let_me_retire | $70.00 | 9/10/2012 11:18:01 AM |
LendingPimp | $26.00 | 9/10/2012 6:30:35 PM |
transformer855 | $25.00 | 9/11/2012 1:55:33 PM |
reflective-rupee | $25.00 | 9/11/2012 6:19:54 PM |
social-comet7 | $25.00 | 9/11/2012 9:10:46 PM |
green-high-five7 | $25.00 | 9/12/2012 7:03:31 AM |
EA_Pokerking | $25.00 | 9/12/2012 9:54:40 AM |
bid-stockpiler1 | $50.00 | 9/12/2012 5:31:43 PM |
1NiceLender | $25.00 | 9/12/2012 5:49:33 PM |
glimmering-point | $25.00 | 9/12/2012 6:45:11 PM |
order-bee1 | $100.00 | 9/12/2012 11:34:45 PM |
joelnet | $50.00 | 9/12/2012 8:15:45 PM |
azazle | $25.00 | 9/13/2012 12:16:13 AM |
Bob450 | $25.00 | 9/13/2012 8:03:15 AM |
ledesma31 | $25.00 | 9/13/2012 9:41:52 AM |
return-enforcer5 | $25.00 | 9/13/2012 10:12:23 AM |
dpries123 | $25.00 | 9/13/2012 10:20:35 AM |
big-mac-50 | $200.00 | 9/13/2012 6:41:34 PM |
money-baron | $50.00 | 9/13/2012 6:23:40 PM |
integrity-reactor4 | $50.00 | 9/13/2012 6:24:06 PM |
sparkling-funds | $25.00 | 9/13/2012 10:07:02 PM |
LaGrangeLender | $25.00 | 9/14/2012 6:31:09 AM |
friendinmoney | $25.00 | 9/14/2012 6:33:57 AM |
boss520 | $50.00 | 9/14/2012 8:23:10 AM |
sgt-schultz | $49.99 | 9/14/2012 8:45:04 AM |
bob450-roth | $25.00 | 9/14/2012 8:22:44 AM |
EretzCapital | $93.10 | 9/14/2012 8:45:43 AM |
Math_Physics | $25.00 | 9/14/2012 7:52:28 AM |
historic-nickel | $25.00 | 9/14/2012 8:42:14 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
636312
This series of Notes was issued and sold upon the funding of the borrower loan #75143, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $385.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2006 |
Debt/Income ratio:
| 57% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 30
/
30 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,141 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| Chrissie57a |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Feb-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Business
Purpose of loan: To purchase commercial kitchen equipment (convection oven, Griller, and other catering equipment/supplies) in time for the Holiday Season.
My financial situation:
I am a good candidate for this loan because of the following:
1. I religiously pay my credit card bills, mortgage, and installments on time - never been late.
2. I have a stable income: I own a small business and also work a full-time job.
3. My FICO Score is 769 Source: Experian Date: 9/9/2012
4. My debt/income ratio is high because I have both cars purchased under my name (my husband shares the payment).
5. I am a Homeowner.
I am an excellent candidate for this loan. This will be my second loan from Prosper. My account is in good standing and have paid my first loan in full.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
first-careful-currency | $300.00 | 9/21/2012 5:02:04 PM |
benevolent-transaction090 | $50.00 | 9/21/2012 5:02:15 PM |
worth-blanket2 | $13,500.00 | 9/21/2012 5:03:06 PM |
affluence-microscope2 | $200.00 | 9/21/2012 5:03:09 PM |
phenomenal-rate1 | $500.00 | 9/21/2012 5:04:42 PM |
trade-boots1 | $100.00 | 9/21/2012 5:06:03 PM |
mckhbnpc | $50.00 | 9/21/2012 5:06:18 PM |
historic-value7 | $300.00 | 9/21/2012 5:03:51 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
636938
This series of Notes was issued and sold upon the funding of the borrower loan #74811, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $693.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1974 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,853 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| No | | |
Screen name:
| felicity-supporter8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
money-bauble | $100.00 | 9/11/2012 9:24:48 AM |
RGlad | $250.00 | 9/11/2012 9:14:21 AM |
mikrolown | $25.00 | 9/11/2012 9:50:49 AM |
supreme-treasure8 | $100.00 | 9/11/2012 9:47:37 AM |
penny-surgeon | $25.00 | 9/11/2012 10:21:29 AM |
squeebie | $50.00 | 9/11/2012 10:54:57 AM |
martinatime | $25.00 | 9/11/2012 12:31:16 PM |
Weaverville | $25.00 | 9/11/2012 12:12:22 PM |
mondial4 | $100.00 | 9/11/2012 1:34:48 PM |
bazaar-tulip | $25.00 | 9/11/2012 5:06:30 PM |
dariop | $25.01 | 9/11/2012 5:07:47 PM |
compassion-expert | $25.00 | 9/11/2012 5:07:54 PM |
well-mannered-income3 | $70.00 | 9/11/2012 7:15:05 PM |
langdonx | $50.00 | 9/11/2012 9:41:27 PM |
orange-preeminant-bill | $50.00 | 9/12/2012 6:32:26 AM |
Jloaner | $100.00 | 9/12/2012 10:43:13 AM |
pierrelasvegas | $25.00 | 9/12/2012 10:23:43 AM |
RoyFauntleroy | $50.00 | 9/12/2012 11:42:16 AM |
receptive-affluence035 | $25.00 | 9/12/2012 2:18:22 PM |
MI2 | $5,000.00 | 9/12/2012 5:02:18 PM |
prudent-payment316 | $25.00 | 9/12/2012 5:56:52 PM |
desertoasis | $25.00 | 9/12/2012 8:07:35 PM |
PrimeFunding | $25.00 | 9/12/2012 8:58:16 PM |
capital-investor8 | $25.00 | 9/13/2012 6:28:18 AM |
fearless-loyalty5 | $25.00 | 9/13/2012 6:29:18 AM |
durability-seahorse7 | $50.00 | 9/13/2012 3:13:23 AM |
bewitching-dollar5 | $100.00 | 9/13/2012 9:32:37 AM |
Dubbs360 | $500.00 | 9/13/2012 10:43:00 AM |
astro128 | $40.00 | 9/13/2012 12:10:45 PM |
progressive-economy261 | $500.00 | 9/13/2012 10:45:33 AM |
WxChem | $30.00 | 9/13/2012 5:26:00 PM |
durability-ace9 | $30.00 | 9/13/2012 5:42:31 PM |
Zane314 | $27.00 | 9/13/2012 5:59:31 PM |
chlebie | $50.00 | 9/13/2012 5:49:07 PM |
revenue-statesperson4 | $100.00 | 9/14/2012 1:40:59 AM |
five-star-justice | $25.00 | 9/14/2012 6:25:57 AM |
rchapee | $25.00 | 9/14/2012 7:51:53 AM |
pound-mushroom3 | $25.00 | 9/14/2012 9:21:14 AM |
CAGE-Investments | $25.00 | 9/14/2012 9:56:29 AM |
the-profit-oracle | $25.00 | 9/14/2012 10:21:51 AM |
Comoparklender | $25.00 | 9/14/2012 10:05:12 AM |
truth-companion | $25.00 | 9/14/2012 10:10:48 AM |
wwwUniversal | $25.00 | 9/14/2012 10:06:44 AM |
the-money-maker | $25.00 | 9/14/2012 11:09:48 AM |
velocity-solo | $25.00 | 9/14/2012 10:25:50 AM |
ready-justice7 | $50.00 | 9/14/2012 1:20:51 PM |
first-pragmatic-power | $25.00 | 9/14/2012 1:36:27 PM |
teejay411 | $100.00 | 9/14/2012 12:11:07 PM |
red-rate-whistle | $35.00 | 9/14/2012 5:01:12 PM |
gothampark | $25.00 | 9/14/2012 5:02:01 PM |
IOHOVA | $25.00 | 9/14/2012 4:52:11 PM |
blaaah | $25.00 | 9/14/2012 5:08:15 PM |
Muinteoir | $25.00 | 9/14/2012 5:11:51 PM |
yield-hut | $25.00 | 9/14/2012 3:52:45 PM |
haplender | $37.00 | 9/14/2012 5:18:22 PM |
best-charming-leverage | $50.00 | 9/14/2012 5:21:21 PM |
yield-trader | $25.00 | 9/14/2012 5:14:14 PM |
DL-JL | $25.00 | 9/14/2012 5:25:55 PM |
superb-fund9 | $25.00 | 9/14/2012 5:08:50 PM |
mad4wknds | $25.00 | 9/14/2012 5:36:08 PM |
enthralling-deal53 | $60.00 | 9/14/2012 5:10:08 PM |
87Marc | $25.00 | 9/14/2012 5:10:18 PM |
musegaze | $50.00 | 9/14/2012 5:22:42 PM |
spark548 | $25.00 | 9/14/2012 5:44:34 PM |
moviedaze | $25.00 | 9/14/2012 5:29:31 PM |
trade-boots1 | $100.00 | 9/14/2012 5:51:30 PM |
adaboy65 | $100.00 | 9/14/2012 5:55:04 PM |
Passionate_Nurse | $25.00 | 9/14/2012 5:30:03 PM |
openness-molecule2 | $25.00 | 9/14/2012 5:48:27 PM |
paytonbrigadier | $250.00 | 9/14/2012 5:59:03 PM |
tolerant-responsibility051 | $2,000.00 | 9/14/2012 5:51:27 PM |
thrilling-fund427 | $50.00 | 9/14/2012 5:52:02 PM |
vigorous-velocity | $59.00 | 9/14/2012 5:44:56 PM |
heavenly-bazaar3 | $48.00 | 9/14/2012 5:46:38 PM |
statuesque-affluence058 | $25.00 | 9/14/2012 5:59:35 PM |
52digital | $75.00 | 9/14/2012 5:57:46 PM |
wetlands | $200.00 | 9/14/2012 5:59:31 PM |
janeybooboo | $100.00 | 9/11/2012 9:14:34 AM |
WalnutCreekguy | $50.00 | 9/11/2012 9:39:53 AM |
networks4ever | $25.00 | 9/11/2012 10:18:52 AM |
SLN-10 | $30.00 | 9/11/2012 11:16:11 AM |
green-lively-bill | $25.00 | 9/11/2012 12:13:11 PM |
responsibility-butterfly | $25.00 | 9/11/2012 1:05:11 PM |
resolute-worth4 | $50.00 | 9/11/2012 2:48:21 PM |
Ninjago | $50.00 | 9/11/2012 5:29:33 PM |
agreement-oracle0 | $100.00 | 9/11/2012 7:07:48 PM |
vigorous-market5 | $200.00 | 9/11/2012 10:39:58 PM |
Dave0 | $25.00 | 9/12/2012 9:50:49 AM |
vigilance-spinner3 | $25.00 | 9/12/2012 10:50:38 AM |
treasure-palace661 | $350.00 | 9/12/2012 3:59:21 PM |
bonafide-economy | $25.00 | 9/12/2012 4:55:05 PM |
help4u | $25.00 | 9/12/2012 6:51:30 PM |
LendingPimp_2 | $51.00 | 9/12/2012 9:42:24 PM |
azazle | $25.00 | 9/13/2012 12:13:34 AM |
treasure-bliss | $50.00 | 9/13/2012 7:50:59 AM |
restless-currency | $40.00 | 9/13/2012 9:16:30 AM |
mckhbnpc | $46.00 | 9/13/2012 9:17:13 AM |
bob450-roth | $25.00 | 9/13/2012 10:52:29 AM |
credit-wheel7 | $25.00 | 9/13/2012 10:29:37 AM |
kulender | $100.00 | 9/13/2012 12:12:29 PM |
benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:52 AM |
lean-dedication | $25.00 | 9/13/2012 2:49:57 PM |
CalBear08 | $33.33 | 9/13/2012 2:56:34 PM |
adventurer447 | $300.00 | 9/13/2012 5:08:18 PM |
Index_Plus | $5,000.00 | 9/13/2012 5:04:05 PM |
return-pioneer221 | $183.00 | 9/13/2012 5:24:27 PM |
1stPlace | $50.00 | 9/13/2012 5:08:57 PM |
subtle-bill727 | $25.00 | 9/13/2012 5:29:33 PM |
integrity-reactor4 | $100.00 | 9/13/2012 5:29:36 PM |
worth-game-changer8 | $25.00 | 9/13/2012 5:30:11 PM |
historic-value7 | $50.00 | 9/13/2012 5:43:16 PM |
DirtyJenga | $25.00 | 9/13/2012 6:08:47 PM |
Scrooge_McDuck2 | $100.00 | 9/13/2012 6:23:08 PM |
top-courageous-payment3 | $57.00 | 9/13/2012 8:05:06 PM |
dough-hammock | $25.00 | 9/13/2012 9:36:00 PM |
newest-phenomenal-dinero | $80.00 | 9/13/2012 10:20:54 PM |
grf1945 | $50.00 | 9/14/2012 7:00:25 AM |
systematic-loan | $25.00 | 9/14/2012 5:32:02 AM |
revenue-serenity | $25.00 | 9/14/2012 6:42:54 AM |
Bob450 | $25.00 | 9/14/2012 8:02:28 AM |
MyPFBlog | $25.00 | 9/14/2012 9:02:24 AM |
ready-vigilance3 | $50.00 | 9/14/2012 8:54:54 AM |
ideomorph | $25.00 | 9/14/2012 9:05:31 AM |
cahjoon | $25.00 | 9/14/2012 9:44:23 AM |
life-is-great | $25.00 | 9/14/2012 9:34:36 AM |
enticing-note | $25.00 | 9/14/2012 9:51:36 AM |
miked8303 | $50.00 | 9/14/2012 9:49:05 AM |
social-cocktail1 | $200.00 | 9/14/2012 9:56:05 AM |
integrity-doctor | $100.00 | 9/14/2012 9:57:20 AM |
gallant-economy9 | $47.00 | 9/14/2012 9:45:29 AM |
jamiee73 | $25.00 | 9/14/2012 9:55:59 AM |
tender-commerce8 | $47.00 | 9/14/2012 10:17:30 AM |
unforgettable-order9 | $25.00 | 9/14/2012 10:51:09 AM |
deal-banker | $25.00 | 9/14/2012 11:16:14 AM |
ethical-truth211 | $300.00 | 9/14/2012 12:52:44 PM |
Pariah_money | $25.00 | 9/14/2012 12:41:27 PM |
melodious-fairness | $50.00 | 9/14/2012 1:03:45 PM |
dough-tsunami2 | $50.00 | 9/14/2012 1:42:50 PM |
StLME | $27.82 | 9/14/2012 3:02:18 PM |
handshake5 | $100.00 | 9/14/2012 5:05:51 PM |
willinvest | $25.00 | 9/14/2012 4:27:45 PM |
newest-currency-vibrato | $25.00 | 9/14/2012 5:04:05 PM |
proper-exchange8 | $50.00 | 9/14/2012 5:06:18 PM |
love-interest | $25.00 | 9/14/2012 5:07:42 PM |
kevin314 | $25.00 | 9/14/2012 5:22:18 PM |
kind-magnificent-bid | $50.00 | 9/14/2012 5:02:26 PM |
finance-prescription | $100.00 | 9/14/2012 5:03:29 PM |
red-power-pecan | $50.00 | 9/14/2012 5:03:52 PM |
nimble-revenue5 | $100.00 | 9/14/2012 5:31:09 PM |
1randyp | $25.00 | 9/14/2012 5:20:05 PM |
dime-sprout | $25.00 | 9/14/2012 5:33:00 PM |
money-surge1 | $25.00 | 9/14/2012 5:22:36 PM |
pdxtech | $27.00 | 9/14/2012 5:23:59 PM |
Aliso-Viejo | $50.00 | 9/14/2012 5:20:54 PM |
economy-producer | $25.00 | 9/14/2012 5:32:13 PM |
svandgts | $25.00 | 9/14/2012 5:34:30 PM |
interstellar | $75.00 | 9/14/2012 5:34:50 PM |
orearella3 | $25.00 | 9/14/2012 5:23:31 PM |
durability-mad-scientist4 | $100.00 | 9/14/2012 5:38:17 PM |
JSCharter | $50.00 | 9/14/2012 5:25:29 PM |
soleowner | $25.00 | 9/14/2012 5:43:49 PM |
Kaj | $25.00 | 9/14/2012 5:55:29 PM |
jojofrankie | $25.00 | 9/14/2012 5:35:13 PM |
intrepid-transaction5 | $93.00 | 9/14/2012 5:50:34 PM |
cash-hyperdrive0 | $100.00 | 9/14/2012 5:37:13 PM |
wise-engrossing-transparency | $25.00 | 9/14/2012 5:37:29 PM |
auction-sage | $100.00 | 9/14/2012 6:00:17 PM |
Investor_DP | $200.00 | 9/14/2012 5:40:39 PM |
WinstonSmith | $50.00 | 9/14/2012 5:41:21 PM |
compassionate-auction6 | $150.00 | 9/14/2012 5:43:16 PM |
washboard1 | $25.00 | 9/14/2012 5:43:31 PM |
rate-hawk | $25.00 | 9/14/2012 5:44:14 PM |
affluence-microscope2 | $200.00 | 9/14/2012 5:56:02 PM |
orderandprogress | $37.00 | 9/14/2012 5:58:30 PM |
174 Investments
|
Borrower Payment Dependent Notes Series
636950
This series of Notes was issued and sold upon the funding of the borrower loan #75275, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $598.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 39% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
10 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,787 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| yield-oath6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan:
This loan will be used to...
1) finish my show car.
2) vacation.
3) additional tools for work.
My financial situation:
I am a good candidate for this loan because...
1) I pay my bills on time every time.
2) I have a secure job and have been working there for over 7 years.
3) I have had large loans before and have paid them off.
4) I have no children, so there are no surprise expenses.
Monthly net income: $4400.00
Monthly expenses: $120.00
Housing: $450.00
Insurance: $125.00
Car expenses: $paid off
Utilities: $70.00
Phone, cable, internet: $100.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $230.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
benevolent-marketplace4 | $2,500.00 | 9/19/2012 9:02:33 AM |
friendly-gold | $25.00 | 9/19/2012 9:11:03 AM |
trajectory8 | $25.00 | 9/19/2012 9:14:21 AM |
gallant-economy9 | $50.00 | 9/19/2012 9:18:32 AM |
exchange-pledge | $50.00 | 9/19/2012 9:19:51 AM |
Miklot | $30.00 | 9/19/2012 9:19:54 AM |
ChuckieG | $25.00 | 9/19/2012 9:20:21 AM |
davisfl | $25.00 | 9/19/2012 9:21:16 AM |
rhin0cerx | $50.00 | 9/19/2012 9:23:23 AM |
RGlad | $200.00 | 9/19/2012 9:08:00 AM |
businessbroker101 | $25.00 | 9/19/2012 9:10:31 AM |
MrMcduck | $25.00 | 9/19/2012 9:30:09 AM |
brainy-return234 | $25.00 | 9/19/2012 9:11:50 AM |
52digital | $75.00 | 9/19/2012 9:30:45 AM |
larslfe | $25.00 | 9/19/2012 9:13:47 AM |
Boston005 | $25.00 | 9/19/2012 9:34:31 AM |
DreisersFinancier | $50.00 | 9/19/2012 9:05:10 AM |
WalnutCreekguy | $50.00 | 9/19/2012 9:37:06 AM |
deal-contributor8 | $25.00 | 9/19/2012 9:38:05 AM |
leverage-sensai6 | $25.00 | 9/19/2012 9:42:17 AM |
NotOprah | $50.00 | 9/19/2012 9:11:31 AM |
Diamond_Jim | $25.00 | 9/19/2012 9:20:53 AM |
open-minded-p2p1 | $25.00 | 9/19/2012 9:13:19 AM |
money-surge1 | $25.00 | 9/19/2012 9:23:05 AM |
1randyp | $25.00 | 9/19/2012 9:14:25 AM |
dariop | $25.01 | 9/19/2012 9:23:41 AM |
bid-czar8 | $100.00 | 9/19/2012 9:47:36 AM |
Worldskiboy | $50.00 | 9/19/2012 9:48:07 AM |
authoritative-platinum7 | $50.00 | 9/19/2012 9:48:38 AM |
careful-vigilance4 | $25.00 | 9/19/2012 9:25:51 AM |
handshake5 | $100.00 | 9/19/2012 9:55:39 AM |
ASR3 | $26.00 | 9/19/2012 9:55:48 AM |
dough-bear | $25.00 | 9/19/2012 9:20:23 AM |
DER | $25.00 | 9/19/2012 9:56:12 AM |
silver-wonder278 | $25.00 | 9/19/2012 9:33:49 AM |
wwwUniversal | $25.00 | 9/19/2012 9:59:42 AM |
idastmerchants | $25.00 | 9/19/2012 9:34:51 AM |
credit-violin461 | $25.00 | 9/19/2012 9:24:37 AM |
worldly-gold | $50.00 | 9/19/2012 9:37:34 AM |
melodious-fairness | $50.00 | 9/19/2012 9:26:52 AM |
MadHun | $73.00 | 9/19/2012 9:38:07 AM |
cash-kin7 | $50.00 | 9/19/2012 10:01:26 AM |
adventurer447 | $300.00 | 9/19/2012 10:01:50 AM |
simiray | $30.00 | 9/19/2012 9:40:00 AM |
social-cocktail1 | $200.00 | 9/19/2012 10:05:43 AM |
valiant-liberty4 | $25.00 | 9/19/2012 10:09:14 AM |
lovely-currency3 | $50.00 | 9/19/2012 9:32:40 AM |
Zane314 | $50.00 | 9/19/2012 10:12:51 AM |
principal-cooker2 | $50.00 | 9/19/2012 9:46:27 AM |
fantastic-wampum1 | $100.00 | 9/19/2012 9:34:49 AM |
red-power-pecan | $50.00 | 9/19/2012 9:47:44 AM |
elegant-hope578 | $50.00 | 9/19/2012 9:49:21 AM |
rysil | $35.00 | 9/19/2012 9:50:03 AM |
exponential-reward081 | $25.00 | 9/19/2012 9:50:54 AM |
azazle | $25.00 | 9/19/2012 9:52:10 AM |
ASG_NECO | $25.00 | 9/19/2012 10:31:39 AM |
DirtyJenga | $25.00 | 9/19/2012 9:56:04 AM |
TronMedici | $25.00 | 9/19/2012 10:45:15 AM |
dedicated-transaction796 | $25.00 | 9/19/2012 9:44:36 AM |
Maetryx | $25.00 | 9/19/2012 9:58:53 AM |
enriching-dollar1 | $100.00 | 9/19/2012 10:52:55 AM |
lillian27 | $25.00 | 9/19/2012 9:59:38 AM |
repcool | $25.00 | 9/19/2012 9:45:53 AM |
helpful-silver7 | $25.00 | 9/19/2012 10:59:54 AM |
return-pioneer221 | $200.00 | 9/19/2012 9:47:42 AM |
gothampark | $25.00 | 9/19/2012 11:17:07 AM |
tkr2 | $25.00 | 9/19/2012 9:49:54 AM |
sdkevin | $25.00 | 9/19/2012 9:51:04 AM |
dmunySF | $50.00 | 9/19/2012 9:52:06 AM |
courteous-platinum7 | $30.00 | 9/19/2012 11:43:26 AM |
proper-exchange8 | $50.00 | 9/19/2012 10:05:48 AM |
smoothmoniker | $25.00 | 9/19/2012 10:08:56 AM |
arsisi | $25.00 | 9/19/2012 10:09:57 AM |
goldenskye | $70.00 | 9/19/2012 12:35:31 PM |
svandgts | $25.00 | 9/19/2012 9:56:31 AM |
bonus-seahorse | $45.00 | 9/19/2012 12:38:45 PM |
FinanceEngine | $60.00 | 9/19/2012 10:21:05 AM |
selector568 | $300.00 | 9/19/2012 10:21:35 AM |
SLN-10 | $50.00 | 9/19/2012 10:24:08 AM |
capital-magician561 | $25.00 | 9/19/2012 10:30:51 AM |
payout-achievement | $50.00 | 9/19/2012 10:02:06 AM |
dinero-speaker | $25.00 | 9/19/2012 10:07:32 AM |
trade-boots1 | $100.00 | 9/19/2012 10:49:45 AM |
gustavzantanon | $25.00 | 9/19/2012 10:12:20 AM |
pierrelasvegas | $25.00 | 9/19/2012 10:59:23 AM |
rate-angel9 | $26.00 | 9/19/2012 10:19:13 AM |
Investor_DP | $200.00 | 9/19/2012 11:05:44 AM |
flexible-value | $50.00 | 9/19/2012 10:20:13 AM |
asset-professor | $25.00 | 9/19/2012 10:24:46 AM |
generous-cash1 | $200.00 | 9/19/2012 12:09:51 PM |
exciting-fairness | $200.00 | 9/19/2012 12:32:46 PM |
Robin_Hood | $50.00 | 9/19/2012 11:01:53 AM |
squeebie | $50.00 | 9/19/2012 11:03:35 AM |
Thunderswan | $100.00 | 9/19/2012 11:05:36 AM |
LeReve | $500.00 | 9/19/2012 11:07:36 AM |
lunareclipse | $100.00 | 9/19/2012 1:18:00 PM |
Georgous | $252.55 | 9/19/2012 1:44:19 PM |
handy-justice | $50.00 | 9/19/2012 9:07:05 AM |
CoffeyvilleKS | $25.00 | 9/19/2012 9:13:25 AM |
marketplace-buckeye | $32.00 | 9/19/2012 9:14:49 AM |
p2ploan-charmer | $25.00 | 9/19/2012 9:17:31 AM |
Sibelius2 | $25.00 | 9/19/2012 9:18:41 AM |
economy-shrubbery6 | $25.00 | 9/19/2012 9:19:17 AM |
durability-seahorse7 | $100.00 | 9/19/2012 9:24:12 AM |
prudent-payment316 | $25.00 | 9/19/2012 9:27:04 AM |
decisive-income7 | $1,000.00 | 9/19/2012 9:02:21 AM |
sunwell | $50.00 | 9/19/2012 9:31:07 AM |
zone8 | $100.00 | 9/19/2012 9:31:55 AM |
Katburg | $25.00 | 9/19/2012 9:32:05 AM |
compassion-expert | $25.00 | 9/19/2012 9:32:18 AM |
life-is-great | $25.00 | 9/19/2012 9:32:31 AM |
basis-drummer | $25.00 | 9/19/2012 9:37:26 AM |
scholarly-order6 | $75.00 | 9/19/2012 9:16:17 AM |
jivory | $25.00 | 9/19/2012 9:19:08 AM |
shrewd-peace7 | $25.00 | 9/19/2012 9:20:18 AM |
bubb_hans | $25.00 | 9/19/2012 9:20:30 AM |
felicity-injector | $25.00 | 9/19/2012 9:20:54 AM |
resolute-worth4 | $50.00 | 9/19/2012 9:21:09 AM |
capital-renewal | $25.00 | 9/19/2012 9:25:14 AM |
chkrvrty | $50.00 | 9/19/2012 9:26:37 AM |
jamiee73 | $25.00 | 9/19/2012 9:17:42 AM |
compassionate-auction6 | $150.00 | 9/19/2012 9:28:14 AM |
the-profit-oracle | $25.00 | 9/19/2012 9:52:36 AM |
Kaj | $25.00 | 9/19/2012 9:29:28 AM |
FASTIZIO_P | $27.00 | 9/19/2012 9:21:11 AM |
silver-enlightenment0 | $25.00 | 9/19/2012 9:33:24 AM |
ah-long | $25.00 | 9/19/2012 10:00:08 AM |
tremendous-payment | $25.00 | 9/19/2012 9:34:43 AM |
biz20 | $25.00 | 9/19/2012 9:35:46 AM |
first-pragmatic-power | $25.00 | 9/19/2012 9:39:50 AM |
jstefans | $25.00 | 9/19/2012 9:29:04 AM |
bellaquito | $500.00 | 9/19/2012 10:04:39 AM |
papaloha | $25.00 | 9/19/2012 9:30:59 AM |
BostonCapital | $100.00 | 9/19/2012 9:31:43 AM |
aader | $25.00 | 9/19/2012 9:45:15 AM |
asiaratt | $50.00 | 9/19/2012 9:35:04 AM |
new-gold-wrangler | $1,000.00 | 9/19/2012 10:16:35 AM |
supreme-treasure8 | $100.00 | 9/19/2012 10:18:03 AM |
LendingPimp_2 | $26.00 | 9/19/2012 10:18:10 AM |
nimble-revenue5 | $100.00 | 9/19/2012 10:18:41 AM |
Beld | $50.00 | 9/19/2012 9:50:32 AM |
trade-beeper4 | $25.00 | 9/19/2012 9:41:38 AM |
miamibeachloaner | $25.00 | 9/19/2012 9:43:53 AM |
durability-ace9 | $30.00 | 9/19/2012 9:57:55 AM |
truth-companion | $25.00 | 9/19/2012 10:59:13 AM |
Wellman | $25.00 | 9/19/2012 9:46:50 AM |
pound-mushroom3 | $25.00 | 9/19/2012 10:01:40 AM |
the-laudable-peso | $40.00 | 9/19/2012 10:03:50 AM |
jazzlender | $25.00 | 9/19/2012 10:05:04 AM |
quiksilver180 | $27.65 | 9/19/2012 11:44:39 AM |
6moonbeams | $50.00 | 9/19/2012 9:53:38 AM |
saffron4 | $25.00 | 9/19/2012 9:54:59 AM |
finance-prescription | $100.00 | 9/19/2012 10:15:02 AM |
britches613 | $25.00 | 9/19/2012 1:24:01 PM |
EthanColeInvestingGroup | $25.00 | 9/19/2012 10:19:13 AM |
vtr1000 | $25.00 | 9/19/2012 1:42:30 PM |
credible-agreement887 | $30.00 | 9/19/2012 10:22:17 AM |
forthright-trade | $35.00 | 9/19/2012 10:23:12 AM |
bazaar-tulip | $500.00 | 9/19/2012 10:08:14 AM |
Learning2Lend | $25.00 | 9/19/2012 10:10:00 AM |
vibraphone3 | $25.00 | 9/19/2012 10:16:49 AM |
d2vid | $49.79 | 9/19/2012 10:19:19 AM |
rapid-credit428 | $25.00 | 9/19/2012 10:20:38 AM |
diplomatic-wealth7 | $25.00 | 9/19/2012 10:21:43 AM |
john0720 | $25.00 | 9/19/2012 10:26:46 AM |
Comoparklender | $25.00 | 9/19/2012 10:28:38 AM |
pixeldave | $25.00 | 9/19/2012 10:35:50 AM |
payment-pursuit3 | $25.00 | 9/19/2012 10:37:15 AM |
Quiza12 | $50.00 | 9/19/2012 10:39:52 AM |
phenomenal-rate1 | $500.00 | 9/19/2012 10:48:53 AM |
wise-felicity-blossom | $100.00 | 9/19/2012 10:51:14 AM |
mystical-kindness2 | $50.00 | 9/19/2012 1:33:05 PM |
marketplace-hut9 | $25.00 | 9/19/2012 11:04:38 AM |
majestic-note6 | $200.00 | 9/19/2012 11:04:46 AM |
174 Investments
|
Borrower Payment Dependent Notes Series
637100
This series of Notes was issued and sold upon the funding of the borrower loan #74922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-19-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 18.22% |
Borrower rate/APR:
| 19.22% / 27.08% |
Monthly payment:
| $461.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.79% | | |
| |
Estimated return*:
| 6.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 30% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,961 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| asset-goblin8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
NickelSteamroller | $35.00 | 9/19/2012 5:07:04 PM |
historic-value7 | $100.00 | 9/19/2012 5:05:12 PM |
RGlad | $100.00 | 9/19/2012 5:08:29 PM |
duty-viola | $25.00 | 9/19/2012 5:09:47 PM |
commerce-venture1 | $25.00 | 9/19/2012 5:10:27 PM |
bold-marketplace-awakening | $150.00 | 9/19/2012 5:20:42 PM |
Corlei | $25.00 | 9/19/2012 5:49:25 PM |
unequaled-truth9 | $100.00 | 9/19/2012 5:15:51 PM |
global-invest-group | $25.00 | 9/19/2012 5:55:45 PM |
first-pragmatic-power | $25.00 | 9/19/2012 5:17:42 PM |
value-allocator1 | $100.00 | 9/19/2012 5:18:53 PM |
influential-peso9 | $25.00 | 9/19/2012 5:59:44 PM |
52digital | $75.00 | 9/19/2012 5:20:53 PM |
money-exchanger4 | $25.00 | 9/19/2012 5:24:39 PM |
bonus-animal4 | $50.00 | 9/19/2012 6:10:35 PM |
careful-vigilance4 | $25.00 | 9/19/2012 5:36:38 PM |
the-silver-blaster | $50.00 | 9/19/2012 5:25:24 PM |
squarebob | $25.00 | 9/19/2012 6:14:32 PM |
friendly-gold | $25.00 | 9/19/2012 5:37:52 PM |
D100 | $25.93 | 9/19/2012 6:35:13 PM |
Interloper | $55.00 | 9/19/2012 6:39:18 PM |
scholarly-order6 | $30.00 | 9/19/2012 6:44:35 PM |
nourishing-interest0 | $25.00 | 9/19/2012 5:33:56 PM |
note-willow8 | $25.00 | 9/19/2012 5:37:20 PM |
_NaLNaBB | $200.00 | 9/19/2012 5:54:26 PM |
ferocious-kindness8 | $30.00 | 9/19/2012 5:38:42 PM |
EngineersAlliance | $75.00 | 9/19/2012 5:56:14 PM |
ovva | $38.71 | 9/19/2012 5:56:45 PM |
cash-mad-scientist3 | $25.00 | 9/19/2012 5:59:31 PM |
money-baron | $50.00 | 9/19/2012 6:15:29 PM |
enticing-affluence6 | $50.00 | 9/19/2012 6:19:03 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:23 PM |
supreme-treasure8 | $100.00 | 9/19/2012 5:59:19 PM |
UncleBuffett | $25.00 | 9/19/2012 6:56:38 PM |
community-burrito9 | $35.00 | 9/19/2012 6:06:54 PM |
HogLeg | $25.00 | 9/19/2012 6:59:20 PM |
ingenious-truth684 | $25.00 | 9/19/2012 7:04:53 PM |
hillbilly40 | $25.00 | 9/19/2012 7:15:51 PM |
pembull | $25.00 | 9/19/2012 6:52:59 PM |
LoanerPrincipal | $25.00 | 9/19/2012 7:06:04 PM |
elfincove | $3.00 | 9/19/2012 7:25:52 PM |
heavenly-interest9 | $1,000.00 | 9/19/2012 5:24:08 PM |
imogen22 | $50.00 | 9/19/2012 5:11:52 PM |
handy-justice | $50.00 | 9/19/2012 5:17:02 PM |
durability-seahorse7 | $100.00 | 9/19/2012 5:20:30 PM |
janeybooboo | $50.00 | 9/19/2012 5:08:12 PM |
best-bonafide-p2p | $25.00 | 9/19/2012 5:02:14 PM |
asset-professor | $25.00 | 9/19/2012 5:12:08 PM |
lowrater | $75.40 | 9/19/2012 5:12:29 PM |
gokart83 | $25.00 | 9/19/2012 5:40:08 PM |
entertaining-revenue4 | $50.00 | 9/19/2012 5:18:04 PM |
hardatwork1 | $25.00 | 9/19/2012 5:09:04 PM |
selector568 | $300.00 | 9/19/2012 5:43:15 PM |
houli123 | $25.00 | 9/19/2012 5:23:13 PM |
brainy-return234 | $25.00 | 9/19/2012 5:24:11 PM |
RJN | $35.00 | 9/19/2012 5:26:11 PM |
Beld | $50.00 | 9/19/2012 5:34:33 PM |
mindful-generosity1 | $25.00 | 9/19/2012 5:37:46 PM |
historic-reward468 | $100.00 | 9/19/2012 6:27:00 PM |
EnglishGeekInNYC | $50.00 | 9/19/2012 6:32:46 PM |
SLN-10 | $50.00 | 9/19/2012 6:42:15 PM |
prudent-bid3 | $25.00 | 9/19/2012 7:15:57 PM |
WalnutCreekguy | $50.00 | 9/19/2012 6:02:04 PM |
Robin_Hood | $50.00 | 9/19/2012 5:44:22 PM |
fmanjoo | $25.00 | 9/19/2012 5:45:24 PM |
knowledgeable-silver6 | $25.00 | 9/19/2012 5:48:16 PM |
missing-link | $25.00 | 9/19/2012 6:27:42 PM |
bazaar-tulip | $500.00 | 9/19/2012 6:32:16 PM |
vutah | $25.00 | 9/19/2012 6:40:28 PM |
red-capital-harmonica | $25.00 | 9/19/2012 6:46:31 PM |
platinum-waterfall | $36.96 | 9/19/2012 7:19:28 PM |
julijask | $25.00 | 9/19/2012 6:32:50 PM |
azazle | $100.00 | 9/19/2012 6:33:53 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
637194
This series of Notes was issued and sold upon the funding of the borrower loan #75233, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $378.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 31% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,060 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| payment-wildebeest227 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: put all bills.into one
This loan will be used to...
Place all interest.rates.into one monthly payment
My financial situation:
I am a good candidate for this loan because i pay all my bills.on time and will have this auto drafted
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
martinatime | $50.00 | 9/12/2012 9:10:16 AM |
green-high-five7 | $25.00 | 9/12/2012 9:47:01 AM |
ready-interest9 | $25.00 | 9/12/2012 10:21:52 AM |
bellaquito | $500.00 | 9/12/2012 11:38:15 AM |
fund-medalist171 | $50.00 | 9/12/2012 12:43:06 PM |
trade-boots1 | $100.00 | 9/12/2012 10:49:28 AM |
benevolent-loot5 | $200.00 | 9/12/2012 10:55:03 AM |
smart-gain | $50.00 | 9/12/2012 2:00:01 PM |
marketplace-singularity3 | $125.00 | 9/12/2012 2:26:02 PM |
credible-benjamins724 | $25.00 | 9/12/2012 3:12:39 PM |
simplelender80 | $500.00 | 9/12/2012 7:30:51 PM |
Darts | $50.00 | 9/12/2012 7:46:07 PM |
janeybooboo | $75.00 | 9/12/2012 6:47:39 PM |
fly4sugar | $50.00 | 9/13/2012 8:24:37 AM |
Cai8899 | $25.00 | 9/13/2012 9:38:44 AM |
Borrow2Grow | $54.00 | 9/13/2012 9:54:29 AM |
djs81 | $75.00 | 9/13/2012 9:40:45 AM |
blissful-bazaar | $50.00 | 9/13/2012 10:22:16 AM |
wetlands | $200.00 | 9/13/2012 5:31:12 PM |
liberty-viola | $30.00 | 9/13/2012 6:00:00 PM |
loyalty-czar | $30.00 | 9/13/2012 6:54:37 PM |
magnetic-integrity7 | $25.00 | 9/13/2012 9:32:21 PM |
dough-hammock | $25.00 | 9/13/2012 9:36:02 PM |
powerful-return1 | $33.00 | 9/14/2012 7:59:57 AM |
durability-seahorse7 | $50.00 | 9/14/2012 5:23:36 AM |
JBBank | $50.00 | 9/14/2012 10:12:41 AM |
jhussey | $100.00 | 9/14/2012 10:43:03 AM |
GoldenKoi | $100.00 | 9/14/2012 11:44:37 AM |
cash-cymbal3 | $100.00 | 9/14/2012 1:38:44 PM |
Rockymtnhi | $100.00 | 9/14/2012 6:47:23 PM |
ferocious-benefit7 | $50.00 | 9/15/2012 7:09:02 AM |
OregonDane | $25.00 | 9/15/2012 8:30:02 AM |
cozy-principal883 | $29.53 | 9/15/2012 2:31:25 PM |
gilbrear | $25.00 | 9/15/2012 3:45:36 PM |
Theofficer_roth_ira | $88.66 | 9/15/2012 6:18:41 PM |
transparency-sapling | $25.00 | 9/16/2012 7:15:48 AM |
efficient-treasure0 | $25.00 | 9/16/2012 10:08:50 AM |
77dowplace | $42.00 | 9/16/2012 10:45:34 AM |
balanced-agreement0 | $105.00 | 9/16/2012 11:29:21 AM |
DreDub | $50.00 | 9/16/2012 11:31:05 AM |
exchange-portait7 | $30.00 | 9/16/2012 11:25:18 AM |
Planecourage | $25.00 | 9/16/2012 11:30:13 AM |
drkosh | $25.00 | 9/16/2012 12:21:38 PM |
L-Dogg | $100.00 | 9/17/2012 1:32:10 AM |
wilkenm | $25.00 | 9/16/2012 10:01:14 PM |
JoyfulVegetarian | $25.00 | 9/17/2012 6:30:45 AM |
Erogan5877 | $25.00 | 9/17/2012 1:01:36 AM |
ethical-truth211 | $200.00 | 9/17/2012 3:41:13 AM |
AFairDeal | $25.00 | 9/17/2012 9:51:46 AM |
agalt | $60.00 | 9/17/2012 10:03:19 AM |
heavy_ax | $25.00 | 9/17/2012 10:13:01 AM |
overflowinglife | $50.00 | 9/17/2012 10:15:15 AM |
astute-benjamins | $150.00 | 9/17/2012 9:29:27 AM |
Firescreek | $35.00 | 9/17/2012 12:35:46 PM |
orange-mindful-bazaar | $70.00 | 9/17/2012 10:29:23 AM |
best-tenacious-revenue | $25.00 | 9/17/2012 4:17:15 PM |
jybank | $50.00 | 9/17/2012 12:30:33 PM |
dlenz | $25.00 | 9/17/2012 1:10:23 PM |
themoneydoctor | $50.00 | 9/17/2012 4:10:04 PM |
MI2 | $5,000.00 | 9/17/2012 7:43:39 PM |
cardminger | $25.00 | 9/17/2012 5:57:20 PM |
Lendomatic | $25.00 | 9/18/2012 12:15:35 AM |
340 | $25.00 | 9/18/2012 12:33:06 AM |
best-commerce-leader | $54.99 | 9/18/2012 3:52:44 AM |
bicyclebear | $50.00 | 9/18/2012 4:00:02 AM |
Sixmil | $100.00 | 9/17/2012 8:57:18 PM |
BizAnalyst | $50.00 | 9/18/2012 5:40:58 AM |
euro-eagle1 | $25.00 | 9/18/2012 6:45:13 AM |
investment-comet | $25.00 | 9/18/2012 7:06:54 AM |
community-seahorse0 | $50.00 | 9/18/2012 7:21:35 AM |
bigmacbeef | $55.00 | 9/18/2012 4:13:59 AM |
gilbrear | $25.00 | 9/18/2012 4:27:46 AM |
open-dough6 | $25.00 | 9/18/2012 5:30:40 AM |
ethical-truth211 | $100.00 | 9/18/2012 7:08:24 AM |
bughead | $25.00 | 9/18/2012 4:59:05 AM |
klinebarger | $25.00 | 9/18/2012 7:37:06 AM |
Rulea72 | $25.00 | 9/18/2012 7:44:35 AM |
value-medalist4 | $39.09 | 9/18/2012 7:53:35 AM |
kenji4861 | $25.00 | 9/12/2012 9:48:12 AM |
deal-kung-fu | $75.00 | 9/12/2012 9:36:46 AM |
Dave0 | $25.00 | 9/12/2012 9:51:00 AM |
bazaar-tulip | $25.00 | 9/12/2012 9:48:21 AM |
EnglishGeekInNYC | $25.00 | 9/12/2012 10:06:22 AM |
Castellan | $50.00 | 9/12/2012 10:12:40 AM |
repayment-pagoda8 | $100.00 | 9/12/2012 10:53:08 AM |
auction-sage | $50.00 | 9/12/2012 10:34:13 AM |
emphatic-responsibility | $50.00 | 9/12/2012 11:00:46 AM |
best-bonafide-p2p | $50.00 | 9/12/2012 11:10:52 AM |
Rivervale_Westwood | $25.00 | 9/12/2012 11:13:00 AM |
blot44 | $25.00 | 9/12/2012 3:01:56 PM |
responsibility-butterfly | $25.00 | 9/12/2012 1:52:08 PM |
community-burrito9 | $40.00 | 9/12/2012 2:26:18 PM |
treasure-palace661 | $350.00 | 9/12/2012 4:01:07 PM |
first-serene-credit | $25.00 | 9/12/2012 4:52:33 PM |
adventurer447 | $300.00 | 9/12/2012 5:13:23 PM |
jcornehlsen | $25.00 | 9/12/2012 6:19:15 PM |
RGlad | $150.00 | 9/12/2012 6:47:54 PM |
kegs | $150.00 | 9/12/2012 7:27:51 PM |
bill-booster5 | $25.00 | 9/12/2012 9:07:10 PM |
Interloper | $50.00 | 9/13/2012 7:07:15 AM |
cerebral-dollar773 | $32.02 | 9/13/2012 6:15:29 AM |
fearless-loyalty5 | $25.00 | 9/13/2012 6:35:04 AM |
Dubbs360 | $500.00 | 9/13/2012 10:43:09 AM |
payment-halo | $25.00 | 9/13/2012 11:34:41 AM |
green-lively-bill | $25.00 | 9/13/2012 11:57:22 AM |
studious-peso | $25.00 | 9/13/2012 1:43:49 PM |
Bamaman205 | $25.00 | 9/13/2012 5:08:37 PM |
worth-game-changer8 | $25.00 | 9/13/2012 5:30:13 PM |
BxRealtor | $25.00 | 9/13/2012 6:09:16 PM |
antlr | $25.00 | 9/13/2012 7:14:14 PM |
droryikra | $25.00 | 9/13/2012 7:46:33 PM |
atlacatl | $50.00 | 9/13/2012 8:04:53 PM |
BDL-Roth | $55.00 | 9/14/2012 6:50:19 AM |
rchapee | $25.00 | 9/14/2012 7:51:59 AM |
BorthersKeeper | $25.00 | 9/14/2012 8:01:57 AM |
responsive-worth5 | $25.00 | 9/14/2012 8:21:47 AM |
miked8303 | $50.00 | 9/14/2012 9:49:07 AM |
pdub | $750.00 | 9/14/2012 10:28:58 AM |
compoundinterest | $25.00 | 9/14/2012 10:09:37 AM |
wealth-nexus091 | $100.00 | 9/14/2012 10:39:15 AM |
p2pelstiltskin8 | $25.00 | 9/14/2012 4:28:53 PM |
jdrez | $50.00 | 9/14/2012 5:51:39 PM |
adaboy65 | $100.00 | 9/14/2012 5:55:08 PM |
capital-heaven5 | $250.00 | 9/15/2012 7:25:57 AM |
Culebra1930 | $75.00 | 9/15/2012 12:17:00 PM |
indomitable-coin | $25.00 | 9/15/2012 12:15:17 PM |
Investoman | $25.00 | 9/15/2012 12:16:37 PM |
Taxman44 | $25.00 | 9/15/2012 12:36:54 PM |
investment-genetics90 | $25.00 | 9/15/2012 12:45:34 PM |
BlessedEveryDay | $30.00 | 9/15/2012 2:03:20 PM |
visionary-fund | $100.00 | 9/15/2012 1:45:49 PM |
vigilance-spinner3 | $50.00 | 9/15/2012 2:01:00 PM |
RothySkynx | $25.00 | 9/15/2012 7:16:00 PM |
nevee | $30.00 | 9/15/2012 8:23:02 PM |
ResQDoc | $25.00 | 9/15/2012 4:33:13 PM |
blackstar | $36.08 | 9/15/2012 5:04:25 PM |
chicagobanker | $50.00 | 9/15/2012 7:11:06 PM |
keen-credit6 | $27.00 | 9/15/2012 1:54:56 PM |
natural-greenback6 | $25.00 | 9/15/2012 9:03:49 PM |
income-buffalo1 | $50.00 | 9/16/2012 11:41:33 AM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:11 PM |
prohousebuyer | $31.24 | 9/15/2012 9:01:31 PM |
Smallbear | $25.00 | 9/16/2012 9:01:06 AM |
blue-laudable-dinero | $50.00 | 9/16/2012 3:13:32 PM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:32 PM |
rcj1411 | $50.00 | 9/16/2012 6:41:58 PM |
Occhy | $25.00 | 9/16/2012 4:51:00 PM |
ddog0224 | $100.00 | 9/16/2012 11:26:47 PM |
sthomasg | $25.00 | 9/17/2012 7:11:13 AM |
grotheik | $25.00 | 9/17/2012 8:16:17 AM |
otherwisedisposed | $800.00 | 9/16/2012 7:36:40 PM |
thorough-marketplace441 | $25.00 | 9/17/2012 7:48:49 AM |
phenomenal-gain5 | $30.00 | 9/17/2012 8:26:10 AM |
enterprising-exchange6 | $30.00 | 9/17/2012 8:30:52 AM |
logical-investment4 | $50.00 | 9/17/2012 10:57:45 AM |
blue-order-comet | $100.00 | 9/17/2012 10:31:44 AM |
doopers | $25.00 | 9/17/2012 2:19:53 PM |
merciful-listing1 | $50.00 | 9/17/2012 10:47:27 AM |
stable-penny27 | $25.00 | 9/17/2012 9:28:34 AM |
theaterguy | $30.00 | 9/17/2012 4:19:31 PM |
compatible-deal9 | $50.00 | 9/17/2012 1:06:53 PM |
latka_gravis | $25.00 | 9/17/2012 3:53:25 PM |
entertaining-greenback2 | $30.47 | 9/17/2012 4:52:37 PM |
Efinvestors | $50.00 | 9/17/2012 10:37:16 AM |
Iwillhuntyoudown | $25.00 | 9/17/2012 11:47:12 AM |
ready-loot0 | $25.00 | 9/17/2012 1:29:45 PM |
wisebri224 | $26.24 | 9/17/2012 5:14:07 PM |
turbo79 | $25.00 | 9/17/2012 8:29:28 PM |
dough-kitten5 | $50.00 | 9/18/2012 3:57:56 AM |
radforj22 | $50.00 | 9/18/2012 4:57:59 AM |
Leshan | $50.00 | 9/17/2012 8:58:49 PM |
wojo | $50.00 | 9/18/2012 6:06:19 AM |
dukeiyer | $25.00 | 9/17/2012 11:39:16 PM |
chibear34 | $25.00 | 9/18/2012 7:45:41 AM |
prudent-bid3 | $25.00 | 9/18/2012 6:26:02 AM |
magical-fairness4 | $25.00 | 9/17/2012 8:53:12 PM |
sgt-schultz | $40.68 | 9/18/2012 6:34:21 AM |
Chuck54 | $25.00 | 9/18/2012 6:40:37 AM |
BizAnalyst | $50.00 | 9/18/2012 5:28:24 AM |
beaufuture | $25.00 | 9/18/2012 7:43:12 AM |
180 Investments
|
Borrower Payment Dependent Notes Series
637234
This series of Notes was issued and sold upon the funding of the borrower loan #74718, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 29% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 16y 5m |
Amount delinquent:
| $41,763 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,479 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-durability-reformer |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...pay a few bills off
My financial situation: good
I am a good candidate for this loan because...i will pay back
Monthly net income: $6000
Monthly expenses: $4000
Housing: $800
Insurance: $
Car expenses: $600
Utilities: $
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $1,000.00 | 9/10/2012 9:03:03 AM |
Dubbs360 | $500.00 | 9/10/2012 10:15:46 AM |
responsibility-butterfly | $25.00 | 9/10/2012 6:41:52 PM |
pembull | $25.00 | 9/11/2012 10:38:04 AM |
bold-social-widget | $25.00 | 9/11/2012 11:21:38 AM |
preventivepestcontrol | $50.00 | 9/11/2012 2:36:42 PM |
pdub | $250.00 | 9/13/2012 10:39:23 AM |
a-successful-credit | $25.00 | 9/13/2012 4:29:40 PM |
worthy-bid8 | $100.00 | 9/13/2012 5:34:19 PM |
the-credit-maker | $25.00 | 9/13/2012 6:24:00 PM |
historic-value7 | $50.00 | 9/13/2012 6:39:57 PM |
IIP77 | $25.00 | 9/14/2012 3:09:37 AM |
durability-seahorse7 | $50.00 | 9/14/2012 5:23:35 AM |
goodhearted-gold3 | $25.00 | 9/14/2012 11:15:53 AM |
majestic-note6 | $150.00 | 9/14/2012 2:59:31 PM |
bid-lightning9 | $25.00 | 9/14/2012 8:15:39 PM |
capital-heaven5 | $25.00 | 9/15/2012 6:14:59 AM |
Sunbase | $25.00 | 9/15/2012 10:39:15 AM |
orearella3 | $25.00 | 9/15/2012 12:28:32 PM |
bubb_hans | $25.00 | 9/15/2012 12:29:09 PM |
moneyman369 | $49.13 | 9/15/2012 2:17:36 PM |
vutah | $25.00 | 9/10/2012 9:45:17 AM |
simplelender80 | $500.00 | 9/10/2012 6:06:28 PM |
glroark | $100.00 | 9/11/2012 6:31:26 AM |
durability-ace9 | $30.00 | 9/13/2012 5:42:30 PM |
eoppy | $50.00 | 9/13/2012 5:31:24 PM |
reward-adventure | $50.00 | 9/13/2012 5:36:48 PM |
courteous-platinum7 | $30.00 | 9/14/2012 4:48:22 AM |
KaleoGroup | $25.00 | 9/14/2012 5:01:28 AM |
jhouman | $25.00 | 9/15/2012 6:51:25 AM |
ethical-truth211 | $27.00 | 9/15/2012 5:51:33 AM |
tolerant-responsibility051 | $500.00 | 9/15/2012 10:20:32 AM |
life-is-great | $25.00 | 9/15/2012 12:58:08 PM |
tech310 | $50.00 | 9/15/2012 2:06:43 PM |
Numbat77 | $25.00 | 9/15/2012 3:03:44 PM |
sgt-schultz | $38.87 | 9/15/2012 5:16:41 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
637406
This series of Notes was issued and sold upon the funding of the borrower loan #75479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $121.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 13y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $75 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 47 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| blissful-transparency319 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: personal
This loan will be used to...invest in small property
My financial situation:
I am a good candidate for this loan because...I have strategically planned a business plan to invest the loan into that will create an immediate return.
Monthly net income: $2118
Monthly expenses: $0.00
Housing: $0.00
Insurance: $35
Car expenses: $492
Utilities: $0.00
Phone, cable, internet: $0.00
Food, entertainment: $50
Clothing, household expenses: $0.00
Credit cards and other loans: $0.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Beld | $50.00 | 9/24/2012 5:03:56 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:04:26 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:54 PM |
supreme-treasure8 | $100.00 | 9/24/2012 5:10:30 PM |
scholarly-order6 | $25.00 | 9/24/2012 5:15:40 PM |
musegaze | $50.00 | 9/24/2012 5:06:22 PM |
selector568 | $300.00 | 9/24/2012 5:19:57 PM |
pierrelasvegas | $25.00 | 9/24/2012 5:10:52 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:18 PM |
shrewd-peace7 | $25.00 | 9/24/2012 5:15:50 PM |
azazle | $50.00 | 9/24/2012 5:16:24 PM |
LeReve | $500.00 | 9/24/2012 5:17:05 PM |
MI2 | $50.00 | 9/24/2012 5:22:21 PM |
asset-professor | $25.00 | 9/24/2012 5:07:01 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:36 PM |
thrilling-fund427 | $50.00 | 9/24/2012 5:05:45 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:01 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:13 PM |
useful-money715 | $25.00 | 9/24/2012 5:21:28 PM |
orearella3 | $25.00 | 9/24/2012 5:12:16 PM |
nex | $25.00 | 9/24/2012 5:19:04 PM |
cash-kin7 | $25.00 | 9/24/2012 5:21:53 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
637644
This series of Notes was issued and sold upon the funding of the borrower loan #74901, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 28% |
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
2 | Length of status: | 4y 11m |
Amount delinquent:
| $202 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $574 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| awe-inspiring-contract9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off miscellaneous debt.
My financial situation:
I am a good candidate for this loan because: a) I have a reliable and predictable source of income, b) I have financial resources that will facilitate repayment of the loan and c) I have taken significant and aggressive steps to improve credit worthiness; moreover, the loan will facilitate this effort.
Monthly net income: $2930
Total Monthly expenses (from below): $1591
Housing: $735
Insurance: $57
Car expenses: $360
Utilities: $80
Phone, cable, internet: $49
Food, entertainment: $150
Clothing, household expenses: $75
Credit cards and other loans: $85
Other expenses: None
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Something-Corporate | $25.00 | 9/11/2012 6:17:18 PM |
let_me_retire | $25.00 | 9/11/2012 11:34:31 PM |
ultimate-peace | $75.00 | 9/12/2012 8:19:47 AM |
LuvToLend | $25.00 | 9/12/2012 10:32:14 AM |
responsibility-butterfly | $25.00 | 9/12/2012 1:51:57 PM |
justasoldier | $100.00 | 9/12/2012 8:00:12 PM |
Dubbs360 | $500.00 | 9/13/2012 10:43:05 AM |
historic-value7 | $50.00 | 9/13/2012 6:48:12 PM |
CA-Lender | $25.00 | 9/14/2012 9:04:13 AM |
ethical-truth211 | $50.00 | 9/15/2012 5:56:13 AM |
Bob450 | $25.00 | 9/15/2012 7:31:58 AM |
jebber007 | $30.08 | 9/15/2012 2:04:24 PM |
EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:49 AM |
drkosh | $25.00 | 9/16/2012 12:41:01 PM |
fervent-power | $25.00 | 9/16/2012 9:23:51 PM |
papaloha | $25.00 | 9/16/2012 8:21:32 PM |
munnu | $25.00 | 9/17/2012 6:48:20 AM |
azazle | $25.00 | 9/17/2012 9:57:46 AM |
capital-investor8 | $25.00 | 9/18/2012 6:40:54 AM |
SolarMoonshine | $25.00 | 9/11/2012 6:41:17 PM |
simplelender80 | $500.00 | 9/12/2012 7:30:47 PM |
pdub | $250.00 | 9/13/2012 10:39:26 AM |
majestic-note6 | $150.00 | 9/14/2012 2:59:32 PM |
palmetto933 | $25.00 | 9/15/2012 6:11:17 AM |
Sunbase | $25.00 | 9/15/2012 10:39:16 AM |
helpful-silver7 | $25.00 | 9/15/2012 4:04:24 PM |
SoCalIsHere | $25.00 | 9/16/2012 5:31:00 PM |
big-mac-50 | $200.00 | 9/17/2012 5:52:11 AM |
WeshaTheLeopard | $25.00 | 9/17/2012 1:29:52 PM |
durability-seahorse7 | $50.00 | 9/18/2012 12:53:18 AM |
Index_Plus | $1,044.92 | 9/18/2012 8:47:12 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
637712
This series of Notes was issued and sold upon the funding of the borrower loan #75167, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 81% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,329 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| llbaby |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...To eliminate credit card debt, pay off medical and dental bills, and to purchase a used car.
My financial situation:
I am a good candidate for this loan because...I pay my bills on time and I always pay more than the minimum amount due. I am also a hard worker. I am currently a college student. In the spring of 2013, I will be entering graduate school at the University of Maryland Baltimore County. I believe I have a bright future ahead. My education has been my number one priority. I currently have student loans amounting to 59,000. However, the loans are currently deferred until I complete graduate school. I also live with my family and fianc?. I am fortunate that I do not have to worry about utilities, phone or cable bills right now. With that said, I will be able to pay off this loan in a timely manner.
Monthly net income: $800.00
Monthly expenses: $
Housing: $150.00
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $35.00
Clothing, household expenses: $0
Credit cards and other loans: $62100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
riveting-credit5 | $25.00 | 9/17/2012 5:50:42 PM |
skillful-asset5 | $30.00 | 9/17/2012 6:45:06 PM |
MI2 | $1,250.00 | 9/17/2012 7:40:58 PM |
papaloha | $25.00 | 9/17/2012 8:53:26 PM |
Index_Plus | $1,250.00 | 9/18/2012 8:47:20 AM |
Valley-of-the-Dollar | $25.00 | 9/18/2012 8:58:44 AM |
durability-seahorse7 | $50.00 | 9/18/2012 12:53:28 AM |
foothillender | $25.00 | 9/18/2012 7:05:07 AM |
big-mac-50 | $200.00 | 9/18/2012 8:56:05 AM |
Canidae | $100.00 | 9/18/2012 10:34:56 AM |
industrious-currency | $25.00 | 9/18/2012 1:40:36 PM |
mfdbtm | $25.00 | 9/18/2012 12:24:45 PM |
compatible-deal9 | $25.00 | 9/18/2012 12:41:53 PM |
helpful-silver7 | $25.00 | 9/18/2012 12:59:11 PM |
imogen22 | $25.00 | 9/18/2012 5:11:55 PM |
enthusiastic-ore5 | $50.00 | 9/18/2012 4:34:20 PM |
Dubbs360 | $223.38 | 9/18/2012 6:05:48 PM |
duty-viola | $25.00 | 9/17/2012 5:57:39 PM |
money-baron | $50.00 | 9/17/2012 5:58:13 PM |
money-baron-Roth401k | $50.00 | 9/17/2012 7:05:12 PM |
heerzaquestion | $25.00 | 9/18/2012 8:41:42 AM |
let_me_retire | $56.62 | 9/18/2012 3:14:12 AM |
revenue-serenity | $25.00 | 9/18/2012 11:18:34 AM |
attractive-rate | $25.00 | 9/18/2012 5:03:45 PM |
deal-hickory5 | $25.00 | 9/18/2012 4:10:57 PM |
deepblue34 | $40.00 | 9/18/2012 4:09:38 PM |
historic-value7 | $50.00 | 9/18/2012 5:21:35 PM |
pdub | $250.00 | 9/18/2012 5:58:28 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
637774
This series of Notes was issued and sold upon the funding of the borrower loan #74917, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 24% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
5 | Length of status: | 22y 11m |
Amount delinquent:
| $1,891 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,177 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| inspired-return045 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off few bills
My financial situation: Good
I am a good candidate for this loan because...I have excellent income to meet the loan payment every month
Monthly net income: $2862
Monthly expenses: $485
Housing: $500
Insurance: $750
Car expenses: $20.00
Utilities: $98
Phone, cable, internet: $185
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
mrxtravis | $25.00 | 9/11/2012 10:24:39 AM |
CA-Lender | $25.00 | 9/11/2012 11:45:36 AM |
MFBank | $50.00 | 9/11/2012 5:09:40 PM |
LuvToLend | $25.00 | 9/12/2012 10:22:55 AM |
worthy-bid8 | $100.00 | 9/12/2012 10:00:24 AM |
responsive-principal8 | $25.00 | 9/12/2012 12:49:35 PM |
PrimeFunding | $25.00 | 9/12/2012 8:57:32 PM |
stmahlberg | $25.00 | 9/13/2012 1:56:07 AM |
green28 | $25.00 | 9/13/2012 5:12:03 AM |
Bob450 | $25.00 | 9/13/2012 8:04:32 AM |
SecondChanceLendingSERV | $25.83 | 9/13/2012 9:19:22 AM |
ledesma31 | $25.00 | 9/13/2012 9:42:58 AM |
pdub | $250.00 | 9/13/2012 10:39:24 AM |
GourmetPizzaGuy | $109.15 | 9/13/2012 11:10:09 AM |
responsibility-butterfly | $25.00 | 9/11/2012 1:05:13 PM |
mars2024 | $25.00 | 9/11/2012 12:24:13 PM |
scoobiedoo | $40.02 | 9/11/2012 6:43:49 PM |
green-high-five7 | $25.00 | 9/12/2012 10:07:35 AM |
fervent-power | $25.00 | 9/12/2012 4:32:46 PM |
melodious-openness | $500.00 | 9/12/2012 6:29:44 PM |
kaceymalone | $25.00 | 9/12/2012 8:21:24 PM |
order-maestro | $25.00 | 9/13/2012 4:24:33 AM |
glroark | $50.00 | 9/13/2012 6:38:03 AM |
Dubbs360 | $500.00 | 9/13/2012 10:43:01 AM |
24 Investments
|
Borrower Payment Dependent Notes Series
638234
This series of Notes was issued and sold upon the funding of the borrower loan #74928, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 33% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 14y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,552 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| glowing-currency4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Boat
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1778
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $320
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
duty-viola | $25.00 | 9/12/2012 5:08:58 PM |
riveting-credit5 | $25.00 | 9/12/2012 6:05:41 PM |
bid-stockpiler1 | $100.00 | 9/12/2012 5:36:42 PM |
bellaquito | $500.00 | 9/12/2012 6:32:43 PM |
ultimate-peace | $250.00 | 9/13/2012 5:32:19 AM |
order-bee1 | $100.00 | 9/13/2012 1:01:03 AM |
painterflipper | $25.00 | 9/13/2012 2:55:30 AM |
let_me_retire | $25.00 | 9/13/2012 4:53:55 AM |
refined-return922 | $25.00 | 9/13/2012 8:38:50 AM |
worthy-bid8 | $100.00 | 9/13/2012 9:43:34 AM |
berniemadeoff | $25.00 | 9/13/2012 10:25:07 AM |
compatible-deal9 | $25.00 | 9/13/2012 11:22:24 AM |
money-fort | $25.00 | 9/13/2012 4:27:59 PM |
bold-pound-statuette | $125.00 | 9/13/2012 5:31:12 PM |
Lubava | $50.00 | 9/13/2012 6:27:43 PM |
investordiy_dot_com | $25.00 | 9/13/2012 6:42:20 PM |
money-baron | $50.00 | 9/13/2012 6:23:42 PM |
progress-credit | $25.00 | 9/13/2012 10:39:16 PM |
melodious-openness | $100.00 | 9/14/2012 4:49:16 AM |
winmals | $25.00 | 9/14/2012 6:16:05 AM |
Bob450 | $25.00 | 9/14/2012 8:09:15 AM |
bob450-roth | $25.00 | 9/14/2012 9:26:19 AM |
responsibility-butterfly | $25.00 | 9/14/2012 10:26:25 AM |
BigSkyFinancial | $28.69 | 9/14/2012 10:46:32 AM |
kendigme | $50.00 | 9/14/2012 11:29:00 AM |
majestic-note6 | $150.00 | 9/14/2012 2:59:33 PM |
cajunguy | $25.00 | 9/14/2012 4:08:12 PM |
jgar_O | $25.00 | 9/14/2012 6:51:14 PM |
durability-seahorse7 | $50.00 | 9/15/2012 1:25:13 AM |
Captmac2110 | $50.00 | 9/15/2012 3:07:36 AM |
340 | $25.00 | 9/15/2012 12:19:47 AM |
52digital | $75.00 | 9/12/2012 6:35:12 PM |
kendigme | $25.00 | 9/12/2012 9:21:40 PM |
PrimeFunding | $25.00 | 9/12/2012 8:57:34 PM |
wise-bonus-orchid | $50.00 | 9/13/2012 4:44:14 AM |
pdub | $250.00 | 9/13/2012 10:39:30 AM |
Dubbs360 | $500.00 | 9/13/2012 10:43:16 AM |
RLaumeyer | $28.69 | 9/13/2012 11:32:44 AM |
URBANCAPITAL | $25.00 | 9/13/2012 3:07:26 PM |
patriot0 | $50.00 | 9/13/2012 1:26:44 PM |
moola-monger9 | $75.00 | 9/13/2012 1:18:14 PM |
refresher211 | $25.00 | 9/13/2012 5:30:28 PM |
nycfinance | $25.00 | 9/13/2012 5:34:27 PM |
mebowl300 | $50.00 | 9/13/2012 9:53:52 PM |
taiko6 | $25.00 | 9/13/2012 10:30:34 PM |
p2p-gala | $25.00 | 9/14/2012 7:56:52 AM |
buffalobills | $25.00 | 9/14/2012 7:40:27 AM |
systematic-loyalty9 | $25.00 | 9/14/2012 9:31:03 AM |
worth-shower8 | $100.00 | 9/14/2012 10:22:11 AM |
newest-currency-vibrato | $25.00 | 9/14/2012 4:29:25 PM |
capital-heaven5 | $150.00 | 9/14/2012 6:20:09 PM |
goat0 | $100.00 | 9/14/2012 8:38:47 PM |
platinum-ectasy | $55.02 | 9/15/2012 6:01:21 AM |
av22 | $62.60 | 9/14/2012 8:38:47 PM |
azazle | $50.00 | 9/15/2012 2:26:09 AM |
kendigme | $25.00 | 9/14/2012 8:09:47 PM |
56 Investments
|
Borrower Payment Dependent Notes Series
638278
This series of Notes was issued and sold upon the funding of the borrower loan #75298, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $24,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $888.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.84% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1971 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 12y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,629 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| market-worker6 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 5919
Monthly expenses: $400
Housing: $ 900
Insurance: $ 225
Car expenses: $ 225
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $75
Credit cards and other loans: $1200
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
special-dinero553 | $25.00 | 9/24/2012 5:10:20 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:18 PM |
musegaze | $50.00 | 9/24/2012 5:06:23 PM |
supreme-treasure8 | $100.00 | 9/24/2012 5:10:31 PM |
ready-justice7 | $50.00 | 9/24/2012 5:33:23 PM |
WalnutCreekguy | $50.00 | 9/24/2012 5:38:01 PM |
gold-pudding6 | $60.00 | 9/24/2012 5:47:22 PM |
friendly-gold | $25.00 | 9/24/2012 5:50:10 PM |
restless-currency | $40.00 | 9/24/2012 6:02:59 PM |
wildguy | $100.00 | 9/24/2012 6:19:26 PM |
tranquil-note5 | $50.00 | 9/25/2012 4:53:35 AM |
thrifty-capital | $25.00 | 9/24/2012 6:59:06 PM |
kulender | $50.00 | 9/24/2012 8:56:25 PM |
KLCRAY | $50.00 | 9/25/2012 2:20:04 AM |
compassion-angel4 | $50.00 | 9/25/2012 4:15:17 AM |
soleowner | $25.00 | 9/25/2012 8:39:35 AM |
responsibility-butterfly | $25.00 | 9/25/2012 8:30:28 AM |
paytonbrigadier | $250.00 | 9/25/2012 9:02:05 AM |
compassion-twister2 | $50.00 | 9/25/2012 9:12:51 AM |
orearella3 | $25.00 | 9/25/2012 9:18:10 AM |
EBITDA | $25.00 | 9/25/2012 9:28:00 AM |
life-is-great | $25.00 | 9/25/2012 9:31:02 AM |
Greenbak | $50.00 | 9/25/2012 9:56:29 AM |
skunkor2 | $27.00 | 9/25/2012 9:56:46 AM |
traice | $25.00 | 9/25/2012 9:59:22 AM |
True-Patriot | $25.00 | 9/25/2012 9:41:19 AM |
wealth-competitor | $25.00 | 9/25/2012 9:43:20 AM |
HenryS | $30.00 | 9/25/2012 10:02:48 AM |
ASR3 | $50.00 | 9/25/2012 9:37:40 AM |
BXA | $50.00 | 9/25/2012 10:04:47 AM |
red-power-pecan | $50.00 | 9/25/2012 9:51:18 AM |
successful-agreement7 | $98.00 | 9/25/2012 9:52:09 AM |
money-surge1 | $25.00 | 9/25/2012 9:43:54 AM |
subtle-bill727 | $25.00 | 9/25/2012 9:52:19 AM |
inspire22 | $25.00 | 9/25/2012 9:54:38 AM |
bazaar-festivity | $25.00 | 9/25/2012 10:11:36 AM |
desertoasis | $25.00 | 9/25/2012 9:50:27 AM |
dbmurch | $25.00 | 9/25/2012 10:15:47 AM |
listing-vista | $50.00 | 9/25/2012 10:00:22 AM |
zipemdown | $25.00 | 9/25/2012 9:52:57 AM |
gizzywump | $25.00 | 9/25/2012 10:01:01 AM |
golath24 | $25.00 | 9/25/2012 10:01:24 AM |
songbird98 | $25.00 | 9/25/2012 10:02:38 AM |
commerce-web5 | $25.00 | 9/25/2012 10:22:05 AM |
durability-ace9 | $30.00 | 9/25/2012 10:03:12 AM |
troy0868 | $25.00 | 9/25/2012 10:03:56 AM |
return-pioneer221 | $200.00 | 9/25/2012 10:00:02 AM |
csakhil | $50.00 | 9/25/2012 10:01:06 AM |
statuesque-affluence058 | $25.00 | 9/25/2012 10:06:47 AM |
postalwhiz | $25.00 | 9/25/2012 10:32:59 AM |
journey517 | $25.00 | 9/25/2012 10:03:08 AM |
the-shrewd-wampum | $25.00 | 9/25/2012 10:09:48 AM |
Purposeful | $50.00 | 9/25/2012 10:09:59 AM |
SeaDevil | $25.00 | 9/25/2012 10:12:01 AM |
Cai8899 | $25.00 | 9/25/2012 10:39:40 AM |
floret596 | $25.00 | 9/25/2012 10:05:12 AM |
computers-er | $25.00 | 9/25/2012 10:06:00 AM |
principal-cooker2 | $50.00 | 9/25/2012 10:43:17 AM |
the-dollar-topper | $150.00 | 9/25/2012 10:08:47 AM |
prohelper | $25.00 | 9/25/2012 10:09:11 AM |
magnificent-dime4 | $25.00 | 9/25/2012 11:01:19 AM |
MadHun | $200.00 | 9/25/2012 10:20:33 AM |
velocity-solo | $25.00 | 9/25/2012 11:04:43 AM |
the-enthralling-coin | $25.00 | 9/25/2012 11:08:10 AM |
neighborly-velocity4 | $25.00 | 9/25/2012 10:26:22 AM |
haplender | $50.00 | 9/25/2012 10:27:50 AM |
green-fund-sitar | $50.00 | 9/25/2012 10:13:43 AM |
hard-working-rate3 | $25.00 | 9/25/2012 10:31:32 AM |
ferocious-camaraderi1 | $80.00 | 9/25/2012 10:15:00 AM |
shmb6508 | $50.00 | 9/25/2012 10:33:21 AM |
rate-hawk | $25.00 | 9/25/2012 10:33:48 AM |
DirtyJenga | $25.00 | 9/25/2012 10:18:05 AM |
social-cocktail1 | $200.00 | 9/25/2012 10:20:22 AM |
SAVMYSOL | $25.00 | 9/25/2012 1:14:24 PM |
bold-wampum-compadre | $50.00 | 9/25/2012 1:36:48 PM |
jdcasper | $25.00 | 9/25/2012 10:25:46 AM |
moola-wildebeest3 | $50.00 | 9/25/2012 10:26:31 AM |
amc3 | $25.56 | 9/25/2012 11:13:16 AM |
neuroshred | $28.13 | 9/25/2012 11:19:07 AM |
ferocious-benefit7 | $25.00 | 9/25/2012 4:30:39 PM |
maclove10 | $25.00 | 9/25/2012 4:55:41 PM |
value-medalist4 | $30.00 | 9/25/2012 11:52:06 AM |
ingenious-truth684 | $25.00 | 9/25/2012 4:42:42 PM |
Laissez-faire | $25.00 | 9/25/2012 4:53:47 PM |
lender2611 | $50.00 | 9/25/2012 5:09:23 PM |
velocity-warrior | $25.00 | 9/25/2012 5:41:51 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:12 PM |
pdub | $467.80 | 9/25/2012 5:55:08 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:54 PM |
Beld | $50.00 | 9/24/2012 5:03:57 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:37 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:01 PM |
LeReve | $500.00 | 9/24/2012 5:16:53 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:13 PM |
MI2 | $5,000.00 | 9/24/2012 5:22:21 PM |
commerce-venture1 | $25.00 | 9/24/2012 5:14:04 PM |
first-pragmatic-power | $25.00 | 9/24/2012 5:16:59 PM |
cash-kin7 | $25.00 | 9/24/2012 5:21:53 PM |
robust-diversification3 | $50.00 | 9/24/2012 5:31:09 PM |
fund-blackberry6 | $25.00 | 9/24/2012 5:31:24 PM |
openness-antioxidant | $75.00 | 9/24/2012 5:33:09 PM |
bazaar-tulip | $25.00 | 9/24/2012 5:33:57 PM |
community-burrito9 | $35.00 | 9/24/2012 6:03:25 PM |
Zane314 | $50.00 | 9/24/2012 6:12:04 PM |
professional-vigilance9 | $100.00 | 9/24/2012 5:48:38 PM |
pierrelasvegas | $25.00 | 9/24/2012 6:49:02 PM |
gustavholstopus32 | $25.00 | 9/24/2012 6:50:39 PM |
fairness-symphony2 | $25.00 | 9/24/2012 7:16:51 PM |
pragmatic-auction8 | $50.00 | 9/24/2012 6:04:51 PM |
Gladglide | $25.00 | 9/24/2012 6:08:23 PM |
red-eloquent-rupee | $50.00 | 9/24/2012 6:07:25 PM |
Nazbuster | $200.00 | 9/24/2012 8:59:44 PM |
thrifty-generosity222 | $100.00 | 9/24/2012 6:10:38 PM |
Comoparklender | $25.00 | 9/24/2012 6:20:42 PM |
john0720 | $25.00 | 9/24/2012 6:27:23 PM |
EnglishGeekInNYC | $50.00 | 9/24/2012 6:37:53 PM |
money-bauble | $200.00 | 9/24/2012 6:44:27 PM |
wishihadmore | $25.00 | 9/24/2012 7:27:41 PM |
bold-sunny-generosity | $25.00 | 9/25/2012 8:10:56 AM |
receptive-affluence035 | $25.00 | 9/25/2012 8:43:51 AM |
impressive-return173 | $50.00 | 9/25/2012 9:00:38 AM |
B2152 | $25.00 | 9/25/2012 4:51:34 AM |
brilliant-market680 | $25.00 | 9/25/2012 9:01:23 AM |
Ruckus888 | $62.43 | 9/25/2012 6:56:47 AM |
broosky2 | $100.00 | 9/25/2012 7:07:14 AM |
Index_Plus | $5,000.00 | 9/25/2012 8:04:09 AM |
simeonthewhale | $25.00 | 9/25/2012 8:01:18 AM |
bill-expert | $25.00 | 9/25/2012 9:01:22 AM |
FinanceEngine | $60.00 | 9/25/2012 8:43:14 AM |
jubilant-capital1 | $100.00 | 9/25/2012 8:44:38 AM |
commerce-gargantuan2 | $50.00 | 9/25/2012 9:07:36 AM |
Harry | $38.00 | 9/25/2012 9:27:26 AM |
tender-commerce8 | $50.00 | 9/25/2012 9:48:17 AM |
benevolent-marketplace4 | $2,500.00 | 9/25/2012 9:30:44 AM |
payout-paradise5 | $25.00 | 9/25/2012 9:30:54 AM |
economy-producer | $25.00 | 9/25/2012 9:53:31 AM |
sr47567 | $25.00 | 9/25/2012 9:55:33 AM |
currency-fan9 | $50.00 | 9/25/2012 9:31:08 AM |
sgf | $25.00 | 9/25/2012 9:58:09 AM |
payment-entrepreneur126 | $50.00 | 9/25/2012 10:02:30 AM |
trade-beeper4 | $25.00 | 9/25/2012 9:47:49 AM |
CAGE-Investments | $25.00 | 9/25/2012 10:03:05 AM |
LendGuy | $25.00 | 9/25/2012 9:48:24 AM |
rcflick | $25.00 | 9/25/2012 9:48:32 AM |
niceguy777 | $25.00 | 9/25/2012 10:03:23 AM |
magnitude787 | $30.00 | 9/25/2012 9:38:37 AM |
larslfe | $25.00 | 9/25/2012 10:07:23 AM |
fabulous-revenue7 | $25.00 | 9/25/2012 10:07:44 AM |
cash-hyperdrive0 | $100.00 | 9/25/2012 9:52:11 AM |
p2p-czar3 | $25.00 | 9/25/2012 10:14:32 AM |
yield-lion | $25.00 | 9/25/2012 9:57:59 AM |
SummitAdvisors | $50.00 | 9/25/2012 10:17:56 AM |
sage4 | $25.00 | 9/25/2012 10:18:22 AM |
bdiddy1268 | $31.00 | 9/25/2012 10:19:50 AM |
jybank | $49.00 | 9/25/2012 10:24:02 AM |
DDHMoney | $25.00 | 9/25/2012 9:59:59 AM |
fair-pound5 | $42.00 | 9/25/2012 10:04:25 AM |
jamiee73 | $25.00 | 9/25/2012 10:05:23 AM |
terrific-dough6 | $50.00 | 9/25/2012 10:33:42 AM |
StPong | $25.00 | 9/25/2012 10:04:08 AM |
justice-economist | $25.00 | 9/25/2012 10:38:16 AM |
micko | $25.00 | 9/25/2012 10:05:06 AM |
chlebie | $37.00 | 9/25/2012 10:13:24 AM |
wizard750 | $28.00 | 9/25/2012 10:08:11 AM |
gristle | $28.00 | 9/25/2012 10:08:40 AM |
valiant-liberty4 | $25.00 | 9/25/2012 10:19:53 AM |
rupee-tuba | $25.00 | 9/25/2012 10:20:00 AM |
Sid-K | $25.00 | 9/25/2012 10:10:02 AM |
new-sharp-leverage | $25.00 | 9/25/2012 10:10:36 AM |
compassionate-auction6 | $150.00 | 9/25/2012 10:12:33 AM |
svandgts | $25.00 | 9/25/2012 10:12:55 AM |
durability-seahorse7 | $50.00 | 9/25/2012 10:13:39 AM |
authentic-liberty7 | $25.00 | 9/25/2012 10:32:21 AM |
wwwUniversal | $25.00 | 9/25/2012 10:32:55 AM |
keiphers | $25.00 | 9/25/2012 12:01:34 PM |
riskreward | $250.00 | 9/25/2012 10:34:00 AM |
Bookophile | $50.00 | 9/25/2012 10:18:33 AM |
loot-knickers5 | $133.08 | 9/25/2012 12:38:28 PM |
Obiwan_Kanobi | $25.00 | 9/25/2012 10:37:19 AM |
oldmora | $50.00 | 9/25/2012 10:20:20 AM |
persevering | $25.00 | 9/25/2012 10:40:26 AM |
bid-czar8 | $100.00 | 9/25/2012 10:21:24 AM |
money-vista | $25.00 | 9/25/2012 10:30:07 AM |
Astyanax | $30.00 | 9/25/2012 11:24:19 AM |
loancrusader | $25.00 | 9/25/2012 10:35:38 AM |
exact-p2p2 | $25.00 | 9/25/2012 10:36:40 AM |
LODenterprises | $25.00 | 9/25/2012 11:36:10 AM |
shiny-dollar9 | $25.00 | 9/25/2012 10:39:51 AM |
voipguy88 | $100.00 | 9/25/2012 4:55:04 PM |
compatible-deal9 | $50.00 | 9/25/2012 12:36:01 PM |
boss520 | $50.00 | 9/25/2012 1:21:02 PM |
extraordinary-velocity6 | $25.00 | 9/25/2012 1:49:12 PM |
seabassx | $25.00 | 9/25/2012 2:15:35 PM |
social-tostada9 | $50.00 | 9/25/2012 11:50:59 AM |
loot-caper | $25.00 | 9/25/2012 3:47:00 PM |
Lendersaurus-Rex | $25.00 | 9/25/2012 4:00:56 PM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:35 PM |
platinum-animal00 | $25.00 | 9/25/2012 3:00:59 PM |
BizAnalyst | $50.00 | 9/25/2012 5:03:38 PM |
drluong | $25.00 | 9/25/2012 4:20:19 PM |
Feyenoord | $30.00 | 9/25/2012 4:35:20 PM |
JJYossarian | $25.00 | 9/25/2012 5:00:43 PM |
wise-balanced-moola | $25.00 | 9/25/2012 5:27:54 PM |
dignified-truth7 | $200.00 | 9/25/2012 5:36:43 PM |
sgt-schultz | $25.00 | 9/25/2012 5:51:54 PM |
205 Investments
|
Borrower Payment Dependent Notes Series
638326
This series of Notes was issued and sold upon the funding of the borrower loan #75068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $289.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 25% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,491 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| cypher00 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2012)
|
Principal balance:
| $1,488.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Consolidate an old prosper loan and 2 higher rate credit cards into a smaller monthly payment
My financial situation: Income $3700 a month after saving and taxes. current expenses are $2300 a month leaving $1400 a month in free cash.
I am a good candidate for this loan because... The payments will be a small part of my monthly expenses.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
resource777 | $50.00 | 9/17/2012 9:03:53 AM |
first-careful-currency | $300.00 | 9/17/2012 9:01:13 AM |
asset-conqueror6 | $25.00 | 9/17/2012 9:16:36 AM |
DadWarbucks | $25.00 | 9/17/2012 9:20:27 AM |
unforgettable-pound574 | $31.00 | 9/17/2012 9:27:32 AM |
john0720 | $25.00 | 9/17/2012 9:28:26 AM |
CreditBuilder2 | $25.01 | 9/17/2012 9:30:54 AM |
nickel-ferret | $25.00 | 9/17/2012 9:11:55 AM |
opportunity85 | $25.00 | 9/17/2012 9:33:38 AM |
auction-sage | $100.00 | 9/17/2012 9:13:48 AM |
standanddeliver | $50.00 | 9/17/2012 9:39:40 AM |
Stollewood | $25.00 | 9/17/2012 9:14:33 AM |
emphatic-responsibility | $50.00 | 9/17/2012 9:16:39 AM |
liberty-viola | $30.00 | 9/17/2012 9:50:28 AM |
Taxman44 | $25.00 | 9/17/2012 9:21:36 AM |
availableloan | $25.00 | 9/17/2012 10:02:15 AM |
historic-balance5 | $50.00 | 9/17/2012 9:04:22 AM |
orange-mindful-bazaar | $70.00 | 9/17/2012 10:29:25 AM |
lionheart722 | $100.00 | 9/17/2012 9:34:06 AM |
primal5 | $25.00 | 9/17/2012 9:37:40 AM |
shawndw | $25.00 | 9/17/2012 9:11:26 AM |
logical-investment4 | $50.00 | 9/17/2012 10:57:48 AM |
Nazbuster | $200.00 | 9/17/2012 9:48:12 AM |
MI2 | $2,194.49 | 9/17/2012 12:26:16 PM |
LeReve | $500.00 | 9/17/2012 9:18:07 AM |
britgsb | $36.00 | 9/17/2012 10:09:22 AM |
ideal-platinum1 | $25.00 | 9/17/2012 9:19:08 AM |
adaboy65 | $75.00 | 9/17/2012 10:11:38 AM |
Tradesmanlender | $25.00 | 9/17/2012 9:23:21 AM |
progressive-economy261 | $500.00 | 9/17/2012 9:28:51 AM |
responsibility-butterfly | $25.00 | 9/17/2012 11:08:36 AM |
thrifty-transaction578 | $25.00 | 9/17/2012 9:42:12 AM |
prudent-payment316 | $25.00 | 9/17/2012 9:43:44 AM |
dreammachine | $100.00 | 9/17/2012 9:55:35 AM |
SastreMason | $25.00 | 9/17/2012 10:00:03 AM |
EnglishGeekInNYC | $50.00 | 9/17/2012 10:15:32 AM |
bellaquito | $500.00 | 9/17/2012 10:22:28 AM |
kenji4861 | $25.00 | 9/17/2012 10:27:01 AM |
hope-kingdom | $25.00 | 9/17/2012 10:36:12 AM |
sincere-agreement9 | $25.00 | 9/17/2012 10:50:34 AM |
HelloKittySanrio | $25.00 | 9/17/2012 11:50:52 AM |
note-tent | $50.00 | 9/17/2012 9:04:05 AM |
knowledgeable-silver6 | $25.00 | 9/17/2012 9:03:41 AM |
velocityasaurus-rex4 | $100.00 | 9/17/2012 9:06:01 AM |
cberthiaume | $25.00 | 9/17/2012 9:06:09 AM |
attentive-compassion1 | $50.00 | 9/17/2012 9:09:33 AM |
abundanceforever | $52.50 | 9/17/2012 9:09:53 AM |
Culebra1930 | $75.00 | 9/17/2012 9:12:32 AM |
wise-virtuous-vigilance | $100.00 | 9/17/2012 9:12:50 AM |
wetlands | $200.00 | 9/17/2012 9:13:01 AM |
crdcteng | $25.00 | 9/17/2012 9:36:29 AM |
gold-pudding6 | $60.00 | 9/17/2012 9:37:34 AM |
friendly-gold | $25.00 | 9/17/2012 9:13:53 AM |
azazle | $50.00 | 9/17/2012 9:42:49 AM |
EvalCrux | $36.00 | 9/17/2012 9:20:38 AM |
enticing-note | $25.00 | 9/17/2012 9:21:16 AM |
adventurer447 | $300.00 | 9/17/2012 9:53:07 AM |
j2ee | $50.00 | 9/17/2012 9:02:21 AM |
simplelender80 | $500.00 | 9/17/2012 9:27:26 AM |
heavy_ax | $50.00 | 9/17/2012 10:10:40 AM |
enriching-trade2 | $25.00 | 9/17/2012 10:12:25 AM |
bchbum | $25.00 | 9/17/2012 9:04:41 AM |
Dubbs360 | $500.00 | 9/17/2012 9:32:30 AM |
helpinghand63 | $25.00 | 9/17/2012 9:32:38 AM |
Rick21 | $25.00 | 9/17/2012 9:35:34 AM |
affluence-microscope2 | $200.00 | 9/17/2012 9:08:01 AM |
affluence-tycoon | $25.00 | 9/17/2012 9:11:10 AM |
unbeatable-credit1 | $50.00 | 9/17/2012 9:41:50 AM |
skuba | $58.00 | 9/17/2012 9:44:08 AM |
awe-inspiring-commitment972 | $50.00 | 9/17/2012 9:48:33 AM |
radiant-dollar9 | $200.00 | 9/17/2012 9:14:30 AM |
mariah8641 | $30.00 | 9/17/2012 9:51:25 AM |
silver-fuse | $25.00 | 9/17/2012 11:34:39 AM |
martinatime | $25.00 | 9/17/2012 9:55:48 AM |
ready-justice7 | $50.00 | 9/17/2012 9:59:15 AM |
dennisuello | $50.00 | 9/17/2012 9:21:04 AM |
sturdy-fairness0 | $100.00 | 9/17/2012 9:26:01 AM |
forthright-affluence3 | $25.00 | 9/17/2012 9:33:54 AM |
rmachi | $25.00 | 9/17/2012 9:40:56 AM |
krisran | $50.00 | 9/17/2012 9:47:35 AM |
promise2 | $25.00 | 9/17/2012 9:52:56 AM |
phaded | $25.00 | 9/17/2012 9:54:08 AM |
respectful-fairness069 | $27.00 | 9/17/2012 11:24:28 AM |
83 Investments
|
Borrower Payment Dependent Notes Series
638360
This series of Notes was issued and sold upon the funding of the borrower loan #75224, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,169.45 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $275.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.95% | | |
| |
Estimated return*:
| 7.96% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 64% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Landscaping |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,340 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| accordion674 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2011)
|
Principal balance:
| $8,158.23 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
hoyasaxa | $25.00 | 9/18/2012 5:04:06 PM |
j2ee | $50.00 | 9/18/2012 5:04:33 PM |
abundanceforever | $52.50 | 9/18/2012 5:12:16 PM |
affluence-microscope2 | $200.00 | 9/18/2012 5:09:53 PM |
windguy | $50.00 | 9/18/2012 5:18:43 PM |
nickel-ferret | $25.00 | 9/18/2012 5:14:02 PM |
wetlands | $200.00 | 9/18/2012 5:14:54 PM |
auction-sage | $100.00 | 9/18/2012 5:15:28 PM |
velocityasaurus-rex4 | $100.00 | 9/18/2012 5:20:56 PM |
excellent-funds649 | $50.00 | 9/18/2012 5:35:12 PM |
RJN | $35.00 | 9/18/2012 5:22:09 PM |
friendly-gold | $25.00 | 9/18/2012 5:46:09 PM |
907 | $50.00 | 9/18/2012 5:29:02 PM |
intuitive-benefit3 | $100.00 | 9/18/2012 5:31:11 PM |
radiant-dollar9 | $200.00 | 9/18/2012 5:15:58 PM |
thrifty-transaction578 | $25.00 | 9/18/2012 5:16:07 PM |
gold-pudding6 | $60.00 | 9/18/2012 6:00:19 PM |
lionheart722 | $100.00 | 9/18/2012 5:24:50 PM |
special-dinero553 | $25.00 | 9/18/2012 5:47:15 PM |
fairness-sundae2 | $100.00 | 9/18/2012 5:49:08 PM |
ready-justice7 | $50.00 | 9/18/2012 5:32:16 PM |
CreditBuilder2 | $25.01 | 9/18/2012 5:35:44 PM |
gjm6d | $25.00 | 9/18/2012 6:03:27 PM |
Dubbs360 | $500.00 | 9/18/2012 6:05:16 PM |
LoanerPrincipal | $25.00 | 9/18/2012 6:46:11 PM |
VIPLLC | $27.89 | 9/18/2012 7:30:37 PM |
num1irish | $45.00 | 9/18/2012 7:54:00 PM |
Rulea72 | $25.00 | 9/18/2012 8:11:52 PM |
tolerant-dinero2 | $25.00 | 9/18/2012 8:17:07 PM |
ChoiceInvestments | $26.00 | 9/18/2012 9:08:11 PM |
azazle | $50.00 | 9/18/2012 6:47:54 PM |
active-wealth3 | $25.00 | 9/18/2012 10:53:44 PM |
treasure-singularity | $25.00 | 9/18/2012 11:37:17 PM |
Altitude-Transport | $25.00 | 9/19/2012 12:13:31 AM |
hurricaneb | $12.55 | 9/19/2012 1:20:03 AM |
community-stream9 | $25.00 | 9/18/2012 8:39:46 PM |
dukeiyer | $25.00 | 9/18/2012 8:39:57 PM |
AirForce2001 | $55.50 | 9/18/2012 6:54:33 PM |
Nazbuster | $100.00 | 9/18/2012 9:52:41 PM |
gold-disk | $25.00 | 9/19/2012 1:13:02 AM |
scottharr27 | $100.00 | 9/18/2012 9:04:26 PM |
aprivatelender | $25.00 | 9/18/2012 10:28:50 PM |
onecooldrink | $25.00 | 9/18/2012 11:36:47 PM |
salegalaxy | $25.00 | 9/18/2012 11:53:02 PM |
imogen22 | $25.00 | 9/18/2012 5:10:58 PM |
repayment-pagoda8 | $100.00 | 9/18/2012 5:07:29 PM |
Taxman44 | $25.00 | 9/18/2012 5:17:28 PM |
handy-money9 | $75.00 | 9/18/2012 5:20:05 PM |
bewitching-commitment421 | $100.00 | 9/18/2012 5:23:59 PM |
SamyFromRI | $25.00 | 9/18/2012 5:24:14 PM |
LeReve | $500.00 | 9/18/2012 5:19:55 PM |
Castellan | $50.00 | 9/18/2012 5:32:49 PM |
mtquan | $25.00 | 9/18/2012 5:24:02 PM |
mariah8641 | $30.00 | 9/18/2012 5:39:55 PM |
whitegold24k | $100.00 | 9/18/2012 5:23:49 PM |
adventurer447 | $300.00 | 9/18/2012 5:51:34 PM |
durability-seahorse7 | $50.00 | 9/18/2012 6:06:42 PM |
greentomato | $25.00 | 9/18/2012 5:53:59 PM |
vinayski | $25.00 | 9/18/2012 6:22:25 PM |
TennSquire | $25.00 | 9/18/2012 5:38:10 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:50 PM |
bellaquito | $500.00 | 9/18/2012 6:52:13 PM |
unrivaled-deal676 | $50.00 | 9/18/2012 5:50:25 PM |
responsibility-butterfly | $25.00 | 9/18/2012 7:15:52 PM |
kfrench | $75.00 | 9/18/2012 6:23:34 PM |
Astyanax | $40.00 | 9/18/2012 7:43:22 PM |
pdub | $250.00 | 9/18/2012 5:58:30 PM |
trufan49 | $60.00 | 9/18/2012 8:21:02 PM |
EnglishGeekInNYC | $50.00 | 9/18/2012 6:48:35 PM |
Malkial | $25.00 | 9/18/2012 9:37:24 PM |
Robin_Hood | $25.00 | 9/18/2012 6:06:00 PM |
IP | $25.00 | 9/18/2012 6:19:39 PM |
benevolent-marketplace4 | $2,500.00 | 9/18/2012 6:46:51 PM |
ajst1 | $25.00 | 9/18/2012 7:54:45 PM |
wdworld | $100.00 | 9/19/2012 12:45:02 AM |
worth-victor6 | $25.00 | 9/18/2012 9:13:45 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
638480
This series of Notes was issued and sold upon the funding of the borrower loan #75130, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-22-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $189.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 15% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 30y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,152 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Ruger1022 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan: Home Improvement
This loan will be used to...
Completing a small addition to home for inlaws. Father Inlaw has cancer and we are moving them into our home to provide long term support. We have funding for the major construction effort, but need additional for incidentals.
My financial situation: I am finacially secure, but this situation was niether planned for or anticipated.
I am a good candidate for this loan because...
I have ability to make the monthly payments and plan to re-pay in full by May 2013 as I am scheduled to retire from my job after 31 years of service on March 17, 2013. At that time I will recieved a buy out of my vacation ballance providing me with additional income funds in excess of $8,500 which I will use to repay this loan. Alternately, I also recieve a tax return in excess of the borrowed funds that can aslo be used to re-pay prior to May of 2013.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $3,000.00 | 9/22/2012 12:00:34 PM |
green-trade-dolphin2 | $28.02 | 9/22/2012 12:03:16 PM |
RGlad | $200.00 | 9/22/2012 12:08:51 PM |
Castellan | $50.00 | 9/22/2012 12:25:29 PM |
excellent-funds649 | $50.00 | 9/22/2012 12:23:20 PM |
top-unforgettable-income | $25.00 | 9/22/2012 12:24:25 PM |
xrycac | $25.00 | 9/22/2012 12:45:48 PM |
availableloan | $25.00 | 9/22/2012 12:34:34 PM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:37 PM |
generous-deal6 | $25.00 | 9/22/2012 1:02:56 PM |
ready-interest9 | $25.00 | 9/22/2012 1:37:33 PM |
JSCALBco | $25.74 | 9/22/2012 3:35:28 PM |
best-bonafide-p2p | $25.00 | 9/22/2012 4:02:50 PM |
Bank_Of_XL | $25.00 | 9/22/2012 5:03:26 PM |
community-burrito9 | $55.00 | 9/22/2012 5:09:38 PM |
blot44 | $25.00 | 9/22/2012 1:59:30 PM |
JustMee | $25.00 | 9/22/2012 3:04:40 PM |
commerce-venture1 | $25.00 | 9/22/2012 5:08:55 PM |
responsibility-butterfly | $25.00 | 9/23/2012 8:25:51 AM |
california111 | $100.00 | 9/23/2012 8:40:47 AM |
MoneyTree79 | $65.83 | 9/22/2012 8:04:00 PM |
GoldenKoi | $100.00 | 9/23/2012 1:06:18 AM |
Lotsofbears | $43.57 | 9/23/2012 8:47:22 AM |
NYCLAIMSGUY | $25.00 | 9/23/2012 6:00:27 PM |
azazle | $50.00 | 9/23/2012 6:15:57 PM |
balanced-agreement0 | $44.00 | 9/23/2012 6:38:51 PM |
dough-hammock | $25.00 | 9/23/2012 9:54:58 PM |
glenium | $25.00 | 9/24/2012 3:19:50 AM |
dblaz5 | $1,400.00 | 9/23/2012 5:57:54 PM |
kushka | $35.00 | 9/23/2012 10:39:53 PM |
itsmaj | $25.00 | 9/23/2012 11:27:56 PM |
itsmaj | $50.00 | 9/23/2012 11:28:46 PM |
trade-wildcat2 | $25.00 | 9/24/2012 7:11:18 AM |
simplelender80 | $207.67 | 9/24/2012 7:17:14 AM |
hopeful_lender | $100.00 | 9/22/2012 12:13:29 PM |
bazaar-tulip | $25.00 | 9/22/2012 12:39:42 PM |
djh47a | $50.00 | 9/22/2012 12:33:29 PM |
tomdooley12520 | $100.00 | 9/22/2012 12:37:05 PM |
spartacusiam | $25.00 | 9/22/2012 12:58:45 PM |
integrity-builder | $50.00 | 9/22/2012 12:56:17 PM |
logical-reward8 | $25.00 | 9/22/2012 1:09:46 PM |
tenacious-affluence | $25.00 | 9/22/2012 12:53:24 PM |
CoolPlexer | $69.95 | 9/22/2012 1:36:01 PM |
Taxman44 | $25.00 | 9/22/2012 1:31:02 PM |
kenji4861 | $25.00 | 9/22/2012 1:32:05 PM |
green-trade-dolphin2 | $30.03 | 9/22/2012 3:42:52 PM |
Interloper | $80.00 | 9/22/2012 9:28:27 PM |
FWF-kinetic | $25.00 | 9/22/2012 8:11:05 PM |
discrete-gold579 | $100.00 | 9/23/2012 11:42:43 AM |
Supernick | $1,000.00 | 9/23/2012 12:20:01 AM |
janeybooboo | $75.00 | 9/23/2012 12:14:19 PM |
JRS | $25.00 | 9/23/2012 8:42:28 AM |
nevee | $35.00 | 9/23/2012 12:28:09 PM |
purplepotato | $50.95 | 9/23/2012 11:14:45 AM |
flo_rida | $100.00 | 9/23/2012 12:37:12 PM |
imogen22 | $50.00 | 9/23/2012 12:40:31 PM |
chac | $300.00 | 9/23/2012 5:41:27 PM |
msd71258 | $25.00 | 9/24/2012 5:36:42 AM |
thankful-nickel2 | $25.00 | 9/23/2012 7:02:04 PM |
the-swashbuckler | $62.74 | 9/23/2012 9:58:03 PM |
seabass123 | $41.50 | 9/24/2012 12:21:38 AM |
61 Investments
|
Borrower Payment Dependent Notes Series
638616
This series of Notes was issued and sold upon the funding of the borrower loan #75238, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $414.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 30% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 14y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $56,755 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credit-driver953 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off other lenders
My financial situation:
I am a good candidate for this loan because...
I will be lowering the amount of monthly payments and I have been making payments on those accounts
Monthly net income: $8165
Monthly expenses: $0
Housing: $1700
Insurance: $71
Car expenses: $276
Utilities: $250
Phone, cable, internet: $250
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $1800
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
riskreward | $250.00 | 9/24/2012 9:01:55 AM |
special-dinero553 | $25.00 | 9/24/2012 9:10:25 AM |
wise-charming-reward | $200.00 | 9/24/2012 9:04:24 AM |
ferocious-kindness8 | $30.00 | 9/24/2012 9:31:59 AM |
pragmatic-auction8 | $50.00 | 9/24/2012 9:00:57 AM |
kila-designer | $249.00 | 9/24/2012 9:41:57 AM |
robust-diversification3 | $50.00 | 9/24/2012 9:45:18 AM |
justreturns | $25.00 | 9/24/2012 9:07:13 AM |
imogen22 | $50.00 | 9/24/2012 9:09:28 AM |
community-burrito9 | $35.00 | 9/24/2012 9:09:43 AM |
musegaze | $50.00 | 9/24/2012 9:16:39 AM |
treasure-palace661 | $350.00 | 9/24/2012 10:28:30 AM |
Beld | $50.00 | 9/24/2012 9:24:20 AM |
mindful-generosity1 | $50.00 | 9/24/2012 9:46:13 AM |
SamyFromRI | $25.00 | 9/24/2012 11:56:10 AM |
PrimeFunding | $25.00 | 9/24/2012 10:00:42 AM |
EnglishGeekInNYC | $50.00 | 9/24/2012 10:09:05 AM |
asset-linkage | $25.00 | 9/24/2012 10:11:42 AM |
missing-link | $25.00 | 9/24/2012 10:13:38 AM |
dukeiyer | $25.00 | 9/24/2012 10:14:56 AM |
john0720 | $25.00 | 9/24/2012 10:19:10 AM |
skillful-justice879 | $25.00 | 9/24/2012 10:20:33 AM |
pierrelasvegas | $25.00 | 9/24/2012 10:29:14 AM |
money-baron | $100.00 | 9/24/2012 10:31:09 AM |
gain-equator | $25.00 | 9/24/2012 3:55:08 PM |
JpNetInvestments | $100.00 | 9/24/2012 10:32:41 AM |
thrifty-capital | $25.00 | 9/24/2012 10:49:31 AM |
mr_haldane | $100.00 | 9/24/2012 10:44:05 AM |
Cotter | $50.00 | 9/24/2012 10:58:50 AM |
community-seahorse0 | $25.00 | 9/24/2012 11:21:07 AM |
Rollshaft | $25.00 | 9/24/2012 11:36:08 AM |
laudable-payout6 | $25.00 | 9/24/2012 12:11:09 PM |
wonder3 | $25.00 | 9/24/2012 5:02:24 PM |
mykkai | $25.00 | 9/24/2012 12:15:18 PM |
mad-scientist418 | $25.00 | 9/24/2012 12:18:29 PM |
saxaphone6 | $25.00 | 9/24/2012 1:02:55 PM |
serene-capital | $30.00 | 9/24/2012 12:44:00 PM |
30Engine | $25.00 | 9/24/2012 12:56:56 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:29 PM |
Vector | $25.00 | 9/24/2012 2:12:08 PM |
reflective-rupee | $25.00 | 9/24/2012 2:20:55 PM |
FinanceEngine | $60.00 | 9/24/2012 3:02:57 PM |
Laissez-faire | $25.00 | 9/24/2012 2:52:53 PM |
transaction-keeper5 | $25.00 | 9/24/2012 3:08:30 PM |
moneytolend72 | $25.00 | 9/24/2012 4:31:18 PM |
Astyanax | $25.00 | 9/24/2012 3:39:41 PM |
Feyenoord | $30.00 | 9/24/2012 3:46:36 PM |
docdekay | $50.00 | 9/24/2012 5:18:41 PM |
Nerdster1 | $25.00 | 9/24/2012 9:06:00 AM |
Nipper99 | $100.00 | 9/24/2012 9:07:36 AM |
LeReve | $500.00 | 9/24/2012 9:16:07 AM |
new-impeccable-coin | $37.00 | 9/24/2012 9:20:13 AM |
bazaar-tulip | $25.00 | 9/24/2012 9:21:55 AM |
houli123 | $25.00 | 9/24/2012 9:28:58 AM |
entertaining-revenue4 | $34.00 | 9/24/2012 9:40:29 AM |
tech310 | $50.00 | 9/24/2012 9:46:18 AM |
income-triangulation1 | $25.00 | 9/24/2012 9:04:25 AM |
first-pragmatic-power | $25.00 | 9/24/2012 9:04:38 AM |
RGlad | $300.00 | 9/24/2012 9:09:24 AM |
friendly-gold | $25.00 | 9/24/2012 9:57:34 AM |
supreme-treasure8 | $100.00 | 9/24/2012 9:05:58 AM |
scholarly-order6 | $25.00 | 9/24/2012 10:01:02 AM |
WalnutCreekguy | $50.00 | 9/24/2012 9:11:36 AM |
marketplace-singularity3 | $25.00 | 9/24/2012 9:12:06 AM |
ready-interest9 | $25.00 | 9/24/2012 10:15:42 AM |
best-bonafide-p2p | $50.00 | 9/24/2012 9:28:08 AM |
CA-Lender | $50.01 | 9/24/2012 10:44:54 AM |
cash-mad-scientist3 | $25.00 | 9/24/2012 9:38:39 AM |
thankful-nickel2 | $50.00 | 9/24/2012 12:59:51 PM |
duty-viola | $35.00 | 9/24/2012 9:45:48 AM |
kfrench | $75.00 | 9/24/2012 10:07:59 AM |
benevolent-marketplace4 | $2,500.00 | 9/24/2012 1:48:35 PM |
thrifty-generosity222 | $100.00 | 9/24/2012 10:04:35 AM |
adventurer447 | $300.00 | 9/24/2012 10:06:13 AM |
wildguy | $100.00 | 9/24/2012 10:11:23 AM |
deal-banker | $50.00 | 9/24/2012 10:21:08 AM |
blue-order-comet | $50.00 | 9/24/2012 10:24:57 AM |
frankdelraza | $25.00 | 9/24/2012 10:16:46 AM |
JeremyLinFan | $30.00 | 9/24/2012 10:30:42 AM |
BankofRon_IRA | $100.00 | 9/24/2012 10:20:21 AM |
ready-agreement5 | $50.00 | 9/24/2012 11:00:14 AM |
LoanerPrincipal | $25.00 | 9/24/2012 10:56:16 AM |
jubilant-capital1 | $100.00 | 9/24/2012 11:03:30 AM |
evilkats | $50.00 | 9/24/2012 1:13:58 PM |
lowrater | $50.50 | 9/24/2012 5:04:21 PM |
enriched-return057 | $200.00 | 9/24/2012 2:20:20 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:05:47 PM |
marcopolo10 | $25.00 | 9/24/2012 4:32:17 PM |
credit-adventurer313 | $30.00 | 9/24/2012 4:14:27 PM |
hope-candy1 | $40.00 | 9/24/2012 4:22:54 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:35 PM |
Orthosie | $25.00 | 9/24/2012 5:07:20 PM |
Sid-K | $25.00 | 9/24/2012 5:13:32 PM |
MI2 | $1,284.49 | 9/24/2012 5:22:17 PM |
cash-kin7 | $25.00 | 9/24/2012 5:21:51 PM |
95 Investments
|
Borrower Payment Dependent Notes Series
638648
This series of Notes was issued and sold upon the funding of the borrower loan #74808, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 17y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,805 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 47 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| delectable-worth7 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to complete home improvement costs.
My financial situation:
I am a good candidate for this loan because of my income to debt ratio.
Monthly net income: $5,700
Monthly expenses: $2750
Housing: $890
Insurance: $200
Car expenses: $0
Utilities: $300
Phone, cable, internet: $160
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
freedomlender | $25.00 | 9/19/2012 5:28:14 PM |
majestic-note6 | $150.00 | 9/19/2012 5:19:34 PM |
worthy-bid8 | $100.00 | 9/19/2012 6:01:11 PM |
durability-seahorse7 | $50.00 | 9/19/2012 5:24:46 PM |
newest-currency-vibrato | $25.00 | 9/19/2012 5:40:55 PM |
bewitching-dollar5 | $100.00 | 9/19/2012 6:10:12 PM |
let_me_retire | $25.00 | 9/20/2012 3:45:28 AM |
Christophe | $25.00 | 9/20/2012 7:18:00 AM |
seadogs | $25.00 | 9/20/2012 3:19:29 PM |
the-inspired-justice | $25.00 | 9/20/2012 2:20:32 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:12 AM |
loyalist1 | $100.00 | 9/21/2012 8:19:24 AM |
enthralling-balance4 | $25.00 | 9/21/2012 11:03:20 AM |
pdub | $200.00 | 9/21/2012 12:22:00 PM |
kulender | $50.00 | 9/21/2012 1:49:40 PM |
treasure-hunter270 | $25.00 | 9/21/2012 3:47:40 PM |
joey1011 | $25.00 | 9/21/2012 2:02:46 PM |
benevolent-transaction090 | $50.00 | 9/21/2012 5:02:11 PM |
terrific-dough6 | $50.00 | 9/21/2012 5:07:24 PM |
papaloha | $25.00 | 9/21/2012 10:03:53 PM |
111TaxMan | $25.00 | 9/22/2012 6:07:36 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:43 AM |
melodious-openness | $200.00 | 9/22/2012 4:46:34 AM |
Skynxhunt | $25.00 | 9/22/2012 9:32:16 AM |
1313mark1313 | $25.08 | 9/22/2012 12:16:48 PM |
IIP77 | $25.00 | 9/22/2012 12:57:38 PM |
integrity-builder | $50.00 | 9/22/2012 12:52:59 PM |
NorthernFunds | $25.00 | 9/22/2012 3:39:44 PM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:14 AM |
reasonable-nickel6 | $25.00 | 9/23/2012 12:23:18 PM |
alluring-yield5 | $25.00 | 9/23/2012 2:07:55 PM |
simplelender80 | $500.00 | 9/24/2012 7:16:58 AM |
MrBrightEyes | $25.00 | 9/24/2012 9:38:59 AM |
bubb_hans | $25.00 | 9/24/2012 10:04:05 AM |
knowledgeable-silver6 | $25.00 | 9/24/2012 9:09:31 AM |
asset-linkage | $25.00 | 9/24/2012 10:11:31 AM |
thenadamgoes | $31.80 | 9/24/2012 11:35:50 AM |
pthighs | $100.00 | 9/24/2012 12:19:33 PM |
durability-genetics7 | $25.00 | 9/24/2012 1:24:27 PM |
compatible-deal9 | $25.00 | 9/24/2012 10:55:38 AM |
tranquil-ore4 | $25.00 | 9/24/2012 11:10:00 AM |
Sparchange | $25.00 | 9/24/2012 1:21:45 PM |
first-resplendent-ore | $25.00 | 9/24/2012 1:01:19 PM |
helping-out | $25.00 | 9/24/2012 1:35:27 PM |
irrelevant | $50.00 | 9/19/2012 5:07:56 PM |
handy-justice | $25.00 | 9/19/2012 5:19:51 PM |
Rogelio48 | $30.00 | 9/19/2012 5:11:53 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:23 PM |
SolarMoonshine | $25.00 | 9/19/2012 6:46:44 PM |
speedy-point | $25.00 | 9/19/2012 11:47:05 PM |
dudebrah | $25.00 | 9/20/2012 8:17:00 AM |
deal-hickory5 | $100.00 | 9/20/2012 9:21:11 AM |
credit-adventurer313 | $25.00 | 9/20/2012 12:08:12 PM |
bonus-seahorse | $25.00 | 9/20/2012 2:32:52 PM |
cp-family | $50.00 | 9/20/2012 5:20:14 PM |
mammalian4 | $25.00 | 9/20/2012 7:17:59 PM |
california111 | $100.00 | 9/21/2012 7:28:49 AM |
first-serene-credit | $25.00 | 9/21/2012 9:25:12 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:46 AM |
DreisersFinancier | $40.00 | 9/21/2012 5:37:11 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:28 PM |
Bob450 | $25.00 | 9/22/2012 8:04:08 AM |
marala4285 | $35.00 | 9/22/2012 10:35:47 AM |
blackstar | $25.00 | 9/22/2012 5:48:06 AM |
SecondChanceLendingSERV | $25.00 | 9/22/2012 10:18:31 AM |
micro-lender0 | $50.00 | 9/22/2012 6:34:42 PM |
azazle | $50.00 | 9/23/2012 6:00:24 PM |
quantum_leap | $25.00 | 9/24/2012 9:05:43 AM |
preeminant-greenback024 | $50.00 | 9/24/2012 1:06:39 PM |
benevolent-marketplace4 | $291.12 | 9/24/2012 1:50:15 PM |
banker34 | $47.00 | 9/24/2012 11:50:15 AM |
lunareclipse | $50.00 | 9/24/2012 12:48:53 PM |
penny-champ5 | $25.00 | 9/24/2012 1:15:22 PM |
lean-dedication | $25.00 | 9/24/2012 1:28:00 PM |
Leshan | $50.00 | 9/24/2012 1:44:53 PM |
75 Investments
|
Borrower Payment Dependent Notes Series
638660
This series of Notes was issued and sold upon the funding of the borrower loan #74850, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2008 |
Debt/Income ratio:
| 34% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,261 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| impeccable-marketplace161 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off credit cards
My financial situation: Want to pay less on credit card bills
I am a good candidate for this loan because...
I have never missed a payment
Monthly net income: $1600
Monthly expenses: $865
Housing: $ 0
Insurance: $ 120
Car expenses: $ 100
Utilities: $ 0
Phone, cable, internet: $ 80
Food, entertainment: $ 100
Clothing, household expenses: $ 80
Credit cards and other loans: $ 300
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
1NiceLender | $25.00 | 9/16/2012 2:32:00 PM |
killdare | $25.00 | 9/16/2012 2:00:16 PM |
EnglishGeekInNYC | $50.00 | 9/16/2012 3:29:28 PM |
drkosh | $25.00 | 9/16/2012 1:00:33 PM |
PrimeFunding | $25.00 | 9/16/2012 5:47:23 PM |
MoneyBadger | $25.00 | 9/17/2012 6:34:37 AM |
papaloha | $25.00 | 9/16/2012 8:21:46 PM |
greencat | $50.00 | 9/17/2012 7:20:43 AM |
Land_on_your_feet | $25.00 | 9/17/2012 7:56:12 AM |
return-enforcer5 | $25.00 | 9/17/2012 8:30:43 AM |
refresher211 | $25.00 | 9/17/2012 9:12:39 AM |
Dubbs360 | $500.00 | 9/17/2012 9:32:27 AM |
money-baron-Roth401k | $50.00 | 9/17/2012 10:34:58 AM |
yougottaloveit | $25.09 | 9/17/2012 9:35:24 AM |
enriched-return057 | $200.00 | 9/17/2012 9:48:00 AM |
LendingPimp | $26.00 | 9/17/2012 9:53:44 AM |
simplelender80 | $500.00 | 9/17/2012 9:27:18 AM |
I-Believe-In-You | $25.07 | 9/17/2012 12:54:32 PM |
dukeiyer | $25.00 | 9/17/2012 10:51:37 AM |
bonus-seahorse | $25.00 | 9/17/2012 1:09:44 PM |
Nipper99 | $100.00 | 9/16/2012 2:40:35 PM |
RJN | $30.00 | 9/16/2012 3:05:02 PM |
money-baron | $50.00 | 9/16/2012 3:21:43 PM |
dudebrah | $25.00 | 9/16/2012 8:36:54 PM |
income-triangulation1 | $25.00 | 9/16/2012 4:27:08 PM |
wise-charming-reward | $200.00 | 9/16/2012 2:49:31 PM |
CincyTex | $25.00 | 9/17/2012 8:20:24 AM |
let_me_retire | $50.00 | 9/17/2012 4:14:25 AM |
buffalobills | $25.00 | 9/17/2012 7:56:27 AM |
CreditBuilder2 | $25.02 | 9/17/2012 10:07:37 AM |
historic-nickel | $25.00 | 9/17/2012 11:08:22 AM |
majestic-note6 | $150.00 | 9/17/2012 9:16:26 AM |
ready-loot0 | $25.00 | 9/17/2012 1:06:57 PM |
bigt98 | $177.96 | 9/17/2012 1:14:50 PM |
compatible-return120 | $25.00 | 9/17/2012 10:45:55 AM |
responsibility-butterfly | $25.00 | 9/17/2012 11:08:29 AM |
MI2 | $1,250.00 | 9/17/2012 12:25:11 PM |
compatible-deal9 | $15.86 | 9/17/2012 1:20:51 PM |
transformer855 | $25.00 | 9/17/2012 9:54:16 AM |
the-lean-bid | $25.00 | 9/17/2012 10:18:21 AM |
40 Investments
|
Borrower Payment Dependent Notes Series
638802
This series of Notes was issued and sold upon the funding of the borrower loan #75319, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,918.69 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-14-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $482.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 7
/
6 | Length of status: | 12y 10m |
Amount delinquent:
| $38,432 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,581 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Beach_Ballers |
Borrower's state:
| Virginia |
Borrower's group:
| Caphill Consulting, LLC |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
|
Principal balance:
| $4,081.31 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off existing debt faster.
My financial situation:
I am a good candidate for this loan because I am gainfully employed and current with existing Prosper loan. This loan will be paid off before the 5 year period.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wetlands | $200.00 | 9/14/2012 9:12:50 AM |
networks4ever | $25.00 | 9/14/2012 9:18:45 AM |
radiant-dollar9 | $200.00 | 9/14/2012 9:14:35 AM |
affluence-microscope2 | $200.00 | 9/14/2012 9:08:20 AM |
breathtaking-transparency9 | $25.00 | 9/14/2012 9:23:44 AM |
appetizing-gold4 | $70.00 | 9/14/2012 9:34:31 AM |
mariah8641 | $30.00 | 9/14/2012 9:26:51 AM |
RNLEND | $125.00 | 9/14/2012 9:41:27 AM |
CMJ-Partners | $100.00 | 9/14/2012 9:34:04 AM |
kenji4861 | $25.00 | 9/14/2012 10:05:17 AM |
MoneyForNothing | $16.69 | 9/14/2012 10:05:20 AM |
bazaar-tulip | $25.00 | 9/14/2012 9:42:25 AM |
worth-blanket2 | $18,827.00 | 9/14/2012 9:08:47 AM |
first-serene-credit | $25.00 | 9/14/2012 9:09:18 AM |
orange-liberty-oyster | $100.00 | 9/14/2012 9:19:47 AM |
auction-sage | $100.00 | 9/14/2012 9:13:44 AM |
Dawags1 | $25.00 | 9/14/2012 9:26:36 AM |
LeReve | $500.00 | 9/14/2012 9:17:07 AM |
historic-value7 | $200.00 | 9/14/2012 9:18:39 AM |
the-enthralling-coin | $25.00 | 9/14/2012 9:29:56 AM |
MoneySiles | $25.00 | 9/14/2012 9:37:32 AM |
miked8303 | $50.00 | 9/14/2012 9:49:14 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
638854
This series of Notes was issued and sold upon the funding of the borrower loan #75103, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 27% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 11y 8m |
Amount delinquent:
| $1,247 |
Total credit lines:
| 52 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,321 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| AP909 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate my bills.
My financial situation:
I am a good candidate for this loan because...I have a stable job and i like to pay my bills on time. Doing a consolidation will allow me to save money on monthly payments and finish paying my accounts off sooner. Even though my credit shows my cards might be at max i do on pay on time. I am a home owner and i believe in having a good credit.
Monthly net income: $3508.00
Monthly expenses: $
Housing: $1212.07
Insurance: $238.15
Car expenses: $612
Utilities: $250
Phone, cable, internet: $222.41
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $622.72
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
duty-viola | $25.00 | 9/14/2012 5:13:58 PM |
majestic-note6 | $150.00 | 9/14/2012 6:02:27 PM |
Sunbase | $25.00 | 9/15/2012 10:39:23 AM |
responsibility-butterfly | $25.00 | 9/15/2012 8:56:07 AM |
sdcc72 | $50.00 | 9/15/2012 11:06:59 AM |
worthy-bid8 | $100.00 | 9/15/2012 1:19:33 PM |
CA-Lender | $25.00 | 9/15/2012 7:02:18 PM |
useful-money715 | $25.00 | 9/15/2012 10:12:00 PM |
drkosh | $25.00 | 9/16/2012 12:57:23 PM |
papaloha | $25.00 | 9/16/2012 8:21:41 PM |
equallender | $25.00 | 9/16/2012 9:18:59 PM |
Land_on_your_feet | $25.00 | 9/17/2012 7:56:59 AM |
obduro_1 | $50.00 | 9/17/2012 9:12:20 AM |
unbeatable-credit1 | $50.00 | 9/17/2012 1:23:42 PM |
simplelender80 | $500.00 | 9/17/2012 9:27:13 AM |
paytonbrigadier | $250.00 | 9/17/2012 5:07:25 PM |
URBANCAPITAL | $25.00 | 9/17/2012 4:51:08 PM |
wise-peaceful-p2ploan | $37.37 | 9/17/2012 5:28:53 PM |
the-credit-maker | $100.00 | 9/17/2012 5:44:14 PM |
deal-hickory5 | $100.00 | 9/17/2012 5:53:53 PM |
reward-adventure | $50.00 | 9/17/2012 5:46:19 PM |
UstedEsElHombre | $100.00 | 9/17/2012 6:28:29 PM |
durability-seahorse7 | $50.00 | 9/18/2012 12:53:23 AM |
draggon77 | $25.00 | 9/18/2012 3:26:31 AM |
gain-expert | $35.00 | 9/17/2012 10:07:36 PM |
nalaari | $32.29 | 9/18/2012 6:01:00 AM |
DownHomeLender | $25.00 | 9/18/2012 12:33:06 AM |
point-doughnut | $28.37 | 9/18/2012 5:00:28 AM |
joey1011 | $25.00 | 9/18/2012 8:07:44 AM |
sgt-schultz | $30.00 | 9/18/2012 6:35:33 AM |
peaceful-greenback719 | $25.00 | 9/18/2012 6:45:52 AM |
bonus-tsunami916 | $30.00 | 9/18/2012 7:52:35 AM |
green-interest-web | $25.00 | 9/18/2012 7:12:00 AM |
trumpeter391 | $67.96 | 9/18/2012 7:18:40 AM |
orchestra960 | $34.18 | 9/18/2012 9:05:48 AM |
benefit-javelin | $51.00 | 9/18/2012 8:57:30 AM |
scoobiedoo | $25.02 | 9/14/2012 8:53:37 PM |
Numbat77 | $25.00 | 9/15/2012 3:03:44 PM |
EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:52 AM |
PrimeFunding | $25.00 | 9/16/2012 5:47:20 PM |
Perdita_II | $25.00 | 9/17/2012 9:54:49 AM |
zenyatta | $25.00 | 9/17/2012 9:22:34 AM |
pposFUNDing | $25.00 | 9/17/2012 2:16:41 PM |
dukeiyer | $25.00 | 9/17/2012 2:46:56 PM |
enriched-return057 | $100.00 | 9/17/2012 3:19:55 PM |
money-baron-Roth401k | $50.00 | 9/17/2012 10:34:57 AM |
durability-ace9 | $30.00 | 9/17/2012 5:06:29 PM |
prudent-payment316 | $25.00 | 9/17/2012 5:11:54 PM |
ready-vigilance3 | $50.00 | 9/17/2012 1:53:04 PM |
promise2 | $25.00 | 9/17/2012 4:39:07 PM |
bewitching-dollar5 | $100.00 | 9/17/2012 5:34:17 PM |
bubb_hans | $25.00 | 9/17/2012 5:37:33 PM |
versatile-dime442 | $100.00 | 9/17/2012 5:27:41 PM |
trade-boots1 | $100.00 | 9/17/2012 5:17:04 PM |
impala6464 | $30.00 | 9/17/2012 5:52:37 PM |
elegant-hope578 | $50.00 | 9/17/2012 5:50:03 PM |
tech310 | $50.00 | 9/17/2012 6:09:22 PM |
gothampark | $25.00 | 9/17/2012 8:58:00 PM |
the-wealth-taxi | $32.88 | 9/17/2012 9:09:42 PM |
phaques | $225.00 | 9/17/2012 7:06:19 PM |
desertoasis | $25.00 | 9/17/2012 11:15:06 PM |
wale-ld | $36.25 | 9/18/2012 2:29:23 AM |
Sixmil | $25.00 | 9/17/2012 8:59:20 PM |
Epiphanic | $25.00 | 9/18/2012 7:09:04 AM |
global-invest-group | $25.00 | 9/17/2012 7:07:58 PM |
powerful-cash7 | $60.00 | 9/18/2012 7:29:44 AM |
mariok | $39.68 | 9/18/2012 7:39:55 AM |
copper | $50.00 | 9/18/2012 9:03:16 AM |
partner-N-time | $25.00 | 9/18/2012 8:33:36 AM |
Jimthemoo | $25.00 | 9/18/2012 4:05:26 AM |
first-serene-credit | $25.00 | 9/18/2012 8:48:05 AM |
compatible-return120 | $25.00 | 9/18/2012 6:16:02 AM |
capital-investor8 | $25.00 | 9/18/2012 6:40:56 AM |
klinebarger | $25.00 | 9/18/2012 7:37:11 AM |
Bob450 | $25.00 | 9/18/2012 8:07:34 AM |
ibano | $25.00 | 9/18/2012 8:42:08 AM |
76 Investments
|
Borrower Payment Dependent Notes Series
638916
This series of Notes was issued and sold upon the funding of the borrower loan #75305, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| LefThi |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
duty-viola | $25.00 | 9/13/2012 5:06:03 PM |
bold-pound-statuette | $125.00 | 9/13/2012 5:32:40 PM |
scoobiedoo | $25.02 | 9/13/2012 9:29:16 PM |
transformer855 | $25.00 | 9/14/2012 10:49:22 AM |
capital-heaven5 | $100.00 | 9/15/2012 6:53:17 AM |
graceful-investment | $106.00 | 9/15/2012 10:35:32 AM |
bid-stockpiler1 | $25.00 | 9/16/2012 10:06:58 AM |
dudebrah | $25.00 | 9/16/2012 8:30:37 PM |
obduro_1 | $25.00 | 9/17/2012 9:10:22 AM |
Tahoeman | $25.00 | 9/18/2012 7:40:38 AM |
durability-seahorse7 | $50.00 | 9/18/2012 12:53:21 AM |
mariok | $25.00 | 9/18/2012 8:20:04 AM |
heerzaquestion | $25.00 | 9/18/2012 8:40:42 AM |
money-baron | $50.00 | 9/13/2012 6:23:45 PM |
CA-Lender | $25.00 | 9/13/2012 9:13:03 PM |
order-bee1 | $100.00 | 9/13/2012 10:06:06 PM |
let_me_retire | $50.00 | 9/14/2012 4:16:03 AM |
MoneyBadger | $25.00 | 9/14/2012 7:11:36 AM |
RJN | $30.00 | 9/14/2012 9:58:51 AM |
responsibility-butterfly | $25.00 | 9/14/2012 10:26:34 AM |
drkosh | $25.00 | 9/16/2012 12:57:53 PM |
papaloha | $25.00 | 9/16/2012 8:21:37 PM |
Dubbs360 | $500.00 | 9/17/2012 9:32:18 AM |
simplelender80 | $500.00 | 9/17/2012 9:27:05 AM |
money-baron-Roth401k | $50.00 | 9/17/2012 10:34:56 AM |
whitegold24k | $100.00 | 9/17/2012 11:31:04 AM |
MI2 | $1,250.00 | 9/17/2012 12:25:06 PM |
TruTaing | $25.00 | 9/17/2012 8:11:09 PM |
dough-kitten5 | $25.00 | 9/18/2012 4:00:43 AM |
reduce_US_govt_debt | $35.00 | 9/17/2012 6:36:04 PM |
PrimeFunding | $25.00 | 9/17/2012 11:38:49 PM |
Index_Plus | $553.98 | 9/18/2012 8:47:15 AM |
32 Investments
|
Borrower Payment Dependent Notes Series
638962
This series of Notes was issued and sold upon the funding of the borrower loan #75215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1984 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $8,843 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-consummate-yield |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off several high interest credit cards and one personal bill....
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $15,00
Monthly expenses: $1175
Housing: $400
Insurance: $255 bimonthly
Car expenses: $none
Utilities: $36
Phone, cable, internet: $126
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $275
Other expenses: $N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
duty-viola | $25.00 | 9/13/2012 5:06:03 PM |
clean-income2 | $25.00 | 9/14/2012 2:31:08 PM |
drkosh | $25.00 | 9/16/2012 12:55:50 PM |
papaloha | $25.00 | 9/16/2012 8:21:37 PM |
jebber007 | $25.00 | 9/17/2012 7:19:33 PM |
capital-investor8 | $25.00 | 9/18/2012 6:40:55 AM |
Index_Plus | $1,250.00 | 9/18/2012 8:47:16 AM |
durability-seahorse7 | $50.00 | 9/18/2012 12:53:22 AM |
prodigy525 | $50.00 | 9/18/2012 7:01:20 AM |
reward-gala | $25.00 | 9/18/2012 10:22:23 AM |
Canidae | $100.00 | 9/18/2012 10:33:14 AM |
GourmetPizzaGuy | $50.00 | 9/18/2012 11:05:07 AM |
helpful-silver7 | $25.00 | 9/18/2012 12:47:35 PM |
deal-hickory5 | $25.00 | 9/18/2012 4:10:56 PM |
revenue-serenity | $25.00 | 9/18/2012 11:18:32 AM |
money-baron | $50.00 | 9/13/2012 6:23:45 PM |
boss520 | $50.00 | 9/14/2012 8:28:43 AM |
responsibility-butterfly | $25.00 | 9/14/2012 10:26:34 AM |
Sunbase | $25.00 | 9/15/2012 10:39:20 AM |
Dubbs360 | $500.00 | 9/17/2012 9:32:18 AM |
MI2 | $1,250.00 | 9/17/2012 12:25:06 PM |
money-baron-Roth401k | $50.00 | 9/17/2012 10:34:56 AM |
NobisEst | $25.00 | 9/18/2012 9:48:10 AM |
compatible-deal9 | $25.00 | 9/18/2012 12:33:38 PM |
historic-value7 | $100.00 | 9/18/2012 5:20:38 PM |
pdub | $150.00 | 9/18/2012 5:58:25 PM |
skillful-asset5 | $25.00 | 9/18/2012 5:51:42 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
639030
This series of Notes was issued and sold upon the funding of the borrower loan #75335, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $311.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| 11% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 0m |
Amount delinquent:
| $103 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,114 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fervent-p2ploan867 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I am just another hard working manager who has teenagers. I have never defaulted on any loan in my life. Just always pay on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
excellent-funds649 | $50.00 | 9/21/2012 9:11:25 AM |
Castellan | $50.00 | 9/21/2012 9:32:45 AM |
Taxman44 | $25.00 | 9/21/2012 9:47:54 AM |
pdub | $500.00 | 9/21/2012 12:21:20 PM |
astute-fairness0 | $25.00 | 9/21/2012 1:24:19 PM |
charming-balance5 | $50.00 | 9/21/2012 4:32:17 PM |
logical-reward8 | $25.00 | 9/21/2012 5:51:44 PM |
spartacusiam | $25.00 | 9/21/2012 5:57:42 PM |
chac | $300.00 | 9/21/2012 9:45:29 PM |
market-maximizer472 | $100.00 | 9/22/2012 6:49:21 AM |
cerebral-dollar773 | $25.00 | 9/22/2012 5:56:02 AM |
jubilant-capital1 | $100.00 | 9/22/2012 8:11:38 AM |
tomdooley12520 | $35.00 | 9/22/2012 12:37:54 PM |
rootcanaler | $50.00 | 9/22/2012 8:43:21 PM |
flo_rida | $100.00 | 9/23/2012 12:37:07 PM |
prudent-bid3 | $25.00 | 9/24/2012 6:44:30 AM |
simplelender80 | $500.00 | 9/24/2012 7:17:03 AM |
mlm_invests | $25.00 | 9/24/2012 2:23:40 PM |
astute-benjamins | $150.00 | 9/24/2012 10:47:07 AM |
Cotter | $50.00 | 9/24/2012 11:18:15 AM |
azazle | $50.00 | 9/24/2012 2:38:16 PM |
tenacious-affluence | $25.00 | 9/21/2012 9:14:11 AM |
kenji4861 | $25.00 | 9/21/2012 9:51:09 AM |
EnglishGeekInNYC | $50.00 | 9/21/2012 10:21:08 AM |
MI2 | $5,000.00 | 9/21/2012 12:28:11 PM |
leverage-monger | $25.00 | 9/21/2012 2:03:32 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:51:04 PM |
community-burrito9 | $25.00 | 9/21/2012 5:42:05 PM |
bazaar-tulip | $25.00 | 9/21/2012 5:59:27 PM |
brainy-credit1 | $40.00 | 9/21/2012 6:22:00 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:38 PM |
houli123 | $50.00 | 9/22/2012 3:11:42 AM |
radforj22 | $50.00 | 9/22/2012 6:37:42 AM |
napmanger | $100.00 | 9/21/2012 10:22:03 PM |
RothySkynx | $25.00 | 9/22/2012 9:36:51 AM |
broosky2 | $100.00 | 9/22/2012 7:03:04 AM |
cardminger | $25.00 | 9/22/2012 12:05:44 PM |
loan-mongoose1 | $25.00 | 9/22/2012 12:51:12 PM |
integrity-builder | $50.00 | 9/22/2012 12:56:17 PM |
Cai8899 | $25.00 | 9/22/2012 1:32:12 PM |
respectful-credit820 | $25.00 | 9/22/2012 4:25:09 PM |
Supernick | $1,000.00 | 9/23/2012 12:20:48 AM |
payment-halo | $25.00 | 9/22/2012 8:02:01 PM |
california111 | $100.00 | 9/23/2012 8:40:42 AM |
EJPiper | $40.00 | 9/23/2012 9:36:43 AM |
moola-gargantuan9 | $50.00 | 9/24/2012 7:50:46 AM |
CashBank | $25.00 | 9/24/2012 8:48:46 AM |
community-seahorse0 | $25.00 | 9/24/2012 11:21:03 AM |
Index_Plus | $4,655.00 | 9/24/2012 2:45:31 PM |
compatible-deal9 | $50.00 | 9/24/2012 11:10:48 AM |
healthy-fund7 | $30.00 | 9/24/2012 1:51:57 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
639046
This series of Notes was issued and sold upon the funding of the borrower loan #74892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 9.71% |
Borrower rate/APR:
| 10.71% / 12.94% |
Monthly payment:
| $107.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.70% | | |
| |
Estimated return*:
| 8.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 12% |
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,255 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blue-dough-accordion |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...for home improvments
My financial situation:
I am a good candidate for this loan because...I have no credit cards, no car notes, and no department store credit cards. Just a house note, utillities, and insurance.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $4,500.00 | 9/24/2012 5:02:26 PM |
Kyjamune | $25.00 | 9/24/2012 5:04:20 PM |
imogen22 | $50.00 | 9/24/2012 5:08:59 PM |
auction-sage | $100.00 | 9/24/2012 5:12:49 PM |
Plow_n_Sow | $75.00 | 9/24/2012 5:07:09 PM |
newest-currency-vibrato | $40.00 | 9/24/2012 5:09:38 PM |
gravbox | $25.00 | 9/24/2012 5:11:33 PM |
repayment-pagoda8 | $100.00 | 9/24/2012 5:07:25 PM |
availableloan | $25.00 | 9/24/2012 5:08:05 PM |
adventurer447 | $225.00 | 9/24/2012 5:14:18 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
639052
This series of Notes was issued and sold upon the funding of the borrower loan #75446, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $557.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 30% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 20y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,118 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unconquerable-deal491 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
YPurpose of loan:
This loan will be used to...pay off high interest bills.
My financial situation:
I am a good candidate for this loan because...i can easily make my payments and the income i listed does not include my overtime or my wifes income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fund-medalist171 | $25.00 | 9/18/2012 5:12:23 PM |
logical-reward8 | $25.00 | 9/18/2012 5:48:44 PM |
kenji4861 | $25.00 | 9/18/2012 5:51:13 PM |
napmanger | $100.00 | 9/18/2012 5:54:55 PM |
handy-money9 | $75.00 | 9/18/2012 5:20:05 PM |
pdub | $750.00 | 9/18/2012 5:56:19 PM |
benevolent-marketplace4 | $2,500.00 | 9/18/2012 6:46:52 PM |
ready-interest9 | $25.00 | 9/18/2012 6:34:45 PM |
responsibility-butterfly | $25.00 | 9/18/2012 7:15:52 PM |
blot44 | $25.00 | 9/18/2012 7:18:54 PM |
hopeful_lender | $100.00 | 9/18/2012 7:40:57 PM |
RGlad | $200.00 | 9/18/2012 8:49:12 PM |
Interloper | $30.00 | 9/18/2012 8:49:45 PM |
leverage-galleon | $30.00 | 9/19/2012 2:27:47 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:34 PM |
first-graceful-contract | $30.00 | 9/19/2012 8:59:00 PM |
friendinmoney | $25.00 | 9/20/2012 6:56:29 AM |
bonafide-economy | $25.00 | 9/20/2012 6:54:11 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:29 AM |
excellent-funds649 | $50.00 | 9/20/2012 5:12:32 PM |
aldeed | $300.00 | 9/21/2012 6:27:12 AM |
worth21 | $25.00 | 9/21/2012 8:10:42 AM |
chrisb1414 | $25.00 | 9/21/2012 6:24:09 AM |
john0720 | $25.00 | 9/21/2012 7:08:03 AM |
giftgold | $25.00 | 9/21/2012 12:53:07 PM |
astute-fairness0 | $25.00 | 9/21/2012 1:18:01 PM |
commanding-bid973 | $50.00 | 9/21/2012 1:00:14 PM |
unrelenting-platinum2 | $25.00 | 9/21/2012 2:44:11 PM |
ready-vigilance3 | $50.00 | 9/21/2012 3:19:12 PM |
fly4sugar | $50.00 | 9/21/2012 11:33:06 AM |
openness-cosmos9 | $50.00 | 9/21/2012 12:10:36 PM |
producer455 | $25.00 | 9/21/2012 4:24:42 PM |
legend796 | $25.00 | 9/21/2012 3:34:54 PM |
MI2 | $5,000.00 | 9/21/2012 12:27:52 PM |
Oakland | $50.00 | 9/21/2012 4:26:16 PM |
benevolent-transaction090 | $50.00 | 9/21/2012 5:02:10 PM |
Investoman | $25.00 | 9/21/2012 5:21:32 PM |
neighborly-hope6 | $100.00 | 9/21/2012 5:23:37 PM |
proper-exchange8 | $50.00 | 9/21/2012 5:26:26 PM |
puifais | $50.00 | 9/21/2012 5:34:37 PM |
britgsb | $50.00 | 9/21/2012 5:46:29 PM |
djs81 | $75.00 | 9/21/2012 5:26:49 PM |
Long-term2040 | $25.00 | 9/21/2012 6:51:49 PM |
hopeful_lender | $200.00 | 9/21/2012 9:49:58 PM |
payout-paladin3 | $500.00 | 9/21/2012 6:09:21 PM |
guild221 | $25.00 | 9/21/2012 8:09:55 PM |
azazle | $50.00 | 9/21/2012 10:54:38 PM |
Brisket_Bob | $27.60 | 9/21/2012 8:53:34 PM |
hopeful_lender | $100.00 | 9/21/2012 9:50:08 PM |
blue-laudable-dinero | $50.00 | 9/21/2012 11:08:39 PM |
sri59 | $100.00 | 9/22/2012 2:57:12 AM |
repayment-hawk5 | $25.00 | 9/22/2012 5:17:57 AM |
houli123 | $50.00 | 9/22/2012 3:11:32 AM |
mlm_invests | $25.00 | 9/21/2012 8:45:13 PM |
loyalty-czar | $130.00 | 9/22/2012 6:45:15 AM |
SomebodysMom | $40.00 | 9/22/2012 9:25:33 AM |
astute-order993 | $25.00 | 9/22/2012 8:35:20 AM |
Troutfinder | $25.00 | 9/22/2012 3:25:49 AM |
Smallbear | $25.00 | 9/22/2012 5:21:41 AM |
Ambassador | $36.00 | 9/22/2012 5:43:26 AM |
penny-kahuna0 | $25.00 | 9/22/2012 7:45:10 AM |
jybank | $50.00 | 9/22/2012 9:58:54 AM |
Avala | $58.00 | 9/22/2012 12:12:09 PM |
BDL-Roth | $40.00 | 9/22/2012 12:13:17 PM |
compatible-deal9 | $50.00 | 9/22/2012 11:00:03 AM |
awwaww | $25.00 | 9/22/2012 12:00:47 PM |
minista | $25.00 | 9/22/2012 12:16:30 PM |
Plow_n_Sow | $75.00 | 9/22/2012 12:06:19 PM |
prudent-payment316 | $25.00 | 9/22/2012 12:34:17 PM |
Proactive-Financial-Lending | $25.00 | 9/22/2012 12:40:32 PM |
Charmart | $25.00 | 9/22/2012 12:16:58 PM |
djh47a | $25.00 | 9/22/2012 12:36:37 PM |
Yogidog | $25.00 | 9/22/2012 12:44:42 PM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:31 PM |
alaskakid | $30.00 | 9/22/2012 12:59:48 PM |
fortytwo | $150.00 | 9/22/2012 1:23:55 PM |
gallant-economy9 | $36.00 | 9/22/2012 1:16:40 PM |
WxChem | $25.00 | 9/22/2012 1:21:46 PM |
adaboy65 | $100.00 | 9/22/2012 1:23:32 PM |
Aimvest | $25.00 | 9/22/2012 1:52:11 PM |
hard-working-rate3 | $25.00 | 9/22/2012 1:32:17 PM |
JLMGroupFunds | $25.00 | 9/22/2012 1:46:06 PM |
wigglesworth4 | $100.00 | 9/22/2012 1:39:41 PM |
wwwUniversal | $25.00 | 9/22/2012 1:42:38 PM |
payment-halo | $25.00 | 9/22/2012 2:52:07 PM |
jpac1066 | $100.00 | 9/22/2012 7:50:48 PM |
northwoodsguy | $50.00 | 9/22/2012 3:32:56 PM |
a2190b | $30.00 | 9/22/2012 2:31:08 PM |
nevee | $35.00 | 9/22/2012 9:02:40 PM |
river-change | $28.48 | 9/22/2012 6:59:22 PM |
sgt-schultz | $25.00 | 9/23/2012 4:06:13 AM |
wonderous-power | $25.00 | 9/23/2012 5:19:21 AM |
gain-neutrino9 | $25.00 | 9/22/2012 6:40:48 PM |
natural-greenback6 | $25.00 | 9/22/2012 9:03:55 PM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:44 PM |
magnetic-integrity7 | $25.00 | 9/23/2012 12:16:23 AM |
Future-Await21 | $25.00 | 9/23/2012 1:16:29 AM |
mansim | $25.00 | 9/23/2012 9:47:48 AM |
rootcanaler | $100.00 | 9/22/2012 8:30:55 PM |
BigBroJake | $25.00 | 9/23/2012 10:46:10 AM |
RPR | $50.00 | 9/23/2012 10:52:37 AM |
payment-associate5 | $100.00 | 9/23/2012 2:40:56 AM |
hawaladar | $35.00 | 9/23/2012 12:16:52 PM |
buckeye55 | $25.00 | 9/23/2012 8:50:43 AM |
economy-popcorn | $25.00 | 9/23/2012 10:54:42 AM |
dough-kitten5 | $25.00 | 9/23/2012 8:35:13 AM |
california111 | $100.00 | 9/23/2012 8:40:37 AM |
Mucman72 | $25.00 | 9/23/2012 8:50:05 AM |
Centaur | $25.00 | 9/23/2012 2:47:12 PM |
designer_10 | $25.00 | 9/23/2012 3:16:46 PM |
piPad | $50.00 | 9/23/2012 8:07:11 PM |
rogue_monster | $50.00 | 9/23/2012 1:10:41 PM |
judson | $25.00 | 9/23/2012 1:11:35 PM |
stealthzap | $65.00 | 9/24/2012 1:41:00 AM |
Bski745 | $88.96 | 9/23/2012 1:24:53 PM |
goat361 | $40.00 | 9/23/2012 1:47:32 PM |
creative-dime2 | $25.00 | 9/24/2012 5:27:13 AM |
blLending | $50.00 | 9/23/2012 3:34:45 PM |
the-determined-value | $75.00 | 9/23/2012 8:01:55 PM |
cordial-affluence2 | $25.00 | 9/23/2012 7:29:59 PM |
unafraid-loan5 | $25.00 | 9/24/2012 7:42:11 AM |
keoke779 | $25.00 | 9/23/2012 11:19:36 PM |
mjjjrj | $30.00 | 9/24/2012 8:49:34 AM |
Nazbuster | $200.00 | 9/23/2012 10:16:45 PM |
Actuary | $50.00 | 9/23/2012 10:35:25 PM |
prudent-bid3 | $25.00 | 9/24/2012 6:33:30 AM |
gold-disk | $25.00 | 9/24/2012 2:19:09 AM |
cash-spinner | $25.00 | 9/24/2012 5:14:44 AM |
mighty-return326 | $100.00 | 9/24/2012 7:03:59 AM |
b1geasy | $51.02 | 9/24/2012 7:30:17 AM |
mr_haldane | $100.00 | 9/24/2012 9:11:43 AM |
magee425 | $25.00 | 9/24/2012 8:43:31 AM |
determined-economy460 | $25.00 | 9/24/2012 9:21:34 AM |
agalt | $125.00 | 9/24/2012 9:12:02 AM |
red-fervent-deal | $25.00 | 9/24/2012 10:19:21 AM |
flugbone | $100.00 | 9/24/2012 9:26:46 AM |
bold-sensible-basis | $25.00 | 9/24/2012 10:44:51 AM |
bold-wampum-compadre | $25.00 | 9/24/2012 11:02:05 AM |
Cotter | $33.29 | 9/24/2012 11:07:40 AM |
tolerant-dime2 | $25.00 | 9/24/2012 9:31:12 AM |
admscr108 | $25.00 | 9/24/2012 10:01:52 AM |
Bank-of-Jon | $26.61 | 9/24/2012 10:01:34 AM |
listing-reformation8 | $100.00 | 9/24/2012 10:32:34 AM |
generosity-battalion0 | $50.00 | 9/24/2012 10:42:39 AM |
windguy | $50.00 | 9/18/2012 5:19:13 PM |
imogen22 | $25.00 | 9/18/2012 5:11:07 PM |
Taxman44 | $25.00 | 9/18/2012 5:17:29 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:50 PM |
Castellan | $50.00 | 9/18/2012 5:32:50 PM |
Dubbs360 | $500.00 | 9/18/2012 6:05:16 PM |
durability-seahorse7 | $50.00 | 9/18/2012 6:06:43 PM |
community-burrito9 | $35.00 | 9/18/2012 6:13:36 PM |
community-stream9 | $25.00 | 9/18/2012 8:39:46 PM |
EnglishGeekInNYC | $50.00 | 9/18/2012 6:40:00 PM |
EJPiper | $25.00 | 9/18/2012 7:30:25 PM |
frankdelraza | $25.00 | 9/19/2012 9:35:09 AM |
Leopoldine | $25.00 | 9/19/2012 9:15:27 AM |
cash-kin7 | $100.00 | 9/19/2012 10:01:22 AM |
Cai8899 | $25.00 | 9/19/2012 10:03:35 AM |
themoneydoctor | $134.61 | 9/19/2012 11:19:50 AM |
zippy-revenue8 | $25.00 | 9/19/2012 4:52:16 PM |
transaction-keeper5 | $25.00 | 9/19/2012 5:16:57 PM |
EthanColeInvestingGroup | $25.00 | 9/19/2012 9:40:56 PM |
socrates520 | $50.00 | 9/19/2012 11:34:05 PM |
broosky2 | $100.00 | 9/20/2012 7:44:40 AM |
jubilant-capital1 | $100.00 | 9/20/2012 7:58:05 AM |
deal-kung-fu | $50.00 | 9/20/2012 10:16:47 AM |
rockhound84 | $25.00 | 9/21/2012 5:12:31 AM |
chrisb1414 | $25.00 | 9/21/2012 6:24:32 AM |
vigilance-spinner3 | $25.00 | 9/21/2012 11:32:33 AM |
blue-order-comet | $100.00 | 9/21/2012 11:14:39 AM |
social-zebra | $30.00 | 9/21/2012 12:41:48 PM |
jpblan11 | $25.00 | 9/21/2012 1:08:07 PM |
Use_It_Wisely | $25.00 | 9/21/2012 2:44:16 PM |
Gordon_Gekko1 | $30.00 | 9/21/2012 11:55:18 AM |
repayment-pagoda8 | $100.00 | 9/21/2012 5:08:11 PM |
auction-sage | $100.00 | 9/21/2012 5:15:06 PM |
adventurer447 | $300.00 | 9/21/2012 5:19:57 PM |
nuclearmoose | $50.00 | 9/21/2012 5:22:14 PM |
dukeiyer | $25.00 | 9/21/2012 5:27:34 PM |
bowdish1 | $100.00 | 9/21/2012 5:29:41 PM |
PPLIN810 | $25.00 | 9/21/2012 5:44:00 PM |
jcornehlsen | $25.00 | 9/21/2012 6:19:49 PM |
bellaquito | $500.00 | 9/21/2012 6:36:43 PM |
martinatime | $50.00 | 9/21/2012 5:45:22 PM |
shaker348 | $25.00 | 9/21/2012 5:47:32 PM |
coin-tweet | $50.00 | 9/21/2012 6:55:56 PM |
Bucket219 | $25.00 | 9/21/2012 6:11:07 PM |
ore-frontier | $52.08 | 9/21/2012 11:52:32 PM |
astute-benjamins | $150.00 | 9/21/2012 6:23:47 PM |
1willray | $34.00 | 9/22/2012 3:49:11 AM |
HikeMoab | $25.00 | 9/21/2012 7:06:56 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:24 PM |
blackstar | $25.00 | 9/22/2012 5:44:00 AM |
grotheik | $30.00 | 9/22/2012 6:54:07 AM |
phenomenal-gain5 | $30.00 | 9/22/2012 6:59:33 AM |
kind-exchange-association | $25.00 | 9/21/2012 11:49:46 PM |
hitsman | $50.00 | 9/22/2012 11:38:03 AM |
Clambake | $25.00 | 9/22/2012 12:01:29 PM |
dedicated-diversification5 | $125.00 | 9/22/2012 12:03:22 PM |
RothySkynx | $25.00 | 9/22/2012 9:36:39 AM |
troubleman50 | $30.00 | 9/22/2012 11:58:11 AM |
unforgettable-wealth4 | $50.00 | 9/22/2012 12:12:13 PM |
well-mannered-income3 | $130.00 | 9/22/2012 12:05:03 PM |
cardminger | $25.00 | 9/22/2012 12:05:42 PM |
compoundinterest | $25.00 | 9/22/2012 12:27:19 PM |
invincible-deal82 | $25.00 | 9/22/2012 12:29:04 PM |
Great-Mom | $25.00 | 9/22/2012 12:44:13 PM |
lendacity | $25.00 | 9/22/2012 12:48:46 PM |
loyalty-locomotive | $25.00 | 9/22/2012 12:41:06 PM |
miked8303 | $50.00 | 9/22/2012 12:53:18 PM |
Aldebtaran | $25.00 | 9/22/2012 12:59:04 PM |
Tradesmanlender | $25.00 | 9/22/2012 1:06:01 PM |
integrity-builder | $50.00 | 9/22/2012 12:56:15 PM |
american6 | $50.00 | 9/22/2012 12:59:43 PM |
AFairDeal | $25.00 | 9/22/2012 1:04:57 PM |
meux99 | $25.00 | 9/22/2012 1:07:19 PM |
first-favorite-bonus9 | $25.00 | 9/22/2012 1:21:24 PM |
nimble-economy863 | $25.00 | 9/22/2012 1:27:31 PM |
gold-mate1 | $25.00 | 9/22/2012 3:55:03 PM |
income-buffalo1 | $50.00 | 9/22/2012 5:17:38 PM |
aabadabadoo | $25.00 | 9/22/2012 2:57:39 PM |
Iwillhuntyoudown | $25.00 | 9/22/2012 8:20:46 PM |
payment-gusto | $25.00 | 9/22/2012 5:45:04 PM |
FWF-kinetic | $25.00 | 9/22/2012 7:52:49 PM |
payment-hugger7 | $50.00 | 9/22/2012 7:59:40 PM |
liberty-point | $75.00 | 9/23/2012 7:16:08 AM |
BobJohnson | $30.00 | 9/22/2012 5:53:25 PM |
Supernick | $1,000.00 | 9/22/2012 8:32:08 PM |
greenback-snowdome1 | $100.00 | 9/22/2012 7:17:41 PM |
mdc1988 | $200.00 | 9/22/2012 8:08:32 PM |
aesop56 | $25.00 | 9/22/2012 11:12:41 PM |
social-zebra | $30.06 | 9/23/2012 8:20:58 AM |
flo_rida | $100.00 | 9/23/2012 12:37:01 PM |
icon7 | $100.00 | 9/23/2012 8:56:31 AM |
cash-cymbal3 | $100.00 | 9/23/2012 12:13:22 PM |
emphatic-responsibility | $50.00 | 9/23/2012 12:48:27 PM |
liberty-prometheus6 | $25.00 | 9/23/2012 12:54:21 PM |
trade-boots1 | $100.00 | 9/23/2012 12:34:51 PM |
velocity-solo | $25.00 | 9/23/2012 12:25:05 PM |
supersarah61 | $50.00 | 9/23/2012 2:56:40 PM |
new-marketplace-lyrics | $25.00 | 9/23/2012 3:32:18 PM |
DalawaFunds | $25.00 | 9/23/2012 3:50:41 PM |
coin-cooker8 | $25.17 | 9/23/2012 8:13:59 PM |
top-payout-enclave | $25.96 | 9/23/2012 9:57:33 PM |
roadster199 | $25.00 | 9/23/2012 10:18:37 PM |
imdave4me | $25.00 | 9/24/2012 2:52:07 AM |
abundant-power | $25.00 | 9/24/2012 4:44:41 AM |
runbix7 | $25.00 | 9/24/2012 4:54:29 AM |
billnsc | $25.00 | 9/24/2012 4:57:46 AM |
fairwealth | $25.00 | 9/24/2012 5:25:18 AM |
omegamon1 | $25.00 | 9/24/2012 5:32:33 AM |
CJMC | $25.00 | 9/23/2012 7:01:13 PM |
investment-comet | $25.00 | 9/24/2012 7:09:26 AM |
antlr | $25.00 | 9/23/2012 5:43:37 PM |
thankful-nickel2 | $25.00 | 9/23/2012 7:04:26 PM |
be_wise | $25.00 | 9/23/2012 7:28:42 PM |
dough-hammock | $25.00 | 9/23/2012 9:54:22 PM |
borquist | $25.00 | 9/24/2012 7:29:25 AM |
Kunakiku | $25.00 | 9/23/2012 8:20:08 PM |
moola-gargantuan9 | $50.00 | 9/24/2012 7:47:26 AM |
LimaGuy | $33.59 | 9/24/2012 8:14:26 AM |
engbusres | $50.00 | 9/23/2012 9:44:07 PM |
calamango | $50.00 | 9/24/2012 9:01:46 AM |
nalaari | $25.00 | 9/24/2012 6:07:00 AM |
ouyangers | $100.00 | 9/24/2012 4:21:59 AM |
orange-liberty-oyster | $100.00 | 9/24/2012 9:05:41 AM |
mclapperton | $53.57 | 9/24/2012 4:58:05 AM |
Suit | $750.00 | 9/24/2012 6:34:11 AM |
SourDoughSteve | $25.00 | 9/24/2012 7:26:09 AM |
first-serene-credit | $25.00 | 9/24/2012 7:30:46 AM |
simplelender80 | $500.00 | 9/24/2012 7:16:55 AM |
Mindful7 | $25.00 | 9/24/2012 7:23:05 AM |
debtfreenow-82 | $75.00 | 9/24/2012 8:14:47 AM |
JonDough | $25.00 | 9/24/2012 9:33:19 AM |
benevolent-loot5 | $200.00 | 9/24/2012 9:08:27 AM |
digitaldan | $40.00 | 9/24/2012 10:14:29 AM |
alaskan1 | $25.00 | 9/24/2012 9:32:53 AM |
vibrant-penny7 | $25.00 | 9/24/2012 9:45:52 AM |
BoughtTheFarm | $25.00 | 9/24/2012 10:02:36 AM |
280 Investments
|
Borrower Payment Dependent Notes Series
639122
This series of Notes was issued and sold upon the funding of the borrower loan #75062, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $306.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2005 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,229 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| No | | |
Screen name:
| exuberant-basis7 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan:
This loan will be used to... pay for me and my fiance Rachel's wedding.
My financial situation: My fiance and I are on time with our bills, we just don't have a lump sum for the cost of our wedding.
I am a good candidate for this loan because... I pay all my bills on time. I base my reputation on being a trustworthy person and keeping my word. I think a loan like this would really make our wedding special.
Monthly net income: $1700
Monthly expenses: $0
Housing: $430/mo + $125 condo fee
Insurance: $90/mo
Car expenses: $0
Utilities: $75 everything electric
Phone, cable, internet: $120/mo
Food, entertainment: $100/mo
Clothing, household expenses: $50/mo
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $100.00 | 9/14/2012 5:54:09 PM |
historic-value7 | $200.00 | 9/14/2012 5:05:53 PM |
melodious-fairness | $50.00 | 9/14/2012 5:20:49 PM |
duty-viola | $25.00 | 9/14/2012 5:13:59 PM |
newest-currency-vibrato | $25.00 | 9/14/2012 5:12:11 PM |
WalnutCreekguy | $50.00 | 9/14/2012 5:25:26 PM |
generous-deal6 | $25.00 | 9/14/2012 5:45:32 PM |
superb-funds335 | $25.00 | 9/14/2012 5:56:12 PM |
money-baron | $50.00 | 9/14/2012 6:08:53 PM |
Index_Plus | $4,609.99 | 9/14/2012 6:12:18 PM |
adaboy65 | $100.00 | 9/14/2012 5:55:20 PM |
missing-link | $25.00 | 9/14/2012 5:49:33 PM |
majestic-note6 | $200.00 | 9/14/2012 6:02:07 PM |
toblerone | $25.00 | 9/14/2012 5:58:16 PM |
smear87 | $50.00 | 9/14/2012 5:04:36 PM |
ready-justice7 | $50.00 | 9/14/2012 5:38:41 PM |
mikrolown | $25.00 | 9/14/2012 5:19:33 PM |
luann199 | $25.00 | 9/14/2012 5:21:03 PM |
credit-coach118 | $40.01 | 9/14/2012 5:38:45 PM |
houli123 | $25.00 | 9/14/2012 5:49:35 PM |
the-silver-blaster | $50.00 | 9/14/2012 5:41:53 PM |
supreme-treasure8 | $100.00 | 9/14/2012 5:45:22 PM |
first-friendly-listing | $50.00 | 9/14/2012 5:47:21 PM |
lochinvar | $75.00 | 9/14/2012 5:53:21 PM |
benevolent-marketplace4 | $2,500.00 | 9/14/2012 6:11:26 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
639230
This series of Notes was issued and sold upon the funding of the borrower loan #74919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $733.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1984 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 64 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,592 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cozy-income827 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because... need to get back on track
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $80.03 | 9/19/2012 9:02:40 AM |
worth-blanket2 | $22,500.00 | 9/19/2012 9:03:23 AM |
income-triangulation1 | $25.00 | 9/19/2012 9:01:30 AM |
return-enthusiast1 | $25.00 | 9/19/2012 9:01:49 AM |
bazaar-tulip | $25.00 | 9/19/2012 9:02:15 AM |
benevolent-marketplace4 | $2,500.00 | 9/19/2012 9:02:33 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
639300
This series of Notes was issued and sold upon the funding of the borrower loan #75082, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 12% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Engineer - Chemical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,322 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| J_1949 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to pay off student loans.
My financial situation:
I am a good candidate for this loan because I have regular income.
Monthly net income: $6400
Monthly expenses: $5800
Housing: $750
Insurance: $450
Car expenses: $950
Utilities: $550
Phone, cable, internet: $250
Food, entertainment: $700
Clothing, household expenses: $500
Credit cards and other loans: $600
Other expenses: $1050
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
openness-antioxidant | $75.00 | 9/14/2012 5:32:37 PM |
first-class-gold0 | $100.00 | 9/14/2012 5:39:24 PM |
majestic-note6 | $150.00 | 9/14/2012 6:02:28 PM |
brondero | $53.00 | 9/15/2012 7:18:39 AM |
jhouman | $25.00 | 9/15/2012 6:51:28 AM |
CA-LenderMom | $25.00 | 9/15/2012 11:43:35 AM |
market-bearer0 | $30.00 | 9/15/2012 7:48:52 AM |
direct-dinero2 | $50.00 | 9/16/2012 11:24:27 AM |
papaloha | $25.00 | 9/16/2012 8:21:41 PM |
simplelender80 | $500.00 | 9/17/2012 9:27:13 AM |
greencat | $50.00 | 9/17/2012 1:25:10 PM |
asset-mammal | $25.00 | 9/17/2012 3:40:53 PM |
historic-value7 | $50.00 | 9/17/2012 1:26:09 PM |
treasure-hunter270 | $25.00 | 9/17/2012 3:52:14 PM |
global-invest-group | $32.80 | 9/17/2012 3:54:06 PM |
Bob450 | $25.00 | 9/17/2012 6:35:26 PM |
durability-seahorse7 | $50.00 | 9/18/2012 12:53:23 AM |
Basset_Hound_Investments | $29.06 | 9/18/2012 8:41:10 AM |
Leshan | $50.00 | 9/18/2012 8:42:58 AM |
CA-Lender | $25.00 | 9/14/2012 5:25:44 PM |
SolarMoonshine | $25.00 | 9/14/2012 5:52:08 PM |
vutah | $75.00 | 9/14/2012 5:49:18 PM |
open-minded-p2p1 | $25.00 | 9/14/2012 6:02:56 PM |
MG_Holdings | $25.00 | 9/14/2012 8:22:02 PM |
gotjack-IRA | $25.00 | 9/14/2012 7:17:18 PM |
Rogelio48 | $35.00 | 9/15/2012 7:38:14 AM |
Hedge-Fund | $25.00 | 9/14/2012 8:18:28 PM |
Quest4euphoria | $25.00 | 9/15/2012 7:31:30 AM |
responsibility-butterfly | $25.00 | 9/15/2012 8:56:09 AM |
Sunbase | $25.00 | 9/15/2012 10:39:23 AM |
let_me_retire | $50.00 | 9/15/2012 2:15:51 PM |
payment-halo | $25.00 | 9/15/2012 5:44:53 PM |
EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:52 AM |
Kyileo | $25.00 | 9/16/2012 8:39:03 AM |
dudebrah | $25.00 | 9/16/2012 8:33:51 PM |
Dubbs360 | $500.00 | 9/17/2012 9:32:24 AM |
azazle | $25.00 | 9/17/2012 1:20:14 PM |
seadogs | $25.00 | 9/17/2012 4:53:08 PM |
MI2 | $1,250.00 | 9/17/2012 12:25:08 PM |
tmdmf | $25.00 | 9/17/2012 5:30:16 PM |
ethical-truth211 | $25.00 | 9/18/2012 7:10:09 AM |
credit-adventurer313 | $25.00 | 9/18/2012 2:58:36 AM |
ibano | $25.00 | 9/18/2012 8:44:24 AM |
future-baby-fund | $25.00 | 9/18/2012 8:04:44 AM |
dough-kitten5 | $25.00 | 9/18/2012 3:59:08 AM |
Index_Plus | $170.14 | 9/18/2012 8:47:17 AM |
az2012 | $25.00 | 9/18/2012 7:02:13 AM |
47 Investments
|
Borrower Payment Dependent Notes Series
639302
This series of Notes was issued and sold upon the funding of the borrower loan #74856, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 21.59% |
Borrower rate/APR:
| 22.59% / 26.40% |
Monthly payment:
| $269.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.07% | | |
| |
Estimated return*:
| 11.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1983 |
Debt/Income ratio:
| 32% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 11
/
9 | Length of status: | 29y 6m |
Amount delinquent:
| $5,132 |
Total credit lines:
| 54 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,513 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 35 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| No | | |
Screen name:
| new-cognizant-listing |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2011)
|
Principal balance:
| $3,318.91 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $25.00 | 9/14/2012 5:05:22 PM |
melodious-fairness | $50.00 | 9/14/2012 5:20:50 PM |
52digital | $75.00 | 9/14/2012 5:22:23 PM |
first-pragmatic-power | $25.00 | 9/14/2012 6:16:17 PM |
kinder-credit-bear | $250.00 | 9/14/2012 6:01:08 PM |
credit-birch | $33.00 | 9/15/2012 12:09:34 AM |
Quiza12 | $50.00 | 9/15/2012 7:27:24 AM |
jhouman | $25.00 | 9/15/2012 6:50:30 AM |
a-noble-coin | $25.00 | 9/15/2012 10:14:05 AM |
420limo | $25.00 | 9/15/2012 9:32:26 AM |
mckhbnpc | $50.00 | 9/15/2012 12:01:09 PM |
friendly-gold | $25.00 | 9/15/2012 12:35:51 PM |
careful-vigilance4 | $25.00 | 9/15/2012 12:37:21 PM |
momoney2lend | $25.00 | 9/15/2012 12:38:31 PM |
lamsabuy | $200.00 | 9/15/2012 1:38:22 PM |
unassailable-fund | $30.00 | 9/15/2012 2:04:17 PM |
SBT | $25.00 | 9/15/2012 2:05:08 PM |
RothySkynx | $25.00 | 9/15/2012 7:16:18 PM |
unforgettable-pound574 | $100.00 | 9/16/2012 12:25:58 PM |
social-cocktail1 | $200.00 | 9/16/2012 10:14:22 AM |
CalBear08 | $33.33 | 9/16/2012 3:39:22 PM |
p2p-czar3 | $25.00 | 9/16/2012 2:45:29 PM |
papaloha | $33.00 | 9/16/2012 8:18:14 PM |
Beld | $50.00 | 9/16/2012 2:48:54 PM |
just-finance2 | $25.00 | 9/17/2012 7:28:10 AM |
dudebrah | $25.00 | 9/16/2012 8:41:25 PM |
sjo1984111 | $25.00 | 9/17/2012 7:54:46 AM |
djh47a | $25.00 | 9/17/2012 9:05:52 AM |
velocity-winner | $25.00 | 9/16/2012 5:28:12 PM |
simplelender80 | $500.00 | 9/17/2012 9:27:13 AM |
vstarostenko | $25.00 | 9/17/2012 9:40:51 AM |
keiphers | $25.00 | 9/17/2012 1:53:00 PM |
Weaverville | $25.00 | 9/17/2012 10:41:27 AM |
moola-tulip1 | $45.00 | 9/17/2012 3:49:49 PM |
loot-squirrel6 | $25.00 | 9/17/2012 4:39:18 PM |
moneytolend72 | $25.00 | 9/17/2012 4:41:56 PM |
asiaratt | $50.00 | 9/17/2012 5:00:32 PM |
87Marc | $25.00 | 9/17/2012 5:06:09 PM |
mikbos | $25.00 | 9/17/2012 5:11:50 PM |
prudent-payment316 | $25.00 | 9/17/2012 5:11:54 PM |
red-ethical-duty6 | $30.00 | 9/17/2012 5:02:07 PM |
sincere-agreement9 | $25.00 | 9/17/2012 10:50:32 AM |
durability-ace9 | $30.00 | 9/17/2012 5:06:29 PM |
bold-balanced-dime | $25.00 | 9/17/2012 5:18:59 PM |
exponential-reward081 | $25.00 | 9/17/2012 5:09:30 PM |
payout-achievement | $50.00 | 9/17/2012 5:09:55 PM |
money-surge1 | $25.00 | 9/17/2012 5:10:26 PM |
BostonCapital | $100.00 | 9/17/2012 5:21:38 PM |
abundanceforever | $52.50 | 9/17/2012 5:22:04 PM |
abundant-power | $25.00 | 9/17/2012 5:14:23 PM |
Wellman | $25.00 | 9/17/2012 5:01:17 PM |
shrewd-peace7 | $25.00 | 9/17/2012 5:22:41 PM |
trade-boots1 | $100.00 | 9/17/2012 5:16:39 PM |
LittleMingo | $25.00 | 9/14/2012 6:15:27 PM |
kind-credit-bear | $250.00 | 9/14/2012 5:07:34 PM |
AF-Chief | $25.00 | 9/14/2012 5:21:29 PM |
supreme-treasure8 | $100.00 | 9/14/2012 5:45:23 PM |
majestic-note6 | $200.00 | 9/14/2012 6:02:17 PM |
newest-currency-vibrato | $25.00 | 9/14/2012 6:27:04 PM |
DoctorJoe | $25.00 | 9/15/2012 6:49:20 AM |
money-baron-roth-IRA | $50.00 | 9/14/2012 6:24:51 PM |
durability-seahorse7 | $50.00 | 9/15/2012 1:25:19 AM |
Byrd24 | $100.00 | 9/15/2012 10:13:10 AM |
responsibility-butterfly | $25.00 | 9/15/2012 8:56:09 AM |
Sunbase | $25.00 | 9/15/2012 10:39:23 AM |
Bank42 | $25.00 | 9/15/2012 10:42:56 AM |
american-investor | $25.00 | 9/15/2012 12:26:35 PM |
kulender | $100.00 | 9/15/2012 12:39:37 PM |
richboy56 | $25.00 | 9/15/2012 12:50:10 PM |
money-baron-Roth401k | $25.00 | 9/15/2012 1:03:50 PM |
diplomatic-wealth7 | $25.00 | 9/15/2012 1:20:23 PM |
vegibenz | $25.00 | 9/15/2012 1:32:34 PM |
useful-money715 | $100.00 | 9/15/2012 10:12:01 PM |
EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:52 AM |
capital-renewal | $25.00 | 9/16/2012 2:25:41 PM |
paytonbrigadier | $250.00 | 9/16/2012 2:55:09 PM |
gold-pudding6 | $60.00 | 9/16/2012 3:02:27 PM |
bid-stockpiler1 | $50.00 | 9/16/2012 2:22:16 PM |
otherwisedisposed | $100.00 | 9/16/2012 7:36:45 PM |
well-mannered-income3 | $40.00 | 9/16/2012 5:53:17 PM |
FarmersBank | $25.00 | 9/17/2012 7:37:27 AM |
statuesque-affluence058 | $25.00 | 9/16/2012 3:09:08 PM |
Underworld_Explorer | $50.00 | 9/16/2012 9:46:39 PM |
knowledgeable-silver6 | $25.00 | 9/17/2012 9:03:41 AM |
Lo0se_mo0se | $25.00 | 9/17/2012 6:15:17 AM |
Comoparklender | $25.00 | 9/17/2012 9:58:27 AM |
bubb_hans | $25.00 | 9/17/2012 9:36:13 AM |
Jack-Sparrow | $25.00 | 9/17/2012 9:43:55 AM |
mikeandcat | $53.83 | 9/17/2012 11:26:03 AM |
professional-vigilance9 | $100.00 | 9/17/2012 9:24:15 AM |
JumpinJuniper | $100.00 | 9/17/2012 2:41:19 PM |
thrifty-note2 | $25.00 | 9/17/2012 3:34:07 PM |
wwwUniversal | $25.00 | 9/17/2012 5:12:50 PM |
fighter122 | $25.00 | 9/17/2012 5:04:28 PM |
KB-IRA | $1,000.00 | 9/17/2012 5:06:14 PM |
authoritative-platinum7 | $50.00 | 9/17/2012 5:07:12 PM |
rhin0cerx | $50.00 | 9/17/2012 5:17:37 PM |
symbiosis | $50.00 | 9/17/2012 5:19:24 PM |
trajectory8 | $25.00 | 9/17/2012 5:20:42 PM |
blue-nourishing-principal | $33.00 | 9/17/2012 5:11:24 PM |
Theofficer_roth_ira | $50.00 | 9/17/2012 4:39:25 PM |
UstedEsElHombre | $100.00 | 9/17/2012 5:18:10 PM |
mmckune | $25.00 | 9/17/2012 5:02:42 PM |
unrelenting-auction7 | $25.00 | 9/17/2012 5:03:03 PM |
finder072 | $25.00 | 9/17/2012 5:07:10 PM |
logical-investment4 | $25.00 | 9/17/2012 5:07:55 PM |
return-pioneer221 | $200.00 | 9/17/2012 5:11:45 PM |
dmunySF | $50.00 | 9/17/2012 5:14:59 PM |
subtle-bill727 | $25.00 | 9/17/2012 5:22:16 PM |
pierrelasvegas | $25.00 | 9/17/2012 5:23:00 PM |
110 Investments
|
Borrower Payment Dependent Notes Series
639486
This series of Notes was issued and sold upon the funding of the borrower loan #75037, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-14-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-15-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $304.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 33% |
Credit score:
| 800-819 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 10y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,575 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cunning-return961 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BUSINESS CAPITAL
Seeking a loan to be used partly for debt consolidation and partly for business capital.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-triangulation1 | $25.00 | 9/14/2012 5:02:24 PM |
historic-value7 | $250.00 | 9/14/2012 5:03:34 PM |
LendingPimp_2 | $26.00 | 9/14/2012 5:04:08 PM |
cash-mad-scientist3 | $25.00 | 9/14/2012 5:20:40 PM |
supreme-treasure8 | $100.00 | 9/14/2012 5:45:23 PM |
melodious-fairness | $50.00 | 9/14/2012 5:20:51 PM |
Assets-Up | $25.00 | 9/14/2012 5:41:11 PM |
LendingPimp | $51.00 | 9/14/2012 5:48:04 PM |
kila-designer | $249.00 | 9/14/2012 5:43:54 PM |
benevolent-marketplace4 | $2,500.00 | 9/14/2012 6:11:27 PM |
networks4ever | $25.00 | 9/14/2012 6:11:33 PM |
integrity-reactor4 | $100.00 | 9/14/2012 6:09:10 PM |
LendingPimp_2 | $50.00 | 9/15/2012 2:45:48 AM |
loyalty-czar | $52.12 | 9/15/2012 6:03:50 AM |
palmetto933 | $25.00 | 9/15/2012 6:09:07 AM |
point-mastery | $25.00 | 9/14/2012 8:26:58 PM |
payout-magician | $25.00 | 9/15/2012 6:40:19 AM |
Brisket_Bob | $25.00 | 9/15/2012 6:44:52 AM |
sensible-fund | $25.00 | 9/15/2012 6:48:17 AM |
wattboy | $109.53 | 9/15/2012 6:59:46 AM |
SLN-10 | $30.00 | 9/14/2012 6:32:52 PM |
scrooge2020 | $36.15 | 9/15/2012 3:35:31 AM |
DevinHill | $25.00 | 9/14/2012 7:30:28 PM |
LendingPimp | $100.00 | 9/14/2012 7:56:23 PM |
kendigme | $50.00 | 9/14/2012 8:09:06 PM |
best-bonafide-p2p | $50.00 | 9/14/2012 8:18:15 PM |
buffalobills | $25.00 | 9/14/2012 8:27:30 PM |
jhouman | $25.00 | 9/15/2012 6:50:30 AM |
duty-viola | $25.00 | 9/14/2012 5:13:59 PM |
community-burrito9 | $35.00 | 9/14/2012 5:14:50 PM |
52digital | $75.00 | 9/14/2012 5:22:24 PM |
chad-bro-chill | $25.00 | 9/14/2012 5:26:41 PM |
money-baron | $50.00 | 9/14/2012 6:08:54 PM |
open-minded-p2p1 | $25.00 | 9/14/2012 6:12:52 PM |
houli123 | $25.00 | 9/14/2012 5:49:35 PM |
azazle | $25.00 | 9/15/2012 12:22:48 AM |
real-return2 | $30.00 | 9/14/2012 6:45:29 PM |
wealth-neutrino2 | $25.00 | 9/14/2012 7:32:00 PM |
Index_Plus | $5,000.00 | 9/14/2012 6:12:19 PM |
first-pragmatic-power | $25.00 | 9/14/2012 6:16:17 PM |
capital-heaven5 | $300.00 | 9/14/2012 6:24:18 PM |
durability-seahorse7 | $50.00 | 9/15/2012 1:25:19 AM |
kendigme | $25.00 | 9/15/2012 5:00:22 AM |
scottssmcom | $81.00 | 9/15/2012 6:26:13 AM |
Vans1975 | $25.11 | 9/15/2012 6:34:59 AM |
az2012 | $25.00 | 9/15/2012 6:12:32 AM |
168RichCapital | $25.09 | 9/15/2012 6:44:40 AM |
47 Investments
|
Borrower Payment Dependent Notes Series
639586
This series of Notes was issued and sold upon the funding of the borrower loan #74986, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
Lender yield:
| 26.10% |
Borrower rate/APR:
| 27.10% / 31.01% |
Monthly payment:
| $163.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.91% | | |
| |
Estimated return*:
| 12.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 29% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 13y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,057 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| miser740 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
trade-boots1 | $100.00 | 9/14/2012 9:04:26 AM |
enriching-dollar1 | $100.00 | 9/14/2012 9:06:31 AM |
versatile-dime442 | $250.00 | 9/14/2012 9:15:50 AM |
pierrelasvegas | $25.00 | 9/14/2012 9:11:08 AM |
openness-antioxidant | $75.00 | 9/14/2012 9:42:07 AM |
careful-vigilance4 | $25.00 | 9/14/2012 10:02:42 AM |
desertoasis | $25.00 | 9/14/2012 10:12:09 AM |
dariop | $25.01 | 9/14/2012 10:04:51 AM |
deal-banker | $25.00 | 9/14/2012 11:17:01 AM |
108-IRA | $50.00 | 9/14/2012 10:27:28 AM |
new-gold-wrangler | $1,000.00 | 9/14/2012 10:42:02 AM |
ethical-truth211 | $200.00 | 9/14/2012 12:55:47 PM |
global-invest-group | $25.00 | 9/14/2012 1:15:52 PM |
first-pragmatic-power | $25.00 | 9/14/2012 1:36:29 PM |
bold-direct-asset | $50.00 | 9/14/2012 5:12:07 PM |
wise-deal-panda | $100.00 | 9/14/2012 5:13:39 PM |
BankofRon_IRA | $100.00 | 9/14/2012 5:39:58 PM |
durability-ace9 | $30.00 | 9/14/2012 5:51:04 PM |
asiaratt | $43.00 | 9/14/2012 5:27:49 PM |
tolerant-responsibility051 | $493.99 | 9/14/2012 5:51:28 PM |
terrific-dough6 | $50.00 | 9/14/2012 5:45:45 PM |
greencat | $50.00 | 9/14/2012 9:06:26 AM |
benevolent-loot5 | $200.00 | 9/14/2012 9:07:39 AM |
power-chihuahua | $25.00 | 9/14/2012 9:28:11 AM |
agreement-mesh9 | $35.00 | 9/14/2012 9:27:32 AM |
Gladglide | $25.00 | 9/14/2012 9:28:04 AM |
52digital | $75.00 | 9/14/2012 9:29:46 AM |
worth-shower8 | $100.00 | 9/14/2012 10:22:16 AM |
responsibility-butterfly | $25.00 | 9/14/2012 10:26:44 AM |
Investor_DP | $200.00 | 9/14/2012 10:11:51 AM |
first-friendly-listing | $50.00 | 9/14/2012 10:13:08 AM |
let_me_retire | $50.00 | 9/14/2012 11:38:16 AM |
authoritative-capital | $25.00 | 9/14/2012 10:39:43 AM |
UltimateWill | $25.00 | 9/14/2012 12:22:55 PM |
cash-cymbal3 | $50.00 | 9/14/2012 1:41:03 PM |
harmonious-contract5 | $25.00 | 9/14/2012 2:10:39 PM |
loyalist1 | $98.00 | 9/14/2012 12:32:57 PM |
payment-halo | $25.00 | 9/14/2012 4:23:34 PM |
p2ploan-aggregator4 | $25.00 | 9/14/2012 2:45:50 PM |
cajunguy | $25.00 | 9/14/2012 4:06:53 PM |
newest-currency-vibrato | $25.00 | 9/14/2012 5:08:23 PM |
joyous-peace443 | $25.00 | 9/14/2012 5:36:33 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
639642
This series of Notes was issued and sold upon the funding of the borrower loan #75325, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,327.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $366.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 25% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,503 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| benjamins-tamer |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 70% )
| 680-699 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 3
( 30% )
| 720-739
(Oct-2011)
740-759
(Feb-2010)
|
Principal balance:
| $11,672.38 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to reduce high interest credit card debt.
My financial situation:
I am a good candidate for this loan because my wife and I have made significant progress over the past couple of years reducing our debt by spending diligently, paying as much as we can towards our debt, and switching from higher rates, when possible. We currently have another loan outstanding with Prosper, which is in good standing. Unfortunately, we are caught in the credit score trap...we are reducing our debt and closing accounts, which seems like it should help our score. Unfortunately, we have seen it drop, even though our debt level has decreased. I hope potential borrowers will take our actions and history in to account more than our credit score.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $11,994.00 | 9/17/2012 5:06:18 PM |
durability-ace9 | $30.00 | 9/17/2012 5:06:33 PM |
desertoasis | $25.00 | 9/17/2012 5:14:55 PM |
Imaginos1892 | $100.00 | 9/17/2012 5:11:51 PM |
persist_in_doing | $25.00 | 9/17/2012 5:24:40 PM |
radiant-dollar9 | $7.25 | 9/17/2012 5:26:29 PM |
pierrelasvegas | $25.00 | 9/17/2012 5:22:49 PM |
wetlands | $200.00 | 9/17/2012 5:24:52 PM |
et28 | $75.00 | 9/17/2012 5:11:09 PM |
312-Lender | $100.00 | 9/17/2012 5:15:45 PM |
thrilling-fund427 | $50.00 | 9/17/2012 5:17:13 PM |
reordan | $25.00 | 9/17/2012 5:07:36 PM |
SweetSerenityInvest | $25.75 | 9/17/2012 5:10:48 PM |
abundant-power | $25.00 | 9/17/2012 5:14:24 PM |
lisanate | $25.00 | 9/17/2012 5:25:40 PM |
trade-boots1 | $100.00 | 9/17/2012 5:16:32 PM |
84928429 | $50.00 | 9/17/2012 5:16:47 PM |
ferocious-kindness8 | $30.00 | 9/17/2012 5:17:07 PM |
affluence-microscope2 | $200.00 | 9/17/2012 5:21:14 PM |
vutah | $65.00 | 9/17/2012 5:08:15 PM |
professional-vigilance9 | $100.00 | 9/17/2012 5:13:07 PM |
dmunySF | $50.00 | 9/17/2012 5:15:04 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
639662
This series of Notes was issued and sold upon the funding of the borrower loan #75473, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 4% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 11y 10m |
Amount delinquent:
| $35,008 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| professional-market6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
spartacusiam | $25.00 | 9/15/2012 12:25:07 PM |
EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:53 AM |
papaloha | $25.00 | 9/16/2012 8:21:43 PM |
mrxtravis | $25.00 | 9/17/2012 6:19:08 PM |
durability-seahorse7 | $50.00 | 9/18/2012 12:53:24 AM |
lincny2 | $50.97 | 9/18/2012 11:40:51 AM |
Canidae | $100.00 | 9/18/2012 10:34:18 AM |
deal-hickory5 | $25.00 | 9/18/2012 4:10:56 PM |
Wordsmth | $30.00 | 9/19/2012 8:59:04 AM |
compatible-deal9 | $25.00 | 9/19/2012 2:53:45 PM |
GTMoneyMan | $25.00 | 9/19/2012 5:00:24 PM |
freedomlender | $25.00 | 9/20/2012 5:49:06 AM |
cp-family | $50.00 | 9/20/2012 5:20:11 PM |
SoCalIsHere | $25.00 | 9/16/2012 5:30:18 PM |
majestic-note6 | $150.00 | 9/17/2012 9:16:25 AM |
simplelender80 | $500.00 | 9/17/2012 9:27:15 AM |
LuvToLend | $25.00 | 9/17/2012 11:23:49 AM |
kevin314 | $25.00 | 9/17/2012 5:14:05 PM |
responsibility-butterfly | $25.00 | 9/17/2012 11:08:26 AM |
revenue-serenity | $25.00 | 9/18/2012 11:18:33 AM |
pdub | $250.00 | 9/18/2012 5:58:27 PM |
checksplay | $25.00 | 9/18/2012 11:23:50 PM |
businessbroker101 | $25.00 | 9/19/2012 7:59:38 AM |
supreme-affluence798 | $25.00 | 9/19/2012 9:08:06 AM |
alliancecapital1 | $25.00 | 9/19/2012 9:00:35 AM |
bewitching-dollar5 | $100.00 | 9/19/2012 6:10:05 PM |
irrelevant | $50.00 | 9/20/2012 5:05:48 AM |
worthy-bid8 | $100.00 | 9/20/2012 9:01:05 AM |
TruTaing | $25.00 | 9/20/2012 10:11:17 AM |
emance | $50.00 | 9/20/2012 4:34:40 PM |
historic-value7 | $25.00 | 9/20/2012 5:15:57 PM |
FundMaker | $19.03 | 9/20/2012 6:21:32 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
639722
This series of Notes was issued and sold upon the funding of the borrower loan #75094, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
15 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,073 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| durability-pole6 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate
My financial situation: fair
I am a good candidate for this loan because...of my credit history
Monthly net income: $4700.00
Monthly expenses: $
Housing: $1800
Insurance: $60
Car expenses: $200
Utilities: $100-150
Phone, cable, internet: $210
Food, entertainment: $300Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
graceful-investment | $53.00 | 9/16/2012 2:08:23 PM |
scoobiedoo | $25.02 | 9/16/2012 7:14:43 PM |
newest-generous-income | $25.00 | 9/17/2012 2:37:37 AM |
let_me_retire | $25.00 | 9/17/2012 4:16:10 AM |
majestic-note6 | $150.00 | 9/17/2012 9:16:26 AM |
john0720 | $25.00 | 9/17/2012 10:06:22 AM |
whitegold24k | $100.00 | 9/17/2012 11:30:13 AM |
rate-advocator7 | $100.00 | 9/17/2012 11:30:33 AM |
responsibility-butterfly | $25.00 | 9/17/2012 11:08:29 AM |
berniemadeoff | $25.00 | 9/16/2012 4:14:02 PM |
Rogelio48 | $25.00 | 9/16/2012 5:13:30 PM |
Zingaro | $25.00 | 9/16/2012 2:19:21 PM |
dudebrah | $25.00 | 9/16/2012 8:37:35 PM |
bellaquito | $500.00 | 9/16/2012 3:51:57 PM |
papaloha | $25.00 | 9/16/2012 8:21:47 PM |
52digital | $75.00 | 9/16/2012 3:29:12 PM |
Christophe | $25.00 | 9/17/2012 7:15:45 AM |
Dubbs360 | $500.00 | 9/17/2012 9:32:27 AM |
MI2 | $1,246.98 | 9/17/2012 12:25:11 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
639828
This series of Notes was issued and sold upon the funding of the borrower loan #75000, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 26.10% |
Borrower rate/APR:
| 27.10% / 31.01% |
Monthly payment:
| $163.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.91% | | |
| |
Estimated return*:
| 12.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 32% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,276 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fund-dancer3 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2100
Monthly expenses: $1800
Housing: $661
Insurance: $130
Car expenses: $
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
hektek22 | $600.00 | 9/19/2012 5:08:41 PM |
imogen22 | $50.00 | 9/19/2012 5:12:03 PM |
asset-professor | $25.00 | 9/19/2012 5:12:08 PM |
pierrelasvegas | $25.00 | 9/19/2012 5:14:29 PM |
favorite-commerce | $50.00 | 9/19/2012 5:02:56 PM |
NickelSteamroller | $35.00 | 9/19/2012 5:07:04 PM |
PrimeFunding | $25.00 | 9/19/2012 5:27:03 PM |
durability-ace9 | $30.00 | 9/19/2012 5:08:54 PM |
lowrater | $50.70 | 9/19/2012 5:02:38 PM |
duty-viola | $25.00 | 9/19/2012 5:09:47 PM |
historic-value7 | $100.00 | 9/19/2012 5:11:51 PM |
trade-boots1 | $100.00 | 9/19/2012 5:06:38 PM |
joyous-peace443 | $25.00 | 9/19/2012 5:06:48 PM |
benevolent-loot5 | $200.00 | 9/19/2012 5:10:33 PM |
CA-Lender | $25.00 | 9/19/2012 5:10:44 PM |
proper-exchange8 | $50.00 | 9/19/2012 5:46:31 PM |
lovely-currency3 | $50.00 | 9/19/2012 5:13:22 PM |
houli123 | $25.00 | 9/19/2012 5:23:13 PM |
refresher211 | $25.00 | 9/19/2012 5:15:27 PM |
brainy-return234 | $25.00 | 9/19/2012 5:24:11 PM |
adventurer447 | $300.00 | 9/19/2012 5:29:37 PM |
credit-coach118 | $25.56 | 9/19/2012 5:22:06 PM |
mindful-generosity1 | $25.00 | 9/19/2012 5:37:47 PM |
BankofRon | $25.00 | 9/19/2012 5:25:30 PM |
julijask | $25.00 | 9/19/2012 5:25:49 PM |
Dave0 | $25.00 | 9/19/2012 6:08:17 PM |
john0720 | $25.00 | 9/19/2012 6:11:46 PM |
intelligent-yield | $26.00 | 9/19/2012 5:49:10 PM |
bellaquito | $500.00 | 9/19/2012 6:19:29 PM |
irrelevant | $30.00 | 9/19/2012 5:09:42 PM |
income-triangulation1 | $25.00 | 9/19/2012 5:01:59 PM |
BankofRon_IRA | $100.00 | 9/19/2012 5:12:17 PM |
jgar_O | $30.00 | 9/19/2012 5:06:17 PM |
deal-galleon | $25.00 | 9/19/2012 5:37:39 PM |
MFBank | $50.00 | 9/19/2012 5:14:49 PM |
versatile-dime442 | $242.00 | 9/19/2012 5:18:44 PM |
first-balance-neutron | $42.00 | 9/19/2012 5:45:55 PM |
DSFinancial | $25.00 | 9/19/2012 5:12:32 PM |
handy-justice | $50.00 | 9/19/2012 5:13:01 PM |
scholarly-order6 | $50.00 | 9/19/2012 5:14:38 PM |
elegant-hope578 | $50.00 | 9/19/2012 5:28:59 PM |
judson | $25.00 | 9/19/2012 6:02:10 PM |
durability-seahorse7 | $100.00 | 9/19/2012 5:20:30 PM |
scoobiedoo | $40.00 | 9/19/2012 5:30:07 PM |
52digital | $75.00 | 9/19/2012 5:20:53 PM |
JoePaNation | $50.00 | 9/19/2012 5:32:01 PM |
credit-adventurer313 | $35.00 | 9/19/2012 5:32:51 PM |
careful-vigilance4 | $25.00 | 9/19/2012 5:36:38 PM |
squarebob | $25.00 | 9/19/2012 6:14:10 PM |
money-baron | $50.00 | 9/19/2012 6:15:29 PM |
Investor_DP | $200.00 | 9/19/2012 6:18:36 PM |
the-credit-maker | $62.00 | 9/19/2012 5:57:23 PM |
108-IRA | $50.00 | 9/19/2012 6:12:28 PM |
power-chihuahua | $25.00 | 9/19/2012 5:49:22 PM |
charming-exchange7 | $25.00 | 9/19/2012 5:54:39 PM |
Silver_Rupee | $25.01 | 9/19/2012 6:01:06 PM |
transaction-circuit | $58.00 | 9/19/2012 6:07:33 PM |
bewitching-dollar5 | $100.00 | 9/19/2012 6:10:13 PM |
moola-buddy | $25.00 | 9/19/2012 6:12:00 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
639868
This series of Notes was issued and sold upon the funding of the borrower loan #75263, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,001.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $177.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 10% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,688 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| inspired-responsibility097 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
urbane-income7 | $25.00 | 9/14/2012 5:09:12 PM |
Goodlender42 | $25.00 | 9/14/2012 5:18:12 PM |
tranquil-note5 | $50.00 | 9/14/2012 5:06:16 PM |
compassion-twister2 | $50.00 | 9/14/2012 5:20:37 PM |
community-burrito9 | $25.00 | 9/14/2012 5:13:46 PM |
tranquil-gain1 | $75.00 | 9/14/2012 5:45:28 PM |
cash-mad-scientist3 | $25.00 | 9/14/2012 5:20:41 PM |
first-careful-currency | $300.00 | 9/14/2012 5:49:41 PM |
openness-antioxidant | $75.00 | 9/14/2012 5:32:38 PM |
generous-deal6 | $25.00 | 9/14/2012 5:45:33 PM |
superb-funds335 | $25.00 | 9/14/2012 5:56:13 PM |
benevolent-marketplace4 | $2,500.00 | 9/14/2012 6:11:29 PM |
Index_Plus | $1,063.00 | 9/14/2012 6:12:20 PM |
loot-baton | $25.00 | 9/14/2012 5:07:47 PM |
melodious-fairness | $50.00 | 9/14/2012 5:20:52 PM |
cattlebaron | $25.00 | 9/14/2012 5:43:50 PM |
mikrolown | $25.00 | 9/14/2012 5:19:34 PM |
tech310 | $38.00 | 9/14/2012 5:24:37 PM |
ready-justice7 | $50.00 | 9/14/2012 5:38:42 PM |
lochinvar | $75.00 | 9/14/2012 5:53:21 PM |
kfrench | $75.00 | 9/14/2012 6:01:44 PM |
versatile-dime442 | $250.00 | 9/14/2012 6:01:16 PM |
adaboy65 | $100.00 | 9/14/2012 5:55:21 PM |
ready-interest9 | $25.00 | 9/14/2012 6:00:15 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
639880
This series of Notes was issued and sold upon the funding of the borrower loan #74742, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $376.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 7% |
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
6 | Length of status: | 35y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,866 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dough-cello78 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...home improvements
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $12000
Monthly expenses: $1200
Housing: $2200
Insurance: $
Car expenses: $0
Utilities: $200
Phone, cable, internet: $75
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LendingPimp_2 | $26.00 | 9/14/2012 5:04:09 PM |
callmebryan | $25.00 | 9/14/2012 5:02:15 PM |
melodious-fairness | $50.00 | 9/14/2012 5:20:52 PM |
cash-mad-scientist3 | $25.00 | 9/14/2012 5:20:41 PM |
lochinvar | $75.00 | 9/14/2012 5:53:22 PM |
commerce-venture1 | $57.11 | 9/14/2012 5:55:21 PM |
first-pragmatic-power | $25.00 | 9/14/2012 5:33:24 PM |
fund-medalist171 | $65.00 | 9/14/2012 5:38:02 PM |
goat0 | $100.00 | 9/14/2012 5:38:08 PM |
benevolent-marketplace4 | $2,500.00 | 9/14/2012 6:11:29 PM |
superb-funds335 | $25.00 | 9/14/2012 5:56:13 PM |
toblerone | $25.00 | 9/14/2012 5:58:17 PM |
Index_Plus | $5,000.00 | 9/14/2012 6:12:20 PM |
impressive-loan | $100.00 | 9/14/2012 5:58:12 PM |
majestic-note6 | $200.00 | 9/14/2012 6:02:08 PM |
income-triangulation1 | $25.00 | 9/14/2012 5:05:08 PM |
mikrolown | $25.00 | 9/14/2012 5:19:34 PM |
historic-value7 | $300.00 | 9/14/2012 5:02:03 PM |
CA-Lender | $50.00 | 9/14/2012 5:25:05 PM |
justreturns | $25.00 | 9/14/2012 5:30:54 PM |
spartacusiam | $25.00 | 9/14/2012 5:10:45 PM |
Assets-Up | $25.00 | 9/14/2012 5:41:11 PM |
generous-deal6 | $25.00 | 9/14/2012 5:45:34 PM |
compassion-twister2 | $50.00 | 9/14/2012 5:22:14 PM |
ready-justice7 | $50.00 | 9/14/2012 5:38:42 PM |
missing-link | $25.00 | 9/14/2012 5:49:33 PM |
ready-interest9 | $25.00 | 9/14/2012 6:00:16 PM |
supreme-treasure8 | $100.00 | 9/14/2012 5:45:24 PM |
adaboy65 | $100.00 | 9/14/2012 5:55:22 PM |
money-baron | $50.00 | 9/14/2012 6:08:54 PM |
first-wampum-gazer | $1,000.00 | 9/14/2012 6:14:56 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
639894
This series of Notes was issued and sold upon the funding of the borrower loan #75403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Sep-18-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 4.86% |
Borrower rate/APR:
| 5.86% / 6.80% |
Monthly payment:
| $688.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.87% | | |
| |
Estimated return*:
| 3.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 30% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,120 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| funds-jubilee6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Pay off credit card debt and consolidate to a lower interest rate, so I can be able to start SAVING money.
My financial situation:
I have a stable, well paying position and have always paid my bills on time. I recently moved and am paying much lower rent than before, allowing me to put more money towards outstanding debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
trade-boots1 | $100.00 | 9/18/2012 9:04:17 AM |
note-willow8 | $25.00 | 9/18/2012 9:03:42 AM |
enterprising-exchange6 | $50.00 | 9/18/2012 9:09:47 AM |
Zach842 | $25.00 | 9/18/2012 9:21:16 AM |
kenji4861 | $25.00 | 9/18/2012 9:03:32 AM |
Castellan | $50.00 | 9/18/2012 9:19:30 AM |
_NaLNaBB | $100.00 | 9/18/2012 9:26:54 AM |
logical-reward8 | $25.00 | 9/18/2012 9:11:48 AM |
Taxman44 | $25.00 | 9/18/2012 9:35:09 AM |
neighborly-hope6 | $100.00 | 9/18/2012 9:45:40 AM |
velocityasaurus-rex4 | $100.00 | 9/18/2012 10:24:18 AM |
bazaar-tulip | $25.00 | 9/18/2012 10:01:55 AM |
excellent-funds649 | $130.00 | 9/18/2012 10:35:18 AM |
azazle | $50.00 | 9/18/2012 10:38:32 AM |
bellaquito | $500.00 | 9/18/2012 11:11:20 AM |
giftgold | $25.00 | 9/18/2012 11:02:00 AM |
unrelenting-power5 | $25.00 | 9/18/2012 4:03:15 PM |
Tonusb0 | $25.00 | 9/18/2012 4:44:07 PM |
elfincove | $50.00 | 9/18/2012 3:43:26 PM |
boston_mass | $25.00 | 9/18/2012 5:07:55 PM |
CIC | $25.00 | 9/18/2012 12:26:55 PM |
imogen22 | $25.00 | 9/18/2012 12:43:34 PM |
lsx7 | $222.53 | 9/18/2012 4:22:34 PM |
jennifer55126 | $25.00 | 9/18/2012 5:08:29 PM |
Bubba-doggie-dog | $25.00 | 9/18/2012 5:22:12 PM |
fabulous-bazaar4 | $25.00 | 9/18/2012 5:26:39 PM |
soulful-p2p432 | $25.00 | 9/18/2012 5:45:15 PM |
velocity-motivator6 | $25.00 | 9/18/2012 6:38:05 PM |
money-ballet6 | $25.00 | 9/18/2012 9:46:24 PM |
shellstar | $25.00 | 9/18/2012 6:06:34 PM |
D100 | $25.06 | 9/18/2012 7:59:30 PM |
BigBag | $25.00 | 9/18/2012 8:34:06 PM |
cerebral-dollar773 | $25.00 | 9/19/2012 6:01:05 AM |
responsibility-butterfly | $25.00 | 9/18/2012 7:15:49 PM |
Hogan55 | $67.66 | 9/18/2012 9:01:04 PM |
rakey | $25.00 | 9/19/2012 5:34:39 AM |
chac | $300.00 | 9/19/2012 9:01:37 AM |
mjjjrj | $26.04 | 9/19/2012 6:06:46 AM |
shaker348 | $50.00 | 9/19/2012 9:14:11 AM |
imdave4me | $45.42 | 9/19/2012 8:10:09 AM |
justinology | $25.50 | 9/19/2012 8:31:52 AM |
Sneezie | $100.00 | 9/19/2012 9:00:56 AM |
nuclearmoose | $50.00 | 9/19/2012 9:15:06 AM |
petera650 | $25.00 | 9/19/2012 9:35:54 AM |
RG | $30.00 | 9/19/2012 9:08:17 AM |
american6 | $50.00 | 9/19/2012 9:08:37 AM |
peace-fiesta7 | $25.00 | 9/19/2012 9:31:45 AM |
cash-kin7 | $50.00 | 9/19/2012 10:01:20 AM |
Investoman | $25.00 | 9/19/2012 9:48:55 AM |
zerocreativity1 | $51.56 | 9/19/2012 1:22:34 PM |
transaction-keeper5 | $25.00 | 9/19/2012 4:20:06 PM |
pragmatic-wampum2 | $25.00 | 9/19/2012 5:05:43 PM |
newest-currency-vibrato | $25.00 | 9/19/2012 5:43:22 PM |
historic-reward468 | $100.00 | 9/19/2012 6:25:11 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:32 PM |
hard-working-loan3 | $59.40 | 9/19/2012 5:47:27 PM |
weatherman89 | $200.00 | 9/20/2012 5:45:05 AM |
radforj22 | $25.00 | 9/19/2012 8:05:01 PM |
MateCocido | $36.00 | 9/20/2012 6:36:31 AM |
penny-drum7 | $25.00 | 9/20/2012 6:51:07 AM |
vision2seavt | $100.00 | 9/20/2012 7:11:44 AM |
finance-coyote3 | $230.00 | 9/20/2012 1:44:44 AM |
dough-kitten5 | $25.00 | 9/20/2012 4:27:27 AM |
transaction-gadget | $25.00 | 9/19/2012 10:01:08 PM |
socrates520 | $50.00 | 9/19/2012 11:34:04 PM |
bonafide-economy | $25.00 | 9/20/2012 6:54:10 AM |
broosky2 | $100.00 | 9/20/2012 7:44:39 AM |
authoritative-loot | $25.00 | 9/20/2012 9:36:06 AM |
perfume956 | $50.00 | 9/20/2012 9:16:46 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:27 AM |
agalt | $100.00 | 9/20/2012 10:54:10 AM |
taiko6 | $22.33 | 9/20/2012 11:05:41 AM |
zxr | $25.00 | 9/20/2012 10:03:58 AM |
designer_10 | $25.00 | 9/20/2012 10:52:47 AM |
durability-seahorse7 | $50.00 | 9/18/2012 9:01:02 AM |
auction-sage | $100.00 | 9/18/2012 9:12:54 AM |
theogeer | $25.00 | 9/18/2012 9:35:56 AM |
EnglishGeekInNYC | $25.00 | 9/18/2012 9:39:37 AM |
TGGGGGGGGGGGGGGG | $25.00 | 9/18/2012 9:21:22 AM |
Avala | $100.00 | 9/18/2012 9:32:10 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:34 AM |
lionheart722 | $100.00 | 9/18/2012 9:44:12 AM |
britgsb | $50.00 | 9/18/2012 9:45:01 AM |
rakem777 | $25.00 | 9/18/2012 10:26:16 AM |
enchanted-note | $50.00 | 9/18/2012 10:40:58 AM |
kfrench | $75.00 | 9/18/2012 10:45:00 AM |
Gold-bug | $50.00 | 9/18/2012 10:05:23 AM |
GoldenKoi | $100.00 | 9/18/2012 10:19:07 AM |
bewitching-commitment421 | $50.00 | 9/18/2012 11:31:23 AM |
Bendistraw | $25.00 | 9/18/2012 5:02:12 PM |
handy-money9 | $75.00 | 9/18/2012 10:52:26 AM |
Batman2u | $50.00 | 9/18/2012 2:59:33 PM |
citizenX | $50.00 | 9/18/2012 4:33:07 PM |
MonkeyHero | $29.50 | 9/18/2012 11:41:59 AM |
FAsAreDUMB | $50.26 | 9/18/2012 2:01:24 PM |
Cash4U2also | $25.00 | 9/18/2012 3:13:15 PM |
AcProb5 | $25.00 | 9/18/2012 3:23:11 PM |
magical-kindness888888 | $100.00 | 9/18/2012 5:45:14 PM |
revenue-carnation043 | $25.00 | 9/18/2012 6:20:06 PM |
pdub | $250.00 | 9/18/2012 5:58:29 PM |
wampum-chorus3 | $50.00 | 9/18/2012 6:30:40 PM |
first-charming-fund | $25.00 | 9/18/2012 9:34:57 PM |
blot44 | $25.00 | 9/18/2012 7:17:33 PM |
hopeful_lender | $200.00 | 9/18/2012 7:42:42 PM |
UncleBuffett | $50.00 | 9/18/2012 7:21:41 PM |
jbeyeler | $30.30 | 9/19/2012 3:44:05 AM |
community-stream9 | $25.00 | 9/18/2012 8:39:43 PM |
blue-useful-auction | $25.00 | 9/19/2012 6:26:26 AM |
BaxterSandy | $27.50 | 9/19/2012 7:23:30 AM |
benjamins-party4 | $25.87 | 9/19/2012 4:11:56 AM |
polka2002 | $26.15 | 9/19/2012 6:50:42 AM |
Leopoldine | $25.00 | 9/19/2012 9:15:26 AM |
ingenious-deal6 | $25.00 | 9/19/2012 9:21:27 AM |
CoolPlexer | $50.00 | 9/19/2012 10:51:53 AM |
prudent-deal662 | $25.00 | 9/19/2012 9:56:00 AM |
velocity-collector854 | $50.00 | 9/19/2012 12:59:46 PM |
availableloan | $25.00 | 9/19/2012 10:00:13 AM |
proud-wealth2 | $28.46 | 9/19/2012 2:35:06 PM |
Laissez-faire | $250.00 | 9/19/2012 4:19:34 PM |
GrayStudio | $25.00 | 9/19/2012 12:22:20 PM |
bazaar-catapult0 | $35.26 | 9/19/2012 1:20:14 PM |
Laissez-faire | $250.00 | 9/19/2012 4:19:51 PM |
nickel-karate5 | $100.00 | 9/19/2012 4:43:27 PM |
Corlei | $50.00 | 9/19/2012 5:48:46 PM |
durability-rumbler5 | $50.00 | 9/19/2012 9:14:08 PM |
speedy-point | $25.00 | 9/19/2012 11:46:55 PM |
Lev8 | $25.00 | 9/20/2012 6:06:16 AM |
magical-kindness888888 | $77.71 | 9/19/2012 8:30:47 PM |
powerful-return1 | $128.49 | 9/19/2012 9:36:47 PM |
a-versatile-power | $25.00 | 9/20/2012 6:45:26 AM |
awesome-generosity4 | $26.00 | 9/20/2012 4:59:00 AM |
leverage-baker | $25.00 | 9/20/2012 8:12:26 AM |
ore-widget7 | $50.00 | 9/20/2012 9:30:31 AM |
msb-emba | $25.00 | 9/20/2012 8:35:22 AM |
johnyv40 | $25.00 | 9/20/2012 9:05:59 AM |
rjmdez | $25.00 | 9/20/2012 9:06:16 AM |
girlwithglasses | $43.00 | 9/20/2012 9:38:56 AM |
brainy-penny5 | $25.00 | 9/20/2012 10:52:20 AM |
igivecauseicare | $25.00 | 9/20/2012 10:59:40 AM |
a-finance-director | $50.00 | 9/20/2012 10:16:04 AM |
140 Investments
|
Borrower Payment Dependent Notes Series
639936
This series of Notes was issued and sold upon the funding of the borrower loan #75039, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $592.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
16 | Length of status: | 16y 5m |
Amount delinquent:
| $114 |
Total credit lines:
| 38 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $69,554 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Copper12 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 14,000
Monthly expenses: $ 12,000
Housing: $ 675.00
Insurance: $ 400
Car expenses: $ 800
Utilities: $ 250
Phone, cable, internet: $ 150
Food, entertainment: $ 400
Clothing, household expenses: $ 200
Credit cards and other loans: $ 4,000
Other expenses: $ 1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $1,000.00 | 9/16/2012 1:40:49 PM |
113121 | $25.00 | 9/17/2012 9:17:16 AM |
historic-value7 | $200.00 | 9/16/2012 12:08:10 PM |
brainy-return234 | $25.00 | 9/16/2012 2:36:22 PM |
Beld | $50.00 | 9/16/2012 2:48:55 PM |
revenue-innovator1 | $50.00 | 9/16/2012 2:26:17 PM |
52digital | $75.00 | 9/16/2012 2:27:51 PM |
statuesque-affluence058 | $25.00 | 9/16/2012 3:09:09 PM |
duty-viola | $25.00 | 9/16/2012 2:51:39 PM |
thrifty-capital | $25.00 | 9/16/2012 7:11:41 PM |
supreme-treasure8 | $100.00 | 9/16/2012 2:40:15 PM |
blue-order-comet | $25.00 | 9/16/2012 10:28:43 PM |
friendly-gold | $25.00 | 9/16/2012 3:02:02 PM |
money-baron | $50.00 | 9/16/2012 3:30:29 PM |
professional-vigilance9 | $100.00 | 9/17/2012 9:24:16 AM |
gotjack-IRA | $25.02 | 9/17/2012 9:33:52 AM |
majestic-note6 | $200.00 | 9/17/2012 9:16:16 AM |
decisive-income7 | $1,000.00 | 9/17/2012 7:24:12 AM |
money-baron-Roth401k | $50.00 | 9/17/2012 10:34:58 AM |
roux | $25.00 | 9/17/2012 10:40:37 AM |
WriteTheLegend | $250.00 | 9/17/2012 10:41:48 AM |
sustainable-lender | $25.00 | 9/17/2012 9:38:47 AM |
Comoparklender | $25.00 | 9/17/2012 9:58:28 AM |
irrelevant | $50.00 | 9/17/2012 5:05:08 PM |
asset-professor | $25.00 | 9/17/2012 5:43:59 PM |
diplomatic-wealth7 | $25.00 | 9/17/2012 5:51:45 PM |
Kunakiku | $25.00 | 9/17/2012 5:45:16 PM |
phaques | $400.00 | 9/17/2012 6:57:17 PM |
cardminger | $25.00 | 9/17/2012 5:57:23 PM |
nourishing-interest0 | $25.00 | 9/17/2012 11:16:28 PM |
justreturns | $25.00 | 9/17/2012 6:04:48 PM |
pythia | $25.00 | 9/18/2012 3:07:38 AM |
BizAnalyst | $50.00 | 9/18/2012 5:28:26 AM |
CA-Lender | $25.00 | 9/18/2012 8:27:55 AM |
MI2 | $5,000.00 | 9/18/2012 9:01:56 AM |
durable-auction0 | $50.00 | 9/18/2012 8:30:37 AM |
dough-hammock | $25.00 | 9/18/2012 6:32:44 AM |
reflective-rupee | $25.00 | 9/18/2012 9:07:59 AM |
fund-blackberry6 | $25.00 | 9/18/2012 9:05:08 AM |
scholarly-order6 | $25.00 | 9/18/2012 9:37:06 AM |
NobisEst | $50.00 | 9/18/2012 9:51:12 AM |
social-cocktail1 | $200.00 | 9/18/2012 10:03:19 AM |
commerce-guitar6 | $25.00 | 9/18/2012 9:54:35 AM |
first-integrity-gravity | $50.00 | 9/18/2012 9:58:06 AM |
bubb_hans | $25.00 | 9/18/2012 9:58:19 AM |
economy-shrubbery6 | $25.00 | 9/18/2012 10:07:49 AM |
return-pioneer221 | $26.00 | 9/18/2012 10:08:12 AM |
principal-cooker2 | $50.00 | 9/18/2012 9:52:15 AM |
handy-money9 | $75.00 | 9/18/2012 10:52:15 AM |
jstefans | $25.00 | 9/18/2012 10:00:41 AM |
shrewd-peace7 | $25.00 | 9/18/2012 10:05:28 AM |
careful-vigilance4 | $25.00 | 9/18/2012 10:07:37 AM |
wwwUniversal | $25.00 | 9/18/2012 10:16:45 AM |
CalBear08 | $33.33 | 9/18/2012 4:49:12 PM |
payout-mushroom4 | $25.00 | 9/18/2012 4:58:16 PM |
cash-delight1 | $50.00 | 9/18/2012 10:59:12 AM |
revenue-serenity | $25.00 | 9/18/2012 11:19:56 AM |
spirited-greenback814 | $50.00 | 9/18/2012 11:20:06 AM |
dudebrah | $25.00 | 9/18/2012 11:22:19 AM |
global-invest-group | $25.00 | 9/18/2012 2:31:35 PM |
ore-genius2 | $200.00 | 9/18/2012 2:50:48 PM |
unfixer | $50.00 | 9/18/2012 5:26:22 PM |
nourishing-wampum7 | $25.00 | 9/18/2012 5:47:48 PM |
natural-affluence6 | $25.00 | 9/18/2012 5:01:15 AM |
bold-marketplace-awakening | $100.00 | 9/16/2012 2:29:07 PM |
open-minded-p2p1 | $25.00 | 9/16/2012 2:49:36 PM |
capital-renewal | $25.00 | 9/16/2012 2:25:42 PM |
RGlad | $250.00 | 9/16/2012 12:13:44 PM |
vutah | $65.00 | 9/16/2012 12:16:19 PM |
EnglishGeekInNYC | $50.00 | 9/16/2012 3:17:50 PM |
bold-social-widget | $25.00 | 9/16/2012 3:41:10 PM |
paytonbrigadier | $250.00 | 9/16/2012 2:55:12 PM |
p2p-czar3 | $25.00 | 9/16/2012 2:45:30 PM |
papaloha | $25.00 | 9/16/2012 8:21:47 PM |
gold-pudding6 | $60.00 | 9/16/2012 3:02:28 PM |
first-pragmatic-power | $25.00 | 9/16/2012 3:08:32 PM |
Underworld_Explorer | $50.00 | 9/16/2012 9:46:44 PM |
commerce-venture1 | $25.00 | 9/16/2012 4:03:21 PM |
simplelender80 | $500.00 | 9/17/2012 9:27:19 AM |
durability-seahorse7 | $50.00 | 9/17/2012 9:40:26 AM |
greenback-sage433 | $25.00 | 9/17/2012 8:35:47 AM |
keiphers | $25.00 | 9/17/2012 1:53:01 PM |
sincere-agreement9 | $25.00 | 9/17/2012 10:50:33 AM |
responsibility-butterfly | $25.00 | 9/17/2012 11:08:31 AM |
Weaverville | $25.00 | 9/17/2012 10:41:28 AM |
pembull | $25.00 | 9/17/2012 10:47:43 AM |
elegant-hope578 | $50.00 | 9/17/2012 5:50:03 PM |
jebber007 | $25.00 | 9/17/2012 7:20:01 PM |
adventurer447 | $300.00 | 9/17/2012 5:46:50 PM |
graceful-investment | $106.00 | 9/17/2012 10:16:48 PM |
natural-point1 | $25.00 | 9/17/2012 7:13:54 PM |
fantastic-bazaar2 | $50.00 | 9/17/2012 7:28:30 PM |
klinebarger | $25.00 | 9/18/2012 7:37:12 AM |
PrimeFunding | $25.00 | 9/17/2012 11:36:07 PM |
pierrelasvegas | $25.00 | 9/18/2012 8:57:42 AM |
gnar | $25.00 | 9/18/2012 8:58:23 AM |
azazle | $25.00 | 9/18/2012 9:09:41 AM |
leverage-sensai6 | $25.00 | 9/18/2012 9:17:52 AM |
EBITDA | $25.00 | 9/18/2012 9:29:02 AM |
fortytwo | $150.00 | 9/18/2012 9:41:18 AM |
WalnutCreekguy | $50.00 | 9/18/2012 9:18:57 AM |
wildguy | $25.00 | 9/18/2012 9:49:01 AM |
burrito6 | $50.00 | 9/18/2012 9:40:07 AM |
thelovebug | $100.00 | 9/18/2012 9:52:56 AM |
orearella3 | $25.00 | 9/18/2012 9:44:55 AM |
progressive-economy261 | $500.00 | 9/18/2012 9:51:47 AM |
botfolio | $300.00 | 9/18/2012 9:33:01 AM |
farm592 | $25.00 | 9/18/2012 9:36:01 AM |
proper-exchange8 | $50.00 | 9/18/2012 10:02:23 AM |
mercuriant | $25.00 | 9/18/2012 10:14:37 AM |
treasure-palace661 | $300.00 | 9/18/2012 9:49:59 AM |
nimble-revenue5 | $35.00 | 9/18/2012 10:12:19 AM |
melodious-fairness | $100.00 | 9/18/2012 11:24:02 AM |
bonus-seahorse | $25.00 | 9/18/2012 12:55:50 PM |
LendingHelper | $85.44 | 9/18/2012 3:09:50 PM |
compatible-deal9 | $25.00 | 9/18/2012 12:27:12 PM |
dinero-journey9 | $53.37 | 9/18/2012 1:52:35 PM |
special-dinero553 | $25.00 | 9/18/2012 5:48:50 PM |
thankful-nickel2 | $25.00 | 9/18/2012 5:55:00 PM |
money-to-bless | $25.00 | 9/18/2012 5:55:51 PM |
pdub | $185.84 | 9/18/2012 5:56:12 PM |
121 Investments
|
Borrower Payment Dependent Notes Series
639962
This series of Notes was issued and sold upon the funding of the borrower loan #75176, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 14.82% |
Monthly payment:
| $249.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.95% | | |
| |
Estimated return*:
| 7.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
10 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $78,403 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-coin-prophesy |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2011)
|
Principal balance:
| $4,769.51 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
I will pay off higher-interest credit cards and, hopefully, my Prosper loans early as well!
My financial situation:
After involuntarily becoming a one-income family, losing a $50K job in the process, we've learned to live on my income now, and have cut back to necessities. I've been paying a bit more than minimums on my various obligations, but the card companies keep cutting my credit limits, so my utilization remains high. This loan will allow me to eliminate some of the higher-interest debt, making it possible to pay down my balances even sooner.
Thanks very much for your kind consideration!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
velocityasaurus-rex4 | $100.00 | 9/20/2012 9:07:37 AM |
generous-deal6 | $25.00 | 9/20/2012 9:10:28 AM |
green-trade-dolphin2 | $31.44 | 9/20/2012 9:02:21 AM |
Hawaiibynight | $25.00 | 9/20/2012 9:18:12 AM |
darknesscrown | $25.00 | 9/20/2012 9:23:14 AM |
EnglishGeekInNYC | $25.00 | 9/20/2012 9:05:21 AM |
thrifty-transaction578 | $25.00 | 9/20/2012 9:08:20 AM |
imogen22 | $50.00 | 9/20/2012 9:09:45 AM |
special-dinero553 | $25.00 | 9/20/2012 9:11:41 AM |
girlwithglasses | $50.00 | 9/20/2012 9:38:57 AM |
affluence-microscope2 | $200.00 | 9/20/2012 9:02:37 AM |
a-finance-nirvana | $25.00 | 9/20/2012 9:42:30 AM |
CreditBuilder2 | $25.01 | 9/20/2012 9:17:14 AM |
Spooky_Action | $25.00 | 9/20/2012 9:48:05 AM |
socrates520 | $50.00 | 9/20/2012 9:22:04 AM |
the-brilliant-currency | $75.00 | 9/20/2012 9:54:48 AM |
spartacusiam | $25.00 | 9/20/2012 9:10:00 AM |
lionheart722 | $100.00 | 9/20/2012 9:10:17 AM |
kind-magical-investment | $25.00 | 9/20/2012 10:03:31 AM |
wetlands | $200.00 | 9/20/2012 9:14:37 AM |
unrivaled-deal676 | $50.00 | 9/20/2012 9:41:39 AM |
windguy | $50.00 | 9/20/2012 9:18:23 AM |
Robin_Hood | $50.00 | 9/20/2012 9:48:02 AM |
courteous-trade229 | $34.49 | 9/20/2012 10:25:47 AM |
payout-paladin3 | $500.00 | 9/20/2012 10:45:17 AM |
agalt | $100.00 | 9/20/2012 10:50:31 AM |
knowledgeable-silver6 | $25.00 | 9/20/2012 10:03:13 AM |
lostontheedge | $25.00 | 9/20/2012 12:34:06 PM |
boston_mass | $25.00 | 9/20/2012 1:55:26 PM |
red-fervent-deal | $50.00 | 9/20/2012 2:23:53 PM |
gilbrear | $25.00 | 9/20/2012 3:09:16 PM |
HLender | $50.00 | 9/20/2012 3:52:50 PM |
kenji4861 | $25.00 | 9/20/2012 10:33:50 AM |
UHcougars | $25.00 | 9/20/2012 4:16:26 PM |
WeshaTheLeopard | $25.00 | 9/20/2012 10:43:01 AM |
a-finance-director | $100.00 | 9/20/2012 10:14:48 AM |
compatible-deal9 | $50.00 | 9/20/2012 11:40:29 AM |
systematic-value343 | $50.00 | 9/20/2012 12:05:36 PM |
justreturns | $25.00 | 9/20/2012 10:26:01 AM |
greenback-sage433 | $25.00 | 9/20/2012 10:35:22 AM |
sugnal | $50.00 | 9/20/2012 3:14:11 PM |
velocity-scrutinzer6 | $50.00 | 9/20/2012 11:23:10 AM |
power-persimmon5 | $25.00 | 9/20/2012 4:24:03 PM |
top-emphatic-generosity | $55.00 | 9/20/2012 4:56:41 PM |
Tonusb0 | $25.00 | 9/20/2012 11:51:35 AM |
samurai2 | $25.00 | 9/20/2012 1:01:36 PM |
duty-monger | $50.00 | 9/20/2012 2:15:10 PM |
listing-reformation8 | $100.00 | 9/20/2012 2:39:42 PM |
BainCapital-2point0 | $35.62 | 9/20/2012 2:40:16 PM |
Feyenoord | $30.00 | 9/20/2012 2:57:01 PM |
jcw3rd | $25.00 | 9/20/2012 5:05:47 PM |
Great-Mom | $25.00 | 9/20/2012 5:07:21 PM |
ipitch19 | $25.00 | 9/20/2012 6:07:40 PM |
squeebie | $50.00 | 9/20/2012 5:20:07 PM |
crazyinjun | $29.77 | 9/20/2012 5:44:48 PM |
mtquan | $25.00 | 9/20/2012 5:27:41 PM |
platinum-lightning | $50.00 | 9/20/2012 6:04:17 PM |
a-noble-coin | $25.00 | 9/20/2012 6:02:53 PM |
bonus-raker0 | $25.00 | 9/20/2012 6:08:16 PM |
intuitive-benefit3 | $100.00 | 9/20/2012 9:02:47 AM |
LeReve | $500.00 | 9/20/2012 9:19:46 AM |
phenomenal-rate1 | $500.00 | 9/20/2012 9:04:19 AM |
john0720 | $25.00 | 9/20/2012 9:30:23 AM |
entertaining-revenue4 | $50.00 | 9/20/2012 9:30:54 AM |
Mountain-Lion-IRA1 | $30.00 | 9/20/2012 9:00:55 AM |
nickel-ferret | $25.00 | 9/20/2012 9:13:29 AM |
auction-sage | $100.00 | 9/20/2012 9:15:13 AM |
BDL-Roth | $40.00 | 9/20/2012 9:50:47 AM |
affluence-tycoon | $25.00 | 9/20/2012 9:52:06 AM |
radforj22 | $25.00 | 9/20/2012 10:00:02 AM |
whitegold24k | $150.00 | 9/20/2012 9:35:36 AM |
radiant-dollar9 | $200.00 | 9/20/2012 9:15:51 AM |
ready-justice7 | $50.00 | 9/20/2012 9:44:20 AM |
CaptainBL | $25.00 | 9/20/2012 10:11:23 AM |
Castellan | $50.00 | 9/20/2012 9:46:22 AM |
friendly-gold | $25.00 | 9/20/2012 9:26:05 AM |
Bank42 | $25.00 | 9/20/2012 9:49:53 AM |
DrNano | $50.00 | 9/20/2012 9:28:01 AM |
mariah8641 | $30.00 | 9/20/2012 9:51:47 AM |
transaction-keeper5 | $25.00 | 9/20/2012 9:52:05 AM |
zotzot | $50.00 | 9/20/2012 9:32:53 AM |
transparency-river1 | $500.00 | 9/20/2012 10:38:57 AM |
Emperor_of_Banking | $41.82 | 9/20/2012 10:00:51 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:36 AM |
Taxman44 | $25.00 | 9/20/2012 9:45:53 AM |
netg | $25.00 | 9/20/2012 9:49:14 AM |
bazaar-tulip | $25.00 | 9/20/2012 10:06:48 AM |
djh47a | $25.00 | 9/20/2012 9:54:31 AM |
djs81 | $26.00 | 9/20/2012 9:55:55 AM |
eamonn1 | $25.00 | 9/20/2012 2:20:06 PM |
currency-fan9 | $50.00 | 9/20/2012 10:04:46 AM |
investment-cluster | $100.00 | 9/20/2012 4:27:08 PM |
RocketSurgeon | $25.00 | 9/20/2012 10:39:00 AM |
designer_10 | $25.00 | 9/20/2012 10:54:33 AM |
misit | $25.00 | 9/20/2012 11:18:00 AM |
myduck | $40.00 | 9/20/2012 5:04:27 PM |
Planecourage | $65.38 | 9/20/2012 11:35:06 AM |
enriched-return057 | $200.00 | 9/20/2012 11:59:31 AM |
shaker348 | $50.00 | 9/20/2012 10:36:55 AM |
Lev8 | $25.00 | 9/20/2012 2:10:32 PM |
1800porsche | $25.00 | 9/20/2012 10:47:21 AM |
preeminant-greenback024 | $25.00 | 9/20/2012 3:07:12 PM |
seadogs | $25.00 | 9/20/2012 3:18:48 PM |
dukeiyer | $25.00 | 9/20/2012 11:21:22 AM |
whitegoldira | $100.00 | 9/20/2012 12:06:48 PM |
fund-tom-tom6 | $25.00 | 9/20/2012 12:25:00 PM |
responsibility-butterfly | $25.00 | 9/20/2012 1:07:45 PM |
beer-gardener | $25.00 | 9/20/2012 1:37:36 PM |
charming-exchange7 | $25.00 | 9/20/2012 5:34:01 PM |
Lender0010 | $50.00 | 9/20/2012 2:22:24 PM |
autonomous-basis | $27.00 | 9/20/2012 4:24:00 PM |
fairness-symphony2 | $50.00 | 9/20/2012 5:47:21 PM |
Leshan | $100.00 | 9/20/2012 5:11:02 PM |
credit-maple | $25.00 | 9/20/2012 5:32:55 PM |
excellent-funds649 | $50.00 | 9/20/2012 5:12:38 PM |
dough-souffle | $25.00 | 9/20/2012 5:34:39 PM |
Bank_Of_XL | $25.00 | 9/20/2012 5:13:27 PM |
newest-forthright-note | $25.00 | 9/20/2012 5:17:36 PM |
determined-revenue1 | $35.00 | 9/20/2012 5:31:14 PM |
MoneyForNothing | $2.17 | 9/20/2012 6:39:19 PM |
aerobat | $66.30 | 9/20/2012 5:54:48 PM |
thinker6 | $30.00 | 9/20/2012 6:02:46 PM |
friendly-credit2 | $100.00 | 9/20/2012 6:39:02 PM |
123 Investments
|
Borrower Payment Dependent Notes Series
640028
This series of Notes was issued and sold upon the funding of the borrower loan #75129, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $263.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 23% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,909 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| velocity-backer3 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: To do roofing and painting on house.
This loan will be used to...
My financial situation: Have full time job doing good have steady income.
I am a good candidate for this loan because...have the ability to repay loan.
Monthly net income: $3200.00
Monthly expenses: $
Housing: $686.00
Insurance: $
Car expenses: $350.00
Utilities: $250.00
Phone, cable, internet: $300.00
Food, entertainment: $250.00
Clothing, household expenses: $100.0
Credit cards and other loans: $185.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EngineersAlliance | $100.00 | 9/25/2012 9:03:55 AM |
supreme-treasure8 | $100.00 | 9/25/2012 9:05:30 AM |
commerce-venture1 | $25.00 | 9/25/2012 9:01:06 AM |
LeReve | $500.00 | 9/25/2012 9:17:35 AM |
openness-antioxidant | $75.00 | 9/25/2012 9:22:44 AM |
paladin847 | $70.00 | 9/25/2012 9:27:17 AM |
currency-fan9 | $50.00 | 9/25/2012 9:31:09 AM |
historic-value7 | $100.00 | 9/25/2012 9:09:02 AM |
cattlebaron | $25.00 | 9/25/2012 9:10:36 AM |
special-dinero553 | $25.00 | 9/25/2012 9:10:50 AM |
Iwillhuntyoudown | $25.00 | 9/25/2012 9:36:03 AM |
gotjack-IRA | $25.02 | 9/25/2012 9:38:08 AM |
professional-vigilance9 | $33.00 | 9/25/2012 9:53:57 AM |
bazaar-tulip | $25.00 | 9/25/2012 9:32:56 AM |
enriching-trade2 | $50.00 | 9/25/2012 9:58:50 AM |
skillful-justice879 | $25.00 | 9/25/2012 9:35:49 AM |
tender-commerce8 | $50.00 | 9/25/2012 9:48:17 AM |
WalnutCreekguy | $50.00 | 9/25/2012 10:03:44 AM |
DreisersFinancier | $50.00 | 9/25/2012 10:07:31 AM |
friendly-gold | $25.00 | 9/25/2012 9:46:49 AM |
kila-designer | $249.00 | 9/25/2012 9:59:01 AM |
thrifty-generosity222 | $100.00 | 9/25/2012 10:34:51 AM |
robust-diversification3 | $50.00 | 9/25/2012 10:09:46 AM |
JeremyLinFan | $30.00 | 9/25/2012 10:43:52 AM |
selector568 | $300.00 | 9/25/2012 10:53:43 AM |
first-pragmatic-power | $25.00 | 9/25/2012 10:18:30 AM |
PeePaw | $25.00 | 9/25/2012 10:56:45 AM |
social-cocktail1 | $200.00 | 9/25/2012 10:20:23 AM |
dsnybnd | $25.00 | 9/25/2012 10:10:39 AM |
green-principal-maniac | $50.00 | 9/25/2012 10:27:44 AM |
bold-marketplace-awakening | $150.00 | 9/25/2012 10:48:36 AM |
pierrelasvegas | $25.00 | 9/25/2012 10:58:04 AM |
bid-youngster026 | $25.00 | 9/25/2012 10:29:51 AM |
hard-working-rate3 | $25.00 | 9/25/2012 10:31:33 AM |
Comoparklender | $25.00 | 9/25/2012 11:05:47 AM |
wwwUniversal | $25.00 | 9/25/2012 10:32:55 AM |
djh47a | $25.00 | 9/25/2012 10:37:53 AM |
113121 | $25.00 | 9/25/2012 9:19:11 AM |
Beld | $50.00 | 9/25/2012 9:15:24 AM |
pragmatic-auction8 | $50.00 | 9/25/2012 9:22:19 AM |
RGlad | $250.00 | 9/25/2012 9:07:03 AM |
pound-mushroom3 | $25.00 | 9/25/2012 9:15:00 AM |
dariop | $25.01 | 9/25/2012 9:42:39 AM |
courteous-integrity661 | $50.00 | 9/25/2012 9:19:19 AM |
adventurer447 | $300.00 | 9/25/2012 9:25:11 AM |
benevolent-marketplace4 | $2,500.00 | 9/25/2012 9:30:45 AM |
elegant-loot | $100.00 | 9/25/2012 9:36:15 AM |
Farmer-Ted | $25.00 | 9/25/2012 9:38:45 AM |
first-friendly-listing | $50.00 | 9/25/2012 9:55:11 AM |
mikrolown | $25.00 | 9/25/2012 9:53:25 AM |
CAGE-Investments | $25.00 | 9/25/2012 10:03:06 AM |
NolockHolmes | $75.00 | 9/25/2012 10:25:00 AM |
dukeiyer | $25.00 | 9/25/2012 10:30:19 AM |
ASG_NECO | $25.00 | 9/25/2012 10:36:13 AM |
brainy-credit1 | $40.00 | 9/25/2012 10:04:53 AM |
Obiwan_Kanobi | $25.00 | 9/25/2012 10:43:47 AM |
Sibelius2 | $25.00 | 9/25/2012 10:26:39 AM |
ericgassercom | $25.00 | 9/25/2012 10:19:49 AM |
wildguy | $100.00 | 9/25/2012 10:57:03 AM |
riskreward | $250.00 | 9/25/2012 10:34:00 AM |
principal-cooker2 | $50.00 | 9/25/2012 10:43:18 AM |
erccpa | $67.17 | 9/25/2012 10:47:53 AM |
the-enthralling-coin | $10.80 | 9/25/2012 11:08:10 AM |
63 Investments
|
Borrower Payment Dependent Notes Series
640140
This series of Notes was issued and sold upon the funding of the borrower loan #74805, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 67% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 8y 11m |
Amount delinquent:
| $89 |
Total credit lines:
| 36 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,573 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-widget6 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: I will use this loan to pay off some high interest credit cards that have a high monthly payment.
This loan will be used to... Pay down credit card debts
My financial situation: I am working full time 45 hours or more a week.
I am a good candidate for this loan because... I have a good track record for paying back my debts and have not been late on any monthly payments in the last 3 years
Monthly net income: $2,500.00
Monthly expenses: $2100.00
Housing: $850.00
Insurance: $
Car expenses: $ no car payment
Utilities: $350.00
Phone, cable, internet: $230.00
Food, entertainment: $ 245.00
Clothing, household expenses: $
Credit cards and other loans: $425.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CA-Lender | $25.00 | 9/19/2012 5:06:24 PM |
durability-seahorse7 | $50.00 | 9/19/2012 5:24:46 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:24 PM |
EnglishGeekInNYC | $50.00 | 9/19/2012 6:44:51 PM |
bewitching-dollar5 | $100.00 | 9/19/2012 6:10:13 PM |
adamdroker | $25.00 | 9/19/2012 9:15:56 PM |
duty-sundae1 | $30.00 | 9/19/2012 10:13:54 PM |
fountain355 | $50.00 | 9/20/2012 5:10:34 AM |
MrDance123 | $25.00 | 9/20/2012 8:29:06 AM |
speedy-point | $25.00 | 9/19/2012 11:47:06 PM |
groundsquirrel | $25.00 | 9/20/2012 6:49:12 AM |
deal-hickory5 | $79.00 | 9/20/2012 9:21:11 AM |
dudebrah | $25.00 | 9/20/2012 8:18:21 AM |
Credit4Talent | $25.00 | 9/20/2012 11:18:47 AM |
geophreigh | $39.85 | 9/20/2012 1:28:08 PM |
Bank42 | $25.00 | 9/20/2012 4:47:24 PM |
cp-family | $50.00 | 9/20/2012 5:20:15 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:13 AM |
jeffe43 | $25.00 | 9/20/2012 8:02:36 PM |
first-euro-rapture | $25.00 | 9/19/2012 5:44:48 PM |
money-baron | $50.00 | 9/19/2012 6:15:29 PM |
worthy-bid8 | $100.00 | 9/19/2012 6:01:11 PM |
mrxtravis | $25.00 | 9/19/2012 6:02:07 PM |
money-fort | $25.00 | 9/19/2012 7:51:12 PM |
PrimeFunding | $25.00 | 9/20/2012 1:32:29 AM |
let_me_retire | $75.00 | 9/20/2012 3:46:50 AM |
LuvToLend | $25.00 | 9/20/2012 11:40:22 AM |
Tyrion31 | $29.26 | 9/20/2012 2:18:15 PM |
mammalian4 | $25.00 | 9/20/2012 6:58:31 PM |
red-benefit-ruler | $30.00 | 9/20/2012 8:29:35 PM |
yield-hut | $25.00 | 9/21/2012 3:54:45 AM |
melodious-openness | $716.89 | 9/21/2012 4:39:13 AM |
Cawse | $25.00 | 9/20/2012 9:31:13 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
640266
This series of Notes was issued and sold upon the funding of the borrower loan #75247, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $193.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 23% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 23y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,886 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| riveting-bill7 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation: stable-20+years same elmployer
I am a good candidate for this loan because...
Monthly net income: $4900
Monthly expenses: $
Housing: $1683
Insurance: $
Car expenses: $co. care
Utilities: $250
Phone, cable, internet: $Co.paid
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-triangulation1 | $25.00 | 9/20/2012 9:00:53 AM |
1stPlace | $100.00 | 9/20/2012 9:01:42 AM |
TheSituation | $25.00 | 9/20/2012 9:04:04 AM |
worth-blanket2 | $5,850.00 | 9/20/2012 9:05:48 AM |
duty-viola | $25.00 | 9/20/2012 9:03:40 AM |
phenomenal-rate1 | $500.00 | 9/20/2012 9:05:10 AM |
RGlad | $250.00 | 9/20/2012 9:04:54 AM |
historic-value7 | $200.00 | 9/20/2012 9:05:08 AM |
community-burrito9 | $35.00 | 9/20/2012 9:05:17 AM |
gain-equator | $25.00 | 9/20/2012 9:04:58 AM |
Bob450 | $25.00 | 9/20/2012 9:04:26 AM |
52digital | $75.00 | 9/20/2012 9:04:54 AM |
janeybooboo | $100.00 | 9/20/2012 9:05:06 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
640316
This series of Notes was issued and sold upon the funding of the borrower loan #75038, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $79.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 1% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
3 | Length of status: | 23y 8m |
Amount delinquent:
| $1,743 |
Total credit lines:
| 36 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $461 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-encouraging-bid |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cberthiaume | $50.00 | 9/17/2012 9:05:11 AM |
vutah | $25.00 | 9/17/2012 9:16:16 AM |
well-rounded-payout0 | $25.00 | 9/17/2012 9:18:11 AM |
friendly-gold | $25.00 | 9/17/2012 9:13:54 AM |
majestic-note6 | $200.00 | 9/17/2012 9:16:17 AM |
supreme-treasure8 | $100.00 | 9/17/2012 9:16:31 AM |
LeReve | $500.00 | 9/17/2012 9:18:38 AM |
52digital | $75.00 | 9/17/2012 9:11:59 AM |
orchestra960 | $74.00 | 9/17/2012 9:04:31 AM |
professional-vigilance9 | $100.00 | 9/17/2012 9:24:19 AM |
simplelender80 | $500.00 | 9/17/2012 9:27:27 AM |
pierrelasvegas | $25.00 | 9/17/2012 9:11:20 AM |
Beld | $50.00 | 9/17/2012 9:12:35 AM |
open-minded-p2p1 | $25.00 | 9/17/2012 9:13:10 AM |
Miami | $25.00 | 9/17/2012 9:05:22 AM |
abundanceforever | $52.50 | 9/17/2012 9:10:23 AM |
Thunderswan | $100.00 | 9/17/2012 9:17:26 AM |
capital-renewal | $25.00 | 9/17/2012 9:18:36 AM |
MoneyForNothing | $23.50 | 9/17/2012 9:27:35 AM |
19 Investments
|
Borrower Payment Dependent Notes Series
640420
This series of Notes was issued and sold upon the funding of the borrower loan #75128, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Sep-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-16-2012 |
|
Lender yield:
| 21.53% |
Borrower rate/APR:
| 22.53% / 25.04% |
Monthly payment:
| $362.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.02% | | |
| |
Estimated return*:
| 14.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 50% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 67 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,463 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| bazaar-edifice913 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to Consolidate Debt
My financial situation: Solid
I am a good candidate for this loan because good payment history with a creditors
Monthly net income: $3,064.91
Monthly expenses: $2,200.56
Housing: $ own but do not make the house payment on my end so $0
Insurance: $360.00 Insuring teenager aaah!
Car expenses: $429.00
Utilities: $0 same as house other party responsible
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Clothing, household expenses: $300.00
Credit cards and other loans: $9000.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 9/16/2012 12:00:49 PM |
RGlad | $250.00 | 9/16/2012 12:16:32 PM |
Quid-Pro-Quo | $25.00 | 9/16/2012 1:10:51 PM |
SkinnyFish | $50.00 | 9/16/2012 1:45:54 PM |
nevee | $40.00 | 9/16/2012 12:07:56 PM |
economy-coup | $100.00 | 9/16/2012 12:42:27 PM |
dough-kitten5 | $25.00 | 9/16/2012 1:51:30 PM |
killdare | $25.00 | 9/16/2012 2:08:32 PM |
worth-blanket2 | $11,700.00 | 9/16/2012 12:02:31 PM |
fund-medalist171 | $50.00 | 9/16/2012 12:33:03 PM |
historic-value7 | $350.00 | 9/16/2012 12:04:15 PM |
GoldenRule01 | $119.97 | 9/16/2012 2:15:32 PM |
vutah | $25.00 | 9/16/2012 12:14:16 PM |
unforgettable-pound574 | $100.00 | 9/16/2012 12:26:01 PM |
scholarly-order6 | $50.00 | 9/16/2012 12:46:45 PM |
Bob450 | $25.00 | 9/16/2012 12:47:53 PM |
commerce-explosion9 | $25.00 | 9/16/2012 1:50:58 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
640440
This series of Notes was issued and sold upon the funding of the borrower loan #75154, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $23,850.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $766.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,111 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| thorough-trade595 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
HOME IMPROVEMENT/ REMODELING
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
john0720 | $25.00 | 9/18/2012 9:02:39 AM |
durability-seahorse7 | $50.00 | 9/18/2012 9:01:02 AM |
mvalley | $25.00 | 9/18/2012 9:10:55 AM |
mrfixerupper | $25.00 | 9/18/2012 9:12:56 AM |
rhodylend | $25.00 | 9/18/2012 9:13:47 AM |
abundanceforever | $52.50 | 9/18/2012 9:09:22 AM |
Wulfpack | $25.00 | 9/18/2012 9:17:10 AM |
top-silver-american | $25.00 | 9/18/2012 9:11:57 AM |
Breakfast_Gypsy | $25.00 | 9/18/2012 9:13:17 AM |
compoundinterest | $25.00 | 9/18/2012 9:18:02 AM |
prudent-payment316 | $25.00 | 9/18/2012 9:19:14 AM |
otalon | $25.00 | 9/18/2012 9:24:50 AM |
Mint_Man | $25.00 | 9/18/2012 9:06:14 AM |
mariah8641 | $30.00 | 9/18/2012 9:26:11 AM |
sturdy-fairness0 | $100.00 | 9/18/2012 9:32:56 AM |
superpuppy | $35.00 | 9/18/2012 9:13:49 AM |
Vegasjim | $25.00 | 9/18/2012 9:15:31 AM |
worldly-commitment173 | $100.00 | 9/18/2012 9:17:08 AM |
Castellan | $50.00 | 9/18/2012 9:19:30 AM |
fantastic-investment9 | $25.00 | 9/18/2012 9:34:39 AM |
Taxman44 | $25.00 | 9/18/2012 9:35:09 AM |
ChrisJB | $25.00 | 9/18/2012 9:37:18 AM |
mtquan | $25.00 | 9/18/2012 9:38:00 AM |
CreditBuilder2 | $25.01 | 9/18/2012 9:47:46 AM |
fopaul13 | $25.00 | 9/18/2012 9:24:00 AM |
wise-loan-poplar | $25.00 | 9/18/2012 9:49:52 AM |
redalert99 | $46.00 | 9/18/2012 9:25:26 AM |
jeewrx | $37.00 | 9/18/2012 9:44:37 AM |
loyalty-sherpa | $25.00 | 9/18/2012 9:44:45 AM |
skro | $25.00 | 9/18/2012 9:44:47 AM |
spartacusiam | $25.00 | 9/18/2012 9:57:37 AM |
bazaar-tulip | $25.00 | 9/18/2012 10:01:55 AM |
awe-inspiring-commitment972 | $50.00 | 9/18/2012 10:08:56 AM |
thrifty-transaction578 | $25.00 | 9/18/2012 10:09:43 AM |
magical-credit523 | $25.00 | 9/18/2012 10:10:45 AM |
icchok | $50.00 | 9/18/2012 10:04:25 AM |
w3alter | $50.00 | 9/18/2012 9:47:19 AM |
zone6 | $100.00 | 9/18/2012 10:26:28 AM |
adventurer447 | $300.00 | 9/18/2012 9:48:14 AM |
scrappy-leverage6 | $25.00 | 9/18/2012 10:26:50 AM |
Aimvest | $25.00 | 9/18/2012 10:27:25 AM |
worthy-value1 | $25.00 | 9/18/2012 10:34:21 AM |
wigglesworth4 | $100.00 | 9/18/2012 10:34:32 AM |
resolute-basis9 | $25.00 | 9/18/2012 10:15:58 AM |
excellent-funds649 | $130.00 | 9/18/2012 10:35:18 AM |
enthusiastic-p2ploan0 | $100.00 | 9/18/2012 10:21:29 AM |
kenji4861 | $25.00 | 9/18/2012 10:27:44 AM |
gold-pudding6 | $60.00 | 9/18/2012 9:57:47 AM |
paladin847 | $50.00 | 9/18/2012 10:33:19 AM |
ivy-league-MBA | $25.00 | 9/18/2012 9:59:26 AM |
hard-working-rate3 | $25.00 | 9/18/2012 10:03:34 AM |
loan-wasp | $50.00 | 9/18/2012 10:43:24 AM |
sharpey | $25.00 | 9/18/2012 10:04:40 AM |
DadWarbucks | $25.00 | 9/18/2012 10:12:51 AM |
balance-voyager | $75.00 | 9/18/2012 10:18:50 AM |
luminous-marketplace5 | $25.00 | 9/18/2012 10:30:15 AM |
Dantis | $25.00 | 9/18/2012 2:16:16 PM |
Lev8 | $25.00 | 9/18/2012 3:44:15 PM |
liberty-viola | $30.00 | 9/18/2012 10:36:42 AM |
helpful-silver7 | $25.00 | 9/18/2012 1:11:00 PM |
Weaverville | $50.00 | 9/18/2012 10:45:48 AM |
ianakacg | $25.00 | 9/18/2012 10:47:15 AM |
gojackgo | $30.00 | 9/18/2012 10:47:54 AM |
LOANS-LOANS-LOANS | $25.00 | 9/18/2012 4:47:37 PM |
Blucruz | $100.00 | 9/18/2012 1:35:13 PM |
fairness-sundae2 | $100.00 | 9/18/2012 4:28:55 PM |
chestnut4 | $25.00 | 9/18/2012 5:14:17 PM |
Science7124 | $25.00 | 9/18/2012 5:29:31 PM |
Dubbs360 | $500.00 | 9/18/2012 6:05:13 PM |
intuitive-benefit3 | $100.00 | 9/18/2012 5:31:10 PM |
special-dinero553 | $25.00 | 9/18/2012 5:47:15 PM |
pdub | $750.00 | 9/18/2012 5:56:18 PM |
the-inspired-justice | $25.00 | 9/18/2012 9:52:19 PM |
active-wealth3 | $25.00 | 9/18/2012 10:56:18 PM |
magical-fairness4 | $25.00 | 9/19/2012 7:14:27 AM |
kulender | $100.00 | 9/19/2012 4:58:49 AM |
phenomenal-rate1 | $500.00 | 9/19/2012 8:52:29 AM |
scottharr27 | $100.00 | 9/18/2012 9:04:23 PM |
sunnyboy_7478 | $28.00 | 9/19/2012 9:05:52 AM |
equitable-camaraderi | $25.00 | 9/19/2012 5:33:01 AM |
zanglish101 | $30.00 | 9/19/2012 7:09:03 AM |
dansarkis | $25.00 | 9/19/2012 9:16:24 AM |
transparency-baton | $25.00 | 9/19/2012 8:33:36 AM |
dadalou | $25.00 | 9/19/2012 9:02:29 AM |
responsibility-cherry6 | $25.00 | 9/19/2012 9:22:00 AM |
Med-Tech-Here | $28.00 | 9/19/2012 9:22:04 AM |
spark548 | $25.00 | 9/19/2012 9:22:39 AM |
enthralling-investment | $25.00 | 9/19/2012 9:48:11 AM |
urbane-deal152 | $50.00 | 9/19/2012 9:24:59 AM |
hope-kingdom | $88.00 | 9/19/2012 9:16:04 AM |
the-profit-oracle | $25.00 | 9/19/2012 9:52:36 AM |
Syzygy | $25.00 | 9/19/2012 9:55:50 AM |
JoyfulVegetarian | $25.00 | 9/19/2012 9:31:27 AM |
bold-riveting-social | $50.00 | 9/19/2012 9:39:25 AM |
payout-cello | $25.00 | 9/19/2012 9:28:30 AM |
kind-rupee-welder | $25.00 | 9/19/2012 9:30:20 AM |
felicity-broadcaster6 | $50.00 | 9/19/2012 9:45:03 AM |
flexible-rate1 | $25.00 | 9/19/2012 9:40:41 AM |
wwwUniversal | $25.00 | 9/19/2012 10:36:55 AM |
order-tamale | $58.00 | 9/19/2012 10:46:33 AM |
GlobalVisionary | $50.00 | 9/19/2012 9:55:06 AM |
rate-winner7 | $87.00 | 9/19/2012 3:39:05 PM |
trade-boots1 | $100.00 | 9/19/2012 10:49:10 AM |
benevolent-loot5 | $200.00 | 9/19/2012 10:54:18 AM |
0600Zulu | $25.00 | 9/19/2012 10:30:10 AM |
JJ9876 | $25.00 | 9/19/2012 5:06:36 PM |
bent300 | $50.00 | 9/19/2012 1:56:21 PM |
finance-refresher3 | $50.00 | 9/19/2012 1:59:17 PM |
AKVG_Lending | $25.00 | 9/19/2012 11:39:36 AM |
GrayStudio | $25.00 | 9/19/2012 12:22:20 PM |
rcm87 | $50.00 | 9/19/2012 5:18:28 PM |
BigSkyMontana | $25.00 | 9/19/2012 5:03:08 PM |
pleasant-listing712 | $25.00 | 9/19/2012 5:14:36 PM |
newest-tough-contract | $25.00 | 9/19/2012 5:07:49 PM |
finder072 | $25.00 | 9/19/2012 5:17:25 PM |
gain-kitten | $25.00 | 9/19/2012 5:45:33 PM |
credit-maple5 | $25.00 | 9/19/2012 5:14:33 PM |
alaskanone | $25.00 | 9/19/2012 5:24:14 PM |
gold-commander0 | $25.00 | 9/19/2012 5:58:20 PM |
influential-responsibility9 | $25.00 | 9/19/2012 5:23:30 PM |
diversification-infusion1 | $25.00 | 9/19/2012 5:41:22 PM |
top-community-voyage | $50.00 | 9/19/2012 5:41:58 PM |
UstedEsElHombre | $100.00 | 9/19/2012 5:44:00 PM |
p2p-blossom938 | $50.00 | 9/19/2012 6:41:11 PM |
WxChem | $25.00 | 9/19/2012 5:36:35 PM |
6moonbeams | $50.00 | 9/19/2012 5:45:29 PM |
dreammachine | $38.00 | 9/19/2012 5:47:46 PM |
natural-return0 | $25.00 | 9/19/2012 6:27:55 PM |
Dave0 | $25.00 | 9/19/2012 6:08:15 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:32 PM |
universal71 | $25.00 | 9/20/2012 5:32:39 AM |
rome1426 | $25.00 | 9/19/2012 7:47:29 PM |
penny-drum7 | $25.00 | 9/20/2012 6:53:36 AM |
bonafide-economy | $25.00 | 9/20/2012 6:54:10 AM |
Hexnut | $100.00 | 9/19/2012 10:53:42 PM |
socrates520 | $50.00 | 9/19/2012 11:34:04 PM |
affluence-hickory | $25.00 | 9/20/2012 7:28:15 AM |
speedy-point | $25.00 | 9/19/2012 11:46:56 PM |
blue-laudable-dinero | $25.00 | 9/20/2012 7:36:45 AM |
blue-lucrative-rate | $50.00 | 9/19/2012 7:58:56 PM |
dough-kitten5 | $25.00 | 9/20/2012 4:30:38 AM |
andyb9 | $25.00 | 9/19/2012 8:12:43 PM |
ramsba | $50.00 | 9/20/2012 9:01:43 AM |
ore-den9 | $50.00 | 9/20/2012 9:02:07 AM |
comtnlover | $25.00 | 9/19/2012 9:46:08 PM |
dough-hammock | $50.00 | 9/20/2012 6:29:26 AM |
innocent-income4 | $25.00 | 9/20/2012 9:04:08 AM |
penny-drum7 | $25.00 | 9/20/2012 6:51:07 AM |
transparency-galleon | $25.00 | 9/20/2012 9:06:47 AM |
gotyourgear | $29.00 | 9/20/2012 9:07:10 AM |
smart-kindness8 | $50.00 | 9/20/2012 4:33:42 AM |
rupee-artisan | $25.00 | 9/20/2012 9:10:21 AM |
fireboss | $25.00 | 9/20/2012 6:05:32 AM |
SaltCityLending | $25.00 | 9/20/2012 9:10:51 AM |
deal-pal | $25.00 | 9/20/2012 6:08:01 AM |
DarkInvestor | $27.00 | 9/20/2012 8:50:26 AM |
Herluftrolle | $25.00 | 9/20/2012 9:01:23 AM |
xplnusa | $33.58 | 9/20/2012 9:02:49 AM |
marketplace-cello5 | $25.00 | 9/20/2012 9:05:33 AM |
Sphinx9499 | $50.00 | 9/20/2012 9:07:19 AM |
dime-sycamore3 | $50.00 | 9/20/2012 9:36:17 AM |
benjamin67 | $25.00 | 9/20/2012 9:11:07 AM |
enthralling-wampum | $25.00 | 9/20/2012 9:37:44 AM |
fcukciti | $35.00 | 9/20/2012 9:39:00 AM |
vfernandez1973 | $25.00 | 9/20/2012 9:42:28 AM |
wise-virtuous-vigilance | $100.00 | 9/20/2012 9:14:25 AM |
netpox | $25.00 | 9/20/2012 9:16:45 AM |
truck51 | $65.00 | 9/20/2012 9:07:04 AM |
rate-mogul | $50.00 | 9/20/2012 9:51:53 AM |
successful-agreement7 | $100.00 | 9/20/2012 9:52:14 AM |
shawndw | $25.00 | 9/20/2012 9:54:44 AM |
dood2112 | $25.00 | 9/20/2012 9:24:18 AM |
AdamDB | $25.00 | 9/20/2012 9:54:51 AM |
top-blissful-dedication | $25.00 | 9/20/2012 9:09:48 AM |
Kodak-Midas | $25.00 | 9/20/2012 9:56:15 AM |
bonanza1973 | $25.00 | 9/20/2012 9:26:24 AM |
E_G | $50.00 | 9/20/2012 9:27:20 AM |
williamdkit | $50.00 | 9/20/2012 9:57:41 AM |
ijspence | $25.00 | 9/20/2012 9:28:12 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:28 AM |
anyoi | $25.00 | 9/20/2012 9:31:44 AM |
Woodworker57 | $25.00 | 9/20/2012 9:14:44 AM |
figs4u2 | $100.00 | 9/20/2012 9:14:47 AM |
currency-fan9 | $50.00 | 9/20/2012 10:04:44 AM |
TW2000 | $25.00 | 9/20/2012 9:14:56 AM |
hopethisworks | $25.00 | 9/20/2012 10:04:50 AM |
brazilofmux | $96.00 | 9/20/2012 10:05:13 AM |
leverage-trident | $25.00 | 9/20/2012 9:37:33 AM |
Ivan2007 | $50.00 | 9/20/2012 9:40:21 AM |
asya | $27.00 | 9/20/2012 9:18:44 AM |
ranstlin | $25.00 | 9/20/2012 9:20:37 AM |
loan-rider7 | $25.00 | 9/20/2012 10:12:25 AM |
szetowski | $50.00 | 9/20/2012 9:46:52 AM |
nimble-penny1 | $25.00 | 9/20/2012 9:49:29 AM |
clean-greenback5 | $25.00 | 9/20/2012 9:51:15 AM |
maven2 | $25.00 | 9/20/2012 9:32:24 AM |
shaker348 | $50.00 | 9/20/2012 10:36:52 AM |
dedication-merman | $25.00 | 9/20/2012 10:39:24 AM |
bluebird343 | $50.00 | 9/20/2012 9:37:42 AM |
EtaDuck | $25.00 | 9/20/2012 9:40:29 AM |
MONEYLENDER101 | $50.00 | 9/20/2012 10:02:31 AM |
Bank42 | $25.00 | 9/20/2012 9:49:08 AM |
wonderous-p2ploan3 | $25.00 | 9/20/2012 9:51:07 AM |
YLlama | $25.00 | 9/20/2012 10:08:22 AM |
contract-paloverde1 | $25.00 | 9/20/2012 10:09:41 AM |
skidoo99 | $25.00 | 9/20/2012 10:12:05 AM |
martinatime | $25.00 | 9/20/2012 10:13:55 AM |
rewards | $25.00 | 9/20/2012 10:14:17 AM |
joudsa | $25.00 | 9/20/2012 9:58:46 AM |
FinanceGeekDC | $25.00 | 9/20/2012 10:18:13 AM |
community-bee | $25.00 | 9/20/2012 10:19:06 AM |
radforj22 | $50.00 | 9/20/2012 10:01:06 AM |
BzJ108 | $25.00 | 9/20/2012 10:24:19 AM |
methodical-principal2 | $25.00 | 9/20/2012 10:06:56 AM |
MadHun | $200.00 | 9/20/2012 10:07:50 AM |
a-finance-director | $100.00 | 9/20/2012 10:13:54 AM |
slojudy | $25.00 | 9/20/2012 10:42:19 AM |
j2ee | $50.00 | 9/18/2012 9:03:40 AM |
superb-transparency799 | $25.00 | 9/18/2012 9:08:36 AM |
nickel-ferret | $25.00 | 9/18/2012 9:11:07 AM |
wetlands | $200.00 | 9/18/2012 9:12:18 AM |
auction-sage | $100.00 | 9/18/2012 9:12:48 AM |
ptjg | $30.00 | 9/18/2012 9:17:24 AM |
radiant-dollar9 | $200.00 | 9/18/2012 9:13:11 AM |
the-shrewd-wampum | $25.00 | 9/18/2012 9:14:40 AM |
krisran | $50.00 | 9/18/2012 9:17:39 AM |
affluence-microscope2 | $200.00 | 9/18/2012 9:08:20 AM |
richboy56 | $25.00 | 9/18/2012 9:29:16 AM |
ready-justice7 | $50.00 | 9/18/2012 9:33:16 AM |
Avala | $100.00 | 9/18/2012 9:32:10 AM |
LeReve | $500.00 | 9/18/2012 9:16:20 AM |
xphile | $25.00 | 9/18/2012 9:18:42 AM |
influential-benjamins0 | $100.00 | 9/18/2012 9:43:15 AM |
adaboy65 | $81.00 | 9/18/2012 9:33:22 AM |
KinderGentlerLender | $40.00 | 9/18/2012 9:45:42 AM |
TennSquire | $25.00 | 9/18/2012 9:47:02 AM |
progressive-economy261 | $500.00 | 9/18/2012 9:51:50 AM |
attentive-compassion1 | $50.00 | 9/18/2012 9:54:42 AM |
ready-bid9 | $37.00 | 9/18/2012 9:30:27 AM |
riskadverse44 | $25.00 | 9/18/2012 9:31:02 AM |
american6 | $50.00 | 9/18/2012 10:01:16 AM |
green28 | $100.00 | 9/18/2012 10:04:27 AM |
affluence-tycoon | $25.00 | 9/18/2012 9:53:58 AM |
SacramentoChad | $25.00 | 9/18/2012 9:57:55 AM |
profitable-benefit952 | $69.00 | 9/18/2012 10:00:07 AM |
thankful-nickel2 | $25.00 | 9/18/2012 10:13:33 AM |
Cash-Flow | $1,500.00 | 9/18/2012 10:15:24 AM |
lionheart722 | $100.00 | 9/18/2012 9:44:12 AM |
britgsb | $50.00 | 9/18/2012 9:45:01 AM |
lakshmilila | $25.00 | 9/18/2012 10:16:53 AM |
bigladybug | $100.00 | 9/18/2012 10:18:33 AM |
IP | $25.00 | 9/18/2012 10:26:26 AM |
flypenguin | $25.00 | 9/18/2012 10:10:37 AM |
hardwareman | $27.00 | 9/18/2012 10:31:49 AM |
Investoman | $25.00 | 9/18/2012 10:11:08 AM |
dignified-finance | $50.00 | 9/18/2012 10:13:25 AM |
friendly-gold | $25.00 | 9/18/2012 9:53:30 AM |
bowdish1 | $100.00 | 9/18/2012 10:25:06 AM |
restless-currency | $40.00 | 9/18/2012 10:34:07 AM |
money-bauble | $200.00 | 9/18/2012 10:34:50 AM |
Clambake | $25.00 | 9/18/2012 10:03:26 AM |
paytonbrigadier | $250.00 | 9/18/2012 10:03:37 AM |
ChrisTJ | $25.00 | 9/18/2012 10:07:43 AM |
bewitching-commitment421 | $100.00 | 9/18/2012 11:18:54 AM |
chlebie | $50.00 | 9/18/2012 10:17:26 AM |
camaraderi-atmosphere | $25.00 | 9/18/2012 10:17:46 AM |
historic-balance5 | $50.00 | 9/18/2012 10:20:24 AM |
KVEER | $25.00 | 9/18/2012 10:20:35 AM |
spirited-greenback814 | $50.00 | 9/18/2012 11:20:11 AM |
velocityasaurus-rex4 | $100.00 | 9/18/2012 10:24:18 AM |
SpectrumCen | $25.00 | 9/18/2012 10:24:44 AM |
dudebrah | $25.00 | 9/18/2012 11:25:55 AM |
Alpha-AssistU | $25.00 | 9/18/2012 10:27:17 AM |
lostperception | $25.00 | 9/18/2012 10:29:50 AM |
keiphers | $25.00 | 9/18/2012 12:10:33 PM |
meenan | $25.00 | 9/18/2012 10:45:24 AM |
promise2 | $25.00 | 9/18/2012 10:46:36 AM |
funds-rotation1 | $25.00 | 9/18/2012 1:40:12 PM |
handy-money9 | $75.00 | 9/18/2012 10:52:26 AM |
newest-currency-vibrato | $25.00 | 9/18/2012 11:51:32 AM |
friendly-money | $43.00 | 9/18/2012 5:07:25 PM |
miked8303 | $50.00 | 9/18/2012 5:37:45 PM |
Robin_Hood | $25.00 | 9/18/2012 6:05:58 PM |
responsibility-butterfly | $25.00 | 9/18/2012 7:15:49 PM |
ferocious-benefit7 | $40.00 | 9/18/2012 7:32:29 PM |
Nazbuster | $100.00 | 9/18/2012 9:52:16 PM |
s270 | $50.00 | 9/18/2012 7:14:03 PM |
gold-disk | $25.00 | 9/19/2012 1:13:02 AM |
community-stream9 | $25.00 | 9/18/2012 8:39:43 PM |
organic-treasure | $30.00 | 9/19/2012 6:31:37 AM |
bold-liberty-spartan | $25.00 | 9/19/2012 9:05:41 AM |
financialaid | $25.00 | 9/19/2012 9:16:57 AM |
intrepid-payment7 | $25.00 | 9/19/2012 9:17:14 AM |
chac | $200.00 | 9/19/2012 8:53:58 AM |
macjp123 | $32.00 | 9/19/2012 9:32:20 AM |
finance_mba | $25.00 | 9/19/2012 9:07:31 AM |
spiritual-money299 | $50.00 | 9/19/2012 9:08:46 AM |
entertaining-rate9 | $25.00 | 9/19/2012 9:24:25 AM |
trade-burrito4 | $35.00 | 9/19/2012 9:16:31 AM |
mennleo | $50.00 | 9/19/2012 9:50:47 AM |
igloo268 | $25.00 | 9/19/2012 9:57:37 AM |
jcyjwj | $100.00 | 9/19/2012 9:33:30 AM |
market-assembler | $50.00 | 9/19/2012 9:41:12 AM |
epic-dollar557 | $25.00 | 9/19/2012 9:31:28 AM |
priceless-note7 | $39.00 | 9/19/2012 9:32:34 AM |
lendme2 | $27.00 | 9/19/2012 9:35:08 AM |
heroic-bid4 | $25.00 | 9/19/2012 10:22:00 AM |
bicyclebear | $25.00 | 9/19/2012 9:39:48 AM |
lending_well | $25.00 | 9/19/2012 9:52:56 AM |
the-careful-fund | $25.00 | 9/19/2012 9:41:07 AM |
Quiza12 | $50.00 | 9/19/2012 10:39:51 AM |
Rick21 | $25.00 | 9/19/2012 9:55:30 AM |
DirtyJenga | $25.00 | 9/19/2012 9:56:04 AM |
cash-kin7 | $50.00 | 9/19/2012 10:01:20 AM |
Worldskiboy | $50.00 | 9/19/2012 9:48:05 AM |
vigilance-revolutionary | $50.00 | 9/19/2012 9:58:23 AM |
mrladybug101 | $25.00 | 9/19/2012 10:19:18 AM |
first-silver-bridge | $25.00 | 9/19/2012 1:36:22 PM |
lamsabuy | $200.00 | 9/19/2012 10:30:44 AM |
first-careful-currency | $300.00 | 9/19/2012 10:46:10 AM |
compatible-deal9 | $50.00 | 9/19/2012 3:58:49 PM |
versatile-dime442 | $250.00 | 9/19/2012 11:03:56 AM |
Lululinda | $50.00 | 9/19/2012 12:33:17 PM |
socal100 | $25.00 | 9/19/2012 12:47:53 PM |
squeebie | $50.00 | 9/19/2012 11:03:34 AM |
exxondude | $25.00 | 9/19/2012 5:11:41 PM |
nickel-karate5 | $100.00 | 9/19/2012 4:46:39 PM |
loan-mammal | $100.00 | 9/19/2012 5:12:52 PM |
bessbird | $50.00 | 9/19/2012 5:00:51 PM |
siesta100 | $25.00 | 9/19/2012 5:19:54 PM |
truth-seeker8 | $100.00 | 9/19/2012 5:07:02 PM |
jhussey | $100.00 | 9/19/2012 5:08:06 PM |
balance-computer9 | $25.00 | 9/19/2012 5:01:53 PM |
worthy-dinero8 | $25.00 | 9/19/2012 5:33:41 PM |
mondial4 | $100.00 | 9/19/2012 5:05:46 PM |
ItsJustMe79 | $25.00 | 9/19/2012 5:06:08 PM |
payout-harmony4 | $50.00 | 9/19/2012 5:14:21 PM |
Gr8Deal | $50.00 | 9/19/2012 5:13:47 PM |
Banker7371 | $25.00 | 9/19/2012 5:23:03 PM |
atwaterville | $25.00 | 9/19/2012 5:55:33 PM |
DondeEstaMiDinero | $25.00 | 9/19/2012 5:18:31 PM |
illustrado | $25.00 | 9/19/2012 5:28:04 PM |
derwiki | $25.00 | 9/19/2012 5:59:42 PM |
metro457 | $100.00 | 9/19/2012 5:28:52 PM |
emphatic-responsibility | $50.00 | 9/19/2012 5:19:50 PM |
forthright-affluence3 | $25.00 | 9/19/2012 5:29:03 PM |
power-kin | $25.00 | 9/19/2012 5:29:24 PM |
Scoreman | $25.00 | 9/19/2012 6:07:49 PM |
well-mannered-power8 | $25.00 | 9/19/2012 5:26:09 PM |
Queueball1 | $25.00 | 9/19/2012 6:20:26 PM |
green-tree-shake | $35.00 | 9/19/2012 5:41:50 PM |
transparency-silo2 | $25.00 | 9/19/2012 5:32:16 PM |
BB-ptoploan | $50.00 | 9/19/2012 5:47:12 PM |
credible-compassion6 | $25.00 | 9/19/2012 5:55:01 PM |
p2ploan-hunter4 | $25.00 | 9/19/2012 8:05:57 PM |
dollars4debts | $25.00 | 9/20/2012 4:33:34 AM |
credit-high-five8 | $25.00 | 9/19/2012 8:20:43 PM |
continental2 | $77.15 | 9/20/2012 6:49:42 AM |
tastytitan | $50.00 | 9/19/2012 11:32:59 PM |
integrity-cowbell | $25.00 | 9/20/2012 7:14:29 AM |
commanding-bid973 | $50.00 | 9/20/2012 8:26:17 AM |
williamgates | $25.00 | 9/20/2012 5:55:34 AM |
doncm | $25.00 | 9/20/2012 9:07:28 AM |
fuzed | $25.00 | 9/20/2012 7:24:44 AM |
riproaringrapids | $49.00 | 9/20/2012 9:09:09 AM |
techvet | $50.00 | 9/20/2012 9:10:30 AM |
healthy-rate3 | $50.00 | 9/20/2012 8:00:01 AM |
DaMoneyTree | $25.00 | 9/20/2012 9:12:59 AM |
jms1983 | $25.00 | 9/20/2012 9:14:23 AM |
reaction5 | $25.00 | 9/20/2012 9:01:29 AM |
jsw7us | $50.00 | 9/20/2012 9:16:10 AM |
timbob | $56.00 | 9/20/2012 9:02:45 AM |
mkl42 | $50.00 | 9/20/2012 9:18:21 AM |
Trolley08 | $25.00 | 9/20/2012 9:18:50 AM |
the-bid-sorcerer | $50.00 | 9/20/2012 9:19:32 AM |
rneckfsu | $25.00 | 9/20/2012 9:20:11 AM |
commerce-web5 | $25.00 | 9/20/2012 9:23:03 AM |
Fuzkaska__F_u_n_d_s | $25.00 | 9/20/2012 9:24:55 AM |
tolstoy00 | $25.00 | 9/20/2012 9:05:37 AM |
spry-felicity4 | $35.00 | 9/20/2012 8:22:54 AM |
HamachiMan | $50.00 | 9/20/2012 9:31:42 AM |
the-transaction-stronghold | $25.00 | 9/20/2012 9:32:57 AM |
respectful-fairness069 | $27.00 | 9/20/2012 8:51:49 AM |
wonderous-truth6 | $25.00 | 9/20/2012 9:10:07 AM |
gallant-economy9 | $26.00 | 9/20/2012 9:37:31 AM |
don8ter | $27.00 | 9/20/2012 9:12:27 AM |
larslfe | $25.00 | 9/20/2012 9:03:00 AM |
Sardineface | $25.00 | 9/20/2012 9:03:34 AM |
Tapu22 | $25.00 | 9/20/2012 9:15:55 AM |
thrilling-listing51 | $100.00 | 9/20/2012 9:17:33 AM |
netg | $25.00 | 9/20/2012 9:49:11 AM |
investment-kingdom | $25.00 | 9/20/2012 9:49:32 AM |
BofM | $25.00 | 9/20/2012 9:51:28 AM |
elasermd | $50.00 | 9/20/2012 9:54:37 AM |
lagnisiruk | $25.00 | 9/20/2012 9:24:06 AM |
the-brilliant-currency | $75.00 | 9/20/2012 9:54:46 AM |
BicyclePostLendingDivision | $25.00 | 9/20/2012 9:09:32 AM |
codenoise | $25.00 | 9/20/2012 9:56:26 AM |
Kame | $25.00 | 9/20/2012 9:56:37 AM |
Splangy613 | $25.00 | 9/20/2012 9:26:22 AM |
PCGeekWI | $25.00 | 9/20/2012 9:26:35 AM |
payout-crescendo9 | $81.00 | 9/20/2012 9:58:42 AM |
FullDisclosureBorrower | $25.00 | 9/20/2012 9:30:05 AM |
minista | $25.00 | 9/20/2012 9:31:29 AM |
vigorous-payment6 | $25.00 | 9/20/2012 9:34:06 AM |
burgeoning-silver | $25.00 | 9/20/2012 9:38:14 AM |
brightest-breathtaking-finance | $100.00 | 9/20/2012 9:18:42 AM |
productive-finance | $25.00 | 9/20/2012 9:44:59 AM |
misterhobbs | $25.00 | 9/20/2012 9:47:21 AM |
studious-bonus7 | $100.00 | 9/20/2012 9:26:29 AM |
goldie414 | $50.00 | 9/20/2012 9:28:05 AM |
point653 | $25.00 | 9/20/2012 9:30:21 AM |
famous-ore2 | $35.00 | 9/20/2012 9:51:59 AM |
helpinghand63 | $25.00 | 9/20/2012 9:30:47 AM |
dparkhom | $50.00 | 9/20/2012 9:53:08 AM |
stoopidnoodle | $25.00 | 9/20/2012 9:31:21 AM |
treasure-pipeline | $25.00 | 9/20/2012 9:33:15 AM |
skuba | $43.00 | 9/20/2012 9:55:58 AM |
christifa | $25.00 | 9/20/2012 9:59:53 AM |
skurfa | $25.00 | 9/20/2012 10:00:23 AM |
top-sensible-yield | $25.00 | 9/20/2012 9:45:39 AM |
MechEngineer | $25.00 | 9/20/2012 9:46:54 AM |
selfmademan | $25.00 | 9/20/2012 9:50:11 AM |
authentic-liberty7 | $25.00 | 9/20/2012 10:06:36 AM |
durability-solstice8 | $50.00 | 9/20/2012 9:50:28 AM |
mogul42 | $25.00 | 9/20/2012 9:50:49 AM |
brightest-responsible-contract | $25.00 | 9/20/2012 9:53:06 AM |
subtle-social4 | $50.00 | 9/20/2012 10:12:36 AM |
lDewey | $25.00 | 9/20/2012 10:13:41 AM |
Chervianne | $50.00 | 9/20/2012 9:58:57 AM |
Enjoying_Life | $25.00 | 9/20/2012 10:21:24 AM |
cash-sensai2 | $25.00 | 9/20/2012 10:02:44 AM |
kind-magical-investment | $25.00 | 9/20/2012 10:03:28 AM |
dbaoracle | $50.00 | 9/20/2012 10:34:45 AM |
transparency-river1 | $500.00 | 9/20/2012 10:38:55 AM |
thedoctor | $38.76 | 9/20/2012 10:42:56 AM |
slartibardfast | $25.00 | 9/20/2012 10:08:38 AM |
newyork6264 | $25.00 | 9/20/2012 10:21:28 AM |
power-trophy7 | $25.00 | 9/20/2012 10:26:19 AM |
Cheburashka | $30.00 | 9/20/2012 10:29:24 AM |
440 Investments
|
Borrower Payment Dependent Notes Series
640460
This series of Notes was issued and sold upon the funding of the borrower loan #75254, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $128.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 12% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,799 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| p2ploan-channel072 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
thrifty-transaction578 | $25.00 | 9/17/2012 5:10:23 PM |
sturdy-fairness0 | $100.00 | 9/17/2012 5:11:16 PM |
lionheart722 | $100.00 | 9/17/2012 5:12:47 PM |
gravbox | $25.00 | 9/17/2012 5:29:16 PM |
friendly-gold | $25.00 | 9/17/2012 6:00:37 PM |
ready-justice7 | $50.00 | 9/17/2012 5:45:51 PM |
Avala | $100.00 | 9/18/2012 9:32:09 AM |
Castellan | $50.00 | 9/18/2012 9:19:29 AM |
fascinating-benefit279 | $40.00 | 9/18/2012 9:44:49 AM |
progressive-economy261 | $500.00 | 9/18/2012 9:51:49 AM |
OnePoorDude | $25.00 | 9/18/2012 10:17:42 AM |
availableloan | $25.00 | 9/18/2012 10:32:56 AM |
handy-money9 | $75.00 | 9/18/2012 10:52:23 AM |
azazle | $25.00 | 9/18/2012 1:25:34 PM |
pdub | $250.00 | 9/18/2012 5:58:28 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:47 PM |
special-dinero553 | $25.00 | 9/18/2012 5:47:14 PM |
responsibility-butterfly | $25.00 | 9/18/2012 7:15:47 PM |
britches613 | $25.00 | 9/18/2012 7:16:11 PM |
tolerant-dinero2 | $25.00 | 9/18/2012 8:26:09 PM |
phenomenal-rate1 | $500.00 | 9/19/2012 8:52:29 AM |
Nazbuster | $100.00 | 9/18/2012 9:58:20 PM |
GrayStudio | $25.00 | 9/19/2012 12:22:20 PM |
virtuous-auction7 | $25.00 | 9/19/2012 3:22:20 PM |
compatible-deal9 | $25.00 | 9/19/2012 2:45:23 PM |
unflappable-balance5 | $25.00 | 9/19/2012 4:56:31 PM |
mariah8641 | $30.00 | 9/17/2012 5:21:48 PM |
aztec | $50.00 | 9/17/2012 5:26:40 PM |
gold-pudding6 | $44.00 | 9/17/2012 5:32:52 PM |
CreditBuilder2 | $25.01 | 9/17/2012 5:06:43 PM |
Taxman44 | $25.00 | 9/17/2012 5:48:22 PM |
fantastic-bazaar2 | $50.00 | 9/17/2012 7:31:31 PM |
brainy-credit1 | $70.00 | 9/18/2012 3:57:42 AM |
durability-seahorse7 | $50.00 | 9/18/2012 12:58:54 AM |
bonafide-economy | $25.00 | 9/18/2012 8:19:47 AM |
community-seahorse0 | $50.00 | 9/18/2012 7:21:45 AM |
a-finance-nirvana | $25.00 | 9/18/2012 9:59:59 AM |
kenji4861 | $25.00 | 9/18/2012 10:27:44 AM |
0_0 | $25.00 | 9/18/2012 10:31:06 AM |
excellent-funds649 | $130.00 | 9/18/2012 10:35:17 AM |
unrelenting-power5 | $25.00 | 9/18/2012 4:03:14 PM |
FundMaker | $25.00 | 9/18/2012 2:47:43 PM |
bewitching-commitment421 | $100.00 | 9/18/2012 11:18:53 AM |
intuitive-benefit3 | $100.00 | 9/18/2012 5:31:09 PM |
Dubbs360 | $500.00 | 9/18/2012 6:05:13 PM |
Robin_Hood | $25.00 | 9/18/2012 6:05:58 PM |
community-stream9 | $25.00 | 9/18/2012 8:39:41 PM |
glenium | $25.00 | 9/19/2012 3:12:00 AM |
sisepuede | $25.00 | 9/18/2012 8:40:42 PM |
Ravyn | $25.00 | 9/19/2012 6:00:07 AM |
cash-kin7 | $50.00 | 9/19/2012 10:01:19 AM |
Lev8 | $25.00 | 9/19/2012 3:20:27 PM |
palpbert | $25.00 | 9/19/2012 10:17:53 AM |
Quiza12 | $50.00 | 9/19/2012 10:39:51 AM |
Plutis | $25.00 | 9/19/2012 10:51:28 AM |
payment-halo | $9.99 | 9/19/2012 5:06:51 PM |
JavaJunky58 | $25.00 | 9/19/2012 4:47:33 PM |
jonmars | $25.00 | 9/19/2012 5:03:52 PM |
Johnab | $26.00 | 9/19/2012 3:26:57 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
640470
This series of Notes was issued and sold upon the funding of the borrower loan #75035, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $216.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2008 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,591 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| enclave985 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rental Home Improvement
Purpose of loan: Pay for rental home improvements
This loan will be used to... replace carpet and few other repairs.
My financial situation:
I am a good candidate for this loan because my rental home has a positive net cash-flow of $500 each month. That's more than twice my payment to Prosper. It is currently rented with a lease that expires in July 2013. I plan on paying of the loan within the next 12 months.
Monthly net income: $3970
Monthly expenses: $2178
Housing: $583
Insurance: $120
Car expenses: $200
Utilities: $180
Phone, cable, internet: $110
Groceries: $585
Entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $200
Misc: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bank_Of_XL | $25.00 | 9/17/2012 5:04:04 PM |
tranquil-gain1 | $75.00 | 9/17/2012 5:05:46 PM |
pierrelasvegas | $25.00 | 9/17/2012 5:22:50 PM |
dukeiyer | $25.00 | 9/17/2012 5:13:48 PM |
wetlands | $200.00 | 9/17/2012 5:24:52 PM |
j2ee | $50.00 | 9/17/2012 5:15:58 PM |
URBANCAPITAL | $25.00 | 9/17/2012 5:03:45 PM |
cash-mad-scientist3 | $25.00 | 9/17/2012 5:13:02 PM |
order-tamale | $400.00 | 9/17/2012 5:14:51 PM |
openness-antioxidant | $75.00 | 9/17/2012 5:19:51 PM |
abundanceforever | $52.50 | 9/17/2012 5:21:55 PM |
nickel-ferret | $25.00 | 9/17/2012 5:23:52 PM |
compassion-twister2 | $50.00 | 9/17/2012 5:30:54 PM |
MI2 | $3,797.50 | 9/17/2012 5:34:39 PM |
a-finance-nirvana | $25.00 | 9/17/2012 5:21:26 PM |
versatile-dime442 | $250.00 | 9/17/2012 5:27:11 PM |
majestic-note6 | $200.00 | 9/17/2012 5:27:51 PM |
trade-boots1 | $100.00 | 9/17/2012 5:16:32 PM |
LeReve | $500.00 | 9/17/2012 5:29:31 PM |
affluence-microscope2 | $200.00 | 9/17/2012 5:21:04 PM |
WalnutCreekguy | $50.00 | 9/17/2012 5:26:51 PM |
dynamic-money271 | $100.00 | 9/17/2012 5:27:32 PM |
DreisersFinancier | $50.00 | 9/17/2012 5:12:55 PM |
the-silver-blaster | $50.00 | 9/17/2012 5:31:10 PM |
transparency-sapling | $25.00 | 9/17/2012 5:33:35 PM |
houli123 | $25.00 | 9/17/2012 5:17:44 PM |
radiant-dollar9 | $200.00 | 9/17/2012 5:26:20 PM |
gold-pudding6 | $60.00 | 9/17/2012 5:32:53 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
640536
This series of Notes was issued and sold upon the funding of the borrower loan #75554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $772.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 9y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,987 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| blue-stable-principal9 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Combine debt and pay off.
My financial situation: Enrichment Federal Credit Union
I am a good candidate for this loan because... I own a small business and also work a full time job
Monthly net income: $7000
Monthly expenses: $
Housing: $ 1500
Insurance: $100
Car expenses: $397.00
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $3000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MI2 | $5,000.00 | 9/18/2012 5:02:26 PM |
the-silver-blaster | $50.00 | 9/18/2012 5:11:58 PM |
mindful-generosity1 | $25.00 | 9/18/2012 5:27:53 PM |
imogen22 | $25.00 | 9/18/2012 5:11:25 PM |
duty-viola | $25.00 | 9/18/2012 5:12:02 PM |
compassion-twister2 | $50.00 | 9/18/2012 5:13:24 PM |
Beld | $50.00 | 9/18/2012 5:30:06 PM |
first-pragmatic-power | $25.00 | 9/18/2012 5:53:31 PM |
leverage-sensai6 | $25.00 | 9/18/2012 5:17:21 PM |
majestic-note6 | $200.00 | 9/18/2012 5:17:46 PM |
special-dinero553 | $25.00 | 9/18/2012 5:48:14 PM |
Dubbs360 | $500.00 | 9/18/2012 6:05:17 PM |
bold-marketplace-awakening | $150.00 | 9/18/2012 6:21:18 PM |
commerce-gargantuan2 | $50.00 | 9/18/2012 6:26:43 PM |
bonus-demon | $50.00 | 9/18/2012 6:29:09 PM |
Robin_Hood | $25.00 | 9/18/2012 6:06:01 PM |
friendly-gold | $25.00 | 9/18/2012 5:46:09 PM |
money-baron | $50.00 | 9/18/2012 6:09:25 PM |
responsibility-butterfly | $25.00 | 9/18/2012 7:15:52 PM |
scottharr27 | $100.00 | 9/18/2012 9:04:27 PM |
benevolent-marketplace4 | $2,500.00 | 9/18/2012 6:46:52 PM |
SolarMoonshine | $25.00 | 9/18/2012 6:50:42 PM |
mikrolown | $25.00 | 9/18/2012 6:11:08 PM |
stollcm | $25.00 | 9/18/2012 7:35:25 PM |
Christophe | $25.00 | 9/18/2012 6:45:47 PM |
active-wealth3 | $50.00 | 9/18/2012 10:48:18 PM |
glroark | $50.00 | 9/19/2012 7:38:19 AM |
buddy486 | $25.00 | 9/19/2012 8:14:09 AM |
kulender | $100.00 | 9/19/2012 4:58:51 AM |
ready-vigilance3 | $50.00 | 9/19/2012 8:56:36 AM |
lokiswolf | $25.00 | 9/19/2012 5:54:11 AM |
dinero-pecan6 | $25.00 | 9/19/2012 6:39:52 AM |
credit-adventurer313 | $26.00 | 9/19/2012 2:51:29 AM |
seabassx | $30.00 | 9/19/2012 9:15:50 AM |
return-enthusiast1 | $50.00 | 9/19/2012 8:44:42 AM |
dynadave | $1,000.00 | 9/19/2012 8:48:28 AM |
Worldskiboy | $50.00 | 9/19/2012 9:48:06 AM |
cash-kin7 | $50.00 | 9/19/2012 10:01:22 AM |
superb-funds335 | $25.00 | 9/19/2012 9:29:17 AM |
WalnutCreekguy | $50.00 | 9/19/2012 9:37:06 AM |
EthanColeInvestingGroup | $50.00 | 9/19/2012 10:22:09 AM |
duckbill_1972 | $30.00 | 9/19/2012 11:21:51 AM |
trajectory086 | $50.00 | 9/19/2012 11:45:15 AM |
missing-link | $25.00 | 9/19/2012 10:07:11 AM |
Vegasjim | $25.00 | 9/19/2012 10:06:30 AM |
Laissez-faire | $750.00 | 9/19/2012 4:25:27 PM |
jybank | $49.00 | 9/19/2012 10:31:54 AM |
squeebie | $50.00 | 9/19/2012 11:03:34 AM |
lvmises | $25.00 | 9/19/2012 1:51:35 PM |
leverage-galleon | $30.00 | 9/19/2012 2:27:08 PM |
dmunySF | $50.00 | 9/19/2012 4:25:17 PM |
terrific-dough6 | $50.00 | 9/19/2012 5:03:00 PM |
global-invest-group | $25.00 | 9/19/2012 5:55:44 PM |
adventurer447 | $300.00 | 9/19/2012 5:29:33 PM |
shrewd-deal | $25.00 | 9/19/2012 6:12:55 PM |
restless-currency | $40.00 | 9/19/2012 5:30:05 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:35 PM |
COCHINOBOY | $40.00 | 9/19/2012 5:46:26 PM |
velocity-winner | $25.00 | 9/19/2012 8:53:57 PM |
Blue_HorseShoe | $25.00 | 9/20/2012 4:48:12 AM |
transaction-keeper5 | $25.00 | 9/20/2012 5:06:11 AM |
bold-unique-benjamins | $50.00 | 9/19/2012 7:33:53 PM |
thankful-nickel2 | $25.00 | 9/19/2012 7:39:33 PM |
jpac1066 | $50.00 | 9/20/2012 5:50:20 AM |
speedy-point | $25.00 | 9/19/2012 11:30:00 PM |
investment-comet | $25.00 | 9/20/2012 7:13:46 AM |
Farmer-Ted | $25.00 | 9/19/2012 9:33:38 PM |
chrisb1414 | $25.00 | 9/20/2012 6:16:15 AM |
skeebuzz | $400.00 | 9/19/2012 10:06:47 PM |
BankofRon | $25.00 | 9/20/2012 7:18:23 AM |
orange-preeminant-bill | $50.00 | 9/20/2012 7:22:48 AM |
rockhound84 | $25.00 | 9/20/2012 5:13:26 AM |
rtfproducer | $25.00 | 9/20/2012 5:24:36 AM |
reaction5 | $25.00 | 9/20/2012 9:01:30 AM |
treasure-bliss | $50.00 | 9/20/2012 7:19:18 AM |
wise-transaction-grizzly | $25.00 | 9/20/2012 8:30:10 AM |
fortytwo | $150.00 | 9/20/2012 9:46:12 AM |
CapitalismRocks | $25.00 | 9/20/2012 9:30:39 AM |
a-finance-director | $100.00 | 9/20/2012 10:12:48 AM |
netg | $25.00 | 9/20/2012 9:49:12 AM |
kind-magical-investment | $25.00 | 9/20/2012 10:03:29 AM |
the-brilliant-currency | $75.00 | 9/20/2012 9:54:46 AM |
Gladglide | $25.00 | 9/20/2012 9:55:43 AM |
systematic-asset8 | $60.00 | 9/20/2012 2:53:40 PM |
sugnal | $50.00 | 9/20/2012 3:14:08 PM |
loyalty-dragster7 | $37.00 | 9/20/2012 5:02:23 PM |
mammalian4 | $25.00 | 9/20/2012 5:07:01 PM |
lostontheedge | $25.00 | 9/20/2012 12:34:05 PM |
social-comet7 | $25.00 | 9/20/2012 4:21:47 PM |
a-noble-coin | $25.00 | 9/20/2012 6:04:59 PM |
pierrelasvegas | $25.00 | 9/20/2012 6:16:50 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:08 AM |
yield-hut | $25.00 | 9/21/2012 3:54:44 AM |
Kumasan | $104.00 | 9/20/2012 8:11:05 PM |
theaterguy | $30.00 | 9/20/2012 8:45:01 PM |
helping-out | $30.00 | 9/21/2012 6:22:57 AM |
independent-listing796 | $25.00 | 9/21/2012 2:53:13 AM |
Brisket_Bob | $28.33 | 9/21/2012 7:25:34 AM |
sgt-schultz | $45.00 | 9/21/2012 7:29:14 AM |
jga516 | $25.00 | 9/20/2012 8:20:00 PM |
lean-fund0 | $100.00 | 9/21/2012 7:41:07 AM |
transparency-universe8 | $25.00 | 9/21/2012 7:01:14 AM |
lskarp | $30.00 | 9/21/2012 8:22:52 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:29 AM |
InvestingEngineer | $50.00 | 9/21/2012 9:37:11 AM |
income-triangulation1 | $25.00 | 9/18/2012 5:04:54 PM |
spartacusiam | $25.00 | 9/18/2012 5:16:00 PM |
houli123 | $25.00 | 9/18/2012 5:15:48 PM |
supreme-treasure8 | $100.00 | 9/18/2012 5:14:21 PM |
historic-value7 | $100.00 | 9/18/2012 5:18:41 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:50 PM |
ready-justice7 | $50.00 | 9/18/2012 5:32:16 PM |
pdub | $750.00 | 9/18/2012 5:56:20 PM |
toblerone | $25.00 | 9/18/2012 6:20:09 PM |
EnglishGeekInNYC | $50.00 | 9/18/2012 6:40:00 PM |
LoanerPrincipal | $25.00 | 9/18/2012 6:52:43 PM |
azazle | $50.00 | 9/18/2012 8:02:17 PM |
wojo | $25.00 | 9/19/2012 7:29:55 AM |
treasure-singularity | $25.00 | 9/18/2012 11:41:22 PM |
dudebrah | $25.00 | 9/19/2012 8:11:38 AM |
LendingPimp_2 | $50.00 | 9/19/2012 2:58:36 AM |
community-stream9 | $25.00 | 9/18/2012 8:39:47 PM |
RGlad | $300.00 | 9/18/2012 8:46:44 PM |
eljobe | $50.00 | 9/19/2012 5:42:34 AM |
mercuriant | $25.00 | 9/19/2012 9:01:52 AM |
dcoggins | $25.00 | 9/19/2012 6:20:47 AM |
1stPlace | $50.00 | 9/19/2012 6:45:38 AM |
receptive-affluence035 | $40.00 | 9/19/2012 7:05:33 AM |
salegalaxy | $25.00 | 9/18/2012 11:54:47 PM |
durability-seahorse7 | $100.00 | 9/19/2012 5:22:19 AM |
greenback-sage433 | $25.00 | 9/19/2012 8:14:05 AM |
transparency-baton | $25.00 | 9/19/2012 8:33:37 AM |
businessbroker101 | $25.00 | 9/19/2012 7:49:58 AM |
supreme-exchange547 | $25.00 | 9/19/2012 8:02:04 AM |
entertaining-revenue4 | $50.00 | 9/19/2012 9:42:35 AM |
a-finance-nirvana | $25.00 | 9/19/2012 9:23:45 AM |
papaloha | $25.00 | 9/19/2012 9:30:58 AM |
tech310 | $50.00 | 9/19/2012 9:38:10 AM |
Harry | $47.00 | 9/19/2012 9:52:27 AM |
wwwUniversal | $25.00 | 9/19/2012 10:36:55 AM |
lunareclipse | $50.00 | 9/19/2012 1:21:18 PM |
charlies-angel | $103.11 | 9/19/2012 1:33:09 PM |
bent300 | $50.00 | 9/19/2012 1:56:22 PM |
Vector | $25.00 | 9/19/2012 2:34:47 PM |
Tonusb0 | $25.00 | 9/19/2012 4:27:13 PM |
Quiza12 | $50.00 | 9/19/2012 10:39:51 AM |
cash-cymbal3 | $100.00 | 9/19/2012 12:48:53 PM |
adalger | $25.00 | 9/19/2012 1:45:19 PM |
finance-refresher3 | $50.00 | 9/19/2012 1:59:17 PM |
SSC_CCV | $40.00 | 9/19/2012 11:23:23 AM |
leverage-monger | $25.00 | 9/19/2012 12:06:04 PM |
amc3 | $90.00 | 9/19/2012 4:04:18 PM |
Peacepower | $30.00 | 9/19/2012 4:33:07 PM |
bonus-seahorse | $25.00 | 9/19/2012 12:42:38 PM |
All_Wins | $35.00 | 9/19/2012 4:53:32 PM |
nickel-karate5 | $100.00 | 9/19/2012 4:39:32 PM |
proper-exchange8 | $50.00 | 9/19/2012 5:46:30 PM |
elegant-hope578 | $50.00 | 9/19/2012 5:28:58 PM |
Comoparklender | $25.00 | 9/19/2012 6:01:37 PM |
TheLoanManCan | $25.00 | 9/19/2012 7:46:17 PM |
Schubs | $50.00 | 9/19/2012 8:00:24 PM |
turbo79 | $25.00 | 9/19/2012 9:14:19 PM |
deal-pioneer1 | $25.00 | 9/20/2012 6:09:11 AM |
helpful-kindness2 | $25.00 | 9/20/2012 6:26:19 AM |
DaGoldenchild | $25.00 | 9/20/2012 7:13:34 AM |
leverage-baker | $25.00 | 9/20/2012 8:21:08 AM |
andyb9 | $25.00 | 9/19/2012 8:12:44 PM |
rockhound84 | $34.00 | 9/20/2012 5:07:50 AM |
worldly-income2 | $25.00 | 9/20/2012 6:44:37 AM |
leverage-boomer0 | $25.00 | 9/20/2012 6:47:05 AM |
socrates520 | $50.00 | 9/19/2012 11:34:06 PM |
dough-kitten5 | $25.00 | 9/20/2012 4:28:56 AM |
future-baby-fund | $25.00 | 9/20/2012 7:47:30 AM |
dough-hammock | $50.00 | 9/20/2012 6:29:26 AM |
cropdust3r | $25.00 | 9/20/2012 9:02:13 AM |
broosky2 | $25.00 | 9/20/2012 7:44:40 AM |
LeReve | $500.00 | 9/20/2012 9:20:05 AM |
truth-companion | $25.00 | 9/20/2012 10:07:45 AM |
magnitude787 | $30.00 | 9/20/2012 10:11:25 AM |
social-cocktail1 | $193.00 | 9/20/2012 9:58:34 AM |
seadogs | $25.00 | 9/20/2012 3:37:07 PM |
willinvest | $25.00 | 9/20/2012 4:24:57 PM |
harmonious-contract5 | $25.00 | 9/20/2012 1:18:19 PM |
credible-benjamins724 | $25.00 | 9/20/2012 6:20:25 PM |
buddycat | $30.00 | 9/20/2012 8:04:41 PM |
income-galaxy1 | $50.00 | 9/21/2012 5:41:30 AM |
YosemiteSam | $25.00 | 9/21/2012 5:45:07 AM |
platinum-lightning | $50.00 | 9/20/2012 6:04:10 PM |
FWF-kinetic | $25.00 | 9/20/2012 9:49:37 PM |
revenue-statesperson4 | $100.00 | 9/20/2012 11:53:19 PM |
integrity-doctor | $100.00 | 9/21/2012 8:03:34 AM |
fides-cx | $250.00 | 9/21/2012 9:03:10 AM |
tmdmf | $25.00 | 9/21/2012 8:01:40 AM |
crw1950 | $26.58 | 9/21/2012 4:22:55 AM |
greekgst99 | $25.00 | 9/21/2012 7:17:58 AM |
Win_With_P2P | $50.00 | 9/21/2012 7:20:03 AM |
sosleep | $25.00 | 9/21/2012 8:45:20 AM |
UBOtto186 | $16.98 | 9/21/2012 9:46:23 AM |
198 Investments
|
Borrower Payment Dependent Notes Series
640552
This series of Notes was issued and sold upon the funding of the borrower loan #75058, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 61% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $954 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tranquil-bill8 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RJN | $35.00 | 9/20/2012 5:01:20 PM |
bewitching-dollar5 | $100.00 | 9/20/2012 5:27:53 PM |
durability-seahorse7 | $50.00 | 9/20/2012 5:11:52 PM |
EnglishGeekInNYC | $50.00 | 9/20/2012 6:17:29 PM |
52digital | $75.00 | 9/20/2012 6:27:15 PM |
mindful-generosity1 | $50.00 | 9/20/2012 6:09:29 PM |
bellaquito | $500.00 | 9/20/2012 6:38:13 PM |
SolarMoonshine | $25.00 | 9/20/2012 6:41:29 PM |
worthy-bid8 | $30.00 | 9/20/2012 5:48:11 PM |
let_me_retire | $75.00 | 9/21/2012 4:12:23 AM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:20 AM |
kulender | $50.00 | 9/21/2012 1:49:43 PM |
fountain355 | $25.00 | 9/21/2012 1:14:52 PM |
melodious-openness | $200.00 | 9/22/2012 4:50:53 AM |
money-fort | $25.64 | 9/21/2012 8:23:37 PM |
Bob450 | $25.00 | 9/22/2012 8:04:29 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:48 AM |
azazle | $50.00 | 9/22/2012 11:31:39 AM |
integrity-builder | $50.00 | 9/22/2012 12:53:02 PM |
NorthernFunds | $25.00 | 9/22/2012 3:39:46 PM |
quickstep | $100.00 | 9/23/2012 2:31:35 AM |
reasonable-nickel6 | $25.00 | 9/23/2012 12:23:19 PM |
calamango | $50.00 | 9/24/2012 9:01:47 AM |
first-serene-credit | $25.00 | 9/24/2012 7:43:30 AM |
obduro_1 | $25.00 | 9/24/2012 8:36:08 AM |
compatible-deal9 | $25.00 | 9/24/2012 10:57:10 AM |
wealth-multiplier | $25.00 | 9/24/2012 11:23:33 AM |
asset-trajectory | $25.00 | 9/24/2012 12:52:56 PM |
ready-agreement5 | $50.00 | 9/24/2012 11:02:09 AM |
investech | $29.21 | 9/24/2012 1:21:00 PM |
cp-family | $50.00 | 9/20/2012 5:20:18 PM |
quest0 | $50.00 | 9/21/2012 7:05:38 AM |
sensible-interest2 | $25.00 | 9/20/2012 10:21:58 PM |
california111 | $100.00 | 9/21/2012 7:28:51 AM |
pdub | $200.00 | 9/21/2012 12:22:05 PM |
Core-Marketing | $25.00 | 9/21/2012 1:22:26 PM |
treasure-hunter270 | $25.00 | 9/21/2012 3:56:29 PM |
greencat | $50.00 | 9/21/2012 4:03:23 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:50:53 PM |
dudebrah | $25.00 | 9/21/2012 6:50:29 PM |
irrelevant | $50.00 | 9/22/2012 5:08:59 AM |
Kissabledevil | $25.00 | 9/21/2012 7:41:30 PM |
TravisMcGee | $25.00 | 9/21/2012 8:42:40 PM |
papaloha | $25.00 | 9/21/2012 10:03:57 PM |
Skynxhunt | $25.00 | 9/22/2012 9:32:18 AM |
CA-Lender | $25.00 | 9/22/2012 2:43:09 PM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:19 AM |
Haribelle | $25.00 | 9/23/2012 3:37:42 PM |
first-dinero-temple | $25.00 | 9/23/2012 9:22:34 PM |
Farmer-Ted | $25.00 | 9/23/2012 11:06:18 PM |
zenyatta | $25.00 | 9/24/2012 8:32:00 AM |
rabbidlender | $25.00 | 9/24/2012 12:54:21 PM |
bubb_hans | $25.00 | 9/24/2012 10:04:05 AM |
asset-linkage | $25.00 | 9/24/2012 10:11:34 AM |
lean-dedication | $25.00 | 9/24/2012 1:31:35 PM |
Leshan | $50.00 | 9/24/2012 1:45:29 PM |
benevolent-marketplace4 | $1,030.15 | 9/24/2012 1:50:20 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
640596
This series of Notes was issued and sold upon the funding of the borrower loan #74835, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $415.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,322 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dime-bumblebee4 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to... build business & purchase mobile video game truck
My financial situation:
I am a good candidate for this loan because... I have a high credit score and estimate repayment of these funds within 2 yr timeframe.
Monthly net income: $ 2400
Monthly expenses: $
Housing: $ 992
Insurance: $ 90
Car expenses: $ my car is paid off
Utilities: $ 1175
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $ n/a
Credit cards and other loans: $ 500 credit card limit with chase
Other expenses: $ n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
friendly-gold | $25.00 | 9/20/2012 5:01:44 PM |
duty-viola | $25.00 | 9/20/2012 5:07:12 PM |
best-bonafide-p2p | $25.00 | 9/20/2012 5:19:07 PM |
houli123 | $25.00 | 9/20/2012 5:21:40 PM |
reduce_US_govt_debt | $35.00 | 9/20/2012 5:02:28 PM |
Investor_DP | $200.00 | 9/20/2012 5:28:47 PM |
mikrolown | $25.00 | 9/20/2012 5:37:42 PM |
dmunySF | $50.00 | 9/20/2012 5:52:11 PM |
cash-mad-scientist3 | $25.00 | 9/20/2012 5:09:44 PM |
supreme-treasure8 | $100.00 | 9/20/2012 5:10:22 PM |
durability-seahorse7 | $50.00 | 9/20/2012 5:11:52 PM |
platinum-lightning | $50.00 | 9/20/2012 6:04:21 PM |
ready-justice7 | $50.00 | 9/20/2012 5:32:17 PM |
Bank_Of_XL | $25.00 | 9/20/2012 5:13:54 PM |
superb-funds335 | $25.00 | 9/20/2012 5:42:50 PM |
mckhbnpc | $50.00 | 9/20/2012 5:43:27 PM |
mindful-generosity1 | $50.00 | 9/20/2012 6:09:29 PM |
FWF-kinetic | $25.00 | 9/20/2012 9:55:00 PM |
Beld | $50.00 | 9/20/2012 5:44:50 PM |
LoanerPrincipal | $25.00 | 9/20/2012 6:46:31 PM |
a-social-nebula | $50.00 | 9/20/2012 8:45:09 PM |
bellaquito | $500.00 | 9/20/2012 6:07:08 PM |
selector568 | $300.00 | 9/20/2012 6:07:29 PM |
five-star-justice | $25.00 | 9/21/2012 6:52:17 AM |
cattlebaron | $25.00 | 9/20/2012 6:43:38 PM |
Empower-personal-responsibility | $25.00 | 9/21/2012 7:30:22 AM |
fund-javelin1 | $25.00 | 9/21/2012 12:33:49 AM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:21 AM |
orange-preeminant-bill | $50.00 | 9/21/2012 6:17:37 AM |
thrilling-fund427 | $50.00 | 9/21/2012 9:16:04 AM |
affluence-microscope2 | $200.00 | 9/21/2012 9:12:39 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:51 AM |
generous-deal6 | $25.00 | 9/21/2012 9:48:11 AM |
dejapooh | $57.30 | 9/21/2012 9:28:16 AM |
the-silver-blaster | $50.00 | 9/21/2012 9:33:07 AM |
reordan | $25.00 | 9/21/2012 9:48:53 AM |
MI2 | $5,000.00 | 9/21/2012 12:28:01 PM |
appetizing-gold4 | $25.00 | 9/21/2012 12:58:32 PM |
pdub | $750.00 | 9/21/2012 12:20:12 PM |
openness-cosmos9 | $50.00 | 9/21/2012 12:33:09 PM |
azazle | $50.00 | 9/21/2012 12:47:16 PM |
on_your_side | $25.00 | 9/21/2012 2:24:37 PM |
Use_It_Wisely | $25.00 | 9/21/2012 2:44:17 PM |
ready-vigilance3 | $50.00 | 9/21/2012 3:22:32 PM |
kulender | $50.00 | 9/21/2012 1:49:44 PM |
MilitaryMTP | $50.00 | 9/21/2012 4:19:44 PM |
RJTintheBK | $45.00 | 9/21/2012 1:07:49 PM |
seabassx | $25.00 | 9/21/2012 1:15:50 PM |
leverage-monger | $44.00 | 9/21/2012 1:54:15 PM |
heartpounding-loyalty7 | $25.00 | 9/21/2012 5:07:52 PM |
trade-boots1 | $100.00 | 9/21/2012 5:06:12 PM |
gold-pudding6 | $60.00 | 9/21/2012 5:12:58 PM |
wetlands | $200.00 | 9/21/2012 5:14:44 PM |
lakshmilila | $25.00 | 9/21/2012 5:01:57 PM |
NR | $25.00 | 9/21/2012 5:14:49 PM |
gethsemane4 | $25.00 | 9/21/2012 5:15:45 PM |
nycfinance | $25.00 | 9/21/2012 5:19:55 PM |
adventurer447 | $300.00 | 9/21/2012 5:19:57 PM |
mercuriant | $25.00 | 9/21/2012 5:03:14 PM |
SimpleChoice | $25.00 | 9/21/2012 5:20:26 PM |
Jloaner | $100.00 | 9/21/2012 5:05:45 PM |
the-brilliant-currency | $25.00 | 9/21/2012 5:22:40 PM |
luminous-finance9 | $26.00 | 9/21/2012 5:29:58 PM |
transparency-sapling | $25.00 | 9/21/2012 5:30:42 PM |
adaboy65 | $100.00 | 9/21/2012 5:28:26 PM |
new-intuitive-dime | $25.00 | 9/21/2012 5:36:10 PM |
compassion-expert | $25.00 | 9/21/2012 5:13:58 PM |
return-pioneer221 | $200.00 | 9/21/2012 5:14:03 PM |
heavenly-bazaar3 | $57.00 | 9/21/2012 5:18:51 PM |
compassionate-auction6 | $150.00 | 9/21/2012 5:22:25 PM |
proper-exchange8 | $50.00 | 9/21/2012 5:26:26 PM |
tender-commerce8 | $50.00 | 9/21/2012 5:30:22 PM |
PrimeFunding | $25.00 | 9/20/2012 5:31:03 PM |
bazaar-tulip | $25.00 | 9/20/2012 5:34:29 PM |
income-triangulation1 | $25.00 | 9/20/2012 5:01:40 PM |
first-pragmatic-power | $25.00 | 9/20/2012 5:58:06 PM |
integrity-reactor4 | $100.00 | 9/20/2012 6:00:42 PM |
pierrelasvegas | $25.00 | 9/20/2012 5:11:20 PM |
WalnutCreekguy | $50.00 | 9/20/2012 6:06:13 PM |
money-bauble | $100.00 | 9/20/2012 6:07:16 PM |
52digital | $75.00 | 9/20/2012 6:16:55 PM |
credit-coach118 | $40.01 | 9/20/2012 5:18:56 PM |
networks4ever | $25.00 | 9/20/2012 5:56:14 PM |
dt_one | $25.00 | 9/20/2012 10:52:24 PM |
orange-ideal-listing | $25.00 | 9/21/2012 12:14:36 AM |
credit-adventurer313 | $25.00 | 9/21/2012 2:39:14 AM |
money-baron | $50.00 | 9/20/2012 6:09:38 PM |
1stPlace | $50.00 | 9/21/2012 6:43:53 AM |
receptive-affluence035 | $25.00 | 9/21/2012 7:04:00 AM |
SLN-10 | $30.00 | 9/20/2012 6:36:57 PM |
jga516 | $25.00 | 9/20/2012 8:20:05 PM |
treasure-bliss | $25.00 | 9/21/2012 6:14:03 AM |
california111 | $100.00 | 9/21/2012 7:28:51 AM |
credible-responsibility022 | $25.00 | 9/21/2012 6:40:27 AM |
capital-investor8 | $25.00 | 9/21/2012 6:59:30 AM |
tech310 | $50.00 | 9/21/2012 9:31:21 AM |
justreturns | $25.00 | 9/21/2012 9:09:08 AM |
radiant-dollar9 | $200.00 | 9/21/2012 9:25:43 AM |
versatile-dime442 | $250.00 | 9/21/2012 9:26:03 AM |
fides-cx | $25.00 | 9/21/2012 9:12:45 AM |
Tradesmanlender | $25.00 | 9/21/2012 9:42:21 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:33 AM |
imogen22 | $50.00 | 9/21/2012 9:20:16 AM |
fortytwo | $150.00 | 9/21/2012 9:54:57 AM |
reflective-rupee | $25.00 | 9/21/2012 9:59:28 AM |
LeReve | $500.00 | 9/21/2012 9:29:35 AM |
EBITDA | $25.00 | 9/21/2012 10:21:03 AM |
sunny-in-pdx | $200.00 | 9/21/2012 10:36:40 AM |
compatible-deal9 | $25.00 | 9/21/2012 1:17:23 PM |
Myrick | $25.00 | 9/21/2012 1:24:41 PM |
revenue-serenity | $25.00 | 9/21/2012 3:28:19 PM |
FinanceEngine | $60.00 | 9/21/2012 3:33:20 PM |
unrelenting-platinum2 | $25.00 | 9/21/2012 2:44:12 PM |
whitegold24k | $100.00 | 9/21/2012 4:23:22 PM |
KADENA462 | $25.00 | 9/21/2012 3:14:08 PM |
Thrash | $85.00 | 9/21/2012 4:49:36 PM |
desertoasis | $50.00 | 9/21/2012 3:37:53 PM |
benevolent-transaction090 | $50.00 | 9/21/2012 5:02:11 PM |
social-zebra | $30.78 | 9/21/2012 12:42:22 PM |
charming-balance5 | $100.00 | 9/21/2012 4:39:39 PM |
EthanColeInvestingGroup | $25.00 | 9/21/2012 1:40:56 PM |
rolpn | $25.00 | 9/21/2012 5:06:23 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:50:54 PM |
plentiful-return386 | $50.00 | 9/21/2012 3:33:26 PM |
lamcat2000 | $25.00 | 9/21/2012 3:59:59 PM |
Peacepower | $30.00 | 9/21/2012 4:14:15 PM |
newest-currency-vibrato | $25.00 | 9/21/2012 5:21:24 PM |
impressive-loan | $100.00 | 9/21/2012 5:21:20 PM |
profitable-fairness1 | $50.00 | 9/21/2012 5:26:07 PM |
subtle-bill727 | $25.00 | 9/21/2012 5:23:25 PM |
squeebie | $50.00 | 9/21/2012 5:24:41 PM |
prudent-payment316 | $25.00 | 9/21/2012 5:28:20 PM |
Kaj | $25.00 | 9/21/2012 5:24:51 PM |
bill-artisan7 | $25.00 | 9/21/2012 5:28:48 PM |
independent-silver9 | $25.00 | 9/21/2012 5:29:47 PM |
restless-currency | $40.00 | 9/21/2012 5:31:49 PM |
washboard1 | $25.00 | 9/21/2012 5:33:47 PM |
chlebie | $50.00 | 9/21/2012 5:32:13 PM |
structure9 | $25.00 | 9/21/2012 5:33:25 PM |
green-principal-maniac | $50.00 | 9/21/2012 5:34:33 PM |
auction-sage | $100.00 | 9/21/2012 5:15:29 PM |
DreisersFinancier | $9.91 | 9/21/2012 5:37:11 PM |
Dave0 | $25.00 | 9/21/2012 5:22:01 PM |
genius520 | $100.00 | 9/21/2012 5:23:15 PM |
zbfamwl | $25.00 | 9/21/2012 5:26:34 PM |
shmb6508 | $50.00 | 9/21/2012 5:33:41 PM |
bonecrusher | $25.00 | 9/21/2012 5:34:14 PM |
p2p-czar3 | $25.00 | 9/21/2012 5:34:47 PM |
148 Investments
|
Borrower Payment Dependent Notes Series
640618
This series of Notes was issued and sold upon the funding of the borrower loan #75093, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $466.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 36% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,769 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| diligent-bid2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 22 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2011)
700-719
(Sep-2010)
|
Principal balance:
| $5,767.45 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Lowering Rate
Purpose of loan:
This loan will be used to lower the rate of my previous loan plus assist me in finally getting completely out of debt once said loan is paid off within 3 years.
My financial situation:
I am a good candidate for this loan because I have consistently paid my loan payments on time. Plus I've done the calculations and with this money I will be paying a lower rate and getting completely out of debt within a smaller time frame.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
first-careful-currency | $300.00 | 9/21/2012 5:01:54 PM |
ready-bid9 | $50.00 | 9/21/2012 5:01:43 PM |
AceNow | $50.00 | 9/21/2012 5:07:42 PM |
Castellan | $50.00 | 9/21/2012 5:12:31 PM |
imogen22 | $50.00 | 9/21/2012 5:10:18 PM |
payout-reaction740 | $50.00 | 9/21/2012 5:15:10 PM |
XP | $25.00 | 9/21/2012 5:17:27 PM |
peaceful-wealth0 | $25.00 | 9/21/2012 5:05:27 PM |
LoanerPrincipal | $25.00 | 9/21/2012 5:06:26 PM |
Taxman44 | $25.00 | 9/21/2012 5:27:57 PM |
velocity-scrutinzer6 | $50.00 | 9/21/2012 5:25:56 PM |
ready-justice7 | $50.00 | 9/21/2012 5:33:04 PM |
WeedPatch | $50.00 | 9/21/2012 5:36:40 PM |
wetlands | $200.00 | 9/21/2012 5:14:25 PM |
EnglishGeekInNYC | $25.00 | 9/21/2012 5:16:02 PM |
ptjg | $100.00 | 9/21/2012 5:16:48 PM |
lender987654321 | $45.00 | 9/21/2012 5:48:31 PM |
mariah8641 | $30.00 | 9/21/2012 5:27:36 PM |
friendly-gold | $25.00 | 9/21/2012 6:00:19 PM |
john0720 | $25.00 | 9/21/2012 6:12:51 PM |
determined-revenue1 | $35.00 | 9/21/2012 6:07:19 PM |
hidavehi | $33.00 | 9/21/2012 6:28:29 PM |
bellaquito | $500.00 | 9/21/2012 6:33:18 PM |
enticing-capital6 | $50.00 | 9/21/2012 5:52:44 PM |
theloanteacher | $25.00 | 9/21/2012 7:39:15 PM |
thankful-nickel2 | $25.00 | 9/21/2012 8:11:56 PM |
Robert99 | $25.00 | 9/21/2012 8:40:20 PM |
ceaclou | $25.00 | 9/21/2012 6:17:24 PM |
intuitive-benefit3 | $100.00 | 9/21/2012 6:17:58 PM |
chac | $1,000.00 | 9/21/2012 9:52:40 PM |
velocityasaurus-rex4 | $100.00 | 9/21/2012 6:24:45 PM |
kenji4861 | $25.00 | 9/21/2012 6:27:50 PM |
jubilant-agreement0 | $25.00 | 9/21/2012 6:49:16 PM |
awesome-generosity4 | $25.00 | 9/22/2012 5:01:28 AM |
cerebral-dollar773 | $25.00 | 9/22/2012 5:53:44 AM |
missoula | $25.00 | 9/22/2012 5:58:25 AM |
Kissabledevil | $25.00 | 9/21/2012 7:37:34 PM |
SweetSerenityInvest | $25.75 | 9/22/2012 5:02:13 AM |
deal-pal | $25.00 | 9/22/2012 5:54:42 AM |
visionary-dedication5 | $25.00 | 9/22/2012 5:58:50 AM |
california111 | $100.00 | 9/21/2012 9:57:09 PM |
broosky2 | $100.00 | 9/22/2012 7:03:05 AM |
paftree | $25.00 | 9/22/2012 9:29:51 AM |
helpingyou1 | $41.18 | 9/22/2012 6:02:59 AM |
Socorro_Capital_Partners | $25.01 | 9/22/2012 9:40:33 AM |
fund-tom-tom6 | $25.00 | 9/22/2012 10:53:09 AM |
responsibility-butterfly | $25.00 | 9/22/2012 8:28:52 AM |
compatible-deal9 | $50.00 | 9/22/2012 11:06:33 AM |
Koomarbit | $30.00 | 9/22/2012 12:18:07 PM |
Avala | $100.00 | 9/22/2012 12:12:10 PM |
neighborly-velocity4 | $25.00 | 9/22/2012 12:21:46 PM |
DadWarbucks | $25.00 | 9/22/2012 12:06:13 PM |
pay_day | $28.00 | 9/22/2012 12:29:13 PM |
entertaining-rate9 | $25.00 | 9/22/2012 12:08:13 PM |
fuse136 | $25.00 | 9/22/2012 12:25:28 PM |
resolute-agreement9 | $25.00 | 9/22/2012 12:28:23 PM |
Great-Mom | $25.00 | 9/22/2012 12:44:14 PM |
socrates520 | $50.00 | 9/22/2012 12:45:50 PM |
rosadoc | $25.00 | 9/22/2012 12:37:49 PM |
integrity-builder | $50.00 | 9/22/2012 12:47:15 PM |
loyalty-locomotive | $25.00 | 9/22/2012 12:41:09 PM |
Danfromnapa | $25.00 | 9/22/2012 12:50:00 PM |
cozy-gain023 | $25.00 | 9/22/2012 12:27:56 PM |
loan-mongoose1 | $25.00 | 9/22/2012 12:51:27 PM |
slartibardfast | $25.00 | 9/22/2012 12:45:41 PM |
dojo2 | $100.00 | 9/22/2012 12:32:30 PM |
C_Mark | $50.00 | 9/22/2012 12:33:10 PM |
skuba | $75.00 | 9/22/2012 12:47:35 PM |
cybernosha | $25.00 | 9/22/2012 12:53:32 PM |
benjamins-utopia | $100.00 | 9/22/2012 12:53:49 PM |
TempHelp | $25.00 | 9/22/2012 12:50:14 PM |
value-den | $25.00 | 9/22/2012 12:54:58 PM |
SeaDevil | $25.00 | 9/22/2012 12:55:21 PM |
responsibility-cherry6 | $25.00 | 9/22/2012 12:40:26 PM |
dckpolo | $25.00 | 9/22/2012 12:52:08 PM |
nri22 | $25.00 | 9/22/2012 12:57:43 PM |
deal-vibrato | $25.00 | 9/22/2012 12:52:50 PM |
Arg3998 | $30.00 | 9/22/2012 12:41:31 PM |
banjoey | $25.00 | 9/22/2012 12:59:24 PM |
Nascar1 | $50.00 | 9/22/2012 12:59:33 PM |
miked8303 | $50.00 | 9/22/2012 12:53:19 PM |
ultimatepaintball | $25.00 | 9/22/2012 12:44:57 PM |
joudsa | $25.00 | 9/22/2012 12:46:03 PM |
lostontheedge | $25.00 | 9/22/2012 12:47:41 PM |
realtormoises | $25.00 | 9/22/2012 12:48:10 PM |
Pi-Colorado | $25.00 | 9/22/2012 12:58:37 PM |
nimble-penny1 | $25.00 | 9/22/2012 1:05:01 PM |
magical-credit523 | $25.00 | 9/22/2012 1:05:15 PM |
the-profit-oracle | $25.00 | 9/22/2012 12:49:07 PM |
jrbill1998 | $50.00 | 9/22/2012 12:49:28 PM |
Uncle_Scrooge | $50.00 | 9/22/2012 12:59:15 PM |
misterhobbs | $25.00 | 9/22/2012 1:06:19 PM |
NDFIRTH | $50.00 | 9/22/2012 12:49:39 PM |
american6 | $50.00 | 9/22/2012 12:59:44 PM |
terminal-velocity34 | $25.00 | 9/22/2012 12:59:56 PM |
ivy-league-MBA | $25.00 | 9/22/2012 1:00:34 PM |
Millmanator | $25.00 | 9/22/2012 1:00:52 PM |
point653 | $25.00 | 9/22/2012 12:51:02 PM |
exact-loan5 | $50.00 | 9/22/2012 1:09:23 PM |
vfernandez1973 | $25.00 | 9/22/2012 1:10:49 PM |
Fearless_Lender | $25.00 | 9/22/2012 12:52:47 PM |
ijspence | $25.00 | 9/22/2012 1:11:59 PM |
urbane-deal152 | $50.00 | 9/22/2012 12:53:30 PM |
ujiba | $42.00 | 9/22/2012 1:04:17 PM |
Kame | $25.00 | 9/22/2012 12:53:51 PM |
choss02 | $28.00 | 9/22/2012 1:04:40 PM |
pennyloafer | $25.00 | 9/22/2012 12:54:30 PM |
w3alter | $50.00 | 9/22/2012 1:05:13 PM |
texrob20 | $25.00 | 9/22/2012 12:55:54 PM |
krisran | $50.00 | 9/22/2012 1:06:36 PM |
PRGuyinVA | $25.00 | 9/22/2012 1:07:38 PM |
BenR | $62.00 | 9/22/2012 1:07:40 PM |
wonderous-p2ploan3 | $25.00 | 9/22/2012 1:08:31 PM |
promise2 | $25.00 | 9/22/2012 1:08:34 PM |
blissful-ore5 | $25.00 | 9/22/2012 1:09:20 PM |
gracej | $25.00 | 9/22/2012 1:09:55 PM |
chestnut4 | $25.00 | 9/22/2012 1:10:29 PM |
Duchdad | $25.00 | 9/22/2012 12:59:38 PM |
LendingLotus | $25.00 | 9/22/2012 1:10:45 PM |
gold-commander0 | $25.00 | 9/22/2012 1:11:23 PM |
wahoo-trader | $25.00 | 9/22/2012 1:12:59 PM |
the-capital-multiplier | $71.00 | 9/22/2012 1:13:15 PM |
narblark | $30.00 | 9/22/2012 1:03:14 PM |
Ivan2007 | $50.00 | 9/22/2012 1:03:45 PM |
nerdfactor | $25.00 | 9/22/2012 1:05:26 PM |
iolaire | $25.00 | 9/22/2012 1:09:07 PM |
don8ter | $50.00 | 9/22/2012 1:10:11 PM |
investment-framework | $25.00 | 9/22/2012 1:11:42 PM |
timbob | $95.00 | 9/22/2012 1:12:38 PM |
talang | $25.00 | 9/22/2012 1:12:40 PM |
jbaum | $40.00 | 9/22/2012 1:13:34 PM |
Aberdeen | $99.00 | 9/21/2012 5:02:35 PM |
repayment-pagoda8 | $100.00 | 9/21/2012 5:07:45 PM |
phenomenal-rate1 | $500.00 | 9/21/2012 5:04:12 PM |
excellent-funds649 | $50.00 | 9/21/2012 5:10:22 PM |
special-dinero553 | $25.00 | 9/21/2012 5:12:05 PM |
windguy | $50.00 | 9/21/2012 5:18:07 PM |
Investoman | $25.00 | 9/21/2012 5:21:36 PM |
LeReve | $500.00 | 9/21/2012 5:19:28 PM |
tenacious-affluence | $25.00 | 9/21/2012 5:25:31 PM |
transparent-loot6 | $25.00 | 9/21/2012 5:27:18 PM |
lionheart722 | $100.00 | 9/21/2012 5:25:07 PM |
nickel-ferret | $25.00 | 9/21/2012 5:13:20 PM |
auction-sage | $100.00 | 9/21/2012 5:14:56 PM |
entertaining-revenue4 | $50.00 | 9/21/2012 5:40:14 PM |
prudent-dough458 | $25.00 | 9/21/2012 5:46:26 PM |
market-cougar3 | $50.00 | 9/21/2012 5:58:52 PM |
miamibeachloaner | $100.00 | 9/21/2012 6:02:05 PM |
bazaar-tulip | $25.00 | 9/21/2012 5:59:28 PM |
peace-adventurer3 | $25.00 | 9/21/2012 5:35:09 PM |
mtquan | $25.00 | 9/21/2012 5:35:50 PM |
phenomenal-gain5 | $30.00 | 9/21/2012 5:37:21 PM |
CreditBuilder2 | $25.01 | 9/21/2012 6:05:18 PM |
coin-tweet | $50.00 | 9/21/2012 6:56:01 PM |
thrifty-transaction578 | $25.00 | 9/21/2012 5:59:35 PM |
mondial4 | $68.00 | 9/21/2012 6:07:38 PM |
RGlad | $65.00 | 9/21/2012 6:13:37 PM |
guild221 | $25.00 | 9/21/2012 8:12:31 PM |
LongTail | $27.00 | 9/21/2012 10:54:19 PM |
charming-contract3 | $25.00 | 9/22/2012 1:30:42 AM |
houli123 | $50.00 | 9/22/2012 3:11:45 AM |
PaulW | $40.00 | 9/22/2012 4:43:58 AM |
Rulea72 | $25.00 | 9/22/2012 7:00:35 AM |
starry2001 | $25.00 | 9/22/2012 5:48:29 AM |
tidy-greenback2 | $25.00 | 9/22/2012 9:01:27 AM |
triumphant-point5 | $50.00 | 9/22/2012 7:47:01 AM |
KLCRAY | $25.00 | 9/22/2012 1:35:26 AM |
gjm6d | $25.00 | 9/22/2012 9:24:52 AM |
golden-cat | $25.00 | 9/22/2012 3:08:21 AM |
freefly67 | $34.57 | 9/22/2012 9:00:03 AM |
lucrative-durability | $25.00 | 9/22/2012 9:01:00 AM |
reward-dynamo | $25.00 | 9/22/2012 10:19:11 AM |
kulender | $50.00 | 9/22/2012 10:49:46 AM |
RothySkynx | $25.00 | 9/22/2012 9:37:01 AM |
Rivervale_Westwood | $25.00 | 9/22/2012 11:33:22 AM |
handy-affluence9 | $25.00 | 9/22/2012 7:09:44 AM |
palm864 | $25.00 | 9/22/2012 7:10:42 AM |
radforj22 | $50.00 | 9/22/2012 11:18:30 AM |
cablenews | $100.00 | 9/22/2012 12:04:02 PM |
unforgettable-wealth4 | $50.00 | 9/22/2012 12:12:14 PM |
hickeyjosp | $50.00 | 9/22/2012 12:12:17 PM |
loyalty-sherpa | $25.00 | 9/22/2012 12:12:30 PM |
hitsman | $50.00 | 9/22/2012 11:38:05 AM |
minista | $25.00 | 9/22/2012 12:16:31 PM |
invincible-deal82 | $25.00 | 9/22/2012 12:29:04 PM |
mvalley | $25.00 | 9/22/2012 12:33:25 PM |
investment-kingdom | $25.00 | 9/22/2012 12:12:43 PM |
BDL-Roth | $40.00 | 9/22/2012 12:13:17 PM |
ingenious-deal6 | $25.00 | 9/22/2012 12:33:16 PM |
likeable-money4 | $25.00 | 9/22/2012 12:22:34 PM |
icchok | $50.00 | 9/22/2012 12:22:52 PM |
trade-burrito4 | $35.00 | 9/22/2012 12:23:05 PM |
mennleo | $42.00 | 9/22/2012 12:38:16 PM |
angelinvestor2 | $40.00 | 9/22/2012 12:48:03 PM |
lamsabuy | $200.00 | 9/22/2012 12:48:34 PM |
compoundinterest | $25.00 | 9/22/2012 12:27:20 PM |
ChrisTJ | $25.00 | 9/22/2012 12:50:42 PM |
impartial-deal | $25.00 | 9/22/2012 12:51:05 PM |
Sothenwhat | $94.00 | 9/22/2012 12:51:28 PM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:35 PM |
burgeoning-silver | $25.00 | 9/22/2012 12:47:20 PM |
rmachi | $25.00 | 9/22/2012 12:49:26 PM |
gristle | $50.00 | 9/22/2012 12:50:06 PM |
peripatetic | $25.00 | 9/22/2012 12:50:32 PM |
economy-molecule3 | $453.00 | 9/22/2012 12:50:40 PM |
gjh37 | $25.00 | 9/22/2012 12:56:04 PM |
lounges | $25.00 | 9/22/2012 12:56:24 PM |
the-bright-velocity | $25.00 | 9/22/2012 12:51:30 PM |
Banker7371 | $25.00 | 9/22/2012 12:56:50 PM |
bobby5832708 | $25.00 | 9/22/2012 12:57:23 PM |
math1973 | $50.00 | 9/22/2012 12:51:57 PM |
Cash-Flow | $1,144.00 | 9/22/2012 12:40:56 PM |
top-sensible-yield | $25.00 | 9/22/2012 12:58:02 PM |
bowdish1 | $100.00 | 9/22/2012 12:43:14 PM |
MoonMama | $25.00 | 9/22/2012 1:00:32 PM |
108lender | $200.00 | 9/22/2012 12:43:53 PM |
flexible-value | $50.00 | 9/22/2012 12:44:10 PM |
buraky | $50.00 | 9/22/2012 1:02:07 PM |
GMPK_TLAS | $44.00 | 9/22/2012 12:55:36 PM |
capital-zoo | $25.00 | 9/22/2012 12:46:29 PM |
meenan | $100.00 | 9/22/2012 1:04:25 PM |
SRK_FROM_WA | $25.00 | 9/22/2012 12:58:29 PM |
wtrboy | $25.00 | 9/22/2012 1:05:32 PM |
demszi1978 | $28.00 | 9/22/2012 12:58:49 PM |
derwiki | $25.00 | 9/22/2012 12:49:04 PM |
pious-currency875 | $100.00 | 9/22/2012 1:05:59 PM |
balance-voyager | $29.00 | 9/22/2012 1:06:08 PM |
bonus-tent | $25.00 | 9/22/2012 12:49:47 PM |
wise-loan-poplar | $25.00 | 9/22/2012 1:00:15 PM |
Alpha-AssistU | $25.00 | 9/22/2012 12:50:26 PM |
chilandman | $50.00 | 9/22/2012 1:01:38 PM |
Tylerh | $250.00 | 9/22/2012 1:01:40 PM |
money-floret | $50.00 | 9/22/2012 1:13:36 PM |
BB-ptoploan | $50.00 | 9/22/2012 1:03:36 PM |
AFairDeal | $25.00 | 9/22/2012 1:04:57 PM |
almar | $25.00 | 9/22/2012 12:55:08 PM |
listing-meridian | $50.00 | 9/22/2012 1:05:38 PM |
BayTech | $25.00 | 9/22/2012 12:57:52 PM |
DanLash | $25.00 | 9/22/2012 1:09:04 PM |
lending_well | $25.00 | 9/22/2012 12:58:53 PM |
the-shrewd-wampum | $25.00 | 9/22/2012 1:10:21 PM |
hampa | $25.00 | 9/22/2012 1:11:25 PM |
efficient-marketplace | $25.00 | 9/22/2012 1:02:24 PM |
prudent-deal662 | $25.00 | 9/22/2012 1:12:51 PM |
natecam | $25.00 | 9/22/2012 1:13:16 PM |
MrDavid | $45.00 | 9/22/2012 1:03:47 PM |
transparency-game-changer0 | $31.00 | 9/22/2012 1:14:21 PM |
hrubinst | $31.00 | 9/22/2012 1:04:34 PM |
bigballer105 | $68.00 | 9/22/2012 1:05:28 PM |
riproaringrapids | $50.00 | 9/22/2012 1:05:35 PM |
Tradesmanlender | $25.00 | 9/22/2012 1:06:02 PM |
TennSquire | $25.00 | 9/22/2012 1:07:31 PM |
farlik | $25.00 | 9/22/2012 1:10:01 PM |
tedsrfdude | $25.00 | 9/22/2012 1:10:02 PM |
dspmn | $25.00 | 9/22/2012 1:10:58 PM |
Wilcat77 | $25.00 | 9/22/2012 1:12:17 PM |
bonanza1973 | $25.00 | 9/22/2012 1:13:32 PM |
257 Investments
|
Borrower Payment Dependent Notes Series
640744
This series of Notes was issued and sold upon the funding of the borrower loan #75266, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $197.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,829 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| No | | |
Screen name:
| community-bluebird1 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to..pay off credit card and other loan.
My financial situation:
I am a good candidate for this loan because...I need to pay loan and credit card,
Monthly net income: $3000
Monthly expenses: $1900
Housing: $650
Insurance: $200
Car expenses: $400
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $5000
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $65.00 | 9/17/2012 9:01:36 AM |
income-triangulation1 | $25.00 | 9/17/2012 9:02:46 AM |
finance-ecstasy7 | $25.00 | 9/17/2012 9:04:04 AM |
dedicated-contract755 | $25.00 | 9/17/2012 9:08:17 AM |
duty-viola | $25.00 | 9/17/2012 9:14:03 AM |
friendly-gold | $25.00 | 9/17/2012 9:13:54 AM |
majestic-note6 | $200.00 | 9/17/2012 9:16:17 AM |
supreme-treasure8 | $100.00 | 9/17/2012 9:16:31 AM |
benevolent-marketplace4 | $1,104.00 | 9/17/2012 9:22:57 AM |
heavenly-interest9 | $1,000.00 | 9/17/2012 9:05:00 AM |
113121 | $100.00 | 9/17/2012 9:12:46 AM |
decisive-income7 | $1,500.00 | 9/17/2012 9:03:21 AM |
handy-justice | $50.00 | 9/17/2012 9:04:25 AM |
commerce-venture1 | $25.00 | 9/17/2012 9:07:01 AM |
scholarly-order6 | $100.00 | 9/17/2012 9:07:04 AM |
52digital | $75.00 | 9/17/2012 9:11:59 AM |
Beld | $50.00 | 9/17/2012 9:12:35 AM |
mercuriant | $25.00 | 9/17/2012 9:19:58 AM |
EarlyRiser | $250.00 | 9/17/2012 9:05:24 AM |
open-minded-p2p1 | $25.00 | 9/17/2012 9:13:10 AM |
irrelevant | $30.00 | 9/17/2012 9:06:29 AM |
LendingPimp_2 | $26.00 | 9/17/2012 9:07:09 AM |
bold-marketplace-awakening | $150.00 | 9/17/2012 9:15:31 AM |
23 Investments
|
Borrower Payment Dependent Notes Series
640764
This series of Notes was issued and sold upon the funding of the borrower loan #75080, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,400.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 23.33% |
Borrower rate/APR:
| 24.33% / 26.89% |
Monthly payment:
| $243.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.78% | | |
| |
Estimated return*:
| 14.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 4% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,359 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| generosity-chemistry4 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to invest in a business that I co-founded 10 year ago that is expanding into a new service area that should throw off gross cash flow in the amount of the full borrowing and net cash flow in the amount of 2/3rds the borrowing on a monthly basis beginning within 90 days.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 6500
Monthly expenses: $
Housing: $850
Insurance: $55
Car expenses: $365
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $ 500
Clothing, household expenses: $ 200
Credit cards and other loans: $150
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
first-class-gold0 | $222.00 | 9/17/2012 5:19:11 PM |
worth-blanket2 | $7,560.00 | 9/17/2012 5:11:52 PM |
gold-pudding6 | $60.00 | 9/17/2012 5:32:53 PM |
azazle | $25.00 | 9/17/2012 5:24:19 PM |
MI2 | $333.00 | 9/17/2012 5:34:40 PM |
historic-value7 | $200.00 | 9/17/2012 5:27:33 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
640794
This series of Notes was issued and sold upon the funding of the borrower loan #75118, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $376.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 7% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,628 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| community-brigade0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $25.00 | 9/18/2012 9:39:09 AM |
durability-seahorse7 | $50.00 | 9/18/2012 9:01:03 AM |
missing-link | $25.00 | 9/18/2012 9:03:18 AM |
commerce-venture1 | $25.00 | 9/18/2012 9:04:15 AM |
MI2 | $5,000.00 | 9/18/2012 9:02:19 AM |
income-triangulation1 | $25.00 | 9/18/2012 9:04:36 AM |
scholarly-order6 | $50.00 | 9/18/2012 9:22:18 AM |
superb-funds335 | $25.00 | 9/18/2012 9:28:58 AM |
ingenious-deal6 | $25.00 | 9/18/2012 9:25:31 AM |
ready-justice7 | $50.00 | 9/18/2012 9:33:16 AM |
botfolio | $300.00 | 9/18/2012 9:33:03 AM |
papaloha | $25.00 | 9/18/2012 9:19:02 AM |
Fitiwalt7 | $25.00 | 9/18/2012 9:20:06 AM |
mikrolown | $25.00 | 9/18/2012 9:20:18 AM |
best-bonafide-p2p | $25.00 | 9/18/2012 9:51:25 AM |
return-enforcer5 | $25.00 | 9/18/2012 9:56:33 AM |
bold-direct-asset | $50.00 | 9/18/2012 9:57:56 AM |
treasure-palace661 | $300.00 | 9/18/2012 9:50:01 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:34 AM |
first-pragmatic-power | $25.00 | 9/18/2012 10:06:40 AM |
azazle | $25.00 | 9/18/2012 9:40:43 AM |
ericgassercom | $25.00 | 9/18/2012 9:42:45 AM |
progressive-economy261 | $500.00 | 9/18/2012 9:51:50 AM |
I_Like_to_Invest | $25.00 | 9/18/2012 10:16:20 AM |
selector568 | $300.00 | 9/18/2012 10:17:22 AM |
friendly-gold | $25.00 | 9/18/2012 9:53:30 AM |
scoobiedoo | $25.01 | 9/18/2012 10:48:43 AM |
jstefans | $25.00 | 9/18/2012 10:00:41 AM |
Astyanax | $50.00 | 9/18/2012 10:35:06 AM |
LoanerPrincipal | $25.00 | 9/18/2012 10:41:41 AM |
Weaverville | $25.00 | 9/18/2012 10:45:21 AM |
bold-gold-pilot | $25.00 | 9/18/2012 10:47:57 AM |
historic-value7 | $200.00 | 9/18/2012 10:17:04 AM |
goat0 | $100.00 | 9/18/2012 10:20:25 AM |
money-baron | $50.00 | 9/18/2012 10:42:24 AM |
heavenly-interest9 | $287.27 | 9/18/2012 10:50:22 AM |
Aberdeen | $100.00 | 9/18/2012 10:32:05 AM |
duty-viola | $25.00 | 9/18/2012 9:14:50 AM |
the-silver-blaster | $50.00 | 9/18/2012 9:15:09 AM |
WalnutCreekguy | $31.00 | 9/18/2012 9:18:58 AM |
Rockymtnhi | $100.00 | 9/18/2012 9:01:10 AM |
Beld | $50.00 | 9/18/2012 9:23:25 AM |
lowrater | $50.70 | 9/18/2012 9:05:30 AM |
houli123 | $25.00 | 9/18/2012 9:30:21 AM |
cash-mad-scientist3 | $25.00 | 9/18/2012 9:29:38 AM |
luann199 | $25.00 | 9/18/2012 9:30:39 AM |
majestic-note6 | $200.00 | 9/18/2012 9:14:47 AM |
Ripsaw4U | $50.00 | 9/18/2012 9:38:42 AM |
leverage-sensai6 | $25.00 | 9/18/2012 9:17:54 AM |
payout-paradise5 | $25.00 | 9/18/2012 9:39:09 AM |
supreme-treasure8 | $100.00 | 9/18/2012 9:24:53 AM |
LendingPimp_2 | $26.00 | 9/18/2012 9:41:26 AM |
tech310 | $50.00 | 9/18/2012 9:44:08 AM |
_NaLNaBB | $200.00 | 9/18/2012 9:28:40 AM |
spartacusiam | $25.00 | 9/18/2012 9:57:37 AM |
Brown98 | $25.00 | 9/18/2012 9:32:13 AM |
sharpey | $25.00 | 9/18/2012 10:04:40 AM |
blue-order-comet | $50.00 | 9/18/2012 9:38:36 AM |
dignified-finance | $50.00 | 9/18/2012 10:13:25 AM |
green-principal-maniac | $50.00 | 9/18/2012 10:16:26 AM |
bold-marketplace-awakening | $150.00 | 9/18/2012 10:25:14 AM |
buffalobills | $25.00 | 9/18/2012 10:34:44 AM |
mercuriant | $25.00 | 9/18/2012 10:14:38 AM |
CAGE-Investments | $25.00 | 9/18/2012 9:57:33 AM |
a-finance-nirvana | $25.00 | 9/18/2012 9:59:59 AM |
credit-coach118 | $40.01 | 9/18/2012 10:00:15 AM |
SBT | $25.00 | 9/18/2012 10:41:18 AM |
unequaled-truth9 | $100.00 | 9/18/2012 10:09:00 AM |
daisuke | $25.00 | 9/18/2012 10:25:45 AM |
toblerone | $25.00 | 9/18/2012 10:26:42 AM |
108-IRA | $250.00 | 9/18/2012 10:27:07 AM |
Comoparklender | $25.00 | 9/18/2012 10:28:06 AM |
scoobiedoo | $40.01 | 9/18/2012 10:48:15 AM |
73 Investments
|
Borrower Payment Dependent Notes Series
640816
This series of Notes was issued and sold upon the funding of the borrower loan #74772, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $22,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.99% |
Listing Start date:
| Sep-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 18.47% |
Borrower rate/APR:
| 19.47% / 21.90% |
Monthly payment:
| $576.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.15% | | |
| |
Estimated return*:
| 13.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1985 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,504 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| benefit-promise959 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Consolidate Credit Card Debt into one lower payment.
My financial situation:
I am take my responsibilities seriously and do pay my bills on time.
Monthly net income: $4198.20
Monthly expenses: $
Housing: $798.00
Insurance: $115.29 (Rental and Car)
Car expenses: $160
Utilities: $238.12
Phone, cable, internet: $105.95
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $980
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bank_Of_XL | $25.00 | 9/17/2012 5:03:51 PM |
worth-blanket2 | $19,800.00 | 9/17/2012 5:17:55 PM |
gold-pudding6 | $60.00 | 9/17/2012 5:32:54 PM |
bewitching-dollar5 | $100.00 | 9/17/2012 5:34:20 PM |
commerce-venture1 | $25.00 | 9/17/2012 5:18:45 PM |
orange-liberty-oyster | $100.00 | 9/17/2012 5:20:20 PM |
vutah | $25.00 | 9/17/2012 5:13:49 PM |
RedmondMan | $25.00 | 9/17/2012 5:19:49 PM |
urbane-income7 | $25.00 | 9/17/2012 5:15:15 PM |
versatile-dime442 | $250.00 | 9/17/2012 5:27:02 PM |
income-triangulation1 | $25.00 | 9/17/2012 5:05:04 PM |
WxChem | $25.00 | 9/17/2012 5:29:28 PM |
supreme-exchange547 | $25.00 | 9/17/2012 5:31:17 PM |
MI2 | $1,770.00 | 9/17/2012 5:34:40 PM |
first-class-gold0 | $55.00 | 9/17/2012 5:19:30 PM |
hopeful_lender | $100.00 | 9/17/2012 5:24:13 PM |
azazle | $25.00 | 9/17/2012 5:24:52 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
641034
This series of Notes was issued and sold upon the funding of the borrower loan #74712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 7% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 5y 7m |
Amount delinquent:
| $327 |
Total credit lines:
| 16 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,297 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| zippy-order878 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to catch up on rent after I got slammed with overage fees and a check bounced.
My financial situation:
I am a good candidate for this loan because I am an employed software engineer full time, and bring in $5000 a month after taxes and medical insurance.
Monthly net income: $5000
Monthly expenses: $2550
Housing: $1300
Insurance: $0
Car expenses: $0
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $1,000.00 | 9/19/2012 9:09:02 AM |
heavenly-interest9 | $700.00 | 9/19/2012 9:09:17 AM |
Something-Corporate | $25.00 | 9/19/2012 9:08:04 AM |
businessbroker101 | $25.00 | 9/19/2012 9:10:32 AM |
handy-justice | $50.00 | 9/19/2012 9:10:54 AM |
InChicago | $80.03 | 9/19/2012 9:00:31 AM |
vutah | $75.00 | 9/19/2012 9:01:53 AM |
historic-value7 | $44.97 | 9/19/2012 9:11:32 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
641042
This series of Notes was issued and sold upon the funding of the borrower loan #75203, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $188.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,309 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-obedient-benjamins |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...go twords my wedding
My financial situation:
I am a good candidate for this loan because...I work everyday and I pay all my bills on timw
Monthly net income: $1600.00
Monthly expenses: $
Housing: $0
Insurance: $0
Car expenses: $100.00
Utilities: $0.00
Phone, cable, internet: $100.00
Food, entertainment: $150.00
Clothing, household expenses: $0
Credit cards and other loans: $402.72
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-microscope2 | $200.00 | 9/18/2012 5:10:36 PM |
pierrelasvegas | $25.00 | 9/18/2012 5:13:20 PM |
nickel-ferret | $25.00 | 9/18/2012 5:14:28 PM |
radiant-dollar9 | $200.00 | 9/18/2012 5:16:24 PM |
versatile-dime442 | $250.00 | 9/18/2012 5:17:08 PM |
LeReve | $500.00 | 9/18/2012 5:20:16 PM |
wonder3 | $25.00 | 9/18/2012 5:05:37 PM |
trade-boots1 | $100.00 | 9/18/2012 5:05:50 PM |
Beld | $50.00 | 9/18/2012 5:30:07 PM |
majestic-note6 | $200.00 | 9/18/2012 5:17:46 PM |
pdub | $250.00 | 9/18/2012 5:58:30 PM |
nourishing-wampum7 | $25.00 | 9/18/2012 5:47:49 PM |
Dubbs360 | $500.00 | 9/18/2012 6:05:17 PM |
dariop | $25.01 | 9/18/2012 5:28:01 PM |
agreement-mesh9 | $35.00 | 9/18/2012 5:28:20 PM |
Robin_Hood | $25.00 | 9/18/2012 6:06:01 PM |
WalnutCreekguy | $50.00 | 9/18/2012 6:07:20 PM |
linda-yan | $50.00 | 9/18/2012 6:18:16 PM |
deal-hickory5 | $100.00 | 9/18/2012 6:23:10 PM |
friendly-gold | $25.00 | 9/18/2012 5:46:10 PM |
skillful-asset5 | $25.00 | 9/18/2012 5:48:59 PM |
JeremyLinFan | $30.00 | 9/18/2012 6:19:11 PM |
durability-seahorse7 | $50.00 | 9/18/2012 6:06:43 PM |
jgar_O | $25.00 | 9/18/2012 6:09:04 PM |
order-tamale | $400.00 | 9/18/2012 5:03:54 PM |
j2ee | $50.00 | 9/18/2012 5:05:05 PM |
abundanceforever | $52.50 | 9/18/2012 5:12:37 PM |
BostonCapital | $100.00 | 9/18/2012 5:09:45 PM |
LendingPimp_2 | $26.00 | 9/18/2012 5:17:06 PM |
supreme-treasure8 | $100.00 | 9/18/2012 5:14:22 PM |
leverage-sensai6 | $25.00 | 9/18/2012 5:17:22 PM |
ready-justice7 | $50.00 | 9/18/2012 5:32:22 PM |
velocityasaurus-rex4 | $100.00 | 9/18/2012 5:20:57 PM |
worthy-dinero8 | $25.00 | 9/18/2012 5:50:33 PM |
adventurer447 | $300.00 | 9/18/2012 5:51:34 PM |
proper-exchange8 | $50.00 | 9/18/2012 5:36:27 PM |
keynaples | $100.00 | 9/18/2012 5:37:29 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:51 PM |
simiray | $30.00 | 9/18/2012 6:08:34 PM |
dmunySF | $50.00 | 9/18/2012 5:35:17 PM |
special-dinero553 | $25.00 | 9/18/2012 5:48:14 PM |
mikrolown | $25.00 | 9/18/2012 6:11:08 PM |
DreisersFinancier | $50.00 | 9/18/2012 5:54:15 PM |
return-pioneer221 | $200.00 | 9/18/2012 5:55:02 PM |
dynamic-money271 | $100.00 | 9/18/2012 5:55:39 PM |
bold-marketplace-awakening | $150.00 | 9/18/2012 6:21:18 PM |
bellaquito | $176.49 | 9/18/2012 6:24:33 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
641090
This series of Notes was issued and sold upon the funding of the borrower loan #75049, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $97.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 20% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 16y 4m |
Amount delinquent:
| $18,170 |
Total credit lines:
| 20 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $78,149 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wampum-apple3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses: $2600
Housing: $400
Insurance: $300
Car expenses: $320
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $25.00 | 9/18/2012 5:05:55 PM |
leverage-sensai6 | $25.00 | 9/18/2012 5:17:22 PM |
majestic-note6 | $200.00 | 9/18/2012 5:17:51 PM |
bold-marketplace-awakening | $150.00 | 9/18/2012 5:39:35 PM |
pdub | $250.00 | 9/18/2012 5:58:31 PM |
52digital | $75.00 | 9/18/2012 5:48:25 PM |
special-dinero553 | $25.00 | 9/18/2012 5:48:51 PM |
friendly-gold | $25.00 | 9/18/2012 5:46:10 PM |
supreme-treasure8 | $100.00 | 9/18/2012 5:14:22 PM |
first-pragmatic-power | $25.00 | 9/18/2012 5:53:32 PM |
asset-professor | $25.00 | 9/18/2012 5:55:12 PM |
Beld | $50.00 | 9/18/2012 5:30:07 PM |
scrappy-diversification7 | $1,525.00 | 9/18/2012 6:07:18 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
641150
This series of Notes was issued and sold upon the funding of the borrower loan #75197, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| May-1982 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 4y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,664 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-peace-vista |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Expansion
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
withering-flounder | $50.00 | 9/18/2012 5:01:17 PM |
vutah | $25.00 | 9/18/2012 5:15:54 PM |
droopie1 | $25.00 | 9/18/2012 5:53:15 PM |
worthy-bid8 | $100.00 | 9/18/2012 5:34:55 PM |
52digital | $75.00 | 9/18/2012 6:39:10 PM |
scoobiedoo | $40.02 | 9/18/2012 7:26:39 PM |
pdub | $250.00 | 9/18/2012 5:58:31 PM |
CA-Lender | $25.00 | 9/18/2012 8:28:18 PM |
responsibility-butterfly | $25.00 | 9/18/2012 7:15:53 PM |
ChoiceInvestments | $26.00 | 9/18/2012 9:16:07 PM |
dudebrah | $25.00 | 9/19/2012 8:05:17 AM |
businessbroker101 | $25.00 | 9/19/2012 7:47:05 AM |
reward-adventure | $34.00 | 9/19/2012 9:17:57 AM |
papaloha | $25.00 | 9/19/2012 9:30:58 AM |
ultimate-peace | $250.00 | 9/19/2012 9:47:04 AM |
finance-amusement4 | $100.00 | 9/19/2012 3:01:23 PM |
helpful-silver7 | $25.00 | 9/19/2012 11:01:06 AM |
squeebie | $50.00 | 9/19/2012 11:03:34 AM |
the-credit-maker | $25.00 | 9/19/2012 11:04:22 AM |
Georgous | $750.00 | 9/19/2012 1:42:55 PM |
thequeenofe | $52.79 | 9/19/2012 5:02:41 PM |
silver-stacker | $25.00 | 9/19/2012 7:24:40 PM |
graceful-D4Sinvestment | $38.19 | 9/19/2012 8:17:56 PM |
p2p-blossom938 | $25.00 | 9/19/2012 7:12:17 PM |
deal-hickory5 | $100.00 | 9/18/2012 5:22:20 PM |
Dubbs360 | $250.00 | 9/18/2012 6:05:49 PM |
cattlebaron | $25.00 | 9/18/2012 6:38:33 PM |
let_me_retire | $25.00 | 9/18/2012 11:30:05 PM |
graceful-investment | $106.00 | 9/18/2012 9:27:58 PM |
bellaquito | $500.00 | 9/18/2012 6:58:41 PM |
capital-investor8 | $25.00 | 9/19/2012 7:00:38 AM |
melodious-openness | $200.00 | 9/18/2012 8:24:30 PM |
durability-seahorse7 | $100.00 | 9/19/2012 5:22:20 AM |
transparency-baton | $25.00 | 9/19/2012 8:33:37 AM |
enriching-dollar1 | $28.00 | 9/19/2012 10:53:18 AM |
berniemadeoff | $25.00 | 9/19/2012 10:46:16 AM |
yield-hut | $25.00 | 9/19/2012 4:39:05 PM |
bob450-roth | $25.00 | 9/19/2012 5:13:14 PM |
trade-boots1 | $100.00 | 9/19/2012 5:06:53 PM |
responsive-principal8 | $25.00 | 9/19/2012 5:32:36 PM |
top-responsibility-sage | $50.00 | 9/19/2012 7:44:05 PM |
CaptainTimerica | $250.00 | 9/19/2012 6:31:46 PM |
money-fort | $25.00 | 9/19/2012 7:50:22 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
641268
This series of Notes was issued and sold upon the funding of the borrower loan #74968, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1982 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 32y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,347 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| new-transparency-crescent |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $4000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
duty-viola | $25.00 | 9/20/2012 9:03:40 AM |
imogen22 | $50.00 | 9/20/2012 9:10:46 AM |
worthy-bid8 | $100.00 | 9/20/2012 9:01:08 AM |
riveting-credit5 | $25.00 | 9/20/2012 9:16:27 AM |
vutah | $25.00 | 9/20/2012 9:18:12 AM |
graceful-investment | $106.00 | 9/20/2012 11:30:06 AM |
let_me_retire | $75.00 | 9/20/2012 12:06:39 PM |
Feyenoord | $30.00 | 9/20/2012 2:59:02 PM |
open-minded-p2p1 | $25.00 | 9/20/2012 10:25:52 AM |
money-baron | $50.00 | 9/20/2012 10:43:20 AM |
Bank42 | $25.00 | 9/20/2012 4:46:59 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:15 AM |
enchanted-note | $25.00 | 9/21/2012 10:07:16 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:47 AM |
Core-Marketing | $25.00 | 9/21/2012 1:23:57 PM |
compatible-deal9 | $25.00 | 9/21/2012 1:27:10 PM |
grf1945 | $25.00 | 9/21/2012 11:10:19 AM |
roux | $25.00 | 9/21/2012 11:31:02 AM |
whitegold24k | $50.00 | 9/21/2012 4:28:56 PM |
payout-mongoose | $50.00 | 9/21/2012 3:14:08 PM |
dudebrah | $25.00 | 9/21/2012 6:48:24 PM |
money-fort | $25.00 | 9/21/2012 8:22:26 PM |
Shirts | $32.82 | 9/22/2012 7:50:28 AM |
Skynxhunt | $25.00 | 9/22/2012 9:32:16 AM |
Piitb08 | $150.00 | 9/22/2012 5:31:04 AM |
winmals | $25.00 | 9/22/2012 5:55:42 AM |
loyalty-czar | $50.00 | 9/22/2012 6:46:54 AM |
SecondChanceLendingSERV | $25.00 | 9/22/2012 10:10:17 AM |
integrity-builder | $50.00 | 9/22/2012 12:53:00 PM |
drkosh | $25.00 | 9/22/2012 12:44:03 PM |
truth-chooser1 | $25.00 | 9/22/2012 1:33:13 PM |
scarecrow4188 | $58.15 | 9/22/2012 3:01:28 PM |
Kqwik | $104.26 | 9/22/2012 3:07:14 PM |
money-baron-Roth401k | $37.00 | 9/22/2012 2:07:20 PM |
new-progressive-cash | $36.90 | 9/22/2012 2:26:22 PM |
hml | $4.38 | 9/22/2012 3:09:08 PM |
the-credit-maker | $25.00 | 9/22/2012 2:28:11 PM |
PrimeFunding | $25.00 | 9/20/2012 10:20:24 AM |
refresher211 | $25.00 | 9/20/2012 9:14:10 AM |
thankful-nickel2 | $25.00 | 9/20/2012 10:15:25 AM |
durability-seahorse7 | $50.00 | 9/20/2012 9:28:21 AM |
yons88 | $25.00 | 9/20/2012 2:01:19 PM |
bellaquito | $500.00 | 9/20/2012 10:48:22 AM |
gotjack-IRA | $25.00 | 9/20/2012 11:37:38 AM |
responsibility-butterfly | $25.00 | 9/20/2012 1:07:45 PM |
CaptainTimerica | $300.00 | 9/20/2012 6:26:12 PM |
cp-family | $50.00 | 9/20/2012 5:20:16 PM |
deal-hickory5 | $100.00 | 9/20/2012 5:21:18 PM |
kendigme | $27.58 | 9/21/2012 3:17:32 AM |
credible-responsibility022 | $25.00 | 9/21/2012 6:37:35 AM |
california111 | $100.00 | 9/21/2012 7:28:49 AM |
droopie1 | $25.00 | 9/21/2012 8:00:55 AM |
first-serene-credit | $25.00 | 9/21/2012 9:19:02 AM |
reordan | $25.00 | 9/21/2012 9:48:52 AM |
supreme-affluence798 | $25.00 | 9/21/2012 9:39:08 AM |
KEOLEND | $25.00 | 9/21/2012 10:07:40 AM |
pdub | $200.00 | 9/21/2012 12:22:01 PM |
fountain355 | $25.00 | 9/21/2012 1:13:01 PM |
Zoomzoom22 | $63.58 | 9/21/2012 4:59:52 PM |
treasure-hunter270 | $25.00 | 9/21/2012 3:45:45 PM |
magical-loyalty679 | $25.00 | 9/21/2012 1:34:25 PM |
kulender | $50.00 | 9/21/2012 1:49:41 PM |
av22 | $59.33 | 9/21/2012 2:46:41 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:29 PM |
blackstar | $25.00 | 9/22/2012 5:40:52 AM |
papaloha | $25.00 | 9/21/2012 10:03:55 PM |
RothySkynx | $25.00 | 9/22/2012 9:36:44 AM |
DreisersFinancier | $50.00 | 9/22/2012 12:18:51 PM |
the-laudable-peso | $40.00 | 9/22/2012 1:25:59 PM |
dough-souffle | $25.00 | 9/22/2012 1:57:35 PM |
stock106 | $25.00 | 9/22/2012 1:44:08 PM |
principal-cooker2 | $50.00 | 9/22/2012 1:49:00 PM |
Numbat77 | $25.00 | 9/22/2012 2:36:42 PM |
CA-Lender | $50.00 | 9/22/2012 2:44:53 PM |
tech310 | $50.00 | 9/22/2012 1:58:29 PM |
hml | $50.00 | 9/22/2012 2:57:20 PM |
nex | $25.00 | 9/22/2012 1:59:20 PM |
77 Investments
|
Borrower Payment Dependent Notes Series
641278
This series of Notes was issued and sold upon the funding of the borrower loan #75155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $342.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 24% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,612 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| Glossybird |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 27 ( 96% )
| 680-699 (Latest)
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 1
( 4% )
| 700-719
(Jul-2011)
700-719
(May-2010)
|
Principal balance:
| $7,435.90 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 28 | | |
Description
Invest in me! Nix Lending Club/Visa
Hello! I am pleased to say that my government contract has been extended for four more years, and I am in good shape to continue with my debt reduction plan. With this loan, I plan to pay off a Lending Club loan I have, which is current and only has one more year left out of the three years I financed it for. Also want to pay off the credit union Visa for $5000, which actually has the same interest rate as this Prosper loan, but it would be great to have one more piece of plastic cut up.
You may count on me to be a reliable ROI. I manage my household expenses very tightly, and pay cash for most everything. If I don't have the cash, I don't buy it. My vehicle is paid for, a Toyota truck. My landlord never has to wait to receive my rent check. I have my utilities on a budget plan so I know what to expect every month. This loan would help to reduce my monthly debt service by $75. Every little bit helps!
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finder072 | $25.00 | 9/17/2012 5:07:11 PM |
jthomps4 | $25.00 | 9/17/2012 5:09:58 PM |
prudent-payment316 | $25.00 | 9/17/2012 5:11:57 PM |
MoneyForNothing | $25.27 | 9/17/2012 5:03:26 PM |
principal-cooker2 | $50.00 | 9/17/2012 5:03:54 PM |
entertaining-revenue4 | $50.00 | 9/17/2012 5:04:12 PM |
first-careful-currency | $300.00 | 9/17/2012 5:14:19 PM |
compoundinterest | $25.00 | 9/17/2012 5:16:16 PM |
influential-responsibility9 | $25.00 | 9/17/2012 5:16:49 PM |
Med-Tech-Here | $28.00 | 9/17/2012 5:09:34 PM |
bazaar-festivity | $25.00 | 9/17/2012 5:09:41 PM |
affluence-microscope2 | $200.00 | 9/17/2012 5:20:49 PM |
abundanceforever | $52.50 | 9/17/2012 5:21:51 PM |
nickel-ferret | $25.00 | 9/17/2012 5:23:37 PM |
lionheart722 | $100.00 | 9/17/2012 5:12:48 PM |
structure9 | $25.00 | 9/17/2012 5:13:51 PM |
wetlands | $200.00 | 9/17/2012 5:24:41 PM |
topher515 | $25.00 | 9/17/2012 5:15:08 PM |
trade-boots1 | $100.00 | 9/17/2012 5:16:26 PM |
LeReve | $500.00 | 9/17/2012 5:29:18 PM |
hope-percolator8 | $50.00 | 9/17/2012 5:19:38 PM |
CMJ-Partners | $100.00 | 9/17/2012 5:30:46 PM |
Tonusb0 | $25.00 | 9/17/2012 5:31:19 PM |
BB-ptoploan | $50.00 | 9/17/2012 5:20:57 PM |
rogue_monster | $50.00 | 9/17/2012 5:23:50 PM |
MI2 | $5,000.00 | 9/17/2012 5:34:41 PM |
radiant-dollar9 | $200.00 | 9/17/2012 5:26:05 PM |
versatile-dime442 | $250.00 | 9/17/2012 5:27:02 PM |
enthusiastic-cash599 | $50.00 | 9/17/2012 5:28:39 PM |
j2ee | $50.00 | 9/17/2012 5:15:46 PM |
attentive-compassion1 | $50.00 | 9/17/2012 5:31:38 PM |
gold-pudding6 | $60.00 | 9/17/2012 5:32:54 PM |
liberty-viola | $30.00 | 9/17/2012 5:34:28 PM |
adaboy65 | $100.00 | 9/17/2012 5:08:41 PM |
marwadi-62 | $1,000.00 | 9/17/2012 5:10:49 PM |
listing-vista | $50.00 | 9/17/2012 5:12:30 PM |
breadbroker | $25.00 | 9/17/2012 5:04:13 PM |
urbane-income7 | $25.00 | 9/17/2012 5:15:15 PM |
durability-ace9 | $30.00 | 9/17/2012 5:06:35 PM |
Aimvest | $25.00 | 9/17/2012 5:16:28 PM |
UstedEsElHombre | $100.00 | 9/17/2012 5:18:11 PM |
spark548 | $25.00 | 9/17/2012 5:10:15 PM |
hard-working-rate3 | $25.00 | 9/17/2012 5:14:46 PM |
graceful-durability246 | $50.00 | 9/17/2012 5:26:47 PM |
dynamic-money271 | $100.00 | 9/17/2012 5:27:33 PM |
bid-banjo3 | $100.00 | 9/17/2012 5:19:20 PM |
benevolent-loot5 | $200.00 | 9/17/2012 5:19:58 PM |
unrelenting-auction7 | $25.00 | 9/17/2012 5:03:03 PM |
transparency-sapling | $25.00 | 9/17/2012 5:33:35 PM |
JeremyLinFan | $40.00 | 9/17/2012 5:07:14 PM |
paytonbrigadier | $250.00 | 9/17/2012 5:07:26 PM |
dukeiyer | $25.00 | 9/17/2012 5:07:37 PM |
lisanate | $25.00 | 9/17/2012 5:25:41 PM |
Zane314 | $50.00 | 9/17/2012 5:28:36 PM |
order-tamale | $400.00 | 9/17/2012 5:14:40 PM |
wop310 | $50.00 | 9/17/2012 5:32:24 PM |
sensible-order2 | $200.00 | 9/17/2012 5:33:38 PM |
thankful-nickel2 | $55.55 | 9/17/2012 5:16:20 PM |
enticing-note | $25.00 | 9/17/2012 5:24:18 PM |
auction-sage | $100.00 | 9/17/2012 5:25:24 PM |
intrepid-payment7 | $25.00 | 9/17/2012 5:26:27 PM |
susurrus | $100.00 | 9/17/2012 5:27:57 PM |
62 Investments
|
Borrower Payment Dependent Notes Series
641300
This series of Notes was issued and sold upon the funding of the borrower loan #74790, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 2y 1m |
Amount delinquent:
| $368 |
Total credit lines:
| 16 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $139 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| admirable-agreement252 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: dig a well
This loan will be used to...pay for the dig
My financial situation: working
I am a good candidate for this loan because...i am rebuilding my credit and am good on all my new credit
Monthly net income: $5000
Monthly expenses: $2000
Housing: $0
Insurance: $136
Car expenses: $650
Utilities: $80
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
trade-boots1 | $100.00 | 9/18/2012 5:06:13 PM |
pierrelasvegas | $25.00 | 9/18/2012 5:13:42 PM |
tolerant-responsibility051 | $2,000.00 | 9/18/2012 5:22:50 PM |
jstefans | $25.00 | 9/18/2012 5:23:53 PM |
nourishing-wampum7 | $25.00 | 9/18/2012 5:47:50 PM |
bold-direct-asset | $50.00 | 9/18/2012 5:54:07 PM |
asset-professor | $25.00 | 9/18/2012 5:55:12 PM |
toblerone | $25.00 | 9/18/2012 5:18:58 PM |
principal-cooker2 | $50.00 | 9/18/2012 5:46:38 PM |
FundMaker | $25.00 | 9/18/2012 5:58:05 PM |
money-fort | $25.00 | 9/18/2012 5:58:31 PM |
elegant-hope578 | $50.00 | 9/18/2012 5:14:43 PM |
spartacusiam | $25.00 | 9/18/2012 5:16:01 PM |
power-chihuahua | $25.00 | 9/18/2012 5:25:25 PM |
versatile-dime442 | $250.00 | 9/18/2012 5:17:37 PM |
SkepticalBen | $25.00 | 9/18/2012 5:29:12 PM |
BankofRon_IRA | $100.00 | 9/18/2012 5:17:39 PM |
Hedge-Fund | $25.00 | 9/18/2012 5:33:45 PM |
benevolent-loot5 | $200.00 | 9/18/2012 5:09:38 PM |
proper-exchange8 | $50.00 | 9/18/2012 5:36:27 PM |
bewitching-dollar5 | $100.00 | 9/18/2012 5:29:00 PM |
adventurer447 | $300.00 | 9/18/2012 5:51:35 PM |
finance-prescription | $85.00 | 9/18/2012 5:33:01 PM |
pdub | $90.00 | 9/18/2012 5:58:31 PM |
careful-vigilance4 | $25.00 | 9/18/2012 5:31:18 PM |
return-pioneer221 | $200.00 | 9/18/2012 5:55:03 PM |
dmunySF | $50.00 | 9/18/2012 5:35:18 PM |
EL_Papin | $25.00 | 9/18/2012 5:44:04 PM |
52digital | $75.00 | 9/18/2012 5:48:26 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
641352
This series of Notes was issued and sold upon the funding of the borrower loan #74982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,900.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $184.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 33% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 21y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,074 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vigilance-ambrosia3 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $35.00 | 9/18/2012 5:03:57 PM |
j2ee | $50.00 | 9/18/2012 5:05:06 PM |
supreme-treasure8 | $100.00 | 9/18/2012 5:14:23 PM |
imogen22 | $25.00 | 9/18/2012 5:11:27 PM |
abundanceforever | $52.50 | 9/18/2012 5:12:37 PM |
whitegold24k | $100.00 | 9/18/2012 5:27:25 PM |
green-order-captain | $50.00 | 9/18/2012 5:36:29 PM |
prudent-bid3 | $25.00 | 9/18/2012 5:47:24 PM |
nickel-ferret | $25.00 | 9/18/2012 5:14:28 PM |
leverage-sensai6 | $25.00 | 9/18/2012 5:17:23 PM |
dynamic-money271 | $100.00 | 9/18/2012 5:55:39 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:52 PM |
justreturns | $25.00 | 9/18/2012 6:14:57 PM |
dmunySF | $50.00 | 9/18/2012 5:35:18 PM |
friendly-gold | $25.00 | 9/18/2012 5:46:12 PM |
zeeexsixare | $200.00 | 9/18/2012 5:46:27 PM |
adventurer447 | $300.00 | 9/18/2012 5:51:35 PM |
JeremyLinFan | $30.00 | 9/18/2012 6:19:11 PM |
impressive-loan | $37.00 | 9/18/2012 5:56:38 PM |
money-baron | $50.00 | 9/18/2012 5:57:54 PM |
terrific-dough6 | $45.00 | 9/18/2012 6:17:43 PM |
BankofRon_IRA | $100.00 | 9/18/2012 6:19:37 PM |
113121 | $25.00 | 9/18/2012 5:25:16 PM |
income-triangulation1 | $25.00 | 9/18/2012 5:05:54 PM |
BostonCapital | $100.00 | 9/18/2012 5:09:46 PM |
pierrelasvegas | $25.00 | 9/18/2012 5:13:20 PM |
community-burrito9 | $35.00 | 9/18/2012 5:14:38 PM |
order-tamale | $400.00 | 9/18/2012 5:03:54 PM |
radiant-dollar9 | $200.00 | 9/18/2012 5:16:24 PM |
versatile-dime442 | $250.00 | 9/18/2012 5:17:08 PM |
majestic-note6 | $200.00 | 9/18/2012 5:17:47 PM |
trade-boots1 | $100.00 | 9/18/2012 5:05:50 PM |
Beld | $50.00 | 9/18/2012 5:30:08 PM |
velocityasaurus-rex4 | $100.00 | 9/18/2012 5:20:57 PM |
affluence-microscope2 | $200.00 | 9/18/2012 5:10:36 PM |
gotjack-IRA | $25.02 | 9/18/2012 5:36:37 PM |
charming-exchange7 | $25.00 | 9/18/2012 5:24:14 PM |
cash-mad-scientist3 | $25.00 | 9/18/2012 5:11:31 PM |
skillful-asset5 | $30.00 | 9/18/2012 5:44:53 PM |
mindful-generosity1 | $25.00 | 9/18/2012 5:27:54 PM |
special-dinero553 | $25.00 | 9/18/2012 5:48:15 PM |
ready-justice7 | $50.00 | 9/18/2012 5:32:22 PM |
LeReve | $500.00 | 9/18/2012 5:20:17 PM |
riveting-credit5 | $25.00 | 9/18/2012 5:40:50 PM |
tech310 | $50.00 | 9/18/2012 5:57:45 PM |
pdub | $250.00 | 9/18/2012 5:58:32 PM |
Dubbs360 | $500.00 | 9/18/2012 6:05:21 PM |
WalnutCreekguy | $50.00 | 9/18/2012 6:07:24 PM |
EnglishGeekInNYC | $25.00 | 9/18/2012 6:11:32 PM |
the-enthralling-coin | $25.00 | 9/18/2012 6:11:42 PM |
first-pragmatic-power | $25.00 | 9/18/2012 5:53:32 PM |
Robin_Hood | $25.00 | 9/18/2012 6:06:02 PM |
bold-marketplace-awakening | $150.00 | 9/18/2012 6:21:19 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
641378
This series of Notes was issued and sold upon the funding of the borrower loan #74898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $412.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 47% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,106 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| shiny-hope |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 32 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $5,300.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
740-759
(Oct-2010)
800-819
(Aug-2009)
|
Principal balance:
| $2,118.94 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
Debt consolidation
Purpose of loan: To consolidate debt
This loan will be used to...consolidate my last three credit cards, and pay off my current prosper loan
My financial situation I have a stable job, with plenty of work.
I am a good candidate for this loan because...My bills are always payed, and all my prosper loans are on auto pay. Due to the econemy prosper is my only chance to consolidate.
Monthly net income: $2500
Monthly expenses: $2350
Housing: $1000
Insurance: $160
Car expenses: $160
Utilities: $100
Phone, cable, internet: $180
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 9/21/2012 9:01:41 AM |
credit-missile | $100.00 | 9/21/2012 10:47:39 AM |
PrimeFunding | $25.00 | 9/21/2012 10:33:13 AM |
RGlad | $200.00 | 9/21/2012 9:00:47 AM |
LendingPimp_2 | $26.00 | 9/21/2012 9:03:58 AM |
Bob450 | $30.00 | 9/21/2012 9:08:25 AM |
duty-viola | $25.00 | 9/21/2012 9:08:43 AM |
Whipster | $60.00 | 9/21/2012 9:14:51 AM |
Asgardian | $25.00 | 9/21/2012 9:16:58 AM |
first-serene-credit | $25.00 | 9/21/2012 9:08:10 AM |
restless-currency | $40.00 | 9/21/2012 9:09:18 AM |
WalnutCreekguy | $50.00 | 9/21/2012 9:10:10 AM |
Charlie0084 | $25.00 | 9/21/2012 9:20:03 AM |
transaction-hugger4 | $100.00 | 9/21/2012 9:21:22 AM |
affluence-microscope2 | $200.00 | 9/21/2012 9:12:39 AM |
magnitude787 | $30.00 | 9/21/2012 9:23:11 AM |
thehousewife | $25.00 | 9/21/2012 9:15:27 AM |
radiant-dollar9 | $200.00 | 9/21/2012 9:25:44 AM |
versatile-dime442 | $250.00 | 9/21/2012 9:26:04 AM |
EnglishGeekInNYC | $25.00 | 9/21/2012 9:28:41 AM |
imogen22 | $50.00 | 9/21/2012 9:20:16 AM |
LeReve | $500.00 | 9/21/2012 9:29:36 AM |
CAGE-Investments | $25.00 | 9/21/2012 9:31:27 AM |
justreturns | $25.00 | 9/21/2012 9:09:08 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:36 AM |
312-Lender | $100.00 | 9/21/2012 9:12:30 AM |
knee_caps | $26.00 | 9/21/2012 9:39:49 AM |
structure9 | $25.00 | 9/21/2012 9:13:12 AM |
market-maximizer472 | $100.00 | 9/21/2012 9:27:44 AM |
sweety075 | $25.00 | 9/21/2012 9:43:22 AM |
Silver_Rupee | $25.01 | 9/21/2012 9:43:57 AM |
thrilling-fund427 | $50.00 | 9/21/2012 9:16:05 AM |
Feyenoord | $30.00 | 9/21/2012 9:47:14 AM |
simplyonce | $25.00 | 9/21/2012 9:18:55 AM |
GoGalt | $50.00 | 9/21/2012 9:19:40 AM |
jazzlender | $25.00 | 9/21/2012 9:20:28 AM |
pierrelasvegas | $25.00 | 9/21/2012 9:22:08 AM |
fortytwo | $150.00 | 9/21/2012 9:54:58 AM |
AF-Chief | $25.00 | 9/21/2012 9:43:41 AM |
TennSquire | $25.00 | 9/21/2012 9:58:38 AM |
Investor_DP | $200.00 | 9/21/2012 9:59:17 AM |
marwadi-62 | $1,000.00 | 9/21/2012 9:25:41 AM |
reordan | $25.00 | 9/21/2012 9:48:53 AM |
auction-fanatic8 | $25.00 | 9/21/2012 9:50:21 AM |
Astyanax | $36.81 | 9/21/2012 9:52:26 AM |
Beld | $50.00 | 9/21/2012 10:10:30 AM |
tech310 | $50.00 | 9/21/2012 9:31:22 AM |
money-genome84 | $250.00 | 9/21/2012 9:57:24 AM |
cvlender | $25.00 | 9/21/2012 10:14:51 AM |
loan-fate | $50.00 | 9/21/2012 9:31:47 AM |
drcoop | $25.00 | 9/21/2012 9:58:16 AM |
rine354 | $100.00 | 9/21/2012 10:19:54 AM |
mckhbnpc | $50.00 | 9/21/2012 9:59:42 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:54 AM |
credit-wheel7 | $25.00 | 9/21/2012 10:24:48 AM |
UBOtto186 | $75.00 | 9/21/2012 9:34:37 AM |
tolerant-dinero2 | $100.00 | 9/21/2012 10:27:14 AM |
persist_in_doing | $25.00 | 9/21/2012 10:03:15 AM |
dime-sprout | $25.00 | 9/21/2012 10:32:22 AM |
bellaquito | $500.00 | 9/21/2012 10:33:21 AM |
moola-accelerator6 | $50.00 | 9/21/2012 10:08:23 AM |
cash-delight1 | $50.00 | 9/21/2012 10:13:03 AM |
mtquan | $25.00 | 9/21/2012 9:40:41 AM |
SLN-10 | $30.00 | 9/21/2012 10:48:04 AM |
first-pragmatic-power | $25.00 | 9/21/2012 10:19:29 AM |
Affluent-Ninja | $25.00 | 9/21/2012 11:09:59 AM |
peaceful-greenback719 | $25.00 | 9/21/2012 11:47:35 AM |
pdub | $462.07 | 9/21/2012 12:20:15 PM |
green-high-five7 | $25.00 | 9/21/2012 10:35:30 AM |
azazle | $50.00 | 9/21/2012 10:36:20 AM |
market-pudding | $25.00 | 9/21/2012 10:49:42 AM |
new-gold-wrangler | $1,000.00 | 9/21/2012 9:54:28 AM |
market-cougar3 | $50.00 | 9/21/2012 9:58:06 AM |
genelinist | $500.00 | 9/21/2012 11:30:04 AM |
hard-working-rate3 | $25.00 | 9/21/2012 9:58:14 AM |
openness-cosmos9 | $50.00 | 9/21/2012 12:02:32 PM |
Rollshaft | $25.00 | 9/21/2012 12:03:22 PM |
JCM_MN | $30.00 | 9/21/2012 12:12:04 PM |
trade-cactus8 | $75.00 | 9/21/2012 12:16:10 PM |
enchanted-note | $25.00 | 9/21/2012 10:07:17 AM |
networks4ever | $25.00 | 9/21/2012 10:08:02 AM |
Banker2OO7 | $75.00 | 9/21/2012 10:09:00 AM |
peso-lyrics7 | $50.00 | 9/21/2012 10:15:13 AM |
new-orbital-transaction | $25.00 | 9/21/2012 10:37:18 AM |
Fitiwalt7 | $25.00 | 9/21/2012 10:46:44 AM |
Champion_Lending | $25.00 | 9/21/2012 11:54:18 AM |
mikeandcat | $300.00 | 9/21/2012 9:01:09 AM |
tnjohnso | $25.00 | 9/21/2012 9:04:00 AM |
cnovak | $25.00 | 9/21/2012 9:05:06 AM |
lowrater | $50.40 | 9/21/2012 9:07:08 AM |
gain-equator | $25.00 | 9/21/2012 9:09:09 AM |
IIP77 | $25.00 | 9/21/2012 9:00:54 AM |
Mountain-Lion-IRA1 | $25.00 | 9/21/2012 9:01:18 AM |
HeroSupport | $60.00 | 9/21/2012 9:16:18 AM |
MoneyForNothing | $32.32 | 9/21/2012 9:06:17 AM |
finance-prescription | $98.00 | 9/21/2012 9:18:07 AM |
social-cocktail1 | $200.00 | 9/21/2012 9:19:00 AM |
durability-seahorse7 | $50.00 | 9/21/2012 9:11:05 AM |
bob450-roth | $25.00 | 9/21/2012 9:12:19 AM |
fides-cx | $25.00 | 9/21/2012 9:12:46 AM |
money-bauble | $100.00 | 9/21/2012 9:12:51 AM |
bazaar-tulip | $25.00 | 9/21/2012 9:14:18 AM |
green-trade-dolphin | $63.15 | 9/21/2012 9:00:57 AM |
fcrick | $25.00 | 9/21/2012 9:01:05 AM |
trumpeter5 | $25.00 | 9/21/2012 9:01:52 AM |
scholarly-order6 | $125.00 | 9/21/2012 9:02:00 AM |
bewitching-dollar5 | $100.00 | 9/21/2012 9:16:21 AM |
CMJ-Partners | $100.00 | 9/21/2012 9:27:52 AM |
bid-banjo3 | $82.00 | 9/21/2012 9:18:22 AM |
bazaar-festivity | $25.00 | 9/21/2012 9:20:30 AM |
vigorous-velocity | $79.00 | 9/21/2012 9:21:20 AM |
enticing-capital6 | $29.00 | 9/21/2012 9:30:35 AM |
Assets-Up | $25.00 | 9/21/2012 9:09:18 AM |
punctual-worth263 | $50.00 | 9/21/2012 9:25:14 AM |
melodious-fairness | $50.00 | 9/21/2012 9:40:49 AM |
miamibeachloaner | $100.00 | 9/21/2012 9:13:51 AM |
SummitAdvisors | $25.00 | 9/21/2012 9:27:19 AM |
friendly-gold | $25.00 | 9/21/2012 9:45:20 AM |
profitable-fairness1 | $32.00 | 9/21/2012 9:16:59 AM |
genius520 | $100.00 | 9/21/2012 9:29:50 AM |
Endeavour | $60.00 | 9/21/2012 9:17:23 AM |
worldly-income2 | $31.14 | 9/21/2012 9:48:09 AM |
Kaj | $25.00 | 9/21/2012 9:49:25 AM |
return-grizzly | $100.00 | 9/21/2012 9:33:20 AM |
Dubbly | $25.00 | 9/21/2012 9:33:42 AM |
investment-artist | $89.10 | 9/21/2012 9:50:51 AM |
purposeful-durability8 | $69.00 | 9/21/2012 9:20:25 AM |
bold-steady-peso | $28.00 | 9/21/2012 9:21:39 AM |
Comoparklender | $25.00 | 9/21/2012 9:55:40 AM |
intrepid-compassion29 | $25.00 | 9/21/2012 9:44:01 AM |
quantum_leap | $25.00 | 9/21/2012 9:45:39 AM |
supreme-treasure8 | $100.00 | 9/21/2012 9:48:17 AM |
Charlie010 | $50.00 | 9/21/2012 9:28:10 AM |
dmunySF | $50.00 | 9/21/2012 9:53:04 AM |
halothane_logic | $25.00 | 9/21/2012 10:22:42 AM |
Scottyd911 | $50.00 | 9/21/2012 10:24:31 AM |
ready-justice7 | $50.00 | 9/21/2012 9:33:13 AM |
janeybooboo | $25.25 | 9/21/2012 10:27:57 AM |
letsmakeitsuccessful | $25.00 | 9/21/2012 10:06:31 AM |
MyPFBlog | $25.00 | 9/21/2012 10:07:15 AM |
fund-tom-tom6 | $25.00 | 9/21/2012 9:37:19 AM |
best-charming-leverage | $50.00 | 9/21/2012 9:38:15 AM |
wwwUniversal | $25.00 | 9/21/2012 10:41:09 AM |
benevolent-transaction090 | $50.00 | 9/21/2012 10:12:25 AM |
1stBankAndHal | $25.04 | 9/21/2012 10:51:23 AM |
green-tree-shake | $30.00 | 9/21/2012 10:53:05 AM |
agalt | $80.00 | 9/21/2012 10:16:09 AM |
wowlender | $25.00 | 9/21/2012 10:17:34 AM |
TheHillsAreAlive | $25.00 | 9/21/2012 9:43:51 AM |
impressive-loan | $44.00 | 9/21/2012 9:44:09 AM |
01a_MrUSC_IRA | $50.00 | 9/21/2012 11:06:53 AM |
BankofRon_IRA | $100.00 | 9/21/2012 10:23:31 AM |
invesor87 | $62.54 | 9/21/2012 11:20:08 AM |
52digital | $75.00 | 9/21/2012 10:24:43 AM |
compassion-paladin042 | $25.00 | 9/21/2012 10:29:59 AM |
bold-velocity-cake | $25.11 | 9/21/2012 12:13:25 PM |
openness-cosmos9 | $50.00 | 9/21/2012 12:17:04 PM |
HammerKnuckleLending | $31.31 | 9/21/2012 10:36:20 AM |
money-baron-roth-IRA | $50.00 | 9/21/2012 10:41:11 AM |
CA-Lender | $25.00 | 9/21/2012 9:55:08 AM |
rutzebach | $201.17 | 9/21/2012 11:04:29 AM |
nex | $25.00 | 9/21/2012 9:57:44 AM |
gotjack-IRA | $100.03 | 9/21/2012 11:26:18 AM |
breadbroker | $25.00 | 9/21/2012 9:58:36 AM |
DasMula | $25.00 | 9/21/2012 12:03:40 PM |
C2Banking | $100.00 | 9/21/2012 12:08:35 PM |
reflective-rupee | $25.00 | 9/21/2012 10:01:36 AM |
thankful-nickel2 | $55.55 | 9/21/2012 10:06:00 AM |
Ubiquinone | $35.00 | 9/21/2012 10:08:10 AM |
et28 | $75.00 | 9/21/2012 10:08:40 AM |
dhkny5 | $25.00 | 9/21/2012 10:09:57 AM |
blazing-capital2 | $250.00 | 9/21/2012 10:14:36 AM |
kila-designer | $249.00 | 9/21/2012 10:16:01 AM |
EFS | $250.00 | 9/21/2012 10:23:52 AM |
ferdberfel | $25.00 | 9/21/2012 10:49:02 AM |
money-baron | $50.00 | 9/21/2012 10:54:26 AM |
Plow_n_Sow | $25.00 | 9/21/2012 10:56:04 AM |
shawnw2 | $150.00 | 9/21/2012 10:58:00 AM |
grnii78 | $175.00 | 9/21/2012 10:59:22 AM |
Military_Money_Wise | $25.00 | 9/21/2012 11:00:24 AM |
just-finance2 | $50.00 | 9/21/2012 11:04:58 AM |
01a_MrsUSC | $50.00 | 9/21/2012 11:07:23 AM |
first-economy-orbiter | $27.00 | 9/21/2012 11:16:21 AM |
dollar-authority | $250.00 | 9/21/2012 11:27:52 AM |
Elefunt | $25.00 | 9/21/2012 11:31:41 AM |
185 Investments
|
Borrower Payment Dependent Notes Series
641402
This series of Notes was issued and sold upon the funding of the borrower loan #75253, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $218.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
4 | Length of status: | 17y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,293 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| p2ploan-renaissance |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 34 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2010)
640-659
(Oct-2009)
|
Principal balance:
| $217.90 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $7,650.00 | 9/18/2012 5:01:53 PM |
sweety075 | $25.00 | 9/18/2012 5:02:16 PM |
MI2 | $5,000.00 | 9/18/2012 5:02:28 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
641444
This series of Notes was issued and sold upon the funding of the borrower loan #75434, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $349.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1983 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 25y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $84,528 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| satellite851 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Home Repairs
This loan will be used to...Put in a new fence - cost of fence $16K
My financial situation:
I am a good candidate for this loan because...I am never late on a payment and have never defaulted. I had just completed a 2 week family trip which used some of my debt and assets and unexpected have an expensive fence repair to do that will not wait.
Monthly net income: $11K net
Monthly expenses: $8K
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $100.00 | 9/19/2012 10:07:45 AM |
handy-justice | $50.00 | 9/19/2012 9:04:39 AM |
profit-powerplant | $25.00 | 9/19/2012 9:14:44 AM |
best-bonafide-p2p | $50.00 | 9/19/2012 9:25:01 AM |
careful-vigilance4 | $25.00 | 9/19/2012 9:25:52 AM |
RGlad | $300.00 | 9/19/2012 9:05:53 AM |
historic-value7 | $300.00 | 9/19/2012 9:07:05 AM |
friendly-gold | $25.00 | 9/19/2012 9:11:04 AM |
stolirocks01 | $33.00 | 9/19/2012 9:24:05 AM |
mindful-generosity1 | $25.00 | 9/19/2012 9:18:26 AM |
52digital | $75.00 | 9/19/2012 9:30:45 AM |
DirtyJenga | $25.00 | 9/19/2012 9:56:04 AM |
sunwell | $50.00 | 9/19/2012 9:31:07 AM |
vutah | $55.00 | 9/19/2012 9:57:14 AM |
justreturns | $25.00 | 9/19/2012 9:22:44 AM |
asiaratt | $28.00 | 9/19/2012 9:35:04 AM |
proper-exchange8 | $50.00 | 9/19/2012 10:05:48 AM |
papaloha | $25.00 | 9/19/2012 9:31:00 AM |
bazaar-tulip | $500.00 | 9/19/2012 10:08:15 AM |
supreme-treasure8 | $100.00 | 9/19/2012 10:18:03 AM |
worldly-gold | $26.00 | 9/19/2012 9:37:34 AM |
wwwUniversal | $25.00 | 9/19/2012 10:36:56 AM |
phenomenal-rate1 | $500.00 | 9/19/2012 10:48:53 AM |
durability-ace9 | $30.00 | 9/19/2012 9:57:55 AM |
money-baron-Roth401k | $50.00 | 9/19/2012 10:57:52 AM |
Wellman | $25.00 | 9/19/2012 9:46:51 AM |
squeebie | $50.00 | 9/19/2012 11:03:35 AM |
social-cocktail1 | $200.00 | 9/19/2012 10:05:43 AM |
StrongMonty | $82.12 | 9/19/2012 10:16:32 AM |
EthanColeInvestingGroup | $75.00 | 9/19/2012 10:20:38 AM |
forthright-trade | $35.00 | 9/19/2012 10:25:17 AM |
cash-kin7 | $50.00 | 9/19/2012 10:01:28 AM |
julijask | $25.00 | 9/19/2012 10:37:28 AM |
Quiza12 | $50.00 | 9/19/2012 10:39:53 AM |
the-enthralling-coin | $25.00 | 9/19/2012 10:45:56 AM |
marketplace-hut9 | $25.00 | 9/19/2012 11:04:38 AM |
value-wind0 | $25.00 | 9/19/2012 10:20:55 AM |
diplomatic-wealth7 | $25.00 | 9/19/2012 10:21:44 AM |
credible-agreement887 | $30.00 | 9/19/2012 10:22:17 AM |
thrifty-capital | $35.00 | 9/19/2012 10:48:49 AM |
imogen22 | $25.00 | 9/19/2012 10:57:06 AM |
LoanerPrincipal | $25.00 | 9/19/2012 10:58:47 AM |
majestic-note6 | $148.88 | 9/19/2012 11:04:47 AM |
heavenly-interest9 | $1,000.00 | 9/19/2012 9:08:35 AM |
income-triangulation1 | $25.00 | 9/19/2012 9:01:45 AM |
benevolent-marketplace4 | $2,500.00 | 9/19/2012 9:02:33 AM |
community-burrito9 | $35.00 | 9/19/2012 9:06:01 AM |
Sid-K | $25.00 | 9/19/2012 9:25:54 AM |
WalnutCreekguy | $50.00 | 9/19/2012 9:37:06 AM |
cash-mad-scientist3 | $25.00 | 9/19/2012 9:37:47 AM |
new-impeccable-coin | $34.00 | 9/19/2012 9:07:10 AM |
first-pragmatic-power | $25.00 | 9/19/2012 9:39:51 AM |
first-balance-neutron | $50.00 | 9/19/2012 9:42:25 AM |
enriched-return057 | $300.00 | 9/19/2012 9:14:46 AM |
tranquil-gain1 | $75.00 | 9/19/2012 9:48:51 AM |
Beld | $50.00 | 9/19/2012 9:50:32 AM |
InvestorPartners | $25.00 | 9/19/2012 9:57:00 AM |
alexander-hamilton | $250.00 | 9/19/2012 9:59:09 AM |
durability-seahorse7 | $100.00 | 9/19/2012 9:24:13 AM |
ericgassercom | $25.00 | 9/19/2012 9:35:58 AM |
leverage-sensai6 | $25.00 | 9/19/2012 9:42:17 AM |
open-minded-p2p1 | $25.00 | 9/19/2012 10:10:39 AM |
frankdelraza | $25.00 | 9/19/2012 9:34:24 AM |
openness-antioxidant | $75.00 | 9/19/2012 9:48:27 AM |
moneyforthehoney | $29.00 | 9/19/2012 10:23:22 AM |
Comoparklender | $25.00 | 9/19/2012 10:28:38 AM |
jybank | $49.00 | 9/19/2012 10:31:31 AM |
the-silver-blaster | $50.00 | 9/19/2012 9:57:32 AM |
Worldskiboy | $50.00 | 9/19/2012 9:48:07 AM |
vibraphone3 | $25.00 | 9/19/2012 10:16:49 AM |
asset-professor | $25.00 | 9/19/2012 10:24:47 AM |
bold-marketplace-awakening | $150.00 | 9/19/2012 10:02:08 AM |
bazaar-festivity | $25.00 | 9/19/2012 10:42:27 AM |
SimpleChoice | $25.00 | 9/19/2012 10:09:11 AM |
WriteTheLegend | $250.00 | 9/19/2012 10:52:26 AM |
Robin_Hood | $50.00 | 9/19/2012 11:01:53 AM |
money-baron | $50.00 | 9/19/2012 11:02:12 AM |
77 Investments
|
Borrower Payment Dependent Notes Series
641450
This series of Notes was issued and sold upon the funding of the borrower loan #75173, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $485.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 13y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,556 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| No | | |
Screen name:
| commitment-system1 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/20/2012 1:32:30 AM |
NickelSteamroller | $35.00 | 9/19/2012 5:07:04 PM |
duty-viola | $25.00 | 9/19/2012 5:09:47 PM |
bold-marketplace-awakening | $150.00 | 9/19/2012 5:20:43 PM |
best-bonafide-p2p | $25.00 | 9/19/2012 5:03:27 PM |
responsive-principal8 | $25.00 | 9/19/2012 5:32:36 PM |
handy-justice | $25.00 | 9/19/2012 5:15:34 PM |
Robin_Hood | $50.00 | 9/19/2012 5:44:23 PM |
52digital | $75.00 | 9/19/2012 5:20:53 PM |
proper-exchange8 | $50.00 | 9/19/2012 5:46:32 PM |
pleasant-listing712 | $25.00 | 9/19/2012 5:13:59 PM |
first-pragmatic-power | $25.00 | 9/19/2012 5:17:42 PM |
mindful-generosity1 | $25.00 | 9/19/2012 5:37:47 PM |
friendly-gold | $25.00 | 9/19/2012 5:37:53 PM |
missing-link | $25.00 | 9/19/2012 6:27:43 PM |
kila-designer | $249.00 | 9/19/2012 5:28:54 PM |
elegant-hope578 | $50.00 | 9/19/2012 5:29:00 PM |
LoanerPrincipal | $25.00 | 9/19/2012 7:06:04 PM |
leverage-sensai6 | $25.00 | 9/19/2012 5:47:58 PM |
supreme-treasure8 | $100.00 | 9/19/2012 5:59:19 PM |
Elefunt | $25.00 | 9/19/2012 6:01:19 PM |
Farmer-Ted | $25.00 | 9/19/2012 9:39:32 PM |
money-baron | $50.00 | 9/19/2012 6:26:02 PM |
loan-fate | $48.00 | 9/19/2012 5:56:16 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:25 PM |
burrito6 | $37.00 | 9/19/2012 6:06:51 PM |
RSV | $25.00 | 9/20/2012 4:27:04 AM |
callmebryan | $25.00 | 9/19/2012 9:32:35 PM |
speedy-point | $25.00 | 9/19/2012 11:30:02 PM |
orange-preeminant-bill | $50.00 | 9/20/2012 7:22:50 AM |
tpleus | $25.83 | 9/20/2012 7:58:40 AM |
quest0 | $50.00 | 9/20/2012 4:27:59 AM |
EthanColeInvestingGroup | $25.00 | 9/19/2012 9:36:32 PM |
squeebie | $50.00 | 9/20/2012 7:03:39 AM |
MrBailey | $25.00 | 9/20/2012 9:11:35 AM |
special-dinero553 | $25.00 | 9/20/2012 9:12:12 AM |
Lendersaurus-Rex | $25.00 | 9/20/2012 8:23:27 AM |
Comoparklender | $25.00 | 9/20/2012 9:23:55 AM |
tech310 | $50.00 | 9/20/2012 10:41:06 AM |
benevolent-marketplace4 | $2,500.00 | 9/20/2012 10:05:50 AM |
desertoasis | $25.00 | 9/20/2012 12:22:52 PM |
power-chef420 | $25.00 | 9/20/2012 10:14:09 AM |
moola-monger9 | $75.00 | 9/20/2012 10:26:56 AM |
income-triangulation1 | $25.00 | 9/20/2012 5:03:40 PM |
a-finance-director | $100.00 | 9/20/2012 10:14:47 AM |
etraboulay | $50.00 | 9/20/2012 5:15:01 PM |
treasure-coyote3 | $25.00 | 9/20/2012 4:41:38 PM |
p2ploan-charmer | $25.00 | 9/20/2012 5:22:40 PM |
enriched-return057 | $100.00 | 9/20/2012 12:03:30 PM |
credit-adventurer313 | $25.00 | 9/20/2012 12:08:12 PM |
whitegoldira | $50.00 | 9/20/2012 12:11:28 PM |
harmonious-contract5 | $25.00 | 9/20/2012 1:18:24 PM |
JonDough | $25.00 | 9/20/2012 2:06:40 PM |
currency-persimmon | $25.00 | 9/20/2012 2:11:30 PM |
Kaj | $25.00 | 9/20/2012 5:03:24 PM |
durability-ace9 | $30.00 | 9/20/2012 5:04:10 PM |
kind-truth-circuit | $50.00 | 9/20/2012 5:06:55 PM |
prudent-payment316 | $25.00 | 9/20/2012 5:54:52 PM |
jeff318 | $25.00 | 9/20/2012 5:31:00 PM |
rapid-credit428 | $25.00 | 9/20/2012 5:37:28 PM |
bonus-raker0 | $25.00 | 9/20/2012 6:16:41 PM |
Winged_Inspirations | $25.00 | 9/20/2012 6:20:59 PM |
cp-family | $50.00 | 9/20/2012 5:20:15 PM |
Aspirant | $85.46 | 9/20/2012 6:40:05 PM |
abundant-power | $25.00 | 9/20/2012 5:49:09 PM |
ItsJustMe79 | $25.00 | 9/20/2012 5:26:20 PM |
green-satisfying-investment3 | $75.00 | 9/20/2012 7:18:35 PM |
bubb_hans | $25.00 | 9/20/2012 5:27:39 PM |
justice-allocator3 | $25.00 | 9/20/2012 7:37:22 PM |
PugDog | $25.92 | 9/20/2012 8:30:47 PM |
thinker6 | $40.00 | 9/20/2012 6:04:34 PM |
harmonious-asset9 | $25.00 | 9/20/2012 6:05:50 PM |
thinker6 | $30.00 | 9/20/2012 6:06:24 PM |
nevee | $30.00 | 9/20/2012 5:46:54 PM |
Trondheim_Norway | $100.00 | 9/20/2012 7:46:11 PM |
Kumasan | $104.00 | 9/20/2012 7:59:37 PM |
investment-kazoo | $42.73 | 9/20/2012 8:11:58 PM |
a-social-nebula | $12.06 | 9/20/2012 8:45:07 PM |
friendly-credit2 | $50.00 | 9/20/2012 6:35:18 PM |
houli123 | $25.00 | 9/19/2012 5:23:14 PM |
brainy-return234 | $25.00 | 9/19/2012 5:24:11 PM |
imogen22 | $50.00 | 9/19/2012 5:11:52 PM |
phenomenal-rate1 | $500.00 | 9/19/2012 5:05:28 PM |
careful-vigilance4 | $25.00 | 9/19/2012 5:36:39 PM |
CA-Lender | $25.00 | 9/19/2012 5:06:15 PM |
pierrelasvegas | $25.00 | 9/19/2012 5:14:19 PM |
bellaquito | $500.00 | 9/19/2012 5:46:37 PM |
LeReve | $500.00 | 9/19/2012 5:22:45 PM |
vontuse | $25.00 | 9/19/2012 5:59:24 PM |
durability-seahorse7 | $100.00 | 9/19/2012 5:20:30 PM |
diplomatic-wealth7 | $25.00 | 9/19/2012 5:20:35 PM |
Dave0 | $25.00 | 9/19/2012 6:08:17 PM |
Beld | $50.00 | 9/19/2012 5:34:33 PM |
adventurer447 | $300.00 | 9/19/2012 5:29:38 PM |
top-responsibility-sage | $50.00 | 9/19/2012 7:43:32 PM |
WalnutCreekguy | $50.00 | 9/19/2012 6:02:04 PM |
EnglishGeekInNYC | $25.00 | 9/19/2012 5:45:06 PM |
Investor_DP | $200.00 | 9/19/2012 6:18:37 PM |
bazaar-tulip | $500.00 | 9/19/2012 6:32:16 PM |
ouyangers | $25.00 | 9/19/2012 7:10:54 PM |
transaction-keeper5 | $25.00 | 9/20/2012 5:10:08 AM |
leverage-boomer0 | $25.00 | 9/20/2012 6:43:37 AM |
worth-quark7 | $25.00 | 9/20/2012 5:34:19 AM |
dudebrah | $25.00 | 9/20/2012 8:21:26 AM |
dime-futurist | $50.00 | 9/20/2012 8:26:51 AM |
Dubbs360 | $500.00 | 9/20/2012 8:26:37 AM |
azazle | $50.00 | 9/20/2012 8:54:29 AM |
tylerfd | $50.00 | 9/20/2012 9:11:11 AM |
gethsemane4 | $25.00 | 9/20/2012 9:04:36 AM |
kind-magical-investment | $25.00 | 9/20/2012 10:03:30 AM |
compatible-deal9 | $25.00 | 9/20/2012 11:37:20 AM |
hope-burger747 | $25.00 | 9/20/2012 12:01:02 PM |
loan-scientist8 | $30.00 | 9/20/2012 3:02:08 PM |
sugnal | $50.00 | 9/20/2012 3:14:10 PM |
silver-stacker | $25.00 | 9/20/2012 4:09:39 PM |
agalt | $75.00 | 9/20/2012 10:54:21 AM |
dukeiyer | $25.00 | 9/20/2012 11:22:22 AM |
Wellman | $25.00 | 9/20/2012 5:06:02 PM |
P2P_Investor | $1,000.00 | 9/20/2012 10:16:33 AM |
silver-trident5 | $500.00 | 9/20/2012 5:06:53 PM |
transparency-river1 | $500.00 | 9/20/2012 10:38:56 AM |
HLender | $40.00 | 9/20/2012 1:52:01 PM |
historic-value7 | $50.00 | 9/20/2012 5:16:45 PM |
berniemadeoff | $25.00 | 9/20/2012 11:02:12 AM |
ResQDoc | $25.00 | 9/20/2012 12:06:23 PM |
return-pioneer221 | $100.00 | 9/20/2012 5:08:46 PM |
WinstonSmith | $50.00 | 9/20/2012 5:18:29 PM |
jojofrankie | $25.00 | 9/20/2012 5:27:21 PM |
Miklot | $30.00 | 9/20/2012 5:38:45 PM |
tornandfrayed | $25.00 | 9/20/2012 5:41:38 PM |
TronMedici | $25.00 | 9/20/2012 6:24:08 PM |
shrewd-peace7 | $25.00 | 9/20/2012 5:43:18 PM |
Katburg | $25.00 | 9/20/2012 5:26:39 PM |
Loan_shark718 | $30.00 | 9/20/2012 5:28:20 PM |
profit-powerplant | $25.00 | 9/20/2012 5:54:11 PM |
miamibeachloaner | $25.00 | 9/20/2012 5:46:02 PM |
top-historic-peso | $25.00 | 9/20/2012 5:49:26 PM |
DirtyJenga | $25.00 | 9/20/2012 5:56:39 PM |
138 Investments
|
Borrower Payment Dependent Notes Series
641492
This series of Notes was issued and sold upon the funding of the borrower loan #75096, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $315.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,554 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| urbane-bid6 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Pay off credit cards, pay for publishing and printing of book I recently completed writing encouraging women to hold on through their struggles.
My financial situation: Is pretty good but I would rather pay one monthly payment then several.
I am a good candidate for this loan because... I have a great book that needs to be printed and will have a great return. I pay my bills on time and have for several years now. I can consolidate, pay printing costs, and still have a lower monthly payment than I am currently paying now for combined credit cards.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 9/19/2012 9:02:18 AM |
lionheart722 | $100.00 | 9/19/2012 9:21:42 AM |
excellent-funds649 | $50.00 | 9/19/2012 9:23:50 AM |
handy-money9 | $75.00 | 9/19/2012 9:29:41 AM |
enterprising-exchange6 | $50.00 | 9/19/2012 9:14:13 AM |
logical-reward8 | $25.00 | 9/19/2012 9:27:25 AM |
EnglishGeekInNYC | $25.00 | 9/19/2012 9:22:33 AM |
generous-deal6 | $25.00 | 9/19/2012 9:43:24 AM |
velocityasaurus-rex4 | $100.00 | 9/19/2012 9:43:27 AM |
auction-sage | $100.00 | 9/19/2012 11:02:24 AM |
cash-kin7 | $50.00 | 9/19/2012 10:01:28 AM |
kfrench | $75.00 | 9/19/2012 10:39:27 AM |
Taxman44 | $25.00 | 9/19/2012 10:03:03 AM |
trade-boots1 | $100.00 | 9/19/2012 10:49:21 AM |
windguy | $50.00 | 9/19/2012 11:06:03 AM |
j2ee | $50.00 | 9/19/2012 10:47:36 AM |
repayment-pagoda8 | $100.00 | 9/19/2012 10:52:11 AM |
Pickmar | $25.00 | 9/19/2012 11:20:49 AM |
SSC_CCV | $40.00 | 9/19/2012 11:23:25 AM |
azazle | $50.00 | 9/19/2012 2:44:09 PM |
promise2 | $25.53 | 9/19/2012 4:36:33 PM |
blot44 | $25.00 | 9/19/2012 4:21:06 PM |
Nicedad72 | $25.00 | 9/19/2012 5:21:44 PM |
martinatime | $50.00 | 9/19/2012 5:41:04 PM |
adventurer447 | $300.00 | 9/19/2012 5:29:34 PM |
prudent-deal662 | $25.00 | 9/19/2012 6:33:01 PM |
MathProfessor | $25.00 | 9/19/2012 5:47:51 PM |
CoolPlexer | $50.00 | 9/19/2012 7:00:40 PM |
socrates520 | $50.00 | 9/19/2012 11:34:08 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:38 PM |
broosky2 | $100.00 | 9/20/2012 7:44:41 AM |
Lev8 | $25.00 | 9/20/2012 6:06:17 AM |
exciting-finance288 | $30.00 | 9/20/2012 8:31:49 AM |
bonafide-economy | $25.00 | 9/20/2012 6:54:14 AM |
blue-useful-auction | $25.00 | 9/20/2012 7:02:37 AM |
missgina | $25.00 | 9/20/2012 9:54:25 AM |
feiandasun | $25.00 | 9/20/2012 10:33:29 AM |
agalt | $100.00 | 9/20/2012 10:52:04 AM |
FmrEngr2Phd | $25.00 | 9/20/2012 9:44:16 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:31 AM |
Lender0010 | $50.00 | 9/20/2012 2:35:03 PM |
farlik | $25.00 | 9/20/2012 10:20:16 AM |
currency-fan9 | $50.00 | 9/20/2012 10:04:44 AM |
rmachi | $25.00 | 9/20/2012 5:07:58 PM |
availableloan | $25.00 | 9/20/2012 5:12:54 PM |
AFairDeal | $25.00 | 9/20/2012 5:43:04 PM |
miked8303 | $42.00 | 9/20/2012 5:19:11 PM |
compoundinterest | $25.00 | 9/20/2012 5:49:43 PM |
admscr108 | $25.00 | 9/20/2012 9:01:10 PM |
Aeroman32 | $25.00 | 9/20/2012 10:16:05 PM |
Techne_Funds_LLC | $25.00 | 9/20/2012 7:08:02 PM |
doncm | $25.00 | 9/21/2012 9:01:37 AM |
blue-laudable-dinero | $25.00 | 9/21/2012 7:48:50 AM |
lendersf | $50.00 | 9/21/2012 8:43:26 AM |
Leshan | $50.00 | 9/21/2012 6:29:10 AM |
Plutis | $25.00 | 9/21/2012 9:17:11 AM |
american6 | $50.00 | 9/21/2012 9:22:23 AM |
hard-working-rate3 | $25.00 | 9/21/2012 9:58:13 AM |
Use_It_Wisely | $25.00 | 9/21/2012 2:44:16 PM |
astute-fairness0 | $25.00 | 9/21/2012 1:16:52 PM |
wwwUniversal | $25.00 | 9/21/2012 10:41:04 AM |
Cherrypicker | $50.00 | 9/21/2012 2:11:47 PM |
legend796 | $25.00 | 9/21/2012 3:34:55 PM |
benevolent-transaction090 | $50.00 | 9/21/2012 5:02:10 PM |
newest-currency-vibrato | $25.00 | 9/21/2012 4:58:12 PM |
ready-vigilance3 | $50.00 | 9/21/2012 3:19:12 PM |
penny-kahuna0 | $25.00 | 9/21/2012 3:41:23 PM |
nuclearmoose | $29.00 | 9/21/2012 5:22:15 PM |
transparency-silo2 | $25.00 | 9/21/2012 5:34:29 PM |
prudent-dough458 | $25.00 | 9/21/2012 5:46:24 PM |
neighborly-hope6 | $100.00 | 9/21/2012 5:23:38 PM |
guild221 | $25.00 | 9/21/2012 8:02:20 PM |
bankojerry | $25.00 | 9/21/2012 6:00:26 PM |
clenh2o | $25.00 | 9/21/2012 8:58:20 PM |
houli123 | $50.00 | 9/22/2012 3:11:33 AM |
coloradoloanman | $25.00 | 9/22/2012 6:08:49 AM |
phenomenal-gain5 | $50.00 | 9/22/2012 6:59:49 AM |
grotheik | $30.00 | 9/22/2012 6:55:21 AM |
liberty-point | $50.00 | 9/22/2012 6:59:53 AM |
dordee | $75.00 | 9/22/2012 10:46:50 AM |
jc33148 | $25.00 | 9/22/2012 6:23:37 AM |
payout-magician | $25.00 | 9/22/2012 7:20:51 AM |
BoughtTheFarm | $25.00 | 9/22/2012 12:03:12 PM |
RothySkynx | $25.00 | 9/22/2012 9:36:41 AM |
drkosh | $25.00 | 9/22/2012 12:31:06 PM |
minista | $25.00 | 9/22/2012 12:16:30 PM |
atlacatl | $25.00 | 9/22/2012 12:32:47 PM |
loan-mongoose1 | $25.00 | 9/22/2012 12:50:00 PM |
Tradesmanlender | $25.00 | 9/22/2012 1:06:01 PM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:32 PM |
dough-souffle | $25.00 | 9/22/2012 1:57:35 PM |
peace-fiesta7 | $25.00 | 9/22/2012 1:39:37 PM |
fund-booster4 | $150.00 | 9/22/2012 2:39:39 PM |
Blue_Devil | $25.00 | 9/22/2012 2:47:00 PM |
aabadabadoo | $25.00 | 9/22/2012 2:57:03 PM |
sgt-schultz | $25.00 | 9/23/2012 4:03:42 AM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:45 PM |
loot-baton | $25.00 | 9/22/2012 7:53:36 PM |
TrustOne | $50.00 | 9/22/2012 7:57:29 PM |
aesop56 | $25.00 | 9/22/2012 11:12:41 PM |
Avala | $100.00 | 9/23/2012 12:04:09 PM |
prudent-payment316 | $25.00 | 9/23/2012 12:14:38 PM |
powerful-return1 | $25.00 | 9/23/2012 9:12:11 AM |
dough-kitten5 | $25.00 | 9/23/2012 8:32:55 AM |
dime-smasher5 | $25.00 | 9/23/2012 11:14:59 AM |
goodcents | $25.00 | 9/23/2012 11:25:58 AM |
accelerator1 | $25.00 | 9/23/2012 11:57:56 AM |
new-marketplace-lyrics | $25.00 | 9/23/2012 3:32:18 PM |
adaboy65 | $100.00 | 9/23/2012 12:35:53 PM |
a_salt_miner | $26.00 | 9/23/2012 4:16:58 PM |
antlr | $25.00 | 9/23/2012 5:43:38 PM |
eridient | $25.00 | 9/23/2012 1:00:15 PM |
supersarah61 | $25.00 | 9/23/2012 2:54:49 PM |
be_wise | $25.00 | 9/23/2012 7:28:42 PM |
green-trade-dolphin2 | $26.35 | 9/19/2012 9:02:39 AM |
kenji4861 | $25.00 | 9/19/2012 9:25:22 AM |
Sneezie | $29.00 | 9/19/2012 9:00:56 AM |
shaker348 | $50.00 | 9/19/2012 9:14:11 AM |
Leopoldine | $25.00 | 9/19/2012 9:15:28 AM |
Castellan | $50.00 | 9/19/2012 9:13:05 AM |
enriching-trade2 | $36.00 | 9/19/2012 9:26:58 AM |
britgsb | $50.00 | 9/19/2012 9:39:14 AM |
commerce-gargantuan2 | $50.00 | 9/19/2012 10:13:11 AM |
compassion-twister2 | $50.00 | 9/19/2012 10:19:15 AM |
imogen22 | $25.00 | 9/19/2012 10:56:29 AM |
durability-seahorse7 | $50.00 | 9/19/2012 10:27:45 AM |
bellaquito | $500.00 | 9/19/2012 11:30:11 AM |
radforj22 | $50.00 | 9/19/2012 4:29:14 PM |
jpblan11 | $25.00 | 9/19/2012 4:30:57 PM |
rce1964 | $25.00 | 9/19/2012 5:25:06 PM |
chac | $300.00 | 9/19/2012 5:11:50 PM |
mtquan | $25.00 | 9/19/2012 6:04:03 PM |
BDL-Roth | $25.00 | 9/19/2012 5:22:12 PM |
fabulous-bazaar4 | $25.00 | 9/19/2012 5:25:14 PM |
proper-exchange8 | $50.00 | 9/19/2012 5:46:30 PM |
speedy-point | $25.00 | 9/19/2012 11:46:58 PM |
BobRand | $25.00 | 9/19/2012 6:26:19 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:12 PM |
Great-Mom | $25.00 | 9/20/2012 6:53:22 AM |
Howaboutsomemoney | $25.00 | 9/19/2012 7:07:39 PM |
fuzed | $25.00 | 9/20/2012 7:24:44 AM |
universal71 | $25.00 | 9/20/2012 5:32:39 AM |
GoldenKoi | $100.00 | 9/19/2012 11:55:18 PM |
basejump0 | $25.00 | 9/20/2012 4:16:00 AM |
penny-drum7 | $25.00 | 9/20/2012 6:51:09 AM |
unbeatable-credit1 | $50.00 | 9/20/2012 7:14:31 AM |
Investoman | $25.00 | 9/20/2012 9:10:42 AM |
Wicky | $25.00 | 9/20/2012 9:10:44 AM |
girlwithglasses | $50.00 | 9/20/2012 9:38:56 AM |
compatible-deal9 | $25.00 | 9/20/2012 11:30:10 AM |
a-finance-director | $50.00 | 9/20/2012 10:16:05 AM |
Bank42 | $25.00 | 9/20/2012 4:45:59 PM |
Planecourage | $25.00 | 9/20/2012 11:36:21 AM |
netg | $25.00 | 9/20/2012 5:28:43 PM |
reaction5 | $25.00 | 9/20/2012 5:23:20 PM |
lostontheedge | $25.00 | 9/20/2012 5:20:57 PM |
proud-silver0 | $100.00 | 9/20/2012 8:05:52 PM |
platinum-lightning | $50.00 | 9/20/2012 6:04:11 PM |
finance-piccolo8 | $25.00 | 9/20/2012 9:54:26 PM |
sturdy-fairness0 | $34.00 | 9/20/2012 6:02:03 PM |
california111 | $100.00 | 9/20/2012 10:47:51 PM |
cerebral-dollar773 | $25.00 | 9/21/2012 4:19:23 AM |
forthright-euro8 | $25.00 | 9/21/2012 9:15:21 AM |
emphatic-responsibility | $47.00 | 9/21/2012 9:27:06 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:44 AM |
bowdish1 | $100.00 | 9/21/2012 9:47:36 AM |
giftgold | $25.00 | 9/21/2012 12:53:07 PM |
pdub | $500.00 | 9/21/2012 12:21:16 PM |
commanding-bid973 | $50.00 | 9/21/2012 1:00:14 PM |
unrelenting-platinum2 | $25.00 | 9/21/2012 2:44:11 PM |
blLending | $25.00 | 9/21/2012 3:15:39 PM |
BANSAL | $25.00 | 9/21/2012 1:57:14 PM |
Belair_Advisors | $25.00 | 9/21/2012 4:38:42 PM |
Yogidog | $25.00 | 9/21/2012 5:13:04 PM |
liberty-viola | $30.00 | 9/21/2012 5:44:29 PM |
zbfamwl | $75.00 | 9/21/2012 5:43:55 PM |
coin-tweet | $50.00 | 9/21/2012 6:55:57 PM |
Nusk | $25.00 | 9/21/2012 6:52:06 PM |
jcornehlsen | $25.00 | 9/21/2012 6:19:49 PM |
greenback-maniac | $25.00 | 9/22/2012 6:10:12 AM |
Kissabledevil | $25.00 | 9/21/2012 7:41:26 PM |
YellowJacket | $25.00 | 9/22/2012 8:31:58 AM |
Supervark | $37.04 | 9/22/2012 8:25:33 AM |
gjm6d | $25.00 | 9/22/2012 9:24:52 AM |
hitsman | $50.00 | 9/22/2012 11:38:04 AM |
cogent | $26.00 | 9/22/2012 11:58:23 AM |
loan-mammal | $100.00 | 9/22/2012 12:27:06 PM |
Charmart | $25.00 | 9/22/2012 12:13:42 PM |
integrity-builder | $50.00 | 9/22/2012 12:49:52 PM |
first-favorite-bonus9 | $25.00 | 9/22/2012 1:21:24 PM |
loot-heart | $25.00 | 9/22/2012 1:25:28 PM |
conductor146 | $25.00 | 9/22/2012 1:11:44 PM |
IamSparticus | $25.00 | 9/22/2012 1:16:16 PM |
RyanTH9893 | $25.00 | 9/22/2012 6:59:25 PM |
peaceful-agreement2 | $50.00 | 9/22/2012 7:14:17 PM |
payment-hugger7 | $50.00 | 9/22/2012 7:59:40 PM |
Daveinthecorn | $50.00 | 9/22/2012 2:57:22 PM |
greenback-snowdome1 | $100.00 | 9/22/2012 7:17:42 PM |
payment-gusto | $25.00 | 9/22/2012 5:45:04 PM |
gain-neutrino9 | $25.00 | 9/22/2012 6:36:38 PM |
rootcanaler | $25.00 | 9/22/2012 8:22:00 PM |
justinology | $25.65 | 9/22/2012 11:52:37 PM |
payment-associate5 | $100.00 | 9/23/2012 2:40:56 AM |
flo_rida | $100.00 | 9/23/2012 12:37:02 PM |
skeptikos | $100.00 | 9/23/2012 12:07:38 PM |
ToloUSN | $50.00 | 9/23/2012 9:19:29 AM |
jk15 | $25.00 | 9/23/2012 11:25:44 AM |
gallant-economy9 | $50.00 | 9/23/2012 12:35:54 PM |
Shawn95187 | $25.00 | 9/23/2012 12:41:10 PM |
CJMC | $25.00 | 9/23/2012 7:01:14 PM |
liberty-prometheus6 | $25.00 | 9/23/2012 12:54:22 PM |
durable-hope4 | $127.63 | 9/23/2012 12:59:13 PM |
note-goblin0 | $25.00 | 9/23/2012 3:45:55 PM |
GradEcon | $47.15 | 9/23/2012 5:20:08 PM |
new-mystical-dime | $11.65 | 9/23/2012 8:07:57 PM |
thankful-nickel2 | $25.00 | 9/23/2012 7:02:21 PM |
216 Investments
|
Borrower Payment Dependent Notes Series
641534
This series of Notes was issued and sold upon the funding of the borrower loan #74961, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| 37% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
11 | Length of status: | 9y 1m |
Amount delinquent:
| $175 |
Total credit lines:
| 25 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,853 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| No | | |
Screen name:
| rate-inspector6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate credit card debt
My financial situation: Bank of America
I am a good candidate for this loan because...
I am a fireman for the City of Houston and 5 years ago I went back to school to finish my degree. Since the city does not help with tuition, unless it is fire related, I was responsible for paying my tuition on my own. Most of my debt was accumulated during this time.
Monthly net income: $3000
Monthly expenses: $
Housing: $850
Insurance: $125
Car expenses: $500
Utilities: 100
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $160.03 | 9/19/2012 5:01:43 PM |
PrimeFunding | $25.00 | 9/19/2012 5:27:03 PM |
vutah | $25.00 | 9/19/2012 5:02:42 PM |
handy-justice | $50.00 | 9/19/2012 5:13:58 PM |
scholarly-order6 | $100.00 | 9/19/2012 5:19:06 PM |
duty-viola | $25.00 | 9/19/2012 5:09:47 PM |
majestic-note6 | $150.00 | 9/19/2012 5:19:35 PM |
first-euro-rapture | $25.00 | 9/19/2012 5:44:48 PM |
melodious-openness | $200.00 | 9/19/2012 5:23:55 PM |
RJN | $35.00 | 9/19/2012 5:26:12 PM |
Something-Corporate | $25.00 | 9/19/2012 5:20:26 PM |
scoobiedoo | $40.00 | 9/19/2012 5:31:15 PM |
money-baron | $29.97 | 9/19/2012 6:15:30 PM |
EngineersAlliance | $35.00 | 9/19/2012 5:57:03 PM |
worthy-bid8 | $100.00 | 9/19/2012 6:01:12 PM |
RGlad | $100.00 | 9/19/2012 5:21:24 PM |
durability-seahorse7 | $50.00 | 9/19/2012 5:24:47 PM |
Stek7 | $25.00 | 9/19/2012 5:01:39 PM |
CA-Lender | $25.00 | 9/19/2012 5:10:31 PM |
MFBank | $50.00 | 9/19/2012 5:12:58 PM |
bewitching-dollar5 | $100.00 | 9/19/2012 6:10:14 PM |
wise-charming-reward | $500.00 | 9/19/2012 6:13:23 PM |
Nipper99 | $100.00 | 9/19/2012 6:00:56 PM |
global-invest-group | $25.00 | 9/19/2012 6:06:11 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
641538
This series of Notes was issued and sold upon the funding of the borrower loan #75185, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 13% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,264 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| euro-transformer5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Payoff debts now until I receive the extra funds i am expecting in about 3 months.
My financial situation:
I am a good candidate for this loan because...
I always pay my bills on time. I have always paid loans off early. I have a safe secure job at a very good company.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $55.00 | 9/19/2012 9:01:23 AM |
handy-justice | $50.00 | 9/19/2012 9:09:15 AM |
income-triangulation1 | $25.00 | 9/19/2012 9:01:00 AM |
mindful-generosity1 | $25.00 | 9/19/2012 9:18:26 AM |
enriched-return057 | $300.00 | 9/19/2012 9:12:44 AM |
worthy-bid8 | $100.00 | 9/19/2012 9:34:17 AM |
spartacusiam | $25.00 | 9/19/2012 9:18:12 AM |
riveting-credit5 | $25.00 | 9/19/2012 9:21:05 AM |
bob450-roth | $25.00 | 9/19/2012 9:25:33 AM |
papaloha | $25.00 | 9/19/2012 9:31:00 AM |
tranquil-gain1 | $75.00 | 9/19/2012 9:48:52 AM |
trajectory086 | $125.00 | 9/19/2012 11:49:23 AM |
Rogelio48 | $52.00 | 9/19/2012 10:06:59 AM |
greencat | $50.00 | 9/19/2012 9:56:03 AM |
let_me_retire | $75.00 | 9/19/2012 10:12:58 AM |
Napoli_Lending | $80.00 | 9/19/2012 2:26:25 PM |
money-baron | $50.00 | 9/19/2012 10:40:32 AM |
transformer855 | $25.00 | 9/19/2012 10:08:26 AM |
refresher211 | $25.00 | 9/19/2012 11:01:02 AM |
Laissez-faire | $50.00 | 9/19/2012 4:51:09 PM |
nethosters | $25.00 | 9/19/2012 10:18:06 AM |
jtwildcat713 | $25.00 | 9/19/2012 10:20:56 AM |
duckbill_1972 | $30.00 | 9/19/2012 11:23:18 AM |
Numbat77 | $25.00 | 9/19/2012 11:26:12 AM |
imogen22 | $25.00 | 9/19/2012 10:57:30 AM |
majestic-note6 | $150.00 | 9/19/2012 11:04:57 AM |
dynrep | $35.00 | 9/19/2012 5:08:45 PM |
WMY-Investor | $100.00 | 9/19/2012 2:50:56 PM |
Roundhouse | $100.00 | 9/19/2012 4:58:42 PM |
red-diversification-explorer | $25.00 | 9/19/2012 2:10:43 PM |
a-community-aficionado | $50.00 | 9/19/2012 3:47:27 PM |
Bob450 | $25.00 | 9/19/2012 4:01:36 PM |
evilkats | $50.00 | 9/19/2012 4:19:28 PM |
reinforced-market3 | $25.00 | 9/19/2012 4:54:54 PM |
melodious-openness | $176.40 | 9/19/2012 5:17:50 PM |
PrimeFunding | $25.00 | 9/19/2012 9:10:01 AM |
commerce-gargantuan2 | $50.00 | 9/19/2012 9:19:58 AM |
durability-seahorse7 | $100.00 | 9/19/2012 9:24:13 AM |
graceful-investment | $106.00 | 9/19/2012 9:27:39 AM |
businessbroker101 | $25.00 | 9/19/2012 9:10:32 AM |
Hedge-Fund | $25.00 | 9/19/2012 9:33:14 AM |
supreme-affluence798 | $25.00 | 9/19/2012 9:08:18 AM |
new-impeccable-coin | $27.00 | 9/19/2012 9:11:17 AM |
openness-antioxidant | $75.00 | 9/19/2012 9:48:27 AM |
finance-investor3 | $25.00 | 9/19/2012 9:15:26 AM |
generous-deal6 | $25.00 | 9/19/2012 9:43:24 AM |
frankdelraza | $25.00 | 9/19/2012 9:35:20 AM |
compassion-twister2 | $50.00 | 9/19/2012 9:53:46 AM |
jkeller4000 | $25.00 | 9/19/2012 10:42:10 AM |
market-bearer0 | $29.00 | 9/19/2012 10:43:53 AM |
EnglishGeekInNYC | $50.00 | 9/19/2012 11:12:50 AM |
favorite-commerce | $50.00 | 9/19/2012 11:40:51 AM |
big-mac-50 | $200.00 | 9/19/2012 1:47:35 PM |
didibagle | $69.57 | 9/19/2012 2:26:44 PM |
CA-Lender | $25.00 | 9/19/2012 3:11:01 PM |
money-baron-Roth401k | $50.00 | 9/19/2012 10:57:53 AM |
transaction-keeper5 | $25.00 | 9/19/2012 4:50:44 PM |
squeebie | $50.00 | 9/19/2012 11:03:36 AM |
mpatrick | $50.00 | 9/19/2012 11:15:45 AM |
julijask | $25.00 | 9/19/2012 10:28:14 AM |
blue-order-comet | $25.00 | 9/19/2012 10:35:48 AM |
Silver_Rupee | $25.01 | 9/19/2012 10:36:58 AM |
best-bonafide-p2p | $25.00 | 9/19/2012 12:57:40 PM |
azazle | $75.00 | 9/19/2012 11:20:25 AM |
CA_Lender | $25.00 | 9/19/2012 2:53:09 PM |
epic-payout | $53.51 | 9/19/2012 3:05:46 PM |
compatible-deal9 | $25.00 | 9/19/2012 4:02:56 PM |
nickel-karate5 | $100.00 | 9/19/2012 4:37:30 PM |
bonus-seahorse | $25.00 | 9/19/2012 12:39:31 PM |
yield-hut | $25.00 | 9/19/2012 4:39:06 PM |
fairness-atmosphere | $25.00 | 9/19/2012 12:54:23 PM |
reward-adventure | $50.00 | 9/19/2012 5:01:11 PM |
mmabel | $25.00 | 9/19/2012 2:46:14 PM |
buffalobills | $25.00 | 9/19/2012 4:20:31 PM |
docdekay | $50.00 | 9/19/2012 5:05:44 PM |
payment-halo | $35.00 | 9/19/2012 5:08:12 PM |
impala6464 | $26.51 | 9/19/2012 5:11:30 PM |
77 Investments
|
Borrower Payment Dependent Notes Series
641552
This series of Notes was issued and sold upon the funding of the borrower loan #75494, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $256.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 15% |
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 14y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,665 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| equator991 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Debt consolidation.
This loan will be used to...
Pay off three a credit cards (two are small amounts), and debt for dental work with a lower interest loan, thereby lowering my monthly payments.
My financial situation:
Good, overall. I have been with Lyon College for 14 years, and have just recently moved into a different department, with more opportunity for advancment. Our cars are paid off, and we have a very reasonable mortgage.
I am a good candidate for this loan because...
I intend to continue working for ten more years, and then retire with a tidy income from investments which I have had for the last seven years. My wife will complete her graduate school program in two years and will re-enter the work force as a therapist in a high-paying field. We're pretty solid financially overall.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $100.00 | 9/24/2012 6:29:33 PM |
green-trade-dolphin2 | $28.02 | 9/24/2012 5:02:51 PM |
repayment-pagoda8 | $100.00 | 9/24/2012 5:07:25 PM |
imogen22 | $50.00 | 9/24/2012 5:08:59 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:56 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:21 PM |
windguy | $50.00 | 9/24/2012 5:15:53 PM |
enterprising-exchange6 | $50.00 | 9/24/2012 5:22:41 PM |
bazaar-tulip | $25.00 | 9/24/2012 5:33:58 PM |
spartacusiam | $25.00 | 9/24/2012 5:34:34 PM |
Darts | $50.00 | 9/24/2012 5:24:07 PM |
awesome-dollar6 | $100.00 | 9/24/2012 5:58:10 PM |
mindful-generosity1 | $50.00 | 9/24/2012 6:01:27 PM |
fairness-symphony2 | $50.00 | 9/24/2012 5:35:48 PM |
calamango | $50.00 | 9/24/2012 5:38:20 PM |
jcornehlsen | $25.00 | 9/24/2012 6:17:57 PM |
Bank_Of_XL | $25.00 | 9/24/2012 7:50:00 PM |
jubilant-capital1 | $100.00 | 9/24/2012 8:05:13 PM |
weiyinsan | $50.00 | 9/24/2012 8:09:28 PM |
smart-note9 | $25.00 | 9/24/2012 8:40:40 PM |
Bamaman205 | $25.00 | 9/24/2012 6:08:13 PM |
blue-laudable-dinero | $25.00 | 9/24/2012 9:33:04 PM |
napmanger | $200.00 | 9/24/2012 11:19:12 PM |
marketplace-singularity3 | $100.00 | 9/24/2012 6:30:13 PM |
community-burrito9 | $25.00 | 9/24/2012 6:37:32 PM |
massuot | $25.00 | 9/25/2012 4:30:18 AM |
ready-interest9 | $25.00 | 9/24/2012 6:40:04 PM |
dukeiyer | $25.00 | 9/24/2012 7:09:55 PM |
radforj22 | $97.73 | 9/25/2012 5:43:59 AM |
leverage-galleon | $30.00 | 9/24/2012 7:17:34 PM |
bletourn | $25.00 | 9/24/2012 7:36:42 PM |
courteous-trade229 | $41.99 | 9/24/2012 8:18:00 PM |
RGlad | $100.00 | 9/24/2012 8:41:55 PM |
hope-hickory8 | $25.00 | 9/24/2012 8:45:38 PM |
axl163 | $25.00 | 9/24/2012 9:10:29 PM |
peace-cell2 | $25.00 | 9/24/2012 9:23:05 PM |
db0973 | $25.00 | 9/25/2012 7:12:03 AM |
wilmajean | $100.00 | 9/24/2012 9:48:58 PM |
MyNestEgg | $50.00 | 9/24/2012 10:17:52 PM |
Leshan | $50.00 | 9/25/2012 7:33:40 AM |
circustab | $50.00 | 9/25/2012 7:40:50 AM |
houli123 | $50.00 | 9/24/2012 11:10:54 PM |
CFOGO | $25.00 | 9/25/2012 3:48:10 AM |
GoldenKoi | $100.00 | 9/25/2012 5:08:48 AM |
tomdooley12520 | $50.00 | 9/25/2012 6:15:30 AM |
BankofPete | $25.00 | 9/25/2012 6:00:45 AM |
mindful-deal289 | $25.00 | 9/25/2012 6:23:01 AM |
privatebankerva | $25.00 | 9/25/2012 6:29:53 AM |
cerebral-dollar773 | $35.00 | 9/25/2012 6:14:12 AM |
the-capital-shooter | $74.43 | 9/25/2012 6:26:53 AM |
loyalty-hornet6 | $25.00 | 9/25/2012 6:34:42 AM |
contract-victor5 | $30.00 | 9/25/2012 7:03:55 AM |
Jim33 | $25.00 | 9/25/2012 7:50:17 AM |
JC_12 | $50.00 | 9/24/2012 5:04:01 PM |
Kyjamune | $25.00 | 9/24/2012 5:04:20 PM |
decisive-income7 | $3,000.00 | 9/24/2012 5:03:05 PM |
octoberfresh | $25.00 | 9/24/2012 5:21:09 PM |
EnglishGeekInNYC | $25.00 | 9/24/2012 5:09:05 PM |
excellent-funds649 | $50.00 | 9/24/2012 5:24:25 PM |
auction-sage | $100.00 | 9/24/2012 5:12:49 PM |
Castellan | $50.00 | 9/24/2012 5:36:05 PM |
Rivervale_Westwood | $25.00 | 9/24/2012 5:17:54 PM |
kenji4861 | $25.00 | 9/24/2012 5:44:16 PM |
Aaron_Oz | $25.00 | 9/24/2012 5:48:45 PM |
tenacious-affluence | $25.00 | 9/24/2012 5:28:18 PM |
Taxman44 | $25.00 | 9/24/2012 5:45:52 PM |
bellaquito | $500.00 | 9/24/2012 6:45:09 PM |
obduro_1 | $25.00 | 9/24/2012 5:54:35 PM |
brainy-credit1 | $40.00 | 9/24/2012 5:54:50 PM |
generous-deal6 | $25.00 | 9/24/2012 5:57:26 PM |
p2p-mogul | $47.00 | 9/24/2012 7:59:43 PM |
best-bonafide-p2p | $50.00 | 9/24/2012 6:01:55 PM |
platinum-czar | $50.00 | 9/24/2012 8:03:16 PM |
Cai8899 | $25.00 | 9/24/2012 6:04:33 PM |
first-wampum-gazer | $1,000.00 | 9/24/2012 6:14:33 PM |
julijask | $100.00 | 9/24/2012 6:15:32 PM |
blot44 | $25.00 | 9/25/2012 5:03:25 AM |
blue-order-comet | $100.00 | 9/24/2012 6:54:00 PM |
vigilance-spinner3 | $25.00 | 9/24/2012 7:07:50 PM |
TigerForce | $25.00 | 9/25/2012 5:49:31 AM |
unequivocal-return | $250.00 | 9/24/2012 7:17:37 PM |
Interloper | $45.00 | 9/24/2012 7:17:49 PM |
nalaari | $26.00 | 9/25/2012 6:27:49 AM |
friendinmoney | $25.00 | 9/25/2012 6:41:29 AM |
lucrative-rate2 | $100.00 | 9/24/2012 8:54:44 PM |
compuguy8 | $25.00 | 9/25/2012 6:46:44 AM |
planetibet | $25.00 | 9/25/2012 6:49:40 AM |
FWF-kinetic | $25.00 | 9/24/2012 9:09:11 PM |
chac | $300.00 | 9/24/2012 9:19:12 PM |
Brisket_Bob | $52.64 | 9/24/2012 9:45:12 PM |
rush4life | $30.00 | 9/25/2012 7:12:55 AM |
jcw3rd | $25.00 | 9/24/2012 10:05:35 PM |
itsmaj | $40.00 | 9/24/2012 10:00:37 PM |
gothampark | $25.00 | 9/24/2012 10:09:48 PM |
Abece | $456.78 | 9/24/2012 10:54:04 PM |
runfree | $123.07 | 9/25/2012 7:44:08 AM |
KLCRAY | $50.00 | 9/25/2012 2:20:04 AM |
market-trooper3 | $30.00 | 9/25/2012 3:06:24 AM |
heerzaquestion | $32.00 | 9/25/2012 4:51:30 AM |
transaction-keeper5 | $25.00 | 9/25/2012 5:13:41 AM |
rockhound84 | $25.00 | 9/25/2012 5:34:25 AM |
wojo | $25.00 | 9/25/2012 6:22:57 AM |
enriched-return057 | $100.00 | 9/25/2012 6:09:41 AM |
chrisb1414 | $25.00 | 9/25/2012 6:17:33 AM |
Hwornke | $25.00 | 9/25/2012 7:09:50 AM |
dough-tsunami2 | $50.00 | 9/25/2012 6:49:18 AM |
eljobe | $100.00 | 9/25/2012 6:51:21 AM |
investment-comet | $25.00 | 9/25/2012 7:22:54 AM |
broosky2 | $100.00 | 9/25/2012 7:07:14 AM |
fund-tom-tom6 | $25.00 | 9/25/2012 7:46:27 AM |
Index_Plus | $465.34 | 9/25/2012 8:04:09 AM |
111 Investments
|
Borrower Payment Dependent Notes Series
641578
This series of Notes was issued and sold upon the funding of the borrower loan #75162, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $216.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 10% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
5 | Length of status: | 13y 8m |
Amount delinquent:
| $64 |
Total credit lines:
| 33 |
Occupation: | Engineer - Chemical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $414 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| persistent-transaction5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...Expand my contemporary African-inspired clothing line into a full-fledged wholesale business and lifestyle brand. The money will fund my first wholesale trade show, samples and marketing.
My financial situation:
I am a good candidate for this loan because...I have a steady income from my current job and the revenue that the business generates will increase with this investment. My net sales have doubled every year for the past three years and my experience in project management and new business development while ensure that it will continue to grow in net sales and profitability.
Monthly net income: $8417
Monthly expenses: $300
Housing: $ 2000
Insurance: $150
Car expenses: $200
Utilities: $300
Phone, cable, internet: $ 75
Food, entertainment: $350
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: $2400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
special-dinero553 | $25.00 | 9/21/2012 5:12:27 PM |
robust-diversification3 | $50.00 | 9/21/2012 5:39:32 PM |
wise-direct-community | $25.00 | 9/21/2012 5:41:22 PM |
EngineersAlliance | $100.00 | 9/21/2012 5:48:22 PM |
transparent-loot6 | $25.00 | 9/21/2012 5:53:45 PM |
wildguy | $100.00 | 9/21/2012 6:03:22 PM |
6_kids_college_fund | $25.00 | 9/21/2012 6:46:29 PM |
vutah | $25.00 | 9/21/2012 8:05:44 PM |
usbank | $25.00 | 9/21/2012 11:46:27 PM |
first-pragmatic-power | $25.00 | 9/21/2012 6:29:32 PM |
KLCRAY | $25.00 | 9/22/2012 1:35:27 AM |
indomitable-deal0 | $25.00 | 9/22/2012 8:16:02 AM |
responsibility-butterfly | $25.00 | 9/22/2012 8:28:52 AM |
bonus-seahorse | $32.00 | 9/22/2012 2:02:54 AM |
kulender | $50.00 | 9/22/2012 10:49:46 AM |
gtdane | $25.00 | 9/22/2012 9:12:56 AM |
Benkneebob | $25.00 | 9/22/2012 12:15:16 PM |
tender-commerce8 | $50.00 | 9/22/2012 12:27:29 PM |
ericgassercom | $25.00 | 9/22/2012 12:20:23 PM |
a-finance-nirvana | $25.00 | 9/22/2012 12:45:51 PM |
paladin847 | $42.00 | 9/22/2012 12:51:47 PM |
shalofin | $25.00 | 9/22/2012 1:01:52 PM |
finance_mba | $25.00 | 9/22/2012 12:59:19 PM |
payout-paradise5 | $25.00 | 9/22/2012 1:02:42 PM |
Vegasjim | $25.00 | 9/22/2012 1:16:35 PM |
fund-blackberry6 | $25.00 | 9/22/2012 1:14:48 PM |
Comoparklender | $25.00 | 9/22/2012 1:29:06 PM |
principal-cooker2 | $50.00 | 9/22/2012 1:49:01 PM |
NorthernFunds | $100.00 | 9/22/2012 3:39:08 PM |
greenback-snowdome1 | $100.00 | 9/22/2012 7:17:44 PM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:48 PM |
SlateHillCapital | $100.00 | 9/23/2012 2:19:27 PM |
thrifty-generosity222 | $100.00 | 9/23/2012 9:43:46 PM |
ouyangers | $50.00 | 9/24/2012 4:23:29 AM |
azazle | $50.00 | 9/23/2012 9:52:05 PM |
LOANS-LOANS-LOANS | $25.00 | 9/22/2012 7:30:17 AM |
musegaze | $50.00 | 9/21/2012 5:39:40 PM |
Beld | $50.00 | 9/21/2012 5:42:15 PM |
LeReve | $500.00 | 9/21/2012 5:19:50 PM |
supreme-treasure8 | $100.00 | 9/21/2012 5:24:20 PM |
WalnutCreekguy | $50.00 | 9/21/2012 5:47:54 PM |
restless-currency | $40.00 | 9/21/2012 5:31:50 PM |
friendly-gold | $25.00 | 9/21/2012 6:00:19 PM |
leverage-sensai6 | $25.00 | 9/21/2012 5:36:13 PM |
thrifty-capital | $25.00 | 9/21/2012 5:37:57 PM |
selector568 | $170.00 | 9/21/2012 6:34:39 PM |
Kissabledevil | $25.00 | 9/21/2012 7:37:34 PM |
bazaar-tulip | $25.00 | 9/21/2012 5:59:29 PM |
pierrelasvegas | $25.00 | 9/21/2012 7:10:29 PM |
papaloha | $25.00 | 9/21/2012 10:04:05 PM |
stocker | $25.00 | 9/22/2012 3:33:15 AM |
invincible-wampum3 | $50.00 | 9/22/2012 6:45:25 AM |
Fundmeister | $25.00 | 9/22/2012 10:44:03 AM |
pragmatic-auction8 | $50.00 | 9/22/2012 12:03:44 PM |
Skynxhunt | $25.00 | 9/22/2012 9:32:20 AM |
linda-yan | $50.00 | 9/22/2012 10:00:23 AM |
integrity-builder | $50.00 | 9/22/2012 12:47:15 PM |
kevin314 | $25.00 | 9/22/2012 1:14:15 PM |
compassionate-dime0 | $39.00 | 9/22/2012 1:04:08 PM |
breathtaking-funds6 | $50.00 | 9/22/2012 1:25:04 PM |
payment-gusto | $25.00 | 9/22/2012 5:43:17 PM |
currency-persimmon | $34.00 | 9/22/2012 3:38:23 PM |
squarebob | $30.00 | 9/23/2012 7:58:50 AM |
california111 | $100.00 | 9/23/2012 8:40:43 AM |
flo_rida | $100.00 | 9/23/2012 12:37:08 PM |
efficient-treasure0 | $25.00 | 9/23/2012 7:10:19 PM |
progressive-economy261 | $88.00 | 9/24/2012 7:14:44 AM |
flexible-peso05 | $25.00 | 9/23/2012 7:00:38 PM |
benevolent-marketplace4 | $2,500.00 | 9/24/2012 7:12:44 AM |
69 Investments
|
Borrower Payment Dependent Notes Series
641640
This series of Notes was issued and sold upon the funding of the borrower loan #74886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $144.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1981 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
11 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,279 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| capital-point6 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Therapist
Purpose of loan:
This loan will be used to...for a personal family need
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 8500.00
Monthly expenses: $ 3500.00
Housing: $ 1760.00
Insurance: $ 350
Car expenses: $ 700
Utilities: $ 500
Phone, cable, internet: $ 200
Food, entertainment: $ 500
Clothing, household expenses: $ 300
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 9/19/2012 9:02:19 AM |
businessbroker101 | $25.00 | 9/19/2012 9:10:33 AM |
friendly-gold | $25.00 | 9/19/2012 9:11:04 AM |
seabassx | $30.00 | 9/19/2012 9:16:13 AM |
EBITDA | $25.00 | 9/19/2012 9:21:29 AM |
0_0 | $25.00 | 9/19/2012 9:38:09 AM |
principal-cooker2 | $46.00 | 9/19/2012 9:46:27 AM |
dmunySF | $50.00 | 9/19/2012 9:52:06 AM |
Robin_Hood | $25.00 | 9/19/2012 9:54:37 AM |
strive2 | $25.00 | 9/19/2012 9:34:33 AM |
durability-seahorse7 | $100.00 | 9/19/2012 9:24:14 AM |
melodious-fairness | $50.00 | 9/19/2012 9:26:52 AM |
EngineersAlliance | $100.00 | 9/19/2012 9:39:11 AM |
Kaj | $25.00 | 9/19/2012 9:29:29 AM |
WalnutCreekguy | $50.00 | 9/19/2012 9:37:07 AM |
scholarly-order6 | $25.00 | 9/19/2012 9:12:22 AM |
benevolent-marketplace4 | $2,500.00 | 9/19/2012 9:02:33 AM |
dynamic-money271 | $100.00 | 9/19/2012 9:05:35 AM |
papaloha | $25.00 | 9/19/2012 9:31:01 AM |
1randyp | $25.00 | 9/19/2012 9:14:26 AM |
RGlad | $150.00 | 9/19/2012 9:05:32 AM |
velocityasaurus-rex4 | $100.00 | 9/19/2012 9:43:27 AM |
hard-working-rate3 | $25.00 | 9/19/2012 9:46:22 AM |
a-finance-nirvana | $25.00 | 9/19/2012 9:23:46 AM |
fund-blackberry6 | $25.00 | 9/19/2012 9:35:32 AM |
ericgassercom | $25.00 | 9/19/2012 9:35:58 AM |
leverage-sensai6 | $25.00 | 9/19/2012 9:42:17 AM |
BostonCapital | $100.00 | 9/19/2012 9:31:43 AM |
Jloaner | $26.00 | 9/19/2012 9:34:06 AM |
Beld | $50.00 | 9/19/2012 9:50:32 AM |
bazaar-festivity | $25.00 | 9/19/2012 9:54:10 AM |
Worldskiboy | $50.00 | 9/19/2012 9:48:07 AM |
handshake5 | $100.00 | 9/19/2012 9:55:40 AM |
33 Investments
|
Borrower Payment Dependent Notes Series
641648
This series of Notes was issued and sold upon the funding of the borrower loan #75367, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $180.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 24% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 22y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,434 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| FamilyFaithFriends |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 62 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2010)
640-659
(Jun-2008)
|
Principal balance:
| $969.51 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 62 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit card debit and finish needed repairs on my home.
My financial situation:
I am a good candidate for this loan because...I have a good repay record. I have worked for 22 years at the same place. My husband and I are responsible and active mature adults. We know the value of a dollar and appreciate your help.
Monthly net income: $3700
Monthly expenses: $500
Housing: $700
Insurance: $350
Car expenses: $0
Utilities: $250
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
school-loan-gambler | $500.00 | 9/24/2012 5:01:36 PM |
trumpeter5 | $25.00 | 9/24/2012 5:02:47 PM |
worth-blanket2 | $3,950.00 | 9/24/2012 5:02:55 PM |
adaptable-return21 | $50.00 | 9/24/2012 5:02:11 PM |
CashFlow13 | $1,250.00 | 9/24/2012 5:01:41 PM |
fantastic-contract1 | $300.00 | 9/24/2012 5:01:42 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
641652
This series of Notes was issued and sold upon the funding of the borrower loan #75150, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $106.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 10% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 9m |
Amount delinquent:
| $24,026 |
Total credit lines:
| 34 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,555 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-peaceful-principal1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving Expenses 2012
Purpose of loan: This loan will be used to...pay for first/last/security for my new apt and will be repaid when I recieve my security deposit from my current apt. I need to ensure there is no repayment penalty.My financial situation: I am a good candidate for this loan because...I'm moving from an apt rental at $1275/mo to one at $975/mo. I have $17k in a 401k. Last year my gross income was $74k, this year will be closer to $65k. I only reported my base salary $52k on my loan application and didn't include my commissions.Monthly net income: $4000 plus commissionMonthly expenses: $3000Housing: $1275/soon to be $975Insurance: $na Car expenses: $naUtilities: $100Phone, cable, internet: $100Food, entertainment: $500Clothing, household expenses: $50Credit cards and other loans: $150 Other expenses: $na
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
silver-explorer6 | $25.00 | 9/26/2012 5:01:31 PM |
commitment-neutron1 | $200.00 | 9/26/2012 5:02:42 PM |
friendly-gold | $25.00 | 9/26/2012 5:08:08 PM |
durability-seahorse7 | $50.00 | 9/26/2012 5:10:05 PM |
paladin847 | $70.00 | 9/26/2012 5:11:49 PM |
LightTheWay | $50.00 | 9/26/2012 5:13:14 PM |
special-dinero553 | $25.00 | 9/26/2012 5:13:34 PM |
order-tamale | $400.00 | 9/26/2012 5:03:26 PM |
hitsman | $50.00 | 9/26/2012 5:14:07 PM |
Taxman44 | $25.00 | 9/26/2012 5:05:38 PM |
phenomenal-rate1 | $500.00 | 9/26/2012 5:05:06 PM |
j2ee | $50.00 | 9/26/2012 5:06:04 PM |
benevolent-loot5 | $200.00 | 9/26/2012 5:10:23 PM |
toblerone | $25.00 | 9/26/2012 5:13:09 PM |
dignified-truth7 | $200.00 | 9/26/2012 5:16:41 PM |
versatile-dime442 | $105.20 | 9/26/2012 5:18:05 PM |
auction-sage | $100.00 | 9/26/2012 5:17:22 PM |
affluence-microscope2 | $200.00 | 9/26/2012 5:03:57 PM |
a-finance-nirvana | $25.00 | 9/26/2012 5:12:56 PM |
wetlands | $200.00 | 9/26/2012 5:16:09 PM |
transparency-sapling | $25.00 | 9/26/2012 5:09:05 PM |
hope-percolator8 | $50.00 | 9/26/2012 5:10:01 PM |
lunareclipse | $147.30 | 9/26/2012 5:15:52 PM |
abundanceforever | $52.50 | 9/26/2012 5:13:12 PM |
radiant-dollar9 | $200.00 | 9/26/2012 5:17:31 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
641698
This series of Notes was issued and sold upon the funding of the borrower loan #74820, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $288.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2007 |
Debt/Income ratio:
| 32% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,858 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| No | | |
Screen name:
| special-dough0 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Pay off my credit card debt.
This loan will be used to...
Consolidate my credit card debt so I can get rid of all my credit cards.
My financial situation: I'm just making it from pay check to paycheck.
I am a good candidate for this loan because...
I am determined to consolidate my credit card debt into a single payment to get rid of the debt faster without racking up interest charges.
Monthly net income: $3000
Monthly expenses: $2388
Housing: $1244
Insurance: $90
Car expenses: $50
Utilities: $200
Phone, cable, internet: $124
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $580
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ericgassercom | $25.00 | 9/20/2012 9:04:26 AM |
Beld | $50.00 | 9/20/2012 9:08:07 AM |
historic-value7 | $200.00 | 9/20/2012 9:04:23 AM |
houli123 | $25.00 | 9/20/2012 9:09:40 AM |
ready-justice7 | $50.00 | 9/20/2012 9:44:20 AM |
duty-viola | $25.00 | 9/20/2012 9:03:41 AM |
majestic-note6 | $200.00 | 9/20/2012 9:17:01 AM |
WalnutCreekguy | $50.00 | 9/20/2012 9:50:24 AM |
LeReve | $500.00 | 9/20/2012 9:20:07 AM |
friendly-gold | $25.00 | 9/20/2012 9:26:06 AM |
imogen22 | $50.00 | 9/20/2012 9:10:14 AM |
durability-seahorse7 | $50.00 | 9/20/2012 9:28:22 AM |
cash-mad-scientist3 | $25.00 | 9/20/2012 9:33:47 AM |
missing-link | $25.00 | 9/20/2012 9:34:44 AM |
supreme-treasure8 | $100.00 | 9/20/2012 9:58:36 AM |
bonus-seahorse | $25.00 | 9/20/2012 2:28:38 PM |
awesome-dollar6 | $50.00 | 9/20/2012 4:41:11 PM |
selector568 | $300.00 | 9/20/2012 10:46:52 AM |
jgar_O | $25.00 | 9/20/2012 10:47:24 AM |
lostontheedge | $25.00 | 9/20/2012 12:34:07 PM |
responsibility-butterfly | $25.00 | 9/20/2012 1:07:46 PM |
money-baron | $50.00 | 9/20/2012 10:54:55 AM |
green-safe-wampum | $50.00 | 9/20/2012 5:26:52 PM |
heerzaquestion | $30.00 | 9/20/2012 1:13:43 PM |
axl163 | $25.00 | 9/20/2012 2:18:03 PM |
sugnal | $50.00 | 9/20/2012 3:14:11 PM |
supreme-exchange547 | $25.00 | 9/20/2012 8:33:05 PM |
jga516 | $25.00 | 9/20/2012 8:20:03 PM |
shellstar | $25.00 | 9/21/2012 6:39:46 AM |
FWF-kinetic | $25.00 | 9/20/2012 9:51:37 PM |
loyalist1 | $150.00 | 9/21/2012 8:10:25 AM |
treasure-bliss | $25.00 | 9/21/2012 6:14:02 AM |
subtle-leverage4 | $25.00 | 9/21/2012 7:16:54 AM |
buffalobills | $25.00 | 9/21/2012 7:29:09 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:31 AM |
MoneyBadger | $25.00 | 9/21/2012 9:56:45 AM |
formula842 | $25.00 | 9/21/2012 9:49:08 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:48 AM |
ttnk62918 | $25.00 | 9/21/2012 10:17:10 AM |
MI2 | $562.36 | 9/21/2012 12:27:56 PM |
thankful-nickel2 | $25.00 | 9/21/2012 10:36:29 AM |
special-dinero553 | $25.00 | 9/20/2012 9:12:02 AM |
tech310 | $50.00 | 9/20/2012 9:14:19 AM |
the-brilliant-currency | $75.00 | 9/20/2012 9:54:48 AM |
leverage-sensai6 | $25.00 | 9/20/2012 9:58:11 AM |
mikrolown | $25.00 | 9/20/2012 9:14:40 AM |
dmunySF | $50.00 | 9/20/2012 9:15:44 AM |
Robin_Hood | $50.00 | 9/20/2012 9:48:02 AM |
EnglishGeekInNYC | $50.00 | 9/20/2012 10:22:59 AM |
first-pragmatic-power | $25.00 | 9/20/2012 9:51:55 AM |
entertaining-revenue4 | $50.00 | 9/20/2012 9:30:54 AM |
gold-maestro6 | $50.00 | 9/20/2012 11:15:05 AM |
LoanerPrincipal | $25.00 | 9/20/2012 11:17:32 AM |
benevolent-marketplace4 | $2,500.00 | 9/20/2012 10:05:51 AM |
proper-exchange8 | $50.00 | 9/20/2012 10:06:26 AM |
whitegoldira | $100.00 | 9/20/2012 12:17:38 PM |
a-finance-director | $100.00 | 9/20/2012 10:12:49 AM |
dariop | $25.01 | 9/20/2012 9:57:28 AM |
ect_2k20 | $25.00 | 9/20/2012 3:17:58 PM |
bazaar-tulip | $25.00 | 9/20/2012 10:06:49 AM |
mindful-generosity1 | $25.00 | 9/20/2012 10:10:24 AM |
bullwink27 | $25.00 | 9/20/2012 12:53:33 PM |
socrates520 | $50.00 | 9/20/2012 10:32:05 AM |
return-enforcer5 | $25.00 | 9/20/2012 2:09:43 PM |
the-inspired-justice | $25.00 | 9/20/2012 2:22:20 PM |
JRS | $25.00 | 9/20/2012 5:31:12 PM |
azazle | $50.00 | 9/20/2012 2:10:25 PM |
FinanceEngine | $50.00 | 9/20/2012 3:15:01 PM |
mammalian4 | $25.00 | 9/20/2012 5:29:13 PM |
Winged_Inspirations | $25.00 | 9/20/2012 6:19:34 PM |
WxChem | $25.00 | 9/20/2012 6:03:30 PM |
abundant-one | $25.00 | 9/20/2012 8:33:22 PM |
platinum-lightning | $50.00 | 9/20/2012 6:04:17 PM |
Johnab | $25.00 | 9/20/2012 8:59:22 PM |
pierrelasvegas | $25.00 | 9/20/2012 6:16:51 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:16 AM |
yield-hut | $25.00 | 9/21/2012 3:54:45 AM |
orange-preeminant-bill | $50.00 | 9/21/2012 6:17:37 AM |
helping-out | $57.55 | 9/21/2012 6:23:55 AM |
scarlet-velvet | $50.08 | 9/21/2012 4:09:13 AM |
john0720 | $25.00 | 9/21/2012 7:07:06 AM |
fides-cx | $25.00 | 9/21/2012 9:12:45 AM |
bold-direct-asset | $50.00 | 9/21/2012 9:30:31 AM |
mercuriant | $25.00 | 9/21/2012 9:40:21 AM |
pdub | $200.00 | 9/21/2012 12:22:02 PM |
ethical-truth211 | $400.00 | 9/21/2012 12:26:10 PM |
86 Investments
|
Borrower Payment Dependent Notes Series
641722
This series of Notes was issued and sold upon the funding of the borrower loan #75145, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 7.14% |
Borrower rate/APR:
| 8.14% / 9.48% |
Monthly payment:
| $376.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.14% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 14% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,855 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| dynamic-transparency099 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I will pay it off asap.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $100.00 | 9/18/2012 10:32:06 AM |
kenji4861 | $25.00 | 9/18/2012 9:03:32 AM |
logical-reward8 | $25.00 | 9/18/2012 9:11:50 AM |
Phryne | $50.00 | 9/18/2012 9:10:54 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:35 AM |
compassion-twister2 | $50.00 | 9/18/2012 9:36:30 AM |
lionheart722 | $100.00 | 9/18/2012 9:44:13 AM |
commerce-gargantuan2 | $50.00 | 9/18/2012 9:48:35 AM |
handy-money9 | $75.00 | 9/18/2012 10:52:27 AM |
bewitching-commitment421 | $50.00 | 9/18/2012 11:31:23 AM |
windguy | $50.00 | 9/18/2012 12:47:37 PM |
giftgold | $25.00 | 9/18/2012 11:13:13 AM |
imogen22 | $25.00 | 9/18/2012 12:43:35 PM |
Cherrypicker | $50.00 | 9/18/2012 3:14:45 PM |
excellent-funds649 | $50.00 | 9/18/2012 5:35:12 PM |
revenue-carnation043 | $25.00 | 9/18/2012 6:24:18 PM |
responsibility-butterfly | $25.00 | 9/18/2012 7:15:50 PM |
Leopoldine | $25.00 | 9/19/2012 9:15:27 AM |
cash-kin7 | $50.00 | 9/19/2012 10:01:21 AM |
economy-tuba7 | $50.00 | 9/19/2012 5:42:50 PM |
transaction-keeper5 | $25.00 | 9/19/2012 5:18:00 PM |
enterprising-exchange6 | $50.00 | 9/19/2012 5:58:37 PM |
mtquan | $25.00 | 9/19/2012 6:04:02 PM |
jcornehlsen | $25.00 | 9/19/2012 6:33:59 PM |
proper-exchange8 | $50.00 | 9/19/2012 5:46:29 PM |
azazle | $50.00 | 9/19/2012 6:58:21 PM |
ingenious-deal6 | $25.00 | 9/19/2012 5:54:54 PM |
cerebral-dollar773 | $25.00 | 9/19/2012 8:23:02 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:34 PM |
bonafide-economy | $25.00 | 9/20/2012 6:54:10 AM |
socrates520 | $50.00 | 9/19/2012 11:34:04 PM |
fuzed | $25.00 | 9/20/2012 7:24:44 AM |
Hexnut | $100.00 | 9/20/2012 7:28:32 AM |
Lev8 | $25.00 | 9/20/2012 6:06:16 AM |
universal71 | $25.00 | 9/20/2012 5:32:39 AM |
penny-drum7 | $25.00 | 9/20/2012 6:51:07 AM |
gentle-gain235 | $50.00 | 9/20/2012 8:06:45 AM |
repayment-pagoda8 | $100.00 | 9/20/2012 9:07:25 AM |
exciting-finance288 | $30.00 | 9/20/2012 8:31:48 AM |
generous-deal6 | $25.00 | 9/20/2012 9:10:28 AM |
kevin314 | $25.00 | 9/20/2012 9:39:14 AM |
j2ee | $50.00 | 9/20/2012 9:03:50 AM |
enriching-trade2 | $50.00 | 9/20/2012 9:43:26 AM |
a-finance-director | $50.00 | 9/20/2012 10:16:04 AM |
shaker348 | $50.00 | 9/20/2012 10:36:53 AM |
girlwithglasses | $50.00 | 9/20/2012 9:38:56 AM |
compatible-deal9 | $50.00 | 9/20/2012 11:29:01 AM |
samurai2 | $25.00 | 9/20/2012 3:07:16 PM |
Lender0010 | $50.00 | 9/20/2012 2:35:37 PM |
american6 | $50.00 | 9/20/2012 5:29:14 PM |
liberty-viola | $30.00 | 9/20/2012 5:03:42 PM |
availableloan | $25.00 | 9/20/2012 5:12:54 PM |
AFairDeal | $25.00 | 9/20/2012 5:43:03 PM |
platinum-lightning | $50.00 | 9/20/2012 6:04:09 PM |
admscr108 | $25.00 | 9/20/2012 9:01:10 PM |
Aeroman32 | $25.00 | 9/20/2012 10:16:05 PM |
BlessedEveryDay | $25.00 | 9/20/2012 7:31:07 PM |
promise2 | $43.52 | 9/21/2012 8:29:54 AM |
lendersf | $50.00 | 9/21/2012 8:43:25 AM |
trade-boots1 | $75.00 | 9/21/2012 9:15:11 AM |
transparency-silo2 | $25.00 | 9/21/2012 9:41:52 AM |
the-determined-value | $40.00 | 9/21/2012 10:22:37 AM |
loan-mammal | $100.00 | 9/21/2012 10:01:34 AM |
commanding-bid973 | $50.00 | 9/21/2012 1:00:14 PM |
BANSAL | $25.00 | 9/21/2012 1:42:33 PM |
Plutis | $25.00 | 9/21/2012 5:07:31 PM |
prudent-payment316 | $25.00 | 9/21/2012 5:28:19 PM |
nuclearmoose | $50.00 | 9/21/2012 5:22:14 PM |
adaboy65 | $100.00 | 9/21/2012 5:28:25 PM |
ceaclou | $25.00 | 9/21/2012 6:17:24 PM |
coin-tweet | $50.00 | 9/21/2012 6:55:55 PM |
the-gain-platoon | $25.00 | 9/22/2012 6:47:19 AM |
Kissabledevil | $25.00 | 9/21/2012 7:41:23 PM |
grotheik | $30.00 | 9/22/2012 6:53:34 AM |
Rivervale_Westwood | $25.00 | 9/22/2012 11:23:33 AM |
CWA_Financial | $50.00 | 9/22/2012 12:00:36 PM |
Clambake | $25.00 | 9/22/2012 12:01:29 PM |
gjm6d | $25.00 | 9/22/2012 9:24:51 AM |
bomdel | $25.00 | 9/22/2012 12:09:15 PM |
jonandmeg21 | $25.00 | 9/22/2012 12:06:22 PM |
enticing-note | $25.00 | 9/22/2012 12:16:41 PM |
unforgettable-wealth4 | $50.00 | 9/22/2012 12:12:13 PM |
blLending | $25.00 | 9/22/2012 12:20:32 PM |
invincible-deal82 | $25.00 | 9/22/2012 12:29:04 PM |
drkosh | $50.00 | 9/22/2012 12:34:38 PM |
Yogidog | $25.00 | 9/22/2012 12:44:41 PM |
benjamin67 | $25.00 | 9/22/2012 12:47:27 PM |
currency-scientist7 | $25.00 | 9/22/2012 12:48:36 PM |
integrity-builder | $50.00 | 9/22/2012 12:49:52 PM |
caring-marketplace6 | $30.00 | 9/22/2012 12:45:30 PM |
figs4u2 | $100.00 | 9/22/2012 12:35:02 PM |
thedoctor | $40.00 | 9/22/2012 12:57:21 PM |
Loansforlife | $25.00 | 9/22/2012 12:40:03 PM |
loyalty-locomotive | $25.00 | 9/22/2012 12:41:06 PM |
Tylerh | $250.00 | 9/22/2012 1:01:40 PM |
thickhead | $25.00 | 9/22/2012 12:55:09 PM |
BxRealtor | $25.00 | 9/22/2012 12:58:26 PM |
velocity-solo | $25.00 | 9/22/2012 1:04:36 PM |
riproaringrapids | $48.00 | 9/22/2012 1:05:34 PM |
groovy-watanabe | $25.00 | 9/22/2012 1:35:17 PM |
first-favorite-bonus9 | $25.00 | 9/22/2012 1:21:24 PM |
ScionAltera | $25.00 | 9/22/2012 1:30:15 PM |
NR | $25.00 | 9/22/2012 1:22:16 PM |
jazz619 | $25.00 | 9/22/2012 1:34:32 PM |
mtp | $100.00 | 9/22/2012 1:34:51 PM |
fund-booster4 | $50.00 | 9/22/2012 2:26:23 PM |
Zoomie | $25.00 | 9/22/2012 1:27:48 PM |
Syzygy | $25.00 | 9/22/2012 1:29:53 PM |
Aimvest | $25.00 | 9/22/2012 1:52:11 PM |
AsianDragon | $35.00 | 9/22/2012 2:16:11 PM |
gain-neutrino9 | $25.00 | 9/22/2012 6:26:03 PM |
the-loyalty-wildebeest | $25.00 | 9/22/2012 7:09:59 PM |
jhernand17 | $25.00 | 9/22/2012 7:16:11 PM |
greenback-snowdome1 | $100.00 | 9/22/2012 7:17:40 PM |
philantist | $25.00 | 9/22/2012 10:03:32 PM |
blissful-penny | $80.60 | 9/22/2012 11:48:16 PM |
Future-Await21 | $37.28 | 9/23/2012 1:10:28 AM |
payment-associate5 | $100.00 | 9/23/2012 2:40:55 AM |
rootcanaler | $75.00 | 9/22/2012 8:20:10 PM |
Manta_Rai | $25.00 | 9/22/2012 7:30:35 PM |
dime-smasher5 | $25.00 | 9/23/2012 11:12:31 AM |
aesop56 | $25.00 | 9/22/2012 11:12:40 PM |
sgt-schultz | $25.00 | 9/23/2012 4:02:39 AM |
pbo922 | $25.00 | 9/23/2012 11:24:54 AM |
heartpounding-loyalty7 | $25.00 | 9/23/2012 12:39:38 PM |
LiquidLender | $25.00 | 9/23/2012 12:11:45 PM |
Shawn95187 | $25.00 | 9/23/2012 12:40:07 PM |
flo_rida | $100.00 | 9/23/2012 12:37:00 PM |
Castellan | $50.00 | 9/18/2012 9:19:30 AM |
Taxman44 | $25.00 | 9/18/2012 9:35:10 AM |
spartacusiam | $25.00 | 9/18/2012 9:57:38 AM |
durability-seahorse7 | $50.00 | 9/18/2012 10:34:01 AM |
EnglishGeekInNYC | $50.00 | 9/18/2012 10:42:47 AM |
market-maximizer472 | $100.00 | 9/18/2012 3:20:11 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:48 PM |
pdub | $500.00 | 9/18/2012 5:57:11 PM |
blot44 | $25.00 | 9/18/2012 7:18:12 PM |
awesome-dollar6 | $100.00 | 9/19/2012 3:39:21 AM |
community-stream9 | $25.00 | 9/18/2012 8:39:44 PM |
auction-sage | $100.00 | 9/19/2012 5:16:33 PM |
BobRand | $25.00 | 9/19/2012 6:26:18 PM |
bellaquito | $500.00 | 9/19/2012 6:28:39 PM |
martinatime | $50.00 | 9/19/2012 5:41:04 PM |
rpdelray | $25.00 | 9/20/2012 4:39:51 AM |
CFOGO | $25.00 | 9/20/2012 5:22:48 AM |
prudent-deal662 | $25.00 | 9/19/2012 6:33:01 PM |
Great-Mom | $25.00 | 9/20/2012 6:53:21 AM |
speedy-point | $25.00 | 9/19/2012 11:46:56 PM |
Investoman | $25.00 | 9/20/2012 9:10:42 AM |
broosky2 | $100.00 | 9/20/2012 7:44:39 AM |
velocityasaurus-rex4 | $100.00 | 9/20/2012 9:07:36 AM |
radforj22 | $87.01 | 9/20/2012 8:21:26 AM |
compoundinterest | $25.00 | 9/20/2012 9:01:11 AM |
reaction5 | $25.00 | 9/20/2012 9:01:29 AM |
netg | $25.00 | 9/20/2012 9:49:11 AM |
BDL-Roth | $40.00 | 9/20/2012 9:50:47 AM |
adventurer447 | $300.00 | 9/20/2012 9:31:00 AM |
mizon291 | $30.00 | 9/20/2012 9:36:14 AM |
Ripsaw4U | $50.00 | 9/20/2012 9:44:57 AM |
rmachi | $25.00 | 9/20/2012 9:48:51 AM |
progressive-wampum0 | $25.00 | 9/20/2012 10:21:55 AM |
skillful-diversification2 | $25.00 | 9/20/2012 9:56:01 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:28 AM |
currency-fan9 | $50.00 | 9/20/2012 10:04:44 AM |
lostontheedge | $25.00 | 9/20/2012 12:34:05 PM |
britgsb | $50.00 | 9/20/2012 10:09:50 AM |
agalt | $100.00 | 9/20/2012 10:52:37 AM |
sugnal | $50.00 | 9/20/2012 3:14:08 PM |
miked8303 | $50.00 | 9/20/2012 5:19:10 PM |
bowdish1 | $34.00 | 9/20/2012 5:45:16 PM |
neighborly-hope6 | $99.00 | 9/20/2012 5:50:36 PM |
sturdy-fairness0 | $50.00 | 9/20/2012 6:02:03 PM |
doncm | $25.00 | 9/20/2012 5:36:22 PM |
wealthstar | $25.00 | 9/20/2012 5:40:03 PM |
dime-sycamore3 | $50.00 | 9/20/2012 5:55:00 PM |
self-reliant-dinero234 | $25.00 | 9/20/2012 10:39:55 PM |
california111 | $150.00 | 9/20/2012 10:40:47 PM |
Techne_Funds_LLC | $25.00 | 9/20/2012 7:08:01 PM |
mjosa | $25.00 | 9/21/2012 9:13:47 AM |
YLlama | $25.00 | 9/21/2012 9:01:41 AM |
proud-pound4 | $25.00 | 9/21/2012 9:20:20 AM |
forthright-euro8 | $25.00 | 9/21/2012 9:15:21 AM |
Tradesmanlender | $25.00 | 9/21/2012 9:42:20 AM |
emphatic-responsibility | $50.00 | 9/21/2012 9:27:06 AM |
hard-working-rate3 | $25.00 | 9/21/2012 9:58:12 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:44 AM |
Willylump | $25.00 | 9/21/2012 10:04:31 AM |
wwwUniversal | $25.00 | 9/21/2012 10:41:04 AM |
chorus731 | $25.00 | 9/21/2012 12:40:13 PM |
chibear34 | $25.00 | 9/21/2012 1:06:51 PM |
sophisticated-return496 | $25.00 | 9/21/2012 3:11:37 PM |
unrelenting-platinum2 | $25.00 | 9/21/2012 2:44:10 PM |
Use_It_Wisely | $25.00 | 9/21/2012 2:44:15 PM |
ready-vigilance3 | $50.00 | 9/21/2012 3:19:12 PM |
legend796 | $25.00 | 9/21/2012 3:34:54 PM |
benevolent-transaction090 | $50.00 | 9/21/2012 5:02:10 PM |
enriching-payout | $50.00 | 9/21/2012 2:57:26 PM |
penny-kahuna0 | $25.00 | 9/21/2012 3:41:22 PM |
aabadabadoo | $50.00 | 9/21/2012 5:16:58 PM |
cablenews | $100.00 | 9/21/2012 5:40:12 PM |
prudent-dough458 | $25.00 | 9/21/2012 5:46:24 PM |
clenh2o | $25.00 | 9/21/2012 8:56:17 PM |
houli123 | $50.00 | 9/22/2012 3:11:31 AM |
Spiv_51 | $25.00 | 9/22/2012 3:59:36 AM |
sweet-capital7 | $100.00 | 9/22/2012 4:58:18 AM |
benjamins-nest | $29.87 | 9/21/2012 8:53:23 PM |
RothySkynx | $25.00 | 9/22/2012 9:36:38 AM |
phenomenal-gain5 | $30.00 | 9/22/2012 7:00:37 AM |
hitsman | $50.00 | 9/22/2012 11:38:03 AM |
minista | $25.00 | 9/22/2012 12:16:30 PM |
C_Mark | $50.00 | 9/22/2012 12:33:10 PM |
Avala | $100.00 | 9/22/2012 12:12:09 PM |
Charmart | $25.00 | 9/22/2012 12:14:18 PM |
atlacatl | $25.00 | 9/22/2012 12:32:45 PM |
FunInSun | $25.00 | 9/22/2012 12:19:46 PM |
pay_day | $50.00 | 9/22/2012 12:29:13 PM |
agile-diversification2 | $25.00 | 9/22/2012 12:51:46 PM |
skuba | $50.00 | 9/22/2012 12:47:35 PM |
loan-mongoose1 | $25.00 | 9/22/2012 12:50:26 PM |
subtle-revenue0 | $25.00 | 9/22/2012 12:36:58 PM |
meux99 | $25.00 | 9/22/2012 1:07:19 PM |
BenR | $100.00 | 9/22/2012 1:07:40 PM |
fortytwo | $150.00 | 9/22/2012 1:23:54 PM |
gallant-economy9 | $50.00 | 9/22/2012 1:16:40 PM |
loot-heart | $25.00 | 9/22/2012 1:25:28 PM |
top-community-voyage | $50.00 | 9/22/2012 1:18:41 PM |
best-deal-banker | $50.00 | 9/22/2012 2:02:19 PM |
transparency-baton | $25.00 | 9/22/2012 1:40:49 PM |
Daveinthecorn | $50.00 | 9/22/2012 2:57:22 PM |
wigglesworth4 | $100.00 | 9/22/2012 1:39:41 PM |
mikelance7 | $25.00 | 9/22/2012 5:38:03 PM |
payment-gusto | $25.00 | 9/22/2012 5:45:04 PM |
dough-souffle | $25.00 | 9/22/2012 1:57:35 PM |
peaceful-agreement2 | $50.00 | 9/22/2012 7:07:35 PM |
worth-victor6 | $47.00 | 9/22/2012 7:04:22 PM |
loot-baton | $25.00 | 9/22/2012 7:53:36 PM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:44 PM |
RyanTH9893 | $25.00 | 9/22/2012 6:58:38 PM |
TrustOne | $50.00 | 9/22/2012 7:49:26 PM |
payment-hugger7 | $50.00 | 9/22/2012 7:59:39 PM |
icon7 | $50.00 | 9/23/2012 8:49:05 AM |
keichi03 | $25.00 | 9/22/2012 8:30:34 PM |
skeptikos | $100.00 | 9/23/2012 12:07:38 PM |
JustOneVoice | $25.00 | 9/23/2012 8:56:03 AM |
economy-popcorn | $25.00 | 9/23/2012 10:55:10 AM |
V40Harmony | $25.00 | 9/23/2012 12:05:40 PM |
Mucman72 | $25.00 | 9/23/2012 8:49:20 AM |
benevolent-loot5 | $200.00 | 9/23/2012 12:39:30 PM |
wetlands | $108.72 | 9/23/2012 12:45:04 PM |
249 Investments
|
Borrower Payment Dependent Notes Series
641784
This series of Notes was issued and sold upon the funding of the borrower loan #75212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $149.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.74% | | |
| |
Estimated return*:
| 10.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,822 | |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| worth-officer062 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to...
pay taxes.
My financial situation:
I am a good candidate for this loan because...
I have proven myself that I am capable of paying my bills in a timely fashion.
Monthly net income: $10000
Monthly expenses: 5000
Housing: $1750
Insurance: $120
Car expenses: $765
Utilities: $300
Phone, cable, internet: $300
Food, entertainment: $800
Clothing, household expenses: $150
Credit cards and other loans: $200
Other expenses: $
50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
special-dinero553 | $25.00 | 9/21/2012 5:12:27 PM |
first-pragmatic-power | $25.00 | 9/21/2012 5:24:00 PM |
robust-diversification3 | $50.00 | 9/21/2012 5:39:32 PM |
Kissabledevil | $25.00 | 9/21/2012 7:37:34 PM |
mikrolown | $25.00 | 9/21/2012 6:18:55 PM |
bonus-seahorse | $25.00 | 9/22/2012 2:08:00 AM |
seabassx | $25.00 | 9/22/2012 11:24:34 AM |
Drewkeeper | $25.00 | 9/22/2012 12:12:41 PM |
tender-commerce8 | $50.00 | 9/22/2012 12:27:29 PM |
wild_carrot | $25.00 | 9/22/2012 12:11:21 PM |
dynamic-money271 | $52.00 | 9/22/2012 12:49:34 PM |
payout-paradise5 | $25.00 | 9/22/2012 1:02:43 PM |
shmb6508 | $50.00 | 9/22/2012 1:17:00 PM |
finance-prescription | $100.00 | 9/22/2012 1:19:26 PM |
IIP77 | $25.00 | 9/22/2012 12:57:39 PM |
CaptainBL | $25.00 | 9/22/2012 1:20:55 PM |
social-cocktail1 | $200.00 | 9/22/2012 1:21:43 PM |
P2P_Investor | $1,000.00 | 9/22/2012 1:12:30 PM |
fantastic-wampum1 | $100.00 | 9/22/2012 1:14:28 PM |
sjc224 | $25.00 | 9/22/2012 1:15:14 PM |
cash-kin7 | $25.00 | 9/22/2012 1:21:40 PM |
wwwUniversal | $25.00 | 9/22/2012 1:42:40 PM |
LeReve | $500.00 | 9/21/2012 5:19:50 PM |
supreme-treasure8 | $100.00 | 9/21/2012 5:24:20 PM |
restless-currency | $40.00 | 9/21/2012 5:31:50 PM |
leverage-sensai6 | $25.00 | 9/21/2012 5:36:14 PM |
Beld | $50.00 | 9/21/2012 5:42:15 PM |
WalnutCreekguy | $50.00 | 9/21/2012 5:47:55 PM |
friendly-gold | $25.00 | 9/21/2012 6:00:19 PM |
musegaze | $50.00 | 9/21/2012 5:39:40 PM |
bazaar-tulip | $25.00 | 9/21/2012 5:59:29 PM |
papaloha | $25.00 | 9/21/2012 10:04:05 PM |
pierrelasvegas | $25.00 | 9/21/2012 7:10:30 PM |
KLCRAY | $25.00 | 9/22/2012 1:35:27 AM |
responsibility-butterfly | $25.00 | 9/22/2012 8:28:52 AM |
Skynxhunt | $25.00 | 9/22/2012 9:32:20 AM |
pragmatic-auction8 | $50.00 | 9/22/2012 12:03:44 PM |
wizardii | $25.00 | 9/22/2012 12:03:50 PM |
kulender | $50.00 | 9/22/2012 10:49:46 AM |
pound-mushroom3 | $25.00 | 9/22/2012 12:54:21 PM |
integrity-builder | $50.00 | 9/22/2012 12:47:15 PM |
first-resolute-deal | $25.00 | 9/22/2012 1:11:35 PM |
life-is-great | $25.00 | 9/22/2012 1:12:12 PM |
orearella3 | $25.00 | 9/22/2012 1:13:05 PM |
blue-lively-platinum | $25.00 | 9/22/2012 1:19:19 PM |
velocityasaurus-rex4 | $100.00 | 9/22/2012 1:21:21 PM |
compassionate-dime0 | $50.00 | 9/22/2012 1:04:08 PM |
BostonCapital | $100.00 | 9/22/2012 1:27:58 PM |
Comoparklender | $25.00 | 9/22/2012 1:29:06 PM |
red-power-pecan | $50.00 | 9/22/2012 1:30:46 PM |
hard-working-rate3 | $25.00 | 9/22/2012 1:32:18 PM |
money-surge1 | $25.00 | 9/22/2012 1:10:14 PM |
economy-structure9 | $25.00 | 9/22/2012 1:16:56 PM |
wise-deal-panda | $100.00 | 9/22/2012 1:25:43 PM |
CAGE-Investments | $25.00 | 9/22/2012 1:26:44 PM |
transparency-sapling | $25.00 | 9/22/2012 1:18:50 PM |
rescue | $100.00 | 9/22/2012 1:46:38 PM |
listing-vista | $50.00 | 9/22/2012 1:19:05 PM |
wormdc | $25.00 | 9/22/2012 1:27:20 PM |
principal-cooker2 | $33.00 | 9/22/2012 1:49:02 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
641816
This series of Notes was issued and sold upon the funding of the borrower loan #75442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,025 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reasonable-money041 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my debt.
My financial situation:
I am a good candidate for this loan because I have always worked hard and unfortunately life gets in the way at times. We are expecting our second (unexpected) baby in January so I'm looking to get rid of as many of my bills as possible.
Monthly net income: $5461
Monthly expenses: $350
Housing: $1300
Insurance: $200
Car expenses: $500
Utilities: $350
Phone, cable, internet: $120
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $1950
Other expenses: $n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bewitching-dollar5 | $100.00 | 9/25/2012 5:00:59 PM |
income-triangulation1 | $25.00 | 9/25/2012 5:02:37 PM |
NolockHolmes | $75.00 | 9/25/2012 5:40:39 PM |
community-burrito9 | $35.00 | 9/25/2012 5:44:40 PM |
Zingaro | $25.00 | 9/25/2012 5:57:59 PM |
mrxtravis | $25.00 | 9/25/2012 6:15:24 PM |
MI2 | $990.00 | 9/25/2012 6:23:12 PM |
handy-justice | $50.00 | 9/25/2012 5:02:07 PM |
majestic-note6 | $150.00 | 9/25/2012 5:39:10 PM |
first-euro-rapture | $25.00 | 9/25/2012 5:53:10 PM |
pdub | $250.00 | 9/25/2012 5:57:08 PM |
Dubbs360 | $250.00 | 9/25/2012 5:59:35 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
641832
This series of Notes was issued and sold upon the funding of the borrower loan #74778, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 27.67% |
Borrower rate/APR:
| 28.67% / 31.34% |
Monthly payment:
| $236.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.98% | | |
| |
Estimated return*:
| 15.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 15% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,057 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| sincere-fairness4 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Pay off Credit Cards
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Nothing major besides Credit Card payments, car is paid off.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 9/19/2012 9:03:12 AM |
vutah | $35.00 | 9/19/2012 9:04:13 AM |
worth-blanket2 | $6,750.00 | 9/19/2012 9:06:26 AM |
historic-value7 | $100.00 | 9/19/2012 9:03:47 AM |
penny-surgeon | $25.00 | 9/19/2012 9:05:43 AM |
benevolent-marketplace4 | $2,500.00 | 9/19/2012 9:02:34 AM |
LendingPimp | $51.00 | 9/19/2012 9:03:13 AM |
handy-justice | $50.00 | 9/19/2012 9:03:58 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
641834
This series of Notes was issued and sold upon the funding of the borrower loan #75458, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 6% |
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| bid-revolutionary2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...repair my home air conditioning. I have an old swap cooler that no longer works.
My financial situation:
I am a good candidate for this loan because...I have paid off all my debt and am in good standing with all my previous creditors. I also have a very low debt to income ratio.
Monthly net income: $2545.00
Monthly expenses: $
Housing: $ 0
Insurance: $ 285/6 months
Car expenses: $ 51.00 car registration car paid off
Utilities: $ 150.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
spartacusiam | $25.00 | 9/19/2012 5:01:42 PM |
CA-Lender | $25.00 | 9/19/2012 5:10:15 PM |
MFBank | $50.00 | 9/19/2012 5:12:25 PM |
SweatyBalls | $35.00 | 9/19/2012 5:14:49 PM |
market-bearer0 | $30.00 | 9/19/2012 5:15:23 PM |
historic-value7 | $100.00 | 9/19/2012 5:05:12 PM |
mindful-generosity1 | $25.00 | 9/19/2012 5:37:47 PM |
handy-justice | $50.00 | 9/19/2012 5:14:53 PM |
RJN | $35.00 | 9/19/2012 5:26:12 PM |
commerce-gargantuan2 | $50.00 | 9/19/2012 5:27:30 PM |
majestic-note6 | $150.00 | 9/19/2012 5:19:35 PM |
blue111 | $25.00 | 9/19/2012 5:35:30 PM |
ore-accord | $25.00 | 9/19/2012 7:06:14 PM |
openness-antioxidant | $75.00 | 9/19/2012 5:53:02 PM |
first-wampum-gazer | $1,000.00 | 9/19/2012 6:37:32 PM |
shrewd-deal | $25.00 | 9/19/2012 6:12:58 PM |
money-baron | $50.00 | 9/19/2012 6:15:30 PM |
I-Believe-In-You | $25.00 | 9/19/2012 7:47:52 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:25 PM |
Iwillhuntyoudown | $25.00 | 9/19/2012 9:53:46 PM |
calmfunds | $1,400.00 | 9/19/2012 9:56:45 PM |
LendingPimp_2 | $50.00 | 9/19/2012 11:15:09 PM |
income-triangulation1 | $25.00 | 9/19/2012 5:01:49 PM |
tranquil-gain1 | $75.00 | 9/19/2012 5:14:51 PM |
bob450-roth | $25.00 | 9/19/2012 5:16:28 PM |
favorite-commerce | $50.00 | 9/19/2012 5:03:37 PM |
imogen22 | $50.00 | 9/19/2012 5:12:14 PM |
compassion-twister2 | $50.00 | 9/19/2012 5:39:07 PM |
Rogelio48 | $30.00 | 9/19/2012 5:11:14 PM |
bewitching-dollar5 | $100.00 | 9/19/2012 6:10:14 PM |
durability-seahorse7 | $50.00 | 9/19/2012 5:24:47 PM |
reduce_US_govt_debt | $35.00 | 9/19/2012 6:17:34 PM |
Zipcut | $26.00 | 9/19/2012 9:53:33 PM |
witty-compassion | $25.00 | 9/19/2012 11:05:53 PM |
azazle | $50.00 | 9/19/2012 6:50:12 PM |
blue-lucrative-rate | $100.00 | 9/19/2012 8:02:09 PM |
MoneyM | $9.00 | 9/19/2012 11:48:04 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
641882
This series of Notes was issued and sold upon the funding of the borrower loan #74760, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Sep-19-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 11.46% |
Borrower rate/APR:
| 12.46% / 18.19% |
Monthly payment:
| $311.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.27% | | |
| |
Estimated return*:
| 5.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 51% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
19 | Length of status: | 10y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,567 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| curliq66 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 69 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2008)
600-619
(Jan-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 69 | | |
Description
Broken wrist set me back
Purpose of loan: Medical Bills
This loan will be used to pay off hospital, doctor and physical therapy bills. I broke my left wrist in June - shattered it as the doctor called it and was in a cast for 8 weeks. It seems like every day I get a new bill from different hospitals, doctors and physical therapists. I have health insurance but it is not great and the copays are getting harder and harder to pay. I want to be able to pay these bills off and get on with my recovery.
My financial situation: I have a good job and income, but these medical bills have come at a an inopportune time. My daughter graduated from college in May and my son is currently a sophomore in college. I have been trying to help them with expenses as much as I can, but it is starting to put a strain on my finances. My daughter has had a hard time finding a full time position in her field so paying her car payment and other bills has become an issue for her, and I have been helping her with that. I feel that getting these medical bills under control as soon as I can will allow me to get back to my normal financial situation. I will pay off this loan in 1 year.
I am a good candidate for this loan because I have a long time, steady job and have a proven record with Prosper loans. I have had 2 Prosper loans and have paid them off with no problem and no late payments.
Monthly net income: $5300
Monthly expenses: $4559
Housing: $1415
Insurance: $194
Car expenses: $200
Utilities: $425
Phone, cable, internet: $325
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $1400
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
first-careful-currency | $300.00 | 9/19/2012 5:01:58 PM |
Plow_n_Sow | $75.00 | 9/19/2012 5:02:05 PM |
samo102us | $25.00 | 9/19/2012 5:02:34 PM |
velocityasaurus-rex4 | $100.00 | 9/19/2012 5:01:51 PM |
lowrater | $75.00 | 9/19/2012 5:03:24 PM |
sweety075 | $25.00 | 9/19/2012 5:02:07 PM |
decisive-income7 | $2,500.00 | 9/19/2012 5:02:33 PM |
historic-value7 | $400.00 | 9/19/2012 5:02:58 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
641914
This series of Notes was issued and sold upon the funding of the borrower loan #75033, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $346.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 33% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $416 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| lb153203 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan:
This loan will be used to consolidate some outstanding debt my husband and I have we will be paying off a different personal loan as well as his car note. We are expecting our first child and would like to be making one easy payment as opposed to multiple while attempting to boost our savings acconunt.
My financial situation:
I am an excellent candidate for this loan because I have never been late on any payment on any of my debts (student loans, personal loans, credit cards, etc). I manage our household funds very well and am just looking to make paying the bills that we have a little more streamlined.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
intuitive-benefit3 | $100.00 | 9/20/2012 9:02:48 AM |
obduro_1 | $25.00 | 9/20/2012 9:03:36 AM |
LeReve | $500.00 | 9/20/2012 9:19:46 AM |
mariah8641 | $30.00 | 9/20/2012 9:51:47 AM |
bazaar-tulip | $25.00 | 9/20/2012 10:06:49 AM |
CreditBuilder2 | $25.01 | 9/20/2012 9:17:14 AM |
socrates520 | $50.00 | 9/20/2012 9:22:04 AM |
velocity-scrutinzer6 | $50.00 | 9/20/2012 11:23:10 AM |
vigilance-spinner3 | $25.00 | 9/20/2012 12:51:00 PM |
networks4ever | $25.00 | 9/20/2012 10:19:17 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:37 AM |
kenji4861 | $25.00 | 9/20/2012 10:33:50 AM |
responsibility-butterfly | $25.00 | 9/20/2012 1:07:46 PM |
marwadi-62 | $400.00 | 9/20/2012 11:01:22 AM |
community-burrito9 | $30.00 | 9/20/2012 3:25:06 PM |
excellent-funds649 | $50.00 | 9/20/2012 5:12:38 PM |
impartial-economy1 | $25.00 | 9/20/2012 5:57:08 PM |
jga516 | $25.00 | 9/20/2012 8:20:03 PM |
yield-seeker | $50.00 | 9/20/2012 8:25:15 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:16 AM |
carolinalending | $25.00 | 9/21/2012 5:36:55 AM |
lendersf | $50.00 | 9/21/2012 8:43:26 AM |
brightest-riveting-order | $40.31 | 9/21/2012 10:32:45 AM |
pdub | $750.00 | 9/21/2012 12:20:11 PM |
MI2 | $5,000.00 | 9/21/2012 12:27:57 PM |
EthanColeInvestingGroup | $25.00 | 9/21/2012 1:36:24 PM |
azazle | $50.00 | 9/21/2012 1:57:18 PM |
leverage-monger | $25.00 | 9/21/2012 1:59:54 PM |
squarebob | $25.00 | 9/21/2012 6:06:45 PM |
astute-benjamins | $150.00 | 9/21/2012 6:25:26 PM |
_NaLNaBB | $200.00 | 9/21/2012 10:04:03 PM |
Kissabledevil | $25.00 | 9/21/2012 7:37:30 PM |
broosky2 | $100.00 | 9/22/2012 7:03:02 AM |
rockhound84 | $25.00 | 9/22/2012 7:15:32 AM |
mlm_invests | $25.00 | 9/21/2012 8:48:10 PM |
chac | $200.00 | 9/21/2012 9:20:35 PM |
All_Wins | $50.00 | 9/22/2012 7:04:14 AM |
houli123 | $50.00 | 9/22/2012 3:11:36 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:45 AM |
blue-lucrative-rate | $100.00 | 9/22/2012 10:21:51 AM |
Imaginos1892 | $120.00 | 9/22/2012 9:01:10 AM |
UBOtto186 | $50.00 | 9/22/2012 10:39:04 AM |
the-enthralling-coin | $25.00 | 9/22/2012 12:19:14 PM |
wealth-infusion6 | $47.00 | 9/22/2012 8:00:46 PM |
respectful-credit820 | $25.00 | 9/22/2012 4:25:06 PM |
chrisb1414 | $25.00 | 9/22/2012 5:48:05 PM |
dough-kitten5 | $25.00 | 9/23/2012 8:36:08 AM |
palm864 | $25.00 | 9/23/2012 5:53:45 AM |
california111 | $100.00 | 9/23/2012 8:40:39 AM |
adaptable-benefit6 | $25.00 | 9/23/2012 6:29:07 PM |
Kunakiku | $25.00 | 9/23/2012 8:22:21 PM |
jodilee31 | $25.00 | 9/24/2012 12:27:45 AM |
simplelender80 | $236.81 | 9/24/2012 7:16:59 AM |
Leshan | $50.00 | 9/24/2012 7:05:25 AM |
phenomenal-rate1 | $500.00 | 9/20/2012 9:04:29 AM |
aztec | $50.00 | 9/20/2012 9:28:10 AM |
thrifty-transaction578 | $25.00 | 9/20/2012 9:08:21 AM |
intrepid-loot | $25.00 | 9/20/2012 9:17:53 AM |
ready-justice7 | $50.00 | 9/20/2012 9:44:21 AM |
Castellan | $50.00 | 9/20/2012 9:46:22 AM |
friendly-gold | $25.00 | 9/20/2012 9:26:07 AM |
LoanerPrincipal | $25.00 | 9/20/2012 9:54:53 AM |
transaction-keeper5 | $25.00 | 9/20/2012 10:41:25 AM |
Taxman44 | $25.00 | 9/20/2012 9:45:53 AM |
a-finance-director | $100.00 | 9/20/2012 10:14:48 AM |
justreturns | $25.00 | 9/20/2012 10:26:01 AM |
mammalian4 | $25.00 | 9/20/2012 7:25:30 PM |
napmanger | $100.00 | 9/20/2012 8:55:02 PM |
cerebral-dollar773 | $25.00 | 9/21/2012 4:09:48 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:32 AM |
FredHead3 | $45.91 | 9/21/2012 11:54:02 AM |
Kyileo | $25.00 | 9/21/2012 1:17:03 PM |
compatible-deal9 | $50.00 | 9/21/2012 1:26:08 PM |
kulender | $50.00 | 9/21/2012 1:49:41 PM |
ready-vigilance3 | $50.00 | 9/21/2012 3:22:55 PM |
SBT | $25.00 | 9/21/2012 5:32:21 PM |
coin-tweet | $50.00 | 9/21/2012 6:55:58 PM |
organic-generosity1 | $50.00 | 9/21/2012 7:37:43 PM |
Ganadai | $25.00 | 9/21/2012 6:14:50 PM |
KLCRAY | $25.00 | 9/22/2012 1:35:24 AM |
Rollshaft | $30.00 | 9/22/2012 6:40:10 AM |
sri59 | $100.00 | 9/22/2012 2:56:23 AM |
EJPiper | $33.66 | 9/22/2012 10:01:50 AM |
credible-benjamins724 | $25.00 | 9/22/2012 7:36:51 AM |
troubleman50 | $46.00 | 9/22/2012 11:34:46 AM |
RedmondMan | $25.00 | 9/22/2012 8:25:05 AM |
integrity-builder | $50.00 | 9/22/2012 12:57:00 PM |
payment-gusto | $25.00 | 9/22/2012 5:44:28 PM |
China-man | $315.30 | 9/22/2012 6:41:33 PM |
mdc1988 | $200.00 | 9/22/2012 8:07:12 PM |
flo_rida | $100.00 | 9/23/2012 12:37:04 PM |
itsmaj | $25.00 | 9/23/2012 11:27:06 PM |
Nazbuster | $200.00 | 9/23/2012 10:15:40 PM |
benevolent-marketplace4 | $2,500.00 | 9/24/2012 7:12:42 AM |
94 Investments
|
Borrower Payment Dependent Notes Series
641938
This series of Notes was issued and sold upon the funding of the borrower loan #74967, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $174.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2008 |
Debt/Income ratio:
| 14% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,695 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| community-caper6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...purchase a cafe.
My financial situation:
I am a good candidate for this loan because...I do not have much collateral or a lengthy credit history so it is hard for me to acquire loans at the bank.
Monthly net income: 2500
Monthly expenses: $360
Housing: $0
Insurance: $0
Car expenses: $360
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
missing-link | $25.00 | 9/19/2012 9:01:49 AM |
mindful-generosity1 | $25.00 | 9/19/2012 9:18:27 AM |
a-finance-nirvana | $25.00 | 9/19/2012 9:23:46 AM |
best-bonafide-p2p | $25.00 | 9/19/2012 9:13:39 AM |
benevolent-marketplace4 | $2,500.00 | 9/19/2012 9:02:34 AM |
leverage-sensai6 | $25.00 | 9/19/2012 9:42:18 AM |
careful-vigilance4 | $25.00 | 9/19/2012 9:25:52 AM |
compassion-twister2 | $50.00 | 9/19/2012 9:53:46 AM |
52digital | $75.00 | 9/19/2012 9:30:45 AM |
azazle | $50.00 | 9/19/2012 9:33:10 AM |
RJN | $35.00 | 9/19/2012 9:33:51 AM |
cash-mad-scientist3 | $25.00 | 9/19/2012 9:37:47 AM |
loan-tycoon0 | $25.00 | 9/19/2012 9:27:59 AM |
Worldskiboy | $50.00 | 9/19/2012 9:48:08 AM |
WalnutCreekguy | $50.00 | 9/19/2012 9:37:07 AM |
I_Like_to_Invest | $25.00 | 9/19/2012 9:49:35 AM |
Beld | $50.00 | 9/19/2012 9:50:33 AM |
Astyanax | $40.00 | 9/19/2012 9:53:07 AM |
income-triangulation1 | $25.00 | 9/19/2012 9:02:51 AM |
dariop | $25.01 | 9/19/2012 9:23:42 AM |
papaloha | $25.00 | 9/19/2012 9:31:02 AM |
sunwell | $50.00 | 9/19/2012 9:31:08 AM |
friendly-gold | $25.00 | 9/19/2012 9:11:05 AM |
riveting-credit5 | $25.00 | 9/19/2012 9:21:06 AM |
kevin314 | $25.00 | 9/19/2012 9:46:24 AM |
durability-seahorse7 | $100.00 | 9/19/2012 9:24:15 AM |
MikeyZ2008 | $25.00 | 9/19/2012 9:15:34 AM |
commerce-gargantuan2 | $50.00 | 9/19/2012 9:19:58 AM |
thelovebug | $100.00 | 9/19/2012 9:21:48 AM |
first-friendly-listing | $50.00 | 9/19/2012 9:26:39 AM |
superb-funds335 | $25.00 | 9/19/2012 9:29:18 AM |
courteous-kindness1 | $25.00 | 9/19/2012 9:41:14 AM |
generous-deal6 | $25.00 | 9/19/2012 9:43:25 AM |
the-silver-blaster | $50.00 | 9/19/2012 9:57:32 AM |
intelligent-yield | $50.00 | 9/19/2012 9:47:13 AM |
cash-kin7 | $50.00 | 9/19/2012 10:01:28 AM |
enchanted-diversification496 | $50.00 | 9/19/2012 10:03:42 AM |
bazaar-tulip | $424.99 | 9/19/2012 10:08:15 AM |
bold-marketplace-awakening | $150.00 | 9/19/2012 10:02:09 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
641978
This series of Notes was issued and sold upon the funding of the borrower loan #75385, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $64.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1981 |
Debt/Income ratio:
| 8% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
8 | Length of status: | 8y 10m |
Amount delinquent:
| $25,166 |
Total credit lines:
| 39 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,258 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| newest-ideal-durability |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to... my freshamn in college son had his brand new laptop stolen within 10 days of starting college. Our homeowner policy had a $1500 deductible so we can not replace it. The campus police are working with Apple on trying to locate but it has now been 25 days and still no news.
My financial situation:
I have a steady income & work 46 hours a week & am working diligently on improving my credit score.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
intuitive-benefit3 | $100.00 | 9/20/2012 9:02:48 AM |
special-dinero553 | $25.00 | 9/20/2012 9:11:41 AM |
LeReve | $500.00 | 9/20/2012 9:19:46 AM |
phenomenal-rate1 | $500.00 | 9/20/2012 9:04:19 AM |
nickel-ferret | $25.00 | 9/20/2012 9:13:29 AM |
auction-sage | $100.00 | 9/20/2012 9:15:13 AM |
radiant-dollar9 | $200.00 | 9/20/2012 9:15:52 AM |
velocityasaurus-rex4 | $100.00 | 9/20/2012 9:07:38 AM |
wetlands | $200.00 | 9/20/2012 9:14:38 AM |
affluence-microscope2 | $100.00 | 9/20/2012 9:02:37 AM |
CreditBuilder2 | $25.01 | 9/20/2012 9:17:14 AM |
thrifty-transaction578 | $25.00 | 9/20/2012 9:08:21 AM |
lionheart722 | $100.00 | 9/20/2012 9:10:18 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
642002
This series of Notes was issued and sold upon the funding of the borrower loan #74787, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $457.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 6.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 20% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,633 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| compatible-greenback9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(May-2012)
720-739
(Oct-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
velocityasaurus-rex4 | $100.00 | 9/19/2012 5:01:51 PM |
affluence-microscope2 | $200.00 | 9/19/2012 5:02:43 PM |
pleasant-listing712 | $25.00 | 9/19/2012 5:14:38 PM |
Castellan | $50.00 | 9/19/2012 5:04:51 PM |
repayment-pagoda8 | $100.00 | 9/19/2012 5:08:09 PM |
ready-justice7 | $50.00 | 9/19/2012 5:27:26 PM |
lionheart722 | $100.00 | 9/19/2012 5:39:40 PM |
RGlad | $100.00 | 9/19/2012 5:22:59 PM |
nickel-ferret | $25.00 | 9/19/2012 5:14:53 PM |
auction-sage | $100.00 | 9/19/2012 5:16:24 PM |
radiant-dollar9 | $200.00 | 9/19/2012 5:17:01 PM |
entertaining-revenue4 | $50.00 | 9/19/2012 5:18:05 PM |
windguy | $50.00 | 9/19/2012 5:20:39 PM |
azazle | $50.00 | 9/19/2012 5:30:49 PM |
Nipper99 | $100.00 | 9/19/2012 6:04:44 PM |
unrivaled-deal676 | $50.00 | 9/19/2012 5:32:11 PM |
SBT | $25.00 | 9/19/2012 5:35:40 PM |
LoanerPrincipal | $25.00 | 9/19/2012 6:59:37 PM |
Robin_Hood | $50.00 | 9/19/2012 5:44:23 PM |
CreditBuilder2 | $25.01 | 9/19/2012 6:10:25 PM |
shrewd-deal | $25.00 | 9/19/2012 6:12:58 PM |
intuitive-benefit3 | $100.00 | 9/19/2012 5:47:50 PM |
kenji4861 | $25.00 | 9/19/2012 6:34:30 PM |
thrifty-transaction578 | $25.00 | 9/19/2012 6:06:29 PM |
Lev8 | $25.00 | 9/20/2012 6:06:18 AM |
commerce-gargantuan2 | $50.00 | 9/19/2012 6:58:32 PM |
broosky2 | $100.00 | 9/20/2012 7:44:44 AM |
visionary-generosity0 | $25.00 | 9/20/2012 5:42:40 AM |
j2ee | $50.00 | 9/20/2012 9:03:48 AM |
Great-Mom | $25.00 | 9/20/2012 6:53:23 AM |
squeebie | $50.00 | 9/20/2012 7:03:40 AM |
loyalist1 | $200.00 | 9/20/2012 7:24:16 AM |
heroic-platinum | $50.00 | 9/20/2012 6:13:24 AM |
Suit | $50.00 | 9/20/2012 7:40:28 AM |
Dubbs360 | $500.00 | 9/20/2012 8:26:37 AM |
respectful-fairness069 | $27.00 | 9/20/2012 8:53:45 AM |
Hawaiibynight | $25.00 | 9/20/2012 9:18:11 AM |
netg | $25.00 | 9/20/2012 9:49:14 AM |
britgsb | $50.00 | 9/20/2012 9:19:12 AM |
dime-sycamore3 | $29.00 | 9/20/2012 9:36:17 AM |
girlwithglasses | $50.00 | 9/20/2012 9:38:57 AM |
compatible-deal9 | $50.00 | 9/20/2012 11:38:24 AM |
hickeyjosp | $50.00 | 9/20/2012 9:57:04 AM |
listing-reformation8 | $100.00 | 9/20/2012 2:43:46 PM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:35 AM |
kind-magical-investment | $25.00 | 9/20/2012 10:03:30 AM |
transparency-river1 | $500.00 | 9/20/2012 10:38:56 AM |
NR | $25.00 | 9/20/2012 5:02:51 PM |
designer_10 | $25.00 | 9/20/2012 10:55:10 AM |
velocity-scrutinzer6 | $50.00 | 9/20/2012 11:23:10 AM |
Lender0010 | $50.00 | 9/20/2012 2:23:12 PM |
agalt | $100.00 | 9/20/2012 10:51:11 AM |
transaction-keeper5 | $25.00 | 9/20/2012 5:19:03 PM |
systematic-value343 | $50.00 | 9/20/2012 12:05:36 PM |
JGuide | $25.00 | 9/20/2012 4:12:57 PM |
AFairDeal | $25.00 | 9/20/2012 5:43:04 PM |
skro | $25.00 | 9/20/2012 5:15:39 PM |
lawyervon | $25.00 | 9/20/2012 5:52:31 PM |
Barky52 | $25.00 | 9/20/2012 6:22:06 PM |
Nazbuster | $200.00 | 9/20/2012 6:45:37 PM |
cozy-gain023 | $25.00 | 9/20/2012 5:25:53 PM |
Aeroman32 | $25.00 | 9/20/2012 10:16:06 PM |
cathmorcorvus | $75.00 | 9/20/2012 11:02:55 PM |
mlender | $25.00 | 9/21/2012 12:55:17 AM |
yield-hut | $25.00 | 9/21/2012 3:52:35 AM |
cloud8 | $45.00 | 9/20/2012 7:32:03 PM |
platinum-lightning | $50.00 | 9/20/2012 6:04:14 PM |
FWF-kinetic | $25.00 | 9/20/2012 9:45:23 PM |
elfincove | $25.00 | 9/20/2012 7:06:59 PM |
awesome-generosity4 | $33.00 | 9/21/2012 5:19:50 AM |
SweetSerenityInvest | $25.49 | 9/21/2012 5:45:05 AM |
bid-stockpiler1 | $25.00 | 9/21/2012 6:09:09 AM |
john0720 | $25.00 | 9/21/2012 7:08:03 AM |
california111 | $150.00 | 9/20/2012 10:40:47 PM |
Tylerh | $95.00 | 9/21/2012 9:07:13 AM |
TomDalonajay | $25.00 | 9/21/2012 9:08:14 AM |
larryboy10 | $50.00 | 9/21/2012 8:11:25 AM |
order-tamale | $46.00 | 9/21/2012 9:11:22 AM |
lendme2 | $28.00 | 9/21/2012 9:00:56 AM |
currency-scientist7 | $25.00 | 9/21/2012 9:12:08 AM |
BorthersKeeper | $25.00 | 9/21/2012 6:15:15 AM |
figs4u2 | $100.00 | 9/21/2012 9:15:58 AM |
Avala | $83.00 | 9/21/2012 9:07:33 AM |
ItsJustMe79 | $25.00 | 9/21/2012 9:08:08 AM |
richboy56 | $25.00 | 9/21/2012 9:08:36 AM |
invincible-deal82 | $25.00 | 9/21/2012 9:21:24 AM |
market-maximizer472 | $100.00 | 9/21/2012 9:23:19 AM |
sjlender | $88.00 | 9/21/2012 9:14:48 AM |
punctual-worth263 | $55.75 | 9/21/2012 9:24:24 AM |
forthright-euro8 | $25.00 | 9/21/2012 9:15:21 AM |
first-careful-currency | $300.00 | 9/21/2012 9:11:00 AM |
ready-bid9 | $50.00 | 9/21/2012 9:40:35 AM |
TrustPlus | $50.00 | 9/21/2012 9:40:58 AM |
brightest-affluence-motivator | $50.00 | 9/21/2012 9:27:45 AM |
SpareChangeHero | $25.00 | 9/21/2012 9:17:40 AM |
lenderrob | $25.00 | 9/21/2012 9:32:01 AM |
transparency-silo2 | $25.00 | 9/21/2012 9:41:53 AM |
american6 | $50.00 | 9/21/2012 9:22:23 AM |
helpinghand63 | $25.00 | 9/21/2012 9:22:26 AM |
Cash-Flow | $816.30 | 9/21/2012 9:42:47 AM |
unforgettable-wealth4 | $50.00 | 9/21/2012 9:24:03 AM |
market-assembler | $50.00 | 9/21/2012 9:31:03 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:31 AM |
pkp121 | $25.00 | 9/21/2012 9:38:23 AM |
dc_lobster | $25.00 | 9/21/2012 9:42:02 AM |
loyalty-sherpa | $25.00 | 9/21/2012 9:42:23 AM |
phenomenal-rate1 | $500.00 | 9/19/2012 5:04:41 PM |
best-bonafide-p2p | $25.00 | 9/19/2012 5:07:08 PM |
wetlands | $200.00 | 9/19/2012 5:16:00 PM |
imogen22 | $50.00 | 9/19/2012 5:10:59 PM |
superb-funds335 | $25.00 | 9/19/2012 5:11:22 PM |
Taxman44 | $25.00 | 9/19/2012 5:45:53 PM |
LeReve | $500.00 | 9/19/2012 5:22:07 PM |
mariah8641 | $30.00 | 9/19/2012 5:52:24 PM |
durability-seahorse7 | $50.00 | 9/19/2012 5:24:48 PM |
contract-bopper | $25.00 | 9/19/2012 5:25:12 PM |
wise-charming-reward | $500.00 | 9/19/2012 6:14:51 PM |
bazaar-tulip | $25.00 | 9/19/2012 5:41:28 PM |
EnglishGeekInNYC | $25.00 | 9/19/2012 5:45:06 PM |
friendly-gold | $25.00 | 9/19/2012 5:37:53 PM |
compassion-twister2 | $50.00 | 9/19/2012 5:39:07 PM |
thankful-nickel2 | $25.00 | 9/19/2012 7:33:37 PM |
Schubs | $90.00 | 9/19/2012 8:06:46 PM |
dashseven | $37.40 | 9/19/2012 10:10:24 PM |
bellaquito | $500.00 | 9/19/2012 6:26:00 PM |
hidavehi | $33.00 | 9/19/2012 6:32:29 PM |
mtquan | $25.00 | 9/19/2012 6:04:06 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:43 PM |
universal71 | $25.00 | 9/20/2012 5:32:40 AM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:26 PM |
p2ploan-hunter4 | $25.00 | 9/19/2012 8:09:00 PM |
penny-drum7 | $25.00 | 9/20/2012 6:51:11 AM |
socrates520 | $50.00 | 9/19/2012 11:34:13 PM |
speedy-point | $25.00 | 9/19/2012 11:47:06 PM |
gold-maestro6 | $50.00 | 9/19/2012 10:08:27 PM |
Brisket_Bob | $27.55 | 9/20/2012 6:43:40 AM |
bonafide-economy | $25.00 | 9/20/2012 6:54:17 AM |
fuzed | $25.00 | 9/20/2012 7:24:46 AM |
awesome-generosity4 | $25.00 | 9/20/2012 4:58:01 AM |
heerzaquestion | $55.00 | 9/20/2012 5:37:21 AM |
special-dinero553 | $25.00 | 9/20/2012 9:11:41 AM |
listing-trapper3 | $50.00 | 9/20/2012 9:53:51 AM |
spartacusiam | $25.00 | 9/20/2012 9:10:00 AM |
Bank42 | $25.00 | 9/20/2012 9:49:37 AM |
enriching-trade2 | $50.00 | 9/20/2012 9:43:27 AM |
currency-fan9 | $50.00 | 9/20/2012 10:04:45 AM |
loot-heart | $25.00 | 9/20/2012 10:12:09 AM |
the-brilliant-currency | $75.00 | 9/20/2012 9:54:48 AM |
a-finance-director | $100.00 | 9/20/2012 10:14:47 AM |
_NaLNaBB | $250.00 | 9/20/2012 3:44:58 PM |
lostontheedge | $25.00 | 9/20/2012 12:34:06 PM |
shaker348 | $50.00 | 9/20/2012 10:36:54 AM |
sugnal | $50.00 | 9/20/2012 3:14:10 PM |
trade-burrito4 | $35.00 | 9/20/2012 6:05:30 PM |
excellent-funds649 | $50.00 | 9/20/2012 5:12:37 PM |
wealthstar | $25.00 | 9/20/2012 5:40:04 PM |
fairness-symphony2 | $50.00 | 9/20/2012 5:48:29 PM |
jga516 | $25.00 | 9/20/2012 8:20:02 PM |
hope-pudding0 | $30.00 | 9/21/2012 5:46:38 AM |
bonus-raker0 | $25.00 | 9/20/2012 6:08:16 PM |
EODCAP | $25.00 | 9/21/2012 6:42:39 AM |
woodwi | $48.00 | 9/21/2012 6:45:25 AM |
therodabides | $25.00 | 9/21/2012 6:57:30 AM |
Gyroman | $25.00 | 9/21/2012 7:00:40 AM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:14 AM |
bb575 | $50.00 | 9/20/2012 8:24:41 PM |
yield-seeker | $50.00 | 9/20/2012 8:25:15 PM |
admscr108 | $25.00 | 9/20/2012 9:01:11 PM |
IP | $25.00 | 9/21/2012 9:05:25 AM |
gold-pudding6 | $60.00 | 9/21/2012 9:07:48 AM |
dinero-speaker | $25.00 | 9/21/2012 9:13:16 AM |
Leshan | $100.00 | 9/21/2012 6:18:13 AM |
SailAwayMoon | $25.00 | 9/21/2012 9:15:37 AM |
adaboy65 | $55.00 | 9/21/2012 9:07:53 AM |
Plutis | $25.00 | 9/21/2012 9:17:03 AM |
Rick21 | $25.00 | 9/21/2012 9:18:28 AM |
jst1 | $25.00 | 9/21/2012 9:11:09 AM |
boilermaker63 | $25.00 | 9/21/2012 9:20:51 AM |
mjosa | $25.00 | 9/21/2012 9:13:47 AM |
Preteur | $25.00 | 9/21/2012 9:14:16 AM |
kevin314 | $25.00 | 9/21/2012 9:24:26 AM |
Soxxes | $25.00 | 9/21/2012 9:17:44 AM |
miked8303 | $50.00 | 9/21/2012 9:04:46 AM |
bold-steady-peso | $100.00 | 9/21/2012 9:21:39 AM |
compoundinterest | $25.00 | 9/21/2012 9:31:13 AM |
fantastic-investment9 | $25.00 | 9/21/2012 9:10:05 AM |
commerce-web5 | $25.00 | 9/21/2012 9:34:44 AM |
he-shoots-he-scores | $25.00 | 9/21/2012 9:37:11 AM |
mondial4 | $100.00 | 9/21/2012 9:13:18 AM |
rcm87 | $50.00 | 9/21/2012 9:26:52 AM |
resource777 | $50.00 | 9/21/2012 9:42:33 AM |
Justbiz | $50.00 | 9/21/2012 9:16:08 AM |
entertaining-rate9 | $25.00 | 9/21/2012 9:36:54 AM |
leeball | $50.00 | 9/21/2012 9:37:17 AM |
abundanceforever | $52.50 | 9/21/2012 9:20:56 AM |
MadHun | $200.00 | 9/21/2012 9:21:28 AM |
historic-balance5 | $50.00 | 9/21/2012 9:29:41 AM |
HamachiMan | $50.00 | 9/21/2012 9:34:58 AM |
power-kin | $25.00 | 9/21/2012 9:37:40 AM |
ijspence | $25.00 | 9/21/2012 9:38:06 AM |
finance_mba | $25.00 | 9/21/2012 9:38:25 AM |
fervent-revenue7 | $25.00 | 9/21/2012 9:40:10 AM |
mvalley | $25.00 | 9/21/2012 9:41:00 AM |
gold-commander0 | $25.00 | 9/21/2012 9:42:07 AM |
204 Investments
|
Borrower Payment Dependent Notes Series
642062
This series of Notes was issued and sold upon the funding of the borrower loan #75248, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $179.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 5m |
Amount delinquent:
| $23,189 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,415 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 35 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| repayment-summoner6 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to...
pay taxes
My financial situation:
I am a good candidate for this loan because...
I am back on track with paying my bills
Monthly net income: $10000
Monthly expenses: $5000
Housing: $1750
Insurance: $112
Car expenses: $765
Utilities: $300
Phone, cable, internet: $300
Food, entertainment: $600
Clothing, household expenses: $150
Credit cards and other loans: $150
Other expenses: $
50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 9/20/2012 9:01:58 AM |
TheSituation | $25.00 | 9/20/2012 9:04:34 AM |
Beld | $50.00 | 9/20/2012 9:08:07 AM |
special-dinero553 | $25.00 | 9/20/2012 9:12:13 AM |
diplomatic-wealth7 | $25.00 | 9/20/2012 9:36:34 AM |
scrappy-diversification7 | $1,550.00 | 9/20/2012 10:20:51 AM |
leverage-sensai6 | $25.00 | 9/20/2012 9:58:12 AM |
Robin_Hood | $50.00 | 9/20/2012 9:48:02 AM |
WalnutCreekguy | $50.00 | 9/20/2012 9:50:25 AM |
decisive-income7 | $1,000.00 | 9/20/2012 9:04:46 AM |
LeReve | $500.00 | 9/20/2012 9:20:16 AM |
open-minded-p2p1 | $25.00 | 9/20/2012 9:04:46 AM |
52digital | $75.00 | 9/20/2012 9:04:55 AM |
majestic-note6 | $200.00 | 9/20/2012 9:17:10 AM |
phenomenal-rate1 | $500.00 | 9/20/2012 9:05:02 AM |
first-pragmatic-power | $25.00 | 9/20/2012 9:51:56 AM |
brainy-return234 | $25.00 | 9/20/2012 9:10:34 AM |
EthanColeInvestingGroup | $25.00 | 9/20/2012 9:27:35 AM |
a-finance-director | $100.00 | 9/20/2012 10:14:48 AM |
friendly-gold | $25.00 | 9/20/2012 9:26:07 AM |
durability-seahorse7 | $50.00 | 9/20/2012 9:28:22 AM |
asset-professor | $25.00 | 9/20/2012 9:52:16 AM |
supreme-treasure8 | $100.00 | 9/20/2012 9:58:36 AM |
23 Investments
|
Borrower Payment Dependent Notes Series
642064
This series of Notes was issued and sold upon the funding of the borrower loan #75013, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $270.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 22y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $42 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| Endeavoring-Disabled-Veteran |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Portfolio Management/Investment
Purpose of loan: Investments
This loan will be used to...To invest in 150 shares of Silver Wheaton Corp (SLW)
My financial situation: My situation is Excellent.
I am a good candidate for this loan because...my loan is to purchase shares of stock and inherently is its own collateral. Also, I already have 850 shares of SLW and my income is guaranteed for life VA disability tax free income for life with a 1.25 round up factor to get my gross income. Excellent credit risk.
Monthly net income: $2769
Monthly expenses: $1887
Housing: $1427
Insurance: $21
Car expenses: $0
Utilities: $0
Phone, cable, internet: $109
Food, entertainment: $240
Clothing, household expenses: $20
Credit cards and other loans: $50
Other expenses: $20
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
historic-value7 | $200.00 | 9/18/2012 5:07:35 PM |
BostonCapital | $100.00 | 9/18/2012 5:09:46 PM |
order-tamale | $400.00 | 9/18/2012 5:03:55 PM |
imogen22 | $25.00 | 9/18/2012 5:11:27 PM |
j2ee | $50.00 | 9/18/2012 5:05:06 PM |
trade-boots1 | $100.00 | 9/18/2012 5:05:51 PM |
pierrelasvegas | $25.00 | 9/18/2012 5:13:21 PM |
versatile-dime442 | $250.00 | 9/18/2012 5:17:09 PM |
LeReve | $397.10 | 9/18/2012 5:20:17 PM |
azazle | $50.00 | 9/18/2012 5:05:30 PM |
lowrater | $50.40 | 9/18/2012 5:06:20 PM |
abundanceforever | $52.50 | 9/18/2012 5:12:37 PM |
nickel-ferret | $25.00 | 9/18/2012 5:14:28 PM |
MI2 | $5,000.00 | 9/18/2012 5:02:29 PM |
radiant-dollar9 | $200.00 | 9/18/2012 5:16:24 PM |
leverage-sensai6 | $25.00 | 9/18/2012 5:17:23 PM |
majestic-note6 | $200.00 | 9/18/2012 5:17:47 PM |
cropdust3r | $25.00 | 9/18/2012 5:19:51 PM |
affluence-microscope2 | $200.00 | 9/18/2012 5:10:36 PM |
cash-mad-scientist3 | $25.00 | 9/18/2012 5:11:31 PM |
supreme-treasure8 | $100.00 | 9/18/2012 5:14:24 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
642100
This series of Notes was issued and sold upon the funding of the borrower loan #75046, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $549.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 10.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 3m |
Amount delinquent:
| $11,416 |
Total credit lines:
| 18 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| MusicandMedicine |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2012)
740-759
(Dec-2011)
740-759
(Nov-2011)
|
Principal balance:
| $6,657.09 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
2nd Loan - McDonalds Remodel
I've won an electrical bid to remodel a McDonalds. Most of this loan will go towards materials for that, with the rest paying down my 1st loan.
I have no bills other than rent, utilities, and my first Prosper loan (which is paid in part by my investments on here). I have no credit card debt, or any other loans. Everything I own is paid off. My FICO's are all low 700's, and everything has been paid current the last 5 years. I do not have $11k in delinquent accts. as stated. They are erroneous accounts.
I also do regular work for the major banks, (foreclosures etc.) as well as an enviromental remediation company. More importantly, I work part time in the credit industry and absolutely cannot have lates or defaults on my reports, so expect this to be paid on time, as my first loan is. I'm a lender here as well with approx. 40 investments and growing, so I'm not going anywhere for quite some time. Thank you for the help everyone!
Monthly net income: $ 2455
Monthly expenses: $ 1240
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
abundanceforever | $52.50 | 9/18/2012 5:12:38 PM |
nickel-ferret | $25.00 | 9/18/2012 5:14:29 PM |
azazle | $50.00 | 9/18/2012 5:15:57 PM |
melodious-fairness | $50.00 | 9/18/2012 5:05:16 PM |
genius520 | $63.00 | 9/18/2012 5:30:52 PM |
social-cocktail1 | $200.00 | 9/18/2012 5:34:46 PM |
keynaples | $100.00 | 9/18/2012 5:37:30 PM |
supreme-treasure8 | $100.00 | 9/18/2012 5:14:24 PM |
versatile-dime442 | $250.00 | 9/18/2012 5:17:10 PM |
MoneyForNothing | $25.08 | 9/18/2012 5:17:12 PM |
leverage-sensai6 | $25.00 | 9/18/2012 5:17:24 PM |
return-pioneer221 | $200.00 | 9/18/2012 5:55:03 PM |
CAGE-Investments | $25.00 | 9/18/2012 5:36:43 PM |
dynamic-money271 | $100.00 | 9/18/2012 5:55:39 PM |
Comoparklender | $25.00 | 9/18/2012 5:57:05 PM |
golath24 | $25.00 | 9/18/2012 5:59:10 PM |
jstefans | $25.00 | 9/18/2012 5:23:54 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:52 PM |
money-surge1 | $25.00 | 9/18/2012 5:47:37 PM |
special-dinero553 | $25.00 | 9/18/2012 5:48:15 PM |
MoneyForNothing | $25.00 | 9/18/2012 5:28:37 PM |
adventurer447 | $300.00 | 9/18/2012 5:51:35 PM |
Robin_Hood | $25.00 | 9/18/2012 6:06:03 PM |
green-principal-maniac | $50.00 | 9/18/2012 6:08:59 PM |
best-charming-leverage | $50.00 | 9/18/2012 5:36:02 PM |
mikeandcat | $50.00 | 9/18/2012 5:39:09 PM |
friendly-gold | $25.00 | 9/18/2012 5:46:12 PM |
IIP77 | $25.00 | 9/18/2012 6:10:29 PM |
hope-kingdom | $25.00 | 9/18/2012 6:17:09 PM |
brianslegel | $27.11 | 9/18/2012 7:27:39 PM |
xxyls | $25.00 | 9/18/2012 8:32:39 PM |
money-bauble | $200.00 | 9/18/2012 6:31:33 PM |
prudent-payment316 | $25.00 | 9/18/2012 6:02:26 PM |
reflective-ore3 | $25.00 | 9/18/2012 9:33:21 PM |
Zion-CIF | $25.00 | 9/18/2012 7:10:13 PM |
responsibility-butterfly | $25.00 | 9/18/2012 7:15:55 PM |
hurricaneb | $100.00 | 9/19/2012 1:25:45 AM |
martinatime | $25.00 | 9/18/2012 6:24:29 PM |
deal-thinker7 | $25.00 | 9/19/2012 4:05:52 AM |
1willray | $32.53 | 9/19/2012 4:58:45 AM |
first-pragmatic-power | $25.00 | 9/18/2012 6:28:33 PM |
LuckyMacFunding | $32.51 | 9/18/2012 8:41:37 PM |
ChoiceInvestments | $27.00 | 9/18/2012 9:12:22 PM |
Kodak-Midas | $50.00 | 9/18/2012 9:21:59 PM |
sgt-schultz | $35.00 | 9/19/2012 7:07:48 AM |
investment-comet | $25.00 | 9/19/2012 7:11:10 AM |
witty-compassion | $25.00 | 9/18/2012 11:03:48 PM |
dudebrah | $25.00 | 9/19/2012 8:12:35 AM |
community-stream9 | $25.00 | 9/18/2012 8:39:48 PM |
Dont_Worry_Be_Happy | $25.00 | 9/19/2012 5:18:42 AM |
beachfunder | $50.00 | 9/18/2012 8:55:43 PM |
scottharr27 | $100.00 | 9/18/2012 9:04:27 PM |
newest-thrilling-income | $25.00 | 9/19/2012 6:15:08 AM |
P2P4me | $200.00 | 9/19/2012 6:54:13 AM |
fairness-announcer9 | $207.10 | 9/19/2012 7:20:42 AM |
bullwink27 | $25.00 | 9/19/2012 3:49:43 AM |
OGS_Capital | $25.00 | 9/19/2012 7:44:33 AM |
kulender | $100.00 | 9/19/2012 4:58:53 AM |
NotOprah | $50.00 | 9/19/2012 9:11:30 AM |
RockAngelHair | $25.00 | 9/19/2012 5:49:25 AM |
larslfe | $25.00 | 9/19/2012 9:13:47 AM |
receptive-affluence035 | $40.00 | 9/19/2012 7:05:34 AM |
dansarkis | $25.00 | 9/19/2012 9:16:24 AM |
skockie | $100.00 | 9/19/2012 7:20:48 AM |
Robin_Hood | $50.00 | 9/19/2012 7:33:14 AM |
brondero | $58.00 | 9/19/2012 7:36:31 AM |
gallant-economy9 | $50.00 | 9/19/2012 9:18:32 AM |
bnlforever | $25.00 | 9/19/2012 9:19:16 AM |
Dopplerbob | $25.00 | 9/19/2012 7:48:46 AM |
TennSquire | $25.00 | 9/19/2012 9:02:52 AM |
mikeandcat | $100.00 | 9/19/2012 8:04:19 AM |
Dantis | $25.00 | 9/19/2012 8:06:19 AM |
resolute-worth4 | $50.00 | 9/19/2012 9:21:08 AM |
papaloha | $111.00 | 9/19/2012 9:22:11 AM |
sjc224 | $25.00 | 9/19/2012 9:05:19 AM |
orearella3 | $25.00 | 9/19/2012 9:05:48 AM |
valiant-liberty4 | $25.00 | 9/19/2012 9:07:22 AM |
transparency-baton | $25.00 | 9/19/2012 8:33:38 AM |
pure-treasure7 | $50.00 | 9/19/2012 8:51:21 AM |
listing-vista | $50.00 | 9/19/2012 9:26:41 AM |
jst1 | $25.00 | 9/19/2012 9:27:09 AM |
musegaze | $50.00 | 9/19/2012 9:01:10 AM |
Kaj | $25.00 | 9/19/2012 9:29:28 AM |
magnitude787 | $30.00 | 9/19/2012 9:31:14 AM |
vestratech | $25.00 | 9/19/2012 9:15:13 AM |
sunnyboy_7478 | $50.00 | 9/19/2012 9:05:52 AM |
schlepper | $25.00 | 9/19/2012 9:36:37 AM |
brilliant-market680 | $25.00 | 9/19/2012 9:15:32 AM |
philosopher4 | $78.00 | 9/19/2012 9:15:52 AM |
29801 | $25.00 | 9/19/2012 9:07:44 AM |
rcm87 | $39.00 | 9/19/2012 9:17:39 AM |
gizzywump | $25.00 | 9/19/2012 9:18:02 AM |
top-payout-fixer | $25.00 | 9/19/2012 9:18:51 AM |
kind-magnificent-bid | $50.00 | 9/19/2012 9:22:10 AM |
restless-currency | $40.00 | 9/19/2012 9:13:30 AM |
hard-working-rate3 | $25.00 | 9/19/2012 9:46:21 AM |
1randyp | $25.00 | 9/19/2012 9:14:25 AM |
payout-paradise5 | $25.00 | 9/19/2012 9:48:13 AM |
historic-value7 | $200.00 | 9/19/2012 9:15:33 AM |
tkr2 | $25.00 | 9/19/2012 9:49:54 AM |
listing-escalator9 | $25.00 | 9/19/2012 9:17:13 AM |
seabassx | $30.00 | 9/19/2012 9:17:30 AM |
natural-interest7 | $25.00 | 9/19/2012 9:51:06 AM |
MrBailey | $25.00 | 9/19/2012 9:18:29 AM |
rebelduke | $25.00 | 9/19/2012 9:18:43 AM |
treasure-generator | $25.00 | 9/19/2012 9:30:23 AM |
richboy56 | $25.00 | 9/19/2012 9:32:53 AM |
entertaining-rate9 | $25.00 | 9/19/2012 9:24:26 AM |
vegibenz | $25.00 | 9/19/2012 9:24:31 AM |
dime-sprout | $25.00 | 9/19/2012 9:25:07 AM |
daisuke | $25.00 | 9/19/2012 9:36:28 AM |
heavenly-bazaar3 | $78.00 | 9/19/2012 9:38:43 AM |
red-power-pecan | $50.00 | 9/19/2012 9:47:43 AM |
commanding-treasure2 | $27.00 | 9/19/2012 9:35:29 AM |
Attainable | $25.00 | 9/19/2012 9:39:05 AM |
topher515 | $25.00 | 9/19/2012 9:43:12 AM |
wormdc | $25.00 | 9/19/2012 9:45:50 AM |
bid-czar8 | $100.00 | 9/19/2012 9:47:36 AM |
gold-pudding6 | $38.00 | 9/19/2012 9:48:02 AM |
Worldskiboy | $50.00 | 9/19/2012 9:48:06 AM |
finder072 | $25.00 | 9/19/2012 9:49:06 AM |
trade-boots1 | $100.00 | 9/18/2012 5:05:51 PM |
BostonCapital | $100.00 | 9/18/2012 5:09:46 PM |
affluence-microscope2 | $200.00 | 9/18/2012 5:10:36 PM |
AF-Chief | $25.00 | 9/18/2012 5:16:38 PM |
jkeller4000 | $100.00 | 9/18/2012 5:12:22 PM |
treasure-brigade | $25.00 | 9/18/2012 5:19:02 PM |
pierrelasvegas | $25.00 | 9/18/2012 5:13:22 PM |
velocityasaurus-rex4 | $100.00 | 9/18/2012 5:20:57 PM |
elegant-hope578 | $50.00 | 9/18/2012 5:14:43 PM |
j2ee | $50.00 | 9/18/2012 5:05:07 PM |
ready-justice7 | $50.00 | 9/18/2012 5:32:24 PM |
GoCougs | $34.00 | 9/18/2012 5:08:51 PM |
jazzlender | $25.00 | 9/18/2012 5:34:26 PM |
miked8303 | $50.00 | 9/18/2012 5:37:46 PM |
radiant-dollar9 | $200.00 | 9/18/2012 5:16:25 PM |
proper-exchange8 | $50.00 | 9/18/2012 5:36:28 PM |
pdub | $750.00 | 9/18/2012 5:56:23 PM |
LeReve | $500.00 | 9/18/2012 5:20:18 PM |
micko | $25.00 | 9/18/2012 5:22:35 PM |
kinetic-loot436 | $30.00 | 9/18/2012 5:59:12 PM |
DoctorJoe | $25.00 | 9/18/2012 5:45:19 PM |
mtquan | $25.00 | 9/18/2012 5:24:03 PM |
DirtyJenga | $25.00 | 9/18/2012 5:48:02 PM |
SkepticalBen | $25.00 | 9/18/2012 5:29:13 PM |
Beld | $50.00 | 9/18/2012 5:30:09 PM |
handshake5 | $100.00 | 9/18/2012 5:56:05 PM |
velocity-solo | $25.00 | 9/18/2012 6:11:17 PM |
Jloaner | $100.00 | 9/18/2012 5:56:27 PM |
value-showcase828 | $25.00 | 9/18/2012 5:58:36 PM |
haplender | $34.00 | 9/18/2012 6:22:37 PM |
durability-seahorse7 | $50.00 | 9/18/2012 6:06:44 PM |
principal-cooker2 | $50.00 | 9/18/2012 5:46:39 PM |
WalnutCreekguy | $50.00 | 9/18/2012 6:07:24 PM |
rogue_monster | $50.00 | 9/18/2012 5:53:37 PM |
benevolent-marketplace4 | $2,500.00 | 9/18/2012 6:46:53 PM |
Hardlyskiing01 | $50.00 | 9/18/2012 6:48:29 PM |
first-charming-fund | $25.00 | 9/18/2012 9:41:14 PM |
turbobrat | $25.00 | 9/18/2012 7:02:04 PM |
sensible-fund | $25.70 | 9/18/2012 6:10:36 PM |
compoundinterest | $25.00 | 9/18/2012 6:21:07 PM |
deal-hickory5 | $100.00 | 9/18/2012 6:23:10 PM |
helpingyou1 | $25.00 | 9/19/2012 1:45:05 AM |
Rulea72 | $25.00 | 9/18/2012 8:16:45 PM |
cozy-principal883 | $50.00 | 9/19/2012 5:48:31 AM |
justasoldier | $75.00 | 9/18/2012 9:04:58 PM |
income-buffalo1 | $50.00 | 9/18/2012 7:00:06 PM |
Malkial | $25.00 | 9/18/2012 9:39:59 PM |
the-inspired-justice | $25.00 | 9/18/2012 9:51:47 PM |
FinanceEngine | $60.00 | 9/19/2012 7:11:01 AM |
wise-repayment-seeker | $25.00 | 9/18/2012 10:14:46 PM |
JGuide | $51.99 | 9/18/2012 11:33:20 PM |
joey1011 | $25.00 | 9/19/2012 7:54:25 AM |
sasquatch5 | $25.00 | 9/19/2012 8:10:51 AM |
ajst1 | $25.00 | 9/18/2012 7:56:52 PM |
intuitive-credit284 | $25.00 | 9/19/2012 8:24:32 AM |
DasMula | $25.00 | 9/18/2012 8:09:53 PM |
bilecibank | $25.00 | 9/19/2012 8:37:13 AM |
desertoasis | $25.00 | 9/19/2012 8:44:38 AM |
transparency-sapling | $25.00 | 9/19/2012 9:01:02 AM |
contract-maracas | $25.00 | 9/19/2012 9:02:26 AM |
Nazbuster | $200.00 | 9/18/2012 9:54:41 PM |
businessguy29 | $25.00 | 9/18/2012 10:33:03 PM |
active-wealth3 | $25.00 | 9/18/2012 10:42:32 PM |
SouthernRemarketing | $25.00 | 9/19/2012 7:01:54 AM |
worldly-auction870 | $25.00 | 9/19/2012 7:11:35 AM |
green-interest-web | $25.00 | 9/19/2012 7:21:39 AM |
gold-disk | $25.00 | 9/19/2012 1:13:03 AM |
Hummer-Guy | $25.00 | 9/19/2012 7:36:21 AM |
businessbroker101 | $25.00 | 9/19/2012 7:49:58 AM |
LaBamba | $100.00 | 9/19/2012 6:11:27 AM |
jc33148 | $25.00 | 9/19/2012 6:23:13 AM |
triumphant-point5 | $50.00 | 9/19/2012 7:02:33 AM |
spark548 | $25.00 | 9/19/2012 9:22:39 AM |
fcukciti | $31.00 | 9/19/2012 9:10:13 AM |
reflective-rupee | $25.00 | 9/19/2012 9:01:17 AM |
nanda | $25.00 | 9/19/2012 9:30:54 AM |
Pilotaceh | $25.00 | 9/19/2012 9:32:03 AM |
life-is-great | $25.00 | 9/19/2012 9:32:31 AM |
economy-producer | $25.00 | 9/19/2012 9:35:47 AM |
JGuide | $101.00 | 9/19/2012 9:38:24 AM |
down-with-big-banks-2 | $25.00 | 9/19/2012 9:41:10 AM |
subtle-bill727 | $25.00 | 9/19/2012 9:42:03 AM |
enthralling-deal53 | $100.00 | 9/19/2012 9:20:51 AM |
point | $50.00 | 9/19/2012 9:12:47 AM |
studious-bonus7 | $96.00 | 9/19/2012 9:44:54 AM |
washboard1 | $25.00 | 9/19/2012 9:14:01 AM |
hostbank | $46.00 | 9/19/2012 9:25:11 AM |
BB-ptoploan | $50.00 | 9/19/2012 9:50:01 AM |
jo2y | $25.00 | 9/19/2012 9:50:35 AM |
jamiee73 | $25.00 | 9/19/2012 9:17:42 AM |
dmunySF | $50.00 | 9/19/2012 9:52:05 AM |
payout-cello | $25.00 | 9/19/2012 9:28:30 AM |
jwesleym | $25.00 | 9/19/2012 9:29:14 AM |
silver-enlightenment0 | $25.00 | 9/19/2012 9:33:24 AM |
strive2 | $25.00 | 9/19/2012 9:34:33 AM |
palmetto933 | $25.00 | 9/19/2012 9:24:28 AM |
Vreet | $25.00 | 9/19/2012 9:38:49 AM |
compassionate-auction6 | $150.00 | 9/19/2012 9:28:14 AM |
compassion-expert | $25.00 | 9/19/2012 9:32:18 AM |
rescue | $100.00 | 9/19/2012 9:44:50 AM |
mondial4 | $100.00 | 9/19/2012 9:49:01 AM |
deal-contributor8 | $25.00 | 9/19/2012 9:38:04 AM |
MadHun | $200.00 | 9/19/2012 9:38:07 AM |
Astyanax | $34.19 | 9/19/2012 9:50:27 AM |
moola-wildebeest3 | $50.00 | 9/19/2012 9:51:07 AM |
trade-beeper4 | $25.00 | 9/19/2012 9:41:38 AM |
tylerfd | $25.00 | 9/19/2012 9:45:39 AM |
shmb6508 | $50.00 | 9/19/2012 9:45:56 AM |
tacologic | $25.00 | 9/19/2012 9:47:53 AM |
Rip128 | $100.00 | 9/19/2012 9:49:55 AM |
231 Investments
|
Borrower Payment Dependent Notes Series
642108
This series of Notes was issued and sold upon the funding of the borrower loan #74823, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $121.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,615 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| trkrbarbie |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off furniture debt that I incurred after divorce. When I left my husband, I took my bed, clothes and a few kitchen items. Since then, I provide for myself and my two children without any assistance from the government or child support.
My financial situation:
I am a good candidate for this loan because I have always had great credit and take pride in that statement. I am a proud woman who wants to prove that I can make it on my own.
Monthly net income: $2700
Monthly expenses: $
Housing: $1000
Insurance: $
Car expenses: $200
Utilities: $25
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $326
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,600.00 | 9/20/2012 5:06:29 PM |
duty-viola | $25.00 | 9/20/2012 5:07:12 PM |
income-triangulation1 | $25.00 | 9/20/2012 5:00:53 PM |
friendly-gold | $25.00 | 9/20/2012 5:01:45 PM |
gokart83 | $25.00 | 9/20/2012 5:04:18 PM |
historic-value7 | $300.00 | 9/20/2012 5:08:31 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
642120
This series of Notes was issued and sold upon the funding of the borrower loan #75016, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $572.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 52% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 6y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,577 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dime-saguaro7 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...Purchase an investment property
My financial situation:
I am a good candidate for this loan because I have great credit and I have over 15 years of Property Management experience. I have experience in job costing budget management, building maintenance and construction
Monthly net income: $4500
Monthly expenses: $2500
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bigredbus | $25.00 | 9/20/2012 9:03:02 AM |
Katburg | $25.00 | 9/20/2012 9:02:39 AM |
duty-viola | $25.00 | 9/20/2012 9:03:41 AM |
decisive-income7 | $1,000.00 | 9/20/2012 9:04:03 AM |
finance-prescription | $100.00 | 9/20/2012 9:06:50 AM |
authoritative-platinum7 | $50.00 | 9/20/2012 9:00:50 AM |
income-rocker2 | $27.00 | 9/20/2012 9:03:25 AM |
panther757 | $25.00 | 9/20/2012 9:03:38 AM |
community-burrito9 | $35.00 | 9/20/2012 9:05:17 AM |
vontuse | $25.00 | 9/20/2012 9:07:23 AM |
phenomenal-rate1 | $500.00 | 9/20/2012 9:05:02 AM |
enriched-dollar | $25.00 | 9/20/2012 9:04:03 AM |
52digital | $75.00 | 9/20/2012 9:04:55 AM |
EnglishGeekInNYC | $25.00 | 9/20/2012 9:05:21 AM |
worth-blanket2 | $13,500.00 | 9/20/2012 9:07:55 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
642234
This series of Notes was issued and sold upon the funding of the borrower loan #75053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 26.47% |
Borrower rate/APR:
| 27.47% / 30.11% |
Monthly payment:
| $246.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.81% | | |
| |
Estimated return*:
| 15.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 23% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 31
/
29 | Length of status: | 13y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,123 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| CodeYoda |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
|
Principal balance:
| $1,472.18 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Business Capital
Purpose of loan:
This loan will be used to fund development of a new product for my company (http://www.rebeldrone.com) as well as provide additional marketing for our existing product.
My company focuses on mobile application development.
My financial situation:
I am a good candidate for this loan because I have excellent payment history and good disposable income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $25.00 | 9/20/2012 9:01:50 AM |
XP | $25.00 | 9/20/2012 9:01:42 AM |
phenomenal-rate1 | $500.00 | 9/20/2012 9:05:11 AM |
Assets-Up | $25.00 | 9/20/2012 9:02:09 AM |
Katburg | $25.00 | 9/20/2012 9:02:39 AM |
worth-blanket2 | $7,200.00 | 9/20/2012 9:03:02 AM |
52digital | $75.00 | 9/20/2012 9:04:55 AM |
312-Lender | $150.00 | 9/20/2012 9:05:07 AM |
green-trade-dolphin | $42.02 | 9/20/2012 9:01:20 AM |
scholarly-order6 | $25.00 | 9/20/2012 9:02:34 AM |
et28 | $75.00 | 9/20/2012 9:03:52 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
642274
This series of Notes was issued and sold upon the funding of the borrower loan #75206, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 25% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $3,302 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| pound-welder7 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... Pay off credit cards.
My financial situation: good
I am a good candidate for this loan because... I am responsible and able to make the repayment and I also need an opportunity to rebuild my credit.
Monthly net income: $ 2,500.00
Monthly expenses: $
Housing: $500
Insurance: $122.00
Car expenses: $274.01
Utilities: $
Phone, cable, internet: $100.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $450.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/19/2012 9:10:02 AM |
InChicago | $80.03 | 9/19/2012 9:01:34 AM |
natural-affluence6 | $25.00 | 9/20/2012 5:01:11 AM |
durability-seahorse7 | $100.00 | 9/19/2012 9:24:15 AM |
papaloha | $25.00 | 9/19/2012 9:31:03 AM |
worthy-bid8 | $100.00 | 9/19/2012 9:34:18 AM |
1313mark1313 | $58.78 | 9/19/2012 11:36:13 AM |
bazaar-catapult0 | $25.00 | 9/19/2012 1:22:23 PM |
lunareclipse | $52.70 | 9/19/2012 1:26:32 PM |
majestic-note6 | $150.00 | 9/19/2012 11:04:57 AM |
52digital | $75.00 | 9/19/2012 10:28:59 AM |
foothillender | $25.00 | 9/19/2012 12:07:20 PM |
exciting-fairness | $200.00 | 9/19/2012 12:17:19 PM |
transaction-keeper5 | $25.00 | 9/19/2012 5:04:43 PM |
Finchy78 | $25.00 | 9/19/2012 12:41:05 PM |
azazle | $50.00 | 9/19/2012 12:50:08 PM |
Laissez-faire | $250.00 | 9/19/2012 5:06:58 PM |
a2190b | $25.00 | 9/19/2012 1:34:27 PM |
EnglishGeekInNYC | $50.00 | 9/19/2012 11:12:50 AM |
CA-Lender | $25.00 | 9/19/2012 3:12:27 PM |
a-community-aficionado | $50.00 | 9/19/2012 3:50:13 PM |
melodious-openness | $100.00 | 9/19/2012 5:19:50 PM |
wise-deal-panda | $100.00 | 9/19/2012 5:27:31 PM |
LendingPimp | $26.00 | 9/19/2012 6:14:57 PM |
SolarMoonshine | $25.00 | 9/19/2012 6:45:01 PM |
bold-shrewd-dedication | $250.00 | 9/20/2012 6:07:59 AM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:13 PM |
lordnecron | $25.00 | 9/20/2012 6:27:19 AM |
speedy-point | $25.00 | 9/19/2012 11:46:59 PM |
I-Believe-In-You | $38.99 | 9/19/2012 7:37:32 PM |
top-responsibility-sage | $50.00 | 9/19/2012 7:44:07 PM |
debt_helper | $25.00 | 9/20/2012 5:29:49 AM |
dinero-launcher | $41.55 | 9/20/2012 6:49:25 AM |
whirlingdervish | $25.00 | 9/20/2012 12:53:36 AM |
gold-omatic | $25.00 | 9/20/2012 6:37:55 AM |
lendahope | $6.65 | 9/20/2012 7:19:44 AM |
handy-justice | $25.00 | 9/19/2012 9:11:51 AM |
let_me_retire | $50.00 | 9/19/2012 10:08:42 AM |
Rogelio48 | $25.00 | 9/19/2012 2:16:15 PM |
Bob450 | $25.00 | 9/19/2012 4:00:42 PM |
Cawse | $25.00 | 9/19/2012 11:58:38 AM |
bellaquito | $500.00 | 9/19/2012 11:32:41 AM |
terrific-dough6 | $41.00 | 9/19/2012 5:03:00 PM |
stock106 | $25.00 | 9/19/2012 2:51:45 PM |
bewitching-dollar5 | $100.00 | 9/19/2012 6:10:08 PM |
deal-hickory5 | $100.00 | 9/19/2012 5:54:48 PM |
DasMula | $25.00 | 9/19/2012 8:35:30 PM |
john0720 | $25.00 | 9/19/2012 6:11:45 PM |
dough-kitten5 | $25.00 | 9/20/2012 4:28:07 AM |
joebob78 | $28.30 | 9/20/2012 6:05:53 AM |
quest0 | $50.00 | 9/20/2012 4:20:17 AM |
Zipcut | $26.00 | 9/19/2012 9:50:38 PM |
Suit | $25.00 | 9/20/2012 7:11:58 AM |
bonus-seahorse | $25.00 | 9/20/2012 1:30:42 AM |
proton346 | $25.00 | 9/20/2012 3:08:07 AM |
111TaxMan | $25.00 | 9/20/2012 5:30:25 AM |
fervent-power | $25.00 | 9/20/2012 6:11:29 AM |
ibano | $25.00 | 9/20/2012 6:47:47 AM |
DevinHill | $25.00 | 9/20/2012 7:05:10 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
642352
This series of Notes was issued and sold upon the funding of the borrower loan #75070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-19-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 14.28% |
Borrower rate/APR:
| 15.28% / 23.07% |
Monthly payment:
| $361.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.96% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 58% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 8y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,798 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| No | | |
Screen name:
| fascinating-money0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving/Relocation
Purpose of loan:
This loan will be used to...pay for first/last months rent plus security deposit
My financial situation: not bad
I am a good candidate for this loan because...I am a hard worker in search of a fresh start.
Monthly net income: $3500
Monthly expenses: $200
Housing: $1000
Insurance: 55
Car expenses: $50
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $150
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $2,000.00 | 9/19/2012 9:01:23 AM |
missing-link | $25.00 | 9/19/2012 9:01:49 AM |
mercuriant | $25.00 | 9/19/2012 9:01:52 AM |
historic-value7 | $100.00 | 9/19/2012 9:02:17 AM |
bazaar-tulip | $25.00 | 9/19/2012 9:02:20 AM |
benevolent-marketplace4 | $1,950.00 | 9/19/2012 9:02:34 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
642398
This series of Notes was issued and sold upon the funding of the borrower loan #75380, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 23% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 3y 2m |
Amount delinquent:
| $217 |
Total credit lines:
| 24 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $606 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| No | | |
Screen name:
| returnapult9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...pay medical bills
My financial situation: below average
I am a good candidate for this loan because... i can make the monthly payments
Monthly net income: 5000.00-5500.00
Monthly expenses: $4200.00
Housing: $1700.00
Insurance: $170.00
Car expenses: $550.00
Utilities: $265.00
Phone, cable, internet: $170.00
Food, entertainment: $600.00
Clothing, household expenses: $400.00
Credit cards and other loans: $418.00
Other expenses: $250.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/20/2012 5:31:04 PM |
durability-seahorse7 | $50.00 | 9/20/2012 5:11:52 PM |
felicity-contributor3 | $25.00 | 9/20/2012 5:11:00 PM |
cp-family | $50.00 | 9/20/2012 5:20:19 PM |
let_me_retire | $50.00 | 9/21/2012 4:13:11 AM |
EnglishGeekInNYC | $50.00 | 9/20/2012 6:17:29 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:21 AM |
worthy-bid8 | $100.00 | 9/21/2012 9:19:19 AM |
pdub | $200.00 | 9/21/2012 12:22:05 PM |
global-invest-group | $25.00 | 9/21/2012 1:47:01 PM |
kulender | $50.00 | 9/21/2012 1:49:44 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:50:54 PM |
Farmer-Ted | $25.00 | 9/21/2012 4:11:05 PM |
Bob450 | $25.00 | 9/21/2012 3:34:20 PM |
benevolent-transaction090 | $50.00 | 9/21/2012 5:02:12 PM |
melodious-openness | $200.00 | 9/22/2012 4:51:31 AM |
Skynxhunt | $25.00 | 9/22/2012 9:32:18 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:48 AM |
SecondChanceLendingSERV | $25.00 | 9/22/2012 10:16:21 AM |
courteous-platinum7 | $30.00 | 9/22/2012 7:51:16 AM |
drkosh | $25.00 | 9/22/2012 12:41:39 PM |
NorthernFunds | $25.00 | 9/22/2012 3:39:46 PM |
guild261 | $25.00 | 9/23/2012 8:30:48 AM |
green-high-five7 | $25.00 | 9/23/2012 2:19:38 PM |
insrq | $25.00 | 9/23/2012 1:42:29 PM |
simplelender80 | $500.00 | 9/24/2012 7:17:01 AM |
InChicago | $80.03 | 9/20/2012 5:00:38 PM |
RGlad | $100.00 | 9/20/2012 5:06:06 PM |
bewitching-dollar5 | $100.00 | 9/20/2012 5:27:54 PM |
ultimate-peace | $25.00 | 9/21/2012 5:40:53 AM |
loyalist1 | $100.00 | 9/21/2012 8:19:25 AM |
majestic-note6 | $150.00 | 9/21/2012 9:26:54 AM |
newest-currency-vibrato | $25.00 | 9/21/2012 5:01:33 PM |
marwadi-62 | $25.00 | 9/21/2012 4:45:10 PM |
dudebrah | $25.00 | 9/21/2012 6:50:44 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:31 PM |
papaloha | $25.00 | 9/21/2012 10:03:57 PM |
foothillender | $25.00 | 9/22/2012 6:40:48 AM |
integrity-builder | $50.00 | 9/22/2012 12:53:02 PM |
alluring-order2 | $28.75 | 9/22/2012 7:27:20 PM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:19 AM |
SudianX | $25.00 | 9/23/2012 10:31:09 AM |
reasonable-nickel6 | $25.00 | 9/23/2012 12:23:19 PM |
california111 | $100.00 | 9/23/2012 3:22:33 PM |
Haribelle | $25.00 | 9/23/2012 3:38:11 PM |
jebber007 | $35.00 | 9/23/2012 2:07:04 PM |
first-dinero-temple | $25.00 | 9/23/2012 9:31:17 PM |
first-serene-credit | $25.00 | 9/24/2012 7:40:27 AM |
KB-IRA | $50.00 | 9/24/2012 7:21:33 AM |
Loan-A-Ranger | $50.00 | 9/24/2012 7:48:19 AM |
wmealhouse | $50.00 | 9/24/2012 8:38:13 AM |
determined-economy460 | $1.22 | 9/24/2012 9:07:27 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
642414
This series of Notes was issued and sold upon the funding of the borrower loan #75343, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Tradesman - Carpent... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,941 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| courageous-point0 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Water Softner
Our water softner recently broke and since we have very hard well water it needs to be replaced as soon as possible.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/20/2012 10:20:25 AM |
duty-viola | $25.00 | 9/20/2012 9:03:42 AM |
ultimate-peace | $187.50 | 9/20/2012 9:03:13 AM |
riveting-credit5 | $25.00 | 9/20/2012 9:16:27 AM |
transformer855 | $25.00 | 9/20/2012 9:18:10 AM |
bewitching-dollar5 | $100.00 | 9/20/2012 9:54:28 AM |
let_me_retire | $50.00 | 9/20/2012 12:07:36 PM |
money-baron | $50.00 | 9/20/2012 10:43:21 AM |
berniemadeoff | $25.00 | 9/20/2012 10:55:39 AM |
Winged_Inspirations | $25.00 | 9/20/2012 6:32:07 PM |
scoobiedoo | $25.02 | 9/20/2012 7:27:14 PM |
mammalian4 | $25.00 | 9/20/2012 7:18:29 PM |
quest0 | $50.00 | 9/21/2012 7:05:02 AM |
california111 | $100.00 | 9/21/2012 7:28:50 AM |
supreme-affluence798 | $25.00 | 9/21/2012 9:41:00 AM |
chitownguy27 | $31.38 | 9/21/2012 10:59:22 AM |
bberk10 | $30.19 | 9/21/2012 12:13:23 PM |
fountain355 | $25.00 | 9/21/2012 1:14:27 PM |
pdub | $200.00 | 9/21/2012 12:22:02 PM |
kulender | $50.00 | 9/21/2012 1:49:41 PM |
evilkats | $50.00 | 9/21/2012 4:54:57 PM |
Lubava | $25.00 | 9/21/2012 6:18:36 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:29 PM |
money-fort | $25.00 | 9/21/2012 8:23:05 PM |
abnvette | $25.00 | 9/22/2012 7:16:44 AM |
drkosh | $25.00 | 9/22/2012 12:43:40 PM |
Cory79 | $40.48 | 9/22/2012 1:20:18 PM |
tech310 | $50.00 | 9/22/2012 1:58:29 PM |
rupee-universe | $25.00 | 9/22/2012 9:47:48 PM |
CalBear08 | $33.33 | 9/22/2012 6:38:54 PM |
alluring-order2 | $25.00 | 9/22/2012 7:26:13 PM |
bffs | $25.00 | 9/23/2012 7:53:58 AM |
guild261 | $25.00 | 9/23/2012 8:34:27 AM |
dough-kitten5 | $25.00 | 9/23/2012 8:34:35 AM |
reasonable-nickel6 | $25.00 | 9/23/2012 12:23:18 PM |
worth-shower8 | $100.00 | 9/23/2012 1:03:56 PM |
DalawaFunds | $25.00 | 9/23/2012 3:52:59 PM |
Leshan | $50.00 | 9/23/2012 6:31:17 PM |
Assets-Up | $25.00 | 9/23/2012 1:59:18 PM |
professional-dinero753 | $25.02 | 9/23/2012 4:33:59 PM |
durability-seahorse7 | $50.00 | 9/20/2012 9:28:24 AM |
refresher211 | $25.00 | 9/20/2012 9:14:11 AM |
mindful-generosity1 | $25.00 | 9/20/2012 10:10:25 AM |
cmliii | $30.00 | 9/20/2012 2:30:01 PM |
graceful-investment | $106.00 | 9/20/2012 11:32:22 AM |
responsibility-butterfly | $25.00 | 9/20/2012 1:07:48 PM |
cp-family | $50.00 | 9/20/2012 5:20:16 PM |
worthy-bid8 | $100.00 | 9/20/2012 5:48:10 PM |
graceful-IRAinvestment | $106.00 | 9/20/2012 10:17:04 PM |
stock106 | $25.00 | 9/21/2012 5:42:04 AM |
sensible-interest2 | $25.00 | 9/20/2012 10:21:35 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:16 AM |
credible-responsibility022 | $25.00 | 9/21/2012 6:42:26 AM |
first-serene-credit | $25.00 | 9/21/2012 9:26:28 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:48 AM |
treasure-hunter270 | $25.00 | 9/21/2012 3:54:36 PM |
Farmer-Ted | $25.00 | 9/21/2012 4:10:31 PM |
Core-Marketing | $25.00 | 9/21/2012 1:26:23 PM |
enchanted-note | $25.00 | 9/21/2012 5:39:54 PM |
papaloha | $25.00 | 9/21/2012 10:03:55 PM |
profitable-balance | $50.00 | 9/22/2012 2:25:44 AM |
melodious-openness | $200.00 | 9/22/2012 4:48:32 AM |
sparkling-basis0 | $47.14 | 9/22/2012 7:38:00 AM |
satwarystium | $25.00 | 9/22/2012 8:49:20 AM |
Skynxhunt | $25.00 | 9/22/2012 9:32:17 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:45 AM |
blue-lucrative-rate | $50.00 | 9/22/2012 10:23:14 AM |
Piitb08 | $150.00 | 9/22/2012 5:31:41 AM |
SecondChanceLendingSERV | $25.00 | 9/22/2012 10:13:19 AM |
Bob450 | $25.00 | 9/22/2012 8:01:29 AM |
integrity-builder | $50.00 | 9/22/2012 12:53:00 PM |
NorthernFunds | $25.00 | 9/22/2012 3:39:45 PM |
ChoiceInvestments | $26.00 | 9/22/2012 2:56:09 PM |
Kqwik | $25.00 | 9/22/2012 3:12:51 PM |
ResQDoc | $25.00 | 9/23/2012 8:09:36 AM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:16 AM |
SudianX | $27.00 | 9/23/2012 10:39:21 AM |
sgt-schultz | $27.00 | 9/23/2012 4:06:45 AM |
kendigme | $50.00 | 9/23/2012 6:00:37 AM |
pioneer580 | $50.00 | 9/23/2012 3:45:36 PM |
bankbuddy55 | $100.00 | 9/23/2012 5:20:16 PM |
insrq | $25.00 | 9/23/2012 1:41:57 PM |
new-marketplace-lyrics | $25.00 | 9/23/2012 3:32:19 PM |
adaptable-capital | $232.94 | 9/23/2012 6:52:01 PM |
84 Investments
|
Borrower Payment Dependent Notes Series
642426
This series of Notes was issued and sold upon the funding of the borrower loan #74992, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 49% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 26
/
25 | Length of status: | 0y 10m |
Amount delinquent:
| $48,992 |
Total credit lines:
| 97 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,141 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| exchange-futurist6 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to...pay pending bill
My financial situation:
I am a good candidate for this loan because...i get paid weekly and pay my bills
Monthly net income: $ 4600
Monthly expenses: $ 4400
Housing: $ 674
Insurance: $ 175
Car expenses: $
Utilities: $ 200
Phone, cable, internet: $ 200
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $980
Other expenses: $1800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bewitching-dollar5 | $100.00 | 9/20/2012 5:27:54 PM |
worthy-bid8 | $100.00 | 9/21/2012 9:19:20 AM |
majestic-note6 | $150.00 | 9/21/2012 9:26:55 AM |
kulender | $50.00 | 9/21/2012 1:49:45 PM |
TheCount | $25.00 | 9/21/2012 5:24:08 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:32 PM |
papaloha | $25.00 | 9/21/2012 10:03:58 PM |
Preist | $25.00 | 9/22/2012 10:14:56 AM |
compatible-deal9 | $25.00 | 9/22/2012 11:03:28 AM |
svandgts | $25.00 | 9/22/2012 12:27:45 PM |
bubb_hans | $25.00 | 9/22/2012 12:26:25 PM |
economy-shrubbery6 | $25.00 | 9/22/2012 12:11:53 PM |
income-rocker2 | $40.00 | 9/22/2012 12:53:34 PM |
copper | $50.00 | 9/22/2012 12:48:11 PM |
the-laudable-peso | $40.00 | 9/22/2012 1:26:00 PM |
gallant-economy9 | $50.00 | 9/22/2012 1:16:40 PM |
principal-cooker2 | $50.00 | 9/22/2012 1:49:00 PM |
NorthernFunds | $25.00 | 9/22/2012 3:39:46 PM |
the-credit-maker | $25.00 | 9/22/2012 2:28:11 PM |
bid-lightning9 | $25.00 | 9/23/2012 3:27:28 AM |
banker34 | $25.00 | 9/22/2012 7:49:24 PM |
the-money-maker | $25.00 | 9/22/2012 9:54:25 PM |
the-money-maker | $25.00 | 9/22/2012 9:54:49 PM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:20 AM |
sassman2833 | $25.00 | 9/23/2012 12:26:48 PM |
wise-investment-lionheart2 | $25.00 | 9/23/2012 10:31:25 AM |
icon7 | $50.00 | 9/23/2012 8:46:18 AM |
reasonable-nickel6 | $25.00 | 9/23/2012 12:23:20 PM |
codybraxton | $27.00 | 9/23/2012 12:37:17 PM |
listing-dreams1 | $25.00 | 9/24/2012 5:55:46 AM |
first-dinero-temple | $25.00 | 9/23/2012 9:04:45 PM |
sgt-schultz | $30.00 | 9/24/2012 5:55:53 AM |
cash-angel1 | $100.00 | 9/24/2012 7:29:33 AM |
worthy-bid4 | $54.97 | 9/24/2012 7:43:30 AM |
real-return2 | $26.00 | 9/20/2012 5:03:19 PM |
cp-family | $50.00 | 9/20/2012 5:20:19 PM |
durability-seahorse7 | $50.00 | 9/20/2012 5:11:53 PM |
ultimate-peace | $250.00 | 9/21/2012 5:39:16 AM |
EnglishGeekInNYC | $50.00 | 9/20/2012 6:17:30 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:21 AM |
california111 | $100.00 | 9/21/2012 7:28:52 AM |
supreme-affluence798 | $25.00 | 9/21/2012 9:40:04 AM |
responsibility-butterfly | $25.00 | 9/21/2012 2:50:55 PM |
pdub | $200.00 | 9/21/2012 12:22:05 PM |
rolpn | $25.00 | 9/21/2012 5:06:23 PM |
deal-hickory5 | $100.00 | 9/21/2012 5:25:24 PM |
prudent-payment316 | $25.00 | 9/21/2012 5:28:20 PM |
life-is-great | $25.00 | 9/21/2012 5:39:48 PM |
impala6464 | $25.00 | 9/21/2012 6:11:24 PM |
reward-adventure | $50.00 | 9/21/2012 6:15:34 PM |
Caed-Aldwych | $25.00 | 9/22/2012 6:26:46 AM |
Skynxhunt | $25.00 | 9/22/2012 9:32:18 AM |
continental2 | $79.39 | 9/22/2012 8:56:40 AM |
SecondChanceLendingSERV | $25.00 | 9/22/2012 10:05:06 AM |
real-return | $26.00 | 9/22/2012 8:42:13 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:48 AM |
jaynlana | $25.00 | 9/22/2012 12:10:24 PM |
silver-enlightenment0 | $25.00 | 9/22/2012 12:12:26 PM |
larslfe | $25.00 | 9/22/2012 12:09:05 PM |
cash-reaction2 | $25.00 | 9/22/2012 12:15:39 PM |
IIP77 | $25.00 | 9/22/2012 12:57:39 PM |
integrity-builder | $50.00 | 9/22/2012 12:53:03 PM |
Cybercusp | $25.00 | 9/22/2012 1:12:33 PM |
dedicated-transaction796 | $25.00 | 9/22/2012 1:03:02 PM |
tech310 | $50.00 | 9/22/2012 1:58:29 PM |
greenback-snowdome1 | $100.00 | 9/22/2012 7:17:43 PM |
907 | $25.00 | 9/22/2012 9:41:20 PM |
KaleoGroup | $25.00 | 9/23/2012 5:29:15 AM |
jutdon84 | $25.00 | 9/23/2012 6:52:30 AM |
social-zebra | $30.00 | 9/23/2012 8:21:55 AM |
CACO_Lender | $25.00 | 9/23/2012 4:24:34 PM |
abundant-euro0 | $40.00 | 9/23/2012 12:53:14 PM |
dollardave | $50.00 | 9/23/2012 1:03:12 PM |
Urban-MBA | $25.00 | 9/23/2012 4:58:15 PM |
power-bluebird2 | $25.00 | 9/23/2012 5:29:04 PM |
Suit | $100.00 | 9/24/2012 6:33:03 AM |
borquist | $25.00 | 9/24/2012 7:29:25 AM |
capital-galaxy | $400.00 | 9/24/2012 4:13:56 AM |
abundant-power | $25.00 | 9/24/2012 4:44:41 AM |
mansel | $25.00 | 9/24/2012 6:14:46 AM |
barchibald | $50.00 | 9/24/2012 6:23:39 AM |
RudyBarcenas | $25.00 | 9/24/2012 7:43:35 AM |
82 Investments
|
Borrower Payment Dependent Notes Series
642440
This series of Notes was issued and sold upon the funding of the borrower loan #75271, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $194.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 12y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,220 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| invincible-value630 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...get a new roof to replace a very old one.
My financial situation:
I am a good candidate for this loan because...I have a great secure job with the ability to make the payments with no problem.
Monthly net income: $4500
Monthly expenses: $
Housing: $1000
Insurance: $84
Car expenses: $660
Utilities: $325
Phone, cable, internet: $275
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $35
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
commerce-venture1 | $25.00 | 9/25/2012 9:02:05 AM |
Bob450 | $30.00 | 9/25/2012 9:02:49 AM |
scholarly-order6 | $75.00 | 9/25/2012 9:07:33 AM |
supreme-treasure8 | $100.00 | 9/25/2012 9:05:31 AM |
RGlad | $250.00 | 9/25/2012 9:07:52 AM |
InChicago | $40.03 | 9/25/2012 9:03:44 AM |
decisive-income7 | $3,000.00 | 9/25/2012 9:03:26 AM |
vutah | $35.00 | 9/25/2012 9:01:50 AM |
bill-expert | $25.00 | 9/25/2012 9:02:37 AM |
worth-blanket2 | $6,300.00 | 9/25/2012 9:08:10 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
642494
This series of Notes was issued and sold upon the funding of the borrower loan #74829, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $415.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 56% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 14y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $69,164 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| punctual-truth0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 34 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $22,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2011)
700-719
(Mar-2010)
700-719
(Nov-2009)
720-739
(Oct-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to to help pay off some more bills
My financial situation:
I am a good candidate for this loan because this is my 3rd loan with prosper and have paid off other 2. I work full time and want to retire with no debt.
Monthly net income:
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-missile | $50.00 | 9/20/2012 5:07:25 PM |
Wish-Granted | $26.76 | 9/20/2012 5:00:52 PM |
RGlad | $250.00 | 9/20/2012 5:02:07 PM |
Kaj | $25.00 | 9/20/2012 5:03:25 PM |
historic-value7 | $300.00 | 9/20/2012 5:06:45 PM |
lowrater | $100.70 | 9/20/2012 5:01:01 PM |
trumpeter5 | $30.00 | 9/20/2012 5:02:23 PM |
commerce-venture1 | $25.00 | 9/20/2012 5:02:51 PM |
pdli_dude | $25.00 | 9/20/2012 5:06:49 PM |
duty-viola | $25.00 | 9/20/2012 5:07:14 PM |
credit-missile | $21.07 | 9/20/2012 5:07:38 PM |
EFS | $400.00 | 9/20/2012 5:02:01 PM |
WisconsinFinance | $25.00 | 9/20/2012 5:04:02 PM |
durability-ace9 | $30.00 | 9/20/2012 5:04:10 PM |
Wangchuk | $25.00 | 9/20/2012 5:06:15 PM |
friendly-gold | $25.00 | 9/20/2012 5:01:46 PM |
MoneyForNothing | $25.34 | 9/20/2012 5:02:08 PM |
worth-blanket2 | $13,500.00 | 9/20/2012 5:05:48 PM |
janeybooboo | $66.13 | 9/20/2012 5:01:49 PM |
TheSituation | $25.00 | 9/20/2012 5:04:03 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
642506
This series of Notes was issued and sold upon the funding of the borrower loan #75125, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $283.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 22% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 18
/
18 | Length of status: | 21y 5m |
Amount delinquent:
| $147 |
Total credit lines:
| 34 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,438 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| green-triumphant-money2 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...debt consolidation
My financial situation:
I am a good candidate for this loan because...I have a high credit score and great debt to income ratio, all payments made on time and same employer for 21 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
socrates520 | $50.00 | 9/20/2012 5:10:31 PM |
velocityasaurus-rex4 | $100.00 | 9/20/2012 5:21:59 PM |
transaction-keeper5 | $25.00 | 9/20/2012 5:23:32 PM |
kfrench | $75.00 | 9/20/2012 5:52:17 PM |
excellent-funds649 | $50.00 | 9/20/2012 5:12:44 PM |
kenji4861 | $25.00 | 9/20/2012 5:38:40 PM |
bazaar-tulip | $25.00 | 9/20/2012 5:34:30 PM |
j2ee | $50.00 | 9/21/2012 9:13:32 AM |
auction-sage | $100.00 | 9/21/2012 9:24:30 AM |
lionheart722 | $100.00 | 9/21/2012 9:52:39 AM |
Cherrypicker | $45.00 | 9/21/2012 2:13:06 PM |
penny-kahuna0 | $25.00 | 9/21/2012 3:41:24 PM |
radforj22 | $77.93 | 9/22/2012 6:39:53 AM |
Leopoldine | $28.00 | 9/22/2012 11:34:52 AM |
Investoman | $25.00 | 9/22/2012 12:24:58 PM |
transparency-silo2 | $25.00 | 9/22/2012 1:18:31 PM |
adventurer447 | $50.00 | 9/22/2012 1:20:08 PM |
flshdaskll | $25.00 | 9/22/2012 1:48:40 PM |
neighborly-hope6 | $100.00 | 9/22/2012 1:36:07 PM |
AsianDragon | $25.00 | 9/22/2012 2:19:07 PM |
prudent-deal662 | $25.00 | 9/22/2012 1:45:40 PM |
payment-gusto | $25.00 | 9/22/2012 5:45:05 PM |
Bank_Of_XL | $25.00 | 9/22/2012 5:07:06 PM |
flo_rida | $100.00 | 9/23/2012 12:37:05 PM |
martinatime | $50.00 | 9/23/2012 12:26:10 PM |
antlr | $25.00 | 9/23/2012 5:43:38 PM |
UncleScroogeDMD | $100.00 | 9/23/2012 6:23:38 PM |
CJMC | $25.00 | 9/23/2012 7:01:16 PM |
stealthzap | $25.00 | 9/24/2012 1:47:59 AM |
Nazbuster | $200.00 | 9/23/2012 10:08:22 PM |
cmg891 | $25.00 | 9/24/2012 6:17:26 AM |
finance-piccolo8 | $25.00 | 9/23/2012 11:08:04 PM |
simplelender80 | $500.00 | 9/24/2012 7:17:02 AM |
billnsc | $25.00 | 9/24/2012 4:55:17 AM |
MI2 | $3,687.07 | 9/24/2012 7:25:46 AM |
EnglishGeekInNYC | $25.00 | 9/20/2012 5:12:14 PM |
tenacious-affluence | $25.00 | 9/20/2012 5:35:30 PM |
Taxman44 | $25.00 | 9/20/2012 5:42:04 PM |
brainy-credit1 | $40.00 | 9/20/2012 5:48:25 PM |
logical-reward8 | $25.00 | 9/20/2012 5:52:14 PM |
Castellan | $50.00 | 9/20/2012 5:30:36 PM |
lendersf | $50.00 | 9/21/2012 8:43:27 AM |
california111 | $100.00 | 9/21/2012 7:28:53 AM |
enriching-trade2 | $30.00 | 9/21/2012 9:39:02 AM |
pdub | $200.00 | 9/21/2012 12:22:06 PM |
oskizzle | $25.00 | 9/21/2012 1:08:18 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:50:56 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:32 PM |
chac | $1,000.00 | 9/21/2012 9:32:06 PM |
coin-tweet | $50.00 | 9/21/2012 6:55:59 PM |
houli123 | $50.00 | 9/22/2012 3:11:39 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:48 AM |
broosky2 | $100.00 | 9/22/2012 7:03:03 AM |
Aaron_Oz | $25.00 | 9/22/2012 12:02:58 PM |
britgsb | $42.00 | 9/22/2012 12:08:28 PM |
Sneezie | $100.00 | 9/22/2012 12:19:42 PM |
loan-mongoose1 | $25.00 | 9/22/2012 12:49:29 PM |
promise2 | $25.00 | 9/22/2012 1:27:43 PM |
prudent-dough458 | $25.00 | 9/22/2012 1:17:51 PM |
jpblan11 | $25.00 | 9/22/2012 1:39:39 PM |
proper-exchange8 | $50.00 | 9/22/2012 1:23:13 PM |
Blue_Devil | $25.00 | 9/22/2012 2:47:01 PM |
fund-booster4 | $100.00 | 9/22/2012 2:27:57 PM |
respectful-credit820 | $25.00 | 9/22/2012 4:25:07 PM |
donnajoy | $25.00 | 9/22/2012 5:29:33 PM |
payment-hugger7 | $50.00 | 9/22/2012 7:59:41 PM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:46 PM |
capital-blueberry | $25.00 | 9/23/2012 8:43:57 AM |
integrity-builder | $50.00 | 9/23/2012 7:52:47 AM |
bowdish1 | $100.00 | 9/23/2012 12:18:26 PM |
icon7 | $100.00 | 9/23/2012 9:04:43 AM |
blue-useful-auction | $25.00 | 9/23/2012 9:57:22 AM |
skeptikos | $100.00 | 9/23/2012 12:07:38 PM |
rce1964 | $25.00 | 9/23/2012 12:15:56 PM |
hitsman | $50.00 | 9/23/2012 12:42:56 PM |
be_wise | $25.00 | 9/23/2012 7:28:43 PM |
liberty-prometheus6 | $25.00 | 9/23/2012 12:54:23 PM |
new-marketplace-lyrics | $25.00 | 9/23/2012 3:32:19 PM |
CFOGO | $25.00 | 9/24/2012 5:33:56 AM |
the-determined-value | $25.00 | 9/23/2012 8:08:00 PM |
diplomatic-justice6 | $25.00 | 9/23/2012 10:06:35 PM |
glenium | $25.00 | 9/24/2012 3:23:18 AM |
82 Investments
|
Borrower Payment Dependent Notes Series
642510
This series of Notes was issued and sold upon the funding of the borrower loan #75358, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $358.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 14y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,619 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| No | | |
Screen name:
| social-revelry |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
historic-value7 | $200.00 | 9/20/2012 5:07:59 PM |
receptive-affluence035 | $25.00 | 9/20/2012 5:14:39 PM |
friendly-gold | $25.00 | 9/20/2012 5:01:46 PM |
worth-blanket2 | $10,350.00 | 9/20/2012 5:03:39 PM |
handy-justice | $50.00 | 9/20/2012 5:08:41 PM |
supreme-treasure8 | $100.00 | 9/20/2012 5:10:23 PM |
durability-seahorse7 | $50.00 | 9/20/2012 5:11:53 PM |
orange-liberty-oyster | $100.00 | 9/20/2012 5:19:16 PM |
cp-family | $50.00 | 9/20/2012 5:20:19 PM |
Bob450 | $25.00 | 9/20/2012 5:24:10 PM |
pdli_dude | $25.00 | 9/20/2012 5:07:07 PM |
bellaquito | $375.00 | 9/20/2012 5:25:18 PM |
RGlad | $150.00 | 9/20/2012 5:08:37 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
642580
This series of Notes was issued and sold upon the funding of the borrower loan #75119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $304.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 7% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
6 | Length of status: | 13y 9m |
Amount delinquent:
| $8,034 |
Total credit lines:
| 25 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,395 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| baron680 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
Heating system
My financial situation:
I am a good candidate for this loan because...can pay it back
Monthly net income: $4500
Monthly expenses: $3000
Housing: $1100
Insurance: $200
Car expenses: $200
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $700
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $9,000.00 | 9/19/2012 5:04:12 PM |
historic-value7 | $300.00 | 9/19/2012 5:07:18 PM |
phenomenal-rate1 | $500.00 | 9/19/2012 5:05:42 PM |
historic-value7 | $200.00 | 9/19/2012 5:06:51 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
642598
This series of Notes was issued and sold upon the funding of the borrower loan #74914, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $177.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 40% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
18 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,276 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gold-honker1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tranquil-note5 | $50.00 | 9/21/2012 9:02:37 AM |
structure9 | $25.00 | 9/21/2012 9:13:12 AM |
RGlad | $300.00 | 9/21/2012 9:02:40 AM |
justreturns | $25.00 | 9/21/2012 9:09:08 AM |
special-dinero553 | $25.00 | 9/21/2012 9:21:36 AM |
phenomenal-rate1 | $500.00 | 9/21/2012 9:14:23 AM |
entertaining-revenue4 | $50.00 | 9/21/2012 9:15:48 AM |
tech310 | $50.00 | 9/21/2012 9:31:22 AM |
ready-justice7 | $50.00 | 9/21/2012 9:33:13 AM |
order-tamale | $400.00 | 9/21/2012 9:11:46 AM |
miamibeachloaner | $100.00 | 9/21/2012 9:13:52 AM |
Moneypenny6 | $25.00 | 9/21/2012 9:42:08 AM |
friendly-gold | $25.00 | 9/21/2012 9:45:20 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:36 AM |
urbane-income7 | $25.00 | 9/21/2012 9:52:10 AM |
community-burrito9 | $35.00 | 9/21/2012 9:28:50 AM |
JeremyLinFan | $30.00 | 9/21/2012 10:24:46 AM |
john0720 | $25.00 | 9/21/2012 10:37:29 AM |
jgar_O | $25.00 | 9/21/2012 10:55:35 AM |
forthright-trade | $35.00 | 9/21/2012 11:33:19 AM |
houli123 | $125.00 | 9/21/2012 11:51:27 AM |
Taxman44 | $25.00 | 9/21/2012 9:47:54 AM |
wwwUniversal | $25.00 | 9/21/2012 10:41:09 AM |
bullwink27 | $25.00 | 9/21/2012 12:24:03 PM |
MoneyBadger | $25.00 | 9/21/2012 9:55:13 AM |
pdub | $200.00 | 9/21/2012 12:22:08 PM |
CoolPlexer | $25.00 | 9/21/2012 10:33:37 AM |
tenacious-affluence | $25.00 | 9/21/2012 9:14:11 AM |
imogen22 | $50.00 | 9/21/2012 9:20:07 AM |
cash-mad-scientist3 | $25.00 | 9/21/2012 9:25:31 AM |
samurai2 | $25.00 | 9/21/2012 9:27:18 AM |
windguy | $50.00 | 9/21/2012 9:28:20 AM |
mercuriant | $25.00 | 9/21/2012 9:40:22 AM |
intuitive-benefit3 | $100.00 | 9/21/2012 9:27:53 AM |
impressive-loan | $100.00 | 9/21/2012 9:44:09 AM |
enriched-return057 | $100.00 | 9/21/2012 10:00:43 AM |
versatile-dime442 | $250.00 | 9/21/2012 9:25:57 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:54 AM |
lionheart722 | $100.00 | 9/21/2012 9:52:41 AM |
LeReve | $500.00 | 9/21/2012 9:29:24 AM |
gravbox | $25.00 | 9/21/2012 10:11:35 AM |
leverage-sensai6 | $25.00 | 9/21/2012 9:57:53 AM |
thankful-nickel2 | $25.00 | 9/21/2012 10:35:25 AM |
excellent-funds649 | $130.00 | 9/21/2012 10:21:47 AM |
terrific-dough6 | $50.00 | 9/21/2012 9:57:42 AM |
ethical-truth211 | $200.00 | 9/21/2012 12:21:28 PM |
MI2 | $420.00 | 9/21/2012 12:28:12 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
642604
This series of Notes was issued and sold upon the funding of the borrower loan #74745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,800.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Sep-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 23.12% |
Monthly payment:
| $103.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.96% | | |
| |
Estimated return*:
| 10.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 11y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $602 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| No | | |
Screen name:
| transparency-pal5 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2011)
|
Principal balance:
| $1,674.08 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Business Owner
Purpose of loan:
This loan will be used to pay for a jazz event with partial proceeds going toward Breast Cancer awareness month. The funds needed will cover a well known local jazz group and venue.
My financial situation: good
I am a good candidate for this loan because I pay my bills on time and will have a fast turn around in paying the funds back to the Prosper Organization.
Monthly net income: $4000
Monthly expenses: $1500
Housing: $0
Insurance: $229
Car expenses: $0
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $800
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $50.16 | 9/23/2012 12:01:54 PM |
RGlad | $150.00 | 9/23/2012 12:02:17 PM |
income-rocker2 | $50.00 | 9/23/2012 12:01:39 PM |
lucrative-loan | $29.84 | 9/23/2012 12:03:50 PM |
worth-blanket2 | $2,520.00 | 9/23/2012 12:03:15 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
642608
This series of Notes was issued and sold upon the funding of the borrower loan #75329, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $703.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 9.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1973 |
Debt/Income ratio:
| 78% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 35y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,483 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| community-czar3 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dynamic-money271 | $100.00 | 9/21/2012 5:04:20 PM |
j2ee | $50.00 | 9/21/2012 5:05:34 PM |
orange-spiritual-contract | $83.00 | 9/21/2012 5:11:08 PM |
abundanceforever | $52.50 | 9/21/2012 5:11:35 PM |
hope-percolator8 | $50.00 | 9/21/2012 5:09:17 PM |
nickel-ferret | $25.00 | 9/21/2012 5:13:29 PM |
imogen22 | $50.00 | 9/21/2012 5:10:37 PM |
auction-sage | $100.00 | 9/21/2012 5:15:19 PM |
special-dinero553 | $25.00 | 9/21/2012 5:12:14 PM |
radiant-dollar9 | $200.00 | 9/21/2012 5:15:58 PM |
affluence-microscope2 | $200.00 | 9/21/2012 5:03:00 PM |
versatile-dime442 | $250.00 | 9/21/2012 5:16:50 PM |
Investoman | $25.00 | 9/21/2012 5:21:36 PM |
LeReve | $500.00 | 9/21/2012 5:19:37 PM |
JBBank | $50.00 | 9/21/2012 5:20:02 PM |
durability-seahorse7 | $50.00 | 9/21/2012 5:20:22 PM |
tenacious-affluence | $25.00 | 9/21/2012 5:25:32 PM |
prudent-payment316 | $25.00 | 9/21/2012 5:28:22 PM |
bill-artisan7 | $25.00 | 9/21/2012 5:28:48 PM |
ready-justice7 | $50.00 | 9/21/2012 5:33:05 PM |
wetlands | $200.00 | 9/21/2012 5:14:34 PM |
DirtyJenga | $25.00 | 9/21/2012 5:41:09 PM |
enthusiastic-cash599 | $50.00 | 9/21/2012 5:19:00 PM |
lionheart722 | $100.00 | 9/21/2012 5:25:08 PM |
Tradesmanlender | $25.00 | 9/21/2012 5:52:15 PM |
FORESTCITYCAPITAL | $50.00 | 9/21/2012 5:57:33 PM |
chlebie | $50.00 | 9/21/2012 5:32:16 PM |
BostonCapital | $100.00 | 9/21/2012 6:06:38 PM |
IP | $25.00 | 9/21/2012 5:36:46 PM |
OnceUponAPenny | $25.00 | 9/21/2012 6:02:37 PM |
miked8303 | $50.00 | 9/21/2012 6:17:17 PM |
intuitive-benefit3 | $100.00 | 9/21/2012 6:17:59 PM |
zone6 | $100.00 | 9/21/2012 6:07:27 PM |
Zane314 | $50.00 | 9/21/2012 6:11:25 PM |
velocityasaurus-rex4 | $100.00 | 9/21/2012 6:24:45 PM |
mindful-generosity1 | $50.00 | 9/21/2012 6:15:59 PM |
helpinghand63 | $25.00 | 9/21/2012 6:23:12 PM |
Kissabledevil | $25.00 | 9/21/2012 7:37:35 PM |
excellent-funds649 | $130.00 | 9/21/2012 5:57:52 PM |
coin-tweet | $50.00 | 9/21/2012 6:56:01 PM |
bazaar-tulip | $25.00 | 9/21/2012 5:59:29 PM |
marketplace-pinnacle964 | $25.00 | 9/21/2012 6:09:10 PM |
best-phenomenal-treasure | $25.00 | 9/21/2012 6:14:52 PM |
KLCRAY | $25.00 | 9/22/2012 1:35:28 AM |
momentous-velocity5 | $50.00 | 9/21/2012 6:30:59 PM |
mikyazmar | $25.00 | 9/22/2012 6:07:37 AM |
Kumasan | $105.00 | 9/21/2012 9:37:43 PM |
california111 | $100.00 | 9/21/2012 10:00:18 PM |
Marssoft | $25.00 | 9/21/2012 10:58:35 PM |
Dharvesi | $50.00 | 9/22/2012 8:50:31 AM |
gold-miser9 | $100.00 | 9/22/2012 5:39:23 AM |
RothySkynx | $25.00 | 9/22/2012 9:37:01 AM |
p2p-voltage | $25.00 | 9/22/2012 6:18:12 AM |
Sunshine2222 | $25.00 | 9/22/2012 9:47:08 AM |
kulender | $50.00 | 9/22/2012 10:49:47 AM |
TheRiver08 | $25.00 | 9/22/2012 12:01:56 PM |
E_G | $50.00 | 9/22/2012 12:02:20 PM |
gothampark | $25.00 | 9/22/2012 8:01:41 AM |
gelidfrank | $25.00 | 9/22/2012 12:04:11 PM |
fulfilling-market2 | $28.00 | 9/22/2012 12:04:33 PM |
DL-JL | $25.00 | 9/22/2012 12:06:29 PM |
miamibeachloaner | $51.00 | 9/22/2012 12:03:34 PM |
commitment-tom-tom | $25.00 | 9/22/2012 12:08:25 PM |
samo102us | $25.00 | 9/22/2012 12:08:39 PM |
inspired-investment8 | $100.00 | 9/22/2012 12:11:41 PM |
DadWarbucks | $25.00 | 9/22/2012 12:06:13 PM |
MarcusOcean | $25.00 | 9/22/2012 12:14:16 PM |
transaction-animal8 | $25.00 | 9/22/2012 12:15:22 PM |
gizzywump | $25.00 | 9/22/2012 12:17:04 PM |
jamiee73 | $25.00 | 9/22/2012 12:00:38 PM |
WolRab | $50.00 | 9/22/2012 12:01:39 PM |
RetiredATC | $50.00 | 9/22/2012 12:02:30 PM |
dajen1 | $28.00 | 9/22/2012 12:21:39 PM |
boss653 | $25.00 | 9/22/2012 12:22:12 PM |
treasure-pipeline | $25.00 | 9/22/2012 12:15:29 PM |
rogue_monster | $50.00 | 9/22/2012 12:25:34 PM |
flexible-return297 | $25.00 | 9/22/2012 12:26:17 PM |
the-dollar-topper | $150.00 | 9/22/2012 12:21:40 PM |
investisure | $50.00 | 9/22/2012 12:29:36 PM |
bonus-goliath7 | $25.00 | 9/22/2012 12:30:32 PM |
downtownfarm | $25.00 | 9/22/2012 12:32:39 PM |
hanuman77 | $25.00 | 9/22/2012 12:09:47 PM |
WineDrop | $25.00 | 9/22/2012 12:32:51 PM |
mvalley | $25.00 | 9/22/2012 12:33:25 PM |
indomitable-dedication | $25.00 | 9/22/2012 12:11:17 PM |
smittyswim | $25.00 | 9/22/2012 12:27:41 PM |
loyalty-sherpa | $25.00 | 9/22/2012 12:12:31 PM |
investment-kingdom | $25.00 | 9/22/2012 12:12:44 PM |
colorado23 | $25.00 | 9/22/2012 12:37:14 PM |
Ducatiman1978 | $25.00 | 9/22/2012 12:30:38 PM |
enticing-note | $25.00 | 9/22/2012 12:16:42 PM |
loan-wasp | $50.00 | 9/22/2012 12:42:04 PM |
ultimate-payment | $25.00 | 9/22/2012 12:33:58 PM |
CSUgrad08 | $25.00 | 9/22/2012 12:43:30 PM |
Railbird | $50.00 | 9/22/2012 12:46:27 PM |
Veggie_Monkey | $25.00 | 9/22/2012 12:40:23 PM |
Cash-Flow | $1,500.00 | 9/22/2012 12:40:57 PM |
cosmof16 | $25.00 | 9/22/2012 12:47:54 PM |
marketplace-cello5 | $25.00 | 9/22/2012 12:27:09 PM |
lendacity | $25.00 | 9/22/2012 12:48:46 PM |
revolutionary082 | $27.27 | 9/22/2012 12:43:47 PM |
JoyfulVegetarian | $25.00 | 9/22/2012 12:28:54 PM |
tractorman | $25.00 | 9/22/2012 12:50:45 PM |
mobius_titan | $25.00 | 9/22/2012 12:45:02 PM |
point653 | $25.00 | 9/22/2012 12:51:02 PM |
Zipline | $25.00 | 9/22/2012 12:45:19 PM |
reflective-cash0 | $50.00 | 9/22/2012 12:46:50 PM |
integrity-builder | $50.00 | 9/22/2012 12:47:16 PM |
burgeoning-silver | $25.00 | 9/22/2012 12:47:20 PM |
zeelender | $25.00 | 9/22/2012 12:52:54 PM |
Rusheen_Capital_Partners | $250.00 | 9/22/2012 12:48:16 PM |
vestratech | $25.00 | 9/22/2012 12:48:26 PM |
HamachiMan | $50.00 | 9/22/2012 12:34:47 PM |
reasonable-transaction7 | $25.00 | 9/22/2012 12:54:24 PM |
heavenly-bazaar3 | $100.00 | 9/22/2012 12:50:19 PM |
williemc44 | $25.00 | 9/22/2012 12:37:10 PM |
dominickf | $50.00 | 9/22/2012 12:56:43 PM |
hope-equation | $25.00 | 9/22/2012 12:43:16 PM |
benjamins-utopia | $72.00 | 9/22/2012 12:53:49 PM |
top-abundant-community | $50.00 | 9/22/2012 12:55:14 PM |
Ivan2007 | $32.00 | 9/22/2012 1:03:45 PM |
Cubsfan07 | $25.00 | 9/22/2012 1:04:05 PM |
heart514 | $25.00 | 9/22/2012 12:57:45 PM |
meenan | $44.00 | 9/22/2012 1:04:25 PM |
Kjw19044 | $50.00 | 9/22/2012 12:47:59 PM |
dinero-ecstasy3 | $25.00 | 9/22/2012 12:48:50 PM |
wtrboy | $25.00 | 9/22/2012 1:05:32 PM |
pious-currency875 | $38.00 | 9/22/2012 1:05:59 PM |
jrbill1998 | $47.00 | 9/22/2012 12:49:30 PM |
enthusiastic-point | $25.00 | 9/22/2012 1:02:34 PM |
SmokeyMirror | $25.00 | 9/22/2012 12:52:37 PM |
orange-stable-gain | $50.00 | 9/22/2012 1:03:12 PM |
cbllender | $25.00 | 9/22/2012 12:53:13 PM |
deal-enrichment | $25.00 | 9/22/2012 1:03:30 PM |
truth-companion | $100.00 | 9/22/2012 12:53:47 PM |
fair-pound5 | $50.00 | 9/22/2012 12:54:02 PM |
brazilofmux | $92.00 | 9/22/2012 1:16:58 PM |
Banker7371 | $25.00 | 9/22/2012 12:56:50 PM |
CPAMAN | $25.00 | 9/22/2012 1:07:53 PM |
iolaire | $25.00 | 9/22/2012 1:09:07 PM |
income-buddy7 | $50.00 | 9/22/2012 1:10:17 PM |
agreement-network | $25.00 | 9/22/2012 1:22:56 PM |
bnlforever | $25.00 | 9/22/2012 1:02:35 PM |
the-yield-surfer | $25.00 | 9/22/2012 1:24:15 PM |
heroic-interest259 | $50.00 | 9/22/2012 1:04:32 PM |
Webpreneur | $50.00 | 9/22/2012 1:15:40 PM |
cutter21 | $25.00 | 9/22/2012 1:05:23 PM |
gallant-economy9 | $50.00 | 9/22/2012 1:16:41 PM |
krisran | $38.00 | 9/22/2012 1:06:36 PM |
F16Pilot | $25.00 | 9/22/2012 1:06:56 PM |
Maetryx | $25.00 | 9/22/2012 1:07:10 PM |
top-satisfying-value | $25.00 | 9/22/2012 1:08:26 PM |
Woobos | $25.00 | 9/22/2012 1:37:59 PM |
value-wind0 | $25.00 | 9/22/2012 1:39:24 PM |
JJYossarian | $50.00 | 9/22/2012 1:23:06 PM |
bajaruss | $25.00 | 9/22/2012 1:25:24 PM |
social-trumpet | $25.00 | 9/22/2012 1:17:17 PM |
jazzlender | $50.00 | 9/22/2012 1:44:07 PM |
JJ9876 | $25.00 | 9/22/2012 1:19:16 PM |
matthart | $25.00 | 9/22/2012 1:47:47 PM |
fcukciti | $35.00 | 9/22/2012 1:19:39 PM |
ILNJCC | $25.00 | 9/22/2012 1:20:21 PM |
magnificent-dime4 | $25.00 | 9/22/2012 1:51:10 PM |
syounker | $25.00 | 9/22/2012 1:20:58 PM |
benevolent-moola291 | $50.00 | 9/22/2012 1:33:20 PM |
adaboy65 | $100.00 | 9/22/2012 1:23:33 PM |
the-laudable-peso | $40.00 | 9/22/2012 1:26:00 PM |
shiregroup | $25.00 | 9/22/2012 1:26:39 PM |
green-lovely-finance | $25.00 | 9/22/2012 1:28:04 PM |
flexible-treasure480 | $25.00 | 9/22/2012 1:28:36 PM |
hopethisworks | $25.00 | 9/22/2012 1:29:01 PM |
paytonbrigadier | $250.00 | 9/22/2012 1:29:36 PM |
economy-lotus | $39.00 | 9/22/2012 1:47:04 PM |
safehouse947 | $100.00 | 9/22/2012 1:33:55 PM |
jazz619 | $25.00 | 9/22/2012 1:34:32 PM |
larrybird | $234.00 | 9/22/2012 1:50:15 PM |
aasx1108 | $25.00 | 9/22/2012 1:42:14 PM |
Headhunter14 | $30.00 | 9/22/2012 1:59:45 PM |
6moonbeams | $50.00 | 9/22/2012 1:49:33 PM |
Lacimae | $100.00 | 9/22/2012 1:57:01 PM |
phenomenal-rate1 | $500.00 | 9/21/2012 5:04:31 PM |
benevolent-loot5 | $200.00 | 9/21/2012 5:09:46 PM |
first-careful-currency | $300.00 | 9/21/2012 5:02:05 PM |
adventurer447 | $300.00 | 9/21/2012 5:19:58 PM |
100units | $26.00 | 9/21/2012 5:08:57 PM |
Taxman44 | $25.00 | 9/21/2012 5:27:57 PM |
urbane-income7 | $25.00 | 9/21/2012 5:31:35 PM |
transparency-silo2 | $25.00 | 9/21/2012 5:34:30 PM |
leverage-sensai6 | $25.00 | 9/21/2012 5:36:14 PM |
windguy | $50.00 | 9/21/2012 5:18:44 PM |
the-brilliant-currency | $25.00 | 9/21/2012 5:22:40 PM |
sensible-trade | $100.00 | 9/21/2012 5:25:45 PM |
friendly-gold | $25.00 | 9/21/2012 6:00:20 PM |
transparency-sapling | $25.00 | 9/21/2012 5:30:43 PM |
Med-Tech-Here | $28.00 | 9/21/2012 5:32:09 PM |
well-mannered-power8 | $25.00 | 9/21/2012 6:06:06 PM |
compoundinterest | $25.00 | 9/21/2012 6:06:24 PM |
JeremyLinFan | $30.00 | 9/21/2012 6:08:41 PM |
famous-bid9 | $25.00 | 9/21/2012 6:05:24 PM |
orange-market-amigo | $200.00 | 9/21/2012 6:18:37 PM |
mondial4 | $100.00 | 9/21/2012 6:07:38 PM |
Jager31 | $25.00 | 9/21/2012 6:25:08 PM |
thedoctor | $50.00 | 9/21/2012 6:12:58 PM |
Hokie83 | $50.00 | 9/21/2012 6:17:10 PM |
tranquil-note5 | $50.00 | 9/21/2012 5:53:24 PM |
missourimade | $25.00 | 9/21/2012 6:53:18 PM |
compassion-bauble4 | $25.00 | 9/21/2012 7:01:33 PM |
gold-pudding6 | $60.00 | 9/21/2012 6:08:27 PM |
poppinkid | $30.00 | 9/21/2012 6:09:05 PM |
bellaquito | $500.00 | 9/21/2012 6:18:04 PM |
durability-ace9 | $30.00 | 9/21/2012 6:20:08 PM |
Jarod213 | $25.00 | 9/21/2012 6:33:28 PM |
money-bauble | $200.00 | 9/21/2012 6:44:56 PM |
unger | $395.00 | 9/22/2012 3:53:32 AM |
gustavholstopus32 | $25.00 | 9/22/2012 5:17:24 AM |
ChoiceInvestments | $27.00 | 9/21/2012 7:51:25 PM |
ferdberfel | $25.00 | 9/22/2012 8:13:55 AM |
responsibility-butterfly | $25.00 | 9/22/2012 8:28:53 AM |
integrity-saver | $25.00 | 9/22/2012 12:00:35 PM |
redx | $25.00 | 9/22/2012 12:03:11 PM |
commanding-treasure2 | $75.00 | 9/22/2012 12:00:42 PM |
structure9 | $25.00 | 9/22/2012 12:07:33 PM |
Erikdbp | $25.00 | 9/22/2012 12:04:29 PM |
larslfe | $25.00 | 9/22/2012 12:09:06 PM |
steady-dime | $25.00 | 9/22/2012 12:09:58 PM |
CasaDeTomas | $50.00 | 9/22/2012 12:10:35 PM |
rcm87 | $50.00 | 9/22/2012 12:10:45 PM |
red-eloquent-rupee | $50.00 | 9/22/2012 12:14:58 PM |
Cheburashka | $30.00 | 9/22/2012 12:15:27 PM |
kginatl | $50.00 | 9/22/2012 12:10:25 PM |
breadbroker | $25.00 | 9/22/2012 12:20:09 PM |
kyomoon | $28.00 | 9/22/2012 12:14:15 PM |
value-showcase828 | $25.00 | 9/22/2012 12:03:20 PM |
spitzbergen | $25.00 | 9/22/2012 12:03:59 PM |
cash-reaction2 | $25.00 | 9/22/2012 12:15:40 PM |
ge0bab | $25.00 | 9/22/2012 12:18:34 PM |
selfmademan | $25.00 | 9/22/2012 12:25:48 PM |
coin-saffron5 | $50.00 | 9/22/2012 12:06:32 PM |
agreement-guild | $50.00 | 9/22/2012 12:20:00 PM |
new-truth-chuckler | $25.00 | 9/22/2012 12:20:20 PM |
tylerfd | $50.00 | 9/22/2012 12:06:49 PM |
the-bid-sorcerer | $48.00 | 9/22/2012 12:28:10 PM |
piter-to-la-investment | $25.00 | 9/22/2012 12:07:45 PM |
MadHun | $200.00 | 9/22/2012 12:08:04 PM |
AFFlyboy | $25.00 | 9/22/2012 12:29:24 PM |
spark548 | $25.00 | 9/22/2012 12:29:30 PM |
awe-inspiring-commitment972 | $50.00 | 9/22/2012 12:29:46 PM |
Sefotonga | $25.00 | 9/22/2012 12:30:23 PM |
principal-flow9 | $25.00 | 9/22/2012 12:31:09 PM |
dojo2 | $100.00 | 9/22/2012 12:32:30 PM |
tabbytiger | $100.00 | 9/22/2012 12:32:37 PM |
Cedm44 | $25.00 | 9/22/2012 12:27:11 PM |
dinero-speaker | $25.00 | 9/22/2012 12:33:27 PM |
useful-p2ploan | $25.00 | 9/22/2012 12:34:15 PM |
blivet1970 | $25.00 | 9/22/2012 12:38:49 PM |
dragonfly-amulet | $25.00 | 9/22/2012 12:39:24 PM |
bill-mushroom | $50.00 | 9/22/2012 12:17:18 PM |
transparency-halo | $25.00 | 9/22/2012 12:18:57 PM |
kencox | $25.00 | 9/22/2012 12:20:42 PM |
flexible-value | $50.00 | 9/22/2012 12:44:10 PM |
tranquil-credit0 | $25.00 | 9/22/2012 12:21:56 PM |
slartibardfast | $25.00 | 9/22/2012 12:45:41 PM |
aaronhthompson | $25.00 | 9/22/2012 12:38:29 PM |
sfmdg | $25.00 | 9/22/2012 12:25:11 PM |
successful-agreement7 | $100.00 | 9/22/2012 12:39:35 PM |
studious-bonus7 | $100.00 | 9/22/2012 12:25:53 PM |
skuba | $75.00 | 9/22/2012 12:47:35 PM |
NYCFinancier | $34.50 | 9/22/2012 12:42:18 PM |
commerce-web5 | $25.00 | 9/22/2012 12:42:50 PM |
mtp | $100.00 | 9/22/2012 12:43:12 PM |
financial-frenzy | $50.00 | 9/22/2012 12:49:54 PM |
letsmakeitsuccessful | $25.00 | 9/22/2012 12:45:16 PM |
DJC4 | $25.00 | 9/22/2012 12:45:28 PM |
Lam0nt | $25.00 | 9/22/2012 12:46:58 PM |
lisanate | $25.00 | 9/22/2012 12:31:49 PM |
gulch | $25.00 | 9/22/2012 12:48:22 PM |
the-profit-oracle | $25.00 | 9/22/2012 12:49:07 PM |
enthralling-deal53 | $100.00 | 9/22/2012 12:34:45 PM |
figs4u2 | $81.00 | 9/22/2012 12:35:02 PM |
runner262 | $25.00 | 9/22/2012 12:37:08 PM |
CaptainBlueberry | $25.00 | 9/22/2012 12:51:23 PM |
bid-czar8 | $100.00 | 9/22/2012 12:38:58 PM |
TheoProf | $25.00 | 9/22/2012 12:56:39 PM |
skillful-market6 | $25.00 | 9/22/2012 12:40:05 PM |
gold-gazelle | $25.00 | 9/22/2012 12:57:47 PM |
deal-vibrato | $25.00 | 9/22/2012 12:52:51 PM |
tinoepang | $25.00 | 9/22/2012 12:41:35 PM |
american6 | $50.00 | 9/22/2012 12:59:44 PM |
kindness-jedi | $25.00 | 9/22/2012 12:42:43 PM |
und-alum | $25.00 | 9/22/2012 1:00:19 PM |
Tylerh | $250.00 | 9/22/2012 1:01:41 PM |
Cobradude1 | $25.00 | 9/22/2012 1:02:32 PM |
gavinfh | $25.00 | 9/22/2012 12:55:49 PM |
rakstar | $25.00 | 9/22/2012 1:03:28 PM |
lostontheedge | $25.00 | 9/22/2012 12:47:41 PM |
ryanp100 | $25.00 | 9/22/2012 12:59:18 PM |
spyro | $25.00 | 9/22/2012 1:06:21 PM |
Zanch | $25.00 | 9/22/2012 1:08:39 PM |
gold-commander0 | $25.00 | 9/22/2012 1:11:23 PM |
bonanza1973 | $25.00 | 9/22/2012 1:13:32 PM |
wayman | $25.00 | 9/22/2012 12:53:16 PM |
green-peso-backer | $50.00 | 9/22/2012 1:15:33 PM |
wise-rupee-sanctuary | $50.00 | 9/22/2012 1:15:57 PM |
Darkjimson | $50.00 | 9/22/2012 1:05:02 PM |
nerdfactor | $25.00 | 9/22/2012 1:05:27 PM |
riproaringrapids | $50.00 | 9/22/2012 1:05:35 PM |
no_agenda_lender | $25.00 | 9/22/2012 1:18:40 PM |
euro-speaker8 | $100.00 | 9/22/2012 1:19:01 PM |
listing-vista | $50.00 | 9/22/2012 1:19:05 PM |
streak269 | $25.00 | 9/22/2012 1:07:50 PM |
GatorBux | $50.00 | 9/22/2012 12:57:12 PM |
Tideman | $25.00 | 9/22/2012 1:20:00 PM |
wonderous-p2ploan3 | $25.00 | 9/22/2012 1:08:32 PM |
haplender | $50.00 | 9/22/2012 1:10:00 PM |
jblack01 | $25.00 | 9/22/2012 1:10:32 PM |
attractive-duty9 | $25.00 | 9/22/2012 1:11:09 PM |
dospapalotes | $25.00 | 9/22/2012 1:22:19 PM |
poeman | $25.00 | 9/22/2012 1:22:30 PM |
HalfDayz | $25.00 | 9/22/2012 1:13:20 PM |
boater01 | $32.00 | 9/22/2012 1:25:34 PM |
magical-credit523 | $25.00 | 9/22/2012 1:05:15 PM |
bob_sacamano | $25.00 | 9/22/2012 1:32:41 PM |
bleacher | $25.00 | 9/22/2012 1:08:27 PM |
aggresive-truth179 | $25.00 | 9/22/2012 1:09:41 PM |
gracej | $25.00 | 9/22/2012 1:09:55 PM |
point-enforcer | $25.00 | 9/22/2012 1:20:33 PM |
BuffetRocks | $50.00 | 9/22/2012 1:36:04 PM |
csakhil | $50.00 | 9/22/2012 1:37:24 PM |
prohelper | $25.00 | 9/22/2012 1:22:07 PM |
hope-eagle6 | $25.00 | 9/22/2012 1:22:38 PM |
Incredible_Bob | $25.00 | 9/22/2012 1:42:00 PM |
DcUnited | $25.00 | 9/22/2012 1:16:22 PM |
elasermd | $39.00 | 9/22/2012 1:18:33 PM |
iamricher | $25.00 | 9/22/2012 1:27:40 PM |
dedication-merman | $25.00 | 9/22/2012 1:28:22 PM |
market-assembler | $50.00 | 9/22/2012 1:47:44 PM |
brightest-affluence-motivator | $50.00 | 9/22/2012 1:29:49 PM |
Aimvest | $25.00 | 9/22/2012 1:52:12 PM |
hard-working-rate3 | $25.00 | 9/22/2012 1:32:18 PM |
ivadood | $50.00 | 9/22/2012 1:22:52 PM |
newest-peace-surgeon | $51.00 | 9/22/2012 2:03:25 PM |
authentic-liberty7 | $25.00 | 9/22/2012 2:05:46 PM |
velocity-javelin8 | $25.00 | 9/22/2012 1:24:26 PM |
Victor-E-Lane | $25.00 | 9/22/2012 1:36:51 PM |
unrelenting-auction7 | $25.00 | 9/22/2012 1:24:59 PM |
wigglesworth4 | $100.00 | 9/22/2012 1:39:41 PM |
commerce-viking1 | $50.00 | 9/22/2012 1:39:48 PM |
Cronos | $100.00 | 9/22/2012 1:26:24 PM |
wwwUniversal | $25.00 | 9/22/2012 1:42:40 PM |
theshef | $25.00 | 9/22/2012 1:45:46 PM |
unforgettable-order9 | $50.00 | 9/22/2012 1:47:06 PM |
deal-promiser1 | $50.00 | 9/22/2012 1:34:59 PM |
unrivaled-silver | $25.00 | 9/22/2012 1:49:08 PM |
IslandParadise | $30.00 | 9/22/2012 1:59:14 PM |
payout-paradise5 | $25.00 | 9/22/2012 2:04:38 PM |
rescue | $100.00 | 9/22/2012 1:46:38 PM |
principal-cooker2 | $50.00 | 9/22/2012 1:49:03 PM |
Rick21 | $25.00 | 9/22/2012 1:49:23 PM |
unassassinable | $25.00 | 9/22/2012 1:50:02 PM |
brightest-dynamic-liberty | $25.00 | 9/22/2012 2:03:04 PM |
profitable-benefit952 | $4.73 | 9/22/2012 2:22:48 PM |
361 Investments
|
Borrower Payment Dependent Notes Series
642640
This series of Notes was issued and sold upon the funding of the borrower loan #75524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $557.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 19% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 12y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Principal |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,065 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| listing-caravan3 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt
My financial situation:
I am a good candidate for this loan because I have an excellent credit rating, an excellent payment history and a long employment history with a good salary.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LOANS-LOANS-LOANS | $25.00 | 9/22/2012 7:20:37 AM |
best-bonafide-p2p | $100.00 | 9/19/2012 5:02:58 PM |
Castellan | $50.00 | 9/19/2012 5:04:51 PM |
imogen22 | $50.00 | 9/19/2012 5:11:12 PM |
fund-medalist171 | $30.00 | 9/19/2012 5:15:35 PM |
bazaar-tulip | $25.00 | 9/19/2012 5:41:28 PM |
Taxman44 | $25.00 | 9/19/2012 5:45:53 PM |
marketplace-singularity3 | $100.00 | 9/19/2012 5:28:14 PM |
Cai8899 | $25.00 | 9/19/2012 5:29:23 PM |
ready-interest9 | $25.00 | 9/19/2012 6:02:42 PM |
logical-reward8 | $25.00 | 9/19/2012 5:21:43 PM |
martinatime | $50.00 | 9/19/2012 5:41:05 PM |
azazle | $50.00 | 9/19/2012 7:03:43 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:43 PM |
speedy-point | $25.00 | 9/19/2012 11:47:06 PM |
kenji4861 | $25.00 | 9/19/2012 6:03:12 PM |
mtquan | $25.00 | 9/19/2012 6:04:07 PM |
Vector | $25.00 | 9/20/2012 5:38:00 AM |
bellaquito | $500.00 | 9/19/2012 6:28:40 PM |
promise2 | $40.58 | 9/20/2012 8:26:59 AM |
blot44 | $25.00 | 9/19/2012 8:39:42 PM |
Lev8 | $25.00 | 9/20/2012 6:06:19 AM |
napmanger | $100.00 | 9/19/2012 9:49:45 PM |
penny-drum7 | $25.00 | 9/20/2012 6:51:12 AM |
devoider | $25.00 | 9/20/2012 7:11:44 AM |
Gamblor | $67.86 | 9/20/2012 8:31:49 AM |
broosky2 | $100.00 | 9/20/2012 7:44:44 AM |
spartacusiam | $25.00 | 9/20/2012 9:10:00 AM |
puifais | $50.00 | 9/20/2012 9:18:16 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:35 AM |
quarkyuzu | $50.00 | 9/20/2012 11:33:58 AM |
la_tim | $90.00 | 9/20/2012 2:34:09 PM |
overflowinglife | $50.00 | 9/20/2012 10:24:59 AM |
lendacity | $25.00 | 9/20/2012 5:04:27 PM |
shaker348 | $50.00 | 9/20/2012 10:36:55 AM |
beer-gardener | $25.00 | 9/20/2012 1:42:14 PM |
sacopt | $25.00 | 9/20/2012 10:40:00 AM |
excellent-funds649 | $50.00 | 9/20/2012 5:12:38 PM |
tomdooley12520 | $50.00 | 9/20/2012 2:35:30 PM |
EJPiper | $35.58 | 9/20/2012 11:59:59 AM |
smart-note9 | $25.00 | 9/20/2012 6:14:12 PM |
senior1 | $25.00 | 9/20/2012 5:43:53 PM |
blue-order-comet | $100.00 | 9/20/2012 6:43:47 PM |
adventurer447 | $300.00 | 9/20/2012 5:48:01 PM |
platinum-lightning | $50.00 | 9/20/2012 6:04:15 PM |
FWF-kinetic | $25.00 | 9/20/2012 10:00:41 PM |
impartial-economy1 | $25.00 | 9/20/2012 5:57:08 PM |
admscr108 | $25.00 | 9/20/2012 9:01:11 PM |
LimaGuy | $76.98 | 9/20/2012 6:11:10 PM |
california111 | $250.00 | 9/20/2012 10:58:40 PM |
mighty-return326 | $150.00 | 9/21/2012 7:17:06 AM |
Quid-Pro-Quo | $27.24 | 9/20/2012 7:18:54 PM |
zippy-revenue8 | $30.00 | 9/21/2012 4:43:32 AM |
trustworthy-finance6 | $300.00 | 9/20/2012 9:05:18 PM |
massuot | $25.00 | 9/20/2012 9:14:56 PM |
investment-genetics90 | $25.00 | 9/21/2012 9:07:50 AM |
lendersf | $50.00 | 9/21/2012 8:43:26 AM |
coin-kin | $25.00 | 9/21/2012 6:09:59 AM |
first-serene-credit | $25.00 | 9/21/2012 9:10:04 AM |
proud-pound4 | $25.00 | 9/21/2012 9:20:20 AM |
Brisket_Bob | $28.34 | 9/21/2012 7:23:40 AM |
worth21 | $25.00 | 9/21/2012 8:12:42 AM |
reaction5 | $25.00 | 9/21/2012 9:20:09 AM |
compoundinterest | $25.00 | 9/21/2012 9:31:14 AM |
chac | $500.00 | 9/21/2012 9:49:19 AM |
wise-peaceful-note | $25.00 | 9/21/2012 9:54:24 AM |
fly4sugar | $50.00 | 9/21/2012 10:25:47 AM |
moola-accelerator6 | $30.00 | 9/21/2012 10:49:06 AM |
green-tree-shake | $40.00 | 9/21/2012 10:55:22 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:47 AM |
social-zebra | $30.00 | 9/21/2012 12:41:20 PM |
Gordon_Gekko1 | $25.00 | 9/21/2012 10:53:47 AM |
currency-persimmon | $50.00 | 9/21/2012 2:19:26 PM |
doopers | $25.00 | 9/21/2012 3:09:57 PM |
producer455 | $25.00 | 9/21/2012 4:25:08 PM |
ready-vigilance3 | $50.00 | 9/21/2012 3:19:13 PM |
elated-wealth876 | $100.00 | 9/21/2012 4:47:18 PM |
leverage-monger | $25.00 | 9/21/2012 2:01:11 PM |
unrelenting-platinum2 | $25.00 | 9/21/2012 2:44:11 PM |
britgsb | $50.00 | 9/21/2012 5:46:30 PM |
clenh2o | $25.00 | 9/21/2012 8:52:23 PM |
ore-frontier | $50.00 | 9/21/2012 11:56:05 PM |
liberty-point | $100.00 | 9/22/2012 7:00:19 AM |
rockhound84 | $25.00 | 9/22/2012 7:16:47 AM |
nalaari | $44.01 | 9/22/2012 6:39:12 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:44 AM |
jybank | $50.00 | 9/22/2012 9:59:31 AM |
penny-kahuna0 | $25.00 | 9/22/2012 7:45:10 AM |
awwaww | $25.00 | 9/22/2012 12:00:48 PM |
Leopoldine | $28.00 | 9/22/2012 11:34:51 AM |
Charmart | $25.00 | 9/22/2012 12:16:26 PM |
djh47a | $25.00 | 9/22/2012 12:36:37 PM |
Yogidog | $25.00 | 9/22/2012 12:44:42 PM |
integrity-builder | $50.00 | 9/22/2012 12:56:16 PM |
wwwUniversal | $25.00 | 9/22/2012 1:42:38 PM |
greenback-snowdome1 | $100.00 | 9/22/2012 7:17:42 PM |
gold-mate1 | $25.00 | 9/22/2012 3:54:52 PM |
Iwillhuntyoudown | $25.00 | 9/22/2012 8:25:06 PM |
natural-greenback6 | $25.00 | 9/22/2012 9:05:06 PM |
auctionator1 | $25.00 | 9/22/2012 9:45:29 PM |
gain-neutrino9 | $25.00 | 9/22/2012 6:48:49 PM |
sgt-schultz | $25.00 | 9/23/2012 4:07:02 AM |
Feyenoord | $30.00 | 9/22/2012 6:16:15 PM |
aesop56 | $25.00 | 9/22/2012 11:12:41 PM |
340 | $25.00 | 9/22/2012 11:20:43 PM |
rootcanaler | $100.00 | 9/22/2012 8:32:16 PM |
loyaltyologist | $25.00 | 9/23/2012 11:05:15 AM |
dough-kitten5 | $50.00 | 9/23/2012 8:36:41 AM |
buckeye55 | $25.00 | 9/23/2012 8:54:39 AM |
icon7 | $100.00 | 9/23/2012 8:51:05 AM |
discrete-gold579 | $50.00 | 9/23/2012 11:30:48 AM |
Centaur | $25.00 | 9/23/2012 2:47:48 PM |
antlr | $25.00 | 9/23/2012 5:43:38 PM |
liberty-prometheus6 | $25.00 | 9/23/2012 12:54:22 PM |
Bski745 | $50.00 | 9/23/2012 1:27:08 PM |
Truckie-FD | $55.08 | 9/23/2012 1:35:57 PM |
spy0 | $25.00 | 9/23/2012 3:07:31 PM |
guild221 | $25.00 | 9/23/2012 5:43:17 PM |
Suit | $750.00 | 9/24/2012 6:33:55 AM |
contract-victor5 | $30.00 | 9/23/2012 6:56:08 PM |
be_wise | $25.00 | 9/23/2012 7:28:43 PM |
CJMC | $25.00 | 9/23/2012 7:01:15 PM |
engbusres | $50.00 | 9/23/2012 9:44:52 PM |
onecooldrink | $25.00 | 9/24/2012 2:05:53 AM |
dough-hammock | $25.00 | 9/23/2012 9:54:22 PM |
Actuary | $50.00 | 9/23/2012 10:35:25 PM |
omegamon1 | $25.00 | 9/24/2012 5:33:03 AM |
lions_crown | $25.00 | 9/24/2012 6:36:14 AM |
heartpounding-loyalty7 | $25.00 | 9/24/2012 9:10:31 AM |
herbyman | $50.00 | 9/24/2012 7:31:35 AM |
brainy-credit1 | $80.00 | 9/24/2012 8:20:02 AM |
Machiavelli1 | $25.00 | 9/24/2012 8:37:46 AM |
mr_haldane | $100.00 | 9/24/2012 9:11:43 AM |
determined-economy460 | $25.00 | 9/24/2012 9:23:08 AM |
pythia | $25.00 | 9/24/2012 11:12:23 AM |
QuincyCapital | $25.00 | 9/24/2012 9:33:26 AM |
blLending | $25.00 | 9/24/2012 11:57:47 AM |
kindness-party | $25.00 | 9/24/2012 12:03:45 PM |
flyfisherman99 | $35.00 | 9/24/2012 12:54:24 PM |
gristle_mcthornbody | $25.00 | 9/24/2012 10:00:31 AM |
Netminder | $25.00 | 9/24/2012 1:29:43 PM |
wise-agile-investment | $25.00 | 9/24/2012 1:38:28 PM |
HaniaGroup | $29.56 | 9/24/2012 1:54:43 PM |
red-fervent-deal | $25.00 | 9/24/2012 10:19:21 AM |
Index_Plus | $968.02 | 9/24/2012 2:45:28 PM |
JpNetInvestments | $100.00 | 9/24/2012 10:32:38 AM |
generosity-battalion0 | $50.00 | 9/24/2012 10:42:02 AM |
kwan | $25.00 | 9/24/2012 11:09:36 AM |
Ktodd | $25.54 | 9/24/2012 11:12:15 AM |
Armenish | $100.00 | 9/24/2012 11:15:20 AM |
gazza49185 | $34.87 | 9/24/2012 11:38:38 AM |
SamyFromRI | $25.00 | 9/24/2012 11:59:11 AM |
lunareclipse | $100.00 | 9/24/2012 12:46:40 PM |
Bank_Of_XL | $25.00 | 9/19/2012 5:03:29 PM |
BDL-Roth | $25.00 | 9/19/2012 5:22:12 PM |
repayment-pagoda8 | $100.00 | 9/19/2012 5:08:42 PM |
auction-sage | $100.00 | 9/19/2012 5:16:34 PM |
durability-seahorse7 | $50.00 | 9/19/2012 5:24:48 PM |
windguy | $50.00 | 9/19/2012 5:21:07 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:27 PM |
proper-exchange8 | $50.00 | 9/19/2012 5:46:32 PM |
shrewd-deal | $25.00 | 9/19/2012 6:12:59 PM |
socrates520 | $50.00 | 9/19/2012 11:34:13 PM |
EnglishGeekInNYC | $50.00 | 9/19/2012 6:32:46 PM |
Great-Mom | $25.00 | 9/20/2012 6:53:23 AM |
jubilant-capital1 | $100.00 | 9/20/2012 7:45:20 AM |
wojo | $25.00 | 9/20/2012 3:37:28 AM |
Robin_Hood | $200.00 | 9/20/2012 8:22:55 AM |
cerebral-dollar773 | $25.00 | 9/19/2012 8:20:36 PM |
bold-wampum-compadre | $45.00 | 9/20/2012 4:46:53 AM |
bonafide-economy | $25.00 | 9/20/2012 6:54:17 AM |
market-trooper3 | $30.00 | 9/20/2012 7:03:31 AM |
CheapDolo22 | $25.00 | 9/20/2012 8:32:42 AM |
girlwithglasses | $50.00 | 9/20/2012 9:38:57 AM |
wise-interest-wildebeest | $25.00 | 9/20/2012 9:13:02 AM |
roadster199 | $25.00 | 9/20/2012 10:04:16 AM |
astute-benjamins | $150.00 | 9/20/2012 9:42:25 AM |
openness-prospector | $25.00 | 9/20/2012 9:22:15 AM |
a-finance-director | $50.00 | 9/20/2012 10:16:06 AM |
compatible-deal9 | $50.00 | 9/20/2012 11:39:24 AM |
transaction-keeper5 | $25.00 | 9/20/2012 9:49:58 AM |
systematic-value343 | $50.00 | 9/20/2012 12:03:32 PM |
ResQDoc | $25.00 | 9/20/2012 12:08:31 PM |
qwknick57 | $25.00 | 9/20/2012 10:14:36 AM |
ferpeiks | $100.00 | 9/20/2012 1:43:56 PM |
tigerlady92 | $25.00 | 9/20/2012 2:21:22 PM |
UHcougars | $25.00 | 9/20/2012 4:17:23 PM |
agalt | $150.00 | 9/20/2012 10:53:57 AM |
duty-monger | $50.00 | 9/20/2012 2:17:33 PM |
power-persimmon5 | $50.00 | 9/20/2012 4:24:37 PM |
capmlend | $100.00 | 9/20/2012 11:45:07 AM |
value-trophy8 | $87.14 | 9/20/2012 12:01:39 PM |
kevin314 | $25.00 | 9/20/2012 5:53:00 PM |
silver-stacker | $25.00 | 9/20/2012 5:26:50 PM |
Investoman | $25.00 | 9/20/2012 5:41:24 PM |
loyalty-czar | $120.00 | 9/20/2012 6:56:40 PM |
Ambassador | $50.00 | 9/21/2012 4:13:35 AM |
blue-laudable-dinero | $50.00 | 9/20/2012 9:06:40 PM |
leverage-grove6 | $35.00 | 9/20/2012 7:08:11 PM |
listing-dreams1 | $200.00 | 9/21/2012 6:59:48 AM |
john0720 | $25.00 | 9/21/2012 7:08:03 AM |
miked8303 | $50.00 | 9/21/2012 9:04:46 AM |
chicagobanker | $50.00 | 9/20/2012 10:32:28 PM |
JackinGreen | $50.00 | 9/21/2012 8:09:36 AM |
mclapperton | $52.19 | 9/21/2012 4:43:46 AM |
the-magnetic-transaction | $200.00 | 9/21/2012 9:13:07 AM |
income-awakening6 | $25.00 | 9/21/2012 8:41:12 AM |
american6 | $35.00 | 9/21/2012 9:22:24 AM |
djs81 | $75.00 | 9/21/2012 9:11:52 AM |
forthright-euro8 | $25.00 | 9/21/2012 9:15:22 AM |
AFairDeal | $25.00 | 9/21/2012 9:35:51 AM |
vigilance-spinner3 | $25.00 | 9/21/2012 11:32:25 AM |
MI2 | $5,000.00 | 9/21/2012 12:27:55 PM |
openness-cosmos9 | $50.00 | 9/21/2012 12:39:59 PM |
first-graceful-contract | $36.79 | 9/21/2012 12:43:48 PM |
commanding-bid973 | $50.00 | 9/21/2012 1:00:14 PM |
giftgold | $25.00 | 9/21/2012 12:53:08 PM |
pdub | $750.00 | 9/21/2012 12:20:10 PM |
Oakland | $50.00 | 9/21/2012 4:27:47 PM |
charming-balance5 | $50.00 | 9/21/2012 4:44:19 PM |
Laissez-faire | $50.00 | 9/21/2012 4:18:25 PM |
PPLIN810 | $25.28 | 9/21/2012 5:48:28 PM |
benjamins-thunder | $25.00 | 9/21/2012 6:12:01 PM |
Long-term2040 | $25.00 | 9/21/2012 6:52:52 PM |
coin-tweet | $50.00 | 9/21/2012 6:55:57 PM |
income-buffalo1 | $81.63 | 9/21/2012 7:15:59 PM |
mlm_invests | $48.18 | 9/21/2012 8:51:02 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:28 PM |
Megaton | $25.00 | 9/21/2012 8:31:13 PM |
northern_paddler | $25.00 | 9/21/2012 8:55:47 PM |
hopeful_lender | $125.00 | 9/21/2012 9:42:53 PM |
jcornehlsen | $25.00 | 9/21/2012 6:19:49 PM |
blackstar | $25.00 | 9/22/2012 5:44:34 AM |
houli123 | $50.00 | 9/22/2012 3:11:34 AM |
interest88 | $68.00 | 9/22/2012 6:54:32 AM |
radforj22 | $50.00 | 9/22/2012 6:38:30 AM |
grotheik | $30.00 | 9/22/2012 6:53:49 AM |
viennese | $25.00 | 9/22/2012 7:12:04 AM |
kind-exchange-association | $25.00 | 9/21/2012 11:51:47 PM |
sri59 | $100.00 | 9/22/2012 2:58:02 AM |
repayment-uprising | $29.03 | 9/22/2012 10:00:43 AM |
passivesf | $50.00 | 9/22/2012 10:03:54 AM |
Rivervale_Westwood | $25.00 | 9/22/2012 11:31:40 AM |
well-mannered-income3 | $80.00 | 9/22/2012 12:03:56 PM |
SomebodysMom | $40.00 | 9/22/2012 9:24:25 AM |
hitsman | $50.00 | 9/22/2012 11:38:04 AM |
handy-money9 | $75.00 | 9/22/2012 12:24:05 PM |
proper-commitment5 | $25.00 | 9/22/2012 12:41:33 PM |
bowdish1 | $100.00 | 9/22/2012 12:43:13 PM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:33 PM |
first-favorite-bonus9 | $25.00 | 9/22/2012 1:21:25 PM |
nuclearmoose | $50.00 | 9/22/2012 1:16:25 PM |
Tradesmanlender | $25.00 | 9/22/2012 1:06:02 PM |
hard-working-rate3 | $25.00 | 9/22/2012 1:32:17 PM |
northwoodsguy | $50.00 | 9/22/2012 3:34:04 PM |
neighborly-hope6 | $100.00 | 9/22/2012 1:36:07 PM |
sushi537 | $25.00 | 9/22/2012 3:56:15 PM |
payment-halo | $25.00 | 9/22/2012 3:05:59 PM |
payment-hugger7 | $50.00 | 9/22/2012 7:59:40 PM |
payment-gusto | $25.00 | 9/22/2012 5:45:05 PM |
magnetic-integrity7 | $25.00 | 9/23/2012 12:17:00 AM |
chrisb1414 | $25.00 | 9/22/2012 5:46:44 PM |
enchanted-truth264 | $25.22 | 9/22/2012 9:19:23 PM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:46 PM |
Supernick | $1,000.00 | 9/22/2012 8:32:47 PM |
nevee | $35.00 | 9/22/2012 9:02:41 PM |
payment-associate5 | $100.00 | 9/23/2012 2:40:57 AM |
Interloper | $25.00 | 9/22/2012 9:33:12 PM |
brightest-benjamins-onator | $25.00 | 9/23/2012 8:02:05 AM |
economy-popcorn | $25.00 | 9/23/2012 10:53:30 AM |
cash-cymbal3 | $100.00 | 9/23/2012 12:16:44 PM |
flo_rida | $100.00 | 9/23/2012 12:37:04 PM |
supersarah61 | $25.00 | 9/23/2012 2:57:05 PM |
interest-jedi785 | $100.00 | 9/23/2012 4:36:56 PM |
emphatic-responsibility | $29.00 | 9/23/2012 12:48:27 PM |
top-deal-achievement | $44.61 | 9/23/2012 6:18:06 PM |
cordial-affluence2 | $25.00 | 9/23/2012 7:30:23 PM |
euro-eagle1 | $25.00 | 9/23/2012 8:23:21 PM |
first-dinero-temple | $25.00 | 9/23/2012 9:16:10 PM |
96MustangGT | $60.00 | 9/23/2012 5:49:23 PM |
prudent-bid3 | $25.00 | 9/24/2012 6:33:59 AM |
new-marketplace-lyrics | $25.00 | 9/23/2012 3:32:19 PM |
DalawaFunds | $50.00 | 9/23/2012 3:48:59 PM |
simplelender80 | $500.00 | 9/24/2012 7:16:58 AM |
the-determined-value | $50.00 | 9/23/2012 8:03:57 PM |
rakey | $25.00 | 9/23/2012 8:14:12 PM |
calamango | $50.00 | 9/24/2012 9:01:46 AM |
coin-lesson3 | $39.38 | 9/24/2012 6:31:11 AM |
ouyangers | $100.00 | 9/24/2012 4:21:59 AM |
SourDoughSteve | $25.00 | 9/24/2012 7:26:29 AM |
dynadave | $1,000.00 | 9/24/2012 9:21:48 AM |
moola-gargantuan9 | $50.00 | 9/24/2012 7:48:43 AM |
WxChem | $25.00 | 9/24/2012 9:01:58 AM |
listing-reformation8 | $120.00 | 9/24/2012 10:33:36 AM |
DS84 | $40.98 | 9/24/2012 9:38:33 AM |
mykkai | $25.00 | 9/24/2012 12:16:59 PM |
dlenz | $25.00 | 9/24/2012 12:53:34 PM |
amc3 | $25.00 | 9/24/2012 12:59:41 PM |
Hobson | $40.00 | 9/24/2012 1:49:18 PM |
fascinating-transparency6 | $30.00 | 9/24/2012 1:55:19 PM |
dukeiyer | $25.00 | 9/24/2012 10:52:20 AM |
Cotter | $50.00 | 9/24/2012 11:14:33 AM |
MonkeyHero | $26.44 | 9/24/2012 12:09:38 PM |
wfish52 | $26.47 | 9/24/2012 1:33:57 PM |
think_globally_act_locally | $50.00 | 9/24/2012 1:43:59 PM |
Gyroman | $53.00 | 9/24/2012 2:26:38 PM |
swampman | $50.00 | 9/24/2012 2:18:18 PM |
307 Investments
|
Borrower Payment Dependent Notes Series
642670
This series of Notes was issued and sold upon the funding of the borrower loan #75161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 38% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 8y 2m |
Amount delinquent:
| $2,564 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,432 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-justice-circuit |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: Pay debt, fix car
This loan will be used to pay some debt and do necessary maintenance to my car.
My financial situation: Fair
I am a good candidate for this loan because I pay my
Monthly net income: $ 40,000
Monthly expenses: $ 1,100
Housing: $ 600
Insurance: $ 60
Car expenses: $ 60
Utilities: $ 30
Phone, cable, internet: $ 50
Food, entertainment: $ 50
Clothing, household expenses: $ 50
Credit cards and other loans: $ 100
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
durability-seahorse7 | $50.00 | 9/19/2012 5:24:48 PM |
worthy-bid8 | $30.00 | 9/19/2012 6:01:12 PM |
bewitching-dollar5 | $100.00 | 9/19/2012 6:10:15 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:27 PM |
ultimate-peace | $62.50 | 9/20/2012 4:48:59 AM |
LuvToLend | $25.00 | 9/20/2012 11:41:00 AM |
cp-family | $50.00 | 9/20/2012 5:20:15 PM |
deal-hickory5 | $100.00 | 9/20/2012 5:21:18 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:15 AM |
mammalian4 | $25.00 | 9/20/2012 7:23:26 PM |
first-serene-credit | $25.00 | 9/21/2012 9:25:57 AM |
RotJ | $100.00 | 9/21/2012 12:36:34 PM |
joey1011 | $25.00 | 9/21/2012 2:03:10 PM |
papaloha | $25.00 | 9/21/2012 10:03:54 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:28 PM |
Skynxhunt | $25.00 | 9/22/2012 9:32:16 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:44 AM |
SecondChanceLendingSERV | $25.00 | 9/22/2012 10:14:14 AM |
integrity-builder | $50.00 | 9/22/2012 12:53:00 PM |
impala6464 | $30.36 | 9/22/2012 7:00:10 PM |
marwadi-62 | $25.00 | 9/23/2012 8:30:46 AM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:16 AM |
reasonable-nickel6 | $25.00 | 9/23/2012 12:23:18 PM |
SalesGuyMN | $154.81 | 9/23/2012 7:34:46 PM |
first-dinero-temple | $25.00 | 9/23/2012 9:20:59 PM |
simplelender80 | $447.33 | 9/24/2012 7:16:58 AM |
speedy-point | $25.00 | 9/19/2012 11:47:07 PM |
mrxtravis | $25.00 | 9/20/2012 10:34:20 AM |
california111 | $100.00 | 9/21/2012 7:28:49 AM |
loyalist1 | $100.00 | 9/21/2012 8:19:24 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:47 AM |
pdub | $200.00 | 9/21/2012 12:22:01 PM |
kulender | $50.00 | 9/21/2012 1:49:40 PM |
melodious-openness | $200.00 | 9/22/2012 4:47:20 AM |
NorthernFunds | $25.00 | 9/22/2012 3:39:44 PM |
newest-generous-income | $25.00 | 9/24/2012 2:26:47 AM |
Kunakiku | $25.00 | 9/23/2012 8:35:11 PM |
eoppy | $50.00 | 9/23/2012 9:32:57 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
642712
This series of Notes was issued and sold upon the funding of the borrower loan #74907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $276.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 7% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 4m |
Amount delinquent:
| $1,380 |
Total credit lines:
| 28 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,672 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cak001 |
Borrower's state:
| Maryland |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 700-719 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 1
( 3% )
| 680-699
(Aug-2007)
|
Principal balance:
| $0.27 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay down high interest credit card debt.
My financial situation:
I am a good candidate for this loan because my financial situation is very stable. My employment and skill set is in the IT field which has a bright future. I'm also a previous Prosper customer with an excellent payment history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
phenomenal-rate1 | $500.00 | 9/24/2012 5:03:38 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:56 PM |
wetlands | $200.00 | 9/24/2012 5:12:08 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:02 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:15 PM |
CMJ-Partners | $100.00 | 9/24/2012 5:10:04 PM |
worth-blanket2 | $10,800.00 | 9/24/2012 5:12:22 PM |
felicity-contributor3 | $35.00 | 9/24/2012 5:09:04 PM |
vutah | $45.00 | 9/24/2012 5:04:30 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
642766
This series of Notes was issued and sold upon the funding of the borrower loan #75054, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $188.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 25% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,754 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cognizant-credit116 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I want to pay off smaller debts
Purpose of loan:
This loan will be used to pay off smaller high interest debts to have only 1 payment per month.
My financial situation:
I am a good candidate for this loan because it will save me money each month on interest and multiple payments
Monthly net income: $3333
Monthly expenses: $400
Housing: $600
Insurance: husband pays
Car expenses: $400
Utilities: husband pays
Phone, cable, internet: $55
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-microscope2 | $200.00 | 9/24/2012 5:02:28 PM |
j2ee | $50.00 | 9/24/2012 5:04:57 PM |
wonder3 | $25.00 | 9/24/2012 5:05:23 PM |
order-tamale | $400.00 | 9/24/2012 5:01:52 PM |
pierrelasvegas | $25.00 | 9/24/2012 5:10:42 PM |
nickel-ferret | $25.00 | 9/24/2012 5:11:39 PM |
BostonCapital | $100.00 | 9/24/2012 5:04:04 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:37 PM |
versatile-dime442 | $250.00 | 9/24/2012 5:14:30 PM |
musegaze | $50.00 | 9/24/2012 5:06:23 PM |
useful-money715 | $25.00 | 9/24/2012 5:21:28 PM |
cash-kin7 | $25.00 | 9/24/2012 5:21:53 PM |
leverage-sensai6 | $25.00 | 9/24/2012 5:12:45 PM |
azazle | $50.00 | 9/24/2012 5:13:24 PM |
radiant-dollar9 | $200.00 | 9/24/2012 5:13:34 PM |
terrific-dough6 | $50.00 | 9/24/2012 5:14:39 PM |
newest-currency-vibrato | $25.00 | 9/24/2012 5:18:27 PM |
flo_rida | $100.00 | 9/24/2012 5:20:44 PM |
supreme-treasure8 | $100.00 | 9/24/2012 5:10:31 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:57 PM |
Beld | $50.00 | 9/24/2012 5:03:57 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:21 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:03 PM |
LeReve | $500.00 | 9/24/2012 5:16:53 PM |
commerce-venture1 | $25.00 | 9/24/2012 5:06:59 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:15 PM |
special-dinero553 | $25.00 | 9/24/2012 5:10:20 PM |
scholarly-order6 | $50.00 | 9/24/2012 5:15:04 PM |
first-pragmatic-power | $25.00 | 9/24/2012 5:17:00 PM |
Threeseventeen | $26.02 | 9/24/2012 5:19:29 PM |
MI2 | $423.98 | 9/24/2012 5:22:22 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
642782
This series of Notes was issued and sold upon the funding of the borrower loan #74946, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Not employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 9m |
Amount delinquent:
| $838 |
Total credit lines:
| 19 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,437 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-thrilling-note |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...i have good repayment history when it comes to bills i am trying to keep my total debts below 20000 so any little funds i can get right now would be appreciated until i start work again.
Monthly net income: $4500
Monthly expenses: 3000
Housing: $1100
Insurance: $
Car expenses: $0
Utilities: $500
Food, entertainment: $900
Clothing, household expenses: 1500
Credit cards and other loans: $20000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/21/2012 11:00:04 AM |
bewitching-dollar5 | $100.00 | 9/21/2012 9:16:22 AM |
money-baron | $50.00 | 9/21/2012 10:30:28 AM |
responsibility-butterfly | $25.00 | 9/21/2012 2:51:05 PM |
gain-expert | $30.00 | 9/24/2012 2:59:01 PM |
sdcc72 | $25.00 | 9/24/2012 1:24:31 PM |
Weaverville | $25.00 | 9/24/2012 3:33:11 PM |
worthy-bid8 | $100.00 | 9/24/2012 5:18:47 PM |
bubb_hans | $25.00 | 9/24/2012 5:32:51 PM |
deal-hickory5 | $100.00 | 9/24/2012 5:42:51 PM |
Sunbase | $25.00 | 9/24/2012 5:47:49 PM |
tech310 | $50.00 | 9/24/2012 6:40:21 PM |
kulender | $50.00 | 9/24/2012 8:56:11 PM |
the-credit-maker | $25.00 | 9/24/2012 6:30:11 PM |
paytonbrigadier | $250.00 | 9/25/2012 9:02:03 AM |
trade-boots1 | $100.00 | 9/25/2012 9:04:19 AM |
cp-family | $50.00 | 9/25/2012 9:27:06 AM |
life-is-great | $25.00 | 9/25/2012 9:31:01 AM |
dedicated-transaction796 | $25.00 | 9/25/2012 9:27:41 AM |
MrBrightEyes | $25.00 | 9/25/2012 9:57:40 AM |
durability-ace9 | $30.00 | 9/25/2012 10:03:12 AM |
silver-enlightenment0 | $25.00 | 9/25/2012 10:24:15 AM |
nex | $25.00 | 9/25/2012 10:41:56 AM |
principal-cooker2 | $50.00 | 9/25/2012 10:43:16 AM |
DRS | $25.00 | 9/25/2012 11:51:52 AM |
JauaFlash | $25.00 | 9/25/2012 10:19:32 AM |
nowits10 | $25.00 | 9/25/2012 10:25:10 AM |
social-zebra | $31.73 | 9/25/2012 11:00:06 AM |
doublediamond | $25.00 | 9/25/2012 2:41:26 PM |
doublediamond | $25.00 | 9/25/2012 2:45:06 PM |
kurtb57 | $100.00 | 9/25/2012 12:20:59 PM |
return-blueberry383 | $50.00 | 9/25/2012 3:59:47 PM |
RNLEND | $125.00 | 9/25/2012 4:30:03 PM |
the-money-maker | $25.00 | 9/25/2012 4:44:28 PM |
businessbroker101 | $25.00 | 9/25/2012 5:25:58 PM |
elegant-hope578 | $50.00 | 9/25/2012 6:00:14 PM |
trimwork99 | $25.00 | 9/25/2012 6:04:21 PM |
MyPFBlog | $25.00 | 9/25/2012 6:43:05 PM |
rupee-prairie | $35.00 | 9/25/2012 6:30:26 PM |
madcap | $50.00 | 9/25/2012 6:34:47 PM |
unassailable-funds754 | $25.00 | 9/25/2012 6:43:21 PM |
discostu | $25.00 | 9/25/2012 11:06:07 PM |
papaloha | $25.00 | 9/25/2012 8:03:51 PM |
jordanmz | $50.00 | 9/25/2012 9:30:57 PM |
Zur-neu-gekronten-Hoffnung | $121.26 | 9/26/2012 3:03:39 AM |
pdub | $200.00 | 9/21/2012 12:22:08 PM |
RothySkynx | $25.00 | 9/22/2012 9:36:58 AM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:23 AM |
california111 | $100.00 | 9/23/2012 8:40:42 AM |
asset-linkage | $25.00 | 9/24/2012 10:11:36 AM |
think_globally_act_locally | $50.00 | 9/24/2012 1:55:42 PM |
palmetto933 | $25.00 | 9/24/2012 4:46:07 PM |
durability-seahorse7 | $50.00 | 9/24/2012 5:03:20 PM |
useful-money715 | $25.00 | 9/24/2012 5:21:26 PM |
reward-adventure | $50.00 | 9/24/2012 5:34:42 PM |
Miami | $25.00 | 9/24/2012 5:47:14 PM |
money-baron-Roth401k | $50.00 | 9/24/2012 6:36:15 PM |
compassion-angel4 | $50.00 | 9/25/2012 4:15:15 AM |
capital-investor8 | $25.00 | 9/25/2012 8:41:22 AM |
diversification-taco1 | $25.00 | 9/25/2012 5:12:06 AM |
receptive-affluence035 | $25.00 | 9/25/2012 8:45:33 AM |
engrossing-responsibility0 | $50.00 | 9/25/2012 9:28:47 AM |
tolerant-responsibility051 | $500.00 | 9/25/2012 9:46:05 AM |
economy-shrubbery6 | $25.00 | 9/25/2012 10:16:26 AM |
green-ore-expert | $25.00 | 9/25/2012 10:22:29 AM |
trajectory8 | $25.00 | 9/25/2012 11:09:21 AM |
Suit | $25.00 | 9/25/2012 11:21:29 AM |
djh47a | $25.00 | 9/25/2012 10:37:53 AM |
first-genuine-bid | $30.17 | 9/25/2012 11:04:44 AM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:29 PM |
euro-spark | $25.00 | 9/25/2012 5:03:19 PM |
boston_mass | $25.00 | 9/25/2012 5:35:26 PM |
p2ploan-hunter4 | $50.00 | 9/25/2012 6:23:58 PM |
power-maple122 | $25.00 | 9/25/2012 6:52:55 PM |
vivacious-truth3 | $25.00 | 9/25/2012 6:34:46 PM |
jebber007 | $30.00 | 9/25/2012 8:43:01 PM |
Red-Bull-One | $25.00 | 9/25/2012 8:23:10 PM |
KB-IRA | $91.84 | 9/25/2012 10:44:27 PM |
78 Investments
|
Borrower Payment Dependent Notes Series
642824
This series of Notes was issued and sold upon the funding of the borrower loan #74727, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 31.58% |
Borrower rate/APR:
| 32.58% / 35.37% |
Monthly payment:
| $135.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.13% | | |
| |
Estimated return*:
| 15.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 28% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 7m |
Amount delinquent:
| $356 |
Total credit lines:
| 8 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,237 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-charming-credit |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2012)
780-799
(Apr-2010)
|
Principal balance:
| $3,076.89 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan: Consolidate Debt
This loan will be used to payoff my last school debt and start saving and paying off all debt
My financial situation:
I am a good candidate for this loan because I am in a great situation at work. I am moving up fast as a relationship manager at my insurance company and will be up for a raise in a few months.
Monthly net income: $3650
Monthly expenses: $200
Housing: $1700
Insurance: $0 (company)
Car expenses: $0 (company car)
Utilities: $200
Phone, cable, internet: $140
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $138
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
money-baron-Roth401k | $25.00 | 9/21/2012 5:01:07 PM |
green-high-five7 | $25.00 | 9/21/2012 5:04:39 PM |
benevolent-loot5 | $200.00 | 9/21/2012 5:09:58 PM |
trade-boots1 | $100.00 | 9/21/2012 5:06:33 PM |
enriching-dollar1 | $100.00 | 9/21/2012 5:08:46 PM |
Bad_Debt | $25.00 | 9/21/2012 5:12:25 PM |
asiaratt | $50.00 | 9/21/2012 5:13:34 PM |
return-pioneer221 | $25.00 | 9/21/2012 5:14:04 PM |
handy-justice | $50.00 | 9/21/2012 5:02:02 PM |
deal-enthusiast | $40.00 | 9/21/2012 5:08:50 PM |
worth-blanket2 | $3,600.00 | 9/21/2012 5:14:45 PM |
52digital | $75.00 | 9/21/2012 5:01:04 PM |
dmunySF | $35.00 | 9/21/2012 5:05:18 PM |
pierrelasvegas | $25.00 | 9/21/2012 5:13:01 PM |
worldly-gold | $50.00 | 9/21/2012 5:02:51 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
642850
This series of Notes was issued and sold upon the funding of the borrower loan #74935, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 12.59% |
Borrower rate/APR:
| 13.59% / 17.19% |
Monthly payment:
| $594.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.38% | | |
| |
Estimated return*:
| 8.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 31% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
20 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,375 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diversification-cymbal0 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my high interested credit cards and allow me to eliminate my debt on a fixed schedule.
My financial situation:
I am a good candidate for this loan because I am employed full time with a steady income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
reaction5 | $25.00 | 9/20/2012 9:01:34 AM |
order-tamale | $400.00 | 9/20/2012 9:02:18 AM |
hope-percolator8 | $50.00 | 9/20/2012 9:08:45 AM |
lionheart722 | $100.00 | 9/20/2012 9:10:18 AM |
wetlands | $200.00 | 9/20/2012 9:14:50 AM |
finance-kayak30 | $100.00 | 9/20/2012 9:15:00 AM |
justchecking999 | $25.00 | 9/20/2012 9:17:12 AM |
CPAMAN | $25.00 | 9/20/2012 9:19:25 AM |
biglender5 | $25.00 | 9/20/2012 9:02:58 AM |
dynamic-money271 | $100.00 | 9/20/2012 9:19:28 AM |
a-smart-p2p | $25.00 | 9/20/2012 9:03:22 AM |
LeReve | $500.00 | 9/20/2012 9:19:54 AM |
BansirOfBabylon | $25.00 | 9/20/2012 9:20:46 AM |
LifeOfLearning | $25.00 | 9/20/2012 9:21:16 AM |
cnovak | $25.00 | 9/20/2012 9:05:08 AM |
urbane-income7 | $25.00 | 9/20/2012 9:24:11 AM |
EnglishGeekInNYC | $25.00 | 9/20/2012 9:05:22 AM |
profitable-fairness1 | $50.00 | 9/20/2012 9:26:17 AM |
flexible-treasure480 | $25.00 | 9/20/2012 9:28:57 AM |
velocityasaurus-rex4 | $100.00 | 9/20/2012 9:07:39 AM |
income-buddy7 | $50.00 | 9/20/2012 9:29:26 AM |
magical-credit523 | $25.00 | 9/20/2012 9:29:41 AM |
point653 | $25.00 | 9/20/2012 9:30:21 AM |
bnlforever | $25.00 | 9/20/2012 9:36:56 AM |
tylerfd | $50.00 | 9/20/2012 9:11:13 AM |
attractive-duty9 | $25.00 | 9/20/2012 9:38:35 AM |
unforgettable-wealth4 | $50.00 | 9/20/2012 9:02:02 AM |
azazle | $50.00 | 9/20/2012 9:39:56 AM |
point-oyster5 | $25.00 | 9/20/2012 9:12:54 AM |
ready-agreement5 | $25.00 | 9/20/2012 9:40:41 AM |
intuitive-benefit3 | $100.00 | 9/20/2012 9:02:48 AM |
Fireball27 | $100.00 | 9/20/2012 9:13:21 AM |
tech310 | $50.00 | 9/20/2012 9:14:20 AM |
figs4u2 | $44.00 | 9/20/2012 9:14:47 AM |
j2ee | $50.00 | 9/20/2012 9:04:06 AM |
radiant-dollar9 | $200.00 | 9/20/2012 9:15:58 AM |
windguy | $50.00 | 9/20/2012 9:18:58 AM |
InvestorPartners | $25.00 | 9/20/2012 9:20:20 AM |
Pairodimes | $25.00 | 9/20/2012 9:52:37 AM |
DirtyJenga | $25.00 | 9/20/2012 9:21:41 AM |
benevolent-loot5 | $200.00 | 9/20/2012 9:09:14 AM |
vigorous-velocity | $200.00 | 9/20/2012 9:25:27 AM |
imogen22 | $50.00 | 9/20/2012 9:10:04 AM |
durability-seahorse7 | $50.00 | 9/20/2012 9:28:24 AM |
special-dinero553 | $25.00 | 9/20/2012 9:11:53 AM |
AceInTheHole | $25.00 | 9/20/2012 9:33:02 AM |
mvalley | $25.00 | 9/20/2012 9:14:15 AM |
kind-magical-investment | $25.00 | 9/20/2012 10:03:32 AM |
the-profit-oracle | $25.00 | 9/20/2012 9:35:38 AM |
macotra4 | $36.00 | 9/20/2012 10:04:11 AM |
wayman | $25.00 | 9/20/2012 9:35:56 AM |
dime-sycamore3 | $50.00 | 9/20/2012 9:36:18 AM |
currency-fan9 | $50.00 | 9/20/2012 10:04:46 AM |
benevolent-marketplace4 | $2,500.00 | 9/20/2012 10:05:51 AM |
metro457 | $100.00 | 9/20/2012 9:37:12 AM |
listing-vista | $50.00 | 9/20/2012 9:38:24 AM |
well-mannered-power8 | $25.00 | 9/20/2012 10:06:31 AM |
Hawaiibynight | $25.00 | 9/20/2012 9:18:12 AM |
LendGuy | $25.00 | 9/20/2012 9:42:26 AM |
enthusiastic-cash599 | $50.00 | 9/20/2012 9:19:18 AM |
poeman | $25.00 | 9/20/2012 9:20:48 AM |
miked8303 | $50.00 | 9/20/2012 9:23:52 AM |
hard-working-rate3 | $25.00 | 9/20/2012 9:48:56 AM |
PCGeekWI | $25.00 | 9/20/2012 9:26:35 AM |
farlik | $25.00 | 9/20/2012 10:18:07 AM |
rogue_monster | $50.00 | 9/20/2012 9:49:39 AM |
luminous-marketplace5 | $25.00 | 9/20/2012 10:22:26 AM |
helpinghand63 | $25.00 | 9/20/2012 9:30:48 AM |
entertaining-revenue4 | $50.00 | 9/20/2012 9:30:54 AM |
Washington_Loan | $25.00 | 9/20/2012 9:52:56 AM |
DrNano | $50.00 | 9/20/2012 9:31:39 AM |
judson | $25.00 | 9/20/2012 10:29:31 AM |
williemc44 | $25.00 | 9/20/2012 9:32:35 AM |
roadster199 | $25.00 | 9/20/2012 9:57:24 AM |
Zane314 | $50.00 | 9/20/2012 9:37:53 AM |
proud-pound4 | $25.00 | 9/20/2012 10:42:41 AM |
mercuriant | $25.00 | 9/20/2012 9:59:38 AM |
value-wind0 | $25.00 | 9/20/2012 10:01:00 AM |
misit | $25.00 | 9/20/2012 11:17:35 AM |
abundant-benefit4 | $25.00 | 9/20/2012 10:02:01 AM |
netg | $25.00 | 9/20/2012 9:49:15 AM |
gold-gazelle | $25.00 | 9/20/2012 9:49:21 AM |
whitegold24k | $100.00 | 9/20/2012 9:49:38 AM |
bazaar-festivity | $25.00 | 9/20/2012 9:50:41 AM |
new-transaction-wrangler | $25.00 | 9/20/2012 10:07:10 AM |
Cai8899 | $25.00 | 9/20/2012 10:07:37 AM |
deal-enrichment | $25.00 | 9/20/2012 10:07:43 AM |
bill-artisan7 | $25.00 | 9/20/2012 9:53:46 AM |
hope-kingdom | $50.00 | 9/20/2012 10:13:37 AM |
jamiee73 | $25.00 | 9/20/2012 10:14:03 AM |
transaction-animal8 | $25.00 | 9/20/2012 10:14:40 AM |
keynaples | $50.00 | 9/20/2012 10:17:38 AM |
FinanceGeekDC | $25.00 | 9/20/2012 10:18:14 AM |
wcg-nyc | $25.00 | 9/20/2012 10:20:18 AM |
bellaquito | $500.00 | 9/20/2012 10:27:37 AM |
courteous-trade229 | $55.00 | 9/20/2012 10:27:52 AM |
principal-cooker2 | $50.00 | 9/20/2012 10:01:42 AM |
knowledgeable-silver6 | $25.00 | 9/20/2012 10:03:13 AM |
red-eloquent-rupee | $50.00 | 9/20/2012 10:30:43 AM |
Dairyboy | $32.00 | 9/20/2012 10:36:13 AM |
hopethisworks | $25.00 | 9/20/2012 10:04:51 AM |
transparency-river1 | $500.00 | 9/20/2012 10:38:57 AM |
magnificent-dime4 | $25.00 | 9/20/2012 10:40:43 AM |
silver-flower448 | $25.00 | 9/20/2012 10:15:31 AM |
whitegoldira | $1.49 | 9/20/2012 12:10:23 PM |
calm-platinum957 | $35.00 | 9/20/2012 10:28:30 AM |
spitzbergen | $25.00 | 9/20/2012 10:29:05 AM |
Headhunter14 | $30.00 | 9/20/2012 10:43:50 AM |
fantastic-wampum1 | $100.00 | 9/20/2012 10:46:48 AM |
agalt | $75.00 | 9/20/2012 10:51:42 AM |
RKLFinancial | $25.00 | 9/20/2012 11:21:38 AM |
visionary-generosity0 | $25.00 | 9/20/2012 11:23:23 AM |
Iwillhuntyoudown | $25.00 | 9/20/2012 11:24:37 AM |
velocity-scrutinzer6 | $100.00 | 9/20/2012 11:28:39 AM |
best-bonafide-p2p | $50.00 | 9/20/2012 9:06:19 AM |
abundanceforever | $52.50 | 9/20/2012 9:11:17 AM |
BostonCapital | $100.00 | 9/20/2012 9:12:45 AM |
orange-market-amigo | $200.00 | 9/20/2012 9:15:33 AM |
no_agenda_lender | $25.00 | 9/20/2012 9:16:20 AM |
Thunderswan | $100.00 | 9/20/2012 9:18:02 AM |
affluence-microscope2 | $200.00 | 9/20/2012 9:02:51 AM |
creditjunky | $50.00 | 9/20/2012 9:03:49 AM |
american6 | $50.00 | 9/20/2012 9:21:45 AM |
phenomenal-rate1 | $500.00 | 9/20/2012 9:04:38 AM |
reward-gala | $25.00 | 9/20/2012 9:22:52 AM |
harmonious-asset9 | $25.00 | 9/20/2012 9:26:53 AM |
doncm | $25.00 | 9/20/2012 9:07:30 AM |
DadWarbucks | $25.00 | 9/20/2012 9:29:05 AM |
repayment-pagoda8 | $100.00 | 9/20/2012 9:08:05 AM |
EthanColeInvestingGroup | $75.00 | 9/20/2012 9:34:12 AM |
best-phenomenal-treasure | $25.00 | 9/20/2012 9:35:36 AM |
Investoman | $25.00 | 9/20/2012 9:10:43 AM |
tranquil-note5 | $50.00 | 9/20/2012 9:37:02 AM |
haplender | $50.00 | 9/20/2012 9:38:29 AM |
samo102us | $25.00 | 9/20/2012 9:38:45 AM |
wise-charming-reward | $500.00 | 9/20/2012 9:12:10 AM |
RGlad | $300.00 | 9/20/2012 9:02:10 AM |
kindness-jedi | $25.00 | 9/20/2012 9:40:23 AM |
sasquatch5 | $25.00 | 9/20/2012 9:41:43 AM |
zrohmm | $25.00 | 9/20/2012 9:43:47 AM |
active-market | $50.00 | 9/20/2012 9:43:54 AM |
structure9 | $25.00 | 9/20/2012 9:03:30 AM |
auction-sage | $100.00 | 9/20/2012 9:15:37 AM |
glimmering-liberty616 | $25.00 | 9/20/2012 9:04:40 AM |
community-burrito9 | $35.00 | 9/20/2012 9:05:18 AM |
a-healthy-affluence | $25.00 | 9/20/2012 9:19:56 AM |
successful-agreement7 | $69.00 | 9/20/2012 9:52:14 AM |
Airthus | $25.00 | 9/20/2012 9:25:49 AM |
studious-bonus7 | $29.00 | 9/20/2012 9:26:29 AM |
Rollshaft | $30.00 | 9/20/2012 9:28:02 AM |
logical-investment4 | $25.00 | 9/20/2012 9:58:29 AM |
Sefotonga | $25.00 | 9/20/2012 9:28:38 AM |
fund-blackberry6 | $25.00 | 9/20/2012 9:30:45 AM |
adventurer447 | $29.00 | 9/20/2012 9:31:00 AM |
hope-eagle6 | $25.00 | 9/20/2012 9:31:50 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:38 AM |
prohelper | $25.00 | 9/20/2012 9:32:59 AM |
unassassinable | $25.00 | 9/20/2012 10:01:54 AM |
Cutts | $25.00 | 9/20/2012 10:03:37 AM |
rakstar | $25.00 | 9/20/2012 10:05:42 AM |
Nipper99 | $100.00 | 9/20/2012 9:15:35 AM |
Tradesmanlender | $25.00 | 9/20/2012 9:36:42 AM |
versatile-dime442 | $250.00 | 9/20/2012 9:16:41 AM |
bid-czar8 | $100.00 | 9/20/2012 9:39:08 AM |
Adam_00 | $50.00 | 9/20/2012 10:08:14 AM |
YLlama | $25.00 | 9/20/2012 10:08:23 AM |
gold-commander0 | $25.00 | 9/20/2012 10:09:04 AM |
Cash-Flow | $1,473.00 | 9/20/2012 9:19:35 AM |
wwwUniversal | $25.00 | 9/20/2012 9:43:41 AM |
mindful-generosity1 | $25.00 | 9/20/2012 10:10:25 AM |
ready-justice7 | $50.00 | 9/20/2012 9:44:21 AM |
rescue | $100.00 | 9/20/2012 9:44:40 AM |
integrity-starter | $25.00 | 9/20/2012 9:45:04 AM |
dlenz | $25.00 | 9/20/2012 10:12:37 AM |
a-finance-director | $100.00 | 9/20/2012 10:12:51 AM |
martinatime | $25.00 | 9/20/2012 10:13:55 AM |
ready-interest9 | $25.00 | 9/20/2012 10:14:12 AM |
marketplace-pinnacle964 | $25.00 | 9/20/2012 9:46:56 AM |
zone6 | $48.00 | 9/20/2012 10:15:44 AM |
wigglesworth4 | $100.00 | 9/20/2012 10:15:54 AM |
friendly-gold | $25.00 | 9/20/2012 9:26:08 AM |
invincible-deal82 | $25.00 | 9/20/2012 9:49:28 AM |
investment-kingdom | $25.00 | 9/20/2012 9:49:32 AM |
matthart | $25.00 | 9/20/2012 10:17:15 AM |
durability-ace9 | $30.00 | 9/20/2012 9:27:26 AM |
zeelender | $25.00 | 9/20/2012 9:50:20 AM |
LightTheWay | $50.00 | 9/20/2012 9:51:36 AM |
SirArthur | $25.00 | 9/20/2012 9:29:48 AM |
telegon | $25.00 | 9/20/2012 9:29:50 AM |
zchamilton | $50.00 | 9/20/2012 10:30:02 AM |
the-brilliant-currency | $75.00 | 9/20/2012 9:54:49 AM |
dbaoracle | $50.00 | 9/20/2012 10:34:46 AM |
transaction-keeper5 | $25.00 | 9/20/2012 9:56:18 AM |
radforj22 | $50.00 | 9/20/2012 9:56:58 AM |
mondial4 | $50.00 | 9/20/2012 9:35:46 AM |
dariop | $25.01 | 9/20/2012 9:57:29 AM |
income-pillow | $75.00 | 9/20/2012 9:58:01 AM |
jwesleym | $25.00 | 9/20/2012 9:58:31 AM |
point-promiser | $25.00 | 9/20/2012 9:37:15 AM |
JeremyLinFan | $30.00 | 9/20/2012 10:42:45 AM |
girlwithglasses | $50.00 | 9/20/2012 9:38:58 AM |
designer_10 | $25.00 | 9/20/2012 10:53:20 AM |
Taxman44 | $25.00 | 9/20/2012 9:45:54 AM |
jblack01 | $25.00 | 9/20/2012 10:06:18 AM |
BDL-Roth | $40.00 | 9/20/2012 9:50:47 AM |
bazaar-tulip | $25.00 | 9/20/2012 10:06:52 AM |
rovo | $25.00 | 9/20/2012 9:50:55 AM |
newest-peace-surgeon | $51.00 | 9/20/2012 10:07:13 AM |
MadHun | $200.00 | 9/20/2012 10:07:51 AM |
blazing-capital2 | $250.00 | 9/20/2012 10:13:20 AM |
uncleharold | $25.00 | 9/20/2012 9:55:30 AM |
Kodak-Midas | $25.00 | 9/20/2012 9:56:15 AM |
leverage-sensai6 | $25.00 | 9/20/2012 9:58:12 AM |
cash-taxi7 | $25.00 | 9/20/2012 9:59:04 AM |
red-luminous-gain | $25.00 | 9/20/2012 9:59:39 AM |
profitable-benefit952 | $100.00 | 9/20/2012 10:18:12 AM |
gulch | $25.00 | 9/20/2012 10:27:48 AM |
socrates520 | $50.00 | 9/20/2012 10:32:06 AM |
greenback-sage433 | $25.00 | 9/20/2012 10:34:57 AM |
6moonbeams | $50.00 | 9/20/2012 10:05:40 AM |
SummitAdvisors | $25.00 | 9/20/2012 10:06:29 AM |
authentic-liberty7 | $25.00 | 9/20/2012 10:06:36 AM |
awe-inspiring-commitment972 | $50.00 | 9/20/2012 10:12:43 AM |
terrific-dough6 | $75.00 | 9/20/2012 10:12:53 AM |
taiko6 | $25.00 | 9/20/2012 11:04:14 AM |
dukeiyer | $25.00 | 9/20/2012 11:20:23 AM |
blLending | $25.00 | 9/20/2012 11:25:58 AM |
Planecourage | $25.00 | 9/20/2012 11:37:29 AM |
justreturns | $25.00 | 9/20/2012 10:26:01 AM |
meenan | $25.00 | 9/20/2012 10:45:52 AM |
Robin_Hood | $25.00 | 9/20/2012 10:47:06 AM |
houli123 | $75.00 | 9/20/2012 11:07:05 AM |
BronxBomber79 | $25.00 | 9/20/2012 11:26:51 AM |
233 Investments
|
Borrower Payment Dependent Notes Series
642856
This series of Notes was issued and sold upon the funding of the borrower loan #75028, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $482.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,919 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Sparchange |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Aug-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay down my credit card debt and have 1 payment
My financial situation:
I am a good candidate for this loan because I always pay my bill on time. I had a prosper loan which I paid off on time and was never late.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
intuitive-benefit3 | $100.00 | 9/20/2012 9:02:49 AM |
wetlands | $200.00 | 9/20/2012 9:14:38 AM |
auction-sage | $100.00 | 9/20/2012 9:15:13 AM |
radiant-dollar9 | $200.00 | 9/20/2012 9:15:52 AM |
mariah8641 | $30.00 | 9/20/2012 9:51:48 AM |
lionheart722 | $100.00 | 9/20/2012 9:10:18 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:38 AM |
bazaar-tulip | $25.00 | 9/20/2012 10:06:52 AM |
CreditBuilder2 | $25.01 | 9/20/2012 9:17:15 AM |
Bank42 | $25.00 | 9/20/2012 9:48:33 AM |
friendly-gold | $25.00 | 9/20/2012 9:26:09 AM |
the-brilliant-currency | $75.00 | 9/20/2012 9:54:49 AM |
cashhelp | $30.00 | 9/20/2012 11:08:20 AM |
currency-fan9 | $50.00 | 9/20/2012 10:04:46 AM |
capmlend | $100.00 | 9/20/2012 11:46:20 AM |
Lev8 | $25.00 | 9/20/2012 2:10:32 PM |
sugnal | $50.00 | 9/20/2012 3:14:11 PM |
shaker348 | $50.00 | 9/20/2012 10:36:55 AM |
greenback-sage433 | $25.00 | 9/20/2012 10:42:39 AM |
thehousewife | $25.00 | 9/20/2012 11:15:15 AM |
compatible-deal9 | $25.00 | 9/20/2012 11:43:34 AM |
EnglishGeekInNYC | $50.00 | 9/20/2012 10:23:00 AM |
beer-gardener | $25.00 | 9/20/2012 1:40:35 PM |
lostontheedge | $25.00 | 9/20/2012 12:34:07 PM |
excellent-funds649 | $50.00 | 9/20/2012 5:12:40 PM |
elfincove | $25.00 | 9/20/2012 7:06:59 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:17 AM |
jga516 | $25.00 | 9/20/2012 8:20:04 PM |
yield-seeker | $50.00 | 9/20/2012 8:25:15 PM |
Hexnut | $100.00 | 9/21/2012 6:26:56 AM |
Aeroman32 | $25.00 | 9/20/2012 10:16:06 PM |
Tscheddar | $25.00 | 9/21/2012 3:39:29 AM |
Nazbuster | $200.00 | 9/20/2012 6:55:01 PM |
melodious-capital3 | $25.00 | 9/21/2012 8:50:16 AM |
j2ee | $50.00 | 9/21/2012 9:13:22 AM |
csakhil | $50.00 | 9/21/2012 9:43:28 AM |
WorldlyWorker | $25.00 | 9/21/2012 9:48:46 AM |
dhw1 | $25.00 | 9/21/2012 9:51:50 AM |
power-trophy7 | $25.00 | 9/21/2012 9:44:49 AM |
JKEnterprises | $25.00 | 9/21/2012 9:58:40 AM |
6moonbeams | $50.00 | 9/21/2012 9:45:28 AM |
thevogelfamily | $30.00 | 9/21/2012 10:00:10 AM |
adventurer447 | $300.00 | 9/21/2012 9:46:44 AM |
truth-explorer | $25.00 | 9/21/2012 9:47:20 AM |
loan-mammal | $26.00 | 9/21/2012 10:01:35 AM |
influential-benjamins0 | $100.00 | 9/21/2012 9:49:13 AM |
ranstlin | $25.00 | 9/21/2012 10:02:25 AM |
PhalanxBulldog | $25.00 | 9/21/2012 10:04:55 AM |
resolute-basis9 | $25.00 | 9/21/2012 10:05:26 AM |
shred123 | $25.00 | 9/21/2012 9:51:02 AM |
successful-agreement7 | $100.00 | 9/21/2012 9:51:12 AM |
Aimvest | $25.00 | 9/21/2012 9:53:51 AM |
ohnezweck | $50.00 | 9/21/2012 9:54:02 AM |
benevolent-transaction090 | $50.00 | 9/21/2012 10:12:24 AM |
otalon | $25.00 | 9/21/2012 10:12:39 AM |
enticing-capital6 | $50.00 | 9/21/2012 9:30:35 AM |
kchen486 | $50.00 | 9/21/2012 10:13:54 AM |
Atlanta-Buyer | $25.00 | 9/21/2012 9:57:20 AM |
hrubinst | $34.00 | 9/21/2012 10:16:08 AM |
AAL_CAPITAL | $75.00 | 9/21/2012 10:17:29 AM |
hard-working-rate3 | $25.00 | 9/21/2012 9:58:13 AM |
larslfe | $25.00 | 9/21/2012 10:02:13 AM |
bold-courteous-hope | $25.00 | 9/21/2012 10:38:02 AM |
wwwUniversal | $25.00 | 9/21/2012 10:41:06 AM |
Cash-Flow | $839.00 | 9/21/2012 9:42:48 AM |
leverage-dolphin | $50.00 | 9/21/2012 12:19:25 PM |
pdub | $750.00 | 9/21/2012 12:20:11 PM |
commanding-treasure2 | $75.00 | 9/21/2012 10:34:26 AM |
DadWarbucks | $25.00 | 9/21/2012 9:54:25 AM |
virtuous-bill1 | $25.00 | 9/21/2012 9:55:38 AM |
ore-genius2 | $200.00 | 9/21/2012 11:35:59 AM |
bosco44 | $25.00 | 9/21/2012 9:59:53 AM |
enthralling-investment | $25.00 | 9/21/2012 10:00:27 AM |
bsg43 | $25.00 | 9/21/2012 10:01:21 AM |
mtp | $95.00 | 9/21/2012 10:12:59 AM |
investmentgroup | $50.00 | 9/20/2012 10:44:54 AM |
phenomenal-rate1 | $500.00 | 9/20/2012 9:04:19 AM |
special-dinero553 | $25.00 | 9/20/2012 9:11:41 AM |
LeReve | $500.00 | 9/20/2012 9:19:47 AM |
socrates520 | $50.00 | 9/20/2012 9:22:05 AM |
velocityasaurus-rex4 | $100.00 | 9/20/2012 9:07:40 AM |
thrifty-transaction578 | $25.00 | 9/20/2012 9:08:21 AM |
affluence-microscope2 | $200.00 | 9/20/2012 9:02:37 AM |
nickel-ferret | $25.00 | 9/20/2012 9:13:29 AM |
Taxman44 | $25.00 | 9/20/2012 9:45:54 AM |
Robin_Hood | $50.00 | 9/20/2012 9:48:02 AM |
azazle | $50.00 | 9/20/2012 9:31:42 AM |
kenji4861 | $25.00 | 9/20/2012 10:33:51 AM |
Feyenoord | $30.00 | 9/20/2012 10:45:15 AM |
ready-justice7 | $50.00 | 9/20/2012 9:44:22 AM |
Castellan | $50.00 | 9/20/2012 9:46:23 AM |
RGlad | $65.00 | 9/20/2012 10:11:47 AM |
responsibility-butterfly | $25.00 | 9/20/2012 1:07:48 PM |
a-finance-director | $100.00 | 9/20/2012 10:14:49 AM |
Lender0010 | $50.00 | 9/20/2012 2:31:34 PM |
janeybooboo | $25.25 | 9/20/2012 10:16:24 AM |
euro-deployment | $25.00 | 9/20/2012 12:07:36 PM |
transparency-river1 | $500.00 | 9/20/2012 10:38:57 AM |
velocity-scrutinzer6 | $50.00 | 9/20/2012 11:23:11 AM |
systematic-value343 | $50.00 | 9/20/2012 12:05:37 PM |
mtquan | $25.00 | 9/20/2012 5:27:41 PM |
transaction-keeper5 | $25.00 | 9/20/2012 5:19:36 PM |
platinum-lightning | $50.00 | 9/20/2012 6:04:18 PM |
atlas100 | $25.00 | 9/20/2012 6:24:46 PM |
bonus-raker0 | $25.00 | 9/20/2012 6:08:16 PM |
california111 | $300.00 | 9/20/2012 10:54:39 PM |
organic-treasure | $25.00 | 9/20/2012 7:50:37 PM |
mlender | $25.00 | 9/21/2012 12:55:17 AM |
TMBank | $26.00 | 9/21/2012 5:56:17 AM |
forthright-euro8 | $25.00 | 9/21/2012 9:15:22 AM |
Gyroman | $25.00 | 9/21/2012 7:00:40 AM |
squeebie | $50.00 | 9/21/2012 9:29:07 AM |
sr47567 | $25.00 | 9/21/2012 9:48:43 AM |
Clambake | $25.00 | 9/21/2012 9:50:53 AM |
studious-bonus7 | $100.00 | 9/21/2012 9:51:27 AM |
CaboWaboRobo | $25.00 | 9/21/2012 9:53:38 AM |
mvalley | $25.00 | 9/21/2012 9:41:00 AM |
renaissance168 | $28.06 | 9/21/2012 9:43:49 AM |
wealth-fields8 | $50.00 | 9/21/2012 9:56:52 AM |
worth-web5 | $50.00 | 9/21/2012 9:57:30 AM |
power-collider | $25.00 | 9/21/2012 9:44:54 AM |
bonus-tent | $25.00 | 9/21/2012 9:46:04 AM |
immaculate-compassion8 | $25.00 | 9/21/2012 10:00:29 AM |
rate-mogul | $50.00 | 9/21/2012 10:01:04 AM |
Crystalprop | $25.00 | 9/21/2012 10:02:41 AM |
Willylump | $25.00 | 9/21/2012 10:04:31 AM |
point653 | $25.00 | 9/21/2012 9:50:41 AM |
cingular | $25.00 | 9/21/2012 10:12:46 AM |
authentic-liberty7 | $25.00 | 9/21/2012 10:13:14 AM |
hopethisworks | $25.00 | 9/21/2012 9:57:40 AM |
dood2112 | $25.00 | 9/21/2012 10:16:17 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:32 AM |
meenan | $25.00 | 9/21/2012 10:23:56 AM |
JGuide | $25.00 | 9/21/2012 10:34:14 AM |
famous-ore2 | $50.00 | 9/21/2012 10:15:19 AM |
w3alter | $50.00 | 9/21/2012 10:16:51 AM |
restech | $25.00 | 9/21/2012 9:48:21 AM |
chakra | $25.00 | 9/21/2012 9:48:49 AM |
rhodylend | $25.00 | 9/21/2012 10:32:45 AM |
4est | $25.00 | 9/21/2012 9:52:08 AM |
luminous-marketplace5 | $25.00 | 9/21/2012 10:43:44 AM |
MI2 | $4,516.68 | 9/21/2012 12:27:57 PM |
the-profit-oracle | $25.00 | 9/21/2012 9:56:35 AM |
flexible-value | $50.00 | 9/21/2012 9:57:32 AM |
Banker7371 | $25.00 | 9/21/2012 9:58:35 AM |
TennSquire | $25.00 | 9/21/2012 9:58:38 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:48 AM |
rudyindc | $25.00 | 9/21/2012 10:10:56 AM |
best-payment-antioxidant | $25.00 | 9/21/2012 10:41:59 AM |
149 Investments
|
Borrower Payment Dependent Notes Series
642858
This series of Notes was issued and sold upon the funding of the borrower loan #74916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-21-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 11.79% |
Borrower rate/APR:
| 12.79% / 18.53% |
Monthly payment:
| $178.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.60% | | |
| |
Estimated return*:
| 5.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2010 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $192 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| worlds-best-economy429 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to... to pay off medical expenses.
My financial situation:
I am a good candidate for this loan because... I pay my bills on time. I have never been late on my credit card bills.
Monthly net income: $1400
Monthly expenses: $600
Housing: $100
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $25
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
_NaLNaBB | $200.00 | 9/21/2012 9:03:54 AM |
fmanjoo | $25.00 | 9/21/2012 9:10:07 AM |
dariop | $25.01 | 9/21/2012 9:11:43 AM |
seineil | $27.00 | 9/21/2012 9:14:03 AM |
lowrater | $50.70 | 9/21/2012 9:16:29 AM |
bold-direct-asset | $50.00 | 9/21/2012 9:30:32 AM |
I_Like_to_Invest | $25.00 | 9/21/2012 9:31:43 AM |
miamibeachloaner | $100.00 | 9/21/2012 9:13:53 AM |
MicroLender357 | $25.00 | 9/21/2012 9:16:57 AM |
openness-antioxidant | $75.00 | 9/21/2012 9:31:39 AM |
versatile-dime442 | $250.00 | 9/21/2012 9:25:57 AM |
mikrolown | $25.00 | 9/21/2012 9:28:52 AM |
LeReve | $500.00 | 9/21/2012 9:29:25 AM |
ace230 | $25.00 | 9/21/2012 9:05:57 AM |
RJN | $35.00 | 9/21/2012 9:02:29 AM |
luann199 | $25.00 | 9/21/2012 9:06:47 AM |
tranquil-note5 | $50.00 | 9/21/2012 9:02:37 AM |
Azonic21 | $25.00 | 9/21/2012 9:29:59 AM |
punctual-contract256 | $25.00 | 9/21/2012 9:08:53 AM |
tech310 | $50.00 | 9/21/2012 9:31:23 AM |
progressive-economy261 | $137.29 | 9/21/2012 9:32:37 AM |
mjjjrj | $25.00 | 9/21/2012 9:12:00 AM |
tenacious-affluence | $25.00 | 9/21/2012 9:14:11 AM |
imogen22 | $50.00 | 9/21/2012 9:20:07 AM |
commerce-gargantuan2 | $50.00 | 9/21/2012 9:21:54 AM |
intuitive-benefit3 | $100.00 | 9/21/2012 9:27:54 AM |
26 Investments
|
Borrower Payment Dependent Notes Series
642902
This series of Notes was issued and sold upon the funding of the borrower loan #74980, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $111.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.74% | | |
| |
Estimated return*:
| 10.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 22% |
Credit score:
| 600-619 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $77,465 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| justice-hawk9 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jun-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Large Purchases
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 7000
Monthly expenses: $ 5500
Housing: $ 1800
Insurance: $
Car expenses: $
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $2000
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RGlad | $300.00 | 9/21/2012 9:01:16 AM |
scholarly-order6 | $50.00 | 9/21/2012 9:03:28 AM |
gokart83 | $25.00 | 9/21/2012 9:04:15 AM |
first-pragmatic-power | $25.00 | 9/21/2012 9:02:52 AM |
87Marc | $25.00 | 9/21/2012 9:03:43 AM |
Bank_Of_XL | $25.00 | 9/21/2012 9:05:25 AM |
heavenly-interest9 | $1,000.00 | 9/21/2012 9:02:06 AM |
historic-value7 | $300.00 | 9/21/2012 9:03:20 AM |
XP | $40.00 | 9/21/2012 9:03:27 AM |
worth-blanket2 | $2,700.00 | 9/21/2012 9:05:45 AM |
fcrick | $25.00 | 9/21/2012 9:01:06 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
642924
This series of Notes was issued and sold upon the funding of the borrower loan #74923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 27.39% |
Borrower rate/APR:
| 28.39% / 32.33% |
Monthly payment:
| $166.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.14% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1960 |
Debt/Income ratio:
| 29% |
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 40y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $154,935 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| green-transaction-miser |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
|
Principal balance:
| $5,305.78 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Medical/Dental
Purpose of loan: Medical bills consolidation
This loan will be used to: Consolidate medical bills
My financial situation:
I am a good candidate for this loan because I have paid my other Prosper loan on time.
Monthly net income: $3200.00
Monthly expenses: $2600.00
Housing: $900.00
Insurance: $200.00
Car expenses: $200.00
Utilities: $300.00
Phone, cable, internet: $200.00
Food, entertainment: $300.00
Clothing, household expenses:
Credit cards and other loans: $300.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MikeyZ2008 | $25.00 | 9/21/2012 5:02:28 PM |
lowrater | $50.70 | 9/21/2012 5:01:12 PM |
enriching-dollar1 | $100.00 | 9/21/2012 5:08:46 PM |
trade-boots1 | $100.00 | 9/21/2012 5:06:33 PM |
worth-blanket2 | $3,600.00 | 9/21/2012 5:09:53 PM |
52digital | $75.00 | 9/21/2012 5:01:04 PM |
handy-justice | $25.00 | 9/21/2012 5:01:15 PM |
money-baron-Roth401k | $25.00 | 9/21/2012 5:01:08 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
642948
This series of Notes was issued and sold upon the funding of the borrower loan #74985, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $197.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
19 | Length of status: | 9y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,232 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kenny3 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 69 ( 97% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 2
( 3% )
| 720-739
(Dec-2011)
660-679
(May-2010)
600-619
(May-2008)
540-559
(Nov-2006)
|
Principal balance:
| $1,615.48 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 71 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 9/21/2012 9:01:10 AM |
fascinating-generosity3 | $100.00 | 9/21/2012 9:00:47 AM |
LittleMingo | $45.00 | 9/21/2012 9:02:29 AM |
scholarly-order6 | $50.00 | 9/21/2012 9:02:38 AM |
yield-trader | $25.00 | 9/21/2012 9:04:10 AM |
truth-silo | $48.00 | 9/21/2012 9:06:13 AM |
handy-justice | $50.00 | 9/21/2012 9:01:32 AM |
lucrative-loan | $100.00 | 9/21/2012 9:12:41 AM |
RGlad | $400.00 | 9/21/2012 9:01:33 AM |
miamibeachloaner | $100.00 | 9/21/2012 9:13:54 AM |
melodious-capital3 | $25.00 | 9/21/2012 9:13:57 AM |
Bookophile | $45.00 | 9/21/2012 9:03:54 AM |
phenomenal-rate1 | $500.00 | 9/21/2012 9:14:52 AM |
MoneyForNothing | $100.69 | 9/21/2012 9:04:18 AM |
yield-lion | $25.00 | 9/21/2012 9:05:28 AM |
trade-boots1 | $100.00 | 9/21/2012 9:15:31 AM |
LENDO-CALRISSIAN | $25.00 | 9/21/2012 9:15:48 AM |
Bob450 | $30.00 | 9/21/2012 9:06:32 AM |
orchestra960 | $300.00 | 9/21/2012 9:16:39 AM |
finance-prescription | $100.00 | 9/21/2012 9:18:08 AM |
alaskan1 | $31.78 | 9/21/2012 9:18:32 AM |
durability-seahorse7 | $50.00 | 9/21/2012 9:11:05 AM |
kinder-credit-bear | $250.00 | 9/21/2012 9:14:01 AM |
km007 | $25.00 | 9/21/2012 9:24:08 AM |
berniemadeoff | $50.00 | 9/21/2012 9:24:33 AM |
fantastic-contract1 | $300.00 | 9/21/2012 9:00:45 AM |
real-return2 | $30.00 | 9/21/2012 9:01:26 AM |
bewitching-dollar5 | $100.00 | 9/21/2012 9:16:22 AM |
vutah | $25.00 | 9/21/2012 9:02:19 AM |
fighter122 | $25.00 | 9/21/2012 9:16:48 AM |
systematic-listing2 | $25.00 | 9/21/2012 9:02:41 AM |
bmw2 | $43.00 | 9/21/2012 9:02:50 AM |
bassman2 | $25.00 | 9/21/2012 9:02:57 AM |
TronMedici | $50.00 | 9/21/2012 9:05:35 AM |
pierrelasvegas | $25.00 | 9/21/2012 9:22:18 AM |
thelovebug | $100.00 | 9/21/2012 9:24:35 AM |
washboard1 | $25.00 | 9/21/2012 9:14:56 AM |
social-cocktail1 | $200.00 | 9/21/2012 9:19:00 AM |
davisfl | $25.00 | 9/21/2012 9:20:49 AM |
selfmademan | $25.00 | 9/21/2012 9:23:40 AM |
CMJ-Partners | $100.00 | 9/21/2012 9:24:09 AM |
gold-miser9 | $74.93 | 9/21/2012 9:24:13 AM |
yield-lion2 | $75.00 | 9/21/2012 9:13:01 AM |
school-loan-gambler | $500.00 | 9/21/2012 9:00:47 AM |
fabulous-community4 | $75.00 | 9/21/2012 9:13:32 AM |
mikeandcat | $100.00 | 9/21/2012 9:01:52 AM |
Hedge-Fund | $30.00 | 9/21/2012 9:03:44 AM |
LendingPimp_2 | $26.00 | 9/21/2012 9:03:58 AM |
janeybooboo | $100.00 | 9/21/2012 9:05:06 AM |
felicity-contributor3 | $50.00 | 9/21/2012 9:05:28 AM |
rvfbroker | $25.00 | 9/21/2012 9:09:38 AM |
Dusigrosz | $200.00 | 9/21/2012 9:00:44 AM |
trumpeter5 | $25.00 | 9/21/2012 9:01:24 AM |
nowits10 | $25.00 | 9/21/2012 9:03:16 AM |
Ducatiman1978 | $25.00 | 9/21/2012 9:04:08 AM |
money-baron-Roth401k | $25.00 | 9/21/2012 9:14:54 AM |
TomDalonajay | $25.00 | 9/21/2012 9:08:14 AM |
svandgts | $25.00 | 9/21/2012 9:17:25 AM |
WalnutCreekguy | $50.00 | 9/21/2012 9:10:10 AM |
bob450-roth | $25.00 | 9/21/2012 9:11:09 AM |
312-Lender | $150.00 | 9/21/2012 9:12:09 AM |
money-bauble | $100.00 | 9/21/2012 9:12:52 AM |
mrreynol | $25.00 | 9/21/2012 9:23:00 AM |
adaptable-return21 | $50.00 | 9/21/2012 9:01:20 AM |
careful-vigilance4 | $25.00 | 9/21/2012 9:25:39 AM |
Dusigrosz | $154.00 | 9/21/2012 9:02:02 AM |
trumpeter391 | $69.74 | 9/21/2012 9:02:24 AM |
quantum_leap | $37.46 | 9/21/2012 9:16:44 AM |
first-serene-credit | $25.00 | 9/21/2012 9:06:46 AM |
ItsJustMe79 | $25.00 | 9/21/2012 9:08:08 AM |
Contra_Capital_LLC | $25.00 | 9/21/2012 9:23:02 AM |
the-enthralling-coin | $25.00 | 9/21/2012 9:24:42 AM |
Katburg | $25.00 | 9/21/2012 9:12:36 AM |
thrilling-fund427 | $50.00 | 9/21/2012 9:16:13 AM |
wise-felicity-blossom | $100.00 | 9/21/2012 9:16:49 AM |
Asgardian | $25.00 | 9/21/2012 9:17:25 AM |
Charlie0084 | $25.00 | 9/21/2012 9:20:03 AM |
trajectory8 | $25.00 | 9/21/2012 9:22:15 AM |
marwadi-62 | $594.30 | 9/21/2012 9:25:41 AM |
79 Investments
|
Borrower Payment Dependent Notes Series
642966
This series of Notes was issued and sold upon the funding of the borrower loan #74929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 33% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 16y 8m |
Amount delinquent:
| $15,689 |
Total credit lines:
| 45 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,260 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| No | | |
Screen name:
| affluence-wildebeest9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...COMBINDING ONE PAYMENT
My financial situation: IS GOOD
I am a good candidate for this loan because...I PAY MY BILL ON TIME
Monthly net income: $6117
Monthly expenses: $3000
Housing: $725
Insurance: $170
Car expenses: $325
Utilities: $300
Phone, cable, internet: $125
Food, entertainment: $125
Clothing, household expenses: 300
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
durability-seahorse7 | $50.00 | 9/21/2012 9:11:05 AM |
trade-boots1 | $100.00 | 9/21/2012 9:15:50 AM |
principal-cooker2 | $50.00 | 9/21/2012 9:28:34 AM |
selfmademan | $25.00 | 9/21/2012 9:23:41 AM |
silver-enlightenment0 | $25.00 | 9/21/2012 9:12:06 AM |
miamibeachloaner | $100.00 | 9/21/2012 9:13:54 AM |
ecstatic-money064 | $25.00 | 9/21/2012 9:42:10 AM |
bewitching-dollar5 | $100.00 | 9/21/2012 9:16:23 AM |
bubb_hans | $25.00 | 9/21/2012 9:47:49 AM |
reward-adventure | $50.00 | 9/21/2012 9:18:02 AM |
majestic-note6 | $150.00 | 9/21/2012 9:26:57 AM |
economy-shrubbery6 | $25.00 | 9/21/2012 10:10:34 AM |
EnglishGeekInNYC | $50.00 | 9/21/2012 10:35:48 AM |
vigilance-spinner3 | $25.00 | 9/21/2012 11:33:45 AM |
pdub | $200.00 | 9/21/2012 12:22:09 PM |
mickw2000 | $25.00 | 9/21/2012 9:54:30 AM |
openness-cosmos9 | $50.00 | 9/21/2012 12:18:37 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:51:05 PM |
Belair_Advisors | $25.00 | 9/21/2012 4:42:21 PM |
euro-spark | $25.00 | 9/21/2012 3:39:45 PM |
kulender | $50.00 | 9/21/2012 1:49:49 PM |
rolpn | $25.00 | 9/21/2012 5:06:23 PM |
life-is-great | $25.00 | 9/21/2012 5:39:49 PM |
top-goal-fund | $40.00 | 9/21/2012 6:11:20 PM |
Caed-Aldwych | $25.00 | 9/22/2012 6:26:46 AM |
wishihadmore | $25.00 | 9/22/2012 5:09:27 AM |
Kissabledevil | $25.00 | 9/21/2012 7:41:39 PM |
Piitb08 | $150.00 | 9/22/2012 5:26:18 AM |
scottssmcom | $82.00 | 9/22/2012 7:04:23 AM |
continental2 | $100.00 | 9/22/2012 8:56:28 AM |
inventive-dough3 | $13.21 | 9/22/2012 9:10:24 AM |
worthy-bid8 | $100.00 | 9/21/2012 9:19:21 AM |
engrossing-responsibility0 | $36.00 | 9/21/2012 9:38:51 AM |
Cybercusp | $25.00 | 9/21/2012 9:47:34 AM |
punctual-worth263 | $25.00 | 9/21/2012 9:25:55 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:55 AM |
social-zebra | $30.00 | 9/21/2012 12:40:39 PM |
unbeatable-credit1 | $50.00 | 9/21/2012 2:23:56 PM |
Use_It_Wisely | $25.00 | 9/21/2012 2:44:18 PM |
on_your_side | $25.00 | 9/21/2012 2:24:38 PM |
mrxtravis | $25.00 | 9/21/2012 6:07:07 PM |
Free-the-usa-1776 | $25.00 | 9/21/2012 6:17:39 PM |
pfh | $25.00 | 9/22/2012 5:27:26 AM |
thrifty-transaction6 | $62.79 | 9/22/2012 6:15:13 AM |
nalaari | $35.00 | 9/22/2012 6:37:24 AM |
california111 | $100.00 | 9/21/2012 9:57:08 PM |
papaloha | $25.00 | 9/21/2012 10:04:02 PM |
golden-cat | $25.00 | 9/22/2012 3:06:25 AM |
real-return | $26.00 | 9/22/2012 8:41:36 AM |
blazing-silver524 | $25.00 | 9/22/2012 4:29:10 AM |
visionary-dedication5 | $25.00 | 9/22/2012 5:57:42 AM |
desertoasis | $25.00 | 9/22/2012 8:36:32 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
642968
This series of Notes was issued and sold upon the funding of the borrower loan #74736, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 9% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 25y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $755 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| determined-bid945 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to..pay off debt.
My financial situation: will be fixed by this loan
I am a good candidate for this loan because...I am going to pay it back with a few months
Monthly net income: $6000.00
Monthly expenses: $6500.00
Housing: $above
Insurance: $above
Car expenses: $above
Utilities: $above
Phone, cable, internet: $above
Food, entertainment: $above
Clothing, household expenses: $above
Credit cards and other loans: $above
Other expenses: $above
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Zingaro | $25.00 | 9/21/2012 5:09:51 PM |
majestic-note6 | $150.00 | 9/21/2012 5:17:49 PM |
appetizing-loyalty354 | $100.00 | 9/21/2012 5:31:50 PM |
rate-advocator7 | $100.00 | 9/21/2012 5:20:21 PM |
goat0 | $100.00 | 9/21/2012 6:04:05 PM |
california111 | $100.00 | 9/21/2012 10:00:18 PM |
EnglishGeekInNYC | $50.00 | 9/21/2012 6:15:13 PM |
market-bearer0 | $25.00 | 9/21/2012 9:19:54 PM |
papaloha | $25.00 | 9/21/2012 10:04:06 PM |
Rogelio48 | $25.00 | 9/21/2012 9:18:20 PM |
RothySkynx | $25.00 | 9/22/2012 9:37:02 AM |
marala4285 | $35.00 | 9/22/2012 10:37:12 AM |
pious-openness | $25.00 | 9/22/2012 10:12:33 AM |
IIP77 | $25.00 | 9/22/2012 12:57:39 PM |
newest-bid-britches | $100.00 | 9/22/2012 12:54:19 PM |
dukeiyer | $25.00 | 9/22/2012 1:02:38 PM |
durability-seahorse7 | $50.00 | 9/22/2012 1:00:56 PM |
life-is-great | $25.00 | 9/22/2012 1:12:12 PM |
vigilance-spinner3 | $25.00 | 9/22/2012 1:16:34 PM |
reward-adventure | $50.00 | 9/22/2012 1:18:19 PM |
principal-cooker2 | $50.00 | 9/22/2012 1:49:03 PM |
worthy-bid8 | $100.00 | 9/22/2012 1:43:39 PM |
deal-hickory5 | $100.00 | 9/22/2012 1:48:45 PM |
MilitaryMTP | $50.00 | 9/22/2012 3:42:22 PM |
banker34 | $28.93 | 9/22/2012 7:50:54 PM |
priceless-capital0 | $25.00 | 9/22/2012 7:57:50 PM |
brilliant-balance | $50.00 | 9/22/2012 2:36:26 PM |
CA-Lender | $25.00 | 9/22/2012 2:42:38 PM |
s_man1 | $25.00 | 9/22/2012 6:57:35 PM |
money-fort | $25.00 | 9/22/2012 7:35:30 PM |
rupee-universe | $25.00 | 9/22/2012 9:47:48 PM |
ResQDoc | $25.00 | 9/23/2012 8:05:25 AM |
note-mad-scientist | $25.00 | 9/23/2012 8:05:26 AM |
kind-diligent-coin | $25.00 | 9/23/2012 4:03:04 AM |
value-fortress3 | $25.00 | 9/23/2012 5:29:28 AM |
reasonable-nickel6 | $17.63 | 9/23/2012 12:23:20 PM |
cupcake0 | $53.21 | 9/23/2012 7:17:54 AM |
affluence-wasp6 | $25.00 | 9/23/2012 9:08:21 AM |
Rivervale_Westwood | $25.00 | 9/23/2012 8:40:25 AM |
accelerator1 | $25.00 | 9/23/2012 11:55:51 AM |
bewitching-dollar5 | $100.00 | 9/21/2012 6:00:46 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:41 PM |
dudebrah | $25.00 | 9/21/2012 6:56:22 PM |
responsibility-butterfly | $25.00 | 9/22/2012 8:28:55 AM |
kevin314 | $25.00 | 9/22/2012 1:14:16 PM |
productive-note2 | $50.00 | 9/22/2012 1:05:46 PM |
integrity-builder | $50.00 | 9/22/2012 12:57:49 PM |
GalileoBob | $25.00 | 9/22/2012 1:29:39 PM |
the-laudable-peso | $40.00 | 9/22/2012 1:26:01 PM |
greenback-snowdome1 | $100.00 | 9/22/2012 7:17:44 PM |
hardatwork1 | $25.00 | 9/22/2012 7:40:25 PM |
TrustOne | $25.00 | 9/22/2012 8:00:22 PM |
the-credit-maker | $25.00 | 9/22/2012 2:28:12 PM |
340 | $25.00 | 9/22/2012 11:15:59 PM |
NorthernFunds | $25.00 | 9/22/2012 3:39:46 PM |
ibano | $25.00 | 9/23/2012 4:31:56 AM |
mikelance7 | $25.00 | 9/22/2012 5:32:45 PM |
desertoasis | $25.00 | 9/22/2012 8:23:45 PM |
impala6464 | $25.00 | 9/22/2012 6:57:00 PM |
fund-didgeridoo3 | $25.00 | 9/22/2012 9:25:15 PM |
907 | $25.00 | 9/22/2012 9:41:41 PM |
icon7 | $50.00 | 9/23/2012 8:43:45 AM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:27 AM |
Lea1791 | $66.23 | 9/23/2012 2:17:47 AM |
bid-lightning9 | $25.00 | 9/23/2012 3:27:28 AM |
sgt-schultz | $27.00 | 9/23/2012 4:04:36 AM |
the-money-maker | $25.00 | 9/22/2012 9:54:25 PM |
340IRA | $25.00 | 9/22/2012 11:22:03 PM |
social-zebra | $30.00 | 9/23/2012 8:22:23 AM |
azazle | $50.00 | 9/23/2012 3:22:31 AM |
KaleoGroup | $25.00 | 9/23/2012 5:31:03 AM |
wishihadmore | $25.00 | 9/23/2012 5:52:09 AM |
economy-popcorn | $25.00 | 9/23/2012 10:55:57 AM |
SudianX | $27.00 | 9/23/2012 10:29:33 AM |
74 Investments
|
Borrower Payment Dependent Notes Series
642978
This series of Notes was issued and sold upon the funding of the borrower loan #75182, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,100.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $277.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 16y 2m |
Amount delinquent:
| $45 |
Total credit lines:
| 8 | Stated income: | $25,000-$49,999 |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $450 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| No | | |
Screen name:
| detroitclaydog |
Borrower's state:
| Michigan |
Borrower's group:
| Desert Orchid Lending Group, Dedicated to You!! |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 72 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,200.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2011)
660-679
(Apr-2010)
(Jan-2007)
|
Principal balance:
| $1,586.19 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 72 | | |
Description
Auto
Purpose of loan: Purchase a dependable car
This loan will be used to...Replace the car that I'm giving to my grandson
My financial situation: stable/comfortable
I am a good candidate for this loan because...I feel like I have enough "wiggle-room" to take on a car payment and still comfortably sustain myself.
Monthly net income: $3100
Monthly expenses: $30
Housing: $719
Insurance: $69
Car expenses: $250 (avg. gas&repairs)
Utilities: $70 (approx, gas&elect)
Phone, cable, internet: $165
Food, entertainment: $200
Clothing, household expenses: $40 avg.
Credit cards and other loans: $70.40
Other expenses: $30 (approx. medical)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
value-caravan | $25.00 | 9/21/2012 9:02:18 AM |
Ducatiman1978 | $25.00 | 9/21/2012 9:04:08 AM |
cnovak | $25.00 | 9/21/2012 9:05:06 AM |
richboy56 | $25.00 | 9/21/2012 9:08:36 AM |
fuse136 | $25.00 | 9/21/2012 9:08:56 AM |
upright-silver | $25.00 | 9/21/2012 9:09:48 AM |
first-careful-currency | $300.00 | 9/21/2012 9:11:11 AM |
affluence-microscope2 | $200.00 | 9/21/2012 9:12:16 AM |
miked8303 | $39.00 | 9/21/2012 9:04:46 AM |
benevolent-loot5 | $200.00 | 9/21/2012 9:19:07 AM |
dkjl | $25.00 | 9/21/2012 9:20:08 AM |
durability-excellence | $25.00 | 9/21/2012 9:12:23 AM |
helpinghand63 | $25.00 | 9/21/2012 9:22:27 AM |
nickel-ferret | $25.00 | 9/21/2012 9:23:08 AM |
orderandprogress | $50.00 | 9/21/2012 9:23:45 AM |
susurrus | $100.00 | 9/21/2012 9:14:43 AM |
RGlad | $300.00 | 9/21/2012 9:01:52 AM |
wayman | $25.00 | 9/21/2012 9:16:15 AM |
Jonb6919 | $25.00 | 9/21/2012 9:26:06 AM |
MoneyForNothing | $100.72 | 9/21/2012 9:02:26 AM |
rcm87 | $40.00 | 9/21/2012 9:26:52 AM |
BostonCapital | $100.00 | 9/21/2012 9:16:41 AM |
SummitAdvisors | $25.00 | 9/21/2012 9:27:19 AM |
Thunderswan | $100.00 | 9/21/2012 9:27:21 AM |
the-dollar-topper | $150.00 | 9/21/2012 9:17:51 AM |
principal-cooker2 | $50.00 | 9/21/2012 9:28:34 AM |
IP | $25.00 | 9/21/2012 9:05:26 AM |
Preferred-Lender | $25.00 | 9/21/2012 9:20:31 AM |
yield-victor837 | $50.00 | 9/21/2012 9:21:05 AM |
special-dinero553 | $25.00 | 9/21/2012 9:21:36 AM |
ItsJustMe79 | $25.00 | 9/21/2012 9:08:09 AM |
Auburnmist | $25.00 | 9/21/2012 9:23:29 AM |
Maetryx | $25.00 | 9/21/2012 9:10:15 AM |
selfmademan | $25.00 | 9/21/2012 9:23:41 AM |
auction-sage | $100.00 | 9/21/2012 9:24:40 AM |
marwadi-62 | $1,000.00 | 9/21/2012 9:25:42 AM |
mister_waffle | $25.00 | 9/21/2012 9:12:34 AM |
hope-equation | $25.00 | 9/21/2012 9:27:27 AM |
orange-stable-gain | $50.00 | 9/21/2012 9:14:20 AM |
intuitive-benefit3 | $100.00 | 9/21/2012 9:27:54 AM |
enthusiastic-cash599 | $50.00 | 9/21/2012 9:28:48 AM |
figs4u2 | $51.00 | 9/21/2012 9:15:59 AM |
LeReve | $500.00 | 9/21/2012 9:29:25 AM |
jobani | $25.00 | 9/21/2012 9:17:30 AM |
vigorous-velocity | $200.00 | 9/21/2012 9:21:20 AM |
happy-yield | $25.00 | 9/21/2012 9:22:13 AM |
radiant-dollar9 | $200.00 | 9/21/2012 9:25:11 AM |
jkeller4000 | $100.00 | 9/21/2012 9:27:08 AM |
credit-solstice | $25.00 | 9/21/2012 9:28:10 AM |
tranquil-note5 | $50.00 | 9/21/2012 9:02:38 AM |
janeybooboo | $100.00 | 9/21/2012 9:05:24 AM |
haplender | $50.00 | 9/21/2012 9:05:33 AM |
felicity-contributor3 | $50.00 | 9/21/2012 9:08:00 AM |
jwesleym | $25.00 | 9/21/2012 9:08:56 AM |
order-tamale | $400.00 | 9/21/2012 9:11:47 AM |
j2ee | $50.00 | 9/21/2012 9:13:41 AM |
wigglesworth4 | $187.00 | 9/21/2012 9:02:40 AM |
miamibeachloaner | $100.00 | 9/21/2012 9:13:54 AM |
bazaar-tulip | $25.00 | 9/21/2012 9:14:18 AM |
TheBestDad | $25.00 | 9/21/2012 9:04:52 AM |
first-serene-credit | $25.00 | 9/21/2012 9:07:28 AM |
useful-p2ploan | $25.00 | 9/21/2012 9:17:18 AM |
mad-scientist0 | $50.00 | 9/21/2012 9:19:43 AM |
durability-seahorse7 | $50.00 | 9/21/2012 9:11:05 AM |
purposeful-durability8 | $100.00 | 9/21/2012 9:20:26 AM |
LendGuy | $25.00 | 9/21/2012 9:22:35 AM |
wise-virtuous-vigilance | $100.00 | 9/21/2012 9:23:47 AM |
phenomenal-rate1 | $500.00 | 9/21/2012 9:14:23 AM |
ryanp100 | $25.00 | 9/21/2012 9:24:48 AM |
bnlforever | $25.00 | 9/21/2012 9:25:36 AM |
Justbiz | $50.00 | 9/21/2012 9:16:08 AM |
versatile-dime442 | $250.00 | 9/21/2012 9:25:57 AM |
DDHMoney | $25.00 | 9/21/2012 9:16:55 AM |
AceInTheHole | $25.00 | 9/21/2012 9:27:23 AM |
golden-responsibility189 | $29.00 | 9/21/2012 9:17:46 AM |
historic-value7 | $200.00 | 9/21/2012 9:04:04 AM |
krisran | $27.00 | 9/21/2012 9:06:26 AM |
abundanceforever | $52.50 | 9/21/2012 9:21:07 AM |
american6 | $50.00 | 9/21/2012 9:22:24 AM |
prohelper | $25.00 | 9/21/2012 9:10:40 AM |
CMJ-Partners | $100.00 | 9/21/2012 9:25:06 AM |
dinero-speaker | $25.00 | 9/21/2012 9:13:16 AM |
tenacious-affluence | $25.00 | 9/21/2012 9:14:12 AM |
LMM1 | $25.00 | 9/21/2012 9:27:48 AM |
gavinfh | $25.00 | 9/21/2012 9:15:17 AM |
hope-percolator8 | $50.00 | 9/21/2012 9:18:38 AM |
MadHun | $200.00 | 9/21/2012 9:21:28 AM |
wetlands | $200.00 | 9/21/2012 9:24:07 AM |
wealth-pal3 | $30.00 | 9/21/2012 9:25:14 AM |
Railbird | $50.00 | 9/21/2012 9:25:53 AM |
wise-rupee-sanctuary | $50.00 | 9/21/2012 9:28:12 AM |
a-unflappable-finance | $98.00 | 9/21/2012 9:28:15 AM |
92 Investments
|
Borrower Payment Dependent Notes Series
642984
This series of Notes was issued and sold upon the funding of the borrower loan #75064, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 44% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
22 | Length of status: | 10y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,305 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| No | | |
Screen name:
| truth-sculpture5 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Debt Consolidation
My financial situation:
I am a good candidate for this loan because...
I have 2 steady monthly income, I pay my bills every month as you will see on my CBR. I just want to consolidate my debt into 1 because I'm tired of haveing to pay out $200.00 (with these small bills). This loan will help me out a lot.
Monthly net income: $2742.00
Monthly expenses: $100
Housing: $0- own
Insurance: $0- deducted from payroll
Car expenses: $100.00 a month for gas
Utilities: $0- live with mother
Phone, cable, internet: $124 cellphone bill
Food, entertainment: $80
Clothing, household expenses: $75
Credit cards and other loans: $279
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/21/2012 6:19:22 PM |
DasMula | $25.00 | 9/21/2012 5:09:07 PM |
majestic-note6 | $150.00 | 9/21/2012 5:17:49 PM |
Relient-K | $25.00 | 9/21/2012 5:34:56 PM |
duty-viola | $25.00 | 9/21/2012 5:44:45 PM |
enriched-return057 | $300.00 | 9/21/2012 5:50:14 PM |
kila-designer | $249.00 | 9/21/2012 5:55:23 PM |
houli123 | $25.00 | 9/21/2012 6:00:31 PM |
bewitching-dollar5 | $100.00 | 9/21/2012 6:00:47 PM |
EnglishGeekInNYC | $50.00 | 9/21/2012 6:15:14 PM |
mindful-generosity1 | $50.00 | 9/21/2012 6:16:00 PM |
dudebrah | $25.00 | 9/21/2012 6:56:37 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:41 PM |
taltman | $25.00 | 9/21/2012 8:12:12 PM |
knee_caps | $25.00 | 9/21/2012 9:54:19 PM |
liberty-tostada7 | $50.00 | 9/21/2012 6:06:58 PM |
california111 | $100.00 | 9/21/2012 10:00:18 PM |
bellaquito | $500.00 | 9/21/2012 6:39:26 PM |
benefit-trident | $25.00 | 9/22/2012 6:46:26 AM |
papaloha | $25.00 | 9/21/2012 10:04:06 PM |
RothySkynx | $25.00 | 9/22/2012 9:37:02 AM |
let_me_retire | $50.00 | 9/22/2012 3:50:49 AM |
droopie1 | $25.00 | 9/22/2012 9:34:05 AM |
gold-miser9 | $25.00 | 9/22/2012 5:31:54 AM |
djkaiser | $25.00 | 9/22/2012 11:10:19 AM |
courteous-platinum7 | $25.00 | 9/22/2012 7:52:08 AM |
responsibility-butterfly | $25.00 | 9/22/2012 8:28:55 AM |
Debt-Reduction-Plus | $42.59 | 9/22/2012 9:51:11 AM |
worthy-bid8 | $100.00 | 9/22/2012 1:43:39 PM |
CA-Lender | $25.00 | 9/22/2012 2:45:02 PM |
Kqwik | $25.00 | 9/22/2012 3:09:59 PM |
whitegold24k | $50.00 | 9/22/2012 4:52:31 PM |
evilkats | $50.00 | 9/22/2012 4:44:40 PM |
jpac1066 | $25.00 | 9/22/2012 7:48:04 PM |
meteoric-asset8 | $101.63 | 9/22/2012 7:50:56 PM |
refresher211 | $25.00 | 9/21/2012 5:14:01 PM |
lovely-currency3 | $50.00 | 9/21/2012 5:19:48 PM |
money-baron | $100.00 | 9/21/2012 5:59:56 PM |
NickelSteamroller | $35.00 | 9/21/2012 5:30:10 PM |
apostle901 | $25.00 | 9/21/2012 6:51:07 PM |
Bob450 | $25.00 | 9/22/2012 8:03:41 AM |
industrious-currency | $25.00 | 9/22/2012 8:31:20 AM |
Astyanax | $30.00 | 9/22/2012 10:56:09 AM |
exciting-fairness | $200.00 | 9/22/2012 10:43:54 AM |
terrific-dough6 | $50.00 | 9/22/2012 12:07:51 PM |
Star_Witness | $25.00 | 9/22/2012 12:15:43 PM |
Asgardian | $25.00 | 9/22/2012 12:30:11 PM |
drkosh | $25.00 | 9/22/2012 12:43:20 PM |
Navy_Wife_Retired | $171.44 | 9/22/2012 12:43:44 PM |
integrity-builder | $50.00 | 9/22/2012 12:53:07 PM |
order-bee1 | $500.00 | 9/22/2012 1:22:46 PM |
enchanted-note | $25.00 | 9/22/2012 1:09:27 PM |
berniemadeoff | $25.00 | 9/22/2012 1:55:09 PM |
hml | $25.00 | 9/22/2012 3:01:05 PM |
order-bee1 | $100.00 | 9/22/2012 1:58:26 PM |
EretzCapital | $20.34 | 9/22/2012 8:16:43 PM |
56 Investments
|
Borrower Payment Dependent Notes Series
642986
This series of Notes was issued and sold upon the funding of the borrower loan #74814, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 15.74% |
Borrower rate/APR:
| 16.74% / 19.11% |
Monthly payment:
| $494.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.68% | | |
| |
Estimated return*:
| 11.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 45% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 14y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,396 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reward-dominator5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jul-2011)
|
Principal balance:
| $4,067.67 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off all open credit accounts, including an existing/smaller Prosper loan. The only exceptions; mortgage and my children's student loans.
My financial situation:
I am a good candidate for this loan because... this will reduce my monthly payout from over $700/mo. to less than $500/mo. and I'll have one payment instead of 5; much easier to budget and manage. Obviously, Prosper will remain open :), but the other 4 accounts will be closed.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $99.00 | 9/21/2012 5:02:35 PM |
peaceful-wealth0 | $25.00 | 9/21/2012 5:03:32 PM |
social-aspen097 | $300.00 | 9/21/2012 5:03:42 PM |
Castellan | $50.00 | 9/21/2012 5:12:32 PM |
windguy | $50.00 | 9/21/2012 5:18:16 PM |
repayment-pagoda8 | $100.00 | 9/21/2012 5:07:54 PM |
djs81 | $75.00 | 9/21/2012 5:26:49 PM |
qwknick57 | $25.00 | 9/21/2012 5:30:30 PM |
excellent-funds649 | $50.00 | 9/21/2012 5:10:22 PM |
best-tenacious-revenue | $25.00 | 9/21/2012 5:11:07 PM |
justice-trajectory7 | $25.00 | 9/21/2012 5:12:41 PM |
power-chef420 | $25.00 | 9/21/2012 5:33:14 PM |
compatible-power8 | $25.00 | 9/21/2012 5:33:45 PM |
Cai8899 | $25.00 | 9/21/2012 5:36:51 PM |
mtquan | $25.00 | 9/21/2012 5:35:51 PM |
auction-sage | $100.00 | 9/21/2012 5:14:57 PM |
entertaining-revenue4 | $50.00 | 9/21/2012 5:40:14 PM |
LeReve | $500.00 | 9/21/2012 5:19:28 PM |
networks4ever | $25.00 | 9/21/2012 5:48:17 PM |
fund-medalist171 | $50.00 | 9/21/2012 5:51:36 PM |
Taxman44 | $25.00 | 9/21/2012 5:27:57 PM |
global-invest-group | $25.00 | 9/21/2012 5:55:35 PM |
market-cougar3 | $50.00 | 9/21/2012 5:58:52 PM |
bazaar-tulip | $25.00 | 9/21/2012 5:59:29 PM |
thrifty-transaction578 | $25.00 | 9/21/2012 5:59:35 PM |
credit-maple | $25.00 | 9/21/2012 6:09:33 PM |
1stBankAndHal | $25.04 | 9/21/2012 6:16:25 PM |
p2p-surfer | $35.00 | 9/21/2012 6:19:40 PM |
payout-paladin3 | $500.00 | 9/21/2012 6:09:22 PM |
intuitive-benefit3 | $100.00 | 9/21/2012 6:17:59 PM |
overflowinglife | $100.00 | 9/21/2012 5:47:48 PM |
income-buffalo1 | $100.00 | 9/21/2012 7:14:29 PM |
jubilant-agreement0 | $25.00 | 9/21/2012 6:47:38 PM |
bullish2bearish | $100.00 | 9/21/2012 7:01:29 PM |
Fitiwalt7 | $25.00 | 9/21/2012 7:05:45 PM |
mark5337 | $69.09 | 9/21/2012 7:47:40 PM |
well-mannered-income3 | $120.00 | 9/21/2012 7:36:26 PM |
CreditBuilder2 | $25.01 | 9/21/2012 6:05:18 PM |
ingenious-wealth487 | $25.00 | 9/21/2012 10:11:41 PM |
napmanger | $200.00 | 9/21/2012 10:16:09 PM |
just-loyalty643 | $50.00 | 9/21/2012 8:58:41 PM |
creditjunky | $50.00 | 9/21/2012 9:15:28 PM |
USMC0311 | $25.00 | 9/21/2012 9:30:49 PM |
Troutfinder | $30.00 | 9/22/2012 3:28:16 AM |
blue-laudable-dinero | $50.00 | 9/21/2012 11:05:58 PM |
awesome-generosity4 | $27.00 | 9/22/2012 5:02:16 AM |
blackstar | $25.00 | 9/22/2012 5:37:13 AM |
Pitufo | $56.24 | 9/21/2012 7:19:45 PM |
Kissabledevil | $25.00 | 9/21/2012 7:37:37 PM |
tranquil-note5 | $50.00 | 9/22/2012 3:49:53 AM |
loyalty-czar | $57.61 | 9/22/2012 6:46:37 AM |
broosky2 | $100.00 | 9/22/2012 7:03:06 AM |
moola-accelerator6 | $40.00 | 9/21/2012 8:07:29 PM |
nevetsnosliw1 | $25.00 | 9/22/2012 7:22:52 AM |
a-dollar-orchestra | $450.00 | 9/22/2012 6:23:33 AM |
fairness-boomer6 | $50.00 | 9/22/2012 7:26:18 AM |
FinanceEngine | $60.00 | 9/22/2012 7:34:40 AM |
transaction-keeper5 | $25.00 | 9/22/2012 6:40:01 AM |
Brisket_Bob | $52.53 | 9/22/2012 6:51:11 AM |
chac | $300.00 | 9/21/2012 9:55:22 PM |
jubilant-capital1 | $100.00 | 9/22/2012 8:10:23 AM |
Jerrys1951 | $45.00 | 9/22/2012 8:25:45 AM |
rockhound84 | $25.00 | 9/22/2012 7:18:27 AM |
1stPlace | $50.00 | 9/22/2012 9:10:18 AM |
golden-cat | $25.00 | 9/22/2012 3:09:10 AM |
blazing-silver524 | $100.00 | 9/22/2012 4:45:02 AM |
SweetSerenityInvest | $25.51 | 9/22/2012 5:00:11 AM |
Dont_Worry_Be_Happy | $25.00 | 9/22/2012 6:12:59 AM |
compatible-deal9 | $50.00 | 9/22/2012 11:07:22 AM |
corporatejim | $34.28 | 9/22/2012 6:42:12 AM |
troubleman50 | $80.00 | 9/22/2012 11:28:52 AM |
hitsman | $50.00 | 9/22/2012 11:38:05 AM |
All_Wins | $46.07 | 9/22/2012 7:03:13 AM |
xtrabuck | $100.00 | 9/22/2012 7:06:47 AM |
kind-bazaar-kitten | $25.00 | 9/22/2012 10:41:43 AM |
principal-laser | $75.00 | 9/22/2012 7:50:23 AM |
maj0508 | $100.00 | 9/22/2012 9:13:52 AM |
SomebodysMom | $30.00 | 9/22/2012 9:19:41 AM |
repayment-uprising | $50.00 | 9/22/2012 9:53:04 AM |
unforgettable-wealth4 | $50.00 | 9/22/2012 12:12:14 PM |
UBOtto186 | $100.00 | 9/22/2012 10:34:50 AM |
quantum_leap | $25.00 | 9/22/2012 12:16:09 PM |
travels536 | $30.00 | 9/22/2012 11:46:14 AM |
mondial4 | $100.00 | 9/22/2012 12:16:33 PM |
greenback-museum | $25.00 | 9/22/2012 12:14:37 PM |
ready-bid9 | $50.00 | 9/22/2012 12:04:19 PM |
compoundinterest | $25.00 | 9/22/2012 12:27:20 PM |
invincible-deal82 | $25.00 | 9/22/2012 12:29:04 PM |
the-profit-oracle | $25.00 | 9/22/2012 12:49:08 PM |
puifais | $50.00 | 9/22/2012 12:49:37 PM |
mvalley | $25.00 | 9/22/2012 12:33:25 PM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:35 PM |
loyalty-locomotive | $25.00 | 9/22/2012 12:41:09 PM |
american6 | $50.00 | 9/22/2012 12:59:45 PM |
valiant-money | $75.00 | 9/22/2012 12:43:27 PM |
108lender | $200.00 | 9/22/2012 12:43:53 PM |
lendacity | $25.00 | 9/22/2012 12:48:46 PM |
market-pudding | $25.00 | 9/22/2012 12:49:21 PM |
Tradesmanlender | $25.00 | 9/22/2012 1:06:03 PM |
integrity-builder | $50.00 | 9/22/2012 12:57:00 PM |
purdue98 | $36.00 | 9/22/2012 1:20:53 PM |
useful-money715 | $25.00 | 9/22/2012 1:22:04 PM |
babokd | $100.00 | 9/22/2012 1:22:23 PM |
sammyhammy | $25.00 | 9/22/2012 1:27:17 PM |
AFairDeal | $25.00 | 9/22/2012 1:04:58 PM |
cashfl0w | $25.00 | 9/22/2012 1:27:25 PM |
magical-credit523 | $25.00 | 9/22/2012 1:05:15 PM |
hostbank | $97.00 | 9/22/2012 1:31:21 PM |
promise2 | $25.00 | 9/22/2012 1:08:14 PM |
judson | $25.00 | 9/22/2012 1:33:32 PM |
kchen486 | $50.00 | 9/22/2012 1:20:37 PM |
jeffpac | $37.00 | 9/22/2012 1:35:32 PM |
KryptonWare-com | $25.00 | 9/22/2012 1:21:18 PM |
get30inc | $50.00 | 9/22/2012 1:39:58 PM |
exchange-pledge | $50.00 | 9/22/2012 1:23:16 PM |
smilinguy | $25.00 | 9/22/2012 1:24:06 PM |
sturdy-fairness0 | $100.00 | 9/22/2012 1:24:29 PM |
wwwUniversal | $25.00 | 9/22/2012 1:42:41 PM |
calm-deal7 | $25.00 | 9/22/2012 1:42:54 PM |
1phantom | $25.00 | 9/22/2012 1:25:57 PM |
sr47567 | $25.00 | 9/22/2012 1:28:41 PM |
paytonbrigadier | $250.00 | 9/22/2012 1:29:36 PM |
durability-solstice8 | $50.00 | 9/22/2012 1:30:36 PM |
larrybird | $1,000.00 | 9/22/2012 1:50:15 PM |
dignified-finance | $25.00 | 9/22/2012 2:02:23 PM |
important-gold5 | $25.00 | 9/22/2012 2:03:41 PM |
auction-iris9 | $103.00 | 9/22/2012 1:23:36 PM |
fishtale | $25.00 | 9/22/2012 1:35:49 PM |
sclark | $25.00 | 9/22/2012 2:05:12 PM |
GranCarol | $25.00 | 9/22/2012 1:36:49 PM |
velocity-javelin8 | $25.00 | 9/22/2012 1:24:27 PM |
helidude | $25.00 | 9/22/2012 1:24:54 PM |
boater01 | $100.00 | 9/22/2012 1:25:34 PM |
wigglesworth4 | $100.00 | 9/22/2012 1:39:41 PM |
urbane-moola4 | $25.00 | 9/22/2012 1:40:12 PM |
harperpotok | $100.00 | 9/22/2012 1:41:55 PM |
money-bauble | $200.00 | 9/22/2012 1:42:08 PM |
Tai | $25.00 | 9/22/2012 1:30:13 PM |
diplomatic-wealth7 | $100.00 | 9/22/2012 2:55:22 PM |
first-repayment-magician | $40.00 | 9/22/2012 1:31:55 PM |
loyalty-circuitry | $100.00 | 9/22/2012 2:57:36 PM |
brainy-dedication | $25.00 | 9/22/2012 1:32:32 PM |
coin-popcorn | $30.00 | 9/22/2012 1:47:28 PM |
daisuke | $25.00 | 9/22/2012 1:48:42 PM |
bold-liberty-spartan | $25.00 | 9/22/2012 1:36:32 PM |
6moonbeams | $50.00 | 9/22/2012 1:49:34 PM |
value-wind0 | $25.00 | 9/22/2012 1:39:24 PM |
strombo27 | $25.00 | 9/22/2012 1:41:21 PM |
transparency-river1 | $500.00 | 9/22/2012 4:43:33 PM |
platinum-enlightenment | $25.00 | 9/22/2012 1:42:01 PM |
nex | $25.00 | 9/22/2012 1:59:20 PM |
affluence-tomahawk | $25.00 | 9/22/2012 2:02:52 PM |
market-assembler | $50.00 | 9/22/2012 1:47:45 PM |
Carpetkid | $28.00 | 9/22/2012 1:48:21 PM |
AM2008 | $25.00 | 9/22/2012 6:04:31 PM |
unrivaled-silver | $25.00 | 9/22/2012 1:49:08 PM |
DirtyJenga | $25.00 | 9/22/2012 1:49:40 PM |
Wilobe | $47.00 | 9/22/2012 2:36:13 PM |
FL-Lender | $25.00 | 9/22/2012 6:54:36 PM |
PrimeFunding | $25.00 | 9/22/2012 4:15:31 PM |
payment-gusto | $25.00 | 9/22/2012 5:44:29 PM |
superb-income6 | $110.66 | 9/22/2012 7:00:09 PM |
knowledgeable-silver8 | $25.00 | 9/22/2012 5:08:29 PM |
frooogal | $25.00 | 9/22/2012 5:32:14 PM |
lunaireMD | $65.32 | 9/22/2012 5:53:58 PM |
CalBear08 | $33.33 | 9/22/2012 6:36:18 PM |
PrimeFunding | $25.00 | 9/21/2012 6:39:07 PM |
phenomenal-rate1 | $500.00 | 9/21/2012 5:04:23 PM |
wonder3 | $30.00 | 9/21/2012 5:05:52 PM |
green-trade-dolphin2 | $28.32 | 9/21/2012 5:03:33 PM |
the-magnetic-transaction | $200.00 | 9/21/2012 5:03:54 PM |
DasMula | $50.00 | 9/21/2012 5:10:29 PM |
radiant-dollar9 | $200.00 | 9/21/2012 5:15:48 PM |
affluence-microscope2 | $200.00 | 9/21/2012 5:02:50 PM |
ptjg | $56.00 | 9/21/2012 5:16:48 PM |
tenacious-affluence | $25.00 | 9/21/2012 5:25:32 PM |
mariah8641 | $30.00 | 9/21/2012 5:27:36 PM |
velocity-scrutinzer6 | $50.00 | 9/21/2012 5:25:56 PM |
imogen22 | $50.00 | 9/21/2012 5:10:19 PM |
Eminent_Endeavors | $35.00 | 9/21/2012 5:30:12 PM |
ready-interest9 | $25.00 | 9/21/2012 5:12:56 PM |
wetlands | $200.00 | 9/21/2012 5:14:25 PM |
EnglishGeekInNYC | $25.00 | 9/21/2012 5:16:03 PM |
community-burrito9 | $40.00 | 9/21/2012 5:41:14 PM |
XP | $25.00 | 9/21/2012 5:18:02 PM |
CMJ-Partners | $100.00 | 9/21/2012 5:43:04 PM |
justreturns | $25.00 | 9/21/2012 5:41:04 PM |
Investoman | $25.00 | 9/21/2012 5:21:36 PM |
sandcrabsailor | $50.00 | 9/21/2012 5:57:08 PM |
BiggestG | $25.00 | 9/21/2012 5:30:39 PM |
phaded | $25.00 | 9/21/2012 6:03:36 PM |
ready-justice7 | $50.00 | 9/21/2012 5:33:05 PM |
squarebob | $25.00 | 9/21/2012 6:09:08 PM |
astute-benjamins | $150.00 | 9/21/2012 6:24:05 PM |
Tensleep | $48.27 | 9/21/2012 6:26:46 PM |
coin-tweet | $50.00 | 9/21/2012 6:56:01 PM |
kenji4861 | $25.00 | 9/21/2012 6:27:51 PM |
bellaquito | $500.00 | 9/21/2012 6:33:19 PM |
intrepid-loot | $25.00 | 9/21/2012 7:40:01 PM |
friendly-gold | $25.00 | 9/21/2012 6:00:20 PM |
TheDorito | $250.00 | 9/21/2012 7:17:15 PM |
SergRoosterDu | $26.00 | 9/21/2012 9:27:21 PM |
ChoiceInvestments | $28.00 | 9/21/2012 7:53:41 PM |
Megaton | $25.00 | 9/21/2012 8:08:46 PM |
invincible-agreement8 | $73.00 | 9/21/2012 10:14:58 PM |
reward-dynamo | $25.00 | 9/21/2012 8:21:40 PM |
dynadave | $1,000.00 | 9/21/2012 8:58:22 PM |
KLCRAY | $25.00 | 9/22/2012 1:35:28 AM |
excellent-loan8 | $25.00 | 9/21/2012 9:28:14 PM |
transparency-position | $75.00 | 9/21/2012 6:20:44 PM |
papaloha | $77.00 | 9/21/2012 10:02:36 PM |
sri59 | $100.00 | 9/22/2012 2:55:48 AM |
new-discrete-camaraderi | $25.00 | 9/22/2012 5:36:42 AM |
katnmouse | $25.00 | 9/22/2012 5:41:13 AM |
Iowa65 | $25.02 | 9/22/2012 4:01:07 AM |
glimmering-liberty616 | $25.00 | 9/22/2012 4:17:30 AM |
orange-coin-walnut | $75.00 | 9/22/2012 4:59:17 AM |
liberty-point | $50.00 | 9/22/2012 6:59:24 AM |
money4u2use | $32.90 | 9/22/2012 5:53:36 AM |
deal-pal | $25.00 | 9/22/2012 5:55:33 AM |
best-bonafide-p2p | $25.00 | 9/21/2012 8:35:56 PM |
durability-revelry2 | $25.11 | 9/22/2012 6:03:57 AM |
credit-commander1 | $25.00 | 9/21/2012 8:42:56 PM |
gothampark | $25.00 | 9/22/2012 7:56:51 AM |
friendinmoney | $25.00 | 9/22/2012 8:27:32 AM |
worldly-income2 | $25.00 | 9/22/2012 7:07:46 AM |
plato22 | $25.00 | 9/22/2012 8:56:25 AM |
goal-benefit2 | $30.00 | 9/22/2012 8:57:40 AM |
responsibility-butterfly | $25.00 | 9/22/2012 8:28:56 AM |
return-tranquility853 | $50.00 | 9/22/2012 9:33:38 AM |
houli123 | $50.00 | 9/22/2012 3:11:46 AM |
brightest-trade-breeze | $25.00 | 9/22/2012 9:51:57 AM |
justice-mussel2 | $35.00 | 9/22/2012 10:06:34 AM |
DreDub | $50.00 | 9/22/2012 10:16:18 AM |
Ambassador | $30.00 | 9/22/2012 5:42:38 AM |
cerebral-dollar773 | $50.00 | 9/22/2012 5:53:16 AM |
majestic-currency3 | $50.00 | 9/22/2012 5:57:39 AM |
kulender | $50.00 | 9/22/2012 10:49:48 AM |
RothySkynx | $25.00 | 9/22/2012 9:37:02 AM |
corporatejim | $34.27 | 9/22/2012 6:39:59 AM |
DoctorJoe | $35.00 | 9/22/2012 6:47:43 AM |
labate | $25.00 | 9/22/2012 11:13:46 AM |
jsnryn | $100.00 | 9/22/2012 8:00:04 AM |
RedmondMan | $25.00 | 9/22/2012 8:24:08 AM |
gjm6d | $25.00 | 9/22/2012 9:24:53 AM |
miamibeachloaner | $100.00 | 9/22/2012 12:03:35 PM |
jybank | $50.00 | 9/22/2012 9:57:44 AM |
bonus-quark4 | $25.00 | 9/22/2012 10:17:52 AM |
nimble-money086 | $25.00 | 9/22/2012 10:19:29 AM |
minista | $25.00 | 9/22/2012 12:16:31 PM |
felicity-broadcaster6 | $50.00 | 9/22/2012 12:12:00 PM |
cardminger | $25.00 | 9/22/2012 12:05:45 PM |
DadWarbucks | $25.00 | 9/22/2012 12:06:14 PM |
dojo2 | $100.00 | 9/22/2012 12:32:30 PM |
urbane-deal152 | $50.00 | 9/22/2012 12:53:30 PM |
loan-mongoose1 | $25.00 | 9/22/2012 12:53:46 PM |
cash-sensai2 | $25.00 | 9/22/2012 1:16:14 PM |
skillful-auction | $50.00 | 9/22/2012 1:17:48 PM |
TennSquire | $25.00 | 9/22/2012 1:07:31 PM |
objective-investor | $250.00 | 9/22/2012 1:21:35 PM |
npokpr | $25.00 | 9/22/2012 1:28:00 PM |
vigilance-spinner3 | $25.00 | 9/22/2012 1:16:23 PM |
brightest-affluence-motivator | $50.00 | 9/22/2012 1:29:50 PM |
benevolent-moola291 | $50.00 | 9/22/2012 1:33:21 PM |
hope-kingdom | $50.00 | 9/22/2012 1:36:37 PM |
dospapalotes | $25.00 | 9/22/2012 1:22:20 PM |
slojudy | $25.00 | 9/22/2012 1:39:43 PM |
MyPFBlog | $25.00 | 9/22/2012 1:40:52 PM |
carlover | $25.00 | 9/22/2012 1:24:42 PM |
squeebie | $50.00 | 9/22/2012 1:24:44 PM |
hopethisworks | $25.00 | 9/22/2012 1:29:01 PM |
Rick21 | $25.00 | 9/22/2012 1:49:23 PM |
InfinitiGold | $44.70 | 9/22/2012 1:31:35 PM |
israel15 | $25.00 | 9/22/2012 1:52:35 PM |
MONEYLENDER101 | $33.00 | 9/22/2012 1:32:36 PM |
asya | $27.00 | 9/22/2012 1:33:38 PM |
KEOLEND | $25.00 | 9/22/2012 1:22:45 PM |
vinayski | $25.00 | 9/22/2012 2:00:41 PM |
adaboy65 | $100.00 | 9/22/2012 1:23:33 PM |
nickel-alien | $50.00 | 9/22/2012 1:35:08 PM |
kid8549 | $35.00 | 9/22/2012 1:36:57 PM |
loot-heaven4 | $36.00 | 9/22/2012 1:40:04 PM |
mlin | $25.00 | 9/22/2012 1:32:02 PM |
ranstlin | $25.00 | 9/22/2012 1:46:16 PM |
hard-working-rate3 | $25.00 | 9/22/2012 1:32:18 PM |
worth-magician | $25.00 | 9/22/2012 1:32:43 PM |
important-penny3 | $25.00 | 9/22/2012 1:47:27 PM |
Hidalgo2004 | $25.72 | 9/22/2012 3:29:54 PM |
csakhil | $50.00 | 9/22/2012 1:37:24 PM |
treasure-generator | $25.00 | 9/22/2012 1:38:29 PM |
zone6 | $100.00 | 9/22/2012 1:39:35 PM |
igloo268 | $25.00 | 9/22/2012 1:54:43 PM |
camaraderi-atmosphere | $25.00 | 9/22/2012 1:40:33 PM |
iem2509 | $25.00 | 9/22/2012 1:58:08 PM |
authentic-liberty7 | $25.00 | 9/22/2012 2:05:46 PM |
aabadabadoo | $25.00 | 9/22/2012 5:57:25 PM |
Elefunt | $25.00 | 9/22/2012 2:23:45 PM |
Aimvest | $25.00 | 9/22/2012 1:52:12 PM |
tolerant-dinero2 | $25.00 | 9/22/2012 1:55:27 PM |
currency-persimmon | $35.00 | 9/22/2012 3:32:15 PM |
gold-mate1 | $25.00 | 9/22/2012 3:53:51 PM |
respectful-credit820 | $25.00 | 9/22/2012 4:25:09 PM |
whitegold24k | $150.00 | 9/22/2012 4:49:58 PM |
hml | $50.00 | 9/22/2012 2:58:47 PM |
chrisb1414 | $25.00 | 9/22/2012 5:50:49 PM |
Feyenoord | $30.00 | 9/22/2012 6:13:20 PM |
Theofficer_roth_ira | $200.00 | 9/22/2012 5:43:49 PM |
307 Investments
|
Borrower Payment Dependent Notes Series
642998
This series of Notes was issued and sold upon the funding of the borrower loan #75371, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $72.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
10 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,509 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| No | | |
Screen name:
| competent-euro5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
I have to have some extensive dental work that is not covered by my insurance.
My financial situation:
I am a good candidate for this loan because I am an Attorney and have been for 7 years, I have a stable job and will be able to pay this loan back with no problem. I can provide proof of employment and proof of salary.
Monthly net income: $5,478
Monthly expenses: $900
Housing: $1400
Insurance: $0- paid for by my firm
Car expenses: $216.72
Utilities: $included in my rent
Phone, cable, internet: $0 Included in my rent
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $1,800.00 | 9/21/2012 5:05:17 PM |
historic-value7 | $200.00 | 9/21/2012 5:05:58 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
643062
This series of Notes was issued and sold upon the funding of the borrower loan #75172, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $360.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 14y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,492 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| likeable-ore2 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000+
Monthly expenses: $
Housing: $450
Insurance: $179.06
Car expenses: $585
Utilities: $100
Phone, cable, internet: $75
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $Will be 0 if loan is approved
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $2,500.00 | 9/21/2012 5:01:32 PM |
Bank_Of_XL | $25.00 | 9/21/2012 5:02:20 PM |
wonder3 | $25.00 | 9/21/2012 5:03:01 PM |
commerce-venture1 | $25.00 | 9/21/2012 5:07:38 PM |
CashFlow13 | $1,250.00 | 9/21/2012 5:00:40 PM |
income-triangulation1 | $25.00 | 9/21/2012 5:01:12 PM |
InChicago | $80.03 | 9/21/2012 5:01:16 PM |
Money__Tree | $200.00 | 9/21/2012 5:07:35 PM |
worth-blanket2 | $11,700.00 | 9/21/2012 5:08:35 PM |
1stPlace | $75.00 | 9/21/2012 5:02:41 PM |
mckhbnpc | $50.00 | 9/21/2012 5:06:19 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
643088
This series of Notes was issued and sold upon the funding of the borrower loan #75440, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 52% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,374 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| friendly-currency259 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lawyers fees
Outstanding lawyers fees/debt
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Zingaro | $25.00 | 9/21/2012 5:09:51 PM |
newest-currency-vibrato | $25.00 | 9/21/2012 5:16:02 PM |
bewitching-dollar5 | $100.00 | 9/21/2012 6:00:47 PM |
mindful-generosity1 | $50.00 | 9/21/2012 6:16:00 PM |
dudebrah | $25.00 | 9/21/2012 6:56:53 PM |
bellaquito | $500.00 | 9/21/2012 6:39:27 PM |
houli123 | $25.00 | 9/21/2012 6:00:32 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:42 PM |
papaloha | $25.00 | 9/21/2012 10:04:06 PM |
let_me_retire | $50.00 | 9/22/2012 3:51:56 AM |
courteous-platinum7 | $30.00 | 9/22/2012 7:52:36 AM |
responsibility-butterfly | $25.00 | 9/22/2012 8:28:57 AM |
RothySkynx | $25.00 | 9/22/2012 9:37:03 AM |
ultimate-peace | $212.50 | 9/22/2012 10:21:48 AM |
worthy-bid8 | $100.00 | 9/22/2012 1:43:39 PM |
mrxtravis | $25.00 | 9/22/2012 2:05:51 PM |
sgt-schultz | $27.00 | 9/23/2012 4:04:01 AM |
wishihadmore | $25.00 | 9/23/2012 5:50:51 AM |
priceless-capital0 | $25.00 | 9/22/2012 7:55:01 PM |
brondero | $33.00 | 9/22/2012 7:06:53 PM |
rupee-universe | $25.00 | 9/22/2012 9:47:48 PM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:28 AM |
S2M | $36.59 | 9/23/2012 6:25:38 AM |
marwadi-62 | $25.00 | 9/23/2012 8:30:47 AM |
PrimeFunding | $25.00 | 9/21/2012 6:19:22 PM |
duty-viola | $25.00 | 9/21/2012 5:44:46 PM |
Boiler7777 | $25.00 | 9/21/2012 6:55:54 PM |
prudent-loot | $25.00 | 9/22/2012 7:39:28 AM |
pious-openness | $25.00 | 9/22/2012 9:55:19 AM |
SecondChanceLendingSERV | $25.00 | 9/22/2012 10:20:35 AM |
cardminger | $25.00 | 9/22/2012 12:05:45 PM |
drkosh | $25.00 | 9/22/2012 12:42:45 PM |
integrity-builder | $50.00 | 9/22/2012 12:53:07 PM |
berniemadeoff | $25.00 | 9/22/2012 1:47:14 PM |
keichi03 | $28.00 | 9/22/2012 8:32:10 PM |
SV-AZ | $25.31 | 9/22/2012 9:44:33 PM |
new-poetic-transaction | $25.00 | 9/22/2012 8:01:13 PM |
california111 | $75.00 | 9/23/2012 8:35:45 AM |
dough-kitten5 | $25.00 | 9/23/2012 8:32:24 AM |
investorguy3000 | $25.00 | 9/23/2012 3:06:18 AM |
az2012 | $7.60 | 9/23/2012 9:04:07 AM |
CA-Lender | $25.00 | 9/23/2012 8:42:58 AM |
42 Investments
|
Borrower Payment Dependent Notes Series
643092
This series of Notes was issued and sold upon the funding of the borrower loan #75097, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $136.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 34% |
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 10y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,422 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| worldly-gain128 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses: $
Housing: $750
Insurance: $70
Car expenses: $400
Utilities: $90
Phone, cable, internet: $100
Food, entertainment: 150
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wonder3 | $25.00 | 9/21/2012 5:03:58 PM |
pierrelasvegas | $25.00 | 9/21/2012 5:12:53 PM |
52digital | $75.00 | 9/21/2012 5:01:05 PM |
adventurer447 | $300.00 | 9/21/2012 5:19:59 PM |
Money__Tree | $200.00 | 9/21/2012 5:07:36 PM |
Eminent_Endeavors | $25.00 | 9/21/2012 5:29:05 PM |
ronin7015 | $25.00 | 9/21/2012 5:32:22 PM |
careful-vigilance4 | $25.00 | 9/21/2012 5:35:25 PM |
EnglishGeekInNYC | $25.00 | 9/21/2012 5:16:04 PM |
oreyedoc | $33.00 | 9/21/2012 5:38:16 PM |
versatile-dime442 | $250.00 | 9/21/2012 5:17:09 PM |
1NiceLender | $25.00 | 9/21/2012 5:44:01 PM |
LendingPimp_2 | $26.00 | 9/21/2012 5:47:24 PM |
cash-mad-scientist3 | $25.00 | 9/21/2012 5:20:42 PM |
asset-professor | $25.00 | 9/21/2012 5:50:11 PM |
supreme-treasure8 | $100.00 | 9/21/2012 5:24:22 PM |
WalnutCreekguy | $50.00 | 9/21/2012 5:47:59 PM |
charming-exchange7 | $25.00 | 9/21/2012 5:53:26 PM |
bewitching-dollar5 | $2.00 | 9/21/2012 6:00:47 PM |
robust-diversification3 | $50.00 | 9/21/2012 5:39:33 PM |
ASuperJohn | $150.00 | 9/21/2012 5:46:35 PM |
houli123 | $25.00 | 9/21/2012 6:00:32 PM |
trade-boots1 | $100.00 | 9/21/2012 5:06:30 PM |
favorite-commerce | $30.00 | 9/21/2012 5:03:00 PM |
thrilling-fund427 | $50.00 | 9/21/2012 5:07:06 PM |
DasMula | $25.00 | 9/21/2012 5:09:43 PM |
phenomenal-rate1 | $500.00 | 9/21/2012 5:05:02 PM |
income-triangulation1 | $25.00 | 9/21/2012 5:01:00 PM |
diplomatic-wealth7 | $25.00 | 9/21/2012 5:14:22 PM |
benevolent-transaction090 | $50.00 | 9/21/2012 5:02:17 PM |
djh47a | $25.00 | 9/21/2012 5:20:39 PM |
FinDoc | $25.00 | 9/21/2012 5:06:57 PM |
prudent-payment316 | $25.00 | 9/21/2012 5:28:23 PM |
Elefunt | $25.00 | 9/21/2012 5:29:32 PM |
mmckune | $25.00 | 9/21/2012 5:30:13 PM |
Drewkeeper | $25.00 | 9/21/2012 5:31:54 PM |
enchanted-note | $25.00 | 9/21/2012 5:39:55 PM |
transparent-loot6 | $25.00 | 9/21/2012 5:40:48 PM |
DirtyJenga | $25.00 | 9/21/2012 5:41:10 PM |
LeReve | $500.00 | 9/21/2012 5:20:04 PM |
Beld | $50.00 | 9/21/2012 5:42:16 PM |
durability-seahorse7 | $50.00 | 9/21/2012 5:20:23 PM |
profit-powerplant | $25.00 | 9/21/2012 5:47:13 PM |
MyPFBlog | $25.00 | 9/21/2012 5:58:15 PM |
bellaquito | $500.00 | 9/21/2012 5:31:04 PM |
friendly-gold | $25.00 | 9/21/2012 6:00:21 PM |
community-burrito9 | $35.00 | 9/21/2012 5:39:22 PM |
life-is-great | $25.00 | 9/21/2012 5:39:50 PM |
selector568 | $300.00 | 9/21/2012 5:42:02 PM |
orearella3 | $25.00 | 9/21/2012 5:44:24 PM |
duty-viola | $25.00 | 9/21/2012 5:44:46 PM |
kila-designer | $249.00 | 9/21/2012 5:55:23 PM |
cash-kin7 | $25.00 | 9/21/2012 5:56:05 PM |
money-baron | $100.00 | 9/21/2012 5:59:57 PM |
54 Investments
|
Borrower Payment Dependent Notes Series
643102
This series of Notes was issued and sold upon the funding of the borrower loan #75187, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $122.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 23% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 6y 6m |
Amount delinquent:
| $148 |
Total credit lines:
| 15 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,940 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orange-sensational-investment |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Partial Debt Consolidation
Purpose of loan: Partial debt consolidation
This loan will be used to pay off existing lines of credit with unfavorable interest rates
My financial situation:
I am a good candidate for this loan because apart from my employment income I receive $16,800 annually from veterans disability. I also recently reduced my mortgage payment.
Monthly net income: $4200
Monthly expenses: $300
Housing: $700
Insurance: $80
Car expenses: $165
Utilities: $125
Phone, cable, internet: $125
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $775.00 | 9/20/2012 5:52:49 PM |
historic-value7 | $200.00 | 9/20/2012 5:05:07 PM |
wildguy | $50.00 | 9/20/2012 5:18:03 PM |
duty-viola | $25.00 | 9/20/2012 5:07:14 PM |
52digital | $75.00 | 9/20/2012 5:40:44 PM |
Beld | $50.00 | 9/20/2012 5:44:51 PM |
asset-professor | $25.00 | 9/20/2012 5:51:44 PM |
durability-seahorse7 | $50.00 | 9/20/2012 5:11:54 PM |
mmckune | $25.00 | 9/20/2012 5:25:50 PM |
Plow_n_Sow | $25.00 | 9/20/2012 5:11:08 PM |
friendly-gold | $25.00 | 9/20/2012 5:01:47 PM |
decisive-income7 | $1,500.00 | 9/20/2012 5:06:35 PM |
first-pragmatic-power | $25.00 | 9/20/2012 5:36:24 PM |
supreme-treasure8 | $100.00 | 9/20/2012 5:10:23 PM |
brainy-return234 | $25.00 | 9/20/2012 5:36:42 PM |
cp-family | $50.00 | 9/20/2012 5:20:20 PM |
handy-justice | $50.00 | 9/20/2012 5:08:10 PM |
felicity-contributor3 | $25.00 | 9/20/2012 5:12:24 PM |
vutah | $25.00 | 9/20/2012 5:14:30 PM |
britches613 | $25.00 | 9/20/2012 5:49:19 PM |
JRS | $25.00 | 9/20/2012 5:32:31 PM |
leverage-sensai6 | $25.00 | 9/20/2012 5:48:52 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
643140
This series of Notes was issued and sold upon the funding of the borrower loan #75102, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $787.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 22% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,516 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| justice-mermaid067 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt.
My financial situation:
I am a good candidate for this loan because I am already paying more than twice the offered monthly loan amount for the same amount of debt. It will be no problem meeting the monthly payments. I have been steadily employed since high school.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
excellent-funds649 | $50.00 | 9/21/2012 5:10:24 PM |
imogen22 | $50.00 | 9/21/2012 5:10:29 PM |
windguy | $50.00 | 9/21/2012 5:18:25 PM |
tenacious-affluence | $25.00 | 9/21/2012 5:25:33 PM |
lionheart722 | $100.00 | 9/21/2012 5:25:08 PM |
logical-reward8 | $25.00 | 9/21/2012 5:51:45 PM |
bazaar-tulip | $25.00 | 9/21/2012 5:59:30 PM |
blot44 | $25.00 | 9/21/2012 8:57:31 PM |
broosky2 | $100.00 | 9/22/2012 7:03:06 AM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:36 PM |
marketplace-singularity3 | $35.00 | 9/22/2012 6:11:52 PM |
flo_rida | $100.00 | 9/23/2012 12:37:09 PM |
Darts | $50.00 | 9/24/2012 5:24:01 PM |
loyalty-hornet6 | $25.00 | 9/25/2012 6:34:38 AM |
samurai2 | $25.00 | 9/25/2012 7:45:25 AM |
Tradesmanlender | $25.00 | 9/25/2012 9:32:17 AM |
velocityasaurus-rex4 | $100.00 | 9/25/2012 9:24:50 AM |
Lev8 | $25.00 | 9/25/2012 9:34:42 AM |
platinum-attraction | $25.00 | 9/25/2012 10:15:38 AM |
compoundinterest | $25.00 | 9/25/2012 10:00:45 AM |
bletourn | $25.00 | 9/25/2012 10:00:19 AM |
loot-heart | $25.00 | 9/25/2012 10:04:36 AM |
bellaquito | $500.00 | 9/25/2012 11:29:18 AM |
forthright-trade | $35.00 | 9/25/2012 11:54:52 AM |
awwaww | $25.00 | 9/25/2012 10:17:41 AM |
social-tostada9 | $50.00 | 9/25/2012 11:50:58 AM |
compatible-deal9 | $50.00 | 9/25/2012 12:20:40 PM |
Dakota98 | $25.00 | 9/25/2012 4:48:20 PM |
FL-Lender | $25.00 | 9/25/2012 4:41:51 PM |
miked8303 | $50.00 | 9/25/2012 5:10:08 PM |
useful-money715 | $25.00 | 9/25/2012 5:29:50 PM |
prudent-dough458 | $25.00 | 9/25/2012 5:35:49 PM |
auction-sage | $100.00 | 9/25/2012 5:37:06 PM |
proper-commitment5 | $25.00 | 9/25/2012 5:38:04 PM |
fortytwo | $150.00 | 9/25/2012 5:53:29 PM |
pdub | $750.00 | 9/25/2012 5:55:05 PM |
neighborly-hope6 | $100.00 | 9/25/2012 6:16:42 PM |
Avala | $100.00 | 9/25/2012 6:17:33 PM |
american6 | $50.00 | 9/25/2012 6:00:54 PM |
Investoman | $25.00 | 9/25/2012 6:07:29 PM |
enterprising-exchange6 | $50.00 | 9/25/2012 6:02:11 PM |
martinatime | $50.00 | 9/25/2012 6:02:18 PM |
vivacious-truth3 | $25.00 | 9/25/2012 6:34:47 PM |
socrates520 | $50.00 | 9/25/2012 6:41:14 PM |
sturdy-fairness0 | $50.00 | 9/25/2012 6:14:12 PM |
p2ploan-hunter4 | $50.00 | 9/25/2012 6:23:59 PM |
BaxterEvil | $25.00 | 9/25/2012 8:07:52 PM |
unassailable-funds754 | $25.00 | 9/25/2012 6:43:21 PM |
blue-laudable-dinero | $25.00 | 9/25/2012 8:51:20 PM |
hopeful_lender | $100.00 | 9/25/2012 6:47:44 PM |
azazle | $50.00 | 9/25/2012 10:30:39 PM |
oxnard | $100.00 | 9/26/2012 5:29:01 AM |
mclapperton | $100.00 | 9/26/2012 6:13:06 AM |
Talents3508 | $25.00 | 9/26/2012 6:30:22 AM |
trade-surge3 | $25.00 | 9/26/2012 6:42:51 AM |
loot-cannon764 | $25.00 | 9/25/2012 11:23:42 PM |
investment-comet | $25.00 | 9/26/2012 7:12:14 AM |
durable-investment8 | $30.00 | 9/26/2012 8:30:01 AM |
spoolin18t | $100.00 | 9/26/2012 7:16:51 AM |
Lubava | $25.00 | 9/26/2012 7:30:17 AM |
ltschetter | $25.00 | 9/26/2012 6:48:31 AM |
Brisket_Bob | $25.00 | 9/26/2012 7:08:01 AM |
balance-hornet | $50.00 | 9/26/2012 9:04:52 AM |
1stTime2ndChance | $25.00 | 9/26/2012 8:31:14 AM |
moola-man | $25.00 | 9/26/2012 7:42:57 AM |
ianakacg | $25.00 | 9/26/2012 9:13:05 AM |
nuclearmoose | $35.00 | 9/26/2012 9:13:19 AM |
Tasteslikechicken | $50.00 | 9/26/2012 9:14:03 AM |
familyguy21 | $30.00 | 9/26/2012 9:16:33 AM |
bid-papyrus | $25.00 | 9/26/2012 9:08:14 AM |
keeks | $25.00 | 9/26/2012 9:25:32 AM |
lostontheedge | $25.00 | 9/26/2012 9:27:43 AM |
Plutis | $25.00 | 9/26/2012 9:06:50 AM |
LR_Biker | $50.00 | 9/26/2012 9:35:56 AM |
dthompso | $50.00 | 9/26/2012 9:36:06 AM |
mosby | $25.00 | 9/26/2012 9:12:21 AM |
a-unflappable-finance | $100.00 | 9/26/2012 9:39:22 AM |
holstj | $50.00 | 9/26/2012 9:42:54 AM |
orange-courageous-dedication | $25.00 | 9/26/2012 9:43:23 AM |
wtrboy | $25.00 | 9/26/2012 9:45:26 AM |
BxRealtor | $25.00 | 9/26/2012 9:28:55 AM |
BadgerWI | $30.00 | 9/26/2012 9:53:05 AM |
restless-wealth4 | $50.00 | 9/26/2012 9:53:35 AM |
BDL-Roth | $40.00 | 9/26/2012 9:53:53 AM |
robot777 | $72.00 | 9/26/2012 9:22:09 AM |
roymckenzie | $25.00 | 9/26/2012 9:55:43 AM |
meux99 | $25.00 | 9/26/2012 9:56:21 AM |
helpishere777 | $25.00 | 9/26/2012 9:57:30 AM |
netg | $25.00 | 9/26/2012 9:34:53 AM |
Snowflake6515 | $25.00 | 9/26/2012 9:58:04 AM |
adaboy65 | $100.00 | 9/26/2012 9:59:49 AM |
aggresive-commerce8 | $50.00 | 9/26/2012 10:00:23 AM |
MrDavid | $75.00 | 9/26/2012 10:01:50 AM |
transparency-silo2 | $25.00 | 9/26/2012 10:05:22 AM |
ScottW | $25.00 | 9/26/2012 10:05:36 AM |
Duchdad | $25.00 | 9/26/2012 10:05:56 AM |
point-leather9 | $25.00 | 9/26/2012 10:07:03 AM |
Money2Lend_U | $250.00 | 9/26/2012 10:08:47 AM |
transparency-river1 | $750.00 | 9/26/2012 9:43:56 AM |
hrubinst | $50.00 | 9/26/2012 10:10:38 AM |
income-excellence1 | $25.00 | 9/26/2012 10:10:43 AM |
market-assembler | $100.00 | 9/26/2012 9:38:33 AM |
BoughtTheFarm | $25.00 | 9/26/2012 10:13:04 AM |
capital-futurist | $25.00 | 9/26/2012 10:13:28 AM |
CrossCreek | $25.00 | 9/26/2012 10:13:48 AM |
blooming-market | $25.00 | 9/26/2012 10:14:06 AM |
CPDDDS | $50.00 | 9/26/2012 9:50:30 AM |
SeaLoans | $25.00 | 9/26/2012 10:16:07 AM |
paulsar71495 | $25.00 | 9/26/2012 9:51:15 AM |
icontender | $50.00 | 9/26/2012 10:17:31 AM |
BB-ptoploan | $50.00 | 9/26/2012 10:18:17 AM |
larslfe | $25.00 | 9/26/2012 9:54:11 AM |
euro-speaker8 | $100.00 | 9/26/2012 10:21:21 AM |
Clambake | $25.00 | 9/26/2012 9:56:55 AM |
slowpig | $50.00 | 9/26/2012 9:57:15 AM |
williamgates | $25.00 | 9/26/2012 9:57:43 AM |
diversification-surge | $25.00 | 9/26/2012 9:48:50 AM |
efficient-marketplace | $25.00 | 9/26/2012 9:59:01 AM |
larry2003 | $25.00 | 9/26/2012 9:49:39 AM |
withfries2 | $50.00 | 9/26/2012 10:00:20 AM |
Rdodson11 | $25.00 | 9/26/2012 9:51:01 AM |
Jeffersonbank | $50.00 | 9/26/2012 10:02:00 AM |
brutusbone | $25.00 | 9/26/2012 9:53:47 AM |
hawaiiangirl76 | $25.00 | 9/26/2012 9:54:09 AM |
camaraderi-universe2 | $25.00 | 9/26/2012 10:05:00 AM |
SoCalRancher | $25.00 | 9/26/2012 9:56:32 AM |
shabufa | $25.00 | 9/26/2012 10:06:04 AM |
Willylump | $25.00 | 9/26/2012 10:06:21 AM |
ozlem | $25.00 | 9/26/2012 10:06:48 AM |
michaelwong | $50.00 | 9/26/2012 9:57:17 AM |
tedsrfdude | $25.00 | 9/26/2012 9:59:11 AM |
Graces | $25.00 | 9/26/2012 10:08:33 AM |
determined-bill5 | $100.00 | 9/26/2012 10:09:36 AM |
lender_100 | $25.00 | 9/26/2012 10:10:52 AM |
dollar-javelin | $25.00 | 9/26/2012 10:02:13 AM |
PA2LA | $25.00 | 9/26/2012 10:11:58 AM |
ore-jalapeno4 | $50.00 | 9/26/2012 10:12:25 AM |
rachelrachelrachel | $25.00 | 9/26/2012 10:14:39 AM |
SourDoughSteve | $25.00 | 9/26/2012 10:04:56 AM |
platinum-sorcerer6 | $50.00 | 9/26/2012 10:15:22 AM |
krisran | $50.00 | 9/26/2012 10:19:28 AM |
currency-agave | $50.00 | 9/26/2012 10:19:31 AM |
The_Lending_Muscle | $25.00 | 9/26/2012 10:19:46 AM |
mrrc7498 | $35.00 | 9/26/2012 10:11:41 AM |
steiglends | $100.00 | 9/26/2012 10:21:15 AM |
empire051 | $25.00 | 9/26/2012 10:20:26 AM |
Blends | $45.00 | 9/26/2012 10:21:30 AM |
Castellan | $50.00 | 9/21/2012 5:12:33 PM |
kenji4861 | $25.00 | 9/21/2012 5:13:15 PM |
Taxman44 | $25.00 | 9/21/2012 5:27:58 PM |
ready-interest9 | $25.00 | 9/21/2012 5:59:15 PM |
commerce-gargantuan2 | $50.00 | 9/21/2012 6:28:35 PM |
EnglishGeekInNYC | $50.00 | 9/21/2012 5:59:53 PM |
hopeful_lender | $200.00 | 9/21/2012 7:11:23 PM |
chac | $100.00 | 9/21/2012 10:00:41 PM |
compassion-twister2 | $50.00 | 9/21/2012 6:40:01 PM |
houli123 | $50.00 | 9/22/2012 3:11:47 AM |
Kissabledevil | $25.00 | 9/21/2012 7:41:42 PM |
cerebral-dollar773 | $50.00 | 9/22/2012 5:55:11 AM |
RothySkynx | $25.00 | 9/22/2012 9:37:03 AM |
responsibility-butterfly | $25.00 | 9/22/2012 8:28:58 AM |
cardminger | $25.00 | 9/22/2012 12:05:45 PM |
california111 | $100.00 | 9/23/2012 8:40:44 AM |
Bank_Of_XL | $25.00 | 9/23/2012 11:33:02 AM |
simplelender80 | $500.00 | 9/24/2012 7:17:07 AM |
eldorado71 | $25.00 | 9/24/2012 11:43:03 AM |
green28 | $50.00 | 9/24/2012 1:31:24 PM |
Kyjamune | $25.00 | 9/24/2012 5:04:15 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:08 PM |
KLCRAY | $50.00 | 9/25/2012 2:19:58 AM |
octoberfresh | $25.00 | 9/25/2012 9:22:42 AM |
subtle-revenue0 | $25.00 | 9/25/2012 9:28:30 AM |
AFairDeal | $25.00 | 9/25/2012 9:47:23 AM |
Aimvest | $25.00 | 9/25/2012 9:51:57 AM |
Great-Mom | $25.00 | 9/25/2012 9:51:31 AM |
hitsman | $50.00 | 9/25/2012 9:59:34 AM |
bds9646 | $26.00 | 9/25/2012 10:06:53 AM |
britgsb | $50.00 | 9/25/2012 10:26:53 AM |
zanglish101 | $30.00 | 9/25/2012 10:40:35 AM |
hope-magnitude8 | $25.00 | 9/25/2012 2:09:25 PM |
payout-paladin3 | $500.00 | 9/25/2012 10:29:47 AM |
hard-working-rate3 | $25.00 | 9/25/2012 10:31:31 AM |
return-blueberry383 | $200.00 | 9/25/2012 3:53:13 PM |
voipguy88 | $100.00 | 9/25/2012 1:50:29 PM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:30 PM |
mtquan | $25.00 | 9/25/2012 5:25:49 PM |
repayment-pagoda8 | $100.00 | 9/25/2012 5:29:47 PM |
j2ee | $50.00 | 9/25/2012 5:27:16 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:07 PM |
capital-blueberry | $25.00 | 9/25/2012 5:47:56 PM |
Dubbs360 | $500.00 | 9/25/2012 5:58:48 PM |
djs81 | $75.00 | 9/25/2012 6:15:54 PM |
Nopa | $25.00 | 9/25/2012 5:57:43 PM |
MI2 | $5,000.00 | 9/25/2012 6:22:04 PM |
ninjazx10rida | $50.00 | 9/25/2012 6:58:38 PM |
adelaide-moira | $25.00 | 9/25/2012 7:25:03 PM |
rupee-prairie | $30.00 | 9/25/2012 6:25:13 PM |
nhm | $25.00 | 9/25/2012 8:39:55 PM |
jordanmz | $50.00 | 9/25/2012 9:32:09 PM |
Lendomatic | $50.00 | 9/25/2012 10:15:27 PM |
MCDXLIV | $25.00 | 9/26/2012 7:40:33 AM |
gain-keeper9 | $25.00 | 9/25/2012 10:25:52 PM |
proper-exchange8 | $200.00 | 9/26/2012 7:49:07 AM |
helpwithoutbanks | $25.00 | 9/26/2012 6:07:31 AM |
shaker348 | $25.00 | 9/26/2012 9:02:27 AM |
riproaringrapids | $50.00 | 9/26/2012 9:04:00 AM |
yield-seeker | $25.00 | 9/26/2012 8:01:42 AM |
brightest-income-hunter | $50.00 | 9/26/2012 8:29:54 AM |
social-pear9 | $50.00 | 9/26/2012 8:37:53 AM |
HereToHelp305 | $75.00 | 9/26/2012 8:08:10 AM |
transparency-gondola5 | $25.00 | 9/26/2012 8:09:48 AM |
thedoctor | $82.00 | 9/26/2012 9:13:53 AM |
Mantis75 | $25.00 | 9/26/2012 9:18:48 AM |
trade-boots1 | $100.00 | 9/26/2012 9:05:00 AM |
bvzm | $25.00 | 9/26/2012 9:23:23 AM |
iolaire | $25.00 | 9/26/2012 9:10:15 AM |
handy-money9 | $75.00 | 9/26/2012 9:08:12 AM |
respectful-fairness069 | $27.00 | 9/26/2012 9:16:04 AM |
JazzFranchise | $25.00 | 9/26/2012 9:11:32 AM |
BuffetRocks | $42.00 | 9/26/2012 9:42:02 AM |
taz007 | $25.00 | 9/26/2012 9:48:40 AM |
riskreward | $250.00 | 9/26/2012 9:52:10 AM |
innocent-loot | $25.00 | 9/26/2012 9:31:23 AM |
downtownfarm | $25.00 | 9/26/2012 9:22:23 AM |
value-pole | $25.00 | 9/26/2012 9:55:02 AM |
moola-computer | $50.00 | 9/26/2012 9:55:23 AM |
Daneistes | $50.00 | 9/26/2012 9:56:01 AM |
BookandLaw | $25.00 | 9/26/2012 9:58:07 AM |
azali | $25.00 | 9/26/2012 9:58:26 AM |
thunderkiss | $25.00 | 9/26/2012 9:58:54 AM |
FadSaolAgat | $50.00 | 9/26/2012 9:59:56 AM |
elasermd | $50.00 | 9/26/2012 9:30:53 AM |
moola-gondola1 | $25.00 | 9/26/2012 9:32:17 AM |
gallant-economy9 | $50.00 | 9/26/2012 9:32:53 AM |
Suit | $3,696.31 | 9/26/2012 9:42:53 AM |
donloah | $25.00 | 9/26/2012 10:08:40 AM |
ski bum | $100.00 | 9/26/2012 9:36:56 AM |
Mookouw | $25.00 | 9/26/2012 10:11:14 AM |
minista | $25.00 | 9/26/2012 10:11:35 AM |
investment-pro4 | $100.00 | 9/26/2012 10:13:37 AM |
extraordinary-silver5 | $25.00 | 9/26/2012 10:13:46 AM |
Bekim | $25.00 | 9/26/2012 10:14:04 AM |
wealthstar | $25.00 | 9/26/2012 9:49:54 AM |
diverjoq | $25.00 | 9/26/2012 9:50:05 AM |
C_Mark | $50.00 | 9/26/2012 10:17:12 AM |
midwestSurfer | $25.00 | 9/26/2012 10:17:22 AM |
intuitive-camaraderi9 | $25.00 | 9/26/2012 9:52:21 AM |
smurf163 | $50.00 | 9/26/2012 9:52:54 AM |
fair-funds | $25.00 | 9/26/2012 10:18:32 AM |
funds-captain4 | $50.00 | 9/26/2012 10:19:32 AM |
bullet-shark | $25.00 | 9/26/2012 10:19:58 AM |
nick5454 | $25.00 | 9/26/2012 10:20:19 AM |
Timma | $50.00 | 9/26/2012 9:55:35 AM |
orange-penny-shooter | $25.00 | 9/26/2012 9:55:40 AM |
nethawk00 | $25.00 | 9/26/2012 9:45:25 AM |
FlyingBobo | $25.00 | 9/26/2012 9:57:22 AM |
RodBlizz42 | $29.00 | 9/26/2012 9:57:38 AM |
unforgettable-order9 | $100.00 | 9/26/2012 9:58:01 AM |
BCD | $25.00 | 9/26/2012 9:59:03 AM |
kloan | $25.00 | 9/26/2012 9:50:53 AM |
murren | $25.00 | 9/26/2012 10:01:32 AM |
Kame | $25.00 | 9/26/2012 9:53:09 AM |
soheagle | $25.00 | 9/26/2012 9:53:27 AM |
unforgettable-wealth4 | $50.00 | 9/26/2012 10:03:38 AM |
fervent-revenue7 | $25.00 | 9/26/2012 9:55:21 AM |
chicagobear23 | $25.00 | 9/26/2012 10:04:49 AM |
capital-arboretum | $80.00 | 9/26/2012 9:57:05 AM |
fairness-transporter6 | $25.00 | 9/26/2012 9:59:00 AM |
platinum-genetics | $25.00 | 9/26/2012 10:07:57 AM |
loyalty-locomotive | $25.00 | 9/26/2012 9:59:16 AM |
jamschmidt | $25.00 | 9/26/2012 10:08:36 AM |
doncm | $25.00 | 9/26/2012 10:09:12 AM |
Tylerh | $250.00 | 9/26/2012 10:09:25 AM |
BeansMan02 | $25.00 | 9/26/2012 9:59:39 AM |
power-trophy7 | $25.00 | 9/26/2012 10:00:35 AM |
dharma1 | $25.00 | 9/26/2012 10:09:56 AM |
artist207 | $25.00 | 9/26/2012 10:10:46 AM |
visionary-commerce | $25.00 | 9/26/2012 10:02:36 AM |
mistertao | $25.00 | 9/26/2012 10:03:42 AM |
secobarbital | $100.00 | 9/26/2012 10:04:19 AM |
skuba | $75.00 | 9/26/2012 10:06:27 AM |
shorthairedg | $25.00 | 9/26/2012 10:15:13 AM |
orloan | $25.00 | 9/26/2012 10:06:43 AM |
integrity-saver | $25.00 | 9/26/2012 10:08:12 AM |
illustrado | $25.00 | 9/26/2012 10:10:14 AM |
educationfirst | $50.00 | 9/26/2012 10:19:24 AM |
x32248 | $25.00 | 9/26/2012 10:13:14 AM |
Sykes66 | $25.00 | 9/26/2012 10:14:33 AM |
feedpaulyfaster | $25.00 | 9/26/2012 10:16:45 AM |
x-lender | $25.00 | 9/26/2012 10:19:15 AM |
Brain_m | $25.00 | 9/26/2012 10:19:35 AM |
mason13a | $25.00 | 9/26/2012 10:20:06 AM |
MacBrandon | $25.00 | 9/26/2012 10:20:31 AM |
littlemonkey | $25.00 | 9/26/2012 10:21:29 AM |
294 Investments
|
Borrower Payment Dependent Notes Series
643188
This series of Notes was issued and sold upon the funding of the borrower loan #75072, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Sep-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 13.59% |
Borrower rate/APR:
| 14.59% / 18.21% |
Monthly payment:
| $379.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.36% | | |
| |
Estimated return*:
| 8.62% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1980 |
Debt/Income ratio:
| 51% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $55,534 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| pecan040 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
I would like to consolidate high interest credit card debut that I had accumulated following a devastating flood from September, 2011 when the first floor of my home was totally destroyed. The money will also be used to purchase energy-efficient windows for my new home along with paying for landscaping projects and a new driveway and sidewalk.
My financial situation:
I am a good candidate for this loan because I paid cash for my new home ($141K) and I can always open a line of credit or execute a reverse mortgage with my bank, First Niagara here in upstate New York. I am also a retired Components Engineer with a global engineering company and I draw a pension that is payable to me ($272 net) on the first of the month. That money will be used to payoff my note with you for the next five years. Prosper simply needs to take the money out of my checking account each month for five years. The money will be there automatically.
Monthly net income: $4,227.00
Monthly expenses: $3,291
Housing: $ Own home; no rent, no mortgage...
Insurance: $120.00
Car expenses: $350.00
Utilities: $180.00
Phone, cable, internet: $141.00
Food, entertainment: $300.00
Clothing, household expenses: $250.00
Credit cards and other loans: $1,700.00
Other expenses: $250.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dukeiyer | $25.00 | 9/26/2012 5:01:17 PM |
commitment-neutron1 | $200.00 | 9/26/2012 5:02:43 PM |
compassionate-payment218 | $25.00 | 9/26/2012 5:03:42 PM |
prudent-dough458 | $25.00 | 9/26/2012 5:02:27 PM |
RetiredATC | $50.00 | 9/26/2012 5:10:26 PM |
first-careful-currency | $300.00 | 9/26/2012 5:02:22 PM |
cash-recruiter7 | $400.00 | 9/26/2012 5:12:46 PM |
transparency-silo2 | $25.00 | 9/26/2012 5:03:38 PM |
affluence-microscope2 | $200.00 | 9/26/2012 5:03:57 PM |
wetlands | $200.00 | 9/26/2012 5:16:09 PM |
tech310 | $50.00 | 9/26/2012 5:05:30 PM |
structure9 | $25.00 | 9/26/2012 5:05:34 PM |
trade-boots1 | $100.00 | 9/26/2012 5:06:36 PM |
CaptainBlueberry | $25.00 | 9/26/2012 5:07:15 PM |
bicyclebear | $25.00 | 9/26/2012 5:23:35 PM |
compoundinterest | $25.00 | 9/26/2012 5:24:09 PM |
repayment-pagoda8 | $100.00 | 9/26/2012 5:08:47 PM |
the-laudable-peso | $40.00 | 9/26/2012 5:09:37 PM |
handy-money9 | $75.00 | 9/26/2012 5:26:22 PM |
zeelender | $25.00 | 9/26/2012 5:27:47 PM |
bid-banjo3 | $100.00 | 9/26/2012 5:09:35 PM |
Auburnmist | $25.00 | 9/26/2012 5:32:50 PM |
Sefotonga | $25.00 | 9/26/2012 5:38:03 PM |
the-dollar-topper | $150.00 | 9/26/2012 5:42:35 PM |
resolute-worth4 | $50.00 | 9/26/2012 5:14:29 PM |
radiant-dollar9 | $200.00 | 9/26/2012 5:17:31 PM |
orange-stable-gain | $50.00 | 9/26/2012 5:47:46 PM |
enthusiastic-cash599 | $50.00 | 9/26/2012 5:20:08 PM |
rogue_monster | $50.00 | 9/26/2012 5:17:39 PM |
auddoc | $25.00 | 9/26/2012 5:21:05 PM |
red-luminous-gain | $25.00 | 9/26/2012 5:53:17 PM |
windguy | $50.00 | 9/26/2012 5:19:52 PM |
liberty-viola | $27.00 | 9/26/2012 5:20:02 PM |
nevee | $35.00 | 9/26/2012 5:54:25 PM |
LeReve | $500.00 | 9/26/2012 5:20:49 PM |
benjamins-utopia | $52.00 | 9/26/2012 5:21:08 PM |
openness-linkage | $25.00 | 9/26/2012 5:58:05 PM |
slobrewtx | $25.00 | 9/26/2012 5:31:23 PM |
profitable-fairness1 | $50.00 | 9/26/2012 6:00:16 PM |
bill-artisan7 | $25.00 | 9/26/2012 5:31:42 PM |
ready-justice7 | $50.00 | 9/26/2012 5:36:53 PM |
Duanep01 | $25.00 | 9/26/2012 5:32:02 PM |
sharpey | $25.00 | 9/26/2012 5:39:10 PM |
Banker7371 | $25.00 | 9/26/2012 6:08:30 PM |
3ToedMenace | $50.00 | 9/26/2012 5:35:01 PM |
durability-slingshot2 | $53.00 | 9/26/2012 5:39:53 PM |
velocityasaurus-rex4 | $24.91 | 9/26/2012 6:11:30 PM |
ZTA0796 | $25.00 | 9/26/2012 5:40:51 PM |
miamibeachloaner | $100.00 | 9/26/2012 5:45:22 PM |
flo_rida | $100.00 | 9/26/2012 5:43:46 PM |
principal-flow9 | $25.00 | 9/26/2012 5:47:29 PM |
sensible-interest2 | $25.00 | 9/26/2012 5:48:05 PM |
top-community-voyage | $50.00 | 9/26/2012 5:48:43 PM |
fenderxes | $25.00 | 9/26/2012 5:49:11 PM |
DcUnited | $25.00 | 9/26/2012 5:50:22 PM |
hope-eagle6 | $25.00 | 9/26/2012 5:53:39 PM |
rakstar | $25.00 | 9/26/2012 5:53:36 PM |
no_agenda_lender | $25.00 | 9/26/2012 5:55:06 PM |
loyalty-dragster7 | $100.00 | 9/26/2012 5:54:13 PM |
financial-frenzy | $50.00 | 9/26/2012 5:57:03 PM |
heart514 | $25.00 | 9/26/2012 5:54:23 PM |
lakshmilila | $25.00 | 9/26/2012 5:57:27 PM |
auction-bonaza8 | $100.00 | 9/26/2012 5:56:08 PM |
enticing-bonus5 | $322.59 | 9/26/2012 5:56:37 PM |
durability-goat644 | $25.00 | 9/26/2012 5:56:46 PM |
heavenly-treasure542 | $25.00 | 9/26/2012 5:57:54 PM |
urbane-income7 | $25.00 | 9/26/2012 6:02:36 PM |
leverage-sensai6 | $25.00 | 9/26/2012 6:03:30 PM |
intuitive-benefit3 | $100.00 | 9/26/2012 6:04:09 PM |
exact-p2p2 | $25.00 | 9/26/2012 6:02:13 PM |
Attainable | $65.00 | 9/26/2012 6:04:23 PM |
beakybird | $25.00 | 9/26/2012 6:05:54 PM |
dignified-finance | $50.00 | 9/26/2012 6:06:15 PM |
deal-contributor8 | $25.00 | 9/26/2012 6:07:11 PM |
letsmakeitsuccessful | $25.00 | 9/26/2012 6:08:56 PM |
Panlion | $25.00 | 9/26/2012 6:07:34 PM |
brightest-dynamic-liberty | $50.00 | 9/26/2012 6:08:37 PM |
tenacious-affluence | $25.00 | 9/26/2012 6:10:58 PM |
Zane314 | $50.00 | 9/26/2012 5:04:26 PM |
yertle9 | $25.00 | 9/26/2012 5:05:24 PM |
Rusheen_Capital_Partners | $250.00 | 9/26/2012 5:06:54 PM |
orange-market-amigo | $200.00 | 9/26/2012 5:01:42 PM |
ps2roy | $25.00 | 9/26/2012 5:01:46 PM |
Cash-Flow | $617.00 | 9/26/2012 5:09:57 PM |
fair-pound5 | $50.00 | 9/26/2012 5:10:32 PM |
prudent-payment316 | $25.00 | 9/26/2012 5:11:58 PM |
phenomenal-rate1 | $500.00 | 9/26/2012 5:05:06 PM |
upbeat-loan | $25.00 | 9/26/2012 5:15:57 PM |
transparency-baton | $25.00 | 9/26/2012 5:05:13 PM |
principal-cooker2 | $50.00 | 9/26/2012 5:05:15 PM |
Taxman44 | $25.00 | 9/26/2012 5:05:39 PM |
unassassinable | $25.00 | 9/26/2012 5:18:04 PM |
j2ee | $50.00 | 9/26/2012 5:06:05 PM |
friendly-gold | $25.00 | 9/26/2012 5:08:09 PM |
lionheart722 | $100.00 | 9/26/2012 5:21:57 PM |
transparency-sapling | $25.00 | 9/26/2012 5:09:05 PM |
hope-percolator8 | $50.00 | 9/26/2012 5:10:02 PM |
imogen22 | $50.00 | 9/26/2012 5:11:35 PM |
durability-seahorse7 | $50.00 | 9/26/2012 5:10:06 PM |
luann199 | $25.00 | 9/26/2012 5:31:25 PM |
benevolent-loot5 | $200.00 | 9/26/2012 5:10:24 PM |
affluence-tycoon | $25.00 | 9/26/2012 5:33:59 PM |
abundanceforever | $52.50 | 9/26/2012 5:13:12 PM |
credit-meteor7 | $250.00 | 9/26/2012 5:11:39 PM |
point-promiser | $25.00 | 9/26/2012 5:12:11 PM |
igloo268 | $25.00 | 9/26/2012 5:13:06 PM |
special-dinero553 | $25.00 | 9/26/2012 5:13:35 PM |
bold-charming-worth | $25.00 | 9/26/2012 5:40:34 PM |
hopeful_lender | $140.00 | 9/26/2012 5:42:08 PM |
order-thinker3 | $25.00 | 9/26/2012 5:17:25 PM |
samo102us | $25.00 | 9/26/2012 5:14:42 PM |
best-bonafide-p2p | $25.00 | 9/26/2012 5:17:32 PM |
BlueRoom | $25.00 | 9/26/2012 5:45:00 PM |
TeamAmerica | $25.00 | 9/26/2012 5:15:31 PM |
salandstef | $25.00 | 9/26/2012 5:18:59 PM |
dignified-truth7 | $200.00 | 9/26/2012 5:16:41 PM |
auction-sage | $100.00 | 9/26/2012 5:17:23 PM |
versatile-dime442 | $250.00 | 9/26/2012 5:18:06 PM |
useful-p2ploan | $25.00 | 9/26/2012 5:21:54 PM |
adventurer447 | $300.00 | 9/26/2012 5:19:30 PM |
sharp-platinum326 | $25.00 | 9/26/2012 5:53:53 PM |
6moonbeams | $50.00 | 9/26/2012 5:55:22 PM |
jamiee73 | $25.00 | 9/26/2012 5:56:34 PM |
piter-to-la-investment | $25.00 | 9/26/2012 5:56:38 PM |
hard-working-rate3 | $25.00 | 9/26/2012 5:56:43 PM |
bazaar-festivity | $25.00 | 9/26/2012 5:26:25 PM |
mondial4 | $100.00 | 9/26/2012 5:58:16 PM |
Fuzkaska__F_u_n_d_s | $25.00 | 9/26/2012 5:29:39 PM |
wwwUniversal | $25.00 | 9/26/2012 5:25:11 PM |
special-generosity2 | $25.00 | 9/26/2012 5:33:38 PM |
rescue | $100.00 | 9/26/2012 6:03:14 PM |
the-profit-oracle | $25.00 | 9/26/2012 5:27:30 PM |
Nipper99 | $100.00 | 9/26/2012 6:05:01 PM |
GatorBux | $50.00 | 9/26/2012 5:38:56 PM |
unrivaled-deal676 | $50.00 | 9/26/2012 5:39:21 PM |
top-impressive-dinero | $25.00 | 9/26/2012 5:33:27 PM |
well-mannered-power8 | $25.00 | 9/26/2012 6:07:30 PM |
EnglishGeekInNYC | $25.00 | 9/26/2012 6:08:53 PM |
spark548 | $25.00 | 9/26/2012 5:35:51 PM |
F16Pilot | $25.00 | 9/26/2012 5:38:36 PM |
competent-commitment5 | $25.00 | 9/26/2012 5:38:48 PM |
helpinghand63 | $25.00 | 9/26/2012 5:45:41 PM |
UstedEsElHombre | $100.00 | 9/26/2012 5:42:58 PM |
commerce-guitar6 | $25.00 | 9/26/2012 5:46:24 PM |
american6 | $50.00 | 9/26/2012 5:47:09 PM |
top-unflappable-economy | $25.00 | 9/26/2012 5:44:02 PM |
ohnezweck | $31.00 | 9/26/2012 5:44:05 PM |
five-star-euro3 | $25.00 | 9/26/2012 5:45:04 PM |
Harry | $50.00 | 9/26/2012 5:48:45 PM |
miked8303 | $50.00 | 9/26/2012 5:49:07 PM |
skillful-market6 | $25.00 | 9/26/2012 5:50:24 PM |
BDL-Roth | $40.00 | 9/26/2012 5:49:23 PM |
steady-dime | $25.00 | 9/26/2012 5:49:35 PM |
Maetryx | $25.00 | 9/26/2012 5:50:04 PM |
exchange-ninja | $25.00 | 9/26/2012 5:57:32 PM |
market-assembler | $50.00 | 9/26/2012 5:58:19 PM |
tranquil-note5 | $50.00 | 9/26/2012 5:58:37 PM |
octoberfresh | $25.00 | 9/26/2012 5:59:19 PM |
indomitable-dedication | $25.00 | 9/26/2012 6:07:26 PM |
Dave0 | $25.00 | 9/26/2012 6:08:24 PM |
ultimate-payment | $25.00 | 9/26/2012 6:09:48 PM |
responsibility-butterfly | $25.00 | 9/26/2012 6:10:19 PM |
emelia | $50.00 | 9/26/2012 6:10:48 PM |
163 Investments
|
Borrower Payment Dependent Notes Series
643190
This series of Notes was issued and sold upon the funding of the borrower loan #75122, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 16.28% |
Borrower rate/APR:
| 17.28% / 19.66% |
Monthly payment:
| $625.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.21% | | |
| |
Estimated return*:
| 12.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1966 |
Debt/Income ratio:
| 31% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 12y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $62,504 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| integritydebtfree |
Borrower's state:
| California |
Borrower's group:
| Vets helping Vets |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt caused by a leave of absence from work due to a medical disability from which I have recovered.
My financial situation:
I am a good candidate for this loan because I am now back to work and have two full-time incomes, which makes me very capable of paying off the estimated monthly payment.
I took a debt consolidation loan from Prosper about 6 years ago, and successfully paid it off in-full faster than the required time.
Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $25.00 | 9/21/2012 5:32:01 PM |
PrimeFunding | $25.00 | 9/21/2012 6:19:22 PM |
income-triangulation1 | $25.00 | 9/21/2012 5:03:23 PM |
phenomenal-rate1 | $500.00 | 9/21/2012 5:04:24 PM |
affluence-microscope2 | $200.00 | 9/21/2012 5:02:50 PM |
social-aspen097 | $102.00 | 9/21/2012 5:03:43 PM |
Castellan | $50.00 | 9/21/2012 5:12:34 PM |
auction-sage | $100.00 | 9/21/2012 5:14:57 PM |
velocity-scrutinzer6 | $50.00 | 9/21/2012 5:25:56 PM |
imogen22 | $50.00 | 9/21/2012 5:10:19 PM |
BiggestG | $25.00 | 9/21/2012 5:30:40 PM |
windguy | $50.00 | 9/21/2012 5:18:16 PM |
overflowinglife | $49.00 | 9/21/2012 5:47:48 PM |
Investoman | $25.00 | 9/21/2012 5:21:37 PM |
auction-fanatic8 | $25.00 | 9/21/2012 5:50:32 PM |
tenacious-affluence | $25.00 | 9/21/2012 5:25:35 PM |
EnglishGeekInNYC | $50.00 | 9/21/2012 5:59:53 PM |
CreditBuilder2 | $25.01 | 9/21/2012 6:05:19 PM |
credit-maple | $25.00 | 9/21/2012 6:09:33 PM |
astute-benjamins | $150.00 | 9/21/2012 6:24:21 PM |
Kissabledevil | $25.00 | 9/21/2012 7:37:38 PM |
djkaiser | $25.00 | 9/21/2012 7:09:56 PM |
best-bonafide-p2p | $50.00 | 9/21/2012 8:35:06 PM |
kind-bazaar-kitten | $25.00 | 9/21/2012 9:24:57 PM |
ChoiceInvestments | $28.00 | 9/21/2012 8:03:21 PM |
satisfying-reward1 | $27.77 | 9/22/2012 12:09:46 AM |
Astyanax | $35.00 | 9/21/2012 8:36:41 PM |
just-loyalty643 | $50.00 | 9/21/2012 8:57:27 PM |
SergRoosterDu | $26.00 | 9/21/2012 9:29:01 PM |
intuitive-benefit3 | $100.00 | 9/21/2012 6:18:00 PM |
papaloha | $333.00 | 9/21/2012 10:01:55 PM |
tranquil-note5 | $25.00 | 9/22/2012 3:58:09 AM |
SweetSerenityInvest | $25.75 | 9/22/2012 5:00:33 AM |
KLCRAY | $25.00 | 9/22/2012 1:35:30 AM |
oceanside | $25.00 | 9/22/2012 5:03:20 AM |
coin-tweet | $50.00 | 9/21/2012 6:56:02 PM |
sri59 | $100.00 | 9/22/2012 2:55:34 AM |
houli123 | $50.00 | 9/22/2012 3:11:47 AM |
Dont_Worry_Be_Happy | $25.00 | 9/22/2012 6:10:51 AM |
dpa24 | $50.00 | 9/22/2012 6:31:32 AM |
MasterTech33 | $37.67 | 9/22/2012 4:49:46 AM |
snm2001 | $25.00 | 9/22/2012 5:01:09 AM |
blackstar | $25.00 | 9/22/2012 5:34:16 AM |
katnmouse | $25.00 | 9/22/2012 5:38:56 AM |
moola-accelerator6 | $26.50 | 9/21/2012 8:08:19 PM |
Brisket_Bob | $27.70 | 9/21/2012 8:55:10 PM |
New-Truck-Savings | $25.00 | 9/22/2012 7:30:14 AM |
worldly-income2 | $30.00 | 9/22/2012 7:10:59 AM |
invincible-agreement8 | $100.00 | 9/21/2012 10:13:39 PM |
bonus-seahorse | $55.00 | 9/22/2012 8:50:02 AM |
reward-pizza0 | $25.00 | 9/22/2012 2:44:15 AM |
RothySkynx | $25.00 | 9/22/2012 9:37:04 AM |
Galdis | $25.00 | 9/22/2012 9:26:19 AM |
cerebral-dollar773 | $25.00 | 9/22/2012 5:52:41 AM |
phenomenal-gain5 | $25.00 | 9/22/2012 7:00:06 AM |
liberty-point | $100.00 | 9/22/2012 7:00:44 AM |
Faithful-Steward12 | $28.21 | 9/22/2012 9:47:11 AM |
DreDub | $50.00 | 9/22/2012 10:16:03 AM |
RGlad | $200.00 | 9/22/2012 12:09:33 PM |
travels536 | $25.00 | 9/22/2012 11:45:51 AM |
Warbler | $50.00 | 9/22/2012 12:35:35 PM |
scholarly-order6 | $75.00 | 9/22/2012 12:14:57 PM |
compoundinterest | $25.00 | 9/22/2012 12:27:20 PM |
Asgardian | $25.00 | 9/22/2012 12:27:23 PM |
integrity-builder | $50.00 | 9/22/2012 12:57:00 PM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:36 PM |
brightest-affluence-motivator | $32.00 | 9/22/2012 1:29:50 PM |
wigglesworth4 | $46.00 | 9/22/2012 1:39:42 PM |
vigilance-spinner3 | $25.00 | 9/22/2012 1:16:17 PM |
ptjg | $100.00 | 9/22/2012 1:17:26 PM |
Cai8899 | $25.00 | 9/22/2012 1:32:12 PM |
PrimeFunding | $25.00 | 9/22/2012 4:13:25 PM |
silver-fuse | $25.00 | 9/22/2012 4:56:44 PM |
shaunyq | $250.00 | 9/22/2012 5:10:59 PM |
DadWarbucks | $25.00 | 9/22/2012 1:48:09 PM |
Aimvest | $25.00 | 9/22/2012 1:52:12 PM |
greenback-snowdome1 | $50.00 | 9/22/2012 7:10:46 PM |
diplomatic-wealth7 | $100.00 | 9/22/2012 2:55:22 PM |
FWF-kinetic | $25.00 | 9/22/2012 7:50:56 PM |
godspeed237 | $25.00 | 9/22/2012 3:17:28 PM |
rootcanaler | $25.00 | 9/22/2012 8:35:14 PM |
ferocious-kindness8 | $25.00 | 9/22/2012 2:49:16 PM |
aesop56 | $25.00 | 9/22/2012 11:12:41 PM |
moneylender25 | $25.00 | 9/22/2012 6:53:43 PM |
FL-Lender | $50.00 | 9/22/2012 6:56:46 PM |
booster73 | $25.00 | 9/23/2012 6:41:45 AM |
payment-hugger7 | $50.00 | 9/22/2012 7:59:42 PM |
Feyenoord | $30.00 | 9/22/2012 6:21:00 PM |
mdc1988 | $200.00 | 9/22/2012 8:05:27 PM |
Supernick | $500.00 | 9/22/2012 8:28:59 PM |
blue-laudable-dinero | $30.08 | 9/22/2012 10:25:25 PM |
icon7 | $100.00 | 9/23/2012 8:57:54 AM |
EJPiper | $25.00 | 9/23/2012 9:27:46 AM |
Gordon_Gekko1 | $35.00 | 9/23/2012 10:38:49 AM |
jmeasn | $25.00 | 9/23/2012 10:57:45 AM |
jk15 | $25.00 | 9/23/2012 11:26:59 AM |
discrete-gold579 | $50.00 | 9/23/2012 11:33:15 AM |
a-currency-magnate | $50.00 | 9/22/2012 9:49:14 PM |
340 | $25.00 | 9/22/2012 11:18:00 PM |
IOHOVA | $25.00 | 9/23/2012 7:42:34 AM |
Yogidog | $50.00 | 9/23/2012 7:50:04 AM |
K-investment | $25.00 | 9/23/2012 12:31:22 PM |
escandalo | $131.24 | 9/23/2012 10:44:49 AM |
USCGC | $25.00 | 9/23/2012 12:34:57 PM |
california111 | $100.00 | 9/23/2012 8:40:45 AM |
Rivervale_Westwood | $50.00 | 9/23/2012 8:45:17 AM |
MGMNT | $25.00 | 9/23/2012 12:39:45 PM |
latestone | $25.00 | 9/23/2012 9:54:35 AM |
retirementplan2012 | $40.93 | 9/23/2012 12:16:38 PM |
emphatic-responsibility | $50.00 | 9/23/2012 12:48:18 PM |
JoyfulVegetarian | $25.00 | 9/23/2012 12:04:54 PM |
abundant-euro0 | $40.00 | 9/23/2012 12:51:40 PM |
4the4ofus | $25.00 | 9/23/2012 12:41:15 PM |
deal-goliath4 | $500.00 | 9/23/2012 12:43:17 PM |
Uwantfunds | $25.00 | 9/23/2012 6:06:57 PM |
Wilobe | $25.00 | 9/23/2012 12:38:33 PM |
Leshan | $100.00 | 9/23/2012 6:24:48 PM |
adaptable-benefit6 | $25.00 | 9/23/2012 6:29:08 PM |
dollar-idol7 | $28.97 | 9/23/2012 6:47:56 PM |
commerce-web5 | $25.00 | 9/23/2012 1:04:47 PM |
rmaazar | $25.00 | 9/23/2012 12:49:06 PM |
Bank_of_the_Galaxy | $25.00 | 9/23/2012 9:08:08 PM |
first-serene-credit | $25.00 | 9/23/2012 1:34:57 PM |
top-payout-enclave | $30.00 | 9/23/2012 9:56:16 PM |
bxdoc | $25.00 | 9/23/2012 2:00:30 PM |
supersarah61 | $99.22 | 9/23/2012 2:52:52 PM |
JJ9876 | $25.00 | 9/23/2012 1:04:30 PM |
MyPFBlog | $25.00 | 9/23/2012 1:17:06 PM |
tornado351 | $25.00 | 9/24/2012 3:26:58 AM |
platinum-piledriver | $35.68 | 9/24/2012 3:52:34 AM |
goat361 | $35.00 | 9/23/2012 1:44:06 PM |
interest-jedi785 | $100.00 | 9/23/2012 4:35:51 PM |
benefit-position | $25.00 | 9/24/2012 5:05:08 AM |
BullTrojan | $30.61 | 9/24/2012 5:20:38 AM |
Suit | $65.00 | 9/24/2012 6:27:46 AM |
new-marketplace-lyrics | $25.00 | 9/23/2012 3:31:43 PM |
moola-cell3 | $47.41 | 9/24/2012 7:07:21 AM |
antlr | $25.00 | 9/23/2012 5:43:39 PM |
kila-designer | $200.00 | 9/23/2012 6:25:21 PM |
wdworld | $96.92 | 9/23/2012 9:09:34 PM |
transaction-keeper5 | $25.00 | 9/23/2012 7:29:49 PM |
vigorous-finance560 | $200.00 | 9/23/2012 9:44:28 PM |
trustworthy-finance6 | $300.00 | 9/23/2012 7:38:28 PM |
payout-influencer2 | $25.00 | 9/23/2012 7:48:35 PM |
ouyangers | $100.00 | 9/24/2012 4:21:39 AM |
dough-hammock | $25.00 | 9/23/2012 9:54:23 PM |
abundant-power | $25.00 | 9/24/2012 4:44:41 AM |
Kravcorp | $25.00 | 9/23/2012 10:23:34 PM |
social-attraction463 | $50.00 | 9/24/2012 3:54:34 AM |
Badgworth | $50.00 | 9/24/2012 4:10:01 AM |
helpful-fund7 | $78.33 | 9/24/2012 4:17:34 AM |
hope-hickory8 | $25.00 | 9/24/2012 5:31:09 AM |
thrftylendr | $25.00 | 9/24/2012 6:09:43 AM |
sassybaskets | $30.49 | 9/24/2012 6:25:59 AM |
hokee | $25.00 | 9/24/2012 6:30:24 AM |
lions_crown | $25.00 | 9/24/2012 6:34:34 AM |
calbertrand | $25.00 | 9/24/2012 6:39:22 AM |
abundant-exchange | $50.00 | 9/24/2012 6:59:57 AM |
lowrater | $50.70 | 9/21/2012 5:04:58 PM |
MoneyForNothing | $25.03 | 9/21/2012 5:06:58 PM |
historic-value7 | $300.00 | 9/21/2012 5:10:21 PM |
wetlands | $200.00 | 9/21/2012 5:14:26 PM |
LeReve | $500.00 | 9/21/2012 5:19:29 PM |
djs81 | $75.00 | 9/21/2012 5:26:50 PM |
qwknick57 | $25.00 | 9/21/2012 5:30:31 PM |
mariah8641 | $30.00 | 9/21/2012 5:27:36 PM |
Taxman44 | $25.00 | 9/21/2012 5:27:59 PM |
excellent-funds649 | $50.00 | 9/21/2012 5:10:24 PM |
ready-justice7 | $50.00 | 9/21/2012 5:33:05 PM |
listing-trapper3 | $50.00 | 9/21/2012 5:36:37 PM |
community-burrito9 | $35.00 | 9/21/2012 5:37:12 PM |
radiant-dollar9 | $200.00 | 9/21/2012 5:15:48 PM |
entertaining-revenue4 | $50.00 | 9/21/2012 5:40:15 PM |
networks4ever | $25.00 | 9/21/2012 5:48:18 PM |
bazaar-tulip | $25.00 | 9/21/2012 5:59:30 PM |
sandcrabsailor | $43.00 | 9/21/2012 5:57:08 PM |
thrifty-transaction578 | $25.00 | 9/21/2012 5:59:37 PM |
friendly-gold | $25.00 | 9/21/2012 6:00:24 PM |
tolerant-responsibility051 | $2,000.00 | 9/21/2012 6:13:38 PM |
Slapshot | $25.00 | 9/21/2012 6:33:14 PM |
napmanger | $100.00 | 9/21/2012 6:38:53 PM |
Fitiwalt7 | $25.00 | 9/21/2012 7:07:54 PM |
income-buffalo1 | $50.00 | 9/21/2012 7:18:01 PM |
bewitching-dollar5 | $100.00 | 9/21/2012 6:00:48 PM |
a-compassion-cherry | $25.00 | 9/21/2012 10:25:30 PM |
credit-commander1 | $25.31 | 9/21/2012 8:43:31 PM |
USMC0311 | $25.00 | 9/21/2012 9:30:40 PM |
kenji4861 | $25.00 | 9/21/2012 6:27:51 PM |
Centaur | $25.00 | 9/21/2012 6:29:29 PM |
punctual-coin1 | $30.00 | 9/22/2012 5:07:48 AM |
ace230 | $25.00 | 9/22/2012 5:52:57 AM |
well-mannered-income3 | $130.00 | 9/21/2012 7:34:13 PM |
1willray | $34.95 | 9/22/2012 3:50:26 AM |
blazing-silver524 | $100.00 | 9/22/2012 4:32:11 AM |
benefit-ruler | $25.00 | 9/22/2012 4:39:34 AM |
new-reward-sequoia | $25.00 | 9/22/2012 6:48:33 AM |
Megaton | $25.00 | 9/21/2012 8:07:34 PM |
mikeandcat | $50.00 | 9/22/2012 6:21:59 AM |
nalaari | $44.00 | 9/22/2012 6:38:22 AM |
dynadave | $1,000.00 | 9/21/2012 9:14:28 PM |
greenback-loyalist8 | $41.52 | 9/22/2012 8:08:04 AM |
RedmondMan | $25.00 | 9/22/2012 8:23:23 AM |
easylivin | $25.00 | 9/22/2012 7:11:58 AM |
organized-dough5 | $25.00 | 9/21/2012 10:26:03 PM |
FinanceEngine | $60.00 | 9/22/2012 7:35:54 AM |
1stPlace | $50.00 | 9/22/2012 9:07:32 AM |
SomebodysMom | $50.00 | 9/22/2012 9:13:39 AM |
responsibility-butterfly | $25.00 | 9/22/2012 8:28:59 AM |
Imaginos1892 | $120.00 | 9/22/2012 8:43:00 AM |
platinum-frog | $30.15 | 9/22/2012 10:04:42 AM |
blue-lucrative-rate | $50.00 | 9/22/2012 10:11:27 AM |
a-dollar-orchestra | $538.14 | 9/22/2012 6:24:37 AM |
DoctorJoe | $30.00 | 9/22/2012 6:48:46 AM |
hitsman | $50.00 | 9/22/2012 11:38:06 AM |
broosky2 | $100.00 | 9/22/2012 7:03:07 AM |
YosemiteSam | $25.00 | 9/22/2012 7:03:30 AM |
jsalin7 | $25.00 | 9/22/2012 7:28:46 AM |
compatible-deal9 | $50.00 | 9/22/2012 11:08:28 AM |
principal-laser | $82.59 | 9/22/2012 7:50:37 AM |
jubilant-agreement0 | $25.00 | 9/22/2012 8:43:10 AM |
repayment-uprising | $25.00 | 9/22/2012 9:51:41 AM |
kulender | $50.00 | 9/22/2012 10:49:49 AM |
payout-thinker7 | $25.00 | 9/22/2012 10:52:45 AM |
top-courageous-payment3 | $43.00 | 9/22/2012 11:47:10 AM |
ready-bid9 | $50.00 | 9/22/2012 12:04:19 PM |
buffalobills | $25.00 | 9/22/2012 12:21:53 PM |
mtquan | $25.00 | 9/22/2012 12:28:56 PM |
mvalley | $25.00 | 9/22/2012 12:33:25 PM |
loyalty-locomotive | $25.00 | 9/22/2012 12:41:09 PM |
dojo2 | $100.00 | 9/22/2012 12:32:31 PM |
the-profit-oracle | $25.00 | 9/22/2012 12:49:08 PM |
leeball | $50.00 | 9/22/2012 12:56:36 PM |
AFairDeal | $25.00 | 9/22/2012 1:04:58 PM |
american6 | $39.00 | 9/22/2012 12:59:45 PM |
urbane-deal152 | $25.00 | 9/22/2012 12:53:30 PM |
hard-working-rate3 | $25.00 | 9/22/2012 1:32:18 PM |
power-chef420 | $25.00 | 9/22/2012 1:30:55 PM |
sturdy-fairness0 | $100.00 | 9/22/2012 1:24:30 PM |
red-dime-solo | $50.00 | 9/22/2012 1:33:34 PM |
6moonbeams | $50.00 | 9/22/2012 1:49:34 PM |
platinum-enlightenment | $25.00 | 9/22/2012 1:37:58 PM |
respectful-credit820 | $25.00 | 9/22/2012 4:25:10 PM |
transparency-river1 | $500.00 | 9/22/2012 4:43:34 PM |
whitegold24k | $150.00 | 9/22/2012 4:51:00 PM |
CalBear08 | $33.33 | 9/22/2012 6:36:53 PM |
TrustOne | $50.00 | 9/22/2012 7:53:23 PM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:49 PM |
loyalty-circuitry | $100.00 | 9/22/2012 2:57:36 PM |
jutdon84 | $100.00 | 9/22/2012 11:03:04 PM |
micro-lender0 | $50.00 | 9/22/2012 6:21:07 PM |
frooogal | $25.00 | 9/22/2012 5:32:14 PM |
deal-thinker7 | $25.00 | 9/23/2012 6:28:09 AM |
payment-gusto | $25.00 | 9/22/2012 5:44:30 PM |
Curly-Girly | $25.00 | 9/22/2012 8:11:25 PM |
social-zebra | $30.00 | 9/23/2012 8:22:47 AM |
paradigm_shift | $100.00 | 9/22/2012 6:57:08 PM |
atomantic | $50.00 | 9/23/2012 8:34:34 AM |
enchanted-truth264 | $50.00 | 9/22/2012 9:17:25 PM |
hml | $25.00 | 9/22/2012 10:50:39 PM |
didibagle | $100.00 | 9/22/2012 11:55:01 PM |
wise-investment-lionheart2 | $25.00 | 9/23/2012 10:32:17 AM |
phersjm | $25.00 | 9/23/2012 11:05:32 AM |
payment-associate5 | $100.00 | 9/23/2012 2:40:57 AM |
agreement-welder | $36.49 | 9/22/2012 9:48:46 PM |
feb217 | $25.00 | 9/22/2012 10:34:19 PM |
flexible-value | $50.00 | 9/23/2012 12:14:37 PM |
5kids5 | $73.57 | 9/23/2012 5:00:06 AM |
NekHoldings | $25.00 | 9/23/2012 11:13:57 AM |
squeebie | $50.00 | 9/23/2012 12:07:32 PM |
DDCInvestments | $31.00 | 9/23/2012 10:05:59 AM |
cash-sensai2 | $25.00 | 9/23/2012 12:35:50 PM |
Elefunt | $25.00 | 9/23/2012 1:31:26 PM |
macjp123 | $50.00 | 9/23/2012 12:21:08 PM |
JDED | $25.00 | 9/23/2012 12:21:27 PM |
flo_rida | $100.00 | 9/23/2012 12:37:09 PM |
eg192 | $25.00 | 9/23/2012 12:23:30 PM |
intelligent-moola1 | $25.00 | 9/23/2012 3:34:04 PM |
rcm87 | $50.00 | 9/23/2012 12:46:05 PM |
dblaz5 | $1,500.00 | 9/23/2012 5:59:21 PM |
awesome-rate640 | $66.00 | 9/23/2012 6:09:55 PM |
fcukciti | $35.00 | 9/23/2012 12:39:17 PM |
historic-balance5 | $50.00 | 9/23/2012 12:51:45 PM |
helpinghand63 | $25.00 | 9/23/2012 12:47:48 PM |
Nazbuster | $200.00 | 9/23/2012 10:13:34 PM |
Actuary | $50.00 | 9/23/2012 10:35:26 PM |
best-active-listing | $25.00 | 9/23/2012 10:55:44 PM |
dollardave | $50.00 | 9/23/2012 1:03:13 PM |
friendly-openness77 | $150.00 | 9/23/2012 2:55:46 PM |
jodilee31 | $61.37 | 9/24/2012 12:24:50 AM |
gold-disk | $25.00 | 9/24/2012 2:19:09 AM |
steady-silver6 | $48.45 | 9/23/2012 1:15:45 PM |
cash-cymbal3 | $100.00 | 9/23/2012 1:28:39 PM |
quest0 | $100.00 | 9/24/2012 4:26:26 AM |
bold-phenomenal-funds | $25.00 | 9/23/2012 2:15:02 PM |
fund-widget | $50.00 | 9/23/2012 5:11:30 PM |
rockhound84 | $25.00 | 9/24/2012 6:13:32 AM |
prudent-bid3 | $46.28 | 9/24/2012 6:30:33 AM |
pure-fairness | $25.00 | 9/24/2012 6:49:46 AM |
Jabez | $50.00 | 9/24/2012 6:58:11 AM |
the_spook | $29.65 | 9/23/2012 3:46:24 PM |
benevolent-marketplace4 | $994.47 | 9/24/2012 7:12:46 AM |
UHcougars | $25.00 | 9/23/2012 7:15:02 PM |
iamwhatiam | $25.00 | 9/23/2012 8:17:38 PM |
Kunakiku | $25.00 | 9/23/2012 8:30:47 PM |
transaction-hugger4 | $100.00 | 9/23/2012 9:05:39 PM |
efficient-treasure0 | $25.00 | 9/23/2012 7:10:20 PM |
punctual-worth263 | $55.75 | 9/23/2012 9:28:40 PM |
cordial-affluence2 | $25.00 | 9/23/2012 7:30:00 PM |
SalesGuyMN | $100.00 | 9/23/2012 7:38:54 PM |
peaceful-greenback719 | $27.25 | 9/24/2012 3:02:21 AM |
adorable-asset9 | $200.00 | 9/23/2012 9:36:31 PM |
itsmaj | $105.03 | 9/23/2012 10:19:16 PM |
rockerZ71 | $30.00 | 9/24/2012 5:49:05 AM |
Banker3119 | $25.00 | 9/24/2012 6:02:32 AM |
Actuary | $50.00 | 9/23/2012 10:38:02 PM |
heroic-compassion6 | $230.10 | 9/24/2012 6:23:02 AM |
keoke779 | $25.00 | 9/23/2012 11:19:02 PM |
favorite-deal6 | $77.52 | 9/24/2012 6:49:20 AM |
villagecoconut | $25.00 | 9/24/2012 12:35:44 AM |
trade-wildcat2 | $25.00 | 9/24/2012 7:11:39 AM |
Digs | $25.00 | 9/24/2012 5:17:58 AM |
treasure-hunter270 | $50.00 | 9/24/2012 6:04:53 AM |
funds-chemistry1 | $30.00 | 9/24/2012 6:13:48 AM |
FredHead3 | $56.86 | 9/24/2012 6:14:57 AM |
moneybags16 | $25.00 | 9/24/2012 6:28:10 AM |
Suit | $200.00 | 9/24/2012 6:31:04 AM |
investment-comet | $25.00 | 9/24/2012 7:07:56 AM |
327 Investments
|
Borrower Payment Dependent Notes Series
643198
This series of Notes was issued and sold upon the funding of the borrower loan #75512, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 17.97% |
Borrower rate/APR:
| 18.97% / 21.39% |
Monthly payment:
| $648.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.66% | | |
| |
Estimated return*:
| 12.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 41% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 22y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,511 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| silver-trader7 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay revolving acounts
My financial situation:
I am a good candidate for this loan because...i always pay my bills on time
Monthly net income: $6100
Monthly expenses:
Housing: $920
Insurance: $200 month
Car expenses: $0
Utilities: $100
Phone, cable, internet: $120
Food, entertainment: $400
Clothing, household expenses: $ 100
Credit cards and other loans: $750
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
orange-liberty-oyster | $100.00 | 9/21/2012 9:02:15 AM |
1stPlace | $100.00 | 9/21/2012 9:03:59 AM |
wonder3 | $25.00 | 9/21/2012 9:05:35 AM |
real-return2 | $26.00 | 9/21/2012 9:01:49 AM |
money-bauble | $100.00 | 9/21/2012 9:12:52 AM |
Cai8899 | $25.00 | 9/21/2012 9:02:50 AM |
RGlad | $300.00 | 9/21/2012 9:03:37 AM |
phenomenal-rate1 | $500.00 | 9/21/2012 9:14:30 AM |
versatile-dime442 | $250.00 | 9/21/2012 9:25:57 AM |
tranquil-note5 | $50.00 | 9/21/2012 9:02:38 AM |
first-serene-credit | $25.00 | 9/21/2012 9:27:04 AM |
vutah | $25.00 | 9/21/2012 9:04:03 AM |
Bob450 | $25.00 | 9/21/2012 9:06:06 AM |
scholarly-order6 | $50.00 | 9/21/2012 9:09:25 AM |
Tingali | $25.00 | 9/21/2012 9:11:21 AM |
windguy | $50.00 | 9/21/2012 9:28:28 AM |
imogen22 | $50.00 | 9/21/2012 9:20:08 AM |
intuitive-benefit3 | $100.00 | 9/21/2012 9:27:54 AM |
historic-value7 | $100.00 | 9/21/2012 9:04:46 AM |
janeybooboo | $100.00 | 9/21/2012 9:06:10 AM |
entertaining-revenue4 | $50.00 | 9/21/2012 9:15:48 AM |
bewitching-dollar5 | $100.00 | 9/21/2012 9:16:23 AM |
miamibeachloaner | $100.00 | 9/21/2012 9:13:55 AM |
tenacious-affluence | $25.00 | 9/21/2012 9:14:12 AM |
nevee | $30.00 | 9/21/2012 9:16:35 AM |
worth-blanket2 | $22,500.00 | 9/21/2012 9:03:21 AM |
pdli_dude | $25.00 | 9/21/2012 9:04:21 AM |
LeReve | $144.00 | 9/21/2012 9:29:26 AM |
28 Investments
|
Borrower Payment Dependent Notes Series
643222
This series of Notes was issued and sold upon the funding of the borrower loan #75368, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 32% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,078 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-subtle-dough |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6419.06
Monthly expenses: $
Housing: $1200.00
Insurance: $110.00
Car expenses: $1200.00
Utilities: $150.00
Phone, cable, internet: $50.00
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/20/2012 5:31:05 PM |
duty-viola | $25.00 | 9/20/2012 5:07:14 PM |
lowrater | $50.40 | 9/20/2012 5:18:35 PM |
durability-seahorse7 | $50.00 | 9/20/2012 5:11:54 PM |
liberty-tostada7 | $50.00 | 9/20/2012 5:41:26 PM |
lovely-currency3 | $50.00 | 9/20/2012 6:02:47 PM |
VirginiaBuckeye | $150.00 | 9/20/2012 6:11:09 PM |
money-baron | $50.00 | 9/20/2012 5:58:23 PM |
Star_Witness | $25.00 | 9/20/2012 8:30:01 PM |
Farmer-Ted | $25.00 | 9/20/2012 5:43:07 PM |
Zingaro | $25.00 | 9/20/2012 5:51:26 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:23 AM |
green-trade-dolphin | $25.03 | 9/21/2012 4:49:12 AM |
income-galaxy1 | $56.38 | 9/21/2012 5:40:58 AM |
bancoroyal | $35.24 | 9/21/2012 5:51:31 AM |
thriller451 | $12.90 | 9/21/2012 6:06:23 AM |
graceful-investment | $106.00 | 9/20/2012 10:11:22 PM |
melodious-openness | $211.32 | 9/21/2012 4:40:16 AM |
stock106 | $25.00 | 9/21/2012 5:41:01 AM |
wojo | $25.00 | 9/21/2012 5:49:22 AM |
InChicago | $160.03 | 9/20/2012 5:01:48 PM |
handy-justice | $50.00 | 9/20/2012 5:11:12 PM |
bewitching-dollar5 | $100.00 | 9/20/2012 5:27:55 PM |
VirginiaBuckeye | $250.00 | 9/20/2012 5:39:11 PM |
EarlyRiser | $250.00 | 9/20/2012 5:23:43 PM |
mindful-generosity1 | $50.00 | 9/20/2012 6:09:33 PM |
bellaquito | $500.00 | 9/20/2012 6:38:13 PM |
cp-family | $50.00 | 9/20/2012 5:20:20 PM |
bold-social-widget | $50.00 | 9/20/2012 5:45:34 PM |
EngineersAlliance | $35.00 | 9/20/2012 6:45:56 PM |
enthusiast758 | $40.00 | 9/20/2012 7:22:29 PM |
magnetic-integrity7 | $25.00 | 9/20/2012 9:11:30 PM |
Relient-K | $25.00 | 9/20/2012 5:41:22 PM |
Dapple33 | $29.13 | 9/20/2012 10:47:45 PM |
Felici_Finance | $25.00 | 9/21/2012 3:22:00 AM |
let_me_retire | $71.99 | 9/21/2012 4:09:20 AM |
graceful-D4Sinvestment | $106.00 | 9/20/2012 10:13:53 PM |
order-gondola | $35.58 | 9/20/2012 10:43:27 PM |
yield-hut | $25.00 | 9/21/2012 3:54:46 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
643280
This series of Notes was issued and sold upon the funding of the borrower loan #75323, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $412.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 40% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 11m |
Amount delinquent:
| $140 |
Total credit lines:
| 30 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,859 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cash-uprising |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2012)
|
Principal balance:
| $2,550.13 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off debt
My financial situation:
I am a good candidate for this loan because...I have been on the same job for 23 months. I also work for Aflac and just joined First Financial Security.
Monthly net income: $3200
Monthly expenses: $0
Housing: $735
Insurance: $
Car expenses: $0
Utilities: $59
Phone, cable, internet: $124
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $20,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 9/24/2012 9:05:08 AM |
calamango | $50.00 | 9/24/2012 9:01:50 AM |
Investor_DP | $200.00 | 9/24/2012 9:02:58 AM |
flo_rida | $100.00 | 9/24/2012 9:04:29 AM |
p2ploan-lion | $25.00 | 9/24/2012 9:05:18 AM |
pragmatic-auction8 | $50.00 | 9/24/2012 9:00:57 AM |
Fitiwalt7 | $25.00 | 9/24/2012 9:03:56 AM |
thrilling-fund427 | $50.00 | 9/24/2012 9:06:05 AM |
historic-value7 | $100.00 | 9/24/2012 9:06:18 AM |
truth-poplar | $25.00 | 9/24/2012 9:06:31 AM |
Whipster | $60.00 | 9/24/2012 9:04:11 AM |
RGlad | $100.00 | 9/24/2012 9:04:18 AM |
imoutdoorsy | $25.00 | 9/24/2012 9:05:50 AM |
supreme-treasure8 | $100.00 | 9/24/2012 9:05:58 AM |
wise-felicity-blossom | $100.00 | 9/24/2012 9:06:34 AM |
worth-blanket2 | $13,500.00 | 9/24/2012 9:02:31 AM |
Jloaner | $100.00 | 9/24/2012 9:03:48 AM |
pdxtech | $33.00 | 9/24/2012 9:06:07 AM |
MoneyForNothing | $25.07 | 9/24/2012 9:04:23 AM |
trade-boots1 | $100.00 | 9/24/2012 9:05:40 AM |
tender-commerce8 | $50.00 | 9/24/2012 9:05:45 AM |
FLSmooth | $50.00 | 9/24/2012 9:06:32 AM |
orange-liberty-oyster | $100.00 | 9/24/2012 9:02:50 AM |
qwsd12 | $50.00 | 9/24/2012 9:05:04 AM |
24 Investments
|
Borrower Payment Dependent Notes Series
643328
This series of Notes was issued and sold upon the funding of the borrower loan #75113, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Sep-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 26.70% |
Borrower rate/APR:
| 27.70% / 31.63% |
Monthly payment:
| $164.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.48% | | |
| |
Estimated return*:
| 12.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 24% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 24y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,205 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-sturdy-currency |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2011)
|
Principal balance:
| $3,240.41 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan: consolidate a few small expenses to continue in business/hobby
This loan will be used to...keep personal training studio eye appealing as well as functional
My financial situation: stable and growing
I am a good candidate for this loan because...I have paid my previous loan ontime, never late and I will payoff this loan earlier than the contract ending date.
Monthly net income: $ 4200.00
Monthly expenses: $
Housing: $950.
Insurance: $120.00
Car expenses: $210.
Utilities: $116.00.00
Phone, cable, internet: $120.00
Food, entertainment: $112.00
Clothing, household expenses: $140.00
Credit cards and other loans: $139.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
moola-flag4 | $25.00 | 9/22/2012 12:02:43 PM |
economy-shrubbery6 | $25.00 | 9/22/2012 12:11:54 PM |
Hambone1111 | $25.00 | 9/22/2012 12:15:01 PM |
power-chihuahua | $25.00 | 9/22/2012 12:09:13 PM |
MoneyForNothing | $25.10 | 9/22/2012 12:02:35 PM |
handy-justice | $50.00 | 9/22/2012 12:22:16 PM |
EL_Papin | $25.00 | 9/22/2012 12:29:06 PM |
Bendan | $100.00 | 9/22/2012 12:26:43 PM |
invincible-deal82 | $25.00 | 9/22/2012 12:29:05 PM |
chkrvrty | $50.00 | 9/22/2012 12:30:58 PM |
52digital | $75.00 | 9/22/2012 12:47:00 PM |
Navy_Wife_Retired | $50.00 | 9/22/2012 12:39:46 PM |
BankofRon_IRA | $100.00 | 9/22/2012 12:54:23 PM |
TheCount | $25.00 | 9/22/2012 12:38:14 PM |
euro-banker | $25.00 | 9/22/2012 12:51:09 PM |
micko | $25.00 | 9/22/2012 12:42:38 PM |
genius520 | $100.00 | 9/22/2012 1:01:06 PM |
brightest-luminous-cash9 | $25.00 | 9/22/2012 12:45:55 PM |
careful-vigilance4 | $25.00 | 9/22/2012 12:56:47 PM |
IIP77 | $25.00 | 9/22/2012 12:57:41 PM |
jiggaman7 | $25.00 | 9/22/2012 1:00:37 PM |
promise2 | $25.00 | 9/22/2012 1:10:46 PM |
joyous-peace443 | $25.00 | 9/22/2012 12:54:33 PM |
productive-note2 | $50.00 | 9/22/2012 1:05:46 PM |
brmar | $25.00 | 9/22/2012 1:07:59 PM |
money-baron-Roth401k | $25.00 | 9/22/2012 1:20:02 PM |
life-is-great | $25.00 | 9/22/2012 1:12:14 PM |
dedicated-transaction796 | $25.00 | 9/22/2012 1:03:02 PM |
cash-kin7 | $25.00 | 9/22/2012 1:21:41 PM |
social-cocktail1 | $200.00 | 9/22/2012 1:21:44 PM |
MikeyZ2008 | $25.00 | 9/22/2012 1:23:03 PM |
Macbethofscots | $25.00 | 9/22/2012 1:23:39 PM |
shmb6508 | $50.00 | 9/22/2012 1:17:00 PM |
melodious-fairness | $50.00 | 9/22/2012 1:19:44 PM |
money51282 | $79.00 | 9/22/2012 1:22:43 PM |
jkeller4000 | $86.00 | 9/22/2012 1:23:48 PM |
MoneyForNothing | $0.63 | 9/22/2012 1:30:57 PM |
LittleMingo | $30.00 | 9/22/2012 12:03:24 PM |
RGlad | $100.00 | 9/22/2012 12:07:49 PM |
DasMula | $25.00 | 9/22/2012 12:06:05 PM |
jtc26 | $50.00 | 9/22/2012 12:03:31 PM |
bubb_hans | $25.00 | 9/22/2012 12:26:25 PM |
etraboulay | $27.00 | 9/22/2012 12:29:28 PM |
Asgardian | $25.00 | 9/22/2012 12:25:39 PM |
fascinating-money236 | $25.00 | 9/22/2012 12:13:32 PM |
drkosh | $25.00 | 9/22/2012 12:31:48 PM |
handshake5 | $100.00 | 9/22/2012 12:32:04 PM |
golden-cat | $25.00 | 9/22/2012 12:40:48 PM |
Military_Money_Wise | $25.00 | 9/22/2012 12:20:05 PM |
revolutionary082 | $27.27 | 9/22/2012 12:43:48 PM |
berniemadeoff | $50.00 | 9/22/2012 12:21:26 PM |
Sibelius2 | $25.00 | 9/22/2012 12:45:36 PM |
selfmademan | $25.00 | 9/22/2012 12:25:49 PM |
engrossing-responsibility0 | $44.00 | 9/22/2012 12:41:54 PM |
american-investor | $25.00 | 9/22/2012 12:31:18 PM |
professional-vigilance9 | $100.00 | 9/22/2012 12:47:05 PM |
direct-social3 | $50.00 | 9/22/2012 12:32:11 PM |
integrity-builder | $50.00 | 9/22/2012 12:53:09 PM |
point653 | $25.00 | 9/22/2012 12:51:03 PM |
bid-czar8 | $100.00 | 9/22/2012 12:38:58 PM |
income-rocker2 | $50.00 | 9/22/2012 12:53:34 PM |
phaded | $25.00 | 9/22/2012 12:46:56 PM |
bewitching-dollar5 | $100.00 | 9/22/2012 12:59:08 PM |
market-pudding | $25.00 | 9/22/2012 12:50:21 PM |
mikeandcat | $100.00 | 9/22/2012 1:01:19 PM |
jazzlender | $25.00 | 9/22/2012 1:01:29 PM |
money-surge1 | $25.00 | 9/22/2012 1:10:14 PM |
hopeful-deal7 | $25.00 | 9/22/2012 1:02:52 PM |
GGreg799 | $25.00 | 9/22/2012 1:13:40 PM |
gallant-economy9 | $50.00 | 9/22/2012 1:16:41 PM |
Hedge-Fund | $25.00 | 9/22/2012 12:54:37 PM |
musegaze | $50.00 | 9/22/2012 1:06:40 PM |
finance-prescription | $100.00 | 9/22/2012 1:19:26 PM |
riversmoke | $25.00 | 9/22/2012 1:22:00 PM |
AAnderson1750 | $200.00 | 9/22/2012 1:12:03 PM |
robust-diversification3 | $50.00 | 9/22/2012 1:03:53 PM |
deal-galleon | $25.00 | 9/22/2012 1:28:43 PM |
best-charming-leverage | $50.00 | 9/22/2012 1:09:13 PM |
worldly-gold | $26.00 | 9/22/2012 1:16:38 PM |
skillful-auction | $30.00 | 9/22/2012 1:25:08 PM |
red-power-pecan | $50.00 | 9/22/2012 1:30:47 PM |
adventurer447 | $300.00 | 9/22/2012 1:20:09 PM |
82 Investments
|
Borrower Payment Dependent Notes Series
643342
This series of Notes was issued and sold upon the funding of the borrower loan #75497, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $230.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 14% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,321 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rate-smasher6 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan:
This loan will be used to...help with some unexpected expenses.
My financial situation:
I am a good candidate for this loan because...our household income will increase in January 2013
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 9/26/2012 9:04:38 AM |
Bank_Of_XL | $25.00 | 9/26/2012 9:02:07 AM |
imogen22 | $50.00 | 9/26/2012 9:10:10 AM |
creditjunky | $100.00 | 9/26/2012 9:01:29 AM |
octoberfresh | $25.00 | 9/26/2012 9:03:19 AM |
glimmering-liberty616 | $25.00 | 9/26/2012 9:03:53 AM |
repayment-pagoda8 | $100.00 | 9/26/2012 9:07:14 AM |
CreditBuilder2 | $25.01 | 9/26/2012 9:07:26 AM |
calm-platinum957 | $35.00 | 9/26/2012 9:12:53 AM |
social-pear9 | $50.00 | 9/26/2012 9:11:26 AM |
mansel | $25.00 | 9/26/2012 9:41:44 AM |
holstj | $50.00 | 9/26/2012 9:42:56 AM |
kscc183 | $25.00 | 9/26/2012 9:29:13 AM |
Tradesmanlender | $25.00 | 9/26/2012 9:55:56 AM |
Taxman44 | $25.00 | 9/26/2012 9:58:34 AM |
bds9646 | $26.00 | 9/26/2012 9:37:11 AM |
methodical-interest039 | $31.00 | 9/26/2012 10:04:58 AM |
excellent-funds649 | $50.00 | 9/26/2012 10:11:26 AM |
mikbos | $25.00 | 9/26/2012 10:15:52 AM |
generous-deal6 | $25.00 | 9/26/2012 9:56:39 AM |
intuitive-benefit3 | $100.00 | 9/26/2012 10:30:48 AM |
mvalley | $25.00 | 9/26/2012 10:03:43 AM |
lendme2 | $40.00 | 9/26/2012 10:49:33 AM |
TCayce | $25.00 | 9/26/2012 10:54:52 AM |
american6 | $50.00 | 9/26/2012 10:55:02 AM |
superb-funds335 | $25.00 | 9/26/2012 10:55:33 AM |
tripnosis | $25.00 | 9/26/2012 10:56:25 AM |
cardminger | $25.00 | 9/26/2012 10:12:02 AM |
currency-apple729 | $25.00 | 9/26/2012 11:06:57 AM |
courteous-trade229 | $35.00 | 9/26/2012 11:20:45 AM |
gracej | $25.00 | 9/26/2012 10:36:08 AM |
StarshineXL | $500.00 | 9/26/2012 11:36:02 AM |
beans53 | $25.00 | 9/26/2012 10:27:00 AM |
robust-trade | $25.00 | 9/26/2012 11:41:07 AM |
currency-stockpiler8 | $25.00 | 9/26/2012 10:33:35 AM |
azazle | $50.00 | 9/26/2012 10:39:52 AM |
OregonDane | $25.00 | 9/26/2012 10:46:45 AM |
Johnab | $25.00 | 9/26/2012 1:27:21 PM |
Empower-personal-responsibility | $25.00 | 9/26/2012 1:36:25 PM |
hope-fortress753 | $25.00 | 9/26/2012 2:37:19 PM |
buffalobills | $25.00 | 9/26/2012 2:53:03 PM |
dollardave | $50.00 | 9/26/2012 2:55:19 PM |
AKVG_Lending | $200.00 | 9/26/2012 3:30:27 PM |
puifais | $50.00 | 9/26/2012 10:53:08 AM |
Redmond | $25.00 | 9/26/2012 10:55:12 AM |
leverage-monger | $25.00 | 9/26/2012 11:07:10 AM |
proper-exchange8 | $200.00 | 9/26/2012 10:58:56 AM |
useful-money715 | $25.00 | 9/26/2012 10:59:27 AM |
flo_rida | $100.00 | 9/26/2012 10:59:55 AM |
economy-tuba7 | $50.00 | 9/26/2012 11:00:36 AM |
resolute-basis9 | $25.00 | 9/26/2012 11:09:29 AM |
chac | $200.00 | 9/26/2012 11:01:43 AM |
ejdirin | $25.00 | 9/26/2012 11:16:54 AM |
w3alter | $50.00 | 9/26/2012 11:08:14 AM |
shred123 | $25.00 | 9/26/2012 11:09:32 AM |
elevated-investment | $25.00 | 9/26/2012 11:49:57 AM |
Manvel | $25.00 | 9/26/2012 11:27:08 AM |
wigglesworth4 | $100.00 | 9/26/2012 11:37:08 AM |
mrmopar | $25.00 | 9/26/2012 11:42:04 AM |
bartb | $25.00 | 9/26/2012 1:17:01 PM |
value-medalist4 | $25.00 | 9/26/2012 12:26:58 PM |
commitment-neutron1 | $250.00 | 9/26/2012 12:49:04 PM |
y2kman9 | $25.00 | 9/26/2012 12:56:08 PM |
astute-benjamins | $150.00 | 9/26/2012 1:20:08 PM |
market-pudding | $25.00 | 9/26/2012 1:24:38 PM |
wild_carrot | $25.00 | 9/26/2012 2:20:24 PM |
BlessedEveryDay | $25.00 | 9/26/2012 2:57:17 PM |
Aberdeen | $100.00 | 9/26/2012 11:19:39 AM |
bancoroyal | $39.90 | 9/26/2012 9:00:57 AM |
best-bonafide-p2p | $50.00 | 9/26/2012 9:08:41 AM |
phenomenal-rate1 | $500.00 | 9/26/2012 9:03:27 AM |
income-triangulation1 | $25.00 | 9/26/2012 9:12:11 AM |
adventurer447 | $300.00 | 9/26/2012 9:05:42 AM |
RGlad | $150.00 | 9/26/2012 9:07:07 AM |
moola-gondola1 | $25.00 | 9/26/2012 9:32:18 AM |
sincere-moola474 | $100.00 | 9/26/2012 9:15:52 AM |
worthy-commitment7 | $25.00 | 9/26/2012 9:08:55 AM |
LeReve | $500.00 | 9/26/2012 9:22:50 AM |
wetlands | $200.00 | 9/26/2012 9:16:30 AM |
contract-bopper | $25.00 | 9/26/2012 9:50:10 AM |
bold-riveting-social | $50.00 | 9/26/2012 9:55:10 AM |
netg | $25.00 | 9/26/2012 9:35:00 AM |
the-profit-oracle | $25.00 | 9/26/2012 9:59:24 AM |
mindful-generosity1 | $50.00 | 9/26/2012 9:35:41 AM |
market-assembler | $100.00 | 9/26/2012 9:38:36 AM |
xrycac | $25.00 | 9/26/2012 9:33:51 AM |
tenacious-affluence | $25.00 | 9/26/2012 9:49:08 AM |
justreturns | $25.00 | 9/26/2012 9:46:28 AM |
angelinvestor2 | $35.00 | 9/26/2012 10:30:22 AM |
friendly-gold | $25.00 | 9/26/2012 10:37:21 AM |
compoundinterest | $25.00 | 9/26/2012 10:40:52 AM |
LoanerPrincipal | $25.00 | 9/26/2012 10:42:28 AM |
math1973 | $50.00 | 9/26/2012 10:51:35 AM |
gjm6d | $25.00 | 9/26/2012 10:14:56 AM |
jrbill1998 | $50.00 | 9/26/2012 10:53:23 AM |
don8ter | $37.00 | 9/26/2012 11:01:55 AM |
korby524 | $25.00 | 9/26/2012 11:06:49 AM |
brightest-inspired-gain | $25.00 | 9/26/2012 10:35:03 AM |
Cash-Flow | $1,500.00 | 9/26/2012 10:37:39 AM |
houli123 | $50.00 | 9/26/2012 11:53:35 AM |
DreisersFinancier | $50.00 | 9/26/2012 10:33:20 AM |
Med-Tech-Here | $28.00 | 9/26/2012 10:34:17 AM |
paladin847 | $70.00 | 9/26/2012 10:42:56 AM |
thrifty-transaction578 | $25.00 | 9/26/2012 10:43:01 AM |
benjamins-thunder | $25.00 | 9/26/2012 10:43:06 AM |
bold-wampum-compadre | $50.00 | 9/26/2012 10:44:48 AM |
hard-working-rate3 | $25.00 | 9/26/2012 10:45:49 AM |
cclady | $300.00 | 9/26/2012 2:44:49 PM |
BiggestG | $25.00 | 9/26/2012 10:46:29 AM |
TSC | $41.00 | 9/26/2012 10:56:44 AM |
Alpha-AssistU | $25.00 | 9/26/2012 10:51:39 AM |
productive-finance | $25.00 | 9/26/2012 11:00:13 AM |
ranstlin | $25.00 | 9/26/2012 11:02:09 AM |
rcm87 | $50.00 | 9/26/2012 11:04:53 AM |
sjlender | $94.00 | 9/26/2012 10:57:27 AM |
kenji4861 | $25.00 | 9/26/2012 11:16:41 AM |
smithd76 | $25.00 | 9/26/2012 11:38:28 AM |
napmanger | $100.00 | 9/26/2012 11:22:26 AM |
anwn | $50.00 | 9/26/2012 12:32:23 PM |
quickstep | $100.00 | 9/26/2012 11:42:05 AM |
ore-hero231 | $150.00 | 9/26/2012 11:43:29 AM |
P2P_CARE | $200.00 | 9/26/2012 12:59:10 PM |
Astyanax | $40.00 | 9/26/2012 11:55:51 AM |
ets2011 | $25.00 | 9/26/2012 1:10:10 PM |
the-fund-mussel | $100.00 | 9/26/2012 1:45:18 PM |
natural-return0 | $54.04 | 9/26/2012 1:48:11 PM |
market-maximizer472 | $100.00 | 9/26/2012 2:37:23 PM |
ONECENTATATIME | $30.00 | 9/26/2012 2:45:23 PM |
asaurus0 | $25.00 | 9/26/2012 2:52:39 PM |
keiphers | $25.00 | 9/26/2012 1:47:50 PM |
helpful-silver7 | $14.05 | 9/26/2012 3:46:28 PM |
new-moola-triangulation | $75.00 | 9/26/2012 2:34:07 PM |
bold-joyful-exchange | $25.00 | 9/26/2012 2:52:50 PM |
gilbrear | $25.00 | 9/26/2012 2:58:17 PM |
Solid-Platinum | $25.00 | 9/26/2012 3:28:29 PM |
135 Investments
|
Borrower Payment Dependent Notes Series
643366
This series of Notes was issued and sold upon the funding of the borrower loan #75533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 2m |
Amount delinquent:
| $6,288 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $368 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| No | | |
Screen name:
| cozy-currency162 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bewitching-dollar5 | $100.00 | 9/20/2012 5:27:55 PM |
ultimate-peace | $250.00 | 9/21/2012 5:39:49 AM |
listing-dreams1 | $50.00 | 9/21/2012 7:15:13 AM |
first-serene-credit | $25.00 | 9/21/2012 9:28:48 AM |
majestic-note6 | $150.00 | 9/21/2012 9:26:55 AM |
grf1945 | $25.00 | 9/21/2012 11:10:19 AM |
kulender | $50.00 | 9/21/2012 1:49:46 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:50:57 PM |
JohnWS | $25.00 | 9/21/2012 4:20:01 PM |
mrxtravis | $25.00 | 9/21/2012 6:07:07 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:34 PM |
Piitb08 | $150.00 | 9/22/2012 5:29:20 AM |
blazing-silver524 | $25.00 | 9/22/2012 4:48:04 AM |
ideomorph | $25.00 | 9/22/2012 7:12:44 AM |
courteous-platinum7 | $30.00 | 9/22/2012 7:51:10 AM |
perfect-abs | $25.00 | 9/21/2012 9:47:57 PM |
RothySkynx | $25.00 | 9/22/2012 9:36:49 AM |
Skynxhunt | $25.00 | 9/22/2012 9:32:19 AM |
PrimeFunding | $25.00 | 9/20/2012 5:31:05 PM |
durability-seahorse7 | $50.00 | 9/20/2012 5:11:55 PM |
cp-family | $50.00 | 9/20/2012 5:20:20 PM |
EnglishGeekInNYC | $50.00 | 9/20/2012 6:17:30 PM |
california111 | $100.00 | 9/21/2012 7:28:54 AM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:23 AM |
worthy-bid8 | $100.00 | 9/21/2012 9:19:21 AM |
payout-mongoose | $50.00 | 9/21/2012 3:15:11 PM |
pdub | $200.00 | 9/21/2012 12:22:06 PM |
marwadi-62 | $25.00 | 9/21/2012 4:45:53 PM |
Jimthemoo | $25.00 | 9/22/2012 6:38:08 AM |
papaloha | $25.00 | 9/21/2012 10:03:59 PM |
smallbizrule | $25.00 | 9/22/2012 8:58:22 AM |
wishihadmore | $25.00 | 9/22/2012 5:13:47 AM |
Helenska11 | $65.00 | 9/22/2012 9:37:36 AM |
helping-out | $30.00 | 9/22/2012 6:33:29 AM |
34 Investments
|
Borrower Payment Dependent Notes Series
643394
This series of Notes was issued and sold upon the funding of the borrower loan #75221, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1983 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,466 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| No | | |
Screen name:
| adventure846 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: pay credit card balance
This loan will be used to... pay balance or a credit card
My financial situation: have steady income, but would like to pay down debt
I am a good candidate for this loan because... pay my bills on time and have steady and reliable income
Monthly net income: $ 1890
Monthly expenses: $ 400
Housing: $ n/a
Insurance: $ 104
Car expenses: $ n/a
Utilities: $ na/a
Phone, cable, internet: $ n/a
Food, entertainment: $ 100
Clothing, household expenses: $ 100
Credit cards and other loans: $300
Other expenses: $ n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
terrific-p2p4 | $500.00 | 9/22/2012 12:00:24 PM |
lowrater | $100.70 | 9/22/2012 12:02:53 PM |
historic-value7 | $50.00 | 9/22/2012 12:06:27 PM |
CashFlow13 | $1,250.00 | 9/22/2012 12:00:24 PM |
scholarly-order6 | $73.78 | 9/22/2012 12:07:26 PM |
Bad_Debt | $25.52 | 9/22/2012 12:05:38 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
643406
This series of Notes was issued and sold upon the funding of the borrower loan #75019, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $216.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 6% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,616 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| professional-platinum686 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-silver-blaster | $50.00 | 9/22/2012 12:07:08 PM |
compassion-twister2 | $50.00 | 9/22/2012 12:05:23 PM |
mikrolown | $25.00 | 9/22/2012 12:05:49 PM |
worth-blanket2 | $5,400.00 | 9/22/2012 12:07:22 PM |
friendly-gold | $25.00 | 9/22/2012 12:08:53 PM |
RGlad | $250.00 | 9/22/2012 12:10:31 PM |
duty-viola | $35.00 | 9/22/2012 12:13:21 PM |
EngineersAlliance | $90.00 | 9/22/2012 12:13:56 PM |
scholarly-order6 | $25.00 | 9/22/2012 12:12:24 PM |
pragmatic-auction8 | $50.00 | 9/22/2012 12:03:46 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
643424
This series of Notes was issued and sold upon the funding of the borrower loan #74994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $395.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 31% |
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 16y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,771 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-dedicated-economy |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2011)
660-679
(Jul-2010)
640-659
(Apr-2010)
|
Principal balance:
| $2,384.76 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...update heating/cooling system that just went out. redo a bathroom.redo kitchen
My financial situation: outstanding
I am a good candidate for this loan because...current prosper member, solid employment and job history.
Monthly net income: $2200
Monthly expenses: $1250
Housing: $500
Insurance: $100
Car expenses: $200
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 9/23/2012 12:11:04 PM |
fcrick | $25.00 | 9/23/2012 12:08:00 PM |
janeybooboo | $100.00 | 9/23/2012 12:12:10 PM |
finance-prescription | $39.00 | 9/23/2012 12:15:42 PM |
robust-diversification3 | $50.00 | 9/23/2012 12:21:12 PM |
sunwell | $50.00 | 9/23/2012 12:08:48 PM |
pierrelasvegas | $25.00 | 9/23/2012 12:42:59 PM |
green-high-five7 | $25.00 | 9/23/2012 12:13:31 PM |
Beld | $50.00 | 9/23/2012 12:44:22 PM |
LendingPimp_2 | $100.00 | 9/23/2012 12:15:05 PM |
asset-professor | $25.00 | 9/23/2012 12:16:48 PM |
RGlad | $250.00 | 9/23/2012 12:02:50 PM |
lovely-currency3 | $50.00 | 9/23/2012 12:03:47 PM |
Assets-Up | $25.00 | 9/23/2012 12:51:59 PM |
networks4ever | $25.00 | 9/23/2012 12:55:22 PM |
et28 | $75.00 | 9/23/2012 12:29:03 PM |
brainy-return234 | $25.00 | 9/23/2012 12:35:10 PM |
sensible-fund | $35.16 | 9/23/2012 2:46:59 PM |
careful-vigilance4 | $25.00 | 9/23/2012 12:25:28 PM |
reinforced-investment4 | $25.00 | 9/23/2012 12:32:43 PM |
bob450-roth | $25.00 | 9/23/2012 12:42:15 PM |
phenomenal-rate1 | $500.00 | 9/23/2012 12:34:11 PM |
52digital | $75.00 | 9/23/2012 12:34:25 PM |
nuetron | $25.00 | 9/23/2012 12:43:40 PM |
bellaquito | $500.00 | 9/23/2012 12:37:28 PM |
Investor_DP | $200.00 | 9/23/2012 12:50:00 PM |
enriching-dollar1 | $100.00 | 9/23/2012 12:38:36 PM |
kila-designer | $350.00 | 9/23/2012 6:32:37 PM |
versatile-dime442 | $250.00 | 9/23/2012 12:47:17 PM |
Fitiwalt7 | $25.00 | 9/23/2012 9:20:35 PM |
community-engine750 | $25.00 | 9/23/2012 2:10:43 PM |
economy-shrubbery6 | $25.00 | 9/23/2012 1:04:56 PM |
auction-bonaza8 | $100.00 | 9/23/2012 3:08:57 PM |
stealthzap | $25.00 | 9/24/2012 1:45:24 AM |
income-motor479 | $35.00 | 9/23/2012 2:18:25 PM |
a-noble-coin | $25.00 | 9/23/2012 2:54:47 PM |
intelligent-moola1 | $25.00 | 9/23/2012 3:34:58 PM |
klend4 | $25.00 | 9/24/2012 7:19:45 AM |
responsibility-butterfly | $25.00 | 9/24/2012 7:19:48 AM |
thrifty-generosity222 | $50.00 | 9/23/2012 9:56:32 PM |
bonus-seahorse | $25.00 | 9/23/2012 11:11:17 PM |
contract-equinox | $26.84 | 9/23/2012 11:11:57 PM |
punctual-worth263 | $25.00 | 9/23/2012 9:32:39 PM |
bold-shrewd-duty | $41.00 | 9/24/2012 4:23:13 AM |
DoctorJoe | $25.00 | 9/24/2012 4:47:57 AM |
lean-trade178 | $25.00 | 9/23/2012 11:16:46 PM |
prudent-bid3 | $25.00 | 9/24/2012 6:45:27 AM |
courteous-platinum7 | $35.00 | 9/24/2012 4:13:37 AM |
benevolent-marketplace4 | $2,500.00 | 9/24/2012 7:12:56 AM |
credit-czar5 | $25.00 | 9/23/2012 12:32:38 PM |
AF-Chief | $25.00 | 9/23/2012 12:12:47 PM |
dedicated-transaction796 | $25.00 | 9/23/2012 12:15:53 PM |
melodious-fairness | $50.00 | 9/23/2012 12:34:33 PM |
trade-boots1 | $100.00 | 9/23/2012 12:35:08 PM |
friendly-gold | $25.00 | 9/23/2012 12:06:43 PM |
musegaze | $50.00 | 9/23/2012 12:09:31 PM |
bubb_hans | $25.00 | 9/23/2012 12:43:28 PM |
handy-justice | $50.00 | 9/23/2012 12:18:33 PM |
rogue_monster | $50.00 | 9/23/2012 12:06:10 PM |
LeReve | $500.00 | 9/23/2012 12:50:58 PM |
Sunbase | $25.00 | 9/23/2012 12:28:11 PM |
supreme-treasure8 | $100.00 | 9/23/2012 12:32:02 PM |
cash-kin7 | $25.00 | 9/23/2012 12:12:33 PM |
SLN-10 | $30.00 | 9/23/2012 1:44:10 PM |
WalnutCreekguy | $50.00 | 9/23/2012 12:20:33 PM |
first-pragmatic-power | $25.00 | 9/23/2012 1:47:24 PM |
bold-phenomenal-funds | $30.00 | 9/23/2012 2:08:08 PM |
kinder-credit-bear | $250.00 | 9/23/2012 12:27:46 PM |
restless-payment312 | $500.00 | 9/23/2012 12:40:12 PM |
papaloha | $111.00 | 9/23/2012 3:44:17 PM |
durability-seahorse7 | $50.00 | 9/23/2012 12:35:06 PM |
thrilling-fund427 | $50.00 | 9/23/2012 12:36:06 PM |
valiant-liberty4 | $25.00 | 9/23/2012 12:53:02 PM |
mmills1220 | $25.00 | 9/23/2012 12:41:32 PM |
TheFamilyFund | $25.00 | 9/23/2012 1:00:31 PM |
zorg77 | $50.00 | 9/23/2012 9:25:23 PM |
pragmatic-auction8 | $25.00 | 9/23/2012 1:37:47 PM |
integrity-reactor4 | $100.00 | 9/23/2012 12:52:54 PM |
dough-hammock | $25.00 | 9/23/2012 9:54:24 PM |
jazzlender | $25.00 | 9/23/2012 12:56:53 PM |
california111 | $100.00 | 9/23/2012 3:13:59 PM |
social-attraction463 | $50.00 | 9/24/2012 3:54:35 AM |
ouyangers | $25.00 | 9/24/2012 4:24:51 AM |
revenue-appraiser | $25.00 | 9/24/2012 6:16:46 AM |
community-burrito9 | $25.00 | 9/23/2012 5:25:59 PM |
progressive-economy261 | $500.00 | 9/24/2012 7:14:54 AM |
well-mannered-income3 | $50.00 | 9/23/2012 5:48:46 PM |
simplelender80 | $500.00 | 9/24/2012 7:17:23 AM |
MI2 | $2,441.62 | 9/24/2012 7:23:37 AM |
peaceful-greenback719 | $25.00 | 9/24/2012 3:02:54 AM |
the-swashbuckler | $25.00 | 9/23/2012 9:56:34 PM |
lovely-order7 | $25.00 | 9/24/2012 5:48:12 AM |
fervent-commerce | $45.38 | 9/24/2012 6:21:12 AM |
Dubbs360 | $500.00 | 9/24/2012 7:18:55 AM |
94 Investments
|
Borrower Payment Dependent Notes Series
643446
This series of Notes was issued and sold upon the funding of the borrower loan #75101, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $197.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 3% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 5y 9m |
Amount delinquent:
| $34,133 |
Total credit lines:
| 13 |
Occupation: | Architect |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $498 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| suave-listing57 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle- Honda SilverWing ABS 20
Purpose of loan:
This loan will be used to purchase a used 2009 motorcycle with 2500 miles.
My financial situation:
I am a good candidate for this loan because I have been employed for over 30 years and have had two home loans. Currently I have a condominium loan in good standings with SunTrust Mortgage.
Monthly net income: 3964
Monthly expenses: $ 2758
Housing: $ 1492
Insurance: $ 0.00
Car expenses: $ 0.00
Utilities: $ 150
Phone, cable, internet: $426
Food, entertainment: $ 300
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $ 140
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $100.00 | 9/22/2012 12:05:12 PM |
cattlebaron | $25.00 | 9/22/2012 12:02:02 PM |
nodrivelpls | $25.00 | 9/22/2012 12:02:45 PM |
saffron4 | $25.00 | 9/22/2012 12:07:49 PM |
friendly-gold | $25.00 | 9/22/2012 12:08:53 PM |
unforgettable-wealth4 | $50.00 | 9/22/2012 12:12:14 PM |
larslfe | $25.00 | 9/22/2012 12:09:07 PM |
NoCal | $25.00 | 9/22/2012 12:11:28 PM |
Katburg | $25.00 | 9/22/2012 12:01:02 PM |
davisfl | $25.00 | 9/22/2012 12:19:34 PM |
trajectory8 | $25.00 | 9/22/2012 12:13:26 PM |
the-dollar-topper | $106.00 | 9/22/2012 12:21:41 PM |
castanets2 | $25.00 | 9/22/2012 12:22:31 PM |
FASTIZIO_P | $27.00 | 9/22/2012 12:14:43 PM |
brainy-return234 | $25.00 | 9/22/2012 12:15:24 PM |
coin-saffron5 | $50.00 | 9/22/2012 12:06:33 PM |
ericgassercom | $25.00 | 9/22/2012 12:20:23 PM |
payout-achievement | $50.00 | 9/22/2012 12:06:45 PM |
Kaj | $25.00 | 9/22/2012 12:06:52 PM |
svandgts | $25.00 | 9/22/2012 12:27:46 PM |
Ducatiman1978 | $25.00 | 9/22/2012 12:30:38 PM |
WalnutCreekguy | $50.00 | 9/22/2012 12:25:03 PM |
mt3209 | $25.00 | 9/22/2012 12:25:20 PM |
compassionate-auction6 | $150.00 | 9/22/2012 12:10:20 PM |
top-historic-peso | $25.00 | 9/22/2012 12:28:39 PM |
hard-working-loot | $28.00 | 9/22/2012 12:36:36 PM |
investment-kingdom | $25.00 | 9/22/2012 12:12:44 PM |
loot-geyser1 | $25.00 | 9/22/2012 12:13:08 PM |
diversification-taco1 | $25.00 | 9/22/2012 12:30:52 PM |
jstefans | $25.00 | 9/22/2012 12:31:47 PM |
exciting-loyalty3 | $25.00 | 9/22/2012 12:39:56 PM |
rutzebach1 | $59.50 | 9/22/2012 12:41:18 PM |
micko | $25.00 | 9/22/2012 12:42:39 PM |
tornandfrayed | $25.00 | 9/22/2012 12:44:02 PM |
DrewOdette | $25.00 | 9/22/2012 12:35:10 PM |
SKOAL | $25.00 | 9/22/2012 12:44:38 PM |
EBITDA | $25.00 | 9/22/2012 12:38:18 PM |
professional-vigilance9 | $100.00 | 9/22/2012 12:47:05 PM |
currency-scientist7 | $25.00 | 9/22/2012 12:48:36 PM |
the-profit-oracle | $25.00 | 9/22/2012 12:49:09 PM |
burrito6 | $50.00 | 9/22/2012 12:27:35 PM |
leverage-sensai6 | $25.00 | 9/22/2012 12:44:33 PM |
Sibelius2 | $25.00 | 9/22/2012 12:45:37 PM |
first-pragmatic-power | $25.00 | 9/22/2012 12:30:04 PM |
CoffeyvilleKS | $25.00 | 9/22/2012 12:45:59 PM |
chkrvrty | $50.00 | 9/22/2012 12:30:58 PM |
52digital | $75.00 | 9/22/2012 12:47:00 PM |
Zane314 | $41.00 | 9/22/2012 12:47:10 PM |
Canidae | $25.00 | 9/22/2012 12:33:31 PM |
financial-frenzy | $28.00 | 9/22/2012 12:49:55 PM |
treasure-generator | $25.00 | 9/22/2012 12:54:17 PM |
kind-lovely-marketplace | $25.00 | 9/22/2012 12:50:17 PM |
missile8 | $25.00 | 9/22/2012 12:54:48 PM |
ttnk62918 | $25.00 | 9/22/2012 12:50:36 PM |
elegant-hope578 | $36.00 | 9/22/2012 12:55:53 PM |
point653 | $25.00 | 9/22/2012 12:51:03 PM |
bid-czar8 | $100.00 | 9/22/2012 12:38:58 PM |
toblerone | $25.00 | 9/22/2012 12:56:58 PM |
lucrative-dollar | $25.00 | 9/22/2012 12:58:42 PM |
engrossing-responsibility0 | $50.00 | 9/22/2012 12:41:55 PM |
income-rocker2 | $50.00 | 9/22/2012 12:53:35 PM |
Mathon | $25.00 | 9/22/2012 12:53:38 PM |
symbiosis | $50.00 | 9/22/2012 12:53:40 PM |
a-finance-nirvana | $25.00 | 9/22/2012 12:45:53 PM |
postalwhiz | $25.00 | 9/22/2012 12:57:19 PM |
heart514 | $25.00 | 9/22/2012 12:57:45 PM |
unassailable-fund | $40.00 | 9/22/2012 12:49:18 PM |
first-integrity-gravity | $50.00 | 9/22/2012 12:59:35 PM |
EnglishGeekInNYC | $25.00 | 9/22/2012 12:50:49 PM |
durability-seahorse7 | $50.00 | 9/22/2012 1:00:56 PM |
Vreet | $25.00 | 9/22/2012 12:51:44 PM |
leverage-baker | $25.00 | 9/22/2012 12:52:30 PM |
transaction-hugger4 | $100.00 | 9/22/2012 12:53:54 PM |
newest-neighborly-power | $25.00 | 9/22/2012 12:55:00 PM |
zone8 | $100.00 | 9/22/2012 12:57:25 PM |
pembull | $25.00 | 9/22/2012 12:02:33 PM |
debt-force | $25.00 | 9/22/2012 12:07:47 PM |
Diamond_Jim | $25.00 | 9/22/2012 12:04:59 PM |
indomitable-dedication | $25.00 | 9/22/2012 12:11:17 PM |
economy-shrubbery6 | $25.00 | 9/22/2012 12:11:55 PM |
deal-pinnacle7 | $25.00 | 9/22/2012 12:14:52 PM |
cash-reaction2 | $25.00 | 9/22/2012 12:15:41 PM |
panther757 | $25.00 | 9/22/2012 12:10:58 PM |
GoodLuckLender | $25.00 | 9/22/2012 12:11:12 PM |
statuesque-affluence058 | $25.00 | 9/22/2012 12:01:27 PM |
tremendous-payment | $25.00 | 9/22/2012 12:01:32 PM |
towering-platinum3 | $25.00 | 9/22/2012 12:12:37 PM |
duty-viola | $35.00 | 9/22/2012 12:13:21 PM |
aader | $25.00 | 9/22/2012 12:21:23 PM |
nanda | $25.00 | 9/22/2012 12:22:14 PM |
Radiant_Lion | $150.00 | 9/22/2012 12:23:31 PM |
economy-producer | $25.00 | 9/22/2012 12:17:39 PM |
selfmademan | $25.00 | 9/22/2012 12:25:49 PM |
Beld | $50.00 | 9/22/2012 12:26:10 PM |
1randyp | $25.00 | 9/22/2012 12:27:04 PM |
SolarMoonshine | $25.00 | 9/22/2012 12:06:45 PM |
worldly-community3 | $50.00 | 9/22/2012 12:22:50 PM |
handy-justice | $50.00 | 9/22/2012 12:25:12 PM |
handshake5 | $100.00 | 9/22/2012 12:32:04 PM |
wizard750 | $28.00 | 9/22/2012 12:26:58 PM |
marketplace-cello5 | $25.00 | 9/22/2012 12:27:09 PM |
p2p-czar3 | $25.00 | 9/22/2012 12:33:39 PM |
silver-enlightenment0 | $25.00 | 9/22/2012 12:12:27 PM |
etraboulay | $50.00 | 9/22/2012 12:29:28 PM |
fighter122 | $25.00 | 9/22/2012 12:30:08 PM |
Forlio | $25.00 | 9/22/2012 12:38:47 PM |
successful-agreement7 | $100.00 | 9/22/2012 12:39:35 PM |
Hambone1111 | $25.00 | 9/22/2012 12:15:02 PM |
HamachiMan | $50.00 | 9/22/2012 12:34:48 PM |
flexible-value | $50.00 | 9/22/2012 12:44:11 PM |
point-didgeridoo | $25.00 | 9/22/2012 12:35:39 PM |
Eudyptes | $25.00 | 9/22/2012 12:44:29 PM |
bubb_hans | $25.00 | 9/22/2012 12:26:25 PM |
michaelray703 | $25.00 | 9/22/2012 12:49:12 PM |
washboard1 | $25.00 | 9/22/2012 12:44:08 PM |
investment-mountain | $25.00 | 9/22/2012 12:45:12 PM |
cnovak | $25.00 | 9/22/2012 12:30:54 PM |
integrity-builder | $50.00 | 9/22/2012 12:47:17 PM |
truth-companion | $53.00 | 9/22/2012 12:53:47 PM |
env | $25.00 | 9/22/2012 12:49:56 PM |
vivid-return426 | $25.00 | 9/22/2012 12:50:34 PM |
shrewd-peace7 | $25.00 | 9/22/2012 12:37:28 PM |
ChuckieG | $25.00 | 9/22/2012 12:51:21 PM |
supreme-treasure8 | $100.00 | 9/22/2012 12:39:50 PM |
golden-cat | $25.00 | 9/22/2012 12:40:48 PM |
yield-trader | $25.00 | 9/22/2012 12:58:12 PM |
helpinghand63 | $25.00 | 9/22/2012 12:44:06 PM |
careful-vigilance4 | $25.00 | 9/22/2012 12:56:47 PM |
the-healthy-commitment | $25.00 | 9/22/2012 12:47:47 PM |
DER | $25.00 | 9/22/2012 12:48:13 PM |
jiggaman7 | $100.00 | 9/22/2012 1:00:37 PM |
genius520 | $100.00 | 9/22/2012 1:01:06 PM |
132 Investments
|
Borrower Payment Dependent Notes Series
643464
This series of Notes was issued and sold upon the funding of the borrower loan #75110, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-22-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $410.75 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 22% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
22 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $76,135 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tremendous-loan987 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...reduce my monthly expense by paying off a beneficial and citifinancial loan. My expenses will be reduced by $200 per month. I am seeking ways to increase my take-home pay and faster pay off debt.
My financial situation:
I am a good candidate for this loan because I am a stable Human Resource Exec. with a good income. I am attempting to better my financial picture. I have a great payment history on all my accounts and am working to reduce my debt which increased while taking care of elderly parents. This is part of a goal to pay off my debts faster by consolidating debts.
Monthly net income: $14,600
Monthly expenses: $
Housing: $2736.00
Insurance: $260.00
Car expenses: $900.00
Utilities: 300
Phone, cable, internet: $200
Food, entertainment: $350
Clothing, household expenses: $200
Credit cards and other loans: $3000
Other expenses: $2000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/22/2012 12:11:47 PM |
cattlebaron | $50.00 | 9/22/2012 12:00:59 PM |
cattlebaron | $25.00 | 9/22/2012 12:01:07 PM |
historic-value7 | $200.00 | 9/22/2012 12:07:31 PM |
WisconsinFinance | $25.00 | 9/22/2012 12:04:03 PM |
RGlad | $300.00 | 9/22/2012 12:08:12 PM |
intrepid-loot | $25.00 | 9/22/2012 12:09:08 PM |
roland1 | $50.00 | 9/22/2012 12:10:19 PM |
TheSituation | $25.00 | 9/22/2012 12:04:03 PM |
worth-blanket2 | $12,600.00 | 9/22/2012 12:06:44 PM |
the-silver-blaster | $50.00 | 9/22/2012 12:07:08 PM |
WalnutCreekguy | $50.00 | 9/22/2012 12:25:03 PM |
scholarly-order6 | $100.00 | 9/22/2012 12:10:32 PM |
mercuriant | $25.00 | 9/22/2012 12:29:50 PM |
zeeexsixare | $200.00 | 9/22/2012 12:32:59 PM |
pragmatic-auction8 | $50.00 | 9/22/2012 12:03:46 PM |
duty-viola | $35.00 | 9/22/2012 12:13:21 PM |
13nd3r | $25.00 | 9/22/2012 12:20:55 PM |
Bob450 | $25.00 | 9/22/2012 12:21:26 PM |
the-enthralling-coin | $25.00 | 9/22/2012 12:19:14 PM |
tender-commerce8 | $50.00 | 9/22/2012 12:27:31 PM |
bazaar-festivity | $25.00 | 9/22/2012 12:27:39 PM |
friendly-gold | $25.00 | 9/22/2012 12:08:53 PM |
Beld | $50.00 | 9/22/2012 12:26:11 PM |
hopeful_lender | $100.00 | 9/22/2012 12:09:58 PM |
bob450-roth | $25.00 | 9/22/2012 12:24:38 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
643534
This series of Notes was issued and sold upon the funding of the borrower loan #75146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,927 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| steady-principal219 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...help pay off my credit card
My financial situation:
I am a good candidate for this loan because...i pay each of my bill by their due dates
Monthly net income: $1500
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
duty-viola | $25.00 | 9/21/2012 9:08:44 AM |
bjak | $25.00 | 9/21/2012 9:10:48 AM |
refresher211 | $25.00 | 9/21/2012 9:23:34 AM |
majestic-note6 | $150.00 | 9/21/2012 9:26:57 AM |
ethical-truth211 | $300.00 | 9/21/2012 12:19:46 PM |
market-pudding | $25.00 | 9/21/2012 10:58:26 AM |
Valley-of-the-Dollar | $25.00 | 9/21/2012 11:01:14 AM |
blitzen40 | $25.00 | 9/21/2012 9:57:22 AM |
RotJ | $100.00 | 9/21/2012 12:36:35 PM |
Rogelio48 | $31.00 | 9/21/2012 10:42:48 AM |
grf1945 | $25.00 | 9/21/2012 11:10:19 AM |
pdub | $200.00 | 9/21/2012 12:22:09 PM |
PrimeFunding | $25.00 | 9/21/2012 10:33:14 AM |
wildanne | $50.00 | 9/21/2012 9:03:07 AM |
enriched-return057 | $300.00 | 9/21/2012 9:30:46 AM |
bewitching-dollar5 | $100.00 | 9/21/2012 9:16:23 AM |
Zingaro | $25.00 | 9/21/2012 9:49:57 AM |
thehousewife | $25.00 | 9/21/2012 9:19:56 AM |
reflective-rupee | $25.00 | 9/21/2012 10:12:19 AM |
SOP_Bank | $25.00 | 9/21/2012 10:51:05 AM |
elegant-commerce17 | $78.57 | 9/21/2012 10:29:04 AM |
graceful-investment | $106.00 | 9/21/2012 12:23:35 PM |
fund-javelin1 | $25.00 | 9/21/2012 1:52:00 PM |
mpatrick | $68.53 | 9/21/2012 2:08:38 PM |
money-baron | $50.00 | 9/21/2012 10:30:28 AM |
EnglishGeekInNYC | $50.00 | 9/21/2012 10:35:48 AM |
evilkats | $50.00 | 9/21/2012 1:26:07 PM |
credit-adventurer313 | $40.90 | 9/21/2012 2:05:32 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
643536
This series of Notes was issued and sold upon the funding of the borrower loan #75302, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 23.33% |
Borrower rate/APR:
| 24.33% / 26.89% |
Monthly payment:
| $434.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.78% | | |
| |
Estimated return*:
| 14.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 9% |
Credit score:
| 600-619 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 2
/
2 | Length of status: | 14y 0m |
Amount delinquent:
| $3,536 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $101 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| No | | |
Screen name:
| wxman111 |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Apr-2012)
680-699
(Mar-2007)
680-699
(Feb-2007)
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off outstanding debt
My financial situation:
I am a good candidate for this loan because...my income is sufficient but need to consolidate to pay off quicker
Monthly net income: $3200
Monthly expenses: $300
Housing: $969
Insurance: $60
Car expenses: $190
Utilities: $400
Phone, cable, internet: $166
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.09 | 9/23/2012 12:05:11 PM |
AF-Chief | $25.00 | 9/23/2012 12:12:48 PM |
Investor_DP | $200.00 | 9/23/2012 12:09:02 PM |
cash-kin7 | $25.00 | 9/23/2012 12:12:34 PM |
kind-magnificent-bid | $50.00 | 9/23/2012 12:18:11 PM |
rogue_monster | $50.00 | 9/23/2012 12:06:11 PM |
Kaj | $25.00 | 9/23/2012 12:07:34 PM |
vigorous-velocity | $145.00 | 9/23/2012 12:13:28 PM |
moola-wildebeest3 | $50.00 | 9/23/2012 12:14:40 PM |
bewitching-dollar5 | $28.00 | 9/23/2012 12:21:59 PM |
et28 | $75.00 | 9/23/2012 12:29:04 PM |
affluence-microscope2 | $186.91 | 9/23/2012 12:32:40 PM |
LittleMingo | $25.00 | 9/23/2012 12:10:32 PM |
friendly-gold | $25.00 | 9/23/2012 12:06:43 PM |
worth-blanket2 | $13,500.00 | 9/23/2012 12:07:18 PM |
musegaze | $50.00 | 9/23/2012 12:09:31 PM |
pious-market939 | $40.00 | 9/23/2012 12:12:16 PM |
WalnutCreekguy | $50.00 | 9/23/2012 12:20:33 PM |
robust-diversification3 | $50.00 | 9/23/2012 12:21:12 PM |
pragmatic-auction8 | $50.00 | 9/23/2012 12:25:46 PM |
MG_Holdings | $25.00 | 9/23/2012 12:05:37 PM |
randsenterprise | $25.00 | 9/23/2012 12:06:57 PM |
87Marc | $25.00 | 9/23/2012 12:12:21 PM |
p2p-czar3 | $25.00 | 9/23/2012 12:20:53 PM |
pierrelasvegas | $25.00 | 9/23/2012 12:23:59 PM |
finance-prescription | $100.00 | 9/23/2012 12:15:42 PM |
supreme-treasure8 | $100.00 | 9/23/2012 12:32:02 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
643560
This series of Notes was issued and sold upon the funding of the borrower loan #75025, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,800.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $178.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.74% | | |
| |
Estimated return*:
| 10.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 20y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Nurse's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,937 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| sturdy-community762 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan:
This loan will be used to...make repairs to my home.
My financial situation:
I am a good candidate for this loan because...I have enough income to pay this loan back each month.
Monthly net income: $1800
Monthly expenses: $900.00
Housing: $own my home
Insurance: $100.00
Car expenses: $0
Utilities: $150.00
Phone, cable, internet: $150.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $100.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RGlad | $150.00 | 9/23/2012 12:05:45 PM |
mikrolown | $25.00 | 9/23/2012 12:11:41 PM |
special-dinero553 | $25.00 | 9/23/2012 12:42:33 PM |
a-finance-nirvana | $25.00 | 9/23/2012 12:14:54 PM |
BostonCapital | $100.00 | 9/23/2012 12:29:02 PM |
bellaquito | $500.00 | 9/23/2012 1:33:05 PM |
jebber007 | $35.00 | 9/23/2012 2:05:46 PM |
tolerant-dinero2 | $25.00 | 9/23/2012 2:39:49 PM |
auction-bonaza8 | $100.00 | 9/23/2012 3:08:58 PM |
newest-generous-income | $25.00 | 9/23/2012 12:28:33 PM |
designer_10 | $25.00 | 9/23/2012 3:27:09 PM |
order-tamale | $400.00 | 9/23/2012 12:32:05 PM |
best-bonafide-p2p | $25.00 | 9/23/2012 5:21:34 PM |
citytreker | $25.00 | 9/23/2012 5:26:12 PM |
LeReve | $500.00 | 9/23/2012 12:50:49 PM |
NolockHolmes | $75.00 | 9/23/2012 12:51:31 PM |
toblerone | $25.00 | 9/23/2012 12:40:52 PM |
flexible-peso05 | $25.00 | 9/23/2012 7:00:39 PM |
nickel-ferret | $25.00 | 9/23/2012 12:44:09 PM |
versatile-dime442 | $250.00 | 9/23/2012 12:47:08 PM |
SalesGuyMN | $100.00 | 9/23/2012 7:38:56 PM |
eoppy | $50.00 | 9/23/2012 9:20:51 PM |
community-engine750 | $25.00 | 9/23/2012 2:10:43 PM |
BankofRon_IRA | $100.00 | 9/23/2012 1:15:26 PM |
worldpower2 | $32.53 | 9/23/2012 2:22:19 PM |
the-inspired-justice | $25.00 | 9/23/2012 3:03:24 PM |
Petiza | $36.00 | 9/23/2012 3:10:03 PM |
california111 | $100.00 | 9/23/2012 3:13:59 PM |
boss42 | $37.03 | 9/23/2012 6:59:33 PM |
well-mannered-income3 | $45.00 | 9/23/2012 5:51:46 PM |
first-dinero-temple | $25.00 | 9/23/2012 9:01:33 PM |
zorg77 | $25.00 | 9/23/2012 9:26:18 PM |
friendly-gold | $25.00 | 9/23/2012 12:06:43 PM |
janeybooboo | $50.00 | 9/23/2012 12:15:33 PM |
supreme-treasure8 | $100.00 | 9/23/2012 12:32:02 PM |
j2ee | $50.00 | 9/23/2012 12:34:42 PM |
flo_rida | $100.00 | 9/23/2012 12:37:18 PM |
musegaze | $50.00 | 9/23/2012 12:09:32 PM |
leverage-sensai6 | $25.00 | 9/23/2012 12:10:46 PM |
radiant-dollar9 | $200.00 | 9/23/2012 12:46:38 PM |
WalnutCreekguy | $50.00 | 9/23/2012 12:20:33 PM |
paladin847 | $70.00 | 9/23/2012 12:53:12 PM |
velocityasaurus-rex4 | $100.00 | 9/23/2012 12:10:37 PM |
first-pragmatic-power | $25.00 | 9/23/2012 1:05:56 PM |
EnglishGeekInNYC | $50.00 | 9/23/2012 1:06:17 PM |
robust-diversification3 | $50.00 | 9/23/2012 12:21:12 PM |
green-high-five7 | $25.00 | 9/23/2012 2:19:00 PM |
pierrelasvegas | $25.00 | 9/23/2012 12:23:59 PM |
pragmatic-auction8 | $50.00 | 9/23/2012 12:25:46 PM |
affluence-microscope2 | $200.00 | 9/23/2012 12:32:30 PM |
abundanceforever | $31.00 | 9/23/2012 12:41:53 PM |
Beld | $50.00 | 9/23/2012 12:44:22 PM |
openness-cosmos9 | $50.00 | 9/23/2012 7:28:07 PM |
thrifty-generosity222 | $100.00 | 9/23/2012 9:43:49 PM |
roadster199 | $9.44 | 9/23/2012 10:16:28 PM |
bazaar-flow6 | $94.00 | 9/23/2012 1:52:08 PM |
BGILlender | $50.00 | 9/23/2012 5:13:43 PM |
D-BO | $35.00 | 9/23/2012 6:55:31 PM |
efficient-treasure0 | $25.00 | 9/23/2012 7:10:23 PM |
dough-hammock | $25.00 | 9/23/2012 9:54:25 PM |
1traveler | $25.00 | 9/23/2012 8:11:31 PM |
Nazbuster | $75.00 | 9/23/2012 10:05:32 PM |
62 Investments
|
Borrower Payment Dependent Notes Series
643608
This series of Notes was issued and sold upon the funding of the borrower loan #74934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 24.15% |
Borrower rate/APR:
| 25.15% / 27.73% |
Monthly payment:
| $103.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.58% | | |
| |
Estimated return*:
| 14.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 61% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
20 | Length of status: | 6y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,449 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blue-return-drum |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Motorcycle
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-missile | $125.00 | 9/24/2012 5:06:40 PM |
yield-lion2 | $28.00 | 9/24/2012 5:07:27 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:58 PM |
lucrative-loan | $125.00 | 9/24/2012 5:04:27 PM |
scholarly-order6 | $75.00 | 9/24/2012 5:05:06 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:16 PM |
orearella3 | $25.00 | 9/24/2012 5:12:17 PM |
Beld | $50.00 | 9/24/2012 5:03:58 PM |
et28 | $75.00 | 9/24/2012 5:13:36 PM |
radiant-dollar9 | $200.00 | 9/24/2012 5:13:41 PM |
thrilling-fund427 | $50.00 | 9/24/2012 5:05:35 PM |
lowrater | $50.40 | 9/24/2012 5:06:52 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:03 PM |
commerce-venture1 | $25.00 | 9/24/2012 5:06:39 PM |
NekHoldings | $25.00 | 9/24/2012 5:07:43 PM |
dkjl | $25.00 | 9/24/2012 5:10:16 PM |
supreme-treasure8 | $100.00 | 9/24/2012 5:10:31 PM |
pierrelasvegas | $25.00 | 9/24/2012 5:10:42 PM |
azazle | $50.00 | 9/24/2012 5:11:31 PM |
fabulous-community4 | $50.00 | 9/24/2012 5:05:31 PM |
durability-seahorse7 | $50.00 | 9/24/2012 5:03:24 PM |
melodious-fairness | $50.00 | 9/24/2012 5:11:29 PM |
green-gain-delight | $25.00 | 9/24/2012 5:03:36 PM |
leball | $25.00 | 9/24/2012 5:13:13 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:38 PM |
transparency-sapling | $25.00 | 9/24/2012 5:06:12 PM |
EnglishGeekInNYC | $25.00 | 9/24/2012 5:09:05 PM |
social-cocktail1 | $200.00 | 9/24/2012 5:10:05 PM |
Icyicicle | $25.00 | 9/24/2012 5:12:33 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:21 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
643612
This series of Notes was issued and sold upon the funding of the borrower loan #75299, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 6.89% |
Borrower rate/APR:
| 7.89% / 9.23% |
Monthly payment:
| $782.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.89% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 31% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,587 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| forthright-balance0 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate high interest credit card debt.
My financial situation:
I am a attempting to consolidate high interest credit card debt after unexpected financial situation. This situation has been resolved.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
repayment-pagoda8 | $100.00 | 9/21/2012 9:17:37 AM |
j2ee | $50.00 | 9/21/2012 9:13:33 AM |
logical-reward8 | $25.00 | 9/21/2012 9:23:07 AM |
bazaar-tulip | $25.00 | 9/21/2012 9:14:18 AM |
Taxman44 | $25.00 | 9/21/2012 9:47:55 AM |
kenji4861 | $25.00 | 9/21/2012 9:51:10 AM |
Castellan | $50.00 | 9/21/2012 9:32:45 AM |
giftgold | $25.00 | 9/21/2012 12:53:11 PM |
EnglishGeekInNYC | $50.00 | 9/21/2012 10:21:09 AM |
kfrench | $75.00 | 9/21/2012 10:40:08 AM |
pdub | $750.00 | 9/21/2012 12:20:16 PM |
penny-kahuna0 | $25.00 | 9/21/2012 3:41:25 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:51:06 PM |
ready-interest9 | $25.00 | 9/21/2012 5:59:14 PM |
houli123 | $50.00 | 9/22/2012 3:11:43 AM |
blot44 | $25.00 | 9/21/2012 8:57:12 PM |
broosky2 | $100.00 | 9/22/2012 7:03:05 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:58 AM |
cardminger | $25.00 | 9/22/2012 12:05:44 PM |
respectful-credit820 | $25.00 | 9/22/2012 4:25:09 PM |
Kyjamune | $25.00 | 9/24/2012 5:04:15 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:07 PM |
martinatime | $50.00 | 9/24/2012 5:47:40 PM |
Darts | $50.00 | 9/24/2012 5:24:01 PM |
neighborly-hope6 | $100.00 | 9/24/2012 5:58:43 PM |
revenue-carnation043 | $25.00 | 9/24/2012 7:31:38 PM |
KLCRAY | $50.00 | 9/25/2012 2:19:58 AM |
TryingToHelpUsBoth | $25.00 | 9/25/2012 3:25:28 AM |
proper-commitment5 | $25.00 | 9/25/2012 9:07:42 AM |
Investoman | $25.00 | 9/25/2012 9:07:24 AM |
rmachi | $25.00 | 9/25/2012 9:52:42 AM |
Tradesmanlender | $25.00 | 9/25/2012 9:32:17 AM |
Aimvest | $25.00 | 9/25/2012 9:51:57 AM |
Great-Mom | $25.00 | 9/25/2012 9:51:30 AM |
fortytwo | $150.00 | 9/25/2012 10:04:22 AM |
compoundinterest | $25.00 | 9/25/2012 10:00:45 AM |
mtquan | $25.00 | 9/25/2012 10:12:19 AM |
riproaringrapids | $50.00 | 9/25/2012 10:28:21 AM |
platinum-attraction | $25.00 | 9/25/2012 10:15:38 AM |
awwaww | $25.00 | 9/25/2012 10:17:41 AM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:30 PM |
rogue_monster | $41.00 | 9/25/2012 11:15:33 AM |
ferocious-benefit7 | $25.00 | 9/25/2012 4:31:58 PM |
social-tostada9 | $50.00 | 9/25/2012 11:50:58 AM |
compatible-deal9 | $50.00 | 9/25/2012 12:19:46 PM |
Avala | $100.00 | 9/25/2012 10:58:12 AM |
Dakota98 | $25.00 | 9/25/2012 4:48:19 PM |
lostontheedge | $25.00 | 9/25/2012 5:24:09 PM |
BxRealtor | $25.00 | 9/25/2012 5:32:24 PM |
Mantis75 | $25.00 | 9/25/2012 5:15:38 PM |
trade-boots1 | $100.00 | 9/25/2012 5:27:52 PM |
shaps | $25.00 | 9/25/2012 5:38:52 PM |
unforgettable-wealth4 | $50.00 | 9/25/2012 5:27:24 PM |
scholarly-benefit5 | $25.00 | 9/25/2012 5:28:00 PM |
leeball | $50.00 | 9/25/2012 5:28:48 PM |
Tylerh | $250.00 | 9/25/2012 5:41:46 PM |
p1k4blu | $25.00 | 9/25/2012 5:35:36 PM |
BDL-Roth | $40.00 | 9/25/2012 5:46:01 PM |
sharpey | $25.00 | 9/25/2012 5:46:41 PM |
ujiba | $50.00 | 9/25/2012 5:48:19 PM |
credit-scout7 | $50.00 | 9/25/2012 5:48:57 PM |
skuba | $75.00 | 9/25/2012 5:38:43 PM |
downtownfarm | $25.00 | 9/25/2012 5:39:44 PM |
inspired-investment8 | $100.00 | 9/25/2012 5:35:21 PM |
compassionate-payment218 | $25.00 | 9/25/2012 5:35:38 PM |
fishintime | $100.00 | 9/25/2012 5:45:06 PM |
bixorama | $25.00 | 9/25/2012 5:46:45 PM |
fcb202 | $50.00 | 9/25/2012 5:47:15 PM |
ianakacg | $25.00 | 9/25/2012 5:40:49 PM |
unrelenting-platinum2 | $25.00 | 9/25/2012 5:52:29 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:07 PM |
handy-money9 | $75.00 | 9/25/2012 6:01:53 PM |
jbaum | $40.00 | 9/25/2012 6:06:20 PM |
gallant-economy9 | $50.00 | 9/25/2012 6:07:57 PM |
avocadodogs | $25.00 | 9/25/2012 6:08:34 PM |
bosco44 | $25.00 | 9/25/2012 5:49:52 PM |
Dave0 | $25.00 | 9/25/2012 5:50:28 PM |
minista | $25.00 | 9/25/2012 6:09:56 PM |
kyomoon | $50.00 | 9/25/2012 5:53:58 PM |
Cheburashka | $30.00 | 9/25/2012 6:13:18 PM |
socrates520 | $50.00 | 9/25/2012 6:14:22 PM |
get30inc | $50.00 | 9/25/2012 5:59:21 PM |
cash-kin7 | $25.00 | 9/25/2012 6:21:33 PM |
pious-currency875 | $100.00 | 9/25/2012 6:04:28 PM |
adaboy65 | $75.00 | 9/25/2012 6:09:05 PM |
bvzm | $25.00 | 9/25/2012 6:02:54 PM |
vivacious-truth3 | $25.00 | 9/25/2012 6:34:47 PM |
thoughtful-fairness2 | $25.00 | 9/25/2012 6:03:26 PM |
larrybird | $1,000.00 | 9/25/2012 6:13:20 PM |
JohnW12 | $25.00 | 9/25/2012 6:05:44 PM |
attentive-compassion1 | $50.00 | 9/25/2012 6:23:52 PM |
finance-assembler | $30.00 | 9/25/2012 7:01:45 PM |
realtormoises | $25.00 | 9/25/2012 6:17:54 PM |
jazz619 | $25.00 | 9/25/2012 7:11:30 PM |
elasermd | $50.00 | 9/25/2012 6:18:14 PM |
coopPV | $50.00 | 9/25/2012 8:02:00 PM |
BaxterEvil | $25.00 | 9/25/2012 8:07:52 PM |
azazle | $50.00 | 9/25/2012 6:43:15 PM |
finance-explosion6 | $25.00 | 9/25/2012 6:44:44 PM |
StPong | $25.00 | 9/25/2012 7:09:28 PM |
Robin_Hood | $50.00 | 9/25/2012 6:43:51 PM |
ninjazx10rida | $50.00 | 9/25/2012 6:58:37 PM |
mclapperton | $157.08 | 9/26/2012 6:12:18 AM |
gain-keeper9 | $25.00 | 9/25/2012 10:25:52 PM |
dime-vista2 | $25.00 | 9/26/2012 6:22:39 AM |
best-active-listing | $25.00 | 9/25/2012 8:57:08 PM |
spoolin18t | $100.00 | 9/26/2012 7:16:50 AM |
dough-kitten5 | $50.00 | 9/26/2012 3:36:27 AM |
self-reliant-p2p2 | $25.00 | 9/26/2012 7:44:51 AM |
discostu | $25.00 | 9/25/2012 11:06:20 PM |
coin-lesson3 | $28.31 | 9/26/2012 5:51:48 AM |
responsive-worth5 | $25.00 | 9/26/2012 8:34:47 AM |
oxnard | $100.00 | 9/26/2012 5:29:01 AM |
repaintandrepair | $25.00 | 9/26/2012 7:26:30 AM |
Veridic | $25.00 | 9/26/2012 9:02:25 AM |
MCDXLIV | $25.00 | 9/26/2012 7:40:33 AM |
jhussey | $100.00 | 9/26/2012 9:03:46 AM |
DrMoneyBags | $50.00 | 9/26/2012 9:04:08 AM |
zchickan | $35.00 | 9/26/2012 7:29:02 AM |
Plutis | $25.00 | 9/26/2012 9:06:50 AM |
agalt | $50.00 | 9/26/2012 7:53:38 AM |
reaction5 | $25.00 | 9/26/2012 9:09:16 AM |
brightest-income-hunter | $50.00 | 9/26/2012 8:29:15 AM |
gzeo | $25.00 | 9/26/2012 9:03:10 AM |
MTLoans | $25.00 | 9/26/2012 9:10:24 AM |
JazzFranchise | $25.00 | 9/26/2012 9:11:32 AM |
YLlama | $25.00 | 9/26/2012 9:15:34 AM |
meenan | $100.00 | 9/26/2012 9:18:00 AM |
community-pipeline | $25.00 | 9/26/2012 9:06:32 AM |
SojournerMobile | $25.00 | 9/26/2012 9:03:40 AM |
nerdbomber | $25.00 | 9/26/2012 9:07:20 AM |
ebgb234 | $25.00 | 9/26/2012 9:22:57 AM |
credit-statuette8 | $25.00 | 9/26/2012 9:08:33 AM |
Stollewood | $25.00 | 9/26/2012 9:24:41 AM |
smallfry | $25.00 | 9/26/2012 9:25:14 AM |
invincible-dough | $25.00 | 9/26/2012 9:09:54 AM |
svrider | $25.00 | 9/26/2012 9:27:30 AM |
social-pizza5 | $25.00 | 9/26/2012 9:10:32 AM |
virtualbank | $25.00 | 9/26/2012 9:28:00 AM |
1phantom | $25.00 | 9/26/2012 9:06:09 AM |
CornerKetch | $25.03 | 9/26/2012 9:29:37 AM |
enterprising-bazaar2 | $25.00 | 9/26/2012 9:11:45 AM |
TelegramSam | $25.00 | 9/26/2012 9:30:31 AM |
truth-explorer | $25.00 | 9/26/2012 9:30:35 AM |
mr55262 | $25.00 | 9/26/2012 9:31:41 AM |
cingular | $25.00 | 9/26/2012 9:12:35 AM |
mtp | $100.00 | 9/26/2012 9:07:06 AM |
nonukem | $25.00 | 9/26/2012 9:07:18 AM |
jenq0001 | $25.00 | 9/26/2012 9:32:21 AM |
nuclearmoose | $50.00 | 9/26/2012 9:13:19 AM |
hoopsho | $25.00 | 9/26/2012 9:34:04 AM |
marketplace-cello5 | $25.00 | 9/26/2012 9:15:07 AM |
bbrinck | $25.00 | 9/26/2012 9:10:30 AM |
Wangersinc | $50.00 | 9/26/2012 9:37:43 AM |
famous-ore2 | $50.00 | 9/26/2012 9:17:59 AM |
investment-kingdom | $25.00 | 9/26/2012 9:38:27 AM |
exuberant-dime | $25.00 | 9/26/2012 9:19:25 AM |
a-unflappable-finance | $100.00 | 9/26/2012 9:39:22 AM |
Emgolda | $25.00 | 9/26/2012 9:13:51 AM |
Tasmir | $25.00 | 9/26/2012 9:14:01 AM |
otter | $50.00 | 9/26/2012 9:20:56 AM |
fair_rates | $25.00 | 9/26/2012 9:22:28 AM |
JohnBanks | $25.00 | 9/26/2012 9:15:15 AM |
ikaika1 | $25.00 | 9/26/2012 9:43:03 AM |
wonderful-rupee | $25.00 | 9/26/2012 9:43:35 AM |
trade-solo | $25.00 | 9/26/2012 9:27:41 AM |
gold-position | $25.00 | 9/26/2012 9:29:42 AM |
CapeDollars | $25.00 | 9/26/2012 9:32:26 AM |
hurricaneditka | $100.00 | 9/26/2012 9:24:12 AM |
MKLInvestments | $25.00 | 9/26/2012 9:25:35 AM |
vinayganti | $55.00 | 9/26/2012 9:26:13 AM |
ultimatepaintball | $25.00 | 9/26/2012 9:26:35 AM |
bold-yield-rumbler | $25.00 | 9/26/2012 9:34:32 AM |
basis-ferret8 | $50.00 | 9/26/2012 9:26:54 AM |
pipopirate | $25.00 | 9/26/2012 9:28:11 AM |
EYEWILLPAYUBACK | $25.00 | 9/26/2012 9:28:25 AM |
RealEstateAgent | $25.00 | 9/26/2012 9:28:57 AM |
x27 | $25.00 | 9/26/2012 9:29:22 AM |
kinetic-openness0 | $25.00 | 9/26/2012 9:30:05 AM |
bradfid | $25.00 | 9/26/2012 9:30:12 AM |
courteous-wealth6 | $60.00 | 9/26/2012 9:30:15 AM |
ryreesado | $25.00 | 9/26/2012 9:35:52 AM |
Timchenko_LLC | $25.00 | 9/26/2012 9:37:42 AM |
ChicoBob | $25.00 | 9/26/2012 9:41:53 AM |
Logan7 | $25.00 | 9/26/2012 9:35:04 AM |
sb0453 | $25.00 | 9/26/2012 9:43:38 AM |
Chuck9802 | $25.00 | 9/26/2012 9:36:19 AM |
ProjectVenture | $25.00 | 9/26/2012 9:37:20 AM |
randomguy100 | $25.00 | 9/26/2012 9:37:32 AM |
shortstop21 | $25.00 | 9/26/2012 9:38:21 AM |
proud-pound4 | $25.00 | 9/26/2012 9:38:29 AM |
GlowHost | $25.00 | 9/26/2012 9:38:46 AM |
Natronpee | $25.00 | 9/26/2012 9:40:14 AM |
benjo | $50.00 | 9/26/2012 9:41:29 AM |
imogen22 | $50.00 | 9/21/2012 9:19:56 AM |
tenacious-affluence | $25.00 | 9/21/2012 9:14:12 AM |
excellent-funds649 | $50.00 | 9/21/2012 9:11:27 AM |
lionheart722 | $100.00 | 9/21/2012 9:52:41 AM |
auction-sage | $100.00 | 9/21/2012 9:24:31 AM |
windguy | $50.00 | 9/21/2012 9:28:03 AM |
samurai2 | $25.00 | 9/21/2012 9:31:02 AM |
bellaquito | $500.00 | 9/21/2012 10:58:39 AM |
velocityasaurus-rex4 | $100.00 | 9/21/2012 6:24:44 PM |
coin-tweet | $50.00 | 9/21/2012 6:56:00 PM |
chac | $500.00 | 9/21/2012 9:47:25 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:39 PM |
cerebral-dollar773 | $44.67 | 9/22/2012 5:48:45 AM |
california111 | $100.00 | 9/21/2012 10:00:17 PM |
zippy-revenue8 | $25.00 | 9/22/2012 5:35:02 AM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:35 PM |
flo_rida | $100.00 | 9/23/2012 12:37:07 PM |
simplelender80 | $500.00 | 9/24/2012 7:17:04 AM |
skillful-justice879 | $25.00 | 9/24/2012 10:26:31 AM |
green28 | $50.00 | 9/24/2012 1:31:24 PM |
liberty-point | $50.00 | 9/24/2012 6:01:44 PM |
safe-commerce | $25.00 | 9/25/2012 1:49:36 AM |
Solid-Platinum | $25.00 | 9/25/2012 12:20:28 AM |
BigBag | $25.00 | 9/25/2012 5:41:59 AM |
loyalty-hornet6 | $25.00 | 9/25/2012 6:34:38 AM |
miked8303 | $38.00 | 9/25/2012 9:07:32 AM |
Nopa | $25.00 | 9/25/2012 9:07:56 AM |
prudent-dough458 | $25.00 | 9/25/2012 9:15:54 AM |
Lev8 | $25.00 | 9/25/2012 9:34:42 AM |
octoberfresh | $25.00 | 9/25/2012 9:22:41 AM |
useful-money715 | $25.00 | 9/25/2012 9:37:10 AM |
hitsman | $50.00 | 9/25/2012 9:59:34 AM |
AFairDeal | $25.00 | 9/25/2012 9:47:23 AM |
american6 | $50.00 | 9/25/2012 10:01:41 AM |
bds9646 | $26.00 | 9/25/2012 10:06:53 AM |
zanglish101 | $30.00 | 9/25/2012 10:40:35 AM |
hard-working-rate3 | $25.00 | 9/25/2012 10:31:31 AM |
FL-Lender | $25.00 | 9/25/2012 4:41:04 PM |
hope-magnitude8 | $25.00 | 9/25/2012 2:08:32 PM |
knowledgeable-silver6 | $25.00 | 9/25/2012 5:17:52 PM |
dthompso | $50.00 | 9/25/2012 5:22:37 PM |
loyalty-delight6 | $25.00 | 9/25/2012 5:26:24 PM |
transparency-silo2 | $25.00 | 9/25/2012 5:28:15 PM |
Tasteslikechicken | $50.00 | 9/25/2012 5:32:20 PM |
LR_Biker | $50.00 | 9/25/2012 5:35:18 PM |
Auditman | $50.00 | 9/25/2012 5:32:30 PM |
wise-benevolent-trade | $283.00 | 9/25/2012 5:32:58 PM |
srilm | $25.00 | 9/25/2012 5:50:25 PM |
shaker348 | $25.00 | 9/25/2012 5:54:51 PM |
don8ter | $50.00 | 9/25/2012 5:35:31 PM |
Orringo | $50.00 | 9/25/2012 5:57:41 PM |
JoyfulVegetarian | $25.00 | 9/25/2012 5:37:58 PM |
iolaire | $25.00 | 9/25/2012 5:40:04 PM |
peripatetic | $25.00 | 9/25/2012 5:50:50 PM |
velocity-solo | $25.00 | 9/25/2012 5:51:27 PM |
keeks | $25.00 | 9/25/2012 6:00:31 PM |
NR | $25.00 | 9/25/2012 6:02:26 PM |
dreammachine | $100.00 | 9/25/2012 5:46:54 PM |
gracej | $25.00 | 9/25/2012 5:58:17 PM |
proper-exchange8 | $50.00 | 9/25/2012 5:51:33 PM |
donloah | $25.00 | 9/25/2012 5:54:19 PM |
sturdy-fairness0 | $50.00 | 9/25/2012 6:14:11 PM |
bid-papyrus | $25.00 | 9/25/2012 5:57:39 PM |
MI2 | $5,000.00 | 9/25/2012 6:22:04 PM |
Dubbs360 | $500.00 | 9/25/2012 5:58:48 PM |
integrity-saver | $25.00 | 9/25/2012 6:00:29 PM |
rupee-prairie | $30.00 | 9/25/2012 6:25:13 PM |
orindalender | $50.00 | 9/25/2012 6:10:03 PM |
GMPK_TLAS | $50.00 | 9/25/2012 6:13:10 PM |
methodical-basis822 | $25.00 | 9/25/2012 6:05:42 PM |
unassailable-funds754 | $25.00 | 9/25/2012 6:43:21 PM |
selfmademan | $25.00 | 9/25/2012 6:15:56 PM |
mosby | $25.00 | 9/25/2012 6:17:59 PM |
jjb3 | $25.00 | 9/25/2012 6:18:18 PM |
sentry256 | $25.00 | 9/25/2012 6:10:20 PM |
dfealk | $25.00 | 9/25/2012 6:20:03 PM |
zone6 | $100.00 | 9/25/2012 6:14:42 PM |
djs81 | $75.00 | 9/25/2012 6:15:53 PM |
krisran | $50.00 | 9/25/2012 6:25:39 PM |
wwwUniversal | $25.00 | 9/25/2012 6:22:38 PM |
lounges | $25.00 | 9/25/2012 6:23:20 PM |
p2ploan-hunter4 | $50.00 | 9/25/2012 6:23:59 PM |
ski bum | $100.00 | 9/25/2012 6:37:54 PM |
wtrboy | $25.00 | 9/25/2012 6:40:24 PM |
studious-peso | $25.00 | 9/25/2012 6:25:43 PM |
nhm | $25.00 | 9/25/2012 8:39:55 PM |
mistertao | $25.00 | 9/25/2012 6:37:32 PM |
bdiddy1268 | $25.00 | 9/25/2012 6:57:46 PM |
worth-web5 | $50.00 | 9/25/2012 6:44:03 PM |
adelaide-moira | $25.00 | 9/25/2012 7:25:03 PM |
lively-exchange | $25.00 | 9/25/2012 7:45:44 PM |
Lendomatic | $25.00 | 9/25/2012 10:11:07 PM |
Economicus | $25.87 | 9/26/2012 6:25:05 AM |
ltschetter | $25.00 | 9/26/2012 6:43:12 AM |
loot-cannon764 | $25.00 | 9/25/2012 11:23:42 PM |
Zur-neu-gekronten-Hoffnung | $25.00 | 9/26/2012 3:00:02 AM |
trade-surge3 | $25.00 | 9/26/2012 6:43:47 AM |
social-pear9 | $50.00 | 9/26/2012 8:37:53 AM |
ingenious-order783 | $45.00 | 9/26/2012 8:40:31 AM |
Aldebtaran | $25.00 | 9/26/2012 9:01:33 AM |
2bnforlife | $25.00 | 9/26/2012 9:02:52 AM |
moola-man | $25.00 | 9/26/2012 7:42:57 AM |
Brisket_Bob | $25.00 | 9/26/2012 7:03:30 AM |
BizAnalyst | $50.00 | 9/26/2012 9:03:56 AM |
yield-seeker | $25.00 | 9/26/2012 8:01:41 AM |
impartial-economy1 | $32.00 | 9/26/2012 8:05:47 AM |
1redfish | $100.00 | 9/26/2012 9:04:04 AM |
HereToHelp305 | $75.00 | 9/26/2012 8:08:10 AM |
orange-impressive-kindness | $30.00 | 9/26/2012 8:51:46 AM |
enriching-dollar1 | $100.00 | 9/26/2012 9:08:03 AM |
sabre79 | $25.00 | 9/26/2012 9:02:01 AM |
transparency-gondola5 | $25.00 | 9/26/2012 8:09:48 AM |
slartibardfast | $25.00 | 9/26/2012 9:02:13 AM |
ocho | $25.00 | 9/26/2012 9:02:43 AM |
Suit | $100.00 | 9/26/2012 9:09:02 AM |
Snoopylover | $25.00 | 9/26/2012 8:23:54 AM |
honker425 | $100.00 | 9/26/2012 9:09:29 AM |
durable-investment8 | $30.00 | 9/26/2012 8:29:16 AM |
market-vault | $25.00 | 9/26/2012 9:03:25 AM |
exchange-pledge | $50.00 | 9/26/2012 9:10:43 AM |
payout-thinker7 | $25.00 | 9/26/2012 8:47:48 AM |
cash-merry-maker | $25.00 | 9/26/2012 9:00:57 AM |
pbenjamin | $25.00 | 9/26/2012 9:05:01 AM |
Headhunter14 | $50.00 | 9/26/2012 9:01:59 AM |
newest-orbital-justice | $25.00 | 9/26/2012 9:15:58 AM |
trucklawyer | $25.00 | 9/26/2012 9:03:05 AM |
Mostyle | $25.00 | 9/26/2012 9:18:58 AM |
louisprima | $100.00 | 9/26/2012 9:22:17 AM |
balance-hornet | $50.00 | 9/26/2012 9:04:51 AM |
jthowell77 | $25.00 | 9/26/2012 9:05:27 AM |
brightest-repayment-patriot | $75.00 | 9/26/2012 9:09:20 AM |
andymax | $50.00 | 9/26/2012 9:09:33 AM |
kindness-opera9 | $50.00 | 9/26/2012 9:10:20 AM |
pubnat | $25.00 | 9/26/2012 9:05:59 AM |
kalex752 | $25.00 | 9/26/2012 9:11:25 AM |
capital-visionary | $25.00 | 9/26/2012 9:28:16 AM |
economy-molecule3 | $500.00 | 9/26/2012 9:06:26 AM |
slojudy | $50.00 | 9/26/2012 9:31:21 AM |
bowdish1 | $100.00 | 9/26/2012 9:07:12 AM |
moola-gondola1 | $25.00 | 9/26/2012 9:32:17 AM |
Flatfoot | $25.00 | 9/26/2012 9:33:40 AM |
ideal-penny8 | $25.00 | 9/26/2012 9:08:07 AM |
best-heavenly-justice | $25.00 | 9/26/2012 9:34:07 AM |
netg | $25.00 | 9/26/2012 9:34:53 AM |
respectful-fairness069 | $27.00 | 9/26/2012 9:15:49 AM |
wetlands | $200.00 | 9/26/2012 9:16:40 AM |
RockCrown | $25.00 | 9/26/2012 9:17:09 AM |
asset-porcelain | $35.00 | 9/26/2012 9:10:54 AM |
productive-principal7 | $25.00 | 9/26/2012 9:38:08 AM |
REVSTJ999 | $25.00 | 9/26/2012 9:12:46 AM |
thedoctor | $100.00 | 9/26/2012 9:13:53 AM |
newyork6264 | $25.00 | 9/26/2012 9:20:54 AM |
manfromMaine | $25.00 | 9/26/2012 9:42:13 AM |
value-guru3 | $25.00 | 9/26/2012 9:23:21 AM |
lowrate | $50.00 | 9/26/2012 9:23:38 AM |
a-important-deal | $25.00 | 9/26/2012 9:43:28 AM |
mommyhelper | $25.00 | 9/26/2012 9:23:47 AM |
cubesteak | $25.00 | 9/26/2012 9:16:48 AM |
transparency-river1 | $750.00 | 9/26/2012 9:43:40 AM |
revenue-burst676 | $25.00 | 9/26/2012 9:24:38 AM |
velocity-javelin8 | $25.00 | 9/26/2012 9:25:12 AM |
Casman8815 | $25.00 | 9/26/2012 9:18:29 AM |
red-diversification-paradise | $25.00 | 9/26/2012 9:19:48 AM |
rytrearc | $25.00 | 9/26/2012 9:30:44 AM |
BrianRK | $26.00 | 9/26/2012 9:20:52 AM |
innocent-loot | $25.00 | 9/26/2012 9:31:23 AM |
PRGuyinVA | $25.00 | 9/26/2012 9:21:11 AM |
InvestinginU | $25.00 | 9/26/2012 9:33:00 AM |
holstj | $25.00 | 9/26/2012 9:33:14 AM |
angelinvestor01 | $50.00 | 9/26/2012 9:24:21 AM |
bonus-tent | $25.00 | 9/26/2012 9:25:20 AM |
aasx1108 | $25.00 | 9/26/2012 9:34:44 AM |
blujfan9293 | $25.00 | 9/26/2012 9:26:52 AM |
hs112a | $25.00 | 9/26/2012 9:27:39 AM |
MattTheGr8 | $25.00 | 9/26/2012 9:28:22 AM |
Gabriel02 | $25.00 | 9/26/2012 9:35:10 AM |
skvat | $25.00 | 9/26/2012 9:29:18 AM |
LogicalCC | $25.00 | 9/26/2012 9:29:23 AM |
jps888 | $25.00 | 9/26/2012 9:30:11 AM |
Relevance | $25.00 | 9/26/2012 9:30:14 AM |
colorunner | $25.00 | 9/26/2012 9:36:43 AM |
auction-rocket | $25.00 | 9/26/2012 9:37:38 AM |
market-assembler | $100.00 | 9/26/2012 9:38:33 AM |
causr08 | $25.00 | 9/26/2012 9:32:57 AM |
lenderme | $25.00 | 9/26/2012 9:33:23 AM |
afotherg | $25.00 | 9/26/2012 9:38:55 AM |
BuffetRocks | $50.00 | 9/26/2012 9:42:02 AM |
pawsitive | $30.00 | 9/26/2012 9:37:36 AM |
deborahz | $25.00 | 9/26/2012 9:38:25 AM |
tharmon | $25.00 | 9/26/2012 9:40:10 AM |
jaker | $25.00 | 9/26/2012 9:40:20 AM |
dtrain5 | $50.00 | 9/26/2012 9:41:03 AM |
Pasagam | $50.00 | 9/26/2012 9:42:12 AM |
orange-courageous-dedication | $25.00 | 9/26/2012 9:43:23 AM |
388 Investments
|
Borrower Payment Dependent Notes Series
643696
This series of Notes was issued and sold upon the funding of the borrower loan #75152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 14.82% |
Monthly payment:
| $166.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.95% | | |
| |
Estimated return*:
| 7.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 16% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,268 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| exact-wealth1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 86% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 2
( 14% )
| 640-659
(May-2011)
|
Principal balance:
| $5,011.79 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Large Purchases
Purpose of loan:
This loan will be used to complete construstion of a property
My financial situation:
I am a good candidate for this loan because...
I have a stable job and need this fund to complete the construction of a property . My income $6000 a month and my expenses are 4000 a month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MathProfessor | $25.00 | 9/21/2012 5:04:05 PM |
Perdita_II | $25.00 | 9/21/2012 5:10:30 PM |
Castellan | $50.00 | 9/21/2012 5:12:34 PM |
auction-sage | $100.00 | 9/21/2012 5:14:58 PM |
newest-currency-vibrato | $25.00 | 9/21/2012 5:14:36 PM |
LeReve | $500.00 | 9/21/2012 5:19:29 PM |
Queueball1 | $25.00 | 9/21/2012 5:30:57 PM |
imogen22 | $50.00 | 9/21/2012 5:10:20 PM |
britgsb | $50.00 | 9/21/2012 5:46:31 PM |
CMJ-Partners | $100.00 | 9/21/2012 5:44:57 PM |
lionheart722 | $100.00 | 9/21/2012 5:25:08 PM |
tenacious-affluence | $25.00 | 9/21/2012 5:25:35 PM |
spartacusiam | $25.00 | 9/21/2012 5:57:42 PM |
mariah8641 | $30.00 | 9/21/2012 5:27:37 PM |
friendly-gold | $25.00 | 9/21/2012 6:00:25 PM |
kenji4861 | $25.00 | 9/21/2012 6:27:51 PM |
velocityasaurus-rex4 | $100.00 | 9/21/2012 6:24:46 PM |
bazaar-tulip | $25.00 | 9/21/2012 5:59:30 PM |
thrifty-transaction578 | $25.00 | 9/21/2012 5:59:38 PM |
Nusk | $25.00 | 9/21/2012 7:08:39 PM |
feb217 | $25.00 | 9/21/2012 8:48:51 PM |
generous-deal6 | $25.00 | 9/21/2012 6:01:10 PM |
CreditBuilder2 | $25.01 | 9/21/2012 6:05:19 PM |
StanTheMan | $30.54 | 9/21/2012 10:14:21 PM |
coin-tweet | $50.00 | 9/21/2012 6:56:03 PM |
unflappable-pound3 | $100.00 | 9/22/2012 5:56:13 AM |
transaction-keeper5 | $25.00 | 9/22/2012 6:43:33 AM |
Tscheddar | $25.00 | 9/22/2012 5:07:20 AM |
wojo | $25.00 | 9/22/2012 6:35:53 AM |
keen-credit6 | $29.00 | 9/21/2012 9:00:14 PM |
The_Engineer | $25.00 | 9/22/2012 7:34:28 AM |
SomebodysMom | $30.00 | 9/22/2012 9:16:25 AM |
responsibility-butterfly | $25.00 | 9/22/2012 8:29:00 AM |
RothySkynx | $25.00 | 9/22/2012 9:37:05 AM |
gilbrear | $25.00 | 9/22/2012 4:06:24 AM |
tirelighter778552 | $25.00 | 9/22/2012 4:32:52 AM |
SweetSerenityInvest | $25.25 | 9/22/2012 5:00:54 AM |
interest88 | $25.00 | 9/22/2012 6:52:20 AM |
integrity-gadget | $200.00 | 9/22/2012 10:56:16 AM |
loan-oasis4 | $29.00 | 9/22/2012 8:57:33 AM |
inventive-dough3 | $25.00 | 9/22/2012 9:21:07 AM |
ready-bid9 | $33.00 | 9/22/2012 12:04:19 PM |
Preist | $50.00 | 9/22/2012 10:15:46 AM |
compatible-deal9 | $25.00 | 9/22/2012 11:10:43 AM |
radforj22 | $50.00 | 9/22/2012 11:17:54 AM |
RocketSurgeon | $25.00 | 9/22/2012 12:14:33 PM |
compoundinterest | $25.00 | 9/22/2012 12:27:21 PM |
OnePoorDude | $25.00 | 9/22/2012 12:08:31 PM |
damage | $25.00 | 9/22/2012 12:11:03 PM |
golden-cat | $25.00 | 9/22/2012 12:40:47 PM |
timmsc | $25.43 | 9/22/2012 12:32:57 PM |
eridient | $25.00 | 9/22/2012 12:39:07 PM |
credit-maple | $25.00 | 9/22/2012 12:39:55 PM |
phenomenal-rate1 | $500.00 | 9/21/2012 5:04:12 PM |
special-dinero553 | $25.00 | 9/21/2012 5:12:06 PM |
gravbox | $25.00 | 9/21/2012 5:07:57 PM |
nickel-ferret | $25.00 | 9/21/2012 5:13:21 PM |
wetlands | $200.00 | 9/21/2012 5:14:27 PM |
Investoman | $25.00 | 9/21/2012 5:21:37 PM |
CaptainBL | $25.00 | 9/21/2012 5:09:21 PM |
excellent-funds649 | $50.00 | 9/21/2012 5:10:24 PM |
sweet-social2 | $25.00 | 9/21/2012 5:34:06 PM |
cablenews | $35.00 | 9/21/2012 5:40:12 PM |
market-cougar3 | $50.00 | 9/21/2012 5:58:53 PM |
Taxman44 | $25.00 | 9/21/2012 5:27:59 PM |
intuitive-benefit3 | $100.00 | 9/21/2012 6:18:00 PM |
LendToCause | $25.00 | 9/21/2012 7:52:51 PM |
Bank42 | $25.00 | 9/21/2012 7:20:33 PM |
john0720 | $25.00 | 9/21/2012 6:12:52 PM |
availableloan | $25.00 | 9/22/2012 12:27:03 AM |
KLCRAY | $25.00 | 9/22/2012 1:35:30 AM |
unger | $100.00 | 9/22/2012 3:55:20 AM |
Kissabledevil | $25.00 | 9/21/2012 7:37:38 PM |
LaBamba | $100.00 | 9/22/2012 5:44:55 AM |
MoneyForNothing | $25.12 | 9/22/2012 7:14:28 AM |
bunnybear | $40.00 | 9/22/2012 8:54:20 AM |
moneyinaday | $72.00 | 9/22/2012 9:03:31 AM |
fireboss | $79.78 | 9/22/2012 7:36:33 AM |
Galdis | $25.00 | 9/22/2012 9:21:04 AM |
houli123 | $50.00 | 9/22/2012 3:11:48 AM |
WeshaTheLeopard | $25.00 | 9/22/2012 10:39:19 AM |
punctual-diversification143 | $25.00 | 9/22/2012 10:15:27 AM |
hitsman | $50.00 | 9/22/2012 11:38:06 AM |
kulender | $50.00 | 9/22/2012 10:49:49 AM |
indomitable-deal0 | $25.00 | 9/22/2012 8:18:12 AM |
bonus-quark4 | $25.00 | 9/22/2012 10:18:56 AM |
Astyanax | $40.00 | 9/22/2012 10:48:22 AM |
Jassi | $25.00 | 9/22/2012 12:03:57 PM |
dough-souffle | $25.00 | 9/22/2012 12:04:47 PM |
DreisersFinancier | $50.00 | 9/22/2012 12:18:51 PM |
Sneezie | $100.00 | 9/22/2012 12:19:42 PM |
undaunted-fairness0 | $25.00 | 9/22/2012 12:07:11 PM |
D911ave | $50.00 | 9/22/2012 12:25:59 PM |
BDL-Roth | $26.00 | 9/22/2012 12:13:18 PM |
drkosh | $25.00 | 9/22/2012 12:32:20 PM |
dojo2 | $100.00 | 9/22/2012 12:32:31 PM |
bbrelo | $25.00 | 9/22/2012 12:33:35 PM |
caring-marketplace6 | $24.87 | 9/22/2012 12:45:30 PM |
98 Investments
|
Borrower Payment Dependent Notes Series
643790
This series of Notes was issued and sold upon the funding of the borrower loan #75235, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $79.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 4% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $405 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 41 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| buffalogirl614 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan:
This loan will be used to... washer & dryer
My financial situation: $1491 per month in Social Security and $600.00 Part time job
I am a good candidate for this loan because...I have the ability to pay and I would like to establish new credit
Monthly net income: $2091.00
Monthly expenses: $ 1145
Housing: $735.00
Insurance: $60.00
Car expenses: $50
Utilities: $80
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $ 20
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lean-trade178 | $25.00 | 9/24/2012 9:10:33 AM |
pierrelasvegas | $25.00 | 9/24/2012 9:10:55 AM |
vontuse | $25.00 | 9/24/2012 9:31:13 AM |
special-dinero553 | $25.00 | 9/24/2012 9:10:36 AM |
LeReve | $500.00 | 9/24/2012 9:16:18 AM |
NolockHolmes | $75.00 | 9/24/2012 9:06:09 AM |
phenomenal-rate1 | $500.00 | 9/24/2012 9:04:21 AM |
supreme-treasure8 | $100.00 | 9/24/2012 9:05:58 AM |
majestic-note6 | $200.00 | 9/24/2012 9:14:14 AM |
musegaze | $50.00 | 9/24/2012 9:16:39 AM |
WalnutCreekguy | $50.00 | 9/24/2012 9:11:37 AM |
jamiee73 | $25.00 | 9/24/2012 9:28:09 AM |
sunwell | $50.00 | 9/24/2012 9:22:05 AM |
bellaquito | $325.00 | 9/24/2012 9:34:13 AM |
Beld | $50.00 | 9/24/2012 9:24:20 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
643796
This series of Notes was issued and sold upon the funding of the borrower loan #75066, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $22,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 5.99% |
Borrower rate/APR:
| 6.99% / 8.33% |
Monthly payment:
| $679.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.99% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 14% |
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 11y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,284 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| visionary-marketplace697 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To consolidate debt
This loan will be used to consolidate and pay off home improvement debt.
My financial situation: sound, stable job and steady future.
I am a good candidate for this loan because my credit score is excellent, and I can meet the monthly payments with room to spare.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $100.00 | 9/24/2012 10:06:37 AM |
imogen22 | $50.00 | 9/24/2012 9:09:07 AM |
windguy | $50.00 | 9/24/2012 9:15:01 AM |
Rockymtnhi | $100.00 | 9/24/2012 9:07:10 AM |
mindful-generosity1 | $50.00 | 9/24/2012 9:46:14 AM |
j2ee | $50.00 | 9/24/2012 9:04:52 AM |
commerce-gargantuan2 | $50.00 | 9/24/2012 9:10:01 AM |
enterprising-exchange6 | $50.00 | 9/24/2012 10:03:36 AM |
excellent-funds649 | $50.00 | 9/24/2012 10:07:14 AM |
EnglishGeekInNYC | $50.00 | 9/24/2012 10:09:05 AM |
bazaar-tulip | $25.00 | 9/24/2012 9:21:55 AM |
tenacious-affluence | $25.00 | 9/24/2012 9:42:14 AM |
logical-reward8 | $25.00 | 9/24/2012 10:00:12 AM |
lionheart722 | $100.00 | 9/24/2012 10:08:30 AM |
kfrench | $75.00 | 9/24/2012 10:17:40 AM |
market-maximizer472 | $100.00 | 9/24/2012 11:38:18 AM |
green28 | $50.00 | 9/24/2012 1:26:46 PM |
compassionate-payment218 | $25.00 | 9/24/2012 1:28:51 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:39 PM |
hopeful_lender | $200.00 | 9/24/2012 8:01:45 PM |
penny-kahuna0 | $25.00 | 9/24/2012 6:46:35 PM |
blot44 | $25.00 | 9/25/2012 5:03:57 AM |
gentle-gain235 | $50.00 | 9/25/2012 6:28:12 AM |
loyalty-hornet6 | $25.00 | 9/25/2012 6:34:40 AM |
tender-wealth0 | $25.00 | 9/25/2012 6:42:24 AM |
Lev8 | $25.00 | 9/25/2012 9:34:42 AM |
Aimvest | $25.00 | 9/25/2012 9:51:58 AM |
kevin314 | $25.00 | 9/25/2012 9:50:17 AM |
whipone | $25.00 | 9/25/2012 10:17:25 AM |
subtle-leverage4 | $25.00 | 9/25/2012 11:50:28 AM |
compatible-deal9 | $50.00 | 9/25/2012 12:21:31 PM |
heartpounding-loyalty7 | $25.00 | 9/25/2012 5:04:26 PM |
useful-money715 | $25.00 | 9/25/2012 5:29:51 PM |
capital-blueberry | $25.00 | 9/25/2012 5:46:13 PM |
DesiKuber | $25.00 | 9/25/2012 6:08:22 PM |
neighborly-hope6 | $100.00 | 9/25/2012 6:16:43 PM |
azazle | $50.00 | 9/25/2012 6:44:10 PM |
hitsman | $50.00 | 9/25/2012 6:22:35 PM |
rupee-prairie | $30.00 | 9/25/2012 6:25:14 PM |
adelaide-moira | $25.00 | 9/25/2012 7:25:03 PM |
MI2 | $5,000.00 | 9/25/2012 6:22:04 PM |
vivacious-truth3 | $25.00 | 9/25/2012 6:34:48 PM |
jutdon84 | $25.00 | 9/25/2012 6:37:02 PM |
ninjazx10rida | $50.00 | 9/25/2012 6:58:39 PM |
gain-keeper9 | $25.00 | 9/25/2012 10:25:53 PM |
unassailable-funds754 | $25.00 | 9/25/2012 6:43:23 PM |
hopeful_lender | $100.00 | 9/25/2012 6:48:36 PM |
jordanmz | $50.00 | 9/25/2012 9:34:23 PM |
Lendomatic | $25.00 | 9/25/2012 10:15:41 PM |
moola-man | $25.00 | 9/26/2012 7:42:57 AM |
HereToHelp305 | $75.00 | 9/26/2012 8:08:11 AM |
Zur-neu-gekronten-Hoffnung | $25.00 | 9/26/2012 3:02:19 AM |
social-pear9 | $50.00 | 9/26/2012 8:37:54 AM |
fortytwo | $150.00 | 9/26/2012 9:00:31 AM |
proper-exchange8 | $200.00 | 9/26/2012 7:49:09 AM |
Plutis | $25.00 | 9/26/2012 9:06:50 AM |
yield-seeker | $25.00 | 9/26/2012 8:01:42 AM |
transparency-gondola5 | $25.00 | 9/26/2012 8:09:48 AM |
EJO | $25.00 | 9/26/2012 9:02:37 AM |
Syzygy | $25.00 | 9/26/2012 9:03:42 AM |
ski bum | $28.00 | 9/26/2012 9:36:56 AM |
holstj | $50.00 | 9/26/2012 9:42:55 AM |
loot-heart | $25.00 | 9/26/2012 9:16:24 AM |
respectful-fairness069 | $27.00 | 9/26/2012 9:18:14 AM |
moola-gondola1 | $25.00 | 9/26/2012 9:32:17 AM |
netg | $25.00 | 9/26/2012 9:34:54 AM |
Nopa | $25.00 | 9/26/2012 9:41:20 AM |
Searlzy | $25.00 | 9/26/2012 9:42:29 AM |
orange-courageous-dedication | $25.00 | 9/26/2012 9:43:23 AM |
damage | $25.00 | 9/26/2012 10:09:10 AM |
minista | $25.00 | 9/26/2012 10:11:35 AM |
Avala | $100.00 | 9/26/2012 10:12:07 AM |
market-assembler | $100.00 | 9/26/2012 9:38:34 AM |
Sykes66 | $25.00 | 9/26/2012 10:14:33 AM |
C_Mark | $50.00 | 9/26/2012 10:17:12 AM |
enchanted-compassion012 | $25.00 | 9/26/2012 10:33:02 AM |
timbob | $100.00 | 9/26/2012 10:34:39 AM |
riskreward | $250.00 | 9/26/2012 9:52:10 AM |
Cheburashka | $30.00 | 9/26/2012 10:35:48 AM |
unforgettable-wealth4 | $50.00 | 9/26/2012 10:03:38 AM |
meux99 | $25.00 | 9/26/2012 9:56:21 AM |
commanding-treasure2 | $75.00 | 9/26/2012 10:43:56 AM |
prudent-deal662 | $25.00 | 9/26/2012 10:09:51 AM |
TheReaderRabbit | $25.00 | 9/26/2012 10:50:22 AM |
paulccsi | $25.00 | 9/26/2012 10:50:56 AM |
radforj22 | $100.00 | 9/26/2012 10:03:41 AM |
donnajoy | $25.00 | 9/26/2012 10:54:17 AM |
progressive-asset | $100.00 | 9/26/2012 10:57:19 AM |
srilm | $25.00 | 9/26/2012 11:00:53 AM |
irrision | $25.00 | 9/26/2012 11:02:28 AM |
dartmouth99 | $25.00 | 9/26/2012 10:26:08 AM |
greenback-pear | $25.00 | 9/26/2012 11:12:11 AM |
g314 | $25.00 | 9/26/2012 11:21:18 AM |
syrepsorp | $50.00 | 9/26/2012 10:33:25 AM |
brightest-inspired-gain | $25.00 | 9/26/2012 10:35:03 AM |
rmachi | $25.00 | 9/26/2012 10:35:07 AM |
justinology | $26.41 | 9/26/2012 10:40:08 AM |
lucky6 | $25.00 | 9/26/2012 10:40:13 AM |
deadbabyseal | $25.00 | 9/26/2012 10:41:11 AM |
balance-voyager | $75.00 | 9/26/2012 10:41:55 AM |
thg0703 | $25.00 | 9/26/2012 12:45:53 PM |
scholarly-benefit5 | $25.00 | 9/26/2012 10:41:30 AM |
Oupa-George | $25.00 | 9/26/2012 10:46:47 AM |
first-favorite-bonus9 | $25.00 | 9/26/2012 10:48:25 AM |
cash-strawberry3 | $25.00 | 9/26/2012 2:12:09 PM |
oht588 | $25.00 | 9/26/2012 10:49:27 AM |
serene-credit4 | $25.00 | 9/26/2012 10:49:51 AM |
Leopoldine | $26.00 | 9/26/2012 10:47:31 AM |
b2006 | $25.00 | 9/26/2012 10:50:54 AM |
TSC | $50.00 | 9/26/2012 10:56:44 AM |
tlp43 | $25.00 | 9/26/2012 10:51:27 AM |
math1973 | $50.00 | 9/26/2012 10:51:34 AM |
golden-bid9 | $25.00 | 9/26/2012 10:52:26 AM |
Contour | $25.00 | 9/26/2012 10:53:15 AM |
ZeoInvestments | $25.00 | 9/26/2012 10:59:16 AM |
hope-amigo | $25.00 | 9/26/2012 11:01:10 AM |
american6 | $50.00 | 9/26/2012 10:54:58 AM |
don8ter | $50.00 | 9/26/2012 11:01:55 AM |
independent-revenue4 | $100.00 | 9/26/2012 11:02:20 AM |
Yorker1776 | $25.00 | 9/26/2012 10:56:46 AM |
sjlender | $100.00 | 9/26/2012 10:57:27 AM |
availableloan | $25.00 | 9/26/2012 10:58:12 AM |
penny-leader416 | $25.00 | 9/26/2012 11:05:57 AM |
kwan | $25.00 | 9/26/2012 11:19:43 AM |
saj454 | $400.00 | 9/26/2012 11:26:22 AM |
anwn | $50.00 | 9/26/2012 12:32:21 PM |
JaceSpade | $25.00 | 9/26/2012 11:30:33 AM |
chorus731 | $25.00 | 9/26/2012 1:08:59 PM |
think-become | $25.00 | 9/26/2012 1:39:13 PM |
Green_Bay_Packers | $25.00 | 9/26/2012 2:51:43 PM |
nuclearmoose | $50.00 | 9/26/2012 5:05:22 PM |
trade-boots1 | $100.00 | 9/26/2012 5:06:26 PM |
Solid-Platinum | $28.17 | 9/26/2012 3:32:13 PM |
wetlands | $200.00 | 9/26/2012 5:16:03 PM |
responsive-worth5 | $25.00 | 9/26/2012 5:12:04 PM |
Nickle-Back | $30.00 | 9/26/2012 5:13:52 PM |
wonderful-rupee | $25.00 | 9/26/2012 5:22:20 PM |
bowdish1 | $26.00 | 9/26/2012 5:43:50 PM |
atlantic51 | $25.00 | 9/26/2012 10:44:01 AM |
kenji4861 | $25.00 | 9/24/2012 9:11:19 AM |
velocityasaurus-rex4 | $100.00 | 9/24/2012 9:23:12 AM |
flo_rida | $100.00 | 9/24/2012 9:04:29 AM |
Investoman | $25.00 | 9/24/2012 9:07:08 AM |
repayment-pagoda8 | $100.00 | 9/24/2012 9:07:27 AM |
cardminger | $25.00 | 9/24/2012 9:49:38 AM |
compassion-twister2 | $50.00 | 9/24/2012 9:15:30 AM |
auction-sage | $100.00 | 9/24/2012 9:12:51 AM |
Taxman44 | $25.00 | 9/24/2012 9:23:51 AM |
skillful-justice879 | $25.00 | 9/24/2012 10:24:00 AM |
socrates520 | $50.00 | 9/24/2012 9:25:09 AM |
spartacusiam | $25.00 | 9/24/2012 9:31:29 AM |
Dollars4Rent | $50.00 | 9/24/2012 9:40:56 AM |
Castellan | $50.00 | 9/24/2012 9:54:53 AM |
brainy-credit1 | $40.00 | 9/24/2012 10:00:05 AM |
jcornehlsen | $25.00 | 9/24/2012 10:03:55 AM |
ready-interest9 | $25.00 | 9/24/2012 10:15:42 AM |
Rivervale_Westwood | $25.00 | 9/24/2012 2:31:02 PM |
bellaquito | $500.00 | 9/24/2012 10:53:02 AM |
HikeMoab | $25.00 | 9/24/2012 4:12:40 PM |
Kyjamune | $25.00 | 9/24/2012 5:04:16 PM |
octoberfresh | $25.00 | 9/24/2012 5:21:07 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:10 PM |
mr_haldane | $100.00 | 9/24/2012 5:23:32 PM |
Darts | $50.00 | 9/24/2012 5:24:03 PM |
economy-tuba7 | $50.00 | 9/24/2012 5:46:43 PM |
houli123 | $50.00 | 9/24/2012 11:10:47 PM |
KLCRAY | $50.00 | 9/25/2012 2:20:00 AM |
cerebral-dollar773 | $50.00 | 9/25/2012 6:16:31 AM |
bletourn | $25.00 | 9/24/2012 7:36:42 PM |
responsibility-butterfly | $25.00 | 9/25/2012 8:30:20 AM |
broosky2 | $100.00 | 9/25/2012 7:07:11 AM |
samurai2 | $25.00 | 9/25/2012 7:44:52 AM |
britgsb | $39.00 | 9/25/2012 9:05:38 AM |
compoundinterest | $25.00 | 9/25/2012 10:00:46 AM |
enriching-trade2 | $50.00 | 9/25/2012 9:58:49 AM |
DaveTheWave | $25.00 | 9/25/2012 10:51:29 AM |
fuse136 | $25.00 | 9/25/2012 1:22:16 PM |
social-tostada9 | $50.00 | 9/25/2012 11:50:59 AM |
chesterCFO | $50.00 | 9/25/2012 10:44:09 AM |
chac | $500.00 | 9/25/2012 11:54:00 AM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:32 PM |
organic-responsibility60 | $25.00 | 9/25/2012 3:44:44 PM |
Dakota98 | $25.00 | 9/25/2012 4:48:20 PM |
daw1878 | $50.00 | 9/25/2012 5:37:11 PM |
prudent-dough458 | $25.00 | 9/25/2012 5:35:49 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:08 PM |
pdub | $750.00 | 9/25/2012 5:55:06 PM |
Dubbs360 | $500.00 | 9/25/2012 5:58:49 PM |
martinatime | $50.00 | 9/25/2012 6:02:19 PM |
AFairDeal | $25.00 | 9/25/2012 6:38:13 PM |
p2ploan-hunter4 | $50.00 | 9/25/2012 6:23:59 PM |
california111 | $100.00 | 9/25/2012 10:54:46 PM |
BaxterEvil | $25.00 | 9/25/2012 8:07:53 PM |
BigBag | $25.00 | 9/26/2012 5:35:47 AM |
trade-surge3 | $25.00 | 9/26/2012 6:42:58 AM |
corphippie | $25.00 | 9/26/2012 6:54:45 AM |
spoolin18t | $100.00 | 9/26/2012 7:16:52 AM |
Suit | $25.00 | 9/26/2012 8:16:18 AM |
Aldebtaran | $25.00 | 9/26/2012 9:01:34 AM |
MCDXLIV | $25.00 | 9/26/2012 7:40:33 AM |
djs81 | $75.00 | 9/26/2012 9:11:53 AM |
downtownfarm | $25.00 | 9/26/2012 9:22:24 AM |
Suit | $100.00 | 9/26/2012 9:09:25 AM |
awwaww | $25.00 | 9/26/2012 9:25:01 AM |
elasermd | $50.00 | 9/26/2012 9:30:53 AM |
subtle-revenue0 | $25.00 | 9/26/2012 9:23:27 AM |
Clambake | $25.00 | 9/26/2012 9:56:55 AM |
capital-arboretum | $80.00 | 9/26/2012 9:57:05 AM |
bds9646 | $26.00 | 9/26/2012 9:37:08 AM |
mjosa | $25.00 | 9/26/2012 9:38:04 AM |
transparency-river1 | $750.00 | 9/26/2012 9:43:56 AM |
hrubinst | $48.00 | 9/26/2012 10:10:38 AM |
orange-resolute-platinum | $25.00 | 9/26/2012 10:26:17 AM |
JTCorp | $25.00 | 9/26/2012 10:27:20 AM |
kewgdns | $30.00 | 9/26/2012 10:28:32 AM |
mtquan | $25.00 | 9/26/2012 10:34:37 AM |
dollar-javelin | $25.00 | 9/26/2012 10:02:14 AM |
enticing-note | $25.00 | 9/26/2012 10:38:54 AM |
Tradesmanlender | $25.00 | 9/26/2012 9:55:56 AM |
worth-web5 | $50.00 | 9/26/2012 10:41:32 AM |
bomdel | $25.00 | 9/26/2012 10:06:17 AM |
mdf | $50.00 | 9/26/2012 10:44:24 AM |
skuba | $62.00 | 9/26/2012 10:06:27 AM |
JBBank | $50.00 | 9/26/2012 10:45:12 AM |
hard-working-rate3 | $25.00 | 9/26/2012 10:45:47 AM |
tlam168 | $25.00 | 9/26/2012 10:47:12 AM |
miked8303 | $50.00 | 9/26/2012 10:10:41 AM |
TrustPlus | $50.00 | 9/26/2012 10:47:36 AM |
Patrician | $50.00 | 9/26/2012 10:48:09 AM |
MONEYLENDER101 | $50.00 | 9/26/2012 10:48:30 AM |
jazz619 | $25.00 | 9/26/2012 10:49:23 AM |
Great-Mom | $25.00 | 9/26/2012 10:49:36 AM |
gojackgo | $50.00 | 9/26/2012 10:51:51 AM |
Jewels | $50.00 | 9/26/2012 10:52:22 AM |
TCayce | $25.00 | 9/26/2012 10:54:52 AM |
Money2Lend_U | $59.00 | 9/26/2012 10:08:47 AM |
top-enriched-return | $50.00 | 9/26/2012 10:56:22 AM |
cash-blossom2 | $100.00 | 9/26/2012 11:00:50 AM |
kmavm | $50.00 | 9/26/2012 11:01:03 AM |
atlacatl | $25.00 | 9/26/2012 10:20:57 AM |
lobster | $25.00 | 9/26/2012 11:06:14 AM |
korby524 | $25.00 | 9/26/2012 11:06:45 AM |
Woodworker57 | $25.00 | 9/26/2012 10:24:23 AM |
Unclejohn | $25.00 | 9/26/2012 10:27:23 AM |
payment-freshmaker | $100.00 | 9/26/2012 10:28:34 AM |
sturdy-fairness0 | $50.00 | 9/26/2012 11:16:33 AM |
jmb_lending | $25.00 | 9/26/2012 10:29:29 AM |
steiglends | $92.00 | 9/26/2012 10:21:15 AM |
blLending | $25.00 | 9/26/2012 10:35:21 AM |
Maccs55 | $25.00 | 9/26/2012 11:28:48 AM |
gracej | $25.00 | 9/26/2012 10:36:08 AM |
tdinmanhattan | $25.00 | 9/26/2012 10:23:41 AM |
wigglesworth4 | $100.00 | 9/26/2012 11:37:07 AM |
ManhattanLender | $25.00 | 9/26/2012 10:38:51 AM |
shaker348 | $25.00 | 9/26/2012 11:48:42 AM |
sail120 | $25.00 | 9/26/2012 10:29:09 AM |
riskadverse44 | $25.00 | 9/26/2012 10:40:09 AM |
gerryfixit | $25.00 | 9/26/2012 10:40:12 AM |
sharpey | $25.00 | 9/26/2012 10:32:38 AM |
budyzr | $25.00 | 9/26/2012 10:42:00 AM |
impartial-deal | $25.00 | 9/26/2012 10:43:54 AM |
ujiba | $50.00 | 9/26/2012 10:45:22 AM |
syounker | $25.00 | 9/26/2012 10:40:46 AM |
figs4u2 | $100.00 | 9/26/2012 10:46:24 AM |
dionysus03 | $50.00 | 9/26/2012 10:46:34 AM |
income-fortress | $25.00 | 9/26/2012 10:43:40 AM |
ckatak | $50.00 | 9/26/2012 10:47:55 AM |
money-floret | $50.00 | 9/26/2012 10:48:36 AM |
BaltimoreLender | $25.00 | 9/26/2012 10:52:01 AM |
whistledicksmith | $25.00 | 9/26/2012 10:53:06 AM |
fireheart | $25.00 | 9/26/2012 10:47:53 AM |
cmark1 | $25.00 | 9/26/2012 10:49:15 AM |
rulender | $25.00 | 9/26/2012 10:51:17 AM |
dfealk | $25.00 | 9/26/2012 10:51:37 AM |
creative-gold | $25.00 | 9/26/2012 10:52:41 AM |
edfrize5 | $100.00 | 9/26/2012 3:59:37 PM |
L-vex | $25.00 | 9/26/2012 10:59:52 AM |
RusRobo | $25.00 | 9/26/2012 10:54:35 AM |
LKN2RTR | $25.00 | 9/26/2012 1:07:39 PM |
responsibility-venture8 | $100.00 | 9/26/2012 12:03:10 PM |
LimaGuy | $37.36 | 9/26/2012 1:25:59 PM |
dharma1 | $25.00 | 9/26/2012 5:05:11 PM |
dollardave | $50.00 | 9/26/2012 2:55:18 PM |
themoneydoctor | $100.00 | 9/26/2012 2:18:29 PM |
bold-gold-pilot | $25.00 | 9/26/2012 2:24:37 PM |
AKVG_Lending | $150.00 | 9/26/2012 3:12:52 PM |
WhatItIs | $200.00 | 9/26/2012 4:54:19 PM |
silver-explorer6 | $25.00 | 9/26/2012 5:01:25 PM |
benevolent-loot5 | $200.00 | 9/26/2012 5:10:13 PM |
lagnisiruk | $25.00 | 9/26/2012 5:21:50 PM |
durability-slingshot2 | $53.00 | 9/26/2012 5:39:48 PM |
emphatic-responsibility | $50.00 | 9/26/2012 5:18:55 PM |
Money_Working | $32.06 | 9/26/2012 5:45:12 PM |
293 Investments
|
Borrower Payment Dependent Notes Series
643828
This series of Notes was issued and sold upon the funding of the borrower loan #74784, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-21-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 21.54% |
Borrower rate/APR:
| 22.54% / 30.46% |
Monthly payment:
| $375.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.57% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
3 | Length of status: | 16y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $264 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| merciful-principal6 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan: personal
This loan will be used to...to buy a car
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3,000
Monthly expenses: $400
Housing: $1100
Insurance: $
Car expenses: $
Utilities: $150
Phone, cable, internet: $227
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $2,500.00 | 9/21/2012 5:01:54 PM |
benevolent-transaction090 | $50.00 | 9/21/2012 5:02:18 PM |
Plow_n_Sow | $75.00 | 9/21/2012 5:02:42 PM |
historic-value7 | $100.00 | 9/21/2012 5:02:42 PM |
newest-currency-vibrato | $25.00 | 9/21/2012 5:03:28 PM |
lowrater | $50.70 | 9/21/2012 5:02:08 PM |
decisive-income7 | $500.00 | 9/21/2012 5:06:12 PM |
scrappy-diversification7 | $699.30 | 9/21/2012 5:06:31 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
643858
This series of Notes was issued and sold upon the funding of the borrower loan #75151, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $152.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1966 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,885 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| admirable-vigilance2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funeral expenses
Purpose of loan:
This loan will be used to...funeral expenses for my father
My financial situation:
I am a good candidate for this loan because...I receive Social Security, 2 small retirement funds
Monthly net income: $2000.00
Monthly expenses: $
Housing: $706.00
Insurance: $18.00
Car expenses: $0
Utilities: $incl in housing
Phone, cable, internet: $112.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: 0
Other expenses: $925.00 rental
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
brainy-return234 | $25.00 | 9/21/2012 5:04:08 PM |
MikeyZ2008 | $25.00 | 9/21/2012 5:02:29 PM |
riveting-credit5 | $25.00 | 9/21/2012 5:11:23 PM |
special-dinero553 | $25.00 | 9/21/2012 5:12:39 PM |
pierrelasvegas | $25.00 | 9/21/2012 5:12:54 PM |
diplomatic-wealth7 | $25.00 | 9/21/2012 5:14:23 PM |
newest-currency-vibrato | $25.00 | 9/21/2012 5:17:31 PM |
LeReve | $500.00 | 9/21/2012 5:20:05 PM |
bellaquito | $500.00 | 9/21/2012 5:31:05 PM |
robust-diversification3 | $50.00 | 9/21/2012 5:39:34 PM |
leverage-sensai6 | $25.00 | 9/21/2012 5:36:16 PM |
musegaze | $50.00 | 9/21/2012 5:39:43 PM |
duty-viola | $25.00 | 9/21/2012 5:44:47 PM |
zorg77 | $25.00 | 9/21/2012 5:51:25 PM |
supreme-treasure8 | $100.00 | 9/21/2012 5:24:24 PM |
Elefunt | $25.00 | 9/21/2012 5:29:32 PM |
scrappy-diversification7 | $1,900.00 | 9/21/2012 5:56:59 PM |
phenomenal-rate1 | $500.00 | 9/21/2012 5:04:52 PM |
Beld | $50.00 | 9/21/2012 5:42:17 PM |
WalnutCreekguy | $50.00 | 9/21/2012 5:47:59 PM |
luann199 | $25.00 | 9/21/2012 5:51:25 PM |
profit-powerplant | $25.00 | 9/21/2012 5:47:13 PM |
bold-marketplace-awakening | $150.00 | 9/21/2012 5:51:43 PM |
cash-kin7 | $25.00 | 9/21/2012 5:56:05 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
643882
This series of Notes was issued and sold upon the funding of the borrower loan #74895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $346.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 9% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 7y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $19 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-sweet-treasure |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Pay off a debt
This loan will be used to...Pay off a debt
My financial situation: good
I am a good candidate for this loan because... I pay my bills as quickly as I can
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-triangulation1 | $25.00 | 9/21/2012 5:03:41 PM |
phenomenal-rate1 | $500.00 | 9/21/2012 5:04:24 PM |
excellent-funds649 | $50.00 | 9/21/2012 5:10:25 PM |
Taxman44 | $25.00 | 9/21/2012 5:27:59 PM |
superb-funds335 | $25.00 | 9/21/2012 5:32:26 PM |
Castellan | $50.00 | 9/21/2012 5:12:34 PM |
LeReve | $500.00 | 9/21/2012 5:19:29 PM |
networks4ever | $25.00 | 9/21/2012 6:04:56 PM |
coin-tweet | $50.00 | 9/21/2012 6:56:03 PM |
houli123 | $200.00 | 9/21/2012 7:09:42 PM |
jcornehlsen | $25.00 | 9/21/2012 6:01:32 PM |
Kissabledevil | $25.00 | 9/21/2012 7:37:38 PM |
KLCRAY | $25.00 | 9/22/2012 1:35:30 AM |
bellaquito | $500.00 | 9/21/2012 6:33:19 PM |
napmanger | $100.00 | 9/21/2012 10:19:57 PM |
broosky2 | $100.00 | 9/22/2012 7:03:07 AM |
chac | $200.00 | 9/21/2012 10:07:15 PM |
blue-lucrative-rate | $50.00 | 9/22/2012 10:27:01 AM |
kulender | $50.00 | 9/22/2012 10:49:50 AM |
Rivervale_Westwood | $25.00 | 9/22/2012 11:28:03 AM |
RGlad | $150.00 | 9/22/2012 12:05:59 PM |
economy-tuba7 | $50.00 | 9/22/2012 12:55:38 PM |
gmoney37 | $50.00 | 9/22/2012 1:14:25 PM |
Cai8899 | $25.00 | 9/22/2012 1:32:13 PM |
genuine-asset240 | $25.00 | 9/22/2012 1:26:21 PM |
paladin847 | $70.00 | 9/22/2012 3:09:49 PM |
liberty-point | $50.00 | 9/23/2012 7:24:44 AM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:50 PM |
integrity-builder | $50.00 | 9/23/2012 7:53:36 AM |
FWF-kinetic | $25.00 | 9/22/2012 8:02:12 PM |
california111 | $100.00 | 9/23/2012 8:40:45 AM |
flo_rida | $100.00 | 9/23/2012 12:37:09 PM |
adaptable-benefit6 | $25.00 | 9/23/2012 6:29:08 PM |
Occhy | $25.00 | 9/23/2012 7:44:35 PM |
eretro | $36.61 | 9/24/2012 7:44:44 AM |
brainy-credit1 | $80.00 | 9/24/2012 8:18:41 AM |
benevolent-marketplace4 | $2,500.00 | 9/24/2012 7:12:48 AM |
MI2 | $5,000.00 | 9/24/2012 7:25:48 AM |
Loan-A-Ranger | $54.51 | 9/24/2012 7:47:37 AM |
moola-gargantuan9 | $50.00 | 9/24/2012 7:46:31 AM |
wetlands | $200.00 | 9/21/2012 5:14:27 PM |
auction-sage | $100.00 | 9/21/2012 5:14:58 PM |
imogen22 | $50.00 | 9/21/2012 5:10:20 PM |
obduro_1 | $25.00 | 9/21/2012 5:28:30 PM |
tenacious-affluence | $25.00 | 9/21/2012 5:25:35 PM |
thrifty-transaction578 | $25.00 | 9/21/2012 5:59:38 PM |
friendly-gold | $25.00 | 9/21/2012 6:00:25 PM |
intuitive-benefit3 | $100.00 | 9/21/2012 6:18:00 PM |
CreditBuilder2 | $25.01 | 9/21/2012 6:05:20 PM |
marwadi-62 | $400.00 | 9/21/2012 6:13:34 PM |
FinDoc | $25.00 | 9/22/2012 7:00:48 AM |
sri59 | $100.00 | 9/22/2012 2:56:52 AM |
responsibility-butterfly | $25.00 | 9/22/2012 8:29:00 AM |
RothySkynx | $25.00 | 9/22/2012 9:37:05 AM |
dojo2 | $100.00 | 9/22/2012 12:32:32 PM |
subtle-revenue0 | $25.00 | 9/22/2012 12:36:59 PM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:36 PM |
kenji4861 | $25.00 | 9/22/2012 2:26:38 PM |
transparency-river1 | $500.00 | 9/22/2012 4:43:34 PM |
respectful-credit820 | $25.00 | 9/22/2012 4:25:10 PM |
payment-gusto | $25.00 | 9/22/2012 5:44:30 PM |
EJPiper | $25.00 | 9/23/2012 9:35:46 AM |
Wilobe | $25.00 | 9/23/2012 12:38:34 PM |
availableloan | $25.00 | 9/23/2012 12:50:41 PM |
new-marketplace-lyrics | $25.00 | 9/23/2012 3:32:21 PM |
progressive-economy261 | $500.00 | 9/24/2012 7:14:47 AM |
dollar-idol7 | $25.00 | 9/23/2012 6:46:49 PM |
efficient-treasure0 | $25.00 | 9/23/2012 7:10:21 PM |
first-serene-credit | $25.00 | 9/24/2012 7:38:40 AM |
Nazbuster | $200.00 | 9/23/2012 10:16:22 PM |
transparency-universe8 | $8.87 | 9/24/2012 8:36:41 AM |
ouyangers | $100.00 | 9/24/2012 4:21:40 AM |
Digs | $25.00 | 9/24/2012 5:13:56 AM |
Dubbs360 | $500.00 | 9/24/2012 7:18:50 AM |
simplelender80 | $500.00 | 9/24/2012 7:17:09 AM |
jetsons6866 | $25.00 | 9/24/2012 8:18:35 AM |
76 Investments
|
Borrower Payment Dependent Notes Series
643906
This series of Notes was issued and sold upon the funding of the borrower loan #75370, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 30% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 15y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,207 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| benjamins-comforter1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvements
Purpose of loan:
This loan will be used to...Pay personal expenses and consolidation
My financial situation:
I am a good candidate for this loan because...I have a secure job in management full time
Monthly net income: $ 2800
Monthly expenses: $200
Housing: $
Insurance: $109.00
Car expenses: $315.00
Utilities: $
Phone, cable, internet: $
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 9/22/2012 12:06:20 PM |
handy-justice | $25.00 | 9/22/2012 12:35:50 PM |
CA-Lender | $25.00 | 9/22/2012 2:46:35 PM |
taltman | $25.00 | 9/22/2012 7:50:42 PM |
responsibility-butterfly | $25.00 | 9/23/2012 8:25:54 AM |
majestic-note6 | $150.00 | 9/23/2012 12:47:56 PM |
simplelender80 | $500.00 | 9/24/2012 7:17:16 AM |
first-serene-credit | $25.00 | 9/24/2012 7:52:44 AM |
bonus-seahorse | $25.00 | 9/23/2012 11:34:42 PM |
let_me_retire | $50.00 | 9/24/2012 4:59:00 AM |
economy-popcorn | $25.00 | 9/24/2012 6:43:35 AM |
MrBrightEyes | $25.00 | 9/24/2012 9:39:00 AM |
Westerly | $25.00 | 9/24/2012 3:16:57 PM |
compatible-deal9 | $25.00 | 9/24/2012 11:20:27 AM |
benevolent-marketplace4 | $1,250.00 | 9/24/2012 1:50:31 PM |
azazle | $50.00 | 9/24/2012 1:57:29 PM |
Weaverville | $25.00 | 9/24/2012 3:33:13 PM |
PrimeFunding | $25.00 | 9/22/2012 12:11:47 PM |
bewitching-dollar5 | $100.00 | 9/22/2012 12:59:08 PM |
NolockHolmes | $75.00 | 9/22/2012 1:04:15 PM |
52digital | $75.00 | 9/22/2012 1:48:23 PM |
california111 | $100.00 | 9/22/2012 2:04:00 PM |
patriot0 | $50.00 | 9/22/2012 2:29:02 PM |
balanced-balance6 | $25.00 | 9/22/2012 3:16:35 PM |
bellaquito | $500.00 | 9/22/2012 2:31:53 PM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:33 AM |
guild261 | $25.00 | 9/23/2012 8:31:46 AM |
DasMula | $25.00 | 9/23/2012 12:12:05 PM |
quest0 | $50.00 | 9/24/2012 4:30:54 AM |
dudebrah | $25.00 | 9/23/2012 8:28:55 PM |
asset-linkage | $25.00 | 9/24/2012 10:11:39 AM |
Astyanax | $25.00 | 9/24/2012 3:32:10 PM |
helpful-deal1 | $25.00 | 9/24/2012 4:44:22 PM |
marketplace-flan9 | $70.00 | 9/24/2012 11:16:53 AM |
greencat | $50.00 | 9/24/2012 3:28:57 PM |
ultimate-peace | $25.00 | 9/24/2012 4:37:19 PM |
worthy-bid8 | $100.00 | 9/24/2012 5:18:48 PM |
wise-deal-panda | $100.00 | 9/24/2012 5:44:11 PM |
yield-hut | $25.00 | 9/24/2012 5:39:04 PM |
melodious-openness | $155.00 | 9/24/2012 6:52:35 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
643940
This series of Notes was issued and sold upon the funding of the borrower loan #74943, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $265.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 8% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $780 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-credit-infusion |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...for renewing my floors (wood) and for new kitchen cabinets.
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I am extremely reliable and known for this reputation. I always work and pay my bills on time. I also have always my financial situation in order and I can proof any monthly obligations like living expenses, phone or cable bills and other utilities and living expenses which don't exceed $ 892,27 a month (which doesn't include food)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
phenomenal-rate1 | $500.00 | 9/24/2012 9:03:57 AM |
gmoney37 | $50.00 | 9/24/2012 9:15:41 AM |
LoanerPrincipal | $25.00 | 9/24/2012 9:31:15 AM |
enriching-trade2 | $50.00 | 9/24/2012 9:35:39 AM |
just21andy | $25.00 | 9/24/2012 9:37:34 AM |
calamango | $50.00 | 9/24/2012 9:01:50 AM |
payout-influencer2 | $25.00 | 9/24/2012 9:39:58 AM |
tenacious-affluence | $25.00 | 9/24/2012 9:42:14 AM |
liberty-viola | $30.00 | 9/24/2012 9:06:55 AM |
mindful-generosity1 | $50.00 | 9/24/2012 9:46:14 AM |
paytonbrigadier | $250.00 | 9/24/2012 9:47:57 AM |
ulisingh | $50.00 | 9/24/2012 9:56:17 AM |
heartpounding-loyalty7 | $25.00 | 9/24/2012 9:10:32 AM |
auction-sage | $100.00 | 9/24/2012 9:12:43 AM |
best-bonafide-p2p | $25.00 | 9/24/2012 9:27:26 AM |
daisuke | $25.00 | 9/24/2012 10:39:07 AM |
bazaar-tulip | $25.00 | 9/24/2012 9:21:55 AM |
spartacusiam | $25.00 | 9/24/2012 9:31:29 AM |
Tradesmanlender | $25.00 | 9/24/2012 9:22:11 AM |
whitegoldira | $150.00 | 9/24/2012 10:46:18 AM |
paladin847 | $70.00 | 9/24/2012 9:40:07 AM |
Cotter | $50.00 | 9/24/2012 11:19:04 AM |
bailey7563 | $25.00 | 9/24/2012 9:44:33 AM |
community-seahorse0 | $25.00 | 9/24/2012 11:21:07 AM |
opportunity85 | $25.00 | 9/24/2012 9:42:21 AM |
Castellan | $50.00 | 9/24/2012 9:54:53 AM |
fearless-wampum2 | $25.00 | 9/24/2012 9:42:52 AM |
DreisersFinancier | $50.00 | 9/24/2012 9:55:56 AM |
thankful-nickel2 | $25.00 | 9/24/2012 1:03:02 PM |
friendly-gold | $25.00 | 9/24/2012 9:57:35 AM |
preeminant-greenback024 | $50.00 | 9/24/2012 1:07:06 PM |
thrifty-transaction578 | $25.00 | 9/24/2012 9:52:01 AM |
kenji4861 | $25.00 | 9/24/2012 10:05:33 AM |
terryaj | $25.00 | 9/24/2012 1:55:40 PM |
gjm6d | $25.00 | 9/24/2012 10:06:02 AM |
excellent-funds649 | $50.00 | 9/24/2012 10:07:14 AM |
dojo2 | $100.00 | 9/24/2012 10:12:36 AM |
superb-funds335 | $25.00 | 9/24/2012 10:10:16 AM |
money-bauble | $200.00 | 9/24/2012 10:23:50 AM |
treasure-palace661 | $350.00 | 9/24/2012 10:28:31 AM |
sharp-return7 | $25.69 | 9/24/2012 3:22:11 PM |
red-fervent-deal | $25.21 | 9/24/2012 10:19:22 AM |
currency-agave | $33.00 | 9/24/2012 10:30:30 AM |
bellaquito | $500.00 | 9/24/2012 10:48:17 AM |
first-economy-spectacle | $25.00 | 9/24/2012 4:13:51 PM |
contract-victor5 | $30.00 | 9/24/2012 12:02:07 PM |
29Palms | $70.00 | 9/24/2012 11:22:25 AM |
twodollars | $30.00 | 9/24/2012 11:38:17 AM |
mykkai | $25.00 | 9/24/2012 12:15:42 PM |
stable-euro1 | $34.55 | 9/24/2012 12:17:09 PM |
melodious-rupee3 | $25.00 | 9/24/2012 1:41:41 PM |
pwkpwk | $25.00 | 9/24/2012 2:17:41 PM |
transaction-keeper5 | $25.00 | 9/24/2012 3:01:52 PM |
azazle | $50.00 | 9/24/2012 2:36:34 PM |
commerce-venture1 | $25.00 | 9/24/2012 3:57:07 PM |
affluence-microscope2 | $23.59 | 9/24/2012 5:02:03 PM |
wetlands | $200.00 | 9/24/2012 9:12:15 AM |
income-triangulation1 | $25.00 | 9/24/2012 9:04:47 AM |
RGlad | $150.00 | 9/24/2012 9:06:53 AM |
repayment-pagoda8 | $100.00 | 9/24/2012 9:07:18 AM |
historic-balance5 | $50.00 | 9/24/2012 9:47:12 AM |
flo_rida | $100.00 | 9/24/2012 9:04:30 AM |
imogen22 | $50.00 | 9/24/2012 9:08:58 AM |
prudent-payment316 | $25.00 | 9/24/2012 9:55:38 AM |
shawndw | $25.00 | 9/24/2012 9:56:42 AM |
lakshmilila | $25.00 | 9/24/2012 10:02:09 AM |
authentic-liberty7 | $25.00 | 9/24/2012 10:04:09 AM |
intuitive-benefit3 | $100.00 | 9/24/2012 9:08:33 AM |
CreditBuilder2 | $25.01 | 9/24/2012 9:18:10 AM |
LeReve | $500.00 | 9/24/2012 9:15:50 AM |
dukeiyer | $25.00 | 9/24/2012 10:39:27 AM |
Taxman44 | $25.00 | 9/24/2012 9:23:52 AM |
bowdish1 | $55.00 | 9/24/2012 9:36:49 AM |
obduro_1 | $25.00 | 9/24/2012 9:44:44 AM |
market-maximizer472 | $100.00 | 9/24/2012 11:37:29 AM |
AFairDeal | $25.00 | 9/24/2012 9:47:27 AM |
chlebie | $50.00 | 9/24/2012 9:38:10 AM |
SamyFromRI | $25.00 | 9/24/2012 11:59:44 AM |
HamachiMan | $50.00 | 9/24/2012 9:51:19 AM |
serene-capital | $25.00 | 9/24/2012 12:43:25 PM |
Rivervale_Westwood | $25.00 | 9/24/2012 9:42:45 AM |
helpinghand63 | $25.00 | 9/24/2012 9:57:38 AM |
radforj22 | $50.00 | 9/24/2012 1:12:44 PM |
Breakfast_Gypsy | $40.00 | 9/24/2012 1:16:23 PM |
compoundinterest | $25.00 | 9/24/2012 9:49:29 AM |
jmurray40 | $29.00 | 9/24/2012 10:00:34 AM |
AnxiousAirman | $27.00 | 9/24/2012 9:54:31 AM |
nimcha | $50.00 | 9/24/2012 1:44:09 PM |
swampman | $50.00 | 9/24/2012 2:18:22 PM |
networks4ever | $25.00 | 9/24/2012 10:23:33 AM |
Laissez-faire | $25.00 | 9/24/2012 2:56:32 PM |
Westerly | $25.00 | 9/24/2012 3:15:45 PM |
BBsapphire-2-loan | $100.00 | 9/24/2012 10:31:33 AM |
hope-kingdom | $50.00 | 9/24/2012 10:19:29 AM |
heli-pilot | $25.00 | 9/24/2012 4:06:20 PM |
HikeMoab | $25.00 | 9/24/2012 4:11:19 PM |
income-buffalo1 | $37.93 | 9/24/2012 4:30:54 PM |
bonus-demon | $25.00 | 9/24/2012 11:31:10 AM |
freetolive | $25.00 | 9/24/2012 12:08:57 PM |
atllender | $50.00 | 9/24/2012 12:17:47 PM |
think_globally_act_locally | $50.00 | 9/24/2012 1:52:24 PM |
heerzaquestion | $30.00 | 9/24/2012 2:16:33 PM |
Index_Plus | $5,000.00 | 9/24/2012 2:45:34 PM |
Bup | $34.02 | 9/24/2012 2:46:04 PM |
Astyanax | $30.00 | 9/24/2012 3:28:41 PM |
cajunguy | $30.00 | 9/24/2012 3:31:25 PM |
moneytolend72 | $40.00 | 9/24/2012 4:26:31 PM |
107 Investments
|
Borrower Payment Dependent Notes Series
643952
This series of Notes was issued and sold upon the funding of the borrower loan #75290, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 54% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 21
/
20 | Length of status: | 9y 11m |
Amount delinquent:
| $926 |
Total credit lines:
| 86 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,661 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| HowardTDuck |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 47 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2011)
720-739
(Jun-2008)
|
Principal balance:
| $3,053.65 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 47 | | |
Description
Pay Property Taxes, debt consolidat
This loan will be used to pay county property taxes on rental properties, plus pay off Sallie Mae early.
My financial situation:
I am a good candidate for this loan because I have regular employment, plus steady income from rental properties. I have an existing Prosper loan paid on time, and have paid a previous Prosper loan without lates.
Monthly income from salary: $6910 (this has been verified by Prosper)
Additional monthly income: $5470 from rental homes (Prosper doesn't have a way to let me verify this correctly.)
Monthly expenses: $8,600 (includes mortgages from rentals)
Housing: $1331
Insurance: $300
Car expenses: $500
Other household expenses are paid by spouse.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $40.00 | 9/24/2012 5:03:44 PM |
WisconsinFinance | $25.00 | 9/24/2012 5:04:02 PM |
MoneyForNothing | $100.47 | 9/24/2012 5:04:19 PM |
handy-justice | $50.00 | 9/24/2012 5:04:29 PM |
NekHoldings | $25.00 | 9/24/2012 5:05:18 PM |
vutah | $25.00 | 9/24/2012 5:03:15 PM |
durability-seahorse7 | $50.00 | 9/24/2012 5:03:24 PM |
scholarly-order6 | $50.00 | 9/24/2012 5:04:34 PM |
money-baron-Roth401k | $25.00 | 9/24/2012 5:26:15 PM |
worthy-bid8 | $100.00 | 9/24/2012 5:18:50 PM |
bewitching-dollar5 | $100.00 | 9/24/2012 5:44:03 PM |
MStax | $100.00 | 9/24/2012 5:23:31 PM |
deal-hickory5 | $100.00 | 9/24/2012 5:42:52 PM |
Sunbase | $25.00 | 9/24/2012 5:47:50 PM |
the-respectful-transaction | $25.00 | 9/24/2012 6:00:46 PM |
marwadi-62 | $2,000.00 | 9/24/2012 6:03:09 PM |
let_me_retire | $75.00 | 9/24/2012 6:14:30 PM |
PrimeFunding | $25.00 | 9/24/2012 5:13:49 PM |
TheSituation | $25.00 | 9/24/2012 5:04:02 PM |
sweety075 | $25.00 | 9/24/2012 5:04:29 PM |
CMJ-Partners | $100.00 | 9/24/2012 5:06:32 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:59 PM |
janeybooboo | $74.74 | 9/24/2012 5:16:50 PM |
newest-currency-vibrato | $40.00 | 9/24/2012 5:07:43 PM |
ekmendenhall | $50.00 | 9/24/2012 5:37:11 PM |
AF-Chief | $25.00 | 9/24/2012 5:42:25 PM |
krafty01 | $32.68 | 9/24/2012 6:00:27 PM |
reward-adventure | $38.00 | 9/24/2012 5:34:43 PM |
Feyenoord | $30.00 | 9/24/2012 5:35:36 PM |
credit-commander1 | $25.00 | 9/24/2012 6:04:48 PM |
richboy56 | $25.00 | 9/24/2012 6:14:47 PM |
social-attraction463 | $25.00 | 9/24/2012 5:45:00 PM |
duty-viola | $35.00 | 9/24/2012 5:49:51 PM |
five-star-note | $9.11 | 9/24/2012 6:15:07 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
643968
This series of Notes was issued and sold upon the funding of the borrower loan #74874, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $243.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 19% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,008 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rapid-social510 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: Payoff a short term debt at a more manageable rate
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...with the rate quoted I can manage this payment on time and quickly
Monthly net income: $4100
Monthly expenses: $
Housing: $2663
Insurance: $
Car expenses: $390
Utilities:
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans:
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 9/24/2012 9:03:43 AM |
income-triangulation1 | $25.00 | 9/24/2012 9:01:25 AM |
orange-liberty-oyster | $100.00 | 9/24/2012 9:04:27 AM |
Bob450 | $25.00 | 9/24/2012 9:01:28 AM |
handy-justice | $50.00 | 9/24/2012 9:04:40 AM |
cattlebaron | $25.00 | 9/24/2012 9:01:04 AM |
cattlebaron | $25.00 | 9/24/2012 9:01:22 AM |
historic-value7 | $9.97 | 9/24/2012 9:05:54 AM |
worth-blanket2 | $7,200.00 | 9/24/2012 9:03:12 AM |
phenomenal-rate1 | $500.00 | 9/24/2012 9:04:33 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
643994
This series of Notes was issued and sold upon the funding of the borrower loan #75313, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Sep-25-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 9.33% |
Borrower rate/APR:
| 10.33% / 16.03% |
Monthly payment:
| $176.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.18% | | |
| |
Estimated return*:
| 4.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 103% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 6m |
Amount delinquent:
| $15 |
Total credit lines:
| 7 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $14 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| WallStreetInvestor |
Borrower's state:
| NewYork |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Selling Game Systems on Ebay!
Purpose of loan:
This loan will be used to...purchase products and sell them on EBay for a quick profit. I will be purchasing video game systems at a huge discount and then sell them on EBay for a huge profit. The video game systems in stock are Nintendo, PlayStation, and the Wii. This is a very quick profit for lenders because these game systems are known to sell very fast on EBay.
My financial situation:
I am a good candidate for this loan because...I just can't lose any money on this investment. The loan is completely secure because the money is invested in the products. I can liquidate the assets at any point in time by selling them for the original purchase price and will "break even" on my money. I expect to have the full loan amount paid off within the next 2 months.
Monthly net income: $200
Monthly expenses: $0
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Taxman44 | $25.00 | 9/25/2012 9:01:43 AM |
Panlion | $25.00 | 9/25/2012 9:03:23 AM |
caesark | $25.00 | 9/25/2012 9:04:51 AM |
Preferred-Lender | $25.00 | 9/25/2012 9:04:58 AM |
telegon | $25.00 | 9/25/2012 9:05:03 AM |
studious-bonus7 | $100.00 | 9/25/2012 9:05:40 AM |
zrohmm | $25.00 | 9/25/2012 9:09:37 AM |
paytonbrigadier | $250.00 | 9/25/2012 9:02:15 AM |
Bendistraw | $25.00 | 9/25/2012 9:03:14 AM |
supreme-benefit | $25.00 | 9/25/2012 9:02:31 AM |
credit-meteor7 | $250.00 | 9/25/2012 9:05:26 AM |
6moonbeams | $50.00 | 9/25/2012 9:04:16 AM |
skillful-justice879 | $25.00 | 9/25/2012 9:05:11 AM |
durability-high-five | $25.00 | 9/25/2012 9:08:57 AM |
dospapalotes | $25.00 | 9/25/2012 9:06:18 AM |
wise-benevolent-trade | $400.00 | 9/25/2012 9:09:58 AM |
cash-reaction2 | $25.00 | 9/25/2012 9:06:32 AM |
wayman | $25.00 | 9/25/2012 9:07:16 AM |
tranquil-note5 | $50.00 | 9/25/2012 9:08:05 AM |
LifeOfLearning | $25.00 | 9/25/2012 9:09:56 AM |
Red_b17 | $25.00 | 9/25/2012 9:01:48 AM |
social-trumpet | $25.00 | 9/25/2012 9:03:47 AM |
rate-mogul | $50.00 | 9/25/2012 9:04:24 AM |
Investoman | $25.00 | 9/25/2012 9:07:27 AM |
benevolent-loot5 | $200.00 | 9/25/2012 9:07:29 AM |
MicroLender357 | $25.00 | 9/25/2012 9:02:25 AM |
TheoProf | $25.00 | 9/25/2012 9:03:25 AM |
wise-rupee-sanctuary | $50.00 | 9/25/2012 9:03:40 AM |
trade-boots1 | $100.00 | 9/25/2012 9:03:42 AM |
ultimate-payment | $25.00 | 9/25/2012 9:04:38 AM |
BoCo | $25.00 | 9/25/2012 9:06:32 AM |
miked8303 | $50.00 | 9/25/2012 9:07:32 AM |
ChrisTJ | $25.00 | 9/25/2012 9:05:46 AM |
Banker7371 | $25.00 | 9/25/2012 9:08:38 AM |
influential-benjamins0 | $92.00 | 9/25/2012 9:07:08 AM |
hope-eagle6 | $25.00 | 9/25/2012 9:09:54 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
644054
This series of Notes was issued and sold upon the funding of the borrower loan #75361, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $178.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2008 |
Debt/Income ratio:
| 11% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| garrote |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...Purchase a vehicle
My financial situation:
I am a good candidate for this loan because...My credit score is very good. I have very little credit card debt. I don't rent or own my own property, so I don't have any high expenses at all. I live at home with my parents and have lived there the last 22 years. I am very cautious with my finances and will have no problem repaying the requested loan.
Monthly net income: $1500.00
Monthly expenses: $
Housing: $0
Insurance: $45(if approved for this loan) otherwise $0
Car expenses: $50/month(if approved for this loan)otherwise $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $50/month
Clothing, household expenses: $25/month
Credit cards and other loans: $30/month
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/24/2012 9:19:43 AM |
Aberdeen | $100.00 | 9/24/2012 10:06:38 AM |
calamango | $50.00 | 9/24/2012 9:01:51 AM |
appetizing-loyalty354 | $100.00 | 9/24/2012 9:24:52 AM |
duty-viola | $35.00 | 9/24/2012 9:45:48 AM |
pierrelasvegas | $25.00 | 9/24/2012 9:10:55 AM |
cattlebaron | $25.00 | 9/24/2012 9:06:43 AM |
djh47a | $25.00 | 9/24/2012 10:07:33 AM |
lean-trade178 | $25.00 | 9/24/2012 9:10:34 AM |
52digital | $75.00 | 9/24/2012 10:11:58 AM |
Beld | $50.00 | 9/24/2012 9:24:21 AM |
money-bauble | $100.00 | 9/24/2012 9:26:19 AM |
best-bonafide-p2p | $25.00 | 9/24/2012 9:28:56 AM |
toblerone | $25.00 | 9/24/2012 9:22:07 AM |
the-silver-blaster | $50.00 | 9/24/2012 9:41:43 AM |
selector568 | $300.00 | 9/24/2012 9:50:02 AM |
scholarly-order6 | $50.00 | 9/24/2012 9:56:23 AM |
mindful-generosity1 | $50.00 | 9/24/2012 9:46:14 AM |
bubb_hans | $25.00 | 9/24/2012 10:04:07 AM |
friendly-gold | $25.00 | 9/24/2012 9:57:35 AM |
Elefunt | $25.00 | 9/24/2012 10:08:15 AM |
asset-linkage | $25.00 | 9/24/2012 10:11:42 AM |
RGlad | $100.00 | 9/24/2012 9:06:33 AM |
LeReve | $500.00 | 9/24/2012 9:16:20 AM |
income-triangulation1 | $25.00 | 9/24/2012 9:01:40 AM |
phenomenal-rate1 | $500.00 | 9/24/2012 9:04:34 AM |
cash-mad-scientist3 | $25.00 | 9/24/2012 9:38:40 AM |
Miami | $25.00 | 9/24/2012 9:40:03 AM |
supreme-treasure8 | $100.00 | 9/24/2012 9:05:59 AM |
rate-advocator7 | $100.00 | 9/24/2012 9:43:04 AM |
brainy-return234 | $25.00 | 9/24/2012 9:50:27 AM |
I_Like_to_Invest | $25.00 | 9/24/2012 9:54:55 AM |
WalnutCreekguy | $50.00 | 9/24/2012 9:11:38 AM |
thrilling-fund427 | $50.00 | 9/24/2012 9:06:12 AM |
digitaldan | $19.98 | 9/24/2012 10:15:41 AM |
sunwell | $50.00 | 9/24/2012 9:22:06 AM |
intrepid-loot | $25.00 | 9/24/2012 9:23:07 AM |
houli123 | $25.00 | 9/24/2012 9:28:58 AM |
EnglishGeekInNYC | $25.00 | 9/24/2012 9:31:31 AM |
diplomatic-wealth7 | $25.00 | 9/24/2012 9:36:41 AM |
robust-diversification3 | $50.00 | 9/24/2012 9:45:19 AM |
tolerant-responsibility051 | $2,000.00 | 9/24/2012 9:49:14 AM |
LendingPimp_2 | $100.00 | 9/24/2012 9:49:34 AM |
paladin847 | $70.00 | 9/24/2012 9:40:08 AM |
TronMedici | $50.00 | 9/24/2012 9:51:37 AM |
asset-professor | $25.00 | 9/24/2012 9:57:47 AM |
Investor_DP | $200.00 | 9/24/2012 10:09:24 AM |
superb-funds335 | $25.00 | 9/24/2012 10:10:16 AM |
trophy112 | $25.00 | 9/24/2012 10:13:57 AM |
CreditBuilder2 | $25.02 | 9/24/2012 10:12:53 AM |
bazaar-tulip | $500.00 | 9/24/2012 10:14:27 AM |
51 Investments
|
Borrower Payment Dependent Notes Series
644084
This series of Notes was issued and sold upon the funding of the borrower loan #75359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 41% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 11y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,683 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| obedient-note210 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolidate my revolving debt
My financial situation: stable
I am a good candidate for this loan because...
i have a good credit score and i pay my bills, the new baby threw us a curve
Monthly net income: $2000
Monthly expenses: $200
Housing: $0
Insurance: $75
Car expenses: $100
Utilities: $120
Phone, cable, internet: $0
Food, entertainment: $75
Clothing, household expenses: $50
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
majestic-note6 | $150.00 | 9/25/2012 9:15:21 AM |
riveting-credit5 | $25.00 | 9/25/2012 9:40:49 AM |
mindful-generosity1 | $50.00 | 9/25/2012 9:32:26 AM |
duty-viola | $35.00 | 9/25/2012 10:00:26 AM |
bewitching-dollar5 | $100.00 | 9/25/2012 9:55:21 AM |
calamango | $50.00 | 9/25/2012 9:53:51 AM |
money-baron | $100.00 | 9/25/2012 10:38:45 AM |
melodious-openness | $200.00 | 9/25/2012 10:51:23 AM |
let_me_retire | $29.00 | 9/25/2012 11:41:04 AM |
ultimate-peace | $250.00 | 9/25/2012 1:22:19 PM |
SeaSkyGuy71 | $25.00 | 9/25/2012 10:53:37 AM |
Dubbs360 | $250.00 | 9/25/2012 5:59:33 PM |
pdub | $250.00 | 9/25/2012 5:57:07 PM |
dudebrah | $25.00 | 9/25/2012 6:04:15 PM |
voipguy88 | $50.00 | 9/25/2012 6:06:55 PM |
MI2 | $1,250.00 | 9/25/2012 6:23:10 PM |
azazle | $50.00 | 9/25/2012 6:30:34 PM |
tolerant-responsibility051 | $297.00 | 9/25/2012 8:58:05 PM |
big-mac-50 | $200.00 | 9/25/2012 8:03:45 PM |
greekgst99 | $25.00 | 9/25/2012 7:02:43 PM |
p2ploan-aggregator4 | $25.00 | 9/25/2012 8:49:38 PM |
PrimeFunding | $25.00 | 9/25/2012 9:44:54 AM |
RJN | $29.00 | 9/25/2012 9:49:42 AM |
green-high-five7 | $25.00 | 9/25/2012 10:19:45 AM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:37 PM |
best-bonafide-p2p | $25.00 | 9/25/2012 3:49:18 PM |
money-fort | $25.00 | 9/25/2012 4:26:04 PM |
Stair-Step-Refi | $25.00 | 9/25/2012 10:59:02 AM |
pierrelasvegas | $25.00 | 9/25/2012 11:58:16 AM |
basejump0 | $25.00 | 9/25/2012 2:51:21 PM |
greencat | $50.00 | 9/25/2012 4:05:11 PM |
CA-Lender | $25.00 | 9/25/2012 6:30:10 PM |
deepblue34 | $30.00 | 9/25/2012 6:43:27 PM |
favorite-commerce | $30.00 | 9/25/2012 8:24:55 PM |
money-baron-Roth401k | $50.00 | 9/25/2012 6:38:44 PM |
open-minded-p2p1 | $25.00 | 9/25/2012 6:42:19 PM |
jalapenodough | $25.00 | 9/25/2012 6:46:31 PM |
EnglishGeekInNYC | $50.00 | 9/25/2012 7:27:01 PM |
papaloha | $25.00 | 9/25/2012 8:03:54 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
644100
This series of Notes was issued and sold upon the funding of the borrower loan #75112, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $303.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.95% | | |
| |
Estimated return*:
| 7.96% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 19% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 9y 11m |
Amount delinquent:
| $28 |
Total credit lines:
| 22 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,202 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| social-boomer |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off all credit cards
My financial situation:
I am a good candidate for this loan because...I have an excellent job, and have paid my bills on time for several years now
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
phenomenal-rate1 | $500.00 | 9/24/2012 9:03:41 AM |
RGlad | $100.00 | 9/24/2012 9:08:39 AM |
mr_haldane | $100.00 | 9/24/2012 9:11:44 AM |
MonopolyDred | $25.00 | 9/24/2012 9:13:19 AM |
LeReve | $500.00 | 9/24/2012 9:15:50 AM |
Taxman44 | $25.00 | 9/24/2012 9:23:52 AM |
chlebie | $50.00 | 9/24/2012 9:38:10 AM |
intuitive-benefit3 | $100.00 | 9/24/2012 9:08:33 AM |
ulisingh | $50.00 | 9/24/2012 9:56:17 AM |
friendly-gold | $25.00 | 9/24/2012 9:57:35 AM |
nickel-ferret | $25.00 | 9/24/2012 9:11:12 AM |
lionheart722 | $100.00 | 9/24/2012 10:08:30 AM |
marketplace-pinnacle964 | $25.00 | 9/24/2012 9:17:20 AM |
auction-sage | $100.00 | 9/24/2012 9:12:44 AM |
marwadi-62 | $500.00 | 9/24/2012 10:18:32 AM |
red-fervent-deal | $25.00 | 9/24/2012 10:19:22 AM |
velocityasaurus-rex4 | $100.00 | 9/24/2012 9:23:12 AM |
Cotter | $50.00 | 9/24/2012 11:19:32 AM |
community-seahorse0 | $25.00 | 9/24/2012 11:21:07 AM |
29Palms | $70.00 | 9/24/2012 11:22:25 AM |
lostontheedge | $25.00 | 9/24/2012 9:35:27 AM |
discrete-exchange9 | $25.00 | 9/24/2012 1:05:06 PM |
thrifty-transaction578 | $25.00 | 9/24/2012 9:52:01 AM |
Castellan | $50.00 | 9/24/2012 9:54:53 AM |
dogthecat | $32.42 | 9/24/2012 1:37:24 PM |
lawboy74 | $25.00 | 9/24/2012 10:01:22 AM |
excellent-funds649 | $50.00 | 9/24/2012 10:07:14 AM |
JpNetInvestments | $100.00 | 9/24/2012 10:32:41 AM |
treasure-palace661 | $350.00 | 9/24/2012 10:28:31 AM |
compassionate-payment218 | $25.00 | 9/24/2012 1:28:52 PM |
Trabey | $50.00 | 9/24/2012 2:28:42 PM |
swampman | $50.00 | 9/24/2012 2:18:22 PM |
azazle | $50.00 | 9/24/2012 2:32:27 PM |
obduro_1 | $25.00 | 9/24/2012 9:08:49 AM |
flo_rida | $100.00 | 9/24/2012 9:04:30 AM |
special-dinero553 | $25.00 | 9/24/2012 9:10:05 AM |
wetlands | $200.00 | 9/24/2012 9:12:15 AM |
CreditBuilder2 | $25.01 | 9/24/2012 9:18:10 AM |
bazaar-tulip | $25.00 | 9/24/2012 9:21:56 AM |
wildguy | $100.00 | 9/24/2012 9:27:10 AM |
tenacious-affluence | $25.00 | 9/24/2012 9:42:15 AM |
compatible-deal9 | $50.00 | 9/24/2012 11:22:19 AM |
cardminger | $25.00 | 9/24/2012 9:49:38 AM |
melodious-rupee3 | $25.00 | 9/24/2012 1:41:42 PM |
mrack | $25.00 | 9/24/2012 10:07:41 AM |
misit | $25.00 | 9/24/2012 2:19:02 PM |
Index_Plus | $4,722.57 | 9/24/2012 2:45:34 PM |
EnglishGeekInNYC | $50.00 | 9/24/2012 10:18:16 AM |
atllender | $50.00 | 9/24/2012 12:17:48 PM |
radforj22 | $50.00 | 9/24/2012 1:12:08 PM |
green28 | $50.00 | 9/24/2012 1:26:46 PM |
think_globally_act_locally | $50.00 | 9/24/2012 1:53:40 PM |
52 Investments
|
Borrower Payment Dependent Notes Series
644118
This series of Notes was issued and sold upon the funding of the borrower loan #75439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 7.14% |
Borrower rate/APR:
| 8.14% / 9.48% |
Monthly payment:
| $345.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.14% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 19% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,190 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| handy-money232 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consolidation of credit card bills.
This loan will be used to pay off a credit card with Citi in the amount of $2800, a credit card with Firestone (GE Capital) in the amount of $1400, a credit card with Bank of America in the amount of $4800, and the remainer on Discover Card and/or a few minor medical bills.
My financial situation: Is in good shape; I simply would like 1 payment instead of 3.
I am a good candidate for this loan because I have a good to excellent credit rating (754) and I pay my bills on time. I would like to pay this loan, if approved, off early as long as there is no early cancellation fee. I am serious about paying off my debt and then only using (one) credit card in cases of emergcy. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
imogen22 | $50.00 | 9/24/2012 5:09:00 PM |
simplelender80 | $500.00 | 9/24/2012 5:03:01 PM |
green-trade-dolphin2 | $28.02 | 9/24/2012 5:03:21 PM |
auction-sage | $100.00 | 9/24/2012 5:12:50 PM |
j2ee | $50.00 | 9/24/2012 5:04:47 PM |
repayment-pagoda8 | $100.00 | 9/24/2012 5:06:56 PM |
Phryne | $50.00 | 9/24/2012 5:25:11 PM |
lionheart722 | $100.00 | 9/24/2012 5:16:15 PM |
Castellan | $50.00 | 9/24/2012 5:36:06 PM |
Darts | $50.00 | 9/24/2012 5:24:08 PM |
fairness-symphony2 | $50.00 | 9/24/2012 5:37:41 PM |
kenji4861 | $25.00 | 9/24/2012 5:44:17 PM |
Taxman44 | $25.00 | 9/24/2012 5:45:52 PM |
generous-deal6 | $25.00 | 9/24/2012 5:57:26 PM |
1traveler | $25.00 | 9/24/2012 11:24:33 PM |
kfrench | $75.00 | 9/24/2012 6:26:43 PM |
bellaquito | $500.00 | 9/24/2012 6:45:10 PM |
blot44 | $25.00 | 9/25/2012 5:08:20 AM |
cerebral-dollar773 | $29.33 | 9/25/2012 6:15:19 AM |
gentle-gain235 | $50.00 | 9/25/2012 6:27:04 AM |
bletourn | $25.00 | 9/24/2012 7:36:42 PM |
blue-useful-auction | $25.00 | 9/25/2012 6:31:42 AM |
loyalty-hornet6 | $25.00 | 9/25/2012 6:34:43 AM |
responsibility-butterfly | $25.00 | 9/25/2012 8:30:31 AM |
GoldenKoi | $200.00 | 9/25/2012 5:10:04 AM |
samurai2 | $25.00 | 9/25/2012 7:49:44 AM |
kevin314 | $25.00 | 9/25/2012 9:50:17 AM |
Aimvest | $25.00 | 9/25/2012 9:52:02 AM |
HikeMoab | $25.00 | 9/25/2012 9:48:11 AM |
ingenious-deal6 | $25.00 | 9/25/2012 10:13:05 AM |
pdub | $500.00 | 9/25/2012 5:56:12 PM |
Dubbs360 | $500.00 | 9/25/2012 5:58:57 PM |
rupee-prairie | $30.00 | 9/25/2012 6:25:16 PM |
azazle | $50.00 | 9/25/2012 6:54:13 PM |
Red-Bull-One | $50.00 | 9/25/2012 8:27:51 PM |
powerful-return1 | $25.00 | 9/25/2012 10:34:45 PM |
Ripsaw4U | $35.65 | 9/25/2012 10:36:43 PM |
creativename | $25.00 | 9/25/2012 9:35:37 PM |
sharp-platinum326 | $25.00 | 9/25/2012 8:59:02 PM |
compassion-twister2 | $50.00 | 9/24/2012 5:20:41 PM |
octoberfresh | $25.00 | 9/24/2012 5:21:09 PM |
EnglishGeekInNYC | $25.00 | 9/24/2012 5:09:06 PM |
tenacious-affluence | $25.00 | 9/24/2012 5:28:19 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:23 PM |
windguy | $50.00 | 9/24/2012 5:15:43 PM |
enterprising-exchange6 | $50.00 | 9/24/2012 5:22:41 PM |
commerce-gargantuan2 | $50.00 | 9/24/2012 5:23:05 PM |
excellent-funds649 | $50.00 | 9/24/2012 5:24:26 PM |
Dollars4Rent | $50.00 | 9/24/2012 5:57:20 PM |
bazaar-tulip | $25.00 | 9/24/2012 5:33:58 PM |
spartacusiam | $25.00 | 9/24/2012 5:34:35 PM |
mindful-generosity1 | $50.00 | 9/24/2012 6:01:28 PM |
velocityasaurus-rex4 | $100.00 | 9/24/2012 6:09:03 PM |
houli123 | $50.00 | 9/24/2012 11:10:55 PM |
KLCRAY | $50.00 | 9/25/2012 2:20:05 AM |
revenue-carnation043 | $50.00 | 9/24/2012 7:46:46 PM |
CFOGO | $25.00 | 9/25/2012 3:49:43 AM |
broosky2 | $100.00 | 9/25/2012 7:07:15 AM |
ingenious-order783 | $50.00 | 9/25/2012 7:08:32 AM |
compoundinterest | $25.00 | 9/25/2012 10:00:50 AM |
GS-ROCK | $27.00 | 9/25/2012 2:06:54 PM |
BenR | $100.00 | 9/25/2012 10:28:06 AM |
nodebtin3 | $25.00 | 9/25/2012 5:44:12 PM |
logical-reward8 | $25.00 | 9/25/2012 5:50:11 PM |
MI2 | $5,000.00 | 9/25/2012 6:22:06 PM |
hopeful_lender | $200.00 | 9/25/2012 6:37:20 PM |
ninjazx10rida | $50.00 | 9/25/2012 6:58:40 PM |
chac | $750.00 | 9/25/2012 7:52:59 PM |
swissbanker | $25.00 | 9/25/2012 10:04:57 PM |
69 Investments
|
Borrower Payment Dependent Notes Series
644122
This series of Notes was issued and sold upon the funding of the borrower loan #75364, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $269.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.95% | | |
| |
Estimated return*:
| 7.96% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $338 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| No | | |
Screen name:
| gravity535 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2011)
|
Principal balance:
| $7,511.06 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Business
Purpose of loan:
This loan will be used to purchase an existing business. The business has 11 claw machines that are currently placed in high traffic areas. After looking over the past 4 years of tax returns their annual net has been over $9k consistently. .
My financial situation:
I am a good candidate for this loan because I have my savings account and checking account built up. I have a good job that I've been employed at for almost 4 years. I am also coming up on my first year of having a Prosper loan. I have never missed a payment nor will I.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.11 | 9/22/2012 12:03:27 PM |
Castellan | $50.00 | 9/22/2012 12:25:31 PM |
drkosh | $25.00 | 9/22/2012 12:33:05 PM |
lionheart722 | $100.00 | 9/22/2012 12:42:31 PM |
intuitive-benefit3 | $100.00 | 9/22/2012 1:02:10 PM |
thrifty-transaction578 | $25.00 | 9/22/2012 1:01:13 PM |
tenacious-affluence | $25.00 | 9/22/2012 12:53:26 PM |
Vegasjim | $25.00 | 9/22/2012 1:16:36 PM |
velocityasaurus-rex4 | $100.00 | 9/22/2012 1:21:21 PM |
paladin847 | $70.00 | 9/22/2012 3:09:51 PM |
payment-gusto | $25.00 | 9/22/2012 5:44:32 PM |
kenji4861 | $25.00 | 9/22/2012 2:26:41 PM |
respectful-credit820 | $25.00 | 9/22/2012 4:25:11 PM |
Bank42 | $25.00 | 9/23/2012 5:58:09 AM |
gogrannygo | $26.00 | 9/23/2012 7:47:01 AM |
Feyenoord | $30.00 | 9/22/2012 6:20:04 PM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:52 PM |
enchanted-truth264 | $29.00 | 9/22/2012 9:16:44 PM |
greenback-snowdome1 | $100.00 | 9/22/2012 7:17:46 PM |
california111 | $100.00 | 9/23/2012 8:35:45 AM |
payment-hugger7 | $50.00 | 9/22/2012 7:59:43 PM |
payment-associate5 | $100.00 | 9/23/2012 2:40:59 AM |
investorguy3000 | $25.00 | 9/23/2012 3:08:11 AM |
responsibility-butterfly | $25.00 | 9/23/2012 8:25:54 AM |
flo_rida | $100.00 | 9/23/2012 12:37:13 PM |
special-dinero553 | $25.00 | 9/23/2012 12:42:12 PM |
wise-virtuous-vigilance | $54.00 | 9/23/2012 12:44:40 PM |
LeReve | $500.00 | 9/23/2012 12:50:29 PM |
phenomenal-rate1 | $500.00 | 9/23/2012 12:33:24 PM |
hitsman | $50.00 | 9/23/2012 12:42:56 PM |
wetlands | $200.00 | 9/23/2012 12:44:54 PM |
point-doughnut | $50.00 | 9/23/2012 4:54:35 PM |
BGILlender | $25.00 | 9/23/2012 5:09:22 PM |
dblaz5 | $1,000.00 | 9/23/2012 5:56:36 PM |
sharkstank | $48.55 | 9/23/2012 6:51:18 PM |
auction-sage | $100.00 | 9/23/2012 12:45:44 PM |
rodaku | $27.00 | 9/23/2012 7:39:48 PM |
eoppy | $50.00 | 9/23/2012 9:24:12 PM |
supersarah61 | $25.00 | 9/23/2012 2:53:16 PM |
LODenterprises | $25.00 | 9/24/2012 1:32:25 AM |
designer_10 | $25.00 | 9/23/2012 3:18:20 PM |
steady-gold | $27.70 | 9/24/2012 2:34:28 AM |
efficient-treasure0 | $25.00 | 9/23/2012 7:10:22 PM |
payout-influencer2 | $25.00 | 9/23/2012 7:48:35 PM |
Leshan | $100.00 | 9/23/2012 6:25:40 PM |
rodaku | $25.00 | 9/23/2012 7:29:55 PM |
dough-hammock | $25.00 | 9/23/2012 9:54:24 PM |
ironman84 | $50.00 | 9/23/2012 8:30:09 PM |
12Knocksinna | $25.00 | 9/24/2012 3:42:00 AM |
social-attraction463 | $50.00 | 9/24/2012 3:54:35 AM |
ouyangers | $100.00 | 9/24/2012 4:21:40 AM |
abundant-power | $25.00 | 9/24/2012 4:44:42 AM |
tmdmf | $25.00 | 9/24/2012 5:43:20 AM |
finance-piccolo8 | $25.00 | 9/23/2012 11:07:11 PM |
seabass123 | $25.00 | 9/24/2012 12:20:13 AM |
benevolent-marketplace4 | $705.27 | 9/24/2012 7:12:53 AM |
five-star-investment8 | $53.50 | 9/24/2012 6:58:16 AM |
friendly-gold | $25.00 | 9/22/2012 12:08:54 PM |
excellent-funds649 | $50.00 | 9/22/2012 12:23:21 PM |
Investoman | $25.00 | 9/22/2012 12:24:59 PM |
CreditBuilder2 | $25.01 | 9/22/2012 12:18:26 PM |
dojo2 | $100.00 | 9/22/2012 12:32:34 PM |
bazaar-tulip | $25.00 | 9/22/2012 12:39:47 PM |
Taxman44 | $25.00 | 9/22/2012 1:31:04 PM |
marwadi-62 | $500.00 | 9/22/2012 1:52:33 PM |
CMJ-Partners | $100.00 | 9/22/2012 6:19:29 PM |
FL-Lender | $25.00 | 9/22/2012 7:03:30 PM |
transparency-river1 | $500.00 | 9/22/2012 4:43:35 PM |
wishihadmore | $25.00 | 9/23/2012 5:46:18 AM |
missourimade | $39.00 | 9/23/2012 7:49:26 AM |
integrity-builder | $50.00 | 9/23/2012 7:50:57 AM |
dime-vista2 | $25.00 | 9/23/2012 8:13:43 AM |
wendyhop | $25.00 | 9/22/2012 11:50:59 PM |
brightest-benjamins-onator | $25.00 | 9/23/2012 7:55:18 AM |
social-zebra | $30.00 | 9/23/2012 8:24:28 AM |
antlr | $25.00 | 9/23/2012 5:43:40 PM |
chac | $100.00 | 9/23/2012 5:53:27 PM |
RMirish | $50.00 | 9/23/2012 5:58:11 PM |
moola-hercules1 | $50.00 | 9/23/2012 6:12:16 PM |
Wilobe | $25.00 | 9/23/2012 12:38:34 PM |
maltma | $25.36 | 9/23/2012 12:50:45 PM |
nickel-ferret | $25.00 | 9/23/2012 12:43:49 PM |
pure-treasure7 | $50.00 | 9/23/2012 7:12:53 PM |
dollardave | $50.00 | 9/23/2012 1:03:14 PM |
Robin_Hood | $50.00 | 9/23/2012 9:32:26 PM |
SlateHillCapital | $100.00 | 9/23/2012 2:21:38 PM |
Actuary | $50.00 | 9/23/2012 10:35:27 PM |
imdave4me | $25.00 | 9/24/2012 2:51:06 AM |
first-serene-credit | $25.00 | 9/23/2012 1:33:56 PM |
best-commerce-leader | $84.50 | 9/24/2012 4:15:50 AM |
sunshinysmiles | $50.00 | 9/23/2012 3:48:51 PM |
treasure-hunter270 | $25.00 | 9/24/2012 6:06:36 AM |
investment-comet | $25.00 | 9/24/2012 7:08:49 AM |
trade-wildcat2 | $33.33 | 9/24/2012 7:10:55 AM |
Kunakiku | $25.00 | 9/23/2012 8:31:33 PM |
SalesGuyMN | $100.00 | 9/23/2012 7:38:55 PM |
coin-conductor614 | $50.00 | 9/23/2012 7:45:24 PM |
Kravcorp | $25.00 | 9/23/2012 10:23:34 PM |
cash-spinner | $25.00 | 9/24/2012 5:15:51 AM |
Earn_money | $25.00 | 9/24/2012 6:25:55 AM |
100 Investments
|
Borrower Payment Dependent Notes Series
644126
This series of Notes was issued and sold upon the funding of the borrower loan #75383, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $424.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 6.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,870 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Tamerz |
Borrower's state:
| Illinois |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 34 ( 97% )
| 720-739 (Latest)
|
Principal borrowed:
| $23,000.00 | < 31 days late:
| 1
( 3% )
| 700-719
(Dec-2011)
780-799
(Oct-2009)
760-779
(Jul-2008)
740-759
(Dec-2007)
|
Principal balance:
| $3,107.82 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my credit cards. I was making good headway until I had some medical expenses.
My financial situation:
I am a good candidate for this loan because I always pay my bills and am just trying to lower my rate.
This is debt I already have and pay. I'd just rather have it go to Prosper lenders instead of the banks.
Information in the Description is not verified.
Friends And Family Investments
foofightee has invested a total of
$50.00.
"He will most definitely pay back this loan. I've known him for a long time and he's very responsible and good with finances."
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
investmentgroup | $50.00 | 9/25/2012 5:30:15 PM |
chlebie | $50.00 | 9/25/2012 5:01:35 PM |
Lender10 | $25.00 | 9/25/2012 5:01:55 PM |
urbane-deal152 | $26.00 | 9/25/2012 5:06:53 PM |
bewitching-commitment421 | $50.00 | 9/25/2012 5:10:39 PM |
bold-wampum-compadre | $50.00 | 9/25/2012 5:10:55 PM |
fuse136 | $25.00 | 9/25/2012 5:14:57 PM |
tranquil-gain1 | $75.00 | 9/25/2012 5:02:17 PM |
Finchy78 | $106.74 | 9/25/2012 5:08:49 PM |
wise-exchange-chooser | $50.00 | 9/25/2012 5:11:08 PM |
social-attraction463 | $25.00 | 9/25/2012 5:06:41 PM |
the-profit-oracle | $25.00 | 9/25/2012 5:28:52 PM |
bookher2washington | $26.66 | 9/25/2012 5:16:11 PM |
enticing-capital6 | $50.00 | 9/25/2012 5:29:17 PM |
RainMakers | $25.00 | 9/25/2012 5:29:36 PM |
imogen22 | $50.00 | 9/25/2012 5:31:45 PM |
phenomenal-rate1 | $500.00 | 9/25/2012 5:26:07 PM |
justreturns | $25.00 | 9/25/2012 5:26:10 PM |
ready-justice7 | $50.00 | 9/25/2012 5:27:42 PM |
generator535 | $39.00 | 9/25/2012 5:33:48 PM |
excellent-funds649 | $50.00 | 9/25/2012 5:27:47 PM |
Castellan | $50.00 | 9/25/2012 5:21:09 PM |
dkjl | $25.00 | 9/25/2012 5:28:44 PM |
credit-nirvana698 | $25.00 | 9/25/2012 5:23:48 PM |
credit-maple | $25.00 | 9/25/2012 5:24:17 PM |
lionheart722 | $100.00 | 9/25/2012 5:30:59 PM |
dollar-spy | $25.00 | 9/25/2012 5:37:16 PM |
compatible-diversification | $25.00 | 9/25/2012 5:37:29 PM |
compoundinterest | $25.00 | 9/25/2012 5:31:34 PM |
profitable-benefit952 | $200.00 | 9/25/2012 5:40:44 PM |
LeReve | $500.00 | 9/25/2012 5:41:00 PM |
Shelby2082 | $25.00 | 9/25/2012 5:42:21 PM |
special-dinero553 | $25.00 | 9/25/2012 5:33:44 PM |
bazaar-tulip | $25.00 | 9/25/2012 5:31:25 PM |
adventurer447 | $300.00 | 9/25/2012 5:31:51 PM |
gristle | $50.00 | 9/25/2012 5:48:01 PM |
golden-responsibility189 | $100.00 | 9/25/2012 5:37:37 PM |
abundanceforever | $44.00 | 9/25/2012 5:33:05 PM |
voipguy88 | $100.00 | 9/25/2012 5:49:44 PM |
Rick21 | $25.00 | 9/25/2012 5:50:52 PM |
djkaiser | $25.00 | 9/25/2012 5:51:11 PM |
influential-benjamins0 | $100.00 | 9/25/2012 5:39:19 PM |
mariah8641 | $30.00 | 9/25/2012 5:39:28 PM |
kyomoon | $29.00 | 9/25/2012 5:53:59 PM |
loan-rider7 | $25.00 | 9/25/2012 5:54:42 PM |
dhw1 | $25.00 | 9/25/2012 5:41:24 PM |
nickel-ferret | $25.00 | 9/25/2012 5:35:08 PM |
paytonbrigadier | $250.00 | 9/25/2012 5:42:18 PM |
Gr8Deal | $50.00 | 9/25/2012 5:55:58 PM |
Wulfpack | $25.00 | 9/25/2012 5:56:16 PM |
buraky | $50.00 | 9/25/2012 5:43:12 PM |
capital-blueberry | $25.00 | 9/25/2012 5:36:13 PM |
Science7124 | $25.00 | 9/25/2012 5:57:35 PM |
memphisf01 | $25.00 | 9/25/2012 5:57:44 PM |
credit-blossom0 | $25.00 | 9/25/2012 5:57:48 PM |
JoyfulVegetarian | $25.00 | 9/25/2012 5:37:58 PM |
macjp123 | $50.00 | 9/25/2012 5:44:45 PM |
upbeat-coin937 | $25.00 | 9/25/2012 5:46:28 PM |
windguy | $50.00 | 9/25/2012 5:39:49 PM |
mennleo | $50.00 | 9/25/2012 5:41:05 PM |
pragmatic-camaraderi | $25.00 | 9/25/2012 5:41:11 PM |
unrivaled-justice | $25.00 | 9/25/2012 5:49:39 PM |
KeepOnRunning | $100.00 | 9/25/2012 5:50:02 PM |
TW2000 | $25.00 | 9/25/2012 5:41:37 PM |
prudent-deal662 | $25.00 | 9/25/2012 5:51:16 PM |
ChrisTJ | $25.00 | 9/25/2012 5:51:38 PM |
dinero-speaker | $25.00 | 9/25/2012 5:41:54 PM |
chestnut4 | $25.00 | 9/25/2012 5:43:00 PM |
phaded | $25.00 | 9/25/2012 5:53:41 PM |
scrappy-leverage6 | $25.00 | 9/25/2012 5:45:44 PM |
methodical-basis822 | $25.00 | 9/25/2012 6:05:43 PM |
terminal-velocity34 | $25.00 | 9/25/2012 5:47:39 PM |
intuitive-benefit3 | $100.00 | 9/25/2012 5:49:24 PM |
Soxxes | $25.00 | 9/25/2012 6:08:42 PM |
newest-tough-contract | $25.00 | 9/25/2012 5:49:29 PM |
dollar-vibraphone4 | $75.00 | 9/25/2012 6:09:22 PM |
gold-pudding6 | $60.00 | 9/25/2012 5:58:40 PM |
dospapalotes | $25.00 | 9/25/2012 6:12:04 PM |
shaker348 | $25.00 | 9/25/2012 5:54:51 PM |
johngaltline | $25.00 | 9/25/2012 6:13:04 PM |
Gordon_Gekko1 | $35.00 | 9/25/2012 5:55:25 PM |
ore-den9 | $50.00 | 9/25/2012 6:17:13 PM |
Avala | $100.00 | 9/25/2012 6:17:33 PM |
MI2 | $915.57 | 9/25/2012 6:22:07 PM |
get30inc | $34.00 | 9/25/2012 5:59:21 PM |
hayhelp | $25.00 | 9/25/2012 6:02:15 PM |
american6 | $50.00 | 9/25/2012 6:00:54 PM |
TC_12June12 | $25.00 | 9/25/2012 6:01:20 PM |
entertaining-revenue4 | $50.00 | 9/25/2012 6:02:17 PM |
KU83 | $25.00 | 9/25/2012 6:10:12 PM |
derwiki | $25.00 | 9/25/2012 6:03:58 PM |
Octamer | $100.00 | 9/25/2012 6:05:06 PM |
value-investor9 | $50.00 | 9/25/2012 6:06:22 PM |
zone6 | $28.00 | 9/25/2012 6:14:43 PM |
christifa | $25.00 | 9/25/2012 6:15:06 PM |
kaykarun | $25.00 | 9/25/2012 6:15:57 PM |
Investoman | $25.00 | 9/25/2012 6:07:30 PM |
E_G | $50.00 | 9/25/2012 6:16:34 PM |
northwoodsguy | $50.00 | 9/25/2012 6:08:40 PM |
JGuide | $244.00 | 9/25/2012 6:18:16 PM |
cablenews | $58.00 | 9/25/2012 6:11:39 PM |
CincyTex | $50.00 | 9/25/2012 6:12:23 PM |
larrybird | $482.00 | 9/25/2012 6:13:22 PM |
foofightee | $50.00 | 9/25/2012 6:16:03 PM |
azazle | $50.00 | 9/25/2012 6:16:24 PM |
jrbill1998 | $50.00 | 9/25/2012 6:16:50 PM |
spiceguy | $50.00 | 9/25/2012 5:09:42 PM |
nimble-payout818 | $50.00 | 9/25/2012 5:01:46 PM |
john0720 | $25.00 | 9/25/2012 5:12:53 PM |
rpd1211 | $25.00 | 9/25/2012 5:15:15 PM |
green-trade-dolphin2 | $62.03 | 9/25/2012 5:02:34 PM |
MoneyForNothing | $25.34 | 9/25/2012 5:07:16 PM |
PrepWonder | $100.00 | 9/25/2012 5:28:45 PM |
thankful-nickel2 | $55.55 | 9/25/2012 5:07:37 PM |
coin-conductor614 | $50.00 | 9/25/2012 5:29:35 PM |
mindful-generosity1 | $50.00 | 9/25/2012 5:24:45 PM |
tenacious-affluence | $25.00 | 9/25/2012 5:34:08 PM |
CreditBuilder2 | $25.01 | 9/25/2012 5:28:09 PM |
prudent-dough458 | $25.00 | 9/25/2012 5:35:50 PM |
wetlands | $200.00 | 9/25/2012 5:35:54 PM |
radiant-dollar9 | $200.00 | 9/25/2012 5:37:25 PM |
rate-mogul | $50.00 | 9/25/2012 5:39:35 PM |
j245213 | $25.00 | 9/25/2012 5:40:43 PM |
restech | $25.00 | 9/25/2012 5:41:57 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:19 PM |
golden-cat | $25.00 | 9/25/2012 5:46:04 PM |
Pman | $25.00 | 9/25/2012 5:46:30 PM |
dignified-truth7 | $200.00 | 9/25/2012 5:36:24 PM |
sharpey | $25.00 | 9/25/2012 5:46:41 PM |
bold-riveting-social | $50.00 | 9/25/2012 5:47:01 PM |
investment-artist | $90.10 | 9/25/2012 5:47:03 PM |
auction-sage | $100.00 | 9/25/2012 5:36:55 PM |
E2BGR8 | $25.00 | 9/25/2012 5:47:59 PM |
kind-magical-investment | $25.00 | 9/25/2012 5:48:27 PM |
green28 | $50.00 | 9/25/2012 5:52:54 PM |
successful-agreement7 | $100.00 | 9/25/2012 5:40:21 PM |
innovator10 | $500.00 | 9/25/2012 5:41:03 PM |
dignified-finance | $50.00 | 9/25/2012 5:42:28 PM |
helpinghand63 | $25.00 | 9/25/2012 5:43:47 PM |
innocent-income4 | $25.00 | 9/25/2012 5:57:47 PM |
sturdy-fairness0 | $100.00 | 9/25/2012 5:37:41 PM |
wonderous-truth6 | $25.00 | 9/25/2012 5:44:31 PM |
Dubbs360 | $500.00 | 9/25/2012 5:59:03 PM |
gatorjh | $25.00 | 9/25/2012 5:47:36 PM |
durban | $25.00 | 9/25/2012 5:48:49 PM |
ore-seagull | $25.00 | 9/25/2012 5:41:07 PM |
Tylerh | $250.00 | 9/25/2012 5:41:46 PM |
progressive-economy261 | $500.00 | 9/25/2012 6:00:01 PM |
treasure-pipeline | $25.00 | 9/25/2012 5:53:08 PM |
exchanger710 | $50.00 | 9/25/2012 5:53:50 PM |
mondial4 | $100.00 | 9/25/2012 6:01:10 PM |
glider537 | $25.00 | 9/25/2012 6:01:37 PM |
compatible-power8 | $25.00 | 9/25/2012 6:03:38 PM |
thrifty-transaction578 | $25.00 | 9/25/2012 6:04:45 PM |
pdub | $500.00 | 9/25/2012 5:56:13 PM |
important-diversification620 | $25.00 | 9/25/2012 6:06:06 PM |
nosualcneas | $25.00 | 9/25/2012 5:46:26 PM |
point653 | $25.00 | 9/25/2012 5:47:24 PM |
mtpscuba | $25.00 | 9/25/2012 6:08:29 PM |
janeybooboo | $75.00 | 9/25/2012 6:08:41 PM |
adaboy65 | $34.00 | 9/25/2012 6:09:05 PM |
greenback-investor7 | $100.00 | 9/25/2012 5:49:33 PM |
Dave0 | $25.00 | 9/25/2012 5:50:29 PM |
DadWarbucks | $25.00 | 9/25/2012 6:10:17 PM |
WeshaTheLeopard | $25.00 | 9/25/2012 5:51:31 PM |
payout-harmony4 | $50.00 | 9/25/2012 6:10:43 PM |
lendme2 | $50.00 | 9/25/2012 5:52:46 PM |
top-commitment-champ | $25.00 | 9/25/2012 6:10:53 PM |
dajen1 | $40.00 | 9/25/2012 5:53:45 PM |
maracas71 | $25.00 | 9/25/2012 6:12:08 PM |
p2p-harmony | $100.00 | 9/25/2012 6:13:12 PM |
dc_lobster | $25.00 | 9/25/2012 5:55:20 PM |
Jay_Tee | $50.00 | 9/25/2012 5:59:24 PM |
djs81 | $75.00 | 9/25/2012 6:15:54 PM |
tripnosis | $25.00 | 9/25/2012 5:59:54 PM |
generous-deal6 | $25.00 | 9/25/2012 5:59:56 PM |
commerce-web5 | $25.00 | 9/25/2012 5:57:21 PM |
virtuous-repayment | $25.00 | 9/25/2012 5:59:26 PM |
handy-money9 | $75.00 | 9/25/2012 6:01:53 PM |
EtaDuck | $25.00 | 9/25/2012 6:02:59 PM |
velocityasaurus-rex4 | $100.00 | 9/25/2012 5:59:39 PM |
market-cougar3 | $50.00 | 9/25/2012 5:59:44 PM |
pious-currency875 | $29.00 | 9/25/2012 6:04:28 PM |
ALVO | $50.00 | 9/25/2012 5:59:51 PM |
friendly-community6 | $25.00 | 9/25/2012 6:02:49 PM |
inspiring-payout5 | $25.00 | 9/25/2012 6:03:10 PM |
kingbutthd | $25.00 | 9/25/2012 6:04:40 PM |
debt-fuse158 | $25.00 | 9/25/2012 6:13:36 PM |
Spooky_Action | $25.00 | 9/25/2012 6:05:03 PM |
flexible-rate1 | $25.00 | 9/25/2012 6:16:13 PM |
bicyclebear | $25.00 | 9/25/2012 6:07:32 PM |
MountainMan77 | $25.00 | 9/25/2012 6:09:23 PM |
bid-pioneer3 | $50.00 | 9/25/2012 6:11:47 PM |
important-gold5 | $25.00 | 9/25/2012 6:15:38 PM |
cerebral-camaraderi | $150.00 | 9/25/2012 6:17:28 PM |
awe-inspiring-commitment972 | $50.00 | 9/25/2012 6:17:51 PM |
realtormoises | $25.00 | 9/25/2012 6:17:55 PM |
197 Investments
|
Borrower Payment Dependent Notes Series
644152
This series of Notes was issued and sold upon the funding of the borrower loan #74970, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,600.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $200.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 44% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 26y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,223 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-class-money428 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate my debt more . help me stay ahead as i get back on my feet after trying to help my son with some money . this will get me in a better position with my budget .
My financial situation:
I am a good candidate for this loan because...because i keep up with my payments regularly
i have a full-time job for 26yrs. i want to get on my feet and have a good budget and pay off my debt . just got married so trying to get my life in order after some rough yrs and a divorce .thank you
Monthly net income: $3350
Monthly expenses: $3000
Housing: $529
Insurance: $350
Car expenses: $300
Utilities: $200
Phone, cable, internet: $106
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $1300
Other expenses: $
200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Beld | $50.00 | 9/24/2012 5:03:58 PM |
simplelender80 | $500.00 | 9/24/2012 5:03:03 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:04:26 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:39 PM |
thrilling-fund427 | $50.00 | 9/24/2012 5:05:45 PM |
worth-blanket2 | $5,940.00 | 9/24/2012 5:06:01 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
644188
This series of Notes was issued and sold upon the funding of the borrower loan #75281, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-22-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 19.39% |
Borrower rate/APR:
| 20.39% / 22.85% |
Monthly payment:
| $427.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.05% | | |
| |
Estimated return*:
| 13.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 18% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 12
/
11 | Length of status: | 3y 3m |
Amount delinquent:
| $12,237 |
Total credit lines:
| 42 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,112 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-spirited-revenue9 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Credit cards, medical and other
My financial situation:
I am a good candidate for this loan because.my expensed are cut in half, I live with my daughter and she pays half of everything so I am listing these expenses cut in half.
Monthly net income: $4014
Monthly expenses: $
Housing: $636
Insurance: $30
Car expenses: $
Utilities: $100
Phone, cable, internet: $30
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DadWarbucks | $25.00 | 9/22/2012 12:06:14 PM |
piter-to-la-investment | $25.00 | 9/22/2012 12:07:45 PM |
samo102us | $25.00 | 9/22/2012 12:08:40 PM |
friendly-gold | $25.00 | 9/22/2012 12:08:54 PM |
hanuman77 | $25.00 | 9/22/2012 12:09:48 PM |
britgsb | $50.00 | 9/22/2012 12:08:29 PM |
mondial4 | $61.00 | 9/22/2012 12:16:33 PM |
the-enthralling-coin | $25.00 | 9/22/2012 12:19:14 PM |
RocketSurgeon | $25.00 | 9/22/2012 12:14:33 PM |
durability-ace9 | $30.00 | 9/22/2012 12:21:30 PM |
Investor_DP | $200.00 | 9/22/2012 12:02:04 PM |
worth-blanket2 | $14,400.00 | 9/22/2012 12:05:11 PM |
cardminger | $25.00 | 9/22/2012 12:05:46 PM |
coin-saffron5 | $50.00 | 9/22/2012 12:06:33 PM |
lender2611 | $50.00 | 9/22/2012 12:15:50 PM |
tolerant-responsibility051 | $884.00 | 9/22/2012 12:23:40 PM |
commitment-tom-tom | $25.00 | 9/22/2012 12:08:26 PM |
investment-kingdom | $25.00 | 9/22/2012 12:12:45 PM |
auction-fanatic8 | $25.00 | 9/22/2012 12:14:35 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
644210
This series of Notes was issued and sold upon the funding of the borrower loan #75179, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $163.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 6.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 48% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,717 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| impeccable-power6 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2012)
|
Principal balance:
| $4,726.28 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
phenomenal-rate1 | $500.00 | 9/24/2012 5:03:33 PM |
Kyjamune | $25.00 | 9/24/2012 5:04:20 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:17 PM |
gravbox | $25.00 | 9/24/2012 5:11:34 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:24 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:05 PM |
lionheart722 | $100.00 | 9/24/2012 5:16:15 PM |
phaded | $25.00 | 9/24/2012 5:21:31 PM |
imogen22 | $50.00 | 9/24/2012 5:08:47 PM |
special-dinero553 | $25.00 | 9/24/2012 5:10:01 PM |
nickel-ferret | $25.00 | 9/24/2012 5:11:14 PM |
ready-justice7 | $50.00 | 9/24/2012 5:33:23 PM |
sturdy-fairness0 | $100.00 | 9/24/2012 5:15:37 PM |
LeReve | $500.00 | 9/24/2012 5:16:34 PM |
prudent-dough458 | $25.00 | 9/24/2012 5:18:02 PM |
compassionate-payment218 | $25.00 | 9/24/2012 5:19:39 PM |
payout-reaction740 | $50.00 | 9/24/2012 5:39:31 PM |
useful-money715 | $25.00 | 9/24/2012 5:21:29 PM |
socrates520 | $50.00 | 9/24/2012 5:26:59 PM |
bewitching-commitment421 | $50.00 | 9/24/2012 5:34:57 PM |
Castellan | $50.00 | 9/24/2012 5:36:06 PM |
Supernick | $500.00 | 9/24/2012 5:39:09 PM |
mariah8641 | $30.00 | 9/24/2012 5:40:14 PM |
repayment-pagoda8 | $100.00 | 9/24/2012 5:06:38 PM |
EnglishGeekInNYC | $25.00 | 9/24/2012 5:09:06 PM |
simplelender80 | $500.00 | 9/24/2012 5:03:04 PM |
Jassi | $25.00 | 9/24/2012 5:11:12 PM |
auction-sage | $100.00 | 9/24/2012 5:12:38 PM |
mr_haldane | $100.00 | 9/24/2012 5:23:33 PM |
wetlands | $200.00 | 9/24/2012 5:12:08 PM |
excellent-funds649 | $50.00 | 9/24/2012 5:24:27 PM |
MoneyForNothing | $25.06 | 9/24/2012 5:27:04 PM |
windguy | $50.00 | 9/24/2012 5:15:20 PM |
bazaar-tulip | $25.00 | 9/24/2012 5:33:59 PM |
Darts | $50.00 | 9/24/2012 5:24:09 PM |
JustMee | $25.00 | 9/24/2012 5:27:39 PM |
thrifty-transaction578 | $25.00 | 9/24/2012 5:25:37 PM |
tenacious-affluence | $25.00 | 9/24/2012 5:28:20 PM |
Scottyd911 | $25.00 | 9/24/2012 5:28:58 PM |
Perdita_II | $25.00 | 9/24/2012 5:29:05 PM |
Yogidog | $25.00 | 9/24/2012 5:32:01 PM |
Glory_Honor_Orange | $100.69 | 9/24/2012 5:39:53 PM |
hitsman | $50.00 | 9/24/2012 5:40:07 PM |
ulisingh | $50.00 | 9/24/2012 5:43:43 PM |
unrivaled-deal676 | $50.00 | 9/24/2012 5:43:14 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
644214
This series of Notes was issued and sold upon the funding of the borrower loan #75278, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $239.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 26% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 14y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $97,585 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fabulous-ore7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to shift debt from higher interest rate debt to a lower rate that will allow faster payoff.
My financial situation:
I am a good candidate for this loan because I pay my bills on time and have a stable income in a career that is in high demand.
Monthly net income: $ 13,368
Monthly expenses: $ 10,000
Housing: $2169
Insurance: $500
Car expenses: $100
Utilities: $200
Phone, cable, internet: $400
Food, entertainment: $400
Clothing, household expenses: $300
Credit cards and other loans: $4280
Other expenses: $1300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Retired_Senior | $146.00 | 9/24/2012 5:03:07 PM |
urbane-income7 | $25.00 | 9/24/2012 5:03:10 PM |
j2ee | $50.00 | 9/24/2012 5:04:48 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:05 PM |
benevolent-loot5 | $200.00 | 9/24/2012 5:08:07 PM |
EnglishGeekInNYC | $25.00 | 9/24/2012 5:09:06 PM |
simplelender80 | $500.00 | 9/24/2012 5:03:05 PM |
nickel-ferret | $25.00 | 9/24/2012 5:11:24 PM |
durability-seahorse7 | $50.00 | 9/24/2012 5:03:26 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:03:47 PM |
miked8303 | $50.00 | 9/24/2012 5:13:59 PM |
scholarly-order6 | $50.00 | 9/24/2012 5:05:32 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:39 PM |
trade-boots1 | $100.00 | 9/24/2012 5:05:10 PM |
windguy | $50.00 | 9/24/2012 5:16:01 PM |
LeReve | $500.00 | 9/24/2012 5:16:43 PM |
transparency-sapling | $25.00 | 9/24/2012 5:06:12 PM |
tech310 | $50.00 | 9/24/2012 5:19:44 PM |
miamibeachloaner | $100.00 | 9/24/2012 5:07:28 PM |
dukeiyer | $25.00 | 9/24/2012 5:20:24 PM |
ready-agreement5 | $50.00 | 9/24/2012 5:09:26 PM |
no_agenda_lender | $25.00 | 9/24/2012 5:09:35 PM |
hope-percolator8 | $50.00 | 9/24/2012 5:07:55 PM |
vutah | $25.00 | 9/24/2012 5:11:45 PM |
kindness-jedi | $25.00 | 9/24/2012 5:12:53 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:25 PM |
rate-mogul | $50.00 | 9/24/2012 5:14:59 PM |
JJYossarian | $50.00 | 9/24/2012 5:15:09 PM |
durability-ace9 | $30.00 | 9/24/2012 5:15:57 PM |
mstebnicki | $25.00 | 9/24/2012 5:16:27 PM |
profitable-fairness1 | $50.00 | 9/24/2012 5:17:08 PM |
docdekay | $50.00 | 9/24/2012 5:18:41 PM |
indomitable-dedication | $25.00 | 9/24/2012 5:17:25 PM |
FORESTCITYCAPITAL | $50.00 | 9/24/2012 5:19:48 PM |
a-social-nebula | $50.00 | 9/24/2012 5:20:55 PM |
unforgettable-pound574 | $50.00 | 9/24/2012 5:06:30 PM |
imogen22 | $50.00 | 9/24/2012 5:09:08 PM |
runner262 | $25.00 | 9/24/2012 5:10:38 PM |
KC_08 | $25.00 | 9/24/2012 5:10:48 PM |
social-trumpet | $25.00 | 9/24/2012 5:11:17 PM |
auction-sage | $100.00 | 9/24/2012 5:12:57 PM |
azazle | $50.00 | 9/24/2012 5:15:06 PM |
samo102us | $25.00 | 9/24/2012 5:20:36 PM |
pdxKurt | $40.00 | 9/24/2012 5:20:58 PM |
restless-payment312 | $500.00 | 9/24/2012 5:08:32 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:17 PM |
special-dinero553 | $25.00 | 9/24/2012 5:10:11 PM |
abundanceforever | $52.50 | 9/24/2012 5:09:49 PM |
wetlands | $200.00 | 9/24/2012 5:12:25 PM |
leverage-sensai6 | $25.00 | 9/24/2012 5:12:45 PM |
rescue | $100.00 | 9/24/2012 5:11:37 PM |
leball | $25.00 | 9/24/2012 5:13:46 PM |
radiant-dollar9 | $200.00 | 9/24/2012 5:13:17 PM |
versatile-dime442 | $250.00 | 9/24/2012 5:13:53 PM |
terrific-dough6 | $50.00 | 9/24/2012 5:14:39 PM |
Thunderswan | $100.00 | 9/24/2012 5:15:01 PM |
derwiki | $25.00 | 9/24/2012 5:15:40 PM |
lionheart722 | $100.00 | 9/24/2012 5:16:16 PM |
enthusiastic-cash599 | $50.00 | 9/24/2012 5:16:18 PM |
mister_waffle | $25.00 | 9/24/2012 5:17:12 PM |
bnlforever | $25.00 | 9/24/2012 5:17:35 PM |
revolutionary082 | $27.27 | 9/24/2012 5:19:11 PM |
compassionate-payment218 | $25.00 | 9/24/2012 5:19:39 PM |
flo_rida | $100.00 | 9/24/2012 5:20:44 PM |
ivadood | $50.00 | 9/24/2012 5:21:03 PM |
65 Investments
|
Borrower Payment Dependent Notes Series
644276
This series of Notes was issued and sold upon the funding of the borrower loan #75289, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $293.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 28% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,173 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-happy-currency |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $500.00 | 9/24/2012 5:03:05 PM |
thrilling-fund427 | $50.00 | 9/24/2012 5:05:35 PM |
musegaze | $50.00 | 9/24/2012 5:06:24 PM |
lowrater | $50.40 | 9/24/2012 5:08:11 PM |
Beld | $50.00 | 9/24/2012 5:03:58 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:40 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:05 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:18 PM |
worth-blanket2 | $9,000.00 | 9/24/2012 5:09:08 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
644320
This series of Notes was issued and sold upon the funding of the borrower loan #75065, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $456.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
8 | Length of status: | 7y 6m |
Amount delinquent:
| $6,516 |
Total credit lines:
| 17 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| dysprosium |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7000
Monthly expenses: $1100
Housing: $0
Insurance: $50
Car expenses: $100
Utilities: $300
Phone, cable, internet: $250
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.07 | 9/23/2012 12:04:02 PM |
WalnutCreekguy | $50.00 | 9/23/2012 12:20:34 PM |
friendly-gold | $25.00 | 9/23/2012 12:06:44 PM |
careful-vigilance4 | $25.00 | 9/23/2012 12:25:29 PM |
musegaze | $50.00 | 9/23/2012 12:09:32 PM |
AF-Chief | $25.00 | 9/23/2012 12:12:48 PM |
52digital | $75.00 | 9/23/2012 12:34:25 PM |
kinder-credit-bear | $250.00 | 9/23/2012 12:27:47 PM |
supreme-treasure8 | $100.00 | 9/23/2012 12:32:02 PM |
LittleMingo | $25.00 | 9/23/2012 12:09:51 PM |
et28 | $75.00 | 9/23/2012 12:29:04 PM |
sunwell | $50.00 | 9/23/2012 12:08:48 PM |
worth-blanket2 | $13,500.00 | 9/23/2012 12:09:08 PM |
green-high-five7 | $25.00 | 9/23/2012 12:12:49 PM |
trade-boots1 | $99.93 | 9/23/2012 12:35:08 PM |
robust-diversification3 | $50.00 | 9/23/2012 12:21:12 PM |
phenomenal-rate1 | $500.00 | 9/23/2012 12:34:11 PM |
melodious-fairness | $50.00 | 9/23/2012 12:34:34 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
644346
This series of Notes was issued and sold upon the funding of the borrower loan #75148, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 22.62% |
Borrower rate/APR:
| 23.62% / 26.16% |
Monthly payment:
| $428.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.08% | | |
| |
Estimated return*:
| 14.59% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 69% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 9y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $87,537 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| griffin4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 91% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 1
( 9% )
| 680-699
(Sep-2011)
|
Principal balance:
| $5,926.14 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off high intrest credit cards
My financial situation:
I am a good candidate for this loan because...I already have a open account with you
Monthly net income: $2276
Monthly expenses: $2900
Housing: $306.98
Insurance: $216
Car expenses: $0
Utilities: $260
Phone, cable, internet: $125
Food, entertainment: $120
Clothing, household expenses: $75
Credit cards and other loans: $1500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
durability-seahorse7 | $50.00 | 9/24/2012 5:03:26 PM |
Beld | $50.00 | 9/24/2012 5:03:59 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:40 PM |
pierrelasvegas | $25.00 | 9/24/2012 5:10:42 PM |
Kunakiku | $25.00 | 9/24/2012 5:11:05 PM |
versatile-dime442 | $250.00 | 9/24/2012 5:14:30 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:05 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:18 PM |
supreme-treasure8 | $100.00 | 9/24/2012 5:10:32 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:25 PM |
thrilling-fund427 | $50.00 | 9/24/2012 5:05:35 PM |
transparency-sapling | $25.00 | 9/24/2012 5:06:13 PM |
worth-blanket2 | $13,500.00 | 9/24/2012 5:17:15 PM |
musegaze | $50.00 | 9/24/2012 5:06:24 PM |
melodious-fairness | $50.00 | 9/24/2012 5:11:29 PM |
et28 | $75.00 | 9/24/2012 5:13:36 PM |
radiant-dollar9 | $200.00 | 9/24/2012 5:13:41 PM |
LeReve | $500.00 | 9/24/2012 5:16:53 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
644358
This series of Notes was issued and sold upon the funding of the borrower loan #75295, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 10.72% |
Borrower rate/APR:
| 11.72% / 13.97% |
Monthly payment:
| $442.06 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 14% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52,259 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| new-finance-equator |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $3,500.00 | 9/24/2012 5:04:31 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:26 PM |
windguy | $50.00 | 9/24/2012 5:15:53 PM |
Taxman44 | $25.00 | 9/24/2012 5:45:53 PM |
best-bonafide-p2p | $50.00 | 9/24/2012 6:03:21 PM |
ready-interest9 | $25.00 | 9/24/2012 6:40:04 PM |
dukeiyer | $25.00 | 9/24/2012 7:09:56 PM |
Bank_Of_XL | $25.00 | 9/24/2012 7:49:51 PM |
mindful-generosity1 | $50.00 | 9/24/2012 6:01:30 PM |
jubilant-capital1 | $100.00 | 9/24/2012 8:06:04 PM |
EnglishGeekInNYC | $50.00 | 9/24/2012 6:12:22 PM |
GoldenKoi | $100.00 | 9/25/2012 5:11:20 AM |
hopeful_lender | $100.00 | 9/24/2012 7:57:46 PM |
RGlad | $100.00 | 9/24/2012 8:43:08 PM |
broosky2 | $100.00 | 9/25/2012 7:07:15 AM |
jcw3rd | $25.00 | 9/24/2012 10:15:19 PM |
houli123 | $50.00 | 9/24/2012 11:10:56 PM |
KLCRAY | $50.00 | 9/25/2012 2:20:05 AM |
loyalty-hornet6 | $25.00 | 9/25/2012 6:34:44 AM |
Cai8899 | $25.00 | 9/25/2012 9:34:04 AM |
thankful-nickel2 | $25.00 | 9/25/2012 9:57:18 AM |
riskreward | $250.00 | 9/25/2012 10:35:09 AM |
compatible-deal9 | $50.00 | 9/25/2012 12:39:04 PM |
spartacusiam | $25.00 | 9/25/2012 5:05:00 PM |
availableloan | $25.00 | 9/25/2012 5:05:27 PM |
pdub | $750.00 | 9/25/2012 5:55:09 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:15 PM |
MI2 | $5,000.00 | 9/25/2012 6:09:30 PM |
azazle | $50.00 | 9/25/2012 6:54:38 PM |
cerebral-dollar773 | $25.00 | 9/26/2012 7:24:56 AM |
dough-kitten5 | $50.00 | 9/26/2012 3:33:10 AM |
rockhound84 | $25.00 | 9/26/2012 5:18:13 AM |
historic-value7 | $100.00 | 9/26/2012 6:39:02 AM |
buddy486 | $25.00 | 9/26/2012 8:48:41 AM |
proper-exchange8 | $200.00 | 9/26/2012 7:49:10 AM |
Astyanax | $31.76 | 9/26/2012 11:49:47 AM |
astute-benjamins | $150.00 | 9/26/2012 1:21:08 PM |
SkinnyFish | $100.00 | 9/26/2012 3:18:46 PM |
Simple3 | $26.00 | 9/26/2012 4:54:55 PM |
tonic315 | $25.00 | 9/26/2012 12:06:28 PM |
omegamon1 | $25.00 | 9/26/2012 12:23:17 PM |
Solid-Platinum | $25.00 | 9/26/2012 3:29:31 PM |
Basset_Hound_Investments | $25.00 | 9/26/2012 3:29:53 PM |
themoneydoctor | $35.03 | 9/26/2012 2:17:32 PM |
cclady | $500.00 | 9/26/2012 2:42:24 PM |
helpful-silver7 | $36.51 | 9/26/2012 3:50:36 PM |
brightest-bonafide-deal | $25.00 | 9/26/2012 4:01:20 PM |
Bamaman205 | $25.00 | 9/26/2012 5:02:24 PM |
repayment-pagoda8 | $100.00 | 9/26/2012 5:08:44 PM |
Kyjamune | $25.00 | 9/24/2012 5:04:21 PM |
imogen22 | $50.00 | 9/24/2012 5:09:01 PM |
bazaar-tulip | $25.00 | 9/24/2012 5:33:59 PM |
Rivervale_Westwood | $25.00 | 9/24/2012 5:17:55 PM |
Darts | $50.00 | 9/24/2012 5:24:09 PM |
excellent-funds649 | $50.00 | 9/24/2012 5:24:27 PM |
tenacious-affluence | $25.00 | 9/24/2012 5:28:20 PM |
kenji4861 | $25.00 | 9/24/2012 5:44:18 PM |
Dollars4Rent | $50.00 | 9/24/2012 5:57:21 PM |
Interloper | $45.00 | 9/24/2012 7:17:50 PM |
FWF-kinetic | $25.00 | 9/24/2012 9:17:16 PM |
HikeMoab | $25.00 | 9/24/2012 6:27:14 PM |
community-burrito9 | $25.00 | 9/24/2012 6:35:42 PM |
Index_Plus | $5,000.00 | 9/25/2012 8:04:11 AM |
responsibility-butterfly | $25.00 | 9/25/2012 8:30:32 AM |
Obiwan_Kanobi | $25.00 | 9/25/2012 10:42:33 AM |
bold-wampum-compadre | $50.00 | 9/25/2012 1:36:49 PM |
Dubbs360 | $500.00 | 9/25/2012 5:58:59 PM |
historic-value7 | $200.00 | 9/26/2012 6:38:26 AM |
Iwillhuntyoudown | $25.00 | 9/25/2012 10:02:13 PM |
helping-out | $25.00 | 9/26/2012 5:10:42 AM |
MoneyBadger | $25.00 | 9/26/2012 6:23:40 AM |
Captain88 | $25.00 | 9/26/2012 6:26:18 AM |
CashBank | $25.00 | 9/26/2012 8:20:33 AM |
chrisb1414 | $25.00 | 9/26/2012 8:26:02 AM |
social-pear9 | $50.00 | 9/26/2012 8:37:56 AM |
HereToHelp305 | $75.00 | 9/26/2012 8:08:14 AM |
netg | $25.00 | 9/26/2012 9:34:57 AM |
ethical-truth211 | $400.00 | 9/26/2012 9:50:38 AM |
friendinmoney | $25.00 | 9/26/2012 10:22:34 AM |
leverage-monger | $25.00 | 9/26/2012 10:46:17 AM |
URBANCAPITAL | $50.00 | 9/26/2012 3:52:46 PM |
EJPiper | $30.00 | 9/26/2012 4:03:47 PM |
Peacepower | $35.00 | 9/26/2012 4:17:24 PM |
anwn | $50.00 | 9/26/2012 5:07:28 PM |
investment-genetics90 | $25.00 | 9/26/2012 5:07:24 PM |
transparency-river1 | $385.70 | 9/26/2012 5:08:56 PM |
86 Investments
|
Borrower Payment Dependent Notes Series
644388
This series of Notes was issued and sold upon the funding of the borrower loan #75256, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,721 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| capital-iris3 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to... buy a second home near my son it is a trailer in a 55+ park
My financial situation:
I am a good candidate for this loan because... I pay my bills on time and have been an RN for 34 years and worked consequetivly at my profession except with few times having surgery. Currently I am an independent consultant so my income from that varies but never less than 50,000 when combined with my 21000/yr SS income
Monthly net income: $ 4100
Monthly expenses: $
Housing: $ 837
Insurance: $ 93
Car expenses: $ 490
Utilities: $ 200
Phone, cable, internet: $ 250
Food, entertainment: $ 300
Clothing, household expenses: $ 50
Credit cards and other loans: $ 100
Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $160.03 | 9/24/2012 5:02:47 PM |
natural-affluence6 | $25.00 | 9/25/2012 5:01:12 AM |
CA-Lender | $25.00 | 9/24/2012 5:30:11 PM |
newest-currency-vibrato | $25.00 | 9/24/2012 5:14:16 PM |
bellaquito | $500.00 | 9/24/2012 6:47:47 PM |
scoobiedoo | $40.02 | 9/24/2012 5:56:33 PM |
52digital | $75.00 | 9/24/2012 6:39:22 PM |
l2fp | $25.00 | 9/24/2012 8:19:59 PM |
Gregger | $25.00 | 9/25/2012 4:29:00 AM |
DevinHill | $25.00 | 9/25/2012 6:59:33 AM |
Index_Plus | $1,250.00 | 9/25/2012 8:25:40 AM |
cattlebaron | $25.00 | 9/25/2012 9:01:10 AM |
orearella3 | $25.00 | 9/25/2012 9:18:10 AM |
Joyflyer | $50.00 | 9/25/2012 10:22:08 AM |
reward-gala | $25.00 | 9/25/2012 11:00:04 AM |
yons88 | $25.00 | 9/25/2012 3:17:03 PM |
money4u2use | $27.00 | 9/25/2012 2:26:55 PM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:36 PM |
mammalian4 | $25.00 | 9/25/2012 2:51:27 PM |
enforcer0 | $97.51 | 9/25/2012 3:03:15 PM |
payment-halo | $25.00 | 9/25/2012 3:50:54 PM |
FL-Lender | $50.00 | 9/25/2012 4:32:58 PM |
amlu1988 | $25.00 | 9/25/2012 4:59:47 PM |
Slapshot | $50.00 | 9/25/2012 2:48:59 PM |
Sid-K | $25.00 | 9/25/2012 5:00:55 PM |
attractive-rate | $16.01 | 9/25/2012 5:07:49 PM |
let_me_retire | $75.00 | 9/24/2012 6:21:55 PM |
reflective-rupee | $25.00 | 9/24/2012 7:55:55 PM |
courteous-platinum7 | $30.00 | 9/25/2012 12:54:02 AM |
melodious-openness | $164.00 | 9/24/2012 6:52:36 PM |
first-serene-credit | $25.00 | 9/25/2012 8:37:29 AM |
greencat | $50.00 | 9/25/2012 7:20:07 AM |
responsibility-butterfly | $25.00 | 9/25/2012 8:30:32 AM |
loyalist1 | $100.00 | 9/25/2012 8:38:45 AM |
bewitching-dollar5 | $100.00 | 9/25/2012 9:55:19 AM |
d2vid | $50.00 | 9/25/2012 10:08:07 AM |
neighborly-basis7 | $54.95 | 9/25/2012 2:10:43 PM |
berniemadeoff | $25.00 | 9/25/2012 10:52:00 AM |
Core-Marketing | $25.00 | 9/25/2012 2:19:42 PM |
pierrelasvegas | $25.00 | 9/25/2012 11:58:14 AM |
vigilance-laser3 | $28.96 | 9/25/2012 4:54:46 PM |
big-mac-50 | $200.00 | 9/25/2012 12:07:41 PM |
Astyanax | $29.23 | 9/25/2012 11:31:53 AM |
bold-wampum-compadre | $50.00 | 9/25/2012 2:08:12 PM |
fountain355 | $25.00 | 9/25/2012 2:11:05 PM |
seabassx | $25.00 | 9/25/2012 2:17:42 PM |
Laissez-faire | $25.00 | 9/25/2012 4:55:30 PM |
moola-monger9 | $75.00 | 9/25/2012 3:04:12 PM |
drluong | $25.00 | 9/25/2012 4:20:58 PM |
note-oboe | $27.29 | 9/25/2012 4:34:57 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
644418
This series of Notes was issued and sold upon the funding of the borrower loan #75308, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $115.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,562 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diversification-kingdom |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2012)
|
Principal balance:
| $4,161.25 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to..pay off credit cards etc.. and take a little vacation.
My financial situation:
I am a good candidate for this loan because...my credit score is even better than it was when i took out the original loan with prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
btim40 | $25.00 | 9/25/2012 9:01:10 AM |
Taxman44 | $25.00 | 9/25/2012 9:01:43 AM |
excellent-funds649 | $50.00 | 9/25/2012 9:01:35 AM |
shawndw | $25.00 | 9/25/2012 9:01:58 AM |
paytonbrigadier | $250.00 | 9/25/2012 9:02:15 AM |
sturdy-fairness0 | $100.00 | 9/25/2012 9:01:21 AM |
worth-blanket2 | $4,500.00 | 9/25/2012 9:01:35 AM |
Asgardian | $25.00 | 9/25/2012 9:01:49 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
644436
This series of Notes was issued and sold upon the funding of the borrower loan #74910, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $103.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 10% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 11y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,040 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| glimmering-kindness289 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
new house
Purpose of loan:
This loan will be used to...
closing cost on a new house.
My financial situation:
I am a good candidate for this loan because...
I have a good job and good credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
treasure-palace661 | $350.00 | 9/24/2012 5:07:18 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:03:38 PM |
income-triangulation1 | $25.00 | 9/24/2012 5:03:20 PM |
newest-currency-vibrato | $25.00 | 9/24/2012 5:12:12 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:06 PM |
imogen22 | $50.00 | 9/24/2012 5:08:47 PM |
gravbox | $25.00 | 9/24/2012 5:11:35 PM |
auction-sage | $100.00 | 9/24/2012 5:12:41 PM |
worth-blanket2 | $4,050.00 | 9/24/2012 5:12:55 PM |
wetlands | $200.00 | 9/24/2012 5:12:08 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
644440
This series of Notes was issued and sold upon the funding of the borrower loan #74871, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $332.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,148 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| brilliant-market9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: It is to help my brother catch up on mortgage payments as he is temporarily unemployed.
This loan will be used to... Help my brother bring his mortgage payments up to date.
My financial situation:
I am a good candidate for this loan because... although I owe money as you will see, I have always been able to pay everything on time. I am a good candidate because I am responsible and paying my bills in a timely manner is my first priority.
Monthly net income: $3790
Monthly expenses: $2729
Housing: $1200
Insurance: $0
Car expenses: $0
Utilities: $40
Phone, cable, internet: $89
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $1100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pragmatic-auction8 | $50.00 | 9/24/2012 9:00:58 AM |
Bank_Of_XL | $25.00 | 9/24/2012 9:02:58 AM |
worth-blanket2 | $10,800.00 | 9/24/2012 9:07:18 AM |
InChicago | $40.03 | 9/24/2012 9:04:37 AM |
decisive-income7 | $2,000.00 | 9/24/2012 9:01:32 AM |
income-triangulation1 | $25.00 | 9/24/2012 9:02:03 AM |
supreme-treasure8 | $100.00 | 9/24/2012 9:05:59 AM |
RGlad | $200.00 | 9/24/2012 9:06:18 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
644474
This series of Notes was issued and sold upon the funding of the borrower loan #75166, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,200.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 27.39% |
Borrower rate/APR:
| 28.39% / 32.33% |
Monthly payment:
| $91.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.14% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 5% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 14y 11m |
Amount delinquent:
| $533 |
Total credit lines:
| 40 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $488 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 45 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| fair-return02 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Future
Purpose of loan:
This loan will be used to...
Help with personal goals
My financial situation: improving
I am a good candidate for this loan because...I am goal oriented
Monthly net income: $4305
Monthly expenses: $3400
Housing: $1650
Insurance: $298
Car expenses: $0
Utilities: $200
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $325
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wise-felicity-blossom | $100.00 | 9/25/2012 9:05:50 AM |
enriching-dollar1 | $100.00 | 9/25/2012 9:07:01 AM |
paytonbrigadier | $250.00 | 9/25/2012 9:02:16 AM |
worth-blanket2 | $1,980.00 | 9/25/2012 9:07:39 AM |
musegaze | $50.00 | 9/25/2012 9:03:17 AM |
trade-boots1 | $100.00 | 9/25/2012 9:04:03 AM |
benevolent-loot5 | $200.00 | 9/25/2012 9:07:39 AM |
7 Investments
|
Borrower Payment Dependent Notes Series
644484
This series of Notes was issued and sold upon the funding of the borrower loan #75356, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $22,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 19.39% |
Borrower rate/APR:
| 20.39% / 22.85% |
Monthly payment:
| $587.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.05% | | |
| |
Estimated return*:
| 13.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,587 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| finance-concerto398 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dubbs360 | $500.00 | 9/24/2012 5:04:40 PM |
unforgettable-pound574 | $50.00 | 9/24/2012 5:06:31 PM |
durability-seahorse7 | $50.00 | 9/24/2012 5:03:27 PM |
urbane-income7 | $25.00 | 9/24/2012 5:03:11 PM |
social-aspen097 | $300.00 | 9/24/2012 5:03:18 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:06 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:19 PM |
trade-boots1 | $100.00 | 9/24/2012 5:05:10 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:03:49 PM |
transparency-sapling | $25.00 | 9/24/2012 5:06:13 PM |
worth-blanket2 | $19,800.00 | 9/24/2012 5:07:03 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
644494
This series of Notes was issued and sold upon the funding of the borrower loan #75024, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $277.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Engineer - Chemical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,082 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| wealth-trooper1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used as a down payment to a new home rental for my family.
My financial situation:
I am a good candidate for this loan because I have a stable job and steady income. I'm responsible and dependable person.
Monthly net income: $ 5400
Monthly expenses: $
Housing: $2000
Insurance: $0
Car expenses: $0
Utilities: $90
Phone, cable, internet: $130
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pragmatic-auction8 | $50.00 | 9/24/2012 9:00:58 AM |
worth-blanket2 | $9,000.00 | 9/24/2012 9:10:05 AM |
Bank_Of_XL | $25.00 | 9/24/2012 9:02:43 AM |
golffish2 | $25.00 | 9/24/2012 9:08:18 AM |
vutah | $35.00 | 9/24/2012 9:13:44 AM |
InChicago | $80.03 | 9/24/2012 9:00:44 AM |
RGlad | $300.00 | 9/24/2012 9:05:06 AM |
WalnutCreekguy | $50.00 | 9/24/2012 9:11:38 AM |
income-triangulation1 | $25.00 | 9/24/2012 9:04:16 AM |
supreme-treasure8 | $100.00 | 9/24/2012 9:05:59 AM |
LeReve | $344.97 | 9/24/2012 9:16:07 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
644500
This series of Notes was issued and sold upon the funding of the borrower loan #75063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.19% |
Borrower rate/APR:
| 31.19% / 33.94% |
Monthly payment:
| $132.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.80% | | |
| |
Estimated return*:
| 15.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 31% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,528 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| commerce-bull4 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3400
Monthly expenses: $
Housing: $621
Insurance: $263
Car expenses: $40
Utilities: $200
Phone, cable, internet: $179
Food, entertainment: $200
Clothing, household expenses
Credit cards and other loans: $440
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bewitching-dollar5 | $100.00 | 9/25/2012 5:01:01 PM |
power-chihuahua | $25.00 | 9/25/2012 5:13:04 PM |
cnovak | $25.00 | 9/25/2012 5:13:55 PM |
understanding-dollar67 | $25.00 | 9/25/2012 5:02:44 PM |
dmunySF | $50.00 | 9/25/2012 5:31:08 PM |
benevolent-loot5 | $200.00 | 9/25/2012 5:31:31 PM |
trade-boots1 | $100.00 | 9/25/2012 5:28:18 PM |
lean-trade178 | $25.00 | 9/25/2012 5:29:21 PM |
enriching-dollar1 | $100.00 | 9/25/2012 5:30:34 PM |
52digital | $75.00 | 9/25/2012 5:26:15 PM |
brainy-return234 | $25.00 | 9/25/2012 5:34:30 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:19 PM |
pdub | $250.00 | 9/25/2012 5:57:09 PM |
Dubbs360 | $500.00 | 9/25/2012 5:59:04 PM |
tolerant-responsibility051 | $1,999.60 | 9/25/2012 5:59:41 PM |
lowrater | $50.40 | 9/25/2012 5:01:22 PM |
income-triangulation1 | $25.00 | 9/25/2012 5:03:57 PM |
careful-vigilance4 | $25.00 | 9/25/2012 5:31:14 PM |
imogen22 | $50.00 | 9/25/2012 5:32:35 PM |
refresher211 | $25.00 | 9/25/2012 5:35:33 PM |
worldly-gold | $50.00 | 9/25/2012 5:43:16 PM |
adventurer447 | $300.00 | 9/25/2012 5:31:52 PM |
scoobiedoo | $25.00 | 9/25/2012 5:33:50 PM |
pierrelasvegas | $25.00 | 9/25/2012 5:34:46 PM |
Bob450 | $25.00 | 9/25/2012 5:57:11 PM |
versatile-dime442 | $250.00 | 9/25/2012 5:38:39 PM |
capital-renewal | $25.00 | 9/25/2012 5:39:25 PM |
nex | $25.00 | 9/25/2012 5:59:23 PM |
BankofRon_IRA | $100.00 | 9/25/2012 5:52:39 PM |
money-surge1 | $25.00 | 9/25/2012 5:56:34 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
644532
This series of Notes was issued and sold upon the funding of the borrower loan #75424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $243.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 28% |
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
16 | Length of status: | 2y 8m |
Amount delinquent:
| $1,546 |
Total credit lines:
| 55 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,920 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dayshablue1 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Other
Purpose of loan: To pay off medical bills and other bills
This loan will be used to...To pay off medical bills that I have incurred since I fell ill 2011. The last several years have been very trying I got divorced in March of 2009, laid off in August 2009...found a new job January 2010...fell ill March 2011 (minor stroke)..I have had setbacks from strain and stress over the past 1.5 years..I work for the company that supplies my insurance however, as employee we do not have copays and my deductible is $3600 a year. However, some of my treatments are out of network which cannot be changed and I have to meet that part of my deductible as well which is $6,000. I realize that all of us have issues but I would like to get back into good standing and to improve my credit to where it was before I fell ill.
My financial situation:
I am a good candidate for this loan because...I do my best to make sure all of my bills are paid on time, I actually like when the funds are automatically withdrawn from my account so this way it makes it easier for me to know exactly where and how much is being deducted from my account. At times I wish my financial situation was where it was before my divorce however, that was the past and I am making a better future for myself in doing what I can to get to where I have to be.
Monthly net income: $ 4,200
Monthly expenses: $3,678
Housing: $1,546
Insurance: $185
Car expenses: $200.
Utilities: $150
Phone, cable, internet: $100.
Food, entertainment: $150.
Clothing, household expenses: $200.
Credit cards and other loans: $831.
Other expenses: $316
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fascinating-generosity3 | $100.00 | 9/25/2012 9:00:51 AM |
credit-missile | $75.00 | 9/25/2012 9:02:09 AM |
trumpeter5 | $25.00 | 9/25/2012 9:01:22 AM |
Bob450 | $25.00 | 9/25/2012 9:01:28 AM |
Dusigrosz | $98.00 | 9/25/2012 9:01:41 AM |
MStax | $100.00 | 9/25/2012 9:02:20 AM |
thrilling-fund427 | $50.00 | 9/25/2012 9:04:39 AM |
orchestra960 | $136.00 | 9/25/2012 9:05:09 AM |
supreme-treasure8 | $100.00 | 9/25/2012 9:05:31 AM |
real-return2 | $25.00 | 9/25/2012 9:05:36 AM |
Dusigrosz | $341.00 | 9/25/2012 9:00:50 AM |
handy-justice | $50.00 | 9/25/2012 9:02:14 AM |
paytonbrigadier | $250.00 | 9/25/2012 9:02:16 AM |
fantastic-contract1 | $300.00 | 9/25/2012 9:00:51 AM |
phenomenal-rate1 | $500.00 | 9/25/2012 9:03:05 AM |
NekHoldings | $25.00 | 9/25/2012 9:03:45 AM |
networks4ever | $25.00 | 9/25/2012 9:05:16 AM |
RGlad | $150.00 | 9/25/2012 9:05:45 AM |
MoneyForNothing | $70.35 | 9/25/2012 9:05:25 AM |
unforgettable-wealth4 | $32.00 | 9/25/2012 9:06:26 AM |
worth-blanket2 | $6,659.00 | 9/25/2012 9:06:31 AM |
school-loan-gambler | $500.00 | 9/25/2012 9:00:51 AM |
frantic-retirement | $100.00 | 9/25/2012 9:00:52 AM |
worldly-gold | $50.00 | 9/25/2012 9:01:30 AM |
corporatejim | $33.31 | 9/25/2012 9:03:03 AM |
musegaze | $50.00 | 9/25/2012 9:03:17 AM |
trade-boots1 | $100.00 | 9/25/2012 9:03:51 AM |
diplomatic-wealth7 | $25.00 | 9/25/2012 9:04:06 AM |
vutah | $45.00 | 9/25/2012 9:06:17 AM |
29 Investments
|
Borrower Payment Dependent Notes Series
644544
This series of Notes was issued and sold upon the funding of the borrower loan #75245, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,972 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-sitar3 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan:
This loan will be used to...wedding daughter
My financial situation: good
I am a good candidate for this loan because...hard worker very serious with expenses and my one only daughter.
Monthly net income: $2998
Monthly expense300.00 groceries
Housing: $1178.00
Insurance: $6000
Car expenses: $40.00 per wk .gas
Utilities: $178.00
Phone, cable, internet: $85.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-triangulation1 | $25.00 | 9/24/2012 5:02:40 PM |
refresher211 | $25.00 | 9/24/2012 5:11:56 PM |
duty-viola | $35.00 | 9/24/2012 5:49:51 PM |
generous-deal6 | $25.00 | 9/24/2012 5:57:27 PM |
buffalobills | $25.00 | 9/24/2012 6:47:37 PM |
SolarMoonshine | $25.00 | 9/24/2012 6:48:20 PM |
scoobiedoo | $40.02 | 9/24/2012 5:57:33 PM |
mindful-generosity1 | $50.00 | 9/24/2012 6:01:30 PM |
WinterUSMC | $46.00 | 9/25/2012 12:56:08 AM |
wishihadmore | $25.00 | 9/24/2012 7:34:57 PM |
reflective-rupee | $25.00 | 9/24/2012 7:54:01 PM |
daekpon | $75.00 | 9/24/2012 7:57:43 PM |
bold-pound-statuette | $150.00 | 9/24/2012 8:05:23 PM |
sensational-worth7 | $100.00 | 9/24/2012 8:28:38 PM |
greencat | $50.00 | 9/25/2012 7:15:39 AM |
responsibility-butterfly | $25.00 | 9/25/2012 8:30:33 AM |
melodious-openness | $200.00 | 9/25/2012 4:43:17 AM |
historic-nickel | $25.00 | 9/25/2012 8:56:48 AM |
Bob450 | $25.00 | 9/25/2012 9:00:56 AM |
loyalist1 | $100.00 | 9/25/2012 8:38:45 AM |
deal-banker | $25.00 | 9/25/2012 8:56:47 AM |
bewitching-dollar5 | $100.00 | 9/25/2012 9:55:20 AM |
green-high-five7 | $25.00 | 9/25/2012 9:41:31 AM |
transformer855 | $25.00 | 9/25/2012 10:02:54 AM |
SOP_Bank | $25.00 | 9/25/2012 10:04:33 AM |
sharp-return7 | $25.69 | 9/25/2012 12:12:57 PM |
bold-wampum-compadre | $50.00 | 9/25/2012 1:19:36 PM |
kain11286 | $50.00 | 9/25/2012 1:55:27 PM |
market-pudding | $25.00 | 9/25/2012 2:32:40 PM |
Astyanax | $25.00 | 9/25/2012 11:27:06 AM |
pierrelasvegas | $25.00 | 9/25/2012 11:58:14 AM |
CO_Engineer | $40.00 | 9/25/2012 12:05:08 PM |
mammalian4 | $25.00 | 9/25/2012 2:50:04 PM |
stock106 | $13.28 | 9/25/2012 3:13:52 PM |
radiant-wealth0 | $50.00 | 9/25/2012 12:43:06 PM |
dinero-launcher | $40.00 | 9/25/2012 12:45:35 PM |
PrimeFunding | $25.00 | 9/24/2012 5:13:50 PM |
newest-currency-vibrato | $25.00 | 9/24/2012 5:11:30 PM |
majestic-note6 | $150.00 | 9/24/2012 5:14:53 PM |
calamango | $50.00 | 9/24/2012 5:38:21 PM |
let_me_retire | $50.00 | 9/24/2012 6:22:35 PM |
Silver_Rupee | $25.01 | 9/24/2012 6:26:53 PM |
blue-order-comet | $25.00 | 9/24/2012 6:37:29 PM |
money-baron | $100.00 | 9/24/2012 6:39:41 PM |
enriched-return057 | $50.00 | 9/25/2012 6:07:31 AM |
l2fp | $25.00 | 9/24/2012 8:22:09 PM |
bold-gold-relaxation | $200.00 | 9/24/2012 8:27:30 PM |
Index_Plus | $1,250.00 | 9/25/2012 8:25:40 AM |
order-supernova6 | $50.00 | 9/25/2012 8:41:52 AM |
BigBag | $25.00 | 9/25/2012 5:42:30 AM |
first-serene-credit | $25.00 | 9/25/2012 8:41:21 AM |
Requiem | $25.00 | 9/25/2012 9:19:22 AM |
RGlad | $100.00 | 9/25/2012 9:11:13 AM |
enchanted-note | $25.00 | 9/25/2012 9:29:35 AM |
RJN | $35.00 | 9/25/2012 9:49:42 AM |
SeaSkyGuy71 | $25.00 | 9/25/2012 10:54:15 AM |
skillful-justice879 | $25.00 | 9/25/2012 10:43:20 AM |
julijask | $25.00 | 9/25/2012 1:46:25 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
644548
This series of Notes was issued and sold upon the funding of the borrower loan #75211, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $176.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,626 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| investment-gourd0 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 9/24/2012 5:05:21 PM |
scholarly-order6 | $75.00 | 9/24/2012 5:09:54 PM |
income-triangulation1 | $25.00 | 9/24/2012 5:02:50 PM |
supreme-treasure8 | $100.00 | 9/24/2012 5:10:33 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:43 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:07 PM |
decisive-income7 | $2,500.00 | 9/24/2012 5:05:26 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:20 PM |
Plow_n_Sow | $25.00 | 9/24/2012 5:07:25 PM |
worth-blanket2 | $5,400.00 | 9/24/2012 5:11:47 PM |
Beld | $50.00 | 9/24/2012 5:04:00 PM |
commerce-venture1 | $25.00 | 9/24/2012 5:06:15 PM |
lowrater | $50.40 | 9/24/2012 5:06:36 PM |
vutah | $35.00 | 9/24/2012 5:10:30 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
644552
This series of Notes was issued and sold upon the funding of the borrower loan #75320, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $369.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 5y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,380 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| NewTek |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2011)
520-539
(Oct-2006)
540-559
(Aug-2006)
|
Principal balance:
| $8,615.81 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan:
I desire to consolidate smaller bills incurred during a home restoration project, which cost more than initially estimated. Now that the project has been completed successfully, I would like to conveniently consolidate loans and focus on paying off one lending source.
How the funds will be used:
I will use the funds through Prosper to pay off several smaller debts. Overall, I will save $322 per month, while paying approximately 6% less interest.
My financial situation:
I have been in the same industry (technology) for 22 years, and have been with the same employer for over five years. I have a sizable 401K, a solid savings plan, and am very capable of taking on this loan and paying it off without issue.
I am a good candidate for this loan because:
I am financially sound, gainfully employed, and have a proven track record of paying my obligations on time. I specifically want to add that I have used Prosper in the past and have never missed a single payment. I will extend that same level of committment to you, and will treat your investment in me with the utmost respect.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.11 | 9/25/2012 5:06:20 PM |
income-triangulation1 | $25.00 | 9/25/2012 5:06:10 PM |
excellent-funds649 | $50.00 | 9/25/2012 5:27:48 PM |
dollar-idol7 | $50.00 | 9/25/2012 5:22:11 PM |
imogen22 | $50.00 | 9/25/2012 5:31:45 PM |
ready-justice7 | $50.00 | 9/25/2012 5:27:42 PM |
mindful-generosity1 | $50.00 | 9/25/2012 5:24:46 PM |
compoundinterest | $25.00 | 9/25/2012 5:31:34 PM |
repayment-pagoda8 | $100.00 | 9/25/2012 5:29:40 PM |
tenacious-affluence | $25.00 | 9/25/2012 5:34:08 PM |
worth-blanket2 | $14,400.00 | 9/25/2012 5:07:55 PM |
social-attraction463 | $25.00 | 9/25/2012 5:06:41 PM |
best-bonafide-p2p | $50.00 | 9/25/2012 5:10:07 PM |
phenomenal-rate1 | $500.00 | 9/25/2012 5:26:21 PM |
CreditBuilder2 | $25.01 | 9/25/2012 5:28:10 PM |
palm864 | $25.00 | 9/25/2012 5:17:20 PM |
Castellan | $50.00 | 9/25/2012 5:21:14 PM |
bold-wampum-compadre | $50.00 | 9/25/2012 5:10:56 PM |
bazaar-tulip | $25.00 | 9/25/2012 5:31:25 PM |
LoanerPrincipal | $25.00 | 9/25/2012 5:28:25 PM |
capital-blueberry | $9.88 | 9/25/2012 5:35:16 PM |
community-burrito9 | $65.00 | 9/25/2012 5:25:53 PM |
adventurer447 | $300.00 | 9/25/2012 5:31:52 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
644560
This series of Notes was issued and sold upon the funding of the borrower loan #75012, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $378.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 8% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 15y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| glimmering-dough7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: payoff high interest credit card
This loan will be used to...
My financial situation: good shape
I am a good candidate for this loan because... never been late on any bills, good employment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $100.00 | 9/25/2012 11:00:08 AM |
commerce-gargantuan2 | $50.00 | 9/25/2012 9:07:37 AM |
excellent-funds649 | $50.00 | 9/25/2012 9:01:36 AM |
j2ee | $50.00 | 9/25/2012 9:03:21 AM |
octoberfresh | $25.00 | 9/25/2012 9:22:42 AM |
velocityasaurus-rex4 | $100.00 | 9/25/2012 9:24:51 AM |
obduro_1 | $25.00 | 9/25/2012 9:11:52 AM |
loot-baton | $25.00 | 9/25/2012 9:31:35 AM |
windguy | $50.00 | 9/25/2012 9:16:27 AM |
compassion-twister2 | $50.00 | 9/25/2012 9:12:52 AM |
kevin314 | $25.00 | 9/25/2012 9:50:18 AM |
brainy-credit1 | $40.00 | 9/25/2012 10:04:54 AM |
Aimvest | $25.00 | 9/25/2012 9:52:03 AM |
tenacious-affluence | $25.00 | 9/25/2012 10:17:34 AM |
fragonardlives | $25.00 | 9/25/2012 9:59:38 AM |
EnglishGeekInNYC | $25.00 | 9/25/2012 9:59:54 AM |
kfrench | $75.00 | 9/25/2012 10:39:34 AM |
kenji4861 | $25.00 | 9/25/2012 10:05:51 AM |
cerebral-dollar773 | $25.00 | 9/25/2012 11:31:35 AM |
BlessedEveryDay | $25.00 | 9/25/2012 3:49:27 PM |
blue-useful-auction | $25.00 | 9/25/2012 12:31:15 PM |
HikeMoab | $25.00 | 9/25/2012 4:02:49 PM |
jcech | $25.00 | 9/25/2012 4:54:36 PM |
Slapshot | $50.00 | 9/25/2012 2:42:48 PM |
TryingToHelpUsBoth | $25.00 | 9/25/2012 4:21:33 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:17 PM |
daw1878 | $50.00 | 9/25/2012 5:37:12 PM |
pdub | $500.00 | 9/25/2012 5:56:12 PM |
vivacious-truth3 | $25.00 | 9/25/2012 6:34:49 PM |
cablenews | $100.00 | 9/25/2012 6:11:39 PM |
neighborly-hope6 | $66.00 | 9/25/2012 6:16:43 PM |
hitsman | $50.00 | 9/25/2012 6:22:36 PM |
BaxterEvil | $25.00 | 9/25/2012 8:07:54 PM |
unassailable-funds754 | $25.00 | 9/25/2012 6:43:25 PM |
Lendomatic | $25.00 | 9/25/2012 10:15:56 PM |
ninjazx10rida | $50.00 | 9/25/2012 6:58:41 PM |
bazaar-elm | $37.47 | 9/25/2012 8:58:05 PM |
versatile-integrity8 | $26.33 | 9/26/2012 4:57:49 AM |
california111 | $100.00 | 9/25/2012 10:54:47 PM |
sharp-platinum326 | $25.00 | 9/25/2012 8:58:01 PM |
CFOGO | $25.00 | 9/26/2012 7:20:50 AM |
TigerForce | $25.00 | 9/26/2012 4:09:22 AM |
agalt | $75.00 | 9/26/2012 7:50:13 AM |
loot-cannon764 | $50.00 | 9/25/2012 11:10:19 PM |
AKVG_Lending | $25.00 | 9/26/2012 8:04:29 AM |
wise-interest-wildebeest | $25.00 | 9/26/2012 5:16:44 AM |
Golfmoney | $100.00 | 9/26/2012 5:18:19 AM |
mcilwaaj12 | $104.34 | 9/26/2012 5:38:52 AM |
point-doughnut | $35.27 | 9/26/2012 4:59:46 AM |
crw1950 | $53.00 | 9/26/2012 5:07:01 AM |
CivlDX | $36.51 | 9/26/2012 6:04:02 AM |
YampaQuant | $25.00 | 9/26/2012 7:23:10 AM |
direct-asset | $25.00 | 9/26/2012 7:27:36 AM |
spoolin18t | $100.00 | 9/26/2012 7:16:53 AM |
Castelj | $30.00 | 9/26/2012 7:23:00 AM |
RiderIRA | $318.54 | 9/26/2012 7:38:59 AM |
proper-exchange8 | $200.00 | 9/26/2012 7:49:11 AM |
unafraid-loan5 | $25.00 | 9/26/2012 7:53:28 AM |
Kyjamune | $25.00 | 9/25/2012 9:08:42 AM |
Taxman44 | $25.00 | 9/25/2012 9:01:44 AM |
repayment-pagoda8 | $100.00 | 9/25/2012 9:06:34 AM |
Phryne | $50.00 | 9/25/2012 9:05:33 AM |
imogen22 | $50.00 | 9/25/2012 9:08:03 AM |
green28 | $50.00 | 9/25/2012 9:30:57 AM |
oskizzle | $25.00 | 9/25/2012 9:14:39 AM |
bazaar-tulip | $25.00 | 9/25/2012 9:32:57 AM |
auction-sage | $100.00 | 9/25/2012 9:13:28 AM |
spartacusiam | $25.00 | 9/25/2012 9:15:20 AM |
adventurer447 | $300.00 | 9/25/2012 9:25:12 AM |
mindful-generosity1 | $50.00 | 9/25/2012 9:32:26 AM |
compoundinterest | $25.00 | 9/25/2012 10:00:51 AM |
generous-deal6 | $25.00 | 9/25/2012 10:01:48 AM |
NJournalist | $25.00 | 9/25/2012 9:58:24 AM |
ingenious-deal6 | $25.00 | 9/25/2012 10:13:05 AM |
lionheart722 | $100.00 | 9/25/2012 10:21:26 AM |
Ripsaw4U | $50.00 | 9/25/2012 10:34:07 AM |
houli123 | $50.00 | 9/25/2012 12:08:10 PM |
market-maximizer472 | $100.00 | 9/25/2012 2:36:12 PM |
Bank_Of_XL | $25.00 | 9/25/2012 2:09:22 PM |
blot44 | $25.00 | 9/25/2012 2:53:50 PM |
tender-wealth0 | $25.00 | 9/25/2012 3:54:35 PM |
bankojerry | $25.00 | 9/25/2012 4:25:34 PM |
Dakota98 | $25.00 | 9/25/2012 4:48:21 PM |
shrewd-dedication2 | $100.00 | 9/25/2012 5:23:54 PM |
GTFreeFlyer | $25.00 | 9/25/2012 5:24:26 PM |
Castellan | $50.00 | 9/25/2012 5:20:49 PM |
prudent-dough458 | $25.00 | 9/25/2012 5:35:50 PM |
gjm6d | $25.00 | 9/25/2012 5:32:37 PM |
feiandasun | $25.00 | 9/25/2012 5:50:42 PM |
logical-reward8 | $25.00 | 9/25/2012 5:50:12 PM |
flopcat | $50.00 | 9/25/2012 6:00:20 PM |
Dubbs360 | $500.00 | 9/25/2012 5:59:00 PM |
rupee-prairie | $30.00 | 9/25/2012 6:25:17 PM |
Robin_Hood | $50.00 | 9/25/2012 6:44:23 PM |
adelaide-moira | $25.00 | 9/25/2012 7:25:05 PM |
MI2 | $5,000.00 | 9/25/2012 6:22:06 PM |
azazle | $50.00 | 9/25/2012 6:42:01 PM |
villagecoconut | $25.00 | 9/26/2012 2:35:50 AM |
Zur-neu-gekronten-Hoffnung | $25.00 | 9/26/2012 2:57:10 AM |
Tighternbarkonatree | $25.00 | 9/26/2012 3:52:11 AM |
plato22 | $25.00 | 9/26/2012 4:59:35 AM |
gogrannygo | $25.00 | 9/26/2012 5:17:09 AM |
Mindful7 | $25.00 | 9/26/2012 5:39:57 AM |
Boba1964 | $25.00 | 9/26/2012 6:25:14 AM |
trade-surge3 | $25.00 | 9/26/2012 6:43:52 AM |
investment-comet | $25.00 | 9/26/2012 7:10:46 AM |
invest-in-ed | $100.00 | 9/26/2012 4:40:23 AM |
mclapperton | $300.00 | 9/26/2012 6:14:40 AM |
dough-kitten5 | $50.00 | 9/26/2012 3:33:58 AM |
Leshan | $50.00 | 9/26/2012 7:16:45 AM |
loan-lionheart6 | $25.00 | 9/26/2012 7:16:58 AM |
filovirus | $25.00 | 9/26/2012 6:23:13 AM |
Lubava | $25.00 | 9/26/2012 7:30:30 AM |
bfn311 | $25.00 | 9/26/2012 6:31:56 AM |
orange-dynamic-euro | $25.00 | 9/26/2012 6:48:10 AM |
Brisket_Bob | $25.00 | 9/26/2012 7:04:08 AM |
transparency-gondola5 | $25.00 | 9/26/2012 8:09:49 AM |
vinyl969 | $27.63 | 9/26/2012 7:23:08 AM |
moola-man | $25.00 | 9/26/2012 7:42:59 AM |
deal-financier5 | $25.00 | 9/26/2012 7:43:21 AM |
dreamhope | $25.00 | 9/26/2012 7:49:02 AM |
yield-seeker | $25.00 | 9/26/2012 8:01:42 AM |
HereToHelp305 | $75.00 | 9/26/2012 8:08:15 AM |
yamahaRider | $169.91 | 9/26/2012 8:11:21 AM |
124 Investments
|
Borrower Payment Dependent Notes Series
644580
This series of Notes was issued and sold upon the funding of the borrower loan #75274, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $218.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 15% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 8 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 3m |
Amount delinquent:
| $1,068 |
Total credit lines:
| 26 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $724 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| friendly-generosity216 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 1
( 11% )
| 760-779
(Nov-2011)
|
Principal balance:
| $4,374.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to..payoff all my debt and have one monthly payment other than my mortgage.
My financial situation:
I am a good candidate for this loan because...I have borrowed through investors with Prosper and show responsibility and I am trustworthy with repaying my debt owed.
Monthly net income: $2500
Monthly expenses: $300
Housing: $533.89
Insurance: $122.89
Car expenses: $300.00
Utilities: $400
Phone, cable, internet: $250
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $
Life Insurance: $64.25
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
phenomenal-rate1 | $500.00 | 9/24/2012 5:03:50 PM |
social-aspen097 | $144.00 | 9/24/2012 5:03:18 PM |
urbane-income7 | $25.00 | 9/24/2012 5:03:11 PM |
worth-blanket2 | $7,650.00 | 9/24/2012 5:04:58 PM |
durability-seahorse7 | $50.00 | 9/24/2012 5:03:28 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:07 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
644612
This series of Notes was issued and sold upon the funding of the borrower loan #75251, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 25% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 6y 8m |
Amount delinquent:
| $163 |
Total credit lines:
| 28 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $524 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| consummate-rate0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off credit cards
My financial situation:
I am a good candidate for this loan because... i am a good payer - just had a short sale against me which brings down my credit scores
Monthly net income: $ 4000
Monthly expenses: $0
Housing: $0
Insurance: $100
Car expenses: $300
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $100
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
paytonbrigadier | $250.00 | 9/25/2012 9:02:17 AM |
pierrelasvegas | $25.00 | 9/25/2012 9:11:30 AM |
trade-boots1 | $100.00 | 9/25/2012 9:04:03 AM |
wise-felicity-blossom | $92.00 | 9/25/2012 9:05:50 AM |
RGlad | $100.00 | 9/25/2012 9:10:56 AM |
enriching-dollar1 | $100.00 | 9/25/2012 9:07:01 AM |
benevolent-loot5 | $200.00 | 9/25/2012 9:07:39 AM |
CA-Lender | $25.00 | 9/25/2012 9:12:01 AM |
market-pudding | $25.00 | 9/25/2012 9:38:12 AM |
DSFinancial | $25.00 | 9/25/2012 9:23:39 AM |
tolerant-responsibility051 | $1,932.98 | 9/25/2012 9:41:54 AM |
finance-prescription | $100.00 | 9/25/2012 9:16:44 AM |
foxtrot12 | $75.00 | 9/25/2012 9:25:53 AM |
cp-family | $50.00 | 9/25/2012 9:27:06 AM |
adventurer447 | $300.00 | 9/25/2012 9:25:12 AM |
life-is-great | $25.00 | 9/25/2012 9:31:03 AM |
52digital | $75.00 | 9/25/2012 9:32:32 AM |
dedicated-transaction796 | $25.00 | 9/25/2012 9:27:41 AM |
Sunbase | $25.00 | 9/25/2012 9:34:23 AM |
mikbos | $25.00 | 9/25/2012 9:41:18 AM |
113121 | $25.00 | 9/25/2012 9:23:02 AM |
worldly-gold | $50.00 | 9/25/2012 9:01:30 AM |
ITExec | $100.00 | 9/25/2012 9:25:31 AM |
versatile-dime442 | $250.00 | 9/25/2012 9:14:50 AM |
deal-galleon | $25.00 | 9/25/2012 9:24:08 AM |
gotjack-IRA | $25.02 | 9/25/2012 9:37:38 AM |
GRBMALA | $25.00 | 9/25/2012 9:41:34 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
644618
This series of Notes was issued and sold upon the funding of the borrower loan #75349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $299.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,474 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mighty-leverage5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because...I have been with the company that I currently work for for 9 years. I pay my bills on time and consider myself to be a responsible person.
Monthly net income: $2261.49
Monthly expenses: $240.00
Housing: $1283.55
Insurance: $551.00
Car expenses: $400.00
Utilities: $
Phone, cable, internet: $165.00
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $310.00
Other expenses: 620.00 Son's Rent Payment
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cattlebaron | $25.00 | 9/25/2012 9:09:38 AM |
hope-eagle6 | $25.00 | 9/25/2012 9:09:54 AM |
versatile-dime442 | $250.00 | 9/25/2012 9:14:19 AM |
dukeiyer | $25.00 | 9/25/2012 9:14:26 AM |
commerce-venture1 | $25.00 | 9/25/2012 9:01:54 AM |
phenomenal-rate1 | $500.00 | 9/25/2012 9:02:45 AM |
LeReve | $500.00 | 9/25/2012 9:17:25 AM |
Bob450 | $30.00 | 9/25/2012 9:03:35 AM |
unassassinable | $25.00 | 9/25/2012 9:23:49 AM |
dalejr410 | $25.00 | 9/25/2012 9:29:40 AM |
Rusheen_Capital_Partners | $238.00 | 9/25/2012 9:30:59 AM |
mindful-generosity1 | $50.00 | 9/25/2012 9:32:27 AM |
bob450-roth | $25.00 | 9/25/2012 9:10:14 AM |
1stPlace | $50.00 | 9/25/2012 9:10:57 AM |
justreturns | $25.00 | 9/25/2012 9:37:21 AM |
the-auction-bear | $25.00 | 9/25/2012 9:20:16 AM |
adventurer447 | $300.00 | 9/25/2012 9:25:13 AM |
transparency-sapling | $25.00 | 9/25/2012 9:18:20 AM |
mdrichards | $25.00 | 9/25/2012 9:27:49 AM |
bazaar-tulip | $25.00 | 9/25/2012 9:32:57 AM |
magical-credit523 | $25.00 | 9/25/2012 9:53:20 AM |
Cai8899 | $25.00 | 9/25/2012 9:34:05 AM |
skillful-justice879 | $25.00 | 9/25/2012 9:39:22 AM |
no_agenda_lender | $25.00 | 9/25/2012 9:35:54 AM |
money-genome84 | $250.00 | 9/25/2012 9:42:02 AM |
samo102us | $25.00 | 9/25/2012 10:12:38 AM |
bold-payment-guard | $38.00 | 9/25/2012 9:57:38 AM |
bewitching-dollar5 | $100.00 | 9/25/2012 9:55:21 AM |
bid-czar8 | $100.00 | 9/25/2012 10:21:24 AM |
MyPFBlog | $25.00 | 9/25/2012 10:02:40 AM |
sfmdg | $25.00 | 9/25/2012 9:59:45 AM |
value-wind0 | $25.00 | 9/25/2012 10:29:21 AM |
urbane-income7 | $25.00 | 9/25/2012 10:30:05 AM |
poeman | $25.00 | 9/25/2012 10:13:45 AM |
vestratech | $25.00 | 9/25/2012 10:05:37 AM |
zebra7 | $64.00 | 9/25/2012 10:42:54 AM |
platinum-attraction | $25.00 | 9/25/2012 10:15:39 AM |
supersdf | $25.00 | 9/25/2012 10:15:59 AM |
peaceful-justice3 | $25.00 | 9/25/2012 10:48:50 AM |
kenji4861 | $25.00 | 9/25/2012 10:49:31 AM |
Stair-Step-Refi | $27.00 | 9/25/2012 10:51:16 AM |
LoanerPrincipal | $25.00 | 9/25/2012 10:58:37 AM |
EL_Papin | $25.00 | 9/25/2012 11:03:08 AM |
tech310 | $50.00 | 9/25/2012 10:21:44 AM |
lendacity | $25.00 | 9/25/2012 10:11:25 AM |
gulch | $25.00 | 9/25/2012 10:11:57 AM |
social-tostada9 | $50.00 | 9/25/2012 11:51:00 AM |
euro-watcher7 | $25.00 | 9/25/2012 10:31:41 AM |
Rebelrick9 | $25.00 | 9/25/2012 12:28:35 PM |
husley | $25.00 | 9/25/2012 12:45:40 PM |
RetiredATC | $47.00 | 9/25/2012 10:22:07 AM |
cbfresh | $31.79 | 9/25/2012 10:44:38 AM |
excellent-funds649 | $130.00 | 9/25/2012 10:24:25 AM |
oreyedoc | $50.00 | 9/25/2012 10:47:13 AM |
hotwired | $50.00 | 9/25/2012 10:49:42 AM |
Duanep01 | $25.00 | 9/25/2012 10:29:49 AM |
elegant-income3 | $50.00 | 9/25/2012 10:31:35 AM |
peaceful-greenback719 | $25.00 | 9/25/2012 11:06:01 AM |
wwwUniversal | $25.00 | 9/25/2012 10:32:56 AM |
newest-peace-surgeon | $51.00 | 9/25/2012 10:35:12 AM |
diversification-spectacle | $25.00 | 9/25/2012 10:38:40 AM |
ddamenace | $50.00 | 9/25/2012 11:48:05 AM |
upright-silver | $25.00 | 9/25/2012 10:43:47 AM |
toblerone | $25.00 | 9/25/2012 10:50:23 AM |
Astyanax | $40.00 | 9/25/2012 11:23:04 AM |
Flreap | $25.00 | 9/25/2012 11:36:13 AM |
113121 | $25.00 | 9/25/2012 9:24:39 AM |
PrimeFunding | $25.00 | 9/25/2012 9:44:55 AM |
income-triangulation1 | $25.00 | 9/25/2012 9:02:27 AM |
Taxman44 | $25.00 | 9/25/2012 9:01:44 AM |
superb-funds335 | $25.00 | 9/25/2012 9:05:05 AM |
RGlad | $300.00 | 9/25/2012 9:06:52 AM |
orange-liberty-oyster | $100.00 | 9/25/2012 9:07:46 AM |
imogen22 | $50.00 | 9/25/2012 9:08:12 AM |
reflective-cash0 | $34.00 | 9/25/2012 9:29:12 AM |
vutah | $45.00 | 9/25/2012 9:06:37 AM |
tranquil-note5 | $50.00 | 9/25/2012 9:08:06 AM |
balance-bandit0 | $25.00 | 9/25/2012 9:34:20 AM |
windguy | $50.00 | 9/25/2012 9:16:51 AM |
intuitive-benefit3 | $100.00 | 9/25/2012 9:39:20 AM |
mercuriant | $25.00 | 9/25/2012 9:41:41 AM |
rescue | $100.00 | 9/25/2012 9:28:25 AM |
friendly-gold | $25.00 | 9/25/2012 9:46:49 AM |
CPAMAN | $25.00 | 9/25/2012 9:28:49 AM |
wildanne | $50.00 | 9/25/2012 9:31:17 AM |
payout-runner | $25.00 | 9/25/2012 9:26:08 AM |
flexible-return297 | $25.00 | 9/25/2012 9:52:07 AM |
paladin847 | $70.00 | 9/25/2012 9:27:17 AM |
mikrolown | $25.00 | 9/25/2012 9:53:25 AM |
benevolent-marketplace4 | $2,500.00 | 9/25/2012 9:30:46 AM |
Auburnmist | $25.00 | 9/25/2012 9:36:17 AM |
sr47567 | $25.00 | 9/25/2012 9:55:33 AM |
money-bauble | $100.00 | 9/25/2012 9:33:00 AM |
green-high-five7 | $25.00 | 9/25/2012 9:34:15 AM |
revenue-tamer3 | $25.00 | 9/25/2012 10:04:17 AM |
the-profit-oracle | $25.00 | 9/25/2012 9:40:45 AM |
generous-aloha2 | $25.00 | 9/25/2012 10:05:57 AM |
gotjack-IRA | $25.02 | 9/25/2012 9:42:23 AM |
Aimvest | $25.00 | 9/25/2012 9:52:04 AM |
InvestorPartners | $25.00 | 9/25/2012 10:09:02 AM |
alexander-hamilton | $74.00 | 9/25/2012 10:09:41 AM |
Taz-Man-IIWIS | $25.00 | 9/25/2012 9:55:46 AM |
listing-vista | $50.00 | 9/25/2012 10:00:23 AM |
tenacious-affluence | $25.00 | 9/25/2012 10:17:34 AM |
useful-p2ploan | $25.00 | 9/25/2012 10:17:58 AM |
Colorado2006 | $25.00 | 9/25/2012 10:24:03 AM |
Washington_Loan | $25.00 | 9/25/2012 10:27:17 AM |
jamiee73 | $25.00 | 9/25/2012 10:05:23 AM |
integrity-reactor4 | $100.00 | 9/25/2012 10:05:55 AM |
auction-fanatic8 | $25.00 | 9/25/2012 10:01:16 AM |
principal-kung-fu | $25.00 | 9/25/2012 10:30:23 AM |
hard-working-rate3 | $25.00 | 9/25/2012 10:31:33 AM |
networks4ever | $25.00 | 9/25/2012 10:33:32 AM |
the-dollar-topper | $150.00 | 9/25/2012 10:08:47 AM |
durability-ace9 | $30.00 | 9/25/2012 10:03:12 AM |
bazaar-festivity | $25.00 | 9/25/2012 10:11:37 AM |
EtaDuck | $25.00 | 9/25/2012 10:13:47 AM |
Huck007 | $25.00 | 9/25/2012 10:07:12 AM |
cash-mad-scientist3 | $25.00 | 9/25/2012 10:17:23 AM |
Headhunter14 | $30.00 | 9/25/2012 11:16:47 AM |
dominickf | $50.00 | 9/25/2012 10:28:36 AM |
durability-seahorse7 | $50.00 | 9/25/2012 10:13:40 AM |
authentic-liberty7 | $25.00 | 9/25/2012 10:32:21 AM |
EnglishGeekInNYC | $50.00 | 9/25/2012 10:34:22 AM |
HamachiMan | $50.00 | 9/25/2012 10:34:29 AM |
fcukciti | $35.00 | 9/25/2012 10:35:45 AM |
exact-p2p2 | $25.00 | 9/25/2012 10:36:41 AM |
marwadi-62 | $600.00 | 9/25/2012 10:36:44 AM |
impressive-loan | $100.00 | 9/25/2012 10:18:55 AM |
dinero-launcher | $50.00 | 9/25/2012 12:44:53 PM |
irrelevant | $50.00 | 9/25/2012 1:05:09 PM |
Banker7371 | $25.00 | 9/25/2012 10:42:56 AM |
Sagamore | $200.00 | 9/25/2012 10:46:48 AM |
the-enthralling-coin | $25.00 | 9/25/2012 10:49:59 AM |
penny-surgeon | $25.00 | 9/25/2012 10:32:48 AM |
pound-brilliance | $50.00 | 9/25/2012 10:41:16 AM |
CO_Engineer | $30.00 | 9/25/2012 11:52:09 AM |
haplender | $50.00 | 9/25/2012 10:43:20 AM |
forthright-trade | $35.00 | 9/25/2012 11:59:19 AM |
SeaSkyGuy71 | $25.00 | 9/25/2012 10:51:13 AM |
loot-knickers5 | $250.00 | 9/25/2012 12:39:41 PM |
azazle | $50.00 | 9/25/2012 12:57:17 PM |
thedoctor | $50.00 | 9/25/2012 11:07:49 AM |
return-enthusiast1 | $50.00 | 9/25/2012 1:04:04 PM |
diplomatic-wealth7 | $50.00 | 9/25/2012 11:11:38 AM |
new-transparent-bazaar | $25.00 | 9/25/2012 11:51:19 AM |
146 Investments
|
Borrower Payment Dependent Notes Series
644626
This series of Notes was issued and sold upon the funding of the borrower loan #75421, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Sep-24-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 6.35% |
Borrower rate/APR:
| 7.35% / 11.07% |
Monthly payment:
| $173.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.34% | | |
| |
Estimated return*:
| 4.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 30% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 24y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,273 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| listing-orb |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cosmetic Procedures
Purpose of loan:
This loan will be used to...
treat my skin from damages cause by the sun and the environment by doing a chemical peel and fat injections
My financial situation:
I am a good candidate for this loan because...
I have a steady job , where i have been 25 year and my payment cqn be automatically drafted from my bank,
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
imogen22 | $50.00 | 9/24/2012 5:08:47 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:20 PM |
gravbox | $25.00 | 9/24/2012 5:11:35 PM |
auction-sage | $100.00 | 9/24/2012 5:12:41 PM |
wetlands | $200.00 | 9/24/2012 5:12:09 PM |
Kyjamune | $25.00 | 9/24/2012 5:04:21 PM |
lionheart722 | $100.00 | 9/24/2012 5:16:16 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:08 PM |
lowrater | $50.80 | 9/24/2012 5:11:13 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:27 PM |
sturdy-fairness0 | $100.00 | 9/24/2012 5:15:38 PM |
LeReve | $199.20 | 9/24/2012 5:16:35 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
644664
This series of Notes was issued and sold upon the funding of the borrower loan #75401, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Sep-25-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 11.46% |
Borrower rate/APR:
| 12.46% / 18.19% |
Monthly payment:
| $1,335.96 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.27% | | |
| |
Estimated return*:
| 5.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 53% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,568 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| No | | |
Screen name:
| cunning-bazaar4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2011)
|
Principal balance:
| $5,564.59 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
My DEBT
Purpose of loan: For all personal loans
This loan will be used to...to consolidate my loans
My financial situation: good. stable jobs.
I am a good candidate for this loan because...I have full time job at the hospital and part time job at dr's office. Never late for payments
Monthly net income: $4000-$4500
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
paytonbrigadier | $250.00 | 9/25/2012 9:02:18 AM |
Investoman | $25.00 | 9/25/2012 9:07:27 AM |
MicroLender357 | $25.00 | 9/25/2012 9:02:25 AM |
Taxman44 | $25.00 | 9/25/2012 9:01:45 AM |
kindness-jedi | $25.00 | 9/25/2012 9:03:44 AM |
Lam0nt | $25.00 | 9/25/2012 9:18:29 AM |
hope-equation | $25.00 | 9/25/2012 9:18:35 AM |
heavenly-bazaar3 | $100.00 | 9/25/2012 9:20:14 AM |
mvalley | $25.00 | 9/25/2012 9:21:02 AM |
rcm87 | $50.00 | 9/25/2012 9:21:27 AM |
fulfilling-investment4 | $25.00 | 9/25/2012 9:23:12 AM |
adventurer447 | $300.00 | 9/25/2012 9:25:13 AM |
benevolent-loot5 | $200.00 | 9/25/2012 9:07:30 AM |
wetlands | $200.00 | 9/25/2012 9:13:03 AM |
skiberdad | $50.00 | 9/25/2012 9:34:09 AM |
top-unflappable-economy | $25.00 | 9/25/2012 9:34:15 AM |
integrity-saver | $25.00 | 9/25/2012 9:34:47 AM |
bigwig633 | $25.00 | 9/25/2012 9:36:42 AM |
financial-frenzy | $50.00 | 9/25/2012 9:20:04 AM |
gethsemane4 | $25.00 | 9/25/2012 9:37:27 AM |
auction-sage | $100.00 | 9/25/2012 9:13:37 AM |
revolutionary082 | $27.27 | 9/25/2012 9:39:18 AM |
cougarltg | $50.00 | 9/25/2012 9:22:12 AM |
josuae | $25.00 | 9/25/2012 9:22:22 AM |
ivadood | $50.00 | 9/25/2012 9:41:50 AM |
ChrisJB | $25.00 | 9/25/2012 9:25:41 AM |
MarcusOcean | $25.00 | 9/25/2012 9:44:18 AM |
keeks | $25.00 | 9/25/2012 9:26:28 AM |
GatorBux | $50.00 | 9/25/2012 9:18:23 AM |
interest-pudding4 | $25.00 | 9/25/2012 9:20:25 AM |
redx | $25.00 | 9/25/2012 9:29:20 AM |
GSXR-King | $25.00 | 9/25/2012 9:24:30 AM |
rickp | $25.00 | 9/25/2012 9:25:00 AM |
promise2 | $25.00 | 9/25/2012 9:31:16 AM |
top-impressive-dinero | $25.00 | 9/25/2012 9:25:47 AM |
flexible-peso05 | $25.00 | 9/25/2012 9:27:12 AM |
Harry | $50.00 | 9/25/2012 9:27:27 AM |
dynamic-money271 | $100.00 | 9/25/2012 9:34:26 AM |
CPAMAN | $25.00 | 9/25/2012 9:28:49 AM |
ersheido | $35.00 | 9/25/2012 9:28:54 AM |
WorldlyWorker | $25.00 | 9/25/2012 9:30:11 AM |
benevolent-marketplace4 | $2,500.00 | 9/25/2012 9:30:46 AM |
Auburnmist | $25.00 | 9/25/2012 9:36:17 AM |
Xarach | $25.00 | 9/25/2012 9:56:07 AM |
randsenterprise | $25.00 | 9/25/2012 9:57:00 AM |
bold-payment-guard | $50.00 | 9/25/2012 9:57:38 AM |
fund-washboard2 | $25.00 | 9/25/2012 9:38:02 AM |
TGGGGGGGGGGGGGGG | $25.00 | 9/25/2012 9:38:45 AM |
ALVO | $38.00 | 9/25/2012 9:58:39 AM |
Victor-E-Lane | $25.00 | 9/25/2012 9:33:40 AM |
rakstar | $25.00 | 9/25/2012 9:42:42 AM |
compoundinterest | $25.00 | 9/25/2012 10:00:51 AM |
broomfieldbucks | $25.00 | 9/25/2012 10:01:46 AM |
auction-bonaza8 | $100.00 | 9/25/2012 10:02:03 AM |
DadWarbucks | $25.00 | 9/25/2012 9:35:46 AM |
Zane314 | $50.00 | 9/25/2012 9:37:14 AM |
Cutts | $25.00 | 9/25/2012 9:37:43 AM |
cleared2land | $25.00 | 9/25/2012 10:03:18 AM |
orderandprogress | $50.00 | 9/25/2012 9:38:00 AM |
igloo268 | $25.00 | 9/25/2012 10:03:25 AM |
deal-secret-agent | $25.00 | 9/25/2012 9:50:15 AM |
intuitive-benefit3 | $100.00 | 9/25/2012 9:39:20 AM |
social-attraction463 | $25.00 | 9/25/2012 9:50:39 AM |
Obiwan_Kanobi | $25.00 | 9/25/2012 9:39:55 AM |
the-profit-oracle | $25.00 | 9/25/2012 9:40:46 AM |
mercuriant | $25.00 | 9/25/2012 9:41:41 AM |
Huck007 | $25.00 | 9/25/2012 10:07:12 AM |
fcrick | $25.00 | 9/25/2012 10:07:41 AM |
Aimvest | $25.00 | 9/25/2012 9:52:04 AM |
flexible-return297 | $25.00 | 9/25/2012 9:52:07 AM |
F16Pilot | $25.00 | 9/25/2012 10:07:56 AM |
affluence-tycoon | $25.00 | 9/25/2012 9:53:14 AM |
prohelper | $25.00 | 9/25/2012 10:09:11 AM |
Reddress4u | $25.00 | 9/25/2012 10:09:30 AM |
stylish-generosity6 | $25.00 | 9/25/2012 9:46:19 AM |
friendly-gold | $25.00 | 9/25/2012 9:46:49 AM |
bazaar-festivity | $25.00 | 9/25/2012 10:11:37 AM |
JonDough | $28.70 | 9/25/2012 9:55:16 AM |
goodcents | $25.00 | 9/25/2012 9:57:12 AM |
ferocious-camaraderi1 | $100.00 | 9/25/2012 10:15:00 AM |
successful-agreement7 | $100.00 | 9/25/2012 9:52:09 AM |
Skiph | $25.00 | 9/25/2012 10:16:45 AM |
SirArthur | $25.00 | 9/25/2012 9:52:36 AM |
tenacious-affluence | $25.00 | 9/25/2012 10:17:35 AM |
DirtyJenga | $25.00 | 9/25/2012 10:18:05 AM |
gizzywump | $25.00 | 9/25/2012 10:01:02 AM |
csakhil | $50.00 | 9/25/2012 10:01:06 AM |
rakem777 | $25.00 | 9/25/2012 10:03:57 AM |
listing-vista | $50.00 | 9/25/2012 10:00:23 AM |
lamsabuy | $200.00 | 9/25/2012 10:06:23 AM |
steamboatgal | $47.00 | 9/25/2012 10:01:29 AM |
cnovak | $25.00 | 9/25/2012 10:06:42 AM |
larslfe | $25.00 | 9/25/2012 10:07:24 AM |
InspireLife | $25.00 | 9/25/2012 10:02:17 AM |
structure9 | $25.00 | 9/25/2012 10:02:50 AM |
organic-responsibility530 | $25.00 | 9/25/2012 10:03:10 AM |
delivery | $25.00 | 9/25/2012 10:04:29 AM |
dinero-ecstasy3 | $25.00 | 9/25/2012 10:05:08 AM |
durability-seahorse7 | $50.00 | 9/25/2012 10:13:40 AM |
jamiee73 | $25.00 | 9/25/2012 10:05:23 AM |
gold-commander0 | $25.00 | 9/25/2012 10:08:03 AM |
the-laudable-peso | $40.00 | 9/25/2012 10:08:37 AM |
888GoldIngots | $25.00 | 9/25/2012 10:18:24 AM |
the-dollar-topper | $150.00 | 9/25/2012 10:08:48 AM |
hanuman77 | $25.00 | 9/25/2012 10:09:13 AM |
Cash-Flow | $1,500.00 | 9/25/2012 10:19:29 AM |
MadHun | $200.00 | 9/25/2012 10:20:33 AM |
JCM_MN | $52.00 | 9/25/2012 10:13:02 AM |
poeman | $25.00 | 9/25/2012 10:13:45 AM |
bill-artisan7 | $25.00 | 9/25/2012 10:14:14 AM |
tkr2 | $25.00 | 9/25/2012 10:14:26 AM |
DL-JL | $25.00 | 9/25/2012 10:14:48 AM |
preeminant-moola6 | $67.59 | 9/25/2012 10:14:55 AM |
investisure | $50.00 | 9/25/2012 10:16:55 AM |
SummitAdvisors | $50.00 | 9/25/2012 10:17:56 AM |
imogen22 | $50.00 | 9/25/2012 9:08:12 AM |
hope-eagle6 | $25.00 | 9/25/2012 9:09:54 AM |
lowrater | $50.70 | 9/25/2012 9:02:11 AM |
peterpossum | $25.00 | 9/25/2012 9:10:57 AM |
indomitable-dedication | $25.00 | 9/25/2012 9:14:16 AM |
versatile-dime442 | $250.00 | 9/25/2012 9:14:19 AM |
Bendistraw | $25.00 | 9/25/2012 9:03:14 AM |
dukeiyer | $25.00 | 9/25/2012 9:14:27 AM |
iolaire | $25.00 | 9/25/2012 9:15:18 AM |
green-trade-dolphin2 | $30.18 | 9/25/2012 9:02:41 AM |
competent-commitment5 | $25.00 | 9/25/2012 9:04:54 AM |
payout-harmony4 | $50.00 | 9/25/2012 9:19:02 AM |
williemc44 | $25.00 | 9/25/2012 9:19:38 AM |
streak269 | $25.00 | 9/25/2012 9:19:54 AM |
loan-wasp | $50.00 | 9/25/2012 9:20:48 AM |
buyrite334 | $25.00 | 9/25/2012 9:23:15 AM |
velocityasaurus-rex4 | $100.00 | 9/25/2012 9:24:51 AM |
tranquil-note5 | $50.00 | 9/25/2012 9:08:06 AM |
rescue | $100.00 | 9/25/2012 9:28:25 AM |
enchanted-note14 | $25.00 | 9/25/2012 9:06:12 AM |
dalejr410 | $25.00 | 9/25/2012 9:29:40 AM |
jeb_31 | $25.00 | 9/25/2012 9:11:57 AM |
purposeful-durability8 | $100.00 | 9/25/2012 9:31:24 AM |
PittsburghMark | $25.00 | 9/25/2012 9:31:53 AM |
special-generosity2 | $25.00 | 9/25/2012 9:32:24 AM |
mindful-generosity1 | $50.00 | 9/25/2012 9:32:27 AM |
richboy56 | $25.00 | 9/25/2012 9:15:38 AM |
_G_ | $25.00 | 9/25/2012 9:16:57 AM |
ramsba | $50.00 | 9/25/2012 9:18:46 AM |
sqdrew | $25.00 | 9/25/2012 9:19:57 AM |
kginatl | $50.00 | 9/25/2012 9:39:16 AM |
rustysailor | $25.00 | 9/25/2012 9:41:08 AM |
new-transaction-wrangler | $25.00 | 9/25/2012 9:41:29 AM |
cutter21 | $25.00 | 9/25/2012 9:25:49 AM |
LeReve | $500.00 | 9/25/2012 9:17:25 AM |
payout-runner | $25.00 | 9/25/2012 9:26:08 AM |
yomanie | $25.00 | 9/25/2012 9:17:38 AM |
accruer89 | $100.00 | 9/25/2012 9:44:22 AM |
transparency-sapling | $25.00 | 9/25/2012 9:18:20 AM |
aznmikelee | $25.00 | 9/25/2012 9:45:00 AM |
Maetryx | $25.00 | 9/25/2012 9:45:22 AM |
deal-contributor8 | $25.00 | 9/25/2012 9:19:23 AM |
the-auction-bear | $25.00 | 9/25/2012 9:20:17 AM |
piter-to-la-investment | $25.00 | 9/25/2012 9:20:30 AM |
TennSquire | $25.00 | 9/25/2012 9:28:42 AM |
TheRock | $25.00 | 9/25/2012 9:22:40 AM |
unassassinable | $25.00 | 9/25/2012 9:23:49 AM |
LendGuy | $25.00 | 9/25/2012 9:48:24 AM |
runner262 | $25.00 | 9/25/2012 9:24:59 AM |
brightest-affluence-motivator | $50.00 | 9/25/2012 9:51:09 AM |
debt-fuse158 | $25.00 | 9/25/2012 9:25:45 AM |
note-willow8 | $25.00 | 9/25/2012 9:31:56 AM |
credit-maple | $25.00 | 9/25/2012 9:27:10 AM |
bazaar-tulip | $25.00 | 9/25/2012 9:32:57 AM |
ohnezweck | $26.00 | 9/25/2012 9:27:52 AM |
agreement-guild | $50.00 | 9/25/2012 9:34:07 AM |
reflective-cash0 | $50.00 | 9/25/2012 9:29:12 AM |
red-eloquent-rupee | $50.00 | 9/25/2012 9:34:52 AM |
mister_waffle | $25.00 | 9/25/2012 9:30:01 AM |
gelidfrank | $25.00 | 9/25/2012 9:35:14 AM |
finance-collider4 | $25.00 | 9/25/2012 9:55:24 AM |
Rusheen_Capital_Partners | $250.00 | 9/25/2012 9:31:00 AM |
loan-mammal | $64.00 | 9/25/2012 9:55:52 AM |
Ducatiman1978 | $25.00 | 9/25/2012 9:37:33 AM |
techvet | $29.00 | 9/25/2012 9:57:33 AM |
Webpreneur | $50.00 | 9/25/2012 9:39:14 AM |
lostontheedge | $25.00 | 9/25/2012 9:33:07 AM |
commerce-cymbal8 | $25.00 | 9/25/2012 9:59:50 AM |
andrewrobison | $30.00 | 9/25/2012 9:33:41 AM |
gadget7 | $25.00 | 9/25/2012 10:00:54 AM |
top-marketplace-curriculum | $25.00 | 9/25/2012 9:44:05 AM |
no_agenda_lender | $25.00 | 9/25/2012 9:35:54 AM |
myidear | $25.00 | 9/25/2012 9:37:06 AM |
Worldskiboy | $34.00 | 9/25/2012 10:03:04 AM |
unrelenting-auction7 | $25.00 | 9/25/2012 9:49:21 AM |
jmb_lending | $25.00 | 9/25/2012 10:05:16 AM |
ready-agreement5 | $50.00 | 9/25/2012 9:40:47 AM |
HammerKnuckleLending | $25.00 | 9/25/2012 9:52:44 AM |
magical-credit523 | $25.00 | 9/25/2012 9:53:21 AM |
the-shrewd-wampum | $25.00 | 9/25/2012 10:09:49 AM |
agreement-network | $25.00 | 9/25/2012 9:54:17 AM |
GoCougs | $50.00 | 9/25/2012 10:13:10 AM |
dinero-speaker | $25.00 | 9/25/2012 10:14:05 AM |
Kierf | $25.00 | 9/25/2012 10:14:30 AM |
zeelender | $25.00 | 9/25/2012 9:50:35 AM |
jkeller4000 | $100.00 | 9/25/2012 9:57:25 AM |
lisanate | $25.00 | 9/25/2012 9:50:53 AM |
mobius_titan | $25.00 | 9/25/2012 10:15:21 AM |
mstebnicki | $25.00 | 9/25/2012 10:15:42 AM |
Gold-bug | $50.00 | 9/25/2012 9:59:05 AM |
CaptainBlueberry | $25.00 | 9/25/2012 10:16:43 AM |
Herluftrolle | $25.00 | 9/25/2012 10:17:29 AM |
kind-lovely-marketplace | $25.00 | 9/25/2012 10:17:39 AM |
cassius84 | $25.00 | 9/25/2012 9:53:55 AM |
heroic-interest259 | $50.00 | 9/25/2012 9:55:50 AM |
wealth-grasshopper0 | $50.00 | 9/25/2012 9:56:38 AM |
bnlforever | $25.00 | 9/25/2012 10:02:05 AM |
income-champion | $25.00 | 9/25/2012 10:02:59 AM |
durability-ace9 | $30.00 | 9/25/2012 10:03:12 AM |
loyalty-sherpa | $25.00 | 9/25/2012 10:03:37 AM |
hitsman | $50.00 | 9/25/2012 9:59:35 AM |
sfmdg | $25.00 | 9/25/2012 9:59:45 AM |
EnglishGeekInNYC | $25.00 | 9/25/2012 9:59:54 AM |
DDHMoney | $25.00 | 9/25/2012 9:59:59 AM |
fair-pound5 | $50.00 | 9/25/2012 10:04:25 AM |
Lender75 | $25.00 | 9/25/2012 10:00:20 AM |
BostonCapital | $100.00 | 9/25/2012 10:05:46 AM |
a-smart-p2p | $25.00 | 9/25/2012 10:01:31 AM |
american6 | $50.00 | 9/25/2012 10:01:42 AM |
RgPro | $25.00 | 9/25/2012 10:07:46 AM |
tolerant-dinero2 | $25.00 | 9/25/2012 10:02:29 AM |
andypbe | $25.00 | 9/25/2012 10:09:03 AM |
truth-companion | $100.00 | 9/25/2012 10:03:26 AM |
jonmars | $25.00 | 9/25/2012 10:10:38 AM |
JJ9876 | $25.00 | 9/25/2012 10:04:27 AM |
samo102us | $25.00 | 9/25/2012 10:12:39 AM |
BXA | $50.00 | 9/25/2012 10:04:48 AM |
chlebie | $50.00 | 9/25/2012 10:13:24 AM |
enthralling-deal53 | $100.00 | 9/25/2012 10:06:16 AM |
TheCount | $25.00 | 9/25/2012 10:15:20 AM |
AF-Chief | $25.00 | 9/25/2012 10:07:08 AM |
platinum-attraction | $25.00 | 9/25/2012 10:15:39 AM |
invincible-deal82 | $25.00 | 9/25/2012 10:08:07 AM |
order-boomerang | $25.00 | 9/25/2012 10:18:13 AM |
alexander-hamilton | $250.00 | 9/25/2012 10:09:42 AM |
skuba | $28.00 | 9/25/2012 10:10:23 AM |
gulch | $25.00 | 9/25/2012 10:11:57 AM |
fmanjoo | $25.00 | 9/25/2012 10:14:16 AM |
peso-magnifico | $50.00 | 9/25/2012 10:15:13 AM |
ivy-league-MBA | $25.00 | 9/25/2012 10:16:03 AM |
KeepOnRunning | $72.00 | 9/25/2012 10:16:18 AM |
best-marketologist | $25.00 | 9/25/2012 10:17:45 AM |
benefit-prescription6 | $59.00 | 9/25/2012 10:17:49 AM |
useful-p2ploan | $25.00 | 9/25/2012 10:17:58 AM |
249 Investments
|
Borrower Payment Dependent Notes Series
644678
This series of Notes was issued and sold upon the funding of the borrower loan #75362, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 22.26% |
Borrower rate/APR:
| 23.26% / 25.79% |
Monthly payment:
| $127.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.73% | | |
| |
Estimated return*:
| 14.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| May-1984 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Not employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 6m |
Amount delinquent:
| $4,465 |
Total credit lines:
| 50 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $98 | |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| burgeoning-marketplace4 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2011)
|
Principal balance:
| $1,589.07 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Auto
Purpose of loan:
This loan will be used to...
Pay off existing prosper loan and upgrade my present automobile to a more reliable one
My financial situation:
I am a good candidate for this loan because...
I have made my payments on time or in advance with often an additional amount.
I can easily make this low monthly payment.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compassion-expert | $25.00 | 9/25/2012 9:01:50 AM |
pilot388 | $25.00 | 9/25/2012 9:02:29 AM |
nimble-revenue5 | $100.00 | 9/25/2012 9:04:26 AM |
chestnut4 | $25.00 | 9/25/2012 9:06:38 AM |
brilliant-market680 | $25.00 | 9/25/2012 9:01:24 AM |
social-aspen097 | $300.00 | 9/25/2012 9:01:53 AM |
ChristopherS | $25.00 | 9/25/2012 9:14:34 AM |
paytonbrigadier | $250.00 | 9/25/2012 9:02:18 AM |
delicious-cash | $50.00 | 9/25/2012 9:02:36 AM |
dmunySF | $50.00 | 9/25/2012 9:16:55 AM |
handshake5 | $100.00 | 9/25/2012 9:17:59 AM |
Preferred-Lender | $25.00 | 9/25/2012 9:04:59 AM |
Lam0nt | $25.00 | 9/25/2012 9:18:30 AM |
supreme-treasure8 | $100.00 | 9/25/2012 9:05:32 AM |
heavenly-bazaar3 | $31.00 | 9/25/2012 9:20:15 AM |
studious-bonus7 | $100.00 | 9/25/2012 9:05:40 AM |
first-resolute-deal | $25.00 | 9/25/2012 9:24:04 AM |
networks4ever | $25.00 | 9/25/2012 9:05:17 AM |
cash-reaction2 | $25.00 | 9/25/2012 9:06:32 AM |
income-rocker2 | $50.00 | 9/25/2012 9:06:50 AM |
life-is-great | $25.00 | 9/25/2012 9:31:03 AM |
Nopa | $25.00 | 9/25/2012 9:07:56 AM |
skiberdad | $27.00 | 9/25/2012 9:34:09 AM |
unassuming-note | $25.00 | 9/25/2012 9:16:38 AM |
finance-prescription | $100.00 | 9/25/2012 9:16:44 AM |
JSCharter | $50.00 | 9/25/2012 9:11:54 AM |
dime-sprout | $25.00 | 9/25/2012 9:22:11 AM |
pragmatic-auction8 | $50.00 | 9/25/2012 9:22:19 AM |
adventurer447 | $300.00 | 9/25/2012 9:25:14 AM |
green-high-five7 | $25.00 | 9/25/2012 9:33:35 AM |
independent-silver9 | $25.00 | 9/25/2012 9:34:00 AM |
promise2 | $36.32 | 9/25/2012 9:32:49 AM |
Zane314 | $50.00 | 9/25/2012 9:37:15 AM |
gethsemane4 | $25.00 | 9/25/2012 9:37:27 AM |
Bob450 | $25.00 | 9/25/2012 9:02:23 AM |
thrilling-fund427 | $50.00 | 9/25/2012 9:04:30 AM |
on_your_side | $25.00 | 9/25/2012 9:08:32 AM |
Red_b17 | $25.00 | 9/25/2012 9:01:48 AM |
1randyp | $25.00 | 9/25/2012 9:10:05 AM |
dominickf | $50.00 | 9/25/2012 9:13:02 AM |
radiant-dollar9 | $200.00 | 9/25/2012 9:14:07 AM |
wise-rupee-sanctuary | $50.00 | 9/25/2012 9:03:40 AM |
6moonbeams | $50.00 | 9/25/2012 9:04:16 AM |
williemc44 | $25.00 | 9/25/2012 9:19:39 AM |
financial-frenzy | $50.00 | 9/25/2012 9:20:05 AM |
miked8303 | $50.00 | 9/25/2012 9:07:32 AM |
credit-meteor7 | $104.00 | 9/25/2012 9:05:27 AM |
JLChamberlain | $25.00 | 9/25/2012 9:08:01 AM |
ChrisTJ | $25.00 | 9/25/2012 9:05:46 AM |
pierrelasvegas | $25.00 | 9/25/2012 9:11:12 AM |
helpinghand63 | $25.00 | 9/25/2012 9:13:39 AM |
versatile-dime442 | $250.00 | 9/25/2012 9:14:31 AM |
sjc224 | $25.00 | 9/25/2012 9:33:33 AM |
Beld | $50.00 | 9/25/2012 9:15:25 AM |
nutandhoney | $25.00 | 9/25/2012 9:35:48 AM |
GatorBux | $38.00 | 9/25/2012 9:18:23 AM |
loancrusader | $60.00 | 9/25/2012 9:16:11 AM |
LeReve | $500.00 | 9/25/2012 9:17:36 AM |
transparency-sapling | $25.00 | 9/25/2012 9:18:20 AM |
wampum-optimization | $25.00 | 9/25/2012 9:20:51 AM |
Vreet | $25.00 | 9/25/2012 9:22:14 AM |
topper480 | $50.00 | 9/25/2012 9:30:26 AM |
paladin847 | $70.00 | 9/25/2012 9:27:17 AM |
rescue | $100.00 | 9/25/2012 9:28:26 AM |
best-charming-leverage | $50.00 | 9/25/2012 9:35:02 AM |
transparency-boss439 | $25.00 | 9/25/2012 9:35:09 AM |
DadWarbucks | $25.00 | 9/25/2012 9:35:46 AM |
bazaar-tulip | $25.00 | 9/25/2012 9:32:58 AM |
money-bauble | $100.00 | 9/25/2012 9:33:00 AM |
red-eloquent-rupee | $50.00 | 9/25/2012 9:34:52 AM |
70 Investments
|
Borrower Payment Dependent Notes Series
644726
This series of Notes was issued and sold upon the funding of the borrower loan #74904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $467.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,384 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| responsibility-prodigy4 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consolidate debts and complete home repairs
This loan will be used to...Pay off Snap-on and Matress Liquidator Accts. Aswell as roof house and garage.
My financial situation: Easy to pay bills with low debt to money ratio.
I am a good candidate for this loan because... I have worked hard in the past few years to make good financial decisions and hope to pay off remaing debts other than car and mortgage. By doing so I will free up the extra money monthly I've been spending doing needed home repairs aswell as paying on cards.
Monthly net income: $4000
Monthly expenses: $100
Housing: $667
Insurance: $136
Car expenses: $556
Utilities: $220
Phone, cable, internet: $135
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $120
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 9/25/2012 9:01:33 AM |
supreme-treasure8 | $100.00 | 9/25/2012 9:05:32 AM |
diplomatic-wealth7 | $25.00 | 9/25/2012 9:04:06 AM |
phenomenal-rate1 | $500.00 | 9/25/2012 9:03:05 AM |
historic-value7 | $200.00 | 9/25/2012 9:13:56 AM |
DasMula | $25.00 | 9/25/2012 9:10:27 AM |
versatile-dime442 | $134.24 | 9/25/2012 9:14:39 AM |
113121 | $25.00 | 9/25/2012 9:13:02 AM |
handy-justice | $50.00 | 9/25/2012 9:09:36 AM |
RGlad | $200.00 | 9/25/2012 9:09:38 AM |
KramericaIndustries | $25.73 | 9/25/2012 9:13:14 AM |
Bob450 | $25.00 | 9/25/2012 9:04:49 AM |
worth-blanket2 | $13,500.00 | 9/25/2012 9:07:06 AM |
bob450-roth | $25.00 | 9/25/2012 9:08:37 AM |
cattlebaron | $50.00 | 9/25/2012 9:09:04 AM |
scholarly-order6 | $75.00 | 9/25/2012 9:13:05 AM |
16 Investments
|
Borrower Payment Dependent Notes Series
644734
This series of Notes was issued and sold upon the funding of the borrower loan #75374, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Sep-25-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 13.68% |
Borrower rate/APR:
| 14.68% / 22.45% |
Monthly payment:
| $450.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.38% | | |
| |
Estimated return*:
| 5.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 9y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,528 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| mover155 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Investment
Purpose of loan:
This loan will be used to...
Invest in an exsisting business.
My financial situation:
I am a good candidate for this loan because...
I have no major expenditures and would like to pay off debt as soon as possible. This venture would also provide me with additional income.
Monthly net income: $3300.00
Monthly expenses: $1866
Housing: $650
Insurance: $101
Car expenses: $365
Utilities: $130
Phone, cable, internet: $175
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $43
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
WalnutCreekguy | $50.00 | 9/25/2012 5:08:00 PM |
CreditKnight | $25.00 | 9/25/2012 5:13:29 PM |
bold-wampum-compadre | $50.00 | 9/25/2012 5:10:57 PM |
thrifty-generosity222 | $100.00 | 9/25/2012 5:05:38 PM |
MicroLender357 | $25.00 | 9/25/2012 5:29:13 PM |
hardatwork1 | $25.00 | 9/25/2012 5:21:43 PM |
mikrolown | $25.00 | 9/25/2012 5:31:11 PM |
adventurer447 | $300.00 | 9/25/2012 5:31:53 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:20 PM |
magical-kindness888888 | $25.00 | 9/25/2012 5:48:19 PM |
peso-magnifico | $50.00 | 9/25/2012 5:33:55 PM |
Dubbs360 | $500.00 | 9/25/2012 5:59:05 PM |
LeReve | $500.00 | 9/25/2012 5:41:20 PM |
note-willow8 | $25.00 | 9/25/2012 6:03:13 PM |
progressive-economy261 | $500.00 | 9/25/2012 6:00:02 PM |
fmanjoo | $25.00 | 9/25/2012 6:02:56 PM |
RGlad | $100.00 | 9/25/2012 6:03:24 PM |
MI2 | $2,300.00 | 9/25/2012 6:07:20 PM |
UncleBuffett | $25.00 | 9/25/2012 5:35:51 PM |
Beld | $50.00 | 9/25/2012 5:32:14 PM |
pragmatic-auction8 | $50.00 | 9/25/2012 5:54:53 PM |
wizardii | $25.00 | 9/25/2012 5:58:02 PM |
pdub | $250.00 | 9/25/2012 5:57:10 PM |
robust-diversification3 | $50.00 | 9/25/2012 6:00:25 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
644768
This series of Notes was issued and sold upon the funding of the borrower loan #75443, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $445.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 31% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 9y 2m |
Amount delinquent:
| $407 |
Total credit lines:
| 27 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,075 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| silver-destiny2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 9/25/2012 5:31:26 PM |
bxsquad | $25.00 | 9/25/2012 5:39:47 PM |
excellent-funds649 | $50.00 | 9/25/2012 5:27:48 PM |
compoundinterest | $25.00 | 9/25/2012 5:31:34 PM |
pdub | $750.00 | 9/25/2012 5:55:12 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:21 PM |
octoberfresh | $25.00 | 9/25/2012 6:28:05 PM |
MI2 | $5,000.00 | 9/25/2012 6:09:31 PM |
Taxman44 | $25.00 | 9/25/2012 6:39:28 PM |
mclapperton | $100.00 | 9/26/2012 6:15:52 AM |
proper-exchange8 | $200.00 | 9/26/2012 7:49:11 AM |
Supernick | $500.00 | 9/26/2012 6:23:17 AM |
dough-kitten5 | $50.00 | 9/26/2012 3:37:54 AM |
spoolin18t | $100.00 | 9/26/2012 7:16:54 AM |
HereToHelp305 | $75.00 | 9/26/2012 8:08:17 AM |
cosmof16 | $25.00 | 9/26/2012 9:02:38 AM |
fly4sugar | $50.00 | 9/26/2012 8:44:50 AM |
the-magnetic-transaction | $143.00 | 9/26/2012 9:02:56 AM |
logical-reward8 | $25.00 | 9/26/2012 10:19:20 AM |
Cai8899 | $25.00 | 9/26/2012 9:44:15 AM |
hard-working-rate3 | $25.00 | 9/26/2012 10:45:49 AM |
math1973 | $50.00 | 9/26/2012 10:51:35 AM |
useful-money715 | $25.00 | 9/26/2012 10:59:26 AM |
myersei | $25.00 | 9/26/2012 11:01:50 AM |
leverage-monger | $25.00 | 9/26/2012 11:05:51 AM |
BiggestG | $25.00 | 9/26/2012 11:23:03 AM |
hitsman | $50.00 | 9/26/2012 10:23:06 AM |
tlp43 | $25.00 | 9/26/2012 10:51:28 AM |
Leopoldine | $26.00 | 9/26/2012 10:47:33 AM |
puifais | $50.00 | 9/26/2012 10:53:08 AM |
URBANCAPITAL | $50.00 | 9/26/2012 3:53:47 PM |
flo_rida | $100.00 | 9/26/2012 10:59:55 AM |
Peacepower | $30.00 | 9/26/2012 4:15:17 PM |
wigglesworth4 | $100.00 | 9/26/2012 11:37:08 AM |
cake7 | $25.00 | 9/26/2012 1:51:24 PM |
penny-kahuna0 | $25.00 | 9/26/2012 12:46:01 PM |
thrilling-exchange36 | $50.00 | 9/26/2012 12:51:18 PM |
astute-benjamins | $150.00 | 9/26/2012 1:19:38 PM |
AKVG_Lending | $50.00 | 9/26/2012 3:26:08 PM |
dollardave | $50.00 | 9/26/2012 2:55:19 PM |
blue-laudable-dinero | $25.00 | 9/26/2012 3:04:34 PM |
new-discrete-camaraderi | $25.00 | 9/26/2012 4:32:11 PM |
holstj | $25.00 | 9/26/2012 5:33:05 PM |
Castellan | $50.00 | 9/26/2012 5:13:55 PM |
neighborly-hope6 | $100.00 | 9/26/2012 5:41:24 PM |
cardminger | $25.00 | 9/26/2012 5:18:30 PM |
sturdy-fairness5 | $50.00 | 9/26/2012 5:16:42 PM |
socrates520 | $50.00 | 9/26/2012 5:24:41 PM |
durability-slingshot2 | $53.00 | 9/26/2012 5:39:50 PM |
responsibility-butterfly | $25.00 | 9/26/2012 6:10:06 PM |
deal-blossom595 | $25.00 | 9/26/2012 5:40:29 PM |
ryancooper | $25.00 | 9/26/2012 5:52:53 PM |
openness-prospector | $25.00 | 9/26/2012 6:26:30 PM |
studious-peso | $25.00 | 9/26/2012 5:57:19 PM |
jhussey | $100.00 | 9/26/2012 6:39:06 PM |
paymentologist | $50.00 | 9/26/2012 6:41:56 PM |
shaker348 | $25.00 | 9/26/2012 6:50:17 PM |
midde551 | $25.00 | 9/26/2012 6:59:57 PM |
topher515 | $25.00 | 9/26/2012 7:00:23 PM |
Unclejohn | $25.00 | 9/26/2012 7:01:03 PM |
icontender | $50.00 | 9/26/2012 7:07:11 PM |
mr_haldane | $100.00 | 9/26/2012 6:20:26 PM |
green-glowing-gain | $25.00 | 9/26/2012 7:11:26 PM |
slimof37 | $25.00 | 9/26/2012 6:28:10 PM |
malicea | $36.00 | 9/26/2012 6:25:32 PM |
top-enriched-return | $50.00 | 9/26/2012 6:33:48 PM |
exuberant-dime | $25.00 | 9/26/2012 7:31:30 PM |
powdrsnow | $25.00 | 9/26/2012 6:46:43 PM |
rupee-lotus5 | $50.00 | 9/26/2012 6:48:01 PM |
Goldberry | $100.00 | 9/26/2012 8:47:12 PM |
moneynmotion | $25.00 | 9/26/2012 6:45:17 PM |
heavenly-bazaar3 | $100.00 | 9/26/2012 6:50:15 PM |
intrepid-payment7 | $25.00 | 9/26/2012 6:51:08 PM |
elasermd | $50.00 | 9/26/2012 6:48:53 PM |
p123 | $50.00 | 9/26/2012 6:49:22 PM |
durability-warmth | $50.00 | 9/26/2012 6:53:27 PM |
The_Secret | $42.42 | 9/26/2012 6:54:12 PM |
inqbus | $50.00 | 9/26/2012 6:54:41 PM |
mrladybug101 | $25.00 | 9/26/2012 6:57:36 PM |
Panna | $25.00 | 9/26/2012 7:01:57 PM |
Warwick | $25.00 | 9/26/2012 7:03:15 PM |
Soothsayer | $25.68 | 9/27/2012 4:13:19 AM |
nimble-money0 | $25.00 | 9/26/2012 7:13:00 PM |
ramsbladder | $25.00 | 9/26/2012 7:14:39 PM |
keeks | $25.00 | 9/26/2012 7:18:50 PM |
brutusbone | $25.00 | 9/26/2012 7:20:48 PM |
unassailable-funds754 | $25.00 | 9/27/2012 5:24:50 AM |
MonopolyDred | $25.00 | 9/27/2012 6:39:42 AM |
Lendomatic | $25.00 | 9/26/2012 8:16:23 PM |
worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:34 PM |
fides-cx | $200.00 | 9/26/2012 11:07:42 PM |
first-serene-credit | $25.00 | 9/26/2012 11:49:19 PM |
cozy-principal883 | $29.23 | 9/27/2012 3:38:04 AM |
jpyrek | $25.00 | 9/27/2012 3:43:03 AM |
benefit-position | $25.00 | 9/27/2012 4:47:53 AM |
wojo | $25.00 | 9/27/2012 5:49:35 AM |
grf1945 | $25.00 | 9/27/2012 6:24:51 AM |
vtrentster | $25.00 | 9/27/2012 6:25:59 AM |
adventurer447 | $300.00 | 9/25/2012 5:31:54 PM |
tenacious-affluence | $25.00 | 9/25/2012 5:34:08 PM |
auction-sage | $100.00 | 9/25/2012 5:37:07 PM |
kenji4861 | $25.00 | 9/25/2012 5:59:48 PM |
calamango | $50.00 | 9/25/2012 5:58:26 PM |
Dubbs360 | $500.00 | 9/25/2012 5:59:05 PM |
rupee-prairie | $30.00 | 9/25/2012 6:25:18 PM |
tolerant-responsibility051 | $2,000.00 | 9/25/2012 9:00:27 PM |
ninjazx10rida | $50.00 | 9/25/2012 6:58:42 PM |
trade-surge3 | $25.00 | 9/26/2012 6:46:01 AM |
blackstar | $25.00 | 9/26/2012 7:27:37 AM |
social-pear9 | $50.00 | 9/26/2012 8:37:57 AM |
Aimvest | $25.00 | 9/26/2012 9:19:23 AM |
netg | $25.00 | 9/26/2012 9:34:58 AM |
market-assembler | $100.00 | 9/26/2012 9:38:36 AM |
roi-advantage | $25.00 | 9/26/2012 9:44:16 AM |
chac | $300.00 | 9/26/2012 10:51:04 AM |
american6 | $50.00 | 9/26/2012 10:55:01 AM |
azazle | $50.00 | 9/26/2012 10:30:53 AM |
yield-museum | $160.28 | 9/26/2012 12:01:09 PM |
greenacres2 | $25.00 | 9/26/2012 1:34:49 PM |
golfman1 | $101.56 | 9/26/2012 1:38:36 PM |
compatible-deal9 | $50.00 | 9/26/2012 4:15:25 PM |
korby524 | $25.00 | 9/26/2012 11:06:47 AM |
economy-tuba7 | $50.00 | 9/26/2012 11:00:35 AM |
sturdy-fairness0 | $50.00 | 9/26/2012 11:16:34 AM |
1willray | $25.00 | 9/26/2012 11:25:19 AM |
GreatReturnForYou | $50.00 | 9/26/2012 11:26:24 AM |
punctual-worth263 | $66.03 | 9/26/2012 11:41:58 AM |
P2P_CARE | $200.00 | 9/26/2012 1:04:20 PM |
farlik | $25.00 | 9/26/2012 12:20:10 PM |
the-fund-mussel | $100.00 | 9/26/2012 1:44:37 PM |
anwn | $50.00 | 9/26/2012 12:32:23 PM |
houli123 | $50.00 | 9/26/2012 12:39:20 PM |
Green_Bay_Packers | $25.00 | 9/26/2012 2:50:39 PM |
gothampark | $25.00 | 9/26/2012 3:12:09 PM |
helpful-silver7 | $25.00 | 9/26/2012 3:58:33 PM |
invincible-agreement8 | $100.00 | 9/26/2012 4:17:27 PM |
transparency-river1 | $750.00 | 9/26/2012 5:09:02 PM |
martinatime | $50.00 | 9/26/2012 5:20:11 PM |
AmericanCredit | $66.00 | 9/26/2012 5:55:26 PM |
point-zebra | $25.00 | 9/26/2012 6:45:50 PM |
orange-mindful-bazaar | $70.00 | 9/26/2012 6:46:37 PM |
Investoman | $25.00 | 9/26/2012 6:58:29 PM |
keen-credit6 | $25.00 | 9/26/2012 6:59:19 PM |
adaboy65 | $75.00 | 9/26/2012 7:01:15 PM |
loiosh | $25.00 | 9/26/2012 7:07:56 PM |
priceless-felicity7 | $25.00 | 9/26/2012 7:09:45 PM |
Zuzu | $25.00 | 9/26/2012 7:10:34 PM |
mosby | $25.00 | 9/26/2012 7:13:22 PM |
wwwUniversal | $25.00 | 9/26/2012 6:31:33 PM |
dbzen | $25.00 | 9/26/2012 6:42:08 PM |
gojackgo | $50.00 | 9/26/2012 6:46:35 PM |
fair-gain8 | $25.00 | 9/26/2012 6:46:49 PM |
afotherg | $25.00 | 9/26/2012 6:48:34 PM |
transparency-baton | $25.00 | 9/26/2012 6:52:07 PM |
downtownfarm | $25.00 | 9/26/2012 6:49:48 PM |
jjb3 | $25.00 | 9/26/2012 6:51:31 PM |
silver-american2 | $99.57 | 9/26/2012 9:49:25 PM |
gallant-economy9 | $50.00 | 9/26/2012 6:56:42 PM |
mtp | $100.00 | 9/26/2012 6:56:47 PM |
Chutney | $25.00 | 9/26/2012 6:57:49 PM |
Clambake | $25.00 | 9/26/2012 6:57:11 PM |
investment-pro4 | $100.00 | 9/26/2012 6:57:56 PM |
swampman | $50.00 | 9/26/2012 6:59:45 PM |
the_winning_ticket | $250.00 | 9/26/2012 7:02:03 PM |
credit-flower | $25.00 | 9/26/2012 7:02:50 PM |
theemhdoctor | $25.00 | 9/26/2012 7:05:57 PM |
platinum-waterfall | $25.00 | 9/27/2012 2:57:11 AM |
mausolfe | $25.00 | 9/26/2012 7:08:06 PM |
bill-igloo | $25.00 | 9/26/2012 7:11:48 PM |
hardwareman | $25.00 | 9/26/2012 7:13:49 PM |
SBT | $25.00 | 9/26/2012 7:13:40 PM |
blue-order-comet | $100.00 | 9/26/2012 7:16:29 PM |
green28 | $50.00 | 9/27/2012 5:17:08 AM |
funds-chemistry1 | $25.00 | 9/27/2012 5:57:48 AM |
dynadave | $1,000.00 | 9/27/2012 6:02:59 AM |
timbob | $100.00 | 9/26/2012 7:39:51 PM |
orange-liberty-oyster | $30.73 | 9/27/2012 6:49:41 AM |
Brookst | $50.00 | 9/26/2012 9:06:44 PM |
outwish | $25.00 | 9/26/2012 8:53:06 PM |
Georgous | $325.00 | 9/26/2012 9:43:30 PM |
williamgates | $25.00 | 9/26/2012 10:07:07 PM |
listing-dreams1 | $50.00 | 9/26/2012 10:08:05 PM |
escandalo | $83.42 | 9/26/2012 10:22:08 PM |
gold-disk | $25.00 | 9/27/2012 12:52:20 AM |
superb-transparency799 | $50.00 | 9/27/2012 4:36:18 AM |
BeanCownter | $26.23 | 9/27/2012 4:37:10 AM |
zbanker | $45.00 | 9/27/2012 4:56:47 AM |
Ambassador | $28.00 | 9/27/2012 4:07:13 AM |
direct-transaction0 | $42.00 | 9/27/2012 5:48:18 AM |
sgt-schultz | $40.00 | 9/27/2012 6:02:02 AM |
GradEcon | $25.85 | 9/27/2012 6:07:50 AM |
devoider | $25.00 | 9/27/2012 6:32:38 AM |
Brisket_Bob | $50.00 | 9/27/2012 6:41:41 AM |
193 Investments
|
Borrower Payment Dependent Notes Series
644774
This series of Notes was issued and sold upon the funding of the borrower loan #75006, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $77.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1984 |
Debt/Income ratio:
| 27% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,635 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| marketplace-officer1 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loose Ends
Purpose of loan:
This loan will be used to...
Pay some things off that are not usual monthly expenses but are making money tight.
My financial situation:
I am a good candidate for this loan because...
I have a great payment history.
Monthly net income: $4000
Monthly expenses: $300.00
Housing: $895.00
Insurance: $80.00
Car expenses: $475.00
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
first-pragmatic-power | $25.00 | 9/25/2012 5:01:27 PM |
sunwell | $50.00 | 9/25/2012 5:07:43 PM |
bold-wampum-compadre | $50.00 | 9/25/2012 5:10:57 PM |
durability-seahorse7 | $50.00 | 9/25/2012 5:19:08 PM |
tolerant-dime2 | $45.00 | 9/25/2012 5:19:15 PM |
Diamond_Jim | $25.00 | 9/25/2012 5:01:32 PM |
bellaquito | $500.00 | 9/25/2012 5:07:45 PM |
justreturns | $25.00 | 9/25/2012 5:26:10 PM |
52digital | $75.00 | 9/25/2012 5:26:16 PM |
skillful-justice879 | $25.00 | 9/25/2012 5:14:42 PM |
WalnutCreekguy | $50.00 | 9/25/2012 5:08:00 PM |
best-bonafide-p2p | $25.00 | 9/25/2012 5:09:47 PM |
mindful-generosity1 | $50.00 | 9/25/2012 5:24:47 PM |
commerce-venture1 | $25.00 | 9/25/2012 5:02:21 PM |
riveting-credit5 | $25.00 | 9/25/2012 5:03:10 PM |
income-triangulation1 | $25.00 | 9/25/2012 5:04:17 PM |
decisive-income7 | $500.00 | 9/25/2012 5:01:53 PM |
wonder3 | $25.00 | 9/25/2012 5:03:02 PM |
the-silver-blaster | $50.00 | 9/25/2012 5:25:24 PM |
vutah | $25.00 | 9/25/2012 5:03:47 PM |
first-integrity-gravity | $50.00 | 9/25/2012 5:10:12 PM |
phenomenal-rate1 | $249.50 | 9/25/2012 5:26:47 PM |
auction-bonaza8 | $100.00 | 9/25/2012 5:11:46 PM |
saffron4 | $25.00 | 9/25/2012 5:05:30 PM |
lowrater | $100.50 | 9/25/2012 5:06:43 PM |
Katburg | $25.00 | 9/25/2012 5:11:02 PM |
Finchy78 | $25.00 | 9/25/2012 5:16:38 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
644858
This series of Notes was issued and sold upon the funding of the borrower loan #75334, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 7% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 9y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,989 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| competitor244 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to help me consolidate my debt into one monthly payment. I have been working to improve my credit over the last six years (after having some hard times which stemmed from a divorce).
My financial situation:
I am a good candidate for this loan because I have a good, solid job which I have held for almost ten years (anniversary date in November). I have regularly received raises and promotions in my career, most recently in August of 2012. I am highly focused on building a stable financial future for myself and my family, and this loan would greatly help.
I currently have four credit cards, with interest rates that range up to 29.99%. This loan would allow me to pay the remaining balances off. I have been paying between $400 - $800 per month toward the balances. I would be able to utilize some of the savings this loan would provide to build up a greater "nest egg" in my family's savings account, and plan on utilizing the rest to pay off the loan more quickly. Thank you for the time and consideration!
Monthly net income: $4375.00 (not including my wife's income)
Monthly expenses: approximately $3907
Housing: $885.00
Insurance: $162.00
Car expenses: $400.00
Utilities: $275.00
Phone, cable, internet: $285.00
Food, entertainment: $300.00
Clothing, household expenses: $300.00
Credit cards and other loans: $400.00
Other expenses: $400.00
Savings: $500.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bewitching-dollar5 | $100.00 | 9/25/2012 5:01:02 PM |
Fromthebu | $25.00 | 9/25/2012 6:17:07 PM |
exciting-fairness | $200.00 | 9/25/2012 6:26:04 PM |
Rogelio48 | $30.00 | 9/25/2012 6:33:13 PM |
voipguy88 | $50.00 | 9/25/2012 6:10:45 PM |
open-minded-p2p1 | $25.00 | 9/25/2012 6:48:12 PM |
MI2 | $1,250.00 | 9/25/2012 6:23:14 PM |
greekgst99 | $25.00 | 9/25/2012 7:06:13 PM |
azazle | $50.00 | 9/25/2012 6:24:27 PM |
papaloha | $25.00 | 9/25/2012 8:03:56 PM |
deepblue34 | $50.00 | 9/25/2012 6:32:37 PM |
rate-sceptre | $25.00 | 9/25/2012 11:08:48 PM |
let_me_retire | $50.00 | 9/26/2012 2:51:32 AM |
gotjack-IRA | $25.00 | 9/25/2012 7:50:00 PM |
jebber007 | $30.00 | 9/25/2012 8:42:12 PM |
green-high-five7 | $25.00 | 9/25/2012 9:51:32 PM |
Iwillhuntyoudown | $25.00 | 9/25/2012 10:03:07 PM |
ethical-truth211 | $300.00 | 9/26/2012 3:19:02 AM |
scholarly-order6 | $25.00 | 9/26/2012 1:50:16 AM |
majestic-note6 | $150.00 | 9/25/2012 5:39:11 PM |
Dubbs360 | $250.00 | 9/25/2012 5:59:36 PM |
pdub | $250.00 | 9/25/2012 5:57:10 PM |
wealth-multiplier | $25.00 | 9/25/2012 7:17:38 PM |
SolarMoonshine | $25.00 | 9/25/2012 6:35:08 PM |
bonus-seahorse | $25.00 | 9/25/2012 10:08:12 PM |
discostu | $25.00 | 9/25/2012 11:09:01 PM |
newest-generous-income | $25.00 | 9/26/2012 1:56:58 AM |
durability-seahorse7 | $25.00 | 9/26/2012 3:01:23 AM |
note-mad-scientist | $30.00 | 9/26/2012 4:22:31 AM |
sparkling-basis0 | $50.00 | 9/26/2012 4:33:10 AM |
mikeandcat | $100.00 | 9/26/2012 4:34:21 AM |
tolerant-responsibility051 | $500.00 | 9/25/2012 8:58:07 PM |
SamuelChee | $52.94 | 9/25/2012 9:53:12 PM |
KB-IRA | $50.00 | 9/25/2012 10:45:31 PM |
dough-kitten5 | $25.00 | 9/26/2012 3:31:12 AM |
WeAlNe | $25.00 | 9/26/2012 3:42:42 AM |
crippledcircus | $32.06 | 9/26/2012 4:34:51 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
645020
This series of Notes was issued and sold upon the funding of the borrower loan #75437, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 29% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $450 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| market-gravitas |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Debt
Purpose of loan:
This loan will be used to consolidate several bills into one to make it easier to manage.
My financial situation:
I am a good candidate for this loan because I have a stable, well paying job and I now understand the consequences of too many different credit cards. I have learned my lesson and I am going to use this loan to consolidate that debt and wipe it out.
Monthly net income: $5,000
Monthly expenses: $
Housing: $950
Insurance: $200
Car expenses: $900
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
reasonable-nickel6 | $25.00 | 9/26/2012 9:01:17 AM |
pembull | $25.00 | 9/26/2012 9:04:16 AM |
InChicago | $80.03 | 9/26/2012 9:00:51 AM |
majestic-note6 | $150.00 | 9/26/2012 9:19:50 AM |
scholarly-order6 | $75.00 | 9/26/2012 9:07:59 AM |
DasMula | $25.00 | 9/26/2012 9:12:01 AM |
durability-seahorse7 | $38.00 | 9/26/2012 9:22:46 AM |
mindful-generosity1 | $50.00 | 9/26/2012 9:35:42 AM |
newest-generous-income | $25.00 | 9/26/2012 10:00:38 AM |
return-enforcer5 | $25.00 | 9/26/2012 9:39:09 AM |
transparency-river1 | $500.00 | 9/26/2012 9:45:34 AM |
azazle | $50.00 | 9/26/2012 9:55:41 AM |
global-invest-group | $25.00 | 9/26/2012 9:59:52 AM |
plum557 | $25.00 | 9/26/2012 10:39:14 AM |
OregonDane | $25.00 | 9/26/2012 10:47:54 AM |
dudebrah | $25.00 | 9/26/2012 10:06:35 AM |
BHopkins | $25.00 | 9/26/2012 11:04:00 AM |
bewitching-dollar5 | $100.00 | 9/26/2012 11:07:34 AM |
worthy-bid8 | $100.00 | 9/26/2012 10:21:56 AM |
tolerant-responsibility051 | $500.00 | 9/26/2012 11:24:00 AM |
melodious-openness | $200.00 | 9/26/2012 11:52:36 AM |
tonic315 | $50.00 | 9/26/2012 12:02:28 PM |
bold-wampum-compadre | $50.00 | 9/26/2012 10:44:48 AM |
Requiem | $25.00 | 9/26/2012 3:24:24 PM |
edfrize5 | $13.11 | 9/26/2012 4:01:03 PM |
Epiphanic | $25.00 | 9/26/2012 1:38:49 PM |
let_me_retire | $76.19 | 9/26/2012 2:42:45 PM |
harmonious-contract5 | $25.00 | 9/26/2012 1:08:04 PM |
mpatrick | $100.00 | 9/26/2012 1:59:44 PM |
helpful-silver7 | $25.00 | 9/26/2012 3:55:16 PM |
URBANCAPITAL | $25.00 | 9/26/2012 2:49:39 PM |
Vector | $25.00 | 9/26/2012 3:25:18 PM |
pshans | $25.00 | 9/26/2012 3:39:54 PM |
calmfunds | $183.14 | 9/26/2012 9:04:23 AM |
vutah | $45.00 | 9/26/2012 9:05:12 AM |
natural-affluence6 | $25.00 | 9/26/2012 9:01:17 AM |
income-triangulation1 | $25.00 | 9/26/2012 9:11:08 AM |
Hedge-Fund | $25.00 | 9/26/2012 9:08:40 AM |
quest0 | $50.00 | 9/26/2012 9:18:06 AM |
receptive-affluence035 | $25.00 | 9/26/2012 10:30:30 AM |
duty-viola | $35.00 | 9/26/2012 10:49:10 AM |
community-burrito9 | $35.00 | 9/26/2012 10:15:47 AM |
Detour11 | $25.00 | 9/26/2012 10:56:40 AM |
berniemadeoff | $25.00 | 9/26/2012 11:23:19 AM |
john0720 | $25.00 | 9/26/2012 11:32:41 AM |
Silver_Rupee | $25.01 | 9/26/2012 10:40:15 AM |
credit-commander1 | $25.00 | 9/26/2012 12:04:07 PM |
fund-bauble | $25.00 | 9/26/2012 12:21:45 PM |
P2P_CARE | $125.00 | 9/26/2012 1:07:06 PM |
Gobsek | $25.00 | 9/26/2012 2:49:44 PM |
DreDub | $25.00 | 9/26/2012 3:24:35 PM |
Basset_Hound_Investments | $25.00 | 9/26/2012 3:32:11 PM |
Fitiwalt7 | $26.65 | 9/26/2012 10:57:57 AM |
korby524 | $25.00 | 9/26/2012 11:06:49 AM |
interest-splendor | $35.00 | 9/26/2012 12:32:55 PM |
favorite-commerce | $50.00 | 9/26/2012 12:55:08 PM |
Astyanax | $40.00 | 9/26/2012 12:00:34 PM |
well-rounded-dinero | $50.00 | 9/26/2012 12:38:32 PM |
mmeyer_jr | $30.00 | 9/26/2012 1:58:22 PM |
skaught | $30.00 | 9/26/2012 2:14:37 PM |
wale-ld | $27.87 | 9/26/2012 12:57:07 PM |
new-moola-triangulation | $30.00 | 9/26/2012 2:42:19 PM |
capital-financier6 | $25.00 | 9/26/2012 3:24:13 PM |
bsmtloan | $200.00 | 9/26/2012 3:25:24 PM |
URBANCAPITAL | $25.00 | 9/26/2012 2:57:08 PM |
greencat | $50.00 | 9/26/2012 3:34:26 PM |
66 Investments
|
Borrower Payment Dependent Notes Series
645058
This series of Notes was issued and sold upon the funding of the borrower loan #75153, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $557.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 14% |
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 8y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $261 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| competent-social2 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off loans to get one smaller payment a month.
My financial situation:
I am a good candidate for this loan because I have excellent credit and take pride in making payments on time until paid in full.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kyjamune | $25.00 | 9/24/2012 5:04:21 PM |
repayment-pagoda8 | $100.00 | 9/24/2012 5:07:26 PM |
fund-medalist171 | $30.00 | 9/24/2012 5:14:33 PM |
Rivervale_Westwood | $25.00 | 9/24/2012 5:17:55 PM |
octoberfresh | $25.00 | 9/24/2012 5:21:10 PM |
imogen22 | $50.00 | 9/24/2012 5:09:01 PM |
spartacusiam | $25.00 | 9/24/2012 5:34:36 PM |
enterprising-exchange6 | $50.00 | 9/24/2012 5:22:41 PM |
excellent-funds649 | $50.00 | 9/24/2012 5:24:27 PM |
tenacious-affluence | $25.00 | 9/24/2012 5:28:20 PM |
Kessler | $26.00 | 9/24/2012 5:57:29 PM |
bazaar-tulip | $25.00 | 9/24/2012 5:34:00 PM |
kenji4861 | $25.00 | 9/24/2012 5:44:18 PM |
Taxman44 | $25.00 | 9/24/2012 5:45:53 PM |
bletourn | $25.00 | 9/24/2012 7:36:43 PM |
mindful-generosity1 | $50.00 | 9/24/2012 6:01:31 PM |
first-wampum-gazer | $1,000.00 | 9/24/2012 6:14:33 PM |
julijask | $100.00 | 9/24/2012 6:15:32 PM |
jcornehlsen | $25.00 | 9/24/2012 6:17:58 PM |
heerzaquestion | $60.00 | 9/25/2012 4:57:17 AM |
blot44 | $25.00 | 9/25/2012 5:09:06 AM |
dukeiyer | $25.00 | 9/24/2012 7:09:56 PM |
Bank_Of_XL | $25.00 | 9/24/2012 7:49:45 PM |
RGlad | $100.00 | 9/24/2012 8:34:12 PM |
passivesf | $50.00 | 9/25/2012 7:15:37 AM |
Zipperdu | $122.24 | 9/25/2012 8:24:29 AM |
KLCRAY | $50.00 | 9/25/2012 2:20:05 AM |
responsibility-butterfly | $25.00 | 9/25/2012 8:30:33 AM |
broosky2 | $100.00 | 9/25/2012 7:07:16 AM |
Lender50 | $25.00 | 9/25/2012 8:11:20 AM |
cash-cymbal3 | $100.00 | 9/25/2012 8:17:25 AM |
Index_Plus | $5,000.00 | 9/25/2012 8:04:11 AM |
bill-expert | $50.00 | 9/25/2012 8:59:53 AM |
kevin314 | $25.00 | 9/25/2012 9:50:18 AM |
HikeMoab | $25.00 | 9/25/2012 9:53:28 AM |
compoundinterest | $25.00 | 9/25/2012 10:00:50 AM |
frankdelraza | $25.00 | 9/25/2012 10:45:24 AM |
bellaquito | $500.00 | 9/25/2012 11:29:18 AM |
chac | $500.00 | 9/25/2012 11:59:33 AM |
compatible-deal9 | $50.00 | 9/25/2012 12:24:20 PM |
Obiwan_Kanobi | $25.00 | 9/25/2012 10:40:27 AM |
justme4now | $55.00 | 9/25/2012 4:43:11 PM |
Dakota98 | $25.00 | 9/25/2012 4:48:21 PM |
organized-dough5 | $26.78 | 9/25/2012 2:15:34 PM |
fly4sugar | $100.00 | 9/25/2012 2:15:48 PM |
social-tostada9 | $50.00 | 9/25/2012 11:50:59 AM |
tender-wealth0 | $25.00 | 9/25/2012 3:01:28 PM |
bold-wampum-compadre | $50.00 | 9/25/2012 1:36:49 PM |
authoritative-loot | $25.00 | 9/25/2012 2:26:12 PM |
CSAworker | $25.00 | 9/25/2012 2:30:11 PM |
basejump0 | $25.00 | 9/25/2012 2:45:04 PM |
organic-responsibility60 | $30.30 | 9/25/2012 3:37:01 PM |
-PJC- | $25.00 | 9/25/2012 5:05:51 PM |
flo_rida | $100.00 | 9/25/2012 5:24:05 PM |
Castellan | $50.00 | 9/25/2012 5:20:46 PM |
logical-reward8 | $25.00 | 9/25/2012 5:50:12 PM |
martinatime | $36.00 | 9/25/2012 6:02:19 PM |
neighborly-hope6 | $100.00 | 9/25/2012 6:16:43 PM |
newest-bid-britches | $100.00 | 9/25/2012 5:59:28 PM |
Investoman | $25.00 | 9/25/2012 6:07:29 PM |
ponch12 | $50.00 | 9/25/2012 6:33:52 PM |
benjamin67 | $25.00 | 9/25/2012 6:16:27 PM |
unassailable-funds754 | $25.00 | 9/25/2012 6:43:25 PM |
hitsman | $50.00 | 9/25/2012 6:22:35 PM |
ninjazx10rida | $50.00 | 9/25/2012 6:58:41 PM |
BiggestG | $25.00 | 9/25/2012 6:26:42 PM |
vivacious-truth3 | $25.00 | 9/25/2012 6:34:48 PM |
Lendomatic | $25.00 | 9/25/2012 10:11:27 PM |
Lendomatic | $50.00 | 9/25/2012 10:17:23 PM |
trustworthy-finance6 | $300.00 | 9/25/2012 11:39:04 PM |
BaxterEvil | $25.00 | 9/25/2012 8:07:54 PM |
integrity-web | $25.00 | 9/25/2012 8:20:30 PM |
ml13 | $80.00 | 9/26/2012 4:04:44 AM |
blue-laudable-dinero | $50.00 | 9/25/2012 8:49:49 PM |
Bomber | $21.05 | 9/26/2012 4:54:55 AM |
boomerang74 | $37.38 | 9/25/2012 10:23:50 PM |
gain-keeper9 | $25.00 | 9/25/2012 10:28:16 PM |
discostu | $25.00 | 9/25/2012 11:05:29 PM |
blue-laudable-dinero | $25.00 | 9/25/2012 8:48:35 PM |
fides-cx | $50.00 | 9/26/2012 1:44:13 AM |
jordanmz | $200.00 | 9/25/2012 9:35:07 PM |
ethical-truth211 | $500.00 | 9/26/2012 3:01:35 AM |
SkyLoan | $32.00 | 9/25/2012 10:03:33 PM |
hope-hickory8 | $25.00 | 9/26/2012 4:12:22 AM |
YosemiteSam | $25.00 | 9/26/2012 4:36:52 AM |
hugel | $100.00 | 9/26/2012 12:33:44 AM |
hml | $88.93 | 9/26/2012 2:02:40 AM |
Zur-neu-gekronten-Hoffnung | $25.00 | 9/26/2012 2:50:57 AM |
paradigm_shift | $100.00 | 9/26/2012 3:01:23 AM |
AM2008 | $25.00 | 9/26/2012 3:55:43 AM |
northwesttlr | $25.00 | 9/26/2012 4:36:49 AM |
Aberdeen | $100.00 | 9/24/2012 6:29:33 PM |
auction-sage | $100.00 | 9/24/2012 5:12:50 PM |
Darts | $50.00 | 9/24/2012 5:24:09 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:27 PM |
windguy | $50.00 | 9/24/2012 5:15:53 PM |
calamango | $50.00 | 9/24/2012 5:38:21 PM |
best-bonafide-p2p | $50.00 | 9/24/2012 6:02:57 PM |
marketplace-singularity3 | $125.00 | 9/24/2012 6:26:15 PM |
blue-order-comet | $98.00 | 9/24/2012 6:54:01 PM |
obduro_1 | $25.00 | 9/24/2012 5:54:35 PM |
brainy-credit1 | $40.00 | 9/24/2012 5:54:50 PM |
NJournalist | $25.00 | 9/24/2012 6:00:02 PM |
EnglishGeekInNYC | $50.00 | 9/24/2012 6:12:22 PM |
payout-paladin3 | $500.00 | 9/24/2012 6:13:45 PM |
payout-paladin3 | $250.00 | 9/24/2012 6:38:10 PM |
ready-interest9 | $25.00 | 9/24/2012 6:40:04 PM |
LaXavier | $51.88 | 9/24/2012 7:09:03 PM |
hopeful_lender | $100.00 | 9/24/2012 7:57:21 PM |
jubilant-capital1 | $100.00 | 9/24/2012 8:07:14 PM |
FWF-kinetic | $25.00 | 9/24/2012 9:11:38 PM |
houli123 | $50.00 | 9/24/2012 11:10:56 PM |
napmanger | $200.00 | 9/24/2012 11:19:44 PM |
Mad_Scientist | $100.00 | 9/25/2012 4:46:43 AM |
cerebral-dollar773 | $35.00 | 9/25/2012 6:13:39 AM |
availableloan | $25.00 | 9/25/2012 9:03:02 AM |
tomdooley12520 | $25.00 | 9/25/2012 6:16:37 AM |
loyalty-hornet6 | $25.00 | 9/25/2012 6:34:44 AM |
first-serene-credit | $25.00 | 9/25/2012 8:31:34 AM |
Rockymtnhi | $200.00 | 9/25/2012 9:01:15 AM |
Aimvest | $25.00 | 9/25/2012 9:52:03 AM |
Cai8899 | $25.00 | 9/25/2012 9:34:04 AM |
ingenious-deal6 | $25.00 | 9/25/2012 10:13:05 AM |
vtrentster | $30.00 | 9/25/2012 10:09:08 AM |
riskreward | $250.00 | 9/25/2012 10:35:09 AM |
340 | $25.00 | 9/25/2012 11:19:07 AM |
ddog0224 | $100.00 | 9/25/2012 12:00:38 PM |
deal-kung-fu | $40.00 | 9/25/2012 1:01:20 PM |
bazaar-tiramisu4 | $25.00 | 9/25/2012 2:49:36 PM |
coin-kin | $25.00 | 9/25/2012 11:42:23 AM |
BorthersKeeper | $25.00 | 9/25/2012 12:10:05 PM |
azazle | $50.00 | 9/25/2012 1:04:10 PM |
spy0 | $25.00 | 9/25/2012 1:32:48 PM |
Shockem923 | $29.44 | 9/25/2012 3:34:41 PM |
iamwhatiam | $25.00 | 9/25/2012 3:44:00 PM |
funds-juniper | $25.00 | 9/25/2012 12:50:51 PM |
umwol13 | $25.00 | 9/25/2012 1:21:43 PM |
market-maximizer472 | $100.00 | 9/25/2012 2:36:45 PM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:36 PM |
return-blueberry383 | $200.00 | 9/25/2012 3:57:23 PM |
maclove10 | $25.00 | 9/25/2012 4:51:09 PM |
daw1878 | $50.00 | 9/25/2012 5:37:12 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:15 PM |
pdub | $750.00 | 9/25/2012 5:55:10 PM |
MI2 | $5,000.00 | 9/25/2012 6:09:30 PM |
Dubbs360 | $500.00 | 9/25/2012 5:58:59 PM |
rupee-prairie | $30.00 | 9/25/2012 6:25:16 PM |
income-plato | $25.00 | 9/25/2012 6:11:50 PM |
hopeful_lender | $200.00 | 9/25/2012 6:49:14 PM |
economy-tuba7 | $50.00 | 9/25/2012 6:34:04 PM |
coopPV | $50.00 | 9/25/2012 7:48:34 PM |
blue-laudable-dinero | $25.00 | 9/25/2012 8:49:07 PM |
glimmering-revenue4 | $25.00 | 9/25/2012 8:56:45 PM |
tolerant-responsibility051 | $2,000.00 | 9/25/2012 8:59:03 PM |
jordanmz | $50.00 | 9/25/2012 9:29:38 PM |
cordial-affluence2 | $25.00 | 9/25/2012 6:38:39 PM |
Iwillhuntyoudown | $25.00 | 9/25/2012 10:02:42 PM |
sunny-dough9 | $200.00 | 9/26/2012 2:51:19 AM |
adelaide-moira | $25.00 | 9/25/2012 7:25:05 PM |
contract-victor5 | $50.00 | 9/25/2012 8:52:13 PM |
dt_one | $25.00 | 9/25/2012 10:30:40 PM |
beaufuture | $25.00 | 9/26/2012 1:46:23 AM |
refined-commerce2 | $25.00 | 9/25/2012 9:45:48 PM |
dinero-jedi | $75.00 | 9/26/2012 4:36:41 AM |
sushi537 | $25.00 | 9/26/2012 12:24:15 AM |
dough-kitten5 | $50.00 | 9/26/2012 3:30:12 AM |
wam37 | $25.00 | 9/26/2012 3:57:01 AM |
BlessedEveryDay | $25.00 | 9/26/2012 4:29:22 AM |
168 Investments
|
Borrower Payment Dependent Notes Series
645064
This series of Notes was issued and sold upon the funding of the borrower loan #75307, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,250.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $124.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2007 |
Debt/Income ratio:
| 14% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $472 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| petra777 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 31 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2011)
540-559
(Jul-2008)
|
Principal balance:
| $3,099.65 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
Consolidation of Bills
Purpose of loan:
This loan will be used to pay off an existing loan taken to consolidate medical bills, and to pay off bills that came up when my 5 year old son had to undergo surgery, as well as some lingering bills related to the birth of my second son. Essentially, this is a "clean-up" loan that I intend on using to bring all of our costs together under a more manageable monthly payment.
My financial situation:
I am a good candidate for this loan because I am reliably employed (same company for over 6 years) and because I am always sure to pay my bills on time, even in the event that it means cutting back in other places.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
phenomenal-rate1 | $500.00 | 9/24/2012 5:03:38 PM |
felicity-contributor3 | $50.00 | 9/24/2012 5:05:40 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:08 PM |
lnuss25 | $25.00 | 9/24/2012 5:08:23 PM |
imogen22 | $50.00 | 9/24/2012 5:08:48 PM |
income-triangulation1 | $25.00 | 9/24/2012 5:03:09 PM |
creditjunky | $125.00 | 9/24/2012 5:03:43 PM |
sweety075 | $25.00 | 9/24/2012 5:04:59 PM |
market-cougar3 | $50.00 | 9/24/2012 5:15:55 PM |
MoneyForNothing | $31.31 | 9/24/2012 5:06:39 PM |
RGlad | $101.00 | 9/24/2012 5:06:35 PM |
EnglishGeekInNYC | $25.00 | 9/24/2012 5:09:07 PM |
wetlands | $200.00 | 9/24/2012 5:12:09 PM |
radiant-dollar9 | $200.00 | 9/24/2012 5:13:08 PM |
auction-sage | $100.00 | 9/24/2012 5:12:41 PM |
windguy | $50.00 | 9/24/2012 5:15:29 PM |
cello1 | $25.00 | 9/24/2012 5:18:32 PM |
Darts | $50.00 | 9/24/2012 5:24:09 PM |
newest-currency-vibrato | $25.00 | 9/24/2012 5:26:23 PM |
Yogidog | $25.00 | 9/24/2012 5:32:01 PM |
ready-justice7 | $50.00 | 9/24/2012 5:33:23 PM |
Castellan | $50.00 | 9/24/2012 5:36:06 PM |
charming-exchange7 | $25.00 | 9/24/2012 5:37:18 PM |
paladin847 | $70.00 | 9/24/2012 5:42:31 PM |
repayment-pagoda8 | $100.00 | 9/24/2012 5:06:44 PM |
JC_12 | $33.00 | 9/24/2012 5:04:02 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:27 PM |
XP | $25.00 | 9/24/2012 5:05:12 PM |
glimmering-liberty616 | $25.00 | 9/24/2012 5:05:20 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:20 PM |
CMJ-Partners | $100.00 | 9/24/2012 5:10:50 PM |
thrifty-transaction578 | $25.00 | 9/24/2012 5:25:37 PM |
MichaelProsper | $40.00 | 9/24/2012 5:13:30 PM |
john0720 | $25.00 | 9/24/2012 5:30:46 PM |
CapStack | $50.00 | 9/24/2012 5:32:37 PM |
sturdy-fairness0 | $100.00 | 9/24/2012 5:15:38 PM |
spartacusiam | $25.00 | 9/24/2012 5:34:36 PM |
LeReve | $500.00 | 9/24/2012 5:16:35 PM |
kevin314 | $25.00 | 9/24/2012 5:41:30 PM |
phaded | $25.00 | 9/24/2012 5:21:32 PM |
mr_haldane | $100.00 | 9/24/2012 5:23:34 PM |
excellent-funds649 | $50.00 | 9/24/2012 5:24:27 PM |
tenacious-affluence | $25.00 | 9/24/2012 5:28:20 PM |
astute-benjamins | $150.00 | 9/24/2012 5:32:03 PM |
bazaar-tulip | $25.00 | 9/24/2012 5:34:00 PM |
calamango | $50.00 | 9/24/2012 5:38:21 PM |
ptjg | $100.00 | 9/24/2012 5:39:51 PM |
mariah8641 | $30.00 | 9/24/2012 5:40:14 PM |
britgsb | $50.00 | 9/24/2012 5:42:14 PM |
hitsman | $50.00 | 9/24/2012 5:40:07 PM |
Supernick | $494.69 | 9/24/2012 5:43:12 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
645066
This series of Notes was issued and sold upon the funding of the borrower loan #75373, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $401.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 38% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 8y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,426 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| No | | |
Screen name:
| velocity-oboe453 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate some debt (Discover Loans and Discover card) as well as medical bills. My son was born in July and was diagnosed with Down Syndrome. Because of this we have had some unexpected medical bills for the tests that they require all Down Syndrome babies to have. Thankfully he is a healthy little boy with no significant problems.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time. I am the type of person that likes to get things paid off as soon as possible. I am requesting to pay off medical bills so I am not constantly worrying about what I can pay on them each month. I can budget easier knowing one set payment a month and can pay more on this loan when I am able. I also work at a bank as a loan officer so i know how important good quality credit is.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
excellent-funds649 | $50.00 | 9/25/2012 5:27:48 PM |
commerce-venture1 | $25.00 | 9/25/2012 5:17:31 PM |
community-burrito9 | $25.00 | 9/25/2012 5:23:22 PM |
imogen22 | $50.00 | 9/25/2012 5:32:11 PM |
ingenious-deal6 | $25.00 | 9/25/2012 5:23:38 PM |
repayment-pagoda8 | $100.00 | 9/25/2012 5:29:57 PM |
adventurer447 | $300.00 | 9/25/2012 5:31:56 PM |
EnglishGeekInNYC | $25.00 | 9/25/2012 5:43:55 PM |
windguy | $50.00 | 9/25/2012 5:40:12 PM |
pdub | $750.00 | 9/25/2012 5:55:12 PM |
blot44 | $25.00 | 9/25/2012 6:00:08 PM |
Dubbs360 | $500.00 | 9/25/2012 5:59:08 PM |
octoberfresh | $25.00 | 9/25/2012 6:05:24 PM |
janeybooboo | $50.00 | 9/25/2012 6:14:48 PM |
bazaar-tulip | $500.00 | 9/25/2012 6:14:35 PM |
Taxman44 | $25.00 | 9/25/2012 6:39:29 PM |
invest-in-ed | $200.00 | 9/26/2012 4:35:30 AM |
tolerant-responsibility051 | $2,000.00 | 9/25/2012 9:00:27 PM |
investment-comet | $25.00 | 9/26/2012 7:13:34 AM |
JustMee | $25.00 | 9/26/2012 6:14:12 AM |
viennese | $25.00 | 9/26/2012 8:22:01 AM |
theloanteacher | $25.00 | 9/26/2012 5:00:26 AM |
Talents3508 | $25.00 | 9/26/2012 6:33:31 AM |
tomdooley12520 | $50.00 | 9/26/2012 6:50:32 AM |
spoolin18t | $100.00 | 9/26/2012 7:16:55 AM |
cerebral-dollar773 | $25.00 | 9/26/2012 7:22:45 AM |
Jim33 | $25.00 | 9/26/2012 9:00:56 AM |
themoneydoctor | $30.00 | 9/26/2012 9:13:34 AM |
netg | $25.00 | 9/26/2012 9:34:58 AM |
Eminent_Endeavors | $25.00 | 9/26/2012 10:09:39 AM |
gjm6d | $25.00 | 9/26/2012 10:14:56 AM |
courteous-trade229 | $38.68 | 9/26/2012 11:18:04 AM |
BiggestG | $25.00 | 9/26/2012 11:23:04 AM |
Future-Await21 | $25.00 | 9/26/2012 11:25:07 AM |
hitsman | $50.00 | 9/26/2012 10:23:06 AM |
OregonDane | $25.00 | 9/26/2012 10:39:35 AM |
hard-working-rate3 | $25.00 | 9/26/2012 10:45:49 AM |
peso-dancer3 | $25.00 | 9/26/2012 1:18:03 PM |
Leopoldine | $26.00 | 9/26/2012 10:47:33 AM |
vennp | $50.00 | 9/26/2012 2:07:14 PM |
jpac1066 | $100.00 | 9/26/2012 10:49:06 AM |
URBANCAPITAL | $50.00 | 9/26/2012 3:01:29 PM |
chac | $300.00 | 9/26/2012 10:55:22 AM |
responsible-finance9 | $68.56 | 9/26/2012 3:53:55 PM |
EJPiper | $29.48 | 9/26/2012 4:03:14 PM |
fairness-hammock | $25.00 | 9/26/2012 4:13:27 PM |
american6 | $50.00 | 9/26/2012 10:55:01 AM |
compatible-deal9 | $50.00 | 9/26/2012 4:16:28 PM |
All_Wins | $27.38 | 9/26/2012 4:34:06 PM |
leverage-monger | $25.00 | 9/26/2012 10:58:31 AM |
voipguy88 | $100.00 | 9/26/2012 11:23:28 AM |
korby524 | $25.00 | 9/26/2012 11:07:52 AM |
joecool1981 | $271.13 | 9/26/2012 11:20:30 AM |
sfp1 | $250.00 | 9/26/2012 12:21:27 PM |
astute-benjamins | $150.00 | 9/26/2012 1:19:51 PM |
market-pudding | $25.00 | 9/26/2012 1:23:29 PM |
w8291 | $25.00 | 9/26/2012 1:37:11 PM |
hope-fortress753 | $25.00 | 9/26/2012 2:35:54 PM |
paradigm_shift | $100.00 | 9/26/2012 1:57:02 PM |
helpful-silver7 | $25.00 | 9/26/2012 3:54:51 PM |
sflash | $25.00 | 9/26/2012 2:37:39 PM |
blue-laudable-dinero | $25.00 | 9/26/2012 3:06:13 PM |
RyanJY | $27.27 | 9/26/2012 4:34:58 PM |
betterthanstock | $50.00 | 9/26/2012 4:48:21 PM |
brightest-bonafide-deal | $25.00 | 9/26/2012 4:00:26 PM |
first-economy-spectacle | $25.00 | 9/26/2012 4:56:28 PM |
waverunner088 | $25.00 | 9/26/2012 5:02:04 PM |
logical-reward8 | $25.00 | 9/26/2012 5:26:18 PM |
durability-slingshot2 | $53.00 | 9/26/2012 5:39:51 PM |
neighborly-hope6 | $100.00 | 9/26/2012 5:41:24 PM |
ivar | $25.00 | 9/26/2012 5:49:43 PM |
mizon291 | $12.63 | 9/26/2012 5:55:01 PM |
compoundinterest | $25.00 | 9/25/2012 5:31:35 PM |
mindful-generosity1 | $50.00 | 9/25/2012 5:24:48 PM |
best-bonafide-p2p | $50.00 | 9/25/2012 5:14:37 PM |
auction-sage | $100.00 | 9/25/2012 5:37:07 PM |
tenacious-affluence | $25.00 | 9/25/2012 5:34:09 PM |
calamango | $50.00 | 9/25/2012 5:58:26 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:22 PM |
obduro_1 | $25.00 | 9/25/2012 5:58:36 PM |
kenji4861 | $25.00 | 9/25/2012 5:59:48 PM |
MI2 | $5,000.00 | 9/25/2012 6:09:31 PM |
rupee-prairie | $30.00 | 9/25/2012 6:25:18 PM |
bellaquito | $500.00 | 9/25/2012 6:48:29 PM |
ninjazx10rida | $50.00 | 9/25/2012 6:58:42 PM |
FWF-kinetic | $50.00 | 9/25/2012 9:14:17 PM |
Supernick | $500.00 | 9/26/2012 6:22:39 AM |
MoneyBadger | $25.00 | 9/26/2012 6:24:39 AM |
contract-victor5 | $30.00 | 9/25/2012 8:53:36 PM |
Iwillhuntyoudown | $25.00 | 9/25/2012 10:03:33 PM |
heerzaquestion | $54.00 | 9/26/2012 4:45:12 AM |
GoldenKoi | $100.00 | 9/25/2012 11:45:53 PM |
Requiem | $25.00 | 9/26/2012 5:58:27 AM |
mclapperton | $100.00 | 9/26/2012 6:16:20 AM |
wojo | $25.00 | 9/26/2012 6:33:49 AM |
trade-surge3 | $25.00 | 9/26/2012 6:45:55 AM |
proper-exchange8 | $200.00 | 9/26/2012 7:49:12 AM |
agalt | $125.00 | 9/26/2012 7:51:51 AM |
blackstar | $25.00 | 9/26/2012 7:31:53 AM |
social-pear9 | $50.00 | 9/26/2012 8:37:58 AM |
HereToHelp305 | $75.00 | 9/26/2012 8:08:20 AM |
fly4sugar | $100.00 | 9/26/2012 8:45:36 AM |
Aimvest | $25.00 | 9/26/2012 9:19:23 AM |
Cai8899 | $25.00 | 9/26/2012 9:44:16 AM |
El_Scubano | $25.00 | 9/26/2012 9:20:24 AM |
azazle | $50.00 | 9/26/2012 9:32:22 AM |
radforj22 | $95.67 | 9/26/2012 10:02:32 AM |
market-assembler | $40.00 | 9/26/2012 9:38:36 AM |
economy-tuba7 | $25.00 | 9/26/2012 11:00:35 AM |
PandB | $25.00 | 9/26/2012 10:26:17 AM |
AY_RY | $30.00 | 9/26/2012 1:24:17 PM |
alaskan1 | $46.52 | 9/26/2012 1:35:21 PM |
gilbrear | $25.00 | 9/26/2012 2:49:31 PM |
inspired-finance | $25.00 | 9/26/2012 2:54:59 PM |
pshans | $25.00 | 9/26/2012 3:41:51 PM |
skockie | $100.00 | 9/26/2012 11:20:44 AM |
P2P_CARE | $400.00 | 9/26/2012 12:57:21 PM |
auctionator1 | $25.00 | 9/26/2012 1:02:31 PM |
Astyanax | $35.00 | 9/26/2012 11:57:06 AM |
cocopuffs | $25.00 | 9/26/2012 1:45:14 PM |
the-fund-mussel | $100.00 | 9/26/2012 1:46:08 PM |
hl8428 | $31.99 | 9/26/2012 12:39:05 PM |
inspiring-compassion6 | $25.00 | 9/26/2012 1:01:38 PM |
Green_Bay_Packers | $25.00 | 9/26/2012 2:52:21 PM |
Green_Bay_Packers | $25.00 | 9/26/2012 2:54:28 PM |
contract-paloverde1 | $25.00 | 9/26/2012 1:40:13 PM |
the-fund-mussel | $100.00 | 9/26/2012 1:48:27 PM |
DreDub | $50.00 | 9/26/2012 3:24:24 PM |
circle | $25.00 | 9/26/2012 2:07:57 PM |
Solid-Platinum | $25.00 | 9/26/2012 3:30:19 PM |
Navy-Retired | $55.57 | 9/26/2012 3:53:04 PM |
Peacepower | $30.00 | 9/26/2012 4:16:29 PM |
Navy_Wife_Retired | $243.32 | 9/26/2012 3:50:28 PM |
Castellan | $50.00 | 9/26/2012 5:13:56 PM |
aerobat | $58.80 | 9/26/2012 5:15:10 PM |
transparency-river1 | $750.00 | 9/26/2012 5:09:02 PM |
flo_rida | $100.00 | 9/26/2012 5:43:46 PM |
martinatime | $50.00 | 9/26/2012 5:20:11 PM |
puifais | $50.00 | 9/26/2012 5:34:39 PM |
deal-blossom595 | $25.00 | 9/26/2012 5:41:07 PM |
hawaladar | $35.00 | 9/26/2012 5:54:29 PM |
141 Investments
|
Borrower Payment Dependent Notes Series
645088
This series of Notes was issued and sold upon the funding of the borrower loan #74955, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $84.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| 35% |
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,175 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| No | | |
Screen name:
| currency-meadow9 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2011)
|
Principal balance:
| $4,444.71 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
felicity-contributor3 | $35.00 | 9/24/2012 5:04:36 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:43 PM |
Canidae | $25.00 | 9/24/2012 5:04:06 PM |
unforgettable-pound574 | $50.00 | 9/24/2012 5:06:31 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:09 PM |
scholarly-order6 | $25.00 | 9/24/2012 5:06:19 PM |
benevolent-loot5 | $200.00 | 9/24/2012 5:08:15 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:21 PM |
credit-missile | $75.00 | 9/24/2012 5:05:50 PM |
trade-boots1 | $100.00 | 9/24/2012 5:05:22 PM |
musegaze | $50.00 | 9/24/2012 5:06:25 PM |
enriching-dollar1 | $100.00 | 9/24/2012 5:07:34 PM |
handy-justice | $50.00 | 9/24/2012 5:07:02 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
645130
This series of Notes was issued and sold upon the funding of the borrower loan #75377, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 27.67% |
Borrower rate/APR:
| 28.67% / 31.34% |
Monthly payment:
| $252.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.98% | | |
| |
Estimated return*:
| 15.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,474 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| palmetto528 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000
Monthly expenses: $200
Housing: $500
Insurance: $450
Car expenses: $130
Utilities: $125
Phone, cable, internet: $115
Food, entertainment: $300
Clothing, household expenses: $25
Credit cards and other loans: $325
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 9/24/2012 5:04:05 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:04:27 PM |
capital-investor8 | $25.00 | 9/24/2012 5:04:53 PM |
Beld | $50.00 | 9/24/2012 5:04:00 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:09 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:44 PM |
worth-blanket2 | $7,200.00 | 9/24/2012 5:06:32 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
645142
This series of Notes was issued and sold upon the funding of the borrower loan #75223, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $321.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 6% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,506 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| logical-fairness2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Household Expenses
Purpose of loan: to help pay for a move
This loan will be used to pay for movers, rent, security deposit and furniture
My financial situation: good, i have a very well paying steady job
I am a good candidate for this loan because i have received a loan from prosper in the past and actually paid it all off early!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
special-dinero553 | $25.00 | 9/24/2012 5:10:01 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:03:34 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:28 PM |
lnuss25 | $25.00 | 9/24/2012 5:06:47 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:06:09 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:21 PM |
repayment-pagoda8 | $100.00 | 9/24/2012 5:06:39 PM |
compassion-twister2 | $50.00 | 9/24/2012 5:20:41 PM |
EnglishGeekInNYC | $25.00 | 9/24/2012 5:09:07 PM |
auction-sage | $100.00 | 9/24/2012 5:12:42 PM |
nickel-ferret | $25.00 | 9/24/2012 5:11:14 PM |
thrifty-transaction578 | $25.00 | 9/24/2012 5:25:37 PM |
tranquil-gain1 | $75.00 | 9/24/2012 5:31:52 PM |
awwaww | $25.00 | 9/24/2012 5:15:48 PM |
sturdy-fairness0 | $100.00 | 9/24/2012 5:15:38 PM |
prudent-dough458 | $25.00 | 9/24/2012 5:18:02 PM |
hitsman | $50.00 | 9/24/2012 5:40:07 PM |
mr_haldane | $55.00 | 9/24/2012 5:23:34 PM |
excellent-funds649 | $50.00 | 9/24/2012 5:24:27 PM |
trade-burrito4 | $35.00 | 9/24/2012 5:50:36 PM |
a-finance-nirvana | $25.00 | 9/24/2012 5:30:30 PM |
greenback-snowdome1 | $50.00 | 9/24/2012 5:56:43 PM |
john0720 | $25.00 | 9/24/2012 5:30:46 PM |
cybernosha | $25.00 | 9/24/2012 6:01:05 PM |
payout-reaction740 | $50.00 | 9/24/2012 5:39:31 PM |
mariah8641 | $30.00 | 9/24/2012 5:40:15 PM |
attentive-compassion1 | $50.00 | 9/24/2012 6:14:18 PM |
britgsb | $50.00 | 9/24/2012 5:42:14 PM |
CoolPlexer | $25.00 | 9/24/2012 6:23:47 PM |
availableloan | $25.00 | 9/24/2012 6:24:24 PM |
ulisingh | $50.00 | 9/24/2012 5:43:47 PM |
kaykarun | $25.00 | 9/24/2012 6:28:22 PM |
social-attraction463 | $25.00 | 9/24/2012 5:45:00 PM |
contract-bopper | $25.00 | 9/24/2012 5:48:31 PM |
friendly-gold | $25.00 | 9/24/2012 5:50:11 PM |
justreturns | $25.00 | 9/24/2012 5:55:13 PM |
YampaQuant | $25.00 | 9/24/2012 5:55:48 PM |
generous-deal6 | $25.00 | 9/24/2012 5:57:27 PM |
heartpounding-loyalty7 | $25.00 | 9/24/2012 5:58:05 PM |
paytonbrigadier | $250.00 | 9/24/2012 6:00:09 PM |
adaboy65 | $100.00 | 9/24/2012 6:02:34 PM |
Ripsaw4U | $50.00 | 9/24/2012 6:04:27 PM |
golden-cat | $25.00 | 9/24/2012 6:06:35 PM |
Investoman | $25.00 | 9/24/2012 6:08:16 PM |
Stavros | $42.00 | 9/24/2012 6:11:24 PM |
prosha | $25.00 | 9/24/2012 9:23:24 PM |
DadWarbucks | $25.00 | 9/24/2012 6:13:25 PM |
blue-laudable-dinero | $25.00 | 9/24/2012 9:34:33 PM |
promise2 | $25.00 | 9/24/2012 10:44:50 PM |
kenji4861 | $25.00 | 9/24/2012 6:18:36 PM |
rwm684 | $25.00 | 9/24/2012 6:21:18 PM |
benjamins-engine6 | $25.00 | 9/24/2012 6:22:27 PM |
dproxima | $25.00 | 9/24/2012 6:29:41 PM |
CFOGO | $25.00 | 9/25/2012 3:46:58 AM |
Zion-CIF | $50.00 | 9/25/2012 4:37:32 AM |
gustavholstopus32 | $25.00 | 9/24/2012 6:51:51 PM |
radforj22 | $50.00 | 9/25/2012 5:40:06 AM |
BankofPete | $25.00 | 9/25/2012 6:00:03 AM |
Earn_money | $25.00 | 9/25/2012 6:15:29 AM |
Foothill-Paradise | $83.49 | 9/24/2012 7:38:39 PM |
num1irish | $100.00 | 9/24/2012 7:45:18 PM |
loyalty-hornet6 | $25.00 | 9/25/2012 6:34:44 AM |
afwoal | $61.63 | 9/25/2012 6:36:32 AM |
SweetSerenityInvest | $25.50 | 9/25/2012 6:38:48 AM |
FWF-kinetic | $25.00 | 9/24/2012 9:08:21 PM |
MongoBongo | $25.26 | 9/24/2012 9:28:04 PM |
RussiaAC5M | $41.92 | 9/25/2012 7:18:47 AM |
HenlopenCapital | $25.00 | 9/25/2012 7:20:36 AM |
houli123 | $50.00 | 9/24/2012 11:10:57 PM |
investor11373 | $25.00 | 9/25/2012 12:51:42 AM |
best-commerce-leader | $69.01 | 9/25/2012 3:57:31 AM |
crw1950 | $50.00 | 9/25/2012 5:10:40 AM |
reverent-bazaar284 | $25.00 | 9/25/2012 5:03:30 AM |
donnajoy | $25.00 | 9/25/2012 5:09:43 AM |
sgt-schultz | $35.00 | 9/25/2012 6:08:49 AM |
blue-useful-auction | $25.00 | 9/25/2012 6:32:48 AM |
KSPHoldings | $30.00 | 9/25/2012 6:54:59 AM |
fireboss | $65.68 | 9/25/2012 7:33:51 AM |
wetlands | $200.00 | 9/24/2012 5:12:09 PM |
Kyjamune | $25.00 | 9/24/2012 5:04:22 PM |
Rivervale_Westwood | $25.00 | 9/24/2012 5:17:55 PM |
imogen22 | $50.00 | 9/24/2012 5:08:48 PM |
commerce-gargantuan2 | $50.00 | 9/24/2012 5:23:05 PM |
mansel | $25.00 | 9/24/2012 5:10:55 PM |
tenacious-affluence | $25.00 | 9/24/2012 5:28:20 PM |
LeReve | $500.00 | 9/24/2012 5:16:36 PM |
lionheart722 | $100.00 | 9/24/2012 5:16:16 PM |
upc_tnt | $25.00 | 9/24/2012 5:18:09 PM |
octoberfresh | $25.00 | 9/24/2012 5:21:10 PM |
Taxman44 | $25.00 | 9/24/2012 5:45:54 PM |
Darts | $50.00 | 9/24/2012 5:24:10 PM |
LoanerPrincipal | $25.00 | 9/24/2012 5:49:55 PM |
listing-trapper3 | $50.00 | 9/24/2012 5:25:45 PM |
penny-finder | $31.08 | 9/24/2012 5:30:02 PM |
objective-investor | $250.00 | 9/24/2012 5:29:03 PM |
DreisersFinancier | $50.00 | 9/24/2012 5:58:27 PM |
ready-justice7 | $50.00 | 9/24/2012 5:33:23 PM |
wildguy | $100.00 | 9/24/2012 5:33:44 PM |
green28 | $50.00 | 9/24/2012 6:00:32 PM |
bazaar-tulip | $25.00 | 9/24/2012 5:34:00 PM |
Castellan | $50.00 | 9/24/2012 5:36:07 PM |
richboy56 | $25.00 | 9/24/2012 6:14:47 PM |
enriching-trade2 | $50.00 | 9/24/2012 5:43:49 PM |
CougarRoar | $25.00 | 9/24/2012 6:24:17 PM |
unrivaled-deal676 | $27.00 | 9/24/2012 5:43:14 PM |
gold-pudding6 | $60.00 | 9/24/2012 6:28:40 PM |
Yogidog | $25.00 | 9/24/2012 6:31:39 PM |
bellaquito | $500.00 | 9/24/2012 6:42:22 PM |
superb-funds335 | $25.00 | 9/24/2012 5:49:05 PM |
intuitive-benefit3 | $100.00 | 9/24/2012 5:50:39 PM |
diplomatic-wealth7 | $100.00 | 9/24/2012 6:49:38 PM |
CreditBuilder2 | $25.01 | 9/24/2012 5:53:06 PM |
loot-baton | $25.00 | 9/24/2012 5:54:08 PM |
bletourn | $25.00 | 9/24/2012 7:36:43 PM |
mindful-generosity1 | $50.00 | 9/24/2012 6:01:31 PM |
flexible-rate1 | $25.00 | 9/24/2012 6:04:24 PM |
BrLender | $27.00 | 9/24/2012 6:04:56 PM |
bbrelo | $25.00 | 9/24/2012 6:06:04 PM |
velocityasaurus-rex4 | $100.00 | 9/24/2012 6:09:03 PM |
BigBag | $25.00 | 9/24/2012 9:22:22 PM |
brightest-fund-base | $25.00 | 9/24/2012 9:51:53 PM |
Med-Tech-Here | $28.00 | 9/24/2012 6:15:25 PM |
Planecourage | $44.85 | 9/24/2012 6:15:52 PM |
equitable-capital758 | $750.00 | 9/24/2012 6:15:47 PM |
wwwUniversal | $25.00 | 9/24/2012 6:18:32 PM |
shrewd-dedication2 | $100.00 | 9/25/2012 1:43:23 AM |
compassion-angel4 | $50.00 | 9/25/2012 4:15:17 AM |
robust-economy275 | $35.00 | 9/24/2012 6:59:45 PM |
wishihadmore | $25.00 | 9/24/2012 7:15:59 PM |
Gobsek | $25.00 | 9/24/2012 7:28:27 PM |
BRunner74 | $30.00 | 9/24/2012 7:30:00 PM |
Brisket_Bob | $26.30 | 9/25/2012 6:19:17 AM |
reward-dynamo | $25.00 | 9/24/2012 7:45:13 PM |
best-income-fertilizer | $100.00 | 9/24/2012 7:44:42 PM |
justbman | $25.00 | 9/24/2012 8:28:38 PM |
jc33148 | $25.00 | 9/25/2012 6:38:56 AM |
kulender | $50.00 | 9/24/2012 8:56:26 PM |
chac | $300.00 | 9/24/2012 9:15:15 PM |
wilmajean | $50.00 | 9/24/2012 9:54:19 PM |
chinolatino | $25.00 | 9/24/2012 10:12:54 PM |
KLCRAY | $50.00 | 9/25/2012 2:20:06 AM |
details | $125.24 | 9/25/2012 3:58:23 AM |
Wegos27 | $30.00 | 9/25/2012 5:26:15 AM |
RememberToForget | $25.00 | 9/25/2012 5:31:13 AM |
Boulderskier | $25.00 | 9/25/2012 6:07:22 AM |
KoJack9 | $28.07 | 9/25/2012 6:09:11 AM |
mindful-deal289 | $25.00 | 9/25/2012 6:21:42 AM |
encore06 | $27.96 | 9/25/2012 6:32:40 AM |
return-buddy | $25.00 | 9/25/2012 6:46:45 AM |
investment-comet | $25.00 | 9/25/2012 7:21:31 AM |
rush4life | $30.00 | 9/25/2012 7:15:34 AM |
151 Investments
|
Borrower Payment Dependent Notes Series
645150
This series of Notes was issued and sold upon the funding of the borrower loan #75268, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
18 | Length of status: | 19y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,692 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| power-farm391 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Family Emergency
Purpose of loan:
This loan will be used to... Help purchase a vehicle and pay medical bills
My financial situation:
I am a good candidate for this loan because...I have worked at the same company for over 19 yr without and infractions as well as have a good rate of income
Monthly net income: $3900
Monthly expenses: $3100
Housing: $200
Insurance: $361
Car expenses: $100
Utilities: $
Phone, cable, internet: $434
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $800
Other expenses: $970
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $80.03 | 9/25/2012 5:01:16 PM |
HeroSupport | $60.00 | 9/25/2012 5:02:20 PM |
handy-justice | $50.00 | 9/25/2012 5:05:21 PM |
global-invest-group | $25.00 | 9/25/2012 5:33:18 PM |
calamango | $44.00 | 9/25/2012 5:58:27 PM |
appetizing-loyalty354 | $100.00 | 9/25/2012 5:51:01 PM |
Dubbs360 | $250.00 | 9/25/2012 5:59:36 PM |
open-minded-p2p1 | $25.00 | 9/25/2012 6:42:22 PM |
Fromthebu | $25.00 | 9/25/2012 6:19:10 PM |
vutah | $25.00 | 9/25/2012 8:09:48 PM |
52digital | $75.00 | 9/25/2012 6:26:31 PM |
BigBag | $25.00 | 9/25/2012 8:45:34 PM |
bellaquito | $500.00 | 9/25/2012 6:51:40 PM |
blitzen40 | $25.00 | 9/25/2012 7:07:34 PM |
Tyrion31 | $25.00 | 9/25/2012 7:34:53 PM |
coopPV | $50.00 | 9/25/2012 7:53:26 PM |
jebber007 | $30.00 | 9/25/2012 8:42:36 PM |
Hedge-Fund | $25.00 | 9/25/2012 7:16:40 PM |
a-noble-coin | $25.00 | 9/25/2012 8:50:38 PM |
Rogelio48 | $37.00 | 9/25/2012 7:27:58 PM |
Whipster | $60.00 | 9/25/2012 7:42:04 PM |
VitaminFunk | $25.00 | 9/25/2012 7:54:22 PM |
income-triangulation1 | $25.00 | 9/25/2012 5:03:23 PM |
credit-adventurer313 | $25.00 | 9/25/2012 5:22:55 PM |
mindful-generosity1 | $37.00 | 9/25/2012 5:24:49 PM |
rate-advocator7 | $100.00 | 9/25/2012 5:24:12 PM |
RJN | $35.00 | 9/25/2012 5:46:56 PM |
majestic-note6 | $150.00 | 9/25/2012 5:39:11 PM |
pdub | $250.00 | 9/25/2012 5:57:14 PM |
deepblue34 | $40.00 | 9/25/2012 6:29:41 PM |
MI2 | $1,250.00 | 9/25/2012 6:23:15 PM |
azazle | $50.00 | 9/25/2012 6:31:36 PM |
Endeavour | $60.00 | 9/25/2012 6:34:55 PM |
papaloha | $25.00 | 9/25/2012 8:03:57 PM |
tolerant-responsibility051 | $366.97 | 9/25/2012 8:58:08 PM |
35 Investments
|
Borrower Payment Dependent Notes Series
645152
This series of Notes was issued and sold upon the funding of the borrower loan #75425, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Sep-26-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 8.05% |
Borrower rate/APR:
| 9.05% / 12.78% |
Monthly payment:
| $962.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.03% | | |
| |
Estimated return*:
| 4.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 60% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,630 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| financialhelper1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 38 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $17,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2011)
700-719
(Mar-2010)
680-699
(Sep-2009)
680-699
(Aug-2009)
|
Principal balance:
| $10,676.54 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 38 | | |
Description
Refinance Loan
Purpose of loan:
This loan will be used to refinance a $15,000 loan I took out on April 2011 at a rate of 25%. My current balance is $10,771.57 with no late or missed payments.
My financial situation:
I have spent the last two years paying off my credit cards and auto loans and improving my credit score. I don't have a problem making my current payment but I do have a problem with the interest rate. I am just looking for a better rate.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
top-courteous-peso | $75.00 | 9/26/2012 9:02:08 AM |
green-trade-dolphin2 | $58.39 | 9/26/2012 9:02:12 AM |
beachbetahavmymoneys | $25.00 | 9/26/2012 9:04:47 AM |
enticing-capital6 | $50.00 | 9/26/2012 9:04:54 AM |
commerce-web5 | $25.00 | 9/26/2012 9:05:13 AM |
1phantom | $25.00 | 9/26/2012 9:06:09 AM |
THREE-POINTS-LENDING | $25.00 | 9/26/2012 9:01:08 AM |
WorldlyWorker | $25.00 | 9/26/2012 9:08:37 AM |
peace-maximizer8 | $25.00 | 9/26/2012 9:08:41 AM |
basis-gazer0 | $25.00 | 9/26/2012 9:08:46 AM |
JJ9876 | $25.00 | 9/26/2012 9:02:49 AM |
jhussey | $25.00 | 9/26/2012 9:03:46 AM |
DirtyJenga | $25.00 | 9/26/2012 9:11:04 AM |
unrivaled-deal676 | $50.00 | 9/26/2012 9:12:16 AM |
DrRKkids | $25.00 | 9/26/2012 9:04:49 AM |
metro457 | $100.00 | 9/26/2012 9:15:51 AM |
siesta100 | $25.00 | 9/26/2012 9:05:49 AM |
6moonbeams | $50.00 | 9/26/2012 9:17:38 AM |
hopeful_lender | $100.00 | 9/26/2012 9:17:57 AM |
rgrtanker | $25.00 | 9/26/2012 9:03:48 AM |
mtp | $31.00 | 9/26/2012 9:07:06 AM |
jst1 | $25.00 | 9/26/2012 9:20:33 AM |
PRGuyinVA | $25.00 | 9/26/2012 9:21:11 AM |
downtownfarm | $25.00 | 9/26/2012 9:22:24 AM |
bvzm | $25.00 | 9/26/2012 9:23:24 AM |
MoneyForNothing | $25.38 | 9/26/2012 9:08:42 AM |
Anonymous_Guy | $25.00 | 9/26/2012 9:09:00 AM |
nri22 | $25.00 | 9/26/2012 9:26:27 AM |
djindepth | $50.00 | 9/26/2012 9:27:16 AM |
svrider | $25.00 | 9/26/2012 9:27:30 AM |
sab | $25.00 | 9/26/2012 9:28:04 AM |
diverse2 | $30.00 | 9/26/2012 9:06:02 AM |
dospapalotes | $25.00 | 9/26/2012 9:29:29 AM |
community-pipeline | $25.00 | 9/26/2012 9:06:32 AM |
dschaaf | $25.00 | 9/26/2012 9:31:43 AM |
nerdbomber | $25.00 | 9/26/2012 9:07:21 AM |
gallant-economy9 | $50.00 | 9/26/2012 9:32:55 AM |
handy-money9 | $75.00 | 9/26/2012 9:08:12 AM |
loyalty-sherpa | $25.00 | 9/26/2012 9:34:34 AM |
marketplace-cello5 | $25.00 | 9/26/2012 9:15:07 AM |
ulisingh | $50.00 | 9/26/2012 9:16:10 AM |
KVEER | $25.00 | 9/26/2012 9:09:46 AM |
exchange-pledge | $34.00 | 9/26/2012 9:10:43 AM |
sc91 | $25.00 | 9/26/2012 9:17:31 AM |
TheKid | $100.00 | 9/26/2012 9:36:25 AM |
What-goes-around-comes-around | $25.00 | 9/26/2012 9:36:48 AM |
proud-pound4 | $25.00 | 9/26/2012 9:38:29 AM |
spark548 | $25.00 | 9/26/2012 9:18:38 AM |
market-assembler | $100.00 | 9/26/2012 9:38:37 AM |
GlowHost | $25.00 | 9/26/2012 9:38:48 AM |
emphatic-responsibility | $50.00 | 9/26/2012 9:20:16 AM |
thankful-yield8 | $25.00 | 9/26/2012 9:14:07 AM |
Zach842 | $25.00 | 9/26/2012 9:41:23 AM |
christifa | $25.00 | 9/26/2012 9:41:50 AM |
mogul42 | $25.00 | 9/26/2012 9:15:04 AM |
LeReve | $500.00 | 9/26/2012 9:22:50 AM |
wetlands | $200.00 | 9/26/2012 9:16:30 AM |
worth-eclipse9 | $100.00 | 9/26/2012 9:24:20 AM |
engaging-yield4 | $25.00 | 9/26/2012 9:44:03 AM |
velocity-amplifier9 | $25.00 | 9/26/2012 9:24:59 AM |
vinayganti | $33.00 | 9/26/2012 9:26:13 AM |
Roop1121 | $500.00 | 9/26/2012 9:46:05 AM |
meenan | $36.00 | 9/26/2012 9:18:01 AM |
Rick21 | $25.00 | 9/26/2012 9:49:27 AM |
snowball65 | $25.00 | 9/26/2012 9:52:38 AM |
mr55262 | $25.00 | 9/26/2012 9:31:42 AM |
Investoman | $25.00 | 9/26/2012 9:21:51 AM |
first-unequivocal-deal | $50.00 | 9/26/2012 9:32:33 AM |
note-willow8 | $25.00 | 9/26/2012 9:23:59 AM |
codavee | $200.00 | 9/26/2012 9:33:37 AM |
treasure-pipeline | $25.00 | 9/26/2012 9:33:49 AM |
elasermd | $50.00 | 9/26/2012 9:30:53 AM |
investment-kingdom | $25.00 | 9/26/2012 9:38:27 AM |
flexible-value | $50.00 | 9/26/2012 9:32:47 AM |
gulfstream1 | $25.00 | 9/26/2012 9:33:43 AM |
a-unflappable-finance | $100.00 | 9/26/2012 9:39:22 AM |
mighty-fairness5 | $25.00 | 9/26/2012 9:40:13 AM |
brainy-penny5 | $25.00 | 9/26/2012 9:40:26 AM |
wise-deal-gravitas | $25.00 | 9/26/2012 9:34:48 AM |
Pasagam | $32.00 | 9/26/2012 9:42:12 AM |
BCdiggs | $25.00 | 9/26/2012 9:35:21 AM |
SharingTheLuv | $25.00 | 9/26/2012 9:44:02 AM |
magical-credit523 | $25.00 | 9/26/2012 9:36:12 AM |
balance-computer9 | $25.00 | 9/26/2012 9:45:03 AM |
ski bum | $100.00 | 9/26/2012 9:36:56 AM |
ProjectVenture | $25.00 | 9/26/2012 9:37:20 AM |
mcs86d | $25.00 | 9/26/2012 9:38:06 AM |
HikeMoab | $25.00 | 9/26/2012 9:47:12 AM |
Infowriter | $1,100.00 | 9/26/2012 9:47:35 AM |
DaveG56313 | $25.00 | 9/26/2012 9:39:25 AM |
tenacious-affluence | $25.00 | 9/26/2012 9:49:08 AM |
lionheart722 | $100.00 | 9/26/2012 9:40:53 AM |
MicroLender357 | $25.00 | 9/26/2012 9:49:57 AM |
manfromMaine | $25.00 | 9/26/2012 9:41:41 AM |
checkuto | $25.00 | 9/26/2012 9:51:45 AM |
108lender | $200.00 | 9/26/2012 9:52:52 AM |
intuitive-integrity9 | $31.00 | 9/26/2012 9:44:30 AM |
EvalCrux | $50.00 | 9/26/2012 9:44:50 AM |
Danfromnapa | $25.00 | 9/26/2012 9:45:25 AM |
wtrboy | $25.00 | 9/26/2012 9:45:27 AM |
Ols744 | $250.00 | 9/26/2012 9:51:23 AM |
slartibardfast | $25.00 | 9/26/2012 9:02:13 AM |
Mountain-Lion-IRA1 | $25.00 | 9/26/2012 9:04:10 AM |
economy-molecule3 | $357.00 | 9/26/2012 9:06:26 AM |
bowdish1 | $92.00 | 9/26/2012 9:07:12 AM |
cash-sensai2 | $25.00 | 9/26/2012 9:01:36 AM |
credit-statuette8 | $25.00 | 9/26/2012 9:08:33 AM |
Axium | $50.00 | 9/26/2012 9:02:59 AM |
The-Helper | $40.00 | 9/26/2012 9:13:15 AM |
Suit | $500.00 | 9/26/2012 9:14:13 AM |
balance-hornet | $50.00 | 9/26/2012 9:04:52 AM |
chapman18 | $25.00 | 9/26/2012 9:15:48 AM |
TurboTaxi | $25.00 | 9/26/2012 9:03:03 AM |
Aimvest | $25.00 | 9/26/2012 9:19:23 AM |
invest-excellent8 | $25.00 | 9/26/2012 9:20:24 AM |
hard-working-income0 | $25.00 | 9/26/2012 9:21:28 AM |
bazaar-tulip | $25.00 | 9/26/2012 9:04:39 AM |
rate-mogul | $50.00 | 9/26/2012 9:05:17 AM |
EnglishGeekInNYC | $25.00 | 9/26/2012 9:09:14 AM |
adventurer447 | $300.00 | 9/26/2012 9:05:43 AM |
imogen22 | $50.00 | 9/26/2012 9:10:10 AM |
Medic05 | $25.00 | 9/26/2012 9:27:50 AM |
lamsabuy | $200.00 | 9/26/2012 9:06:01 AM |
wise-bonus-honker | $25.00 | 9/26/2012 9:28:14 AM |
social-pear9 | $50.00 | 9/26/2012 9:11:26 AM |
dhw1 | $25.00 | 9/26/2012 9:32:14 AM |
CreditBuilder2 | $25.01 | 9/26/2012 9:07:26 AM |
ianakacg | $25.00 | 9/26/2012 9:13:05 AM |
Wulfpack | $25.00 | 9/26/2012 9:14:09 AM |
papaman | $25.00 | 9/26/2012 9:14:20 AM |
bid-banjo3 | $100.00 | 9/26/2012 9:08:44 AM |
netg | $25.00 | 9/26/2012 9:35:00 AM |
important-gold5 | $25.00 | 9/26/2012 9:10:08 AM |
azazle | $50.00 | 9/26/2012 9:35:03 AM |
Tai | $25.00 | 9/26/2012 9:17:24 AM |
the-shrewd-wampum | $25.00 | 9/26/2012 9:10:52 AM |
LR_Biker | $25.00 | 9/26/2012 9:35:56 AM |
trapper569 | $25.00 | 9/26/2012 9:36:46 AM |
loot-caper | $25.00 | 9/26/2012 9:18:18 AM |
Tasmir | $25.00 | 9/26/2012 9:14:01 AM |
icchok | $50.00 | 9/26/2012 9:14:45 AM |
virtuous-repayment | $25.00 | 9/26/2012 9:22:21 AM |
orange-courageous-dedication | $25.00 | 9/26/2012 9:43:24 AM |
Machiavelli1 | $34.42 | 9/26/2012 9:44:09 AM |
studious-bonus7 | $100.00 | 9/26/2012 9:17:11 AM |
pleasant-bid | $30.00 | 9/26/2012 9:25:09 AM |
hermosaloan | $25.00 | 9/26/2012 9:45:08 AM |
bonus-tent | $25.00 | 9/26/2012 9:25:21 AM |
dparkhom | $50.00 | 9/26/2012 9:25:54 AM |
bxdoc | $25.00 | 9/26/2012 9:17:50 AM |
potatoepicker | $50.00 | 9/26/2012 9:26:17 AM |
auction-sage | $100.00 | 9/26/2012 9:17:56 AM |
LenderOnWheels | $25.00 | 9/26/2012 9:46:39 AM |
nail19027 | $25.00 | 9/26/2012 9:18:27 AM |
power-kin | $25.00 | 9/26/2012 9:49:22 AM |
Downs108 | $25.00 | 9/26/2012 9:29:20 AM |
value-wind0 | $25.00 | 9/26/2012 9:50:50 AM |
Relevance | $25.00 | 9/26/2012 9:30:14 AM |
mennleo | $50.00 | 9/26/2012 9:51:20 AM |
moola-gondola1 | $25.00 | 9/26/2012 9:32:18 AM |
MoonMama | $25.00 | 9/26/2012 9:22:42 AM |
resolute-basis9 | $25.00 | 9/26/2012 9:23:15 AM |
sadhikari | $25.00 | 9/26/2012 9:33:12 AM |
holstj | $25.00 | 9/26/2012 9:33:14 AM |
enthralling-investment | $25.00 | 9/26/2012 9:34:30 AM |
helpinghand63 | $25.00 | 9/26/2012 9:27:03 AM |
socrates520 | $38.00 | 9/26/2012 9:27:13 AM |
mjjjrj | $25.00 | 9/26/2012 9:27:26 AM |
lostontheedge | $25.00 | 9/26/2012 9:27:43 AM |
burgeoning-silver | $25.00 | 9/26/2012 9:31:10 AM |
HamachiMan | $50.00 | 9/26/2012 9:32:39 AM |
charming-economy438 | $25.00 | 9/26/2012 9:39:07 AM |
deal-contributor8 | $25.00 | 9/26/2012 9:34:12 AM |
benjo | $27.00 | 9/26/2012 9:41:29 AM |
4est | $25.00 | 9/26/2012 9:42:09 AM |
lakshmilila | $25.00 | 9/26/2012 9:42:45 AM |
brewman | $25.00 | 9/26/2012 9:43:10 AM |
microfunder | $25.00 | 9/26/2012 9:35:30 AM |
mindful-generosity1 | $50.00 | 9/26/2012 9:35:42 AM |
nethawk00 | $25.00 | 9/26/2012 9:44:01 AM |
Plow_n_Sow | $50.00 | 9/26/2012 9:36:02 AM |
broomfieldbucks | $25.00 | 9/26/2012 9:45:37 AM |
deborahz | $25.00 | 9/26/2012 9:38:25 AM |
squeebie | $50.00 | 9/26/2012 9:47:50 AM |
GetItRight | $25.00 | 9/26/2012 9:48:25 AM |
CPDDDS | $44.00 | 9/26/2012 9:50:33 AM |
norcalsv | $25.00 | 9/26/2012 9:51:55 AM |
skiberdad | $50.00 | 9/26/2012 9:42:58 AM |
NDFIRTH | $50.00 | 9/26/2012 9:43:58 AM |
gotyourgear | $29.00 | 9/26/2012 9:44:32 AM |
shaps | $25.00 | 9/26/2012 9:45:47 AM |
kind-magical-investment | $25.00 | 9/26/2012 9:47:06 AM |
pragmatic-camaraderi | $25.00 | 9/26/2012 9:47:48 AM |
brightest-affluence-motivator | $50.00 | 9/26/2012 9:48:27 AM |
cozy-gain023 | $25.00 | 9/26/2012 9:48:58 AM |
reflective-ore3 | $25.00 | 9/26/2012 9:52:15 AM |
ethical-truth211 | $222.80 | 9/26/2012 9:53:00 AM |
197 Investments
|
Borrower Payment Dependent Notes Series
645234
This series of Notes was issued and sold upon the funding of the borrower loan #75045, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $461.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 15% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,676 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| compassionate-moola187 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to fund payroll, startup costs.
My financial situation:
I am a good candidate for this loan because I can and will repay.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Rivervale_Westwood | $25.00 | 9/25/2012 5:06:21 PM |
community-burrito9 | $35.00 | 9/25/2012 5:22:01 PM |
tenacious-affluence | $25.00 | 9/25/2012 5:34:09 PM |
CreditBuilder2 | $25.01 | 9/25/2012 5:28:10 PM |
phenomenal-rate1 | $500.00 | 9/25/2012 5:26:22 PM |
RocketSurgeon | $25.00 | 9/25/2012 5:42:16 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:23 PM |
adventurer447 | $300.00 | 9/25/2012 5:31:56 PM |
worth-blanket2 | $18,000.00 | 9/25/2012 5:07:23 PM |
excellent-funds649 | $50.00 | 9/25/2012 5:27:49 PM |
bold-wampum-compadre | $50.00 | 9/25/2012 5:10:58 PM |
wildguy | $100.00 | 9/25/2012 5:38:02 PM |
piledriver570 | $250.00 | 9/25/2012 5:31:39 PM |
LeReve | $500.00 | 9/25/2012 5:41:00 PM |
the-enthralling-coin | $25.00 | 9/25/2012 5:49:21 PM |
intuitive-benefit3 | $89.99 | 9/25/2012 5:49:25 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
645244
This series of Notes was issued and sold upon the funding of the borrower loan #75296, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 40% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,189 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| established-loyalty721 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 1
( 11% )
| 680-699
(Dec-2011)
|
Principal balance:
| $3,344.69 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Home improvement
Purpose of loan: Home Improvement
This loan will be used to...an income suite
My financial situation: stable but improveable
I am a good candidate for this loan because... I have not been late on my payments previously with my other loan.
Monthly net income: $ 40,000
Monthly expenses: $ 3,500
Housing: $ 1,200
Insurance: $ 180.00
Car expenses: $ 350.00
Utilities: $ 250.00
Phone, cable, internet: $ 125.00
Food, entertainment: $ 150.00
Clothing, household expenses: $ 120.00
Credit cards and other loans: $ 600.00
Other expenses: $ 300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/25/2012 9:44:55 AM |
quantum_leap | $29.99 | 9/25/2012 9:02:05 AM |
DasMula | $25.00 | 9/25/2012 9:05:34 AM |
RGlad | $100.00 | 9/25/2012 9:05:59 AM |
kind-credit-bear | $250.00 | 9/25/2012 9:03:09 AM |
kinder-credit-bear | $250.00 | 9/25/2012 9:06:47 AM |
bubb_hans | $25.00 | 9/25/2012 9:44:43 AM |
mindful-generosity1 | $50.00 | 9/25/2012 9:32:27 AM |
tolerant-responsibility051 | $500.00 | 9/25/2012 9:46:08 AM |
american-investor | $25.00 | 9/25/2012 10:09:51 AM |
social-attraction463 | $25.00 | 9/25/2012 9:50:40 AM |
worthy-bid8 | $100.00 | 9/25/2012 9:58:05 AM |
money-baron | $100.00 | 9/25/2012 10:38:46 AM |
AF-Chief | $25.00 | 9/25/2012 10:07:09 AM |
pierrelasvegas | $25.00 | 9/25/2012 11:58:17 AM |
seabassx | $25.00 | 9/25/2012 2:16:37 PM |
social-zebra | $30.00 | 9/25/2012 10:58:29 AM |
COtheBeast | $25.00 | 9/25/2012 4:18:47 PM |
mindful-deal877 | $25.00 | 9/25/2012 11:52:13 AM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:37 PM |
the-money-maker | $25.00 | 9/25/2012 4:44:28 PM |
reordan | $25.00 | 9/25/2012 5:41:15 PM |
Dubbs360 | $250.00 | 9/25/2012 5:59:34 PM |
deal-hickory5 | $100.00 | 9/25/2012 6:07:50 PM |
Fitiwalt7 | $25.00 | 9/25/2012 9:03:24 AM |
handy-justice | $50.00 | 9/25/2012 9:05:24 AM |
majestic-note6 | $150.00 | 9/25/2012 9:15:22 AM |
MoneyForNothing | $25.08 | 9/25/2012 9:09:24 AM |
promise2 | $25.00 | 9/25/2012 9:30:53 AM |
bewitching-dollar5 | $100.00 | 9/25/2012 9:55:22 AM |
durability-seahorse7 | $50.00 | 9/25/2012 10:13:40 AM |
compatible-return120 | $25.00 | 9/25/2012 10:14:33 AM |
economy-shrubbery6 | $25.00 | 9/25/2012 10:16:27 AM |
tolerant-dinero2 | $25.00 | 9/25/2012 10:03:18 AM |
the-credit-maker | $25.00 | 9/25/2012 10:43:14 AM |
d2vid | $31.91 | 9/25/2012 10:07:24 AM |
Silver_Rupee | $25.01 | 9/25/2012 11:02:28 AM |
tech310 | $50.00 | 9/25/2012 11:25:17 AM |
silver-enlightenment0 | $25.00 | 9/25/2012 10:24:16 AM |
Journey_Loans | $225.00 | 9/25/2012 2:51:52 PM |
mammalian4 | $25.00 | 9/25/2012 2:55:48 PM |
moola-monger9 | $75.00 | 9/25/2012 3:03:39 PM |
stock106 | $25.00 | 9/25/2012 3:12:26 PM |
LoanerShark | $225.00 | 9/25/2012 3:40:00 PM |
kurtb57 | $100.00 | 9/25/2012 12:21:16 PM |
money-baron-roth-IRA | $50.00 | 9/25/2012 11:24:09 AM |
rlaboy | $25.00 | 9/25/2012 1:54:20 PM |
compatible-deal9 | $25.00 | 9/25/2012 12:42:45 PM |
voipguy88 | $50.00 | 9/25/2012 2:00:42 PM |
sensible-fund | $27.91 | 9/25/2012 4:59:56 PM |
KEOLEND | $25.00 | 9/25/2012 5:03:23 PM |
money-baron-Roth401k | $25.00 | 9/25/2012 5:31:23 PM |
reward-adventure | $34.00 | 9/25/2012 5:34:44 PM |
pdub | $250.00 | 9/25/2012 5:57:07 PM |
Bob450 | $25.00 | 9/25/2012 6:01:10 PM |
dudebrah | $25.00 | 9/25/2012 6:04:35 PM |
bob450-roth | $25.00 | 9/25/2012 6:07:46 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
645302
This series of Notes was issued and sold upon the funding of the borrower loan #75009, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,250.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 27.67% |
Borrower rate/APR:
| 28.67% / 31.34% |
Monthly payment:
| $197.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.98% | | |
| |
Estimated return*:
| 15.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 7y 8m |
Amount delinquent:
| $9,440 |
Total credit lines:
| 47 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,497 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-liberty-widget |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2012)
|
Principal balance:
| $3,570.42 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Business Expansion
This is loan is to fund equipment purchase for the expansion of my business. I'm established, have been in business for several years and have real assets over $250,000 . I also have a very large catalog of intellectual property.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bob450 | $25.00 | 9/26/2012 9:01:16 AM |
Hedge-Fund | $25.00 | 9/26/2012 9:02:01 AM |
networks4ever | $25.00 | 9/26/2012 9:02:05 AM |
phenomenal-rate1 | $500.00 | 9/26/2012 9:04:09 AM |
adventurer447 | $300.00 | 9/26/2012 9:05:43 AM |
five-star-justice | $25.00 | 9/26/2012 9:07:47 AM |
understanding-dollar67 | $25.00 | 9/26/2012 9:05:51 AM |
worth-blanket2 | $5,625.00 | 9/26/2012 9:07:48 AM |
LittleMingo | $25.00 | 9/26/2012 9:06:46 AM |
vutah | $25.00 | 9/26/2012 9:04:50 AM |
shrewd-peace7 | $25.00 | 9/26/2012 9:05:08 AM |
Pookie22 | $25.00 | 9/26/2012 9:05:11 AM |
thrilling-fund427 | $50.00 | 9/26/2012 9:05:58 AM |
bob450-roth | $25.00 | 9/26/2012 9:06:21 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
645360
This series of Notes was issued and sold upon the funding of the borrower loan #75515, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $451.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 44% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,024 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-sunshine257 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1500.00
Monthly expenses: $
Housing: $
Insurance: $70.00
Car expenses: $
Utilities: $100.00
Phone, cable, internet: $150.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $900.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 9/26/2012 5:01:50 PM |
worth-blanket2 | $13,500.00 | 9/26/2012 5:03:18 PM |
credit-missile | $135.00 | 9/26/2012 5:05:18 PM |
capital-renewal | $25.00 | 9/26/2012 5:01:35 PM |
commerce-venture1 | $25.00 | 9/26/2012 5:02:55 PM |
subtle-bill727 | $25.00 | 9/26/2012 5:03:13 PM |
commitment-neutron1 | $200.00 | 9/26/2012 5:03:05 PM |
DasMula | $25.00 | 9/26/2012 5:05:07 PM |
phenomenal-rate1 | $500.00 | 9/26/2012 5:05:35 PM |
MoneyForNothing | $25.06 | 9/26/2012 5:05:09 PM |
historic-value7 | $200.00 | 9/26/2012 5:05:46 PM |
duty-viola | $35.00 | 9/26/2012 5:03:28 PM |
WalnutCreekguy | $50.00 | 9/26/2012 5:04:11 PM |
transparency-baton | $25.00 | 9/26/2012 5:05:13 PM |
handy-justice | $50.00 | 9/26/2012 5:01:39 PM |
lowrater | $50.40 | 9/26/2012 5:01:47 PM |
Bob450 | $25.00 | 9/26/2012 5:03:21 PM |
betterthanstock | $25.00 | 9/26/2012 5:05:07 PM |
BigSkyFinancial | $60.22 | 9/26/2012 5:05:51 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
645386
This series of Notes was issued and sold upon the funding of the borrower loan #75341, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $202.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.95% | | |
| |
Estimated return*:
| 7.96% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,454 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| rwo |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 33 ( 73% )
| 660-679 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 12
( 27% )
| 680-699
(Oct-2011)
620-639
(Jan-2010)
640-659
(Dec-2009)
600-619
(May-2008)
|
Principal balance:
| $2,930.52 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 45 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate all existing credit bills into one payment; including paying off the balance of my existing Prosper loan first and foremost.
My financial situation:
I am a good candidate for this loan because...I am a repeat customer to Prosper with a good history and I respect the fact that the people that lend money here are private individuals, not a no-name financial institution. I believe in the lending concept and will continue to be a good customer so I may continue to use propser as a resource.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
phenomenal-rate1 | $500.00 | 9/26/2012 9:03:15 AM |
basis-gazer0 | $25.00 | 9/26/2012 9:08:47 AM |
benefit-investor1 | $25.00 | 9/26/2012 9:10:08 AM |
djs81 | $32.00 | 9/26/2012 9:11:54 AM |
bazaar-tulip | $25.00 | 9/26/2012 9:04:39 AM |
nickel-ferret | $25.00 | 9/26/2012 9:15:09 AM |
social-aspen097 | $300.00 | 9/26/2012 9:02:41 AM |
CreditBuilder2 | $25.01 | 9/26/2012 9:07:27 AM |
Investoman | $25.00 | 9/26/2012 9:21:51 AM |
unrivaled-deal676 | $50.00 | 9/26/2012 9:12:17 AM |
imogen22 | $50.00 | 9/26/2012 9:10:11 AM |
mindful-generosity1 | $50.00 | 9/26/2012 9:35:42 AM |
social-pear9 | $50.00 | 9/26/2012 9:11:27 AM |
abundanceforever | $52.50 | 9/26/2012 9:11:50 AM |
special-dinero553 | $25.00 | 9/26/2012 9:12:19 AM |
Aimvest | $25.00 | 9/26/2012 9:19:23 AM |
Hiro07 | $25.00 | 9/26/2012 9:19:41 AM |
CaptainBL | $25.00 | 9/26/2012 9:19:43 AM |
manfromMaine | $26.13 | 9/26/2012 9:40:44 AM |
wise-virtuous-vigilance | $100.00 | 9/26/2012 9:16:06 AM |
djh47a | $25.00 | 9/26/2012 9:24:09 AM |
wonderful-currency | $25.00 | 9/26/2012 9:27:48 AM |
sturdy-fairness0 | $89.00 | 9/26/2012 9:58:51 AM |
netg | $25.00 | 9/26/2012 9:35:01 AM |
Queueball1 | $25.00 | 9/26/2012 9:35:19 AM |
moola-gondola1 | $25.00 | 9/26/2012 9:32:19 AM |
azazle | $50.00 | 9/26/2012 9:33:28 AM |
holstj | $50.00 | 9/26/2012 9:42:56 AM |
greenback-investor7 | $69.00 | 9/26/2012 10:09:05 AM |
NDFIRTH | $30.00 | 9/26/2012 9:43:58 AM |
smallbizrule | $25.00 | 9/26/2012 9:48:16 AM |
lawboy74 | $25.00 | 9/26/2012 9:43:36 AM |
MadHun | $200.00 | 9/26/2012 10:20:15 AM |
hopethisworks | $25.00 | 9/26/2012 9:47:28 AM |
Jassi | $25.00 | 9/26/2012 9:58:46 AM |
E_G | $41.00 | 9/26/2012 10:01:41 AM |
the-profit-oracle | $25.00 | 9/26/2012 9:59:24 AM |
The_Loan_Ranger | $25.00 | 9/26/2012 10:09:13 AM |
gold-commander0 | $25.00 | 9/26/2012 9:59:59 AM |
DadWarbucks | $25.00 | 9/26/2012 10:00:55 AM |
mvalley | $25.00 | 9/26/2012 10:03:44 AM |
cybernosha | $25.00 | 9/26/2012 10:04:13 AM |
mikbos | $25.00 | 9/26/2012 10:15:53 AM |
C_Mark | $39.00 | 9/26/2012 10:17:15 AM |
stylish-benjamins6 | $30.00 | 9/26/2012 10:12:52 AM |
community-burrito9 | $25.00 | 9/26/2012 10:18:07 AM |
adventurer447 | $300.00 | 9/26/2012 9:05:44 AM |
wetlands | $200.00 | 9/26/2012 9:16:31 AM |
stylish-revenue4 | $25.00 | 9/26/2012 9:26:22 AM |
dignified-truth7 | $200.00 | 9/26/2012 9:17:06 AM |
market-assembler | $100.00 | 9/26/2012 9:38:37 AM |
MoneyForNothing | $25.33 | 9/26/2012 9:12:56 AM |
geniusj | $25.00 | 9/26/2012 9:41:02 AM |
LeReve | $500.00 | 9/26/2012 9:22:50 AM |
resolute-basis9 | $25.00 | 9/26/2012 9:23:16 AM |
affluence-tycoon | $25.00 | 9/26/2012 9:16:09 AM |
enriching-trade2 | $50.00 | 9/26/2012 9:17:22 AM |
missoula | $50.00 | 9/26/2012 9:25:40 AM |
thrilling-listing51 | $100.00 | 9/26/2012 9:20:01 AM |
windguy | $50.00 | 9/26/2012 9:21:22 AM |
riskreward | $250.00 | 9/26/2012 9:53:14 AM |
HeadHunter | $28.00 | 9/26/2012 9:54:08 AM |
social-attraction463 | $25.00 | 9/26/2012 9:57:13 AM |
otalon | $25.00 | 9/26/2012 10:01:56 AM |
unforgettable-wealth4 | $31.00 | 9/26/2012 10:03:40 AM |
Infowriter | $500.00 | 9/26/2012 9:40:28 AM |
Mrs-Honeydew | $35.00 | 9/26/2012 10:09:12 AM |
RG | $26.00 | 9/26/2012 10:09:53 AM |
miked8303 | $39.00 | 9/26/2012 10:10:41 AM |
contract-amigo1 | $45.66 | 9/26/2012 10:15:22 AM |
lionheart722 | $100.00 | 9/26/2012 9:40:53 AM |
ethical-truth211 | $200.00 | 9/26/2012 9:41:03 AM |
entertaining-rate9 | $25.00 | 9/26/2012 10:16:37 AM |
mennleo | $50.00 | 9/26/2012 9:51:21 AM |
beans53 | $25.00 | 9/26/2012 10:18:49 AM |
bold-riveting-social | $50.00 | 9/26/2012 9:55:10 AM |
lending_well | $23.37 | 9/26/2012 10:21:13 AM |
market-cougar3 | $50.00 | 9/26/2012 9:56:42 AM |
capital-arboretum | $48.00 | 9/26/2012 9:57:05 AM |
Taxman44 | $25.00 | 9/26/2012 9:58:34 AM |
tenacious-affluence | $25.00 | 9/26/2012 9:49:08 AM |
Vegasjim | $25.00 | 9/26/2012 10:01:00 AM |
zxr | $25.00 | 9/26/2012 10:04:13 AM |
excellent-funds649 | $50.00 | 9/26/2012 10:11:26 AM |
UCSBGAUCHOS | $40.00 | 9/26/2012 10:13:14 AM |
abfs | $25.00 | 9/26/2012 10:14:47 AM |
lenderob | $50.00 | 9/26/2012 10:19:44 AM |
87 Investments
|
Borrower Payment Dependent Notes Series
645408
This series of Notes was issued and sold upon the funding of the borrower loan #75451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $300.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1971 |
Debt/Income ratio:
| 16% |
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 17y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Judge |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $78,473 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| commitment-idol1 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: This loan will be used to..Remodel home. New carpet, pain inside and out, appliances.My financial situation: I am a good candidate for this loan because...I have a steady dependable income and great credit. Never in arrears on any loan or credit card.Monthly net income: $13500Monthly expenses: $750Housing: $5000Insurance: $200Car expenses: $0Utilities: $440Phone, cable, internet: $Food, entertainment: $400Clothing, household expenses: $400Credit cards and other loans: $500Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $11,700.00 | 9/26/2012 9:07:02 AM |
janeybooboo | $100.00 | 9/26/2012 9:01:49 AM |
best-bonafide-p2p | $100.00 | 9/26/2012 9:07:06 AM |
Bank_Of_XL | $25.00 | 9/26/2012 9:02:49 AM |
RGlad | $200.00 | 9/26/2012 9:02:28 AM |
adventurer447 | $300.00 | 9/26/2012 9:05:44 AM |
phenomenal-rate1 | $500.00 | 9/26/2012 9:03:28 AM |
intrepid-loot | $24.99 | 9/26/2012 9:08:33 AM |
bazaar-tulip | $25.00 | 9/26/2012 9:04:40 AM |
CreditBuilder2 | $25.01 | 9/26/2012 9:07:27 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
645446
This series of Notes was issued and sold upon the funding of the borrower loan #75560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $207.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 20% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,970 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-colonel |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Aug-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
25% Interest Rates
Purpose of loan:
This loan will be used to pay off all of my credit card debt which has interest rates of above 20%.
My financial situation:
I no longer need the cards. I have been paying more than my minimum monthly payments each month for a long time, but most of my payment goes toward interest. I would like one payment with a steady interest rate so that everything will have a timeline for being paid off. I appreciate this opportunity to more efficiently pay off this debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $100.00 | 9/26/2012 6:45:36 PM |
phenomenal-rate1 | $500.00 | 9/26/2012 5:04:53 PM |
friendly-gold | $25.00 | 9/26/2012 5:08:10 PM |
commitment-neutron1 | $200.00 | 9/26/2012 5:02:34 PM |
green-trade-dolphin2 | $26.76 | 9/26/2012 5:03:20 PM |
auction-sage | $100.00 | 9/26/2012 5:17:02 PM |
Taxman44 | $25.00 | 9/26/2012 5:05:40 PM |
repayment-pagoda8 | $100.00 | 9/26/2012 5:08:25 PM |
justreturns | $25.00 | 9/26/2012 5:27:07 PM |
imogen22 | $50.00 | 9/26/2012 5:11:06 PM |
holstj | $25.00 | 9/26/2012 5:33:05 PM |
igloo268 | $25.00 | 9/26/2012 5:13:07 PM |
ready-justice7 | $50.00 | 9/26/2012 5:36:54 PM |
durability-slingshot2 | $53.00 | 9/26/2012 5:39:54 PM |
fantastic-investment9 | $25.00 | 9/26/2012 5:16:18 PM |
Sneezie | $94.00 | 9/26/2012 5:40:32 PM |
commerce-venture1 | $25.00 | 9/26/2012 5:14:21 PM |
listing-trapper3 | $50.00 | 9/26/2012 5:17:35 PM |
rinyt | $25.00 | 9/26/2012 5:45:07 PM |
napmanger | $100.00 | 9/26/2012 5:16:15 PM |
adventurer447 | $300.00 | 9/26/2012 5:19:33 PM |
calm-platinum957 | $35.00 | 9/26/2012 5:17:04 PM |
windguy | $50.00 | 9/26/2012 5:19:22 PM |
spartacusiam | $25.00 | 9/26/2012 5:23:16 PM |
social-attraction463 | $25.00 | 9/26/2012 5:25:40 PM |
hard-working-rate3 | $25.00 | 9/26/2012 5:56:44 PM |
entertaining-revenue4 | $50.00 | 9/26/2012 5:29:31 PM |
intuitive-benefit3 | $100.00 | 9/26/2012 6:04:09 PM |
bold-wampum-compadre | $50.00 | 9/26/2012 6:04:58 PM |
sturdy-fairness0 | $100.00 | 9/26/2012 5:32:09 PM |
affluence-promise | $25.00 | 9/26/2012 5:33:50 PM |
stonewell | $25.00 | 9/26/2012 5:35:46 PM |
responsibility-butterfly | $25.00 | 9/26/2012 6:10:21 PM |
mariah8641 | $30.00 | 9/26/2012 5:40:26 PM |
JoyfulVegetarian | $25.00 | 9/26/2012 6:25:35 PM |
loyalty-dragster7 | $100.00 | 9/26/2012 5:54:13 PM |
skillful-market6 | $25.00 | 9/26/2012 6:28:01 PM |
market-assembler | $50.00 | 9/26/2012 5:58:19 PM |
hawaladar | $35.00 | 9/26/2012 5:56:15 PM |
wwwUniversal | $25.00 | 9/26/2012 6:31:35 PM |
peace-maximizer8 | $25.00 | 9/26/2012 5:59:59 PM |
Avala | $100.00 | 9/26/2012 6:06:59 PM |
contract-bopper | $25.00 | 9/26/2012 6:09:04 PM |
moneybags16 | $25.00 | 9/26/2012 6:53:57 PM |
tenacious-affluence | $25.00 | 9/26/2012 6:10:59 PM |
ninjazx10rida | $25.00 | 9/26/2012 6:11:51 PM |
CreditBuilder2 | $25.01 | 9/26/2012 6:11:07 PM |
rcj1411 | $50.00 | 9/26/2012 7:01:51 PM |
john0720 | $25.00 | 9/26/2012 6:11:48 PM |
unassailable-funds754 | $25.00 | 9/26/2012 6:18:09 PM |
fantastic-bazaar2 | $100.00 | 9/26/2012 7:07:14 PM |
priceless-felicity7 | $25.00 | 9/26/2012 7:09:52 PM |
themoneydoctor | $80.00 | 9/26/2012 6:19:56 PM |
geniusj | $25.00 | 9/26/2012 6:27:04 PM |
dtana | $29.00 | 9/26/2012 6:27:43 PM |
thedoctor | $25.00 | 9/26/2012 6:30:33 PM |
azazle | $50.00 | 9/26/2012 6:31:49 PM |
superb-funds335 | $25.00 | 9/26/2012 6:36:59 PM |
BearMan1975 | $29.00 | 9/26/2012 7:40:57 PM |
mcs99 | $175.00 | 9/26/2012 7:48:45 PM |
wilchik | $72.84 | 9/26/2012 7:53:06 PM |
CoolPlexer | $25.00 | 9/26/2012 6:39:53 PM |
Investoman | $25.00 | 9/26/2012 6:58:30 PM |
Supernick | $500.00 | 9/26/2012 6:58:26 PM |
matthewrburk | $85.43 | 9/26/2012 7:02:22 PM |
RainMakers | $25.00 | 9/26/2012 7:03:13 PM |
bb575 | $50.00 | 9/26/2012 7:04:04 PM |
credit-flower | $40.00 | 9/26/2012 7:04:47 PM |
Granite_Financial | $50.00 | 9/26/2012 7:08:02 PM |
Oak-Parker | $25.00 | 9/26/2012 7:08:19 PM |
unbelievable-peso8 | $50.00 | 9/26/2012 7:09:56 PM |
bellaquito | $500.00 | 9/26/2012 7:27:35 PM |
Laissez-faire | $25.00 | 9/26/2012 7:35:44 PM |
888GoldIngots | $25.00 | 9/26/2012 7:39:05 PM |
income-triangulation1 | $25.00 | 9/26/2012 5:03:30 PM |
Castellan | $50.00 | 9/26/2012 5:13:58 PM |
MoneyForNothing | $25.09 | 9/26/2012 5:03:28 PM |
betterthanstock | $35.00 | 9/26/2012 5:08:38 PM |
compoundinterest | $25.00 | 9/26/2012 5:24:10 PM |
best-bonafide-p2p | $25.00 | 9/26/2012 5:11:41 PM |
thrifty-transaction578 | $25.00 | 9/26/2012 5:32:33 PM |
paladin847 | $70.00 | 9/26/2012 5:11:50 PM |
excellent-funds649 | $50.00 | 9/26/2012 5:40:02 PM |
wetlands | $200.00 | 9/26/2012 5:15:52 PM |
Cai8899 | $25.00 | 9/26/2012 5:47:33 PM |
miked8303 | $50.00 | 9/26/2012 5:49:07 PM |
LeReve | $500.00 | 9/26/2012 5:20:38 PM |
Sanford-N-Sons | $25.00 | 9/26/2012 5:22:15 PM |
liberty-viola | $30.00 | 9/26/2012 5:20:02 PM |
SRPT | $25.00 | 9/26/2012 5:23:23 PM |
basis-spartan922 | $50.00 | 9/26/2012 5:29:15 PM |
octoberfresh | $25.00 | 9/26/2012 5:59:20 PM |
LaGrangeLender | $60.00 | 9/26/2012 6:07:08 PM |
hopeful_lender | $100.00 | 9/26/2012 5:41:05 PM |
income-buffalo1 | $86.87 | 9/26/2012 6:11:33 PM |
american6 | $50.00 | 9/26/2012 5:47:10 PM |
community-burrito9 | $35.00 | 9/26/2012 6:16:04 PM |
LoanerPrincipal | $25.00 | 9/26/2012 5:48:12 PM |
MichaelProsper | $40.00 | 9/26/2012 5:52:46 PM |
sensible-interest2 | $25.00 | 9/26/2012 5:51:38 PM |
nevee | $35.00 | 9/26/2012 5:54:26 PM |
RGlad | $150.00 | 9/26/2012 6:28:51 PM |
adelaide-moira | $25.00 | 9/26/2012 6:04:32 PM |
cablenews | $78.00 | 9/26/2012 6:08:09 PM |
EnglishGeekInNYC | $25.00 | 9/26/2012 6:08:54 PM |
networks4ever | $25.00 | 9/26/2012 6:47:39 PM |
qwknick57 | $25.00 | 9/26/2012 6:10:02 PM |
mindful-generosity1 | $50.00 | 9/26/2012 6:15:10 PM |
capital-blueberry | $25.00 | 9/26/2012 6:11:27 PM |
houli123 | $50.00 | 9/26/2012 7:03:09 PM |
payout-paladin3 | $500.00 | 9/26/2012 7:04:37 PM |
generous-deal6 | $25.00 | 9/26/2012 6:17:22 PM |
squeebie | $50.00 | 9/26/2012 6:15:24 PM |
bewitching-commitment421 | $100.00 | 9/26/2012 6:18:11 PM |
bazaar-tulip | $25.00 | 9/26/2012 6:17:12 PM |
bold-riveting-social | $50.00 | 9/26/2012 6:19:19 PM |
rockhound84 | $37.00 | 9/26/2012 7:09:15 PM |
power-kin | $25.00 | 9/26/2012 6:18:19 PM |
ready-interest9 | $25.00 | 9/26/2012 6:32:39 PM |
kenji4861 | $25.00 | 9/26/2012 6:36:20 PM |
top-enriched-return | $50.00 | 9/26/2012 6:33:49 PM |
discrete-gold579 | $100.00 | 9/26/2012 7:50:35 PM |
payout-harmony4 | $34.00 | 9/26/2012 6:41:03 PM |
socrates520 | $50.00 | 9/26/2012 6:39:58 PM |
DoctorJoe | $35.00 | 9/26/2012 6:40:59 PM |
keen-credit6 | $29.00 | 9/26/2012 6:56:01 PM |
gold-pudding6 | $60.00 | 9/26/2012 6:58:10 PM |
money-bauble | $200.00 | 9/26/2012 6:58:50 PM |
adaboy65 | $75.00 | 9/26/2012 7:01:15 PM |
RMI_Babylon | $25.00 | 9/26/2012 7:05:36 PM |
reward-dynamo | $25.00 | 9/26/2012 7:08:54 PM |
finopp | $25.00 | 9/26/2012 7:16:10 PM |
dime-sprout | $25.00 | 9/26/2012 7:26:09 PM |
chrisb1414 | $25.00 | 9/26/2012 7:27:35 PM |
Robin_Hood | $50.00 | 9/26/2012 7:37:17 PM |
135 Investments
|
Borrower Payment Dependent Notes Series
645492
This series of Notes was issued and sold upon the funding of the borrower loan #75433, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Sep-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 23.12% |
Monthly payment:
| $184.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.96% | | |
| |
Estimated return*:
| 10.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 52% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,044 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| profitable-treasure0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2011)
|
Principal balance:
| $3,265.13 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan: Debt consolidation
My husband was out of work for months and credit cards got maxed out. Now that he is back
to work, I would like to consolidate 4 credit cards that have high interest.
I am a good candidate for this loan because my finances are organized by a budget
and I pay on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sweety075 | $25.00 | 9/26/2012 5:01:56 PM |
worth-blanket2 | $4,500.00 | 9/26/2012 5:02:16 PM |
lowrater | $50.70 | 9/26/2012 5:01:34 PM |
commitment-neutron1 | $200.00 | 9/26/2012 5:02:55 PM |
felicity-contributor3 | $25.00 | 9/26/2012 5:02:57 PM |
subtle-bill727 | $25.00 | 9/26/2012 5:03:13 PM |
duty-viola | $35.00 | 9/26/2012 5:03:29 PM |
WalnutCreekguy | $50.00 | 9/26/2012 5:04:12 PM |
affluence-microscope2 | $139.30 | 9/26/2012 5:04:24 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
645534
This series of Notes was issued and sold upon the funding of the borrower loan #75310, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $96.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 5% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,786 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| redwraith |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 40 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2012)
800-819
(Apr-2008)
|
Principal balance:
| $2,555.28 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 40 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to refinance my existing prosper loan.
My financial situation:
I am a good candidate for this loan because this will be my 3rd loan request and have never had a late payment. I am also a lender on Prosper with about 60 active loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $55.07 | 9/26/2012 9:02:43 AM |
bazaar-tulip | $25.00 | 9/26/2012 9:04:40 AM |
MoneyForNothing | $25.08 | 9/26/2012 9:07:58 AM |
basis-gazer0 | $25.00 | 9/26/2012 9:08:47 AM |
imogen22 | $50.00 | 9/26/2012 9:10:11 AM |
social-pear9 | $50.00 | 9/26/2012 9:11:27 AM |
unrivaled-deal676 | $50.00 | 9/26/2012 9:12:17 AM |
enticing-capital6 | $50.00 | 9/26/2012 9:04:55 AM |
XP | $25.00 | 9/26/2012 9:01:53 AM |
ciccio70 | $25.00 | 9/26/2012 9:02:11 AM |
best-bonafide-p2p | $50.00 | 9/26/2012 9:05:30 AM |
social-aspen097 | $300.00 | 9/26/2012 9:02:41 AM |
phenomenal-rate1 | $500.00 | 9/26/2012 9:03:16 AM |
repayment-pagoda8 | $100.00 | 9/26/2012 9:07:01 AM |
nonukem | $25.00 | 9/26/2012 9:07:19 AM |
Phryne | $50.00 | 9/26/2012 9:07:26 AM |
Rockymtnhi | $100.00 | 9/26/2012 9:05:37 AM |
adventurer447 | $300.00 | 9/26/2012 9:05:44 AM |
gmoney37 | $50.00 | 9/26/2012 9:12:00 AM |
calm-platinum957 | $35.00 | 9/26/2012 9:12:53 AM |
thankful-yield8 | $25.00 | 9/26/2012 9:14:32 AM |
nickel-ferret | $25.00 | 9/26/2012 9:15:09 AM |
wetlands | $200.00 | 9/26/2012 9:16:31 AM |
CaptainBL | $25.00 | 9/26/2012 9:19:43 AM |
CreditBuilder2 | $25.01 | 9/26/2012 9:07:27 AM |
Approved | $50.00 | 9/26/2012 9:07:56 AM |
phenomenal-gain5 | $30.00 | 9/26/2012 9:01:49 AM |
clemclan | $81.00 | 9/26/2012 9:04:32 AM |
special-dinero553 | $25.00 | 9/26/2012 9:12:19 AM |
Mountain-Lion-IRA1 | $25.00 | 9/26/2012 9:04:44 AM |
a-finance-nirvana | $25.00 | 9/26/2012 9:14:59 AM |
top-courteous-peso | $75.00 | 9/26/2012 9:02:09 AM |
wise-virtuous-vigilance | $100.00 | 9/26/2012 9:16:07 AM |
dignified-truth7 | $200.00 | 9/26/2012 9:17:07 AM |
baroo | $25.00 | 9/26/2012 9:18:05 AM |
kindness-fanatic | $25.00 | 9/26/2012 9:05:45 AM |
penny-finder | $51.28 | 9/26/2012 9:11:44 AM |
The-Helper | $50.00 | 9/26/2012 9:14:22 AM |
enterprising-exchange6 | $50.00 | 9/26/2012 9:16:46 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
645572
This series of Notes was issued and sold upon the funding of the borrower loan #75087, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $46.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 5% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 9y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,476 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| exponential-community888 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jcornehlsen | $25.00 | 9/26/2012 5:02:00 PM |
repayment-pagoda8 | $100.00 | 9/26/2012 5:08:25 PM |
commitment-neutron1 | $200.00 | 9/26/2012 5:02:35 PM |
bankojerry | $25.00 | 9/26/2012 5:01:33 PM |
wetlands | $200.00 | 9/26/2012 5:15:52 PM |
phenomenal-rate1 | $500.00 | 9/26/2012 5:04:53 PM |
friendly-gold | $25.00 | 9/26/2012 5:08:10 PM |
imogen22 | $50.00 | 9/26/2012 5:11:07 PM |
MoneyForNothing | $25.00 | 9/26/2012 5:16:13 PM |
napmanger | $100.00 | 9/26/2012 5:14:59 PM |
best-bonafide-p2p | $50.00 | 9/26/2012 5:18:46 PM |
income-triangulation1 | $25.00 | 9/26/2012 5:03:20 PM |
engaging-worth | $25.00 | 9/26/2012 5:08:40 PM |
IPG1 | $25.00 | 9/26/2012 5:02:39 PM |
charming-exchange7 | $25.00 | 9/26/2012 5:17:20 PM |
Taxman44 | $25.00 | 9/26/2012 5:05:41 PM |
paladin847 | $70.00 | 9/26/2012 5:11:50 PM |
Castellan | $50.00 | 9/26/2012 5:13:59 PM |
adventurer447 | $300.00 | 9/26/2012 5:19:35 PM |
LeReve | $500.00 | 9/26/2012 5:20:39 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
645606
This series of Notes was issued and sold upon the funding of the borrower loan #75566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 27.67% |
Borrower rate/APR:
| 28.67% / 31.34% |
Monthly payment:
| $252.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.98% | | |
| |
Estimated return*:
| 15.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 4% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 26y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $484 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| suave-kindness619 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental/Car& home improvemen
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6000.
Monthly expenses: $1500.
Housing: $750.00
Insurance: $
Car expenses: $220.
Utilities: $250
Phone, cable, internet: $70
Food, entertainment: $
Clothing, household expenses: $200.
Credit cards and other loans: $100.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bob450 | $25.00 | 9/26/2012 5:02:55 PM |
paladin847 | $70.00 | 9/26/2012 5:11:50 PM |
commitment-neutron1 | $200.00 | 9/26/2012 5:03:05 PM |
WalnutCreekguy | $50.00 | 9/26/2012 5:04:12 PM |
bob450-roth | $25.00 | 9/26/2012 5:09:48 PM |
handy-justice | $50.00 | 9/26/2012 5:17:24 PM |
diplomatic-wealth7 | $25.00 | 9/26/2012 5:18:10 PM |
receptive-affluence035 | $25.00 | 9/26/2012 5:36:56 PM |
RGlad | $300.00 | 9/26/2012 6:31:31 PM |
supreme-treasure8 | $100.00 | 9/26/2012 5:59:48 PM |
capital-investor8 | $25.00 | 9/26/2012 6:10:43 PM |
first-pragmatic-power | $25.00 | 9/26/2012 7:04:41 PM |
paytonbrigadier | $250.00 | 9/26/2012 7:07:00 PM |
Beld | $50.00 | 9/26/2012 6:22:07 PM |
five-star-justice | $25.00 | 9/26/2012 6:29:15 PM |
networks4ever | $25.00 | 9/26/2012 7:32:29 PM |
toblerone | $25.00 | 9/26/2012 6:38:40 PM |
VesuvianMan | $25.00 | 9/26/2012 6:46:44 PM |
roux | $25.00 | 9/26/2012 7:20:07 PM |
worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:42 PM |
MI2 | $4,210.00 | 9/27/2012 10:45:34 AM |
friendly-gold | $25.00 | 9/26/2012 5:08:10 PM |
Hedge-Fund | $25.00 | 9/26/2012 5:10:53 PM |
phenomenal-rate1 | $500.00 | 9/26/2012 5:05:36 PM |
vutah | $45.00 | 9/26/2012 5:08:53 PM |
cattlebaron | $25.00 | 9/26/2012 5:38:35 PM |
commerce-venture1 | $25.00 | 9/26/2012 5:13:51 PM |
money-bauble | $100.00 | 9/26/2012 5:20:54 PM |
LeReve | $500.00 | 9/26/2012 5:21:22 PM |
careful-vigilance4 | $25.00 | 9/26/2012 5:30:42 PM |
understanding-dollar67 | $25.00 | 9/26/2012 5:41:59 PM |
52digital | $75.00 | 9/26/2012 5:44:42 PM |
bewitching-dollar5 | $100.00 | 9/26/2012 5:51:25 PM |
freedomlender | $25.00 | 9/26/2012 6:24:50 PM |
cash-kin7 | $25.00 | 9/26/2012 6:27:47 PM |
loyalty-dragster7 | $100.00 | 9/26/2012 5:54:13 PM |
proper-exchange8 | $50.00 | 9/26/2012 6:03:05 PM |
responsibility-butterfly | $25.00 | 9/26/2012 6:10:23 PM |
open-minded-p2p1 | $25.00 | 9/26/2012 6:15:20 PM |
Rogelio48 | $25.00 | 9/26/2012 6:33:51 PM |
pierrelasvegas | $25.00 | 9/26/2012 7:35:36 PM |
integrity-reactor4 | $100.00 | 9/26/2012 6:33:52 PM |
newest-currency-vibrato | $25.00 | 9/26/2012 8:41:07 PM |
pragmatic-auction8 | $25.00 | 9/26/2012 6:52:37 PM |
orangetrust | $50.00 | 9/27/2012 7:07:14 AM |
loyalist1 | $100.00 | 9/27/2012 8:20:00 AM |
integrity-doctor | $100.00 | 9/27/2012 8:27:31 AM |
durability-seahorse7 | $50.00 | 9/27/2012 3:35:47 AM |
nodebtin3 | $100.00 | 9/27/2012 3:59:53 AM |
fishspook | $50.00 | 9/27/2012 8:09:54 AM |
benjamins-explosion142 | $25.00 | 9/27/2012 9:13:32 AM |
green-inspiring-peace | $25.00 | 9/27/2012 10:28:44 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
645628
This series of Notes was issued and sold upon the funding of the borrower loan #75395, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 14y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,923 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dollcollector98 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I will pay it back, and this loan will help get me back on track. I appreciate you in advance.
Monthly net income: $5100
Monthly expenses: $4000
Housing: $450
Insurance: $245
Car expenses: $685
Utilities: $550
Phone, cable, internet: $140
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $100
Other expenses: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dubbs360 | $250.00 | 9/25/2012 5:59:37 PM |
pdub | $250.00 | 9/25/2012 5:57:15 PM |
52digital | $75.00 | 9/25/2012 6:26:32 PM |
open-minded-p2p1 | $25.00 | 9/25/2012 6:42:22 PM |
tolerant-responsibility051 | $500.00 | 9/25/2012 8:58:09 PM |
green-high-five7 | $25.00 | 9/25/2012 9:47:41 PM |
Zingaro | $25.00 | 9/25/2012 5:58:00 PM |
MI2 | $1,250.00 | 9/25/2012 6:23:16 PM |
papaloha | $25.00 | 9/25/2012 8:03:58 PM |
jebber007 | $25.00 | 9/25/2012 8:50:46 PM |
bellaquito | $500.00 | 9/25/2012 6:51:41 PM |
Graven33 | $25.00 | 9/25/2012 9:48:46 PM |
bonus-seahorse | $25.00 | 9/25/2012 10:05:42 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
645676
This series of Notes was issued and sold upon the funding of the borrower loan #75132, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $555.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 6.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 7y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,872 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| sunntop |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 51 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2011)
680-699
(Dec-2010)
660-679
(Jul-2010)
600-619
(Mar-2008)
|
Principal balance:
| $3,645.84 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 51 | | |
Description
Clear debt faster to buya new house
Purpose of loan:
I'm planning on consolidating my debt in order to pay it off as soon as possible. My ultimate goal is to save enough money to buy my first house.
My financial situation:
I am a good candidate for this loan because I have a stable and high paying job in the IT field. This is my 4th loan with Prosper where I cleared the first 2 loans without missing a single payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $99.00 | 9/25/2012 5:58:38 PM |
natural-affluence6 | $25.00 | 9/25/2012 9:04:59 PM |
tranquil-gain1 | $75.00 | 9/25/2012 5:02:18 PM |
social-attraction463 | $25.00 | 9/25/2012 5:06:41 PM |
MoneyForNothing | $25.51 | 9/25/2012 5:06:50 PM |
thankful-nickel2 | $55.55 | 9/25/2012 5:07:37 PM |
fuse136 | $25.00 | 9/25/2012 5:12:52 PM |
CreditBuilder2 | $25.01 | 9/25/2012 5:28:10 PM |
best-bonafide-p2p | $50.00 | 9/25/2012 5:15:21 PM |
lionheart722 | $100.00 | 9/25/2012 5:31:01 PM |
Letsboogiedown | $50.00 | 9/25/2012 5:25:01 PM |
tenacious-affluence | $25.00 | 9/25/2012 5:34:10 PM |
nickel-ferret | $25.00 | 9/25/2012 5:35:09 PM |
Castellan | $36.00 | 9/25/2012 5:21:18 PM |
a-finance-nirvana | $25.00 | 9/25/2012 5:35:12 PM |
coin-conductor614 | $50.00 | 9/25/2012 5:29:35 PM |
LeReve | $500.00 | 9/25/2012 5:41:01 PM |
mennleo | $28.00 | 9/25/2012 5:41:05 PM |
RGlad | $101.00 | 9/25/2012 5:33:27 PM |
special-dinero553 | $25.00 | 9/25/2012 5:33:45 PM |
mariah8641 | $30.00 | 9/25/2012 5:39:28 PM |
prudent-dough458 | $25.00 | 9/25/2012 5:35:50 PM |
wetlands | $200.00 | 9/25/2012 5:35:55 PM |
auction-sage | $100.00 | 9/25/2012 5:36:55 PM |
velocityasaurus-rex4 | $100.00 | 9/25/2012 5:59:39 PM |
pdub | $750.00 | 9/25/2012 5:55:12 PM |
peace-adventurer3 | $25.00 | 9/25/2012 5:46:18 PM |
voipguy88 | $100.00 | 9/25/2012 5:48:09 PM |
dollar-vibraphone4 | $75.00 | 9/25/2012 6:09:01 PM |
gold-pudding6 | $60.00 | 9/25/2012 5:58:41 PM |
Dubbs360 | $500.00 | 9/25/2012 5:59:10 PM |
Brattt | $25.00 | 9/25/2012 6:26:06 PM |
kenji4861 | $25.00 | 9/25/2012 6:26:24 PM |
progressive-economy261 | $500.00 | 9/25/2012 6:00:04 PM |
WeedPatch | $50.00 | 9/25/2012 6:30:57 PM |
resolute-basis9 | $25.00 | 9/25/2012 6:34:21 PM |
Adventurouschef | $25.00 | 9/25/2012 6:36:14 PM |
contract-paloverde1 | $25.00 | 9/25/2012 6:38:54 PM |
authentic-liberty7 | $25.00 | 9/25/2012 6:39:46 PM |
bazaar-tulip | $500.00 | 9/25/2012 6:14:36 PM |
unassailable-funds754 | $25.00 | 9/25/2012 6:43:26 PM |
Splangy613 | $25.00 | 9/25/2012 6:48:14 PM |
rudyindc | $25.00 | 9/25/2012 6:54:41 PM |
lochinvar | $75.00 | 9/25/2012 6:20:34 PM |
Snoopylover | $25.00 | 9/25/2012 8:00:18 PM |
harperpotok | $100.00 | 9/25/2012 6:38:35 PM |
worldly-commitment173 | $100.00 | 9/25/2012 6:43:11 PM |
worth-web5 | $34.00 | 9/25/2012 6:44:03 PM |
bellaquito | $500.00 | 9/25/2012 6:44:34 PM |
finance-explosion6 | $25.00 | 9/25/2012 6:44:45 PM |
Robin_Hood | $50.00 | 9/25/2012 6:49:15 PM |
azazle | $50.00 | 9/25/2012 6:41:29 PM |
hidavehi | $33.00 | 9/25/2012 7:03:45 PM |
lotus6 | $25.00 | 9/25/2012 7:11:26 PM |
coopPV | $50.00 | 9/25/2012 8:03:51 PM |
ninjazx10rida | $50.00 | 9/25/2012 6:58:42 PM |
BaxterEvil | $25.00 | 9/25/2012 8:07:55 PM |
blue-laudable-dinero | $25.00 | 9/25/2012 8:48:11 PM |
LimaGuy | $34.58 | 9/25/2012 7:31:12 PM |
_NaLNaBB | $600.00 | 9/25/2012 9:06:24 PM |
fate-amenable-to-change | $70.00 | 9/25/2012 7:46:38 PM |
LendingZone | $25.00 | 9/25/2012 8:38:16 PM |
sharp-platinum326 | $25.00 | 9/25/2012 8:48:45 PM |
420limo | $209.41 | 9/25/2012 8:50:04 PM |
FWF-kinetic | $50.00 | 9/25/2012 9:07:08 PM |
Iwillhuntyoudown | $25.00 | 9/25/2012 9:37:15 PM |
skillful-justice879 | $10.01 | 9/25/2012 9:58:52 PM |
Phryne | $50.00 | 9/25/2012 5:06:29 PM |
sweety075 | $25.00 | 9/25/2012 5:06:10 PM |
green-trade-dolphin2 | $61.53 | 9/25/2012 5:03:05 PM |
john0720 | $25.00 | 9/25/2012 5:12:54 PM |
ready-justice7 | $50.00 | 9/25/2012 5:27:43 PM |
commerce-gargantuan2 | $50.00 | 9/25/2012 5:15:23 PM |
XP | $25.00 | 9/25/2012 5:13:33 PM |
compassion-twister2 | $50.00 | 9/25/2012 5:16:38 PM |
excellent-funds649 | $50.00 | 9/25/2012 5:27:49 PM |
108lender | $200.00 | 9/25/2012 5:21:28 PM |
phenomenal-rate1 | $500.00 | 9/25/2012 5:26:07 PM |
compoundinterest | $25.00 | 9/25/2012 5:31:35 PM |
imogen22 | $50.00 | 9/25/2012 5:31:45 PM |
adventurer447 | $300.00 | 9/25/2012 5:31:57 PM |
repayment-pagoda8 | $100.00 | 9/25/2012 5:29:31 PM |
dignified-truth7 | $200.00 | 9/25/2012 5:36:25 PM |
bold-riveting-social | $50.00 | 9/25/2012 5:47:01 PM |
capital-blueberry | $25.00 | 9/25/2012 5:38:34 PM |
sturdy-fairness0 | $100.00 | 9/25/2012 5:37:41 PM |
market-cougar3 | $50.00 | 9/25/2012 5:59:44 PM |
AKrad | $25.00 | 9/25/2012 5:43:14 PM |
income-buffalo1 | $50.00 | 9/25/2012 5:53:33 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:24 PM |
equitable-capital758 | $750.00 | 9/25/2012 5:55:23 PM |
Investoman | $25.00 | 9/25/2012 6:07:30 PM |
intuitive-benefit3 | $100.00 | 9/25/2012 5:49:26 PM |
janeybooboo | $100.00 | 9/25/2012 6:09:04 PM |
virtuous-repayment | $25.00 | 9/25/2012 5:59:26 PM |
superb-funds335 | $25.00 | 9/25/2012 6:00:10 PM |
MI2 | $5,000.00 | 9/25/2012 6:22:08 PM |
chicagobanker | $50.00 | 9/25/2012 6:01:57 PM |
hopeful_lender | $100.00 | 9/25/2012 6:26:16 PM |
w3alter | $50.00 | 9/25/2012 6:28:35 PM |
proud-gold9 | $25.00 | 9/25/2012 6:34:27 PM |
ready-bid9 | $50.00 | 9/25/2012 6:36:44 PM |
thrifty-transaction578 | $25.00 | 9/25/2012 6:04:46 PM |
djs81 | $75.00 | 9/25/2012 6:15:54 PM |
orbiter687 | $36.86 | 9/25/2012 6:45:32 PM |
johngaltline | $25.00 | 9/25/2012 6:13:04 PM |
friendly-gold | $25.00 | 9/25/2012 6:22:18 PM |
p2ploan-hunter4 | $50.00 | 9/25/2012 6:24:00 PM |
gmoney37 | $50.00 | 9/25/2012 6:18:25 PM |
Elbanko | $30.00 | 9/25/2012 6:29:04 PM |
adelaide-moira | $25.00 | 9/25/2012 7:25:05 PM |
hitsman | $50.00 | 9/25/2012 6:22:36 PM |
vivacious-truth3 | $25.00 | 9/25/2012 6:34:50 PM |
chac | $500.00 | 9/25/2012 7:58:16 PM |
DreisersFinancier | $50.00 | 9/25/2012 6:37:55 PM |
rupee-prairie | $30.00 | 9/25/2012 6:25:18 PM |
affluence-hickory | $25.00 | 9/25/2012 8:30:25 PM |
Msbutterfly | $50.00 | 9/25/2012 6:43:45 PM |
best-active-listing | $25.00 | 9/25/2012 8:57:09 PM |
heroic-platinum | $50.00 | 9/25/2012 9:04:36 PM |
charming-return031 | $25.00 | 9/25/2012 9:14:38 PM |
dignified-finance | $25.00 | 9/25/2012 6:34:52 PM |
top-fund-explosion | $25.00 | 9/25/2012 9:43:40 PM |
ski bum | $73.00 | 9/25/2012 6:37:54 PM |
jutdon84 | $25.00 | 9/25/2012 9:57:31 PM |
Taxman44 | $25.00 | 9/25/2012 6:39:29 PM |
loot-motivator7 | $25.00 | 9/25/2012 7:01:26 PM |
phaded | $25.00 | 9/25/2012 7:10:25 PM |
studious-bonus7 | $100.00 | 9/25/2012 6:47:39 PM |
finance-assembler | $30.00 | 9/25/2012 7:01:46 PM |
unrelenting-power5 | $50.00 | 9/25/2012 7:23:56 PM |
Reddy_Capital | $36.00 | 9/25/2012 8:50:47 PM |
Elefunt | $25.00 | 9/25/2012 7:42:48 PM |
MKKBucks | $25.00 | 9/25/2012 9:51:17 PM |
integrity-web | $25.00 | 9/25/2012 7:59:31 PM |
grammaspurse | $25.00 | 9/25/2012 9:23:32 PM |
jordanmz | $50.00 | 9/25/2012 9:30:36 PM |
flergum | $26.54 | 9/25/2012 9:57:00 PM |
138 Investments
|
Borrower Payment Dependent Notes Series
645688
This series of Notes was issued and sold upon the funding of the borrower loan #75168, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 27.67% |
Borrower rate/APR:
| 28.67% / 31.34% |
Monthly payment:
| $252.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.98% | | |
| |
Estimated return*:
| 15.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 12% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 11y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,042 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-exchange-sumac |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off some debit and get caught up on bills
My financial situation:
I am a good candidate for this loan because...I will be paying less out each mth with my debit reduced.
Monthly net income: $ 36000
Monthly expenses: $2300
Housing: $760
Insurance: $50
Car expenses: $
Utilities: $250
Phone, cable, internet: $80
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $125
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
NickelSteamroller | $35.00 | 9/25/2012 5:04:15 PM |
money-bauble | $100.00 | 9/25/2012 5:23:57 PM |
WalnutCreekguy | $50.00 | 9/25/2012 5:08:02 PM |
understanding-dollar67 | $25.00 | 9/25/2012 5:02:45 PM |
worth-blanket2 | $7,200.00 | 9/25/2012 5:10:44 PM |
the-silver-blaster | $50.00 | 9/25/2012 5:25:25 PM |
spartacusiam | $25.00 | 9/25/2012 5:05:01 PM |
bold-wampum-compadre | $50.00 | 9/25/2012 5:10:59 PM |
community-burrito9 | $25.00 | 9/25/2012 5:21:36 PM |
52digital | $75.00 | 9/25/2012 5:26:17 PM |
phenomenal-rate1 | $500.00 | 9/25/2012 5:26:55 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
645730
This series of Notes was issued and sold upon the funding of the borrower loan #75314, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $467.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
20 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,128 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| funds-oboe3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Pay off Medical bills and Credit Cards
My financial situation:
I am a good candidate for this loan because...I will have an automatic withdraw from my checking account, and due to medical issues bill piled up
Monthly net income: $3200.00
Monthly expenses: $
Housing: $1400.00
Insurance: $100.00
Car expenses: $gas 80
Utilities: $300.00
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $900
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 9/25/2012 5:04:16 PM |
income-triangulation1 | $25.00 | 9/25/2012 5:04:07 PM |
WalnutCreekguy | $50.00 | 9/25/2012 5:08:03 PM |
understanding-dollar67 | $25.00 | 9/25/2012 5:02:46 PM |
money-bauble | $59.00 | 9/25/2012 5:23:59 PM |
bold-wampum-compadre | $50.00 | 9/25/2012 5:10:59 PM |
adventurer447 | $235.97 | 9/25/2012 5:31:58 PM |
justreturns | $25.00 | 9/25/2012 5:26:11 PM |
community-burrito9 | $35.00 | 9/25/2012 5:20:09 PM |
enchanted-note | $25.00 | 9/25/2012 5:29:24 PM |
careful-vigilance4 | $25.00 | 9/25/2012 5:31:16 PM |
NickelSteamroller | $35.00 | 9/25/2012 5:04:15 PM |
vutah | $45.00 | 9/25/2012 5:07:35 PM |
worth-blanket2 | $13,500.00 | 9/25/2012 5:15:51 PM |
penny-surgeon | $25.00 | 9/25/2012 5:08:14 PM |
52digital | $75.00 | 9/25/2012 5:26:18 PM |
phenomenal-rate1 | $500.00 | 9/25/2012 5:26:56 PM |
credit-adventurer313 | $25.00 | 9/25/2012 5:30:22 PM |
piledriver570 | $200.00 | 9/25/2012 5:31:02 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
645824
This series of Notes was issued and sold upon the funding of the borrower loan #75485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-27-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 16.39% |
Borrower rate/APR:
| 17.39% / 25.21% |
Monthly payment:
| $182.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.01% | | |
| |
Estimated return*:
| 6.26% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1978 |
Debt/Income ratio:
| 50% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
9 | Length of status: | 16y 2m |
Amount delinquent:
| $2,047 |
Total credit lines:
| 46 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,564 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| point-zeus |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 33 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2011)
720-739
(Oct-2010)
720-739
(May-2010)
660-679
(Apr-2010)
|
Principal balance:
| $728.77 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolidate a few debts and start a new venture.
My financial situation:
I am a good candidate for this loan because...
because I have shown that I am credit worthy and am
proud to say that I have been gainfully employed for over 25 years.
Monthly net income: $3300
Monthly expenses: $1600
Housing: $485
Insurance: $140
Car expenses: $200
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LENDO-CALRISSIAN | $25.00 | 9/27/2012 9:05:06 AM |
bubb_hans | $25.00 | 9/27/2012 9:09:01 AM |
CMJ-Partners | $100.00 | 9/27/2012 9:14:57 AM |
MoneyForNothing | $66.33 | 9/27/2012 9:02:08 AM |
commitment-neutron1 | $200.00 | 9/27/2012 9:03:31 AM |
NekHoldings | $25.00 | 9/27/2012 9:03:22 AM |
janeybooboo | $100.00 | 9/27/2012 9:04:22 AM |
friendly-gold | $25.00 | 9/27/2012 9:04:31 AM |
Feyenoord | $30.00 | 9/27/2012 9:06:07 AM |
scholarly-order6 | $75.00 | 9/27/2012 9:05:07 AM |
credit-wheel7 | $25.00 | 9/27/2012 9:08:52 AM |
ethical-truth211 | $500.00 | 9/27/2012 9:14:24 AM |
pierrelasvegas | $25.00 | 9/27/2012 9:15:54 AM |
cash-kin7 | $25.00 | 9/27/2012 9:21:02 AM |
ColoradoLender82 | $25.00 | 9/27/2012 9:21:05 AM |
LeReve | $500.00 | 9/27/2012 9:24:09 AM |
direct-social3 | $50.00 | 9/27/2012 9:30:42 AM |
trumpeter5 | $25.00 | 9/27/2012 9:02:08 AM |
Jinja | $50.00 | 9/27/2012 9:17:35 AM |
Socorro_Capital_Partners | $25.01 | 9/27/2012 9:31:22 AM |
benjamins-explosion142 | $25.00 | 9/27/2012 9:13:44 AM |
sustainable-lender | $25.00 | 9/27/2012 9:27:05 AM |
AF-Chief | $25.00 | 9/27/2012 9:31:48 AM |
MoneyForNothing | $3.66 | 9/27/2012 9:32:27 AM |
24 Investments
|
Borrower Payment Dependent Notes Series
645826
This series of Notes was issued and sold upon the funding of the borrower loan #75332, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2011 |
Debt/Income ratio:
| 39% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,281 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| deployment953 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...pay off bills
My financial situation: need to pay off bills
I am a good candidate for this loan because...
I pay bills on time and I am trying to get myself on the right path
Monthly net income: $1200
Monthly expenses: $100
Housing: $320
Insurance: $
Car expenses: $
Utilities: $85
Phone, cable, internet: $132
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $145
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dariop | $25.01 | 9/25/2012 5:17:25 PM |
majestic-note6 | $150.00 | 9/25/2012 5:39:12 PM |
refresher211 | $25.00 | 9/25/2012 5:35:44 PM |
MI2 | $1,250.00 | 9/25/2012 6:23:16 PM |
52digital | $75.00 | 9/25/2012 6:26:32 PM |
tolerant-responsibility051 | $500.00 | 9/25/2012 8:58:09 PM |
whitegold24k | $200.00 | 9/25/2012 6:54:13 PM |
blitzen40 | $25.00 | 9/25/2012 7:06:49 PM |
brilliant-balance | $50.00 | 9/25/2012 6:48:05 PM |
fides-cx | $25.00 | 9/26/2012 1:45:55 AM |
money-baron | $100.00 | 9/25/2012 7:26:18 PM |
rate-sceptre | $25.00 | 9/25/2012 11:06:43 PM |
907 | $37.06 | 9/25/2012 9:46:17 PM |
let_me_retire | $50.00 | 9/26/2012 2:52:45 AM |
KB-IRA | $100.01 | 9/25/2012 10:45:17 PM |
y2kman9 | $25.00 | 9/26/2012 2:58:10 AM |
ethical-truth211 | $50.00 | 9/26/2012 3:00:26 AM |
simiray | $30.00 | 9/25/2012 5:20:31 PM |
duty-viola | $35.00 | 9/25/2012 6:15:44 PM |
pdub | $250.00 | 9/25/2012 5:57:15 PM |
Dubbs360 | $250.00 | 9/25/2012 5:59:37 PM |
CreditBuilder2 | $25.02 | 9/25/2012 6:20:12 PM |
Onlyhappycustomers | $25.00 | 9/25/2012 6:25:24 PM |
bellaquito | $500.00 | 9/25/2012 6:51:41 PM |
Red-Bull-One | $25.00 | 9/25/2012 8:25:55 PM |
papaloha | $25.00 | 9/25/2012 8:03:58 PM |
california111 | $100.00 | 9/25/2012 10:54:49 PM |
ethical-truth211 | $22.90 | 9/26/2012 3:00:37 AM |
28 Investments
|
Borrower Payment Dependent Notes Series
645870
This series of Notes was issued and sold upon the funding of the borrower loan #75171, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-27-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 16.39% |
Borrower rate/APR:
| 17.39% / 25.21% |
Monthly payment:
| $639.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.01% | | |
| |
Estimated return*:
| 6.26% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 30% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,742 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unforgettable-return046 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan: Real Estate Taxes
This loan will be used to...to pay overdue real estate taxes
My financial situation: stable recent extraordinary college expenses
I am a good candidate for this loan because...I will receive a one time payment from my former employer in the amount of $16,700 on 12/1/1012 to immediately payoff loan
Monthly net income: $ 8,800.00
Monthly expenses: $7,000.00
Housing: $1,100.00
Insurance: health insurance provide by employer
Car expenses: One car payment @ $617/mo
Utilities: $300/mo
Phone, cable, internet: $400.00/mo
Food, entertainment: $1,000.00/mo
Clothing, household expenses: $1,000.00/mo
Credit cards and other loans: $2,300/mo
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
money-baron | $100.00 | 9/27/2012 11:56:28 AM |
pembull | $25.00 | 9/27/2012 11:57:02 AM |
berniemadeoff | $25.00 | 9/27/2012 11:57:29 AM |
best-bonafide-p2p | $25.00 | 9/27/2012 12:29:34 PM |
Index_Plus | $5,000.00 | 9/27/2012 2:47:34 PM |
skillful-justice879 | $25.00 | 9/27/2012 12:50:17 PM |
a-versatile-power | $25.00 | 9/27/2012 12:54:06 PM |
MI2 | $1,675.00 | 9/27/2012 2:50:13 PM |
julijask | $25.00 | 9/27/2012 11:59:33 AM |
LoanerPrincipal | $25.00 | 9/27/2012 12:02:05 PM |
bonus-animal4 | $25.00 | 9/27/2012 12:39:23 PM |
currency-persimmon | $25.00 | 9/27/2012 2:13:57 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
646158
This series of Notes was issued and sold upon the funding of the borrower loan #75135, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $177.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 65% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 22y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,888 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| inventive-benjamins1 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2011)
|
Principal balance:
| $5,710.71 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation - refinanc loan
Purpose of loan:
This loan will be used to... to refinance my existing loan for a lower payment
My financial situation:
I am a good candidate for this loan because...I pay all my bill on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
friendly-gold | $25.00 | 9/27/2012 9:04:34 AM |
RGlad | $150.00 | 9/27/2012 9:03:09 AM |
worth-blanket2 | $6,750.00 | 9/27/2012 9:05:52 AM |
commitment-neutron1 | $200.00 | 9/27/2012 9:02:58 AM |
janeybooboo | $50.00 | 9/27/2012 9:03:56 AM |
phenomenal-rate1 | $500.00 | 9/27/2012 9:05:26 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
646294
This series of Notes was issued and sold upon the funding of the borrower loan #75419, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $271.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
11 | Length of status: | 13y 4m |
Amount delinquent:
| $25 |
Total credit lines:
| 13 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,407 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| bizlady75 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 58 ( 95% )
| 640-659 (Latest)
|
Principal borrowed:
| $19,000.00 | < 31 days late:
| 3
( 5% )
| 640-659
(Oct-2011)
680-699
(Oct-2010)
680-699
(Aug-2010)
660-679
(Jan-2010)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 61 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off rest of credit cards and tax debt.
My financial situation: Is good right now, business is growing all the time
I am a good candidate for this loan because I pay automatically and on time.
Monthly net income: $3500.00
Monthly expenses: $
Housing: $850.00
Insurance: $120.00
Car expenses: $150.00
Utilities: $75.00
Phone, cable, internet: $60.00
Food, entertainment: $400.00
Clothing, household expenses: $100.00
Credit cards and other loans: $335.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $120.03 | 9/26/2012 5:02:09 PM |
LittleMingo | $50.00 | 9/26/2012 5:02:35 PM |
PLANECRASH | $45.00 | 9/26/2012 5:01:01 PM |
trumpeter5 | $25.00 | 9/26/2012 5:01:20 PM |
commitment-neutron1 | $200.00 | 9/26/2012 5:03:07 PM |
duty-viola | $35.00 | 9/26/2012 5:03:30 PM |
commerce-venture1 | $25.00 | 9/26/2012 5:01:21 PM |
dkjl | $33.77 | 9/26/2012 5:08:24 PM |
enriching-dollar1 | $53.00 | 9/26/2012 5:09:11 PM |
durability-seahorse7 | $50.00 | 9/26/2012 5:10:08 PM |
MoneyForNothing | $100.58 | 9/26/2012 5:01:27 PM |
vutah | $45.00 | 9/26/2012 5:03:55 PM |
Bob450 | $25.00 | 9/26/2012 5:03:07 PM |
DasMula | $250.00 | 9/26/2012 5:03:29 PM |
lowrater | $100.70 | 9/26/2012 5:04:27 PM |
robust-diversification3 | $50.00 | 9/26/2012 5:15:59 PM |
five-star-note | $200.00 | 9/26/2012 5:16:16 PM |
phenomenal-rate1 | $500.00 | 9/26/2012 5:05:36 PM |
innovator2 | $150.00 | 9/26/2012 5:18:03 PM |
diplomatic-wealth7 | $25.00 | 9/26/2012 5:18:11 PM |
adventurer447 | $300.00 | 9/26/2012 5:19:37 PM |
fcrick | $25.00 | 9/26/2012 5:19:49 PM |
friendly-gold | $25.00 | 9/26/2012 5:08:14 PM |
berniemadeoff | $50.00 | 9/26/2012 5:11:37 PM |
yield-trader | $25.00 | 9/26/2012 5:14:16 PM |
money-bauble | $100.00 | 9/26/2012 5:20:55 PM |
exchange-squirrel | $200.00 | 9/26/2012 5:27:13 PM |
credit-missile | $165.00 | 9/26/2012 5:03:50 PM |
green-trade-dolphin | $82.76 | 9/26/2012 5:01:27 PM |
capital-renewal | $25.00 | 9/26/2012 5:01:36 PM |
NekHoldings | $25.00 | 9/26/2012 5:02:02 PM |
methodical-interest039 | $35.00 | 9/26/2012 5:02:24 PM |
The-Helper | $50.00 | 9/26/2012 5:03:28 PM |
thrilling-fund427 | $50.00 | 9/26/2012 5:07:21 PM |
bob450-roth | $25.00 | 9/26/2012 5:08:12 PM |
et28 | $75.00 | 9/26/2012 5:08:30 PM |
felicity-contributor3 | $50.00 | 9/26/2012 5:02:01 PM |
Wish-Granted | $25.00 | 9/26/2012 5:02:14 PM |
Face-foist | $100.00 | 9/26/2012 5:01:09 PM |
handy-justice | $100.00 | 9/26/2012 5:02:23 PM |
WalnutCreekguy | $50.00 | 9/26/2012 5:04:15 PM |
87Marc | $25.00 | 9/26/2012 5:16:26 PM |
DasMula | $100.00 | 9/26/2012 5:04:36 PM |
DER | $25.00 | 9/26/2012 5:18:57 PM |
melodious-fairness | $50.00 | 9/26/2012 5:07:07 PM |
return-grizzly | $100.00 | 9/26/2012 5:07:39 PM |
tolerant-responsibility051 | $2,000.00 | 9/26/2012 5:07:55 PM |
LeReve | $500.00 | 9/26/2012 5:21:24 PM |
wwwUniversal | $25.00 | 9/26/2012 5:25:12 PM |
vontuse | $25.00 | 9/26/2012 5:09:40 PM |
AF-Chief | $25.00 | 9/26/2012 5:09:23 PM |
Leshan | $100.00 | 9/26/2012 5:27:12 PM |
CA-Lender | $25.00 | 9/26/2012 5:09:37 PM |
igloo268 | $25.00 | 9/26/2012 5:13:07 PM |
vegibenz | $25.00 | 9/26/2012 5:17:18 PM |
pierrelasvegas | $25.00 | 9/26/2012 5:14:21 PM |
the-respectful-transaction | $25.00 | 9/26/2012 5:18:50 PM |
janeybooboo | $74.74 | 9/26/2012 5:19:18 PM |
davisfl | $25.00 | 9/26/2012 5:16:39 PM |
apostle901 | $25.00 | 9/26/2012 5:20:05 PM |
Feyenoord | $30.00 | 9/26/2012 5:22:02 PM |
money-baron-Roth401k | $25.00 | 9/26/2012 5:20:52 PM |
social-attraction463 | $25.00 | 9/26/2012 5:25:40 PM |
handy-money9 | $75.00 | 9/26/2012 5:26:22 PM |
marwadi-62 | $2,000.00 | 9/26/2012 5:24:38 PM |
65 Investments
|
Borrower Payment Dependent Notes Series
646564
This series of Notes was issued and sold upon the funding of the borrower loan #75123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 42% |
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
13 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,741 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-progressive-dedication |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 31 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2011)
700-719
(Nov-2010)
|
Principal balance:
| $3,086.71 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
Pay off Medical Bills
Purpose of loan: to pay off all medical bills of my husband
This loan will be used to...pay off medical bills
My financial situation:
I am a good candidate for this loan because...I have permanent and secured job and has paid off my previous loans from Prosper
Monthly net income: $ 5,400
Monthly expenses: $4,700
Housing: $2,400
Insurance: $60
Car expenses: $405
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
1000 (doctors, medications co-pay, incidental
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $34.00 | 9/27/2012 9:09:29 AM |
RGlad | $100.00 | 9/27/2012 9:02:19 AM |
jns48 | $25.00 | 9/27/2012 9:11:18 AM |
benevolent-loot5 | $200.00 | 9/27/2012 9:11:38 AM |
pierrelasvegas | $25.00 | 9/27/2012 9:16:06 AM |
janeybooboo | $50.00 | 9/27/2012 9:03:43 AM |
MoneyForNothing | $62.31 | 9/27/2012 9:02:33 AM |
BankofRon_IRA | $100.00 | 9/27/2012 9:04:14 AM |
bewitching-dollar5 | $100.00 | 9/27/2012 9:27:03 AM |
tolerant-responsibility051 | $2,000.00 | 9/27/2012 9:38:43 AM |
handy-justice | $50.00 | 9/27/2012 9:32:52 AM |
NekHoldings | $25.00 | 9/27/2012 9:02:54 AM |
adaptable-return21 | $25.00 | 9/27/2012 9:03:04 AM |
commitment-neutron1 | $200.00 | 9/27/2012 9:03:46 AM |
commerce-venture1 | $25.00 | 9/27/2012 9:04:24 AM |
kind-credit-bear | $250.00 | 9/27/2012 9:11:29 AM |
trumpeter5 | $25.00 | 9/27/2012 9:02:25 AM |
stylish-revenue4 | $25.00 | 9/27/2012 9:17:53 AM |
Hedge-Fund | $25.00 | 9/27/2012 9:04:38 AM |
ethical-truth211 | $400.00 | 9/27/2012 9:04:41 AM |
CA-Lender | $25.00 | 9/27/2012 9:04:37 AM |
trade-boots1 | $100.00 | 9/27/2012 9:06:58 AM |
Socorro_Capital_Partners | $25.01 | 9/27/2012 9:32:21 AM |
DasMula | $25.00 | 9/27/2012 9:09:45 AM |
CMJ-Partners | $100.00 | 9/27/2012 9:11:57 AM |
kinder-credit-bear | $250.00 | 9/27/2012 9:35:54 AM |
benjamins-explosion142 | $25.00 | 9/27/2012 9:13:45 AM |
AF-Chief | $25.00 | 9/27/2012 9:31:49 AM |
28 Investments
|
Borrower Payment Dependent Notes Series
646642
This series of Notes was issued and sold upon the funding of the borrower loan #75445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,200.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $151.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1982 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
3 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,435 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-vigilance-paladin |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business - 1st year Business Exp
Purpose of loan:
This loan will be used to pay business and personal expenses for the months of September and October. I've been in the same field for 9 years and with the same company for 5+ years. I made a decision in February to leave management and return to the field. I have been successful before earning 100K+, and I also wanted to get back to doing what I truly love. However, I also knew this would be a year of rebuilding and that the first year is always hardest. In July, I went on vacation for a week. The Sunday that I returned my cousin had a horrible 4 wheeler accident in Ohio. The following Sunday my uncle in South Georgia passed away. Unfortunately I missed 2 to 3 weeks of work and I also had some unexpected travel expenses. I also need to send a check for my quarterly income taxes. I am making up for the lost time now, but due to the sales cycle there is a definite lag in terms of my income. I need a little assistance to bridge the gap and get me over this bump in the road.
My financial situation:
I am a good candidate for this loan because although my credit may not be great, I have never defaulted on anything. I believe 100% in working off any debts and making good on all commitments. Due to the business that I am in, I cannot have bad credit or have any judgements against me. It can affect my career.
I also understand what is necessary to build my business and have been successful before. I am a hard worker who is willing to put in the time and make the sacrifices necessary to achieve success. Circumstances beyond my control have caused my cash flow to be less than expected during these first few months, and I need to maintain and keep my bills paid and up to date.
Monthly net income: $ 5000
Monthly expenses: $ 3750 - 5500
Housing: $ 900
Insurance: $ 225
Car expenses: $ 450 pymt/125 ins/300 gas = 875.00
Utilities: $ 250 - 350
Phone, cable, internet: $ 175
Food, entertainment: $ 500 - 1200 client/biz entertainment
Clothing, household expenses: $ minimal currently
Credit cards and other loans: $ 650
Other expenses: $ 300 - 600 business supplies operating expenses
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-microscope2 | $200.00 | 9/27/2012 9:04:23 AM |
nickel-ferret | $25.00 | 9/27/2012 9:16:54 AM |
versatile-dime442 | $250.00 | 9/27/2012 9:19:50 AM |
friendly-gold | $25.00 | 9/27/2012 9:04:35 AM |
Vegasjim | $25.00 | 9/27/2012 9:25:20 AM |
pragmatic-auction8 | $50.00 | 9/27/2012 9:07:36 AM |
StarshineXL | $210.00 | 9/27/2012 9:08:03 AM |
special-dinero553 | $25.00 | 9/27/2012 9:15:13 AM |
pierrelasvegas | $25.00 | 9/27/2012 9:15:46 AM |
LeReve | $500.00 | 9/27/2012 9:23:52 AM |
nodebtin3 | $100.00 | 9/27/2012 10:03:42 AM |
0_0 | $25.00 | 9/27/2012 10:11:06 AM |
kind-transparency-ferret | $100.00 | 9/27/2012 9:41:14 AM |
jazzlender | $25.00 | 9/27/2012 10:18:46 AM |
a-finance-nirvana | $25.00 | 9/27/2012 9:54:41 AM |
auction-bonaza8 | $100.00 | 9/27/2012 10:00:23 AM |
MI2 | $1,215.00 | 9/27/2012 10:45:39 AM |
mikrolown | $25.00 | 9/27/2012 10:13:14 AM |
velocityasaurus-rex4 | $100.00 | 9/27/2012 10:17:27 AM |
supreme-treasure8 | $100.00 | 9/27/2012 10:44:24 AM |
j2ee | $50.00 | 9/27/2012 9:06:46 AM |
BostonCapital | $100.00 | 9/27/2012 9:35:05 AM |
benjamins-explosion142 | $25.00 | 9/27/2012 9:13:45 AM |
radiant-dollar9 | $200.00 | 9/27/2012 9:19:14 AM |
thrifty-generosity222 | $100.00 | 9/27/2012 9:19:36 AM |
dignified-truth7 | $200.00 | 9/27/2012 9:18:30 AM |
compassion-twister2 | $50.00 | 9/27/2012 10:06:32 AM |
repayment-chihuahua3 | $25.00 | 9/27/2012 9:38:50 AM |
bazaar-festivity | $25.00 | 9/27/2012 10:20:32 AM |
WalnutCreekguy | $50.00 | 9/27/2012 9:42:38 AM |
moola-sphinx7 | $100.00 | 9/27/2012 9:53:31 AM |
unrelenting-platinum2 | $25.00 | 9/27/2012 10:26:38 AM |
Senechal | $25.00 | 9/27/2012 10:06:49 AM |
genius520 | $100.00 | 9/27/2012 10:14:18 AM |
tender-commerce8 | $50.00 | 9/27/2012 10:25:02 AM |
MrBailey | $25.00 | 9/27/2012 10:43:04 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
601397
This series of Notes was issued and sold upon the funding of the borrower loan #75126, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Sep-27-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 29.90% |
Monthly payment:
| $374.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.05% | | |
| |
Estimated return*:
| 6.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 44% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 18
/
15 | Length of status: | 21y 7m |
Amount delinquent:
| $23 |
Total credit lines:
| 55 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $135,126 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| aggresive-nickel2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2011)
760-779
(Jul-2011)
780-799
(Feb-2010)
|
Principal balance:
| $0.44 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 30 | | |
Description
Debt consolidation
Purpose of loan: business
This loan will be used to... purchase inventory
My financial situation: solid
I am a good candidate for this loan because... i have good credit and have never defaulted on any loan
Monthly net income: $ 4400
Monthly expenses: $ 1500
Housing: $ 1000
Insurance: $ 100
Car expenses: $150
Utilities: $250
Phone, cable, internet: $ 50
Food, entertainment: $ 200
Clothing, household expenses: $ 200
Credit cards and other loans: $ 1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fabulous-community4 | $50.00 | 9/27/2012 9:01:44 AM |
LittleMingo | $25.00 | 9/27/2012 9:11:27 AM |
yield-lion2 | $50.00 | 9/27/2012 9:11:31 AM |
Military_Money_Wise | $25.00 | 9/27/2012 9:01:03 AM |
LENDO-CALRISSIAN | $25.00 | 9/27/2012 9:01:19 AM |
commitment-neutron1 | $200.00 | 9/27/2012 9:03:44 AM |
enriching-dollar1 | $100.00 | 9/27/2012 9:10:50 AM |
bonus-animal4 | $75.00 | 9/27/2012 9:12:31 AM |
etraboulay | $25.00 | 9/27/2012 9:13:52 AM |
trumpeter5 | $25.00 | 9/27/2012 9:00:59 AM |
ethical-truth211 | $50.00 | 9/27/2012 9:01:49 AM |
green-trade-dolphin | $30.28 | 9/27/2012 9:01:14 AM |
cash-kin7 | $25.00 | 9/27/2012 9:21:01 AM |
integrity-web | $25.00 | 9/27/2012 9:29:57 AM |
Sibelius2 | $25.00 | 9/27/2012 9:07:06 AM |
competent-commitment5 | $25.00 | 9/27/2012 9:32:33 AM |
Socorro_Capital_Partners | $25.01 | 9/27/2012 9:32:40 AM |
compassionate-auction6 | $106.00 | 9/27/2012 9:09:27 AM |
benjamins-explosion142 | $25.00 | 9/27/2012 9:13:39 AM |
deal-galleon | $25.00 | 9/27/2012 9:11:59 AM |
CMJ-Partners | $100.00 | 9/27/2012 9:13:17 AM |
wwwUniversal | $25.00 | 9/27/2012 9:44:04 AM |
pierrelasvegas | $25.00 | 9/27/2012 9:16:06 AM |
gotjack-IRA | $25.03 | 9/27/2012 9:55:34 AM |
life-is-great | $25.00 | 9/27/2012 9:56:54 AM |
JauaFlash | $25.00 | 9/27/2012 9:57:02 AM |
vigorous-velocity | $41.00 | 9/27/2012 9:38:07 AM |
finance-prescription | $82.00 | 9/27/2012 9:39:29 AM |
vines99 | $25.00 | 9/27/2012 10:17:35 AM |
skro | $25.00 | 9/27/2012 9:41:31 AM |
hardatwork1 | $25.00 | 9/27/2012 9:41:39 AM |
wizardii | $25.00 | 9/27/2012 9:46:29 AM |
thehousewife | $50.00 | 9/27/2012 9:58:03 AM |
reward-walnut | $25.00 | 9/27/2012 10:01:31 AM |
HermanstadtKid | $25.00 | 9/27/2012 10:07:42 AM |
principal-cooker2 | $50.00 | 9/27/2012 10:09:53 AM |
LaGrangeLender | $60.00 | 9/27/2012 10:18:37 AM |
just-finance2 | $50.00 | 9/27/2012 10:11:56 AM |
Popcorn_Shrimper | $2.38 | 9/27/2012 10:19:19 AM |
value-allocator1 | $100.00 | 9/27/2012 10:13:17 AM |
genius520 | $100.00 | 9/27/2012 10:14:17 AM |
careful-vigilance4 | $25.00 | 9/27/2012 10:16:25 AM |
jazzlender | $25.00 | 9/27/2012 10:18:44 AM |
return-grizzly | $100.00 | 9/27/2012 9:44:52 AM |
Comoparklender | $25.00 | 9/27/2012 9:04:56 AM |
MoneyForNothing | $60.30 | 9/27/2012 9:01:22 AM |
NekHoldings | $25.00 | 9/27/2012 9:01:45 AM |
janeybooboo | $75.00 | 9/27/2012 9:00:26 AM |
Feyenoord | $30.00 | 9/27/2012 9:06:06 AM |
DasMula | $77.00 | 9/27/2012 9:05:30 AM |
trade-boots1 | $100.00 | 9/27/2012 9:06:57 AM |
bubb_hans | $25.00 | 9/27/2012 9:08:59 AM |
handy-justice | $50.00 | 9/27/2012 9:32:50 AM |
klend4 | $25.00 | 9/27/2012 9:34:17 AM |
economy-shrubbery6 | $25.00 | 9/27/2012 9:35:31 AM |
reasonable-nickel6 | $25.00 | 9/27/2012 9:09:43 AM |
benevolent-loot5 | $200.00 | 9/27/2012 9:11:37 AM |
chinolatino | $25.00 | 9/27/2012 9:15:25 AM |
mikbos | $25.00 | 9/27/2012 9:22:40 AM |
money-exchanger4 | $25.00 | 9/27/2012 9:50:03 AM |
AF-Chief | $25.00 | 9/27/2012 9:31:46 AM |
ekmendenhall | $50.00 | 9/27/2012 9:33:28 AM |
social-cocktail1 | $175.00 | 9/27/2012 9:35:02 AM |
exchange-squirrel | $200.00 | 9/27/2012 9:40:49 AM |
FarmersBank | $100.00 | 9/27/2012 9:47:15 AM |
proper-exchange8 | $50.00 | 9/27/2012 9:50:38 AM |
asiaratt | $50.00 | 9/27/2012 9:56:15 AM |
nodebtin3 | $100.00 | 9/27/2012 10:03:30 AM |
jhouman | $50.00 | 9/27/2012 9:54:25 AM |
melodious-fairness | $50.00 | 9/27/2012 9:55:31 AM |
shmb6508 | $36.00 | 9/27/2012 10:05:37 AM |
EL_Papin | $25.00 | 9/27/2012 10:00:44 AM |
yeti888 | $50.00 | 9/27/2012 10:12:35 AM |
contract-lionheart | $200.00 | 9/27/2012 10:17:28 AM |
74 Investments
|
Borrower Payment Dependent Notes Series
606553
This series of Notes was issued and sold upon the funding of the borrower loan #75386, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2010 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,912 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| red-admirable-return |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
Help cover bank fees and taxes ones i am ready to purchase the vehicle.
My financial situation:
I am a good candidate for this loan because...
I have excellent history in paying credit card payment and in previous loans on time.
Monthly net income: $680
Monthly expenses: $120
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $40
Food, entertainment: $45
Clothing, household expenses: $30
Credit cards and other loans: $1700
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
refresher211 | $25.00 | 9/23/2012 12:44:28 PM |
CreditBuilder2 | $25.02 | 9/23/2012 12:54:16 PM |
duty-viola | $35.00 | 9/23/2012 12:49:40 PM |
california111 | $100.00 | 9/23/2012 3:22:34 PM |
money-baron | $100.00 | 9/23/2012 1:49:09 PM |
irrelevant | $50.00 | 9/23/2012 5:05:15 PM |
bold-wampum-compadre | $30.00 | 9/24/2012 4:30:15 AM |
asset-linkage | $25.00 | 9/24/2012 10:11:40 AM |
Weaverville | $25.00 | 9/24/2012 3:33:15 PM |
benevolent-marketplace4 | $1,250.00 | 9/24/2012 1:50:32 PM |
yield-hut | $25.00 | 9/24/2012 5:39:04 PM |
bewitching-dollar5 | $100.00 | 9/24/2012 5:44:02 PM |
kulender | $50.00 | 9/24/2012 8:56:13 PM |
benefit-javelin | $25.00 | 9/25/2012 7:14:14 AM |
Index_Plus | $1,250.00 | 9/25/2012 8:25:33 AM |
syrus | $19.46 | 9/25/2012 8:57:12 AM |
generous-peace4 | $25.52 | 9/25/2012 8:50:55 AM |
bellaquito | $500.00 | 9/23/2012 2:18:01 PM |
52digital | $75.00 | 9/23/2012 1:38:21 PM |
responsibility-butterfly | $25.00 | 9/24/2012 7:19:45 AM |
Trabey | $25.00 | 9/24/2012 2:29:54 PM |
ccclaireee333 | $25.00 | 9/24/2012 4:29:36 PM |
worthy-bid8 | $100.00 | 9/24/2012 5:18:49 PM |
nvhm | $25.00 | 9/25/2012 5:52:13 AM |
helping-out | $40.00 | 9/25/2012 5:09:44 AM |
receptive-affluence035 | $25.00 | 9/25/2012 8:45:34 AM |
26 Investments
|
Borrower Payment Dependent Notes Series
617609
This series of Notes was issued and sold upon the funding of the borrower loan #75075, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $472.75 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 32% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 18y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,584 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peaceful-coin7 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to to consolidate bills
My financial situation:
I am a good candidate for this loan because I pay my bills on time, I have a good credit rating and I have been employed at my current job for 18years...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $500.00 | 9/24/2012 5:02:41 PM |
EnglishGeekInNYC | $25.00 | 9/24/2012 5:09:05 PM |
BenR | $100.00 | 9/24/2012 5:04:50 PM |
mr_haldane | $100.00 | 9/24/2012 5:23:33 PM |
auction-sage | $100.00 | 9/24/2012 5:12:48 PM |
lionheart722 | $100.00 | 9/24/2012 5:16:12 PM |
octoberfresh | $25.00 | 9/24/2012 5:21:08 PM |
Darts | $50.00 | 9/24/2012 5:24:05 PM |
tenacious-affluence | $25.00 | 9/24/2012 5:28:15 PM |
kenji4861 | $25.00 | 9/24/2012 5:44:14 PM |
penny-kahuna0 | $25.00 | 9/24/2012 6:46:36 PM |
mindful-generosity1 | $50.00 | 9/24/2012 6:01:24 PM |
ready-interest9 | $25.00 | 9/24/2012 6:40:02 PM |
loyalty-hornet6 | $25.00 | 9/25/2012 6:34:41 AM |
broosky2 | $100.00 | 9/25/2012 7:07:12 AM |
houli123 | $50.00 | 9/24/2012 11:10:49 PM |
KLCRAY | $50.00 | 9/25/2012 2:20:01 AM |
responsibility-butterfly | $25.00 | 9/25/2012 8:30:22 AM |
Lev8 | $25.00 | 9/25/2012 9:34:43 AM |
compoundinterest | $25.00 | 9/25/2012 10:00:47 AM |
nodebtin3 | $25.00 | 9/25/2012 5:44:09 PM |
daw1878 | $50.00 | 9/25/2012 5:37:12 PM |
rupee-prairie | $30.00 | 9/25/2012 6:25:15 PM |
california111 | $100.00 | 9/25/2012 10:54:46 PM |
ninjazx10rida | $50.00 | 9/25/2012 6:58:39 PM |
chac | $500.00 | 9/25/2012 7:37:11 PM |
azazle | $50.00 | 9/25/2012 9:23:38 PM |
spoolin18t | $100.00 | 9/26/2012 7:16:52 AM |
Leshan | $50.00 | 9/26/2012 7:21:39 AM |
trade-surge3 | $25.00 | 9/26/2012 6:47:11 AM |
Bank_Of_XL | $25.00 | 9/26/2012 9:03:45 AM |
Brisket_Bob | $28.50 | 9/26/2012 7:12:14 AM |
social-pear9 | $50.00 | 9/26/2012 8:37:55 AM |
gogene2002 | $25.00 | 9/26/2012 8:47:20 AM |
themoneydoctor | $50.00 | 9/26/2012 9:17:34 AM |
hard-working-rate3 | $25.00 | 9/26/2012 10:45:47 AM |
gjm6d | $25.00 | 9/26/2012 10:14:55 AM |
korby524 | $25.00 | 9/26/2012 11:06:46 AM |
radforj22 | $50.00 | 9/26/2012 2:14:49 PM |
dollardave | $50.00 | 9/26/2012 2:55:18 PM |
duckbill_1972 | $30.00 | 9/26/2012 3:30:50 PM |
Simple3 | $25.75 | 9/26/2012 4:53:26 PM |
betterthanstock | $30.00 | 9/26/2012 4:44:25 PM |
prudent-dough458 | $25.00 | 9/26/2012 5:02:26 PM |
silver-explorer6 | $25.00 | 9/26/2012 5:01:25 PM |
AFairDeal | $25.00 | 9/26/2012 5:04:04 PM |
jonandmeg21 | $25.00 | 9/26/2012 5:04:22 PM |
compassionate-payment218 | $25.00 | 9/26/2012 5:03:42 PM |
benevolent-loot5 | $153.00 | 9/26/2012 5:10:13 PM |
martinatime | $50.00 | 9/26/2012 5:20:11 PM |
gain-neutrino9 | $25.00 | 9/26/2012 6:03:20 PM |
durability-slingshot2 | $53.00 | 9/26/2012 5:39:49 PM |
neighborly-hope6 | $100.00 | 9/26/2012 5:41:24 PM |
unassailable-funds754 | $25.00 | 9/26/2012 6:18:09 PM |
mpactlender | $48.00 | 9/26/2012 6:27:57 PM |
AmericanCredit | $100.00 | 9/26/2012 5:55:26 PM |
avocadodogs | $25.00 | 9/26/2012 6:29:09 PM |
dharma1 | $25.00 | 9/26/2012 6:35:37 PM |
Pasagam | $50.00 | 9/26/2012 6:37:53 PM |
intuitive-integrity9 | $50.00 | 9/26/2012 6:38:28 PM |
math1973 | $50.00 | 9/26/2012 6:39:26 PM |
JoyfulVegetarian | $25.00 | 9/26/2012 6:25:35 PM |
MARWARISETH | $29.00 | 9/26/2012 6:23:18 PM |
adaboy65 | $99.00 | 9/26/2012 6:25:08 PM |
teega5 | $25.00 | 9/26/2012 6:30:55 PM |
pragmatic-contract | $25.00 | 9/26/2012 6:31:30 PM |
truth-explorer | $25.00 | 9/26/2012 6:31:49 PM |
legend717 | $25.00 | 9/26/2012 6:28:51 PM |
tedsrfdude | $25.00 | 9/26/2012 6:29:17 PM |
azali | $25.00 | 9/26/2012 6:34:40 PM |
vigorous-payment6 | $25.00 | 9/26/2012 6:35:10 PM |
csarradio | $25.00 | 9/26/2012 6:37:24 PM |
guardlender | $25.00 | 9/26/2012 6:35:54 PM |
lifegrowth | $25.00 | 9/26/2012 6:36:01 PM |
balance-voyager | $40.00 | 9/26/2012 6:39:04 PM |
zone6 | $100.00 | 9/26/2012 6:39:37 PM |
g314 | $25.00 | 9/26/2012 6:38:16 PM |
j2ee | $50.00 | 9/24/2012 5:04:46 PM |
repayment-pagoda8 | $100.00 | 9/24/2012 5:06:56 PM |
imogen22 | $50.00 | 9/24/2012 5:08:56 PM |
Kyjamune | $25.00 | 9/24/2012 5:04:17 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:12 PM |
windguy | $50.00 | 9/24/2012 5:15:42 PM |
bazaar-tulip | $25.00 | 9/24/2012 5:33:54 PM |
flo_rida | $100.00 | 9/24/2012 5:20:43 PM |
Taxman44 | $25.00 | 9/24/2012 5:45:48 PM |
excellent-funds649 | $50.00 | 9/24/2012 5:24:23 PM |
Castellan | $50.00 | 9/24/2012 5:36:03 PM |
logical-reward8 | $25.00 | 9/24/2012 5:37:27 PM |
revenue-carnation043 | $25.00 | 9/24/2012 7:37:32 PM |
green28 | $50.00 | 9/24/2012 6:00:30 PM |
velocityasaurus-rex4 | $100.00 | 9/24/2012 6:09:02 PM |
bellaquito | $500.00 | 9/24/2012 6:45:08 PM |
blot44 | $25.00 | 9/25/2012 5:06:36 AM |
Aimvest | $25.00 | 9/25/2012 9:51:59 AM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:32 PM |
Dubbs360 | $500.00 | 9/25/2012 5:58:51 PM |
pdub | $750.00 | 9/25/2012 5:55:07 PM |
MI2 | $5,000.00 | 9/25/2012 6:22:05 PM |
proper-exchange8 | $200.00 | 9/26/2012 7:49:09 AM |
HereToHelp305 | $75.00 | 9/26/2012 8:08:12 AM |
Investoman | $25.00 | 9/26/2012 9:21:50 AM |
Plutis | $25.00 | 9/26/2012 9:06:51 AM |
market-assembler | $100.00 | 9/26/2012 9:38:34 AM |
netg | $25.00 | 9/26/2012 9:34:55 AM |
holstj | $50.00 | 9/26/2012 9:42:55 AM |
hitsman | $50.00 | 9/26/2012 10:23:05 AM |
w8291 | $25.00 | 9/26/2012 1:36:08 PM |
Leopoldine | $26.00 | 9/26/2012 10:47:31 AM |
american6 | $50.00 | 9/26/2012 10:54:59 AM |
AKVG_Lending | $100.00 | 9/26/2012 3:29:43 PM |
anwn | $50.00 | 9/26/2012 12:32:22 PM |
peso-dancer3 | $25.00 | 9/26/2012 1:39:13 PM |
Green_Bay_Packers | $25.00 | 9/26/2012 2:52:05 PM |
radareye2 | $25.00 | 9/26/2012 2:49:29 PM |
compatible-deal9 | $50.00 | 9/26/2012 4:12:25 PM |
Solid-Platinum | $25.00 | 9/26/2012 3:30:56 PM |
vivacious-truth3 | $25.00 | 9/26/2012 5:06:18 PM |
trade-boots1 | $100.00 | 9/26/2012 5:06:26 PM |
social-tostada9 | $50.00 | 9/26/2012 5:08:46 PM |
transparency-river1 | $750.00 | 9/26/2012 5:08:56 PM |
socrates520 | $50.00 | 9/26/2012 5:24:40 PM |
Avala | $100.00 | 9/26/2012 6:06:59 PM |
cablenews | $100.00 | 9/26/2012 6:08:08 PM |
prudent-deal662 | $25.00 | 9/26/2012 6:14:31 PM |
miked8303 | $50.00 | 9/26/2012 5:49:06 PM |
palmetto933 | $25.00 | 9/26/2012 6:21:29 PM |
ryancooper | $25.00 | 9/26/2012 5:52:53 PM |
fwaguy | $25.00 | 9/26/2012 6:28:03 PM |
good_lender | $25.00 | 9/26/2012 6:29:26 PM |
Inquisitor06 | $25.00 | 9/26/2012 6:29:39 PM |
REVSTJ999 | $25.00 | 9/26/2012 6:30:43 PM |
studious-peso | $25.00 | 9/26/2012 5:57:19 PM |
Duchdad | $25.00 | 9/26/2012 6:33:59 PM |
dthompso | $50.00 | 9/26/2012 6:35:22 PM |
GMPK_TLAS | $50.00 | 9/26/2012 6:38:21 PM |
best-decisive-peace | $25.00 | 9/26/2012 6:19:33 PM |
malicea | $50.00 | 9/26/2012 6:25:31 PM |
wwwUniversal | $25.00 | 9/26/2012 6:31:32 PM |
slimof37 | $25.00 | 9/26/2012 6:28:10 PM |
top-enriched-return | $50.00 | 9/26/2012 6:33:47 PM |
riskadverse44 | $25.00 | 9/26/2012 6:34:18 PM |
wealth-carrier | $25.00 | 9/26/2012 6:37:02 PM |
krisran | $50.00 | 9/26/2012 6:35:59 PM |
tatsuo20001 | $25.00 | 9/26/2012 6:39:17 PM |
jhussey | $100.00 | 9/26/2012 6:39:06 PM |
146 Investments
|
Borrower Payment Dependent Notes Series
619273
This series of Notes was issued and sold upon the funding of the borrower loan #75027, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $385.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 22% |
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 10y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,788 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-deal-blossom |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes and Credit Card
Purpose of loan:
The purpose of this loan will be to pay my property taxes due this upcoming year as well as pay off my higher interest rate credit card.
My financial situation:
I have been employed for over 10 years as a computer programmer. Currently, we have a four year government contract that is extended yearly, and we've been here for over 10 years. I would like to pay down my credit card to zero. As a web programmer I also do freelance work for extra income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $100.00 | 9/24/2012 6:29:33 PM |
LarWit1512 | $25.00 | 9/24/2012 5:02:12 PM |
tolerant-dime2 | $25.00 | 9/24/2012 5:02:56 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:03:32 PM |
lionheart722 | $100.00 | 9/24/2012 5:16:13 PM |
LeReve | $500.00 | 9/24/2012 5:16:33 PM |
generous-deal6 | $25.00 | 9/24/2012 5:57:24 PM |
bazaar-tulip | $25.00 | 9/24/2012 5:33:54 PM |
CougarRoar | $25.00 | 9/24/2012 6:26:21 PM |
LoanerPrincipal | $25.00 | 9/24/2012 5:49:55 PM |
CreditBuilder2 | $25.01 | 9/24/2012 5:53:05 PM |
availableloan | $25.00 | 9/24/2012 6:24:24 PM |
ready-interest9 | $25.00 | 9/24/2012 6:40:02 PM |
gustavholstopus32 | $25.00 | 9/24/2012 6:53:38 PM |
wishihadmore | $25.00 | 9/24/2012 7:28:38 PM |
kulender | $50.00 | 9/24/2012 8:56:20 PM |
houli123 | $50.00 | 9/24/2012 11:10:49 PM |
Solid-Platinum | $25.00 | 9/25/2012 12:20:29 AM |
KLCRAY | $50.00 | 9/25/2012 2:20:01 AM |
loyalty-hornet6 | $25.00 | 9/25/2012 6:34:41 AM |
contract-amigo7 | $25.00 | 9/25/2012 7:28:47 AM |
bill-expert | $25.00 | 9/25/2012 9:01:45 AM |
TGGGGGGGGGGGGGGG | $25.00 | 9/25/2012 9:37:07 AM |
compassion-twister2 | $50.00 | 9/25/2012 9:14:13 AM |
SBT | $25.00 | 9/25/2012 9:22:55 AM |
magical-credit523 | $25.00 | 9/25/2012 9:53:20 AM |
Lev8 | $25.00 | 9/25/2012 9:34:43 AM |
gjm6d | $25.00 | 9/25/2012 9:49:33 AM |
dbs | $25.00 | 9/25/2012 10:24:55 AM |
Obiwan_Kanobi | $25.00 | 9/25/2012 10:35:29 AM |
zanglish101 | $30.00 | 9/25/2012 10:40:36 AM |
keiphers | $25.00 | 9/25/2012 4:46:54 PM |
dukeiyer | $25.00 | 9/25/2012 10:56:54 AM |
organic-responsibility60 | $26.00 | 9/25/2012 3:50:39 PM |
platinum-animal00 | $25.00 | 9/25/2012 3:00:59 PM |
loot-caper | $25.00 | 9/25/2012 3:47:00 PM |
dignified-truth7 | $200.00 | 9/25/2012 5:36:24 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:10 PM |
Green_Bean | $25.00 | 9/25/2012 6:19:28 PM |
ranstlin | $25.00 | 9/25/2012 6:21:16 PM |
enthralling-investment | $25.00 | 9/25/2012 6:21:43 PM |
Kyjamune | $25.00 | 9/24/2012 5:04:17 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:08 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:41 PM |
special-dinero553 | $25.00 | 9/24/2012 5:10:00 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:05:49 PM |
imogen22 | $50.00 | 9/24/2012 5:08:46 PM |
Darts | $50.00 | 9/24/2012 5:24:05 PM |
excellent-funds649 | $50.00 | 9/24/2012 5:24:23 PM |
JustMee | $25.00 | 9/24/2012 5:28:35 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:13 PM |
sturdy-fairness0 | $69.00 | 9/24/2012 5:15:36 PM |
penny-finder | $28.00 | 9/24/2012 5:37:25 PM |
thrifty-transaction578 | $25.00 | 9/24/2012 5:25:35 PM |
friendly-gold | $25.00 | 9/24/2012 5:50:09 PM |
tenacious-affluence | $25.00 | 9/24/2012 5:28:16 PM |
tranquil-gain1 | $75.00 | 9/24/2012 5:31:52 PM |
green28 | $50.00 | 9/24/2012 6:00:31 PM |
mindful-generosity1 | $50.00 | 9/24/2012 6:01:24 PM |
fairness-symphony2 | $50.00 | 9/24/2012 5:38:06 PM |
paladin847 | $70.00 | 9/24/2012 5:42:30 PM |
Taxman44 | $25.00 | 9/24/2012 5:45:48 PM |
intuitive-benefit3 | $100.00 | 9/24/2012 5:50:38 PM |
justreturns | $25.00 | 9/24/2012 5:55:11 PM |
DDPrime | $50.00 | 9/24/2012 6:10:23 PM |
best-bonafide-p2p | $50.00 | 9/24/2012 6:20:44 PM |
kfrench | $75.00 | 9/24/2012 6:26:42 PM |
EnglishGeekInNYC | $50.00 | 9/24/2012 6:37:52 PM |
revenue-carnation043 | $25.00 | 9/24/2012 7:39:24 PM |
jubilant-capital1 | $100.00 | 9/24/2012 8:01:33 PM |
Nazbuster | $200.00 | 9/24/2012 8:58:28 PM |
samurai2 | $25.00 | 9/25/2012 6:28:53 AM |
responsibility-butterfly | $25.00 | 9/25/2012 8:30:22 AM |
worth21 | $25.00 | 9/25/2012 8:59:47 AM |
commerce-gargantuan2 | $50.00 | 9/25/2012 9:08:29 AM |
Rockymtnhi | $100.00 | 9/25/2012 9:01:36 AM |
paytonbrigadier | $121.00 | 9/25/2012 9:02:04 AM |
AFairDeal | $25.00 | 9/25/2012 9:47:24 AM |
currency-fan9 | $50.00 | 9/25/2012 9:31:08 AM |
Aimvest | $25.00 | 9/25/2012 9:51:59 AM |
sr47567 | $25.00 | 9/25/2012 9:55:33 AM |
value-wind0 | $25.00 | 9/25/2012 10:29:18 AM |
hard-working-rate3 | $25.00 | 9/25/2012 10:31:32 AM |
kenji4861 | $25.00 | 9/25/2012 10:36:46 AM |
compatible-deal9 | $50.00 | 9/25/2012 12:44:45 PM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:33 PM |
bold-wampum-compadre | $50.00 | 9/25/2012 1:36:47 PM |
bankojerry | $25.00 | 9/25/2012 4:28:54 PM |
betterthanstock | $32.63 | 9/25/2012 4:25:29 PM |
Dakota98 | $50.00 | 9/25/2012 4:47:35 PM |
pdub | $500.00 | 9/25/2012 5:56:11 PM |
Dubbs360 | $500.00 | 9/25/2012 5:58:51 PM |
MI2 | $4,823.36 | 9/25/2012 6:22:05 PM |
rentalguy | $25.00 | 9/25/2012 6:20:37 PM |
cash-kin7 | $25.00 | 9/25/2012 6:21:33 PM |
angelinvestor2 | $40.00 | 9/25/2012 6:21:45 PM |
elasermd | $37.00 | 9/25/2012 6:18:15 PM |
cycle198 | $25.00 | 9/25/2012 6:20:21 PM |
98 Investments
|
Borrower Payment Dependent Notes Series
624471
This series of Notes was issued and sold upon the funding of the borrower loan #75184, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $462.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 27% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
22 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,333 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Verbi |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debts.
My financial situation:
I am a good candidate for this loan because I pay always on time, and I can pay with my net salary
Monthly net income: $3,829.00
Monthly expenses: $
Housing: $1306.69
Insurance: $92.00
Car expenses: $150.00
Utilities: $70.00
Phone, cable, internet: $45.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $1000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $35.63 | 9/22/2012 12:00:58 PM |
structure9 | $25.00 | 9/22/2012 12:07:34 PM |
openness-antioxidant | $75.00 | 9/22/2012 12:30:34 PM |
friendly-gold | $25.00 | 9/22/2012 12:08:55 PM |
bazaar-tulip | $25.00 | 9/22/2012 12:39:47 PM |
dojo2 | $100.00 | 9/22/2012 12:32:34 PM |
penny-finder | $33.62 | 9/22/2012 12:15:57 PM |
entertaining-revenue4 | $50.00 | 9/22/2012 12:41:16 PM |
tranquil-note5 | $50.00 | 9/22/2012 12:42:57 PM |
revolutionary082 | $27.27 | 9/22/2012 12:43:48 PM |
leverage-sensai6 | $25.00 | 9/22/2012 12:44:33 PM |
FORESTCITYCAPITAL | $50.00 | 9/22/2012 12:44:55 PM |
williemc44 | $25.00 | 9/22/2012 12:37:10 PM |
supersdf | $25.00 | 9/22/2012 12:47:28 PM |
gulch | $25.00 | 9/22/2012 12:48:22 PM |
rmachi | $25.00 | 9/22/2012 12:49:26 PM |
helpinghand63 | $25.00 | 9/22/2012 12:44:06 PM |
the-profit-oracle | $25.00 | 9/22/2012 12:49:09 PM |
tenacious-affluence | $25.00 | 9/22/2012 12:53:26 PM |
dariop | $25.01 | 9/22/2012 12:35:28 PM |
urbane-income7 | $25.00 | 9/22/2012 12:37:30 PM |
IP | $25.00 | 9/22/2012 12:40:16 PM |
american6 | $50.00 | 9/22/2012 12:59:47 PM |
miked8303 | $50.00 | 9/22/2012 12:53:19 PM |
leeball | $50.00 | 9/22/2012 12:56:37 PM |
haplender | $32.00 | 9/22/2012 1:10:00 PM |
DcUnited | $25.00 | 9/22/2012 1:16:22 PM |
transparency-silo2 | $25.00 | 9/22/2012 1:18:31 PM |
justreturns | $25.00 | 9/22/2012 1:07:08 PM |
adventurer447 | $300.00 | 9/22/2012 1:20:09 PM |
prohelper | $25.00 | 9/22/2012 1:22:08 PM |
intuitive-benefit3 | $100.00 | 9/22/2012 1:02:10 PM |
breathtaking-funds6 | $50.00 | 9/22/2012 1:25:04 PM |
p2pelstiltskin8 | $25.00 | 9/22/2012 1:14:00 PM |
the-laudable-peso | $40.00 | 9/22/2012 1:26:01 PM |
fund-blackberry6 | $25.00 | 9/22/2012 1:14:49 PM |
scholarly-benefit5 | $25.00 | 9/22/2012 1:17:36 PM |
transparency-sapling | $25.00 | 9/22/2012 1:18:50 PM |
deal-promiser1 | $48.00 | 9/22/2012 1:35:00 PM |
luann199 | $25.00 | 9/22/2012 1:14:31 PM |
money-bauble | $200.00 | 9/22/2012 1:42:08 PM |
rescue | $100.00 | 9/22/2012 1:46:39 PM |
DirtyJenga | $25.00 | 9/22/2012 1:49:40 PM |
famous-bid9 | $25.00 | 9/22/2012 1:55:33 PM |
wildguy | $100.00 | 9/22/2012 1:32:16 PM |
the-brilliant-currency | $25.00 | 9/22/2012 1:23:57 PM |
best-enthusiastic-commerce | $25.00 | 9/22/2012 2:14:08 PM |
alexander-hamilton | $250.00 | 9/22/2012 1:29:17 PM |
yank918 | $25.00 | 9/22/2012 1:42:45 PM |
Taxman44 | $25.00 | 9/22/2012 1:31:04 PM |
excellent-funds649 | $130.00 | 9/22/2012 1:32:39 PM |
matthart | $25.00 | 9/22/2012 1:47:47 PM |
special-generosity2 | $25.00 | 9/22/2012 1:37:08 PM |
Aimvest | $25.00 | 9/22/2012 1:52:12 PM |
newest-peace-surgeon | $51.00 | 9/22/2012 2:03:25 PM |
impressive-loan | $100.00 | 9/22/2012 1:53:04 PM |
FWF-kinetic | $25.00 | 9/22/2012 7:59:17 PM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:52 PM |
rootcanaler | $100.00 | 9/22/2012 8:38:57 PM |
tranquil-revenue | $25.00 | 9/22/2012 5:23:07 PM |
finance-admirer614 | $44.33 | 9/22/2012 3:41:11 PM |
napmanger | $150.00 | 9/22/2012 4:44:30 PM |
commerce-venture1 | $25.00 | 9/22/2012 4:54:54 PM |
squarebob | $30.00 | 9/23/2012 8:00:48 AM |
EJPiper | $25.00 | 9/23/2012 9:34:05 AM |
blue-useful-auction | $25.00 | 9/23/2012 10:02:30 AM |
auction-seeker4 | $25.00 | 9/23/2012 6:13:17 AM |
worth21 | $25.00 | 9/23/2012 7:41:48 AM |
integrity-builder | $50.00 | 9/23/2012 7:50:57 AM |
Nipper99 | $100.00 | 9/23/2012 9:06:51 AM |
reflective-rupee | $25.00 | 9/23/2012 8:07:55 AM |
moneylender25 | $25.00 | 9/23/2012 9:23:50 AM |
phenomenal-rate1 | $500.00 | 9/23/2012 12:33:42 PM |
spiff666 | $26.66 | 9/23/2012 9:20:05 AM |
winger66 | $43.99 | 9/23/2012 10:59:15 AM |
skeptikos | $100.00 | 9/23/2012 12:07:39 PM |
order-tamale | $400.00 | 9/23/2012 12:31:51 PM |
scrappy-fairness639 | $25.00 | 9/23/2012 1:05:19 PM |
docdekay | $50.00 | 9/23/2012 12:28:15 PM |
respectful-fairness069 | $27.00 | 9/23/2012 3:30:15 PM |
new-marketplace-lyrics | $25.00 | 9/23/2012 3:32:22 PM |
paladin510 | $25.00 | 9/23/2012 3:37:31 PM |
Haribelle | $25.00 | 9/23/2012 3:54:02 PM |
abundant-one | $27.00 | 9/23/2012 4:21:15 PM |
heerzaquestion | $30.00 | 9/23/2012 4:29:58 PM |
versatile-dime442 | $250.00 | 9/23/2012 12:46:58 PM |
flo_rida | $100.00 | 9/23/2012 12:37:14 PM |
availableloan | $25.00 | 9/23/2012 12:50:41 PM |
imogen22 | $50.00 | 9/23/2012 12:40:41 PM |
flexible-peso05 | $25.00 | 9/23/2012 7:00:39 PM |
SalesGuyMN | $100.00 | 9/23/2012 7:38:55 PM |
dollardave | $50.00 | 9/23/2012 1:03:16 PM |
zeelender | $25.00 | 9/23/2012 12:58:22 PM |
bxdoc | $25.00 | 9/23/2012 2:00:30 PM |
chris-heretoinvest | $25.00 | 9/23/2012 2:12:07 PM |
Petiza | $36.00 | 9/23/2012 3:03:19 PM |
SC2TX | $100.00 | 9/23/2012 3:24:42 PM |
green-satisfying-investment3 | $25.00 | 9/23/2012 3:30:05 PM |
Leshan | $50.00 | 9/23/2012 6:28:40 PM |
SkinnyFish | $50.00 | 9/23/2012 3:54:53 PM |
gold-maestro6 | $50.00 | 9/23/2012 4:23:40 PM |
Star_Witness | $25.00 | 9/23/2012 7:43:50 PM |
greenback-sage433 | $25.00 | 9/23/2012 8:02:07 PM |
Plow_n_Sow | $25.00 | 9/23/2012 8:09:51 PM |
euro-eagle1 | $25.00 | 9/23/2012 8:20:13 PM |
payout-influencer2 | $25.00 | 9/23/2012 7:48:35 PM |
Kunakiku | $25.00 | 9/23/2012 8:16:21 PM |
_NaLNaBB | $200.00 | 9/22/2012 12:10:47 PM |
britgsb | $50.00 | 9/22/2012 12:08:29 PM |
affluence-tycoon | $25.00 | 9/22/2012 12:09:45 PM |
unforgettable-wealth4 | $50.00 | 9/22/2012 12:12:15 PM |
Benkneebob | $25.00 | 9/22/2012 12:15:18 PM |
cardminger | $25.00 | 9/22/2012 12:05:46 PM |
creditjunky | $125.00 | 9/22/2012 12:05:50 PM |
RGlad | $200.00 | 9/22/2012 12:06:30 PM |
Investoman | $25.00 | 9/22/2012 12:24:59 PM |
glimmering-liberty616 | $25.00 | 9/22/2012 12:09:33 PM |
mvalley | $25.00 | 9/22/2012 12:33:26 PM |
scholarly-order6 | $50.00 | 9/22/2012 12:11:56 PM |
InvestorPartners | $25.00 | 9/22/2012 12:31:59 PM |
chlebie | $50.00 | 9/22/2012 12:33:50 PM |
bid-czar8 | $100.00 | 9/22/2012 12:38:59 PM |
Zane314 | $50.00 | 9/22/2012 12:47:10 PM |
Rusheen_Capital_Partners | $101.00 | 9/22/2012 12:48:16 PM |
lionheart722 | $100.00 | 9/22/2012 12:42:32 PM |
bazaar-festivity | $25.00 | 9/22/2012 12:27:39 PM |
profitable-fairness1 | $50.00 | 9/22/2012 12:28:47 PM |
tranquil-gain1 | $75.00 | 9/22/2012 12:49:00 PM |
wildanne | $50.00 | 9/22/2012 12:35:37 PM |
pound-mushroom3 | $25.00 | 9/22/2012 12:54:21 PM |
admirable-treasure9 | $25.00 | 9/22/2012 1:02:21 PM |
durability-seahorse7 | $50.00 | 9/22/2012 1:00:56 PM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:39 PM |
wayman | $25.00 | 9/22/2012 12:53:17 PM |
ready-justice7 | $50.00 | 9/22/2012 1:14:09 PM |
a-smart-p2p | $25.00 | 9/22/2012 1:18:10 PM |
deal-kung-fu | $40.00 | 9/22/2012 1:16:04 PM |
Tradesmanlender | $25.00 | 9/22/2012 1:06:04 PM |
tech310 | $50.00 | 9/22/2012 1:17:08 PM |
listing-vista | $50.00 | 9/22/2012 1:19:06 PM |
hope-eagle6 | $25.00 | 9/22/2012 1:22:39 PM |
zchamilton | $50.00 | 9/22/2012 1:41:49 PM |
no_agenda_lender | $25.00 | 9/22/2012 1:18:40 PM |
cash-mad-scientist3 | $25.00 | 9/22/2012 1:19:03 PM |
principal-cooker2 | $50.00 | 9/22/2012 1:49:04 PM |
EnglishGeekInNYC | $50.00 | 9/22/2012 1:56:21 PM |
hard-working-rate3 | $25.00 | 9/22/2012 1:32:19 PM |
kfrench | $75.00 | 9/22/2012 2:06:21 PM |
ready-interest9 | $25.00 | 9/22/2012 1:37:34 PM |
houli123 | $175.00 | 9/22/2012 2:28:44 PM |
marwadi-62 | $600.00 | 9/22/2012 1:43:23 PM |
kenji4861 | $25.00 | 9/22/2012 2:47:39 PM |
fund-medalist171 | $50.00 | 9/22/2012 3:12:12 PM |
community-burrito9 | $35.00 | 9/22/2012 1:48:07 PM |
gold-pudding6 | $60.00 | 9/22/2012 1:34:55 PM |
JeremyLinFan | $30.00 | 9/22/2012 1:49:42 PM |
Harry | $50.00 | 9/22/2012 1:39:31 PM |
zone6 | $100.00 | 9/22/2012 1:39:35 PM |
LoanerPrincipal | $25.00 | 9/22/2012 1:55:56 PM |
payout-paradise5 | $25.00 | 9/22/2012 2:04:39 PM |
payment-gusto | $25.00 | 9/22/2012 5:44:32 PM |
greenback-snowdome1 | $50.00 | 9/22/2012 7:10:48 PM |
compassion-bauble4 | $25.00 | 9/22/2012 1:59:52 PM |
Hokie83 | $50.00 | 9/22/2012 2:14:06 PM |
profitable-benefit952 | $100.00 | 9/22/2012 2:22:50 PM |
Win_With_P2P | $41.00 | 9/22/2012 3:56:49 PM |
best-bonafide-p2p | $50.00 | 9/22/2012 3:59:02 PM |
diplomatic-wealth7 | $50.00 | 9/22/2012 2:46:52 PM |
Nazbuster | $200.00 | 9/22/2012 9:07:42 PM |
whitegold24k | $150.00 | 9/22/2012 5:00:43 PM |
loyalty-circuitry | $50.00 | 9/22/2012 2:58:28 PM |
frooogal | $25.00 | 9/22/2012 5:32:15 PM |
dsnybnd | $25.00 | 9/22/2012 6:49:27 PM |
payment-halo | $25.00 | 9/22/2012 7:04:06 PM |
loot-baton | $25.00 | 9/22/2012 7:53:37 PM |
excellent-reward323 | $25.00 | 9/23/2012 6:52:52 AM |
golffish2 | $25.00 | 9/22/2012 6:44:40 PM |
bonafide-cash | $100.00 | 9/22/2012 8:04:17 PM |
unforgettable-return6 | $25.00 | 9/23/2012 9:38:20 AM |
didibagle | $100.00 | 9/22/2012 11:56:52 PM |
brightest-benjamins-onator | $25.00 | 9/23/2012 7:59:33 AM |
responsibility-butterfly | $25.00 | 9/23/2012 8:25:55 AM |
azazle | $50.00 | 9/23/2012 3:24:46 AM |
help4u | $50.00 | 9/23/2012 5:25:24 AM |
palm864 | $25.00 | 9/23/2012 5:49:12 AM |
mercuriant | $25.00 | 9/23/2012 12:24:35 PM |
Leopoldine | $26.83 | 9/23/2012 8:55:51 AM |
latestone | $25.00 | 9/23/2012 9:54:35 AM |
dime-smasher5 | $25.00 | 9/23/2012 11:13:08 AM |
jk15 | $25.00 | 9/23/2012 11:27:00 AM |
california111 | $100.00 | 9/23/2012 8:40:49 AM |
Laissez-faire | $50.00 | 9/23/2012 8:43:47 AM |
wise-charming-reward | $600.00 | 9/23/2012 9:12:47 AM |
callmebryan | $25.00 | 9/23/2012 9:19:47 AM |
magical-fairness4 | $25.00 | 9/23/2012 10:34:09 AM |
bold-direct-asset | $50.00 | 9/23/2012 12:46:26 PM |
nevee | $35.00 | 9/23/2012 12:28:09 PM |
cajunguy | $30.00 | 9/23/2012 3:25:50 PM |
special-dinero553 | $25.00 | 9/23/2012 12:42:21 PM |
bazaar-uprising485 | $25.00 | 9/23/2012 4:29:26 PM |
Moneypenny6 | $25.00 | 9/23/2012 5:33:03 PM |
windguy | $50.00 | 9/23/2012 12:49:46 PM |
LeReve | $500.00 | 9/23/2012 12:50:38 PM |
benefit-thunder0 | $25.00 | 9/23/2012 2:49:14 PM |
DarkInvestor | $27.00 | 9/23/2012 3:23:34 PM |
john0720 | $25.00 | 9/23/2012 1:39:47 PM |
bazaar-flow6 | $150.00 | 9/23/2012 1:50:55 PM |
retirementlady | $25.00 | 9/23/2012 2:13:51 PM |
designer_10 | $25.00 | 9/23/2012 3:15:36 PM |
adaptable-benefit6 | $25.00 | 9/23/2012 6:29:09 PM |
thankful-nickel2 | $50.00 | 9/23/2012 7:01:26 PM |
efficient-treasure0 | $25.00 | 9/23/2012 7:10:22 PM |
1traveler | $25.00 | 9/23/2012 8:12:53 PM |
enriched-return057 | $136.66 | 9/23/2012 8:44:50 PM |
214 Investments
|
Borrower Payment Dependent Notes Series
624485
This series of Notes was issued and sold upon the funding of the borrower loan #75085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-16-2012 |
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $440.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2006 |
Debt/Income ratio:
| 21% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 11y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,826 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| worldworks |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit payoff
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $13,500.00 | 9/16/2012 12:03:40 PM |
historic-value7 | $400.00 | 9/16/2012 12:09:52 PM |
vutah | $25.00 | 9/16/2012 12:18:32 PM |
SkinnyFish | $40.00 | 9/16/2012 1:46:52 PM |
RGlad | $150.00 | 9/16/2012 12:15:03 PM |
the-silver-blaster | $50.00 | 9/16/2012 2:28:57 PM |
EnglishGeekInNYC | $25.00 | 9/16/2012 2:29:18 PM |
Investor_DP | $77.00 | 9/16/2012 2:33:01 PM |
Bob450 | $25.00 | 9/16/2012 12:46:58 PM |
Quid-Pro-Quo | $25.00 | 9/16/2012 1:11:24 PM |
killdare | $25.00 | 9/16/2012 2:09:21 PM |
dmunySF | $50.00 | 9/16/2012 2:25:50 PM |
unforgettable-pound574 | $100.00 | 9/16/2012 12:26:02 PM |
scholarly-order6 | $50.00 | 9/16/2012 12:44:53 PM |
rate-advocator7 | $50.00 | 9/16/2012 1:47:00 PM |
Whipster | $60.00 | 9/16/2012 12:01:49 PM |
appetizing-loyalty354 | $50.00 | 9/16/2012 2:01:07 PM |
wwwUniversal | $25.00 | 9/16/2012 2:22:33 PM |
HeroSupport | $60.00 | 9/16/2012 12:02:45 PM |
Endeavour | $60.00 | 9/16/2012 12:04:35 PM |
dough-kitten5 | $25.00 | 9/16/2012 1:52:04 PM |
graceful-investment | $53.00 | 9/16/2012 2:09:05 PM |
Kaj | $25.00 | 9/16/2012 2:18:45 PM |
cropdust3r | $25.00 | 9/16/2012 2:21:14 PM |
abundant-power | $25.00 | 9/16/2012 2:32:25 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
624925
This series of Notes was issued and sold upon the funding of the borrower loan #75488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $440.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 54% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 12y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,771 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| impartial-auction7 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Station
Purpose of loan: Total Debt Consolidation (Everything But Mortgage)
This loan will be used to...Pay off a car loan, another small loan and some credit cards.
My financial situation: Good but could be better.
I am a good candidate for this loan because...
I have great credit, excellent payment history, and a super-stable work history(with same company for 12 years).
Monthly net income: $1600
Monthly expenses: $ 1100
Housing: $460
Insurance: $71
Car expenses: $227
Utilities: $70
Phone, cable, internet: $40
Food, entertainment: $100-150
Clothing, household expenses: $75 (Bargain shopper)
Credit cards and other loans: $308
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $13,500.00 | 9/26/2012 9:02:56 AM |
Bob450 | $25.00 | 9/26/2012 9:02:00 AM |
octoberfresh | $25.00 | 9/26/2012 9:03:19 AM |
thrilling-fund427 | $50.00 | 9/26/2012 9:05:38 AM |
affluence-microscope2 | $185.00 | 9/26/2012 9:02:29 AM |
bazaar-tulip | $25.00 | 9/26/2012 9:04:40 AM |
CA-Lender | $25.00 | 9/26/2012 9:04:59 AM |
RGlad | $200.00 | 9/26/2012 9:06:26 AM |
best-bonafide-p2p | $25.00 | 9/26/2012 9:03:44 AM |
adventurer447 | $300.00 | 9/26/2012 9:05:45 AM |
scholarly-order6 | $50.00 | 9/26/2012 9:06:25 AM |
bob450-roth | $25.00 | 9/26/2012 9:05:20 AM |
tolerant-responsibility051 | $765.00 | 9/26/2012 9:08:09 AM |
NickelSteamroller | $35.00 | 9/26/2012 9:06:57 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
626781
This series of Notes was issued and sold upon the funding of the borrower loan #74988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,200.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 16.28% |
Borrower rate/APR:
| 17.28% / 19.66% |
Monthly payment:
| $305.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.21% | | |
| |
Estimated return*:
| 12.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 28% |
Credit score:
| 780-799 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,498 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| willinvest |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 44 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $32,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2011)
720-739
(May-2010)
720-739
(Apr-2010)
760-779
(Jun-2008)
|
Principal balance:
| $12,526.90 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 44 | | |
Description
PROPERTY RENOVATION 4TH LOAN
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 9/19/2012 5:04:39 PM |
BiggestG | $25.00 | 9/19/2012 5:04:09 PM |
phenomenal-rate1 | $500.00 | 9/19/2012 5:04:53 PM |
RGlad | $400.00 | 9/19/2012 5:01:35 PM |
azazle | $50.00 | 9/19/2012 5:18:02 PM |
Castellan | $50.00 | 9/19/2012 5:04:48 PM |
Cai8899 | $25.00 | 9/19/2012 5:29:22 PM |
justreturns | $25.00 | 9/19/2012 5:03:57 PM |
newest-currency-vibrato | $50.00 | 9/19/2012 5:31:01 PM |
virtuous-repayment | $25.00 | 9/19/2012 5:34:28 PM |
scholarly-order6 | $200.00 | 9/19/2012 5:12:54 PM |
best-bonafide-p2p | $100.00 | 9/19/2012 5:05:38 PM |
Taxman44 | $25.00 | 9/19/2012 5:45:50 PM |
Investoman | $25.00 | 9/19/2012 5:46:21 PM |
felicity-contributor3 | $50.00 | 9/19/2012 5:55:25 PM |
bold-riveting-social | $50.00 | 9/19/2012 5:56:13 PM |
MFBank | $50.00 | 9/19/2012 5:18:04 PM |
DDPrime | $42.00 | 9/19/2012 5:30:50 PM |
fuse136 | $25.00 | 9/19/2012 5:33:57 PM |
Silver_Rupee | $25.01 | 9/19/2012 5:34:40 PM |
CMJ-Partners | $100.00 | 9/19/2012 5:24:19 PM |
adventurer447 | $300.00 | 9/19/2012 5:29:34 PM |
Robin_Hood | $50.00 | 9/19/2012 5:44:19 PM |
s270 | $28.20 | 9/19/2012 7:06:06 PM |
creditologist281 | $26.18 | 9/19/2012 8:06:42 PM |
intrepid-loot | $25.00 | 9/19/2012 6:07:45 PM |
DasMula | $50.00 | 9/19/2012 8:20:52 PM |
bewitching-dollar5 | $100.00 | 9/19/2012 6:10:10 PM |
ChoiceInvestments | $30.00 | 9/19/2012 9:04:38 PM |
yonderalaska | $80.00 | 9/19/2012 9:08:41 PM |
napmanger | $100.00 | 9/19/2012 9:39:01 PM |
orange-liberty-oyster | $100.00 | 9/19/2012 10:32:47 PM |
income-cocktail3 | $25.00 | 9/19/2012 10:44:36 PM |
340 | $25.00 | 9/19/2012 10:51:49 PM |
Hexnut | $100.00 | 9/19/2012 10:58:40 PM |
bellaquito | $500.00 | 9/19/2012 6:25:59 PM |
vanderhp | $50.00 | 9/19/2012 11:17:18 PM |
CougarRoar | $25.00 | 9/19/2012 11:28:24 PM |
ronin4sale | $25.00 | 9/19/2012 6:26:56 PM |
order-souffle | $30.00 | 9/19/2012 5:55:37 PM |
global-invest-group | $25.00 | 9/19/2012 5:55:45 PM |
kenji4861 | $25.00 | 9/19/2012 6:34:28 PM |
mtquan | $25.00 | 9/19/2012 6:04:03 PM |
Astyanax | $50.00 | 9/19/2012 6:04:25 PM |
peaceful-farmer | $75.00 | 9/19/2012 6:53:52 PM |
CreditBuilder2 | $25.01 | 9/19/2012 6:10:22 PM |
EthanColeInvestingGroup | $50.00 | 9/19/2012 7:44:34 PM |
beakerfish | $50.00 | 9/19/2012 8:22:08 PM |
cerebral-dollar773 | $25.00 | 9/19/2012 8:27:58 PM |
Interloper | $75.00 | 9/19/2012 6:39:18 PM |
Vaanolo | $25.00 | 9/19/2012 6:44:12 PM |
mad-scientist418 | $25.00 | 9/19/2012 6:44:47 PM |
Farmer-Ted | $25.00 | 9/19/2012 9:32:37 PM |
green-high-five7 | $25.00 | 9/19/2012 6:45:46 PM |
point-pinnacle | $56.28 | 9/19/2012 9:46:40 PM |
Iwillhuntyoudown | $25.00 | 9/19/2012 9:48:25 PM |
bughead | $25.00 | 9/19/2012 9:58:56 PM |
jubilant-agreement0 | $25.00 | 9/19/2012 7:09:17 PM |
hml | $100.00 | 9/20/2012 12:01:43 AM |
bold-unique-benjamins | $75.00 | 9/19/2012 7:35:49 PM |
carolinalending | $25.00 | 9/20/2012 1:31:31 AM |
discrete-gold579 | $50.00 | 9/19/2012 7:58:22 PM |
adamdroker | $25.00 | 9/19/2012 9:08:36 PM |
LimaGuy | $33.37 | 9/19/2012 9:51:50 PM |
pposFUNDing | $30.64 | 9/19/2012 10:12:57 PM |
important-trade094 | $28.57 | 9/19/2012 10:34:01 PM |
tolerant-dinero2 | $25.00 | 9/19/2012 11:22:57 PM |
socrates520 | $50.00 | 9/19/2012 11:34:08 PM |
p2p-gala | $26.75 | 9/19/2012 11:57:35 PM |
radareye2 | $25.00 | 9/20/2012 1:28:55 AM |
Chill99 | $42.47 | 9/20/2012 1:38:08 AM |
PrimeFunding | $25.00 | 9/19/2012 5:27:02 PM |
DreisersFinancier | $50.00 | 9/19/2012 5:07:46 PM |
repayment-pagoda8 | $100.00 | 9/19/2012 5:08:19 PM |
Bob450 | $25.00 | 9/19/2012 5:09:09 PM |
janeybooboo | $100.00 | 9/19/2012 5:01:55 PM |
wetlands | $200.00 | 9/19/2012 5:15:55 PM |
new-impeccable-coin | $27.38 | 9/19/2012 5:19:26 PM |
chac | $300.00 | 9/19/2012 5:20:48 PM |
LeReve | $500.00 | 9/19/2012 5:22:06 PM |
MoneyForNothing | $44.44 | 9/19/2012 5:23:39 PM |
ready-justice7 | $50.00 | 9/19/2012 5:27:19 PM |
income-triangulation1 | $25.00 | 9/19/2012 5:03:33 PM |
imogen22 | $50.00 | 9/19/2012 5:10:58 PM |
1NiceLender | $25.00 | 9/19/2012 5:34:44 PM |
tolerant-responsibility051 | $2,000.00 | 9/19/2012 5:06:45 PM |
friendly-gold | $25.00 | 9/19/2012 5:37:49 PM |
auction-sage | $100.00 | 9/19/2012 5:16:21 PM |
fund-medalist171 | $35.00 | 9/19/2012 5:16:22 PM |
calm-platinum957 | $35.00 | 9/19/2012 5:08:04 PM |
ready-interest9 | $25.00 | 9/19/2012 5:43:09 PM |
american6 | $50.00 | 9/19/2012 5:10:30 PM |
intuitive-benefit3 | $100.00 | 9/19/2012 5:47:48 PM |
durability-seahorse7 | $50.00 | 9/19/2012 5:24:43 PM |
mariah8641 | $30.00 | 9/19/2012 5:52:23 PM |
investment-artist | $89.10 | 9/19/2012 5:27:16 PM |
phaded | $25.00 | 9/19/2012 5:22:40 PM |
peace-cell2 | $25.00 | 9/19/2012 6:10:09 PM |
rich329 | $25.00 | 9/19/2012 6:12:05 PM |
thankful-nickel2 | $55.55 | 9/19/2012 5:36:54 PM |
ready-bid9 | $50.00 | 9/19/2012 5:37:57 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:16 PM |
bazaar-tulip | $25.00 | 9/19/2012 5:41:24 PM |
dedicated-hope640 | $25.00 | 9/19/2012 5:31:01 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:39 PM |
prudent-bid3 | $25.00 | 9/19/2012 7:19:25 PM |
I-Believe-In-You | $30.00 | 9/19/2012 7:44:15 PM |
6_kids_college_fund | $50.00 | 9/19/2012 6:03:27 PM |
thrifty-transaction578 | $25.00 | 9/19/2012 6:06:28 PM |
dollar-vibraphone4 | $500.00 | 9/19/2012 8:45:11 PM |
basis-spartan922 | $50.00 | 9/19/2012 6:18:31 PM |
LOST-ANOTHER-ONE | $38.71 | 9/19/2012 6:21:37 PM |
networks4ever | $25.00 | 9/19/2012 5:50:55 PM |
Science7124 | $25.00 | 9/19/2012 5:51:47 PM |
booOST | $27.02 | 9/19/2012 5:55:19 PM |
TryingToHelpUsBoth | $25.00 | 9/19/2012 11:43:36 PM |
creditjunky | $100.00 | 9/19/2012 6:34:08 PM |
calbertrand | $25.00 | 9/19/2012 6:35:21 PM |
Feyenoord | $30.00 | 9/19/2012 6:35:41 PM |
credit-guard5 | $25.00 | 9/19/2012 6:44:59 PM |
seabass123 | $25.00 | 9/20/2012 12:55:32 AM |
point-doughnut | $100.00 | 9/19/2012 6:47:18 PM |
finance-coyote3 | $39.90 | 9/20/2012 1:46:17 AM |
transparency-position | $75.00 | 9/19/2012 6:52:30 PM |
bid-stockpiler1 | $177.00 | 9/19/2012 6:53:34 PM |
bonus-seahorse | $55.00 | 9/19/2012 7:04:45 PM |
squarebob | $25.00 | 9/19/2012 6:12:53 PM |
supertux | $25.00 | 9/19/2012 6:13:22 PM |
progressive-ore2 | $25.00 | 9/19/2012 7:47:04 PM |
moola-accelerator6 | $25.92 | 9/19/2012 6:29:31 PM |
fitiwalt | $26.56 | 9/19/2012 8:45:07 PM |
funds-juniper | $25.00 | 9/19/2012 8:48:13 PM |
overflowinglife | $25.00 | 9/19/2012 6:35:13 PM |
glimmering-liberty616 | $25.00 | 9/19/2012 6:36:10 PM |
The_Phantom | $25.00 | 9/19/2012 9:04:13 PM |
kind-exchange-association | $25.00 | 9/19/2012 11:00:00 PM |
speedy-point | $25.00 | 9/19/2012 11:47:01 PM |
peaceful-social7 | $25.00 | 9/20/2012 12:43:05 AM |
rome1426 | $25.00 | 9/19/2012 7:47:15 PM |
well-mannered-income3 | $250.00 | 9/19/2012 7:56:09 PM |
Razor129 | $26.10 | 9/19/2012 8:30:08 PM |
Fitiwalt7 | $25.00 | 9/19/2012 8:42:49 PM |
first-graceful-contract | $30.00 | 9/19/2012 8:49:03 PM |
reliable-worth3 | $200.00 | 9/19/2012 8:54:59 PM |
KramericaIndustries | $25.00 | 9/19/2012 8:57:56 PM |
just-loyalty643 | $50.00 | 9/19/2012 9:06:54 PM |
Brisket_Bob | $121.41 | 9/19/2012 9:24:47 PM |
skeebuzz | $500.00 | 9/19/2012 10:06:00 PM |
contract-student2 | $41.59 | 9/19/2012 10:31:54 PM |
villagecoconut | $25.00 | 9/19/2012 10:45:04 PM |
itsmaj | $29.84 | 9/19/2012 11:57:34 PM |
151 Investments
|
Borrower Payment Dependent Notes Series
629587
This series of Notes was issued and sold upon the funding of the borrower loan #74793, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $941.75 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 9m |
Amount delinquent:
| $527 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,403 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| perfume221 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off high interest debts
My financial situation:
I am a good candidate for this loan because...
Have a great income And the ability to repay
Monthly net income: $10,000
Monthly expenses: $6500
Housing: $1200
Insurance: $350
Car expenses: $366
Utilities: $275
Phone, cable, internet: $250
Food, entertainment: $1000
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $1800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
resolute-justice413 | $65.00 | 9/11/2012 11:17:52 AM |
WalnutCreekguy | $50.00 | 9/11/2012 9:39:55 AM |
lionheart722 | $100.00 | 9/11/2012 9:35:40 AM |
inspire22 | $25.00 | 9/11/2012 9:46:19 AM |
mondial4 | $100.00 | 9/11/2012 1:34:49 PM |
irrelevant | $50.00 | 9/11/2012 1:05:12 PM |
resolute-worth4 | $50.00 | 9/11/2012 2:48:22 PM |
courteous-fund9 | $25.00 | 9/11/2012 4:59:17 PM |
bazaar-tulip | $25.00 | 9/11/2012 5:06:31 PM |
Nipper99 | $100.00 | 9/11/2012 7:32:16 PM |
langdonx | $50.00 | 9/11/2012 9:41:28 PM |
Hardlyskiing01 | $50.00 | 9/11/2012 8:35:00 PM |
scoobiedoo | $25.00 | 9/12/2012 6:45:40 AM |
Dave0 | $25.00 | 9/12/2012 9:50:50 AM |
pierrelasvegas | $25.00 | 9/12/2012 10:23:44 AM |
vigilance-spinner3 | $25.00 | 9/12/2012 10:50:39 AM |
RoyFauntleroy | $50.00 | 9/12/2012 11:42:16 AM |
responsive-principal8 | $25.00 | 9/12/2012 12:49:35 PM |
bonafide-economy | $25.00 | 9/12/2012 4:55:06 PM |
simplelender80 | $500.00 | 9/12/2012 7:30:43 PM |
booyah | $80.00 | 9/12/2012 7:31:43 PM |
Nazbuster | $100.00 | 9/12/2012 9:35:42 PM |
durability-seahorse7 | $50.00 | 9/13/2012 3:13:23 AM |
fearless-loyalty5 | $25.00 | 9/13/2012 6:29:19 AM |
Dubbs360 | $500.00 | 9/13/2012 10:43:01 AM |
pdub | $750.00 | 9/13/2012 10:33:08 AM |
progressive-economy261 | $500.00 | 9/13/2012 10:45:34 AM |
chlebie | $50.00 | 9/13/2012 5:49:07 PM |
first-pragmatic-power | $25.00 | 9/13/2012 5:36:53 PM |
adventurer447 | $300.00 | 9/13/2012 6:12:16 PM |
dough-hammock | $25.00 | 9/13/2012 9:36:01 PM |
receptive-affluence035 | $40.00 | 9/14/2012 6:33:47 AM |
ready-vigilance3 | $50.00 | 9/14/2012 8:54:54 AM |
SSC_CCV | $50.00 | 9/14/2012 9:00:40 AM |
rchapee | $25.00 | 9/14/2012 7:51:55 AM |
miked8303 | $50.00 | 9/14/2012 9:49:05 AM |
CAGE-Investments | $25.00 | 9/14/2012 9:56:29 AM |
Comoparklender | $25.00 | 9/14/2012 10:05:12 AM |
nanda | $25.00 | 9/14/2012 10:06:22 AM |
MAYBROOK | $25.00 | 9/14/2012 10:15:45 AM |
subtle-bill727 | $25.00 | 9/14/2012 10:05:23 AM |
UltimateWill | $25.00 | 9/14/2012 12:22:51 PM |
ready-justice7 | $50.00 | 9/14/2012 1:20:51 PM |
majestic-note6 | $200.00 | 9/14/2012 6:02:06 PM |
adaboy65 | $100.00 | 9/14/2012 5:55:04 PM |
CreditKnight | $25.00 | 9/15/2012 8:50:59 AM |
ferocious-benefit7 | $25.00 | 9/15/2012 7:15:11 AM |
Quiza12 | $50.00 | 9/15/2012 7:27:17 AM |
rbettenc | $25.00 | 9/15/2012 12:00:32 PM |
best-active-listing | $25.00 | 9/15/2012 9:57:28 AM |
methodical-basis822 | $25.00 | 9/15/2012 11:01:18 AM |
hard-working-rate3 | $25.00 | 9/15/2012 12:34:56 PM |
listing-vista | $50.00 | 9/15/2012 12:35:09 PM |
Aliso-Viejo | $50.00 | 9/15/2012 12:36:02 PM |
the-profit-oracle | $25.00 | 9/15/2012 12:51:17 PM |
payout-paradise5 | $25.00 | 9/15/2012 12:57:39 PM |
life-is-great | $25.00 | 9/15/2012 12:58:08 PM |
loyalty-sherpa | $25.00 | 9/15/2012 1:11:01 PM |
best-charming-leverage | $50.00 | 9/15/2012 1:13:00 PM |
zeelender | $25.00 | 9/15/2012 1:14:19 PM |
DadWarbucks | $25.00 | 9/15/2012 1:25:36 PM |
rescue | $100.00 | 9/15/2012 1:14:33 PM |
commanding-treasure2 | $75.00 | 9/15/2012 1:34:22 PM |
hope-motor1 | $25.00 | 9/15/2012 1:39:09 PM |
riproaringrapids | $50.00 | 9/15/2012 1:39:23 PM |
principal-cooker2 | $50.00 | 9/15/2012 1:03:44 PM |
CasaDeTomas | $50.00 | 9/15/2012 1:24:05 PM |
Reinadog9 | $25.00 | 9/15/2012 1:24:24 PM |
gallant-economy9 | $50.00 | 9/15/2012 1:49:53 PM |
williemc44 | $25.00 | 9/15/2012 1:11:24 PM |
haplender | $50.00 | 9/15/2012 1:39:29 PM |
credit-bliss8 | $25.00 | 9/15/2012 2:49:46 PM |
rate-mogul | $50.00 | 9/15/2012 1:43:08 PM |
EastBayCapital | $25.00 | 9/15/2012 1:46:16 PM |
MadHun | $200.00 | 9/15/2012 1:47:55 PM |
rjleves | $49.00 | 9/15/2012 1:18:47 PM |
Cai8899 | $25.00 | 9/15/2012 1:21:26 PM |
StPong | $25.00 | 9/15/2012 6:56:11 PM |
gold-persimmon2 | $25.00 | 9/15/2012 3:58:42 PM |
wayman | $25.00 | 9/15/2012 1:43:47 PM |
statuesque-affluence058 | $25.00 | 9/15/2012 1:45:37 PM |
loancrusader | $25.00 | 9/15/2012 1:48:59 PM |
Amused1 | $25.00 | 9/15/2012 1:50:30 PM |
RothySkynx | $25.00 | 9/15/2012 7:21:23 PM |
exponential-reward081 | $25.00 | 9/15/2012 1:57:16 PM |
unforgettable-order9 | $25.00 | 9/15/2012 2:04:42 PM |
SolarMoonshine | $25.00 | 9/15/2012 2:09:25 PM |
tranquil-revenue | $25.00 | 9/16/2012 9:41:13 AM |
latestone | $25.00 | 9/16/2012 9:25:23 AM |
loot-hyperdrive7 | $54.00 | 9/16/2012 10:24:42 AM |
daisuke | $25.00 | 9/16/2012 11:03:32 AM |
hcalum | $25.00 | 9/16/2012 11:54:05 AM |
first-reward-bliss | $400.00 | 9/15/2012 10:21:00 PM |
thefisherman | $25.00 | 9/16/2012 2:03:02 AM |
p2p-czar3 | $25.00 | 9/16/2012 2:45:27 PM |
gold-pudding6 | $60.00 | 9/16/2012 3:02:24 PM |
thrifty-capital | $25.00 | 9/16/2012 7:11:41 PM |
well-mannered-income3 | $60.00 | 9/16/2012 5:54:18 PM |
paytonbrigadier | $250.00 | 9/16/2012 2:55:05 PM |
Underworld_Explorer | $50.00 | 9/16/2012 9:46:36 PM |
breathtaking-funds6 | $50.00 | 9/17/2012 9:04:37 AM |
JoyfulVegetarian | $25.00 | 9/17/2012 6:30:44 AM |
credible-responsibility022 | $25.00 | 9/16/2012 5:41:34 PM |
otherwisedisposed | $100.00 | 9/16/2012 7:36:39 PM |
Railbird | $50.00 | 9/17/2012 9:21:33 AM |
AAe | $30.00 | 9/17/2012 10:17:48 AM |
HenryS | $30.00 | 9/17/2012 9:35:03 AM |
jamiee73 | $25.00 | 9/17/2012 9:39:11 AM |
sincere-agreement9 | $25.00 | 9/17/2012 10:50:27 AM |
keiphers | $25.00 | 9/17/2012 1:52:58 PM |
innocent-transaction9 | $31.00 | 9/17/2012 1:59:26 PM |
bold-marketplace-awakening | $150.00 | 9/17/2012 9:52:37 AM |
azazle | $25.00 | 9/17/2012 1:34:47 PM |
keynaples | $100.00 | 9/17/2012 5:45:09 PM |
fantastic-bazaar2 | $50.00 | 9/17/2012 7:28:29 PM |
phaques | $400.00 | 9/17/2012 6:53:50 PM |
thrifty-generosity222 | $100.00 | 9/17/2012 7:43:14 PM |
gustavholstopus32 | $25.00 | 9/18/2012 3:49:11 AM |
Lendomatic | $25.00 | 9/18/2012 12:14:25 AM |
natural-point1 | $25.00 | 9/17/2012 7:02:31 PM |
pythia | $50.00 | 9/18/2012 3:05:08 AM |
BizAnalyst | $50.00 | 9/18/2012 5:28:24 AM |
MasonWitt | $25.00 | 9/17/2012 8:15:27 PM |
gnar | $25.00 | 9/18/2012 8:58:22 AM |
botfolio | $300.00 | 9/18/2012 9:32:59 AM |
resolute-basis9 | $25.00 | 9/18/2012 10:15:57 AM |
the-dollar-topper | $58.00 | 9/18/2012 10:16:49 AM |
zipemdown | $25.00 | 9/18/2012 10:25:43 AM |
deal-hickory5 | $100.00 | 9/18/2012 10:31:46 AM |
NobisEst | $50.00 | 9/18/2012 9:50:19 AM |
dignified-finance | $50.00 | 9/18/2012 10:13:23 AM |
peace-cadence | $25.00 | 9/18/2012 10:40:03 AM |
jstefans | $25.00 | 9/18/2012 10:00:40 AM |
sharpey | $25.00 | 9/18/2012 10:04:35 AM |
FootoftheMountain | $25.00 | 9/18/2012 10:54:23 AM |
durability-mad-scientist4 | $100.00 | 9/18/2012 10:11:55 AM |
axp2000 | $50.00 | 9/18/2012 11:02:50 AM |
wwwUniversal | $25.00 | 9/18/2012 10:16:44 AM |
love-interest | $25.00 | 9/18/2012 10:17:25 AM |
ore-genius2 | $200.00 | 9/18/2012 2:50:46 PM |
RockAngelHair | $25.00 | 9/18/2012 1:34:16 PM |
handy-money9 | $75.00 | 9/18/2012 10:52:06 AM |
1LOANMASTER1 | $25.00 | 9/18/2012 3:18:29 PM |
emergencyMD | $25.00 | 9/18/2012 1:46:10 PM |
special-dinero553 | $25.00 | 9/18/2012 5:48:13 PM |
benevolent-marketplace4 | $2,500.00 | 9/18/2012 6:46:44 PM |
community-stream9 | $25.00 | 9/18/2012 8:39:32 PM |
scottharr27 | $100.00 | 9/18/2012 9:04:20 PM |
Leshan | $50.00 | 9/19/2012 7:11:31 AM |
wdworld | $50.00 | 9/19/2012 12:47:52 AM |
ProudDad | $50.00 | 9/18/2012 9:53:34 PM |
businessbroker101 | $25.00 | 9/19/2012 7:49:57 AM |
transparency-baton | $25.00 | 9/19/2012 8:33:27 AM |
prudent-payment316 | $25.00 | 9/19/2012 9:27:02 AM |
blue-laudable-dinero | $25.00 | 9/19/2012 9:18:44 AM |
crdcteng | $25.00 | 9/19/2012 9:44:31 AM |
return-pioneer221 | $25.00 | 9/19/2012 9:47:41 AM |
abundant-power | $25.00 | 9/19/2012 9:28:39 AM |
fund-tom-tom6 | $25.00 | 9/19/2012 9:40:14 AM |
Kaj | $25.00 | 9/19/2012 9:29:28 AM |
Lam0nt | $25.00 | 9/19/2012 10:29:03 AM |
Worldskiboy | $50.00 | 9/19/2012 9:48:04 AM |
DirtyJenga | $25.00 | 9/19/2012 9:56:03 AM |
finance-prescription | $100.00 | 9/19/2012 10:15:02 AM |
nvest4u | $25.00 | 9/19/2012 10:24:10 AM |
ttnk62918 | $25.00 | 9/19/2012 10:29:37 AM |
supreme-treasure8 | $100.00 | 9/11/2012 9:47:38 AM |
spartacusiam | $25.00 | 9/11/2012 9:57:46 AM |
toblerone | $25.00 | 9/11/2012 10:49:33 AM |
squeebie | $50.00 | 9/11/2012 10:54:58 AM |
green-lively-bill | $25.00 | 9/11/2012 12:13:12 PM |
martinatime | $25.00 | 9/11/2012 12:31:17 PM |
wealth-infusion6 | $50.00 | 9/11/2012 2:12:17 PM |
responsibility-butterfly | $25.00 | 9/11/2012 1:05:14 PM |
global-invest-group | $25.00 | 9/11/2012 1:32:37 PM |
bonus-seahorse | $45.00 | 9/11/2012 4:28:14 PM |
compassion-expert | $25.00 | 9/11/2012 5:07:55 PM |
agreement-oracle0 | $100.00 | 9/11/2012 7:07:48 PM |
wise-charming-reward | $500.00 | 9/11/2012 7:49:35 PM |
Agonbiew | $50.00 | 9/12/2012 8:47:05 AM |
transparency-silo2 | $25.00 | 9/12/2012 9:21:20 AM |
Jloaner | $100.00 | 9/12/2012 10:43:13 AM |
treasure-palace661 | $350.00 | 9/12/2012 3:59:22 PM |
treasure-bliss | $27.00 | 9/13/2012 7:50:59 AM |
restless-currency | $40.00 | 9/13/2012 9:16:31 AM |
kulender | $100.00 | 9/13/2012 12:12:31 PM |
buddy486 | $25.00 | 9/13/2012 11:19:27 AM |
worth-game-changer8 | $25.00 | 9/13/2012 5:30:11 PM |
durability-ace9 | $30.00 | 9/13/2012 5:42:31 PM |
integrity-reactor4 | $100.00 | 9/13/2012 5:44:53 PM |
SkynxhuntIRA | $25.00 | 9/13/2012 9:46:48 PM |
revenue-serenity | $25.00 | 9/14/2012 6:42:55 AM |
systematic-loan | $25.00 | 9/14/2012 5:32:02 AM |
social-cocktail1 | $135.00 | 9/14/2012 9:56:06 AM |
melodious-fairness | $50.00 | 9/14/2012 1:03:45 PM |
magnificent-dime4 | $25.00 | 9/14/2012 10:36:23 AM |
Weaverville | $25.00 | 9/14/2012 2:54:30 PM |
dough-tsunami2 | $25.00 | 9/14/2012 1:42:51 PM |
systematic-value343 | $50.00 | 9/14/2012 2:01:16 PM |
benevolent-interest219 | $25.00 | 9/15/2012 12:05:25 AM |
pleasant-listing712 | $25.00 | 9/15/2012 7:35:11 AM |
Peleadona | $25.00 | 9/15/2012 7:47:37 AM |
xxyls | $50.00 | 9/15/2012 8:15:36 AM |
mckhbnpc | $50.00 | 9/15/2012 12:00:40 PM |
wizard750 | $28.00 | 9/15/2012 12:20:07 PM |
friendly-gold | $25.00 | 9/15/2012 12:35:40 PM |
IIP77 | $25.00 | 9/15/2012 12:43:55 PM |
transparency-sapling | $25.00 | 9/15/2012 12:33:24 PM |
important-gold5 | $25.00 | 9/15/2012 12:53:34 PM |
inspiring-marketplace | $25.00 | 9/15/2012 1:05:39 PM |
money-surge1 | $25.00 | 9/15/2012 12:52:23 PM |
Webpreneur | $40.00 | 9/15/2012 1:06:02 PM |
red-power-pecan | $50.00 | 9/15/2012 1:17:24 PM |
fund-blackberry6 | $25.00 | 9/15/2012 1:19:12 PM |
impressive-return173 | $50.00 | 9/15/2012 12:49:53 PM |
EBITDA | $25.00 | 9/15/2012 1:32:48 PM |
durability-goat644 | $25.00 | 9/15/2012 1:13:33 PM |
lender2611 | $25.00 | 9/15/2012 1:33:38 PM |
helpinghand63 | $25.00 | 9/15/2012 1:14:40 PM |
a-unflappable-finance | $100.00 | 9/15/2012 1:39:05 PM |
micko | $25.00 | 9/15/2012 1:01:40 PM |
Herluftrolle | $25.00 | 9/15/2012 1:39:31 PM |
elegant-hope578 | $50.00 | 9/15/2012 1:21:45 PM |
visionary-fund | $100.00 | 9/15/2012 1:45:49 PM |
skunkor2 | $25.00 | 9/15/2012 1:55:00 PM |
authentic-liberty7 | $25.00 | 9/15/2012 1:57:51 PM |
prohelper | $25.00 | 9/15/2012 1:09:27 PM |
mad4wknds | $25.00 | 9/15/2012 1:39:49 PM |
dinero-launcher | $37.00 | 9/15/2012 3:02:12 PM |
CSUgrad08 | $25.00 | 9/15/2012 1:47:27 PM |
Tasmir | $25.00 | 9/15/2012 10:14:16 PM |
money-bauble | $151.00 | 9/15/2012 1:51:12 PM |
vutah | $25.00 | 9/15/2012 8:10:08 PM |
momentous-velocity5 | $50.00 | 9/15/2012 1:59:06 PM |
deal-banker | $49.00 | 9/16/2012 10:11:52 AM |
bebeshor | $25.00 | 9/16/2012 7:53:16 AM |
EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:49 AM |
Vegas777 | $25.00 | 9/16/2012 11:13:18 AM |
useful-money715 | $50.00 | 9/15/2012 10:11:51 PM |
unforgettable-pound574 | $100.00 | 9/16/2012 12:25:54 PM |
mikyazmar | $50.00 | 9/16/2012 9:32:36 AM |
efficient-treasure0 | $25.00 | 9/16/2012 10:08:49 AM |
ideomorph | $25.00 | 9/16/2012 10:28:38 AM |
Beld | $50.00 | 9/16/2012 2:48:53 PM |
itsmaj | $50.00 | 9/16/2012 11:43:02 PM |
cberthiaume | $50.00 | 9/17/2012 9:05:10 AM |
green-fund-sitar | $40.00 | 9/17/2012 9:15:00 AM |
professional-vigilance9 | $100.00 | 9/17/2012 9:24:12 AM |
wormdc | $25.00 | 9/17/2012 9:51:49 AM |
velocity-solo | $25.00 | 9/17/2012 10:11:36 AM |
tostada88 | $25.00 | 9/17/2012 9:45:40 AM |
green-friendly-bill | $25.00 | 9/17/2012 11:26:55 AM |
hope-kingdom | $25.00 | 9/17/2012 10:36:11 AM |
obedient-euro9 | $25.00 | 9/17/2012 2:57:08 PM |
papaloha | $25.00 | 9/17/2012 8:53:21 PM |
fate-amenable-to-change | $35.00 | 9/17/2012 9:56:14 PM |
platinum-scientist9 | $25.00 | 9/17/2012 7:03:11 PM |
mjjjrj | $38.00 | 9/18/2012 7:49:34 AM |
integrity-american | $25.56 | 9/17/2012 8:01:35 PM |
klinebarger | $25.00 | 9/18/2012 7:37:05 AM |
MI2 | $5,000.00 | 9/18/2012 8:25:07 AM |
income-champion | $25.00 | 9/18/2012 9:00:47 AM |
magnitude787 | $30.00 | 9/18/2012 9:10:51 AM |
durable-auction0 | $50.00 | 9/18/2012 8:30:34 AM |
Located | $25.00 | 9/18/2012 9:14:40 AM |
leverage-sensai6 | $25.00 | 9/18/2012 9:17:52 AM |
Midwestvalues | $100.00 | 9/18/2012 9:09:58 AM |
fund-ambrosia0 | $25.00 | 9/18/2012 9:40:26 AM |
proper-exchange8 | $50.00 | 9/18/2012 10:02:22 AM |
nimble-revenue5 | $100.00 | 9/18/2012 10:12:19 AM |
imoutdoorsy | $25.00 | 9/18/2012 10:19:35 AM |
deal-vibrato | $25.00 | 9/18/2012 10:21:33 AM |
wildguy | $25.00 | 9/18/2012 9:49:00 AM |
SkipperScott | $25.00 | 9/18/2012 10:33:38 AM |
tender-commerce8 | $27.00 | 9/18/2012 10:02:43 AM |
truth-companion | $25.00 | 9/18/2012 10:42:58 AM |
compatible-deal9 | $25.00 | 9/18/2012 12:43:57 PM |
diversification-taco1 | $25.00 | 9/18/2012 4:14:11 PM |
likeable-responsibility6 | $50.00 | 9/18/2012 10:39:20 AM |
tremendous-contract2 | $25.00 | 9/18/2012 10:47:25 AM |
commerce-guitar6 | $25.00 | 9/18/2012 2:08:15 PM |
spirited-greenback814 | $50.00 | 9/18/2012 11:20:01 AM |
the-enthralling-coin | $25.00 | 9/18/2012 6:11:41 PM |
willinvest | $25.00 | 9/18/2012 6:17:34 PM |
Robin_Hood | $25.00 | 9/18/2012 6:05:55 PM |
active-wealth3 | $50.00 | 9/18/2012 10:47:50 PM |
Flreap | $25.00 | 9/19/2012 8:18:04 AM |
gold-disk | $25.00 | 9/19/2012 1:12:59 AM |
sfd | $50.00 | 9/19/2012 8:24:33 AM |
invincible-leverage483 | $25.00 | 9/18/2012 8:19:13 PM |
justasoldier | $100.00 | 9/18/2012 9:08:40 PM |
revenue-statesperson4 | $100.00 | 9/19/2012 3:23:35 AM |
desertoasis | $25.00 | 9/19/2012 8:44:37 AM |
velocityasaurus-rex4 | $100.00 | 9/19/2012 9:43:26 AM |
handshake5 | $100.00 | 9/19/2012 9:55:39 AM |
cash-kin7 | $119.00 | 9/19/2012 10:01:04 AM |
strive2 | $25.00 | 9/19/2012 9:34:33 AM |
geuvera-capital | $25.00 | 9/19/2012 10:19:53 AM |
credible-agreement887 | $46.00 | 9/19/2012 10:22:17 AM |
lincny2 | $64.39 | 9/19/2012 10:36:09 AM |
order-tamale | $191.05 | 9/19/2012 10:46:54 AM |
dmunySF | $50.00 | 9/19/2012 9:52:05 AM |
EthanColeInvestingGroup | $50.00 | 9/19/2012 10:15:35 AM |
newest-peace-surgeon | $100.00 | 9/19/2012 10:21:52 AM |
red-rate-whistle | $35.00 | 9/19/2012 10:22:19 AM |
forthright-trade | $35.00 | 9/19/2012 10:24:25 AM |
306 Investments
|
Borrower Payment Dependent Notes Series
631209
This series of Notes was issued and sold upon the funding of the borrower loan #75409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $376.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,312 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| debtfreenow-82 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Operation Debt Attack!
Purpose of loan: I know of a company selling off 1 year old Apple iMac computers that are still the current model they all have been maxed out and 2 years of warranty and would be extremely easy to resell since this would be better than you could get at the store. Each unit is $600 and can be resold for 1200-1400 each. I Would like to purchase 40 units to resell. I am bringing $14000 of my own savings plus this $10k loan would do it.
This loan will be used to... Purchase those computers and resell them, using the profits from the estimated $25k profit proceeds to completely pay off my credit card debt.
My financial situation:
I am a good candidate for this loan because... I pay my bills on time, and have a good job that would easily cover this added monthly expense.
Monthly net income: $ 9000
Monthly expenses: $
Housing: $ 1419
Insurance: $ 200
Car expenses: $ 600
Utilities: $ 120
Phone, cable, internet: $ 25 (internet/phone paid by work)
Food, entertainment: $ 250
Clothing, household expenses: $ 200
Credit cards and other loans: $ 1500 - 3000 (whatever is leftover)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $1,000.00 | 9/26/2012 5:05:00 PM |
113121 | $500.00 | 9/26/2012 5:59:34 PM |
natural-affluence6 | $25.00 | 9/26/2012 9:01:11 PM |
green-trade-dolphin | $32.52 | 9/26/2012 5:02:28 PM |
commitment-neutron1 | $200.00 | 9/26/2012 5:02:56 PM |
lowrater | $50.40 | 9/26/2012 5:11:38 PM |
WalnutCreekguy | $50.00 | 9/26/2012 5:04:16 PM |
adventurer447 | $300.00 | 9/26/2012 5:19:38 PM |
fund-tom-tom6 | $25.00 | 9/26/2012 5:08:32 PM |
first-pragmatic-power | $25.00 | 9/26/2012 5:34:45 PM |
best-bonafide-p2p | $50.00 | 9/26/2012 5:14:09 PM |
goat0 | $100.00 | 9/26/2012 5:15:49 PM |
payout-paradise5 | $25.00 | 9/26/2012 5:46:11 PM |
LeReve | $500.00 | 9/26/2012 5:21:01 PM |
compassion-twister2 | $50.00 | 9/26/2012 5:28:13 PM |
competent-commitment5 | $25.00 | 9/26/2012 5:38:49 PM |
durability-slingshot2 | $53.00 | 9/26/2012 5:39:55 PM |
the-silver-blaster | $50.00 | 9/26/2012 5:52:34 PM |
Beld | $50.00 | 9/26/2012 6:22:08 PM |
sharp-platinum326 | $25.00 | 9/26/2012 5:53:54 PM |
proper-exchange8 | $50.00 | 9/26/2012 6:03:07 PM |
Nipper99 | $100.00 | 9/26/2012 6:10:07 PM |
EnglishGeekInNYC | $43.00 | 9/26/2012 6:50:38 PM |
BankofRon_IRA | $100.00 | 9/26/2012 6:53:47 PM |
scarlet-velvet | $50.08 | 9/26/2012 6:14:24 PM |
bazaar-tulip | $25.00 | 9/26/2012 6:17:14 PM |
mindful-generosity1 | $50.00 | 9/26/2012 6:15:13 PM |
cash-kin7 | $25.00 | 9/26/2012 6:27:49 PM |
blue-order-comet | $50.00 | 9/26/2012 6:37:58 PM |
Comoparklender | $25.00 | 9/26/2012 6:37:12 PM |
toblerone | $25.00 | 9/26/2012 6:38:41 PM |
missing-link | $25.00 | 9/26/2012 6:43:29 PM |
callmebryan | $25.00 | 9/26/2012 9:21:39 PM |
JeremyLinFan | $30.00 | 9/26/2012 7:05:17 PM |
axl163 | $25.00 | 9/26/2012 11:03:49 PM |
nodebtin3 | $100.00 | 9/27/2012 3:59:55 AM |
priceless-felicity7 | $25.00 | 9/26/2012 7:10:00 PM |
DiligentiaLLC | $75.00 | 9/27/2012 5:39:02 AM |
pierrelasvegas | $25.00 | 9/26/2012 7:35:37 PM |
calbertrand | $25.00 | 9/27/2012 7:28:21 AM |
buffalobills | $25.00 | 9/27/2012 7:37:31 AM |
1traveler | $25.00 | 9/26/2012 9:28:44 PM |
FWF-kinetic | $25.00 | 9/26/2012 9:51:13 PM |
worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:46 PM |
rockhound84 | $40.00 | 9/27/2012 4:38:01 AM |
exciting-fairness | $200.00 | 9/27/2012 5:40:51 AM |
friendinmoney | $25.00 | 9/27/2012 5:43:51 AM |
chrisb1414 | $25.00 | 9/27/2012 6:14:55 AM |
euro-network9 | $100.00 | 9/27/2012 6:53:00 AM |
orangetrust | $50.00 | 9/27/2012 7:07:15 AM |
marketplace-singularity3 | $25.00 | 9/27/2012 7:11:21 AM |
broosky2 | $50.00 | 9/27/2012 7:25:23 AM |
loyalist1 | $100.00 | 9/27/2012 8:20:01 AM |
EretzCapital | $100.00 | 9/27/2012 8:30:53 AM |
radiobuda | $40.00 | 9/27/2012 8:57:15 AM |
risk_free | $500.00 | 9/27/2012 8:33:12 AM |
generosity-magnifico5 | $35.00 | 9/27/2012 8:48:25 AM |
powerful-return1 | $25.00 | 9/27/2012 8:51:18 AM |
money-surge1 | $25.00 | 9/27/2012 9:03:24 AM |
income-triangulation1 | $25.00 | 9/26/2012 5:03:02 PM |
Bank_Of_XL | $25.00 | 9/26/2012 5:03:53 PM |
friendly-gold | $25.00 | 9/26/2012 5:08:15 PM |
13nd3r | $25.00 | 9/26/2012 5:35:15 PM |
dignified-truth7 | $200.00 | 9/26/2012 5:16:50 PM |
special-dinero553 | $25.00 | 9/26/2012 5:13:48 PM |
cash-mad-scientist3 | $25.00 | 9/26/2012 5:53:01 PM |
loyalty-dragster7 | $100.00 | 9/26/2012 5:54:15 PM |
entertaining-revenue4 | $50.00 | 9/26/2012 5:29:32 PM |
commerce-gargantuan2 | $50.00 | 9/26/2012 5:31:21 PM |
justreturns | $25.00 | 9/26/2012 5:27:08 PM |
Ripsaw4U | $50.00 | 9/26/2012 5:34:31 PM |
thrifty-generosity222 | $100.00 | 9/26/2012 5:34:58 PM |
responsibility-butterfly | $25.00 | 9/26/2012 6:10:30 PM |
wise-charming-reward | $500.00 | 9/26/2012 6:20:11 PM |
supreme-treasure8 | $100.00 | 9/26/2012 5:59:50 PM |
community-burrito9 | $35.00 | 9/26/2012 6:00:38 PM |
gotjack-IRA | $25.02 | 9/26/2012 6:08:58 PM |
credit-adventurer313 | $25.00 | 9/26/2012 6:19:13 PM |
pragmatic-auction8 | $50.00 | 9/26/2012 6:18:34 PM |
money-baron | $100.00 | 9/26/2012 7:24:53 PM |
LoanerPrincipal | $25.00 | 9/26/2012 7:46:05 PM |
azazle | $50.00 | 9/26/2012 6:36:16 PM |
dynadave | $1,000.00 | 9/26/2012 8:01:51 PM |
repayment-chihuahua3 | $25.00 | 9/26/2012 8:08:09 PM |
newest-currency-vibrato | $25.00 | 9/26/2012 8:31:06 PM |
terrific-dough6 | $75.00 | 9/26/2012 6:41:39 PM |
supreme-exchange547 | $25.00 | 9/26/2012 9:06:56 PM |
enriched-return057 | $50.00 | 9/26/2012 9:55:47 PM |
FinanceEngine | $50.00 | 9/26/2012 10:34:40 PM |
paytonbrigadier | $250.00 | 9/26/2012 7:07:03 PM |
CA-Lender | $50.01 | 9/26/2012 7:07:09 PM |
PropertyInvest | $25.00 | 9/27/2012 6:02:35 AM |
Iwillhuntyoudown | $25.00 | 9/26/2012 8:37:17 PM |
EthanColeInvestingGroup | $50.00 | 9/26/2012 9:00:21 PM |
reflective-rupee | $25.00 | 9/26/2012 9:29:02 PM |
orange-preeminant-bill | $75.00 | 9/27/2012 8:01:43 AM |
reflective-rupee | $75.00 | 9/27/2012 8:26:49 AM |
RGlad | $100.00 | 9/27/2012 8:59:01 AM |
KCEnterprises | $25.00 | 9/27/2012 9:02:03 AM |
bullish2bearish | $40.00 | 9/27/2012 9:02:26 AM |
durability-seahorse7 | $50.00 | 9/27/2012 3:35:49 AM |
scholarly-order6 | $200.00 | 9/27/2012 4:33:06 AM |
grf1945 | $50.00 | 9/27/2012 6:43:50 AM |
Supernick | $300.00 | 9/27/2012 7:00:26 AM |
blue-laudable-dinero | $25.00 | 9/27/2012 7:35:20 AM |
treasure-bliss | $75.00 | 9/27/2012 7:59:11 AM |
Cashflow-O | $60.40 | 9/27/2012 8:55:43 AM |
moose-capital-funding | $26.29 | 9/27/2012 8:38:25 AM |
credit-coach118 | $25.37 | 9/27/2012 8:50:43 AM |
NotOprah | $50.00 | 9/27/2012 9:02:08 AM |
108-IRA | $13.91 | 9/27/2012 9:03:41 AM |
111 Investments
|
Borrower Payment Dependent Notes Series
631273
This series of Notes was issued and sold upon the funding of the borrower loan #74757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $154.06 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 21% |
Credit score:
| 620-639 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,148 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-sublime-social |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2011)
|
Principal balance:
| $3,577.29 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off all revolving credit balances and close some of the existing accounts.
My financial situation:
I am a good candidate for this loan because: I am very responsible family person who takes his obligations very seriously and will always display a strong work ethic and strive daily to improve my life.
Monthly net income: 4200.00
Monthly expenses: $
Housing: 1800.
Insurance: 150.
Car expenses: 350.
Utilities: 150.
Phone, cable, internet: 99.
Food, entertainment: 275
Clothing, household expenses: $
Credit cards and other loans: 375.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
knowledgeable-silver6 | $25.00 | 9/17/2012 9:03:42 AM |
quantum_leap | $25.00 | 9/17/2012 9:03:46 AM |
Investor_DP | $200.00 | 9/17/2012 9:04:44 AM |
trade-boots1 | $100.00 | 9/17/2012 9:03:12 AM |
janeybooboo | $42.00 | 9/17/2012 9:05:08 AM |
smart-gain | $50.00 | 9/17/2012 9:01:57 AM |
worth-blanket2 | $5,400.00 | 9/17/2012 9:03:46 AM |
Fitiwalt7 | $25.00 | 9/17/2012 9:01:39 AM |
social-aspen097 | $33.00 | 9/17/2012 9:01:51 AM |
Plow_n_Sow | $25.00 | 9/17/2012 9:01:57 AM |
scholarly-order6 | $50.00 | 9/17/2012 9:02:25 AM |
AF-Chief | $25.00 | 9/17/2012 9:04:28 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
631757
This series of Notes was issued and sold upon the funding of the borrower loan #75413, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2007 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,414 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| antman131 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2000
Monthly expenses: $200
Housing: $0
Insurance: $30
Car expenses: $40
Utilities: $120
Phone, cable, internet: $130
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $120
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
calamango | $50.00 | 9/24/2012 9:01:51 AM |
let_me_retire | $50.00 | 9/24/2012 12:51:36 PM |
mindful-generosity1 | $50.00 | 9/24/2012 9:46:15 AM |
Zingaro | $25.00 | 9/24/2012 10:11:46 AM |
asset-linkage | $25.00 | 9/24/2012 10:11:43 AM |
EnglishGeekInNYC | $50.00 | 9/24/2012 10:18:16 AM |
52digital | $75.00 | 9/24/2012 10:44:27 AM |
bellaquito | $500.00 | 9/24/2012 10:56:44 AM |
mykkai | $25.00 | 9/24/2012 12:18:52 PM |
benevolent-marketplace4 | $940.00 | 9/24/2012 1:50:34 PM |
refresher211 | $25.00 | 9/24/2012 9:11:49 AM |
duty-viola | $35.00 | 9/24/2012 9:45:49 AM |
irrelevant | $50.00 | 9/24/2012 1:05:12 PM |
money-baron | $100.00 | 9/24/2012 10:18:23 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
632415
This series of Notes was issued and sold upon the funding of the borrower loan #74865, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
Lender yield:
| 21.59% |
Borrower rate/APR:
| 22.59% / 26.40% |
Monthly payment:
| $384.96 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.07% | | |
| |
Estimated return*:
| 11.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 44% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,545 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| deal-achievement1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2011)
|
Principal balance:
| $5,863.56 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
trajectory8 | $25.00 | 9/15/2012 12:01:28 PM |
Miklot | $30.00 | 9/15/2012 12:03:09 PM |
Military_Money_Wise | $25.00 | 9/15/2012 12:05:00 PM |
jamiee73 | $25.00 | 9/15/2012 12:04:00 PM |
scholarly-order6 | $25.00 | 9/15/2012 12:04:37 PM |
lowrater | $50.40 | 9/15/2012 12:05:10 PM |
AAnderson1750 | $200.00 | 9/15/2012 12:01:42 PM |
zipemdown | $25.00 | 9/15/2012 12:01:52 PM |
musegaze | $50.00 | 9/15/2012 12:05:28 PM |
handy-justice | $50.00 | 9/15/2012 12:01:55 PM |
thelovebug | $100.00 | 9/15/2012 12:03:32 PM |
scholarly-order6 | $25.00 | 9/15/2012 12:04:30 PM |
Mark-7 | $50.00 | 9/15/2012 12:00:58 PM |
worth-blanket2 | $9,000.00 | 9/15/2012 12:01:32 PM |
6moonbeams | $50.00 | 9/15/2012 12:03:21 PM |
Tylerh | $250.00 | 9/15/2012 12:04:28 PM |
community-burrito9 | $35.00 | 9/15/2012 12:04:36 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
633121
This series of Notes was issued and sold upon the funding of the borrower loan #75034, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $842.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.95% | | |
| |
Estimated return*:
| 7.96% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 22y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,124 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| silver-defender5 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my debt.
My financial situation:
I am a good candidate for this loan because I have been employed at the same place for the last 22 1/2 years. This loan will save me $400 per month in payments and will find me free of debt in three years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lionheart722 | $100.00 | 9/12/2012 9:04:30 AM |
entertaining-revenue4 | $50.00 | 9/12/2012 9:27:00 AM |
EnglishGeekInNYC | $50.00 | 9/12/2012 10:28:48 AM |
auction-sage | $50.00 | 9/12/2012 10:34:14 AM |
marketplace-singularity3 | $25.00 | 9/12/2012 2:25:39 PM |
bonafide-economy | $25.00 | 9/12/2012 4:55:13 PM |
Darts | $50.00 | 9/12/2012 7:46:08 PM |
simplelender80 | $500.00 | 9/12/2012 7:30:54 PM |
mariah8641 | $30.00 | 9/13/2012 8:43:38 AM |
MoneyBadger | $25.00 | 9/13/2012 6:12:09 AM |
fearless-loyalty5 | $25.00 | 9/13/2012 6:32:45 AM |
wise-charming-reward | $200.00 | 9/13/2012 10:39:11 AM |
pdub | $750.00 | 9/13/2012 10:33:12 AM |
first-serene-credit | $25.00 | 9/13/2012 11:27:14 AM |
fairness-symphony2 | $50.00 | 9/13/2012 11:29:29 AM |
velocityasaurus-rex4 | $100.00 | 9/13/2012 5:12:59 PM |
affluence-microscope2 | $200.00 | 9/13/2012 5:27:56 PM |
j2ee | $50.00 | 9/13/2012 5:21:53 PM |
radiant-dollar9 | $200.00 | 9/13/2012 5:32:00 PM |
wetlands | $200.00 | 9/13/2012 5:30:59 PM |
payout-paladin3 | $250.00 | 9/13/2012 7:45:11 PM |
payout-paladin3 | $500.00 | 9/13/2012 6:11:38 PM |
bellaquito | $500.00 | 9/13/2012 6:37:06 PM |
green-high-five7 | $25.00 | 9/13/2012 6:53:29 PM |
Skeeve42 | $45.60 | 9/14/2012 5:38:50 AM |
samurai2 | $38.52 | 9/14/2012 8:14:58 AM |
VegasJay | $25.00 | 9/14/2012 7:15:13 AM |
SSC_CCV | $50.00 | 9/14/2012 9:00:42 AM |
happy-loyalty | $25.00 | 9/14/2012 8:20:26 AM |
abundanceforever | $52.50 | 9/14/2012 9:10:07 AM |
brilliant-duty9 | $25.00 | 9/14/2012 10:15:39 AM |
dreammachine | $100.00 | 9/14/2012 10:45:27 AM |
healthy-bonus6 | $25.00 | 9/15/2012 6:23:00 AM |
durability-seahorse7 | $50.00 | 9/15/2012 1:25:12 AM |
Quiza12 | $50.00 | 9/15/2012 7:27:19 AM |
capital-heaven5 | $200.00 | 9/15/2012 7:25:13 AM |
UT-Longhorn | $25.00 | 9/15/2012 6:04:13 AM |
passivesf | $25.00 | 9/15/2012 8:04:24 AM |
Peleadona | $25.00 | 9/15/2012 7:47:39 AM |
Interloper | $70.00 | 9/15/2012 8:16:28 AM |
girlwithglasses | $50.00 | 9/15/2012 12:02:51 PM |
azazle | $25.00 | 9/15/2012 2:01:56 PM |
kenji4861 | $25.00 | 9/15/2012 1:30:02 PM |
Blue_Devil | $25.00 | 9/16/2012 1:27:08 AM |
generous-deal6 | $25.00 | 9/16/2012 3:19:22 AM |
bentheredunthat | $150.00 | 9/16/2012 9:49:59 AM |
shrewd-deal | $25.00 | 9/16/2012 9:56:36 AM |
witty-compassion | $25.00 | 9/15/2012 11:35:40 PM |
daisuke | $25.00 | 9/16/2012 11:03:33 AM |
squarebob | $40.00 | 9/16/2012 6:37:08 AM |
principal-duckling | $50.00 | 9/16/2012 10:31:50 AM |
orangefob7 | $25.00 | 9/16/2012 11:27:31 AM |
useful-money715 | $25.00 | 9/15/2012 10:11:53 PM |
myidear | $25.00 | 9/16/2012 4:41:21 AM |
bebeshor | $25.00 | 9/16/2012 7:53:16 AM |
killdare | $25.00 | 9/16/2012 2:02:36 PM |
goat361 | $40.00 | 9/16/2012 11:06:39 AM |
friendly-money | $100.00 | 9/16/2012 2:42:16 PM |
compassionate-payment218 | $25.00 | 9/16/2012 6:34:14 PM |
leverage-galleon | $30.00 | 9/16/2012 6:55:49 PM |
Yogidog | $25.00 | 9/16/2012 9:10:38 PM |
trustworthy-finance6 | $300.00 | 9/17/2012 7:27:05 AM |
HoweMoney | $43.43 | 9/17/2012 8:25:13 AM |
dollardave | $50.00 | 9/17/2012 1:33:23 PM |
logical-investment4 | $50.00 | 9/17/2012 10:57:45 AM |
gold-maestro6 | $50.00 | 9/17/2012 10:59:21 AM |
stollcm | $25.00 | 9/17/2012 3:27:06 PM |
wisebri224 | $25.50 | 9/17/2012 5:13:24 PM |
Iwillhuntyoudown | $25.00 | 9/17/2012 11:51:29 AM |
Firescreek | $35.00 | 9/17/2012 12:42:17 PM |
LOANS-LOANS-LOANS | $25.00 | 9/17/2012 4:29:32 PM |
cardminger | $25.00 | 9/17/2012 5:57:20 PM |
fantastic-bazaar2 | $50.00 | 9/17/2012 7:31:28 PM |
commerce-gargantuan2 | $50.00 | 9/17/2012 6:47:25 PM |
ethicalhumanist | $100.00 | 9/17/2012 6:04:27 PM |
MI2 | $5,000.00 | 9/17/2012 7:43:39 PM |
compassion-twister2 | $50.00 | 9/17/2012 6:06:13 PM |
bicyclebear | $50.00 | 9/18/2012 4:00:03 AM |
fate-amenable-to-change | $40.00 | 9/17/2012 9:53:31 PM |
newest-thrilling-income | $25.00 | 9/18/2012 6:33:09 AM |
phaques | $225.00 | 9/17/2012 7:03:20 PM |
pound-youngster6 | $25.00 | 9/18/2012 7:35:23 AM |
durable-auction0 | $50.00 | 9/18/2012 8:30:35 AM |
kinetic-currency7 | $25.00 | 9/18/2012 9:06:06 AM |
klinebarger | $25.00 | 9/18/2012 7:37:06 AM |
cash-cymbal3 | $100.00 | 9/18/2012 8:24:46 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:20 AM |
the-bright-velocity | $25.00 | 9/18/2012 9:38:50 AM |
Castellan | $50.00 | 9/18/2012 9:19:19 AM |
treasure-palace661 | $300.00 | 9/18/2012 9:49:57 AM |
the-precious-bid | $25.00 | 9/18/2012 9:52:22 AM |
botfolio | $300.00 | 9/18/2012 9:32:59 AM |
Emgolda | $25.00 | 9/18/2012 9:56:06 AM |
sharpey | $25.00 | 9/18/2012 10:04:35 AM |
Investoman | $25.00 | 9/18/2012 10:11:05 AM |
judson | $25.00 | 9/18/2012 10:41:01 AM |
greenback-loyalist8 | $25.08 | 9/18/2012 10:27:16 AM |
Tylerh | $250.00 | 9/18/2012 9:59:28 AM |
deal-blossom595 | $25.00 | 9/18/2012 10:46:25 AM |
keen-credit6 | $26.00 | 9/18/2012 11:45:46 AM |
Debt-Reduction-Plus | $54.99 | 9/18/2012 12:25:10 PM |
careful-penny | $25.00 | 9/18/2012 10:16:22 AM |
spirited-greenback814 | $50.00 | 9/18/2012 11:20:02 AM |
greenback-magma1 | $50.00 | 9/18/2012 12:56:51 PM |
tomdooley12520 | $50.00 | 9/18/2012 1:15:32 PM |
PadreAyudate | $33.31 | 9/18/2012 2:45:44 PM |
auction-fanatic2 | $31.43 | 9/18/2012 12:13:54 PM |
ore-genius2 | $200.00 | 9/18/2012 2:50:47 PM |
compatible-deal9 | $50.00 | 9/18/2012 12:35:28 PM |
beeguy | $25.00 | 9/18/2012 12:43:35 PM |
wxman12 | $25.00 | 9/18/2012 1:09:26 PM |
Blucruz | $100.00 | 9/18/2012 1:35:10 PM |
The_Minimalist | $25.00 | 9/18/2012 1:44:25 PM |
dukeiyer | $25.00 | 9/18/2012 2:29:11 PM |
rate-negotiator | $11.21 | 9/18/2012 2:54:20 PM |
bewitching-commitment421 | $100.00 | 9/18/2012 11:18:51 AM |
loot-castanets | $25.00 | 9/18/2012 1:19:06 PM |
bold-basis-supernova | $125.00 | 9/18/2012 1:37:58 PM |
funds-rotation1 | $25.00 | 9/18/2012 1:51:41 PM |
prudent-dinero | $25.00 | 9/18/2012 2:46:13 PM |
thrifty-transaction578 | $25.00 | 9/12/2012 9:02:11 AM |
transparency-silo2 | $25.00 | 9/12/2012 9:21:28 AM |
bazaar-tulip | $25.00 | 9/12/2012 9:48:22 AM |
CreditBuilder2 | $25.01 | 9/12/2012 10:01:13 AM |
turlocks | $25.00 | 9/12/2012 10:07:34 AM |
Bank_Of_XL | $25.00 | 9/12/2012 11:32:05 AM |
courteous-trade229 | $50.05 | 9/12/2012 10:52:39 AM |
responsibility-butterfly | $25.00 | 9/12/2012 1:52:13 PM |
restless-currency | $40.00 | 9/12/2012 6:42:47 PM |
order-bee1 | $100.00 | 9/13/2012 1:11:15 AM |
respectful-fairness069 | $27.00 | 9/13/2012 8:28:46 AM |
Dubbs360 | $500.00 | 9/13/2012 10:43:11 AM |
progressive-economy261 | $500.00 | 9/13/2012 10:45:36 AM |
Nipper99 | $100.00 | 9/13/2012 10:46:15 AM |
benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:55 AM |
Win_With_P2P | $25.00 | 9/13/2012 4:25:56 PM |
vigilance-spinner3 | $25.00 | 9/13/2012 12:05:58 PM |
enterprising-exchange6 | $50.00 | 9/13/2012 5:07:20 PM |
nickel-ferret | $25.00 | 9/13/2012 5:29:38 PM |
repayment-pagoda8 | $100.00 | 9/13/2012 5:24:32 PM |
LeReve | $500.00 | 9/13/2012 5:35:33 PM |
chlebie | $50.00 | 9/13/2012 5:49:09 PM |
elegant-commerce17 | $128.56 | 9/13/2012 7:57:24 PM |
prudent-bid3 | $35.00 | 9/13/2012 7:07:43 PM |
cerebral-dollar773 | $34.07 | 9/14/2012 5:18:54 AM |
BDL-Roth | $55.00 | 9/14/2012 6:50:20 AM |
rootcanaler | $100.00 | 9/14/2012 7:17:16 AM |
rchapee | $25.00 | 9/14/2012 7:52:00 AM |
miked8303 | $50.00 | 9/14/2012 9:49:07 AM |
wealth-nexus091 | $100.00 | 9/14/2012 10:39:16 AM |
ready-justice7 | $50.00 | 9/14/2012 1:20:52 PM |
frankdelraza | $25.00 | 9/14/2012 11:29:12 AM |
systematic-value343 | $50.00 | 9/14/2012 2:01:17 PM |
jhussey | $100.00 | 9/14/2012 10:43:04 AM |
newest-currency-vibrato | $25.00 | 9/14/2012 5:06:12 PM |
adaboy65 | $100.00 | 9/14/2012 5:55:08 PM |
svjeller | $100.00 | 9/14/2012 6:44:52 PM |
britgsb | $25.00 | 9/15/2012 8:03:41 AM |
LendingSingularity | $50.00 | 9/15/2012 12:07:21 PM |
djs81 | $75.00 | 9/15/2012 12:18:37 PM |
justreturns | $25.00 | 9/15/2012 12:26:20 PM |
Culebra1930 | $75.00 | 9/15/2012 12:17:01 PM |
friendly-gold | $25.00 | 9/15/2012 12:35:41 PM |
Taxman44 | $25.00 | 9/15/2012 12:36:54 PM |
compoundinterest | $25.00 | 9/15/2012 12:50:23 PM |
DadWarbucks | $25.00 | 9/15/2012 1:58:49 PM |
KirosPOS | $52.00 | 9/15/2012 2:21:36 PM |
visionary-fund | $100.00 | 9/15/2012 1:45:50 PM |
helpful-silver7 | $25.00 | 9/15/2012 3:59:09 PM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:11 PM |
interest-splendor | $35.00 | 9/15/2012 6:15:06 PM |
StPong | $25.00 | 9/15/2012 6:56:59 PM |
loyalty-circuitry | $100.00 | 9/16/2012 10:13:55 AM |
280Z | $25.00 | 9/16/2012 10:45:43 AM |
thefisherman | $25.00 | 9/16/2012 1:56:18 AM |
whitegold24k | $200.00 | 9/15/2012 3:59:25 PM |
Digger85 | $200.00 | 9/16/2012 5:24:15 AM |
RothySkynx | $25.00 | 9/15/2012 7:16:02 PM |
unforgettable-pound574 | $100.00 | 9/16/2012 12:25:55 PM |
Smallbear | $25.00 | 9/16/2012 9:03:47 AM |
RGlad | $150.00 | 9/15/2012 7:23:32 PM |
nevee | $50.00 | 9/16/2012 10:35:22 AM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:10 PM |
Makemony | $25.00 | 9/16/2012 5:59:07 AM |
transparency-sapling | $25.00 | 9/16/2012 7:15:48 AM |
efficient-treasure0 | $25.00 | 9/16/2012 10:08:51 AM |
credible-responsibility022 | $25.00 | 9/16/2012 5:42:06 PM |
Oakland | $50.00 | 9/16/2012 5:54:28 PM |
FWF-kinetic | $26.03 | 9/16/2012 3:38:00 PM |
Underworld_Explorer | $50.00 | 9/16/2012 9:46:37 PM |
wilkenm | $25.00 | 9/16/2012 10:01:15 PM |
JoyfulVegetarian | $25.00 | 9/17/2012 6:30:45 AM |
gold-pudding6 | $60.00 | 9/16/2012 3:02:24 PM |
grotheik | $25.00 | 9/17/2012 8:15:58 AM |
hope-hickory8 | $25.00 | 9/17/2012 6:02:59 AM |
otherwisedisposed | $200.00 | 9/16/2012 7:36:41 PM |
850 | $50.00 | 9/16/2012 9:13:48 PM |
Plutis | $25.00 | 9/17/2012 9:05:06 AM |
investment-comet | $25.00 | 9/17/2012 7:09:30 AM |
ideal-platinum1 | $25.00 | 9/17/2012 9:19:07 AM |
phenomenal-gain5 | $30.00 | 9/17/2012 8:26:26 AM |
exciting-finance288 | $30.00 | 9/17/2012 10:46:20 AM |
sincere-agreement9 | $25.00 | 9/17/2012 10:50:28 AM |
malomar66 | $60.00 | 9/17/2012 10:56:13 AM |
Balraug | $25.00 | 9/17/2012 10:57:35 AM |
misit | $25.00 | 9/17/2012 2:47:48 PM |
contract-victor5 | $30.00 | 9/17/2012 10:59:25 AM |
doopers | $25.00 | 9/17/2012 2:18:52 PM |
deal-mover | $25.00 | 9/17/2012 3:28:35 PM |
orange-mindful-bazaar | $70.00 | 9/17/2012 10:29:23 AM |
treasure-hunter270 | $25.00 | 9/17/2012 3:53:09 PM |
keiphers | $25.00 | 9/17/2012 4:55:02 PM |
LongTail | $30.00 | 9/17/2012 10:55:50 PM |
2Below | $25.00 | 9/17/2012 6:06:00 PM |
power-leader1 | $25.00 | 9/18/2012 8:11:45 AM |
dough-hammock | $25.00 | 9/18/2012 6:32:40 AM |
eloquent-money2 | $25.00 | 9/18/2012 9:17:39 AM |
Curly-Girly | $25.00 | 9/18/2012 9:19:59 AM |
AFairDeal | $25.00 | 9/18/2012 9:38:57 AM |
Avala | $100.00 | 9/18/2012 9:32:00 AM |
wwwUniversal | $25.00 | 9/18/2012 10:16:44 AM |
nri22 | $25.00 | 9/18/2012 10:26:32 AM |
handy-money9 | $75.00 | 9/18/2012 10:52:07 AM |
giftgold | $25.00 | 9/18/2012 10:58:43 AM |
excellent-funds649 | $130.00 | 9/18/2012 10:35:01 AM |
FormulaTroll | $50.00 | 9/18/2012 10:06:44 AM |
dignified-finance | $50.00 | 9/18/2012 10:13:23 AM |
AM2008 | $25.00 | 9/18/2012 1:26:19 PM |
transparency-universe8 | $25.00 | 9/18/2012 1:59:19 PM |
terminal-velocity34 | $25.00 | 9/18/2012 10:38:45 AM |
mistering | $36.00 | 9/18/2012 12:48:04 PM |
robweiss | $50.00 | 9/18/2012 12:51:22 PM |
Weaverville | $50.00 | 9/18/2012 10:45:45 AM |
1stofthemonth | $30.71 | 9/18/2012 1:19:53 PM |
LODenterprises | $25.00 | 9/18/2012 1:30:21 PM |
unforgettable-market7 | $100.00 | 9/18/2012 1:46:09 PM |
superb-economy7 | $50.00 | 9/18/2012 1:47:14 PM |
helpwithoutbanks | $30.00 | 9/18/2012 1:51:21 PM |
rate-optimizer0 | $25.00 | 9/18/2012 2:10:32 PM |
MateCocido | $50.00 | 9/18/2012 11:10:29 AM |
royboy0292 | $33.00 | 9/18/2012 11:52:26 AM |
purposeful-integrity | $1,000.00 | 9/18/2012 12:45:17 PM |
hawaiitechnical | $25.00 | 9/18/2012 1:33:28 PM |
243 Investments
|
Borrower Payment Dependent Notes Series
633683
This series of Notes was issued and sold upon the funding of the borrower loan #75292, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $116.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 101% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
13 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,469 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| benjamins-promiser3 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BizAnalyst | $50.00 | 9/25/2012 5:03:39 PM |
irrelevant | $50.00 | 9/25/2012 5:05:15 PM |
worth-blanket2 | $2,700.00 | 9/25/2012 5:03:02 PM |
bellaquito | $200.00 | 9/25/2012 5:07:46 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
634301
This series of Notes was issued and sold upon the funding of the borrower loan #74953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-06-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2009 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $315 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| enticing-point8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
riveting-credit5 | $25.00 | 9/6/2012 9:26:43 AM |
handy-justice | $50.00 | 9/6/2012 9:28:45 AM |
foothillender | $25.00 | 9/6/2012 11:53:00 AM |
bewitching-dollar5 | $100.00 | 9/7/2012 9:20:37 AM |
CA-Lender | $25.00 | 9/8/2012 9:44:29 PM |
responsibility-butterfly | $25.00 | 9/10/2012 6:41:08 PM |
cd3333 | $25.00 | 9/12/2012 12:13:05 AM |
joelnet | $25.00 | 9/12/2012 8:15:16 PM |
Lubava | $50.00 | 9/13/2012 6:31:45 PM |
historic-value7 | $50.00 | 9/13/2012 6:43:44 PM |
bob450-roth | $25.00 | 9/14/2012 8:23:51 AM |
RJN | $30.00 | 9/14/2012 9:58:50 AM |
Bob450 | $25.00 | 9/15/2012 7:29:48 AM |
bankrushing | $25.11 | 9/15/2012 9:33:24 AM |
worthy-bid8 | $52.00 | 9/15/2012 1:19:32 PM |
useful-money715 | $50.00 | 9/15/2012 10:11:42 PM |
drkosh | $25.00 | 9/16/2012 12:44:40 PM |
dough-kitten5 | $25.00 | 9/16/2012 1:53:53 PM |
skillful-market6 | $25.00 | 9/16/2012 8:09:00 AM |
EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:46 AM |
GoldenRule01 | $25.00 | 9/16/2012 1:49:14 PM |
PackFan13 | $25.00 | 9/16/2012 6:37:35 PM |
competent-commitment5 | $25.00 | 9/7/2012 7:45:02 AM |
money-baron | $50.00 | 9/7/2012 10:53:15 AM |
simplelender80 | $500.00 | 9/7/2012 1:26:38 PM |
pdub | $250.00 | 9/7/2012 12:42:32 PM |
power-chihuahua | $25.00 | 9/7/2012 1:04:10 PM |
deal-hickory5 | $100.00 | 9/7/2012 7:00:05 PM |
CreditBuilder2 | $25.02 | 9/7/2012 6:01:54 PM |
payout-hammock1 | $25.00 | 9/8/2012 1:18:45 AM |
elegant-hope578 | $50.00 | 9/8/2012 12:13:11 PM |
Kunakiku | $25.00 | 9/9/2012 8:12:19 PM |
Dubbs360 | $500.00 | 9/10/2012 10:14:48 AM |
reflective-rupee | $25.00 | 9/11/2012 2:59:52 PM |
equitylender | $37.52 | 9/12/2012 5:17:36 PM |
glimmering-point | $25.00 | 9/12/2012 6:36:00 PM |
guild221 | $25.00 | 9/12/2012 7:45:05 PM |
jmvingeorgia | $25.00 | 9/13/2012 5:17:18 AM |
order-bee1 | $200.00 | 9/13/2012 12:20:09 AM |
heerzaquestion | $25.00 | 9/13/2012 4:24:21 AM |
steven3333 | $25.00 | 9/13/2012 8:17:48 AM |
gladly_payu_tuesday | $25.00 | 9/13/2012 10:35:40 PM |
irrelevant | $50.00 | 9/14/2012 5:05:47 AM |
LaGrangeLender | $30.00 | 9/14/2012 6:36:42 AM |
newest-currency-vibrato | $25.00 | 9/14/2012 4:37:12 PM |
capital-heaven5 | $100.00 | 9/15/2012 6:27:48 AM |
palmetto933 | $25.00 | 9/15/2012 6:02:17 AM |
Sunbase | $25.00 | 9/15/2012 10:39:13 AM |
Bank42 | $25.00 | 9/15/2012 10:45:36 AM |
OregonDane | $25.00 | 9/15/2012 8:34:47 AM |
Tyrion31 | $34.20 | 9/15/2012 4:13:01 PM |
ResQDoc | $25.00 | 9/15/2012 4:16:26 PM |
RothySkynx | $25.00 | 9/15/2012 7:17:13 PM |
Leshan | $50.00 | 9/16/2012 7:39:42 AM |
droopie1 | $25.00 | 9/16/2012 9:04:33 AM |
bid-stockpiler1 | $100.00 | 9/16/2012 9:56:13 AM |
BlueProteus | $25.00 | 9/16/2012 1:27:29 AM |
Digger85 | $100.00 | 9/16/2012 5:19:53 AM |
MrBadExample | $423.00 | 9/16/2012 5:01:04 PM |
compassionate-payment218 | $100.00 | 9/16/2012 6:09:20 PM |
Leopoldine | $18.15 | 9/16/2012 7:05:53 PM |
61 Investments
|
Borrower Payment Dependent Notes Series
635245
This series of Notes was issued and sold upon the funding of the borrower loan #75430, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $334.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 16% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,810 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sunwind84 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate outstanding debt
My financial situation:
I am a good candidate for this loan because I am employed full time and will make bi-monthly payments to account
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
KCEnterprises | $25.00 | 9/27/2012 9:05:53 AM |
Bank_Of_XL | $25.00 | 9/27/2012 9:10:15 AM |
Cai8899 | $25.00 | 9/27/2012 9:26:52 AM |
excellent-funds649 | $50.00 | 9/27/2012 9:16:57 AM |
mindful-generosity1 | $50.00 | 9/27/2012 10:23:14 AM |
generous-deal6 | $25.00 | 9/27/2012 9:43:57 AM |
brainy-credit1 | $40.00 | 9/27/2012 10:39:59 AM |
nodebtin3 | $100.00 | 9/27/2012 10:03:31 AM |
fund-medalist171 | $25.00 | 9/27/2012 10:12:28 AM |
ready-interest9 | $25.00 | 9/27/2012 11:11:22 AM |
john0720 | $25.00 | 9/27/2012 11:33:13 AM |
HikeMoab | $25.00 | 9/27/2012 12:21:36 PM |
for_your_success | $26.82 | 9/27/2012 12:54:34 PM |
napmanger | $100.00 | 9/27/2012 11:22:17 AM |
EnglishGeekInNYC | $50.00 | 9/27/2012 11:41:20 AM |
poster177 | $50.00 | 9/27/2012 12:34:03 PM |
forceful-wealth244 | $25.00 | 9/27/2012 12:20:36 PM |
leverage-monger | $25.00 | 9/27/2012 12:44:07 PM |
indomitable-economy8 | $25.00 | 9/27/2012 2:05:48 PM |
MI2 | $4,143.18 | 9/27/2012 2:09:36 PM |
imogen22 | $50.00 | 9/27/2012 9:12:24 AM |
decisive-income7 | $3,000.00 | 9/27/2012 9:01:17 AM |
RGlad | $100.00 | 9/27/2012 9:05:52 AM |
kenji4861 | $25.00 | 9/27/2012 9:07:44 AM |
Kessler | $26.00 | 9/27/2012 9:40:13 AM |
integrity-web | $25.00 | 9/27/2012 9:47:10 AM |
Detour11 | $25.00 | 9/27/2012 9:49:26 AM |
Taxman44 | $25.00 | 9/27/2012 10:13:04 AM |
Good-Yield | $25.00 | 9/27/2012 11:06:02 AM |
transparency-position | $99.00 | 9/27/2012 12:07:37 PM |
market-pudding | $25.00 | 9/27/2012 12:32:45 PM |
brightest-gain-investor | $1,000.00 | 9/27/2012 1:26:53 PM |
green28 | $50.00 | 9/27/2012 11:09:50 AM |
heerzaquestion | $65.00 | 9/27/2012 11:47:04 AM |
jcornehlsen | $25.00 | 9/27/2012 11:14:23 AM |
best-bonafide-p2p | $100.00 | 9/27/2012 12:17:41 PM |
aabadabadoo | $50.00 | 9/27/2012 1:04:14 PM |
rutzebach | $400.00 | 9/27/2012 12:34:25 PM |
Index_Plus | $5,000.00 | 9/27/2012 1:24:04 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
635357
This series of Notes was issued and sold upon the funding of the borrower loan #74769, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-07-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $803.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 21% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $81,332 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| appetizing-nickel222 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to remodel the kitchen.
My financial situation:
I am a good candidate for this loan because I pay debts on time and am financially stable.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
justreturns | $25.00 | 9/7/2012 5:03:18 PM |
Plutis | $25.00 | 9/7/2012 5:36:59 PM |
tranquil-gain1 | $75.00 | 9/7/2012 6:02:37 PM |
adventurer447 | $300.00 | 9/8/2012 12:39:47 PM |
suave-durability1 | $25.00 | 9/8/2012 10:15:46 PM |
museic1 | $100.00 | 9/9/2012 9:06:33 AM |
Castellan | $50.00 | 9/9/2012 12:39:47 PM |
knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:51 PM |
simplelender80 | $500.00 | 9/10/2012 6:06:02 PM |
RoyFauntleroy | $50.00 | 9/11/2012 7:49:59 AM |
bazaar-tulip | $25.00 | 9/11/2012 5:06:15 PM |
agreement-oracle0 | $100.00 | 9/11/2012 7:07:33 PM |
anacent | $25.00 | 9/11/2012 9:41:01 PM |
icydog | $25.00 | 9/11/2012 11:12:39 PM |
Darts | $50.00 | 9/12/2012 7:45:52 PM |
credible-responsibility022 | $28.00 | 9/13/2012 6:38:46 AM |
green-lively-bill | $25.00 | 9/13/2012 11:57:19 AM |
help4u | $25.00 | 9/13/2012 11:58:31 AM |
progressive-economy261 | $500.00 | 9/13/2012 10:45:30 AM |
utopia552 | $27.45 | 9/13/2012 1:07:52 PM |
benevolent-ore329 | $100.00 | 9/13/2012 1:14:23 PM |
skeptikos | $56.00 | 9/13/2012 5:02:38 PM |
knowledgeable-currency6 | $25.00 | 9/13/2012 5:04:22 PM |
gold-sushi | $50.00 | 9/13/2012 5:00:37 PM |
silver-explorer6 | $25.00 | 9/13/2012 5:15:58 PM |
delectable-point5 | $50.00 | 9/13/2012 5:05:05 PM |
order-taco-bell | $25.00 | 9/13/2012 4:56:40 PM |
BB-ptoploan | $50.00 | 9/13/2012 5:17:36 PM |
first-careful-currency | $300.00 | 9/13/2012 5:20:05 PM |
alaskanone | $25.00 | 9/13/2012 5:20:59 PM |
Kame | $25.00 | 9/13/2012 5:21:22 PM |
mulberry4 | $37.00 | 9/13/2012 5:08:44 PM |
honker425 | $61.00 | 9/13/2012 5:10:47 PM |
velocityasaurus-rex4 | $100.00 | 9/13/2012 5:12:58 PM |
the-profit-oracle | $25.00 | 9/13/2012 5:13:09 PM |
elasermd | $46.00 | 9/13/2012 5:14:02 PM |
prudent-payment316 | $25.00 | 9/13/2012 5:14:32 PM |
caring-truth9 | $26.00 | 9/13/2012 5:15:40 PM |
historic-balance5 | $50.00 | 9/13/2012 5:27:39 PM |
affluence-microscope2 | $200.00 | 9/13/2012 5:27:55 PM |
topher515 | $25.00 | 9/13/2012 5:18:01 PM |
peace-banjo518 | $25.00 | 9/13/2012 5:20:34 PM |
finder072 | $25.00 | 9/13/2012 5:31:42 PM |
worthy-dinero8 | $25.00 | 9/13/2012 5:32:11 PM |
versatile-dime442 | $250.00 | 9/13/2012 5:32:54 PM |
durability-solstice8 | $50.00 | 9/13/2012 5:17:21 PM |
MoneyMA | $25.00 | 9/13/2012 5:34:38 PM |
auction-iris9 | $76.00 | 9/13/2012 5:18:38 PM |
math1973 | $47.00 | 9/13/2012 5:25:35 PM |
riproaringrapids | $50.00 | 9/13/2012 5:35:30 PM |
successful-agreement7 | $100.00 | 9/13/2012 5:27:11 PM |
the-magnetic-transaction | $200.00 | 9/13/2012 5:21:19 PM |
adaboy65 | $100.00 | 9/13/2012 5:37:52 PM |
trapper569 | $25.00 | 9/13/2012 5:42:37 PM |
benevolent-loot5 | $200.00 | 9/13/2012 5:27:06 PM |
bowdish1 | $100.00 | 9/13/2012 5:45:36 PM |
matthart | $100.00 | 9/13/2012 5:46:11 PM |
vigilance-revolutionary | $50.00 | 9/13/2012 5:46:14 PM |
aggresive-commerce8 | $50.00 | 9/13/2012 5:48:06 PM |
radiant-dollar9 | $200.00 | 9/13/2012 5:31:59 PM |
american6 | $50.00 | 9/13/2012 5:59:13 PM |
a-unflappable-finance | $100.00 | 9/13/2012 5:59:57 PM |
loyalty-sherpa | $25.00 | 9/13/2012 5:38:21 PM |
metro457 | $100.00 | 9/13/2012 5:39:09 PM |
Herluftrolle | $25.00 | 9/13/2012 6:02:21 PM |
LeReve | $500.00 | 9/13/2012 5:35:32 PM |
intuitive-integrity9 | $38.00 | 9/13/2012 5:36:11 PM |
BxRealtor | $25.00 | 9/13/2012 6:09:15 PM |
fulfilling-market2 | $50.00 | 9/13/2012 5:47:51 PM |
paytonbrigadier | $250.00 | 9/13/2012 5:48:23 PM |
chlebie | $50.00 | 9/13/2012 5:49:05 PM |
gold-commander0 | $25.00 | 9/13/2012 6:15:26 PM |
gallant-economy9 | $50.00 | 9/13/2012 5:39:01 PM |
ore-jalapeno4 | $50.00 | 9/13/2012 5:39:10 PM |
magical-credit523 | $25.00 | 9/13/2012 5:42:49 PM |
6moonbeams | $50.00 | 9/13/2012 5:57:13 PM |
indomitable-coin | $25.00 | 9/13/2012 5:58:45 PM |
hard-working-rate3 | $25.00 | 9/13/2012 5:59:17 PM |
bellaquito | $500.00 | 9/13/2012 6:37:05 PM |
angelinvestor2 | $40.00 | 9/13/2012 5:51:03 PM |
Tradesmanlender | $25.00 | 9/13/2012 5:53:04 PM |
kdsmaclean | $25.00 | 9/13/2012 5:53:29 PM |
fearless-wampum2 | $25.00 | 9/13/2012 5:57:07 PM |
wigglesworth4 | $100.00 | 9/13/2012 6:14:00 PM |
soulwork | $50.00 | 9/13/2012 7:04:13 PM |
brightest-affluence-motivator | $50.00 | 9/13/2012 5:59:10 PM |
value-investor9 | $50.00 | 9/13/2012 6:01:46 PM |
scholarly-benefit5 | $25.00 | 9/13/2012 6:06:50 PM |
Medic05 | $25.00 | 9/13/2012 6:08:11 PM |
best-bonafide-p2p | $25.00 | 9/13/2012 6:29:13 PM |
capital-image3 | $25.00 | 9/13/2012 8:05:48 PM |
continental2 | $62.08 | 9/13/2012 8:12:38 PM |
first-reward-bliss | $200.00 | 9/13/2012 8:14:12 PM |
asya | $28.00 | 9/13/2012 6:15:28 PM |
VikingInvestments | $25.00 | 9/13/2012 6:51:41 PM |
magnetic-integrity7 | $25.00 | 9/13/2012 8:45:52 PM |
antlr | $25.00 | 9/13/2012 7:14:12 PM |
OzGuy609 | $25.00 | 9/13/2012 9:05:25 PM |
profitable-commerce822 | $25.00 | 9/13/2012 11:01:06 PM |
igniter584 | $100.00 | 9/13/2012 11:41:49 PM |
pwkpwk | $25.00 | 9/14/2012 7:21:38 AM |
durability-seahorse7 | $50.00 | 9/14/2012 5:23:34 AM |
trail5 | $56.82 | 9/14/2012 7:34:24 AM |
chekat | $25.00 | 9/14/2012 5:57:03 AM |
payout-thinker7 | $25.00 | 9/14/2012 7:40:23 AM |
pragmatic-peace017 | $30.00 | 9/14/2012 8:41:14 AM |
Great-Mom | $25.00 | 9/14/2012 6:54:26 AM |
pleasant-dime | $25.00 | 9/14/2012 6:55:45 AM |
wise-abundant-hope | $25.00 | 9/14/2012 8:13:30 AM |
awwaww | $25.00 | 9/14/2012 9:02:45 AM |
p2p-virtuoso994 | $30.00 | 9/14/2012 8:22:08 AM |
top-courteous-peso | $75.00 | 9/14/2012 9:09:55 AM |
truth-seeker8 | $100.00 | 9/14/2012 9:04:41 AM |
JayKae | $30.00 | 9/14/2012 9:04:45 AM |
transparency-halo | $25.00 | 9/14/2012 9:13:24 AM |
JDED | $25.00 | 9/14/2012 9:01:05 AM |
tranquil-revenue | $25.00 | 9/14/2012 9:14:48 AM |
SRK_FROM_WA | $25.00 | 9/14/2012 9:06:43 AM |
principal-trombone | $50.00 | 9/14/2012 9:10:43 AM |
benjamins-utopia | $31.00 | 9/14/2012 9:22:16 AM |
proud-pound4 | $25.00 | 9/14/2012 9:05:05 AM |
idojudo123 | $25.00 | 9/14/2012 9:06:15 AM |
Relevance | $25.00 | 9/14/2012 9:14:23 AM |
spawn5150 | $25.00 | 9/14/2012 9:28:18 AM |
Max8319 | $25.00 | 9/14/2012 9:28:36 AM |
w3alter | $50.00 | 9/14/2012 9:29:28 AM |
natecam | $25.00 | 9/14/2012 9:31:54 AM |
macjp123 | $50.00 | 9/14/2012 9:21:33 AM |
pworld | $25.00 | 9/14/2012 9:16:29 AM |
mtp | $100.00 | 9/14/2012 9:39:38 AM |
lagnisiruk | $25.00 | 9/14/2012 9:46:40 AM |
Millmanator | $25.00 | 9/14/2012 9:22:24 AM |
commerce-web5 | $25.00 | 9/14/2012 9:33:48 AM |
miked8303 | $50.00 | 9/14/2012 9:49:03 AM |
Worldskiboy | $50.00 | 9/14/2012 9:25:01 AM |
dynadave | $1,000.00 | 9/14/2012 9:49:18 AM |
wonderous-truth6 | $25.00 | 9/14/2012 9:27:15 AM |
cash-sensai2 | $25.00 | 9/14/2012 9:52:37 AM |
diversification-infusion1 | $25.00 | 9/14/2012 9:53:16 AM |
cfinley106 | $25.00 | 9/14/2012 9:28:47 AM |
power-trophy7 | $25.00 | 9/14/2012 9:39:36 AM |
Clambake | $25.00 | 9/14/2012 9:33:25 AM |
dough-driver7 | $25.00 | 9/14/2012 9:42:01 AM |
carlover | $25.00 | 9/14/2012 9:34:07 AM |
Teminole | $50.00 | 9/14/2012 9:42:12 AM |
successful-generosity | $25.00 | 9/14/2012 9:42:31 AM |
wtrboy | $25.00 | 9/14/2012 10:00:12 AM |
A007 | $50.00 | 9/14/2012 10:01:06 AM |
studious-bonus7 | $100.00 | 9/14/2012 10:04:20 AM |
MoneySiles | $25.00 | 9/14/2012 9:37:27 AM |
stable-transaction145 | $30.00 | 9/14/2012 9:50:06 AM |
marketplace-cello5 | $25.00 | 9/14/2012 9:40:14 AM |
Daneistes | $38.00 | 9/14/2012 9:53:14 AM |
calm-deal7 | $25.00 | 9/14/2012 9:40:51 AM |
bchbum | $25.00 | 9/14/2012 9:41:21 AM |
transaction-squirrel734 | $25.00 | 9/14/2012 9:57:03 AM |
fcukciti | $35.00 | 9/14/2012 9:58:19 AM |
HamachiMan | $50.00 | 9/14/2012 9:59:10 AM |
dospapalotes | $25.00 | 9/14/2012 10:03:33 AM |
ItsJustMe79 | $25.00 | 9/14/2012 9:56:42 AM |
orange-courageous-dedication | $25.00 | 9/14/2012 9:56:53 AM |
dignified-finance | $50.00 | 9/14/2012 9:58:22 AM |
EvalCrux | $50.00 | 9/14/2012 9:59:31 AM |
rudyindc | $25.00 | 9/14/2012 10:04:27 AM |
thrifty-transaction578 | $25.00 | 9/7/2012 5:18:44 PM |
kfrench | $75.00 | 9/7/2012 6:29:39 PM |
community-burrito9 | $25.00 | 9/8/2012 10:11:14 AM |
CreditBuilder2 | $25.01 | 9/8/2012 12:05:42 PM |
LoanerPrincipal | $25.00 | 9/8/2012 12:22:12 PM |
bonafide-economy | $75.00 | 9/8/2012 2:28:19 PM |
Dubbs360 | $500.00 | 9/10/2012 10:15:13 AM |
lionheart722 | $100.00 | 9/10/2012 2:46:58 PM |
responsibility-butterfly | $25.00 | 9/10/2012 6:41:30 PM |
impartial-economy1 | $25.00 | 9/11/2012 6:03:11 AM |
historic-reward468 | $100.00 | 9/11/2012 5:07:08 PM |
Hardlyskiing01 | $50.00 | 9/11/2012 8:42:29 PM |
banker334 | $40.00 | 9/11/2012 8:15:26 PM |
transparency-silo2 | $25.00 | 9/12/2012 9:21:07 AM |
auction-sage | $50.00 | 9/12/2012 10:33:56 AM |
restless-currency | $40.00 | 9/12/2012 6:42:40 PM |
mariah8641 | $30.00 | 9/13/2012 8:43:34 AM |
pdub | $750.00 | 9/13/2012 10:33:03 AM |
akakii | $30.00 | 9/13/2012 12:41:43 PM |
benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:48 AM |
Businessincubator | $26.00 | 9/13/2012 2:43:23 PM |
C_Mark | $50.00 | 9/13/2012 5:05:55 PM |
intrepid-payment7 | $25.00 | 9/13/2012 5:06:13 PM |
mondial4 | $100.00 | 9/13/2012 5:00:57 PM |
compoundinterest | $25.00 | 9/13/2012 5:18:28 PM |
order-tamale | $400.00 | 9/13/2012 5:20:26 PM |
Investoman | $25.00 | 9/13/2012 5:22:04 PM |
Tylerh | $65.00 | 9/13/2012 5:06:40 PM |
important-ore | $150.00 | 9/13/2012 5:27:00 PM |
laudable-balance568 | $25.00 | 9/13/2012 5:07:29 PM |
nickel-ferret | $25.00 | 9/13/2012 5:29:38 PM |
loan-mammal | $100.00 | 9/13/2012 5:20:11 PM |
ready-bid9 | $50.00 | 9/13/2012 5:30:34 PM |
spirit07a | $100.00 | 9/13/2012 5:20:53 PM |
GMPK_TLAS | $28.00 | 9/13/2012 5:13:23 PM |
enticing-note | $25.00 | 9/13/2012 5:14:20 PM |
AFairDeal | $25.00 | 9/13/2012 5:15:32 PM |
investment-pro4 | $70.00 | 9/13/2012 5:23:51 PM |
figs4u2 | $54.00 | 9/13/2012 5:33:59 PM |
MONEYLENDER101 | $50.00 | 9/13/2012 5:18:34 PM |
igloo268 | $25.00 | 9/13/2012 5:27:09 PM |
the-capital-multiplier | $36.00 | 9/13/2012 5:36:27 PM |
j2ee | $50.00 | 9/13/2012 5:21:52 PM |
prudent-dough458 | $25.00 | 9/13/2012 5:38:41 PM |
bombay56 | $39.00 | 9/13/2012 5:40:09 PM |
repayment-pagoda8 | $100.00 | 9/13/2012 5:24:31 PM |
worth-game-changer8 | $25.00 | 9/13/2012 5:30:10 PM |
Robin_Hood | $25.00 | 9/13/2012 5:44:14 PM |
wetlands | $200.00 | 9/13/2012 5:30:57 PM |
influential-responsibility9 | $25.00 | 9/13/2012 5:47:16 PM |
DreisersFinancier | $50.00 | 9/13/2012 5:31:53 PM |
IP | $25.00 | 9/13/2012 5:29:11 PM |
hostbank | $100.00 | 9/13/2012 5:32:35 PM |
Sothenwhat | $100.00 | 9/13/2012 5:34:06 PM |
larrybird | $656.00 | 9/13/2012 5:51:07 PM |
credible-compassion6 | $25.00 | 9/13/2012 5:34:51 PM |
fairness-palm | $46.00 | 9/13/2012 5:35:42 PM |
Science7124 | $25.00 | 9/13/2012 5:36:23 PM |
finance-kayak30 | $100.00 | 9/13/2012 5:31:38 PM |
derwiki | $25.00 | 9/13/2012 5:38:33 PM |
wise-alluring-penny | $46.00 | 9/13/2012 6:00:48 PM |
graceful-durability246 | $50.00 | 9/13/2012 5:34:35 PM |
Uncle_Scrooge | $50.00 | 9/13/2012 6:05:50 PM |
loyalty-delight6 | $25.00 | 9/13/2012 5:36:19 PM |
top-community-voyage | $50.00 | 9/13/2012 5:48:09 PM |
Aimvest | $25.00 | 9/13/2012 5:48:52 PM |
attentive-compassion1 | $50.00 | 9/13/2012 5:38:09 PM |
UstedEsElHombre | $100.00 | 9/13/2012 5:49:47 PM |
dajen1 | $40.00 | 9/13/2012 5:54:16 PM |
gold-pudding6 | $60.00 | 9/13/2012 5:41:29 PM |
MadHun | $200.00 | 9/13/2012 5:54:44 PM |
educationfirst | $27.00 | 9/13/2012 5:43:21 PM |
economy-molecule3 | $87.00 | 9/13/2012 5:45:15 PM |
downtownfarm | $25.00 | 9/13/2012 5:59:55 PM |
Axium | $50.00 | 9/13/2012 6:00:52 PM |
investment-kingdom | $25.00 | 9/13/2012 6:02:33 PM |
lakshmilila | $25.00 | 9/13/2012 5:53:21 PM |
bsg43 | $25.00 | 9/13/2012 6:12:33 PM |
NR | $25.00 | 9/13/2012 5:58:00 PM |
mvalley | $25.00 | 9/13/2012 6:15:44 PM |
velocity-javelin8 | $25.00 | 9/13/2012 6:02:29 PM |
hope-kingdom | $125.00 | 9/13/2012 6:02:35 PM |
slimof37 | $25.00 | 9/13/2012 7:27:01 PM |
first-favorite-bonus9 | $25.00 | 9/13/2012 6:04:42 PM |
DirtyJenga | $25.00 | 9/13/2012 6:08:45 PM |
money-bauble | $200.00 | 9/13/2012 6:26:51 PM |
dough-hammock | $25.00 | 9/13/2012 9:35:58 PM |
Myrm | $25.00 | 9/14/2012 4:30:41 AM |
moneyrun7 | $25.00 | 9/13/2012 10:55:50 PM |
Mindful7 | $25.00 | 9/14/2012 7:34:05 AM |
revenue-serenity | $25.00 | 9/14/2012 6:42:53 AM |
BDL-Roth | $55.00 | 9/14/2012 6:50:17 AM |
BorthersKeeper | $25.00 | 9/14/2012 8:01:54 AM |
Bodhi_drip | $50.00 | 9/14/2012 5:50:57 AM |
pleasant-bid | $30.00 | 9/14/2012 8:34:35 AM |
Boulderskier | $25.00 | 9/14/2012 6:07:21 AM |
rchapee | $25.00 | 9/14/2012 7:51:41 AM |
SSC_CCV | $50.00 | 9/14/2012 9:00:35 AM |
awe-inspiring-commitment972 | $50.00 | 9/14/2012 9:08:37 AM |
superb-transparency799 | $50.00 | 9/14/2012 8:29:46 AM |
abundanceforever | $52.50 | 9/14/2012 9:10:06 AM |
sturdy-fairness0 | $100.00 | 9/14/2012 9:04:34 AM |
gotyourgear | $29.00 | 9/14/2012 9:05:03 AM |
eg192 | $25.00 | 9/14/2012 9:05:33 AM |
gillijr1001 | $25.00 | 9/14/2012 9:00:56 AM |
mennleo | $50.00 | 9/14/2012 9:05:59 AM |
norcalsv | $25.00 | 9/14/2012 9:06:53 AM |
emphatic-responsibility | $50.00 | 9/14/2012 9:16:10 AM |
thevogelfamily | $26.00 | 9/14/2012 9:02:32 AM |
techvet | $50.00 | 9/14/2012 9:17:19 AM |
ranstlin | $25.00 | 9/14/2012 9:03:25 AM |
realtormoises | $25.00 | 9/14/2012 9:21:06 AM |
tenacious-affluence | $25.00 | 9/14/2012 9:10:27 AM |
truth-vault4 | $25.00 | 9/14/2012 9:21:56 AM |
larslfe | $25.00 | 9/14/2012 9:22:26 AM |
value-den | $25.00 | 9/14/2012 9:12:33 AM |
slartibardfast | $25.00 | 9/14/2012 9:25:50 AM |
triumph126 | $25.00 | 9/14/2012 9:27:08 AM |
responsibility-cherry6 | $25.00 | 9/14/2012 9:07:11 AM |
DadWarbucks | $25.00 | 9/14/2012 9:15:42 AM |
Cash-Flow | $1,500.00 | 9/14/2012 9:19:03 AM |
deal-goliath4 | $500.00 | 9/14/2012 9:11:17 AM |
BofM | $25.00 | 9/14/2012 9:11:24 AM |
shred123 | $25.00 | 9/14/2012 9:35:28 AM |
DanLash | $25.00 | 9/14/2012 9:23:28 AM |
wise-virtuous-vigilance | $100.00 | 9/14/2012 9:12:26 AM |
csakhil | $50.00 | 9/14/2012 9:13:16 AM |
ninjazx10rida | $25.00 | 9/14/2012 9:27:40 AM |
sharpey | $25.00 | 9/14/2012 9:39:30 AM |
MoonMama | $25.00 | 9/14/2012 9:30:10 AM |
basis-mate7 | $25.00 | 9/14/2012 9:19:05 AM |
Mint_Man | $25.00 | 9/14/2012 9:31:22 AM |
x-lender | $25.00 | 9/14/2012 9:31:58 AM |
greenfuture | $25.00 | 9/14/2012 9:44:07 AM |
mjjjrj | $25.00 | 9/14/2012 9:46:46 AM |
JJ9876 | $25.00 | 9/14/2012 9:24:05 AM |
icchok | $50.00 | 9/14/2012 9:24:27 AM |
gracej | $25.00 | 9/14/2012 9:24:35 AM |
rate-mogul | $50.00 | 9/14/2012 9:24:40 AM |
ijspence | $25.00 | 9/14/2012 9:50:44 AM |
standanddeliver | $31.00 | 9/14/2012 9:27:26 AM |
Trigirl23 | $25.00 | 9/14/2012 9:50:57 AM |
thrifty-affluence6 | $25.00 | 9/14/2012 9:36:44 AM |
brazilofmux | $76.00 | 9/14/2012 9:37:09 AM |
MBIntl | $100.00 | 9/14/2012 9:53:10 AM |
the-bid-sorcerer | $50.00 | 9/14/2012 9:28:49 AM |
primal5 | $25.00 | 9/14/2012 9:29:32 AM |
hopethisworks | $25.00 | 9/14/2012 9:55:36 AM |
compatible-power8 | $25.00 | 9/14/2012 9:56:15 AM |
keen-wealth5 | $27.51 | 9/14/2012 9:58:01 AM |
determined-bill5 | $31.00 | 9/14/2012 9:44:31 AM |
helpinghand63 | $25.00 | 9/14/2012 10:02:34 AM |
bobby5832708 | $25.00 | 9/14/2012 9:40:49 AM |
jibe-set | $100.00 | 9/14/2012 9:41:06 AM |
bonanza1973 | $25.00 | 9/14/2012 9:57:05 AM |
red-diversification-paradise | $25.00 | 9/14/2012 9:57:09 AM |
dparkhom | $50.00 | 9/14/2012 9:57:56 AM |
janasek | $25.00 | 9/14/2012 9:58:39 AM |
flexible-value | $50.00 | 9/14/2012 9:46:05 AM |
inspired-investment8 | $99.00 | 9/14/2012 10:03:52 AM |
kenji4861 | $19.63 | 9/14/2012 10:05:15 AM |
spark548 | $25.00 | 9/14/2012 9:56:31 AM |
happy-yield | $25.00 | 9/14/2012 9:59:22 AM |
affluence-tycoon | $25.00 | 9/14/2012 10:02:07 AM |
greenback-museum | $25.00 | 9/14/2012 10:03:25 AM |
329 Investments
|
Borrower Payment Dependent Notes Series
635451
This series of Notes was issued and sold upon the funding of the borrower loan #75449, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Sep-07-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 9.71% |
Borrower rate/APR:
| 10.71% / 12.94% |
Monthly payment:
| $539.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.70% | | |
| |
Estimated return*:
| 8.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 8% |
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,628 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| direct-euro7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Home imptrovement
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bank_Of_XL | $25.00 | 9/7/2012 5:09:28 PM |
Dollars4Rent | $50.00 | 9/7/2012 5:45:56 PM |
jcornehlsen | $25.00 | 9/7/2012 5:57:31 PM |
ready-interest9 | $25.00 | 9/7/2012 6:24:52 PM |
Zipperdu | $35.19 | 9/8/2012 5:39:06 AM |
blot44 | $25.00 | 9/7/2012 9:08:36 PM |
bouvierchamp | $50.00 | 9/8/2012 8:08:50 AM |
market-maximizer472 | $100.00 | 9/8/2012 6:57:20 AM |
community-burrito9 | $25.00 | 9/8/2012 10:10:54 AM |
Interloper | $50.00 | 9/8/2012 11:29:18 AM |
dynrep | $25.00 | 9/8/2012 1:33:31 PM |
lendersf | $50.00 | 9/8/2012 4:31:16 PM |
payment-halo | $25.00 | 9/8/2012 1:33:17 PM |
penny-kahuna0 | $25.00 | 9/9/2012 4:43:33 PM |
decisive-income7 | $4,000.00 | 9/10/2012 8:38:49 AM |
brainy-credit1 | $100.00 | 9/10/2012 9:18:48 AM |
iamdoug | $25.00 | 9/10/2012 4:21:33 PM |
MissionMicroFinance | $25.00 | 9/10/2012 6:37:52 PM |
responsibility-butterfly | $25.00 | 9/10/2012 6:41:30 PM |
Capitalincome | $25.00 | 9/10/2012 6:51:42 PM |
RoyFauntleroy | $50.00 | 9/11/2012 7:49:59 AM |
spartacusiam | $25.00 | 9/11/2012 9:57:33 AM |
Zipperdu | $39.63 | 9/11/2012 3:29:31 PM |
bazaar-tulip | $25.00 | 9/11/2012 5:06:15 PM |
martinatime | $50.00 | 9/11/2012 5:13:25 PM |
ForMyFamily | $50.00 | 9/11/2012 6:16:59 PM |
banker334 | $40.00 | 9/11/2012 8:15:26 PM |
anacent | $25.00 | 9/11/2012 9:41:01 PM |
Thought | $25.00 | 9/11/2012 10:37:11 PM |
I_Like_to_Invest | $50.00 | 9/12/2012 6:46:14 AM |
auction-sage | $50.00 | 9/12/2012 10:33:57 AM |
DreisersFinancier | $50.00 | 9/12/2012 6:37:46 PM |
awesome-dollar6 | $100.00 | 9/13/2012 12:01:05 AM |
Rivermaverick | $25.00 | 9/13/2012 10:20:50 AM |
studious-peso | $25.00 | 9/13/2012 1:43:48 PM |
integrity-cowbell | $25.00 | 9/13/2012 12:41:56 PM |
atlacatl | $25.00 | 9/13/2012 8:02:13 PM |
rchapee | $25.00 | 9/14/2012 7:51:42 AM |
discrete-exchange9 | $50.00 | 9/14/2012 6:39:09 AM |
pdub | $750.00 | 9/14/2012 10:28:56 AM |
Henrylin | $30.00 | 9/14/2012 11:14:50 AM |
adaboy65 | $100.00 | 9/14/2012 5:54:51 PM |
bonus-caravan | $200.00 | 9/15/2012 7:40:21 AM |
Culebra1930 | $75.00 | 9/15/2012 12:16:53 PM |
djs81 | $75.00 | 9/15/2012 12:18:32 PM |
RGlad | $100.00 | 9/15/2012 7:24:22 PM |
RothySkynx | $25.00 | 9/15/2012 7:15:51 PM |
t-loan | $25.00 | 9/16/2012 7:11:17 AM |
generous-deal6 | $25.00 | 9/16/2012 3:19:19 AM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:27 PM |
JoyfulVegetarian | $25.00 | 9/17/2012 6:30:41 AM |
marketplace-singularity3 | $45.00 | 9/17/2012 10:15:59 AM |
deal-blossom595 | $25.00 | 9/17/2012 4:16:27 PM |
loot-knickers5 | $250.00 | 9/17/2012 9:11:39 PM |
blue-order-comet | $100.00 | 9/17/2012 6:22:18 PM |
brightest-gain-investor | $1,000.00 | 9/18/2012 8:17:31 AM |
bonafide-economy | $25.00 | 9/18/2012 8:29:38 AM |
myersei | $25.00 | 9/18/2012 9:10:05 AM |
astute-benjamins | $150.00 | 9/18/2012 9:29:50 AM |
treasure-palace661 | $300.00 | 9/18/2012 9:49:57 AM |
neighborly-hope6 | $100.00 | 9/18/2012 9:45:30 AM |
Avala | $100.00 | 9/18/2012 9:31:54 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:16 AM |
excellent-funds649 | $130.00 | 9/18/2012 10:34:54 AM |
helpful-silver7 | $25.00 | 9/18/2012 1:02:40 PM |
Index_Plus | $5,754.18 | 9/18/2012 1:57:33 PM |
HikeMoab | $25.00 | 9/7/2012 9:47:16 PM |
fund-medalist171 | $35.00 | 9/8/2012 3:37:06 AM |
adventurer447 | $300.00 | 9/8/2012 12:39:48 PM |
kenji4861 | $25.00 | 9/8/2012 1:16:49 PM |
knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:51 PM |
Castellan | $50.00 | 9/9/2012 12:39:47 PM |
Dubbs360 | $500.00 | 9/10/2012 10:15:13 AM |
simplelender80 | $500.00 | 9/10/2012 6:06:03 PM |
Cai8899 | $25.00 | 9/11/2012 9:50:30 AM |
squeebie | $50.00 | 9/11/2012 10:54:39 AM |
John_Galt | $30.00 | 9/11/2012 1:22:33 PM |
rework | $50.00 | 9/11/2012 2:47:22 PM |
historic-reward468 | $100.00 | 9/11/2012 5:07:09 PM |
hopeful_lender | $100.00 | 9/11/2012 6:33:15 PM |
agreement-oracle0 | $100.00 | 9/11/2012 7:07:34 PM |
icydog | $25.00 | 9/11/2012 11:12:39 PM |
first-wampum-gazer | $1,000.00 | 9/12/2012 12:30:45 PM |
DDPrime | $50.00 | 9/12/2012 5:49:28 PM |
Darts | $50.00 | 9/12/2012 7:45:52 PM |
azazle | $25.00 | 9/12/2012 7:11:56 PM |
fearless-loyalty5 | $25.00 | 9/13/2012 6:35:01 AM |
heartpounding-loyalty7 | $25.00 | 9/13/2012 4:53:54 PM |
silver-acrobat5 | $25.00 | 9/13/2012 8:23:18 PM |
kleinbrak | $25.00 | 9/15/2012 7:29:29 AM |
britgsb | $25.00 | 9/15/2012 8:03:34 AM |
Rockymtnhi | $100.00 | 9/15/2012 11:11:42 AM |
Taxman44 | $25.00 | 9/15/2012 12:36:44 PM |
availableloan | $25.00 | 9/15/2012 12:41:19 PM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:05 PM |
nevee | $25.00 | 9/15/2012 8:25:05 PM |
thg0703 | $25.00 | 9/15/2012 5:25:35 PM |
transparency-sapling | $25.00 | 9/16/2012 7:15:40 AM |
Maverick158 | $50.00 | 9/16/2012 11:20:48 AM |
otherwisedisposed | $600.00 | 9/16/2012 7:36:36 PM |
heavy_ax | $25.00 | 9/17/2012 10:12:59 AM |
Balraug | $25.00 | 9/17/2012 10:59:47 AM |
MI2 | $5,000.00 | 9/17/2012 7:43:26 PM |
BizAnalyst | $50.00 | 9/18/2012 5:28:22 AM |
durability-seahorse7 | $50.00 | 9/18/2012 12:58:46 AM |
cash-cymbal3 | $86.00 | 9/18/2012 8:28:11 AM |
logical-reward8 | $25.00 | 9/18/2012 9:11:29 AM |
WxChem | $25.00 | 9/18/2012 9:30:36 AM |
botfolio | $300.00 | 9/18/2012 9:32:58 AM |
zippy-revenue8 | $25.00 | 9/18/2012 1:36:12 PM |
imogen22 | $25.00 | 9/18/2012 12:43:22 PM |
compatible-deal9 | $50.00 | 9/18/2012 12:47:30 PM |
handy-money9 | $75.00 | 9/18/2012 10:52:01 AM |
giftgold | $25.00 | 9/18/2012 11:01:49 AM |
bewitching-commitment421 | $50.00 | 9/18/2012 11:31:11 AM |
115 Investments
|
Borrower Payment Dependent Notes Series
635881
This series of Notes was issued and sold upon the funding of the borrower loan #74959, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-07-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 32% |
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| thephoenix2012 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
The Phoenix start-up loan
Purpose of loan:
This loan will be used to help start our business.
My financial situation: a work in progress.
I am a good candidate for this loan because our business is going to change our community for the better, we just need financial help getting it started.
Monthly net income: $ 2200
Monthly expenses: $ 2000
Housing: $ 575/mth
Insurance: $ 65
Car expenses: $ 120
Utilities: $ 55
Phone, cable, internet: $ 150
Food, entertainment: $ 250
Clothing, household expenses: $ 50
Credit cards and other loans: $ 680
Other expenses: $55
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/7/2012 10:38:28 PM |
lowrater | $50.40 | 9/7/2012 5:20:30 PM |
riveting-credit5 | $25.00 | 9/7/2012 5:27:45 PM |
duty-viola | $25.00 | 9/7/2012 5:19:20 PM |
money-baron | $50.00 | 9/7/2012 6:25:13 PM |
let_me_retire | $25.80 | 9/8/2012 4:07:09 AM |
ultimate-peace | $62.50 | 9/8/2012 5:48:03 AM |
creative-p2p0 | $30.00 | 9/9/2012 5:09:29 PM |
simplelender80 | $500.00 | 9/10/2012 6:06:04 PM |
responsibility-butterfly | $25.00 | 9/10/2012 6:41:30 PM |
kendigme | $25.00 | 9/12/2012 3:13:30 AM |
guild221 | $25.00 | 9/12/2012 7:45:23 PM |
joelnet | $25.00 | 9/12/2012 8:15:28 PM |
kendigme | $50.00 | 9/12/2012 9:19:50 PM |
buffalobills | $25.00 | 9/14/2012 9:33:44 AM |
RJN | $30.00 | 9/14/2012 9:58:51 AM |
goat0 | $100.00 | 9/14/2012 8:39:55 PM |
dan234 | $45.00 | 9/15/2012 8:33:32 AM |
Sunbase | $25.00 | 9/15/2012 10:39:14 AM |
Bank42 | $25.00 | 9/15/2012 10:45:13 AM |
sdcc72 | $25.00 | 9/15/2012 11:03:40 AM |
newstar2000 | $45.00 | 9/15/2012 3:47:02 PM |
bid-stockpiler1 | $50.00 | 9/16/2012 9:59:36 AM |
compassionate-payment218 | $100.00 | 9/16/2012 6:15:56 PM |
papaloha | $25.00 | 9/16/2012 8:21:30 PM |
money-baron-Roth401k | $50.00 | 9/17/2012 10:34:54 AM |
a-community-aficionado | $50.00 | 9/8/2012 4:09:00 PM |
Dubbs360 | $500.00 | 9/10/2012 10:15:14 AM |
kendigme | $50.00 | 9/11/2012 5:28:22 PM |
berniemadeoff | $25.00 | 9/12/2012 10:44:21 AM |
responsive-principal8 | $25.00 | 9/12/2012 12:44:43 PM |
painterflipper | $42.62 | 9/13/2012 3:04:03 AM |
pdub | $250.00 | 9/13/2012 10:39:22 AM |
new-felicity-burger | $62.62 | 9/13/2012 5:52:16 PM |
reduce_US_govt_debt | $35.00 | 9/14/2012 10:37:27 AM |
bonus-seahorse | $25.00 | 9/14/2012 2:28:17 PM |
capital-heaven5 | $50.00 | 9/15/2012 6:32:14 AM |
useful-money715 | $25.00 | 9/15/2012 10:11:45 PM |
drkosh | $25.00 | 9/16/2012 12:42:02 PM |
equallender | $25.00 | 9/16/2012 9:19:53 PM |
majestic-income1 | $25.00 | 9/16/2012 6:54:20 PM |
Yogidog | $25.00 | 9/16/2012 8:58:25 PM |
blue-order-comet | $25.00 | 9/16/2012 10:36:38 PM |
Jack-Sparrow | $25.00 | 9/17/2012 9:37:21 AM |
CincyTex | $25.00 | 9/17/2012 8:18:50 AM |
credit-fox3 | $25.00 | 9/17/2012 9:46:39 AM |
MI2 | $943.03 | 9/17/2012 12:25:04 PM |
red-gallant-dime | $200.00 | 9/17/2012 10:27:23 AM |
whitegold24k | $28.03 | 9/17/2012 11:27:28 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
636241
This series of Notes was issued and sold upon the funding of the borrower loan #74977, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $378.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1976 |
Debt/Income ratio:
| 29% |
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 41y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,047 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tough-power8 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...to pay off debt
My financial situation:
I am a good candidate for this loan because...i pay my bill but sometime in life we do have problem.thanks for the help
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Taxman44 | $25.00 | 9/16/2012 2:26:43 PM |
kenji4861 | $25.00 | 9/16/2012 2:22:40 PM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:38 PM |
payout-paladin3 | $250.00 | 9/16/2012 3:25:03 PM |
blue-order-comet | $25.00 | 9/16/2012 10:24:55 PM |
bazaar-tulip | $25.00 | 9/17/2012 9:18:54 AM |
britgsb | $50.00 | 9/17/2012 10:09:21 AM |
wetlands | $200.00 | 9/17/2012 9:13:13 AM |
overflowinglife | $50.00 | 9/17/2012 10:15:16 AM |
stable-penny27 | $25.00 | 9/17/2012 9:28:36 AM |
heavy_ax | $25.00 | 9/17/2012 10:13:02 AM |
cardminger | $25.00 | 9/17/2012 5:57:23 PM |
loyalty-czar | $51.00 | 9/18/2012 6:16:21 AM |
community-seahorse0 | $50.00 | 9/18/2012 7:21:39 AM |
keen-credit6 | $27.00 | 9/17/2012 10:38:17 PM |
Rockymtnhi | $100.00 | 9/18/2012 9:05:02 AM |
logical-reward8 | $25.00 | 9/18/2012 9:11:41 AM |
castlwizz | $25.00 | 9/18/2012 9:48:30 AM |
bewitching-commitment421 | $50.00 | 9/18/2012 11:31:19 AM |
Investoman | $25.00 | 9/18/2012 10:11:07 AM |
imogen22 | $25.00 | 9/18/2012 12:43:31 PM |
Teamwork | $25.00 | 9/18/2012 4:51:47 PM |
tomdooley12520 | $35.00 | 9/18/2012 1:13:18 PM |
handy-money9 | $75.00 | 9/18/2012 10:52:16 AM |
pdub | $750.00 | 9/18/2012 5:56:13 PM |
community-stream9 | $25.00 | 9/18/2012 8:39:38 PM |
Altitude-Transport | $35.00 | 9/19/2012 12:05:13 AM |
benevolent-marketplace4 | $2,500.00 | 9/18/2012 6:46:46 PM |
EJPiper | $25.00 | 9/18/2012 7:31:05 PM |
reward-dynamo | $25.00 | 9/18/2012 8:02:56 PM |
eljobe | $45.00 | 9/19/2012 5:34:58 AM |
enthusiastic-bid5 | $50.00 | 9/19/2012 9:48:27 AM |
EJO | $25.00 | 9/19/2012 5:03:39 PM |
tender-wealth0 | $25.00 | 9/19/2012 4:57:00 PM |
compatible-deal9 | $50.00 | 9/19/2012 2:50:00 PM |
economy-tuba7 | $50.00 | 9/19/2012 5:42:50 PM |
WxChem | $25.00 | 9/19/2012 5:36:35 PM |
TheLoanManCan | $25.00 | 9/19/2012 7:41:53 PM |
nevee | $25.00 | 9/19/2012 6:05:18 PM |
wealth-pizza | $190.00 | 9/20/2012 3:45:16 AM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:27 PM |
mlm_invests | $25.00 | 9/19/2012 8:39:27 PM |
DaGoldenchild | $25.00 | 9/20/2012 7:20:44 AM |
thankful-nickel2 | $25.00 | 9/19/2012 7:41:19 PM |
brazzier-cluster | $25.00 | 9/19/2012 8:23:25 PM |
penny-drum7 | $25.00 | 9/20/2012 6:51:06 AM |
socrates520 | $50.00 | 9/19/2012 11:33:59 PM |
tryitout | $27.27 | 9/20/2012 6:51:58 AM |
speedy-point | $25.00 | 9/19/2012 11:46:53 PM |
dough-hammock | $50.00 | 9/20/2012 6:30:02 AM |
theaterguy | $30.00 | 9/20/2012 6:39:47 AM |
cclady | $500.00 | 9/20/2012 9:13:03 AM |
broosky2 | $100.00 | 9/20/2012 7:44:36 AM |
progressive-wampum0 | $25.00 | 9/20/2012 10:16:15 AM |
girlwithglasses | $50.00 | 9/20/2012 9:38:54 AM |
trail5 | $38.55 | 9/20/2012 11:49:42 AM |
a-finance-director | $50.00 | 9/20/2012 10:16:02 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:23 AM |
pleasant-p2ploan8 | $50.00 | 9/20/2012 10:34:19 AM |
Rancid | $25.00 | 9/20/2012 10:53:24 AM |
systematic-value343 | $22.64 | 9/20/2012 12:03:31 PM |
EnglishGeekInNYC | $25.00 | 9/16/2012 2:29:19 PM |
bellaquito | $500.00 | 9/16/2012 3:49:05 PM |
Culebra1930 | $75.00 | 9/16/2012 2:21:54 PM |
blot44 | $25.00 | 9/16/2012 10:41:57 PM |
one-midas | $35.00 | 9/16/2012 5:54:46 PM |
auction-sage | $100.00 | 9/17/2012 9:13:58 AM |
JoyfulVegetarian | $25.00 | 9/17/2012 6:30:54 AM |
trade-boots1 | $100.00 | 9/17/2012 9:03:00 AM |
repayment-pagoda8 | $100.00 | 9/17/2012 9:05:48 AM |
Balraug | $50.00 | 9/17/2012 10:59:12 AM |
marketplace-singularity3 | $25.00 | 9/17/2012 10:37:29 AM |
simplelender80 | $500.00 | 9/17/2012 9:27:20 AM |
Dubbs360 | $500.00 | 9/17/2012 9:32:28 AM |
responsibility-butterfly | $25.00 | 9/17/2012 11:08:32 AM |
Cai8899 | $25.00 | 9/17/2012 5:19:18 PM |
MI2 | $5,000.00 | 9/17/2012 7:43:42 PM |
blue-laudable-dinero | $50.00 | 9/17/2012 9:32:55 PM |
durability-seahorse7 | $50.00 | 9/18/2012 12:58:52 AM |
BizAnalyst | $50.00 | 9/18/2012 5:28:27 AM |
wojo | $50.00 | 9/18/2012 6:06:59 AM |
first-serene-credit | $25.00 | 9/17/2012 9:53:02 PM |
340 | $25.00 | 9/18/2012 12:34:44 AM |
bonafide-economy | $25.00 | 9/18/2012 8:29:41 AM |
radforj22 | $97.62 | 9/18/2012 4:56:04 AM |
cash-cymbal3 | $100.00 | 9/18/2012 8:11:21 AM |
compoundinterest | $25.00 | 9/18/2012 9:18:01 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:27 AM |
astute-benjamins | $150.00 | 9/18/2012 9:28:47 AM |
Avala | $100.00 | 9/18/2012 9:32:07 AM |
botfolio | $300.00 | 9/18/2012 9:33:01 AM |
Castellan | $50.00 | 9/18/2012 9:19:25 AM |
blue-laudable-dinero | $50.00 | 9/18/2012 9:46:03 AM |
treasure-palace661 | $300.00 | 9/18/2012 9:49:59 AM |
Rider | $61.92 | 9/18/2012 9:59:31 AM |
adaboy65 | $100.00 | 9/18/2012 9:33:22 AM |
Robin_Hood | $100.00 | 9/18/2012 10:08:34 AM |
neighborly-hope6 | $100.00 | 9/18/2012 9:45:38 AM |
adventurer447 | $140.00 | 9/18/2012 9:48:13 AM |
excellent-funds649 | $130.00 | 9/18/2012 10:35:13 AM |
giftgold | $25.00 | 9/18/2012 11:13:10 AM |
windguy | $50.00 | 9/18/2012 5:19:12 PM |
napmanger | $100.00 | 9/18/2012 6:11:00 PM |
prudent-bid3 | $25.00 | 9/18/2012 5:42:07 PM |
onecooldrink | $25.00 | 9/18/2012 11:40:26 PM |
BankofPete | $30.00 | 9/19/2012 6:46:20 AM |
Leopoldine | $25.00 | 9/19/2012 9:15:23 AM |
cash-kin7 | $100.00 | 9/19/2012 10:01:14 AM |
GrayStudio | $25.00 | 9/19/2012 12:22:18 PM |
currency-persimmon | $29.00 | 9/19/2012 2:11:54 PM |
leverage-monger | $25.00 | 9/19/2012 12:00:01 PM |
credible-benjamins724 | $25.00 | 9/19/2012 3:11:32 PM |
transaction-keeper5 | $25.00 | 9/19/2012 5:25:45 PM |
dough-kitten5 | $50.00 | 9/20/2012 4:26:14 AM |
glc527 | $25.00 | 9/19/2012 7:37:32 PM |
finance-coyote3 | $500.00 | 9/20/2012 1:44:09 AM |
Lev8 | $25.00 | 9/20/2012 6:06:15 AM |
EthanColeInvestingGroup | $50.00 | 9/19/2012 9:40:05 PM |
Suit | $25.00 | 9/20/2012 7:37:57 AM |
ADIDASNO | $25.00 | 9/20/2012 9:31:48 AM |
orange-liberty-oyster | $100.00 | 9/20/2012 9:29:36 AM |
shaker348 | $50.00 | 9/20/2012 10:36:52 AM |
122 Investments
|
Borrower Payment Dependent Notes Series
636243
This series of Notes was issued and sold upon the funding of the borrower loan #74941, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,300.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $293.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 11y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,228 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| worthy-money3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Pay off credit card debt at high interest rates.
My financial situation:
I am a good candidate for this loan because I make my loan payments weekly, and I have never missed a payment. I have been gainfully employed for over 11 years, and our office continues to grow at a rate of about 20% per year.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fabulous-bazaar4 | $25.00 | 9/9/2012 12:17:53 PM |
liberty-viola | $30.00 | 9/9/2012 12:33:02 PM |
knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:56 PM |
EnglishGeekInNYC | $50.00 | 9/9/2012 1:15:07 PM |
samurai2 | $25.00 | 9/9/2012 4:01:04 PM |
Plutis | $25.00 | 9/9/2012 12:40:03 PM |
Aberdeen | $100.00 | 9/9/2012 1:05:57 PM |
jcornehlsen | $25.00 | 9/9/2012 1:21:19 PM |
paladin510 | $35.00 | 9/10/2012 5:17:58 AM |
thankful-nickel2 | $50.00 | 9/9/2012 5:08:05 PM |
Phryne | $100.00 | 9/10/2012 10:45:42 AM |
Dubbs360 | $500.00 | 9/10/2012 10:15:32 AM |
responsibility-butterfly | $25.00 | 9/10/2012 6:41:40 PM |
EDBB767 | $50.00 | 9/11/2012 8:45:51 AM |
Pickmar | $25.00 | 9/11/2012 9:17:28 AM |
kenji4861 | $25.00 | 9/11/2012 9:29:35 AM |
spartacusiam | $25.00 | 9/11/2012 9:57:39 AM |
rbc_ventures | $25.00 | 9/11/2012 10:19:57 AM |
Cherrypicker | $50.00 | 9/11/2012 12:51:34 PM |
generous-deal6 | $25.00 | 9/11/2012 4:04:40 PM |
goodhearted-basis4 | $25.00 | 9/11/2012 4:05:50 PM |
atlacatl | $25.00 | 9/11/2012 8:30:59 PM |
Darts | $50.00 | 9/12/2012 7:45:56 PM |
azazle | $50.00 | 9/12/2012 7:19:14 PM |
historic-value2 | $25.00 | 9/12/2012 10:27:14 PM |
availableloan | $25.00 | 9/12/2012 9:17:31 PM |
trent98375 | $25.00 | 9/13/2012 12:30:50 AM |
bunnybear | $50.00 | 9/13/2012 9:56:29 AM |
pdub | $250.00 | 9/13/2012 10:39:22 AM |
bkb7484 | $25.00 | 9/13/2012 10:40:17 AM |
KCEnterprises | $25.00 | 9/13/2012 1:15:13 PM |
heartpounding-loyalty7 | $25.00 | 9/13/2012 4:53:56 PM |
rokman | $60.00 | 9/13/2012 6:49:17 PM |
glenium | $25.00 | 9/14/2012 2:47:45 AM |
discrete-exchange9 | $50.00 | 9/14/2012 6:50:44 AM |
rchapee | $25.00 | 9/14/2012 7:51:46 AM |
SSC_CCV | $50.00 | 9/14/2012 9:00:36 AM |
angrenost | $25.00 | 9/14/2012 1:59:46 PM |
compassion-twister2 | $50.00 | 9/14/2012 5:20:33 PM |
Culebra1930 | $75.00 | 9/15/2012 12:16:56 PM |
wwwUniversal | $25.00 | 9/15/2012 1:58:13 PM |
marketplace-singularity3 | $45.00 | 9/15/2012 2:35:02 PM |
RothySkynx | $25.00 | 9/15/2012 7:15:53 PM |
CoolPlexer | $50.00 | 9/15/2012 1:46:53 PM |
upbeat-investment9 | $25.00 | 9/16/2012 5:44:03 AM |
magnificent-income7 | $25.00 | 9/15/2012 5:38:56 PM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:07 PM |
attractive-value | $25.00 | 9/16/2012 8:42:15 AM |
useful-money715 | $25.00 | 9/15/2012 10:11:47 PM |
goal-benefit2 | $50.00 | 9/15/2012 10:43:35 PM |
wam37 | $25.00 | 9/16/2012 8:35:24 AM |
Ray3486 | $25.00 | 9/16/2012 1:33:08 PM |
munnu | $50.00 | 9/16/2012 11:57:52 AM |
compassionate-payment218 | $25.00 | 9/16/2012 6:34:12 PM |
Leshan | $50.00 | 9/17/2012 7:25:07 AM |
oskizzle | $25.00 | 9/17/2012 8:29:18 AM |
Hasemoto | $25.00 | 9/17/2012 3:57:15 PM |
community-seahorse0 | $50.00 | 9/18/2012 7:21:34 AM |
durability-seahorse7 | $100.00 | 9/18/2012 8:39:10 AM |
BizAnalyst | $50.00 | 9/18/2012 5:28:23 AM |
Machiavelli1 | $25.00 | 9/18/2012 5:58:00 AM |
logical-reward8 | $25.00 | 9/18/2012 9:11:31 AM |
Avala | $100.00 | 9/18/2012 9:31:56 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:18 AM |
handy-money9 | $75.00 | 9/18/2012 10:52:03 AM |
bewitching-commitment421 | $50.00 | 9/18/2012 11:31:13 AM |
The_Minimalist | $25.00 | 9/18/2012 1:44:24 PM |
CFOGO | $25.00 | 9/18/2012 12:05:17 PM |
excellent-funds649 | $130.00 | 9/18/2012 10:34:55 AM |
wealth-pipeline | $25.00 | 9/18/2012 1:08:39 PM |
compatible-deal9 | $25.00 | 9/18/2012 12:40:30 PM |
Blucruz | $100.00 | 9/18/2012 1:35:09 PM |
blot44 | $25.00 | 9/9/2012 12:34:28 PM |
prudent-deal662 | $25.00 | 9/9/2012 1:24:21 PM |
adventurer447 | $300.00 | 9/9/2012 12:06:43 PM |
Castellan | $50.00 | 9/9/2012 12:39:55 PM |
unforgettable-return6 | $25.00 | 9/9/2012 5:50:51 PM |
GoldenKoi | $100.00 | 9/9/2012 11:36:18 PM |
market-maximizer472 | $100.00 | 9/10/2012 7:41:15 AM |
colospgs | $25.00 | 9/10/2012 9:14:26 AM |
lionheart722 | $100.00 | 9/10/2012 2:47:03 PM |
MissionMicroFinance | $25.00 | 9/10/2012 6:37:56 PM |
simplelender80 | $500.00 | 9/10/2012 6:06:11 PM |
principal-bull | $25.00 | 9/10/2012 6:54:38 PM |
lendersf | $100.00 | 9/10/2012 7:40:26 PM |
RoyFauntleroy | $50.00 | 9/11/2012 7:50:03 AM |
top-unforgettable-income | $25.00 | 9/11/2012 9:04:30 AM |
powerful-return1 | $159.09 | 9/11/2012 10:20:09 AM |
historic-reward468 | $100.00 | 9/11/2012 5:07:12 PM |
bazaar-tulip | $25.00 | 9/11/2012 5:06:20 PM |
martinatime | $50.00 | 9/11/2012 5:13:29 PM |
commerce-gargantuan2 | $100.00 | 9/11/2012 5:59:17 PM |
agreement-oracle0 | $100.00 | 9/11/2012 7:07:40 PM |
banker334 | $40.00 | 9/11/2012 8:15:30 PM |
anacent | $25.00 | 9/11/2012 9:41:05 PM |
reinforced-marketplace3 | $155.00 | 9/12/2012 5:56:10 AM |
transparency-silo2 | $25.00 | 9/12/2012 9:21:11 AM |
auction-sage | $50.00 | 9/12/2012 10:34:01 AM |
kaceymalone | $25.00 | 9/12/2012 9:34:27 PM |
axl163 | $25.00 | 9/12/2012 10:49:51 PM |
radforj22 | $50.00 | 9/13/2012 2:35:20 PM |
ect_2k20 | $25.00 | 9/14/2012 9:39:06 AM |
azazle | $50.00 | 9/14/2012 1:52:50 PM |
tigercat | $50.00 | 9/14/2012 4:58:09 PM |
adaboy65 | $100.00 | 9/14/2012 5:54:57 PM |
britgsb | $25.00 | 9/15/2012 8:03:37 AM |
djs81 | $75.00 | 9/15/2012 12:18:35 PM |
Taxman44 | $25.00 | 9/15/2012 12:36:48 PM |
JeffGeorge | $200.00 | 9/15/2012 7:02:04 PM |
Planecourage | $25.00 | 9/16/2012 11:28:16 AM |
drkosh | $25.00 | 9/16/2012 12:26:39 PM |
transparency-sapling | $25.00 | 9/16/2012 7:15:43 AM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:29 PM |
otherwisedisposed | $800.00 | 9/16/2012 7:36:37 PM |
obduro_1 | $25.00 | 9/17/2012 9:05:29 AM |
Ripsaw4U | $50.00 | 9/18/2012 9:38:41 AM |
neighborly-hope6 | $100.00 | 9/18/2012 9:45:31 AM |
sturzstrom | $25.00 | 9/18/2012 12:07:02 PM |
MonkeyHero | $45.00 | 9/18/2012 11:43:44 AM |
pwkpwk | $25.00 | 9/18/2012 1:08:52 PM |
preciouschild | $65.00 | 9/18/2012 1:11:22 PM |
giftgold | $25.00 | 9/18/2012 11:01:51 AM |
Tasmir | $25.00 | 9/18/2012 12:01:03 PM |
blLending | $25.00 | 9/18/2012 12:10:09 PM |
imogen22 | $25.00 | 9/18/2012 12:43:24 PM |
windguy | $50.00 | 9/18/2012 12:47:31 PM |
Index_Plus | $1,310.91 | 9/18/2012 2:00:49 PM |
127 Investments
|
Borrower Payment Dependent Notes Series
636283
This series of Notes was issued and sold upon the funding of the borrower loan #74796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $315.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 15% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 6y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,930 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orange-bonus-sasquatch |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off high rate credit cards and consolidate debt.
My financial situation:
I am a good candidate for this loan because...i pay all my bills on time, not only do i make my payments but i also pay more than my minimum. I just to make one payment and one rate instead of paying multiple bills and multiple higher rates.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
adventurer447 | $300.00 | 9/8/2012 12:39:54 PM |
liberty-viola | $30.00 | 9/8/2012 1:32:06 PM |
jcornehlsen | $25.00 | 9/8/2012 2:01:08 PM |
kfrench | $75.00 | 9/8/2012 2:09:02 PM |
penny-kahuna0 | $25.00 | 9/9/2012 4:43:35 PM |
lionheart722 | $100.00 | 9/10/2012 2:47:00 PM |
responsibility-butterfly | $25.00 | 9/10/2012 6:41:33 PM |
EDBB767 | $50.00 | 9/11/2012 8:45:50 AM |
Pickmar | $25.00 | 9/11/2012 9:16:20 AM |
spartacusiam | $25.00 | 9/11/2012 9:57:35 AM |
squeebie | $50.00 | 9/11/2012 10:54:41 AM |
Cherrypicker | $50.00 | 9/11/2012 12:50:44 PM |
bazaar-tulip | $25.00 | 9/11/2012 5:06:17 PM |
agreement-oracle0 | $100.00 | 9/11/2012 7:07:35 PM |
Hardlyskiing01 | $50.00 | 9/11/2012 8:42:30 PM |
auction-sage | $50.00 | 9/12/2012 10:33:58 AM |
azazle | $25.00 | 9/12/2012 10:59:52 PM |
Darts | $50.00 | 9/12/2012 7:45:53 PM |
historic-value2 | $25.00 | 9/12/2012 10:28:54 PM |
bunnybear | $50.00 | 9/13/2012 9:56:07 AM |
pdub | $500.00 | 9/13/2012 10:35:17 AM |
Plutis | $25.00 | 9/13/2012 3:55:18 PM |
powerful-return1 | $33.00 | 9/14/2012 7:54:27 AM |
wetlands | $200.00 | 9/14/2012 5:59:11 PM |
adaboy65 | $100.00 | 9/14/2012 5:54:55 PM |
indomitable-coin | $25.00 | 9/15/2012 12:15:16 PM |
Investoman | $25.00 | 9/15/2012 12:16:34 PM |
hard-working-rate3 | $25.00 | 9/15/2012 12:34:55 PM |
compoundinterest | $25.00 | 9/15/2012 12:50:23 PM |
wwwUniversal | $25.00 | 9/15/2012 1:58:13 PM |
Rivervale_Westwood | $50.00 | 9/15/2012 2:52:04 PM |
CFOGO | $25.00 | 9/16/2012 10:13:03 AM |
efficient-treasure0 | $25.00 | 9/16/2012 10:08:48 AM |
useful-money715 | $25.00 | 9/15/2012 10:11:46 PM |
stable-penny27 | $25.00 | 9/16/2012 11:45:12 AM |
transparency-sapling | $25.00 | 9/16/2012 7:15:41 AM |
munnu | $50.00 | 9/16/2012 11:57:52 AM |
yogi1975 | $25.00 | 9/16/2012 5:34:37 PM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:28 PM |
JoyfulVegetarian | $25.00 | 9/17/2012 6:30:42 AM |
benevolent-loot5 | $200.00 | 9/17/2012 9:07:19 AM |
oskizzle | $25.00 | 9/17/2012 8:29:08 AM |
logical-investment4 | $50.00 | 9/17/2012 10:57:44 AM |
azazle | $25.00 | 9/17/2012 9:48:02 AM |
HelpMe-HelpYou | $45.00 | 9/17/2012 1:24:10 PM |
Hasemoto | $25.00 | 9/17/2012 3:57:02 PM |
neighborly-hope6 | $94.00 | 9/17/2012 6:07:07 PM |
BizAnalyst | $50.00 | 9/18/2012 5:28:22 AM |
icanhelpyouout | $25.00 | 9/17/2012 6:40:21 PM |
powerful-return1 | $258.00 | 9/17/2012 9:47:52 PM |
Brklyn01 | $25.00 | 9/18/2012 7:44:16 AM |
cdfinance | $800.00 | 9/18/2012 4:19:25 AM |
klinebarger | $25.00 | 9/18/2012 7:37:03 AM |
MI2 | $1,160.00 | 9/18/2012 8:21:42 AM |
kenji4861 | $25.00 | 9/8/2012 1:16:51 PM |
Phryne | $100.00 | 9/8/2012 1:25:15 PM |
unrelenting-power5 | $25.00 | 9/9/2012 11:32:09 AM |
OregonDane | $25.00 | 9/9/2012 11:06:13 AM |
Castellan | $50.00 | 9/9/2012 12:39:49 PM |
GoldenKoi | $100.00 | 9/9/2012 11:32:47 PM |
Dubbs360 | $500.00 | 9/10/2012 10:15:24 AM |
MissionMicroFinance | $25.00 | 9/10/2012 6:37:53 PM |
simplelender80 | $500.00 | 9/10/2012 6:06:06 PM |
principal-bull | $25.00 | 9/10/2012 6:55:19 PM |
RoyFauntleroy | $50.00 | 9/11/2012 7:50:00 AM |
economy-tuba7 | $50.00 | 9/11/2012 9:03:34 AM |
historic-reward468 | $100.00 | 9/11/2012 5:07:10 PM |
martinatime | $50.00 | 9/11/2012 5:13:27 PM |
anacent | $25.00 | 9/11/2012 9:41:03 PM |
transparency-silo2 | $25.00 | 9/12/2012 9:21:09 AM |
wam37 | $25.00 | 9/14/2012 4:00:07 AM |
discrete-exchange9 | $50.00 | 9/14/2012 6:51:31 AM |
rchapee | $25.00 | 9/14/2012 7:51:44 AM |
angrenost | $25.00 | 9/14/2012 1:57:06 PM |
j2ee | $50.00 | 9/14/2012 5:50:39 PM |
trade-boots1 | $100.00 | 9/14/2012 5:51:10 PM |
velocityasaurus-rex4 | $100.00 | 9/14/2012 6:16:08 PM |
durability-seahorse7 | $50.00 | 9/15/2012 1:25:09 AM |
bellaquito | $500.00 | 9/14/2012 7:07:41 PM |
britgsb | $25.00 | 9/15/2012 8:03:35 AM |
Culebra1930 | $75.00 | 9/15/2012 12:16:54 PM |
Taxman44 | $25.00 | 9/15/2012 12:36:46 PM |
agile-diversification2 | $25.00 | 9/15/2012 1:05:13 PM |
jonandmeg21 | $25.00 | 9/15/2012 12:57:53 PM |
visionary-fund | $100.00 | 9/15/2012 1:45:48 PM |
peace-fiesta7 | $25.00 | 9/15/2012 1:09:02 PM |
RothySkynx | $25.00 | 9/15/2012 7:15:52 PM |
malicea | $50.00 | 9/15/2012 8:38:07 PM |
cablenews | $100.00 | 9/15/2012 1:42:06 PM |
Blue_Devil | $50.00 | 9/16/2012 1:27:07 AM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:06 PM |
EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:46 AM |
Digger85 | $100.00 | 9/16/2012 5:20:52 AM |
Salvy | $35.00 | 9/16/2012 8:14:50 AM |
compassionate-payment218 | $25.00 | 9/16/2012 6:34:11 PM |
otherwisedisposed | $800.00 | 9/16/2012 7:36:36 PM |
wilkenm | $25.00 | 9/16/2012 10:01:12 PM |
sincere-agreement9 | $25.00 | 9/17/2012 10:50:26 AM |
orange-mindful-bazaar | $70.00 | 9/17/2012 10:29:21 AM |
misit | $25.00 | 9/17/2012 2:50:18 PM |
Newfoundcash | $25.00 | 9/17/2012 3:23:27 PM |
dlenz | $25.00 | 9/17/2012 12:56:40 PM |
miked8303 | $50.00 | 9/17/2012 6:09:38 PM |
cardminger | $25.00 | 9/17/2012 5:57:19 PM |
bicyclebear | $50.00 | 9/18/2012 4:00:01 AM |
power-leader1 | $25.00 | 9/18/2012 8:11:44 AM |
dough-hammock | $50.00 | 9/18/2012 6:32:39 AM |
community-seahorse0 | $50.00 | 9/18/2012 7:21:33 AM |
djmgd790 | $75.00 | 9/18/2012 7:31:03 AM |
109 Investments
|
Borrower Payment Dependent Notes Series
636581
This series of Notes was issued and sold upon the funding of the borrower loan #75239, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Sep-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-15-2012 |
|
Lender yield:
| 22.62% |
Borrower rate/APR:
| 23.62% / 26.16% |
Monthly payment:
| $342.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.08% | | |
| |
Estimated return*:
| 14.59% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 16% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,413 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| p2ploan-appraiser2 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 19 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $16,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2011)
660-679
(Jan-2011)
|
Principal balance:
| $7,137.76 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 19 | | |
Description
Debt consolidation
Purpose of loan: pay off bills
This loan will be used to...
My financial situation: good
I am a good candidate for this loan because...
Monthly net income: $10,000
Monthly expenses: $3500
Housing: $650
Insurance: $200
Car expenses: $400
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $400
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $125.03 | 9/15/2012 12:00:38 PM |
green-trade-dolphin | $39.02 | 9/15/2012 12:00:48 PM |
adaptable-return21 | $50.00 | 9/15/2012 12:03:07 PM |
6moonbeams | $50.00 | 9/15/2012 12:03:22 PM |
MoneyForNothing | $25.19 | 9/15/2012 12:02:07 PM |
scholarly-order6 | $175.00 | 9/15/2012 12:04:04 PM |
trumpeter5 | $25.00 | 9/15/2012 12:00:51 PM |
MakeItPour | $25.00 | 9/15/2012 12:02:45 PM |
blazing-capital2 | $250.00 | 9/15/2012 12:03:42 PM |
jamiee73 | $25.00 | 9/15/2012 12:04:00 PM |
TheSituation | $25.00 | 9/15/2012 12:04:03 PM |
zipemdown | $25.00 | 9/15/2012 12:01:52 PM |
Banker2OO7 | $75.00 | 9/15/2012 12:02:29 PM |
ore-holly | $25.00 | 9/15/2012 12:04:14 PM |
tylerfd | $36.00 | 9/15/2012 12:02:12 PM |
worth-blanket2 | $10,800.00 | 9/15/2012 12:02:27 PM |
Military_Money_Wise | $25.00 | 9/15/2012 12:02:53 PM |
WisconsinFinance | $25.00 | 9/15/2012 12:04:03 PM |
Tylerh | $250.00 | 9/15/2012 12:04:29 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
637015
This series of Notes was issued and sold upon the funding of the borrower loan #75229, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $161.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 7y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $638 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| inthedraft |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
680-699
(Aug-2011)
660-679
(Jul-2008)
|
Principal balance:
| $1,986.20 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
my wifes medicalbills
My financial situation:
I am a good candidate for this loan because...
i really care about paying off my accounts and living a interest free life.I need this money to pay off my wifes medical and education bills
Monthly net income: $ 2500
Monthly expenses: $2875
Housing: $600
Insurance: $150
Car expenses: 450
Utilities: $250
Phone, cable, internet: $275
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kaj | $25.00 | 9/24/2012 5:01:02 PM |
BlindJoeDeath | $49.00 | 9/24/2012 5:01:41 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:08 PM |
fcrick | $25.00 | 9/24/2012 5:00:52 PM |
order-tamale | $400.00 | 9/24/2012 5:01:51 PM |
value-wind0 | $25.00 | 9/24/2012 5:02:07 PM |
affluence-microscope2 | $200.00 | 9/24/2012 5:02:27 PM |
green-gain-delight | $25.00 | 9/24/2012 5:03:35 PM |
WinstonSmith | $50.00 | 9/24/2012 5:03:42 PM |
nickel-ferret | $25.00 | 9/24/2012 5:11:39 PM |
dmunySF | $50.00 | 9/24/2012 5:11:50 PM |
leverage-sensai6 | $25.00 | 9/24/2012 5:12:44 PM |
Maverick158 | $27.00 | 9/24/2012 5:13:12 PM |
radiant-dollar9 | $200.00 | 9/24/2012 5:13:34 PM |
DasMula | $25.00 | 9/24/2012 5:05:41 PM |
StPong | $25.00 | 9/24/2012 5:04:54 PM |
mtquan | $25.00 | 9/24/2012 5:05:37 PM |
first-friendly-listing | $50.00 | 9/24/2012 5:06:37 PM |
transparency-sapling | $25.00 | 9/24/2012 5:06:11 PM |
lnuss25 | $25.00 | 9/24/2012 5:07:20 PM |
elegant-hope578 | $50.00 | 9/24/2012 5:07:22 PM |
social-cocktail1 | $200.00 | 9/24/2012 5:10:04 PM |
jojofrankie | $25.00 | 9/24/2012 5:10:26 PM |
rescue | $100.00 | 9/24/2012 5:11:37 PM |
pierrelasvegas | $25.00 | 9/24/2012 5:10:41 PM |
miked8303 | $50.00 | 9/24/2012 5:13:58 PM |
scholarly-order6 | $25.00 | 9/24/2012 5:01:55 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:43 PM |
newest-currency-vibrato | $25.00 | 9/24/2012 5:04:21 PM |
musegaze | $50.00 | 9/24/2012 5:06:19 PM |
unforgettable-pound574 | $50.00 | 9/24/2012 5:06:28 PM |
miamibeachloaner | $100.00 | 9/24/2012 5:07:27 PM |
special-dinero553 | $25.00 | 9/24/2012 5:10:19 PM |
duty-viola | $30.00 | 9/24/2012 5:11:06 PM |
squeebie | $50.00 | 9/24/2012 5:03:44 PM |
Beld | $50.00 | 9/24/2012 5:03:52 PM |
durability-seahorse7 | $50.00 | 9/24/2012 5:03:22 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:13 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:30 PM |
j2ee | $50.00 | 9/24/2012 5:04:56 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:05:50 PM |
ttnk62918 | $25.00 | 9/24/2012 5:07:37 PM |
supreme-treasure8 | $100.00 | 9/24/2012 5:10:27 PM |
azazle | $50.00 | 9/24/2012 5:12:03 PM |
melodious-fairness | $50.00 | 9/24/2012 5:11:28 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
637309
This series of Notes was issued and sold upon the funding of the borrower loan #75043, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $577.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| 28% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
11 | Length of status: | 28y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 71 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,783 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| woodchopper |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Septic System Upgrade
This loan will be used to...
We were in the process of remodelling and adding an addition when we found out that we would have to replace our outdated septic system. Work that was started has now been stalled and we can't proceed with the project until the new tank and leach field are installed. We'd planned for unexpected cost overruns as part of the remodel project...but not an additional $20,000+ for a septic system!!
I am a good candidate for this loan because...
Just check my 30-year credit history. Not a single late payment, ever. Appreciate your help in getting us by this hiccup in our remodelling plans. All goes well, we can be back on track in time to host Thanksgiving dinner!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
aztec | $50.00 | 9/10/2012 5:23:45 PM |
CreditBuilder2 | $25.01 | 9/10/2012 5:32:25 PM |
fund-medalist171 | $50.00 | 9/10/2012 6:25:39 PM |
SweatyBalls | $30.00 | 9/10/2012 6:15:58 PM |
hopeful_lender | $100.00 | 9/10/2012 6:31:15 PM |
Castellan | $50.00 | 9/10/2012 6:35:34 PM |
income-triangulation1 | $25.00 | 9/11/2012 1:33:28 AM |
RoyFauntleroy | $50.00 | 9/11/2012 7:50:10 AM |
Machiavelli1 | $72.30 | 9/11/2012 8:49:38 AM |
SteadyOne | $25.00 | 9/11/2012 2:05:42 PM |
well-mannered-income3 | $90.00 | 9/11/2012 4:39:12 PM |
bonus-seahorse | $100.00 | 9/11/2012 4:31:43 PM |
income-encore1 | $50.00 | 9/11/2012 4:40:44 PM |
Theodon | $25.00 | 9/11/2012 6:12:24 PM |
agreement-oracle0 | $100.00 | 9/11/2012 7:07:43 PM |
langdonx | $50.00 | 9/11/2012 9:40:44 PM |
banker334 | $40.00 | 9/11/2012 8:15:35 PM |
I_Like_to_Invest | $25.00 | 9/12/2012 6:44:47 AM |
justreturns | $25.00 | 9/12/2012 9:26:04 AM |
Dave0 | $25.00 | 9/12/2012 9:50:43 AM |
kenji4861 | $25.00 | 9/12/2012 10:26:05 AM |
vigilance-spinner3 | $25.00 | 9/12/2012 10:47:54 AM |
radiant-dollar9 | $200.00 | 9/12/2012 10:59:03 AM |
courteous-trade229 | $30.00 | 9/12/2012 10:54:16 AM |
LeReve | $500.00 | 9/12/2012 11:01:52 AM |
DondeEstaMiDinero | $25.00 | 9/12/2012 1:53:26 PM |
first-serene-credit | $25.00 | 9/12/2012 4:52:10 PM |
treasure-palace661 | $350.00 | 9/12/2012 4:00:54 PM |
credit-adventurer313 | $25.00 | 9/12/2012 4:50:41 PM |
bonafide-economy | $25.00 | 9/12/2012 4:55:02 PM |
mlm_invests | $25.00 | 9/12/2012 7:40:08 PM |
restless-currency | $40.00 | 9/12/2012 6:42:43 PM |
Darts | $50.00 | 9/12/2012 7:45:59 PM |
mariah8641 | $30.00 | 9/13/2012 8:43:35 AM |
loyalty-czar | $75.00 | 9/13/2012 8:45:48 AM |
genuine-asset240 | $25.00 | 9/13/2012 9:21:04 AM |
djs81 | $75.00 | 9/13/2012 9:40:43 AM |
Cai8899 | $25.00 | 9/13/2012 9:38:44 AM |
JonDough | $25.00 | 9/13/2012 2:09:55 PM |
wetlands | $200.00 | 9/13/2012 5:30:58 PM |
chlebie | $50.00 | 9/13/2012 5:49:06 PM |
antlr | $25.00 | 9/13/2012 7:14:13 PM |
BDL-Roth | $55.00 | 9/14/2012 6:50:17 AM |
durability-seahorse7 | $50.00 | 9/14/2012 5:23:35 AM |
ready-vigilance3 | $50.00 | 9/14/2012 8:54:53 AM |
BorthersKeeper | $25.00 | 9/14/2012 8:01:55 AM |
miked8303 | $50.00 | 9/14/2012 9:49:04 AM |
buffalobills | $25.00 | 9/14/2012 9:37:42 AM |
dynadave | $1,000.00 | 9/14/2012 9:54:17 AM |
compoundinterest | $25.00 | 9/14/2012 10:09:36 AM |
mbf2234 | $33.89 | 9/14/2012 10:56:39 AM |
ladyorayne | $100.00 | 9/14/2012 11:31:06 AM |
_NaLNaBB | $300.00 | 9/14/2012 11:47:29 AM |
jhussey | $100.00 | 9/14/2012 10:43:00 AM |
pdub | $750.00 | 9/14/2012 10:28:57 AM |
wealth-nexus091 | $100.00 | 9/14/2012 10:39:11 AM |
dreammachine | $100.00 | 9/14/2012 10:45:25 AM |
3_boyz | $112.42 | 9/14/2012 11:05:56 AM |
leverage-galleon | $30.00 | 9/14/2012 3:33:14 PM |
cash-cymbal3 | $100.00 | 9/14/2012 1:37:12 PM |
ready-justice7 | $50.00 | 9/14/2012 1:20:49 PM |
contract-victor5 | $50.00 | 9/14/2012 4:49:15 PM |
jdrez | $50.00 | 9/14/2012 5:44:48 PM |
adaboy65 | $100.00 | 9/14/2012 5:55:00 PM |
newest-currency-vibrato | $25.00 | 9/14/2012 6:18:21 PM |
heerzaquestion | $38.00 | 9/14/2012 8:50:08 PM |
gothampark | $25.00 | 9/15/2012 10:49:21 AM |
OregonDane | $25.00 | 9/15/2012 8:32:24 AM |
Peleadona | $25.00 | 9/15/2012 7:47:37 AM |
first-liberty-duckling | $25.00 | 9/15/2012 11:17:12 AM |
progressive-wampum0 | $25.00 | 9/15/2012 8:40:01 AM |
Roundhouse | $200.00 | 9/15/2012 10:09:47 AM |
Culebra1930 | $75.00 | 9/15/2012 12:16:58 PM |
Investoman | $25.00 | 9/15/2012 12:16:35 PM |
friendly-gold | $25.00 | 9/15/2012 12:35:39 PM |
credit-maple | $25.00 | 9/15/2012 1:07:47 PM |
RedmondMan | $25.00 | 9/15/2012 1:14:03 PM |
helpful-silver7 | $50.84 | 9/15/2012 3:38:04 PM |
Iwillhuntyoudown | $25.00 | 9/15/2012 4:21:02 PM |
ResQDoc | $25.00 | 9/15/2012 4:26:21 PM |
merciful-auction1 | $29.86 | 9/15/2012 1:51:19 PM |
nex | $25.00 | 9/15/2012 2:09:49 PM |
BuzzyBee336 | $50.00 | 9/15/2012 5:50:18 PM |
whitegold24k | $100.00 | 9/15/2012 4:09:37 PM |
4palmtrees | $100.00 | 9/15/2012 11:06:26 PM |
visionary-fund | $100.00 | 9/15/2012 1:45:48 PM |
thefisherman | $25.00 | 9/16/2012 1:44:45 AM |
jpac1066 | $100.00 | 9/16/2012 6:08:17 AM |
RGlad | $200.00 | 9/15/2012 7:16:44 PM |
efficient-treasure0 | $25.00 | 9/16/2012 10:08:49 AM |
smile4kar | $250.00 | 9/16/2012 10:57:17 AM |
MrG27 | $25.00 | 9/16/2012 6:03:36 AM |
StoneBreaker | $25.00 | 9/15/2012 5:38:15 PM |
saraven01 | $40.54 | 9/16/2012 2:52:22 AM |
bebeshor | $25.00 | 9/16/2012 7:53:15 AM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:09 PM |
77dowplace | $42.60 | 9/16/2012 10:46:27 AM |
paytonbrigadier | $250.00 | 9/16/2012 2:55:03 PM |
leverage-galleon | $30.00 | 9/16/2012 6:52:58 PM |
LendingSingularity | $50.00 | 9/16/2012 2:32:01 PM |
Oakland | $100.00 | 9/16/2012 5:54:06 PM |
Erogan5877 | $50.00 | 9/17/2012 1:03:19 AM |
Saleen06 | $28.00 | 9/16/2012 7:46:43 PM |
FredHead3 | $30.48 | 9/17/2012 6:46:41 AM |
gold-pudding6 | $60.00 | 9/16/2012 3:02:23 PM |
Underworld_Explorer | $50.00 | 9/16/2012 9:46:34 PM |
zorg77 | $50.00 | 9/17/2012 6:03:12 AM |
JoyfulVegetarian | $25.00 | 9/17/2012 6:30:43 AM |
investment-comet | $25.00 | 9/17/2012 7:08:20 AM |
enthralling-payment4 | $25.00 | 9/16/2012 5:58:40 PM |
wilkenm | $25.00 | 9/16/2012 10:01:13 PM |
orange-mindful-bazaar | $70.00 | 9/17/2012 10:29:22 AM |
keiphers | $25.00 | 9/17/2012 4:55:02 PM |
dlenz | $25.00 | 9/17/2012 12:54:17 PM |
sanjubab | $100.00 | 9/17/2012 5:04:53 PM |
liberty-thinker | $25.00 | 9/17/2012 5:11:04 PM |
overflowinglife | $50.00 | 9/17/2012 10:15:15 AM |
red-gallant-dime | $208.44 | 9/17/2012 10:29:11 AM |
organic-responsibility60 | $55.55 | 9/17/2012 4:09:42 PM |
runbix7 | $25.00 | 9/17/2012 5:32:17 PM |
RocketSurgeon | $25.00 | 9/17/2012 5:34:56 PM |
adventurer447 | $300.00 | 9/17/2012 5:46:42 PM |
bill-expert | $30.00 | 9/17/2012 7:13:25 PM |
community-burrito9 | $30.00 | 9/10/2012 5:40:51 PM |
thrifty-transaction578 | $25.00 | 9/10/2012 5:37:19 PM |
ready-interest9 | $25.00 | 9/10/2012 6:18:05 PM |
LoanerPrincipal | $25.00 | 9/10/2012 6:02:09 PM |
simplelender80 | $500.00 | 9/10/2012 6:06:38 PM |
responsibility-butterfly | $25.00 | 9/10/2012 6:42:03 PM |
networks4ever | $25.00 | 9/10/2012 6:32:58 PM |
HikeMoab | $25.00 | 9/10/2012 9:08:26 PM |
marketplace-singularity3 | $85.00 | 9/10/2012 7:44:16 PM |
dynrep | $25.00 | 9/11/2012 11:09:45 AM |
payment-halo | $25.00 | 9/11/2012 11:09:29 AM |
bazaar-tulip | $25.00 | 9/11/2012 5:06:24 PM |
historic-reward468 | $100.00 | 9/11/2012 5:07:16 PM |
FlyBill | $50.00 | 9/11/2012 5:42:12 PM |
mondial4 | $100.00 | 9/11/2012 5:47:55 PM |
calm-platinum957 | $35.00 | 9/11/2012 5:32:38 PM |
martinatime | $25.00 | 9/11/2012 6:07:06 PM |
SBT | $25.00 | 9/11/2012 5:58:31 PM |
bellaquito | $500.00 | 9/11/2012 7:18:40 PM |
anacent | $25.00 | 9/11/2012 9:41:07 PM |
Thought | $25.00 | 9/11/2012 10:36:04 PM |
icydog | $25.00 | 9/11/2012 11:12:42 PM |
BiggestG | $25.00 | 9/12/2012 9:04:24 AM |
crdcteng | $50.00 | 9/12/2012 9:05:10 AM |
bold-riveting-social | $50.00 | 9/12/2012 9:33:22 AM |
auction-sage | $50.00 | 9/12/2012 10:34:05 AM |
social-aspen097 | $34.00 | 9/12/2012 10:47:41 AM |
the-magnetic-transaction | $31.00 | 9/12/2012 10:48:19 AM |
affluence-microscope2 | $200.00 | 9/12/2012 10:55:44 AM |
repayment-pagoda8 | $100.00 | 9/12/2012 10:52:47 AM |
Rivervale_Westwood | $25.00 | 9/12/2012 11:12:34 AM |
progressive-economy261 | $500.00 | 9/12/2012 4:03:04 PM |
DDPrime | $38.00 | 9/12/2012 5:49:29 PM |
kegs | $150.00 | 9/12/2012 7:27:46 PM |
green-high-five7 | $25.00 | 9/12/2012 9:54:25 PM |
fearless-loyalty5 | $25.00 | 9/13/2012 6:29:17 AM |
ingenious-deal6 | $25.00 | 9/13/2012 9:54:31 AM |
blissful-bazaar | $50.00 | 9/13/2012 10:22:14 AM |
Dubbs360 | $500.00 | 9/13/2012 10:42:56 AM |
DadWarbucks | $25.00 | 9/13/2012 10:12:50 AM |
best-bonafide-p2p | $50.00 | 9/13/2012 10:44:53 AM |
benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:51 AM |
green-lively-bill | $25.00 | 9/13/2012 11:57:20 AM |
MonkeyHero | $30.00 | 9/13/2012 1:55:10 PM |
commerce-yeller | $40.00 | 9/13/2012 9:04:40 PM |
prudent-bid3 | $35.00 | 9/13/2012 7:07:12 PM |
dough-hammock | $25.00 | 9/13/2012 9:35:59 PM |
MoneyBadger | $30.00 | 9/14/2012 7:12:15 AM |
rchapee | $25.00 | 9/14/2012 7:51:50 AM |
happy-loyalty | $25.00 | 9/14/2012 8:19:07 AM |
MoneySiles | $25.00 | 9/14/2012 9:37:29 AM |
bid-youngster026 | $25.00 | 9/14/2012 10:03:23 AM |
JBBank | $50.00 | 9/14/2012 10:12:39 AM |
Rogesparkguy | $25.00 | 9/14/2012 11:14:08 AM |
Henrylin | $30.00 | 9/14/2012 11:20:51 AM |
a-dollar-orchestra | $611.90 | 9/14/2012 11:19:07 AM |
jamesriles | $25.00 | 9/14/2012 1:07:37 PM |
Digs | $25.00 | 9/15/2012 6:11:59 AM |
Quiza12 | $50.00 | 9/15/2012 7:27:16 AM |
thoughtful-contract984 | $25.00 | 9/14/2012 7:56:31 PM |
leverage-monger | $25.00 | 9/15/2012 8:25:03 AM |
rockhound84 | $25.00 | 9/15/2012 5:36:19 AM |
UT-Longhorn | $25.00 | 9/15/2012 6:04:11 AM |
capital-heaven5 | $500.00 | 9/15/2012 7:16:38 AM |
britgsb | $25.00 | 9/15/2012 8:03:38 AM |
unbelievable-value2 | $25.00 | 9/15/2012 8:41:51 AM |
hard-working-rate3 | $25.00 | 9/15/2012 12:34:55 PM |
Taxman44 | $25.00 | 9/15/2012 12:36:50 PM |
AFairDeal | $25.00 | 9/15/2012 1:27:52 PM |
Tradesmanlender | $25.00 | 9/15/2012 1:08:17 PM |
Sanford-N-Sons | $25.00 | 9/15/2012 1:12:09 PM |
All_Wins | $50.00 | 9/15/2012 3:11:34 PM |
wwwUniversal | $25.00 | 9/15/2012 1:58:14 PM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:09 PM |
benefit-position | $25.00 | 9/15/2012 6:33:37 PM |
L-Dogg | $100.00 | 9/15/2012 7:01:10 PM |
RothySkynx | $25.00 | 9/15/2012 7:15:55 PM |
dsnybnd | $25.00 | 9/15/2012 10:07:05 PM |
nevee | $40.00 | 9/15/2012 8:16:28 PM |
Leshan | $50.00 | 9/16/2012 7:43:17 AM |
discrete-gold579 | $100.00 | 9/15/2012 9:03:03 PM |
Vegas777 | $25.00 | 9/16/2012 11:13:17 AM |
first-agreement-ninja | $403.71 | 9/15/2012 5:34:32 PM |
StPong | $25.00 | 9/15/2012 6:56:59 PM |
chrisb1414 | $25.00 | 9/16/2012 10:24:09 AM |
Kravcorp | $25.00 | 9/16/2012 11:32:01 AM |
CSAworker | $25.00 | 9/16/2012 1:37:15 PM |
bonus-apple | $135.72 | 9/16/2012 2:06:31 PM |
generous-deal6 | $25.00 | 9/16/2012 3:19:21 AM |
beaufuture | $25.00 | 9/16/2012 3:32:50 AM |
risk_free | $1,025.75 | 9/16/2012 5:39:43 AM |
transparency-sapling | $25.00 | 9/16/2012 7:15:44 AM |
loyalty-circuitry | $100.00 | 9/16/2012 10:13:55 AM |
daisuke | $25.00 | 9/16/2012 11:03:32 AM |
goat361 | $40.00 | 9/16/2012 11:05:42 AM |
Maverick158 | $50.00 | 9/16/2012 11:16:25 AM |
income-buffalo1 | $50.00 | 9/16/2012 11:51:10 AM |
unforgettable-pound574 | $100.00 | 9/16/2012 12:25:53 PM |
FWF-kinetic | $25.00 | 9/16/2012 2:46:42 PM |
dough-kitten5 | $25.00 | 9/16/2012 1:55:30 PM |
otherwisedisposed | $200.00 | 9/16/2012 7:36:38 PM |
friendly-money | $100.00 | 9/16/2012 2:42:15 PM |
grotheik | $25.00 | 9/17/2012 8:17:33 AM |
marcopolo10 | $25.00 | 9/17/2012 8:24:43 AM |
BankofPete | $25.00 | 9/17/2012 7:03:55 AM |
astute-benjamins | $150.00 | 9/17/2012 9:28:44 AM |
vutah | $25.00 | 9/17/2012 6:44:40 AM |
treasure-coyote3 | $25.00 | 9/17/2012 12:33:35 PM |
ideal-platinum1 | $25.00 | 9/17/2012 9:19:06 AM |
ore-hero231 | $250.00 | 9/17/2012 1:31:01 PM |
dollardave | $50.00 | 9/17/2012 1:33:22 PM |
reflective-ore3 | $25.00 | 9/17/2012 2:15:07 PM |
stollcm | $25.00 | 9/17/2012 3:27:05 PM |
deal-mover | $25.00 | 9/17/2012 3:28:34 PM |
mrstender | $25.00 | 9/17/2012 4:35:48 PM |
platinum-admiral8 | $25.00 | 9/17/2012 1:16:10 PM |
Balraug | $25.00 | 9/17/2012 10:56:02 AM |
logical-investment4 | $50.00 | 9/17/2012 10:57:44 AM |
quickstep | $150.00 | 9/17/2012 1:31:16 PM |
hopeful_lender | $200.00 | 9/17/2012 5:20:26 PM |
KindCharmingReflective-affluence | $50.00 | 9/17/2012 5:37:34 PM |
phaques | $225.00 | 9/17/2012 7:03:19 PM |
fantastic-bazaar2 | $50.00 | 9/17/2012 7:31:27 PM |
rinyt | $25.00 | 9/17/2012 6:37:04 PM |
MI2 | $2,671.99 | 9/17/2012 7:43:28 PM |
248 Investments
|
Borrower Payment Dependent Notes Series
637399
This series of Notes was issued and sold upon the funding of the borrower loan #74838, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Sep-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 6.24% |
Borrower rate/APR:
| 7.24% / 8.58% |
Monthly payment:
| $774.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.24% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1971 |
Debt/Income ratio:
| 15% |
Credit score:
| 820-839 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 22y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,180 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| souffle660 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation loan
Purpose of loan:
To consolidate my debt- I would pay off - American Express 18,000 @ 15%, Chase 2,000 @ 14.5% and Discover Card 4,500 at 15.4%
My financial situation:
I am a good candidate for this loan because I have been at my current employer for 21+ years and per contract will continue to receive annual raises and bonuses for at least the next 4 years
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
community-burrito9 | $25.00 | 9/10/2012 5:39:17 PM |
adventurer447 | $300.00 | 9/10/2012 6:04:32 PM |
Castellan | $50.00 | 9/10/2012 6:35:35 PM |
responsibility-butterfly | $25.00 | 9/10/2012 6:42:04 PM |
economy-tuba7 | $50.00 | 9/11/2012 9:03:35 AM |
bazaar-tulip | $25.00 | 9/11/2012 5:06:25 PM |
martinatime | $50.00 | 9/11/2012 5:13:31 PM |
Hardlyskiing01 | $50.00 | 9/11/2012 8:42:33 PM |
banker334 | $40.00 | 9/11/2012 8:15:35 PM |
auction-sage | $50.00 | 9/12/2012 10:34:06 AM |
Darts | $50.00 | 9/12/2012 7:46:01 PM |
Dubbs360 | $500.00 | 9/13/2012 10:42:57 AM |
heartpounding-loyalty7 | $25.00 | 9/13/2012 4:53:57 PM |
EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:48 AM |
durability-seahorse7 | $100.00 | 9/18/2012 8:39:11 AM |
Avala | $100.00 | 9/18/2012 9:31:58 AM |
neighborly-hope6 | $100.00 | 9/18/2012 9:45:32 AM |
handy-money9 | $75.00 | 9/18/2012 10:52:05 AM |
windguy | $50.00 | 9/18/2012 12:47:32 PM |
community-stream9 | $25.00 | 9/18/2012 8:39:32 PM |
Leopoldine | $25.00 | 9/19/2012 9:15:18 AM |
cash-kin7 | $50.00 | 9/19/2012 10:01:04 AM |
compassion-twister2 | $50.00 | 9/19/2012 6:14:25 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:22 PM |
socrates520 | $50.00 | 9/19/2012 11:33:54 PM |
respectful-fairness069 | $27.00 | 9/20/2012 8:56:50 AM |
bonafide-economy | $25.00 | 9/20/2012 6:54:05 AM |
a-finance-director | $50.00 | 9/20/2012 10:15:59 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:15 AM |
samurai2 | $25.00 | 9/20/2012 3:09:05 PM |
FlexFunding | $100.00 | 9/21/2012 1:26:49 PM |
penny-kahuna0 | $25.00 | 9/21/2012 3:41:16 PM |
houli123 | $50.00 | 9/22/2012 3:11:23 AM |
cardminger | $25.00 | 9/22/2012 12:05:41 PM |
Benkneebob | $25.00 | 9/22/2012 12:15:12 PM |
Investoman | $25.00 | 9/22/2012 12:24:57 PM |
enriching-trade2 | $50.00 | 9/22/2012 12:36:19 PM |
djs81 | $75.00 | 9/22/2012 12:46:52 PM |
rmachi | $25.00 | 9/22/2012 12:49:25 PM |
velocityasaurus-rex4 | $100.00 | 9/22/2012 1:21:19 PM |
Syzygy | $25.00 | 9/22/2012 1:29:52 PM |
fund-booster4 | $150.00 | 9/22/2012 2:34:48 PM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:41 PM |
nuclearmoose | $50.00 | 9/23/2012 12:24:40 PM |
flo_rida | $100.00 | 9/23/2012 12:36:56 PM |
Index_Plus | $7,500.00 | 9/23/2012 12:39:52 PM |
liberty-prometheus6 | $25.00 | 9/23/2012 12:54:18 PM |
loot-knickers5 | $200.00 | 9/23/2012 10:57:59 PM |
trade-wildcat2 | $25.00 | 9/24/2012 7:13:34 AM |
MI2 | $5,000.00 | 9/24/2012 7:20:48 AM |
unrelenting-platinum2 | $25.00 | 9/24/2012 9:30:54 AM |
credit-socrates648 | $1,250.00 | 9/24/2012 1:44:40 PM |
sunny-listing5 | $25.00 | 9/24/2012 1:47:23 PM |
saver266 | $30.00 | 9/24/2012 2:56:45 PM |
Lev8 | $25.00 | 9/24/2012 3:08:02 PM |
eloquent-money2 | $25.00 | 9/24/2012 12:08:30 PM |
tender-fund1 | $133.95 | 9/24/2012 1:48:30 PM |
benevolent-marketplace4 | $2,500.00 | 9/24/2012 1:46:38 PM |
think_globally_act_locally | $50.00 | 9/24/2012 1:56:16 PM |
azazle | $50.00 | 9/24/2012 2:29:00 PM |
myduck | $40.00 | 9/24/2012 3:09:01 PM |
SFGuy | $25.00 | 9/24/2012 3:52:29 PM |
Plutis | $25.00 | 9/10/2012 5:43:09 PM |
lionheart722 | $100.00 | 9/10/2012 5:49:52 PM |
simplelender80 | $500.00 | 9/10/2012 6:06:39 PM |
kfrench | $75.00 | 9/10/2012 6:33:57 PM |
jcornehlsen | $25.00 | 9/10/2012 6:27:40 PM |
RoyFauntleroy | $50.00 | 9/11/2012 7:50:11 AM |
kenji4861 | $25.00 | 9/11/2012 9:29:38 AM |
spartacusiam | $25.00 | 9/11/2012 9:57:43 AM |
agreement-oracle0 | $99.00 | 9/11/2012 7:07:45 PM |
transparency-silo2 | $25.00 | 9/12/2012 9:21:16 AM |
pdub | $750.00 | 9/13/2012 10:33:07 AM |
rchapee | $25.00 | 9/14/2012 7:51:51 AM |
adaboy65 | $100.00 | 9/14/2012 5:55:02 PM |
britgsb | $25.00 | 9/15/2012 8:03:39 AM |
Culebra1930 | $75.00 | 9/15/2012 12:16:58 PM |
Taxman44 | $25.00 | 9/15/2012 12:36:51 PM |
RothySkynx | $25.00 | 9/15/2012 7:15:55 PM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:09 PM |
transparency-sapling | $25.00 | 9/16/2012 7:15:45 AM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:30 PM |
compassionate-payment218 | $25.00 | 9/16/2012 6:34:13 PM |
brainy-credit1 | $70.00 | 9/18/2012 3:57:40 AM |
logical-reward8 | $25.00 | 9/18/2012 9:11:32 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:19 AM |
bewitching-commitment421 | $50.00 | 9/18/2012 11:31:14 AM |
excellent-funds649 | $130.00 | 9/18/2012 10:34:58 AM |
imogen22 | $25.00 | 9/18/2012 12:43:25 PM |
wampum-chorus3 | $50.00 | 9/18/2012 6:30:34 PM |
commerce-gargantuan2 | $50.00 | 9/19/2012 5:59:40 PM |
broosky2 | $100.00 | 9/20/2012 7:44:33 AM |
openness-cosmos9 | $50.00 | 9/21/2012 12:27:31 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:12 PM |
coin-tweet | $50.00 | 9/21/2012 6:55:51 PM |
HikeMoab | $25.00 | 9/21/2012 10:19:22 PM |
Rivervale_Westwood | $200.00 | 9/22/2012 11:30:16 AM |
compoundinterest | $25.00 | 9/22/2012 12:27:17 PM |
loan-mongoose1 | $25.00 | 9/22/2012 12:55:36 PM |
kevin314 | $25.00 | 9/22/2012 1:14:14 PM |
california111 | $100.00 | 9/22/2012 2:03:58 PM |
bellaquito | $500.00 | 9/22/2012 2:29:04 PM |
payment-gusto | $25.00 | 9/22/2012 5:45:01 PM |
KSfuture | $50.00 | 9/22/2012 9:40:48 PM |
j2ee | $50.00 | 9/23/2012 12:34:21 PM |
CJMC | $25.00 | 9/23/2012 7:01:10 PM |
engbusres | $50.00 | 9/23/2012 9:41:36 PM |
availableloan | $25.00 | 9/24/2012 9:18:27 AM |
proper-exchange8 | $50.00 | 9/24/2012 9:06:42 AM |
vibrant-penny7 | $50.00 | 9/24/2012 9:44:40 AM |
subtle-revenue0 | $25.00 | 9/24/2012 9:55:40 AM |
shaker348 | $25.00 | 9/24/2012 10:01:35 AM |
orange-elevated-dime2 | $26.41 | 9/24/2012 9:08:17 AM |
mr_haldane | $100.00 | 9/24/2012 9:11:41 AM |
miked8303 | $50.00 | 9/24/2012 9:12:08 AM |
green28 | $100.00 | 9/24/2012 1:20:30 PM |
Biancs | $200.00 | 9/24/2012 1:24:38 PM |
pwkpwk | $25.00 | 9/24/2012 2:17:40 PM |
darknesscrown | $25.00 | 9/24/2012 4:23:56 PM |
bold-wampum-compadre | $31.64 | 9/24/2012 4:34:33 PM |
compatible-deal9 | $50.00 | 9/24/2012 11:16:04 AM |
FlexFunding | $100.00 | 9/24/2012 1:07:43 PM |
durability-genetics7 | $25.00 | 9/24/2012 1:24:26 PM |
swampman | $50.00 | 9/24/2012 2:18:15 PM |
fascinating-transparency6 | $47.00 | 9/24/2012 1:55:18 PM |
Netminder | $50.00 | 9/24/2012 3:26:17 PM |
damanq | $25.00 | 9/24/2012 3:35:36 PM |
sajitk | $25.00 | 9/24/2012 4:07:28 PM |
dsdmoney | $25.00 | 9/24/2012 4:13:03 PM |
angrenost | $25.00 | 9/24/2012 4:24:11 PM |
radforj22 | $50.00 | 9/24/2012 4:09:45 PM |
131 Investments
|
Borrower Payment Dependent Notes Series
637539
This series of Notes was issued and sold upon the funding of the borrower loan #74880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $557.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 22% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 15y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,697 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| meteor817 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
deal-kung-fu | $50.00 | 9/12/2012 9:36:04 AM |
kenji4861 | $25.00 | 9/12/2012 9:48:13 AM |
fund-medalist171 | $50.00 | 9/12/2012 12:42:34 PM |
Bank_Of_XL | $25.00 | 9/12/2012 11:31:46 AM |
marketplace-singularity3 | $50.00 | 9/12/2012 2:25:18 PM |
responsibility-butterfly | $25.00 | 9/12/2012 1:52:15 PM |
blot44 | $25.00 | 9/12/2012 3:02:54 PM |
credible-benjamins724 | $25.00 | 9/12/2012 3:14:45 PM |
fearless-loyalty5 | $25.00 | 9/13/2012 6:35:05 AM |
first-serene-credit | $25.00 | 9/13/2012 11:30:30 AM |
Dubbs360 | $500.00 | 9/13/2012 10:43:13 AM |
pdub | $750.00 | 9/14/2012 10:28:58 AM |
Interloper | $70.00 | 9/15/2012 8:16:28 AM |
britgsb | $25.00 | 9/15/2012 8:03:41 AM |
RothySkynx | $25.00 | 9/15/2012 7:16:08 PM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:12 PM |
SpreadsheetSolutions | $25.00 | 9/16/2012 8:19:41 AM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:32 PM |
Proactive-Financial-Lending | $25.00 | 9/17/2012 5:01:02 PM |
the-magnetic-transaction | $185.00 | 9/17/2012 5:15:12 PM |
azazle | $50.00 | 9/17/2012 5:17:33 PM |
repayment-pagoda8 | $100.00 | 9/17/2012 5:18:38 PM |
martinatime | $50.00 | 9/17/2012 5:21:07 PM |
BDL-Roth | $25.00 | 9/17/2012 5:16:22 PM |
well-mannered-power8 | $25.00 | 9/17/2012 5:54:36 PM |
cardminger | $25.00 | 9/17/2012 5:57:21 PM |
adventurer447 | $300.00 | 9/17/2012 5:46:44 PM |
mtquan | $25.00 | 9/17/2012 5:47:38 PM |
neighborly-hope6 | $100.00 | 9/17/2012 6:07:08 PM |
Kunakiku | $25.00 | 9/17/2012 6:42:06 PM |
bellaquito | $500.00 | 9/17/2012 7:14:48 PM |
loyalty-czar | $75.00 | 9/17/2012 6:20:38 PM |
MI2 | $5,000.00 | 9/17/2012 7:43:40 PM |
invincible-agreement8 | $100.00 | 9/17/2012 7:04:10 PM |
AmericanCredit | $100.00 | 9/17/2012 6:00:13 PM |
red-investment-ranch | $100.00 | 9/17/2012 11:54:32 PM |
superb-transparency799 | $50.00 | 9/18/2012 12:29:32 AM |
payout-paladin3 | $500.00 | 9/17/2012 6:10:11 PM |
bowdish1 | $100.00 | 9/17/2012 6:10:57 PM |
wojo | $25.00 | 9/18/2012 5:51:07 AM |
new-ore-venture | $100.00 | 9/18/2012 12:09:53 AM |
dough-hammock | $25.00 | 9/18/2012 6:32:41 AM |
overflowinglife | $50.00 | 9/17/2012 6:54:16 PM |
BizAnalyst | $50.00 | 9/18/2012 5:28:25 AM |
cash-cymbal3 | $100.00 | 9/18/2012 8:09:38 AM |
power-leader1 | $25.00 | 9/18/2012 8:11:46 AM |
integrity-american | $29.00 | 9/17/2012 8:01:36 PM |
TheArtOfLogic | $25.00 | 9/17/2012 8:43:28 PM |
keen-credit6 | $26.00 | 9/17/2012 10:39:39 PM |
orange-influential-credit | $25.00 | 9/18/2012 7:26:14 AM |
durability-seahorse7 | $50.00 | 9/18/2012 12:58:49 AM |
bonafide-economy | $25.00 | 9/18/2012 8:29:40 AM |
profitable-commerce822 | $25.00 | 9/18/2012 8:30:48 AM |
economy-popcorn | $25.00 | 9/18/2012 5:51:19 AM |
Natronpee | $25.00 | 9/18/2012 9:09:07 AM |
mjjjrj | $25.00 | 9/18/2012 7:49:34 AM |
awwaww | $25.00 | 9/18/2012 9:12:45 AM |
riproaringrapids | $50.00 | 9/18/2012 9:13:45 AM |
Flyinerb | $50.00 | 9/18/2012 9:15:26 AM |
kinetic-currency7 | $25.00 | 9/18/2012 9:10:17 AM |
compoundinterest | $25.00 | 9/18/2012 9:18:01 AM |
first-favorite-bonus9 | $25.00 | 9/18/2012 9:00:50 AM |
Au-Ag-Pt | $25.00 | 9/18/2012 9:18:34 AM |
SJM10011a | $25.00 | 9/18/2012 9:12:58 AM |
durability-officer | $36.00 | 9/18/2012 9:20:00 AM |
nuclearmoose | $50.00 | 9/18/2012 9:16:40 AM |
peso-dancer3 | $25.00 | 9/18/2012 9:03:29 AM |
nimble-money0 | $25.00 | 9/18/2012 9:22:30 AM |
bndlending2u | $25.00 | 9/18/2012 9:22:56 AM |
vivacious-truth3 | $25.00 | 9/18/2012 9:27:36 AM |
Cheburashka | $30.00 | 9/18/2012 9:20:16 AM |
brady830 | $50.00 | 9/18/2012 9:20:33 AM |
mtp | $100.00 | 9/18/2012 9:28:46 AM |
pipopirate | $25.00 | 9/18/2012 9:31:45 AM |
Avala | $100.00 | 9/18/2012 9:32:01 AM |
Qualified-Investor | $25.00 | 9/18/2012 9:26:13 AM |
educationfirst | $50.00 | 9/18/2012 9:26:20 AM |
moola-gondola1 | $25.00 | 9/18/2012 9:26:57 AM |
everythingbagel | $100.00 | 9/18/2012 9:27:55 AM |
logical-reward8 | $25.00 | 9/18/2012 9:11:34 AM |
point-leather9 | $25.00 | 9/18/2012 9:33:32 AM |
marketplace-cello5 | $25.00 | 9/18/2012 9:30:30 AM |
credit-vinyl | $25.00 | 9/18/2012 9:33:37 AM |
meux99 | $25.00 | 9/18/2012 9:11:53 AM |
fervent-revenue7 | $25.00 | 9/18/2012 9:33:52 AM |
lgs83 | $30.00 | 9/18/2012 9:34:07 AM |
Pasagam | $50.00 | 9/18/2012 9:35:17 AM |
exuberant-dime | $25.00 | 9/18/2012 9:36:50 AM |
girlwithglasses | $50.00 | 9/18/2012 9:37:58 AM |
auction-iris9 | $120.00 | 9/18/2012 9:39:52 AM |
Zuzu | $25.00 | 9/18/2012 9:16:29 AM |
worth-web5 | $50.00 | 9/18/2012 9:40:03 AM |
rewards | $25.00 | 9/18/2012 9:40:54 AM |
botfolio | $300.00 | 9/18/2012 9:33:00 AM |
jasperpants | $25.00 | 9/18/2012 9:33:13 AM |
transparency-halo | $25.00 | 9/18/2012 9:44:22 AM |
bold-witty-p2ploan | $25.00 | 9/18/2012 9:33:56 AM |
ctgscott | $25.00 | 9/18/2012 9:34:14 AM |
ramsbladder | $25.00 | 9/18/2012 9:34:35 AM |
peripatetic | $25.00 | 9/18/2012 9:34:51 AM |
greenbacchus | $25.00 | 9/18/2012 9:35:06 AM |
bazaar-fluffy-bunny1 | $25.00 | 9/18/2012 9:35:36 AM |
taz007 | $25.00 | 9/18/2012 9:46:43 AM |
kurg | $25.00 | 9/18/2012 9:37:02 AM |
Veridic | $25.00 | 9/18/2012 9:47:00 AM |
Doc23 | $25.00 | 9/18/2012 9:47:42 AM |
outwish | $25.00 | 9/18/2012 9:38:04 AM |
BAdler | $25.00 | 9/18/2012 9:24:21 AM |
determined-deal7 | $25.00 | 9/18/2012 9:49:16 AM |
TCayce | $25.00 | 9/18/2012 9:49:28 AM |
wtrboy | $25.00 | 9/18/2012 9:49:42 AM |
mar97 | $25.00 | 9/18/2012 9:25:23 AM |
cebgop | $25.00 | 9/18/2012 9:41:58 AM |
conaty | $50.00 | 9/18/2012 9:50:10 AM |
JCPlending | $25.00 | 9/18/2012 9:25:50 AM |
peso-raccoon6 | $25.00 | 9/18/2012 9:43:17 AM |
Dan65 | $25.00 | 9/18/2012 9:43:39 AM |
financelover | $50.00 | 9/18/2012 9:45:03 AM |
rulender | $25.00 | 9/18/2012 9:53:35 AM |
serene-credit4 | $25.00 | 9/18/2012 9:53:41 AM |
ZeoInvestments | $25.00 | 9/18/2012 9:54:27 AM |
cardguy | $25.00 | 9/18/2012 9:46:36 AM |
joseapg | $25.00 | 9/18/2012 9:55:09 AM |
a-unflappable-finance | $100.00 | 9/18/2012 9:47:36 AM |
RockCrown | $25.00 | 9/18/2012 9:55:31 AM |
rentalguy | $50.00 | 9/18/2012 9:47:38 AM |
riskadverse44 | $25.00 | 9/18/2012 9:31:01 AM |
BB-ptoploan | $50.00 | 9/18/2012 9:58:16 AM |
Wilvara | $25.00 | 9/18/2012 9:59:12 AM |
LendDoc | $25.00 | 9/18/2012 9:50:21 AM |
JebkaClan | $25.00 | 9/18/2012 9:50:41 AM |
velocity-solo | $25.00 | 9/18/2012 9:59:37 AM |
independent-revenue4 | $100.00 | 9/18/2012 10:00:32 AM |
Mark-O-Polo | $25.00 | 9/18/2012 9:51:35 AM |
american6 | $50.00 | 9/18/2012 10:01:16 AM |
larrybird | $1,000.00 | 9/18/2012 10:02:19 AM |
bajeezus | $25.00 | 9/18/2012 9:52:11 AM |
GeorgiaBoy2008 | $50.00 | 9/18/2012 9:32:49 AM |
Clambake | $25.00 | 9/18/2012 10:03:26 AM |
Money2Lend_U | $250.00 | 9/18/2012 9:53:38 AM |
iolaire | $25.00 | 9/18/2012 10:04:47 AM |
tbati | $25.00 | 9/18/2012 9:33:57 AM |
jybank | $50.00 | 9/18/2012 10:05:09 AM |
buckeye9 | $25.00 | 9/18/2012 9:56:03 AM |
velocity-javelin8 | $25.00 | 9/18/2012 9:56:18 AM |
return-marsupial3 | $25.00 | 9/18/2012 9:56:30 AM |
fair-funds | $25.00 | 9/18/2012 10:07:30 AM |
sail120 | $25.00 | 9/18/2012 9:56:40 AM |
yachtmaster45 | $25.00 | 9/18/2012 9:56:44 AM |
blue-fervent-pound | $25.00 | 9/18/2012 9:38:35 AM |
allotment464 | $100.00 | 9/18/2012 9:38:39 AM |
stensonb | $25.00 | 9/18/2012 10:10:34 AM |
benjamins-utopia | $100.00 | 9/18/2012 9:39:17 AM |
Investoman | $25.00 | 9/18/2012 10:11:05 AM |
Holtavious | $25.00 | 9/18/2012 9:39:20 AM |
Beverly_Hills_Lender | $25.00 | 9/18/2012 9:39:41 AM |
jbaum | $40.00 | 9/18/2012 9:59:22 AM |
mighty-credit57 | $25.00 | 9/18/2012 9:59:55 AM |
GmaJosephine | $25.00 | 9/18/2012 9:41:06 AM |
gallant-economy9 | $50.00 | 9/18/2012 10:00:30 AM |
kinetic-openness0 | $25.00 | 9/18/2012 10:12:32 AM |
leeball | $50.00 | 9/18/2012 9:42:53 AM |
tlp43 | $25.00 | 9/18/2012 9:43:13 AM |
marketplace-achievement | $25.00 | 9/18/2012 10:13:47 AM |
LandE2BG | $50.00 | 9/18/2012 9:43:59 AM |
AnxiousAirman | $50.00 | 9/18/2012 9:44:21 AM |
hard-working-rate3 | $25.00 | 9/18/2012 10:03:33 AM |
efficient-marketplace | $25.00 | 9/18/2012 10:03:51 AM |
orange-courageous-dedication | $25.00 | 9/18/2012 9:46:13 AM |
ThomasC | $50.00 | 9/18/2012 10:06:38 AM |
SanJoser | $25.00 | 9/18/2012 9:46:58 AM |
mausolfe | $25.00 | 9/18/2012 10:08:17 AM |
LimaGuy | $25.00 | 9/18/2012 10:11:55 AM |
Prairie-MN | $30.00 | 9/18/2012 9:50:25 AM |
new-nourishing-trade | $25.00 | 9/18/2012 10:12:06 AM |
enterprising-bazaar2 | $25.00 | 9/18/2012 9:50:33 AM |
locomotive7 | $25.00 | 9/18/2012 10:13:00 AM |
mrladybug101 | $25.00 | 9/18/2012 9:50:53 AM |
kmavm | $50.00 | 9/18/2012 9:53:56 AM |
credit-scout7 | $50.00 | 9/18/2012 9:54:30 AM |
punctual-worth263 | $25.00 | 9/18/2012 9:54:48 AM |
realtormoises | $25.00 | 9/18/2012 9:55:12 AM |
Iwillhuntyoudown | $25.00 | 9/18/2012 9:55:25 AM |
joyful-worth486 | $25.00 | 9/18/2012 9:56:12 AM |
mindful-duty | $25.00 | 9/18/2012 9:56:55 AM |
BlindSquirrel | $25.00 | 9/18/2012 9:59:45 AM |
bold-organic-yield | $500.00 | 9/18/2012 10:02:40 AM |
reward-walnut | $25.00 | 9/18/2012 10:03:58 AM |
mizinc | $25.00 | 9/18/2012 10:04:29 AM |
sharpey | $25.00 | 9/18/2012 10:04:36 AM |
bds9646 | $26.00 | 9/18/2012 10:08:21 AM |
gracej | $25.00 | 9/18/2012 10:09:09 AM |
Flanagan | $25.00 | 9/18/2012 10:10:03 AM |
Gatorsalsa | $36.44 | 9/18/2012 10:12:17 AM |
kbodendorf | $25.00 | 9/18/2012 10:13:11 AM |
bazaar-tulip | $25.00 | 9/12/2012 9:48:24 AM |
EnglishGeekInNYC | $50.00 | 9/12/2012 10:28:49 AM |
best-bonafide-p2p | $25.00 | 9/12/2012 9:57:14 AM |
ready-interest9 | $25.00 | 9/12/2012 10:21:53 AM |
auction-sage | $50.00 | 9/12/2012 10:34:15 AM |
community-burrito9 | $25.00 | 9/12/2012 2:24:40 PM |
simplelender80 | $500.00 | 9/12/2012 7:30:56 PM |
rchapee | $25.00 | 9/14/2012 7:52:01 AM |
rootcanaler | $100.00 | 9/14/2012 7:19:31 AM |
jdrez | $50.00 | 9/14/2012 5:54:58 PM |
adaboy65 | $100.00 | 9/14/2012 5:55:09 PM |
Culebra1930 | $75.00 | 9/15/2012 12:17:02 PM |
Cai8899 | $25.00 | 9/15/2012 12:18:12 PM |
Taxman44 | $25.00 | 9/15/2012 12:36:55 PM |
transparency-sapling | $25.00 | 9/16/2012 7:15:49 AM |
chris-heretoinvest | $25.00 | 9/16/2012 10:21:14 AM |
heavy_ax | $25.00 | 9/17/2012 10:13:01 AM |
prudent-payment316 | $25.00 | 9/17/2012 5:11:52 PM |
emphatic-responsibility | $50.00 | 9/17/2012 5:28:26 PM |
investment-genetics90 | $25.00 | 9/17/2012 5:31:56 PM |
trade-boots1 | $100.00 | 9/17/2012 5:16:10 PM |
miked8303 | $50.00 | 9/17/2012 6:09:39 PM |
atlacatl | $25.00 | 9/17/2012 5:58:33 PM |
dharma1 | $25.00 | 9/17/2012 5:40:15 PM |
Castellan | $50.00 | 9/17/2012 6:11:35 PM |
blue-order-comet | $100.00 | 9/17/2012 6:22:18 PM |
Long-term2040 | $25.00 | 9/17/2012 8:18:52 PM |
vigilance-spinner3 | $50.00 | 9/17/2012 10:02:03 PM |
note-mad-scientist | $80.00 | 9/18/2012 4:24:58 AM |
DownHomeLender | $25.00 | 9/18/2012 12:31:10 AM |
Bank42 | $25.00 | 9/18/2012 3:33:18 AM |
forceful-durability7 | $30.17 | 9/18/2012 7:29:08 AM |
ponch12 | $50.00 | 9/18/2012 4:09:21 AM |
responsive-worth5 | $25.00 | 9/18/2012 8:08:00 AM |
blue-laudable-dinero | $50.00 | 9/17/2012 9:31:31 PM |
dinero-journey9 | $50.00 | 9/17/2012 11:13:16 PM |
klinebarger | $25.00 | 9/18/2012 7:37:07 AM |
bicyclebear | $50.00 | 9/18/2012 4:00:04 AM |
fairwealth | $25.00 | 9/18/2012 8:52:50 AM |
promise2 | $40.48 | 9/18/2012 8:13:10 AM |
spenrod | $25.00 | 9/18/2012 9:16:39 AM |
versatile-dime442 | $234.00 | 9/18/2012 9:14:03 AM |
trade-watcher | $25.00 | 9/18/2012 9:19:39 AM |
1redfish | $100.00 | 9/18/2012 9:21:02 AM |
larslfe | $25.00 | 9/18/2012 9:18:18 AM |
djs81 | $75.00 | 9/18/2012 9:04:36 AM |
Kame | $25.00 | 9/18/2012 9:26:38 AM |
Nco | $25.00 | 9/18/2012 9:28:13 AM |
reaction5 | $25.00 | 9/18/2012 9:20:34 AM |
ebgb234 | $25.00 | 9/18/2012 9:20:51 AM |
invincible-deal82 | $25.00 | 9/18/2012 9:21:19 AM |
platinum-genetics | $25.00 | 9/18/2012 9:22:11 AM |
currency-chihuahua3 | $50.00 | 9/18/2012 9:31:15 AM |
durability-warmth | $50.00 | 9/18/2012 9:25:42 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:21 AM |
asdf9876 | $25.00 | 9/18/2012 9:28:18 AM |
1phantom | $25.00 | 9/18/2012 9:28:22 AM |
economy-molecule3 | $500.00 | 9/18/2012 9:29:26 AM |
downtownfarm | $25.00 | 9/18/2012 9:38:15 AM |
proud-pound4 | $25.00 | 9/18/2012 9:39:00 AM |
fortytwo | $150.00 | 9/18/2012 9:41:17 AM |
funds-captain4 | $50.00 | 9/18/2012 9:32:42 AM |
Panna | $25.00 | 9/18/2012 9:18:47 AM |
bba11er45 | $25.00 | 9/18/2012 9:42:58 AM |
wise-alluring-penny | $50.00 | 9/18/2012 9:19:58 AM |
currency-agave | $50.00 | 9/18/2012 9:21:24 AM |
nofreelunch | $50.00 | 9/18/2012 9:35:34 AM |
dpjd | $25.00 | 9/18/2012 9:46:56 AM |
bigballer105 | $100.00 | 9/18/2012 9:48:27 AM |
investment-kingdom | $25.00 | 9/18/2012 9:48:49 AM |
brightest-inspired-gain | $25.00 | 9/18/2012 9:24:02 AM |
TheReaderRabbit | $25.00 | 9/18/2012 9:49:11 AM |
investment-guardian9 | $25.00 | 9/18/2012 9:39:54 AM |
blooming-market | $25.00 | 9/18/2012 9:49:54 AM |
progressive-asset | $100.00 | 9/18/2012 9:42:19 AM |
Snailslug | $25.00 | 9/18/2012 9:50:14 AM |
Jasper | $25.00 | 9/18/2012 9:50:23 AM |
impartial-silver085 | $50.00 | 9/18/2012 9:51:17 AM |
integrity-saver | $25.00 | 9/18/2012 9:43:43 AM |
kbguru | $25.00 | 9/18/2012 9:26:44 AM |
sentry256 | $25.00 | 9/18/2012 9:27:14 AM |
keyfig | $25.00 | 9/18/2012 9:52:20 AM |
brainy-dedication | $50.00 | 9/18/2012 9:44:53 AM |
astute-benjamins | $150.00 | 9/18/2012 9:28:06 AM |
minista | $25.00 | 9/18/2012 9:53:07 AM |
TelegramSam | $25.00 | 9/18/2012 9:28:16 AM |
adventurous-commerce | $25.00 | 9/18/2012 9:53:52 AM |
PA2LA | $25.00 | 9/18/2012 9:29:41 AM |
sngndnc | $25.00 | 9/18/2012 9:29:44 AM |
best-enriched-auction | $25.00 | 9/18/2012 9:29:49 AM |
puifais | $50.00 | 9/18/2012 9:46:37 AM |
unforgettable-wealth4 | $50.00 | 9/18/2012 9:54:47 AM |
sanjubab | $100.00 | 9/18/2012 9:47:07 AM |
otter | $50.00 | 9/18/2012 9:30:10 AM |
figs4u2 | $100.00 | 9/18/2012 9:47:24 AM |
delivery | $25.00 | 9/18/2012 9:57:19 AM |
jaker | $25.00 | 9/18/2012 9:31:34 AM |
Chuck9802 | $25.00 | 9/18/2012 9:58:29 AM |
zhiguli | $25.00 | 9/18/2012 9:58:53 AM |
Tylerh | $250.00 | 9/18/2012 9:59:28 AM |
new-return-faire | $100.00 | 9/18/2012 9:50:37 AM |
jrwoodie | $25.00 | 9/18/2012 9:51:56 AM |
Tradesmanlender | $25.00 | 9/18/2012 9:52:06 AM |
Thecozychick | $25.00 | 9/18/2012 10:03:05 AM |
shaker348 | $25.00 | 9/18/2012 10:04:02 AM |
note-oboe | $25.00 | 9/18/2012 10:04:16 AM |
timbob | $100.00 | 9/18/2012 9:53:37 AM |
Preteur | $25.00 | 9/18/2012 9:54:15 AM |
brazilofmux | $100.00 | 9/18/2012 9:33:26 AM |
lucky6 | $25.00 | 9/18/2012 9:54:55 AM |
stuy1998 | $25.00 | 9/18/2012 10:05:47 AM |
skuba | $75.00 | 9/18/2012 10:06:18 AM |
kind-genuine-dough | $25.00 | 9/18/2012 9:56:42 AM |
ski bum | $100.00 | 9/18/2012 9:35:50 AM |
power-haven459 | $25.00 | 9/18/2012 9:57:16 AM |
murren | $25.00 | 9/18/2012 10:08:08 AM |
ore-jalapeno4 | $50.00 | 9/18/2012 9:37:53 AM |
letsbank | $25.00 | 9/18/2012 9:38:22 AM |
Duchdad | $25.00 | 9/18/2012 10:09:22 AM |
helpishere777 | $25.00 | 9/18/2012 9:58:00 AM |
AFairDeal | $25.00 | 9/18/2012 9:38:58 AM |
ChicoBob | $25.00 | 9/18/2012 9:39:43 AM |
aggresive-commerce8 | $50.00 | 9/18/2012 10:11:10 AM |
Tasteslikechicken | $50.00 | 9/18/2012 10:11:42 AM |
euro-speaker8 | $100.00 | 9/18/2012 9:59:47 AM |
_kyle | $50.00 | 9/18/2012 10:13:41 AM |
proper-exchange8 | $50.00 | 9/18/2012 10:02:22 AM |
dasbuntenheim | $34.83 | 9/18/2012 9:44:06 AM |
anyoi | $25.00 | 9/18/2012 10:02:47 AM |
brutusbone | $25.00 | 9/18/2012 10:03:53 AM |
MoneyMA | $25.00 | 9/18/2012 10:06:12 AM |
deal-viking4 | $25.00 | 9/18/2012 9:46:48 AM |
Svendolyn80 | $50.00 | 9/18/2012 9:48:22 AM |
inspired-investment8 | $100.00 | 9/18/2012 10:08:27 AM |
dingus | $25.00 | 9/18/2012 9:48:26 AM |
blue-calm-commitment | $25.00 | 9/18/2012 10:08:44 AM |
bulldawg | $25.00 | 9/18/2012 10:10:52 AM |
treasure-palace661 | $300.00 | 9/18/2012 9:49:58 AM |
trevandtal | $25.00 | 9/18/2012 10:10:55 AM |
kirkjerk | $50.00 | 9/18/2012 9:50:16 AM |
preeminant-hope7 | $25.00 | 9/18/2012 9:50:30 AM |
skvat | $25.00 | 9/18/2012 9:51:01 AM |
whiteasianrose | $25.00 | 9/18/2012 9:51:42 AM |
pound-idol543 | $100.00 | 9/18/2012 9:52:30 AM |
sjlender | $100.00 | 9/18/2012 9:53:01 AM |
cgkid | $50.00 | 9/18/2012 9:54:29 AM |
lounges | $25.00 | 9/18/2012 9:57:01 AM |
acropiloterau2002 | $25.00 | 9/18/2012 9:57:49 AM |
don8ter | $50.00 | 9/18/2012 9:59:10 AM |
abundant-velocity5 | $100.00 | 9/18/2012 10:02:04 AM |
mnmcarve | $25.00 | 9/18/2012 10:03:56 AM |
asset-conqueror6 | $25.00 | 9/18/2012 10:04:27 AM |
L-vex | $25.00 | 9/18/2012 10:06:45 AM |
harty | $50.00 | 9/18/2012 10:07:01 AM |
hostbank | $100.00 | 9/18/2012 10:09:13 AM |
mulberry4 | $50.00 | 9/18/2012 10:12:23 AM |
UstedEsElHombre | $100.00 | 9/18/2012 10:13:32 AM |
352 Investments
|
Borrower Payment Dependent Notes Series
637705
This series of Notes was issued and sold upon the funding of the borrower loan #75050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $22,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $490.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 10% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 11y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,490 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-subtle-worth |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Student Loan Refi
Purpose of loan:
This loan will be used to consolidate student loans.
My financial situation:
I am a good candidate for this loan because I earn a good salary, am an owner of my company, and have excellent job security.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bank_Of_XL | $25.00 | 9/11/2012 5:06:53 PM |
martinatime | $50.00 | 9/11/2012 5:13:56 PM |
EnglishGeekInNYC | $50.00 | 9/11/2012 6:34:26 PM |
blot44 | $25.00 | 9/11/2012 9:01:51 PM |
icydog | $25.00 | 9/11/2012 11:12:46 PM |
spartacusiam | $25.00 | 9/12/2012 9:43:40 AM |
responsibility-butterfly | $25.00 | 9/12/2012 1:52:04 PM |
first-serene-credit | $25.00 | 9/13/2012 11:28:50 AM |
Dubbs360 | $500.00 | 9/13/2012 10:43:07 AM |
rchapee | $25.00 | 9/14/2012 7:51:58 AM |
svjeller | $100.00 | 9/14/2012 6:45:32 PM |
britgsb | $25.00 | 9/15/2012 8:03:41 AM |
Cai8899 | $25.00 | 9/15/2012 12:18:12 PM |
Taxman44 | $25.00 | 9/15/2012 12:36:53 PM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:11 PM |
direct-dinero2 | $25.00 | 9/16/2012 11:25:01 AM |
transparency-sapling | $25.00 | 9/16/2012 7:15:47 AM |
husley | $25.00 | 9/16/2012 2:26:00 PM |
spy0 | $25.00 | 9/17/2012 8:10:32 AM |
Efinvestors | $25.00 | 9/17/2012 11:03:05 AM |
MI2 | $5,000.00 | 9/17/2012 7:43:38 PM |
BizAnalyst | $50.00 | 9/18/2012 5:28:24 AM |
loyalty-czar | $100.00 | 9/18/2012 6:16:00 AM |
kinetic-currency7 | $25.00 | 9/18/2012 9:05:43 AM |
Avala | $100.00 | 9/18/2012 9:31:59 AM |
availableloan | $25.00 | 9/18/2012 9:43:34 AM |
excellent-funds649 | $130.00 | 9/18/2012 10:34:59 AM |
handy-money9 | $75.00 | 9/18/2012 10:52:07 AM |
imogen22 | $25.00 | 9/18/2012 12:43:26 PM |
bewitching-commitment421 | $50.00 | 9/18/2012 11:31:14 AM |
helpful-silver7 | $25.00 | 9/18/2012 12:37:38 PM |
windguy | $50.00 | 9/18/2012 5:19:12 PM |
EJPiper | $25.00 | 9/18/2012 7:26:17 PM |
wampum-chorus3 | $50.00 | 9/18/2012 6:30:35 PM |
newest-thrilling-income | $25.00 | 9/19/2012 6:18:22 AM |
ore-hero231 | $100.00 | 9/19/2012 1:56:53 AM |
Karensmoney | $224.74 | 9/19/2012 7:25:58 AM |
eljobe | $40.00 | 9/19/2012 5:36:54 AM |
nuclearmoose | $50.00 | 9/19/2012 9:15:03 AM |
Leopoldine | $25.00 | 9/19/2012 9:15:18 AM |
leverage-galleon | $30.00 | 9/19/2012 2:26:39 PM |
leverage-monger | $25.00 | 9/19/2012 12:01:30 PM |
cash-cymbal3 | $100.00 | 9/19/2012 12:42:09 PM |
compatible-deal9 | $50.00 | 9/19/2012 2:52:50 PM |
transaction-keeper5 | $25.00 | 9/19/2012 5:34:05 PM |
smart-kindness8 | $25.00 | 9/20/2012 4:32:56 AM |
socrates520 | $50.00 | 9/19/2012 11:33:55 PM |
jubilant-capital1 | $100.00 | 9/20/2012 7:49:35 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:16 AM |
deal-kung-fu | $200.00 | 9/20/2012 10:16:06 AM |
courteous-trade229 | $30.00 | 9/20/2012 10:29:25 AM |
RedmondMan | $25.00 | 9/20/2012 12:02:55 PM |
Ocean713 | $75.00 | 9/20/2012 3:50:53 PM |
a-noble-coin | $25.00 | 9/20/2012 6:12:19 PM |
fairness-symphony2 | $50.00 | 9/20/2012 5:52:24 PM |
deal-blossom595 | $25.00 | 9/20/2012 7:33:29 PM |
msd71258 | $25.00 | 9/21/2012 6:21:45 AM |
john0720 | $25.00 | 9/21/2012 7:08:02 AM |
mighty-return326 | $100.00 | 9/21/2012 7:16:28 AM |
worth21 | $25.00 | 9/21/2012 8:08:10 AM |
coin-popcorn | $34.55 | 9/21/2012 9:49:57 AM |
Astyanax | $40.00 | 9/21/2012 10:01:41 AM |
silver-acrobat5 | $25.00 | 9/21/2012 2:53:35 PM |
trade-cactus8 | $100.00 | 9/21/2012 12:16:53 PM |
Oakland | $50.00 | 9/21/2012 4:25:48 PM |
bazaar-tulip | $25.00 | 9/11/2012 5:06:46 PM |
community-burrito9 | $25.00 | 9/11/2012 5:21:46 PM |
community-burrito9 | $40.00 | 9/11/2012 5:21:31 PM |
jcornehlsen | $25.00 | 9/11/2012 5:58:40 PM |
banker334 | $40.00 | 9/11/2012 8:15:40 PM |
well-mannered-income3 | $36.00 | 9/11/2012 7:15:52 PM |
marketplace-singularity3 | $25.00 | 9/12/2012 6:50:36 AM |
decisive-income7 | $2,500.00 | 9/12/2012 9:05:16 AM |
kenji4861 | $25.00 | 9/12/2012 9:48:11 AM |
auction-sage | $50.00 | 9/12/2012 10:34:12 AM |
credible-benjamins724 | $25.00 | 9/12/2012 3:11:31 PM |
infomas | $50.00 | 9/12/2012 4:50:54 PM |
simplelender80 | $500.00 | 9/12/2012 7:30:49 PM |
fearless-loyalty5 | $25.00 | 9/13/2012 6:35:03 AM |
payment-halo | $25.00 | 9/13/2012 12:24:22 PM |
credit-coach118 | $35.07 | 9/13/2012 4:01:58 PM |
heartpounding-loyalty7 | $25.00 | 9/13/2012 4:53:58 PM |
cerebral-dollar773 | $25.00 | 9/14/2012 5:18:15 AM |
pdub | $750.00 | 9/14/2012 10:28:58 AM |
newest-currency-vibrato | $25.00 | 9/14/2012 4:27:01 PM |
adaboy65 | $100.00 | 9/14/2012 5:55:07 PM |
jdrez | $50.00 | 9/14/2012 5:50:31 PM |
Culebra1930 | $75.00 | 9/15/2012 12:17:00 PM |
RothySkynx | $25.00 | 9/15/2012 7:15:58 PM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:31 PM |
rockhound84 | $25.00 | 9/17/2012 4:51:00 AM |
chrisb1414 | $25.00 | 9/17/2012 5:17:23 AM |
fly4sugar | $100.00 | 9/17/2012 7:52:31 AM |
themoneydoctor | $75.00 | 9/17/2012 4:05:20 PM |
JumpinJuniper | $100.00 | 9/17/2012 2:42:09 PM |
heavy_ax | $25.00 | 9/17/2012 10:13:00 AM |
azazle | $50.00 | 9/17/2012 8:23:07 PM |
loot-knickers5 | $250.00 | 9/17/2012 9:13:10 PM |
durability-seahorse7 | $100.00 | 9/18/2012 8:39:12 AM |
logical-reward8 | $25.00 | 9/18/2012 9:11:33 AM |
Castellan | $50.00 | 9/18/2012 9:19:19 AM |
CashBank | $25.00 | 9/18/2012 9:05:40 AM |
indianoven | $25.00 | 9/18/2012 9:38:29 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:19 AM |
botfolio | $300.00 | 9/18/2012 9:32:59 AM |
neighborly-hope6 | $100.00 | 9/18/2012 9:45:33 AM |
astute-benjamins | $150.00 | 9/18/2012 9:30:12 AM |
treasure-palace661 | $300.00 | 9/18/2012 9:49:57 AM |
giftgold | $25.00 | 9/18/2012 11:01:53 AM |
best-bonafide-p2p | $50.00 | 9/18/2012 2:44:19 PM |
balance316 | $26.00 | 9/19/2012 5:57:21 AM |
benevolent-marketplace4 | $2,500.00 | 9/18/2012 6:46:45 PM |
y2kman9 | $25.00 | 9/19/2012 6:22:15 AM |
Attract | $50.00 | 9/18/2012 7:51:03 PM |
community-stream9 | $25.00 | 9/18/2012 8:39:33 PM |
napmanger | $100.00 | 9/18/2012 9:45:20 PM |
quickstep | $125.00 | 9/19/2012 1:56:58 AM |
cash-kin7 | $100.00 | 9/19/2012 10:01:05 AM |
msmlender | $26.04 | 9/19/2012 11:39:38 AM |
spry-felicity4 | $35.00 | 9/19/2012 11:48:17 AM |
goldenskye | $100.00 | 9/19/2012 12:28:29 PM |
mlm_invests | $25.00 | 9/19/2012 8:38:04 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:23 PM |
BankofPete | $25.00 | 9/20/2012 6:37:50 AM |
EthanColeInvestingGroup | $100.00 | 9/19/2012 9:39:12 PM |
income-cocktail3 | $25.00 | 9/19/2012 10:43:10 PM |
bonafide-economy | $25.00 | 9/20/2012 6:54:06 AM |
dough-kitten5 | $50.00 | 9/20/2012 4:29:24 AM |
broosky2 | $100.00 | 9/20/2012 7:44:34 AM |
brightest-responsible-contract | $25.00 | 9/20/2012 9:11:38 AM |
chibear34 | $25.00 | 9/20/2012 7:00:53 AM |
manatee21 | $50.00 | 9/20/2012 8:13:44 AM |
nevee | $25.00 | 9/20/2012 9:23:21 AM |
a-finance-director | $50.00 | 9/20/2012 10:16:00 AM |
credit-adventurer313 | $32.54 | 9/20/2012 3:25:26 PM |
awesome-interest8 | $100.67 | 9/20/2012 12:22:43 PM |
blue-tenacious-dough | $53.56 | 9/20/2012 12:23:58 PM |
mammalian4 | $25.00 | 9/20/2012 5:18:33 PM |
Henrylin | $25.00 | 9/20/2012 7:25:18 PM |
lendersf | $50.00 | 9/21/2012 8:43:21 AM |
Smallbear | $25.00 | 9/21/2012 5:57:38 AM |
FWF-kinetic | $25.00 | 9/20/2012 9:59:59 PM |
mtb_investing | $25.00 | 9/21/2012 8:04:13 AM |
benefit-molecule338 | $102.28 | 9/21/2012 8:19:13 AM |
charming-balance5 | $25.00 | 9/21/2012 4:29:27 PM |
ethical-truth211 | $25.00 | 9/21/2012 12:27:34 PM |
openness-cosmos9 | $100.00 | 9/21/2012 12:29:08 PM |
Index_Plus | $2,668.55 | 9/21/2012 5:33:19 PM |
zbfamwl | $25.00 | 9/21/2012 5:32:55 PM |
149 Investments
|
Borrower Payment Dependent Notes Series
637771
This series of Notes was issued and sold upon the funding of the borrower loan #74868, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Sep-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
Lender yield:
| 13.59% |
Borrower rate/APR:
| 14.59% / 18.21% |
Monthly payment:
| $861.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.36% | | |
| |
Estimated return*:
| 8.62% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 15% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 11y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $302,197 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-industrious-value |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...pay off high interest credit cards into one monthly payment.
My financial situation: Great Credit and never made a late payment.
I am a good candidate for this loan because...I have a good income and manage properly manage my debt.
Monthly net income: $13000
Monthly expenses: $9000
Housing: $2800
Insurance: $2500
Car expenses: $500
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $300
Credit cards and other loans: $2000
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tranquil-gain1 | $75.00 | 9/11/2012 9:18:03 AM |
community-burrito9 | $35.00 | 9/11/2012 9:20:35 AM |
lionheart722 | $100.00 | 9/11/2012 9:35:45 AM |
global-invest-group | $50.00 | 9/11/2012 10:49:11 AM |
lochinvar | $75.00 | 9/11/2012 10:21:25 AM |
EnglishGeekInNYC | $50.00 | 9/11/2012 10:47:59 AM |
ready-interest9 | $25.00 | 9/11/2012 10:55:13 AM |
green-lively-bill | $25.00 | 9/11/2012 12:13:14 PM |
responsibility-butterfly | $25.00 | 9/11/2012 1:05:21 PM |
frankdelraza | $25.00 | 9/11/2012 12:55:25 PM |
wealth-infusion6 | $30.00 | 9/11/2012 2:12:20 PM |
bazaar-tulip | $25.00 | 9/11/2012 5:06:36 PM |
martinatime | $25.00 | 9/11/2012 6:07:10 PM |
Blue_Devil | $25.00 | 9/11/2012 9:08:53 PM |
anacent | $25.00 | 9/11/2012 9:41:12 PM |
Hardlyskiing01 | $50.00 | 9/11/2012 8:35:01 PM |
langdonx | $50.00 | 9/11/2012 9:40:49 PM |
universal71 | $25.00 | 9/12/2012 6:43:05 AM |
transparency-silo2 | $25.00 | 9/12/2012 9:21:23 AM |
tech310 | $50.00 | 9/12/2012 10:26:44 AM |
lunareclipse | $50.00 | 9/12/2012 3:40:23 PM |
first-serene-credit | $25.00 | 9/12/2012 4:53:52 PM |
bonafide-economy | $25.00 | 9/12/2012 4:55:08 PM |
theloanfiller | $37.25 | 9/12/2012 3:07:01 PM |
jcttjg | $25.00 | 9/12/2012 3:30:12 PM |
transparency-sapling | $25.00 | 9/12/2012 5:04:47 PM |
treasure-palace661 | $350.00 | 9/12/2012 3:59:23 PM |
green-high-five7 | $25.00 | 9/12/2012 4:48:03 PM |
attentive-compassion1 | $50.00 | 9/12/2012 5:29:19 PM |
trade-solo | $25.00 | 9/12/2012 5:10:15 PM |
knowledgeable-silver6 | $25.00 | 9/12/2012 5:22:31 PM |
oneness | $25.00 | 9/12/2012 5:48:19 PM |
bazaar-elvis | $50.00 | 9/12/2012 5:32:16 PM |
BansirOfBabylon | $25.00 | 9/12/2012 5:52:00 PM |
rmachi | $25.00 | 9/12/2012 5:55:00 PM |
BB-ptoploan | $50.00 | 9/12/2012 5:29:39 PM |
Investoman | $25.00 | 9/12/2012 5:32:53 PM |
UstedEsElHombre | $100.00 | 9/12/2012 5:33:41 PM |
Dubbs360 | $500.00 | 9/12/2012 6:10:52 PM |
melodious-fairness | $25.00 | 9/12/2012 5:48:08 PM |
restless-currency | $40.00 | 9/12/2012 6:42:45 PM |
NR | $25.00 | 9/12/2012 5:59:51 PM |
alexander-hamilton | $250.00 | 9/12/2012 6:02:47 PM |
fair-pound5 | $50.00 | 9/12/2012 5:57:02 PM |
unrelenting-auction7 | $25.00 | 9/12/2012 6:14:42 PM |
simplelender80 | $500.00 | 9/12/2012 7:30:44 PM |
calm-platinum957 | $35.00 | 9/12/2012 6:13:24 PM |
cake7 | $25.00 | 9/12/2012 6:27:21 PM |
blue-order-comet | $50.00 | 9/12/2012 8:12:03 PM |
RGlad | $150.00 | 9/12/2012 6:55:22 PM |
ahfcp | $29.75 | 9/12/2012 10:24:17 PM |
xynny | $29.74 | 9/12/2012 11:46:35 PM |
BorthersKeeper | $25.00 | 9/12/2012 11:57:01 PM |
booyah | $80.00 | 9/12/2012 7:31:44 PM |
reward-processor | $25.00 | 9/13/2012 5:24:34 AM |
freedomlender | $25.00 | 9/13/2012 6:07:33 AM |
felicity-fertilizer6 | $25.00 | 9/12/2012 11:28:29 PM |
hml | $150.00 | 9/13/2012 12:12:00 AM |
helpful-loan245 | $25.00 | 9/13/2012 12:16:51 AM |
youngster50 | $25.00 | 9/13/2012 7:01:16 AM |
frooogal | $25.00 | 9/13/2012 7:19:05 AM |
azazle | $25.00 | 9/12/2012 10:24:05 PM |
Curly-Girly | $25.00 | 9/13/2012 8:08:42 AM |
Digs | $25.00 | 9/13/2012 5:21:03 AM |
squarebob | $40.00 | 9/13/2012 5:24:23 AM |
sgt-schultz | $40.00 | 9/13/2012 6:03:56 AM |
goodhearted-gold3 | $30.00 | 9/13/2012 6:21:53 AM |
Cambalache | $40.00 | 9/13/2012 6:49:13 AM |
funds-juniper | $25.00 | 9/13/2012 6:54:45 AM |
affluence-wasp6 | $25.00 | 9/13/2012 5:08:05 AM |
yank918 | $25.00 | 9/13/2012 9:05:01 AM |
DalawaFunds | $25.00 | 9/13/2012 8:39:31 AM |
spry-p2ploan5 | $30.00 | 9/13/2012 8:50:40 AM |
urbny | $26.76 | 9/13/2012 6:32:11 AM |
fantastic-openness | $50.00 | 9/13/2012 8:59:19 AM |
fenderxes | $25.00 | 9/13/2012 6:40:50 AM |
fair-transaction | $25.00 | 9/13/2012 9:01:49 AM |
priceless-note7 | $67.00 | 9/13/2012 9:01:57 AM |
investment-comet | $25.00 | 9/13/2012 7:15:47 AM |
FORESTCITYCAPITAL | $50.00 | 9/13/2012 9:02:34 AM |
direct-compassion | $25.00 | 9/13/2012 8:20:33 AM |
the-dollar-topper | $150.00 | 9/13/2012 9:12:41 AM |
SummitAdvisors | $25.00 | 9/13/2012 9:01:14 AM |
Med-Tech-Here | $28.00 | 9/13/2012 9:17:21 AM |
principal-cooker2 | $50.00 | 9/13/2012 9:09:57 AM |
BlindJoeDeath | $50.00 | 9/13/2012 9:10:15 AM |
mydogissocute | $25.00 | 9/13/2012 9:11:03 AM |
E_G | $50.00 | 9/13/2012 9:11:18 AM |
benevolent-transparency934 | $25.00 | 9/13/2012 9:23:54 AM |
hanuman77 | $25.00 | 9/13/2012 9:13:41 AM |
Auburnmist | $25.00 | 9/13/2012 9:24:04 AM |
successful-agreement7 | $100.00 | 9/13/2012 9:24:50 AM |
enticing-note | $25.00 | 9/13/2012 9:26:59 AM |
dollardave | $50.00 | 9/13/2012 9:08:15 AM |
new-truth-chuckler | $25.00 | 9/13/2012 9:31:23 AM |
riproaringrapids | $49.00 | 9/13/2012 9:17:48 AM |
listing-vista | $50.00 | 9/13/2012 9:31:32 AM |
letsmakeitsuccessful | $25.00 | 9/13/2012 9:12:17 AM |
bid-czar8 | $100.00 | 9/13/2012 9:22:43 AM |
IP | $25.00 | 9/13/2012 9:14:36 AM |
gold-gazelle | $25.00 | 9/13/2012 9:23:48 AM |
6moonbeams | $43.00 | 9/13/2012 9:39:11 AM |
gold-commander0 | $25.00 | 9/13/2012 9:15:55 AM |
affluence-tycoon | $25.00 | 9/13/2012 9:42:34 AM |
Tylerh | $250.00 | 9/13/2012 9:31:06 AM |
henmota | $25.00 | 9/13/2012 9:32:18 AM |
green-peso-backer | $50.00 | 9/13/2012 9:34:37 AM |
DcUnited | $25.00 | 9/13/2012 9:20:45 AM |
hope-eagle6 | $25.00 | 9/13/2012 9:21:31 AM |
dojo2 | $25.00 | 9/13/2012 9:22:48 AM |
vigilance-revolutionary | $50.00 | 9/13/2012 9:38:22 AM |
the-laudable-peso | $40.00 | 9/13/2012 9:49:00 AM |
gulch | $25.00 | 9/13/2012 9:24:07 AM |
truth-explorer | $25.00 | 9/13/2012 9:28:54 AM |
red-luminous-gain | $25.00 | 9/13/2012 9:29:32 AM |
ddamenace | $50.00 | 9/13/2012 9:43:36 AM |
american6 | $50.00 | 9/13/2012 9:56:02 AM |
rescue | $100.00 | 9/13/2012 9:32:57 AM |
hope-equation | $25.00 | 9/13/2012 9:47:08 AM |
helpinghand63 | $25.00 | 9/13/2012 9:34:33 AM |
safe-dinero6 | $30.00 | 9/13/2012 9:48:59 AM |
unassassinable | $25.00 | 9/13/2012 9:49:17 AM |
F16Pilot | $25.00 | 9/13/2012 9:38:05 AM |
RodBlizz42 | $25.00 | 9/13/2012 9:53:51 AM |
sfmdg | $25.00 | 9/13/2012 9:55:27 AM |
Fireball27 | $100.00 | 9/13/2012 9:41:33 AM |
kevin314 | $25.00 | 9/13/2012 9:55:46 AM |
ready-agreement5 | $25.00 | 9/13/2012 9:56:59 AM |
cnovak | $19.47 | 9/13/2012 9:58:48 AM |
dragonfly-amulet | $25.00 | 9/13/2012 9:47:30 AM |
williemc44 | $25.00 | 9/13/2012 9:48:36 AM |
income-buddy7 | $50.00 | 9/13/2012 9:51:41 AM |
no_agenda_lender | $25.00 | 9/13/2012 9:54:14 AM |
openness-antioxidant | $75.00 | 9/11/2012 9:33:30 AM |
spartacusiam | $25.00 | 9/11/2012 9:57:48 AM |
a-finance-nirvana | $25.00 | 9/11/2012 10:17:22 AM |
urbane-income7 | $25.00 | 9/11/2012 10:11:40 AM |
greenback-sage433 | $25.00 | 9/11/2012 10:17:26 AM |
JeremyLinFan | $40.00 | 9/11/2012 10:46:11 AM |
toblerone | $25.00 | 9/11/2012 10:49:35 AM |
squeebie | $50.00 | 9/11/2012 10:55:02 AM |
fund-medalist171 | $50.00 | 9/11/2012 11:31:12 AM |
mondial4 | $100.00 | 9/11/2012 1:34:54 PM |
resolute-worth4 | $50.00 | 9/11/2012 2:48:25 PM |
historic-reward468 | $100.00 | 9/11/2012 5:07:22 PM |
commerce-gargantuan2 | $100.00 | 9/11/2012 5:59:19 PM |
banker334 | $25.00 | 9/11/2012 8:27:26 PM |
Agonbiew | $50.00 | 9/12/2012 8:47:06 AM |
entertaining-revenue4 | $50.00 | 9/12/2012 9:26:58 AM |
Dave0 | $25.00 | 9/12/2012 9:50:53 AM |
vigilance-spinner3 | $25.00 | 9/12/2012 10:50:40 AM |
courteous-trade229 | $40.00 | 9/12/2012 10:54:57 AM |
first-careful-currency | $300.00 | 9/12/2012 10:46:39 AM |
pleasant-listing712 | $25.00 | 9/12/2012 3:59:52 PM |
thrilling-exchange36 | $106.24 | 9/12/2012 3:57:04 PM |
the-profit-oracle | $25.00 | 9/12/2012 4:08:51 PM |
progressive-economy261 | $500.00 | 9/12/2012 4:03:07 PM |
adventurer447 | $300.00 | 9/12/2012 5:13:22 PM |
velocityasaurus-rex4 | $100.00 | 9/12/2012 5:01:47 PM |
MI2 | $5,000.00 | 9/12/2012 5:02:19 PM |
orange-stable-gain | $50.00 | 9/12/2012 5:23:16 PM |
Loan_Stranger | $25.00 | 9/12/2012 5:23:22 PM |
marketplace-pinnacle964 | $25.00 | 9/12/2012 5:04:00 PM |
ethical-durability7 | $25.00 | 9/12/2012 5:12:59 PM |
structure9 | $25.00 | 9/12/2012 5:13:46 PM |
justreturns | $25.00 | 9/12/2012 5:36:08 PM |
loan-mammal | $100.00 | 9/12/2012 5:45:53 PM |
lakshmilila | $25.00 | 9/12/2012 5:45:57 PM |
red-dime-solo | $25.00 | 9/12/2012 5:49:58 PM |
credit-maple | $25.00 | 9/12/2012 5:25:54 PM |
durability-ace9 | $30.00 | 9/12/2012 5:34:49 PM |
DirtyJenga | $25.00 | 9/12/2012 5:36:17 PM |
Sothenwhat | $100.00 | 9/12/2012 5:47:06 PM |
top-emphatic-generosity | $25.00 | 9/12/2012 6:15:21 PM |
hope-kingdom | $125.00 | 9/12/2012 5:48:55 PM |
prudent-payment316 | $25.00 | 9/12/2012 5:56:54 PM |
dynamic-money271 | $100.00 | 9/12/2012 6:02:29 PM |
Index_Plus | $6,500.00 | 9/12/2012 6:52:11 PM |
janeybooboo | $75.00 | 9/12/2012 6:55:08 PM |
tranquil-note5 | $50.00 | 9/12/2012 5:59:15 PM |
historic-value7 | $100.00 | 9/12/2012 9:05:37 PM |
kegs | $150.00 | 9/12/2012 7:27:50 PM |
dime-hot-rod7 | $100.00 | 9/12/2012 6:51:15 PM |
Darts | $50.00 | 9/12/2012 7:46:04 PM |
thankful-nickel2 | $25.00 | 9/12/2012 7:47:51 PM |
phenomenal-asset4 | $25.00 | 9/12/2012 8:10:15 PM |
cladius67 | $25.00 | 9/12/2012 8:24:18 PM |
fearless-loyalty5 | $25.00 | 9/13/2012 6:29:20 AM |
credible-responsibility022 | $25.00 | 9/13/2012 6:37:33 AM |
durability-seahorse7 | $50.00 | 9/13/2012 1:13:12 AM |
ruralgold | $25.00 | 9/13/2012 2:41:32 AM |
AKrad | $25.00 | 9/13/2012 7:13:39 AM |
SweetSerenityInvest | $25.29 | 9/13/2012 4:05:27 AM |
Dantis | $25.00 | 9/13/2012 7:55:38 AM |
foofightee | $25.00 | 9/13/2012 8:00:58 AM |
bold-sunny-generosity | $25.00 | 9/13/2012 5:42:00 AM |
MateCocido | $35.00 | 9/13/2012 6:00:49 AM |
power-trophy7 | $25.00 | 9/13/2012 9:02:40 AM |
DRS | $50.00 | 9/13/2012 7:37:41 AM |
MadHun | $46.00 | 9/13/2012 9:03:43 AM |
orange-respectful-camaraderi | $25.00 | 9/13/2012 7:56:31 AM |
BuffetRocks | $47.00 | 9/13/2012 9:05:12 AM |
Ducatiman1978 | $25.00 | 9/13/2012 9:05:43 AM |
fund-blackberry6 | $25.00 | 9/13/2012 9:06:02 AM |
dinero-ecstasy3 | $25.00 | 9/13/2012 9:06:42 AM |
KADENA462 | $32.00 | 9/13/2012 8:53:01 AM |
tapesor | $70.00 | 9/13/2012 9:07:00 AM |
buffalobills | $25.00 | 9/13/2012 6:50:45 AM |
mercuriant | $25.00 | 9/13/2012 9:08:31 AM |
Railbird | $50.00 | 9/13/2012 9:02:53 AM |
viennese | $25.00 | 9/13/2012 7:45:01 AM |
grabtakeout | $25.00 | 9/13/2012 9:12:28 AM |
Cash-Flow | $1,159.00 | 9/13/2012 9:15:00 AM |
wise-balanced-moola | $25.00 | 9/13/2012 9:02:18 AM |
DL-JL | $25.00 | 9/13/2012 9:03:09 AM |
magical-credit523 | $25.00 | 9/13/2012 9:19:42 AM |
heart514 | $25.00 | 9/13/2012 9:24:23 AM |
bold-direct-asset | $50.00 | 9/13/2012 9:25:37 AM |
DadWarbucks | $25.00 | 9/13/2012 9:06:49 AM |
Victor-E-Lane | $25.00 | 9/13/2012 9:34:21 AM |
delectable-point5 | $50.00 | 9/13/2012 9:12:48 AM |
CaptainBlueberry | $25.00 | 9/13/2012 9:15:41 AM |
ivadood | $50.00 | 9/13/2012 9:25:33 AM |
jamiee73 | $25.00 | 9/13/2012 9:16:41 AM |
Lam0nt | $25.00 | 9/13/2012 9:41:29 AM |
openness-linkage | $100.00 | 9/13/2012 9:31:38 AM |
compoundinterest | $25.00 | 9/13/2012 9:32:47 AM |
Tradesmanlender | $25.00 | 9/13/2012 9:47:55 AM |
zrohmm | $25.00 | 9/13/2012 9:25:30 AM |
gold-pudding6 | $60.00 | 9/13/2012 9:40:35 AM |
wise-deal-panda | $100.00 | 9/13/2012 9:54:26 AM |
rogue_monster | $50.00 | 9/13/2012 9:56:38 AM |
cash-reaction2 | $25.00 | 9/13/2012 9:31:59 AM |
terrific-dough6 | $50.00 | 9/13/2012 9:33:46 AM |
haplender | $50.00 | 9/13/2012 9:34:29 AM |
caesark | $25.00 | 9/13/2012 9:49:22 AM |
agreement-guild | $50.00 | 9/13/2012 9:35:45 AM |
mvalley | $25.00 | 9/13/2012 9:35:54 AM |
top-unflappable-economy | $25.00 | 9/13/2012 9:38:06 AM |
NYCFinancier | $34.50 | 9/13/2012 9:57:56 AM |
revenue-circuit1 | $25.00 | 9/13/2012 9:56:39 AM |
241 Investments
|
Borrower Payment Dependent Notes Series
638099
This series of Notes was issued and sold upon the funding of the borrower loan #75047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $77.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $16,780 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| No | | |
Screen name:
| likeable-ore3 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...to pay bills
My financial situation:
I am a good candidate for this loan because...iI have good payment records, every pmt paid on time
Monthly net income: $1700.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $200.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $25.00 | 9/20/2012 9:10:09 AM |
durability-seahorse7 | $50.00 | 9/20/2012 9:28:25 AM |
Beld | $50.00 | 9/20/2012 9:08:08 AM |
special-dinero553 | $25.00 | 9/20/2012 9:12:13 AM |
first-pragmatic-power | $25.00 | 9/20/2012 9:51:56 AM |
diplomatic-wealth7 | $25.00 | 9/20/2012 9:36:35 AM |
leverage-sensai6 | $25.00 | 9/20/2012 9:58:12 AM |
benevolent-marketplace4 | $475.00 | 9/20/2012 10:05:51 AM |
phenomenal-rate1 | $500.00 | 9/20/2012 9:05:03 AM |
duty-viola | $25.00 | 9/20/2012 9:03:43 AM |
52digital | $75.00 | 9/20/2012 9:04:58 AM |
WalnutCreekguy | $50.00 | 9/20/2012 9:50:26 AM |
LeReve | $500.00 | 9/20/2012 9:20:16 AM |
friendly-gold | $25.00 | 9/20/2012 9:26:10 AM |
Zingaro | $25.00 | 9/20/2012 9:12:23 AM |
supreme-treasure8 | $100.00 | 9/20/2012 9:58:37 AM |
16 Investments
|
Borrower Payment Dependent Notes Series
638245
This series of Notes was issued and sold upon the funding of the borrower loan #75134, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $389.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 22% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 19y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,542 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ore-bell |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit cards.
My financial situation:
I am a good candidate for this loan because I have a good credit history, I'm been employed by the same company for 19 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bank_Of_XL | $25.00 | 9/12/2012 5:06:04 PM |
bazaar-tulip | $25.00 | 9/12/2012 5:12:50 PM |
community-burrito9 | $35.00 | 9/12/2012 5:38:57 PM |
fund-medalist171 | $35.00 | 9/12/2012 5:17:31 PM |
martinatime | $34.00 | 9/12/2012 5:51:01 PM |
EnglishGeekInNYC | $25.00 | 9/12/2012 5:44:00 PM |
bellaquito | $500.00 | 9/12/2012 6:30:04 PM |
janeybooboo | $75.00 | 9/12/2012 6:48:24 PM |
best-bonafide-p2p | $50.00 | 9/12/2012 6:17:09 PM |
simplelender80 | $500.00 | 9/12/2012 7:31:03 PM |
jcornehlsen | $25.00 | 9/12/2012 6:19:16 PM |
reflective-rupee | $25.00 | 9/12/2012 10:39:50 PM |
studious-peso | $25.00 | 9/13/2012 1:43:50 PM |
value-finder1 | $150.00 | 9/13/2012 1:52:27 PM |
emphatic-responsibility | $50.00 | 9/13/2012 5:34:15 PM |
benevolent-loot5 | $200.00 | 9/13/2012 5:27:16 PM |
atlacatl | $25.00 | 9/13/2012 8:02:46 PM |
antlr | $25.00 | 9/13/2012 7:14:17 PM |
Maximum_Investment | $25.00 | 9/14/2012 3:34:12 AM |
durability-seahorse7 | $50.00 | 9/14/2012 5:23:37 AM |
bluehen00 | $25.00 | 9/14/2012 6:01:59 AM |
rchapee | $25.00 | 9/14/2012 7:52:03 AM |
Castellan | $50.00 | 9/14/2012 9:09:52 AM |
Kessler | $26.00 | 9/14/2012 10:28:54 AM |
JBBank | $50.00 | 9/14/2012 10:12:42 AM |
responsibility-butterfly | $25.00 | 9/14/2012 10:26:27 AM |
GoldenKoi | $100.00 | 9/14/2012 11:46:14 AM |
pdub | $750.00 | 9/14/2012 10:28:59 AM |
azazle | $25.00 | 9/14/2012 1:02:32 PM |
ddog0224 | $128.59 | 9/14/2012 11:28:44 AM |
jhussey | $100.00 | 9/14/2012 10:43:05 AM |
intrepid-compassion29 | $25.00 | 9/14/2012 11:52:35 AM |
Weaverville | $100.00 | 9/14/2012 2:54:58 PM |
cash-cymbal3 | $100.00 | 9/14/2012 1:34:50 PM |
newest-currency-vibrato | $25.00 | 9/14/2012 5:05:19 PM |
vigilance-frontier | $50.00 | 9/14/2012 4:11:33 PM |
finance-symphony7 | $100.00 | 9/14/2012 3:41:20 PM |
Goodlender42 | $25.00 | 9/14/2012 5:18:04 PM |
supersarah61 | $50.00 | 9/14/2012 4:46:30 PM |
yield-quest | $200.00 | 9/14/2012 4:59:06 PM |
jdrez | $61.70 | 9/14/2012 5:55:46 PM |
dreammachine | $100.00 | 9/14/2012 5:31:59 PM |
adaboy65 | $100.00 | 9/14/2012 5:55:11 PM |
geemoney29 | $50.00 | 9/14/2012 6:29:48 PM |
investorrr | $46.93 | 9/14/2012 7:44:48 PM |
340IRA | $36.10 | 9/15/2012 12:21:53 AM |
5kids5 | $62.16 | 9/15/2012 2:39:17 AM |
340 | $29.96 | 9/15/2012 12:20:18 AM |
liberty-point | $80.00 | 9/15/2012 7:16:12 AM |
keen-credit6 | $28.00 | 9/15/2012 8:00:08 AM |
fly99 | $25.00 | 9/15/2012 6:50:43 AM |
economy-popcorn | $25.00 | 9/15/2012 6:53:23 AM |
Rulea72 | $25.00 | 9/15/2012 7:02:59 AM |
ferocious-benefit7 | $25.00 | 9/15/2012 7:19:41 AM |
palmetto933 | $50.00 | 9/15/2012 5:57:43 AM |
reasonable-currency | $28.68 | 9/15/2012 6:32:18 AM |
superb-transparency799 | $50.00 | 9/15/2012 6:42:22 AM |
msw_engr | $50.00 | 9/15/2012 10:52:01 AM |
Froggy246 | $31.36 | 9/15/2012 9:25:52 AM |
agrosmet | $55.00 | 9/15/2012 7:37:16 AM |
benjamins-wizard5 | $25.00 | 9/15/2012 7:42:26 AM |
blue-pragmatic-truth | $25.00 | 9/15/2012 7:47:03 AM |
Roundhouse | $200.00 | 9/15/2012 10:04:02 AM |
hopeful-bonus976 | $150.00 | 9/15/2012 7:54:52 AM |
payout-thinker7 | $25.00 | 9/15/2012 11:30:24 AM |
auctionator1 | $25.00 | 9/15/2012 12:08:24 PM |
indomitable-coin | $25.00 | 9/15/2012 12:15:18 PM |
producer455 | $28.00 | 9/15/2012 10:22:02 AM |
Investoman | $25.00 | 9/15/2012 12:16:38 PM |
Culebra1930 | $75.00 | 9/15/2012 12:17:03 PM |
djs81 | $75.00 | 9/15/2012 12:18:38 PM |
Empower-personal-responsibility | $25.00 | 9/15/2012 12:16:52 PM |
hard-working-rate3 | $25.00 | 9/15/2012 12:34:57 PM |
silver-buckeye | $25.00 | 9/15/2012 12:40:14 PM |
Proactive-Financial-Lending | $25.00 | 9/15/2012 12:37:19 PM |
dedicated-diversification5 | $125.00 | 9/15/2012 12:40:52 PM |
enriching-trade2 | $50.00 | 9/15/2012 1:28:09 PM |
robinson-ABI- | $25.00 | 9/15/2012 1:12:21 PM |
internetwolf | $25.00 | 9/15/2012 1:01:53 PM |
wwwUniversal | $25.00 | 9/15/2012 1:58:15 PM |
loot-heart | $25.00 | 9/15/2012 1:32:51 PM |
RedmondMan | $25.00 | 9/15/2012 1:12:14 PM |
neighborly-hope6 | $37.00 | 9/15/2012 1:40:52 PM |
first-principal-panda | $25.00 | 9/15/2012 4:26:46 PM |
AFairDeal | $25.00 | 9/15/2012 1:27:53 PM |
Rivervale_Westwood | $25.00 | 9/15/2012 2:48:17 PM |
djmjkelso | $25.00 | 9/15/2012 7:36:21 PM |
reward-dynamo | $25.00 | 9/15/2012 7:57:54 PM |
1SteelerFan | $25.00 | 9/15/2012 3:38:39 PM |
natural-greenback6 | $25.00 | 9/15/2012 9:00:28 PM |
roadster199 | $25.00 | 9/15/2012 9:56:53 PM |
4palmtrees | $100.00 | 9/15/2012 11:07:33 PM |
powerful-return1 | $32.52 | 9/16/2012 12:02:33 AM |
Castelj | $50.00 | 9/16/2012 3:05:20 AM |
malicea | $50.00 | 9/15/2012 8:38:09 PM |
greatwhiteninja | $25.00 | 9/16/2012 8:00:28 AM |
SpreadsheetSolutions | $25.00 | 9/16/2012 8:13:27 AM |
Eminent_Endeavors | $25.00 | 9/15/2012 2:19:02 PM |
boo_hoo | $50.00 | 9/16/2012 8:57:59 AM |
finance-dandelion | $25.00 | 9/15/2012 2:37:13 PM |
northwesttlr | $25.00 | 9/15/2012 10:28:58 PM |
efficient-treasure0 | $25.00 | 9/16/2012 10:08:51 AM |
tarion3 | $47.81 | 9/15/2012 10:56:59 PM |
fair-interest6 | $26.72 | 9/15/2012 2:54:51 PM |
Batman2u | $25.00 | 9/16/2012 3:36:29 AM |
Iwillhuntyoudown | $25.00 | 9/15/2012 4:19:31 PM |
wonderous-power | $25.00 | 9/16/2012 4:36:30 AM |
soulful-compassion3 | $100.00 | 9/16/2012 5:16:35 AM |
DreDub | $50.00 | 9/16/2012 11:30:10 AM |
jpac1066 | $100.00 | 9/16/2012 6:08:44 AM |
trumpeter391 | $54.00 | 9/16/2012 11:31:50 AM |
hopeful_lender | $100.00 | 9/16/2012 6:20:29 AM |
preeminant-generosity2 | $25.00 | 9/16/2012 6:24:17 AM |
bebeshor | $25.00 | 9/16/2012 7:53:17 AM |
RothySkynx | $25.00 | 9/15/2012 7:16:10 PM |
Smallbear | $25.00 | 9/16/2012 8:59:53 AM |
goat361 | $35.00 | 9/16/2012 11:03:18 AM |
generous-deal6 | $25.00 | 9/16/2012 3:19:22 AM |
organized-dough5 | $25.00 | 9/16/2012 6:58:03 AM |
wise-moola-warrior | $25.00 | 9/16/2012 2:25:23 PM |
unforgettable-pound574 | $100.00 | 9/16/2012 12:25:57 PM |
mac-triskele | $25.00 | 9/16/2012 7:23:05 AM |
shrewd-deal | $25.00 | 9/16/2012 9:56:37 AM |
Yogidog | $25.00 | 9/16/2012 2:44:24 PM |
dough-kitten5 | $25.00 | 9/16/2012 1:54:49 PM |
Centaur | $25.00 | 9/16/2012 10:28:13 AM |
worth-excellence4 | $25.00 | 9/16/2012 2:03:08 PM |
payout-paladin3 | $500.00 | 9/16/2012 2:14:46 PM |
designer_10 | $25.00 | 9/16/2012 11:03:52 AM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:33 PM |
gmf | $25.00 | 9/16/2012 6:44:13 PM |
jhernand17 | $25.00 | 9/16/2012 7:17:25 PM |
Tylerh | $250.00 | 9/16/2012 3:14:50 PM |
otherwisedisposed | $800.00 | 9/16/2012 7:36:41 PM |
ADIDASNO | $25.00 | 9/16/2012 2:26:23 PM |
benjamins-nest | $71.12 | 9/17/2012 12:39:51 AM |
Blucruz | $100.00 | 9/17/2012 6:17:00 AM |
sgt-schultz | $40.00 | 9/17/2012 6:29:43 AM |
awesome-generosity4 | $43.00 | 9/17/2012 7:01:26 AM |
the-gold-quark | $38.26 | 9/16/2012 8:23:20 PM |
hopheadmike | $35.00 | 9/16/2012 9:26:02 PM |
xtrabuck | $100.00 | 9/16/2012 9:34:16 PM |
blue-order-comet | $50.00 | 9/16/2012 10:25:56 PM |
discrete-gold579 | $50.00 | 9/16/2012 3:20:42 PM |
Erogan5877 | $50.00 | 9/17/2012 12:56:59 AM |
YosemiteSam | $25.00 | 9/17/2012 5:14:49 AM |
kind-exchange-association | $33.00 | 9/16/2012 4:25:38 PM |
northwoodsguy | $50.00 | 9/17/2012 7:04:11 AM |
Hotrod52 | $25.00 | 9/17/2012 12:36:38 AM |
L-Dogg | $88.62 | 9/17/2012 1:46:06 AM |
goodhearted-gold3 | $25.00 | 9/17/2012 7:01:38 AM |
trustworthy-finance6 | $200.19 | 9/17/2012 7:17:10 AM |
kenji4861 | $25.00 | 9/12/2012 5:19:30 PM |
ready-interest9 | $25.00 | 9/12/2012 6:25:04 PM |
RGlad | $150.00 | 9/12/2012 6:48:40 PM |
kegs | $150.00 | 9/12/2012 7:27:54 PM |
payout-paladin3 | $500.00 | 9/12/2012 6:28:19 PM |
marketplace-singularity3 | $50.00 | 9/12/2012 7:36:49 PM |
blot44 | $25.00 | 9/12/2012 7:44:31 PM |
Darts | $50.00 | 9/12/2012 7:46:09 PM |
auction-sage | $50.00 | 9/12/2012 6:44:43 PM |
matthewrburk | $131.55 | 9/12/2012 11:50:07 PM |
cerebral-dollar773 | $30.00 | 9/13/2012 6:15:05 AM |
fearless-loyalty5 | $25.00 | 9/13/2012 6:35:05 AM |
fly4sugar | $50.00 | 9/13/2012 8:22:14 AM |
Cai8899 | $25.00 | 9/13/2012 9:38:45 AM |
blissful-bazaar | $50.00 | 9/13/2012 10:22:17 AM |
Dubbs360 | $500.00 | 9/13/2012 10:43:19 AM |
green-lively-bill | $25.00 | 9/13/2012 11:57:24 AM |
first-serene-credit | $25.00 | 9/13/2012 11:23:48 AM |
adventurer447 | $300.00 | 9/13/2012 5:08:19 PM |
trade-boots1 | $100.00 | 9/13/2012 5:22:30 PM |
repayment-pagoda8 | $100.00 | 9/13/2012 5:24:59 PM |
worth-game-changer8 | $25.00 | 9/13/2012 5:30:14 PM |
wetlands | $200.00 | 9/13/2012 5:31:12 PM |
payment-halo | $25.00 | 9/13/2012 7:16:11 PM |
BDL-Roth | $55.00 | 9/14/2012 6:50:20 AM |
responsive-worth5 | $25.00 | 9/14/2012 8:21:47 AM |
miked8303 | $50.00 | 9/14/2012 9:49:08 AM |
jamesriles | $25.00 | 9/14/2012 1:07:38 PM |
ethical-truth211 | $100.00 | 9/14/2012 1:17:38 PM |
wealth-nexus091 | $100.00 | 9/14/2012 10:39:17 AM |
compatible-deal9 | $50.00 | 9/14/2012 12:10:27 PM |
astute-benjamins | $125.00 | 9/14/2012 12:12:21 PM |
fairness-symphony2 | $58.07 | 9/14/2012 2:27:11 PM |
Polarbearmarket | $50.00 | 9/14/2012 1:01:44 PM |
chicagobanker | $50.00 | 9/14/2012 5:27:39 PM |
important-ore | $150.00 | 9/14/2012 5:26:12 PM |
attractive-rate | $25.00 | 9/15/2012 4:25:40 AM |
capital-heaven5 | $200.00 | 9/15/2012 7:20:01 AM |
britgsb | $25.00 | 9/15/2012 8:03:42 AM |
prudent-bid3 | $50.00 | 9/15/2012 6:53:53 AM |
1willray | $25.00 | 9/15/2012 8:37:39 AM |
just-loyalty643 | $50.00 | 9/15/2012 8:57:00 AM |
loyalty-czar | $25.10 | 9/15/2012 5:55:12 AM |
Interloper | $70.00 | 9/15/2012 8:16:28 AM |
Leshan | $50.00 | 9/15/2012 11:38:10 AM |
hml | $36.10 | 9/15/2012 9:24:41 AM |
girlwithglasses | $50.00 | 9/15/2012 12:02:52 PM |
OregonDane | $25.00 | 9/15/2012 8:26:13 AM |
healthy-worth5 | $25.00 | 9/15/2012 9:17:08 AM |
SunsetCoastCapital | $25.00 | 9/15/2012 12:21:32 PM |
mtquan | $25.00 | 9/15/2012 12:16:16 PM |
momoney2lend | $25.00 | 9/15/2012 12:32:39 PM |
Taxman44 | $25.00 | 9/15/2012 12:36:56 PM |
reflective-gain | $40.00 | 9/15/2012 12:41:52 PM |
promise2 | $25.00 | 9/15/2012 12:46:29 PM |
first-favorite-bonus9 | $25.00 | 9/15/2012 12:42:34 PM |
investment-genetics90 | $25.00 | 9/15/2012 12:45:35 PM |
compoundinterest | $25.00 | 9/15/2012 12:50:25 PM |
Tradesmanlender | $25.00 | 9/15/2012 1:08:17 PM |
jdtv | $25.00 | 9/15/2012 12:56:59 PM |
debtfreenow-82 | $50.00 | 9/15/2012 1:25:17 PM |
ferpeiks | $200.00 | 9/15/2012 2:11:44 PM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:13 PM |
american6 | $50.00 | 9/15/2012 1:22:27 PM |
intelligent-dedication9 | $125.00 | 9/15/2012 1:26:21 PM |
roguewinner | $25.00 | 9/15/2012 7:47:05 PM |
value-trophy8 | $100.00 | 9/15/2012 1:30:49 PM |
credit-observatory | $25.00 | 9/15/2012 3:26:05 PM |
gilbrear | $25.00 | 9/15/2012 3:42:04 PM |
ResQDoc | $25.00 | 9/15/2012 4:24:01 PM |
ethical-truth211 | $100.00 | 9/15/2012 4:52:38 PM |
visionary-fund | $100.00 | 9/15/2012 1:45:51 PM |
Shockem923 | $28.25 | 9/16/2012 6:04:15 AM |
vigilance-spinner3 | $25.00 | 9/15/2012 2:00:20 PM |
Long-term2040 | $25.00 | 9/16/2012 7:25:58 AM |
enriched-return057 | $100.00 | 9/16/2012 7:32:40 AM |
hope-fortress753 | $25.00 | 9/15/2012 9:00:24 PM |
logical-revenue9 | $25.00 | 9/15/2012 9:28:13 PM |
Swinghi | $50.00 | 9/16/2012 10:12:34 AM |
MRMCapital | $37.16 | 9/16/2012 10:34:48 AM |
income-buffalo1 | $50.00 | 9/16/2012 11:37:45 AM |
godspeed237 | $25.00 | 9/16/2012 6:54:02 AM |
transparency-sapling | $25.00 | 9/16/2012 7:15:50 AM |
katnmouse | $50.00 | 9/15/2012 6:12:05 PM |
burgeoning-marketplace4 | $31.26 | 9/16/2012 9:20:12 AM |
nevee | $35.00 | 9/15/2012 8:10:06 PM |
diggingupward | $25.00 | 9/16/2012 10:17:49 AM |
coin-kin | $25.00 | 9/16/2012 12:55:07 PM |
neuroshred | $89.03 | 9/15/2012 9:28:24 PM |
blue-laudable-dinero | $50.00 | 9/15/2012 9:57:06 PM |
Bank_of_the_Galaxy | $25.00 | 9/16/2012 11:28:18 AM |
sushi537 | $25.00 | 9/16/2012 2:15:46 AM |
inspiring-marketplace | $25.00 | 9/16/2012 2:21:26 PM |
Mindful7 | $25.00 | 9/16/2012 7:18:19 AM |
money-shrine | $126.99 | 9/16/2012 8:25:23 AM |
FWF-kinetic | $25.00 | 9/16/2012 2:37:08 PM |
PumpkinHead406 | $55.00 | 9/16/2012 9:54:08 AM |
exchange-portait7 | $30.00 | 9/16/2012 11:09:53 AM |
Planecourage | $25.00 | 9/16/2012 11:26:35 AM |
drkosh | $25.00 | 9/16/2012 12:21:52 PM |
generosity-poem2 | $100.00 | 9/16/2012 12:29:29 PM |
reverent-hope5 | $25.00 | 9/16/2012 5:29:36 PM |
enthralling-payment4 | $25.00 | 9/16/2012 5:58:40 PM |
blazing-silver524 | $50.00 | 9/16/2012 6:44:01 PM |
abundant-power | $50.00 | 9/16/2012 4:43:33 PM |
hawaladar | $25.00 | 9/16/2012 4:48:47 PM |
verbal8 | $36.34 | 9/16/2012 5:29:44 PM |
CirC | $25.00 | 9/16/2012 10:11:23 PM |
rcj1411 | $50.00 | 9/16/2012 6:34:33 PM |
hope-hickory8 | $25.00 | 9/17/2012 6:02:11 AM |
JoyfulVegetarian | $25.00 | 9/17/2012 6:30:47 AM |
peaceonearth2 | $25.96 | 9/16/2012 9:43:59 PM |
wilkenm | $25.00 | 9/16/2012 10:01:16 PM |
JustOneVoice | $25.00 | 9/17/2012 2:17:49 AM |
tomdooley12520 | $25.00 | 9/17/2012 5:08:21 AM |
MassBile | $45.09 | 9/17/2012 5:36:37 AM |
kind-bazaar-kitten | $25.00 | 9/16/2012 5:54:54 PM |
glimmering-credit4 | $25.00 | 9/16/2012 8:43:24 PM |
itsmaj | $35.38 | 9/16/2012 11:43:55 PM |
pinballeffect | $50.00 | 9/17/2012 2:31:16 AM |
investment-comet | $25.00 | 9/17/2012 7:06:10 AM |
273 Investments
|
Borrower Payment Dependent Notes Series
638301
This series of Notes was issued and sold upon the funding of the borrower loan #75029, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-2009 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,196 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| No | | |
Screen name:
| gold-genius |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to... Resctructure & Repair various Household faults
My financial situation:
I am a good candidate for this loan because... My credit score can reflect my punctuality and am always on time with my payments
Monthly net income: $2500
Monthly expenses: $100
Housing: $300
Insurance: $100
Car expenses: $0
Utilities: $100
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Zingaro | $25.00 | 9/12/2012 5:23:08 PM |
Assets-Up | $25.00 | 9/12/2012 6:13:28 PM |
riveting-credit5 | $25.00 | 9/12/2012 6:05:41 PM |
KB-IRA | $100.00 | 9/12/2012 10:02:28 PM |
justasoldier | $75.00 | 9/12/2012 7:51:40 PM |
order-bee1 | $50.00 | 9/13/2012 12:44:40 AM |
impartial-bill2 | $32.90 | 9/12/2012 8:15:42 PM |
money-fort | $25.00 | 9/12/2012 8:53:06 PM |
Investing-in-you-2 | $29.05 | 9/13/2012 3:54:44 AM |
winmals | $25.00 | 9/13/2012 6:53:12 AM |
investment-comet | $25.00 | 9/13/2012 7:15:07 AM |
sincerlyyours | $100.00 | 9/13/2012 3:30:03 AM |
Land_on_your_feet | $25.00 | 9/13/2012 5:42:45 AM |
subtle-leverage4 | $25.00 | 9/13/2012 6:18:24 AM |
SpreadsheetSolutions | $25.00 | 9/13/2012 1:40:00 AM |
tremendous-yield8 | $25.00 | 9/13/2012 7:30:36 AM |
newest-generous-income | $25.00 | 9/13/2012 5:24:55 AM |
Bob450 | $20.33 | 9/13/2012 8:01:19 AM |
sgt-schultz | $50.00 | 9/13/2012 6:03:06 AM |
Cjdj | $42.00 | 9/13/2012 7:18:21 AM |
first-euro-rapture | $25.00 | 9/12/2012 5:04:17 PM |
duty-viola | $25.00 | 9/12/2012 5:09:03 PM |
CreditBuilder2 | $25.02 | 9/12/2012 6:01:33 PM |
bellaquito | $500.00 | 9/12/2012 6:32:44 PM |
mad-scientist418 | $25.00 | 9/12/2012 6:39:48 PM |
52digital | $75.00 | 9/12/2012 6:35:12 PM |
melodious-openness | $200.00 | 9/12/2012 6:42:39 PM |
green-high-five7 | $25.00 | 9/12/2012 9:39:23 PM |
return-rocket9 | $50.00 | 9/13/2012 12:02:15 AM |
Zoomzoom22 | $25.00 | 9/12/2012 8:33:54 PM |
let_me_retire | $45.00 | 9/13/2012 4:50:54 AM |
yons88 | $25.00 | 9/12/2012 9:44:29 PM |
peaceful-greenback719 | $25.00 | 9/13/2012 5:15:15 AM |
PrimeFunding | $25.00 | 9/13/2012 2:39:30 AM |
SouthernRemarketing | $25.00 | 9/13/2012 6:40:38 AM |
Jimthemoo | $25.00 | 9/13/2012 4:11:16 AM |
benefit-javelin | $55.70 | 9/13/2012 7:12:35 AM |
KindCharmingReflective-affluence | $25.00 | 9/13/2012 7:27:39 AM |
38 Investments
|
Borrower Payment Dependent Notes Series
638367
This series of Notes was issued and sold upon the funding of the borrower loan #75467, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $350.06 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 26% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 25y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,073 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| integrity-voltage3 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Debt Consolidation and some home repairs
My financial situation: Stable
I am a good candidate for this loan because...with this loan I will paying the same monthly as I am with current debt, but will be able to pay it off a lot sooner
Monthly net income: $1606
Monthly expenses: $0
Housing: $ 0 Husband pays
Insurance: $ 0 Husband pays
Car expenses: $375
Utilities: $ 0 Husband pays
Phone, cable, internet: $ 0 Husband pays
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $351
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 9/19/2012 5:00:33 PM |
PrimeFunding | $25.00 | 9/19/2012 5:27:02 PM |
thrilling-fund427 | $50.00 | 9/19/2012 5:07:24 PM |
duty-viola | $25.00 | 9/19/2012 5:09:45 PM |
wildanne | $50.00 | 9/19/2012 5:28:06 PM |
best-charming-leverage | $32.00 | 9/19/2012 5:28:28 PM |
imogen22 | $50.00 | 9/19/2012 5:11:51 PM |
Wellman | $25.00 | 9/19/2012 5:33:13 PM |
phenomenal-rate1 | $500.00 | 9/19/2012 5:05:39 PM |
capital-renewal | $25.00 | 9/19/2012 5:35:51 PM |
subtle-bill727 | $25.00 | 9/19/2012 5:37:29 PM |
prudent-payment316 | $25.00 | 9/19/2012 5:39:34 PM |
resolute-worth4 | $50.00 | 9/19/2012 5:40:55 PM |
rhin0cerx | $50.00 | 9/19/2012 5:40:59 PM |
handy-justice | $50.00 | 9/19/2012 5:17:57 PM |
Bob450 | $25.00 | 9/19/2012 5:09:36 PM |
Learning2Lend | $25.00 | 9/19/2012 5:44:49 PM |
52digital | $75.00 | 9/19/2012 5:20:52 PM |
LendingPimp_2 | $26.00 | 9/19/2012 5:21:19 PM |
asset-professor | $25.00 | 9/19/2012 5:12:07 PM |
social-cocktail1 | $200.00 | 9/19/2012 5:46:34 PM |
money-genome84 | $250.00 | 9/19/2012 6:00:46 PM |
diplomatic-wealth7 | $25.00 | 9/19/2012 5:20:34 PM |
dispatch4u | $29.00 | 9/19/2012 5:31:18 PM |
burrito6 | $50.00 | 9/19/2012 6:06:51 PM |
LeReve | $500.00 | 9/19/2012 5:22:44 PM |
houli123 | $25.00 | 9/19/2012 5:23:13 PM |
Beld | $50.00 | 9/19/2012 5:34:31 PM |
bewitching-dollar5 | $100.00 | 9/19/2012 6:10:11 PM |
TronMedici | $25.00 | 9/19/2012 6:12:21 PM |
mindful-generosity1 | $25.00 | 9/19/2012 5:37:45 PM |
dedicated-transaction796 | $25.00 | 9/19/2012 5:26:17 PM |
professional-vigilance9 | $100.00 | 9/19/2012 5:42:53 PM |
oreyedoc | $50.00 | 9/19/2012 5:44:03 PM |
Robin_Hood | $50.00 | 9/19/2012 5:44:19 PM |
azazle | $50.00 | 9/19/2012 6:37:26 PM |
mikbos | $25.00 | 9/19/2012 5:31:33 PM |
SLN-10 | $30.00 | 9/19/2012 6:50:47 PM |
smoothmoniker | $25.00 | 9/19/2012 5:35:16 PM |
ouyangers | $25.00 | 9/19/2012 7:10:54 PM |
friendly-gold | $25.00 | 9/19/2012 5:37:49 PM |
bassman2 | $25.00 | 9/19/2012 5:38:20 PM |
supreme-treasure8 | $100.00 | 9/19/2012 5:59:18 PM |
symbiosis | $50.00 | 9/19/2012 5:40:33 PM |
silver-wonder278 | $25.00 | 9/19/2012 5:43:16 PM |
the-profit-oracle | $25.00 | 9/19/2012 6:06:02 PM |
DirtyJenga | $25.00 | 9/19/2012 5:43:57 PM |
EnglishGeekInNYC | $25.00 | 9/19/2012 5:45:04 PM |
proper-exchange8 | $50.00 | 9/19/2012 5:46:30 PM |
lethalvb01 | $25.00 | 9/19/2012 6:10:59 PM |
Illini | $25.00 | 9/19/2012 5:47:00 PM |
EthanColeInvestingGroup | $25.00 | 9/19/2012 9:35:22 PM |
first-pragmatic-power | $25.00 | 9/19/2012 6:18:07 PM |
vibraphone3 | $25.00 | 9/19/2012 6:24:07 PM |
LendingPimp_2 | $100.00 | 9/19/2012 11:13:18 PM |
cash-delight1 | $50.00 | 9/19/2012 6:26:31 PM |
speedy-point | $25.00 | 9/19/2012 11:30:01 PM |
paytonbrigadier | $250.00 | 9/19/2012 5:59:13 PM |
Vector | $25.00 | 9/20/2012 12:31:16 AM |
Dave0 | $25.00 | 9/19/2012 6:08:16 PM |
point-xylophone | $25.00 | 9/19/2012 6:18:34 PM |
money-baron | $50.00 | 9/19/2012 6:26:01 PM |
dough-hammock | $50.00 | 9/20/2012 6:29:27 AM |
LoanerPrincipal | $25.00 | 9/19/2012 7:06:02 PM |
bonus-seahorse | $60.00 | 9/19/2012 7:07:45 PM |
orange-preeminant-bill | $50.00 | 9/20/2012 7:22:49 AM |
wonder3 | $25.00 | 9/19/2012 7:36:34 PM |
top-responsibility-sage | $50.00 | 9/19/2012 7:43:31 PM |
melodious-openness | $522.05 | 9/20/2012 3:52:31 AM |
RSV | $25.00 | 9/20/2012 4:27:04 AM |
dough-kitten5 | $25.00 | 9/20/2012 4:28:26 AM |
Dubbs360 | $500.00 | 9/20/2012 8:26:31 AM |
djropp | $25.00 | 9/20/2012 4:52:43 AM |
blue-subtle-integrity | $25.00 | 9/20/2012 4:54:29 AM |
DGilby | $25.00 | 9/20/2012 8:30:02 AM |
DasMula | $25.00 | 9/19/2012 8:27:57 PM |
Gamblor | $25.85 | 9/20/2012 8:35:04 AM |
Farmer-Ted | $25.00 | 9/19/2012 9:34:45 PM |
Boca | $32.84 | 9/20/2012 7:10:00 AM |
wojo | $25.00 | 9/20/2012 3:41:54 AM |
manatee21 | $100.00 | 9/20/2012 8:15:01 AM |
jaxth83 | $50.00 | 9/20/2012 8:24:18 AM |
platinum-pal772 | $45.00 | 9/20/2012 8:32:05 AM |
return-enforcer5 | $25.00 | 9/20/2012 6:40:21 AM |
squeebie | $50.00 | 9/20/2012 7:03:37 AM |
MTF | $50.00 | 9/20/2012 7:18:00 AM |
PeePaw | $25.00 | 9/20/2012 7:41:23 AM |
future-baby-fund | $75.00 | 9/20/2012 7:46:59 AM |
CA-Lender | $25.00 | 9/20/2012 7:59:18 AM |
leverage-baker | $25.00 | 9/20/2012 8:15:58 AM |
felicity-boots6 | $26.70 | 9/20/2012 8:25:06 AM |
economy-coup | $100.00 | 9/19/2012 5:04:28 PM |
irrelevant | $50.00 | 9/19/2012 5:07:24 PM |
income-triangulation1 | $25.00 | 9/19/2012 5:00:57 PM |
justreturns | $25.00 | 9/19/2012 5:03:58 PM |
RGlad | $250.00 | 9/19/2012 5:19:23 PM |
compassion-expert | $25.00 | 9/19/2012 5:26:29 PM |
adventurer447 | $300.00 | 9/19/2012 5:29:34 PM |
trajectory8 | $25.00 | 9/19/2012 5:30:40 PM |
1stPlace | $25.00 | 9/19/2012 5:04:10 PM |
lender4433 | $25.00 | 9/19/2012 5:33:17 PM |
money-bauble | $100.00 | 9/19/2012 5:15:13 PM |
cnovak | $25.00 | 9/19/2012 5:39:59 PM |
SkepticalBen | $25.00 | 9/19/2012 5:41:55 PM |
selector568 | $300.00 | 9/19/2012 5:43:14 PM |
shrewd-peace7 | $25.00 | 9/19/2012 5:45:14 PM |
Endeavour | $60.00 | 9/19/2012 5:20:48 PM |
bellaquito | $500.00 | 9/19/2012 5:46:36 PM |
pierrelasvegas | $25.00 | 9/19/2012 5:14:18 PM |
bob450-roth | $25.00 | 9/19/2012 5:14:51 PM |
penny-surgeon | $25.00 | 9/19/2012 5:23:35 PM |
Whipster | $60.00 | 9/19/2012 5:52:07 PM |
MFBank | $50.00 | 9/19/2012 5:17:35 PM |
Comoparklender | $25.00 | 9/19/2012 6:01:37 PM |
worldly-community3 | $50.00 | 9/19/2012 6:01:45 PM |
durability-seahorse7 | $100.00 | 9/19/2012 5:20:28 PM |
postalwhiz | $25.00 | 9/19/2012 6:04:27 PM |
yield-trader | $25.00 | 9/19/2012 6:06:31 PM |
FRC64 | $25.00 | 9/19/2012 6:07:35 PM |
Money__Tree | $200.00 | 9/19/2012 5:23:51 PM |
Elefunt | $25.00 | 9/19/2012 5:35:53 PM |
careful-vigilance4 | $25.00 | 9/19/2012 5:36:37 PM |
moola-buddy | $25.00 | 9/19/2012 6:12:00 PM |
credit-adventurer313 | $25.00 | 9/19/2012 5:36:52 PM |
the-silver-blaster | $50.00 | 9/19/2012 5:25:23 PM |
marketplace-hut9 | $25.00 | 9/19/2012 6:18:32 PM |
wwwUniversal | $25.00 | 9/19/2012 6:19:27 PM |
Kaj | $25.00 | 9/19/2012 5:26:47 PM |
HeroSupport | $60.00 | 9/19/2012 5:42:43 PM |
bazaar-tulip | $500.00 | 9/19/2012 6:32:15 PM |
pedroballgame | $32.00 | 9/19/2012 5:43:23 PM |
networks4ever | $25.00 | 9/19/2012 6:33:55 PM |
UstedEsElHombre | $100.00 | 9/19/2012 5:44:01 PM |
integrity-reactor4 | $100.00 | 9/19/2012 6:43:10 PM |
first-balance-neutron | $50.00 | 9/19/2012 5:45:55 PM |
ChefATL | $25.00 | 9/19/2012 5:35:46 PM |
sauropod | $25.00 | 9/19/2012 5:48:22 PM |
benwalla | $25.00 | 9/19/2012 5:51:42 PM |
top-historic-peso | $25.00 | 9/19/2012 5:39:17 PM |
value-wind0 | $25.00 | 9/19/2012 5:40:23 PM |
valiant-liberty4 | $25.00 | 9/19/2012 6:00:17 PM |
desertoasis | $25.00 | 9/19/2012 7:48:44 PM |
nimble-revenue5 | $91.00 | 9/19/2012 6:01:31 PM |
WalnutCreekguy | $50.00 | 9/19/2012 6:02:02 PM |
Diamond_Jim | $25.00 | 9/19/2012 5:42:22 PM |
asiaratt | $50.00 | 9/19/2012 5:43:18 PM |
6_kids_college_fund | $25.00 | 9/19/2012 6:08:35 PM |
durability-antioxidant9 | $25.00 | 9/19/2012 5:46:23 PM |
bubb_hans | $25.00 | 9/19/2012 5:47:36 PM |
Investor_DP | $200.00 | 9/19/2012 6:18:36 PM |
economy-shrubbery6 | $25.00 | 9/19/2012 5:50:39 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:17 PM |
the-credit-maker | $100.00 | 9/19/2012 5:57:23 PM |
enchanted-note | $25.00 | 9/19/2012 5:58:59 PM |
vontuse | $25.00 | 9/19/2012 5:59:23 PM |
cash-mad-scientist3 | $25.00 | 9/19/2012 5:59:30 PM |
1randyp | $25.00 | 9/19/2012 6:02:35 PM |
s2k4ojobr | $25.00 | 9/20/2012 2:43:09 AM |
newest-phenomenal-dinero | $85.00 | 9/19/2012 6:55:37 PM |
intrepid-loot | $25.00 | 9/19/2012 6:06:35 PM |
Contra_Capital_LLC | $25.00 | 9/19/2012 7:21:05 PM |
lordnecron | $25.00 | 9/20/2012 6:30:36 AM |
Alereon | $25.00 | 9/19/2012 8:14:24 PM |
evilkats | $50.00 | 9/19/2012 6:32:11 PM |
Zipcut | $26.00 | 9/19/2012 9:52:22 PM |
market-trooper3 | $30.00 | 9/20/2012 6:59:46 AM |
finance-spruce | $26.53 | 9/20/2012 7:14:40 AM |
frooogal | $25.00 | 9/19/2012 7:39:53 PM |
gothampark | $25.00 | 9/20/2012 8:30:14 AM |
theaterguy | $30.00 | 9/20/2012 6:40:50 AM |
Christophe | $25.00 | 9/20/2012 7:16:44 AM |
genelinist | $400.00 | 9/20/2012 7:38:25 AM |
benefit-javelin | $50.00 | 9/20/2012 7:47:57 AM |
green-safe-wampum | $50.00 | 9/20/2012 7:55:20 AM |
jpac1066 | $25.00 | 9/20/2012 5:49:28 AM |
DevinHill | $30.00 | 9/20/2012 7:03:24 AM |
MrSHiat | $25.00 | 9/20/2012 7:27:52 AM |
dsnybnd | $25.00 | 9/20/2012 8:20:17 AM |
178 Investments
|
Borrower Payment Dependent Notes Series
638401
This series of Notes was issued and sold upon the funding of the borrower loan #75257, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 25.01% |
Monthly payment:
| $453.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.77% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 35% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,975 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| commitment-ranch1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MI2 | $5,000.00 | 9/18/2012 9:02:21 AM |
wonder3 | $25.00 | 9/18/2012 9:03:30 AM |
trade-boots1 | $100.00 | 9/18/2012 9:04:38 AM |
dynamic-money271 | $100.00 | 9/18/2012 9:06:53 AM |
income-triangulation1 | $25.00 | 9/18/2012 9:03:38 AM |
nickel-ferret | $25.00 | 9/18/2012 9:11:23 AM |
receptive-affluence035 | $25.00 | 9/18/2012 9:06:57 AM |
affluence-microscope2 | $200.00 | 9/18/2012 9:08:42 AM |
BostonCapital | $100.00 | 9/18/2012 9:15:15 AM |
LeReve | $500.00 | 9/18/2012 9:16:37 AM |
WalnutCreekguy | $50.00 | 9/18/2012 9:18:59 AM |
orange-market-amigo | $200.00 | 9/18/2012 9:01:25 AM |
majestic-note6 | $200.00 | 9/18/2012 9:14:47 AM |
duty-viola | $25.00 | 9/18/2012 9:14:51 AM |
simplyonce | $25.00 | 9/18/2012 9:23:18 AM |
Beld | $50.00 | 9/18/2012 9:23:26 AM |
supreme-treasure8 | $100.00 | 9/18/2012 9:24:55 AM |
cash-mad-scientist3 | $25.00 | 9/18/2012 9:29:38 AM |
houli123 | $25.00 | 9/18/2012 9:30:21 AM |
lowrater | $50.70 | 9/18/2012 9:08:02 AM |
abundanceforever | $52.50 | 9/18/2012 9:09:39 AM |
leverage-sensai6 | $25.00 | 9/18/2012 9:17:54 AM |
fortytwo | $150.00 | 9/18/2012 9:41:19 AM |
botfolio | $300.00 | 9/18/2012 9:33:04 AM |
ready-justice7 | $50.00 | 9/18/2012 9:33:17 AM |
fantastic-wampum1 | $100.00 | 9/18/2012 9:47:22 AM |
payout-paradise5 | $25.00 | 9/18/2012 9:39:09 AM |
NobisEst | $50.00 | 9/18/2012 9:42:24 AM |
tech310 | $50.00 | 9/18/2012 9:44:09 AM |
unforgettable-wealth4 | $50.00 | 9/18/2012 9:54:48 AM |
dmunySF | $50.00 | 9/18/2012 9:30:08 AM |
wealth-competitor | $25.00 | 9/18/2012 10:00:24 AM |
bold-social-widget | $25.00 | 9/18/2012 9:51:56 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:36 AM |
punctual-worth263 | $25.00 | 9/18/2012 9:54:04 AM |
fcukciti | $35.00 | 9/18/2012 10:11:26 AM |
professional-vigilance9 | $100.00 | 9/18/2012 10:12:13 AM |
DadWarbucks | $25.00 | 9/18/2012 10:12:51 AM |
Kaj | $25.00 | 9/18/2012 10:14:05 AM |
proper-exchange8 | $50.00 | 9/18/2012 10:02:25 AM |
social-cocktail1 | $200.00 | 9/18/2012 10:03:20 AM |
JagFan | $25.00 | 9/18/2012 10:09:25 AM |
babokd | $28.00 | 9/18/2012 10:10:54 AM |
NickelSteamroller | $35.00 | 9/18/2012 9:50:05 AM |
missing-link | $25.00 | 9/18/2012 10:14:51 AM |
progressive-economy261 | $500.00 | 9/18/2012 9:51:51 AM |
friendly-gold | $25.00 | 9/18/2012 9:53:31 AM |
StPong | $25.00 | 9/18/2012 10:00:13 AM |
investtor | $25.00 | 9/18/2012 10:05:32 AM |
jybank | $50.00 | 9/18/2012 10:06:08 AM |
first-pragmatic-power | $25.00 | 9/18/2012 10:06:41 AM |
rcm87 | $50.00 | 9/18/2012 10:06:58 AM |
dignified-finance | $50.00 | 9/18/2012 10:13:26 AM |
abundant-power | $25.00 | 9/18/2012 10:14:26 AM |
mercuriant | $25.00 | 9/18/2012 10:14:39 AM |
order-tamale | $400.00 | 9/18/2012 9:03:01 AM |
j2ee | $50.00 | 9/18/2012 9:04:04 AM |
pierrelasvegas | $25.00 | 9/18/2012 9:10:28 AM |
magnitude787 | $30.00 | 9/18/2012 9:10:52 AM |
radiant-dollar9 | $200.00 | 9/18/2012 9:13:42 AM |
commerce-venture1 | $25.00 | 9/18/2012 9:14:28 AM |
papaloha | $25.00 | 9/18/2012 9:19:05 AM |
gjm6d | $25.00 | 9/18/2012 9:24:38 AM |
azazle | $50.00 | 9/18/2012 9:35:40 AM |
versatile-dime442 | $250.00 | 9/18/2012 9:14:24 AM |
scholarly-order6 | $25.00 | 9/18/2012 9:21:10 AM |
kila-designer | $249.00 | 9/18/2012 9:23:46 AM |
loyalty-sherpa | $25.00 | 9/18/2012 9:44:46 AM |
orearella3 | $25.00 | 9/18/2012 9:44:55 AM |
wormdc | $25.00 | 9/18/2012 9:30:44 AM |
treasure-palace661 | $300.00 | 9/18/2012 9:50:02 AM |
bonFire8 | $28.00 | 9/18/2012 9:51:07 AM |
principal-cooker2 | $50.00 | 9/18/2012 9:52:17 AM |
jamiee73 | $25.00 | 9/18/2012 9:34:45 AM |
extraordinary-interest1 | $50.00 | 9/18/2012 10:07:23 AM |
wayman | $25.00 | 9/18/2012 9:58:27 AM |
EnglishGeekInNYC | $25.00 | 9/18/2012 9:39:38 AM |
LendingPimp_2 | $26.00 | 9/18/2012 9:41:27 AM |
nimble-revenue5 | $100.00 | 9/18/2012 10:12:20 AM |
jstefans | $25.00 | 9/18/2012 10:00:43 AM |
tender-commerce8 | $50.00 | 9/18/2012 10:02:43 AM |
return-pioneer221 | $200.00 | 9/18/2012 10:08:15 AM |
red-power-pecan | $50.00 | 9/18/2012 9:49:30 AM |
durability-mad-scientist4 | $100.00 | 9/18/2012 10:11:56 AM |
elegant-hope578 | $50.00 | 9/18/2012 9:55:10 AM |
CAGE-Investments | $25.00 | 9/18/2012 9:57:34 AM |
sharpey | $25.00 | 9/18/2012 10:04:41 AM |
green28 | $50.00 | 9/18/2012 10:05:00 AM |
indomitable-dedication | $25.00 | 9/18/2012 10:10:41 AM |
rogue_monster | $50.00 | 9/18/2012 10:11:57 AM |
SkepticalBen | $25.00 | 9/18/2012 10:14:42 AM |
spark548 | $25.00 | 9/18/2012 10:15:00 AM |
historic-value7 | $40.80 | 9/18/2012 10:15:22 AM |
93 Investments
|
Borrower Payment Dependent Notes Series
638429
This series of Notes was issued and sold upon the funding of the borrower loan #74997, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $222.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 20% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,134 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-affluence-cycle |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I am current paying debts, would like to consolidate into one monthly payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
socrates520 | $50.00 | 9/20/2012 5:10:32 PM |
Bank_Of_XL | $25.00 | 9/20/2012 5:09:38 PM |
RGlad | $100.00 | 9/20/2012 5:10:49 PM |
EnglishGeekInNYC | $25.00 | 9/20/2012 5:12:14 PM |
Taxman44 | $25.00 | 9/20/2012 5:42:05 PM |
Castellan | $50.00 | 9/20/2012 5:30:37 PM |
tenacious-affluence | $25.00 | 9/20/2012 5:35:30 PM |
transparency-position | $99.00 | 9/20/2012 6:56:01 PM |
ingenious-deal6 | $25.00 | 9/20/2012 5:34:58 PM |
bellaquito | $500.00 | 9/20/2012 6:35:15 PM |
cerebral-dollar773 | $25.00 | 9/21/2012 4:04:52 AM |
blot44 | $25.00 | 9/20/2012 6:57:09 PM |
GoldenKoi | $100.00 | 9/21/2012 4:15:45 AM |
worth21 | $25.00 | 9/21/2012 8:17:05 AM |
lendersf | $50.00 | 9/21/2012 8:43:27 AM |
Plow_n_Sow | $25.00 | 9/21/2012 10:56:50 AM |
dsnybnd | $25.00 | 9/21/2012 12:03:05 PM |
kenji4861 | $25.00 | 9/21/2012 9:51:08 AM |
pdub | $500.00 | 9/21/2012 12:21:18 PM |
Gordon_Gekko1 | $30.00 | 9/21/2012 10:54:10 AM |
blue-order-comet | $96.00 | 9/21/2012 11:14:39 AM |
compatible-deal9 | $50.00 | 9/21/2012 1:02:31 PM |
credible-benjamins724 | $25.00 | 9/21/2012 1:49:00 PM |
super_pickle | $50.00 | 9/21/2012 2:30:34 PM |
quickstep | $150.00 | 9/21/2012 3:06:52 PM |
charming-balance5 | $100.00 | 9/21/2012 4:25:56 PM |
producer455 | $29.00 | 9/21/2012 4:23:19 PM |
SkyLoan | $39.71 | 9/21/2012 1:08:54 PM |
ore-hero231 | $150.00 | 9/21/2012 3:10:45 PM |
zbfamwl | $50.00 | 9/21/2012 5:11:20 PM |
WxChem | $25.00 | 9/21/2012 5:11:45 PM |
WisconsinLiberal | $21.25 | 9/21/2012 5:12:19 PM |
heerzaquestion | $50.00 | 9/21/2012 4:51:01 PM |
excellent-funds649 | $50.00 | 9/20/2012 5:12:45 PM |
spartacusiam | $25.00 | 9/20/2012 5:46:16 PM |
best-bonafide-p2p | $50.00 | 9/20/2012 5:13:35 PM |
transaction-keeper5 | $25.00 | 9/20/2012 5:13:55 PM |
ready-interest9 | $25.00 | 9/20/2012 6:40:12 PM |
logical-reward8 | $25.00 | 9/20/2012 5:52:15 PM |
bazaar-tulip | $25.00 | 9/20/2012 5:34:33 PM |
first-wampum-gazer | $1,000.00 | 9/20/2012 6:17:27 PM |
axl163 | $25.00 | 9/20/2012 10:08:51 PM |
brainy-credit1 | $40.00 | 9/20/2012 5:48:25 PM |
weiyinsan | $40.00 | 9/21/2012 4:52:43 AM |
napmanger | $100.00 | 9/20/2012 8:55:54 PM |
FWF-kinetic | $25.00 | 9/20/2012 10:01:37 PM |
one-midas | $50.00 | 9/20/2012 7:44:12 PM |
carolinalending | $25.00 | 9/21/2012 5:33:58 AM |
Onlyhappycustomers | $25.00 | 9/21/2012 6:01:54 AM |
JustMee | $25.00 | 9/20/2012 8:28:59 PM |
california111 | $100.00 | 9/21/2012 7:28:55 AM |
john0720 | $25.00 | 9/21/2012 7:08:05 AM |
auction-sage | $100.00 | 9/21/2012 9:24:31 AM |
imogen22 | $50.00 | 9/21/2012 9:19:55 AM |
first-serene-credit | $25.00 | 9/21/2012 9:12:44 AM |
repayment-pagoda8 | $100.00 | 9/21/2012 9:17:48 AM |
windguy | $50.00 | 9/21/2012 9:28:08 AM |
giftgold | $25.00 | 9/21/2012 12:53:10 PM |
currency-persimmon | $25.00 | 9/21/2012 2:20:03 PM |
vtrentster | $25.00 | 9/21/2012 2:24:34 PM |
hope-hickory8 | $25.00 | 9/21/2012 2:31:34 PM |
keen-credit6 | $29.00 | 9/21/2012 2:15:30 PM |
MI2 | $5,000.00 | 9/21/2012 12:28:02 PM |
punctual-diversification143 | $25.00 | 9/21/2012 4:06:04 PM |
Laissez-faire | $100.00 | 9/21/2012 4:12:40 PM |
loan-upholder4 | $25.00 | 9/21/2012 4:23:01 PM |
vc4114 | $25.00 | 9/21/2012 1:57:15 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:50:58 PM |
Johnab | $25.00 | 9/21/2012 4:49:36 PM |
entertaining-greenback2 | $26.04 | 9/21/2012 5:05:38 PM |
70 Investments
|
Borrower Payment Dependent Notes Series
638481
This series of Notes was issued and sold upon the funding of the borrower loan #74932, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $318.80 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 1m |
Amount delinquent:
| $300 |
Total credit lines:
| 34 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,968 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| thoughtful-truth222 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
Purpose of loan:
To get a Motorcycle
My financial situation:
I am a good candidate for this loan because, I have a stable job and always pay my bills on time
Monthly net income: $3,000
Monthly expenses: $200
Housing: $600
Insurance: $120
Car expenses: $400
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $80.03 | 9/13/2012 9:01:05 AM |
vutah | $25.00 | 9/13/2012 9:01:33 AM |
decisive-income7 | $2,500.00 | 9/13/2012 9:01:30 AM |
worth-blanket2 | $10,350.00 | 9/13/2012 9:02:43 AM |
4 Investments
|
Borrower Payment Dependent Notes Series
638499
This series of Notes was issued and sold upon the funding of the borrower loan #75156, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,900.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Sep-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 6.89% |
Borrower rate/APR:
| 7.89% / 9.23% |
Monthly payment:
| $278.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.89% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 22% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,749 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| upbeat-currency0 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit card debt.
My financial situation:
I am a good candidate for this loan because...I always pay back what I borrow.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lionheart722 | $100.00 | 9/13/2012 5:16:58 PM |
commerce-gargantuan2 | $50.00 | 9/13/2012 5:39:37 PM |
jcornehlsen | $25.00 | 9/13/2012 6:17:26 PM |
money-to-bless | $25.00 | 9/13/2012 6:28:38 PM |
SCD | $25.00 | 9/13/2012 7:20:35 PM |
established-hope5 | $25.00 | 9/13/2012 10:46:16 PM |
atlacatl | $25.00 | 9/13/2012 8:00:57 PM |
SSC_CCV | $50.00 | 9/14/2012 9:00:46 AM |
powerful-return1 | $33.00 | 9/14/2012 8:06:28 AM |
Rockymtnhi | $100.00 | 9/14/2012 9:49:12 AM |
generous-deal6 | $25.00 | 9/14/2012 2:06:41 PM |
unforgettable-return6 | $25.00 | 9/14/2012 3:05:07 PM |
GoldenKoi | $100.00 | 9/14/2012 11:41:55 PM |
adaboy65 | $100.00 | 9/15/2012 1:01:32 PM |
magnificent-income7 | $25.00 | 9/15/2012 5:39:52 PM |
Bieling | $25.00 | 9/16/2012 8:09:31 AM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:34 PM |
munnu | $50.00 | 9/16/2012 11:57:54 AM |
drkosh | $25.00 | 9/16/2012 12:32:36 PM |
Dubbs360 | $500.00 | 9/17/2012 9:32:19 AM |
oskizzle | $25.00 | 9/17/2012 8:29:29 AM |
compassion-twister2 | $50.00 | 9/17/2012 10:02:50 AM |
paladin510 | $25.00 | 9/17/2012 10:27:41 AM |
bazaar-tulip | $25.00 | 9/17/2012 5:38:27 PM |
community-seahorse0 | $50.00 | 9/18/2012 7:21:37 AM |
durability-seahorse7 | $100.00 | 9/18/2012 8:39:13 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:22 AM |
excellent-funds649 | $130.00 | 9/18/2012 10:35:07 AM |
handy-money9 | $75.00 | 9/18/2012 10:52:09 AM |
azazle | $50.00 | 9/18/2012 3:00:56 PM |
pdub | $250.00 | 9/18/2012 5:58:25 PM |
community-stream9 | $25.00 | 9/18/2012 8:39:35 PM |
ToloUSN | $50.00 | 9/19/2012 12:12:48 AM |
Leopoldine | $25.00 | 9/19/2012 9:15:20 AM |
cash-kin7 | $50.00 | 9/19/2012 10:01:08 AM |
Centerline15 | $25.00 | 9/19/2012 10:19:05 AM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:24 PM |
bonafide-economy | $25.00 | 9/20/2012 6:54:06 AM |
Planecourage | $25.00 | 9/20/2012 11:39:43 AM |
Barky52 | $25.00 | 9/20/2012 6:22:06 PM |
lendersf | $50.00 | 9/21/2012 8:43:22 AM |
TheDorito | $250.00 | 9/21/2012 7:19:58 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:15 PM |
hopeful_lender | $100.00 | 9/21/2012 9:46:36 PM |
Nusk | $25.00 | 9/21/2012 6:46:32 PM |
GameDesign | $25.00 | 9/22/2012 10:31:07 AM |
compatible-deal9 | $50.00 | 9/22/2012 10:58:16 AM |
coloradoloanman | $75.39 | 9/22/2012 6:25:04 AM |
Rivervale_Westwood | $250.00 | 9/22/2012 11:26:56 AM |
ingenious-order783 | $35.00 | 9/22/2012 7:03:55 AM |
slimof37 | $25.00 | 9/22/2012 12:01:44 PM |
diversification-surge | $25.00 | 9/22/2012 12:03:07 PM |
fairness-palm | $50.00 | 9/22/2012 12:03:37 PM |
cablenews | $100.00 | 9/22/2012 12:04:01 PM |
ski bum | $100.00 | 9/22/2012 12:05:25 PM |
BrianRK | $26.00 | 9/22/2012 12:01:14 PM |
x-lender | $25.00 | 9/22/2012 12:05:54 PM |
adevadeh | $25.00 | 9/22/2012 12:02:47 PM |
unequaled-loyalty7 | $25.00 | 9/22/2012 12:03:51 PM |
roadtruck | $100.00 | 9/22/2012 12:04:15 PM |
a-transparency-prodigy | $25.00 | 9/22/2012 12:09:03 PM |
community-pipeline | $25.00 | 9/22/2012 12:04:50 PM |
kanemochi | $25.00 | 9/22/2012 12:09:24 PM |
wonderous-principal083 | $25.00 | 9/22/2012 12:09:52 PM |
income-fortress | $25.00 | 9/22/2012 12:05:35 PM |
a-unflappable-finance | $100.00 | 9/22/2012 12:05:56 PM |
kind-genuine-dough | $25.00 | 9/22/2012 12:06:16 PM |
coin-saffron5 | $50.00 | 9/22/2012 12:06:31 PM |
jcn12321 | $25.00 | 9/22/2012 12:07:13 PM |
noble-moola0 | $30.00 | 9/22/2012 12:07:30 PM |
larslfe | $25.00 | 9/22/2012 12:09:05 PM |
bid-carrier0 | $25.00 | 9/22/2012 11:30:14 AM |
hitsman | $50.00 | 9/22/2012 11:38:02 AM |
commanding-treasure2 | $75.00 | 9/22/2012 12:00:41 PM |
Eastern | $50.00 | 9/22/2012 12:02:16 PM |
mason13a | $25.00 | 9/22/2012 12:02:18 PM |
srilm | $25.00 | 9/22/2012 12:02:25 PM |
JKKCapital | $25.00 | 9/22/2012 12:02:38 PM |
economy-voyage9 | $25.00 | 9/22/2012 12:04:53 PM |
Zolton | $300.00 | 9/22/2012 12:05:10 PM |
loantigger | $25.00 | 9/22/2012 12:06:05 PM |
andymax | $50.00 | 9/22/2012 12:06:24 PM |
reflective-deal8 | $50.00 | 9/22/2012 12:07:43 PM |
medman | $25.00 | 9/22/2012 12:07:53 PM |
serene-credit4 | $25.00 | 9/22/2012 12:08:19 PM |
Dave0 | $25.00 | 9/22/2012 12:08:24 PM |
dpfl55 | $25.00 | 9/22/2012 12:08:35 PM |
16888 | $25.00 | 9/22/2012 12:08:41 PM |
azarael | $25.00 | 9/22/2012 12:09:22 PM |
fun2invest | $25.00 | 9/22/2012 12:10:15 PM |
blot44 | $25.00 | 9/13/2012 5:32:59 PM |
EnglishGeekInNYC | $50.00 | 9/13/2012 6:15:52 PM |
kfrench | $75.00 | 9/13/2012 6:16:50 PM |
Aberdeen | $100.00 | 9/13/2012 6:28:48 PM |
hopeful_lender | $100.00 | 9/13/2012 6:33:33 PM |
rokman | $60.00 | 9/13/2012 6:49:56 PM |
atlacatl | $30.00 | 9/13/2012 8:01:19 PM |
rchapee | $25.00 | 9/14/2012 7:52:08 AM |
discrete-exchange9 | $50.00 | 9/14/2012 6:53:15 AM |
kenji4861 | $25.00 | 9/14/2012 9:07:32 AM |
powerful-return1 | $25.00 | 9/14/2012 9:31:17 AM |
responsibility-butterfly | $25.00 | 9/14/2012 10:26:37 AM |
britgsb | $25.00 | 9/15/2012 8:03:43 AM |
cerebral-dollar773 | $25.00 | 9/15/2012 12:00:09 PM |
Culebra1930 | $75.00 | 9/15/2012 12:17:04 PM |
Taxman44 | $25.00 | 9/15/2012 12:36:57 PM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:14 PM |
RothySkynx | $25.00 | 9/15/2012 7:16:12 PM |
crude | $25.00 | 9/15/2012 3:58:32 PM |
transparency-sapling | $25.00 | 9/16/2012 7:15:51 AM |
blue-useful-auction | $25.00 | 9/16/2012 6:18:05 PM |
compassionate-payment218 | $25.00 | 9/16/2012 6:34:16 PM |
simplelender80 | $500.00 | 9/17/2012 9:27:05 AM |
Castellan | $50.00 | 9/18/2012 9:19:21 AM |
logical-reward8 | $25.00 | 9/18/2012 9:11:36 AM |
neighborly-hope6 | $100.00 | 9/18/2012 9:45:34 AM |
giftgold | $25.00 | 9/18/2012 11:01:56 AM |
windguy | $50.00 | 9/18/2012 12:47:33 PM |
bewitching-commitment421 | $50.00 | 9/18/2012 11:31:16 AM |
unrelenting-power5 | $25.00 | 9/18/2012 4:03:13 PM |
imogen22 | $25.00 | 9/18/2012 12:43:28 PM |
availableloan | $25.00 | 9/18/2012 5:05:47 PM |
revenue-carnation043 | $25.00 | 9/18/2012 5:54:48 PM |
nuclearmoose | $50.00 | 9/19/2012 9:15:03 AM |
BaxterSandy | $27.50 | 9/19/2012 7:22:27 AM |
themoneydoctor | $75.00 | 9/19/2012 11:29:54 AM |
transaction-keeper5 | $25.00 | 9/19/2012 5:32:34 PM |
Salvy | $25.00 | 9/19/2012 8:57:44 PM |
socrates520 | $50.00 | 9/19/2012 11:33:56 PM |
Plutis | $25.00 | 9/20/2012 9:07:08 AM |
broosky2 | $100.00 | 9/20/2012 7:44:34 AM |
F-A1Grant | $40.75 | 9/20/2012 8:44:06 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:18 AM |
penny-finder | $27.95 | 9/20/2012 11:39:29 AM |
member_98419 | $25.00 | 9/20/2012 5:08:44 PM |
samurai2 | $25.00 | 9/20/2012 3:05:55 PM |
radforj22 | $100.00 | 9/21/2012 4:25:02 AM |
FlexFunding | $57.89 | 9/21/2012 1:27:59 PM |
penny-kahuna0 | $25.00 | 9/21/2012 3:41:18 PM |
Spiv_51 | $25.00 | 9/22/2012 3:55:27 AM |
magnificent-income7 | $25.00 | 9/22/2012 5:50:18 AM |
houli123 | $50.00 | 9/22/2012 3:11:25 AM |
wise-repayment-seeker | $25.00 | 9/22/2012 11:00:19 AM |
smallcountry | $25.00 | 9/22/2012 12:02:24 PM |
joyful-worth486 | $25.00 | 9/22/2012 12:02:33 PM |
pleasant-basis | $25.00 | 9/22/2012 12:03:31 PM |
johnsails | $50.00 | 9/22/2012 12:04:06 PM |
TrustPlus | $50.00 | 9/22/2012 12:04:25 PM |
whistledicksmith | $25.00 | 9/22/2012 12:04:45 PM |
fiddlerzvi | $50.00 | 9/22/2012 12:00:28 PM |
mulberry4 | $50.00 | 9/22/2012 12:00:45 PM |
power-trophy7 | $25.00 | 9/22/2012 12:00:54 PM |
TSC | $50.00 | 9/22/2012 12:06:56 PM |
GAOGERAM_BANK | $25.00 | 9/22/2012 12:07:26 PM |
gemoscar | $25.00 | 9/22/2012 12:02:55 PM |
sappy02 | $50.00 | 9/22/2012 12:08:38 PM |
Heatguy | $50.00 | 9/22/2012 12:04:42 PM |
Relevance | $25.00 | 9/22/2012 12:06:10 PM |
jonandmeg21 | $25.00 | 9/22/2012 12:06:22 PM |
shaker348 | $25.00 | 9/22/2012 12:07:24 PM |
phillipd48 | $25.00 | 9/22/2012 12:09:33 PM |
green-tree-shake | $35.00 | 9/22/2012 12:10:17 PM |
integrity-saver | $25.00 | 9/22/2012 12:00:34 PM |
majestic-dedication | $50.00 | 9/22/2012 12:01:23 PM |
Clambake | $25.00 | 9/22/2012 12:01:29 PM |
buckeye9 | $25.00 | 9/22/2012 12:04:09 PM |
dingus | $25.00 | 9/22/2012 12:06:07 PM |
AgTiPinisher | $25.00 | 9/22/2012 12:06:20 PM |
thezfunk | $25.00 | 9/22/2012 12:07:06 PM |
esabzb | $25.00 | 9/22/2012 12:08:20 PM |
snowman34 | $25.00 | 9/22/2012 12:09:11 PM |
AmericanCredit | $100.00 | 9/22/2012 12:09:28 PM |
active-reward7 | $50.00 | 9/22/2012 12:09:41 PM |
harty | $50.00 | 9/22/2012 12:09:50 PM |
174 Investments
|
Borrower Payment Dependent Notes Series
638581
This series of Notes was issued and sold upon the funding of the borrower loan #74730, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 49% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 11y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $8,556 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| joyous-dollar1 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...Pay off medical bills
My financial situation:
I am a good candidate for this loan because... All bills are paid on time and I am steadly employed full time
Monthly net income: $2000
Monthly expenses: $
Housing: $305
Insurance: $100
Car expenses: $200
Utilities: $123
Phone, cable, internet: $140
Food, entertainment: $100
Clothing, household expenses: $150
Credit cards and other loans: $150
Other expenses: $140
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 9/12/2012 9:06:37 AM |
dudebrah | $25.00 | 9/12/2012 10:50:09 AM |
pdub | $250.00 | 9/13/2012 10:39:28 AM |
Dubbs360 | $500.00 | 9/13/2012 10:43:15 AM |
majestic-note6 | $150.00 | 9/14/2012 2:59:32 PM |
ethical-truth211 | $75.00 | 9/15/2012 5:03:50 PM |
papaloha | $25.00 | 9/16/2012 8:21:34 PM |
durability-seahorse7 | $50.00 | 9/17/2012 9:40:25 AM |
URBANCAPITAL | $25.00 | 9/17/2012 4:58:56 PM |
sincere-agreement9 | $25.00 | 9/17/2012 10:50:28 AM |
deal-hickory5 | $100.00 | 9/17/2012 5:53:51 PM |
phaques | $50.00 | 9/17/2012 7:06:16 PM |
decisive-income7 | $500.00 | 9/12/2012 9:05:38 AM |
loan-heaven44 | $25.00 | 9/12/2012 1:06:19 PM |
responsibility-butterfly | $25.00 | 9/12/2012 1:52:18 PM |
simplelender80 | $500.00 | 9/12/2012 7:30:58 PM |
courteous-platinum7 | $25.00 | 9/14/2012 4:50:01 AM |
Bob450 | $25.00 | 9/15/2012 7:33:30 AM |
Sunbase | $25.00 | 9/15/2012 10:39:17 AM |
gdbls | $25.00 | 9/15/2012 2:56:31 PM |
EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:50 AM |
glroark | $50.00 | 9/17/2012 7:45:13 AM |
MI2 | $1,250.00 | 9/17/2012 12:25:05 PM |
bubb_hans | $25.00 | 9/17/2012 9:36:12 AM |
reward-adventure | $50.00 | 9/17/2012 5:46:18 PM |
worthy-bid8 | $100.00 | 9/17/2012 6:00:39 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
638599
This series of Notes was issued and sold upon the funding of the borrower loan #74989, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $352.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 11y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,119 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| order-game-changer8 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate and payoff debt.
My financial situation:
I am a good candidate for this loan because... because i pay my bills on time to the best of my ability and this will help me to continue to build my credit and creditworithiness.
Monthly net income: $3200.00
Monthly expenses: $2958.00
Housing: $1200.00
Insurance: $158.00
Car expenses: $120.00
Utilities: $150.00
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: $150.00
Credit cards and other loans: $380.00
Other expenses: $400.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $2,500.00 | 9/12/2012 9:03:38 AM |
money-genome84 | $250.00 | 9/12/2012 9:23:09 AM |
vutah | $65.00 | 9/12/2012 9:05:14 AM |
1stPlace | $50.00 | 9/12/2012 9:15:40 AM |
mikrolown | $25.00 | 9/12/2012 9:24:11 AM |
WalnutCreekguy | $50.00 | 9/12/2012 9:47:27 AM |
bazaar-tulip | $25.00 | 9/12/2012 9:48:26 AM |
84928429 | $50.00 | 9/12/2012 9:49:24 AM |
bob450-roth | $25.00 | 9/12/2012 9:48:00 AM |
EngineersAlliance | $75.00 | 9/12/2012 10:39:10 AM |
Jloaner | $35.00 | 9/12/2012 10:43:17 AM |
dudebrah | $25.00 | 9/12/2012 10:50:51 AM |
networks4ever | $25.00 | 9/12/2012 11:02:16 AM |
RoyFauntleroy | $50.00 | 9/12/2012 11:42:20 AM |
responsibility-butterfly | $25.00 | 9/12/2012 1:52:18 PM |
receptive-affluence035 | $25.00 | 9/12/2012 2:18:23 PM |
community-burrito9 | $35.00 | 9/12/2012 2:24:04 PM |
credible-benjamins724 | $25.00 | 9/12/2012 3:32:46 PM |
MI2 | $5,000.00 | 9/12/2012 5:02:25 PM |
zorg77 | $25.00 | 9/12/2012 3:31:19 PM |
treasure-palace661 | $350.00 | 9/12/2012 3:59:27 PM |
Christophe | $25.00 | 9/12/2012 4:23:11 PM |
bonafide-economy | $25.00 | 9/12/2012 4:55:14 PM |
global-invest-group | $25.00 | 9/12/2012 5:56:35 PM |
kila-designer | $148.00 | 9/12/2012 5:41:46 PM |
first-balance-neutron | $50.00 | 9/12/2012 5:38:47 PM |
RGlad | $300.00 | 9/12/2012 6:44:56 PM |
simplelender80 | $500.00 | 9/12/2012 7:30:58 PM |
scoobiedoo | $40.01 | 9/12/2012 6:54:47 PM |
Leshan | $50.00 | 9/12/2012 7:31:05 PM |
Index_Plus | $1,099.96 | 9/12/2012 7:39:58 PM |
wonder3 | $30.00 | 9/12/2012 9:06:44 AM |
InChicago | $80.03 | 9/12/2012 9:04:19 AM |
penny-surgeon | $25.00 | 9/12/2012 9:27:05 AM |
supreme-treasure8 | $100.00 | 9/12/2012 9:41:47 AM |
Money__Tree | $200.00 | 9/12/2012 9:45:59 AM |
new-impeccable-coin | $32.00 | 9/12/2012 9:38:36 AM |
pierrelasvegas | $25.00 | 9/12/2012 10:23:53 AM |
SLN-10 | $30.00 | 9/12/2012 10:35:48 AM |
Fitiwalt7 | $25.00 | 9/12/2012 2:07:23 PM |
econgineer | $100.00 | 9/12/2012 11:57:09 AM |
credit-adventurer313 | $25.00 | 9/12/2012 1:53:19 PM |
scholarly-order6 | $30.00 | 9/12/2012 5:17:04 PM |
money-bauble | $100.00 | 9/12/2012 5:28:11 PM |
gondeee | $25.00 | 9/12/2012 5:53:04 PM |
community-burrito9 | $25.00 | 9/12/2012 5:42:35 PM |
kila-designer | $100.00 | 9/12/2012 6:18:06 PM |
janeybooboo | $100.00 | 9/12/2012 6:44:40 PM |
48 Investments
|
Borrower Payment Dependent Notes Series
638765
This series of Notes was issued and sold upon the funding of the borrower loan #74862, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 35% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 12y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,749 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| abundant-greenback216 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to... purchase new tires, and perform somewhat major maintenance on my 12 year old car.
My financial situation: Stable
I am a good candidate for this loan because... I have never defaulted on a loan, never declared bankruptcy, and all my bills are current - it's just been difficult to save extra money for larger expenses.
Monthly net income: $ 7632 ($3400 does not have tax withheld)
Monthly expenses: $ 7200 est.
Housing: $ 2400.
Insurance: $ 393.
Car expenses: $ 300 (gas)
Utilities: $ 150
Phone, cable, internet: $ 430.
Food, entertainment: $ 400
Clothing, household expenses: $ 50
Credit cards and other loans: $ 3000.
Other expenses: $100.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/22/2012 12:11:47 PM |
heavenly-interest9 | $458.21 | 9/22/2012 11:43:05 PM |
handy-justice | $50.00 | 9/22/2012 12:26:50 PM |
buffalobills | $25.00 | 9/22/2012 12:25:05 PM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:40 PM |
ferocious-kindness8 | $30.00 | 9/22/2012 1:08:29 PM |
Zingaro | $25.00 | 9/22/2012 1:24:22 PM |
community-burrito9 | $35.00 | 9/22/2012 1:48:07 PM |
best-bonafide-p2p | $25.00 | 9/22/2012 3:58:36 PM |
thankful-nickel2 | $25.00 | 9/22/2012 1:42:18 PM |
order-bee1 | $150.00 | 9/22/2012 1:46:54 PM |
scoobiedoo | $25.02 | 9/22/2012 6:57:25 PM |
vutah | $65.00 | 9/22/2012 3:10:20 PM |
Feyenoord | $30.00 | 9/22/2012 6:26:34 PM |
graceful-investment | $106.00 | 9/22/2012 6:34:11 PM |
enriched-return057 | $200.00 | 9/22/2012 12:20:00 PM |
Relient-K | $25.00 | 9/22/2012 12:14:28 PM |
income-triangulation1 | $25.00 | 9/22/2012 1:02:19 PM |
bewitching-dollar5 | $100.00 | 9/22/2012 12:59:09 PM |
money-baron | $100.00 | 9/22/2012 1:58:59 PM |
california111 | $100.00 | 9/22/2012 2:04:00 PM |
EnglishGeekInNYC | $50.00 | 9/22/2012 2:11:14 PM |
CA-Lender | $25.00 | 9/22/2012 2:46:21 PM |
balanced-balance6 | $25.00 | 9/22/2012 3:15:52 PM |
riveting-credit5 | $25.00 | 9/22/2012 1:45:05 PM |
stock106 | $25.00 | 9/22/2012 1:46:28 PM |
ChoiceInvestments | $28.00 | 9/22/2012 3:01:26 PM |
Silver_Rupee | $25.01 | 9/22/2012 2:07:37 PM |
whitegold24k | $50.00 | 9/22/2012 4:54:48 PM |
rupee-universe | $25.00 | 9/22/2012 9:47:49 PM |
jutdon84 | $47.76 | 9/22/2012 11:01:01 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
638855
This series of Notes was issued and sold upon the funding of the borrower loan #74724, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $157.96 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1977 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 13y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,229 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-rocker2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
married-56 years
Purpose of loan:
This loan will be used to...pay off some credit cards
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7000.00-gross
Monthly expenses: $4466.00
Housing: $2246
Insurance: $120.00
Car expenses: $400.00
Utilities: $200.00
Phone, cable, internet: $200.00
Food, entertainment: $400.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $400.00
life ins. 400.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
TheSituation | $25.00 | 9/17/2012 5:04:02 PM |
52digital | $75.00 | 9/17/2012 5:09:21 PM |
gold-pudding6 | $60.00 | 9/17/2012 5:32:46 PM |
handy-justice | $50.00 | 9/17/2012 5:14:01 PM |
MI2 | $3,407.00 | 9/17/2012 5:34:31 PM |
pierrelasvegas | $25.00 | 9/17/2012 5:23:01 PM |
WalnutCreekguy | $50.00 | 9/17/2012 5:26:50 PM |
LeReve | $500.00 | 9/17/2012 5:29:39 PM |
versatile-dime442 | $243.00 | 9/17/2012 5:27:21 PM |
commerce-venture1 | $25.00 | 9/17/2012 5:27:43 PM |
intelligent-yield | $50.00 | 9/17/2012 5:28:50 PM |
open-minded-p2p1 | $25.00 | 9/17/2012 5:14:43 PM |
brainy-return234 | $25.00 | 9/17/2012 5:15:20 PM |
openness-antioxidant | $75.00 | 9/17/2012 5:19:50 PM |
majestic-note6 | $200.00 | 9/17/2012 5:28:01 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
638895
This series of Notes was issued and sold upon the funding of the borrower loan #74983, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $171.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,958 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| resolute-value4 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2012)
|
Principal balance:
| $1,700.24 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...pay loans in 1 place
My financial situation:
I am a good candidate for this loan because...I pay my loans off as agreed to
Monthly net income: $1784
Monthly expenses: $1084
Housing: $80
Insurance: $120
Car expenses: $200
Utilities: $130
Phone, cable, internet: $224
Food, entertainment: $200
Clothing, household expenses: $20
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
adventurer447 | $300.00 | 9/13/2012 5:08:25 PM |
velocityasaurus-rex4 | $100.00 | 9/13/2012 5:13:07 PM |
AF-Chief | $25.00 | 9/13/2012 5:15:52 PM |
jazz619 | $25.00 | 9/13/2012 5:21:44 PM |
FORESTCITYCAPITAL | $50.00 | 9/13/2012 5:09:01 PM |
lionheart722 | $100.00 | 9/13/2012 5:16:59 PM |
trade-boots1 | $100.00 | 9/13/2012 5:22:39 PM |
wwwUniversal | $25.00 | 9/13/2012 5:38:38 PM |
hope-equation | $25.00 | 9/13/2012 5:38:57 PM |
thrifty-capital | $30.00 | 9/13/2012 5:22:56 PM |
nickel-ferret | $25.00 | 9/13/2012 5:29:49 PM |
hope-percolator8 | $50.00 | 9/13/2012 5:26:54 PM |
versatile-dime442 | $250.00 | 9/13/2012 5:33:14 PM |
wise-virtuous-vigilance | $100.00 | 9/13/2012 5:30:38 PM |
loot-keeper0 | $25.00 | 9/13/2012 5:34:44 PM |
melodious-fairness | $25.00 | 9/13/2012 5:31:17 PM |
credit-meteor7 | $95.00 | 9/13/2012 5:37:26 PM |
community-burrito9 | $25.00 | 9/13/2012 5:32:18 PM |
interest-pudding4 | $25.00 | 9/13/2012 5:39:30 PM |
DcUnited | $16.00 | 9/13/2012 5:40:50 PM |
mikrolown | $25.00 | 9/13/2012 5:38:15 PM |
WolRab | $50.00 | 9/13/2012 5:40:34 PM |
first-careful-currency | $300.00 | 9/13/2012 5:20:19 PM |
benevolent-loot5 | $200.00 | 9/13/2012 5:27:24 PM |
BostonCapital | $100.00 | 9/13/2012 5:16:22 PM |
orange-market-amigo | $200.00 | 9/13/2012 5:29:35 PM |
worth-game-changer8 | $25.00 | 9/13/2012 5:30:18 PM |
order-tamale | $400.00 | 9/13/2012 5:20:36 PM |
Adam_00 | $50.00 | 9/13/2012 5:31:18 PM |
finder072 | $25.00 | 9/13/2012 5:31:43 PM |
Thunderswan | $100.00 | 9/13/2012 5:34:36 PM |
repayment-pagoda8 | $100.00 | 9/13/2012 5:25:12 PM |
bid-banjo3 | $100.00 | 9/13/2012 5:26:07 PM |
j2ee | $50.00 | 9/13/2012 5:22:09 PM |
affluence-microscope2 | $200.00 | 9/13/2012 5:28:16 PM |
collider048 | $25.00 | 9/13/2012 5:38:30 PM |
rescue | $100.00 | 9/13/2012 5:39:50 PM |
top-satisfying-value | $25.00 | 9/13/2012 5:40:16 PM |
important-ore | $150.00 | 9/13/2012 5:27:05 PM |
worthy-dinero8 | $25.00 | 9/13/2012 5:32:12 PM |
Kierf | $25.00 | 9/13/2012 5:30:36 PM |
wetlands | $200.00 | 9/13/2012 5:31:20 PM |
income-champion | $25.00 | 9/13/2012 5:32:09 PM |
radiant-dollar9 | $200.00 | 9/13/2012 5:32:21 PM |
gravbox | $25.00 | 9/13/2012 5:38:19 PM |
ore-jalapeno4 | $34.00 | 9/13/2012 5:39:11 PM |
enthusiastic-cash599 | $50.00 | 9/13/2012 5:35:13 PM |
LeReve | $500.00 | 9/13/2012 5:35:41 PM |
djh47a | $25.00 | 9/13/2012 5:36:06 PM |
adaboy65 | $100.00 | 9/13/2012 5:37:53 PM |
attentive-compassion1 | $50.00 | 9/13/2012 5:38:12 PM |
metro457 | $100.00 | 9/13/2012 5:39:09 PM |
52 Investments
|
Borrower Payment Dependent Notes Series
638955
This series of Notes was issued and sold upon the funding of the borrower loan #74995, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $441.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 7y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Engineer - Chemical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,307 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| auction-bigwig384 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consolidate Debt
Consolidate debt to a lower interest payment and install new windows to help save on energy costs over the winter.
My financial situation:
I have excellent credit and have not missed any credit card, loan, or mortgage payments over the past 7+ years. I have an excellent employment history working in the telecommunications industry as an engineer.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
benevolent-loot5 | $200.00 | 9/14/2012 9:07:18 AM |
Ripsaw4U | $50.00 | 9/14/2012 9:03:35 AM |
Bank_Of_XL | $25.00 | 9/14/2012 9:06:02 AM |
spartacusiam | $25.00 | 9/14/2012 9:14:56 AM |
trade-boots1 | $100.00 | 9/14/2012 9:03:43 AM |
auction-sage | $100.00 | 9/14/2012 9:13:55 AM |
bazaar-tulip | $25.00 | 9/14/2012 9:42:25 AM |
EnglishGeekInNYC | $25.00 | 9/14/2012 9:38:58 AM |
velocityasaurus-rex4 | $100.00 | 9/14/2012 9:54:51 AM |
jhussey | $100.00 | 9/14/2012 10:43:09 AM |
blot44 | $25.00 | 9/14/2012 12:26:50 PM |
kfrench | $75.00 | 9/14/2012 10:53:17 AM |
GoldenKoi | $100.00 | 9/14/2012 11:48:56 PM |
best-bonafide-p2p | $25.00 | 9/14/2012 8:22:21 PM |
britgsb | $25.00 | 9/15/2012 8:03:45 AM |
samurai2 | $25.00 | 9/15/2012 8:24:57 AM |
gentle-gain235 | $50.00 | 9/15/2012 7:07:10 AM |
Culebra1930 | $75.00 | 9/15/2012 12:17:06 PM |
djs81 | $75.00 | 9/15/2012 12:18:40 PM |
Taxman44 | $25.00 | 9/15/2012 12:36:59 PM |
compoundinterest | $25.00 | 9/15/2012 12:50:26 PM |
BenR | $100.00 | 9/15/2012 12:51:04 PM |
GTFreeFlyer | $25.00 | 9/15/2012 1:17:22 PM |
magnificent-income7 | $25.00 | 9/15/2012 5:44:01 PM |
RothySkynx | $25.00 | 9/15/2012 7:16:15 PM |
Rivervale_Westwood | $80.00 | 9/15/2012 2:51:37 PM |
transparency-sapling | $25.00 | 9/16/2012 7:15:53 AM |
stable-penny27 | $25.00 | 9/16/2012 11:45:15 AM |
compassionate-payment218 | $25.00 | 9/16/2012 6:34:16 PM |
phenomenal-gain5 | $30.00 | 9/17/2012 8:27:26 AM |
otherwisedisposed | $200.00 | 9/16/2012 7:36:44 PM |
Dubbs360 | $500.00 | 9/17/2012 9:32:20 AM |
exciting-finance288 | $30.00 | 9/17/2012 10:46:21 AM |
adventurer447 | $300.00 | 9/17/2012 5:46:49 PM |
axl163 | $25.00 | 9/17/2012 11:19:03 PM |
durability-seahorse7 | $50.00 | 9/18/2012 12:58:50 AM |
BizAnalyst | $50.00 | 9/18/2012 5:28:26 AM |
bonafide-economy | $25.00 | 9/18/2012 8:29:41 AM |
Castellan | $50.00 | 9/18/2012 9:19:22 AM |
swiftsoul | $50.00 | 9/18/2012 9:55:33 AM |
BDL-Roth | $25.00 | 9/18/2012 10:07:56 AM |
neighborly-hope6 | $100.00 | 9/18/2012 9:45:35 AM |
giftgold | $25.00 | 9/18/2012 11:01:56 AM |
windguy | $50.00 | 9/18/2012 12:47:34 PM |
spirited-greenback814 | $50.00 | 9/18/2012 11:20:05 AM |
excellent-funds649 | $130.00 | 9/18/2012 10:35:09 AM |
wampum-chorus3 | $50.00 | 9/18/2012 6:30:37 PM |
community-stream9 | $25.00 | 9/18/2012 8:39:36 PM |
transparency-baton | $25.00 | 9/19/2012 8:33:31 AM |
enticing-finance758 | $25.00 | 9/19/2012 6:10:14 AM |
agalt | $75.00 | 9/19/2012 6:25:20 AM |
american6 | $50.00 | 9/19/2012 9:08:34 AM |
liberty-viola | $30.00 | 9/19/2012 10:10:18 AM |
cash-kin7 | $50.00 | 9/19/2012 10:01:10 AM |
jpblan11 | $25.00 | 9/19/2012 4:25:35 PM |
Money_Working | $25.00 | 9/19/2012 12:06:21 PM |
LovinMe | $25.00 | 9/19/2012 12:17:01 PM |
Crisscross | $27.00 | 9/19/2012 4:57:25 PM |
transaction-keeper5 | $25.00 | 9/19/2012 5:28:20 PM |
martinatime | $50.00 | 9/19/2012 5:41:02 PM |
smart-kindness8 | $25.00 | 9/20/2012 4:34:19 AM |
glc527 | $25.00 | 9/19/2012 7:40:35 PM |
RainMakers | $25.00 | 9/19/2012 6:22:51 PM |
speedy-point | $25.00 | 9/19/2012 11:46:52 PM |
cerebral-dollar773 | $35.00 | 9/20/2012 4:56:37 AM |
a-finance-director | $50.00 | 9/20/2012 10:16:01 AM |
progressive-wampum0 | $25.00 | 9/20/2012 10:17:44 AM |
Ocean713 | $75.00 | 9/20/2012 3:52:22 PM |
friendinmoney | $25.00 | 9/20/2012 11:45:49 AM |
greenback-sage433 | $25.00 | 9/20/2012 10:44:28 AM |
aldeed | $300.00 | 9/21/2012 6:20:00 AM |
magnetic-integrity7 | $25.00 | 9/20/2012 9:10:14 PM |
Nazbuster | $200.00 | 9/20/2012 7:01:03 PM |
Techne_Funds_LLC | $25.00 | 9/20/2012 7:08:00 PM |
Leshan | $50.00 | 9/21/2012 6:22:56 AM |
california111 | $100.00 | 9/21/2012 7:28:45 AM |
the-determined-value | $50.00 | 9/21/2012 11:04:39 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:43 AM |
BlessedEveryDay | $29.00 | 9/21/2012 3:49:32 PM |
doopers | $25.00 | 9/21/2012 3:07:33 PM |
ready-vigilance3 | $50.00 | 9/21/2012 3:32:42 PM |
penny-kahuna0 | $25.00 | 9/21/2012 3:41:18 PM |
zbfamwl | $50.00 | 9/21/2012 5:52:25 PM |
coin-tweet | $50.00 | 9/21/2012 6:55:53 PM |
Bodyboard | $26.38 | 9/21/2012 7:01:48 PM |
finder61 | $25.00 | 9/21/2012 6:36:09 PM |
blue-laudable-dinero | $25.00 | 9/21/2012 11:07:30 PM |
houli123 | $50.00 | 9/22/2012 3:11:25 AM |
SuzyQs | $25.00 | 9/22/2012 8:27:37 AM |
heat25 | $25.00 | 9/22/2012 3:44:36 AM |
Spiv_51 | $25.00 | 9/22/2012 3:56:02 AM |
USFoundation | $25.00 | 9/22/2012 10:52:44 AM |
ErrantG | $25.00 | 9/22/2012 10:56:13 AM |
mango_man | $50.00 | 9/22/2012 8:10:16 AM |
cogent | $26.64 | 9/22/2012 11:58:34 AM |
RocketSurgeon | $25.00 | 9/22/2012 12:14:33 PM |
elfincove | $100.00 | 9/22/2012 11:52:01 AM |
knowledgeable-silver6 | $25.00 | 9/22/2012 12:34:41 PM |
integrity-builder | $50.00 | 9/22/2012 12:49:51 PM |
important-diversification620 | $25.00 | 9/22/2012 1:10:56 PM |
wwwUniversal | $25.00 | 9/22/2012 1:42:36 PM |
magical-kindness888888 | $110.41 | 9/22/2012 2:58:14 PM |
halfcr83 | $50.00 | 9/18/2012 10:32:26 PM |
repayment-pagoda8 | $100.00 | 9/14/2012 9:05:52 AM |
kenji4861 | $25.00 | 9/14/2012 9:07:34 AM |
j2ee | $50.00 | 9/14/2012 9:03:11 AM |
wetlands | $200.00 | 9/14/2012 9:13:00 AM |
miked8303 | $50.00 | 9/14/2012 9:49:15 AM |
lionheart722 | $100.00 | 9/14/2012 9:26:27 AM |
Phryne | $100.00 | 9/14/2012 9:56:01 AM |
enterprising-exchange6 | $50.00 | 9/14/2012 10:01:46 AM |
JBBank | $50.00 | 9/14/2012 10:12:47 AM |
commerce-gargantuan2 | $50.00 | 9/14/2012 9:52:53 AM |
payout-paladin3 | $500.00 | 9/14/2012 10:36:41 AM |
responsibility-butterfly | $25.00 | 9/14/2012 10:26:45 AM |
generous-deal6 | $25.00 | 9/14/2012 2:06:42 PM |
compassion-twister2 | $50.00 | 9/14/2012 5:20:35 PM |
adaboy65 | $100.00 | 9/14/2012 5:55:17 PM |
ready-interest9 | $25.00 | 9/14/2012 6:00:14 PM |
bellaquito | $500.00 | 9/14/2012 7:07:42 PM |
DaveTheWave | $25.00 | 9/15/2012 11:52:25 AM |
hopeful_lender | $100.00 | 9/15/2012 7:47:33 AM |
heartpounding-loyalty7 | $25.00 | 9/15/2012 1:10:26 PM |
visionary-fund | $37.00 | 9/15/2012 1:45:53 PM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:16 PM |
ferpeiks | $200.00 | 9/15/2012 2:11:46 PM |
azazle | $50.00 | 9/15/2012 2:51:26 PM |
useful-money715 | $25.00 | 9/15/2012 10:11:58 PM |
newest-auction-monger | $50.00 | 9/16/2012 12:43:20 PM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:36 PM |
JoyfulVegetarian | $25.00 | 9/17/2012 6:30:51 AM |
wilkenm | $25.00 | 9/16/2012 10:01:18 PM |
discrete-gold579 | $100.00 | 9/16/2012 3:29:54 PM |
trade-wildcat2 | $25.00 | 9/17/2012 8:40:34 AM |
simplelender80 | $500.00 | 9/17/2012 9:27:09 AM |
grotheik | $25.00 | 9/17/2012 8:17:15 AM |
paladin510 | $25.00 | 9/17/2012 10:29:07 AM |
logical-investment4 | $44.00 | 9/17/2012 10:57:47 AM |
ready-loot0 | $25.00 | 9/17/2012 1:33:33 PM |
radforj22 | $50.00 | 9/17/2012 1:55:54 PM |
compatible-deal9 | $50.00 | 9/17/2012 1:16:52 PM |
availableloan | $25.00 | 9/17/2012 5:47:31 PM |
prudent-deal662 | $25.00 | 9/17/2012 6:08:33 PM |
cardminger | $25.00 | 9/17/2012 5:57:21 PM |
bicyclebear | $50.00 | 9/18/2012 4:00:05 AM |
community-seahorse0 | $50.00 | 9/18/2012 7:21:37 AM |
Lendomatic | $25.00 | 9/18/2012 12:13:37 AM |
logical-reward8 | $25.00 | 9/18/2012 9:11:37 AM |
Avala | $100.00 | 9/18/2012 9:32:06 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:24 AM |
green28 | $100.00 | 9/18/2012 10:05:27 AM |
SB94114 | $25.00 | 9/18/2012 9:51:29 AM |
Weaverville | $50.00 | 9/18/2012 10:45:47 AM |
handy-money9 | $75.00 | 9/18/2012 10:52:11 AM |
Investoman | $25.00 | 9/18/2012 10:11:06 AM |
imogen22 | $25.00 | 9/18/2012 12:43:29 PM |
citizenX | $50.00 | 9/18/2012 4:33:04 PM |
bold-gold-pilot | $50.00 | 9/18/2012 11:00:06 AM |
bewitching-commitment421 | $50.00 | 9/18/2012 11:31:17 AM |
Cherrypicker | $50.00 | 9/18/2012 3:10:42 PM |
unrelenting-power5 | $25.00 | 9/18/2012 4:03:13 PM |
Plutis | $25.00 | 9/18/2012 5:07:17 PM |
chac | $100.00 | 9/18/2012 5:22:35 PM |
pdub | $500.00 | 9/18/2012 5:57:10 PM |
shaker348 | $50.00 | 9/19/2012 9:14:08 AM |
P2P4me | $300.00 | 9/19/2012 6:57:38 AM |
nuclearmoose | $50.00 | 9/19/2012 9:15:04 AM |
Leopoldine | $25.00 | 9/19/2012 9:15:20 AM |
responsive-worth5 | $25.00 | 9/19/2012 9:17:48 AM |
SSC_CCV | $40.00 | 9/19/2012 11:23:21 AM |
themoneydoctor | $50.00 | 9/19/2012 11:28:16 AM |
vertigo2x | $25.00 | 9/19/2012 3:06:16 PM |
spiff666 | $26.66 | 9/19/2012 5:01:05 PM |
Pickmar | $25.00 | 9/19/2012 11:27:08 AM |
bent300 | $50.00 | 9/19/2012 1:56:20 PM |
GrayStudio | $25.00 | 9/19/2012 12:22:16 PM |
jaxth83 | $25.00 | 9/19/2012 3:00:34 PM |
objective-investor | $172.00 | 9/19/2012 5:10:14 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:25 PM |
Westb | $25.00 | 9/20/2012 8:35:14 AM |
Lev8 | $25.00 | 9/20/2012 6:06:14 AM |
socrates520 | $50.00 | 9/19/2012 11:33:57 PM |
affluence-hickory | $25.00 | 9/20/2012 7:33:42 AM |
fuke | $25.00 | 9/20/2012 7:47:00 AM |
universal71 | $25.00 | 9/20/2012 5:32:38 AM |
penny-drum7 | $25.00 | 9/20/2012 6:51:05 AM |
broosky2 | $100.00 | 9/20/2012 7:44:35 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:19 AM |
girlwithglasses | $50.00 | 9/20/2012 9:38:54 AM |
dollar-missile3 | $25.00 | 9/20/2012 9:37:59 AM |
the-loyalty-wildebeest | $30.00 | 9/20/2012 2:51:45 PM |
platinum-lightning | $50.00 | 9/20/2012 6:04:06 PM |
leverage-grove6 | $29.00 | 9/20/2012 7:19:42 PM |
proud-silver0 | $125.00 | 9/20/2012 8:06:55 PM |
organic-treasure | $25.00 | 9/20/2012 7:54:12 PM |
Felici_Finance | $25.00 | 9/21/2012 3:21:38 AM |
lendersf | $50.00 | 9/21/2012 8:43:22 AM |
gt5149c | $25.00 | 9/21/2012 6:05:16 AM |
forthright-euro8 | $25.00 | 9/21/2012 9:15:20 AM |
nimble-nickel | $25.00 | 9/21/2012 9:59:11 AM |
InvestorATL | $50.00 | 9/21/2012 1:42:28 PM |
commanding-bid973 | $50.00 | 9/21/2012 1:00:13 PM |
unrelenting-platinum2 | $25.00 | 9/21/2012 2:44:09 PM |
astute-fairness0 | $25.00 | 9/21/2012 1:21:52 PM |
LenderByDay | $36.66 | 9/21/2012 7:15:59 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:16 PM |
hopeful_lender | $100.00 | 9/21/2012 9:47:10 PM |
ideomorph | $25.00 | 9/22/2012 7:14:18 AM |
awesome-dollar6 | $100.00 | 9/22/2012 7:23:48 AM |
kaizen100 | $25.00 | 9/22/2012 5:35:36 AM |
coloradoloanman | $25.00 | 9/22/2012 6:06:04 AM |
contas | $25.00 | 9/22/2012 9:43:49 AM |
hitsman | $50.00 | 9/22/2012 11:38:02 AM |
gjm6d | $25.00 | 9/22/2012 9:24:51 AM |
blue-lucrative-rate | $50.00 | 9/22/2012 10:18:52 AM |
dordee | $75.00 | 9/22/2012 10:43:53 AM |
Buzzpoet | $29.44 | 9/22/2012 11:07:35 AM |
Benkneebob | $25.00 | 9/22/2012 12:15:13 PM |
tidy-cash1 | $29.19 | 9/22/2012 12:17:37 PM |
Charmart | $25.00 | 9/22/2012 12:17:47 PM |
billyisafob | $25.00 | 9/22/2012 12:25:13 PM |
squweech | $25.00 | 9/22/2012 12:34:18 PM |
the-sunny-loot | $25.00 | 9/22/2012 12:53:22 PM |
loan-mongoose1 | $25.00 | 9/22/2012 12:50:59 PM |
AFairDeal | $25.00 | 9/22/2012 1:04:55 PM |
chilandman | $50.00 | 9/22/2012 1:01:38 PM |
epic-transaction | $49.51 | 9/22/2012 1:50:04 PM |
lagnisiruk | $25.00 | 9/22/2012 1:22:32 PM |
tigercat | $50.00 | 9/22/2012 1:43:25 PM |
hml | $47.80 | 9/22/2012 3:02:48 PM |
Isotope | $25.00 | 9/22/2012 1:51:43 PM |
myduck | $49.31 | 9/22/2012 4:20:07 PM |
currency-persimmon | $50.00 | 9/22/2012 3:33:12 PM |
openness-cosmos9 | $50.00 | 9/22/2012 4:06:05 PM |
234 Investments
|
Borrower Payment Dependent Notes Series
638959
This series of Notes was issued and sold upon the funding of the borrower loan #75461, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $277.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 6 |
Current / open credit lines:
| 2
/
2 | Length of status: | 24y 8m |
Amount delinquent:
| $884 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $585 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| No | | |
Screen name:
| IlliniMaiden |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...home improvement
My financial situation:
I am a good candidate for this loan because...home improvemnt uses
Monthly net income: $3465
Monthly expenses: $2850
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-microscope2 | $200.00 | 9/21/2012 5:03:29 PM |
pierrelasvegas | $25.00 | 9/21/2012 5:02:24 PM |
thrilling-fund427 | $50.00 | 9/21/2012 5:06:56 PM |
versatile-dime442 | $250.00 | 9/21/2012 5:17:00 PM |
newest-currency-vibrato | $25.00 | 9/21/2012 5:24:02 PM |
supreme-treasure8 | $100.00 | 9/21/2012 5:24:24 PM |
restless-currency | $40.00 | 9/21/2012 5:31:52 PM |
musegaze | $50.00 | 9/21/2012 5:39:44 PM |
cash-kin7 | $25.00 | 9/21/2012 5:56:05 PM |
bewitching-dollar5 | $100.00 | 9/21/2012 6:00:49 PM |
bazaar-tulip | $25.00 | 9/21/2012 5:59:31 PM |
ready-justice7 | $50.00 | 9/21/2012 5:33:06 PM |
friendly-gold | $25.00 | 9/21/2012 6:00:26 PM |
52digital | $75.00 | 9/21/2012 6:06:11 PM |
Beld | $50.00 | 9/21/2012 5:42:17 PM |
tolerant-responsibility051 | $1,812.00 | 9/21/2012 6:13:39 PM |
first-pragmatic-power | $25.00 | 9/21/2012 6:29:34 PM |
diversification-taco1 | $25.00 | 9/22/2012 1:03:45 AM |
durability-ace9 | $30.00 | 9/21/2012 6:20:09 PM |
selector568 | $300.00 | 9/21/2012 6:34:39 PM |
SLN-10 | $30.00 | 9/21/2012 6:53:04 PM |
irrelevant | $50.00 | 9/22/2012 5:07:55 AM |
draggon77 | $25.00 | 9/22/2012 4:20:07 AM |
bob450-roth | $25.00 | 9/22/2012 8:35:51 AM |
desertoasis | $25.00 | 9/22/2012 8:36:33 AM |
papaloha | $25.00 | 9/21/2012 10:04:08 PM |
Skynxhunt | $25.00 | 9/22/2012 9:32:22 AM |
Hambone1111 | $25.00 | 9/22/2012 12:15:00 PM |
red-rate-whistle | $35.00 | 9/22/2012 12:05:18 PM |
Kaj | $25.00 | 9/22/2012 12:06:51 PM |
Bob450 | $25.00 | 9/22/2012 12:22:40 PM |
EBITDA | $25.00 | 9/22/2012 12:38:18 PM |
wizard750 | $28.00 | 9/22/2012 12:26:53 PM |
tender-commerce8 | $50.00 | 9/22/2012 12:27:30 PM |
handshake5 | $81.00 | 9/22/2012 12:32:04 PM |
IIP77 | $25.00 | 9/22/2012 12:57:40 PM |
money-surge1 | $25.00 | 9/22/2012 1:10:14 PM |
transparency-sapling | $25.00 | 9/22/2012 1:18:50 PM |
finance-prescription | $100.00 | 9/22/2012 1:19:26 PM |
red-power-pecan | $34.00 | 9/22/2012 1:30:47 PM |
rescue | $100.00 | 9/22/2012 1:46:39 PM |
NorthernFunds | $100.00 | 9/22/2012 3:39:09 PM |
help4u | $50.00 | 9/23/2012 5:25:23 AM |
inspired-coin4 | $25.00 | 9/22/2012 7:22:11 PM |
eloquent-economy721 | $25.00 | 9/22/2012 10:25:48 PM |
genius520 | $100.00 | 9/23/2012 12:19:34 PM |
wetlands | $200.00 | 9/23/2012 12:45:24 PM |
rogue_monster | $50.00 | 9/23/2012 1:10:41 PM |
progressive-gold6 | $100.00 | 9/23/2012 12:43:36 PM |
auction-sage | $100.00 | 9/23/2012 12:46:13 PM |
flexible-peso05 | $25.00 | 9/23/2012 7:00:38 PM |
Mathon | $25.00 | 9/23/2012 12:58:47 PM |
gold-disk | $25.00 | 9/24/2012 2:19:09 AM |
SalesGuyMN | $250.00 | 9/23/2012 7:32:22 PM |
keiphers | $25.00 | 9/23/2012 8:03:36 PM |
benevolent-marketplace4 | $960.15 | 9/24/2012 7:12:48 AM |
resolute-justice413 | $41.00 | 9/22/2012 2:02:04 PM |
LeReve | $500.00 | 9/21/2012 5:19:52 PM |
radiant-dollar9 | $200.00 | 9/21/2012 5:16:29 PM |
durability-seahorse7 | $50.00 | 9/21/2012 5:20:24 PM |
nex | $25.00 | 9/21/2012 5:41:20 PM |
Investor_DP | $200.00 | 9/21/2012 5:41:26 PM |
WalnutCreekguy | $50.00 | 9/21/2012 5:48:00 PM |
money-bauble | $100.00 | 9/21/2012 6:01:42 PM |
Comoparklender | $25.00 | 9/21/2012 6:03:15 PM |
networks4ever | $25.00 | 9/21/2012 6:04:56 PM |
mondial4 | $100.00 | 9/21/2012 6:07:39 PM |
credit-wheel7 | $25.00 | 9/21/2012 6:14:38 PM |
robust-diversification3 | $50.00 | 9/21/2012 5:39:34 PM |
integrity-reactor4 | $100.00 | 9/21/2012 6:52:49 PM |
Kissabledevil | $25.00 | 9/21/2012 7:37:39 PM |
star382 | $45.00 | 9/21/2012 7:38:35 PM |
PrimeFunding | $25.00 | 9/21/2012 9:16:45 PM |
ChoiceInvestments | $26.00 | 9/21/2012 7:35:37 PM |
well-mannered-income3 | $27.00 | 9/21/2012 7:39:04 PM |
KLCRAY | $25.00 | 9/22/2012 1:35:31 AM |
Dharvesi | $50.00 | 9/22/2012 8:50:31 AM |
marala4285 | $35.00 | 9/22/2012 10:38:05 AM |
kulender | $50.00 | 9/22/2012 10:49:50 AM |
jamiee73 | $25.00 | 9/22/2012 12:00:39 PM |
RockAngelHair | $25.00 | 9/22/2012 7:44:51 AM |
cablenews | $79.00 | 9/22/2012 12:04:02 PM |
responsibility-butterfly | $25.00 | 9/22/2012 8:29:01 AM |
pragmatic-auction8 | $50.00 | 9/22/2012 12:03:45 PM |
puifais | $41.00 | 9/22/2012 12:49:37 PM |
integrity-builder | $50.00 | 9/22/2012 12:59:14 PM |
life-is-great | $25.00 | 9/22/2012 1:12:13 PM |
drg6289 | $25.00 | 9/22/2012 1:12:02 PM |
wwwUniversal | $25.00 | 9/22/2012 1:42:41 PM |
CAGE-Investments | $25.00 | 9/22/2012 1:26:44 PM |
social-cocktail1 | $200.00 | 9/22/2012 1:21:44 PM |
likeable-responsibility6 | $33.00 | 9/22/2012 2:00:44 PM |
CalBear08 | $33.33 | 9/22/2012 6:34:10 PM |
paladin847 | $70.00 | 9/22/2012 3:09:49 PM |
payment-gusto | $25.00 | 9/22/2012 5:43:18 PM |
revenue-statesperson4 | $100.00 | 9/22/2012 11:51:33 PM |
greenback-snowdome1 | $50.00 | 9/22/2012 7:10:47 PM |
california111 | $100.00 | 9/23/2012 8:40:46 AM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:50 PM |
relentless-gain3 | $25.00 | 9/23/2012 10:55:14 AM |
social-zebra | $30.00 | 9/23/2012 8:25:46 AM |
jk15 | $25.00 | 9/23/2012 11:26:59 AM |
turbolozano | $25.00 | 9/23/2012 12:39:32 PM |
focused-yield4 | $100.00 | 9/23/2012 12:45:34 PM |
jazzlender | $25.00 | 9/23/2012 12:56:53 PM |
professional-vigilance9 | $100.00 | 9/23/2012 1:00:04 PM |
the-inspired-justice | $25.00 | 9/23/2012 3:02:57 PM |
yield-trader | $25.00 | 9/23/2012 12:43:57 PM |
flo_rida | $100.00 | 9/23/2012 12:37:10 PM |
scrappy-fairness639 | $25.00 | 9/23/2012 1:05:18 PM |
velocity-solo | $25.00 | 9/23/2012 1:15:25 PM |
thrifty-generosity222 | $100.00 | 9/23/2012 9:43:47 PM |
dough-hammock | $25.00 | 9/23/2012 9:54:23 PM |
community-engine750 | $25.00 | 9/23/2012 2:10:42 PM |
RMirish | $74.52 | 9/23/2012 6:00:05 PM |
efficient-treasure0 | $25.00 | 9/23/2012 7:10:21 PM |
Nazbuster | $100.00 | 9/23/2012 10:14:44 PM |
order-taco-bell | $25.00 | 9/23/2012 11:08:46 PM |
bold-shrewd-duty | $40.00 | 9/24/2012 4:23:14 AM |
ouyangers | $50.00 | 9/24/2012 4:23:31 AM |
120 Investments
|
Borrower Payment Dependent Notes Series
639085
This series of Notes was issued and sold upon the funding of the borrower loan #75067, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $787.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 16% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 11y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,738 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| forthright-camaraderi160 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
I currently owe just under $32,000 in credit card debt. I plan to use this loan to pay off $25,000 of that debt. I currently have enough in savings to cover the rest leaving me with a manageable monthly payment.
My financial situation:
I am a good candidate for this loan because...
I have a solid job and other than this credit card debt I am otherwise financially sound. It would be a great feeling to be able to cut up the cards and live to a well laid out budget.
Thanks,
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
spartacusiam | $25.00 | 9/13/2012 5:10:53 PM |
lionheart722 | $100.00 | 9/13/2012 5:17:00 PM |
Bank_Of_XL | $25.00 | 9/13/2012 5:06:38 PM |
blot44 | $25.00 | 9/13/2012 5:35:34 PM |
hopeful_lender | $100.00 | 9/13/2012 6:31:07 PM |
ready-interest9 | $25.00 | 9/13/2012 6:12:41 PM |
rchapee | $25.00 | 9/14/2012 7:52:10 AM |
SSC_CCV | $50.00 | 9/14/2012 9:00:47 AM |
kenji4861 | $25.00 | 9/14/2012 9:07:33 AM |
compassion-twister2 | $50.00 | 9/14/2012 5:20:35 PM |
Culebra1930 | $75.00 | 9/15/2012 12:17:05 PM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:15 PM |
RothySkynx | $25.00 | 9/15/2012 7:16:14 PM |
transparency-sapling | $25.00 | 9/16/2012 7:15:52 AM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:35 PM |
logical-reward8 | $25.00 | 9/18/2012 9:11:37 AM |
transparency-silo2 | $25.00 | 9/18/2012 5:01:37 PM |
windguy | $50.00 | 9/18/2012 12:47:34 PM |
JoyfulVegetarian | $25.00 | 9/18/2012 5:11:47 PM |
citizenX | $50.00 | 9/18/2012 4:33:04 PM |
velocityasaurus-rex4 | $100.00 | 9/18/2012 5:20:55 PM |
auction-sage | $100.00 | 9/18/2012 5:15:40 PM |
sharpey | $25.00 | 9/18/2012 5:06:24 PM |
Avala | $100.00 | 9/18/2012 5:21:53 PM |
emphatic-responsibility | $50.00 | 9/18/2012 5:18:10 PM |
chac | $100.00 | 9/18/2012 5:18:38 PM |
miked8303 | $50.00 | 9/18/2012 5:37:44 PM |
attentive-compassion1 | $50.00 | 9/18/2012 6:00:57 PM |
prudent-payment316 | $25.00 | 9/18/2012 6:02:26 PM |
payout-paladin3 | $500.00 | 9/18/2012 6:19:56 PM |
orange-mindful-bazaar | $70.00 | 9/18/2012 5:45:31 PM |
Investoman | $25.00 | 9/18/2012 5:46:03 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:40 PM |
community-stream9 | $25.00 | 9/18/2012 8:39:35 PM |
revenue-carnation043 | $25.00 | 9/18/2012 6:01:38 PM |
profitable-commerce822 | $25.00 | 9/18/2012 9:43:11 PM |
hope-kingdom | $25.00 | 9/18/2012 6:17:08 PM |
jazz619 | $25.00 | 9/18/2012 6:22:48 PM |
halfcr83 | $58.88 | 9/18/2012 10:28:07 PM |
massuot | $25.00 | 9/19/2012 5:47:54 AM |
djs81 | $75.00 | 9/19/2012 9:03:29 AM |
transparency-baton | $25.00 | 9/19/2012 8:33:30 AM |
Leopoldine | $25.00 | 9/19/2012 9:15:20 AM |
magical-fairness4 | $25.00 | 9/19/2012 7:14:26 AM |
responsive-worth5 | $25.00 | 9/19/2012 9:17:48 AM |
scholarly-benefit5 | $25.00 | 9/19/2012 9:18:09 AM |
knowledgeable-silver6 | $25.00 | 9/19/2012 9:28:02 AM |
Sothenwhat | $100.00 | 9/19/2012 9:14:29 AM |
Clambake | $25.00 | 9/19/2012 9:04:31 AM |
PRGuyinVA | $25.00 | 9/19/2012 9:18:16 AM |
unforgettable-wealth4 | $50.00 | 9/19/2012 9:54:26 AM |
Tylerh | $250.00 | 9/19/2012 9:58:55 AM |
commanding-treasure2 | $75.00 | 9/19/2012 9:35:28 AM |
JBBank | $50.00 | 9/19/2012 9:36:30 AM |
treasure-singularity | $25.00 | 9/19/2012 9:43:01 AM |
Syzygy | $25.00 | 9/19/2012 9:55:50 AM |
mtquan | $25.00 | 9/19/2012 9:57:16 AM |
bowdish1 | $100.00 | 9/19/2012 9:59:01 AM |
cash-kin7 | $50.00 | 9/19/2012 10:01:09 AM |
meux99 | $25.00 | 9/19/2012 9:47:10 AM |
Tradesmanlender | $25.00 | 9/19/2012 9:56:52 AM |
heartpounding-loyalty7 | $25.00 | 9/19/2012 10:17:06 AM |
jpblan11 | $25.00 | 9/19/2012 4:44:16 PM |
mrladybug101 | $25.00 | 9/19/2012 10:19:17 AM |
intrepid-payment7 | $25.00 | 9/19/2012 10:21:03 AM |
AmericanCredit | $67.00 | 9/19/2012 5:09:31 PM |
proud-pound4 | $25.00 | 9/19/2012 5:10:50 PM |
bent300 | $50.00 | 9/19/2012 1:56:20 PM |
spiritual-compassion3-16 | $25.00 | 9/19/2012 3:48:50 PM |
top-community-voyage | $50.00 | 9/19/2012 5:41:57 PM |
proper-commitment5 | $25.00 | 9/19/2012 5:42:57 PM |
wonderful-rupee | $25.00 | 9/19/2012 5:20:10 PM |
illustrado | $25.00 | 9/19/2012 5:28:03 PM |
wise-peaceful-note | $25.00 | 9/19/2012 5:30:02 PM |
Arg3998 | $50.00 | 9/19/2012 5:22:09 PM |
Loan_Stranger | $25.00 | 9/19/2012 5:32:53 PM |
trade-solo | $25.00 | 9/19/2012 5:26:00 PM |
BB-ptoploan | $50.00 | 9/19/2012 5:47:12 PM |
Schubs | $50.00 | 9/19/2012 7:55:02 PM |
UstedEsElHombre | $100.00 | 9/19/2012 5:44:00 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:24 PM |
dollars4debts | $25.00 | 9/20/2012 4:33:34 AM |
universal71 | $25.00 | 9/20/2012 5:32:37 AM |
frooogal | $25.00 | 9/19/2012 7:39:52 PM |
andyb9 | $25.00 | 9/19/2012 8:12:43 PM |
Hexnut | $100.00 | 9/20/2012 7:26:10 AM |
broosky2 | $100.00 | 9/20/2012 7:44:35 AM |
availableloan | $25.00 | 9/20/2012 9:02:25 AM |
velocity-solo | $25.00 | 9/20/2012 9:02:30 AM |
enticing-note | $25.00 | 9/20/2012 9:04:31 AM |
Lev8 | $25.00 | 9/20/2012 6:06:14 AM |
investment-network | $50.00 | 9/20/2012 9:13:07 AM |
respectful-fairness069 | $27.00 | 9/20/2012 8:57:34 AM |
Great-Mom | $25.00 | 9/20/2012 6:53:20 AM |
Cre8iveCash | $25.00 | 9/20/2012 9:15:29 AM |
bonafide-economy | $25.00 | 9/20/2012 6:54:07 AM |
vivacious-truth3 | $25.00 | 9/20/2012 9:17:42 AM |
Retired_Senior | $32.00 | 9/20/2012 9:03:27 AM |
peripatetic | $25.00 | 9/20/2012 9:20:23 AM |
Casman8815 | $25.00 | 9/20/2012 9:20:30 AM |
skidoo99 | $25.00 | 9/20/2012 9:21:51 AM |
ski bum | $100.00 | 9/20/2012 9:22:11 AM |
Suit | $175.00 | 9/20/2012 7:42:18 AM |
thunderkiss | $25.00 | 9/20/2012 9:23:54 AM |
Granddad | $25.00 | 9/20/2012 9:24:13 AM |
Rzrwire | $25.00 | 9/20/2012 9:24:17 AM |
ianakacg | $25.00 | 9/20/2012 9:24:36 AM |
shur | $50.00 | 9/20/2012 9:25:08 AM |
platinum-genetics | $25.00 | 9/20/2012 9:26:52 AM |
mrmojado | $25.00 | 9/20/2012 9:32:01 AM |
tlam168 | $25.00 | 9/20/2012 9:33:26 AM |
gallant-economy9 | $50.00 | 9/20/2012 9:37:31 AM |
realtormoises | $25.00 | 9/20/2012 9:12:05 AM |
QuincyCapital | $25.00 | 9/20/2012 9:39:11 AM |
Zuzu | $25.00 | 9/20/2012 9:41:27 AM |
Brett834 | $200.00 | 9/20/2012 9:15:09 AM |
bonus-tent | $25.00 | 9/20/2012 9:47:56 AM |
jbaum | $40.00 | 9/20/2012 9:17:52 AM |
bdloans | $50.00 | 9/20/2012 9:18:00 AM |
Quiddity | $25.00 | 9/20/2012 9:19:10 AM |
selfmademan | $25.00 | 9/20/2012 9:50:10 AM |
KWarrior | $100.00 | 9/20/2012 9:19:15 AM |
Viamin | $25.00 | 9/20/2012 9:50:38 AM |
yukongin | $50.00 | 9/20/2012 9:51:27 AM |
trustu | $50.00 | 9/20/2012 9:53:06 AM |
brutusbone | $25.00 | 9/20/2012 9:53:48 AM |
gold-position | $25.00 | 9/20/2012 9:08:37 AM |
elasermd | $50.00 | 9/20/2012 9:54:36 AM |
ctgscott | $25.00 | 9/20/2012 9:55:17 AM |
iolaire | $25.00 | 9/20/2012 9:25:34 AM |
kewgdns | $30.00 | 9/20/2012 9:09:58 AM |
1phantom | $25.00 | 9/20/2012 9:56:27 AM |
Cleon | $25.00 | 9/20/2012 9:56:52 AM |
nerdfactor | $25.00 | 9/20/2012 9:56:56 AM |
shrewd-balance2 | $100.00 | 9/20/2012 9:27:01 AM |
prudent-dough458 | $25.00 | 9/20/2012 9:57:34 AM |
The_Lending_Muscle | $25.00 | 9/20/2012 9:58:28 AM |
don8ter | $50.00 | 9/20/2012 9:12:27 AM |
building-america | $25.00 | 9/20/2012 9:33:04 AM |
Prairie-MN | $30.00 | 9/20/2012 10:01:49 AM |
obedient-dollar3 | $25.00 | 9/20/2012 10:02:02 AM |
vigorous-payment6 | $25.00 | 9/20/2012 9:34:06 AM |
tedsrfdude | $25.00 | 9/20/2012 9:14:52 AM |
ocho | $25.00 | 9/20/2012 9:15:50 AM |
community-pipeline | $25.00 | 9/20/2012 9:38:09 AM |
enterprising-bazaar2 | $25.00 | 9/20/2012 10:07:05 AM |
justchecking999 | $25.00 | 9/20/2012 9:17:12 AM |
intuitive-integrity9 | $50.00 | 9/20/2012 9:39:12 AM |
peso-tamer5 | $25.00 | 9/20/2012 10:07:58 AM |
euro-speaker8 | $100.00 | 9/20/2012 9:42:04 AM |
balance-voyager | $40.00 | 9/20/2012 10:08:18 AM |
Patrician | $50.00 | 9/20/2012 9:18:53 AM |
hostbank | $100.00 | 9/20/2012 9:43:14 AM |
orange-resolute-platinum | $25.00 | 9/20/2012 9:21:46 AM |
bid-papyrus | $25.00 | 9/20/2012 10:14:58 AM |
wigglesworth4 | $100.00 | 9/20/2012 10:15:53 AM |
netg | $25.00 | 9/20/2012 9:49:10 AM |
adaptable-camaraderi | $25.00 | 9/20/2012 9:26:27 AM |
thoughtful-fairness2 | $25.00 | 9/20/2012 9:49:34 AM |
dbzen | $25.00 | 9/20/2012 10:19:08 AM |
whistledicksmith | $25.00 | 9/20/2012 9:27:33 AM |
unrivaled-silver | $25.00 | 9/20/2012 9:50:12 AM |
HibbyD | $30.00 | 9/20/2012 9:51:34 AM |
jjb3 | $25.00 | 9/20/2012 9:52:33 AM |
p1k4blu | $25.00 | 9/20/2012 9:53:19 AM |
power-trophy7 | $25.00 | 9/20/2012 10:26:18 AM |
anyoi | $25.00 | 9/20/2012 9:31:44 AM |
steiglends | $100.00 | 9/20/2012 9:32:17 AM |
topher515 | $25.00 | 9/20/2012 10:33:31 AM |
receptive-benjamins815 | $300.00 | 9/20/2012 9:57:41 AM |
donloah | $25.00 | 9/20/2012 9:59:44 AM |
orange-responsible-reward | $25.00 | 9/20/2012 9:41:58 AM |
MikeB918 | $25.00 | 9/20/2012 10:06:08 AM |
puyanera | $25.00 | 9/20/2012 10:06:38 AM |
C_Mark | $50.00 | 9/20/2012 9:52:24 AM |
keeks | $25.00 | 9/20/2012 10:08:33 AM |
token34 | $25.00 | 9/20/2012 10:08:57 AM |
gecko68 | $25.00 | 9/20/2012 10:10:07 AM |
beer-gardener | $32.91 | 9/20/2012 1:36:51 PM |
rlrcstr | $25.00 | 9/20/2012 9:56:02 AM |
Eastern | $50.00 | 9/20/2012 9:56:18 AM |
secobarbital | $100.00 | 9/20/2012 9:57:21 AM |
zone6 | $100.00 | 9/20/2012 10:15:44 AM |
payout-crescendo9 | $200.00 | 9/20/2012 9:58:41 AM |
Lender0010 | $50.00 | 9/20/2012 2:32:22 PM |
debt-fuse158 | $25.00 | 9/20/2012 10:24:32 AM |
melodious-credit7 | $25.00 | 9/20/2012 10:02:21 AM |
MONEYLENDER101 | $50.00 | 9/20/2012 10:02:31 AM |
Ocean713 | $75.00 | 9/20/2012 3:57:09 PM |
dbaoracle | $100.00 | 9/20/2012 10:33:55 AM |
currency-fan9 | $50.00 | 9/20/2012 10:04:42 AM |
alaskakid | $30.00 | 9/20/2012 4:43:44 PM |
RusRobo | $25.00 | 9/20/2012 10:07:29 AM |
wwwUniversal | $25.00 | 9/20/2012 10:44:22 AM |
gain-nucleus | $25.00 | 9/20/2012 5:01:53 PM |
marketplace-cello5 | $25.00 | 9/20/2012 5:02:00 PM |
agalt | $100.00 | 9/20/2012 10:51:52 AM |
rewards | $25.00 | 9/20/2012 10:14:16 AM |
hardwareman | $25.00 | 9/20/2012 11:06:10 AM |
damage | $25.00 | 9/20/2012 10:20:59 AM |
bdiddy1268 | $25.00 | 9/20/2012 10:22:09 AM |
lostontheedge | $25.00 | 9/20/2012 12:34:02 PM |
radforj22 | $75.00 | 9/20/2012 1:50:00 PM |
JazzFranchise | $25.00 | 9/20/2012 5:16:12 PM |
sugnal | $50.00 | 9/20/2012 3:14:07 PM |
penny-finder | $25.00 | 9/20/2012 11:46:28 AM |
euro-deployment | $25.00 | 9/20/2012 12:12:53 PM |
Ninjago | $100.00 | 9/20/2012 5:27:58 PM |
privatebanker | $25.00 | 9/20/2012 5:03:59 PM |
ferpeiks | $100.00 | 9/20/2012 1:43:54 PM |
larrybird | $1,000.00 | 9/20/2012 5:06:57 PM |
azazle | $50.00 | 9/20/2012 2:04:56 PM |
bold-fabulous-bill | $25.00 | 9/20/2012 3:51:24 PM |
soulwork | $50.00 | 9/20/2012 6:56:29 PM |
Nazbuster | $200.00 | 9/20/2012 7:00:29 PM |
fairness-symphony2 | $50.00 | 9/20/2012 5:49:56 PM |
fishintime | $100.00 | 9/20/2012 5:53:05 PM |
admscr108 | $25.00 | 9/20/2012 9:01:09 PM |
integrity-american | $29.37 | 9/20/2012 5:40:15 PM |
BOZO88 | $25.00 | 9/20/2012 7:11:39 PM |
fair-funds | $25.00 | 9/20/2012 5:56:19 PM |
Beverly_Hills_Lender | $25.00 | 9/20/2012 5:58:29 PM |
Leshan | $50.00 | 9/21/2012 6:21:31 AM |
hml | $77.01 | 9/20/2012 9:05:11 PM |
BigBag | $25.00 | 9/21/2012 6:36:09 AM |
Use_It_Wisely | $25.00 | 9/21/2012 8:32:23 AM |
Gabriel02 | $25.00 | 9/21/2012 9:00:49 AM |
bb575 | $50.00 | 9/20/2012 8:24:41 PM |
Tasteslikechicken | $50.00 | 9/21/2012 9:02:20 AM |
HoosierDaddie | $25.00 | 9/21/2012 9:02:35 AM |
strawberry_fields | $50.00 | 9/21/2012 9:02:48 AM |
magnetic-integrity7 | $50.00 | 9/20/2012 9:07:48 PM |
mnmcarve | $25.00 | 9/21/2012 9:03:47 AM |
blue-laudable-dinero | $25.00 | 9/20/2012 9:11:38 PM |
feedpaulyfaster | $25.00 | 9/21/2012 9:03:52 AM |
newest-currency-vibrato | $25.00 | 9/20/2012 9:26:08 PM |
california111 | $150.00 | 9/20/2012 10:40:45 PM |
krisran | $50.00 | 9/21/2012 9:06:25 AM |
SanJoser | $25.00 | 9/21/2012 9:06:54 AM |
brilliant-duty9 | $25.00 | 9/21/2012 8:20:12 AM |
crw1950 | $50.00 | 9/21/2012 4:23:50 AM |
integrity-saver | $25.00 | 9/21/2012 9:01:33 AM |
transparency-game-changer0 | $50.00 | 9/21/2012 9:02:08 AM |
scout777 | $25.00 | 9/21/2012 9:04:36 AM |
credit-scout7 | $50.00 | 9/21/2012 9:07:51 AM |
Stollewood | $25.00 | 9/21/2012 9:08:11 AM |
promise2 | $25.00 | 9/21/2012 8:31:35 AM |
lendersf | $50.00 | 9/21/2012 8:43:22 AM |
CAPTCASH | $25.00 | 9/21/2012 9:02:11 AM |
blooming-market | $25.00 | 9/21/2012 9:04:38 AM |
a-truth-upholder | $25.00 | 9/21/2012 9:05:14 AM |
orange-courageous-dedication | $25.00 | 9/21/2012 9:05:44 AM |
cmw65 | $25.00 | 9/21/2012 9:05:54 AM |
top-enriched-return | $50.00 | 9/21/2012 9:06:29 AM |
commerce-gargantuan2 | $50.00 | 9/13/2012 5:39:37 PM |
EnglishGeekInNYC | $50.00 | 9/13/2012 6:15:53 PM |
responsibility-butterfly | $25.00 | 9/14/2012 10:26:39 AM |
pdub | $750.00 | 9/14/2012 10:29:00 AM |
britgsb | $25.00 | 9/15/2012 8:03:44 AM |
Taxman44 | $25.00 | 9/15/2012 12:36:58 PM |
adaboy65 | $75.00 | 9/15/2012 1:28:42 PM |
marketplace-singularity3 | $45.00 | 9/15/2012 2:34:50 PM |
simplelender80 | $500.00 | 9/17/2012 9:27:06 AM |
Dubbs360 | $500.00 | 9/17/2012 9:32:20 AM |
durability-seahorse7 | $100.00 | 9/18/2012 8:39:13 AM |
Castellan | $50.00 | 9/18/2012 9:19:21 AM |
frankdelraza | $25.00 | 9/18/2012 9:28:00 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:23 AM |
neighborly-hope6 | $100.00 | 9/18/2012 9:45:35 AM |
Blucruz | $100.00 | 9/18/2012 1:35:11 PM |
bewitching-commitment421 | $50.00 | 9/18/2012 11:31:17 AM |
excellent-funds649 | $130.00 | 9/18/2012 10:35:07 AM |
imogen22 | $25.00 | 9/18/2012 12:43:28 PM |
handy-money9 | $75.00 | 9/18/2012 10:52:10 AM |
giftgold | $25.00 | 9/18/2012 11:13:09 AM |
trade-boots1 | $100.00 | 9/18/2012 5:05:25 PM |
BDL-Roth | $25.00 | 9/18/2012 5:07:57 PM |
hawaiitechnical | $25.00 | 9/18/2012 1:36:15 PM |
repayment-pagoda8 | $100.00 | 9/18/2012 5:07:48 PM |
subtle-revenue0 | $25.00 | 9/18/2012 5:02:02 PM |
j2ee | $50.00 | 9/18/2012 5:04:45 PM |
proper-exchange8 | $50.00 | 9/18/2012 5:36:26 PM |
compoundinterest | $25.00 | 9/18/2012 5:12:56 PM |
loan-mammal | $100.00 | 9/18/2012 5:30:27 PM |
peace-flower9 | $50.00 | 9/18/2012 5:40:32 PM |
iamabby | $25.00 | 9/18/2012 6:08:35 PM |
discrete-gold579 | $50.00 | 9/18/2012 6:13:16 PM |
adventurer447 | $300.00 | 9/18/2012 5:51:32 PM |
scottharr27 | $100.00 | 9/18/2012 9:04:21 PM |
bellaquito | $500.00 | 9/18/2012 6:55:30 PM |
wampum-chorus3 | $50.00 | 9/18/2012 6:30:37 PM |
gold-disk | $25.00 | 9/19/2012 1:13:00 AM |
Daveinthecorn | $50.00 | 9/19/2012 5:23:03 AM |
riproaringrapids | $50.00 | 9/19/2012 9:05:27 AM |
american6 | $50.00 | 9/19/2012 9:08:34 AM |
kulender | $100.00 | 9/19/2012 4:58:46 AM |
shaker348 | $50.00 | 9/19/2012 9:14:08 AM |
zanglish101 | $30.00 | 9/19/2012 7:09:02 AM |
loot-heart | $25.00 | 9/19/2012 9:26:36 AM |
jhussey | $100.00 | 9/19/2012 9:28:49 AM |
nuclearmoose | $50.00 | 9/19/2012 9:15:04 AM |
x-lender | $25.00 | 9/19/2012 9:25:08 AM |
riskadverse44 | $25.00 | 9/19/2012 9:37:31 AM |
Aimvest | $25.00 | 9/19/2012 9:38:29 AM |
minista | $25.00 | 9/19/2012 9:36:53 AM |
hard-working-rate3 | $25.00 | 9/19/2012 9:46:20 AM |
fortytwo | $150.00 | 9/19/2012 9:50:16 AM |
AFairDeal | $25.00 | 9/19/2012 10:04:49 AM |
Money_Working | $25.00 | 9/19/2012 12:07:58 PM |
GrayStudio | $25.00 | 9/19/2012 12:22:16 PM |
interest-jedi785 | $100.00 | 9/19/2012 1:04:26 PM |
compatible-deal9 | $50.00 | 9/19/2012 3:54:37 PM |
benevolent-loot5 | $200.00 | 9/19/2012 10:54:29 AM |
themoneydoctor | $100.00 | 9/19/2012 11:45:13 AM |
finance-refresher3 | $50.00 | 9/19/2012 1:59:16 PM |
pinkblisslove | $25.00 | 9/19/2012 4:48:04 PM |
Rivervale_Westwood | $50.00 | 9/19/2012 3:05:41 PM |
well-mannered-power8 | $25.00 | 9/19/2012 5:26:09 PM |
transaction-keeper5 | $25.00 | 9/19/2012 5:32:14 PM |
martinatime | $50.00 | 9/19/2012 5:41:02 PM |
Kunakiku | $25.00 | 9/19/2012 5:24:01 PM |
durability-warmth | $50.00 | 9/19/2012 5:57:39 PM |
NR | $25.00 | 9/19/2012 6:02:59 PM |
loyalty-delight6 | $25.00 | 9/19/2012 6:05:45 PM |
nhm | $25.00 | 9/19/2012 11:33:38 PM |
atlacatl | $25.00 | 9/19/2012 6:03:29 PM |
Dave0 | $25.00 | 9/19/2012 6:08:15 PM |
penny-drum7 | $25.00 | 9/20/2012 6:51:04 AM |
tastytitan | $50.00 | 9/19/2012 11:32:58 PM |
Allenee | $25.00 | 9/20/2012 2:38:47 AM |
healthy-rate3 | $50.00 | 9/20/2012 8:00:00 AM |
commanding-bid973 | $50.00 | 9/20/2012 8:26:17 AM |
exciting-finance288 | $30.00 | 9/20/2012 8:31:47 AM |
reaction5 | $25.00 | 9/20/2012 9:01:28 AM |
socrates520 | $50.00 | 9/19/2012 11:33:56 PM |
speedy-point | $25.00 | 9/19/2012 11:46:52 PM |
newest-payment-trapper | $36.00 | 9/20/2012 9:06:32 AM |
fuzed | $25.00 | 9/20/2012 7:24:43 AM |
coin-architect | $29.00 | 9/20/2012 6:38:22 AM |
bonus-poplar2 | $25.00 | 9/20/2012 6:42:09 AM |
msb-emba | $25.00 | 9/20/2012 8:41:06 AM |
traghip6 | $25.00 | 9/20/2012 9:15:54 AM |
afotherg | $25.00 | 9/20/2012 9:17:29 AM |
IlliniFanDan | $25.00 | 9/20/2012 6:59:14 AM |
benevolent-moola291 | $50.00 | 9/20/2012 9:19:51 AM |
passbook | $25.00 | 9/20/2012 9:20:41 AM |
wjf60 | $50.00 | 9/20/2012 9:24:09 AM |
math1973 | $50.00 | 9/20/2012 9:24:15 AM |
gentle-gold | $25.00 | 9/20/2012 9:07:32 AM |
the-enterprising-leverage | $50.00 | 9/20/2012 9:29:29 AM |
SojournerMobile | $25.00 | 9/20/2012 9:34:47 AM |
dime-sycamore3 | $50.00 | 9/20/2012 9:36:15 AM |
turbostar666 | $25.00 | 9/20/2012 9:11:54 AM |
Mr_Marcus | $25.00 | 9/20/2012 9:39:51 AM |
sweet-loan7 | $25.00 | 9/20/2012 9:41:17 AM |
HAVEANICEDAY | $25.00 | 9/20/2012 9:42:22 AM |
gracej | $25.00 | 9/20/2012 9:43:20 AM |
downtownfarm | $25.00 | 9/20/2012 9:44:39 AM |
income-excellence1 | $25.00 | 9/20/2012 9:46:10 AM |
rulender | $25.00 | 9/20/2012 9:47:16 AM |
a-transparency-prodigy | $25.00 | 9/20/2012 9:48:15 AM |
BxRealtor | $25.00 | 9/20/2012 9:19:37 AM |
excellent-greenback | $50.00 | 9/20/2012 9:19:50 AM |
doncm | $25.00 | 9/20/2012 9:07:27 AM |
damcoolguy | $32.00 | 9/20/2012 9:09:02 AM |
Daneistes | $50.00 | 9/20/2012 9:23:17 AM |
jmb_lending | $25.00 | 9/20/2012 9:24:22 AM |
aasx1108 | $25.00 | 9/20/2012 9:25:31 AM |
skuba | $75.00 | 9/20/2012 9:55:57 AM |
yarg | $25.00 | 9/20/2012 9:56:34 AM |
kalex752 | $25.00 | 9/20/2012 9:57:16 AM |
the-bright-velocity | $25.00 | 9/20/2012 9:10:45 AM |
Shingu | $50.00 | 9/20/2012 9:28:45 AM |
a-unflappable-finance | $100.00 | 9/20/2012 9:29:45 AM |
Schuld66 | $25.00 | 9/20/2012 9:30:10 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:18 AM |
first-favorite-bonus9 | $25.00 | 9/20/2012 9:12:25 AM |
fairness-transporter6 | $25.00 | 9/20/2012 9:34:00 AM |
silverloan | $50.00 | 9/20/2012 10:02:49 AM |
ultimatepaintball | $25.00 | 9/20/2012 9:14:34 AM |
kdsmaclean | $25.00 | 9/20/2012 10:03:55 AM |
Woodworker57 | $25.00 | 9/20/2012 9:14:44 AM |
figs4u2 | $100.00 | 9/20/2012 9:14:47 AM |
brazilofmux | $100.00 | 9/20/2012 10:05:12 AM |
platinum-sorcerer6 | $50.00 | 9/20/2012 9:15:48 AM |
girlwithglasses | $50.00 | 9/20/2012 9:38:53 AM |
hptcrabbers | $25.00 | 9/20/2012 9:40:47 AM |
taurusco | $100.00 | 9/20/2012 9:41:30 AM |
Chutney | $25.00 | 9/20/2012 10:10:01 AM |
wtrboy | $25.00 | 9/20/2012 10:12:20 AM |
gojackgo | $50.00 | 9/20/2012 10:15:33 AM |
ideal-penny8 | $25.00 | 9/20/2012 9:27:30 AM |
newyork6264 | $25.00 | 9/20/2012 10:21:28 AM |
vibrant-trade8 | $35.00 | 9/20/2012 9:51:16 AM |
bliss6 | $25.00 | 9/20/2012 10:24:38 AM |
Vegasjim | $25.00 | 9/20/2012 10:25:31 AM |
Cheburashka | $30.00 | 9/20/2012 10:29:24 AM |
diligent-leverage | $25.00 | 9/20/2012 9:55:14 AM |
mlandrid | $25.00 | 9/20/2012 9:33:43 AM |
gethsemane4 | $25.00 | 9/20/2012 10:38:23 AM |
RocketSurgeon | $25.00 | 9/20/2012 10:39:00 AM |
credit-statuette8 | $25.00 | 9/20/2012 9:58:26 AM |
authoritative-loot | $25.00 | 9/20/2012 9:36:58 AM |
Quaven | $25.00 | 9/20/2012 9:40:51 AM |
GMPK_TLAS | $50.00 | 9/20/2012 9:42:00 AM |
prost | $25.00 | 9/20/2012 9:43:08 AM |
cablenews | $100.00 | 9/20/2012 10:58:48 AM |
CalBear5 | $25.00 | 9/20/2012 9:45:19 AM |
awwaww | $25.00 | 9/20/2012 10:01:45 AM |
majestic-principal1 | $25.00 | 9/20/2012 10:02:23 AM |
br4444 | $50.00 | 9/20/2012 9:47:41 AM |
DPH | $50.00 | 9/20/2012 9:48:19 AM |
macotra4 | $36.00 | 9/20/2012 10:04:10 AM |
invincible-deal82 | $25.00 | 9/20/2012 9:49:27 AM |
investment-kingdom | $25.00 | 9/20/2012 9:49:31 AM |
SASBANK | $25.00 | 9/20/2012 9:49:36 AM |
famous-ore2 | $50.00 | 9/20/2012 9:51:59 AM |
ujiba | $50.00 | 9/20/2012 10:07:56 AM |
YLlama | $25.00 | 9/20/2012 10:08:22 AM |
dthompso | $50.00 | 9/20/2012 9:52:36 AM |
slartibardfast | $25.00 | 9/20/2012 10:08:38 AM |
wealthstar | $25.00 | 9/20/2012 10:09:12 AM |
mrsasman | $25.00 | 9/20/2012 10:10:52 AM |
productive-principal7 | $25.00 | 9/20/2012 9:55:45 AM |
Kame | $25.00 | 9/20/2012 9:56:37 AM |
bmbanzai | $25.00 | 9/20/2012 9:57:14 AM |
currency-persimmon | $35.00 | 9/20/2012 2:10:44 PM |
maximumwealth | $25.00 | 9/20/2012 10:17:36 AM |
Relevance | $25.00 | 9/20/2012 10:00:50 AM |
preciousjeni | $25.00 | 9/20/2012 10:31:29 AM |
dharma1 | $25.00 | 9/20/2012 10:09:29 AM |
velocity-javelin8 | $25.00 | 9/20/2012 10:09:38 AM |
gold-igniter372 | $150.00 | 9/20/2012 10:11:16 AM |
delivery | $25.00 | 9/20/2012 10:11:40 AM |
Maccs55 | $25.00 | 9/20/2012 10:51:13 AM |
Preteur | $25.00 | 9/20/2012 5:03:20 PM |
money-bopper3 | $25.00 | 9/20/2012 10:13:59 AM |
a-finance-director | $50.00 | 9/20/2012 10:16:01 AM |
imagenki | $25.00 | 9/20/2012 10:18:46 AM |
jhuang617 | $25.00 | 9/20/2012 10:28:52 AM |
SkepticalBen | $50.00 | 9/20/2012 10:30:45 AM |
boston_mass | $25.00 | 9/20/2012 1:51:17 PM |
meenan | $25.00 | 9/20/2012 10:45:51 AM |
kwan | $25.00 | 9/20/2012 2:36:43 PM |
Snoopylover | $25.00 | 9/20/2012 2:40:50 PM |
contract-sunshine5 | $50.00 | 9/20/2012 5:17:44 PM |
Ben_Graham | $25.00 | 9/20/2012 5:19:38 PM |
sunny-listing5 | $25.00 | 9/20/2012 3:55:54 PM |
jhernand17 | $25.00 | 9/20/2012 11:49:23 AM |
larslfe | $25.00 | 9/20/2012 5:01:57 PM |
lagnisiruk | $25.00 | 9/20/2012 5:27:18 PM |
tigerlady92 | $25.00 | 9/20/2012 2:17:43 PM |
Ocean713 | $75.00 | 9/20/2012 3:45:23 PM |
dreammachine | $100.00 | 9/20/2012 5:14:58 PM |
EvalCrux | $50.00 | 9/20/2012 5:17:30 PM |
MyKidsDad | $25.00 | 9/20/2012 5:45:46 PM |
BicyclePostLendingDivision | $35.00 | 9/20/2012 5:47:28 PM |
worthy-dinero8 | $25.00 | 9/20/2012 5:21:32 PM |
useful-money715 | $25.00 | 9/20/2012 5:49:55 PM |
auction-iris9 | $120.00 | 9/20/2012 5:15:52 PM |
justiceelstiltskin898 | $25.00 | 9/20/2012 5:41:06 PM |
slimof37 | $25.00 | 9/20/2012 5:20:47 PM |
progressive-asset | $100.00 | 9/20/2012 5:50:16 PM |
MoneySiles | $25.00 | 9/20/2012 5:26:45 PM |
AcProb5 | $25.00 | 9/20/2012 5:31:30 PM |
jasonblings | $25.00 | 9/20/2012 5:32:41 PM |
dawg25 | $50.00 | 9/21/2012 2:34:05 AM |
jamesgamble | $25.00 | 9/21/2012 3:19:33 AM |
platinum-lightning | $50.00 | 9/20/2012 6:04:05 PM |
eker1170 | $25.00 | 9/21/2012 5:56:48 AM |
YampaQuant | $25.00 | 9/21/2012 6:37:56 AM |
skubwa | $25.00 | 9/21/2012 12:07:49 AM |
glimmering-revenue4 | $25.00 | 9/21/2012 8:08:52 AM |
cerebral-dollar773 | $25.00 | 9/21/2012 4:04:25 AM |
Sykes66 | $25.00 | 9/21/2012 9:01:08 AM |
jfd287 | $25.00 | 9/21/2012 9:01:30 AM |
tranquil-greenback9 | $100.00 | 9/21/2012 9:02:58 AM |
deadbabyseal | $25.00 | 9/21/2012 9:04:50 AM |
self-reliant-dinero234 | $25.00 | 9/20/2012 10:39:54 PM |
sgt-schultz | $30.00 | 9/21/2012 7:29:28 AM |
green-trade-firestarter | $30.00 | 9/20/2012 10:40:55 PM |
northphoto | $25.00 | 9/21/2012 7:37:25 AM |
youngster50 | $25.00 | 9/21/2012 8:19:39 AM |
Felici_Finance | $25.00 | 9/21/2012 3:20:39 AM |
Crysalith | $35.53 | 9/21/2012 8:23:08 AM |
robot777 | $72.00 | 9/21/2012 9:02:13 AM |
keeper24 | $25.00 | 9/21/2012 5:12:27 AM |
augi_enterprises | $25.00 | 9/21/2012 5:57:30 AM |
Smalltimelender | $25.00 | 9/21/2012 6:12:56 AM |
The-Penis-Martinez | $25.00 | 9/21/2012 6:39:01 AM |
epic-interest0 | $100.00 | 9/21/2012 6:39:54 AM |
investment-comet | $25.00 | 9/21/2012 7:08:14 AM |
fireboss | $25.95 | 9/21/2012 7:48:46 AM |
unafraid-loan5 | $25.00 | 9/21/2012 8:43:29 AM |
freesia54 | $50.00 | 9/21/2012 9:01:03 AM |
dartmouth99 | $25.00 | 9/21/2012 9:04:28 AM |
bigrpf5 | $25.00 | 9/21/2012 9:04:33 AM |
16888 | $25.00 | 9/21/2012 9:07:02 AM |
natural-affluence4 | $25.00 | 9/21/2012 9:07:31 AM |
InvestinginU | $25.00 | 9/21/2012 9:08:38 AM |
benjamins-utopia | $64.35 | 9/21/2012 9:09:00 AM |
501 Investments
|
Borrower Payment Dependent Notes Series
639087
This series of Notes was issued and sold upon the funding of the borrower loan #75089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-14-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-15-2012 |
|
Lender yield:
| 21.54% |
Borrower rate/APR:
| 22.54% / 30.46% |
Monthly payment:
| $375.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.57% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 50% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 18
/
17 | Length of status: | 22y 6m |
Amount delinquent:
| $324 |
Total credit lines:
| 41 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $17,883 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kinetic-social443 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off cc
My financial situation: full time job
I am a good candidate for this loan because...worked at the same job for 20+ years
Monthly net income: $2900
Monthly expenses: $
Housing: $250 /week
Insurance: $
Car expenses: $500/week
Utilities: $300/month
Phone, cable, internet: $400/month
Food, entertainment: $250/month
Clothing, household expenses: $200/month
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fascinating-money236 | $25.00 | 9/14/2012 5:06:51 PM |
brainy-return234 | $25.00 | 9/14/2012 5:06:55 PM |
power-chihuahua | $25.00 | 9/14/2012 5:30:05 PM |
EngineersAlliance | $75.00 | 9/14/2012 5:34:58 PM |
enriching-dollar1 | $100.00 | 9/14/2012 5:53:54 PM |
benevolent-loot5 | $200.00 | 9/14/2012 5:55:31 PM |
versatile-dime442 | $250.00 | 9/14/2012 6:01:46 PM |
durability-ace9 | $30.00 | 9/14/2012 5:51:04 PM |
trade-boots1 | $100.00 | 9/14/2012 5:51:50 PM |
newest-generous-income | $25.00 | 9/15/2012 12:02:32 AM |
Corlei | $25.00 | 9/14/2012 7:13:04 PM |
108-IRA | $50.00 | 9/14/2012 6:27:05 PM |
itsfullofstars | $25.00 | 9/15/2012 4:46:55 AM |
ERJ | $25.00 | 9/15/2012 8:27:04 AM |
YellowJacket | $25.00 | 9/15/2012 8:43:13 AM |
palmetto933 | $25.00 | 9/15/2012 6:07:03 AM |
BankofRon | $25.00 | 9/15/2012 8:10:30 AM |
Bank42 | $25.00 | 9/15/2012 10:41:32 AM |
Free-the-usa-1776 | $25.00 | 9/15/2012 9:10:01 AM |
a-noble-coin | $25.00 | 9/15/2012 9:35:43 AM |
gothampark | $25.00 | 9/15/2012 10:38:29 AM |
jiggaman7 | $90.00 | 9/15/2012 12:00:30 PM |
Sunbase | $25.00 | 9/15/2012 10:39:22 AM |
value-allocator1 | $100.00 | 9/14/2012 5:14:11 PM |
historic-value7 | $100.00 | 9/14/2012 5:00:46 PM |
joyous-peace443 | $25.00 | 9/14/2012 5:36:34 PM |
careful-vigilance4 | $25.00 | 9/14/2012 5:24:40 PM |
52digital | $75.00 | 9/14/2012 5:22:21 PM |
return-pioneer221 | $200.00 | 9/14/2012 6:04:36 PM |
newest-currency-vibrato | $25.00 | 9/14/2012 6:04:57 PM |
bid-lightning9 | $25.00 | 9/14/2012 8:15:42 PM |
pierrelasvegas | $25.00 | 9/14/2012 5:58:02 PM |
the-credit-maker | $25.00 | 9/14/2012 6:20:27 PM |
valiant-loyalty9 | $100.00 | 9/15/2012 7:12:01 AM |
jhouman | $25.00 | 9/15/2012 6:50:29 AM |
durability-seahorse7 | $50.00 | 9/15/2012 1:25:18 AM |
nourishing-interest0 | $25.00 | 9/15/2012 9:12:58 AM |
orange-agreement-historian | $25.00 | 9/15/2012 11:42:53 AM |
power-snowdome3 | $27.00 | 9/15/2012 9:51:36 AM |
scrappy-diversification7 | $1,728.00 | 9/15/2012 12:03:25 PM |
xxyls | $50.00 | 9/15/2012 8:15:40 AM |
radiant-return | $25.00 | 9/15/2012 8:33:06 AM |
responsibility-butterfly | $25.00 | 9/15/2012 8:56:03 AM |
benjamins-party4 | $25.00 | 9/15/2012 10:54:16 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
639151
This series of Notes was issued and sold upon the funding of the borrower loan #74956, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 32% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 9y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $149,465 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gold-control |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
Pay for medical expenses.
My financial situation:
I am a good candidate for this loan because...
I pay all bills on time.
Monthly net income: $6500
Monthly expenses: $
Housing: $1500
Insurance: $20
Car expenses: $250
Utilities: $100
Phone, cable, internet: $75
Food, entertainment: $350
Clothing, household expenses: $100
Credit cards and other loans: $1400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lovely-currency3 | $50.00 | 9/13/2012 9:43:04 AM |
duty-viola | $25.00 | 9/13/2012 10:12:57 AM |
pdub | $250.00 | 9/13/2012 10:39:35 AM |
Something-Corporate | $25.00 | 9/13/2012 5:53:52 PM |
money-baron | $50.00 | 9/13/2012 6:23:44 PM |
courteous-platinum7 | $25.00 | 9/14/2012 4:50:05 AM |
majestic-note6 | $150.00 | 9/14/2012 2:59:33 PM |
worthy-bid8 | $100.00 | 9/14/2012 5:12:19 PM |
newest-currency-vibrato | $25.00 | 9/14/2012 5:13:52 PM |
capital-heaven5 | $50.00 | 9/15/2012 6:46:16 AM |
Peleadona | $25.00 | 9/15/2012 7:42:51 AM |
enchanted-note | $25.00 | 9/15/2012 12:00:36 PM |
sdcc72 | $25.00 | 9/15/2012 11:04:51 AM |
Sunbase | $25.00 | 9/15/2012 10:39:19 AM |
fervent-repayment | $100.00 | 9/15/2012 12:32:40 PM |
sweetsassymolassy | $25.00 | 9/15/2012 1:53:39 PM |
useful-money715 | $25.00 | 9/15/2012 10:11:55 PM |
graceful-investment | $106.00 | 9/15/2012 8:49:17 PM |
Fund-2032 | $50.00 | 9/16/2012 11:21:53 AM |
drkosh | $25.00 | 9/16/2012 12:43:52 PM |
dough-kitten5 | $25.00 | 9/16/2012 1:55:56 PM |
papaloha | $25.00 | 9/16/2012 8:21:36 PM |
equallender | $25.00 | 9/16/2012 9:19:24 PM |
newest-generous-income | $25.00 | 9/17/2012 2:40:28 AM |
zenyatta | $25.00 | 9/17/2012 9:23:10 AM |
simplelender80 | $500.00 | 9/17/2012 9:27:04 AM |
money-baron-Roth401k | $50.00 | 9/17/2012 10:34:56 AM |
progressive-ore2 | $25.00 | 9/17/2012 11:12:59 AM |
PrimeFunding | $25.00 | 9/14/2012 2:31:37 AM |
bold-social-widget | $50.00 | 9/13/2012 9:54:40 AM |
Starica | $50.00 | 9/13/2012 9:57:31 AM |
berniemadeoff | $25.00 | 9/13/2012 10:15:27 AM |
liberty-tostada7 | $50.00 | 9/13/2012 10:18:12 AM |
Dubbs360 | $500.00 | 9/13/2012 10:43:25 AM |
Silver_Rupee | $25.01 | 9/13/2012 10:26:50 AM |
WriteTheLegend | $100.00 | 9/13/2012 10:44:11 AM |
enriched-return057 | $200.00 | 9/13/2012 2:47:26 PM |
ultimate-peace | $250.00 | 9/13/2012 5:51:55 PM |
let_me_retire | $100.00 | 9/14/2012 4:07:30 AM |
buffalobills | $25.00 | 9/14/2012 9:33:09 AM |
responsibility-butterfly | $25.00 | 9/14/2012 10:26:31 AM |
refresher211 | $25.00 | 9/14/2012 5:58:51 PM |
SecondChanceLendingSERV | $25.00 | 9/15/2012 7:22:10 AM |
Bob450 | $25.00 | 9/15/2012 7:31:23 AM |
tech310 | $50.00 | 9/15/2012 2:06:46 PM |
gdbls | $25.00 | 9/15/2012 2:57:32 PM |
apostle901 | $25.00 | 9/15/2012 2:06:11 PM |
Johnab | $25.00 | 9/15/2012 7:26:14 PM |
historic-value7 | $100.00 | 9/15/2012 9:09:34 PM |
EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:50 AM |
killdare | $25.00 | 9/16/2012 2:03:59 PM |
glroark | $50.00 | 9/17/2012 7:42:55 AM |
saver266 | $35.00 | 9/17/2012 8:26:24 AM |
blue-order-comet | $25.00 | 9/16/2012 10:36:38 PM |
zorg77 | $25.00 | 9/17/2012 6:04:05 AM |
credit-commander1 | $25.00 | 9/16/2012 4:39:15 PM |
OLYVRC | $25.00 | 9/16/2012 9:41:42 PM |
vstarostenko | $25.00 | 9/17/2012 9:39:34 AM |
obduro_1 | $25.00 | 9/17/2012 9:14:08 AM |
helping-out | $25.00 | 9/17/2012 8:01:57 AM |
brightest-interest-plasma | $50.00 | 9/17/2012 9:49:52 AM |
loan-keeper9 | $8.99 | 9/17/2012 11:48:39 AM |
62 Investments
|
Borrower Payment Dependent Notes Series
639401
This series of Notes was issued and sold upon the funding of the borrower loan #74973, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-14-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-16-2012 |
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $446.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 40% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
22 | Length of status: | 13y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,251 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| profitable-responsibility9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
TriciaProsperConsidation
Purpose of loan: Credit Card Debt Considation
This loan will be used to...Payoff Credit card hight interest debt to get out of debt
My financial situation: excellent just combing into one payment and get a determined time to payoff and reduce revolvoing.
I am a good candidate for this loan because...
stable income,long time at job, professional, own home,never late on any credit
Monthly net income: $5800
Monthly expenses: $200
Housing: $1750
Insurance: $96
Car expenses: $500
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Money__Tree | $200.00 | 9/14/2012 5:15:27 PM |
ferocious-kindness8 | $30.00 | 9/14/2012 5:03:31 PM |
cash-mad-scientist3 | $25.00 | 9/14/2012 5:20:39 PM |
EnglishGeekInNYC | $50.00 | 9/14/2012 5:52:50 PM |
commerce-venture1 | $25.00 | 9/14/2012 6:03:48 PM |
benevolent-marketplace4 | $2,500.00 | 9/14/2012 6:11:24 PM |
grnii78 | $125.00 | 9/14/2012 6:37:43 PM |
best-bonafide-p2p | $50.00 | 9/14/2012 8:20:00 PM |
azazle | $25.00 | 9/15/2012 12:36:49 AM |
ethical-truth211 | $100.00 | 9/15/2012 5:54:44 AM |
jhouman | $25.00 | 9/15/2012 6:50:29 AM |
first-pragmatic-power | $25.00 | 9/14/2012 6:16:16 PM |
cr8on | $50.00 | 9/15/2012 1:56:18 AM |
tiger1818 | $25.00 | 9/15/2012 5:15:26 AM |
RedmondMan | $25.00 | 9/14/2012 7:20:12 PM |
Bob450 | $30.00 | 9/15/2012 7:28:23 AM |
vutah | $25.00 | 9/15/2012 7:51:31 AM |
Rising-Dough-Fund | $25.00 | 9/15/2012 8:14:34 AM |
durability-seahorse7 | $50.00 | 9/15/2012 1:25:18 AM |
jderek01 | $34.25 | 9/15/2012 8:14:02 AM |
CA-Lender | $50.00 | 9/15/2012 11:37:09 AM |
heerzaquestion | $35.00 | 9/15/2012 7:20:53 AM |
Quiza12 | $50.00 | 9/15/2012 7:27:22 AM |
selector568 | $300.00 | 9/15/2012 12:01:14 PM |
cmliii | $45.00 | 9/15/2012 9:56:47 AM |
Peleadona | $50.00 | 9/15/2012 7:43:24 AM |
bob450-roth | $30.00 | 9/15/2012 7:49:29 AM |
KramericaIndustries | $25.37 | 9/15/2012 10:57:28 AM |
the-lean-bid | $25.00 | 9/15/2012 8:36:56 AM |
desertoasis | $25.00 | 9/15/2012 10:20:52 AM |
sdcc72 | $25.00 | 9/15/2012 11:07:47 AM |
fortytwo | $150.00 | 9/15/2012 12:13:26 PM |
ktradtke | $25.00 | 9/15/2012 12:02:21 PM |
RGlad | $250.00 | 9/15/2012 12:03:19 PM |
janeybooboo | $100.00 | 9/15/2012 12:03:46 PM |
Sid-K | $25.00 | 9/15/2012 12:23:41 PM |
the-enthralling-coin | $25.00 | 9/15/2012 12:17:11 PM |
forthright-trade | $35.00 | 9/15/2012 12:11:46 PM |
careful-vigilance4 | $25.00 | 9/15/2012 12:37:21 PM |
mobius_titan | $25.00 | 9/15/2012 12:39:46 PM |
coin-architect2 | $100.00 | 9/15/2012 12:42:15 PM |
WalnutCreekguy | $50.00 | 9/15/2012 1:01:58 PM |
kulender | $100.00 | 9/15/2012 12:39:36 PM |
shrewd-peace7 | $25.00 | 9/15/2012 12:56:22 PM |
Jabez | $100.00 | 9/15/2012 12:42:51 PM |
mercuriant | $25.00 | 9/15/2012 1:18:17 PM |
creditjunky | $125.00 | 9/15/2012 1:02:40 PM |
impeccable-ore3 | $25.00 | 9/15/2012 1:07:37 PM |
alexander-hamilton | $250.00 | 9/15/2012 1:13:04 PM |
diplomatic-wealth7 | $25.00 | 9/15/2012 1:20:22 PM |
MadHun | $200.00 | 9/15/2012 1:47:56 PM |
thankful-nickel2 | $25.00 | 9/15/2012 1:33:18 PM |
craftygirl960 | $35.00 | 9/15/2012 2:11:06 PM |
InvestorPartners | $25.00 | 9/15/2012 1:10:13 PM |
_NaLNaBB | $100.00 | 9/15/2012 3:39:10 PM |
transparency-universe8 | $25.00 | 9/15/2012 4:46:22 PM |
wildanne | $50.00 | 9/15/2012 1:21:57 PM |
RothySkynx | $25.00 | 9/15/2012 7:16:17 PM |
helpful-silver7 | $25.00 | 9/15/2012 3:33:50 PM |
Renoan | $25.00 | 9/15/2012 4:15:56 PM |
market-trooper3 | $30.00 | 9/15/2012 4:23:23 PM |
bold-direct-asset | $50.00 | 9/15/2012 1:38:17 PM |
discrete-gold579 | $50.00 | 9/15/2012 9:15:22 PM |
thefisherman | $25.00 | 9/16/2012 1:51:48 AM |
sgt-schultz | $27.81 | 9/15/2012 5:19:39 PM |
northwesttlr | $25.00 | 9/15/2012 8:27:37 PM |
historic-value7 | $300.00 | 9/15/2012 9:07:12 PM |
keichi03 | $27.00 | 9/15/2012 9:53:19 PM |
FinDoc | $25.00 | 9/16/2012 6:00:51 AM |
melodious-fairness | $50.00 | 9/14/2012 5:20:46 PM |
community-burrito9 | $40.00 | 9/14/2012 5:18:58 PM |
52digital | $75.00 | 9/14/2012 5:22:21 PM |
supreme-treasure8 | $100.00 | 9/14/2012 5:45:21 PM |
fund-medalist171 | $50.00 | 9/14/2012 5:37:09 PM |
money-baron | $50.00 | 9/14/2012 6:08:53 PM |
networks4ever | $25.00 | 9/14/2012 6:11:32 PM |
transparency-position | $38.00 | 9/14/2012 6:43:25 PM |
money-genome84 | $250.00 | 9/14/2012 5:59:56 PM |
rockhound84 | $25.00 | 9/15/2012 5:35:32 AM |
integrity-reactor4 | $100.00 | 9/14/2012 6:09:09 PM |
capital-heaven5 | $250.00 | 9/15/2012 6:30:18 AM |
dollar-vibraphone4 | $125.00 | 9/14/2012 8:51:26 PM |
Index_Plus | $5,000.00 | 9/14/2012 6:12:16 PM |
newest-currency-vibrato | $25.00 | 9/14/2012 6:14:51 PM |
sensible-fund | $25.00 | 9/15/2012 6:51:47 AM |
exciting-fairness | $200.00 | 9/14/2012 7:28:01 PM |
leverage-monger | $44.00 | 9/15/2012 8:19:24 AM |
1stPlace | $100.00 | 9/15/2012 7:16:31 AM |
squarebob | $25.00 | 9/15/2012 8:51:27 AM |
responsibility-butterfly | $25.00 | 9/15/2012 8:56:04 AM |
graceful-investment | $106.00 | 9/15/2012 8:24:17 AM |
visionary-dedication5 | $25.00 | 9/15/2012 8:27:23 AM |
credit-adventurer313 | $33.38 | 9/15/2012 9:09:52 AM |
mckhbnpc | $50.00 | 9/15/2012 11:58:05 AM |
enchanted-note | $25.00 | 9/15/2012 12:00:37 PM |
Sunbase | $25.00 | 9/15/2012 10:39:22 AM |
profit-powerplant | $25.00 | 9/15/2012 12:14:08 PM |
Roundhouse | $100.00 | 9/15/2012 10:00:01 AM |
a-noble-coin | $25.00 | 9/15/2012 10:13:04 AM |
friendinmoney | $25.00 | 9/15/2012 11:36:11 AM |
justreturns | $25.00 | 9/15/2012 12:26:21 PM |
Astyanax | $40.00 | 9/15/2012 12:39:49 PM |
asset-professor | $25.00 | 9/15/2012 12:23:03 PM |
friendly-gold | $25.00 | 9/15/2012 12:35:50 PM |
SimpleChoice | $25.00 | 9/15/2012 12:51:12 PM |
money-bauble | $100.00 | 9/15/2012 1:07:40 PM |
first-integrity-gravity | $50.00 | 9/15/2012 12:44:08 PM |
nri22 | $25.00 | 9/15/2012 1:16:06 PM |
rescue | $100.00 | 9/15/2012 1:14:35 PM |
glimmering-liberty616 | $25.00 | 9/15/2012 1:14:39 PM |
Pogo5 | $25.00 | 9/15/2012 12:59:20 PM |
Tradesmanlender | $25.00 | 9/15/2012 1:08:17 PM |
LoanerPrincipal | $25.00 | 9/15/2012 2:22:30 PM |
whitegold24k | $150.00 | 9/15/2012 4:02:58 PM |
value-wind0 | $25.00 | 9/15/2012 1:46:41 PM |
SBT | $25.00 | 9/15/2012 1:51:53 PM |
Christophe | $25.00 | 9/15/2012 5:00:42 PM |
wwwUniversal | $25.00 | 9/15/2012 1:58:17 PM |
mad-scientist418 | $25.00 | 9/15/2012 3:01:13 PM |
bewitching-dollar5 | $57.00 | 9/15/2012 1:33:36 PM |
s2k4ojobr | $25.00 | 9/15/2012 9:24:22 PM |
azazle | $25.00 | 9/15/2012 11:43:56 PM |
bughead | $25.00 | 9/16/2012 3:06:55 AM |
cajunguy | $30.00 | 9/15/2012 2:11:15 PM |
hellasow | $50.00 | 9/15/2012 2:15:39 PM |
kila-designer | $150.00 | 9/15/2012 3:17:16 PM |
ethical-truth211 | $9.82 | 9/16/2012 6:09:59 AM |
All_Wins | $42.37 | 9/15/2012 6:16:40 PM |
LendingPimp_2 | $50.00 | 9/16/2012 12:11:15 AM |
129 Investments
|
Borrower Payment Dependent Notes Series
639415
This series of Notes was issued and sold upon the funding of the borrower loan #75193, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $630.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 24% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 15y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,529 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| contract-artisan492 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off two credit cards in a faster timeframe and lower interest rate.
My financial situation:
I am a good candidate for this loan because...I have an excellent payment history and verifiable income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 9/18/2012 9:03:33 AM |
lionheart722 | $100.00 | 9/18/2012 9:44:13 AM |
compassion-twister2 | $50.00 | 9/18/2012 10:29:13 AM |
GoldenKoi | $100.00 | 9/18/2012 10:20:14 AM |
durability-seahorse7 | $50.00 | 9/18/2012 10:34:02 AM |
EnglishGeekInNYC | $50.00 | 9/18/2012 10:42:47 AM |
windguy | $50.00 | 9/18/2012 12:47:37 PM |
handy-money9 | $65.00 | 9/18/2012 10:52:27 AM |
bewitching-commitment421 | $50.00 | 9/18/2012 11:31:23 AM |
imogen22 | $25.00 | 9/18/2012 12:43:35 PM |
excellent-funds649 | $43.00 | 9/18/2012 5:35:12 PM |
community-stream9 | $25.00 | 9/18/2012 8:39:44 PM |
Leopoldine | $25.00 | 9/19/2012 9:15:27 AM |
SSC_CCV | $40.00 | 9/19/2012 11:23:23 AM |
auction-sage | $100.00 | 9/19/2012 5:16:33 PM |
transaction-keeper5 | $25.00 | 9/19/2012 5:20:06 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:34 PM |
payout-paladin3 | $500.00 | 9/19/2012 6:33:57 PM |
penny-drum7 | $25.00 | 9/20/2012 6:51:08 AM |
Lev8 | $25.00 | 9/20/2012 6:06:17 AM |
exciting-finance288 | $30.00 | 9/20/2012 8:31:48 AM |
ferpeiks | $30.00 | 9/20/2012 1:43:55 PM |
girlwithglasses | $50.00 | 9/20/2012 5:42:09 PM |
california111 | $100.00 | 9/21/2012 7:28:46 AM |
lendersf | $50.00 | 9/21/2012 8:43:25 AM |
martinatime | $50.00 | 9/21/2012 5:45:22 PM |
britgsb | $50.00 | 9/21/2012 5:46:29 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:23 PM |
RothySkynx | $25.00 | 9/22/2012 9:36:39 AM |
houli123 | $50.00 | 9/22/2012 3:11:31 AM |
cardminger | $25.00 | 9/22/2012 12:05:42 PM |
compoundinterest | $25.00 | 9/22/2012 12:27:18 PM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:44 PM |
liberty-point | $50.00 | 9/23/2012 7:20:57 AM |
wetlands | $53.00 | 9/23/2012 12:45:05 PM |
rogue_monster | $50.00 | 9/23/2012 1:10:41 PM |
miked8303 | $50.00 | 9/23/2012 12:40:25 PM |
paladin510 | $25.00 | 9/23/2012 3:43:45 PM |
transparency-silo2 | $25.00 | 9/23/2012 1:01:41 PM |
emphatic-responsibility | $50.00 | 9/23/2012 12:48:26 PM |
adventurer447 | $300.00 | 9/23/2012 12:50:31 PM |
neighborly-hope6 | $100.00 | 9/23/2012 12:51:57 PM |
eeyore101 | $25.00 | 9/23/2012 12:58:45 PM |
supersarah61 | $25.00 | 9/23/2012 2:51:28 PM |
new-marketplace-lyrics | $25.00 | 9/23/2012 3:32:18 PM |
mjjjrj | $30.00 | 9/24/2012 8:49:33 AM |
Nazbuster | $200.00 | 9/23/2012 10:08:40 PM |
durability-warmth | $50.00 | 9/24/2012 9:01:56 AM |
asdf9876 | $25.00 | 9/24/2012 9:03:07 AM |
cmg891 | $25.00 | 9/24/2012 6:17:45 AM |
Cre8iveCash | $25.00 | 9/24/2012 9:08:39 AM |
bss97603 | $25.00 | 9/24/2012 9:09:24 AM |
borquist | $25.00 | 9/24/2012 7:29:24 AM |
JBBank | $50.00 | 9/24/2012 9:13:23 AM |
ready-vigilance3 | $50.00 | 9/24/2012 9:13:35 AM |
SourDoughSteve | $25.00 | 9/24/2012 7:25:47 AM |
stable-transaction145 | $30.00 | 9/24/2012 9:18:41 AM |
asset-conqueror6 | $25.00 | 9/24/2012 9:19:14 AM |
dthompso | $50.00 | 9/24/2012 9:26:31 AM |
Avala | $100.00 | 9/24/2012 9:03:22 AM |
ujiba | $50.00 | 9/24/2012 9:04:48 AM |
revmax | $25.00 | 9/24/2012 9:05:43 AM |
ladyhawk187 | $25.00 | 9/24/2012 9:39:44 AM |
proper-exchange8 | $50.00 | 9/24/2012 9:06:43 AM |
fearless-wampum2 | $25.00 | 9/24/2012 9:42:52 AM |
credit-magician | $25.00 | 9/24/2012 9:43:20 AM |
transparency-game-changer0 | $50.00 | 9/24/2012 9:04:03 AM |
downtownfarm | $25.00 | 9/24/2012 9:07:47 AM |
benevolent-moola291 | $50.00 | 9/24/2012 9:54:51 AM |
newyork6264 | $25.00 | 9/24/2012 9:09:52 AM |
BigGuyBank | $27.77 | 9/24/2012 9:56:32 AM |
iolaire | $25.00 | 9/24/2012 9:05:41 AM |
lounges | $25.00 | 9/24/2012 9:59:19 AM |
community-saver158 | $50.00 | 9/24/2012 9:08:31 AM |
loot-heaven4 | $50.00 | 9/24/2012 9:08:46 AM |
Mantis75 | $25.00 | 9/24/2012 9:09:01 AM |
the2monkeys | $25.00 | 9/24/2012 9:15:11 AM |
fenderxes | $25.00 | 9/24/2012 9:10:23 AM |
ManhattanLender | $25.00 | 9/24/2012 10:09:13 AM |
Emgolda | $25.00 | 9/24/2012 9:17:55 AM |
aggresive-commerce8 | $50.00 | 9/24/2012 9:18:37 AM |
ski bum | $100.00 | 9/24/2012 9:12:28 AM |
BDL-Roth | $40.00 | 9/24/2012 9:13:44 AM |
the-bright-velocity | $25.00 | 9/24/2012 9:24:09 AM |
rulender | $25.00 | 9/24/2012 9:17:22 AM |
Gnube | $25.00 | 9/24/2012 9:17:59 AM |
BB-ptoploan | $50.00 | 9/24/2012 9:27:36 AM |
kid8549 | $100.00 | 9/24/2012 9:18:31 AM |
JpNetInvestments | $100.00 | 9/24/2012 10:32:37 AM |
gallant-economy9 | $50.00 | 9/24/2012 9:28:12 AM |
blujfan9293 | $25.00 | 9/24/2012 9:20:28 AM |
LandE2BG | $50.00 | 9/24/2012 9:23:00 AM |
cebgop | $25.00 | 9/24/2012 9:35:19 AM |
worthy-dinero8 | $25.00 | 9/24/2012 9:23:47 AM |
proud-pound4 | $25.00 | 9/24/2012 10:58:32 AM |
bowdish1 | $100.00 | 9/24/2012 9:36:48 AM |
MoneyMoon | $25.00 | 9/24/2012 9:37:01 AM |
JTCorp | $25.00 | 9/24/2012 9:37:50 AM |
commanding-treasure2 | $75.00 | 9/24/2012 9:25:41 AM |
LowLeftJim | $25.00 | 9/24/2012 9:39:52 AM |
top-community-voyage | $50.00 | 9/24/2012 9:26:25 AM |
johntims | $25.00 | 9/24/2012 9:27:08 AM |
lender_100 | $25.00 | 9/24/2012 9:30:00 AM |
bradomino | $25.00 | 9/24/2012 9:30:58 AM |
devoider | $25.00 | 9/24/2012 9:43:19 AM |
BookandLaw | $25.00 | 9/24/2012 9:47:10 AM |
hero007 | $50.00 | 9/24/2012 9:39:27 AM |
ms48105 | $25.00 | 9/24/2012 9:50:42 AM |
16888 | $25.00 | 9/24/2012 9:42:06 AM |
Medops911 | $25.00 | 9/24/2012 9:43:57 AM |
trade-solo | $25.00 | 9/24/2012 9:44:51 AM |
fair_rates | $25.00 | 9/24/2012 9:57:17 AM |
power-trophy7 | $25.00 | 9/24/2012 9:46:48 AM |
green28 | $100.00 | 9/24/2012 1:18:55 PM |
new-nourishing-trade | $25.00 | 9/24/2012 9:48:55 AM |
admscr108 | $25.00 | 9/24/2012 10:01:52 AM |
first-favorite-bonus9 | $25.00 | 9/24/2012 10:02:52 AM |
hrubinst | $50.00 | 9/24/2012 9:58:50 AM |
blue-laudable-dinero | $25.00 | 9/24/2012 1:47:03 PM |
riproaringrapids | $50.00 | 9/24/2012 10:00:38 AM |
theboat | $30.00 | 9/24/2012 10:08:57 AM |
larslfe | $25.00 | 9/24/2012 10:10:34 AM |
meenan | $25.00 | 9/24/2012 10:36:27 AM |
jdrez | $43.06 | 9/24/2012 5:02:54 PM |
Theofficer | $46.85 | 9/24/2012 1:22:18 PM |
swampman | $50.00 | 9/24/2012 2:18:17 PM |
tesuji34 | $25.00 | 9/24/2012 2:44:31 PM |
Netminder | $25.00 | 9/24/2012 3:34:43 PM |
unforgettable-pound574 | $50.00 | 9/24/2012 5:06:27 PM |
Netminder | $25.00 | 9/24/2012 3:36:53 PM |
Plutis | $25.00 | 9/24/2012 5:06:32 PM |
keyfig | $25.00 | 9/24/2012 5:07:50 PM |
octoberfresh | $25.00 | 9/24/2012 5:21:06 PM |
NR | $25.00 | 9/24/2012 5:25:02 PM |
fairness-symphony2 | $50.00 | 9/24/2012 5:30:03 PM |
JoyfulVegetarian | $25.00 | 9/24/2012 6:14:28 PM |
sturdy-fairness0 | $50.00 | 9/24/2012 6:14:51 PM |
impartial-deal | $25.00 | 9/24/2012 5:42:21 PM |
amherstbird | $25.00 | 9/24/2012 6:59:08 PM |
george6791 | $50.00 | 9/24/2012 7:44:48 PM |
BigBag | $25.00 | 9/24/2012 9:17:27 PM |
atlrealtor | $30.00 | 9/24/2012 6:18:54 PM |
shrewd-dedication2 | $100.00 | 9/25/2012 1:42:06 AM |
Svigel | $25.00 | 9/25/2012 5:41:37 AM |
finder61 | $25.00 | 9/24/2012 7:15:03 PM |
Steveoo1 | $120.00 | 9/24/2012 7:25:09 PM |
rhino-investing-eagle | $40.00 | 9/25/2012 6:21:41 AM |
gustavholstopus32 | $25.00 | 9/25/2012 6:23:07 AM |
Solid-Platinum | $30.00 | 9/25/2012 12:17:15 AM |
compassion-angel4 | $50.00 | 9/25/2012 4:15:15 AM |
goal-responsibility4 | $74.47 | 9/25/2012 6:18:16 AM |
encore06 | $25.00 | 9/25/2012 6:29:47 AM |
simeonthewhale | $25.00 | 9/25/2012 8:02:18 AM |
Nopa | $25.00 | 9/25/2012 9:07:55 AM |
mlender | $25.00 | 9/25/2012 9:08:27 AM |
p1k4blu | $25.00 | 9/25/2012 9:01:12 AM |
sjlender | $100.00 | 9/25/2012 9:05:12 AM |
a-unflappable-finance | $100.00 | 9/25/2012 9:10:39 AM |
GmaJosephine | $25.00 | 9/25/2012 9:40:53 AM |
spirit07a | $100.00 | 9/25/2012 9:15:10 AM |
inspiring-marketplace | $25.00 | 9/25/2012 9:38:50 AM |
Clambake | $25.00 | 9/25/2012 9:58:46 AM |
thankful-nickel2 | $25.00 | 9/25/2012 10:01:44 AM |
AdamClemSC | $25.00 | 9/25/2012 9:35:36 AM |
Aimvest | $25.00 | 9/25/2012 9:51:54 AM |
coin-popcorn | $25.00 | 9/25/2012 9:53:00 AM |
orange-courageous-dedication | $25.00 | 9/25/2012 9:49:56 AM |
RocketSurgeon | $25.00 | 9/25/2012 9:53:02 AM |
csakhil | $50.00 | 9/25/2012 10:01:05 AM |
invincible-deal82 | $25.00 | 9/25/2012 10:08:07 AM |
platinum-attraction | $25.00 | 9/25/2012 10:15:38 AM |
principal-planetarium4 | $100.00 | 9/25/2012 10:17:09 AM |
Jester8967 | $25.00 | 9/25/2012 10:51:57 AM |
moneyguy01 | $33.26 | 9/25/2012 10:09:36 AM |
LAKESPRING | $25.00 | 9/25/2012 10:58:29 AM |
riskadverse44 | $25.00 | 9/25/2012 10:10:41 AM |
mar97 | $25.00 | 9/25/2012 10:23:44 AM |
LimaGuy | $33.22 | 9/25/2012 11:54:12 AM |
worth-burst | $31.00 | 9/25/2012 12:33:45 PM |
voipguy88 | $100.00 | 9/25/2012 12:50:14 PM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:27 PM |
gethsemane4 | $25.00 | 9/25/2012 10:30:28 AM |
Hasemoto | $25.00 | 9/25/2012 11:38:04 AM |
zanglish101 | $30.00 | 9/25/2012 10:40:35 AM |
heroic-payout9 | $25.00 | 9/25/2012 11:35:02 AM |
platinum-animal00 | $25.00 | 9/25/2012 3:00:58 PM |
mystical-kindness2 | $50.00 | 9/25/2012 12:50:20 PM |
loot-caper | $25.00 | 9/25/2012 3:46:59 PM |
doublediamond | $25.00 | 9/25/2012 2:40:43 PM |
blLending | $25.00 | 9/25/2012 3:55:52 PM |
aasx1108 | $25.00 | 9/25/2012 5:21:47 PM |
PK_USMC | $25.00 | 9/25/2012 5:24:07 PM |
soheagle | $25.00 | 9/25/2012 5:27:13 PM |
loot-hyperdrive7 | $54.00 | 9/25/2012 5:24:36 PM |
hawaiiangirl76 | $25.00 | 9/25/2012 5:25:17 PM |
1phantom | $25.00 | 9/25/2012 5:26:01 PM |
Castellan | $50.00 | 9/18/2012 9:19:31 AM |
logical-reward8 | $25.00 | 9/18/2012 9:11:50 AM |
Taxman44 | $25.00 | 9/18/2012 9:35:10 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:36 AM |
kfrench | $75.00 | 9/18/2012 10:56:39 AM |
commerce-gargantuan2 | $50.00 | 9/18/2012 10:46:05 AM |
giftgold | $25.00 | 9/18/2012 11:13:13 AM |
ready-interest9 | $25.00 | 9/18/2012 10:40:35 AM |
samurai2 | $25.00 | 9/18/2012 2:47:58 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:49 PM |
pdub | $750.00 | 9/18/2012 5:56:18 PM |
responsibility-butterfly | $25.00 | 9/18/2012 7:15:50 PM |
cash-kin7 | $50.00 | 9/19/2012 10:01:21 AM |
zippy-revenue8 | $25.00 | 9/19/2012 4:51:53 PM |
velocityasaurus-rex4 | $100.00 | 9/19/2012 5:01:49 PM |
j2ee | $50.00 | 9/19/2012 5:04:05 PM |
repayment-pagoda8 | $100.00 | 9/19/2012 5:08:31 PM |
socrates520 | $50.00 | 9/19/2012 11:34:05 PM |
bellaquito | $500.00 | 9/19/2012 6:28:39 PM |
speedy-point | $25.00 | 9/19/2012 11:46:56 PM |
broosky2 | $100.00 | 9/20/2012 7:44:39 AM |
bonafide-economy | $25.00 | 9/20/2012 6:54:11 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:28 AM |
a-finance-director | $50.00 | 9/20/2012 10:16:04 AM |
shaker348 | $50.00 | 9/20/2012 10:36:53 AM |
impartial-economy1 | $25.00 | 9/20/2012 5:57:07 PM |
cerebral-dollar773 | $25.00 | 9/21/2012 4:12:38 AM |
unrelenting-platinum2 | $25.00 | 9/21/2012 2:44:10 PM |
penny-kahuna0 | $25.00 | 9/21/2012 3:41:22 PM |
Investoman | $25.00 | 9/21/2012 5:21:32 PM |
coin-tweet | $50.00 | 9/21/2012 6:55:55 PM |
loan-mongoose1 | $25.00 | 9/22/2012 12:53:22 PM |
benevolent-loot5 | $48.00 | 9/23/2012 12:39:31 PM |
loyalty-locomotive | $25.00 | 9/23/2012 12:54:58 PM |
flo_rida | $100.00 | 9/23/2012 12:37:01 PM |
liberty-prometheus6 | $25.00 | 9/23/2012 12:54:21 PM |
jmb_lending | $25.00 | 9/23/2012 12:59:01 PM |
gain-neutrino9 | $25.00 | 9/23/2012 2:53:24 PM |
gold-disk | $25.00 | 9/24/2012 2:19:08 AM |
Castelj | $27.00 | 9/24/2012 4:41:41 AM |
runbix7 | $25.00 | 9/24/2012 4:57:31 AM |
Bank_Of_XL | $25.00 | 9/23/2012 5:16:13 PM |
antlr | $25.00 | 9/23/2012 5:43:37 PM |
CJMC | $25.00 | 9/23/2012 7:01:13 PM |
the-determined-value | $50.00 | 9/23/2012 8:09:37 PM |
be_wise | $25.00 | 9/23/2012 7:28:42 PM |
stealthzap | $75.00 | 9/24/2012 1:38:44 AM |
ouyangers | $100.00 | 9/24/2012 4:21:58 AM |
abundant-exchange | $50.00 | 9/24/2012 6:35:42 AM |
trade-wildcat2 | $25.00 | 9/24/2012 7:13:07 AM |
american6 | $50.00 | 9/24/2012 9:07:04 AM |
agalt | $75.00 | 9/24/2012 9:11:33 AM |
simplelender80 | $500.00 | 9/24/2012 7:16:55 AM |
dpjd | $25.00 | 9/24/2012 9:16:14 AM |
selfmademan | $25.00 | 9/24/2012 9:16:57 AM |
Tradesmanlender | $25.00 | 9/24/2012 9:22:09 AM |
intuitive-basis | $25.00 | 9/24/2012 9:23:26 AM |
budyzr | $25.00 | 9/24/2012 9:29:42 AM |
skuba | $75.00 | 9/24/2012 9:33:39 AM |
lostontheedge | $25.00 | 9/24/2012 9:35:26 AM |
trade-boots1 | $100.00 | 9/24/2012 9:05:21 AM |
decisive-marketplace3 | $25.00 | 9/24/2012 9:02:03 AM |
jpskylar187 | $25.00 | 9/24/2012 9:42:35 AM |
don8ter | $50.00 | 9/24/2012 9:45:45 AM |
forthright-euro8 | $25.00 | 9/24/2012 9:48:38 AM |
gWellington | $25.00 | 9/24/2012 9:52:39 AM |
gold-position | $25.00 | 9/24/2012 9:54:05 AM |
AnxiousAirman | $50.00 | 9/24/2012 9:54:31 AM |
mr_haldane | $100.00 | 9/24/2012 9:11:43 AM |
mtquan | $25.00 | 9/24/2012 10:00:47 AM |
silver-acrobat5 | $25.00 | 9/24/2012 9:12:11 AM |
ChicoBob | $25.00 | 9/24/2012 9:12:42 AM |
prudent-dough458 | $25.00 | 9/24/2012 10:09:17 AM |
UstedEsElHombre | $100.00 | 9/24/2012 10:09:44 AM |
standanddeliver | $50.00 | 9/24/2012 9:17:46 AM |
brazilofmux | $100.00 | 9/24/2012 9:18:29 AM |
kdsmaclean | $25.00 | 9/24/2012 9:19:01 AM |
money-bopper3 | $25.00 | 9/24/2012 9:21:11 AM |
hard-working-rate3 | $25.00 | 9/24/2012 9:22:30 AM |
FrayBentos | $25.00 | 9/24/2012 9:22:47 AM |
c4shmunne | $50.00 | 9/24/2012 9:24:07 AM |
well-mannered-power8 | $25.00 | 9/24/2012 9:26:22 AM |
attentive-compassion1 | $50.00 | 9/24/2012 9:17:25 AM |
dynadave | $1,000.00 | 9/24/2012 9:18:02 AM |
Dave0 | $25.00 | 9/24/2012 9:19:05 AM |
SMARTDISK | $25.00 | 9/24/2012 9:28:25 AM |
krisran | $50.00 | 9/24/2012 9:21:05 AM |
TLIngram | $25.00 | 9/24/2012 9:29:08 AM |
fortytwo | $150.00 | 9/24/2012 9:31:02 AM |
just21andy | $25.00 | 9/24/2012 9:37:33 AM |
awwaww | $25.00 | 9/24/2012 9:27:06 AM |
OldFriend | $25.00 | 9/24/2012 9:42:08 AM |
velocity-solo | $25.00 | 9/24/2012 9:43:56 AM |
orange-penny-shooter | $25.00 | 9/24/2012 9:45:28 AM |
income-fortress | $25.00 | 9/24/2012 9:47:59 AM |
red-robust-rupee | $25.00 | 9/24/2012 9:39:04 AM |
loan-mammal | $100.00 | 9/24/2012 9:50:20 AM |
hitsman | $50.00 | 9/24/2012 9:50:50 AM |
ryreesado | $25.00 | 9/24/2012 9:51:25 AM |
leeball | $50.00 | 9/24/2012 9:53:33 AM |
prudent-payment316 | $25.00 | 9/24/2012 9:55:38 AM |
adaboy65 | $100.00 | 9/24/2012 9:44:15 AM |
bds9646 | $26.00 | 9/24/2012 9:46:07 AM |
FlexFunding | $100.00 | 9/24/2012 1:09:27 PM |
AvPro | $25.00 | 9/24/2012 9:58:59 AM |
AFairDeal | $25.00 | 9/24/2012 9:47:27 AM |
enticing-note | $25.00 | 9/24/2012 10:00:27 AM |
compassionate-payment218 | $25.00 | 9/24/2012 1:28:50 PM |
platinum-lightning | $50.00 | 9/24/2012 10:01:40 AM |
dharma1 | $25.00 | 9/24/2012 9:57:25 AM |
gentle-gold | $25.00 | 9/24/2012 10:04:24 AM |
BuffetRocks | $50.00 | 9/24/2012 10:05:40 AM |
gjm6d | $25.00 | 9/24/2012 10:06:02 AM |
Charmart | $25.00 | 9/24/2012 3:13:58 PM |
SBT | $25.00 | 9/24/2012 10:36:14 AM |
generosity-battalion0 | $46.66 | 9/24/2012 10:43:45 AM |
scholarly-benefit5 | $25.00 | 9/24/2012 10:47:41 AM |
Vegasjim | $25.00 | 9/24/2012 10:38:31 AM |
lakrav | $25.00 | 9/24/2012 10:47:47 AM |
compatible-deal9 | $50.00 | 9/24/2012 10:50:21 AM |
palmetto933 | $25.00 | 9/24/2012 4:45:42 PM |
community-seahorse0 | $25.00 | 9/24/2012 11:21:02 AM |
Netminder | $25.00 | 9/24/2012 11:22:53 AM |
thenadamgoes | $50.00 | 9/24/2012 11:35:02 AM |
JonDough | $25.00 | 9/24/2012 12:56:00 PM |
dank-of-america | $25.02 | 9/24/2012 1:04:46 PM |
Leshan | $50.00 | 9/24/2012 1:46:28 PM |
radforj22 | $50.00 | 9/24/2012 2:00:56 PM |
gnuey | $25.00 | 9/24/2012 4:56:35 PM |
Kyjamune | $25.00 | 9/24/2012 5:04:13 PM |
Darts | $50.00 | 9/24/2012 5:23:59 PM |
loot-heart | $25.00 | 9/24/2012 5:31:33 PM |
Tylerh | $250.00 | 9/24/2012 5:39:43 PM |
djs81 | $75.00 | 9/24/2012 5:21:13 PM |
useful-money715 | $25.00 | 9/24/2012 5:21:25 PM |
Great-Mom | $25.00 | 9/24/2012 5:22:13 PM |
Yogidog | $25.00 | 9/24/2012 5:32:01 PM |
Glory_Honor_Orange | $33.90 | 9/24/2012 5:41:35 PM |
Supernick | $500.00 | 9/24/2012 5:39:58 PM |
wwwUniversal | $25.00 | 9/24/2012 6:18:29 PM |
bb575 | $50.00 | 9/24/2012 6:44:11 PM |
YampaQuant | $25.00 | 9/24/2012 5:51:22 PM |
nuclearmoose | $50.00 | 9/24/2012 6:06:55 PM |
TryingToHelpUsBoth | $25.00 | 9/25/2012 3:24:03 AM |
MKKBucks | $25.00 | 9/24/2012 6:47:36 PM |
SamyFromRI | $25.00 | 9/24/2012 6:56:22 PM |
favorable-bill380 | $25.00 | 9/25/2012 5:55:27 AM |
Brklyn01 | $25.00 | 9/24/2012 7:37:30 PM |
coin-lesson3 | $62.15 | 9/25/2012 6:31:31 AM |
contract-amigo7 | $25.00 | 9/25/2012 7:27:08 AM |
chorus731 | $25.00 | 9/24/2012 10:56:05 PM |
Ghostchylde | $50.00 | 9/24/2012 10:59:59 PM |
BorthersKeeper | $25.00 | 9/25/2012 7:54:25 AM |
KLCRAY | $50.00 | 9/25/2012 2:19:56 AM |
safe-commerce | $25.00 | 9/25/2012 1:47:06 AM |
venture799 | $31.35 | 9/25/2012 8:33:15 AM |
Mad_Scientist | $25.00 | 9/25/2012 4:44:38 AM |
loyalty-hornet6 | $25.00 | 9/25/2012 6:34:35 AM |
emergencyMD | $25.00 | 9/25/2012 7:53:43 AM |
Rulea72 | $25.00 | 9/25/2012 7:35:35 AM |
LTR | $25.00 | 9/25/2012 8:19:33 AM |
unforgettable-wealth4 | $50.00 | 9/25/2012 9:06:25 AM |
Empower-personal-responsibility | $25.00 | 9/25/2012 8:33:20 AM |
Suit | $100.00 | 9/25/2012 8:53:52 AM |
slartibardfast | $25.00 | 9/25/2012 9:09:13 AM |
unafraid-loan5 | $25.00 | 9/25/2012 9:05:09 AM |
caring-marketplace6 | $30.00 | 9/25/2012 9:06:03 AM |
loyalty-delight6 | $25.00 | 9/25/2012 9:30:12 AM |
PRGuyinVA | $25.00 | 9/25/2012 9:23:24 AM |
lagnisiruk | $25.00 | 9/25/2012 9:24:06 AM |
spirited-camaraderi | $77.11 | 9/25/2012 9:31:52 AM |
Frankieb21 | $25.00 | 9/25/2012 9:53:18 AM |
turbostar666 | $25.00 | 9/25/2012 9:39:02 AM |
BxRealtor | $25.00 | 9/25/2012 9:43:18 AM |
tlam168 | $25.00 | 9/25/2012 9:43:40 AM |
minista | $25.00 | 9/25/2012 10:07:39 AM |
Kunakiku | $25.00 | 9/25/2012 9:56:36 AM |
zone6 | $100.00 | 9/25/2012 10:36:42 AM |
commitment-antioxidant8 | $25.00 | 9/25/2012 10:06:40 AM |
Cheburashka | $30.00 | 9/25/2012 10:19:10 AM |
x-lender | $25.00 | 9/25/2012 10:20:18 AM |
sgt-schultz | $40.00 | 9/25/2012 11:35:40 AM |
social-tostada9 | $50.00 | 9/25/2012 11:50:57 AM |
wigglesworth4 | $100.00 | 9/25/2012 10:30:45 AM |
Geologist-67 | $25.00 | 9/25/2012 11:59:23 AM |
chas | $59.00 | 9/25/2012 10:16:15 AM |
Natronpee | $25.00 | 9/25/2012 10:17:20 AM |
loaninvesting | $25.00 | 9/25/2012 10:34:56 AM |
Kapidani12 | $50.00 | 9/25/2012 10:19:03 AM |
currency-persimmon | $26.00 | 9/25/2012 10:39:11 AM |
ferocious-benefit7 | $25.00 | 9/25/2012 4:32:17 PM |
frankdelraza | $25.00 | 9/25/2012 10:44:39 AM |
Dakota98 | $25.00 | 9/25/2012 4:48:18 PM |
DaveTheWave | $25.00 | 9/25/2012 10:51:18 AM |
mindful-deal877 | $25.00 | 9/25/2012 11:53:09 AM |
market-motor6 | $25.00 | 9/25/2012 2:05:11 PM |
hope-magnitude8 | $25.00 | 9/25/2012 2:06:09 PM |
domi1234 | $25.00 | 9/25/2012 3:14:04 PM |
moneytolend72 | $25.00 | 9/25/2012 4:30:53 PM |
nimble-payout818 | $50.00 | 9/25/2012 5:01:45 PM |
BizAnalyst | $50.00 | 9/25/2012 5:03:38 PM |
Zolton | $149.00 | 9/25/2012 5:09:49 PM |
velocity-javelin8 | $25.00 | 9/25/2012 5:16:20 PM |
ualf | $50.00 | 9/25/2012 5:27:22 PM |
dollar-idol7 | $25.00 | 9/25/2012 5:22:46 PM |
timbob | $100.00 | 9/25/2012 5:24:21 PM |
benjamins-utopia | $100.00 | 9/25/2012 5:30:36 PM |
403 Investments
|
Borrower Payment Dependent Notes Series
639491
This series of Notes was issued and sold upon the funding of the borrower loan #75406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $441.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 28% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,841 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-point-habanero |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to acquire an existing small animal veterinary house call practice.
My financial situation:
I am a good candidate for this loan because I have a good credit rating, pay all bills on time, am financially responsible, and will make this business very successful.
Monthly net income: $3800
Monthly expenses: $
Housing: $1000
Insurance: $100
Car expenses: $600
Utilities: $100
Phone, cable, internet: $120
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/20/2012 5:31:06 PM |
income-triangulation1 | $25.00 | 9/20/2012 5:01:20 PM |
cash-mad-scientist3 | $25.00 | 9/20/2012 5:09:45 PM |
transaction-keeper5 | $25.00 | 9/20/2012 5:16:50 PM |
commerce-venture1 | $25.00 | 9/20/2012 5:17:17 PM |
RGlad | $250.00 | 9/20/2012 5:06:31 PM |
supreme-treasure8 | $100.00 | 9/20/2012 5:10:24 PM |
best-bonafide-p2p | $50.00 | 9/20/2012 5:14:59 PM |
bazaar-tulip | $218.00 | 9/20/2012 6:26:13 PM |
fund-medalist171 | $25.00 | 9/20/2012 5:53:56 PM |
52digital | $75.00 | 9/20/2012 5:40:45 PM |
pierrelasvegas | $25.00 | 9/20/2012 6:16:52 PM |
LoanerPrincipal | $25.00 | 9/20/2012 7:01:08 PM |
scoobiedoo | $40.02 | 9/20/2012 7:26:15 PM |
networks4ever | $25.00 | 9/20/2012 5:56:15 PM |
integrity-reactor4 | $100.00 | 9/20/2012 6:23:17 PM |
Christophe | $25.00 | 9/21/2012 6:25:03 AM |
reduce_US_govt_debt | $35.00 | 9/21/2012 9:04:02 AM |
receptive-affluence035 | $25.00 | 9/21/2012 7:04:01 AM |
phenomenal-rate1 | $500.00 | 9/21/2012 9:14:51 AM |
careful-vigilance4 | $25.00 | 9/21/2012 9:25:39 AM |
dariop | $25.01 | 9/21/2012 9:11:42 AM |
LeReve | $500.00 | 9/21/2012 9:29:48 AM |
DevinHill | $25.00 | 9/21/2012 9:30:35 AM |
thankful-nickel2 | $25.00 | 9/21/2012 10:44:54 AM |
MI2 | $5,000.00 | 9/21/2012 12:28:03 PM |
openness-cosmos9 | $100.00 | 9/21/2012 12:36:15 PM |
reflective-rupee | $25.00 | 9/21/2012 9:59:04 AM |
well-rounded-felicity378 | $25.00 | 9/21/2012 12:43:13 PM |
buffalobills | $25.00 | 9/21/2012 2:18:47 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:50:59 PM |
revenue-serenity | $25.00 | 9/21/2012 3:28:20 PM |
Vector | $25.00 | 9/21/2012 2:31:07 PM |
charming-balance5 | $50.00 | 9/21/2012 4:41:15 PM |
blue-silver-ruler | $25.00 | 9/21/2012 4:03:12 PM |
Peacepower | $30.00 | 9/21/2012 4:14:15 PM |
sunwell | $50.00 | 9/21/2012 4:37:53 PM |
green-high-five7 | $25.00 | 9/21/2012 4:44:48 PM |
mercuriant | $25.00 | 9/21/2012 5:03:14 PM |
leverage-monger | $44.00 | 9/21/2012 1:55:48 PM |
WalnutCreekguy | $50.00 | 9/21/2012 5:47:53 PM |
MyPFBlog | $25.00 | 9/21/2012 5:58:14 PM |
profit-powerplant | $25.00 | 9/21/2012 5:47:13 PM |
Astyanax | $35.00 | 9/21/2012 8:38:56 PM |
chrisb1414 | $25.00 | 9/21/2012 9:28:52 PM |
LendingPimp_2 | $100.00 | 9/22/2012 1:39:34 AM |
tech310 | $50.00 | 9/21/2012 6:29:15 PM |
rockhound84 | $50.00 | 9/21/2012 6:39:28 PM |
Mr_School_Boy_Cookies | $25.00 | 9/22/2012 3:55:40 AM |
LendingLovers | $25.31 | 9/21/2012 10:51:32 PM |
blue-subtle-integrity | $100.00 | 9/22/2012 5:06:35 AM |
dollar-tornado3 | $25.00 | 9/22/2012 7:34:40 AM |
stocker | $25.00 | 9/22/2012 3:23:16 AM |
Skynxhunt | $25.00 | 9/22/2012 9:32:19 AM |
dordee | $40.00 | 9/22/2012 10:48:26 AM |
repayment-uprising | $25.00 | 9/22/2012 9:57:44 AM |
blue-lucrative-rate | $100.00 | 9/22/2012 10:20:01 AM |
radforj22 | $25.00 | 9/22/2012 11:15:44 AM |
peace-sorcerer | $25.00 | 9/22/2012 11:34:07 AM |
roland1 | $25.00 | 9/22/2012 12:09:43 PM |
willinvest | $25.00 | 9/22/2012 12:37:15 PM |
dukeiyer | $25.00 | 9/22/2012 1:03:17 PM |
Wellman | $25.00 | 9/22/2012 1:03:25 PM |
integrity-builder | $50.00 | 9/22/2012 12:58:35 PM |
benevolent1 | $25.00 | 9/22/2012 1:16:56 PM |
asiaratt | $50.00 | 9/22/2012 1:38:10 PM |
pragmatic-auction8 | $25.00 | 9/22/2012 1:46:19 PM |
CA-Lender | $25.00 | 9/22/2012 2:44:40 PM |
payment-halo | $14.37 | 9/22/2012 7:45:19 PM |
hml | $25.00 | 9/22/2012 3:12:23 PM |
wise-bonus-orchid | $50.00 | 9/22/2012 6:10:37 PM |
CalBear08 | $33.33 | 9/22/2012 6:30:46 PM |
_NaLNaBB | $150.00 | 9/22/2012 5:12:39 PM |
payment-gusto | $25.00 | 9/22/2012 5:42:28 PM |
greenback-snowdome1 | $100.00 | 9/22/2012 7:17:43 PM |
heavenly-interest9 | $1,000.00 | 9/20/2012 5:52:49 PM |
lowrater | $50.70 | 9/20/2012 5:06:09 PM |
friendly-gold | $25.00 | 9/20/2012 5:01:48 PM |
durability-seahorse7 | $50.00 | 9/20/2012 5:11:56 PM |
I_Like_to_Invest | $25.00 | 9/20/2012 5:43:38 PM |
Beld | $50.00 | 9/20/2012 5:44:52 PM |
the-silver-blaster | $50.00 | 9/20/2012 5:47:09 PM |
cp-family | $50.00 | 9/20/2012 5:20:21 PM |
selector568 | $300.00 | 9/20/2012 5:26:14 PM |
money-baron | $50.00 | 9/20/2012 6:09:39 PM |
finance-boomerang0 | $25.00 | 9/20/2012 5:15:26 PM |
LendingPimp_2 | $26.00 | 9/20/2012 5:19:26 PM |
julijask | $25.00 | 9/20/2012 6:43:54 PM |
first-pragmatic-power | $25.00 | 9/20/2012 5:58:07 PM |
mindful-generosity1 | $50.00 | 9/20/2012 6:09:34 PM |
beachfunder | $100.00 | 9/20/2012 6:21:54 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:24 AM |
1stPlace | $50.00 | 9/21/2012 6:42:50 AM |
capital-investor8 | $25.00 | 9/21/2012 6:59:30 AM |
five-star-justice | $25.00 | 9/21/2012 6:52:17 AM |
ingenious-deal6 | $25.00 | 9/21/2012 9:50:17 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:34 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:51 AM |
pdub | $500.00 | 9/21/2012 12:21:18 PM |
diplomatic-wealth7 | $25.00 | 9/21/2012 9:51:33 AM |
azazle | $50.00 | 9/21/2012 12:49:37 PM |
FinanceEngine | $60.00 | 9/21/2012 3:33:48 PM |
desertoasis | $50.00 | 9/21/2012 3:37:54 PM |
whitegold24k | $100.00 | 9/21/2012 4:25:37 PM |
benefit-thunder0 | $25.00 | 9/21/2012 4:51:01 PM |
heerzaquestion | $25.00 | 9/21/2012 4:54:44 PM |
big-mac-50 | $200.00 | 9/21/2012 1:02:36 PM |
kulender | $50.00 | 9/21/2012 1:49:47 PM |
Use_It_Wisely | $25.00 | 9/21/2012 2:44:17 PM |
bold-direct-asset | $50.00 | 9/21/2012 5:11:43 PM |
thelovebug | $100.00 | 9/21/2012 5:04:16 PM |
robust-diversification3 | $50.00 | 9/21/2012 5:39:30 PM |
musegaze | $50.00 | 9/21/2012 5:39:39 PM |
nevee | $30.00 | 9/21/2012 5:21:59 PM |
money-bauble | $100.00 | 9/21/2012 6:01:41 PM |
enchanted-note | $25.00 | 9/21/2012 5:39:54 PM |
Kissabledevil | $25.00 | 9/21/2012 7:37:31 PM |
Megaton | $25.00 | 9/21/2012 8:11:07 PM |
Enz0 | $195.00 | 9/21/2012 8:22:38 PM |
hellasow | $50.00 | 9/21/2012 6:24:54 PM |
papaloha | $25.00 | 9/21/2012 10:04:00 PM |
irrelevant | $50.00 | 9/22/2012 5:08:27 AM |
abnvette | $25.00 | 9/22/2012 7:15:26 AM |
Investing-in-you-2 | $31.11 | 9/22/2012 8:36:19 AM |
credible-benjamins724 | $25.00 | 9/22/2012 7:34:27 AM |
massuot | $25.00 | 9/21/2012 11:58:28 PM |
authoritative-capital | $50.00 | 9/22/2012 10:49:08 AM |
gtdane | $32.71 | 9/22/2012 11:30:18 AM |
gimincorp | $25.00 | 9/22/2012 8:37:24 AM |
mbf2234 | $29.44 | 9/22/2012 9:28:41 AM |
enriched-return057 | $150.00 | 9/22/2012 12:23:41 PM |
shrewd-peace7 | $25.00 | 9/22/2012 12:37:27 PM |
Bob450 | $25.00 | 9/22/2012 12:20:10 PM |
bob450-roth | $25.00 | 9/22/2012 12:26:04 PM |
cropdust3r | $25.00 | 9/22/2012 12:43:09 PM |
life-is-great | $25.00 | 9/22/2012 1:12:11 PM |
bouttruckin | $25.00 | 9/22/2012 1:02:51 PM |
wwwUniversal | $25.00 | 9/22/2012 1:42:39 PM |
credit-adventurer313 | $30.00 | 9/22/2012 1:50:27 PM |
Comoparklender | $25.00 | 9/22/2012 1:29:05 PM |
mikbos | $25.00 | 9/22/2012 1:40:34 PM |
SBT | $25.00 | 9/22/2012 1:58:26 PM |
peaceful-agreement2 | $50.00 | 9/22/2012 7:13:24 PM |
143 Investments
|
Borrower Payment Dependent Notes Series
639507
This series of Notes was issued and sold upon the funding of the borrower loan #75190, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,300.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $419.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1981 |
Debt/Income ratio:
| 18% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 19y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,163 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| funds-fluffy-bunny5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate a debt
My financial situation:
I am a good candidate for this loan because...I am responsible.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 9/15/2012 12:07:04 PM |
spartacusiam | $25.00 | 9/15/2012 12:25:08 PM |
Culebra1930 | $75.00 | 9/15/2012 12:17:09 PM |
community-burrito9 | $25.00 | 9/15/2012 2:26:32 PM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:38 PM |
simplelender80 | $500.00 | 9/17/2012 9:27:16 AM |
responsibility-butterfly | $25.00 | 9/17/2012 11:08:27 AM |
community-seahorse0 | $50.00 | 9/18/2012 7:21:38 AM |
durability-seahorse7 | $100.00 | 9/18/2012 8:39:14 AM |
logical-reward8 | $25.00 | 9/18/2012 9:11:39 AM |
handy-money9 | $75.00 | 9/18/2012 10:52:13 AM |
imogen22 | $25.00 | 9/18/2012 12:43:30 PM |
bewitching-commitment421 | $50.00 | 9/18/2012 11:31:19 AM |
windguy | $50.00 | 9/18/2012 12:47:34 PM |
pdub | $500.00 | 9/18/2012 5:57:10 PM |
community-stream9 | $25.00 | 9/18/2012 8:39:37 PM |
Leopoldine | $25.00 | 9/19/2012 9:15:22 AM |
britgsb | $50.00 | 9/19/2012 10:33:03 AM |
compassion-twister2 | $50.00 | 9/19/2012 6:14:25 PM |
socrates520 | $50.00 | 9/19/2012 11:33:58 PM |
Nazbuster | $200.00 | 9/20/2012 7:03:20 PM |
penny-kahuna0 | $25.00 | 9/21/2012 3:41:19 PM |
cardminger | $25.00 | 9/22/2012 12:05:41 PM |
djs81 | $48.00 | 9/22/2012 12:46:53 PM |
velocityasaurus-rex4 | $100.00 | 9/22/2012 1:21:20 PM |
Isotope | $25.00 | 9/22/2012 1:58:31 PM |
california111 | $100.00 | 9/22/2012 2:03:58 PM |
payment-gusto | $25.00 | 9/22/2012 5:45:02 PM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:41 PM |
integrity-builder | $50.00 | 9/23/2012 7:52:47 AM |
Investoman | $25.00 | 9/23/2012 12:13:05 PM |
flo_rida | $100.00 | 9/23/2012 12:36:58 PM |
liberty-prometheus6 | $25.00 | 9/23/2012 12:54:19 PM |
billnsc | $25.00 | 9/24/2012 4:52:36 AM |
transparency-silo2 | $25.00 | 9/24/2012 9:04:58 AM |
availableloan | $25.00 | 9/24/2012 9:18:27 AM |
flugbone | $50.00 | 9/24/2012 9:23:03 AM |
green28 | $50.00 | 9/24/2012 1:26:45 PM |
compatible-deal9 | $50.00 | 9/24/2012 10:47:21 AM |
compassionate-payment218 | $25.00 | 9/24/2012 1:28:49 PM |
myextracash | $25.00 | 9/24/2012 2:14:05 PM |
myduck | $40.00 | 9/24/2012 3:09:57 PM |
Darts | $50.00 | 9/24/2012 5:23:56 PM |
fairness-symphony2 | $50.00 | 9/24/2012 5:29:24 PM |
hitsman | $50.00 | 9/24/2012 5:40:06 PM |
new-diversification-owner | $25.00 | 9/24/2012 7:24:29 PM |
Brisket_Bob | $52.62 | 9/25/2012 6:15:22 AM |
bletourn | $25.00 | 9/24/2012 7:36:40 PM |
TryingToHelpUsBoth | $25.00 | 9/25/2012 3:27:10 AM |
Lev8 | $25.00 | 9/25/2012 9:34:40 AM |
wwwUniversal | $25.00 | 9/25/2012 10:32:51 AM |
Obiwan_Kanobi | $25.00 | 9/25/2012 10:46:13 AM |
voipguy88 | $100.00 | 9/25/2012 12:51:00 PM |
FL-Lender | $30.00 | 9/25/2012 4:34:55 PM |
loot-knickers5 | $250.00 | 9/25/2012 12:39:03 PM |
ktfritz | $25.00 | 9/25/2012 5:04:31 PM |
Barrayaran | $25.00 | 9/25/2012 1:37:24 PM |
magical-kindness888888 | $50.00 | 9/25/2012 4:52:09 PM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:26 PM |
nimble-payout818 | $50.00 | 9/25/2012 5:01:44 PM |
loot-caper | $25.00 | 9/25/2012 3:46:59 PM |
tenacious-peace954 | $100.00 | 9/25/2012 5:04:43 PM |
bankojerry | $25.00 | 9/25/2012 4:26:50 PM |
adaboy65 | $100.00 | 9/25/2012 5:03:20 PM |
marketplace-cello5 | $25.00 | 9/25/2012 5:04:47 PM |
Taxman44 | $25.00 | 9/15/2012 12:37:02 PM |
lionheart722 | $100.00 | 9/15/2012 12:34:13 PM |
RothySkynx | $25.00 | 9/15/2012 7:16:20 PM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:19 PM |
transparency-sapling | $25.00 | 9/16/2012 7:15:55 AM |
EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:54 AM |
Dubbs360 | $500.00 | 9/17/2012 9:32:26 AM |
jcornehlsen | $25.00 | 9/17/2012 6:22:46 PM |
Castellan | $50.00 | 9/18/2012 9:19:24 AM |
neighborly-hope6 | $100.00 | 9/18/2012 9:45:36 AM |
excellent-funds649 | $130.00 | 9/18/2012 10:35:11 AM |
Cherrypicker | $30.00 | 9/18/2012 3:11:23 PM |
unrelenting-power5 | $25.00 | 9/18/2012 4:03:13 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:44 PM |
cash-kin7 | $50.00 | 9/19/2012 10:01:12 AM |
transaction-keeper5 | $25.00 | 9/19/2012 5:26:31 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:26 PM |
commerce-gargantuan2 | $50.00 | 9/19/2012 5:59:41 PM |
powerful-return1 | $25.00 | 9/19/2012 9:36:21 PM |
broosky2 | $100.00 | 9/20/2012 7:44:36 AM |
bonafide-economy | $25.00 | 9/20/2012 6:54:08 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:21 AM |
Kissabledevil | $25.00 | 9/21/2012 7:41:18 PM |
houli123 | $50.00 | 9/22/2012 3:11:27 AM |
bellaquito | $500.00 | 9/22/2012 2:29:04 PM |
j2ee | $50.00 | 9/23/2012 12:34:21 PM |
auction-sage | $100.00 | 9/23/2012 12:45:54 PM |
CJMC | $25.00 | 9/23/2012 7:01:12 PM |
knowledgeable-silver6 | $25.00 | 9/24/2012 9:09:30 AM |
martinatime | $50.00 | 9/24/2012 9:27:30 AM |
mr_haldane | $100.00 | 9/24/2012 9:11:42 AM |
adventurer447 | $300.00 | 9/24/2012 9:13:46 AM |
compoundinterest | $25.00 | 9/24/2012 9:49:28 AM |
Jofga | $25.00 | 9/24/2012 9:58:34 AM |
FlexFunding | $40.53 | 9/24/2012 1:11:59 PM |
Netminder | $25.00 | 9/24/2012 3:39:58 PM |
JpNetInvestments | $100.00 | 9/24/2012 10:32:37 AM |
FlexFunding | $100.00 | 9/24/2012 1:08:15 PM |
Index_Plus | $5,000.00 | 9/24/2012 1:42:34 PM |
swampman | $50.00 | 9/24/2012 2:18:16 PM |
azazle | $50.00 | 9/24/2012 2:30:21 PM |
Tradesmanlender | $25.00 | 9/24/2012 5:26:31 PM |
subtle-revenue0 | $25.00 | 9/24/2012 5:39:42 PM |
KLCRAY | $50.00 | 9/25/2012 2:19:54 AM |
circustab | $50.00 | 9/25/2012 7:41:40 AM |
loyalty-hornet6 | $25.00 | 9/25/2012 6:34:32 AM |
Leshan | $50.00 | 9/25/2012 7:39:14 AM |
marshallmanhattan | $25.01 | 9/25/2012 7:15:15 AM |
lagnisiruk | $25.00 | 9/25/2012 9:24:06 AM |
Aimvest | $25.00 | 9/25/2012 9:51:52 AM |
currency-persimmon | $35.00 | 9/25/2012 10:37:02 AM |
platinum-animal00 | $25.00 | 9/25/2012 3:00:57 PM |
moneytolend72 | $25.00 | 9/25/2012 4:28:44 PM |
Pickmar | $25.00 | 9/25/2012 12:04:42 PM |
inspiring-marketplace | $25.00 | 9/25/2012 5:03:19 PM |
social-tostada9 | $50.00 | 9/25/2012 11:50:56 AM |
larslfe | $25.00 | 9/25/2012 5:05:53 PM |
jhussey | $43.84 | 9/25/2012 5:06:08 PM |
sinner_c5 | $25.00 | 9/25/2012 2:14:07 PM |
Clambake | $25.00 | 9/25/2012 5:01:21 PM |
narblark | $50.00 | 9/25/2012 5:03:34 PM |
hostbank | $100.00 | 9/25/2012 5:05:17 PM |
Dakota98 | $25.00 | 9/25/2012 4:48:16 PM |
figs4u2 | $100.00 | 9/25/2012 5:01:11 PM |
BizAnalyst | $50.00 | 9/25/2012 5:03:37 PM |
p2p-scientist868 | $50.00 | 9/25/2012 5:04:21 PM |
orange-courageous-dedication | $25.00 | 9/25/2012 5:04:39 PM |
unforgettable-pound574 | $50.00 | 9/25/2012 5:05:45 PM |
133 Investments
|
Borrower Payment Dependent Notes Series
639575
This series of Notes was issued and sold upon the funding of the borrower loan #75076, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $537.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 28% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 17y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,339 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| Mika2160 |
Borrower's state:
| Michigan |
Borrower's group:
| Debt Consolidators |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 59 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $11,200.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2011)
620-639
(Jan-2008)
580-599
(Jan-2007)
580-599
(Jan-2007)
|
Principal balance:
| $3,695.62 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 59 | | |
Description
Other
This loan will be used to help out the kids to get reliable transportation. Both in a poor vehicle situation. One lost his job due to no transportation. One falling behind on car payment due to being off work to have a child.(she just returned to work but behind on bills) As a mom, would like to help out the kids but mom needs Prosper's help.
Thank you for your assistance on this.
My financial situation:
I am a good candidate for this loan because I have been an avid Prosper fan and have taken out and paid in full prior loans. I have a current loan open that will be paid off with part of this loan so I can keep my monthly payment to a minimum and at a reasonable payment amount that I can afford and still be able to help my kids.
Monthly net income: $2760.00
Monthly expenses: $1228.00 total expenses for the month. Breakdown is below.
Housing: $ (do not pay for housing)
Insurance: $70.00 per month for car
Car expenses: $299.00 per month
Utilities: $ (do not pay utilities)
Phone, cable, internet: $385.00 per month
Food, entertainment: $100.00 est per month
Clothing, household expenses: $100.00 est per month
Credit cards and other loans: $274.00 per month for current Prosper loan and 2 CCs.
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
trumpeter5 | $25.00 | 9/22/2012 12:01:48 PM |
dime-sprout | $25.00 | 9/22/2012 12:12:24 PM |
pembull | $25.00 | 9/22/2012 12:03:18 PM |
commitment-tom-tom | $25.00 | 9/22/2012 12:08:26 PM |
gain-equator | $50.00 | 9/22/2012 12:08:51 PM |
handshake5 | $100.00 | 9/22/2012 12:32:05 PM |
moola-accelerator6 | $50.00 | 9/22/2012 12:12:50 PM |
Aliso-Viejo | $50.00 | 9/22/2012 12:32:24 PM |
Hambone1111 | $25.00 | 9/22/2012 12:15:02 PM |
leverage-sensai6 | $25.00 | 9/22/2012 12:44:34 PM |
WalnutCreekguy | $50.00 | 9/22/2012 12:25:04 PM |
supreme-treasure8 | $100.00 | 9/22/2012 12:39:51 PM |
wizard750 | $28.00 | 9/22/2012 12:26:59 PM |
persist_in_doing | $25.00 | 9/22/2012 12:51:20 PM |
market-pudding | $25.00 | 9/22/2012 12:52:58 PM |
p2p-czar3 | $25.00 | 9/22/2012 12:33:39 PM |
susurrus | $100.00 | 9/22/2012 12:36:00 PM |
bazaar-tulip | $25.00 | 9/22/2012 12:39:48 PM |
TheHillsAreAlive | $25.00 | 9/22/2012 12:52:05 PM |
jwesleym | $25.00 | 9/22/2012 1:01:46 PM |
payout-paradise5 | $25.00 | 9/22/2012 1:02:43 PM |
fuse136 | $25.00 | 9/22/2012 12:46:55 PM |
the-profit-oracle | $25.00 | 9/22/2012 12:49:10 PM |
gethsemane4 | $25.00 | 9/22/2012 1:00:39 PM |
genius520 | $100.00 | 9/22/2012 1:01:08 PM |
lakehavasu88 | $25.00 | 9/22/2012 1:01:20 PM |
jazzlender | $25.00 | 9/22/2012 1:01:29 PM |
money-surge1 | $25.00 | 9/22/2012 1:10:15 PM |
first-resolute-deal | $25.00 | 9/22/2012 1:11:35 PM |
gallant-economy9 | $50.00 | 9/22/2012 1:16:41 PM |
rebelduke | $25.00 | 9/22/2012 1:05:21 PM |
Toby1montana | $50.00 | 9/22/2012 1:06:38 PM |
transparency-sapling | $25.00 | 9/22/2012 1:18:51 PM |
IIP77 | $25.00 | 9/22/2012 12:57:41 PM |
best-charming-leverage | $50.00 | 9/22/2012 1:09:13 PM |
cash-kin7 | $25.00 | 9/22/2012 1:21:41 PM |
tnjohnso | $25.00 | 9/22/2012 1:22:02 PM |
promise2 | $50.00 | 9/22/2012 1:11:34 PM |
vegibenz | $25.00 | 9/22/2012 1:22:26 PM |
Tylerh | $250.00 | 9/22/2012 1:01:41 PM |
rakstar | $25.00 | 9/22/2012 1:03:29 PM |
robust-diversification3 | $50.00 | 9/22/2012 1:03:53 PM |
CAGE-Investments | $25.00 | 9/22/2012 1:26:45 PM |
obfuscatedsn | $100.00 | 9/22/2012 1:15:11 PM |
wormdc | $25.00 | 9/22/2012 1:27:20 PM |
Comoparklender | $25.00 | 9/22/2012 1:29:07 PM |
shmb6508 | $50.00 | 9/22/2012 1:17:00 PM |
musegaze | $50.00 | 9/22/2012 1:06:41 PM |
theboat | $30.00 | 9/22/2012 1:17:57 PM |
dime-fighter | $25.00 | 9/22/2012 1:08:21 PM |
finance-prescription | $100.00 | 9/22/2012 1:19:27 PM |
AF-Chief | $25.00 | 9/22/2012 1:33:02 PM |
new-sharp-leverage | $25.00 | 9/22/2012 1:19:46 PM |
DLUVLY1 | $25.00 | 9/22/2012 1:20:50 PM |
velocityasaurus-rex4 | $100.00 | 9/22/2012 1:21:22 PM |
Palacios | $50.00 | 9/22/2012 1:37:49 PM |
JJYossarian | $31.00 | 9/22/2012 1:23:06 PM |
agreement-mesh9 | $35.00 | 9/22/2012 1:16:00 PM |
cgorry | $25.00 | 9/22/2012 1:16:18 PM |
wealth-competitor | $25.00 | 9/22/2012 1:17:11 PM |
marwadi-62 | $2,000.00 | 9/22/2012 1:25:56 PM |
chairsitter | $25.00 | 9/22/2012 1:17:46 PM |
yield-lion | $25.00 | 9/22/2012 1:44:43 PM |
janeybooboo | $74.74 | 9/22/2012 1:26:26 PM |
euro-speaker8 | $100.00 | 9/22/2012 1:19:01 PM |
unassuming-note | $25.00 | 9/22/2012 1:31:53 PM |
compassion-expert | $25.00 | 9/22/2012 1:21:16 PM |
interstellar | $75.00 | 9/22/2012 1:57:41 PM |
satanichammy | $25.00 | 9/22/2012 1:32:59 PM |
useful-money715 | $25.00 | 9/22/2012 1:22:04 PM |
Laxa | $25.00 | 9/22/2012 1:34:06 PM |
promise2 | $25.00 | 9/22/2012 1:35:44 PM |
01a_MrsUSC | $100.00 | 9/22/2012 2:07:28 PM |
fcrick | $25.00 | 9/22/2012 1:25:41 PM |
RainyDayFunds | $25.00 | 9/22/2012 2:19:13 PM |
merriewold | $40.00 | 9/22/2012 1:28:30 PM |
paytonbrigadier | $107.00 | 9/22/2012 1:29:36 PM |
wwwUniversal | $25.00 | 9/22/2012 1:42:42 PM |
five-star-note | $200.00 | 9/22/2012 1:30:22 PM |
red-power-pecan | $50.00 | 9/22/2012 1:30:47 PM |
hardatwork1 | $25.00 | 9/22/2012 1:34:44 PM |
NorthernFunds | $100.00 | 9/22/2012 3:39:10 PM |
bold-marketplace-awakening | $150.00 | 9/22/2012 1:49:59 PM |
loot-pursuit5 | $50.00 | 9/22/2012 1:39:18 PM |
High-flyer | $25.00 | 9/22/2012 4:24:13 PM |
statuesque-affluence058 | $25.00 | 9/22/2012 1:55:48 PM |
MrBailey | $25.00 | 9/22/2012 1:41:19 PM |
Lacimae | $69.00 | 9/22/2012 1:57:01 PM |
rescue | $100.00 | 9/22/2012 1:46:40 PM |
01a_MrUSC_IRA | $50.00 | 9/22/2012 2:07:07 PM |
CMJ-Partners | $100.00 | 9/22/2012 6:18:55 PM |
principal-cooker2 | $50.00 | 9/22/2012 1:49:04 PM |
Wish-Granted | $25.97 | 9/22/2012 6:20:55 PM |
Fitiwalt7 | $25.00 | 9/22/2012 1:52:25 PM |
moneylender25 | $25.00 | 9/22/2012 6:50:12 PM |
money-baron-roth-IRA | $50.00 | 9/22/2012 2:45:22 PM |
JCM_MN | $40.00 | 9/22/2012 2:46:40 PM |
ChoiceInvestments | $26.00 | 9/22/2012 2:52:56 PM |
bold-social-widget | $50.00 | 9/22/2012 3:02:24 PM |
dinero-wizard9 | $100.00 | 9/22/2012 7:21:55 PM |
unconquerable-cash | $30.00 | 9/22/2012 3:03:20 PM |
loot-baton | $25.00 | 9/22/2012 7:53:38 PM |
jscope | $25.00 | 9/22/2012 2:08:04 PM |
thrifty-capital | $30.00 | 9/22/2012 2:28:27 PM |
desertoasis | $25.00 | 9/22/2012 8:23:46 PM |
907 | $42.14 | 9/22/2012 9:42:26 PM |
frooogal | $25.00 | 9/22/2012 5:32:15 PM |
titancash4u | $25.00 | 9/22/2012 9:52:21 PM |
Pitufo | $27.86 | 9/22/2012 10:18:28 PM |
pinballeffect | $50.00 | 9/22/2012 10:47:21 PM |
kelador | $62.00 | 9/22/2012 11:29:20 PM |
azazle | $50.00 | 9/23/2012 3:19:25 AM |
DoctorJoe | $30.00 | 9/22/2012 7:01:55 PM |
brondero | $300.00 | 9/22/2012 4:48:52 PM |
velocity-winner | $25.00 | 9/22/2012 5:32:47 PM |
social-comet7 | $25.00 | 9/23/2012 5:56:44 AM |
payment-gusto | $25.00 | 9/22/2012 5:43:19 PM |
macm | $123.18 | 9/22/2012 5:55:05 PM |
SF-Bay-Invest | $50.00 | 9/22/2012 8:02:41 PM |
CalBear08 | $66.66 | 9/22/2012 6:35:35 PM |
natural-greenback6 | $25.00 | 9/22/2012 8:59:46 PM |
inspired-coin4 | $25.00 | 9/22/2012 7:22:12 PM |
transaction-keeper5 | $25.00 | 9/22/2012 7:43:34 PM |
jutdon84 | $25.00 | 9/22/2012 11:05:29 PM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:53 PM |
stylish-revenue4 | $25.00 | 9/22/2012 9:18:34 PM |
bid-lightning9 | $25.00 | 9/23/2012 3:27:29 AM |
help4u | $50.00 | 9/23/2012 5:25:25 AM |
value-fortress3 | $25.00 | 9/23/2012 5:29:01 AM |
S2M | $25.00 | 9/23/2012 6:23:06 AM |
magnetic-integrity7 | $25.00 | 9/23/2012 12:20:43 AM |
skaught | $32.00 | 9/23/2012 1:47:19 AM |
sgt-schultz | $25.00 | 9/23/2012 4:02:23 AM |
mikeandcat | $200.00 | 9/23/2012 5:23:16 AM |
palm864 | $25.00 | 9/23/2012 5:51:49 AM |
LittleMingo | $25.00 | 9/23/2012 1:40:14 AM |
Banker2OO7 | $75.00 | 9/22/2012 12:02:27 PM |
pragmatic-auction8 | $50.00 | 9/22/2012 12:03:47 PM |
RGlad | $200.00 | 9/22/2012 12:05:16 PM |
MoneyForNothing | $100.59 | 9/22/2012 12:01:08 PM |
forceful-note8 | $100.00 | 9/22/2012 12:08:10 PM |
scholarly-order6 | $100.00 | 9/22/2012 12:04:21 PM |
compassionate-auction6 | $150.00 | 9/22/2012 12:10:20 PM |
mikrolown | $25.00 | 9/22/2012 12:05:50 PM |
Kaj | $25.00 | 9/22/2012 12:06:52 PM |
friendly-gold | $25.00 | 9/22/2012 12:08:55 PM |
pierrelasvegas | $25.00 | 9/22/2012 12:09:01 PM |
top-goodhearted-liberty | $25.00 | 9/22/2012 12:11:36 PM |
DreisersFinancier | $50.00 | 9/22/2012 12:18:52 PM |
JeremyLinFan | $40.00 | 9/22/2012 12:19:24 PM |
Beld | $50.00 | 9/22/2012 12:26:12 PM |
pure-note0 | $27.43 | 9/22/2012 12:10:51 PM |
hopeful_lender | $200.00 | 9/22/2012 12:11:28 PM |
enticing-capital6 | $50.00 | 9/22/2012 12:34:32 PM |
professional-vigilance9 | $100.00 | 9/22/2012 12:47:05 PM |
1randyp | $25.00 | 9/22/2012 12:27:04 PM |
dynamic-money271 | $100.00 | 9/22/2012 12:49:34 PM |
tender-commerce8 | $50.00 | 9/22/2012 12:27:32 PM |
revolutionary082 | $27.27 | 9/22/2012 12:43:49 PM |
svandgts | $25.00 | 9/22/2012 12:27:46 PM |
paladin847 | $50.00 | 9/22/2012 12:51:47 PM |
wayman | $25.00 | 9/22/2012 12:53:17 PM |
durability-seahorse7 | $50.00 | 9/22/2012 1:00:57 PM |
wonderous-p2ploan3 | $25.00 | 9/22/2012 1:08:32 PM |
Mark-7 | $50.00 | 9/22/2012 1:09:58 PM |
haplender | $50.00 | 9/22/2012 1:10:00 PM |
chestnut4 | $25.00 | 9/22/2012 1:10:30 PM |
life-is-great | $25.00 | 9/22/2012 1:12:14 PM |
restless-currency | $40.00 | 9/22/2012 1:03:10 PM |
sjc224 | $25.00 | 9/22/2012 1:15:14 PM |
Vegasjim | $25.00 | 9/22/2012 1:16:36 PM |
reverent-bazaar284 | $25.00 | 9/22/2012 1:16:51 PM |
TennSquire | $25.00 | 9/22/2012 1:07:31 PM |
listing-vista | $50.00 | 9/22/2012 1:19:06 PM |
ore-holly | $25.00 | 9/22/2012 1:00:36 PM |
money-vista | $25.00 | 9/22/2012 1:11:29 PM |
prohelper | $25.00 | 9/22/2012 1:22:08 PM |
jkeller4000 | $100.00 | 9/22/2012 1:23:48 PM |
TomDalonajay | $25.00 | 9/22/2012 1:12:48 PM |
orange-vigilance-shower | $50.00 | 9/22/2012 1:15:16 PM |
Darkjimson | $27.00 | 9/22/2012 1:05:02 PM |
shiny-dollar9 | $25.00 | 9/22/2012 1:29:11 PM |
rate-hawk | $25.00 | 9/22/2012 1:31:44 PM |
Dubbly | $25.00 | 9/22/2012 1:17:59 PM |
red-dime-solo | $25.00 | 9/22/2012 1:32:21 PM |
CapitalismRocks | $25.00 | 9/22/2012 1:08:47 PM |
benevolent-moola291 | $26.00 | 9/22/2012 1:33:21 PM |
adventurer447 | $300.00 | 9/22/2012 1:20:09 PM |
gold-pudding6 | $60.00 | 9/22/2012 1:34:56 PM |
moviedaze | $25.00 | 9/22/2012 1:20:32 PM |
cvlender | $25.00 | 9/22/2012 1:20:51 PM |
BuffetRocks | $35.00 | 9/22/2012 1:36:04 PM |
subtle-bill727 | $25.00 | 9/22/2012 1:21:10 PM |
csakhil | $50.00 | 9/22/2012 1:37:24 PM |
thankful-nickel2 | $55.55 | 9/22/2012 1:21:26 PM |
webappersn | $25.00 | 9/22/2012 1:15:29 PM |
proper-exchange8 | $50.00 | 9/22/2012 1:23:14 PM |
money-bauble | $200.00 | 9/22/2012 1:42:09 PM |
unrelenting-auction7 | $25.00 | 9/22/2012 1:25:00 PM |
vigilance-spinner3 | $25.00 | 9/22/2012 1:17:07 PM |
Cronos | $49.00 | 9/22/2012 1:26:25 PM |
purposeful-durability8 | $100.00 | 9/22/2012 1:27:39 PM |
bdiddy1268 | $31.00 | 9/22/2012 1:19:20 PM |
valiant-liberty4 | $25.00 | 9/22/2012 1:29:56 PM |
melodious-fairness | $50.00 | 9/22/2012 1:19:44 PM |
6moonbeams | $50.00 | 9/22/2012 1:49:34 PM |
social-cocktail1 | $200.00 | 9/22/2012 1:21:45 PM |
money51282 | $100.00 | 9/22/2012 1:22:44 PM |
adaboy65 | $100.00 | 9/22/2012 1:23:33 PM |
MAYBROOK | $25.00 | 9/22/2012 2:04:56 PM |
market-cougar3 | $50.00 | 9/22/2012 1:24:32 PM |
EastBayCapital | $25.00 | 9/22/2012 1:24:50 PM |
halothane_logic | $25.00 | 9/22/2012 2:13:33 PM |
velocity-solo | $25.00 | 9/22/2012 1:39:14 PM |
witty-compassion | $30.00 | 9/22/2012 3:03:49 PM |
hard-working-rate3 | $25.00 | 9/22/2012 1:32:19 PM |
dhkny5 | $25.00 | 9/22/2012 1:32:49 PM |
first-pragmatic-power | $25.00 | 9/22/2012 1:33:23 PM |
casserole9 | $35.00 | 9/22/2012 1:37:42 PM |
ASR3 | $50.00 | 9/22/2012 1:51:08 PM |
axp2000 | $50.00 | 9/22/2012 1:54:50 PM |
well-rounded-dinero | $25.00 | 9/22/2012 1:56:58 PM |
sentimental-peace8 | $25.00 | 9/22/2012 1:41:43 PM |
transparency-river1 | $500.00 | 9/22/2012 4:43:36 PM |
fantastic-wampum1 | $100.00 | 9/22/2012 1:59:06 PM |
shaunyq | $250.00 | 9/22/2012 5:09:14 PM |
tranquil-revenue | $25.00 | 9/22/2012 5:23:08 PM |
methodical-interest039 | $38.00 | 9/22/2012 5:31:07 PM |
likeable-responsibility6 | $50.00 | 9/22/2012 2:00:45 PM |
well-mannered-income3 | $30.00 | 9/22/2012 2:07:27 PM |
cilynx | $25.00 | 9/22/2012 2:23:09 PM |
snm2001 | $25.00 | 9/22/2012 6:18:32 PM |
magnificent-dime4 | $25.00 | 9/22/2012 1:51:10 PM |
shoook | $25.00 | 9/22/2012 6:53:38 PM |
john0720 | $25.00 | 9/22/2012 1:55:17 PM |
tolerant-dinero2 | $50.00 | 9/22/2012 1:58:06 PM |
EretzCapital | $26.74 | 9/22/2012 8:17:44 PM |
safe-dinero6 | $30.00 | 9/22/2012 2:36:04 PM |
LODenterprises | $26.66 | 9/22/2012 8:58:59 PM |
enchanted-truth264 | $25.00 | 9/22/2012 9:18:00 PM |
Sturgee | $25.00 | 9/22/2012 5:39:03 PM |
eloquent-economy721 | $25.00 | 9/22/2012 10:25:48 PM |
dinero-journey9 | $40.11 | 9/22/2012 3:30:32 PM |
finance-admirer614 | $25.00 | 9/22/2012 3:37:38 PM |
micro-lender0 | $50.00 | 9/22/2012 6:22:48 PM |
FL-Lender | $25.00 | 9/22/2012 7:00:27 PM |
2seriousteachers | $25.00 | 9/22/2012 7:03:33 PM |
cashasaurus0 | $100.00 | 9/23/2012 5:53:30 AM |
Bank42 | $37.32 | 9/23/2012 5:57:47 AM |
wishihadmore | $50.00 | 9/23/2012 6:06:42 AM |
priceless-capital0 | $25.00 | 9/22/2012 7:53:08 PM |
C2Banking | $32.54 | 9/23/2012 6:30:45 AM |
Feyenoord | $30.00 | 9/22/2012 6:22:39 PM |
peaceful-agreement2 | $50.00 | 9/22/2012 7:09:08 PM |
greenback-snowdome1 | $50.00 | 9/22/2012 7:10:48 PM |
dedicated-trade9 | $39.17 | 9/22/2012 8:48:58 PM |
xplnusa | $26.07 | 9/22/2012 10:12:59 PM |
spiritchild5298 | $29.00 | 9/23/2012 5:01:31 AM |
Money_Working | $30.00 | 9/22/2012 10:15:13 PM |
259 Investments
|
Borrower Payment Dependent Notes Series
639601
This series of Notes was issued and sold upon the funding of the borrower loan #75044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $24,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-14-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $652.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 55% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 11y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,787 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| transaction-lava810 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: to pay off all my credit card debts and make one monthly payment.
This loan will be used to...Pay off all of my credit card debt.
My financial situation:america;s First Federal Credit Union
I am a good candidate for this loan because...All my accounts are current and paid on time as will this loan be.
Monthly net income: $2042.00
Monthly expenses: 1893.66
Housing: $0
Insurance: $79.96
Car expenses: $339.00
Utilities: $0
Phone, cable, internet: $196.24
Food, entertainment: $300
Clothing, household expenses: $0
Credit cards and other loans: $898.46
Other expenses: $80.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
historic-value7 | $200.00 | 9/14/2012 9:03:53 AM |
worth-blanket2 | $21,600.00 | 9/14/2012 9:07:03 AM |
100units | $200.00 | 9/14/2012 9:06:58 AM |
decisive-income7 | $2,500.00 | 9/14/2012 9:03:04 AM |
Plow_n_Sow | $25.00 | 9/14/2012 9:04:03 AM |
trade-boots1 | $100.00 | 9/14/2012 9:03:56 AM |
credit-adventurer313 | $50.00 | 9/14/2012 9:04:56 AM |
repayment-pagoda8 | $100.00 | 9/14/2012 9:06:18 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
639605
This series of Notes was issued and sold upon the funding of the borrower loan #75079, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Sep-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $836.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.45% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 12y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,852 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-sentimental-income |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ready-justice7 | $50.00 | 9/15/2012 12:05:35 PM |
commerce-gargantuan2 | $50.00 | 9/15/2012 12:14:58 PM |
a-finance-nirvana | $25.00 | 9/15/2012 12:22:12 PM |
Culebra1930 | $75.00 | 9/15/2012 12:17:09 PM |
justreturns | $25.00 | 9/15/2012 12:26:23 PM |
djs81 | $75.00 | 9/15/2012 12:18:42 PM |
thrifty-transaction578 | $25.00 | 9/15/2012 12:33:00 PM |
friendly-gold | $25.00 | 9/15/2012 12:35:56 PM |
Taxman44 | $25.00 | 9/15/2012 12:37:02 PM |
spartacusiam | $25.00 | 9/15/2012 12:25:08 PM |
mariah8641 | $30.00 | 9/15/2012 12:31:15 PM |
tranquil-gain1 | $75.00 | 9/15/2012 12:36:29 PM |
kenji4861 | $25.00 | 9/15/2012 1:30:05 PM |
ready-interest9 | $25.00 | 9/15/2012 1:58:20 PM |
community-burrito9 | $25.00 | 9/15/2012 2:26:05 PM |
CreditBuilder2 | $25.01 | 9/15/2012 1:16:01 PM |
marketplace-singularity3 | $75.00 | 9/15/2012 2:34:29 PM |
useful-money715 | $25.00 | 9/15/2012 10:12:06 PM |
p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:19 PM |
squarebob | $40.00 | 9/16/2012 6:36:35 AM |
szooey | $25.00 | 9/16/2012 9:54:19 AM |
sturdy-fairness0 | $100.00 | 9/16/2012 1:34:12 PM |
wise-charming-reward | $200.00 | 9/16/2012 2:48:52 PM |
MoneyBadger | $25.00 | 9/17/2012 6:37:13 AM |
simplelender80 | $500.00 | 9/17/2012 9:27:17 AM |
treasure-hunter270 | $25.00 | 9/17/2012 3:53:36 PM |
cardminger | $25.00 | 9/17/2012 5:57:22 PM |
loot-knickers5 | $200.00 | 9/17/2012 9:23:08 PM |
durability-seahorse7 | $50.00 | 9/18/2012 12:58:51 AM |
fantastic-bazaar2 | $50.00 | 9/17/2012 7:31:29 PM |
treasure-palace661 | $300.00 | 9/18/2012 9:49:58 AM |
FormulaTroll | $50.00 | 9/18/2012 10:07:06 AM |
handy-money9 | $75.00 | 9/18/2012 10:52:13 AM |
giftgold | $25.00 | 9/18/2012 11:01:56 AM |
bewitching-commitment421 | $100.00 | 9/18/2012 11:18:52 AM |
imogen22 | $25.00 | 9/18/2012 5:10:56 PM |
intuitive-benefit3 | $100.00 | 9/18/2012 5:31:08 PM |
auction-chomper4 | $25.00 | 9/18/2012 5:41:40 PM |
EJPiper | $25.00 | 9/18/2012 7:21:38 PM |
Interloper | $30.00 | 9/18/2012 8:49:44 PM |
jkeller4000 | $25.00 | 9/18/2012 6:55:12 PM |
chrisb1414 | $25.00 | 9/19/2012 6:04:33 AM |
benevolent-marketplace4 | $2,500.00 | 9/18/2012 6:46:46 PM |
Altitude-Transport | $25.00 | 9/19/2012 12:07:53 AM |
phenomenal-rate1 | $500.00 | 9/19/2012 8:52:28 AM |
azazle | $50.00 | 9/19/2012 8:56:20 AM |
GrayStudio | $25.00 | 9/19/2012 12:22:17 PM |
SSC_CCV | $40.00 | 9/19/2012 11:23:21 AM |
napmanger | $100.00 | 9/19/2012 9:46:58 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:26 PM |
broosky2 | $100.00 | 9/20/2012 7:44:36 AM |
jubilant-capital1 | $100.00 | 9/20/2012 7:56:02 AM |
transaction-keeper5 | $25.00 | 9/20/2012 5:11:53 AM |
Plutis | $25.00 | 9/20/2012 9:06:49 AM |
systematic-value343 | $50.00 | 9/20/2012 12:05:35 PM |
floridahelper | $25.00 | 9/20/2012 5:31:39 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:06 AM |
cerebral-dollar773 | $25.00 | 9/21/2012 4:11:09 AM |
FWF-kinetic | $50.00 | 9/20/2012 9:57:43 PM |
wildguy | $100.00 | 9/21/2012 6:28:01 AM |
commanding-bid973 | $45.00 | 9/21/2012 1:00:13 PM |
LODenterprises | $25.65 | 9/21/2012 1:19:39 PM |
kulender | $50.00 | 9/21/2012 1:49:38 PM |
penny-kahuna0 | $25.00 | 9/21/2012 3:41:19 PM |
revenue-serenity | $25.00 | 9/21/2012 3:28:17 PM |
InvestorATL | $50.00 | 9/21/2012 1:43:03 PM |
currency-persimmon | $38.00 | 9/21/2012 2:24:39 PM |
credit-orca | $25.00 | 9/21/2012 6:58:07 PM |
coin-tweet | $50.00 | 9/21/2012 6:55:53 PM |
Kissabledevil | $25.00 | 9/21/2012 7:37:27 PM |
millionlender | $72.96 | 9/22/2012 1:01:28 AM |
KLCRAY | $25.00 | 9/22/2012 1:35:23 AM |
quickstep | $125.00 | 9/22/2012 2:19:04 AM |
best-bonafide-p2p | $50.00 | 9/21/2012 8:39:51 PM |
nevetsnosliw1 | $25.00 | 9/22/2012 7:21:19 AM |
green-discrete-rupee | $50.00 | 9/22/2012 12:01:17 PM |
Investoman | $25.00 | 9/22/2012 12:24:57 PM |
dojo2 | $100.00 | 9/22/2012 12:32:29 PM |
enterprising-exchange6 | $50.00 | 9/22/2012 12:42:06 PM |
judson | $25.00 | 9/22/2012 1:33:31 PM |
velocityasaurus-rex4 | $100.00 | 9/22/2012 1:21:20 PM |
wwwUniversal | $25.00 | 9/22/2012 1:42:37 PM |
historic-value7 | $200.00 | 9/22/2012 5:42:44 PM |
california111 | $100.00 | 9/22/2012 2:03:58 PM |
Manta_Rai | $25.00 | 9/22/2012 7:30:01 PM |
gogene2002 | $25.00 | 9/22/2012 4:35:56 PM |
Money_Working | $25.00 | 9/22/2012 10:16:30 PM |
excellent-funds025 | $50.00 | 9/22/2012 3:38:14 PM |
Future-Await21 | $47.45 | 9/23/2012 1:08:58 AM |
worth-victor6 | $26.00 | 9/22/2012 7:03:51 PM |
bonafide-cash | $100.00 | 9/22/2012 7:57:39 PM |
payment-hugger7 | $50.00 | 9/22/2012 7:59:39 PM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:42 PM |
Iwillhuntyoudown | $25.00 | 9/22/2012 8:10:48 PM |
deal-blossom595 | $25.00 | 9/22/2012 9:24:49 PM |
didibagle | $31.93 | 9/22/2012 11:55:54 PM |
compassion-twister2 | $50.00 | 9/15/2012 12:19:19 PM |
lionheart722 | $100.00 | 9/15/2012 12:34:14 PM |
EnglishGeekInNYC | $50.00 | 9/15/2012 1:27:30 PM |
Dollars4Rent | $25.00 | 9/15/2012 1:34:09 PM |
RothySkynx | $25.00 | 9/15/2012 7:16:21 PM |
whitegold24k | $150.00 | 9/15/2012 4:01:16 PM |
transparency-sapling | $25.00 | 9/16/2012 7:15:56 AM |
Bank_Of_XL | $25.00 | 9/15/2012 8:04:07 PM |
Nazbuster | $200.00 | 9/16/2012 10:19:20 AM |
nevee | $50.00 | 9/16/2012 10:35:23 AM |
generous-deal6 | $25.00 | 9/16/2012 3:19:24 AM |
entertaining-revenue4 | $50.00 | 9/16/2012 2:24:15 PM |
Nipper99 | $100.00 | 9/16/2012 2:39:48 PM |
friendly-money | $76.00 | 9/16/2012 2:42:17 PM |
compassionate-payment218 | $25.00 | 9/16/2012 6:34:18 PM |
gold-pudding6 | $60.00 | 9/16/2012 3:02:28 PM |
progressive-economy261 | $500.00 | 9/17/2012 9:28:49 AM |
JoyfulVegetarian | $25.00 | 9/17/2012 6:30:52 AM |
respectful-fairness069 | $27.00 | 9/17/2012 11:23:57 AM |
Dubbs360 | $500.00 | 9/17/2012 9:32:27 AM |
gold-maestro6 | $50.00 | 9/17/2012 10:58:08 AM |
responsibility-butterfly | $25.00 | 9/17/2012 11:08:28 AM |
calbertrand | $25.00 | 9/17/2012 12:15:34 PM |
ForMyFamily | $50.00 | 9/17/2012 5:47:28 PM |
credible-responsibility022 | $25.00 | 9/18/2012 7:36:56 AM |
agrosmet | $25.00 | 9/18/2012 5:55:39 AM |
bonafide-economy | $25.00 | 9/18/2012 8:19:45 AM |
Castellan | $50.00 | 9/18/2012 9:19:24 AM |
Avala | $100.00 | 9/18/2012 9:32:06 AM |
botfolio | $300.00 | 9/18/2012 9:33:00 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:26 AM |
excellent-funds649 | $130.00 | 9/18/2012 10:35:11 AM |
samurai2 | $25.00 | 9/18/2012 11:50:21 AM |
windguy | $50.00 | 9/18/2012 5:18:43 PM |
callmebryan | $25.00 | 9/18/2012 5:00:41 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:44 PM |
special-dinero553 | $25.00 | 9/18/2012 5:47:13 PM |
courteous-trade229 | $30.00 | 9/18/2012 6:43:28 PM |
pdub | $750.00 | 9/18/2012 5:56:11 PM |
Robin_Hood | $25.00 | 9/18/2012 6:05:56 PM |
Attract | $25.00 | 9/18/2012 8:10:30 PM |
rockhound84 | $25.00 | 9/19/2012 5:50:36 AM |
dynadave | $2,000.00 | 9/19/2012 8:20:42 AM |
community-stream9 | $25.00 | 9/18/2012 8:39:37 PM |
ready-vigilance3 | $50.00 | 9/19/2012 8:56:35 AM |
worth21 | $25.00 | 9/19/2012 9:17:02 AM |
greenback-sage433 | $25.00 | 9/19/2012 8:12:21 AM |
credit-maple | $25.00 | 9/19/2012 9:30:56 AM |
unrivaled-deal676 | $50.00 | 9/19/2012 9:37:01 AM |
cash-kin7 | $100.00 | 9/19/2012 10:01:12 AM |
EthanColeInvestingGroup | $75.00 | 9/19/2012 10:25:45 AM |
peekr | $50.00 | 9/19/2012 11:02:42 AM |
Quiza12 | $50.00 | 9/19/2012 10:39:50 AM |
Lev8 | $25.00 | 9/19/2012 3:20:26 PM |
leverage-monger | $25.00 | 9/19/2012 12:11:24 PM |
Laissez-faire | $50.00 | 9/19/2012 5:14:19 PM |
socrates520 | $50.00 | 9/19/2012 11:33:59 PM |
fboba | $75.00 | 9/20/2012 5:46:49 AM |
jcornehlsen | $25.00 | 9/19/2012 6:53:16 PM |
p2ploan-hunter4 | $25.00 | 9/19/2012 8:08:57 PM |
skeebuzz | $400.00 | 9/19/2012 10:01:52 PM |
penny-drum7 | $25.00 | 9/20/2012 6:51:05 AM |
LeReve | $500.00 | 9/20/2012 9:19:44 AM |
a-finance-director | $100.00 | 9/20/2012 10:14:45 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:22 AM |
velocity-scrutinzer6 | $50.00 | 9/20/2012 11:23:08 AM |
HikeMoab | $25.00 | 9/20/2012 12:05:21 PM |
jga516 | $25.00 | 9/20/2012 8:20:00 PM |
Makemony | $25.00 | 9/21/2012 3:24:32 AM |
yield-seeker | $50.00 | 9/20/2012 8:25:10 PM |
lendersf | $50.00 | 9/21/2012 8:43:23 AM |
benevolent-transaction090 | $200.00 | 9/21/2012 10:43:04 AM |
compatible-deal9 | $50.00 | 9/21/2012 1:10:28 PM |
MI2 | $5,000.00 | 9/21/2012 12:27:52 PM |
benevolent-transaction090 | $100.00 | 9/21/2012 10:45:30 AM |
charming-balance5 | $50.00 | 9/21/2012 4:36:10 PM |
openness-enlightenment8 | $25.00 | 9/21/2012 4:26:22 PM |
frooogal | $25.00 | 9/21/2012 9:22:07 PM |
ore-hero231 | $150.00 | 9/22/2012 2:20:42 AM |
houli123 | $50.00 | 9/22/2012 3:11:27 AM |
MateCocido | $36.00 | 9/22/2012 6:39:51 AM |
indomitable-deal0 | $25.00 | 9/22/2012 8:16:43 AM |
passivesf | $25.00 | 9/22/2012 10:04:08 AM |
justice-mussel2 | $29.00 | 9/22/2012 10:09:51 AM |
Smallbear | $25.00 | 9/22/2012 5:20:51 AM |
tremendous-yield8 | $25.00 | 9/22/2012 6:39:13 AM |
dordee | $60.00 | 9/22/2012 10:44:33 AM |
Benkneebob | $25.00 | 9/22/2012 12:15:13 PM |
integrity-builder | $50.00 | 9/22/2012 12:47:13 PM |
AFairDeal | $25.00 | 9/22/2012 1:04:56 PM |
loan-mongoose1 | $25.00 | 9/22/2012 12:56:27 PM |
lagnisiruk | $25.00 | 9/22/2012 1:22:32 PM |
payout-paladin3 | $500.00 | 9/22/2012 1:39:54 PM |
income-awakening6 | $25.00 | 9/22/2012 1:24:42 PM |
Isotope | $25.00 | 9/22/2012 1:52:21 PM |
reverent-bazaar284 | $25.00 | 9/22/2012 1:21:14 PM |
coin-popcorn | $25.00 | 9/22/2012 2:06:06 PM |
China-man | $300.00 | 9/22/2012 6:39:23 PM |
mdc1988 | $350.00 | 9/22/2012 7:58:35 PM |
dt_one | $25.00 | 9/22/2012 7:59:21 PM |
bellaquito | $500.00 | 9/22/2012 2:26:23 PM |
transparency-river1 | $500.00 | 9/22/2012 4:43:32 PM |
SV-AZ | $25.00 | 9/22/2012 9:49:43 PM |
greenback-snowdome1 | $100.00 | 9/22/2012 7:17:40 PM |
payout-fort1 | $25.00 | 9/22/2012 7:31:31 PM |
payment-gusto | $25.00 | 9/22/2012 5:44:28 PM |
RyanTH9893 | $25.00 | 9/22/2012 6:57:26 PM |
natural-greenback6 | $25.00 | 9/22/2012 8:56:32 PM |
rootcanaler | $50.00 | 9/22/2012 8:14:27 PM |
keichi03 | $25.00 | 9/22/2012 8:29:11 PM |
206 Investments
|
Borrower Payment Dependent Notes Series
639639
This series of Notes was issued and sold upon the funding of the borrower loan #74802, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $237.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2009 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,342 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| systematic-justice1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2012)
|
Principal balance:
| $9,247.13 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
This loan will be used to pay off all my husbands medical bills. As a type-1 diabetic he has some serious health problems. His latest eye surguries and all the medications are added up. I want to be able to pay them all off and just have to deal with one payment to Prosper.
thanks in advance
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
entertaining-revenue4 | $50.00 | 9/17/2012 5:04:11 PM |
paytonbrigadier | $250.00 | 9/17/2012 5:07:26 PM |
sturdy-fairness0 | $100.00 | 9/17/2012 5:11:12 PM |
income-triangulation1 | $25.00 | 9/17/2012 5:06:46 PM |
Cai8899 | $25.00 | 9/17/2012 5:19:18 PM |
Med-Tech-Here | $28.00 | 9/17/2012 5:09:33 PM |
auction-sage | $100.00 | 9/17/2012 5:25:06 PM |
lendacity | $25.00 | 9/17/2012 5:15:23 PM |
girlwithglasses | $50.00 | 9/17/2012 5:27:05 PM |
repayment-pagoda8 | $100.00 | 9/17/2012 5:18:13 PM |
EnglishGeekInNYC | $25.00 | 9/17/2012 5:31:27 PM |
affluence-microscope2 | $200.00 | 9/17/2012 5:20:39 PM |
mariah8641 | $30.00 | 9/17/2012 5:21:43 PM |
calm-platinum957 | $35.00 | 9/17/2012 5:24:10 PM |
bazaar-tulip | $25.00 | 9/17/2012 5:38:29 PM |
thrifty-transaction578 | $25.00 | 9/17/2012 5:10:19 PM |
first-careful-currency | $300.00 | 9/17/2012 5:14:09 PM |
generous-deal6 | $25.00 | 9/17/2012 5:45:29 PM |
108lender | $200.00 | 9/17/2012 5:14:36 PM |
power-kin | $25.00 | 9/17/2012 5:15:32 PM |
liberty-viola | $30.00 | 9/17/2012 5:34:23 PM |
UstedEsElHombre | $100.00 | 9/17/2012 5:18:10 PM |
SamyFromRI | $25.00 | 9/17/2012 5:36:45 PM |
ready-interest9 | $25.00 | 9/17/2012 5:37:10 PM |
britgsb | $50.00 | 9/17/2012 5:53:25 PM |
ready-justice7 | $50.00 | 9/17/2012 5:45:48 PM |
Science7124 | $25.00 | 9/17/2012 5:48:45 PM |
obduro_1 | $25.00 | 9/17/2012 5:29:20 PM |
superb-funds335 | $25.00 | 9/17/2012 5:50:57 PM |
miked8303 | $50.00 | 9/17/2012 6:09:42 PM |
well-mannered-power8 | $25.00 | 9/17/2012 5:54:37 PM |
whitegoldira | $150.00 | 9/17/2012 6:11:27 PM |
kenji4861 | $25.00 | 9/17/2012 5:58:58 PM |
friendly-gold | $25.00 | 9/17/2012 6:00:32 PM |
american6 | $50.00 | 9/17/2012 6:08:09 PM |
puifais | $50.00 | 9/17/2012 5:43:22 PM |
Kunakiku | $25.00 | 9/17/2012 5:45:17 PM |
Taxman44 | $25.00 | 9/17/2012 5:48:17 PM |
invincible-agreement8 | $200.00 | 9/17/2012 7:02:33 PM |
hope-kingdom | $50.00 | 9/17/2012 6:16:07 PM |
RGlad | $100.00 | 9/17/2012 6:37:03 PM |
phaques | $225.00 | 9/17/2012 7:03:21 PM |
MI2 | $4,187.99 | 9/17/2012 7:43:43 PM |
Aberdeen | $100.00 | 9/17/2012 6:07:41 PM |
adaboy65 | $100.00 | 9/17/2012 5:08:40 PM |
JoyfulVegetarian | $25.00 | 9/17/2012 5:13:59 PM |
kevin314 | $25.00 | 9/17/2012 5:14:05 PM |
spark548 | $25.00 | 9/17/2012 5:10:14 PM |
prudent-payment316 | $25.00 | 9/17/2012 5:11:55 PM |
wetlands | $200.00 | 9/17/2012 5:24:21 PM |
radiant-dollar9 | $200.00 | 9/17/2012 5:25:55 PM |
compoundinterest | $25.00 | 9/17/2012 5:16:16 PM |
LeReve | $500.00 | 9/17/2012 5:29:09 PM |
spartacusiam | $25.00 | 9/17/2012 5:01:45 PM |
dukeiyer | $25.00 | 9/17/2012 5:18:29 PM |
CreditBuilder2 | $25.01 | 9/17/2012 5:06:37 PM |
networks4ever | $25.00 | 9/17/2012 5:34:52 PM |
ready-bid9 | $50.00 | 9/17/2012 5:25:11 PM |
gold-pudding6 | $60.00 | 9/17/2012 5:32:46 PM |
a-balance-surgeon | $29.00 | 9/17/2012 5:36:14 PM |
useful-money715 | $25.00 | 9/17/2012 5:53:41 PM |
Investoman | $25.00 | 9/17/2012 5:40:51 PM |
IP | $25.00 | 9/17/2012 5:55:15 PM |
aztec | $50.00 | 9/17/2012 5:26:39 PM |
mtquan | $25.00 | 9/17/2012 5:47:39 PM |
lakshmilila | $25.00 | 9/17/2012 5:35:38 PM |
AFairDeal | $25.00 | 9/17/2012 6:01:34 PM |
justreturns | $25.00 | 9/17/2012 6:04:49 PM |
cognizant-rupee7 | $25.00 | 9/17/2012 5:42:41 PM |
adventurer447 | $300.00 | 9/17/2012 5:46:52 PM |
LoanerPrincipal | $25.00 | 9/17/2012 6:26:49 PM |
DirtyJenga | $25.00 | 9/17/2012 5:48:01 PM |
top-community-voyage | $50.00 | 9/17/2012 6:00:06 PM |
bowdish1 | $100.00 | 9/17/2012 6:10:58 PM |
Castellan | $50.00 | 9/17/2012 6:11:36 PM |
bellaquito | $500.00 | 9/17/2012 7:11:39 PM |
fantastic-bazaar2 | $50.00 | 9/17/2012 7:31:30 PM |
77 Investments
|
Borrower Payment Dependent Notes Series
639839
This series of Notes was issued and sold upon the funding of the borrower loan #74947, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-16-2012 |
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $186.96 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 31y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,389 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pious-peso7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate my credit cards
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 9/16/2012 12:04:46 PM |
MoneyM | $9.97 | 9/16/2012 12:20:33 PM |
historic-value7 | $300.00 | 9/16/2012 12:05:39 PM |
vutah | $25.00 | 9/16/2012 12:13:19 PM |
cattlebaron | $25.00 | 9/16/2012 12:06:50 PM |
RGlad | $150.00 | 9/16/2012 12:14:29 PM |
CA-Lender | $25.00 | 9/16/2012 12:18:10 PM |
DevinHill | $25.00 | 9/16/2012 12:10:56 PM |
worth-blanket2 | $5,400.00 | 9/16/2012 12:04:11 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
639849
This series of Notes was issued and sold upon the funding of the borrower loan #75091, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $167.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.74% | | |
| |
Estimated return*:
| 10.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 6% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 25y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,014 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| finance-accordion3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate bills and keep my financial house in order
My financial situation:
I am a good candidate for this loan because...I pay all of my bills on time and my income is steady-I am not borrowing more than I can afford to pay
Monthly net income: $7600.00
Monthly expenses: $5053.00
Housing: $ 3000.00
Insurance: $81.00
Car expenses: $347.00
Utilities: $200.00
Phone, cable, internet: $300.00
Food, entertainment: $600.00
Clothing, household expenses: $200.00
Credit cards and other loans: $125.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cattlebaron | $25.00 | 9/16/2012 12:06:35 PM |
RGlad | $250.00 | 9/16/2012 12:13:21 PM |
hopeful_lender | $100.00 | 9/16/2012 12:33:42 PM |
Kaj | $25.00 | 9/16/2012 2:18:45 PM |
drkosh | $25.00 | 9/16/2012 12:32:21 PM |
Nipper99 | $100.00 | 9/16/2012 2:44:21 PM |
p2p-czar3 | $25.00 | 9/16/2012 2:45:31 PM |
Beld | $50.00 | 9/16/2012 2:48:56 PM |
husley | $25.03 | 9/16/2012 2:30:14 PM |
BankofRon_IRA | $100.00 | 9/16/2012 3:10:27 PM |
velocityasaurus-rex4 | $100.00 | 9/16/2012 2:37:46 PM |
spartacusiam | $25.00 | 9/16/2012 3:16:25 PM |
supreme-treasure8 | $100.00 | 9/16/2012 2:40:17 PM |
unforgettable-pound574 | $100.00 | 9/16/2012 12:26:03 PM |
azazle | $25.00 | 9/16/2012 3:54:40 PM |
pms31421 | $25.00 | 9/16/2012 9:06:43 PM |
ddog0224 | $50.00 | 9/16/2012 11:26:14 PM |
the-inspired-justice | $30.00 | 9/17/2012 12:03:52 AM |
compassionate-payment218 | $25.00 | 9/16/2012 6:34:18 PM |
bonus-seahorse | $35.00 | 9/17/2012 1:52:39 AM |
ethical-truth211 | $200.00 | 9/17/2012 3:38:36 AM |
thrifty-capital | $25.00 | 9/16/2012 7:11:41 PM |
generous-credit | $58.85 | 9/17/2012 6:16:39 AM |
gold-pudding6 | $60.00 | 9/16/2012 3:02:30 PM |
seabassx | $25.00 | 9/17/2012 7:12:45 AM |
bonus-demon | $50.00 | 9/16/2012 3:37:43 PM |
commerce-venture1 | $25.00 | 9/16/2012 4:01:53 PM |
bonus-quark4 | $25.00 | 9/17/2012 6:55:22 AM |
blue-laudable-dinero | $50.00 | 9/17/2012 7:08:52 AM |
top-courageous-payment3 | $29.00 | 9/16/2012 5:39:53 PM |
bsmtloan | $180.48 | 9/17/2012 6:56:02 AM |
historic-value7 | $100.00 | 9/16/2012 12:13:05 PM |
SolarMoonshine | $25.00 | 9/16/2012 2:13:02 PM |
friendly-gold | $25.00 | 9/16/2012 3:02:04 PM |
trade-beeper4 | $25.00 | 9/16/2012 3:02:07 PM |
first-pragmatic-power | $25.00 | 9/16/2012 3:08:33 PM |
ready-justice7 | $50.00 | 9/16/2012 3:08:43 PM |
dmunySF | $50.00 | 9/16/2012 2:32:47 PM |
statuesque-affluence058 | $25.00 | 9/16/2012 3:09:10 PM |
vutah | $25.00 | 9/16/2012 12:20:00 PM |
EnglishGeekInNYC | $50.00 | 9/16/2012 3:29:28 PM |
community-burrito9 | $25.00 | 9/16/2012 2:43:46 PM |
scholarly-order6 | $75.00 | 9/16/2012 12:48:26 PM |
wise-charming-reward | $500.00 | 9/16/2012 2:50:55 PM |
otherwisedisposed | $100.00 | 9/16/2012 7:36:46 PM |
john0720 | $25.00 | 9/16/2012 3:50:01 PM |
850 | $50.00 | 9/16/2012 9:09:00 PM |
toblerone | $25.00 | 9/16/2012 2:34:18 PM |
Underworld_Explorer | $50.00 | 9/16/2012 9:46:45 PM |
a-finance-nirvana | $25.00 | 9/16/2012 2:38:56 PM |
newest-generous-income | $25.00 | 9/17/2012 2:35:28 AM |
benjamins-grove | $25.53 | 9/17/2012 4:06:01 AM |
finance-relaxation3 | $25.00 | 9/17/2012 4:19:18 AM |
LaGrangeLender | $60.00 | 9/17/2012 6:10:54 AM |
sgt-schultz | $45.00 | 9/17/2012 6:30:23 AM |
paytonbrigadier | $250.00 | 9/16/2012 2:55:15 PM |
investment-comet | $25.00 | 9/17/2012 7:06:46 AM |
transparency-sapling | $25.00 | 9/16/2012 3:08:11 PM |
dudebrah | $25.00 | 9/16/2012 8:42:09 PM |
KirosPOS | $50.00 | 9/16/2012 9:18:17 PM |
Sagamore | $200.00 | 9/16/2012 3:59:44 PM |
planetibet | $25.00 | 9/17/2012 6:28:47 AM |
exciting-fairness | $200.00 | 9/16/2012 4:29:32 PM |
JoyfulVegetarian | $25.00 | 9/17/2012 6:30:54 AM |
goodhearted-gold3 | $35.82 | 9/17/2012 7:10:36 AM |
reverent-hope5 | $25.00 | 9/16/2012 5:29:55 PM |
helping-out | $12.29 | 9/17/2012 7:57:41 AM |
otto1939 | $103.00 | 9/16/2012 6:29:29 PM |
starry2001 | $25.00 | 9/17/2012 4:40:04 AM |
Smallbear | $25.00 | 9/17/2012 6:22:55 AM |
Ravyn | $25.00 | 9/17/2012 6:54:52 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
639939
This series of Notes was issued and sold upon the funding of the borrower loan #75200, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 28y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,826 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| careful-fund065 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt that is immediately due.
My financial situation:
I am a good candidate for this loan because...I have been employed with the same company over the past 28 years. This is a one time crunch due to seperating from my husband.
Monthly net income: $2600
Monthly expenses: $300
Housing: $1300
Insurance: $
Car expenses: $400
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
commerce-venture1 | $25.00 | 9/17/2012 5:22:45 PM |
EnglishGeekInNYC | $50.00 | 9/17/2012 6:19:12 PM |
worthy-bid8 | $100.00 | 9/17/2012 6:00:45 PM |
open-dough6 | $25.00 | 9/18/2012 5:26:13 AM |
first-serene-credit | $25.00 | 9/18/2012 8:49:16 AM |
greencat | $50.00 | 9/18/2012 7:24:42 AM |
PrimeFunding | $25.00 | 9/17/2012 11:31:08 PM |
mariok | $25.00 | 9/18/2012 8:04:31 AM |
Valley-of-the-Dollar | $25.00 | 9/18/2012 8:59:51 AM |
stock106 | $25.00 | 9/18/2012 6:56:38 AM |
credible-responsibility022 | $25.00 | 9/18/2012 7:35:18 AM |
MilitaryMTP | $100.00 | 9/18/2012 9:21:45 AM |
brady830 | $28.27 | 9/18/2012 9:18:25 AM |
deal-hickory5 | $26.73 | 9/18/2012 9:36:58 AM |
majestic-note6 | $150.00 | 9/17/2012 5:28:12 PM |
MI2 | $1,250.00 | 9/17/2012 7:40:57 PM |
green-high-five7 | $25.00 | 9/17/2012 6:05:21 PM |
draggon77 | $25.00 | 9/18/2012 3:28:12 AM |
PoliticinandNegotiatin | $100.00 | 9/17/2012 8:00:55 PM |
papaloha | $25.00 | 9/17/2012 8:53:25 PM |
durability-seahorse7 | $50.00 | 9/18/2012 12:53:27 AM |
Index_Plus | $1,250.00 | 9/18/2012 8:47:19 AM |
Free-the-usa-1776 | $45.00 | 9/18/2012 9:30:49 AM |
scholarly-order6 | $25.00 | 9/18/2012 9:34:10 AM |
community-oracle | $25.00 | 9/18/2012 9:34:50 AM |
25 Investments
|
Borrower Payment Dependent Notes Series
640021
This series of Notes was issued and sold upon the funding of the borrower loan #74920, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 32.04% |
Borrower rate/APR:
| 33.04% / 35.84% |
Monthly payment:
| $136.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.57% | | |
| |
Estimated return*:
| 15.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 32% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Student - College G... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,065 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| vibrant-benefit0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
Aid in paying rent, groceries, and activities for everyday living.
My financial situation:
I am a good candidate for this loan because...
I work 25 hours per week as a personal trainer/group exercise instructor for YMCA and I also work 5-10 hours as a freelance personal trainer.
Monthly net income: $2100
Monthly expenses: $1500
Housing: $750
Insurance: $40
Car expenses: $0
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/20/2012 9:31:03 AM |
52digital | $75.00 | 9/20/2012 9:04:58 AM |
benevolent-loot5 | $200.00 | 9/20/2012 9:09:25 AM |
houli123 | $25.00 | 9/20/2012 9:09:42 AM |
trade-boots1 | $100.00 | 9/20/2012 9:05:31 AM |
bob450-roth | $25.00 | 9/20/2012 9:12:11 AM |
refresher211 | $25.00 | 9/20/2012 9:14:03 AM |
rolltide09 | $50.00 | 9/20/2012 9:26:20 AM |
imogen22 | $50.00 | 9/20/2012 9:10:37 AM |
intrepid-loot | $25.00 | 9/20/2012 9:12:06 AM |
pierrelasvegas | $25.00 | 9/20/2012 9:12:48 AM |
green-inspiring-peace | $25.00 | 9/20/2012 10:13:15 AM |
nex | $25.00 | 9/20/2012 10:00:11 AM |
balanced-balance6 | $25.00 | 9/20/2012 9:45:42 AM |
LuvToLend | $25.00 | 9/20/2012 11:39:14 AM |
whitegoldira | $54.24 | 9/20/2012 12:09:23 PM |
YeoLenderSource | $25.00 | 9/20/2012 9:53:17 AM |
responsibility-butterfly | $25.00 | 9/20/2012 1:07:50 PM |
dukeiyer | $25.00 | 9/20/2012 2:08:19 PM |
a-finance-director | $50.00 | 9/20/2012 10:16:08 AM |
bazaar-festivity | $25.00 | 9/20/2012 10:32:59 AM |
money-baron | $50.00 | 9/20/2012 10:43:21 AM |
mindful-generosity1 | $25.00 | 9/20/2012 10:10:25 AM |
108-IRA | $50.00 | 9/20/2012 10:12:07 AM |
Bad_Debt | $25.00 | 9/20/2012 10:18:01 AM |
Rob1978 | $50.00 | 9/20/2012 1:05:39 PM |
blue-order-comet | $25.00 | 9/20/2012 1:18:09 PM |
transparency-river1 | $500.00 | 9/20/2012 10:38:57 AM |
brightest-bonafide-deal | $25.00 | 9/20/2012 2:16:46 PM |
listing-reformation8 | $33.00 | 9/20/2012 2:44:23 PM |
Feyenoord | $30.00 | 9/20/2012 3:00:53 PM |
deal-marauder6 | $28.90 | 9/20/2012 3:22:52 PM |
orange-useful-revenue | $28.81 | 9/20/2012 3:31:35 PM |
enriched-return057 | $100.00 | 9/20/2012 12:02:55 PM |
return-enforcer5 | $25.00 | 9/20/2012 2:10:36 PM |
gtrplayer | $25.00 | 9/20/2012 4:41:18 PM |
progressive-gold6 | $100.00 | 9/20/2012 9:13:14 AM |
Bob450 | $25.00 | 9/20/2012 9:02:05 AM |
kindness-warmth3 | $50.00 | 9/20/2012 9:09:36 AM |
BankofRon_IRA | $100.00 | 9/20/2012 9:35:50 AM |
income-triangulation1 | $25.00 | 9/20/2012 9:01:30 AM |
duty-viola | $25.00 | 9/20/2012 9:03:44 AM |
julijask | $25.00 | 9/20/2012 9:22:02 AM |
tylerfd | $50.00 | 9/20/2012 9:11:14 AM |
understanding-dollar67 | $25.00 | 9/20/2012 9:35:52 AM |
networks4ever | $25.00 | 9/20/2012 10:19:18 AM |
bewitching-dollar5 | $100.00 | 9/20/2012 9:54:28 AM |
EL_Papin | $25.00 | 9/20/2012 9:33:18 AM |
power-chihuahua | $25.00 | 9/20/2012 9:46:08 AM |
let_me_retire | $50.00 | 9/20/2012 12:03:57 PM |
credit-adventurer313 | $25.00 | 9/20/2012 12:08:13 PM |
husley | $25.00 | 9/20/2012 2:22:13 PM |
the-credit-maker | $25.00 | 9/20/2012 10:24:54 AM |
zorg77 | $25.00 | 9/20/2012 4:03:12 PM |
kind-magical-investment | $25.00 | 9/20/2012 10:03:32 AM |
Bank42 | $25.00 | 9/20/2012 4:43:22 PM |
gtrplayer | $2.05 | 9/20/2012 4:44:16 PM |
transparency-position | $63.00 | 9/20/2012 11:32:25 AM |
6_kids_college_fund | $25.00 | 9/20/2012 11:51:57 AM |
desertoasis | $25.00 | 9/20/2012 12:22:52 PM |
irrelevant | $50.00 | 9/20/2012 1:05:44 PM |
SLN-10 | $30.00 | 9/20/2012 10:35:14 AM |
bellaquito | $500.00 | 9/20/2012 10:35:44 AM |
Investor_DP | $200.00 | 9/20/2012 10:49:32 AM |
booOST | $25.00 | 9/20/2012 2:59:10 PM |
CA-Lender | $25.00 | 9/20/2012 10:51:28 AM |
RedmondMan | $25.00 | 9/20/2012 11:56:31 AM |
orange-liberty-oyster | $100.00 | 9/20/2012 1:51:06 PM |
azazle | $50.00 | 9/20/2012 1:56:09 PM |
yons88 | $25.00 | 9/20/2012 2:02:03 PM |
currency-persimmon | $25.00 | 9/20/2012 2:13:12 PM |
first-dinero-igloo | $25.00 | 9/20/2012 2:40:10 PM |
blue-subtle-integrity | $25.00 | 9/20/2012 2:56:59 PM |
bold-wampum-compadre | $30.00 | 9/20/2012 4:02:56 PM |
74 Investments
|
Borrower Payment Dependent Notes Series
640045
This series of Notes was issued and sold upon the funding of the borrower loan #75131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,200.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $343.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.95% | | |
| |
Estimated return*:
| 7.96% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 14% |
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,231 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| principal-bassoon6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to payoff some high interest credit crads
My financial situation: Chase Bank
I am a good candidate for this loan because I am current with all my credit cards this will make it easier to pay them off because it has a lower interest rate which in return will pay off my debt faster.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Goodlender42 | $25.00 | 9/14/2012 5:18:10 PM |
spartacusiam | $25.00 | 9/14/2012 5:10:42 PM |
attentive-compassion1 | $50.00 | 9/14/2012 5:03:26 PM |
EnglishGeekInNYC | $25.00 | 9/14/2012 5:03:40 PM |
chlebie | $50.00 | 9/14/2012 5:27:21 PM |
CreditBuilder2 | $25.01 | 9/14/2012 5:40:45 PM |
j2ee | $50.00 | 9/14/2012 5:50:28 PM |
mariah8641 | $30.00 | 9/14/2012 5:35:17 PM |
vkorichkov | $30.00 | 9/14/2012 5:35:30 PM |
affluence-microscope2 | $200.00 | 9/14/2012 5:55:33 PM |
superb-funds335 | $25.00 | 9/14/2012 5:56:11 PM |
auction-sage | $100.00 | 9/14/2012 5:59:45 PM |
green-order-captain | $50.00 | 9/14/2012 6:01:03 PM |
DrNano | $50.00 | 9/14/2012 6:06:16 PM |
nickel-ferret | $25.00 | 9/14/2012 5:58:19 PM |
Rockymtnhi | $100.00 | 9/14/2012 6:46:28 PM |
kfrench | $75.00 | 9/14/2012 6:01:43 PM |
ChoiceInvestments | $27.00 | 9/14/2012 8:00:11 PM |
bellaquito | $500.00 | 9/14/2012 7:04:54 PM |
UT-Longhorn | $25.00 | 9/15/2012 6:04:16 AM |
investorrr | $50.00 | 9/14/2012 7:45:12 PM |
PaulW | $40.00 | 9/15/2012 6:13:30 AM |
Peleadona | $25.00 | 9/15/2012 7:47:41 AM |
superb-transparency799 | $50.00 | 9/15/2012 6:42:28 AM |
lionheart722 | $100.00 | 9/15/2012 12:05:57 AM |
responsibility-butterfly | $25.00 | 9/15/2012 8:56:05 AM |
Brisket_Bob | $25.00 | 9/15/2012 6:39:15 AM |
producer455 | $27.50 | 9/15/2012 10:24:10 AM |
joyful-yield3 | $39.48 | 9/15/2012 10:43:52 AM |
payout-thinker7 | $25.00 | 9/15/2012 11:30:39 AM |
MakoF16 | $25.00 | 9/15/2012 7:47:40 AM |
britgsb | $25.00 | 9/15/2012 8:03:46 AM |
DaveTheWave | $25.00 | 9/15/2012 11:48:53 AM |
indomitable-coin | $25.00 | 9/15/2012 12:15:19 PM |
ready-bid9 | $50.00 | 9/15/2012 12:14:47 PM |
girlwithglasses | $50.00 | 9/15/2012 12:02:52 PM |
Atlanta-Buyer | $25.00 | 9/15/2012 12:18:17 PM |
Taxman44 | $25.00 | 9/15/2012 12:37:01 PM |
gjm6d | $25.00 | 9/15/2012 12:39:21 PM |
momoney2lend | $25.00 | 9/15/2012 12:32:59 PM |
jhussey | $100.00 | 9/15/2012 12:23:34 PM |
minista | $25.00 | 9/15/2012 12:48:47 PM |
transparency-silo2 | $25.00 | 9/15/2012 12:37:04 PM |
bixorama | $25.00 | 9/15/2012 12:39:24 PM |
promise2 | $25.00 | 9/15/2012 12:46:01 PM |
prudent-deal662 | $25.00 | 9/15/2012 12:58:40 PM |
important-ore | $150.00 | 9/15/2012 1:01:11 PM |
market-assembler | $42.00 | 9/15/2012 1:03:49 PM |
TomDalonajay | $25.00 | 9/15/2012 12:40:15 PM |
value-investor9 | $50.00 | 9/15/2012 1:06:53 PM |
Aimvest | $25.00 | 9/15/2012 1:07:09 PM |
important-gold5 | $25.00 | 9/15/2012 12:53:35 PM |
debt-fuse158 | $25.00 | 9/15/2012 12:54:52 PM |
invincible-deal82 | $25.00 | 9/15/2012 1:10:09 PM |
THREE-POINTS-LENDING | $25.00 | 9/15/2012 1:13:21 PM |
productive-principal7 | $25.00 | 9/15/2012 1:15:59 PM |
nickel-alien | $50.00 | 9/15/2012 1:16:14 PM |
PayItForward | $50.00 | 9/15/2012 1:00:38 PM |
worldly-commitment173 | $100.00 | 9/15/2012 1:18:52 PM |
otalon | $25.00 | 9/15/2012 1:04:42 PM |
dckpolo | $25.00 | 9/15/2012 1:20:59 PM |
gjh37 | $25.00 | 9/15/2012 1:21:38 PM |
Ivan2007 | $50.00 | 9/15/2012 1:06:25 PM |
Kame | $25.00 | 9/15/2012 1:08:01 PM |
TSC | $31.00 | 9/15/2012 1:08:36 PM |
kchen486 | $27.00 | 9/15/2012 1:09:05 PM |
BDL-Roth | $25.00 | 9/15/2012 1:09:53 PM |
dospapalotes | $25.00 | 9/15/2012 1:10:55 PM |
rockstar73 | $25.00 | 9/15/2012 1:11:09 PM |
Tai | $25.00 | 9/15/2012 1:11:19 PM |
boater01 | $100.00 | 9/15/2012 1:11:37 PM |
iwantmore | $25.00 | 9/15/2012 1:15:03 PM |
Tapu22 | $25.00 | 9/15/2012 1:15:19 PM |
lagnisiruk | $25.00 | 9/15/2012 1:18:34 PM |
Ilios | $25.00 | 9/15/2012 1:19:51 PM |
commerce-web5 | $25.00 | 9/15/2012 1:00:54 PM |
dough-souffle | $25.00 | 9/15/2012 1:20:16 PM |
he-shoots-he-scores | $25.00 | 9/15/2012 1:01:34 PM |
impartial-p2p6 | $25.00 | 9/15/2012 1:21:59 PM |
american6 | $50.00 | 9/15/2012 1:22:27 PM |
equitable-capital758 | $519.58 | 9/15/2012 1:23:01 PM |
agile-diversification2 | $25.00 | 9/15/2012 1:05:14 PM |
financelover | $44.00 | 9/15/2012 1:07:00 PM |
top-blissful-dedication | $25.00 | 9/15/2012 1:08:03 PM |
SanJoser | $25.00 | 9/15/2012 1:09:08 PM |
loyalty-sherpa | $25.00 | 9/15/2012 1:11:01 PM |
neighborly-velocity4 | $25.00 | 9/15/2012 1:11:43 PM |
revenue-buddy0 | $25.00 | 9/15/2012 1:12:38 PM |
littlemonkey | $25.00 | 9/15/2012 1:12:59 PM |
p2p-paradise | $25.00 | 9/15/2012 1:13:02 PM |
velocity-amplifier9 | $25.00 | 9/15/2012 1:13:44 PM |
jmb_lending | $25.00 | 9/15/2012 1:13:55 PM |
mondial4 | $100.00 | 9/15/2012 1:14:08 PM |
opportunity85 | $25.00 | 9/15/2012 1:14:43 PM |
hrubinst | $50.00 | 9/15/2012 1:16:58 PM |
microeconomicwizadry | $25.00 | 9/15/2012 1:19:39 PM |
AceNow | $50.00 | 9/15/2012 1:20:29 PM |
HeroJason86 | $25.00 | 9/15/2012 1:21:07 PM |
kevin314 | $25.00 | 9/14/2012 5:22:19 PM |
marketplace-pinnacle964 | $25.00 | 9/14/2012 5:02:50 PM |
dreammachine | $100.00 | 9/14/2012 5:32:00 PM |
bazaar-tulip | $25.00 | 9/14/2012 5:26:21 PM |
ready-justice7 | $50.00 | 9/14/2012 5:38:40 PM |
abundanceforever | $52.50 | 9/14/2012 5:56:25 PM |
thrifty-transaction578 | $25.00 | 9/14/2012 5:33:03 PM |
wetlands | $200.00 | 9/14/2012 5:59:02 PM |
repayment-pagoda8 | $100.00 | 9/14/2012 5:53:01 PM |
paladin847 | $50.00 | 9/14/2012 6:03:21 PM |
generous-deal6 | $25.00 | 9/14/2012 5:45:31 PM |
adaboy65 | $100.00 | 9/14/2012 5:55:19 PM |
radiant-dollar9 | $200.00 | 9/14/2012 6:00:29 PM |
evilkats | $50.00 | 9/14/2012 6:56:29 PM |
lochinvar | $75.00 | 9/14/2012 5:53:21 PM |
LeReve | $500.00 | 9/14/2012 6:03:07 PM |
velocityasaurus-rex4 | $100.00 | 9/14/2012 6:16:13 PM |
azazle | $50.00 | 9/15/2012 2:37:48 AM |
attractive-rate | $25.00 | 9/15/2012 4:26:27 AM |
palmetto933 | $25.00 | 9/15/2012 5:57:32 AM |
best-bonafide-p2p | $25.00 | 9/14/2012 8:21:52 PM |
durability-seahorse7 | $50.00 | 9/15/2012 1:25:18 AM |
brilliant-balance | $100.00 | 9/14/2012 6:29:00 PM |
Long-term2040 | $25.00 | 9/14/2012 6:39:22 PM |
radforj22 | $56.05 | 9/15/2012 7:34:20 AM |
keen-credit6 | $28.00 | 9/15/2012 8:01:53 AM |
Culebra1930 | $33.00 | 9/14/2012 8:27:31 PM |
simiray | $30.00 | 9/14/2012 8:51:00 PM |
useful-finance | $75.00 | 9/15/2012 8:08:10 AM |
BankofRon | $25.00 | 9/15/2012 8:09:47 AM |
Interloper | $70.00 | 9/15/2012 8:16:29 AM |
ERJ | $50.00 | 9/15/2012 8:20:17 AM |
squarebob | $25.00 | 9/15/2012 8:53:32 AM |
agrosmet | $25.00 | 9/15/2012 7:38:53 AM |
Fitiwalt7 | $25.00 | 9/15/2012 7:59:02 AM |
omegamon1 | $25.00 | 9/15/2012 9:47:28 AM |
AM2008 | $25.00 | 9/15/2012 6:37:23 AM |
economy-popcorn | $25.00 | 9/15/2012 6:46:03 AM |
silver-dogwood4 | $25.00 | 9/15/2012 9:00:00 AM |
Quiza12 | $50.00 | 9/15/2012 7:27:23 AM |
ach | $50.00 | 9/15/2012 9:21:38 AM |
ericsb | $57.03 | 9/15/2012 9:54:40 AM |
first-serene-credit | $25.00 | 9/15/2012 8:17:40 AM |
market-maximizer472 | $100.00 | 9/15/2012 8:23:02 AM |
OregonDane | $25.00 | 9/15/2012 8:26:45 AM |
Money_Working | $36.85 | 9/15/2012 12:08:47 PM |
affluence-tycoon | $25.00 | 9/15/2012 12:16:29 PM |
a-finance-nirvana | $25.00 | 9/15/2012 12:22:11 PM |
Investoman | $25.00 | 9/15/2012 12:16:39 PM |
mystical-diversification1 | $25.00 | 9/15/2012 12:26:25 PM |
djs81 | $75.00 | 9/15/2012 12:18:41 PM |
Nazbuster | $200.00 | 9/15/2012 12:27:58 PM |
miked8303 | $50.00 | 9/15/2012 12:14:17 PM |
scottyb73 | $25.00 | 9/15/2012 12:21:44 PM |
lendme2 | $47.00 | 9/15/2012 12:25:55 PM |
friendly-gold | $25.00 | 9/15/2012 12:35:51 PM |
Ripsaw4U | $50.00 | 9/15/2012 12:27:33 PM |
greentomato | $25.00 | 9/15/2012 12:29:13 PM |
adventurer447 | $300.00 | 9/15/2012 12:37:32 PM |
IP | $25.00 | 9/15/2012 12:20:47 PM |
green-discrete-rupee | $50.00 | 9/15/2012 12:49:36 PM |
compoundinterest | $25.00 | 9/15/2012 12:50:26 PM |
elegant-income3 | $50.00 | 9/15/2012 12:50:52 PM |
hard-working-rate3 | $25.00 | 9/15/2012 12:34:59 PM |
gold-sushi | $50.00 | 9/15/2012 12:54:19 PM |
codavee | $31.00 | 9/15/2012 1:02:42 PM |
the-profit-oracle | $25.00 | 9/15/2012 12:51:18 PM |
inspiring-marketplace | $25.00 | 9/15/2012 1:05:42 PM |
mvalley | $25.00 | 9/15/2012 12:52:40 PM |
carlover | $25.00 | 9/15/2012 1:06:27 PM |
benefit-dreams | $25.00 | 9/15/2012 1:06:58 PM |
majikthanos | $50.00 | 9/15/2012 1:07:18 PM |
revmax | $25.00 | 9/15/2012 1:08:07 PM |
spark548 | $25.00 | 9/15/2012 1:09:51 PM |
Avicell | $25.00 | 9/15/2012 1:10:14 PM |
helpinghand63 | $25.00 | 9/15/2012 1:14:40 PM |
nri22 | $25.00 | 9/15/2012 1:16:06 PM |
mtp | $43.00 | 9/15/2012 1:00:56 PM |
mrfixerupper | $25.00 | 9/15/2012 1:20:40 PM |
uprising35 | $25.00 | 9/15/2012 1:08:29 PM |
lawyervon | $25.00 | 9/15/2012 1:09:55 PM |
deal-vibrato | $25.00 | 9/15/2012 1:10:59 PM |
ujiba | $33.00 | 9/15/2012 12:56:16 PM |
GranCarol | $25.00 | 9/15/2012 1:15:14 PM |
Rdodson11 | $25.00 | 9/15/2012 1:19:56 PM |
glider537 | $25.00 | 9/15/2012 1:22:14 PM |
csakhil | $50.00 | 9/15/2012 1:06:16 PM |
Rick21 | $25.00 | 9/15/2012 1:06:39 PM |
Tradesmanlender | $25.00 | 9/15/2012 1:08:18 PM |
SBT | $25.00 | 9/15/2012 1:11:53 PM |
MoonMama | $25.00 | 9/15/2012 1:13:13 PM |
Castellan | $50.00 | 9/15/2012 1:13:15 PM |
jms007 | $25.00 | 9/15/2012 1:13:58 PM |
igloo268 | $25.00 | 9/15/2012 1:15:24 PM |
wigglesworth4 | $500.00 | 9/15/2012 1:17:31 PM |
USCGC | $25.00 | 9/15/2012 1:17:40 PM |
sharpey | $25.00 | 9/15/2012 1:19:44 PM |
point653 | $25.00 | 9/15/2012 1:20:27 PM |
listing-meridian | $50.00 | 9/15/2012 1:22:57 PM |
197 Investments
|
Borrower Payment Dependent Notes Series
640221
This series of Notes was issued and sold upon the funding of the borrower loan #75007, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $471.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.84% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 62% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,559 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| No | | |
Screen name:
| flan287 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/20/2012 5:56:36 PM |
friendly-gold | $25.00 | 9/20/2012 5:01:48 PM |
best-bonafide-p2p | $25.00 | 9/20/2012 5:12:54 PM |
first-pragmatic-power | $25.00 | 9/20/2012 5:36:24 PM |
money-baron | $50.00 | 9/20/2012 6:09:39 PM |
pierrelasvegas | $25.00 | 9/20/2012 6:16:52 PM |
Beld | $50.00 | 9/20/2012 5:44:52 PM |
houli123 | $25.00 | 9/20/2012 5:21:41 PM |
ready-justice7 | $50.00 | 9/20/2012 5:32:20 PM |
bazaar-tulip | $25.00 | 9/20/2012 5:34:33 PM |
jga516 | $25.00 | 9/20/2012 8:20:06 PM |
unforgettable-return6 | $25.00 | 9/20/2012 6:09:12 PM |
dmunySF | $50.00 | 9/20/2012 5:52:12 PM |
NickelSteamroller | $35.00 | 9/20/2012 5:52:29 PM |
EnglishGeekInNYC | $50.00 | 9/20/2012 6:04:31 PM |
JeremyLinFan | $30.00 | 9/20/2012 6:21:36 PM |
gold-maestro6 | $50.00 | 9/21/2012 7:49:59 AM |
orange-preeminant-bill | $50.00 | 9/21/2012 6:17:38 AM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:25 AM |
wise-charming-reward | $500.00 | 9/21/2012 5:49:56 AM |
luann199 | $25.00 | 9/21/2012 9:06:47 AM |
samurai2 | $25.00 | 9/21/2012 9:29:31 AM |
fides-cx | $25.00 | 9/21/2012 9:12:45 AM |
LeReve | $500.00 | 9/21/2012 9:29:35 AM |
tech310 | $50.00 | 9/21/2012 9:31:22 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:34 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:52 AM |
pdub | $500.00 | 9/21/2012 12:21:18 PM |
openness-cosmos9 | $50.00 | 9/21/2012 12:34:14 PM |
compatible-deal9 | $25.00 | 9/21/2012 1:19:29 PM |
kulender | $50.00 | 9/21/2012 1:49:47 PM |
azazle | $50.00 | 9/21/2012 12:49:52 PM |
BANSAL | $25.00 | 9/21/2012 1:31:19 PM |
sophisticated-return496 | $25.00 | 9/21/2012 3:11:37 PM |
desertoasis | $50.00 | 9/21/2012 3:37:54 PM |
Laissez-faire | $50.00 | 9/21/2012 3:41:11 PM |
revenue-serenity | $25.00 | 9/21/2012 3:28:20 PM |
penny-kahuna0 | $25.00 | 9/21/2012 3:41:24 PM |
seabassx | $30.00 | 9/21/2012 1:14:28 PM |
Use_It_Wisely | $25.00 | 9/21/2012 2:44:18 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:50:59 PM |
ready-vigilance3 | $100.00 | 9/21/2012 3:22:16 PM |
Shawn95187 | $25.00 | 9/21/2012 3:34:02 PM |
Farmer-Ted | $25.00 | 9/21/2012 4:05:49 PM |
loyalty-dragster7 | $125.00 | 9/21/2012 5:15:16 PM |
Johnab | $25.00 | 9/21/2012 4:47:38 PM |
fantastic-wampum1 | $100.00 | 9/21/2012 5:21:13 PM |
pythia | $50.00 | 9/21/2012 5:15:16 PM |
duty-viola | $25.00 | 9/20/2012 5:07:15 PM |
supreme-treasure8 | $100.00 | 9/20/2012 5:10:24 PM |
durability-seahorse7 | $50.00 | 9/20/2012 5:11:56 PM |
BankofRon_IRA | $100.00 | 9/20/2012 6:09:05 PM |
mindful-generosity1 | $50.00 | 9/20/2012 6:09:34 PM |
leverage-sensai6 | $25.00 | 9/20/2012 5:48:53 PM |
supreme-exchange547 | $25.00 | 9/20/2012 8:33:25 PM |
LoanerPrincipal | $25.00 | 9/20/2012 7:01:08 PM |
kfrench | $75.00 | 9/20/2012 5:52:18 PM |
treasure-bliss | $25.00 | 9/21/2012 6:14:04 AM |
loyalist1 | $150.00 | 9/21/2012 8:10:26 AM |
scarlet-velvet | $50.08 | 9/21/2012 4:08:46 AM |
Nipper99 | $100.00 | 9/21/2012 5:23:58 AM |
imogen22 | $50.00 | 9/21/2012 9:20:16 AM |
special-dinero553 | $25.00 | 9/21/2012 9:21:46 AM |
missing-link | $25.00 | 9/21/2012 10:32:59 AM |
MI2 | $5,000.00 | 9/21/2012 12:28:03 PM |
brightest-trade-breeze | $25.00 | 9/21/2012 1:04:10 PM |
RJTintheBK | $45.00 | 9/21/2012 1:07:49 PM |
plentiful-return386 | $50.00 | 9/21/2012 3:33:26 PM |
Peacepower | $30.00 | 9/21/2012 4:14:15 PM |
whitegold24k | $100.00 | 9/21/2012 4:18:04 PM |
supreme-exchange547 | $25.00 | 9/21/2012 1:07:38 PM |
mercuriant | $25.00 | 9/21/2012 5:03:14 PM |
on_your_side | $25.00 | 9/21/2012 2:24:37 PM |
library849 | $2,663.57 | 9/21/2012 3:19:35 PM |
DalCowboys | $25.00 | 9/21/2012 4:45:05 PM |
enthusiastic-cash599 | $50.00 | 9/21/2012 5:19:15 PM |
adventurer447 | $300.00 | 9/21/2012 5:19:58 PM |
77 Investments
|
Borrower Payment Dependent Notes Series
640243
This series of Notes was issued and sold upon the funding of the borrower loan #74826, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $319.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $5,668 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| listing-commando0 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate some of my debt and buy a cheap used car
My financial situation:
I am a good candidate for this loan because...I work 2 jobs and I always pay my bills on time.
Monthly net income: $2800
Monthly expenses: $2225
Housing: $685
Insurance: $100
Car expenses: $250 pymt & $250 gas & $100 insurance
Utilities: $140
Phone, cable, internet: $250
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
drkosh | $25.00 | 9/16/2012 12:30:14 PM |
unforgettable-pound574 | $100.00 | 9/16/2012 12:26:04 PM |
supreme-treasure8 | $100.00 | 9/16/2012 2:40:17 PM |
trade-beeper4 | $25.00 | 9/16/2012 3:02:07 PM |
52digital | $75.00 | 9/16/2012 2:27:52 PM |
Investor_DP | $200.00 | 9/16/2012 3:05:49 PM |
the-silver-blaster | $50.00 | 9/16/2012 2:28:57 PM |
community-burrito9 | $45.00 | 9/16/2012 2:41:59 PM |
well-mannered-income3 | $40.00 | 9/16/2012 5:58:10 PM |
Elefunt | $25.00 | 9/16/2012 3:06:05 PM |
Kaj | $25.00 | 9/16/2012 2:18:45 PM |
first-pragmatic-power | $25.00 | 9/16/2012 3:08:33 PM |
papaloha | $25.00 | 9/16/2012 8:21:50 PM |
bold-marketplace-awakening | $100.00 | 9/16/2012 2:29:08 PM |
intelligent-yield | $25.00 | 9/16/2012 3:40:55 PM |
EnglishGeekInNYC | $25.00 | 9/16/2012 2:29:19 PM |
dmunySF | $50.00 | 9/16/2012 2:32:48 PM |
Beld | $50.00 | 9/16/2012 2:48:56 PM |
munnu | $25.00 | 9/17/2012 6:51:26 AM |
RJN | $30.00 | 9/16/2012 3:05:05 PM |
pms31421 | $25.00 | 9/16/2012 9:06:44 PM |
blue-order-comet | $25.00 | 9/16/2012 10:27:25 PM |
benefit-javelin | $25.00 | 9/17/2012 7:16:39 AM |
best-bonafide-p2p | $25.00 | 9/17/2012 7:28:19 AM |
zchickan | $25.00 | 9/17/2012 8:14:25 AM |
return-enforcer5 | $25.00 | 9/17/2012 8:27:50 AM |
historic-value7 | $200.00 | 9/17/2012 9:01:44 AM |
LeReve | $500.00 | 9/17/2012 9:18:38 AM |
Underworld_Explorer | $50.00 | 9/16/2012 9:46:45 PM |
worth-quark7 | $25.00 | 9/17/2012 5:57:30 AM |
special-money | $50.00 | 9/17/2012 7:38:59 AM |
mercuriant | $25.00 | 9/17/2012 9:19:58 AM |
benevolent-marketplace4 | $2,500.00 | 9/17/2012 9:22:55 AM |
djh47a | $25.00 | 9/17/2012 9:05:53 AM |
pierrelasvegas | $25.00 | 9/17/2012 9:11:19 AM |
frankdelraza | $25.00 | 9/17/2012 9:23:38 AM |
mpatrick | $100.00 | 9/17/2012 9:24:43 AM |
simplelender80 | $50.16 | 9/17/2012 9:27:24 AM |
csa_101824 | $25.00 | 9/16/2012 2:24:37 PM |
historic-value7 | $200.00 | 9/16/2012 12:06:40 PM |
bellaquito | $500.00 | 9/16/2012 2:41:56 PM |
money-baron | $50.00 | 9/16/2012 3:30:30 PM |
exciting-fairness | $200.00 | 9/16/2012 4:28:46 PM |
paytonbrigadier | $250.00 | 9/16/2012 2:55:16 PM |
dough-bear | $25.00 | 9/16/2012 3:12:11 PM |
capital-renewal | $25.00 | 9/16/2012 2:25:44 PM |
compassionate-payment218 | $25.00 | 9/16/2012 6:34:19 PM |
p2p-czar3 | $25.00 | 9/16/2012 2:45:31 PM |
friendly-gold | $25.00 | 9/16/2012 3:02:05 PM |
gold-pudding6 | $60.00 | 9/16/2012 3:02:30 PM |
dudebrah | $25.00 | 9/16/2012 8:40:19 PM |
statuesque-affluence058 | $25.00 | 9/16/2012 3:09:10 PM |
greenback-sage433 | $25.00 | 9/17/2012 8:33:16 AM |
PoliticinandNegotiatin | $500.00 | 9/17/2012 8:42:53 AM |
evergreen16 | $200.00 | 9/17/2012 8:57:19 AM |
engrossing-community0 | $25.00 | 9/16/2012 3:50:52 PM |
majestic-note6 | $200.00 | 9/17/2012 9:16:16 AM |
bold-phenomenal-funds | $30.00 | 9/17/2012 9:21:28 AM |
cberthiaume | $50.00 | 9/17/2012 9:05:10 AM |
return-owner | $25.00 | 9/16/2012 10:28:28 PM |
professional-vigilance9 | $100.00 | 9/17/2012 9:24:18 AM |
best-tenacious-revenue | $25.00 | 9/17/2012 7:36:52 AM |
helping-out | $40.00 | 9/17/2012 8:00:01 AM |
elegant-commerce17 | $52.34 | 9/17/2012 8:17:45 AM |
dukeiyer | $25.00 | 9/17/2012 8:33:51 AM |
orchestra960 | $300.00 | 9/17/2012 9:04:31 AM |
abundanceforever | $52.50 | 9/17/2012 9:10:23 AM |
Thunderswan | $100.00 | 9/17/2012 9:17:26 AM |
68 Investments
|
Borrower Payment Dependent Notes Series
640369
This series of Notes was issued and sold upon the funding of the borrower loan #74751, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $161.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 13% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $440 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| exponential-income83 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Open Soccer academy
This loan will be used to...
Want to open a soccer academy on the weekends, money will be used for advertisment, Equipment, and initial costs
My financial situation: I am a manager from a fortune 500 company, earn good income from my job and have 2 rental properties that I got last year, that is where all my cash went. I have college degree and a very decent credit for my age
I am a good candidate for this loan because...Loan will be used to open a business that I love doing, Just need that initial help to set it up
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-triangulation1 | $25.00 | 9/17/2012 5:08:06 PM |
aztec | $50.00 | 9/17/2012 5:26:39 PM |
Bank_Of_XL | $25.00 | 9/17/2012 5:04:37 PM |
LoanerPrincipal | $25.00 | 9/17/2012 5:09:01 PM |
Kessler | $26.00 | 9/17/2012 5:38:06 PM |
goodhearted-basis4 | $25.00 | 9/17/2012 5:38:32 PM |
SBT | $25.00 | 9/17/2012 5:12:06 PM |
gold-pudding6 | $60.00 | 9/17/2012 5:32:48 PM |
Taxman44 | $25.00 | 9/17/2012 5:48:18 PM |
superb-funds335 | $25.00 | 9/17/2012 5:50:57 PM |
calm-platinum957 | $35.00 | 9/17/2012 5:24:10 PM |
radiant-dollar9 | $200.00 | 9/17/2012 5:25:55 PM |
obduro_1 | $25.00 | 9/17/2012 5:29:20 PM |
jcornehlsen | $25.00 | 9/17/2012 6:22:47 PM |
cello1 | $25.00 | 9/17/2012 6:30:13 PM |
houli123 | $200.00 | 9/17/2012 6:38:32 PM |
ready-justice7 | $50.00 | 9/17/2012 5:45:49 PM |
blue-order-comet | $100.00 | 9/17/2012 6:24:52 PM |
janeybooboo | $75.00 | 9/17/2012 6:36:18 PM |
community-burrito9 | $25.00 | 9/17/2012 6:45:27 PM |
bellaquito | $500.00 | 9/17/2012 7:11:39 PM |
networks4ever | $25.00 | 9/17/2012 6:01:02 PM |
whitegoldira | $91.00 | 9/17/2012 6:11:28 PM |
julijask | $50.00 | 9/17/2012 6:38:42 PM |
overflowinglife | $50.00 | 9/17/2012 6:54:16 PM |
marwadi-62 | $400.00 | 9/17/2012 6:57:49 PM |
weiyinsan | $25.00 | 9/17/2012 7:36:49 PM |
repayment-pagoda8 | $100.00 | 9/17/2012 5:18:13 PM |
dukeiyer | $25.00 | 9/17/2012 5:19:48 PM |
thrifty-transaction578 | $25.00 | 9/17/2012 5:10:21 PM |
affluence-microscope2 | $100.00 | 9/17/2012 5:20:40 PM |
mariah8641 | $30.00 | 9/17/2012 5:21:47 PM |
BDL-Roth | $25.00 | 9/17/2012 5:16:23 PM |
LeReve | $500.00 | 9/17/2012 5:29:10 PM |
CreditBuilder2 | $25.01 | 9/17/2012 5:06:38 PM |
wetlands | $200.00 | 9/17/2012 5:24:23 PM |
sturdy-fairness0 | $100.00 | 9/17/2012 5:11:14 PM |
auction-sage | $100.00 | 9/17/2012 5:25:07 PM |
RGlad | $200.00 | 9/17/2012 6:36:01 PM |
fantastic-bazaar2 | $50.00 | 9/17/2012 7:31:30 PM |
phaques | $225.00 | 9/17/2012 7:03:21 PM |
ready-interest9 | $25.00 | 9/17/2012 5:58:53 PM |
friendly-gold | $25.00 | 9/17/2012 6:00:33 PM |
MI2 | $2,032.99 | 9/17/2012 7:43:45 PM |
first-wampum-gazer | $1,000.00 | 9/17/2012 6:45:01 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
640383
This series of Notes was issued and sold upon the funding of the borrower loan #75104, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 34% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,074 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| auction-scrutinzer3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...interior upgrades on wholly owned property located at Bramwell, WV
My financial situation: I have other income options other than my current salary.
I am a good candidate for this loan because...The home I plan to do improvement to has been in my family since 1942 and needs some work. I have the ability to pay back this loan,
Monthly net income: $4232.00
Monthly expenses: $2000.00
Housing: $0
Insurance: $150.00
Car expenses: $300.00
Utilities: $200.00
Phone, cable, internet: $165.00
Food, entertainment: Clothing, household expenses: $600.00
Credit cards and other loans: $600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/21/2012 10:33:14 AM |
income-triangulation1 | $25.00 | 9/21/2012 9:01:31 AM |
duty-viola | $25.00 | 9/21/2012 9:08:45 AM |
refresher211 | $25.00 | 9/21/2012 9:23:34 AM |
money-baron | $50.00 | 9/21/2012 10:30:29 AM |
blitzen40 | $25.00 | 9/21/2012 9:56:57 AM |
enriched-return057 | $50.00 | 9/21/2012 9:59:30 AM |
StrongMonty | $100.00 | 9/21/2012 1:18:01 PM |
reflective-rupee | $25.00 | 9/21/2012 10:11:46 AM |
social-zebra | $30.00 | 9/21/2012 12:43:33 PM |
let_me_retire | $75.00 | 9/21/2012 3:12:05 PM |
Core-Marketing | $25.00 | 9/21/2012 1:28:55 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:51:06 PM |
geechee | $25.00 | 9/21/2012 5:44:40 PM |
taltman | $25.00 | 9/21/2012 8:12:53 PM |
mindful-generosity1 | $50.00 | 9/21/2012 6:15:57 PM |
papaloha | $25.00 | 9/21/2012 10:04:03 PM |
dudebrah | $25.00 | 9/21/2012 6:54:14 PM |
melodious-openness | $80.00 | 9/22/2012 4:55:07 AM |
california111 | $100.00 | 9/21/2012 10:00:17 PM |
rockhound84 | $25.00 | 9/22/2012 7:17:51 AM |
Corky1234 | $100.00 | 9/22/2012 9:10:24 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:58 AM |
Bob450 | $25.00 | 9/22/2012 8:02:26 AM |
drkosh | $25.00 | 9/22/2012 12:42:07 PM |
integrity-builder | $50.00 | 9/22/2012 12:53:04 PM |
sweetsassymolassy | $25.00 | 9/22/2012 2:20:28 PM |
worthy-bid8 | $100.00 | 9/22/2012 1:43:37 PM |
john0720 | $25.00 | 9/22/2012 2:10:39 PM |
chrisb1414 | $25.00 | 9/22/2012 5:47:25 PM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:24 AM |
icon7 | $100.00 | 9/23/2012 9:03:00 AM |
wise-investment-lionheart2 | $33.00 | 9/23/2012 10:42:04 AM |
evilkats | $50.00 | 9/23/2012 11:06:08 AM |
dough-kitten5 | $25.00 | 9/23/2012 8:34:58 AM |
worth-shower8 | $100.00 | 9/23/2012 1:03:39 PM |
jebber007 | $30.00 | 9/23/2012 2:06:42 PM |
kila-designer | $127.72 | 9/23/2012 6:21:42 PM |
bewitching-dollar5 | $100.00 | 9/21/2012 9:16:23 AM |
majestic-note6 | $150.00 | 9/21/2012 9:26:57 AM |
pdub | $200.00 | 9/21/2012 12:22:09 PM |
bellaquito | $500.00 | 9/21/2012 11:01:37 AM |
RotJ | $100.00 | 9/21/2012 12:36:35 PM |
treasure-hunter270 | $25.00 | 9/21/2012 3:47:30 PM |
scoobiedoo | $25.00 | 9/21/2012 3:09:30 PM |
graceful-investment | $106.00 | 9/21/2012 12:25:30 PM |
greencat | $50.00 | 9/21/2012 4:04:48 PM |
whitegold24k | $50.00 | 9/21/2012 4:31:58 PM |
enchanted-note | $25.00 | 9/21/2012 5:39:55 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:39 PM |
jmvingeorgia | $35.00 | 9/22/2012 5:58:12 AM |
azazle | $50.00 | 9/21/2012 8:14:39 PM |
steven3333 | $25.00 | 9/22/2012 10:28:24 AM |
Astyanax | $30.00 | 9/22/2012 10:58:03 AM |
SecondChanceLendingSERV | $25.00 | 9/22/2012 10:14:56 AM |
buffalobills | $25.00 | 9/22/2012 12:20:12 PM |
Navy_Wife_Retired | $150.00 | 9/22/2012 12:46:17 PM |
shoook | $25.00 | 9/22/2012 6:59:37 PM |
the-inspired-justice | $25.00 | 9/22/2012 10:41:44 PM |
CalBear08 | $33.33 | 9/22/2012 6:39:08 PM |
jpac1066 | $25.00 | 9/22/2012 7:48:44 PM |
sgt-schultz | $27.00 | 9/23/2012 4:06:28 AM |
rupee-universe | $25.00 | 9/22/2012 9:47:48 PM |
Bank42 | $30.00 | 9/23/2012 6:02:30 AM |
jutdon84 | $25.00 | 9/23/2012 6:45:53 AM |
TrailB1aze5 | $87.95 | 9/23/2012 8:36:33 AM |
loyaltyologist | $25.00 | 9/23/2012 10:46:57 AM |
CA-Lender | $25.00 | 9/23/2012 1:27:39 PM |
new-marketplace-lyrics | $25.00 | 9/23/2012 3:32:20 PM |
Urban-MBA | $25.00 | 9/23/2012 4:55:56 PM |
alluring-yield5 | $25.00 | 9/23/2012 2:04:32 PM |
Haribelle | $25.00 | 9/23/2012 3:44:25 PM |
bankbuddy55 | $100.00 | 9/23/2012 5:07:37 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
640441
This series of Notes was issued and sold upon the funding of the borrower loan #74709, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $124.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,874 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-versatile-affluence |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to..replace auto and eliminate a high interest credit card
My financial situation:
I am a good candidate for this loan because...Payment on all bills is current and has been for years. The credit card that will be paid off has a higher payment than your payment will be.
My son, David, is to be included as a payer on this loan. Same address and phone numbers.
Monthly net income: $13000
Monthly expenses: $799.14
Housing: $414.60
Insurance: $54
Car expenses: $50
Utilities: $123
Phone, cable, internet: $89.54
Food, entertainment: $25
Clothing, household expenses: $30
Credit cards and other loans: $42 and 181.39
Other expenses: $20
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dukeiyer | $25.00 | 9/17/2012 5:10:33 PM |
economy-coup | $200.00 | 9/17/2012 5:13:57 PM |
open-minded-p2p1 | $25.00 | 9/17/2012 5:14:43 PM |
pierrelasvegas | $25.00 | 9/17/2012 5:23:02 PM |
green-principal-maniac | $25.00 | 9/17/2012 5:13:25 PM |
thrilling-fund427 | $50.00 | 9/17/2012 5:17:24 PM |
gold-pudding6 | $60.00 | 9/17/2012 5:32:48 PM |
receptive-affluence035 | $25.00 | 9/17/2012 5:05:19 PM |
brainy-return234 | $25.00 | 9/17/2012 5:15:21 PM |
MI2 | $2,925.00 | 9/17/2012 5:34:33 PM |
52digital | $75.00 | 9/17/2012 5:09:21 PM |
capital-investor8 | $25.00 | 9/17/2012 5:13:14 PM |
cash-mad-scientist3 | $25.00 | 9/17/2012 5:13:00 PM |
handy-justice | $50.00 | 9/17/2012 5:16:20 PM |
LeReve | $500.00 | 9/17/2012 5:29:39 PM |
bewitching-dollar5 | $100.00 | 9/17/2012 5:34:19 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
640471
This series of Notes was issued and sold upon the funding of the borrower loan #74950, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Sep-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-16-2012 |
|
Lender yield:
| 21.53% |
Borrower rate/APR:
| 22.53% / 25.04% |
Monthly payment:
| $418.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.02% | | |
| |
Estimated return*:
| 14.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1976 |
Debt/Income ratio:
| 27% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
27 | Length of status: | 32y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $57,025 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-payout-monster |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lowrater | $100.70 | 9/16/2012 12:03:43 PM |
janeybooboo | $100.00 | 9/16/2012 12:04:28 PM |
SkinnyFish | $50.00 | 9/16/2012 1:44:59 PM |
bonus-apple | $134.30 | 9/16/2012 2:03:40 PM |
Bob450 | $25.00 | 9/16/2012 12:42:55 PM |
TheSituation | $25.00 | 9/16/2012 12:04:35 PM |
fund-medalist171 | $50.00 | 9/16/2012 12:32:34 PM |
worth-blanket2 | $13,500.00 | 9/16/2012 12:08:07 PM |
Quid-Pro-Quo | $25.00 | 9/16/2012 1:12:13 PM |
RGlad | $400.00 | 9/16/2012 12:04:53 PM |
historic-value7 | $400.00 | 9/16/2012 12:08:27 PM |
vutah | $65.00 | 9/16/2012 12:14:00 PM |
scholarly-order6 | $100.00 | 9/16/2012 12:44:06 PM |
dough-kitten5 | $25.00 | 9/16/2012 1:51:18 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
640491
This series of Notes was issued and sold upon the funding of the borrower loan #75086, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $342.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 10y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,431 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jazzmusic |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 83% )
| 720-739 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 1
( 8% )
| 740-759
(Jul-2008)
820-839
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 1
( 8% )
|
Total payments billed:
| 12 | | |
Description
RE investor has buyers in the wings
Purpose of loan:
This loan will be used to...
Acquire a beautiful, marketly low priced condo that is assured to yield above the standard profit margin. I have 2 perspective buyers who are currently my tenants. They are in good standing and are in process of receiving approval letters for purchase from their financial institutions.
My financial situation:
I am a good candidate for this loan because...
First, I sucessfully paid a $10K Prosper loan before term. Secondly, I effectively manage my residential properties during the recession and currently, all of my holdings are in the black; and thirdly, I have a passion for this. I love helping others and being blessed myself in doing so. So many people desire their own. I'm in the position as a Landlord to help, mentor and guide, and I offer my assistance to tenants who desire it.
Monthly net income: $ 8500.00
Monthly expenses: $
Housing: $4908.00
Insurance: $130.00
Car expenses: $ 390.00
Utilities: $ 200.00
Phone, cable, internet: $ 324.00
Food, entertainment: $ 200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $ 125.00
Other expenses: $ 175.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
berniemadeoff | $50.00 | 9/19/2012 5:01:06 PM |
niceville80 | $25.00 | 9/19/2012 5:01:25 PM |
handy-justice | $50.00 | 9/19/2012 5:07:43 PM |
jamiee73 | $25.00 | 9/19/2012 5:04:37 PM |
respectful-dough429 | $25.00 | 9/19/2012 5:07:53 PM |
loot-geyser1 | $25.00 | 9/19/2012 5:04:27 PM |
orchestra960 | $300.00 | 9/19/2012 5:07:38 PM |
trade-boots1 | $100.00 | 9/19/2012 5:06:26 PM |
Katburg | $25.00 | 9/19/2012 5:06:50 PM |
thrilling-fund427 | $50.00 | 9/19/2012 5:07:25 PM |
worth-blanket2 | $10,350.00 | 9/19/2012 5:08:40 PM |
phenomenal-rate1 | $500.00 | 9/19/2012 5:05:39 PM |
economy-coup | $100.00 | 9/19/2012 5:07:35 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
640525
This series of Notes was issued and sold upon the funding of the borrower loan #75092, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $229.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 25% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
8 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,328 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| jubilant-basis7 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
Debt Consolidation
My financial situation: Struggling
I am a good candidate for this loan because...
I feel I would be a good candidate because I pay on time and have never missed a payment. The only reason why I would be applying for loan as such is do to a divorce and the ex not full filling her agreement. I thank you for considering me as a candidate.
Monthly net income: $4200
Monthly expenses: $300
Housing: $1000
Insurance: $110
Car expenses: $383
Utilities: $250
Phone, cable, internet: $325
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
52digital | $75.00 | 9/17/2012 5:09:22 PM |
majestic-note6 | $200.00 | 9/17/2012 5:28:02 PM |
supreme-exchange547 | $25.00 | 9/17/2012 5:29:11 PM |
supreme-treasure8 | $100.00 | 9/17/2012 5:37:31 PM |
diplomatic-wealth7 | $25.00 | 9/17/2012 5:51:50 PM |
azazle | $50.00 | 9/17/2012 5:56:05 PM |
first-pragmatic-power | $25.00 | 9/17/2012 6:00:02 PM |
gold-pudding6 | $60.00 | 9/17/2012 5:32:49 PM |
friendly-gold | $25.00 | 9/17/2012 6:00:34 PM |
MI2 | $5,000.00 | 9/17/2012 5:34:34 PM |
Beld | $50.00 | 9/17/2012 5:54:27 PM |
Comoparklender | $25.00 | 9/17/2012 6:03:20 PM |
selector568 | $290.00 | 9/17/2012 6:05:13 PM |
elegant-hope578 | $50.00 | 9/17/2012 5:50:05 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
640657
This series of Notes was issued and sold upon the funding of the borrower loan #75010, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $513.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1974 |
Debt/Income ratio:
| 31% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,617 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| repayment-sleuth1 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2012)
|
Principal balance:
| $3,351.14 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5,950.00
Monthly expenses: $750.00
Housing: $642.00
Insurance: $751.00
Car expenses: $525.00
Utilities: $240.00
Phone, cable, internet: $200.00
Food, entertainment: $440.00
Clothing, household expenses: $150.00
Credit cards and other loans: $1,578.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
unforgettable-pound574 | $100.00 | 9/16/2012 12:26:04 PM |
RGlad | $250.00 | 9/16/2012 12:12:18 PM |
Taxman44 | $25.00 | 9/16/2012 2:26:45 PM |
mtquan | $25.00 | 9/16/2012 2:30:34 PM |
accruer89 | $100.00 | 9/16/2012 2:37:19 PM |
useful-p2ploan | $25.00 | 9/16/2012 2:38:10 PM |
sturdy-fairness0 | $50.00 | 9/16/2012 1:35:29 PM |
BostonCapital | $100.00 | 9/16/2012 2:46:52 PM |
paytonbrigadier | $250.00 | 9/16/2012 2:55:17 PM |
sqdrew | $25.00 | 9/16/2012 2:24:59 PM |
ready-justice7 | $50.00 | 9/16/2012 3:08:44 PM |
fcrick | $32.00 | 9/16/2012 2:52:33 PM |
one-midas | $35.00 | 9/16/2012 5:50:46 PM |
friendly-gold | $25.00 | 9/16/2012 3:02:05 PM |
rcj1411 | $25.00 | 9/16/2012 6:47:44 PM |
transparency-sapling | $25.00 | 9/16/2012 3:08:11 PM |
kenji4861 | $25.00 | 9/16/2012 3:16:55 PM |
bellaquito | $500.00 | 9/16/2012 3:32:45 PM |
community-burrito9 | $25.00 | 9/16/2012 2:40:40 PM |
hml | $25.00 | 9/17/2012 12:38:34 AM |
intelligent-treasure075 | $25.21 | 9/17/2012 5:12:34 AM |
gulch | $25.00 | 9/16/2012 2:52:09 PM |
attentive-compassion1 | $50.00 | 9/16/2012 2:55:58 PM |
sjo1984111 | $33.00 | 9/17/2012 7:54:28 AM |
dukeiyer | $25.00 | 9/17/2012 8:22:35 AM |
Catplrgrl1 | $50.00 | 9/16/2012 11:24:32 PM |
j2ee | $50.00 | 9/17/2012 9:02:39 AM |
AF-Chief | $25.00 | 9/17/2012 9:04:27 AM |
thrifty-capital | $30.00 | 9/16/2012 4:25:49 PM |
BocaYogi50 | $34.79 | 9/16/2012 5:18:35 PM |
bid-banjo3 | $100.00 | 9/17/2012 9:06:37 AM |
hope-percolator8 | $50.00 | 9/17/2012 9:06:56 AM |
asset-wheel | $25.00 | 9/17/2012 9:10:46 AM |
leverage-ectasy | $25.00 | 9/16/2012 7:33:57 PM |
wetlands | $200.00 | 9/17/2012 9:13:22 AM |
greenback-sage433 | $25.00 | 9/17/2012 8:33:16 AM |
trade-wildcat2 | $46.66 | 9/17/2012 8:37:53 AM |
Stollewood | $25.00 | 9/17/2012 9:14:33 AM |
papaloha | $33.00 | 9/16/2012 8:20:00 PM |
beeper2 | $25.00 | 9/16/2012 9:33:54 PM |
420limo | $25.00 | 9/16/2012 11:54:50 PM |
orange-spiritual-contract | $100.00 | 9/17/2012 9:09:09 AM |
DoctorJoe | $25.00 | 9/17/2012 5:12:34 AM |
108lender | $200.00 | 9/17/2012 9:10:41 AM |
trophy112 | $25.00 | 9/17/2012 9:32:34 AM |
Robyn5722 | $25.00 | 9/17/2012 9:13:00 AM |
jamiee73 | $25.00 | 9/17/2012 9:39:11 AM |
Fahrquar | $25.00 | 9/17/2012 9:40:12 AM |
bonus-quark4 | $25.00 | 9/17/2012 6:53:41 AM |
yomanie | $25.00 | 9/17/2012 9:14:29 AM |
radiant-dollar9 | $200.00 | 9/17/2012 9:14:49 AM |
tractorman | $25.00 | 9/17/2012 9:16:47 AM |
Thunderswan | $100.00 | 9/17/2012 9:17:08 AM |
tranquil-economy4 | $25.00 | 9/17/2012 8:04:11 AM |
economy-buffalo6 | $25.00 | 9/17/2012 9:20:14 AM |
adventurer447 | $300.00 | 9/17/2012 9:53:06 AM |
adaboy65 | $50.00 | 9/17/2012 10:11:38 AM |
breathtaking-funds6 | $50.00 | 9/17/2012 9:04:37 AM |
helpinghand63 | $25.00 | 9/17/2012 9:32:38 AM |
sfmdg | $25.00 | 9/17/2012 9:07:13 AM |
salandstef | $25.00 | 9/17/2012 9:38:41 AM |
steady-dime | $25.00 | 9/17/2012 9:40:37 AM |
DarkInvestor | $27.00 | 9/17/2012 11:20:48 AM |
nimcha | $50.00 | 9/17/2012 12:09:54 PM |
dough-souffle | $25.00 | 9/17/2012 9:56:08 AM |
LeReve | $500.00 | 9/17/2012 9:18:18 AM |
Railbird | $50.00 | 9/17/2012 9:21:34 AM |
heroic-vigilance1 | $25.00 | 9/17/2012 10:32:24 AM |
Weaverville | $25.00 | 9/17/2012 10:41:29 AM |
progressive-ore2 | $25.00 | 9/17/2012 11:03:09 AM |
logical-investment4 | $25.00 | 9/17/2012 9:28:58 AM |
whitegold24k | $200.00 | 9/17/2012 11:23:58 AM |
standanddeliver | $35.00 | 9/17/2012 9:39:40 AM |
branaa99 | $25.00 | 9/17/2012 9:54:07 AM |
bold-charming-worth | $25.00 | 9/17/2012 11:58:31 AM |
MI2 | $1,118.80 | 9/17/2012 12:22:12 PM |
bazaar-festivity | $25.00 | 9/16/2012 2:28:12 PM |
hope-eagle6 | $25.00 | 9/16/2012 2:29:46 PM |
Harry | $50.00 | 9/16/2012 2:19:23 PM |
orange-market-amigo | $200.00 | 9/16/2012 2:19:46 PM |
gold-pudding6 | $60.00 | 9/16/2012 3:02:31 PM |
dinero-ecstasy3 | $25.00 | 9/16/2012 3:03:33 PM |
marketplace-singularity3 | $35.00 | 9/16/2012 2:31:42 PM |
randsenterprise | $25.00 | 9/16/2012 2:33:15 PM |
green28 | $100.00 | 9/16/2012 2:34:13 PM |
FWF-kinetic | $25.00 | 9/16/2012 3:37:11 PM |
urbane-income7 | $25.00 | 9/16/2012 2:46:43 PM |
reverent-hope5 | $25.00 | 9/16/2012 5:29:25 PM |
special-generosity2 | $25.00 | 9/16/2012 2:54:42 PM |
Watersports | $50.00 | 9/16/2012 8:06:13 PM |
community-prophesy | $25.00 | 9/16/2012 3:19:39 PM |
lionheart722 | $100.00 | 9/16/2012 2:26:01 PM |
Fitiwalt7 | $25.00 | 9/16/2012 9:12:24 PM |
BBsapphire-2-loan | $100.00 | 9/16/2012 9:32:33 PM |
velocityasaurus-rex4 | $100.00 | 9/16/2012 2:37:46 PM |
tranquil-note5 | $50.00 | 9/16/2012 2:38:44 PM |
blue-order-comet | $50.00 | 9/16/2012 10:20:20 PM |
no_agenda_lender | $25.00 | 9/16/2012 2:46:54 PM |
ferdberfel | $25.00 | 9/16/2012 2:54:53 PM |
JoyfulVegetarian | $25.00 | 9/17/2012 6:30:54 AM |
Kattosha | $25.00 | 9/17/2012 7:14:11 AM |
order-tamale | $400.00 | 9/17/2012 9:01:24 AM |
ethical-truth211 | $100.00 | 9/17/2012 3:34:43 AM |
urbny | $25.00 | 9/17/2012 6:18:58 AM |
heroic-platinum | $25.00 | 9/17/2012 6:44:19 AM |
benevolent-loot5 | $200.00 | 9/17/2012 9:07:29 AM |
well-mannered-income3 | $30.00 | 9/16/2012 5:48:12 PM |
affluence-microscope2 | $200.00 | 9/17/2012 9:08:20 AM |
abundanceforever | $52.50 | 9/17/2012 9:10:03 AM |
the-gold-quark | $35.00 | 9/16/2012 8:22:52 PM |
850 | $50.00 | 9/16/2012 9:07:22 PM |
mpatrick | $50.00 | 9/17/2012 9:22:37 AM |
repayment-pagoda8 | $100.00 | 9/17/2012 9:05:58 AM |
cash-spinner | $25.00 | 9/17/2012 3:45:43 AM |
ultimate-responsibility0 | $25.00 | 9/17/2012 5:11:30 AM |
retirementplan2012 | $36.56 | 9/17/2012 5:23:56 AM |
gizmo65 | $25.00 | 9/17/2012 5:29:01 AM |
LaGrangeLender | $60.00 | 9/17/2012 6:10:11 AM |
nickel-ferret | $25.00 | 9/17/2012 9:12:06 AM |
runner262 | $25.00 | 9/17/2012 9:32:35 AM |
versatile-dime442 | $250.00 | 9/17/2012 9:15:21 AM |
k219824 | $100.00 | 9/17/2012 7:27:05 AM |
mydogissocute | $25.00 | 9/17/2012 9:45:05 AM |
Jack-Sparrow | $25.00 | 9/17/2012 9:47:34 AM |
dynadave | $1,000.00 | 9/17/2012 9:49:43 AM |
palmetto933 | $25.00 | 9/17/2012 9:52:02 AM |
benevolent-marketplace4 | $2,500.00 | 9/17/2012 9:22:55 AM |
martinatime | $25.00 | 9/17/2012 9:55:48 AM |
soulful-p2p432 | $25.00 | 9/17/2012 9:58:07 AM |
agalt | $45.00 | 9/17/2012 10:01:32 AM |
trade-boots1 | $100.00 | 9/17/2012 9:03:12 AM |
blLending | $25.00 | 9/17/2012 10:24:40 AM |
dough-arrow0 | $200.00 | 9/17/2012 9:08:57 AM |
Caidin | $25.00 | 9/17/2012 9:12:55 AM |
krisran | $50.00 | 9/17/2012 9:47:35 AM |
ssgt95068 | $25.00 | 9/17/2012 9:50:01 AM |
respectful-fairness069 | $30.00 | 9/17/2012 11:23:20 AM |
auction-sage | $100.00 | 9/17/2012 9:14:09 AM |
promise2 | $25.00 | 9/17/2012 9:53:32 AM |
enthusiastic-cash599 | $50.00 | 9/17/2012 9:17:39 AM |
DadWarbucks | $25.00 | 9/17/2012 9:20:26 AM |
LoanMonkey | $50.00 | 9/17/2012 9:23:10 AM |
merciful-listing1 | $30.00 | 9/17/2012 10:46:23 AM |
progressive-economy261 | $500.00 | 9/17/2012 9:28:51 AM |
opportunity85 | $25.00 | 9/17/2012 9:33:38 AM |
loan-keeper9 | $500.00 | 9/17/2012 11:52:41 AM |
sgt-schultz | $29.00 | 9/17/2012 11:53:33 AM |
Hobson | $30.00 | 9/17/2012 11:57:11 AM |
dynamic-money271 | $100.00 | 9/17/2012 9:39:59 AM |
geemoney29 | $25.00 | 9/17/2012 9:42:01 AM |
structure9 | $25.00 | 9/17/2012 9:45:02 AM |
virtuous-yield | $25.00 | 9/17/2012 10:24:05 AM |
hope-kingdom | $25.00 | 9/17/2012 10:36:12 AM |
sincere-agreement9 | $25.00 | 9/17/2012 10:50:34 AM |
responsibility-butterfly | $25.00 | 9/17/2012 11:08:35 AM |
bhop | $26.48 | 9/17/2012 11:42:22 AM |
156 Investments
|
Borrower Payment Dependent Notes Series
640775
This series of Notes was issued and sold upon the funding of the borrower loan #75265, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $484.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.74% | | |
| |
Estimated return*:
| 10.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 22% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,698 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| immaculate-platinum3 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate Bills
My financial situation:
I am a good candidate for this loan because...
Good income to debt ratio, Good credit score, above average income, retired military with pension since 1995, working as US Merchant Marine Officer through the American Maritime Officers union since 1997
Monthly net income: $8000
Monthly expenses: $
Housing: $1025
Insurance: $275
Car expenses: $
Utilities: $200
Phone, cable, internet: $161
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $1500 including 2 car payments
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $500.00 | 9/18/2012 9:37:36 AM |
missing-link | $25.00 | 9/18/2012 9:03:19 AM |
duty-viola | $25.00 | 9/18/2012 9:14:52 AM |
leverage-sensai6 | $25.00 | 9/18/2012 9:17:55 AM |
Fitiwalt7 | $25.00 | 9/18/2012 9:18:09 AM |
majestic-note6 | $200.00 | 9/18/2012 9:14:48 AM |
MI2 | $5,000.00 | 9/18/2012 9:02:22 AM |
lowrater | $50.40 | 9/18/2012 9:03:59 AM |
Beld | $50.00 | 9/18/2012 9:23:27 AM |
scholarly-order6 | $150.00 | 9/18/2012 9:28:52 AM |
vutah | $35.00 | 9/18/2012 9:26:10 AM |
houli123 | $25.00 | 9/18/2012 9:30:21 AM |
botfolio | $300.00 | 9/18/2012 9:33:06 AM |
ready-justice7 | $50.00 | 9/18/2012 9:33:18 AM |
tech310 | $30.00 | 9/18/2012 9:44:09 AM |
treasure-palace661 | $300.00 | 9/18/2012 9:50:03 AM |
historic-value7 | $100.00 | 9/18/2012 10:15:57 AM |
dignified-finance | $50.00 | 9/18/2012 10:13:26 AM |
selector568 | $300.00 | 9/18/2012 10:17:23 AM |
wise-charming-reward | $500.00 | 9/18/2012 10:21:33 AM |
108-IRA | $170.00 | 9/18/2012 10:27:07 AM |
Comoparklender | $25.00 | 9/18/2012 10:28:08 AM |
FootoftheMountain | $25.00 | 9/18/2012 10:54:23 AM |
jstefans | $25.00 | 9/18/2012 10:00:44 AM |
handy-money9 | $75.00 | 9/18/2012 10:52:29 AM |
bonus-seahorse | $35.00 | 9/18/2012 12:40:10 PM |
giftgold | $25.00 | 9/18/2012 11:15:54 AM |
emergencyMD | $25.00 | 9/18/2012 1:47:02 PM |
compatible-deal9 | $25.00 | 9/18/2012 12:45:02 PM |
BankofRon_IRA | $100.00 | 9/18/2012 10:37:28 AM |
serene-capital | $25.00 | 9/18/2012 4:16:14 PM |
money-baron | $50.00 | 9/18/2012 10:42:25 AM |
DasMula | $50.00 | 9/18/2012 1:18:03 PM |
rootcanaler | $50.00 | 9/18/2012 1:27:01 PM |
EnglishGeekInNYC | $50.00 | 9/18/2012 10:55:00 AM |
keiphers | $25.00 | 9/18/2012 12:09:41 PM |
PaulW | $40.00 | 9/18/2012 1:19:41 PM |
gold-maestro6 | $50.00 | 9/18/2012 3:11:50 PM |
imogen22 | $25.00 | 9/18/2012 5:11:24 PM |
callmebryan | $25.00 | 9/18/2012 4:56:05 PM |
pdub | $500.00 | 9/18/2012 5:57:12 PM |
RocketSurgeon | $25.00 | 9/18/2012 6:03:58 PM |
special-dinero553 | $25.00 | 9/18/2012 5:48:13 PM |
azazle | $50.00 | 9/18/2012 6:40:43 PM |
willinvest | $25.00 | 9/18/2012 6:19:23 PM |
dough-kitten5 | $25.00 | 9/18/2012 6:26:11 PM |
commerce-venture1 | $25.00 | 9/18/2012 9:05:49 AM |
RGlad | $250.00 | 9/18/2012 9:08:07 AM |
janeybooboo | $75.00 | 9/18/2012 9:08:16 AM |
the-silver-blaster | $50.00 | 9/18/2012 9:15:09 AM |
papaloha | $25.00 | 9/18/2012 9:19:06 AM |
Rockymtnhi | $100.00 | 9/18/2012 9:04:18 AM |
supreme-treasure8 | $100.00 | 9/18/2012 9:24:55 AM |
elegant-return3 | $25.00 | 9/18/2012 9:36:06 AM |
mikrolown | $25.00 | 9/18/2012 9:20:21 AM |
progressive-economy261 | $500.00 | 9/18/2012 9:51:53 AM |
cash-mad-scientist3 | $25.00 | 9/18/2012 9:29:39 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:37 AM |
friendly-gold | $25.00 | 9/18/2012 9:53:32 AM |
first-pragmatic-power | $25.00 | 9/18/2012 10:06:41 AM |
bold-marketplace-awakening | $150.00 | 9/18/2012 10:25:15 AM |
return-enforcer5 | $30.00 | 9/18/2012 9:58:08 AM |
Colorado2006 | $25.00 | 9/18/2012 11:07:25 AM |
sharpey | $25.00 | 9/18/2012 10:04:42 AM |
Weaverville | $25.00 | 9/18/2012 10:45:21 AM |
jybank | $49.00 | 9/18/2012 10:08:00 AM |
dudebrah | $25.00 | 9/18/2012 11:23:34 AM |
tomdooley12520 | $50.00 | 9/18/2012 1:14:50 PM |
thrifty-capital | $25.00 | 9/18/2012 11:25:47 AM |
Nipper99 | $100.00 | 9/18/2012 10:26:39 AM |
FinanceEngine | $60.00 | 9/18/2012 2:45:55 PM |
durability-seahorse7 | $50.00 | 9/18/2012 10:34:04 AM |
LoanerPrincipal | $25.00 | 9/18/2012 10:41:42 AM |
global-invest-group | $30.00 | 9/18/2012 2:06:13 PM |
historic-value7 | $250.00 | 9/18/2012 5:04:34 PM |
revenue-serenity | $25.00 | 9/18/2012 11:19:58 AM |
spirited-greenback814 | $50.00 | 9/18/2012 11:20:13 AM |
melodious-fairness | $100.00 | 9/18/2012 11:24:06 AM |
gotjack-IRA | $25.02 | 9/18/2012 11:48:37 AM |
thorough-duty641 | $25.00 | 9/18/2012 12:00:46 PM |
supreme-exchange547 | $25.00 | 9/18/2012 12:49:09 PM |
methodical-interest039 | $25.00 | 9/18/2012 5:20:59 PM |
nevee | $25.00 | 9/18/2012 5:04:17 PM |
WxChem | $25.00 | 9/18/2012 5:11:20 PM |
prudent-bid3 | $25.00 | 9/18/2012 5:36:34 PM |
thankful-nickel2 | $25.00 | 9/18/2012 5:57:48 PM |
Robin_Hood | $25.00 | 9/18/2012 6:05:59 PM |
WalnutCreekguy | $50.00 | 9/18/2012 6:07:20 PM |
benevolent-marketplace4 | $570.58 | 9/18/2012 6:46:50 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:49 PM |
Dubbs360 | $500.00 | 9/18/2012 6:05:15 PM |
91 Investments
|
Borrower Payment Dependent Notes Series
640783
This series of Notes was issued and sold upon the funding of the borrower loan #75140, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $371.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1983 |
Debt/Income ratio:
| 41% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 23y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,573 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-adventurous-repayment |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2012)
|
Principal balance:
| $6,153.76 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off 5 accounts
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 9/18/2012 9:03:48 AM |
AF-Chief | $25.00 | 9/18/2012 9:03:37 AM |
thrifty-funds1 | $25.00 | 9/18/2012 9:03:55 AM |
intrepid-loot | $25.00 | 9/18/2012 9:03:57 AM |
wampum-optimization | $25.00 | 9/18/2012 9:04:09 AM |
Aliso-Viejo | $50.00 | 9/18/2012 9:06:18 AM |
loan-fate | $50.00 | 9/18/2012 9:02:32 AM |
musegaze | $50.00 | 9/18/2012 9:07:06 AM |
worlds-best-moola281 | $25.00 | 9/18/2012 9:03:57 AM |
mikeandcat | $100.00 | 9/18/2012 9:04:34 AM |
receptive-affluence035 | $25.00 | 9/18/2012 9:05:53 AM |
Zane314 | $50.00 | 9/18/2012 9:01:18 AM |
Dowanhill | $25.00 | 9/18/2012 9:01:40 AM |
RGlad | $250.00 | 9/18/2012 9:02:24 AM |
blue-nourishing-principal | $50.00 | 9/18/2012 9:02:38 AM |
financial-frenzy | $38.00 | 9/18/2012 9:04:21 AM |
CasaDeTomas | $50.00 | 9/18/2012 9:06:25 AM |
haplender | $50.00 | 9/18/2012 9:05:55 AM |
money-surge1 | $25.00 | 9/18/2012 9:03:05 AM |
worth-blanket2 | $12,150.00 | 9/18/2012 9:08:40 AM |
money-bauble | $100.00 | 9/18/2012 9:05:16 AM |
bid-banjo3 | $100.00 | 9/18/2012 9:07:26 AM |
TheHillsAreAlive | $25.00 | 9/18/2012 9:01:15 AM |
community-burrito9 | $35.00 | 9/18/2012 9:01:41 AM |
MI2 | $5,000.00 | 9/18/2012 9:02:22 AM |
janeybooboo | $75.00 | 9/18/2012 9:02:34 AM |
helpinghand63 | $25.00 | 9/18/2012 9:04:14 AM |
trade-boots1 | $100.00 | 9/18/2012 9:04:38 AM |
thrilling-fund427 | $50.00 | 9/18/2012 9:05:14 AM |
revolutionary082 | $27.27 | 9/18/2012 9:05:45 AM |
papaloha | $33.00 | 9/18/2012 9:06:08 AM |
turbolozano | $25.00 | 9/18/2012 9:07:58 AM |
32 Investments
|
Borrower Payment Dependent Notes Series
640845
This series of Notes was issued and sold upon the funding of the borrower loan #75069, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $21,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $484.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,331 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| cognizant-openness583 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving for a new job
Purpose of loan: Moving expenses and funeral costs.
This loan will be used to...help pay for my mother's funeral and for a cross-country move to New York for a new job in October. The company will reimburse me for some moving expenses after my start date.
My financial situation: Fully employed in a steady career as a News Reporter. My salary in November once I start my new job will go from $57,500 to $125,000 annually.
I am a good candidate for this loan because...I have a steady career and will be fully able to repay the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RGlad | $150.00 | 9/18/2012 9:06:27 AM |
janeybooboo | $75.00 | 9/18/2012 9:06:40 AM |
Castellan | $50.00 | 9/18/2012 9:19:31 AM |
Avala | $100.00 | 9/18/2012 9:32:11 AM |
ready-justice7 | $50.00 | 9/18/2012 9:33:18 AM |
networks4ever | $25.00 | 9/18/2012 10:16:19 AM |
CreditBuilder2 | $25.01 | 9/18/2012 9:47:46 AM |
thrifty-transaction578 | $25.00 | 9/18/2012 10:09:44 AM |
handy-money9 | $75.00 | 9/18/2012 10:52:29 AM |
bonus-seahorse | $50.00 | 9/18/2012 12:44:34 PM |
L-Dogg | $32.00 | 9/18/2012 1:49:34 PM |
pdub | $750.00 | 9/18/2012 5:56:19 PM |
community-burrito9 | $25.00 | 9/18/2012 6:14:17 PM |
responsibility-butterfly | $25.00 | 9/18/2012 7:15:51 PM |
benevolent-marketplace4 | $2,500.00 | 9/18/2012 6:46:50 PM |
community-stream9 | $25.00 | 9/18/2012 8:39:45 PM |
phenomenal-rate1 | $500.00 | 9/19/2012 8:52:37 AM |
kenji4861 | $25.00 | 9/19/2012 10:31:24 AM |
cash-kin7 | $50.00 | 9/19/2012 10:01:22 AM |
bellaquito | $500.00 | 9/19/2012 11:27:20 AM |
Infowriter | $1,000.00 | 9/19/2012 12:46:28 PM |
wetlands | $200.00 | 9/19/2012 5:15:55 PM |
bent300 | $50.00 | 9/19/2012 1:56:22 PM |
LeReve | $500.00 | 9/19/2012 5:22:06 PM |
auction-sage | $100.00 | 9/19/2012 5:16:20 PM |
blue-lucrative-rate | $50.00 | 9/19/2012 8:03:48 PM |
gmoney37 | $50.00 | 9/19/2012 5:46:03 PM |
squarebob | $25.00 | 9/19/2012 6:12:15 PM |
socrates520 | $50.00 | 9/19/2012 11:34:05 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:34 PM |
EthanColeInvestingGroup | $50.00 | 9/19/2012 7:55:04 PM |
bonafide-economy | $25.00 | 9/20/2012 6:54:11 AM |
transparency-river1 | $500.00 | 9/20/2012 10:38:55 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:29 AM |
whitegoldira | $100.00 | 9/20/2012 12:15:56 PM |
shaker348 | $50.00 | 9/20/2012 10:36:53 AM |
astute-benjamins | $150.00 | 9/20/2012 3:25:10 PM |
vigilance-spinner3 | $25.00 | 9/20/2012 12:50:56 PM |
genuine-asset240 | $25.00 | 9/20/2012 5:53:45 PM |
Techne_Funds_LLC | $25.00 | 9/20/2012 7:08:01 PM |
platinum-lightning | $50.00 | 9/20/2012 6:04:10 PM |
yield-seeker | $50.00 | 9/20/2012 8:25:11 PM |
Gyroman | $50.00 | 9/21/2012 7:00:40 AM |
elloboverde | $25.00 | 9/21/2012 8:57:01 AM |
first-serene-credit | $25.00 | 9/21/2012 9:12:14 AM |
B1-Lancer | $40.00 | 9/21/2012 1:10:40 PM |
Leopoldine | $27.00 | 9/21/2012 1:29:21 PM |
unrelenting-platinum2 | $25.00 | 9/21/2012 2:44:11 PM |
brightest-riveting-order | $25.00 | 9/21/2012 10:32:11 AM |
revenue-serenity | $25.00 | 9/21/2012 3:28:18 PM |
leverage-monger | $25.00 | 9/21/2012 1:51:11 PM |
first-riveting-dollar | $25.30 | 9/21/2012 2:32:23 PM |
FredHead3 | $45.91 | 9/21/2012 11:53:03 AM |
Peacepower | $30.00 | 9/21/2012 4:14:14 PM |
charming-balance5 | $100.00 | 9/21/2012 4:37:47 PM |
commanding-bid973 | $50.00 | 9/21/2012 1:00:14 PM |
newest-currency-vibrato | $40.00 | 9/21/2012 4:51:17 PM |
terryaj | $25.00 | 9/21/2012 1:38:46 PM |
ready-vigilance3 | $100.00 | 9/21/2012 3:23:26 PM |
bigt98 | $229.33 | 9/21/2012 5:48:56 PM |
coin-tweet | $50.00 | 9/21/2012 6:55:56 PM |
bejfishing | $25.00 | 9/21/2012 7:21:59 PM |
reward-dynamo | $25.00 | 9/21/2012 8:28:20 PM |
punctual-coin1 | $35.00 | 9/22/2012 5:06:07 AM |
Brisket_Bob | $25.00 | 9/22/2012 6:54:14 AM |
RockAngelHair | $25.00 | 9/22/2012 7:43:02 AM |
Rulea72 | $25.00 | 9/22/2012 7:03:26 AM |
cclady | $150.00 | 9/22/2012 7:40:12 AM |
KLCRAY | $25.00 | 9/22/2012 1:35:24 AM |
Spiv_51 | $25.00 | 9/22/2012 3:58:47 AM |
Astyanax | $30.00 | 9/22/2012 10:52:41 AM |
repayment-uprising | $25.00 | 9/22/2012 9:55:15 AM |
elfincove | $50.00 | 9/22/2012 11:55:06 AM |
merkutio | $25.00 | 9/22/2012 10:20:46 AM |
fund-ambrosia0 | $25.00 | 9/22/2012 12:33:41 PM |
bid-youngster026 | $25.00 | 9/22/2012 1:21:03 PM |
wwwUniversal | $25.00 | 9/22/2012 1:42:37 PM |
coin-popcorn | $25.00 | 9/22/2012 1:48:28 PM |
China-man | $200.00 | 9/22/2012 6:40:31 PM |
paladin847 | $70.00 | 9/22/2012 3:09:47 PM |
deal-blossom595 | $25.00 | 9/22/2012 9:25:39 PM |
Future-Await21 | $25.00 | 9/23/2012 1:19:39 AM |
cashasaurus0 | $214.34 | 9/23/2012 5:58:50 AM |
payment-gusto | $25.00 | 9/22/2012 5:44:28 PM |
clean-dime1 | $25.00 | 9/22/2012 6:02:30 PM |
magnetic-integrity7 | $25.00 | 9/23/2012 12:19:15 AM |
botfolio | $300.00 | 9/18/2012 9:33:06 AM |
Taxman44 | $25.00 | 9/18/2012 9:35:11 AM |
mariah8641 | $30.00 | 9/18/2012 9:26:11 AM |
progressive-economy261 | $500.00 | 9/18/2012 9:51:53 AM |
friendly-gold | $25.00 | 9/18/2012 9:53:32 AM |
treasure-palace661 | $300.00 | 9/18/2012 9:50:03 AM |
Kessler | $26.00 | 9/18/2012 10:14:53 AM |
excellent-funds649 | $130.00 | 9/18/2012 10:35:20 AM |
bewitching-commitment421 | $100.00 | 9/18/2012 11:18:54 AM |
durability-seahorse7 | $50.00 | 9/18/2012 10:34:04 AM |
helpful-silver7 | $25.00 | 9/18/2012 1:10:08 PM |
global-invest-group | $41.56 | 9/18/2012 4:17:16 PM |
Dubbs360 | $500.00 | 9/18/2012 6:05:15 PM |
Robin_Hood | $25.00 | 9/18/2012 6:05:59 PM |
intuitive-benefit3 | $100.00 | 9/18/2012 5:31:10 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:49 PM |
napmanger | $100.00 | 9/18/2012 6:19:23 PM |
Attract | $50.00 | 9/18/2012 8:12:01 PM |
Loan-A-Ranger | $53.01 | 9/19/2012 8:20:56 AM |
Rivervale_Westwood | $50.00 | 9/19/2012 3:07:21 PM |
Quiza12 | $50.00 | 9/19/2012 10:39:51 AM |
azazle | $50.00 | 9/19/2012 11:52:22 AM |
GrayStudio | $25.00 | 9/19/2012 12:22:21 PM |
transaction-keeper5 | $25.00 | 9/19/2012 5:05:17 PM |
Laissez-faire | $50.00 | 9/19/2012 5:05:43 PM |
10jwbajore | $25.07 | 9/19/2012 11:40:07 AM |
leverage-monger | $25.00 | 9/19/2012 12:14:30 PM |
enriching-trade2 | $25.00 | 9/19/2012 5:01:31 PM |
Digs | $25.00 | 9/19/2012 2:02:22 PM |
Lev8 | $25.00 | 9/19/2012 3:20:27 PM |
speedy-point | $25.00 | 9/19/2012 11:46:56 PM |
market-motor6 | $25.00 | 9/19/2012 7:37:51 PM |
penny-drum7 | $25.00 | 9/20/2012 6:51:08 AM |
squeebie | $50.00 | 9/20/2012 7:03:37 AM |
sacopt | $25.00 | 9/20/2012 10:40:29 AM |
Lavarock7 | $39.97 | 9/20/2012 11:01:27 AM |
didibagle | $203.74 | 9/20/2012 3:10:45 PM |
a-finance-director | $100.00 | 9/20/2012 10:14:46 AM |
velocity-scrutinzer6 | $50.00 | 9/20/2012 11:23:09 AM |
mammalian4 | $25.00 | 9/20/2012 6:57:57 PM |
california111 | $100.00 | 9/21/2012 7:28:46 AM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:08 AM |
jga516 | $25.00 | 9/20/2012 8:20:00 PM |
mighty-return326 | $150.00 | 9/21/2012 7:22:33 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:44 AM |
a-compassion-cherry | $50.00 | 9/21/2012 11:01:49 AM |
sunny-in-pdx | $131.19 | 9/21/2012 10:41:22 AM |
MI2 | $5,000.00 | 9/21/2012 12:27:52 PM |
kulender | $50.00 | 9/21/2012 1:49:39 PM |
compatible-deal9 | $50.00 | 9/21/2012 1:08:14 PM |
Use_It_Wisely | $25.00 | 9/21/2012 2:44:16 PM |
horseshoelake | $75.00 | 9/21/2012 2:47:32 PM |
openness-cosmos9 | $50.00 | 9/21/2012 12:21:37 PM |
appetizing-gold4 | $25.00 | 9/21/2012 12:57:02 PM |
Oakland | $50.00 | 9/21/2012 4:19:27 PM |
Kissabledevil | $25.00 | 9/21/2012 7:37:28 PM |
LenderByDay | $25.00 | 9/21/2012 7:17:02 PM |
sri59 | $100.00 | 9/22/2012 2:56:11 AM |
coloradoloanman | $25.00 | 9/22/2012 6:02:00 AM |
bonus-demon | $25.00 | 9/21/2012 7:56:04 PM |
rockhound84 | $48.00 | 9/22/2012 7:14:10 AM |
Rogesparkguy | $25.00 | 9/22/2012 7:18:08 AM |
ore-dojo | $100.00 | 9/22/2012 7:54:42 AM |
platinum-ectasy | $27.24 | 9/22/2012 8:22:21 AM |
powerful-return1 | $41.67 | 9/22/2012 7:17:15 AM |
blue-laudable-dinero | $50.00 | 9/22/2012 7:31:20 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:39 AM |
houli123 | $50.00 | 9/22/2012 3:11:31 AM |
helping-out | $75.00 | 9/22/2012 6:34:00 AM |
dordee | $60.00 | 9/22/2012 10:45:56 AM |
abnvette | $25.00 | 9/22/2012 7:17:58 AM |
Vans1975 | $26.51 | 9/22/2012 11:44:27 AM |
paftree | $25.00 | 9/22/2012 9:31:39 AM |
Investoman | $25.00 | 9/22/2012 12:24:57 PM |
dojo2 | $100.00 | 9/22/2012 12:32:29 PM |
integrity-builder | $50.00 | 9/22/2012 12:57:00 PM |
chrisb1414 | $25.00 | 9/22/2012 1:05:24 PM |
Cai8899 | $25.00 | 9/22/2012 1:32:11 PM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:44 PM |
jutdon84 | $50.00 | 9/22/2012 11:40:20 PM |
Bankeroni_and_Cheese | $28.48 | 9/22/2012 7:55:32 PM |
payment-hugger7 | $50.00 | 9/22/2012 7:59:39 PM |
greenback-snowdome1 | $100.00 | 9/22/2012 7:17:41 PM |
natural-greenback6 | $25.00 | 9/22/2012 8:58:05 PM |
sgt-schultz | $25.16 | 9/23/2012 4:01:40 AM |
yaniel42 | $43.51 | 9/23/2012 5:24:29 AM |
172 Investments
|
Borrower Payment Dependent Notes Series
640887
This series of Notes was issued and sold upon the funding of the borrower loan #75147, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $679.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 12y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,674 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| neighborly-greenback2 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Consolidating credit cards for payoff with fixed interest. Making payments more comfortable with our budget.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MI2 | $5,000.00 | 9/18/2012 9:02:23 AM |
worth-blanket2 | $22,500.00 | 9/18/2012 9:04:50 AM |
income-triangulation1 | $25.00 | 9/18/2012 9:03:17 AM |
3 Investments
|
Borrower Payment Dependent Notes Series
640981
This series of Notes was issued and sold upon the funding of the borrower loan #75163, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $321.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 6y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,315 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-proud-funds |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to fund my CPR training company.
My financial situation:
I am a good candidate for this loan because although I'm requesting a loan for my business the income from my current job is more than sufficient to pay back the loan. This does not include income produced from my business.
Also I'm a highly responsible person that takes my credit seriously and I believe in paying my debts back no matter what.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CreditBuilder2 | $25.01 | 9/20/2012 5:04:32 PM |
velocity-scrutinzer6 | $50.00 | 9/20/2012 5:26:58 PM |
ready-justice7 | $50.00 | 9/20/2012 5:32:20 PM |
tenacious-affluence | $25.00 | 9/20/2012 5:35:31 PM |
commerce-gargantuan2 | $50.00 | 9/20/2012 5:39:30 PM |
LoanerPrincipal | $25.00 | 9/20/2012 5:20:28 PM |
compassion-twister2 | $50.00 | 9/20/2012 5:29:12 PM |
Dollars4Rent | $25.00 | 9/20/2012 6:02:34 PM |
bazaar-tulip | $25.00 | 9/20/2012 5:34:34 PM |
Castellan | $50.00 | 9/20/2012 5:30:37 PM |
bellaquito | $500.00 | 9/20/2012 6:32:04 PM |
CIC | $25.00 | 9/21/2012 2:45:16 AM |
lochinvar | $75.00 | 9/20/2012 6:19:50 PM |
california111 | $100.00 | 9/21/2012 7:28:56 AM |
jga516 | $25.00 | 9/20/2012 8:20:06 PM |
Interloper | $65.00 | 9/20/2012 8:46:21 PM |
Gyroman | $25.00 | 9/21/2012 7:00:41 AM |
cerebral-dollar773 | $25.00 | 9/21/2012 4:14:50 AM |
imogen22 | $50.00 | 9/21/2012 9:19:47 AM |
wetlands | $200.00 | 9/21/2012 9:23:57 AM |
a-finance-nirvana | $25.00 | 9/21/2012 9:26:48 AM |
special-dinero553 | $25.00 | 9/21/2012 9:21:30 AM |
auction-sage | $100.00 | 9/21/2012 9:24:21 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:34 AM |
giftgold | $25.00 | 9/21/2012 12:53:10 PM |
commanding-bid973 | $204.99 | 9/21/2012 12:58:24 PM |
velocityasaurus-rex4 | $100.00 | 9/20/2012 5:22:00 PM |
Taxman44 | $25.00 | 9/20/2012 5:42:05 PM |
intuitive-benefit3 | $100.00 | 9/20/2012 5:43:40 PM |
friendly-gold | $25.00 | 9/20/2012 5:01:49 PM |
tranquil-gain1 | $75.00 | 9/20/2012 5:19:50 PM |
kfrench | $75.00 | 9/20/2012 5:52:19 PM |
excellent-funds649 | $50.00 | 9/20/2012 5:12:47 PM |
SBT | $25.00 | 9/20/2012 5:33:19 PM |
thrifty-transaction578 | $25.00 | 9/20/2012 6:05:34 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:25 AM |
platinum-lightning | $50.00 | 9/20/2012 6:04:23 PM |
YampaQuant | $25.00 | 9/21/2012 6:52:24 AM |
cimbaman | $60.00 | 9/21/2012 6:01:20 AM |
yield-seeker | $50.00 | 9/20/2012 8:25:16 PM |
phenomenal-rate1 | $500.00 | 9/21/2012 9:14:05 AM |
nickel-ferret | $25.00 | 9/21/2012 9:23:00 AM |
repayment-pagoda8 | $100.00 | 9/21/2012 9:17:22 AM |
MJDAE | $45.00 | 9/21/2012 9:35:38 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:52 AM |
lionheart722 | $100.00 | 9/21/2012 9:52:39 AM |
best-bonafide-p2p | $25.00 | 9/21/2012 10:10:20 AM |
LeReve | $500.00 | 9/21/2012 9:29:16 AM |
generous-deal6 | $25.00 | 9/21/2012 9:48:12 AM |
pdub | $500.00 | 9/21/2012 12:21:19 PM |
MI2 | $5,000.00 | 9/21/2012 12:28:04 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
640993
This series of Notes was issued and sold upon the funding of the borrower loan #75214, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 23.33% |
Borrower rate/APR:
| 24.33% / 26.89% |
Monthly payment:
| $434.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.78% | | |
| |
Estimated return*:
| 14.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
10 | Length of status: | 6y 7m |
Amount delinquent:
| $951 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,483 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| heaven536 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate all debt
My financial situation: Improving with loan
I am a good candidate for this loan because...hard working and reliable to be ontime with bills. Debt due to medical issues wife has been having over the last 12 years. Trying to start over. Rarely use credit cards unless an emergency and will not use after debt is paid off. Need the best rate available to pay off debt quickly. Will pay more with bonuses that are occasionally received.
Monthly net income: $4400
Monthly expenses: $3800
Housing: $1100
Insurance: $120
Car expenses: $580
Utilities: $300
Phone, cable, internet: $190
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $794
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 9/17/2012 5:04:54 PM |
worth-blanket2 | $13,500.00 | 9/17/2012 5:04:14 PM |
decisive-income7 | $1,400.00 | 9/17/2012 5:05:32 PM |
vutah | $59.97 | 9/17/2012 5:08:39 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
641025
This series of Notes was issued and sold upon the funding of the borrower loan #74754, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Sep-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 12.12% |
Borrower rate/APR:
| 13.12% / 15.40% |
Monthly payment:
| $262.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.08% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 13% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 8y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 77 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $396,974 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cash-fanatic871 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to...pay a tax bill
My financial situation:
I am a good candidate for this loan because...I have never been late on any payment, and can handle the monthly payment of alittle over 200. Thanks for the consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bob450 | $25.00 | 9/18/2012 9:06:20 AM |
Castellan | $50.00 | 9/18/2012 9:19:32 AM |
first-class-gold0 | $100.00 | 9/18/2012 9:07:14 AM |
mariah8641 | $30.00 | 9/18/2012 9:26:12 AM |
Avala | $100.00 | 9/18/2012 9:32:12 AM |
Bank_Of_XL | $25.00 | 9/18/2012 9:27:55 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:37 AM |
astute-benjamins | $150.00 | 9/18/2012 9:31:21 AM |
vutah | $35.00 | 9/18/2012 9:08:10 AM |
worth-blanket2 | $10,350.00 | 9/18/2012 9:04:08 AM |
janeybooboo | $100.00 | 9/18/2012 9:04:41 AM |
RGlad | $250.00 | 9/18/2012 9:04:31 AM |
botfolio | $300.00 | 9/18/2012 9:33:06 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
641041
This series of Notes was issued and sold upon the funding of the borrower loan #74962, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-17-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 15.80% |
Borrower rate/APR:
| 16.80% / 24.61% |
Monthly payment:
| $273.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.44% | | |
| |
Estimated return*:
| 6.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 22% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
7 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,177 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| precious-deal0 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off Credit Cards
My financial situation: I work hard and have a good job at the University of Alabama.
I am a good candidate for this loan because I pay my bills on time, and will not be delinquent
Monthly net income: 2,200
Monthly expenses: $1,200
Housing: $400
Insurance: $75
Car expenses: $200
Utilities: $115
Phone, cable, internet: $50
Food, entertainment: $250
Clothing, household expenses: $50
Credit cards and other loans: $60
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
note-willow8 | $25.00 | 9/17/2012 5:02:27 PM |
money-exchanger4 | $25.00 | 9/17/2012 5:12:03 PM |
BostonCapital | $100.00 | 9/17/2012 5:21:38 PM |
bold-marketplace-awakening | $150.00 | 9/17/2012 5:17:10 PM |
MI2 | $2,349.99 | 9/17/2012 5:34:36 PM |
boston_mass | $25.00 | 9/17/2012 5:28:05 PM |
LeReve | $500.00 | 9/17/2012 5:29:40 PM |
gold-pudding6 | $60.00 | 9/17/2012 5:32:50 PM |
dariop | $25.01 | 9/17/2012 5:04:31 PM |
open-minded-p2p1 | $25.00 | 9/17/2012 5:14:43 PM |
well-rounded-payout0 | $25.00 | 9/17/2012 5:09:26 PM |
Tonusb0 | $25.00 | 9/17/2012 5:13:27 PM |
intelligent-yield | $50.00 | 9/17/2012 5:28:50 PM |
pierrelasvegas | $25.00 | 9/17/2012 5:23:02 PM |
52digital | $75.00 | 9/17/2012 5:09:23 PM |
finance-spruce | $25.00 | 9/17/2012 5:11:36 PM |
handy-justice | $50.00 | 9/17/2012 5:15:08 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
641047
This series of Notes was issued and sold upon the funding of the borrower loan #75194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 49% |
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
21 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,506 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| generosity-healer597 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2011)
|
Principal balance:
| $11,764.72 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Pristine Business Opporitunity
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
school-loan-gambler | $500.00 | 9/17/2012 5:01:26 PM |
berniemadeoff | $50.00 | 9/17/2012 5:02:19 PM |
durability-ace9 | $30.00 | 9/17/2012 5:06:31 PM |
DreisersFinancier | $50.00 | 9/17/2012 5:12:54 PM |
wesleyan | $50.00 | 9/17/2012 5:03:14 PM |
economy-coup | $100.00 | 9/17/2012 5:16:00 PM |
majestic-note6 | $150.00 | 9/17/2012 5:28:12 PM |
trade-boots1 | $30.00 | 9/17/2012 5:17:05 PM |
jetavana | $25.00 | 9/17/2012 5:29:14 PM |
handy-justice | $25.00 | 9/17/2012 5:02:19 PM |
MoneyForNothing | $25.18 | 9/17/2012 5:04:45 PM |
trumpeter5 | $25.00 | 9/17/2012 5:37:54 PM |
CMJ-Partners | $100.00 | 9/17/2012 5:27:53 PM |
the-credit-maker | $100.00 | 9/17/2012 5:44:15 PM |
Something-Corporate | $25.00 | 9/17/2012 5:35:08 PM |
credit-birch | $40.00 | 9/17/2012 6:04:13 PM |
money-baron-Roth401k | $25.00 | 9/17/2012 6:07:27 PM |
halothane_logic | $25.00 | 9/17/2012 6:23:47 PM |
respectful-dough429 | $25.00 | 9/17/2012 6:29:28 PM |
worthy-bid8 | $100.00 | 9/17/2012 6:00:45 PM |
dough-souffle | $25.00 | 9/17/2012 6:42:47 PM |
promise2 | $50.00 | 9/17/2012 6:51:10 PM |
elegant-hope578 | $50.00 | 9/17/2012 5:50:05 PM |
deal-hickory5 | $100.00 | 9/17/2012 5:53:54 PM |
sensible-fund | $25.52 | 9/17/2012 6:45:02 PM |
fantastic-contract1 | $300.00 | 9/17/2012 5:01:26 PM |
productive-note2 | $50.00 | 9/17/2012 5:04:55 PM |
exchange-squirrel | $50.00 | 9/17/2012 5:15:06 PM |
refresher211 | $25.00 | 9/17/2012 5:24:08 PM |
bewitching-dollar5 | $100.00 | 9/17/2012 5:34:19 PM |
bullish2bearish | $35.00 | 9/17/2012 5:38:58 PM |
moola-flag4 | $25.00 | 9/17/2012 5:57:06 PM |
reward-adventure | $50.00 | 9/17/2012 5:46:19 PM |
money-baron | $50.00 | 9/17/2012 5:58:12 PM |
RGlad | $100.00 | 9/17/2012 6:37:29 PM |
bubb_hans | $25.00 | 9/17/2012 5:37:34 PM |
Silver_Rupee | $25.01 | 9/17/2012 6:01:12 PM |
skillful-asset5 | $30.00 | 9/17/2012 6:45:54 PM |
AF-Chief | $25.00 | 9/17/2012 5:40:45 PM |
kindest-credit-bear | $50.00 | 9/17/2012 5:41:20 PM |
phaques | $225.00 | 9/17/2012 7:06:20 PM |
tech310 | $50.00 | 9/17/2012 6:09:22 PM |
Feyenoord | $30.00 | 9/17/2012 5:46:29 PM |
shawnw2 | $325.00 | 9/17/2012 5:56:31 PM |
mikeandcat | $50.00 | 9/17/2012 6:05:28 PM |
money-baron-roth-IRA | $50.00 | 9/17/2012 6:10:15 PM |
janeybooboo | $50.00 | 9/17/2012 6:37:46 PM |
Zion-CIF | $25.00 | 9/17/2012 7:27:44 PM |
MI2 | $504.29 | 9/17/2012 7:40:57 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
641067
This series of Notes was issued and sold upon the funding of the borrower loan #74748, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $155.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,690 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-luminous-transaction |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Steve's Loan
Purpose of loan:
This loan will be used to pay off some credit card balances
My financial situation: I have a very stable job with a monthly budget of $4,500
I am a good candidate for this loan because I have never made a late payment and can pay more than the minimum payment
Monthly net income: $6000
Housing: $1250
Car expenses: $366
Utilities: $120
Phone, cable, internet: $300
Credit cards and other loans: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-triangulation1 | $25.00 | 9/18/2012 5:05:36 PM |
vutah | $35.00 | 9/18/2012 5:02:08 PM |
worth-blanket2 | $3,600.00 | 9/18/2012 5:07:14 PM |
historic-value7 | $340.00 | 9/18/2012 5:08:03 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
641185
This series of Notes was issued and sold upon the funding of the borrower loan #74721, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $146.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 25% |
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Engineer - Chemical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,343 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| p2p-pillow2 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to payoff three (3) credit card bills and to help lower my monthly expenses.
My financial situation:
I am a good candidate for this loan because I have never defalted on a loan, and have never filed for bankruptcy. My wife's day care business has stopped and so has the additional income. I will have a tax refund and bonus in March 2013 that will be used to payoff the entire loan amount.
Monthly net income: $5100
Monthly expenses: $5070
Housing: $1300
Insurance: $included
Car expenses: $460
Utilities: $720
Phone, cable, internet: $included
Food, entertainment: $800
Clothing, household expenses: $65
Credit cards and other loans: $1725
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $1,000.00 | 9/17/2012 5:05:14 PM |
income-triangulation1 | $25.00 | 9/17/2012 5:04:06 PM |
MFBank | $50.00 | 9/17/2012 5:05:27 PM |
lowrater | $75.40 | 9/17/2012 5:03:06 PM |
heavenly-interest9 | $1,099.60 | 9/17/2012 5:06:00 PM |
CashFlow13 | $1,250.00 | 9/17/2012 5:01:18 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
641241
This series of Notes was issued and sold upon the funding of the borrower loan #74775, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 27.67% |
Borrower rate/APR:
| 28.67% / 31.34% |
Monthly payment:
| $473.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.98% | | |
| |
Estimated return*:
| 15.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 39% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
24 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,137 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dime-dancer6 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Expenses
Purpose of loan:
This loan will be used to purchase updated kitchen equipment and other business expenses for my small business. I am a mobile food truck owner.
My financial situation:
I am a good candidate for this loan because in addition to my own personal income, I have business income as well. My business has no liabilities and is very liquid.
Monthly net income: $6000
Monthly expenses: $0
Housing: $1250
Insurance: $0
Car expenses: $800
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $250
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MI2 | $5,000.00 | 9/18/2012 5:02:31 PM |
worth-blanket2 | $13,500.00 | 9/18/2012 5:07:44 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
641257
This series of Notes was issued and sold upon the funding of the borrower loan #74739, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $22,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $709.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
9 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,603 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| receptive-benjamins0 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off higher interest rate credit card bills.
My financial situation:
I am a good candidate for this loan because I have a secure job that pays more than enough to make the loan payments. Also, I have learned my lesson on using credit cards. A few years ago I had much more debt than I do now. I have been paying debt down for several years now and not adding any new debt. It's just taking too long due to the high interest rates so I've decided to get more agressive in paying this debt off.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
zerocreativity1 | $50.00 | 9/22/2012 9:35:43 PM |
Bank_Of_XL | $25.00 | 9/17/2012 5:05:58 PM |
Dollars4Rent | $50.00 | 9/17/2012 5:02:34 PM |
compassion-twister2 | $50.00 | 9/17/2012 5:30:53 PM |
commerce-gargantuan2 | $50.00 | 9/17/2012 5:52:44 PM |
ready-interest9 | $25.00 | 9/17/2012 5:58:55 PM |
Taxman44 | $25.00 | 9/17/2012 5:48:20 PM |
LongTail | $50.00 | 9/17/2012 10:48:55 PM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:30 AM |
excellent-funds649 | $130.00 | 9/18/2012 10:35:16 AM |
GoldenKoi | $100.00 | 9/18/2012 10:09:12 AM |
bewitching-commitment421 | $50.00 | 9/18/2012 11:31:21 AM |
windguy | $50.00 | 9/18/2012 12:47:36 PM |
handy-money9 | $75.00 | 9/18/2012 10:52:19 AM |
imogen22 | $25.00 | 9/18/2012 12:43:33 PM |
pdub | $750.00 | 9/18/2012 5:56:16 PM |
hopeful_lender | $250.00 | 9/18/2012 7:44:39 PM |
community-stream9 | $25.00 | 9/18/2012 8:39:40 PM |
bellaquito | $500.00 | 9/19/2012 11:30:10 AM |
miked8303 | $50.00 | 9/19/2012 5:03:29 PM |
j2ee | $50.00 | 9/19/2012 5:04:04 PM |
azazle | $50.00 | 9/19/2012 11:19:29 AM |
bent300 | $50.00 | 9/19/2012 1:56:21 PM |
radforj22 | $50.00 | 9/19/2012 4:29:45 PM |
trade-boots1 | $100.00 | 9/19/2012 5:05:52 PM |
jpblan11 | $25.00 | 9/19/2012 4:36:18 PM |
repayment-pagoda8 | $100.00 | 9/19/2012 5:08:30 PM |
adventurer447 | $300.00 | 9/19/2012 5:29:33 PM |
american6 | $50.00 | 9/19/2012 5:10:29 PM |
transparency-silo2 | $25.00 | 9/19/2012 5:32:16 PM |
BDL-Roth | $25.00 | 9/19/2012 5:22:11 PM |
neighborly-hope6 | $100.00 | 9/19/2012 5:48:35 PM |
enterprising-exchange6 | $50.00 | 9/19/2012 5:58:36 PM |
discrete-gold579 | $50.00 | 9/19/2012 7:55:31 PM |
cerebral-dollar773 | $25.00 | 9/19/2012 8:28:30 PM |
Investoman | $25.00 | 9/19/2012 5:46:21 PM |
proper-exchange8 | $50.00 | 9/19/2012 5:46:28 PM |
djs81 | $75.00 | 9/19/2012 5:48:19 PM |
attentive-compassion1 | $50.00 | 9/19/2012 5:50:00 PM |
payout-paladin3 | $500.00 | 9/19/2012 6:33:57 PM |
mtquan | $25.00 | 9/19/2012 6:04:01 PM |
jcornehlsen | $25.00 | 9/19/2012 6:53:17 PM |
bold-sensible-basis | $25.00 | 9/20/2012 5:13:22 AM |
CPA-Banker | $25.00 | 9/20/2012 6:08:14 AM |
IlliniFanDan | $25.00 | 9/20/2012 6:59:14 AM |
universal71 | $25.00 | 9/20/2012 5:32:38 AM |
Great-Mom | $25.00 | 9/20/2012 6:53:21 AM |
Allenee | $25.00 | 9/20/2012 2:39:44 AM |
broosky2 | $100.00 | 9/20/2012 7:44:37 AM |
nuclearmoose | $50.00 | 9/20/2012 9:15:06 AM |
bonafide-economy | $25.00 | 9/20/2012 6:54:09 AM |
fuzed | $25.00 | 9/20/2012 7:24:43 AM |
gentle-gain235 | $50.00 | 9/20/2012 8:06:59 AM |
doncm | $25.00 | 9/20/2012 9:07:27 AM |
emphatic-responsibility | $50.00 | 9/20/2012 9:17:45 AM |
loot-heart | $25.00 | 9/20/2012 10:12:09 AM |
hard-working-rate3 | $25.00 | 9/20/2012 9:48:56 AM |
currency-fan9 | $50.00 | 9/20/2012 10:04:43 AM |
mortikai | $75.00 | 9/20/2012 11:38:18 AM |
Clambake | $25.00 | 9/20/2012 10:05:56 AM |
transparency-baton | $25.00 | 9/20/2012 9:54:05 AM |
hawat | $50.00 | 9/20/2012 1:44:40 PM |
a-finance-director | $50.00 | 9/20/2012 10:16:02 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:25 AM |
YLlama | $25.00 | 9/20/2012 10:08:22 AM |
lostontheedge | $25.00 | 9/20/2012 12:34:04 PM |
ferpeiks | $250.00 | 9/20/2012 1:43:55 PM |
unforgettable-wealth4 | $50.00 | 9/20/2012 5:05:25 PM |
Aimvest | $25.00 | 9/20/2012 5:31:38 PM |
justiceelstiltskin898 | $25.00 | 9/20/2012 5:41:07 PM |
Tylerh | $250.00 | 9/20/2012 5:51:52 PM |
minista | $25.00 | 9/20/2012 5:40:47 PM |
Techne_Funds_LLC | $25.00 | 9/20/2012 7:08:00 PM |
proud-silver0 | $300.00 | 9/20/2012 8:03:06 PM |
peso-chief | $100.00 | 9/21/2012 7:22:42 AM |
self-reliant-dinero234 | $25.00 | 9/20/2012 10:39:54 PM |
california111 | $150.00 | 9/20/2012 10:40:47 PM |
Syzygy | $25.00 | 9/21/2012 9:08:29 AM |
downtownfarm | $25.00 | 9/21/2012 9:13:49 AM |
riproaringrapids | $50.00 | 9/21/2012 9:04:06 AM |
forthright-euro8 | $25.00 | 9/21/2012 9:15:21 AM |
figs4u2 | $100.00 | 9/21/2012 9:15:58 AM |
BxRealtor | $25.00 | 9/21/2012 9:08:26 AM |
benevolent-loot5 | $146.00 | 9/21/2012 9:19:02 AM |
Empower-personal-responsibility | $25.00 | 9/21/2012 7:29:25 AM |
selfmademan | $25.00 | 9/21/2012 9:23:40 AM |
riskadverse44 | $25.00 | 9/21/2012 9:27:52 AM |
boilermaker63 | $25.00 | 9/21/2012 9:20:51 AM |
invincible-deal82 | $25.00 | 9/21/2012 9:21:24 AM |
Dave0 | $25.00 | 9/21/2012 9:30:20 AM |
keeks | $25.00 | 9/21/2012 9:31:55 AM |
first-favorite-bonus9 | $25.00 | 9/21/2012 9:35:25 AM |
enriching-dollar1 | $27.00 | 9/21/2012 9:18:10 AM |
enticing-note | $25.00 | 9/21/2012 9:20:37 AM |
market-maximizer472 | $100.00 | 9/21/2012 9:22:25 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:44 AM |
fortytwo | $150.00 | 9/21/2012 9:54:56 AM |
cardminger | $25.00 | 9/21/2012 9:56:54 AM |
nimble-nickel | $25.00 | 9/21/2012 9:56:33 AM |
openness-cosmos9 | $50.00 | 9/21/2012 12:39:04 PM |
Willylump | $25.00 | 9/21/2012 10:04:30 AM |
benevolent-transaction090 | $50.00 | 9/21/2012 10:12:23 AM |
astute-fairness0 | $25.00 | 9/21/2012 1:20:04 PM |
sophisticated-return496 | $25.00 | 9/21/2012 3:11:37 PM |
plentiful-return386 | $50.00 | 9/21/2012 3:33:25 PM |
newest-currency-vibrato | $50.00 | 9/21/2012 4:55:48 PM |
position960 | $25.00 | 9/21/2012 3:51:16 PM |
chorus731 | $25.00 | 9/21/2012 12:36:05 PM |
BizAnalyst | $50.00 | 9/21/2012 5:07:16 PM |
unrelenting-platinum2 | $25.00 | 9/21/2012 2:44:09 PM |
zbfamwl | $50.00 | 9/21/2012 5:07:58 PM |
Use_It_Wisely | $25.00 | 9/21/2012 2:44:15 PM |
innocent-loot | $25.00 | 9/21/2012 5:19:08 PM |
jhussey | $100.00 | 9/21/2012 5:34:27 PM |
sictransitgloria | $25.00 | 9/21/2012 5:18:42 PM |
dedication-prospector1 | $25.00 | 9/21/2012 6:03:40 PM |
wwwUniversal | $25.00 | 9/21/2012 6:37:15 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:19 PM |
guild221 | $25.00 | 9/21/2012 8:09:46 PM |
phenomenal-gain5 | $25.00 | 9/22/2012 7:00:21 AM |
shrewd-dedication2 | $50.00 | 9/22/2012 5:57:51 AM |
AGSLending | $25.00 | 9/22/2012 7:36:08 AM |
interest88 | $25.00 | 9/22/2012 6:54:10 AM |
Capitalincome | $25.00 | 9/22/2012 8:58:14 AM |
awwaww | $25.00 | 9/22/2012 12:00:47 PM |
bid-carrier0 | $25.00 | 9/22/2012 11:30:34 AM |
hitsman | $50.00 | 9/22/2012 11:38:03 AM |
dhoyl | $50.00 | 9/22/2012 9:29:00 AM |
Charmart | $25.00 | 9/22/2012 12:10:14 PM |
Avala | $100.00 | 9/22/2012 12:12:08 PM |
gt5149c | $25.00 | 9/22/2012 12:13:44 PM |
Benkneebob | $25.00 | 9/22/2012 12:15:14 PM |
cebgop | $25.00 | 9/22/2012 12:32:36 PM |
C_Mark | $50.00 | 9/22/2012 12:33:10 PM |
g314 | $25.00 | 9/22/2012 12:35:14 PM |
investment-kingdom | $25.00 | 9/22/2012 12:12:43 PM |
loyalty-locomotive | $25.00 | 9/22/2012 12:41:05 PM |
spry-p2ploan5 | $50.00 | 9/22/2012 12:41:40 PM |
Schecky | $50.00 | 9/22/2012 12:38:15 PM |
Sothenwhat | $100.00 | 9/22/2012 12:51:27 PM |
leeball | $50.00 | 9/22/2012 12:56:36 PM |
mtp | $32.00 | 9/22/2012 12:43:11 PM |
lender987654321 | $50.00 | 9/22/2012 12:46:38 PM |
Rdodson11 | $25.00 | 9/22/2012 12:57:58 PM |
EvalCrux | $50.00 | 9/22/2012 12:49:02 PM |
meux99 | $25.00 | 9/22/2012 1:07:18 PM |
BB-ptoploan | $50.00 | 9/22/2012 1:03:36 PM |
Unclejohn | $25.00 | 9/22/2012 1:04:12 PM |
wtrboy | $25.00 | 9/22/2012 1:05:32 PM |
loan-mongoose1 | $25.00 | 9/22/2012 12:55:00 PM |
thedoctor | $100.00 | 9/22/2012 12:57:21 PM |
well-mannered-power8 | $25.00 | 9/22/2012 1:01:18 PM |
natural-affluence4 | $25.00 | 9/22/2012 1:24:08 PM |
bajeezus | $25.00 | 9/22/2012 1:25:21 PM |
StPong | $25.00 | 9/22/2012 1:30:33 PM |
systematic-dollar9 | $25.00 | 9/22/2012 1:30:58 PM |
RocketSurgeon | $25.00 | 9/22/2012 1:31:40 PM |
MONEYLENDER101 | $50.00 | 9/22/2012 1:32:36 PM |
mr55262 | $25.00 | 9/22/2012 1:33:26 PM |
Maccs55 | $25.00 | 9/22/2012 1:37:10 PM |
bid-papyrus | $25.00 | 9/22/2012 1:22:06 PM |
RedGranite | $40.00 | 9/22/2012 1:42:03 PM |
wonderful-rupee | $25.00 | 9/22/2012 1:43:29 PM |
intrepid-payment7 | $25.00 | 9/22/2012 1:18:17 PM |
SMU_ponies | $25.00 | 9/22/2012 1:45:09 PM |
mdreiss | $50.00 | 9/22/2012 1:47:12 PM |
kdsmaclean | $25.00 | 9/22/2012 1:29:31 PM |
unrivaled-silver | $25.00 | 9/22/2012 1:49:08 PM |
shaps | $25.00 | 9/22/2012 1:31:36 PM |
kanewna | $50.00 | 9/22/2012 1:33:48 PM |
cunning-worth5 | $25.00 | 9/22/2012 1:34:08 PM |
kid8549 | $100.00 | 9/22/2012 1:36:56 PM |
Oupa-George | $25.00 | 9/22/2012 1:38:52 PM |
ruminating | $25.00 | 9/22/2012 1:26:23 PM |
get30inc | $50.00 | 9/22/2012 1:39:57 PM |
aasx1108 | $25.00 | 9/22/2012 1:42:14 PM |
peedublya | $25.00 | 9/22/2012 2:33:25 PM |
dough-guard3 | $100.00 | 9/22/2012 1:29:15 PM |
RusRobo | $25.00 | 9/22/2012 1:31:17 PM |
Daveinthecorn | $50.00 | 9/22/2012 2:57:22 PM |
important-penny3 | $25.00 | 9/22/2012 1:47:27 PM |
csakhil | $50.00 | 9/22/2012 1:37:23 PM |
passbook | $25.00 | 9/22/2012 1:38:28 PM |
Boxhead | $25.00 | 9/22/2012 1:50:08 PM |
icontender | $50.00 | 9/22/2012 1:51:39 PM |
loot-heaven4 | $50.00 | 9/22/2012 1:40:04 PM |
commanding-openness | $25.00 | 9/22/2012 1:41:08 PM |
MoneyMA | $25.00 | 9/22/2012 1:44:53 PM |
bold-gold-pilot | $25.00 | 9/22/2012 2:00:13 PM |
FrayBentos | $25.00 | 9/22/2012 1:45:41 PM |
gzeo | $25.00 | 9/22/2012 1:48:01 PM |
hardwareman | $50.00 | 9/22/2012 2:02:44 PM |
rootcanaler | $50.00 | 9/22/2012 8:16:47 PM |
aabadabadoo | $25.00 | 9/22/2012 5:55:27 PM |
jhernand17 | $25.00 | 9/22/2012 7:14:22 PM |
payment-hugger7 | $50.00 | 9/22/2012 7:59:39 PM |
trade-beeper0 | $25.00 | 9/23/2012 11:05:23 AM |
enchanted-truth264 | $25.00 | 9/22/2012 9:15:23 PM |
value-fortress3 | $50.00 | 9/23/2012 5:27:21 AM |
liberty-point | $100.00 | 9/23/2012 7:14:18 AM |
magnetic-integrity7 | $25.00 | 9/23/2012 12:15:25 AM |
Yogidog | $25.00 | 9/23/2012 12:10:02 PM |
dough-kitten5 | $25.00 | 9/23/2012 8:33:11 AM |
sgt-schultz | $25.00 | 9/23/2012 4:04:20 AM |
methodical-basis822 | $25.00 | 9/23/2012 12:21:06 PM |
Phryne | $50.00 | 9/23/2012 6:21:10 AM |
liberty-berserker | $50.00 | 9/23/2012 8:20:46 AM |
JoyfulVegetarian | $25.00 | 9/23/2012 12:04:54 PM |
Mucman72 | $50.00 | 9/23/2012 8:48:16 AM |
credit-birch | $27.00 | 9/23/2012 10:00:49 AM |
economy-popcorn | $25.00 | 9/23/2012 10:56:52 AM |
pbo922 | $25.00 | 9/23/2012 11:24:54 AM |
skeptikos | $100.00 | 9/23/2012 12:07:38 PM |
afotherg | $25.00 | 9/23/2012 12:17:02 PM |
McLaren231 | $25.00 | 9/23/2012 2:07:26 PM |
the-sunny-loot | $25.00 | 9/23/2012 12:26:34 PM |
euro-speaker8 | $100.00 | 9/23/2012 12:42:10 PM |
mjjjrj | $41.08 | 9/23/2012 3:54:26 PM |
Plutis | $25.00 | 9/23/2012 12:37:26 PM |
JohnW12 | $25.00 | 9/23/2012 12:39:00 PM |
1phantom | $25.00 | 9/23/2012 12:44:25 PM |
wetlands | $200.00 | 9/23/2012 12:45:04 PM |
bdloans | $50.00 | 9/23/2012 12:59:05 PM |
california111 | $250.00 | 9/23/2012 3:17:22 PM |
new-marketplace-lyrics | $25.00 | 9/23/2012 3:32:17 PM |
note-goblin0 | $25.00 | 9/23/2012 3:47:13 PM |
lionheart722 | $100.00 | 9/17/2012 5:12:45 PM |
spartacusiam | $25.00 | 9/17/2012 5:01:48 PM |
EnglishGeekInNYC | $50.00 | 9/17/2012 6:06:40 PM |
blot44 | $25.00 | 9/17/2012 10:25:04 PM |
durability-seahorse7 | $100.00 | 9/18/2012 8:39:16 AM |
kenji4861 | $25.00 | 9/18/2012 9:03:30 AM |
Castellan | $50.00 | 9/18/2012 9:19:27 AM |
logical-reward8 | $25.00 | 9/18/2012 9:11:44 AM |
giftgold | $25.00 | 9/18/2012 11:13:11 AM |
samurai2 | $44.56 | 9/18/2012 2:36:06 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:46 PM |
responsibility-butterfly | $25.00 | 9/18/2012 7:15:45 PM |
Leopoldine | $25.00 | 9/19/2012 9:15:24 AM |
cash-kin7 | $50.00 | 9/19/2012 10:01:17 AM |
themoneydoctor | $50.00 | 9/19/2012 12:07:51 PM |
compatible-deal9 | $50.00 | 9/19/2012 3:57:55 PM |
auction-sage | $100.00 | 9/19/2012 11:02:24 AM |
compoundinterest | $25.00 | 9/19/2012 5:08:38 PM |
bowdish1 | $100.00 | 9/19/2012 5:10:10 PM |
adaboy65 | $100.00 | 9/19/2012 5:10:17 PM |
GrayStudio | $25.00 | 9/19/2012 12:22:19 PM |
finance-refresher3 | $50.00 | 9/19/2012 1:59:17 PM |
Rivervale_Westwood | $50.00 | 9/19/2012 3:06:31 PM |
velocityasaurus-rex4 | $100.00 | 9/19/2012 5:01:48 PM |
martinatime | $50.00 | 9/19/2012 5:41:03 PM |
transaction-keeper5 | $25.00 | 9/19/2012 5:24:04 PM |
prudent-payment316 | $25.00 | 9/19/2012 5:39:32 PM |
britgsb | $50.00 | 9/19/2012 5:50:08 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:28 PM |
tranquil-diversification8 | $100.00 | 9/20/2012 6:15:46 AM |
speedy-point | $25.00 | 9/19/2012 11:46:54 PM |
respectful-fairness069 | $27.00 | 9/20/2012 8:59:00 AM |
bonus-poplar2 | $25.00 | 9/20/2012 6:42:09 AM |
socrates520 | $50.00 | 9/19/2012 11:34:02 PM |
Lev8 | $25.00 | 9/20/2012 6:06:15 AM |
dough-hammock | $50.00 | 9/20/2012 6:29:26 AM |
promise2 | $30.00 | 9/20/2012 8:33:18 AM |
penny-drum7 | $25.00 | 9/20/2012 6:51:06 AM |
reaction5 | $25.00 | 9/20/2012 9:01:28 AM |
commanding-bid973 | $50.00 | 9/20/2012 8:26:17 AM |
girlwithglasses | $50.00 | 9/20/2012 9:38:55 AM |
netg | $25.00 | 9/20/2012 9:49:10 AM |
AFairDeal | $25.00 | 9/20/2012 10:04:32 AM |
darknesscrown | $25.00 | 9/20/2012 9:23:13 AM |
atlacatl | $25.00 | 9/20/2012 9:47:34 AM |
dime-sycamore3 | $50.00 | 9/20/2012 9:36:16 AM |
sturdy-fairness0 | $50.00 | 9/20/2012 10:15:35 AM |
sugnal | $50.00 | 9/20/2012 3:14:08 PM |
djmjkelso | $30.00 | 9/20/2012 3:40:53 PM |
loan-mammal | $100.00 | 9/20/2012 10:04:25 AM |
shaker348 | $50.00 | 9/20/2012 10:36:52 AM |
agalt | $100.00 | 9/20/2012 10:50:14 AM |
dbaoracle | $50.00 | 9/20/2012 10:34:45 AM |
Lender0010 | $50.00 | 9/20/2012 2:22:00 PM |
HikeMoab | $25.00 | 9/20/2012 11:59:39 AM |
NR | $25.00 | 9/20/2012 5:02:50 PM |
Tradesmanlender | $25.00 | 9/20/2012 5:58:50 PM |
platinum-lightning | $50.00 | 9/20/2012 6:04:08 PM |
mrladybug101 | $25.00 | 9/20/2012 5:50:19 PM |
wealthstar | $25.00 | 9/20/2012 5:40:03 PM |
wigglesworth4 | $100.00 | 9/20/2012 6:17:53 PM |
Loan_Stranger | $25.00 | 9/20/2012 5:42:44 PM |
payout-thinker7 | $25.00 | 9/21/2012 7:45:51 AM |
admscr108 | $25.00 | 9/20/2012 9:01:09 PM |
lendersf | $50.00 | 9/21/2012 8:43:24 AM |
velocity-solo | $25.00 | 9/21/2012 9:12:11 AM |
InvestForWealth | $30.35 | 9/21/2012 7:03:04 AM |
blue-laudable-dinero | $25.00 | 9/21/2012 7:47:25 AM |
knowledgeable-silver6 | $25.00 | 9/21/2012 9:07:16 AM |
gallant-economy9 | $50.00 | 9/21/2012 9:34:32 AM |
Kame | $25.00 | 9/21/2012 9:41:05 AM |
availableloan | $25.00 | 9/21/2012 9:49:00 AM |
BANSAL | $25.00 | 9/21/2012 1:37:45 PM |
PRGuyinVA | $25.00 | 9/21/2012 10:12:57 AM |
legend796 | $25.00 | 9/21/2012 3:34:53 PM |
penny-kahuna0 | $25.00 | 9/21/2012 3:41:21 PM |
credit-serenity8 | $30.00 | 9/21/2012 2:54:15 PM |
ready-vigilance3 | $50.00 | 9/21/2012 3:19:09 PM |
top-community-voyage | $50.00 | 9/21/2012 5:43:36 PM |
prudent-dough458 | $25.00 | 9/21/2012 5:46:24 PM |
groovy-watanabe | $25.00 | 9/21/2012 5:30:51 PM |
ceaclou | $25.00 | 9/21/2012 6:16:47 PM |
finder61 | $25.00 | 9/21/2012 6:19:09 PM |
nhm | $25.00 | 9/21/2012 7:30:57 PM |
coin-tweet | $50.00 | 9/21/2012 6:55:54 PM |
theloanteacher | $25.00 | 9/21/2012 7:36:54 PM |
hopeful_lender | $50.00 | 9/21/2012 9:48:17 PM |
houli123 | $50.00 | 9/22/2012 3:11:29 AM |
MCDXLIV | $25.00 | 9/21/2012 6:52:09 PM |
RockAngelHair | $25.00 | 9/22/2012 7:42:18 AM |
prainvestment | $25.00 | 9/22/2012 6:48:51 AM |
capital-blueberry | $25.00 | 9/22/2012 10:48:15 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:36 AM |
hero007 | $50.00 | 9/22/2012 12:10:56 PM |
damage | $25.00 | 9/22/2012 12:11:02 PM |
transparency-halo | $25.00 | 9/22/2012 12:18:56 PM |
nimble-money0 | $25.00 | 9/22/2012 12:13:01 PM |
boston_mass | $25.00 | 9/22/2012 12:43:33 PM |
jmb_lending | $25.00 | 9/22/2012 12:41:28 PM |
integrity-builder | $50.00 | 9/22/2012 12:49:51 PM |
heartpounding-loyalty7 | $25.00 | 9/22/2012 12:44:37 PM |
durability-warmth | $50.00 | 9/22/2012 12:32:18 PM |
MARWARISETH | $31.00 | 9/22/2012 12:39:20 PM |
skuba | $75.00 | 9/22/2012 12:47:35 PM |
studious-peso | $25.00 | 9/22/2012 1:11:06 PM |
dharma1 | $25.00 | 9/22/2012 12:52:53 PM |
meenan | $100.00 | 9/22/2012 1:04:25 PM |
don8ter | $50.00 | 9/22/2012 1:10:10 PM |
ZeoInvestments | $25.00 | 9/22/2012 12:59:50 PM |
jenkris | $25.00 | 9/22/2012 1:24:10 PM |
velocity-javelin8 | $25.00 | 9/22/2012 1:24:26 PM |
greenback-bull6 | $50.00 | 9/22/2012 1:26:56 PM |
rambone05 | $25.00 | 9/22/2012 1:31:24 PM |
ProjectVenture | $25.00 | 9/22/2012 1:32:24 PM |
jazz619 | $25.00 | 9/22/2012 1:34:32 PM |
jeffpac | $50.00 | 9/22/2012 1:35:32 PM |
Flanagan | $25.00 | 9/22/2012 1:37:48 PM |
useful-money715 | $25.00 | 9/22/2012 1:22:03 PM |
golden-bid9 | $25.00 | 9/22/2012 1:39:09 PM |
zone6 | $100.00 | 9/22/2012 1:39:34 PM |
elasermd | $50.00 | 9/22/2012 1:40:15 PM |
generosity-giraffe0 | $50.00 | 9/22/2012 1:41:38 PM |
helpishere777 | $25.00 | 9/22/2012 1:26:41 PM |
faync | $25.00 | 9/22/2012 1:46:55 PM |
impressive-hope525 | $25.00 | 9/22/2012 1:30:28 PM |
yukongin | $50.00 | 9/22/2012 1:51:48 PM |
benevolent-moola291 | $50.00 | 9/22/2012 1:33:20 PM |
UstedEsElHombre | $100.00 | 9/22/2012 1:34:23 PM |
green-astute-market | $25.00 | 9/22/2012 1:34:48 PM |
BuffetRocks | $50.00 | 9/22/2012 1:36:04 PM |
topher515 | $25.00 | 9/22/2012 1:36:14 PM |
MARSTUN | $100.00 | 9/22/2012 1:36:33 PM |
rulender | $25.00 | 9/22/2012 1:24:48 PM |
bold-luminous-wealth | $25.00 | 9/22/2012 1:38:58 PM |
note-farm4 | $25.00 | 9/22/2012 1:25:46 PM |
dunox | $25.00 | 9/22/2012 1:40:27 PM |
fund-booster4 | $500.00 | 9/22/2012 2:24:30 PM |
best-deal-banker | $28.00 | 9/22/2012 1:27:18 PM |
gigabit | $50.00 | 9/22/2012 1:27:50 PM |
Gnube | $25.00 | 9/22/2012 1:28:54 PM |
hostbank | $100.00 | 9/22/2012 1:31:21 PM |
newest-trade-spruce | $25.00 | 9/22/2012 1:47:25 PM |
larrybird | $1,000.00 | 9/22/2012 1:50:14 PM |
mrsasman | $25.00 | 9/22/2012 1:41:47 PM |
sequoiapacific | $25.00 | 9/22/2012 2:08:53 PM |
Carpetkid | $100.00 | 9/22/2012 1:48:21 PM |
soheagle | $25.00 | 9/22/2012 1:50:31 PM |
greenback-snowdome1 | $100.00 | 9/22/2012 7:17:40 PM |
sb0453 | $25.00 | 9/22/2012 2:05:28 PM |
payment-gusto | $25.00 | 9/22/2012 5:45:02 PM |
aesop56 | $25.00 | 9/22/2012 11:12:40 PM |
Rider | $204.66 | 9/22/2012 6:08:45 PM |
blissful-penny | $100.00 | 9/22/2012 11:45:59 PM |
justinology | $27.00 | 9/22/2012 11:57:12 PM |
gain-neutrino9 | $25.00 | 9/22/2012 6:23:44 PM |
payment-associate5 | $100.00 | 9/23/2012 2:40:55 AM |
wishihadmore | $50.00 | 9/23/2012 6:04:15 AM |
mdc1988 | $94.16 | 9/22/2012 7:51:12 PM |
jutdon84 | $50.00 | 9/23/2012 6:40:29 AM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:42 PM |
WhatItIs | $300.00 | 9/22/2012 8:19:56 PM |
fund-didgeridoo3 | $25.00 | 9/22/2012 9:23:59 PM |
philantist | $25.00 | 9/22/2012 10:03:32 PM |
hml | $25.00 | 9/22/2012 11:05:13 PM |
bold-brilliant-dollar | $25.00 | 9/22/2012 11:33:39 PM |
brazilofmux | $100.00 | 9/23/2012 12:10:17 PM |
liberty-grizzly | $125.00 | 9/23/2012 12:14:45 PM |
open-minded-finance1 | $70.00 | 9/23/2012 6:04:26 AM |
Lotsofbears | $25.00 | 9/23/2012 8:41:41 AM |
paladin510 | $25.00 | 9/23/2012 9:41:16 AM |
alverado | $100.00 | 9/23/2012 10:53:42 AM |
accelerator1 | $25.00 | 9/23/2012 11:59:21 AM |
Marfloogan | $25.00 | 9/23/2012 12:04:12 PM |
orange-courageous-dedication | $25.00 | 9/23/2012 12:05:58 PM |
icon7 | $100.00 | 9/23/2012 8:45:15 AM |
Trinkaloki | $25.00 | 9/23/2012 12:37:54 PM |
goodcents | $25.00 | 9/23/2012 11:17:23 AM |
the2monkeys | $25.00 | 9/23/2012 12:16:24 PM |
dailyhelper | $50.00 | 9/23/2012 12:17:29 PM |
V40Harmony | $25.00 | 9/23/2012 12:05:40 PM |
worth-web5 | $50.00 | 9/23/2012 12:23:02 PM |
eeyore101 | $25.00 | 9/23/2012 12:58:44 PM |
flo_rida | $100.00 | 9/23/2012 12:36:59 PM |
CA_Lender | $25.00 | 9/23/2012 3:21:24 PM |
sunshinysmiles | $100.00 | 9/23/2012 3:47:19 PM |
Pizza-man | $50.00 | 9/23/2012 12:34:12 PM |
assets_and_elbows | $73.19 | 9/23/2012 3:52:07 PM |
johannesfactotum | $30.00 | 9/23/2012 12:49:42 PM |
Mr_Marcus | $25.00 | 9/23/2012 12:55:56 PM |
liberty-prometheus6 | $25.00 | 9/23/2012 12:54:20 PM |
rockingnrolling | $32.00 | 9/23/2012 2:48:45 PM |
rogue_monster | $50.00 | 9/23/2012 1:10:41 PM |
rupee-flute | $100.00 | 9/23/2012 2:46:19 PM |
DalawaFunds | $25.00 | 9/23/2012 3:48:10 PM |
420 Investments
|
Borrower Payment Dependent Notes Series
641261
This series of Notes was issued and sold upon the funding of the borrower loan #75241, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $297.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 31% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $872 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| greenback-yoga157 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Create a business (LLC)
This loan will be used to...Incorporate and begin operation of Trinity Investments
My financial situation:
I am a good candidate for this loan because...I am personally mentored by a multimillionaire business owner/ investor. I have a business degree. My short and long term goals are written down and crystal clear, I will never give up until I attain them and take consistent daily action towards my goals.
Monthly net income: $1,500
Monthly expenses: $250
Housing: $420
Insurance: $100
Car expenses: $100
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MI2 | $5,000.00 | 9/18/2012 5:02:32 PM |
Beld | $50.00 | 9/18/2012 5:30:11 PM |
friendly-gold | $25.00 | 9/18/2012 5:46:15 PM |
52digital | $75.00 | 9/18/2012 5:48:27 PM |
money-bauble | $100.00 | 9/18/2012 6:15:27 PM |
networks4ever | $25.00 | 9/18/2012 6:30:00 PM |
integrity-reactor4 | $100.00 | 9/18/2012 6:39:29 PM |
Bob450 | $25.00 | 9/18/2012 6:58:13 PM |
bob450-roth | $25.00 | 9/18/2012 7:10:09 PM |
SLN-10 | $30.00 | 9/18/2012 6:51:38 PM |
payment-halo | $8.00 | 9/18/2012 7:10:39 PM |
supreme-treasure8 | $100.00 | 9/18/2012 5:14:26 PM |
pdub | $500.00 | 9/18/2012 5:57:13 PM |
brainy-return234 | $25.00 | 9/18/2012 5:22:58 PM |
selector568 | $300.00 | 9/18/2012 6:09:09 PM |
bazaar-tulip | $500.00 | 9/18/2012 6:17:12 PM |
first-pragmatic-power | $25.00 | 9/18/2012 6:28:33 PM |
Dubbs360 | $500.00 | 9/18/2012 6:05:24 PM |
Scrooge_McDuck2 | $87.00 | 9/18/2012 6:16:13 PM |
benevolent-marketplace4 | $2,500.00 | 9/18/2012 6:46:55 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
641297
This series of Notes was issued and sold upon the funding of the borrower loan #75344, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1978 |
Debt/Income ratio:
| 7% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 6y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $157 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| responsible-credit449 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
trade-boots1 | $100.00 | 9/18/2012 5:06:15 PM |
historic-value7 | $100.00 | 9/18/2012 5:11:05 PM |
refresher211 | $25.00 | 9/18/2012 5:14:36 PM |
lowrater | $50.40 | 9/18/2012 5:04:24 PM |
dmunySF | $50.00 | 9/18/2012 5:35:20 PM |
intelligent-yield | $50.00 | 9/18/2012 5:37:32 PM |
whitegold24k | $29.18 | 9/18/2012 5:29:43 PM |
SweatyBalls | $35.00 | 9/18/2012 5:49:42 PM |
EL_Papin | $25.00 | 9/18/2012 5:44:05 PM |
power-chihuahua | $25.00 | 9/18/2012 5:25:26 PM |
52digital | $75.00 | 9/18/2012 5:48:27 PM |
dariop | $25.01 | 9/18/2012 5:28:02 PM |
nycfinance | $25.00 | 9/18/2012 6:07:54 PM |
tranquil-gain1 | $75.00 | 9/18/2012 5:56:03 PM |
reduce_US_govt_debt | $35.00 | 9/18/2012 6:14:11 PM |
the-credit-maker | $25.00 | 9/18/2012 6:24:08 PM |
benevolent-marketplace4 | $906.41 | 9/18/2012 6:46:56 PM |
LendingPimp | $26.00 | 9/18/2012 6:14:34 PM |
Investor_DP | $200.00 | 9/18/2012 6:25:52 PM |
money-baron-Roth401k | $50.00 | 9/18/2012 6:33:51 PM |
bellaquito | $500.00 | 9/18/2012 6:45:57 PM |
income-triangulation1 | $25.00 | 9/18/2012 5:02:35 PM |
benevolent-loot5 | $200.00 | 9/18/2012 5:09:39 PM |
imogen22 | $25.00 | 9/18/2012 5:11:45 PM |
pierrelasvegas | $25.00 | 9/18/2012 5:13:43 PM |
openness-antioxidant | $75.00 | 9/18/2012 5:13:49 PM |
Hedge-Fund | $25.00 | 9/18/2012 5:34:17 PM |
BankofRon_IRA | $100.00 | 9/18/2012 5:17:40 PM |
transaction-circuit | $58.00 | 9/18/2012 5:19:46 PM |
skillful-asset5 | $30.00 | 9/18/2012 5:39:39 PM |
money-baron | $50.00 | 9/18/2012 5:57:55 PM |
blue111 | $25.00 | 9/18/2012 6:10:48 PM |
108-IRA | $50.00 | 9/18/2012 6:11:10 PM |
pdub | $250.00 | 9/18/2012 5:58:34 PM |
proper-exchange8 | $50.00 | 9/18/2012 5:36:29 PM |
jkeller4000 | $25.00 | 9/18/2012 6:06:32 PM |
Dubbs360 | $500.00 | 9/18/2012 6:05:24 PM |
diplomatic-wealth7 | $25.00 | 9/18/2012 6:20:46 PM |
MoneyTree79 | $30.00 | 9/18/2012 6:25:25 PM |
dukeiyer | $25.00 | 9/18/2012 6:46:10 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
641323
This series of Notes was issued and sold upon the funding of the borrower loan #74949, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 28% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,490 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-satisfying-economy |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Pay-off some closing costs incurred in buying new house
My financial situation: Fair-I have steady income
I am a good candidate for this loan because...I am a responsible bill payer, have owned a house for over 10 years, just closed on a new house, looking to settle a closing cost debt that became unresolved due to a last minute closing settlement. This has put me behind in cash flow. I plan on paying back as soon as possible. Willing to use tax refund in Feb-13 if necessary.
Monthly net income: $7083
Monthly expenses: $5050
Housing: $2084
Insurance: $155
Car expenses: $524
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $250
Credit cards and other loans: $700
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $160.03 | 9/18/2012 5:02:22 PM |
natural-affluence6 | $25.00 | 9/18/2012 9:01:44 PM |
skillful-asset5 | $30.00 | 9/18/2012 5:39:00 PM |
natural-point1 | $25.00 | 9/18/2012 6:01:39 PM |
Dubbs360 | $250.00 | 9/18/2012 6:05:51 PM |
EnglishGeekInNYC | $50.00 | 9/18/2012 6:48:36 PM |
Whipster | $60.00 | 9/18/2012 7:08:06 PM |
azazle | $25.00 | 9/18/2012 8:01:32 PM |
melodious-openness | $200.00 | 9/18/2012 8:26:16 PM |
money-baron-Roth401k | $50.00 | 9/18/2012 6:33:51 PM |
responsibility-butterfly | $25.00 | 9/18/2012 7:15:56 PM |
glroark | $100.00 | 9/19/2012 7:34:54 AM |
trajectory086 | $200.00 | 9/19/2012 8:04:03 AM |
amlu1988 | $25.00 | 9/18/2012 8:13:40 PM |
168RichCapital | $25.09 | 9/19/2012 6:27:31 AM |
global-invest-group | $25.00 | 9/18/2012 11:21:10 PM |
let_me_retire | $50.00 | 9/18/2012 11:30:48 PM |
sgt-schultz | $46.15 | 9/19/2012 7:05:20 AM |
durability-seahorse7 | $100.00 | 9/19/2012 5:22:21 AM |
investment-comet | $25.00 | 9/19/2012 7:12:17 AM |
Bob450 | $25.00 | 9/19/2012 7:19:45 AM |
bob450-roth | $25.00 | 9/19/2012 7:32:11 AM |
businessbroker101 | $25.00 | 9/19/2012 7:47:06 AM |
PrimeFunding | $25.00 | 9/19/2012 12:13:45 AM |
vutah | $35.00 | 9/18/2012 5:08:57 PM |
majestic-note6 | $150.00 | 9/18/2012 5:17:57 PM |
Something-Corporate | $25.00 | 9/18/2012 5:21:04 PM |
pdub | $250.00 | 9/18/2012 5:58:34 PM |
Nipper99 | $100.00 | 9/18/2012 6:46:57 PM |
wise-charming-reward | $500.00 | 9/18/2012 6:51:05 PM |
beachfunder | $25.00 | 9/18/2012 8:53:31 PM |
graceful-IRAinvestment | $106.00 | 9/18/2012 9:31:45 PM |
SolarMoonshine | $25.00 | 9/18/2012 6:49:27 PM |
bellaquito | $500.00 | 9/18/2012 6:58:41 PM |
LaBamba | $100.00 | 9/19/2012 6:15:03 AM |
graceful-investment | $106.00 | 9/18/2012 9:27:04 PM |
scoobiedoo | $40.00 | 9/19/2012 6:42:38 AM |
Malkial | $25.00 | 9/18/2012 9:39:37 PM |
HeroSupport | $60.00 | 9/18/2012 7:08:42 PM |
Colorado2006 | $25.04 | 9/19/2012 7:36:08 AM |
DevinHill | $25.00 | 9/18/2012 7:36:15 PM |
credit-adventurer313 | $25.00 | 9/19/2012 3:04:37 AM |
golffish2 | $25.00 | 9/19/2012 3:53:13 AM |
justasoldier | $75.00 | 9/18/2012 9:02:01 PM |
EretzCapital | $100.00 | 9/19/2012 7:23:45 AM |
quest0 | $50.00 | 9/19/2012 5:08:48 AM |
dudebrah | $6.69 | 9/19/2012 8:08:33 AM |
CA-Lender | $25.00 | 9/19/2012 6:01:26 AM |
48 Investments
|
Borrower Payment Dependent Notes Series
641361
This series of Notes was issued and sold upon the funding of the borrower loan #75001, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,900.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $154.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,396 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| moola-detective3 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate a high-interest rate credit card.
My financial situation:
I am a good candidate for this loan because I have a great credit rating, strong employment history, and this loan will better my financial goals long-term in a cost-efficient manner. I'm a Regional for an International hotel company, responsible for US - Northeast and Canada.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
j2ee | $50.00 | 9/19/2012 5:04:05 PM |
Castellan | $50.00 | 9/19/2012 5:04:48 PM |
Perdita_II | $25.00 | 9/19/2012 5:14:39 PM |
velocityasaurus-rex4 | $100.00 | 9/19/2012 5:01:49 PM |
undaunted-fairness0 | $25.00 | 9/19/2012 5:05:09 PM |
windguy | $50.00 | 9/19/2012 5:20:56 PM |
durability-seahorse7 | $50.00 | 9/19/2012 5:24:43 PM |
imogen22 | $50.00 | 9/19/2012 5:11:11 PM |
RG | $30.00 | 9/19/2012 5:22:14 PM |
fabulous-bazaar4 | $25.00 | 9/19/2012 5:25:15 PM |
authoritative-commerce2 | $25.00 | 9/19/2012 5:30:14 PM |
Taxman44 | $25.00 | 9/19/2012 5:45:51 PM |
Sneezie | $100.00 | 9/19/2012 5:49:57 PM |
commerce-gargantuan2 | $50.00 | 9/19/2012 5:59:41 PM |
speedy-point | $25.00 | 9/19/2012 11:47:01 PM |
kenji4861 | $25.00 | 9/19/2012 6:03:11 PM |
CoolPlexer | $47.00 | 9/19/2012 7:00:40 PM |
bellaquito | $500.00 | 9/19/2012 6:28:39 PM |
penny-drum7 | $25.00 | 9/20/2012 6:51:10 AM |
we-all-win | $32.21 | 9/20/2012 7:27:13 AM |
Montiesholdings | $25.00 | 9/20/2012 8:54:06 AM |
pirahna125 | $25.00 | 9/20/2012 9:49:01 AM |
Plutis | $25.00 | 9/20/2012 9:07:08 AM |
D911ave | $50.00 | 9/20/2012 9:37:26 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:32 AM |
super_pickle | $75.00 | 9/20/2012 1:10:30 PM |
excellent-funds649 | $50.00 | 9/20/2012 5:12:35 PM |
ore-dojo | $25.00 | 9/20/2012 10:17:54 PM |
Techne_Funds_LLC | $25.00 | 9/20/2012 7:08:02 PM |
california111 | $100.00 | 9/21/2012 7:28:48 AM |
Johnab | $25.00 | 9/20/2012 8:55:16 PM |
magnetic-integrity7 | $25.00 | 9/20/2012 9:12:08 PM |
green-tree-shake | $40.00 | 9/21/2012 10:59:16 AM |
oskizzle | $25.00 | 9/21/2012 1:07:09 PM |
ready-vigilance3 | $50.00 | 9/21/2012 3:19:13 PM |
penny-kahuna0 | $25.00 | 9/21/2012 3:41:23 PM |
giftgold | $25.00 | 9/21/2012 12:47:34 PM |
Shawn95187 | $25.00 | 9/21/2012 3:34:40 PM |
lowrater | $50.70 | 9/21/2012 5:12:08 PM |
Belair_Advisors | $25.00 | 9/21/2012 4:13:04 PM |
Zuzu | $25.28 | 9/21/2012 4:40:16 PM |
handy-money9 | $75.00 | 9/21/2012 5:18:03 PM |
zbfamwl | $50.00 | 9/21/2012 5:09:38 PM |
mtquan | $25.00 | 9/21/2012 5:35:50 PM |
kwan | $25.00 | 9/21/2012 5:35:52 PM |
zbfamwl | $18.96 | 9/21/2012 5:37:14 PM |
transaction-keeper5 | $25.00 | 9/19/2012 5:13:45 PM |
chac | $100.00 | 9/19/2012 5:25:24 PM |
gravbox | $25.00 | 9/19/2012 5:38:08 PM |
repayment-pagoda8 | $100.00 | 9/19/2012 5:08:31 PM |
sweet-social2 | $25.00 | 9/19/2012 5:21:24 PM |
logical-reward8 | $25.00 | 9/19/2012 5:21:43 PM |
auction-sage | $100.00 | 9/19/2012 5:16:33 PM |
jazz619 | $25.00 | 9/19/2012 5:53:52 PM |
kfrench | $75.00 | 9/19/2012 5:59:15 PM |
lionheart722 | $100.00 | 9/19/2012 5:39:38 PM |
EnglishGeekInNYC | $25.00 | 9/19/2012 5:45:05 PM |
bazaar-tulip | $25.00 | 9/19/2012 5:41:24 PM |
cerebral-dollar773 | $25.00 | 9/19/2012 8:21:44 PM |
compassion-twister2 | $50.00 | 9/19/2012 6:14:26 PM |
socrates520 | $50.00 | 9/19/2012 11:34:09 PM |
GoldenKoi | $100.00 | 9/19/2012 11:55:57 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:39 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:17 PM |
azazle | $50.00 | 9/19/2012 8:44:41 PM |
exciting-finance288 | $30.00 | 9/20/2012 8:31:49 AM |
blot44 | $25.00 | 9/19/2012 8:38:53 PM |
dsv | $26.85 | 9/20/2012 8:55:05 AM |
broosky2 | $100.00 | 9/20/2012 7:44:42 AM |
bonafide-economy | $25.00 | 9/20/2012 6:54:14 AM |
blue-useful-auction | $25.00 | 9/20/2012 7:02:20 AM |
availableloan | $25.00 | 9/20/2012 9:02:26 AM |
a-finance-director | $50.00 | 9/20/2012 10:16:06 AM |
shaker348 | $50.00 | 9/20/2012 10:36:54 AM |
JedClampett | $125.00 | 9/20/2012 2:18:26 PM |
Lender0010 | $50.00 | 9/20/2012 2:37:19 PM |
samurai2 | $25.00 | 9/20/2012 1:05:20 PM |
ferpeiks | $30.00 | 9/20/2012 1:43:56 PM |
generous-deal6 | $25.00 | 9/20/2012 6:05:46 PM |
Nazbuster | $75.00 | 9/20/2012 7:04:19 PM |
Felici_Finance | $25.00 | 9/21/2012 3:22:43 AM |
subtle-leverage4 | $25.00 | 9/21/2012 7:15:44 AM |
BOZO88 | $25.00 | 9/20/2012 7:13:14 PM |
cloud8 | $40.00 | 9/20/2012 7:28:06 PM |
radforj22 | $50.00 | 9/21/2012 4:23:51 AM |
Bieling | $25.00 | 9/21/2012 6:45:39 AM |
shellstar | $25.00 | 9/21/2012 6:38:49 AM |
Guerrilla_Man | $25.00 | 9/21/2012 9:30:48 AM |
pdub | $200.00 | 9/21/2012 12:21:59 PM |
openness-cosmos9 | $50.00 | 9/21/2012 12:39:29 PM |
commanding-bid973 | $50.00 | 9/21/2012 1:00:14 PM |
BANSAL | $25.00 | 9/21/2012 1:50:59 PM |
unrelenting-platinum2 | $25.00 | 9/21/2012 2:44:11 PM |
Use_It_Wisely | $25.00 | 9/21/2012 2:44:16 PM |
blLending | $25.00 | 9/21/2012 3:15:15 PM |
chorus731 | $25.00 | 9/21/2012 12:39:00 PM |
myduck | $50.00 | 9/21/2012 3:28:54 PM |
legend796 | $25.00 | 9/21/2012 3:34:55 PM |
asset-guitar5 | $29.00 | 9/21/2012 5:13:16 PM |
MathProfessor | $25.00 | 9/21/2012 5:04:05 PM |
RocketSurgeon | $25.00 | 9/21/2012 5:19:23 PM |
neighborly-hope6 | $50.00 | 9/21/2012 5:23:38 PM |
Investoman | $25.00 | 9/21/2012 5:21:33 PM |
djs81 | $75.00 | 9/21/2012 5:26:49 PM |
104 Investments
|
Borrower Payment Dependent Notes Series
641369
This series of Notes was issued and sold upon the funding of the borrower loan #75301, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,200.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $276.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.95% | | |
| |
Estimated return*:
| 7.96% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 22y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,037 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| charming-return3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,800.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2011)
|
Principal balance:
| $2,168.18 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 19 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt
My financial situation:
I am a good candidate for this loan because i pay my debts and would rather pay someone other than the credit card company.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-microscope2 | $200.00 | 9/19/2012 5:02:42 PM |
phenomenal-rate1 | $500.00 | 9/19/2012 5:04:39 PM |
Castellan | $50.00 | 9/19/2012 5:04:49 PM |
ciccio70 | $25.00 | 9/19/2012 5:06:43 PM |
repayment-pagoda8 | $100.00 | 9/19/2012 5:08:08 PM |
velocityasaurus-rex4 | $100.00 | 9/19/2012 5:01:49 PM |
windguy | $50.00 | 9/19/2012 5:20:39 PM |
zotzot | $50.00 | 9/19/2012 5:21:02 PM |
RGlad | $150.00 | 9/19/2012 5:22:24 PM |
imogen22 | $50.00 | 9/19/2012 5:10:58 PM |
CaptainBL | $25.00 | 9/19/2012 5:35:25 PM |
wetlands | $200.00 | 9/19/2012 5:15:56 PM |
auction-sage | $100.00 | 9/19/2012 5:16:21 PM |
capital-blueberry | $25.00 | 9/19/2012 5:20:02 PM |
intuitive-benefit3 | $100.00 | 9/19/2012 5:47:48 PM |
attentive-compassion1 | $50.00 | 9/19/2012 5:50:01 PM |
thrifty-transaction578 | $25.00 | 9/19/2012 6:06:28 PM |
transparency-silo2 | $25.00 | 9/19/2012 5:32:17 PM |
RG | $30.00 | 9/19/2012 5:22:15 PM |
bellaquito | $500.00 | 9/19/2012 6:25:59 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:18 PM |
kenji4861 | $25.00 | 9/19/2012 6:34:28 PM |
Robin_Hood | $50.00 | 9/19/2012 5:44:20 PM |
JoePaNation | $60.00 | 9/19/2012 5:33:14 PM |
mariah8641 | $30.00 | 9/19/2012 5:52:23 PM |
friendly-gold | $25.00 | 9/19/2012 5:37:49 PM |
Blue_Devil | $25.00 | 9/19/2012 7:49:21 PM |
CreditBuilder2 | $25.01 | 9/19/2012 6:10:22 PM |
dollar-vibraphone4 | $25.00 | 9/19/2012 8:40:44 PM |
gold-maestro6 | $50.00 | 9/19/2012 10:09:11 PM |
Science7124 | $25.00 | 9/19/2012 5:51:47 PM |
prudent-deal662 | $25.00 | 9/19/2012 6:33:01 PM |
TMBank | $44.71 | 9/20/2012 3:14:54 AM |
peaceful-greenback719 | $25.00 | 9/20/2012 5:34:39 AM |
ChoiceInvestments | $25.00 | 9/20/2012 5:49:01 AM |
brazzier-cluster | $25.00 | 9/19/2012 8:19:30 PM |
zwx1997 | $25.00 | 9/20/2012 6:59:17 AM |
squeebie | $50.00 | 9/20/2012 7:03:38 AM |
investment-comet | $25.00 | 9/20/2012 7:12:02 AM |
fiserve4u | $50.00 | 9/20/2012 7:18:22 AM |
BorthersKeeper | $25.00 | 9/20/2012 4:26:56 AM |
p2ploan-hunter4 | $25.00 | 9/19/2012 8:08:58 PM |
rockhound84 | $25.00 | 9/20/2012 5:08:32 AM |
KSPHoldings | $30.00 | 9/20/2012 5:53:02 AM |
reaction5 | $25.00 | 9/20/2012 9:01:31 AM |
Lev8 | $25.00 | 9/20/2012 6:06:17 AM |
High-flyer | $25.00 | 9/20/2012 6:24:41 AM |
DreDub | $50.00 | 9/20/2012 7:16:04 AM |
fuzed | $25.00 | 9/20/2012 7:24:45 AM |
Hexnut | $100.00 | 9/20/2012 7:25:02 AM |
Rulea72 | $25.00 | 9/20/2012 7:31:29 AM |
bonus-quark4 | $25.00 | 9/20/2012 7:41:14 AM |
jc33148 | $25.00 | 9/20/2012 6:11:11 AM |
discrete-exchange9 | $25.00 | 9/20/2012 6:12:44 AM |
benefit-investor1 | $25.00 | 9/20/2012 7:08:07 AM |
first-careful-currency | $197.31 | 9/20/2012 9:01:56 AM |
lowrater | $50.40 | 9/19/2012 5:07:56 PM |
order-tamale | $400.00 | 9/19/2012 5:02:08 PM |
entertaining-revenue4 | $50.00 | 9/19/2012 5:18:04 PM |
j2ee | $50.00 | 9/19/2012 5:03:53 PM |
pleasant-listing712 | $25.00 | 9/19/2012 5:14:37 PM |
ready-bid9 | $50.00 | 9/19/2012 5:37:57 PM |
lionheart722 | $100.00 | 9/19/2012 5:39:38 PM |
radiant-dollar9 | $200.00 | 9/19/2012 5:17:00 PM |
generous-deal6 | $25.00 | 9/19/2012 5:17:36 PM |
bazaar-tulip | $25.00 | 9/19/2012 5:41:25 PM |
nickel-ferret | $25.00 | 9/19/2012 5:14:52 PM |
CMJ-Partners | $100.00 | 9/19/2012 5:25:35 PM |
adventurer447 | $300.00 | 9/19/2012 5:29:35 PM |
LeReve | $500.00 | 9/19/2012 5:22:06 PM |
durability-seahorse7 | $50.00 | 9/19/2012 5:24:44 PM |
shrewd-deal | $25.00 | 9/19/2012 6:12:56 PM |
chac | $100.00 | 9/19/2012 5:27:11 PM |
ready-justice7 | $50.00 | 9/19/2012 5:27:19 PM |
unrivaled-deal676 | $50.00 | 9/19/2012 5:32:10 PM |
EnglishGeekInNYC | $25.00 | 9/19/2012 5:45:05 PM |
charming-exchange7 | $25.00 | 9/19/2012 5:54:39 PM |
bold-riveting-social | $27.00 | 9/19/2012 5:56:13 PM |
Taxman44 | $25.00 | 9/19/2012 5:45:51 PM |
worth-philosopher9 | $26.47 | 9/19/2012 9:07:27 PM |
ncg1983 | $25.00 | 9/19/2012 6:02:17 PM |
SergRoosterDu | $26.00 | 9/20/2012 1:29:32 AM |
mtquan | $25.00 | 9/19/2012 6:04:03 PM |
LoanerPrincipal | $25.00 | 9/19/2012 6:59:36 PM |
BobRand | $25.00 | 9/19/2012 6:26:19 PM |
chrisb1414 | $25.00 | 9/20/2012 6:16:03 AM |
funds-juniper | $25.00 | 9/19/2012 8:49:30 PM |
mindful-deal289 | $25.00 | 9/19/2012 8:57:59 PM |
penny-drum7 | $25.00 | 9/20/2012 6:51:10 AM |
Vaanolo | $25.00 | 9/19/2012 6:43:46 PM |
napmanger | $100.00 | 9/19/2012 9:48:02 PM |
thrilling-exchange36 | $100.00 | 9/19/2012 6:49:52 PM |
socrates520 | $50.00 | 9/19/2012 11:34:09 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:39 PM |
jubilant-agreement0 | $25.00 | 9/19/2012 7:15:17 PM |
Leshan | $100.00 | 9/20/2012 7:47:05 AM |
EthanColeInvestingGroup | $25.00 | 9/19/2012 7:45:17 PM |
funds-rotation1 | $25.00 | 9/20/2012 8:00:00 AM |
blue-lucrative-rate | $50.00 | 9/19/2012 7:54:32 PM |
Socorro_Capital_Partners | $25.01 | 9/20/2012 8:24:01 AM |
promise2 | $25.00 | 9/20/2012 8:25:15 AM |
abundant-contract4 | $100.00 | 9/20/2012 8:28:20 AM |
awesome-generosity4 | $25.00 | 9/20/2012 4:57:29 AM |
Alereon | $25.00 | 9/19/2012 8:20:01 PM |
tolerant-dinero2 | $25.00 | 9/19/2012 11:23:46 PM |
andrias | $50.00 | 9/20/2012 6:45:43 AM |
bonafide-economy | $25.00 | 9/20/2012 6:54:15 AM |
speedy-point | $25.00 | 9/19/2012 11:47:01 PM |
seabass123 | $25.00 | 9/20/2012 12:57:09 AM |
Suit | $50.00 | 9/20/2012 7:39:06 AM |
DackoDenk | $25.00 | 9/20/2012 5:06:25 AM |
CFOGO | $25.00 | 9/20/2012 5:25:09 AM |
newest-thrilling-income | $25.00 | 9/20/2012 6:11:04 AM |
Dubbs360 | $500.00 | 9/20/2012 8:26:32 AM |
MLMarine | $25.00 | 9/20/2012 6:33:46 AM |
compoundinterest | $25.00 | 9/20/2012 9:01:11 AM |
Great-Mom | $25.00 | 9/20/2012 6:53:22 AM |
MoneyTree79 | $53.09 | 9/20/2012 7:21:13 AM |
loyalist1 | $200.00 | 9/20/2012 7:24:15 AM |
broosky2 | $100.00 | 9/20/2012 7:44:42 AM |
commanding-bid973 | $50.00 | 9/20/2012 8:26:18 AM |
121 Investments
|
Borrower Payment Dependent Notes Series
641373
This series of Notes was issued and sold upon the funding of the borrower loan #75026, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $75.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 33% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 12y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,180 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| cognizant-moola9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Expenses
Purpose of loan:
This loan will be used to...Pay off medical expenses
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2400
Monthly expenses: $120
Housing: $600
Insurance: $65
Car expenses: $466
Utilities: $95
Phone, cable, internet: $110
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
velocityasaurus-rex4 | $100.00 | 9/19/2012 5:01:49 PM |
order-tamale | $400.00 | 9/19/2012 5:02:31 PM |
Jloaner | $100.00 | 9/19/2012 5:08:22 PM |
durability-ace9 | $30.00 | 9/19/2012 5:08:53 PM |
pleasant-listing712 | $25.00 | 9/19/2012 5:13:58 PM |
income-triangulation1 | $25.00 | 9/19/2012 5:02:54 PM |
affluence-microscope2 | $200.00 | 9/19/2012 5:03:24 PM |
versatile-dime442 | $250.00 | 9/19/2012 5:18:34 PM |
stollcm | $25.00 | 9/19/2012 5:04:14 PM |
imogen22 | $50.00 | 9/19/2012 5:11:35 PM |
nickel-ferret | $25.00 | 9/19/2012 5:15:17 PM |
nycfinance | $25.00 | 9/19/2012 5:09:03 PM |
return-pioneer221 | $200.00 | 9/19/2012 5:10:27 PM |
abundanceforever | $52.50 | 9/19/2012 5:13:01 PM |
DreisersFinancier | $50.00 | 9/19/2012 5:07:47 PM |
j2ee | $50.00 | 9/19/2012 5:04:24 PM |
bullwink27 | $25.00 | 9/19/2012 5:08:24 PM |
pierrelasvegas | $25.00 | 9/19/2012 5:14:06 PM |
first-pragmatic-power | $25.00 | 9/19/2012 5:17:41 PM |
duty-viola | $25.00 | 9/19/2012 5:09:45 PM |
lowrater | $50.40 | 9/19/2012 5:14:21 PM |
dynamic-money271 | $100.00 | 9/19/2012 5:17:13 PM |
radiant-dollar9 | $200.00 | 9/19/2012 5:17:44 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
641439
This series of Notes was issued and sold upon the funding of the borrower loan #75227, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $343.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 6.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| 63% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 10y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,174 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| d-prsp |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 18 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $22,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2011)
680-699
(Feb-2011)
|
Principal balance:
| $13,593.22 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Debt consolidation
Purpose of loan: Consolidate Debt
This loan will be used to...
Consolidate rest of debt my other prosper didn't cover.
My financial situation: good, have other investments and assets to protect.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
repayment-pagoda8 | $100.00 | 9/18/2012 5:07:29 PM |
imogen22 | $25.00 | 9/18/2012 5:10:58 PM |
j2ee | $37.00 | 9/18/2012 5:04:33 PM |
auction-sage | $100.00 | 9/18/2012 5:15:29 PM |
LeReve | $500.00 | 9/18/2012 5:19:56 PM |
special-dinero553 | $25.00 | 9/18/2012 5:47:16 PM |
ready-justice7 | $50.00 | 9/18/2012 5:32:25 PM |
NickelSteamroller | $35.00 | 9/18/2012 5:37:12 PM |
pdub | $500.00 | 9/18/2012 5:57:13 PM |
determined-revenue1 | $35.00 | 9/18/2012 5:43:16 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:54 PM |
Robin_Hood | $25.00 | 9/18/2012 6:06:04 PM |
ptjg | $100.00 | 9/18/2012 5:34:15 PM |
CreditBuilder2 | $25.01 | 9/18/2012 5:35:46 PM |
auction-karate | $25.00 | 9/18/2012 7:58:29 PM |
tolerant-dinero2 | $25.00 | 9/18/2012 8:18:15 PM |
silver-breeze3 | $28.00 | 9/18/2012 6:03:11 PM |
LaBamba | $100.00 | 9/19/2012 6:18:12 AM |
schnatty | $50.00 | 9/19/2012 6:51:00 AM |
s270 | $50.00 | 9/18/2012 7:06:23 PM |
active-wealth3 | $50.00 | 9/18/2012 10:44:18 PM |
OGS_Capital | $25.00 | 9/19/2012 7:45:26 AM |
skifamily1992 | $25.00 | 9/19/2012 4:06:22 AM |
community-stream9 | $25.00 | 9/18/2012 8:39:49 PM |
treasure-singularity | $25.00 | 9/18/2012 11:37:18 PM |
gjm6d | $25.00 | 9/19/2012 9:09:45 AM |
wonderous-power | $25.00 | 9/19/2012 8:05:17 AM |
Brisket_Bob | $25.00 | 9/19/2012 8:07:59 AM |
eljobe | $45.00 | 9/19/2012 5:43:51 AM |
phenomenal-rate1 | $500.00 | 9/19/2012 8:52:30 AM |
entertaining-rate9 | $25.00 | 9/19/2012 9:24:26 AM |
azazle | $50.00 | 9/19/2012 8:53:35 AM |
ready-vigilance3 | $50.00 | 9/19/2012 8:56:36 AM |
gogrannygo | $28.00 | 9/19/2012 9:37:43 AM |
Cash-Flow | $693.00 | 9/19/2012 9:19:03 AM |
miked8303 | $50.00 | 9/19/2012 9:13:53 AM |
Investoman | $25.00 | 9/19/2012 9:48:57 AM |
glimmering-revenue4 | $25.00 | 9/19/2012 9:38:23 AM |
adventurer447 | $300.00 | 9/19/2012 10:01:48 AM |
compoundinterest | $25.00 | 9/19/2012 10:02:04 AM |
the-careful-fund | $25.00 | 9/19/2012 9:41:08 AM |
punctual-worth263 | $50.00 | 9/19/2012 10:10:08 AM |
trade-solo | $25.00 | 9/19/2012 9:46:11 AM |
farlik | $25.00 | 9/19/2012 10:13:02 AM |
money-bauble | $200.00 | 9/19/2012 10:17:27 AM |
first-careful-currency | $300.00 | 9/19/2012 10:46:11 AM |
helpful-silver7 | $25.00 | 9/19/2012 11:02:17 AM |
SSC_CCV | $40.00 | 9/19/2012 11:23:24 AM |
bewitching-commitment421 | $100.00 | 9/19/2012 9:51:57 AM |
ready-bid9 | $50.00 | 9/19/2012 9:54:33 AM |
Georgous | $142.26 | 9/19/2012 1:49:15 PM |
biofred | $25.00 | 9/19/2012 2:26:35 PM |
dough-souffle | $25.00 | 9/19/2012 10:32:05 AM |
inphri | $181.68 | 9/19/2012 2:50:09 PM |
wigglesworth4 | $28.00 | 9/19/2012 10:11:56 AM |
lostperception | $25.00 | 9/19/2012 10:13:42 AM |
JWinvest | $25.00 | 9/19/2012 11:40:56 AM |
lamsabuy | $200.00 | 9/19/2012 10:30:44 AM |
kenji4861 | $25.00 | 9/19/2012 10:31:25 AM |
Quiza12 | $50.00 | 9/19/2012 10:39:52 AM |
KileNSmyth4 | $31.89 | 9/19/2012 1:09:36 PM |
pleasant-bid | $40.00 | 9/19/2012 11:27:03 AM |
compatible-deal9 | $50.00 | 9/19/2012 2:43:27 PM |
theskippy | $25.00 | 9/19/2012 11:34:10 AM |
jackpotnav | $44.10 | 9/19/2012 1:08:16 PM |
motor5 | $25.00 | 9/19/2012 1:57:48 PM |
peaceful-payout2 | $25.00 | 9/19/2012 2:01:58 PM |
jubilant-agreement0 | $25.00 | 9/19/2012 2:35:52 PM |
affluence-microscope2 | $200.00 | 9/18/2012 5:09:55 PM |
nickel-ferret | $25.00 | 9/18/2012 5:14:03 PM |
radiant-dollar9 | $200.00 | 9/18/2012 5:15:59 PM |
windguy | $50.00 | 9/18/2012 5:18:43 PM |
velocityasaurus-rex4 | $100.00 | 9/18/2012 5:20:58 PM |
wetlands | $200.00 | 9/18/2012 5:14:55 PM |
thrifty-transaction578 | $25.00 | 9/18/2012 5:16:08 PM |
Taxman44 | $25.00 | 9/18/2012 5:17:31 PM |
intuitive-benefit3 | $100.00 | 9/18/2012 5:31:12 PM |
mtquan | $25.00 | 9/18/2012 5:24:03 PM |
lionheart722 | $100.00 | 9/18/2012 5:24:53 PM |
abundanceforever | $52.50 | 9/18/2012 5:12:17 PM |
friendly-gold | $25.00 | 9/18/2012 5:46:15 PM |
Cory79 | $25.00 | 9/18/2012 5:54:42 PM |
mariah8641 | $30.00 | 9/18/2012 5:39:57 PM |
Dubbs360 | $500.00 | 9/18/2012 6:05:25 PM |
Castellan | $50.00 | 9/18/2012 5:32:51 PM |
bellaquito | $500.00 | 9/18/2012 6:52:13 PM |
EnglishGeekInNYC | $25.00 | 9/18/2012 6:11:33 PM |
responsibility-butterfly | $25.00 | 9/18/2012 7:15:56 PM |
onecooldrink | $25.00 | 9/18/2012 11:37:12 PM |
magical-fairness4 | $25.00 | 9/19/2012 7:14:27 AM |
mindful-deal289 | $25.00 | 9/19/2012 7:53:07 AM |
starry2001 | $25.00 | 9/19/2012 4:48:54 AM |
kulender | $100.00 | 9/19/2012 4:58:54 AM |
durability-seahorse7 | $100.00 | 9/19/2012 5:22:21 AM |
newest-thrilling-income | $25.00 | 9/19/2012 6:21:50 AM |
agalt | $50.00 | 9/19/2012 6:23:30 AM |
zanglish101 | $30.00 | 9/19/2012 7:09:05 AM |
american6 | $50.00 | 9/19/2012 9:08:39 AM |
equitable-camaraderi | $25.00 | 9/19/2012 5:33:02 AM |
transparency-baton | $25.00 | 9/19/2012 8:33:39 AM |
chac | $200.00 | 9/19/2012 8:43:41 AM |
pure-treasure7 | $50.00 | 9/19/2012 8:51:22 AM |
blue-laudable-dinero | $25.00 | 9/19/2012 9:15:00 AM |
BDL-Roth | $25.00 | 9/19/2012 9:20:08 AM |
Science7124 | $25.00 | 9/19/2012 9:12:14 AM |
dynamic-capital | $25.00 | 9/19/2012 9:22:54 AM |
Worldskiboy | $50.00 | 9/19/2012 9:48:06 AM |
attentive-compassion1 | $50.00 | 9/19/2012 9:29:43 AM |
unrivaled-deal676 | $50.00 | 9/19/2012 9:37:02 AM |
DadWarbucks | $25.00 | 9/19/2012 10:09:22 AM |
Avala | $63.00 | 9/19/2012 9:35:39 AM |
nethawk00 | $25.00 | 9/19/2012 10:18:55 AM |
enticing-capital6 | $50.00 | 9/19/2012 9:49:08 AM |
bold-riveting-social | $50.00 | 9/19/2012 9:39:26 AM |
RgPro | $25.00 | 9/19/2012 9:41:53 AM |
helynn | $25.00 | 9/19/2012 10:57:44 AM |
hard-working-rate3 | $25.00 | 9/19/2012 9:46:22 AM |
ironman84 | $50.00 | 9/19/2012 11:21:42 AM |
AKVG_Lending | $25.00 | 9/19/2012 11:35:30 AM |
ddog0224 | $60.56 | 9/19/2012 12:12:33 PM |
adaboy65 | $100.00 | 9/19/2012 10:11:36 AM |
IP | $25.00 | 9/19/2012 10:12:42 AM |
igloo268 | $25.00 | 9/19/2012 9:57:37 AM |
w3alter | $50.00 | 9/19/2012 9:59:36 AM |
108lender | $200.00 | 9/19/2012 9:59:57 AM |
value-wind0 | $25.00 | 9/19/2012 10:20:54 AM |
coin-wheel | $25.00 | 9/19/2012 1:50:20 PM |
pdxKurt | $50.00 | 9/19/2012 10:20:58 AM |
finance-refresher3 | $50.00 | 9/19/2012 1:59:18 PM |
cash-kin7 | $50.00 | 9/19/2012 10:01:25 AM |
moneybags16 | $25.00 | 9/19/2012 10:58:34 AM |
EthanColeInvestingGroup | $25.00 | 9/19/2012 10:17:44 AM |
interest-jedi785 | $100.00 | 9/19/2012 1:05:30 PM |
lunareclipse | $100.00 | 9/19/2012 1:08:29 PM |
squeebie | $50.00 | 9/19/2012 11:03:35 AM |
bent300 | $50.00 | 9/19/2012 1:56:22 PM |
duckbill_1972 | $30.00 | 9/19/2012 11:23:18 AM |
GrayStudio | $25.00 | 9/19/2012 12:22:21 PM |
bazaar-catapult0 | $25.00 | 9/19/2012 1:21:40 PM |
note-pursuit | $25.00 | 9/19/2012 2:32:51 PM |
140 Investments
|
Borrower Payment Dependent Notes Series
641457
This series of Notes was issued and sold upon the funding of the borrower loan #75404, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $94.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Psychologist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $164 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| shiny-justice4 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan: Moving expenses.
This loan will be used to...pay for the moving truck and first month's rent at mey new apartment.
My financial situation: I am moving across country to start a job with Veterans Affairs that pays $47,448 a year. I have no spouse or dependents. I am not delinquent on any bills. I also get a disabled veteran's disability check once a month.
I am a good candidate for this loan because...I pay my bills on time, and I have a great job that starts on October 9th. I tried to get a loan from my bank, but they required me to have been at my job a minimum number of months.
ESTIMATES ARE DELIBERATELY HIGHER THAN EXPECTED
Monthly net income: $3200
Monthly expenses: $
Housing: $1440
Insurance: $65
Car expenses: $
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $350
Credit cards and other loans: $75
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
historic-value7 | $100.00 | 9/20/2012 5:03:26 PM |
commerce-venture1 | $25.00 | 9/20/2012 5:03:48 PM |
pierrelasvegas | $25.00 | 9/20/2012 5:11:22 PM |
Rozeekoo | $25.00 | 9/20/2012 5:11:41 PM |
durability-seahorse7 | $50.00 | 9/20/2012 5:11:56 PM |
friendly-gold | $25.00 | 9/20/2012 5:01:49 PM |
SOP_Bank | $25.00 | 9/20/2012 5:01:42 PM |
leverage-sensai6 | $25.00 | 9/20/2012 5:48:53 PM |
houli123 | $25.00 | 9/20/2012 5:21:41 PM |
duty-viola | $25.00 | 9/20/2012 5:07:15 PM |
supreme-treasure8 | $100.00 | 9/20/2012 5:10:25 PM |
ready-justice7 | $50.00 | 9/20/2012 5:32:20 PM |
EnglishGeekInNYC | $25.00 | 9/20/2012 5:12:14 PM |
lowrater | $75.60 | 9/20/2012 5:13:59 PM |
dmunySF | $50.00 | 9/20/2012 5:52:12 PM |
money-baron | $50.00 | 9/20/2012 5:58:23 PM |
first-pragmatic-power | $25.00 | 9/20/2012 5:36:25 PM |
mikrolown | $25.00 | 9/20/2012 5:37:43 PM |
kfrench | $75.00 | 9/20/2012 5:52:19 PM |
wise-deal-panda | $100.00 | 9/20/2012 5:54:19 PM |
platinum-lightning | $50.00 | 9/20/2012 6:04:23 PM |
Winged_Inspirations | $25.00 | 9/20/2012 6:17:06 PM |
bonus-seahorse | $65.00 | 9/20/2012 6:26:56 PM |
113121 | $25.00 | 9/20/2012 5:12:30 PM |
PrimeFunding | $25.00 | 9/20/2012 5:56:36 PM |
best-bonafide-p2p | $50.00 | 9/20/2012 5:12:26 PM |
well-rounded-payout0 | $25.00 | 9/20/2012 5:13:54 PM |
Wangchuk | $25.00 | 9/20/2012 5:07:57 PM |
Farmer-Ted | $25.00 | 9/20/2012 5:40:51 PM |
RJN | $35.00 | 9/20/2012 5:01:21 PM |
exciting-fairness | $200.00 | 9/20/2012 5:16:27 PM |
gotjack-IRA | $25.02 | 9/20/2012 5:48:43 PM |
velocityasaurus-rex4 | $100.00 | 9/20/2012 5:22:00 PM |
BostonCapital | $100.00 | 9/20/2012 5:24:15 PM |
riveting-credit5 | $25.00 | 9/20/2012 5:30:09 PM |
gain-dolphin | $25.00 | 9/20/2012 5:32:34 PM |
bazaar-tulip | $25.00 | 9/20/2012 5:34:34 PM |
LoanerPrincipal | $25.00 | 9/20/2012 6:23:14 PM |
britches613 | $25.00 | 9/20/2012 5:49:02 PM |
mindful-generosity1 | $50.00 | 9/20/2012 6:09:34 PM |
Beld | $50.00 | 9/20/2012 5:44:52 PM |
IPG1 | $25.00 | 9/20/2012 6:35:35 PM |
cattlebaron | $25.00 | 9/20/2012 6:40:19 PM |
bellaquito | $500.00 | 9/20/2012 6:07:08 PM |
transparency-position | $24.38 | 9/20/2012 6:58:45 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
641481
This series of Notes was issued and sold upon the funding of the borrower loan #75196, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $266.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 10% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 11y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $4,478 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| honorable-compassion731 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...to consolidate debt
My financial situation: good standing
I am a good candidate for this loan because...I have a secure job as a firefighter for 13 years.
Monthly net income: 6000
Monthly expenses: 3600
Housing:2400
Insurance:200
Car expenses:390
Utilities: 150
Phone, cable, internet:100
Food, entertainment:150
Clothing, household expenses: 100
Credit cards and other loans: 100
Other expenses:100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
spartacusiam | $25.00 | 9/19/2012 5:01:40 PM |
spiff666 | $26.66 | 9/19/2012 5:01:56 PM |
justreturns | $25.00 | 9/19/2012 5:03:58 PM |
first-careful-currency | $300.00 | 9/19/2012 5:01:56 PM |
order-tamale | $400.00 | 9/19/2012 5:02:23 PM |
mondial4 | $100.00 | 9/19/2012 5:05:50 PM |
well-mannered-power8 | $25.00 | 9/19/2012 5:26:09 PM |
zwd12 | $50.00 | 9/19/2012 5:29:44 PM |
RGlad | $250.00 | 9/19/2012 5:10:46 PM |
liberty-viola | $30.00 | 9/19/2012 5:37:10 PM |
yomanie | $25.00 | 9/19/2012 5:38:38 PM |
value-wind0 | $25.00 | 9/19/2012 5:40:23 PM |
bullwink27 | $25.00 | 9/19/2012 5:08:24 PM |
durability-ace9 | $30.00 | 9/19/2012 5:08:54 PM |
Sothenwhat | $100.00 | 9/19/2012 5:20:03 PM |
the-dollar-topper | $150.00 | 9/19/2012 5:45:32 PM |
Taxman44 | $25.00 | 9/19/2012 5:45:51 PM |
intuitive-benefit3 | $100.00 | 9/19/2012 5:47:48 PM |
Cedm44 | $25.00 | 9/19/2012 5:49:48 PM |
hope-kingdom | $125.00 | 9/19/2012 5:50:35 PM |
principal-cooker2 | $50.00 | 9/19/2012 5:53:11 PM |
global-invest-group | $25.00 | 9/19/2012 5:55:45 PM |
versatile-dime442 | $250.00 | 9/19/2012 5:18:19 PM |
NR | $25.00 | 9/19/2012 6:03:00 PM |
Maetryx | $25.00 | 9/19/2012 5:31:44 PM |
mercuriant | $25.00 | 9/19/2012 6:10:33 PM |
unforgettable-wealth4 | $50.00 | 9/19/2012 5:37:23 PM |
urbane-income7 | $25.00 | 9/19/2012 5:27:45 PM |
adventurer447 | $300.00 | 9/19/2012 5:29:35 PM |
piter-to-la-investment | $25.00 | 9/19/2012 5:32:32 PM |
kenji4861 | $25.00 | 9/19/2012 6:44:19 PM |
thrilling-exchange36 | $59.82 | 9/19/2012 6:52:36 PM |
Investoman | $25.00 | 9/19/2012 5:46:22 PM |
LoanerPrincipal | $25.00 | 9/19/2012 6:59:37 PM |
knowledgeable-silver6 | $25.00 | 9/19/2012 5:48:16 PM |
sacramentan | $50.00 | 9/19/2012 5:37:11 PM |
small_potatoes | $25.00 | 9/19/2012 6:01:40 PM |
spotty | $50.00 | 9/19/2012 5:41:30 PM |
top-community-voyage | $50.00 | 9/19/2012 5:41:58 PM |
UstedEsElHombre | $100.00 | 9/19/2012 5:44:01 PM |
brazzier-cluster | $25.00 | 9/19/2012 8:22:09 PM |
availableloan | $25.00 | 9/19/2012 6:25:04 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:18 PM |
cash-mad-scientist3 | $25.00 | 9/19/2012 5:59:30 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:40 PM |
Schubs | $50.00 | 9/19/2012 7:33:44 PM |
TheLoanManCan | $50.00 | 9/19/2012 7:49:35 PM |
smart-note9 | $25.00 | 9/19/2012 8:22:27 PM |
unforgettable-return6 | $25.00 | 9/19/2012 6:32:47 PM |
prudent-deal662 | $25.00 | 9/19/2012 6:33:02 PM |
frooogal | $25.00 | 9/19/2012 7:39:53 PM |
Blue_Devil | $50.00 | 9/19/2012 7:49:21 PM |
order-taco-bell | $25.00 | 9/19/2012 7:55:45 PM |
Alereon | $25.00 | 9/19/2012 8:16:11 PM |
KramericaIndustries | $23.68 | 9/19/2012 8:56:38 PM |
phenomenal-rate1 | $500.00 | 9/19/2012 5:05:05 PM |
windguy | $50.00 | 9/19/2012 5:21:18 PM |
mikrolown | $25.00 | 9/19/2012 5:07:07 PM |
famous-hope | $25.00 | 9/19/2012 5:24:21 PM |
fabulous-bazaar4 | $25.00 | 9/19/2012 5:25:16 PM |
illustrado | $25.00 | 9/19/2012 5:28:04 PM |
transparency-silo2 | $25.00 | 9/19/2012 5:32:17 PM |
spark548 | $25.00 | 9/19/2012 5:33:00 PM |
loot-baton | $25.00 | 9/19/2012 5:12:25 PM |
mindful-generosity1 | $25.00 | 9/19/2012 5:37:45 PM |
a-finance-nirvana | $25.00 | 9/19/2012 5:07:28 PM |
compassion-twister2 | $50.00 | 9/19/2012 5:39:06 PM |
prudent-payment316 | $25.00 | 9/19/2012 5:39:34 PM |
lionheart722 | $100.00 | 9/19/2012 5:39:38 PM |
resolute-worth4 | $50.00 | 9/19/2012 5:40:55 PM |
durability-seahorse7 | $100.00 | 9/19/2012 5:20:28 PM |
superb-funds335 | $25.00 | 9/19/2012 5:11:21 PM |
BB-ptoploan | $50.00 | 9/19/2012 5:47:13 PM |
transparency-sapling | $25.00 | 9/19/2012 5:25:40 PM |
metro457 | $50.00 | 9/19/2012 5:28:52 PM |
cash-reaction2 | $25.00 | 9/19/2012 5:30:33 PM |
community-burrito9 | $35.00 | 9/19/2012 6:06:54 PM |
paladin847 | $50.00 | 9/19/2012 5:21:52 PM |
toblerone | $25.00 | 9/19/2012 6:10:40 PM |
tech310 | $50.00 | 9/19/2012 5:24:58 PM |
friendly-gold | $25.00 | 9/19/2012 5:37:50 PM |
RJN | $35.00 | 9/19/2012 5:26:11 PM |
tranquil-note5 | $50.00 | 9/19/2012 5:38:04 PM |
amc3 | $40.84 | 9/19/2012 5:27:19 PM |
ready-justice7 | $50.00 | 9/19/2012 5:27:19 PM |
bazaar-tulip | $25.00 | 9/19/2012 5:41:25 PM |
Med-Tech-Here | $28.00 | 9/19/2012 5:42:28 PM |
azazle | $50.00 | 9/19/2012 6:31:33 PM |
EnglishGeekInNYC | $50.00 | 9/19/2012 6:32:45 PM |
unrivaled-deal676 | $50.00 | 9/19/2012 5:32:11 PM |
finance-collider4 | $25.00 | 9/19/2012 5:32:28 PM |
commerce-gargantuan2 | $50.00 | 9/19/2012 6:59:25 PM |
the-laudable-peso | $40.00 | 9/19/2012 5:36:10 PM |
britgsb | $50.00 | 9/19/2012 5:50:08 PM |
Nipper99 | $100.00 | 9/19/2012 5:55:15 PM |
linda-yan | $50.00 | 9/19/2012 7:22:44 PM |
dmh4880 | $101.00 | 9/19/2012 5:39:48 PM |
ncg1983 | $25.00 | 9/19/2012 6:00:45 PM |
the-profit-oracle | $25.00 | 9/19/2012 6:06:03 PM |
DirtyJenga | $25.00 | 9/19/2012 5:43:58 PM |
andyb9 | $25.00 | 9/19/2012 8:12:45 PM |
wise-charming-reward | $500.00 | 9/19/2012 6:11:31 PM |
shrewd-deal | $25.00 | 9/19/2012 6:12:56 PM |
leverage-sensai6 | $25.00 | 9/19/2012 5:47:57 PM |
intelligent-yield | $50.00 | 9/19/2012 5:49:09 PM |
DadWarbucks | $25.00 | 9/19/2012 5:50:19 PM |
Robin_Hood | $25.00 | 9/19/2012 6:24:26 PM |
cutter21 | $25.00 | 9/19/2012 5:51:12 PM |
cattlebaron | $100.00 | 9/19/2012 6:24:54 PM |
supersdf | $25.00 | 9/19/2012 5:54:02 PM |
bid-czar8 | $100.00 | 9/19/2012 5:57:29 PM |
paytonbrigadier | $250.00 | 9/19/2012 5:59:13 PM |
magnificent-dime4 | $25.00 | 9/19/2012 6:30:59 PM |
profitable-fairness1 | $50.00 | 9/19/2012 6:08:06 PM |
Dave0 | $25.00 | 9/19/2012 6:08:17 PM |
ouyangers | $25.00 | 9/19/2012 7:11:28 PM |
prudent-bid3 | $25.00 | 9/19/2012 7:16:34 PM |
bold-unique-benjamins | $75.00 | 9/19/2012 7:35:06 PM |
wwwUniversal | $25.00 | 9/19/2012 6:19:27 PM |
EthanColeInvestingGroup | $50.00 | 9/19/2012 7:48:50 PM |
BobRand | $25.00 | 9/19/2012 6:26:19 PM |
tmdmf | $25.00 | 9/19/2012 6:34:05 PM |
velocity-winner | $25.00 | 9/19/2012 8:55:08 PM |
thankful-nickel2 | $25.00 | 9/19/2012 7:37:02 PM |
p2ploan-hunter4 | $25.00 | 9/19/2012 8:05:57 PM |
finance-relaxation3 | $25.00 | 9/19/2012 8:20:05 PM |
126 Investments
|
Borrower Payment Dependent Notes Series
641525
This series of Notes was issued and sold upon the funding of the borrower loan #74700, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $230.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,807 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| HorizonHoldings |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 5 |
On-time:
| 61 ( 98% )
| 720-739 (Latest)
|
Principal borrowed:
| $16,100.00 | < 31 days late:
| 1
( 2% )
| 720-739
(Jan-2012)
740-759
(Feb-2011)
740-759
(May-2010)
760-779
(Oct-2009)
|
Principal balance:
| $2,043.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 62 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $61.61 | 9/19/2012 9:04:27 AM |
soular21804 | $25.00 | 9/19/2012 9:10:10 AM |
american6 | $50.00 | 9/19/2012 9:08:40 AM |
bazaar-tulip | $25.00 | 9/19/2012 9:02:21 AM |
RGlad | $250.00 | 9/19/2012 9:02:50 AM |
thrifty-transaction578 | $25.00 | 9/19/2012 9:04:34 AM |
Socorro_Capital_Partners | $25.01 | 9/19/2012 9:18:57 AM |
friendly-gold | $25.00 | 9/19/2012 9:11:05 AM |
Investoman | $25.00 | 9/19/2012 9:48:58 AM |
bbrelo | $25.00 | 9/19/2012 9:20:38 AM |
intuitive-benefit3 | $100.00 | 9/19/2012 9:32:55 AM |
networks4ever | $25.00 | 9/19/2012 9:59:16 AM |
Blucruz | $100.00 | 9/19/2012 10:00:06 AM |
ptjg | $26.00 | 9/19/2012 10:05:26 AM |
janeybooboo | $25.25 | 9/19/2012 10:06:51 AM |
astute-benjamins | $150.00 | 9/19/2012 9:46:02 AM |
squeebie | $50.00 | 9/19/2012 11:03:37 AM |
enticing-capital6 | $50.00 | 9/19/2012 9:49:10 AM |
Taxman44 | $25.00 | 9/19/2012 10:03:04 AM |
leverage-monger | $25.00 | 9/19/2012 12:13:02 PM |
GrayStudio | $25.00 | 9/19/2012 12:22:22 PM |
LaQuintaWealthManagmentGroup | $44.97 | 9/19/2012 12:43:32 PM |
mtquan | $25.00 | 9/19/2012 9:57:17 AM |
StrongMonty | $80.00 | 9/19/2012 10:13:44 AM |
brightest-systematic-commitment | $29.37 | 9/19/2012 12:47:58 PM |
fairness-atmosphere | $25.00 | 9/19/2012 12:54:55 PM |
lunareclipse | $50.00 | 9/19/2012 1:16:32 PM |
EthanColeInvestingGroup | $50.00 | 9/19/2012 10:23:34 AM |
Napoli_Lending | $130.00 | 9/19/2012 2:17:20 PM |
dkjl | $25.00 | 9/19/2012 2:59:21 PM |
ready-justice7 | $50.00 | 9/19/2012 10:02:37 AM |
Rivervale_Westwood | $25.00 | 9/19/2012 3:04:21 PM |
compatible-deal9 | $50.00 | 9/19/2012 4:00:38 PM |
helynn | $25.00 | 9/19/2012 10:57:21 AM |
wetlands | $200.00 | 9/19/2012 11:01:50 AM |
producer455 | $26.31 | 9/19/2012 11:02:52 AM |
jybank | $50.00 | 9/19/2012 10:28:20 AM |
kenji4861 | $25.00 | 9/19/2012 10:31:26 AM |
rich329 | $25.00 | 9/19/2012 1:32:59 PM |
LeReve | $500.00 | 9/19/2012 11:07:06 AM |
motor5 | $25.00 | 9/19/2012 1:57:49 PM |
finance-refresher3 | $50.00 | 9/19/2012 1:59:18 PM |
biofred | $25.00 | 9/19/2012 2:25:08 PM |
DoctorJoe | $25.00 | 9/19/2012 2:26:25 PM |
vigilance-spinner3 | $40.00 | 9/19/2012 2:38:29 PM |
radiobuda | $40.00 | 9/19/2012 2:51:19 PM |
bowdish1 | $68.00 | 9/19/2012 5:10:11 PM |
ddog0224 | $200.00 | 9/19/2012 12:15:09 PM |
FinanceEngine | $60.00 | 9/19/2012 12:17:31 PM |
charming-return031 | $25.00 | 9/19/2012 4:07:26 PM |
promise2 | $25.00 | 9/19/2012 1:49:50 PM |
atlas100 | $50.00 | 9/19/2012 2:26:48 PM |
compoundinterest | $25.00 | 9/19/2012 5:08:38 PM |
DirtyJenga | $25.00 | 9/19/2012 5:43:57 PM |
ready-bid9 | $50.00 | 9/19/2012 5:37:56 PM |
availableloan | $25.00 | 9/19/2012 6:25:04 PM |
Sneezie | $100.00 | 9/19/2012 5:49:57 PM |
rome1426 | $25.00 | 9/19/2012 7:47:08 PM |
mindful-deal289 | $25.00 | 9/19/2012 8:59:35 PM |
Brisket_Bob | $50.00 | 9/19/2012 9:28:44 PM |
speedy-point | $25.00 | 9/19/2012 11:46:59 PM |
finance-coyote3 | $165.01 | 9/20/2012 1:48:17 AM |
dough-kitten5 | $50.00 | 9/20/2012 4:30:04 AM |
cake7 | $25.00 | 9/19/2012 7:30:58 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:14 PM |
DreDub | $50.00 | 9/20/2012 7:17:05 AM |
socrates520 | $50.00 | 9/19/2012 11:34:08 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:39 PM |
seabass123 | $25.00 | 9/20/2012 12:57:29 AM |
Leshan | $100.00 | 9/20/2012 7:45:25 AM |
bughead | $25.00 | 9/19/2012 10:01:22 PM |
penny-drum7 | $25.00 | 9/20/2012 6:51:10 AM |
silver-fuse | $25.00 | 9/20/2012 6:54:36 AM |
gain-equator | $25.00 | 9/20/2012 9:06:51 AM |
gilbrear | $25.00 | 9/20/2012 4:28:14 AM |
blue-laudable-dinero | $25.00 | 9/20/2012 7:35:04 AM |
janeybooboo | $74.75 | 9/20/2012 8:16:14 AM |
newest-thrilling-income | $25.00 | 9/20/2012 6:10:11 AM |
reaction5 | $25.00 | 9/20/2012 9:01:30 AM |
namesty | $63.82 | 9/20/2012 6:54:11 AM |
the-credit-proton | $25.00 | 9/20/2012 7:24:33 AM |
Suit | $25.00 | 9/20/2012 7:37:33 AM |
commanding-bid973 | $50.00 | 9/20/2012 8:26:18 AM |
Dubbs360 | $500.00 | 9/20/2012 8:26:31 AM |
urbane-deal152 | $44.00 | 9/20/2012 9:21:09 AM |
benevolent-loot5 | $200.00 | 9/20/2012 9:09:04 AM |
ivy-league-MBA | $25.00 | 9/20/2012 9:26:32 AM |
KVEER | $25.00 | 9/20/2012 9:24:29 AM |
Castellan | $50.00 | 9/19/2012 9:13:05 AM |
thankful-nickel2 | $55.55 | 9/19/2012 9:02:48 AM |
intrepid-loot | $25.00 | 9/19/2012 9:12:59 AM |
mariah8641 | $30.00 | 9/19/2012 9:29:09 AM |
bold-riveting-social | $50.00 | 9/19/2012 9:39:27 AM |
CreditBuilder2 | $25.01 | 9/19/2012 9:39:32 AM |
Robin_Hood | $25.00 | 9/19/2012 9:54:38 AM |
Quiza12 | $50.00 | 9/19/2012 10:39:53 AM |
cash-kin7 | $100.00 | 9/19/2012 10:01:30 AM |
Worldskiboy | $50.00 | 9/19/2012 9:48:09 AM |
Cai8899 | $25.00 | 9/19/2012 10:03:36 AM |
bellaquito | $500.00 | 9/19/2012 11:27:21 AM |
bbt210 | $25.05 | 9/19/2012 12:07:20 PM |
transparency-baton | $25.00 | 9/19/2012 10:07:52 AM |
igloo268 | $25.00 | 9/19/2012 9:57:38 AM |
durability-seahorse7 | $50.00 | 9/19/2012 10:27:45 AM |
phenomenal-rate1 | $500.00 | 9/19/2012 10:48:19 AM |
Peacepower | $30.00 | 9/19/2012 4:33:07 PM |
auction-sage | $100.00 | 9/19/2012 11:02:14 AM |
first-serene-credit | $25.00 | 9/19/2012 10:27:44 AM |
market-pudding | $25.00 | 9/19/2012 12:24:01 PM |
mondial4 | $100.00 | 9/19/2012 5:05:49 PM |
duty-awakening3 | $25.00 | 9/19/2012 1:28:48 PM |
windguy | $50.00 | 9/19/2012 11:05:53 AM |
ErrantG | $29.00 | 9/19/2012 11:37:44 AM |
jtc26 | $29.66 | 9/19/2012 4:30:54 PM |
bent300 | $50.00 | 9/19/2012 1:56:23 PM |
radiant-dollar9 | $200.00 | 9/19/2012 5:17:11 PM |
Lev8 | $25.00 | 9/19/2012 3:20:27 PM |
first-careful-currency | $300.00 | 9/19/2012 5:01:45 PM |
adventurer447 | $300.00 | 9/19/2012 5:29:34 PM |
felicity-contributor3 | $35.00 | 9/19/2012 5:46:06 PM |
Science7124 | $25.00 | 9/19/2012 5:51:46 PM |
prudent-payment316 | $25.00 | 9/19/2012 5:39:33 PM |
BobRand | $25.00 | 9/19/2012 6:26:19 PM |
AM2008 | $25.00 | 9/19/2012 5:29:02 PM |
antaum | $25.00 | 9/19/2012 6:29:31 PM |
well-mannered-income3 | $120.00 | 9/19/2012 7:57:07 PM |
just-loyalty643 | $50.00 | 9/19/2012 9:10:20 PM |
MathProfessor | $25.00 | 9/19/2012 5:47:52 PM |
larryboy10 | $25.00 | 9/19/2012 10:57:13 PM |
tolerant-dinero2 | $25.00 | 9/19/2012 11:23:27 PM |
glenium | $25.00 | 9/20/2012 2:59:26 AM |
Mad_Scientist | $25.00 | 9/19/2012 6:54:15 PM |
quickstep | $150.00 | 9/20/2012 3:13:00 AM |
ore-hero231 | $100.00 | 9/20/2012 3:19:39 AM |
gold-fluffy-bunny4 | $51.14 | 9/20/2012 4:43:11 AM |
peace-cell2 | $25.00 | 9/19/2012 6:10:57 PM |
towering-liberty6 | $100.00 | 9/20/2012 5:01:53 AM |
reward-excellency1 | $25.00 | 9/20/2012 6:41:09 AM |
cerebral-dollar773 | $25.00 | 9/19/2012 8:24:33 PM |
bonus-seahorse | $40.00 | 9/19/2012 7:07:04 PM |
s270 | $50.00 | 9/19/2012 7:09:02 PM |
affluence-hickory | $25.00 | 9/20/2012 7:34:35 AM |
broosky2 | $100.00 | 9/20/2012 7:44:42 AM |
payout-thinker7 | $25.00 | 9/20/2012 8:08:39 AM |
discrete-exchange9 | $50.00 | 9/20/2012 6:12:10 AM |
bid-stockpiler1 | $150.00 | 9/20/2012 6:23:07 AM |
pposFUNDing | $25.00 | 9/19/2012 10:12:32 PM |
munnu | $25.00 | 9/20/2012 6:56:43 AM |
doncm | $25.00 | 9/20/2012 9:07:29 AM |
smart-kindness8 | $25.00 | 9/20/2012 4:33:11 AM |
principal-laser | $105.06 | 9/20/2012 7:33:03 AM |
bonafide-economy | $25.00 | 9/20/2012 6:54:14 AM |
profitable-money | $25.00 | 9/20/2012 7:20:28 AM |
stu6703 | $25.00 | 9/20/2012 7:30:27 AM |
miked8303 | $50.00 | 9/20/2012 9:23:52 AM |
cablenews | $51.00 | 9/20/2012 9:23:10 AM |
Tylerh | $112.00 | 9/20/2012 9:27:18 AM |
157 Investments
|
Borrower Payment Dependent Notes Series
641577
This series of Notes was issued and sold upon the funding of the borrower loan #75331, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $577.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 14% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
10 | Length of status: | 4y 10m |
Amount delinquent:
| $41 |
Total credit lines:
| 35 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,569 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| newest-durability-ectasy |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 32 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Aug-2011)
720-739
(Jul-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used for debt consolidation.
My financial situation:
I am a good candidate for this loan because I have good credit and steady, adequate income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $50.00 | 9/20/2012 9:02:44 AM |
intuitive-benefit3 | $100.00 | 9/20/2012 9:02:49 AM |
phenomenal-rate1 | $500.00 | 9/20/2012 9:04:30 AM |
felicity-contributor3 | $35.00 | 9/20/2012 9:25:08 AM |
XP | $25.00 | 9/20/2012 9:02:18 AM |
MoneyForNothing | $32.32 | 9/20/2012 9:02:22 AM |
mainsail35 | $100.00 | 9/20/2012 9:44:27 AM |
spartacusiam | $25.00 | 9/20/2012 9:10:01 AM |
intrepid-loot | $25.00 | 9/20/2012 9:15:08 AM |
auction-sage | $100.00 | 9/20/2012 9:15:14 AM |
girlwithglasses | $50.00 | 9/20/2012 9:38:58 AM |
CreditBuilder2 | $25.01 | 9/20/2012 9:17:15 AM |
LeReve | $500.00 | 9/20/2012 9:19:47 AM |
RGlad | $150.00 | 9/20/2012 9:04:12 AM |
networks4ever | $25.00 | 9/20/2012 9:05:49 AM |
worth-blanket2 | $22,500.00 | 9/20/2012 9:09:01 AM |
wetlands | $200.00 | 9/20/2012 9:14:38 AM |
azazle | $50.00 | 9/20/2012 9:22:03 AM |
friendly-gold | $25.00 | 9/20/2012 9:26:12 AM |
thrifty-transaction578 | $25.00 | 9/20/2012 9:08:22 AM |
socrates520 | $50.00 | 9/20/2012 9:22:05 AM |
orange-liberty-oyster | $100.00 | 9/20/2012 9:29:36 AM |
astute-benjamins | $150.00 | 9/20/2012 9:42:41 AM |
ready-justice7 | $50.00 | 9/20/2012 9:44:22 AM |
Taxman44 | $25.00 | 9/20/2012 9:45:54 AM |
bughead | $25.00 | 9/20/2012 9:29:55 AM |
Eminent_Endeavors | $34.26 | 9/20/2012 9:37:15 AM |
Castellan | $50.00 | 9/20/2012 9:46:23 AM |
28 Investments
|
Borrower Payment Dependent Notes Series
641601
This series of Notes was issued and sold upon the funding of the borrower loan #74703, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,385 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| useful-return485 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
buy a car
My financial situation: good
I am a good candidate for this loan because...i pay back my debt and I will pay on time
Monthly net income: $4000
Monthly expenses: $400
Housing: $1000
Insurance: $100
Car expenses: $0
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Something-Corporate | $25.00 | 9/19/2012 9:08:05 AM |
worthy-bid8 | $100.00 | 9/19/2012 9:34:19 AM |
Zingaro | $25.00 | 9/19/2012 9:06:52 AM |
papaloha | $25.00 | 9/19/2012 9:31:03 AM |
let_me_retire | $25.00 | 9/19/2012 10:07:22 AM |
52digital | $75.00 | 9/19/2012 10:28:59 AM |
EnglishGeekInNYC | $50.00 | 9/19/2012 11:12:50 AM |
greencat | $50.00 | 9/19/2012 9:57:11 AM |
bellaquito | $500.00 | 9/19/2012 11:32:42 AM |
market-bearer0 | $25.00 | 9/19/2012 2:17:57 PM |
CA-Lender | $25.00 | 9/19/2012 3:12:08 PM |
melodious-openness | $200.00 | 9/19/2012 5:22:24 PM |
I-Believe-In-You | $25.00 | 9/19/2012 7:45:14 PM |
deal-hickory5 | $100.00 | 9/19/2012 5:54:48 PM |
speedy-point | $25.00 | 9/19/2012 11:47:00 PM |
SolarMoonshine | $25.00 | 9/19/2012 6:50:07 PM |
Schubs | $50.00 | 9/19/2012 7:38:40 PM |
bonus-seahorse | $25.00 | 9/20/2012 1:27:44 AM |
DasMula | $25.00 | 9/19/2012 8:32:56 PM |
Christophe | $25.00 | 9/20/2012 7:16:31 AM |
abundant-contract4 | $40.71 | 9/20/2012 8:27:15 AM |
Gamblor | $50.00 | 9/20/2012 8:34:14 AM |
credit-coach118 | $25.66 | 9/20/2012 8:49:40 AM |
receptive-benjamins815 | $150.00 | 9/20/2012 9:59:40 AM |
LuvToLend | $25.00 | 9/20/2012 11:41:14 AM |
credit-adventurer313 | $17.46 | 9/20/2012 12:08:11 PM |
pleasant-p2ploan8 | $50.00 | 9/20/2012 10:36:50 AM |
new-economy-igloo | $25.00 | 9/20/2012 10:56:20 AM |
capmlend | $25.00 | 9/20/2012 11:45:47 AM |
benjaminsky | $25.00 | 9/20/2012 4:00:26 AM |
Hedge-Fund | $25.00 | 9/19/2012 9:34:21 AM |
durability-seahorse7 | $100.00 | 9/19/2012 9:24:16 AM |
bob450-roth | $25.00 | 9/19/2012 9:24:30 AM |
Rogelio48 | $25.00 | 9/19/2012 2:15:39 PM |
stock106 | $25.00 | 9/19/2012 2:51:13 PM |
majestic-note6 | $150.00 | 9/19/2012 11:04:58 AM |
nickel-karate5 | $100.00 | 9/19/2012 4:51:44 PM |
patriot0 | $25.00 | 9/19/2012 12:53:05 PM |
market-pudding | $25.00 | 9/19/2012 2:32:47 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:14 PM |
bewitching-dollar5 | $100.00 | 9/19/2012 6:10:08 PM |
john0720 | $25.00 | 9/19/2012 6:11:46 PM |
debt_helper | $25.00 | 9/20/2012 5:31:37 AM |
beakerfish | $50.00 | 9/19/2012 8:22:49 PM |
DevinHill | $25.00 | 9/20/2012 7:05:28 AM |
butterfly841 | $43.10 | 9/20/2012 8:24:39 AM |
cash-turbine1 | $25.00 | 9/20/2012 8:48:12 AM |
deal-pioneer1 | $48.91 | 9/20/2012 6:18:54 AM |
tolerant-dinero2 | $25.00 | 9/19/2012 11:25:18 PM |
lendahope | $30.00 | 9/20/2012 7:21:11 AM |
dudebrah | $25.00 | 9/20/2012 8:03:37 AM |
wealth-multiplier | $25.00 | 9/20/2012 9:25:01 AM |
wise-innocent-value | $44.16 | 9/20/2012 10:43:08 AM |
compatible-deal9 | $25.00 | 9/20/2012 11:32:21 AM |
reward-adventure | $50.00 | 9/20/2012 9:54:34 AM |
Land_on_your_feet | $25.00 | 9/20/2012 11:01:13 AM |
rabbidlender | $25.00 | 9/20/2012 11:49:50 AM |
57 Investments
|
Borrower Payment Dependent Notes Series
641611
This series of Notes was issued and sold upon the funding of the borrower loan #75389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $289.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,378 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| integrity-tempo297 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6600
Monthly expenses: $
Housing: $800
Insurance: $100
Car expenses: $0
Utilities: $50
Phone, cable, internet: $300
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $15000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $80.03 | 9/18/2012 9:02:03 AM |
MI2 | $5,000.00 | 9/18/2012 9:02:24 AM |
commerce-venture1 | $25.00 | 9/18/2012 9:05:33 AM |
income-triangulation1 | $25.00 | 9/18/2012 9:02:54 AM |
vutah | $35.00 | 9/18/2012 9:08:48 AM |
lowrater | $50.40 | 9/18/2012 9:06:42 AM |
1stPlace | $50.00 | 9/18/2012 9:07:21 AM |
penny-surgeon | $25.00 | 9/18/2012 9:19:19 AM |
papaloha | $25.00 | 9/18/2012 9:19:06 AM |
handy-justice | $50.00 | 9/18/2012 9:04:22 AM |
52digital | $75.00 | 9/18/2012 9:26:06 AM |
bob450-roth | $25.00 | 9/18/2012 9:28:24 AM |
diplomatic-wealth7 | $25.00 | 9/18/2012 9:26:16 AM |
capital-investor8 | $30.00 | 9/18/2012 9:26:50 AM |
asset-professor | $25.00 | 9/18/2012 9:33:30 AM |
botfolio | $300.00 | 9/18/2012 9:33:07 AM |
azazle | $25.00 | 9/18/2012 9:23:19 AM |
Beld | $50.00 | 9/18/2012 9:23:27 AM |
supreme-treasure8 | $100.00 | 9/18/2012 9:24:56 AM |
treasure-palace661 | $300.00 | 9/18/2012 9:50:03 AM |
commerce-guitar6 | $25.00 | 9/18/2012 9:54:38 AM |
jstefans | $25.00 | 9/18/2012 10:00:44 AM |
unequaled-truth9 | $100.00 | 9/18/2012 10:09:00 AM |
Weaverville | $25.00 | 9/18/2012 10:45:22 AM |
Money__Tree | $200.00 | 9/18/2012 10:48:55 AM |
bubb_hans | $25.00 | 9/18/2012 9:58:21 AM |
marketplace-singularity3 | $25.00 | 9/18/2012 10:00:34 AM |
Astyanax | $60.00 | 9/18/2012 10:39:55 AM |
money-baron | $50.00 | 9/18/2012 10:42:25 AM |
credit-wheel7 | $25.00 | 9/18/2012 10:47:44 AM |
jybank | $49.00 | 9/18/2012 10:07:23 AM |
julijask | $25.00 | 9/18/2012 11:04:04 AM |
revenue-serenity | $25.00 | 9/18/2012 11:19:58 AM |
spirited-greenback814 | $50.00 | 9/18/2012 11:20:14 AM |
money-baron-Roth401k | $50.00 | 9/18/2012 11:05:32 AM |
janeybooboo | $100.00 | 9/18/2012 9:05:08 AM |
receptive-affluence035 | $25.00 | 9/18/2012 9:05:53 AM |
Bob450 | $25.00 | 9/18/2012 9:08:13 AM |
CA-Lender | $25.00 | 9/18/2012 9:04:00 AM |
RGlad | $250.00 | 9/18/2012 9:04:53 AM |
the-silver-blaster | $50.00 | 9/18/2012 9:15:10 AM |
mindful-generosity1 | $25.00 | 9/18/2012 9:32:38 AM |
Hedge-Fund | $25.00 | 9/18/2012 9:10:05 AM |
intrepid-loot | $25.00 | 9/18/2012 9:10:37 AM |
cropdust3r | $25.00 | 9/18/2012 9:36:56 AM |
scholarly-order6 | $100.00 | 9/18/2012 9:18:33 AM |
friendly-gold | $25.00 | 9/18/2012 9:53:33 AM |
spartacusiam | $25.00 | 9/18/2012 9:57:39 AM |
reflective-rupee | $25.00 | 9/18/2012 9:58:09 AM |
buffalobills | $25.00 | 9/18/2012 10:25:51 AM |
durability-seahorse7 | $50.00 | 9/18/2012 10:34:05 AM |
progressive-economy261 | $500.00 | 9/18/2012 9:51:54 AM |
enchanted-note | $25.00 | 9/18/2012 9:52:02 AM |
thelovebug | $100.00 | 9/18/2012 9:52:56 AM |
money-genome84 | $250.00 | 9/18/2012 10:42:06 AM |
scoobiedoo | $75.01 | 9/18/2012 10:49:09 AM |
open-minded-p2p1 | $25.00 | 9/18/2012 10:32:08 AM |
integrity-reactor4 | $100.00 | 9/18/2012 10:53:59 AM |
proud-gold9 | $25.00 | 9/18/2012 11:11:24 AM |
LoanerPrincipal | $25.00 | 9/18/2012 10:48:35 AM |
careful-vigilance4 | $25.00 | 9/18/2012 10:07:38 AM |
melodious-fairness | $100.00 | 9/18/2012 11:24:06 AM |
azafranke | $95.56 | 9/18/2012 11:29:13 AM |
Agonbiew | $50.00 | 9/18/2012 11:17:36 AM |
networks4ever | $25.00 | 9/18/2012 10:16:19 AM |
toblerone | $25.00 | 9/18/2012 10:26:43 AM |
first-pragmatic-power | $25.00 | 9/18/2012 10:43:30 AM |
handy-money9 | $75.00 | 9/18/2012 10:52:30 AM |
britgsb | $25.00 | 9/18/2012 11:05:07 AM |
dudebrah | $25.00 | 9/18/2012 11:22:00 AM |
70 Investments
|
Borrower Payment Dependent Notes Series
641637
This series of Notes was issued and sold upon the funding of the borrower loan #75106, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $388.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| 33% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $179 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| natural-camaraderi2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...painting, repairs, etc
My financial situation:
I am a good candidate for this loan because I will make all payments promptly via direct withdrawal
Monthly net income: $5000
Monthly expenses: $400
Housing: $1750
Insurance: $120
Car expenses: $100
Utilities: $85
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
missing-link | $25.00 | 9/19/2012 9:01:50 AM |
Nerdster1 | $25.00 | 9/19/2012 9:06:46 AM |
scholarly-order6 | $100.00 | 9/19/2012 9:13:53 AM |
income-triangulation1 | $25.00 | 9/19/2012 9:02:41 AM |
KrauseVentures | $25.00 | 9/19/2012 9:04:05 AM |
decisive-income7 | $1,500.00 | 9/19/2012 9:01:49 AM |
papaloha | $25.00 | 9/19/2012 9:31:04 AM |
enriched-return057 | $500.00 | 9/19/2012 9:14:33 AM |
luann199 | $25.00 | 9/19/2012 9:03:58 AM |
_NaLNaBB | $350.00 | 9/19/2012 9:05:23 AM |
chad-bro-chill | $25.00 | 9/19/2012 9:05:59 AM |
businessbroker101 | $25.00 | 9/19/2012 9:10:35 AM |
unequaled-truth9 | $100.00 | 9/19/2012 9:41:35 AM |
top-courteous-peso | $56.00 | 9/19/2012 9:23:35 AM |
1randyp | $25.00 | 9/19/2012 9:14:26 AM |
kindness-warmth3 | $50.00 | 9/19/2012 9:47:17 AM |
bid-czar8 | $89.00 | 9/19/2012 9:47:36 AM |
Worldskiboy | $50.00 | 9/19/2012 9:48:10 AM |
authoritative-platinum7 | $33.00 | 9/19/2012 9:48:38 AM |
GoodScot | $25.00 | 9/19/2012 9:26:50 AM |
houli123 | $25.00 | 9/19/2012 9:27:01 AM |
dmunySF | $50.00 | 9/19/2012 9:52:07 AM |
mindful-generosity1 | $25.00 | 9/19/2012 9:18:27 AM |
economy-shrubbery6 | $25.00 | 9/19/2012 9:19:18 AM |
handshake5 | $100.00 | 9/19/2012 9:55:41 AM |
DER | $25.00 | 9/19/2012 9:56:12 AM |
sunwell | $50.00 | 9/19/2012 9:31:08 AM |
life-is-great | $25.00 | 9/19/2012 9:32:32 AM |
justreturns | $25.00 | 9/19/2012 9:22:45 AM |
stolirocks01 | $50.00 | 9/19/2012 9:24:05 AM |
asiaratt | $50.00 | 9/19/2012 9:35:05 AM |
wise-deal-panda | $100.00 | 9/19/2012 9:27:43 AM |
calm-platinum957 | $35.00 | 9/19/2012 9:28:27 AM |
duty-viola | $25.00 | 9/19/2012 9:42:45 AM |
silver-wonder278 | $25.00 | 9/19/2012 9:33:50 AM |
fantastic-wampum1 | $81.00 | 9/19/2012 9:34:49 AM |
Wellman | $25.00 | 9/19/2012 9:46:51 AM |
cash-mad-scientist3 | $25.00 | 9/19/2012 9:37:47 AM |
bold-direct-asset | $50.00 | 9/19/2012 9:39:00 AM |
TackingWindward | $25.00 | 9/19/2012 9:43:43 AM |
InvestorPartners | $25.00 | 9/19/2012 9:57:01 AM |
charming-exchange7 | $25.00 | 9/19/2012 9:45:55 AM |
enchanted-diversification496 | $50.00 | 9/19/2012 10:03:42 AM |
kila-designer | $249.00 | 9/19/2012 9:56:43 AM |
wwwUniversal | $25.00 | 9/19/2012 9:59:43 AM |
bold-marketplace-awakening | $150.00 | 9/19/2012 10:02:09 AM |
113121 | $25.00 | 9/19/2012 10:02:27 AM |
Rockymtnhi | $150.00 | 9/19/2012 9:02:12 AM |
benevolent-marketplace4 | $2,500.00 | 9/19/2012 9:02:36 AM |
golffish2 | $25.00 | 9/19/2012 9:07:43 AM |
friendly-gold | $25.00 | 9/19/2012 9:11:06 AM |
best-bonafide-p2p | $50.00 | 9/19/2012 9:11:12 AM |
brainy-return234 | $25.00 | 9/19/2012 9:11:50 AM |
Elefunt | $25.00 | 9/19/2012 9:02:54 AM |
historic-value7 | $400.00 | 9/19/2012 9:03:04 AM |
bubb_hans | $25.00 | 9/19/2012 9:20:30 AM |
ingenious-deal6 | $25.00 | 9/19/2012 9:21:28 AM |
dariop | $25.01 | 9/19/2012 9:23:42 AM |
Kaj | $25.00 | 9/19/2012 9:29:30 AM |
handy-justice | $50.00 | 9/19/2012 9:03:19 AM |
RGlad | $300.00 | 9/19/2012 9:03:35 AM |
crdcteng | $50.00 | 9/19/2012 9:34:44 AM |
tolerant-dime2 | $25.00 | 9/19/2012 9:04:49 AM |
ericgassercom | $25.00 | 9/19/2012 9:35:59 AM |
WalnutCreekguy | $50.00 | 9/19/2012 9:37:08 AM |
first-pragmatic-power | $25.00 | 9/19/2012 9:39:52 AM |
durability-seahorse7 | $100.00 | 9/19/2012 9:24:17 AM |
52digital | $75.00 | 9/19/2012 9:30:45 AM |
DirtyJenga | $25.00 | 9/19/2012 9:56:05 AM |
BostonCapital | $100.00 | 9/19/2012 9:31:43 AM |
zone8 | $94.00 | 9/19/2012 9:31:55 AM |
durability-ace9 | $30.00 | 9/19/2012 9:57:56 AM |
careful-vigilance4 | $25.00 | 9/19/2012 9:25:52 AM |
EngineersAlliance | $100.00 | 9/19/2012 9:39:12 AM |
payout-achievement | $25.00 | 9/19/2012 10:02:06 AM |
cnovak | $25.00 | 9/19/2012 10:02:46 AM |
azazle | $50.00 | 9/19/2012 9:33:49 AM |
Beld | $50.00 | 9/19/2012 9:50:34 AM |
leverage-sensai6 | $25.00 | 9/19/2012 9:42:18 AM |
adventurer447 | $300.00 | 9/19/2012 10:01:53 AM |
the-laudable-peso | $34.00 | 9/19/2012 10:03:50 AM |
bellaquito | $500.00 | 9/19/2012 10:04:39 AM |
Ballybay | $100.00 | 9/19/2012 9:54:57 AM |
Maetryx | $25.00 | 9/19/2012 9:58:54 AM |
cash-kin7 | $50.00 | 9/19/2012 10:01:30 AM |
85 Investments
|
Borrower Payment Dependent Notes Series
641703
This series of Notes was issued and sold upon the funding of the borrower loan #75476, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1981 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 33y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,233 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| marketplace-melody6 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I Will pay back loan.
Monthly net income: $5600
Monthly expenses: $1908
Housing: $531
Insurance: $190
Car expenses: $352
Utilities: $285
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
community-burrito9 | $35.00 | 9/19/2012 9:06:01 AM |
vutah | $25.00 | 9/19/2012 9:03:07 AM |
papaloha | $25.00 | 9/19/2012 9:31:04 AM |
ultimate-peace | $25.00 | 9/19/2012 9:47:37 AM |
Rogelio48 | $25.00 | 9/19/2012 2:14:18 PM |
SSC_CCV | $40.00 | 9/19/2012 11:23:26 AM |
CA-Lender | $25.00 | 9/19/2012 3:11:56 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:15 PM |
bonus-seahorse | $25.00 | 9/20/2012 2:31:55 PM |
wise-peaceful-p2ploan | $32.91 | 9/20/2012 3:38:06 PM |
crippledcircus | $29.53 | 9/21/2012 6:41:55 AM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:10 AM |
rate-advocator7 | $100.00 | 9/21/2012 6:33:21 AM |
RotJ | $200.00 | 9/21/2012 12:48:46 PM |
pdub | $200.00 | 9/21/2012 12:21:59 PM |
treasure-hunter270 | $25.00 | 9/21/2012 3:47:21 PM |
carrinel | $62.65 | 9/22/2012 7:54:24 AM |
Bob450 | $25.00 | 9/22/2012 8:02:53 AM |
Astyanax | $30.00 | 9/22/2012 11:00:21 AM |
1313mark1313 | $25.07 | 9/22/2012 12:16:04 PM |
integrity-builder | $50.00 | 9/22/2012 12:52:59 PM |
NolockHolmes | $75.00 | 9/22/2012 1:04:15 PM |
big-mac-50 | $200.00 | 9/22/2012 3:12:14 PM |
Iwillhuntyoudown | $25.00 | 9/22/2012 8:27:07 PM |
SudianX | $25.00 | 9/23/2012 10:36:28 AM |
klend4 | $25.00 | 9/24/2012 7:12:22 AM |
wmealhouse | $67.69 | 9/24/2012 8:40:01 AM |
slfgrb | $50.00 | 9/24/2012 10:10:05 AM |
green-high-five7 | $25.00 | 9/24/2012 10:42:13 AM |
PrimeFunding | $25.00 | 9/19/2012 9:10:03 AM |
durability-seahorse7 | $100.00 | 9/19/2012 9:24:17 AM |
spartacusiam | $25.00 | 9/19/2012 9:18:12 AM |
majestic-note6 | $150.00 | 9/19/2012 11:04:58 AM |
let_me_retire | $75.00 | 9/19/2012 10:06:06 AM |
global-invest-group | $54.03 | 9/19/2012 12:19:43 PM |
market-bearer0 | $25.00 | 9/19/2012 2:17:37 PM |
MFBank | $50.00 | 9/19/2012 5:18:46 PM |
bewitching-dollar5 | $100.00 | 9/19/2012 6:10:09 PM |
foothillender | $25.00 | 9/20/2012 7:16:53 AM |
loyalist1 | $100.00 | 9/20/2012 7:32:20 AM |
dudebrah | $25.00 | 9/20/2012 8:04:42 AM |
cp-family | $50.00 | 9/20/2012 5:20:14 PM |
the-inspired-justice | $25.00 | 9/20/2012 2:20:12 PM |
MyPFBlog | $25.00 | 9/20/2012 10:03:30 PM |
appetizing-loyalty354 | $100.00 | 9/21/2012 6:35:25 AM |
Christophe | $25.00 | 9/21/2012 6:30:39 AM |
loan-hawk9 | $50.00 | 9/21/2012 8:37:49 AM |
Farmer-Ted | $25.00 | 9/21/2012 4:09:00 PM |
transparent-loot6 | $25.00 | 9/21/2012 5:44:47 PM |
agreement-mesh9 | $35.00 | 9/21/2012 5:32:53 PM |
LendingPimp | $26.00 | 9/21/2012 6:35:04 PM |
azazle | $50.00 | 9/21/2012 7:35:18 PM |
RothySkynx | $25.00 | 9/22/2012 9:36:42 AM |
alluring-yield5 | $25.00 | 9/22/2012 8:05:47 AM |
integrity-reactor4 | $25.00 | 9/22/2012 10:16:46 AM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:14 AM |
california111 | $100.00 | 9/23/2012 8:40:38 AM |
Haribelle | $25.00 | 9/23/2012 3:34:02 PM |
simplelender80 | $500.00 | 9/24/2012 7:16:57 AM |
compatible-deal9 | $25.00 | 9/24/2012 11:17:12 AM |
LuvToLend | $25.00 | 9/24/2012 11:09:30 AM |
benevolent-marketplace4 | $412.12 | 9/24/2012 1:50:15 PM |
62 Investments
|
Borrower Payment Dependent Notes Series
641741
This series of Notes was issued and sold upon the funding of the borrower loan #75217, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.19% |
Borrower rate/APR:
| 31.19% / 33.94% |
Monthly payment:
| $132.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.80% | | |
| |
Estimated return*:
| 15.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 40% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 30y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 67 |
Occupation: | Engineer - Chemical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,479 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jrjlgv |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2011)
|
Principal balance:
| $3,402.87 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Green Loans
Purpose of loan:
This loan will be used to install new more energy efficient air conditioner
My financial situation:
I am a good candidate for this loan because I am a returning customer to prosper
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 9/24/2012 9:05:59 AM |
handy-justice | $100.00 | 9/24/2012 9:01:43 AM |
RGlad | $200.00 | 9/24/2012 9:02:48 AM |
XP | $50.00 | 9/24/2012 9:04:33 AM |
proper-exchange8 | $50.00 | 9/24/2012 9:06:43 AM |
best-elevated-social | $25.00 | 9/24/2012 9:07:36 AM |
worth-blanket2 | $3,600.00 | 9/24/2012 9:08:39 AM |
lnuss25 | $50.00 | 9/24/2012 9:02:14 AM |
quantum_leap | $46.30 | 9/24/2012 9:02:28 AM |
power-chihuahua | $25.00 | 9/24/2012 9:02:36 AM |
Fitiwalt7 | $25.00 | 9/24/2012 9:04:36 AM |
NekHoldings | $25.00 | 9/24/2012 9:01:53 AM |
LENDO-CALRISSIAN | $25.00 | 9/24/2012 9:03:01 AM |
MoneyForNothing | $25.08 | 9/24/2012 9:03:08 AM |
trumpeter391 | $40.13 | 9/24/2012 9:01:48 AM |
bob450-roth | $30.00 | 9/24/2012 9:05:38 AM |
trade-boots1 | $100.00 | 9/24/2012 9:05:49 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
641783
This series of Notes was issued and sold upon the funding of the borrower loan #75416, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $297.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 47% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 4y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,906 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-magnificent-bonus |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3,172.00
Monthly expenses: $2358.00
Housing: $1302
Insurance: $
Car expenses: $298
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 9/25/2012 5:04:50 PM |
real-return2 | $26.00 | 9/25/2012 5:07:04 PM |
new-impeccable-coin | $31.00 | 9/25/2012 5:11:28 PM |
worth-blanket2 | $9,000.00 | 9/25/2012 5:08:59 PM |
first-integrity-gravity | $50.00 | 9/25/2012 5:10:12 PM |
justreturns | $25.00 | 9/25/2012 5:26:11 PM |
52digital | $75.00 | 9/25/2012 5:26:18 PM |
WalnutCreekguy | $50.00 | 9/25/2012 5:08:04 PM |
lowrater | $50.70 | 9/25/2012 5:10:03 PM |
kila-designer | $249.00 | 9/25/2012 5:26:02 PM |
phenomenal-rate1 | $500.00 | 9/25/2012 5:26:56 PM |
credit-adventurer313 | $30.00 | 9/25/2012 5:22:15 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
641801
This series of Notes was issued and sold upon the funding of the borrower loan #74763, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 26.70% |
Borrower rate/APR:
| 27.70% / 31.63% |
Monthly payment:
| $123.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.48% | | |
| |
Estimated return*:
| 12.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 37% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,162 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| esesmom |
Borrower's state:
| NewYork |
Borrower's group:
| Achieve Greatness |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 28 ( 93% )
| 700-719 (Latest)
|
Principal borrowed:
| $16,500.00 | < 31 days late:
| 2
( 7% )
| 660-679
(Nov-2007)
760-779
(Apr-2007)
740-759
(Feb-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 30 | | |
Description
Vacation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
school-loan-gambler | $500.00 | 9/19/2012 5:00:33 PM |
LittleMingo | $30.00 | 9/19/2012 5:04:02 PM |
sweety075 | $25.00 | 9/19/2012 5:01:38 PM |
abradle2 | $25.00 | 9/19/2012 5:02:10 PM |
RGlad | $150.00 | 9/19/2012 5:02:48 PM |
Bob450 | $25.00 | 9/19/2012 5:03:06 PM |
fantastic-contract1 | $300.00 | 9/19/2012 5:00:33 PM |
adaptable-return21 | $50.00 | 9/19/2012 5:00:57 PM |
lowrater | $125.70 | 9/19/2012 5:01:44 PM |
worth-blanket2 | $2,100.00 | 9/19/2012 5:05:55 PM |
exchange-squirrel | $100.00 | 9/19/2012 5:02:15 PM |
handy-justice | $50.00 | 9/19/2012 5:02:39 PM |
ProsprousLender | $25.00 | 9/19/2012 5:01:04 PM |
commerce-venture1 | $25.00 | 9/19/2012 5:01:16 PM |
favorite-commerce | $50.00 | 9/19/2012 5:00:53 PM |
historic-value7 | $300.00 | 9/19/2012 5:01:20 PM |
janeybooboo | $75.00 | 9/19/2012 5:03:00 PM |
thrifty-capital | $40.00 | 9/19/2012 5:03:18 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
641817
This series of Notes was issued and sold upon the funding of the borrower loan #75521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 21.53% |
Borrower rate/APR:
| 22.53% / 25.04% |
Monthly payment:
| $698.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.02% | | |
| |
Estimated return*:
| 14.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 16% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 15y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,712 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kindness-armada355 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...
Consolidate high interest debt.
My financial situation:
I am a good candidate for this loan because... I have a high income, have a solid history of paying off all loans, and have never defaulted on a loan.
Monthly net income: $9912
Monthly expenses: $7974
Housing: $1560
Insurance: $378
Car expenses: $750
Utilities: $530
Phone, cable, internet: $160
Food, entertainment: $2400
Clothing, household expenses: $200
Credit cards and other loans: $1676
Other expenses: $320
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 9/26/2012 5:02:43 PM |
duty-viola | $35.00 | 9/26/2012 5:03:32 PM |
WalnutCreekguy | $50.00 | 9/26/2012 5:04:16 PM |
commitment-neutron1 | $200.00 | 9/26/2012 5:02:56 PM |
income-triangulation1 | $25.00 | 9/26/2012 5:01:43 PM |
decisive-income7 | $2,500.00 | 9/26/2012 5:03:21 PM |
Bob450 | $25.00 | 9/26/2012 5:04:42 PM |
methodical-interest039 | $35.00 | 9/26/2012 5:06:05 PM |
commerce-venture1 | $25.00 | 9/26/2012 5:06:36 PM |
worth-blanket2 | $22,500.00 | 9/26/2012 5:07:36 PM |
wonder3 | $25.00 | 9/26/2012 5:04:00 PM |
vutah | $45.00 | 9/26/2012 5:02:35 PM |
Bank_Of_XL | $25.00 | 9/26/2012 5:03:45 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
641841
This series of Notes was issued and sold upon the funding of the borrower loan #75269, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $385.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 23% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Pharmacist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,271 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| HopefulWinter |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $18,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jan-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
One Last Family Vacation
Purpose of loan:
We want to go on one last family vacation while we are all still together. We have 3 children, and our oldest daughter is looking at going away to College soon. We want to do what we can to make one more truly magnificent memory for all of the kids before its too late.
We have decided that this Spring Break we will take the whole crew to Disney World! Our two oldest daughters still spend hours together singing all of the classic Disney songs. Our youngest son is really into all of the amazing Disney animation. So we all have the pleasure of reliving the magic through his eyes now! This is one destination that we will all truly enjoy. How rare is that?
My financial situation:
I am a good candidate for this loan because our middle daughter will be moving on to Public High School next year, after graduating from 8th Grade Private School. That means we will no longer be paying her tuition, which we will then put towards repaying this loan.
We are following a plan to continue to pay down our debt each month, and as our kids grow older and become more independent, we will only have more and more disposable income.
Additionally, you can review our recent history here at Prosper, and you will see that we have already successfully repaid a larger loan with more strict terms ($17,350.00 at ? 15% interest over 36 months, with payments at ? $600/month). We will continue to act with the same integrity in repaying this loan as well.
Monthly net income: $7900
Monthly expenses: $6350
Housing: $2300
Insurance: $200
Car expenses: $350
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $800
Clothing, household expenses: $300
Credit cards and other loans: $2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $35.35 | 9/20/2012 5:01:31 PM |
lowrater | $100.70 | 9/20/2012 5:01:39 PM |
friendly-gold | $25.00 | 9/20/2012 5:01:50 PM |
exact-p2p2 | $25.00 | 9/20/2012 5:05:43 PM |
market-assembler | $37.00 | 9/20/2012 5:06:08 PM |
tech310 | $50.00 | 9/20/2012 5:10:01 PM |
RGlad | $400.00 | 9/20/2012 5:02:52 PM |
income-triangulation1 | $25.00 | 9/20/2012 5:02:59 PM |
historic-value7 | $100.00 | 9/20/2012 5:09:55 PM |
ddh81 | $25.00 | 9/20/2012 5:02:05 PM |
Dave0 | $25.00 | 9/20/2012 5:02:47 PM |
value-wind0 | $25.00 | 9/20/2012 5:03:33 PM |
113121 | $30.00 | 9/20/2012 5:08:51 PM |
real-return2 | $26.00 | 9/20/2012 5:01:49 PM |
commerce-venture1 | $25.00 | 9/20/2012 5:03:09 PM |
point-promiser | $25.00 | 9/20/2012 5:05:00 PM |
green-trade-dolphin2 | $43.70 | 9/20/2012 5:02:45 PM |
wonder3 | $25.00 | 9/20/2012 5:04:02 PM |
DasMula | $250.00 | 9/20/2012 5:06:13 PM |
worth-blanket2 | $13,500.00 | 9/20/2012 5:08:39 PM |
pdli_dude | $25.00 | 9/20/2012 5:09:01 PM |
Whitey | $30.43 | 9/20/2012 5:09:46 PM |
historic-value7 | $100.82 | 9/20/2012 5:10:02 PM |
lamsabuy | $66.00 | 9/20/2012 5:03:23 PM |
durability-ace9 | $30.00 | 9/20/2012 5:04:10 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
641905
This series of Notes was issued and sold upon the funding of the borrower loan #75048, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $572.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 58% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 11y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $184,275 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dime-caravan4 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Reduce debt burden, and lower medical bills obligation.
My financial situation:
I am a good candidate for this loan because...
I have excellent credit rating and a strong financial resource in annuities.
Monthly net income: $75,000
Monthly expenses: $3500
Housing: $975
Insurance: $200
Car expenses: $250
Utilities: $125
Phone, cable, internet: $85
Food, entertainment: $300
Clothing, household expenses: $120
Credit cards and other loans: $2500
Other expenses: $
No other expenses.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $13,500.00 | 9/18/2012 5:02:59 PM |
MI2 | $5,000.00 | 9/18/2012 5:02:33 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
641943
This series of Notes was issued and sold upon the funding of the borrower loan #75262, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $165.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1980 |
Debt/Income ratio:
| 23% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,557 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| fishter |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 77 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,700.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2011)
620-639
(Nov-2009)
600-619
(Sep-2008)
600-619
(Jul-2008)
|
Principal balance:
| $1,631.50 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 77 | | |
Description
Home improvement
Purpose of loan: Improvements to House
This loan will be used to fix some rooms around the house. Would like to get the work done before the winter months come.
My financial situation is very stable. I am just looking for this extra money to be able to purchase everything I need up front and then do the repairs myself.
I am a good candidate for this loan because I possess a very stable job and make enough money to be able to repay this loan without any problems.
Monthly net income: $3250
Housing: $ 1,250
Insurance: $ 0 - insurance is already paid in full
Car expenses: $ 400
Utilities: $ 110.00
Phone, cable, internet: $ 95.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 200
Credit cards and other loans: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $25.00 | 9/19/2012 5:02:08 PM |
InChicago | $120.03 | 9/19/2012 5:02:18 PM |
school-loan-gambler | $500.00 | 9/19/2012 5:01:07 PM |
LittleMingo | $75.00 | 9/19/2012 5:02:19 PM |
terrific-p2p4 | $500.00 | 9/19/2012 5:00:38 PM |
jetavana | $25.00 | 9/19/2012 5:01:19 PM |
income-triangulation1 | $25.00 | 9/19/2012 5:01:36 PM |
commerce-venture1 | $25.00 | 9/19/2012 5:03:10 PM |
Bob450 | $25.00 | 9/19/2012 5:03:41 PM |
orchestra960 | $92.00 | 9/19/2012 5:07:38 PM |
favorite-commerce | $50.00 | 9/19/2012 5:01:39 PM |
RGlad | $400.00 | 9/19/2012 5:02:16 PM |
exchange-squirrel | $100.00 | 9/19/2012 5:04:27 PM |
cvlender | $25.00 | 9/19/2012 5:05:34 PM |
nuetron | $25.00 | 9/19/2012 5:01:15 PM |
sweety075 | $25.00 | 9/19/2012 5:01:43 PM |
lowrater | $75.40 | 9/19/2012 5:05:01 PM |
phenomenal-rate1 | $500.00 | 9/19/2012 5:05:40 PM |
thrilling-fund427 | $50.00 | 9/19/2012 5:07:25 PM |
DreisersFinancier | $50.00 | 9/19/2012 5:07:47 PM |
respectful-dough429 | $2.82 | 9/19/2012 5:08:35 PM |
marinbb | $125.03 | 9/19/2012 5:00:38 PM |
marinbb | $25.00 | 9/19/2012 5:07:29 PM |
marinbb | $25.00 | 9/19/2012 5:01:50 PM |
fascinating-generosity3 | $56.46 | 9/19/2012 5:02:06 PM |
fantastic-contract1 | $300.00 | 9/19/2012 5:01:07 PM |
MStax | $100.00 | 9/19/2012 5:01:58 PM |
janeybooboo | $100.00 | 9/19/2012 5:02:29 PM |
Plow_n_Sow | $25.00 | 9/19/2012 5:07:25 PM |
adaptable-return21 | $50.00 | 9/19/2012 5:01:15 PM |
Military_Money_Wise | $25.00 | 9/19/2012 5:02:20 PM |
handy-justice | $100.00 | 9/19/2012 5:03:17 PM |
vutah | $25.00 | 9/19/2012 5:04:02 PM |
CashFlow13 | $1,250.00 | 9/19/2012 5:00:37 PM |
historic-value7 | $200.00 | 9/19/2012 5:01:51 PM |
Wangchuk | $30.01 | 9/19/2012 5:02:12 PM |
frantic-retirement | $88.25 | 9/19/2012 5:03:15 PM |
myutmost | $60.00 | 9/19/2012 5:07:13 PM |
scholarly-order6 | $200.00 | 9/19/2012 5:08:18 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
641997
This series of Notes was issued and sold upon the funding of the borrower loan #75032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 24% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
15 | Length of status: | 10y 8m |
Amount delinquent:
| $132 |
Total credit lines:
| 24 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,976 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| generosity-financier4 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit cards and reduce my monthly payments.
My financial situation:
I am a good candidate for this loan because I have made mistakes in my past and learned from them. I was married for 13 years and never had 100% control of our finances. My ex-husband was Bi-polar and eventually stopped working all together. Because of the reduction in salary and a new baby a few things fell behind and my credit suffered. I have since gotten a divorce and now have total control of my finances. During the last three years I have worked very hard to build a strong payment history and correct the mistakes of my past. Being a single mother of two I now understand how important it is to not only have good credit, but the best credit possible.
Monthly net income: $2900
Monthly expenses:
Housing: $761
Insurance: $61
Car expenses: $201
Utilities: $175
Phone, cable, internet: $250
Food, entertainment: $600
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MFBank | $50.00 | 9/19/2012 5:16:21 PM |
bewitching-dollar5 | $100.00 | 9/19/2012 6:10:12 PM |
6_kids_college_fund | $25.00 | 9/19/2012 6:15:14 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:21 PM |
EnglishGeekInNYC | $50.00 | 9/19/2012 6:44:51 PM |
ultimate-peace | $250.00 | 9/20/2012 4:49:44 AM |
Rogelio48 | $25.00 | 9/20/2012 7:50:13 AM |
CA-Lender | $25.00 | 9/20/2012 8:01:02 AM |
promise2 | $25.00 | 9/20/2012 8:31:26 AM |
equallender | $25.93 | 9/20/2012 2:35:49 PM |
Relient-K | $25.00 | 9/20/2012 5:41:21 PM |
aldeed | $350.00 | 9/21/2012 6:22:10 AM |
168RichCapital | $25.09 | 9/21/2012 6:27:53 AM |
cordial-funds8 | $50.00 | 9/21/2012 7:52:16 AM |
mammalian4 | $25.00 | 9/20/2012 7:12:06 PM |
loan-hawk9 | $50.00 | 9/21/2012 8:35:42 AM |
loan-hawk9 | $52.10 | 9/21/2012 8:38:15 AM |
jeffe43 | $50.00 | 9/20/2012 8:03:39 PM |
creative-generosity3 | $25.00 | 9/21/2012 8:28:04 AM |
DaiUy | $25.00 | 9/21/2012 7:04:04 AM |
california111 | $100.00 | 9/21/2012 7:28:48 AM |
glimmering-revenue4 | $25.00 | 9/21/2012 8:10:02 AM |
InChicago | $80.03 | 9/19/2012 5:01:08 PM |
handy-justice | $30.00 | 9/19/2012 5:22:28 PM |
durability-seahorse7 | $50.00 | 9/19/2012 5:24:45 PM |
majestic-note6 | $150.00 | 9/19/2012 5:19:34 PM |
worthy-bid8 | $100.00 | 9/19/2012 6:01:10 PM |
Something-Corporate | $25.00 | 9/19/2012 5:20:26 PM |
speedy-point | $25.00 | 9/19/2012 11:47:02 PM |
Schubs | $50.00 | 9/19/2012 7:40:43 PM |
let_me_retire | $75.00 | 9/20/2012 3:44:11 AM |
scoobiedoo | $40.00 | 9/20/2012 7:25:34 AM |
dudebrah | $25.00 | 9/20/2012 8:16:08 AM |
DaGoldenchild | $25.00 | 9/20/2012 7:44:34 AM |
deal-hickory5 | $100.00 | 9/20/2012 9:21:10 AM |
Boiler7777 | $32.43 | 9/20/2012 4:41:58 PM |
Land_on_your_feet | $32.10 | 9/20/2012 11:08:41 AM |
cp-family | $50.00 | 9/20/2012 5:20:14 PM |
MyPFBlog | $25.00 | 9/20/2012 10:02:35 PM |
gothampark | $25.00 | 9/21/2012 6:22:11 AM |
listing-dreams1 | $200.00 | 9/21/2012 7:03:44 AM |
Winged_Inspirations | $25.00 | 9/20/2012 6:30:52 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:11 AM |
loan-hawk9 | $100.00 | 9/21/2012 8:36:31 AM |
red-benefit-ruler | $30.00 | 9/20/2012 8:30:45 PM |
principal-laser | $52.32 | 9/21/2012 7:28:41 AM |
Bob450 | $25.00 | 9/21/2012 7:56:30 AM |
bright-exchange | $25.00 | 9/21/2012 6:49:17 AM |
CaptainTimerica | $100.00 | 9/21/2012 7:45:14 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
642043
This series of Notes was issued and sold upon the funding of the borrower loan #75164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $489.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,588 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| funds-sphinx6 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
j2ee | $50.00 | 9/18/2012 5:05:08 PM |
MI2 | $5,000.00 | 9/18/2012 5:02:34 PM |
affluence-microscope2 | $200.00 | 9/18/2012 5:10:37 PM |
LeReve | $500.00 | 9/18/2012 5:20:19 PM |
supreme-treasure8 | $100.00 | 9/18/2012 5:14:26 PM |
lowrater | $50.40 | 9/18/2012 5:05:16 PM |
versatile-dime442 | $250.00 | 9/18/2012 5:17:11 PM |
duty-viola | $25.00 | 9/18/2012 5:12:08 PM |
abundanceforever | $52.50 | 9/18/2012 5:12:38 PM |
Beld | $50.00 | 9/18/2012 5:30:11 PM |
commerce-venture1 | $25.00 | 9/18/2012 5:31:56 PM |
houli123 | $25.00 | 9/18/2012 5:15:49 PM |
loyalty-dragster7 | $125.00 | 9/18/2012 5:17:43 PM |
dynamic-money271 | $100.00 | 9/18/2012 5:55:43 PM |
velocityasaurus-rex4 | $100.00 | 9/18/2012 5:20:59 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:55 PM |
WalnutCreekguy | $50.00 | 9/18/2012 6:07:25 PM |
dmunySF | $50.00 | 9/18/2012 5:35:20 PM |
benevolent-marketplace4 | $2,500.00 | 9/18/2012 6:46:56 PM |
special-dinero553 | $25.00 | 9/18/2012 5:48:16 PM |
EnglishGeekInNYC | $25.00 | 9/18/2012 6:11:33 PM |
bold-marketplace-awakening | $150.00 | 9/18/2012 6:21:20 PM |
kfrench | $75.00 | 9/18/2012 6:23:35 PM |
pdub | $500.00 | 9/18/2012 5:57:14 PM |
bellaquito | $500.00 | 9/18/2012 6:24:34 PM |
CA-Lender | $25.00 | 9/18/2012 8:26:59 PM |
dukeiyer | $25.00 | 9/18/2012 8:39:19 PM |
Robin_Hood | $25.00 | 9/18/2012 6:06:05 PM |
Assets-Up | $25.00 | 9/18/2012 8:09:34 PM |
LoanerPrincipal | $25.00 | 9/18/2012 6:52:44 PM |
hopeful_lender | $100.00 | 9/18/2012 7:36:07 PM |
nickel-ferret | $25.00 | 9/18/2012 5:14:29 PM |
azazle | $50.00 | 9/18/2012 5:19:05 PM |
pierrelasvegas | $25.00 | 9/18/2012 5:13:23 PM |
radiant-dollar9 | $200.00 | 9/18/2012 5:16:25 PM |
BostonCapital | $100.00 | 9/18/2012 5:09:47 PM |
imogen22 | $25.00 | 9/18/2012 5:11:29 PM |
friendly-gold | $25.00 | 9/18/2012 5:46:16 PM |
ready-justice7 | $50.00 | 9/18/2012 5:32:26 PM |
leverage-sensai6 | $25.00 | 9/18/2012 5:17:25 PM |
first-pragmatic-power | $25.00 | 9/18/2012 5:53:33 PM |
money-baron | $50.00 | 9/18/2012 6:09:27 PM |
wise-charming-reward | $500.00 | 9/18/2012 6:53:26 PM |
transparency-position | $64.00 | 9/18/2012 7:02:20 PM |
responsibility-butterfly | $25.00 | 9/18/2012 7:15:57 PM |
Kumasan | $104.00 | 9/18/2012 8:11:51 PM |
RussianInvestor | $25.00 | 9/18/2012 8:21:56 PM |
Pitufo | $25.00 | 9/18/2012 8:39:34 PM |
Dubbs360 | $500.00 | 9/18/2012 6:05:27 PM |
loyalty-czar | $47.58 | 9/18/2012 7:02:33 PM |
justasoldier | $81.52 | 9/18/2012 9:10:21 PM |
Nipper99 | $100.00 | 9/18/2012 6:47:42 PM |
reward-dynamo | $25.00 | 9/18/2012 8:01:36 PM |
community-stream9 | $25.00 | 9/18/2012 8:39:50 PM |
scottharr27 | $100.00 | 9/18/2012 9:04:30 PM |
55 Investments
|
Borrower Payment Dependent Notes Series
642059
This series of Notes was issued and sold upon the funding of the borrower loan #75539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $175.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 9.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 35% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 26y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,962 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| No | | |
Screen name:
| spirited-payout854 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidation of debt.
My financial situation:
I am a good candidate for this loan because...I have been employed by the same company for 26 1/2 years and do not anticipate any changes to my employment. I have excellect credit scores and always pay my bills on time.
Monthly net income: $1500.00
Monthly expenses: $
Housing: $300.00
Insurance: $
Car expenses: $
Utilities: $150.00
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dukeiyer | $25.00 | 9/25/2012 5:03:07 PM |
Occhy | $25.00 | 9/25/2012 5:20:01 PM |
oregonusa | $25.00 | 9/25/2012 5:04:45 PM |
Perdita_II | $25.00 | 9/25/2012 5:06:24 PM |
lionheart722 | $100.00 | 9/25/2012 5:31:01 PM |
compoundinterest | $25.00 | 9/25/2012 5:31:35 PM |
order-tamale | $400.00 | 9/25/2012 5:25:31 PM |
phenomenal-rate1 | $500.00 | 9/25/2012 5:26:27 PM |
stollcm | $25.00 | 9/25/2012 5:28:36 PM |
dynamic-money271 | $100.00 | 9/25/2012 5:35:57 PM |
orange-market-amigo | $200.00 | 9/25/2012 5:30:27 PM |
affluence-microscope2 | $200.00 | 9/25/2012 5:25:42 PM |
bazaar-tulip | $25.00 | 9/25/2012 5:31:27 PM |
windguy | $35.99 | 9/25/2012 5:40:22 PM |
tranquil-note5 | $50.00 | 9/25/2012 5:32:07 PM |
tenacious-affluence | $25.00 | 9/25/2012 5:34:11 PM |
wetlands | $200.00 | 9/25/2012 5:36:03 PM |
imogen22 | $50.00 | 9/25/2012 5:32:26 PM |
auction-sage | $100.00 | 9/25/2012 5:37:18 PM |
versatile-dime442 | $250.00 | 9/25/2012 5:38:11 PM |
gravbox | $25.00 | 9/25/2012 5:34:26 PM |
zotzot | $50.00 | 9/25/2012 5:36:20 PM |
dignified-truth7 | $200.00 | 9/25/2012 5:36:34 PM |
cnovak | $25.00 | 9/25/2012 5:13:55 PM |
Tradesmanlender | $25.00 | 9/25/2012 5:14:11 PM |
dariop | $25.01 | 9/25/2012 5:17:28 PM |
durability-seahorse7 | $50.00 | 9/25/2012 5:19:26 PM |
urbane-income7 | $25.00 | 9/25/2012 5:09:14 PM |
Sothenwhat | $90.00 | 9/25/2012 5:09:25 PM |
ready-justice7 | $50.00 | 9/25/2012 5:27:43 PM |
transparency-silo2 | $25.00 | 9/25/2012 5:28:16 PM |
newest-payment-trapper | $62.50 | 9/25/2012 5:29:01 PM |
MONEY-1957 | $25.00 | 9/25/2012 5:29:21 PM |
repayment-pagoda8 | $100.00 | 9/25/2012 5:30:07 PM |
kinetic-loot436 | $30.00 | 9/25/2012 5:30:12 PM |
hope-percolator8 | $50.00 | 9/25/2012 5:31:07 PM |
auction-bonaza8 | $100.00 | 9/25/2012 5:11:47 PM |
BostonCapital | $100.00 | 9/25/2012 5:25:10 PM |
breathtaking-funds6 | $50.00 | 9/25/2012 5:13:15 PM |
commerce-blossom1 | $35.00 | 9/25/2012 5:13:32 PM |
CasaDeTomas | $44.00 | 9/25/2012 5:33:01 PM |
Investor509 | $25.00 | 9/25/2012 5:29:55 PM |
mindful-generosity1 | $50.00 | 9/25/2012 5:24:50 PM |
radiant-dollar9 | $200.00 | 9/25/2012 5:37:35 PM |
mikrolown | $25.00 | 9/25/2012 5:31:12 PM |
benevolent-loot5 | $200.00 | 9/25/2012 5:31:20 PM |
j2ee | $50.00 | 9/25/2012 5:27:27 PM |
orchestra960 | $300.00 | 9/25/2012 5:28:47 PM |
wonderful-currency | $25.00 | 9/25/2012 5:30:32 PM |
adventurer447 | $300.00 | 9/25/2012 5:31:59 PM |
bullwink27 | $25.00 | 9/25/2012 5:32:48 PM |
abundanceforever | $52.50 | 9/25/2012 5:33:12 PM |
openness-linkage | $25.00 | 9/25/2012 5:38:42 PM |
special-dinero553 | $25.00 | 9/25/2012 5:33:52 PM |
Thunderswan | $100.00 | 9/25/2012 5:39:20 PM |
nickel-ferret | $25.00 | 9/25/2012 5:35:17 PM |
56 Investments
|
Borrower Payment Dependent Notes Series
642061
This series of Notes was issued and sold upon the funding of the borrower loan #75394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $577.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 49% |
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
9 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,074 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diversification-axis5 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 21 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $40,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2011)
780-799
(Jun-2011)
780-799
(Nov-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
Business
Purpose of loan:
This loan will be used fund the start up of a new business.
The business cash flows more than enough to cover all payments, and is being taken out only as a cushion.
My financial situation:
I am a good candidate for this loan because...
I have a full time job that pays me well and I can continue to grow this business as well.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
power-chef420 | $25.00 | 9/18/2012 5:03:07 PM |
orange-liberty-oyster | $100.00 | 9/18/2012 5:04:47 PM |
imogen22 | $25.00 | 9/18/2012 5:10:59 PM |
Hippo-IRA1 | $25.00 | 9/18/2012 5:06:12 PM |
wetlands | $200.00 | 9/18/2012 5:14:56 PM |
auction-sage | $100.00 | 9/18/2012 5:15:30 PM |
thrifty-transaction578 | $25.00 | 9/18/2012 5:16:10 PM |
Castellan | $50.00 | 9/18/2012 5:32:52 PM |
whitegold24k | $150.00 | 9/18/2012 5:23:06 PM |
dignified-diversification562 | $25.00 | 9/18/2012 5:39:59 PM |
intuitive-benefit3 | $100.00 | 9/18/2012 5:31:13 PM |
payment-chief9 | $25.00 | 9/18/2012 5:52:45 PM |
CreditBuilder2 | $25.01 | 9/18/2012 5:35:47 PM |
zchamilton | $50.00 | 9/18/2012 5:23:48 PM |
knowledgeable-silver6 | $25.00 | 9/18/2012 6:04:48 PM |
Robin_Hood | $25.00 | 9/18/2012 6:06:06 PM |
pdub | $750.00 | 9/18/2012 5:56:23 PM |
justreturns | $25.00 | 9/18/2012 6:14:58 PM |
DoctorJoe | $25.00 | 9/18/2012 5:47:17 PM |
RGlad | $65.00 | 9/18/2012 6:16:30 PM |
ajst1 | $25.00 | 9/18/2012 7:57:46 PM |
profitable-money | $50.00 | 9/18/2012 8:14:13 PM |
CMJ-Partners | $100.00 | 9/18/2012 6:05:04 PM |
benevolent-marketplace4 | $2,500.00 | 9/18/2012 6:46:56 PM |
azazle | $50.00 | 9/18/2012 7:51:59 PM |
tolerant-dinero2 | $25.00 | 9/18/2012 8:19:50 PM |
kulender | $100.00 | 9/19/2012 4:58:54 AM |
equitable-camaraderi | $25.00 | 9/19/2012 5:33:02 AM |
Tingali | $30.00 | 9/19/2012 6:36:04 AM |
moola-cell3 | $49.21 | 9/19/2012 6:37:37 AM |
s270 | $77.84 | 9/18/2012 7:04:21 PM |
best-bonafide-p2p | $50.00 | 9/18/2012 7:15:13 PM |
Longstreet47 | $25.00 | 9/18/2012 7:19:30 PM |
cxl9 | $60.59 | 9/18/2012 7:59:30 PM |
The-Lighthouse-Group | $25.00 | 9/19/2012 1:24:32 AM |
first-serene-credit | $25.00 | 9/19/2012 8:45:09 AM |
Digs | $25.00 | 9/19/2012 4:55:32 AM |
evergreen16 | $300.00 | 9/19/2012 8:57:02 AM |
organic-treasure | $25.53 | 9/19/2012 6:34:51 AM |
contract-victor5 | $30.00 | 9/19/2012 6:52:37 AM |
DreisersFinancier | $50.00 | 9/19/2012 9:05:10 AM |
durability-seahorse7 | $100.00 | 9/19/2012 5:22:22 AM |
reflective-greenback1 | $25.00 | 9/19/2012 8:33:16 AM |
valiant-money | $45.00 | 9/19/2012 8:36:33 AM |
investment-comet | $25.00 | 9/19/2012 7:09:55 AM |
magical-fairness4 | $25.00 | 9/19/2012 7:14:28 AM |
brightest-fund-base | $25.00 | 9/19/2012 7:30:27 AM |
ingenious-deal6 | $25.00 | 9/19/2012 9:21:28 AM |
credit-coach118 | $40.18 | 9/19/2012 8:23:09 AM |
chac | $200.00 | 9/19/2012 8:39:02 AM |
Rockymtnhi | $300.00 | 9/19/2012 9:03:19 AM |
american6 | $50.00 | 9/19/2012 9:08:39 AM |
Investoman | $25.00 | 9/19/2012 9:48:58 AM |
jborer | $40.00 | 9/19/2012 9:20:23 AM |
innovator10 | $298.00 | 9/19/2012 9:33:40 AM |
adventurer447 | $300.00 | 9/19/2012 10:01:49 AM |
compoundinterest | $25.00 | 9/19/2012 10:02:05 AM |
DJReflections | $180.00 | 9/19/2012 10:11:33 AM |
igloo268 | $25.00 | 9/19/2012 9:57:37 AM |
AKVG_Lending | $50.00 | 9/19/2012 11:38:10 AM |
FinanceEngine | $60.00 | 9/19/2012 12:17:02 PM |
fairness-atmosphere | $25.00 | 9/19/2012 12:53:16 PM |
lunareclipse | $70.27 | 9/19/2012 1:09:23 PM |
structure833 | $50.00 | 9/19/2012 2:31:28 PM |
Quiza12 | $150.00 | 9/19/2012 10:39:52 AM |
shiny-repayment50 | $25.00 | 9/19/2012 4:20:42 PM |
tornado351 | $25.00 | 9/19/2012 4:25:45 PM |
LOANS-LOANS-LOANS | $25.00 | 9/19/2012 4:37:01 PM |
helpful-silver7 | $50.00 | 9/19/2012 11:02:57 AM |
squeebie | $50.00 | 9/19/2012 11:03:35 AM |
first-careful-currency | $300.00 | 9/19/2012 5:01:45 PM |
capital-magician561 | $25.00 | 9/19/2012 10:29:05 AM |
kenji4861 | $25.00 | 9/19/2012 10:31:25 AM |
djkaiser | $25.00 | 9/19/2012 10:31:28 AM |
wxman12 | $30.00 | 9/19/2012 12:33:50 PM |
mondial4 | $100.00 | 9/19/2012 5:05:47 PM |
Georgous | $275.00 | 9/19/2012 1:38:58 PM |
jubilant-agreement0 | $25.00 | 9/19/2012 11:18:00 AM |
atlas100 | $50.00 | 9/19/2012 2:27:08 PM |
vigilance-spinner3 | $75.00 | 9/19/2012 2:43:16 PM |
mrreynol | $30.00 | 9/19/2012 11:34:11 AM |
finagler | $25.00 | 9/19/2012 2:52:16 PM |
bowdish1 | $100.00 | 9/19/2012 5:10:11 PM |
leverage-monger | $25.00 | 9/19/2012 12:08:32 PM |
transaction-keeper5 | $25.00 | 9/19/2012 4:32:43 PM |
nickel-karate5 | $200.00 | 9/19/2012 4:42:03 PM |
DGilby | $25.00 | 9/19/2012 12:49:10 PM |
fairness-coup8 | $25.00 | 9/19/2012 1:03:03 PM |
promise2 | $50.00 | 9/19/2012 1:48:49 PM |
finance-refresher3 | $50.00 | 9/19/2012 1:59:18 PM |
BigBag | $25.00 | 9/19/2012 3:56:54 PM |
affluence-microscope2 | $200.00 | 9/19/2012 5:02:52 PM |
businessbroker101 | $30.00 | 9/19/2012 5:29:21 PM |
the-enthralling-coin | $25.00 | 9/19/2012 5:13:08 PM |
BDL-Roth | $25.00 | 9/19/2012 5:22:11 PM |
DirtyJenga | $25.00 | 9/19/2012 5:43:57 PM |
djs81 | $51.00 | 9/19/2012 5:48:20 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:37 PM |
ready-bid9 | $50.00 | 9/19/2012 5:37:56 PM |
GlobalVisionary | $50.00 | 9/19/2012 6:09:30 PM |
Phillip4ever | $25.00 | 9/19/2012 8:52:57 PM |
DadWarbucks | $25.00 | 9/19/2012 5:50:19 PM |
ronin4sale | $25.00 | 9/19/2012 6:27:24 PM |
seabass123 | $30.66 | 9/20/2012 1:00:58 AM |
Allenee | $25.00 | 9/20/2012 2:33:01 AM |
bid-stockpiler1 | $100.00 | 9/19/2012 6:55:30 PM |
top-visionary-truth | $25.00 | 9/20/2012 4:53:20 AM |
jholebound | $28.00 | 9/20/2012 5:38:52 AM |
Smallbear | $25.00 | 9/20/2012 5:55:16 AM |
sgt-schultz | $29.00 | 9/20/2012 6:16:55 AM |
penny-drum7 | $25.00 | 9/20/2012 6:51:09 AM |
Brisket_Bob | $100.00 | 9/19/2012 9:26:36 PM |
p2p-blossom938 | $50.00 | 9/19/2012 6:57:07 PM |
prudent-bid3 | $25.22 | 9/19/2012 7:18:27 PM |
silver-stacker | $25.00 | 9/19/2012 7:25:30 PM |
TWGCJ | $25.00 | 9/20/2012 7:53:00 AM |
Gamblor | $75.15 | 9/20/2012 8:36:25 AM |
Pogo5 | $25.00 | 9/20/2012 8:54:49 AM |
fboba | $75.00 | 9/20/2012 5:46:50 AM |
deal-pioneer1 | $25.00 | 9/20/2012 6:16:32 AM |
108lender | $200.00 | 9/20/2012 9:07:22 AM |
marine5831 | $25.00 | 9/20/2012 7:24:00 AM |
dough-kitten5 | $50.00 | 9/20/2012 4:27:50 AM |
Dont_Worry_Be_Happy | $25.00 | 9/20/2012 4:54:57 AM |
Leshan | $100.00 | 9/20/2012 7:44:51 AM |
coin-lesson3 | $37.68 | 9/20/2012 5:59:59 AM |
projectpcs | $58.23 | 9/20/2012 8:10:14 AM |
ARobertsone | $34.30 | 9/20/2012 6:13:13 AM |
reward-excellency1 | $25.00 | 9/20/2012 6:43:32 AM |
benevolent-silver6 | $60.00 | 9/20/2012 8:49:09 AM |
spark548 | $25.00 | 9/20/2012 9:13:48 AM |
reaction5 | $25.00 | 9/20/2012 9:01:30 AM |
hopeful-silver5 | $25.00 | 9/20/2012 6:57:16 AM |
integrity-cowbell | $25.00 | 9/20/2012 7:13:34 AM |
Suenhos_de_Lucre | $25.00 | 9/20/2012 9:00:13 AM |
puifais | $27.00 | 9/20/2012 9:18:16 AM |
mvalley | $25.00 | 9/20/2012 9:14:15 AM |
Aberdeen | $99.00 | 9/18/2012 5:52:23 PM |
investmentgroup | $50.00 | 9/18/2012 6:18:05 PM |
repayment-pagoda8 | $100.00 | 9/18/2012 5:07:38 PM |
fuse136 | $25.00 | 9/18/2012 5:09:55 PM |
LeReve | $500.00 | 9/18/2012 5:19:57 PM |
Taxman44 | $25.00 | 9/18/2012 5:17:32 PM |
SBT | $25.00 | 9/18/2012 5:33:39 PM |
qwknick57 | $25.00 | 9/18/2012 5:38:02 PM |
mtquan | $25.00 | 9/18/2012 5:24:04 PM |
LoanerPrincipal | $25.00 | 9/18/2012 5:46:05 PM |
friendly-gold | $25.00 | 9/18/2012 5:46:16 PM |
MoneyForNothing | $25.21 | 9/18/2012 5:14:29 PM |
thankful-nickel2 | $50.00 | 9/18/2012 5:51:01 PM |
networks4ever | $25.00 | 9/18/2012 5:58:10 PM |
Dubbs360 | $500.00 | 9/18/2012 6:05:27 PM |
ready-justice7 | $50.00 | 9/18/2012 5:32:26 PM |
vtrentster | $25.00 | 9/18/2012 6:17:26 PM |
Feyenoord | $30.00 | 9/18/2012 5:59:28 PM |
mariah8641 | $30.00 | 9/18/2012 5:39:57 PM |
ready-interest9 | $25.00 | 9/18/2012 6:03:46 PM |
aztec | $50.00 | 9/18/2012 6:12:18 PM |
bellaquito | $500.00 | 9/18/2012 6:52:14 PM |
houli123 | $200.00 | 9/18/2012 7:02:42 PM |
WeedPatch | $50.00 | 9/18/2012 5:57:39 PM |
Razor129 | $30.41 | 9/18/2012 8:32:45 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:55 PM |
responsibility-butterfly | $25.00 | 9/18/2012 7:15:57 PM |
napmanger | $100.00 | 9/18/2012 6:20:10 PM |
Slapshot | $25.00 | 9/18/2012 6:22:32 PM |
CIC | $25.00 | 9/19/2012 2:49:18 AM |
helpful-fund7 | $100.00 | 9/19/2012 5:39:07 AM |
community-stream9 | $25.00 | 9/18/2012 8:39:50 PM |
aprivatelender | $37.81 | 9/18/2012 10:31:14 PM |
Hexnut | $100.00 | 9/19/2012 7:29:47 AM |
treasure-singularity | $25.00 | 9/18/2012 11:37:18 PM |
loan-hawk5 | $25.00 | 9/19/2012 7:50:18 AM |
grammaspurse | $25.00 | 9/19/2012 8:18:52 AM |
MangoHedge | $25.00 | 9/18/2012 7:59:20 PM |
transparency-baton | $25.00 | 9/19/2012 8:33:40 AM |
Firescreek | $35.00 | 9/19/2012 5:30:13 AM |
rockhound84 | $25.00 | 9/19/2012 5:51:18 AM |
dzincolorado | $25.00 | 9/18/2012 9:12:39 PM |
chrisb1414 | $25.00 | 9/19/2012 6:03:45 AM |
LaBamba | $100.00 | 9/19/2012 6:10:21 AM |
calbertrand | $25.00 | 9/19/2012 6:30:44 AM |
Rulea72 | $25.00 | 9/19/2012 7:25:33 AM |
dynadave | $1,000.00 | 9/19/2012 8:16:02 AM |
dime-vista2 | $25.00 | 9/19/2012 6:24:15 AM |
agalt | $100.00 | 9/19/2012 6:25:10 AM |
Reputation1 | $25.00 | 9/19/2012 7:25:20 AM |
friendinmoney | $25.00 | 9/19/2012 8:39:51 AM |
phenomenal-rate1 | $500.00 | 9/19/2012 8:52:38 AM |
evergreen166 | $100.00 | 9/19/2012 9:01:45 AM |
Socorro_Capital_Partners | $25.01 | 9/19/2012 9:13:03 AM |
crdcteng | $50.00 | 9/19/2012 9:36:32 AM |
BiggestG | $25.00 | 9/19/2012 9:07:44 AM |
astute-benjamins | $150.00 | 9/19/2012 9:45:41 AM |
blue-laudable-dinero | $35.99 | 9/19/2012 9:15:31 AM |
enticing-capital6 | $50.00 | 9/19/2012 9:49:09 AM |
_NaLNaBB | $600.00 | 9/19/2012 9:17:07 AM |
Dorf | $25.00 | 9/19/2012 9:58:26 AM |
equitable-capital758 | $750.00 | 9/19/2012 9:34:35 AM |
EthanColeInvestingGroup | $75.00 | 9/19/2012 10:25:05 AM |
bold-riveting-social | $50.00 | 9/19/2012 9:39:26 AM |
Worldskiboy | $50.00 | 9/19/2012 9:48:06 AM |
Cai8899 | $25.00 | 9/19/2012 10:03:35 AM |
Danylostefan | $110.00 | 9/19/2012 11:24:41 AM |
notyourdaddy | $25.00 | 9/19/2012 9:51:40 AM |
Schmoootie | $25.00 | 9/19/2012 1:05:09 PM |
helpful-payout | $40.00 | 9/19/2012 1:55:19 PM |
cash-kin7 | $50.00 | 9/19/2012 10:01:25 AM |
ptjg | $100.00 | 9/19/2012 10:05:26 AM |
MonkeyHero | $25.17 | 9/19/2012 3:21:29 PM |
jtc26 | $50.00 | 9/19/2012 4:30:35 PM |
listing-trapper3 | $50.00 | 9/19/2012 10:15:15 AM |
radiant-dollar9 | $200.00 | 9/19/2012 11:03:03 AM |
GrayStudio | $25.00 | 9/19/2012 12:22:21 PM |
cocopuffs | $25.00 | 9/19/2012 1:03:51 PM |
bent300 | $50.00 | 9/19/2012 1:56:23 PM |
luminous-finance9 | $25.00 | 9/19/2012 11:16:27 AM |
themoneydoctor | $300.00 | 9/19/2012 11:38:06 AM |
Rivervale_Westwood | $50.00 | 9/19/2012 3:08:26 PM |
benevolent-loot5 | $200.00 | 9/19/2012 5:09:58 PM |
Lev8 | $25.00 | 9/19/2012 3:20:27 PM |
cash-cymbal3 | $100.00 | 9/19/2012 12:02:22 PM |
compatible-deal9 | $50.00 | 9/19/2012 4:01:56 PM |
Laissez-faire | $125.00 | 9/19/2012 4:33:00 PM |
Peacepower | $30.00 | 9/19/2012 4:33:07 PM |
goldenskye | $100.00 | 9/19/2012 12:26:19 PM |
Lululinda | $75.00 | 9/19/2012 12:30:32 PM |
irishalaskan | $25.00 | 9/19/2012 1:42:38 PM |
Tensleep | $33.08 | 9/19/2012 2:16:43 PM |
versatile-dime442 | $226.00 | 9/19/2012 5:18:08 PM |
DondeEstaMiDinero | $25.00 | 9/19/2012 5:18:32 PM |
miked8303 | $50.00 | 9/19/2012 5:03:30 PM |
duty-twister | $50.00 | 9/19/2012 5:19:35 PM |
funds-futurist | $25.43 | 9/19/2012 3:23:04 PM |
Lender_1972 | $31.24 | 9/19/2012 5:27:55 PM |
Science7124 | $25.00 | 9/19/2012 5:51:46 PM |
market-assembler | $50.00 | 9/19/2012 5:16:55 PM |
newest-currency-vibrato | $25.00 | 9/19/2012 5:32:38 PM |
value-wind0 | $25.00 | 9/19/2012 5:40:23 PM |
prudent-payment316 | $25.00 | 9/19/2012 5:39:33 PM |
blue-lucrative-rate | $50.00 | 9/19/2012 7:51:46 PM |
Med-Tech-Here | $28.00 | 9/19/2012 5:42:27 PM |
economy-tuba7 | $50.00 | 9/19/2012 5:42:50 PM |
Guiren | $100.00 | 9/19/2012 8:34:38 PM |
guild221 | $25.00 | 9/19/2012 6:20:44 PM |
tastytitan | $50.00 | 9/19/2012 11:33:00 PM |
finance-coyote3 | $888.00 | 9/20/2012 1:45:57 AM |
wojo | $25.00 | 9/20/2012 3:32:17 AM |
MrCoffee | $47.58 | 9/20/2012 4:55:13 AM |
jpac1066 | $200.00 | 9/20/2012 5:43:39 AM |
blue-lucrative-rate | $50.00 | 9/19/2012 7:52:02 PM |
ARobertsone | $100.00 | 9/20/2012 6:13:58 AM |
andyb9 | $25.00 | 9/19/2012 8:12:44 PM |
first-graceful-contract | $41.22 | 9/19/2012 8:48:05 PM |
bonafide-economy | $25.00 | 9/20/2012 6:54:13 AM |
speedy-point | $25.00 | 9/19/2012 11:46:57 PM |
rome1426 | $25.00 | 9/19/2012 7:47:23 PM |
smart-kindness8 | $50.00 | 9/20/2012 4:32:36 AM |
note-mad-scientist | $75.00 | 9/20/2012 4:35:49 AM |
3konaz | $61.48 | 9/20/2012 8:53:11 AM |
CPA-Banker | $25.00 | 9/20/2012 6:08:37 AM |
dough-hammock | $26.00 | 9/20/2012 6:29:27 AM |
340 | $31.10 | 9/19/2012 10:52:17 PM |
worldly-income2 | $30.00 | 9/20/2012 6:44:02 AM |
socrates520 | $50.00 | 9/19/2012 11:34:07 PM |
benevolent-asset | $25.00 | 9/20/2012 9:04:50 AM |
CPT_Rice | $25.00 | 9/20/2012 7:07:05 AM |
mennleo | $50.00 | 9/20/2012 9:06:24 AM |
genuine-diversification5 | $27.00 | 9/20/2012 7:14:33 AM |
doncm | $25.00 | 9/20/2012 9:07:29 AM |
moola-accelerator6 | $37.13 | 9/20/2012 7:44:04 AM |
return-buddy | $25.00 | 9/20/2012 5:14:45 AM |
leverage-baker | $25.00 | 9/20/2012 8:17:04 AM |
Great-Mom | $25.00 | 9/20/2012 6:53:22 AM |
nri22 | $25.00 | 9/20/2012 9:16:04 AM |
BeanCownter | $30.39 | 9/20/2012 7:07:12 AM |
affluence-hickory | $25.00 | 9/20/2012 7:24:59 AM |
satisfying-reward1 | $25.75 | 9/20/2012 9:04:24 AM |
genelinist | $500.00 | 9/20/2012 7:41:02 AM |
bonus-quark4 | $25.00 | 9/20/2012 7:44:43 AM |
commanding-bid973 | $500.00 | 9/20/2012 8:05:26 AM |
sensible-rate | $35.07 | 9/20/2012 9:07:24 AM |
think-become | $25.00 | 9/20/2012 9:03:50 AM |
Hawaiibynight | $25.00 | 9/20/2012 9:18:11 AM |
Cash-Flow | $606.06 | 9/20/2012 9:19:34 AM |
285 Investments
|
Borrower Payment Dependent Notes Series
642115
This series of Notes was issued and sold upon the funding of the borrower loan #75503, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $355.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 34% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,641 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| star057 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Reconciliation
This loan will be used to consolidate balances in two of my credit cards (Discover 18% and Chase 15%).
I'm an insurance analyst for a health insurance agency, I've been employed in the same firm since mid 2008 (4+ years now). I have never missed a payment in any credit card, loan, or been late/delinquent on any other bill.
Monthly net income: $4600
Monthly expenses: $3205 (net approx. $1395/month)
Detailed expense report:
Housing: $1000 (rent an 1 bedroom apartment)
Insurance: $150 (for both vehicles)
Car expenses: $500 (fixed installment loan, 33 months remaining from the original 60 month term) and $200 (second recreational vehicle, 47 months remaining from the original 48 month term)
Utilities: $30
Phone, cable, internet: $100 (internet and phone, no TV)
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $ 875 (another fixed installment loan, 48 months remaining from original 60 month term)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fund-medalist171 | $50.00 | 9/18/2012 5:15:36 PM |
cash-mad-scientist3 | $25.00 | 9/18/2012 5:11:32 PM |
versatile-dime442 | $250.00 | 9/18/2012 5:16:57 PM |
ready-justice7 | $50.00 | 9/18/2012 5:32:27 PM |
imogen22 | $25.00 | 9/18/2012 5:11:15 PM |
lionheart722 | $100.00 | 9/18/2012 5:24:54 PM |
auction-chomper4 | $60.82 | 9/18/2012 5:48:15 PM |
intuitive-benefit3 | $100.00 | 9/18/2012 5:31:14 PM |
adventurer447 | $300.00 | 9/18/2012 5:51:37 PM |
thankful-nickel2 | $25.00 | 9/18/2012 5:53:27 PM |
leverage-sensai6 | $25.00 | 9/18/2012 5:17:26 PM |
windguy | $50.00 | 9/18/2012 5:19:24 PM |
special-dinero553 | $25.00 | 9/18/2012 5:47:45 PM |
businessbroker101 | $25.00 | 9/18/2012 5:29:42 PM |
durability-seahorse7 | $50.00 | 9/18/2012 6:06:45 PM |
Robin_Hood | $25.00 | 9/18/2012 6:06:06 PM |
Nipper99 | $100.00 | 9/18/2012 6:48:38 PM |
SOP_Bank | $50.00 | 9/18/2012 5:53:14 PM |
azazle | $50.00 | 9/18/2012 7:53:21 PM |
tech310 | $50.00 | 9/18/2012 5:57:46 PM |
EnglishGeekInNYC | $50.00 | 9/18/2012 6:40:02 PM |
Christophe | $25.00 | 9/18/2012 6:43:41 PM |
napmanger | $100.00 | 9/18/2012 9:20:25 PM |
Dubbs360 | $500.00 | 9/18/2012 6:05:27 PM |
jkeller4000 | $25.00 | 9/18/2012 6:52:40 PM |
active-wealth3 | $50.00 | 9/18/2012 10:51:39 PM |
itsmaj | $64.07 | 9/19/2012 12:07:49 AM |
fishcreek | $25.00 | 9/19/2012 4:56:20 AM |
hektek22 | $600.00 | 9/19/2012 5:21:48 AM |
eljobe | $50.00 | 9/19/2012 5:33:59 AM |
lokiswolf | $25.00 | 9/19/2012 5:50:43 AM |
benevolent-marketplace4 | $2,500.00 | 9/18/2012 6:46:56 PM |
first-charming-fund | $25.00 | 9/18/2012 9:42:48 PM |
Nazbuster | $200.00 | 9/18/2012 9:54:07 PM |
buffalobills | $25.00 | 9/19/2012 7:24:25 AM |
singletrck | $25.00 | 9/19/2012 7:31:02 AM |
onecooldrink | $25.00 | 9/18/2012 11:40:09 PM |
buddy486 | $50.00 | 9/19/2012 8:11:57 AM |
Attract | $25.00 | 9/18/2012 7:58:49 PM |
wdworld | $61.74 | 9/19/2012 12:52:59 AM |
reflective-greenback1 | $25.00 | 9/19/2012 8:30:52 AM |
RGlad | $300.00 | 9/18/2012 8:43:51 PM |
janeybooboo | $75.51 | 9/18/2012 8:46:17 PM |
reward-reactor | $25.00 | 9/18/2012 9:14:57 PM |
bold-wampum-compadre | $30.00 | 9/19/2012 6:14:29 AM |
MoneyBadger | $25.00 | 9/19/2012 6:32:21 AM |
new-reward-sequoia | $25.00 | 9/19/2012 6:56:11 AM |
glenium | $25.00 | 9/19/2012 3:11:13 AM |
y2kman9 | $25.00 | 9/19/2012 6:18:20 AM |
STLRacer | $35.00 | 9/19/2012 7:33:44 AM |
halfcr83 | $50.00 | 9/18/2012 10:32:28 PM |
zotzot | $25.00 | 9/18/2012 5:11:03 PM |
order-tamale | $400.00 | 9/18/2012 5:03:43 PM |
tranquil-note5 | $50.00 | 9/18/2012 5:24:58 PM |
urbane-income7 | $25.00 | 9/18/2012 5:12:32 PM |
mindful-generosity1 | $25.00 | 9/18/2012 5:27:57 PM |
Taxman44 | $25.00 | 9/18/2012 5:17:33 PM |
bazaar-tulip | $25.00 | 9/18/2012 6:00:55 PM |
friendly-gold | $25.00 | 9/18/2012 5:46:16 PM |
LoanerPrincipal | $25.00 | 9/18/2012 6:46:11 PM |
best-bonafide-p2p | $25.00 | 9/18/2012 7:13:35 PM |
JeremyLinFan | $30.00 | 9/18/2012 6:19:11 PM |
pdub | $500.00 | 9/18/2012 5:57:14 PM |
orange-stable-gain | $25.00 | 9/18/2012 6:43:08 PM |
scottharr27 | $100.00 | 9/18/2012 9:04:30 PM |
finance-relaxation3 | $25.00 | 9/18/2012 9:25:40 PM |
Iwillhuntyoudown | $25.00 | 9/18/2012 10:15:29 PM |
Altitude-Transport | $25.00 | 9/19/2012 12:11:16 AM |
hopeful_lender | $100.00 | 9/18/2012 7:37:21 PM |
BBsapphire-2-loan | $100.00 | 9/19/2012 1:07:51 AM |
rockhound84 | $27.00 | 9/19/2012 5:46:57 AM |
community-stream9 | $25.00 | 9/18/2012 8:39:50 PM |
wise-charming-reward | $500.00 | 9/18/2012 6:54:26 PM |
Leshan | $50.00 | 9/19/2012 7:12:26 AM |
wojo | $25.00 | 9/19/2012 7:13:51 AM |
ideomorph | $25.00 | 9/18/2012 7:12:00 PM |
houli123 | $200.00 | 9/18/2012 7:12:15 PM |
responsibility-butterfly | $25.00 | 9/18/2012 7:15:57 PM |
stollcm | $25.00 | 9/18/2012 7:37:18 PM |
dudebrah | $25.00 | 9/19/2012 8:13:07 AM |
SunnyMoney | $30.00 | 9/19/2012 4:19:03 AM |
Daveinthecorn | $50.00 | 9/19/2012 5:23:05 AM |
B2152 | $25.00 | 9/19/2012 5:33:02 AM |
chrisb1414 | $25.00 | 9/19/2012 6:03:59 AM |
aprivatelender | $25.00 | 9/18/2012 10:30:25 PM |
global-invest-group | $25.00 | 9/18/2012 11:19:14 PM |
magical-fairness4 | $25.00 | 9/19/2012 7:14:28 AM |
heerzaquestion | $65.00 | 9/19/2012 7:16:17 AM |
unrelenting-euro7 | $25.00 | 9/19/2012 4:23:12 AM |
kulender | $100.00 | 9/19/2012 4:58:55 AM |
worth21 | $25.00 | 9/19/2012 8:13:27 AM |
TPDODGER | $35.00 | 9/19/2012 8:24:19 AM |
trade-wildcat2 | $35.38 | 9/19/2012 6:55:38 AM |
transparency-baton | $25.00 | 9/19/2012 8:33:40 AM |
chac | $200.00 | 9/19/2012 8:36:27 AM |
phenomenal-rate1 | $250.48 | 9/19/2012 8:52:47 AM |
96 Investments
|
Borrower Payment Dependent Notes Series
642155
This series of Notes was issued and sold upon the funding of the borrower loan #75078, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $113.01 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1970 |
Debt/Income ratio:
| 5% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 7 |
Current / open credit lines:
| 2
/
2 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| accordion060 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
medical
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000.00
Monthly expenses: $2700.00
Housing: $1400.00
Insurance: $
Car expenses: $0
Utilities: $400.00
Phone, cable, internet: $119.00
Food, entertainment: $400.00
Clothing, household expenses: $100.00
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-microscope2 | $200.00 | 9/20/2012 9:03:06 AM |
tylerfd | $50.00 | 9/20/2012 9:11:14 AM |
pierrelasvegas | $25.00 | 9/20/2012 9:12:29 AM |
dynamic-money271 | $100.00 | 9/20/2012 9:19:29 AM |
wealth-multiplier | $25.00 | 9/20/2012 9:23:33 AM |
j2ee | $50.00 | 9/20/2012 9:04:12 AM |
the-brilliant-currency | $75.00 | 9/20/2012 9:54:50 AM |
ambmba | $50.00 | 9/20/2012 9:25:26 AM |
LeReve | $500.00 | 9/20/2012 9:20:07 AM |
durability-seahorse7 | $50.00 | 9/20/2012 9:28:26 AM |
orearella3 | $25.00 | 9/20/2012 9:31:23 AM |
a-finance-nirvana | $25.00 | 9/20/2012 9:42:30 AM |
delectable-order532 | $54.00 | 9/20/2012 9:05:53 AM |
well-rounded-payout0 | $25.00 | 9/20/2012 9:10:09 AM |
nickel-ferret | $25.00 | 9/20/2012 9:13:50 AM |
dmunySF | $50.00 | 9/20/2012 9:15:46 AM |
radiant-dollar9 | $200.00 | 9/20/2012 9:16:18 AM |
order-tamale | $400.00 | 9/20/2012 9:02:28 AM |
majestic-note6 | $200.00 | 9/20/2012 9:17:02 AM |
Beld | $50.00 | 9/20/2012 9:08:09 AM |
hope-percolator8 | $36.00 | 9/20/2012 9:08:54 AM |
special-dinero553 | $25.00 | 9/20/2012 9:12:02 AM |
Robin_Hood | $50.00 | 9/20/2012 9:48:03 AM |
velocityasaurus-rex4 | $100.00 | 9/20/2012 9:07:43 AM |
abundanceforever | $52.50 | 9/20/2012 9:11:20 AM |
versatile-dime442 | $250.00 | 9/20/2012 9:16:51 AM |
friendly-gold | $25.00 | 9/20/2012 9:26:13 AM |
netg | $25.00 | 9/20/2012 9:49:16 AM |
CapitalismRocks | $25.00 | 9/20/2012 9:30:40 AM |
Midwestvalues | $7.50 | 9/20/2012 9:56:49 AM |
ready-justice7 | $50.00 | 9/20/2012 9:44:23 AM |
WalnutCreekguy | $50.00 | 9/20/2012 9:50:26 AM |
genius520 | $100.00 | 9/20/2012 9:51:51 AM |
djh47a | $25.00 | 9/20/2012 9:54:32 AM |
34 Investments
|
Borrower Payment Dependent Notes Series
642171
This series of Notes was issued and sold upon the funding of the borrower loan #75060, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $159.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1980 |
Debt/Income ratio:
| 26% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 14y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,126 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ore-tremolo537 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: consolidate
This loan will be used to... consoldate
My financial situation:
I am a good candidate for this loan because... I have a steady income
Monthly net income: $ 3400.00
Monthly expenses: $ 2,000.00
Housing: $ 0-
Insurance: $ 98
Car expenses: $ 0
Utilities: $ 400
Phone, cable, internet: $ 100
Food, entertainment: $ 200
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 400
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-triangulation1 | $25.00 | 9/24/2012 5:00:58 PM |
special-dinero553 | $25.00 | 9/24/2012 5:10:34 PM |
Beld | $50.00 | 9/24/2012 5:03:52 PM |
imogen22 | $50.00 | 9/24/2012 5:09:16 PM |
supreme-treasure8 | $100.00 | 9/24/2012 5:10:28 PM |
bellaquito | $500.00 | 9/24/2012 5:17:24 PM |
LeReve | $500.00 | 9/24/2012 5:17:03 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:30 PM |
musegaze | $50.00 | 9/24/2012 5:06:19 PM |
pierrelasvegas | $25.00 | 9/24/2012 5:10:52 PM |
BostonCapital | $100.00 | 9/24/2012 5:04:03 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:04:07 PM |
majestic-note6 | $200.00 | 9/24/2012 5:14:41 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:05:51 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:09 PM |
zeeexsixare | $400.00 | 9/24/2012 5:13:38 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:13 PM |
terrific-dough6 | $50.00 | 9/24/2012 5:14:39 PM |
shrewd-peace7 | $25.00 | 9/24/2012 5:15:50 PM |
azazle | $50.00 | 9/24/2012 5:16:04 PM |
first-pragmatic-power | $25.00 | 9/24/2012 5:16:58 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
642195
This series of Notes was issued and sold upon the funding of the borrower loan #75073, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 23.33% |
Borrower rate/APR:
| 24.33% / 26.89% |
Monthly payment:
| $579.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.78% | | |
| |
Estimated return*:
| 14.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 8y 3m |
Amount delinquent:
| $893 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,384 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| No | | |
Screen name:
| newest-coin-champion |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolidate my debt and obtain a better credit rating
My financial situation:
I am a good candidate for this loan because...
I am gainfully employed and will make my payments on time.
Monthly net income: $2550
Monthly expenses: $
Housing: $500
Insurance: $55
Car expenses: $40
Utilities: $50
Phone, cable, internet: $175
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $850
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 9/20/2012 9:02:33 AM |
Beld | $50.00 | 9/20/2012 9:08:10 AM |
worth-blanket2 | $18,000.00 | 9/20/2012 9:08:29 AM |
decisive-income7 | $2,500.00 | 9/20/2012 9:03:17 AM |
4 Investments
|
Borrower Payment Dependent Notes Series
642205
This series of Notes was issued and sold upon the funding of the borrower loan #75022, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,964 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fulfilling-marketplace794 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: pay off credit card
My financial situation:
I am a good candidate for this loan because I have a steady job, always current on my bills, and will repay this quickly. I just had unexpected expenses come up that I need to pay off ASAP.
Monthly net income: $9000
Monthly expenses:
Housing: $2500
Insurance: $200
Car expenses: $900
Utilities: $400
Phone, cable, internet: $120
Food, entertainment: $600
Clothing, household expenses: $400
Credit cards and other loans: $800
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-triangulation1 | $25.00 | 9/19/2012 9:02:32 AM |
community-burrito9 | $35.00 | 9/19/2012 9:06:02 AM |
kain11286 | $50.00 | 9/19/2012 9:13:46 AM |
papaloha | $25.00 | 9/19/2012 9:31:05 AM |
Silver_Rupee | $25.01 | 9/19/2012 10:36:59 AM |
greencat | $50.00 | 9/19/2012 9:56:28 AM |
refresher211 | $25.00 | 9/19/2012 11:01:04 AM |
JonDough | $25.62 | 9/19/2012 11:15:39 AM |
let_me_retire | $75.54 | 9/19/2012 10:05:17 AM |
stock106 | $25.00 | 9/19/2012 2:50:25 PM |
order-banshee3 | $25.00 | 9/19/2012 3:34:17 PM |
open-minded-p2p1 | $25.00 | 9/19/2012 10:10:39 AM |
imogen22 | $25.00 | 9/19/2012 10:57:31 AM |
the-lean-bid | $25.65 | 9/19/2012 10:12:15 AM |
responsible-finance9 | $55.76 | 9/19/2012 4:41:01 PM |
nickel-karate5 | $100.00 | 9/19/2012 4:59:38 PM |
majestic-note6 | $150.00 | 9/19/2012 11:04:58 AM |
money-baron | $50.00 | 9/19/2012 10:40:33 AM |
MoneyBadger | $25.00 | 9/19/2012 12:56:03 PM |
finance-amusement4 | $200.00 | 9/19/2012 3:06:48 PM |
independent-leverage6 | $25.00 | 9/19/2012 1:52:33 PM |
CA-Lender | $25.00 | 9/19/2012 3:10:18 PM |
transaction-keeper5 | $25.00 | 9/19/2012 4:42:39 PM |
Laissez-faire | $125.00 | 9/19/2012 4:43:33 PM |
JoePaNation | $75.00 | 9/19/2012 5:31:00 PM |
melodious-openness | $200.00 | 9/19/2012 5:19:07 PM |
green-high-five7 | $25.00 | 9/19/2012 6:48:34 PM |
ore-accord | $25.00 | 9/19/2012 7:05:12 PM |
global-invest-group | $25.00 | 9/19/2012 5:55:44 PM |
glowing-transparency6 | $100.00 | 9/19/2012 6:11:20 PM |
Flanders122 | $25.00 | 9/19/2012 9:28:54 PM |
maal99 | $25.00 | 9/19/2012 10:40:36 PM |
bid-stockpiler1 | $27.00 | 9/19/2012 6:58:51 PM |
bewitching-dollar5 | $100.00 | 9/19/2012 6:10:09 PM |
111TaxMan | $25.00 | 9/20/2012 5:29:37 AM |
shrewd-deal | $25.00 | 9/19/2012 6:12:56 PM |
bowler252 | $25.00 | 9/19/2012 7:22:41 PM |
jc33148 | $25.00 | 9/20/2012 6:07:50 AM |
joebob78 | $50.00 | 9/20/2012 6:05:16 AM |
fervent-power | $25.00 | 9/20/2012 6:09:07 AM |
Frover | $37.18 | 9/20/2012 6:27:42 AM |
klend4 | $25.00 | 9/20/2012 3:40:25 AM |
remittance-man | $29.42 | 9/20/2012 6:37:28 AM |
PrimeFunding | $25.00 | 9/19/2012 9:10:03 AM |
vutah | $25.00 | 9/19/2012 9:02:53 AM |
enriched-return057 | $500.00 | 9/19/2012 9:14:14 AM |
mindful-generosity1 | $25.00 | 9/19/2012 9:18:28 AM |
durability-seahorse7 | $100.00 | 9/19/2012 9:24:17 AM |
EnglishGeekInNYC | $50.00 | 9/19/2012 11:12:51 AM |
StrongMonty | $100.00 | 9/19/2012 10:10:42 AM |
buffalobills | $25.00 | 9/19/2012 4:25:37 PM |
liberty-tostada7 | $25.00 | 9/19/2012 10:58:30 AM |
bold-social-widget | $25.00 | 9/19/2012 10:27:03 AM |
historic-value7 | $50.00 | 9/19/2012 5:05:33 PM |
favorite-commerce | $50.00 | 9/19/2012 11:41:14 AM |
thankful-nickel2 | $25.00 | 9/19/2012 12:33:28 PM |
Roundhouse | $142.98 | 9/19/2012 4:59:30 PM |
Navy_Wife_Retired | $46.44 | 9/19/2012 4:38:58 PM |
deal-hickory5 | $100.00 | 9/19/2012 5:54:48 PM |
worthy-bid8 | $100.00 | 9/19/2012 6:01:09 PM |
ronin4sale | $25.00 | 9/19/2012 6:28:06 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:15 PM |
cgoca | $25.00 | 9/19/2012 11:50:58 PM |
wojo | $25.00 | 9/20/2012 3:38:29 AM |
168RichCapital | $25.09 | 9/20/2012 6:34:36 AM |
DasMula | $25.00 | 9/19/2012 8:31:20 PM |
Numbat77 | $25.00 | 9/19/2012 6:36:04 PM |
roux | $25.00 | 9/19/2012 6:59:26 PM |
proton346 | $25.00 | 9/20/2012 3:05:48 AM |
quest0 | $50.00 | 9/20/2012 4:20:53 AM |
jpac1066 | $25.00 | 9/20/2012 5:48:16 AM |
lordnecron | $25.00 | 9/20/2012 6:28:23 AM |
speedy-point | $25.00 | 9/19/2012 11:47:00 PM |
dough-kitten5 | $25.00 | 9/20/2012 4:26:51 AM |
power-secret-agent | $25.00 | 9/20/2012 4:54:26 AM |
sgt-schultz | $49.31 | 9/20/2012 6:15:43 AM |
76 Investments
|
Borrower Payment Dependent Notes Series
642229
This series of Notes was issued and sold upon the funding of the borrower loan #75023, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $155.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 22% |
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 14y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,968 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 101% | | |
| |
Homeownership:
| No | | |
Screen name:
| natural-duty4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2010)
|
Principal balance:
| $1,177.88 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 25 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fabulous-community4 | $50.00 | 9/19/2012 9:02:57 AM |
LittleMingo | $30.00 | 9/19/2012 9:03:36 AM |
MoneyForNothing | $25.25 | 9/19/2012 9:03:44 AM |
mikeandcat | $200.00 | 9/19/2012 9:04:24 AM |
lucrative-loan | $50.00 | 9/19/2012 9:02:13 AM |
handy-justice | $50.00 | 9/19/2012 9:02:45 AM |
Fitiwalt7 | $25.00 | 9/19/2012 9:03:12 AM |
historic-value7 | $300.00 | 9/19/2012 9:03:26 AM |
LENDO-CALRISSIAN | $25.00 | 9/19/2012 9:03:31 AM |
lowrater | $100.70 | 9/19/2012 9:04:06 AM |
trumpeter5 | $25.00 | 9/19/2012 9:03:21 AM |
yield-lion2 | $50.00 | 9/19/2012 9:02:41 AM |
lnuss25 | $25.00 | 9/19/2012 9:04:19 AM |
worth-blanket2 | $3,600.00 | 9/19/2012 9:06:58 AM |
RGlad | $250.00 | 9/19/2012 9:02:30 AM |
thankful-nickel2 | $55.55 | 9/19/2012 9:02:49 AM |
Military_Money_Wise | $25.00 | 9/19/2012 9:03:40 AM |
vutah | $65.00 | 9/19/2012 9:06:22 AM |
benevolent-marketplace4 | $2,500.00 | 9/19/2012 9:02:36 AM |
19 Investments
|
Borrower Payment Dependent Notes Series
642303
This series of Notes was issued and sold upon the funding of the borrower loan #75236, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $179.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 30% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 10y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,132 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| No | | |
Screen name:
| brightest-exciting-truth |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2012)
|
Principal balance:
| $6,879.49 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...get rid of my debt. I want to start over and get rid of all my credit cards. I want to begin to save money and getting rid of my debt will make it so much easier.
My financial situation:
I am a good candidate for this loan because...I pay my bills on time. I have a loan with prosper now and have paid all my payments on time.
Monthly net income: $3400
Monthly expenses: $3200
Housing: $1200
Insurance: $250
Car expenses: 400
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-missile | $100.00 | 9/20/2012 9:19:07 AM |
PrimeFunding | $25.00 | 9/20/2012 9:31:04 AM |
RGlad | $250.00 | 9/20/2012 9:01:52 AM |
Endeavour | $60.00 | 9/20/2012 9:03:55 AM |
scholarly-order6 | $125.00 | 9/20/2012 9:04:09 AM |
glimmering-liberty616 | $25.00 | 9/20/2012 9:05:09 AM |
repayment-pagoda8 | $100.00 | 9/20/2012 9:08:13 AM |
100units | $200.00 | 9/20/2012 9:08:24 AM |
Whipster | $60.00 | 9/20/2012 9:02:23 AM |
versatile-dime442 | $250.00 | 9/20/2012 9:16:41 AM |
income-triangulation1 | $25.00 | 9/20/2012 9:02:39 AM |
charming-exchange7 | $25.00 | 9/20/2012 9:19:14 AM |
affluence-microscope2 | $200.00 | 9/20/2012 9:02:56 AM |
best-bonafide-p2p | $25.00 | 9/20/2012 9:05:06 AM |
urbane-income7 | $25.00 | 9/20/2012 9:24:11 AM |
kila-designer | $249.00 | 9/20/2012 9:08:03 AM |
benevolent-loot5 | $200.00 | 9/20/2012 9:09:14 AM |
transaction-hugger4 | $100.00 | 9/20/2012 9:32:30 AM |
enchanted-note14 | $25.00 | 9/20/2012 9:36:37 AM |
mikrolown | $25.00 | 9/20/2012 9:14:42 AM |
integrity-reactor4 | $100.00 | 9/20/2012 9:45:26 AM |
radiant-dollar9 | $200.00 | 9/20/2012 9:16:09 AM |
1NiceLender | $25.00 | 9/20/2012 9:16:32 AM |
networks4ever | $25.00 | 9/20/2012 9:05:50 AM |
windguy | $50.00 | 9/20/2012 9:19:08 AM |
janeybooboo | $75.00 | 9/20/2012 9:06:13 AM |
bewitching-dollar5 | $100.00 | 9/20/2012 9:54:29 AM |
dariop | $25.01 | 9/20/2012 9:57:29 AM |
durability-seahorse7 | $50.00 | 9/20/2012 9:28:27 AM |
historic-value7 | $200.00 | 9/20/2012 9:11:34 AM |
EthanColeInvestingGroup | $75.00 | 9/20/2012 9:30:36 AM |
wetlands | $200.00 | 9/20/2012 9:14:50 AM |
dime-sycamore3 | $50.00 | 9/20/2012 9:36:19 AM |
hidavehi | $41.00 | 9/20/2012 9:18:32 AM |
astute-benjamins | $150.00 | 9/20/2012 9:42:57 AM |
Taxman44 | $25.00 | 9/20/2012 9:45:55 AM |
nickel-karate5 | $100.00 | 9/20/2012 9:47:46 AM |
wildanne | $50.00 | 9/20/2012 9:48:20 AM |
friendly-gold | $25.00 | 9/20/2012 9:26:14 AM |
netg | $25.00 | 9/20/2012 9:49:16 AM |
entertaining-revenue4 | $50.00 | 9/20/2012 9:30:54 AM |
the-brilliant-currency | $75.00 | 9/20/2012 9:54:50 AM |
palmetto933 | $25.00 | 9/20/2012 9:57:39 AM |
dedicated-diversification5 | $125.00 | 9/20/2012 9:58:55 AM |
DasMula | $25.00 | 9/20/2012 9:38:11 AM |
money-bauble | $100.00 | 9/20/2012 10:00:09 AM |
ready-justice7 | $50.00 | 9/20/2012 9:44:23 AM |
smart-gain | $50.00 | 9/20/2012 9:48:50 AM |
djh47a | $25.00 | 9/20/2012 9:54:32 AM |
Investor_DP | $200.00 | 9/20/2012 9:59:34 AM |
HeroSupport | $50.00 | 9/20/2012 9:05:03 AM |
EnglishGeekInNYC | $25.00 | 9/20/2012 9:05:23 AM |
doncm | $25.00 | 9/20/2012 9:07:30 AM |
reduce_US_govt_debt | $35.00 | 9/20/2012 9:08:00 AM |
phaded | $25.00 | 9/20/2012 9:09:15 AM |
mmills1220 | $25.00 | 9/20/2012 9:11:00 AM |
tylerfd | $50.00 | 9/20/2012 9:11:15 AM |
fund-medalist171 | $50.00 | 9/20/2012 9:12:24 AM |
tech310 | $50.00 | 9/20/2012 9:14:21 AM |
best-bonafide-p2p | $25.00 | 9/20/2012 9:04:53 AM |
Fitiwalt7 | $25.00 | 9/20/2012 9:25:19 AM |
Eminent_Endeavors | $35.00 | 9/20/2012 9:27:13 AM |
whitegold24k | $150.00 | 9/20/2012 9:31:34 AM |
imogen22 | $50.00 | 9/20/2012 9:10:05 AM |
intuitive-benefit3 | $100.00 | 9/20/2012 9:02:49 AM |
yield-trapper9 | $25.00 | 9/20/2012 9:41:44 AM |
rescue | $85.00 | 9/20/2012 9:44:41 AM |
transaction-keeper5 | $25.00 | 9/20/2012 9:47:22 AM |
phenomenal-rate1 | $500.00 | 9/20/2012 9:04:52 AM |
Hawaiibynight | $25.00 | 9/20/2012 9:18:12 AM |
enthusiastic-cash599 | $50.00 | 9/20/2012 9:19:31 AM |
AF-Chief | $25.00 | 9/20/2012 9:51:09 AM |
1stPlace | $50.00 | 9/20/2012 9:09:27 AM |
orange-liberty-oyster | $100.00 | 9/20/2012 9:09:34 AM |
azazle | $50.00 | 9/20/2012 9:30:15 AM |
down-with-big-banks-2 | $25.00 | 9/20/2012 9:35:25 AM |
auction-sage | $100.00 | 9/20/2012 9:15:37 AM |
wwwUniversal | $25.00 | 9/20/2012 9:43:41 AM |
LeReve | $500.00 | 9/20/2012 9:19:54 AM |
fcrick | $25.00 | 9/20/2012 9:24:33 AM |
mmckune | $25.00 | 9/20/2012 9:49:52 AM |
bold-direct-asset | $50.00 | 9/20/2012 9:50:51 AM |
SirArthur | $25.00 | 9/20/2012 9:29:48 AM |
LendingPimp_2 | $26.00 | 9/20/2012 9:35:12 AM |
tranquil-note5 | $50.00 | 9/20/2012 9:37:02 AM |
point-promiser | $25.00 | 9/20/2012 9:37:16 AM |
dough-souffle | $25.00 | 9/20/2012 9:58:59 AM |
velocity-warrior | $25.00 | 9/20/2012 9:49:17 AM |
Iowa65 | $25.02 | 9/20/2012 9:58:19 AM |
MichaelProsper | $40.00 | 9/20/2012 9:59:06 AM |
pound-mushroom3 | $25.00 | 9/20/2012 9:59:50 AM |
91 Investments
|
Borrower Payment Dependent Notes Series
642315
This series of Notes was issued and sold upon the funding of the borrower loan #75057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $253.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 15% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 5m |
Amount delinquent:
| $230 |
Total credit lines:
| 20 |
Occupation: | Teacher's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $541 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fund-bada-bing7 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2500.00
Monthly expenses: $
Housing: $1213.00
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 9/21/2012 9:01:44 AM |
1stPlace | $75.00 | 9/21/2012 9:06:56 AM |
phenomenal-rate1 | $359.97 | 9/21/2012 9:14:52 AM |
worth-blanket2 | $7,650.00 | 9/21/2012 9:04:38 AM |
pdli_dude | $25.00 | 9/21/2012 9:06:45 AM |
scholarly-order6 | $25.00 | 9/21/2012 9:08:35 AM |
historic-value7 | $300.00 | 9/21/2012 9:06:08 AM |
Bob450 | $25.00 | 9/21/2012 9:05:38 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
642347
This series of Notes was issued and sold upon the funding of the borrower loan #75141, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 19% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 19y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,023 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| note-eagle9 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Get caught up on some debt...
My financial situation:
I am a good candidate for this loan because... I am an honest person and sometimes, financial situations arise..
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tolerant-dime2 | $25.00 | 9/26/2012 9:10:40 AM |
vutah | $45.00 | 9/26/2012 9:04:01 AM |
CA-Lender | $25.00 | 9/26/2012 9:04:18 AM |
income-triangulation1 | $25.00 | 9/26/2012 9:11:34 AM |
refresher211 | $25.00 | 9/26/2012 9:15:54 AM |
majestic-note6 | $150.00 | 9/26/2012 9:19:50 AM |
stock106 | $25.00 | 9/26/2012 9:35:46 AM |
thankful-nickel2 | $25.00 | 9/26/2012 10:05:02 AM |
transparency-river1 | $500.00 | 9/26/2012 9:45:35 AM |
ethical-truth211 | $200.00 | 9/26/2012 9:42:10 AM |
tranquil-gain1 | $75.00 | 9/26/2012 11:01:45 AM |
worthy-bid8 | $100.00 | 9/26/2012 10:21:57 AM |
favorite-commerce | $50.00 | 9/26/2012 12:55:30 PM |
hope-fortress753 | $25.00 | 9/26/2012 2:40:10 PM |
buffalobills | $25.00 | 9/26/2012 2:54:46 PM |
URBANCAPITAL | $25.00 | 9/26/2012 3:48:00 PM |
bewitching-dollar5 | $100.00 | 9/26/2012 11:07:35 AM |
tolerant-responsibility051 | $500.00 | 9/26/2012 11:24:02 AM |
jkeller4000 | $25.00 | 9/26/2012 11:26:02 AM |
DreDub | $25.00 | 9/26/2012 3:25:02 PM |
Rogelio48 | $25.00 | 9/26/2012 4:35:32 PM |
responsibility-butterfly | $25.00 | 9/26/2012 6:10:12 PM |
Money_Working | $25.00 | 9/26/2012 5:53:43 PM |
money-baron-Roth401k | $50.00 | 9/26/2012 7:05:09 PM |
priceless-felicity7 | $25.00 | 9/26/2012 7:09:47 PM |
Laissez-faire | $25.00 | 9/26/2012 7:37:17 PM |
EnglishGeekInNYC | $50.00 | 9/26/2012 6:50:37 PM |
money-baron | $100.00 | 9/26/2012 6:56:00 PM |
poorboy18 | $25.00 | 9/26/2012 7:46:38 PM |
justasoldier | $75.00 | 9/26/2012 8:37:05 PM |
adamdroker | $3.59 | 9/26/2012 9:10:53 PM |
enriched-return057 | $50.00 | 9/26/2012 9:15:32 AM |
competent-commitment5 | $25.00 | 9/26/2012 9:07:41 AM |
quest0 | $50.00 | 9/26/2012 9:18:42 AM |
mindful-generosity1 | $50.00 | 9/26/2012 9:35:43 AM |
riveting-credit5 | $25.00 | 9/26/2012 9:46:04 AM |
ferocious-kindness8 | $30.00 | 9/26/2012 10:39:33 AM |
openness-antioxidant | $75.00 | 9/26/2012 10:48:54 AM |
greencat | $50.00 | 9/26/2012 10:24:21 AM |
best-bonafide-p2p | $25.00 | 9/26/2012 11:53:13 AM |
Silver_Rupee | $25.01 | 9/26/2012 10:40:15 AM |
pietro_torna_indietro | $45.43 | 9/26/2012 12:53:53 PM |
let_me_retire | $93.00 | 9/26/2012 2:46:31 PM |
fervent-commerce | $39.95 | 9/26/2012 4:11:58 PM |
cajunguy | $30.00 | 9/26/2012 4:45:42 PM |
docdekay | $50.00 | 9/26/2012 5:05:03 PM |
Leshan | $50.00 | 9/26/2012 5:22:50 PM |
spartacusiam | $25.00 | 9/26/2012 5:23:16 PM |
durability-seahorse7 | $50.00 | 9/26/2012 5:10:03 PM |
enchanted-note | $25.00 | 9/26/2012 5:15:33 PM |
money-fort | $25.00 | 9/26/2012 5:46:58 PM |
CorsoCapital | $50.00 | 9/26/2012 5:55:40 PM |
generous-deal6 | $25.00 | 9/26/2012 6:17:21 PM |
open-minded-p2p1 | $25.00 | 9/26/2012 7:00:30 PM |
julijask | $25.00 | 9/26/2012 7:01:32 PM |
paytonbrigadier | $250.00 | 9/26/2012 7:06:57 PM |
scoobiedoo | $40.02 | 9/26/2012 7:51:00 PM |
bold-gold-relaxation | $200.00 | 9/26/2012 8:31:18 PM |
sensational-worth7 | $73.00 | 9/26/2012 8:32:16 PM |
mindful-deal289 | $25.00 | 9/26/2012 8:46:26 PM |
felicity-fertilizer6 | $25.00 | 9/26/2012 8:52:38 PM |
61 Investments
|
Borrower Payment Dependent Notes Series
642349
This series of Notes was issued and sold upon the funding of the borrower loan #74938, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2006 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,922 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| peace-superstar9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation/Business Venture
Purpose of loan: Debt Consolidation and expand business
This loan will be used to:
I am looking to consolidate my revolving debt and using some money to expand my business.
My financial situation: Good
Monthly net income: $3500
Monthly expenses: $1631
Housing: $300/Live with Parents
Insurance: $100
Car expenses: $531
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 9/19/2012 9:31:05 AM |
refresher211 | $25.00 | 9/19/2012 11:01:06 AM |
let_me_retire | $75.00 | 9/19/2012 10:04:16 AM |
money-baron | $50.00 | 9/19/2012 10:40:33 AM |
favorite-commerce | $50.00 | 9/19/2012 11:42:05 AM |
bewitching-dollar5 | $100.00 | 9/19/2012 6:10:09 PM |
deal-hickory5 | $100.00 | 9/19/2012 5:54:49 PM |
worthy-bid8 | $100.00 | 9/19/2012 6:01:09 PM |
speedy-point | $25.00 | 9/19/2012 11:47:00 PM |
dudebrah | $25.00 | 9/20/2012 8:06:57 AM |
cp-family | $50.00 | 9/20/2012 5:20:14 PM |
california111 | $100.00 | 9/21/2012 7:28:48 AM |
aldeed | $100.00 | 9/21/2012 6:18:54 AM |
first-serene-credit | $25.00 | 9/21/2012 9:24:39 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:45 AM |
joey1011 | $25.00 | 9/21/2012 2:02:30 PM |
kulender | $50.00 | 9/21/2012 1:49:40 PM |
plentiful-return386 | $50.00 | 9/21/2012 3:33:26 PM |
treasure-hunter270 | $25.00 | 9/21/2012 3:56:08 PM |
Sriracha | $50.00 | 9/21/2012 3:49:07 PM |
TheCount | $25.00 | 9/21/2012 5:24:08 PM |
prudent-payment316 | $25.00 | 9/21/2012 5:28:20 PM |
life-is-great | $25.00 | 9/21/2012 5:39:48 PM |
schaffran | $37.84 | 9/21/2012 5:54:47 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:27 PM |
income-buffalo1 | $50.00 | 9/21/2012 7:19:40 PM |
balance-trailblazer | $37.84 | 9/21/2012 8:49:59 PM |
reward-adventure | $50.00 | 9/21/2012 6:15:33 PM |
gold-miser9 | $30.32 | 9/22/2012 5:16:41 AM |
Piitb08 | $150.00 | 9/22/2012 5:24:34 AM |
jonnysixgun | $25.63 | 9/22/2012 6:13:45 AM |
WillBeFreeOfDebt | $25.09 | 9/22/2012 6:32:02 AM |
Rulea72 | $25.00 | 9/22/2012 7:05:05 AM |
droopie1 | $25.00 | 9/22/2012 9:29:46 AM |
desertoasis | $25.00 | 9/22/2012 8:36:32 AM |
Caed-Aldwych | $25.00 | 9/22/2012 6:26:46 AM |
bsmtloan | $86.76 | 9/22/2012 7:27:01 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:42 AM |
durability-seahorse7 | $100.00 | 9/19/2012 9:24:18 AM |
transformer855 | $25.00 | 9/19/2012 10:08:29 AM |
EthanColeInvestingGroup | $50.00 | 9/19/2012 10:27:08 AM |
duty-viola | $25.00 | 9/19/2012 9:42:46 AM |
stock106 | $25.00 | 9/19/2012 2:48:40 PM |
EnglishGeekInNYC | $50.00 | 9/19/2012 11:12:52 AM |
imogen22 | $25.00 | 9/19/2012 10:57:31 AM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:16 PM |
Bank42 | $25.00 | 9/20/2012 4:47:47 PM |
bright-exchange | $25.00 | 9/21/2012 6:47:30 AM |
capital-investor8 | $25.00 | 9/21/2012 7:01:08 AM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:10 AM |
whitegold24k | $50.00 | 9/21/2012 4:31:09 PM |
pdub | $200.00 | 9/21/2012 12:21:59 PM |
newest-currency-vibrato | $25.00 | 9/21/2012 4:57:23 PM |
Use_It_Wisely | $25.00 | 9/21/2012 2:44:16 PM |
rolpn | $25.00 | 9/21/2012 5:06:22 PM |
trade-boots1 | $100.00 | 9/21/2012 5:06:43 PM |
benefit-hunter5 | $25.00 | 9/21/2012 5:30:49 PM |
77scout | $75.00 | 9/21/2012 6:27:44 PM |
Lubava | $29.00 | 9/21/2012 6:15:21 PM |
runbix7 | $25.00 | 9/22/2012 1:33:47 AM |
durability-ace9 | $30.00 | 9/21/2012 6:20:07 PM |
drcoop | $25.00 | 9/22/2012 4:00:10 AM |
platinum-admiral8 | $25.00 | 9/22/2012 4:53:16 AM |
SomebodysMom | $40.00 | 9/22/2012 9:06:27 AM |
openness-cosmos9 | $50.00 | 9/22/2012 9:23:01 AM |
blazing-silver524 | $25.00 | 9/22/2012 4:38:55 AM |
melodious-openness | $200.00 | 9/22/2012 4:41:30 AM |
majestic-currency3 | $25.00 | 9/22/2012 5:54:52 AM |
tomjerry | $250.00 | 9/22/2012 10:49:39 AM |
Astyanax | $30.00 | 9/22/2012 10:50:20 AM |
bassman46 | $100.00 | 9/22/2012 11:07:06 AM |
RockAngelHair | $25.00 | 9/22/2012 7:43:34 AM |
realestateinvestor37 | $77.52 | 9/22/2012 11:09:14 AM |
Bob450 | $25.00 | 9/22/2012 8:01:03 AM |
bonus-seahorse | $25.00 | 9/22/2012 8:47:53 AM |
Helenska11 | $100.00 | 9/22/2012 9:26:34 AM |
Skynxhunt | $25.00 | 9/22/2012 9:32:16 AM |
compatible-deal9 | $25.00 | 9/22/2012 11:01:17 AM |
78 Investments
|
Borrower Payment Dependent Notes Series
642359
This series of Notes was issued and sold upon the funding of the borrower loan #75137, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1983 |
Debt/Income ratio:
| 33% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 34y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $979 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 62 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| well-rounded-integrity4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
pay credit cards off & repairs on roof of house
My financial situation:
I am a good candidate for this loan because...
I have steady job & pay my bills on time.
Monthly net income: $1700
Monthly expenses: $50
Housing: $575
Insurance: $122
Car expenses: $340
Utilities: $112
Phone, cable, internet: $45
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $75
Other expenses: $30
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bewitching-dollar5 | $100.00 | 9/21/2012 9:16:26 AM |
majestic-note6 | $150.00 | 9/21/2012 9:26:57 AM |
blitzen40 | $25.00 | 9/21/2012 9:56:21 AM |
EnglishGeekInNYC | $50.00 | 9/21/2012 10:35:48 AM |
bellaquito | $500.00 | 9/21/2012 11:01:37 AM |
Kissabledevil | $25.00 | 9/21/2012 7:41:40 PM |
papaloha | $25.00 | 9/21/2012 10:04:03 PM |
california111 | $100.00 | 9/21/2012 10:00:17 PM |
worthy-bid8 | $100.00 | 9/22/2012 1:43:37 PM |
simplelender80 | $500.00 | 9/24/2012 7:17:05 AM |
tolerant-responsibility051 | $500.00 | 9/24/2012 9:59:56 AM |
asset-linkage | $25.00 | 9/24/2012 10:11:36 AM |
ready-agreement5 | $50.00 | 9/24/2012 11:02:25 AM |
thenadamgoes | $25.00 | 9/24/2012 11:34:37 AM |
djh47a | $25.00 | 9/24/2012 10:07:32 AM |
lnrn | $25.00 | 9/24/2012 10:42:56 AM |
dukeiyer | $25.00 | 9/24/2012 10:47:34 AM |
rabbidlender | $25.00 | 9/24/2012 12:53:03 PM |
Leshan | $50.00 | 9/24/2012 1:45:58 PM |
pdub | $200.00 | 9/21/2012 12:22:10 PM |
treasure-hunter270 | $25.00 | 9/21/2012 3:48:53 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:51:07 PM |
RothySkynx | $25.00 | 9/22/2012 9:36:59 AM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:24 AM |
integrity-builder | $50.00 | 9/23/2012 7:51:47 AM |
Nazbuster | $100.00 | 9/23/2012 9:51:01 PM |
john0720 | $25.00 | 9/24/2012 7:25:19 AM |
MyPFBlog | $25.00 | 9/24/2012 11:18:59 AM |
Miami | $25.00 | 9/24/2012 9:40:01 AM |
HenryS | $30.00 | 9/24/2012 9:41:22 AM |
bubb_hans | $25.00 | 9/24/2012 10:04:06 AM |
sassman2833 | $25.00 | 9/24/2012 9:58:29 AM |
sgt-schultz | $25.00 | 9/24/2012 10:34:32 AM |
benevolent-marketplace4 | $1,095.00 | 9/24/2012 1:50:25 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
642425
This series of Notes was issued and sold upon the funding of the borrower loan #74859, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $445.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 17% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $16,789 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kindness-dojo1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate and refinance debt
My financial situation:
I am a good candidate for this loan because...available income to cover bills, stable job
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
excellent-funds649 | $50.00 | 9/20/2012 5:12:48 PM |
best-bonafide-p2p | $25.00 | 9/20/2012 5:18:12 PM |
bazaar-tulip | $25.00 | 9/20/2012 5:34:34 PM |
Castellan | $50.00 | 9/20/2012 5:30:38 PM |
RGlad | $150.00 | 9/20/2012 5:11:52 PM |
transaction-keeper5 | $25.00 | 9/20/2012 5:14:17 PM |
spartacusiam | $25.00 | 9/20/2012 5:46:16 PM |
john0720 | $25.00 | 9/21/2012 7:08:05 AM |
mighty-return326 | $100.00 | 9/21/2012 7:19:53 AM |
kenji4861 | $25.00 | 9/21/2012 9:51:08 AM |
MI2 | $5,000.00 | 9/21/2012 12:28:04 PM |
pdub | $750.00 | 9/21/2012 12:20:13 PM |
charming-balance5 | $50.00 | 9/21/2012 4:45:01 PM |
giftgold | $25.00 | 9/21/2012 12:53:10 PM |
community-burrito9 | $35.00 | 9/21/2012 5:42:34 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:35 PM |
houli123 | $50.00 | 9/22/2012 3:11:41 AM |
chac | $200.00 | 9/21/2012 9:39:49 PM |
Interloper | $50.00 | 9/22/2012 8:53:36 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:50 AM |
cardminger | $25.00 | 9/22/2012 12:05:44 PM |
integrity-builder | $50.00 | 9/22/2012 12:56:17 PM |
Supernick | $1,000.00 | 9/23/2012 12:21:45 AM |
california111 | $100.00 | 9/23/2012 8:40:41 AM |
flo_rida | $100.00 | 9/23/2012 12:37:06 PM |
herbyman | $50.00 | 9/24/2012 7:34:03 AM |
dukeiyer | $25.00 | 9/24/2012 10:52:21 AM |
pythia | $25.00 | 9/24/2012 11:13:22 AM |
Cotter | $50.00 | 9/24/2012 11:18:42 AM |
compatible-deal9 | $50.00 | 9/24/2012 11:19:33 AM |
FlexFunding | $100.00 | 9/24/2012 1:10:26 PM |
frankdelraza | $25.00 | 9/24/2012 10:15:22 AM |
community-seahorse0 | $25.00 | 9/24/2012 11:21:03 AM |
contract-victor5 | $30.00 | 9/24/2012 12:02:37 PM |
swampman | $50.00 | 9/24/2012 2:18:19 PM |
first-economy-spectacle | $25.00 | 9/24/2012 4:19:07 PM |
jdrez | $50.00 | 9/24/2012 4:53:24 PM |
marcopolo10 | $25.00 | 9/24/2012 4:30:18 PM |
auction-sage | $100.00 | 9/24/2012 5:12:47 PM |
awwaww | $25.00 | 9/24/2012 5:15:48 PM |
astute-benjamins | $150.00 | 9/24/2012 5:31:34 PM |
Snoopylover | $25.00 | 9/24/2012 5:17:13 PM |
martinatime | $50.00 | 9/24/2012 5:47:39 PM |
handy-money9 | $75.00 | 9/24/2012 5:29:38 PM |
heartpounding-loyalty7 | $25.00 | 9/24/2012 5:58:04 PM |
hawaladar | $27.22 | 9/24/2012 5:34:30 PM |
calamango | $50.00 | 9/24/2012 5:38:19 PM |
AFairDeal | $25.00 | 9/24/2012 6:13:10 PM |
bellaquito | $500.00 | 9/24/2012 6:45:08 PM |
leeball | $50.00 | 9/24/2012 5:58:58 PM |
Bamaman205 | $25.00 | 9/24/2012 6:08:12 PM |
american6 | $50.00 | 9/24/2012 6:09:40 PM |
payout-paladin3 | $500.00 | 9/24/2012 6:13:44 PM |
sturdy-fairness0 | $50.00 | 9/24/2012 6:14:51 PM |
wwwUniversal | $25.00 | 9/24/2012 6:18:30 PM |
cordial-affluence2 | $25.00 | 9/24/2012 6:22:27 PM |
RockAngelHair | $25.00 | 9/24/2012 7:10:36 PM |
vigilance-spinner3 | $25.00 | 9/24/2012 7:07:35 PM |
EnglishGeekInNYC | $50.00 | 9/20/2012 6:04:31 PM |
tenacious-affluence | $25.00 | 9/20/2012 5:35:31 PM |
logical-reward8 | $25.00 | 9/20/2012 5:52:15 PM |
Taxman44 | $25.00 | 9/20/2012 5:42:06 PM |
blot44 | $25.00 | 9/20/2012 7:05:27 PM |
cerebral-dollar773 | $25.00 | 9/21/2012 4:00:08 AM |
GoldenKoi | $100.00 | 9/21/2012 4:16:18 AM |
worth21 | $25.00 | 9/21/2012 8:17:49 AM |
imogen22 | $50.00 | 9/21/2012 9:19:56 AM |
windguy | $50.00 | 9/21/2012 9:28:09 AM |
astute-fairness0 | $25.00 | 9/21/2012 1:25:02 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:51:01 PM |
geechee | $25.00 | 9/21/2012 5:54:43 PM |
broosky2 | $100.00 | 9/22/2012 7:03:04 AM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:34 PM |
loan-mongoose1 | $25.00 | 9/22/2012 12:53:34 PM |
Cai8899 | $25.00 | 9/22/2012 1:32:11 PM |
respectful-credit820 | $25.00 | 9/22/2012 4:25:08 PM |
FWF-kinetic | $25.00 | 9/22/2012 8:09:46 PM |
availableloan | $25.00 | 9/23/2012 12:10:39 PM |
simplelender80 | $500.00 | 9/24/2012 7:17:02 AM |
return-enthusiast1 | $50.00 | 9/24/2012 7:49:00 AM |
moola-gargantuan9 | $50.00 | 9/24/2012 7:53:15 AM |
blue-order-comet | $100.00 | 9/24/2012 11:13:31 AM |
unrelenting-generosity685 | $55.05 | 9/24/2012 12:21:55 PM |
Netminder | $25.00 | 9/24/2012 1:30:44 PM |
think_globally_act_locally | $50.00 | 9/24/2012 1:51:50 PM |
mlm_invests | $25.00 | 9/24/2012 2:22:54 PM |
blue-laudable-dinero | $25.00 | 9/24/2012 1:47:34 PM |
radforj22 | $50.00 | 9/24/2012 2:00:29 PM |
Index_Plus | $5,000.00 | 9/24/2012 2:45:30 PM |
credit-adventurer313 | $25.00 | 9/24/2012 4:18:43 PM |
repayment-pagoda8 | $100.00 | 9/24/2012 5:07:24 PM |
Avala | $71.00 | 9/24/2012 5:14:57 PM |
useful-money715 | $25.00 | 9/24/2012 5:21:26 PM |
Plow_n_Sow | $50.00 | 9/24/2012 5:08:11 PM |
paradigm_shift | $100.00 | 9/24/2012 5:23:09 PM |
Darts | $50.00 | 9/24/2012 5:24:00 PM |
miked8303 | $50.00 | 9/24/2012 5:13:58 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:07 PM |
Yogidog | $25.00 | 9/24/2012 5:32:01 PM |
azazle | $50.00 | 9/24/2012 5:14:41 PM |
hitsman | $50.00 | 9/24/2012 5:40:06 PM |
britgsb | $50.00 | 9/24/2012 5:42:13 PM |
knowledgeable-silver6 | $25.00 | 9/24/2012 5:44:23 PM |
WxChem | $25.00 | 9/24/2012 5:49:01 PM |
socrates520 | $50.00 | 9/24/2012 5:26:58 PM |
nashibaksi | $30.00 | 9/24/2012 5:51:36 PM |
liberty-point | $75.00 | 9/24/2012 6:01:04 PM |
RocketSurgeon | $25.00 | 9/24/2012 6:05:26 PM |
nuclearmoose | $50.00 | 9/24/2012 6:06:55 PM |
silver-acrobat5 | $25.00 | 9/24/2012 6:09:48 PM |
riproaringrapids | $50.00 | 9/24/2012 6:11:50 PM |
fortytwo | $150.00 | 9/24/2012 5:45:11 PM |
loan-keeper9 | $939.48 | 9/24/2012 5:55:28 PM |
unequivocal-return | $129.85 | 9/24/2012 7:19:48 PM |
Codextreme07 | $27.40 | 9/24/2012 5:59:14 PM |
neighborly-hope6 | $100.00 | 9/24/2012 5:58:43 PM |
adaboy65 | $100.00 | 9/24/2012 6:02:32 PM |
Investoman | $25.00 | 9/24/2012 6:08:15 PM |
cash-kin7 | $25.00 | 9/24/2012 6:17:46 PM |
penny-kahuna0 | $25.00 | 9/24/2012 6:46:34 PM |
MKKBucks | $25.00 | 9/24/2012 6:48:04 PM |
helping-out | $75.00 | 9/24/2012 6:55:15 PM |
MasterTech33 | $30.00 | 9/24/2012 6:53:17 PM |
robust-economy275 | $25.00 | 9/24/2012 6:55:16 PM |
124 Investments
|
Borrower Payment Dependent Notes Series
642431
This series of Notes was issued and sold upon the funding of the borrower loan #75311, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 8y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,059 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bh09606 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: consolidate debt
This loan will be used to... pay debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: 6800
Monthly expenses: $2000
Housing: $800
Insurance: $200
Car expenses: $0
Utilities: $100
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cp-family | $50.00 | 9/20/2012 5:20:21 PM |
transaction-keeper5 | $25.00 | 9/20/2012 5:08:46 PM |
Rockymtnhi | $100.00 | 9/20/2012 5:34:54 PM |
goat0 | $100.00 | 9/20/2012 5:10:28 PM |
best-bonafide-p2p | $25.00 | 9/20/2012 5:11:22 PM |
bewitching-dollar5 | $100.00 | 9/20/2012 5:27:55 PM |
durability-seahorse7 | $50.00 | 9/20/2012 5:11:57 PM |
Rogelio48 | $31.00 | 9/20/2012 6:37:13 PM |
powerful-responsibility1 | $25.00 | 9/20/2012 7:42:00 PM |
rate-advocator7 | $100.00 | 9/21/2012 6:34:51 AM |
mindful-generosity1 | $50.00 | 9/20/2012 6:09:35 PM |
loan-hawk9 | $57.30 | 9/21/2012 8:38:53 AM |
168RichCapital | $25.09 | 9/21/2012 6:29:04 AM |
favorite-commerce | $30.00 | 9/21/2012 6:50:49 AM |
listing-dreams1 | $100.00 | 9/21/2012 7:11:40 AM |
california111 | $100.00 | 9/21/2012 7:28:56 AM |
handy-justice | $50.00 | 9/21/2012 8:56:32 AM |
courteous-note1 | $25.00 | 9/21/2012 4:54:53 AM |
Nipper99 | $100.00 | 9/21/2012 5:24:44 AM |
cordial-funds8 | $25.00 | 9/21/2012 7:50:37 AM |
Bob450 | $25.00 | 9/21/2012 7:57:22 AM |
first-serene-credit | $25.00 | 9/21/2012 9:18:20 AM |
awern | $25.00 | 9/21/2012 9:36:36 AM |
majestic-note6 | $150.00 | 9/21/2012 9:26:56 AM |
Frankk2 | $50.00 | 9/21/2012 10:03:25 AM |
a-fund-doctor | $19.26 | 9/21/2012 10:11:30 AM |
DevinHill | $25.00 | 9/21/2012 9:34:56 AM |
InvestingEngineer | $28.86 | 9/21/2012 9:36:52 AM |
PrimeFunding | $25.00 | 9/20/2012 5:31:06 PM |
income-triangulation1 | $25.00 | 9/20/2012 5:01:51 PM |
riveting-credit5 | $25.00 | 9/20/2012 5:30:09 PM |
community-burrito9 | $35.00 | 9/20/2012 5:32:27 PM |
Silver_Rupee | $25.01 | 9/20/2012 6:13:11 PM |
money-baron | $50.00 | 9/20/2012 5:58:23 PM |
EnglishGeekInNYC | $50.00 | 9/20/2012 6:17:30 PM |
historic-value7 | $100.00 | 9/20/2012 5:43:43 PM |
let_me_retire | $75.00 | 9/21/2012 4:22:20 AM |
wise-charming-reward | $500.00 | 9/21/2012 5:50:14 AM |
Land_on_your_feet | $25.00 | 9/21/2012 6:04:58 AM |
aldeed | $500.00 | 9/21/2012 6:16:09 AM |
quest0 | $50.00 | 9/21/2012 7:06:33 AM |
SolarMoonshine | $25.00 | 9/20/2012 6:39:35 PM |
azazle | $50.00 | 9/21/2012 8:44:18 AM |
stock106 | $25.00 | 9/21/2012 5:40:01 AM |
cash-daisy | $43.06 | 9/21/2012 8:47:28 AM |
big-mac-50 | $200.00 | 9/21/2012 8:56:54 AM |
persistent-loan | $25.00 | 9/21/2012 6:39:12 AM |
vutah | $25.00 | 9/21/2012 9:07:40 AM |
mebowl300 | $47.82 | 9/21/2012 8:56:12 AM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:26 AM |
wildanne | $50.00 | 9/21/2012 9:03:07 AM |
Christophe | $25.00 | 9/21/2012 6:28:37 AM |
generosityologist7 | $26.95 | 9/21/2012 6:32:47 AM |
fides-cx | $100.00 | 9/21/2012 9:06:37 AM |
appetizing-loyalty354 | $100.00 | 9/21/2012 6:35:35 AM |
carrinel | $30.65 | 9/21/2012 7:19:29 AM |
principal-laser | $50.00 | 9/21/2012 7:30:23 AM |
gold-miser9 | $50.00 | 9/21/2012 9:15:50 AM |
the-determined-value | $25.00 | 9/21/2012 9:53:14 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
642459
This series of Notes was issued and sold upon the funding of the borrower loan #75056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 29% |
Credit score:
| 600-619 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,040 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| No | | |
Screen name:
| deal-keeper5 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Other
Purpose of loan: Credit Buiding
This loan will be used to... To create long term payment history (future home purchase)
My financial situation: Secure
I am a good candidate for this loan because... Secure career and I need to build a good credit history due to inactivity in the past. Paid cash for almost everything and that hurts credit report
Monthly net income: $600/ wk
Monthly expenses: $100
Housing: $200 (share rent)
Insurance: $0 (Paid by employer)
Car expenses: $0 (feul paid by employer)
Utilities: $75
Phone, cable, internet: $125
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/20/2012 9:31:04 AM |
Milonguero | $100.00 | 9/20/2012 9:03:23 AM |
duty-viola | $25.00 | 9/20/2012 9:03:45 AM |
twjh | $25.09 | 9/20/2012 9:03:57 AM |
pierrelasvegas | $25.00 | 9/20/2012 9:12:48 AM |
handy-justice | $100.00 | 9/20/2012 9:03:13 AM |
IIP77 | $25.00 | 9/20/2012 9:05:26 AM |
MoneyForNothing | $25.07 | 9/20/2012 9:06:57 AM |
etraboulay | $28.00 | 9/20/2012 9:09:07 AM |
historic-value7 | $300.00 | 9/20/2012 9:09:34 AM |
BankofRon_IRA | $100.00 | 9/20/2012 9:35:51 AM |
Nemo2001 | $25.00 | 9/20/2012 9:40:16 AM |
sweetsassymolassy | $25.00 | 9/20/2012 9:43:09 AM |
wwwUniversal | $25.00 | 9/20/2012 9:43:41 AM |
trumpeter391 | $38.36 | 9/20/2012 9:03:33 AM |
power-chihuahua | $25.00 | 9/20/2012 9:46:08 AM |
RLaumeyer | $70.22 | 9/20/2012 9:04:48 AM |
52digital | $75.00 | 9/20/2012 9:05:00 AM |
jiggaman7 | $39.00 | 9/20/2012 9:25:46 AM |
bob450-roth | $25.00 | 9/20/2012 9:10:34 AM |
durability-ace9 | $30.00 | 9/20/2012 9:27:27 AM |
money-baron-Roth401k | $25.00 | 9/20/2012 9:34:09 AM |
persist_in_doing | $25.00 | 9/20/2012 9:36:20 AM |
kinder-credit-bear | $250.00 | 9/20/2012 9:20:00 AM |
felicity-contributor3 | $25.00 | 9/20/2012 9:23:43 AM |
ALANGREANSPAN | $25.00 | 9/20/2012 9:46:58 AM |
NekHoldings | $25.00 | 9/20/2012 9:27:19 AM |
azazle | $50.00 | 9/20/2012 9:29:45 AM |
jazzlender | $25.00 | 9/20/2012 9:40:11 AM |
bubb_hans | $25.00 | 9/20/2012 9:43:00 AM |
sasquatch5 | $25.00 | 9/20/2012 9:43:31 AM |
credit-missile | $25.00 | 9/20/2012 9:06:27 AM |
fabulous-community4 | $60.00 | 9/20/2012 9:32:54 AM |
credit-missile | $75.00 | 9/20/2012 9:03:51 AM |
LittleMingo | $25.00 | 9/20/2012 9:04:10 AM |
yield-lion2 | $50.00 | 9/20/2012 9:21:07 AM |
credit-missile | $25.00 | 9/20/2012 9:13:29 AM |
finance-prescription | $100.00 | 9/20/2012 9:06:51 AM |
BigSkyFinancial | $60.22 | 9/20/2012 9:08:38 AM |
benevolent-loot5 | $200.00 | 9/20/2012 9:09:25 AM |
houli123 | $25.00 | 9/20/2012 9:09:42 AM |
imogen22 | $50.00 | 9/20/2012 9:10:37 AM |
vivid-return426 | $25.00 | 9/20/2012 9:13:01 AM |
caper945 | $100.00 | 9/20/2012 9:04:26 AM |
trade-boots1 | $100.00 | 9/20/2012 9:05:31 AM |
corporatejim | $36.03 | 9/20/2012 9:05:57 AM |
careful-vigilance4 | $25.00 | 9/20/2012 9:36:23 AM |
techs | $25.00 | 9/20/2012 9:37:17 AM |
RGlad | $150.00 | 9/20/2012 9:03:49 AM |
lowrater | $100.70 | 9/20/2012 9:04:28 AM |
productive-note2 | $50.00 | 9/20/2012 9:21:05 AM |
enriching-dollar1 | $100.00 | 9/20/2012 9:08:15 AM |
fcrick | $25.00 | 9/20/2012 9:24:34 AM |
tylerfd | $50.00 | 9/20/2012 9:11:15 AM |
scholarly-order6 | $75.00 | 9/20/2012 9:11:26 AM |
whitegold24k | $174.27 | 9/20/2012 9:30:22 AM |
refresher211 | $25.00 | 9/20/2012 9:14:03 AM |
enchanted-note14 | $25.00 | 9/20/2012 9:36:37 AM |
DasMula | $100.00 | 9/20/2012 9:37:16 AM |
vutah | $25.00 | 9/20/2012 9:17:11 AM |
money-surge1 | $25.00 | 9/20/2012 9:45:28 AM |
SOP_Bank | $25.00 | 9/20/2012 9:45:38 AM |
wealth-multiplier | $25.00 | 9/20/2012 9:21:59 AM |
Fitiwalt7 | $25.00 | 9/20/2012 9:24:48 AM |
Bank42 | $13.04 | 9/20/2012 9:50:38 AM |
BBsapphire-2-loan | $100.00 | 9/20/2012 9:31:34 AM |
lucrative-loan | $100.00 | 9/20/2012 9:31:56 AM |
Bendan | $100.00 | 9/20/2012 9:32:16 AM |
balanced-balance6 | $25.00 | 9/20/2012 9:43:35 AM |
69 Investments
|
Borrower Payment Dependent Notes Series
642475
This series of Notes was issued and sold upon the funding of the borrower loan #74832, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $222.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| 19% |
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,972 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| note-association9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
finish off paying off the remaining 2 credit cards i have left-all the rest paid off in full
My financial situation:
I am a good candidate for this loan because...
I have great stability-17 years homeowner at current address, 27 years same type of work,823 credit score
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bank_Of_XL | $25.00 | 9/20/2012 9:02:41 AM |
windguy | $50.00 | 9/20/2012 9:18:49 AM |
obduro_1 | $25.00 | 9/20/2012 9:03:36 AM |
kenji4861 | $25.00 | 9/20/2012 9:55:28 AM |
Rockymtnhi | $100.00 | 9/20/2012 10:03:43 AM |
bazaar-tulip | $25.00 | 9/20/2012 10:06:54 AM |
Taxman44 | $25.00 | 9/20/2012 9:45:56 AM |
HikeMoab | $50.00 | 9/20/2012 9:36:55 AM |
Castellan | $50.00 | 9/20/2012 9:46:24 AM |
transparency-position | $99.00 | 9/20/2012 11:29:50 AM |
axl163 | $25.00 | 9/20/2012 2:19:28 PM |
themoneydoctor | $119.43 | 9/20/2012 3:36:38 PM |
Kessler | $26.00 | 9/20/2012 5:00:39 PM |
JustMee | $25.00 | 9/20/2012 11:25:02 AM |
deal-kung-fu | $70.00 | 9/20/2012 10:17:13 AM |
responsibility-butterfly | $25.00 | 9/20/2012 1:07:53 PM |
excellent-funds649 | $50.00 | 9/20/2012 5:12:42 PM |
RGlad | $100.00 | 9/20/2012 5:07:43 PM |
one-midas | $50.00 | 9/20/2012 7:36:46 PM |
weiyinsan | $25.00 | 9/21/2012 4:53:05 AM |
worth21 | $25.00 | 9/21/2012 8:16:11 AM |
MI2 | $5,000.00 | 9/21/2012 12:27:59 PM |
pdub | $500.00 | 9/21/2012 12:21:17 PM |
Kyileo | $25.00 | 9/21/2012 1:13:03 PM |
charming-balance5 | $100.00 | 9/21/2012 4:30:31 PM |
heerzaquestion | $75.00 | 9/21/2012 4:56:39 PM |
lm75 | $30.00 | 9/21/2012 5:00:53 PM |
producer455 | $25.00 | 9/21/2012 4:26:08 PM |
compatible-deal9 | $50.00 | 9/21/2012 1:14:15 PM |
vtrentster | $25.00 | 9/21/2012 2:23:41 PM |
charming-balance5 | $100.00 | 9/21/2012 4:34:47 PM |
TheDorito | $100.00 | 9/21/2012 7:14:43 PM |
availableloan | $25.00 | 9/22/2012 12:28:24 AM |
Kissabledevil | $25.00 | 9/21/2012 7:41:30 PM |
bill-booster5 | $25.00 | 9/21/2012 9:44:15 PM |
houli123 | $50.00 | 9/22/2012 3:11:38 AM |
Investing-in-you-2 | $32.51 | 9/22/2012 3:31:20 AM |
Aberdeen | $100.00 | 9/20/2012 10:10:09 AM |
spartacusiam | $25.00 | 9/20/2012 9:10:02 AM |
socrates520 | $50.00 | 9/20/2012 9:22:07 AM |
imogen22 | $50.00 | 9/20/2012 9:09:55 AM |
logical-reward8 | $25.00 | 9/20/2012 9:09:38 AM |
julijask | $100.00 | 9/20/2012 10:10:38 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:39 AM |
blot44 | $25.00 | 9/20/2012 4:13:45 PM |
transaction-keeper5 | $25.00 | 9/20/2012 10:42:22 AM |
jubilant-capital1 | $100.00 | 9/20/2012 3:12:47 PM |
community-burrito9 | $65.00 | 9/20/2012 3:21:30 PM |
blue-order-comet | $100.00 | 9/20/2012 6:41:06 PM |
cerebral-dollar773 | $25.00 | 9/21/2012 4:01:02 AM |
GoldenKoi | $100.00 | 9/21/2012 4:07:40 AM |
napmanger | $100.00 | 9/20/2012 8:59:06 PM |
john0720 | $25.00 | 9/21/2012 7:08:04 AM |
mighty-return326 | $200.00 | 9/21/2012 7:19:11 AM |
proud-money9 | $50.00 | 9/21/2012 9:13:29 AM |
crdcteng | $25.00 | 9/21/2012 11:23:26 AM |
giftgold | $25.00 | 9/21/2012 12:53:09 PM |
leverage-monger | $25.00 | 9/21/2012 1:53:01 PM |
azazle | $50.00 | 9/21/2012 1:40:52 PM |
Oakland | $50.00 | 9/21/2012 4:37:57 PM |
transparent-loot6 | $25.00 | 9/21/2012 5:37:22 PM |
nevee | $30.00 | 9/21/2012 5:21:58 PM |
themoneydoctor | $121.76 | 9/21/2012 5:38:28 PM |
thankful-nickel2 | $25.00 | 9/21/2012 8:14:59 PM |
penny-drum7 | $50.00 | 9/21/2012 7:32:59 PM |
FWF-kinetic | $25.00 | 9/21/2012 9:43:15 PM |
appetizing-gold4 | $25.00 | 9/21/2012 9:58:16 PM |
Ganadai | $25.00 | 9/21/2012 6:20:47 PM |
Military_Money_Wise | $6.30 | 9/22/2012 4:11:09 AM |
LenderByDay | $25.00 | 9/21/2012 7:17:36 PM |
Megaton | $25.00 | 9/21/2012 8:31:21 PM |
best-bonafide-p2p | $50.00 | 9/21/2012 8:39:12 PM |
chac | $1,000.00 | 9/21/2012 9:29:01 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
642477
This series of Notes was issued and sold upon the funding of the borrower loan #75376, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-20-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 11.79% |
Borrower rate/APR:
| 12.79% / 18.53% |
Monthly payment:
| $892.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.60% | | |
| |
Estimated return*:
| 5.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 7 |
Current / open credit lines:
| 4
/
3 | Length of status: | 5y 2m |
Amount delinquent:
| $62,348 |
Total credit lines:
| 24 |
Occupation: | Pharmacist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $277 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 36 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| enriched-bazaar5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
durability-seahorse7 | $50.00 | 9/20/2012 5:11:57 PM |
wealth-funkmaster8 | $25.00 | 9/20/2012 5:25:30 PM |
Plow_n_Sow | $75.00 | 9/20/2012 5:03:39 PM |
Bendistraw | $25.00 | 9/20/2012 5:32:07 PM |
tenacious-affluence | $25.00 | 9/20/2012 5:35:32 PM |
bazaar-tulip | $25.00 | 9/20/2012 5:34:36 PM |
MicroLender357 | $25.00 | 9/20/2012 5:47:24 PM |
ready-justice7 | $50.00 | 9/20/2012 5:32:21 PM |
punctual-contract256 | $25.00 | 9/20/2012 5:45:50 PM |
note-willow8 | $25.00 | 9/20/2012 5:47:30 PM |
velocity-scrutinzer6 | $100.00 | 9/20/2012 5:54:58 PM |
jga516 | $25.00 | 9/20/2012 8:20:08 PM |
a-social-nebula | $50.00 | 9/20/2012 8:45:10 PM |
versatile-dime442 | $250.00 | 9/21/2012 9:25:56 AM |
LeReve | $500.00 | 9/21/2012 9:29:24 AM |
the-profit-oracle | $25.00 | 9/21/2012 9:56:36 AM |
friendly-gold | $25.00 | 9/21/2012 9:45:19 AM |
benevolent-transaction090 | $50.00 | 9/21/2012 10:12:25 AM |
runner262 | $25.00 | 9/21/2012 10:13:33 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:53 AM |
InvestorATL | $50.00 | 9/21/2012 1:40:30 PM |
RotJ | $100.00 | 9/21/2012 12:36:35 PM |
xplnusa | $26.18 | 9/21/2012 2:06:29 PM |
sincere-agreement9 | $25.00 | 9/21/2012 3:13:16 PM |
penny-kahuna0 | $25.00 | 9/21/2012 3:41:25 PM |
Use_It_Wisely | $25.00 | 9/21/2012 2:44:18 PM |
Relaxo | $250.00 | 9/21/2012 3:48:10 PM |
kulender | $50.00 | 9/21/2012 1:49:48 PM |
decisive-income7 | $500.00 | 9/21/2012 5:06:49 PM |
plentiful-return386 | $50.00 | 9/21/2012 3:33:26 PM |
newest-currency-vibrato | $25.00 | 9/21/2012 4:53:35 PM |
zbfamwl | $25.00 | 9/21/2012 5:28:54 PM |
Vegasjim | $25.00 | 9/21/2012 5:31:11 PM |
britgsb | $50.00 | 9/21/2012 5:46:30 PM |
wise-balanced-moola | $25.00 | 9/21/2012 5:36:11 PM |
durability-ace9 | $30.00 | 9/21/2012 6:20:08 PM |
tmdmf | $25.00 | 9/21/2012 5:51:08 PM |
Kissabledevil | $25.00 | 9/21/2012 7:37:32 PM |
coin-tweet | $50.00 | 9/21/2012 6:55:59 PM |
KLCRAY | $25.00 | 9/22/2012 1:35:25 AM |
Ruckus888 | $108.60 | 9/21/2012 7:09:27 PM |
LenderByDay | $25.00 | 9/21/2012 7:14:01 PM |
brainy-penny5 | $25.00 | 9/22/2012 3:41:35 AM |
Bubba-doggie-dog | $25.00 | 9/22/2012 6:44:45 AM |
orange-coin-walnut | $75.00 | 9/22/2012 4:58:40 AM |
rockhound84 | $0.59 | 9/22/2012 7:12:43 AM |
professional-durability229 | $30.00 | 9/21/2012 9:18:38 PM |
MateCocido | $36.00 | 9/22/2012 6:37:01 AM |
fmanjoo | $25.00 | 9/20/2012 5:27:48 PM |
wildguy | $50.00 | 9/20/2012 5:18:03 PM |
tranquil-note5 | $50.00 | 9/20/2012 5:46:34 PM |
decisive-income7 | $2,500.00 | 9/20/2012 5:04:42 PM |
Gold-bug | $50.00 | 9/20/2012 6:01:32 PM |
platinum-lightning | $50.00 | 9/20/2012 6:04:25 PM |
Taxman44 | $25.00 | 9/20/2012 5:42:06 PM |
brainy-credit1 | $40.00 | 9/20/2012 5:48:26 PM |
toblerone | $25.00 | 9/20/2012 6:13:54 PM |
intuitive-benefit3 | $100.00 | 9/20/2012 5:43:41 PM |
excellent-funds649 | $130.00 | 9/20/2012 5:55:48 PM |
urbane-income7 | $25.00 | 9/20/2012 5:56:34 PM |
nickel-karate5 | $100.00 | 9/20/2012 7:36:04 PM |
smart-platinum7 | $33.82 | 9/21/2012 1:38:06 AM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:26 AM |
EthanColeInvestingGroup | $100.00 | 9/20/2012 7:14:36 PM |
borisnestor | $25.00 | 9/21/2012 4:47:27 AM |
bold-sunny-generosity | $25.00 | 9/21/2012 5:48:34 AM |
loot-chemistry2 | $101.00 | 9/20/2012 10:31:35 PM |
mlender | $25.00 | 9/21/2012 12:55:18 AM |
first-careful-currency | $300.00 | 9/21/2012 9:11:11 AM |
radforj22 | $54.10 | 9/21/2012 4:22:07 AM |
listing-dreams1 | $25.00 | 9/21/2012 7:13:44 AM |
loyalist1 | $100.00 | 9/21/2012 8:19:28 AM |
a-finance-nirvana | $25.00 | 9/21/2012 9:26:48 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:35 AM |
lionheart722 | $100.00 | 9/21/2012 9:52:40 AM |
hard-working-rate3 | $25.00 | 9/21/2012 9:58:14 AM |
rescue | $33.00 | 9/21/2012 10:12:19 AM |
jennifer55126 | $25.00 | 9/21/2012 9:34:56 AM |
first-social-sensai | $75.00 | 9/21/2012 10:40:04 AM |
adventurer447 | $300.00 | 9/21/2012 9:46:45 AM |
wwwUniversal | $25.00 | 9/21/2012 10:41:08 AM |
magical-kindness888888 | $50.00 | 9/21/2012 10:47:44 AM |
commanding-bid973 | $200.00 | 9/21/2012 12:57:36 PM |
letsmakeitsuccessful | $25.00 | 9/21/2012 10:06:31 AM |
elfincove | $50.00 | 9/21/2012 2:10:10 PM |
top-p2p-jubilee | $54.25 | 9/21/2012 1:08:33 PM |
compatible-deal9 | $25.00 | 9/21/2012 1:16:21 PM |
flibinite | $50.00 | 9/21/2012 1:33:37 PM |
revenue-serenity | $25.00 | 9/21/2012 3:28:20 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:51:01 PM |
Peacepower | $30.00 | 9/21/2012 4:14:16 PM |
pdub | $500.00 | 9/21/2012 12:21:19 PM |
sophisticated-return496 | $25.00 | 9/21/2012 3:11:38 PM |
knowledgeable-silver6 | $25.00 | 9/21/2012 5:08:14 PM |
Kyne | $100.00 | 9/21/2012 4:28:27 PM |
Investoman | $25.00 | 9/21/2012 5:21:35 PM |
supernova719 | $30.00 | 9/21/2012 5:29:23 PM |
bold-direct-asset | $50.00 | 9/21/2012 5:11:43 PM |
nourishing-interest0 | $25.00 | 9/21/2012 5:38:32 PM |
FORESTCITYCAPITAL | $50.00 | 9/21/2012 5:57:33 PM |
Tonusb0 | $25.00 | 9/21/2012 5:58:24 PM |
best-phenomenal-treasure | $25.00 | 9/21/2012 6:14:51 PM |
happydance09 | $51.44 | 9/21/2012 7:48:00 PM |
HogLeg | $25.00 | 9/21/2012 6:32:31 PM |
Iowa65 | $36.02 | 9/22/2012 4:02:52 AM |
hardatwork1 | $25.00 | 9/22/2012 4:22:22 AM |
Shomee_dmoney | $25.00 | 9/21/2012 11:29:34 PM |
top-independent-nickel | $25.00 | 9/22/2012 5:16:50 AM |
felicity-neutron4 | $25.00 | 9/22/2012 6:25:10 AM |
orange-agreement-historian | $25.00 | 9/22/2012 6:58:46 AM |
110 Investments
|
Borrower Payment Dependent Notes Series
642483
This series of Notes was issued and sold upon the funding of the borrower loan #75100, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Self-employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
10 | Length of status: | 2y 4m |
Amount delinquent:
| $294 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $2,286 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| listing-gravity |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2012)
|
Principal balance:
| $3,485.23 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan: To pay off two bills
This loan will be used to... Pay off my credit card bills
My financial situation: JP Morgan Chase
I am a good candidate for this loan because... I work hard to meet my monthly obligations. I am always looking for more ways to create income. I recently began a new business that will enable me to pay off this loan as well as meet my monthly obligations.
Monthly net income: $1981.00
Monthly expenses: $1587.96
Housing: $287.72 (I pay a second mortgage. My husband pay all others)
Insurance: $ Husband pays
Car expenses: $362.53
Utilities: $220.00 (I pay the electric bill. My husband pays all other utilities)
Phone, cable, internet: $Husband pays
Food, entertainment: $250.00 approx. (My husband and I take turns grocery shopping)
Clothing, household expenses: $ I rarely shop for clothing
Credit cards and other loans: $307.71
Other expenses: $160.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $100.00 | 9/21/2012 5:04:40 PM |
AF-Chief | $25.00 | 9/21/2012 5:27:30 PM |
Bank42 | $25.00 | 9/21/2012 7:19:13 PM |
Skynxhunt | $25.00 | 9/22/2012 9:32:22 AM |
melodious-capital3 | $25.00 | 9/22/2012 10:49:27 AM |
basis-hero8 | $25.00 | 9/22/2012 11:01:58 AM |
SomebodysMom | $30.00 | 9/22/2012 9:02:03 AM |
TheCount | $25.00 | 9/22/2012 12:38:13 PM |
reward-adventure | $29.00 | 9/22/2012 1:18:19 PM |
deal-hickory5 | $66.00 | 9/22/2012 1:48:46 PM |
CalBear08 | $33.33 | 9/22/2012 6:35:57 PM |
greenback-snowdome1 | $100.00 | 9/22/2012 7:17:46 PM |
s_man1 | $25.00 | 9/22/2012 6:59:56 PM |
merciful-gain6 | $29.14 | 9/23/2012 1:12:29 AM |
social-zebra | $30.00 | 9/23/2012 8:23:42 AM |
integrity-builder | $25.00 | 9/23/2012 7:54:05 AM |
durability-seahorse7 | $50.00 | 9/23/2012 12:35:05 PM |
enriching-dollar1 | $37.00 | 9/23/2012 12:38:54 PM |
california111 | $100.00 | 9/23/2012 3:22:33 PM |
dollardave | $50.00 | 9/23/2012 1:03:13 PM |
copper | $50.00 | 9/23/2012 12:49:16 PM |
contract-equinox | $25.00 | 9/23/2012 11:10:24 PM |
Kunakiku | $50.00 | 9/23/2012 8:32:37 PM |
just-finance2 | $25.00 | 9/24/2012 5:41:54 AM |
cmg891 | $25.00 | 9/24/2012 6:18:03 AM |
social-attraction463 | $50.00 | 9/24/2012 3:54:34 AM |
brainy-wampum9 | $400.00 | 9/24/2012 4:15:24 AM |
Leshan | $100.00 | 9/24/2012 7:14:27 AM |
quirky1981 | $25.00 | 9/24/2012 8:03:44 AM |
desertoasis | $25.00 | 9/24/2012 9:16:43 AM |
Miami | $25.00 | 9/24/2012 9:40:01 AM |
sgt-schultz | $25.00 | 9/24/2012 10:33:33 AM |
green28 | $50.00 | 9/24/2012 1:28:17 PM |
asset-linkage | $25.00 | 9/24/2012 10:11:38 AM |
trade-defender | $25.00 | 9/24/2012 3:04:37 PM |
piano55 | $25.00 | 9/24/2012 10:47:56 AM |
num1irish | $40.00 | 9/24/2012 2:02:05 PM |
gain-expert | $30.00 | 9/24/2012 3:00:38 PM |
whitewolf7 | $30.00 | 9/24/2012 4:29:08 PM |
USMC0311 | $25.00 | 9/24/2012 4:10:44 PM |
palmetto933 | $25.00 | 9/24/2012 4:45:05 PM |
truth-edifice5 | $60.00 | 9/24/2012 5:12:51 PM |
useful-money715 | $25.00 | 9/24/2012 5:21:27 PM |
Soothsayer | $26.90 | 9/24/2012 5:33:57 PM |
Glory_Honor_Orange | $16.10 | 9/24/2012 5:40:47 PM |
bewitching-dollar5 | $100.00 | 9/21/2012 6:00:50 PM |
dudebrah | $25.00 | 9/21/2012 6:58:03 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:44 PM |
papaloha | $33.00 | 9/21/2012 10:01:17 PM |
EnglishGeekInNYC | $50.00 | 9/21/2012 6:15:15 PM |
blazing-silver524 | $25.00 | 9/22/2012 4:37:48 AM |
wishihadmore | $25.00 | 9/22/2012 5:07:42 AM |
responsibility-butterfly | $25.00 | 9/22/2012 8:29:02 AM |
RothySkynx | $25.00 | 9/22/2012 9:37:05 AM |
Angel_Investor_7 | $25.00 | 9/22/2012 12:00:32 PM |
IIP77 | $25.00 | 9/22/2012 12:57:40 PM |
money-baron-Roth401k | $25.00 | 9/22/2012 1:20:02 PM |
life-is-great | $25.00 | 9/22/2012 1:12:13 PM |
vigilance-spinner3 | $25.00 | 9/22/2012 1:16:07 PM |
tech310 | $50.00 | 9/22/2012 1:58:30 PM |
NorthernFunds | $25.00 | 9/22/2012 3:39:47 PM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:29 AM |
bid-lightning9 | $25.00 | 9/23/2012 3:27:29 AM |
impala6464 | $30.00 | 9/22/2012 6:58:55 PM |
reasonable-nickel6 | $25.00 | 9/23/2012 12:23:26 PM |
contract-lionheart | $26.58 | 9/23/2012 2:24:07 PM |
integrity-parsec | $30.32 | 9/23/2012 4:40:52 PM |
sensible-fund | $25.00 | 9/23/2012 2:48:20 PM |
fervent-commerce | $36.00 | 9/24/2012 6:18:58 AM |
KB-IRA | $73.52 | 9/24/2012 7:20:28 AM |
contract-student2 | $30.00 | 9/24/2012 7:28:11 AM |
HenryS | $30.00 | 9/24/2012 9:41:23 AM |
ready-vigilance3 | $50.00 | 9/24/2012 9:13:07 AM |
mpatrick | $50.00 | 9/24/2012 9:21:31 AM |
SouthernRemarketing | $25.00 | 9/24/2012 10:43:34 AM |
speedy-finance6 | $50.00 | 9/24/2012 10:58:54 AM |
ready-agreement5 | $50.00 | 9/24/2012 11:02:42 AM |
MyPFBlog | $25.00 | 9/24/2012 11:16:46 AM |
tolerant-responsibility051 | $500.00 | 9/24/2012 9:59:56 AM |
Weaverville | $25.00 | 9/24/2012 3:33:12 PM |
p2p-mushroom1 | $25.00 | 9/24/2012 4:58:41 PM |
diversification-infusion1 | $25.00 | 9/24/2012 11:28:19 AM |
lunareclipse | $25.00 | 9/24/2012 12:48:09 PM |
penny-champ5 | $25.00 | 9/24/2012 1:15:53 PM |
alaskan1 | $29.54 | 9/24/2012 2:30:03 PM |
YesMatt | $25.57 | 9/24/2012 4:46:39 PM |
direct-social3 | $48.00 | 9/24/2012 5:37:08 PM |
yield-hut | $25.00 | 9/24/2012 5:39:04 PM |
Vaanolo | $25.00 | 9/24/2012 5:40:40 PM |
89 Investments
|
Borrower Payment Dependent Notes Series
642487
This series of Notes was issued and sold upon the funding of the borrower loan #74889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $108.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 9y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,706 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| finance-kung-fu0 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan: household expense
This loan will be used to...fix vehicle, replace some appliances,
My financial situation: First Security Bank
I am a good candidate for this loan because...I have a steady monthly income, I have cut expenses so I can try to get this loan to bring my credit score back up
Monthly net income: $2216.00
Monthly expenses: $1850.00
Housing: $595.00 monthly
Insurance: $0
Car expenses: $270.00 gas, and insurance
Utilities: $185.00
Phone, cable, internet: $107.00
Food, entertainment: $500.00
Clothing, household expenses: $50.00
Credit cards and other loans: $100.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-microscope2 | $200.00 | 9/20/2012 9:03:06 AM |
Beld | $50.00 | 9/20/2012 9:08:10 AM |
special-dinero553 | $25.00 | 9/20/2012 9:12:03 AM |
pierrelasvegas | $25.00 | 9/20/2012 9:12:30 AM |
velocityasaurus-rex4 | $100.00 | 9/20/2012 9:07:50 AM |
abundanceforever | $52.50 | 9/20/2012 9:11:20 AM |
mikrolown | $25.00 | 9/20/2012 9:14:42 AM |
j2ee | $50.00 | 9/20/2012 9:04:12 AM |
dmunySF | $50.00 | 9/20/2012 9:15:46 AM |
nickel-ferret | $25.00 | 9/20/2012 9:13:50 AM |
versatile-dime442 | $250.00 | 9/20/2012 9:16:51 AM |
order-tamale | $400.00 | 9/20/2012 9:02:29 AM |
LeReve | $500.00 | 9/20/2012 9:20:08 AM |
dynamic-money271 | $100.00 | 9/20/2012 9:19:29 AM |
historic-value7 | $100.00 | 9/20/2012 9:09:07 AM |
well-rounded-payout0 | $25.00 | 9/20/2012 9:10:09 AM |
radiant-dollar9 | $200.00 | 9/20/2012 9:16:18 AM |
majestic-note6 | $200.00 | 9/20/2012 9:17:02 AM |
new-gold-wrangler | $622.50 | 9/20/2012 9:21:43 AM |
19 Investments
|
Borrower Payment Dependent Notes Series
642501
This series of Notes was issued and sold upon the funding of the borrower loan #75428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 29.57% |
Borrower rate/APR:
| 30.57% / 33.30% |
Monthly payment:
| $130.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 15.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 13y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,453 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| immaculate-transparency7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 5 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2011)
640-659
(Nov-2011)
700-719
(Dec-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
Business
Purpose of loan:
I am relocating my office and need some working capital to help with the move.
My financial situation:
I have borrowed monies from Prosper in each of the past two years and have repaid both loans within 9 months of inception. My lucrative financial time of the year is between January and April; therefore, I will be able to repay this loan by April 2013.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
yield-lion2 | $50.00 | 9/20/2012 6:10:14 PM |
credit-missile | $100.00 | 9/20/2012 9:50:02 PM |
DasMula | $100.00 | 9/20/2012 5:04:54 PM |
deal-enthusiast | $50.00 | 9/20/2012 5:07:35 PM |
transaction-keeper5 | $25.00 | 9/20/2012 5:15:39 PM |
BankofRon_IRA | $100.00 | 9/20/2012 5:20:25 PM |
money-baron | $50.00 | 9/20/2012 5:23:55 PM |
lowrater | $125.70 | 9/20/2012 5:02:15 PM |
MoneyForNothing | $25.05 | 9/20/2012 5:05:31 PM |
duty-viola | $25.00 | 9/20/2012 5:07:16 PM |
adaptable-return21 | $50.00 | 9/20/2012 5:02:04 PM |
money-baron-Roth401k | $25.00 | 9/20/2012 5:48:04 PM |
sensible-fund | $51.03 | 9/20/2012 5:25:04 PM |
the-credit-maker | $25.00 | 9/20/2012 5:59:27 PM |
persist_in_doing | $25.00 | 9/20/2012 5:30:02 PM |
careful-vigilance4 | $25.00 | 9/20/2012 5:35:53 PM |
katnmouse | $30.00 | 9/20/2012 7:12:57 PM |
mindful-generosity1 | $50.00 | 9/20/2012 6:09:35 PM |
investech | $25.00 | 9/20/2012 10:02:41 PM |
graceful-investment | $106.00 | 9/20/2012 10:12:18 PM |
Winged_Inspirations | $25.00 | 9/20/2012 6:23:35 PM |
organic-treasure | $37.55 | 9/20/2012 7:49:24 PM |
ChoiceInvestments | $28.50 | 9/20/2012 7:54:48 PM |
melodious-openness | $249.59 | 9/20/2012 8:31:42 PM |
newest-currency-vibrato | $100.00 | 9/20/2012 9:24:15 PM |
chitownguy27 | $25.00 | 9/20/2012 6:19:28 PM |
order-gondola | $25.00 | 9/20/2012 10:41:52 PM |
snm2001 | $25.00 | 9/20/2012 6:29:35 PM |
enthusiast758 | $100.00 | 9/20/2012 7:24:27 PM |
broker048 | $25.00 | 9/20/2012 8:00:31 PM |
red-benefit-ruler | $50.00 | 9/20/2012 8:33:33 PM |
a-social-nebula | $50.00 | 9/20/2012 8:45:11 PM |
BigHorizon | $250.00 | 9/20/2012 9:30:11 PM |
azazle | $50.00 | 9/20/2012 10:18:48 PM |
DevinHill | $25.00 | 9/20/2012 10:43:09 PM |
MoneyForNothing | $4.91 | 9/20/2012 10:45:47 PM |
fabulous-community4 | $50.00 | 9/20/2012 5:37:00 PM |
PrimeFunding | $25.00 | 9/20/2012 5:56:36 PM |
credit-missile | $25.00 | 9/20/2012 9:51:04 PM |
DasMula | $482.00 | 9/20/2012 5:07:05 PM |
brondero | $41.00 | 9/20/2012 5:14:01 PM |
power-chihuahua | $25.00 | 9/20/2012 5:25:37 PM |
handy-justice | $50.00 | 9/20/2012 5:03:28 PM |
DasMula | $50.00 | 9/20/2012 5:04:41 PM |
understanding-dollar67 | $25.00 | 9/20/2012 5:40:09 PM |
squeebie | $50.00 | 9/20/2012 5:20:08 PM |
credit-birch | $30.00 | 9/20/2012 5:48:26 PM |
durability-ace9 | $30.00 | 9/20/2012 5:04:10 PM |
cp-family | $50.00 | 9/20/2012 5:20:22 PM |
AF-Chief | $25.00 | 9/20/2012 6:00:00 PM |
networks4ever | $25.00 | 9/20/2012 5:30:12 PM |
fuse136 | $25.00 | 9/20/2012 5:14:38 PM |
52digital | $75.00 | 9/20/2012 5:40:45 PM |
Investor_DP | $200.00 | 9/20/2012 6:25:23 PM |
et28 | $75.00 | 9/20/2012 5:24:12 PM |
felicity-fertilizer6 | $33.67 | 9/20/2012 8:38:47 PM |
pierrelasvegas | $25.00 | 9/20/2012 6:08:54 PM |
peaceful-social7 | $25.00 | 9/20/2012 10:07:08 PM |
larryboy10 | $25.00 | 9/20/2012 6:25:29 PM |
penny-sergeant | $25.00 | 9/20/2012 6:41:20 PM |
Fitiwalt7 | $25.00 | 9/20/2012 8:41:39 PM |
L-Dogg | $25.00 | 9/20/2012 9:44:25 PM |
mlm_invests | $25.00 | 9/20/2012 10:11:23 PM |
CACO_Lender | $25.00 | 9/20/2012 6:21:03 PM |
Dapple33 | $25.00 | 9/20/2012 10:45:33 PM |
amlu1988 | $25.00 | 9/20/2012 6:36:48 PM |
mammalian4 | $50.00 | 9/20/2012 6:56:07 PM |
jeffe43 | $100.00 | 9/20/2012 7:59:33 PM |
hml | $25.00 | 9/20/2012 9:03:19 PM |
magnetic-integrity7 | $25.00 | 9/20/2012 9:05:41 PM |
dkjl | $25.00 | 9/20/2012 9:37:44 PM |
71 Investments
|
Borrower Payment Dependent Notes Series
642511
This series of Notes was issued and sold upon the funding of the borrower loan #75272, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,100.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $412.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 19% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,625 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| jo_maitri |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
consolidate higher interest credit card debt accumulated in grad school due to miscalculating living needs when taking out a loan for a foreign school
My financial situation:
I have had a steady decent paying job (7 years previous work experience + grad school at LSE) in NYC for almost 2 years now and need to pay down credit card debt so I can start saving for other things.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EnglishGeekInNYC | $25.00 | 9/20/2012 5:12:14 PM |
compassion-twister2 | $50.00 | 9/20/2012 5:29:12 PM |
bazaar-tulip | $25.00 | 9/20/2012 5:34:36 PM |
spartacusiam | $25.00 | 9/20/2012 5:46:16 PM |
Castellan | $50.00 | 9/20/2012 5:30:38 PM |
blot44 | $25.00 | 9/20/2012 7:03:47 PM |
lendersf | $50.00 | 9/21/2012 8:43:28 AM |
cerebral-dollar773 | $31.72 | 9/20/2012 8:11:31 PM |
GoldenKoi | $200.00 | 9/21/2012 4:17:02 AM |
california111 | $100.00 | 9/21/2012 7:28:56 AM |
j2ee | $50.00 | 9/21/2012 9:13:32 AM |
kenji4861 | $25.00 | 9/21/2012 9:51:09 AM |
lionheart722 | $100.00 | 9/21/2012 9:52:40 AM |
responsibility-butterfly | $25.00 | 9/21/2012 2:51:02 PM |
pdub | $500.00 | 9/21/2012 12:21:19 PM |
jpblan11 | $25.00 | 9/21/2012 1:06:07 PM |
hopeful_lender | $200.00 | 9/21/2012 7:12:10 PM |
generous-deal6 | $25.00 | 9/21/2012 6:01:10 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:36 PM |
awesome-dollar6 | $100.00 | 9/22/2012 7:23:48 AM |
Leopoldine | $28.00 | 9/22/2012 11:34:53 AM |
Rivervale_Westwood | $50.00 | 9/22/2012 11:28:34 AM |
liberty-point | $75.00 | 9/23/2012 7:23:25 AM |
flo_rida | $100.00 | 9/23/2012 12:37:07 PM |
economy-popcorn | $25.00 | 9/24/2012 6:44:27 AM |
moola-gargantuan9 | $50.00 | 9/24/2012 7:59:35 AM |
nelie150 | $41.95 | 9/24/2012 8:40:37 AM |
herbyman | $50.00 | 9/24/2012 7:39:23 AM |
JpNetInvestments | $100.00 | 9/24/2012 10:32:39 AM |
FlexFunding | $100.00 | 9/24/2012 1:11:25 PM |
community-seahorse0 | $25.00 | 9/24/2012 11:21:03 AM |
green28 | $50.00 | 9/24/2012 1:26:45 PM |
compassionate-payment218 | $25.00 | 9/24/2012 1:28:50 PM |
swampman | $50.00 | 9/24/2012 2:18:20 PM |
likeable-leverage5 | $500.00 | 9/24/2012 2:53:01 PM |
Charmart | $25.00 | 9/24/2012 3:14:38 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:07 PM |
availableloan | $25.00 | 9/24/2012 5:08:04 PM |
octoberfresh | $25.00 | 9/24/2012 5:21:07 PM |
martinatime | $50.00 | 9/24/2012 5:47:39 PM |
Tradesmanlender | $25.00 | 9/24/2012 5:26:31 PM |
a2190b | $36.00 | 9/24/2012 5:51:05 PM |
Codextreme07 | $27.40 | 9/24/2012 6:00:48 PM |
heartpounding-loyalty7 | $25.00 | 9/24/2012 5:58:05 PM |
BigBag | $25.00 | 9/25/2012 5:39:45 AM |
bletourn | $25.00 | 9/24/2012 7:36:42 PM |
loyalty-hornet6 | $25.00 | 9/25/2012 6:34:37 AM |
platinum-czar | $50.00 | 9/24/2012 8:00:27 PM |
promise2 | $25.00 | 9/24/2012 10:45:49 PM |
equallender | $25.00 | 9/24/2012 11:13:13 PM |
safe-commerce | $25.00 | 9/25/2012 1:48:12 AM |
KLCRAY | $50.00 | 9/25/2012 2:19:58 AM |
TryingToHelpUsBoth | $25.00 | 9/25/2012 3:22:52 AM |
BlessedEveryDay | $25.00 | 9/25/2012 4:59:39 AM |
SherrieT | $50.00 | 9/25/2012 9:01:38 AM |
reward-excellency1 | $25.00 | 9/25/2012 6:42:47 AM |
emergencyMD | $25.00 | 9/25/2012 7:54:35 AM |
Leshan | $50.00 | 9/25/2012 7:33:04 AM |
blue-laudable-dinero | $25.00 | 9/25/2012 8:26:38 AM |
Nopa | $25.00 | 9/25/2012 9:07:55 AM |
responsibility-aurora | $25.00 | 9/25/2012 9:00:30 AM |
Suit | $146.72 | 9/25/2012 8:51:41 AM |
bonus-quark4 | $25.00 | 9/25/2012 8:55:45 AM |
riproaringrapids | $50.00 | 9/25/2012 9:06:56 AM |
Plutis | $25.00 | 9/25/2012 9:06:11 AM |
geekguy | $25.00 | 9/25/2012 9:42:58 AM |
green-revenue-rocker | $25.00 | 9/25/2012 9:26:07 AM |
Great-Mom | $25.00 | 9/25/2012 9:51:30 AM |
leeball | $50.00 | 9/25/2012 9:35:34 AM |
Mantis75 | $25.00 | 9/25/2012 9:58:27 AM |
commanding-treasure2 | $75.00 | 9/25/2012 9:40:12 AM |
jmb_lending | $25.00 | 9/25/2012 10:05:16 AM |
Aimvest | $25.00 | 9/25/2012 9:51:56 AM |
AFairDeal | $25.00 | 9/25/2012 9:47:22 AM |
TLIngram | $25.00 | 9/25/2012 9:58:01 AM |
Clambake | $25.00 | 9/25/2012 9:58:47 AM |
proper-exchange8 | $50.00 | 9/25/2012 10:01:22 AM |
american6 | $50.00 | 9/25/2012 10:01:41 AM |
Tylerh | $250.00 | 9/25/2012 10:26:48 AM |
prudent-payment316 | $25.00 | 9/25/2012 10:06:04 AM |
mtquan | $25.00 | 9/25/2012 10:12:18 AM |
mindful-deal877 | $25.00 | 9/25/2012 11:54:09 AM |
platinum-attraction | $25.00 | 9/25/2012 10:15:38 AM |
Dave0 | $25.00 | 9/25/2012 10:16:01 AM |
Pickmar | $25.00 | 9/25/2012 12:07:35 PM |
compatible-deal9 | $50.00 | 9/25/2012 12:18:31 PM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:29 PM |
wwwUniversal | $25.00 | 9/25/2012 10:32:53 AM |
organic-responsibility60 | $50.50 | 9/25/2012 3:39:12 PM |
social-tostada9 | $50.00 | 9/25/2012 11:50:58 AM |
Dakota98 | $25.00 | 9/25/2012 4:48:19 PM |
jcech | $25.00 | 9/25/2012 4:53:48 PM |
voipguy88 | $100.00 | 9/25/2012 12:52:34 PM |
market-pudding | $25.00 | 9/25/2012 2:33:56 PM |
attractive-rate | $15.84 | 9/25/2012 5:10:08 PM |
return-blueberry383 | $200.00 | 9/25/2012 3:51:57 PM |
value-fortress3 | $25.00 | 9/25/2012 3:58:31 PM |
bankojerry | $25.00 | 9/25/2012 4:25:10 PM |
ferocious-benefit7 | $25.00 | 9/25/2012 4:33:03 PM |
p2ploan-futurist9 | $50.00 | 9/25/2012 4:37:11 PM |
Taxman44 | $25.00 | 9/20/2012 5:42:07 PM |
velocityasaurus-rex4 | $100.00 | 9/20/2012 5:22:01 PM |
excellent-funds649 | $50.00 | 9/20/2012 5:12:48 PM |
enterprising-exchange6 | $50.00 | 9/20/2012 5:24:39 PM |
logical-reward8 | $25.00 | 9/20/2012 5:52:15 PM |
kfrench | $75.00 | 9/20/2012 5:52:20 PM |
tenacious-affluence | $25.00 | 9/20/2012 5:35:32 PM |
commerce-gargantuan2 | $50.00 | 9/20/2012 5:39:30 PM |
bellaquito | $500.00 | 9/20/2012 6:35:16 PM |
blue-useful-auction | $25.00 | 9/21/2012 6:36:16 AM |
imogen22 | $50.00 | 9/21/2012 9:19:56 AM |
repayment-pagoda8 | $100.00 | 9/21/2012 9:17:37 AM |
windguy | $50.00 | 9/21/2012 9:28:03 AM |
samurai2 | $25.00 | 9/21/2012 9:30:03 AM |
auction-sage | $100.00 | 9/21/2012 9:24:31 AM |
giftgold | $25.00 | 9/21/2012 12:53:11 PM |
penny-kahuna0 | $25.00 | 9/21/2012 3:41:25 PM |
socrates520 | $50.00 | 9/21/2012 5:09:30 PM |
coin-tweet | $50.00 | 9/21/2012 6:56:00 PM |
chac | $300.00 | 9/21/2012 9:43:45 PM |
broosky2 | $100.00 | 9/22/2012 7:03:04 AM |
gentle-gain235 | $50.00 | 9/22/2012 8:24:56 AM |
LongTail | $40.00 | 9/21/2012 10:40:52 PM |
houli123 | $50.00 | 9/22/2012 3:11:42 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:50 AM |
Investoman | $25.00 | 9/22/2012 12:24:58 PM |
loan-mongoose1 | $25.00 | 9/22/2012 12:50:39 PM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:35 PM |
respectful-credit820 | $25.00 | 9/22/2012 4:25:08 PM |
liberty-prometheus6 | $25.00 | 9/23/2012 12:54:23 PM |
CJMC | $25.00 | 9/23/2012 7:01:16 PM |
paladin510 | $30.00 | 9/23/2012 3:42:57 PM |
simplelender80 | $500.00 | 9/24/2012 7:17:03 AM |
prossperous01 | $30.00 | 9/24/2012 8:19:19 AM |
enriching-trade2 | $50.00 | 9/24/2012 9:35:39 AM |
discrete-gold579 | $50.00 | 9/24/2012 3:54:51 PM |
gnuey | $25.00 | 9/24/2012 4:56:35 PM |
gjm6d | $25.00 | 9/24/2012 5:00:51 PM |
SamyFromRI | $25.00 | 9/24/2012 11:48:00 AM |
mad-scientist418 | $25.00 | 9/24/2012 12:19:27 PM |
think_globally_act_locally | $50.00 | 9/24/2012 1:49:10 PM |
radareye2 | $25.00 | 9/24/2012 2:14:32 PM |
misit | $25.00 | 9/24/2012 2:15:57 PM |
azazle | $50.00 | 9/24/2012 2:37:23 PM |
palmetto933 | $25.00 | 9/24/2012 4:45:53 PM |
prudent-dough458 | $25.00 | 9/24/2012 5:18:01 PM |
Darts | $50.00 | 9/24/2012 5:24:01 PM |
thg0703 | $25.00 | 9/24/2012 5:39:22 PM |
kevin314 | $25.00 | 9/24/2012 5:41:30 PM |
useful-money715 | $25.00 | 9/24/2012 5:21:26 PM |
britgsb | $50.00 | 9/24/2012 5:42:13 PM |
YampaQuant | $25.00 | 9/24/2012 5:51:53 PM |
neighborly-hope6 | $100.00 | 9/24/2012 5:58:43 PM |
fairness-symphony2 | $50.00 | 9/24/2012 5:31:35 PM |
cablenews | $100.00 | 9/24/2012 6:04:30 PM |
hitsman | $50.00 | 9/24/2012 5:40:06 PM |
Supernick | $500.00 | 9/24/2012 5:40:31 PM |
newest-bountiful-basis | $25.00 | 9/24/2012 6:01:42 PM |
adaboy65 | $100.00 | 9/24/2012 6:02:32 PM |
dime-cherry | $35.17 | 9/24/2012 7:12:08 PM |
revenue-carnation043 | $25.00 | 9/24/2012 7:26:05 PM |
Earn_money | $25.74 | 9/25/2012 6:14:25 AM |
Steveoo1 | $200.00 | 9/24/2012 7:26:14 PM |
brittany | $100.00 | 9/24/2012 8:11:14 PM |
circustab | $50.00 | 9/25/2012 7:42:20 AM |
Solid-Platinum | $30.00 | 9/25/2012 12:17:44 AM |
PaulW | $40.00 | 9/25/2012 4:26:57 AM |
Mad_Scientist | $25.00 | 9/25/2012 4:45:10 AM |
CFOGO | $25.00 | 9/25/2012 3:46:18 AM |
RememberToForget | $25.00 | 9/25/2012 5:32:31 AM |
Rockymtnhi | $100.00 | 9/25/2012 9:02:29 AM |
prainvestment | $25.00 | 9/25/2012 6:14:33 AM |
Brisket_Bob | $52.53 | 9/25/2012 6:13:18 AM |
tender-wealth0 | $25.00 | 9/25/2012 6:36:58 AM |
Rulea72 | $25.00 | 9/25/2012 7:35:52 AM |
BorthersKeeper | $25.00 | 9/25/2012 7:55:38 AM |
simeonthewhale | $25.00 | 9/25/2012 8:04:06 AM |
retirementlady | $25.00 | 9/25/2012 8:33:16 AM |
miked8303 | $50.00 | 9/25/2012 9:07:32 AM |
credit-coach118 | $35.00 | 9/25/2012 8:52:10 AM |
Empower-personal-responsibility | $25.00 | 9/25/2012 8:33:53 AM |
Suit | $140.00 | 9/25/2012 8:53:24 AM |
NR | $25.00 | 9/25/2012 9:02:40 AM |
agile-diversification2 | $25.00 | 9/25/2012 9:05:22 AM |
Lev8 | $25.00 | 9/25/2012 9:34:41 AM |
impartial-deal | $25.00 | 9/25/2012 9:37:12 AM |
scholarly-benefit5 | $25.00 | 9/25/2012 9:14:35 AM |
damage | $25.00 | 9/25/2012 9:19:03 AM |
gallant-economy9 | $50.00 | 9/25/2012 9:21:06 AM |
GTFreeFlyer | $25.00 | 9/25/2012 9:29:48 AM |
Avala | $100.00 | 9/25/2012 9:41:16 AM |
compoundinterest | $25.00 | 9/25/2012 10:00:44 AM |
Syzygy | $25.00 | 9/25/2012 9:48:04 AM |
TGGGGGGGGGGGGGGG | $25.00 | 9/25/2012 9:38:44 AM |
krisran | $50.00 | 9/25/2012 9:43:29 AM |
rmachi | $25.00 | 9/25/2012 9:52:42 AM |
x-lender | $25.00 | 9/25/2012 10:20:18 AM |
larslfe | $25.00 | 9/25/2012 10:07:23 AM |
dough-souffle | $25.00 | 9/25/2012 10:36:19 AM |
fortytwo | $150.00 | 9/25/2012 10:04:22 AM |
loot-heart | $25.00 | 9/25/2012 10:04:35 AM |
zanglish101 | $30.00 | 9/25/2012 10:40:35 AM |
proud-pound4 | $25.00 | 9/25/2012 11:38:10 AM |
gethsemane4 | $25.00 | 9/25/2012 10:30:29 AM |
handy-money9 | $75.00 | 9/25/2012 10:22:36 AM |
felicity-matrix619 | $500.00 | 9/25/2012 1:47:30 PM |
djs81 | $75.00 | 9/25/2012 10:28:11 AM |
velocity-solo | $25.00 | 9/25/2012 10:28:59 AM |
hard-working-rate3 | $25.00 | 9/25/2012 10:31:30 AM |
meenan | $25.00 | 9/25/2012 10:33:45 AM |
heroic-payout9 | $25.00 | 9/25/2012 11:35:31 AM |
DaveTheWave | $25.00 | 9/25/2012 10:50:07 AM |
atlacatl | $25.00 | 9/25/2012 5:02:35 PM |
rogue_monster | $50.00 | 9/25/2012 11:15:33 AM |
punctual-worth263 | $49.51 | 9/25/2012 3:11:37 PM |
commerceasaurus-rex2 | $25.00 | 9/25/2012 4:01:13 PM |
myduck | $50.00 | 9/25/2012 4:24:01 PM |
moneytolend72 | $25.00 | 9/25/2012 4:29:58 PM |
hope-magnitude8 | $25.00 | 9/25/2012 2:07:16 PM |
elfincove | $46.43 | 9/25/2012 4:19:14 PM |
entertaining-greenback2 | $37.49 | 9/25/2012 4:41:24 PM |
221 Investments
|
Borrower Payment Dependent Notes Series
642517
This series of Notes was issued and sold upon the funding of the borrower loan #75191, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 14% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 9 |
Current / open credit lines:
| 3
/
3 | Length of status: | 13y 3m |
Amount delinquent:
| $16,614 |
Total credit lines:
| 21 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $11 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| nickel-artist1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
durability-seahorse7 | $50.00 | 9/20/2012 9:28:28 AM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:19 AM |
kevin314 | $25.00 | 9/21/2012 9:24:27 AM |
papaloha | $25.00 | 9/21/2012 10:03:56 PM |
RothySkynx | $25.00 | 9/22/2012 9:36:47 AM |
worthy-bid8 | $100.00 | 9/22/2012 1:43:35 PM |
california111 | $100.00 | 9/22/2012 2:03:59 PM |
integrity-builder | $25.00 | 9/23/2012 7:54:04 AM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:18 AM |
reasonable-nickel6 | $25.00 | 9/23/2012 12:23:19 PM |
simplelender80 | $500.00 | 9/24/2012 7:17:01 AM |
first-serene-credit | $25.00 | 9/24/2012 7:49:12 AM |
unforgettable-pound574 | $50.00 | 9/24/2012 5:06:28 PM |
useful-money715 | $25.00 | 9/24/2012 5:21:26 PM |
reward-adventure | $50.00 | 9/24/2012 5:34:42 PM |
direct-social3 | $50.00 | 9/24/2012 5:37:08 PM |
deal-hickory5 | $100.00 | 9/24/2012 5:42:51 PM |
Sunbase | $25.00 | 9/24/2012 5:47:49 PM |
life-is-great | $25.00 | 9/24/2012 5:39:07 PM |
freedomlender | $25.00 | 9/24/2012 5:40:18 PM |
Miami | $25.00 | 9/24/2012 5:47:14 PM |
the-credit-maker | $100.00 | 9/24/2012 5:53:01 PM |
rzlender | $25.00 | 9/24/2012 5:59:08 PM |
smallbizrule | $25.00 | 9/24/2012 10:28:29 PM |
continental2 | $71.22 | 9/25/2012 5:47:08 AM |
KileNSmyth4 | $28.00 | 9/24/2012 7:35:39 PM |
kulender | $50.00 | 9/24/2012 8:56:10 PM |
newegg | $50.00 | 9/25/2012 1:23:57 AM |
motivator72 | $25.00 | 9/25/2012 7:07:54 AM |
affluence-broker | $25.00 | 9/25/2012 9:05:14 AM |
rush4life | $30.00 | 9/25/2012 7:14:12 AM |
lender-inc | $25.50 | 9/25/2012 7:30:17 AM |
cash-reaction2 | $25.00 | 9/25/2012 9:06:31 AM |
capital-investor8 | $25.00 | 9/25/2012 8:41:21 AM |
receptive-affluence035 | $25.00 | 9/25/2012 8:45:32 AM |
tolerant-responsibility051 | $500.00 | 9/25/2012 9:46:04 AM |
engrossing-responsibility0 | $50.00 | 9/25/2012 9:28:47 AM |
roman2008 | $25.00 | 9/25/2012 9:57:55 AM |
HenryS | $27.00 | 9/25/2012 10:02:47 AM |
micko | $25.00 | 9/25/2012 10:05:05 AM |
fascinating-benefit279 | $50.00 | 9/25/2012 10:06:14 AM |
determined-economy460 | $28.13 | 9/25/2012 10:14:45 AM |
PrimeFunding | $25.00 | 9/20/2012 9:31:04 AM |
responsibility-butterfly | $25.00 | 9/20/2012 1:07:53 PM |
GourmetPizzaGuy | $50.00 | 9/21/2012 10:27:17 AM |
pdub | $200.00 | 9/21/2012 12:22:04 PM |
Skynxhunt | $25.00 | 9/22/2012 9:32:17 AM |
NorthernFunds | $25.00 | 9/22/2012 3:39:45 PM |
asset-linkage | $25.00 | 9/24/2012 10:11:33 AM |
Weaverville | $25.00 | 9/24/2012 3:33:09 PM |
gain-expert | $25.00 | 9/24/2012 3:00:07 PM |
Westerly | $25.00 | 9/24/2012 3:14:35 PM |
TheCount | $25.00 | 9/24/2012 5:13:05 PM |
trade-boots1 | $100.00 | 9/24/2012 5:05:23 PM |
durability-ace9 | $30.00 | 9/24/2012 5:15:57 PM |
IIP77 | $25.00 | 9/24/2012 5:19:18 PM |
paytonbrigadier | $250.00 | 9/24/2012 6:00:07 PM |
djh47a | $25.00 | 9/24/2012 5:52:42 PM |
diversification-taco1 | $25.00 | 9/25/2012 5:12:06 AM |
JGENERAL | $100.00 | 9/24/2012 7:15:03 PM |
thenewkaisersoze | $25.00 | 9/24/2012 7:55:47 PM |
eagle1271 | $30.00 | 9/24/2012 9:37:49 PM |
fervent-commerce | $38.28 | 9/25/2012 5:41:39 AM |
rabbidlender | $25.00 | 9/25/2012 7:02:45 AM |
dedicated-transaction796 | $25.00 | 9/25/2012 9:27:41 AM |
cp-family | $50.00 | 9/25/2012 9:27:05 AM |
wizbiz717 | $25.00 | 9/25/2012 9:36:50 AM |
PadreAyudate | $26.87 | 9/25/2012 10:14:06 AM |
the-laudable-peso | $40.00 | 9/25/2012 10:08:36 AM |
euro-banker | $25.00 | 9/25/2012 10:12:51 AM |
transparent-silver6 | $25.00 | 9/25/2012 10:13:32 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
642525
This series of Notes was issued and sold upon the funding of the borrower loan #74766, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,650.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $535.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 17% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| databaseguy |
Borrower's state:
| NewHampshire |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 4 |
On-time:
| 78 ( 96% )
| 720-739 (Latest)
|
Principal borrowed:
| $20,640.00 | < 31 days late:
| 3
( 4% )
| 700-719
(Nov-2011)
620-639
(Sep-2010)
640-659
(Sep-2009)
600-619
(Aug-2009)
|
Principal balance:
| $8,240.11 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 81 | | |
Description
Proven Borrower on Prosper
My financial situation:
Previous Prosper loans paid off early
More than adequate income to cover payments
23 years continuous employment in my field
In current job over six years, converted from contract to perm in 2010
Purpose of Loan:
Acquire hardware/software/books for lab to enable building computer consulting practice without risking my current full time job.
Monthly net income: $ 5195
Monthly expenses:
Housing: $ 900
Car expenses: $ 245
Utilities: $ 149
Food, entertainment: $ 390
Clothing, household $ 145
Insurance $ 110
Total expenses: $ 1939
Amount remaining: $ 3256
Thank you very much for reviewing my loan request!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $100.00 | 9/20/2012 6:27:29 PM |
socrates520 | $50.00 | 9/20/2012 5:10:32 PM |
gmoney37 | $50.00 | 9/20/2012 5:11:41 PM |
thankful-nickel2 | $55.55 | 9/20/2012 5:19:07 PM |
velocity-scrutinzer6 | $50.00 | 9/20/2012 5:26:59 PM |
fragonardlives | $25.00 | 9/20/2012 5:03:12 PM |
bazaar-tulip | $25.00 | 9/20/2012 5:34:36 PM |
commerce-gargantuan2 | $50.00 | 9/20/2012 5:39:30 PM |
WeedPatch | $50.00 | 9/20/2012 5:40:07 PM |
payout-reaction740 | $50.00 | 9/20/2012 5:48:18 PM |
LoanerPrincipal | $25.00 | 9/20/2012 5:20:29 PM |
compassion-twister2 | $50.00 | 9/20/2012 5:29:12 PM |
Castellan | $50.00 | 9/20/2012 5:30:39 PM |
RGlad | $101.00 | 9/20/2012 5:31:52 PM |
tenacious-affluence | $25.00 | 9/20/2012 5:35:33 PM |
lochinvar | $75.00 | 9/20/2012 6:19:50 PM |
proud-gold9 | $25.00 | 9/20/2012 6:30:37 PM |
kinetic-yield4 | $25.00 | 9/20/2012 5:25:25 PM |
simiray | $30.00 | 9/20/2012 5:51:38 PM |
mariah8641 | $30.00 | 9/20/2012 5:27:38 PM |
mtquan | $25.00 | 9/20/2012 5:27:44 PM |
determined-revenue1 | $31.00 | 9/20/2012 5:31:14 PM |
ingenious-deal6 | $25.00 | 9/20/2012 5:34:59 PM |
Taxman44 | $25.00 | 9/20/2012 5:42:07 PM |
mlender | $25.00 | 9/21/2012 12:55:19 AM |
Nazbuster | $200.00 | 9/20/2012 6:53:13 PM |
bid-stockpiler1 | $25.00 | 9/21/2012 6:09:54 AM |
platinum-lightning | $50.00 | 9/20/2012 6:04:25 PM |
crippledcircus | $25.00 | 9/21/2012 6:37:49 AM |
Gyroman | $25.00 | 9/21/2012 7:00:42 AM |
Barrayaran | $25.00 | 9/21/2012 7:08:17 AM |
lendersf | $50.00 | 9/21/2012 8:43:28 AM |
loan-rascal239 | $50.00 | 9/21/2012 8:57:38 AM |
azazle | $50.00 | 9/20/2012 8:48:58 PM |
best-commerce-leader | $173.24 | 9/21/2012 3:06:38 AM |
Tscheddar | $25.00 | 9/21/2012 3:38:09 AM |
geekguy | $25.00 | 9/21/2012 9:08:48 AM |
Rancid | $25.00 | 9/21/2012 8:41:45 AM |
cerebral-dollar773 | $25.00 | 9/21/2012 4:07:11 AM |
TMBank | $25.76 | 9/21/2012 5:56:34 AM |
imogen22 | $50.00 | 9/21/2012 9:19:47 AM |
special-dinero553 | $25.00 | 9/21/2012 9:21:31 AM |
djs81 | $35.00 | 9/21/2012 9:11:53 AM |
enriching-trade2 | $50.00 | 9/21/2012 9:39:03 AM |
phenomenal-rate1 | $500.00 | 9/21/2012 9:14:05 AM |
LeReve | $500.00 | 9/21/2012 9:29:16 AM |
credit-maple | $25.00 | 9/21/2012 9:19:41 AM |
108lender | $200.00 | 9/21/2012 9:54:04 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:35 AM |
Willylump | $25.00 | 9/21/2012 10:04:32 AM |
Only_Money | $25.00 | 9/21/2012 10:13:30 AM |
appcoder | $100.00 | 9/21/2012 11:01:37 AM |
kenji4861 | $25.00 | 9/21/2012 10:30:21 AM |
openness-cosmos9 | $50.00 | 9/21/2012 12:12:17 PM |
sunny-in-pdx | $150.00 | 9/21/2012 10:31:58 AM |
lionheart722 | $100.00 | 9/21/2012 9:52:40 AM |
Gordon_Gekko1 | $30.00 | 9/21/2012 10:51:45 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:53 AM |
BANSAL | $25.00 | 9/21/2012 1:49:22 PM |
agalt | $100.00 | 9/21/2012 10:14:47 AM |
rubylender | $25.00 | 9/21/2012 2:30:11 PM |
unrelenting-platinum2 | $25.00 | 9/21/2012 2:44:13 PM |
Use_It_Wisely | $25.00 | 9/21/2012 2:44:18 PM |
horseshoelake | $50.00 | 9/21/2012 2:49:33 PM |
Leopoldine | $27.00 | 9/21/2012 1:29:22 PM |
doopers | $25.00 | 9/21/2012 3:06:36 PM |
ready-vigilance3 | $100.00 | 9/21/2012 3:21:30 PM |
FL-Lender | $50.74 | 9/21/2012 2:04:25 PM |
golden-market2 | $100.00 | 9/21/2012 2:12:21 PM |
farlik | $25.00 | 9/21/2012 2:35:39 PM |
WeshaTheLeopard | $49.13 | 9/21/2012 11:06:29 AM |
Belair_Advisors | $25.00 | 9/21/2012 4:15:34 PM |
sophisticated-return496 | $25.00 | 9/21/2012 3:11:38 PM |
myduck | $40.00 | 9/21/2012 3:27:47 PM |
MI2 | $5,000.00 | 9/21/2012 12:28:06 PM |
jpblan11 | $25.00 | 9/21/2012 12:50:19 PM |
charming-return031 | $25.00 | 9/21/2012 4:25:37 PM |
benevolent-transaction090 | $50.00 | 9/21/2012 5:02:14 PM |
trade-boots1 | $100.00 | 9/21/2012 5:05:53 PM |
new-ore-venture | $75.00 | 9/21/2012 1:54:25 PM |
heartpounding-loyalty7 | $25.00 | 9/21/2012 5:07:52 PM |
imon32red | $25.00 | 9/21/2012 3:18:59 PM |
Plutis | $25.00 | 9/21/2012 5:07:21 PM |
plentiful-return386 | $50.00 | 9/21/2012 3:33:27 PM |
DadWarbucks | $25.00 | 9/21/2012 5:10:01 PM |
heerzaquestion | $25.00 | 9/21/2012 4:52:43 PM |
JBBank | $50.00 | 9/21/2012 5:20:02 PM |
Science7124 | $25.00 | 9/21/2012 5:17:34 PM |
Tai | $25.00 | 9/21/2012 5:20:30 PM |
the-precious-bid | $25.00 | 9/21/2012 5:22:42 PM |
prudent-payment316 | $25.00 | 9/21/2012 5:28:21 PM |
golden-cat | $25.00 | 9/21/2012 5:26:57 PM |
unforgettable-wealth4 | $50.00 | 9/21/2012 5:31:17 PM |
Med-Tech-Here | $28.00 | 9/21/2012 5:32:08 PM |
chlebie | $50.00 | 9/21/2012 5:32:14 PM |
RocketSurgeon | $25.00 | 9/21/2012 5:19:23 PM |
market-assembler | $50.00 | 9/21/2012 5:20:09 PM |
zbfamwl | $75.00 | 9/21/2012 5:25:02 PM |
fuse136 | $25.00 | 9/20/2012 5:13:10 PM |
velocityasaurus-rex4 | $100.00 | 9/20/2012 5:22:02 PM |
obduro_1 | $25.00 | 9/20/2012 5:04:56 PM |
ready-justice7 | $50.00 | 9/20/2012 5:32:21 PM |
peace-adventurer3 | $25.00 | 9/20/2012 5:40:06 PM |
excellent-funds649 | $50.00 | 9/20/2012 5:12:48 PM |
superb-funds335 | $25.00 | 9/20/2012 5:42:50 PM |
green-trade-dolphin2 | $69.69 | 9/20/2012 5:02:13 PM |
CreditBuilder2 | $25.01 | 9/20/2012 5:04:32 PM |
thrifty-transaction578 | $25.00 | 9/20/2012 6:05:35 PM |
atlas100 | $50.00 | 9/20/2012 6:23:19 PM |
spartacusiam | $25.00 | 9/20/2012 5:46:16 PM |
ptjg | $68.00 | 9/20/2012 5:28:46 PM |
hidavehi | $33.00 | 9/20/2012 5:59:21 PM |
virtuous-repayment | $25.00 | 9/20/2012 5:39:03 PM |
intuitive-benefit3 | $100.00 | 9/20/2012 5:43:41 PM |
tolerant-dinero2 | $25.00 | 9/20/2012 10:52:46 PM |
powerful-responsibility1 | $25.00 | 9/20/2012 7:36:54 PM |
keeper24 | $25.00 | 9/21/2012 5:14:18 AM |
yield-seeker | $50.00 | 9/20/2012 8:25:17 PM |
newest-currency-vibrato | $25.00 | 9/20/2012 9:23:24 PM |
bonus-raker0 | $25.00 | 9/20/2012 6:08:18 PM |
OzGuy609 | $25.00 | 9/20/2012 10:20:50 PM |
california111 | $150.00 | 9/20/2012 10:40:48 PM |
kind-bazaar-kitten | $25.00 | 9/20/2012 6:53:28 PM |
Cover4 | $50.00 | 9/21/2012 5:56:26 AM |
jga516 | $25.00 | 9/20/2012 8:20:08 PM |
market-cougar3 | $50.00 | 9/21/2012 6:25:14 AM |
BigBag | $25.00 | 9/21/2012 6:37:03 AM |
averagefore | $25.00 | 9/21/2012 8:51:40 AM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:27 AM |
aldeed | $100.00 | 9/21/2012 6:12:23 AM |
forthright-euro8 | $25.00 | 9/21/2012 9:15:24 AM |
Leshan | $100.00 | 9/21/2012 6:19:41 AM |
blue-laudable-dinero | $25.00 | 9/21/2012 6:32:58 AM |
YampaQuant | $25.00 | 9/21/2012 6:40:45 AM |
repayment-pagoda8 | $100.00 | 9/21/2012 9:17:22 AM |
nickel-ferret | $25.00 | 9/21/2012 9:23:00 AM |
auction-sage | $100.00 | 9/21/2012 9:24:21 AM |
samurai2 | $25.00 | 9/21/2012 9:27:53 AM |
UBOtto186 | $50.00 | 9/21/2012 9:28:57 AM |
DreisersFinancier | $50.00 | 9/21/2012 9:05:50 AM |
market-maximizer472 | $100.00 | 9/21/2012 9:24:33 AM |
radiant-dollar9 | $177.00 | 9/21/2012 9:24:53 AM |
contract-bopper | $25.00 | 9/21/2012 9:25:48 AM |
Tradesmanlender | $25.00 | 9/21/2012 9:42:21 AM |
wetlands | $200.00 | 9/21/2012 9:23:57 AM |
AFairDeal | $25.00 | 9/21/2012 9:35:53 AM |
janeybooboo | $74.74 | 9/21/2012 9:36:37 AM |
friendly-gold | $25.00 | 9/21/2012 9:45:19 AM |
CalCollegeFund19 | $50.00 | 9/21/2012 10:30:22 AM |
nycgoat | $35.00 | 9/21/2012 11:44:19 AM |
giftgold | $25.00 | 9/21/2012 12:53:11 PM |
the-determined-value | $75.00 | 9/21/2012 10:00:00 AM |
pdub | $750.00 | 9/21/2012 12:20:14 PM |
astute-fairness0 | $25.00 | 9/21/2012 1:24:48 PM |
commanding-bid973 | $50.00 | 9/21/2012 1:00:15 PM |
a-fund-doctor | $25.00 | 9/21/2012 10:22:35 AM |
enriching-payout | $50.00 | 9/21/2012 2:56:00 PM |
blLending | $25.00 | 9/21/2012 3:14:50 PM |
kulender | $50.00 | 9/21/2012 1:49:49 PM |
ferdberfel | $25.00 | 9/21/2012 10:50:06 AM |
tomjeff | $50.00 | 9/21/2012 3:29:33 PM |
Sriracha | $50.00 | 9/21/2012 3:42:47 PM |
crdcteng | $25.00 | 9/21/2012 11:22:32 AM |
Peacepower | $30.00 | 9/21/2012 4:14:16 PM |
producer455 | $25.00 | 9/21/2012 4:29:09 PM |
revenue-serenity | $25.00 | 9/21/2012 3:28:21 PM |
plentiful-return386 | $50.00 | 9/21/2012 3:38:22 PM |
affluence-microscope2 | $200.00 | 9/21/2012 5:02:40 PM |
compatible-deal9 | $50.00 | 9/21/2012 1:12:47 PM |
ready-bid9 | $50.00 | 9/21/2012 5:01:42 PM |
worth21 | $25.00 | 9/21/2012 2:02:16 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:51:02 PM |
benevolent-loot5 | $200.00 | 9/21/2012 5:09:37 PM |
j2ee | $50.00 | 9/21/2012 5:05:14 PM |
dime-vista2 | $25.00 | 9/21/2012 2:57:17 PM |
emergencyMD | $25.00 | 9/21/2012 3:31:25 PM |
penny-kahuna0 | $25.00 | 9/21/2012 3:41:25 PM |
position960 | $50.00 | 9/21/2012 3:56:13 PM |
transparent-loot6 | $25.00 | 9/21/2012 5:13:40 PM |
the-financier814 | $25.00 | 9/21/2012 4:29:14 PM |
first-careful-currency | $300.00 | 9/21/2012 5:01:54 PM |
reflective-ore3 | $25.00 | 9/21/2012 5:14:53 PM |
DondeEstaMiDinero | $25.00 | 9/21/2012 5:21:57 PM |
truth-poplar | $25.00 | 9/21/2012 5:22:41 PM |
adventurer447 | $300.00 | 9/21/2012 5:19:58 PM |
squeebie | $50.00 | 9/21/2012 5:24:42 PM |
Investoman | $25.00 | 9/21/2012 5:21:35 PM |
adaboy65 | $100.00 | 9/21/2012 5:28:26 PM |
enthralling-investment | $25.00 | 9/21/2012 5:09:34 PM |
Vegasjim | $25.00 | 9/21/2012 5:31:11 PM |
190 Investments
|
Borrower Payment Dependent Notes Series
642537
This series of Notes was issued and sold upon the funding of the borrower loan #75175, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 14.82% |
Monthly payment:
| $298.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.95% | | |
| |
Estimated return*:
| 7.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,720 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| No | | |
Screen name:
| sleuth375 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2011)
|
Principal balance:
| $3,179.60 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Business Loan
Purpose of loan:
This loan will be used to take care of some debt and pay off a school loan.
My financial situation:
I am a good candidate for this loan because I have been a prosper customer before and have a perfect payment history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nickel-ferret | $25.00 | 9/21/2012 5:13:21 PM |
excellent-funds649 | $50.00 | 9/21/2012 5:10:25 PM |
windguy | $50.00 | 9/21/2012 5:18:08 PM |
LeReve | $500.00 | 9/21/2012 5:19:30 PM |
lionheart722 | $100.00 | 9/21/2012 5:25:09 PM |
tenacious-affluence | $25.00 | 9/21/2012 5:25:36 PM |
special-dinero553 | $25.00 | 9/21/2012 5:12:06 PM |
Castellan | $50.00 | 9/21/2012 5:12:35 PM |
auction-sage | $100.00 | 9/21/2012 5:14:58 PM |
luminous-finance9 | $26.00 | 9/21/2012 5:41:56 PM |
thrifty-transaction578 | $25.00 | 9/21/2012 5:59:38 PM |
CreditBuilder2 | $25.01 | 9/21/2012 6:05:20 PM |
coin-tweet | $50.00 | 9/21/2012 6:56:03 PM |
Kissabledevil | $25.00 | 9/21/2012 7:37:40 PM |
Fitiwalt7 | $25.00 | 9/21/2012 7:08:29 PM |
Nusk | $25.00 | 9/21/2012 7:12:30 PM |
velocityasaurus-rex4 | $100.00 | 9/21/2012 6:24:47 PM |
bellaquito | $500.00 | 9/21/2012 6:33:20 PM |
responsibility-butterfly | $25.00 | 9/22/2012 8:29:02 AM |
RothySkynx | $25.00 | 9/22/2012 9:37:05 AM |
blue-laudable-dinero | $25.00 | 9/22/2012 9:30:48 AM |
blue-lucrative-rate | $50.00 | 9/22/2012 10:12:01 AM |
SomebodysMom | $40.00 | 9/22/2012 9:10:07 AM |
hitsman | $50.00 | 9/22/2012 11:38:06 AM |
hoyasaxa | $25.00 | 9/22/2012 12:37:58 PM |
elevated-truth | $25.00 | 9/22/2012 1:07:57 PM |
skillful-auction | $50.00 | 9/22/2012 1:17:48 PM |
objective-investor | $250.00 | 9/22/2012 1:21:35 PM |
soular21804 | $25.00 | 9/22/2012 1:22:40 PM |
sturdy-fairness0 | $100.00 | 9/22/2012 1:24:30 PM |
Hiro07 | $25.00 | 9/22/2012 1:44:33 PM |
wwwUniversal | $25.00 | 9/22/2012 1:42:42 PM |
loot-baton | $25.00 | 9/22/2012 7:53:36 PM |
paladin847 | $70.00 | 9/22/2012 3:09:50 PM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:50 PM |
kenji4861 | $25.00 | 9/22/2012 2:26:39 PM |
diplomatic-wealth7 | $41.00 | 9/22/2012 2:55:22 PM |
Daveinthecorn | $50.00 | 9/22/2012 2:57:22 PM |
payment-gusto | $25.00 | 9/22/2012 5:44:30 PM |
Feyenoord | $30.00 | 9/22/2012 6:18:39 PM |
transparency-river1 | $500.00 | 9/22/2012 4:43:34 PM |
bold-direct-social9 | $50.00 | 9/22/2012 6:17:50 PM |
greenback-snowdome1 | $50.00 | 9/22/2012 7:10:47 PM |
payment-hugger7 | $50.00 | 9/22/2012 7:59:42 PM |
dermit | $25.00 | 9/23/2012 4:17:06 AM |
atomantic | $25.00 | 9/23/2012 8:35:04 AM |
dough-kitten5 | $25.00 | 9/23/2012 8:37:05 AM |
newest-payment-trapper | $62.50 | 9/23/2012 12:36:41 PM |
100units | $200.00 | 9/23/2012 12:39:06 PM |
flo_rida | $100.00 | 9/23/2012 12:37:10 PM |
mvalley | $25.00 | 9/23/2012 12:55:13 PM |
boss42 | $50.00 | 9/23/2012 7:04:43 PM |
transparency-silo2 | $25.00 | 9/23/2012 1:01:42 PM |
SalesGuyMN | $100.00 | 9/23/2012 7:38:55 PM |
Thunderswan | $100.00 | 9/23/2012 12:48:40 PM |
captainzero | $202.00 | 9/23/2012 2:18:52 PM |
dollardave | $50.00 | 9/23/2012 1:03:14 PM |
a-noble-coin | $25.00 | 9/23/2012 2:51:04 PM |
pro-fl | $30.37 | 9/23/2012 3:18:37 PM |
efficient-treasure0 | $25.00 | 9/23/2012 7:10:21 PM |
pure-treasure7 | $50.00 | 9/23/2012 7:12:53 PM |
credit-high-five8 | $25.00 | 9/23/2012 7:20:51 PM |
fund-widget | $50.00 | 9/23/2012 5:10:41 PM |
power-bluebird2 | $25.00 | 9/23/2012 5:29:55 PM |
funds-control3 | $39.63 | 9/23/2012 7:39:18 PM |
coin-conductor614 | $40.37 | 9/23/2012 7:45:23 PM |
wetlands | $200.00 | 9/21/2012 5:14:27 PM |
phenomenal-rate1 | $500.00 | 9/21/2012 5:04:13 PM |
Taxman44 | $25.00 | 9/21/2012 5:27:59 PM |
friendly-gold | $25.00 | 9/21/2012 6:00:26 PM |
bazaar-tulip | $25.00 | 9/21/2012 5:59:31 PM |
john0720 | $25.00 | 9/21/2012 6:12:52 PM |
EnglishGeekInNYC | $50.00 | 9/21/2012 6:15:16 PM |
marwadi-62 | $400.00 | 9/21/2012 6:13:35 PM |
intuitive-benefit3 | $100.00 | 9/21/2012 6:18:00 PM |
california111 | $100.00 | 9/21/2012 9:57:09 PM |
KLCRAY | $25.00 | 9/22/2012 1:35:31 AM |
stocker | $25.00 | 9/22/2012 2:48:49 AM |
gustavholstopus32 | $25.00 | 9/22/2012 5:14:17 AM |
Bank42 | $25.00 | 9/21/2012 7:20:53 PM |
houli123 | $50.00 | 9/22/2012 3:11:48 AM |
SweetSerenityInvest | $25.75 | 9/22/2012 5:01:18 AM |
Aurumdraco | $25.00 | 9/22/2012 8:17:56 AM |
handy-affluence9 | $52.42 | 9/22/2012 7:11:11 AM |
blazing-silver524 | $25.00 | 9/22/2012 4:40:32 AM |
compatible-deal9 | $25.00 | 9/22/2012 11:11:38 AM |
ericsb | $45.03 | 9/22/2012 6:33:43 AM |
radforj22 | $50.00 | 9/22/2012 11:17:32 AM |
palm864 | $25.00 | 9/22/2012 7:15:18 AM |
ore-dojo | $50.00 | 9/22/2012 7:57:52 AM |
geniusj | $25.00 | 9/22/2012 12:10:22 PM |
mariah8641 | $30.00 | 9/22/2012 12:11:58 PM |
kulender | $50.00 | 9/22/2012 10:49:51 AM |
Sneezie | $100.00 | 9/22/2012 12:19:43 PM |
britgsb | $50.00 | 9/22/2012 12:08:28 PM |
dojo2 | $100.00 | 9/22/2012 12:32:32 PM |
Investoman | $25.00 | 9/22/2012 12:24:58 PM |
integrity-builder | $50.00 | 9/22/2012 12:47:16 PM |
compoundinterest | $25.00 | 9/22/2012 12:27:21 PM |
drkosh | $25.00 | 9/22/2012 12:35:51 PM |
TomDalonajay | $25.00 | 9/22/2012 1:12:48 PM |
BxRealtor | $25.00 | 9/22/2012 12:58:27 PM |
finance_mba | $25.00 | 9/22/2012 12:59:20 PM |
ready-justice7 | $50.00 | 9/22/2012 1:14:09 PM |
Syzygy | $25.00 | 9/22/2012 1:29:54 PM |
CaptainBL | $25.00 | 9/22/2012 1:20:55 PM |
aasx1108 | $25.00 | 9/22/2012 1:42:15 PM |
syounker | $25.00 | 9/22/2012 1:20:58 PM |
tolerant-dinero2 | $25.00 | 9/22/2012 1:56:14 PM |
jazz619 | $25.00 | 9/22/2012 1:34:33 PM |
Earnest_Money | $30.00 | 9/22/2012 6:54:04 PM |
VegasJay | $25.00 | 9/22/2012 9:09:21 PM |
enchanted-truth264 | $25.00 | 9/22/2012 9:16:05 PM |
respectful-credit820 | $25.00 | 9/22/2012 4:25:10 PM |
FL-Lender | $31.50 | 9/22/2012 6:50:56 PM |
payment-associate5 | $100.00 | 9/23/2012 2:40:58 AM |
sgt-schultz | $25.00 | 9/23/2012 4:07:36 AM |
investment-cluster | $125.00 | 9/22/2012 7:23:55 PM |
a-currency-magnate | $25.28 | 9/22/2012 9:49:48 PM |
magnetic-integrity7 | $25.00 | 9/23/2012 12:17:55 AM |
wonderous-truth6 | $25.00 | 9/23/2012 12:19:54 PM |
brightest-benjamins-onator | $25.00 | 9/23/2012 7:56:23 AM |
goodcents | $25.00 | 9/23/2012 11:20:37 AM |
orchestra960 | $300.00 | 9/23/2012 12:36:18 PM |
icon7 | $50.00 | 9/23/2012 8:47:52 AM |
Wilobe | $25.00 | 9/23/2012 12:38:34 PM |
latestone | $25.00 | 9/23/2012 9:54:35 AM |
jk15 | $25.00 | 9/23/2012 11:26:59 AM |
delectable-order532 | $100.00 | 9/23/2012 12:35:27 PM |
deal-goliath4 | $247.00 | 9/23/2012 12:43:17 PM |
wise-virtuous-vigilance | $100.00 | 9/23/2012 12:44:39 PM |
bxdoc | $25.00 | 9/23/2012 2:00:30 PM |
supersarah61 | $25.00 | 9/23/2012 2:51:03 PM |
wesleys | $30.00 | 9/23/2012 1:40:16 PM |
M_ERIC_CANE | $51.14 | 9/23/2012 3:39:06 PM |
antlr | $25.00 | 9/23/2012 5:43:40 PM |
Uwantfunds | $25.00 | 9/23/2012 6:10:34 PM |
BGILlender | $25.00 | 9/23/2012 5:09:21 PM |
138 Investments
|
Borrower Payment Dependent Notes Series
642567
This series of Notes was issued and sold upon the funding of the borrower loan #74847, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 7m |
Amount delinquent:
| $2,329 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,812 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 109% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| productive-loot995 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan: Pay off small credit card balances and just have one loan.
This loan will be used to... Debt consolidation of small credit card balances.
My financial situation: I make $85,000 yearly, this is a quick solution to my problem.
I am a good candidate for this loan because... I have a great income.
Monthly net income: $7100
Monthly expenses: $2360
Housing: $2500 husband pays
Insurance: $260
Car expenses: $700
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $300
Credit cards and other loans: $300
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
first-euro-rapture | $25.00 | 9/21/2012 5:03:02 PM |
DasMula | $50.00 | 9/21/2012 5:13:42 PM |
majestic-note6 | $150.00 | 9/21/2012 5:17:50 PM |
spartacusiam | $25.00 | 9/21/2012 5:57:43 PM |
SolarMoonshine | $25.00 | 9/21/2012 6:11:55 PM |
money-baron | $100.00 | 9/21/2012 5:59:58 PM |
ohmarkybaby | $36.66 | 9/22/2012 1:51:41 AM |
Rogelio48 | $25.00 | 9/21/2012 9:14:06 PM |
let_me_retire | $31.25 | 9/22/2012 6:50:05 AM |
Vaanolo | $25.00 | 9/22/2012 10:18:12 AM |
calmfunds | $1,113.62 | 9/22/2012 1:00:57 PM |
bewitching-dollar5 | $100.00 | 9/21/2012 6:00:50 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:44 PM |
ChoiceInvestments | $28.50 | 9/21/2012 8:00:07 PM |
papaloha | $25.00 | 9/21/2012 10:04:08 PM |
unassuming-market7 | $64.97 | 9/22/2012 1:53:42 AM |
responsibility-butterfly | $25.00 | 9/22/2012 8:29:02 AM |
RothySkynx | $25.00 | 9/22/2012 9:37:06 AM |
PrestigeFinancial | $25.00 | 9/22/2012 7:00:53 AM |
DevinHill | $25.00 | 9/22/2012 10:21:06 AM |
integrity-builder | $50.00 | 9/22/2012 12:53:08 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
642597
This series of Notes was issued and sold upon the funding of the borrower loan #74841, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1971 |
Debt/Income ratio:
| 31% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 9y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,963 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| astute-currency9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off credit cards in full.
My financial situation:
I am a good candidate for this loan because... I receive social security and a penion every month which gives me a steady source of income. I also buy and sell on ebay and half.com that gives me an extra $600.00 to $800.00 income monthly. I have owned my own home for 19 years and never missed a payment. I have never missed a payment in the two years I have owned my 2008 Honda CRV. I pay all my bills with automatic electronic withdrawals from my checking account.
Monthly net income: $ 2800.00
Monthly expenses: $ 2026.00
Housing: $ 678 inckludes PITI
Insurance: $ 38
Car expenses: $ 400
Utilities: $ 150
Phone, cable, internet: $ 140
Food, entertainment: $ 200
Clothing, household expenses: $ 20
Credit cards and other loans: $ 400 (will pay these off in full with loan I receive)
Other expenses: $
no other expenses
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/20/2012 5:31:07 PM |
handy-justice | $50.00 | 9/20/2012 5:10:31 PM |
Christophe | $25.00 | 9/21/2012 6:27:27 AM |
majestic-note6 | $150.00 | 9/21/2012 9:26:56 AM |
treasure-hunter270 | $25.00 | 9/21/2012 3:49:04 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:51:03 PM |
california111 | $100.00 | 9/23/2012 8:40:41 AM |
SoCalIsHere | $45.00 | 9/23/2012 5:35:13 PM |
john0720 | $25.00 | 9/24/2012 7:27:10 AM |
lean-dedication | $25.00 | 9/24/2012 1:33:04 PM |
sincere-agreement9 | $75.00 | 9/24/2012 3:15:43 PM |
eoppy | $50.00 | 9/24/2012 4:23:47 PM |
cmliii | $35.00 | 9/24/2012 4:34:22 PM |
helpful-deal1 | $25.00 | 9/24/2012 4:42:22 PM |
penny-champ5 | $25.00 | 9/24/2012 1:16:35 PM |
benevolent-marketplace4 | $1,250.00 | 9/24/2012 1:50:24 PM |
gain-expert | $25.00 | 9/24/2012 2:59:41 PM |
peaceful-greenback719 | $25.00 | 9/24/2012 3:19:49 PM |
druidpoet | $27.50 | 9/24/2012 3:31:59 PM |
moneytolend72 | $25.00 | 9/24/2012 4:28:49 PM |
Astyanax | $31.29 | 9/24/2012 3:37:30 PM |
grabtakeout | $25.00 | 9/24/2012 4:20:04 PM |
unforgettable-pound574 | $50.00 | 9/24/2012 5:06:28 PM |
newest-currency-vibrato | $18.81 | 9/24/2012 5:16:15 PM |
InChicago | $80.03 | 9/20/2012 5:02:23 PM |
bewitching-dollar5 | $100.00 | 9/20/2012 5:27:56 PM |
durability-seahorse7 | $50.00 | 9/20/2012 5:11:58 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:27 AM |
let_me_retire | $75.00 | 9/21/2012 4:25:21 AM |
blitzen40 | $25.00 | 9/21/2012 10:00:24 AM |
pdub | $200.00 | 9/21/2012 12:22:07 PM |
Farmer-Ted | $25.00 | 9/21/2012 4:17:15 PM |
dudebrah | $25.00 | 9/21/2012 6:52:15 PM |
TravisMcGee | $25.00 | 9/22/2012 7:59:06 AM |
friendinmoney | $30.95 | 9/22/2012 8:59:44 AM |
RothySkynx | $25.00 | 9/22/2012 9:36:50 AM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:21 AM |
Haribelle | $25.00 | 9/23/2012 3:41:39 PM |
Nazbuster | $100.00 | 9/23/2012 9:50:10 PM |
gtrplayer | $25.00 | 9/24/2012 2:10:58 PM |
peaceful-greenback719 | $25.00 | 9/24/2012 3:22:05 PM |
Weaverville | $25.00 | 9/24/2012 3:33:10 PM |
fair-kindness1 | $75.00 | 9/24/2012 3:40:27 PM |
first-economy-spectacle | $25.00 | 9/24/2012 4:17:14 PM |
wise_investor | $26.42 | 9/24/2012 3:06:05 PM |
a-compassion-cherry | $25.00 | 9/24/2012 3:43:27 PM |
palmetto933 | $25.00 | 9/24/2012 4:45:15 PM |
bid-catalyst0 | $100.00 | 9/24/2012 4:56:35 PM |
klend4 | $25.00 | 9/24/2012 4:54:00 PM |
duty-viola | $30.00 | 9/24/2012 5:09:55 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
642649
This series of Notes was issued and sold upon the funding of the borrower loan #75452, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $210.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 17% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| fascinating-loyalty6 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
phenomenal-rate1 | $500.00 | 9/19/2012 5:05:27 PM |
handy-justice | $50.00 | 9/19/2012 5:16:14 PM |
first-friendly-listing | $50.00 | 9/19/2012 5:08:36 PM |
careful-vigilance4 | $25.00 | 9/19/2012 5:36:38 PM |
leverage-sensai6 | $25.00 | 9/19/2012 5:47:58 PM |
goat0 | $100.00 | 9/19/2012 5:56:05 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:22 PM |
bazaar-tulip | $500.00 | 9/19/2012 6:32:16 PM |
compassion-twister2 | $50.00 | 9/19/2012 6:49:32 PM |
Beld | $50.00 | 9/19/2012 5:34:32 PM |
supreme-treasure8 | $100.00 | 9/19/2012 5:59:19 PM |
WalnutCreekguy | $50.00 | 9/19/2012 6:02:04 PM |
azazle | $50.00 | 9/19/2012 6:50:36 PM |
commerce-gargantuan2 | $50.00 | 9/19/2012 6:59:00 PM |
transaction-keeper5 | $25.00 | 9/20/2012 5:09:50 AM |
loyalist1 | $100.00 | 9/20/2012 7:32:20 AM |
diplomatic-wealth7 | $25.00 | 9/20/2012 9:36:34 AM |
benevolent-marketplace4 | $1,530.00 | 9/20/2012 10:05:49 AM |
MikeyZ2008 | $25.00 | 9/20/2012 10:05:07 AM |
52digital | $75.00 | 9/19/2012 5:20:52 PM |
LendingPimp_2 | $26.00 | 9/19/2012 5:21:20 PM |
friendly-gold | $25.00 | 9/19/2012 5:37:51 PM |
durability-seahorse7 | $100.00 | 9/19/2012 5:20:30 PM |
bold-marketplace-awakening | $150.00 | 9/19/2012 5:20:41 PM |
EthanColeInvestingGroup | $25.00 | 9/19/2012 7:43:49 PM |
selector568 | $300.00 | 9/19/2012 5:43:15 PM |
Robin_Hood | $50.00 | 9/19/2012 5:44:21 PM |
first-pragmatic-power | $25.00 | 9/19/2012 6:18:08 PM |
top-responsibility-sage | $50.00 | 9/19/2012 7:43:32 PM |
brilliant-balance | $100.00 | 9/19/2012 6:25:18 PM |
squeebie | $50.00 | 9/20/2012 7:03:39 AM |
speedy-point | $25.00 | 9/19/2012 11:30:02 PM |
orange-preeminant-bill | $50.00 | 9/20/2012 7:22:50 AM |
dudebrah | $25.00 | 9/20/2012 8:22:00 AM |
Dubbs360 | $500.00 | 9/20/2012 8:26:35 AM |
special-dinero553 | $25.00 | 9/20/2012 9:12:12 AM |
LeReve | $500.00 | 9/20/2012 9:20:16 AM |
thelovebug | $94.00 | 9/20/2012 9:52:02 AM |
radforj22 | $25.00 | 9/20/2012 9:58:13 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
642679
This series of Notes was issued and sold upon the funding of the borrower loan #75059, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $533.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,904 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| nickel-pecan326 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff loan back home
Purpose of loan:
This loan will be used to pay off personal loans in my home country and to take care of some home expenses here in US
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 5600.00
Monthly expenses: $ 600.00
Housing: $1800.00
Insurance: $ 60.00
Car expenses: $0
Utilities: $50
Phone, cable, internet: $110
Food, entertainment: $ 60
Clothing, household expenses: $ 100
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
order-tamale | $400.00 | 9/19/2012 5:02:23 PM |
phenomenal-rate1 | $500.00 | 9/19/2012 5:05:07 PM |
ready-justice7 | $50.00 | 9/19/2012 5:27:21 PM |
RGlad | $300.00 | 9/19/2012 5:04:04 PM |
imogen22 | $50.00 | 9/19/2012 5:11:25 PM |
friendly-gold | $25.00 | 9/19/2012 5:37:52 PM |
durability-seahorse7 | $100.00 | 9/19/2012 5:20:30 PM |
loot-baton | $25.00 | 9/19/2012 5:12:25 PM |
Robin_Hood | $25.00 | 9/19/2012 6:24:26 PM |
commerce-gargantuan2 | $50.00 | 9/19/2012 5:27:29 PM |
bazaar-tulip | $25.00 | 9/19/2012 5:41:27 PM |
mindful-generosity1 | $25.00 | 9/19/2012 5:37:46 PM |
tranquil-note5 | $50.00 | 9/19/2012 5:38:05 PM |
EthanColeInvestingGroup | $75.00 | 9/19/2012 7:54:02 PM |
Taxman44 | $25.00 | 9/19/2012 5:45:52 PM |
shrewd-deal | $25.00 | 9/19/2012 6:12:57 PM |
global-invest-group | $25.00 | 9/19/2012 5:55:45 PM |
JeremyLinFan | $30.00 | 9/19/2012 5:57:11 PM |
adventurer447 | $300.00 | 9/19/2012 5:59:48 PM |
golffish2 | $50.00 | 9/20/2012 4:08:46 AM |
transaction-keeper5 | $25.00 | 9/20/2012 5:06:44 AM |
careful-compassion | $25.00 | 9/20/2012 8:41:14 AM |
Munnie | $197.00 | 9/20/2012 6:19:20 AM |
snoop4jc | $25.00 | 9/20/2012 6:34:31 AM |
DENARA | $31.00 | 9/20/2012 7:14:00 AM |
Christophe | $25.00 | 9/20/2012 7:18:18 AM |
broosky2 | $50.00 | 9/20/2012 7:44:43 AM |
SirArthur | $25.00 | 9/20/2012 9:29:47 AM |
Dubbs360 | $500.00 | 9/20/2012 8:26:35 AM |
payment-boots2 | $25.00 | 9/20/2012 8:55:00 AM |
a-finance-nirvana | $25.00 | 9/20/2012 9:42:30 AM |
DreisersFinancier | $48.00 | 9/20/2012 9:54:58 AM |
generous-deal6 | $25.00 | 9/20/2012 9:10:28 AM |
LeReve | $500.00 | 9/20/2012 9:19:53 AM |
a-finance-director | $100.00 | 9/20/2012 10:12:48 AM |
availableloan | $25.00 | 9/20/2012 10:25:15 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:33 AM |
Iwillhuntyoudown | $25.00 | 9/20/2012 11:38:32 AM |
sugnal | $50.00 | 9/20/2012 3:14:09 PM |
sunny-listing5 | $25.00 | 9/20/2012 3:55:55 PM |
loyalty-dragster7 | $125.00 | 9/20/2012 5:02:24 PM |
thankful-nickel2 | $25.00 | 9/20/2012 10:14:17 AM |
spark548 | $25.00 | 9/20/2012 5:10:59 PM |
unrelenting-power5 | $25.00 | 9/20/2012 4:39:16 PM |
mercuriant | $25.00 | 9/20/2012 5:29:04 PM |
Keystonekop | $100.00 | 9/20/2012 3:37:48 PM |
awesome-dollar6 | $100.00 | 9/20/2012 4:41:11 PM |
jamiee73 | $25.00 | 9/20/2012 5:15:30 PM |
deal-zoo | $50.00 | 9/20/2012 5:43:23 PM |
KeepOnRunning | $78.00 | 9/20/2012 5:48:43 PM |
interest-pudding4 | $25.00 | 9/20/2012 5:25:29 PM |
hard-working-rate3 | $25.00 | 9/20/2012 5:35:46 PM |
dajen1 | $27.00 | 9/20/2012 5:14:19 PM |
kind-magical-investment | $25.00 | 9/20/2012 5:18:45 PM |
soulwork | $50.00 | 9/20/2012 6:57:31 PM |
TommyTucker | $85.00 | 9/20/2012 7:00:46 PM |
e6400 | $25.00 | 9/20/2012 5:30:42 PM |
wwwUniversal | $25.00 | 9/20/2012 5:55:34 PM |
platinum-lightning | $50.00 | 9/20/2012 6:04:11 PM |
doncm | $25.00 | 9/20/2012 5:36:22 PM |
the-profit-oracle | $25.00 | 9/20/2012 5:50:33 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:12 AM |
WxChem | $25.00 | 9/20/2012 6:03:30 PM |
magical-credit523 | $25.00 | 9/20/2012 6:04:28 PM |
Reddress4u | $25.00 | 9/20/2012 6:07:52 PM |
investment-comet | $25.00 | 9/21/2012 7:06:37 AM |
cr8on | $50.00 | 9/20/2012 6:34:30 PM |
cloud8 | $40.00 | 9/20/2012 7:26:20 PM |
thebiggestnagger | $25.26 | 9/21/2012 5:00:18 AM |
gizmo65 | $25.00 | 9/21/2012 6:21:02 AM |
a-social-nebula | $50.00 | 9/20/2012 8:45:07 PM |
transaction-squirrel734 | $25.00 | 9/21/2012 7:47:43 AM |
reflective-rupee | $25.00 | 9/21/2012 8:42:03 AM |
elloboverde | $25.00 | 9/21/2012 8:58:01 AM |
affluence-tycoon | $25.00 | 9/21/2012 9:01:19 AM |
bold-sunny-generosity | $25.00 | 9/21/2012 5:48:33 AM |
helping-out | $30.00 | 9/21/2012 6:23:33 AM |
breathtaking-funds6 | $50.00 | 9/21/2012 9:09:11 AM |
loyalist1 | $100.00 | 9/21/2012 8:19:23 AM |
velocity-warrior | $25.00 | 9/21/2012 9:24:49 AM |
nevee | $30.00 | 9/21/2012 9:16:35 AM |
tech310 | $50.00 | 9/21/2012 9:31:21 AM |
unforgettable-wealth4 | $46.00 | 9/21/2012 9:24:03 AM |
alexander-hamilton | $250.00 | 9/21/2012 9:33:54 AM |
leeball | $25.00 | 9/21/2012 9:37:17 AM |
buyrite334 | $25.00 | 9/21/2012 9:38:57 AM |
SummitAdvisors | $25.00 | 9/21/2012 9:27:18 AM |
JasmineTrust | $25.00 | 9/21/2012 9:41:27 AM |
principal-cooker2 | $50.00 | 9/21/2012 9:28:33 AM |
6moonbeams | $50.00 | 9/21/2012 9:45:27 AM |
Skiph | $25.00 | 9/21/2012 9:49:16 AM |
kattghoti | $25.00 | 9/21/2012 9:50:19 AM |
Batman518 | $25.00 | 9/21/2012 9:51:51 AM |
bajaruss | $25.00 | 9/21/2012 9:37:45 AM |
indomitable-dedication | $25.00 | 9/21/2012 9:52:59 AM |
DarthContinent | $25.00 | 9/21/2012 9:39:51 AM |
Taz-Man-IIWIS | $25.00 | 9/21/2012 9:53:21 AM |
durability-ace9 | $10.19 | 9/21/2012 9:54:48 AM |
cbllender | $25.00 | 9/21/2012 9:41:25 AM |
gold-commander0 | $25.00 | 9/21/2012 9:42:07 AM |
nri22 | $25.00 | 9/21/2012 9:46:42 AM |
no_agenda_lender | $25.00 | 9/21/2012 9:47:38 AM |
coin-popcorn | $25.00 | 9/21/2012 9:49:10 AM |
cash-reaction2 | $25.00 | 9/21/2012 9:53:42 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:30 AM |
he-shoots-he-scores | $25.00 | 9/21/2012 9:37:11 AM |
greenback-investor7 | $100.00 | 9/21/2012 9:43:11 AM |
new-transaction-wrangler | $25.00 | 9/21/2012 9:44:04 AM |
StWaldo | $25.00 | 9/21/2012 9:45:44 AM |
unrelenting-auction7 | $25.00 | 9/21/2012 9:47:53 AM |
the-laudable-peso | $40.00 | 9/21/2012 9:50:45 AM |
DadWarbucks | $25.00 | 9/21/2012 9:54:24 AM |
commerce-venture1 | $25.00 | 9/19/2012 5:09:19 PM |
first-careful-currency | $300.00 | 9/19/2012 5:01:57 PM |
janeybooboo | $100.00 | 9/19/2012 5:04:17 PM |
urbane-income7 | $25.00 | 9/19/2012 5:27:46 PM |
tranquil-gain1 | $75.00 | 9/19/2012 5:14:50 PM |
versatile-dime442 | $250.00 | 9/19/2012 5:18:19 PM |
compassion-twister2 | $50.00 | 9/19/2012 5:39:06 PM |
proud-gold9 | $25.00 | 9/19/2012 6:25:22 PM |
lionheart722 | $100.00 | 9/19/2012 5:39:39 PM |
Sagamore | $200.00 | 9/19/2012 6:26:33 PM |
intuitive-benefit3 | $100.00 | 9/19/2012 5:47:49 PM |
leverage-sensai6 | $25.00 | 9/19/2012 5:47:58 PM |
openness-antioxidant | $75.00 | 9/19/2012 5:53:02 PM |
cash-mad-scientist3 | $25.00 | 9/19/2012 5:59:31 PM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:42 PM |
lochinvar | $75.00 | 9/19/2012 6:12:47 PM |
Schubs | $50.00 | 9/19/2012 7:59:08 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:23 PM |
p2ploan-hunter4 | $25.00 | 9/19/2012 8:05:58 PM |
velocity-winner | $25.00 | 9/19/2012 8:56:58 PM |
bonafide-economy | $25.00 | 9/20/2012 6:54:16 AM |
Boca | $25.00 | 9/20/2012 7:09:11 AM |
socrates520 | $50.00 | 9/19/2012 11:34:12 PM |
Robin_Hood | $50.00 | 9/20/2012 8:21:36 AM |
commanding-bid973 | $50.00 | 9/20/2012 8:26:19 AM |
reaction5 | $25.00 | 9/20/2012 9:01:32 AM |
squeebie | $50.00 | 9/20/2012 7:03:39 AM |
Makemony | $25.00 | 9/20/2012 2:39:56 AM |
treasure-bliss | $50.00 | 9/20/2012 7:19:19 AM |
tylerfd | $50.00 | 9/20/2012 9:11:10 AM |
special-dinero553 | $25.00 | 9/20/2012 9:11:52 AM |
jubilant-capital1 | $100.00 | 9/20/2012 7:53:05 AM |
Lendersaurus-Rex | $25.00 | 9/20/2012 8:25:28 AM |
enriching-trade2 | $50.00 | 9/20/2012 9:43:26 AM |
netg | $25.00 | 9/20/2012 9:49:13 AM |
the-brilliant-currency | $75.00 | 9/20/2012 9:54:47 AM |
velocity-scrutinzer6 | $100.00 | 9/20/2012 11:28:38 AM |
benevolent-marketplace4 | $2,500.00 | 9/20/2012 10:05:50 AM |
ready-loot0 | $25.00 | 9/20/2012 12:24:41 PM |
bxdoc | $25.00 | 9/20/2012 1:40:42 PM |
ericgassercom | $25.00 | 9/20/2012 10:25:35 AM |
social-comet7 | $25.00 | 9/20/2012 4:22:18 PM |
Rockymtnhi | $100.00 | 9/20/2012 3:03:50 PM |
didibagle | $200.00 | 9/20/2012 3:11:16 PM |
miked8303 | $50.00 | 9/20/2012 5:19:11 PM |
All_Wins | $41.28 | 9/20/2012 4:37:37 PM |
resolute-worth4 | $50.00 | 9/20/2012 5:01:24 PM |
lostontheedge | $25.00 | 9/20/2012 12:34:05 PM |
revolutionary082 | $27.27 | 9/20/2012 5:29:01 PM |
revenue-circuit1 | $25.00 | 9/20/2012 5:30:41 PM |
velocity-blossom161 | $31.00 | 9/20/2012 5:38:17 PM |
mvalley | $25.00 | 9/20/2012 5:45:18 PM |
successful-agreement7 | $100.00 | 9/20/2012 5:23:24 PM |
pound-mushroom3 | $25.00 | 9/20/2012 5:23:31 PM |
prudent-payment316 | $25.00 | 9/20/2012 5:54:52 PM |
ItsJustMe79 | $25.00 | 9/20/2012 5:26:19 PM |
excellent-funds649 | $130.00 | 9/20/2012 5:55:48 PM |
hope-eagle6 | $25.00 | 9/20/2012 5:26:57 PM |
DirtyJenga | $25.00 | 9/20/2012 5:56:39 PM |
american6 | $50.00 | 9/20/2012 5:29:14 PM |
new-truth-chuckler | $25.00 | 9/20/2012 5:29:28 PM |
brightest-affluence-motivator | $36.00 | 9/20/2012 5:16:57 PM |
bonus-seahorse | $25.00 | 9/20/2012 6:34:48 PM |
jrbill1998 | $27.00 | 9/20/2012 5:20:27 PM |
sunnyboy_7478 | $50.00 | 9/20/2012 5:47:05 PM |
Tylerh | $68.00 | 9/20/2012 5:51:52 PM |
azazle | $50.00 | 9/20/2012 7:22:39 PM |
JJ9876 | $25.00 | 9/20/2012 5:37:59 PM |
FWF-kinetic | $50.00 | 9/20/2012 9:52:55 PM |
Investoman | $25.00 | 9/20/2012 5:41:24 PM |
bonus-raker0 | $25.00 | 9/20/2012 6:16:40 PM |
corndog4000 | $50.00 | 9/21/2012 12:25:00 AM |
Kravcorp | $25.00 | 9/20/2012 8:17:24 PM |
mlender | $25.00 | 9/21/2012 12:55:16 AM |
dollar-idol7 | $50.00 | 9/20/2012 6:46:11 PM |
jga516 | $25.00 | 9/20/2012 8:20:01 PM |
Astyanax | $40.00 | 9/21/2012 2:19:12 AM |
mdrichards | $25.00 | 9/21/2012 9:00:37 AM |
ivadood | $50.00 | 9/21/2012 9:01:15 AM |
structure9 | $25.00 | 9/21/2012 9:13:11 AM |
profitable-fairness1 | $50.00 | 9/21/2012 9:16:59 AM |
marcopolo10 | $25.00 | 9/21/2012 7:56:29 AM |
tmdmf | $25.00 | 9/21/2012 8:03:08 AM |
bold-direct-asset | $50.00 | 9/21/2012 9:30:30 AM |
fides-cx | $100.00 | 9/21/2012 9:08:30 AM |
HamachiMan | $50.00 | 9/21/2012 9:34:58 AM |
CaptainBlueberry | $25.00 | 9/21/2012 9:36:02 AM |
nimble-nickel | $25.00 | 9/21/2012 9:38:48 AM |
supreme-benefit | $25.00 | 9/21/2012 9:41:47 AM |
omniviper | $25.00 | 9/21/2012 9:43:45 AM |
Justbiz | $50.00 | 9/21/2012 9:16:07 AM |
Huck007 | $25.00 | 9/21/2012 9:46:59 AM |
yertle9 | $25.00 | 9/21/2012 9:49:14 AM |
boss653 | $25.00 | 9/21/2012 9:35:57 AM |
bazaar-festivity | $25.00 | 9/21/2012 9:20:29 AM |
picklesforarthur | $25.00 | 9/21/2012 9:38:42 AM |
income-buddy7 | $50.00 | 9/21/2012 9:39:43 AM |
heart514 | $25.00 | 9/21/2012 9:41:30 AM |
loyalty-sherpa | $25.00 | 9/21/2012 9:42:23 AM |
flexible-return297 | $25.00 | 9/21/2012 9:42:26 AM |
listing-vista | $50.00 | 9/21/2012 9:43:31 AM |
josuae | $25.00 | 9/21/2012 9:49:46 AM |
MoneyBadger | $25.00 | 9/21/2012 9:52:01 AM |
LouisSaint | $25.00 | 9/21/2012 9:41:20 AM |
csakhil | $50.00 | 9/21/2012 9:43:28 AM |
loan-wasp | $50.00 | 9/21/2012 9:45:53 AM |
studious-bonus7 | $82.00 | 9/21/2012 9:51:27 AM |
219 Investments
|
Borrower Payment Dependent Notes Series
642683
This series of Notes was issued and sold upon the funding of the borrower loan #75004, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Nurse's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $58 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| intrepid-money2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto repairs
Purpose of loan: Auto repairs
This loan will be used to...
Saa
My financial situation: Escondido federal credit union
I am a good candidate for this loan because... I have a good job
Monthly net income: $2400
Monthly expenses: $1100
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
appetizing-loyalty354 | $100.00 | 9/21/2012 9:13:20 AM |
bewitching-dollar5 | $100.00 | 9/21/2012 9:16:26 AM |
majestic-note6 | $150.00 | 9/21/2012 9:26:57 AM |
rate-advocator7 | $100.00 | 9/21/2012 9:18:18 AM |
Zingaro | $25.00 | 9/21/2012 9:49:58 AM |
EnglishGeekInNYC | $50.00 | 9/21/2012 10:35:49 AM |
enthralling-balance4 | $25.00 | 9/21/2012 11:03:57 AM |
d2vid | $27.50 | 9/21/2012 1:17:44 PM |
Core-Marketing | $25.00 | 9/21/2012 1:24:36 PM |
cmliii | $35.00 | 9/21/2012 12:25:13 PM |
VAMUSIC | $36.48 | 9/21/2012 1:13:14 PM |
brilliant-balance | $50.00 | 9/21/2012 11:01:13 AM |
responsibility-butterfly | $25.00 | 9/21/2012 2:51:07 PM |
let_me_retire | $25.00 | 9/21/2012 3:11:07 PM |
Rogelio48 | $30.00 | 9/21/2012 3:12:23 PM |
newest-currency-vibrato | $25.00 | 9/21/2012 4:50:22 PM |
pdub | $200.00 | 9/21/2012 12:22:10 PM |
treasure-hunter270 | $25.00 | 9/21/2012 3:45:31 PM |
evilkats | $50.00 | 9/21/2012 1:28:42 PM |
Bob450 | $25.00 | 9/21/2012 3:30:36 PM |
worthy-bid4 | $56.02 | 9/21/2012 5:11:40 PM |
Jimthemoo | $25.00 | 9/21/2012 5:06:55 PM |
zbfamwl | $25.00 | 9/21/2012 5:30:34 PM |
openness-antioxidant | $75.00 | 9/21/2012 9:31:39 AM |
scoobiedoo | $40.00 | 9/21/2012 10:01:09 AM |
FundMaker | $25.00 | 9/21/2012 12:01:41 PM |
azazle | $50.00 | 9/21/2012 12:50:17 PM |
RotJ | $100.00 | 9/21/2012 12:36:35 PM |
seabassx | $25.00 | 9/21/2012 1:16:16 PM |
BanqueDeFrance | $50.00 | 9/21/2012 3:44:22 PM |
whitegold24k | $100.00 | 9/21/2012 4:27:03 PM |
joey1011 | $25.00 | 9/21/2012 2:04:10 PM |
big-mac-50 | $200.00 | 9/21/2012 4:25:19 PM |
melodious-openness | $75.00 | 9/21/2012 5:47:18 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
642697
This series of Notes was issued and sold upon the funding of the borrower loan #75149, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 23.33% |
Borrower rate/APR:
| 24.33% / 26.89% |
Monthly payment:
| $115.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.78% | | |
| |
Estimated return*:
| 14.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 26y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,805 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-perfume49 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
unequaled-truth9 | $100.00 | 9/20/2012 5:02:10 PM |
income-triangulation1 | $25.00 | 9/20/2012 5:02:29 PM |
commerce-venture1 | $25.00 | 9/20/2012 5:05:53 PM |
historic-value7 | $150.00 | 9/20/2012 5:07:04 PM |
wonder3 | $25.00 | 9/20/2012 5:02:55 PM |
lowrater | $50.70 | 9/20/2012 5:05:30 PM |
Plow_n_Sow | $25.00 | 9/20/2012 5:07:32 PM |
duty-viola | $25.00 | 9/20/2012 5:07:16 PM |
RGlad | $250.00 | 9/20/2012 5:05:28 PM |
decisive-income7 | $2,500.00 | 9/20/2012 5:05:51 PM |
worth-blanket2 | $3,600.00 | 9/20/2012 5:07:36 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
642709
This series of Notes was issued and sold upon the funding of the borrower loan #75509, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $440.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $405 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| courteous-loan921 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to. consolidate credit card loan debt and wedding debt
My financial situation:
I am a good candidate for this loan because i have a very stable job and i am pretty good with saving money. I am a Physician Assistant and I've been at the same job for about 4 years now since college. I pay my bills on time and i keep track of my finances well. My credit took a hit a few years ago when i was in school because i didn't pay attention to my student credit cards but now since our wedding last month, we (my husband and i) are trying to get our finances and credit in order and are working towards buying a house soon. That's why i want to deal with the credit card and wedding debt issue now and get it over with, hence the consolidation. The proposed monthly payment for this loan i can afford easily with automatic monthly deductions.
Monthly net income: $ 5500
Monthly expenses: $250
Housing: $1000
Insurance: $200
Car expenses: $300
Utilities: $70
Phone, cable, internet: $120
Food, entertainment: $350
Clothing, household expenses: $300
Credit cards and other loans: $500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 9/20/2012 9:03:05 AM |
credit-missile | $50.00 | 9/20/2012 9:09:02 AM |
credit-missile | $25.00 | 9/20/2012 9:09:14 AM |
worth-blanket2 | $13,500.00 | 9/20/2012 9:04:38 AM |
historic-value7 | $400.00 | 9/20/2012 9:05:28 AM |
Beld | $50.00 | 9/20/2012 9:08:10 AM |
first-class-gold0 | $200.00 | 9/20/2012 9:06:12 AM |
eKarate | $25.00 | 9/20/2012 9:07:01 AM |
1stPlace | $100.00 | 9/20/2012 9:08:17 AM |
credit-missile | $65.00 | 9/20/2012 9:08:42 AM |
RGlad | $250.00 | 9/20/2012 9:05:32 AM |
bob450-roth | $25.00 | 9/20/2012 9:07:31 AM |
84928429 | $19.97 | 9/20/2012 9:12:41 AM |
Bob450 | $25.00 | 9/20/2012 9:05:36 AM |
janeybooboo | $75.00 | 9/20/2012 9:05:38 AM |
pdli_dude | $25.00 | 9/20/2012 9:06:05 AM |
scholarly-order6 | $100.00 | 9/20/2012 9:06:26 AM |
brightest-responsible-contract | $25.00 | 9/20/2012 9:12:19 AM |
18 Investments
|
Borrower Payment Dependent Notes Series
642721
This series of Notes was issued and sold upon the funding of the borrower loan #75157, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $505.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.95% | | |
| |
Estimated return*:
| 7.96% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 35% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,454 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| wonderous-worth |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 39 ( 95% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 2
( 5% )
| 640-659
(Nov-2011)
660-679
(Nov-2009)
|
Principal balance:
| $4,100.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 41 | | |
Description
Household Expenses
Purpose of loan:
Pay off an existing prosper loan at a lower rate. Catch up on rent and bills due to unexpected moving expenses for my oldest daughter moving back home from Chicago. Pay off braces for youngest daughter.
My financial situation:
I am a good candidate for this loan because...I have a stable income. I've been at the same place for 6 years. I pay off my bills on time every month. I have brought up my FICO to 697...soon to be over 700 when I get an error removed from my report. They have sent me an email saying it will take a few weeks for it to be reflected on my report.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Castellan | $50.00 | 9/19/2012 5:04:50 PM |
imogen22 | $50.00 | 9/19/2012 5:10:58 PM |
pleasant-listing712 | $25.00 | 9/19/2012 5:14:37 PM |
affluence-microscope2 | $200.00 | 9/19/2012 5:02:42 PM |
phenomenal-rate1 | $500.00 | 9/19/2012 5:04:40 PM |
john0720 | $25.00 | 9/19/2012 5:32:34 PM |
janeybooboo | $75.00 | 9/19/2012 5:05:26 PM |
wetlands | $200.00 | 9/19/2012 5:15:58 PM |
intuitive-benefit3 | $100.00 | 9/19/2012 5:47:49 PM |
CMJ-Partners | $100.00 | 9/19/2012 5:27:34 PM |
payout-reaction740 | $50.00 | 9/19/2012 5:30:49 PM |
dbs | $25.00 | 9/19/2012 6:05:00 PM |
durability-seahorse7 | $50.00 | 9/19/2012 5:24:45 PM |
lionheart722 | $100.00 | 9/19/2012 5:39:40 PM |
mariah8641 | $30.00 | 9/19/2012 5:52:24 PM |
friendly-gold | $25.00 | 9/19/2012 5:37:52 PM |
Hexnut | $100.00 | 9/19/2012 11:00:14 PM |
prudent-deal662 | $25.00 | 9/19/2012 6:33:02 PM |
speedy-point | $25.00 | 9/19/2012 11:47:03 PM |
thrifty-transaction578 | $25.00 | 9/19/2012 6:06:29 PM |
CreditBuilder2 | $25.01 | 9/19/2012 6:10:24 PM |
dkjl | $25.00 | 9/19/2012 7:16:29 PM |
bellaquito | $500.00 | 9/19/2012 6:25:59 PM |
blue-lucrative-rate | $100.00 | 9/19/2012 7:53:43 PM |
responsibility-butterfly | $25.00 | 9/19/2012 6:28:23 PM |
dollar-vibraphone4 | $50.00 | 9/19/2012 8:42:55 PM |
worldly-auction870 | $25.00 | 9/20/2012 6:59:27 AM |
fuzed | $25.00 | 9/20/2012 7:24:45 AM |
respectful-credit820 | $25.00 | 9/19/2012 7:13:42 PM |
exciting-finance288 | $30.00 | 9/20/2012 8:31:49 AM |
Lev8 | $25.00 | 9/20/2012 6:06:18 AM |
penny-drum7 | $25.00 | 9/20/2012 6:51:11 AM |
loyalist1 | $200.00 | 9/20/2012 7:24:16 AM |
transaction-keeper5 | $25.00 | 9/20/2012 5:14:57 AM |
azazle | $50.00 | 9/20/2012 9:00:49 AM |
bonafide-economy | $25.00 | 9/20/2012 6:54:16 AM |
Socorro_Capital_Partners | $25.01 | 9/20/2012 8:25:50 AM |
order-tamale | $274.00 | 9/20/2012 9:02:11 AM |
wise-virtuous-vigilance | $28.00 | 9/20/2012 9:14:32 AM |
DirtyJenga | $25.00 | 9/20/2012 9:21:41 AM |
the-brilliant-currency | $75.00 | 9/20/2012 9:54:47 AM |
special-dinero553 | $25.00 | 9/20/2012 9:11:40 AM |
kind-magical-investment | $25.00 | 9/20/2012 10:03:29 AM |
terminal-velocity34 | $25.00 | 9/20/2012 9:34:27 AM |
AFairDeal | $25.00 | 9/20/2012 10:04:32 AM |
currency-fan9 | $50.00 | 9/20/2012 10:04:45 AM |
entertaining-rate9 | $25.00 | 9/20/2012 10:07:17 AM |
Hawaiibynight | $25.00 | 9/20/2012 9:18:11 AM |
balance-voyager | $25.00 | 9/20/2012 10:08:18 AM |
liberty-viola | $30.00 | 9/20/2012 10:11:15 AM |
chestnut4 | $25.00 | 9/20/2012 9:44:43 AM |
farlik | $25.00 | 9/20/2012 10:13:27 AM |
trade-burrito4 | $35.00 | 9/20/2012 9:51:13 AM |
richboy56 | $25.00 | 9/20/2012 9:34:54 AM |
shaker348 | $50.00 | 9/20/2012 10:36:54 AM |
the-profit-oracle | $25.00 | 9/20/2012 9:35:37 AM |
dime-sycamore3 | $50.00 | 9/20/2012 9:36:17 AM |
transparency-river1 | $500.00 | 9/20/2012 10:38:55 AM |
ChrisTJ | $25.00 | 9/20/2012 9:59:15 AM |
agalt | $100.00 | 9/20/2012 10:51:27 AM |
value-wind0 | $25.00 | 9/20/2012 10:01:00 AM |
Tai | $25.00 | 9/20/2012 9:42:42 AM |
brainy-dedication | $25.00 | 9/20/2012 10:57:37 AM |
velocity-scrutinzer6 | $50.00 | 9/20/2012 11:23:09 AM |
RonMingito1010 | $25.00 | 9/20/2012 11:31:51 AM |
hard-working-rate3 | $25.00 | 9/20/2012 9:48:56 AM |
equitable-capital758 | $750.00 | 9/20/2012 10:07:39 AM |
YLlama | $25.00 | 9/20/2012 10:08:22 AM |
enthralling-investment | $25.00 | 9/20/2012 10:10:03 AM |
lostontheedge | $25.00 | 9/20/2012 12:34:06 PM |
loan-upholder4 | $25.00 | 9/20/2012 1:31:13 PM |
EverettFinancial | $25.00 | 9/20/2012 1:53:04 PM |
sprinkler5 | $25.00 | 9/20/2012 2:01:55 PM |
Med-Tech-Here | $28.00 | 9/20/2012 9:59:17 AM |
FinanceGeekDC | $25.00 | 9/20/2012 10:18:14 AM |
Feyenoord | $30.00 | 9/20/2012 2:54:18 PM |
Vegasjim | $25.00 | 9/20/2012 10:25:31 AM |
Science7124 | $25.00 | 9/20/2012 10:28:07 AM |
courteous-trade229 | $30.00 | 9/20/2012 10:32:51 AM |
otalon | $25.00 | 9/20/2012 10:05:54 AM |
restless-currency | $40.00 | 9/20/2012 10:41:32 AM |
BigSkyMontana | $25.00 | 9/20/2012 10:06:58 AM |
WeshaTheLeopard | $25.00 | 9/20/2012 10:43:31 AM |
DadWarbucks | $25.00 | 9/20/2012 10:44:42 AM |
kaykarun | $25.00 | 9/20/2012 10:48:04 AM |
nri22 | $25.00 | 9/20/2012 5:06:06 PM |
luminous-marketplace5 | $25.00 | 9/20/2012 10:22:26 AM |
camaraderi-atmosphere | $25.00 | 9/20/2012 10:28:13 AM |
newest-famous-velocity | $25.00 | 9/20/2012 10:32:51 AM |
dynadave | $1,000.00 | 9/20/2012 1:08:17 PM |
excellent-funds649 | $50.00 | 9/20/2012 5:12:36 PM |
thedoctor | $51.00 | 9/20/2012 10:42:59 AM |
listing-reformation8 | $66.00 | 9/20/2012 2:44:49 PM |
samurai2 | $25.00 | 9/20/2012 3:05:09 PM |
thehousewife | $25.00 | 9/20/2012 11:14:54 AM |
platinum-dojo | $25.00 | 9/20/2012 11:15:39 AM |
entertaining-greenback2 | $30.28 | 9/20/2012 4:23:11 PM |
superb-commerce9 | $50.00 | 9/20/2012 11:48:55 AM |
euro-deployment | $25.00 | 9/20/2012 12:07:57 PM |
Lender0010 | $50.00 | 9/20/2012 2:30:43 PM |
dough-souffle | $25.00 | 9/20/2012 5:34:39 PM |
urbane-deal152 | $50.00 | 9/20/2012 5:39:08 PM |
sunny-listing5 | $25.00 | 9/20/2012 3:55:55 PM |
Investoman | $25.00 | 9/20/2012 5:41:24 PM |
kind-rupee-welder | $25.00 | 9/20/2012 5:16:44 PM |
myduck | $40.00 | 9/20/2012 5:05:12 PM |
friendly-money | $100.00 | 9/20/2012 5:50:55 PM |
Tylerh | $250.00 | 9/20/2012 5:51:53 PM |
platinum-lightning | $50.00 | 9/20/2012 6:04:12 PM |
bonus-raker0 | $25.00 | 9/20/2012 6:08:15 PM |
reinforced-reward | $25.00 | 9/20/2012 5:21:15 PM |
bold-riveting-social | $50.00 | 9/20/2012 5:38:25 PM |
a-noble-coin | $25.00 | 9/20/2012 5:59:12 PM |
RGlad | $150.00 | 9/19/2012 5:05:42 PM |
velocityasaurus-rex4 | $100.00 | 9/19/2012 5:01:50 PM |
radiant-dollar9 | $200.00 | 9/19/2012 5:17:00 PM |
green-trade-dolphin2 | $53.04 | 9/19/2012 5:02:16 PM |
unrivaled-deal676 | $50.00 | 9/19/2012 5:32:11 PM |
nickel-ferret | $25.00 | 9/19/2012 5:14:53 PM |
repayment-pagoda8 | $100.00 | 9/19/2012 5:08:09 PM |
bazaar-tulip | $25.00 | 9/19/2012 5:41:27 PM |
newest-currency-vibrato | $25.00 | 9/19/2012 5:41:47 PM |
Robin_Hood | $50.00 | 9/19/2012 5:44:22 PM |
auction-sage | $100.00 | 9/19/2012 5:16:22 PM |
determined-revenue1 | $35.00 | 9/19/2012 5:52:53 PM |
LeReve | $500.00 | 9/19/2012 5:22:07 PM |
thankful-nickel2 | $55.55 | 9/19/2012 5:36:54 PM |
ready-justice7 | $50.00 | 9/19/2012 5:27:21 PM |
Taxman44 | $25.00 | 9/19/2012 5:45:53 PM |
p2ploan-hunter4 | $25.00 | 9/19/2012 8:08:59 PM |
squarebob | $25.00 | 9/19/2012 6:13:18 PM |
vtrentster | $25.00 | 9/19/2012 6:28:34 PM |
mtquan | $25.00 | 9/19/2012 6:04:06 PM |
heroic-platinum | $50.00 | 9/20/2012 6:12:41 AM |
kenji4861 | $25.00 | 9/19/2012 6:34:29 PM |
respectful-fairness069 | $27.00 | 9/20/2012 8:53:31 AM |
EthanColeInvestingGroup | $25.00 | 9/19/2012 9:38:00 PM |
Spinnaker | $50.00 | 9/19/2012 11:12:24 PM |
tolerant-dinero2 | $25.00 | 9/19/2012 11:24:17 PM |
socrates520 | $50.00 | 9/19/2012 11:34:12 PM |
investment-comet | $25.00 | 9/20/2012 7:12:29 AM |
wojo | $25.00 | 9/20/2012 3:36:23 AM |
Dubbs360 | $500.00 | 9/20/2012 8:26:36 AM |
contract-victor5 | $30.00 | 9/20/2012 6:43:53 AM |
Great-Mom | $25.00 | 9/20/2012 6:53:22 AM |
yield-museum | $65.87 | 9/20/2012 6:54:12 AM |
squeebie | $50.00 | 9/20/2012 7:03:39 AM |
j2ee | $50.00 | 9/20/2012 9:03:48 AM |
the-credit-proton | $25.00 | 9/20/2012 7:26:24 AM |
gjm6d | $25.00 | 9/20/2012 9:22:55 AM |
promise2 | $25.00 | 9/20/2012 8:24:47 AM |
adventurer447 | $300.00 | 9/20/2012 9:31:00 AM |
metro457 | $100.00 | 9/20/2012 9:37:12 AM |
icchok | $50.00 | 9/20/2012 9:44:37 AM |
thrilling-listing51 | $52.00 | 9/20/2012 9:17:34 AM |
finder072 | $25.00 | 9/20/2012 9:18:39 AM |
BxRealtor | $25.00 | 9/20/2012 9:19:37 AM |
historic-balance5 | $50.00 | 9/20/2012 9:52:04 AM |
american6 | $50.00 | 9/20/2012 9:21:45 AM |
mrladybug101 | $25.00 | 9/20/2012 9:57:43 AM |
vigilance-revolutionary | $50.00 | 9/20/2012 9:59:02 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:34 AM |
igloo268 | $25.00 | 9/20/2012 10:04:16 AM |
gold-commander0 | $25.00 | 9/20/2012 10:09:03 AM |
awe-inspiring-commitment972 | $50.00 | 9/20/2012 10:12:43 AM |
Bank42 | $25.00 | 9/20/2012 9:49:24 AM |
golden-cat | $25.00 | 9/20/2012 9:51:41 AM |
whitegold24k | $150.00 | 9/20/2012 9:34:19 AM |
mondial4 | $100.00 | 9/20/2012 9:35:46 AM |
sacopt | $25.00 | 9/20/2012 10:39:51 AM |
wwwUniversal | $25.00 | 9/20/2012 10:44:22 AM |
radforj22 | $50.00 | 9/20/2012 10:00:36 AM |
netg | $25.00 | 9/20/2012 9:49:13 AM |
invincible-deal82 | $25.00 | 9/20/2012 9:49:27 AM |
capmlend | $200.00 | 9/20/2012 11:44:35 AM |
w3alter | $50.00 | 9/20/2012 9:50:35 AM |
whitegoldira | $100.00 | 9/20/2012 12:07:20 PM |
influential-benjamins0 | $100.00 | 9/20/2012 9:52:08 AM |
skro | $25.00 | 9/20/2012 10:08:27 AM |
loyalty-sherpa | $25.00 | 9/20/2012 9:52:57 AM |
lakshmilila | $25.00 | 9/20/2012 10:11:06 AM |
magical-credit523 | $25.00 | 9/20/2012 10:13:03 AM |
DreisersFinancier | $50.00 | 9/20/2012 9:54:58 AM |
virtuous-repayment | $25.00 | 9/20/2012 10:00:34 AM |
dbaoracle | $50.00 | 9/20/2012 10:34:45 AM |
investment-cluster | $80.00 | 9/20/2012 4:28:47 PM |
6moonbeams | $50.00 | 9/20/2012 10:05:39 AM |
Clambake | $25.00 | 9/20/2012 10:05:56 AM |
well-mannered-power8 | $25.00 | 9/20/2012 10:06:30 AM |
top-emphatic-generosity | $49.24 | 9/20/2012 4:57:05 PM |
slojudy | $25.00 | 9/20/2012 10:42:19 AM |
worthy-value1 | $25.00 | 9/20/2012 10:48:41 AM |
hope-kingdom | $50.00 | 9/20/2012 10:13:37 AM |
marwadi-62 | $400.00 | 9/20/2012 11:01:21 AM |
IP | $25.00 | 9/20/2012 10:14:34 AM |
a-finance-director | $100.00 | 9/20/2012 10:14:47 AM |
wigglesworth4 | $100.00 | 9/20/2012 10:15:54 AM |
unforgettable-wealth4 | $50.00 | 9/20/2012 5:05:25 PM |
compatible-deal9 | $25.00 | 9/20/2012 11:34:06 AM |
the-cash-allotment | $52.67 | 9/20/2012 10:19:14 AM |
practical-expectations | $25.00 | 9/20/2012 12:17:24 PM |
seeyouontv | $75.00 | 9/20/2012 5:07:48 PM |
meenan | $25.00 | 9/20/2012 10:45:51 AM |
sugnal | $50.00 | 9/20/2012 3:14:09 PM |
wise-ethical-social | $27.92 | 9/20/2012 10:55:55 AM |
Crimon | $30.06 | 9/20/2012 12:17:33 PM |
lamsabuy | $200.00 | 9/20/2012 5:03:22 PM |
thrifty-dedication | $25.00 | 9/20/2012 1:36:10 PM |
boston_mass | $25.00 | 9/20/2012 1:51:39 PM |
currency-persimmon | $35.00 | 9/20/2012 2:09:39 PM |
ready-bid9 | $50.00 | 9/20/2012 5:33:58 PM |
Jinja | $80.00 | 9/20/2012 2:32:33 PM |
mammalian4 | $25.00 | 9/20/2012 5:09:35 PM |
TennSquire | $25.00 | 9/20/2012 5:40:29 PM |
justiceelstiltskin898 | $25.00 | 9/20/2012 5:41:07 PM |
Cash-Flow | $103.00 | 9/20/2012 5:46:19 PM |
ptjg | $100.00 | 9/20/2012 5:28:45 PM |
wealthstar | $25.00 | 9/20/2012 5:40:04 PM |
miked8303 | $50.00 | 9/20/2012 5:19:11 PM |
ivy-league-MBA | $25.00 | 9/20/2012 5:35:38 PM |
MoneyForNothing | $6.35 | 9/20/2012 6:08:31 PM |
fairness-symphony2 | $50.00 | 9/20/2012 5:49:17 PM |
222 Investments
|
Borrower Payment Dependent Notes Series
642731
This series of Notes was issued and sold upon the funding of the borrower loan #75169, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 26.10% |
Borrower rate/APR:
| 27.10% / 31.01% |
Monthly payment:
| $163.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.91% | | |
| |
Estimated return*:
| 12.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 28% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 14y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,260 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| systematic-moola266 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3.700.00
Monthly expenses: $1900.00
Housing: $765.00
Insurance: $100.00
Car expenses: $500,00
Utilities: $200.00
Phone, cable, internet: $150.00
Food, entertainment: $0
Clothing, household expenses: $
Credit cards and other loans: $200.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 9/21/2012 9:06:30 AM |
fides-cx | $25.00 | 9/21/2012 9:11:49 AM |
bewitching-dollar5 | $100.00 | 9/21/2012 9:16:26 AM |
benevolent-loot5 | $200.00 | 9/21/2012 9:19:18 AM |
Gladglide | $25.00 | 9/21/2012 9:28:44 AM |
dariop | $25.01 | 9/21/2012 9:11:44 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:39 AM |
BankofRon_IRA | $100.00 | 9/21/2012 9:19:59 AM |
selfmademan | $25.00 | 9/21/2012 9:23:42 AM |
careful-vigilance4 | $25.00 | 9/21/2012 9:25:39 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:56 AM |
handshake5 | $100.00 | 9/21/2012 9:37:13 AM |
thankful-nickel2 | $25.00 | 9/21/2012 10:41:00 AM |
dedicated-transaction796 | $25.00 | 9/21/2012 9:45:26 AM |
dsnybnd | $25.00 | 9/21/2012 12:02:10 PM |
diplomatic-wealth7 | $25.00 | 9/21/2012 10:30:39 AM |
EnglishGeekInNYC | $50.00 | 9/21/2012 10:35:49 AM |
pdub | $200.00 | 9/21/2012 12:22:10 PM |
Investor_DP | $200.00 | 9/21/2012 10:15:11 AM |
azazle | $50.00 | 9/21/2012 10:36:41 AM |
wwwUniversal | $25.00 | 9/21/2012 10:41:09 AM |
wise-charming-reward | $500.00 | 9/21/2012 10:50:54 AM |
PrimeFunding | $25.00 | 9/21/2012 10:33:14 AM |
vutah | $25.00 | 9/21/2012 9:06:51 AM |
Bob450 | $25.00 | 9/21/2012 9:05:20 AM |
imogen22 | $50.00 | 9/21/2012 9:20:34 AM |
pierrelasvegas | $25.00 | 9/21/2012 9:22:28 AM |
trade-boots1 | $100.00 | 9/21/2012 9:15:40 AM |
power-chihuahua | $25.00 | 9/21/2012 9:17:07 AM |
deal-galleon | $25.00 | 9/21/2012 9:27:16 AM |
vutah | $35.00 | 9/21/2012 9:06:43 AM |
bubb_hans | $25.00 | 9/21/2012 9:47:49 AM |
madisonboy123 | $25.00 | 9/21/2012 9:36:09 AM |
asiaratt | $50.00 | 9/21/2012 9:48:30 AM |
indomitable-dedication | $25.00 | 9/21/2012 9:53:00 AM |
economy-shrubbery6 | $25.00 | 9/21/2012 10:10:35 AM |
nimble-revenue5 | $44.00 | 9/21/2012 9:53:59 AM |
musegaze | $30.00 | 9/21/2012 9:56:01 AM |
worldly-community3 | $40.00 | 9/21/2012 9:59:11 AM |
108-IRA | $50.00 | 9/21/2012 10:25:02 AM |
reflective-rupee | $25.00 | 9/21/2012 10:02:10 AM |
best-charming-leverage | $50.00 | 9/21/2012 9:38:16 AM |
52digital | $75.00 | 9/21/2012 9:44:56 AM |
openness-cosmos9 | $50.00 | 9/21/2012 12:19:28 PM |
cmliii | $35.00 | 9/21/2012 12:21:12 PM |
market-pudding | $25.00 | 9/21/2012 10:55:40 AM |
_NaLNaBB | $200.00 | 9/21/2012 11:10:39 AM |
vigilance-spinner3 | $25.00 | 9/21/2012 11:32:50 AM |
openness-cosmos9 | $50.00 | 9/21/2012 12:07:26 PM |
bid-czar8 | $60.00 | 9/21/2012 10:00:59 AM |
6_kids_college_fund | $25.00 | 9/21/2012 10:05:55 AM |
librealfin | $25.00 | 9/21/2012 10:09:59 AM |
steven3333 | $25.00 | 9/21/2012 10:32:18 AM |
Nipper99 | $100.00 | 9/21/2012 10:52:49 AM |
ethical-truth211 | $200.00 | 9/21/2012 12:18:17 PM |
sportcraft18 | $30.99 | 9/21/2012 12:23:29 PM |
56 Investments
|
Borrower Payment Dependent Notes Series
642801
This series of Notes was issued and sold upon the funding of the borrower loan #75455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 32.04% |
Borrower rate/APR:
| 33.04% / 35.84% |
Monthly payment:
| $136.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.57% | | |
| |
Estimated return*:
| 15.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 25% |
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,193 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| note-caper2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 620-639 (Latest)
|
Principal borrowed:
| $6,990.63 | < 31 days late:
| 1
( 11% )
| 640-659
(Oct-2011)
|
Principal balance:
| $5,730.29 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Home improvement
Purpose of loan: Continue home improvements
This loan will be used to...continue with the projects started, remodeling and updating my residence. I'm extremely happy with what I've accomplished and look forward to completing my project.
My financial situation:
I am a good candidate for this loan because...I'm on the way back to a very stable financial state post divorce. I am happy and content and look forward to all the good things life has in store.
Monthly net income: $ 3000.00
Monthly expenses: $ 900.00
Housing: $ 450.00
Insurance: $ 103.50
Car expenses: $ 163.00
Utilities: $ 100.00
Phone, cable, internet: $52,50
Food, entertainment: $ 250.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 200.00
Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DasMula | $25.00 | 9/21/2012 5:04:38 PM |
benevolent-loot5 | $200.00 | 9/21/2012 5:09:58 PM |
deal-enthusiast | $75.00 | 9/21/2012 5:05:43 PM |
Bad_Debt | $25.00 | 9/21/2012 5:12:36 PM |
jetavana | $25.00 | 9/21/2012 5:14:31 PM |
lowrater | $50.70 | 9/21/2012 5:06:56 PM |
proper-exchange8 | $50.00 | 9/21/2012 5:26:28 PM |
BankofRon_IRA | $100.00 | 9/21/2012 5:23:40 PM |
Gregger | $25.00 | 9/21/2012 5:24:07 PM |
Comoparklender | $25.00 | 9/21/2012 5:34:12 PM |
pierrelasvegas | $25.00 | 9/21/2012 5:13:02 PM |
DreisersFinancier | $50.00 | 9/21/2012 5:37:13 PM |
et28 | $75.00 | 9/21/2012 5:39:10 PM |
power-chihuahua | $25.00 | 9/21/2012 5:36:22 PM |
MrBailey | $25.00 | 9/21/2012 5:37:04 PM |
joyous-peace443 | $25.00 | 9/21/2012 5:37:55 PM |
understanding-dollar67 | $25.00 | 9/21/2012 5:43:21 PM |
networks4ever | $25.00 | 9/21/2012 5:48:18 PM |
squeebie | $50.00 | 9/21/2012 5:24:42 PM |
AF-Chief | $25.00 | 9/21/2012 5:27:31 PM |
impala6464 | $50.00 | 9/21/2012 6:06:10 PM |
Zane314 | $50.00 | 9/21/2012 6:11:26 PM |
deal-galleon | $25.00 | 9/21/2012 6:01:34 PM |
melodious-fairness | $50.00 | 9/21/2012 6:14:09 PM |
108-IRA | $50.00 | 9/21/2012 6:08:05 PM |
durability-ace9 | $30.00 | 9/21/2012 6:20:09 PM |
statuesque-affluence058 | $25.00 | 9/21/2012 5:42:25 PM |
winmals | $25.00 | 9/21/2012 6:44:39 PM |
well-mannered-income3 | $100.00 | 9/21/2012 7:35:11 PM |
jazzlender | $25.00 | 9/21/2012 5:58:36 PM |
moola-buddy | $25.00 | 9/21/2012 6:00:07 PM |
dedication-prospector1 | $25.00 | 9/21/2012 6:03:41 PM |
coin-architect2 | $100.00 | 9/21/2012 7:42:48 PM |
desertoasis | $25.00 | 9/21/2012 9:27:09 PM |
papaloha | $66.00 | 9/21/2012 10:00:05 PM |
Fitiwalt7 | $25.00 | 9/21/2012 7:06:37 PM |
Brisket_Bob | $27.70 | 9/21/2012 8:57:21 PM |
benjamins-worker5 | $100.00 | 9/21/2012 9:15:26 PM |
order-supernova6 | $33.45 | 9/21/2012 9:41:56 PM |
Marssoft | $119.15 | 9/21/2012 10:38:35 PM |
PrimeFunding | $25.00 | 9/21/2012 6:19:23 PM |
sweety075 | $25.00 | 9/21/2012 5:05:00 PM |
handy-justice | $50.00 | 9/21/2012 5:03:07 PM |
newest-currency-vibrato | $25.00 | 9/21/2012 5:05:14 PM |
trade-boots1 | $100.00 | 9/21/2012 5:06:34 PM |
transaction-circuit | $75.00 | 9/21/2012 5:10:57 PM |
versatile-dime442 | $250.00 | 9/21/2012 5:17:19 PM |
money-baron | $100.00 | 9/21/2012 5:16:44 PM |
economy-shrubbery6 | $25.00 | 9/21/2012 5:20:07 PM |
imogen22 | $50.00 | 9/21/2012 5:10:59 PM |
careful-vigilance4 | $25.00 | 9/21/2012 5:35:26 PM |
refresher211 | $25.00 | 9/21/2012 5:13:51 PM |
DasMula | $25.00 | 9/21/2012 5:14:04 PM |
robust-diversification3 | $50.00 | 9/21/2012 5:39:35 PM |
musegaze | $50.00 | 9/21/2012 5:39:45 PM |
life-is-great | $25.00 | 9/21/2012 5:39:50 PM |
adventurer447 | $300.00 | 9/21/2012 5:19:59 PM |
brightest-luminous-cash9 | $25.00 | 9/21/2012 5:42:49 PM |
bubb_hans | $25.00 | 9/21/2012 5:54:07 PM |
cash-kin7 | $25.00 | 9/21/2012 5:56:06 PM |
bewitching-dollar5 | $100.00 | 9/21/2012 6:00:51 PM |
community-burrito9 | $25.00 | 9/21/2012 5:36:03 PM |
Investor_DP | $200.00 | 9/21/2012 6:12:37 PM |
dudebrah | $25.00 | 9/21/2012 6:48:00 PM |
bob450-roth | $25.00 | 9/21/2012 6:48:59 PM |
zorg77 | $50.00 | 9/21/2012 5:48:51 PM |
the-credit-maker | $25.00 | 9/21/2012 6:32:52 PM |
wwwUniversal | $25.00 | 9/21/2012 5:54:32 PM |
ChoiceInvestments | $25.00 | 9/21/2012 7:27:13 PM |
money-surge1 | $25.00 | 9/21/2012 5:57:11 PM |
PM_Broker | $50.00 | 9/21/2012 7:27:29 PM |
professional-vigilance9 | $35.00 | 9/21/2012 6:05:47 PM |
Astyanax | $33.00 | 9/21/2012 8:32:45 PM |
Lubava | $80.00 | 9/21/2012 6:15:56 PM |
Pitufo | $25.00 | 9/21/2012 7:18:12 PM |
a-compassion-cherry | $25.00 | 9/21/2012 10:21:05 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
642831
This series of Notes was issued and sold upon the funding of the borrower loan #74706, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 37% |
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 8y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,519 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| JB47 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 92% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 1
( 8% )
| 660-679
(Aug-2011)
700-719
(Oct-2010)
660-679
(Sep-2009)
640-659
(Aug-2009)
|
Principal balance:
| $2,632.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off existing Personal loans that I have ane Credit Card loans.
My financial situation:
I am a good candidate for this loan because I have a prior Prosper loan which I have had for over a year with no late payments and all other bills are up to date...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 9/21/2012 9:05:39 AM |
felicity-contributor3 | $25.00 | 9/21/2012 9:03:25 AM |
american-investor | $25.00 | 9/21/2012 9:11:12 AM |
thehousewife | $25.00 | 9/21/2012 9:16:34 AM |
money-baron-Roth401k | $25.00 | 9/21/2012 9:14:54 AM |
berniemadeoff | $50.00 | 9/21/2012 9:24:33 AM |
bewitching-dollar5 | $100.00 | 9/21/2012 9:16:27 AM |
Asgardian | $25.00 | 9/21/2012 9:18:39 AM |
worthy-bid8 | $100.00 | 9/21/2012 9:19:22 AM |
MoneyForNothing | $25.12 | 9/21/2012 9:09:22 AM |
respectful-dough429 | $25.00 | 9/21/2012 9:28:32 AM |
stylish-revenue4 | $25.00 | 9/21/2012 9:29:47 AM |
Feyenoord | $30.00 | 9/21/2012 9:47:14 AM |
community-burrito9 | $35.00 | 9/21/2012 9:28:50 AM |
thankful-nickel2 | $25.00 | 9/21/2012 10:49:54 AM |
I-Believe-In-You | $43.17 | 9/21/2012 11:05:18 AM |
vigilance-spinner3 | $25.00 | 9/21/2012 11:32:06 AM |
DasMula | $25.00 | 9/21/2012 12:02:57 PM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:56 AM |
pdub | $200.00 | 9/21/2012 12:22:11 PM |
intrepid-compassion29 | $25.00 | 9/21/2012 10:11:14 AM |
mpatrick | $50.00 | 9/21/2012 2:08:00 PM |
Use_It_Wisely | $25.00 | 9/21/2012 2:44:19 PM |
kulender | $50.00 | 9/21/2012 1:49:51 PM |
joey1011 | $25.00 | 9/21/2012 2:00:34 PM |
on_your_side | $25.00 | 9/21/2012 2:24:38 PM |
treasure-hunter270 | $25.00 | 9/21/2012 3:45:04 PM |
eod_man | $50.00 | 9/21/2012 4:02:42 PM |
pfh | $25.00 | 9/21/2012 4:18:13 PM |
Zoomzoom22 | $50.99 | 9/21/2012 4:55:51 PM |
redrose1518 | $25.00 | 9/21/2012 12:45:25 PM |
top-jubilant-nickel | $25.00 | 9/21/2012 12:53:50 PM |
Gandalf0001 | $25.00 | 9/21/2012 1:51:07 PM |
payout-mongoose | $50.00 | 9/21/2012 3:11:12 PM |
Bob450 | $25.00 | 9/21/2012 3:31:17 PM |
punctual-diversification143 | $25.00 | 9/21/2012 4:02:56 PM |
durability-seahorse7 | $50.00 | 9/21/2012 5:20:22 PM |
zbfamwl | $25.00 | 9/21/2012 5:08:55 PM |
kind-rate-judo | $25.43 | 9/21/2012 5:50:50 PM |
Bank42 | $25.00 | 9/21/2012 7:18:44 PM |
Lubava | $50.55 | 9/21/2012 6:14:16 PM |
ohmarkybaby | $25.00 | 9/22/2012 1:50:27 AM |
unassuming-market7 | $70.00 | 9/22/2012 1:54:10 AM |
Bad_Debt | $25.00 | 9/21/2012 9:08:12 AM |
first-serene-credit | $25.00 | 9/21/2012 9:08:58 AM |
gold-miser9 | $50.00 | 9/21/2012 9:21:55 AM |
miamibeachloaner | $100.00 | 9/21/2012 9:13:55 AM |
CMJ-Partners | $100.00 | 9/21/2012 9:23:21 AM |
handy-justice | $50.00 | 9/21/2012 9:03:02 AM |
productive-note2 | $50.00 | 9/21/2012 9:06:27 AM |
versatile-dime442 | $100.00 | 9/21/2012 9:26:25 AM |
punctual-worth263 | $25.00 | 9/21/2012 9:26:33 AM |
AF-Chief | $25.00 | 9/21/2012 9:43:42 AM |
trade-boots1 | $100.00 | 9/21/2012 9:15:50 AM |
blitzen40 | $25.00 | 9/21/2012 9:54:56 AM |
majestic-note6 | $150.00 | 9/21/2012 9:26:58 AM |
IntrepidInvestment | $50.00 | 9/21/2012 10:00:30 AM |
EnglishGeekInNYC | $50.00 | 9/21/2012 10:35:49 AM |
Numbat77 | $25.00 | 9/21/2012 11:20:17 AM |
just-finance2 | $25.00 | 9/21/2012 11:06:18 AM |
seabassx | $25.00 | 9/21/2012 1:16:31 PM |
social-zebra | $30.00 | 9/21/2012 12:39:56 PM |
openness-cosmos9 | $50.00 | 9/21/2012 12:41:33 PM |
rubylender | $25.00 | 9/21/2012 2:32:35 PM |
tolerant-dinero2 | $25.00 | 9/21/2012 10:25:20 AM |
papaloha | $111.00 | 9/21/2012 1:09:52 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:51:07 PM |
azazle | $50.00 | 9/21/2012 10:38:21 AM |
FL-Lender | $25.00 | 9/21/2012 2:05:05 PM |
found | $63.72 | 9/21/2012 12:32:29 PM |
newest-currency-vibrato | $25.00 | 9/21/2012 4:46:45 PM |
Jimthemoo | $25.00 | 9/21/2012 5:06:37 PM |
ready-vigilance3 | $25.00 | 9/21/2012 3:19:14 PM |
wise-funds-rocker | $49.73 | 9/21/2012 3:28:26 PM |
Astyanax | $35.00 | 9/21/2012 3:36:31 PM |
Rico47 | $25.00 | 9/21/2012 5:27:33 PM |
geechee | $25.00 | 9/21/2012 5:35:24 PM |
zorg77 | $25.00 | 9/21/2012 5:55:58 PM |
blazing-silver524 | $25.00 | 9/21/2012 6:27:19 PM |
dudebrah | $25.00 | 9/21/2012 6:54:52 PM |
kindest-credit-bear | $50.00 | 9/21/2012 5:48:05 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:40 PM |
unassailable-fund | $30.00 | 9/21/2012 6:14:29 PM |
whirlingdervish | $25.00 | 9/22/2012 2:07:56 AM |
golden-cat | $25.00 | 9/22/2012 3:06:57 AM |
melodious-openness | $423.29 | 9/22/2012 4:39:58 AM |
LongTail | $27.00 | 9/21/2012 10:55:15 PM |
87 Investments
|
Borrower Payment Dependent Notes Series
642871
This series of Notes was issued and sold upon the funding of the borrower loan #75041, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 35% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,946 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ferocious-interest884 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...i have always paid on time and paid all my loans
Monthly net income: $5600
Monthly expenses: $
Housing: $735.00
Insurance: $145.00
Car expenses: $550.00
Utilities: $120.00
Phone, cable, internet: $200.00
Food, entertainment: $500.00
Clothing, household expenses: $200.00
Credit cards and other loans: $1500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Endeavour | $60.00 | 9/20/2012 9:03:15 AM |
duty-viola | $25.00 | 9/20/2012 9:03:45 AM |
tolerant-dime2 | $31.45 | 9/20/2012 9:11:14 AM |
Zingaro | $25.00 | 9/20/2012 9:12:23 AM |
refresher211 | $25.00 | 9/20/2012 9:14:12 AM |
Something-Corporate | $25.00 | 9/20/2012 9:24:27 AM |
global-invest-group | $28.44 | 9/20/2012 9:27:49 AM |
durability-seahorse7 | $50.00 | 9/20/2012 9:28:28 AM |
majestic-note6 | $150.00 | 9/20/2012 9:17:23 AM |
bewitching-dollar5 | $100.00 | 9/20/2012 9:54:29 AM |
LuvToLend | $25.00 | 9/20/2012 11:40:45 AM |
enriched-return057 | $300.00 | 9/20/2012 11:53:45 AM |
let_me_retire | $75.00 | 9/20/2012 12:04:35 PM |
cmliii | $30.00 | 9/20/2012 2:26:52 PM |
bellaquito | $500.00 | 9/20/2012 10:48:23 AM |
geophreigh | $25.00 | 9/20/2012 1:25:38 PM |
priceless-capital0 | $25.00 | 9/20/2012 1:57:26 PM |
money-baron | $50.00 | 9/20/2012 10:43:22 AM |
husley | $25.07 | 9/20/2012 2:21:25 PM |
supreme-p2p9 | $25.00 | 9/20/2012 12:17:40 PM |
PrimeFunding | $25.00 | 9/20/2012 9:31:05 AM |
scholarly-order6 | $25.00 | 9/20/2012 9:12:23 AM |
HeroSupport | $25.00 | 9/20/2012 9:04:40 AM |
community-burrito9 | $35.00 | 9/20/2012 9:05:19 AM |
mindful-generosity1 | $25.00 | 9/20/2012 10:10:26 AM |
thankful-nickel2 | $25.00 | 9/20/2012 10:14:48 AM |
EnglishGeekInNYC | $50.00 | 9/20/2012 10:23:02 AM |
first-euro-rapture | $25.00 | 9/20/2012 9:44:07 AM |
desertoasis | $25.00 | 9/20/2012 12:30:53 PM |
responsibility-butterfly | $25.00 | 9/20/2012 1:07:54 PM |
duty-monger | $50.00 | 9/20/2012 2:14:06 PM |
yons88 | $25.00 | 9/20/2012 2:03:19 PM |
equallender | $25.00 | 9/20/2012 2:34:21 PM |
Feyenoord | $15.04 | 9/20/2012 2:55:32 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
642873
This series of Notes was issued and sold upon the funding of the borrower loan #74998, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $131.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 9y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,764 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| suave-return825 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
withering-flounder | $25.00 | 9/21/2012 9:02:07 AM |
first-pragmatic-power | $25.00 | 9/21/2012 9:02:53 AM |
golffish2 | $25.00 | 9/21/2012 9:03:01 AM |
j2ee | $50.00 | 9/21/2012 9:13:58 AM |
Whipster | $60.00 | 9/21/2012 9:15:32 AM |
order-tamale | $400.00 | 9/21/2012 9:11:56 AM |
lowrater | $50.40 | 9/21/2012 9:15:34 AM |
historic-value7 | $200.00 | 9/21/2012 9:04:24 AM |
LeReve | $500.00 | 9/21/2012 9:29:38 AM |
janeybooboo | $75.00 | 9/21/2012 9:06:55 AM |
commerce-gargantuan2 | $50.00 | 9/21/2012 9:21:54 AM |
nickel-ferret | $25.00 | 9/21/2012 9:23:17 AM |
orange-market-amigo | $200.00 | 9/21/2012 9:23:20 AM |
scholarly-order6 | $25.00 | 9/21/2012 9:11:02 AM |
tranquil-gain1 | $75.00 | 9/21/2012 9:25:15 AM |
cash-mad-scientist3 | $25.00 | 9/21/2012 9:25:33 AM |
abundanceforever | $52.50 | 9/21/2012 9:21:15 AM |
special-dinero553 | $25.00 | 9/21/2012 9:21:49 AM |
Bank_Of_XL | $25.00 | 9/21/2012 9:03:23 AM |
bazaar-elvis | $50.00 | 9/21/2012 9:03:41 AM |
income-triangulation1 | $25.00 | 9/21/2012 9:02:18 AM |
miamibeachloaner | $100.00 | 9/21/2012 9:13:55 AM |
gokart83 | $25.00 | 9/21/2012 9:04:15 AM |
affluence-microscope2 | $200.00 | 9/21/2012 9:12:31 AM |
fides-cx | $25.00 | 9/21/2012 9:12:49 AM |
radiant-dollar9 | $200.00 | 9/21/2012 9:25:24 AM |
RGlad | $300.00 | 9/21/2012 9:02:16 AM |
pierrelasvegas | $25.00 | 9/21/2012 9:22:09 AM |
mikrolown | $25.00 | 9/21/2012 9:28:53 AM |
respectful-note5 | $25.00 | 9/21/2012 9:29:06 AM |
tech310 | $2.10 | 9/21/2012 9:31:23 AM |
Endeavour | $60.00 | 9/21/2012 9:17:54 AM |
imogen22 | $50.00 | 9/21/2012 9:20:18 AM |
versatile-dime442 | $250.00 | 9/21/2012 9:26:04 AM |
majestic-note6 | $200.00 | 9/21/2012 9:26:38 AM |
Sid-K | $25.00 | 9/21/2012 9:27:03 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
642891
This series of Notes was issued and sold upon the funding of the borrower loan #75115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $546.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-2005 |
Debt/Income ratio:
| 21% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,157 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| velocity-mongoose |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to... help fund family business.
My financial situation:
I am a good candidate for this loan because...
I have excellent credit history and know how important it is to build and maintain excellent credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SBT | $25.00 | 9/21/2012 9:07:57 AM |
phenomenal-rate1 | $500.00 | 9/21/2012 9:14:06 AM |
repayment-pagoda8 | $100.00 | 9/21/2012 9:17:23 AM |
imogen22 | $50.00 | 9/21/2012 9:19:49 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:40 AM |
ready-justice7 | $45.00 | 9/21/2012 9:33:14 AM |
special-dinero553 | $25.00 | 9/21/2012 9:21:32 AM |
auction-sage | $100.00 | 9/21/2012 9:24:23 AM |
tranquil-gain1 | $75.00 | 9/21/2012 9:25:16 AM |
pdub | $750.00 | 9/21/2012 12:20:16 PM |
compatible-deal9 | $50.00 | 9/21/2012 1:29:07 PM |
best-bonafide-p2p | $25.00 | 9/21/2012 10:09:29 AM |
worth21 | $25.00 | 9/21/2012 2:02:53 PM |
bellaquito | $500.00 | 9/21/2012 10:55:55 AM |
compassion-twister2 | $50.00 | 9/21/2012 10:57:27 AM |
heerzaquestion | $25.00 | 9/21/2012 4:56:04 PM |
penny-kahuna0 | $25.00 | 9/21/2012 3:41:26 PM |
giftgold | $25.00 | 9/21/2012 12:53:12 PM |
benevolent-transaction090 | $50.00 | 9/21/2012 5:02:14 PM |
kulender | $50.00 | 9/21/2012 1:49:51 PM |
unrelenting-platinum2 | $25.00 | 9/21/2012 2:44:13 PM |
socrates520 | $50.00 | 9/21/2012 5:09:30 PM |
Plutis | $25.00 | 9/21/2012 5:07:21 PM |
radiant-dollar9 | $200.00 | 9/21/2012 5:15:38 PM |
Investoman | $25.00 | 9/21/2012 5:21:36 PM |
mariah8641 | $30.00 | 9/21/2012 5:27:35 PM |
Med-Tech-Here | $28.00 | 9/21/2012 5:32:08 PM |
chlebie | $50.00 | 9/21/2012 5:32:15 PM |
value-wind0 | $25.00 | 9/21/2012 5:35:30 PM |
prudent-deal662 | $25.00 | 9/21/2012 5:35:13 PM |
ingenious-deal6 | $25.00 | 9/21/2012 5:38:14 PM |
DreisersFinancier | $50.00 | 9/21/2012 5:37:13 PM |
Science7124 | $25.00 | 9/21/2012 5:17:35 PM |
liberty-viola | $30.00 | 9/21/2012 5:44:29 PM |
sturdy-fairness0 | $100.00 | 9/21/2012 5:42:23 PM |
prudent-dough458 | $25.00 | 9/21/2012 5:46:25 PM |
shaker348 | $25.00 | 9/21/2012 5:47:32 PM |
DadWarbucks | $25.00 | 9/21/2012 5:57:13 PM |
Sothenwhat | $100.00 | 9/21/2012 5:53:02 PM |
dedication-prospector1 | $25.00 | 9/21/2012 6:03:40 PM |
well-mannered-power8 | $25.00 | 9/21/2012 6:06:06 PM |
mtquan | $25.00 | 9/21/2012 5:35:50 PM |
ceaclou | $25.00 | 9/21/2012 6:16:47 PM |
skuba | $75.00 | 9/21/2012 6:10:13 PM |
velocityasaurus-rex4 | $100.00 | 9/21/2012 6:24:44 PM |
EtaDuck | $25.00 | 9/21/2012 5:45:42 PM |
Great-Mom | $25.00 | 9/21/2012 6:18:20 PM |
loyalty-sherpa | $25.00 | 9/21/2012 6:25:39 PM |
Jarod213 | $25.00 | 9/21/2012 6:33:28 PM |
wwwUniversal | $25.00 | 9/21/2012 6:37:15 PM |
hopeful_lender | $100.00 | 9/21/2012 7:10:45 PM |
Avala | $100.00 | 9/21/2012 6:02:35 PM |
california111 | $100.00 | 9/21/2012 9:57:09 PM |
authentic-liberty7 | $25.00 | 9/21/2012 6:09:59 PM |
finder072 | $25.00 | 9/21/2012 6:13:12 PM |
azazle | $50.00 | 9/21/2012 10:51:21 PM |
wigglesworth4 | $100.00 | 9/21/2012 6:16:14 PM |
helpinghand63 | $25.00 | 9/21/2012 6:23:12 PM |
houli123 | $50.00 | 9/22/2012 3:11:44 AM |
coin-tweet | $50.00 | 9/21/2012 6:56:00 PM |
otalon | $28.00 | 9/21/2012 7:16:45 PM |
order-supernova6 | $25.00 | 9/21/2012 9:26:51 PM |
treasure-serrano729 | $41.25 | 9/22/2012 8:56:15 AM |
gjm6d | $25.00 | 9/22/2012 9:24:52 AM |
unrelenting-euro7 | $50.00 | 9/22/2012 10:22:57 AM |
RockyMtnMan | $25.00 | 9/22/2012 12:01:22 PM |
integrity-saver | $25.00 | 9/22/2012 12:00:34 PM |
uralrider | $25.00 | 9/22/2012 12:01:05 PM |
dunedin | $25.00 | 9/22/2012 12:02:54 PM |
gemoscar | $25.00 | 9/22/2012 12:02:55 PM |
community-pipeline | $25.00 | 9/22/2012 12:04:51 PM |
ski bum | $82.00 | 9/22/2012 12:05:26 PM |
enthralling-investment | $25.00 | 9/22/2012 12:06:27 PM |
hitsman | $50.00 | 9/22/2012 11:38:05 AM |
Clambake | $25.00 | 9/22/2012 12:01:30 PM |
A007 | $50.00 | 9/22/2012 12:03:53 PM |
TrustPlus | $46.00 | 9/22/2012 12:04:25 PM |
fulfilling-market2 | $50.00 | 9/22/2012 12:04:33 PM |
TSC | $50.00 | 9/22/2012 12:06:56 PM |
Aberdeen | $100.00 | 9/21/2012 10:31:26 AM |
miamibeachloaner | $100.00 | 9/21/2012 9:13:56 AM |
tenacious-affluence | $25.00 | 9/21/2012 9:14:13 AM |
wetlands | $200.00 | 9/21/2012 9:23:59 AM |
velocity-scrutinzer6 | $50.00 | 9/21/2012 9:08:20 AM |
excellent-funds649 | $50.00 | 9/21/2012 9:11:28 AM |
friendly-gold | $25.00 | 9/21/2012 9:45:22 AM |
LeReve | $500.00 | 9/21/2012 9:29:18 AM |
Castellan | $50.00 | 9/21/2012 9:32:46 AM |
nickel-ferret | $25.00 | 9/21/2012 9:23:02 AM |
intuitive-benefit3 | $100.00 | 9/21/2012 9:27:55 AM |
thrifty-transaction578 | $25.00 | 9/21/2012 10:08:19 AM |
lionheart722 | $100.00 | 9/21/2012 9:52:42 AM |
CreditBuilder2 | $25.01 | 9/21/2012 10:08:57 AM |
LoanerPrincipal | $25.00 | 9/21/2012 9:39:12 AM |
CIC | $25.00 | 9/21/2012 11:50:32 AM |
Taxman44 | $25.00 | 9/21/2012 9:47:56 AM |
MI2 | $5,000.00 | 9/21/2012 12:28:15 PM |
commanding-bid973 | $50.00 | 9/21/2012 1:00:15 PM |
first-careful-currency | $300.00 | 9/21/2012 5:01:54 PM |
affluence-microscope2 | $200.00 | 9/21/2012 5:02:40 PM |
ready-bid9 | $50.00 | 9/21/2012 5:01:42 PM |
responsibility-butterfly | $25.00 | 9/21/2012 2:51:08 PM |
revenue-serenity | $25.00 | 9/21/2012 3:28:21 PM |
ready-vigilance3 | $50.00 | 9/21/2012 3:32:44 PM |
NR | $25.00 | 9/21/2012 5:14:50 PM |
newest-currency-vibrato | $25.00 | 9/21/2012 5:23:13 PM |
benevolent-loot5 | $79.00 | 9/21/2012 5:09:37 PM |
nri22 | $25.00 | 9/21/2012 5:32:37 PM |
luminous-finance9 | $26.00 | 9/21/2012 5:33:10 PM |
bold-riveting-social | $50.00 | 9/21/2012 5:37:59 PM |
spirit07a | $39.00 | 9/21/2012 5:38:43 PM |
DirtyJenga | $25.00 | 9/21/2012 5:41:08 PM |
britgsb | $50.00 | 9/21/2012 5:46:30 PM |
Lev8 | $25.00 | 9/21/2012 5:57:20 PM |
-------supporter | $100.00 | 9/21/2012 5:51:21 PM |
bazaar-tulip | $25.00 | 9/21/2012 5:59:27 PM |
IP | $25.00 | 9/21/2012 5:36:45 PM |
HamachiMan | $50.00 | 9/21/2012 6:03:20 PM |
urbane-deal152 | $50.00 | 9/21/2012 6:03:38 PM |
brainy-dedication | $25.00 | 9/21/2012 6:04:31 PM |
compoundinterest | $25.00 | 9/21/2012 6:06:24 PM |
zone6 | $100.00 | 9/21/2012 6:07:27 PM |
kenji4861 | $25.00 | 9/21/2012 6:27:50 PM |
methodical-principal2 | $25.00 | 9/21/2012 6:39:35 PM |
money-bauble | $200.00 | 9/21/2012 6:44:55 PM |
miked8303 | $50.00 | 9/21/2012 6:17:16 PM |
Tradesmanlender | $25.00 | 9/21/2012 5:52:14 PM |
AEH_Now | $25.00 | 9/21/2012 6:37:49 PM |
bewitching-commitment421 | $100.00 | 9/21/2012 6:04:48 PM |
mondial4 | $100.00 | 9/21/2012 6:07:37 PM |
equitable-capital758 | $750.00 | 9/21/2012 6:09:31 PM |
guild221 | $25.00 | 9/21/2012 8:05:08 PM |
KLCRAY | $25.00 | 9/22/2012 1:35:26 AM |
the-profit-oracle | $25.00 | 9/21/2012 6:21:20 PM |
fishtale | $25.00 | 9/21/2012 6:43:03 PM |
blue-laudable-dinero | $25.00 | 9/21/2012 11:08:06 PM |
visionary-dedication5 | $100.00 | 9/22/2012 6:00:15 AM |
Kissabledevil | $25.00 | 9/21/2012 7:37:32 PM |
liberty-point | $25.00 | 9/22/2012 6:58:28 AM |
curveylady | $30.00 | 9/22/2012 7:22:20 AM |
bold-towering-velocity | $25.00 | 9/22/2012 6:53:21 AM |
Brisket_Bob | $25.00 | 9/22/2012 6:55:55 AM |
awesome-dollar6 | $100.00 | 9/22/2012 7:16:37 AM |
chac | $300.00 | 9/21/2012 10:15:31 PM |
integrity-cowbell | $25.00 | 9/22/2012 7:38:43 AM |
CarnageAsada | $25.00 | 9/22/2012 2:41:44 AM |
RothySkynx | $25.00 | 9/22/2012 9:37:00 AM |
cerebral-dollar773 | $25.00 | 9/22/2012 5:51:04 AM |
tremendous-deal8 | $60.00 | 9/22/2012 6:30:17 AM |
value-willow | $25.00 | 9/22/2012 6:38:18 AM |
Preist | $50.00 | 9/22/2012 10:16:37 AM |
powerful-return1 | $25.00 | 9/22/2012 7:16:58 AM |
Opportunity4you | $25.36 | 9/22/2012 7:23:30 AM |
AGSLending | $25.00 | 9/22/2012 7:36:08 AM |
velocity-oak | $25.00 | 9/22/2012 12:05:07 PM |
greenback-visionary4 | $25.00 | 9/22/2012 12:05:37 PM |
Dharvesi | $50.00 | 9/22/2012 8:50:30 AM |
andymax | $50.00 | 9/22/2012 12:06:24 PM |
coin-saffron5 | $50.00 | 9/22/2012 12:06:32 PM |
joyful-worth486 | $25.00 | 9/22/2012 12:02:33 PM |
MadHun | $200.00 | 9/22/2012 12:08:02 PM |
top-silver-american | $25.00 | 9/22/2012 12:06:01 PM |
kind-genuine-dough | $25.00 | 9/22/2012 12:06:16 PM |
dordee | $71.03 | 9/22/2012 10:49:08 AM |
Empower-personal-responsibility | $25.00 | 9/22/2012 11:48:22 AM |
commanding-treasure2 | $75.00 | 9/22/2012 12:00:42 PM |
Eastern | $41.00 | 9/22/2012 12:02:16 PM |
E_G | $50.00 | 9/22/2012 12:02:20 PM |
fernor | $25.00 | 9/22/2012 12:03:55 PM |
tolstoy00 | $25.00 | 9/22/2012 12:04:40 PM |
economy-voyage9 | $25.00 | 9/22/2012 12:04:53 PM |
Zolton | $300.00 | 9/22/2012 12:05:10 PM |
a-unflappable-finance | $95.00 | 9/22/2012 12:05:56 PM |
173 Investments
|
Borrower Payment Dependent Notes Series
642917
This series of Notes was issued and sold upon the funding of the borrower loan #74937, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $498.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $15,517 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| ore-secret-agent3 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 91% )
| 660-679 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 1
( 9% )
| 760-779
(Sep-2011)
|
Principal balance:
| $5,899.11 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to payoff and consolidate my existing small debts and loans.
My financial situation:
I am a good candidate for this loan because my career is in a solid field of roofing construction and longevity with this company has been proven.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
excellent-funds649 | $50.00 | 9/21/2012 9:11:28 AM |
special-dinero553 | $25.00 | 9/21/2012 9:21:32 AM |
nickel-ferret | $25.00 | 9/21/2012 9:23:02 AM |
tenacious-affluence | $25.00 | 9/21/2012 9:14:13 AM |
Castellan | $50.00 | 9/21/2012 9:32:46 AM |
phenomenal-rate1 | $500.00 | 9/21/2012 9:14:06 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:40 AM |
friendly-gold | $25.00 | 9/21/2012 9:45:22 AM |
pdub | $750.00 | 9/21/2012 12:20:16 PM |
CreditBuilder2 | $25.01 | 9/21/2012 10:08:57 AM |
revenue-serenity | $25.00 | 9/21/2012 3:28:22 PM |
penny-kahuna0 | $25.00 | 9/21/2012 3:41:26 PM |
unrelenting-platinum2 | $25.00 | 9/21/2012 2:44:13 PM |
drtexican | $35.00 | 9/21/2012 3:07:42 PM |
Peacepower | $30.00 | 9/21/2012 4:14:16 PM |
newest-currency-vibrato | $25.00 | 9/21/2012 4:47:30 PM |
first-careful-currency | $300.00 | 9/21/2012 5:01:54 PM |
Investoman | $25.00 | 9/21/2012 5:21:36 PM |
bold-riveting-social | $25.00 | 9/21/2012 5:38:00 PM |
Science7124 | $25.00 | 9/21/2012 5:17:35 PM |
sturdy-fairness0 | $38.00 | 9/21/2012 5:42:23 PM |
DadWarbucks | $25.00 | 9/21/2012 5:57:13 PM |
velocityasaurus-rex4 | $100.00 | 9/21/2012 6:24:45 PM |
bazaar-tulip | $25.00 | 9/21/2012 5:59:28 PM |
golden-cat | $25.00 | 9/22/2012 3:07:51 AM |
coin-tweet | $50.00 | 9/21/2012 6:56:01 PM |
unflappable-pound3 | $100.00 | 9/22/2012 5:57:19 AM |
california111 | $100.00 | 9/21/2012 9:57:09 PM |
broosky2 | $100.00 | 9/22/2012 7:03:05 AM |
openness-cosmos9 | $50.00 | 9/22/2012 9:23:37 AM |
Dharvesi | $50.00 | 9/22/2012 8:50:31 AM |
inventive-dough3 | $25.00 | 9/22/2012 9:19:22 AM |
wishihadmore | $25.00 | 9/22/2012 5:06:07 AM |
SomebodysMom | $30.00 | 9/22/2012 9:32:28 AM |
hitsman | $50.00 | 9/22/2012 11:38:05 AM |
investment-kingdom | $25.00 | 9/22/2012 12:12:43 PM |
note-mover9 | $25.00 | 9/22/2012 12:14:01 PM |
kyomoon | $50.00 | 9/22/2012 12:14:14 PM |
Preteur | $25.00 | 9/22/2012 12:14:19 PM |
compatible-deal9 | $25.00 | 9/22/2012 11:05:29 AM |
influential-benjamins0 | $100.00 | 9/22/2012 12:08:59 PM |
larslfe | $25.00 | 9/22/2012 12:09:06 PM |
exchange-sunrise1 | $25.00 | 9/22/2012 12:15:20 PM |
affluence-tycoon | $25.00 | 9/22/2012 12:09:45 PM |
Mint_Man | $25.00 | 9/22/2012 12:18:17 PM |
mathomas3 | $50.00 | 9/22/2012 12:18:40 PM |
Avala | $100.00 | 9/22/2012 12:12:09 PM |
kencox | $25.00 | 9/22/2012 12:20:42 PM |
xphile | $25.00 | 9/22/2012 12:13:39 PM |
dansarkis | $25.00 | 9/22/2012 12:21:58 PM |
jjb3 | $25.00 | 9/22/2012 12:14:10 PM |
nosualcneas | $25.00 | 9/22/2012 12:14:24 PM |
handy-money9 | $75.00 | 9/22/2012 12:24:05 PM |
treasure-pipeline | $25.00 | 9/22/2012 12:15:29 PM |
platinum-genetics | $25.00 | 9/22/2012 12:19:11 PM |
JoyfulVegetarian | $25.00 | 9/22/2012 12:28:53 PM |
icchok | $50.00 | 9/22/2012 12:22:51 PM |
entertaining-rate9 | $25.00 | 9/22/2012 12:08:13 PM |
ItsJustMe79 | $25.00 | 9/22/2012 12:24:16 PM |
finder072 | $25.00 | 9/22/2012 12:31:51 PM |
jsw7us | $50.00 | 9/22/2012 12:26:07 PM |
GoSix | $25.00 | 9/22/2012 12:26:15 PM |
established-payout | $25.00 | 9/22/2012 12:33:01 PM |
Pasagam | $50.00 | 9/22/2012 12:28:13 PM |
basis-ferret8 | $33.00 | 9/22/2012 12:34:55 PM |
lakshmilila | $25.00 | 9/22/2012 12:28:19 PM |
Pman | $25.00 | 9/22/2012 12:35:17 PM |
ryreesado | $25.00 | 9/22/2012 12:12:05 PM |
p2p-allocator | $25.00 | 9/22/2012 12:36:07 PM |
spark548 | $25.00 | 9/22/2012 12:29:29 PM |
chomper969 | $25.00 | 9/22/2012 12:38:39 PM |
Redmond | $25.00 | 9/22/2012 12:31:55 PM |
kind-rupee-welder | $25.00 | 9/22/2012 12:40:27 PM |
t2smoney | $25.00 | 9/22/2012 12:33:07 PM |
dfealk | $25.00 | 9/22/2012 12:17:37 PM |
physicsjoe | $25.00 | 9/22/2012 12:33:52 PM |
Koomarbit | $30.00 | 9/22/2012 12:18:06 PM |
Daneistes | $50.00 | 9/22/2012 12:34:20 PM |
figs4u2 | $100.00 | 9/22/2012 12:35:02 PM |
mistertao | $25.00 | 9/22/2012 12:20:59 PM |
djindepth | $50.00 | 9/22/2012 12:37:51 PM |
IP | $25.00 | 9/22/2012 12:40:16 PM |
responsibility-cherry6 | $25.00 | 9/22/2012 12:40:25 PM |
marketplace-cello5 | $25.00 | 9/22/2012 12:27:08 PM |
Breakfast_Gypsy | $25.00 | 9/22/2012 12:27:16 PM |
the-bid-sorcerer | $50.00 | 9/22/2012 12:28:09 PM |
intuitive-integrity9 | $49.00 | 9/22/2012 12:28:49 PM |
awe-inspiring-commitment972 | $50.00 | 9/22/2012 12:29:46 PM |
tntbuzz | $47.00 | 9/22/2012 12:30:41 PM |
C_Mark | $50.00 | 9/22/2012 12:33:10 PM |
mvalley | $25.00 | 9/22/2012 12:33:24 PM |
dinero-speaker | $25.00 | 9/22/2012 12:33:27 PM |
funds-promiser | $35.00 | 9/22/2012 12:34:36 PM |
HamachiMan | $50.00 | 9/22/2012 12:34:47 PM |
excellent-greenback | $29.00 | 9/22/2012 12:36:03 PM |
resolute-basis9 | $25.00 | 9/22/2012 12:36:45 PM |
star382 | $25.00 | 9/22/2012 12:37:22 PM |
auction-sage | $100.00 | 9/21/2012 9:24:23 AM |
forthright-euro8 | $25.00 | 9/21/2012 9:15:25 AM |
velocity-scrutinzer6 | $50.00 | 9/21/2012 9:08:21 AM |
mtquan | $25.00 | 9/21/2012 9:40:43 AM |
miamibeachloaner | $100.00 | 9/21/2012 9:13:56 AM |
intuitive-benefit3 | $100.00 | 9/21/2012 9:27:55 AM |
wetlands | $200.00 | 9/21/2012 9:23:59 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:56 AM |
thrifty-transaction578 | $25.00 | 9/21/2012 10:08:20 AM |
lionheart722 | $100.00 | 9/21/2012 9:52:43 AM |
LeReve | $500.00 | 9/21/2012 9:29:18 AM |
ready-justice7 | $50.00 | 9/21/2012 9:33:14 AM |
Taxman44 | $25.00 | 9/21/2012 9:47:56 AM |
commanding-bid973 | $50.00 | 9/21/2012 1:00:16 PM |
Leopoldine | $27.00 | 9/21/2012 1:29:22 PM |
kulender | $50.00 | 9/21/2012 1:49:52 PM |
Use_It_Wisely | $25.00 | 9/21/2012 2:44:19 PM |
EnglishGeekInNYC | $50.00 | 9/21/2012 10:35:50 AM |
responsibility-butterfly | $25.00 | 9/21/2012 2:51:09 PM |
sophisticated-return496 | $25.00 | 9/21/2012 3:11:38 PM |
ready-vigilance3 | $50.00 | 9/21/2012 3:19:15 PM |
ready-bid9 | $50.00 | 9/21/2012 5:01:42 PM |
MI2 | $5,000.00 | 9/21/2012 12:28:15 PM |
mariah8641 | $30.00 | 9/21/2012 5:27:36 PM |
radiant-dollar9 | $188.00 | 9/21/2012 5:15:39 PM |
DirtyJenga | $25.00 | 9/21/2012 5:41:09 PM |
britgsb | $50.00 | 9/21/2012 5:46:31 PM |
urbane-deal152 | $36.00 | 9/21/2012 6:03:38 PM |
kenji4861 | $25.00 | 9/21/2012 6:27:50 PM |
mondial4 | $100.00 | 9/21/2012 6:07:38 PM |
ceaclou | $25.00 | 9/21/2012 6:16:47 PM |
KLCRAY | $25.00 | 9/22/2012 1:35:26 AM |
Bank42 | $25.00 | 9/21/2012 7:20:11 PM |
Kissabledevil | $25.00 | 9/21/2012 7:37:32 PM |
liberty-point | $50.00 | 9/22/2012 6:59:02 AM |
houli123 | $50.00 | 9/22/2012 3:11:45 AM |
AGSLending | $25.00 | 9/22/2012 7:36:09 AM |
loan-oasis4 | $29.00 | 9/22/2012 8:58:08 AM |
Clambake | $25.00 | 9/22/2012 12:01:30 PM |
coin-saffron5 | $50.00 | 9/22/2012 12:06:32 PM |
shaker348 | $25.00 | 9/22/2012 12:07:24 PM |
RothySkynx | $25.00 | 9/22/2012 9:37:00 AM |
encore02 | $50.00 | 9/22/2012 12:10:00 PM |
rcm87 | $28.00 | 9/22/2012 12:10:45 PM |
loyalty-sherpa | $25.00 | 9/22/2012 12:12:30 PM |
tremendous-integrity | $50.00 | 9/22/2012 12:15:09 PM |
Cheburashka | $30.00 | 9/22/2012 12:15:27 PM |
minista | $25.00 | 9/22/2012 12:16:30 PM |
historic-fund | $25.00 | 9/22/2012 12:19:07 PM |
investment-pro4 | $67.00 | 9/22/2012 12:19:30 PM |
otalon | $25.00 | 9/22/2012 12:20:03 PM |
cozy-note | $25.00 | 9/22/2012 12:12:46 PM |
BrooklynJim | $25.00 | 9/22/2012 12:13:06 PM |
trade-burrito4 | $35.00 | 9/22/2012 12:23:05 PM |
flypenguin | $25.00 | 9/22/2012 12:23:14 PM |
innocent-income4 | $25.00 | 9/22/2012 12:15:10 PM |
skro | $25.00 | 9/22/2012 12:24:11 PM |
wise-bonus-honker | $25.00 | 9/22/2012 12:15:37 PM |
enticing-note | $25.00 | 9/22/2012 12:16:42 PM |
logical-repayment1 | $25.00 | 9/22/2012 12:25:15 PM |
Herluftrolle | $25.00 | 9/22/2012 12:18:02 PM |
selfmademan | $25.00 | 9/22/2012 12:25:48 PM |
transparency-halo | $25.00 | 9/22/2012 12:18:56 PM |
studious-bonus7 | $100.00 | 9/22/2012 12:25:52 PM |
JKEnterprises | $25.00 | 9/22/2012 12:21:13 PM |
richboy56 | $25.00 | 9/22/2012 12:07:38 PM |
unforgettable-pound574 | $50.00 | 9/22/2012 12:24:15 PM |
ErsatzMike | $25.00 | 9/22/2012 12:24:23 PM |
iuseyew | $25.00 | 9/22/2012 12:09:09 PM |
nickel-companion5 | $25.00 | 9/22/2012 12:32:41 PM |
compoundinterest | $25.00 | 9/22/2012 12:27:19 PM |
inspired-investment8 | $100.00 | 9/22/2012 12:11:41 PM |
brewman | $25.00 | 9/22/2012 12:35:42 PM |
satisfying-deal5 | $50.00 | 9/22/2012 12:12:06 PM |
allotment464 | $67.00 | 9/22/2012 12:36:43 PM |
superpuppy | $35.00 | 9/22/2012 12:30:01 PM |
ThomasC | $38.00 | 9/22/2012 12:12:48 PM |
metro457 | $100.00 | 9/22/2012 12:38:22 PM |
rhodylend | $25.00 | 9/22/2012 12:13:41 PM |
dojo2 | $100.00 | 9/22/2012 12:32:29 PM |
downtownfarm | $25.00 | 9/22/2012 12:32:39 PM |
Elbanko | $30.00 | 9/22/2012 12:32:56 PM |
bewitching-commitment421 | $100.00 | 9/22/2012 12:16:07 PM |
the-transaction-stronghold | $25.00 | 9/22/2012 12:33:42 PM |
Refugee | $25.00 | 9/22/2012 12:18:23 PM |
dajen1 | $40.00 | 9/22/2012 12:21:38 PM |
smithd76 | $25.00 | 9/22/2012 12:23:10 PM |
luminous-marketplace5 | $50.00 | 9/22/2012 12:24:36 PM |
historic-balance5 | $50.00 | 9/22/2012 12:38:20 PM |
successful-agreement7 | $100.00 | 9/22/2012 12:39:34 PM |
mrfrog | $25.00 | 9/22/2012 12:26:03 PM |
kelseyshea | $25.00 | 9/22/2012 12:29:32 PM |
scrappy-leverage6 | $25.00 | 9/22/2012 12:30:18 PM |
hayhelp | $25.00 | 9/22/2012 12:30:31 PM |
gold-pudding6 | $60.00 | 9/22/2012 12:31:41 PM |
chlebie | $50.00 | 9/22/2012 12:33:50 PM |
reinforced-reward | $25.00 | 9/22/2012 12:35:12 PM |
platinum-dojo | $25.00 | 9/22/2012 12:36:26 PM |
priceless-note7 | $100.00 | 9/22/2012 12:37:54 PM |
mennleo | $50.00 | 9/22/2012 12:38:16 PM |
shred123 | $25.00 | 9/22/2012 12:38:45 PM |
debt-fuse158 | $25.00 | 9/22/2012 12:40:10 PM |
Cash-Flow | $795.99 | 9/22/2012 12:40:55 PM |
200 Investments
|
Borrower Payment Dependent Notes Series
642941
This series of Notes was issued and sold upon the funding of the borrower loan #75199, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 23.33% |
Borrower rate/APR:
| 24.33% / 26.89% |
Monthly payment:
| $434.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.78% | | |
| |
Estimated return*:
| 14.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1987 |
Debt/Income ratio:
| 33% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 14y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $18,972 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| No | | |
Screen name:
| affluence-keeper2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay consolidate all my other loans
My financial situation:
I am a good candidate for this loan because...
I have good credit
Monthly net income: $5200.00
Monthly expenses: $
Housing: $230.00
Insurance: $1200.00 6 months
Car expenses: $750.00
Utilities: $0.00
Phone, cable, internet: $0.00
Food, entertainment: $200.00
Clothing, household expenses: $0.00
Credit cards and other loans: $800.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/24/2012 5:13:48 PM |
wonder3 | $30.00 | 9/24/2012 5:01:37 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:31 PM |
musegaze | $50.00 | 9/24/2012 5:06:20 PM |
income-triangulation1 | $25.00 | 9/24/2012 5:01:29 PM |
cash-kin7 | $25.00 | 9/24/2012 5:21:52 PM |
robust-diversification3 | $50.00 | 9/24/2012 5:31:08 PM |
bazaar-tulip | $25.00 | 9/24/2012 5:33:55 PM |
Money__Tree | $200.00 | 9/24/2012 5:35:25 PM |
LeReve | $500.00 | 9/24/2012 5:16:52 PM |
statuesque-affluence058 | $25.00 | 9/24/2012 5:39:26 PM |
scholarly-order6 | $50.00 | 9/24/2012 5:19:04 PM |
tech310 | $50.00 | 9/24/2012 5:19:43 PM |
NR | $25.00 | 9/24/2012 5:25:02 PM |
MyPFBlog | $25.00 | 9/24/2012 5:54:24 PM |
CA-Lender | $25.00 | 9/24/2012 5:29:06 PM |
ready-justice7 | $50.00 | 9/24/2012 5:33:22 PM |
adaboy65 | $100.00 | 9/24/2012 6:02:33 PM |
pragmatic-auction8 | $50.00 | 9/24/2012 6:04:50 PM |
businessbroker101 | $25.00 | 9/24/2012 6:06:37 PM |
houli123 | $25.00 | 9/24/2012 5:38:25 PM |
famous-bid9 | $25.00 | 9/24/2012 6:14:40 PM |
keiphers | $25.00 | 9/24/2012 5:42:17 PM |
MarcusOcean | $25.00 | 9/24/2012 6:14:56 PM |
unequaled-truth9 | $100.00 | 9/24/2012 5:46:38 PM |
zone6 | $100.00 | 9/24/2012 6:35:32 PM |
p2p-czar3 | $25.00 | 9/24/2012 5:46:57 PM |
gold-pudding6 | $60.00 | 9/24/2012 5:47:21 PM |
community-burrito9 | $75.00 | 9/24/2012 6:40:22 PM |
brightest-trade-breeze | $25.00 | 9/24/2012 5:48:25 PM |
money-baron | $100.00 | 9/24/2012 6:49:07 PM |
euro-eagle1 | $25.00 | 9/24/2012 6:55:37 PM |
sensible-interest2 | $44.00 | 9/24/2012 7:07:11 PM |
fairness-symphony2 | $50.00 | 9/24/2012 7:10:36 PM |
intrepid-loot | $25.00 | 9/24/2012 7:29:32 PM |
paytonbrigadier | $81.00 | 9/24/2012 6:00:08 PM |
mindful-generosity1 | $50.00 | 9/24/2012 6:01:24 PM |
theaterguy | $25.00 | 9/24/2012 7:59:47 PM |
FWF-kinetic | $25.00 | 9/24/2012 9:12:34 PM |
money-bauble | $100.00 | 9/24/2012 6:12:18 PM |
Zane314 | $50.00 | 9/24/2012 6:12:03 PM |
EnglishGeekInNYC | $50.00 | 9/24/2012 6:12:20 PM |
selector568 | $300.00 | 9/24/2012 6:13:09 PM |
a-smart-p2p | $25.00 | 9/24/2012 6:13:59 PM |
wale-ld | $60.25 | 9/24/2012 9:38:50 PM |
valiant-liberty4 | $25.00 | 9/24/2012 6:14:54 PM |
green-high-five7 | $25.00 | 9/24/2012 10:56:10 PM |
wwwUniversal | $25.00 | 9/24/2012 6:18:30 PM |
credit-wheel7 | $25.00 | 9/24/2012 6:18:14 PM |
Comoparklender | $25.00 | 9/24/2012 6:20:41 PM |
LendingPimp | $52.00 | 9/25/2012 1:52:27 AM |
EL_Papin | $25.00 | 9/24/2012 6:27:47 PM |
velocity-solo | $25.00 | 9/24/2012 6:32:59 PM |
EngineersAlliance | $75.00 | 9/24/2012 6:29:54 PM |
moneylender25 | $25.00 | 9/24/2012 6:43:55 PM |
SLN-10 | $30.00 | 9/24/2012 6:50:00 PM |
transaction-keeper5 | $25.00 | 9/25/2012 5:12:53 AM |
vigilance-spinner3 | $25.00 | 9/24/2012 7:08:29 PM |
desertoasis | $25.00 | 9/25/2012 6:05:28 AM |
Interloper | $35.00 | 9/24/2012 7:17:49 PM |
CalBear08 | $33.33 | 9/24/2012 7:42:44 PM |
RGlad | $300.00 | 9/24/2012 8:08:39 PM |
thinker6 | $30.00 | 9/24/2012 8:27:06 PM |
Karey | $25.00 | 9/24/2012 8:37:07 PM |
kulender | $50.00 | 9/24/2012 8:56:21 PM |
TheBelt | $25.00 | 9/24/2012 10:05:51 PM |
tranquil-note5 | $75.00 | 9/25/2012 4:51:50 AM |
golffish2 | $25.00 | 9/25/2012 4:02:52 AM |
compassion-angel4 | $50.00 | 9/25/2012 4:15:16 AM |
reverent-bazaar284 | $25.00 | 9/25/2012 5:05:48 AM |
1stPlace | $50.00 | 9/25/2012 6:10:32 AM |
Earn_money | $25.00 | 9/25/2012 6:17:00 AM |
mdc1988 | $213.80 | 9/25/2012 6:32:20 AM |
glroark | $100.00 | 9/25/2012 6:37:53 AM |
blueshound | $25.00 | 9/25/2012 6:58:04 AM |
Champ3295 | $25.00 | 9/25/2012 7:09:37 AM |
the-lean-bid | $25.00 | 9/25/2012 6:51:24 AM |
rick4734 | $60.00 | 9/25/2012 6:57:48 AM |
roland1 | $25.00 | 9/25/2012 7:30:15 AM |
global-invest-group | $47.54 | 9/25/2012 7:35:19 AM |
Leshan | $50.00 | 9/25/2012 7:37:16 AM |
zorg77 | $25.00 | 9/25/2012 7:11:21 AM |
azazle | $50.00 | 9/25/2012 7:41:40 AM |
InChicago | $80.03 | 9/24/2012 5:00:31 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:09 PM |
vutah | $55.00 | 9/24/2012 5:01:43 PM |
supreme-treasure8 | $100.00 | 9/24/2012 5:10:28 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:43 PM |
commerce-venture1 | $25.00 | 9/24/2012 5:03:58 PM |
Beld | $50.00 | 9/24/2012 5:03:53 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:14 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:05:51 PM |
MI2 | $5,000.00 | 9/24/2012 5:22:19 PM |
cash-mad-scientist3 | $25.00 | 9/24/2012 5:23:07 PM |
professional-vigilance9 | $100.00 | 9/24/2012 5:48:37 PM |
reflective-ore3 | $25.00 | 9/24/2012 5:24:44 PM |
friendly-gold | $25.00 | 9/24/2012 5:50:09 PM |
mercuriant | $25.00 | 9/24/2012 5:51:05 PM |
restless-currency | $40.00 | 9/24/2012 6:02:59 PM |
the-brilliant-currency | $25.00 | 9/24/2012 5:36:41 PM |
red-eloquent-rupee | $50.00 | 9/24/2012 6:07:25 PM |
WalnutCreekguy | $50.00 | 9/24/2012 5:38:01 PM |
thrifty-generosity222 | $100.00 | 9/24/2012 6:10:38 PM |
first-pragmatic-power | $25.00 | 9/24/2012 6:17:06 PM |
jamiee73 | $25.00 | 9/24/2012 5:41:44 PM |
bewitching-dollar5 | $100.00 | 9/24/2012 5:44:03 PM |
fortytwo | $150.00 | 9/24/2012 5:45:11 PM |
Byrd24 | $100.00 | 9/24/2012 5:48:30 PM |
money-genome84 | $250.00 | 9/24/2012 5:49:09 PM |
duty-viola | $35.00 | 9/24/2012 5:49:49 PM |
pierrelasvegas | $25.00 | 9/24/2012 6:49:01 PM |
108-IRA | $250.00 | 9/24/2012 5:56:26 PM |
best-bonafide-p2p | $25.00 | 9/24/2012 5:59:49 PM |
ferocious-camaraderi1 | $79.00 | 9/24/2012 6:05:20 PM |
responsive-principal8 | $25.00 | 9/24/2012 6:09:21 PM |
fair-pound5 | $50.00 | 9/24/2012 6:10:29 PM |
scarlet-velvet | $25.08 | 9/24/2012 9:20:21 PM |
itsmaj | $31.00 | 9/24/2012 9:53:54 PM |
JoyfulVegetarian | $25.00 | 9/24/2012 6:14:28 PM |
Trondheim_Norway | $80.00 | 9/24/2012 6:24:46 PM |
dukeiyer | $25.00 | 9/24/2012 6:26:59 PM |
hope-kingdom | $50.00 | 9/24/2012 6:26:33 PM |
BankofRon_IRA | $100.00 | 9/24/2012 6:33:18 PM |
networks4ever | $25.00 | 9/24/2012 6:30:13 PM |
KLCRAY | $50.00 | 9/25/2012 2:20:01 AM |
sugnal | $50.00 | 9/25/2012 3:51:18 AM |
LoanerPrincipal | $25.00 | 9/24/2012 7:06:17 PM |
unequivocal-return | $250.00 | 9/24/2012 7:22:54 PM |
KoJack9 | $25.00 | 9/25/2012 6:12:20 AM |
heartpounding-truth325 | $25.00 | 9/24/2012 8:08:49 PM |
loan-oath0 | $52.95 | 9/24/2012 8:28:17 PM |
Rollshaft | $25.00 | 9/25/2012 6:56:39 AM |
broosky2 | $100.00 | 9/25/2012 7:07:12 AM |
jcw3rd | $25.00 | 9/24/2012 9:55:44 PM |
roland1 | $25.00 | 9/25/2012 7:32:17 AM |
credit-adventurer313 | $25.00 | 9/25/2012 2:17:54 AM |
s2k4ojobr | $25.00 | 9/25/2012 3:25:35 AM |
Myrick | $50.00 | 9/25/2012 4:34:24 AM |
nvhm | $25.00 | 9/25/2012 5:54:56 AM |
ChewyZ | $25.00 | 9/25/2012 6:06:16 AM |
friendinmoney | $25.00 | 9/25/2012 6:40:51 AM |
first-dinero-igloo | $25.00 | 9/25/2012 7:30:26 AM |
relentless-social631 | $44.17 | 9/25/2012 7:12:18 AM |
relentless-social631 | $0.85 | 9/25/2012 7:54:01 AM |
144 Investments
|
Borrower Payment Dependent Notes Series
642943
This series of Notes was issued and sold upon the funding of the borrower loan #75379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $582.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 4% |
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 17y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| worth-allocator5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Re_listing due to glitch in Propser receiving information. Thank you!
Purpose of loan:
This loan will be used to add on to property.
My financial situation:
I am a good candidate for this loan because I pay on time!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/20/2012 10:20:26 AM |
income-triangulation1 | $25.00 | 9/20/2012 9:02:21 AM |
RGlad | $300.00 | 9/20/2012 9:02:38 AM |
janeybooboo | $75.00 | 9/20/2012 9:05:59 AM |
imogen22 | $50.00 | 9/20/2012 9:10:26 AM |
bold-marketplace-awakening | $150.00 | 9/20/2012 9:11:09 AM |
majestic-note6 | $200.00 | 9/20/2012 9:17:10 AM |
historic-value7 | $200.00 | 9/20/2012 9:02:39 AM |
golffish2 | $25.00 | 9/20/2012 9:04:23 AM |
felicity-contributor3 | $25.00 | 9/20/2012 9:31:33 AM |
openness-antioxidant | $75.00 | 9/20/2012 9:33:24 AM |
EthanColeInvestingGroup | $150.00 | 9/20/2012 9:33:38 AM |
lowrater | $75.40 | 9/20/2012 9:37:01 AM |
jazzlender | $25.00 | 9/20/2012 9:40:11 AM |
vutah | $35.00 | 9/20/2012 9:13:46 AM |
enriching-trade2 | $47.00 | 9/20/2012 9:43:27 AM |
scholarly-order6 | $150.00 | 9/20/2012 9:15:57 AM |
superb-funds335 | $25.00 | 9/20/2012 9:47:00 AM |
Robin_Hood | $50.00 | 9/20/2012 9:48:03 AM |
phenomenal-rate1 | $500.00 | 9/20/2012 9:05:04 AM |
GoodScot | $25.00 | 9/20/2012 9:17:51 AM |
LeReve | $500.00 | 9/20/2012 9:20:17 AM |
genius520 | $100.00 | 9/20/2012 9:51:51 AM |
houli123 | $25.00 | 9/20/2012 9:09:43 AM |
finance-boomerang0 | $25.00 | 9/20/2012 9:59:31 AM |
fund-medalist171 | $50.00 | 9/20/2012 9:12:48 AM |
thankful-nickel2 | $50.00 | 9/20/2012 10:09:02 AM |
mindful-generosity1 | $25.00 | 9/20/2012 10:10:26 AM |
newest-bid-britches | $100.00 | 9/20/2012 10:13:39 AM |
vibraphone3 | $25.00 | 9/20/2012 10:14:51 AM |
whatknows | $25.00 | 9/20/2012 10:19:31 AM |
moneyforthehoney | $33.00 | 9/20/2012 10:19:39 AM |
valiant-liberty4 | $25.00 | 9/20/2012 10:21:44 AM |
CA-Lender | $57.28 | 9/20/2012 9:31:10 AM |
open-minded-p2p1 | $25.00 | 9/20/2012 10:25:52 AM |
cash-delight1 | $50.00 | 9/20/2012 10:26:50 AM |
moola-monger9 | $75.00 | 9/20/2012 10:27:54 AM |
julijask | $25.00 | 9/20/2012 10:34:51 AM |
cash-mad-scientist3 | $25.00 | 9/20/2012 9:33:47 AM |
Dairyboy | $32.00 | 9/20/2012 10:36:51 AM |
compassion-twister2 | $50.00 | 9/20/2012 9:57:19 AM |
greenback-sage433 | $25.00 | 9/20/2012 10:37:45 AM |
DasMula | $25.00 | 9/20/2012 9:36:26 AM |
diplomatic-wealth7 | $25.00 | 9/20/2012 9:36:35 AM |
dough-souffle | $25.00 | 9/20/2012 10:43:41 AM |
azazle | $50.00 | 9/20/2012 9:39:39 AM |
life-is-great | $25.00 | 9/20/2012 10:00:15 AM |
Nemo2001 | $25.00 | 9/20/2012 9:40:16 AM |
seabassx | $30.00 | 9/20/2012 10:01:48 AM |
profit-powerplant | $25.00 | 9/20/2012 9:53:14 AM |
leverage-sensai6 | $25.00 | 9/20/2012 9:58:13 AM |
bazaar-tulip | $500.00 | 9/20/2012 10:28:50 AM |
dime-sprout | $25.00 | 9/20/2012 10:30:27 AM |
first-wampum-gazer | $1,000.00 | 9/20/2012 10:42:37 AM |
dlenz | $25.00 | 9/20/2012 10:13:47 AM |
selector568 | $300.00 | 9/20/2012 10:17:08 AM |
FinanceGeekDC | $25.00 | 9/20/2012 10:18:14 AM |
TronMedici | $25.00 | 9/20/2012 10:24:42 AM |
heavenly-interest9 | $1,000.00 | 9/20/2012 9:44:07 AM |
113121 | $500.00 | 9/20/2012 9:54:17 AM |
heavenly-interest9 | $1,995.00 | 9/20/2012 9:43:23 AM |
52digital | $75.00 | 9/20/2012 9:05:01 AM |
Beld | $50.00 | 9/20/2012 9:08:11 AM |
best-bonafide-p2p | $50.00 | 9/20/2012 9:03:33 AM |
handy-justice | $50.00 | 9/20/2012 9:04:33 AM |
durability-seahorse7 | $50.00 | 9/20/2012 9:28:28 AM |
kila-designer | $249.00 | 9/20/2012 9:08:03 AM |
blue111 | $25.00 | 9/20/2012 9:31:13 AM |
rate-advocator7 | $200.00 | 9/20/2012 9:32:57 AM |
I_Like_to_Invest | $25.00 | 9/20/2012 9:35:21 AM |
spartacusiam | $25.00 | 9/20/2012 9:10:02 AM |
careful-vigilance4 | $25.00 | 9/20/2012 9:36:23 AM |
special-dinero553 | $25.00 | 9/20/2012 9:12:13 AM |
pierrelasvegas | $25.00 | 9/20/2012 9:12:37 AM |
duty-viola | $25.00 | 9/20/2012 9:03:46 AM |
kind-truth-circuit | $46.00 | 9/20/2012 9:49:19 AM |
productive-note2 | $50.00 | 9/20/2012 9:21:05 AM |
radforj22 | $25.00 | 9/20/2012 9:56:18 AM |
friendly-gold | $25.00 | 9/20/2012 9:26:14 AM |
ingenious-deal6 | $25.00 | 9/20/2012 9:26:44 AM |
goat0 | $100.00 | 9/20/2012 9:27:53 AM |
supreme-treasure8 | $100.00 | 9/20/2012 9:58:38 AM |
tylerfd | $50.00 | 9/20/2012 9:11:15 AM |
vivid-return426 | $25.00 | 9/20/2012 9:13:01 AM |
transaction-hugger4 | $100.00 | 9/20/2012 9:32:31 AM |
Rockymtnhi | $100.00 | 9/20/2012 10:02:23 AM |
missing-link | $25.00 | 9/20/2012 9:34:45 AM |
smart-money | $32.55 | 9/20/2012 9:14:44 AM |
benevolent-marketplace4 | $2,500.00 | 9/20/2012 10:05:53 AM |
the-silver-blaster | $50.00 | 9/20/2012 9:22:09 AM |
handshake5 | $31.00 | 9/20/2012 9:47:39 AM |
debt-force | $25.00 | 9/20/2012 9:25:19 AM |
ferocious-kindness8 | $30.00 | 9/20/2012 9:26:02 AM |
whitegold24k | $150.00 | 9/20/2012 9:50:25 AM |
WalnutCreekguy | $50.00 | 9/20/2012 9:50:27 AM |
first-pragmatic-power | $25.00 | 9/20/2012 9:51:57 AM |
commerce-gargantuan2 | $50.00 | 9/20/2012 9:53:30 AM |
marketplace-hut9 | $25.00 | 9/20/2012 10:29:15 AM |
tranquil-gain1 | $75.00 | 9/20/2012 9:56:45 AM |
JLMGroupFunds | $25.00 | 9/20/2012 10:39:26 AM |
Palacios | $26.00 | 9/20/2012 10:41:00 AM |
cattlebaron | $50.00 | 9/20/2012 10:45:01 AM |
a-finance-nirvana | $25.00 | 9/20/2012 9:42:31 AM |
investment-visionary | $25.00 | 9/20/2012 10:01:47 AM |
toblerone | $25.00 | 9/20/2012 9:53:13 AM |
sacopt | $29.29 | 9/20/2012 10:17:13 AM |
Elefunt | $25.00 | 9/20/2012 10:28:47 AM |
lagnisiruk | $25.00 | 9/20/2012 10:29:38 AM |
kind-magical-investment | $25.00 | 9/20/2012 10:03:32 AM |
transparency-river1 | $500.00 | 9/20/2012 10:38:58 AM |
proper-exchange8 | $50.00 | 9/20/2012 10:06:27 AM |
cattlebaron | $16.65 | 9/20/2012 10:45:22 AM |
shrewd-peace7 | $25.00 | 9/20/2012 10:11:27 AM |
a-finance-director | $100.00 | 9/20/2012 10:14:49 AM |
preeminant-moola6 | $34.83 | 9/20/2012 10:25:04 AM |
tolerant-truth2 | $25.00 | 9/20/2012 10:31:31 AM |
tech310 | $50.00 | 9/20/2012 10:41:06 AM |
jybank | $50.00 | 9/20/2012 10:43:19 AM |
wwwUniversal | $25.00 | 9/20/2012 10:44:24 AM |
119 Investments
|
Borrower Payment Dependent Notes Series
642955
This series of Notes was issued and sold upon the funding of the borrower loan #75338, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $305.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 28% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Landscaping |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,117 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| No | | |
Screen name:
| payment-protector3 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Boat
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
My financial situation would allow me to pay off loan without putting any kind of burden on my finances.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
repayment-pagoda8 | $100.00 | 9/20/2012 9:07:12 AM |
thrifty-transaction578 | $25.00 | 9/20/2012 9:08:22 AM |
imogen22 | $50.00 | 9/20/2012 9:09:46 AM |
special-dinero553 | $25.00 | 9/20/2012 9:11:42 AM |
SBT | $25.00 | 9/20/2012 9:13:32 AM |
radiant-dollar9 | $200.00 | 9/20/2012 9:15:52 AM |
affluence-microscope2 | $200.00 | 9/20/2012 9:02:37 AM |
socrates520 | $50.00 | 9/20/2012 9:22:07 AM |
ready-justice7 | $50.00 | 9/20/2012 9:44:23 AM |
CreditBuilder2 | $25.01 | 9/20/2012 9:17:15 AM |
Robin_Hood | $50.00 | 9/20/2012 9:48:04 AM |
rmachi | $25.00 | 9/20/2012 9:48:51 AM |
LeReve | $500.00 | 9/20/2012 9:19:48 AM |
velocityasaurus-rex4 | $100.00 | 9/20/2012 9:07:53 AM |
auction-sage | $100.00 | 9/20/2012 9:15:14 AM |
azazle | $50.00 | 9/20/2012 9:32:14 AM |
RJN | $35.00 | 9/20/2012 9:57:37 AM |
CaptainBL | $25.00 | 9/20/2012 10:11:23 AM |
the-brilliant-currency | $75.00 | 9/20/2012 9:54:50 AM |
LoanerPrincipal | $25.00 | 9/20/2012 9:54:54 AM |
loan-upholder4 | $25.00 | 9/20/2012 1:31:04 PM |
a-finance-director | $100.00 | 9/20/2012 10:14:50 AM |
kenji4861 | $25.00 | 9/20/2012 10:33:51 AM |
shaker348 | $50.00 | 9/20/2012 10:36:56 AM |
transaction-keeper5 | $25.00 | 9/20/2012 5:20:49 PM |
mtquan | $25.00 | 9/20/2012 5:27:43 PM |
CFOGO | $25.00 | 9/20/2012 12:41:28 PM |
Lender0010 | $50.00 | 9/20/2012 2:33:15 PM |
aabadabadoo | $34.00 | 9/20/2012 5:37:15 PM |
bold-wampum-compadre | $30.00 | 9/20/2012 4:00:54 PM |
DreisersFinancier | $50.00 | 9/20/2012 5:22:08 PM |
hickeyjosp | $50.00 | 9/20/2012 5:51:45 PM |
excellent-funds649 | $50.00 | 9/20/2012 5:12:43 PM |
Techne_Funds_LLC | $25.00 | 9/20/2012 7:08:03 PM |
yield-seeker | $50.00 | 9/20/2012 8:25:16 PM |
platinum-lightning | $50.00 | 9/20/2012 6:04:21 PM |
california111 | $100.00 | 9/20/2012 10:47:54 PM |
cerebral-dollar773 | $25.00 | 9/21/2012 4:07:58 AM |
cloud8 | $25.00 | 9/20/2012 7:36:41 PM |
forthright-euro8 | $25.00 | 9/21/2012 9:15:23 AM |
Plutis | $25.00 | 9/21/2012 9:17:03 AM |
Gyroman | $25.00 | 9/21/2012 7:00:41 AM |
lostontheedge | $25.00 | 9/21/2012 9:44:32 AM |
AFairDeal | $25.00 | 9/21/2012 9:35:52 AM |
proud-pound4 | $25.00 | 9/21/2012 9:20:21 AM |
the-profit-oracle | $25.00 | 9/21/2012 9:56:36 AM |
hard-working-rate3 | $25.00 | 9/21/2012 9:58:14 AM |
enthralling-investment | $25.00 | 9/21/2012 10:00:27 AM |
currency-agave | $37.00 | 9/21/2012 10:14:39 AM |
value-investor9 | $50.00 | 9/21/2012 9:46:00 AM |
w3alter | $34.00 | 9/21/2012 10:16:51 AM |
loot-heart | $25.00 | 9/21/2012 10:19:13 AM |
nickel-ferret | $25.00 | 9/20/2012 9:13:30 AM |
intuitive-benefit3 | $100.00 | 9/20/2012 9:02:50 AM |
obduro_1 | $25.00 | 9/20/2012 9:03:37 AM |
friendly-gold | $25.00 | 9/20/2012 9:26:15 AM |
ingenious-deal6 | $25.00 | 9/20/2012 9:26:44 AM |
wetlands | $200.00 | 9/20/2012 9:14:39 AM |
phenomenal-rate1 | $500.00 | 9/20/2012 9:04:21 AM |
payout-motivator0 | $25.00 | 9/20/2012 9:17:04 AM |
lionheart722 | $100.00 | 9/20/2012 9:10:19 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:40 AM |
bazaar-tulip | $25.00 | 9/20/2012 10:06:54 AM |
Hawaiibynight | $25.00 | 9/20/2012 9:18:12 AM |
Castellan | $50.00 | 9/20/2012 9:46:24 AM |
Taxman44 | $25.00 | 9/20/2012 9:45:56 AM |
mariah8641 | $30.00 | 9/20/2012 9:51:48 AM |
responsibility-butterfly | $25.00 | 9/20/2012 1:07:54 PM |
currency-persimmon | $35.00 | 9/20/2012 2:15:09 PM |
kfrench | $75.00 | 9/20/2012 10:19:38 AM |
bellaquito | $500.00 | 9/20/2012 10:42:35 AM |
velocity-scrutinzer6 | $50.00 | 9/20/2012 11:23:11 AM |
transparency-river1 | $500.00 | 9/20/2012 10:38:58 AM |
la_tim | $50.00 | 9/20/2012 2:33:07 PM |
Tradesmanlender | $25.00 | 9/20/2012 5:58:50 PM |
mizon291 | $30.00 | 9/20/2012 5:44:04 PM |
Johnab | $25.00 | 9/20/2012 9:00:39 PM |
Aeroman32 | $25.00 | 9/20/2012 10:16:07 PM |
mlender | $25.00 | 9/21/2012 12:55:18 AM |
elfincove | $25.00 | 9/20/2012 7:06:59 PM |
heerzaquestion | $25.00 | 9/20/2012 7:17:44 PM |
admscr108 | $50.00 | 9/20/2012 9:01:12 PM |
jga516 | $25.00 | 9/20/2012 8:20:05 PM |
cimbaman | $50.00 | 9/21/2012 5:59:49 AM |
glenium | $25.00 | 9/21/2012 2:49:22 AM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:19 AM |
reinforced-reward | $25.00 | 9/21/2012 10:04:05 AM |
EtaDuck | $25.00 | 9/21/2012 9:32:15 AM |
progressive-economy261 | $500.00 | 9/21/2012 9:32:33 AM |
p2p-scientist868 | $50.00 | 9/21/2012 10:00:50 AM |
ranstlin | $25.00 | 9/21/2012 10:02:25 AM |
Willylump | $25.00 | 9/21/2012 10:04:31 AM |
nri22 | $25.00 | 9/21/2012 9:46:42 AM |
openness-cosmos9 | $50.00 | 9/21/2012 12:11:44 PM |
BDL-Roth | $35.00 | 9/21/2012 10:01:50 AM |
MI2 | $2,674.99 | 9/21/2012 12:28:00 PM |
benevolent-transaction090 | $50.00 | 9/21/2012 10:12:25 AM |
wwwUniversal | $25.00 | 9/21/2012 10:41:07 AM |
pdub | $200.00 | 9/21/2012 12:22:04 PM |
99 Investments
|
Borrower Payment Dependent Notes Series
643003
This series of Notes was issued and sold upon the funding of the borrower loan #75250, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $112.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| May-1984 |
Debt/Income ratio:
| 7% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 21y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Bus Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,359 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| velocity-casserole3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
phenomenal-rate1 | $500.00 | 9/20/2012 9:04:21 AM |
CreditBuilder2 | $25.01 | 9/20/2012 9:17:16 AM |
intuitive-benefit3 | $100.00 | 9/20/2012 9:02:50 AM |
best-bonafide-p2p | $25.00 | 9/20/2012 9:17:07 AM |
spartacusiam | $25.00 | 9/20/2012 9:10:02 AM |
lionheart722 | $100.00 | 9/20/2012 9:10:19 AM |
tenacious-affluence | $25.00 | 9/20/2012 10:01:40 AM |
nickel-ferret | $25.00 | 9/20/2012 9:13:30 AM |
wetlands | $200.00 | 9/20/2012 9:14:39 AM |
LeReve | $500.00 | 9/20/2012 9:19:48 AM |
ready-justice7 | $50.00 | 9/20/2012 9:44:24 AM |
socrates520 | $50.00 | 9/20/2012 9:22:07 AM |
gravbox | $25.00 | 9/20/2012 9:22:59 AM |
Castellan | $50.00 | 9/20/2012 9:46:25 AM |
mariah8641 | $30.00 | 9/20/2012 9:51:49 AM |
Perdita_II | $25.00 | 9/20/2012 10:00:52 AM |
Ripsaw4U | $26.00 | 9/20/2012 9:44:57 AM |
kfrench | $75.00 | 9/20/2012 10:19:39 AM |
Dollars4Rent | $25.00 | 9/20/2012 10:08:12 AM |
justreturns | $25.00 | 9/20/2012 10:26:02 AM |
transparency-river1 | $498.99 | 9/20/2012 10:38:58 AM |
repayment-pagoda8 | $100.00 | 9/20/2012 9:07:12 AM |
velocityasaurus-rex4 | $100.00 | 9/20/2012 9:07:55 AM |
thrifty-transaction578 | $25.00 | 9/20/2012 9:08:22 AM |
special-dinero553 | $25.00 | 9/20/2012 9:11:42 AM |
direct-social3 | $50.00 | 9/20/2012 9:41:03 AM |
all4beans | $25.00 | 9/20/2012 9:48:53 AM |
imogen22 | $50.00 | 9/20/2012 9:09:46 AM |
friendly-gold | $25.00 | 9/20/2012 9:26:15 AM |
compassion-twister2 | $50.00 | 9/20/2012 9:57:20 AM |
auction-sage | $100.00 | 9/20/2012 9:15:14 AM |
a-finance-nirvana | $25.00 | 9/20/2012 9:42:31 AM |
Taxman44 | $25.00 | 9/20/2012 9:45:56 AM |
commerce-gargantuan2 | $50.00 | 9/20/2012 9:53:30 AM |
LoanerPrincipal | $25.00 | 9/20/2012 9:54:54 AM |
Approved | $25.00 | 9/20/2012 10:01:50 AM |
seineil | $75.00 | 9/20/2012 9:54:42 AM |
tranquil-gain1 | $75.00 | 9/20/2012 9:56:46 AM |
a-finance-director | $100.00 | 9/20/2012 10:14:50 AM |
Interloper | $45.00 | 9/20/2012 10:23:07 AM |
CoolPlexer | $25.00 | 9/20/2012 10:24:21 AM |
bazaar-tulip | $25.00 | 9/20/2012 10:06:55 AM |
ready-interest9 | $25.00 | 9/20/2012 10:14:12 AM |
kenji4861 | $25.00 | 9/20/2012 10:33:51 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
643017
This series of Notes was issued and sold upon the funding of the borrower loan #75160, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 31.58% |
Borrower rate/APR:
| 32.58% / 35.37% |
Monthly payment:
| $135.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.13% | | |
| |
Estimated return*:
| 15.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 12% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
7 | Length of status: | 12y 4m |
Amount delinquent:
| $2,084 |
Total credit lines:
| 34 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,221 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| affluence-commando4 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Immigration fees for family
Purpose of loan:
This loan will be used to pay for the immigration status change of my wife and two stepsons. I am a US Citizen and I don't foresee any troubles getting them approved for the status changed. Their visa does not allowed them to work in the USA so I am asking for a change of Visa to authorize my wife to obtain a job.
My financial situation:
I am a good candidate for this loan because I am a hard worker that just need a little bit of help getting this process rolling and I will repay everything back with interest and my gratitude for life. I am currently employed for the State of Michigan and have a part time job at Target. I don't like to sit by and not do something. My family is very important to me and I have been saving for a while but I can't seem to put all of the money together to get this process started. I would really appreciate the help from this loan and I will be making the payments in time and hopefully repaid this before the terms of the loan. unless there is a major fee for paying early.
Monthly net income: $ 3,009.60
Monthly expenses: $ 2900
Housing: $950
Insurance: $ 150
Car expenses: $ 300
Utilities: $ 300
Phone, cable, internet: $ 300
Food, entertainment: $ 400
Clothing, household expenses: $ 300
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
benevolent-transaction090 | $50.00 | 9/21/2012 5:02:18 PM |
worth-blanket2 | $3,600.00 | 9/21/2012 5:06:53 PM |
historic-value7 | $125.00 | 9/21/2012 5:09:13 PM |
deal-enthusiast | $75.00 | 9/21/2012 5:08:06 PM |
trade-boots1 | $100.00 | 9/21/2012 5:06:34 PM |
handy-justice | $50.00 | 9/21/2012 5:08:52 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
643029
This series of Notes was issued and sold upon the funding of the borrower loan #75188, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $466.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 22% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| compassion-iris7 |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Business Startup
This loan will be used to... fund startup costs for a small business. The business will be introduced at a major convention for the target market and the funds will go toward travel costs, booth rental, and advertising materials.
My financial situation: Very good, not a lot in savings yet other than emergency funds, but current debt-to-income is very low.
I am a good candidate for this loan because... I have created a sound business plan, including financial projections, which has already been reviewed and approved by an independent party with experience in reviewing and evaluating business plans. A backup plan is in place for paying off the loan with a substantial year-end bonus coming into the household, and I have a stable, well-paying job that I will retain if the business does not perform as expected.
Monthly net income: $2823
Monthly expenses: $2025
Housing: $600
Insurance: $100
Car expenses: $50
Utilities: $150
Phone, cable, internet: $75
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $325
Other expenses: $225
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
brainy-return234 | $25.00 | 9/21/2012 5:04:08 PM |
missing-link | $25.00 | 9/21/2012 5:16:27 PM |
special-dinero553 | $25.00 | 9/21/2012 5:12:39 PM |
diplomatic-wealth7 | $25.00 | 9/21/2012 5:14:23 PM |
income-triangulation1 | $25.00 | 9/21/2012 5:02:10 PM |
phenomenal-rate1 | $500.00 | 9/21/2012 5:04:52 PM |
robust-diversification3 | $50.00 | 9/21/2012 5:39:35 PM |
selector568 | $300.00 | 9/21/2012 5:42:02 PM |
musegaze | $50.00 | 9/21/2012 5:39:45 PM |
bold-marketplace-awakening | $115.00 | 9/21/2012 5:51:43 PM |
houli123 | $25.00 | 9/21/2012 6:00:33 PM |
robust-trade | $25.00 | 9/21/2012 5:58:08 PM |
well-rounded-felicity378 | $25.00 | 9/21/2012 6:11:14 PM |
money-bauble | $155.00 | 9/21/2012 6:44:56 PM |
elegant-hope578 | $42.00 | 9/21/2012 6:18:59 PM |
durability-ace9 | $30.00 | 9/21/2012 6:20:09 PM |
kila-designer | $249.00 | 9/21/2012 5:55:24 PM |
friendly-gold | $25.00 | 9/21/2012 6:00:27 PM |
Wellman | $25.00 | 9/21/2012 6:02:03 PM |
Kissabledevil | $25.00 | 9/21/2012 7:37:41 PM |
kfrench | $25.00 | 9/21/2012 6:04:07 PM |
adamdroker | $25.00 | 9/21/2012 9:56:56 PM |
california111 | $100.00 | 9/21/2012 10:00:19 PM |
mindful-generosity1 | $50.00 | 9/21/2012 6:16:01 PM |
LendingPimp_2 | $50.00 | 9/22/2012 1:43:24 AM |
Mr_School_Boy_Cookies | $25.00 | 9/22/2012 3:51:26 AM |
benefit-trident | $25.00 | 9/22/2012 6:49:08 AM |
responsibility-butterfly | $25.00 | 9/22/2012 8:29:04 AM |
Skynxhunt | $25.00 | 9/22/2012 9:32:22 AM |
kulender | $50.00 | 9/22/2012 10:49:52 AM |
Katburg | $25.00 | 9/22/2012 12:01:01 PM |
abnvette | $25.00 | 9/22/2012 7:11:15 AM |
Diamond_Jim | $25.00 | 9/22/2012 12:04:58 PM |
nourishing-interest0 | $25.00 | 9/22/2012 11:53:22 AM |
DreisersFinancier | $50.00 | 9/22/2012 12:18:51 PM |
shrewd-peace7 | $25.00 | 9/22/2012 12:37:27 PM |
enriching-trade2 | $50.00 | 9/22/2012 12:36:20 PM |
careful-vigilance4 | $25.00 | 9/22/2012 12:56:46 PM |
professional-vigilance9 | $30.00 | 9/22/2012 12:47:05 PM |
authoritative-platinum7 | $50.00 | 9/22/2012 1:05:40 PM |
sunwell | $50.00 | 9/22/2012 1:20:41 PM |
social-cocktail1 | $200.00 | 9/22/2012 1:21:44 PM |
the-laudable-peso | $40.00 | 9/22/2012 1:26:01 PM |
rhin0cerx | $50.00 | 9/22/2012 1:15:09 PM |
market-jam | $25.00 | 9/22/2012 1:19:51 PM |
Mark-7 | $50.00 | 9/22/2012 1:09:58 PM |
life-is-great | $25.00 | 9/22/2012 1:12:14 PM |
cash-kin7 | $25.00 | 9/22/2012 1:21:41 PM |
asiaratt | $50.00 | 9/22/2012 1:38:11 PM |
fantastic-wampum1 | $100.00 | 9/22/2012 1:14:28 PM |
ore-healer6 | $28.00 | 9/22/2012 1:20:47 PM |
berniemadeoff | $25.00 | 9/22/2012 1:55:09 PM |
breathtaking-funds6 | $32.00 | 9/22/2012 1:25:04 PM |
mikbos | $25.00 | 9/22/2012 1:40:35 PM |
paladin847 | $70.00 | 9/22/2012 3:09:50 PM |
pragmatic-auction8 | $25.00 | 9/22/2012 1:46:20 PM |
principal-cooker2 | $50.00 | 9/22/2012 1:49:03 PM |
nex | $25.00 | 9/22/2012 1:59:21 PM |
azazle | $50.00 | 9/23/2012 3:25:37 AM |
greenback-snowdome1 | $50.00 | 9/22/2012 7:10:47 PM |
guild261 | $25.00 | 9/23/2012 8:30:17 AM |
zorg77 | $25.00 | 9/23/2012 7:48:11 AM |
five-star-order1 | $50.00 | 9/23/2012 12:38:02 AM |
social-zebra | $30.00 | 9/23/2012 8:26:25 AM |
discrete-gold579 | $50.00 | 9/23/2012 11:44:04 AM |
Soulphoniks-Holdings | $27.15 | 9/23/2012 12:48:51 PM |
social-aspen097 | $300.00 | 9/23/2012 12:33:00 PM |
wise-deal-panda | $100.00 | 9/23/2012 12:39:40 PM |
abundanceforever | $52.50 | 9/23/2012 12:42:01 PM |
thelovebug | $100.00 | 9/23/2012 12:48:34 PM |
Thunderswan | $100.00 | 9/23/2012 12:49:09 PM |
new-marketplace-lyrics | $25.00 | 9/23/2012 3:32:22 PM |
BGILlender | $25.00 | 9/23/2012 5:13:43 PM |
a-noble-coin | $25.00 | 9/23/2012 2:58:20 PM |
bullwink27 | $25.00 | 9/24/2012 6:57:49 AM |
master648 | $50.00 | 9/24/2012 7:14:02 AM |
ironman84 | $50.00 | 9/23/2012 8:34:24 PM |
quest0 | $50.00 | 9/24/2012 4:29:20 AM |
thrifty-generosity222 | $50.00 | 9/23/2012 9:56:32 PM |
Leshan | $50.00 | 9/24/2012 7:11:46 AM |
courteous-platinum7 | $25.00 | 9/24/2012 4:13:29 AM |
progressive-economy261 | $500.00 | 9/24/2012 7:14:48 AM |
investment-comet | $25.00 | 9/24/2012 7:11:03 AM |
pierrelasvegas | $25.00 | 9/21/2012 5:12:54 PM |
LeReve | $500.00 | 9/21/2012 5:20:05 PM |
Beld | $50.00 | 9/21/2012 5:42:20 PM |
LendingPimp_2 | $26.00 | 9/21/2012 5:47:24 PM |
supreme-treasure8 | $100.00 | 9/21/2012 5:24:25 PM |
leverage-sensai6 | $25.00 | 9/21/2012 5:36:17 PM |
morpholog | $37.00 | 9/21/2012 6:16:31 PM |
Investor_DP | $200.00 | 9/21/2012 6:12:37 PM |
scholarly-order6 | $30.00 | 9/21/2012 6:13:41 PM |
open-minded-p2p1 | $25.00 | 9/21/2012 6:15:30 PM |
duty-viola | $25.00 | 9/21/2012 5:44:48 PM |
payout-paradise5 | $25.00 | 9/21/2012 6:16:43 PM |
SLN-10 | $50.00 | 9/21/2012 6:45:51 PM |
WalnutCreekguy | $50.00 | 9/21/2012 5:48:00 PM |
TwistedWeasel | $25.00 | 9/21/2012 7:49:35 PM |
bonus-seahorse | $70.00 | 9/22/2012 2:16:05 AM |
first-pragmatic-power | $25.00 | 9/21/2012 6:29:34 PM |
compassion-twister2 | $50.00 | 9/21/2012 6:47:31 PM |
payout-harmony4 | $53.49 | 9/21/2012 9:06:30 PM |
papaloha | $25.00 | 9/21/2012 10:04:09 PM |
Galdis | $25.00 | 9/22/2012 9:25:28 AM |
debt-force | $25.00 | 9/22/2012 12:07:47 PM |
economy-shrubbery6 | $25.00 | 9/22/2012 12:11:54 PM |
Elefunt | $25.00 | 9/22/2012 12:03:09 PM |
Kaj | $25.00 | 9/22/2012 12:06:51 PM |
wizard750 | $28.00 | 9/22/2012 12:26:56 PM |
108-IRA | $250.00 | 9/22/2012 12:16:16 PM |
integrity-builder | $50.00 | 9/22/2012 12:47:17 PM |
zone8 | $47.00 | 9/22/2012 12:57:25 PM |
pound-mushroom3 | $25.00 | 9/22/2012 12:54:21 PM |
52digital | $75.00 | 9/22/2012 12:47:00 PM |
enchanted-diversification496 | $50.00 | 9/22/2012 12:57:02 PM |
Tradesmanlender | $25.00 | 9/22/2012 1:06:03 PM |
worldly-gold | $50.00 | 9/22/2012 1:16:38 PM |
money-surge1 | $25.00 | 9/22/2012 1:10:14 PM |
capital-renewal | $25.00 | 9/22/2012 1:13:56 PM |
red-power-pecan | $50.00 | 9/22/2012 1:30:47 PM |
adventurer447 | $300.00 | 9/22/2012 1:20:09 PM |
dough-bear | $25.00 | 9/22/2012 1:44:13 PM |
finance-prescription | $100.00 | 9/22/2012 1:19:26 PM |
marketplace-hut9 | $25.00 | 9/22/2012 2:00:58 PM |
Comoparklender | $25.00 | 9/22/2012 1:29:06 PM |
stock106 | $25.00 | 9/22/2012 1:43:06 PM |
rescue | $100.00 | 9/22/2012 1:46:39 PM |
silver-wonder278 | $25.00 | 9/22/2012 1:41:41 PM |
payment-gusto | $25.00 | 9/22/2012 5:42:29 PM |
cash-delight1 | $50.00 | 9/22/2012 2:14:23 PM |
transparency-river1 | $500.00 | 9/22/2012 4:43:35 PM |
whitegold24k | $50.00 | 9/22/2012 4:59:51 PM |
help4u | $50.00 | 9/23/2012 5:25:24 AM |
shoook | $25.00 | 9/22/2012 6:56:45 PM |
trade-boots1 | $25.00 | 9/23/2012 12:35:08 PM |
kind-durability-battalion | $50.00 | 9/23/2012 2:21:01 PM |
rodaku | $25.00 | 9/23/2012 7:33:12 PM |
rogue_monster | $50.00 | 9/23/2012 1:10:42 PM |
first-dinero-temple | $25.00 | 9/23/2012 9:27:45 PM |
eoppy | $50.00 | 9/23/2012 9:30:11 PM |
punctual-worth263 | $25.00 | 9/23/2012 9:31:35 PM |
bullish2bearish | $40.00 | 9/23/2012 3:48:24 PM |
benevolent-marketplace4 | $2,500.00 | 9/24/2012 7:12:51 AM |
simplelender80 | $500.00 | 9/24/2012 7:17:11 AM |
lean-trade178 | $25.00 | 9/23/2012 11:18:00 PM |
dough-hammock | $25.00 | 9/23/2012 9:54:24 PM |
ouyangers | $25.00 | 9/24/2012 4:24:50 AM |
treasure-hunter270 | $25.00 | 9/24/2012 6:08:32 AM |
148 Investments
|
Borrower Payment Dependent Notes Series
643073
This series of Notes was issued and sold upon the funding of the borrower loan #74944, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.24% |
Listing Start date:
| Sep-21-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 10.77% |
Borrower rate/APR:
| 11.77% / 17.49% |
Monthly payment:
| $354.96 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.60% | | |
| |
Estimated return*:
| 5.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 26% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,432 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| loot-patriot0 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...Pay off the balance on my credit cards so I may move forward with saving for my future.
My financial situation: Decent - Cost of living is high but I try to budget. I am able to make my payments on time and I try to pay off as much as I can at a given time.
I am a good candidate for this loan because...I will pay on time and am on a path to clearing my debt so I can start fresh and save!
Monthly net income: $3120
Monthly expenses: $2800
Housing: $1100
Insurance: $0.00
Car expenses: $0.00
Utilities: $80+/-
Phone, cable, internet: $200
Food, entertainment: $150 (try to keep it at this max, try for less)
Clothing, household expenses: $100 (limiting my spending here)
Credit cards and other loans: $8,700 (this is what I'd like to pay off ASAP)
Other expenses: $100 +/1
Balance goes towards credit cards I'm currently paying off.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
first-careful-currency | $300.00 | 9/21/2012 5:02:06 PM |
Perdita_II | $25.00 | 9/21/2012 5:10:31 PM |
benevolent-loot5 | $200.00 | 9/21/2012 5:09:47 PM |
Harry | $50.00 | 9/21/2012 5:11:10 PM |
EnglishGeekInNYC | $25.00 | 9/21/2012 5:16:04 PM |
rjmdez | $25.00 | 9/21/2012 5:17:28 PM |
benefit-investor1 | $25.00 | 9/21/2012 5:13:47 PM |
LeReve | $500.00 | 9/21/2012 5:19:37 PM |
lowrater | $50.40 | 9/21/2012 5:16:46 PM |
RJN | $35.00 | 9/21/2012 5:20:29 PM |
dynamic-money271 | $87.00 | 9/21/2012 5:04:21 PM |
tech310 | $50.00 | 9/21/2012 5:23:10 PM |
mjjjrj | $25.00 | 9/21/2012 5:25:00 PM |
I_Like_to_Invest | $25.00 | 9/21/2012 5:29:26 PM |
Bendistraw | $25.00 | 9/21/2012 5:31:40 PM |
top-courteous-peso | $40.00 | 9/21/2012 5:32:35 PM |
ready-justice7 | $50.00 | 9/21/2012 5:33:06 PM |
chlebie | $26.00 | 9/21/2012 5:32:16 PM |
jennifer55126 | $25.00 | 9/21/2012 5:36:03 PM |
Rockymtnhi | $100.00 | 9/21/2012 5:15:27 PM |
geechee | $25.00 | 9/21/2012 5:38:34 PM |
economy-tuba7 | $50.00 | 9/21/2012 5:40:28 PM |
fmanjoo | $25.00 | 9/21/2012 5:41:46 PM |
liberty-viola | $30.00 | 9/21/2012 5:44:30 PM |
soulful-p2p432 | $25.00 | 9/21/2012 5:44:43 PM |
Zach842 | $25.00 | 9/21/2012 5:46:05 PM |
rakem777 | $25.00 | 9/21/2012 5:54:25 PM |
FORESTCITYCAPITAL | $50.00 | 9/21/2012 5:57:34 PM |
tranquil-note5 | $50.00 | 9/21/2012 5:53:24 PM |
ingenious-truth684 | $25.00 | 9/21/2012 5:56:08 PM |
supernova719 | $75.00 | 9/21/2012 5:29:23 PM |
ingenious-deal6 | $25.00 | 9/21/2012 5:38:14 PM |
squarebob | $25.00 | 9/21/2012 6:04:18 PM |
entertaining-revenue4 | $50.00 | 9/21/2012 5:40:15 PM |
hillbilly40 | $25.00 | 9/21/2012 5:43:45 PM |
payout-motivator0 | $25.00 | 9/21/2012 5:46:12 PM |
note-willow8 | $25.00 | 9/21/2012 5:54:56 PM |
ace230 | $25.00 | 9/21/2012 5:09:24 PM |
imogen22 | $50.00 | 9/21/2012 5:10:38 PM |
MicroLender357 | $25.00 | 9/21/2012 5:20:12 PM |
durability-seahorse7 | $50.00 | 9/21/2012 5:20:24 PM |
green-order-captain | $50.00 | 9/21/2012 5:20:42 PM |
lionheart722 | $100.00 | 9/21/2012 5:25:09 PM |
Investoman | $25.00 | 9/21/2012 5:21:37 PM |
tenacious-affluence | $25.00 | 9/21/2012 5:25:38 PM |
gravbox | $25.00 | 9/21/2012 5:07:57 PM |
Taxman44 | $25.00 | 9/21/2012 5:28:00 PM |
coin-flow541 | $28.00 | 9/21/2012 5:32:11 PM |
petera650 | $25.00 | 9/21/2012 5:34:59 PM |
wetlands | $200.00 | 9/21/2012 5:14:34 PM |
prudent-deal662 | $25.00 | 9/21/2012 5:35:13 PM |
auction-sage | $100.00 | 9/21/2012 5:15:19 PM |
versatile-dime442 | $250.00 | 9/21/2012 5:16:50 PM |
optostar | $25.00 | 9/21/2012 5:41:13 PM |
Gold-bug | $50.00 | 9/21/2012 5:49:26 PM |
oregonusa | $25.00 | 9/21/2012 5:55:18 PM |
bazaar-tulip | $25.00 | 9/21/2012 5:59:32 PM |
influential-peso9 | $25.00 | 9/21/2012 5:55:53 PM |
friendly-gold | $25.00 | 9/21/2012 6:00:28 PM |
mmckune | $25.00 | 9/21/2012 5:30:13 PM |
urbane-income7 | $25.00 | 9/21/2012 5:31:35 PM |
dariop | $25.01 | 9/21/2012 6:04:44 PM |
nourishing-interest0 | $25.00 | 9/21/2012 5:38:32 PM |
Joshua_E | $25.00 | 9/21/2012 5:46:00 PM |
britgsb | $50.00 | 9/21/2012 5:46:31 PM |
seeyouontv | $75.00 | 9/21/2012 5:49:57 PM |
jazz619 | $25.00 | 9/21/2012 5:51:10 PM |
perfume956 | $50.00 | 9/21/2012 5:55:39 PM |
excellent-funds649 | $130.00 | 9/21/2012 5:57:52 PM |
Tonusb0 | $25.00 | 9/21/2012 5:58:41 PM |
BostonCapital | $98.60 | 9/21/2012 6:06:38 PM |
71 Investments
|
Borrower Payment Dependent Notes Series
643095
This series of Notes was issued and sold upon the funding of the borrower loan #74940, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 31.58% |
Borrower rate/APR:
| 32.58% / 35.37% |
Monthly payment:
| $135.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.13% | | |
| |
Estimated return*:
| 15.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 28% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,365 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gadget346 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan:
This loan will be used to...take my 6 year old daughter to DisneyWorld for the first time in her life. I have been diagnosed with a rare neuromuscular disease that I have struggled with since she was born. Due to an experimental drug therapy, I am now struggling for my life from dangerous side effects of these treatments. I just want to take my daughter on a memorable vacation and spend some quality time with her while I am still physically able to do so.
My financial situation:
I am a good candidate for this loan because...I have stable income through SSA disability.
Monthly net income: $ 2900
Monthly expenses: $ 2200
Housing: $ 0
Insurance: $ 0
Car expenses: $ 500
Utilities: $ 0
Phone, cable, internet: $ 250
Food, entertainment: $ 400
Clothing, household expenses: $ 200
Credit cards and other loans: $ 225
Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 9/21/2012 5:07:48 PM |
worth-blanket2 | $3,600.00 | 9/21/2012 5:06:21 PM |
income-triangulation1 | $25.00 | 9/21/2012 5:01:42 PM |
brainy-return234 | $25.00 | 9/21/2012 5:04:08 PM |
trade-boots1 | $100.00 | 9/21/2012 5:06:35 PM |
deal-enthusiast | $75.00 | 9/21/2012 5:07:03 PM |
historic-value7 | $50.00 | 9/21/2012 5:07:28 PM |
CA-Lender | $25.00 | 9/21/2012 5:08:00 PM |
benevolent-loot5 | $50.00 | 9/21/2012 5:09:58 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
643103
This series of Notes was issued and sold upon the funding of the borrower loan #75181, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 28% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 18
/
14 | Length of status: | 8y 2m |
Amount delinquent:
| $50 |
Total credit lines:
| 48 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,422 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| leverage-rotation959 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
Improve second home to rent out
My financial situation:
I am a good candidate for this loan because...
I have a very stable job and pay off loans
Monthly net income: $4000
Monthly expenses: $1200
Housing: $263
Insurance: $80
Car expenses: $147
Utilities: $160
Phone, cable, internet: $40
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $160.03 | 9/21/2012 5:01:56 PM |
natural-affluence6 | $25.00 | 9/24/2012 5:01:14 PM |
SolarMoonshine | $25.00 | 9/21/2012 6:11:34 PM |
papaloha | $25.00 | 9/21/2012 10:04:09 PM |
ohmarkybaby | $100.00 | 9/22/2012 1:52:03 AM |
wale-ld | $33.62 | 9/21/2012 9:55:14 PM |
dudebrah | $25.00 | 9/21/2012 6:58:45 PM |
california111 | $100.00 | 9/21/2012 10:00:20 PM |
fountain355 | $25.00 | 9/22/2012 7:21:17 AM |
RothySkynx | $25.00 | 9/22/2012 9:37:06 AM |
dollar-tornado3 | $25.00 | 9/22/2012 7:31:51 AM |
responsibility-butterfly | $25.00 | 9/22/2012 8:29:04 AM |
integrity-builder | $50.00 | 9/22/2012 12:53:08 PM |
worthy-bid8 | $100.00 | 9/22/2012 1:43:40 PM |
Diversified_Examiner | $29.43 | 9/22/2012 10:26:42 PM |
RJN | $32.00 | 9/23/2012 12:29:16 PM |
graceful-IRAinvestment | $106.00 | 9/23/2012 3:14:50 PM |
RLaumeyer | $28.69 | 9/23/2012 3:30:00 PM |
first-serene-credit | $25.00 | 9/24/2012 7:44:16 AM |
big-mac-50 | $200.00 | 9/24/2012 8:32:47 AM |
Perdita_II | $50.00 | 9/24/2012 9:43:28 AM |
asset-linkage | $25.00 | 9/24/2012 10:11:38 AM |
chrisb1414 | $25.00 | 9/24/2012 12:38:21 PM |
BigGuyBank | $27.77 | 9/24/2012 9:54:33 AM |
Leshan | $50.00 | 9/24/2012 1:47:08 PM |
gain-expert | $37.05 | 9/24/2012 3:01:48 PM |
greencat | $50.00 | 9/24/2012 3:29:38 PM |
Astyanax | $30.00 | 9/24/2012 3:35:59 PM |
market-pudding | $25.00 | 9/24/2012 10:55:49 AM |
AlphaAndrew | $100.00 | 9/24/2012 1:26:14 PM |
sdcc72 | $25.00 | 9/24/2012 1:27:10 PM |
penny-champ5 | $25.00 | 9/24/2012 1:19:40 PM |
Weaverville | $25.00 | 9/24/2012 3:33:12 PM |
discrete-gold579 | $50.00 | 9/24/2012 3:58:46 PM |
Altitude-Transport | $25.00 | 9/24/2012 11:38:46 PM |
rustysailor | $30.00 | 9/25/2012 3:47:57 AM |
PrimeFunding | $25.00 | 9/21/2012 6:19:23 PM |
Bad_Debt | $25.00 | 9/21/2012 5:23:02 PM |
Relient-K | $25.00 | 9/21/2012 5:34:56 PM |
majestic-note6 | $150.00 | 9/21/2012 5:17:50 PM |
global-invest-group | $25.00 | 9/21/2012 5:55:36 PM |
money-baron | $100.00 | 9/21/2012 5:59:58 PM |
bewitching-dollar5 | $100.00 | 9/21/2012 6:00:51 PM |
gotjack-IRA | $25.00 | 9/21/2012 6:59:55 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:45 PM |
let_me_retire | $75.00 | 9/22/2012 6:50:49 AM |
scoobiedoo | $40.02 | 9/22/2012 7:31:00 AM |
ultimate-peace | $125.00 | 9/22/2012 10:18:35 AM |
hopeful_lender | $100.00 | 9/22/2012 12:01:11 PM |
CA-Lender | $25.00 | 9/22/2012 2:47:00 PM |
graceful-investment | $80.00 | 9/22/2012 6:39:03 PM |
Bank42 | $25.00 | 9/23/2012 6:00:33 AM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:30 AM |
simplelender80 | $500.00 | 9/24/2012 7:17:12 AM |
blue-entertaining-dinero | $25.00 | 9/24/2012 8:53:21 AM |
rockhound84 | $25.00 | 9/24/2012 12:27:13 PM |
MrDance123 | $100.00 | 9/24/2012 12:39:54 PM |
scholarly-order6 | $25.00 | 9/24/2012 10:04:50 AM |
guardian3 | $25.00 | 9/24/2012 10:49:30 AM |
wealth-multiplier | $25.00 | 9/24/2012 11:21:48 AM |
azazle | $50.00 | 9/24/2012 1:51:53 PM |
order-banshee3 | $50.00 | 9/24/2012 5:54:55 PM |
yield-hut | $25.00 | 9/24/2012 5:39:04 PM |
magical-loyalty679 | $25.00 | 9/24/2012 6:50:06 PM |
platinum-czar | $50.00 | 9/24/2012 8:01:33 PM |
helping-out | $30.00 | 9/24/2012 6:55:37 PM |
wishihadmore | $25.00 | 9/24/2012 7:11:06 PM |
competent-commitment5 | $25.00 | 9/24/2012 7:24:18 PM |
kulender | $50.00 | 9/24/2012 8:56:12 PM |
evilkats | $50.00 | 9/24/2012 8:58:13 PM |
equallender | $25.00 | 9/24/2012 11:11:58 PM |
melodious-openness | $110.39 | 9/25/2012 4:45:10 AM |
72 Investments
|
Borrower Payment Dependent Notes Series
643127
This series of Notes was issued and sold upon the funding of the borrower loan #75328, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,958.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $375.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 35% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,278 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| Train-Conductor-Jim |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 23 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $28,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2011)
760-779
(Sep-2010)
|
Principal balance:
| $13,595.44 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my overdraft protection at my bank and one high interest credit card.
My financial situation:
I am a good candidate for this loan because I work for Amtrak (a US Government owned company), unionized, and my debt to income ratio gets lower all of the time.
Monthly net income: $ Excluding consulting work, just for Amtrak is 5,865 gross - net changes week to week for medical, union dues and the like.
Monthly expenses: $3281
Housing: $1167
Insurance: $63.41
Car expenses: $
Utilities: $125
Phone, cable, internet: $141
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $1385
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
first-careful-currency | $300.00 | 9/21/2012 5:02:06 PM |
MoneyForNothing | $25.23 | 9/21/2012 5:04:24 PM |
trade-boots1 | $100.00 | 9/21/2012 5:06:03 PM |
rolpn | $25.00 | 9/21/2012 5:06:24 PM |
100units | $200.00 | 9/21/2012 5:08:57 PM |
nickel-ferret | $25.00 | 9/21/2012 5:13:30 PM |
windguy | $50.00 | 9/21/2012 5:18:45 PM |
green-trade-dolphin2 | $47.83 | 9/21/2012 5:02:01 PM |
principal-cooker2 | $50.00 | 9/21/2012 5:14:47 PM |
agreement-guild | $50.00 | 9/21/2012 5:22:35 PM |
rate-mogul | $26.00 | 9/21/2012 5:25:29 PM |
kindness-jedi | $25.00 | 9/21/2012 5:21:55 PM |
profitable-fairness1 | $50.00 | 9/21/2012 5:26:07 PM |
yomanie | $25.00 | 9/21/2012 5:26:44 PM |
Veggie_Monkey | $25.00 | 9/21/2012 5:27:15 PM |
Taxman44 | $25.00 | 9/21/2012 5:28:01 PM |
lionheart722 | $100.00 | 9/21/2012 5:25:10 PM |
tenacious-affluence | $25.00 | 9/21/2012 5:25:38 PM |
alexander-hamilton | $250.00 | 9/21/2012 5:27:53 PM |
Med-Tech-Here | $28.00 | 9/21/2012 5:32:09 PM |
Nipper99 | $100.00 | 9/21/2012 5:33:28 PM |
geechee | $26.60 | 9/21/2012 5:31:44 PM |
ready-justice7 | $50.00 | 9/21/2012 5:33:06 PM |
lisanate | $25.00 | 9/21/2012 5:34:35 PM |
wetlands | $200.00 | 9/21/2012 5:14:34 PM |
auction-sage | $100.00 | 9/21/2012 5:15:20 PM |
radiant-dollar9 | $200.00 | 9/21/2012 5:15:58 PM |
special-generosity2 | $25.00 | 9/21/2012 5:39:00 PM |
jamiee73 | $25.00 | 9/21/2012 5:42:43 PM |
top-community-voyage | $50.00 | 9/21/2012 5:43:37 PM |
DirtyJenga | $25.00 | 9/21/2012 5:41:10 PM |
adventurer447 | $300.00 | 9/21/2012 5:20:00 PM |
market-assembler | $50.00 | 9/21/2012 5:20:09 PM |
vigilance-portait5 | $50.00 | 9/21/2012 5:46:46 PM |
durability-seahorse7 | $50.00 | 9/21/2012 5:20:24 PM |
fairness-champ7 | $25.00 | 9/21/2012 5:42:59 PM |
whitegold24k | $200.00 | 9/21/2012 5:20:46 PM |
green-peso-backer | $50.00 | 9/21/2012 5:44:16 PM |
order-boomerang | $25.00 | 9/21/2012 5:21:43 PM |
Dave0 | $25.00 | 9/21/2012 5:22:01 PM |
bazaar-festivity | $25.00 | 9/21/2012 5:56:47 PM |
the-laudable-peso | $40.00 | 9/21/2012 5:25:27 PM |
ramsba | $26.00 | 9/21/2012 5:48:43 PM |
prudent-payment316 | $25.00 | 9/21/2012 5:28:23 PM |
commerce-web5 | $25.00 | 9/21/2012 5:56:51 PM |
urbane-income7 | $25.00 | 9/21/2012 5:31:35 PM |
CROBRUN | $50.00 | 9/21/2012 5:59:50 PM |
zeelender | $25.00 | 9/21/2012 5:32:56 PM |
larrybird | $773.00 | 9/21/2012 6:00:02 PM |
point653 | $25.00 | 9/21/2012 5:34:08 PM |
friendly-gold | $25.00 | 9/21/2012 6:00:28 PM |
investisure | $50.00 | 9/21/2012 5:37:34 PM |
liberty-viola | $30.00 | 9/21/2012 5:44:30 PM |
LoanMonkey | $50.00 | 9/21/2012 5:46:42 PM |
social-trumpet | $25.00 | 9/21/2012 5:46:49 PM |
hopethisworks | $25.00 | 9/21/2012 5:48:50 PM |
drcoop | $25.00 | 9/21/2012 5:49:59 PM |
resolute-worth4 | $50.00 | 9/21/2012 5:50:03 PM |
purposeful-durability8 | $100.00 | 9/21/2012 5:50:16 PM |
Lam0nt | $25.00 | 9/21/2012 5:50:18 PM |
fcrick | $25.00 | 9/21/2012 5:57:03 PM |
excellent-funds649 | $130.00 | 9/21/2012 5:57:53 PM |
market-cougar3 | $50.00 | 9/21/2012 5:58:53 PM |
Red_b17 | $25.00 | 9/21/2012 6:00:35 PM |
benevolent-transaction090 | $50.00 | 9/21/2012 5:02:19 PM |
dynamic-money271 | $100.00 | 9/21/2012 5:04:21 PM |
j2ee | $50.00 | 9/21/2012 5:05:36 PM |
phenomenal-rate1 | $500.00 | 9/21/2012 5:04:31 PM |
peaceful-wealth0 | $25.00 | 9/21/2012 5:04:53 PM |
benevolent-loot5 | $200.00 | 9/21/2012 5:09:47 PM |
imogen22 | $50.00 | 9/21/2012 5:10:38 PM |
abundanceforever | $52.50 | 9/21/2012 5:11:35 PM |
wise-virtuous-vigilance | $100.00 | 9/21/2012 5:14:12 PM |
NR | $25.00 | 9/21/2012 5:14:50 PM |
orange-spiritual-contract | $100.00 | 9/21/2012 5:11:09 PM |
UstedEsElHombre | $100.00 | 9/21/2012 5:18:18 PM |
pound-mushroom3 | $25.00 | 9/21/2012 5:18:23 PM |
LeReve | $500.00 | 9/21/2012 5:19:37 PM |
order-tamale | $400.00 | 9/21/2012 5:02:22 PM |
EnglishGeekInNYC | $25.00 | 9/21/2012 5:16:04 PM |
affluence-microscope2 | $200.00 | 9/21/2012 5:03:00 PM |
versatile-dime442 | $250.00 | 9/21/2012 5:16:51 PM |
XP | $25.00 | 9/21/2012 5:17:01 PM |
primecreditseeker | $25.00 | 9/21/2012 5:20:52 PM |
heavenly-bazaar3 | $100.00 | 9/21/2012 5:18:51 PM |
Investoman | $25.00 | 9/21/2012 5:21:38 PM |
squeebie | $50.00 | 9/21/2012 5:24:43 PM |
financial-frenzy | $50.00 | 9/21/2012 5:26:37 PM |
repayment-pagoda8 | $100.00 | 9/21/2012 5:08:21 PM |
hope-percolator8 | $50.00 | 9/21/2012 5:09:17 PM |
p2p-coup4 | $25.00 | 9/21/2012 5:26:32 PM |
adaboy65 | $100.00 | 9/21/2012 5:28:26 PM |
wise-deal-panda | $100.00 | 9/21/2012 5:32:24 PM |
StWaldo | $25.00 | 9/21/2012 5:30:03 PM |
Harry | $50.00 | 9/21/2012 5:11:10 PM |
transparency-sapling | $25.00 | 9/21/2012 5:30:43 PM |
structure9 | $25.00 | 9/21/2012 5:33:26 PM |
special-dinero553 | $25.00 | 9/21/2012 5:12:16 PM |
chlebie | $50.00 | 9/21/2012 5:32:18 PM |
fair-pound5 | $50.00 | 9/21/2012 5:35:44 PM |
yield-victor837 | $50.00 | 9/21/2012 5:35:55 PM |
poeman | $25.00 | 9/21/2012 5:37:09 PM |
thrifty-capital | $25.00 | 9/21/2012 5:37:23 PM |
value-wind0 | $25.00 | 9/21/2012 5:35:30 PM |
mtquan | $25.00 | 9/21/2012 5:35:51 PM |
leverage-sensai6 | $25.00 | 9/21/2012 5:36:17 PM |
IP | $25.00 | 9/21/2012 5:36:46 PM |
breadbroker | $25.00 | 9/21/2012 5:16:45 PM |
wise-charming-reward | $500.00 | 9/21/2012 5:38:55 PM |
zbfamwl | $50.00 | 9/21/2012 5:40:44 PM |
enthusiastic-cash599 | $50.00 | 9/21/2012 5:19:00 PM |
CMJ-Partners | $100.00 | 9/21/2012 5:43:55 PM |
currency-scientist7 | $25.00 | 9/21/2012 5:44:13 PM |
urbane-duty560 | $25.00 | 9/21/2012 5:41:52 PM |
wealth-pal3 | $30.00 | 9/21/2012 5:46:53 PM |
emelia | $50.00 | 9/21/2012 5:20:44 PM |
wealth-performer054 | $100.00 | 9/21/2012 5:48:16 PM |
the-yield-surfer | $25.00 | 9/21/2012 5:48:28 PM |
tractorman | $25.00 | 9/21/2012 5:22:03 PM |
JeremyLinFan | $40.00 | 9/21/2012 5:22:21 PM |
tech310 | $50.00 | 9/21/2012 5:23:11 PM |
CasaDeTomas | $50.00 | 9/21/2012 5:52:04 PM |
wwwUniversal | $25.00 | 9/21/2012 5:54:32 PM |
FORESTCITYCAPITAL | $50.00 | 9/21/2012 5:57:34 PM |
wayman | $25.00 | 9/21/2012 5:58:29 PM |
AF-Chief | $25.00 | 9/21/2012 5:27:31 PM |
unrivaled-deal676 | $37.00 | 9/21/2012 5:59:09 PM |
tranquil-note5 | $50.00 | 9/21/2012 5:53:24 PM |
bill-artisan7 | $25.00 | 9/21/2012 5:28:48 PM |
Sang1963 | $30.00 | 9/21/2012 5:56:44 PM |
derwiki | $25.00 | 9/21/2012 6:01:51 PM |
magnificent-dime4 | $25.00 | 9/21/2012 5:59:44 PM |
jhussey | $100.00 | 9/21/2012 5:34:27 PM |
transparency-silo2 | $25.00 | 9/21/2012 5:34:30 PM |
smittyswim | $25.00 | 9/21/2012 5:40:03 PM |
entertaining-revenue4 | $50.00 | 9/21/2012 5:40:16 PM |
ready-agreement5 | $25.00 | 9/21/2012 5:51:58 PM |
enticing-capital6 | $31.00 | 9/21/2012 5:52:44 PM |
commitment-tom-tom | $25.00 | 9/21/2012 5:54:05 PM |
CaptainBlueberry | $25.00 | 9/21/2012 5:54:58 PM |
newest-peace-surgeon | $51.00 | 9/21/2012 5:58:12 PM |
orange-stable-gain | $50.00 | 9/21/2012 5:58:55 PM |
bazaar-tulip | $25.00 | 9/21/2012 5:59:32 PM |
upright-silver | $25.00 | 9/21/2012 5:59:42 PM |
marwadi-62 | $458.84 | 9/21/2012 6:02:11 PM |
145 Investments
|
Borrower Payment Dependent Notes Series
643135
This series of Notes was issued and sold upon the funding of the borrower loan #75040, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Sep-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 9.71% |
Borrower rate/APR:
| 10.71% / 12.94% |
Monthly payment:
| $215.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.70% | | |
| |
Estimated return*:
| 8.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1982 |
Debt/Income ratio:
| 3% |
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 18y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,008 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reward-palm2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
I need a short term loan for some home improvements. Roof, flooring and dry rot in my home.
My financial situation:
I am a good candidate for this loan because...
I will be able to pay it back. I have been at the same job for 18 yrs and have consistant proven income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
excellent-funds649 | $50.00 | 9/20/2012 5:12:50 PM |
decisive-income7 | $4,000.00 | 9/20/2012 5:05:26 PM |
tenacious-affluence | $25.00 | 9/20/2012 5:35:33 PM |
Plow_n_Sow | $75.00 | 9/20/2012 5:02:18 PM |
logical-reward8 | $25.00 | 9/20/2012 5:52:16 PM |
cerebral-dollar773 | $29.32 | 9/21/2012 4:00:28 AM |
jcornehlsen | $25.00 | 9/20/2012 5:57:50 PM |
bouvierchamp | $26.13 | 9/21/2012 7:32:30 AM |
finagler | $25.00 | 9/21/2012 8:38:38 AM |
kenji4861 | $25.00 | 9/21/2012 9:51:09 AM |
MI2 | $4,630.10 | 9/21/2012 12:28:11 PM |
Castellan | $50.00 | 9/20/2012 5:30:39 PM |
RGlad | $100.00 | 9/20/2012 5:07:02 PM |
brainy-credit1 | $40.00 | 9/20/2012 5:48:26 PM |
BOZO88 | $25.00 | 9/20/2012 7:14:10 PM |
bazaar-tulip | $25.00 | 9/20/2012 5:34:37 PM |
top-open-dedication | $149.45 | 9/20/2012 8:26:15 PM |
Taxman44 | $25.00 | 9/20/2012 5:42:07 PM |
HikeMoab | $25.00 | 9/20/2012 6:01:41 PM |
mighty-return326 | $100.00 | 9/21/2012 7:14:54 AM |
availableloan | $25.00 | 9/21/2012 9:49:01 AM |
pdub | $500.00 | 9/21/2012 12:21:19 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
643141
This series of Notes was issued and sold upon the funding of the borrower loan #75407, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $189.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 15% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
14 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,372 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| resplendent-commerce0 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Payoff 2 high interest credit cards
This loan will be used to...Payoff 2 high interest credit cards
My financial situation:
I am a good candidate for this loan because...I pay my bills on time, I have stable employment, and I'm getting my financial house in order.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 9/26/2012 9:04:41 AM |
EnglishGeekInNYC | $25.00 | 9/26/2012 9:09:14 AM |
j2ee | $50.00 | 9/26/2012 9:04:20 AM |
adventurer447 | $300.00 | 9/26/2012 9:05:45 AM |
repayment-pagoda8 | $100.00 | 9/26/2012 9:07:24 AM |
windguy | $50.00 | 9/26/2012 9:21:46 AM |
imogen22 | $50.00 | 9/26/2012 9:10:26 AM |
Rockymtnhi | $100.00 | 9/26/2012 9:07:40 AM |
auction-sage | $100.00 | 9/26/2012 9:18:07 AM |
enriching-trade2 | $50.00 | 9/26/2012 9:17:22 AM |
missgina | $25.00 | 9/26/2012 9:49:51 AM |
Taxman44 | $25.00 | 9/26/2012 9:58:35 AM |
lionheart722 | $100.00 | 9/26/2012 9:40:54 AM |
ingenious-deal6 | $25.00 | 9/26/2012 10:32:41 AM |
ninjazx10rida | $25.00 | 9/26/2012 10:01:20 AM |
top-unforgettable-income | $25.00 | 9/26/2012 9:55:52 AM |
compoundinterest | $25.00 | 9/26/2012 10:40:53 AM |
peace-fiesta7 | $25.00 | 9/26/2012 10:12:57 AM |
RG | $30.00 | 9/26/2012 10:09:53 AM |
newest-bountiful-basis | $25.00 | 9/26/2012 10:14:37 AM |
GTFreeFlyer | $25.00 | 9/26/2012 10:38:07 AM |
Leopoldine | $26.00 | 9/26/2012 10:47:33 AM |
marketplace-singularity3 | $100.00 | 9/26/2012 2:27:13 PM |
chac | $300.00 | 9/26/2012 10:57:59 AM |
silver-explorer6 | $25.00 | 9/26/2012 5:01:29 PM |
auction-seeker4 | $25.00 | 9/26/2012 2:10:28 PM |
market-maximizer472 | $100.00 | 9/26/2012 2:36:40 PM |
commerce-gargantuan2 | $50.00 | 9/26/2012 3:12:09 PM |
jstnow | $25.00 | 9/26/2012 3:42:03 PM |
TFAD72 | $25.00 | 9/26/2012 4:00:00 PM |
fairness-hammock | $25.00 | 9/26/2012 4:14:24 PM |
Income-Scout | $100.00 | 9/26/2012 5:02:08 PM |
Jassi | $25.00 | 9/26/2012 5:02:20 PM |
Plutis | $25.00 | 9/26/2012 5:07:45 PM |
transparency-river1 | $750.00 | 9/26/2012 5:09:03 PM |
ivar | $25.00 | 9/26/2012 5:49:43 PM |
logical-reward8 | $25.00 | 9/26/2012 5:26:18 PM |
responsibility-butterfly | $25.00 | 9/26/2012 6:10:13 PM |
Sneezie | $100.00 | 9/26/2012 5:40:32 PM |
neighborly-hope6 | $94.00 | 9/26/2012 5:41:25 PM |
djs81 | $75.00 | 9/26/2012 6:17:24 PM |
Money_Working | $32.15 | 9/26/2012 5:55:40 PM |
jpblan11 | $25.00 | 9/26/2012 6:42:40 PM |
prudent-deal662 | $25.00 | 9/26/2012 6:46:39 PM |
gain-neutrino9 | $25.00 | 9/26/2012 6:09:45 PM |
scholarly-benefit5 | $25.00 | 9/26/2012 6:58:11 PM |
impartial-deal | $10.85 | 9/26/2012 7:07:29 PM |
wishihadmore | $25.00 | 9/26/2012 6:56:45 PM |
Investoman | $25.00 | 9/26/2012 6:58:30 PM |
budyzr | $25.00 | 9/26/2012 6:56:29 PM |
swampman | $50.00 | 9/26/2012 6:59:46 PM |
priceless-felicity7 | $25.00 | 9/26/2012 7:01:54 PM |
bb575 | $50.00 | 9/26/2012 7:04:04 PM |
Phryne | $50.00 | 9/26/2012 9:05:44 AM |
octoberfresh | $25.00 | 9/26/2012 9:03:19 AM |
social-pear9 | $50.00 | 9/26/2012 9:05:53 AM |
Salvy | $25.00 | 9/26/2012 9:36:15 AM |
kenji4861 | $25.00 | 9/26/2012 9:18:25 AM |
checkers38 | $25.00 | 9/26/2012 9:19:17 AM |
tenacious-affluence | $25.00 | 9/26/2012 9:49:09 AM |
obduro_1 | $25.00 | 9/26/2012 9:32:35 AM |
generous-deal6 | $25.00 | 9/26/2012 9:56:39 AM |
compassion-twister2 | $50.00 | 9/26/2012 10:02:20 AM |
RJN | $35.00 | 9/26/2012 10:04:51 AM |
spartacusiam | $25.00 | 9/26/2012 10:07:09 AM |
netg | $25.00 | 9/26/2012 9:35:01 AM |
mindful-generosity1 | $50.00 | 9/26/2012 9:35:43 AM |
FmrEngr2Phd | $25.00 | 9/26/2012 10:16:09 AM |
dumbass | $25.00 | 9/26/2012 10:24:11 AM |
engaging-worth | $25.00 | 9/26/2012 10:26:34 AM |
proper-exchange8 | $50.00 | 9/26/2012 10:05:58 AM |
excellent-funds649 | $50.00 | 9/26/2012 10:11:26 AM |
fragonardlives | $25.00 | 9/26/2012 10:22:30 AM |
OregonDane | $25.00 | 9/26/2012 10:40:39 AM |
hard-working-rate3 | $25.00 | 9/26/2012 10:45:50 AM |
Johnab | $25.00 | 9/26/2012 1:24:09 PM |
bold-gold-pilot | $25.00 | 9/26/2012 2:24:38 PM |
mpjg9 | $25.00 | 9/26/2012 10:58:21 AM |
american6 | $50.00 | 9/26/2012 10:55:03 AM |
betterthanstock | $50.00 | 9/26/2012 4:46:23 PM |
JaceSpade | $25.00 | 9/26/2012 11:32:55 AM |
azazle | $50.00 | 9/26/2012 11:16:37 AM |
bazaar-neptune2 | $25.00 | 9/26/2012 12:24:24 PM |
HikeMoab | $30.00 | 9/26/2012 11:39:22 AM |
JedClampett | $150.00 | 9/26/2012 1:17:44 PM |
bartb | $25.00 | 9/26/2012 1:19:45 PM |
cello1 | $25.00 | 9/26/2012 3:43:31 PM |
Capitalincome | $25.00 | 9/26/2012 4:04:00 PM |
cerebral-dollar773 | $25.00 | 9/26/2012 2:41:02 PM |
compatible-deal9 | $50.00 | 9/26/2012 4:13:54 PM |
unforgettable-return6 | $25.00 | 9/26/2012 4:56:33 PM |
rce1964 | $25.00 | 9/26/2012 5:11:12 PM |
prudent-dough458 | $25.00 | 9/26/2012 5:02:27 PM |
Castellan | $50.00 | 9/26/2012 5:13:56 PM |
martinatime | $39.00 | 9/26/2012 5:20:12 PM |
Leshan | $50.00 | 9/26/2012 5:14:16 PM |
hitsman | $50.00 | 9/26/2012 5:14:07 PM |
LiquidLender | $25.00 | 9/26/2012 5:55:42 PM |
Ripsaw4U | $50.00 | 9/26/2012 5:34:30 PM |
durability-slingshot2 | $53.00 | 9/26/2012 5:39:51 PM |
investor-007 | $100.00 | 9/26/2012 5:42:51 PM |
gjm6d | $25.00 | 9/26/2012 6:22:14 PM |
kevin314 | $25.00 | 9/26/2012 6:27:28 PM |
wwwUniversal | $25.00 | 9/26/2012 6:31:34 PM |
economy-tuba7 | $50.00 | 9/26/2012 6:43:33 PM |
LiveNow | $25.00 | 9/26/2012 6:50:08 PM |
wigglesworth4 | $100.00 | 9/26/2012 6:55:55 PM |
rcj1411 | $50.00 | 9/26/2012 7:00:04 PM |
velocityasaurus-rex4 | $100.00 | 9/26/2012 6:11:30 PM |
skillful-diversification2 | $25.00 | 9/26/2012 6:16:10 PM |
top-enriched-return | $50.00 | 9/26/2012 6:33:49 PM |
sturdy-fairness0 | $50.00 | 9/26/2012 6:40:41 PM |
dbzen | $25.00 | 9/26/2012 6:42:08 PM |
power-amusement | $25.00 | 9/26/2012 6:48:46 PM |
x32248 | $25.00 | 9/26/2012 6:50:43 PM |
BOZO88 | $50.00 | 9/26/2012 6:52:42 PM |
the-bright-velocity | $25.00 | 9/26/2012 6:53:22 PM |
Independenttools | $25.00 | 9/26/2012 7:00:15 PM |
118 Investments
|
Borrower Payment Dependent Notes Series
643163
This series of Notes was issued and sold upon the funding of the borrower loan #74853, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,093 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| transparency-achievement1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/22/2012 12:11:48 PM |
appetizing-loyalty354 | $100.00 | 9/22/2012 12:56:12 PM |
agreement-mesh9 | $33.00 | 9/22/2012 1:16:01 PM |
vutah | $25.00 | 9/22/2012 3:09:48 PM |
EnglishGeekInNYC | $50.00 | 9/22/2012 2:11:14 PM |
tolerant-dinero2 | $25.00 | 9/22/2012 1:58:53 PM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:33 AM |
responsibility-butterfly | $25.00 | 9/23/2012 8:25:56 AM |
Nazbuster | $100.00 | 9/23/2012 9:55:24 PM |
Farmer-Ted | $25.00 | 9/23/2012 11:13:12 PM |
quest0 | $50.00 | 9/24/2012 4:31:13 AM |
simplelender80 | $500.00 | 9/24/2012 7:17:17 AM |
first-serene-credit | $25.00 | 9/24/2012 7:53:13 AM |
benevolent-marketplace4 | $1,250.00 | 9/24/2012 1:50:31 PM |
saver266 | $28.07 | 9/24/2012 2:57:56 PM |
greencat | $50.00 | 9/24/2012 3:25:34 PM |
durability-seahorse7 | $50.00 | 9/24/2012 5:03:21 PM |
azazle | $50.00 | 9/24/2012 2:10:32 PM |
palmetto933 | $25.00 | 9/24/2012 4:45:25 PM |
worthy-bid8 | $100.00 | 9/24/2012 5:18:48 PM |
terrific-dough6 | $45.00 | 9/24/2012 5:14:39 PM |
bubb_hans | $25.00 | 9/24/2012 5:32:52 PM |
111TaxMan | $25.00 | 9/24/2012 5:38:29 PM |
yield-hut | $25.00 | 9/24/2012 5:39:04 PM |
atlrealtor | $38.80 | 9/24/2012 6:19:55 PM |
the-credit-maker | $25.00 | 9/24/2012 6:30:11 PM |
Miami | $25.00 | 9/24/2012 5:47:15 PM |
Sunbase | $25.00 | 9/24/2012 5:47:50 PM |
Foggy | $25.00 | 9/24/2012 5:52:26 PM |
lyndyn | $25.00 | 9/24/2012 6:03:01 PM |
dough-souffle | $25.00 | 9/24/2012 6:23:32 PM |
money-baron-Roth401k | $7.75 | 9/24/2012 6:36:16 PM |
rate-advocator7 | $100.00 | 9/22/2012 12:53:47 PM |
spartacusiam | $25.00 | 9/22/2012 12:58:46 PM |
bewitching-dollar5 | $100.00 | 9/22/2012 12:59:09 PM |
kevin314 | $25.00 | 9/22/2012 1:14:16 PM |
california111 | $100.00 | 9/22/2012 2:04:01 PM |
Laissez-faire | $25.00 | 9/23/2012 8:36:57 AM |
green-high-five7 | $25.00 | 9/23/2012 1:39:29 PM |
majestic-note6 | $150.00 | 9/23/2012 12:47:56 PM |
dudebrah | $25.00 | 9/23/2012 8:29:07 PM |
jebber007 | $40.00 | 9/23/2012 2:05:08 PM |
Tizzo27 | $60.00 | 9/23/2012 6:31:38 PM |
let_me_retire | $50.00 | 9/24/2012 5:00:47 AM |
asset-linkage | $25.00 | 9/24/2012 10:11:39 AM |
amc3 | $25.00 | 9/24/2012 3:43:35 PM |
bazaar-paladin7 | $46.51 | 9/24/2012 4:55:48 PM |
global-invest-group | $25.00 | 9/24/2012 3:05:36 PM |
Weaverville | $25.00 | 9/24/2012 3:33:13 PM |
extraordinary-dollar7 | $25.87 | 9/24/2012 5:22:03 PM |
reward-adventure | $50.00 | 9/24/2012 5:34:42 PM |
deal-hickory5 | $100.00 | 9/24/2012 5:42:52 PM |
Glory_Honor_Orange | $50.00 | 9/24/2012 5:41:17 PM |
ideomorph | $25.00 | 9/24/2012 6:03:20 PM |
54 Investments
|
Borrower Payment Dependent Notes Series
643279
This series of Notes was issued and sold upon the funding of the borrower loan #75107, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $407.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 24% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $36,623 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reward-optimizer6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off ex wife on Land Loan
Purpose of loan:
This loan will be used to...Refinance a land loan that I need to payoff my ex wife. We used a home equity. I need to pay that off and remove her of the Title.
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
first-careful-currency | $300.00 | 9/21/2012 5:02:07 PM |
income-triangulation1 | $25.00 | 9/21/2012 5:02:39 PM |
decisive-income7 | $2,500.00 | 9/21/2012 5:02:11 PM |
100units | $200.00 | 9/21/2012 5:09:07 PM |
radiant-dollar9 | $200.00 | 9/21/2012 5:16:08 PM |
credit-adventurer313 | $25.00 | 9/21/2012 5:02:00 PM |
auction-sage | $100.00 | 9/21/2012 5:15:20 PM |
real-return2 | $26.00 | 9/21/2012 5:03:25 PM |
rolpn | $25.00 | 9/21/2012 5:06:24 PM |
yank918 | $25.00 | 9/21/2012 5:07:43 PM |
repayment-pagoda8 | $100.00 | 9/21/2012 5:08:33 PM |
orange-liberty-oyster | $100.00 | 9/21/2012 5:10:08 PM |
wetlands | $200.00 | 9/21/2012 5:14:35 PM |
Plow_n_Sow | $25.00 | 9/21/2012 5:03:08 PM |
phenomenal-rate1 | $500.00 | 9/21/2012 5:04:43 PM |
affluence-microscope2 | $200.00 | 9/21/2012 5:03:10 PM |
benevolent-loot5 | $200.00 | 9/21/2012 5:09:47 PM |
imogen22 | $50.00 | 9/21/2012 5:10:38 PM |
newest-currency-vibrato | $40.00 | 9/21/2012 5:12:13 PM |
worth-blanket2 | $13,500.00 | 9/21/2012 5:16:56 PM |
commerce-venture1 | $25.00 | 9/21/2012 5:08:08 PM |
mmills1220 | $25.00 | 9/21/2012 5:11:25 PM |
1stPlace | $75.00 | 9/21/2012 5:14:09 PM |
versatile-dime442 | $250.00 | 9/21/2012 5:16:51 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
643289
This series of Notes was issued and sold upon the funding of the borrower loan #74844, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 25% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-tremendous-loan |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/22/2012 12:11:48 PM |
SolarMoonshine | $25.00 | 9/22/2012 12:05:38 PM |
RGlad | $100.00 | 9/22/2012 12:07:05 PM |
rate-advocator7 | $100.00 | 9/22/2012 12:54:08 PM |
bewitching-dollar5 | $100.00 | 9/22/2012 12:59:09 PM |
Zingaro | $25.00 | 9/22/2012 1:24:22 PM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:34 AM |
SudianX | $26.00 | 9/23/2012 10:26:34 AM |
marwadi-62 | $25.00 | 9/23/2012 8:30:47 AM |
majestic-note6 | $150.00 | 9/23/2012 12:47:57 PM |
quest0 | $50.00 | 9/24/2012 4:31:29 AM |
let_me_retire | $50.00 | 9/24/2012 5:02:28 AM |
dudebrah | $25.00 | 9/23/2012 8:29:20 PM |
scoobiedoo | $25.00 | 9/24/2012 4:29:58 AM |
handy-justice | $50.00 | 9/22/2012 12:25:46 PM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:41 PM |
NolockHolmes | $75.00 | 9/22/2012 1:04:15 PM |
appetizing-loyalty354 | $100.00 | 9/22/2012 12:56:36 PM |
ferocious-kindness8 | $30.00 | 9/22/2012 1:08:30 PM |
stock106 | $25.00 | 9/22/2012 1:45:39 PM |
whitegold24k | $50.00 | 9/22/2012 5:04:32 PM |
courteous-platinum7 | $30.00 | 9/23/2012 2:14:41 AM |
responsibility-butterfly | $25.00 | 9/23/2012 8:25:57 AM |
california111 | $100.00 | 9/23/2012 8:35:46 AM |
lowrater | $50.70 | 9/23/2012 12:09:06 PM |
john0720 | $25.00 | 9/23/2012 1:39:47 PM |
Farmer-Ted | $25.00 | 9/23/2012 11:07:01 PM |
credit-commander1 | $25.00 | 9/23/2012 5:00:44 PM |
simplelender80 | $500.00 | 9/24/2012 7:17:17 AM |
KB-IRA | $13.30 | 9/24/2012 7:21:51 AM |
azazle | $50.00 | 9/23/2012 8:57:22 PM |
treasure-hunter270 | $25.00 | 9/24/2012 6:08:16 AM |
32 Investments
|
Borrower Payment Dependent Notes Series
643299
This series of Notes was issued and sold upon the funding of the borrower loan #75077, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-22-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $339.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 33% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 11y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,153 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| refined-gold8 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...After this loan I will be able to pay off all my debt and have just this payment, my carpayment, car insurance, cell phone bill, and cable bill. I will finally be able to save money.
Monthly net income: I make a min. of $1,800 every other week I get paid salary but if I work a Sunday I get paid an extra $300. So my monthly income changes.
Monthly expenses: $
Housing: $
Insurance: $80
Car expenses: $300
Utilities: $
Phone, cable, internet: $140
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: will be $0 after this loan
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/22/2012 12:11:49 PM |
Investor_DP | $200.00 | 9/22/2012 12:02:05 PM |
structure9 | $25.00 | 9/22/2012 12:07:35 PM |
worth-blanket2 | $11,250.00 | 9/22/2012 12:09:06 PM |
buffalobills | $25.00 | 9/22/2012 12:17:54 PM |
lowrater | $50.70 | 9/22/2012 12:14:51 PM |
Investoman | $25.00 | 9/22/2012 12:25:00 PM |
intrepid-loot | $25.00 | 9/22/2012 12:21:02 PM |
compoundinterest | $25.00 | 9/22/2012 12:27:21 PM |
RGlad | $250.00 | 9/22/2012 12:06:52 PM |
mercuriant | $9.30 | 9/22/2012 12:29:51 PM |
unforgettable-wealth4 | $50.00 | 9/22/2012 12:12:15 PM |
bob450-roth | $25.00 | 9/22/2012 12:24:21 PM |
1NiceLender | $25.00 | 9/22/2012 12:05:05 PM |
scholarly-order6 | $75.00 | 9/22/2012 12:13:31 PM |
BDL-Roth | $40.00 | 9/22/2012 12:13:18 PM |
Bob450 | $25.00 | 9/22/2012 12:22:59 PM |
hopeful_lender | $100.00 | 9/22/2012 12:06:44 PM |
profitable-fairness1 | $50.00 | 9/22/2012 12:28:47 PM |
friendly-gold | $25.00 | 9/22/2012 12:08:56 PM |
worth-sanctuary9 | $25.00 | 9/22/2012 12:14:41 PM |
greentomato | $25.00 | 9/22/2012 12:21:19 PM |
integrity-reactor4 | $100.00 | 9/22/2012 12:23:41 PM |
bazaar-festivity | $25.00 | 9/22/2012 12:27:39 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
643345
This series of Notes was issued and sold upon the funding of the borrower loan #75121, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,133 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credit-oasis1 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
durability-seahorse7 | $50.00 | 9/20/2012 5:11:59 PM |
riveting-credit5 | $25.00 | 9/20/2012 5:30:09 PM |
money-baron | $50.00 | 9/20/2012 5:58:24 PM |
miamibeachloaner | $100.00 | 9/21/2012 3:53:28 AM |
bellaquito | $500.00 | 9/20/2012 6:38:14 PM |
ssqr | $75.00 | 9/21/2012 3:30:54 AM |
ultimate-peace | $250.00 | 9/21/2012 5:40:20 AM |
refresher211 | $25.00 | 9/21/2012 9:23:34 AM |
pdub | $200.00 | 9/21/2012 12:22:07 PM |
Kissabledevil | $25.00 | 9/21/2012 7:41:38 PM |
RothySkynx | $25.00 | 9/22/2012 9:36:51 AM |
integrity-builder | $50.00 | 9/22/2012 12:53:04 PM |
rolltide09 | $50.00 | 9/22/2012 1:13:58 PM |
worthy-bid8 | $100.00 | 9/22/2012 1:43:36 PM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:22 AM |
kendigme | $39.91 | 9/23/2012 6:02:05 AM |
guild261 | $25.00 | 9/23/2012 8:34:49 AM |
asset-linkage | $25.00 | 9/24/2012 10:11:35 AM |
Weaverville | $25.00 | 9/24/2012 3:33:10 PM |
duty-viola | $25.00 | 9/24/2012 5:11:30 PM |
yield-hut | $25.00 | 9/24/2012 5:39:02 PM |
PrimeFunding | $25.00 | 9/20/2012 5:56:36 PM |
bewitching-dollar5 | $100.00 | 9/20/2012 5:27:56 PM |
cp-family | $50.00 | 9/20/2012 5:20:22 PM |
52digital | $75.00 | 9/20/2012 6:27:16 PM |
california111 | $100.00 | 9/21/2012 7:28:57 AM |
responsibility-butterfly | $25.00 | 9/21/2012 2:51:03 PM |
papaloha | $25.00 | 9/21/2012 10:04:01 PM |
Skynxhunt | $25.00 | 9/22/2012 9:32:19 AM |
reduce_US_govt_debt | $35.00 | 9/22/2012 1:31:22 PM |
wise-deal-panda | $66.00 | 9/23/2012 12:39:39 PM |
SalesGuyMN | $350.00 | 9/23/2012 7:37:39 PM |
compatible-deal9 | $25.00 | 9/24/2012 10:59:19 AM |
benevolent-marketplace4 | $1,250.00 | 9/24/2012 1:50:24 PM |
Westerly | $25.00 | 9/24/2012 3:16:15 PM |
kendigme | $25.00 | 9/24/2012 5:37:10 PM |
money-baron-Roth401k | $42.00 | 9/24/2012 6:36:15 PM |
tech310 | $42.09 | 9/24/2012 6:40:20 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
643387
This series of Notes was issued and sold upon the funding of the borrower loan #75382, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 31% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $471 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| worldly-duty331 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to... pay my household bills while on medical leave.
My financial situation:
I am a good candidate for this loan because... i am on short term medical leave and depleted my vacation and sick time. I will return to work Oct. 3rd, but due to the depletion I will have not received 2 paychecks leaving my unable to pay the monthly bills. I will begin receiving regular paychecks once I go back to work. I am trying not to get behind on my bills and damage my credit.
Monthly net income: $ 2711
Monthly expenses: $ 1787
Housing: $ 897
Insurance: $ 90
Car expenses: $ 600
Utilities: $ 200
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-triangulation1 | $25.00 | 9/25/2012 5:03:47 PM |
Dubbs360 | $250.00 | 9/25/2012 5:59:37 PM |
pdub | $250.00 | 9/25/2012 5:57:15 PM |
Silver_Rupee | $25.01 | 9/25/2012 6:16:36 PM |
mrxtravis | $25.00 | 9/25/2012 6:15:24 PM |
refresher211 | $25.00 | 9/25/2012 5:35:44 PM |
majestic-note6 | $150.00 | 9/25/2012 5:39:12 PM |
Zingaro | $25.00 | 9/25/2012 5:58:00 PM |
first-euro-rapture | $25.00 | 9/25/2012 5:53:11 PM |
MI2 | $1,225.00 | 9/25/2012 6:23:17 PM |
duty-viola | $35.00 | 9/25/2012 6:15:45 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
643391
This series of Notes was issued and sold upon the funding of the borrower loan #75536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $90.06 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 31y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,871 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| supreme-social1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes and vacation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
durability-seahorse7 | $50.00 | 9/24/2012 5:03:23 PM |
newest-currency-vibrato | $40.00 | 9/24/2012 5:01:34 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:44 PM |
Beld | $50.00 | 9/24/2012 5:03:53 PM |
BostonCapital | $100.00 | 9/24/2012 5:04:04 PM |
treasure-palace661 | $35.00 | 9/24/2012 5:07:09 PM |
affluence-microscope2 | $200.00 | 9/24/2012 5:02:27 PM |
order-tamale | $400.00 | 9/24/2012 5:01:51 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:31 PM |
j2ee | $50.00 | 9/24/2012 5:04:56 PM |
musegaze | $50.00 | 9/24/2012 5:06:20 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:05:52 PM |
transparency-sapling | $25.00 | 9/24/2012 5:06:11 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
643409
This series of Notes was issued and sold upon the funding of the borrower loan #74877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-22-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $387.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 36% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
15 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,406 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| p2p-revelry7 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal
Purpose of loan:
This loan will be used to...
pay off a few debts and home improvements
My financial situation: fair
I am a good candidate for this loan because...
expecting a large refund on taxes this year can use it to pay off loan
Monthly net income: $4000
Monthly expenses: $
Housing: $894
Insurance: $
Car expenses: 50 a week for gas
Utilities: $130
Phone, cable, internet: $150
Food, entertainment: 100
Clothing, household expenses: $
Credit cards and other loans: $452
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/22/2012 12:11:50 PM |
LendingPimp_2 | $100.00 | 9/22/2012 12:11:30 PM |
RGlad | $200.00 | 9/22/2012 12:06:16 PM |
Bob450 | $25.00 | 9/22/2012 12:21:08 PM |
duty-viola | $35.00 | 9/22/2012 12:13:22 PM |
friendly-gold | $25.00 | 9/22/2012 12:08:57 PM |
84928429 | $50.00 | 9/22/2012 12:45:11 PM |
WalnutCreekguy | $50.00 | 9/22/2012 12:25:05 PM |
52digital | $75.00 | 9/22/2012 12:47:01 PM |
bewitching-dollar5 | $100.00 | 9/22/2012 12:59:09 PM |
careful-vigilance4 | $25.00 | 9/22/2012 12:56:48 PM |
ferocious-kindness8 | $30.00 | 9/22/2012 1:08:30 PM |
money-bauble | $100.00 | 9/22/2012 1:14:03 PM |
kila-designer | $249.00 | 9/22/2012 1:30:44 PM |
justreturns | $25.00 | 9/22/2012 1:07:08 PM |
diplomatic-wealth7 | $25.00 | 9/22/2012 1:20:05 PM |
networks4ever | $25.00 | 9/22/2012 1:59:31 PM |
transparency-position | $63.00 | 9/22/2012 2:13:24 PM |
Money__Tree | $200.00 | 9/22/2012 1:38:40 PM |
pierrelasvegas | $25.00 | 9/22/2012 2:20:55 PM |
commerce-venture1 | $25.00 | 9/22/2012 4:42:55 PM |
best-bonafide-p2p | $25.00 | 9/22/2012 4:00:53 PM |
greenback-snowdome1 | $100.00 | 9/22/2012 7:17:47 PM |
payment-gusto | $25.00 | 9/22/2012 5:42:29 PM |
CA-Lender | $25.00 | 9/23/2012 8:43:41 AM |
bob450-roth | $25.00 | 9/23/2012 12:42:42 PM |
LeReve | $500.00 | 9/23/2012 12:50:57 PM |
green-high-five7 | $25.00 | 9/23/2012 2:17:30 PM |
lean-trade178 | $25.00 | 9/23/2012 11:17:26 PM |
Frover | $25.00 | 9/24/2012 6:42:20 AM |
brightest-trade-breeze | $25.00 | 9/23/2012 7:25:42 PM |
transaction-hugger4 | $100.00 | 9/23/2012 9:08:41 PM |
LendingPimp_2 | $100.00 | 9/24/2012 1:13:35 AM |
ouyangers | $25.00 | 9/24/2012 4:24:50 AM |
bonus-seahorse | $25.00 | 9/23/2012 11:12:59 PM |
MoneyBadger | $25.00 | 9/24/2012 6:57:01 AM |
progressive-economy261 | $500.00 | 9/24/2012 7:14:52 AM |
MI2 | $5,000.00 | 9/24/2012 7:23:36 AM |
InChicago | $80.03 | 9/22/2012 12:01:50 PM |
profit-powerplant | $25.00 | 9/22/2012 12:02:22 PM |
handy-justice | $25.00 | 9/22/2012 12:30:37 PM |
Beld | $50.00 | 9/22/2012 12:26:13 PM |
ingenious-deal6 | $25.00 | 9/22/2012 12:33:17 PM |
dariop | $25.01 | 9/22/2012 12:35:28 PM |
asset-professor | $25.00 | 9/22/2012 12:43:57 PM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:41 PM |
Navy_Wife_Retired | $50.00 | 9/22/2012 12:36:39 PM |
supreme-treasure8 | $100.00 | 9/22/2012 12:39:53 PM |
musegaze | $50.00 | 9/22/2012 1:06:42 PM |
robust-diversification3 | $50.00 | 9/22/2012 1:03:55 PM |
cash-mad-scientist3 | $25.00 | 9/22/2012 1:19:04 PM |
integrity-reactor4 | $100.00 | 9/22/2012 1:32:57 PM |
first-pragmatic-power | $25.00 | 9/22/2012 1:33:24 PM |
pragmatic-auction8 | $25.00 | 9/22/2012 1:46:21 PM |
EngineersAlliance | $75.00 | 9/22/2012 1:59:41 PM |
selector568 | $300.00 | 9/22/2012 1:23:50 PM |
SLN-10 | $30.00 | 9/22/2012 2:06:23 PM |
houli123 | $25.00 | 9/22/2012 1:27:09 PM |
whitegold24k | $50.00 | 9/22/2012 5:07:40 PM |
money-baron | $100.00 | 9/22/2012 2:34:23 PM |
real-return2 | $30.00 | 9/22/2012 1:58:38 PM |
fund-medalist171 | $50.00 | 9/22/2012 3:10:48 PM |
responsibility-butterfly | $25.00 | 9/23/2012 8:25:58 AM |
guild261 | $25.00 | 9/23/2012 8:35:28 AM |
zorg77 | $25.00 | 9/23/2012 7:47:17 AM |
california111 | $100.00 | 9/23/2012 8:40:50 AM |
bowler252 | $25.00 | 9/23/2012 10:12:23 AM |
DasMula | $25.00 | 9/23/2012 12:13:50 PM |
phenomenal-rate1 | $500.00 | 9/23/2012 12:34:10 PM |
new-marketplace-lyrics | $25.00 | 9/23/2012 3:32:22 PM |
gain-equator | $25.00 | 9/23/2012 3:48:07 PM |
liberty-magnate | $25.00 | 9/23/2012 10:43:59 PM |
well-mannered-income3 | $29.00 | 9/23/2012 5:53:44 PM |
kila-designer | $100.00 | 9/23/2012 6:13:10 PM |
benevolent-marketplace4 | $2,500.00 | 9/24/2012 7:12:55 AM |
simplelender80 | $500.00 | 9/24/2012 7:17:19 AM |
Dubbs360 | $500.00 | 9/24/2012 7:18:53 AM |
thrifty-generosity222 | $50.00 | 9/23/2012 9:56:32 PM |
Farmer-Ted | $25.00 | 9/23/2012 11:09:27 PM |
calbertrand | $25.00 | 9/24/2012 6:37:28 AM |
80 Investments
|
Borrower Payment Dependent Notes Series
643413
This series of Notes was issued and sold upon the funding of the borrower loan #75205, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1980 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
5 | Length of status: | 4y 11m |
Amount delinquent:
| $332 |
Total credit lines:
| 23 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $502,622 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| unassailable-listing2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off current bills in order to have one monthly payment
My financial situation:
I am a good candidate for this loan because have steady fixed salary income.
Monthly net income: $6,600
Monthly expenses: $
Housing: $1100
Insurance: $600
Car expenses: $0
Utilities: $275
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bewitching-dollar5 | $100.00 | 9/22/2012 12:59:09 PM |
EnglishGeekInNYC | $50.00 | 9/22/2012 2:11:15 PM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:34 AM |
responsibility-butterfly | $25.00 | 9/23/2012 8:25:59 AM |
Nazbuster | $100.00 | 9/23/2012 9:55:51 PM |
seadogs | $25.00 | 9/23/2012 2:10:48 PM |
Weaverville | $25.00 | 9/24/2012 3:33:14 PM |
worthy-bid8 | $100.00 | 9/24/2012 5:18:48 PM |
melodious-openness | $100.00 | 9/25/2012 4:58:31 AM |
nvhm | $25.00 | 9/25/2012 5:53:37 AM |
first-serene-credit | $25.00 | 9/25/2012 8:38:21 AM |
receptive-affluence035 | $25.00 | 9/25/2012 8:45:34 AM |
enthralling-balance4 | $25.00 | 9/25/2012 4:53:09 AM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:31 PM |
Low_income_senior_citizen | $25.00 | 9/25/2012 5:02:31 PM |
attractive-rate | $25.00 | 9/25/2012 5:05:29 PM |
durability-seahorse7 | $50.00 | 9/25/2012 5:18:36 PM |
Sunbase | $25.00 | 9/25/2012 5:18:02 PM |
reward-adventure | $50.00 | 9/25/2012 5:34:44 PM |
pdub | $250.00 | 9/25/2012 5:57:02 PM |
p2ploan-hunter4 | $50.00 | 9/25/2012 6:23:59 PM |
fascinating-benefit279 | $50.00 | 9/25/2012 6:17:01 PM |
direct-social3 | $50.00 | 9/25/2012 6:14:25 PM |
the-credit-maker | $25.00 | 9/25/2012 7:14:23 PM |
Lendomatic | $25.00 | 9/25/2012 10:08:51 PM |
gain-keeper9 | $25.00 | 9/25/2012 10:25:53 PM |
unassailable-funds754 | $25.00 | 9/25/2012 6:43:22 PM |
KB-IRA | $100.00 | 9/25/2012 10:46:19 PM |
MyPFBlog | $25.00 | 9/25/2012 6:44:10 PM |
impala6464 | $25.00 | 9/25/2012 9:46:15 PM |
papaloha | $25.00 | 9/25/2012 8:03:51 PM |
KB-IRA | $50.00 | 9/25/2012 10:44:39 PM |
transparency-universe8 | $2.00 | 9/26/2012 4:08:07 AM |
spartacusiam | $25.00 | 9/22/2012 12:58:47 PM |
california111 | $100.00 | 9/23/2012 8:40:51 AM |
let_me_retire | $25.00 | 9/24/2012 5:13:51 AM |
simplelender80 | $500.00 | 9/24/2012 7:17:20 AM |
ultimate-peace | $50.00 | 9/24/2012 4:38:29 PM |
kulender | $50.00 | 9/24/2012 8:56:13 PM |
tolerant-responsibility051 | $500.00 | 9/25/2012 9:46:06 AM |
mammalian4 | $25.00 | 9/25/2012 2:57:52 PM |
useful-money715 | $25.00 | 9/25/2012 5:29:51 PM |
paytonbrigadier | $78.00 | 9/25/2012 5:42:18 PM |
deal-hickory5 | $100.00 | 9/25/2012 6:07:49 PM |
jbloans | $50.00 | 9/25/2012 5:59:36 PM |
CA-Lender | $25.00 | 9/25/2012 6:28:52 PM |
rupee-prairie | $25.00 | 9/25/2012 6:31:32 PM |
money-baron-Roth401k | $50.00 | 9/25/2012 6:38:43 PM |
jutdon84 | $25.00 | 9/25/2012 9:28:33 PM |
Graven33 | $25.00 | 9/25/2012 9:47:04 PM |
DRS | $25.00 | 9/25/2012 10:25:32 PM |
open-minded-p2p1 | $25.00 | 9/25/2012 6:48:12 PM |
jordanmz | $50.00 | 9/25/2012 9:31:13 PM |
jebber007 | $45.00 | 9/25/2012 8:41:57 PM |
newest-generous-income | $25.00 | 9/26/2012 1:50:49 AM |
ChoiceInvestments | $25.00 | 9/25/2012 9:53:48 PM |
wealth-renaissance5 | $25.00 | 9/26/2012 2:12:57 AM |
57 Investments
|
Borrower Payment Dependent Notes Series
643427
This series of Notes was issued and sold upon the funding of the borrower loan #75095, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,326 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bonafide-affluence4 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lowrater | $100.70 | 9/22/2012 12:01:34 PM |
worth-blanket2 | $3,600.00 | 9/22/2012 12:08:14 PM |
SolarMoonshine | $25.00 | 9/22/2012 12:05:19 PM |
cattlebaron | $100.00 | 9/22/2012 12:03:27 PM |
RGlad | $150.00 | 9/22/2012 12:08:31 PM |
power-chihuahua | $25.00 | 9/22/2012 12:09:13 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
643541
This series of Notes was issued and sold upon the funding of the borrower loan #75139, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $243.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 29% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
8 | Length of status: | 3y 1m |
Amount delinquent:
| $578 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,820 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| asset-zenith5 |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2012)
740-759
(Dec-2011)
|
Principal balance:
| $5,243.61 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Auto
Purpose of loan:
This loan will be used to purchase a 2005 Toyota Corolla CE
My financial situation:
I am a good candidate for this loan because I have $1000 for a down payment and would like to finance the rest through prosper due to a better rate. Plus I make enough money to cover this loan without any issues.
Monthly net income: $1800
Monthly expenses: $1200
Housing: $500
Insurance: $20
Car expenses: $100
Utilities: $0
Phone, cable, internet: $80
Food, entertainment: $200
Clothing, household expenses: $20
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 9/23/2012 12:12:26 PM |
rogue_monster | $50.00 | 9/23/2012 12:06:10 PM |
janeybooboo | $75.00 | 9/23/2012 12:11:28 PM |
AF-Chief | $25.00 | 9/23/2012 12:12:46 PM |
durability-ace9 | $30.00 | 9/23/2012 12:14:15 PM |
tenacious-affluence | $20.00 | 9/23/2012 12:17:37 PM |
worth-blanket2 | $8,550.00 | 9/23/2012 12:04:42 PM |
friendly-gold | $25.00 | 9/23/2012 12:06:41 PM |
fcrick | $25.00 | 9/23/2012 12:07:59 PM |
vigorous-velocity | $200.00 | 9/23/2012 12:13:27 PM |
RGlad | $150.00 | 9/23/2012 12:01:57 PM |
transaction-hugger4 | $100.00 | 9/23/2012 12:02:45 PM |
cnovak | $25.00 | 9/23/2012 12:06:16 PM |
Investor_DP | $200.00 | 9/23/2012 12:09:02 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
643565
This series of Notes was issued and sold upon the funding of the borrower loan #75111, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $188.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-2005 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 6y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,382 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| red-loot-festival |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my credit cards and get my car repaired.
My financial situation:
I am a good candidate for this loan because I am a responsible person who strives hard to maintain good credit. I make sounds choices concerning my finances and I make it a point not to live above my means. This upcoming year I will earn more money because I am planning to get a promotion and pick up additional overtime shifts.
Monthly net income: $2700
Monthly expenses: $1815.00
Housing: $442.50
Insurance: $120
Car expenses: $80
Utilities: $120
Phone, cable, internet: $160
Food, entertainment: $300
Clothing, household expenses: $240
Credit cards and other loans: $275
Other expenses: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
j2ee | $50.00 | 9/25/2012 9:03:31 AM |
historic-value7 | $100.00 | 9/25/2012 9:09:03 AM |
progressive-gold6 | $100.00 | 9/25/2012 9:11:49 AM |
DasMula | $25.00 | 9/25/2012 9:14:31 AM |
Beld | $50.00 | 9/25/2012 9:15:26 AM |
finance-prescription | $100.00 | 9/25/2012 9:16:44 AM |
velocityasaurus-rex4 | $100.00 | 9/25/2012 9:24:51 AM |
EBITDA | $25.00 | 9/25/2012 9:28:00 AM |
rescue | $100.00 | 9/25/2012 9:28:26 AM |
nickel-ferret | $25.00 | 9/25/2012 9:12:12 AM |
handshake5 | $54.00 | 9/25/2012 9:18:00 AM |
skillful-justice879 | $25.00 | 9/25/2012 9:11:29 AM |
elegant-hope578 | $50.00 | 9/25/2012 9:19:11 AM |
wise-virtuous-vigilance | $100.00 | 9/25/2012 9:12:46 AM |
toblerone | $25.00 | 9/25/2012 9:19:52 AM |
versatile-dime442 | $250.00 | 9/25/2012 9:14:31 AM |
CaptainBL | $25.00 | 9/25/2012 9:23:19 AM |
benevolent-marketplace4 | $1,921.00 | 9/25/2012 9:30:48 AM |
113121 | $75.00 | 9/25/2012 9:17:42 AM |
Nopa | $25.00 | 9/25/2012 9:07:56 AM |
special-dinero553 | $25.00 | 9/25/2012 9:10:51 AM |
pierrelasvegas | $25.00 | 9/25/2012 9:11:12 AM |
income-triangulation1 | $25.00 | 9/25/2012 9:03:49 AM |
Thunderswan | $100.00 | 9/25/2012 9:15:57 AM |
LeReve | $500.00 | 9/25/2012 9:17:37 AM |
musegaze | $50.00 | 9/25/2012 9:03:17 AM |
orange-market-amigo | $200.00 | 9/25/2012 9:20:08 AM |
bjak | $25.00 | 9/25/2012 9:06:45 AM |
superb-funds335 | $25.00 | 9/25/2012 9:05:06 AM |
supreme-treasure8 | $100.00 | 9/25/2012 9:05:34 AM |
commerce-gargantuan2 | $50.00 | 9/25/2012 9:07:37 AM |
radiant-dollar9 | $200.00 | 9/25/2012 9:13:57 AM |
compassion-twister2 | $50.00 | 9/25/2012 9:12:52 AM |
pragmatic-auction8 | $50.00 | 9/25/2012 9:22:21 AM |
octoberfresh | $25.00 | 9/25/2012 9:22:42 AM |
adventurer447 | $300.00 | 9/25/2012 9:25:15 AM |
foxtrot12 | $75.00 | 9/25/2012 9:25:53 AM |
transparency-sapling | $25.00 | 9/25/2012 9:18:20 AM |
mdrichards | $25.00 | 9/25/2012 9:27:49 AM |
Iwillhuntyoudown | $25.00 | 9/25/2012 9:30:25 AM |
oregonusa | $25.00 | 9/25/2012 9:24:18 AM |
41 Investments
|
Borrower Payment Dependent Notes Series
643607
This series of Notes was issued and sold upon the funding of the borrower loan #75170, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $64.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 12% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,604 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| jderek01 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 740-759 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 1
( 3% )
| 740-759
(Apr-2012)
680-699
(Aug-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Invest in Notes
Purpose of loan:
This loan will be used to purchase notes through Prosper Market Place. My Current Annualized returns or 23.79% and my return on all notes are 16.86%.
1. Monthly net income: $1,454.00
2. Monthly expenses: $850.00 ( cash Flow + 596.00)
3. Housing: $0 (life partner pays mortgage)
4. Insurance: $140.00
5. Car expenses: $50.00 (Both cars paid for)
6. Utilities: $0( Partner Pays)
7. Phone, cable, internet: $20.00( netflix/Hulu) No Cable
8. Food, entertainment: $300 per month ( 150.00 per pay check for Groceries)
9. Clothing, household expenses: $50.00
10. Credit cards and other loans: $140.00( student loan / Debt Consolidation( pay off is July 2013)
11. Existing Prosper Marketplace loan: $0 paid in Full( can view from members page)
12. Other expenses: $150.00
My financial situation:
I am a good candidate for this loan because, my goal is to accumulate over 100,000.00 in notes over the next ten years at an average of 15% rate of return to have an income of 15,000.00 per year from note investing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
virtuous-repayment | $25.00 | 9/24/2012 5:01:03 PM |
UstedEsElHombre | $39.00 | 9/24/2012 5:02:10 PM |
spark548 | $25.00 | 9/24/2012 5:03:40 PM |
coin-conductor614 | $50.00 | 9/24/2012 5:01:21 PM |
green-trade-dolphin2 | $50.70 | 9/24/2012 5:02:20 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:03:32 PM |
108lender | $200.00 | 9/24/2012 5:05:16 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:05:52 PM |
GBLENDER | $25.00 | 9/24/2012 5:05:28 PM |
RGlad | $101.00 | 9/24/2012 5:06:34 PM |
repayment-pagoda8 | $100.00 | 9/24/2012 5:06:38 PM |
ItsJustMe79 | $25.00 | 9/24/2012 5:06:52 PM |
riproaringrapids | $50.00 | 9/24/2012 5:07:03 PM |
value-wind0 | $25.00 | 9/24/2012 5:02:07 PM |
Banker7371 | $25.00 | 9/24/2012 5:05:25 PM |
dbs | $25.00 | 9/24/2012 5:06:15 PM |
squeebie | $50.00 | 9/24/2012 5:03:45 PM |
commerce-web5 | $25.00 | 9/24/2012 5:03:29 PM |
influential-benjamins0 | $100.00 | 9/24/2012 5:05:01 PM |
the-transaction-stronghold | $25.00 | 9/24/2012 5:05:31 PM |
unforgettable-pound574 | $50.00 | 9/24/2012 5:06:29 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
643657
This series of Notes was issued and sold upon the funding of the borrower loan #74926, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $107.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 31% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 18y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59,895 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brilliant-duty784 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
680-699
(Dec-2009)
|
Principal balance:
| $3,325.15 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Auto
Purpose of loan:
This loan will be used to...pay off high interest loans and car repair
My financial situation:
I am a good candidate for this loan because...you can see in checking my credit rating that I am a home owner and ALWAYS pay my bills!
Monthly net income: $4,000.
Monthly expenses: $2,5.00
Housing: $600
Insurance: $Husband pays
Car expenses: $150.00
Utilities: $64
Phone, cable, internet: $300
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pierrelasvegas | $25.00 | 9/21/2012 5:02:25 PM |
affluence-microscope2 | $200.00 | 9/21/2012 5:03:19 PM |
dynamic-money271 | $100.00 | 9/21/2012 5:04:21 PM |
Jloaner | $100.00 | 9/21/2012 5:05:46 PM |
trade-boots1 | $100.00 | 9/21/2012 5:06:13 PM |
rolpn | $25.00 | 9/21/2012 5:06:24 PM |
mad4wknds | $25.00 | 9/21/2012 5:06:37 PM |
Harry | $50.00 | 9/21/2012 5:11:10 PM |
Mathon | $25.00 | 9/21/2012 5:04:18 PM |
lowrater | $50.70 | 9/21/2012 5:04:33 PM |
nanda | $25.00 | 9/21/2012 5:07:02 PM |
hope-percolator8 | $50.00 | 9/21/2012 5:09:26 PM |
order-tamale | $400.00 | 9/21/2012 5:02:31 PM |
sweety075 | $25.00 | 9/21/2012 5:03:35 PM |
knowledgeable-silver6 | $25.00 | 9/21/2012 5:08:15 PM |
dmunySF | $50.00 | 9/21/2012 5:05:18 PM |
j2ee | $50.00 | 9/21/2012 5:05:43 PM |
imogen22 | $50.00 | 9/21/2012 5:10:50 PM |
worth-blanket2 | $2,700.00 | 9/21/2012 5:11:40 PM |
DadWarbucks | $25.00 | 9/21/2012 5:10:02 PM |
cospilot | $25.00 | 9/21/2012 5:06:58 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
643669
This series of Notes was issued and sold upon the funding of the borrower loan #75117, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $305.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 19% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
22 | Length of status: | 11y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,160 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-loyalty-nest |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Furniture
Purpose of loan: New Furniture
This loan will be used to...New Furniture
My financial situation: Wells Fargo
I am a good candidate for this loan because... I pay all my debts
Monthly net income: $9000.00
Monthly expenses: $
Housing: $950.00
Insurance: $150.00
Car expenses: $800.00
Utilities: $75.00
Phone, cable, internet: $150.00
Food, entertainment: $400.00
Clothing, household expenses: $200.00
Credit cards and other loans: $10000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-triangulation1 | $25.00 | 9/21/2012 5:03:06 PM |
phenomenal-rate1 | $425.00 | 9/21/2012 5:04:53 PM |
historic-value7 | $350.00 | 9/21/2012 5:04:38 PM |
worth-blanket2 | $7,200.00 | 9/21/2012 5:04:13 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
643745
This series of Notes was issued and sold upon the funding of the borrower loan #75158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $112.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 19% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 37y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,827 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| No | | |
Screen name:
| responsibility-rancher4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CaptainBL | $25.00 | 9/23/2012 12:02:15 PM |
friendly-gold | $25.00 | 9/23/2012 12:06:41 PM |
LarWit1512 | $25.00 | 9/23/2012 12:28:13 PM |
GoGators01 | $25.00 | 9/23/2012 12:06:46 PM |
tranquil-gain1 | $75.00 | 9/23/2012 12:08:33 PM |
phenomenal-rate1 | $500.00 | 9/23/2012 12:33:24 PM |
penny-finder | $27.00 | 9/23/2012 12:20:10 PM |
intuitive-benefit3 | $100.00 | 9/23/2012 1:03:00 PM |
lionheart722 | $100.00 | 9/23/2012 12:52:56 PM |
engaging-worth | $25.00 | 9/23/2012 1:02:46 PM |
kenji4861 | $25.00 | 9/23/2012 1:18:04 PM |
california111 | $272.99 | 9/23/2012 3:12:07 PM |
Aberdeen | $100.00 | 9/23/2012 1:14:49 PM |
spartacusiam | $25.00 | 9/23/2012 12:15:34 PM |
CreditBuilder2 | $25.01 | 9/23/2012 12:26:13 PM |
superb-funds335 | $25.00 | 9/23/2012 12:05:53 PM |
skeptikos | $100.00 | 9/23/2012 12:07:40 PM |
imogen22 | $50.00 | 9/23/2012 12:40:23 PM |
velocityasaurus-rex4 | $100.00 | 9/23/2012 12:10:36 PM |
payout-motivator0 | $25.00 | 9/23/2012 12:14:25 PM |
wetlands | $200.00 | 9/23/2012 12:44:54 PM |
auction-sage | $100.00 | 9/23/2012 12:45:44 PM |
tenacious-affluence | $25.00 | 9/23/2012 12:17:38 PM |
LeReve | $500.00 | 9/23/2012 12:50:29 PM |
sweet-social2 | $25.00 | 9/23/2012 12:22:18 PM |
gravbox | $25.00 | 9/23/2012 12:14:09 PM |
flo_rida | $100.00 | 9/23/2012 12:37:17 PM |
special-dinero553 | $25.00 | 9/23/2012 12:42:12 PM |
thrifty-transaction578 | $25.00 | 9/23/2012 12:42:24 PM |
nickel-ferret | $25.00 | 9/23/2012 12:43:49 PM |
repayment-pagoda8 | $100.00 | 9/23/2012 12:37:37 PM |
Taxman44 | $25.00 | 9/23/2012 12:56:40 PM |
kfrench | $75.00 | 9/23/2012 1:01:06 PM |
seadogs | $25.00 | 9/23/2012 2:12:10 PM |
excellent-funds649 | $50.00 | 9/23/2012 1:12:23 PM |
bellaquito | $500.00 | 9/23/2012 2:12:02 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
643799
This series of Notes was issued and sold upon the funding of the borrower loan #75500, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $177.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 6% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 8m |
Amount delinquent:
| $50 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,736 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| paradise961 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
Home improvement
Purpose of loan:
We had our furnace looked at for preventive maintenance and have been told that the furnace is no longer safe. We have to replace our furnace. Our dryer also broke a month ago and our clothes washer has developed a leak. We will use this loan to replace the furnace, washer and dryer with energy efficient appliances.
My financial situation:
We have sufficient income to cover this loan along with our other obligations. We have had a prior loan in 2010 with Prosper that we paid each payment on time and paid off early with a lump sum payment.
Monthly net income: $6388
Monthly expenses: $4351.79
Housing: $1631.68
Insurance: $95.11
Car expenses: $0
Utilities: $311
Phone, cable, internet: $219
Food, entertainment: $1000
Clothing, household expenses: $400
Credit cards and other loans: $195
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
first-careful-currency | $300.00 | 9/24/2012 9:02:28 AM |
dkjl | $25.00 | 9/24/2012 9:08:25 AM |
lowrater | $75.80 | 9/24/2012 9:08:51 AM |
order-tamale | $400.00 | 9/24/2012 9:02:40 AM |
affluence-microscope2 | $200.00 | 9/24/2012 9:03:02 AM |
RGlad | $300.00 | 9/24/2012 9:03:08 AM |
FORESTCITYCAPITAL | $50.00 | 9/24/2012 9:06:37 AM |
phenomenal-rate1 | $500.00 | 9/24/2012 9:04:05 AM |
benevolent-loot5 | $200.00 | 9/24/2012 9:08:37 AM |
knowledgeable-silver6 | $25.00 | 9/24/2012 9:09:31 AM |
special-dinero553 | $25.00 | 9/24/2012 9:10:15 AM |
obduro_1 | $25.00 | 9/24/2012 9:07:19 AM |
listing-vista | $50.00 | 9/24/2012 9:08:59 AM |
letsmakeitsuccessful | $25.00 | 9/24/2012 9:09:38 AM |
nickel-ferret | $25.00 | 9/24/2012 9:11:22 AM |
auction-sage | $100.00 | 9/24/2012 9:13:02 AM |
cattlebaron | $50.00 | 9/24/2012 9:04:23 AM |
flo_rida | $100.00 | 9/24/2012 9:04:31 AM |
justreturns | $25.00 | 9/24/2012 9:07:14 AM |
historic-value7 | $200.00 | 9/24/2012 9:08:57 AM |
durability-excellence | $25.00 | 9/24/2012 9:13:04 AM |
calamango | $50.00 | 9/24/2012 9:01:52 AM |
j2ee | $50.00 | 9/24/2012 9:05:01 AM |
wise-charming-reward | $500.00 | 9/24/2012 9:02:41 AM |
Nipper99 | $100.00 | 9/24/2012 9:07:18 AM |
hope-percolator8 | $50.00 | 9/24/2012 9:08:17 AM |
MoneyForNothing | $25.09 | 9/24/2012 9:04:49 AM |
wise-virtuous-vigilance | $100.00 | 9/24/2012 9:11:59 AM |
miked8303 | $50.00 | 9/24/2012 9:12:09 AM |
wetlands | $200.00 | 9/24/2012 9:12:22 AM |
intuitive-benefit3 | $100.00 | 9/24/2012 9:08:33 AM |
abundanceforever | $52.50 | 9/24/2012 9:09:55 AM |
dynadave | $1,000.00 | 9/24/2012 9:11:04 AM |
33 Investments
|
Borrower Payment Dependent Notes Series
643803
This series of Notes was issued and sold upon the funding of the borrower loan #75083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $154.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 55% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
10 | Length of status: | 17y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,783 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gold-accelerator1 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to...pay off high medical bills and end the calls
My financial situation:
I am a good candidate for this loan because...I got a Prosper loan before and paid it on time each month and within the year I said I would.
Monthly net income: $2300
Monthly expenses: $1000
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
derauma | $30.00 | 9/23/2012 12:07:05 PM |
fcrick | $25.00 | 9/23/2012 12:08:00 PM |
leverage-sensai6 | $25.00 | 9/23/2012 12:10:45 PM |
penny-finder | $25.00 | 9/23/2012 12:16:38 PM |
ready-interest9 | $25.00 | 9/23/2012 12:17:16 PM |
transparency-sapling | $25.00 | 9/23/2012 12:30:41 PM |
worth-poblano9 | $200.00 | 9/23/2012 12:35:37 PM |
green-trade-dolphin2 | $27.72 | 9/23/2012 12:02:10 PM |
flo_rida | $100.00 | 9/23/2012 12:37:17 PM |
hope-percolator8 | $50.00 | 9/23/2012 12:39:20 PM |
1stBankAndHal | $25.22 | 9/23/2012 12:10:34 PM |
velocityasaurus-rex4 | $100.00 | 9/23/2012 12:10:36 PM |
auction-sage | $100.00 | 9/23/2012 12:46:06 PM |
versatile-dime442 | $250.00 | 9/23/2012 12:46:59 PM |
lowrater | $50.40 | 9/23/2012 12:01:38 PM |
thrilling-listing51 | $100.00 | 9/23/2012 12:48:06 PM |
rakstar | $25.00 | 9/23/2012 12:21:32 PM |
friendly-gold | $25.00 | 9/23/2012 12:06:42 PM |
indomitable-dedication | $25.00 | 9/23/2012 12:27:44 PM |
ready-agreement5 | $50.00 | 9/23/2012 12:10:05 PM |
amf | $25.00 | 9/23/2012 12:32:37 PM |
social-aspen097 | $300.00 | 9/23/2012 12:32:51 PM |
j2ee | $50.00 | 9/23/2012 12:34:31 PM |
tranquil-note5 | $50.00 | 9/23/2012 12:18:06 PM |
BostonCapital | $100.00 | 9/23/2012 12:29:01 PM |
ALANGREANSPAN | $25.00 | 9/23/2012 12:31:54 PM |
__A1B2 | $25.07 | 9/23/2012 12:35:00 PM |
durability-seahorse7 | $50.00 | 9/23/2012 12:35:06 PM |
dkjl | $30.00 | 9/23/2012 12:35:58 PM |
Thunderswan | $100.00 | 9/23/2012 12:48:50 PM |
down-with-big-banks-2 | $25.00 | 9/23/2012 12:38:22 PM |
benevolent-loot5 | $200.00 | 9/23/2012 12:39:42 PM |
janeybooboo | $50.00 | 9/23/2012 12:11:49 PM |
AF-Chief | $25.00 | 9/23/2012 12:12:47 PM |
sudeep104 | $25.00 | 9/23/2012 12:19:20 PM |
listing-trapper3 | $25.00 | 9/23/2012 12:23:29 PM |
newest-generous-income | $25.00 | 9/23/2012 12:26:27 PM |
wayman | $25.00 | 9/23/2012 12:29:19 PM |
HeMan_Master-of-Universe | $25.00 | 9/23/2012 12:32:06 PM |
phenomenal-rate1 | $500.00 | 9/23/2012 12:33:42 PM |
MoneyForNothing | $25.11 | 9/23/2012 12:02:40 PM |
urbane-income7 | $25.00 | 9/23/2012 12:41:33 PM |
special-dinero553 | $25.00 | 9/23/2012 12:42:22 PM |
gravbox | $25.00 | 9/23/2012 12:14:09 PM |
rcm87 | $50.00 | 9/23/2012 12:46:05 PM |
CaptainBL | $25.00 | 9/23/2012 12:02:15 PM |
TheHillsAreAlive | $25.00 | 9/23/2012 12:18:10 PM |
RGlad | $200.00 | 9/23/2012 12:03:04 PM |
EnglishGeekInNYC | $25.00 | 9/23/2012 12:23:50 PM |
skeptikos | $100.00 | 9/23/2012 12:07:40 PM |
affluence-microscope2 | $200.00 | 9/23/2012 12:32:11 PM |
bullwink27 | $25.00 | 9/23/2012 12:11:11 PM |
tenacious-affluence | $25.00 | 9/23/2012 12:17:38 PM |
newest-payment-trapper | $62.50 | 9/23/2012 12:36:51 PM |
Spooky_Action | $25.00 | 9/23/2012 12:37:21 PM |
repayment-pagoda8 | $100.00 | 9/23/2012 12:38:12 PM |
reinforced-investment4 | $25.00 | 9/23/2012 12:32:42 PM |
abundanceforever | $52.50 | 9/23/2012 12:41:42 PM |
hitsman | $50.00 | 9/23/2012 12:42:57 PM |
nickel-ferret | $25.00 | 9/23/2012 12:43:59 PM |
radiant-dollar9 | $200.00 | 9/23/2012 12:46:23 PM |
gold-gazelle | $25.00 | 9/23/2012 12:39:44 PM |
imogen22 | $50.00 | 9/23/2012 12:40:41 PM |
wetlands | $200.00 | 9/23/2012 12:45:14 PM |
64 Investments
|
Borrower Payment Dependent Notes Series
643807
This series of Notes was issued and sold upon the funding of the borrower loan #75548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,200.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $138.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 16% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 11
/
14 | Length of status: | 1y 6m |
Amount delinquent:
| $7,065 |
Total credit lines:
| 33 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $189,267 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| currency-gargantuan7 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Project Management certification
Purpose of loan:
This loan will be used to...pay for a PMP certification that will greatly benefit my management position in government employment.
My financial situation:
I am a good candidate for this loan because...I have survived being unemployed for 9 months and have since secured a program management position within the federal government. This funding for PM certification will support my progress moving forward.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/22/2012 12:11:50 PM |
pembull | $25.00 | 9/22/2012 12:02:40 PM |
bewitching-dollar5 | $100.00 | 9/22/2012 12:59:10 PM |
money-baron | $100.00 | 9/22/2012 1:58:59 PM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:35 AM |
simplelender80 | $500.00 | 9/24/2012 7:17:21 AM |
calamango | $50.00 | 9/24/2012 9:01:49 AM |
think_globally_act_locally | $25.00 | 9/24/2012 1:47:00 PM |
Weaverville | $25.00 | 9/24/2012 3:33:14 PM |
newest-currency-vibrato | $25.00 | 9/24/2012 5:21:38 PM |
worthy-bid8 | $100.00 | 9/24/2012 5:18:49 PM |
felicity-contributor3 | $25.00 | 9/25/2012 5:35:10 AM |
chrisb1414 | $25.00 | 9/25/2012 6:16:57 AM |
kulender | $50.00 | 9/24/2012 8:56:13 PM |
rockhound84 | $25.00 | 9/25/2012 5:36:48 AM |
deal-banker | $25.00 | 9/25/2012 8:58:27 AM |
receptive-affluence035 | $25.00 | 9/25/2012 8:45:34 AM |
goodcents | $25.00 | 9/25/2012 10:02:23 AM |
keeminn | $25.00 | 9/25/2012 10:35:48 AM |
wendyhop | $25.00 | 9/25/2012 11:56:09 AM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:31 PM |
Barrayaran | $44.00 | 9/25/2012 1:40:46 PM |
durability-seahorse7 | $50.00 | 9/25/2012 5:18:40 PM |
rupee-prairie | $25.00 | 9/25/2012 6:31:32 PM |
papaloha | $11.00 | 9/25/2012 8:03:51 PM |
duty-viola | $35.00 | 9/22/2012 12:13:23 PM |
open-minded-p2p1 | $25.00 | 9/22/2012 1:39:49 PM |
vutah | $25.00 | 9/22/2012 3:06:14 PM |
CA-Lender | $25.00 | 9/22/2012 2:46:02 PM |
responsibility-butterfly | $25.00 | 9/23/2012 8:26:00 AM |
california111 | $100.00 | 9/23/2012 3:22:34 PM |
first-serene-credit | $25.00 | 9/24/2012 7:53:52 AM |
asset-linkage | $25.00 | 9/24/2012 10:11:40 AM |
generous-agreement | $25.00 | 9/24/2012 10:04:00 AM |
ultimate-peace | $250.00 | 9/24/2012 4:37:50 PM |
roux | $25.00 | 9/24/2012 7:07:17 PM |
market-trooper3 | $30.00 | 9/25/2012 3:04:35 AM |
friendly-social2 | $25.00 | 9/25/2012 1:25:20 AM |
glroark | $50.00 | 9/25/2012 6:39:10 AM |
gothampark | $25.00 | 9/25/2012 7:42:54 AM |
integrity-web | $25.00 | 9/25/2012 9:52:50 AM |
tolerant-responsibility051 | $500.00 | 9/25/2012 9:46:06 AM |
compatible-deal9 | $25.00 | 9/25/2012 12:29:27 PM |
Feyenoord | $30.00 | 9/25/2012 4:33:22 PM |
kurtb57 | $100.00 | 9/25/2012 12:22:07 PM |
M1KID | $25.00 | 9/25/2012 12:33:13 PM |
mammalian4 | $25.00 | 9/25/2012 2:52:55 PM |
pdub | $250.00 | 9/25/2012 5:57:02 PM |
vivacious-truth3 | $25.00 | 9/25/2012 6:34:47 PM |
Robin_Hood | $25.00 | 9/25/2012 6:47:50 PM |
unassailable-funds754 | $25.00 | 9/25/2012 6:43:23 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
643815
This series of Notes was issued and sold upon the funding of the borrower loan #74991, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 31.58% |
Borrower rate/APR:
| 32.58% / 35.37% |
Monthly payment:
| $101.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.13% | | |
| |
Estimated return*:
| 15.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,005 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| autonomous-income9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to... help me stay on track with my monthly bills.
My financial situation:
I am a good candidate for this loan because... I am a honest civil service employee who has been employed for five years.
Monthly net income: $987.33
Monthly expenses: $1574.00
Housing: $1,134.00
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $183.90
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-triangulation1 | $25.00 | 9/24/2012 5:01:12 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:45 PM |
musegaze | $50.00 | 9/24/2012 5:06:21 PM |
asset-professor | $25.00 | 9/24/2012 5:07:01 PM |
julijask | $25.00 | 9/24/2012 5:08:01 PM |
transaction-circuit | $75.00 | 9/24/2012 5:14:37 PM |
Bad_Debt | $26.00 | 9/24/2012 5:05:43 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:10 PM |
brainy-return234 | $25.00 | 9/24/2012 5:22:11 PM |
blue-subtle-integrity | $25.00 | 9/24/2012 5:11:37 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:14 PM |
versatile-dime442 | $250.00 | 9/24/2012 5:14:35 PM |
scholarly-order6 | $50.00 | 9/24/2012 5:18:04 PM |
penny-surgeon | $25.00 | 9/24/2012 5:19:09 PM |
BankofRon_IRA | $100.00 | 9/24/2012 5:25:12 PM |
deal-enthusiast | $30.00 | 9/24/2012 5:02:34 PM |
lowrater | $50.40 | 9/24/2012 5:01:26 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:32 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:05:53 PM |
DasMula | $25.00 | 9/24/2012 5:06:37 PM |
useful-money715 | $25.00 | 9/24/2012 5:21:27 PM |
imogen22 | $50.00 | 9/24/2012 5:09:27 PM |
cash-kin7 | $25.00 | 9/24/2012 5:21:52 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
643819
This series of Notes was issued and sold upon the funding of the borrower loan #74817, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $261.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 6.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 7% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
4 | Length of status: | 10y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 5 |
Revolving credit balance:
| $914 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| bright-camaraderi632 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2011)
|
Principal balance:
| $3,745.93 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Other
Purpose of loan:
This loan will be used to furnish my new residence.
My financial situation:
I am a good candidate for this loan because I have a successful and proven track record of earnings that demonstrate my capacity to make timely payments as required. I have and always will satify all my obligations in full.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
phenomenal-rate1 | $500.00 | 9/21/2012 5:04:14 PM |
auction-sage | $100.00 | 9/21/2012 5:14:59 PM |
Rockymtnhi | $100.00 | 9/21/2012 5:15:27 PM |
Rico47 | $25.00 | 9/21/2012 5:28:02 PM |
loot-baton | $25.00 | 9/21/2012 5:28:46 PM |
special-dinero553 | $25.00 | 9/21/2012 5:12:08 PM |
nickel-ferret | $25.00 | 9/21/2012 5:13:21 PM |
LeReve | $500.00 | 9/21/2012 5:19:31 PM |
Taxman44 | $25.00 | 9/21/2012 5:28:02 PM |
friendly-gold | $25.00 | 9/21/2012 6:00:28 PM |
bid-stockpiler1 | $25.00 | 9/21/2012 6:04:01 PM |
CreditBuilder2 | $25.01 | 9/21/2012 6:05:21 PM |
intuitive-benefit3 | $100.00 | 9/21/2012 6:18:01 PM |
lochinvar | $75.00 | 9/21/2012 6:16:38 PM |
velocityasaurus-rex4 | $100.00 | 9/21/2012 6:24:47 PM |
LoanerPrincipal | $25.00 | 9/21/2012 7:09:21 PM |
boston_mass | $25.00 | 9/21/2012 6:38:27 PM |
Kissabledevil | $25.00 | 9/21/2012 7:37:41 PM |
starry2001 | $25.00 | 9/22/2012 5:29:27 AM |
pleasant-bid | $45.00 | 9/22/2012 5:31:09 AM |
cerebral-dollar773 | $25.00 | 9/22/2012 5:52:07 AM |
point-doughnut | $60.59 | 9/22/2012 7:06:05 AM |
responsibility-butterfly | $25.00 | 9/22/2012 8:29:07 AM |
compatible-deal9 | $50.00 | 9/22/2012 11:12:51 AM |
radforj22 | $50.00 | 9/22/2012 11:16:42 AM |
irishalaskan | $25.00 | 9/22/2012 6:48:36 AM |
flyflorida2001 | $25.00 | 9/22/2012 11:25:44 AM |
hitsman | $50.00 | 9/22/2012 11:38:07 AM |
Barrayaran | $25.00 | 9/22/2012 10:57:33 AM |
TigerForce | $25.00 | 9/22/2012 11:39:08 AM |
Sneezie | $87.00 | 9/22/2012 12:19:43 PM |
Investoman | $25.00 | 9/22/2012 12:24:59 PM |
john0720 | $25.00 | 9/22/2012 12:44:54 PM |
Vegasjim | $25.00 | 9/22/2012 1:16:36 PM |
promise2 | $25.00 | 9/22/2012 1:34:37 PM |
1800porsche | $25.00 | 9/22/2012 1:40:50 PM |
kenji4861 | $25.00 | 9/22/2012 2:26:40 PM |
kaykarun | $25.00 | 9/22/2012 1:43:05 PM |
myduck | $40.00 | 9/22/2012 4:21:09 PM |
respectful-credit820 | $25.00 | 9/22/2012 4:25:11 PM |
tolerant-dinero2 | $25.00 | 9/22/2012 1:57:11 PM |
bold-gold-pilot | $25.00 | 9/22/2012 2:09:46 PM |
Earnest_Money | $30.00 | 9/22/2012 6:48:15 PM |
paladin847 | $70.00 | 9/22/2012 3:09:51 PM |
micro-lender0 | $50.00 | 9/22/2012 6:06:43 PM |
wealth-infusion6 | $50.00 | 9/22/2012 8:00:51 PM |
note-mad-scientist | $50.00 | 9/23/2012 8:05:04 AM |
keichi03 | $26.00 | 9/22/2012 8:31:40 PM |
dough-kitten5 | $25.00 | 9/23/2012 8:32:05 AM |
blissful-penny | $25.00 | 9/22/2012 11:46:57 PM |
icon7 | $100.00 | 9/23/2012 8:46:55 AM |
SLIPCASTER | $25.75 | 9/22/2012 9:23:04 PM |
liberty-point | $50.00 | 9/23/2012 7:17:52 AM |
shellstar | $25.00 | 9/23/2012 7:57:45 AM |
payment-associate5 | $100.00 | 9/23/2012 2:40:59 AM |
theskippy | $25.00 | 9/23/2012 6:34:32 AM |
powerful-return1 | $25.00 | 9/23/2012 9:06:37 AM |
crw1950 | $50.00 | 9/23/2012 11:57:19 AM |
wise-virtuous-vigilance | $16.86 | 9/23/2012 12:44:39 PM |
flo_rida | $100.00 | 9/23/2012 12:37:11 PM |
excellent-funds649 | $50.00 | 9/21/2012 5:10:27 PM |
repayment-pagoda8 | $100.00 | 9/21/2012 5:07:46 PM |
wetlands | $200.00 | 9/21/2012 5:14:28 PM |
Castellan | $50.00 | 9/21/2012 5:12:36 PM |
lionheart722 | $100.00 | 9/21/2012 5:25:10 PM |
tenacious-affluence | $25.00 | 9/21/2012 5:25:39 PM |
blazing-silver524 | $50.00 | 9/21/2012 6:17:56 PM |
ltschetter | $25.00 | 9/21/2012 6:52:56 PM |
proud-gold9 | $25.00 | 9/21/2012 6:25:37 PM |
bellaquito | $500.00 | 9/21/2012 6:33:20 PM |
Bank42 | $25.00 | 9/21/2012 7:21:16 PM |
coin-tweet | $50.00 | 9/21/2012 6:56:05 PM |
bazaar-tulip | $25.00 | 9/21/2012 5:59:33 PM |
thrifty-transaction578 | $25.00 | 9/21/2012 5:59:39 PM |
zbfamwl | $100.00 | 9/21/2012 6:05:39 PM |
california111 | $100.00 | 9/21/2012 9:57:10 PM |
blue-laudable-dinero | $25.00 | 9/21/2012 11:06:53 PM |
KLCRAY | $25.00 | 9/22/2012 1:35:33 AM |
SweetSerenityInvest | $25.25 | 9/22/2012 5:01:45 AM |
Nusk | $25.00 | 9/21/2012 7:17:23 PM |
shrewd-dedication2 | $50.00 | 9/22/2012 6:07:39 AM |
houli123 | $50.00 | 9/22/2012 3:11:50 AM |
handy-affluence9 | $25.00 | 9/22/2012 7:10:16 AM |
visionary-dedication5 | $50.00 | 9/22/2012 5:58:25 AM |
chac | $500.00 | 9/22/2012 7:27:11 AM |
value-willow | $71.88 | 9/22/2012 6:39:59 AM |
USMC0311 | $25.00 | 9/21/2012 9:30:57 PM |
azazle | $50.00 | 9/21/2012 10:57:51 PM |
loan-oasis4 | $25.00 | 9/22/2012 8:56:55 AM |
RothySkynx | $25.00 | 9/22/2012 9:37:09 AM |
Socorro_Capital_Partners | $25.01 | 9/22/2012 9:39:32 AM |
SomebodysMom | $48.39 | 9/22/2012 9:29:08 AM |
blue-lucrative-rate | $50.00 | 9/22/2012 10:17:13 AM |
Astyanax | $40.00 | 9/22/2012 10:46:37 AM |
kulender | $50.00 | 9/22/2012 10:49:52 AM |
dojo2 | $100.00 | 9/22/2012 12:32:33 PM |
drkosh | $25.00 | 9/22/2012 12:36:14 PM |
enriching-trade2 | $50.00 | 9/22/2012 12:36:20 PM |
integrity-builder | $50.00 | 9/22/2012 12:47:17 PM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:37 PM |
skillful-auction | $50.00 | 9/22/2012 1:17:49 PM |
objective-investor | $73.00 | 9/22/2012 1:21:35 PM |
AFairDeal | $25.00 | 9/22/2012 1:04:59 PM |
CaptainBL | $25.00 | 9/22/2012 1:20:55 PM |
lawyervon | $25.00 | 9/22/2012 1:40:53 PM |
witty-compassion | $25.00 | 9/22/2012 3:06:21 PM |
transparency-river1 | $500.00 | 9/22/2012 4:43:35 PM |
wwwUniversal | $25.00 | 9/22/2012 1:42:42 PM |
hidavehi | $33.00 | 9/22/2012 1:59:48 PM |
prudent-deal662 | $25.00 | 9/22/2012 1:45:40 PM |
greenback-snowdome1 | $50.00 | 9/22/2012 7:10:48 PM |
currency-persimmon | $25.00 | 9/22/2012 3:30:55 PM |
natural-greenback6 | $25.00 | 9/22/2012 9:02:24 PM |
Blue_Devil | $50.00 | 9/22/2012 2:47:01 PM |
Interloper | $25.00 | 9/22/2012 9:33:13 PM |
907 | $50.00 | 9/22/2012 9:40:53 PM |
aesop56 | $25.00 | 9/22/2012 11:12:42 PM |
TrustOne | $50.00 | 9/22/2012 7:48:19 PM |
payment-gusto | $25.00 | 9/22/2012 5:44:31 PM |
payment-hugger7 | $50.00 | 9/22/2012 7:59:42 PM |
mflawyer | $25.00 | 9/23/2012 8:06:05 AM |
loan-lionheart6 | $25.00 | 9/23/2012 9:22:48 AM |
enchanted-truth264 | $25.00 | 9/22/2012 9:15:47 PM |
sgt-schultz | $25.00 | 9/23/2012 4:03:27 AM |
SV-AZ | $32.26 | 9/22/2012 9:44:08 PM |
Hapeville-resident | $100.00 | 9/23/2012 4:12:25 AM |
gogrannygo | $25.00 | 9/23/2012 7:45:22 AM |
magnetic-integrity7 | $25.00 | 9/23/2012 12:22:06 AM |
beachbum22 | $25.00 | 9/23/2012 8:20:31 AM |
atomantic | $50.00 | 9/23/2012 8:35:18 AM |
bcash1 | $50.00 | 9/23/2012 5:33:08 AM |
value-architect6 | $50.00 | 9/23/2012 12:01:27 PM |
Plutis | $25.00 | 9/23/2012 12:37:23 PM |
Wilobe | $25.00 | 9/23/2012 12:38:34 PM |
134 Investments
|
Borrower Payment Dependent Notes Series
643837
This series of Notes was issued and sold upon the funding of the borrower loan #74781, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $144.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 12% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,365 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| worldly-commerce013 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
j2ee | $50.00 | 9/21/2012 5:05:44 PM |
Bank_Of_XL | $25.00 | 9/21/2012 5:03:15 PM |
wonder3 | $25.00 | 9/21/2012 5:07:08 PM |
special-dinero553 | $25.00 | 9/21/2012 5:12:30 PM |
radiant-dollar9 | $200.00 | 9/21/2012 5:16:18 PM |
nickel-ferret | $25.00 | 9/21/2012 5:13:42 PM |
pierrelasvegas | $25.00 | 9/21/2012 5:02:26 PM |
order-tamale | $400.00 | 9/21/2012 5:02:31 PM |
Whipster | $60.00 | 9/21/2012 5:06:18 PM |
commerce-gargantuan2 | $50.00 | 9/21/2012 5:21:39 PM |
supreme-treasure8 | $100.00 | 9/21/2012 5:24:26 PM |
Drewkeeper | $25.00 | 9/21/2012 5:31:54 PM |
imogen22 | $50.00 | 9/21/2012 5:10:50 PM |
riveting-credit5 | $25.00 | 9/21/2012 5:11:24 PM |
wise-charming-reward | $200.00 | 9/21/2012 5:36:34 PM |
geechee | $25.00 | 9/21/2012 5:39:56 PM |
LeReve | $500.00 | 9/21/2012 5:19:53 PM |
djh47a | $25.00 | 9/21/2012 5:20:39 PM |
EngineersAlliance | $100.00 | 9/21/2012 5:48:23 PM |
bazaar-festivity | $25.00 | 9/21/2012 5:56:47 PM |
freedomlender | $25.00 | 9/21/2012 5:58:46 PM |
charming-exchange7 | $25.00 | 9/21/2012 5:53:26 PM |
ferocious-kindness8 | $30.00 | 9/21/2012 5:30:27 PM |
generous-deal6 | $25.00 | 9/21/2012 6:01:10 PM |
restless-currency | $40.00 | 9/21/2012 5:31:52 PM |
Tonusb0 | $25.00 | 9/21/2012 6:00:17 PM |
Nipper99 | $100.00 | 9/21/2012 5:34:43 PM |
friendly-gold | $25.00 | 9/21/2012 6:00:28 PM |
fascinating-benefit279 | $50.00 | 9/21/2012 5:43:04 PM |
tmdmf | $25.00 | 9/21/2012 5:51:33 PM |
money-baron | $100.00 | 9/21/2012 5:59:59 PM |
newest-currency-vibrato | $25.00 | 9/21/2012 5:16:52 PM |
lowrater | $50.30 | 9/21/2012 5:12:54 PM |
affluence-microscope2 | $200.00 | 9/21/2012 5:03:20 PM |
compatible-power8 | $25.00 | 9/21/2012 5:33:45 PM |
well-rounded-felicity378 | $50.00 | 9/21/2012 5:34:58 PM |
tranquil-gain1 | $75.00 | 9/21/2012 5:33:50 PM |
leverage-sensai6 | $25.00 | 9/21/2012 5:36:18 PM |
musegaze | $50.00 | 9/21/2012 5:39:46 PM |
versatile-dime442 | $250.00 | 9/21/2012 5:17:00 PM |
unequaled-truth9 | $100.00 | 9/21/2012 5:40:20 PM |
majestic-note6 | $200.00 | 9/21/2012 5:17:32 PM |
a-finance-nirvana | $25.00 | 9/21/2012 5:18:28 PM |
Beld | $50.00 | 9/21/2012 5:42:20 PM |
Sid-K | $25.00 | 9/21/2012 5:46:51 PM |
duty-viola | $25.00 | 9/21/2012 5:44:49 PM |
tech310 | $50.00 | 9/21/2012 5:23:11 PM |
bazaar-elvis | $50.00 | 9/21/2012 5:23:19 PM |
helpful-fund7 | $103.33 | 9/21/2012 5:53:17 PM |
thrifty-capital | $25.00 | 9/21/2012 5:36:50 PM |
robust-diversification3 | $50.00 | 9/21/2012 5:39:36 PM |
WalnutCreekguy | $50.00 | 9/21/2012 5:48:00 PM |
global-invest-group | $25.00 | 9/21/2012 5:55:36 PM |
bazaar-tulip | $25.00 | 9/21/2012 5:59:33 PM |
openness-antioxidant | $41.37 | 9/21/2012 6:01:28 PM |
55 Investments
|
Borrower Payment Dependent Notes Series
643883
This series of Notes was issued and sold upon the funding of the borrower loan #75208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,450.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $149.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 23% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
8 | Length of status: | 0y 3m |
Amount delinquent:
| $368 |
Total credit lines:
| 23 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $676 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| equalizer192 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
catch up on bills due to change of job
My financial situation:
I am a good candidate for this loan because...
I've had a great history of paying on time and i have a steady income
Monthly net income: $ 3300
Monthly expenses: $
Housing: $1300
Insurance: $100
Car expenses: $400
Utilities: $45
Phone, cable, internet: $195
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $275
Other expenses: $165
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $80.03 | 9/25/2012 9:02:05 AM |
PrimeFunding | $25.00 | 9/25/2012 9:44:56 AM |
natural-affluence6 | $25.00 | 9/25/2012 5:02:49 PM |
duty-viola | $35.00 | 9/25/2012 10:00:27 AM |
Relient-K | $25.00 | 9/25/2012 10:00:59 AM |
bewitching-dollar5 | $100.00 | 9/25/2012 9:55:23 AM |
simiray | $30.00 | 9/25/2012 10:04:06 AM |
green-high-five7 | $25.00 | 9/25/2012 10:19:19 AM |
let_me_retire | $75.00 | 9/25/2012 11:46:58 AM |
moola-monger9 | $75.00 | 9/25/2012 3:06:26 PM |
money-fort | $25.00 | 9/25/2012 4:26:20 PM |
durability-seahorse7 | $50.00 | 9/25/2012 5:18:52 PM |
Finchy78 | $25.00 | 9/25/2012 5:10:13 PM |
attractive-rate | $25.00 | 9/25/2012 5:05:54 PM |
palm864 | $25.00 | 9/25/2012 5:16:23 PM |
courteous-note1 | $25.00 | 9/25/2012 5:20:29 PM |
pdub | $250.00 | 9/25/2012 5:57:08 PM |
capital-blueberry | $25.00 | 9/25/2012 5:44:13 PM |
dudebrah | $25.00 | 9/25/2012 6:04:56 PM |
deal-hickory5 | $44.00 | 9/25/2012 6:07:50 PM |
open-minded-p2p1 | $25.00 | 9/25/2012 6:50:56 PM |
tolerant-truth2 | $25.00 | 9/25/2012 6:36:18 PM |
unassailable-funds754 | $25.00 | 9/25/2012 6:43:25 PM |
KB-IRA | $50.00 | 9/25/2012 10:44:51 PM |
discostu | $25.00 | 9/25/2012 11:05:44 PM |
the-credit-maker | $25.00 | 9/25/2012 7:14:23 PM |
Tyrion31 | $64.29 | 9/25/2012 7:27:42 PM |
mauge35 | $50.00 | 9/25/2012 10:54:13 PM |
Contra_Capital_LLC | $25.00 | 9/25/2012 9:26:06 PM |
newest-generous-income | $25.00 | 9/26/2012 1:51:58 AM |
impala6464 | $52.01 | 9/25/2012 9:47:25 PM |
gain-keeper9 | $25.00 | 9/25/2012 10:20:30 PM |
california111 | $100.00 | 9/25/2012 10:54:48 PM |
deal-sitar4 | $40.00 | 9/26/2012 12:07:06 AM |
dough-kitten5 | $25.00 | 9/26/2012 3:30:26 AM |
dinero-jedi | $58.83 | 9/26/2012 4:35:24 AM |
competent-commitment5 | $25.00 | 9/25/2012 9:04:55 AM |
majestic-note6 | $150.00 | 9/25/2012 9:15:23 AM |
CA-Lender | $25.00 | 9/25/2012 9:13:28 AM |
calamango | $50.00 | 9/25/2012 9:53:51 AM |
EngineersAlliance | $35.00 | 9/25/2012 10:50:15 AM |
money-baron | $100.00 | 9/25/2012 10:38:46 AM |
pierrelasvegas | $25.00 | 9/25/2012 11:58:18 AM |
global-invest-group | $25.00 | 9/25/2012 2:07:49 PM |
stock106 | $25.00 | 9/25/2012 3:10:55 PM |
return-blueberry383 | $50.00 | 9/25/2012 4:09:12 PM |
worthy-bid8 | $100.00 | 9/25/2012 5:33:38 PM |
melodious-openness | $200.00 | 9/25/2012 6:31:22 PM |
voipguy88 | $50.00 | 9/25/2012 6:01:24 PM |
fervent-commerce | $72.00 | 9/25/2012 7:18:01 PM |
azazle | $50.00 | 9/25/2012 6:28:10 PM |
rupee-prairie | $25.00 | 9/25/2012 6:31:33 PM |
vivacious-truth3 | $25.00 | 9/25/2012 6:34:50 PM |
money-baron-Roth401k | $50.00 | 9/25/2012 6:38:44 PM |
deepblue34 | $30.00 | 9/25/2012 6:40:53 PM |
power-maple122 | $33.84 | 9/25/2012 6:54:19 PM |
papaloha | $25.00 | 9/25/2012 8:03:55 PM |
tolerant-responsibility051 | $500.00 | 9/25/2012 8:58:06 PM |
shrewd-dedication2 | $100.00 | 9/25/2012 11:37:23 PM |
wealth-renaissance5 | $25.00 | 9/26/2012 2:10:41 AM |
60 Investments
|
Borrower Payment Dependent Notes Series
643885
This series of Notes was issued and sold upon the funding of the borrower loan #75031, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $381.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1982 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 8
/
8 | Length of status: | 12y 11m |
Amount delinquent:
| $8,816 |
Total credit lines:
| 23 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,329 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-dinero-promiser |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation, savings
Purpose of loan:
This loan will be used to...pay off bills, dental work, and to be put into savings
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2981.00
Monthly expenses: $
Housing: $1300.00
Insurance: $230.00
Car expenses: $
Utilities: $80.00
Phone, cable, internet: $300.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $325.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $11,700.00 | 9/21/2012 5:05:48 PM |
thrilling-fund427 | $50.00 | 9/21/2012 5:06:56 PM |
radiant-dollar9 | $200.00 | 9/21/2012 5:16:29 PM |
pierrelasvegas | $25.00 | 9/21/2012 5:02:26 PM |
affluence-microscope2 | $200.00 | 9/21/2012 5:03:32 PM |
mckhbnpc | $50.00 | 9/21/2012 5:06:21 PM |
LeReve | $320.00 | 9/21/2012 5:19:54 PM |
first-class-gold0 | $55.00 | 9/21/2012 5:07:54 PM |
historic-value7 | $150.00 | 9/21/2012 5:07:01 PM |
versatile-dime442 | $250.00 | 9/21/2012 5:17:01 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
643927
This series of Notes was issued and sold upon the funding of the borrower loan #75030, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1979 |
Debt/Income ratio:
| 4% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| fair-peace0 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to... install a furnace .
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cattlebaron | $25.00 | 9/22/2012 12:02:47 PM |
rate-advocator7 | $100.00 | 9/22/2012 12:54:27 PM |
appetizing-loyalty354 | $100.00 | 9/22/2012 12:57:01 PM |
Zingaro | $25.00 | 9/22/2012 1:24:22 PM |
ChoiceInvestments | $25.00 | 9/22/2012 3:07:49 PM |
SudianX | $26.00 | 9/23/2012 10:27:03 AM |
responsibility-butterfly | $25.00 | 9/23/2012 8:26:00 AM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:36 AM |
marwadi-62 | $25.00 | 9/23/2012 8:30:47 AM |
quest0 | $50.00 | 9/24/2012 4:32:04 AM |
first-serene-credit | $25.00 | 9/24/2012 7:54:18 AM |
jetsons6866 | $25.00 | 9/24/2012 8:21:44 AM |
mandolin9 | $28.16 | 9/24/2012 9:05:39 AM |
MrBrightEyes | $25.00 | 9/24/2012 9:39:00 AM |
bewitching-dollar5 | $100.00 | 9/22/2012 12:59:10 PM |
patriot0 | $50.00 | 9/22/2012 2:28:11 PM |
california111 | $100.00 | 9/22/2012 2:04:01 PM |
guild261 | $25.00 | 9/23/2012 8:31:03 AM |
majestic-note6 | $150.00 | 9/23/2012 12:47:57 PM |
jebber007 | $25.00 | 9/23/2012 2:05:30 PM |
bankbuddy55 | $50.00 | 9/23/2012 4:55:03 PM |
bonus-seahorse | $25.00 | 9/23/2012 8:19:25 PM |
asset-linkage | $25.00 | 9/24/2012 10:11:40 AM |
benevolent-marketplace4 | $920.84 | 9/24/2012 1:50:32 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
643957
This series of Notes was issued and sold upon the funding of the borrower loan #75088, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $236.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,641 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rupee-poblano1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/21/2012 6:39:07 PM |
income-triangulation1 | $25.00 | 9/21/2012 5:02:30 PM |
open-minded-p2p1 | $25.00 | 9/21/2012 5:16:25 PM |
missing-link | $25.00 | 9/21/2012 5:16:27 PM |
phenomenal-rate1 | $500.00 | 9/21/2012 5:04:53 PM |
cash-mad-scientist3 | $25.00 | 9/21/2012 5:20:43 PM |
finance-investor3 | $25.00 | 9/21/2012 5:06:47 PM |
first-pragmatic-power | $25.00 | 9/21/2012 5:24:02 PM |
special-dinero553 | $25.00 | 9/21/2012 5:12:39 PM |
leverage-sensai6 | $25.00 | 9/21/2012 5:36:18 PM |
musegaze | $50.00 | 9/21/2012 5:39:46 PM |
selector568 | $300.00 | 9/21/2012 5:42:03 PM |
rate-advocator7 | $100.00 | 9/21/2012 5:23:24 PM |
charming-exchange7 | $25.00 | 9/21/2012 5:53:26 PM |
WalnutCreekguy | $50.00 | 9/21/2012 5:48:01 PM |
spartacusiam | $25.00 | 9/21/2012 5:57:44 PM |
superb-funds335 | $25.00 | 9/21/2012 5:32:26 PM |
BostonCapital | $100.00 | 9/21/2012 6:06:39 PM |
generous-deal6 | $25.00 | 9/21/2012 6:01:11 PM |
toblerone | $25.00 | 9/21/2012 6:02:50 PM |
the-silver-blaster | $50.00 | 9/21/2012 6:03:53 PM |
azazle | $50.00 | 9/21/2012 6:52:15 PM |
LendingPimp_2 | $26.00 | 9/21/2012 5:47:25 PM |
asset-professor | $25.00 | 9/21/2012 5:50:12 PM |
dudebrah | $25.00 | 9/21/2012 7:00:05 PM |
the-credit-bauble | $30.00 | 9/21/2012 7:55:50 PM |
houli123 | $25.00 | 9/21/2012 6:00:34 PM |
Hummer-Guy | $25.00 | 9/21/2012 7:34:47 PM |
chrisb1414 | $25.00 | 9/21/2012 9:29:54 PM |
Investor_DP | $200.00 | 9/21/2012 6:12:38 PM |
mindful-generosity1 | $50.00 | 9/21/2012 6:16:02 PM |
lochinvar | $75.00 | 9/21/2012 6:16:39 PM |
LoanerPrincipal | $25.00 | 9/21/2012 6:17:38 PM |
Kissabledevil | $25.00 | 9/21/2012 7:37:41 PM |
curveylady | $26.00 | 9/22/2012 7:23:06 AM |
evilkats | $50.00 | 9/22/2012 7:30:42 AM |
grotheik | $30.00 | 9/22/2012 6:54:41 AM |
scoobiedoo | $40.01 | 9/22/2012 7:29:14 AM |
green-robust-currency | $57.34 | 9/22/2012 8:22:04 AM |
scrooge2020 | $36.48 | 9/22/2012 5:43:42 AM |
SomebodysMom | $35.00 | 9/22/2012 9:47:59 AM |
SecondChanceLendingSERV | $25.00 | 9/22/2012 10:08:10 AM |
Imaginos1892 | $50.00 | 9/22/2012 8:46:18 AM |
SimpleChoice | $25.00 | 9/22/2012 12:04:31 PM |
ONECENTATATIME | $25.00 | 9/22/2012 10:23:31 AM |
Kaj | $25.00 | 9/22/2012 12:06:51 PM |
noble-return0 | $50.00 | 9/22/2012 12:08:22 PM |
108-IRA | $40.13 | 9/22/2012 12:16:17 PM |
nourishing-interest0 | $25.00 | 9/22/2012 11:53:22 AM |
wwwUniversal | $25.00 | 9/22/2012 12:15:06 PM |
heartpounding-loyalty7 | $25.00 | 9/21/2012 5:07:53 PM |
handy-justice | $25.00 | 9/21/2012 5:10:12 PM |
majestic-note6 | $200.00 | 9/21/2012 5:17:41 PM |
blueshound | $25.00 | 9/21/2012 5:19:03 PM |
supreme-treasure8 | $100.00 | 9/21/2012 5:24:26 PM |
lowrater | $50.70 | 9/21/2012 5:09:12 PM |
bellaquito | $500.00 | 9/21/2012 5:31:05 PM |
commerce-venture1 | $25.00 | 9/21/2012 5:10:53 PM |
pierrelasvegas | $25.00 | 9/21/2012 5:12:54 PM |
robust-diversification3 | $50.00 | 9/21/2012 5:39:36 PM |
Beld | $50.00 | 9/21/2012 5:42:21 PM |
LeReve | $500.00 | 9/21/2012 5:20:05 PM |
profit-powerplant | $25.00 | 9/21/2012 5:47:14 PM |
NolockHolmes | $32.00 | 9/21/2012 5:25:42 PM |
appetizing-loyalty354 | $100.00 | 9/21/2012 5:30:28 PM |
wildguy | $100.00 | 9/21/2012 6:03:22 PM |
squarebob | $25.00 | 9/21/2012 6:12:35 PM |
wise-direct-community | $25.00 | 9/21/2012 5:41:23 PM |
money-baron | $100.00 | 9/21/2012 6:12:07 PM |
duty-viola | $25.00 | 9/21/2012 5:44:49 PM |
john0720 | $25.00 | 9/21/2012 7:04:28 PM |
friendly-gold | $25.00 | 9/21/2012 6:00:29 PM |
desertoasis | $25.00 | 9/21/2012 9:27:09 PM |
cattlebaron | $25.00 | 9/21/2012 9:53:37 PM |
well-rounded-felicity378 | $25.00 | 9/21/2012 6:11:15 PM |
helpful-loan245 | $25.00 | 9/21/2012 8:18:46 PM |
rockhound84 | $25.00 | 9/21/2012 6:40:54 PM |
papaloha | $25.00 | 9/21/2012 10:04:10 PM |
Mombo-5 | $50.00 | 9/22/2012 4:29:30 AM |
cr8on | $25.00 | 9/22/2012 1:30:00 AM |
CorsoCapital | $60.00 | 9/22/2012 6:18:18 AM |
draggon77 | $25.00 | 9/22/2012 4:16:37 AM |
heerzaquestion | $30.00 | 9/22/2012 5:19:55 AM |
repayment-hawk5 | $25.00 | 9/22/2012 5:24:55 AM |
Megaton | $25.00 | 9/21/2012 8:11:33 PM |
satwarystium | $25.00 | 9/22/2012 8:48:06 AM |
bold-pound-statuette | $25.00 | 9/21/2012 10:47:56 PM |
nevee | $35.00 | 9/22/2012 9:26:46 AM |
LendingPimp_2 | $50.00 | 9/22/2012 1:42:39 AM |
Skynxhunt | $25.00 | 9/22/2012 9:32:22 AM |
responsibility-butterfly | $25.00 | 9/22/2012 8:29:07 AM |
cordial-affluence2 | $25.00 | 9/22/2012 9:00:11 AM |
gtdane | $25.00 | 9/22/2012 9:13:58 AM |
Astyanax | $33.03 | 9/22/2012 10:45:21 AM |
repayment-uprising | $25.00 | 9/22/2012 9:53:28 AM |
linda-yan | $50.00 | 9/22/2012 10:00:23 AM |
Aristocrat | $25.00 | 9/22/2012 6:52:00 AM |
Brisket_Bob | $25.00 | 9/22/2012 6:58:42 AM |
wale-ld | $31.30 | 9/22/2012 7:09:51 AM |
payout-magician | $25.00 | 9/22/2012 7:23:50 AM |
FundMaker | $27.00 | 9/22/2012 11:12:41 AM |
Comoparklender | $25.00 | 9/22/2012 12:00:59 PM |
Preist | $50.00 | 9/22/2012 10:17:44 AM |
unrelenting-euro7 | $50.00 | 9/22/2012 10:20:51 AM |
intelligent-yield | $50.00 | 9/22/2012 12:08:00 PM |
kulender | $50.00 | 9/22/2012 10:49:53 AM |
travels536 | $25.01 | 9/22/2012 11:47:30 AM |
Scoote2912 | $25.00 | 9/22/2012 12:13:28 PM |
LightTheWay | $50.00 | 9/22/2012 12:03:06 PM |
jgar_O | $30.00 | 9/22/2012 12:14:45 PM |
robust-trade | $25.00 | 9/22/2012 12:05:53 PM |
scholarly-order6 | $25.00 | 9/22/2012 12:11:06 PM |
112 Investments
|
Borrower Payment Dependent Notes Series
644035
This series of Notes was issued and sold upon the funding of the borrower loan #75061, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,808 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| open-asset621 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Personal debt consolidation
This loan will be used to...to consolidate a couple of personal loans into one easily managed payment to help me save money.
My financial situation:
I am a good candidate for this loan because...I am wanting to improve myself financially. I want to be able to bring myself out of debt at a much faster pace, while allowing myself to save money and allow myself to begin building a stronger future for myself.
Monthly net income: $ 1664
Monthly expenses: $
Housing: $ 345
Insurance: $35
Car expenses: $ 60
Utilities: $ 50
Phone, cable, internet: $ 350
Food, entertainment: $ 150
Clothing, household expenses: $ 100
Credit cards and other loans: $ 400
Other expenses: $ 174
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/22/2012 1:58:57 PM |
lowrater | $50.40 | 9/22/2012 12:09:57 PM |
Navy_Wife_Retired | $50.00 | 9/22/2012 12:35:23 PM |
enriched-return057 | $300.00 | 9/22/2012 1:01:50 PM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:42 PM |
bewitching-dollar5 | $100.00 | 9/22/2012 12:59:10 PM |
52digital | $75.00 | 9/22/2012 1:48:23 PM |
order-bee1 | $29.54 | 9/22/2012 2:02:09 PM |
whitegold24k | $50.00 | 9/22/2012 4:55:51 PM |
nevee | $35.00 | 9/22/2012 9:02:41 PM |
pierrelasvegas | $25.00 | 9/23/2012 2:04:36 AM |
Bank42 | $25.00 | 9/23/2012 5:59:23 AM |
responsibility-butterfly | $25.00 | 9/23/2012 8:26:00 AM |
Laissez-faire | $75.00 | 9/23/2012 8:27:48 AM |
SudianX | $26.00 | 9/23/2012 10:30:13 AM |
evilkats | $50.00 | 9/23/2012 11:12:56 AM |
refresher211 | $25.00 | 9/23/2012 12:44:28 PM |
bonus-seahorse | $25.00 | 9/23/2012 11:33:34 PM |
ssqr | $75.00 | 9/23/2012 4:57:23 PM |
natural-point1 | $25.00 | 9/23/2012 7:08:50 PM |
ibano | $25.00 | 9/23/2012 11:19:45 PM |
Land_on_your_feet | $25.00 | 9/24/2012 5:36:37 AM |
duty-viola | $35.00 | 9/22/2012 12:13:23 PM |
handy-justice | $50.00 | 9/22/2012 12:28:50 PM |
order-bee1 | $400.00 | 9/22/2012 1:37:35 PM |
Zingaro | $25.00 | 9/22/2012 1:24:23 PM |
money-baron | $100.00 | 9/22/2012 1:58:59 PM |
EnglishGeekInNYC | $50.00 | 9/22/2012 2:11:15 PM |
bellaquito | $500.00 | 9/22/2012 2:31:54 PM |
dollar-tornado3 | $25.00 | 9/23/2012 6:40:30 AM |
balanced-agreement0 | $25.00 | 9/23/2012 6:36:53 PM |
BBsapphire-2-loan | $100.00 | 9/24/2012 12:54:42 AM |
Haribelle | $25.00 | 9/23/2012 3:32:05 PM |
california111 | $100.00 | 9/23/2012 3:22:34 PM |
klend4 | $25.00 | 9/24/2012 6:48:41 AM |
azazle | $50.00 | 9/23/2012 5:58:18 PM |
Supernick | $100.00 | 9/24/2012 6:05:11 AM |
cmg891 | $25.00 | 9/24/2012 6:16:46 AM |
MoneyBadger | $25.00 | 9/24/2012 6:55:15 AM |
rjcoutur2001 | $124.06 | 9/24/2012 7:13:39 AM |
treasure-hunter270 | $25.00 | 9/24/2012 6:07:50 AM |
41 Investments
|
Borrower Payment Dependent Notes Series
644037
This series of Notes was issued and sold upon the funding of the borrower loan #75127, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $131.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 32% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 24y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 68 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,662 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| authoritative-nickel6 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off bills
My financial situation:
I am a good candidate for this loan because...been emoployed fo 25 years
Monthly net income: $4000
Monthly expenses: $2500
Housing: $1000
Insurance: $100
Car expenses: $500
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-triangulation1 | $25.00 | 9/24/2012 9:02:19 AM |
supreme-treasure8 | $100.00 | 9/24/2012 9:06:01 AM |
community-burrito9 | $35.00 | 9/24/2012 9:09:43 AM |
marketplace-singularity3 | $100.00 | 9/24/2012 9:11:53 AM |
radiant-dollar9 | $200.00 | 9/24/2012 9:13:26 AM |
mercuriant | $25.00 | 9/24/2012 9:15:48 AM |
wise-charming-reward | $500.00 | 9/24/2012 9:01:55 AM |
wonder3 | $25.00 | 9/24/2012 9:02:20 AM |
affluence-microscope2 | $200.00 | 9/24/2012 9:03:20 AM |
MAYBROOK | $50.00 | 9/24/2012 9:03:37 AM |
Assets-Up | $25.00 | 9/24/2012 9:03:45 AM |
j2ee | $50.00 | 9/24/2012 9:05:11 AM |
Whipster | $50.00 | 9/24/2012 9:04:43 AM |
obduro_1 | $25.00 | 9/24/2012 9:05:38 AM |
special-dinero553 | $25.00 | 9/24/2012 9:10:25 AM |
WalnutCreekguy | $50.00 | 9/24/2012 9:11:39 AM |
nevee | $35.00 | 9/24/2012 9:07:25 AM |
BostonCapital | $100.00 | 9/24/2012 9:15:37 AM |
vutah | $25.00 | 9/24/2012 9:11:08 AM |
LeReve | $480.00 | 9/24/2012 9:16:09 AM |
order-tamale | $400.00 | 9/24/2012 9:02:47 AM |
justreturns | $25.00 | 9/24/2012 9:07:14 AM |
historic-value7 | $200.00 | 9/24/2012 9:07:27 AM |
RGlad | $200.00 | 9/24/2012 9:09:11 AM |
knowledgeable-silver6 | $25.00 | 9/24/2012 9:09:32 AM |
versatile-dime442 | $250.00 | 9/24/2012 9:14:00 AM |
riveting-credit5 | $25.00 | 9/24/2012 9:02:20 AM |
first-pragmatic-power | $25.00 | 9/24/2012 9:04:38 AM |
imogen22 | $50.00 | 9/24/2012 9:09:28 AM |
Nipper99 | $100.00 | 9/24/2012 9:06:57 AM |
pierrelasvegas | $25.00 | 9/24/2012 9:10:45 AM |
nickel-ferret | $25.00 | 9/24/2012 9:11:32 AM |
bullwink27 | $25.00 | 9/24/2012 9:12:58 AM |
33 Investments
|
Borrower Payment Dependent Notes Series
644057
This series of Notes was issued and sold upon the funding of the borrower loan #75545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $803.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1969 |
Debt/Income ratio:
| 12% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
5 | Length of status: | 9y 3m |
Amount delinquent:
| $316 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $781 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| spry-finance5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
cash flow for business
Purpose of loan:
This loan will be used to finance a personal business inventory purchase.
My financial situation:
I am a good candidate for this loan because my personal income creates enough cashflow to more than service this note.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
aztec | $50.00 | 9/24/2012 9:20:36 AM |
paladin847 | $70.00 | 9/24/2012 9:40:08 AM |
lionheart722 | $100.00 | 9/24/2012 10:08:31 AM |
CreditBuilder2 | $25.01 | 9/24/2012 9:18:11 AM |
treasure-palace661 | $350.00 | 9/24/2012 10:28:31 AM |
wildguy | $100.00 | 9/24/2012 9:27:10 AM |
LoanerPrincipal | $25.00 | 9/24/2012 9:31:15 AM |
tenacious-affluence | $25.00 | 9/24/2012 9:42:16 AM |
ulisingh | $50.00 | 9/24/2012 9:56:17 AM |
market-maximizer472 | $100.00 | 9/24/2012 11:39:23 AM |
melodious-rupee3 | $25.00 | 9/24/2012 1:41:42 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:40 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:11 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:05:49 PM |
Vegasjim | $25.00 | 9/24/2012 5:19:51 PM |
a-finance-nirvana | $25.00 | 9/24/2012 5:30:30 PM |
sturdy-fairness0 | $100.00 | 9/24/2012 5:15:36 PM |
houli123 | $50.00 | 9/24/2012 11:10:48 PM |
responsibility-butterfly | $25.00 | 9/25/2012 8:30:22 AM |
compugn1234 | $50.00 | 9/25/2012 8:42:00 AM |
top-courteous-peso | $75.00 | 9/25/2012 9:17:15 AM |
Investoman | $25.00 | 9/25/2012 9:07:26 AM |
Lev8 | $25.00 | 9/25/2012 9:34:43 AM |
SBT | $25.00 | 9/25/2012 9:22:55 AM |
Aimvest | $25.00 | 9/25/2012 9:51:59 AM |
w3alter | $28.00 | 9/25/2012 9:59:18 AM |
hard-working-rate3 | $25.00 | 9/25/2012 10:31:32 AM |
minista | $25.00 | 9/25/2012 10:07:39 AM |
rudyindc | $25.00 | 9/25/2012 10:02:44 AM |
gold-pudding6 | $60.00 | 9/25/2012 10:46:31 AM |
dignified-finance | $25.00 | 9/25/2012 10:57:39 AM |
restless-currency | $40.00 | 9/25/2012 10:58:50 AM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:32 PM |
ss2020 | $25.00 | 9/25/2012 11:12:19 AM |
loot-caper | $25.00 | 9/25/2012 3:46:59 PM |
zanglish101 | $30.00 | 9/25/2012 10:40:36 AM |
radiant-wealth0 | $50.00 | 9/25/2012 12:44:17 PM |
platinum-animal00 | $25.00 | 9/25/2012 3:00:58 PM |
keiphers | $25.00 | 9/25/2012 4:46:54 PM |
dignified-truth7 | $200.00 | 9/25/2012 5:36:23 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:09 PM |
rupee-prairie | $30.00 | 9/25/2012 6:25:14 PM |
unassailable-funds754 | $25.00 | 9/25/2012 6:43:24 PM |
chac | $300.00 | 9/25/2012 7:35:25 PM |
peace-maximizer8 | $25.00 | 9/26/2012 5:15:56 AM |
penny-kahuna0 | $25.00 | 9/26/2012 5:50:53 AM |
gain-keeper9 | $25.00 | 9/25/2012 10:25:53 PM |
california111 | $100.00 | 9/25/2012 11:05:59 PM |
moola-man | $25.00 | 9/26/2012 7:42:58 AM |
spoolin18t | $100.00 | 9/26/2012 7:16:52 AM |
DarkInvestor | $27.00 | 9/26/2012 8:49:56 AM |
proper-exchange8 | $200.00 | 9/26/2012 7:49:09 AM |
SDSCorp | $25.00 | 9/26/2012 7:59:06 AM |
respectful-fairness069 | $27.00 | 9/26/2012 9:11:29 AM |
bradfid | $25.00 | 9/26/2012 9:30:12 AM |
market-assembler | $100.00 | 9/26/2012 9:38:34 AM |
bold-riveting-social | $50.00 | 9/26/2012 9:55:09 AM |
wigglesworth4 | $100.00 | 9/26/2012 11:37:07 AM |
elevated-investment | $25.00 | 9/26/2012 11:49:56 AM |
anwn | $50.00 | 9/26/2012 12:32:22 PM |
commanding-treasure2 | $75.00 | 9/26/2012 10:43:56 AM |
Alpha-AssistU | $25.00 | 9/26/2012 10:51:38 AM |
scrappy-leverage6 | $25.00 | 9/26/2012 10:58:38 AM |
rcm87 | $47.00 | 9/26/2012 11:04:53 AM |
responsibility-venture8 | $150.00 | 9/26/2012 11:22:38 AM |
capital-relaxation9 | $100.00 | 9/26/2012 1:14:33 PM |
dollardave | $50.00 | 9/26/2012 2:55:18 PM |
Mr_School_Boy_Cookies | $50.00 | 9/26/2012 4:47:56 PM |
compoundinterest | $25.00 | 9/26/2012 5:24:08 PM |
loyalty-dragster7 | $100.00 | 9/26/2012 5:54:10 PM |
economy-tuba7 | $50.00 | 9/26/2012 6:43:33 PM |
velocityasaurus-rex4 | $100.00 | 9/26/2012 6:11:29 PM |
bewitching-commitment421 | $50.00 | 9/26/2012 6:18:11 PM |
top-enriched-return | $50.00 | 9/26/2012 6:33:47 PM |
repayment-chihuahua3 | $25.00 | 9/26/2012 8:08:04 PM |
worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:30 PM |
pleasant-listing712 | $25.00 | 9/26/2012 7:06:16 PM |
gold-disk | $25.00 | 9/27/2012 12:52:20 AM |
grf1945 | $25.00 | 9/27/2012 6:24:50 AM |
williamgates | $25.00 | 9/26/2012 10:07:05 PM |
ckatak | $50.00 | 9/27/2012 9:02:34 AM |
Cre8iveCash | $25.00 | 9/27/2012 9:03:36 AM |
TCayce | $25.00 | 9/27/2012 9:04:40 AM |
lawrence_bacchus | $25.00 | 9/27/2012 7:11:49 AM |
georgethesir | $50.00 | 9/27/2012 6:59:31 AM |
funds-promiser | $50.00 | 9/27/2012 9:10:08 AM |
greenback-drummer9 | $50.00 | 9/27/2012 8:22:01 AM |
truth-magician1 | $25.00 | 9/27/2012 8:55:30 AM |
bmbanzai | $25.00 | 9/27/2012 9:02:45 AM |
LendDoc | $25.00 | 9/27/2012 9:01:38 AM |
efficient-marketplace | $25.00 | 9/27/2012 9:01:40 AM |
littlemonkey | $25.00 | 9/27/2012 9:18:27 AM |
actuarial_investor | $25.00 | 9/27/2012 9:21:22 AM |
netpox | $25.00 | 9/27/2012 9:22:07 AM |
leeball | $50.00 | 9/27/2012 9:04:42 AM |
BofM | $25.00 | 9/27/2012 9:25:45 AM |
basis-ferret8 | $50.00 | 9/27/2012 9:26:14 AM |
iolaire | $25.00 | 9/27/2012 9:05:55 AM |
Avala | $100.00 | 9/27/2012 9:07:59 AM |
credit-scout7 | $50.00 | 9/27/2012 9:08:40 AM |
Wilvara | $25.00 | 9/27/2012 9:30:16 AM |
Ragnar | $25.00 | 9/27/2012 9:07:18 AM |
JDED | $25.00 | 9/27/2012 9:10:39 AM |
point653 | $25.00 | 9/27/2012 9:07:51 AM |
Daneistes | $37.00 | 9/27/2012 9:33:45 AM |
worldly-commitment173 | $100.00 | 9/27/2012 9:11:33 AM |
vibrant-trade8 | $35.00 | 9/27/2012 9:35:44 AM |
mennleo | $50.00 | 9/27/2012 9:15:14 AM |
TheGrayFox | $25.00 | 9/27/2012 9:15:24 AM |
benjamins-explosion142 | $25.00 | 9/27/2012 9:13:26 AM |
paramjit | $45.00 | 9/27/2012 9:15:47 AM |
urbane-deal152 | $50.00 | 9/27/2012 9:15:49 AM |
squeebie | $50.00 | 9/27/2012 9:41:42 AM |
JohnW12 | $25.00 | 9/27/2012 9:41:44 AM |
bigladybug | $100.00 | 9/27/2012 9:17:02 AM |
velocity-scrutinzer6 | $50.00 | 9/27/2012 9:42:41 AM |
igloo268 | $25.00 | 9/27/2012 9:13:48 AM |
riproaringrapids | $50.00 | 9/27/2012 9:18:52 AM |
lendingforgood | $50.00 | 9/27/2012 9:44:17 AM |
syounker | $25.00 | 9/27/2012 9:45:34 AM |
IndianChief | $25.00 | 9/27/2012 9:45:55 AM |
the-shrewd-wampum | $25.00 | 9/27/2012 9:46:13 AM |
investor7257 | $25.00 | 9/27/2012 9:46:43 AM |
mason13a | $25.00 | 9/27/2012 9:21:56 AM |
allotment464 | $73.00 | 9/27/2012 9:17:38 AM |
natural-affluence4 | $25.00 | 9/27/2012 9:24:16 AM |
marketplace-cello5 | $25.00 | 9/27/2012 9:19:42 AM |
peripatetic | $25.00 | 9/27/2012 9:24:47 AM |
stilleto8 | $25.00 | 9/27/2012 9:52:29 AM |
MrDavid | $75.00 | 9/27/2012 9:22:02 AM |
hitsman | $50.00 | 9/27/2012 9:57:28 AM |
green-tree-shake | $25.00 | 9/27/2012 9:30:14 AM |
dfealk | $25.00 | 9/27/2012 9:30:57 AM |
top-blissful-dedication | $25.00 | 9/27/2012 9:31:00 AM |
loan-mammal | $29.00 | 9/27/2012 9:26:25 AM |
community-pipeline | $25.00 | 9/27/2012 10:02:35 AM |
affluence-tycoon | $25.00 | 9/27/2012 9:26:48 AM |
mistertao | $25.00 | 9/27/2012 10:04:02 AM |
delivery | $25.00 | 9/27/2012 9:33:19 AM |
Savings_EQ_Dignity | $50.00 | 9/27/2012 9:36:28 AM |
boater01 | $100.00 | 9/27/2012 9:36:54 AM |
prudent-payment316 | $25.00 | 9/27/2012 10:06:56 AM |
happy-asset | $25.00 | 9/27/2012 10:08:40 AM |
brightest-income-hunter | $49.62 | 9/27/2012 10:10:24 AM |
brightest-repayment-patriot | $71.00 | 9/27/2012 10:11:01 AM |
dospapalotes | $25.00 | 9/27/2012 9:39:38 AM |
narblark | $50.00 | 9/27/2012 9:36:58 AM |
papaman | $25.00 | 9/27/2012 10:13:36 AM |
Tasteslikechicken | $50.00 | 9/27/2012 10:14:05 AM |
fcukciti | $35.00 | 9/27/2012 9:41:52 AM |
MONEYLENDER101 | $46.00 | 9/27/2012 9:42:03 AM |
ssgt95068 | $25.00 | 9/27/2012 9:38:59 AM |
HamachiMan | $50.00 | 9/27/2012 9:40:28 AM |
kind-transparency-ferret | $100.00 | 9/27/2012 9:41:03 AM |
mg6619 | $25.00 | 9/27/2012 9:44:58 AM |
payout-harmony4 | $25.00 | 9/27/2012 10:18:14 AM |
bold-organic-yield | $104.00 | 9/27/2012 10:19:45 AM |
JoyfulVegetarian | $25.00 | 9/27/2012 10:22:22 AM |
auction-iris9 | $120.00 | 9/27/2012 9:48:50 AM |
treasure-singularity | $25.00 | 9/27/2012 10:24:05 AM |
QuinMccoy | $50.00 | 9/27/2012 9:50:33 AM |
Great-Mom | $25.00 | 9/27/2012 10:24:43 AM |
BB-ptoploan | $50.00 | 9/27/2012 10:24:57 AM |
helpinghand63 | $25.00 | 9/27/2012 9:53:58 AM |
marketplace-achievement | $25.00 | 9/27/2012 9:47:10 AM |
ChicoBob | $25.00 | 9/27/2012 10:26:55 AM |
larslfe | $25.00 | 9/27/2012 10:28:36 AM |
euro-speaker8 | $100.00 | 9/27/2012 10:28:56 AM |
BDL-Roth | $40.00 | 9/27/2012 9:53:21 AM |
successful-generosity | $25.00 | 9/27/2012 10:31:36 AM |
Nishana | $25.00 | 9/27/2012 9:55:09 AM |
platinum-dojo | $25.00 | 9/27/2012 10:35:19 AM |
Senechal | $25.00 | 9/27/2012 10:06:41 AM |
platinum-genetics | $25.00 | 9/27/2012 9:57:49 AM |
note-tent | $50.00 | 9/27/2012 9:59:06 AM |
silver-flower448 | $25.00 | 9/27/2012 9:59:27 AM |
slartibardfast | $25.00 | 9/27/2012 10:08:12 AM |
lending_well | $25.00 | 9/27/2012 10:09:10 AM |
trustu | $48.00 | 9/27/2012 10:00:35 AM |
awwaww | $25.00 | 9/27/2012 10:10:50 AM |
ore-jalapeno4 | $33.00 | 9/27/2012 10:03:16 AM |
maven2 | $25.00 | 9/27/2012 10:12:19 AM |
platinum-sorcerer6 | $29.00 | 9/27/2012 10:13:50 AM |
Rick21 | $25.00 | 9/27/2012 10:13:59 AM |
miked8303 | $50.00 | 9/27/2012 10:06:59 AM |
gracej | $25.00 | 9/27/2012 10:17:50 AM |
bonanza1973 | $25.00 | 9/27/2012 10:19:38 AM |
the-capital-multiplier | $65.00 | 9/27/2012 10:13:01 AM |
power-kin | $25.00 | 9/27/2012 10:19:16 AM |
johannesfactotum | $30.00 | 9/27/2012 10:21:41 AM |
velocity-javelin8 | $25.00 | 9/27/2012 10:22:10 AM |
revmax | $25.00 | 9/27/2012 10:22:38 AM |
mtquan | $25.00 | 9/27/2012 10:23:55 AM |
unrelenting-platinum2 | $25.00 | 9/27/2012 10:26:31 AM |
realtormoises | $25.00 | 9/27/2012 10:39:01 AM |
Jofga | $25.00 | 9/27/2012 10:42:36 AM |
benevolent-moola291 | $50.00 | 9/27/2012 10:32:22 AM |
unforgettable-wealth4 | $50.00 | 9/27/2012 10:35:07 AM |
socrates520 | $50.00 | 9/27/2012 10:46:02 AM |
Kame | $25.00 | 9/27/2012 10:46:47 AM |
flo_rida | $100.00 | 9/27/2012 10:40:43 AM |
money-explorer3 | $25.00 | 9/27/2012 10:42:16 AM |
ore-seagull | $25.00 | 9/27/2012 10:43:52 AM |
luminous-marketplace5 | $25.00 | 9/27/2012 10:47:42 AM |
imbaldjerry | $25.00 | 9/26/2012 8:33:50 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 9:03:42 AM |
obduro_1 | $25.00 | 9/24/2012 9:44:44 AM |
justreturns | $25.00 | 9/24/2012 9:07:15 AM |
intuitive-benefit3 | $100.00 | 9/24/2012 9:08:34 AM |
friendly-gold | $25.00 | 9/24/2012 9:57:36 AM |
brainy-credit1 | $40.00 | 9/24/2012 10:00:05 AM |
excellent-funds649 | $50.00 | 9/24/2012 10:07:15 AM |
LeReve | $500.00 | 9/24/2012 9:15:50 AM |
special-dinero553 | $25.00 | 9/24/2012 9:10:05 AM |
bazaar-tulip | $25.00 | 9/24/2012 9:21:57 AM |
Taxman44 | $25.00 | 9/24/2012 9:23:53 AM |
thrifty-transaction578 | $25.00 | 9/24/2012 9:52:02 AM |
fragonardlives | $25.00 | 9/24/2012 10:01:01 AM |
swampman | $50.00 | 9/24/2012 2:18:22 PM |
JpNetInvestments | $100.00 | 9/24/2012 10:32:41 AM |
compassionate-payment218 | $25.00 | 9/24/2012 1:28:52 PM |
green28 | $50.00 | 9/24/2012 1:31:25 PM |
gnuey | $25.00 | 9/24/2012 4:56:36 PM |
Darts | $50.00 | 9/24/2012 5:24:04 PM |
ready-justice7 | $50.00 | 9/24/2012 5:33:22 PM |
kenji4861 | $25.00 | 9/24/2012 6:18:35 PM |
loyalty-hornet6 | $25.00 | 9/25/2012 6:34:40 AM |
kulender | $50.00 | 9/24/2012 8:56:20 PM |
KLCRAY | $50.00 | 9/25/2012 2:20:00 AM |
paytonbrigadier | $250.00 | 9/25/2012 9:02:04 AM |
Zeist | $25.00 | 9/25/2012 9:03:33 AM |
mvalley | $25.00 | 9/25/2012 9:21:02 AM |
DadWarbucks | $25.00 | 9/25/2012 9:35:45 AM |
currency-fan9 | $50.00 | 9/25/2012 9:31:07 AM |
the-profit-oracle | $25.00 | 9/25/2012 9:40:45 AM |
AFairDeal | $25.00 | 9/25/2012 9:47:23 AM |
ready-bid9 | $49.00 | 9/25/2012 9:50:59 AM |
Clambake | $25.00 | 9/25/2012 9:58:47 AM |
magical-credit523 | $25.00 | 9/25/2012 9:53:20 AM |
sr47567 | $25.00 | 9/25/2012 9:55:32 AM |
gold-commander0 | $25.00 | 9/25/2012 10:08:02 AM |
money-bauble | $200.00 | 9/25/2012 10:59:08 AM |
IP | $25.00 | 9/25/2012 10:47:48 AM |
SAVMYSOL | $25.00 | 9/25/2012 1:14:23 PM |
ferocious-benefit7 | $25.00 | 9/25/2012 4:31:41 PM |
Dakota98 | $50.00 | 9/25/2012 4:47:35 PM |
pdub | $750.00 | 9/25/2012 5:55:06 PM |
Dubbs360 | $500.00 | 9/25/2012 5:58:51 PM |
ninjazx10rida | $50.00 | 9/25/2012 6:58:39 PM |
BaxterEvil | $25.00 | 9/25/2012 8:07:53 PM |
adelaide-moira | $25.00 | 9/25/2012 7:25:04 PM |
invest-in-ed | $150.00 | 9/26/2012 4:23:34 AM |
felicity-czar6 | $25.00 | 9/26/2012 5:11:58 AM |
wise-abundant-hope | $25.00 | 9/26/2012 7:04:02 AM |
social-pear9 | $25.00 | 9/26/2012 8:39:46 AM |
Syzygy | $25.00 | 9/26/2012 9:03:43 AM |
HereToHelp305 | $75.00 | 9/26/2012 8:08:12 AM |
transparency-gondola5 | $25.00 | 9/26/2012 8:09:49 AM |
cfarther | $50.00 | 9/26/2012 9:31:05 AM |
netg | $25.00 | 9/26/2012 9:34:55 AM |
holstj | $50.00 | 9/26/2012 9:42:55 AM |
american6 | $50.00 | 9/26/2012 10:54:59 AM |
unassuming-generosity | $25.00 | 9/26/2012 11:02:50 AM |
korby524 | $25.00 | 9/26/2012 11:06:46 AM |
commitment-neutron1 | $250.00 | 9/26/2012 12:49:02 PM |
cash-strawberry3 | $25.00 | 9/26/2012 2:15:12 PM |
Castellan | $50.00 | 9/26/2012 5:13:55 PM |
nickel-ferret | $25.00 | 9/26/2012 5:14:56 PM |
wetlands | $200.00 | 9/26/2012 5:15:51 PM |
bxsquad | $25.00 | 9/26/2012 5:54:00 PM |
durability-slingshot2 | $53.00 | 9/26/2012 5:39:48 PM |
stocker | $25.00 | 9/26/2012 7:32:12 PM |
priceless-felicity7 | $25.00 | 9/26/2012 7:09:43 PM |
SurfaceTension | $50.00 | 9/27/2012 5:20:33 AM |
orangetrust | $50.00 | 9/27/2012 7:07:11 AM |
Kravcorp | $25.00 | 9/26/2012 11:08:07 PM |
Natronpee | $25.00 | 9/27/2012 9:02:20 AM |
VicSpi | $31.00 | 9/27/2012 9:04:50 AM |
superb-transparency799 | $50.00 | 9/27/2012 4:38:50 AM |
fishintime | $43.00 | 9/27/2012 9:06:36 AM |
Woodworker57 | $25.00 | 9/27/2012 9:07:00 AM |
delectable-order532 | $100.00 | 9/27/2012 9:07:24 AM |
DublinCaLender | $26.00 | 9/27/2012 9:08:17 AM |
Supernick | $300.00 | 9/27/2012 7:04:53 AM |
Gabriel02 | $25.00 | 9/27/2012 9:09:22 AM |
exchange-pledge | $50.00 | 9/27/2012 9:10:57 AM |
kchen486 | $50.00 | 9/27/2012 9:11:07 AM |
Culebra1930 | $75.00 | 9/27/2012 7:41:45 AM |
emergencyMD | $25.00 | 9/27/2012 7:56:42 AM |
farlik | $25.00 | 9/27/2012 9:16:15 AM |
ski bum | $100.00 | 9/27/2012 9:17:14 AM |
Pizza-man | $50.00 | 9/27/2012 9:17:31 AM |
shaps | $25.00 | 9/27/2012 9:03:47 AM |
a-transparency-prodigy | $25.00 | 9/27/2012 9:02:37 AM |
orindalender | $50.00 | 9/27/2012 9:04:06 AM |
mariah8641 | $30.00 | 9/27/2012 9:19:16 AM |
keeks | $25.00 | 9/27/2012 9:03:59 AM |
hons2000 | $25.00 | 9/27/2012 9:22:09 AM |
brightest-affluence-motivator | $50.00 | 9/27/2012 9:06:03 AM |
Medic05 | $25.00 | 9/27/2012 9:05:38 AM |
Butterfly1950 | $25.00 | 9/27/2012 9:05:49 AM |
kirkjerk | $49.00 | 9/27/2012 9:07:28 AM |
jakesworld | $25.00 | 9/27/2012 9:27:19 AM |
Zolton | $300.00 | 9/27/2012 9:27:36 AM |
Koomarbit | $30.00 | 9/27/2012 9:06:40 AM |
economy-molecule3 | $500.00 | 9/27/2012 9:30:04 AM |
power-collider | $25.00 | 9/27/2012 9:31:27 AM |
transparency-game-changer0 | $28.00 | 9/27/2012 9:07:22 AM |
bitterroot_mt | $25.00 | 9/27/2012 9:32:29 AM |
banker727 | $25.00 | 9/27/2012 9:11:21 AM |
stuy1998 | $25.00 | 9/27/2012 9:11:42 AM |
historic-balance5 | $50.00 | 9/27/2012 9:08:18 AM |
sjlnn | $25.00 | 9/27/2012 9:12:31 AM |
credit-statuette8 | $25.00 | 9/27/2012 9:35:25 AM |
educationfirst | $25.00 | 9/27/2012 9:09:08 AM |
important-gold5 | $25.00 | 9/27/2012 9:11:57 AM |
don8ter | $50.00 | 9/27/2012 9:39:33 AM |
fairness-sundae2 | $100.00 | 9/27/2012 9:14:33 AM |
lounges | $25.00 | 9/27/2012 9:14:54 AM |
lowrate | $25.00 | 9/27/2012 9:13:11 AM |
worth-web5 | $50.00 | 9/27/2012 9:42:11 AM |
wonderous-truth6 | $25.00 | 9/27/2012 9:42:40 AM |
jst1 | $25.00 | 9/27/2012 9:43:10 AM |
basis-mate7 | $25.00 | 9/27/2012 9:13:50 AM |
fiddlerzvi | $50.00 | 9/27/2012 9:43:43 AM |
wealthstar | $25.00 | 9/27/2012 9:14:00 AM |
prudent-dough458 | $25.00 | 9/27/2012 9:19:09 AM |
commerce-web5 | $25.00 | 9/27/2012 9:14:21 AM |
dough-pragmatist3 | $25.00 | 9/27/2012 9:44:19 AM |
finance-explosion6 | $25.00 | 9/27/2012 9:19:40 AM |
awe-inspiring-commitment972 | $50.00 | 9/27/2012 9:16:00 AM |
bowdish1 | $100.00 | 9/27/2012 9:45:57 AM |
economy-voyage9 | $25.00 | 9/27/2012 9:46:00 AM |
PRGuyinVA | $25.00 | 9/27/2012 9:21:27 AM |
financelover | $50.00 | 9/27/2012 9:23:03 AM |
fboba | $75.00 | 9/27/2012 9:23:11 AM |
HeroJason86 | $25.00 | 9/27/2012 9:49:13 AM |
bosco44 | $25.00 | 9/27/2012 9:23:34 AM |
jibe-set | $100.00 | 9/27/2012 9:18:15 AM |
power-haven459 | $25.00 | 9/27/2012 9:51:15 AM |
PrivateLenders | $50.00 | 9/27/2012 9:20:23 AM |
solin003 | $25.00 | 9/27/2012 9:20:41 AM |
worklessmakemore | $30.00 | 9/27/2012 9:25:56 AM |
thoughtful-fairness2 | $25.00 | 9/27/2012 9:22:21 AM |
larrybird | $1,000.00 | 9/27/2012 9:29:50 AM |
miamibeachloaner | $100.00 | 9/27/2012 10:00:57 AM |
successful-agreement7 | $100.00 | 9/27/2012 10:02:27 AM |
progressive-asset | $34.00 | 9/27/2012 9:31:31 AM |
chlebie | $50.00 | 9/27/2012 10:03:45 AM |
hostbank | $96.00 | 9/27/2012 9:28:04 AM |
checkuto | $25.00 | 9/27/2012 9:33:11 AM |
aasx1108 | $25.00 | 9/27/2012 9:29:14 AM |
Orringo | $50.00 | 9/27/2012 10:05:06 AM |
top-community-voyage | $34.00 | 9/27/2012 9:29:21 AM |
adaboy65 | $81.00 | 9/27/2012 9:30:18 AM |
egw | $50.00 | 9/27/2012 9:31:02 AM |
bigballer105 | $48.00 | 9/27/2012 9:31:33 AM |
fulfilling-market2 | $50.00 | 9/27/2012 9:36:56 AM |
bvzm | $25.00 | 9/27/2012 9:37:08 AM |
capital-arboretum | $62.00 | 9/27/2012 9:32:12 AM |
fearless-wampum2 | $25.00 | 9/27/2012 9:32:27 AM |
inspired-investment8 | $100.00 | 9/27/2012 9:32:36 AM |
money-floret | $50.00 | 9/27/2012 10:09:37 AM |
acropiloterau2002 | $25.00 | 9/27/2012 9:34:19 AM |
bicyclebear | $25.00 | 9/27/2012 9:39:31 AM |
SRK_FROM_WA | $25.00 | 9/27/2012 10:12:06 AM |
jbaum | $40.00 | 9/27/2012 9:36:04 AM |
downtownfarm | $25.00 | 9/27/2012 9:37:44 AM |
debt-fuse158 | $25.00 | 9/27/2012 10:16:16 AM |
fcb202 | $25.00 | 9/27/2012 10:17:23 AM |
finance_mba | $25.00 | 9/27/2012 10:17:43 AM |
attentive-compassion1 | $50.00 | 9/27/2012 10:18:02 AM |
knowledgeable-currency6 | $25.00 | 9/27/2012 9:45:03 AM |
anyoi | $25.00 | 9/27/2012 9:45:30 AM |
rose88 | $25.00 | 9/27/2012 10:18:28 AM |
justchecking999 | $25.00 | 9/27/2012 9:45:50 AM |
extraordinary-exchange4 | $28.00 | 9/27/2012 10:20:56 AM |
bid-papyrus | $25.00 | 9/27/2012 9:48:13 AM |
bold-yield-rumbler | $25.00 | 9/27/2012 9:49:18 AM |
biobulator | $25.00 | 9/27/2012 9:43:29 AM |
deal-vibrato | $25.00 | 9/27/2012 9:43:45 AM |
sharpey | $25.00 | 9/27/2012 9:51:00 AM |
brw | $25.00 | 9/27/2012 9:51:51 AM |
nerdfactor | $25.00 | 9/27/2012 9:53:10 AM |
Eastern | $26.00 | 9/27/2012 9:46:27 AM |
C_Mark | $50.00 | 9/27/2012 9:55:18 AM |
resolute-basis9 | $25.00 | 9/27/2012 9:47:55 AM |
betak | $25.00 | 9/27/2012 9:48:19 AM |
elasermd | $50.00 | 9/27/2012 9:55:49 AM |
csakhil | $50.00 | 9/27/2012 9:48:45 AM |
EIRA | $100.00 | 9/27/2012 9:49:05 AM |
selfmademan | $25.00 | 9/27/2012 10:28:15 AM |
timbob | $84.00 | 9/27/2012 9:50:55 AM |
kbodendorf | $25.00 | 9/27/2012 10:01:35 AM |
ThomasC | $50.00 | 9/27/2012 9:53:16 AM |
nimble-penny1 | $25.00 | 9/27/2012 10:30:23 AM |
turbostar666 | $25.00 | 9/27/2012 10:03:00 AM |
Atlanta-Buyer | $25.00 | 9/27/2012 10:32:58 AM |
shaker348 | $25.00 | 9/27/2012 10:03:56 AM |
tenacious-peace954 | $64.00 | 9/27/2012 10:03:58 AM |
shawndw | $25.00 | 9/27/2012 10:33:46 AM |
dime-explosion | $25.00 | 9/27/2012 10:04:44 AM |
lagnisiruk | $25.00 | 9/27/2012 10:35:15 AM |
Redmond | $25.00 | 9/27/2012 10:35:17 AM |
handy-money9 | $75.00 | 9/27/2012 9:56:04 AM |
rain100 | $50.00 | 9/27/2012 10:06:38 AM |
loney_mender | $25.00 | 9/27/2012 9:56:36 AM |
MadHun | $200.00 | 9/27/2012 10:36:08 AM |
peso-voyage2 | $33.00 | 9/27/2012 10:36:41 AM |
kyomoon | $50.00 | 9/27/2012 10:09:12 AM |
opportunity85 | $25.00 | 9/27/2012 10:43:55 AM |
sdloanhelper | $27.00 | 9/27/2012 10:10:28 AM |
Imageloan | $25.00 | 9/27/2012 10:12:37 AM |
hrubinst | $26.00 | 9/27/2012 10:46:44 AM |
JBBank | $35.00 | 9/27/2012 10:14:01 AM |
figs4u2 | $100.00 | 9/27/2012 10:06:35 AM |
newest-rate-relaxation | $50.00 | 9/27/2012 10:15:32 AM |
majestic-dedication | $32.00 | 9/27/2012 10:07:55 AM |
bonus-tent | $25.00 | 9/27/2012 10:09:05 AM |
adamnash | $25.00 | 9/27/2012 10:14:19 AM |
enticing-note | $25.00 | 9/27/2012 10:15:29 AM |
benjamins-utopia | $100.00 | 9/27/2012 10:20:05 AM |
Herluftrolle | $25.00 | 9/27/2012 10:21:02 AM |
Worldskiboy | $50.00 | 9/27/2012 10:22:42 AM |
loyalty-sherpa | $25.00 | 9/27/2012 10:32:31 AM |
building-america | $25.00 | 9/27/2012 10:32:36 AM |
yukongin | $27.00 | 9/27/2012 10:33:25 AM |
Cheburashka | $30.00 | 9/27/2012 10:25:26 AM |
thrifty-affluence6 | $25.00 | 9/27/2012 10:26:10 AM |
pious-currency875 | $84.00 | 9/27/2012 10:42:48 AM |
ujiba | $50.00 | 9/27/2012 10:30:35 AM |
derwiki | $25.00 | 9/27/2012 10:32:25 AM |
6moonbeams | $50.00 | 9/27/2012 10:32:34 AM |
TrustPlus | $31.00 | 9/27/2012 10:33:45 AM |
durability-officer | $200.00 | 9/27/2012 10:35:24 AM |
excellent-greenback | $50.00 | 9/27/2012 10:46:28 AM |
transparency-silo2 | $25.00 | 9/27/2012 10:47:08 AM |
luv052693 | $50.00 | 9/27/2012 10:47:09 AM |
a-unflappable-finance | $100.00 | 9/27/2012 10:47:41 AM |
ianakacg | $25.00 | 9/27/2012 10:43:39 AM |
wise-alluring-penny | $50.00 | 9/27/2012 10:44:01 AM |
tntbuzz | $50.00 | 9/27/2012 10:44:11 AM |
attentive-kindness641 | $100.00 | 9/27/2012 10:45:53 AM |
diversification-viking | $25.00 | 9/27/2012 10:45:55 AM |
graceful-fairness4 | $37.00 | 9/27/2012 10:46:24 AM |
445 Investments
|
Borrower Payment Dependent Notes Series
644061
This series of Notes was issued and sold upon the funding of the borrower loan #75398, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $582.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 10% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $389 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-treasure-flute |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan: Purchase a car
This loan will be used to...Purchase a used car to replace my 12 year old car.
My financial situation:
I am a good candidate for this loan because...I make $75,000/year and have no outstanding debt. After alll monthly expenses, I still have $2,000/month in excess spendable income which means I would have no problem paying the monthly payment. I can provide a recent pay stub to verify employment, if needed.
Monthly net income: $75,000.00
Monthly expenses: $2,000.00
Housing: $1200.00
Insurance: $150.00
Car expenses: $0.00
Utilities: $50.00
Phone, cable, internet: $250.00
Food, entertainment: 300.00
Clothing, household expenses: $50.00
Credit cards and other loans: $0.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
benjaminsky | $25.00 | 9/24/2012 4:00:18 PM |
supreme-treasure8 | $100.00 | 9/24/2012 9:06:02 AM |
compassion-twister2 | $50.00 | 9/24/2012 9:16:59 AM |
Beld | $50.00 | 9/24/2012 9:24:22 AM |
houli123 | $25.00 | 9/24/2012 9:28:59 AM |
RGlad | $300.00 | 9/24/2012 9:02:05 AM |
kila-designer | $249.00 | 9/24/2012 9:41:57 AM |
cattlebaron | $75.00 | 9/24/2012 9:03:27 AM |
income-triangulation1 | $25.00 | 9/24/2012 9:04:07 AM |
commerce-gargantuan2 | $50.00 | 9/24/2012 9:10:02 AM |
WalnutCreekguy | $50.00 | 9/24/2012 9:11:39 AM |
dsgfl1 | $200.00 | 9/24/2012 10:19:07 AM |
best-bonafide-p2p | $50.00 | 9/24/2012 9:24:53 AM |
_NaLNaBB | $250.00 | 9/24/2012 9:22:33 AM |
cash-mad-scientist3 | $25.00 | 9/24/2012 9:38:40 AM |
missing-link | $25.00 | 9/24/2012 9:41:34 AM |
friendly-gold | $25.00 | 9/24/2012 9:57:36 AM |
scholarly-order6 | $50.00 | 9/24/2012 9:59:16 AM |
bubb_hans | $25.00 | 9/24/2012 10:04:08 AM |
superb-funds335 | $25.00 | 9/24/2012 10:10:16 AM |
heerzaquestion | $25.00 | 9/24/2012 2:17:27 PM |
52digital | $75.00 | 9/24/2012 10:11:59 AM |
Laissez-faire | $100.00 | 9/24/2012 2:40:59 PM |
pierrelasvegas | $25.00 | 9/24/2012 10:29:14 AM |
pragmatic-auction8 | $25.00 | 9/24/2012 10:20:41 AM |
first-wampum-gazer | $1,000.00 | 9/24/2012 10:35:11 AM |
julijask | $25.00 | 9/24/2012 10:38:35 AM |
CA-Lender | $50.01 | 9/24/2012 10:44:54 AM |
credit-adventurer313 | $25.00 | 9/24/2012 4:16:34 PM |
LoanerPrincipal | $25.00 | 9/24/2012 10:56:16 AM |
klend4 | $25.00 | 9/24/2012 4:51:33 PM |
mykkai | $25.00 | 9/24/2012 12:14:17 PM |
new-dollar-sprout | $200.00 | 9/24/2012 11:55:46 AM |
thankful-nickel2 | $50.00 | 9/24/2012 12:58:46 PM |
Anamorph | $25.00 | 9/24/2012 12:22:31 PM |
saxaphone6 | $25.00 | 9/24/2012 1:03:39 PM |
30Engine | $25.00 | 9/24/2012 12:56:56 PM |
new-transparent-bazaar | $25.00 | 9/24/2012 1:40:47 PM |
Vector | $25.00 | 9/24/2012 1:44:09 PM |
azazle | $50.00 | 9/24/2012 2:12:48 PM |
the-lean-bid | $25.06 | 9/24/2012 2:04:48 PM |
enriched-note6 | $25.00 | 9/24/2012 2:28:13 PM |
enriched-return057 | $100.00 | 9/24/2012 2:22:21 PM |
finance-investor3 | $25.00 | 9/24/2012 2:51:52 PM |
global-invest-group | $25.00 | 9/24/2012 3:06:40 PM |
cajunguy | $30.00 | 9/24/2012 3:25:36 PM |
Capital-World-Investments | $37.37 | 9/24/2012 4:48:09 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:40 PM |
dariop | $25.01 | 9/24/2012 5:11:07 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:30 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:05:49 PM |
PrimeFunding | $25.00 | 9/24/2012 10:00:43 AM |
Rockymtnhi | $100.00 | 9/24/2012 9:06:02 AM |
historic-value7 | $100.00 | 9/24/2012 9:08:09 AM |
majestic-note6 | $200.00 | 9/24/2012 9:14:14 AM |
goat0 | $100.00 | 9/24/2012 9:17:03 AM |
phenomenal-rate1 | $500.00 | 9/24/2012 9:04:22 AM |
first-pragmatic-power | $25.00 | 9/24/2012 9:04:38 AM |
handy-justice | $25.00 | 9/24/2012 9:06:43 AM |
mindful-generosity1 | $50.00 | 9/24/2012 9:46:15 AM |
selector568 | $266.00 | 9/24/2012 9:50:02 AM |
LeReve | $500.00 | 9/24/2012 9:16:20 AM |
lean-trade178 | $25.00 | 9/24/2012 9:10:34 AM |
special-dinero553 | $25.00 | 9/24/2012 9:10:36 AM |
bazaar-tulip | $284.00 | 9/24/2012 10:14:27 AM |
vutah | $35.00 | 9/24/2012 9:12:27 AM |
dukeiyer | $25.00 | 9/24/2012 10:29:22 AM |
money-baron | $100.00 | 9/24/2012 10:31:09 AM |
finance-boomerang0 | $25.00 | 9/24/2012 9:35:30 AM |
tranquil-ore4 | $25.00 | 9/24/2012 11:08:33 AM |
paladin847 | $70.00 | 9/24/2012 9:40:08 AM |
ferocious-kindness8 | $30.00 | 9/24/2012 9:31:59 AM |
duty-viola | $35.00 | 9/24/2012 9:45:49 AM |
scoobiedoo | $40.01 | 9/24/2012 12:18:13 PM |
robust-diversification3 | $50.00 | 9/24/2012 9:45:19 AM |
benevolent-marketplace4 | $2,500.00 | 9/24/2012 1:48:36 PM |
asset-linkage | $25.00 | 9/24/2012 10:11:43 AM |
EnglishGeekInNYC | $50.00 | 9/24/2012 10:09:06 AM |
openness-antioxidant | $75.00 | 9/24/2012 10:12:33 AM |
toblerone | $25.00 | 9/24/2012 10:10:31 AM |
reflective-rupee | $25.00 | 9/24/2012 2:22:04 PM |
treasure-palace661 | $350.00 | 9/24/2012 10:28:31 AM |
bluefootedpig | $38.60 | 9/24/2012 3:38:43 PM |
proud-gold9 | $25.00 | 9/24/2012 10:56:18 AM |
lowrater | $50.70 | 9/24/2012 11:09:24 AM |
autonomous-finance4 | $25.00 | 9/24/2012 10:58:34 AM |
Cotter | $76.49 | 9/24/2012 11:12:31 AM |
Neptune-Capital | $25.00 | 9/24/2012 4:54:24 PM |
fund-medalist171 | $50.00 | 9/24/2012 12:17:28 PM |
kk-gp | $100.00 | 9/24/2012 1:54:34 PM |
reflective-rupee | $75.00 | 9/24/2012 2:22:22 PM |
artisan369 | $300.00 | 9/24/2012 2:42:04 PM |
first-economy-spectacle | $25.00 | 9/24/2012 4:12:26 PM |
CPAecs | $25.00 | 9/24/2012 4:57:41 PM |
exciting-fairness | $200.00 | 9/24/2012 4:40:09 PM |
KrauseVentures | $25.00 | 9/24/2012 5:08:53 PM |
asset-professor | $25.00 | 9/24/2012 5:07:00 PM |
MI2 | $2,532.75 | 9/24/2012 5:22:18 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:12 PM |
smear87 | $50.00 | 9/24/2012 5:17:33 PM |
cash-kin7 | $25.00 | 9/24/2012 5:21:51 PM |
101 Investments
|
Borrower Payment Dependent Notes Series
644071
This series of Notes was issued and sold upon the funding of the borrower loan #74979, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $486 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-honorable-gold |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to...Pay off past due taxes
My financial situation: very stable
I am a good candidate for this loan because...
I pay all my bills on time. I respect my credit and understand and appreciate the importance to keep it at a high standard.
Monthly net income: $7000
Monthly expenses: $3800-4000
Housing: $1458
Insurance: $125
Car expenses: $548
Utilities: $400
Phone, cable, internet: $200
Food, entertainment: $800
Clothing, household expenses: $
Credit cards and other loans: $325
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 9/22/2012 12:04:36 PM |
enriched-return057 | $100.00 | 9/22/2012 12:21:48 PM |
lowrater | $50.70 | 9/22/2012 12:08:07 PM |
openness-antioxidant | $75.00 | 9/22/2012 12:30:35 PM |
Navy_Wife_Retired | $200.00 | 9/22/2012 12:34:41 PM |
appetizing-loyalty354 | $100.00 | 9/22/2012 12:57:19 PM |
generous-deal6 | $25.00 | 9/22/2012 1:02:57 PM |
spartacusiam | $25.00 | 9/22/2012 12:58:47 PM |
bewitching-dollar5 | $100.00 | 9/22/2012 12:59:10 PM |
rate-advocator7 | $100.00 | 9/22/2012 12:54:53 PM |
income-triangulation1 | $25.00 | 9/22/2012 1:01:53 PM |
NolockHolmes | $75.00 | 9/22/2012 1:04:15 PM |
credit-adventurer313 | $30.00 | 9/22/2012 1:49:58 PM |
tolerant-dinero2 | $25.00 | 9/22/2012 1:59:17 PM |
order-bee1 | $500.00 | 9/22/2012 1:39:31 PM |
open-minded-p2p1 | $25.00 | 9/22/2012 1:39:50 PM |
market-bearer0 | $29.00 | 9/22/2012 1:57:57 PM |
52digital | $75.00 | 9/22/2012 1:48:23 PM |
vutah | $35.00 | 9/22/2012 3:05:16 PM |
big-mac-50 | $200.00 | 9/22/2012 3:05:37 PM |
Feyenoord | $30.00 | 9/22/2012 6:25:06 PM |
priceless-capital0 | $25.00 | 9/22/2012 7:46:24 PM |
matthewa | $25.00 | 9/22/2012 8:39:46 PM |
hml | $64.30 | 9/22/2012 11:35:53 PM |
PrimeFunding | $25.00 | 9/22/2012 12:11:51 PM |
handy-justice | $50.00 | 9/22/2012 12:29:31 PM |
tranquil-gain1 | $75.00 | 9/22/2012 12:49:00 PM |
new-justice-entrepreneur | $25.00 | 9/22/2012 12:50:08 PM |
Rogelio48 | $52.00 | 9/22/2012 12:50:25 PM |
mindful-generosity1 | $50.00 | 9/22/2012 12:51:42 PM |
buffalobills | $25.00 | 9/22/2012 12:47:51 PM |
california111 | $100.00 | 9/22/2012 2:04:01 PM |
ChoiceInvestments | $27.00 | 9/22/2012 2:57:51 PM |
money-baron | $100.00 | 9/22/2012 1:58:59 PM |
bellaquito | $500.00 | 9/22/2012 2:31:54 PM |
CA-Lender | $25.00 | 9/22/2012 2:44:11 PM |
bold-gold-relaxation | $200.00 | 9/22/2012 7:37:38 PM |
sensational-worth7 | $100.00 | 9/22/2012 7:42:12 PM |
kk-gp | $100.00 | 9/22/2012 3:10:25 PM |
EnglishGeekInNYC | $50.00 | 9/22/2012 2:11:15 PM |
EretzCapital | $100.00 | 9/22/2012 8:17:16 PM |
exciting-fairness | $200.00 | 9/22/2012 4:18:43 PM |
keichi03 | $25.00 | 9/22/2012 8:30:03 PM |
commerce-venture1 | $25.00 | 9/22/2012 5:06:38 PM |
payment-halo | $25.00 | 9/22/2012 3:06:32 PM |
rupee-universe | $25.00 | 9/22/2012 9:47:49 PM |
gotjack-IRA | $25.00 | 9/22/2012 3:27:57 PM |
SV-AZ | $25.00 | 9/22/2012 9:43:31 PM |
Money_Working | $31.00 | 9/22/2012 10:19:52 PM |
340 | $25.00 | 9/22/2012 11:18:47 PM |
Bad_Debt | $26.00 | 9/22/2012 9:29:01 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
644091
This series of Notes was issued and sold upon the funding of the borrower loan #74931, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $289.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 35% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
7 | Length of status: | 8y 9m |
Amount delinquent:
| $1,401 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $18,355 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| garet |
Borrower's state:
| Texas |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 18 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2007)
660-679
(Jun-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Electricity for the ranch
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
school-loan-gambler | $500.00 | 9/24/2012 5:00:41 PM |
fascinating-generosity3 | $100.00 | 9/24/2012 5:00:41 PM |
credit-missile | $115.00 | 9/24/2012 5:02:09 PM |
LittleMingo | $25.00 | 9/24/2012 5:08:06 PM |
fcrick | $25.00 | 9/24/2012 5:00:53 PM |
vutah | $55.00 | 9/24/2012 5:01:03 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:45 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:04:24 PM |
Dusigrosz | $341.00 | 9/24/2012 5:00:40 PM |
MoneyForNothing | $40.18 | 9/24/2012 5:02:25 PM |
felicity-contributor3 | $35.00 | 9/24/2012 5:03:17 PM |
312-Lender | $75.00 | 9/24/2012 5:04:50 PM |
thrilling-fund427 | $50.00 | 9/24/2012 5:05:44 PM |
CMJ-Partners | $100.00 | 9/24/2012 5:07:11 PM |
fantastic-contract1 | $300.00 | 9/24/2012 5:00:41 PM |
commerce-venture1 | $25.00 | 9/24/2012 5:02:13 PM |
durability-seahorse7 | $50.00 | 9/24/2012 5:03:23 PM |
unforgettable-pound574 | $50.00 | 9/24/2012 5:06:29 PM |
frantic-retirement | $100.00 | 9/24/2012 5:00:42 PM |
trumpeter5 | $25.00 | 9/24/2012 5:01:33 PM |
value-wind0 | $25.00 | 9/24/2012 5:02:07 PM |
handy-justice | $50.00 | 9/24/2012 5:01:34 PM |
NekHoldings | $25.00 | 9/24/2012 5:02:07 PM |
DasMula | $100.00 | 9/24/2012 5:03:15 PM |
Beld | $50.00 | 9/24/2012 5:03:54 PM |
newest-currency-vibrato | $25.00 | 9/24/2012 5:05:06 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:05:54 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:10 PM |
worth-blanket2 | $8,134.00 | 9/24/2012 5:09:39 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
644099
This series of Notes was issued and sold upon the funding of the borrower loan #75159, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 7% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
4 | Length of status: | 11y 1m |
Amount delinquent:
| $2,189 |
Total credit lines:
| 12 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $581 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| new-reasonable-principal |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
thankful-nickel2 | $25.00 | 9/25/2012 5:56:22 PM |
mrxtravis | $25.00 | 9/25/2012 6:15:25 PM |
papaloha | $25.00 | 9/25/2012 8:03:58 PM |
01a_MrUSC_IRA | $25.00 | 9/25/2012 6:56:28 PM |
Hedge-Fund | $25.00 | 9/25/2012 7:16:32 PM |
KB-IRA | $100.00 | 9/25/2012 10:46:36 PM |
tolerant-responsibility051 | $500.00 | 9/25/2012 8:58:09 PM |
CA-Lender | $25.00 | 9/26/2012 7:16:15 AM |
spoolin18t | $50.00 | 9/26/2012 7:17:28 AM |
crippledcircus | $25.00 | 9/26/2012 4:28:02 AM |
california111 | $100.00 | 9/25/2012 10:54:50 PM |
durability-seahorse7 | $25.00 | 9/26/2012 3:01:24 AM |
SecondChanceLendingSERV | $26.20 | 9/26/2012 8:37:34 AM |
pembull | $25.00 | 9/26/2012 9:04:27 AM |
Lubava | $53.10 | 9/26/2012 7:23:26 AM |
blackstar | $25.00 | 9/26/2012 7:29:02 AM |
WonderPup | $50.00 | 9/26/2012 8:38:23 AM |
reasonable-nickel6 | $25.00 | 9/26/2012 9:01:16 AM |
cattlebaron | $25.00 | 9/26/2012 10:25:50 AM |
wadkuzma | $25.00 | 9/26/2012 10:40:41 AM |
leverage-monger | $25.00 | 9/26/2012 10:47:33 AM |
worthy-bid8 | $100.00 | 9/26/2012 10:21:55 AM |
receptive-affluence035 | $25.00 | 9/26/2012 10:30:29 AM |
screendor | $25.00 | 9/26/2012 12:01:57 PM |
greenacres2 | $25.00 | 9/26/2012 1:36:50 PM |
JavaJunky58 | $25.00 | 9/26/2012 1:50:09 PM |
freedomlender | $25.00 | 9/26/2012 11:03:07 AM |
LKN2RTR | $25.00 | 9/26/2012 1:06:06 PM |
URBANCAPITAL | $25.00 | 9/26/2012 2:47:48 PM |
edfrize5 | $5.70 | 9/26/2012 4:01:40 PM |
pdub | $250.00 | 9/25/2012 5:57:15 PM |
majestic-note6 | $150.00 | 9/25/2012 5:39:12 PM |
first-class-gold0 | $100.00 | 9/25/2012 6:22:25 PM |
01a_MrsUSC | $50.00 | 9/25/2012 7:56:28 PM |
open-minded-p2p1 | $25.00 | 9/25/2012 6:42:22 PM |
deal-sitar4 | $25.00 | 9/26/2012 12:09:09 AM |
green-trade-wildcat | $25.00 | 9/26/2012 7:16:50 AM |
wealth-renaissance5 | $25.00 | 9/26/2012 2:11:12 AM |
DevinHill | $25.00 | 9/26/2012 7:27:39 AM |
Trespass4 | $60.00 | 9/26/2012 7:43:20 AM |
enthralling-balance4 | $25.00 | 9/26/2012 7:39:01 AM |
social-pear9 | $25.00 | 9/26/2012 8:47:48 AM |
Hedge-Fund | $25.00 | 9/26/2012 9:12:12 AM |
capital-investor8 | $25.00 | 9/26/2012 9:11:23 AM |
adventurous-transaction0 | $25.00 | 9/26/2012 10:09:23 AM |
korby524 | $25.00 | 9/26/2012 11:06:48 AM |
whirlingdervish | $50.00 | 9/26/2012 12:07:17 PM |
AdamsWay | $30.00 | 9/26/2012 11:10:49 AM |
alaskan1 | $25.00 | 9/26/2012 1:33:33 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
644177
This series of Notes was issued and sold upon the funding of the borrower loan #75042, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $273.96 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 13% |
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
8 | Length of status: | 24y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,799 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| inspired-nickel3 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate some debt I accrued while injured and out of work.
My financial situation:
I am a good candidate for this loan because I am honest, hard working and pay my debts. I want to get my debt back under control so that I do not get buried in it. This will make it as one easy payment to get control and is low enough that I can easily make the monthly payment.
Monthly net income: $ 5000
Monthly expenses: $
Housing: $2400
Insurance: $135
Car expenses: $459/mo
Utilities: $250/mo
Phone, cable, internet: $108/mo
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
phenomenal-rate1 | $500.00 | 9/25/2012 9:03:06 AM |
vutah | $35.00 | 9/25/2012 9:04:14 AM |
kind-credit-bear | $250.00 | 9/25/2012 9:03:09 AM |
moramis | $25.00 | 9/25/2012 9:04:01 AM |
diplomatic-wealth7 | $25.00 | 9/25/2012 9:04:10 AM |
worth-blanket2 | $8,100.00 | 9/25/2012 9:03:17 AM |
Fitiwalt7 | $25.00 | 9/25/2012 9:02:15 AM |
DasMula | $15.00 | 9/25/2012 9:04:23 AM |
WisconsinFinance | $25.00 | 9/25/2012 9:04:02 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
644211
This series of Notes was issued and sold upon the funding of the borrower loan #75136, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
3 | Length of status: | 1y 3m |
Amount delinquent:
| $2,285 |
Total credit lines:
| 10 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 4 |
Revolving credit balance:
| $1,270 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| stylish-power114 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Pay off old debt.
This loan will be used to...Pay off old debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
durability-seahorse7 | $50.00 | 9/24/2012 5:03:23 PM |
bubb_hans | $25.00 | 9/24/2012 5:32:52 PM |
worthy-bid8 | $100.00 | 9/24/2012 5:18:50 PM |
knowledgeable-silver6 | $25.00 | 9/24/2012 5:44:23 PM |
Sunbase | $25.00 | 9/24/2012 5:47:50 PM |
leverage-galleon | $25.00 | 9/24/2012 7:15:57 PM |
kulender | $50.00 | 9/24/2012 8:56:21 PM |
EnglishGeekInNYC | $50.00 | 9/24/2012 6:37:52 PM |
compassion-angel4 | $64.12 | 9/25/2012 4:16:23 AM |
MyPFBlog | $25.00 | 9/24/2012 8:48:20 PM |
responsibility-butterfly | $25.00 | 9/25/2012 8:30:24 AM |
reliable-worth3 | $54.46 | 9/25/2012 8:25:57 AM |
buddy486 | $25.00 | 9/25/2012 8:35:08 AM |
capital-investor8 | $25.00 | 9/25/2012 8:41:23 AM |
tolerant-responsibility051 | $500.00 | 9/25/2012 9:46:07 AM |
thrilling-exchange36 | $50.00 | 9/25/2012 10:08:41 AM |
dlamp | $25.00 | 9/25/2012 10:36:12 AM |
silver-enlightenment0 | $25.00 | 9/25/2012 10:24:15 AM |
simplelender80 | $500.00 | 9/24/2012 5:02:47 PM |
reward-adventure | $50.00 | 9/24/2012 5:34:42 PM |
calamango | $50.00 | 9/24/2012 5:38:19 PM |
deal-hickory5 | $100.00 | 9/24/2012 5:42:52 PM |
bewitching-dollar5 | $100.00 | 9/24/2012 5:44:03 PM |
let_me_retire | $50.00 | 9/24/2012 6:02:31 PM |
the-credit-maker | $25.00 | 9/24/2012 6:30:12 PM |
money-baron | $100.00 | 9/24/2012 6:39:38 PM |
deal-seagull7 | $33.00 | 9/25/2012 4:45:05 AM |
SolarMoonshine | $25.00 | 9/24/2012 6:52:51 PM |
xlnt-loans | $25.00 | 9/25/2012 5:16:29 AM |
leverage-boomer0 | $25.00 | 9/24/2012 7:23:36 PM |
platinum-czar | $38.37 | 9/24/2012 7:59:48 PM |
relentless-social631 | $54.72 | 9/25/2012 8:05:47 AM |
irishalaskan | $25.00 | 9/25/2012 8:22:33 AM |
receptive-affluence035 | $25.00 | 9/25/2012 8:45:36 AM |
168RichCapital | $25.09 | 9/25/2012 7:40:42 AM |
simeonthewhale | $25.00 | 9/25/2012 8:02:42 AM |
first-serene-credit | $25.00 | 9/25/2012 8:32:21 AM |
YellowJacket | $25.00 | 9/25/2012 8:14:21 AM |
payout-thinker7 | $25.00 | 9/25/2012 8:17:16 AM |
paytonbrigadier | $250.00 | 9/25/2012 9:02:05 AM |
life-is-great | $25.00 | 9/25/2012 9:31:02 AM |
thankful-nickel2 | $25.00 | 9/25/2012 10:00:58 AM |
economy-shrubbery6 | $25.00 | 9/25/2012 10:16:27 AM |
nex | $25.00 | 9/25/2012 10:41:57 AM |
principal-cooker2 | $50.00 | 9/25/2012 10:43:16 AM |
bonus-tsunami916 | $25.00 | 9/25/2012 10:52:34 AM |
diversification-taco1 | $25.00 | 9/25/2012 10:18:48 AM |
coin-wheel | $25.00 | 9/25/2012 10:52:26 AM |
social-zebra | $5.24 | 9/25/2012 10:59:35 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
644219
This series of Notes was issued and sold upon the funding of the borrower loan #75209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| 23% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 29y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,740 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| compassion-statuette8 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan: PAY TAXES
This loan will be used to...PAY TAXES
My financial situation:
I am a good candidate for this loan because...I will make my payments on time and guarantee to pay the loan on time or earlier.
Monthly net income: $3200.00
Monthly expenses: $300.00
Housing: $1832.16
Insurance: $325.00
Car expenses: $350.00
Utilities: $230.00
Phone, cable, internet: $139.00
Food, entertainment: $400.00
Clothing, household expenses: $200.00
Credit cards and other loans: $150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $160.03 | 9/24/2012 5:01:02 PM |
PrimeFunding | $25.00 | 9/24/2012 5:13:48 PM |
natural-affluence6 | $25.00 | 9/25/2012 5:01:43 AM |
majestic-note6 | $150.00 | 9/24/2012 5:14:49 PM |
global-invest-group | $25.00 | 9/24/2012 5:05:08 PM |
DasMula | $25.00 | 9/24/2012 5:07:11 PM |
vutah | $35.00 | 9/24/2012 5:09:01 PM |
Nipper99 | $100.00 | 9/24/2012 6:03:28 PM |
let_me_retire | $75.00 | 9/24/2012 6:04:25 PM |
EnglishGeekInNYC | $50.00 | 9/24/2012 6:37:52 PM |
wishihadmore | $25.00 | 9/24/2012 7:33:02 PM |
cash-turbine1 | $25.00 | 9/25/2012 8:49:02 AM |
foothillender | $25.00 | 9/25/2012 7:23:20 AM |
responsibility-butterfly | $25.00 | 9/25/2012 8:30:24 AM |
first-serene-credit | $25.00 | 9/25/2012 8:34:47 AM |
loyalist1 | $100.00 | 9/25/2012 8:38:44 AM |
Bob450 | $25.00 | 9/25/2012 9:16:50 AM |
graceful-D4Sinvestment | $106.00 | 9/25/2012 9:48:06 AM |
simplelender80 | $500.00 | 9/24/2012 5:02:47 PM |
newest-currency-vibrato | $25.00 | 9/24/2012 5:02:51 PM |
graceful-investment | $106.00 | 9/24/2012 5:28:31 PM |
CA-Lender | $25.00 | 9/24/2012 5:31:03 PM |
wise-charming-reward | $500.00 | 9/24/2012 6:05:42 PM |
scoobiedoo | $25.02 | 9/24/2012 5:57:00 PM |
john0720 | $25.00 | 9/24/2012 6:27:22 PM |
nalaari | $27.96 | 9/25/2012 6:30:19 AM |
kulender | $50.00 | 9/24/2012 8:56:22 PM |
melodious-openness | $100.00 | 9/25/2012 5:00:29 AM |
Rogelio48 | $25.00 | 9/25/2012 5:01:42 AM |
DevinHill | $25.00 | 9/25/2012 7:02:15 AM |
dough-tsunami2 | $25.00 | 9/25/2012 7:02:05 AM |
Index_Plus | $1,250.00 | 9/25/2012 8:25:37 AM |
Valley-of-the-Dollar | $25.00 | 9/25/2012 8:06:54 AM |
klend4 | $25.00 | 9/25/2012 9:22:58 AM |
Farmer-Ted | $25.00 | 9/25/2012 9:35:06 AM |
green-high-five7 | $25.00 | 9/25/2012 9:40:17 AM |
graceful-IRAinvestment | $106.00 | 9/25/2012 9:46:31 AM |
bewitching-dollar5 | $58.99 | 9/25/2012 9:55:16 AM |
38 Investments
|
Borrower Payment Dependent Notes Series
644303
This series of Notes was issued and sold upon the funding of the borrower loan #75337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $70.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 9.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 9% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,686 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| generosity-relief1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
Purpose of loan: This loan will be used to...Accelerate my purchase of a used motorcycle, so that I might get more time riding it during the current season.My financial situation: I am a good candidate for this loan because...I am gainfully employed, with a full-time job as an engineering draftsman, and frequent part-time gigs as a private SAT tutor.Monthly net income: $3,300 (after taxes)Monthly expenses: $1,400Housing: $600Insurance: $0Car expenses: $0Utilities: $40Phone, cable, internet: $140Food, entertainment: $600Clothing, household expenses: $100Credit cards and other loans: $0Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
order-tamale | $400.00 | 9/24/2012 5:01:43 PM |
durability-seahorse7 | $50.00 | 9/24/2012 5:03:23 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:32 PM |
urbane-income7 | $25.00 | 9/24/2012 5:03:09 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:03:47 PM |
transparency-sapling | $25.00 | 9/24/2012 5:06:11 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:05:54 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
644355
This series of Notes was issued and sold upon the funding of the borrower loan #74925, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $456.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1984 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 6
/
6 | Length of status: | 10y 11m |
Amount delinquent:
| $31,041 |
Total credit lines:
| 39 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,741 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| treaty430 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to help my brother pay off some more debt and get caught up on mortgage payment.
My financial situation: Chase Bank NA
I am a good candidate for this loan because I have steady employment and just need a boost until I get my bonus next year.
Monthly net income: $5000
Monthly expenses: $
Housing: $2000
Insurance: $400
Car expenses: $0
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $500.00 | 9/24/2012 5:05:54 PM |
Beld | $50.00 | 9/24/2012 5:03:54 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:04:24 PM |
worth-blanket2 | $13,500.00 | 9/24/2012 5:10:12 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:11 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:48 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
644359
This series of Notes was issued and sold upon the funding of the borrower loan #75099, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $23,750.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $529.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 32% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 33y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,645 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| adventurous-bill025 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $500.00 | 9/24/2012 5:02:48 PM |
Kyjamune | $25.00 | 9/24/2012 5:04:18 PM |
repayment-pagoda8 | $100.00 | 9/24/2012 5:07:25 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:15 PM |
windguy | $50.00 | 9/24/2012 5:15:53 PM |
logical-reward8 | $25.00 | 9/24/2012 5:37:27 PM |
flo_rida | $100.00 | 9/24/2012 5:20:43 PM |
octoberfresh | $25.00 | 9/24/2012 5:21:08 PM |
excellent-funds649 | $50.00 | 9/24/2012 5:24:24 PM |
kenji4861 | $25.00 | 9/24/2012 5:44:15 PM |
marketplace-singularity3 | $85.00 | 9/24/2012 6:26:55 PM |
ready-interest9 | $25.00 | 9/24/2012 6:40:02 PM |
heerzaquestion | $50.00 | 9/25/2012 4:54:37 AM |
bellaquito | $500.00 | 9/24/2012 6:45:08 PM |
cerebral-dollar773 | $25.00 | 9/25/2012 6:14:30 AM |
houli123 | $50.00 | 9/24/2012 11:10:51 PM |
Index_Plus | $5,000.00 | 9/25/2012 8:04:08 AM |
first-serene-credit | $25.00 | 9/25/2012 8:31:04 AM |
USMC0311 | $25.00 | 9/25/2012 8:57:13 AM |
GoldenKoi | $100.00 | 9/25/2012 5:06:15 AM |
blot44 | $25.00 | 9/25/2012 5:08:45 AM |
omegamon1 | $30.00 | 9/25/2012 6:00:02 AM |
loyalty-hornet6 | $25.00 | 9/25/2012 6:34:41 AM |
MartymartFUND | $26.24 | 9/25/2012 7:27:23 AM |
responsibility-butterfly | $25.00 | 9/25/2012 8:30:24 AM |
Lev8 | $25.00 | 9/25/2012 9:34:44 AM |
Aimvest | $25.00 | 9/25/2012 9:52:00 AM |
A-Win-Win | $49.67 | 9/25/2012 10:29:06 AM |
riskreward | $250.00 | 9/25/2012 10:35:09 AM |
julijask | $25.00 | 9/25/2012 1:42:02 PM |
gothampark | $25.00 | 9/25/2012 11:00:49 AM |
fly4sugar | $50.00 | 9/25/2012 2:17:29 PM |
liberty-thinker | $25.00 | 9/25/2012 2:29:43 PM |
pdub | $750.00 | 9/25/2012 5:55:07 PM |
Dubbs360 | $500.00 | 9/25/2012 5:58:54 PM |
nevee | $35.00 | 9/25/2012 6:26:27 PM |
blue-laudable-dinero | $25.00 | 9/25/2012 8:50:40 PM |
azazle | $50.00 | 9/25/2012 9:23:15 PM |
hope-hickory8 | $25.00 | 9/26/2012 4:11:55 AM |
katnmouse | $32.00 | 9/26/2012 5:19:12 AM |
Supernick | $500.00 | 9/26/2012 6:21:58 AM |
tolerant-responsibility051 | $2,000.00 | 9/25/2012 9:00:27 PM |
spoolin18t | $100.00 | 9/26/2012 7:16:52 AM |
historic-value7 | $100.00 | 9/26/2012 6:39:23 AM |
dough-kitten5 | $50.00 | 9/26/2012 3:34:21 AM |
investment-comet | $25.00 | 9/26/2012 7:14:15 AM |
Digs | $25.00 | 9/26/2012 5:16:46 AM |
jcw3rd | $25.00 | 9/26/2012 5:29:46 AM |
Mindful7 | $25.00 | 9/26/2012 5:42:57 AM |
ritwik | $100.00 | 9/26/2012 6:50:41 AM |
blackstar | $25.00 | 9/26/2012 7:29:44 AM |
payout-thinker7 | $25.00 | 9/26/2012 8:47:33 AM |
the-magnetic-transaction | $200.00 | 9/26/2012 9:02:56 AM |
social-pear9 | $50.00 | 9/26/2012 8:37:55 AM |
chibear34 | $25.00 | 9/26/2012 9:03:45 AM |
market-assembler | $100.00 | 9/26/2012 9:38:35 AM |
Investoman | $25.00 | 9/26/2012 9:21:50 AM |
JLMGroupFunds | $25.00 | 9/26/2012 9:42:48 AM |
thankful-nickel2 | $25.00 | 9/26/2012 9:56:53 AM |
netg | $25.00 | 9/26/2012 9:34:56 AM |
Infowriter | $1,200.00 | 9/26/2012 9:41:51 AM |
ethical-truth211 | $500.00 | 9/26/2012 9:48:02 AM |
Roop1121 | $100.00 | 9/26/2012 9:41:53 AM |
MacBrandon | $25.00 | 9/26/2012 10:19:21 AM |
ADIDASNO | $25.00 | 9/26/2012 10:12:40 AM |
hitsman | $50.00 | 9/26/2012 10:23:05 AM |
cardminger | $25.00 | 9/24/2012 5:05:19 PM |
Plow_n_Sow | $50.00 | 9/24/2012 5:08:45 PM |
imogen22 | $50.00 | 9/24/2012 5:08:57 PM |
auction-sage | $100.00 | 9/24/2012 5:12:48 PM |
fund-medalist171 | $25.00 | 9/24/2012 5:14:49 PM |
calamango | $50.00 | 9/24/2012 5:38:20 PM |
Darts | $50.00 | 9/24/2012 5:24:06 PM |
tenacious-affluence | $25.00 | 9/24/2012 5:28:16 PM |
bazaar-tulip | $25.00 | 9/24/2012 5:33:55 PM |
best-bonafide-p2p | $50.00 | 9/24/2012 6:02:26 PM |
Cai8899 | $25.00 | 9/24/2012 6:04:33 PM |
Castellan | $50.00 | 9/24/2012 5:36:04 PM |
EnglishGeekInNYC | $50.00 | 9/24/2012 6:12:21 PM |
ingenious-deal6 | $25.00 | 9/24/2012 5:43:52 PM |
Taxman44 | $25.00 | 9/24/2012 5:45:49 PM |
payout-paladin3 | $250.00 | 9/24/2012 6:36:35 PM |
Interloper | $45.00 | 9/24/2012 7:17:49 PM |
mindful-generosity1 | $50.00 | 9/24/2012 6:01:25 PM |
napmanger | $100.00 | 9/24/2012 11:21:15 PM |
payout-paladin3 | $250.00 | 9/24/2012 6:28:42 PM |
dukeiyer | $25.00 | 9/24/2012 7:09:55 PM |
FWF-kinetic | $25.00 | 9/24/2012 9:15:21 PM |
KLCRAY | $50.00 | 9/25/2012 2:20:02 AM |
Mad_Scientist | $25.00 | 9/25/2012 4:47:23 AM |
broosky2 | $100.00 | 9/25/2012 7:07:13 AM |
tender-wealth0 | $25.00 | 9/25/2012 6:44:34 AM |
jubilant-capital1 | $100.00 | 9/25/2012 8:41:00 AM |
compoundinterest | $25.00 | 9/25/2012 10:00:48 AM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:33 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:10 PM |
daw1878 | $50.00 | 9/25/2012 5:37:12 PM |
janeybooboo | $50.00 | 9/25/2012 6:15:17 PM |
MI2 | $5,000.00 | 9/25/2012 6:09:29 PM |
Orthosie | $25.00 | 9/25/2012 6:24:19 PM |
rupee-prairie | $30.00 | 9/25/2012 6:25:15 PM |
vivacious-truth3 | $25.00 | 9/25/2012 6:34:48 PM |
ninjazx10rida | $50.00 | 9/25/2012 6:58:39 PM |
chac | $300.00 | 9/25/2012 7:41:26 PM |
rockhound84 | $25.00 | 9/26/2012 5:21:13 AM |
goose026 | $50.00 | 9/26/2012 5:22:43 AM |
tomdooley12520 | $50.00 | 9/26/2012 6:51:25 AM |
geemoney29 | $51.72 | 9/25/2012 9:08:20 PM |
SkyLoan | $25.87 | 9/25/2012 10:05:03 PM |
integrity-web | $25.00 | 9/25/2012 11:15:09 PM |
HereToHelp305 | $75.00 | 9/26/2012 8:08:13 AM |
Yaout | $60.00 | 9/26/2012 7:07:43 AM |
mclapperton | $300.00 | 9/26/2012 6:15:06 AM |
trade-surge3 | $25.00 | 9/26/2012 6:46:12 AM |
nodebtin3 | $500.00 | 9/26/2012 7:07:37 AM |
proper-exchange8 | $200.00 | 9/26/2012 7:49:09 AM |
agalt | $125.00 | 9/26/2012 7:50:53 AM |
BLUE300Z | $25.00 | 9/26/2012 8:23:15 AM |
chrisb1414 | $25.00 | 9/26/2012 8:25:51 AM |
vivid-deal8 | $40.87 | 9/26/2012 8:55:00 AM |
glimmering-liberty616 | $25.00 | 9/26/2012 9:06:53 AM |
creditjunky | $50.00 | 9/26/2012 9:08:31 AM |
lendacity | $25.00 | 9/26/2012 9:54:22 AM |
LiquidLender | $25.00 | 9/26/2012 9:49:38 AM |
helpful-fund8 | $118.37 | 9/26/2012 10:40:12 AM |
economy-ringleader048 | $40.00 | 9/26/2012 10:06:50 AM |
adventurous-transaction0 | $25.00 | 9/26/2012 10:07:40 AM |
self-reliant-dinero234 | $25.00 | 9/26/2012 10:32:13 AM |
leverage-monger | $25.00 | 9/26/2012 10:42:53 AM |
leverage-monger | $5.26 | 9/26/2012 10:43:33 AM |
130 Investments
|
Borrower Payment Dependent Notes Series
644363
This series of Notes was issued and sold upon the funding of the borrower loan #75051, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $406.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,752 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| brightest-terrific-euro |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $6,580.13 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2011)
|
Principal balance:
| $4,123.12 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolidate existing credit.
My financial situation:
I am a good candidate for this loan because I have consistently paid my current loan. I would like to pay everything off to only be paying on payment
Monthly net income: $5750
Monthly expenses: $4200
Housing: $1900
Insurance: $100
Car expenses: $320
Utilities: $200
Phone, cable, internet: $0
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $445
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fantastic-contract1 | $300.00 | 9/24/2012 5:01:11 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:05:55 PM |
Hedge-Fund | $80.00 | 9/24/2012 5:06:02 PM |
lnuss25 | $25.00 | 9/24/2012 5:07:41 PM |
handy-justice | $50.00 | 9/24/2012 5:02:21 PM |
DasMula | $100.00 | 9/24/2012 5:02:07 PM |
durability-seahorse7 | $50.00 | 9/24/2012 5:03:23 PM |
Beld | $50.00 | 9/24/2012 5:03:54 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:04:25 PM |
musegaze | $50.00 | 9/24/2012 5:06:22 PM |
MG_Holdings | $25.00 | 9/24/2012 5:06:55 PM |
scholarly-order6 | $30.00 | 9/24/2012 5:08:00 PM |
supreme-treasure8 | $100.00 | 9/24/2012 5:10:29 PM |
pierrelasvegas | $25.00 | 9/24/2012 5:10:52 PM |
MoneyForNothing | $25.16 | 9/24/2012 5:10:09 PM |
melodious-fairness | $50.00 | 9/24/2012 5:11:28 PM |
et28 | $75.00 | 9/24/2012 5:13:36 PM |
worth-blanket2 | $12,150.00 | 9/24/2012 5:14:15 PM |
LittleMingo | $25.00 | 9/24/2012 5:08:44 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:11 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:49 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:33 PM |
thrilling-fund427 | $50.00 | 9/24/2012 5:05:44 PM |
312-Lender | $40.58 | 9/24/2012 5:05:00 PM |
CMJ-Partners | $100.00 | 9/24/2012 5:07:47 PM |
kind-credit-bear | $250.00 | 9/24/2012 5:10:09 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
644409
This series of Notes was issued and sold upon the funding of the borrower loan #75244, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $248.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 22% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,234 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ATLMerlin |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Real Estate Purchase (Rental)
Purpose of loan: Purchase Real Estate For Rental Income/Appreciation
This loan will be used to purchase a rental property in Atlanta, Georgia. I currently have an occupied rental property in California with an additional property under contract in Atlanta. This loan would be used to secure another rental property in the Atlanta area which is my hometown.
My financial situation:
I am a good candidate for this loan because I have proven my ability to manage rental properties even when not living in the same city. I contract property managers to handle basic maintenance of the homes while reserving tenant screening and financial management for myself. In all three cases, because I buy homes that are well below market value (i.e. foreclosures and repos), I reap from the rental income as well as the property appreciation. In the last year alone, my California property has appreciated at the prevailing market rate by 10%. The Atlanta properties are in similar situations.
Monthly net income: $6877 earned income + $1800 from current rental (Prosper does not take this into account) = $8677 per month + $850 for Under Contract Atlanta Property
Monthly expenses: $4293
Housing: $500
Insurance: $150
Car expenses: $834
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $1500
Credit cards and other loans: $759
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Beld | $50.00 | 9/24/2012 5:03:55 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:04:08 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:11 PM |
commerce-venture1 | $50.00 | 9/24/2012 5:02:55 PM |
special-dinero553 | $25.00 | 9/24/2012 5:10:34 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:33 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:16 PM |
MI2 | $4,100.00 | 9/24/2012 5:22:20 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:05:56 PM |
supreme-treasure8 | $100.00 | 9/24/2012 5:10:29 PM |
income-triangulation1 | $25.00 | 9/24/2012 5:02:31 PM |
LeReve | $500.00 | 9/24/2012 5:17:04 PM |
selector568 | $300.00 | 9/24/2012 5:19:56 PM |
cash-kin7 | $25.00 | 9/24/2012 5:21:53 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
644413
This series of Notes was issued and sold upon the funding of the borrower loan #75530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $298.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.74% | | |
| |
Estimated return*:
| 10.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,463 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| No | | |
Screen name:
| oyster866 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my credit card bills so I only owe money to one investor. With the remaining money will be used to fix my car and put in the bank to guarentee i have atleast the first few months payments on hand if needed.
My financial situation:
I am a good candidate for this loan because my montly income far surpasses the amount I will have to pay you.
Monthly net income: $2500
Monthly expenses: $1100
Housing: $0
Insurance: $200
Car expenses: $400
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $3000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RGlad | $200.00 | 9/23/2012 12:06:06 PM |
lowrater | $50.70 | 9/23/2012 12:07:00 PM |
velocityasaurus-rex4 | $100.00 | 9/23/2012 12:10:36 PM |
janeybooboo | $50.00 | 9/23/2012 12:15:06 PM |
worth-blanket2 | $7,200.00 | 9/23/2012 12:06:06 PM |
friendly-gold | $25.00 | 9/23/2012 12:06:42 PM |
fantastic-wampum1 | $100.00 | 9/23/2012 12:09:27 PM |
pragmatic-auction8 | $49.30 | 9/23/2012 12:25:44 PM |
musegaze | $50.00 | 9/23/2012 12:09:30 PM |
leverage-sensai6 | $25.00 | 9/23/2012 12:10:45 PM |
mikrolown | $25.00 | 9/23/2012 12:11:40 PM |
pierrelasvegas | $25.00 | 9/23/2012 12:23:59 PM |
WalnutCreekguy | $50.00 | 9/23/2012 12:20:32 PM |
robust-diversification3 | $50.00 | 9/23/2012 12:21:11 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
644461
This series of Notes was issued and sold upon the funding of the borrower loan #75015, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,601 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-gallant-community |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Cards
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/23/2012 12:20:03 PM |
community-burrito9 | $35.00 | 9/23/2012 12:14:44 PM |
EnglishGeekInNYC | $50.00 | 9/23/2012 1:06:17 PM |
Silver_Rupee | $25.01 | 9/23/2012 1:17:41 PM |
mindful-generosity1 | $50.00 | 9/23/2012 1:03:50 PM |
california111 | $100.00 | 9/23/2012 3:22:35 PM |
thankful-nickel2 | $25.00 | 9/23/2012 7:00:06 PM |
responsibility-butterfly | $25.00 | 9/24/2012 7:19:47 AM |
buffalobills | $25.00 | 9/24/2012 1:14:29 PM |
dudebrah | $25.00 | 9/24/2012 3:32:01 PM |
favorite-commerce | $50.00 | 9/24/2012 4:15:44 PM |
benevolent-marketplace4 | $1,250.00 | 9/24/2012 1:50:33 PM |
gain-expert | $25.00 | 9/24/2012 3:01:05 PM |
greencat | $50.00 | 9/24/2012 3:25:15 PM |
refresher211 | $25.00 | 9/24/2012 5:11:55 PM |
duty-viola | $25.00 | 9/24/2012 5:12:30 PM |
calamango | $50.00 | 9/24/2012 5:38:19 PM |
yield-hut | $25.00 | 9/24/2012 5:39:05 PM |
SouthFloridaLender | $60.00 | 9/25/2012 4:51:27 AM |
glimmering-point | $25.00 | 9/24/2012 7:24:53 PM |
tomdooley12520 | $53.28 | 9/25/2012 6:21:19 AM |
hml | $25.00 | 9/24/2012 11:13:08 PM |
nvhm | $25.00 | 9/25/2012 5:54:20 AM |
co98senior | $25.00 | 9/25/2012 5:30:04 AM |
chrisb1414 | $25.00 | 9/25/2012 6:17:11 AM |
majestic-note6 | $150.00 | 9/23/2012 12:47:57 PM |
money-baron | $100.00 | 9/23/2012 1:49:09 PM |
paladin510 | $25.00 | 9/23/2012 3:45:32 PM |
simplelender80 | $500.00 | 9/24/2012 7:17:23 AM |
enriched-return057 | $200.00 | 9/23/2012 8:44:25 PM |
income-triangulation1 | $25.00 | 9/24/2012 4:38:41 AM |
let_me_retire | $75.00 | 9/24/2012 5:08:15 AM |
Farmer-Ted | $25.00 | 9/23/2012 11:15:10 PM |
spartacusiam | $25.00 | 9/24/2012 9:31:25 AM |
vutah | $45.00 | 9/24/2012 10:11:29 AM |
reflective-rupee | $25.00 | 9/24/2012 2:25:05 PM |
Weaverville | $25.00 | 9/24/2012 3:33:15 PM |
aspire2grow | $25.00 | 9/24/2012 4:04:46 PM |
wattboy | $28.34 | 9/24/2012 4:07:40 PM |
worthy-bid8 | $100.00 | 9/24/2012 5:18:49 PM |
bewitching-dollar5 | $100.00 | 9/24/2012 5:44:02 PM |
leverage-galleon | $25.00 | 9/24/2012 7:16:42 PM |
generous-deal6 | $25.00 | 9/24/2012 5:57:24 PM |
competent-commitment5 | $25.00 | 9/24/2012 7:24:18 PM |
heartpounding-loyalty7 | $25.00 | 9/24/2012 5:58:05 PM |
skillful-justice879 | $25.00 | 9/24/2012 8:36:04 PM |
kulender | $50.00 | 9/24/2012 8:56:14 PM |
callmebryan | $25.00 | 9/24/2012 8:56:13 PM |
supreme-p2p9 | $25.00 | 9/24/2012 9:17:03 PM |
pfh | $25.00 | 9/25/2012 4:43:29 AM |
helping-out | $40.00 | 9/25/2012 5:09:13 AM |
rockhound84 | $39.00 | 9/25/2012 5:32:14 AM |
sgt-schultz | $49.37 | 9/25/2012 6:07:55 AM |
range2 | $25.00 | 9/25/2012 6:01:27 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
644517
This series of Notes was issued and sold upon the funding of the borrower loan #75415, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 10% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $264 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| No | | |
Screen name:
| canadagirl9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DasMula | $25.00 | 9/24/2012 5:08:33 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:50 PM |
majestic-note6 | $150.00 | 9/24/2012 5:14:50 PM |
EnglishGeekInNYC | $50.00 | 9/24/2012 6:37:53 PM |
bellaquito | $500.00 | 9/24/2012 6:47:46 PM |
first-serene-credit | $25.00 | 9/25/2012 8:40:11 AM |
bewitching-dollar5 | $100.00 | 9/25/2012 9:55:17 AM |
d2vid | $50.00 | 9/25/2012 10:10:20 AM |
compatible-deal9 | $25.00 | 9/25/2012 12:31:40 PM |
bold-wampum-compadre | $50.00 | 9/25/2012 2:03:23 PM |
pierrelasvegas | $25.00 | 9/25/2012 11:58:12 AM |
Slapshot | $25.00 | 9/25/2012 2:55:31 PM |
PeterPsych | $275.00 | 9/25/2012 5:27:16 PM |
let_me_retire | $25.00 | 9/24/2012 6:06:02 PM |
kulender | $50.00 | 9/24/2012 8:56:22 PM |
Rogelio48 | $25.00 | 9/24/2012 6:10:02 PM |
Index_Plus | $1,250.00 | 9/25/2012 8:25:37 AM |
responsibility-butterfly | $25.00 | 9/25/2012 8:30:26 AM |
worthy-bid8 | $100.00 | 9/25/2012 9:58:04 AM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:34 PM |
dukeiyer | $25.00 | 9/25/2012 11:04:32 AM |
return-blueberry383 | $50.00 | 9/25/2012 4:07:42 PM |
seabassx | $25.00 | 9/25/2012 2:17:02 PM |
CorsoCapital | $50.00 | 9/25/2012 4:48:30 PM |
stock106 | $25.00 | 9/25/2012 3:12:03 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
644587
This series of Notes was issued and sold upon the funding of the borrower loan #75353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $270.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 17% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,360 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-oasis291 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...
I want to buy hay for $9 a bale delivered to my ranch. I will then use half of the hay for my cattle and sell the rest of the hay at $16.
My financial situation:
I am a good candidate for this loan because...
We intend to pay the loan off in late 2012 or early 2013 with income from cattle, turkey and hay sales
I have already purchased a lot of hay and I have a bunch of cows that will be going to market in NOV.
Monthly net income: $ 6800 from the Army and 1200 from my farm, 1600 from my rental property
Monthly expenses: $ 800
Housing: $1100 for my current house, 1575 for my rental house
Insurance: $95
Car expenses: $ 400
Utilities: $62
Phone, cable, internet: $165
Food, entertainment: $300
Clothing, household expenses: $0
Credit cards and other loans: $112
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
riveting-credit5 | $25.00 | 9/24/2012 9:02:21 AM |
worth-blanket2 | $6,750.00 | 9/24/2012 9:05:58 AM |
RGlad | $300.00 | 9/24/2012 9:04:40 AM |
NolockHolmes | $75.00 | 9/24/2012 9:06:09 AM |
golffish2 | $25.00 | 9/24/2012 9:07:36 AM |
historic-value7 | $125.00 | 9/24/2012 9:10:00 AM |
supreme-treasure8 | $100.00 | 9/24/2012 9:06:02 AM |
cattlebaron | $25.00 | 9/24/2012 9:02:58 AM |
compassion-twister2 | $50.00 | 9/24/2012 9:08:09 AM |
justreturns | $25.00 | 9/24/2012 9:07:15 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
644685
This series of Notes was issued and sold upon the funding of the borrower loan #75410, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $304.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 27% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 22y 8m |
Amount delinquent:
| $4,666 |
Total credit lines:
| 15 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,408 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ammontyq |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 1
( 3% )
| 640-659
(Sep-2009)
640-659
(Mar-2008)
660-679
(Feb-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit card debt
My financial situation:
I am a good candidate for this loan because...I've paid the previous loan for 7,500.00 with no problems
Monthly net income: $2044.00
Monthly expenses: $
Housing: $ doing loan modification
Insurance: $71.00
Car expenses: $600.00
Utilities: $170.00
Phone, cable, internet: $200.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $180.00
Other expenses: $ dog food 40.00 month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
school-loan-gambler | $500.00 | 9/25/2012 9:02:02 AM |
frantic-retirement | $100.00 | 9/25/2012 9:02:04 AM |
kind-credit-bear | $250.00 | 9/25/2012 9:03:09 AM |
Dusigrosz | $300.00 | 9/25/2012 9:03:22 AM |
trumpeter5 | $25.00 | 9/25/2012 9:02:59 AM |
scholarly-order6 | $100.00 | 9/25/2012 9:03:14 AM |
vutah | $35.00 | 9/25/2012 9:03:45 AM |
worth-blanket2 | $9,000.00 | 9/25/2012 9:03:50 AM |
fascinating-generosity3 | $100.00 | 9/25/2012 9:02:03 AM |
phenomenal-rate1 | $500.00 | 9/25/2012 9:03:06 AM |
fantastic-contract1 | $300.00 | 9/25/2012 9:02:03 AM |
handy-justice | $50.00 | 9/25/2012 9:02:57 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
644725
This series of Notes was issued and sold upon the funding of the borrower loan #75178, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $440.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,081 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| reliable-compassion195 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:Business
This loan will be used to...To invest in Fiancee's business.
My financial situation: Good
I am a good candidate for this loan because...I have excellent credit. I have never been late on payments. This loan will be paid back quickly as possible, above the required payments.
Monthly net income: $2,000.00
Monthly expenses: $1,320.00
Housing: $300.00
Insurance: $55.00
Car expenses: $
Utilities: $150.00
Phone, cable, internet: $115.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-adventurer313 | $25.00 | 9/24/2012 5:01:28 PM |
income-triangulation1 | $25.00 | 9/24/2012 5:01:51 PM |
worth-blanket2 | $13,500.00 | 9/24/2012 5:03:57 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:34 PM |
thrilling-fund427 | $50.00 | 9/24/2012 5:05:34 PM |
Beld | $50.00 | 9/24/2012 5:03:55 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:51 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:05:56 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
644731
This series of Notes was issued and sold upon the funding of the borrower loan #75230, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $160.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 15% |
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,855 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| trade-aficionado7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to make home improvements to kitchen and bath.
My financial situation:
I am a good candidate for this loan because I have great credit and have been with my current employer for 5.5 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Rockymtnhi | $100.00 | 9/24/2012 9:04:39 AM |
tolerant-dinero2 | $25.00 | 9/24/2012 9:14:59 AM |
aztec | $50.00 | 9/24/2012 9:20:36 AM |
wildguy | $100.00 | 9/24/2012 9:27:11 AM |
obduro_1 | $25.00 | 9/24/2012 9:04:32 AM |
tenacious-affluence | $25.00 | 9/24/2012 9:42:16 AM |
flo_rida | $91.00 | 9/24/2012 9:04:31 AM |
nickel-ferret | $25.00 | 9/24/2012 9:11:12 AM |
cwegert | $30.00 | 9/24/2012 9:06:23 AM |
repayment-pagoda8 | $100.00 | 9/24/2012 9:07:10 AM |
jcornehlsen | $25.00 | 9/24/2012 10:03:56 AM |
gravbox | $25.00 | 9/24/2012 9:13:57 AM |
imogen22 | $50.00 | 9/24/2012 9:08:58 AM |
djh47a | $25.00 | 9/24/2012 10:07:33 AM |
mrack | $25.00 | 9/24/2012 10:07:41 AM |
lionheart722 | $100.00 | 9/24/2012 10:08:31 AM |
a-finance-nirvana | $25.00 | 9/24/2012 9:16:29 AM |
compassion-twister2 | $50.00 | 9/24/2012 9:16:59 AM |
CreditBuilder2 | $25.01 | 9/24/2012 9:18:11 AM |
mr_haldane | $100.00 | 9/24/2012 9:11:44 AM |
wetlands | $200.00 | 9/24/2012 9:12:16 AM |
skillful-justice879 | $25.00 | 9/24/2012 10:21:18 AM |
velocityasaurus-rex4 | $100.00 | 9/24/2012 9:23:13 AM |
LeReve | $500.00 | 9/24/2012 9:15:50 AM |
mansel | $25.00 | 9/24/2012 9:17:41 AM |
mindful-generosity1 | $50.00 | 9/24/2012 9:46:16 AM |
circuitfive | $25.00 | 9/24/2012 10:02:19 AM |
ulisingh | $50.00 | 9/24/2012 9:56:17 AM |
sweet-social2 | $25.00 | 9/24/2012 10:09:49 AM |
DreisersFinancier | $50.00 | 9/24/2012 10:19:58 AM |
lagnisiruk | $25.00 | 9/24/2012 10:12:55 AM |
BBsapphire-2-loan | $100.00 | 9/24/2012 10:26:31 AM |
lochinvar | $75.00 | 9/24/2012 10:22:47 AM |
treasure-palace661 | $278.99 | 9/24/2012 10:28:32 AM |
justreturns | $25.00 | 9/24/2012 9:07:15 AM |
auction-sage | $100.00 | 9/24/2012 9:12:44 AM |
Taxman44 | $25.00 | 9/24/2012 9:23:53 AM |
LoanerPrincipal | $25.00 | 9/24/2012 9:31:16 AM |
payout-motivator0 | $25.00 | 9/24/2012 9:34:15 AM |
phenomenal-rate1 | $500.00 | 9/24/2012 9:03:42 AM |
intuitive-benefit3 | $100.00 | 9/24/2012 9:08:34 AM |
commerce-gargantuan2 | $50.00 | 9/24/2012 9:10:02 AM |
friendly-gold | $25.00 | 9/24/2012 9:57:36 AM |
prudent-deal662 | $25.00 | 9/24/2012 9:57:51 AM |
calm-platinum957 | $35.00 | 9/24/2012 10:02:47 AM |
special-dinero553 | $25.00 | 9/24/2012 9:10:05 AM |
frankdelraza | $25.00 | 9/24/2012 10:15:58 AM |
Tradesmanlender | $25.00 | 9/24/2012 9:22:12 AM |
best-bonafide-p2p | $50.00 | 9/24/2012 9:26:31 AM |
dynadave | $1,000.00 | 9/24/2012 9:19:58 AM |
bazaar-tulip | $25.00 | 9/24/2012 9:21:57 AM |
Ripsaw4U | $50.00 | 9/24/2012 9:24:50 AM |
member_98419 | $25.00 | 9/24/2012 9:25:36 AM |
Phryne | $50.00 | 9/24/2012 9:33:53 AM |
Perdita_II | $50.00 | 9/24/2012 9:40:42 AM |
thrifty-transaction578 | $25.00 | 9/24/2012 9:52:02 AM |
enterprising-exchange6 | $50.00 | 9/24/2012 10:03:37 AM |
gjm6d | $25.00 | 9/24/2012 10:06:03 AM |
excellent-funds649 | $50.00 | 9/24/2012 10:07:16 AM |
brainy-credit1 | $40.00 | 9/24/2012 10:00:05 AM |
kfrench | $75.00 | 9/24/2012 10:07:59 AM |
ready-interest9 | $25.00 | 9/24/2012 10:15:42 AM |
62 Investments
|
Borrower Payment Dependent Notes Series
644739
This series of Notes was issued and sold upon the funding of the borrower loan #75392, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $93.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 10% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
10 | Length of status: | 5y 10m |
Amount delinquent:
| $247 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,157 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| velocity-builder4 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Help consolidate and pay off credit card debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5000.00
Monthly expenses: $4500.00
Housing: $1025.00
Insurance: $250.00
Car expenses: $350.00
Utilities: $150.00
Phone, cable, internet: $300.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
diplomatic-wealth7 | $25.00 | 9/25/2012 9:04:11 AM |
Wellman | $25.00 | 9/25/2012 9:06:59 AM |
bob450-roth | $25.00 | 9/25/2012 9:07:42 AM |
handy-justice | $50.00 | 9/25/2012 9:08:04 AM |
worth-blanket2 | $2,700.00 | 9/25/2012 9:10:45 AM |
phenomenal-rate1 | $500.00 | 9/25/2012 9:03:06 AM |
Bob450 | $25.00 | 9/25/2012 9:04:02 AM |
supreme-treasure8 | $100.00 | 9/25/2012 9:05:35 AM |
thrilling-fund427 | $50.00 | 9/25/2012 9:04:40 AM |
RGlad | $150.00 | 9/25/2012 9:08:53 AM |
InChicago | $80.03 | 9/25/2012 9:02:40 AM |
DasMula | $25.00 | 9/25/2012 9:07:36 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
644749
This series of Notes was issued and sold upon the funding of the borrower loan #75021, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $288.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 28% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
15 | Length of status: | 10y 7m |
Amount delinquent:
| $134 |
Total credit lines:
| 43 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,422 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| No | | |
Screen name:
| responsibility-tycoon |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 15 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
640-659
(Feb-2011)
|
Principal balance:
| $7,689.90 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off 2 credit cards and 1 loan
My financial situation:
I am a good candidate for this loan because...I paid one loan off early with you already and have good record with my 2nd loan
Monthly net income: $1780
Monthly expenses: $
Housing: $0
Insurance: $
Car expenses: $0 paid off
Utilities: $170.00
Phone, cable, internet: $75.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Fitiwalt7 | $25.00 | 9/24/2012 9:03:30 AM |
responsive-principal8 | $25.00 | 9/24/2012 9:03:39 AM |
XP | $50.00 | 9/24/2012 9:05:05 AM |
thrilling-fund427 | $50.00 | 9/24/2012 9:06:05 AM |
MoneyForNothing | $50.15 | 9/24/2012 9:02:23 AM |
kind-credit-bear | $250.00 | 9/24/2012 9:02:32 AM |
Investor_DP | $200.00 | 9/24/2012 9:03:00 AM |
obduro_1 | $25.00 | 9/24/2012 9:03:57 AM |
et28 | $75.00 | 9/24/2012 9:09:26 AM |
worth-blanket2 | $9,450.00 | 9/24/2012 9:10:45 AM |
LittleMingo | $30.00 | 9/24/2012 9:03:50 AM |
trumpeter5 | $25.00 | 9/24/2012 9:03:32 AM |
supreme-treasure8 | $100.00 | 9/24/2012 9:06:03 AM |
Hippo-IRA1 | $40.00 | 9/24/2012 9:02:36 AM |
NekHoldings | $25.00 | 9/24/2012 9:02:25 AM |
RGlad | $250.00 | 9/24/2012 9:02:28 AM |
real-return2 | $26.00 | 9/24/2012 9:02:58 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
644759
This series of Notes was issued and sold upon the funding of the borrower loan #74964, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 41% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,032 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-payout-balancer |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/25/2012 9:44:56 AM |
enriched-return057 | $50.00 | 9/25/2012 9:02:50 AM |
competent-commitment5 | $25.00 | 9/25/2012 9:04:56 AM |
Zingaro | $25.00 | 9/25/2012 9:09:35 AM |
majestic-note6 | $150.00 | 9/25/2012 9:15:23 AM |
community-burrito9 | $35.00 | 9/25/2012 9:18:56 AM |
tolerant-responsibility051 | $500.00 | 9/25/2012 9:46:08 AM |
mindful-generosity1 | $50.00 | 9/25/2012 9:32:28 AM |
greencat | $50.00 | 9/25/2012 9:39:51 AM |
graceful-D4Sinvestment | $106.00 | 9/25/2012 9:50:26 AM |
bewitching-dollar5 | $100.00 | 9/25/2012 9:55:23 AM |
worthy-bid8 | $100.00 | 9/25/2012 9:58:06 AM |
Relient-K | $25.00 | 9/25/2012 10:00:59 AM |
the-credit-maker | $25.00 | 9/25/2012 10:43:15 AM |
52digital | $75.00 | 9/25/2012 11:09:48 AM |
bellaquito | $328.99 | 9/25/2012 11:32:27 AM |
economy-shrubbery6 | $25.00 | 9/25/2012 10:16:28 AM |
houli123 | $25.00 | 9/25/2012 10:34:10 AM |
money-baron | $100.00 | 9/25/2012 10:38:47 AM |
silver-enlightenment0 | $25.00 | 9/25/2012 10:24:16 AM |
brightest-bonafide-deal | $25.00 | 9/25/2012 10:47:05 AM |
SeaSkyGuy71 | $25.00 | 9/25/2012 10:53:57 AM |
social-zebra | $30.00 | 9/25/2012 10:58:06 AM |
Silver_Rupee | $25.01 | 9/25/2012 11:02:28 AM |
terrific-dough6 | $50.00 | 9/25/2012 10:33:42 AM |
new-poetic-transaction | $50.00 | 9/25/2012 10:46:49 AM |
rce1964 | $25.00 | 9/25/2012 11:05:07 AM |
refresher211 | $25.00 | 9/25/2012 9:12:28 AM |
new-impeccable-coin | $34.00 | 9/25/2012 9:17:05 AM |
rustysailor | $25.00 | 9/25/2012 9:38:09 AM |
graceful-investment | $106.00 | 9/25/2012 9:39:22 AM |
calamango | $50.00 | 9/25/2012 9:53:51 AM |
amart1983 | $25.00 | 9/25/2012 10:20:41 AM |
nethosters | $25.00 | 9/25/2012 9:59:43 AM |
duty-viola | $35.00 | 9/25/2012 10:00:28 AM |
mrxtravis | $25.00 | 9/25/2012 10:50:51 AM |
Sid-K | $25.00 | 9/25/2012 10:10:02 AM |
tech310 | $50.00 | 9/25/2012 11:25:17 AM |
38 Investments
|
Borrower Payment Dependent Notes Series
644789
This series of Notes was issued and sold upon the funding of the borrower loan #75365, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 26.10% |
Borrower rate/APR:
| 27.10% / 31.01% |
Monthly payment:
| $163.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.91% | | |
| |
Estimated return*:
| 12.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 29% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 15y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,130 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| learningexperience |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $9,501.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2011)
540-559
(Mar-2008)
|
Principal balance:
| $4,659.07 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 45 | | |
Description
3rd Propser Loan
Purpose of loan: buy a used car
This loan will be used to...I would use this loan to buy a decent car for my 16 year old and put a down payment on his insurance.
My financial situation:
I am a good candidate for this loan because...
This would be my third loan with prosper and I have not missed a payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-missile | $125.00 | 9/25/2012 9:04:39 AM |
Fitiwalt7 | $25.00 | 9/25/2012 9:02:29 AM |
kind-credit-bear | $250.00 | 9/25/2012 9:03:09 AM |
RGlad | $200.00 | 9/25/2012 9:03:57 AM |
gain-equator | $25.00 | 9/25/2012 9:04:24 AM |
trumpeter5 | $25.00 | 9/25/2012 9:02:31 AM |
AAnderson1750 | $200.00 | 9/25/2012 9:11:38 AM |
corporatejim | $33.31 | 9/25/2012 9:03:24 AM |
nimble-revenue5 | $44.00 | 9/25/2012 9:04:26 AM |
Asgardian | $25.00 | 9/25/2012 9:04:37 AM |
DasMula | $200.00 | 9/25/2012 9:03:16 AM |
handy-justice | $50.00 | 9/25/2012 9:03:49 AM |
ChrisTJ | $25.00 | 9/25/2012 9:05:46 AM |
top-wealth-grasshopper | $25.00 | 9/25/2012 9:05:54 AM |
commerce-venture1 | $25.00 | 9/25/2012 9:06:01 AM |
MoneyForNothing | $100.45 | 9/25/2012 9:04:34 AM |
scholarly-order6 | $75.00 | 9/25/2012 9:04:37 AM |
NekHoldings | $25.00 | 9/25/2012 9:04:43 AM |
ttnk62918 | $25.00 | 9/25/2012 9:06:36 AM |
felicity-contributor3 | $35.00 | 9/25/2012 9:05:52 AM |
cash-reaction2 | $25.00 | 9/25/2012 9:06:33 AM |
benevolent-loot5 | $200.00 | 9/25/2012 9:07:39 AM |
the-credit-maker | $98.00 | 9/25/2012 9:08:56 AM |
rvfbroker | $25.00 | 9/25/2012 9:10:46 AM |
quantum_leap | $25.00 | 9/25/2012 9:02:42 AM |
adaptable-return21 | $25.00 | 9/25/2012 9:02:51 AM |
MStax | $100.00 | 9/25/2012 9:03:03 AM |
musegaze | $50.00 | 9/25/2012 9:03:18 AM |
DasMula | $100.00 | 9/25/2012 9:03:32 AM |
kinder-credit-bear | $250.00 | 9/25/2012 9:06:47 AM |
enriching-dollar1 | $100.00 | 9/25/2012 9:07:02 AM |
yeti888 | $50.00 | 9/25/2012 9:09:18 AM |
wise-benevolent-trade | $400.00 | 9/25/2012 9:10:07 AM |
pierrelasvegas | $25.00 | 9/25/2012 9:11:31 AM |
fantastic-contract1 | $300.00 | 9/25/2012 9:02:37 AM |
vutah | $25.00 | 9/25/2012 9:03:20 AM |
trade-boots1 | $100.00 | 9/25/2012 9:04:04 AM |
green-trade-dolphin | $42.02 | 9/25/2012 9:02:45 AM |
nodrivelpls | $25.00 | 9/25/2012 9:04:21 AM |
Milonguero | $100.00 | 9/25/2012 9:03:29 AM |
adaptable-return21 | $25.00 | 9/25/2012 9:04:06 AM |
caper945 | $100.00 | 9/25/2012 9:04:38 AM |
lowrater | $75.40 | 9/25/2012 9:04:45 AM |
fitiwalt | $25.00 | 9/25/2012 9:08:09 AM |
wise-felicity-blossom | $100.00 | 9/25/2012 9:05:50 AM |
real-return2 | $25.00 | 9/25/2012 9:05:53 AM |
imogen22 | $50.00 | 9/25/2012 9:09:31 AM |
47 Investments
|
Borrower Payment Dependent Notes Series
644833
This series of Notes was issued and sold upon the funding of the borrower loan #75431, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 32.04% |
Borrower rate/APR:
| 33.04% / 35.84% |
Monthly payment:
| $136.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.57% | | |
| |
Estimated return*:
| 15.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 85% |
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,223 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ndlmklandman |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 49 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $5,075.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2011)
620-639
(Jul-2011)
700-719
(Aug-2009)
700-719
(Jul-2009)
|
Principal balance:
| $1,929.20 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 49 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $125.03 | 9/26/2012 9:01:19 AM |
Bob450 | $25.00 | 9/26/2012 9:01:38 AM |
scholarly-order6 | $25.00 | 9/26/2012 9:02:23 AM |
ALANGREANSPAN | $25.00 | 9/26/2012 9:06:05 AM |
felicity-contributor3 | $25.00 | 9/26/2012 9:06:46 AM |
LendSoHardUniversity | $125.04 | 9/26/2012 9:01:35 AM |
tolerant-responsibility051 | $2,000.00 | 9/26/2012 9:08:09 AM |
enriching-dollar1 | $100.00 | 9/26/2012 9:08:20 AM |
DasMula | $100.00 | 9/26/2012 9:03:00 AM |
trade-boots1 | $100.00 | 9/26/2012 9:05:05 AM |
Feyenoord | $30.00 | 9/26/2012 9:08:35 AM |
bob450-roth | $25.00 | 9/26/2012 9:06:09 AM |
LittleMingo | $50.00 | 9/26/2012 9:01:58 AM |
marinbb | $25.00 | 9/26/2012 9:03:56 AM |
LENDO-CALRISSIAN | $25.00 | 9/26/2012 9:02:02 AM |
adaptable-return21 | $50.00 | 9/26/2012 9:02:11 AM |
RGlad | $100.00 | 9/26/2012 9:02:13 AM |
enticing-capital6 | $50.00 | 9/26/2012 9:04:55 AM |
deal-galleon | $25.00 | 9/26/2012 9:06:04 AM |
orchestra960 | $300.00 | 9/26/2012 9:06:06 AM |
networks4ever | $25.00 | 9/26/2012 9:02:05 AM |
lowrater | $100.60 | 9/26/2012 9:03:30 AM |
social-pear9 | $25.00 | 9/26/2012 9:04:33 AM |
DasMula | $100.00 | 9/26/2012 9:05:11 AM |
understanding-dollar67 | $25.00 | 9/26/2012 9:05:51 AM |
bullish2bearish | $96.81 | 9/26/2012 9:06:17 AM |
adventurer447 | $300.00 | 9/26/2012 9:05:45 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
644873
This series of Notes was issued and sold upon the funding of the borrower loan #75355, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $389.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 29% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 11y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Nurse's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $298 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| equitable-transaction4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolidate my bills
My financial situation:
I am a good candidate for this loan because...
I'm very responsible when it comes to paying back my creditors.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 9/26/2012 9:04:41 AM |
social-pear9 | $50.00 | 9/26/2012 9:05:53 AM |
Bank_Of_XL | $25.00 | 9/26/2012 9:06:10 AM |
best-bonafide-p2p | $25.00 | 9/26/2012 9:12:06 AM |
themoneydoctor | $58.64 | 9/26/2012 9:12:29 AM |
RGlad | $100.00 | 9/26/2012 9:07:59 AM |
frankdelraza | $25.00 | 9/26/2012 9:40:02 AM |
Taxman44 | $25.00 | 9/26/2012 9:58:35 AM |
netg | $25.00 | 9/26/2012 9:35:01 AM |
tenacious-affluence | $25.00 | 9/26/2012 9:49:09 AM |
bold-wampum-compadre | $50.00 | 9/26/2012 10:44:50 AM |
w8291 | $25.00 | 9/26/2012 1:36:48 PM |
logical-reward8 | $25.00 | 9/26/2012 5:26:19 PM |
auction-sage | $100.00 | 9/26/2012 5:17:10 PM |
windguy | $50.00 | 9/26/2012 5:19:47 PM |
compoundinterest | $25.00 | 9/26/2012 5:24:08 PM |
american6 | $50.00 | 9/26/2012 5:47:09 PM |
responsibility-butterfly | $25.00 | 9/26/2012 6:10:13 PM |
bellaquito | $500.00 | 9/26/2012 7:30:37 PM |
BlessedEveryDay | $30.00 | 9/26/2012 6:55:21 PM |
cerebral-dollar773 | $25.00 | 9/26/2012 7:02:28 PM |
nodebtin3 | $100.00 | 9/27/2012 3:59:50 AM |
broosky2 | $100.00 | 9/27/2012 7:25:21 AM |
penny-firestarter | $25.00 | 9/27/2012 7:58:23 AM |
RSB-VA | $50.00 | 9/27/2012 9:02:01 AM |
GoldenKoi | $100.00 | 9/27/2012 1:51:39 AM |
Cre8iveCash | $25.00 | 9/27/2012 9:03:36 AM |
blot44 | $25.00 | 9/27/2012 5:47:43 AM |
Requiem | $25.00 | 9/27/2012 6:18:27 AM |
contract-victor5 | $50.00 | 9/27/2012 6:49:55 AM |
JandJ-Bank | $25.00 | 9/27/2012 9:08:37 AM |
LoanU | $25.00 | 9/27/2012 9:09:46 AM |
funds-promiser | $50.00 | 9/27/2012 9:10:08 AM |
Quiddity | $25.00 | 9/27/2012 9:10:35 AM |
stuy1998 | $25.00 | 9/27/2012 9:11:42 AM |
encouraging-bazaar3 | $25.00 | 9/27/2012 8:01:56 AM |
responsive-worth5 | $25.00 | 9/27/2012 8:14:37 AM |
Tasmir | $25.00 | 9/27/2012 8:30:40 AM |
prossperous01 | $30.00 | 9/27/2012 8:39:13 AM |
thoughtful-contract984 | $25.00 | 9/27/2012 8:52:19 AM |
blackbird77 | $50.00 | 9/27/2012 9:14:41 AM |
TheGrayFox | $25.00 | 9/27/2012 9:15:24 AM |
murren | $25.00 | 9/27/2012 9:02:16 AM |
credit-coach118 | $40.07 | 9/27/2012 9:00:43 AM |
Gorblum | $25.00 | 9/27/2012 9:02:48 AM |
efficient-marketplace | $25.00 | 9/27/2012 9:01:41 AM |
ckatak | $50.00 | 9/27/2012 9:02:34 AM |
allotment464 | $100.00 | 9/27/2012 9:17:38 AM |
keeks | $25.00 | 9/27/2012 9:03:59 AM |
CapeDollars | $25.00 | 9/27/2012 9:04:03 AM |
Nopa | $25.00 | 9/27/2012 9:18:25 AM |
dthompso | $50.00 | 9/27/2012 9:04:12 AM |
orindalender | $50.00 | 9/27/2012 9:04:06 AM |
silver-mastery | $25.00 | 9/27/2012 9:21:09 AM |
investment-kingdom | $25.00 | 9/27/2012 9:04:47 AM |
mason13a | $25.00 | 9/27/2012 9:21:56 AM |
financelover | $50.00 | 9/27/2012 9:23:03 AM |
loot-prescription3 | $50.00 | 9/27/2012 9:24:11 AM |
syrepsorp | $50.00 | 9/27/2012 9:04:45 AM |
peripatetic | $25.00 | 9/27/2012 9:24:47 AM |
integrity-saver | $25.00 | 9/27/2012 9:06:09 AM |
super100 | $25.00 | 9/27/2012 9:25:07 AM |
scrappy-peso0 | $25.00 | 9/27/2012 9:04:54 AM |
nevee | $35.00 | 9/27/2012 9:25:38 AM |
fishintime | $100.00 | 9/27/2012 9:06:36 AM |
BuffetRocks | $50.00 | 9/27/2012 9:26:29 AM |
helpishere777 | $25.00 | 9/27/2012 9:07:20 AM |
iolaire | $25.00 | 9/27/2012 9:05:55 AM |
dharma1 | $25.00 | 9/27/2012 9:27:45 AM |
illustrado | $25.00 | 9/27/2012 9:06:19 AM |
first-coin-tweet | $25.00 | 9/27/2012 9:06:24 AM |
g314 | $25.00 | 9/27/2012 9:29:13 AM |
rlrcstr | $25.00 | 9/27/2012 9:06:44 AM |
credit-scout7 | $50.00 | 9/27/2012 9:08:40 AM |
benjo | $50.00 | 9/27/2012 9:07:02 AM |
WxChem | $25.00 | 9/27/2012 9:31:56 AM |
Gabriel02 | $25.00 | 9/27/2012 9:09:23 AM |
JCPlending | $25.00 | 9/27/2012 9:32:25 AM |
coin-saffron5 | $50.00 | 9/27/2012 9:09:50 AM |
cotito | $25.00 | 9/27/2012 9:32:40 AM |
reaction5 | $25.00 | 9/27/2012 9:12:55 AM |
nilehorse | $25.00 | 9/27/2012 9:35:43 AM |
spirit07a | $100.00 | 9/27/2012 9:13:15 AM |
neighborly-hope6 | $100.00 | 9/27/2012 9:09:15 AM |
bazaar-utensil7 | $50.00 | 9/27/2012 9:09:57 AM |
ManyBlessings | $25.00 | 9/27/2012 9:10:52 AM |
mrladybug101 | $25.00 | 9/27/2012 9:13:54 AM |
wealthstar | $25.00 | 9/27/2012 9:14:01 AM |
i8agoldfish | $25.00 | 9/27/2012 9:14:07 AM |
TSC | $50.00 | 9/27/2012 9:12:22 AM |
capital-futurist | $25.00 | 9/27/2012 9:14:58 AM |
paramjit | $50.00 | 9/27/2012 9:15:48 AM |
ski bum | $100.00 | 9/27/2012 9:17:15 AM |
causr08 | $25.00 | 9/27/2012 9:18:44 AM |
unrivaled-silver | $25.00 | 9/27/2012 9:14:03 AM |
riproaringrapids | $50.00 | 9/27/2012 9:18:52 AM |
lounges | $25.00 | 9/27/2012 9:14:54 AM |
loot-electron6 | $25.00 | 9/27/2012 9:19:52 AM |
actuarial_investor | $25.00 | 9/27/2012 9:21:22 AM |
red-robust-rupee | $25.00 | 9/27/2012 9:16:56 AM |
jenkris | $25.00 | 9/27/2012 9:21:42 AM |
MrDavid | $75.00 | 9/27/2012 9:22:02 AM |
Blends | $45.00 | 9/27/2012 9:17:33 AM |
BizAnalyst | $50.00 | 9/27/2012 9:18:09 AM |
ualf | $50.00 | 9/27/2012 9:18:32 AM |
mlender | $25.00 | 9/27/2012 9:24:02 AM |
finance-explosion6 | $25.00 | 9/27/2012 9:19:41 AM |
BxRealtor | $25.00 | 9/27/2012 9:19:44 AM |
Borrow2Grow | $54.00 | 9/27/2012 9:52:32 AM |
bokonon | $50.00 | 9/27/2012 9:20:13 AM |
gojackgo | $100.00 | 9/27/2012 9:25:25 AM |
emphatic-responsibility | $50.00 | 9/27/2012 9:20:53 AM |
HH123 | $25.00 | 9/27/2012 9:25:52 AM |
ITS-A-WONDERFUL-LIFE | $25.00 | 9/27/2012 9:55:07 AM |
enriched-return057 | $50.00 | 9/27/2012 9:26:41 AM |
minista | $25.00 | 9/27/2012 9:21:37 AM |
plentiful-note6 | $25.00 | 9/27/2012 9:21:54 AM |
handy-money9 | $75.00 | 9/27/2012 9:56:05 AM |
Mr_Marcus | $25.00 | 9/27/2012 9:27:07 AM |
hostbank | $100.00 | 9/27/2012 9:28:04 AM |
hitsman | $50.00 | 9/27/2012 9:57:28 AM |
ethical-truth211 | $100.00 | 9/27/2012 9:28:23 AM |
badgermom | $25.00 | 9/27/2012 9:28:50 AM |
Stollewood | $25.00 | 9/27/2012 9:58:47 AM |
Relevance | $25.00 | 9/27/2012 9:23:41 AM |
mausolfe | $25.00 | 9/27/2012 9:29:19 AM |
mpactlender | $50.00 | 9/27/2012 9:59:25 AM |
green-tree-shake | $35.00 | 9/27/2012 9:30:14 AM |
adaboy65 | $100.00 | 9/27/2012 9:30:18 AM |
intuitive-integrity9 | $50.00 | 9/27/2012 9:24:23 AM |
LordKinbote | $25.00 | 9/27/2012 9:25:15 AM |
openness-enlightenment8 | $25.00 | 9/27/2012 10:00:41 AM |
dfealk | $25.00 | 9/27/2012 9:30:57 AM |
basis-ferret8 | $50.00 | 9/27/2012 9:26:14 AM |
community-pipeline | $25.00 | 9/27/2012 10:02:36 AM |
innocent-dedication | $25.00 | 9/27/2012 9:26:46 AM |
turbostar666 | $25.00 | 9/27/2012 10:03:01 AM |
inspired-investment8 | $100.00 | 9/27/2012 9:32:36 AM |
applepie1 | $25.00 | 9/27/2012 9:27:28 AM |
selvamfinance | $25.00 | 9/27/2012 9:32:56 AM |
tenacious-peace954 | $100.00 | 9/27/2012 10:03:58 AM |
delivery | $25.00 | 9/27/2012 9:33:20 AM |
Tradesmanlender | $25.00 | 9/27/2012 9:33:51 AM |
red-diversification-paradise | $25.00 | 9/27/2012 9:29:48 AM |
economy-molecule3 | $500.00 | 9/27/2012 9:30:04 AM |
jbaum | $40.00 | 9/27/2012 9:36:05 AM |
Savings_EQ_Dignity | $50.00 | 9/27/2012 9:36:28 AM |
region123 | $50.00 | 9/27/2012 9:36:33 AM |
MoneyMoon | $25.00 | 9/27/2012 9:36:42 AM |
talang | $25.00 | 9/27/2012 9:33:05 AM |
Daneistes | $50.00 | 9/27/2012 9:33:45 AM |
jjb3 | $25.00 | 9/27/2012 9:34:07 AM |
fervent-revenue7 | $25.00 | 9/27/2012 9:34:21 AM |
important-penny3 | $25.00 | 9/27/2012 9:36:23 AM |
SJM10011a | $25.00 | 9/27/2012 9:53:12 AM |
BaltimoreLender | $25.00 | 9/27/2012 9:53:35 AM |
dpjd | $25.00 | 9/27/2012 9:55:39 AM |
phyx726 | $50.00 | 9/27/2012 9:57:55 AM |
tlp43 | $25.00 | 9/27/2012 10:00:52 AM |
bdloans | $50.00 | 9/27/2012 9:53:19 AM |
BDL-Roth | $33.00 | 9/27/2012 9:53:22 AM |
rambone05 | $25.00 | 9/27/2012 9:54:07 AM |
faithey | $50.00 | 9/27/2012 10:00:25 AM |
trade-watcher | $25.00 | 9/27/2012 10:01:11 AM |
reward-walnut | $25.00 | 9/27/2012 10:01:31 AM |
avocadodogs | $25.00 | 9/27/2012 10:03:12 AM |
ore-jalapeno4 | $50.00 | 9/27/2012 10:03:16 AM |
imogen22 | $50.00 | 9/26/2012 9:10:26 AM |
adventurer447 | $300.00 | 9/26/2012 9:05:46 AM |
kenji4861 | $25.00 | 9/26/2012 9:18:25 AM |
obduro_1 | $25.00 | 9/26/2012 9:32:35 AM |
mindful-generosity1 | $50.00 | 9/26/2012 9:35:43 AM |
proper-exchange8 | $50.00 | 9/26/2012 10:05:58 AM |
excellent-funds649 | $50.00 | 9/26/2012 10:11:27 AM |
community-burrito9 | $25.00 | 9/26/2012 10:17:33 AM |
ingenious-deal6 | $25.00 | 9/26/2012 10:32:42 AM |
OregonDane | $25.00 | 9/26/2012 10:41:49 AM |
napmanger | $100.00 | 9/26/2012 11:21:48 AM |
lawndude16 | $25.00 | 9/26/2012 4:54:09 PM |
repayment-pagoda8 | $100.00 | 9/26/2012 5:08:44 PM |
heerzaquestion | $50.00 | 9/26/2012 4:17:53 PM |
Castellan | $50.00 | 9/26/2012 5:13:57 PM |
durability-slingshot2 | $53.00 | 9/26/2012 5:39:52 PM |
Cai8899 | $25.00 | 9/26/2012 5:47:33 PM |
hard-working-rate3 | $25.00 | 9/26/2012 5:56:43 PM |
SMVM87 | $44.00 | 9/26/2012 5:59:15 PM |
octoberfresh | $25.00 | 9/26/2012 5:59:18 PM |
EnglishGeekInNYC | $25.00 | 9/26/2012 6:08:53 PM |
ninjazx10rida | $25.00 | 9/26/2012 6:11:51 PM |
priceless-felicity7 | $25.00 | 9/26/2012 7:09:47 PM |
grotheik | $30.00 | 9/26/2012 7:10:20 PM |
calamango | $50.00 | 9/26/2012 6:27:12 PM |
ready-interest9 | $25.00 | 9/26/2012 7:21:58 PM |
Goldberry | $100.00 | 9/26/2012 8:54:25 PM |
green28 | $50.00 | 9/27/2012 5:17:08 AM |
Supernick | $300.00 | 9/27/2012 7:07:08 AM |
Culebra1930 | $75.00 | 9/27/2012 7:41:46 AM |
FWF-kinetic | $25.00 | 9/26/2012 9:56:20 PM |
williamgates | $25.00 | 9/26/2012 10:07:08 PM |
worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:36 PM |
Thelonius98 | $25.00 | 9/27/2012 9:02:18 AM |
first-serene-credit | $25.00 | 9/26/2012 11:50:15 PM |
bmbanzai | $25.00 | 9/27/2012 9:02:46 AM |
Seadrag367 | $25.00 | 9/27/2012 9:03:26 AM |
pulmdoc | $25.00 | 9/27/2012 9:04:10 AM |
VicSpi | $100.00 | 9/27/2012 9:04:51 AM |
currency-agave | $50.00 | 9/27/2012 9:04:59 AM |
Digs | $25.00 | 9/27/2012 4:52:35 AM |
herbyman | $50.00 | 9/27/2012 5:37:53 AM |
Woodworker57 | $25.00 | 9/27/2012 9:07:00 AM |
Ragnar | $25.00 | 9/27/2012 9:07:18 AM |
kirkjerk | $50.00 | 9/27/2012 9:07:28 AM |
penny-kahuna0 | $25.00 | 9/27/2012 6:36:31 AM |
john0720 | $25.00 | 9/27/2012 6:56:12 AM |
georgethesir | $50.00 | 9/27/2012 6:59:33 AM |
mighty-return326 | $100.00 | 9/27/2012 6:59:50 AM |
GMPK_TLAS | $50.00 | 9/27/2012 9:09:18 AM |
transparency-river1 | $750.00 | 9/27/2012 9:09:56 AM |
BicyclePostLendingDivision | $35.00 | 9/27/2012 9:10:25 AM |
Kyjamune | $25.00 | 9/27/2012 9:11:05 AM |
Larry1001 | $25.00 | 9/27/2012 9:12:20 AM |
gemoscar | $25.00 | 9/27/2012 9:12:41 AM |
1stTime2ndChance | $25.00 | 9/27/2012 9:00:05 AM |
risk_free | $461.37 | 9/27/2012 8:41:49 AM |
justice-disk7 | $25.00 | 9/27/2012 9:14:16 AM |
LendDoc | $25.00 | 9/27/2012 9:01:39 AM |
L-vex | $25.00 | 9/27/2012 9:14:43 AM |
bonus-quark4 | $25.00 | 9/27/2012 8:53:23 AM |
Turkish101 | $25.00 | 9/27/2012 9:15:40 AM |
1phantom | $25.00 | 9/27/2012 9:01:49 AM |
repayment-launcher | $25.00 | 9/27/2012 9:02:00 AM |
versatile-silver644 | $50.00 | 9/27/2012 9:03:28 AM |
Natronpee | $25.00 | 9/27/2012 9:02:20 AM |
Pizza-man | $50.00 | 9/27/2012 9:17:31 AM |
secobarbital | $100.00 | 9/27/2012 9:17:40 AM |
a-transparency-prodigy | $25.00 | 9/27/2012 9:02:38 AM |
market-vault | $25.00 | 9/27/2012 9:18:07 AM |
established-responsibility10 | $25.00 | 9/27/2012 9:03:15 AM |
Kijib | $25.00 | 9/27/2012 9:03:55 AM |
TCayce | $25.00 | 9/27/2012 9:04:41 AM |
Au-Ag-Pt | $25.00 | 9/27/2012 9:04:05 AM |
leeball | $50.00 | 9/27/2012 9:04:43 AM |
jfd287 | $25.00 | 9/27/2012 9:21:44 AM |
natural-affluence4 | $25.00 | 9/27/2012 9:24:16 AM |
bazaar-fluffy-bunny1 | $25.00 | 9/27/2012 9:25:34 AM |
woodenshoes | $25.00 | 9/27/2012 9:05:16 AM |
innocent-loot | $25.00 | 9/27/2012 9:25:51 AM |
tenchi2777 | $25.00 | 9/27/2012 9:06:48 AM |
gjm6d | $25.00 | 9/27/2012 9:26:10 AM |
trucklawyer | $25.00 | 9/27/2012 9:07:04 AM |
tj2010 | $25.00 | 9/27/2012 9:27:10 AM |
mizon291 | $30.00 | 9/27/2012 9:27:21 AM |
Zolton | $300.00 | 9/27/2012 9:27:36 AM |
principal-trident | $25.00 | 9/27/2012 9:07:43 AM |
well-mannered-power8 | $25.00 | 9/27/2012 9:28:09 AM |
virtualbank | $25.00 | 9/27/2012 9:06:34 AM |
top-community-voyage | $50.00 | 9/27/2012 9:29:21 AM |
jvp | $25.00 | 9/27/2012 9:08:31 AM |
Marfloogan | $25.00 | 9/27/2012 9:31:29 AM |
Rdodson11 | $25.00 | 9/27/2012 9:09:04 AM |
transparency-game-changer0 | $50.00 | 9/27/2012 9:07:22 AM |
the-lean-affluence1 | $25.00 | 9/27/2012 9:31:58 AM |
realinvestora | $25.00 | 9/27/2012 9:09:20 AM |
fearless-wampum2 | $25.00 | 9/27/2012 9:32:27 AM |
market-enthusiast | $25.00 | 9/27/2012 9:10:55 AM |
exchange-pledge | $50.00 | 9/27/2012 9:10:58 AM |
Avala | $100.00 | 9/27/2012 9:08:00 AM |
banker727 | $25.00 | 9/27/2012 9:11:22 AM |
b2006 | $25.00 | 9/27/2012 9:34:02 AM |
wtrboy | $25.00 | 9/27/2012 9:34:31 AM |
TheGoodSamaritan | $26.40 | 9/27/2012 9:12:09 AM |
lowrate | $50.00 | 9/27/2012 9:13:11 AM |
educationfirst | $50.00 | 9/27/2012 9:09:08 AM |
chih2han | $25.00 | 9/27/2012 9:36:24 AM |
jeffpac | $50.00 | 9/27/2012 9:09:52 AM |
Investoman | $25.00 | 9/27/2012 9:37:12 AM |
jonesboyz | $25.00 | 9/27/2012 9:10:40 AM |
girlwithglasses | $50.00 | 9/27/2012 9:12:49 AM |
kind-transparency-ferret | $100.00 | 9/27/2012 9:41:05 AM |
macotra4 | $36.00 | 9/27/2012 9:15:38 AM |
benjamins-explosion142 | $25.00 | 9/27/2012 9:13:28 AM |
mighty-credit57 | $25.00 | 9/27/2012 9:16:21 AM |
opt1mum | $25.00 | 9/27/2012 9:17:10 AM |
SanJoser | $25.00 | 9/27/2012 9:18:23 AM |
littlemonkey | $25.00 | 9/27/2012 9:18:27 AM |
marketplace-cello5 | $25.00 | 9/27/2012 9:19:43 AM |
orloan | $25.00 | 9/27/2012 9:20:38 AM |
magical-greenback | $25.00 | 9/27/2012 9:46:48 AM |
thoughtful-fairness2 | $25.00 | 9/27/2012 9:22:21 AM |
MicroL | $25.00 | 9/27/2012 9:17:20 AM |
boj2007 | $25.00 | 9/27/2012 9:22:35 AM |
tdinmanhattan | $25.00 | 9/27/2012 9:18:06 AM |
Iamthewalrus | $25.00 | 9/27/2012 9:19:30 AM |
power-haven459 | $25.00 | 9/27/2012 9:51:15 AM |
Seriuqs | $25.00 | 9/27/2012 9:24:31 AM |
lender987654321 | $50.00 | 9/27/2012 9:25:05 AM |
SB-Funding | $50.00 | 9/27/2012 9:20:57 AM |
worklessmakemore | $50.00 | 9/27/2012 9:25:56 AM |
AgTiPinisher | $25.00 | 9/27/2012 9:54:43 AM |
C_Mark | $50.00 | 9/27/2012 9:55:19 AM |
PRGuyinVA | $25.00 | 9/27/2012 9:21:27 AM |
nickel-companion5 | $25.00 | 9/27/2012 9:22:19 AM |
cebgop | $25.00 | 9/27/2012 9:56:24 AM |
smart-penny124 | $25.00 | 9/27/2012 9:27:09 AM |
surfnav | $25.00 | 9/27/2012 9:22:36 AM |
James_and_Tracy | $25.00 | 9/27/2012 9:27:24 AM |
newest-exact-commitment | $25.00 | 9/27/2012 9:28:06 AM |
cingular | $25.00 | 9/27/2012 9:28:21 AM |
mebobeh | $25.00 | 9/27/2012 9:23:21 AM |
lendacity | $25.00 | 9/27/2012 9:28:35 AM |
nerdbomber | $25.00 | 9/27/2012 9:28:56 AM |
AgentCash | $25.00 | 9/27/2012 9:58:48 AM |
Namrok | $25.00 | 9/27/2012 9:29:42 AM |
Wilvara | $25.00 | 9/27/2012 9:30:16 AM |
Goodtrip | $25.00 | 9/27/2012 10:00:07 AM |
mlkhamilton | $25.00 | 9/27/2012 9:30:20 AM |
trustu | $50.00 | 9/27/2012 10:00:35 AM |
lend2end | $25.00 | 9/27/2012 9:32:15 AM |
jakesworld | $25.00 | 9/27/2012 9:27:19 AM |
BuckeyeGuy | $25.00 | 9/27/2012 9:33:03 AM |
puifais | $50.00 | 9/27/2012 9:28:08 AM |
larrybird | $1,000.00 | 9/27/2012 9:29:51 AM |
credit-statuette8 | $25.00 | 9/27/2012 9:35:25 AM |
vibrant-trade8 | $35.00 | 9/27/2012 9:35:45 AM |
progressive-asset | $100.00 | 9/27/2012 9:31:31 AM |
GreenSun | $25.00 | 9/27/2012 9:36:30 AM |
bigballer105 | $100.00 | 9/27/2012 9:31:33 AM |
tdswellington | $25.00 | 9/27/2012 9:36:40 AM |
narblark | $50.00 | 9/27/2012 9:36:58 AM |
Prairie-MN | $30.00 | 9/27/2012 9:31:53 AM |
bvzm | $25.00 | 9/27/2012 9:37:08 AM |
kubien | $25.00 | 9/27/2012 9:32:10 AM |
capital-arboretum | $80.00 | 9/27/2012 9:32:12 AM |
bold-witty-p2ploan | $25.00 | 9/27/2012 9:37:30 AM |
capital-dynamo0 | $25.00 | 9/27/2012 9:33:26 AM |
acropiloterau2002 | $25.00 | 9/27/2012 9:34:19 AM |
silverloan | $50.00 | 9/27/2012 9:34:45 AM |
yachtmaster45 | $25.00 | 9/27/2012 9:34:59 AM |
cash-merry-maker | $25.00 | 9/27/2012 9:37:27 AM |
downtownfarm | $25.00 | 9/27/2012 9:37:44 AM |
ThomasCrown | $50.00 | 9/27/2012 9:38:05 AM |
best-deal-banker | $32.00 | 9/27/2012 9:44:21 AM |
bowdish1 | $59.00 | 9/27/2012 9:45:58 AM |
diversification-surge | $25.00 | 9/27/2012 9:48:56 AM |
Aimvest | $25.00 | 9/27/2012 9:51:25 AM |
finance-assembler | $50.00 | 9/27/2012 9:59:49 AM |
Tylerh | $137.00 | 9/27/2012 9:53:02 AM |
kbodendorf | $25.00 | 9/27/2012 10:01:36 AM |
lifegrowth | $25.00 | 9/27/2012 10:02:23 AM |
mar97 | $25.00 | 9/27/2012 10:02:48 AM |
balance-whistle7 | $25.00 | 9/27/2012 9:53:38 AM |
shaker348 | $25.00 | 9/27/2012 10:03:56 AM |
mistertao | $25.00 | 9/27/2012 10:04:02 AM |
stensonb | $25.00 | 9/27/2012 9:56:46 AM |
BlindSquirrel | $25.00 | 9/27/2012 9:58:11 AM |
freesia54 | $50.00 | 9/27/2012 10:00:13 AM |
RodBlizz42 | $29.00 | 9/27/2012 10:02:18 AM |
MiniBank998 | $25.00 | 9/27/2012 10:03:02 AM |
chac | $300.00 | 9/27/2012 10:04:03 AM |
359 Investments
|
Borrower Payment Dependent Notes Series
644887
This series of Notes was issued and sold upon the funding of the borrower loan #75242, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $294.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 6.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 14y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,874 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dr-ferret |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 68 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Dec-2010)
760-779
(Jan-2010)
760-779
(Feb-2008)
780-799
(Jan-2007)
|
Principal balance:
| $1,546.44 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 68 | | |
Description
Home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RgPro | $25.00 | 9/24/2012 5:03:15 PM |
RGlad | $101.00 | 9/24/2012 5:06:35 PM |
imogen22 | $50.00 | 9/24/2012 5:08:46 PM |
MoneyForNothing | $25.68 | 9/24/2012 5:02:05 PM |
nickel-ferret | $25.00 | 9/24/2012 5:11:14 PM |
wetlands | $200.00 | 9/24/2012 5:12:06 PM |
Maverick158 | $50.00 | 9/24/2012 5:13:12 PM |
XP | $50.00 | 9/24/2012 5:03:53 PM |
BenR | $41.00 | 9/24/2012 5:04:51 PM |
investment-artist | $90.10 | 9/24/2012 5:06:17 PM |
repayment-pagoda8 | $100.00 | 9/24/2012 5:06:38 PM |
prudent-dough458 | $25.00 | 9/24/2012 5:18:01 PM |
flo_rida | $100.00 | 9/24/2012 5:20:43 PM |
djs81 | $75.00 | 9/24/2012 5:21:13 PM |
special-dinero553 | $25.00 | 9/24/2012 5:10:00 PM |
victorcab | $25.00 | 9/24/2012 5:21:58 PM |
burgeoning-silver | $25.00 | 9/24/2012 5:12:52 PM |
thrifty-transaction578 | $25.00 | 9/24/2012 5:25:35 PM |
miked8303 | $50.00 | 9/24/2012 5:13:58 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:17 PM |
friendly-money | $100.00 | 9/24/2012 5:31:45 PM |
Avala | $100.00 | 9/24/2012 5:14:57 PM |
debt-fuse158 | $25.00 | 9/24/2012 5:15:31 PM |
derwiki | $25.00 | 9/24/2012 5:15:40 PM |
lionheart722 | $100.00 | 9/24/2012 5:16:14 PM |
brightest-precious-dollar | $25.00 | 9/24/2012 5:36:08 PM |
gristle | $50.00 | 9/24/2012 5:17:50 PM |
Dave0 | $25.00 | 9/24/2012 5:38:59 PM |
ohnezweck | $50.00 | 9/24/2012 5:19:31 PM |
scottyb73 | $25.00 | 9/24/2012 5:41:12 PM |
sammyhammy | $25.00 | 9/24/2012 5:41:48 PM |
misterhobbs | $25.00 | 9/24/2012 5:21:01 PM |
transparency-silo2 | $25.00 | 9/24/2012 5:44:00 PM |
Tai | $25.00 | 9/24/2012 5:23:39 PM |
Taxman44 | $25.00 | 9/24/2012 5:45:50 PM |
dinero-speaker | $25.00 | 9/24/2012 5:46:00 PM |
the-kindness-honker | $25.00 | 9/24/2012 5:23:46 PM |
point653 | $25.00 | 9/24/2012 5:47:41 PM |
reflective-ore3 | $25.00 | 9/24/2012 5:24:44 PM |
WxChem | $25.00 | 9/24/2012 5:49:01 PM |
tenacious-affluence | $25.00 | 9/24/2012 5:28:17 PM |
Tradesmanlender | $25.00 | 9/24/2012 5:26:32 PM |
MasonWitt | $25.00 | 9/24/2012 5:28:22 PM |
resolute-payment | $25.00 | 9/24/2012 5:32:32 PM |
handy-money9 | $75.00 | 9/24/2012 5:29:39 PM |
enthralling-investment | $25.00 | 9/24/2012 5:31:35 PM |
opportunity85 | $25.00 | 9/24/2012 5:33:41 PM |
the-shrewd-wampum | $25.00 | 9/24/2012 5:32:11 PM |
skillful-justice879 | $25.00 | 9/24/2012 5:34:09 PM |
important-gold5 | $25.00 | 9/24/2012 5:34:28 PM |
p2p-scientist868 | $50.00 | 9/24/2012 5:35:08 PM |
delectable-point5 | $50.00 | 9/24/2012 5:36:15 PM |
faultlinejohnny | $100.00 | 9/24/2012 5:37:06 PM |
Castellan | $50.00 | 9/24/2012 5:36:04 PM |
igloo268 | $25.00 | 9/24/2012 5:40:23 PM |
mvalley | $25.00 | 9/24/2012 5:42:49 PM |
clickbrain | $25.00 | 9/24/2012 5:43:26 PM |
Supernick | $500.00 | 9/24/2012 5:41:25 PM |
JJ9876 | $25.00 | 9/24/2012 5:41:49 PM |
Byrd24 | $100.00 | 9/24/2012 5:43:45 PM |
egw | $50.00 | 9/24/2012 5:45:32 PM |
social-attraction463 | $25.00 | 9/24/2012 5:45:00 PM |
efficient-truth | $25.00 | 9/24/2012 5:45:55 PM |
innovator10 | $500.00 | 9/24/2012 5:45:44 PM |
jk15 | $25.00 | 9/24/2012 5:46:48 PM |
gold-pudding6 | $60.00 | 9/24/2012 5:47:21 PM |
MattLic | $25.00 | 9/24/2012 5:47:23 PM |
terminal-velocity34 | $25.00 | 9/24/2012 5:47:47 PM |
chestnut4 | $25.00 | 9/24/2012 5:48:54 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:03:33 PM |
unforgettable-pound574 | $50.00 | 9/24/2012 5:06:29 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:52 PM |
auction-sage | $100.00 | 9/24/2012 5:12:38 PM |
Kyjamune | $25.00 | 9/24/2012 5:04:19 PM |
well-mannered-power8 | $25.00 | 9/24/2012 5:14:33 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:05:56 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:11 PM |
smithd76 | $25.00 | 9/24/2012 5:18:18 PM |
Millmanator | $25.00 | 9/24/2012 5:18:54 PM |
compassionate-payment218 | $25.00 | 9/24/2012 5:19:38 PM |
sweety075 | $25.00 | 9/24/2012 5:06:48 PM |
SRPT | $25.00 | 9/24/2012 5:09:34 PM |
DadWarbucks | $25.00 | 9/24/2012 5:22:29 PM |
Darts | $50.00 | 9/24/2012 5:24:06 PM |
dospapalotes | $25.00 | 9/24/2012 5:12:05 PM |
socrates520 | $50.00 | 9/24/2012 5:26:59 PM |
buraky | $50.00 | 9/24/2012 5:29:27 PM |
stoopidnoodle | $25.00 | 9/24/2012 5:29:46 PM |
HappyToLoan | $35.00 | 9/24/2012 5:32:44 PM |
rate-mogul | $50.00 | 9/24/2012 5:14:58 PM |
bazaar-tulip | $25.00 | 9/24/2012 5:33:57 PM |
sturdy-fairness0 | $100.00 | 9/24/2012 5:15:37 PM |
shaker348 | $25.00 | 9/24/2012 5:34:25 PM |
market-cougar3 | $50.00 | 9/24/2012 5:15:55 PM |
bewitching-commitment421 | $100.00 | 9/24/2012 5:34:56 PM |
LeReve | $500.00 | 9/24/2012 5:16:33 PM |
ChrisTJ | $25.00 | 9/24/2012 5:16:44 PM |
janeybooboo | $74.74 | 9/24/2012 5:16:50 PM |
krisran | $41.00 | 9/24/2012 5:17:30 PM |
velocity-scrutinzer6 | $50.00 | 9/24/2012 5:37:43 PM |
fantastic-investment9 | $25.00 | 9/24/2012 5:20:19 PM |
payout-reaction740 | $50.00 | 9/24/2012 5:39:31 PM |
flexible-value | $50.00 | 9/24/2012 5:40:27 PM |
pdxKurt | $50.00 | 9/24/2012 5:20:58 PM |
useful-money715 | $25.00 | 9/24/2012 5:21:27 PM |
phaded | $25.00 | 9/24/2012 5:21:31 PM |
awe-inspiring-commitment972 | $50.00 | 9/24/2012 5:45:15 PM |
lenderrob | $25.00 | 9/24/2012 5:22:00 PM |
CaptainBL | $25.00 | 9/24/2012 5:22:46 PM |
liberty-viola | $30.00 | 9/24/2012 5:45:57 PM |
ChrisJB | $25.00 | 9/24/2012 5:46:26 PM |
mr_haldane | $100.00 | 9/24/2012 5:23:33 PM |
urbane-deal152 | $50.00 | 9/24/2012 5:24:13 PM |
excellent-funds649 | $50.00 | 9/24/2012 5:24:25 PM |
TennSquire | $25.00 | 9/24/2012 5:48:21 PM |
NR | $25.00 | 9/24/2012 5:25:03 PM |
csakhil | $50.00 | 9/24/2012 5:26:46 PM |
Herluftrolle | $25.00 | 9/24/2012 5:26:07 PM |
historic-balance5 | $50.00 | 9/24/2012 5:28:24 PM |
Hawaiibynight | $25.00 | 9/24/2012 5:32:30 PM |
entertaining-rate9 | $25.00 | 9/24/2012 5:33:39 PM |
tranquil-gain1 | $75.00 | 9/24/2012 5:31:52 PM |
ready-justice7 | $50.00 | 9/24/2012 5:33:22 PM |
capital-magician561 | $25.00 | 9/24/2012 5:35:47 PM |
deborahz | $25.00 | 9/24/2012 5:38:50 PM |
Tylerh | $61.00 | 9/24/2012 5:39:44 PM |
6moonbeams | $50.00 | 9/24/2012 5:40:46 PM |
britgsb | $50.00 | 9/24/2012 5:42:13 PM |
hitsman | $50.00 | 9/24/2012 5:40:06 PM |
mariah8641 | $30.00 | 9/24/2012 5:40:14 PM |
LittlePiggyBank | $25.00 | 9/24/2012 5:42:57 PM |
ulisingh | $50.00 | 9/24/2012 5:43:42 PM |
knowledgeable-silver6 | $25.00 | 9/24/2012 5:44:24 PM |
DirtyJenga | $25.00 | 9/24/2012 5:44:56 PM |
134 Investments
|
Borrower Payment Dependent Notes Series
644895
This series of Notes was issued and sold upon the funding of the borrower loan #75018, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $289.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1980 |
Debt/Income ratio:
| 25% |
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,323 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fluffy-bunny599 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...consolidate all debts into one monthly payment
My financial situation: My financial situation is stable. I would just like to pay everything down and have 1 payment that i need to worry about.
I am a good candidate for this loan because...
I have a good repayment history and I am responsible and a man of my word.
Monthly net income: $5900.00
Monthly expenses: $0.00
Housing: $0.00
Insurance: $200.00
Car expenses: $0
Utilities: $100.00
Phone, cable, internet: $60.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-missile | $50.00 | 9/25/2012 9:04:11 AM |
income-triangulation1 | $25.00 | 9/25/2012 9:02:58 AM |
competent-commitment5 | $25.00 | 9/25/2012 9:04:56 AM |
glimmering-liberty616 | $25.00 | 9/25/2012 9:03:38 AM |
golffish2 | $25.00 | 9/25/2012 9:04:02 AM |
worth-blanket2 | $8,550.00 | 9/25/2012 9:06:00 AM |
commerce-venture1 | $25.00 | 9/25/2012 9:05:43 AM |
diplomatic-wealth7 | $25.00 | 9/25/2012 9:04:11 AM |
creditjunky | $125.00 | 9/25/2012 9:02:58 AM |
phenomenal-rate1 | $500.00 | 9/25/2012 9:03:07 AM |
Bob450 | $30.00 | 9/25/2012 9:05:17 AM |
supreme-treasure8 | $100.00 | 9/25/2012 9:05:35 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
644935
This series of Notes was issued and sold upon the funding of the borrower loan #75226, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $126.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 8% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
11 | Length of status: | 19y 5m |
Amount delinquent:
| $219 |
Total credit lines:
| 46 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,823 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-rupee-banshee |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 25 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $16,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Apr-2012)
660-679
(Jun-2011)
720-739
(Feb-2010)
700-719
(Jan-2010)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 25 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Hippo-IRA1 | $25.00 | 9/25/2012 5:17:55 PM |
kscc183 | $25.00 | 9/25/2012 5:24:31 PM |
MoneyForNothing | $25.25 | 9/25/2012 5:03:38 PM |
MONEY-1957 | $25.00 | 9/25/2012 5:27:45 PM |
community-burrito9 | $75.00 | 9/25/2012 5:18:43 PM |
LaGrangeLender | $60.00 | 9/25/2012 5:11:15 PM |
adventurer447 | $300.00 | 9/25/2012 5:32:00 PM |
justreturns | $25.00 | 9/25/2012 5:26:11 PM |
phenomenal-rate1 | $500.00 | 9/25/2012 5:26:22 PM |
ready-justice7 | $50.00 | 9/25/2012 5:27:44 PM |
CreditBuilder2 | $25.01 | 9/25/2012 5:28:11 PM |
LoanerPrincipal | $25.00 | 9/25/2012 5:28:25 PM |
blue-lively-platinum | $25.00 | 9/25/2012 5:37:03 PM |
aztec | $50.00 | 9/25/2012 5:25:14 PM |
wildguy | $100.00 | 9/25/2012 5:38:02 PM |
SBT | $25.00 | 9/25/2012 5:40:38 PM |
daw1878 | $50.00 | 9/25/2012 5:37:14 PM |
mariah8641 | $30.00 | 9/25/2012 5:39:28 PM |
tenacious-affluence | $25.00 | 9/25/2012 5:34:11 PM |
auction-sage | $100.00 | 9/25/2012 5:36:56 PM |
Sneezie | $100.00 | 9/25/2012 5:38:35 PM |
brainy-credit1 | $40.00 | 9/25/2012 5:46:52 PM |
LeReve | $500.00 | 9/25/2012 5:41:01 PM |
networks4ever | $25.00 | 9/25/2012 6:04:24 PM |
peace-adventurer3 | $25.00 | 9/25/2012 5:46:18 PM |
payment-halo | $25.00 | 9/25/2012 6:10:21 PM |
thankful-nickel2 | $55.50 | 9/25/2012 5:51:32 PM |
Dubbs360 | $500.00 | 9/25/2012 5:59:11 PM |
janeybooboo | $75.00 | 9/25/2012 6:08:19 PM |
dynrep | $25.00 | 9/25/2012 6:11:12 PM |
Mad_Scientist | $43.16 | 9/25/2012 6:12:35 PM |
johngaltline | $25.00 | 9/25/2012 6:13:05 PM |
goodhearted-gold3 | $25.00 | 9/25/2012 6:15:31 PM |
benjamin67 | $25.00 | 9/25/2012 6:16:27 PM |
social-attraction463 | $25.00 | 9/25/2012 5:06:42 PM |
sweety075 | $25.00 | 9/25/2012 5:08:08 PM |
moola-accelerator6 | $50.00 | 9/25/2012 5:20:19 PM |
dkjl | $25.00 | 9/25/2012 5:34:59 PM |
108lender | $200.00 | 9/25/2012 5:21:31 PM |
wetlands | $200.00 | 9/25/2012 5:35:55 PM |
compoundinterest | $25.00 | 9/25/2012 5:31:36 PM |
excellent-funds649 | $50.00 | 9/25/2012 5:27:49 PM |
upc_tnt | $25.00 | 9/25/2012 5:44:59 PM |
jubilant-capital1 | $50.00 | 9/25/2012 5:32:16 PM |
RGlad | $101.00 | 9/25/2012 5:33:27 PM |
income-buffalo1 | $50.00 | 9/25/2012 5:52:05 PM |
ATWLab | $25.00 | 9/25/2012 5:40:24 PM |
capital-blueberry | $25.00 | 9/25/2012 5:36:40 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:25 PM |
market-cougar3 | $50.00 | 9/25/2012 5:59:45 PM |
progressive-economy261 | $500.00 | 9/25/2012 6:00:04 PM |
truth-igniter4 | $25.00 | 9/25/2012 5:54:28 PM |
RGlad | $199.00 | 9/25/2012 5:54:33 PM |
thrifty-transaction578 | $25.00 | 9/25/2012 6:04:46 PM |
pdub | $250.00 | 9/25/2012 5:57:16 PM |
intuitive-benefit3 | $100.00 | 9/25/2012 5:49:26 PM |
calamango | $50.00 | 9/25/2012 5:58:27 PM |
MI2 | $346.08 | 9/25/2012 6:22:09 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
644955
This series of Notes was issued and sold upon the funding of the borrower loan #75109, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $55.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1976 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 21y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $70,060 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| sympathetic-felicity8 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2011)
|
Principal balance:
| $1,660.80 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
musegaze | $50.00 | 9/25/2012 9:03:18 AM |
kindness-jedi | $25.00 | 9/25/2012 9:03:44 AM |
enchanted-note14 | $25.00 | 9/25/2012 9:06:13 AM |
Assets-Up | $25.00 | 9/25/2012 9:07:30 AM |
Nopa | $25.00 | 9/25/2012 9:07:57 AM |
Fitiwalt7 | $25.00 | 9/25/2012 9:03:07 AM |
Whipster | $60.00 | 9/25/2012 9:04:31 AM |
lowrater | $50.70 | 9/25/2012 9:03:51 AM |
scholarly-order6 | $25.00 | 9/25/2012 9:05:36 AM |
gokart83 | $25.00 | 9/25/2012 9:05:42 AM |
NekHoldings | $25.00 | 9/25/2012 9:06:11 AM |
networks4ever | $25.00 | 9/25/2012 9:05:17 AM |
pierrelasvegas | $25.00 | 9/25/2012 9:11:12 AM |
credit-missile | $79.00 | 9/25/2012 9:08:30 AM |
unforgettable-wealth4 | $50.00 | 9/25/2012 9:06:26 AM |
MoneyForNothing | $25.09 | 9/25/2012 9:07:35 AM |
worth-blanket2 | $1,800.00 | 9/25/2012 9:11:46 AM |
competent-commitment5 | $25.00 | 9/25/2012 9:04:56 AM |
RGlad | $100.00 | 9/25/2012 9:05:12 AM |
Endeavour | $40.00 | 9/25/2012 9:05:49 AM |
thrilling-fund427 | $50.00 | 9/25/2012 9:04:30 AM |
supreme-treasure8 | $100.00 | 9/25/2012 9:05:35 AM |
Bob450 | $30.00 | 9/25/2012 9:06:07 AM |
loan-fate | $50.00 | 9/25/2012 9:09:32 AM |
bob450-roth | $25.00 | 9/25/2012 9:09:59 AM |
25 Investments
|
Borrower Payment Dependent Notes Series
644959
This series of Notes was issued and sold upon the funding of the borrower loan #75133, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $243.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 58% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
20 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,903 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| vtchickie02 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To pay my credit cards off.
This loan will be used to...Pay off credit cards and other bills. I want to be debt free over time and combine all my payments into one easy payment a month!
My financial situation: Good. I just have too many individual bills to pay. I want an easy one payment! I have student loans out in my name, but they are currently in deferment for being enrolled in school.
I am a good candidate for this loan because... I have consistent employment history and consistent income.
Monthly net income: $ 1800
Monthly expenses: $ 1500 (including credit card bills)
Housing: $ 580
Insurance: $ 100
Car expenses: $ 230
Utilities: $ 50
Phone, cable, internet: $ 100
Food, entertainment: $ 100
Clothing, household expenses: $
Credit cards and other loans: $ 400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $7,200.00 | 9/24/2012 5:05:30 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:52 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:34 PM |
InChicago | $40.03 | 9/24/2012 5:01:34 PM |
Beld | $50.00 | 9/24/2012 5:03:55 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:04:25 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
645019
This series of Notes was issued and sold upon the funding of the borrower loan #75114, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Sep-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 15.74% |
Borrower rate/APR:
| 16.74% / 19.11% |
Monthly payment:
| $370.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.68% | | |
| |
Estimated return*:
| 11.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 49% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 16y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,023 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| helpful-p2p740 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 88% )
| 740-759 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 1
( 13% )
| 780-799
(Dec-2011)
|
Principal balance:
| $8,396.96 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan:
This loan will used to consolidate all miscellaneous debt into one smaller payment.
My financial situation:
I am a good candidate for this loan because I have great credit, I always pay my bills on time. I have a current loan with prosper in good standings. I'm employed full-time. I have long, good, standing credit history with all my creditors.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
PrimeFunding | $25.00 | 9/24/2012 6:14:19 PM |
cardminger | $25.00 | 9/24/2012 5:05:20 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:05:57 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:03:37 PM |
auction-sage | $100.00 | 9/24/2012 5:12:38 PM |
Kyjamune | $25.00 | 9/24/2012 5:04:19 PM |
unforgettable-pound574 | $50.00 | 9/24/2012 5:06:29 PM |
repayment-pagoda8 | $100.00 | 9/24/2012 5:06:44 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:12 PM |
useful-money715 | $25.00 | 9/24/2012 5:21:28 PM |
Kunakiku | $25.00 | 9/24/2012 5:11:04 PM |
Darts | $50.00 | 9/24/2012 5:24:07 PM |
tornado351 | $25.00 | 9/24/2012 5:24:43 PM |
radiant-dollar9 | $200.00 | 9/24/2012 5:13:07 PM |
Sanford-N-Sons | $25.00 | 9/24/2012 5:27:57 PM |
adventurer447 | $300.00 | 9/24/2012 5:14:17 PM |
volcano494 | $28.23 | 9/24/2012 5:33:02 PM |
bazaar-tulip | $25.00 | 9/24/2012 5:33:57 PM |
bewitching-commitment421 | $100.00 | 9/24/2012 5:34:56 PM |
LeReve | $500.00 | 9/24/2012 5:16:34 PM |
calamango | $50.00 | 9/24/2012 5:38:20 PM |
MoneyForNothing | $25.07 | 9/24/2012 5:20:53 PM |
mariah8641 | $30.00 | 9/24/2012 5:40:14 PM |
mvalley | $25.00 | 9/24/2012 5:42:49 PM |
mr_haldane | $100.00 | 9/24/2012 5:23:33 PM |
gold-pudding6 | $60.00 | 9/24/2012 5:47:21 PM |
excellent-funds649 | $50.00 | 9/24/2012 5:24:25 PM |
friendly-gold | $25.00 | 9/24/2012 5:50:09 PM |
intuitive-benefit3 | $100.00 | 9/24/2012 5:50:38 PM |
CreditBuilder2 | $25.01 | 9/24/2012 5:53:05 PM |
inspiring-marketplace | $25.00 | 9/24/2012 5:54:52 PM |
justreturns | $25.00 | 9/24/2012 5:55:12 PM |
friendly-money | $70.00 | 9/24/2012 5:31:45 PM |
KryptonWare-com | $25.00 | 9/24/2012 5:28:42 PM |
loyalty-sherpa | $25.00 | 9/24/2012 5:58:49 PM |
skro | $25.00 | 9/24/2012 5:59:02 PM |
ready-justice7 | $50.00 | 9/24/2012 5:33:22 PM |
entertaining-rate9 | $25.00 | 9/24/2012 5:33:39 PM |
Cai8899 | $25.00 | 9/24/2012 6:04:33 PM |
deal-vibrato | $25.00 | 9/24/2012 6:05:52 PM |
velocity-scrutinzer6 | $50.00 | 9/24/2012 5:37:44 PM |
AFairDeal | $25.00 | 9/24/2012 6:13:11 PM |
hitsman | $50.00 | 9/24/2012 5:40:07 PM |
ulisingh | $50.00 | 9/24/2012 5:43:42 PM |
luminous-marketplace5 | $25.00 | 9/24/2012 6:22:03 PM |
hope-kingdom | $50.00 | 9/24/2012 6:26:34 PM |
social-attraction463 | $25.00 | 9/24/2012 5:45:00 PM |
liberty-viola | $30.00 | 9/24/2012 5:45:58 PM |
yertle9 | $25.00 | 9/24/2012 6:40:13 PM |
marwadi-62 | $500.00 | 9/24/2012 6:41:24 PM |
money-bauble | $200.00 | 9/24/2012 6:44:26 PM |
Alpha-AssistU | $25.00 | 9/24/2012 5:50:06 PM |
basis-mate7 | $25.00 | 9/24/2012 5:52:48 PM |
dukeiyer | $25.00 | 9/24/2012 6:59:28 PM |
reverent-finance79 | $43.00 | 9/24/2012 5:56:14 PM |
leverage-galleon | $30.00 | 9/24/2012 7:16:18 PM |
kind-magical-investment | $25.00 | 9/24/2012 5:57:23 PM |
red-fervent-deal | $25.00 | 9/24/2012 5:57:35 PM |
liberty-point | $50.00 | 9/24/2012 6:00:39 PM |
l2fp | $30.00 | 9/24/2012 8:27:17 PM |
studious-bonus7 | $100.00 | 9/24/2012 6:05:32 PM |
MadHun | $200.00 | 9/24/2012 6:05:40 PM |
keen-credit6 | $29.00 | 9/24/2012 6:07:52 PM |
american6 | $50.00 | 9/24/2012 6:09:40 PM |
kulender | $50.00 | 9/24/2012 8:56:23 PM |
authentic-liberty7 | $25.00 | 9/24/2012 6:11:29 PM |
Queueball1 | $25.00 | 9/24/2012 6:12:24 PM |
rentalguy | $25.00 | 9/24/2012 6:12:39 PM |
DadWarbucks | $25.00 | 9/24/2012 6:13:25 PM |
aztec | $50.00 | 9/24/2012 6:13:42 PM |
jcw3rd | $25.00 | 9/24/2012 10:04:02 PM |
JoyfulVegetarian | $25.00 | 9/24/2012 6:14:28 PM |
nex | $25.00 | 9/24/2012 6:14:41 PM |
daisuke | $25.00 | 9/24/2012 6:15:09 PM |
chillware | $25.00 | 9/24/2012 6:15:30 PM |
kenji4861 | $25.00 | 9/24/2012 6:18:35 PM |
fairness-leader3 | $315.00 | 9/24/2012 11:24:49 PM |
Solid-Platinum | $25.00 | 9/25/2012 12:18:13 AM |
Trondheim_Norway | $50.00 | 9/24/2012 6:23:02 PM |
restless-currency | $40.00 | 9/24/2012 6:22:00 PM |
CougarRoar | $25.00 | 9/24/2012 6:23:58 PM |
overflowinglife | $25.00 | 9/24/2012 6:27:30 PM |
KLCRAY | $50.00 | 9/25/2012 2:20:03 AM |
bellaquito | $500.00 | 9/24/2012 6:42:22 PM |
dime-sprout | $25.00 | 9/24/2012 6:43:09 PM |
diplomatic-wealth7 | $100.00 | 9/24/2012 6:49:38 PM |
helping-out | $125.00 | 9/25/2012 5:08:46 AM |
unequivocal-return | $250.00 | 9/24/2012 7:18:58 PM |
fairness-symphony2 | $25.00 | 9/24/2012 7:11:33 PM |
sgt-schultz | $45.00 | 9/25/2012 6:08:10 AM |
chrisb1414 | $25.00 | 9/25/2012 6:16:27 AM |
intrepid-loot | $25.00 | 9/24/2012 7:33:37 PM |
Navy_Wife_Retired | $45.59 | 9/25/2012 6:22:17 AM |
SouthernRemarketing | $25.00 | 9/25/2012 6:32:32 AM |
heartpounding-truth325 | $25.00 | 9/24/2012 8:08:49 PM |
SweetSerenityInvest | $25.53 | 9/25/2012 6:35:15 AM |
Urban-MBA | $25.00 | 9/25/2012 6:36:54 AM |
cordial-affluence2 | $25.00 | 9/24/2012 8:52:53 PM |
reward-excellency1 | $25.00 | 9/25/2012 6:41:55 AM |
planetibet | $25.00 | 9/25/2012 6:47:26 AM |
hokee | $25.00 | 9/25/2012 6:51:44 AM |
transparency-universe8 | $25.00 | 9/25/2012 6:55:25 AM |
relentless-social631 | $55.83 | 9/25/2012 7:01:05 AM |
blue-laudable-dinero | $25.00 | 9/24/2012 9:32:20 PM |
itsmaj | $40.00 | 9/24/2012 9:56:27 PM |
houli123 | $50.00 | 9/24/2012 11:10:53 PM |
napmanger | $100.00 | 9/24/2012 11:23:51 PM |
soccer_nut | $30.00 | 9/24/2012 11:55:41 PM |
wonderous-power | $25.00 | 9/25/2012 2:20:29 AM |
hopeful-silver5 | $25.70 | 9/25/2012 2:57:38 AM |
market-trooper3 | $30.00 | 9/25/2012 3:05:27 AM |
gilbrear | $25.00 | 9/25/2012 4:16:37 AM |
note-mad-scientist | $25.00 | 9/25/2012 4:40:05 AM |
transaction-keeper5 | $25.00 | 9/25/2012 5:13:19 AM |
rockhound84 | $50.00 | 9/25/2012 5:32:57 AM |
TigerForce | $25.00 | 9/25/2012 5:48:44 AM |
commerce-enlistment | $49.00 | 9/25/2012 5:53:29 AM |
PropertyInvest | $25.00 | 9/25/2012 5:55:13 AM |
awesome-generosity4 | $39.00 | 9/25/2012 6:00:29 AM |
tremendous-deal8 | $50.00 | 9/25/2012 6:11:35 AM |
imogen22 | $50.00 | 9/24/2012 5:08:46 PM |
affluence-microscope2 | $200.00 | 9/24/2012 5:02:05 PM |
simplelender80 | $500.00 | 9/24/2012 5:02:52 PM |
wetlands | $200.00 | 9/24/2012 5:12:07 PM |
windguy | $50.00 | 9/24/2012 5:15:29 PM |
sturdy-fairness0 | $100.00 | 9/24/2012 5:15:37 PM |
flo_rida | $100.00 | 9/24/2012 5:20:44 PM |
phaded | $25.00 | 9/24/2012 5:21:31 PM |
thrifty-transaction578 | $25.00 | 9/24/2012 5:25:35 PM |
miked8303 | $50.00 | 9/24/2012 5:13:59 PM |
astute-benjamins | $150.00 | 9/24/2012 5:31:49 PM |
BiggestG | $25.00 | 9/24/2012 5:18:19 PM |
Supernick | $500.00 | 9/24/2012 5:42:06 PM |
lenderrob | $25.00 | 9/24/2012 5:22:00 PM |
Tradesmanlender | $25.00 | 9/24/2012 5:26:32 PM |
tenacious-affluence | $25.00 | 9/24/2012 5:28:18 PM |
ready-interest9 | $25.00 | 9/24/2012 5:52:44 PM |
socrates520 | $50.00 | 9/24/2012 5:26:59 PM |
Anonymous_Guy | $25.00 | 9/24/2012 5:54:45 PM |
successful-agreement7 | $100.00 | 9/24/2012 5:56:24 PM |
paytonbrigadier | $250.00 | 9/24/2012 6:00:08 PM |
adaboy65 | $100.00 | 9/24/2012 6:02:33 PM |
Castellan | $50.00 | 9/24/2012 5:36:05 PM |
HamachiMan | $50.00 | 9/24/2012 6:05:22 PM |
mondial4 | $100.00 | 9/24/2012 6:09:38 PM |
wigglesworth4 | $100.00 | 9/24/2012 6:16:35 PM |
wwwUniversal | $25.00 | 9/24/2012 6:18:31 PM |
MyPFBlog | $25.00 | 9/24/2012 6:20:02 PM |
entertaining-revenue4 | $50.00 | 9/24/2012 5:45:40 PM |
efficient-truth | $25.00 | 9/24/2012 5:45:56 PM |
subtle-social4 | $25.00 | 9/24/2012 6:30:30 PM |
Taxman44 | $25.00 | 9/24/2012 5:45:51 PM |
blazing-capital2 | $250.00 | 9/24/2012 6:44:09 PM |
chestnut4 | $25.00 | 9/24/2012 5:48:54 PM |
EthanColeInvestingGroup | $25.00 | 9/24/2012 6:47:38 PM |
otalon | $25.00 | 9/24/2012 5:50:21 PM |
flypenguin | $25.00 | 9/24/2012 5:52:25 PM |
robust-economy275 | $25.00 | 9/24/2012 6:52:12 PM |
transparency-position | $63.00 | 9/24/2012 6:54:21 PM |
greenback-snowdome1 | $50.00 | 9/24/2012 5:56:43 PM |
networks4ever | $25.00 | 9/24/2012 5:56:53 PM |
jhussey | $100.00 | 9/24/2012 5:58:25 PM |
CalBear08 | $33.33 | 9/24/2012 7:41:34 PM |
mindful-generosity1 | $50.00 | 9/24/2012 6:01:26 PM |
IP | $25.00 | 9/24/2012 6:01:45 PM |
ideomorph | $25.00 | 9/24/2012 6:04:18 PM |
loan-oath0 | $50.01 | 9/24/2012 8:28:50 PM |
hickeyjosp | $50.00 | 9/24/2012 6:04:38 PM |
hope-hickory8 | $25.00 | 9/24/2012 8:42:47 PM |
Investoman | $25.00 | 9/24/2012 6:08:15 PM |
FWF-kinetic | $25.00 | 9/24/2012 9:07:18 PM |
Science7124 | $25.00 | 9/24/2012 6:12:25 PM |
resolute-basis9 | $25.00 | 9/24/2012 6:13:07 PM |
neutron543 | $25.00 | 9/24/2012 6:13:57 PM |
payout-paladin3 | $500.00 | 9/24/2012 6:13:44 PM |
zxcvbn | $134.05 | 9/24/2012 6:14:04 PM |
TheBelt | $25.00 | 9/24/2012 10:05:52 PM |
Med-Tech-Here | $28.00 | 9/24/2012 6:15:25 PM |
a-unflappable-finance | $49.00 | 9/24/2012 6:17:33 PM |
Altitude-Transport | $25.00 | 9/24/2012 11:38:00 PM |
zone6 | $100.00 | 9/24/2012 6:35:33 PM |
payout-paladin3 | $250.00 | 9/24/2012 6:37:51 PM |
community-burrito9 | $35.00 | 9/24/2012 6:38:40 PM |
compassion-angel4 | $50.00 | 9/25/2012 4:15:16 AM |
trustedfriend | $25.00 | 9/24/2012 6:39:24 PM |
mikeandcat | $126.44 | 9/25/2012 4:46:16 AM |
DoctorJoe | $25.00 | 9/25/2012 5:12:31 AM |
Digs | $25.00 | 9/25/2012 5:19:01 AM |
vigilance-spinner3 | $25.00 | 9/24/2012 7:07:30 PM |
retirementplan2012 | $26.84 | 9/25/2012 5:37:28 AM |
p2p-mogul | $45.00 | 9/24/2012 7:57:10 PM |
RGlad | $150.00 | 9/24/2012 8:31:23 PM |
rcs2003 | $57.50 | 9/24/2012 9:11:19 PM |
prosha | $25.00 | 9/24/2012 9:23:23 PM |
ChoiceInvestments | $28.50 | 9/24/2012 9:11:55 PM |
exchange-triangulation | $56.78 | 9/24/2012 10:29:12 PM |
chorus731 | $25.00 | 9/24/2012 10:59:14 PM |
Marssoft | $55.43 | 9/24/2012 11:14:29 PM |
credit-adventurer313 | $37.43 | 9/25/2012 2:17:33 AM |
cash-spinner | $25.00 | 9/25/2012 5:06:18 AM |
New-Truck-Savings | $25.00 | 9/25/2012 5:07:39 AM |
akurosawafan | $107.56 | 9/25/2012 5:13:18 AM |
benefit-position | $25.00 | 9/25/2012 5:22:34 AM |
just-finance2 | $25.00 | 9/25/2012 5:44:01 AM |
MassBile | $39.30 | 9/25/2012 5:56:32 AM |
ChewyZ | $25.00 | 9/25/2012 6:05:50 AM |
radforj22 | $25.00 | 9/25/2012 5:41:11 AM |
Asgardian | $25.00 | 9/25/2012 5:48:00 AM |
InvestForWealth | $29.81 | 9/25/2012 6:10:30 AM |
favorable-bill380 | $30.00 | 9/25/2012 5:56:37 AM |
ICHITECH | $25.00 | 9/25/2012 6:00:35 AM |
Navy-Retired | $30.05 | 9/25/2012 6:23:06 AM |
principal-laser | $71.01 | 9/25/2012 6:36:08 AM |
dough-tsunami2 | $25.00 | 9/25/2012 6:52:40 AM |
loyalty-hornet6 | $25.00 | 9/25/2012 6:34:42 AM |
215 Investments
|
Borrower Payment Dependent Notes Series
645027
This series of Notes was issued and sold upon the funding of the borrower loan #75347, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 27.39% |
Borrower rate/APR:
| 28.39% / 32.33% |
Monthly payment:
| $207.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.14% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 17% |
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 7 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 9m |
Amount delinquent:
| $4,897 |
Total credit lines:
| 29 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $500 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dough-balancer7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $4,887.05 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2011)
|
Principal balance:
| $3,315.83 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Consolidate and help my son to finally adopt his step-daughter
My financial situation:
I am a good candidate for this loan because...
I am a reliable person with stable job/career going throught bad times. I have direct deposit . I have bank with Suntrust Bank for 25 years. I also am exbanker that worked for SunTrust for ten years
Monthly net income: $3500.00
Monthly expenses: $ 2250.00
Housing: $0
Insurance: $200.00
Car expenses: $300.00
Utilities: $400.00
Phone, cable, internet: $400.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $450.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Wish-Granted | $25.00 | 9/25/2012 5:02:23 PM |
DSFinancial | $25.00 | 9/25/2012 5:04:19 PM |
MoneyForNothing | $25.15 | 9/25/2012 5:05:08 PM |
finance-prescription | $100.00 | 9/25/2012 5:06:02 PM |
Finchy78 | $25.00 | 9/25/2012 5:13:03 PM |
worth-blanket2 | $4,500.00 | 9/25/2012 5:05:18 PM |
spartacusiam | $25.00 | 9/25/2012 5:05:01 PM |
toblerone | $25.00 | 9/25/2012 5:14:21 PM |
power-chihuahua | $25.00 | 9/25/2012 5:13:05 PM |
LittleMingo | $25.00 | 9/25/2012 5:04:17 PM |
handy-justice | $25.00 | 9/25/2012 5:03:47 PM |
felicity-contributor3 | $25.00 | 9/25/2012 5:04:27 PM |
kinder-credit-bear | $149.85 | 9/25/2012 5:14:42 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
645039
This series of Notes was issued and sold upon the funding of the borrower loan #74958, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 27.39% |
Borrower rate/APR:
| 28.39% / 32.33% |
Monthly payment:
| $166.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.14% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 26% |
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,818 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sensation310 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 44 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $6,300.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2011)
660-679
(Aug-2010)
560-579
(Aug-2008)
|
Principal balance:
| $2,779.54 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 44 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to help get into new home and finish paying off high interest debt.
My financial situation:
I am a good candidate for this loan because I always pay my Prosper loans. I have a great job and am looking to purchase a new home in the very near future. Through Prosper, I have been able to minimize debt and keep interest rates very reasonable.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
school-loan-gambler | $388.88 | 9/25/2012 5:03:39 PM |
marinbb | $50.00 | 9/25/2012 5:04:02 PM |
fantastic-contract1 | $300.00 | 9/25/2012 5:01:43 PM |
trumpeter5 | $25.00 | 9/25/2012 5:02:16 PM |
MoneyForNothing | $60.44 | 9/25/2012 5:02:46 PM |
DSFinancial | $25.00 | 9/25/2012 5:04:19 PM |
snm2001 | $25.00 | 9/25/2012 5:07:52 PM |
handy-justice | $50.00 | 9/25/2012 5:02:39 PM |
52digital | $75.00 | 9/25/2012 5:26:19 PM |
dkjl | $25.00 | 9/25/2012 5:27:53 PM |
sweety075 | $25.00 | 9/25/2012 5:06:53 PM |
thankful-nickel2 | $55.55 | 9/25/2012 5:07:37 PM |
lean-trade178 | $25.00 | 9/25/2012 5:29:21 PM |
useful-money715 | $25.00 | 9/25/2012 5:29:52 PM |
careful-vigilance4 | $25.00 | 9/25/2012 5:31:17 PM |
greenback-buckeye | $25.00 | 9/25/2012 5:13:38 PM |
MikeyZ2008 | $25.00 | 9/25/2012 5:27:15 PM |
gotjack-IRA | $25.03 | 9/25/2012 5:24:53 PM |
benjamins-rumbler | $50.00 | 9/25/2012 5:33:36 PM |
enriching-dollar1 | $100.00 | 9/25/2012 5:30:35 PM |
dmunySF | $50.00 | 9/25/2012 5:31:09 PM |
peace-saber0 | $25.00 | 9/25/2012 5:45:57 PM |
LendSoHardUniversity | $50.00 | 9/25/2012 5:37:00 PM |
DevinHill | $30.00 | 9/25/2012 5:32:50 PM |
JeremyLinFan | $40.00 | 9/25/2012 5:33:03 PM |
versatile-dime442 | $250.00 | 9/25/2012 5:38:40 PM |
pierrelasvegas | $25.00 | 9/25/2012 5:34:47 PM |
statuesque-affluence058 | $25.00 | 9/25/2012 5:35:02 PM |
jazzlender | $25.00 | 9/25/2012 5:36:27 PM |
Zion-CIF | $25.00 | 9/25/2012 5:38:03 PM |
durability-ace9 | $30.00 | 9/25/2012 5:44:33 PM |
melodious-fairness | $50.00 | 9/25/2012 5:45:45 PM |
AF-Chief | $25.00 | 9/25/2012 5:39:02 PM |
point653 | $25.00 | 9/25/2012 5:47:24 PM |
LittleMingo | $30.00 | 9/25/2012 5:03:43 PM |
113121 | $25.00 | 9/25/2012 5:09:46 PM |
TheSituation | $25.00 | 9/25/2012 5:04:03 PM |
Wish-Granted | $25.00 | 9/25/2012 5:04:41 PM |
lnuss25 | $25.00 | 9/25/2012 5:14:37 PM |
adaptable-return21 | $50.00 | 9/25/2012 5:02:23 PM |
felicity-contributor3 | $35.00 | 9/25/2012 5:03:03 PM |
WisconsinFinance | $25.00 | 9/25/2012 5:04:02 PM |
power-chihuahua | $25.00 | 9/25/2012 5:13:05 PM |
enticing-capital6 | $50.00 | 9/25/2012 5:29:17 PM |
commerce-venture1 | $25.00 | 9/25/2012 5:20:42 PM |
money-baron-Roth401k | $25.00 | 9/25/2012 5:31:23 PM |
XP | $25.00 | 9/25/2012 5:11:36 PM |
adventurer447 | $300.00 | 9/25/2012 5:32:01 PM |
best-charming-leverage | $50.00 | 9/25/2012 5:33:06 PM |
deal-marauder6 | $25.00 | 9/25/2012 5:20:21 PM |
five-star-note | $200.00 | 9/25/2012 5:28:31 PM |
benevolent-loot5 | $200.00 | 9/25/2012 5:31:31 PM |
voipguy88 | $100.00 | 9/25/2012 5:41:01 PM |
trade-boots1 | $100.00 | 9/25/2012 5:28:19 PM |
paytonbrigadier | $250.00 | 9/25/2012 5:42:19 PM |
nimble-revenue5 | $100.00 | 9/25/2012 5:43:13 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:25 PM |
return-grizzly | $100.00 | 9/25/2012 5:37:45 PM |
wwwUniversal | $25.00 | 9/25/2012 5:45:58 PM |
capital-renewal | $25.00 | 9/25/2012 5:39:25 PM |
MoneyForNothing | $5.10 | 9/25/2012 5:47:45 PM |
basis-spartan922 | $25.00 | 9/25/2012 5:45:32 PM |
62 Investments
|
Borrower Payment Dependent Notes Series
645041
This series of Notes was issued and sold upon the funding of the borrower loan #75277, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $394.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 12% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $79,082 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| marketplace-processor3 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Home Improvement
This loan will be used to increase the value of my home and enable me to refinance at a lower rate.
My financial situation:
I am a good candidate for this loan because i have a good credit score 720+, a secure and stable employment, and make a nice salary.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $25.00 | 9/25/2012 5:17:59 PM |
income-triangulation1 | $25.00 | 9/25/2012 5:05:04 PM |
justreturns | $25.00 | 9/25/2012 5:26:12 PM |
vutah | $45.00 | 9/25/2012 5:11:55 PM |
special-dinero553 | $25.00 | 9/25/2012 5:34:22 PM |
phenomenal-rate1 | $500.00 | 9/25/2012 5:26:49 PM |
Beld | $50.00 | 9/25/2012 5:32:16 PM |
majestic-note6 | $200.00 | 9/25/2012 5:39:00 PM |
LeReve | $500.00 | 9/25/2012 5:41:30 PM |
RGlad | $250.00 | 9/25/2012 6:01:15 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:25 PM |
community-burrito9 | $35.00 | 9/25/2012 5:44:41 PM |
toblerone | $25.00 | 9/25/2012 6:12:02 PM |
C2Banking | $25.00 | 9/25/2012 6:14:35 PM |
janeybooboo | $75.00 | 9/25/2012 6:11:19 PM |
friendly-gold | $25.00 | 9/25/2012 6:22:18 PM |
rhin0cerx | $50.00 | 9/25/2012 6:24:44 PM |
withering-flounder | $50.00 | 9/25/2012 5:01:57 PM |
WalnutCreekguy | $50.00 | 9/25/2012 5:08:05 PM |
careful-vigilance4 | $25.00 | 9/25/2012 5:31:17 PM |
52digital | $75.00 | 9/25/2012 5:26:19 PM |
gotjack-IRA | $25.02 | 9/25/2012 5:32:33 PM |
the-silver-blaster | $50.00 | 9/25/2012 5:25:25 PM |
adventurer447 | $300.00 | 9/25/2012 5:32:01 PM |
lean-trade178 | $25.00 | 9/25/2012 5:29:22 PM |
a-finance-nirvana | $25.00 | 9/25/2012 5:35:12 PM |
ferocious-kindness8 | $30.00 | 9/25/2012 5:40:16 PM |
robust-diversification3 | $50.00 | 9/25/2012 6:00:27 PM |
impeccable-ore3 | $25.00 | 9/25/2012 5:44:37 PM |
pdub | $500.00 | 9/25/2012 5:56:14 PM |
dollar-vibraphone4 | $150.00 | 9/25/2012 6:10:27 PM |
bold-marketplace-awakening | $150.00 | 9/25/2012 6:12:34 PM |
generous-deal6 | $25.00 | 9/25/2012 5:59:57 PM |
open-minded-p2p1 | $25.00 | 9/25/2012 5:58:09 PM |
Dubbs360 | $500.00 | 9/25/2012 5:59:11 PM |
profit-powerplant | $25.00 | 9/25/2012 6:24:11 PM |
progressive-economy261 | $500.00 | 9/25/2012 6:00:05 PM |
Canidae | $25.00 | 9/25/2012 6:06:38 PM |
asset-professor | $25.00 | 9/25/2012 6:06:57 PM |
MI2 | $5,000.00 | 9/25/2012 6:07:24 PM |
supreme-treasure8 | $100.00 | 9/25/2012 6:14:16 PM |
useful-cash043 | $339.98 | 9/25/2012 6:25:45 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
645047
This series of Notes was issued and sold upon the funding of the borrower loan #75491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $693.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 15% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,451 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| keen-investment033 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consolidate Credit Cards
This loan will be used to...Consolidate Credit Cards
My financial situation: Stable
I am a good candidate for this loan because...I have a high net worth and have a flawless repayment history, am a homeowner and own a rental property. Employer is well capitalized and with 100% chance of future operation.
Monthly net income: $10500
Monthly expenses: $
Housing: $1800
Insurance: $ 100
Car expenses: $500
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $300
Credit cards and other loans: $350
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $80.03 | 9/25/2012 5:02:31 PM |
income-triangulation1 | $25.00 | 9/25/2012 5:05:53 PM |
penny-surgeon | $25.00 | 9/25/2012 5:08:15 PM |
decisive-income7 | $2,500.00 | 9/25/2012 5:03:36 PM |
commerce-venture1 | $25.00 | 9/25/2012 5:05:21 PM |
thrifty-generosity222 | $100.00 | 9/25/2012 5:05:40 PM |
wonder3 | $30.00 | 9/25/2012 5:04:36 PM |
Plow_n_Sow | $25.00 | 9/25/2012 5:07:55 PM |
worth-blanket2 | $22,500.00 | 9/25/2012 5:09:31 PM |
WalnutCreekguy | $50.00 | 9/25/2012 5:08:05 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
645057
This series of Notes was issued and sold upon the funding of the borrower loan #75563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 23.12% |
Monthly payment:
| $221.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.96% | | |
| |
Estimated return*:
| 10.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 13% |
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 16y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,147 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 72 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| stevea |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
stevea
Purpose of loan:
This loan will be used to...
auto rprs-tires/debts/christmas vacation with cchildrenMy financial situation:
I am a good candidate for this loan because...
am responsible,good job
Monthly net income: $7750
Monthly expenses: $
Housing: $480
Insurance: $100
Car expenses: $365
Utilities: $
Phone, cable, internet: $115
Food, entertainment: $350
Clothing, household expenses: $
Credit cards and other loans: $250
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fcrick | $25.00 | 9/25/2012 5:05:11 PM |
finance-prescription | $100.00 | 9/25/2012 5:06:03 PM |
social-attraction463 | $25.00 | 9/25/2012 5:06:42 PM |
thrifty-generosity222 | $100.00 | 9/25/2012 5:05:41 PM |
TommyTucker | $46.00 | 9/25/2012 5:20:57 PM |
handshake5 | $100.00 | 9/25/2012 5:23:15 PM |
hardatwork1 | $25.00 | 9/25/2012 5:23:39 PM |
payout-paradise5 | $25.00 | 9/25/2012 5:07:22 PM |
MoneyForNothing | $25.09 | 9/25/2012 5:07:57 PM |
wampum-optimization | $25.00 | 9/25/2012 5:24:53 PM |
LaGrangeLender | $60.00 | 9/25/2012 5:11:15 PM |
zeelender | $25.00 | 9/25/2012 5:27:19 PM |
j2ee | $50.00 | 9/25/2012 5:27:38 PM |
Hambone1111 | $25.00 | 9/25/2012 5:28:29 PM |
CAGE-Investments | $25.00 | 9/25/2012 5:17:43 PM |
wormdc | $25.00 | 9/25/2012 5:29:33 PM |
valiant-liberty4 | $25.00 | 9/25/2012 5:30:51 PM |
keynaples | $100.00 | 9/25/2012 5:22:19 PM |
cash-reaction2 | $25.00 | 9/25/2012 5:31:40 PM |
Aliso-Viejo | $50.00 | 9/25/2012 5:24:59 PM |
bhelgarath | $25.00 | 9/25/2012 5:32:33 PM |
best-charming-leverage | $50.00 | 9/25/2012 5:33:07 PM |
commerce-venture1 | $25.00 | 9/25/2012 5:28:15 PM |
trimwork99 | $25.00 | 9/25/2012 5:20:36 PM |
statuesque-affluence058 | $25.00 | 9/25/2012 5:35:03 PM |
a-finance-nirvana | $25.00 | 9/25/2012 5:35:13 PM |
Reinadog9 | $25.00 | 9/25/2012 5:35:41 PM |
restless-currency | $40.00 | 9/25/2012 5:35:46 PM |
jazzlender | $25.00 | 9/25/2012 5:36:27 PM |
dignified-truth7 | $200.00 | 9/25/2012 5:36:44 PM |
dmunySF | $50.00 | 9/25/2012 5:31:09 PM |
AF-Chief | $25.00 | 9/25/2012 5:39:02 PM |
mennleo | $50.00 | 9/25/2012 5:41:06 PM |
transparency-silo2 | $25.00 | 9/25/2012 5:28:16 PM |
Palacios | $100.00 | 9/25/2012 5:41:56 PM |
sjc224 | $25.00 | 9/25/2012 5:32:55 PM |
moola-wildebeest3 | $50.00 | 9/25/2012 5:28:57 PM |
pound-ace | $25.00 | 9/25/2012 5:28:59 PM |
abundanceforever | $52.50 | 9/25/2012 5:33:24 PM |
nimble-revenue5 | $100.00 | 9/25/2012 5:43:14 PM |
gethsemane4 | $25.00 | 9/25/2012 5:43:28 PM |
soleowner | $25.00 | 9/25/2012 5:30:24 PM |
hard-working-rate3 | $25.00 | 9/25/2012 5:34:58 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:26 PM |
versatile-dime442 | $250.00 | 9/25/2012 5:38:20 PM |
dignified-finance | $50.00 | 9/25/2012 5:42:28 PM |
radiant-dollar9 | $200.00 | 9/25/2012 5:37:55 PM |
MakeItPour | $25.00 | 9/25/2012 5:24:55 PM |
EBITDA | $25.00 | 9/25/2012 5:25:20 PM |
ASR3 | $50.00 | 9/25/2012 5:06:31 PM |
nellaelyob | $25.00 | 9/25/2012 5:28:14 PM |
MrBailey | $25.00 | 9/25/2012 5:29:08 PM |
WalnutCreekguy | $50.00 | 9/25/2012 5:08:06 PM |
useful-money715 | $25.00 | 9/25/2012 5:29:52 PM |
Fire2 | $25.00 | 9/25/2012 5:24:33 PM |
Greenbak | $50.00 | 9/25/2012 5:31:43 PM |
compassionate-auction6 | $150.00 | 9/25/2012 5:25:56 PM |
Beld | $50.00 | 9/25/2012 5:32:17 PM |
nanda | $25.00 | 9/25/2012 5:26:31 PM |
mmills1220 | $25.00 | 9/25/2012 5:32:51 PM |
ready-justice7 | $50.00 | 9/25/2012 5:27:44 PM |
durability-seahorse7 | $50.00 | 9/25/2012 5:19:29 PM |
6moonbeams | $50.00 | 9/25/2012 5:35:15 PM |
the-profit-oracle | $25.00 | 9/25/2012 5:28:53 PM |
nickel-ferret | $25.00 | 9/25/2012 5:35:23 PM |
magnitude787 | $30.00 | 9/25/2012 5:30:49 PM |
BostonCapital | $100.00 | 9/25/2012 5:25:11 PM |
TCR3 | $25.00 | 9/25/2012 5:37:47 PM |
order-tamale | $400.00 | 9/25/2012 5:25:35 PM |
mikyazmar | $25.00 | 9/25/2012 5:25:44 PM |
logical-investment4 | $25.00 | 9/25/2012 5:38:22 PM |
affluence-microscope2 | $200.00 | 9/25/2012 5:25:54 PM |
businessbroker101 | $25.00 | 9/25/2012 5:25:59 PM |
Smartgrowth40 | $50.00 | 9/25/2012 5:39:17 PM |
ericgassercom | $25.00 | 9/25/2012 5:39:30 PM |
TrekTune | $25.00 | 9/25/2012 5:27:37 PM |
trade-boots1 | $100.00 | 9/25/2012 5:27:58 PM |
CasaDeTomas | $50.00 | 9/25/2012 5:33:01 PM |
wayman | $25.00 | 9/25/2012 5:43:33 PM |
pierrelasvegas | $25.00 | 9/25/2012 5:34:28 PM |
durability-balance4 | $34.00 | 9/25/2012 5:31:05 PM |
transaction-locomotive183 | $25.00 | 9/25/2012 5:35:00 PM |
bazaar-tulip | $25.00 | 9/25/2012 5:31:27 PM |
1randyp | $25.00 | 9/25/2012 5:35:59 PM |
adventurer447 | $300.00 | 9/25/2012 5:32:01 PM |
qwsd12 | $50.00 | 9/25/2012 5:32:53 PM |
special-dinero553 | $25.00 | 9/25/2012 5:34:03 PM |
income-buddy7 | $28.00 | 9/25/2012 5:39:42 PM |
paytonbrigadier | $250.00 | 9/25/2012 5:42:19 PM |
Zion-CIF | $25.00 | 9/25/2012 5:43:01 PM |
vibraphone3 | $100.00 | 9/25/2012 5:36:21 PM |
topper480 | $50.00 | 9/25/2012 5:38:01 PM |
durability-ace9 | $30.00 | 9/25/2012 5:44:33 PM |
basis-mammal | $25.00 | 9/25/2012 5:45:04 PM |
LeReve | $500.00 | 9/25/2012 5:41:22 PM |
voipguy88 | $100.00 | 9/25/2012 5:42:19 PM |
best-witty-income | $25.00 | 9/25/2012 5:43:01 PM |
helpinghand63 | $25.00 | 9/25/2012 5:43:47 PM |
money-vista | $25.00 | 9/25/2012 5:45:01 PM |
99 Investments
|
Borrower Payment Dependent Notes Series
645089
This series of Notes was issued and sold upon the funding of the borrower loan #75350, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $353.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,418 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| for_your_success |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 32 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $2,700.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2010)
740-759
(Dec-2009)
|
Principal balance:
| $325.21 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
Business development
Purpose of loan:
This loan will be used to...
The bulk of this loan will be used to create an iPad app that has already been tested successfully to have a market. Through my research I anticipate it will cost about $7500 but I'm going for $11,000 just as a cushion. Anything not spent will be paid back immediately. I'm also putting together a kickstarter campaign to try to get partial funding. If that works I will use that money to pay off this loan although I'm not relying on that. While no one can guarantee the success of a business venture, please know I am more than prepared to pay this loan even if it is not a success. Thanks.
My financial situation:
I am a good candidate for this loan because...
I have great credit. I pay my debts. This is actually the second loan I will have had from Prosper. The first is a few months from being paid off without incident. Also, I'm thrifty. My living expenses are well below my means.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LaGrangeLender | $60.00 | 9/25/2012 5:11:16 PM |
compoundinterest | $25.00 | 9/25/2012 5:31:36 PM |
phenomenal-rate1 | $500.00 | 9/25/2012 5:26:08 PM |
best-bonafide-p2p | $50.00 | 9/25/2012 5:17:30 PM |
excellent-funds649 | $50.00 | 9/25/2012 5:27:50 PM |
imogen22 | $50.00 | 9/25/2012 5:31:45 PM |
repayment-pagoda8 | $100.00 | 9/25/2012 5:29:32 PM |
tenacious-affluence | $25.00 | 9/25/2012 5:34:14 PM |
lionheart722 | $100.00 | 9/25/2012 5:31:02 PM |
dignified-truth7 | $200.00 | 9/25/2012 5:36:25 PM |
MoneyBagsRUs | $25.00 | 9/25/2012 5:36:15 PM |
auction-sage | $70.00 | 9/25/2012 5:36:56 PM |
Dubbs360 | $500.00 | 9/25/2012 5:59:12 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:26 PM |
market-cougar3 | $50.00 | 9/25/2012 5:59:45 PM |
hitsman | $50.00 | 9/25/2012 6:22:36 PM |
flopcat | $46.00 | 9/25/2012 6:00:20 PM |
dollar-vibraphone4 | $75.00 | 9/25/2012 6:11:16 PM |
bold-liberty-spartan | $25.00 | 9/25/2012 6:35:58 PM |
johngaltline | $25.00 | 9/25/2012 6:15:48 PM |
bellaquito | $500.00 | 9/25/2012 6:44:34 PM |
MI2 | $5,000.00 | 9/25/2012 6:22:09 PM |
RGlad | $65.00 | 9/25/2012 6:35:49 PM |
Taxman44 | $25.00 | 9/25/2012 6:39:30 PM |
BaxterEvil | $25.00 | 9/25/2012 8:07:56 PM |
janeybooboo | $25.25 | 9/25/2012 7:26:52 PM |
thankful-nickel2 | $55.55 | 9/25/2012 5:07:38 PM |
social-attraction463 | $25.00 | 9/25/2012 5:06:42 PM |
CreditBuilder2 | $25.01 | 9/25/2012 5:28:11 PM |
special-dinero553 | $25.00 | 9/25/2012 5:33:45 PM |
nickel-ferret | $25.00 | 9/25/2012 5:35:09 PM |
LeReve | $500.00 | 9/25/2012 5:41:01 PM |
LoanerPrincipal | $25.00 | 9/25/2012 5:28:25 PM |
coin-conductor614 | $50.00 | 9/25/2012 5:29:36 PM |
adventurer447 | $300.00 | 9/25/2012 5:32:02 PM |
paladin847 | $70.00 | 9/25/2012 5:49:17 PM |
prudent-dough458 | $25.00 | 9/25/2012 5:35:51 PM |
wetlands | $200.00 | 9/25/2012 5:35:55 PM |
pdub | $500.00 | 9/25/2012 5:56:14 PM |
intuitive-benefit3 | $100.00 | 9/25/2012 5:49:27 PM |
top-courteous-peso | $75.00 | 9/25/2012 5:55:18 PM |
velocityasaurus-rex4 | $100.00 | 9/25/2012 5:59:39 PM |
obduro_1 | $25.00 | 9/25/2012 5:58:37 PM |
friendly-gold | $25.00 | 9/25/2012 6:22:19 PM |
kenji4861 | $25.00 | 9/25/2012 6:26:24 PM |
thrifty-transaction578 | $25.00 | 9/25/2012 6:04:46 PM |
progressive-economy261 | $500.00 | 9/25/2012 6:00:05 PM |
WeedPatch | $50.00 | 9/25/2012 6:30:58 PM |
dbs | $25.00 | 9/25/2012 6:33:44 PM |
economy-tuba7 | $50.00 | 9/25/2012 6:34:04 PM |
availableloan | $25.00 | 9/25/2012 6:54:46 PM |
rupee-prairie | $30.00 | 9/25/2012 6:25:19 PM |
coopPV | $50.00 | 9/25/2012 8:11:48 PM |
unassailable-funds754 | $25.00 | 9/25/2012 6:43:26 PM |
ready-bid9 | $50.00 | 9/25/2012 6:36:44 PM |
cashhelp | $30.00 | 9/25/2012 6:41:18 PM |
azazle | $50.00 | 9/25/2012 6:41:45 PM |
ninjazx10rida | $50.00 | 9/25/2012 6:58:43 PM |
Guiren | $88.19 | 9/25/2012 8:12:38 PM |
luminous-finance9 | $25.00 | 9/25/2012 7:13:56 PM |
adelaide-moira | $25.00 | 9/25/2012 7:25:06 PM |
fate-amenable-to-change | $35.00 | 9/25/2012 7:49:42 PM |
62 Investments
|
Borrower Payment Dependent Notes Series
645101
This series of Notes was issued and sold upon the funding of the borrower loan #75317, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $582.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $59 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| fervent-commerce |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 30 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Dec-2011)
620-639
(Aug-2011)
640-659
(Apr-2010)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 30 | | |
Description
Green Loans
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I pay all my bills on time!
Monthly net income: $ 6400
Monthly expenses: $ 700
Housing: $800
Insurance: $150
Car expenses: $100
Utilities: $110
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $25.00 | 9/25/2012 5:11:47 PM |
Aberdeen | $99.00 | 9/25/2012 5:58:39 PM |
PLANECRASH | $45.00 | 9/25/2012 5:01:52 PM |
Face-foist | $500.00 | 9/25/2012 5:02:01 PM |
trumpeter5 | $25.00 | 9/25/2012 5:02:35 PM |
fcrick | $25.00 | 9/25/2012 5:05:12 PM |
finance-prescription | $100.00 | 9/25/2012 5:06:03 PM |
felicity-contributor3 | $50.00 | 9/25/2012 5:07:52 PM |
WalnutCreekguy | $50.00 | 9/25/2012 5:08:06 PM |
Katburg | $25.00 | 9/25/2012 5:11:02 PM |
shmb6508 | $50.00 | 9/25/2012 5:03:32 PM |
LendSoHardUniversity | $125.04 | 9/25/2012 5:14:34 PM |
moola-accelerator6 | $50.00 | 9/25/2012 5:20:24 PM |
yngling | $25.00 | 9/25/2012 5:21:38 PM |
MADAOO7 | $50.00 | 9/25/2012 5:21:55 PM |
thankful-nickel2 | $55.55 | 9/25/2012 5:07:38 PM |
Frenchynh | $25.00 | 9/25/2012 5:25:50 PM |
musegaze | $50.00 | 9/25/2012 5:08:42 PM |
52digital | $75.00 | 9/25/2012 5:26:19 PM |
LaGrangeLender | $60.00 | 9/25/2012 5:11:16 PM |
ah-long | $25.00 | 9/25/2012 5:26:45 PM |
vutah | $45.00 | 9/25/2012 5:11:23 PM |
trade-boots1 | $100.00 | 9/25/2012 5:28:07 PM |
LendSoHardUniversity | $125.04 | 9/25/2012 5:15:44 PM |
AAAInvestments | $25.00 | 9/25/2012 5:08:17 PM |
dmunySF | $50.00 | 9/25/2012 5:31:09 PM |
Banker2OO7 | $75.00 | 9/25/2012 5:23:00 PM |
handshake5 | $100.00 | 9/25/2012 5:23:17 PM |
berniemadeoff | $50.00 | 9/25/2012 5:24:28 PM |
LendSoHardUniversity | $125.04 | 9/25/2012 5:14:00 PM |
kinder-credit-bear | $250.00 | 9/25/2012 5:14:44 PM |
best-charming-leverage | $50.00 | 9/25/2012 5:33:07 PM |
Sunbase | $25.00 | 9/25/2012 5:18:06 PM |
statuesque-affluence058 | $25.00 | 9/25/2012 5:35:03 PM |
Zion-CIF | $25.00 | 9/25/2012 5:36:02 PM |
jazzlender | $25.00 | 9/25/2012 5:36:27 PM |
gimmeopenroad | $50.00 | 9/25/2012 5:25:07 PM |
AF-Chief | $25.00 | 9/25/2012 5:39:03 PM |
mikbos | $25.00 | 9/25/2012 5:26:34 PM |
phenomenal-rate1 | $500.00 | 9/25/2012 5:26:50 PM |
halothane_logic | $26.00 | 9/25/2012 5:40:18 PM |
Hambone1111 | $25.00 | 9/25/2012 5:28:29 PM |
qwsd12 | $50.00 | 9/25/2012 5:32:53 PM |
the-profit-oracle | $25.00 | 9/25/2012 5:28:53 PM |
moola-wildebeest3 | $50.00 | 9/25/2012 5:28:57 PM |
special-dinero553 | $25.00 | 9/25/2012 5:34:22 PM |
careful-vigilance4 | $25.00 | 9/25/2012 5:31:17 PM |
transaction-hugger4 | $100.00 | 9/25/2012 5:45:22 PM |
coolnatkat | $25.00 | 9/25/2012 5:45:34 PM |
wwwUniversal | $25.00 | 9/25/2012 5:45:59 PM |
vibraphone3 | $100.00 | 9/25/2012 5:36:22 PM |
WeshaTheLeopard | $25.00 | 9/25/2012 5:49:17 PM |
JeremyLinFan | $40.00 | 9/25/2012 5:33:03 PM |
gotjack-IRA | $100.03 | 9/25/2012 5:49:46 PM |
zone8 | $100.00 | 9/25/2012 5:38:25 PM |
AAnderson1750 | $200.00 | 9/25/2012 5:50:34 PM |
appetizing-trade | $25.00 | 9/25/2012 5:34:34 PM |
LeReve | $500.00 | 9/25/2012 5:41:31 PM |
mrxtravis | $25.00 | 9/25/2012 5:41:35 PM |
shawnw2 | $325.00 | 9/25/2012 5:55:35 PM |
nimble-revenue5 | $100.00 | 9/25/2012 5:43:14 PM |
drcoop | $25.00 | 9/25/2012 5:57:19 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:26 PM |
melodious-fairness | $50.00 | 9/25/2012 5:45:46 PM |
majestic-note6 | $200.00 | 9/25/2012 5:39:01 PM |
witty-openness | $25.00 | 9/25/2012 5:45:23 PM |
point653 | $25.00 | 9/25/2012 5:47:25 PM |
ccclaireee333 | $25.00 | 9/25/2012 5:52:19 PM |
Dubbs360 | $500.00 | 9/25/2012 5:59:12 PM |
pdub | $750.00 | 9/25/2012 5:55:13 PM |
FASTIZIO_P | $27.00 | 9/25/2012 5:55:31 PM |
diplomatic-wealth7 | $25.00 | 9/25/2012 5:58:04 PM |
elegant-hope578 | $50.00 | 9/25/2012 6:00:14 PM |
cash-mad-scientist3 | $25.00 | 9/25/2012 6:00:18 PM |
cash-kin7 | $25.00 | 9/25/2012 6:01:40 PM |
newest-bid-britches | $100.00 | 9/25/2012 5:59:28 PM |
life-is-great | $25.00 | 9/25/2012 6:04:49 PM |
progressive-economy261 | $500.00 | 9/25/2012 6:00:06 PM |
robust-diversification3 | $50.00 | 9/25/2012 6:00:27 PM |
MI2 | $617.80 | 9/25/2012 6:07:25 PM |
LittleMingo | $30.00 | 9/25/2012 5:03:09 PM |
MoneyForNothing | $100.30 | 9/25/2012 5:03:08 PM |
income-triangulation1 | $25.00 | 9/25/2012 5:05:27 PM |
subtle-bill727 | $25.00 | 9/25/2012 5:09:36 PM |
XP | $25.00 | 9/25/2012 5:11:56 PM |
cnovak | $25.00 | 9/25/2012 5:13:55 PM |
Mountain-Lion-IRA1 | $30.00 | 9/25/2012 5:15:53 PM |
BigSkyFinancial | $60.22 | 9/25/2012 5:17:07 PM |
commerce-venture1 | $50.00 | 9/25/2012 5:05:49 PM |
durability-seahorse7 | $50.00 | 9/25/2012 5:19:33 PM |
social-attraction463 | $25.00 | 9/25/2012 5:06:42 PM |
marwadi-62 | $2,000.00 | 9/25/2012 5:24:23 PM |
sunwell | $50.00 | 9/25/2012 5:07:44 PM |
mindful-generosity1 | $50.00 | 9/25/2012 5:24:50 PM |
ptjg | $47.00 | 9/25/2012 5:25:23 PM |
handy-justice | $50.00 | 9/25/2012 5:03:11 PM |
gotjack-IRA | $25.03 | 9/25/2012 5:25:32 PM |
idastmerchants | $25.00 | 9/25/2012 5:25:45 PM |
fantastic-wampum1 | $100.00 | 9/25/2012 5:26:05 PM |
svandgts | $25.00 | 9/25/2012 5:09:30 PM |
engrossing-responsibility0 | $50.00 | 9/25/2012 5:26:43 PM |
saffron4 | $25.00 | 9/25/2012 5:05:30 PM |
ASR3 | $50.00 | 9/25/2012 5:06:32 PM |
worldly-community3 | $50.00 | 9/25/2012 5:15:09 PM |
MrBailey | $25.00 | 9/25/2012 5:29:08 PM |
enticing-capital6 | $50.00 | 9/25/2012 5:29:17 PM |
vstarostenko | $25.00 | 9/25/2012 5:30:11 PM |
adventurer447 | $300.00 | 9/25/2012 5:32:02 PM |
Beld | $50.00 | 9/25/2012 5:32:17 PM |
LendSoHardUniversity | $125.04 | 9/25/2012 5:15:09 PM |
fuse136 | $25.00 | 9/25/2012 5:16:30 PM |
abundanceforever | $52.50 | 9/25/2012 5:33:32 PM |
wizard750 | $28.00 | 9/25/2012 5:20:04 PM |
pound-ace | $25.00 | 9/25/2012 5:28:59 PM |
useful-money715 | $25.00 | 9/25/2012 5:29:52 PM |
transamerican | $25.00 | 9/25/2012 5:36:12 PM |
the-silver-blaster | $50.00 | 9/25/2012 5:25:26 PM |
return-grizzly | $100.00 | 9/25/2012 5:37:45 PM |
businessbroker101 | $25.00 | 9/25/2012 5:25:59 PM |
kind-credit-bear | $250.00 | 9/25/2012 5:31:38 PM |
KarlMarx | $25.00 | 9/25/2012 5:27:30 PM |
innovator10 | $471.00 | 9/25/2012 5:41:03 PM |
DER | $25.00 | 9/25/2012 5:28:34 PM |
commerce-venture1 | $25.00 | 9/25/2012 5:28:52 PM |
missing-link | $25.00 | 9/25/2012 5:42:41 PM |
pierrelasvegas | $25.00 | 9/25/2012 5:34:37 PM |
money-baron-Roth401k | $25.00 | 9/25/2012 5:31:23 PM |
1randyp | $25.00 | 9/25/2012 5:36:00 PM |
yield-trader | $25.00 | 9/25/2012 5:46:15 PM |
RGlad | $101.00 | 9/25/2012 5:33:27 PM |
capital-renewal | $25.00 | 9/25/2012 5:39:26 PM |
paytonbrigadier | $250.00 | 9/25/2012 5:42:19 PM |
rvfbroker | $25.00 | 9/25/2012 5:56:27 PM |
market-jam | $25.00 | 9/25/2012 5:43:39 PM |
trajectory8 | $25.00 | 9/25/2012 5:37:20 PM |
economy-shrubbery6 | $25.00 | 9/25/2012 5:38:06 PM |
durability-ace9 | $30.00 | 9/25/2012 5:44:33 PM |
pound-mushroom3 | $25.00 | 9/25/2012 5:44:35 PM |
versatile-dime442 | $250.00 | 9/25/2012 5:38:29 PM |
basis-spartan922 | $25.00 | 9/25/2012 5:45:58 PM |
ErvLending | $25.00 | 9/25/2012 5:47:37 PM |
cash-delight1 | $50.00 | 9/25/2012 5:48:22 PM |
vanpelt | $25.00 | 9/25/2012 5:48:54 PM |
shrewd-peace7 | $25.00 | 9/25/2012 5:49:00 PM |
virtuous-repayment | $25.00 | 9/25/2012 5:59:26 PM |
greenback-investor7 | $52.00 | 9/25/2012 5:49:34 PM |
income-buffalo1 | $33.41 | 9/25/2012 5:52:47 PM |
dollar-vibraphone4 | $250.00 | 9/25/2012 5:56:04 PM |
silver-wonder278 | $25.00 | 9/25/2012 6:04:05 PM |
voipguy88 | $100.00 | 9/25/2012 5:44:39 PM |
money-surge1 | $25.00 | 9/25/2012 5:56:34 PM |
red-power-pecan | $50.00 | 9/25/2012 6:06:01 PM |
gold-pudding6 | $60.00 | 9/25/2012 5:58:41 PM |
proper-exchange8 | $50.00 | 9/25/2012 5:51:33 PM |
fortytwo | $65.00 | 9/25/2012 5:53:29 PM |
RGlad | $199.00 | 9/25/2012 5:54:06 PM |
tremendous-payment | $25.00 | 9/25/2012 5:55:39 PM |
market-cougar3 | $50.00 | 9/25/2012 5:59:45 PM |
mercuriant | $25.00 | 9/25/2012 6:01:05 PM |
jstefans | $25.00 | 9/25/2012 6:02:36 PM |
Canidae | $25.00 | 9/25/2012 6:06:38 PM |
161 Investments
|
Borrower Payment Dependent Notes Series
645145
This series of Notes was issued and sold upon the funding of the borrower loan #75551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $513.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $248 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| visionary-peso692 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
To pay of my car loan and my student debt.
My financial situation:
I am a good candidate for this loan because...
I been doing good the last two year paying of my debt and controlling my expense.
Monthly net income: $5500.00
Monthly expenses: $1900.00
Housing: $800.00
Insurance: $300.00
Car expenses: $100.00
Utilities: $75.00
Phone, cable, internet: $150.00
Food, entertainment: $100.00
Clothing, household expenses: $75.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
diplomatic-wealth7 | $25.00 | 9/25/2012 9:04:11 AM |
phenomenal-rate1 | $500.00 | 9/25/2012 9:02:56 AM |
supreme-treasure8 | $100.00 | 9/25/2012 9:05:36 AM |
special-dinero553 | $25.00 | 9/25/2012 9:11:00 AM |
authoritative-platinum7 | $50.00 | 9/25/2012 9:31:11 AM |
52digital | $75.00 | 9/25/2012 9:32:33 AM |
LeReve | $500.00 | 9/25/2012 9:17:46 AM |
dariop | $25.01 | 9/25/2012 9:42:39 AM |
postalwhiz | $25.00 | 9/25/2012 9:36:21 AM |
friendly-gold | $25.00 | 9/25/2012 9:46:50 AM |
vontuse | $25.00 | 9/25/2012 9:58:07 AM |
top-historic-peso | $25.00 | 9/25/2012 9:58:43 AM |
Sibelius2 | $25.00 | 9/25/2012 10:26:39 AM |
careful-vigilance4 | $25.00 | 9/25/2012 10:06:32 AM |
Canidae | $25.00 | 9/25/2012 10:12:12 AM |
durability-seahorse7 | $50.00 | 9/25/2012 10:13:41 AM |
marketplace-hut9 | $25.00 | 9/25/2012 10:57:41 AM |
capital-renewal | $25.00 | 9/25/2012 10:11:59 AM |
lean-trade178 | $25.00 | 9/25/2012 10:13:07 AM |
shrewd-peace7 | $25.00 | 9/25/2012 10:30:43 AM |
open-minded-p2p1 | $25.00 | 9/25/2012 10:31:48 AM |
VesuvianMan | $25.00 | 9/25/2012 10:32:19 AM |
first-pragmatic-power | $25.00 | 9/25/2012 10:18:30 AM |
worth-shower8 | $100.00 | 9/25/2012 12:43:39 PM |
social-cocktail1 | $200.00 | 9/25/2012 10:20:24 AM |
miamibeachloaner | $25.00 | 9/25/2012 10:27:26 AM |
pierrelasvegas | $25.00 | 9/25/2012 10:58:04 AM |
social-tostada9 | $50.00 | 9/25/2012 11:51:01 AM |
versatile-silver644 | $50.00 | 9/25/2012 2:38:38 PM |
GS-ROCK | $25.00 | 9/25/2012 2:08:19 PM |
voipguy88 | $100.00 | 9/25/2012 4:58:35 PM |
zorg77 | $25.00 | 9/25/2012 4:50:22 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:18 PM |
progressive-economy261 | $500.00 | 9/25/2012 6:00:01 PM |
Dubbs360 | $500.00 | 9/25/2012 5:59:02 PM |
MI2 | $5,000.00 | 9/25/2012 6:07:18 PM |
adventurer447 | $300.00 | 9/25/2012 9:25:16 AM |
selector568 | $300.00 | 9/25/2012 9:35:11 AM |
versatile-dime442 | $250.00 | 9/25/2012 9:14:40 AM |
majestic-note6 | $200.00 | 9/25/2012 9:15:08 AM |
mikbos | $25.00 | 9/25/2012 9:41:19 AM |
Beld | $50.00 | 9/25/2012 9:15:27 AM |
dough-bear | $25.00 | 9/25/2012 9:26:51 AM |
cp-family | $25.00 | 9/25/2012 9:27:07 AM |
benevolent-marketplace4 | $2,500.00 | 9/25/2012 9:30:52 AM |
life-is-great | $25.00 | 9/25/2012 9:31:05 AM |
debt-force | $25.00 | 9/25/2012 9:36:37 AM |
burrito6 | $50.00 | 9/25/2012 9:31:21 AM |
sunwell | $50.00 | 9/25/2012 9:37:23 AM |
Diamond_Jim | $25.00 | 9/25/2012 9:37:42 AM |
bubb_hans | $25.00 | 9/25/2012 9:44:44 AM |
kind-truth-circuit | $49.00 | 9/25/2012 10:03:02 AM |
asset-professor | $25.00 | 9/25/2012 10:08:50 AM |
asiaratt | $50.00 | 9/25/2012 10:14:28 AM |
loot-geyser1 | $25.00 | 9/25/2012 10:15:16 AM |
economy-shrubbery6 | $25.00 | 9/25/2012 10:16:29 AM |
WalnutCreekguy | $50.00 | 9/25/2012 10:03:45 AM |
silver-wonder278 | $25.00 | 9/25/2012 10:05:40 AM |
Blessed1950 | $38.00 | 9/25/2012 10:08:30 AM |
pragmatic-auction8 | $25.00 | 9/25/2012 10:51:47 AM |
vibraphone3 | $25.00 | 9/25/2012 10:55:14 AM |
robust-diversification3 | $50.00 | 9/25/2012 10:09:46 AM |
Comoparklender | $25.00 | 9/25/2012 11:05:48 AM |
thrifty-capital | $25.00 | 9/25/2012 11:20:19 AM |
terrific-dough6 | $50.00 | 9/25/2012 10:33:42 AM |
principal-cooker2 | $50.00 | 9/25/2012 10:43:18 AM |
saffron4 | $25.00 | 9/25/2012 10:24:36 AM |
jed919 | $25.00 | 9/25/2012 10:51:21 AM |
bazaar-tulip | $148.00 | 9/25/2012 10:29:46 AM |
mammalian4 | $25.00 | 9/25/2012 2:58:17 PM |
JeremyLinFan | $30.00 | 9/25/2012 10:43:52 AM |
john0720 | $25.00 | 9/25/2012 11:24:28 AM |
dinero-launcher | $82.84 | 9/25/2012 12:49:53 PM |
azazle | $50.00 | 9/25/2012 1:02:20 PM |
keiphers | $25.00 | 9/25/2012 4:46:55 PM |
pdub | $500.00 | 9/25/2012 5:56:13 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
645199
This series of Notes was issued and sold upon the funding of the borrower loan #74913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2012 |
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $291.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 16y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,549 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| compassion-triumph6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan:
This loan will be used to buy a used truck.
My financial situation:
I am a good candidate for this loan because I am always on time with my payments and my credit history is good.
Monthly net income: $5400
Monthly expenses total from below: $3025
Housing: $1000
Insurance: $550
Car expenses: $200
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $225
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $500.00 | 9/24/2012 5:02:53 PM |
vutah | $25.00 | 9/24/2012 5:06:28 PM |
treasure-palace661 | $350.00 | 9/24/2012 5:07:12 PM |
Beld | $50.00 | 9/24/2012 5:03:55 PM |
supreme-treasure8 | $100.00 | 9/24/2012 5:10:30 PM |
progressive-economy261 | $500.00 | 9/24/2012 5:05:59 PM |
phenomenal-rate1 | $500.00 | 9/24/2012 5:04:08 PM |
Dubbs360 | $500.00 | 9/24/2012 5:04:34 PM |
special-dinero553 | $25.00 | 9/24/2012 5:10:35 PM |
worth-blanket2 | $6,750.00 | 9/24/2012 5:10:42 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
645215
This series of Notes was issued and sold upon the funding of the borrower loan #75326, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $415.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 38% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,219 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| camaraderi-awakening |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2011)
|
Principal balance:
| $4,477.91 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Debt consolidation
Purpose of loan: Consolidate debt.
This loan will be used to...
My financial situation: I always pay my bills on time.
I am a good candidate for this loan because...
Monthly net income: $3889
Monthly expenses: $500
Housing: $1142
Insurance: $120
Car expenses: $335
Utilities: $200
Phone, cable, internet: $120
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $400
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 9/26/2012 9:05:30 AM |
credit-missile | $135.00 | 9/26/2012 9:04:27 AM |
worth-blanket2 | $13,500.00 | 9/26/2012 9:04:40 AM |
green-trade-dolphin | $33.81 | 9/26/2012 9:01:52 AM |
LendSoHardUniversity | $125.04 | 9/26/2012 9:02:13 AM |
Assets-Up | $25.00 | 9/26/2012 9:02:38 AM |
scholarly-order6 | $50.00 | 9/26/2012 9:03:34 AM |
pembull | $25.00 | 9/26/2012 9:04:10 AM |
bob450-roth | $25.00 | 9/26/2012 9:05:34 AM |
thrilling-fund427 | $50.00 | 9/26/2012 9:05:39 AM |
affluence-microscope2 | $200.00 | 9/26/2012 9:02:29 AM |
Bob450 | $25.00 | 9/26/2012 9:02:32 AM |
kindness-fanatic | $25.00 | 9/26/2012 9:05:31 AM |
Mountain-Lion-IRA1 | $40.00 | 9/26/2012 9:04:30 AM |
Military_Money_Wise | $25.00 | 9/26/2012 9:04:59 AM |
DasMula | $50.00 | 9/26/2012 9:05:34 AM |
networks4ever | $25.00 | 9/26/2012 9:02:06 AM |
bullish2bearish | $100.00 | 9/26/2012 9:03:14 AM |
bazaar-tulip | $25.00 | 9/26/2012 9:04:42 AM |
wonder3 | $25.00 | 9/26/2012 9:05:06 AM |
RGlad | $250.00 | 9/26/2012 9:04:18 AM |
felicity-contributor3 | $25.00 | 9/26/2012 9:05:04 AM |
1stPlace | $50.00 | 9/26/2012 9:05:35 AM |
transaction-hugger4 | $100.00 | 9/26/2012 9:03:34 AM |
janeybooboo | $75.00 | 9/26/2012 9:04:27 AM |
25 Investments
|
Borrower Payment Dependent Notes Series
645371
This series of Notes was issued and sold upon the funding of the borrower loan #75397, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $440.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 27% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,965 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| statuesque-power9 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-triangulation1 | $25.00 | 9/26/2012 5:02:11 PM |
best-bonafide-p2p | $50.00 | 9/26/2012 5:12:59 PM |
vutah | $45.00 | 9/26/2012 5:11:04 PM |
houli123 | $25.00 | 9/26/2012 5:37:12 PM |
worth-blanket2 | $13,500.00 | 9/26/2012 5:09:59 PM |
fund-tom-tom6 | $25.00 | 9/26/2012 5:08:33 PM |
commitment-neutron1 | $200.00 | 9/26/2012 5:02:57 PM |
duty-viola | $35.00 | 9/26/2012 5:03:32 PM |
WalnutCreekguy | $50.00 | 9/26/2012 5:04:16 PM |
first-class-gold0 | $122.00 | 9/26/2012 5:17:32 PM |
commerce-venture1 | $25.00 | 9/26/2012 5:07:30 PM |
money-bauble | $100.00 | 9/26/2012 5:20:56 PM |
friendly-gold | $25.00 | 9/26/2012 5:08:16 PM |
enchanted-note | $25.00 | 9/26/2012 5:15:34 PM |
hopeful_lender | $73.00 | 9/26/2012 5:39:21 PM |
Leshan | $50.00 | 9/26/2012 5:18:44 PM |
LeReve | $500.00 | 9/26/2012 5:21:02 PM |
bazaar-festivity | $25.00 | 9/26/2012 5:26:26 PM |
thrifty-generosity222 | $100.00 | 9/26/2012 5:34:58 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
645387
This series of Notes was issued and sold upon the funding of the borrower loan #75454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 22.26% |
Borrower rate/APR:
| 23.26% / 25.79% |
Monthly payment:
| $425.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.73% | | |
| |
Estimated return*:
| 14.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1972 |
Debt/Income ratio:
| 113% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 15y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,346 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| contract-launcher7 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay bills of many purposes. Examples of these bills will include credit card, dental, and hospital bills.
My financial situation:
I am a good candidate for this loan because I am a person that will not stop until the job is done or in this case until the money is paid back in full to whom i owe this money to. This loan will help me in ways that will keep me moving toward my future endeavours.
Monthly net income: $1608
Monthly expenses: $100
Housing: $400
Insurance: $118
Car expenses: $0
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LOANS-LOANS-LOANS | $25.00 | 9/26/2012 11:59:17 AM |
tolerant-responsibility051 | $2,000.00 | 9/26/2012 9:08:09 AM |
Bob450 | $25.00 | 9/26/2012 9:03:47 AM |
octoberfresh | $25.00 | 9/26/2012 9:03:20 AM |
bob450-roth | $25.00 | 9/26/2012 9:07:32 AM |
fair-pound5 | $47.00 | 9/26/2012 9:24:08 AM |
thrilling-fund427 | $50.00 | 9/26/2012 9:05:39 AM |
wizard750 | $26.00 | 9/26/2012 9:32:09 AM |
money-bauble | $100.00 | 9/26/2012 9:34:37 AM |
capital-investor8 | $25.00 | 9/26/2012 9:10:28 AM |
quest0 | $50.00 | 9/26/2012 9:19:40 AM |
svandgts | $25.00 | 9/26/2012 9:44:00 AM |
DiligentiaLLC | $75.00 | 9/26/2012 9:53:05 AM |
larslfe | $25.00 | 9/26/2012 9:54:11 AM |
draggon77 | $25.00 | 9/26/2012 9:54:49 AM |
supersdf | $25.00 | 9/26/2012 9:57:49 AM |
durability-goat644 | $25.00 | 9/26/2012 9:35:13 AM |
economics2011 | $25.00 | 9/26/2012 9:59:26 AM |
thrifty-generosity222 | $100.00 | 9/26/2012 10:00:12 AM |
intrepid-transaction5 | $34.00 | 9/26/2012 9:30:56 AM |
EBITDA | $25.00 | 9/26/2012 10:00:42 AM |
DadWarbucks | $25.00 | 9/26/2012 10:00:56 AM |
zeelender | $25.00 | 9/26/2012 10:01:26 AM |
scrappy-fairness639 | $25.00 | 9/26/2012 10:02:05 AM |
cash-reaction2 | $25.00 | 9/26/2012 10:02:52 AM |
top-payout-fixer | $25.00 | 9/26/2012 9:41:11 AM |
money-vista | $25.00 | 9/26/2012 9:42:14 AM |
worth-sanctuary9 | $25.00 | 9/26/2012 9:37:56 AM |
magnitude787 | $30.00 | 9/26/2012 10:10:48 AM |
a-unflappable-finance | $100.00 | 9/26/2012 9:39:23 AM |
Railbird | $50.00 | 9/26/2012 9:39:53 AM |
Comoparklender | $25.00 | 9/26/2012 10:14:21 AM |
nimble-revenue5 | $100.00 | 9/26/2012 9:49:47 AM |
freetimeskier | $25.00 | 9/26/2012 9:51:04 AM |
theshef | $25.00 | 9/26/2012 10:17:35 AM |
red-eloquent-rupee | $50.00 | 9/26/2012 9:53:43 AM |
new-gold-wrangler | $1,000.00 | 9/26/2012 9:54:57 AM |
awe-inspiring-commitment972 | $50.00 | 9/26/2012 9:55:26 AM |
transparency-river1 | $750.00 | 9/26/2012 9:44:22 AM |
tkr2 | $25.00 | 9/26/2012 9:55:50 AM |
Tradesmanlender | $25.00 | 9/26/2012 9:55:56 AM |
hitsman | $50.00 | 9/26/2012 10:23:07 AM |
dominickf | $50.00 | 9/26/2012 10:24:41 AM |
gold-pudding6 | $34.00 | 9/26/2012 10:27:49 AM |
Beld | $50.00 | 9/26/2012 9:49:30 AM |
mckhbnpc | $50.00 | 9/26/2012 10:32:57 AM |
DLUVLY1 | $25.00 | 9/26/2012 10:01:16 AM |
timbob | $100.00 | 9/26/2012 10:34:39 AM |
BXA | $50.00 | 9/26/2012 10:01:28 AM |
red-luminous-gain | $25.00 | 9/26/2012 10:01:46 AM |
Xarach | $25.00 | 9/26/2012 10:02:39 AM |
gizzywump | $25.00 | 9/26/2012 10:40:00 AM |
economy-producer | $25.00 | 9/26/2012 10:04:30 AM |
ferris2484 | $25.00 | 9/26/2012 10:05:02 AM |
reduce_US_govt_debt | $35.00 | 9/26/2012 9:56:28 AM |
ASR3 | $50.00 | 9/26/2012 10:06:37 AM |
successful-agreement7 | $29.00 | 9/26/2012 10:45:40 AM |
new-truth-chuckler | $25.00 | 9/26/2012 10:07:06 AM |
oracle3 | $25.00 | 9/26/2012 10:09:49 AM |
suk200 | $25.00 | 9/26/2012 10:11:19 AM |
skunkor2 | $25.00 | 9/26/2012 10:48:58 AM |
tender-commerce8 | $50.00 | 9/26/2012 10:12:10 AM |
Investor_DP | $200.00 | 9/26/2012 10:50:37 AM |
transparency-sapling | $25.00 | 9/26/2012 10:15:19 AM |
repayment-genius7 | $25.00 | 9/26/2012 10:15:57 AM |
CasaDeTomas | $50.00 | 9/26/2012 10:15:59 AM |
prohelper | $25.00 | 9/26/2012 10:59:24 AM |
heart514 | $25.00 | 9/26/2012 10:19:27 AM |
miked8303 | $50.00 | 9/26/2012 10:10:41 AM |
nycfinance | $25.00 | 9/26/2012 10:19:55 AM |
durability-solstice8 | $33.00 | 9/26/2012 10:12:42 AM |
pound-mushroom3 | $25.00 | 9/26/2012 11:05:39 AM |
kindness-jedi | $25.00 | 9/26/2012 10:22:11 AM |
indomitable-dedication | $25.00 | 9/26/2012 10:23:01 AM |
108-IRA | $250.00 | 9/26/2012 10:17:25 AM |
lakehavasu88 | $25.00 | 9/26/2012 10:18:42 AM |
BankofRon_IRA | $100.00 | 9/26/2012 11:09:59 AM |
the-enthralling-coin | $25.00 | 9/26/2012 11:14:56 AM |
MadHun | $200.00 | 9/26/2012 10:20:15 AM |
nick5454 | $25.00 | 9/26/2012 10:20:20 AM |
WalnutCreekguy | $50.00 | 9/26/2012 10:29:45 AM |
ahalls | $25.00 | 9/26/2012 10:31:19 AM |
compoundinterest | $25.00 | 9/26/2012 11:21:40 AM |
resource777 | $45.00 | 9/26/2012 10:35:58 AM |
rate-hawk | $25.00 | 9/26/2012 10:37:53 AM |
finance-prescription | $100.00 | 9/26/2012 10:27:19 AM |
first-pragmatic-power | $25.00 | 9/26/2012 11:41:25 AM |
unassuming-note | $25.00 | 9/26/2012 10:39:03 AM |
elevated-investment | $25.00 | 9/26/2012 11:49:57 AM |
worth-web5 | $50.00 | 9/26/2012 10:41:33 AM |
structure9 | $25.00 | 9/26/2012 10:37:05 AM |
lender2611 | $25.00 | 9/26/2012 10:46:46 AM |
GradStudent34 | $32.00 | 9/26/2012 10:47:26 AM |
bid-czar8 | $100.00 | 9/26/2012 10:43:33 AM |
washboard1 | $25.00 | 9/26/2012 10:44:34 AM |
pragmatic-auction8 | $50.00 | 9/26/2012 10:50:42 AM |
hard-working-rate3 | $25.00 | 9/26/2012 10:45:50 AM |
basis-mammal | $25.00 | 9/26/2012 10:47:49 AM |
CAGE-Investments | $25.00 | 9/26/2012 10:50:03 AM |
leverage-monger | $25.00 | 9/26/2012 10:50:39 AM |
best-charming-leverage | $50.00 | 9/26/2012 10:51:14 AM |
trajectory8 | $25.00 | 9/26/2012 10:58:27 AM |
profitable-fairness1 | $50.00 | 9/26/2012 10:58:35 AM |
industrious-transparency6 | $25.00 | 9/26/2012 10:58:48 AM |
puifais | $34.00 | 9/26/2012 10:53:08 AM |
KEOLEND | $25.00 | 9/26/2012 10:59:13 AM |
EL_Papin | $25.00 | 9/26/2012 10:53:17 AM |
Redmond | $25.00 | 9/26/2012 10:55:12 AM |
und-alum | $25.00 | 9/26/2012 11:09:11 AM |
truecalling9 | $25.00 | 9/26/2012 11:11:49 AM |
rcm87 | $50.00 | 9/26/2012 11:04:53 AM |
gold-gazelle | $25.00 | 9/26/2012 11:07:16 AM |
mydogissocute | $25.00 | 9/26/2012 11:24:53 AM |
Lacimae | $100.00 | 9/26/2012 11:15:05 AM |
voipguy88 | $50.00 | 9/26/2012 11:20:59 AM |
LoanerPrincipal | $25.00 | 9/26/2012 11:55:51 AM |
tonic315 | $25.00 | 9/26/2012 12:06:05 PM |
dedication-ninja7 | $50.00 | 9/26/2012 11:49:40 AM |
social-pear9 | $25.00 | 9/26/2012 9:08:31 AM |
CA-Lender | $25.00 | 9/26/2012 9:05:36 AM |
versatile-dime442 | $250.00 | 9/26/2012 9:19:20 AM |
bazaar-tulip | $25.00 | 9/26/2012 9:04:43 AM |
LeReve | $500.00 | 9/26/2012 9:23:14 AM |
resolute-basis9 | $25.00 | 9/26/2012 9:23:16 AM |
adventurer447 | $300.00 | 9/26/2012 9:05:47 AM |
moola-gondola1 | $25.00 | 9/26/2012 9:32:20 AM |
radiant-dollar9 | $200.00 | 9/26/2012 9:18:54 AM |
first-resolute-deal | $25.00 | 9/26/2012 9:39:20 AM |
nex | $25.00 | 9/26/2012 9:13:44 AM |
pierrelasvegas | $25.00 | 9/26/2012 9:14:23 AM |
skiberdad | $49.00 | 9/26/2012 9:42:58 AM |
return-pioneer221 | $200.00 | 9/26/2012 9:46:16 AM |
kind-magical-investment | $25.00 | 9/26/2012 9:47:06 AM |
money-surge1 | $25.00 | 9/26/2012 9:53:56 AM |
Gilgothdae | $25.00 | 9/26/2012 10:00:06 AM |
mindful-generosity1 | $50.00 | 9/26/2012 9:35:44 AM |
ethical-truth211 | $200.00 | 9/26/2012 9:35:49 AM |
durability-ace9 | $30.00 | 9/26/2012 10:00:58 AM |
gelidfrank | $25.00 | 9/26/2012 10:06:19 AM |
netg | $25.00 | 9/26/2012 9:35:02 AM |
investment-kingdom | $25.00 | 9/26/2012 9:38:27 AM |
transaction-locomotive183 | $25.00 | 9/26/2012 10:12:44 AM |
P2P_Investor | $1,000.00 | 9/26/2012 9:48:06 AM |
camaraderi-atmosphere | $50.00 | 9/26/2012 9:48:55 AM |
reordan | $25.00 | 9/26/2012 9:49:00 AM |
mikrolown | $25.00 | 9/26/2012 9:49:49 AM |
value-wind0 | $25.00 | 9/26/2012 9:50:51 AM |
green-peso-backer | $50.00 | 9/26/2012 9:51:22 AM |
studious-value6 | $50.00 | 9/26/2012 10:21:00 AM |
CanArkRoamNu | $25.00 | 9/26/2012 9:55:33 AM |
justreturns | $25.00 | 9/26/2012 9:46:28 AM |
traice | $25.00 | 9/26/2012 10:25:18 AM |
heavenly-interest2 | $30.00 | 9/26/2012 9:47:45 AM |
jazzlender | $25.00 | 9/26/2012 10:26:46 AM |
the-profit-oracle | $25.00 | 9/26/2012 9:59:24 AM |
mkomar | $25.00 | 9/26/2012 10:32:30 AM |
genius520 | $100.00 | 9/26/2012 10:00:50 AM |
new-intuitive-dime | $25.00 | 9/26/2012 10:01:37 AM |
Cheburashka | $30.00 | 9/26/2012 10:35:49 AM |
abstone53 | $50.00 | 9/26/2012 9:53:03 AM |
kind-magnificent-bid | $50.00 | 9/26/2012 10:03:28 AM |
riskadverse44 | $25.00 | 9/26/2012 10:40:10 AM |
robust-diversification3 | $50.00 | 9/26/2012 10:04:09 AM |
OregonDane | $25.00 | 9/26/2012 10:44:53 AM |
Snizzat | $50.00 | 9/26/2012 9:59:06 AM |
financial-frenzy | $50.00 | 9/26/2012 10:45:54 AM |
p2p-czar3 | $25.00 | 9/26/2012 10:46:08 AM |
surge9 | $200.00 | 9/26/2012 10:46:15 AM |
CapitalismRocks | $25.00 | 9/26/2012 10:51:52 AM |
income-buddy7 | $50.00 | 9/26/2012 10:52:55 AM |
proper-exchange8 | $50.00 | 9/26/2012 10:05:59 AM |
Greenbak | $25.00 | 9/26/2012 10:53:40 AM |
gethsemane4 | $25.00 | 9/26/2012 10:15:11 AM |
mikbos | $25.00 | 9/26/2012 10:15:18 AM |
life-is-great | $25.00 | 9/26/2012 10:07:17 AM |
nanda | $25.00 | 9/26/2012 10:07:48 AM |
auction-bonaza8 | $100.00 | 9/26/2012 10:07:53 AM |
enthralling-deal53 | $100.00 | 9/26/2012 10:08:27 AM |
subtle-bill727 | $25.00 | 9/26/2012 10:18:52 AM |
yomanie | $25.00 | 9/26/2012 10:19:58 AM |
computers-er | $25.00 | 9/26/2012 10:15:28 AM |
community-burrito9 | $25.00 | 9/26/2012 10:17:00 AM |
bewitching-dollar5 | $100.00 | 9/26/2012 11:07:36 AM |
educationfirst | $50.00 | 9/26/2012 10:19:25 AM |
handshake5 | $100.00 | 9/26/2012 10:28:14 AM |
Flreap | $25.00 | 9/26/2012 11:14:58 AM |
52digital | $75.00 | 9/26/2012 11:15:45 AM |
wise-rupee-sanctuary | $50.00 | 9/26/2012 10:29:28 AM |
forthright-cash596 | $25.00 | 9/26/2012 10:20:30 AM |
haplender | $50.00 | 9/26/2012 10:20:38 AM |
friendly-gold | $25.00 | 9/26/2012 10:37:22 AM |
enthusiastic-point | $25.00 | 9/26/2012 10:38:43 AM |
supreme-treasure8 | $100.00 | 9/26/2012 10:39:35 AM |
receptive-affluence035 | $25.00 | 9/26/2012 10:29:13 AM |
bill-artisan7 | $25.00 | 9/26/2012 10:30:03 AM |
WakkaWakkaWakka | $25.00 | 9/26/2012 11:59:18 AM |
Worldskiboy | $32.00 | 9/26/2012 10:33:16 AM |
Mathon | $25.00 | 9/26/2012 10:34:34 AM |
nevee | $3.60 | 9/26/2012 12:13:19 PM |
superb-fund9 | $25.00 | 9/26/2012 10:43:12 AM |
credit-wheel7 | $25.00 | 9/26/2012 10:50:34 AM |
authentic-liberty7 | $25.00 | 9/26/2012 10:50:58 AM |
duty-viola | $35.00 | 9/26/2012 10:49:11 AM |
cbr600fs | $25.00 | 9/26/2012 10:54:07 AM |
pdxtech | $50.00 | 9/26/2012 11:00:17 AM |
transaction-keeper5 | $25.00 | 9/26/2012 10:56:56 AM |
orearella3 | $25.00 | 9/26/2012 10:57:17 AM |
korby524 | $25.00 | 9/26/2012 11:06:50 AM |
bath836 | $25.00 | 9/26/2012 11:04:28 AM |
mikeandcat | $50.00 | 9/26/2012 11:04:47 AM |
Hokie83 | $50.00 | 9/26/2012 11:33:34 AM |
skockie | $100.00 | 9/26/2012 11:14:22 AM |
postalwhiz | $25.00 | 9/26/2012 11:40:53 AM |
payout-carnival | $91.40 | 9/26/2012 11:42:48 AM |
zacd | $25.00 | 9/26/2012 11:52:30 AM |
RockAngelHair | $25.00 | 9/26/2012 11:53:23 AM |
peaceful-greenback719 | $25.00 | 9/26/2012 11:24:06 AM |
GreatReturnForYou | $50.00 | 9/26/2012 11:25:12 AM |
responsibility-venture8 | $75.00 | 9/26/2012 11:25:39 AM |
manatee21 | $70.00 | 9/26/2012 11:43:12 AM |
220 Investments
|
Borrower Payment Dependent Notes Series
645405
This series of Notes was issued and sold upon the funding of the borrower loan #75316, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 30% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $22,347 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| yield-chihuahua9 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan:
This loan will be used to...provide miscellaneous items for a newborn baby and Xmas gifts for four additional children
My financial situation:
I am a good candidate for this loan because... I have a steady income in the military and have not been delinquent on a bill in over seven years which was before I joined the service.
Monthly net income: $6692.06
Monthly expenses: $5060
Housing: $1975
Insurance: $120
Car expenses: $225
Utilities: $220
Phone, cable, internet: $220
Food, entertainment: $600
Clothing, household expenses: $600
Credit cards and other loans: $1100 in monthly payments
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $80.03 | 9/26/2012 5:01:32 PM |
wonder3 | $25.00 | 9/26/2012 5:02:48 PM |
duty-viola | $35.00 | 9/26/2012 5:03:32 PM |
liberty-tostada7 | $50.00 | 9/26/2012 5:29:01 PM |
handy-justice | $50.00 | 9/26/2012 5:16:27 PM |
bold-social-widget | $50.00 | 9/26/2012 5:40:54 PM |
commerce-venture1 | $50.00 | 9/26/2012 5:17:17 PM |
bewitching-dollar5 | $100.00 | 9/26/2012 5:51:28 PM |
majestic-note6 | $150.00 | 9/26/2012 5:18:46 PM |
hidavehi | $25.01 | 9/26/2012 5:41:06 PM |
Relient-K | $25.00 | 9/26/2012 5:55:19 PM |
berniemadeoff | $25.00 | 9/26/2012 6:27:53 PM |
platinum-boss2 | $25.00 | 9/26/2012 6:43:49 PM |
responsibility-butterfly | $25.00 | 9/26/2012 6:10:31 PM |
money-baron | $100.00 | 9/26/2012 6:56:02 PM |
mindful-generosity1 | $50.00 | 9/26/2012 6:15:14 PM |
Bad_Debt | $25.00 | 9/26/2012 7:10:14 PM |
dynadave | $1,000.00 | 9/26/2012 8:05:29 PM |
citytreker | $25.00 | 9/26/2012 8:08:07 PM |
Silver_Rupee | $25.01 | 9/26/2012 6:51:35 PM |
paytonbrigadier | $250.00 | 9/26/2012 7:07:04 PM |
Laissez-faire | $25.00 | 9/26/2012 7:28:25 PM |
wilchik | $25.00 | 9/26/2012 7:58:17 PM |
Star_Witness | $25.00 | 9/26/2012 8:11:47 PM |
justasoldier | $100.00 | 9/26/2012 8:30:35 PM |
mindful-deal289 | $25.00 | 9/26/2012 8:46:40 PM |
CA-Lender | $25.00 | 9/26/2012 8:46:01 PM |
BanqueDeFrance | $89.38 | 9/26/2012 9:13:59 PM |
bsmtloan | $25.57 | 9/26/2012 9:09:11 PM |
gain-equator | $25.00 | 9/26/2012 5:06:23 PM |
Whipster | $60.00 | 9/26/2012 5:01:56 PM |
HeroSupport | $60.00 | 9/26/2012 5:02:47 PM |
Endeavour | $60.00 | 9/26/2012 5:04:10 PM |
credit-commander1 | $25.00 | 9/26/2012 5:26:27 PM |
commerce-venture1 | $50.00 | 9/26/2012 5:16:46 PM |
global-invest-group | $25.00 | 9/26/2012 5:49:51 PM |
john0720 | $25.00 | 9/26/2012 7:32:57 PM |
bellaquito | $500.00 | 9/26/2012 7:33:19 PM |
apostle901 | $25.00 | 9/26/2012 6:47:33 PM |
Lendomatic | $25.00 | 9/26/2012 8:18:45 PM |
newest-currency-vibrato | $25.00 | 9/26/2012 8:32:47 PM |
p2ploan-aggregator4 | $25.00 | 9/26/2012 9:02:15 PM |
Astyanax | $40.00 | 9/26/2012 9:04:52 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
645461
This series of Notes was issued and sold upon the funding of the borrower loan #75470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 32.04% |
Borrower rate/APR:
| 33.04% / 35.84% |
Monthly payment:
| $136.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.57% | | |
| |
Estimated return*:
| 15.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 21% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 5y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,226 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Cbetter |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Responsible Professional in Need
Purpose of loan:
This loan will be used to pay the retainer and attorney fees for a Family Court case.
My financial situation:
I am a good candidate for this loan because I am responsible and pay my bills in a timely and consistent manner. I have no late payments on any of my accounts. I have been with my current employer for 6 years and I am a reliable and professional individual. I am in need of this loan because I am unable to come up with this large of a sum to pay my attorney within the time required.
Monthly net income: $ 3575
Housing: $ 990
Insurance: $ 126
Car expenses: $ 413
Utilities: $ 80
Phone, cable, internet: $ 95
Food, entertainment: $ 400
Clothing, household expenses: $ 200
Credit cards and other loans: $ 520
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bob450 | $25.00 | 9/26/2012 5:02:41 PM |
trade-boots1 | $100.00 | 9/26/2012 5:06:46 PM |
tolerant-responsibility051 | $2,000.00 | 9/26/2012 5:07:56 PM |
enriching-dollar1 | $100.00 | 9/26/2012 5:09:21 PM |
income-triangulation1 | $25.00 | 9/26/2012 5:01:52 PM |
duty-viola | $35.00 | 9/26/2012 5:03:33 PM |
enchanted-note | $25.00 | 9/26/2012 5:15:34 PM |
adventurer447 | $300.00 | 9/26/2012 5:19:39 PM |
benevolent-loot5 | $200.00 | 9/26/2012 5:10:35 PM |
BankofRon | $25.00 | 9/26/2012 5:38:28 PM |
EL_Papin | $25.00 | 9/26/2012 5:15:42 PM |
robust-diversification3 | $50.00 | 9/26/2012 5:16:00 PM |
Leshan | $50.00 | 9/26/2012 5:20:49 PM |
blue-order-comet | $25.00 | 9/26/2012 5:22:57 PM |
careful-vigilance4 | $25.00 | 9/26/2012 5:30:44 PM |
rinyt | $25.00 | 9/26/2012 5:42:03 PM |
money-fort | $25.00 | 9/26/2012 5:45:48 PM |
skillful-justice879 | $14.20 | 9/26/2012 5:46:33 PM |
commitment-neutron1 | $200.00 | 9/26/2012 5:03:16 PM |
deal-enthusiast | $40.00 | 9/26/2012 5:04:36 PM |
gain-equator | $25.00 | 9/26/2012 5:07:04 PM |
deal-galleon | $25.00 | 9/26/2012 5:08:02 PM |
lowrater | $50.80 | 9/26/2012 5:02:11 PM |
bob450-roth | $25.00 | 9/26/2012 5:07:03 PM |
Hedge-Fund | $25.00 | 9/26/2012 5:09:06 PM |
wwwUniversal | $25.00 | 9/26/2012 5:25:12 PM |
handy-justice | $50.00 | 9/26/2012 5:09:10 PM |
best-bonafide-p2p | $25.00 | 9/26/2012 5:10:37 PM |
cattlebaron | $25.00 | 9/26/2012 5:32:23 PM |
imogen22 | $50.00 | 9/26/2012 5:12:13 PM |
green-high-five7 | $25.00 | 9/26/2012 5:38:29 PM |
pierrelasvegas | $25.00 | 9/26/2012 5:14:31 PM |
charming-exchange7 | $25.00 | 9/26/2012 5:17:20 PM |
refresher211 | $25.00 | 9/26/2012 5:15:23 PM |
julijask | $25.00 | 9/26/2012 5:16:28 PM |
innovator2 | $100.00 | 9/26/2012 5:19:01 PM |
new-impeccable-coin | $35.00 | 9/26/2012 5:23:36 PM |
understanding-dollar67 | $25.00 | 9/26/2012 5:42:00 PM |
52digital | $75.00 | 9/26/2012 5:44:44 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
645467
This series of Notes was issued and sold upon the funding of the borrower loan #75464, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,400.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Sep-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $175.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.31% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 24% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 8y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,706 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| riveting-fund1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Nov-2011)
|
Principal balance:
| $19,599.11 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Business
Purpose of loan: Working Capital
This loan will be used to... Provide working capital
My financial situation: excellent
I am a good candidate for this loan because... I have a high FICO score and have always paid all debts on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $100.00 | 9/26/2012 6:45:37 PM |
prudent-dough458 | $25.00 | 9/26/2012 5:02:27 PM |
nickel-ferret | $25.00 | 9/26/2012 5:14:57 PM |
wetlands | $200.00 | 9/26/2012 5:15:52 PM |
wonderous-power | $25.00 | 9/26/2012 5:04:35 PM |
phaded | $25.00 | 9/26/2012 5:04:37 PM |
phenomenal-rate1 | $500.00 | 9/26/2012 5:04:43 PM |
Taxman44 | $25.00 | 9/26/2012 5:05:42 PM |
repayment-pagoda8 | $100.00 | 9/26/2012 5:08:05 PM |
lionheart722 | $100.00 | 9/26/2012 5:21:59 PM |
special-dinero553 | $25.00 | 9/26/2012 5:13:24 PM |
american6 | $50.00 | 9/26/2012 5:47:10 PM |
ingenious-deal6 | $25.00 | 9/26/2012 5:47:49 PM |
LeReve | $500.00 | 9/26/2012 5:20:39 PM |
payout-reaction740 | $50.00 | 9/26/2012 5:18:33 PM |
worth21 | $25.00 | 9/26/2012 5:53:25 PM |
adventurer447 | $300.00 | 9/26/2012 5:19:39 PM |
wonderful-currency | $25.00 | 9/26/2012 5:54:51 PM |
social-attraction463 | $25.00 | 9/26/2012 5:25:40 PM |
CapStack | $50.00 | 9/26/2012 5:29:36 PM |
northwoodsguy | $50.00 | 9/26/2012 5:32:44 PM |
payout-motivator0 | $25.00 | 9/26/2012 5:37:35 PM |
durability-slingshot2 | $53.00 | 9/26/2012 5:39:55 PM |
loyalty-dragster7 | $100.00 | 9/26/2012 5:54:15 PM |
gmoney37 | $50.00 | 9/26/2012 6:27:33 PM |
Avala | $100.00 | 9/26/2012 6:44:31 PM |
responsibility-butterfly | $25.00 | 9/26/2012 6:10:32 PM |
Rockymtnhi | $100.00 | 9/26/2012 6:14:29 PM |
velocityasaurus-rex4 | $100.00 | 9/26/2012 6:11:41 PM |
credit-maple | $25.00 | 9/26/2012 6:14:53 PM |
mindful-generosity1 | $50.00 | 9/26/2012 6:15:15 PM |
djs81 | $75.00 | 9/26/2012 6:17:25 PM |
bewitching-commitment421 | $100.00 | 9/26/2012 6:18:12 PM |
red-fervent-deal | $25.00 | 9/26/2012 6:18:53 PM |
wwwUniversal | $25.00 | 9/26/2012 6:31:36 PM |
kenji4861 | $25.00 | 9/26/2012 6:36:20 PM |
kfrench | $75.00 | 9/26/2012 6:47:11 PM |
commitment-neutron1 | $200.00 | 9/26/2012 5:02:35 PM |
j2ee | $50.00 | 9/26/2012 5:05:49 PM |
imogen22 | $50.00 | 9/26/2012 5:11:07 PM |
dignified-truth7 | $200.00 | 9/26/2012 5:16:31 PM |
friendly-gold | $25.00 | 9/26/2012 5:08:16 PM |
engaging-worth | $25.00 | 9/26/2012 5:08:41 PM |
sturdy-fairness0 | $50.00 | 9/26/2012 5:32:09 PM |
paladin847 | $70.00 | 9/26/2012 5:11:51 PM |
MoneyForNothing | $25.09 | 9/26/2012 5:14:17 PM |
Castellan | $50.00 | 9/26/2012 5:13:59 PM |
best-bonafide-p2p | $50.00 | 9/26/2012 5:19:52 PM |
compoundinterest | $25.00 | 9/26/2012 5:24:10 PM |
SMVM87 | $50.00 | 9/26/2012 5:59:16 PM |
ready-justice7 | $50.00 | 9/26/2012 5:36:55 PM |
obduro_1 | $25.00 | 9/26/2012 6:04:26 PM |
thrifty-transaction578 | $25.00 | 9/26/2012 5:32:34 PM |
excellent-funds649 | $50.00 | 9/26/2012 5:40:03 PM |
tenacious-affluence | $25.00 | 9/26/2012 6:11:00 PM |
CaptainBL | $25.00 | 9/26/2012 5:44:39 PM |
bazaar-tulip | $25.00 | 9/26/2012 6:17:14 PM |
djh47a | $25.00 | 9/26/2012 5:45:44 PM |
CaptainTimerica | $150.00 | 9/26/2012 5:49:45 PM |
RJN | $35.00 | 9/26/2012 5:51:15 PM |
mizon291 | $30.00 | 9/26/2012 5:55:02 PM |
market-assembler | $50.00 | 9/26/2012 5:58:19 PM |
Vegasjim | $25.00 | 9/26/2012 5:56:23 PM |
top-enriched-return | $50.00 | 9/26/2012 6:33:50 PM |
coin-conductor614 | $50.00 | 9/26/2012 6:01:23 PM |
intuitive-benefit3 | $100.00 | 9/26/2012 6:04:09 PM |
keen-credit6 | $28.00 | 9/26/2012 6:54:41 PM |
CreditBuilder2 | $25.01 | 9/26/2012 6:11:07 PM |
prudent-deal662 | $25.00 | 9/26/2012 6:14:31 PM |
tranquil-gain1 | $75.00 | 9/26/2012 6:20:30 PM |
bold-riveting-social | $50.00 | 9/26/2012 6:19:20 PM |
GoldenGo4 | $73.02 | 9/26/2012 6:31:09 PM |
richboy56 | $25.00 | 9/26/2012 6:36:39 PM |
wishihadmore | $25.00 | 9/26/2012 6:42:03 PM |
availableloan | $25.00 | 9/26/2012 6:43:59 PM |
fair-gain8 | $25.00 | 9/26/2012 6:47:04 PM |
BlessedEveryDay | $25.00 | 9/26/2012 6:52:01 PM |
Supernick | $160.88 | 9/26/2012 6:59:55 PM |
ninjazx10rida | $25.00 | 9/26/2012 6:59:02 PM |
79 Investments
|
Borrower Payment Dependent Notes Series
645509
This series of Notes was issued and sold upon the funding of the borrower loan #75165, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $161.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 34% |
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 7y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,896 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| established-integrity3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-triangulation1 | $25.00 | 9/26/2012 5:02:19 PM |
commitment-neutron1 | $200.00 | 9/26/2012 5:02:58 PM |
simplyonce | $25.00 | 9/26/2012 5:06:51 PM |
tolerant-responsibility051 | $2,000.00 | 9/26/2012 5:07:56 PM |
fund-medalist171 | $60.00 | 9/26/2012 5:10:55 PM |
wonder3 | $25.00 | 9/26/2012 5:03:23 PM |
Whipster | $60.00 | 9/26/2012 5:02:18 PM |
duty-viola | $35.00 | 9/26/2012 5:03:34 PM |
WalnutCreekguy | $50.00 | 9/26/2012 5:04:18 PM |
yield-trader | $25.00 | 9/26/2012 5:14:17 PM |
Endeavour | $60.00 | 9/26/2012 5:04:24 PM |
transparency-baton | $25.00 | 9/26/2012 5:05:14 PM |
tech310 | $50.00 | 9/26/2012 5:05:31 PM |
Ragestang | $25.00 | 9/26/2012 5:19:28 PM |
friendly-gold | $25.00 | 9/26/2012 5:08:17 PM |
rate-angel9 | $50.00 | 9/26/2012 5:25:37 PM |
transparency-sapling | $25.00 | 9/26/2012 5:09:06 PM |
restless-currency | $40.00 | 9/26/2012 5:27:11 PM |
bob450-roth | $25.00 | 9/26/2012 5:10:33 PM |
best-bonafide-p2p | $50.00 | 9/26/2012 5:09:49 PM |
credit-meteor7 | $57.00 | 9/26/2012 5:11:39 PM |
DLUVLY1 | $25.00 | 9/26/2012 5:11:55 PM |
BizAnalyst | $50.00 | 9/26/2012 5:12:06 PM |
1NiceLender | $25.00 | 9/26/2012 5:13:02 PM |
handy-money9 | $75.00 | 9/26/2012 5:26:23 PM |
dariop | $25.01 | 9/26/2012 5:24:44 PM |
LittleMingo | $25.00 | 9/26/2012 5:08:21 PM |
durability-seahorse7 | $50.00 | 9/26/2012 5:10:09 PM |
subtle-bill727 | $25.00 | 9/26/2012 5:03:14 PM |
HeroSupport | $60.00 | 9/26/2012 5:03:15 PM |
robust-diversification3 | $50.00 | 9/26/2012 5:16:00 PM |
affluence-microscope2 | $200.00 | 9/26/2012 5:04:31 PM |
radiant-dollar9 | $200.00 | 9/26/2012 5:17:51 PM |
versatile-dime442 | $250.00 | 9/26/2012 5:18:14 PM |
chad-bro-chill | $25.00 | 9/26/2012 5:06:21 PM |
thrilling-fund427 | $50.00 | 9/26/2012 5:07:10 PM |
commerce-venture1 | $25.00 | 9/26/2012 5:07:49 PM |
wwwUniversal | $25.00 | 9/26/2012 5:25:13 PM |
fund-blackberry6 | $25.00 | 9/26/2012 5:33:17 PM |
Assets-Up | $25.00 | 9/26/2012 5:33:43 PM |
imogen22 | $50.00 | 9/26/2012 5:11:47 PM |
pierrelasvegas | $25.00 | 9/26/2012 5:14:11 PM |
enchanted-note | $25.00 | 9/26/2012 5:15:34 PM |
vutah | $45.00 | 9/26/2012 5:16:39 PM |
calm-platinum957 | $35.00 | 9/26/2012 5:17:04 PM |
charming-exchange7 | $25.00 | 9/26/2012 5:17:21 PM |
LeReve | $500.00 | 9/26/2012 5:21:02 PM |
adventurer447 | $300.00 | 9/26/2012 5:19:40 PM |
Sid-K | $25.00 | 9/26/2012 5:19:56 PM |
money-bauble | $100.00 | 9/26/2012 5:20:56 PM |
bazaar-festivity | $25.00 | 9/26/2012 5:26:26 PM |
tolerant-dime2 | $42.00 | 9/26/2012 5:25:26 PM |
justreturns | $25.00 | 9/26/2012 5:27:09 PM |
responsive-principal8 | $25.00 | 9/26/2012 5:27:18 PM |
thrifty-generosity222 | $100.00 | 9/26/2012 5:34:59 PM |
55 Investments
|
Borrower Payment Dependent Notes Series
645511
This series of Notes was issued and sold upon the funding of the borrower loan #75391, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 16.28% |
Borrower rate/APR:
| 17.28% / 19.66% |
Monthly payment:
| $375.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.21% | | |
| |
Estimated return*:
| 12.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
9 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,840 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blazing-credit2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2010)
|
Principal balance:
| $1,448.94 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to make upgrades to my home in order to increase the value
My financial situation:
I am a good candidate for this loan because i have been a client of prosper for two years and I have been on time with all of my payments
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.23 | 9/25/2012 5:04:17 PM |
Silver_Rupee | $25.01 | 9/25/2012 5:02:54 PM |
LaGrangeLender | $60.00 | 9/25/2012 5:11:16 PM |
felicity-contributor3 | $35.00 | 9/25/2012 5:06:47 PM |
XP | $25.00 | 9/25/2012 5:12:19 PM |
excellent-funds649 | $50.00 | 9/25/2012 5:27:51 PM |
compoundinterest | $25.00 | 9/25/2012 5:31:37 PM |
adventurer447 | $300.00 | 9/25/2012 5:32:04 PM |
thankful-nickel2 | $50.00 | 9/25/2012 5:51:58 PM |
tenacious-affluence | $25.00 | 9/25/2012 5:34:15 PM |
progressive-economy261 | $500.00 | 9/25/2012 6:00:07 PM |
income-buffalo1 | $50.00 | 9/25/2012 5:54:29 PM |
thrifty-transaction578 | $25.00 | 9/25/2012 6:04:47 PM |
tolerant-responsibility051 | $2,000.00 | 9/25/2012 5:59:43 PM |
hitsman | $50.00 | 9/25/2012 6:22:36 PM |
market-cougar3 | $50.00 | 9/25/2012 5:59:45 PM |
janeybooboo | $150.00 | 9/25/2012 6:10:14 PM |
squadron781 | $25.00 | 9/25/2012 6:52:33 PM |
ninjazx10rida | $50.00 | 9/25/2012 6:58:44 PM |
kenji4861 | $25.00 | 9/25/2012 6:26:25 PM |
duty-awakening3 | $25.00 | 9/25/2012 7:21:04 PM |
fund-dragster | $50.00 | 9/25/2012 7:45:23 PM |
VitaminFunk | $25.00 | 9/25/2012 7:52:27 PM |
C_M | $51.69 | 9/25/2012 6:38:20 PM |
valiant-pound8 | $300.00 | 9/25/2012 6:38:49 PM |
azazle | $50.00 | 9/25/2012 6:42:24 PM |
boxorox | $50.00 | 9/25/2012 6:53:13 PM |
Taxman44 | $25.00 | 9/25/2012 6:39:31 PM |
nex | $25.00 | 9/25/2012 6:41:29 PM |
unassailable-funds754 | $25.00 | 9/25/2012 6:43:27 PM |
adelaide-moira | $25.00 | 9/25/2012 7:25:06 PM |
transaction-keeper5 | $25.00 | 9/25/2012 7:41:12 PM |
BuzzyBee336 | $50.00 | 9/25/2012 7:53:29 PM |
vigilance-spinner3 | $25.00 | 9/25/2012 7:45:51 PM |
WellMaker | $1,000.00 | 9/25/2012 7:52:16 PM |
unbelievable-peso8 | $50.00 | 9/25/2012 7:53:43 PM |
coopPV | $50.00 | 9/25/2012 7:56:38 PM |
113121 | $30.00 | 9/25/2012 5:10:26 PM |
social-attraction463 | $25.00 | 9/25/2012 5:06:43 PM |
commerce-venture1 | $25.00 | 9/25/2012 5:13:05 PM |
community-burrito9 | $35.00 | 9/25/2012 5:17:16 PM |
phenomenal-rate1 | $500.00 | 9/25/2012 5:26:22 PM |
bold-wampum-compadre | $50.00 | 9/25/2012 5:11:00 PM |
john0720 | $25.00 | 9/25/2012 5:12:54 PM |
gotjack-IRA | $25.03 | 9/25/2012 5:25:17 PM |
wildguy | $100.00 | 9/25/2012 5:38:03 PM |
CreditBuilder2 | $25.01 | 9/25/2012 5:28:12 PM |
basis-spartan922 | $50.06 | 9/25/2012 5:43:59 PM |
intuitive-benefit3 | $100.00 | 9/25/2012 5:49:27 PM |
RGlad | $250.00 | 9/25/2012 5:55:06 PM |
wetlands | $200.00 | 9/25/2012 5:35:55 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:27 PM |
LeReve | $500.00 | 9/25/2012 5:41:01 PM |
voipguy88 | $100.00 | 9/25/2012 5:51:09 PM |
pdub | $750.00 | 9/25/2012 5:55:14 PM |
equitable-capital758 | $212.00 | 9/25/2012 5:55:23 PM |
Dubbs360 | $500.00 | 9/25/2012 5:59:14 PM |
johngaltline | $25.00 | 9/25/2012 6:17:06 PM |
MI2 | $5,000.00 | 9/25/2012 6:22:09 PM |
friendly-gold | $25.00 | 9/25/2012 6:22:20 PM |
networks4ever | $25.00 | 9/25/2012 6:04:24 PM |
Spooky_Action | $25.00 | 9/25/2012 6:05:03 PM |
madcap | $50.00 | 9/25/2012 6:33:12 PM |
ponch12 | $50.00 | 9/25/2012 6:34:42 PM |
satisfying-reward1 | $53.16 | 9/25/2012 7:13:35 PM |
payment-halo | $25.00 | 9/25/2012 7:21:48 PM |
kinetic-generosity766 | $27.34 | 9/25/2012 7:25:20 PM |
CACO_Lender | $25.00 | 9/25/2012 6:32:07 PM |
rascal867 | $25.00 | 9/25/2012 7:39:52 PM |
integrity-web | $25.00 | 9/25/2012 7:56:39 PM |
rupee-prairie | $30.00 | 9/25/2012 6:25:20 PM |
missmeg | $25.00 | 9/25/2012 6:54:36 PM |
bellaquito | $500.00 | 9/25/2012 6:44:35 PM |
tranquil-wealth1 | $50.00 | 9/25/2012 7:40:00 PM |
dime-sprout | $25.00 | 9/25/2012 6:52:58 PM |
Feyenoord | $30.00 | 9/25/2012 7:12:34 PM |
value-fortress3 | $25.00 | 9/25/2012 7:56:50 PM |
MoneyForNothing | $10.47 | 9/25/2012 7:57:23 PM |
78 Investments
|
Borrower Payment Dependent Notes Series
645515
This series of Notes was issued and sold upon the funding of the borrower loan #75081, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $225.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 15% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,927 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| adaptable-interest554 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 9 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2011)
720-739
(Dec-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to repair foundation/slab from drought
My financial situation:
I am a good candidate for this loan because I have always repaid my debts and I have a strong employment history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
commitment-neutron1 | $200.00 | 9/26/2012 5:02:35 PM |
Taxman44 | $25.00 | 9/26/2012 5:05:42 PM |
j2ee | $27.00 | 9/26/2012 5:05:49 PM |
imogen22 | $50.00 | 9/26/2012 5:11:07 PM |
a-finance-nirvana | $25.00 | 9/26/2012 5:12:59 PM |
MoneyForNothing | $25.09 | 9/26/2012 5:04:01 PM |
Castellan | $50.00 | 9/26/2012 5:14:00 PM |
phenomenal-rate1 | $500.00 | 9/26/2012 5:04:43 PM |
adventurer447 | $300.00 | 9/26/2012 5:19:40 PM |
dkjl | $25.00 | 9/26/2012 5:07:48 PM |
friendly-gold | $25.00 | 9/26/2012 5:08:18 PM |
wetlands | $200.00 | 9/26/2012 5:15:53 PM |
nickel-ferret | $25.00 | 9/26/2012 5:14:58 PM |
determined-revenue1 | $35.00 | 9/26/2012 5:16:36 PM |
compoundinterest | $25.00 | 9/26/2012 5:24:11 PM |
hopeful_lender | $300.00 | 9/26/2012 5:38:11 PM |
thrifty-transaction578 | $25.00 | 9/26/2012 5:32:34 PM |
Ripsaw4U | $50.00 | 9/26/2012 5:34:31 PM |
excellent-funds649 | $50.00 | 9/26/2012 5:40:03 PM |
john0720 | $25.00 | 9/26/2012 6:11:48 PM |
capital-blueberry | $25.00 | 9/26/2012 6:12:03 PM |
UncleSafety | $300.00 | 9/26/2012 6:15:39 PM |
bazaar-tulip | $25.00 | 9/26/2012 6:17:15 PM |
Money_Working | $40.00 | 9/26/2012 5:49:01 PM |
bold-riveting-social | $50.00 | 9/26/2012 6:19:20 PM |
tranquil-gain1 | $75.00 | 9/26/2012 6:20:30 PM |
wonderful-currency | $25.00 | 9/26/2012 5:54:51 PM |
azazle | $50.00 | 9/26/2012 6:29:07 PM |
octoberfresh | $25.00 | 9/26/2012 5:59:21 PM |
coin-conductor614 | $50.00 | 9/26/2012 6:01:23 PM |
fair-gain8 | $25.00 | 9/26/2012 6:47:13 PM |
responsibility-butterfly | $25.00 | 9/26/2012 6:10:33 PM |
Oak-Parker | $25.00 | 9/26/2012 7:08:55 PM |
zone6 | $100.00 | 9/26/2012 7:09:24 PM |
integrity-starter | $25.00 | 9/26/2012 7:20:22 PM |
bellaquito | $500.00 | 9/26/2012 7:27:35 PM |
ready-interest9 | $25.00 | 9/26/2012 6:32:39 PM |
top-enriched-return | $50.00 | 9/26/2012 6:33:50 PM |
kfrench | $75.00 | 9/26/2012 6:47:11 PM |
1800porsche | $25.00 | 9/26/2012 6:55:38 PM |
keen-credit6 | $29.00 | 9/26/2012 7:00:01 PM |
Supernick | $500.00 | 9/26/2012 7:01:54 PM |
priceless-felicity7 | $25.00 | 9/26/2012 7:01:55 PM |
BBsapphire-2-loan | $100.00 | 9/26/2012 7:08:47 PM |
jcornehlsen | $25.00 | 9/26/2012 7:19:50 PM |
worth-excellence4 | $25.00 | 9/26/2012 7:26:07 PM |
continental2 | $100.00 | 9/26/2012 7:31:10 PM |
green-trade-dolphin2 | $33.31 | 9/26/2012 5:02:19 PM |
betterthanstock | $50.00 | 9/26/2012 5:10:25 PM |
prudent-dough458 | $25.00 | 9/26/2012 5:02:28 PM |
mad-scientist0 | $50.00 | 9/26/2012 5:16:45 PM |
listing-trapper3 | $31.00 | 9/26/2012 5:17:35 PM |
money-to-bless | $25.00 | 9/26/2012 5:08:02 PM |
repayment-pagoda8 | $100.00 | 9/26/2012 5:08:06 PM |
Phryne | $50.00 | 9/26/2012 5:08:44 PM |
special-dinero553 | $25.00 | 9/26/2012 5:13:24 PM |
durability-slingshot2 | $53.00 | 9/26/2012 5:39:56 PM |
dignified-truth7 | $200.00 | 9/26/2012 5:16:31 PM |
best-bonafide-p2p | $50.00 | 9/26/2012 5:20:27 PM |
LeReve | $500.00 | 9/26/2012 5:20:40 PM |
payout-reaction740 | $50.00 | 9/26/2012 5:18:33 PM |
lionheart722 | $100.00 | 9/26/2012 5:21:59 PM |
justreturns | $25.00 | 9/26/2012 5:27:09 PM |
compassion-twister2 | $50.00 | 9/26/2012 5:28:13 PM |
green28 | $50.00 | 9/26/2012 5:30:01 PM |
intuitive-benefit3 | $100.00 | 9/26/2012 6:04:10 PM |
payout-motivator0 | $25.00 | 9/26/2012 5:37:36 PM |
commerce-gargantuan2 | $50.00 | 9/26/2012 5:31:21 PM |
CreditBuilder2 | $25.01 | 9/26/2012 6:11:07 PM |
LoanerPrincipal | $25.00 | 9/26/2012 5:48:12 PM |
palmetto933 | $25.00 | 9/26/2012 6:20:22 PM |
Rivervale_Westwood | $25.00 | 9/26/2012 6:21:08 PM |
loyalty-dragster7 | $100.00 | 9/26/2012 5:54:16 PM |
wwwUniversal | $25.00 | 9/26/2012 6:31:36 PM |
richboy56 | $25.00 | 9/26/2012 6:36:40 PM |
LaGrangeLender | $60.00 | 9/26/2012 6:07:09 PM |
DoctorJoe | $25.00 | 9/26/2012 6:43:48 PM |
boston_mass | $25.00 | 9/26/2012 6:46:36 PM |
tenacious-affluence | $25.00 | 9/26/2012 6:11:01 PM |
velocityasaurus-rex4 | $100.00 | 9/26/2012 6:11:41 PM |
mindful-generosity1 | $50.00 | 9/26/2012 6:15:16 PM |
p2p-paradise | $25.00 | 9/26/2012 6:17:45 PM |
bewitching-commitment421 | $100.00 | 9/26/2012 6:18:12 PM |
kenji4861 | $25.00 | 9/26/2012 6:36:21 PM |
Blue_Devil | $50.00 | 9/26/2012 6:35:12 PM |
BlessedEveryDay | $25.00 | 9/26/2012 6:52:51 PM |
Slapshot | $25.00 | 9/26/2012 6:59:19 PM |
benevolent-asset | $35.00 | 9/26/2012 7:06:13 PM |
pleasant-listing712 | $25.00 | 9/26/2012 7:06:18 PM |
fantastic-bazaar2 | $100.00 | 9/26/2012 7:07:15 PM |
reward-dynamo | $25.00 | 9/26/2012 7:10:03 PM |
marketplace-singularity3 | $50.00 | 9/26/2012 7:10:06 PM |
Robin_Hood | $6.59 | 9/26/2012 7:36:42 PM |
93 Investments
|
Borrower Payment Dependent Notes Series
645613
This series of Notes was issued and sold upon the funding of the borrower loan #75280, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $586.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,663 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| community-lionheart0 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate medical debt.
My financial situation:
I am a good candidate for this loan because high income earner with solid job history.
Monthly net income: $10,500
Monthly expenses: $6,500
Housing: $2,600
Insurance: $450
Car expenses: $1,000
Utilities: $550
Phone, cable, internet: $200
Food, entertainment: $800
Clothing, household expenses: $800
Credit cards and other loans: $550
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-triangulation1 | $25.00 | 9/25/2012 5:04:35 PM |
new-impeccable-coin | $25.00 | 9/25/2012 5:05:15 PM |
best-bonafide-p2p | $25.00 | 9/25/2012 5:05:29 PM |
mckhbnpc | $50.00 | 9/25/2012 5:12:59 PM |
kk-gp | $100.00 | 9/25/2012 5:14:03 PM |
thrifty-generosity222 | $100.00 | 9/25/2012 5:05:43 PM |
commerce-venture1 | $25.00 | 9/25/2012 5:06:40 PM |
payment-halo | $25.00 | 9/25/2012 5:29:15 PM |
dynrep | $25.00 | 9/25/2012 5:30:42 PM |
worth-blanket2 | $18,000.00 | 9/25/2012 5:11:49 PM |
adventurer447 | $300.00 | 9/25/2012 5:32:04 PM |
community-burrito9 | $65.00 | 9/25/2012 5:16:45 PM |
credit-adventurer313 | $37.91 | 9/25/2012 5:20:04 PM |
deal-marauder6 | $32.92 | 9/25/2012 5:24:07 PM |
jubilant-capital1 | $100.00 | 9/25/2012 5:30:15 PM |
the-silver-blaster | $50.00 | 9/25/2012 5:25:26 PM |
WalnutCreekguy | $50.00 | 9/25/2012 5:08:08 PM |
methodical-interest039 | $27.00 | 9/25/2012 5:03:26 PM |
piledriver570 | $500.00 | 9/25/2012 5:29:04 PM |
penny-surgeon | $25.00 | 9/25/2012 5:08:15 PM |
justreturns | $25.00 | 9/25/2012 5:26:13 PM |
lowrater | $75.80 | 9/25/2012 5:15:13 PM |
scoobiedoo | $40.00 | 9/25/2012 5:33:05 PM |
fund-medalist171 | $50.00 | 9/25/2012 5:17:33 PM |
Beld | $50.00 | 9/25/2012 5:32:18 PM |
enchanted-note | $25.00 | 9/25/2012 5:29:24 PM |
Money__Tree | $186.37 | 9/25/2012 5:35:05 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
645677
This series of Notes was issued and sold upon the funding of the borrower loan #75436, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $498.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 19% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,050 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| impartial-value4 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: To start a business.
This loan will be used to...purchase equipment and fund operating expenses for the first year for my business.
My financial situation: I am employed full-time, I have excellent credit, I live rent free, I own a car that is paid off.
I am a good candidate for this loan because...the loan payments will come entirely from the full time salary at my current employment. I will continue to work full time so that the repayment of my loan is not dependent upon the success or failure of my business, but is completely covered by my salary. I do not miss payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
commitment-neutron1 | $200.00 | 9/26/2012 5:02:36 PM |
Taxman44 | $25.00 | 9/26/2012 5:05:44 PM |
LoanerPrincipal | $25.00 | 9/26/2012 5:48:13 PM |
lionheart722 | $100.00 | 9/26/2012 5:22:00 PM |
hopeful_lender | $130.00 | 9/26/2012 5:35:59 PM |
tenacious-affluence | $25.00 | 9/26/2012 6:11:02 PM |
bazaar-tulip | $25.00 | 9/26/2012 6:17:16 PM |
obduro_1 | $25.00 | 9/26/2012 6:04:26 PM |
mindful-generosity1 | $50.00 | 9/26/2012 6:15:17 PM |
priceless-felicity7 | $25.00 | 9/26/2012 7:10:04 PM |
tranquil-gain1 | $75.00 | 9/26/2012 6:20:30 PM |
kenji4861 | $25.00 | 9/26/2012 6:36:22 PM |
thg0703 | $25.00 | 9/26/2012 8:51:46 PM |
CIC | $25.00 | 9/27/2012 2:37:24 AM |
nodebtin3 | $100.00 | 9/27/2012 3:59:56 AM |
repayment-pagoda8 | $100.00 | 9/27/2012 9:08:55 AM |
benjamins-explosion142 | $25.00 | 9/27/2012 9:13:36 AM |
octoberfresh | $25.00 | 9/27/2012 9:31:06 AM |
Investoman | $25.00 | 9/27/2012 9:37:13 AM |
Castellan | $50.00 | 9/27/2012 10:24:28 AM |
ready-justice7 | $50.00 | 9/27/2012 10:36:12 AM |
pharmkid21 | $25.00 | 9/27/2012 10:37:45 AM |
commanding-treasure2 | $75.00 | 9/27/2012 10:43:43 AM |
fishtale | $25.00 | 9/27/2012 10:48:12 AM |
skuba | $75.00 | 9/27/2012 10:52:25 AM |
mtp | $28.00 | 9/27/2012 10:58:25 AM |
sturdy-fairness0 | $100.00 | 9/27/2012 11:02:43 AM |
respectful-fairness069 | $28.00 | 9/27/2012 11:06:27 AM |
martinatime | $25.00 | 9/27/2012 11:13:37 AM |
authentic-liberty7 | $25.00 | 9/27/2012 11:16:52 AM |
ss2020 | $25.00 | 9/27/2012 11:24:22 AM |
fuzed | $25.00 | 9/27/2012 11:26:39 AM |
cahjoon | $25.00 | 9/27/2012 11:27:46 AM |
unrelenting-platinum2 | $25.00 | 9/27/2012 10:26:35 AM |
bellaquito | $500.00 | 9/27/2012 11:50:36 AM |
compoundinterest | $25.00 | 9/27/2012 10:29:57 AM |
socrates520 | $50.00 | 9/27/2012 10:46:03 AM |
Elbanko | $30.00 | 9/27/2012 10:50:06 AM |
EvalCrux | $28.00 | 9/27/2012 10:51:45 AM |
poster177 | $50.00 | 9/27/2012 12:34:02 PM |
silver-explorer6 | $25.00 | 9/27/2012 10:52:53 AM |
Headhunter14 | $25.00 | 9/27/2012 11:04:18 AM |
emo13 | $50.00 | 9/27/2012 11:05:14 AM |
community-stream9 | $50.00 | 9/27/2012 10:58:30 AM |
gallant-economy9 | $50.00 | 9/27/2012 10:59:25 AM |
useful-money715 | $25.00 | 9/27/2012 11:00:43 AM |
greenback-drummer9 | $50.00 | 9/27/2012 11:13:55 AM |
rentalguy | $25.00 | 9/27/2012 11:03:04 AM |
investment-pro4 | $28.00 | 9/27/2012 11:03:33 AM |
geniusj | $25.00 | 9/27/2012 11:06:09 AM |
brainy-dedication | $25.00 | 9/27/2012 11:07:03 AM |
restless-currency | $40.00 | 9/27/2012 11:38:02 AM |
zone6 | $75.00 | 9/27/2012 11:12:28 AM |
donloah | $25.00 | 9/27/2012 11:21:20 AM |
rulender | $25.00 | 9/27/2012 11:21:39 AM |
_wally_ | $50.00 | 9/27/2012 11:24:33 AM |
Index_Plus | $5,000.00 | 9/27/2012 1:23:30 PM |
indomitable-economy8 | $25.00 | 9/27/2012 2:05:48 PM |
asset-amplifier125 | $100.00 | 9/27/2012 1:52:54 PM |
penny-oasis | $25.00 | 9/27/2012 1:59:03 PM |
phenomenal-rate1 | $500.00 | 9/26/2012 5:04:43 PM |
imogen22 | $50.00 | 9/26/2012 5:11:09 PM |
Phryne | $50.00 | 9/26/2012 5:05:05 PM |
LeReve | $500.00 | 9/26/2012 5:20:41 PM |
ciccio70 | $25.00 | 9/26/2012 5:08:28 PM |
friendly-gold | $25.00 | 9/26/2012 5:08:19 PM |
commerce-gargantuan2 | $50.00 | 9/26/2012 5:31:22 PM |
special-dinero553 | $25.00 | 9/26/2012 5:13:25 PM |
paladin847 | $70.00 | 9/26/2012 5:11:53 PM |
dignified-truth7 | $200.00 | 9/26/2012 5:16:32 PM |
thrifty-transaction578 | $25.00 | 9/26/2012 5:32:35 PM |
compassion-twister2 | $50.00 | 9/26/2012 5:28:13 PM |
durability-slingshot2 | $53.00 | 9/26/2012 5:39:57 PM |
excellent-funds649 | $50.00 | 9/26/2012 5:40:04 PM |
responsibility-butterfly | $25.00 | 9/26/2012 6:10:36 PM |
CreditBuilder2 | $25.01 | 9/26/2012 6:11:08 PM |
loyalty-dragster7 | $100.00 | 9/26/2012 5:54:17 PM |
superb-funds335 | $25.00 | 9/26/2012 6:37:00 PM |
intuitive-benefit3 | $100.00 | 9/26/2012 6:04:12 PM |
SBT | $25.00 | 9/26/2012 6:12:58 PM |
kfrench | $75.00 | 9/26/2012 7:04:54 PM |
repayment-chihuahua3 | $25.00 | 9/26/2012 8:08:09 PM |
LiveNow | $25.00 | 9/26/2012 6:48:14 PM |
worth21 | $25.00 | 9/27/2012 7:49:55 AM |
dignified-euro8 | $35.00 | 9/26/2012 9:42:52 PM |
exciting-finance288 | $25.00 | 9/27/2012 8:03:10 AM |
williamgates | $25.00 | 9/26/2012 10:07:11 PM |
worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:49 PM |
hickeyjosp | $50.00 | 9/27/2012 9:05:21 AM |
green28 | $50.00 | 9/27/2012 5:17:11 AM |
georgethesir | $50.00 | 9/27/2012 6:59:35 AM |
truth-magician1 | $25.00 | 9/27/2012 8:55:31 AM |
kind-transparency-ferret | $100.00 | 9/27/2012 9:41:09 AM |
nickel-ferret | $25.00 | 9/27/2012 9:16:37 AM |
wetlands | $200.00 | 9/27/2012 9:17:46 AM |
Senechal | $25.00 | 9/27/2012 10:06:45 AM |
ingenious-deal6 | $25.00 | 9/27/2012 10:41:20 AM |
DarkInvestor | $27.00 | 9/27/2012 10:47:54 AM |
neenerman | $43.00 | 9/27/2012 11:02:09 AM |
daisuke | $25.00 | 9/27/2012 11:02:49 AM |
Arg3998 | $50.00 | 9/27/2012 11:05:11 AM |
velocityasaurus-rex4 | $100.00 | 9/27/2012 10:17:26 AM |
subtle-social4 | $25.00 | 9/27/2012 11:11:48 AM |
first-silver-bridge | $25.00 | 9/27/2012 11:14:01 AM |
methodical-principal2 | $25.00 | 9/27/2012 11:27:36 AM |
flo_rida | $36.00 | 9/27/2012 10:40:44 AM |
nri22 | $25.00 | 9/27/2012 10:41:26 AM |
best-bonafide-p2p | $50.00 | 9/27/2012 12:30:17 PM |
choss02 | $28.00 | 9/27/2012 10:54:03 AM |
radforj22 | $50.00 | 9/27/2012 12:55:14 PM |
DreisersFinancier | $50.00 | 9/27/2012 10:46:09 AM |
mvalley | $25.00 | 9/27/2012 10:47:47 AM |
brightest-gain-investor | $1,000.00 | 9/27/2012 1:29:26 PM |
macgeek | $50.00 | 9/27/2012 11:02:11 AM |
loyalty-locomotive | $25.00 | 9/27/2012 10:53:05 AM |
orange-courageous-dedication | $25.00 | 9/27/2012 11:06:27 AM |
Tom579 | $31.00 | 9/27/2012 10:59:29 AM |
Good-Yield | $25.00 | 9/27/2012 11:13:18 AM |
compatible-deal9 | $50.00 | 9/27/2012 11:15:50 AM |
gold-commander0 | $25.00 | 9/27/2012 11:04:24 AM |
meenan | $25.00 | 9/27/2012 11:25:56 AM |
rmachi | $25.00 | 9/27/2012 11:06:57 AM |
thedoctor | $75.00 | 9/27/2012 11:10:30 AM |
wigglesworth4 | $100.00 | 9/27/2012 11:16:36 AM |
SJM10011a | $25.00 | 9/27/2012 1:14:18 PM |
dogbait | $63.81 | 9/27/2012 1:41:14 PM |
MI2 | $2,501.18 | 9/27/2012 2:10:39 PM |
127 Investments
|
Borrower Payment Dependent Notes Series
645715
This series of Notes was issued and sold upon the funding of the borrower loan #75283, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $572.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 94% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 33
/
32 | Length of status: | 14y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 69 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,894 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| independent-return165 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
i would like to have one monthly payment
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wealth-performer054 | $49.00 | 9/25/2012 5:04:01 PM |
saffron4 | $25.00 | 9/25/2012 5:05:31 PM |
WalnutCreekguy | $50.00 | 9/25/2012 5:08:09 PM |
Sunbase | $25.00 | 9/25/2012 5:18:08 PM |
sunwell | $50.00 | 9/25/2012 5:07:44 PM |
bellaquito | $500.00 | 9/25/2012 5:07:46 PM |
52digital | $75.00 | 9/25/2012 5:26:20 PM |
worldly-community3 | $42.00 | 9/25/2012 5:15:12 PM |
durability-seahorse7 | $50.00 | 9/25/2012 5:19:47 PM |
careful-vigilance4 | $25.00 | 9/25/2012 5:31:18 PM |
mindful-generosity1 | $50.00 | 9/25/2012 5:24:51 PM |
justreturns | $25.00 | 9/25/2012 5:26:13 PM |
brainy-return234 | $25.00 | 9/25/2012 5:34:32 PM |
dmunySF | $50.00 | 9/25/2012 5:31:09 PM |
reordan | $25.00 | 9/25/2012 5:41:16 PM |
houli123 | $25.00 | 9/25/2012 5:50:59 PM |
capital-renewal | $25.00 | 9/25/2012 5:39:26 PM |
special-dinero553 | $25.00 | 9/25/2012 5:34:23 PM |
EnglishGeekInNYC | $25.00 | 9/25/2012 5:43:56 PM |
zone8 | $81.00 | 9/25/2012 5:38:25 PM |
worldly-gold | $50.00 | 9/25/2012 5:43:16 PM |
melodious-fairness | $50.00 | 9/25/2012 5:45:46 PM |
income-plato | $25.00 | 9/25/2012 6:10:56 PM |
treasure-brigade | $25.00 | 9/25/2012 6:12:39 PM |
chad-bro-chill | $25.00 | 9/25/2012 6:15:21 PM |
quest0 | $50.00 | 9/25/2012 6:20:15 PM |
Vreet | $25.00 | 9/25/2012 6:21:42 PM |
well-rounded-felicity378 | $25.00 | 9/25/2012 6:21:57 PM |
progressive-economy261 | $500.00 | 9/25/2012 6:00:08 PM |
SDKiwi | $25.00 | 9/25/2012 6:27:10 PM |
social-cocktail1 | $200.00 | 9/25/2012 6:29:30 PM |
red-power-pecan | $28.00 | 9/25/2012 6:06:02 PM |
Elefunt | $25.00 | 9/25/2012 6:30:11 PM |
first-pragmatic-power | $25.00 | 9/25/2012 6:32:10 PM |
robust-diversification3 | $50.00 | 9/25/2012 6:00:28 PM |
authoritative-platinum7 | $50.00 | 9/25/2012 6:08:49 PM |
bold-marketplace-awakening | $150.00 | 9/25/2012 6:12:35 PM |
supreme-treasure8 | $100.00 | 9/25/2012 6:14:17 PM |
payment-pursuit3 | $25.00 | 9/25/2012 6:39:58 PM |
basis-drummer | $25.00 | 9/25/2012 6:42:48 PM |
Miklot | $30.00 | 9/25/2012 6:16:30 PM |
cp-family | $50.00 | 9/25/2012 6:18:09 PM |
compassion-expert | $25.00 | 9/25/2012 6:15:20 PM |
Investor_DP | $200.00 | 9/25/2012 6:58:07 PM |
p2ploan-hunter4 | $50.00 | 9/25/2012 6:24:01 PM |
dedicated-transaction796 | $25.00 | 9/25/2012 6:16:25 PM |
DalCowboys | $25.00 | 9/25/2012 6:59:48 PM |
marketplace-hut9 | $25.00 | 9/25/2012 7:02:02 PM |
friendly-gold | $25.00 | 9/25/2012 6:22:20 PM |
profit-powerplant | $25.00 | 9/25/2012 6:24:11 PM |
open-minded-p2p1 | $25.00 | 9/25/2012 6:42:23 PM |
blazing-capital2 | $250.00 | 9/25/2012 6:27:40 PM |
CA-Lender | $25.00 | 9/25/2012 6:29:43 PM |
davisfl | $25.00 | 9/25/2012 6:30:56 PM |
pythia | $50.00 | 9/25/2012 6:54:14 PM |
nex | $25.00 | 9/25/2012 6:41:29 PM |
Wellman | $25.00 | 9/25/2012 6:41:34 PM |
dime-sprout | $25.00 | 9/25/2012 6:41:48 PM |
unassailable-funds754 | $25.00 | 9/25/2012 6:43:27 PM |
transparency-position | $63.00 | 9/25/2012 6:50:24 PM |
Katburg | $25.00 | 9/25/2012 5:11:02 PM |
auction-bonaza8 | $100.00 | 9/25/2012 5:11:47 PM |
NickelSteamroller | $35.00 | 9/25/2012 5:04:16 PM |
orange-stable-gain | $39.00 | 9/25/2012 5:10:23 PM |
phenomenal-rate1 | $500.00 | 9/25/2012 5:26:51 PM |
Tradesmanlender | $25.00 | 9/25/2012 5:14:12 PM |
BostonCapital | $100.00 | 9/25/2012 5:25:12 PM |
adventurer447 | $300.00 | 9/25/2012 5:32:05 PM |
kila-designer | $249.00 | 9/25/2012 5:26:03 PM |
gimmeopenroad | $25.00 | 9/25/2012 5:25:08 PM |
EBITDA | $25.00 | 9/25/2012 5:25:20 PM |
versatile-dime442 | $250.00 | 9/25/2012 5:38:29 PM |
jazzlender | $25.00 | 9/25/2012 5:36:28 PM |
Beld | $50.00 | 9/25/2012 5:32:19 PM |
pierrelasvegas | $25.00 | 9/25/2012 5:34:37 PM |
LeReve | $500.00 | 9/25/2012 5:41:31 PM |
missing-link | $25.00 | 9/25/2012 5:42:42 PM |
money-surge1 | $25.00 | 9/25/2012 5:56:35 PM |
nodebtin3 | $25.00 | 9/25/2012 5:44:28 PM |
transaction-hugger4 | $100.00 | 9/25/2012 5:45:22 PM |
Canidae | $25.00 | 9/25/2012 6:06:39 PM |
shrewd-peace7 | $25.00 | 9/25/2012 5:49:00 PM |
pdub | $750.00 | 9/25/2012 5:55:15 PM |
diplomatic-wealth7 | $25.00 | 9/25/2012 5:58:05 PM |
calamango | $50.00 | 9/25/2012 5:58:28 PM |
rhin0cerx | $50.00 | 9/25/2012 6:24:44 PM |
Dubbs360 | $500.00 | 9/25/2012 5:59:15 PM |
rupee-prairie | $25.00 | 9/25/2012 6:27:02 PM |
asiaratt | $50.00 | 9/25/2012 6:27:42 PM |
rate-angel9 | $50.00 | 9/25/2012 6:28:52 PM |
octoberfresh | $25.00 | 9/25/2012 6:05:25 PM |
intuitive-velocity4 | $25.00 | 9/25/2012 6:05:27 PM |
interstellar | $75.00 | 9/25/2012 6:40:58 PM |
asset-professor | $25.00 | 9/25/2012 6:06:58 PM |
MI2 | $5,000.00 | 9/25/2012 6:07:27 PM |
p2p-czar3 | $25.00 | 9/25/2012 6:19:20 PM |
useful-cash043 | $750.00 | 9/25/2012 6:21:40 PM |
WriteTheLegend | $250.00 | 9/25/2012 6:49:11 PM |
duty-viola | $35.00 | 9/25/2012 6:15:46 PM |
pixeldave | $25.00 | 9/25/2012 6:17:09 PM |
janeybooboo | $75.00 | 9/25/2012 6:19:07 PM |
new-gold-wrangler | $29.00 | 9/25/2012 7:17:27 PM |
burrito6 | $50.00 | 9/25/2012 6:20:53 PM |
Comoparklender | $25.00 | 9/25/2012 6:21:23 PM |
bubb_hans | $25.00 | 9/25/2012 6:31:24 PM |
pragmatic-auction8 | $25.00 | 9/25/2012 6:31:46 PM |
luann199 | $25.00 | 9/25/2012 6:32:53 PM |
rescue | $100.00 | 9/25/2012 6:38:37 PM |
cordial-affluence2 | $25.00 | 9/25/2012 6:38:39 PM |
network2 | $25.00 | 9/25/2012 6:39:24 PM |
professional-vigilance9 | $100.00 | 9/25/2012 6:40:08 PM |
riveting-community | $45.00 | 9/25/2012 6:26:17 PM |
leverage-sensai6 | $25.00 | 9/25/2012 6:44:19 PM |
grnii78 | $125.00 | 9/25/2012 6:30:54 PM |
LoanerPrincipal | $25.00 | 9/25/2012 6:45:53 PM |
ChefATL | $25.00 | 9/25/2012 6:46:50 PM |
GGreg799 | $25.00 | 9/25/2012 6:54:15 PM |
gustavzantanon | $25.00 | 9/25/2012 6:55:09 PM |
money-baron-Roth401k | $50.00 | 9/25/2012 6:38:45 PM |
kind-lovely-marketplace | $25.00 | 9/25/2012 6:41:03 PM |
Robin_Hood | $50.00 | 9/25/2012 6:45:21 PM |
power-maple122 | $100.00 | 9/25/2012 6:51:53 PM |
122 Investments
|
Borrower Payment Dependent Notes Series
645727
This series of Notes was issued and sold upon the funding of the borrower loan #75293, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,225.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2012 |
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $339.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1976 |
Debt/Income ratio:
| 49% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
13 | Length of status: | 34y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,266 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| ccpl386 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 21 ( 47% )
| 700-719 (Latest)
|
Principal borrowed:
| $29,000.00 | < 31 days late:
| 16
( 36% )
| 700-719
(Nov-2011)
740-759
(Nov-2010)
640-659
(Jul-2008)
640-659
(Sep-2007)
|
Principal balance:
| $11,774.49 |
31+ days late:
| 8
( 18% )
|
Total payments billed:
| 45 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate Debt That Was Used To Help Family Members' Medical Bills
My financial situation:
I am a good candidate for this loan because...Have always paid debts, have stable retirement income and have just secured part-time employment. Also, have been sober for over 15 years.
Monthly net income: $ 2750.00
Monthly expenses: $2250.00
Housing: $350.00
Insurance: $35.00
Car expenses: $150.00
Utilities: $125.00
Phone, cable, internet: $40.00
Food, entertainment: $350.00
Clothing, household expenses: $50.00
Credit cards and other loans: $1050.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wealth-performer054 | $100.00 | 9/25/2012 5:04:01 PM |
social-attraction463 | $25.00 | 9/25/2012 5:06:43 PM |
dukeiyer | $25.00 | 9/25/2012 5:03:07 PM |
economics2011 | $25.00 | 9/25/2012 5:17:17 PM |
urbane-income7 | $25.00 | 9/25/2012 5:09:15 PM |
durability-seahorse7 | $50.00 | 9/25/2012 5:19:50 PM |
grabtakeout | $25.00 | 9/25/2012 5:20:11 PM |
orange-liberty-oyster | $100.00 | 9/25/2012 5:05:21 PM |
worth-blanket2 | $11,903.00 | 9/25/2012 5:06:21 PM |
orange-stable-gain | $50.00 | 9/25/2012 5:10:24 PM |
auction-bonaza8 | $100.00 | 9/25/2012 5:11:47 PM |
money-bauble | $100.00 | 9/25/2012 5:24:00 PM |
marwadi-62 | $747.00 | 9/25/2012 5:24:23 PM |
mckhbnpc | $50.00 | 9/25/2012 5:12:59 PM |
squeebie | $50.00 | 9/25/2012 5:24:03 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
645791
This series of Notes was issued and sold upon the funding of the borrower loan #75418, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $113.01 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 598% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 4 |
Current / open credit lines:
| 3
/
3 | Length of status: | 45y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $20,993 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 49 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| No | | |
Screen name:
| soulful-velocity127 |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...help me get a car that is going to be dependable then the one i have now that has over 216.000 miles and is starting to fall apart.
My financial situation:
I am a good candidate for this loan because... I have always paid my bills on time or before and have worked very hard through my life to make sure that my credit is what it needs to be.
Monthly net income: $1072.00
Monthly expenses:
Housing: $254.00
Insurance: $250.00
Car expenses: $50.00
Utilities: $40.00
Phone, cable, internet: $130.00
Food, entertainment: $100.00
Clothing, household expenses: $25.00
Credit cards and other loans: $0.00
Other expenses: $25.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-microscope2 | $200.00 | 9/27/2012 9:04:22 AM |
friendly-gold | $25.00 | 9/27/2012 9:04:27 AM |
thrifty-generosity222 | $100.00 | 9/27/2012 9:19:33 AM |
versatile-dime442 | $250.00 | 9/27/2012 9:19:49 AM |
LeReve | $500.00 | 9/27/2012 9:23:50 AM |
benjamins-explosion142 | $25.00 | 9/27/2012 9:13:41 AM |
abundanceforever | $52.50 | 9/27/2012 9:14:38 AM |
special-dinero553 | $25.00 | 9/27/2012 9:15:12 AM |
nickel-ferret | $25.00 | 9/27/2012 9:16:54 AM |
cash-kin7 | $25.00 | 9/27/2012 9:21:02 AM |
dynamic-money271 | $100.00 | 9/27/2012 9:26:04 AM |
repayment-chihuahua3 | $25.00 | 9/27/2012 9:38:50 AM |
kind-transparency-ferret | $100.00 | 9/27/2012 9:41:11 AM |
well-rounded-payout0 | $50.00 | 9/27/2012 9:44:14 AM |
wizardii | $25.00 | 9/27/2012 9:46:29 AM |
prohelper | $25.00 | 9/27/2012 9:43:08 AM |
hard-working-rate3 | $25.00 | 9/27/2012 9:48:26 AM |
j2ee | $50.00 | 9/27/2012 9:06:46 AM |
pragmatic-auction8 | $50.00 | 9/27/2012 9:07:34 AM |
wise-virtuous-vigilance | $100.00 | 9/27/2012 9:17:35 AM |
dignified-truth7 | $200.00 | 9/27/2012 9:18:29 AM |
commitment-neutron1 | $200.00 | 9/27/2012 9:03:21 AM |
radiant-dollar9 | $200.00 | 9/27/2012 9:19:13 AM |
worth-web5 | $50.00 | 9/27/2012 9:42:11 AM |
pierrelasvegas | $25.00 | 9/27/2012 9:15:45 AM |
economy-structure9 | $25.00 | 9/27/2012 9:22:11 AM |
cash-delight1 | $25.00 | 9/27/2012 9:27:22 AM |
life-is-great | $25.00 | 9/27/2012 9:56:54 AM |
hitsman | $47.50 | 9/27/2012 9:57:29 AM |
elegant-hope578 | $50.00 | 9/27/2012 9:31:23 AM |
BostonCapital | $100.00 | 9/27/2012 9:35:04 AM |
Beld | $50.00 | 9/27/2012 9:39:02 AM |
1randyp | $25.00 | 9/27/2012 9:42:43 AM |
WalnutCreekguy | $50.00 | 9/27/2012 9:42:34 AM |
proper-exchange8 | $50.00 | 9/27/2012 9:50:38 AM |
moola-sphinx7 | $100.00 | 9/27/2012 9:53:30 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
645797
This series of Notes was issued and sold upon the funding of the borrower loan #75518, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| Sep-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 22.89% |
Borrower rate/APR:
| 23.89% / 27.73% |
Monthly payment:
| $587.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.33% | | |
| |
Estimated return*:
| 11.58% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 27% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,916 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| income-attraction9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 18 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2012)
780-799
(Jun-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Other
Purpose of loan:
This loan will be used to paydown the principal on the mortgage of my primary residence in order to refinance at a lower rate
My financial situation:
I am a good candidate for this loan because I have a very good career in financial services and I am utilizing this loan simply to take advantage of this lower rate environment
Monthly net income: $4300
Monthly expenses: $2300
Housing: $1800
Insurance: $
Car expenses: $
Utilities: $200
Phone, cable, internet: $
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
investmentgroup | $50.00 | 9/27/2012 11:31:46 AM |
PLANECRASH | $45.00 | 9/27/2012 9:00:50 AM |
Face-foist | $100.00 | 9/27/2012 9:01:01 AM |
scholarly-order6 | $50.00 | 9/27/2012 9:02:29 AM |
LENDO-CALRISSIAN | $25.00 | 9/27/2012 9:07:17 AM |
enriching-dollar1 | $72.00 | 9/27/2012 9:10:37 AM |
adaptable-return21 | $50.00 | 9/27/2012 9:01:17 AM |
the-laudable-peso | $40.00 | 9/27/2012 9:14:14 AM |
pierrelasvegas | $25.00 | 9/27/2012 9:15:53 AM |
Charlie010 | $50.00 | 9/27/2012 9:01:53 AM |
commitment-neutron1 | $200.00 | 9/27/2012 9:03:30 AM |
NekHoldings | $25.00 | 9/27/2012 9:03:59 AM |
stylish-revenue4 | $25.00 | 9/27/2012 9:18:17 AM |
friendly-gold | $25.00 | 9/27/2012 9:04:28 AM |
CA-Lender | $25.00 | 9/27/2012 9:03:41 AM |
majestic-note6 | $200.00 | 9/27/2012 9:20:10 AM |
Hedge-Fund | $25.00 | 9/27/2012 9:04:10 AM |
real-return2 | $30.00 | 9/27/2012 9:04:40 AM |
intrepid-loot | $25.00 | 9/27/2012 9:30:49 AM |
adventurer447 | $65.00 | 9/27/2012 9:07:48 AM |
social-cocktail1 | $200.00 | 9/27/2012 9:35:02 AM |
bubb_hans | $25.00 | 9/27/2012 9:09:00 AM |
benjamins-explosion142 | $25.00 | 9/27/2012 9:13:41 AM |
kind-credit-bear | $250.00 | 9/27/2012 9:11:28 AM |
special-dinero553 | $25.00 | 9/27/2012 9:15:30 AM |
Asgardian | $25.00 | 9/27/2012 9:17:04 AM |
sunwell | $50.00 | 9/27/2012 9:47:18 AM |
Miklot | $30.00 | 9/27/2012 9:48:17 AM |
Tylerh | $250.00 | 9/27/2012 9:53:08 AM |
cash-kin7 | $25.00 | 9/27/2012 9:21:02 AM |
mikbos | $25.00 | 9/27/2012 9:22:40 AM |
gotjack-IRA | $25.03 | 9/27/2012 9:58:34 AM |
AF-Chief | $25.00 | 9/27/2012 9:31:47 AM |
handy-justice | $50.00 | 9/27/2012 9:32:51 AM |
Socorro_Capital_Partners | $25.01 | 9/27/2012 9:33:19 AM |
Beld | $50.00 | 9/27/2012 9:39:02 AM |
kain11286 | $75.00 | 9/27/2012 9:40:29 AM |
bold-marketplace-awakening | $150.00 | 9/27/2012 10:18:12 AM |
WalnutCreekguy | $50.00 | 9/27/2012 9:42:35 AM |
lamsabuy | $200.00 | 9/27/2012 10:24:36 AM |
penny-ace7 | $45.51 | 9/27/2012 9:54:11 AM |
money-baron-Roth401k | $25.00 | 9/27/2012 10:27:05 AM |
life-is-great | $25.00 | 9/27/2012 9:56:54 AM |
nodebtin3 | $100.00 | 9/27/2012 10:03:32 AM |
unassailable-fund | $40.00 | 9/27/2012 9:57:53 AM |
azazle | $50.00 | 9/27/2012 10:40:23 AM |
genius520 | $100.00 | 9/27/2012 10:14:17 AM |
dime-sprout | $25.00 | 9/27/2012 10:52:59 AM |
careful-vigilance4 | $25.00 | 9/27/2012 10:16:26 AM |
NobisEst | $25.00 | 9/27/2012 10:09:32 AM |
just-finance2 | $25.00 | 9/27/2012 10:13:09 AM |
green-high-five7 | $25.00 | 9/27/2012 11:00:24 AM |
Comoparklender | $25.00 | 9/27/2012 11:03:46 AM |
vines99 | $25.00 | 9/27/2012 10:17:24 AM |
jazzlender | $25.00 | 9/27/2012 10:18:45 AM |
icon7 | $100.00 | 9/27/2012 11:15:49 AM |
hidavehi | $33.00 | 9/27/2012 11:18:11 AM |
52digital | $75.00 | 9/27/2012 10:35:03 AM |
Canidae | $25.00 | 9/27/2012 10:26:01 AM |
unforgettable-wealth4 | $50.00 | 9/27/2012 10:35:08 AM |
unrelenting-platinum2 | $25.00 | 9/27/2012 10:26:36 AM |
EthanColeInvestingGroup | $75.00 | 9/27/2012 10:42:17 AM |
paladin847 | $70.00 | 9/27/2012 10:43:36 AM |
contract-equinox | $50.00 | 9/27/2012 11:55:20 AM |
truth-companion | $25.00 | 9/27/2012 10:47:25 AM |
Fire2 | $25.00 | 9/27/2012 10:38:41 AM |
lagnisiruk | $25.00 | 9/27/2012 10:54:17 AM |
tnjohnso | $25.00 | 9/27/2012 10:54:39 AM |
Fitiwalt7 | $27.16 | 9/27/2012 10:59:42 AM |
reflective-rupee | $25.00 | 9/27/2012 11:05:20 AM |
thrifty-capital | $35.00 | 9/27/2012 11:27:53 AM |
moola-accelerator6 | $40.00 | 9/27/2012 11:08:07 AM |
first-pragmatic-power | $25.00 | 9/27/2012 11:35:56 AM |
WriteTheLegend | $250.00 | 9/27/2012 11:42:42 AM |
Lacimae | $70.00 | 9/27/2012 11:16:17 AM |
transparency-position | $65.00 | 9/27/2012 12:05:12 PM |
rutzebach | $100.00 | 9/27/2012 12:29:07 PM |
Wordsmth | $30.00 | 9/27/2012 11:51:48 AM |
lakrav | $25.00 | 9/27/2012 12:38:20 PM |
MoneyForNothing | $8.34 | 9/27/2012 12:48:42 PM |
capital-blueberry | $25.00 | 9/27/2012 12:19:03 PM |
LittleMingo | $25.00 | 9/27/2012 9:12:25 AM |
113121 | $25.00 | 9/27/2012 9:38:28 AM |
RGlad | $250.00 | 9/27/2012 9:03:23 AM |
phenomenal-rate1 | $500.00 | 9/27/2012 9:06:01 AM |
Nipper99 | $100.00 | 9/27/2012 9:07:23 AM |
Assets-Up | $25.00 | 9/27/2012 9:11:48 AM |
CMJ-Partners | $100.00 | 9/27/2012 9:12:37 AM |
hillerod | $26.27 | 9/27/2012 9:01:20 AM |
trumpeter5 | $25.00 | 9/27/2012 9:01:53 AM |
musegaze | $50.00 | 9/27/2012 9:16:10 AM |
commerce-venture1 | $50.00 | 9/27/2012 9:03:33 AM |
MoneyForNothing | $25.18 | 9/27/2012 9:03:48 AM |
lnuss25 | $50.00 | 9/27/2012 9:19:04 AM |
wise-charming-reward | $500.00 | 9/27/2012 9:04:27 AM |
Military_Money_Wise | $25.00 | 9/27/2012 9:04:35 AM |
Feyenoord | $30.00 | 9/27/2012 9:06:06 AM |
haplender | $50.00 | 9/27/2012 9:35:07 AM |
SweetSerenityInvest | $25.50 | 9/27/2012 9:35:27 AM |
economy-shrubbery6 | $25.00 | 9/27/2012 9:35:32 AM |
kinder-credit-bear | $250.00 | 9/27/2012 9:35:53 AM |
shrewd-peace7 | $25.00 | 9/27/2012 9:37:42 AM |
diplomatic-wealth7 | $25.00 | 9/27/2012 9:39:52 AM |
Mountain-Lion-IRA1 | $25.00 | 9/27/2012 9:20:01 AM |
kindness-fanatic | $25.00 | 9/27/2012 9:21:08 AM |
FarmersBank | $100.00 | 9/27/2012 9:46:58 AM |
LeReve | $500.00 | 9/27/2012 9:24:08 AM |
cp-family | $50.00 | 9/27/2012 9:25:54 AM |
Banker2OO7 | $75.00 | 9/27/2012 9:26:09 AM |
melodious-fairness | $50.00 | 9/27/2012 9:55:31 AM |
handshake5 | $100.00 | 9/27/2012 9:28:37 AM |
integrity-web | $25.00 | 9/27/2012 9:33:18 AM |
lean-trade178 | $25.00 | 9/27/2012 9:37:38 AM |
finance-prescription | $100.00 | 9/27/2012 9:39:29 AM |
invincible-deal82 | $25.00 | 9/27/2012 10:19:43 AM |
1randyp | $25.00 | 9/27/2012 9:42:43 AM |
proper-exchange8 | $50.00 | 9/27/2012 9:50:39 AM |
thehousewife | $50.00 | 9/27/2012 9:58:42 AM |
dsw6440 | $50.00 | 9/27/2012 9:58:51 AM |
money-baron-roth-IRA | $50.00 | 9/27/2012 10:44:03 AM |
nuetron | $25.00 | 9/27/2012 10:12:30 AM |
authoritative-platinum7 | $50.00 | 9/27/2012 10:16:36 AM |
Wellman | $25.00 | 9/27/2012 10:17:12 AM |
Astyanax | $30.00 | 9/27/2012 10:57:44 AM |
J-Rott | $200.00 | 9/27/2012 10:22:00 AM |
rhodylend | $25.00 | 9/27/2012 10:22:35 AM |
richboy56 | $25.00 | 9/27/2012 11:05:12 AM |
LaGrangeLender | $60.00 | 9/27/2012 10:18:37 AM |
ferdberfel | $25.00 | 9/27/2012 10:26:37 AM |
interstellar | $75.00 | 9/27/2012 11:15:26 AM |
real-return | $26.00 | 9/27/2012 11:18:16 AM |
Ballybay | $100.00 | 9/27/2012 10:33:50 AM |
open-minded-p2p1 | $25.00 | 9/27/2012 11:39:57 AM |
wealth-pipeline | $25.00 | 9/27/2012 10:28:58 AM |
liberty-tostada7 | $25.00 | 9/27/2012 11:42:22 AM |
MI2 | $5,000.00 | 9/27/2012 10:45:37 AM |
vennp | $50.00 | 9/27/2012 11:58:12 AM |
MilitaryMTP | $50.00 | 9/27/2012 12:04:01 PM |
LuvToLend | $25.00 | 9/27/2012 12:16:02 PM |
supreme-treasure8 | $100.00 | 9/27/2012 10:44:22 AM |
surge9 | $500.00 | 9/27/2012 12:43:51 PM |
productive-note2 | $50.00 | 9/27/2012 10:54:00 AM |
wwwUniversal | $25.00 | 9/27/2012 11:18:42 AM |
quiksilver180 | $26.00 | 9/27/2012 11:21:38 AM |
bold-social-widget | $25.00 | 9/27/2012 11:28:01 AM |
Investor_DP | $200.00 | 9/27/2012 11:29:00 AM |
DoctorJoe | $30.00 | 9/27/2012 11:50:34 AM |
147 Investments
|
Borrower Payment Dependent Notes Series
645877
This series of Notes was issued and sold upon the funding of the borrower loan #75144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 31y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 62 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,787 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 47 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| coin-chosen-one146 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to...
pay taxes.
My financial situation:
I am a good candidate for this loan because...
I will repay it on time.
Monthly net income: $3600.00
Monthly expenses: $1498.00
Housing: $
Insurance: $160.00
Car expenses: $450.00
Utilities: $160.00
Phone, cable, internet: $150.00
Food, entertainment: $400.00
Clothing, household expenses: $
Credit cards and other loans: $160.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
majestic-note6 | $150.00 | 9/26/2012 9:19:51 AM |
transparency-river1 | $500.00 | 9/26/2012 9:45:36 AM |
newest-generous-income | $25.00 | 9/26/2012 9:59:38 AM |
community-burrito9 | $25.00 | 9/26/2012 10:16:27 AM |
let_me_retire | $25.00 | 9/26/2012 2:43:27 PM |
Pitufo | $25.00 | 9/26/2012 4:06:07 PM |
Rogelio48 | $25.00 | 9/26/2012 4:33:18 PM |
zippy-listing8 | $26.99 | 9/26/2012 4:56:08 PM |
bewitching-dollar5 | $100.00 | 9/26/2012 11:07:36 AM |
tolerant-responsibility051 | $500.00 | 9/26/2012 11:24:02 AM |
FundMaker | $25.00 | 9/26/2012 11:22:41 AM |
Astyanax | $25.00 | 9/26/2012 12:03:48 PM |
d2vid | $52.19 | 9/26/2012 3:29:52 PM |
open-dough6 | $25.00 | 9/26/2012 2:32:22 PM |
TFAD72 | $25.00 | 9/26/2012 4:02:10 PM |
green-high-five7 | $25.00 | 9/26/2012 5:49:05 PM |
paytonbrigadier | $250.00 | 9/26/2012 7:06:58 PM |
bellaquito | $324.34 | 9/26/2012 7:33:18 PM |
Zingaro | $25.00 | 9/26/2012 6:58:53 PM |
worthy-bid8 | $100.00 | 9/26/2012 10:21:57 AM |
fund-bauble | $25.00 | 9/26/2012 12:35:42 PM |
P2P_CARE | $46.48 | 9/26/2012 1:09:46 PM |
LuvToLend | $25.00 | 9/26/2012 4:18:35 PM |
durability-seahorse7 | $50.00 | 9/26/2012 5:10:04 PM |
responsibility-butterfly | $25.00 | 9/26/2012 6:10:16 PM |
open-minded-p2p1 | $25.00 | 9/26/2012 7:00:30 PM |
priceless-felicity7 | $25.00 | 9/26/2012 7:09:48 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
645951
This series of Notes was issued and sold upon the funding of the borrower loan #75388, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 23.33% |
Borrower rate/APR:
| 24.33% / 26.89% |
Monthly payment:
| $159.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.78% | | |
| |
Estimated return*:
| 14.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 32% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,829 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| punctual-truth2 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my balances on the credit cards....
My financial situation:
I am a good candidate for this loan because I have good credit ,good job,and never fail to pay my payments....
Monthly net income: $1600
Monthly expenses: $100-1200
Housing: $600
Insurance: $
Car expenses: $50
Utilities: $60
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $7000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bob450 | $25.00 | 9/27/2012 9:02:20 AM |
pragmatic-auction8 | $50.00 | 9/27/2012 9:07:34 AM |
DasMula | $25.00 | 9/27/2012 9:07:41 AM |
receptive-affluence035 | $25.00 | 9/27/2012 9:15:43 AM |
money-bauble | $100.00 | 9/27/2012 9:20:39 AM |
intrepid-loot | $25.00 | 9/27/2012 9:20:00 AM |
LeReve | $500.00 | 9/27/2012 9:23:51 AM |
mikrolown | $25.00 | 9/27/2012 10:13:12 AM |
WalnutCreekguy | $50.00 | 9/27/2012 9:42:35 AM |
duty-viola | $35.00 | 9/27/2012 9:55:42 AM |
graceful-IRAinvestment | $106.00 | 9/27/2012 10:29:37 AM |
fund-tom-tom6 | $25.00 | 9/27/2012 10:32:14 AM |
green-high-five7 | $25.00 | 9/27/2012 10:42:37 AM |
ASR3 | $50.00 | 9/27/2012 10:46:15 AM |
wise-natural-return | $25.00 | 9/27/2012 10:22:51 AM |
mindful-generosity1 | $50.00 | 9/27/2012 10:23:15 AM |
graceful-investment | $106.00 | 9/27/2012 10:25:25 AM |
truth-companion | $25.00 | 9/27/2012 10:47:25 AM |
worth-sanctuary9 | $25.00 | 9/27/2012 10:46:05 AM |
compatible-deal9 | $50.00 | 9/27/2012 10:55:37 AM |
friendly-gold | $25.00 | 9/27/2012 9:04:28 AM |
bewitching-dollar5 | $100.00 | 9/27/2012 9:27:01 AM |
kind-transparency-ferret | $100.00 | 9/27/2012 9:41:12 AM |
benjamins-explosion142 | $25.00 | 9/27/2012 9:13:41 AM |
thrifty-generosity222 | $100.00 | 9/27/2012 9:19:33 AM |
engaging-worth | $25.00 | 9/27/2012 9:23:28 AM |
nellaelyob | $25.00 | 9/27/2012 10:42:57 AM |
paladin847 | $70.00 | 9/27/2012 10:43:36 AM |
wise-alluring-penny | $50.00 | 9/27/2012 10:44:02 AM |
supreme-treasure8 | $100.00 | 9/27/2012 10:44:22 AM |
nodebtin3 | $100.00 | 9/27/2012 10:03:32 AM |
EBITDA | $25.00 | 9/27/2012 10:45:43 AM |
Senechal | $25.00 | 9/27/2012 10:06:48 AM |
transparency-sapling | $25.00 | 9/27/2012 10:53:57 AM |
community-stream9 | $50.00 | 9/27/2012 10:58:32 AM |
gallant-economy9 | $50.00 | 9/27/2012 10:59:26 AM |
reduce_US_govt_debt | $35.00 | 9/27/2012 10:18:35 AM |
gelidfrank | $25.00 | 9/27/2012 10:38:07 AM |
DrewOdette | $25.00 | 9/27/2012 10:39:48 AM |
flo_rida | $100.00 | 9/27/2012 10:40:44 AM |
SkepticalBen | $25.00 | 9/27/2012 10:52:50 AM |
subtle-bill727 | $25.00 | 9/27/2012 10:54:37 AM |
MI2 | $3,000.00 | 9/27/2012 10:45:37 AM |
mckhbnpc | $50.00 | 9/27/2012 10:50:00 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
645999
This series of Notes was issued and sold upon the funding of the borrower loan #75352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Sep-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 26.70% |
Borrower rate/APR:
| 27.70% / 31.63% |
Monthly payment:
| $164.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.48% | | |
| |
Estimated return*:
| 12.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 34% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
24 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $105,185 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-tremendous-peso |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2012)
|
Principal balance:
| $3,570.42 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RGlad | $100.00 | 9/27/2012 9:01:54 AM |
Military_Money_Wise | $25.00 | 9/27/2012 9:02:34 AM |
commitment-neutron1 | $200.00 | 9/27/2012 9:03:45 AM |
janeybooboo | $75.00 | 9/27/2012 9:11:40 AM |
deal-galleon | $25.00 | 9/27/2012 9:12:00 AM |
imogen22 | $50.00 | 9/27/2012 9:12:47 AM |
income-triangulation1 | $25.00 | 9/27/2012 9:01:37 AM |
scholarly-order6 | $50.00 | 9/27/2012 9:01:43 AM |
TheSituation | $25.00 | 9/27/2012 9:04:32 AM |
MoneyForNothing | $25.06 | 9/27/2012 9:07:14 AM |
SweetSerenityInvest | $25.63 | 9/27/2012 9:34:00 AM |
pierrelasvegas | $25.00 | 9/27/2012 9:16:06 AM |
melodious-fairness | $50.00 | 9/27/2012 9:55:32 AM |
kindness-fanatic | $25.00 | 9/27/2012 9:21:52 AM |
Tscheddar | $25.00 | 9/27/2012 9:28:20 AM |
nodebtin3 | $57.31 | 9/27/2012 10:03:33 AM |
bewitching-dollar5 | $100.00 | 9/27/2012 9:27:01 AM |
AF-Chief | $25.00 | 9/27/2012 9:31:48 AM |
lean-trade178 | $25.00 | 9/27/2012 9:37:38 AM |
KEOLEND | $25.00 | 9/27/2012 9:46:32 AM |
Bendan | $100.00 | 9/27/2012 9:52:17 AM |
fcrick | $25.00 | 9/27/2012 10:01:57 AM |
LittleMingo | $25.00 | 9/27/2012 9:13:41 AM |
CA-Lender | $25.00 | 9/27/2012 9:03:29 AM |
BankofRon_IRA | $100.00 | 9/27/2012 9:04:14 AM |
trade-boots1 | $100.00 | 9/27/2012 9:06:58 AM |
bubb_hans | $25.00 | 9/27/2012 9:09:01 AM |
DasMula | $25.00 | 9/27/2012 9:04:03 AM |
DasMula | $25.00 | 9/27/2012 9:04:12 AM |
integrity-web | $25.00 | 9/27/2012 9:35:05 AM |
enriching-dollar1 | $67.00 | 9/27/2012 9:10:50 AM |
tolerant-responsibility051 | $2,000.00 | 9/27/2012 9:38:42 AM |
benjamins-explosion142 | $25.00 | 9/27/2012 9:13:42 AM |
benevolent-loot5 | $200.00 | 9/27/2012 9:11:38 AM |
refresher211 | $25.00 | 9/27/2012 9:17:04 AM |
AndyT1999 | $25.00 | 9/27/2012 9:50:00 AM |
cash-kin7 | $25.00 | 9/27/2012 9:21:02 AM |
mikbos | $25.00 | 9/27/2012 9:22:41 AM |
EL_Papin | $25.00 | 9/27/2012 10:00:44 AM |
competent-commitment5 | $25.00 | 9/27/2012 9:32:34 AM |
handy-justice | $50.00 | 9/27/2012 9:32:51 AM |
ekmendenhall | $50.00 | 9/27/2012 9:33:28 AM |
42 Investments
|
Borrower Payment Dependent Notes Series
646009
This series of Notes was issued and sold upon the funding of the borrower loan #75105, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $365.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 53% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,917 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| Brian_K |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Dec-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Home improvement
Purpose of loan: Home Improvement!
This loan will be used to purchase a new AC unit (estimate of 6K) and a fence repair (estimate 3K).
My financial situation: Good standing and current on all bills. Full employed and manager of a major company. Seeking this loan to help repair our AC unit for our house which is in desperate need of repair and we do not have the money sitting around to just replace it easily. Living in Florida where the heat index is usually 85 or higher, we need to get this replaced before it finally breaks. Along with that our current fence is falling down and needs repair. We have had issues with our dogs escaping and it just not being safe for our family to be in the backyard. This money would be used to take care of both of these home improvements immediately.
I am a good candidate for this loan because I had a previous loan through prosper which I paid off completely with on time payments and no missed payments. I have never defaulted on any other loans and work hard to support and provide for my family.
Monthly net income: total $5100
Monthly expenses:
Housing: $ 1420
Insurance: $ 350
Car expenses: $650
Utilities: $ 230
Phone, cable, internet: $ 180
Food, entertainment: $ 725
Clothing, household expenses: $ 200
Credit cards and other loans: $ 850
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 9/26/2012 9:02:16 AM |
worth-blanket2 | $10,800.00 | 9/26/2012 9:03:32 AM |
MStax | $100.00 | 9/26/2012 9:02:30 AM |
octoberfresh | $25.00 | 9/26/2012 9:03:20 AM |
MoneyForNothing | $75.35 | 9/26/2012 9:03:56 AM |
janeybooboo | $75.00 | 9/26/2012 9:04:04 AM |
transaction-hugger4 | $100.00 | 9/26/2012 9:03:34 AM |
phenomenal-rate1 | $122.53 | 9/26/2012 9:04:10 AM |
marinbb | $25.00 | 9/26/2012 9:03:34 AM |
marinbb | $125.03 | 9/26/2012 9:02:04 AM |
credit-missile | $135.00 | 9/26/2012 9:03:47 AM |
green-trade-dolphin | $52.02 | 9/26/2012 9:02:23 AM |
Bob450 | $25.00 | 9/26/2012 9:02:58 AM |
RGlad | $200.00 | 9/26/2012 9:03:51 AM |
LendSoHardUniversity | $125.04 | 9/26/2012 9:02:44 AM |
vutah | $25.00 | 9/26/2012 9:02:29 AM |
Hedge-Fund | $25.00 | 9/26/2012 9:02:38 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
646081
This series of Notes was issued and sold upon the funding of the borrower loan #75557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $289.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1976 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
8 | Length of status: | 38y 4m |
Amount delinquent:
| $101 |
Total credit lines:
| 68 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,793 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| remraf |
Borrower's state:
| Tennessee |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to credit card debt.
My financial situation:
I am a good candidate for this loan because I have a steady income and am in no danger of losing my job. This will mean I will be certain to be in the position to pay off this loan in the alloted timeframe.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 9/26/2012 9:04:43 AM |
RGlad | $150.00 | 9/26/2012 9:06:53 AM |
social-pear9 | $50.00 | 9/26/2012 9:05:54 AM |
netg | $25.00 | 9/26/2012 9:35:03 AM |
community-burrito9 | $25.00 | 9/26/2012 10:16:00 AM |
proper-exchange8 | $50.00 | 9/26/2012 10:05:59 AM |
excellent-funds649 | $50.00 | 9/26/2012 10:11:28 AM |
OregonDane | $25.00 | 9/26/2012 10:41:21 AM |
jubilant-capital1 | $25.00 | 9/26/2012 4:16:39 PM |
Cai8899 | $25.00 | 9/26/2012 5:47:33 PM |
responsibility-butterfly | $25.00 | 9/26/2012 6:10:16 PM |
octoberfresh | $25.00 | 9/26/2012 6:48:17 PM |
first-serene-credit | $25.00 | 9/26/2012 11:50:44 PM |
priceless-felicity7 | $25.00 | 9/26/2012 7:09:49 PM |
green28 | $50.00 | 9/27/2012 5:17:09 AM |
williamgates | $25.00 | 9/26/2012 10:07:09 PM |
worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:38 PM |
american6 | $50.00 | 9/27/2012 9:05:01 AM |
penny-kahuna0 | $25.00 | 9/27/2012 6:36:32 AM |
georgethesir | $50.00 | 9/27/2012 6:59:34 AM |
broosky2 | $100.00 | 9/27/2012 7:25:22 AM |
benjamins-explosion142 | $25.00 | 9/27/2012 9:13:29 AM |
neighborly-hope6 | $36.00 | 9/27/2012 9:09:16 AM |
bxsquad | $25.00 | 9/27/2012 9:39:17 AM |
hard-working-rate3 | $25.00 | 9/27/2012 9:48:25 AM |
Investoman | $25.00 | 9/27/2012 9:37:12 AM |
logical-reward8 | $25.00 | 9/27/2012 9:53:14 AM |
chac | $200.00 | 9/27/2012 10:12:27 AM |
Castellan | $50.00 | 9/27/2012 10:24:27 AM |
meenan | $25.00 | 9/27/2012 11:25:56 AM |
kind-wealth-pumpkin | $50.00 | 9/27/2012 11:37:51 AM |
compoundinterest | $25.00 | 9/27/2012 10:29:57 AM |
socrates520 | $50.00 | 9/27/2012 10:46:02 AM |
community-stream9 | $50.00 | 9/27/2012 10:58:29 AM |
penny-oasis | $25.00 | 9/27/2012 1:59:03 PM |
Frosty | $100.00 | 9/27/2012 11:31:53 AM |
abundant-compassion327 | $25.00 | 9/27/2012 12:21:50 PM |
poster177 | $50.00 | 9/27/2012 12:34:01 PM |
thoughtful-p2ploan0 | $25.00 | 9/27/2012 12:36:35 PM |
Index_Plus | $5,000.00 | 9/27/2012 12:41:39 PM |
houli123 | $50.00 | 9/27/2012 12:15:16 PM |
sacopt | $46.90 | 9/27/2012 12:28:48 PM |
market-pudding | $25.00 | 9/27/2012 12:30:45 PM |
sasquatch5 | $25.00 | 9/27/2012 2:00:59 PM |
MI2 | $3,416.10 | 9/27/2012 2:10:02 PM |
brightest-gain-investor | $1,000.00 | 9/27/2012 1:26:52 PM |
adventurer447 | $300.00 | 9/26/2012 9:05:47 AM |
kenji4861 | $25.00 | 9/26/2012 9:18:25 AM |
tenacious-affluence | $25.00 | 9/26/2012 9:49:09 AM |
Taxman44 | $25.00 | 9/26/2012 9:58:35 AM |
Astyanax | $25.00 | 9/26/2012 2:40:08 PM |
nodebtin3 | $100.00 | 9/27/2012 3:59:51 AM |
auction-sage | $100.00 | 9/27/2012 9:18:46 AM |
ethical-truth211 | $200.00 | 9/27/2012 9:30:31 AM |
kind-transparency-ferret | $100.00 | 9/27/2012 9:41:06 AM |
spartacusiam | $25.00 | 9/27/2012 10:05:44 AM |
Senechal | $25.00 | 9/27/2012 10:06:43 AM |
fuzed | $25.00 | 9/27/2012 11:26:38 AM |
rutzebach | $400.00 | 9/27/2012 12:32:42 PM |
Good-Yield | $25.00 | 9/27/2012 11:06:00 AM |
compatible-deal9 | $50.00 | 9/27/2012 11:18:23 AM |
twister455 | $25.00 | 9/27/2012 11:24:15 AM |
cunning-camaraderi70 | $25.00 | 9/27/2012 11:08:48 AM |
radforj22 | $25.00 | 9/27/2012 12:51:13 PM |
astute-benjamins | $150.00 | 9/27/2012 12:01:00 PM |
keen-credit6 | $26.00 | 9/27/2012 1:12:47 PM |
indomitable-economy8 | $25.00 | 9/27/2012 2:05:47 PM |
67 Investments
|
Borrower Payment Dependent Notes Series
646159
This series of Notes was issued and sold upon the funding of the borrower loan #75422, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Sep-26-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-26-2012 |
|
Lender yield:
| 11.46% |
Borrower rate/APR:
| 12.46% / 18.19% |
Monthly payment:
| $534.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.27% | | |
| |
Estimated return*:
| 5.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 52% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,458 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| No | | |
Screen name:
| worth-boomerang |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2012)
|
Principal balance:
| $3,522.13 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Baby & Adoption Loans
Purpose of loan:
This loan will be used to...
Just had a baby and need to buy the neccesseties every infant needs (crib, stroller, etc.). Money is pretty tight so want to get a short term loan to purchase everything at one time.
My financial situation: Good
I am a good candidate for this loan because...
I run my family business which has been in business since 1985, very steady source of income as we're not going anywhere. Most of my expesnses (car, insurance, gas, phone, business entertainement/meals) are paid through the company.
Monthly net income: $4900
Monthly expenses: $1000
Housing: $700
Insurance: $0
Car expenses: $0
Utilities: $120
Phone, cable, internet: $75
Food, entertainment: $700
Clothing, household expenses: $100
Credit cards and other loans: $450
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
commitment-neutron1 | $200.00 | 9/26/2012 5:02:44 PM |
intelligent-yield | $50.00 | 9/26/2012 5:04:29 PM |
transparency-sapling | $25.00 | 9/26/2012 5:09:06 PM |
wetlands | $200.00 | 9/26/2012 5:16:09 PM |
tech310 | $50.00 | 9/26/2012 5:05:32 PM |
Taxman44 | $25.00 | 9/26/2012 5:05:45 PM |
rakem777 | $25.00 | 9/26/2012 5:06:02 PM |
fcrick | $25.00 | 9/26/2012 5:19:49 PM |
social-attraction463 | $25.00 | 9/26/2012 5:25:40 PM |
imogen22 | $50.00 | 9/26/2012 5:11:35 PM |
bold-direct-asset | $50.00 | 9/26/2012 5:39:44 PM |
palmetto933 | $25.00 | 9/26/2012 5:40:00 PM |
mjjjrj | $25.00 | 9/26/2012 5:40:16 PM |
auction-sage | $100.00 | 9/26/2012 5:17:23 PM |
versatile-dime442 | $250.00 | 9/26/2012 5:18:07 PM |
fantastic-investment9 | $25.00 | 9/26/2012 5:16:18 PM |
note-willow8 | $25.00 | 9/26/2012 5:48:05 PM |
azazello77 | $80.00 | 9/26/2012 5:51:27 PM |
sharp-platinum326 | $25.00 | 9/26/2012 5:53:55 PM |
fuse136 | $25.00 | 9/26/2012 5:21:16 PM |
brightest-organized-balance | $25.00 | 9/26/2012 6:00:26 PM |
urbane-income7 | $25.00 | 9/26/2012 6:02:37 PM |
TheHillsAreAlive | $25.00 | 9/26/2012 5:35:25 PM |
durability-slingshot2 | $53.00 | 9/26/2012 5:39:57 PM |
DcUnited | $25.00 | 9/26/2012 5:50:22 PM |
hope-eagle6 | $25.00 | 9/26/2012 5:53:40 PM |
wonderful-currency | $25.00 | 9/26/2012 5:54:51 PM |
no_agenda_lender | $25.00 | 9/26/2012 5:55:06 PM |
auction-bonaza8 | $100.00 | 9/26/2012 5:56:09 PM |
piter-to-la-investment | $25.00 | 9/26/2012 5:56:39 PM |
Med-Tech-Here | $48.03 | 9/26/2012 6:01:06 PM |
letsmakeitsuccessful | $25.00 | 9/26/2012 6:08:56 PM |
decisive-income7 | $1,500.00 | 9/26/2012 5:04:55 PM |
best-bonafide-p2p | $25.00 | 9/26/2012 5:06:48 PM |
first-careful-currency | $300.00 | 9/26/2012 5:02:23 PM |
MoneyForNothing | $25.06 | 9/26/2012 5:06:06 PM |
Plow_n_Sow | $25.00 | 9/26/2012 5:08:02 PM |
trade-boots1 | $26.00 | 9/26/2012 5:06:36 PM |
friendly-gold | $25.00 | 9/26/2012 5:08:21 PM |
compoundinterest | $25.00 | 9/26/2012 5:24:11 PM |
engaging-worth | $25.00 | 9/26/2012 5:08:41 PM |
bazaar-festivity | $25.00 | 9/26/2012 5:26:26 PM |
durability-seahorse7 | $50.00 | 9/26/2012 5:10:11 PM |
AF-Chief | $25.00 | 9/26/2012 5:09:24 PM |
benevolent-loot5 | $200.00 | 9/26/2012 5:10:24 PM |
top-impressive-dinero | $25.00 | 9/26/2012 5:33:27 PM |
determined-revenue1 | $35.00 | 9/26/2012 5:16:37 PM |
Gold-bug | $50.00 | 9/26/2012 5:43:17 PM |
purposeful-durability8 | $100.00 | 9/26/2012 5:15:02 PM |
adventurer447 | $300.00 | 9/26/2012 5:19:42 PM |
lionheart722 | $100.00 | 9/26/2012 5:22:00 PM |
_NaLNaBB | $150.00 | 9/26/2012 5:22:17 PM |
LeReve | $500.00 | 9/26/2012 5:20:50 PM |
heavenly-treasure542 | $25.00 | 9/26/2012 5:57:54 PM |
wwwUniversal | $25.00 | 9/26/2012 5:25:13 PM |
Auburnmist | $25.00 | 9/26/2012 5:32:50 PM |
ready-justice7 | $50.00 | 9/26/2012 5:36:55 PM |
F16Pilot | $25.00 | 9/26/2012 5:38:36 PM |
responsibility-butterfly | $7.90 | 9/26/2012 6:10:37 PM |
bold-charming-worth | $25.00 | 9/26/2012 5:40:58 PM |
hidavehi | $25.01 | 9/26/2012 5:39:29 PM |
pound-mushroom3 | $25.00 | 9/26/2012 5:43:08 PM |
CaptainBL | $25.00 | 9/26/2012 5:44:39 PM |
guild221 | $25.00 | 9/26/2012 5:48:27 PM |
american6 | $50.00 | 9/26/2012 5:47:10 PM |
loyalty-dragster7 | $100.00 | 9/26/2012 5:54:18 PM |
market-assembler | $50.00 | 9/26/2012 5:58:20 PM |
tranquil-note5 | $50.00 | 9/26/2012 5:58:37 PM |
intuitive-benefit3 | $100.00 | 9/26/2012 6:04:13 PM |
jkeller4000 | $100.00 | 9/26/2012 6:06:56 PM |
70 Investments
|
Borrower Payment Dependent Notes Series
646375
This series of Notes was issued and sold upon the funding of the borrower loan #75448, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-27-2012 |
Term:
| 12 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 21.54% |
Borrower rate/APR:
| 22.54% / 30.46% |
Monthly payment:
| $375.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.57% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
5 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,487 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| truth-voyager2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to purchase a used car from a private owner.
My financial situation:
I am a good candidate for this loan because I have stable job and will pay it off within a year.
Monthly net income: $3600
Monthly expenses: $400
Housing: $800
Insurance: $279
Car expenses: $100
Utilities: $included with housing
Phone, cable, internet: $goes with monthly expenses
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $goes with monthly expenses.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scholarly-order6 | $25.00 | 9/27/2012 9:08:32 AM |
azazle | $50.00 | 9/27/2012 9:10:16 AM |
benevolent-loot5 | $200.00 | 9/27/2012 9:11:38 AM |
benjamins-explosion142 | $25.00 | 9/27/2012 9:13:42 AM |
Plow_n_Sow | $75.00 | 9/27/2012 9:01:56 AM |
wwwUniversal | $25.00 | 9/27/2012 9:44:05 AM |
brian4571 | $25.00 | 9/27/2012 9:41:50 AM |
asset-professor | $25.00 | 9/27/2012 9:43:25 AM |
scrappy-diversification7 | $600.00 | 9/27/2012 9:51:33 AM |
113121 | $50.00 | 9/27/2012 9:30:09 AM |
vutah | $25.00 | 9/27/2012 9:09:46 AM |
decisive-income7 | $2,500.00 | 9/27/2012 9:01:36 AM |
commitment-neutron1 | $200.00 | 9/27/2012 9:03:45 AM |
trade-boots1 | $100.00 | 9/27/2012 9:06:58 AM |
pierrelasvegas | $25.00 | 9/27/2012 9:16:06 AM |
ethical-truth211 | $50.00 | 9/27/2012 9:46:32 AM |
16 Investments
|
Borrower Payment Dependent Notes Series
646399
This series of Notes was issued and sold upon the funding of the borrower loan #75542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $572.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,516 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| blue-precious-kindness |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2011)
|
Principal balance:
| $6,526.63 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation/Refinance Loan
Purpose of loan:
This loan will be used to...Refinance exisitng loan and consolidate debt and pay off medical bill.
My financial situation:
I am a good candidate for this loan because...I have good retirement (pension) income for the rest of my life. I have had good credit with no late payments in last 7 years. I have paid on existing loan for over 9 months and never been late.
Monthly net income: $ 4,058.00
Monthly expenses: $ 200 (medical bill, medicines)
Housing: $ 0 (live with and take care of my mom)
Insurance: $ 80 month (car)
Car expenses: $ 300 (includes gas)
Utilities: $ 0 (live with and take care of my mom)
Phone, cable, internet: $ 75 month (cell phone)
Food, entertainment: $ 500 month
Clothing, household expenses: $ 200 month
Credit cards and other loans: $ 700 month (some to be consolidated with this loan)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-czar5 | $25.00 | 9/27/2012 10:54:14 AM |
WalnutCreekguy | $50.00 | 9/26/2012 5:04:20 PM |
handy-justice | $50.00 | 9/26/2012 5:04:21 PM |
friendly-gold | $25.00 | 9/26/2012 5:08:22 PM |
commitment-neutron1 | $200.00 | 9/26/2012 5:03:10 PM |
elegant-hope578 | $50.00 | 9/26/2012 5:13:41 PM |
MoneyForNothing | $25.09 | 9/26/2012 5:03:02 PM |
special-dinero553 | $25.00 | 9/26/2012 5:14:04 PM |
robust-diversification3 | $50.00 | 9/26/2012 5:16:01 PM |
susurrus | $100.00 | 9/26/2012 5:18:08 PM |
DER | $25.00 | 9/26/2012 5:18:57 PM |
melodious-fairness | $50.00 | 9/26/2012 5:07:07 PM |
money-baron-Roth401k | $25.00 | 9/26/2012 5:20:52 PM |
randsenterprise | $25.00 | 9/26/2012 5:25:29 PM |
durability-seahorse7 | $50.00 | 9/26/2012 5:10:11 PM |
compounding21 | $25.00 | 9/26/2012 5:44:59 PM |
diplomatic-wealth7 | $25.00 | 9/26/2012 5:18:12 PM |
majestic-note6 | $200.00 | 9/26/2012 5:18:36 PM |
fcrick | $25.00 | 9/26/2012 5:19:49 PM |
aader | $25.00 | 9/26/2012 5:51:54 PM |
adventurer447 | $300.00 | 9/26/2012 5:19:43 PM |
silver-stacker | $25.00 | 9/26/2012 5:54:34 PM |
jamiee73 | $25.00 | 9/26/2012 5:56:34 PM |
sunwell | $50.00 | 9/26/2012 6:03:18 PM |
leverage-sensai6 | $25.00 | 9/26/2012 6:03:31 PM |
1LOANMASTER1 | $25.00 | 9/26/2012 5:31:36 PM |
symbiosis | $50.00 | 9/26/2012 6:06:46 PM |
first-pragmatic-power | $25.00 | 9/26/2012 5:34:46 PM |
foxtrot12 | $75.00 | 9/26/2012 5:38:29 PM |
Wellman | $25.00 | 9/26/2012 5:41:54 PM |
haplender | $40.00 | 9/26/2012 6:14:24 PM |
squeebie | $50.00 | 9/26/2012 6:15:25 PM |
postalwhiz | $25.00 | 9/26/2012 5:52:03 PM |
transamerican | $25.00 | 9/26/2012 5:59:03 PM |
social-pear9 | $25.00 | 9/26/2012 6:33:26 PM |
jazzlender | $25.00 | 9/26/2012 6:02:00 PM |
richboy56 | $25.00 | 9/26/2012 6:36:40 PM |
brightest-organized-balance | $25.00 | 9/26/2012 6:01:18 PM |
DoctorJoe | $30.00 | 9/26/2012 6:42:13 PM |
jkeller4000 | $28.00 | 9/26/2012 6:06:56 PM |
dmunySF | $50.00 | 9/26/2012 6:08:02 PM |
economy-shrubbery6 | $25.00 | 9/26/2012 6:09:51 PM |
1randyp | $25.00 | 9/26/2012 6:48:15 PM |
cp-family | $50.00 | 9/26/2012 6:09:46 PM |
LaBamba | $100.00 | 9/26/2012 6:15:36 PM |
fantastic-bazaar2 | $100.00 | 9/26/2012 7:07:16 PM |
durability-ace9 | $30.00 | 9/26/2012 6:17:20 PM |
RGlad | $200.00 | 9/26/2012 6:28:23 PM |
cash-kin7 | $25.00 | 9/26/2012 6:27:51 PM |
bazaar-tulip | $500.00 | 9/26/2012 7:28:08 PM |
compassion-expert | $25.00 | 9/26/2012 6:34:34 PM |
Comoparklender | $25.00 | 9/26/2012 6:37:13 PM |
the-credit-maker | $100.00 | 9/26/2012 6:37:46 PM |
dollar-vibraphone4 | $50.00 | 9/26/2012 8:44:09 PM |
COCHINOBOY | $25.00 | 9/26/2012 6:45:15 PM |
fair-gain8 | $25.00 | 9/26/2012 6:47:20 PM |
voipguy88 | $50.00 | 9/26/2012 9:19:03 PM |
money-bauble | $200.00 | 9/26/2012 6:58:51 PM |
valiant-liberty4 | $25.00 | 9/26/2012 7:06:40 PM |
seabass123 | $25.00 | 9/27/2012 3:33:57 AM |
quest0 | $50.00 | 9/26/2012 7:28:23 PM |
dhkny5 | $25.00 | 9/26/2012 7:28:57 PM |
Navy-Retired | $138.52 | 9/27/2012 5:44:31 AM |
Tscheddar | $25.00 | 9/26/2012 7:37:10 PM |
integrity-web | $25.00 | 9/26/2012 7:59:01 PM |
newest-currency-vibrato | $25.00 | 9/26/2012 8:20:25 PM |
Lendomatic | $50.00 | 9/26/2012 8:19:52 PM |
worldly-income2 | $25.00 | 9/27/2012 7:09:40 AM |
chererat | $25.00 | 9/27/2012 7:20:29 AM |
justice-allocator3 | $25.00 | 9/26/2012 8:57:16 PM |
supreme-exchange547 | $25.00 | 9/26/2012 9:07:45 PM |
investment-accruer4 | $119.00 | 9/27/2012 8:05:29 AM |
redrose1518 | $40.00 | 9/27/2012 8:27:03 AM |
revenue-statesperson4 | $100.00 | 9/27/2012 1:41:11 AM |
just-finance2 | $25.00 | 9/27/2012 5:44:02 AM |
helping-out | $121.15 | 9/27/2012 5:40:12 AM |
truth-seeker8 | $100.00 | 9/27/2012 9:07:10 AM |
Leshan | $100.00 | 9/27/2012 6:27:54 AM |
tirelighter778552 | $25.00 | 9/27/2012 6:29:29 AM |
treasure-hunter270 | $25.00 | 9/27/2012 6:36:16 AM |
KSPHoldings | $30.00 | 9/27/2012 6:54:14 AM |
orangetrust | $50.00 | 9/27/2012 7:07:17 AM |
asian808 | $25.00 | 9/27/2012 9:09:59 AM |
centsoffreedom | $25.00 | 9/27/2012 7:21:34 AM |
universal71 | $30.00 | 9/27/2012 8:13:24 AM |
etraboulay | $50.00 | 9/27/2012 9:13:52 AM |
hillerod | $26.27 | 9/27/2012 8:58:49 AM |
BizAnalyst | $50.00 | 9/27/2012 9:18:10 AM |
Sibelius2 | $25.00 | 9/27/2012 9:07:05 AM |
Detour11 | $25.00 | 9/27/2012 9:06:17 AM |
rescue | $100.00 | 9/27/2012 9:08:24 AM |
compassionate-auction6 | $150.00 | 9/27/2012 9:09:27 AM |
payout-achievement | $50.00 | 9/27/2012 9:24:30 AM |
rhin0cerx | $50.00 | 9/27/2012 9:52:09 AM |
loot-hunter | $25.00 | 9/27/2012 9:59:19 AM |
Sunbase | $25.00 | 9/27/2012 9:34:51 AM |
sweetsassymolassy | $25.00 | 9/27/2012 9:35:29 AM |
vigorous-velocity | $200.00 | 9/27/2012 9:38:07 AM |
authoritative-platinum7 | $50.00 | 9/27/2012 10:16:36 AM |
skro | $25.00 | 9/27/2012 9:41:31 AM |
worth-web5 | $40.00 | 9/27/2012 9:42:11 AM |
logical-investment4 | $25.00 | 9/27/2012 10:24:48 AM |
ferdberfel | $25.00 | 9/27/2012 10:25:33 AM |
silver-wonder278 | $25.00 | 9/27/2012 10:28:21 AM |
the-healthy-commitment | $25.00 | 9/27/2012 9:58:34 AM |
dsw6440 | $50.00 | 9/27/2012 9:58:51 AM |
principal-cooker2 | $50.00 | 9/27/2012 10:09:53 AM |
lillian27 | $25.00 | 9/27/2012 10:04:00 AM |
NobisEst | $25.00 | 9/27/2012 10:07:30 AM |
svandgts | $25.00 | 9/27/2012 10:24:00 AM |
unrelenting-platinum2 | $25.00 | 9/27/2012 10:26:36 AM |
bold-velocity-cake | $31.19 | 9/27/2012 10:28:31 AM |
lean-dedication | $25.00 | 9/27/2012 11:15:09 AM |
interstellar | $75.00 | 9/27/2012 11:15:26 AM |
american-investor | $25.00 | 9/27/2012 10:31:19 AM |
luv052693 | $50.00 | 9/27/2012 10:44:12 AM |
87Marc | $25.00 | 9/27/2012 10:52:57 AM |
worldly-community3 | $50.00 | 9/27/2012 10:56:15 AM |
michaelray703 | $25.00 | 9/27/2012 11:06:55 AM |
gallant-economy9 | $50.00 | 9/27/2012 10:59:26 AM |
first-silver-bridge | $25.00 | 9/27/2012 11:14:01 AM |
vibraphone3 | $25.00 | 9/27/2012 11:19:35 AM |
compatible-deal9 | $25.00 | 9/27/2012 11:08:45 AM |
TronMedici | $25.00 | 9/27/2012 11:22:53 AM |
Farmer-Ted | $25.00 | 9/27/2012 12:50:37 PM |
LittleMingo | $25.00 | 9/26/2012 5:04:33 PM |
phenomenal-rate1 | $500.00 | 9/26/2012 5:05:28 PM |
commerce-venture1 | $25.00 | 9/26/2012 5:09:53 PM |
delectable-order532 | $100.00 | 9/26/2012 5:06:58 PM |
LeReve | $500.00 | 9/26/2012 5:21:25 PM |
AF-Chief | $25.00 | 9/26/2012 5:09:24 PM |
unassailable-fund | $40.00 | 9/26/2012 5:10:22 PM |
careful-vigilance4 | $25.00 | 9/26/2012 5:30:45 PM |
useful-money715 | $25.00 | 9/26/2012 5:38:01 PM |
pierrelasvegas | $25.00 | 9/26/2012 5:14:22 PM |
jstefans | $25.00 | 9/26/2012 5:40:07 PM |
Caine1974 | $100.00 | 9/26/2012 5:20:28 PM |
Miklot | $30.00 | 9/26/2012 5:58:02 PM |
moviedaze | $25.00 | 9/26/2012 6:09:30 PM |
handshake5 | $77.00 | 9/26/2012 6:12:07 PM |
52digital | $75.00 | 9/26/2012 5:44:45 PM |
bubb_hans | $25.00 | 9/26/2012 6:21:00 PM |
musegaze | $50.00 | 9/26/2012 6:21:42 PM |
loyalty-dragster7 | $100.00 | 9/26/2012 5:54:18 PM |
social-cocktail1 | $200.00 | 9/26/2012 5:57:51 PM |
dough-bear | $25.00 | 9/26/2012 5:58:21 PM |
oreyedoc | $50.00 | 9/26/2012 5:59:39 PM |
supreme-treasure8 | $100.00 | 9/26/2012 5:59:52 PM |
proper-exchange8 | $50.00 | 9/26/2012 6:03:10 PM |
responsibility-butterfly | $25.00 | 9/26/2012 6:10:40 PM |
IntrepidInvestment | $50.00 | 9/26/2012 6:12:14 PM |
riveting-community | $45.00 | 9/26/2012 7:01:44 PM |
Canidae | $25.00 | 9/26/2012 6:13:55 PM |
pleasant-listing712 | $25.00 | 9/26/2012 7:06:20 PM |
paytonbrigadier | $250.00 | 9/26/2012 7:07:06 PM |
Ponies88 | $25.00 | 9/26/2012 6:18:24 PM |
finance-prescription | $100.00 | 9/26/2012 6:19:59 PM |
palmetto933 | $25.00 | 9/26/2012 6:20:44 PM |
Beld | $50.00 | 9/26/2012 6:22:09 PM |
martinatime | $25.00 | 9/26/2012 7:29:20 PM |
Robin_Hood | $50.00 | 9/26/2012 7:35:53 PM |
miamibeachloaner | $25.00 | 9/26/2012 6:34:43 PM |
mcs99 | $75.00 | 9/26/2012 7:52:53 PM |
Lendomatic | $25.00 | 9/26/2012 8:16:49 PM |
phenomenal-asset4 | $25.00 | 9/26/2012 8:19:35 PM |
pragmatic-auction8 | $25.00 | 9/26/2012 6:52:38 PM |
money-baron-roth-IRA | $50.00 | 9/26/2012 6:52:19 PM |
dime-sprout | $25.00 | 9/26/2012 7:02:42 PM |
worlds-best-commerce5 | $25.00 | 9/26/2012 10:18:52 PM |
FinanceEngine | $60.00 | 9/26/2012 10:32:15 PM |
first-serene-credit | $25.00 | 9/26/2012 11:48:56 PM |
GrowthAspirations | $62.00 | 9/27/2012 12:23:23 AM |
truth-companion | $25.00 | 9/26/2012 7:08:14 PM |
mikeandcat | $98.28 | 9/27/2012 3:47:31 AM |
priceless-felicity7 | $25.00 | 9/26/2012 7:10:06 PM |
open-minded-p2p1 | $25.00 | 9/26/2012 7:11:09 PM |
Investor_DP | $200.00 | 9/26/2012 7:12:21 PM |
golden-market2 | $100.00 | 9/27/2012 5:02:00 AM |
bbt210 | $25.05 | 9/27/2012 5:29:44 AM |
bbt28 | $25.05 | 9/27/2012 5:35:41 AM |
continental2 | $100.00 | 9/27/2012 6:57:47 AM |
investment-comet | $25.00 | 9/27/2012 7:04:30 AM |
papaloha | $333.00 | 9/26/2012 8:36:55 PM |
transaction-keeper5 | $25.00 | 9/26/2012 8:56:17 PM |
principal-laser | $54.05 | 9/27/2012 7:14:39 AM |
Rulea72 | $25.00 | 9/27/2012 7:24:25 AM |
reflective-rupee | $25.00 | 9/26/2012 9:30:27 PM |
integrity-doctor | $100.00 | 9/27/2012 8:20:16 AM |
Eminent_Endeavors | $30.00 | 9/27/2012 4:36:58 AM |
nodebtin3 | $100.00 | 9/27/2012 3:59:57 AM |
peaceful-greenback719 | $25.00 | 9/27/2012 5:09:59 AM |
five-star-investment8 | $25.00 | 9/27/2012 6:15:21 AM |
radiant-bazaar1 | $25.00 | 9/27/2012 6:25:51 AM |
Rip128 | $150.00 | 9/27/2012 6:36:55 AM |
Brisket_Bob | $25.00 | 9/27/2012 6:43:25 AM |
RotJ | $50.00 | 9/27/2012 6:52:25 AM |
enriching-dollar1 | $100.00 | 9/27/2012 9:10:37 AM |
bid-banjo3 | $100.00 | 9/27/2012 9:11:09 AM |
penny-firestarter | $25.00 | 9/27/2012 8:00:45 AM |
infusion6 | $38.01 | 9/27/2012 8:35:48 AM |
benjamins-explosion142 | $25.00 | 9/27/2012 9:13:38 AM |
thoughtful-contract984 | $25.00 | 9/27/2012 8:52:02 AM |
bonus-quark4 | $25.00 | 9/27/2012 8:52:30 AM |
diplomatic-justice6 | $58.60 | 9/27/2012 8:58:25 AM |
green-high-five7 | $25.00 | 9/27/2012 8:35:07 AM |
the-laudable-peso | $40.00 | 9/27/2012 9:14:14 AM |
money-surge1 | $25.00 | 9/27/2012 9:03:24 AM |
the-profit-oracle | $25.00 | 9/27/2012 9:21:06 AM |
cash-reaction2 | $25.00 | 9/27/2012 9:05:19 AM |
exchange-windmill7 | $25.00 | 9/27/2012 9:13:17 AM |
emgventures | $25.00 | 9/27/2012 9:39:45 AM |
capital-renewal | $25.00 | 9/27/2012 9:13:58 AM |
best-charming-leverage | $27.00 | 9/27/2012 9:14:47 AM |
fighter122 | $25.00 | 9/27/2012 9:15:57 AM |
point | $50.00 | 9/27/2012 9:16:28 AM |
rapid-credit428 | $25.00 | 9/27/2012 9:51:13 AM |
nimble-revenue5 | $86.00 | 9/27/2012 9:25:17 AM |
Thunderswan | $100.00 | 9/27/2012 9:21:53 AM |
mikbos | $25.00 | 9/27/2012 9:22:40 AM |
Learning2Lend | $25.00 | 9/27/2012 9:25:36 AM |
crdcteng | $25.00 | 9/27/2012 10:03:25 AM |
kidsskipp | $100.00 | 9/27/2012 9:34:11 AM |
benwalla | $25.00 | 9/27/2012 9:36:00 AM |
shrewd-peace7 | $25.00 | 9/27/2012 9:37:42 AM |
genius520 | $100.00 | 9/27/2012 10:14:16 AM |
wwwUniversal | $25.00 | 9/27/2012 9:44:04 AM |
lamsabuy | $200.00 | 9/27/2012 10:24:36 AM |
rysil | $35.00 | 9/27/2012 9:54:33 AM |
doopers | $25.00 | 9/27/2012 10:26:25 AM |
asiaratt | $50.00 | 9/27/2012 9:56:15 AM |
ethical-truth211 | $500.00 | 9/27/2012 9:49:06 AM |
dedicated-transaction796 | $25.00 | 9/27/2012 9:54:16 AM |
shmb6508 | $50.00 | 9/27/2012 10:05:36 AM |
handy-money9 | $75.00 | 9/27/2012 9:56:05 AM |
life-is-great | $25.00 | 9/27/2012 9:56:54 AM |
CA-Lender | $25.00 | 9/27/2012 10:42:06 AM |
abundant-power | $25.00 | 9/27/2012 10:43:59 AM |
silver-enlightenment0 | $25.00 | 9/27/2012 10:57:58 AM |
Joyflyer | $25.00 | 9/27/2012 10:20:26 AM |
jhernand17 | $25.00 | 9/27/2012 11:05:09 AM |
investisure | $37.00 | 9/27/2012 10:29:34 AM |
Cronos | $50.00 | 9/27/2012 11:19:02 AM |
treasure-medalist0 | $25.00 | 9/27/2012 10:25:45 AM |
asset-linkage | $25.00 | 9/27/2012 11:34:22 AM |
thelovebug | $100.00 | 9/27/2012 10:32:38 AM |
market-pudding | $25.00 | 9/27/2012 12:28:41 PM |
Katburg | $25.00 | 9/27/2012 10:43:11 AM |
goodcents | $27.34 | 9/27/2012 1:01:14 PM |
red-power-pecan | $50.00 | 9/27/2012 11:03:41 AM |
moola-accelerator6 | $25.00 | 9/27/2012 11:09:19 AM |
quiksilver180 | $26.00 | 9/27/2012 11:21:37 AM |
sjc224 | $25.00 | 9/27/2012 11:12:26 AM |
greenback-drummer9 | $50.00 | 9/27/2012 11:13:32 AM |
Lacimae | $100.00 | 9/27/2012 11:16:16 AM |
rutzebach | $46.40 | 9/27/2012 12:21:38 PM |
top-visionary-truth | $25.00 | 9/27/2012 11:53:12 AM |
contract-equinox | $25.00 | 9/27/2012 11:54:47 AM |
brightest-gain-investor | $345.00 | 9/27/2012 1:29:26 PM |
258 Investments
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